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REPORT OF THE BANK COMMISSIONER OF THE STATE OF ARKANSAS 2020 ASA HUTCHINSON Governor MICHAEL PRESTON Secretary CANDACE A. FRANKS Bank Commissioner ONE HUNDRED AND SIXTH ANNUAL REPORT OF THE BANK COMMISSIONER JUNE 30, 2020 STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT June 30, 2020 Michael Preston Secretary of the Arkansas Department of Commerce Little Rock, Arkansas Secretary Preston: I am pleased to submit to you the One Hundred and Sixth Annual Report of the Bank Commissioner of Arkansas, pursuant to the provisions of Act 89 of 1997. The Report contains financial and statistical data compiled from Reports of Condition and Income and other regulatory reports submitted to this office for the fiscal year ending June 30, 2020. The financial services industry continues to undergo change. Arkansas state chartered banks and the trust company continue to successfully meet the challenges of change and offer excellent financial services to the public. The State Bank Department maintains a Strategic Plan, which the Department’s employees develop on an annual basis. The mission of the State Bank Department is to allocate available human and other resources existing in our Examination, Information Technology and Administrative Services Divisions to ensure the continuance of safe and sound financial practices in state chartered financial institutions. We thank you for the support you and your staff provide and assure you of our continuing efforts to maintain the highest level of professionalism in the performance of our responsibilities. Cordially, Candace A. Franks Bank Commissioner One Hundred and Sixth Report TABLE OF CONTENTS Legal Holidays................................................................................................................................................ 2 Commissioners of The Bank Department ..................................................................................................... 3 State Banking Board ...................................................................................................................................... 4 Departmental Roster ...................................................................................................................................... 5 Mergers of State Chartered Banks/Corporate Name Changes ................................................................... 9 Branches Approved ..................................................................................................................................... 10 State Chartered Banks Subchapter S Corporations................................................................................... 12 Fiscal Report of The Bank Department ....................................................................................................... 14 Federal Supervisory Agencies .................................................................................................................... 15 Trade Associations ...................................................................................................................................... 20 Consolidated Report of Condition Data State Chartered Banks ............................................................................................................................. 23 Consolidated Statement of Condition State Chartered Trust Departments ......................................................................................................... 24 Consolidated Report of Condition Data National Banks .......................................................................................................................................... 25 Tier One Leverage Ratios For All Arkansas Commercial Banks ................................................................................................................... 26 National Banks Headquartered in Arkansas ............................................................................................... 29 Report of State Chartered Commercial Banks ........................................................................................... 31 Report of State Chartered Non-Profit Organization .................................................................................... 73 Report of State Chartered Trust Company ................................................................................................. 75 Report of Regional/County Industrial Development Corporation ............................................................... 77 All Commercial Banks Listed by County ..................................................................................................... 