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http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  BANK COMMISSIONER OF THE  STATE OF ARKANSAS  FOE THE YEAE ENDED JUNE 30, 1975   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  HARVEL C. ADAMS State Bank Commissioner  STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT July 1, 1975 To tiie Honorable David Pryor Governor o f Arkansas Dear Governor: In compliance with the provisions o f Act 113 of 1913 (now found in Section 67-111, Arkansas Statutes of 1947), I submit for your consideration and information, the Sixty-First Annual Report of the State Bank Depart­ ment for the fiscal year ended June 30, 1975. A t the close o f the fiscal year Just ended (6-30-75), there were 185 States Chartered commercial banks operating in Arkansas. However, just before the end of the year, one small bank, the Bank o f Chidester (Ouachita County) with deposits of approximately $2 million, was determined to be insolvent and I ordered it closed on July 1, 1975. The former bank became a branch o f the Merchants and Planters Bank, Camden. The Federal Deposit Insurance Corporation was appointed receiver for the Chidester bank and no losses were suffered by the depositors. The combined totals of the remaining 184 banks as o f June 30, 1975, disclosed that the Arkansas State Banks continue to grow, but not at the spectacular rate recorded for the two previous years. As o f June 30 o f this year, assets o f the 184 banks totaled $2,861,748,480, up $292,164,662 from the total o f $2,569,583,318 reported for June 30, 1974. This represents an increase of 11.37% as compared to the increase of $434,217,737 (20.33%) recorded for fiscal year ended June 30, 1974, and the June 30, 1973 increase over the previous year (6-30-72) o f $345,438,148, or 18.88%. As o f this date, there are 190 financial institutions under supervision o f the Bank Department, comprised o f 184 commercial banks, three trust companies and three Act 111 industrial loan institutions. Examinations for 1975 are on schedule and it is expected that all institutions w ill be examined during the calendar year 1975, as has been the case for the seven calendar years prior to 1975. In addition to the information set out above, this report reflects in detail the condition o f each o f the 190 active institutions as o f June 30, 1975. Also given is information pertaining to Bank Department and federal supervisory agency personnel and personnel o f the Arkansas Bankers Association. A statement showing the receipts and disbursements o f the Baltic Department is also included.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Respectfully, H. C. ADAMS State Bank Commissioner  Sixty-First Beport  3  LEGAL HOLIDAYS  New Year’s Day ............. - .........  January 1.  Robert E. Lee’s B irth d ay.........  January 19.  George Washington’s Birthday  Third Monday in February.  Memorial Day ..........................  Last Monday in May.  Independence D a y .....................  July 4.  Labor D a y .................................  First Monday in Sept.  Veterans’ D a y ............................  November 11.  Thanksgiving D a y .....................  Fourth Thursday in November.  Christmas Eve ..........................  December 24.  Christmas D a y ..........................  December 25.  AH Bills ol Exchange, drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a legal holiday in its stead.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  4  State o f Arkansas:  Bank Department  DEPARTMENTAL ROSTER Harvel C. Adams ..................................... State Bank Commissioner Jim S. G ow en ..................................... Assistant Bank Commissioner Harry E M eek ....................................................Department Attorney  h a w i?YATiynrxn?i>c ocnrorMW* liiM lv rtv JttilJNIk rA A m J JS M to  Don R. Clark Ronny A. Clay John W. Crews  Richard L. Deckard  H. Wm. Oldham Michael D. Taylor Olan B. Wages  FINANCIAL ANALYST Louis W. Elkins  JUNIOR AND ASSISTANT BANK EXAMINERS James E Brantley Terry Q. Carson Cathy Fettd Eddie E Fitzhugh James C. Fritts  John A. Gordon Larry M. Hillyard Thomas R. James  Thomas M. Narrell Edward W. Paschal Charles S. Penick . Stan Thompson John W. Vinson  SECRETARIES Vicki L. Davis  Jacqulin J. Dieus  Ann Smith  C fn/krn«? D HA l TliiU IV n H A A R lI n oJ.il.JL.Ej A I^MI V DU iiK  Dorman F. Bushong, Chairm an................................................ Rogers Edward H. C h erry.................................................................. Jonesboro James H. C on e...................................................................... Little Rock Max A. M itcham .................................................................. Smackover Maurice S. W ood ru ff................................................................ Carlisle Jim S. Gowen, S ecretary....................................................Little Rock  OFFICE Suite 200, University Tower Building Telephone: 871-1117  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  5  COMMISSIONERS OF THE STATE BANK DEPARTMENT STATE OF ARKANSAS  No. Name  Date of Appointment  Date Service Ended  1. John M. D avis...........October 6 ,1913...... ...October 3,1918 2. A . J. H eap............... ...October 3, 1918...... ...March 22, 1919 3. W. T. M a xw ell...... ...March 22, 1919...... ...September 1, 1921 4. Charles M cK ee...... ...September 1, 1921 .,...July 28, 1925 5. Loid Rainw ater..... ...July 28, 1925 .............February 8, 1927 6. Walter E. Taylor ......February 8, 1927 ......January 10, 1933 7. Marion W asson..... ...January 10, 1933 ......January 12, 1937 8. Grover S. Jernigan ..January 12, 1937 ......January 14, 1941 9. Thomas W. Leggett ..January 14, 1941 ......February 1, 1949 10. S. J. D ean .............. ...February 1, 1949 ......December 31, 1949 11. Ed I. McKinley, J r .....December 31, 1949 ....March 14, 1953 12. A. R. M erritt.............March 14, 1953 ..... ...February 8, 1955 13. Dick Simpson ....... ...February 8, 1955 ......March 2, 1967 14. H. C. A dam s........... ...March 3, 1967 .......   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  6  State o f Arkansas:  Bank Department  The following statement, furnished by the Central O ffice o f tlm De­ partment o f Commerce, shows the receipts and disbursements o f the State Bank Department from July 1, 1974 through June SO, 1975. BECEIPTS Adjusted Cash Balance, June 30, 1974 ........................................ $111,053.92 Examination and Assessment Fees ........................ $392,371.65 Charter and Amendment Fees ............................... 8,591.79 Teller’s Window Applications and Protest Fees .... 1,200.00 Penalties for Reserve Deficiencies ........................ 2,983.28 Foreign Lendixte Institutions............... ................... —0— Miscellaneous fe e s ................................................. 4,137.55 Refund to Expenditures: Reimbursement for School Course ................. 350.00 Reimbursement for M & R S a les............................ 5,102.00 Reimbursement from Central Office for Over­ payment o f Pro Rata Cost to Central O ffice .... 4,420.27 419, 156.54 $530,210.46 DISBURSEMENTS Salaries ..................................................................... $298,329.87 Extra Help ................................................................ 250.00 Maintenance and General Operations* ................. 123,781.00 Social Security and Retirement M atching............. 40,525.13 Group Insurance Cost ....................................... 1,472.56 Professional Services .............................................. 5,200.00 Service Charge by State Treasurer........................ 6,077.19 Pro-Rata Cost of Central Offiee of Department o f Department o f Commerce ............................... 16,670.00 Workman’s Compensation Claim ............................ 2,885.00 Cash Balance June 30, 1975 ..........................................................  495,190.75 35,019.71 $530,210.46  * Includes: Travel Expenses Board Members’ Expenses Insurance and Bonds  August 11, 1975 Mr. H. C. Adams Bank Department University Tower Building little Rock, Arkansas Dear Mr. Adams: Attached is the balance sheet for your department as o f June 30, 1975. We certify that this statement shows the true and correct balance per our records at the dose of the fiscal year given.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sincerely, Pamela Davis Accountant n  Sixty-First Report  7  ARKANSAS BANKERS ASSOCIATION 1975-76 P resident............................. Dorman F. Bushong, President, Farmers & Merchants Bank^ Rogers President-Sect ...................William H. Kennedy, Jr., President, National Bank,of Commerce, Pine Bluff Vice-President ...................Cecil W. Cupp Jr., President, Arkansas Bank & Trust Company, Hot Springs Treasurer ............................James D. Cook, President, National Bank of Commerce, El Dorado Executive Manager and Secretary.......................... H. C. Carvill, 1027 Pyramid Bldg., Little Rock  EXECUTIVE COUNCIL Fred M ich ael................................................................................ Lake Village Horace S m ith ..................................................................................... Harrisburg Johnny Brannan..................................................................................... Prescott Sam S ica rd .......................................................................................Fort Smith Jerry M cFarland................................................................................... Harmon J. C. Vaughn Jr. .............................................................................. Faragould Robert L aw yer........................................................................ Mountain Home George Jackson .............................................................................. Russellville Ed H u rley..........................................................................................El Dorado William C. Norman J r ........................................................................... Crossett  OFFICERS JUNIOR BANKERS SECTION ARKANSAS RANKERS ASSOCIATION P resident............................. Ralph White .................. ............... Hot Springs Vice President....................Bart Lindsey ............................................. Helena Secretary.............................Charles B lanchard...................................Conway Treasurer ............................B. J. R u sk ..............................................Stuttgart  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  8  State o f Arkansas:  Bank Department  THE REGIONAL ADMINISTRATOR OF NATIONAL BANKS Eighth National Bank Region, 165 Madison Avenue, Room 1900 Memphis, Tennessee 38103  Regional Administrator ......................................... John W. Shaffer Telephone Number 534-3376  Area Code 901  FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI DISTRICT NO. 8 Telephone Number 421-1700  Area Code 314 ..Darryl R. Francis .Eugene A. Leonard Jerry L. Jordan Donald W. Moriarty, Jr. F. Garland Russell .Charles E. Silva .Ruth A. Bryant .Woodrow W. Gilmore .A. B. Balbach ..John F. Otting .Joseph P. Garbarini .Harold E. Uthoff James R. Kennedy ..Bernhardt J. Sartorius  President ................... M ist Vice President ... Senior Vice President Senior Vice President Senior Vice President Senior Vice President Vice President ........... Vice President ........... Vice President ........... Vice President ........... Vice President ........... Vice President ........... Vice President .......... General Auditor .......  LITTLE ROCK BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI Telephone Number 372-5451  Area Code 501  Vice President and M anager................................... John F. Breen Assistant Vice P resident......................................... Michael T. Moriarty Assistant Vice P resident......................................... Thomas R. Callaway Assistant Vice P resident.......................................... David T. Rennie  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  9  Sixty-First Report  T ?i?n ?a i? PtA n t xtcttwa a a p d a p a nprAiu rK iUi?T x iK Mti n i lC rC UTonll JLNOuKilJNtl!i l /U » r U K i l 1 1v/I\ it / n n u in iT C p p a t a m iViiyyijrJtU.2)  Suite 1010, Fiist National Bank Building Memphis, Tennessee 38103 Telephone Number 534-3872  Area Code 901  Regional Director ................................................................... Roy E. Jackson Assistant Regional D irector............................................ Louis A. Hurst, Jr. Assistant Regional D irector.....................................................Edwin B. Burr IT A X T C A C r<A/IMU^I JEiKd f v K AA Plllk iU i d A b  l? ir A ll/I T h ll? P G  Robert E. Conatser ....................................................................... Russellville Philip N. Little .............................................................................. Russellville James J. Peacock, Jr......................................................................... Russellville James M. Martin, Jr. ....................................................................... Jonesboro John W. Christian ............................................................................ Jonesboro Jack P. Court, Jr. ............................................................................ Jonesboro Joel E. Petty ..................................................................................... Jonesboro Fred H. Caudle ................................................................................ Pine Bluff Billy W. Carroll .............................................................................. Pine Bluff James A. Colvin .............................................................................. Pine Bluff Frankie L. Pratt .............................................................................. Pine Bluff Russell C. Livingston ........................................................................ Memphis Robert C. Barber ................................................................................ Memphis Bobby R. Beaty ................................................................................. Memphis Dale C. Bregenzer ............................................................................... Memphis Stanley A. Clark, Jr. ........................................................................ Memphis Jen y W. Cox ...................................................................................... Memphis David L. B ow en ................................................................................... Memphis Arthur B. Monroe .............................................................................. Memphis   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  10  State o f Arkansas:  Bank Department  STATE BANK DEPARTMENT STATE OF ARKANSAS ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN ARKANSAS AS OF JUNE 30, 1975 (With Comparative Statement as of June 30. 1974)  com  A L BANKS ONLY (cents omitted) June 30,1975 184 Banks  June 30,1974 183 Banks  Increase (Decrease)  ASSETS Cash and Balances with other banks ...................... .... $ 295,771,602 $ 244,821,358 $ 50,950,244 U. S. Treasury Securities ....  195,778,357  198,508,207  (2,729,850)  Obligations o f other U. S. Government agencies and corporations ............... ....  232,286,951  199,557,611  32,729,340  Obligations o f States and political subdivisions ........ ....  497,599,465  436,205,507  61,393,958  Other securities (including corporate stocks) ...............  27,932,591  16,710,827  11,221,764  Trading account securities ....  200,751  402,903  (202,152)  Excess funds sold and securities purchased under agreement to resell ....  128,045,042  129,288,056  (1,243,014)  Loans and discounts............. ....  1,414,961,838  1,289,110,467  125,851,371  Bank premises, furniture and fixtures, and other assets representing bank premises ...................  42,222,070  34,670,919  7,551,151  Real estate owned other than bank premises ..  2,449,050  1,314,567  1,134,483  A ll other assets .....................  24,500,763  18,993,396  5,507,367  TOTAL ASSETS ............... .  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $2,861,748,480 $2,569,583,818 $292,164,662  11  Sixty-First Report  June 30,1975 184 Banks  June 30,1974 183 Banks  Increase (Decrease)  LIABILITIES Demand deposits, individs., partnerships, and corporations .......................... $ 849,825,641 $ 823,201,668 $ 26,623,973 Time deposits, individuals, partnerships, and corporations .......................... 1,364,400,273 1,174,556,589 189,843,684 (10,555,394) 21,889,783 Deposits o f U. S. Government.. 11,334,389 Deposits of States and 27,945,881 251,296,388 political subdivisions ............ 279,242,269 2,475,322 8,570,788 Deposits o f banks ..................... 11,046,110 Certified and officers* 13,405,604 2,625,700 checks, etc............................... 16,031,304 TOTAL DEPOSITS .............  2,531,879,986  2,292,920,820  238,959,166  Total Demand ............ [973,000,607] [949.438,083] [23,562,524] Total T im e................... [1,558,879,379] [1,343,482,737] [215,396,642] Excess funds purchased and securities scud under agreement to repurchase .... Other liabilities for borrowed money ................... A ll other liabilities .................  34,102,662  12,059,178  22,013,484  1,138,672 48,427,750  652,130 45,729,292  486,542 2,698,458  TOTAL LIABILITIES .......... $2,615,549,070 $2,351,361,420 $264,187,650 RESERVES ON LOANS AND SECURITIES Reserves for bad debt losses on lo a n s...................... $ Reserves on securities ............. TOTAL RESERVES ON LOANS AND SECURITIES ........................ $  18,833,765 $ 184,696  16,430,087 $ 2,403,678 194,591 (9,895)  19,018,461 $  16,624,678 $ 2,393,783  CAPITAL ACCOUNTS Capital notes and debentures .. $ 11,917,300 $ 10,551,500 $ 1,365,800 48,082,569 44,021,285 4,061,284 Capital sto ck .............................. 68,438,301 Surplus ..................................... 77,540,345 9,102,044 86,361,952 75,788,687 Undivided profits ..................... 10,573,265 3,278,783 2,797,947 480,836 Reserves for contingencies ........ TOTAL CAPITAL ACCOUNTS .......................... $ 227,180,949 $ 201,597,720 $ 25,583,229 TOTAL LIABILITIES, RESERVES AND CAPITAL ACCOUNTS ..... $2,861,748,480 $2,569,583,818 $292,164,662  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  COMPARATIVE STATEMENT SHOWING THE CONDITION OF STATE BANKS AND OTHER FINANCIAL INSTITUTIONS FOR PAST THIRTY-FIVE YEARS Number ..... ......... 166 ..... ......... 166 ..... ......... 161 ..... ......... 161 ..... ......... 163 ..... ......... 169 ..... ......... 170 ..... ......... 174 ..... ......... 174 ..... ......... 176 ..... ......... 177 ..... ......... 178 ..... ......... 177 ..... ......... 178 ..... ......... 179 ..... ......... 182 ..... ......... 183 ..... ......... 183 ..... ......... 182 ..... ......... 182 ..... ......... 181 ..... ......... 182 ..... ......... 184 ..... ......... 184 ..... ......... 181 ..... ......... 181 ..... ......... 183 ..... ......... 183 ..... ......... 184 ..... ......... 186 ..... ......... 190 ..... ......... 189 ..... ....... 189 ..... ......... 189 ..... .........*190  3 Trust Digitized forIncludes FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Loans and Discounts 33,420,100 94,733,000 30.666.600 128,975,900 30,497,300 190,153,500 226,832,800 42,121,000 50.282.600 302,720,500 49.928.600 355,193,200 70,403,400 346,132,500 82,157,200 340,469,900 101.075.200 344,900,700 94,148,700 354,288,100 108,035,400 358,571,300 120.769.700 383,178,600 125.554.200 398,584,300 159,028,000 411,324,600 158,246,800 430,059,100 190,365,300 460,899,300 187.089.200 470,719,000 202.943.500 503,671,700 229.693.600 543,739,400 253.908.500 570,442,400 280.359.500 612,166,700 323.914.100 678,287,800 385.157.700 768,113,400 435.202.600 807,558,600 491.193.100 873,276,600 541,711,900 989,004,700 599,813,633 1,061,757,391 626,212,026 1,131,416,659 707,282,836 1,241,796,969 771,945,349 1,359,632,702 910,097,287 1,597,107,432 1,878,549,252 1,097,787,057 1,945,756,869 1,122,127,159 2,297,681,593 1,427,913,448 2,539,093,884 1,554,933,410 Deposits  3 Industrial loan Institutions.  Borrowed Money 75,100 56.700 83.700 81.700 106.700 131.700 116.700 221.700 118,200 148.200 133.200 58.200 298.200 58.200 58.200 0 0 336,600 1.070.000 1.138.000 570,400 202,000  403,000 1.866.000 1,971,000 2,811,300 2,601,164 2,986,361 4,058,556 2,435,175 3,091,806 9,297,755 5,435,878 5,047,875 6,597,326  Cash 46,087,100 75,993,000 88,424,600 87,156,400 115,746,100 114.416.400 102.647.800 96,311,500 96,605,800 102.081.300 102.013.000 114.420.700 117.406.400 116.317.200 117.844.400 119.609.800 119.094.300 133.569.800 132.739.000 136,153,900 148.249.200 159.242.700 166.824.300 170.143.300 175,010,500 185.569.700 183,227,183 190,538,005 210,576,609 216,576,856 248,076,462 274,745,091 228,636,623 246,032,983 297,705,625  U .S. Gov’t Bonds 12.705.800 21.423.800 71.252.800 97,906,100 137.559.700 187.100.000 170.818.800 160.340.700 148.075.000 158.652.300 148.390.100 144.775.800 152.351.100 135,033,400 148.234.300 140.958.000 150.285.000 148,166,500 155.785.000 155.449.300 155,723,600 160.497.100 169.592.900 155.870.900 159.366.100 186,800,200 189,139,644 206,198,703 194,248,984 196,913,431 216,399,847 210,128,150 198,777,648 198,508,207 195,778,357  Capital Structure 12.805.500 13.316.600 13.904.500 15,076,800 16.624.500 18.908.900 21.414.700 23.769.900 26.381.700 29.064.500 31.611.000 34.416.400 37.166.600 40.797.700 42,559,300 46.686.200 50.275.400 54.163.400 57.409.200 62.805.700 67.604.600 73.092.400 78.504.900 85.282.000 91.300.600 93.953.700 105,525,167 109,561,715 124,896,757 136,660,445 153,776,789 171,803,107 174,062,867 203,390,026 229,170,894  Total Resources 107.936.900 142.710.700 204.492.600 242.132.900 319,689,500 374.451.600 367.934.700 364,722,300 371.711.900 383.815.000 390.770.400 417.987.700 436.430.100 452.551.900 473.034.400 508.372.900 522.434.100 559.229.900 603.550.700 635.861.400 682.081.000 753,781,000 850.420.100 899,327,800 971.899.600 1,092,481,100 1,178,017,804 1,252,920,292 1,396,120,381 1,537,588,150 1,807,803,479 2,159,026,663 2,187,100,047 2,582,751,671 2,878,595,314  Bank Department  k 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975  Sixty-First Report  13  BANKING FACULTIES BY C O U N T S INCLUDING STATE AND NATIONAL BANKS AND BANKING FACILITIES LOCATED OUTSIDE OF CITIES Comity Arkansas .................... .............. A sh ley ......................... ............... Baxter ....................... .............. Benton ....................... .............. Boone ......................... .............. Bradley ....................... ............... Calhoun ..................... ............... Carroll ....................... ............... Chicot ........................................ Clark ........................... .............. Clay ............................. .............. C leburne..................... ............... Cleveland .................... .............. Columbia .................... .............. Conway ..................... .............. Craighead .................. .............. Crawford ................................... Crittenden ................................. Cross .......................................... Dallas ............................................ Desha ......................... .............. Drew ....- .................................... Faulkner .................... .............. Franklin .......................... .............. Fulton ......................... ............... Garland ..................... .............. G ran t........................... .............. Greene ....................... .............. Hempstead .................. .............. Hot S p rin g.................. .............. Howard ....................... .............. Independence ............ .............. Izard ........................... .............. Jackson ....................... .............. Jefferson .................... Johnson ..................... .............. Lafayette .................... .............. Lawrence .................... .............. Lee .............................. .............. Lincoln ....................... .............. Little R iv e r ................ .............. Logan ......................... .............. Lonoke ....................... .............. Madison ..................... .............. Marion ....................... .............. MUler ......................... Mississippi .................. .............. Monroe ....................... .............. Montgomery .............. .............. Nevada ....................... .............. Newton ....................... .............. Ouachita .................... .............. Perry ........................... .............. Phillips ....................... .............. Pike ............................. .............. Poinsett ..................... ..............  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  State  National  3  2 1 1 2 1 1  Banks  6 1 7 1 1 1 1 4 4  Banks  Banking Facilities (Outside of Cities) 1 3  1 3  1 1  2 1 2  1  2 2  1  1  3  1  2 2 6 2 2 1  3  2 5 4 3 3  2  3 3  1 2 2 1 1 1 1 1 2 2 3 2 1 3 2 1 2 1 2 5 2 2 5 3 1 1 1 3 1 3 3 6  1 2 1 1 1 1  2 1 4 2  2  2  1 2 1 1 1  1  2 4 1 1 2 1 1 1 1 2 2 1  1  2 1 4 3 1 4 1 1 1 3 2 1 1 4  1  2 1  1  State o f Arkansas:  14  Bank Department  BANKING FACILITIES BY COUNTIES INCLUDING STATE AND NATIONAL BANKS AND BANKING FACILITIES LOCATED OUTSIDE OF CITIES County Pol k .......................................... Pope ........................................ P ra irie ....................................... Pulaski ..................................... Randolph .................................. S t F ran cis................................ Saline ....................................... S c o tt.......................................... Searcy ....................................... Sebastian .................................. Sevier ....................................... S h a rp ......................................... Stone ........................................ U n io n ........................................ V an Buren .............................. Washington .............................. White ....................................... Woodruff ................................. YeU ..........................................  State Banks 1 3 2 4 3 2 2 1 2 4 3 3 1 4 1 5 6 2 4  1m *  National Banks 1  Banking Facilities (Outside of Cities) 2  1  2 1  7 2  1 3  3 1 1  3 2  2 3 1  2 2 2 3 1 1  ii ______ Si  * Does not include State chartered institutions not engaged in commercial banking.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  IS  STATE BANKS OPERATING FACILITIES A W A Y FROM MAIN OFFICES (WITHIN CITY FACILITIES NOT INCLUDED)  Name of Bank  Location  Commercial Bank at A lm a ...........Alma Citizens State B a n k ..................... Bald Knob Benton State B a n k .......................Benton Benton State B a n k .......................Benton The Union Bank of Benton...........Beaton Bank of Bentonville .................... Bentonville Citizens Bank ................................Bentonville Farmers Bank & Trust Co. ......... Blytheville Citizens Bank ................................Booneville Citizens Bank ................................Booneville  Location of Facility  County  Mountainburg Crawford Bradford White Bauxite Saline Bryant Saline Bryant Saline Bella Vista Benton Cave Springs Benton Gosnell Mississippi Magazine Logan CaulksvilleRatcliff Logan Bank of C a b o t............................... Cabot Ward Lonoke The Merchants & Planters Bank ....Camden Fast Camden Ouachita Citizens Bank & T r u s t..................Carlisle Humnoke Lonoke American State Bank .................. Charleston Altus Franklin Clinton State B a n k ....................... Clinton Fairfield Bay Van Buren Clinton State B a n k .......................Clinton Shirley Van Buren First State Bank & Trust C o .........Conway Greenbrier Faulkner First State Bank & Trust C o .........Conway Mayflower Faulkner First State Bank & Trust C O .........Conway Vilonia Faulkner first State B a n k .......................... Crossett No. Crossett Ashley Bank of D o v e r ............................. Dover Hector Pope Earle State Bank ......................... Earle Crawfordsville Crittenden The Exchange Bank & Trust Co. ..El Dorado Huttig Union Planters Bank & Trust Co............. Forrest City Cotton Plant Woodruff Planters Bank & Trust Co............. Forrest City DeValls Bluff Prairie First State Bank ...........................Gould Grady Lincoln Sebastian Farmers B a n k ............................... Greenwood Bonanza Farmers B a n k ............................... Greenwood Hackett Sebastian Farmers B a n k ............................... Greenwood Hartford Sebastian Clark County B a n k .......................Gurdon Okolona Clark The Security B a n k .......................Harrison Lead Hill Boone The Cleburne County B a n k ......... Heber Spgs. Greers Ferry Cleburne The Bank of F ran klin .................. Horseshoe Bend Franklin Izard Arkansas Bank & Trust Company.Hot Springs Hot Springs Village Garland Bank of Imboden ......................... Imboden Strawberry Lawrence Bank of Northeast Arkansas........Jonesboro Bay Craighead Cam Craighead Citizens Bank of Jonesboro......... Jonesboro Citizens Bank of Jonesboro......... Jonesboro Lake City Craighead Mercantile Bank ...........................Jonesboro Bay Craighead Mercantile Bank ...........................Jonesboro Bono Craighead McGehee B a n k ..............................McGehee Arkansas City Desna McGehee B a n k ......................... —...McGehee Watson Desha The Union Bank of M e n a .............Mena Wickes Polk Union Bank & Trust Com pany.... Monticello Wilmar Drew The First State Bank .................. MonUton PlumerviUe Conway Morrilton Security B a n k .............. Morrilton Plumerville Conway Pike County B a n k .........................Murfreesboro Mineral §pgs. Howard Bank of O z a r k .............................. Ozark Altus Franklin Security B a n k ............................... Paragould Marmaduke Greene  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  State of Arkansas:  16  Bank Department  STATE BANKS OPERATING FACILITIES A W A Y FROM MAIN OFFICES (WITHIN CITY FACILITIES NOT INCLUDED)  Name of Bank  Location  First State B a n k ........................... Plainview The Lawrence County B a n k .......Portia The Lawrence County B a n k .......Portia Peoples Bank & Trust C o . .......... Russellville First Security B a n k .....................Searcy First Security B a n k .....................Searcy Smackover State B a n k ............... Smackover First State B a n k ........................... Springdale Bank of Tuckerman...................... Tuckerman Bank of Tuckerman...................... Tuckerman Citizens Bank & Trust Company ..Van Buren The Peoples B a n k ........................Waldo Bank of W ein er........................... Weiner Bank of Wilson ............................ Wilson Cross County B a n k ...................... Wynne Bank of Y e llv ille ..........................Yellville   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Location of Facility  County  Ola Yell ly n n Lawrence Smithville Lawrence Pottsville Pope McRae White Pangbum White Norphlet Union Tontitown Washington Swiften Jackson Grubbs Jackson Mountainburg Crawford McNeil Columbia Fisher Poinsett Keiser Mississippi Hickory Ridge Cross Bull Shoals Marion  Sixty-First Report  17  NATIONAL BANKS IN ARKANSAS Name  Location  County  First National B a n k ................................ Altheimer ... Jefferson .Clark Citizens First National Bank .................. ArkadelpMa The First National Bank ......................... Ashdown .... little River .Sharp first National Bank of Sharp C o u n ty .... Ash Flat ..... Independence First National B a n k .................................Batesville ... .Carroll The First National B a n k ..........................BerryviUe .... .Mississippi The First National B a n k ..........................Blytheville .. M onroe First National B a n k .................................Brinkley ..... .Ouachita First National B a n k .................................Camden ....... .Johnson The Farmers National B a n k ....................Clarksville ., .Faulkner The First National Bank ......................... Conway . .Ashley First National Bank ................................. Crossett . .Sevier Hie First National Bank ......................... DeQueen .Chicot First National B a n k .................................Dermott . A flrtSTIQQQ ISwIlgKlO The First National B a n k ........................ DeWitt ... The First National Bank ......................... El D orado............. .Union National Bank of Com m erce.................... 11 D orado............. .Union The First National B a n k .......................... Fayetteville ......... .Washington Northwest National Bank ....................... Fayetteville ......... Washington H ie First National B a n k ...........................Fordyce ................ .Dallas First National Bank of Eastern Arkansas. Forrest C i t y ......... .St. Francis The City National B a n k ...........................Fort S m ith ........... .Sebastian The First National Bank ......................... Fort S m ith ........... .Sebastian The Merchants National B a n k ................ Fort Smith ........... .Sebastian The First National Bank .........................Green F o r e s t....... .Carroll The First National Bank ......................... Gurdon ................ .Clark The First National Bank ......................... Harrison .............. .Boone The Arkansas National B a n k .................. Heber S prin gs...... Cleburne First National Bank of Phillips County... Helena ................. Phillips Helena National B a n k .............................. Helena ................. Phillips The Citizens National Bank ....................Hope ..................... Hempstead The First National B a n k .......................... H o p e ...................... Hempstead First National B a n k ................................. Hot Springs ......... Garland Grand National B a n k ................................Hot Springs ......... Garland The Planters National B a n k ................... H ughes.................. 'S t Francis The First National Bank ......................... Huntsville ............ .Madison Citizens National Bank ...........................Jacksonville ......... .Pulaski First National B a n k ................................. Jonesboro ............ .Craighead Hie First National Bank .........................Lewisville ............ .Lafayette The Commercial National B a n k ...............Little R o c k ........... Pulaski Hie First National B a n k ......................... Little R o c k ........... Pulaski Metropolitan National B a n k ................... Little R o c k ........... Pulaski Union National B a n k ............................... little R o c k ........... Pulaski Worthen Bank & Trust Co., N A . .............Little R o c k ........... 'Pulaski First National Bank ................................Magnolia .............. Columbia H ie Malvern National B a n k ....................Malvern .............. Hot Spring First National B a n k ................................. Marianna ............ Lee The First National Bank ....................... McGehee .............. Desha First National B a n k ................................. Mena ................... Polk First National Bank & Trust C o . ............. Mountain Home ... Baxter The First National B a n k .........................Nashville ............ Howard The First National B a n k ......................... Newport .............. Jackson First American National B a n k ................ No. litt le R o c k .... Pulaski First National Bank ................................ Osceola ................ Mississippi First National Bank ................................Paragould ............. Greene The First National B a n k ......................... Paris ..................... Logan National Bank of Commerce....................Pine Bluff ........... Jefferson Pine Bluff National B a n k .........................Pine Bluff ........... Jefferson Simmons fir st National B a n k ................ Pine Bluff ........... Jefferson  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  18  State o f Arkansas:  Bank Department  NATIONAL BANKS IN ARKANSAS Name  The Mrst National Bank o f Lawrence   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Location  County  ..Rogers .............. .Russellville ..... .....Pope ..Searcy .............. ....White ..SRoam Springs ......Benton ..Springdale ....... .....Washington ..Stuttgart .......... ... Arkansas ....Miller ..Texarkana ....... ....Miller ..Trumann .......... ..Tuekerman ....... ... Jackson ..Walnut Ridge ...... Lawrence ..Walnut Ridge ...... Lawrence ..Warren ............ ... Bradley ..West Memphis .... Crittenden ..West Memphis . ..Wynne .............. ... Cross  Sixty-First Report  10  NATIONAL BANKS OPERATING FACILITIES AWAY FROM MAIN OFFICES (WITHIN CRY FACILITIES NOT INCLUDED)  Name of Bank  Location  The First National Bank of Sham County ....................... Ash Flat First National B a n k .................... Batesville The Farmers National B a n k ...... Clarksville The First National B a n k ............. Conway First National Bank ......................Crossett First National Bank ..................... Crossett The First National B a n k ..............Fayetteville First National Bank of Eastern Arkansas ..................... Forrest City First National Bank ......................Hot Springs First National Bank ..................... Jonesboro First National B a n k .................... Magnolia First National B a n k .................... Marianna First National Bank ..................... Mena First National Bank & Trust Co. ..Mtn. Home The First National Bank ... .........Nashville The First National Bank .............Newport First National B a n k .................... Osceola First National Bank .....................Osceola The First National Bank .............Paris  Location of Facility  County  Cherokee V il Hardy Coal Hill Mayflower Fountain Hill No. Crossett West Fork  Shai^) Sharp Johnson Faulkner Ashley Ashley Washington  Palestine Mtn. Pine Bono Taylor Moro Cove Gassville Mineral Sjpgs. Grubbs Joiner Luxora CaulksvilleRatcliff National Bank of Com m erce.......Pine Bluff Redfield Pine Bluff National B a n k ............Pine Bluff Whitehall Simmons First National B a n k ..... Pine Bluff Sherrill First National Bank ....................Siloam Spgs. Gentry First National Bank ......................Stuttgart Humphrey Commercial National Bank ......... Texarkana Fouke The State fir st National B a n k ..... Texarkana Foreman Jackson County National Bank ....Tuckerman Diaz Citizens National Baltic ................ Walnut Ridge Hoxie First National B a n k .................... Warren Hermitage fidelity National B a n k ............... W. Memphis Turrell  S t Francis Garland Craighead Columbia Lee Polk Baxter Howard Jackson Mississippi Mississippi   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Logan Jefferson Jefferson Jefferson Benton Arkansas M11W Little Rivet Jackson Lawrence Bradley Crittenden  20  State of Arkansas:  Bank Department  MEMBERS OF FEDERAL RESERVE SYSTEM  Date of Admission  Name of Bank & Location  Capital and Surplus*  April 15, 1953 ............The Citizens Bank ................................... $1,375,000.00 Batesville August 23, 1918......... Farmers Bank & Trust Company ........... 2,500,000.00 Blytheville September 11, 1942 ... The Exchange Bank & Trust Company .. 2,080,000.00 El Dorado January 7, 1944 ........ M ellroy Bank ............................................ 3,000,000.00 Fayetteville September 22, 1933.... Fordyee Bank & Trust Company .......... Fordyee  600,000.00  September 25, 1942 ... Arkansas Bank & Trust C om pany.......... 5,375,000.00 Hot Springs July 26, 1945 ............. Peoples Bank & Loan Com pany.............. Lewisville  450,000.00  August 23, 1923 ........ Peoples Bank & Trust Company ............ 1,500,000.00 Russellville * Includes Capital Notes & Debentures, if any.  COMMERCIAL BANK— NOT MEMBER OF FEDERAL DEPOSIT INSURANCE CORPORATION  N am e  T-nw itinn  Bank of S id n e y ................................................. Sidney  TRUST COMPANIES AN D OTHER INSTITUTIONS NOT ENGAGED IN COMMERCIAL BANKING, NOT MEMBERS OF TvronstT  tmqtiti awit  1 cabdatj aTTnu  TRUST COMPANIES N am e  f jv a t in n  Guaranty Loan & Trust Com pan y.................... Helena Matthews Com pany........................... North Little Rock Metropolitan Trust Com pany............North little Rock  INDUSTRIAL LOAN INSTITUTIONS. A C T 111 Name  Location  Southern Credit Corporation........................... Malvern Hallmark Loan & Invest Corp.........North Little Rock National Credit Corporation ....................... Pine Bluff   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  21  AMENDMENTS ALTERING CAPITAL STRUCTURE July 1, 1974 io June 30, 1975  1. Union Bank & Trust Company, Montieello, increased capital stock from $400,000 to $800,000 being transferred from the Undivided Profits Account. 2. Bank of Imboden, Imboden, increased capital stock from $137,500 to $165,000 by sale of new stock. 3. First Jacksonville Bank, Jacksonville, increased capital stock from $600,000 to $1,000,000 being transferred from the undivided Profits Account, 4. Bank o f Northeast Arkansas, Jonesboro, increased capital stock from $450,000 to $675,000 by sale of new stock. 5. Citizens Bank of Lavaca, Lavaca, increased capital stock from $30,000 to $90,000 by sale of new stock. 6. The Bank of Franklin, Horseshoe Bend, increased capital stock from $55,000 to $75,000 being transferred from the Undivided Profits Account. 7. Pulaski Bank & Trust Company, little Rock, increased capital stock from $1,029,600 to $2,260,000 by sale of new stock. 8. Bank o f Atkins, Atkins, increased capital stock from $62,500 to $125,000 being transferred from the Undivided Profits Account. 9. H ie Union Bank of Benton, Benton, increased capital stock from $552,600 to $663,094 being transferred from the Undivided Profits Account. 10. Clark Counter Bank, Gurdon, increased capital stock from $500,000 to $600,000 being transferred from the Undivided Profits Account. 11. The Planters Bank, Osceola, increased capital stock from $155,000 to $300,000 being transferred from the Undivided Profits Account. 12. Bank of Brinkley, Brinkley, increased capital stock from $200,000 to $300,000 being transferred from the Undivided Profits Account 13. Peoples Bank and Trust Company, Mountain Home, increased capital stock from $650,000 to $1,000,000 being transferred from the Undivided Profits Account. 14  Bank of Loekesburg, Loekesburg, increased capital stock from $25,000 to $75,000 being transferred from the Undivided Profits Account.  15. Citizens Bank & Trust Company, Van Buren, increased capital stock from $300,000 to $400,000 by safe o f new stock. 16. The Merchants & Planters Bank, Camden, increased capital stock from $500,000 to $750,000 being transferred from the Undivided Profits Account. 17. Farmers and Merchants Bank, Rogers, increased capital stock from $200,000 to $250,000 being transferred from the Undivided Profits Account.  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  22  State o f Arkansas:  Bank Department  AMENDMENTS ALTERING CAPITAL STRUCTURE—CON'T July I, 1974 to June 30, 1974  18. Farmers and Merchants Bank, Rogers, increased capital stock from $250,000 to $300,000 by sate of new stock. 19. The Perry County Bank, Perryville, increased capital stock from $50,000 to $100,000 being transferred from the undivided Profits A ccount 20. Planters and Stockmen Bank, Pocahontas, increased capital stock from $100,000 to $200,000 being transferred from the Undivided Profits Account 21. Bank of Lincoln, Lincoln, increased capital stock from $100,000 to $200,000 being transferred from the Undivided Profits A ccount 22. Pike County Bank, Murfreesboro, increased capital stock from $200,000 to $400,000 being transferred from the Surplus A ccount 23. The Bank of Franklin, Horseshoe Bend, increased capital stock from $75,000 to $100,000 being transferred from the Certified Surplus A ccount 24. Citizens Bank of Jonesboro, Jonesboro, increased capital stock from $1,000,000 to $2,000,000 being transferred from the Surplus Account and tiie Undivided Profits Account 25. Arkansas Bank & Trust Company, Hot Springs, increased capital stock from $1,350,000 to $2,025,000 being transferred from the undivided Profits Account   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  23  AMENDMENTS CHANGING NUMBER OF DIRECTORS July 1, 1874 to June 30, 1975 1. Ilk Horn Bank & Trust Company, Arkadelphia, from 5 to 14; to 5 to 15. 2. The Farmers and Merchants Bank, Stuttgart, from 5 to 9; to 5 to 10. 3. Elk Horn Bank & Trust Company, Arkadelphia, from 5 to 15; to 5 to 16. 4. First State Bank o f Lake Village, Lake Village, from 7 to 15; to 7 to 18. 5. Arkansas Valley Bank, Dardanelle, from 5 to 11; to 5 to 15. 6. Dermott State Bank, Dermott, from 3 to 7; to 5 to 15. 7. Bank of Parkdale, Parkdale, from 3; to 5 to 12. AMENDMENTS CHANGING PAR VALUE OF SHARES July 1, 1974 to June 30, 1975 1. Planters and Stockmen Bank, Pocahontas, reduced par value from  $100.00 to $20.00.  2. Merchants & Planters Bank, Manila, reduced par value from $25.00 to  $10.00.  AMENDMENTS AUTHORIZING TRUST POWERS July 1, 1974 to June 30, 1975 1. 2. 3. 4. 5.  The Twin City Bank, North Little Rock Smackover State Bank, Smaekover Bank of Weiner, Weiner American State Bank, Charleston Bank o f Cabot, Cabot AMENDMENT PROHIBITING THE RIGHT OF CUMULATIVE VOTING July 1, 1974 to June 30, 1975  1. Horatio State Bank, Horatio AMENDMENTS CHANGING CORPORATE NAME July 1, 1974 to June 30, 1975 1. Citizens Bank, Portia, changed corporate name to “The Lawrence County Bank.” 2. Citizens Bank, Carlisle, changed corporate name to “Citizens Bank & Trust” AMENDMENT CHANGING NUMBER OF SHARES July 1, 1974 to June 30, 1975 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12.  Union Bank & Trust Company, Monticello, from 16,000 to 32,000. Bank of Imboden, Imboden, from 5,500 to 6,600. First of Jacksonville Bank, Jacksonville, from 60,000 to 100,000. Bank of Northeast Arkansas, Jonesboro, from 45,000 to 67,500. Citizens Bank of Lavaca, Lavaca, from 1,200 to 3,600. Pulaski Bank & Trust Company, Little Rock, from 129,600 to 226,000. Clark County Bank, Gurdon, from 50,000 to 60,000. The Planters Bank, Osceola, from 6,000 to 12,000. Bank of Loekesburg, Loekesburg, from 1,000 to 3,000. Planters & Stockmen Bank, Pocahontas, from 2,000 to 10,000. Merchants & Planters Bank, Manila, from 4,000 to 10,000. The Bank of Franklin, Horseshoe Bend, from 3,000 to 4,000.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  24  State o f Arkansas:  Bank Department  AMENDMENT CHANGING DATE OF ANNUAL STOCKHOLDER MEETING July 1, 1974 to June 30, 1975 1. Citizens Bank, Booneville, changed annual stockholders’ meeting to the month of January at a date and hour to he designated by the Board of Directors.  AMENDMENT AUTHORIZING EXCHANGE OF BANK SHARES FOR HOLDING COMPANY SHARES July 1, 1974 to June 30, 1975 1. Pulaski Bank & Trust Company, Little Rock, provided by amendment that if any corporation owning more than 50% of the outstanding shares, having no other material assets or liabilities, o ff era to exchange its shares for bank shares not then owned by the holding company, on a basis approved by the Board of Directors, then if such exchange is also approved by 80% o f the voting shares of the bank (including those held by the holding company) the obligation to exchange would be binding upon all holders of the outstanding stock o f the bank, subject to dissenters rights under Sec. 67-336.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  25  PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS The average percentage of capital accounts (reserves included) to total resources of the 184 Arkansas State Banks as of June 30, 1975 is 8.6%. The following commercial banks equal or exceed this percentage. Name  Location  Bank of Amity .........................................A m ity .................. Bank of Ashdown .....................................Ashdown .......... Bank of Atkins ........................................ .Atkins ............... Bank of Augusta ..................................... A ugusta............. Citizens State Bank ................................... Bald Knob ........ First Security Bank & Trust Company ....Barling ............. H ie Citizens Bank .....................................Batesvule .......... Citizens B a n k ............................................ Beebe .................. Union Bank of Benton ..............................Benton ............... Bank of Bentonville ................................. B entonville........ Farmers Bank & Trust C om pany............Blytheville ........ Citizens Bank .......................................... B ooneville.......... Bank of Cabot ...........................................Cabot ................. The Caraway Bank ...................................Caraway ............ American State Bank ............................... Charleston ........ Clinton State Bank ................................... Clinton .............. Arkansas Valley Bank ............................. Dardanelle ........ Bank of Dardanelle ...................................Dardanelle ........ Decatur State B a n k .................................. Decatur .............. Bank of D eligh t................. .........................D eligh t............... First State Bank of DeQueen ................. DeQueen ............ Dermott State Bank ................................. D erm ott.............. Farmers & Merchants Bank .....................Des A r c .............. DeWitt Bank & Thist Company ............. DeWitt .............. Dumas State Bank .....................................Dumas ............... Merchants and Farmers Bank ................. Dumas ............... Earle State Bank ...................................... Earle ................. The Delta State Bank ............................. E lain e................. Bank of England ...................................... England .............. The Citizens Bank .....................................England .............. The Eudora Bank ...................................... Eudora ................ Planters Bank and Trust Company ........ Forrest City ..... Planters and Merchants Bank ................. GElett ................ First State Bank ...................................... Gould ................. Bank of Gravett ........................................ Gravette ............ H ie First Bank ......................................... Griffithville ....... Clark County Bank ...................................Gurdon ............. Farmers Bank ............................................H am burg............ Calhoun County B a n k ...............................Hampton ............. Bank of Harrisburg ................................. Harrisburg ........ The Security B a n k .....................................Harrison ............ The Cleburne County B a n k .....................Heber Springs .... Valley Bank ............................................... Hindsville .......... Bank of H oly Grove ............................... H oly G ro v e....... Horatio State Bank ................................... Horatio .............. Bank of Imboden ...................................... Imboden ............ First Jacksonville Bank ............................Jacksonville ....... Farmers and Merchants Bank ................. Judsonia ............ Bank of Kensett ........................................ Kensett .............. Bank of Kingston ...................................... Kingston ............. Leaehville State Bank ............................. Leachville ........... Little River Bank .....................................Lepanto ............. Bank of Loekesburg ................................. Loekesburg ....... First State Bank ..................................... Lonoke ............... Fanners Bank and Trust Company ........ Magnolia ............. Peoples Bank ............................................ Mammoth Spring  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Percentage 9.8 9.9  8.6 9.9 9.8  12.6  8.7 13.9 8.8 8.8 10.7 9.0 8.6 8.8 8.9 8.9 9.0 9.3 9.3 8.8 16.4 11.9 11.9 10.9 17.7 11.4 8.6  21.1  10.0  13.7 13.9 8.8  10.2  10.0 9.0 9.0 11.0  8.6  12.6  9.0 9.7 8.7 8.6 10.9  10.6 10.3 9.9  11.6  23.1 9.6  12.8 12.8 10.0  11.0  10.8 9.4  26  State o f Arkansas:  Bank Department  PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS (Continued) Name Merchants & Planters B a n k ......... Farmers and Merchants Bank ..... Citizens Bank ............................... . Bank of Marvell ............................ McGehee Bank .............................. The Bank of M elbourne................ The Union Bank o f M en a............. Union Bank and Trust Company . The First State Bank .................... Morrilton Security Bank .............. Peoples Bank and Trust Company Bank of Mountain View .............. Pike Comity Bank ......................... Citizens State Bank ...................... Bank of Newark ............................. Bank of New Edinburg ................ Bank of Parkdale ........................... First State Bank ............................. Bank of Pea R id g e....................... The Lawrence County B a n k ......... The Peoples Bank ......................... Portland Bank ................................ Bank o f P rescott............................. The Bank of Rector ...................... The Bank of Bison ....................... Farmers and Merchants Bank ..... Peoples Bank and Trust Company Logan County Bank ...................... First Security Bank ..................... Smaekover State Bank .................. Citizens Bank .................................. Citizens B a n k .................................. Bank of Trumann ......................... Bank of Tuekerman ..................... Tyronza Bank ................................ Citizens Bank & Trust Company . Peoples Bank & Trust Company ... The Peoples Bank ......................... Bank of Waldron ........................... Bank of West Memphis ................ Rice Growers Bank ....................... Wilmot State Bank ....................... Bank o f Wilson .............................. Cross County Bank .......................   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Percentage .Manila .................... ...... .Marianna................ ...... .Marion .................... ...... MarveE .................. ...... .McGehee ................ ...... .Melbourne ............. ...... .Mena ...................... ...... .M onticello.............. ...... M orrilton................ ...... M orrilton................. ...... Mountain Home .... ...... Mountain V ie w ..... ...... Murfreesboro ......... ...... .Nashville ................ ...... .Newark .................. ...... .New Edinburg ..... ...... .Parkdale ................. ...... Parkin ..................... ...... Pea Ridge .............. ...... Portia ...................... ...... .Portland ................ ...... Portland ................ ...... .Prescott .................. ...... .Rector .................... ...... .Bison ...................... ...... .Rogers .................... ...... .Russellville ............. ...... .Scranton ................. ...... Searcy ..................... ...... .Smaekover ............. ...... .Strong ..................... ...... Tillar ...................... ...... Triunann ................. ...... .Tuekerman ............. ...... .Tyronza ................... ...... Van Buren ............. ...... .Van Buren ........ ...... ...... .Waldo ..................... ...... .Waldron ................ ...... .West Memphis ...... ...... .Wheatley ............... ...... .Wilmot .................. ...... .Wilson .................... ...... Wynne .................... ......  14.9 9.4 11.0 9.4 11.0 10.7 9.7 10.2 10.2 9.0 9.1 9.6 9.9 8.9 14.5 11.0 141 8.9 10.4 11.8 147 11.0 10.7 11.8 14.3 9.1 8.6 9.9 8.7 ae 16.4 8.6 9.0 12.7 9.0 9.8 9.8 10.2 9.1 8.6 9.0 17.9 14.5 8.9  Sixty-First Beport  27  STATISTICAL INFORMATION REFLECTING THE GROWTH OF ARKANSAS STATE BANKS OVER A TEN YEAR PERIOD (Commercial Banks only) 1965-197S June 30,1965 June 30,1975 Number of banks with resources of less than $1,000,000 ................................................. 18 2 With resources of $1,000,000 to $2,000,000 ................ 33  5  With resources of $2,000,000 to $3,500,000 ................ 39  8  With resources of $3,500,000 to $5,000,000 ................ 33  12  With resources of $5,000,000 to $7,500,000 ................ 26  30  With resources of $7,500,000 to $10,000,000 ...............  9  29  With resources of $10,000,000 to $15,000,000 ............. 15  33  With resources of $15,000,000 to $20,000,000 .............  2  25  With resources of $20,000,000 to $30,000,000 .............  3  20  With resources of $30,000,000 to $50,000,000 .............  0  13  With resources over $50,000,000 ...............................  1  7  179  184  June 30,1965  June 30,1975  Per cent Increase  Total resources ........................ ...... $969,953,578 Total loans ............................... ...... 490,035,583  $2,861,748,480  195  1,543,006,880  215  U. S. Government Securities .... ...... 159,364,600  195,778,357  22  State, Municipal and Other Bonds.. 132,636,606  758,019,758  472  Deposits ..................................... ...... 873,223,302  2,531,879,986  190  227,180,949  152  Total Capital Accounts ............ ......   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  90,406,699  State o f Arkansas:  28  Bank Department  Q M TaYiTV I -p r rl on eomi  P J Kl'D J & JA r U PI i T A  showing  rl lnUi Lp i  1  A L UA T?VI TJ AL ITl T ’Ti UA i' M 'l  A Tr? U  TATJ HT iJ ?! *  184 ARKANSAS STATE CHARTERED BANKS  a c c h t t c 23JN1# A itfn t iA&H9Jc<J.i9  t a r i t p .H f ilaO pc  j i u p ial co * i&JdUxvYni c D A i x n t f JDX r v n pin ? l^ixLuu p » t t vMr a v iAxvJCi XJcllii  JUNE 30, 1975  Banks are listed according to an alphabetical arrangement of cities and towns where located.  Population figures and other information furnished by the various banks.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-M rst Report  29  COMMERCIAL BANK AT ALMA, ALMA Population 1,613  Crawford County  Chartered January 31, 1910  P. O. Box 369 Telephone Number 632-2257 Zip Code 72921 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Mrs. Caruth M. Alexander. President Ralph B. Ballentine .. Exec. V. Pres. Harrell Ballentine ........ Vice Pres. W. H. Cole ..................... Vice Pres. Margaret Adams ............ Vice Pres. & Cashier Hilda Knight ................. Vice Pres. LuciEe Hayes .......... A sst Cashier Carl R. A tM n s.......... A sst Cashier  Mrs. Caruth M. Alexander Ralph B. Ballentine HaireE Ballentine W. H. Cole V. G. Humphrey McLoud Sicard C. R. Starbird  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks ..$1,428,695.94 U. S. Treasury Securities 848,950.00 ObHg. of other U. S. Gov’t agencies & corporations .......... 209,687.73 ObMg. of States & political subdivisions.. 2,226,473.51 Excess funds sold ........ 800,000.00 Loans & discounts ...... 4,028,534.47 Bank prem., furniture & fixtures ................. 164,343.38 All other assets ............ 19,676.17  Demand deposits .......... $4,561,436.43 Time deposits ............... 3,451,443.11 U. S. Gov’t deposits ..... 42,473.53 Public funds ............... 860,651.10 Total Deposits .......... 8,916,004.17 AE other liabilities ..... 1,614.00 Total Liabffities ........ 8,917,618.17 Capital sto ck ................. 100,000.00 Surplus .......................... 150,000.00 Undivided profits ........ 497,707.19 Reserves (Loans, Securities and Contingencies) ......... 61,035.84 Total Capital & Reserves ................ . 808,743.03  TOTAL ........................... $9,726,361.20  TOTAL ............................$9,726,361.20   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  30  State o f Arkansas:  Bank Department  BANK OF AMITY, AMITY Population 614  Clark County  Chartered November 30, 1905  P. O. Box 38 Telephone Number 342-5301 Zip Code 71921 Number o f Brandies: Inside City—None; Outside City—None Officers  Directors  Cleda O ld s...... President & Cashier Joe P. Maxey ........ Vice President Ernie Dunlap ........ Vice President Peggy Adams ............Asst. Cashier Hazel Bichardson A sst Cashier  Ernie Dunlap Joe F. Maxey M. H. Oakley Cleda Olds Hazel Bichardson  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Excess funds sold ...... Loans & discounts...... Bank prem., furniture & fixtures ............... Other real estate owned ...................... A ll other assets ..........  Liabililies 1,909,633.27  1.00 9,964.93  Demand deposits ........ $ 4,175,503.68 Time deposits .............. 8,150,751.87 V. a Gov’t deposits .... 54,866.65 Public funds ............... 544,420.63 Total deposits .......... 12,925,542.83 Total Liabilities ...... 12,925,542.83 Capital stock .............. 100,000.00 Surplus ........................ 400,000.00 Undivided p rofits........ 754,211.60 Beserves (Loans, Securities and Contingencies) ........ 148,730.63 Total Capital & Beserves ............... 1,402,942.23  TOTAL .......................... $14,328,485.06  TOTAL .......................... $14,328,485.06   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2,286,913.39 834,659.54 2,174,474.93 1,200,000.00  5,907,757.82 5,080.18  Sixty-First Report  31  ELK HORN BANK & TRUST COMPANY, ARKADELPHIA  Population 10,100 Chartered September 28,1903  Clark County  P. O. Box 248 Telephone Number 246-5811 Zip Code 71923  Number of Branches: Inside City—1; Outside City—None  ^JflScers  l^SrodotES  Clift C. L a n e...................Chairman o f the Board David E. T y ron e............. President Roy N. Shope .... Exec. Vice Pres. & Cashier Clarence Hardin ............ Vice Pres. J. B. W ingfield ........... Vice Pres. Hugh L ookadoo............. Vice Pres. James T. Gooch ............ Vice Pres. Herman G. Brewer ...... Vice Pres. Earl Meeks ...... V. Pres, in chg. of Public Relations Johnny K. McAnally .. Asst. V. Pres. Morris Turner, Jr. .... Asst. V. Pres. Carolyn J. McAnally .. A sst Cashier Leslie L. Brown ...... A sst Cashier  M. M. Barksdale Thomas B. Barksdale James Blanton Harold Echols James T. Gooch Clarence Hardin James W. Harrington Clift C. Lane Hugh Lookadoo Earl Meeks Robert Phillips Wayne D. Pollard Roy N. Shope A. C. Stone David E. Tyrone J* B. W ingfield  STATEMENT AS OF JUNE 30, 1075 Assets Cash & due from banks $ U. S. Treasury Securities ................. Oblig. o f other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions A n other securities, including eorp. stocks ............. Excess funds sold ...... Loans & discounts...... Bank prem., furniture & fixtures ............... Other real estate owned ...................... A ll other assets ..........  2,419,328.05 905,752.47 1,159,229.60 5,071,110.95 3.00 600,000.00 8,728,573.32 440,331.15 2,00 47,458.99  TO TAL .......................... $19,371,789.53   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 5,550,070.46 Time deposits ............ 9,895,790.64 U. S. Gov’t deposits .... 42,904.28 Public funds ............... 2,196,590.22 Total Deposits ........ 17,685,355.60 A ll other liabilities .... 133,198.84 Total liabilities ...... 17,818,554.44 Capital sto ck ............... 600,000.00 Surplus ........................ 350,000.00 Undivided profits ...... 499,664.18 Reserves (Loans, Securities and Contingencies) ....... 103,570.91 Total Capital & Reserves ............... 1,553,235.09 TO TAL .........................$19,371,789.53  32  State o f Arkansas:  Bank Department  MERCHANTS & PLANTERS BAKE & TRUST COMPANY, ARKADELPHIA Population 10,100 Chartered June 15, 1911  Clark County  P .O .B o x 219 Telephone Number 246-4511 Zip Code 71923  Number of Branches: Inside City—1; Outside City—None Officers  Directors  James C. H obgood..... Chairman of the Board Jett T. Black .... Vice Chairman o f the Board Millard E. Aud ............. President Larry L. Lineback .... Vice President Barbara Evans ................. Cashier Catherine Condray .... A sst V. Pres. Nina Mae Dickson .... Asst. V. Pres. Patricia Holcomb .... A sst Cashier Ann Massey ............. A sst Cashier  Millard E. Aud Jett T. Black Dr. Charles G. Clark •H. Grady Elms Ben D. Gray A1 D. Gross James C. Hobgood John M. Hobgood Robert C. Rhodes Jane Ross Donald M. Tatman ♦Advisory Board  STATEMENT AS OF JUNE 30, 1875 Assets  Liabilities  Cash & due from banks $ 1,644,030.17 U. S. Treasury Securities ................. 779,437.00 Oblig. o f other U. S. Gov’t agencies 999,671.88 & corporations ........ Oblig. o f States & political subdivisions 1,303,594.18 A ll other securities, including corn stocks ....................... 147,000.00 Excess funds sold ...... 400,000.00 Loans & discounts ..... 7,108,074.36 Bank prem., furniture & fixtures ............... 169,027.13 A ll other assets.......... 13,326.28 TOTAL ........................ $12,564,161.00  Demand deposits ...... $ 3,746,294.11 Time deposits .............. 6,100,150.08 U. S. Gov’t deposits .... 59,803.98 Public funds ............... 1,469,354.48 Total Deposits ........ 11,375,602.65 AH other iiO liabilities 146,466.12 **** UMlWCO .... Total Liabilities ...... 11,522,068.77 Capital notes & debs. .. 250,000.00 Capital stock .............. 100,000.00 Surplus ........................ 400,000.00 292,092.23 Undivided profits ..... Total Capital & Reserves ............. 1,042,092.23   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  TOTAL ........................ $12,564,161.00  S ix ty -first Report  33  BANK OF ASHDOWN, ASHDOWN Population 3,522 Chartered October 5,1970  little River County P. O. Box 547 Telephone Number 898-2761 Zip Code 71822 Number of Branches: Inside City—1; Outside City—None Officers  Directors  Bill R. Brown ................. President Robert L. Dennis .... Vice President & Cashier  James A. Gunter, Jr. John R. Blundell James D. Armstrong Bill R. Brown Wesley Strange Eunice Spigner Martha Edmonson  STATEMENT AS OF JUNE 30, 1975 Assets  Liabiliiies  Cash & due from banks ..$ 795,641.27 U. S. Treasury Securities ................... 300,780.60 Oblig. of other U. S. Gov’t agencies & corporations ........ 897,125.00 Oblig. of States & political subdivisions.. 413,477.28 Excess funds sold ...... 400,000.00 Loans & discounts ...... 6,072,201.28 Bank prem., furniture & fixtures ................. 211,901.93 A ll other assets .......... 107,977.18  Demand deposits.......... $1,907,529.51 Time deposits .............. 4,771,725.36 U. S. Gov’t deposits..... 25,441.17 Public funds ............... 1,282,728.85 Total Deposits ........ 7,987,424.89 A ll other liabilities ..... 303,506.92 Total Liabilities ...... 8,290,931.81 Capital stock ............... 300,000.00 Surplus .......................... 375,000.00 Undivided profits ........ 219,766.93 Reserves (Loans, Securities and Contingencies) ......... 13,405.80 Total Capital & Reserves ............... 908,172.73  TOTAL  TOTAL  ..........................$9,199,104.54   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ..........................$9,199,104.54  34  State o f Arkansas:  Bank Department  BANK OF ATKINS, ATKINS Population 2,446 Chartered September 19,1895  Pope County P. O. Box 157 Telephone Number 641-2987 Zip Code 72823 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. C. Mitchell ............... President David M. Mitchell ... Exec. V. Pres. M. J. Hickey .......... Vice President Dorothy Wiley ................ Cashier Rita Carfagno .... Assistant Cashier  J. C. Mitchell David M. Mitchell M. J. Hickey E. L. Jorden Bob Boyle  c*i*ikv s ^MiF 21J LJfl* ai<w CK iT rI ir 1  &c n r jfi»2H vrJT  «tl vt lt* h i £fi  <*fi *i o tc «Hff* 5 f# 0  Assets  T.intlilltiftg  Cash & due from banks ..$ 422,782.04 U. S. Treasury Securities ................. 931,484.34 Oblig. of States & political subdivisions.. 1,192,060.38 Loans & discounts ...... 2,845,527.10 Bank prem., furniture & fixtures ................. 36,271.96 A ll other assets .......... 96,072.99  Demand deposits .......... $1,775,789.09 Time deposits .............. 2,058,579.71 U. S. Gov’t deposits .... 31,307.40 Public funds ............... 828,948.77 Total Deposits .......... 4,694,624.97 Excess funds purchased 250,000.00 A ll other liabilities 103,980.75 Total Liabilities ...... 5,048,605.72 Capital notes & debs. .. 32,500.00 Capital stock ............... 125,000.00 Surplus ........................ 250,000.00 Undivided profits ........ 22,995.52 Reserves (Loans, Securities and Contingencies) ....... 45,097.57 Total Capital & Reserves ............... 475,593.09  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $5,524,198.81  TO TAL  ..........................$5,524,198.81  Sixty-First Report  35  THE BANK OF AUGUSTA# AUGUSTA Population 2,777 Chartered February 20, 1935  W oodruff County Lock Box Y Telephone Number 347-2511 Zip Code 72006 Number o f Branches: Inside City—None; Outside City—None Officers  Dixecicns  W. T. Mills, Jr. ...... Vice President & Cashier Dorothy Willis ........ Asst. Cashier  George L. Beard J. Ford Smith W. P. Daniel Franklin Collier John Rolfe Eldridge R. E. Gregory R. J. Haralson E. R. Miller W. T. Mills, Jr.  STATEMENT AS OF JUNE 30, 1975 Liabilities  Assets Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Excess funds sold ...... Loans & discounts ..... Bank prem., furniture & fixtures ............... Other real estate owned ...................... A ll other assets ......... TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2,257,471.09 1,585,291.22 2,899,640.18 2,460,481.92 800,000.00 5,224,564.60 18,148.84 1.00 3,227.54  $15,248,826.39  Demand deposits ... Time deposits ......... U. S. Gov’t deposits Public funds ........... Total Deposits .... A ll other liabilities Total Liabilities .. Capital stock ......... Surplus ................... Undivided profits .. Reserves (Loans, Securities and Contingencies) ... Total Capital & Reserves .......... TO TAL .....................  .$ 4,436,920.44 . 6,580,782.78 24,189.40 . 2,335,762.60 . 13,377,655.22 357,071.73 . 13,734,726.95 100,000.00  400,000.00 919,059.66 95,039.78 . 1,514,099.44 $15,248,826.39  36  State ot Arkansas:  Bank Department  CITIZENS STATE BANK, BALD KNOB Population 2,510 Chartered January 22, 1931  White County P. O. Box 200 Telephone Number 724-3241 Zip Code 72010 Number of Branches: Inside City—None; Outside City—1 Officers  Dixeetom  Juanita Utzelfelner .... President & Chairman o f Board Larry 11 Kircher .......... Vice Pres. & Cashier David O. Ramey .......... Vice Pres. Joe W om ack............. Asst. Cashier Margaret Etheridge .. A sst Cashier  Juanita UtzeUelner Larry E. Kircher David O. Ramey  STATEMENT AS OF JUNE 30, 1S75 IM M M m Cash & due from banks $1,070,985.91 U. S. Treasury Securities ................... 1,996,263.12 Oblig. of States & political subdivisions.. 2,630,090.54 Excess funds sold ........ 100,000.00 Loans & discounts ...... 3,143,120.37 Bank prem., furniture & fixtures ................. 58,171.00 Other real estate owned 73,162.62 A ll other assets ............ 580.00  Demand deposits .......... $4,411,496.41 Time deposits ............... 2,937,743.72 U. S. Gov’t deposits ..... 12,853.93 Public funds ................. 818,302.24 Deposits of banks ...... 5,000.01 Total Deposits ......... 8,185,396.31 Total Liabilities ...... 8,185,396.31 Capital stock ............... 100,000.00 Surplus .......................... 100,000.00 Undivided profits ........ 455,928.47 Reserves (Loans, Securities and Contingencies) ......... 231,048.78 Total Capital & Reserves ................. 886,977.25  TO TAL ........................... $9,072,373.56  TOTAL ............................ $9,072,373.56   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  37  Sixty-First Report  FIRST SECURITY BANK & TRUST COMPANY, BARLING  Population 2,328 Chartered October 5, 1970  Sebastian County P .O .B o x 339 Telephone Number 452-0330 Zip Code 72923 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Darrell W. Glassco ........ President Lila Graham .......... Vice President Mary Gray ....................... Cashier  Doyle Hopkins, Chairman Darrell Glassco Edgar Bethell Larry Flocks H. D. Riggs  STATEMENT AS OF JUNE 30, 1975 Assets  T.iahllitiftn  Cash & due from banks ..$ 387,824.74 U. S. Treasury Securities ................... 169,890.05 Oblig. of other U. S. Gov’t agencies & corporations .......... 100,000.00 Oblig. of States & political subdivisions.. 91,450.90 Excess funds sold ........ 450,000.00 Loans & discounts ...... 1,861,423.34 Bank prem., furniture & fixtures ................. 157,421.71 A ll other assets ............. 9,295.13  Demand deposits ..........$ 877,884.43 Time deposits ............... 1,016,029.83 U. S. Gov’t deposits .... 98,080.01 Public funds ................ 706,164.57 Total Deposits .......... 2,698,158.84 122,025.25 A ll other liabilities ..... Total Liabilities ........ 2,820,184.09 Capital stock ............... 120,000.00 Surplus .......................... 120,000.00 Undivided profits ........ 156,266.13 Reserves (Loans, Securities and 10,855.65 Contingencies) ......... Total Capital & Reserves ................. 407,121,78  TOTAL ............................$3,227,305.87  TO TAL ............................ $3,227,305.87   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  38  State o f Arkansas:  Bank Department  THE CITIZENS BANK, BATESVILLE Population 7,209 Independence County Chartered February 19, 1953 P. O. Box 2156 Telephone Number 793-3811 Zip Code 72501 Number of Branches: Inside City—1; Outside City—None Officers Directors John M oody...... Chm. of the Board J. K. Southerland .......... President T. G. V in son ............ Exec. V. Pres. Charles Arnold .. V. Pres. & Cashier Jimmy Hunter ...... Vice President David H id y ...... V. Pres. & Mgr. of Data Processing David F o r d ............. Vice President Mary Poole ............. Asst. V. Pres. Diane M cC lure........ Asst. V. Pres. Edna Morgan ............ Asst. Cashier Maxine S trou d..........A sst Cashier Lois Rasmussen........ Asst. Cashier Dorothy Caraway .... Asst. Cashier J. C. C ra ig ....................Asst. Cashier Connie T eagu e..........A sst Cashier  John Moody J. K. Southerland T. G. Vinson Charles Arnold Lackey Moody M. F. Highsmith Eagle Street Noel K. Sims  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ 3,298,892.98 U. S. Treasury 885,447.84 Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ 1,466,743.35 Oblig. o f States & political subdivisions 3,146,732.74 A ll other securities, including corp. stocks ...................... 39,000.00 Excess funds sold ...... 1,600,000.00 Loans & discounts...... 13,758,076.01 Bank prem., furniture & fixtures ............... 601,314.07 A ll other assets .......... 5,298.68  Demand deposits ........ $ 7,965,990.97 Time deposits .............. 12,985,101.73 U. S. Gov’t deposits .... 52,447.16 Public funds ............... 1,281,178.32 Deposits o f banks ..... 317,463.55 Total Deposits ........ 22,602,181.73 A ll other liabilities 51,842.73 Total Liabilities ...... 22,654,024.46 Capital notes & debs. .. 75,000.00 Capital stock .............. 350,000.00 Surplus ........................ 950,000.00 Undivided profits ...... 570,346.46 Reserves (Loans, Securities and Contingencies) ....... 202,134.75 Total Capital & Reserves ............... 2,147,481.21  TOTAL ..........................$24,801,505.67  TOTAL .......................... $24,801,505.67   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  39  BANK OF BEARDEN, BEARDEN Population 1,272 Chartered June 17, 1945  Ouachita County P. O. Box 135 Telephone Number 687-2233 Zip Code 71720 Number of Branches: Inside City—None; Outside City—None Officers  Directors  John I d Anthony President Roger E. K n o x ...........Vice President Jay W. Dickey, Jr. ... Vice President Ricky G reen ..........A sst Vice Pres. Harold Mizell .................... Cashier Rosemary Barner .... Asst. Cashier  John Ed Anthony Garland Anthony Jay W. Dickey, Jr. William Cain Lyon Joe F. Bamer Marvin E, Ramsay  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks..$ 653,474.18 Oblig. o f other U. S. Gov’t agencies & corporations ........ 373,846.33 Oblig. of States & political subdivisions.. 1,035,075.04 Excess funds sold ...... 550,000.00 Loans & discounts .... 3,250,343.02 Bank prem., furniture & fixtures ................. 173,318.25 A ll other assets .......... 2,343.58  Demand deposits ........ $1,896,815.11 Time deposits ............. 3,128,851.08 U. S. Gov’t deposits .... 34,710.04 Public funds ............... 458,604.97 Total Deposits .......... 5,518,981.20 A ll other liabilities .... 86,274.00 Total Liabilities ...... 5,605,255.20 Capital stock ............... 100,000.00 Surplus ........................ 250,000.00 Undivided profits ........ 83,145.20 Total Capital & Reserves ................ 433,145.20  TOTAL ...........................$6,038,400.40  TOTAL ........................... $6,038,400.40   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  40  State erf Arkansas:  Bank Department  CITIZENS BANK, BEEBE Population 3,064 Chartered June 21, 1917  White County P. O. Box T. Telephone Number 882-5471 Zip Code 72012 Number ol Branches: Inside City—None: Outside City—None Officers  Directors  T. E. Abington ............... President E. H. Abington, n .... Exec. V. Pres. Bobert L. Jon es...... Vice President Marge Jensen ................... Cashier  T. E. Abington E. H. Abington, II Robert L. Jones Prank Garrison Catherine Abington Alpha Brown  STATEMENT AS OF JUNE 30, 1975 A n tis  Liabilities  Cash & due from banks..$ 563,542.42 U. S. Treasury Securities ................. 2,038,719.00 Oblig. of States & political subdivisions.. 1,117,069.39 Excess funds sold ........ 600,000.00 Loans & discounts ...... 2,197,695.65  Demand deposits ........ $3,546,392.51 Time deposits ............... 1,554,770.84 U. S. Gov’t deposits .... 24,403.41 Public funds ................ 510,561.97 Total Deposits ......... . 5,636,128.73 Total Liabilities ...... 5,636,128.73 Capital stock ............... 100,000.00 Surplus ........................ 250,000.00 Undivided profits ........ 557,763.77 Total Capital & Reserves ................ . 907,763.77  Bank prem ., furniture  & fixtures ................. Other real estate owned A ll other assets ............ TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  25,507.52 3.00 1,355.52 $6,543,892.50  TOTAL ............................$6,543,892.50  41  Sixty-First Report  BENTON STATE BANK, BENTON Population 16,499 Saline County Chartered February 9, 1934 P. O. Box 9 Telephone Number 778-0431 Zip Code 72015 Number of Branches: Inside City—2; Outside City—2 Officers  Directors  W. R. Alsobrook ......... Chairman of Board Bob Alsobrook ............... President Brooks Morris .... Exec. Vice Pres. Russell Coleman .... Sr. Vice Pres. & Comptroller Larry Whitley ........ Sr. Vice Pres. & Cashier June MaGee .................. Vice Pres. James Trotter ................ Vice Pres. Leonard Ayres .... A sst Vice Pres. Bobby Nix .......... Asst. Vice Pres. Harry McCormick .... Trust Officer Joan Baker ............... Loan Officer Floyd Bryant .......... Asst. Cashier Arnold Moore .......... Asst. Cashier Lynn Linton .............. Asst. Cashier Barbara Weaver ...... A sst Cashier VonceiEe Ballard ...... A sst Cashier Lee MeClenny ......... Asst. Cashier Margaret Carter ...... A sst Cashier Benny Latimer ............... Manager, Bryant Branch  Q lP 7 ll ll ,V d * Al lvlflP i J rI aI M *l  AC  W. R. Alsobrook Mrs. W. R. Alsobrook Bob Alsobrook Roy Bishop Fred Briner Wyatt Crawford David Demuth A. B. Holiman, Jr. W. W. Jones Russell Coleman Brooks Morris * Newell P. Ramsey D. J. Stirman W. Lee Tucker Larry Whitley Virgil Williams B. Roy Smith E. Bruce Teas  A P  T IIIP 4U flf %T J vf Jrl£a v  *i < 5 1m /0  Assets Cash & due from banks $ 3,128,741.49 U. S. Treasury Securities ................. 4,216,034.41 Oblig. of other U. S. Gov’t agencies & corporations ........ 3,131,003.77 Oblig. of States & political subdivisions 4,479,970.98 A ll other securities, including eorp. stocks ............. 41,250.00 Excess funds sold ...... 1,200,000.00 Loans & discounts ..... 20,248,546.20 Bank prem., furniture & fixtures ............... 1,500,385.30 Other real estate owned ...................... 7,002.00 All other assets .......... 450,654.55 TOTAL ........................ $38,403,588.70   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $11,957,433.64 Time deposits ............. 18,431,230.17 U. S. Gov’t deposits .... 220,576.85 Public funds ............... 3,513,082.28 Deposits of banks ..... 15,000.00 Total Deposits ........ 34,137,322.94 A ll other liab ilities 1,010,965.55 Total Liabilities ...... 35,148,288.49 Capital notes & debs. .. 500,000.00 Capital stock ............. 550,000.00 Surplus ........................ 700,000.00 Undivided profits ...... 1,305,059.50 Reserves (Loans, Securities and Contingencies) ....... 200,240.71 Total Capital & Reserves .............. 3,255,300.21 TOTAL ....................... $38,403,588.70  42  State o f Arkansas:  Bank Department  THE UNION BANK OF BENTON, BENTON Population 16,499 Saline County Chartered January 11, 1954 P. O. Box 687 Telephone Number 778-0411 Zip Code 72015 Number of Branches: Inside City—1; Outside City—1 Officers  Directors  W ilford R. Pruett .. Chairman of the Board and President Joe D. Powers .. V. Chairman of the Board & Exec. V. Pres. Larry Kinard .......... Sr. Vice Pres. & Cashier John G. McMahan .... Sr. Vice Pres. Bill Anthony ................. Vice Pres. Gary Sproul ................... Vice Pres. & Comptroller Bin Lynch ...... Vice Pres. & Mgr., Bryant Branch Margaret Jefferson .. Asst. V. Pres. Sandra Suggs ...... Asst. Vice Pres. Van H. Wright .... Asst. Vice Pres. James Kelley in .... Asst. Cashier & Dir. o f Marketing Mary Louise Patterson ........ A sst Cashier Mickey Taylor ........ Asst. Cashier & Collection Manager  Warren K. Bass Ted BosweE Hugh Bragg Henry Brown J. D. Harris I. E. McCray, Sr. Paul Mooney Joe D. Powers W ilford R. Pruett J. Fred Walton, Sr. James W. Wells  STATEMENT AS OF JUNE 30, 1875 Cash & due from banks $ 2,059,848.76 U. S. Treasury Securities ................. 1,499,591.01 Oblig. of other U. S. Gov’t agencies & corporations ........ 1,732,292.14 Oblig. of States & political subdivisions 4,482,226.78 An other securities, including eorp. stocks ............. 430,000.00 Loans & discounts ..... 17,102,523.80 Bank prem., furniture & fixtures ............... 1,432,280.10 A ll other assets .......... 407,572.33  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $29,146,33492  Demand deposits ........ $ 7,764,902.57 Time deposits .............. 14,430,792.93 U. S. Gov’t deposits .... 239,598.45 Public funds ............... 3,078,672.47 Total Deposits ........ 25,513,966.42 Excess funds purchased 200,000.00 AH other liabilities..... 875,679.42 Total Liabilities ...... 26,589,645.84 Capital notes & debs... 300,000.00 Capital s to c k ............... 663,094.00 Surplus ........................ 663,094.00 Undivided profits ...... 663,765.19 Reserves (Loans, Securities and Contingencies) ....... 266,735.89 Total Capital & . 2,556,689.08 Reserves ....... .$29,146*334.92 TOTAL ................  Sixty-First Report  43  BANK OF BENTONVILLE, BENTONVILLE  Population 0,391 Chartered February 25, 1931  Benton County P. O. Box 449 Telephone Number 273-3331 Zip Code 72712 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Sam Walton ........ Chairman of the Board R. E. Buck ...................... President John W. Fryer Exec. Vice Pres. Tim Summers ............... Vice Pres. & Cashier V. C. Rife, Jr................. Vice Pres. Ronnie W. P roph et........ Vice Pres. Ellen Jefferson .... A sst Vice Pres. Jeanne Cavness .... A sst Vice Pres. Selwyn Palmer ........ Vice Pres. Betty AUmendinger .. A sst Cashier Bob Chandler ........... A sst Cashier Peggy King ............... A sst Cashier Leola Wilkerson ....... A sst Cashier Carl T. Cosand ........ Trust Officer & Auditor Ben B. Price .... Farm Consultant & PR Officer  Edward F. Adair George M. Billingsley R. E. Buck Carl Max Burger William H. Enfield Glenn Featherston John W. Fryer Carl Hutchens Clayton Little John A. Rollow Roy L. Scoggins Sam Walton  STATEMENT AS OF JUNE 30, 1975 Cash & due from banks $ 3,920,281.24 U. S. Treasury Securities ................. 2,456,277.84 Oblig. of other U. S. Gov’t agencies & corporations ........ 161,982.05 Oblig. o f States & political subdivisions 5,274,636.30 Excess funds sold ...... 2,750,000.00 Loans & discounts .... 16,328,89448 Bank prem., furniture & fixtures ............... 385,489.30 Other real estate owned 2.00 A ll other assets .......... 411,183.61  Demand deposits ........ $10,259,776.32 Time deposits ............. 14,536,973.15 U. S. Gov’t deposits .... 35,699.58 Public funds ............... 3,681,478.49 Deposits of banks ..... 120,000.00 Total Deposits ........ 28,633,927.54 A ll other liabilities ... . 266,45457 Total Liabilities ...... 28,900,382.11 Capital s to ck ............... 980,000.00 Surplus ........................ 400,000.00 Undivided profits ...... 1,111,516.38 Reserves (Loans, Securities and Contingencies) ........ 296,848.33 Total Capital & Reserves ............... 2,788,364.71  $31,688,746.82  TOTAL ..........................$31,688,746.82  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  State o f Arkansas:  44  Bank Department  CITIZENS BANK. BENTONVTLLE Population 6,391 Chartered December 16,1968  Benton County P. O. Box 100 Telephone Number 273-5586 Zip Code 72712 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Lawrence R. McCarroll .... President and Executive Officer Larry R. Mashbum .. Exec. V. Pres. Joe C. Armstrong .... Vice President Robert L. Smith .... Vice President and Cashier Wilson Powell ...... Vice President (Inactive) Phillip W. Cate ........ Asst. Cashier John D. Little .......... Asst. Cashier  Lawrence P. Bolte . J. Bonds W iley W olfe Floyd R. Rees Cecil E. Shores Wilson D. Powell Lawrence R. McCarroll  STATEMENT AS OF JUNE 30, 1975 Assets  T.laMIltiixi  Cash & due from banks $ 1,061,566.63 U. S. Treasury Securities ............... 48,586.46 Oblig. o f other U. S. Gov’t agencies & corporations ........ 938,637.02 Oblig. o f States & political subdivisions 2,236,344.85 800,000.00 Excess funds sold ...... Loans & discounts...... 7,198,584.30 Bank prem., furniture & fixtures ............... 234,422.39 Other real estate owned 1.00 A ll other assets .......... 58,178.86  Demand deposits ........ $ 3,577,381.27 Time deposits .............. 6,055,367.43 U. S. Gov’t deposits .... 33,885.40  $12,576,321.51  TOTAL .......................... $12,576,321.51  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Public funds ..................  2,032,803.05  Total Deposits ........ 11,699,437.15 A ll other liabilities 59,130.29 Total Liabilities ...... 11,758,567.44 Capital sto ck ............... 200,000.00 300,000.00 Surplus ........................ Undivided profits ...... 256,576.07 Reserves (Loans, Securities and Contingencies) ..... 61,178.00 Total Capital & Reserves ............. 817,754.07  45  Sixty-First Report  BANK OF BLEVINS, BLEVINS Population 265 Chartered August 12, 1912  Hempstead County P. O. Box 158 Telephone Number 874-2541 Zip Code 71825 Number of Brandies: Inside City—None; Outside City—None Directors  Frank McLarty ............... President P. C. Stephens........ Vice President Mike Stephens ................ Cashier Nell Stephens ..........Asst. V. Pres.  Frank McLarty Harold Stephens P. C. Stephens  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks ..$ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. o f States & political subdivisions Excess funds s o ld ........ Loans & discounts ...... Bank prem., furniture & fixtures ................. A ll other assets ............  523,192.66 159,653.00 348,749.75 419,692.28 275,000.00 943,296.51 6,397.75 1,535.52  TOTAL ........................... $2,677,517.47   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $1,077,940.90 Time deposits ............ 1,241,283.08 U. S. Gov’t deposits ..... 847.77 Public funds ................. 109,256.33 Total Deposits .......... 2,429,328.08 A ll other liab ilities..... 33,228.16 Total Liabilities ...... 2,462,556.24 Capital stock ............... 50,000.00 Surplus ........................ 75,000.00 Undivided profits ........ 77,535.97 Reserves (Loans, Securities and Contingencies) ......... 12,425.26 Total Capital & Reserves ............... 214,961.23 TOTAL ........................... $2,677,517.47  46  State o f Arkansas:  Bank Department  FARMERS BARK & TRUST COMPANY, BLYTHEVILLE Population 24,752 Mississippi County Chartered March 16, 1908 P. O. Box 688 Telephone Number 763-8101 Zip Code 72315 Number of Branches: Inside City—2; Outside City—1 Officers  Directors  R. A. Porter ...... Chairman of the Board Earl L. MeCarroll .......... President Lee A. Crowe .... Executive V. Pres. H. N. W h itis............Vice President R. G. C o x ......................... Cashier Alvin Huffman, HI .... Asst. V. Pres. Joe Churchill .......... Asst. V. Pres. C. W. Pope ............... Asst. Cashier B. F. Brogdon .......... A sst Cashier Dona H olm es............. A sst Cashier Margie B e v ill........... A sst Cashier Mary W agnon............ A sst Cashier John McHaffey ........ A sst Cashier Glenda Eubanks ...... A sst Cashier Shirley Richardson .... Asst. Cashier Harvey Morris ..........Trust Officer  Dale S. Briggs Jerry Cohen E. B. Gee, Jr. G. G. Hubbard, Jr. Chas. C. Langston Max Logan Earl L. MeCarroll R. A. Porter Loy H. Welch  STATEMENT AS OF JUNE 30, 1975 Assets  T .l a M l i t i o a  Cash & due from banks $ 4,018,886.54 U. S. Treasury Securities ................. 4,873,869.65 Oblig. o f other U. S. Gov’t agencies & corporations ........ 6,199,281.25 Oblig. of States & political subdivisions 5,394,536.43 A ll other securities, including eorp. stocks ...................... 75,003.00 Loans & discounts .... 15,798,931.57 Bank prem., furniture & fixtures ............... 1,140,629.57 A ll other assets .......... 748,363.49  Demand deposits ........ $12,355,674.74 Time deposits ............. 16,822,137.26 U. S. Gov’t deposits .... 79,558.61 Public funds ............... 3,312,364.98 Deposits o f banks ..... 91,840.22 Total Deposits ........ 32,661,575.81 Excess funds purchased 700,000.00 A ll other liabilities 793,620.01 Total Liabilities ...... 34,155,195.82 Capital sto ck .... 1,000,000.00 Surplus ........................ 1,500,000.00 Undivided profits ...... 1,296,236.84 Reserves (Loans, Securities and Contingencies) ....... 298,068.84 Total Capital & Reserves ............... 4.094,305.68  TOTAL ..........................$38,249,501.50  TOTAL ..........................$38,249,501.50   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  47  CITIZENS BANK, BOONEVILLE Population 3,239 Chartered April 18, 1910  Logan County P. O. Box 218 Telephone Number 675-2747 Zip Code 72927 Number of Branches: Inside City—1; Outside City—2 Officers  Directors  Jeral L. Hampton .......... President Bill Landrum .... Exec. Vice Pres. Boyce Skeets ................. Vice Pres. Bill Mitchell ........ Asst. Vice Pres. Joe Earn ............. Asst. Vice Pres. Lee Strickland ........ Asst. Cashier Shirley Powell ........ Asst. Cashier  H. L. Thomas, Sr. H. L. Thomas, Jr. John E. Olsen Ivan Wade Ray Harp BiE Landrum Jeral L. Hampton  Assets  LSabWMm  Cash & due from banks $ 1,320,319.11 U. S. Treasury Securities ................. 2,177,553.14 Oblig. of States & political subdivisions 4,981,287.43 AE other securities, including eorp. stocks ............. 500,003.00 Excess funds sold ...... 850,000.00 Loans & discounts .... 13,891,434.20 Bank prem., furniture & fixtures ............... 475,798.03 Other real estate owned 7,500.00 AE other assets .......... 322,820.13  Demand deposits ........$ 5,706,105.30 Time deposits ............. 13,924,523.90 U. S. Gov't deposits .... 85,286.36 PubEc funds ............. 2,177,792.77 Total Deposits ........ 21,893,708.33 AE other EabUities ..... 426,614.12 Total UabiEties ...... 22,320,322.45 400,000.00 Capital s to c k ............... Surplus ........................ 600,000.00 Undivided p rofits........ 950,813.10 Reserves (Loans, Securities and Contingencies) ....... 255,579.49 Total Capital & 2,206,392.59 Reserves ....... TOTAL ................ $24,526,715.04  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $24,526,715.04  48  State o f Arkansas:  Bank Department  t*pf U up thLJn i m fia r \ ajrm p M & n T pX v§ m fl T JCM  i m  wX  Population 706 Chartered April 10, 1933  Lafayette County P. O. Box 128 Telephone Number 894-3322 Zip Code 71826 Number o f Branches: Inside City—None; Outside City—None Officer* Directors  Lane Pierce .... President & Cashier Johnnie Hill ................... Chairman J. B. W ork s........ Assistant Cashier  Lane Pierce Johnnie Hill J. W. Meek, Jr. G. E. Crabtree  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 314,022.30 U. S. Treasury Securities ................... 565,908.00 Oblig. of other U. S. Gov’t agencies & corporations .......... 1,637,412.83 Oblig. of States & political subdivisions.. 308,666.78 Excess funds sold ........ 400,000.00 Loans & discounts ...... 1,000,570.54 Bank prem., furniture 15,856.50 & fixtures ................. Other real estate ow ned.. 2.00 All other assets ............ 1,043.51  Demand deposits .......... $1,243,893.64 Time deposits ............... 2,358,323.76 U. S. Gov’t deposits ..... 9,602.04 Public funds ............... 293,404.94 Total Deposits ......... 3,905,224.38 Total Liabilities ........ 3,905,224.38 Capital s to ck ................. 50,000.00 Surplus .......................... 150,000.00 Undivided profits ........ 124,012.39 Reserves (Loans, Securities and Contingencies) ......... 14,245.69 Total Capital & Reserves ................ 338,258.08  TO TAL ...........................$4,243,482.46  TO TAL ........................... $4,243,482.46   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  49  Sixty-First Report  BANK OF BRINKLEY, BRINKLEY  Population 5,250 Chartered January 17, 1903  Monroe County P. O. Box 727 Telephone Number 734-3133 Zip Code 72021 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Albert L. R usher............ Chairman o f the Board Albert H. Rusher ............ President John P. Cole ...... Exec. Vice Pres. Gus Rusher ...... Vice Pres. & Sec. o f the Board Mildred Dickson ............... Cashier Evalyna Hiley .......... Asst. Cashier Kitty Smith ............. Asst. Cashier Harold H ardw ick...... Loan Officer  Albert L. Rusher Albert H. Rusher John P. Cole James B. Sharp Lambert C. Dial Sidney A. MeKni^bt Don Fuller  STATEMENT AS OF JUNE 30, 1375 Assets Cash & due from banks $ U. S, Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Loans & discounts...... Bank prem ., furniture  & fixtures ............... Other real estate owned A ll other assets ..........  2,645,996.06 200,000.00  3,266,572.77 3,432,407.89 9,826,548.01 487,786.57 18,115.13 46,407.58  TOTAL ........................ $19,923,834.01   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 5,859,730.01 Time deposits .............. 9,944,555.75 U. S. Gov’t deposits .... 48,923.84 Public funds ............... 1,428,545.42 Deposits of banks ...... 19,989,87 Total Deposits ........ 17,299,74489 Excess funds purchased 900,000.00 A ll other liabilities 343,985.00 Total Liabilities ...... 18,543,729.89 300,000.00 Capital s to ck .... Surplus ........................ 600,000.00 Undivided p rofits........ 321,303.91 Reserves (Loans, Securities and Contingencies) ....... 158,800.21 Total Capital & Reserves ............... 1,380,10412 TOTAL ........................ $19,923,83401  50  State o l Arkansas:  Bank Department  BANK OF CABOT. CABOT Population 3t650 Chartered March 23, 1903  Lonoke County Drawer R Telephone Number 843-3575 Zip Code 72023 Number o f Branches: Inside City—None; Outside City—1 Officers  Directors  James M. P a rk ............... President Austin Leeds .... Senior Vice Pres. Joe W. Park .... V. Pres. & Cashier William E. Williams .... V. President & Security Officer Jaunita C. Morden .... V. President & Branch Mgr. James Fred Campbell .... Asst. Vice President Cecil T. Owen .... A sst Cashier & Head Teller Frances E. Rean .... A sst Cashier & Mgr. Savings D ept Louise C resw ell.... Mgr. Accounting D ept Patricia Schmidt .......... Asst. Mgr. Accounting D ept Virginia L Irvin .... Mgr. Note D ept  James M. Park Austin Leeds Joe W. Park William E. Williams W. T. Barnwell Charles L. George A. M. Feland, m Jack M. Lowman Mrs. Marvin Park Oris E. Spence Charles R. Templeton HoweE M. Thompson H. A. Whitley, Jr. Jeff D. Wood, Chairman  STATEMENT AS OF JUNE 30, 1075  UaMBMm Demand deposits ........ $ 6,290,785.99 Time deposits .............. 11,312,198.31 U. S. Gov’t deposits .... 79,329.04  Cash & due from banks $ 1,271,618.08 U. S. Treasury Securities ................. 1,319,913.60 Public funds ............... ObMg. o f other U. S. Gov’t agencies Total Deposits ........ & corporations ...... 1,710,000.00 AE other liabEities .... o f States & Total Iia b iE ties...... tical subdivisions 3,584,832.35 Capital notes & debs. .. h er securities, Capital stock .............. including corp. Surplus ........................ 350.000. 00 stocks ...................... profits ...... 600.000. 00 Undivided Excess funds s o ld ...... Reserves (Loans, Loans & discounts ..... 12,240,312.37 Securities and Bank prem., furniture Contingencies) ....... 271,909.55 & fixtures ............... Total Capital & 309,781.98 A ll other assets.......... Reserves ...............  3  TO TAL .........................$21,658,367.93   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,367,714.74  19,050,028.08 747,797.14 19,797,825.22 200,000.00 300.0W1.00 500,000.00 748,243.62 112,299.09 1,860,542.71  TO TAL .......................... $21,658,367.93  Sixty-First Beport  51  STATE BANK OF CALICO BOCK. CALICO BOCK  Population 723 Chartered May 1, 1914  Izard County P .O .B ox 236 Telephone Number 297-3711 Zip Code 72519 Number of Branches: Inside City—None; Outside City—None  OlScere Dr. Noel C o p p ...................President Curtis J. Slocum .... Exec. V. Pres. Paul W. S e a y .... Vice President H. Davey Wyatt .... Vice President E. C. Bodman .................... Cashier Mrs. Boyce H ick s...... Asst. Cashier Mrs. Mondalyn Caldwell .. Assistant Cashier Joann Farmer ...... Administrative Assistant  ^DIzecdoiB Dr. Noel Copp E. C. Bodman Paul W. Seay Curtis J. Slocum H. Davey Wyatt  STATEMENT AS OF JUNE 30. 1975 Aneis t .<i »m u h — Cash & due from banks ..$ 752,264.56 U. S. Treasury Securities ................... 373,500.00 Oblig. of other U. S. Gov’t agencies & corporations ........ 599,812.50 Oblig. of States & political subdivisions.. 1,752,752.28 A ll other securities, including corp. stocks ........................ 100,002.00 Loans & discounts ...... 3,154,957.75 Bank prem., furniture & fixtures ................. 99,256.79 Other real estate owned 2.00 A ll other assets ........... 291.44  Demand deposits ........ $3,146,534.96 Time deposits .............. 2,672,426.23 U. S. Gov’t deposits .... 1,775.00 Public funds ............... 464,684.75 Total Deposits ......... . 6,285,420.94 Total Liabilities ...... 6,285,420.94 Capital stock ............... 50,000.00 Surplus ........................ 200,000.00 Undivided profits ........ 266,216.48 Beserves (Loans, Securities and Contingencies) ......... 31,201.90 Total Capital & Beserves ................. 547,418.38  TOTAL ............................$6,832,839.32  TOTAL ...........................$6,832,839.32   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  52  State of Arkansas:  Bank Department  THE MERCHANTS & PLANTERS BANK, CAMDEN Population 16,009 Ouachita CountyChartered March 4, 1931 P. O. Box 1017 Telephone Number 836-8136 Zip Code 71701 Number o f Branches: Inside City—2; Outside City—1 Officers  Directors  Bill J. Ford ........ Chairman o f the Board & President Robert H. Tinkle .. Exec. Vice Pres. Edward L. Harrison .... Senior Vice President James M. Morgan .... Vice President & Cashier Billy G. W righ t...... Vice President Linnie N. B e tts........ A sst V. Pres. Martha Hankins ...... Asst. V. Pres. Bonnie B. Bullock .... Asst. Cashier Cledra Weaver .... Assistant Cashier  B ill J. Ford, Chairman Thomas Gaughan E. L. Harrison Cecil R. Hitt W. R. Holleman James M. Morgan Emmette Parham Ray Parham Robert H. Tinkle  G aTl A ll1in f P 1 l V liJ > jA Sr 1 dflk SUmtM L HlC Sa  Assets Cash & due from banks $ 2,189,57432 U. S. Treasury Securities ................. 1,705,832.50 Oblig. o f other U. S. Gov’t agencies & corporations ........ 592,765.65 Oblig. of States & political subdivisions 6,611,830.69 Excess funds sold ...... 200,000.00 Loans & discounts ..... 13,664,410.67 Bank prem., furniture & fixtures ............... 413,455.99 Other real estate owned 1,000.00 326,873.06 A ll other assets ..........  TOTAL ........................ $25,705,742.88   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  OF JUNE 30, 1975 fJnhilltilMi Demand deposits ........ $ 8,153,27407 Time deposits .............. 12,365,983.28 U. S. Gov’t deposits .... 90,781.13 Public funds ............... 2,566,522.64 38,384.59 Deposits of banks ...... Total Deposits ........ 23,214,945.71 A ll other liabilities ..... 594,750.41 Total Liabilities ....... 23,809,696.12 Capital sto ck ............... 750,000.00 500,000.00 Surplus ........................ Undivided profits ...... 529,357.06 Reserves (Loans, Securities and Contingencies .......... 116,689.70 Total Capital & Reserves ............... 1,896,046.76 TOTAL ........................ $25,705,742.88  S3  Sixty-First Report  THE CARAWAY BANK, CARAWAY Population 1,025 Craighead County Chartered October 29, 1962 P. O. Box 37 Telephone Number 482-3329 Zip Code 72419 Number o f Brandies: Inside City—None; Outside City—None Directors  Officers Amos David ................... Chairman J. R. David, Jr..................President Norma Im iso n ............... Vice Pres. & Cashier H. C. Freeze ............... Vice Pres. Douglas Bradley ............ Vice Pres. Jean Goodman ..... A sst Vice Pres.  ‘  Amos David Mildred David J. R. David, Jr. Douglas Bradley H. C. Freeze  STATEMENT AS OF JUNE 30, 1975 Asssis  Liabilities  Cash & due from banks : 324,769.87 U. S. Treasury Securities ................... 605,186.02 Oblig. of States & political subdivisions.. 628,839.79 Excess funds sold ........ 600,000.00 Loans & discounts ...... 2,984,234.01 Bank prem., furniture 52,217.50 & fixtures ................. 59,311.30 Other real estate ow ned.. 1.00 A ll other assets ..........  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $5,254,559.49  Demand deposits ... Time deposits ......... U. S. Gov’t deposits Public funds ........... Total Deposits ... Total liabilities ... Capital sto ck ........... Surplus .................... Undivided profits ... Reserves (Loans, Securities and Contingencies) ... Total Capital & Reserves ........... TOTAL ....................  .$1,196,150.10 . 2,852,776.81 1,275.92 ■ 741,775.76 ■ 4,791,978.59 . 4,791,978.59 75,000.00  .  100,000.00  .  254,416.44  .  33,164.46  ... 462,580.90 ..$5,254*559.49  54  State o f Arkansas:  Bank Department  CITIZENS BANK & THTIST. CARLISLE Population 2,050 Chartered December 22, 1930  Lonoke County Box 69 Telephone No. 552-7571 Zip Code 72024 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  M. S. W ood ru ff..........President & Asst. Trust Officer Ernest H. Allison ........... Vice Pres. & Cashier Billy J. S h ou p ...........Vice Pres. Laverne Caldwell .. A sst Vice Pres. HallieHazelwood ....... Asst. Cashier J. Michael S tu art..... Trust Officer  H. L. Perkins, Chairman Clifford Bennett Dr. J. F. Gartman C. W. Harper Charles Hunt F. M. Perkins M. S. W oodruff M. Gaines Young, Jr.  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Excess funds sold ...... Loans & discounts...... Bank prem., furniture & fixtures ............... A ll other assets .......... TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,041,314.56 2,611,131.02 799,437.50 3,392,303.40 400,000.00 8,094,410.53 413,872.17 7,008.79  $16,759,477.97  Demand deposits ........ $ 5,953,284.36 Time deposits .............. 9,032,013.07 U. S. Gov’t deposits .... 49,766.19 Public funds ............... 390,595.10 Total Deposits ........ 15,425,658.72 94,864.49 A ll other liabilities .... Total liabilities ...... 15,520,523.21 Capital stock .............. 243,750.00 381,250.00 Surplus ........................ Undivided profit® ...... 503,522.48 Reserves (Loans, Securities and Contingencies) ....... 110,432.28 Total Capital & Reserves ....... . 1,238,954.76 TOTAL ................ $16,759,477.97  Sixty-M rst Report  55  BANK OF CAVE CITY# CAVE CITY  Population 1,175 Chartered July 2, 1906  Sharp County P. O. Box 82 Telephone Number 283-5553 Zip Code 72521 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  Eagle Street ..................... President Eugene Street ........ Vice President James M. Street .. A sst to the Pres. Clifton Crabtree ............... Cashier  Eagle Street Chairman Eugene Street James E. Street Clifton Crabtree  STATEMENT AS OF JUNE 30# 1975 Assets  Liabilities  Cash & due from banks ..$ 492,579.61 U. S. Treasury Securities ................... 151,116.16 Oblig. of other U. S. Gov’t agencies & corporations .......... 874,728.94 Oblig. of States & political subdivisions.. 2,126,450.54 Excess funds sold ........ 600,000.00 Loans & discounts ...... 3,236,980.35 Bank prem., furniture & fixtures ................. 131,287.48 Other real estate ow ned.. 500.00  Demand deposits .......... $2,154,913.42 Time deposits ............... 3,984,159.39 U. S. Gov’t deposits ..... 1,313.25 Public funds ................. 818,502.83 45,000.00 Deposits of banks ....... Total Deposits ......... 7,003,888.89 Total liabilities ........ 7,003,888.89 Capital sto ck ................. 100,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 271,958.16 Reserves (Loans, Securities and Contingencies) ......... 37,796.03 Total Capital & 609,754.19 Reserves ................ TOTAL ...........................$7,613,643.08  TOTAL ......................... $7,613,643.08   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  56  State o f Arkansas:  Bank Department  AMERICAN STATE BANK, CHARLESTON Population 1,497 Chartered June 29, 1910  Franklin County P. O. Box 128 Telephone Number 965-2201 Zip Code 72933 Number o f Brandies: Inside City—-None; Outside City—1 Officers  Directors  Joe S. H ia tt..................... President Clyde L. H ia tt.... Exec. Vice Pres. Norma W. H ia tt.....Vice President & Cashier Richard Huck .... A sst V. President Doris Moore ...... Assistant Cashier Louise Yarbrough .... A sst Cashier  Joe S. Hiatt Clyde L. Hiatt Harold W. Jones Richard Huck John McDonald Troy Clark Bill C. Hiatt  STATEMENT AS OF JUNE 30, 1975 Liabilities  Assets Cash & due from banks $ 556,542.53 U. S. Treasury Securities ................. 4,500.00 Oblig. o f other U. S. Gov’t agencies & corporations ........ 1,787,734.52 Oblig. of States & political subdivisions 2,434,821.17 A n other securities, induding eorp. stocks ...................... 1.00 Excess funds sold ...... 845,000.00 Loans & discounts...... 4,796,732.07 Bank prem., furniture & fixtures ............... 114,979.51 Other r e d estate owned 343.58 A ll other assets......... 196,623.00  Demand deposits ........ $ Time deposits .............. U. S. Gov’t deposits .... Public funds .............. . Total Deposits ....... " A ll other liabilities .... Total Liabilities ..... . Capital stock .............. Surplus ........................ Undivided profits ...... Reserves (Loans, Securities and Contingencies) ........ Total Capital & Reserves ...............  TO TAL ..........................$10,737,277.38  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  3,016,628.19 5,700,174.35 15,256.07 816,965.93 9,549,024.54 230.069.05 9,779,093.59 100,000.00  400,000.00 362.014.05 96,169.74 958,183.79  $10,737,277.38  m  Sixty-First Beport  BANK OF CHEBRY VALLEY, CHERRY VALLEY  Population 556 Chartered January 24, 1907  Cross County P. O. Box 188 Telephone Number 588-3332 Zip Code 72324 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  W. Maurice Smith, Jr... President Howard H. Beasley .... Exec. V. Pres. W. Maurice Smith, in .... Vice Pres. Emmett N. Milam .... V. President & Cashier Yvonne L a ce ...... Assistant Cashier Louise Carwell .... Assistant Cashier  W. Maurice Smith, Jr. W. Maurice Smith, n i Howard H. Beasley Millard Carter Edward S. Maddox Emmett N. Milam  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 559,034.71 u. S. Treasury Securities ................... 505,471.50 Oblig. o f States & political subdivisions.. 1,560,444.66 Excess funds sold ........ 300,000.00 Loans & discounts ...... 5,999,119.72 Bank prem., furniture & fixtures ................. 118,472.15 Other real estate owned 2.00 A ll other assets ............ 3,619.68  Demand deposits ........ $2,234,654.40 Time deposits ............... 5,182,786.75 U. S. Gov’t deposits .... 8,296.24 Public funds ............... 832,219.67 Total Deposits .......... 8,357,957.06 Total Liabilities ...... 8,357,957.06 Capital stock ............... 100,000.00 Surplus .......................... 400,000.00 Undivided profits ........ 152,392.51 Reserves (Loans, Securities and Contingencies) ......... 35,814.85 Total Capital & Reserves ................ 688,207.36 TOTAL .......................... $9,046,164.42  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $9,046,164.42  58  State erf Arkansas:  Bank Department  BANK OF CHIDESTER, CHIDESTER Population 354 Ouachita Counts Chartered April 29, 1909 P .O .B o x 97 Telephone Number 685-2561 Zip Code 71726 Number o f Branches: Inside CXty—-None; Outside City—None Officers  Directors  Talbot Feild, J r ...............President Alpha W. H unter.............Cashier Margaret Pickett ..... A sst Cashier  Talbot Feild, Jr. Alpha W. Hunter Wayne Sanders Dwade Holleman C. C. Walthall  Closed by Bank Commissioner July 1, 1975 STATEMENT AS OF JUNE 30, 1975 NOT AVAILABLE  THE MERCHANTS AND PLANTERS BANK, CLARENDON Population 2,563 Chartered July 23, 1890  Monroe County P. O. Box 391 Telephone Number 747-3319 Zip Code 72029 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  Ralph D. Abramson ...... President James B. Sharp.. Chairman of Board J. Perry Lee ........ A sst Vice Pres. Estelle Catlett ..................... Cashier Pauline Wilson ........ A sst Cashier  Ralph D. Abramson James B. Sharp David Abramson Paul McKay Miss Ellen Menard Mrs. Ada Muller J. T. Davis, Jr.  STATEMENT AS OF JUNE 30, 1975 Assets  liabilities  Cash & due from banks ..$ 791,03405 U. S. Treasury Securities ................... 30,000.00 Oblig. of other U. S. Gov’t agencies & corporations ........ 1,253,710.16 Oblig. of States & political subdivisions.. 1,911,093.93 Loans & discounts ...... 2,642,655.03 Bank prem., furniture & fixtures ................. 50,381.60 Other real estate ow ned.. 1.00 A ll other assets ............ 770.48  Demand deposits .......... $2,126,523.57 Time deposits ............... 3,092,718.68 U. S. Gov’t deposits ..... 26,397.03 Public funds ................. 788,586.46 Deposits of banks ........ 18,078.48 Total Deposits .......... 6,052,30422 A ll other liabilities ..... . 118,500.74 Total Liabilities ........ 6,170,80496 Capital stock ............... 150,000.00 Surplus .......................... 200,000.00 Undivided p rofits......... . 158,841.29 Total Capital & Reserves ................ . 508,841.29 TOTAL .......................... $6,679,646.25  TOTAL .......................... $6,679,646.25   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  59  ARKANSAS STATE BANK, CLARKSVILLE Population 4,646 Chartered March 8, 196?  Johnson County P. O. Box 100 Telephone Number 754-6325 Zip Code 72830 Number o l Branches: Inside City—None; Outside City—None Officers  Directors  Doyle Hopkins ................ Chairman of the Board Harold Whitson Vice Chairman o f the Board R. L.Thompson .............. President Betty Callahan ...... Vice President C. E.Wininger ................... Cashier Camille Johnson ...... Asst. Cashier Mary Pitts ............... Asst. Cashier  Bruce Bethell Edgar Bethell Jim Dickerson Jr. Doyle Hopkins Dane Riggs Armil Taylor R. I* Thompson H. E. Wharton Harold Whitson  STATEMENT AS OF JUNE 30, 1975 T-iuMlHW  JBUB®Edts  Cash & due from banks $ 724,011.47 U. S. Treasury Securities ................. 948,952.77 Oblig. of other U. S. Gov’t agendes & corporations ........ 4,314,193.08 Oblig. o f States & political subdivisions 1,959,351.57 A ll other securities, including eorp. stocks ...........  Excess funds sold ...... Loans & discounts .... Bank prem., furniture & fixtures ............... A ll other assets .........  100,125.14  600,000.00 3,609,832.40 67,80450 1,272.47  TOTAL ..........................$12,325,543.40   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 3,768,022.50 Time deposits .............. 6,819,337.17 U. S. Gov’t dpeosits .... 15,638.16 Public funds .............. 672,642.10 Total Deposits ........ 11,275,639.93 AH other liabilities .... 222,750.30 Total Liabilities ...... 11,498,390.23 Capital sto ck ............... 100,000.00 Surplus ........................ 350,000.00 Undivided p rofits........ 323,648.64 Reserves (Loans, Securities and 53,504.53 Contingendes) ........ Total Capital & Reserves ............... 827,153.17 TOTAL ...........  $12,325,543.40  State o l Arkansas:  60  Bank Department  CLINTON STATE BANK, CLINTON Population 1,029 Chartered October 16,1946  Van Buren County P. O. Box 57 Telephone Number 745-2441 Zip Code 72031 Number of Branches: Inside City—None; Outside City—2 Officers  Directors  Howard Johnson ............ President Gamer M. Johnson .. Sr. Vice Pres. Homer Brown ............... Vice Pres. Dyke Johnson .... Asst. Vice Pres. Bud McKnight ................. Cashier Josephine Smith ....... Asst. Cashier Opal Coffman ........... Asst. Cashier Cloetta Hutto ............. Asst. Cashier Eileen Smiley ............Asst. Cashier Rosemary Gunn ....... Asst. Cashier & Mgr., Bookkeeping Dept. Charles E. S m ith ...... Asst. Cashier John E. Clark, Jr. .... Asst. Cashier & Mgr., Shirley Office  Homer Brown William H. Ham Gamer M. Johnson Howard Johnson Mrs. Howard Johnson John L. Johnson Dickie V. Lefler Roy Lefler, Jr. Arthur Lewis  STATEMENT AS OF JUNE 30, 1975 TJnMli+ioe  Assets  S ecu rities^ .............. 1,432,217.25 Oblig. of other TJ. S. Gov’t agencies & corporations ........ 2,413,991.33 Oblig. of States & political subdivisions 4,298,676.92 Excess funds sold ...... 1,900,000.00 Loans & discounts ..... 9,031,062.13 Bank prem., furniture & fixtures ............... 70,000.00 Other real estate owned 10,502.00  Demand deposits ........ $ 5,979,648.81 Time deposits .............. 11,278,087.61 U. S. Gov’t deposits .... 64,628.79 Public funds ............... 1,554,562.09 Total Deposits ........ 18,876,927.30 Total Liabilities ...... 18,876,927.30 Capital sto ck ............... 200,000.00 Surplus ........................ 300,000.00 Undivided p rofits........ 1,173,723.48 Reserves (Loans, Securities and Contingencies) ....... 162,402.34 Total Capital & Reserves ............... 1,836,125.82  TO TAL ..........................$20,713,053.12  TO TAL .......................... $20,713,053.12  Cash & due from banks $ 1,556,603.49 XT. S. Treasury   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  61  Sixty-First Report  FIRST STATE BANK AND TRUST COMPANY. CONWAY Population 16,772 Faulkner County Chartered February 8, 1946 P. O. Box 729 Telephone Number 329-5656 Zip Code 72032 Number of Branches: Inside City—1; Outside City—3 Officers  Directors  Thomas G. Wilson .... Chairman of the Board & Chief Exec. Off. B. J. Daugherty ........... President Rogers C. Moore .... Senior V. Pres. & Cashier Edwin H. F lo y d ...... Vice President Louis E. SteU ..........Vice President Miloise A. Lyford .... Vice President Ronald A. Williams .... Trust Officer Don Bone ............Installment Loan Officer Jack Humphrey .... Installment Loan Officer Mary Ann Freeman .... A sst Cashier Burnell Terry ........... A sst Cashier Norma Hendrix ........ A sst Cashier Julia Parish .............. Asst. Cashier Brenda Hester ........... A sst Cashier Lou Birehfield ........... A sst Cashier Charles H. Blanchard ..... Assistant Cashier  B. J. Daugherty Edward A. Halter Alphonse M. Hiegel J. W. McCracken J. F. O’Kelley Frank E. Robins HI Earl F. Rogers Stanley Russ M. M. Satterfield Thomas G. Wilson  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ 4,652,747.75 U. S. Treasury Securities ............... 4,158,664.01 Oblig. of other U. S. Gov’t agencies & corporations ...... 3,137,718.33 Oblig. of States & political subdivisions 10,204,373.82 A ll other securities, including corp. stocks ...................... 1,469,916.77 Excess funds s o ld ...... 2,600,000.00 Loans & discounts...... 20,544,139.59 Bank prem., furniture 736,575.48 & fixtures ............... Other real estate owned 9,644,35 A ll other asset® ........ 566,156.81  Demand deposits ...... $14,289,013.52 Time deposits ............. 22,693,750.47 U. S. Gov’t deposits .... 149,235.05 Public fluids ............... 6,149,403.02 Total Deposits ........ 43,281,402.06 A ll other liabilities ..... 983,843.70 Total Liabilities ..... 44,265,245.76 Capital stock .............. 600,000.00 Surplus ........................ 800,000.00 Undivided profits ...... 2,016,848.28 Reserves (Loans, Securities and Contingencies) ........ 397,842.87 Total Capital & Reserves ............... 3,814,691.15  TOTAL .......................... $48,079,936.91  TO TAL ......................... $48,079,936.91   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  62  State of Arkansas:  Bank Department  ■ I I P  / ‘• A S U T I I I f l m A A D lfT lfA ITtUi v U lln iJ N iV A A JwI& # w w llflU lts r  Population 3,136 d a y County Chartered January 29, 1931 P. O. Box 439 Telephone Number 857-3592 Zip Code 72422 Number o f Branches: Inside City—None; Outside City—None Officers  l^irod ocs  Sam L. Manatt Jr. ..........President Jim Vinson ...... Sr. Vice President Donis Simpson .. Sr. Vice President Jim Manatt ............ Vice President Sam L. Manatt H I .... Vice President Bob Lockwood ...... Vice President C. E. Headley Jr. .... Vice President J. L. W illiam s...................... Cashier John Manatt ...... A sst Vice Pres. Louise Coleman .... A sst Vice Pres. Dorothy Barton ........ Asst. Cashier diaries Lunsford A sst Cashier  Mrs. Sam L. Manatt Sr., Ch. of Bd. Sam L. Manatt Jr. J. V. Rockwell Dr. B. C Page Jim Vinson A. C. Woods Donis Simpson  g»f»fttpC T t f P M T 2 Q f\ f ? TTTIII? *|fl 1Q7C S# a dfl» A JE> A Amfi} VrJT « I U n c » wll# A v /d  dhssetbs  Liabilities  Cash & due from banks $ 2,101,775.27 U. S. Treasury Securities ................. 106,000.00 Oblig. o f other U. S. Gov’t agencies & corporations ........ 123,915.00 Oblig. o f States & political subdivisions 1,122,454.15 A ll other securities, including eorp. stocks ............. 5,250.00 Loans & discounts...... 15,152,648.85 Bank prem., furniture & fixtures ............... 116,572.54 Other real estate owned 72,030.74 A ll other assets .......... 359,991.32  Demand deposits ........ $ 6,769,718.65 Time deposits .............. 9,145,281.26 U. S. Gov’t deposits .... 39,843.93 Public funds ............... 1,296,158.99 Total Deposits ........ 17,251,002.83 A ll other liabilities ..... 487,390.77 Total Liabilities ...... 17,738,393.60 Capital notes & debs .. 300,000.00 Capital stock ............. 200,000.00 Surplus ........................ 500,000.00 Undivided profits ...... 254,382.81 Reserves (Loans, Securities and Contingencies) ....... 167,861.46 Total Capital & Reserves ................ 1,422,244.27  TO TAL ..........................$19,160,637.87  TO TAL .......................... $19,160,637.87   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  63  FIRST STATE BANK, CROSSETT Population 6,431 Chartered May 13, 1963  Ashley County P. O. Box 638 Telephone Number 364-5131 Zip Code 71635 Number of Branches: Inside City—-None; Outside City—1 Officers  Directors  Richard E. Griffin ........ Chairman B. J. Lambert, Jr. ........ President Edith S. Phillips .... Vice President & Cashier T. Jack Walsh ..... Asst. Vice Pres. Cheryl Goodwin ...... A sst Cashier  Charles Baxley H. A. Etheridge, Jr. Richard E. Griffin B. J. Lambert, Jr. James S. Nolley Donald R. Rodgers C. E. Ripley Z. M. SteH Paul SulUns E. A. Tucker  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 867,085.06 U. S. Treasury Securities ................... 672,199.45 Oblig. of other U. S. Gov’t agencies & corporations .......... 288,016.26 Oblig. of States & political subdivisions.. 1,057,859.24 Loans & discounts ...... 4,244,808.52 Bank prem., furniture & fixtures ................. 157,159.62 A ll other assets ............ 3,251.53  Demand deposits .......... $1,566,125.71 Time deposits ............... 3,255,027.56 U. S. Govt deposits...... 52,383.33 Public funds ................. 1,576,402.85 Total Deposits .......... 6,449,939.45 Borrowed money ........ 2,952.76 A ll other liab ilities...... 241,585.61 Total Liabilities ...... 6,694,477.82 Capital stock ............... 200,000.00 Surplus .......................... 200,000.00 Undivided p rofits.............................. 142,108.0 Reserves (Loans, Securities and 53,793.83 Contingencies) ......... Total Capital & Reserves ................. 595,901.86  TOTAL ........................... $7,290,379.68  TO TAL ............................$7,290,379.68   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  64  State o f Arkansas:  Bank Department  DANVILLE STATE BANK, DANVILLE Population 1,658 Chartered October 3, 1930  YeE County P. O. Box 68 Telephone Number 495-2236 Zip Code 72833 Number of Branches: Inside City—None; Outside City—None Officers  John Ed Chambers ........ President John Ed Chambers III .... Vice Pres. Edward J. Taylor ..........Vice Pres. Raymond Pledge .......... Vice Pres. Bobby Ramey ................... Cashier Elouise Laurie .......... A sst Cashier Odean Parker .......... A sst Cashier Robert Yawn ............ A sst Cashier  Directors John Ed Chambers John Ed Chambers III Mike ComweE Lloyd R» George Fay Mathis Leon MEJsap Joe Ray Todd Sanders Charles L. Sloan Edward J. Taylor  STATEMENT AS OF JUNE 30, 1075 Liabilities  Assets Cash & due from banks $ 2,282,706.82 U. S. Treasury Securities ................. 650,061.75 ObMg. of other U. S. Gov’t agencies & corporations ........ 1,491,665.25 Oblig. o f States & political subdivisions 3,690,372.00 A m other securities, including 1.00 eorp. stocks ............. Excess funds sold ...... 1,000,000.00 Loans & discounts...... 12,875,388.69 Bank prem., furniture & fixtures ............... 176,177.00 Other real estate owned 12,719.97 A ll other assets ......... . ........... 746.97  Demand dei Time dej U. S. Gov’t deposits Public funds ......... Total Deposits ... A ll other EabEities Total UabiEties Capital stock .......... Surplus .................. Undivided profits ... Reserves (Loans, Securities and Contingencies) ... Total Capital & Reserves .........  $ 3,889,447.02 14,307,848.89 33,653.09 2,344,646.17 .2 0 ;i7 i:iiO 7 102,070.14 20,677,665.31 125.000.00 375.000. 00 775,422.37  TOTAL ..........................$22,179,839.45  TOTAL  $22,179,839.45   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  226,751.77 1,502,174.14  65  Sixty-First Report  ARKANSAS VALLEY BANK, DARDANELLE Population 3,297 YeE County Chartered August 29, 1961 P. O. Box 330 Telephone Number 229-4111 Zip Code 72834 Number of Branches: Inside City—1; Outside City—-None Officers  Directors  L. J. Foster ..................... President William L. Woods ........ Vice Pres, & Cashier Mrs. Dorthy Geibe .... Asst. Cashier  William R. BuEock Dr, G. S. ComweE Robert Darr Is. J. Foster Adrian Harrington John Harris James W. Ladd George McLarty, Jr. Delma Merritt Charles C. Ray Ray Lee Robinson David Wood  STATEMENT AS OF JUNE 30, 1975 Assets T.latj1Wo| Cash & due from banks ..$ 400,648.19 U. S. Treasury Securities ................... 675,467.33 ObEg. of other U. S. Gov’t agencies 35,330.83 & corporations .......... ObEg. of States & political subdivisions.. 879,913.69 Excess funds sold ........ 200,000.00 Loans & discounts ...... 4,053,892.15 Bank prem., furniture & fixtures ................. 108,430.90 54,138.88 AE other assets ............  Demand deposits .......... $1,979,464.95 Time deposits ............... 3,289,043.60 U. S. Gov’t deposits ..... 27,989.15 PubEe funds ................. 522,334.94 Deposits of banks ........ 371.56 Total Deposits .......... 5,819,204.20 AE other EabiEties 13,154.35 Total LiabiEties ........ 5,832,358.55 Capital notes & debs. .... 100,000.00 Capital stock ............... 150,000.00 Surplus .......................... 150,000.00 Undivided profits ........ 134,684.71 Reserves (Loans, Securities and Contingencies) ......... 40,778.71 Total Capital & Reserves ................ 575,463.42  TOTAL  TOTAL ........................... $6,407,821.97   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $6,407,821.97  66  State o f Arkansas:  Bank Department  BANK OF DARDANELLES DARDANELLE Population 3,297 Chartered September 12,1934  P. O. Box 90  Yell County Telephone Number 229-3311  E p Code 72834 Number o f Brandies: Inside City—lj Outside City—None Officers  Directors  John L. Hamilton .......... President Noel Vandover ...... Vice President Thomas C. Willis ............ Cashier Nancy A. Moore ...... Asst. Cashier  John L. Hamilton Noel Vandover B. K. Berry L. B. Berryhill Jimmie Wallis H. M. Qrsbum, Jr. C. R. George Carl Woodson  STATEMENT AS OF JUNE 30, 1975 T -ln K » U * ia «  Assets Cadi & due from banks $ Oblig. of other IT. S. Gov’t agencies & corporations ........ Oblig. o f States & political subdivisions Excess funds sold ...... Loans & discounts ..... Bank p m , furniture & fixtures ............... Other real estate owned A ll other assets..........  TO TAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,006,892.31 2,846,279.71 1,775,219.89 1,300,000.00 6,734,249.68 103,646.16 24,005.45 9,615.00  $13,799,908.20  Demand deposits ........ $ 3,348,750.55 lim e deposits .............. 8,702,932.57 U. S. Gov’t deposits .... 81,379.29 373,359.52 Public funds ............... Total Deposits ........ 12,506,421.93 Borrowed m on ey ....... 9,000.00 Total Liabilities ..... 12,515,421.93 Capital sto ck ............... 200,000.00 Surplus ........................ 225,000.00 Undivided profits ...... 795,993.24 Reserves (Loans, Securities and 63,493.03 Contingendes) ....... Total Capital & Reserves ............... 1,284,486.27 TO TAL .......................... $13,799,908.20  67  Sixty-First Report  DECATUR STATE BAZIK, DECATUR  Population 847 Chartered May 27, 1954  Benton County P .O .B o x 38 Telephone Number 752-3281 Zip Code 72722 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Charles L. Daves ............President James E. Stuckey .............. Cashier A lice N orm ...... Assistant Cashier Wanda R. T orm ey.... A sst Cashier  Lloyd E. Peterson Charles L. Daves C. Tom Edmiston James E. Stuckey Gene Wilmoth James Hudson Dorothy Mae Peterson E. N. McCollum C. Jimmie Carter Harold Lee  STATEMENT AS OF JUNE 30, 1975 Assets  T .l»H W 4 ii  Cash & due from banks $ 1,746,073.32 Oblig. o f other U. S. Gov’t agencies & corporations ........ 625,842.17 Oblig. o f States & political subdivisions 2,657,913.06 Excess funds s o ld ...... 1,000,000.00 Loans & discounts...... 4,797,237.29 Bank prem., furniture & fixtures ............... 29,046.21 A ll other assets .......... 70,500.98  Demand deposits ........ $ 4,104,425.36 Time deposits .............. 5,094,444.79 U. S. Gov’t deposits .... 190,420.73 Public funds ............... 474,620.17 20,000.00 Deposits of banks ...... Total Deposits ........ 9,883,911.05 A ll other liabilities .... 29,778.66 Total L iabilities. 9,913,689.71 Capital stock .............. 175,000.00 Surplus ........................ 100,000.00 Undivided profits ....... 688,504.71 Reserves (Loans, Securities and Contingencies) ........ 49,418.61 Total Capital & Reserves .............. 1,012,923.32  TOTAL ..........................$10,926,613.03  TOTAL .......................... $10,926,613.03   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  68  State o f Arkansas:  Bank Department  BANK OF DELIGHT, DELIGHT Population 446 Chartered June 16,1911  Pike County P. O. Box 68 Telephone Number 379-2293 Zip Code 71946 Number of Branches: Inside City—None; Outside City—None Officers  Directors  C edi E. Johnson, Jr. ..... Chairman o f Ihe Board Olen Hendrix ................. President Clib M a y ................. Vice President Gus W ingfield .... Ex. Vice President Buford Hendrix .............. Secretary Edna Johnson ..................... Cashier Perry Huffm an ........ Asst. Cashier James Hendrix .... Asst. Vice Pres.  Cecil E. Johnson, Jr. Olen Hendrix Clib May Gus W ingfield Buford Hendrix Ludis Rhodes D. C. Humphry, Jr.  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities x  Cash & due from! banks .. 435,023.89 U. S. Treasury Securities ................... 532,118.75 Oblig. of other U. S. Gov’t agendes & corporations .......... 369,309.41 Oblig. of States & political subdivisions.. 922,647.41 Excess funds sold ........ 500,000.00 Loans & discounts ...... 3,082,242.31 Bank prem., furniture & fixtures ................. 85,046.88 Other real estate owned 1.00 A ll other assets .......... 8,495.04  Demand deposits ........ $1,590,039.69 Time deposits .............. 3,512,510.37 U. S. Gov’t deposits .... 1,060.60 Public funds ............... 298,761.88 Total Deposits .......... 5,402,372.54 A ll other liabilities ..... 9,599.98 Total Liabilities ...... 5,411,972.52 Capital notes & debs... 100,000.00 Capital stock ............... 62,500.00 Surplus ........................ 225,000.00 76,605.42 Undivided profits ........ Reserves (Loans, Securities and Contingencies) ......... 58,806,75 Total Capital & Reserves ................ 522,912.17  TO TAL ............................$5,934,884.69  TOTAL ............................$5,934,884.69   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  69  Sixty-First Report  FIRST STATE BANK OF DeQUEEN, DeQUEEN Population 4,983 Sevier County Chartered August 26, 1974 P. O. Box 970 Telephone Number 584-4423 Zip Code 71832 Number of Branches: Inside City—None; Outside City—None  Officers  Directors  E. R. A dkisson................. President R. A. C a rd ............. Vice President & Cashier  E. R. Adkisson R. D. Eubanks D. L. Godwin E. Gray R. S. Harris D. Stemple W. M. Sullivan C. Wiles  STATEMENT AS OF JUNE 30, 1975 T.lwKili+iog  Assets Cash & due from banks..$ 861,596.35 U. S. Treasury Securities ................. 350,312.50 Oblig. of other U. S. Gov’t agencies & corporations .......... 300,187.50 Excess funds sold ........ 240,000.00 Loans & discounts ...... 2,608,824.58 Bank prem ., furniture  & fixtures ................. A ll other assets ..........  245,135.13 770.38  TOTAL ............................$4,606,826.44   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $1,456,662.73 Time deposits .............. 1,427,038.33 U. S. Gov’t deposits ..... 23,656.03 Public funds ............... 880,060.75 Total Deposits .......... 3,787,417.84 A ll other liab ilities........................... 63,466.58 Total Liabilities ........ 3,850,884.42 Capital stock ............... 300,000.00 Surplus .......................... 300,000.00 Undivided profits ........ 148,484.06 Reserves (Loans, Securities and Contingencies) ......... 7,457.96 Total Capital & Reserves ................. 755,942.02 TOTAL ............................$4,606,826.44  70  State o f Arkansas:  Bank Department  DEBMOTT STATE BANK, DERMOTT Population 4,250 Chicot County Chartered July 8, 1935 P. O. Box “CM Telephone Number 538-3266 Zip Code 71638 Number of Branches: Inside City—None; Outside City—None Officers  Directors  John M. Baxter .............. President James S. Suitt .... Exec. Vice Pres. & CEO Clarence Horton ............ Vice Pres. Frank Henry, Jr. .......... Vice Pres. Mrs. Frances Spratlin .... Vice Pres. Mrs. Wyndelle Clark ..... Cashier Mrs. June Farrell .... Asst. Cashier  John M. Aran John M. Baxter W. A. Baxter A. C. Brasel, Chrmn., Board E. L. Dennington R. H. Dennington Bernard Levi Lawrence W. Levi Swan B. Moss, Jr. Robert H. Rasco James S. Suitt  STATEMENT AS OF JUNE 30, 1975 Assets  liabilities  Cash & due from banks ..$ 868,086.30 U. S. Treasury Securities ................... 648,343.92 Oblig. of other U. S. Gov’t agAnrisj! & corporations .......... 1,453,875.00 Oblig. o f States & political subdivisions.. 2,139,824.06 A ll other securities, including corp. stocks ............... 50,638.50 Excess funds sold ...... 370,000.00 Loans & discounts ...... 3,869,304.52 Bank prem., furniture & fixtures ................. 210,321.18 Other real estate ow ned.. 1.00 AH other assets............ 1,289.83  Demand deposits .......... $2,513,150.78 Time deposits ............... 4,803,877.74 U. S. Gov’t deposits ..... 10,908.48 Public funds ................. 1,073,054.41 Total Deposits .............. 8,400,991.41 A ll other liabilities ..... 63,945.07 Total Liabilities ........ 8,464*936.48 Capital stock ............... 300,000.00 Surplus .......................... 450,000.00 Undivided profits ........ 297,189.17 Reserves (Loans, Securities and Contingencies) .......... 99,558.66 Total Capital & Reserves ................. 1,146,747.83  TO TAL ............................$9,611,684.31  TOTAL ........................... .$9,611,684.31   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  71  S ix ty -first Report  FARMERS & MERCHANTS BANK, DES ARC Population 1,767 Chartered January 20, 1902  Prairie County P. O. Box 369 Telephone Number 256-4191 Zip Code 72040 Number o f Brandies: Inside City—None; Outside City—None Officers  Directors  S. R. N ich ols.................Chairman L. R. Brown .......... Vice Chairman R. L. Morton ...................President Lawrence HoEoway .......... Cashier Faye Smith .... Secretary of Board Dora Mae HoEoway .. Asst. Cashier EMe Garth ............. A sst Cashier Doris Bone ............... A sst Cashier  John P. O ld, Jr. S. R. Nichols Henry Nichols L. R, Brown G. P. MuEen R. L. Morton  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other IJ. S. Gov’t agencies & corporations ........ ObMg. o f States & political subdivisions Loans & discounts ...... Bank prem., furniture & fixtures ............... Other real estate owned  LiaMlities 983,781.63 1,754,880.18 3,134,576.21 3,894,538.52 4,262,170.00 88,893.94 1.00  TO TAL ......................... .$14,118,841.48   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ...... $ 3,544,376.74 Time deposits .............. 7,109,949.95 U. S. Gov’t deposits .... 91,385.13 PubMc funds ............... 1,697,482.14 Total Deposits ........ 12,443,193.96 AE other liabilities ..... 85.81 Total UabEities ...... 12,443,279.77 Capital s to ck ............... 200,000.00 Surplus ........................ 900,000.00 Undivided profits ...... 469,920.63 Reserves (Loans, Securities »r>d 105,641.08 Contingencies) ........ Total Capital & Reserves .............. 1,675,561.71 TO TAL .........................$14,118,841.48  72  State o f Arkansas:  Bank Department  DEWITT BANK & TRUST COMPANY, DEWITT Population 4,348 Arkansas County Chartered March 1, 1929 P. O. Box 71 Telephone Number 946-3531 Zip Code 72042 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  R. H. Maddox ....Chairman o f Board Elmer A. Ferguson ........ President Julian Brown .... Sr. Vice President T. F. H udson........Vice President & Cashier Frank Ellis Jr. Vice President & Trust Officer Dale K. Bennett .... A sst Vice Pres. Eunice Coker ............A sst Cashier Ralph Relyea .... Asst. Trust Officer Carl Goodwin J r ..... Mgr., Insurance Dept. Marguerite K. Brown .... A sst Mgr., Insurance Dept.  A. A. Beverburg W. H. Botts Julian Brown E. E. Denman Ray D. Dickson Elmer A. Ferguson R. H. Maddox C. W. Rasco in Jack Whitmore  STATEMENT AS OF JUNE 30, 1975 Jksseis  Liabilities  Cash & due from banks $ 5,939,272.87 U. S. Treasury Securities ................. 3,210,718.77 Oblig. of other U. S. Gov’t agencies & corporations ........ 204,877.44 Oblig. of States & political subdivisions 4,777,082.54 A ll other securities, including corp. stocks ............ 149,250.00 Excess funds sold ...... 3,800,000.00 Loans & discounts ..... 8,963,677.19 Bank prem., furniture & fixtures ............... 2.00 Other real estate owned 28,401.00 A ll other assets ....... 69,401.00 $27,142,682.81 TOTAL .................  Demand deposits ........ $12,227,050.78 Time deposits .............. 9,762,728.76 U. S. Gov’t deposits .... 563,791.33 Public funds ............. 1,564,443.16 Total Deposits ........ 24,118,014.03 A ll other liabilities 68,400.00 Total liabilities ..... 24,186,414.03 Capital stock .............. 450,000.00 Surplus ........................ 750,000.00 Undivided prefits ...... 1,485,339.82 Reserves (Coans, Securities and Contingencies) ....... 270,928.96 Total Capital & Reserves ............... 2,956,268.78   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  TOTAL ....................... $27,142,682.81  73  Sixty-First Report  PEOPLES BANK, MERKS Population 1,215 Chartered November 16,1970  Howard County P. O. Box 123 Telephone Number 286-3201 Zip Code 71833 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  John H. H endrix..Chairman Flynn Justus ................... President Sammye Winton .... Vice President C. E. Hendrix, Jr. ....Vice President Wilburn Smith ...... Vice President Beth C o x ................................Cashier Peggy H elm s...... Assistant Cashier  Denzil Gilbert C. E. Hendrix, Jr. John H. Hendrix Flynn Justus Reese D. Kirby Wilburn Smith Sammye Winton  STATEMENT AS OF JUNE 30, 1975 Assets  T.iahilifies  Cash & due from banks ..$ 520,388.66 U. S. Treasury Securities ................... 1,199,531.25 Oblig. of other U. S. Gov’t agencies & corporations .......... 1,678,406.43 Oblig. of States & political subdivisions 1,506,695.43 Excess funds sold ...... 300,000.00 Loans & discounts ...... 1,128,065.92 Bank prem., furniture & fixtures ................. 119,547.19 Other real estate owned 5,700.00  Demand deposits ........ $2,755,852.58 Time deposits .............. 2,642,281.41 U. S. Gov’t deposits .... 2,400.00 Public funds ................ 549,389.32 Total Deposits .......... 5,949,923.31 A ll other liabilities ............... 391.72 Total Liabilities ...... 5,950,315.03 100,000.00 Capital stock ............... Surplus ........................ 300,000.00 Undivided profits ........ 92,550.57  TOTAL  ........................ $6,458,334.88   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Reserves (Loans,  Securities and Contingencies) .......... 15,469.28 Total Capital & Reserves ................. 508,019.85 TOTAL ........................ $6,458,33488  74  State o f Arkansas:  Bank Department  BANK OF DOVER, DOVER Population 662 Chartered September 29,1905  Pope County P. O. Box 334 Telephone Number 331-2121 Zip Code 72837 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  L. J. C hurchill...... Chinn, o f Board J. E. Moore ..................... President C. L. P oyn ter.... Exec. Vice Pres. T. C. C am pbell...... Vice President David L. D unlap.......Vice President Dale W. Deckard Cashier Bettye W. B arton.........A sst Cashier Reba Joyce Churchill. .Asst Cashier Mary R. M artin........ A sst Cashier  David R. Bewley T. C. Campbell L. J. Churchill Stanford Lee S. F. McCain J. E. Moore C. L. Poynter  STATEBffiNT AS OF JUNE 30, 1975 Assets  T.InMIitioa  Cash & due from banks..$ 661,860.64 U. S. Treasury Securities ................. 229,715.00 Oblig. of States & political subdivisions 1,017,209.44 Excess funds sold ...... 50,000.00 Loans & discounts ...... 5,446,409.66 Bank prem., furniture & fixtures ................. 94,545.05 Other real estate owned.. 38,612.42 A ll other assets ............ 4,065.00  Demand deposits ........ $2,128,452.01 Time deposits ............... 3,842,225.86 U. S. Gov’t deposits .... 28,961.59 Public funds ............... 864,922,92 Total Deposits .......... 6,864,562.38 Excess funds purchased 50,000.00 1,848.26 A ll other liab ilities...... Total Liabilities ...... 6,916,410.64 Capital stock ............... 100,000.00 Surplus .......................... 200,000.00 Undivided prefits ........ 285,090.54 Reserves (Loans, Securities and Contingencies) ......... 40,916,03 Total Capital & Reserves ................. 626,006.57  TOTAL  TO TAL  .........................$7,542,417.21   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .......................... $7,542,417.21  Sixty-First Report  7§  DUMAS STATE BANK, DUMAS Population §,290 Chartered June 11, 1974  Desha County P .O .B o x 700 Telephone Number 382-4204 Zip Code 71639 Number of Branches: Inside City—None; Outside City—None Officers  Ernie A sh ford ................. President Jerry Land ...................... Cashier Tom W eatherly..........Loan Officer  Directors Merle Peterson B ill Teeter Bill Sigmon W iliam A. West Dr. Howard R. Harris T. A. Witherington T. Minter C a rte Ernie Ashford  STATEMENT AS OF JUNE 30, 1975 UaMliiies Cash & due from banks ..$ 466,397.96 Oblig. o f other U. S. Gov’t agencies & corporations .......... 682,381.86 O blg. o f States & political subdivisions.. _ f}2 ,877.31 |°ans & discounts ...... 2,312,017.25 furniture Ot^er reaTestate owned.. ^ m O O AU — « .......... ra,190.45  TOTAL  ........................ $4363,188.08   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ......... $1,175,112.28 Time deposits .............. 1,439,041.98 U. S. Gov’t deposits .... 12,600.33 P u b ic funds ................ 590,008.86 Total Deposits ........... 3,216,763.45 Excess funds purchased 200,000.00 a h other labilities ..... 173,530.44 Total L ia b iltie s......... 3,590,293.89 Capital stock ................. 300.000.00 Reserves (Loans, Securities and Contingencies) ......... 8,821,00 Total Capital & Reserves ................. 772,89419 TOTAL ......................... $4,363,188.08  76  State o f Arkansas:  Bank Department  MERCHANTS AND FARMERS BANK, DUMAS Population 5,290 Chartered May 10, 1909  Desha County P.O. Box D Telephone Number 382*4311 Zip Code 71639 Number of Branches: Inside City—1; Outside City—None Officers  Directors  Claud T. P ran k .......... President & Chairman o f Board Rex W. M etzger.....Vice President & Secretary Loral Adcock ........ Vice President David J. Garrett .... Vice President Pearl Moore ...................... Cashier Marie Tucker ............ Asst. Cashier Lugean Zieman ........ Asst. Cashier Gloria D a n iel............ Asst. Cashier Pearl Persons .......... A sst Cashier  Loral Adcock R, A. Adcock J. E. Allmon Jack S. Dante Claud T. Prank Edgar Gannaway Marion S. Gill Clifton L. Meador David O. Porter Glynn A. Puryear Thomas P. Shea B. J. Tanenbaum, Sr.  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ 1,521,941.75 Oblig. of other U. S. Gov’t agencies & corporations ........ 1,661,937.50 Oblig. o f States & poMtieal subdivisions 5,254,537.64 A ll other securities, including corp. stocks ............ 1.00 Excess fundi sold ...... 100,000.00 Loans & discounts ..... 11,203,366.73 Bank prem., furniture & fixtures ............... 300,427.18 Other real estate owned 1.00  Demand deposits ........ $ 4,600,852.61 Time deposits .............. 10,212,319.71 U. S. Gov’t deposits .... 149,172.86 Public funds ............... 2,281,239.38 Total Deposits ........ 17,243,584.56 509,731.94 A ll other liabilities .... Total Liabilities ..... 17,753,316.50 Capital s to ck ............... 300,000.00 Surplus ........................ 1,000,000.00 Undivided profits ...... 870,974.22 Reserves (Loans, Securities and 117,922.08 Contingencies) ....... Total Capital & Reserves ............... 2,288,896.30 TOTAL ........................ $20,042,212.80  TOTAL ........................ $20,042,212.80   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  « i« » T  p  o * i* n * n 7  r i n i l l tlr« d i J * * * *  tt & m r  77  c t i m  0  JD«9UE1a »# l i w i l l l i lSi  Population 3,200 Chartered April 24, 1947  Crittenden County P .O .B o x 248 Telephone Number 792-8614 Zip Code 72331 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  J. E. Brooks ................... President Everett Hood ................. Vice Pres. Mrs. Mary E. Davis .......... Cashier George R. Mitchell ................. Asst. Vice Pres. Mrs. Wanda S. Armstrong .... Asst. Cashier Mrs. Iris V. Cole ..... Asst. Cashier Mrs. Carolyn M. Weeks ........ Asst. Cashier Christopher Lehman .. A sst Cashier  Everett Hood B. J. Wallace J. W. Young, Jr. . E. Brooks C. E. Morrison, Jr. W. P. Morrison Richard C. Twist  STATEMENT AS OF JUNE 30, 197S Assets  TliihlUti—  Cash & due from banks $ 990,298.69 U. S. Treasury Securities ................. 449,700.00 Oblig. of other U. S. Gov’t agencies & corporations ........ 1,425,558.65 Oblig. of States & political subdivisions 2,702,317.25 A ll other securities, including corp. stocks ............ 1,400.00 Excess funds sold ...... 900,000.00 Loans & discounts...... 6,353,235.92 Bank prem., furniture & fixtures ............... 202,176.43 Other real estate owned 825.00 All other assets .......... 3,666.41  Demand deposits ........ $ 3,289,833.63 Time deposits .............. 6,620,062.08 U. S. Gov’t deposits .... 132,882.23 Public funds ............... 1,777,251.98 Total Deposits ........ 11,820,029.92 A ll other liab ilities..... 91,924.54 Total liabilities ...... 11,911,954.46 Capital stock .............. 300,000.00 450,000.00 Surplus ........................ Undivided profits ...... 280,077.71 Reserves (Loans, Securities and Contingencies) ....... 87,146.18 Total Capital & Reserves ............... 1,117,223.89  TOTAL ..........................$13,029,178.35  TO TAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $13,029,178.35  78  State o f Arkansas: Bank Department  THE DELTA STATE BANK. ELAINE Population 1,200 Chartered December 30,1947  Phillips County P. O. Box 295 Telephone Number 827-3397 Zip Code 72333 Number o f Brandies: Inside City—None; Outside City—None Officers  Directors  Wm. Demoret ................. President J. M. Countiss ...... Vice President Mary Louise Demoret Jones .Cashier & Exec. Vice Pres.  Wm. Demoret J. M. Countiss Mary Louise Demoret Jones  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks . U. S. Treasury Securities .................. A ll other securities, including corp. stocks .............. Excess funds sold ....... Loans & discounts ..... Bank prem., furniture & fixtures ................ A ll other assets ...........  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities 903,661.94 550,256.82  1.00  100,000.00  461,891.50 6,112.14 15,927.99  $2,037,851.39  Demand deposits ........ $1,234,713.21 3,227.63 U. S. Gov’t deposits..... Public funds ................. 364,298.31 Total Deposits .......... 1,602,239.15 3,672.99 A ll other liabilities .... Total liabilities ...... 1,605,912.14 Capital stock ............... 40,000.00 Surplus .......................... 80,000.00 Undivided profits ........ 306,213.62 Reserves (Loans, Securities and Contingendes) ......... 5,725.63 Total Capital & Reserves ................. . 431,939.25 TOTAL ......................... :.