79 Map of Arkansas Counties .......................................................................................................................... 84 Arkansas Bank Holding Companies ........................................................................................................... 85 Abbreviations ............................................................................................................................................. 114 2 Arkansas State Bank Department LEGAL HOLIDAYS New Year’s Day...............................................................................................January 1st Dr. Martin Luther King Jr.’s Birthday........................................ Third Monday in January George Washington’s Birthday and Daisy Gatson Bates Day ................................................ Third Monday in February Memorial Day ................................................................................. Last Monday in May Independence Day ............................................................................................... July 4th Labor Day ............................................................................. First Monday in September Veterans Day............................................................................................ November 11th Thanksgiving Day............................................................ Fourth Thursday in November Christmas Eve ......................................................................................... December 24th Christmas Day ......................................................................................... December 25th All Bills of Exchange, Drafts, or Promissory Notes which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a holiday in its stead. One Hundred and Sixth Report 3 COMMISSIONERS OF THE ARKANSAS STATE BANK DEPARTMENT Date of Appointment Date Service Ended No. Name 1. John M. Davis .............................. October 6, 1913 October 3, 1918 2. A. J. Reap .................................... October 3, 1918 March 22, 1919 3. W. T. Maxwell ............................... March 22, 1919 September 1, 1921 4. Charles McKee ....................... September 1, 1921 July 28, 1925 5. Loid Rainwater.................................. July 28, 1925 February 8, 1927 6. Walter E. Taylor ..........................February 8, 1927 January 10, 1933 7. Marion Wasson ......................... January 10, 1933 January 12, 1937 8. Grover S. Jernigan .................... January 12, 1937 January 14, 1941 9. Thomas W. Leggett ................... January 14, 1941 February 1, 1949 10. S. J. Dean ...................................February 1, 1949 December 31, 1949 11. Ed. I. McKinley, Jr. ................ December 31, 1949 March 14, 1953 12. A. R. Merritt................................... March 14, 1953 February 8, 1955 13. Dick Simpson..............................February 8, 1955 March 2, 1967 14. H. C. Adams ................................... March 3, 1967 March 16, 1979 15. Don R. Clark (Acting) ................... March 16, 1979 April 19, 1979 16. B. J. Lambert, Jr. ............................. April 19, 1979 April 15, 1983 17. Marlin D. Jackson ............................ April 15, 1983 October 1, 1987 18. Bill J. Ford .................................... October 1, 1987 July 31, 1998 19. Frank White ................................... August 1, 1998 May 21, 2003 20. Bunny Adcock ................................ June 23, 2003 June 11, 2007 21. Candace A. Franks ........................ June 13, 2007 …………….... 4 Arkansas State Bank Department STATE BANKING BOARD MEMBERS Mr. David Leech Chairman 1911 Fairway Street Stuttgart, AR 72160 VOICE: (870) 830-4502 TERM EXPIRES: 12/31/2021 Mr. D. Scott Miller Vice Chairman Anstaff Bank P. O. Box 1818 Harrison, AR 72602 VOICE: (870) 365-3115 TERM EXPIRES: 12/31/2023 Ms. Lana Hampton 2341 Surrey Lane Springdale, AR 72762 VOICE: (479) 750-8849 TERM EXPIRES: 12/31/2018 Mr. Ron Mobley P. O. Box 150 Morrilton, AR 72110 VOICE: (501) 354-2510 TERM EXPIRES: 12/31/2018 Mr. Randy Scott Farmers Bank And Trust Company P. O. Box 688 Blytheville, AR 72316-0688 VOICE: (870) 763-8101 FAX: (870) 763-3500 TERM EXPIRES: 12/31/2020 Mr. Todd Smith Farmers Bank and Trust Company P. O. Box 250 Magnolia, AR 71754-0250 VOICE: (870) 235-7040 FAX: (870) 235-7008 TERM EXPIRES: 12/31/2019 One Hundred and Sixth Report Arkansas State Bank Department 1 Commerce Way, Suite 401 Little Rock, Arkansas 72202 VOICE: (501) 324-9019 FAX: (501) 324-9028 https://banking.arkansas.gov/ DEPARTMENTAL ROSTER Candace