^037,851.39  Sixty-First Beport  79  THE EXCHANGE BANK AND TRUST COMPANY, EL DORADO Population 25,500 Union County Chartered August 12, 1933 P. O. Box 641 Telephone Number 862-6683 Zip Code 71730 Number of Branches: Inside City—1; Outside City—1 Officers  Directors  Louis E. H u rley.....Chmn. & Trust  Officer  Edward Hurley.. President & CJLO. William W. Thomas .. Exec. V. Pres. James H. Ludwig .... Vice President Steve Leverette ................. Cashier Lawrence L. P o w e ll..........Auditor Doris Cawvey .. Asst Vice President Stan L. Gillis .. Asst. Vice President Gary M ille r............... Loan Officer Yvonne E u d y ............Asst. Cashier Nancy H argett.. A sst Trust Officer  Bruce Anthony H. L. Dowling W. A. Dumas James W. Garison Louis E. Hurley Edward Hurley D. R. James, Jr. Gardner H. Lander, M.D. J. H. Seehan Charles Thomas William W. Thomas Joe G. Wepfer Cuff Wright  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $7,190,975.13 U. S. Treasury Securities ................. 2,159,862.73 ObUg. o f other U. S. Gov’t agencies & corporations ........ 1,900,275.70 Oblig. o f States & political subdivisions 5,431,804.27 A n other securities, including corp. 42,000.00 stocks ...................... 400,000.00 Excess funds sold ...... Loans & discounts ..... 18,187,597.04 Bank prem., furniture & fixtures ............... 1,122,856.94 318,502.08 A ll other assets.......... TOTAL ........................ $36,753,873.89   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ...... $15,125,993.14 Time deposits ............. 15,788,18411 U. S. Gov’t deposits .... 371,071.96 Public funds ............... 1,337,412.58 Deposits o f banks ..... . 122,637.93 Total Deposits ....... ' 32,745,299.72 A ll other liab ilities.... 1,177,558,25 Total L iabilities..... ! 33,922,857.97 Capital notes & debs. .. 680,000.00 Capital sto ck ............... 600,000.00 Surplus ........................ 800,000.00 Undivided profits ...... 464,229.85 Reserves (Loans, Securities and 286,786,07 Contingencies) ....... . Total Capital & Reserves ............... 2,831,015.92 TOTAL ....................... .'$36,753,873.89  80  State o f Arkansas:  Bank Department  BANK OF ELKINS, ELKINS Population 418 Chartered June 1, 1912  Washington County P .O .B o x 47 Telephone Number 643-2131 Zip Code 72727 Number of Branches: Inside City—None; Outside City—-None Officers  Directors  J. E. B unch...... President & Chmn. o f Board Joel Lee B u n ch...... Exec. V. Pres. John Alvin Bunch, S r ..... Exec. Vice President Joyce B. Bunch ................. Cashier  J. E. Bunch Joel L. Bunch John A. Bunch, Sr. Joyce B. Bunch David B. Malone  STATEMENT AS OF JUNE 30, 1978 Assets Cash & due from banks $2,140,743.58 U. S. Treasury Securities ................... 25,000.00 Oblig. of States & political subdivisions.. 402,479.47 Excess funds sold ........ 400,000.00 Loans & discounts ...... 4,259,012.40 Bank prem., furniture 57,239.09 & fixtures ................. Other real estate owned.. 1.00 A ll other assets .......... 6,078.71  TO TAL ............................$7,290,554.25   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ..... ....$2,825,707.53 Time deposits .............. 3,586,751.91 U. S. Gov’t deposits .... 11,684.34 Public funds ............. 445,851.81 Total Deposits .......... 6,869,995.59 A ll other liab ilities...... 19,769.71 Total Liabilities ...... 6,889,765.30 Capital stock ...................  37,500.00  Surplus .......................... Undivided profits ........ Beserves (Loans, Securities and Contingencies) ....... Total Capital & Beserves ...............  262,500.00 61,607.94 39,181.01 400,788.95  TOTAL ............................ $7,290,554.25  Sixty-First Report  81  BANK OF ENGLAND, ENGLAND Population 3,075 Chartered August 23, 1898  Lonoke County P. O. Box 70 Telephone Number 842-2555 Zip Code 72046 Number ot Branches: Inside City—None; Outside City—None Officers  Directors  Seth Boles, Jr.................. President Thomas O. Murchison, Sr,....V. Pres. Otha E. Frizzell ................. Cashier Wilma J. D arlin g...... Asst. Cashier Gary R. Canada........ Asst. Cashier Clara L. Newton ...... Asst. Cashier  Seth Boles, Jr. Thomas O. Murchison, Sr. Otha E. Frizzell  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $1,023,159.35 U. S. Treasury Securities ................... 2,972.33 Oblig. o f States & political subdivisions.. 1,472,954.44 Excess funds sold ...... 1,550,000.00 Loans & discounts ..... 2,881,329.34 Bank prem., furniture & fixtures ................. 37,053.08 Other real estate owned.. 1.00 1.00 A ll other assets ..........  Demand deposits .......... $3,906,733.41 Time deposits ............... 2,216,428.55 U. S. Gov’t deposits ....12,926.27 Public funds ............. 135,108.36 Total Deposits ........ 6,271,196.59 Total Liabilities ...... 6,271,196.59 Capital stock ............... 100,000.00 Surplus .......................... 300,000.00 Undivided profits ........ 256,273.95 Reserves (Loans, Securities and Contingencies) ....... 40,000.00 Total Capital & Reserves ................. 696,273.95  TOTAL  TOTAL  ..........................$6,967,470.54   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ....................... ..$6,967,470.54  82  State o f Arkansas: Bank Department  THE CITIZENS BANK, ENGLAND Population 3,075 Lonoke County Chartered January 14, 1931 P. O. Box 190 Telephone Number 842-2541 Zip Code 72046 Number o f Brandies: Inside City—None; Outside City—None Officers  Directors  Lois Rutherford ............. President Carroll C. Leonard, J r ....... EVP & Cashier Charlene Black ........ Asst. Cashier  John W. Gann Carroll C. Leonard, Jr. Ben B. Morris Lois Rutherford  STATEMENT AS OF JUNE 30, 1971 Assets Cash & due from banks ..$ 719,038.78 XJ. S. Treasury Securities ................... 2,858,731.14 Oblig. o f other U. S. Gov’t agencies & corporations .......... 1,300,000.00 Oblig. o f States & political subdivisions.. 1,563,819.25 Excess funds sold ........ 600,000.00 Loans & discounts ...... 1,276,831.28 Bank prem., furniture & fixtures ................. 2.00 9,919.27 A ll other assets ......... TOTAL ....................... .. $8,328,341.72   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  LiaMiiiies  Demand deposits .......... $2,975,779.94 Time deposits .............. 3,770,731.26 U. S. Gov’t deposits..... 42,351.26 Public funds ................. 392,780.71 Total Deposits .......... 7,181,643.17 A ll other liab ilities........................... 3,037.61 Total liabilities ........ 7,184,680.78 Capital stock ............... 240,000.00 Surplus .......................... 260,000.00 Undivided profits ...... 643,660.94 Total Capital & Reserves ............... 1,143,660.94 TOTAL .......................... $8,328,341.72  S ix ty-F irst B eport  83  THE EUDORA BANK, EUDORA Population 3,687 Chartered December 23, 1930  Chicot County P. O. Box “Lw Telephone Number 355-4416 Zip Code 71640 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  C. J. Griffith, Jr. ........ President Joe A. Arnold .... Exec. Vice Pres. & Cashier J. W. Loyd ............ Vice President Evelyn Ldly ............. Asst. Cashier Claudene Stevens ..... Asst. Cashier  Joe A. Arnold Sam Bowman C. J. Griffith, Jr. W. K. Grubbs J. W. Loyd Alvin Meyer W. J. Weaver  STATEMENT AS OF JUNE 30, 1975 Assets  LiabKHties  Cash & due from banks $ 1,020,751.12 U. S. Treasury 462,433.55 Securities ................. Oblig. of States & political subdivisions 1,692,041.35 Loans & discounts .... 6,863,29474 Bank prem., furniture 32,487.05 & fixtures ............... 1 000.00 Other real estate owned 1,474.83 A ll other assets ........  Demand deposits ........ $ 3,103,464.20 Time deposits .............. 4,685,306.50 U. S. Gov’t deposits .... 20,199.86 Public funds ............... 673,789.98 Total Deposits ........ 8,482,760.54 A ll other liabilities ..... 195,219.43 Total Liabilities ...... 8,677,979.97 Capital stock .............. 350,000.00 Surplus ........................ 520,000.00 387,466.04 Undivided profits ...... Reserves (Loans, Securities and Contingencies) ....... 138,036,63 Total Capital & . 1,395,502.67 Reserves ....... T O T A L .................. $10,073,482.64  ,  T O T A L .......................... i l p 7 p 8 l 6 4   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  84  State o f Arkansas:  Bank Department  BANK OF EUREKA SPRINGS* EUREKA SPRINGS Population 1,670 Carroll County Chartered May 4,1912 P. O. Box 309 Telephone Number 253-8241 Zip Code 72632 Number o f Brandies: Inside City—None; Outside City—None Officers  Directors  John F. Cross ................. President Robert C. Muhm .... Vice President Reba L. Ityatt ................. Cashier Wayne Brashear ...... Asst. Cashier  John F. Cross Loren L. Clark Ruth F. Cross Lewis E. Epley, Jr. Dorothy F. Mathews Eagle Thomas Digby Walker  STATEMENT AS OF JUNE 30. 1975 Assets  Liabilities  Cash & due from banks ..$ 761,051.86 U. S. Treasury Securities ................... 450,000.00 Oblig. of other U. S. Gov’t agencies & corporations .......... 948,269.32 Oblig. or States & political subdivisions.. 3,138,506.20 Excess funds sold ........ 1,700,000.00 Loans & discounts ...... 2,764,399.28 Bank prem., furniture & fixtures ................. 74,890.64 Other real estate ow ned.. 33,927.11 A ll other assets ............ 4,622.36  Demand deposits .......... $3,074,989.99 Time deposits ................ 5,607,447.08 U. S. Gov’t deposits ..... 21,703.69 Public funds ............... 327,427.06 Total Deposits .......... 9,031,567.82 A ll other liabilities ..... 1,364.53 Total Liabilities ...... 9,032,932.35 Capital stock ............... 100,000.00 Surplus .......................... 210,000.00 Undivided profits ........ 485,983.31 Reserves (Loans, Securities and 46,751.11 Contingencies) ....... Total Capital & Reserves ................ 842,734.42  TO TAL ..........................$9,875,<  TO TAL ......................... .$9,875,666.77   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  85  Sixty-First Report  BANK OF EVENING SHADE, EVENING SHADE Population 425 Chartered February 5, 1901  Sharp County P. O. Box 27 Telephone Number 266-3386 Zip Code 72532 Number o f Brandies: Inside City—None; Outside City—None Officers  Directors  F.  F. Mobley .... President & Chmn. o f Board Dolph P e g g ............. Vice President A. L. Hoaney .... Exec. V. President William E. F razier............... Cashier  F. F. Mobley Dolph Pegg A. L. Hoaney Don A. Heuer E. R. Coleman  AP JmWI? O I A I m M m IiI I aIQD WJT U n C i Oil vv# 1MI lv 7 w  C *m a  Assets  LtabUiiies  Cash & due from banks ..$ 154,509.20 U. S. Treasury Securities ................... 192,700.50 Oblig. of other U. S. Gov’t agencies & corporations .......... 600,373.90 125,000.00 Excess funds sold ...... Loans & discounts ...... 1,635,049.59 Bank prem., furniture & fixtures ................. 28,570.23  Demand deposits ........ $ 718,002.93 Time deposits .............. 1,701,060.83 U. S. Gov’t deposits .... 511.99 Public funds .............. 48,672.69 Total Deposits .......... 2,468,248.44 A ll other liabilities 38,989.04 Total Liabilities ...... 2,507,237.48 Capital stock ............... 25,000.00 100,000.00 Surplus ........................ Undivided profits ........ 77,366.10 Reserves (Loans, Securities and Contingencies) ....... 26,599.84 Total Capital & Reserves ................. 228,965.94  TO TAL  TO TAL  ..........................$2,736,203.42   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ....................... .$2,736,203.42  86  State o f Arkansas:  Bank Department  if«*n n a v* Owl»*e*a># B tin r *g i vX CwlX rX mpVTf t Er i dPw51JLlZ»V<r v Xm m Population 31,915 Washington County Chartered December 24, 1892 P. O. Box 1327 Telephone Number 521-7400 Zip Code 72701 Number of Brandies: Inside City—3; Outside City—None Officers  Directors  Mr. Hayden M cllroy .... President & Chairman o f Board Mr. Obert Undem .... Exec. V. Pres. Adm. Mr. Tom Mathias .... V. President & Cashier Mr. Winston I. Sloan .... V. Pres. & Trust Officer Mr. George E dw ards.....Vice Pres. Mr. William A. Breazeale .. V. Pres. Bus. Development Mr. Jim S h reve...... Vice President Mrs. Betty Clark .... Vice President Operations Mr. James E. Harris .. Asst. V. Pres. Mr. Buddy Ledford .... A sst V. Pres. Mrs. Norma Moseley .. A sst Sec’y Mrs. Jeri F ish er................. Auditor Mr. Lee Skelton........ Asst. Cashier Mrs. Carol Brooks .... A sst Cashier Miss Patsy Parker .... A sst Cashier Mr. Jack Page .......... Asst. Cashier  Mr. Hayden M cllroy Mr. John D. Askew Mr. E. J. Ball Mr. Ralph G off, Jr. Mr. Millard G off Dr. John E. Kane Dr. James Mashbum Mr. Charles Scharlau Mr. Henry B. Shreve Mr. Carl Tune Mr. Obert M. Undem Mr. Jim Bob Wheeler Mr. Paul Young, Jr.  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ 6,709,776.27Demand deposits ..... Time deposits ........... U. S. Treasury Securities ................. 2,506,043.78U. S. Gov’t deposits . Public funds ............ Oblig. of other U. S. Deposits o f banks ... Gov’t agencies & corporations ........ 5,019,240.16 Total Deposits ..... Oblig. of State & _____ _ „„A11 other liabilities . political subdivisions 10,692,225.68 Total LiabmUes ... A ll other securities, Capital notes & debs. including eorp. 3,215,496.82§®jj^a stock ........... stocks ...................... 3,000,000.00?£X ^L, ..... Excess funds sold ...... 0*7 i 9A 01 o oi Undivided(Loans> profits ... Loans & Discounts .... 27,420,818.81Regerves Bank prem., furniture Securities and & fixtures ............. i 0001*7401 316;m 74 Contingencies) ..... Other real estate owned A ll other assets .......... 1,850,728.84 To^al Capital & Reserves ............ TOTAL ........................ $62,679,264.41TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $16,551,528.31 21,343,587.42 355,787.23 15,881,994.55 2,662,120.28 56,795,017.79 . 795,060.43 57,590,078.22 1,000,000.00  500,000.00 1,500,000.00 1,110,325.83 .  978,860.36  . 5,089,186.19 .$62,679,264.41  87  Sixty-First Report  CITIZENS BANK, FUPPIK Population 626 Chartered May 18, 1973  Marion County P .O .B ox 261 Telephone Number 453-2256 Zip Code 72634 Number of Brandies: Inside City—None; Outside City—None Officers  Directors  James N. Patterson..........President Frank B. B u rge...... Vice President Sharon Kay Patterson ...... Cashier Luna C orn ell...... Assistant Cashier Sue Cunningham...... A sst Cashier Mary D ennis...... Assistant Cashier  L. A. Wood, Chairman Glenn Johnson, Vice Chairman Steve Poynter, Secretary H. Guy Alexander Frank B. Burge Jimmy Milligan James N. Patterson Raymond E. Sanders Chris V. Wade  STATEMENT AS OF JUNE 30, 1975 Assets Cadi & due from banks ..$ 657,583.86 U. S. Treasury Securities ................... 296,527.42 Oblig. o f other U. S. Gov’t agencies & corporations .......... 800,817.75 Oblig. o f States & political subdivisions.. 508,302.76 Excess funds sold ........ 650,000.00 Loans & discounts ...... 3,665,214.73 Bank prem., furniture & fixtures ................. 211,423.82 All other assets .......... 5,053.77  TOTAL ..........................$6,794,924.11   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $1,552,783.34 Time deposits .............. 4,004,462.03 U. S. Gov’t deposits .... 122,776.99 Public funds ............. 485,231.02 Total Deposits .......... 6,165,253.38 A ll other liabilities 77,642.89 Total liabilities ...... 6,242,896.2? Capital stock ............... 249,300.00 Surplus ........................ 115,000.00 Undivided profits ........ 167,399.05 Reserves (Loans, Securities and Contingendes ......... 20,328.79 Total Capital & Reserves ............... 552,027.84 TOTAL .......................... $6,794,924.11  88  State of Arkansas:  Bank Department  FOHDYCE BANK AND TRUST COMPANY, FORDYCE Population 5,000 Chartered January 5,1931  Dallas County P. O. Box 352 Telephone Number 352-3107 Zip Code 71742 Number of Branches: Inside City—1; Outside City—None Officers  Directors  W. R. Benton, Jr. .......... President J. H. E verett........ Vice President J. W. Heamsberger .... Vice Pres. & Cashier Katy Graves ........ Asst. Vice Pres. Maude Smith ............ Asst. Cashier Amy Wallace ............ A sst Cashier  J. H. Everett L. Weems Trussell J. W. Heamsberger E. C. Gates W. R. Benton, Jr. Robert D. Ross Jesse G. Shaddock J. Graydon Parham E. C. Benton, Jr.  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ 1,330,072.87 U. S. Treasury Securities ................. 1,897,268.84 Oblig. of other U. S. G ov’t agencies  & corporations ........ 1,004,702.13 Oblig. of States & political subdivisions 2,967,583.83 A ll other securities, including com. stocks ............. 18,000.00 Excess funds sold ...... 750,000.00 Loans & discounts ..... 5,968,744.97 Bank prem., furniture & fixtures ............... 19,490.71 Other real estate owned 53,546.00 TO TAL ......................... $14,009,409.35   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities  Demand deposits .... Time deposits ......... U. S. Gov’t deposits Public funds ........... Total Deposits .... A ll other liabilities . Total Liabilities ... Capital stock ......... Surplus .................... Undivided profits ... Reserves (Loans, Securities and Contingencies) .... Total Capital &  .$ 3,449,961.95 . 7,816,298.68 41,564.85 . 1,161,798.60 12,469,624.08 395,907.97 12,865,532.05  200,000.00  400,000.00 447,029.16 96,848.14  Reserves ............... 1,143,877.30 TO TAL ......................... .$14,009,409.35  Sixty-First Report  89  PLANTERS BANK AND TRUST COMPANY, FORREST CITY  Population 13,000 St. Francis County Chartered April 15, 1921 P. O. Box 471 Telephone Number 633-2833 Zip Code 72335 Number of Branches: Inside City—1; Outside City—2 Officers  Directors  Robert E. Porter ............ President C. C. Moore .... Sr. Vice President Bert Suleer ...... Sr. Vice President Diana Arwood ...... Vice President & Cashier Joyce L. Clark ...... Vice President & Trust Officer David Hardke .... Asst. Vice Pres. Robert E. Doyle ....... Asst. Cashier Diane Thomason ....... A sst Cashier Wade Hawkins ......... Asst. Cashier Otto M ille r...... Vice Pres. & Mgr. Cotton Plant Branch H. W. Clayton .... Vice Pres. & Mgr. DeValls Bluff Branch  J. R. Chappell, Jr. O. J. Gandy, Jr. J. R. Grobmyer C. N. Haven Henry T. Haven Louis F. Haven, Sr. Buddy Jayroe C. C. Moore Robert E. Porter Jack Stephens, Jr. Bert Suleer R. B. Twist Honorary: E. B. Belshe H. H. Cooper Roy V. Leonard  STATEMENT AS OF JUNE 30, 1975 TJwKiliWft.  Assets Cash & due from banks $ 3,940,643.94 U. S. Treasury Oblig. of other U. S. Gov’t agencies & corporations ........ 3,744,367.05 Oblig. of States & political subdivisions 6,969,683.41 A ll other securities, including corp. stocks .............. 592,107.74 Loans & discounts ..... 11,743,050.30 Bank prem., furniture & fixtures ............... 526,898.52 Other real estate owned 5,975.00 A ll other assets ......... 553,991.35  Demand deposits .... Time deposits .......... U. S. Gov’t deposits Public funds ........... Total Deposits .... A ll other liabilities . Total Liabilities ... Capital stock ......... Surplus .................... Undivided profits .... Reserves (Loans, Securities and Contingencies) .... Total Capital & Reserves ...........  TO TAL ..........................$29,105,404.06  TOTAL  Securities .. ................   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,028,686.75  $ 9,287,579.72 12,628,288.83 37,454.38 3,856,331.45 25,809,654.38 734,287.51 26,543,941.89 300,000.00 1,200,000.00  851,534.54  209,927,63 2,561,462.17 $29,105,404.06  90  State o f Arkansas:  Bank Department  PLANTERS AND MERCH&HX3 BANK# GILLETT Population 1,164 Chartered January 13,1967  A ran sas County P. O. Box 538 Telephone Number 548-2211 Zip Code 72055 Number o f Branches: Inside City—-None; Outside City—None Officers  Directors  W. W. Turner ................. President Jerry M. Dyer .... Exec. Vice Pres. Larry 1. Bauer .... Asst. Vice Pres. Dorothy Smith ................. Cashier  W. W. Turner, Chrm. o f Bd. Keneth Smith, Vice Chairman Herbert Hblzhauer Prank C. W olfe, Sec. Murl Long W. P. Hackney Darrel Nichols Jerry M. Dyer  STATEMENT AS OF JUNE 30# 1175 Assets Cadi & due from banks ..$ 661,496.54 U. S. Treasury Securities ................... 747,106.90 Oblig. of other U. S. Gov’t agencies & corporations ............  200,121.55  Oblig. of States & political subdivisions.. 1,019,159.21 Loans & discounts ...... 3,352,146.33 Bank prem., furniture 96,435.41 & fixtures ................. A ll other assets ............ 9,976.87  TO TAL ............................$6,086,442 81   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $2,106,858.98 Time deposits ............... 2,894,227.13 U. S. Gov’t deposits ..... 36,716.00 410,295.63 Public funds ............. Total Deposits .......... 5,448,097.74 16,542.00 AR other liabilities .... Total Liabilities ........ 5,464,639.74 Capital stock ............... 150,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 205,097.48 Reserves (Loans, Securities and Contingencies) ....... 66,705.59 Total Capital & Reserves ............... 621,803.07 TO TAL .......................... $6,086,442.81  Sixty-First Report  91  BANK OF GLENWOOD, GLENWOOD  Population 1,212 Pike County Chartered December 27,1912 F. O. Drawer O Telephone Number 356-2121 Zip Code 71943 Number of Brandies: Inside City—None; Outside City—None Officers  Directors  John T. Crews .... Pres, and Cashier Doris Hutchings .... Asst. Vice Pres. Lynda R obbin s.... Asst. Vice Pres. Patricia D u k e............A sst Cashier Sherry Johnson........ A sst Cashier  R. B. Shofstall, Jr. John T. Crews Victor H. Cox  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $1,401,295.95 U. S. Treasury Securities 5 ................ 150,000.00 Oblig. o f other U. S. Gov’t agencies & corporations ........ 395,120.24 Oblig. of States & political subdivisions.. 1,648,571.92 Loans & discounts ...... 4,723,484.42 Bank prem., furniture & fixtures ................. 137,952.24 Other real estate owned.. 32,380.06 A ll other assets ............ 7,890.92  Demand deposits .......... $2,849,074.14 Time deposits .............. 4,307,216.69 U. S. Gov’t deposits .... 7,677.01 Public funds ............... 399,037.89 Total Deposits .......... 7,563,005.73 A ll other liabilities .... 284,974.82 Total Liabilities ...... 7,847,980.55 Capital stock ............... 100,000.00 Surplus .......................... 400,000.00 Undivided profits ...... 76,525.89 Reserves (Loans, Securities and Contingencies) ....... 72,189.31 Total Capital & Reserves ................. 648,715.20  TOTAL  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $8,496,695.75  ............................$8,496,695.7p  92  State of Arkansas:  Bank Department  FIRST STATE BANK, GOULD Population 1,682 Chartered January 6, 1964  Lincoln County P. O. Box A Telephone Number 263-4325 Zip Code 71643 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Howard H olth off............Chairman Harold H. Reid ...... Pres. & Chief E. O. W. J. Boren .... First Vice President Mary L. N ola n .... Asst. Vice Pres. & Cashier Evelyn G. Allmon .... A sst Cashier Ellen R obertson........ Asst. Cashier Carolyn K n igh t........ Asst. Cashier  Howard Holthoff Harold H. Reid W. J. Boren K. Berzent Blagg W. H. Carder Don Eifling T. M. Fish T. H. Free, Jr. R. W. Jones Kenneth Johnson Harry Norris H. R. Wood, Jr.  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks ..$ 452,046.03 Securities ................... 249,812.50 Oblig. o f States & political subdivisions.. 894,839.62 A ll other securities, including eorp. 50,000.00 stocks ........................ Excess funds s o ld ........ 650,000.00 Loans & discounts ...... 4,356,521.72 Bank prem., furniture & fixtures ................. 235,961.56 3,269.05 A ll other assets............  Demand deposits .......... $1,802,900.67 Time deposits .............. 3,552,067.79 U. S. Gov’t deposits .... 10,519.69 Public funds ............... 806,527.65 Total Deposits .......... 6,172,015.80 32,052.05 A ll other liabilities ..... Total Liabilities ...... 6,204,067.85 100,000.00 Capital stock ............... Surplus ........................ 350,000.00 Undivided profits ........ 177,370.92 Reserves (Loans, Securities and Contingencies) ....... 61,011.71 Total Capital & Reserves .............. . 688,382.63  TO TAL ............................$6,892,450.48  TO TAL ........................... $6,892,450.48  U . S. Treasury   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  93  BANK OF GRAVETT. GRAVETTE Population 1,154 Chartered February 28, 1898  Benton County P. O. Box 160 Telephone Number 787-5251 Zip Code 72736 Number of Branches: Inside City—None; Outside City—None Officers  Directors  John R. M eade.... Exec. Vice Pres. Vernon Austin ...... Vice President Larry L. Wilmoth ............. Cashier Paul C. Galyean ...... Asst. Cashier Lyle A u stin ............... Asst. Cashier  J. T. Edmondson, Jr. Stokes Ballard C. E. McAllister Allen McAllister John R. Meade Phillip Chastain Jim AUen Edmondson  STATEMENT AS OF JUNE 30, 1975 Assets Cadi & due from banks $ 2,177,381.48 U. S. Treasury Securities ................. 435,260.69 Oblig. o f other U. S. Gov’t agencies & corporations ........ 686,390.63 Oblig. of States & political subdivisions 2,895,461.21 Excess funds sold ...... 1,350,000.00 Loans & discounts .... 6,117,609.93 Bank prem., furniture & fixtures ...................  256,651.97  Other real estate owned A ll other assets ..........  6,064.96 2,236.91  TOTAL ..........................$13,927,057.78   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 3,998,476.59 Time deposits ............. 7,985,102.49 U. S. Gov’t deposits .... 20,361.75 669,798.62 Public funds .............. . Total Deposits ........' 12.673.739.45 Total Liabilities ......! 12.673.739.45 Capital sto ck ............... 100,000.00 Surplus ........................ 200,000.00 Undivided profits ...... 885,587.89 Reserves (Loans, Securities and 67,730.44 Contingencies ......... . Total Capital & Reserves ............... 1,253,318.33 TOTAL ......................... .'$13,927,057.78  94  State o f Arkansas: Bank Department  FARMERS BANK, GREENWOOD Population 2,032 Sebastian County Chartered August 7, 1907 P. O. Box One Telephone Number 996-4171 Zip Code 72936 Number of Branches: Inside City—None; Outside City—3 Officers  Directors  Means Wilkinson ...... Chairman & Chief Exec. Officer Betty Wilkinson ............. President Lorene Carnes ...... Vice President & Cashier  Means Wilkinson Betty Wilkinson Bronson Andrews Lorene Carnes  STATEMENT AS OF JUNE 30, 197S Liabilities  Assets Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Excess funds sold ...... Loans & discounts...... Bank prem., furniture & fixtures ............... Other real estate owned A ll other assets .......... TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,912,552.38 584,550.00 1,539,000.43 4,798,553.41 850,000.00 3,831,761.41 110,194.69 3,200.00 163,238.15  $13,793,050.47  Demand deposits ........ $ 3,601,742.66 Time deposits .............. 7,096,266.88 U. S. Gov’t deposits .... 33,599.59 Public funds ............... 1,738,390.67 Total Deposits ........ 12,469,999.80 A ll other liab ilities..... 270,613.53 Total Liabilities ...... 12,740,613.33 Capital stock .............. 300,000.00 Surplus ........................ 400,000.00 Undivided profits ...... 313,106.96 Reserves (Loans, Securities and Contingencies) ........ 39,330.18 Total Capital & Reserves ................ 1,052,437.14 TOTAL ........................ $13,793,050.47  Sixty-First Report  95  THE FIRST BANK* GRIFFITH VILLE  Population 227 Chartered November 6, 1905  White County P. O. Box 55 Telephone Number 323-4511 Zip Code 72060 Number of Branches: Inside City—None; Outside City-—None  Truman B ak er................. President E. O. Yancey ........Vice President E. D. Yancey .......... Vice President Joyce D. Straughn ......... Cashier Betty Feltrop ............ Asst. Cashier  f lw i a m w m i P M Wi S T i n JmfcsJMLtiWT  mm vrJr m AS>  113,705.13 504,074.50 98,218.94 497,767.78 175,000.00 505,380.99 3,497.50  TOTAL ............................$1,897,644,84   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  itiif g  a a  ia h b  wJNJBi wv# JI9/d  T.inhiHtiAs  Assets Cash & due from banks ..$ U. S. Treasury Securities ................... Oblig. of other U. S. Gov’t agencies & corporations .......... Oblig. of States & political subdivisions.. Excess funds sold ........ Loans & discounts ...... Bank prem., furniture & fixtures .................  Truman Baker E. O. Yancey E. D. Yancey M. O. Thompson  Demand deposits ..........$ 722,832.58 Time deposits ............... 905,710.75 U. S. Gov’t deposits ..... 2,828.32 77,647.61 Public funds ................. Deposits of banks ..... 15,000.00 Total Deposits .......... 1,724,019.26 A ll other liab ilities 2,646.58 Total Liabilities ........ 1,726,665.84 Capital sto ck ................. 25,000.00 Surplus .......................... 75,000.00 Undivided profits ........ 68,979.00 Reserves (Loans, Securities and 2,000.00 Contingencies) ........ Total Capital & Reserves .............. 170,979.00 TOTAL ........................ ...$1,897,644.84  96  State of Arkansas:  Bank Department  CLARK COUNTY BANK, GURDON Population 2,000 Chartered August 4, 1900  Clark County P. O. Box 10 Telephone Number 353-2534 Zip Code 71743 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  John Jackson ................. President Edward L. Holt .... Exec. Vice Pres. John Jones .. Vice Pres. Installment Loans Jean Boulden ................... Cashier Linda Bittie ............. A sst Cashier Kaye Stiffler ............ A sst Cashier  C. W. Abrams (Chairman) John Jackson Edward L. Holt Dick Jackson A. A. Horne Jimmy Robbs Maurice Stricklin  STATEMENT AS OF JUNE 30, 1975 Assets  T.iwKilitigg  Cash & due from banks ..$ 424,877.10 U. S. Treasury Securities ................... 58,388.90 Oblig. of other U. S. Gov’t agencies & corporations .......... 491,398.05 Oblig. of States & political subdivisions.. 2,293,513.10 Excess funds sold ........ 100,000.00 Loans & discounts........ 4,667,689.54 Bank prem., furniture & fixtures ................. 129,388.49 A ll other assets ............ 89,309.44  Demand deposits .......... $1,556,875.18 Time deposits ............... 4,076,319.34 U. S. Gov’t deposits ..... 9,528.99 Public funds ............... 1,014,265.66 Total Deposits .......... 6,656,989.17 Excess funds purchased 450,000.00 A ll other liabilities ..... 241,113.36 7,348,102.53 Total Liabilities 600,000.00 Capital stock ...... 200,000.00 Surplus ................. 70,517.55 Undivided profits Reserves (Loans, Securities and 35,944.54 Contingencies) .. Total Capital & 906,462.09 Reserves ........  TO TAL ............................$8,254,564.62  TO TAL ............................$8,254,564.62   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  97  FARMERS BANK, HAMBURG Population 3,102 Ashley County Chartered March 10, 1941 P .O .B o x 350 Telephone Number 853-5222 Zip Code 71646 Number o f Branches: Inside City—None; Outside City—None Officers W. E. Foote, J r ..President la r i J. Scott .......... Vice President Louie Gene Foote ....Vice President W. E. Foote, III ....Asst. Vice Pres. Allen Farmer ..................... Cashier Jim C ourson............. A sst Cashier  Directors P. 1. Barnes F. P. Blanks Bob L. Brewer Bruin L, Campbell Lloyd Engelkes Louie Gene Foote W. E. Foote, Jr. W. E. Foote, HI Gordon 1. Hennington, Jr. Earl J. Scott Jack H. Shell E. A. Tucker S. A. W ilcoxon, Jr.  STATEMENT AS OF JUNE 30, 1975 Assets  f.lwWWW—  Cash & due from banks $ 787,932.87 Oblig. of other U. S. Gov’t agencies & corporations ...... 221,852.40 A ll other securities, including corp. stocks ...................... 3,404,726.03 Loans & discounts ..... 7,053,564.80 Bank prem., furniture & fixtures ............... 201,396.33 Other real estate owned 23,774.80 A ll other assets .......... 5,556.78  Demand deposits ...... $ 2,735,535.22 Time deposits .............. 6,162,104.36 U. S. Gov’t deposits .... 7,276.66 962,714.88 Public funds ............... Deposits of banks ...... 10,000.00 Total D eposits......... . 9,877,631.12 A ll other liab ilities.... 820,640.28 Total Liabilities ...... 10,698,271.40 Capital stock .............. 100,000.00 Surplus ...................... 450,000.00 Undivided profits ...... 322,895.79 Reserves (Loans, Securities and Contingencies ......... 127,636.82 Total Capital & Reserves ............... 1,000,532.61 TOTAL ........................ $11,698,804.01  TOTAL ........................ $11,698,804.01   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  98  State o f Arkansas:  Bank Department  CALHOUN COUNTY BANK* HAMPTON Population 1,252  Calhoun County  Chartered October 26,1906  P. O. Box 8 Telephone Number 798-2208 Zip Code 71744 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Searcy Harrell, Sr. ........ President Len Harrell ............Vice President B. Dickson N eal....Vice President Mary H. Johnston.............. Cashier Hazel B. S m ith..........A sst Cashier  Hubert J. Brown Fay Harrell Len Harrell Searcy Harrell, Jr. Searcy Harrell, Sr. B. Dickson Neal A. G. Tomlinson D. W. Wells  STATEMENT AS OF JUNE 30* 1975 Assets  TJaKimin*  Cash & due from banks ..$ 461,081.78 TJ. S. Treasury Securities ................... 433,725.00 Oblig. o f other TJ. S. Gov’t agencies & corporations ........ 629,194.86 Oblig. o f States & >oUtical subdivisions.. 2,346,488.31 L other securities, including corp. stocks ........................ 25,000.00 Excess funds sold ...... 100,000.00 Loans & discounts ...... 4,120,284.94 Bank prem., furniture & futures ................. 175,945.65 Other real estate owned.. 1,800.00 18,769.56 A ll other assets ..........  Demand deposits .......... $2,055,574.34 Time deposits ............... 3,921,785.60 TJ. S. Gov’t deposits .... 32,131.39 Public funds ............... 1,231,336.21 Total Deposits .......... 7,240,827.54 22,313.25 A ll other liabilities .....  TO TAL ............................$8,312,290.10  TO TAL ......................... . .$8,312,290.10  J   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total Liabilities ...... 7,263,140.79 100,000.00 Capital stock ............... Surplus .......................... 400,000.00 Undivided profits ........ 441,675.67 Reserves (Loans, Securities and Contingencies) ........ 107,473.64 Total Capital & Reserves ................. 1,049,149.31  Sixty-First Report  99  THE BANK OF HARRISBURG, HARRISBURG Population 1,931 Poinsett County Chartered December 2,1930 P. O. Box 17 Telephone Number 578-5427 Zip Code 72432 Number of Branches: Inside City—1; Outside City—None Officers  Directors  R. W. Butler ................. President H. S. Smith .... Exec.Vice President Jim Tom B utter...... Vice President James W illiam s ................. Cashier Mrs. Doris Smith .... A sst Cashier  R. W. Butler H. S. Smith Jim Tom Butter Mrs. A. M. Butter J. P. Hubbard  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $1,097,042.07 U. S. Treasury 552,063.00 Securities ................. Oblig. of other U. S. Gov’t agencies 584,848.51 & corporations ........ Oblig. of States & political subdivisions 3,019,465.37 Loans & discounts .... 10,463,438.82 Bank prem., furniture 427,181.99 & fixtures ............... 2.00 Other real estate owned  Demand deposits........ $ 4,965,034.94 Time deposits .............. 8,519,824.36 U. S. Gov’t deposits .... 25,077.67 Public funds ............... 780,549.16 Deposits o f banks ..... . 13,091.18 Total Deposits ....... ’ 14,303,577.31 Excess funds purchased 200,000.00 A ll other liabilities .... 191,139.86 Total Liabilities ....." 14,694,717.17 Capital stock .............. 100,000.00 Surplus ........................ 700,000.00 Undivided profits ...... 522,294.68 Reserves (Loans, Securities and Contingencies) ........ 127,029.91 Total Capital & Reserves ............... 1,449,324.59 TOTAL ......................... .'$16,144,041.76  TOTAL ..........................$16,144,041.78   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  100  State o£ A rkansas:  i h u p  a  XUS i  m  B ank Department  C P r i f P r i 'V * n a i T V  JCU* a  U A P P T fiA ll  <EW# jnLMJsa*aA59%#Je  Peculation 7,239 Boone County Chartered November 20,1931 P. O. Box 1078 Telephone Number 365-8201 Zip Code 72601 Number of Branches: Inside City—1; Outside City-—1 Officers  Directors  Wayne Clark .... Pres., Chief Exec. Officer and Trust Officer L. E, Durand .... Vice Chairman of the Board of Directors Wallace E. Nickels .... Vice Pres. & Farm Representative Jim Phillips .......... Vice President Gene Waters ...................... Cashier Richard L. M cBee.. Asst. Vice Pres. James A. M arshall.. Asst. Vice Pres. Louis Melton ...... Asst. Vice Pres. Thelma Nixon .......... Asst. Cashier Jimmie Yarbrough .... A sst Cashier Dolores Lafferty ...... A sst Cashier Joan G redeU ............. Asst. Cashier Sue McElroy ............ Asst. Cashier Barry Molder ........... Asst. Cashier Betty Kraus ............. Asst. Cashier Eva Taylor ........................ Auditor  Roy L, Baker, Sr. Wayne Clark L. E. Durand W. O. Newton Paul L. Rogers E. R. Tims . S. Walker  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ 3,543,794.29 U. S. Treasury Securities ................. 2,260,233.90 Oblig. of other U. S. Gov’t agencies & corporations ........ 1,781,559.98 Oblig. o f States & political subdivisions 7,349,485.77 A ll other securities, including eorp. stocks ............. 1.00 Excess funds s o ld ...... 850,000.00 Loans & discounts...... 19,712,738.69 Bank prem., furniture & fixtures ............... 524,139.46 Other real estate owned 1.00 814,884.62 A ll other assets ..........  Demand deposits ........ $13,051,496.59 Time deposits ............. 17,043,440.94 U. S. Gov’t deposits .... 492,889.88 Public funds ............... 2,056,665.84 Deposits of banks ...... 80,622.17 Total Deposits ........ 32,725,115.42 542,846.35 A ll other liabilities ..... Total Liabilities ...... 33,267,961.77 Capital notes & debs. ..490,000. Capital stock .............. 450,000.00 Surplus ........................ 1,550,000.00 Undivided profits ...... 811,994.51 Reserves (Loans, Securities and Contingencies) ....... 266,882.43 Total Capital & Reserves ............... 3,568,876.94  TOTAL .......................... |36,836,838.71  TOTAL .......................... $36,836,838.71   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  101  n il» TPTP /tATWPV n&l|V ll& 7V lf y j p u i i i i m i a i v V / u n * * o a c i a i # jni*ifc<riiii»ni Population 1,608 Chartered July 17, 1945 Number o f B ranchs:  Prairie County P .O .B o x 317 Telephone Number 255-4525 Zip Code 72064 Inside City—None; Outside City—None  Officers  Directors  J. J. Screeton ................. P r e s id e J. E. Sparks ........ Exec. Vice Pres. & Secfy. Eagle Boyd, J r ...............Vice Pres. Jerry V. Sparks ............ Vice Pres. & Cashier Helen C. Tull ...... A sst Vice Pres. Melba Stine ............. Asst. Cashier Dolores Perry .......... A sst Cashier Kathy Gunter ...... Asst. Vice Pres.  J. J. J. E. Eagle Jerry J. w . M. V.  Screeton Sparks Boyd, Jr. V. Sparks Crigger Rhwles  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks ..$ 760,100.33 U. S. Treasury Securities ................... 508,037.50 Oblig. of other U. S. Gov’t flgpr)pjp,s & corporations .......... 2,313,970.00 Oblig. of States & political subdivisions.. 4,121,474.41 Excess funds sold ........ 100,000.00 Loans & discounts ...... 1,490,048.12 Bank prem., furniture & fixtures ................. 53,910.50 Other real estate ow ned.. 75,343.92 A ll other assets ............ 38,252.29 TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $9,461,137.07  Demand deposits .......... $3,233,916.31 Time deposits ............... 4,164,502.13 U. S. Gov’t deposits ..... 31,763.53 Public funds ............... 1,235,339.69 Total Deposits .......... 8,665,521.66 57,201.37 A ll other liabilities ...... Total liabilities ...... 8,722,723.03 Capital stock ............... 75,000.00 Surplus .......................... 450,000.00 Undivided profits ........ 181,548.42 Reserves (Loans, Securities and Contingencies) ....... 31,865.62 Total Capital & Reserves ................. 738,414.04 TOTAL ...........................$9,461,137.07  102  State o f Arkansas:  Bank Department  THE CLEBURNE COUNTY BANK, HEBER SPRINGS Population 2,497 Chartered December 16, 1930  Cleburne County Telephone Number 362-2456  Zip Code 72543 Number of Branches: Inside City—1; Outside City—1 Officers  Directors  Jerome Johnson............... President Walter Aldridge .......... Vice Pres. & Cashier Juanita Taylor .... A sst Vice Pres. Sam Morton ........... Asst. Cashier Awin Hazelwood .... A sst Cashier Margaret Merritt .... Asst. Cashier Clinton Hawkins .... Asst. Cashier Paula Hackworth .... A sst Cashier Elaine Taylor ............ Asst. Cashier Laveme M eadow s.....A sst Cashier Marilyn Pettit ........ A sst Cashier  Bichie Lee Walter Aldridge Jerome Johnson R. W. Butler Wetzel Stark L. K Roberts Jr.  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ 1,881,823.48 U. S. Treasury Securities ................. 1,180,316.00 Oblig. of other U. S. Gov’t agencies & corporations ........ 1,455,812.50 Oblig. o f States & political subdivisions 3,629,394.70 Excess funds sold ...... 275,000.00 Loans & discounts ..... 10,468,319.77 Bank prem., furniture & fixtures ............... 89,898.63 Other real estate owned 29,467.40 A ll other assets .......... 4,355.34 TOTAL ........................ $19,014,387.82   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 4,828,183.04 Time deposits .............. 11,619,617.52 U. S. Gov’t deposits .... 31,269.50 Public funds .............. 886,346.35 Total Deposits ....... . 17,365,416.41 Total Liabilities ...... 17,365,416.41 Capital notes & debs. .. 300,000.00 Capital stock .............. 120,000.00 Surplus ......................... 430,000.00 Undivided profits ....... 660,301.16 Reserves (Loans, Securities and Contingencies) ....... 138,670.25 Total Capital & Reserves .............. 1,648,971.41 TOTAL ....................... $19,014,387.82  Sixty-First Report  103  VALLEY BANK. HINDSVILLE Population 290 Chartered November 18, 1901  Madison County Telephone Number 789-2411  Zip Code 72738 Number of Branches: Inside City—-None; Outside City-—None Officers  Directors  Tom Hargis .... Chairman of Board James M. Hargis ............ President Lloyd A. Linebarger..... Cashier & Sec. o f Board  Tom Hargis James M. Hargis Lloyd A. Linebarger William F. Gaskill Wm. B. Bunch  STATEMENT AS OF JUNE 30, 1975 Liabilities  Assets Cash & due from banks..$ U. S. Treasury Securities ................. Excess funds sold ........ Loans & discounts ...... Bank prem., furniture & fixtures .................  367,061.51 345,816.25 400,000.00 693,443.96 2,172.26  TOTAL ............................$1,808,493.98   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 695,373.39 Time deposits .............. 957,093.76 U. S.. Gov’t deposits 410.00 Total Deposits ........ 1,652,877.15 Total Liabilities ...... 1,652,877.15 Capital sto ck ................. 25,000.00 Surplus .......................... 10,000.00 Undivided profits ........ 108,430.09 Reserves (Loans, Securities and Contingencies) ....... 12,186.74 Total Capital & Reserves ............... 155,616.83 TOTAL .......................... $1,808,493.98  104  State o f Arkansas:  Bank Department  BANK OF HOLLY GROVE, HOLLY GROVE Population 840 Chartered March 12, 1903  Monroe County P. O. Box Q Telephone Number 462-3331 Zip Code 72069 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. P. Phillips, Jr................President Elizabeth C. Reid ............ Cashier Emma Jean Kirkpatrick .. Assistant Cashier Mildred E. C ra ig ...... Asst. Cashier  John S. Calloway Wilsie M. Matthews R. H. Mayo John B. Moore, Jr. J. P. Phillips, Jr. Elizabeth C. Reid  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 575,836.42 U. S. Treasury Securities ................... 349,750.00 Oblig. o f other U. S. Gov’t agencies & corporations .......... 2,038,716.59 Oblig. o f States & political subdivisions.. 2,805,117.89 Loans & discounts ...... 2,540,035.82 Bank prem., furniture & fixtures ................. 15,320.40 Other real estate owned.. 3,000.00  Demand deposits .......... $2,128,579.00 Time deposits ............... 3,940,222.06 9,777.91 U. S. Gov’t deposits ..... Public funds ................. 1,295,992.71 Total Deposits .......... 7,374,571.68 AH other liabilities ..... 47,441.25 Total Liabilities ...... 7,422,012.93 Capital stock ............... 60,000.00 Surplus .......................... 440,000.00 Undivided profits ........ 384,499.26 Reserves (Loans, Securities and Contingencies) ....... 21,264.93 Total Capital & Reserves ................. 905,764.19 TOTAL ...........................$8,327,777.12  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $8,327,777.12  S ix ty -F irst B eport  105  HORATIO STATE BANK. HORATIO Population 852 Sevier County Chartered May 15, 1905 P O. Box 347 Telephone Humber 832-2501 Zip Code 71842 Humber o f Brandies: Inside C ity-H on e; Outside City—Hone  Officers  Directors  C. 1. Hendrix, Jr. ........ President Wilburn S m ith ........ Exec. V. Pres. & Cashier Edith Hendrix Smith ....Vice Pres. & Sec. of tiie Board Lola J. Law rence............ Operations O fficer Agnes J. L in coln ...... Bookkeeping Officer  J. E. Baugh C. E. Hendrix, Jr. Lilia S. Hendrix Loy Poag Fred Sharp Edith Hendrix Smith Wilburn Smith Fred L. Sullivan M. T. Wilson  fdi a l1*&> P 1wU w fF >fffvls A lV lKa l l I AZkCS d f\ WW *  TU T TnMf iPi Of| «f vvi  iI m 9 / cd  T.IuKIH-Humb  Cash & due from banks ..$ 520,164.16 U. S. Treasury Securities ................... 475,000.00 Oblig. o f other U. S. Gov’t agencies & corporations ........ 1,791,932.41 Oblig. o f States & political subdivisions.. 995,51478 A ll other securities, including corp. stocks ........................ 3,000.00 Excess funds sold ........ 650,000.00 Loans & discounts ...... 4,733,94402 Bank prem., furniture & fixtures ................. 119,358.47 TOTAL ....................... ...$9,288,913.84   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $1,928,927.13 Time deposits .............. 5,500,267.25 U. S. Gov’t deposits .... 2,375.00 872,866.17 Public funds ............. Total Deposits .......... 8,304,435.55 A ll other liab ilities 1,626.34 Total liabilities ...... 8,306,061.89 Capital stock ............... 100,000.00 Surplus .......................... 500,000.00 Undivided profits ........ 296,935.29 Reserves (Loans, Securities and Contingencies) ....... 85,916.66 Total Capital & Reserves .................. 982,851.95 TOTAL ....................... ...$9,288,913.84  106  State o f Arkansas: Bank Department  THE BANK OF FRANKLIN, HORSESHOE BEND Population 1,066 Izard County Chartered June 13, 1905 P. O. Box 157 Telephone Number 670-5131 Zip Code 72512 Number of Branches: Inside City— None; Outside City— 1 Officers W illiam R. P ra tt..............President Tommie Billingsley .... Vice Pres. & Cashier Jean Ferguson .......... Asst Cashier  Directors W illiam R. Pratt Tommie Billingsley Linn Gamer J. 1. Godwin Jan Pratt Sink  STATEMENT AS OF JUNE 30, 1975 Assets  TJahilitiM  Cash & due from banks ..$ 208,693.34 U . S. Treasury Securities ................. 1,650,343.75 Oblig. of other U . S. Gov’t agencies & corporations .......... 621,876.29 Oblig. of States & political subdivisions.. 492,112.50 Excess funds sold ....... 550,000.00 Loans & discounts ..... 2,074,342.09 Bank prem., furniture & fixtures ................. 22,725.17  Demand deposits ........ $1,473,037.58 Tim e deposits .............. 3,585,603.69 U . S. Gov’t deposits ..... 2,638.89 Public funds ............. 190,598.73 Total Deposits .......... 5,251,878.89 A ll other liabilities ..... 4,897.16 Total Liabilities ....... 5,256,776.05 Capital stock ................ 100,000.00 Surplus ........................... 100,000.00 Undivided profits ........ 134,079.24 Reserves (Loans, Securities and Contingencies) .......... 29,237.85 Total Capital & Reserves ............... 363,317.09 T O T A L ........................ ...$5,620,093.14  T O T A L .......................... $5,620,093.14   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  107  Sixty-First Report  A R K A N SAS B A N K & TR U S T CO M PAN Y. H O T SPRINGS Population 35,631 Garland County Chartered A p ril 18, 1907 P. O. Box 5640 Telephone Number 624-4611 Zip Code 71901 Number of Branches: Inside City— 4j Outside City— 1 Officers  Officers  Cecil W . Cupp ............... Chairman of the Board Cecil W . Cupp, Jr. .... President & Chief Exec. Officer Norton Meek ........ Vice Chairman of the Board Ray L . Cash ...... Exec. Vice Pres. Charles L . Fager, Jr. ..Sr. Vice Pres. H . G. Gasbarre ...... Sr. Vice Pres. J. L , Jones .............. Sr. Vice Pres. Robert E. Jones...... Sr. Vice Pres. Palmer Vanderburg .. Sr. Vice Pres. Freeman Baldwin ........ Vice Pres. J. O. Brown ................. Vice Pres. Floyd Bryant ................. Vice Pres. Frank Camathan .......... Vice Pres. Loyd Emerson ................. Vice Pres. Mort Cox ....................... Vice Pres. Gene Parker ................. Vice Pres. Joe Te rry ....................... Vice Pres. Jerry Thompson ............ Vice Pres. Eldon Sprague .............. Vice Pres. Debert Graves ..... Asst Vice Pres. Malhon Grigsby .... Asst Vice Pres. Carl Hardage ...... Asst. Vice Pres. Dale Hoggard ..... Asst. Vice Pres. Louise Hulsey ...... Asst Vice Pres. Te rrill Luter ........ Asst Vice Pres. Dorothy W all ...... Asst Vice Pres. Ralph White ........ Asst. Vice Pres. Johnny Boley .......... Asst Cashier Te rrill David ............ Asst. Cashier James Paul Hunter .... Asst. Cashier  Mary Hunter .......... Asst. Cashier Ann H a n d .................. Asst Cashier Jeanne Heeker .......... Asst Cashier Phillip M. Lassiter .... Asst Cashier Lorene McLeod ........ Asst Cashier Martha Stephens ...... Asst Cashier A1 Sutton ................. Asst. Cashier Frank Bolton ..................... Auditor Jo Ann Bass ............ Trust Officer Robert B. Biles, Jr. .. Trust Officer Kent Keahey ...... 'Drust Controller Jess Moore ........ Personnel Officer Ron Steed .... Director of Marketing Ed Krenzelok Travel— Manager Nancy Grieve .... Travel— Asst. Mgr. Directors Frank M. Burton, M.D. Ray L . Cash Cecil W . Cupp Cedi W . Cupp, Jr. Gerald H. Iisher Robert E. Jones Walter E. Kleinman Norton Meek Roy L . M urphy Ray S. Smith, Jr. Marshall T . Steel Edmond M. Thrash Herman L . Wilson, Jr. H ill A . Wheatley  S TA TE M E N T A S O F JU N E 30, 197S Assets Liabilities Cadi & due from banks ............$ 14,417,154.32 U . S. Treasury Securities ................ 2,157,325.97 Oblig. of other U . S. Gov’t agendes & corporations ....... 8,500,938.35 Oblig. of States & political subdivisions .......... 16,353,062.94 A ll other secrrities, induding corp. stocks ............ 86,000.00 Excess funds sold ..... 1,900,000.00 Loans & discounts .... 64,875,340.67 Bank prem., furniture & fixtures .............. 2.798,536.06 Other real estate owned ..................... 7,655.47 A ll other assets ....... 1,675,45435 T O T A L ....................... $112,771,468.13  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ...... $ 29,140,402.97 Tim e deposits ............ 64,347,372.62 U . S. Gov’t deposits .. 246,483.77 Public funds .............. 5,430,901.45 Deposits of banks ..... 2,306,933.20 Total Deposits ....... 101,472,094.01 Excess funds purchased................ 100,000.00 A E other liabilities .... 2,344,865.65 Total liabilities ..... 103,916,959.66 Capital notes & debs... 2,000,000.00 Capital stock ............ 2,025,000.00 Surplus ....................... 1,350,000.00 Undivided profits ..... 2,397,916.69 Reserves (Loans, Securities and Contingendes) ...... 1,081,591.78 Total Capital & Reserves .............. 8,854,508.47 T O T A L ....................... $112,771,468.13  108  State o f Arkansas: Bank Department  B A N K O F IM BO D EN , XMBODEN Population 496 CharteredOctober 12,1972  Lawrence County P .O .B o x 320 Telephone Number 869-2291 Zip Code 72434 Number of Branches: Inside City— None; Outside City— 1  Officers  Directors  Amos David .....Chairman & Pres. J. R. David, Jr. .... Exec. Vice Pres. Stephen E . Jones .... Sr. Vice Pres. & Cashier Leland E. Mize .... Asst. Vice Pres. M ary Lea McLeod .... Asst. Cashier Douglas Bradley .......... Vice Pres. Clarence Freeze ............ Vice Pres.  Amos David J. R. David, Jr. Stephen E. Jones Clarence Freeze Douglas Bradley Vem Barnett K . D. McLeod H . Lee Baker Dee Cude Henry Weaver Austin Stovall  S TA TE M E N T A S O F JU N E 30, 1975 Assets  Liabilities  Cash & due from banks 279,508.47 U . S. Treasury Securities ................... 348,265.22 Oblig. of States & political subdivisions.. 99,000.00 Excess funds sold ........ 825,000.00 Loans & discounts ...... 2,608,413.62 Bank prem., furniture & fixtures ................. 120,316.75 A ll other assets ............ 410.23  Demand deposits .......... $1,163,858.93 Tim e deposits ................ 2,059,066.39 U . S. Gov’t deposits ..... 1,590.22 Public funds .................. 478,129.39 Deposits of banks ...... 30,000.00 Total Deposits .......... 3,732,644.93 A ll other liabilities ...... 108,953.45 Total Liabilities ........ 3,841,598.38 Capital stock ................ 165,000.00 Surplus ........................... 84,500.00 183,805.36 Undivided profits ........ Reserves (Loam, Securities and Contingencies) ....... 6,010.55 Total Capital & Reserves ....... . 439,315.91 T O T A L ................ $4,280,914.29  TO TA L   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $4,280,914.29  Sixty-First Beport  109  F IR S T JA C K S O N V IL L E B A N K , JA C K S O N V IL L E Population 22, 392 FulasM County Chartered August 2, 1949 P. O. Box 827 Telephone Number 982-4511 Zip Code 72076 Number of Brandies: Inside City— 2; Outside City— None Officers  Directors  Kenneth Pat Wilson .... President & Director Melda A . Rice ........ Sr. V . Pres. & Trust Officer Joyce R. Hester .. V . Pres. & Cashier Sibyl H. Adam s.V. Pres. & Auditor R. N. Sims .......... V . Pres. & Loan Officer James G. Gray .... V . Pres. & Loan Officer Robert G. Moore .... V . Pres. & Loan Officer La rry T . Wilson .... Asst V . Pres. & Marketing Officer David Shewmaker .... Asst V . Pres. & Asst Trust Officer Jerry D a v is .......... Asst V . Pres. & Loan Officer Mary D e w e y..........Asst Vice Pres. Jane H ill .............. Asst. Vice Pres.  B. Fred Thompson, Chairman Kenneth Pat Wilson Bartus M. Gray Carl A . Williams Thomas H . Wortham, M. D. H arry K . Dougherty  S TA TE M E N T A S O F JU N E 30, 1975 Assets Cash & due from banks $ 4,410,360.75 U . S. Treasury 747,070.40 Securities ................. Oblig. of other U . S. Gov’t agencies & corporations ........ 1,193,937.50 Oblig. of States & political subdivisions 7,521,041.14 A ll other securities, including corp. stocks ....................... 210,026.94 Excess funds sold ...... 1,400,000.00 Loans & discounts ..... 15,350,689.88 Bank prem., furniture & fixtures ................ 803,814.72 A ll other assets .......... 310,307.29  Demand deposits .......$11,948,267.83 Tim e deposits .............. 12,047,639.70 U . S. Gov’t deposits .... 523,230.31 Public funds ................ 2,729,471.73 Total Deposits ........ 27,248,609.57 A ll other liabilities........ 1,542,450.29 Total Liabilities ....... 28,791,059.86 Capital stock .............. 1,000,000.00 Surplus ......................... 1,000,000.00 Undivided profits ....... 945,630.40 Reserves (Loans, Securities and Contingencies) ....... 210,558.36 Total Capital & Reserves ................ 3,156,188.76  TOTAL  TOTAL  ........................ $31,947,248.62   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ........................ $31,947,248.62  110  State of Arkansas:  Bank Department  N EW TO N C O U N TY B A N K , JA SP ER Population 539 Chartered March 24, 1903  Newton County P. O. Box 305 Telephone Number 446-2265 Zip Code 72641 Number of Branches: Inside City-—None; Outside City— None Officers  Directors  Neil Wilkins ........ Pres. & Cashier Joe C. N ance...... Chairman of the Board Alta G o rde n ........ Exec. Vice Pres. Joe Phillips ............ Vice President George La n d ru m Asst. V . Pres. Inas Watson ...... Assistant Cashier  A lta Gorden Neil W ilkins Gene Jones Helen Nance Joe C. Nance Clyde Atkinson  S TA TE M E N T A S O F JU N E 30, 1975 Assets Cash & due from banks ..$ 555,016.53 U . S. Treasury Securities ................... 600,335.94 Oblig. of other U. S. Gov’t agencies & corporations .............. 262,849.65 Oblig. of States & political subdivisions.. 1,810,332.24 Excess funds sold ........ 250,000.00 Loam & discounts ....... 2,920,772.59 Bank prem., furniture & fixtures ................. 49,032.55  TO TAL ............................$6,448,339.50   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities Demand deposits .... ....$1,853,869.26 Tim e deposits ........ .... 3,311,337.45 11,463.11 U . S. Gov’t deposits Public funds .......... .... 767,488.40 Total Deposits ..... .... 5,944,158.22 5,426.67 A ll other liabilities Total Liabilities .. .... 5,949,584.89 Capital stock .......... .... 50,000.00 Surplus .................... .... 200,000.00 Undivided profits .... .... 212,086.18 Reserves (Loam , Securities and Contingencies) ..... .... 36,668.43 Total Capital & Reserves ............ .... 498,754.61 T O T A L ..................... ....$6,448,339.50  Sixty-First R eport  111  B A N K O F N O R TH E A S T A R K A N SAS, JONESBORO Population 27,050 Craighead County Chartered February 13,1904 P. O. Box 1617 Telephone Number 932-2131 Zip Code 72401 Number of Brandies: Inside City— 2; Outside City— 1 Officers  Directors  Edward H. C h e rry ............. President George E. Spaeth........Exec. V . Pres. B ill Payne .............. Vice President Betha Sehisler........ Vice President Frank F a lls .............. Vice President Joyce B rid g e r.......... Vice President Gerald Watkins ..... Vice President Loyce M ink ......................... Cashier Eva Beeler ............... Asst. Cashier Je rry Myers .............. Loan Officer  Edward H . Cherry Edward O. Cherry A . B. Clark Wallace Fowler Ruben Griffin Grover D. Poole, MJD. George E. Spaeth J. A . Tomlinson Howard Vance  S TA TE M E N T A S O F JU N E 30, 1975 Assets Cash & due from banks $2,564,324.57 Tj. S. Treasury Securities ................. 500,257.95 Oblig. of other U . S. Gov’t agencies 634,406.25 & corporations ........ Oblig. of States & political subdivisions 1,945,451.44 Excess funds sold ....... 250,000.00 Loans & discounts...... 13,430,851.84 Bank prem., furniture & fixtures ................ 178,602.21 A ll other assets .......... 53,012.33  T O T A L ........................ $19,556,906.59   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities Demand deposits ...... $ 4,458,908.99 Tim e deposits .............. 11,845,343.23 U . S. Gov’t deposits .... 125,192.94 Public funds .............. 1,733,112.88 Total Deposits ........ 18.162.558.04 Total Liabilities .......' 18.162.558.04 Capital notes & debs... 350.000. 00 Capital stock................ 450.000. 00 Surplus ......................... 300.000. 00 Undivided profits ...... 176,996.27 Reserves (Loans, Securities and Contingencies) ........ 117,352.28 Total Capital & Reserves ................ 1,394,348.55 T O T A L ....................... ! $19,556,906.59  112  State o f Arkansas:  Bank Department  CITIZENS BANK OF JONESBORO, JONESBORO Population 27,050 Craighead County Chartered Ju ly 25, 1919 P. O. Box 1090 Telephone Number 932-6603 Zip Code 72401 Number of Branches: Inside City— 3; Outside City— 2 Officers  Officers  Herbert H . McAdams .... Chairman of the Board & Chief Ixec. Off. Walter A . DeRoeek ........ President Eugene B. Smith, Jr. ........ Asst to the President M. S. Rubenstein .. First Vice Pres. Donald Timms .... Exec. Vice Pres. Curtis V . M cKinney.. Sr. Vice Pres. L . D. Walker ........ Sr. Vice Pres. James R. Hall ........ Sr. Vice Pres. & Trust Officer Ralph J. Halk ..... Adm. Vice Pres. Major W . Griffin .......... Vice Pres. Max Moore .... Vice Pres. & Mgr. of Installment Loan Dept. Charles D. CampbeE .. Vice Pres. & Head of Agriculture Loan Dept. Robert C. Connor .......... Vice Pres. Donald Crews .... Sr. Operations Off. Phil Dixon ............... Tru st Officer Harold Perrin .. Trust Marketing Off. BiH May .............. Asst Vice Pres. Joe Shumaker .... Asst Vice Pres. Mrs. JeweE Jordan. Asst. Vice Pres. Mrs. Avalee Dickson. .Asst. Vice Pres. Mrs. Betty BodeE ...... Real Estate Loan Officer Mrs. Oma Mae Berry .... Marketing Officer Mrs. Marguerite Culver .. Personnel Officer Gayle Pierce .. Asst. Operations Off. John Bishop .... Farm Loan Off. & Mgr. of Cash Branch Jim Stotts ...... Farm Loan Officer Garland Gibson .... Installment Loan Officer Hank H a ll..............Loan Officer & Mgr. of Lake City Branch  John Hopkins .... Commercial Bus. Development Off. Mrs. Hazel Crider .. Asst Trust O ft Mm. Gladys KinsaE .. A m t Cashier Mrs. Mae GambiE .... Asst. Cashier Mrs. Bessie Hodges .... Adm in. A m t Mrs. BiBie J. Pinehback...... Proof Manager Mrs. Debbie Gathright .. Aeet. Off. Mm . Dianne Phelps .......... Auditor Dan Trevathan .......... Management Trainee Ronnie McDaniel ...... Management Trainee Miss GaU Speight ..... Management Trainee John Deacon, Jr. ....... Management Trainee   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Directors Herbert H . McAdams Walter A . DeRoeek Eugene B. Smith, Jr. Dr. Paul T . Stroud Dr. Durwood Wisdom John Deacon RoEo White Oscar Melton W. D . Roberta, Jr. J. W . Crafton W . O. Doak Frank Hall, Jr. Robert Holt Minor Markle Joe Martin M. S. Rubenstein Frank E Walden  (Continued next page)  Sixty-H rst Report  113  STATEMENT AS O F JU N E 30* 1975 Assets  Liabilities  Cash & due from banks $ 6,891,132.46 U . S. Treasury Securities ................. 4,252,907.94 Oblig. of other U . S. Gov’t agencies & corporations ........ 4,108,668.84 Oblig. of States & political subdivisions 6,873,513.57 A ll other securities, including corp. stocks ............ 3,710,954.17 Excess funds sold ....... 250,000.00 Loans & discounts ..... 51,312,192.30 Bank prem., furniture & fixtures ................ 740,517.96 A ll other assets .......... 1,453,735.90  Demand deposits .......$21,400,765.56 Tim e deposits .............. 37,325,845.92 U . S. Gov’t deposits .... 198,082.84 Public funds ................ 5,928,879.47 Deposits of banks ...... 3,505,045.98 Total Deposits ........ 68,358,619.77 Excess funds purchased 3,000,000.00 Borrowed money ........ 437,500.00 A ll other liabilities ..... 2,352,740.08 Total liabilities ...... 74,148,859.85 Capital notes & debs. .. 1,100,000.00 Capital stock .............. 1,000,000.00 Surplus ......................... 1,370,000.00 Undivided profits ....... 1,310,603.06 Reserves (Loans, Securities and Contingencies) ........ 664,160.23 Total Capital & Reserves .............. 5,444,763.29 T O T A L ........................$79,593,623.14  TO TA L   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $79,593,623.14  114  State o f Arkansas:  Bank Department  M E R C A N TILE B A N K , JON ESBORO Population 27,050 Craighead County Chartered January 7, 1932 P. O. Box 6018 Telephone Number 935-5521 Zip Code 72401 Number of Branches: Inside C ity— 3; Outside City— 2  Officers  Directors  Charles Frierson I I I .......... Pres. & Chairman of Board George F . Delaney, Jr. ....Exec. Vice President Carey Smith .... Sr. Vice President Earl G a irh a n ............. Vice Pres. & Loan Officer Naomi Craft .......... Vice President Hu^h Harrington .... Vice President Norman Leonard...... Vice Pres. & Cashier Herbert J. Parker .... Vice President J. D . W ilk in s .......... Vice President Betty Pittman ........... Vice Pres. & Loan Review James MeFarMn ........ Trust Officer  Roy Cooper George F. Delaney, Jr. W . M. Freeze Jr. Charles Frierson H I Lynn Greene George Heinemann A . M. Heringer Ben Lamberth J. W . Ledbetter Tom Loberg J. C. Mahon Alan Patterson, Jr. M. O. Peeler, M .D. S. L . Simpson James E. Sloan J. Frank Snellgrove M. G. Spurlock  S TA TE M E N T A S O F JU N E 30, 1975 Liabilities Cash & due from banks $ 4,408,525.56 U . S. Treasury Securities ................. 1,167,238.98 Oblig. of other U . S. Gov’t agencies & corporations ........ 320,525.51 Oblig. of States & political subdivisions 12,500,434.09 A n other securities, including corp. stocks ....................... 74,000.00 Loans & discounts...... 42,339,586.88 Bank prem,, furniture & fixtures ................ 874,018.00 Other real estate owned 20,763.50 A ll other assets ........ 1,111,130.25 T O T A L .........................$62,816,222.77   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $16,401,030.88 Tim e deposits .............. 32,320,030.27 U . S. Gov’t deposits .... 124,505.27 Public funds ................ 5,863,297.55 Deposits of banks ...... 478,388.22 Total Deposits ........ 55,187,252.19 A ll other liabilities .... 2,270,008.63 Total Liabilities ....... 57i457[260.82 Capital notes & debs. .. 500,000.00 Capital stock................ 795,440.00 Surplus ......................... 1,940,360.00 Undivided profits ....... 1,881,696.79 Reserves (Loam , Securities and Contingencies) W v * l fc W g v M v ir o f ........ •••••••••• «241,465.16 * J iy « w v * X U Total Capital & Reserves ................ 5,358,961.95 T O T A L .........................$62,816,222.77  Sixty-First Report  115  FARMERS AND MERCHANTS BANK, JUDSONIA Population 1,500 Chartered May 29, 1913  White County Box I Telephone Number 729-3148 Zip Code 72081 Number ol Branches: Inside City— None; Outside City— None Officer*  Directors  O. Y a n ce y.... Chairman of the Board E. D. Y a n ce y................... President C. I. Stevens ................. Secretary Jim E m finger.......... Exec. Y . Pres. J. H . Graves .......... Vice President Thelma Stevens ................. Cashier  E . O. Yancey Elm er D. Yancey J. H . Graves C. I. Stevens  E.  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks..$ 317,811.08 U . S. Treasury Securities ................... 750,429.25 ObMg. of States & political subdivisions.. 815,606.54 Excess funds sold ........ 275,000.00 Loans & discounts ...... 1,242,060.13 Bank prem., furniture & fixtures ................. 7,510.00 A ll other assets .......... 1.00  Demand deposits .......... $1,381,732.82 Tim e deposits ................ 1,362,540.60 U . S. Gov’t deposits .... 18,204.26 243,374,32 Public funds ............. Total Deposits .......... 3,005,852.00 A ll other liabilities 7,000.00 Total Liabilities ....... 3,012,852.00 Capital stock ................ 35,000.00 Surplus ........................... 165,000.00 Undivided profits ........ 178,642.09 Reserves (Loans,  Securities and Contingencies) ....... Total Capital & Reserves ................ TOTAL ........................... $3,408,418.00   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  16,923.91 395,566.00  TOTAL ............................$3,408,418.00  116  State o f Arkansas:  Bank Department  U N IO N S T A T E BANK* JU N C TIO N C IT Y Population 1,388 Chartered August 28, 1933  Union County P .O .B o x F Telephone Number 924-2731 Zip Code 71749 Number of Branches: Inside City— None; Outside City— None  Officers  Directors  A rthur L . Funderburk .... President John F . M a rsh ........ Exec. V . Pres. John B. G illespie.....Asst. V . Pres. Carolyn Hanry ................... Cashier M ary C. Jones .... Assistant Cashier Veda P. Jones .... Assistant Cashier  A lvin Y . .Green, Sr., Chm. John M. Shackleford, Jr. T . T . Fields J. B. Allen T . N . Couch A rthur L . Funderburk John F . Marsh  S TA TE M E N T A S O F JU N E 30* 1975 Assets  LiabUities  Cash & due from banks ..$ 686,243.28 U . S. Treasury Securities . ................. 974,130.95 Oblig. of other U . S. Gov’t agencies & corporations .......... 200,000.00 Oblige, of States & political subdivisions.. 19,542.55 Excess funds sold ........ 510,000.00 Loans & discounts ....... 4,188,959.91 Bank prem., furniture & fixtures .................. 26,373.52 Other real estate owned.. 667.29 A ll other assets .......... 231,325.32  Demand de{x>sits ..... ...$1,477,767.15 Tim e deposits ........... ... 4,145,502.46 U . S. Gov’t deposits .... 11,269.43 Public funds ............... ... 547,360.88 Total Deposits ....... ... 6,181,899.92 A ll other liabilities ... ... 209,616.63 Total Liabilities ........ 6,391,516.55 Capital stock ............. ... 200,000.00 Surplus ........................ ... 100,000.00 Undivided profits .......... 145,726.27 Total Capital & Beserves .............. .... 445,726.27 T O T A L ............................$6,837,242.82  TO TAL ............................$6,837,242.82   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  117  Sixty-First Report  B A N K O F K E N S E TT, K E N S E TT Population 1,444 White County Chartered February 17,1922 P. O. Box 386 Telephone Number 742-3211 Zip Code 72082 Number of Branches: Inside City— None; Outside City— None  Officers  Directors  Jno. H . Johnston..............President Jno. H . Johnston Jr. Vice Pres. Boger Q. Mills .............. Vice Pres, Thelma Roth .................... Cashier  Jno. H . Johnston Jno. H . Johnston Jr. Roger Q. M U s  S TA TE M E N T A S O F JU N E 30, 1975  Assets Cash & due from banks J 123,017.77 Oblig. of other U . S. Gov’t agencies & corporations .......... 897,968.75 A ll other securities, including corp. stocks ................ 100,000.00 Loans & discounts ....... 106,756.74 Bank prem., furniture 8,891.24 & fixtures ................. 1.00 A ll other assets ............ T O T A L ........................ $1,236,635.50   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $ 897,338.69 U . S. Gov’t deposits..... 134.67 Public funds .................. 53,915.34 Total Deposits ........ 951,388.70 Total Liabilities ........ 951,388.70 Capital stock.................. 50,000.00 Surplus ........................... 10,000.00 Undivided profits ...... 225,246.80 Total Capital & Reserves .................. 285,246.80 T O T A L ......................... ..$1,236,635.50  118  State o f Arkansas:  Bank Department  BANK OF KINGSTON, KINGSTON Population 200 Chartered A p ril 7, 1911  Madison County P. O. Box 37 Telephone Number 665-2825 Zip Code 72742 Number of Branches: Inside City—-None; Outside City— None Officers  Directors  Tom Hargis ..................... President Wilson Bunch ................ Vice Pres. & Cashier Gary W . B u n ch ........... Asst Cashier Fred Evon Bunch ....Asst Cashier  Tom Hargis Wilson Bunch Gary W . Bunch Fred Evon Bunch Wm. B. Bunch  STATEMENT AS OF JUNE 30, 1975  88,462.00 246,676.00 164,000.00 143,386.33 300,000.00 236,266.32 3,227.00 2.00 1.00  TO TAL ............................$1,180,02065   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $ 458,786.65 Tim e deposits ................ 608,364.40 U . S. Gov’t deposits 170.00 Total Deposits .......... 1,067,321.05 Total Liabilities ........ 1,067,321.05 10,000.00 Capital stock ................ Surplus ........................... 35,000.00 Undivided profits ........ 65,699.60 Reserves (Loans, Securities and Contingencies) ....... 2,000.00 Total Capital & Reserves .................. 112,699.60 _  Cash & due from banks ..$ U . S. Treasury Securities ................... Oblig. of other U . S. Gov’t agencies & corporations .......... Oblig. of States & political subdivisions.. Excess funds sold ........ Loans & discounts........ Bank prem., furniture & fixtures ................. Other real estate owned.. A ll other assets .........  TOTAL ............................ $1,180,020.65  Sixty-First Report  119  BANK OF LAKE VILLAGE, LAKE VILLAGE Population 3,310 Chartered October 14,1937  Chicot County P. O. Box 727 Telephone Number 265-2241 Zip Code 71653 Number of Branches: Inside City— 1; Outside City— None  Directors  Dr. J. H. Burge .............. Chairman of the Board Douglas C. Wynn President Ned Mazzanti ...... First Vice Pres. Hermon Carlton .. Exec.Vice Pres. R. Trafton Williams ... Vice Pres. Margaret B. Wynn ...... Vice Pres. Joyce Bell .......................... Auditor Dessie Lee Gibbs ................ Cashier Jakie June Gibson .... Asst. Cashier Terence J. A lp e ........ Asst Cashier  Sam Angel N. W . Bunker, Jr. D r. J. H . Burge Hermon Carlton David F. Gillison, Sr. Ned Mazzanti George Pine Linwood Smith Douglas C. Wynn Mrs. Margaret B. W ynn  .  Officers  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ U . S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Excess funds sold ...... Loans & discounts ..... Bank prem., furniture & fixtures ............... Other real estate owned  Liabilities 1,337,550.69 783,513.85 2,265,049.20 2,535,430.47 1,600,000.00 8,359,078.08 77,378.69 98,515.65  TO TAL ..........................$17,056,516.63   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 4,464,462.01 Tim e deposits .............. 9,177,410.12 U . S. Gov’t deposits .... 31,149.92 Public funds ............... 1,803,991.22 Total Deposits ........ 15,477,013.27 A ll other liabilities .... 223,412.82 Total Liabilities ...... 15,700,426.09 Capital stock .............. 150,000.00 Surplus ......................... 800,000.00 259,503.81 Undivided profits ....... Reserves (Loans, Securities and Contingencies) ....... 146,586.73 Total Capital & Reserves ................ 1,356,090.54 TOTAL .......................... $17,056,516.63  120  State o f Arkansas:  Bank Department  F n tS T S T A T E B A N K O F L A K E V IL L A G E . L A K E V IL L A G E Population 3,310 Chicot County Chartered June 12, 1962 P. O. Box 271 Telephone Number 265-5366 Zip Code 71653 • Number of Branches: Inside City— None; Outside City— None  Officers  Directors  Fred P. Michael .............. President Ben V . Floriani .. V . Pres. & Cashier Mike S. Cashion ..... A sk. V . Pres. Christine J. Avery .... Asst Cashier Becky Brogdon ........ Asst Cashier  Henry Anthony Herman Berkemeyer James B. Burchfield Ohmer C. Burnside C. A . Cox, Jr. W illiam H . Drew Ben V . Floriani J . P. Hampton David Livingston Doyne Loya M arvin D . Loyd Geno Mazzanti, Jr. Fred P. Michael Gordan A . Norris Carl O. Powell Bichard L . Pratt John H. Balph W . M. Shaw *C. W . Tillm an •Earl E. Verser, Jr. (•Advisory Director)  S TA TE M E N T A S O F JU N E 30, 1975 Liabilities Cedi & due from banks $ 727,359.26 U . S. Treasury Securities ................. 1,807,125.00 Oblig. of other U . S. Gov't agenrfea & corporations ........ 820,000.00 Oblig. of States & political subdivisions 2,057,427.59 Loans & discounts...... 5,064,385.61 Bank prem., furniture & fixtures ................ 51,231.01 A ll other assets .......... 34,601.80  Demand deposits ........ $ Tim e deposits .............. U . S. Gov’t deposits .... Public funds ................ Deposits of banks ...... Total Deposits ........ Excess funds purchased A ll other liabilities..... Total liabilities ....... Capital notes & debs. .. Capital stock .............. Surplus ......................... Undivided profits ....... Beserves (Loans, Securities and Contingencies) ........ Total Capital & P ilM tA T tfA Q  T O T A L ........................ $10,562,130.27   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,501,798.83 5,026,228.63 34,774.93 1,638,188.19 8,495.84 8,209,486.42 1,295,000.00 186,832.91 9,691,319.33 270,000.00 100,000.00 400,000.00 73,640.58 27,170.36 0*7ft Q 1 A Q 4  T O T A L ......................... $10,562430.27  m  S ix ty -first Report  C ITIZ E N S BANS. O F L A V A C A , L A V A C A Population 750 Chartered May 5, 1910  Sebastian County P .O .B o x 108 Telephone Number 674-2297 Zip Code 72941 Number of Branches: Inside City— None; Outside City— None Officers  Directors  J. M. LleweEyn, J r . ........ President (Mrs.) N. B. Llewellyn .... Exec. Vice President (Mrs.) Wanda Leber .. Asst. Cashier J. L . M ila m ................Asst. Cashier  Robert T . Dawson N. B. Llewellyn J . M. Llewellyn, Jr.  S TA TE M E N T A S O F JU N E 30, 1975 Assets liabilities Cash & due from banks ..$ 395,132.30 U . S. Treasury Securities ................... 701,591.50 Oblig. of other IT. S. Gov’t ageneteg & corporations .......... 60,026.25 Oblig. oi States & political subdivisions . 10,000.00 Excess funds sold ........ 450,000.00 Loans & discounts ...... 2,433,349.88 Bank prem., furniture & fixtures ................. 82,758.19 21,236.00 A ll other assets ............  TOTAL ............................$4,154,094.12   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $1,251,099.29 Tim e deposits ................... 2,175,017.48  26404 U . S. Gov’t deposits ..... Public funds ............... 328,025.10 Total Deposits .......... 3,754405.91 A ll other liabilities....... 96,267.95 Total Liabilities ...... 3,850,673.86 Capital notes & debs .... 50,000.00 Capital stock....... 90.000.00 Surplus ........................... 120,000.00 Undivided profits ........ 26,810.86 Reserves (Loans, Securities and Contingencies) ........ 16,609.40 Total Capital & Reserves .................. 303,420.26 T O T A L ........................... ...$4,154,09412  122  State o f Arkansas:  Bank Department  LEACHVILLE STATE BANK* LEACHVILLE Population 1,500 Mississippi County Chartered January 23,1951 P. O. Box 140 Telephone Number 539-6354 Zip Code 72438 Number of Branches: Inside City— None; Outside City— None Officers  Directors  J. Lee Bearden ............... President Edna L . Kennett.... Exec. Vice Pres. Lynn Bearden.................. Cashier  J. Lee Bearden Edna L . Kennett T . N. Hodman, M.D. J. L . Swihart  STATEMENT AS O F JU N E 30* 1975 Assets  Liabilities  Cash & due from banks ..$ 716,350.37 U . S. Treasury Securities ................... 399,849.50 Oblig. of other U . S. Gov’t agencies & corporations .......... 1,388,714.79 Oblig. of States & political subdivisions.. 1,045,268.90 Excess funds sold ........ 400,000.00 Loans & discounts ...... 1,357,836.31  Demand deposits .......... $1,551,643.68 Tim e deposits ................ 2,076,291.53 U . S. Gov’t deposits ..... 6,048.57 995,385.01 Public funds ............... Total Deposits .......... 4,629,368.79 A ll other liabilities .... 62,407.67 Total Liabilities ........ 4,691,776.46 Capital stock ................ 100,000.00 Surplus ........................... 400,000.00 Undivided profits ........ 169,458.18 Reserves (Loans, Securities and Contingencies) ........ 20,020.02 Total Capital & Reserves ............... 689,478.20  Bank prem ., furniture  & fixtures ................. A ll other assets ............  67,360.17 5,874.62  TOTAL ............................$5,381,254.66   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  TOTAL ............................ $5,381,254.66  123  Sixty-First Report  LITTLE RIVER BANK, LEPANTO Population 1,864 Chartered November 21,1919  Poinsett County P. O. Box 340 Telephone Number 475-2306 Zip Code 72354 Number of Branches: Inside City— None; Outside City— None Officers  D. F. P o rtis..Chairman of Board Grady Watkins, J r ........... President T . G. Thompson, Jr. .... Vice P res./ Cashier J. C. Portis ............ Vice President Blanche N a s h ............Asst. Cashier David Chandler ........ Asst Cashier  Directors  D. F. Portis Grady Watkins, Jr. T . G. Thompson, Jr. J. C. Portis A . T . BeE W. H. Cross Wayne Eason T . B. Goldsby, Jr. W. K . Ingram, Jr. Ernest B. Portis  STATEMENT AS OF JUNE 30, 1975 T.iahilitieg  Cash & due from banks 5 979,349.24 U. S. Treasury Securities :................ 2,413,119.00 Oblig. of other U . S. Gov’t agencies & corporations ........ 1,000,000.00 Oblig. of States & political subdivisions 1,643,304.94 A E other securtues, including 75,018.55 corp. stocks .............. 300,000.00 Excess funds sold ...... Loans & discounts ..... 3,372,273.24 Bank prem., furniture 49,487.01 & fixtures ............... 211,483.58 A E other assets .......... T O T A L ........................‘$10,044,035.56   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 2,384,105.44 Tim e deposits .............. 4,807,333.70 U . S. Gov’t deposits .... 11,627.21 PubHc funds ............... 1,286,948.72 Total Deposits ........ 8,490,015.07 A E other HabiEties .... 263,978.31 Total LiabEities ..... 8,753,993.38 Capital stock .............. 200,000.00 Surplus ......................... 600,000.00 Undivided profits ...... 409,346.91 Reserves (Loans, Securities and Contingencies) ....... 80,695.27 Total Capital & Reserves ............... 1,290,042.18 T O T A L .........................$10,044,035.56  124  State o f Arkansas:  Bank Department  L E S L IE S T A T E B A N K , L E S L IE Population 563 Chartered A p ril 17, 1948  Searcy County P. O. Box 325 Telephone Number 447-2200 Zip Code 72645 Number erf Branches: Inside City— None; Outside CSty— None Officers  Directors  Ben Allen ......................... President Helen McBride ...... vice President B ill Seeger .... Asst. Vice President Bonnie fiousley ........ Asst. Cashier M ary Jane Horton ............ Cashier  Jim Tille y Ben Allen Jerald Barnett V irgil Blair Robert G . Derickson Lex Treece  S TA TE M E N T A S O F JU N E 30, 1975 Liabilities Cash & due from banks ..$ 310,210.13 U . S. Treasury Securities ................... 1,091,236.80 Oblig. of other U . S. Gov’t agencies & corporations .......... 293,451.16 Oblig. of States & political subdivisions.. 143,079.37 Loans & discounts ....... 3,305,291.37 Bank prem., furniture 74,189.68 & fixtures ................. A ll other assets .......... 6,211.56  T O T A L ...........................$5,223,670.07   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $1,656,262.21 Tim e deposits ................ 2,652,628.72 1,063.25 U . S. Gov’t deposits..... Public funds ............... 424,605.01 Total Deposits .......... 4,734,559.19 A ll other liabilities 77,854.60 Total Liabilities ........ 4,812,413.79 Capital stock ................ 65,000.00 Surplus ........................... 235,000.00 Undivided profits ........ 84,330.13 Reserves (Loans, Securities and Contingencies) ........ 26,926.15 Total Capital & Reserves .................. 411,256.28 T O T A L ...........................$5,223,670.07  125  Sixty-First Report  PEOPLES BANK AND LOAN COMPANY, LEW ISVILLE  Population Chartered August 25, 1911  1,602 Lafayette County P. O. Box 280 Telephone Number 921-4244 Zip Code 71845 Number erf Branches: Inside C ity— None; Outside C ity— None Officers  Directors  J. C. Landes.. President & Chairman of Board P. D.Burton, Jr. ....Vice President Wilma Willbanks ............. Cashier Annette Shaver ........ Asst Cashier  J. C. Landes P. D. Burton Alvis Fuller Aileen S. Landes Henry Moore H I W illiam H . Triplett, Jr.  S TA TE M E N T A S O F JU N E 30, 1975 Assets  T liiM H t iff  Cash & due from banks $ 1,097,086.41 U . S. Treasury Securities ................. 1,775,368.25 Oblig. of other U . S. Gov’t agencies & corporations ........ 623,000.00 Oblig. of States & political subdivisions 1,509,059.28 A ll other securities, including eorp. stocks .............. 85,001.71 Excess funds sold ....... 150,000.00 Loans & discounts ..... 4 ,781 ,563.42 Bank prem., furniture & fixtures ................ 89,852.03 A ll other assets......... 1,398.08  Demand deposits ........ $ Tim e deposits .............. U . S. Gov’t deposits .... Public funds ............... Total Deposits ........ A ll other liabilities..... Total liabilities ....... Capital stock .............. Surplus ......................... Undivided profits ....... Reserves (Loans, Securities and Contingencies) ....... Total Capital & Reserves ...............  TOTAL ......................... $10,112,329.18  TOTAL .......................... $10,112,329.18   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,887,491.47 6,334,923.83 4,667.05 945,126.91 9,172,209.26 233,931.77 9,406,141.03 100,000.00 350,000.00 189,863.52 66,324.63 706,188.15  126  State o f Arkansas:  Bank Department  B A N K O F LIN C O LN , LIN C O LN Population 1,189 Chartered March 19, 1903  Washington County P. O. Box 98 Telephone Number 824-3232 Zip Code 72744 Number of Branches: Inside City— None; Outside City— None Offioen  Directors  Loyd R. Swope ............... President Kenneth D. Cox .... Exec. V . Pres. & Cashier David H uffaker...... Vice President Ronnie R inehart...... Asst. V . Pres. La rry Karnes ............Asst. Cashier Darlene Cheatham .... Asst Cashier  W . T . Shannon B. J. Basden Forrest Rodgers S. H . Pitts R. H . Pitts John Lewis Loyd R. Swope  S TA TE M E N T A S O F JU N E 30. 1975 Assets  Liabilities  Cash & due from banks $ 2,018,854.21 U . S. Treasury Securities ................ 1,102,157.00 Oblig. of other U . S. Gov’t agencies & corporations ........ 375,000.00 Oblig. of States & political subdivisions 2,028,116.80 Excess funds s o ld ....... 400,000.00 Loans & discounts ..... 6,505,671.55 Bank prem., furniture & fixtures ................ 144,110.18 Other real estate owned 9,500.00 A ll other assets .......... 11,666.67  Demand deposits ........ $ 3,216,210.21 Tim e deposits .............. 7,855,102.62 TJ. S. Gov’t deposits .... 26,017.89 731,210.78 Public funds ............... Total Deposits ........ 11,828,541.50 Total Liabilities ....... 11,828,541.50 Capital stock................ 200,000.00 Surplus ....................... 200,000.00 Undivided profits ....... 262,330.02 Reserves (Loans, Securities and Contingencies) ........ 104,204.89 Total Capital & Reserves .............. 766,534.91  TOTAL .......................... $12,595,076.41  TO TAL ......................... $12,595,076.41   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  m  S ix ty -F irst R eport  PULASKI BANK AND TRUST COMPANY, LITTLE ROCK  Population 132,483 Pulaski County Chartered August 29, 1955 P. O. Box 7299 Telephone Number 664-4411 Zip Code 72207 Number of Brandies: Inside City— 1; Outside City— None Officers  Officers  James C. East .. Chairman of Board & Chief Executive Officer J. A . McEntire, H I .. Vice Chairman of the Board Robert D. Young .... Chm. of Exec. Committee Joe A . Woodson...... Vice President Mrs. Joyce A . Ereman .... Vice Pres. Thomas P u rifo y ...... Pres.— Pulaski Mortgage Co. Paul Hickey .... Asst. Vice President James N. Pierce...... Vice President L . Thomas Chapman ..... Asst. Vice President Gregory G. Birdsong.....Vice Pres. Mrs. M ary Lou Te rry .... Asst. Vice President David L . B a in .......... Vice President Gerald S. Ralston .... Senior V . Pres. Kenneth G. McRae, IV .. Cashier & Comptroller  Mrs. M arilyn S. Pierce .... Asst Vice President James M. Perry .... Data Processing Officer Lynn Mayhan ........ Vice President Mrs. Melva P adgett..... Investment Officer Miss Carole J. Adams .... Asst. Vice President Directors Tro y D. Churchman James C. East Thomas L . Hodges J. A . McEntire, H I R. L . “Buddy” Shultz, Jr. Eugene R. Warren Mark V . Williamson Robert D. Young  S TA TE M E N T A S O F JU N E 30, 1975 Liabilities Cash & due from banks $ 6,018,431.27 U . S. Treasury Securities .................. 754,469.79 Oblig. of other U . S. Gov’t agencies & corporations ........ 6,767,687.46 Oblig. of States & political subdivisions 6,614,703.11 Excess funds sold ...... 14,100,000.00 Loans & discounts...... 18,341,841.27 Bank prem., furniture & fixtures ................ 482,204.59 Other real estate owned 357,195.08 A ll other assets .......... 1,042,373.13  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $54,478,905.70  Demand deposits ........ $ 9,678,540.35 Tim e deposits .............. 14,639,729.13 U . S. Gov’t deposits .... 21,137.71 Public funds ................ 7,223,254.33 Deposits of banks ...... 134,846.67 Total Deposits.......... 31,697,508.19 Excess funds purchased 19,939,527.13 Total Liabilities ...... 51,637,035.32 Capital notes & debs. .. 700,000.00 Capital stock .............. 1,275,360.00 Surplus ......................... 402,266.02 Undivided profits ...... 247,759.07  Reserves (Loans,  Securities and Contingencies) ........ Total Capital & Reserves ..............  216,485.29 2,841,870.38  TOTAL .......................... $54,478,905.70  128  State o f Arkansas:  Bank Department  B A N K O F LO CK ESBU R G , LO CK ESBU R G Population 636 Chartered October 14, 1902  Sevier County P. O. Box 118 Telephone Number 289-2541 Zip Code 71846 Number of Branches: Inside City— None; Outside City— None Officers  Directors  Leonard L . Hampson Chairman James F . L e a ................... President Bobbie J. Simmons .......... Cashier Danny L . Carson .... Asst Vice Pres. Sarah Currenee........ Asst Cashier  Leonard L . Hampson James P. Lea M ary F . Hampson Wanda C. Hampson  S TA TE M E N T A S O F JU N E 30, 1975 Assets Cash & due from banks ..$ 492,756.85 U . S. Treasury \ Securities ................... 257,673.60 Oblig. of other U . S. Gov’t agencies & corporations.......... 705,681.19 Oblig. of States & political subdivisions.. 783,322.84 Excess funds sold ...... 350,000.00 Loans & discounts ...... 1,781,222.85 Bank prem., furniture & fixtures ................. 12,646.57 16,219.50 A ll other assets ............  Demand deposits .......... $1,284,400.09 Tim e deposits .............. 2,010,986.4® U . S. Gov’t deposits ..... 1,600.00 Public funds ............. 579,572.60 Total Deposits .......... 3,876,559.12 A ll other liabilities 84,120.26 Total Liabilities ....... 3,960,679.38 Capital stock ................ 75,000.00 Surplus ......................... 125,000.00 Undivided profits ........ 193,212.49 Reserves (Loans, Securities and Contingencies) ........ 45,631.53 Total Capital & Reserves ................. 438,844.02  TO TAL ............................$4,399,523.40  TO TAL ......................... $4,399,523.40   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  129  Sixty-First Report  FIRST STATE BANK, LONOKE Population 3,400 Lonoke County Chartered March 9, 1935 P. O. Box 320 Telephone Number 676-3106 Zip Code 72086 Number of Branches: Inside City— None; Outside City— None Officers  Directors  J. O. Bennett .. Chairman-President Charles E. Ford .... Exec. Vice Pres. Lorine L. Pitts ................... Cashier J. W. Rye ................. Asst. Cashier Mary Strickland ...... Asst. Cashier  J. O. Bennett Wayne Bennett Neil Bennett W. H . Bransford, Sr. H. Austin Grimes  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ 1,900,719,48 U . S. Treasury Securities ................. 813,167.50 Oblig. of other U . S. Gov’t agencies & corporations ........ 99,000.00 Oblig. of States & political subdivisions 3,462,036.19 Loans & discounts ..... 12,387,794.58 Bank prem., furniture 279,760.77 & fixtures ............... 1.00 Other real estate owned 94,492.84 A ll other assets ..........  Demand deposits ........ $ 6,853,836.47 Tim e deposits .............. 7,517,255.90 U . S. Gov’t deposits .... 12,207.00 Public funds ................ 2,487,852.78 Total Deposits ........ 16,871,152.15 A ll other liabilities .... 69,984.07 Total Liabilities ...... 16,941,136.22 Capital stock .............. 400,000.00 Surplus ......................... 850,000.00 Undivided profits ...... 649,609.73 Reserves (Loans, Securities and Contingencies) ........ 196,226.41 Total Capital & Reserves ................ 2,095,836.14  $19,036,972.36  TOTAL .......................... $19,036,972.36  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  130  State o f Arkansas:  Bank Department  FARM ERS B A N K A N D T R U S T CO M PAN Y, M A G N O LIA Population 11,503 Columbia County Chartered September 26,1906 P. O. Box 250 Telephone Number 234-2211 Zip Code 71753 Number of Branches: Inside City— 1; Outside City— None Officers  Directors  R. S. Wamock, Jr. ....... President W . N. Paschal........ Vice President Mrs. T . H. Reeves .... Vice President Cameron Dodson .... Vice President T . H. Bradley, Jr. .... Vice President Dean Reagan ....................... Cashier M. E. Mtzpatrick .... Asst. Cashier  T . H . Bradley, Jr. L . E. Davis, Jr. Cameron Dodson Gordon Pester W . E. Fullenwider John W. Harsh J. L . Jean W . N. Paschal Mrs. T . H . Reeves R. S. Wamock, Jr. Joe D. Woodard  S TA TE M E N T A S O F JU N E 30, 1975 Assets  Liabilities  Cash & due from banks $ 2,232,368.21  Demand deposits ........ $ 7,732,336.61 Tim e deposits .............. 8,424,329.10 U. S. Gov’t deposits .... 19,564.80 Public funds ............... 1,456,007.10 Total Deposits ........ 17,632,237.61 Total Liabilities ....... 17,632,237.61 Capital stock .............. 100,000.00 Surplus ......................... 200,000.00 Undivided profits ...... 1,779,933.16 Reserves (Loans, Securities and Contingencies) ........ 60,494.78 Total Capital & Reserves ................ 2,140,427.94 T O T A L ........................ .$19,772,665.55  U . S. Treasury  Securities ................. Oblig. of other U . S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Excess funds sold ....... Loans & discounts ..... Bank prem., furniture & fixtures ................ Other real estate owned  6,379,440.03 4,995,549.73 4,322,803.08 400,000.00 1,337,070.47 105,432.03 2.00  T O T A L .........................$19,772,665.55   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  131  Sixty-First Report  BANK OF MALVERN, MALVERN Population 9,856 Hot Spring County Chartered June 24, 1889 P. O. Box 897 Telephone Number 332-6966 Zip Code 72104 Number ol Brandies: Inside City— None; Outside City— None Officers  Directors  Glenville Rhodes........ President & Chief Executive Foy G. Ritchey ....... Sr. Vice Pres. & Cashier T . Ladd Jameson .... Sr. Vice Pres. Curtis Hutchins ............ Vice Pres. Paul E. Bowdle .... Asst. Vice Pres. John R. Thomason. .Asst Vice Pres. Mrs. Laveme Speneer.Asst. Cashier M rs. Elinor S im s ...... Asst. Cashier Jim Ross ................. Asst. Cashier Mrs. Inez Bass ........ Asst Cashier  Ray N. Boyle W illiam H . Glover Jester Jones (Emeritus Ret.) Glenville Rhodes Foy G. Ritchey Dorsey Glover Carrington Young  STATEMENT AS OF JUNE 30, 197S  Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions A u other securities, including eorp. stocks .............. Excess funds sold ...... Loans & discounts ..... Bank prem., furniture & fixtures ................ A ll other assets ..........  2,254,063.75  20,711.80 5,164.60  Demand deposits ........ $ 6,354,065.59 Tim e deposits .............. 9,807,133.02 U. S. Gov’t deposits .... 49,600.50 Public funds ............... 912.677.89 Total Deposits ........ 17,123,477.00 A ll other liabilities..... 328,246.89 Total Liabilities ...... 17,451,723.89 Capital stock .............. 300,000.00 Surplus ......................... 500,000.00 Undivided profits ....... 622,553.51 Reserves (Loans, Securities and Contingencies) ....... 131,713.52 Total Capital & Reserves ................ 1,554,267.03  TO TAL .......................... $19,005,990.92  TO TAL .......................... $19,005,990.92   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2,886,109.63 2,145,688.54 3,546,423.51 2.00 300,000.00 7,847,827.09  132  State o f Arkansas:  Bank Department  PEOPLES BANK, MAMMOTH SPUING Population 1,200 Fulton County Chartered February 8, 1921 P. O. Box 185 Telephone Number 625-3823 Zip Code 72554 Number of Branches: Inside City— None; Outside City— None Officers Cloy H . C u lv e r................. President Auda M. C u lv e r....... Vice President M. H . Powell .......... Vice President W illiam O. P ace................... Cashier  Directors Cloy H . Culver Auda M. Culver M. H . Powell W illiam O. Pace Jim B. Plumlee  S TA TE M E N T A S O F JU N E 30, 1975 Assets  Liabilities  Cash & due from banks 591,158.87 U . S. Treasury Securities ................... 1,520,379.39 Oblig. of other U. S. Gov’t agencies & corporations .......... 1,348,563.53 Oblig. of States & political subdivisions.. 1,010,420.59 Loans & discounts ...... 938,283.17 Bank prem., furniture 10,337.74 & fixtures .................  Demand deposits .......... $2,174,654.24 Tim e deposits ................ 2,334,159.27 U. S. Gov’t deposits .... 5,019.48 397,117.54 Public funds ............... Total Deposits ........ 4,910,950.53 Total Lia b ilitie s........ 4,910,950.53 Capital stock ................ 100,000.00 Surplus ........................... 100,000.00 Undivided profits ........ 308,192.76 Total Capital & Reserves ................ 508,192.76 T O T A L ...........................$5,419,143.29  T O T A L .......................... $5,419,143.29   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  133  Sixty-First Report  MERCHANTS & PLANTERS BANK. MANILA Population 1,961 Mississippi County Chartered March 16, 1948 P. O. Box 440 Telephone Number 561-4427 Zip Code 72442 Number of Branches: Inside City— None; Outside City— None  Officers  Directors  Peggy F. Cheadle .... Board Chmn. Lora M. Fleem an.................President Max H. Schrader.....Exec. V . Pres. James B. Cheadle.......... Vice Pres. Bobby White ................. Secretary Norma Jackson ................. Cashier  L . E. Townsend Wm. Borowsky Betty F. Schrader  S TA TE M E N T A S O F JU N E 30, 1975  Assets  Liabilities  Cash & due from banks ..$ 459,945.76 U . S. Treasury 90,000.00 Securities ................... Oblig. of other U . S. Gov’t agencies & corporations .......... 385,933.48 Oblig. of States & political subdivisions.. 471,369.82 A ll other securities, including corp. stocks ......................... 15,850.00 Loans & discounts ....... 2,483,577.99 Bank prem., furniture & fixtures ................. 163,328.33 Other real estate owned.. 1.00  Demand deposits .......... $1,457,139.74 Tim e deposits .............. 1,320,593.15 29,256.98 U . S. Gov’t deposits ..... Public funds ............... 657,166.23 Total Deposits ....... . 3,464,156.10 Total Liabilities ........ 3,464,156.10 Capital stock ................ 100,000.00 Surplus ......................... 150,000.00 Undivided profits ........ 320,034.93 Reserves (Loans, Securities and Contingencies) ....... 35,815.35 Total Capital & Reserves ................ 605,850.28  TOTAL  TOTAL  ..........................$4,070,006.38   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ......................... $4,070,006.38  134  State o f Arkansas:  Bank Department  BANK OF MANSFIELD, MANSFIELD Population 1,060 Sebastian County Chartered February 16,1939 P. O. Box 414 Telephone Number 928-4418 Zip Code 72944 Number of Branches: Inside City— None; Outside City— None Officers Directors Bruce H. Shaw .. Chairman of Board Joe M cC ain .......................President Gilm er K . D ix o n .....Vice President Richard D. Foster .... Vice President Richard B. Shaw .... Vice President Melba Conaway ............... Cashier  Bruce H . Shaw, Chairman Joe McCain Gilm er Dixon Richard D. Foster Richard B. Shaw S. D. Barnes W. W . Holbrook S. M. Taylor W . M. Woods, M.D.  STATEMENT AS OF JUNE 30, 1975 Assets  T .laK IIW —  Cash & due from banks ..$1,268,238.11 U . S. Treasury Securities ............... 399,625.00 Oblig. of other U . S. Gov’t agencies & corporations .......... 1,104,430.61 Oblig. of States & political subdivisions.. 1,571,321.16 Excess funds sold ....... 450,000.00 Doans & discounts ...... 3,639,084.09 Bank prem., furniture 8s fixtures ................. 119,371.27 Other real estate owned.. 5,100.00 A ll other assets ............ 149,470.23  Demand deposits ........ $2,467,807.26 Tim e deposits ................ 4,750,531.76 U . S. Gov’t deposits ..... 3,120.09 Public funds ............. 663,511.75 Total Deposits .......... 7,884,970.86 A 11 other liabilities 149,876.75 Total Liabilities ........ 8,034,847.61 Capital stock ................ 60,000.00 Surplus ........................... 240,000.00 Undivided profits ........ 311,024.51 Reserves (Loans, Securities and Contingencies) ........ 60,768.35 Total Capital 8s Reserves ................ 671,792.86  TO TAL ............................$8,706,640.47  TO TAL ............................$8,706,640.47   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  135  FARMERS AND MERCHANTS BANK, M ARIANNA  Population 6,215 Chartered January 9, 1942  Lee County P. O. Box 479 Telephone Number 295-2535 Zip Code 72360 Number of Branches: Inside City— None; Outside Q ty — None Officers  A . C. Mahan, Sr...Chairman of Board Ben M. Perkins .............. President John P. M iller ................ Vice Pres. W illiam J. McClain ...... Vice Pres. & Cashier Mrs. Diane Wheeler .. Asst. Cashier Mrs. Patsy Hardin .... Asst Cashier  Directors James Burkett A . C. Mahan, Sr. John P. M iller W illiam J. McClain Ben M. Perkins A . E. Prestridge Henry B. White Paul D. Wilson  STATEMENT AS OF JUNE 30. 1975 Assets  liabilities  Cash & due from banks ..$1,041,550.10 U . S. Treasury Securities ................... 598,870.94 Oblig. of other U . S. Gov’t agencies & corporations .......... 1,304,548.16 Oblig. or States & political subdivisions.. 1,195,345.40 A ll other securities, including corp stocks ................ 703,035.00 Loans & discounts ....... 3,215,397.95 Bank prem., furniture & fixtures ................. 153,642.80  Demand deposits .......... $3,580,820.13 Tim e deposits ................ 2,702,384.40 U . S. Gov’t deposits ..... 64,803.48 Public funds ................. 1,091,869.95 Total Deposits ......... . 7,439,877.96 Total Liabilities ........ 7,439,877.96 Capital notes & debs...........................59,800.00 Capital stock ................ 75,000.00 Surplus ........................... 410,000.00 Undivided profits ........ 135,056.71 Reserves (Loans, Securities and Contingencies) .......... 92,655.68 Total Capital & Reserves .................. 772,512.39  TO TAL ...........................$8,212,390.35  TOTAL ............................$8,212,390.35   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  136  State o f Arkansas:  Bank Department  C ITIZ E N S B A N K , M A R IO N Population 1,620 Crittenden County Chartered March 15, 1938 P.O .B6x300 Telephone Number 739-3232 Zip Code 72364 Number of Branches: Inside City— None; Outside City— None  Officers  Directors  A . J. Lumpkin .............. President W illiam R. Reynolds..... Vice Pres. M ary L. Hoskins ............... Cashier Ida Mae Williams ..... Asst. Cashier  J. C. Mann A . J. Lum pkin Allen B. Helms J. P. Rieves, Jr. Dana F . Suleer W . B. Rhodes Sanders Carter Dino Pirani A . H . Neely Wilson P. Barton C. H . Bond, Jr. J. L . Currie Aldo Stupenti Ray D. Ross Julian Hardin  S TA TE M E N T A S O F JU N E 30. 1975 Assets  Liabilities  Cash & due from banks .$1,225,537.97 U . S. Treasury Securities ................... 450,250.00 Oblig. of other U . S. Gov’t agencies & corporations .......... 1,038,623.86 Oblig. of States & political subdivisions.. 3,035,970.70 Excess funds sold ...,..... 750,000.00 Loans & discounts ....... 2,695,960.91 Bank prem., furniture & fixtures ................. 12,570.00  Demand deposits .......... $2,462,149.80 lim e deposits ................ 3,273,043.78 U . S. Gov’t deposits ..... 67,922.26 Public funds ................. 2,395,680.82 Total Deposits ....... . 8,198,796.66 Total Liabilities ........ 8,198,796.66 Capital stock ................ 150,000.00 Surplus ........................... 400,000.00 Undivided profits ........ 410,425.63 Reserves (Loans, Securities and Contingencies) ....... 49,691.15 Total Capital & Reserves ................ 1,010,116.78 T O T A L ...........................$9,208,913.44  T O T A L .......................... $9,208,913.44   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  137  MARKED TREE BANK, MARKED TREE Population 3,263 Chartered March 3, 1932  Poinsett County Telephone Number 358-2600  Zip Code 72365 Number of Branches: Inside City— None; Outside CSty— None Officers  Directors  Gloria N. Ritter .... Chm. of Board John A . Brunner, J r ........ President Louis H . Goad ...... Vice President & Cashier J. P. Hutchins ........ Asst. Cashier Frances W hitlow ...... Asst. Cashier Louise Anglin .......... Asst Cashier  M ary Ann Arnold Frank Brunner, Jr. John A . Brunner, Jr. J. Robert Brunner Louis H . Goad Gloria N. Ritter  STATEMENT AS OF JUNE 30, 1975  Liabilities  Assets Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Excess funds sold ...... Loans & discounts...... Bank prem., furniture & fixtures ............... Other real estate owned  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,141,691.68 3,459,133.88 1,982,625.00 870,118.21 500,000.00 3,432,759.59 166,718.23 1.00  $11,553,047.59  Demand deposits ........ $ 4,299,139.76 Tim e deposits .............. 5,614,005.95 U . S. Gov’t deposits .... 82,602.20 Public funds ................ 590,601.27 Deposits of banks ...... 18,722.46 Total Deposits ........ 10,605,071.64 7,510.00 A ll other liabilities .... Total Liabilities ...... 10,612,581.64 Capital stock .............. 250,000.00 Surplus ......................... 250,000.00 Undivided profits ...... 383,098.50 Reserves (Loans, Securities and Contingencies) ........ 57,367.45 Total Capital & 940,465.95 Reserves ............... TOTAL .......................... $11,553,047.59  138  State o f Arkansas:  Bank Department  THE CITIZENS BANK, MARSHALL Population 1,300 Chartered February 26, 1940  Searcy County P. O. Box 250 Telephone Number 448-3341 Zip Code 72650 Number of Brandies: Inside City—None; Outside City—None Officers  Bill J. Nixon ...... Exec. Vice Pres. James W. Daniel .. A sst Vice Pres. Brenda Harness ................. Cashier Danny Horton .......... Asst. Cashier Sheila Battershell A sst Cashier  Directors Ben Allen Jerald Barnett J. C. Baker George E. Daniel Dewey Massey B ill J. Nixon Jim Tilley  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ 1,502,230.22 U. S. Treasury 200,000.00 Securities ................. Oblig. of other U. S. Gov’t agencies 51,274.74 & corporations ........ Oblig. o f States & 428,495.37 political subdivisions Loans & discounts...... 8,025,126.67 Bank pram., furniture 107,173.16 & fixtures ............... 23,200.00 A ll other assets ........  Demand deposits ........ $ Time deposits .............. U. S. Gov’t deposits .... Public funds ............... Total Deposits ........ Total Liabilities ...... Capital stock .............. Surplus ........................ Undivided profits ...... Reserves (Loans, Securities and Contingencies) ....... Total Capital & Reserves ...............  TO TAL ................ ........ .$10,337,500.16  TOTAL .......................... $10,337,500.16   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2,686,400.56 5,774,511.57 22,939.82 1,003,978.95 9,487,830.90 9,487,830.90 200,000.00 400,000.00 194,700.61 54,968.65 849,669.26  139  Sixty-First Report  BANK OF MARVELL, MARVELL Population 1,981 Chartered January 8, 1903  Phillips County P. O. Box 67 Telephone Number 829-2596 Zip Code 72366 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Gibson Turley, Sr. .... Chm. of Board & President Jesse M. Collins .... Exec. Vice Pres. Gibson Turley, Jr. ........ Vice Pres. Pauline H. Wilson ............ Cashier Corinne Williams ..... Asst. Cashier Tommie Shackleford, Jr. ...... Asst. Cashier  Gibson Turley, Sr. Jesse M. Collins Gibson Turley, Jr. James H. Hill J. A. Hill Virginia N. Turley  STATEMENT AS OF JUNE 30, 1975 Assets  TinKIlitina  Cash & due from banks ..$ 633,084.98 IT. S. Treasury Securities ................... 1,493,541.25 Oblig. of other U. S. Gov’t agencies & corporations .......... 1,306,250.00 Oblig. o f States & political subdivisions.. 1,856,397.60 Excess funds sold ...... 510,000.00 Loans & discounts ...... 1,902,456.61 Bank prem., furniture & fixtures ................. 37,960.53 Other real estate ow ned.. 1.00 A ll other assets ............ 56,358.39  Demand deposits .......... $2,498,617.79 Time deposits ............... 3,395,542.81 U. S. Gov’t deposits ..... 56,055.45 Public funds ............... 1,097,579.60 Total Deposits .......... 7,047,795.65 13,095.41 A ll other liabilities...... Total Liabilities ...... 7,060,891.06 150,000.00 Capital stock ............... Surplus .......................... 350,000.00 Undivided profits ........ 106,820.30 Reserves (Loans, Securities and Contingencies) ........ 128,339.00 Total Capital & Reserves ................. 735,159.30  TOTAL ............................$7,796,050.36  TOTAL ......................... ...$7,796,050.36   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  140  State o f Arkansas:  Bank Department  BANK OF McdtORY, McCRORY Population 1,501 W oodruff County Chartered June 8, 1903 P .O .B o x 367 Telephone Number 731-2521 Zip Code 72101 Number of Brandies: Inside City—None; Outside City—None Officers  Directors  N. A m of .... Chairman & Chief Exec. Officer John G. Thompson .. Vice Chairman Hulon Cain ..................... President John D. Eldridge .... Sr. Vice Pres. & Attorney H. Ripley Thompson.. Sr. Vice Pres. James Walter T aylor.. A sst V. Pres Margaret Collier ...... Trust Officer Joyce Ball ................. Asst. Cashier  I. N. A m of John D. Eldridge John G. Thompson Ian N. A m of Hulon Cain H. Ripley Thompson John D. Eldridge III G. L. Morris, Jr. Edwin B. Conner, Jr. Donald Cain  I.  STATEMENT AS OF JUNE 30, 1975 Liabilities  Assets Cash & due from banks $ U. S. Treasury Securities ................. ObMg. of other U. S. Gov’t agencies & corporations ........ Oblig. o f States & political subdivisions A ll other securities, mcluding corp. stocks ........... Excess funds sold ...... Loans & discounts...... Bank prem., furniture & fixtures ............... AH other assets .......... TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2,632,452.97 1,758,397.34 1,446,411.77 1,280,787.70 520,000.00 6,500,000.00 7,452,775.09 91,813.28 7,145.00  $21,689,783.15  Demand deposits ........ $ 8,827,494.50 Time deposits .............. 9,683,985.54 U. S. Gov’t deposits .... 165,171.38 Public funds ............... 1,155,585.28 Deposits of banks ...... 51,425.28 Total Deposits ........ 19,883,661.98 A ll other liabilities ..... 125,539,20 Total Liabilities ...... 20,009,201.18 Capital stock .............. 300,000.00 Surplus ........................ 300,000.00 Undivided profits ...... 927,882.41 Reserves (Loans, Securities and Contingencies) ......... 152,699.56 Total Capital & Reserves ............... 1,680,581.97 TOTAL ........................ $21,689,783.15  Sixty-First Report  141  McGEHEE BANK, McGEHEE Population 5,081 Chartered December 5, 1933  Desha County P. O. Box 787 Telephone Number 222-3151 Zip Code 71654 Number of Branches: Inside City—1; Outside City—-2 Officers  W. A. Smith .Chairman of the Board Sam Bowman ................. President M. E. Sherland, Jr......... Vice Pres. J. H. Potter .... vice Pres. & Cashier W. W. Williams, Jr. ...... Vice Pres. & Trust Officer Bill Bowman ...... A sst Vice Pres. Tom Bartholomew ...... Farm Rep. Mrs. Bess T. Parker ............. Mgr., Bookkeeping D ept Charles Lloyd ........ Asst. Manager Time Pay Roy Ferrell ..... Asst. Trust Officer Nancy C. Shook.. Branch Supervisor  Directors Robert H. Adcock Fred Blanks Sam Bowman Jimmy L. Buford Bill Elliott C. J. Griffith, Jr. O. O. Kemp John L. Maier Buren Sharpe Mark E. Sherland James N. Smith W. A. Smith Cecil Simpson  STATEMENT AS OF JUNE 30, 1975 TinhSHtlay  Cash & due from banks $ 2,435,617.77 U. S. Treasury Securities ................. 812,843.75 Oblig. of other U. S. Gov’t agencies & corporations ........ 546,668.02 Oblig. of States & political subdivisions 4,727,712.37 A ll other securities, including corp. stocks ............ 747,630.00 Excess funds sold ...... 850,000.00 Loans & discounts ..... 18,814,724.24 Bank prem., furniture & fixtures ............... 358,627.03 All other assets ......... 448,944.74  Demand deposits ........ $ 8,149,255.73 Time deposits .............. 15,361,966.71 U. S. Gov’t deposits .... 121,317.69 Public funds ............... 2,569,756.99 Total Deposits ........ 26,202,297.12 A ll other liabilities ..... 260,644.17 Total Liabilities ...... 26,462,941.29 Capital stock ............. 600,000.00 Surplus ........................ 1,000,000.00 Undivided profits ...... 1,339,921.22 Reserves (Loans, Securities and Contingencies) ....... 339,905.41 Total Capital & Reserves ............... 3,279,826.63  TOTAL ..........................$29,742,767.92  TOTAL .......................... $29,742,767.92   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  142  State o f Arkansas:  Bank Department  THE BAZIK OF MELBOURNE, MELBOURNE Population 1(043 Chartered July 29, 1896  Izard County P. O. Box C Telephone Number 368-4337 Zip Code 725S6 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. C. Miller ................... President Tom Simpson ........ Vice President A. J. Younger ................. Cashier  J. C. Miller Tom Simpson A. J. Younger  STATEMENT AS OF JUNE 30, 1975 T-IaKIfftiaa Cash & due from banks ..$1,354,173.52 U. S. Treasury Securities ................... 1,578,605.39 Oblig. of other U. S. Gov’t agencies & corporations .......... 151,540.60 Oblig. o f States & political subdivisions.. 2,208,398.82 Loans & discounts ...... 1,011,228.33 Bank prem., furniture 65,192.13 & fixtures - ...............  Demand deposits .......... $3,004,876.05 Time deposits ............... 1,829,596.65 U. S. Gov’t deposits..... 26,638.17 Public fluids ............... 791,799.88 Total Deposits .......... 5,652,910.75 A ll other liab ilities...... 35,000.00 Total Liabilities ...... 5,687,910.75 Capital stock ............... 50,000.00 Surplus .......................... 175,000.00 Undivided profits ........ 435,892.63 Reserves (Loans, Securities and Contingencies) .......... 20,335.41 Total Capital & Reserves ............... 681,228.04  TO TAL ............................$6,369,138.79  TOTAL ......................... ...$6,369,138.79   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  143  S ix ty -first Report  THE UNION BANK OF MENA, MENA  Population 4,850 Chartered July 25, 1934  Polk County P. O. Box 898 Telephone Number 394-2211 Zip Code 71953 Number of Brandies: Inside City—None; Outside City—1 Officers  Clift C. Lane .... Chairman of Board L. L. Morrow ............. President & Exec. Officer Bill Lauck Wood .... Sr. Vice P m . R. A. Carver ................ Vice Pres. Kenneth Shirley ............. Vice Pres. & Cashier Gregory Bourns .... Asst. Vice R es. Mrs. Ruby Lunsford .. Asst. Cashier Mrs. Eva Capehart .... A sst Cashier Miss Gloria Sanders .. Asst. Cashier  Directors  Clift C. Lane L. L. Morrow Bill Lauck Wood R. A. Carver R. L. Hamilton Nabors Shaw Edward W. Stevenson  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ 2,034,847.03 U. S. Treasury Securities ................. 709,256.72 Oblig. of other U. S. Gov’t agencies & corporations ........ 3,567,966.76 Oblig. o f States & political subdivisions 5,059,672.82 Excess funds sold ...... 1,000,000.00 Loans & discounts ..... 10,440,210.89 Bank prem., furniture & fixtures ............... 536,569.63 Other real estate owned 74,100.00 A ll other assets .......... 11,670.49  Demand deposits ........ $ 8,155,683.31 Time deposits .............. 10,248,478.91 U. S. Gov’t deposits .... 99,694.13 Public funds ............... 2,282,360.24 Total Deposits ........ 20,786,216.59 A ll other liabilities ..... 368,398.44 Total Liabilities ...... 21,154,615.03 Capital stock ............. 300,000.00 Surplus ........................ 800,000.00 Undivided profits ...... 986,013.68 Reserves (Loans, Securities and Contingencies) ....... 193,665.63 Total Capital & Reserves ............... 2,279,679.31  TOTAL ..........................$23,434,294.34  TOTAL ..........................$23,434,294.34   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  144  State o f Arkansas: Bank Department  MONETTE STATE BANK* KONETTE Population 1,076 Chartered December 29, 1936  Craighead County P. O. Box P Telephone Number 486-5493 Zip Code 72447 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Donald Kirksey ............. President & Cashier Billy C la rk ..... ........ Vice President Veriene Fullen ...... Vice President Shirley Bronaugh .... Vice President Howard W ortham.. Asst. Vice Pres. Carolyn M. Turner .... Asst. Cashier Margaret Abel ........ A sst Cashier Aileen Bell ............... Asst. Cashier  Charles Frierson, in Donald Kirksey E. J. Ball Dr. B. R. Harper, M.D. Dr. T. P. Harper, M.D. J. E. Story Ruth P. Latta  STATEMENT AS OF JUNE 30* 1975 Assets  T J ii W H i Iimi  Cash & due from banks $ 1,550,650.45 U. S. Treasury Securities ................. 191,782.08 ObUg. of other U. S. Gov’t agencies & corporations ........ 299,356.36 Oblig. of States & political subdivisions 1,649,107.50 Loans & discounts .... 10,615,471.31 Bank prem., furniture & fixtures ............... 254,648.63 Other real estate owned 1.00 A ll other assets .......... 4,904.17  Demand deposits ........ $ 5,003,604.10 Time deposits .............. 7,125,128.84 U. S. Gov’t deposits .... 4,731.15 Public fluids ............... 1,057,73447 Total Deposits ........ 13,191,198.56 A ll other liabilities .... 145,006.32 Total Liabilities ...... 13,336,204.88 Capital stock .............. 200,000.00 Surplus ........................ 600,000.00 Undivided profits ...... 100,596.48 Reserves (Loans, Securities and Contingencies) ....... 329,120.14 Total Capital & Reserves ............... 1,229,716.62  TOTAL ..........................$14,565,921.50  TOTAL .......................... $14,565,921.50   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  145  COMMERCIAL BANK & TRUST COMPANY, MONTICELLO  Population 7,034 Chartered November 29,1912  Drew County P .O .B ox 150 Telephone Number 367-6221 Zip Code 71655 Number of Brandies: Inside City—2; Outside City—None Officers  Directors  Bennie Rybum, Sr. ...... President & Chairman of Board Reginald Glover .... Exec. Vice Pres. J. Ted Blagg .......... Sr. Vice Pres. Jerry N. Wilson ............ Vice Pres. Carolyn Brown .... Asst. Vice Pres. Louise Hubbard ............... Cashier Geneva Byrd ...... Branch Manager William White Asst. Vice Pres.  Bennie Rybum, Sr. Reginald Glover J. Ted Blagg N. Hunter Blanco E. A. Baker Robert L. Barnes Joe Brennan William C. Bulloch R. D. Jones, Jr. L. D. Long Lamar Miles James A. Ross Bennie Rybum, Jr. W. E. Smith John Spivey Kim Ward Frank W olfe W. B. Holloway Charles Sidney Gibson W. L. Quattlebaum, Jr.  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ 2,199,550.76 Oblig. of other U. S. Gov’t agencies & corporations ........ 402,466.50 Oblig. of States & political subdivisions 3,059,944.25 A ll other securities, induding eorp. stocks ............ 18,250.00 Excess funds sold ...... 50,000.00 Loans & discounts ..... 14,354,802.60 Bank prem., furniture & fixtures ............... 289,996.89 A ll other assets.......... 121,353.16  Demand deposits ........ $ 4,887,306.31 Time deposits .............. 10,424,863.62 U. S. Gov’t deposits .... 72,842.86 Public funds ............... 1,478,589.38 Deposits of banks ...... 21,074.50 Total Deposits ........ 16,884,676.67 Excess funds purchased 1,600,000.00 AH other liab ilities..... 571,957.10 Total liabilities ..... 19,056,633.77 Capital stock .............. 200,000.00 Surplus ........................ 800,000.00 Undivided profits ...... 249,760.22 Reserves (Loans, Securities and Contingencies) ....... 189,970.17 Total Capital & Reserves ............... 1,439,730.39 TOTAL ........................ $20,496,364.16  TOTAL ........................ $20,496,364.16   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  146  State o f Arkansas:  Bank Department  UNION BANK & TRUST COMPANY, MONTICELLO Population 7,034 Drew County Chartered September 15,1915 P. O. Box 270 Telephone Number 367-3453 Zip Code 71655 Number of Brandies: Inside City—None; Outside City—1 Officers Zack McClendon, Sr.  Chairman of the Board William K. B a ll Vice Chairman of the Board Marvin O. Ramsey ........ President Virginia Pierce .. Sr. Vice President Oliver Couey ........ Vice President & Cashier Jack Curry .... A sst Vice President Tommy Free .. Asst. Vice President Jean S t John .. A sst Vice President Shirley Hill ............. A sst Cashier Phillip Madar .......... Asst. Cashier  Directors Robert Adcock William K. Ball Frank Carson, Jr. Brown Calhoun Billy Hartness Charles Jackson Ervin McClain Zack McClendon, Sr. Wells Moffatt Dr. J. P. Price John Porter Price Marvin Ramsey Alan G. Williams  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ 1,187,002.53 U. S. Treasury Securities ................. 1,748,661.09 Oblig. of other U. S. Gov’t agencies & corporations ........ 1,249,875.00 Oblig. of States & political subdivisions 4,645,367.65 A ll other securities, including eorp. stocks ............. 1.00 Excess funds sold ...... 750,000.00 Loans & discounts ..... 13,564,177.58 Bank prem., furniture & fixtures ............... 1,001,911.11 Other real estate owned 40,251.00 A ll other assets ......... 44,144.18 TOTAL ........................ $24,231,391.14  Demand deposits ........ $ 6,289,700.45 Time deposits .............. 13,174,420.45 U. a Gov’t deposits .... 17,567.03 Public funds ............... 1,709,405.40 1,511.09 Deposits of banks ..... Total Deposits ........ 21,192,604.42 A ll other liabilities ..... 576,691.89 Total Liabilities ...... 21,769,296.31 Capital stock .............. 800,000.00 Surplus ........................ 800,000.00 Undivided profits ...... 551,845.17 Reserves (Loans, Securities and Contingencies) ........ 310,249.66 Total Capital & Reserves ............... 2,462,09483 TOTAL ........................ $24,231,391.14   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  147  Sixty-First Report  THE FIRST STATE BANK, MORRILTON  Population 6,814 Conway County Chartered November 26, 1930 P. O. Box 350 Telephone Number 354-4601 Zip Code 72110 Number of Branches: Inside City—1; Outside City— 1 Officers  Directors  S. E. M cReynolds..........President Cleo C h eek ............. Vice President H. J. K ordsm eier...........V. Pres. & Cashier Bill Davidson .. Asst. Vice President J. H. W ilco x ..........Asst. Vice Pres. Billie Jean W offord .... Asst. Cashier Ruth Gwin ............... A sst Cashier Mike M o ll..................... Asst. Cashier B. Jack W ilson .......... A sst Cashier Helen W a rd ..................Asst. Cashier  Cleo Cheek R. A. Greer Dr. T. H. Hickey H. J. Kordsmeier Otto Lienhart W. E. Love S. E. McReynolds Louis Oates Charles L. Ormond *C. E. Linebarger, Honorary  e iiiii iH g lffg M T  1 C ■Sp JLJmLJb■BiJMiJClJri JL dA kfir  OF JUNE 30, 1975  Assets Cash & due from banks $ 2,839,895.51 U. S. Treasury Securities ................. 4,660,000.00 Oblig. o f other U. S. Gov’t agencies & corporations ........ 227,215.14 Oblig. of States & political subdivisions 6,494,500.00 Excess funds s o ld ...... 1,400,000.00 Loans & discounts...... 11,276,324.67 Bank prem., furniture & fixtures ............... 528,223.34 Other real estate owned 10,002.00 A ll other assets .......... 427,313.50 TOTAL ........................ $27,863,474.16   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ...... $ 9,766,065.77 Time deposits .............. 11,871,329.80 U. S. Gov’t deposits .... 138,384.75 Public funds ............... 2,293,862.95 Total Deposits ........ 24,069,643.27 AH other liabilities .... 958,047.32 Total Liabilities ..... 25,027,690.59 Capital stock .............. 500,000.00 Surplus ........................ 600,000.00 Undivided profits ...... 1,560,019.46 Reserves (Loans, Securities and Contingencies) ....... 175,764.11 Total Capital & Reserves ............... 2,835,783.57 TOTAL .........................$27,863,474.16  148  State o f Arkansas:  Bank Department  MomuLTOH s e c u r it y b a n k , m o r r il t o n Population 6,814 Chartered March 12, 1955  Conway County P. O. Box 320 Telephone Number 354-3531 Zip Code 72110 Number o f Brandies: Inside City—None; Outside City—1 Officers  Howard 1. Jon es............. President Nathan G ordon ...... Vice President Sam W. Callihan ...... V. Pres. & Cashier Alton R. C ash ........ Vice President Philip C. H ow e.Loan O fficer Jean J on es.Assistant Cashier LaVemia Bridgman .. Asst. Cashier Thomasine Williams .. Asst. Cashier  Directors Ed Cross Edward Gordon Nathan Gordon Marion Hightower Howard E. Jones Edward Ruff Edward L. Eddy  STATEMENT AS OF JUNE 30, 1975 Assets  T-inKiU+ioe  Cash & due from banks $ 1,573,493.06 U. S. Treasury Securities ................. 1,427,380.50 Oblig. of other U. S. Gov’t agencies & corporations ........ 1,362,274.44 Oblig. of States & political subdivisions 2,345,395.83 600,000.00 Excess funds sold ...... Loans & discounts ..... 6,824,288.24 Bank prem., furniture & fixtures ............... 207,020.93 Other real estate owned 40,597.73 A ll other assets .......... 10,406.49  Demand deposits ........ $ 4,702,870.93 Time deposits ............. 6,990,629.58 TJ. S. Gov’t deposits .... 54,893.00 Public funds ............. 1,312,955.28 Total Deposits ........ 13,061,348.79 A ll other liabilities 28,968.63 Total Liabilities ...... 13,090,317.42 Capital sto ck ............... 225,000.00 Surplus ........................ 250,000.00 738,744.02 Undivided profits ...... Reserves (Loans, Securities and Contingencies) ....... 86,795.78 Total Capital & Reserves .............. 1,300,539.80  TOTAL ..........................$14,390,857.22  TOTAL .......................... $14,390,857.22   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  149  PEOPLES BANK AND TRUST COMPANY, MOUNTAIN HOME  Population 5,028 Chartered August 10, 1906  Baxter County “Drawer B” Telephone Number 425-2166 Zip Code 72653 Number o f Brandies: Inside City—None; Outside City—None Officers Directors  Neil Nelson ..................... President W ylo Dyer ............. Vice President Charles A. Morton .. Vice President Clyde Thom, Jr......... Asst. Cashier Larry G. Nelson ...... A sst Cashier Irene Martin ............ A sst Cashier Rudell P an n ell..........Asst. Cashier Reba Bigham ............ A sst Cashier Betty Lonon ............. Asst. Cashier  J. P. Morgan, Chm. Powers L. Fowler, V. Chm. R. E. Baker W. A. Thompson Wjrlo Dyer Neil Nelson Bill Wiseman Mrs. Nat T. Dyer  STATEMENT AS OF JUNE 30, 1875 Assets Cash & due from banks $ 3,044,077.35 U. S. Treasury Securities ................. 1,409,220.31 Oblig. of other U. S. Gov’t agencies & corporations ...... 1,994,769.62 Oblig. o f States & political subdivisions 6,616,736.67 Excess funds sold ...... 1,800,000.00 Loans & discounts...... 21,895,700.92 Bank prem., furniture & fixtures ............... 338,443.52 Other red. estate owned 57,883.90 A ll other assets .......... 641,550.11  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $37,798,382.40  Demand deposits........ $ 9,981,462.50 Time deposits .............. 22,008,729.93 U. S. Gov’t deposits .... 53,421.39 Public funds ............... 1,594,846.46 Total Deposits ........ 33,638,460.28 A ll other liab ilities..... 716,089.00 Total Liabilities ...... 34,354,549.28 Capital notes & debs. .. 50,000.00 Capital stock .............. 1,000.000.00 Surplus ........................ 1,000,000.00 Undivided profits ...... 1,025,390.36 Reserves (Loans, Securities and 368,442.76 Contingencies) ....... Total Capital & Reserves .............. 3,443,833.12 TOTAL ........................ $37,798,382.40  150  State o f Arkansas:  Bank Department  BANK OF MOUNTAIN VIEW, MOUNTAIN VIEW Population 1,866 Chartered July 21, 1915  Stone County P. O. Box C Telephone Number 269*3815 Zip Code 72560 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Hubert Hinkle ....  Chairman of the Board Glen Hinkle ................... President G. R. Sansom ........... Secretary & Vice Fres. James G. H in kle............Vice Pres. Charles A. Lowe .. Exec. Vice Pres. Weldon Duncan ............... Cashier Loreva H arness........ Asst. Cashier  Hubert Hinkle Glen Hinkle G. R. Sansom James G. Hinkle Charles A. Lowe  STATEMENT AS OF JUNE 30, 1975 Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. o f States & political subdivisions Excess funds sold ...... Loans & discounts ..... Bank prem., furniture & fixtures ............... Other real estate owned A ll other assets ..........  1,342,249.77 930,937.00 455,009.18 1,865,853.28 1,700,000.00 4,723,412.94 94,471.95 6,667.65 17,494.61  TOTAL .......................... $11,136,096.38   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ... Tune deposits ......... U. S. Gov’t deposits Public funds ........... Total Deposits .... Total Liabilities ... Capital stock ......... Surplus .................... Undivided profits ... Reserves (Loans, Securities and Contingencies) ... Total Capital & Reserves ........... TOTAL .....................  .$ 4,235,962.23 . 4,510,332.64 11,042.21 . 1,308,507.21 . 10,065,84429 . 10,065,84429  100,000.00  450.000.00 492,21406 28,038.03 . 1,070,252.09 $11,136,096.38  Sixty-First Report  151  THE BANK OF MONTGOMERY COUNTY, MOUNT ID A  Population 950 Montgomery County Chartered November 26, 1930 P .O .B o x 435 Telephone Number 867-3148 Zip Code 71957 Number o l Branches: Inside City—None; Outside City—None Officers  Directors  W. Butler ..... Chairman o f the Board John Beavers ................. President Robert Campbell .... Vice President Jim Tom Butler .....Vice President Frank Butler ................... Cashier  R. W. Butter John Beavers Robert Campbell Jim Tom Butter Frank Butte:  R.  STATEMENT AS OF JUNE 30, 1975 Cash & due from banks $ U. S. Treasury Securities ................. Oblig. o f other U. S. Gov’t agencies & corporations ........ Oblig. o f Slates & political subdivisions Excess funds sold ...... Loans & discounts ..... Bank prem., furniture & fixtures ............... A ll other assets ..........  1,268,497.97 708,740.84 1,450,841.96 4,270,032.14 600,000.00 4,861,574.64 62,456.50 35,308.71  TO TAL ..........................$13,257,452.76   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 3,365,080.13 Time deposits .............. 7,514*367.45 U. S. Gov’t deposits .... 3,874.00 Public funds ............... 834,105.92 Total Deposits ........ 11,717,427.50 A ll other liabilities..... 463,466.95 Total Liabilities ...... 12,180,894.45 Capital stock .............. 100,000.00 Surplus ........................ 500,000.00 405,196.18 Undivided profits ...... Reserves (Loans, Securities and Contingencies) ....... 71,362.13 Total Capital & Reserves ............... 1,076,558.31 TO TAL .......................... $13,257,452.76  152  State o f Arkansas:  Bank Department  BANK OF MULBERRY, MULBERRY Population 1,342 Chartered January 15, 1902  Crawford County Drawer “A” Telephone Number 997-2591 Zip Code 72947 Number of Branches: Inside City—None; Outside City—None  Officers  Directors  Chas. A. Beasley .......... Chairman of Board T. J. H ou se...... President-Cashier J. B. House ........... Vice President S. B. Stevinson ... Vice President Phyllis Douglas ........ Asst. Cashier Katy McCollum ...... A sst Cashier  Charles A. Beasley T. J. House Nora House Joe M. Kirksey S. B. Stevinson  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 739,802.55 U. S. Treasury Securities ................... 1,754,863.06 Oblig. of States & political subdivisions.. 734,286.38 Excess funds sold ........ 1,200,000.00 Loans & discounts ...... 1,567,541.85 Bank prem., furniture & fixtures ................. 50,092.30 Other real estate ow ned.. 3.00 A ll other assets .......... 1,700.00  Demand deposits ......... $2,208,350.25 Time deposits .............. 3,028,427.95 U. S. Gov’t deposits .... 3,505.46 Public funds .............. 372,847.31 Total Deports ....... Z 5.613.130.97 Total liabilities ......” 5.613.130.97 Capital stock .............. 50,000.00 Surplus ......................... 200 ,000.00 Undivided profits ....... 156,446.33 Reserves (Loans, Securities and 28,711.84 Contingencies) ....... Total Capital & 435,158.17 Reserves ................ TOTAL ......................... .“ $6,048,289.14  TOTAL ............................$6,048,289.14   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  153  PIKE COUNTY BANK, MURFREESBORO Population 1,470 Chartered December 19,1904  Pike County P. O. Box 279 Telephone Number 285-4261 Zip Code 71958 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Clift L a n e........................ Chairman Bill R. P h ilp ot..........Pres. & Chief Exec. Officer Cleo Risner ........ Sr. Vice Pres. & Cashier Jack R. Dees .......... Vice President Brenda Smith .... Vice Pres.—Loan Dept. Bobby Jo McAllister .. A sst Cashier Brenda Roberts ........ Asst. Cashier Helen H enderson...... A sst Cashier Harold S m ith ........ A sst Vice Pres.  Thomas Bridgeman Vance Evans Cooper Kizzia Clift Lane Bill R. Philpot Elbert Ray George Steel Ray Womack R. B. Carroll, Jr.  STATEMENT AS OF JUNE 30, 1375 Assets  Liabilities  Cash & due from banks $ 1,179,123.95 U. S. Treasury 608,908.77 Securities ................. Oblig. of other U. S. Gov’t agencies 600,775.00 & corporations ........ Oblig. of States & political subdivisions 2,899,983.62 500,000.00 Excess funds sold ...... Loans & discounts...... 6,523,625.29 Bank prem., furniture 111,705.07 & fixtures ............... 10,441.02 Other real estate owned 77,298.41 A ll other assets ..........  Demand deposits ........ $ 3,837,109.04 Time deposits ............. 5,916,406.32 U. S. Gov’t deposits .... 37,145.60 Public funds ............... 1,151,246.90 Total Deposits ....... . 10,941,907.86 A ll other liabilities..... 325,582.77 Total Liabilities ..... . 11,267,490.63 Capital stock ............. 400.000. 00 Surplus ........................ 300.000. 00 Undivided profits ...... 446,932.20 Reserves (Loans, Securities and Contingencies) ....... . 97,438.30 Total Capital & i 1,244,370.50 Reserves 112,511,861.13 TOTAL .......  ____________ TOTAL ........................ $12,511,861.13   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  154  State o f Arkansas:  Bank Department  CITIZENS STATE BANK, NASHVILLE Population 4,406 Howard County Chartered July 23, 1374 P. O. Box 832 Telephone Number 845-4451 Zip Code 71852 Number of Branches: Inside City—-None; Outside City—None Officers  Directors  Bobby Steel .... Chairman o f Board Larry W. H a le ................. President H. L. Pope .......... Exec. Vice Pres. Bill Simpson .. Vice Pres. & Cashier Charles W. Darnall ...... Vice Pres.  Marion Mabry James Chandler York Gary Tim Freel H. L. Pope Larry W. Hale Bobby Steel Dwight Jones Bruce Anthony Larry Benard Connie Milum David Pile  STATEMENT AS OF JUNE 30, 1975 Assets  LiaMliiies  Cash & due from banks ..$2,007,206.89 U. S. Treasury Securities ................... 251,750.00 ObUg. of other U. S. Gov’t agencies & corporations .......... 398,093.75 Oblig. of States & political subdivisions.. 184,251.37 Excess funds sold ........ 350,000.00 Loans & discounts ...... 5,242,024.44 Bank prem., furniture & fixtures ................. 52,267.42 A ll other assets .......... 3,675.85  Demand deposits ........ $3,408,236.59 Time deposits ............... 3,219,645.15 U. S. Gov’t deposits ..... 7,751.74 Public funds ............... 1,012,983.73 Total Deposits .......... 7,648,617.21 84,668.79 AH other liabilities ...... Total Liabilities ........ 7,733,286.00 Capital stock ................ 300,000.00 Surplus .......................... 300,000.00 Undivided profits ........ 142,39486 Reserves (Loans, Securities and Contingencies) ........ 13,588.86 Total Capital & Reserves ................. 755,983.72  TO TAL . .........................$8,489,269.72  TO TAL ......................... ...$8,489,269.72   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  . Sixty-First Report  155  BANK OF NEWARK, NEWARK Population 849 Chartered October 10,1944  Independence County P. O. Box 320 Telephone Number 799-3221 Zip Code 72562 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. W. Freeze ................... President B. J. Freese ..........Vice President Joe D. Reynolds .. Exec. Vice Pres. Houston House ................. Cashier Mrs. Jo M agness...... Asst. Cashier  J. W. Freeze B. J. Freeze J. L. Magness  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ U. S. Treasury Securities ................... Oblig. of other U. S. Gov’t agencies & corporations .......... Oblig. of States & political subdivisions.. Excess funds sold ........ Loans & discounts ...... Bank prem., furniture & fixtures .................  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  361,745.68 250,730.00 213,036.74 86,905.54 150,000.00 496,349.09 7,370.00  $1,566,137.05  Demand deposits .......... $1,235,162.26 6,142.35 U. S. Gov’t deposits ..... Public funds ................. 88,440.26 Deposits of banks ..... 1,935.88 Total Deposits .......... 1,339,680.75 Total Liabilities ...... 1,339,680.75 25,000.00 Capital stock ............... Surplus .......................... 50,000.00 Undivided prefits ........ 143,496.62 Reserves (Loans, Securities and Contingencies) ....... 7,959.68 Total Capital & Reserves ................. 226,456.30 TOTAL ......................... ...$1,566,137.05  156  State o f Arkansas:  Bank Department  a m in w ir m n n m D r J3AJNJ& vr* MCaVv JU/UllSUlivai# mput JDI-tsW vnTiniTnir* £m^aJN*3w J>1'GI  Population 200 Chartered August 22, 1904  Cleveland County P. O. Box 38 Telephone Number 352-2592 Zip Code 71660 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Ray Attwood ................... President W. K. Parham ...... Vice President Geneva Attwood ............. Cashier Louise Sledd ............ Asst. Cashier  Ray Attwood W. K. Parham Geneva Attwood  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$121,409.50 U. S. Treasury Securities ..................... 332,777.75 Oblig. of other U. S. Gov’t agencies & corporations ............ 45,000.00 Oblig. of States & political subdivisions .. 2,916.39 Excess funds sold .......... 40,000.00 Loans & discounts .......... 96,046.12 Bank prem., furniture & fixtures ................... 101.00  Demand deposits ............$370,913.11 Time deposits ................. 144,546.97 U. S. Gov’t deposits ...... 238.70 Public funds ................... 45,962.98 Total Deposits ............ 561,661.76 A ll other liabilities ....... 5,077.14 Total liabilities .......... 566,738.90 Capital stock ................... 25,000.00 Surplus ............................ 12,000.00 Undivided profits ....... 34,511.86 Total Capital & Reserves ...... . 71,511.86 TOTAL ................ $638,250.76  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $638,250.76  157  Sixty-First Report  m rpnrw ikiff'pc o. kL iW tJ iLt r c n tm r J vN f a jnL i }*r* vlliiJI 11# 6 Cm It JUjH iW liffiE wiiJNA># mw vvdJrw lt  Population 7,750 Chartered March 30, 1946  Jackson County P. O. Box 550 Telephone Number 523-3601 Zip Code 72112 Number o f Branches: Inside City—1; Outside City—None Officers  Directors  Ernest D. McDonald ...... President L. H. Conditt.. Exec. Vice President R. W. Smith .......... Vice President P. L. Copeland ............... Honorary Chairman of Board Anna J. Guinn ........ Asst. Cashier Ada Marie Mink ...... Secretary & Asst. Cashier Maurine B. Heard .... Loan Teller & Asst. Cashier Patsy Fletcher ........ Asst. Cashier Nora le e Wilson ........ Secretary & Asst Cashier  Morris L. Bowman Dr. Troy A. Gray L. H. Conditt P. L. Copeland (Honorary) John L. Conner James O. DuPree Ralph McDonald, Jr. R. Owen Burton P. K. Holmes, Jr. Ernest D. McDonald Fred M. Pickens, Jr. Charles McCartney A. F. Minor, Jr. Robert Harvey Leonidas L. Mack  STATEMENT AS OF JUNE 30, 1975 Liabilities  jnaaM rio  Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Excess funds sold ...... Loans & discounts...... Bank prem., furniture & fixtures ............... A ll other assets ..........  2,212,213.49 519,535.00 4,364,402.33 2,394,835.66 2,000,000.00 9,892,879.06 638,024.36 90,527.25  TO TAL ..........................$22,112,417.15   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 8,363,677.99 Time deposits .............. 10,462,631.46 U. S. Gov’t deposits .... 223,798.42 Public funds ............... 1,152,364.83 43,737.02 Deposits of banks ..... Total Deposits ........ 20,246,209.72 A ll other liabilities .... 155,986.86 Total Liabilities ...... 20,402,196.58 Capital stock .............. 225,000.00 Surplus ........................ 500,000.00 Undivided profits ...... 813,271.58 Reserves (Loans, Securities and Contingencies) ....... 171,948.99 Total Capital & Reserves ............... 1,710,220.57 TO TAL .......................... $22,112,417.15  158  State o f Arkansas: Bank Department  THE TWIN CITY BANK, NORTH LITTLE ROCK Population 60,040 Pulaski County Chartered March 21, 1935 P. O. Box 5581 Telephone Number 375-5361 Zip Code 72119 Number of Branches: Inside City—8; Outside City-—None Officers Officers T.  1. B enaud.... Chairman of the Board & President Edward M. Feniek, Jr........... Exec. Vice Pres. Kenneth J. Peimebaker ...... Exec. Vice Pres. Bill G ie ck ........ Vice Pres., Levy & Burns Park Dale Benaud ...... Vice Pres. & Sr. Operations Officer John Schick ................... Vice Pres. Benny Scroggin ............ Vice Pres. Michael Waddington .... Vice Pres. James G. Williamson, Jr. .... V. Pres. & Comptroller Bobert F. Birch .......... Sr. OfficerMarket Management C. H. Fuller ..................... Auditor Kenneth Hammonds .... Main Bank Officer Bernice Orsini Training Officer Thomas R. Bailey .. Operations Off. Adeline Barker ...... Retail Market Officer Bon Brown ............ Loan Servicing Officer C. D. Burnett .. Bose City Bank Off. Margaret Davenport .............. Loan Administration Officer  Bonald G. G illert.. Asst. Comptroller Jean Luper ...... North Hills Bank Officer Bernard F. Munnerlyn, Jr. .... Beal Estate Loan Officer Phyllis S ad ler...... Lakewood Bank Officer Floyd H. Sims ...... Loan Servicing Officer David P. Wood, J r ... Consumer Loan Officer Euodias Goza .......... Asst. Auditor Bruce M. Basham. .Commercial Loan Officer Directors John Blodgett Martin Borchert Balph Cotham, Jr. Frank Lyon, Jr. J. O. Mayhugh Mike Menafty Eugene M. Pfeifer, in T. 13. Benaud George M. Rozzell, Jr. Samuel S. Sparks Father George W. Tribou  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $10,378,254.50 U. S. Treasury Securities ................. 1,326,003.25 Oblig. o f other U. S. Gov’t agencies & corporations ........ 6,228,268.07 Oblig. o f States & political subdivisions 13,052,905.03 AU other securities, faoliidlng corp. stocks ............. 4,210,733.30 Excess funds sold ...... 205,041.55 Loans & discounts...... 51,442,659.39 Bank prem., furniture & fixtures ............... 892,886.34 AU other assets .......... 1,324,517.05  TOTAL ....................... $89,061,268.48  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $25,343,327.82 Time deposits .............. 32,176,424.67 U. S. Gov’t deposits .... 234,413.14 Public funds ............... 18,252,288.96 Deposits of banks ...... 50,000.00 Total Deposits ........ 76,056,454.59 Excess funds purchased 3,600,000.00 AU other liabU ities.... 3,332,701.85 Total IiabiUties ...... 82,989,156.44 Capital notes & debs. .. 1,300,000.00 Capital stock .............. 2,700,000.00 Surplus ........................ 800,000.00 Undivided profits ...... 807,900.12 Reserves (Loans, Securities and Contingencies) ....... 464,211.92 Total Capital & Reserves ............... 6,072,112.04 TOTAL .........................$89,061,268.48  159  Sixty-First Report  T H E P LA N TER S B A N K , O SCEO LA Population 8,000 P. O. Box 40? Mississippi County Chartered April 13, 1044 Zip Code 72370 Telephone Number 563-2666 Number of Brandies: Inside City—1; Outside City—None Officers  Directors  Sloan Rainwater. Jr......... President Jim Hinkle .... Exec. Vice President June W elbom ........ Vice President Marjorie Doyle ...... Vice President Betty Rue .......................... Cashier Pauline Alsworth .... Asst. Cashier  Sloan Rainwater Jim Hinkle J. A. Crosthwait 1. H. Riley Paul ’Billings Eugene Still Henry J. Swift Dewey Neely W. M. Taylor, Jr. Joe W. Edrington Nathan Weinberg R. S. Rainwater Wm. I. Rainwater  S TA TE M E N T A S OP JU N E 30, 1975 Liabilities  Assets Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other TJ. S. Gov’t agendes & corporations ........ Oblig. of States & political subdivisions A ll other securities, including corp. stocks ............. Excess funds sold ...... Loans & discounts...... Bank prem., furniture & fixtures ............... Other real estate owned A ll other assets ..........  1,552,763.22 550,687.92 2,741,298.94 2,248,306.29 800.00 1,450,000.00 7,596,221.80 259,642.20 83,718.40 247,918.59  TO TAL ..........................$16,731,357.36   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ..... Time deposits ........... U. S. Gov’t deposits . Public funds ............ Total Deposits ..... AH other liabilities ... Total Liabilities ... Capital notes & debs. Capital stock ........... Surplus ..................... Undivided profits .... Reserves (Loans, Securities and Contingendes) ..... Total Capital & Reserves ............  .$ 5,116,885.63 . 8,553,213.42 19,733.86 . 1,286,040.84 . 14,975,873.75 498,605.31 . 15,474,479.06 160,000.00 300.000. 00 450.000. 00 296.741.56 50,136.74 . 1,256,878.30  TOTAL ....................... $16,731,357.36  160  State o f Arkansas:  Bank Department  BANK OF OZARK, OZARK Population 2,500 P. O. Box 196 Franklin County Chartered June 9, 1937 Zip Code 72949 Telephone Number 667-2181 Number of Branches: Inside City—1; Outside City—1 Officers  Directors  Carl G. Holt ...... Chairman of the Board Kenneth P. Sanders ...... President Don Smith .... Sr. V. Pres.-Manager Altus Branch Harold E. Hull ...... Sr. Vice Pres. Harold D. Beck ...... Sr. Vice Pres. & Cashier Bobby Goodman ............ Vice Pres. Donald Mainard .... Asst. Vice Pres. Glen Ross ................. Asst. Cashier Gladys Nichols ........ Asst. Cashier Norma Brashears ..... Asst. Cashier Billie Mainard ........ Asst. Cashier  Coy Kirkpatrick Kenneth P. Sanders Carl G. Holt William Holt Rosemary D. Holt Jim H. Hillard W. Dee Gober Harold E. HuE Frances Caleb Don Smith Glen Ross Kaye Van Train  STATEMENT AS OF JUNE 30. 1975 Assets Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Loans & discounts...... Bank prem., furniture & fixtures ............... A ll other assets ..........  1,242,367.53 649,536.25 1,188,750.00 5,452,099.36 8,828,034.64 357,638.97 180,276.59  TO TAL ..........................$17,898,703.34   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 5,644,932.06 Time deposits .............. 8,717,634.93 U. S. Gov’t deposits .... 19,800.17 Public funds ............... 1,512,171.66 Total D eposits.......... 15,894,538.82 A ll other liabilities ..... 842,378.35 Total Liabilities ...... 16,736,917.17 Capital stock .............. 300,000.00 Surplus ........................ 300,000.00 Undivided profits ...... 437,167.53 Reserves (Loans, Securities and Contingencies) ....... 124,618.64 Total Capital & Reserves ............... 1,161,786.17 TOTAL ..........................|17,898,703.34  161  Sixty-First Report  SECURITY BANK, PARAGONED Population 13,128 Greene County Chartered February 5, 1931 P. O. Box 670 Telephone Number 239-9571 Zip Code 72450 Number of Branches: Inside City—1; Outside City—1 Officers  Directors  Marlin D. Jackson ...... Chairman of Board & President Scott Noel .......... Exec. Vice Pres. D. G. White ........... Sr. Vice Pres George Jackson ...... Sr. Vice Pres. Bill Fisher ...................... Vice Pres. & Trust Officer Fred W ilcox, C.P.A...............Cashier Melvin Wamock ............. Vice Pres. Herb Bland ..................... Vice Pres. Donna Carter .... Asst. Trust Officer Ben Crowley ............. Loan Officer Dennis Smelser ................. Auditor Thelma Hodge .......... A sst Cashier Sandra Kasserman .... Admin. Asst. Lynda Stuart ............ Asst. Cashier Lee Eula Russom .... Asst. Cashier Catherine Wright ..... Asst. Cashier  Marlin D. Jackson Scott Noel D. G. White Tom Hall Earl Gramling G. I. Higgins Thomas Kirk Paul Keeton Donald I. Purcell R. H. Rose Vernon E. Williams Kaut White William C. Adair Charles L. Gordon Nan C. Dickey  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ 2,193,674.07 U. S. Treasury Securities ................. 1,605,108.68 Oblig. of other U. S. Gov’t agencies & corporations ........ 5,280,389.04 Oblig. of States & political subdivisions 4,354,691.11 A ll other securities, including eorp. stocks ............. 1,758,563.65 Loans & discounts...... 18,672,362.72 Bank prem., furniture 240,153.99 & fixtures ............... 689,366.03 A ll other assets ..........  Demand deposits ........ $ 7,646,605.01 Time deposits .............. 19,919,840.60 U. S. Gov’t deposits .... 33,973.81 Public funds ............... 3,397,316.35 Deposits of banks ...... 100,000.00 Total deposits .......... 31,097,735.77 Excess funds purchased 359,708.22 A ll other liabilities..... 1,014,057.50 Total Liabilities ...... 32,471,501.49 Capital notes & debs. .. 425,000.00 Capital stock .............. 480,000.00 Surplus ........................ 480,000.00 Undivided profits ...... 933,011.75 Reserves (Loans, Securities and Contingencies) ....... 4,796.05 Total Capital & Reserves ............... 2,322,807.80  TOTAL ..........................