A. Franks - Bank Commissioner Susannah T. Marshall - Deputy Bank Commissioner Examination, Supervision and Regulation Regulatory Enforcement Actions Personnel/Examination Application Information John W. Ahlen IV - Deputy Bank Commissioner/Chief Counsel Examination, Supervision and Regulation Regulatory Enforcement Actions Personnel/Examination Rules and Regulations/Legal Filings and Inquiries EXAMINATION AND SUPERVISION Assistant Deputy Bank Commissioners H. Wilks Marshall, Jr. Baker L. Moseley Dharmin H. Patel Bob M. Henry Regulatory Examinations/Regulatory and Banking Procedures Bank Performance Evaluation and Monitoring Personnel Recruitment and Management EXAMINATION PERSONNEL LITTLE ROCK OFFICE Gary W. Bush - Certified Examinations Manager Matthew A. Rose - Certified Bank Senior Examiner Jim E. Homan - Certified Bank Senior Examiner Jordan A. Patterson - Certified Bank Senior Examiner Scott M. Lambert - Certified Bank Senior Examiner Andrew D. McCormick - Commissioned Bank Senior Examiner Wesley H. Mathis - Bank Senior Examiner J. D. Sonnier - Bank Senior Examiner Ricky T. Puloma - Bank Junior Examiner J. B. Maus - Bank Junior Examiner 5 6 Arkansas State Bank Department LITTLE ROCK OFFICE Raychel M. Pendergist - Bank Examinations Manager Luke B. Webre - Certified Bank Senior Examiner Jerry C. Corrothers - Certified Bank Senior Examiner Kelly M. Shewmaker - Certified Bank Senior Examiner Thomas L. Cook - Certified Bank Senior Examiner Bill A. Whitmore - Bank Senior Examiner Joel T. Futrell - Bank Senior Examiner Derek G. Harvey - Bank Junior Examiner Aaron C. Lockwood - Bank Examiner Trainee Dallas E. Gipson - Bank Examiner Trainee NORTHWEST ARKANSAS OFFICE 777 Mathias Drive, Suite A Springdale, Arkansas 72762-0739 VOICE: (479) 751-5543 FAX: (479) 751-5815 NWArkansas@banking.state.ar.us Ken H. Leavell - Certified Examinations Manager Chris A. Dillon - Certified Bank Senior Examiner Chris K. Davis - Certified Bank Senior Examiner Adam W. Chase - Bank Senior Examiner Wynne M. Morgan - Bank Senior Examiner NORTHEAST ARKANSAS OFFICE 924 South Main Street Jonesboro, Arkansas 72401 VOICE: (870) 972-1744 FAX: (870) 972-1762 Jonesboro@banking.state.ar.us John K. Householder - Certified Examinations Manager William R. Milum - Bank Senior Examiner R. D. Jackson - Certified Bank Senior Examiner Shaun G. Perkins - Certified Bank Senior Examiner W. Kent Darr - Certified Bank Senior Examiner W. Nathan Elliott - Certified Bank Senior Examiner Seth D. Parsley - Bank Senior Examiner Katie E. Potter - Bank Examiner Trainee Peyton L. Tillman - Bank Examiner Trainee Kendal B. Williams - Bank Examiner Trainee LARGE BANK SUPERVISION Mark G. Rye - Certified Bank Senior Examiner Daniel E. Sims - Commissioned Bank Senior Examiner One Hundred and Sixth Report TRUST Stacey D. Leder - Certified Examinations Manager Kelly R. Davis - Bank Senior Examiner M. Lance Black - Bank Junior Examiner INFORMATION SYSTEMS Jeffrey A. Cameron - Certified Examinations Manager Donna J. Dodge - Commissioned Bank Senior Examiner Darren G. Barry - Commissioned Bank Senior Examiner Ashish V. Patel - Bank Senior Examiner Elliott R. Hartle - Bank Junior Examiner BANK ANALYSIS AND APPLICATIONS John W. Ashby - Certified Examinations Manager M. Gregg Qualls - Certified Bank Senior Examiner Kevin C. Mosley - Certified Bank Senior Examiner Self-Examinations Bank Reports of Condition and Income Bank Holding Company Reports Research and Financial Analysis Public Information Requests Application Analysis Consumer Complaints Richard D. Buzbee - Certified Examinations Manager/Training Coordinator Jacklyn G. Powell - Certified Bank Senior Examiner/Scheduling Coordinator INFORMATION TECHNOLOGY Frank A. Fields - Bank IT Administrator Mitch L. Vire - Systems Specialist Greg F. Langley - Systems Specialist Research and Development Application Programming Data Processing Support 7 8 Arkansas State Bank Department ADMINISTRATION DIVISION Jessica J. Wallace - Agency Fiscal Officer Vicki A. Wise - Payroll Services Coordinator Devan E. May - Procurement Coordinator Accounting and Employee Services Budget/Personnel/Payroll Performance Compensation Expense Disbursements Purchasing Cynthia L. Nixon - Executive Assistant to the Commissioner Antwanette Pettigrew-House - Research Project Analyst Lisa F. Smith - Research Project Analyst Sharon K. Hacker - Administrative Analyst B. Chance Brown - Administrative Analyst Administrative Support Examination Support and Processing Rules and Regulations Manual Distribution Inquiries Charter Amendments and Charter Information Certificates of Good Standing Data Entry One Hundred and Sixth Report MERGERS OF STATE CHARTERED BANKS FROM JULY 1, 2019 TO JUNE 30, 2020 NAME / LOCATION NAME / LOCATION First State Bank Crossett, Arkansas Commercial Capital Bank Delhi, Louisiana River Town Bank Dardanelle, Arkansas Chambers Bank Danville, Arkansas DeWitt Bank And Trust Company DeWitt, Arkansas Stone Bank Mountain View, Arkansas First Delta Bank Marked Tree, Arkansas Armor Bank Forrest City, Arkansas Bank of Prescott Prescott, Arkansas Farmers Bank and Trust Company Magnolia, Arkansas CORPORATE NAME CHANGES FROM JULY 1, 2019 TO JUNE 30, 2020 NAME / LOCATION NEW NAME / LOCATION Bank of Gravett Gravette, Arkansas Bank of Gravette Gravette, Arkansas The above institution’s name change was effective August 12, 2019. 9 Arkansas State Bank Department 10 BRANCHES APPROVED FROM JULY 1, 2019 TO JUNE 30, 2020 BANK LOCATION First Community Bank Batesville, Arkansas 8101 Hwy 49 Brookland, Arkansas First Community Bank Batesville, Arkansas 1089 Front Street Conway, Arkansas First Community Bank Batesville, Arkansas 220 East Ridge Avenue Harrison, Arkansas The Citizens Bank Batesville, Arkansas 8000 Cantrell Road Little Rock, Arkansas Chambers Bank Danville, Arkansas 1950 East Oak Street Conway, Arkansas Chambers Bank Danville, Arkansas 3505 Central Avenue Hot Springs, Arkansas Arvest Bank Fayetteville, Arkansas Hwy 12 & SW Eden Brooke Street Bentonville, Arkansas Arvest Bank Fayetteville, Arkansas 2885 Prince Street Conway, Arkansas Arvest Bank Fayetteville, Arkansas 151 Street & Murlen Road Olathe, Kansas Arvest Bank Fayetteville, Arkansas Lucile Ln & Shawnee Mission Pkwy Shawnee, Kansas Arvest Bank Fayetteville, Arkansas 201 Robert S Kerr Avenue Oklahoma City, Oklahoma Armor Bank Forrest City, Arkansas 1814 Executive Square Jonesboro, Arkansas Encore Bank Little Rock, Arkansas 112 West Center Street, Suite 600 Fayetteville, Arkansas Encore Bank Little Rock, Arkansas 2221 Hill Park Cove, Suite B Jonesboro, Arkansas st One Hundred and Sixth Report 11 BANK LOCATION Encore Bank Little Rock, Arkansas 5100 West JB Hunt Drive, Suite 820 Rogers, Arkansas Farmers Bank and Trust Company Magnolia, Arkansas 1606 Hollensworth Street Magnolia, Arkansas Simmons Bank Pine Bluff, Arkansas 2911 Turtle Creek Blvd, Suite 880 Dallas, Texas Generations Bank Rogers, Arkansas st 600 SW 41 Street Bentonville, Arkansas Arkansas State Bank Department 12 STATE CHARTERED BANKS SUBCHAPTER S CORPORATIONS BANK CITY FNBC Bank Ash Flat Bank of Bearden Bearden Farmers Bank And Trust Company Blytheville Community State Bank Bradley Bank of Cave City Cave City Bank of Delight Delight First State Bank of DeQueen DeQueen Arkansas County Bank DeWitt First Financial Bank El Dorado Cornerstone Bank Eureka Springs FBT Bank & Mortgage Fordyce Anstaff Bank Green Forest Today's Bank Huntsville First Arkansas Bank & Trust Jacksonville The Peoples Bank Magnolia McGehee Bank McGehee The Union Bank of Mena Mena Commercial Bank & Trust Company Monticello Union Bank And Trust Company Monticello Diamond Bank Murfreesboro Piggott State Bank Piggott Gateway Bank Rison Bank of Salem Salem Riverside Bank Sparkman United Bank Springdale Connect Bank Star City One Hundred and Sixth Report BANK CITY Security Bank Stephens First State Bank of Warren Warren Warren Bank and Trust Company Warren Fidelity Bank West Memphis 13 14 Arkansas State Bank Department The following is a statement reflecting deposits and disbursements of the State Bank Department from July 1, 2019, through June 30, 2020. RECEIPTS Cash Balance July 1, 2019……………………………………. $17,197,528.44 Examination and Assessment Fees ..................13,491,126.86 Charter and Amendment Fees ................................. 31,550.00 Interstate Sharing Fees ...................................................... 0.00 Miscellaneous/Non-Revenue Income ......................... 5,352.29 Reimbursement for M & R Sales ................................ 7,163.00 Refund to Expenditures − Prior Year .......................... 6,209.77 Refund to Expenditures − Current Year ............................ 0.00 Total Receipts 13,541,401.92 $30,738,930.36 DISBURSEMENTS Salaries ..................................................................... 5,846,353.72 Extra Help Salaries................................................................. 0.00 Social Security, Retirement and Insurance Matching ................................................................ 1,698,064.64 Maintenance and General Operations ..................... 1,009,335.26 Conference Fees and Travel ...................................... 153,871.44 Professional Fees and Services ................................... 66,798.20 Capital Outlay ................................................................ 12,784.83