$34,794,309.29  TOTAL .......................... $34,794,309.29   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  162  State o f Arkansas:  Bank Department  BANK OF PABKDALE, PARKDALE Population 506 Chartered February 1,1910  Ashley County P. O. Box 37 Telephone Number 473>2412 Zip Code 71661 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Robert Augustus Pugh .... Chairman o f tee Board George L. P u g h .............. President J. M. T h a rp .....Executive V. Pres. Geraldine G. Zatwarsky .. Secretary Dorothy H. C aldw ell.. A sst Cashier  Jim Newton J. Clifford Larrison Augustus H. Pugh George L. Pugh Robert A. Pugh Thomas R. Pugh Carl Wells, Jr. James A. williams  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 236,408.99 TJ. S. Treasury Securities ................... 1,960,194.58 Oblig. o f other TJ. S. Gov’t agencies & corporations ........ 61,606.54 Oblig. of States & political subdivisions.. 154,004.50 Loans & discounts ...... 566,095.83 Bank prem., furniture & fixtures ................. 15,315.03  Demand deposits .......... $1,305,837.8? Time deposits................ 1,021,184.84 TJ. S. Gov’t deposits............................32,416.4 Public funds ................ 212,816.20 Total Deposits .......... 2,572,255.33 Total Liabilities ........ 2,572,255.33 Capital sto ck ................. 30,000.00 Surplus .......................... 220,000.00 Undivided profits ........ 169,370.14 Reserves (Loans, Securities and Contingencies) ....... 2,000,00 Total Capital & Reserves ................. 421,370.14  TO TAL .......................... $2,993,625.47  TO TAL ......................... . $2,993,625.4?   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  163  FIRST STATE BANK, PARKIN Population 2,200 Cross County Chartered June 5,1925 P. O. Box 526 Telephone Number 755-5401 Zip Code 72373 Number o f Brandies: Inside City—-None; Outside City—None Officers  Directors  Wallace Martin ............... President S. N. Green .... Exec. V. Pres. & Cashier Fred E. Brenner, Jr. .....Vice Pres. B ill Powell, Jr. .... A sst Vice Pres. Patsy M. Wootten .... Asst. Cashier  Fred E. Brenner, Jr. John A. Brem er S. N. Green Wallace Martin Charles D. Thomas  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $1,015,006.68 U. S. Treasury Securities ................... 40,000.00 Oblig. o f other U. S. Gov’t agencies & corporations .......... 300,000.00 Oblig. o f States & political subdivisions.. 2,325,750.00 Loans & discounts........ 2,698,404.01 Bank prem., furniture & fixtures ................. 100,258.83 A ll other assets ............ 46,366.78  Demand deposits .......... $2,339,683.67 Time deposits ............... 2,601,592.00 U. S. Gov’t deposits..... 15,192.54 Public funds ................. 773,489.62 Total Deposits .......... 5,729,957.83 A ll other liab ilities........................... 212,731. Total Liabilities ...... 5,942,688.88 Capital sto ck ................. 100,000.00 Surplus .......................... 250,000.00 Undivided profits ........ 200,598.66 Reserves (Loans, Securities, and Contingencies) .......... 32,498.76 Total Capital & Reserves ............... 583,097.42  TOTAL ........................... $6,525,786.30  TOTAL ............................$6,525,786.30   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  164  State o f Arkansas:  Bank Department  BANK OF PEA HEDGE, PEA JUDGE Population 1,336 Chartered May 6, 1911  Benton County P. O. Box 5 Telephone Number 451-2155 Zip Code 72751 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  Sam M. W alton .............. Chairman L. E. H ardy.........Executive V. Pres. Rick E. Buck .... V. Pres. & Cashier R. E. B u ck ................. Sec. o f Board Barbara J. Sheppard .. A sst Cashier Janice Sue Greene .... A sst Cashier  Carl 1. Baggett R. E. Buck Rick E. Buck John B. Easley L. E. Hardy Hearn Oliver Franklin Miller Sam M. Walton C. M. Webb  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 527,511.72 TT. S. Treasury Securities ................. 70,000.00 Oblig. o f States & political subdivisions.. 644,492.82 Excess funds sold ........ 475,000.00 Loans & discounts ...... 3,445,220.47 Bank prem., furniture & fixtures ................. 26,113.06 A ll other assets ............ 15,336.10  Demand deposits .......... $1,282,194.29 Time deposits ............... 2,639,595.56 U. S. Gov’t deposits .... 9,129.37 Public funds ............... .. 731,389.01 Total Deposits ........ 4,662,308.23 Total Liabilities ....... 4,662,308.23 Capital stock ............... 82,500.00 Surplus ........................ 290,000.00 Undivided profits ........ 122,812.75 Reserves (Loans, Securities and Contingencies) ....... 46,053.19 Total Capital & Reserves .............. 541,365.94  TOTAL ............................$5,203,674.17  TOTAL ............................ $5,203,674.17   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Beport  165  THE PERRY COUNTY BANK, PERRYVILLE  Population 948 Chartered December 8,1945  Perry County P. O. Box 188 Telephone Number 889-2318 Zip Code 72126 Number of Branches: Inside City—None; Outside City—None Officers  Directors  M. J, Van D alsem .... Chairman of the Board J. D. Farish ..................... President J. H. Moore .... Exec. Vice President T. O. S pen ce......... Vice President Charles W. G illesp ie.....Vice Pres. A lice H olbrook ...................Cashier Velma D u n n ............. Asst. Cashier Norma Robinson ...... Asst. Cashier  M. J. Van Dalsem J. D. Farish J. H. Moore T. O. Spence Mildred Farish Mar Jo Spence Howard L. Jones  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 870,745.65 U. S. Treasury Securities . ................ 770,697.00 Oblig. of other U. S. Gov’t agencies & corporations .......... 707,274.37 Oblig. of States & political subdivisions.. 1,646,651.56 Excess funds sold ........ 500,000.00 Loans & discounts ...... 4,183,328.92 Bank prem., furniture & fixtures ................. 86,055.76 A ll other assets .......... 970.45  Demand deposits .......... $2,479,552.94 Time deposits ............... 4,345,246.93 U. S. Gov’t deposits ..... 9,587.50 Public funds ............... 1,042,530.14 Total Deposits .......... 7,876,917.51 A ll Other liab ilities 181,344.82 Total Liabilities ...... 8,058,262.33 100,000.00 Capital stock ............... Surplus .......................... 250,000.00 Undivided profits ........ 289,313.56 Reserves (Loans, Securities and Contingencies) ....... 68,147.82 Total Capital & Reserves ............... . 707,461.38 TOTAL ......................... $8,765,723.71  TOTAL ..........................$8,765,723.71   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  166  State o f Arkansas:  Bank Department  PIGGOTT STATE BANK, PIGGOTT Population 3,323 Clay Counts Chartered March 10, 1930 P. O. Box 307 Telephone Number 598-3802 Zip Code 72454 Number of Branches: Inside City—1; Outside City—None Officers  Directors  T. W. Leggett, Jr. ........President James L. M agee...... Exec. V. Pres. James C. Poole ................. Cashier Paula B lack w ell...... Asst. Cashier Evanell T u rn er.......... A sst Cashier  T. W. Leggett, Jr. James L. Magee Thomas P. Leggett John O. Staples H. C. Bobbins, Jr.  STATEMENT AS OF JUNE 30, 1975 Cash & due from banks $ 1,103,445.17 U. S. Treasury Securities ................. 3,494,354.00 ObUg. o f States & political subdivisions 2,458,293.50 A ll other securities, including corp. stocks ...................... 503.67 Excess funds sold ...... 600,000.00 Loans & discounts ..... 2,592,591.50 Bank prem., furniture & fixtures ............... 239,831.65  TO TAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $10,489,019.49  Demand deposits ........ $ 4,987,244.30 Time deposits .............. 2,483,133.28 U. S. Gov’t deposits .... 41,285.67 Public funds ............... 2,206,048.15 Total Deposits ........ 9,717,711.40 A ll other liabilities .... 2,207.74 Total Liabilities ...... 9,719,919.14 Capital stock .............. 100,000.00 Surplus ........................ 200,000.00 Undivided profits ...... 269,100.35 Reserves (Loans, Securities and 200,000,00 Contingencies) . Total Capital & Reserves ....... 769,100,35 $10,489,019.49 TO TAL .................  10?  Sixty-First Report  FIRST STATE BANK, PLAINVIEW  Population 077 Chartered January 12, 1934  Y ell County P .O .B o x 277 Telephone Number 272-4221 Zip Code 72857 Number of Branches: Inside (Sty—None; Outside City—1 Officers  Directors  John Clement ................. President Thelma W. Clem ent...... Vice Pres. Vernon E. Lambert ...... Vice Pres. W. E. W atson...... Asst. V. Pres. & Cashier Verna Daniel ...... A sst Vice Pres.  Edw. H. Smoot, Ch. o f Bd. John Clement Thelma W. Clement Helen Harris Virgil H. Greene, Sr. E. D. Buckman George Tippin  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $1,286,061.02 U. S. Treasury Securities ................. 195,701.00 Oblig. o f other U. S. Gov’t agencies & corporations ........ 119,795.22 Oblig. o f States & political subdivisions.. 1,305,175.15 Excess funds sold ........ 100,000.00 Loans & discounts........ 5,299,570.06 Bank prem., furniture & fixtures ................. 56,203.66 Other real estate owned.. 131,345.86  Demand deposits ........ $2,116,500.12 Time deposits .............. 5,357,402.16 U. S. Gov’t deposits......................... 35,774.29 Public funds ................. 342,996.72 Total Deposits .......... 7,852,673.29 Total Liabilities ...... 7,852,673J9 Capital notes & d eb s..... 100,000.00 Capital stock ............... 100,000.00 Surplus .......................... 240,000.00 Undivided profits ........ 166,813.55 Reserves (Loans, Securities and Contingencies) ....... 34,365.13 Total Capital & Reserves ............... 641,178.68  TOTAL ............................$8,493,851.97  TO TAL ......................... ..,$8,493,851.97   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  State o f Arkansas:  168  Bank Department  BANK OF POCAHONTAS, POCAHONTAS Population §,448 Chartered October 31, 1903  Randolph County P. O. Box 467 Telephone Number 892-5286 Zip Code 72455 Number erf Branches: Inside City—1; Outside City—None Officers  Directors  Harry A. Belford ............ President J. E. Jackson ..........Vice President G. B. Johnson...... Vice President & Cashier John R. Jackson, Jr. .....Vice Pres. W. H. Holobaugh .. A sst Vice Pres. Ruth B. Tyer ................. Secretary Max Long ................. Asst. Cashier Emma Rapert .......... Asst. Cashier Mary Lou Cullison .... Asst. Cashier Mary H. Miller .... Asst. Secretary Robert A. Davis, Jr..... A sst to the President  Hairy A. Belford Donald R. Cox I . C. Cox J. M. Futrell J. R. Jackson John R. Jackson, Jr. H. G. MeNabb M. C. MeNabb  STATEMENT AS OF JUNE 30, 1975 IVeeofre  T .ia M fW a e  Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. o f States & political subdivisions Excess funds sold ...... Loans & discounts...... Bank pram., furniture & fixtures ...............  TO TAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2,346,469.51 2,296,20400 2,485,967.70 3,153,800.44 900,000.00 6,059,333.92 86,87479  $17,328,650.36  Demand deposits ........ $ 6,974,938.56 Time deposits .............. 7,524,157.95 U. S. Gov’t deposits .... 93,273.20 Public funds ............... 1,327,851.41 Deposits of banks ...... 6,525.22 Total Deposits ........ 15,926,746.34 94,959.36 A ll other liabilities ..... Total Liabilities ...... 16,021,705.70 Capital notes & debs. .. 200,000.00 Capital stock .............. 125,000.00 Surplus ........................ 500,000.00 Undivided profits ...... 403,944.90 Reserves (Loans, Securities and 77,999.76 Contingencies) ....... Total Capital & Reserves ............... 1,306,944.66 TO TAL .......................... $17,328,650.36  169  Sixty-First Report  PLANTERS AND STOCKMEN BANK, POCAHONTAS  Population 5,448 Randolph County Chartered June 12, 1962 P .O .B o x 587 Telephone Number 892-5252 Zip Code 72455 Number ol Branches: Inside City—None; Outside City—None Officers  Directors  Paul Morgan ................... President Frances Jones ................... Cashier Ted Griffith ............. Asst. Cashier Bea Mathews ............ Asst. Cashier Robert Sorg ............. Asst. Cashier  Paul Morgan A. J. Baltz William Baltz W. J. Barthel Everett Bates Jerrell Broadway Dr. Thomas DeClerk C. T. Johnson O. B. Rickman Fay Sallee Dick Trammel  STATEMENT AS OF JUNE 30, 1975 Assets  T .ia M H tiftg  Cash & due from banks $ ObHg. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Excess funds sold ...... Loans & discounts...... Bank prem., furniture & fixtures ............... AE other assets ..........  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,117,707.52 1,583,570.09 2,509,086.46 250,000.00 6,705,410.00 122,873.80 11,789.07  $12,300,436.94  Demand deposits ........ $ 4,376,349.39 lim e deposits .............. 6,153,385.00 U. S. Gov’t deposits .... 20,316.18 Public funds .............. 768,489.51 Total Deposits ........ 11,318,540.08 AE other UabiEties 162,972.99 Total LiabiUties ...... Il,48ll513.07 Capital stock .............. 200,000.00 Surplus ........................ 200,000.00 Undivided profits ...... 336,877.97 Reserves (Loans, Securities and 82,045.90 Contingencies) V V llU I Ig ta lv R w / ........ ......... UA) WW*«7W Total Capital & Reserves .............. . 818,923.87 TOTAL ....................... $12,300,436.94  170  S tate o l A rkansas:  B ank D epartm ent  THE LAWRENCE COUNTY BANK, PORTIA Population 365 Chartered March 23y 1901  Lawrence County Telephone Number 528-3911  Zip Code 72457 Number of Branches: Inside City—None; Outside City—2  Oificini  Directors  R. S. Rainwater ............. President Sloan Rainwater ............ Secretary A. M. Star ........... Vice President Boyce Durham ...... Vice President Louise Rowsey ........ Asst. Cashier  R. S. Rainwater Sloan Rainwater William L Rainwater Virginia Rainwater A. M. Star Earl D. Perkins  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks ..$ 289,931.43 ObUg. of other U. S. Gov’t agencies & corporations .......... 101,940.00 ObHg. o f States & political subdivisions.. 522,471.71 Excess funds sold ........ 35,000.00 Loans & discounts........ 2,087,213.86 Bank prem., furniture & fixtures ................. 140,290.44 A ll other assets ............ 28,677.11  Demand deposits .......... $1,100,580.38 Time deposits ............... 1,189,020.89 Public funds ................. 197,109.51 Total Deposits .......... 2,486,710.78 Excess funds purchased.. 200,000.00 Borrowed money ...... 140,000.00 Total Liabilities ........ 2,826,710.78 Capital stock ............... 125,000.00 Surplus .......................... 125,000.00 Undivided profits ........ 108,755.69 Reserves (Loans, Securities and Contingencies) .......... 20,058.08 Total Capital & Reserves ................. 378,813.77  T O T A L .......................... .. $3,205,524.55  T O T A L ............................. $3,205,524.55   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  171  THE P E O P L E BANK, PORTLAND  Population 662 Chartered January 22, 1908  Ashley County P. O. Box 178 Telephone Number 737-2236 Zip Code 71663 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Victor E dw ards................. President Mary Dean Pugh .... Vice President John H. F ish ........................ Cashier Judy A. S ad ler..........A sst Cashier  Jack D. Edwards Victor Edwards Edwin D. Gregory Hampton Pugh Mary Dean Pugh Tipton Pugh  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 206,478.59 IT. S. Treasury Securities ................. 1,920,477.50 Oblig. of other U. S. Gov’t agencies & corporations .......... 611,244.81 Oblig. of States & political subdivisions.. 654,423.14 Loans & discounts ...... 1,111,416.12 Bank prem., furniture & fixtures ................. 29,432.38 AH other assets ............ 1.00  Demand deposits ........ $1,405,468.11 Time deposits .............. 1,981,507.56 U. S. Gov’t deposits .... 9,801.18 Public funds ............. 468,029.37 Total Deposits .......... 3,864,806.22 Total Liabilities ...... 3,864,806.22 Capital stock ............... 100,000.00 Surplus .......................... 250,000.00 Undivided profits ........ 278,295.58 Reserves (Loans, Securities and Contingencies) ........ 40,371.74 Total Capital & Reserves ...... . 668,667.32 TO TAL ................ 111,533,473.54  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $4,533,473.54  m  State o f Arkansas:  Bank Department  PORTLAND BANK. PORTLAND Population 662 Chartered April 23, 1900  Ashley County P. O. Box 68 Telephone Number 737-2226 Zip Code 71663 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Gus Pugh ........................ President C. E. L arrison ......... l x . Vice Pres. R. B. N ew com e........Vice President Mack Borgognoni .............. Cashier Vanita Grantham .... Asst. Cashier  Gus Pugh R. B. Newcome Tomas R. Pugh Robert Dean Pugh George L. Pugh Benton Newcome Augustus H. Pugh Joel W. Newcome  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 419,943.63 U. S. Treasury Securities ................... 599,246.75 Oblig. of other U. S. Gov’t agencies & corporations .......... 770,000.00 Oblig. of States & political subdivisions 1,954,375.84 Loans & discounts ...... 3,970,471.31 Bank prem., furniture 73,126.44 & fixtures ................. Other real estate owned.. 14,501.00 A ll other assets .......... 3,372.00  Demand deposits .......... $2,086,552.63 Time deposits .............. 3,690,109.88 U. S. Gov’t deposits ..... 7,385.56 Public funds .............. 1,125,099.71 Total Deposits .......... 6,909,147.78 A ll other liabilities ..... 34,128.64 Total Liabilities ........ 6,943,276.42 Capital sto ck ................. 100,000.00 Surplus ........................ 400,000.00 Undivided profits ........ 287,300.82 Reserves (Loans, Securities and Contingencies) ........ 74,459.73 Total Capital & Reserves ................. 861,760.55  TOTAL ............................$7,805,036.97  TOTAL ............................ $7,805,036.97   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  P & B im  c  e.  t w ig  JETJRUmLv 9Jimm 9 tSE W U t U « X ^ S  «»m w t r  173  u p mf p t p  JcMikJNa »# Jr JStJnUUtilifti  ^ P A IT V  Population 1,682 Chartered August 29, 1904  Washington County P. O. Box 207 Telephone Number 846-2113 Zip Code 72753 Number o f Branches: Inside City—None; Outside City—-None Officers  Directors  D. E. Rieff, President (Inactive) W. H. Thom pson...... Exec. V. Pres. J. C. R ie ff..... First Vice President LaVonne H a ll...... A sst Vice Pres. Patricia Holloway .... Asst. V. Pres. Lorene Jones ...... Asst. V. Pres. & Secretary Gregory D. R e e d ............ Cashier & Security Officer Judith Jones Carter .... Asst. Cashier Patricia H an d........... A sst Cashier  A rgil Bartholomew B illy Joe Bartholomew Barry H. Parks D. 1. Rieff J. C. R ieff W. H. Thompson  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ 1,691,539.63 U. S. Treasury Securities ................. 1,477,792.00 Oblig. o f other U. S. Gov’t agencies & corporations ........ 498,375.00 Oblig. of States & political subdivisions 3,026,013.82 Loans & discounts ..... 9,135,776.31 Bank prem., furniture & fixtures ............... 415,000.00 A ll other assets .......... 57,060.05  Demand deposits ........ $ 4,189,847.95 Time deposits .............. 9,324,802.32 U. S. Gov’t deposits .... 133,826.72 Public funds ............... 1,315,660.13 Total Deposits ........ 14,964,137.12 A ll other liabilities..... 18,855.76 Total Liabilities ...... 14,982,992.88 Capital stock .............. 150,000.00 Surplus ........................ 100,000.00 Undivided profits ...... 913,989.11 Reserves (Loans, Securities and Contingencies) ........ 154,574.82 Total Capital & Reserves ............... 1,318,563.93  TOTAL  TOTAL .......................... $16,301,556.81   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $16,301,556.81  174  State o f Arkansas:  Bank Department  BANK OF PRESCOTT, PRESCOTT Population 8,800 Nevada County Chartered August 10, 1904 P .O .B o x 492 Telephone Number 887-2688 Zip Code 71857 Number of Branches: Inside City—1; Outside City—None Officers  Directors  Olen Hendrix .... Chairman o f the Board W. R. Hambright .... Vice Chairman Johnny B rannan..................President M ilbum D. Tippit ........ Vice Pres. James A. Pullen .......... Vice Pres. B. A. DeLamar ........... Vice Pres. Emogene W. Davis ............ Cashier Elizabeth W. Crain.. Asst. Vice Pres. Pearl Taylor ............ A sst Cashier John C. M arsh..........A sst Cashier Ronald R. Collins ..... Asst. Cashier  Thomas M. Bemis Johnny Brannan Carl Dalrymple, Jr. B. A. DeLamar Robert L. Godwin W. R. Lambright Gerald Hendrix Olen Hendrix August McCaskill James H. McKenzie R. W. Murry James A. Pullen Milbum D. Tippit J. B. W ingfield John VansicMe  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ U. S. Treasury Securities ............. Oblig. o f other U. S. Gov’t agencies & corporations ........ Oblig. o f States & political subdivisions Excess funds sold ...... Loans & discounts...... Bank prem., furniture & fixtures ............... Other real estate owned A ll other assets ..........  Liabilities 1,204,951.76 1,267,133.50 1,786,506.97 7,098,012.80 1,000,000.00 4,806,438.18 439,261.27 12,501.00 72,800.00  TOTAL ....................... $17,687,605.48   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ....... .$ 6,567,987.53 Time deposits .............. 7,121,483.74 U. S. Gov’t deposits .... 117,031.57 Public funds ............... 1,920,728.78 Total Deposits ........ 15,727,231.62 A ll other liab ilities.... 72,800.00 Total Liabilities ...... 15,800,031.62 Capital stock .............. 600,000.00 Surplus ........................ 500,000.00 Undivided profits ...... 715,486.18 Reserves (Loans, Securities and Contingencies) ....... 72,087.68 Total Capital & Reserves ................ 1,887,573.86 TOTAL ........................ $17,687,605.48  Sixty-First Report  175  BANK; OF QUITMAN. QUITMAN Population 305 Chartered August 15, 1903  Cleburne County P .O .B o x 97 Telephone Number 589-2206 Zip Code 72131 Number ol Branches: Inside C ity-N on e; Outside CMy—None Officers  Directors  Joe Siebenmorgen .. Chief Exec. Off. & Chairman of the Board Harry M. Clark ..... Vice President Darrell R. Odom .... Vice President Edith Mils .......................... Cashier Bennie Foster .......... A sst Cashier  Joe Siebenmorgen Ben F. Clark J. A. Bailey Edith Ellis Harry M. Clark  STATEMENT AS OF JUNE 30, 1975 liabilities  Cash & due from banks i 817,913.46 U. S. Treasury Securities ................... 593,359.38 Obhg. of States & political subdivisions.. 1,228,124.38 AH. other securities, 5,000.00 including corp. stocks.. Excess funds sold ........ 250,000.00 Loans & discounts ...... 5,600,750.54 Bank prem., furniture & fixtures ................. 244,999.74 8,846.06 A ll other assets ............  Demand deposits .......... $2,420,641.24 Time deposits ............... 4,654,972.12 U. S. Gov’t deposits ..... 5,858.48 Public funds ................. 633,173.26 Total Deposits .......... 7,714,645.10 A ll other liabilities ...... 336,834.63 Total liabilities ........ 8,051,479.73 Capital notes & debs.......................... 200,000.0 Capital stock ............... 100,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 178,597.68 Reserves (Loans, Securities and Contingencies) ....... 18,916,15 Total Capital & Reserves ................. 697,513.83  TO TAL ............................$8,748,993.56  TOTAL ......................... ...$8,748,993.56   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  176  State o f Arkansas:  Bank Department  THE BANK OF RECTOR, BSCTOB Population 2,218 Chartered November 15,1930  Clay County P. O. Box 7 Telephone Number 595-3591 Zip Code 72461 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. A. Marlar ................... President M aw H. Sigsby .... Exec. Vice Pres. R. D. Cranford ............. Vice Pres. & Cashier Murel W. Adams .. Asst. Vice Pres. Berna N. Benson ..... Asst. Cashier Mary Wagner .......... A sst Cashier Sue Craneer ............ Asst. Cashier  J. A. Marlar J. C. Hardin M aw H. Sigsby R. D. Cranford  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ 1,310,332.11 U. S. Treasury Securities ................. 1,247,853.50 Oblig. of other U. S. Gov’t agencies & corporations ........ 405,486.71 Oblig. of States & political subdivisions 2,855,930.13 A ll other securities, including corp. stocks 716,036.50 Excess funds sold ...... 350,000.00 Loans & discounts ..... 4,055,332.51 Bank prem., furniture & fixtures ............... 35,997.35 Other real estate owned 1,500.00 TOTAL ........................ $10,978,468.81   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities Demand deposits ........ $ Time deposits .............. U. S, Gov’t deposits .... Public funds ............... Total Deposits ........ Total Liabilities ...... Capital stock .............. Surplus .................. Undivided profits ...... Resewes (Loans, Securities and Contingencies) ........ Total Capital & Resewes ...............  3,606,456.89 5,348,280.58 25,556.24 698,113.50 9,678,407.21 9,678,407.21 100,000.00 625,000.00 282,249.74 292,811.86 1,300,061.60  TOTAL .......................... $10,978,468.81  S ix ty -first Report  177  FARMERS & MERCHANTS BANK, REYNO Population 508 Chartered December 8,1911  Randolph County P. O. Box 108 Telephone Number 769-2240 Zip Code 72462 Number of Branches: Inside City—None; Outside City—None Officers  Directors  William A. Sandlin .... Pres., Chmn. o f the Board Sarah P. Sandlin .... See’y to the Bd. & Asst, to the Pres. Ida M. E ddington..........Vice Pres. Phyllis B u rrow ................... Cashier Theda Ferguson ...... Asst. V. Pres. James A. Edington .... A sst V. Pres. & Farm Representative Walgena L u te r..........Asst. Cashier Ray Thompson .. Asst. Trust Officer & Farm Representative  Quinn Brown Delano Edington R. C. Luter J. A Rapert  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks ..$ 467,524.20 U. S. Treasury Securities ................... 360,166.66 Oblig. of other U. S. Gov’t agencies & corporations.......... 144,905.40 Oblig. of States & political subdivisions.. 743,907.81 Excess funds sold ........ 250,000.00 Loans & discounts........ 3,516,281.02 Bank prem., furniture & fixtures ................. 91,485.75 A ll other assets ............ 10,355.26  Demand deposits .......... $1,457,634.48 Time deposits ............... 3,266,057.15 U. S. Gov’t deposits..... 3,894.59 Public funds ............... 409,132.10 Total Deposits .......... 5,136,718.32 A ll other liabilities ...... 36,879.44 Total Liabilities ...... 5,173,597.76 Capital notes & debs. .. 125,000.00 Capital sto ck ................. 75,000.00 Surplus .......................... 125,000.00 Undivided profits ........ 62,492.32 Reserves (Loans, Securities and Contingencies) ........ 23,536.02 Total Capital & Reserves ............... 411,028.34  TO TAL ............................$5,584,626.10  TOTAL ........................... $5,584,628.10   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  178  State o f Arkansas: Bank Department  THE BANK OF BISON, BISON Population 1,280 Chartered March 7, 1932  Cleveland County P .O .B o x 345 Telephone Number 325-6251 Zip Code 71665 Number of Branches: Inside City—-None; Outside City—None Officers  Directors  Herman Davidson .......... Chairman James R, H opson............... President James L. M oore Vice President John H r o d ............. Vice President Mary Bell Stephens .... A sst Cashier Glenna Knowles ...... A sst Cashier Shirley Stewart .......... Bookkeeper Dianne Sim m ons.......... Bookkeeper  James R. Hopson James L. Moore Herman Davidson John Elrod  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 439,592.09 U. S. Treasury Securities ................. 1,936,473.00 Oblig. o f other U. S. Gov’t agencies & corporations .......... 1,750,016.26 Loans & discounts ...... 1,087,894.23 Bank prem., furniture & fixtures ................. 12,861.80 A ll other assets............ 1,408.00  Demand deposits .......... $1,936,661.28 Time deposits ............... 1,983,612.78 U. S. Gov’t deposits..... 3,100.00 Public funds ................. 555,733.28 Total Deposits ......... . 4,479,107.34 Total Liabilities ...... 4,479,107.34 Capital stock ............... 100,000.00 Surplus .......................... 100,000.00 Undivided profits ........ 532,243.57 Reserves (Loans, Securities and Contingencies) ......... 16,894.47 Total Capital & Reserves ............... . 749,138.04  TO TAL ...........................$5,228,245.38  TOTAL .......................... ..$5,228,245.38   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  179  FARMERS AND MERCHANTS BANK, ROGERS Population 13,100 Benton County Chartered March 13, 1956 P. O. Box 250 Telephone Number 636-4233 Zip Code 72756 Number of Branches: Inside City—1; Outside City—-None Officers  Directors  D. F. B ushong.................President H. A. Stephenson .... Exec. V. Pres. R. Z. Goodwin ...... Vice President James 1. E ev es...... Vice President Mrs. Jenella Buttry .......... Cashier Shirlene C a b le.... Branch Manager Donna Spann ............Asst. Cashier MyrtUla Cunningham............Adm. Assistant  J. A. Rife Vance Hill D. F. Bushong H. A. Stephenson A. N. Garrett Don Shores  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ 3,879,623.22 Oblig. o f other U. S. Gov’t agencies & corporations ........ 3,180,503.54 Oblig. o f States & political subdivisions 2,186,052.90 Excess funds sold ...... 1,400,000.00 Loans & discounts ..... 12,319,537.76 Bank prem., furniture & fixtures ............... 179,044.53 A ll other assets .......... 17,669.78  Demand deposits ........ $ 9,504,767.56 Time deposits .............. 9,824,023.63 U. S. Gov’t deposits .... 171,979.60 Public funds .............. 1,551,805.41 Total Deposits ........ 21,052,576.20 Total Liabilities ...... 21,052,576.20 Capital stock .............. 300,000.00 Surplus ........................ 700,000.00 Undivided profits ...... 960,190.27 Reserves (Loans, Securities and Contingencies) ........ 149,665.26 Total Capital & Reserves ............... 2,109,855.53  TOTAL .......................... $23,162,431.73  TOTAL ...................... ....$23,162,431.73   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  180  State o f Arkansas:  Bank Department  PEOPLES BANK & TRUST COMPANY, RUSSELLVILLE Population 11,750 Pope County Chartered March 24, 1890 P. O. Box 220 Telephone Number 968-2112 Zip Code 72801 Number of Branches: Inside City—1; Outside City—1 Officers  Directors  George C. Jackson .... President & Chief Exec. Officer Ward J. Ramsay .. Exec. Vice Pres. M. L. Dickerson .... Sr. Vice Pres. J. Madison White ........ Vice Pres. Tom Hargis ................... Vice Pres. & Trust Officer Charles P. Howell ........ Vice Pres. & Cashier Jerry L. Smith .... Asst. Vice Pres. & Mgr. So. Arkansas Av. Branch Mary Louise Hoffman .......... Asst. Vice Pres. Glenna Long .... Asst. Trust Officer Harold 1. Hayes ...... Asst. Cashier W. Lloyd Mobley .... A sst Cashier & Business Development  James Bibler Cleo Cheek G. M. Cook M. L. Dickerson George C. Jackson Ike A. Laws Roy I. Millard, M.D. Van A. R. Moores Have W. Peters Ward J. Ramsey J. Madison White  STATEMENT AS OF JUNE 30, 1975 Liabilities  Cash & due from banks $ 6,298,862.09 U. S. Treasury Securities ................. 2,858,555.64 Oblig. o f other U. S. Gov’t agencies & corporations ........ 3,506,368.05 Oblig. of States & political subdivisions 8,137,958.09 A u other securities, including eorp. stocks 445,751.36 Excess funds sold ...... 2,200,000.00 Loans & discounts ..... 16,091,795.17 Bank prem., furniture & fixtures ............... 327,459.52 Other real estate owned 192,222.09 A ll other assets .......... 313,989.10  Demand deposits ........ $11,944,719.31 Time deposits .............. 21,488,662.00 U. S. Gov’t deposits .... 290,182.12 Public funds ............... 2,573,925.11 Deposits of banks ...... 122,301.21 Total Deposits ........ 36,419,789.75 A ll other liab ilities..... 492,580.02 Total lia b ilitie s 36,912,369.77 Capital stock .............. 600,000.00 Surplus ........................ 900,000.00 Undivided profits ...... 1,567,341.98 Reserves (Loans, Securities and Contingencies) ........ 393,249.36 Total Capital &  TOTAL  TO TAL .......................... $40,372,961.11   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $40,372,961.11  .  Assets  R eserves ..................  3,460,591.34  Sixty-First Beport  181  BANK OF SALEM. SALEM Population 1,277 Fulton County Chartered December 9,1908 P. O. Box 338 Telephone Number 895-3204 Zip Code 72576 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Jim Humphries ........... President & Chairman Richard Humphries .. Exec. V. Pres. Corwin Mosey ................ Vice Pres. George Humphries ........ Vice Pres. Fay Castleberry ............. Vice Pres. Bess Northcutt ................... Cashier Janiece Butler ........ Asst. Cashier Frances Atkins ........ A sst Cashier Shirley W allin g........ A sst Cashier Brenda Barnes ........ A sst Cashier Joyce C arter............. Asst. Cashier Marsha Manry .......... A sst Cashier  Jim Humphries Richard Humphries Jean Humphries George Humphries Fay Castleberry  STATEMENT AS OF JUNE 30. 1975 Cash & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Excess funds sold ....... Loans & discounts ..... Bank prem., furniture & fixtures ............... Other real estate owned A ll other assets ..........  870,563.93 1,094,234.41 1,478,456.39 3,011,589.57 400,000.00 6,098,537.22 134,518.59 1.00 4,660.62  TOTAL ..........................$13,092,561.73   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 4,889,201.78 Time deposits .............. 5,839,177.95 U. S. Gov’t deposits .... 37,833.16 Public funds ............... 1,115,713.84 Total Deposits ........ 11,881,926.73 A ll other liab ilities.... 181,689.66 Total Liabilities ....... 12,063,616.39 Capital stock .............. 100,000.00 Surplus ........................ 400,000.00 Undivided profits ...... 465,312.68 Reserves (Loans, Securities and Contingencies) ....... 63,632.66 Total Capital & Reserves ............... 1,028,945.34 TOTAL .......................... $13,092,561.73  182  State o f Arkansas: Bank Department  LOGAN COUNTY BANK, SCRANTON Population 229 Chartered April 7, 1926  T,ng«m County P. O. Box 85 Telephone Number 938-2511 Zip Code 72863 Number of Branches: Inside City—None; Outride City—None Officers  Joe Fritsche ................... President J. B. Layes ............ Vice President Margaret A h n e ................. Cashier & Secretary Emma M. R a p er...... A sst Cashier Mildred Fritsehe ..... Asst. Cashier Begina M. Layes ..... A sst Cashier  Directors Joe Fritsehe J. B. Layes Margaret Ahne  STATEMENT AS OF JUNE 30, 1975 Cash & due from banks ..$ 300,311.80 TJ. S. Treasury Securities ............... 1,165,520.13 Oblig. of other U. S. Gov’t agencies & corporations .......... 289,219.64 Oblig. o f States & political subdivisions.. 933,683.07 Loans & discounts ...... 1,465,915.60 Bank prem., furniture & fixtures ................. 8,36445 32,647.93 A ll other assets ............  Demand deposits .......... $1,774,322.37 Time deposits ................ 1,865,017.50 U. S. Gov’t deposits ..... 18,95402 Public funds ................. 86,265.40 Deposits of banks ....... 1,000.00 Total Deposits .......... 3,745,559.29 A ll other labilities ...... 33.049.25 Total Liabilities ........ 3,778,608.54 Capital stock ............... 50,000.00 Surplus .......................... 100,000.00 Undivided profits ........ 247,883.80 Reserves (Loans, Securities and Contingencies) ......... 19,170.28 Total Capital & Reserves ................. 417,05408  TO TAL ............................$4,195,662.62  TOTAL ............................ $4,195,662.62   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  183  FIRST SECURITY BANK, SEARCY  Population 10,867 White County Chartered February 6,1932 P. O. Box 1008 Telephone Number 268-5831 Zip Code 72143 Number o f Branches: Inside City—2; Outside City—2 Officers  Directors  E.  O. Yancey .... Chairman of the Board Bert Mullens ................... President 1. D. Yancey .... Exec. Vice Pres. & Cashier Ralph Duncan ........ Sr. Vice Pres. 1. D. Crow .................. Vice Pres. Jim Wilson ................... Vice Pres. Audrey Blasingame .. A sst V. Pres. Hazel Gilliam ........... Asst. Cashier & Auditor Wayne Richards ....... Asst. Cashier & Mgr. McRae Office Kathjwn Sims ........... Asst. Cashier Ann Turley ............... Asst. Cashier Gary Griffin ............. Asst. Cashier James Stake .............. Asst. Cashier  Truman Baker Dr. Clifton Ganus B. C. Huddleston W. R. Meador Bert Mullens Joe S. Pierce Kenny Rand J. W. Sanford Jim Tarkington M. O. Thompson E. D. Yancey E. O. Yancey Alvin Van Hook  STATEMENT AS OF JUNE 30, 197S Assets  Liabilities  Cash & due from banks $ 3,219,105.68 U. S. Treasury Securities ................. 3,065,616.25 Oblig. of other TJ. S. Gov’t ageneies & corporations ........ 1,334,226.83 Oblig. o f States & political subdivisions 6,312,592.81 A ll other securities, including eorp. stocks 295,563.70 Excess funds sold ...... 550,000.00 Loans & discounts ..... 18,425,056.85 Bank prem., furniture & fixtures ............... 482,133.78 Other real estate owned 1.00 A ll other assets .......... 466,170.87  Demand deposits ........ $11,381,979.82 Time deposits ............ 14,919,461.44 U. S. Gov’t deposits .... 115,463.67 Public funds ............... 3,443,517.56 Deposits o f b a n k s...... 366.839.11 Total Deposits ........ 30,227,261.60 A ll other liabilities 939,723.40 Total Liabilities ...... 31,166,985.00 Capital tsoek .............. 600,000.00 Surplus ........................ 1,400,000.00 Undivided profits ...... 702,368.75 Reserves (Loans, Securities and Contingencies) ........ 281,114.02 Total Capital & Reserves ............... 2,983,482.77  $34,150,467.77  TO TAL ......................... .$34,150,467.77  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  184  State o f Arkansas:  Bank Department  GRANT COUNTY BANK, SHERIDAN Population 2,837 Chartered July 29, 1903  Grant County P .O .B ox 67 Telephone Number 942-3145 Zip Code 72150 Number of Branches: Inside City—1; Outside City—None Officers  Directors  E. McCoy, Sr. .... Chairman of Board D. E. McCoy, J r ............ President Harold Boatright .. Evee. Vice Pres. & Cashier Eddie W. Sligh ............. Vice Pres. & D /P Manager Jerry L. Coleman ........ Vice Pres. Henry E. Wells .... Asst. Vice Pres. Sue Reynolds ...... A sst Vice Pres. Raymond L. Stoker .... Loan Officer Max G. M cC oy.. Operations Officer Jean Y ou n g ................. Head TeEer Henrietta Mathews ............... Head Bookkeeper Janette T albert.... Asst. D /P Officer  Rolland D. Brown Veo Easley Delmar E. Gatzke D. E. McCoy, Jr. D. E. McCoy, Sr. Van S. Reid W. Lee Tucker Robert E. Wellborn  D.  STATEMENT AS OF JUNE 30, 1975 Liabiliiic Cash & due from banks $ U. S. Treasury Securities ................. Oblig. o f other U. S. Gov’t agencies Sc corporations ........ Oblig. o f States & political subdivisions Excess funds sold ...... Loans & discounts...... Bank prem., furniture & fixtures ............... Other real estate owned A ll other assets ..........  1,222,512.76 1,235,782.00 62,226.08 4,403,174.79 300,000.00 9,160,088.05 306,812.36 33,000.00 45,596.91  TOTAL ........................ $16,769,192.95   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand dej Time det U. S. Gov’t deposits Public funds ........... Total Deposits .... A ll other liabilities . Total Liabilities ... Capital stock ......... Surplus .................... Undivided profits ... Reserves (Loans, Securities and Contingencies) .... Total Capital & Reserves ........... TOTAL ....................  $ 4,694,992.59 7,905,407.95 63,490.46 2,135,716.03 14,799,607.03 681,593.33 15,481,200.36 150.000. 00 350.000. 00 694,811.82 93,180.77 1,287,992.59 $16,769,192.95  185  Sixty-First Report  FIRST STATE BARK, SHERWOOD Population 3,576 Pulaski County Chartered July 28, 1966 P. O. Box 6009 Telephone Number 835-4122 Zip Code 72116 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Mark M. Davis .... Exec. Vice Pres. Jesse R. Rich .. Vice Pres. & Cashier Robert HoEoway ...... Loan Officer Annette Martin ........ Asst. Cashier MiteheH Mayo .......... A sst Cashier Carolyn Peeler ........ A sst Cashier  Harry L. Hastings, Jr. James A. Wellons Mark M. Davis Jesse R. Rich H. J. Dent B. E. Henson J. C. Nichols  STATEMENT AS OF JUNE 30, 1975 Assets  T-laKUHiag  Cash & due from banks $ 1,270,319.83 U. S. Treasury Securities ................. 1,051,295.51 Oblig. of other U. S. Gov’t agencies & corporations ........ 650,000.00 Oblig. o f States & political subdivisions 1,875,553.31 A ll other securities, including corp. stocks 3,150,000.00 Loans & discounts ........ 6,136,669.11 Bank prem., furniture & fixtures ............... 96,102.28  Demand deposits ........ $ 5,317,306.90 Time deposits .............. 4,394,205.91 U. S. Gov’t deposits .... 119,365.21 Public funds ............... 3,110,170.31 Total Deposits ........ 12,941,048.33 AE other liabilities .... 207,205.12 Total Liabilities ...... 13,148,253.45 Capital stock ............. 100,000.00 Surplus ........................ 400,000.00 Undivided profits ...... 514,882.18 Reserves (Loans, Securities and Contingencies) ....... 66,804.41 Total Capital & Reserves ....... . 1,081,686.59 TOTAL ................. $14,229,940.04  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $14,229,940.04  186  State o f A rkansas:  Bank Department  BANK OF SIDNEY, SIDNEY Population 169 Sharp County Chartered September 23, 1912 P. O. Box 7 Telephone Number 283-5725 Zip Code 72577 Number o f Branches: Inside City—None; Outside O ty—None Officers Thomas A. B o n e ............. President Atalee C. Pounders..........Cashier  Directors Thomas A. Bone Atalee C. Founders  STATEMENT AS OF JUNE 30, 1975  Assets  Cash & due from banks .$135,319.59 U. S. Treasury Securities ..................... 490,352.50 Loans & discounts.......... 12,778.82 Bank prem., furniture & fixtures ................... 5,309.88  TOTAL ............................$643,760.79   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ............$585,886.21 Public funds ................... 10,351.01 Total Deposits .............. 596,237J2 Total liabilities .......... 596,237.22 Capital s to c k ................... 5,000.00 Surplus ............................ 17,500.00 Undivided profits .......... 22,399.23 Reserves (Loans, Securities and Contingencies) ........... 2,624.34 Total Capital & Reserves .................. 47,523.57 TOTAL ............................ $643,760.79  Sixty-First Report  187  ARKANSAS STATE BANK. SILOAM SPRINGS Population 6,367 Benton County Chartered January 12, 1960 P .O .B o x 400 Telephone Number 524-4131 Zip Code 72761 Number o f Branches: Inside City—2; Outside City—None Directors Delbert 1. Allen, S r .....Chinn, of the Board Ross S tou t........................ President Henry Brosell, Jr......V. President & Cashier William A. Hasseberg, Jr. .. V. Pres. Homer B ynum ............... Vice Pres. Genevieve L. Mitchell .. A sst V. P. Marcine Gilliland .... A sst Cashier Reta F aster............... A sst Cashier  Delbert E. Allen, Sr. Delbert E. Allen, Jr. Roderick L. Allen Homer Bynum Preston Bynum Ross Stout  STATEMENT AS OF JUNE 30, 1975  Cash & due from banks $3,611,264.21 XJ. S. Treasury 125,000.00 Securities ................. Oblig. o f other U. S. Gov’t agencies & corporations ........ 1,004,047.21 Oblig. of States & political subdivisions 2,913,205.44 Excess funds sold ...... 1,200,000.00 Loans & discounts ..... 5,667,453.63 Bank prem., furniture 108,532.32 & fixtures ............... 15,061.87 A ll other assets ..........  TOTAL ........................ $14,644,564.68   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ...... $ 6,640,290.75 Time deposits ............ 5,137,489.53 U. S. Gov’t deposits .... 217,635.50 Public funds .............. 1,373,158.98 Total Deposits ....... . 13,368,574.76 257,284.56 A ll other liabilities .... Total Liabilities ..... . 13,625,859.32 Capital sto ck ............... 240.000. 00 Surplus ........................ 100.000. 00 Undivided profits ...... 584,812.43 Reserves (Loans, Securities and Contingencies) ....... . 93,892.93 Total Capital & Reserves ............... 1,018,705.36 TOTAL ....................... .'$14,644,564.68  188  State oI Arkansas:  Bank Department  e il&llH El C&1IV Clf Ikf*lfAlfVI) OXUPvXW# d 'l n i i i w l k V # ¥ £ A  BNWyra W ftiVr w JCijni i^X^nL* £ ■  Population 2,434 Chartered April 18, 1928  Union County P. O. Box 107 Telephone Number 725-3051 Zip Code 71762 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Max A. Mitcham .... Chmn. of the Bd. & Chief Exec. Officer Max O. T a y lor................. President Audna L. Ward .. V. Pres. & Cashier Bob W ille tt........ Assistant Cashier Evelyn L o n g ........ Assistant Cashier Barbara S a le s.... Assistant Cashier  Max A. Mitcham Homer T. Bogers Max O. Taylor James M. Tennyson L. E. Tennyson, Jr. Bichard H. Vickers  STATEMENT AS OF JUNE 30, 1975 Assets  Liabiliiies  Cash & due from banks $ 1,036,795.53 U. S. Treasury Securities ................ 1,624,424.17 Oblig. o f other U. S. Gov’t agencies & corporations ..... 4,246,866.34 750,000.00 Excess fund s o ld ....... Loans & discounts..... 7,611,979.47 Bank p m , furniture 234,248.08 & fixtures .............. 15,362.60 A ll other assets .........  Demand deposits ........ $ 4,228,340.34 Time deposits .............. 7,847,703.40 U. S. Gov’t deposits .... 43,955.51 Public funds ............... 2,066,851.93 Total Deposits ........ 14,186,851.18 A ll other liabilities ....______ 750.00 Total Liabilities ...... 14,187,601.18 250,000.00 Capital sto ck .... Surplus ........................ 750,000.00 Undivided profits ...... 254,068.26 Beserves (Loans, Securities and Contingencies) ....... 78,006.75 Total Capital & Beserves ............... 1,332,075.01  TO TAL ..........................$15,519,676.19  TOTAL .......................... $15,519,676.19   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  189  MERCHANTS & PLANTERS BANK. SPARKMAN Population 663 Chartered September 19,1916  Dallas County P. O. Box 127 Telephone Number 678-2251 Zip Code 71763 Number ot Branches: Inside City—None; Outside City—None Officers  B. J. F ord.... Chairman of the Board T. Q. (Kit) C arson............... President Doris Mann ........................ Cashier Patricia Shaddock .... A sst Cashier  Directors B. J. Ford T. Q. Carson Ray White Garland Gaston Benton Taylor G. W. DeLaughter  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 375,257.23 U. S. Treasury Securities 1 ............... 893,537.92 Oblig. of other U. S. Gov’t agencies & corporations .......... 559,444.64 Oblig. of States & political subdivisions.. 539,688.97 Excess funds sold ........ 100,000.00 Loans & discounts ...... 1,553,831.16 Bank prem., furniture & fixtures ................. 77,656.19 A ll other assets ............ 5,512.16  Demand deposits .......... $1,191,818.86 Time deposits ............... 1,904,321.92 U. S. Gov’t deposits ..... 21,161.82 636,283.38 Public funds ............... Total Deposits .......... 3,753,585.98 AH other liabilities 57,960.86 Total Liabilities ........ 3,811,546.84 Capital stock ............... 75,000.00 Surplus .......................... 75,000.00 Undivided profits ........ 115,795.09 Reserves (Loans, Securities and Contingencies) ....... 27,586.34 Total Capital & Reserves .............. . 293,381.43  TOTAL ............................$4,104,928.27  TO TAL ...........................$4,104,928.27   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  190  State o f Arkansas:  Bank Department  FIRST STATS BANK, SPRINGDALE Population 20,000 Washington County Chartered February 12,1923 P. O. Box 189 Telephone Number 751-1500 Zip Code 72764 Number of Branches: Inside City—1; Outside City—1 Officers  Directors  Joe M. Steele .... Chmn. of the Board & Chief Exec. Officer J. T. Bain ...................... President Elmer Johnson........ Sr. Vice Pres. Mace D. Howell .... Exec. Vice R es. R. A Bryant ................. Vice Pres. Arthur Morris ............... Vice Pres. Fame Ford ................... Vice Pres. M. David Howell, Jr. .... Vice Pres. & Cashier Wilma Samuel .... A sst Vice Pres. Marcella Sharum .. A sst Vice R es. Wesley L. Burkett.. A sst Vice R es. Frances Ann Dorsa.. Asst. Vice R es. Roy Bradley ........ Asst. Vice Pres. Nathan L. Combs .......... Vice R es. & Trust Officer J. E. Hinshaw .. Marketing Director Preston Sanders ............... Auditor Richard Wood .... Asst. Vice R es. Virginia Campbell .... Asst. Cashier Sue Turner ............... Asst. Cashier Marilyn Guinn Asst. Cashier Arthur Johnson ..................... Farm Representative  Joe M. Steele Tom Hargis Elmer Johnson J. T. Bain Dr. Friedman Sisco Mace D. Howell Thurman (Shorty) Parsons J. E. Hinshaw Dr. J. W. Dorman Joe S. Boone R. A. Bryant Walter Tumbow Phillip Steele  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks $ 4,949,382.77 U. S. Treasury Securities ................. 2,837,778.48 Oblig. o f other U. S. Gov’t agencies & corporations ........ 3,488,923.71 Oblig. of States & political subdivisions 10,167,501.73 Ail other securities, including corp. stocks 3,023,000.00 Excess funds s o ld ...... 4,600,000.00 Loans & discounts...... 30,055,112.12 Bank prem., furniture & fixtures ............... 589,547.75 Other real estate owned 14,001.00 A ll other assets .......... 901,309.23  Demand deposits ........ $14,667,454.85 Time deposits ............... 28,611,815.63 U. S. Gov’t deposits .... 183,377.85 Public funds ............... 10,164,077.16 Deposits o f b a n k s...... 100,000.00 Total Deposits ........ 53,726,725.49 Excess funds purchased 1,010,000.00 Borrowed m on ey ........ 750,000.00 A ll other liab ilities..... 1,094,447.19 Total Liabilities ...... 56,581,172.68 Capital stock ............. 600,000.00 Surplus ........................ 450,000.00 Undivided profits ...... 2,560,631.14 Reserves (Loans, Securities and Contingencies) ....... 434,752.97 Total Capital & Reserves ................ 4,045,384.11 TOTAL ........................ $60,626,556.79  TOTAL ........................ $60,626,556.79   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  191  BODCAW BANK. STAMPS Population 2,427 Chartered December 8, 1902  Lafayette County P. O. Box 8 Telephone Number §33-4486 Zip Code 71860 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. C. Cabe .................... President James Nipper .... Exec. Vice Pres. & Cashier C. C. Russell ............... Vice Pres. H. L. Wilkinson .......... Vice Pres. Jennie Lovell .......... Asst. Cashier Bonnie M oreland...... Asst. Cashier Danny Fitzpatrick .. Asst. Vice Pres. & Manager Ins. Dept.  J. C. Cabe A. C. Cross R. Z. Kimbell James Nipper C. C. Russell A. O. Smith H. L. Wilkinson  STATEMENT AS OF JUNE 30, 197S Liabilities Cash & due from banks $ U. S. Treasury Securities ................. Oblig. o f other U. S. Gov’t agencies & corporations ........ Oblig. o f States & political subdivisions A ll other securities, including corp. stocks Loans & discounts .... Bank prem., furniture & fixtures ............... Other real estate owned A ll other assets ..........  662,530.36 2,215,521.10 1,416,339.99 1,975,670.26 846,003.00 3,503,698.72 331,800.47 13.00 5,191.07  TOTAL ........................ $10,956,767.97   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 2,709,901.93 Time deposits .............. 5,199,277.65 U. S. Gov’t deposits .... 23,008.30 Public funds ............... 2,118,261.10 Total Deposits ........ 10,050,448.98 A ll other liab ilities.... 269.46 Total liabilities ....... 10,050,718.44 Capital stock .............. 50,000.00 Surplus ........................ 550,000.00 Undivided profits ....... 245,526.37 Reserves (Loans, Securities and Contingencies) ....... 60,523.16 Total Capital & Reserves................ 906,049.53 TOTAL ........................ $10,956,767.97  192  State o f Arkansas:  Bank Department  BANK OF STAB CITY, STAB CITY Population 2,232 Chartered April 27, 1925  Lincoln County P. O. Box 69 Telephone Number 628-4288 Zip Code 71667 Number o f Branches: Inside City—-None; Outside City—None Officers  Directors  Robert O. Trout ............. President Wm. R. Davidson .... Vice President Anneta M oore........ Vice President Karen Bums ...................... Cashier Franklin Collins ...... A sst Cashier  Robert O. Trout Harold Evans Lynn Thomasson Bumice Frizzell Neb Ryall, Jr. Richard C. Petty B. W. Gibbs Robert E. Beard  STATEMENT AS OF JUNE 30, 1975 J9ubso<2h B  U iU li& s  Cash & due from banks $1,207,592.90 U. S. Treasury Securities ................... 308,000.00 Oblig. of States & political subdivisions.. 1,540,867.83 Loans & discounts ...... 6,274,566.58 Bank prem., furniture & fixtures ................. 125,196.95 A ll other assets ............ 6,348.49  Demand deposits .......... $2,686,65463 Time deposits ............... 3,886,36493 U. S. Gov’t deposits .... 45,357.74 Public funds ............... 1,723,591.66 Total Deposits .......... 8,341,968.96 A ll other liabilities ..... 437,407.72 Total Liabilities ...... 8,779,376.68 Capital sto ck ....... 150,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 290,01401 Reserves (Loans, Securities and 43,182.06 Contingencies) ....... Total Capital & Reserves ................. 683,196.07  TOTAL ............................$9,462,572.75  TOTAL ............................ $9,462,572.75   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  193  THE STEPHENS SECURITY BANK, STEPHENS Population 1,355 Chartered February 8, 1946  Ouachita County P. O. Box 7 Telephone Number 786-5416 Zip Code 71764 Number of Branches: Inside City—None; Outside City—None Officers  Cole Martin ..................... President Sam L. C u rry ....... Ex. V. Pres. & Cashier Juanita Poindexter ...... Vice Pres. Elizabeth Sm ith...... Vice President Carol Phillips ...... Asst. Vice Pres.  Directors Sam A. Curry Cole Martin Guy R. Smith Joe J. Wade Grady P. Arrington Herbert R. Henderson Charles T. Reveley  STATEMENT AS OF JUNE 30, 1975 Assois  TJwKIIIHiwt  Cash & due from banks ..$ 452,337.85 U. S. Treasury Securities ................... 229,578.00 Oblig. of other U. S. Gov’t agencies & corporations ........ 500,000.00 Oblig. o f States & political subdivisions.. 1,493,932.66 Excess funds sold ........ 400,000.00 Loans & discounts ...... 4,040,702.83 Bank prem., furniture & fixtures ................. 46,356.53 Other real estate owned.. 1,200.00 AE other assets ............ 7,133.87  Demand deposits .......... $1,800,853.02 Time deposits .............. 4,133,794.77 U. S. Gov’t deposits .... 37,021.76 507,975.97 Public funds ............... Total Deposits .......... 6,479,645.52 AE other EabEities...... 104,977.70 Total LiabEities ........ 6,584,623.22 Capital stock ............... 275,000.00 Surplus ........................ 75,000.00 Undivided profits ........ 209,630.11 Reserves (Loans, Securities and Contingencies) ......... 26,988.41 Total Capital & Reserves ............... 586,618.52  TOTAL ............................$7,171,241.74  TO TAL ............................$7,171,241.74   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  194  State o f Arkansas; Bank Department  CITIZENS BANK. STRONG Population 1,008 Union County Chartered January 19,1931 P. O. Box 188 Telephone Number 797-7361 Zip Code 71765 Number of Brandies: Inside City—None; Outside City—None Officers O. B. C la rk .................... President C. R. M ason...........Vice President Mrs. L. K. R obertson Secretary Ray B. F in n ey ...... Asst. Secretary Chadd L. D urrett.... Asst. Secretary  Directors O. B. Clark C. R. Mason Mrs. L. K. Robertson Ray B. Finney Chadd L. Durrett  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks ..$ 419,778.99 U. S. Treasury Securities ................... 923,078.13 Oblig. o f other U. S. Gov’t agCTidfts & corporations .......... 201,271.18 Oblig. of States & political subdivisions.. 680,962.28 A ll other securities, including corp. stocks ........................ 181,966.50 Excess funds sold ........ 30,000.00 Loans & discounts ....... 1,126,822.04 Bank pram., furniture 6,360.13 & fixtures ................. A ll other assets ......... 20,000.00 TOTAL .......................... $3,590,239.25   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $1,388,409.67 Time deposits .............. 1,297,635.25 U. S. Gov’t deposits ..... 4,699.25 Public funds ................. 231,590.66 Total Deposits .......... 2,922,334.83 A ll other liab ilities........................... 79,257.43 Total Liabilities ........ 3,001,592.26 Capital stock ...................  200,000.00  Surplus .......................... 100,000.00 Undivided profits ........ 270,009.75 Reserves (Loans, Securities and Contingencies) ......... 18,637.24 Total Capital & Reserves ................. 588,646.99 TOTAL .......................... $3,590,239.25  Sixty-First Report  195  THE FARMERS AMD MERCHANTS BANK, STUTTGART Population 12,000 Arkansas County Chartered December 29, 1944 P. O. B os 947 Telephone Number 673-1661 Zip Code 72160 Number erf Branches: Inside City—3; Outside City—None Officers  Directors  Artie Seidensehwarz ...... President I!o y d Ratcliff ............... Vice Pres. Leonard H. DeVun ...... Vice Pres.  W. C. Bogard J. R. Oliver, Jr. Lloyd Ratcliff Artie Seidensehwarz Horace “Pete” Sickel Curtis Siems B. J. S t John D. W. Tweedy Ralph Wilson D. B. Davis  & C ashier  Don Pattillo ................... Vice Pres. & Trust Officer W illie Grafals ............... Vice I*es. James M. Yarbrough .... Vice Pres. Don Underwood ............ Vice Pres. Lela Karkur ........ Asst. Vice Pres. William R. Trice .... A sst Vice Pres. Ralph W. Wilson .. Asst. Vice Pres. Larry Gunnell .... Com. Loan Officer Ona Belle Koch ...... Asst. Cashier Louise Kelly ............ Asst. Cashier & Auditor Estelle Findley ........ Asst. Cashier Margaret Carlisle ..... Asst. Cashier Deloris Vickers ........ A sst Cashier Polly Jones ............. A sst Cashier  STATEMENT AS OF JUNE 30, 1975 LlabllMes Cash & due from banks $ 2,721,634.92 U. S. Treasury Securities ................. 1,223,247.18 Oblig. of other U. S. Gov’t agencies 901,380.90 & corporations ........ Oblig. o f States & political subdivisions 6,988,044.80 Loans & discounts ..... 30,302,551.73 Bank prem., furniture 811,864.99 & fixtures ............... 980,637.96 A ll other assets ..........  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $43,929,362.48  Demand deposits .... Time deposits ......... U. S. Gov’t deposits Public funds ........... Total Deposits .... Borrowed m on ey .... A ll other liabilities . Total liabilities . Capital stock ......... Surplus .................... Undivided profits ... Reserves (Loans, Securities and Contingencies) .... Total Capital & Reserves ........... TOTAL ....................  $13,962,267.56 22,584,862.37 141,811.36 2,620,559.51 39,309,500.80 245,719.11 971,190.15 40,526,410.06  1,000,000.00 1,000,000.00  1,036,889.92 366,062.50  . 3,402,952.42 $43,929,362.48  196  State o f Arkansas:  Bank Department  CITIZENS BANK, TILLAR Population 270 Chartered July 28,1913  Drew County P. O. Box 128 Telephone Number 392-2292 Zip Code 71670 Number of Branches: Inside City—None; Outside City—None Officers  J. A. Gibson ................... President Jim Selman ........ Exec. Vice Pres. Marcia Zeno ..................... Cashier Glenda Cary ............. Asst. Cashier  Directors Bennie Rybum, Sr. J. Ted Blagg Bennie Rybum, Jr. Hayes Stephens Tommy Henley C. R. Prewitt J. A. Gibson  STATEMENT AS OF JUNE 30, 1975 Assets  T.laMliWaa  Cash & due from banks ..$ 267,863.31 U. S. Treasury Securities ................... 109,063.60 Oblig. o f States & political subdivisions.. 786,385.50 Loans & discounts........ 3,712,965.92 Bank prem., furniture & fixtures ................. 70,489.69 Other real estate ow ned.. 203,257.53 18,560.53 A ll other assets ............  Demand deposits ..........$ 971,841.04 Time deposits ............... 2,594,749.75 U. S. Gcnr’t deposits..... 5,900.83 751,285.20 Public funds ............... Total Deposits .......... 4,323,776.82 Excess funds purchased., 400,000.00 Total Liabilities ........ 4,723,776.82 Capital stock ............... 120,625.00 Surplus .......................... 204,375.00 Undivided profits ........ 64,939.61 Reserves (Doans, Securities and Contingencies) ....... 54,869.65 Total Capital & Reserves ................. 444,809.26  TO TAL ......................... . .$5,168,586.08  TO TAL .......................... $5,168,586.08   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Beport  19?  BANK OF TRUMANN, TRUMANN Population 6,392 Chartered October 26, 1911  Poinsett County P .O .B o x 48 Telephone Number 483-6333 Zip Code 72472 Number of Branches: Inside City—1; Outside City—-None Officers  Directors  J. C. Stuckey ............. President & Chairman of Board Clyde Robertson, Jr. .... Exec. Vice President Eugene P ou n ds........ Sr. Vice Pres. Wilburn J. Cole ............ Vice Pres. & Cashier Edith Dameron .... Asst. Vice Pres. Fannie M. Kent ...... A sst Cashier Melba J. W o o d ..........Asst. Cashier  T. M. Clogston J. F. Lady Frank la d y , Jr. Leon Massey Eugene Pounds Clifford C. Purvis Clyde Robertson, Jr. J. C. Stuckey Kenneth K. Yarbrough  STATEMENT AS OF JUNE 30. 1975 Assets  Liabilities  Cadi & due from banks $ U. S. Treasury Securities ................. Oblig. of other U. S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions A ll other securities, including eorp. stocks Excess funds sold ...... Loans & discounts ..... Bank prem., furniture & fixtures ............... A ll other assets .......... TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,245,099.15 1,444,337.50 1,998,750.00 1,304,915.81 1,800.00 400,000.00 9,158,178.09 141,133.31 4,152.95  $15,698,366.81  Demand deposits ........ $ 4,512,425.96 Time deposits .............. 8,555,877.66 U. S. Gov’t deposits .... 89,519.65 Public funds ............... 839,879.79 Total Deposits ........ 13,997,703.06 A ll other liabilities..... 284,500.72 Total Liabilities ...... 14,282,203.78 Capital stock ............. 100,000.00 Surplus ........................ 850,000.00 Undivided profits ....... 293,820.19 Reserves (Loans, Securities and 172,342-84 Contingencies) ........ Total Capital & Reserves ............... 1,416,163.03 TO TAL .......................... $15,698,366.81  198  State o f Arkansas:  Bank Department  BANK OF TUCKERMAN, TUCKERMAN Population 1,731 Jackson County Chartered November 8,1902 P. O. Box 700 Telephone Number 349-5155 Zip Code 72473 Number of Branches: Inside City—None; Outside City—2 Officers  Directors  Van Smith ...................... President Steve C. Adcox .... A sst Vice Pres. Calvin W. Whitlow ............ Cashier  Scotty Armstrong O. B. Armstrong, Advisory R. O. Norris Bob Penix Iindley Smith, AdvisoryVan Smith  STATEMENT AS OF JUNE 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 524,396.03 U. S. Treasury Securities ................... 380,157.75 Oblig. of other U. S. Gov’t agencies & corporations.......... 999,875.00 Oblig. of States & political subdivisions.. 1,182,046.63 AU. other securities, 60,766.20 including corp. stocks.. 475,000.00 Excess funds s o ld ..... Loans & discounts ... 3,562,089.48 Bank prem., furniture 42,531.00 & fixtures .............. 79,686.49 A ll other assets .........  Demand deposits ........ Time deposits .............. U. S. Gov’t deposits .... Public funds ............... Deposits of banks ...... Total Deposits ........ A ll other liabilities..... Total Liabilities ...... Capital stock .............. Surplus ........................ Undivided profits ...... Reserves (Loans, Securities and Contingencies) ........ Total Capital & Reserves ...............  TO TAL ...........................$7,306,548.58  TO TAL .......................... $7,306,548.58   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $2,640,018.99 . 2,866,475.13 5,466.59 . 777,920.42 9,706.09 . 6,299,587.22 78,171.51 . 6,377,758.73 .  100,000.00  . .  250,000.00 440,739.99 138,049.86  .  928,789.85  199  Sixty-First Report  ■PV P A i y ^ 3k 1ft Ik m P  A ■» JbIAntJB1 <45Mflki XftdfflMElJBk#  A * Ja  w  A  JBVm A  Population 601 Chartered October 1, 1951  Poinsett County P .O .B o x 95 Telephone Number 487-2161 Zip Code 72386 Number o f Brandies: Inside City—None; Outside City—None Officers  Directors  Charles F. Luter ............ President John H. Emrich .... Vice President H. F. Noreross, Jr. ........ Secretary Maxyne Ursery ................. Cashier Evelyn HaU ............. A sst Cashier  A. A. Banks G. E. Beley John H. Emrich Charles F. Luter H. F. Noreross H. F. Noreross, Jr.  STATEMENT AS OF JUNE 30, 1975 Assets  T.inKlWI—  Cash & due from banks ..$ 550,000.05 U. S. Treasury Securities ................... 307,113.34 Oblig. of other U. S. Gov’t agendas & corporations .......... 1,104,350.14 Oblig. of States & political subdivisions.. 2,082,121.18 Excess funds sold ........ 100,000.00 Loans & discounts ...... 3,558,21493 Bank prem., furniture 50,867.54 & fixtures ................. Other real estate ow ned.. 1.00  Demand deposits .......... $1,743,666.34 Time deposits ............... 4235,090.44 U. S. Gov’t deposits ..... 16,957.08 Public funds ................. 741,100.48 Deposits of b a n k s............................. 6,000.00 Total Deposits .......... 6,742,81434 A ll other liabilities.......................... 310,609.5 Total liabilities ........ 7.053,423.90 Capital stock ............... 50,000.00 Surplus .......................... 325,000.00 Undivided profits ........ 258,896.22 Reserves (Loans, Securities and Contingendes) ......... 65,348.06 Total Capital & Reserves ................. 699,24428  TOTAL ...........................$7,752,668.18  TO TAL ............................$7,752,668.18   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  200  State o f Arkansas:  Bank Department  CITIZENS BANK & TRUST COMPANY, VAN BURIN Population 9,351 Chartered December 20,1910  Crawford County P. O. Box 469 Telephone Number 474-1201 Zip Code 72956 Number o f Branches: Inside City—1; Outside City—1 Officers  Doyle Hopkins .... Chairman of Board Dane R ig g s....................... President R. H. Terry ............ Vice President & Trust Officer T.- C. Gunn ............ Vice President S. D. White ........... Vice President Farm Credit Eugene P.H ob b s............... Cashier Eva Maye Laws ...... A sst Cashier Nelda Watkins .......... A sst Cashier  Directors Doyle Hopkins Dane Riggs LonnieBatchelor Edgar E. BetheE C. C. Gunn Eugene P. Hobbs Jack E. White  STATEMENT AS OF JUNE 30, 1975 Assets  liabilities  Cash & due from banks $ 1,973,148.65 U. S. Treasury Securities . ............... 828,032.49 ObEg. of other U. S. Gov’t agencies & corporations ........ 1,008,125.00 Oblig. of States & political subdivisions 2,504,560.64 A n other securities, including corp. stocks 1,500.00 Excess funds s o ld ........ 200,000.00 Loans & discounts ..... 10,649,220.94 Bank prem., furniture 260,140.61 & fixtures ............... AE other assets .......... 351,109.45  Demand deposits ........ $ 6,061,670.91 Time deposits .............. 7,946,972.84 U. S. Gov’t deposits .... 233,999.74 Public funds ............... 1,084,922.82 Total Deposits ........ 15,327,566.31 AE other HabEities ..... 704,765.28 Total LiabEities ...... 16,032,331.59 Capital stock .............. 400,000.00 Surplus ........................ 700,000.00 Undivided profits ...... 564,721.43 Reserves (Loans, Securities and Contingencies) ....... 78,784.76 Total Capital & Reserves ............... 1,743,506.19  TOTAL ..........................$17,775,837.78  TO TAL .......................... $17,775,837.78   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  201  PEOPLES BAUK & TRUST COMPANY, VAN BUREN  Population 9,351 Chartered August 12, 1933  Crawford County P. O. Box 429 Telephone Number 474-3785 Zip Code 72956 Number o f Branches: Inside City—2; Outside City—None Officers  Directors  Clyman E. Izard ...... Chmn. of the Board J. J. Iza rd ........................ President Frank W offord ................ Cashier Jo Ann M eadors........ A sst Cashier Frances R apier..........A sst Cashier Deweese Jackson...... A sst Cashier Vince H an ey............... A sst Cashier Carolyn A. Johnson .... Exec. Sec’y.  Clyman E. Izard J. J. Izard Bessie Maud Izard C. J. Franklin Carl Creekmore Frank W offord Wesley W amock  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ 2,438,373.93 IT. S. Treasury Securities ................ 1,316,247.53 Oblig. o f other U. S. Gov’t agencies & corporations ........ 788,262.25 Oblig. o f States & political subdivisions 1,550,312.85 Excess funds s o ld ...... 3,300,000.00 Loans & discounts ..... 6,939,208.51 Bank prem., furniture & fixtures ............... 131,015.71 Other real estate owned 23,001.00 A ll other assets .......... 17,689.02 TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $16,504,110.80  Demand deposits ........ $ 5,828,719.52 Time deposits .............. 7,789,970.80 U. S. Gov’t deposits .... 50,252.58 Public funds ............... 1,150,191.36 Total Deposits ........ 14,819,134.26 A ll other liab ilities..... 68,704.26 Total Liabilities ...... 14,887,838.52 200,000.00 Capital stock ............. Surplus ........................ 800,000.00 Undivided profits ....... 505,899.24 Reserves (Loans, Securities and Contingencies) ....... 110,373.04 Total Capital & Reserves ....... . 1,616,272.28 TOTAL ................. $16,504,110.80  202  S tate o f A rkansas:  B ank D epartm ent  BANK OF WALDO, WALDO Population 1,800 Columbia County Chartered September 2,1899 P .O .B o x 366 Telephone Number 693-5858 Zip Code 71770 Number of Branches: Inside City— None; Outside City— None Officers J . Thurston H o w e ll.......... President Mrs. J. Thurston Howell .. Y . Pres. Mrs. M ary H . M a rtin .......... Cashier  Directors J. Thurston Howell Mrs. J. Thurston Howell Mrs. M ary H . Martin  S TA TE M E N T A S O F JU N E 30, 1375 Assets  liabilities  Cash & due from banks ..$ 211,673.45 U . S. Treasury Securities ................... 2,602,343.27 Oblig. of other U . S. Gov’t agencies & corporations.......... 185,449.95 Excess funds sold ....... 275,000.00 Loans & discounts ....... 331,792.10 Bank prem., furniture & fixtures ................. 10.00 Other real estate owned.. 10.00  Demand deposits ........ $1,614,818.11 Tim e deposits ................ 1,622,343.12 U . S. Gov’t deposits..... 1,844.46 70,633.22 Public funds ................. Total Deposits ......... . 3,309,638.91 Total Lia b ilitie s........ 3,309,638.91 Capital stock ................ 50,000.00 Surplus ........................... 25,000.00 Undivided profits ........ 31,36493 Reserves (Loans, Securities and Contingencies) ......... 190,27403 Total Capital & Reserves ................. 296,639.86 T O T A L ...........................$3,606,278.77  T O T A L .......................... $3,606,278.77   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S ix ty-F irst R eport  203  T H E PEOPLES B A N E ; W A LD O Population 1,800 Chartered June 22,1910  Columbia County P. O. Box 426 Telephone Number 693-5551 Zip Code 71770 Number of Brandies: Inside City— 1; Outside City— -1 Officers  Directors  Harold F in c h e r................President Richard P. C la rk .....Exec. V . Pres. Joyce C ro n e .........................Cashier  Harold Fincher Richard P. Clark Steven Clark Fincher Dorothy J. Fincher Imogene M. Clark G . F . Scott Betty Lou Scott  STATEMENT AS O F JU N E 30, 1975 Assets  T-lnMfi«Sa«  Cash & due from banks 381,862.54 ObUg. of other U . S. Gov’t agencies & corporations .......... 3,288,247.88 ObUg. of States & political subdivisions.. 1,447,508.70 Excess funds sold ....... 175,000.00 Loans & discounts ....... 1,927,936.53 Bank prem., furniture & fixtures ................. 3.00  Demand deposits .......... $1,848,43434 Tim e deposits ................ 3,749,639.15 U . S. Gov’t deposits ..... 6,152.86 Public funds ............... 878,602.27 Total Deposits .......... 6,482,828.62 Total Liabilities ........ 6,482,828.62 Capital stock.................. 62,500.00 Surplus ......................... 137,500.00 Undivided profits ........ 486,992.89 Reserves (Loam , Securities and Contingencies) .......... 50,737.14 Total Capital & Reserves ................. 737,730.03  T O T A L ..............................$7,220,558.65  T O T A L ............................. .$7,220,558.65   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  204  S tate o f A rkansas:  B ank D epartm ent  B A N K O F W ALD R O N , W A LD R O N Population 2,500 Scott County Chartered A p ril 3,1901 P. O. Box 278 Telephone Number 637-2161 Zip Code 72958 Number of Branches: Inside City— None; Outside City— None Officers  Directors  M arvin EL Phelps ............ President Orval K . Goodner .... Exec. V . Pres. Wm. Knox Dozier ..... Sr. V . Pres. Patsy Hawkins ...... Asst. V . Pres. & Cashier Pat Davenport ..... Asst. Vice Pres. Linda Hogge ...... Asst Vice Pres. Wanda Kuhlmann .... Aset Cashier  M. C. Bird Isom Crutchfield Charlye V . Davidson W . W. Davis Wm. Knox Dozier O. K . Goodner S. E. Mitchell M arvin E Phelps Dale Rodgers  S TA TE M E N T A S O F JU N E 30, 1975 Assets Cash & due from banks $ U . S. Treasury Securities ................. Oblig. of other U . S. Gov’t agencies & corporations ........ Oblig. of States & political subdivisions Excess funds sold ...... Loans & discounts ..... Bank prem., furniture & fixtures ............... A ll other assets ..........  913,183.91 472,337.06 3,024,447.86 3,055,131.84 1,210,000.00 8,027,880.52 63,602.71 192,436.07  T O T A L .........................$16,959,019.97   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 4,755,771.08 Tim e deposits .............. 8,949,327.30 U . S. Gov’t deposits .... 36,607.95 Public funds ................ 1,308,249,27 Total Deposits ....... . 15,049,955.60 A ll other liabilities ..... 372,162.21 Total Liabilities ......! 15,422,117.81 Capital stock .............. 300.000. 00 Surplus ......................... 500.000. 00 629,748.03 Undivided profits ....... Reserves (Loans, Securities and Contingencies) ......... 107,154.13 Total Capital & Reserves ................ 1,536,902.16 T O T A L .......................! $16,959,019.97  205  S ixty-F irst R eport  W ARREN B A N K & TR U S T CO M PAN Y. W ARREN Population 7,000 Bradley County Chartered December 28, 1901 P. O. Box 350 Telephone Number 226-2621 Zip Code 71671 Number of Branches: Inside City— 2; Outside (Sty— None Officers  Directors  Louis W. Ederington...... Chairman G. C. Sangster ................ President B. Gene Staton .... Exec. Vice Pres. Gerald D. Burton .... Sr. Vice Pres., Cashier & Trust Officer Pauline Hollingsworth .. Vice Pres. O. Harold Moore ........ Vice Pres. James E. Smith .... Asst. Vice Pres. & Loan Officer Ouita Huitt .......... Asst. Vice Pres. Katherine Port ........ Asst. Cashier Betty Lovett ............ Asst. Cashier  L . H. Derby, Jr. J. T . Ederington, H I L . W . Ederington John B. Prazer, Jr. P. Martin Hankins J. E. Hurley, Jr. G. C. Sangster G. F. Wynne, M. D.  S TA TE M E N T A S O F JU N E 30, 1975 Assets Cash & due from banks $ 1,794,227.44 U. S. Treasury Securities ................. 5,000.00 Oblig. of other U . S. Gov’t agencies & corporations ........ 1,541,169.43 Oblig. of States & politieal subdivisions 5,412,668.90 A ll other securities, including eorp. stocks 1,700,000.00 Excess funds sold ....... 850,000.00 Loans & discounts ..... 15,127,463.83 Bank prem., furniture & fixtures ................ 117,400.61 Other real estate owned 6,719.79 A ll other assets .......... 728,934.61 T O T A L .........................$27,283,584.61   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities Demand deposits .... Tim e deposits ......... U . S. Gov’t deposits Public funds ........... Total Deposits .... A ll other liabilities . Total Liabilities . Capital stock ......... Surplus .................... Undivided profits ... Reserves (Loans, Securities and Contingencies) .... Total Capital & Reserves ........... T O T A L ....................  $ 6,240,848.34 16,337,308.21 100,117.09 1,928,942.91 , 24,607,216.55 572,506.59 25,179,723.14 300.000. 00 400.000. 00 70,000.00 1.333.861.47 2.103.861.47 $27,283,584.61  206  S tate o f A rkansas:  B ank D epartm ent  BANK OF WEINER, WEINER Population 715 Chartered A p ril 2, 1909  Poinsett County P. O. Box 307 Telephone Number 684-2321 Zip Code 72479 Number of Brandies: Inside Q ty — None; Outside C ity— 1 Officers  Directors  John R. Hogue ................ President Jeriel A . Sum m itt.. Exec. Vice Pres. H . E. Winters .......... Sr. Vice Pres. Niles Bise .... Vice Pres. & Cashier Phil Hesse ............... Asst. Cashier  John R. Hogue Jeriel A . Summitt H . E. Winters Ronald L . Hogue Ernest L . Hogue Malcolm C. Hogue R. H . Ziegenhom  STATEMENT AS OF JUNE 30, 1975 Assets Cash & due from banks $ U . S. Treasury Securities ................. Oblig. of oilier U . S. Gov’t agendes & corporations ........ Oblig. of States & political subdivisions A ll other securities, including eorp. stocks Excess funds sold ....... Loans & discounts ..... Bank prem., furniture & fixtures ................ A E other assets ..........  1,071,811.63 1,348,542.37 4,592,102.08 2,089,095.43 101,277.00 400,000.00 5,917,277.93 159,510.31 25,802.04  T O T A L .........................$15,705,418.79   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 5,004,564.78 Tim e deposits .............. 8,586,772.50 U . S. Gov’t deposits .... 62,35416 PubEc funds ................ 808,379.34 Deposits of banks....... 53,686.51 Total Deposits ........ 14515,757.29 A ll other liabilities .... 58,050.19 Total Liabilities ...... 14,573,807.48 Capital stock .............. 200,000.00 Surplus ......................... 500,000.00 Undivided profits ...... 347,764.14 Reserves (Loans, Securities and Contingenties) ....... 83,847.17 Total Capital & Reserves ................ 1,131,611.31 T O T A L .........................$15,705,418.79  207  S ix ty -F irst B eport  MERCHANTS & FARMERS BANK, WEST HELENA Population 11,007 Phillips County Chartered October 4, 1948 P, O. Box 2497 Telephone Number 572-3481 Zip Code 72390 Number of Branches: Inside City— 1; Outside City— None Officers  Directors  S. H. Hurst .. Chairman of the Board Doug Simmons ................ President Roy B. W a rren ........ Sr. Vice Pres. James A . B o g le ................Vice Pres. & Cashier Gordon M. W h ite .......... Vice Pres. E. F. Kalb, Jr. ............ Vice Pres. Helen B. Back ........ Asst Cashier Juanita S. Clements .. Asst Cashier Dorothy White ........ Asst. Cashier Dorene Johnson ...... Asst Cashier & Branch Mgr. Jeanie Bloesch.......... Asst. Cashier Sarah Bradshaw ....... Asst Cashier Virginia Campbell .... Asst. Cashier  James P. Baker, Jr. James E. Boyd Brooks Griffin S. H. Hurst C. L. Harris E. F. Kalb, Sr. J. L . Linder Jesse Porter Doug Simmons  STATEMENT AS OF JUNE 30, 1975 Assets  LlabUMes  Cash & due from banks $ 2,381,076.94 U . S. Treasury Securities ................. 259,000.00 Oblig. of other U . S. Gov’t agencies & corporations ........ 4,103,277.00 Oblig. of States & political subdivisions 2,727,673.84 A ll other securities, including corp. stocks 100,000.00 Loans & discounts ..... 12,856,117.96 Bank prem., furniture & fixtures ................ 163,988.07 Other real estate owned 35,475.00 A ll other assets .......... 38,510.21  Demand deposits ........ $ 5,869,854.79 Tim e deposits .............. 11,984,499.40 U. S. Gov’t deposits .... 47,295.08 Public funds ............... 2,968,854.19 Total Deposits ........ 20,870,503.46 A ll other liabilities ..... 260,246.74 Total Liabilities ...... 21,130,750.20 Capital stock .............. 275,000.00 Surplus ......................... 400,000.00 Undivided profits ...... 605,247.61 Reserves (Loans, Securities and Contingencies) ....... 254,121.21 Total Capital & Reserves ............... 1,534,368.82  $22,665,119.02  T O T A L ............................$22,665,119.02  TOTAL   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  208  State o f A rkansas:  B ank D epartm ent  BANK OF WEST MEMPHIS, WEST MEMPHIS Population 30,000 Crittenden County Chartered A p ril 21, 1928 P. O. Box 128 Telephone Number 735-2922 Zip Code 72301 Number of Branches: Inside City— 3; Outside City— None Officers  Directors  W . K . Ingram ................. Chairman Zack McClendon, Sr...Viee Chairman Jack K . Hogan ............... President Robert L . W right .. Exec Vice Pres. Paul Neal ....................... Vice Pres. Wayne Stafford ................. Cashier Mildred Eamey .... Asst. Vice Pres. M ary Goe ............ Asst. Vice Pres. & Asst. Trust Officer Ruth Manchester .. Asst. Vice Pres. Josephine Duncan .... Asst. Cashier Patsy P. M organ...... Asst Cashier Doris Swindler ........ Asst Cashier Ola B. Jones ............ Asst. Cashier Robert L . Naylor .............. Auditor  Davis Biggs H . R. Dabbs R. E. Eden James C. Hale James A . Heath Jack K . Hogan W. K . Ingram W. Kent Ingram, Jr. Robert E. McCarley Zack McClendon, Sr. Zack McClendon, Jr. Lloyd C. McCuiston, Jr. Paul O’Neal W . F. Slaughter J. H . Spears J. C. Tennison Richard H . Upton  STATEMENT AS OF JUNE 30, 1975 Assets  T-iaKili'Kpc  Cash & due from banks $ 4,121,947.48 U . S. Treasury Securities ................. 1,714,925.76 Oblig. of other U. S. Gov’t agencies & corporations ........ 2,626,585.95 Oblig. of States & political subdivisions 6,183,351.05 A ll other securities, including eorp. stocks 111,041.76 Excess funds sold ....... 1,900,000.00 Loans & discounts ..... 14,009,121.75 Bank prem., furniture & fixtures ................ 367,678.87 Other real estate owned 143,750.00 A ll other assets .......... 484,223.41  Demand deposits ........ $11,728,719.43 Tim e deposits .............. 13,606,886.78 U . S. Gov’t deposits .... 205,838.02 Public funds ................ 2,699,92430 Deposits of banks ...... 5,000.00 Total Deposits ........ 28,246,368.53 A ll other liabilities ..... 685,798.09 Total Liabilities ....... 28.932,166.62 Capital stock .............. 1,000,000.00 Surplus ......................... 1,000,000.00 Undivided profits ...... 509,116.96 Reserves (Loans, Securities Contingencies) ........ 221,342.45 Total Capital & Reserves ............... 2,730,459.41  T O T A L ............................$31,662,626.03  T O T A L ............................$31,662,626.03   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  209  S ix ty -F irst R eport  RICE GROWERS BANK , W HEATLEY  Population 443 Chartered September 27,1909  St. fra ud s County F . O. Box ISO Telephone Number 457-2311 Zip Code 72392 Number of Branches: Inside City— -None; Outside C ity— None Officers  Dtsocioia  W illiam L . Homer, Jr. .... President Robert CarveH.Exec. Vice President James C. lepton .... Vice President & Cashier Betty Mason ............ Asst. Cashier  W illiam L . Homer, Jr. Robert CarveE Mayme Lyon  S TA TE M E N T A S O F JU N E 30, 1975  Cash & due from banks 584,715.23 U . S. Treasury Securities ................... 101,000.00 ObEg. of other U . S. Gov’t agencies & corporations .......... 918,985.74 Oblig. of States & political subdivisions.. 945,631.18 Excess funds sold ........ 900,000.00 Loans & discounts ....... 4,672,436.42 Bank prem., furniture & fixtures ................. 46,145.89 Other real estate owned 6,150.00 91,3705 A ll other assets............ T O T A L ..........................$8,266,435.81   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ... Tim e deposits ......... U . S. Gov’t deposits Public funds ........... Total Deposits .... A ll other Eabilities . Total Liabilities ... Capital stock ......... Surplus .................... Undivided profits ... Reserves (Loans, Securities and Contingencies) .... Total Capital & Reserves ........... T O T A L ....................  $3,226,542.63 . 3,405,782.29 6,263.46 . 792,368.14 . 7,430,956.52 90,294.27 . 7,521,250.79 .  100,000.00  . .  400,000.00 198,278.75  .  46,906.27  . 745,185.02 .$8,266,435.81  210  State o f Arkansas: Bank Department  W ILM O T S T A T E B A N K . W ILM O T Population 1,202 Chartered October 25. 1937  Ashley County P .O .B o x 95 Telephone Number 473-5500 Zip Code 71676 Number of Branches: Inside City— None; Outside City— None offiwwi Directors  Wm. B. de Y a m p e rt...... P ru d e n t N . R. Kirkwood .... Exec. Vice Pres. & Cashier Mm. E. H . Kirkwood .. Asst Cashier  Wm. B . de Yampert N . R. Kirkwood John Currie Louis C. Shackelford, Jr. John Currie, Jr.  S TA TE M E N T A S O F JU N E 30, 1975 Liabilities Cash & due from banks 503,701.35 U . S. Treasury Securities ................... 337,013.00 ObUg. of other 17. S. Gov’t agencies & corporations .......... 299,443.06 Oblig. of States & political subdivisions.. 346,451.70 Loans & discounts ....... 1,638,985.82 Bank prem., furniture & fixtures ................. 3,061.84 A ll other assets............ 167.64  Demand deposits .......... $1,154,698.27 Tim e depoSts ................ 822,51446 U . S. Gov’t deposits..... 4787.99 586,85442 Public funds ................. Total Deposits .......... 2,568,859.14 Total liabilities ........ 2,568,855.14 Capital stock ................ 100,000.00 Surplus ........................... 275,000.00 Undivided profits ......... 155,581.84 Reserves (Loans, Securities and 29,387.43 Contingencies) ......... Total Capital & Reserves .................. 559.969.27  TO TAL ........................... .$3,128,824.41  TO TAL ........................... .$3,128,824.41   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  211  S ix ty -F irst R eport  B A N K O F WILSON* W ILSO N Population 1,009 Mississippi Count? Chartered October 3, 1908 P .O .B o x 338 Telephone Number 655-3251 Zip Code 72395 Number of Brandies: Inside City— None; Outside City— 1 Officers R. E. L . W ilso n .............. Chairman of the Board J. B. Gwyn .................... President C. J. Lowrance, Jr. .......Vice Pres. J . T . Shenep ...................... Cashier (Mrs.) Florabel Bishop. Jurat Cashier (M rs.) Gatha Watson .. Asst Cashier  Dlrecton R. E. L . Wilson J . B . Gw yn C. J . Lowrance, Jr. C. L . Denton, Jr. J . B . Hilliard Michael E . Wilson Hudson Wren  S TA TE M E N T A S O F JU N E 30* 1975 Asseis Cash & due from banks..$l,209,069.68 U . a Treasury Securities ................... 1,323,125.92 Oblig. of other U . S. Gov’t agencies & corporations .......... 583,925.87 Oblig. of States & political subdivisions.. 1,139,354.42 Excess hinds sold ........ 1,050,000.00 Loans & discounts ....... 3,554,676.86 Bank prem., furniture & fixtures ................. 27,861.75  T O T A L ..........................$8,888,014.50   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits.......... $2,837,810.18 Tim e d ep o ts ................ 3,144,446.37 41,556.24 U . S. Gov’t deposits..... Public funds .................. 1,547,627.66 Deposits of la r k s .............................. 20,335.68 Total Deposits .......... 7,591,776.13 A ll other liabilities............................3,394.39 Total liabilities ........ 7,595,170.52 Capital stock ................ 100,000.00 Surplus ........................... 800,000.00 Undivided profits ........ 337,463.81 Reserves (Loans, Securities and Contingencies) .......... 55,380.17 Total Capital & Reserves ............. T O T A L .......................  212  State o f A rkansas:  B ank D epartm ent  CROSS C O U N TY B A R K , W YN N E Population 7,200 Chartered June 5, 1891  Cress County P. O . Box 9 Telephone Number 238-8171 Zip Code 72396 Number of Branches: Inside City— 1; Outside City— 1 Officers  Directors  Raphael H . A ndrew s.....President Ken O. McClanahan .. Exec. V . Pres. Winifred 6 . Sigman ........ Cashier Bobbie Nell Brown .... Vice Pres. & . Mgr., North Branch Mazie B a lla rd ............ Vice Pres. & Mgr., Hickory Ridge Branch Ann Jones ................... A ra l Cashier  Raphael H . Andrews Ken O. McClanahan Gerald L . Blackburn David Block, Jr. David Drexler Eugene Goodart John H . Johnston, Jr. R. E. Robinson W . W . Shaver, Jr.  I. M. Steinberg  S TA TE M E N T A S O F JU N E 30, 1975 liabilities  Cadi & due from banks $ U . S. Treasury Se curitie s^............... Oblig. of other U . S. Gov’t agencies & corporations ........ OWig. of States & poltieal subdivisions A ll other securities, inducting corp. stocks Excess funds sold ....... Doans & discounts ..... Bank pram., furniture & fixtures ................ A ll other assets..........  1,514,785.45 1,037,724.00 3,133,57412 4,828,328.65 1,800.00 250,000.00 8,417,120.75 408,920.94 34,863*27  T O T A L .........................$19,627,117.18   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 7,334,590.28 Tim e deposits.............. 8,357,599.46 U . S. Gov’t deposits .... 146,106.93 Public funds ................ 1,786,169.32 Total Deposits ........ 17,524465.99 A ll other liabilities..... 356,229.18 Total Liabilities ....... 17,880,695.17 Capital stock ................ 250*000.00 Surplus ......................... 500,000.00 Undivided profits ....... 864155.31 Reserves (Loans, Securities and. Contingendes) ....... 132,266.70 Total Capital & Reserves ................ 1,746,422.01 T O T A L ........................ .$19,627|ll7.18  S ix ty -F irst R eport  213  IHE BAKE OF YELLVILLE, YELLVILLE Population 860 Chartered December 13,1945  Marinn County P .O .B o x 325 Telephone Humber 449-4231 Zip Code 72687  Number of Branches: Inside City— None; Outside City— 1 Officers  Dirocioxs  Bernice Berry ................. President & Cashier John E. Linton ...... Vice President James N. Thomason ..Vice President Duane C. P ric e ...... Vice President  Bernice Berry Wyona Willingham Fred A . Berry H . A . Burns Thelma G . Doshier K a rl King John EL Linton  STATEMENT AS O F JU N E 30, 1975 UaMUtiss Cash & due from banks $ 878,465.40 U . S. Treasury Securities ................. 302^18.75 Oblig. of other U . S. Gov’t agencies & corporations ........ 10,209.16 Oblig. of States & political subdivisions 1,612,406.84 Excess funds sold ...... 1,500,000,00 Loans & discounts ..... 7,450,749.37 Bank prem., furniture & fixtures ................ 329,160.68  T O T A L ............................$12,088,210.20   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 3,563,009.65 Tim e deposits.............. 6,484,607.87 U . S. Gov’t deposits .... 5,048.78 Public funds ................ 1,088,649.78 Total Deposits ........ 11,141,316.08 Total Lia b ilitie s...... 11,141,316.08 Capital stock .............. 175,000.00 Surplus ......................... 285,000.00 Undivided profits ....... 380,02487 Reserves (Loans, Securities and Contingencies) ........ 101,869.25 Total Capital & Reserves ............... 941,89412 T O T A L ......................... $12,083,210.20  214  S tate o f A rkansas:  B ank D epartm ent  G IY H PV m D Q r n D P D A D r n  o x A l x - r l x C o l n r iT U lt l  show ing  THE CONDITION OF THE 3 ARKANSAS STATE CHARTERED TRUST COMPANIES  (Not engaged In commercial banking)  a c e m v « i m f f A B ii i t t p c a b b iZw53h85JEhJE»sS <e3hJ^IJLF JLiwRkJE9JULdRJLJLJBii9 *3hJHwEi   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  « c c n A niH nipJtE’if Jm r ni| j«.i p * t ■» a b upJE> JLJERJEe %^abKJBjhL4  J U N E 30, m s  Sixty-First Report  215  G U A R A N TY LO A N & TR U S T COMPANY* H E L E N A Population 11,007 Phillips County Chartered February 9,1910 P. O. Box 219 Tdtophone Number 338-3032 Zip Code 72342 d o t engaged in commercial banking) Officers  Directors  S. J. Howe .. Chairman of Board Otis W . Howe, Jr. .........President J. M. Howe .......... Vice President Carl D . Morris .............. Sec.-Treas.  a J . Howe Otis W . Howe, Jr. J . M . Howe Carl D . Morris Robert F . Stowe  S TA TE M E N T A S O F JU N E 30* 1975 T-lwMHti—  Assets Cash & due from banks ..$ A ll other securities, including corp. stocks .. Loans & discounts.......... Bank prem., furniture & fixtures..................... A ll other assets ..............  52,331.51 40,000.00 76,828.17 2,492.50 6,784.00  TO TAL .............................$178,436.18   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Trust Funds .................... .$ 39,612.62 Total Trust Funds ....... 39.612L62 A ll other liabilities ........ 10,868.79 Total Liabilities .......... 50,481.41 Capital stock ................... 50,000.00 Surplus ............................ 50,000.00 Undivided profits ........... 27,95477 Total Capital & Reserves .................. 127,954.77 TO TAL .............................$178,436.18  216  State o f Arkansas:  Bank Department  M A TTH E W S CO M P AN Y. N O R TH L IT T L E R O CK Population 60,040 Pulaski County Chartered February 16, 1955 P. O. Box 4088 Telephone Number 753-3455 Zip Code 72116 (Not engaged in commercial banking) Officers  Directors  James P. Matthews ........ President Martha D . Matthews .....Vice Pres. Eunice Kumpe ..... Secretary-Treas. Alice Hicks ............ Asst. Secretary  Martha D. Matthews James P. Matthews Charles D. Matthews John P. Matthews, Jr, Catherine Martin Charles Martin  S TA TE M E N T A S O F JU N E 30, 1975 Assets  Liabilities  Cash & due from banks ..$ 187,583.25 A ll other securities, including corp. stocks.. 722,886.20 Loans & discounts ...... 4,697,243.06 Bank prem., furniture & fixtures ................. 23,433.47 A ll other assets ............ 501,842.64  Borrowed m o n ey.......... $5,288,654.2? A ll other liabilities...... 533,869.67 Total liabilities ........ 5,822,523.94 Capital stock ................ 100,000.00 Surplus ........................... 55,000.00 155,464.68 Undivided profits ........ Total Capital & Reserves .................. 310,464.68  TO TAL ............................$6,132,988.62  TO TAL ............................ $6,132,988.62   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sixty-First Report  217  METROPOLITAN TRUST COMPANY, NORTH LITTLE ROCK  Population 60,040 Pulaski County Zip Code 72116 Chartered June 5, 1925 . Telephone Number 758-1212 (Not engaged in commercial banking) Officers  Directors  Justin Matthews, H I ...... President Walter L . B urroughs.....Vice Pres. Eva M. Hale .... Secretary-Treasurer Betty Ann Couch .... A ssi Secretary  Justin Matthews, III Walter L . Burroughs Eva M . Hale Lila B. Hom or Richard B. Adkisson Anne M . firienn Howard Coekrill James D . Simpson  S TA TE M E N T A S O F JU N E 30, 1975 Liabilities  Cash & due from banks ....$418,328.10 A ll other securities, including corp. stocks .. 69,785.31 Loans & discounts.......... 3,011.01 Bank prem., furniture & fixtures ................... 3,428.80 Other real estate owned.. 161,601.79 A ll other assets .............. 13.59  A ll other liabilities ....... .$ 58,591.83 Total Liabilities .......... 58,591.83 Capital stock ................... 164,200.00 Surplus ............................ 20,000.00 Undivided profits ........... 413,376.77 Total Capital & Reserves ................... 597,576.77  TOTAL ..............................$656,168.60  TO TAL ..............................$656,168.60   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  218  State o f Arkansas:  Bank Department  C T Y JL TV inJJ&P p Q ifXi pJRJQiJk^XJK> w n n p rX r P 1A X -JP  show ing  THE CONDITION OP THE S  AD A P T 1u? PJK1JE?LiH AP iff A KF HAAM i NQuAAQu du^lVAAl^. nt i?i m v^XlxxrvA JLf A vT X -XXX  INDUSTRIAL LOAN INSTITUTIONS  (Not engaged In commercial banking)  ASSETS AND LIABILITIES ABE AS SHOWN B Y THE CAUL OF   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  TWTKW tSVf QA 1V7R AarlO  Sixty-First Report  219  SOUTHERN CREDIT CORPORATION, MALVERN  Population 9,856 Chartered October 9, 1959  Hot Spring County P .O .B o x 400 Telephone Number 332-2462 Zip Code 72104  Act 111, Industrial Loan Institution (Not engaged in commercial banking) Officers  Directors  W . H . M cC lu re ................President George L . McClure .. Vice President & Treasurer Vance Jern igan ...... Vice President Ray Cook ................ Vice President Layne Sparks .................. Secretary  W . H . McClure George L . McClure Layne Sparks Ray Cook A . J. W ilks Vance Jernigan Jewelle Johnson  STATEMENT A S OF JUNE 30, 1975  Cash & due from banks ..$ 722,130.62 of States & tical subdivisions.. 1,039,931.58  a  her securities, including carp, stocks.. 55,212.50 Loans & discounts ...... 4,172,248.00 Other real estate owned.. 3,228.62 A ll other assets ............ 34,958.72  TO TA L   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $6,027,710.04  Investment Certificates. .$4,331,706.44 Total Certificates ..... 4,331,706.44 Borrowed m oney.......... 20,000.00 A ll other liabilities...... 1,071,109.23 Total Liabilities ........ 5,422,815.67 Capital stock ................ 242,000.00 Surplus ........................... 137,482.60 Undivided profils ........ 38,131.96 Reserves (Loans, Securities and Contingencies) .......... 187,279.81 Total Capital & . 60489437 Reserves ....... $6,027,710.04 T O T A L ................  220  State o f Arkansas:  Bank Department  HALLM ARK LOAN & INVESTMENT CO UP- NORTH LITTLE ROCK  Population 60,040 Pulaski County Chartered October 21, 1927 Telephone Number 376>3523 Zip Code 72114 Act 111, industrial Loan Institution (Not engaged in commercial banking) Officers  Directors  D . M. Fitzgerald .......... President W illiam Brandon ............ Treasurer Dorrance A . W illia m s.....Secretary  D . M . Fitzgerald W illiam Brandon Dorrance A - Williams  STATEMENT A S OF JUNE 30, 1975 Liabiliiies  Cash & due from banks ..$207,237.23 Loans & discounts.......... 650,173.42 Bank prem., furniture 5,113.85 & fixtures ................... Other real estate owned .. 24,525.01 A ll other assets................ 6,711.86  TO TA L   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $893,761.37  Investment Certificates ..$738,699.06 Total Certificates ........ 738,699.06 A ll other liabilities ........ 47,519.37 Total liabilities .......... 786,218.43 Capital stock ................... 37,631.60 Surplus ............................ 69,911.34 Total Capital & Reserves ...... . 107,542.94 T O T A L ............... p ip S li!  Sixty-First Report  221  N A T IO N A L C R E D IT CO R PO R ATIO N , P IN E B L U F F Population 60,000 Jefferson County Chartered A p ril IS, 1941 P .O . Box 5317 Telephone Number 534-3250 Zip Code 71601 Act 111, Industrial Loan Institution (Not engaged in commercial banking) Officer*  Director*  Robert L . Fikes .............. President Ted N. Drake ................. Chairman David G. Dennie, Jr. .... Exec. Vice President George E. Puddephatt .... Sr. Vice President C. A . Davies .... Sec.-Viee Chairman Dan Horton ..................... Treasurer  C. A . Davies Richard Dixon Ted N . Drake Robert L . Fikes Morrell Gathright Simon Joseph James O ’Guinn Albert F . Otten  Liabilities  Cash & due from banks ..$ 346,412.03 Loans & discounts ....... 2.327,026.63 Bank prem., furniture & fixtures .................. 12,147.65 A ll other assets ............ 272,182.72  Investment Certifieates..$2,103,880.27 Total Certificates ..... 2,103,880.27 Borrowed money .......... 150,000.00 A ll other liabilities............................ 230,360.5 Total Liabilities ........ 2,484,240.79 Capital stock ................ 125,000.00 Surplus ........................... 225,000.00 Undivided profits ......... 78,791.11 Reserves (Loans, Securities and Contingencies) .......... 44,737.13 Total Capital & Reserves .................. 473,528.24  TOTAL ............................$2,957,769.03  TO TAL ........................... .$2,957,769.03   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis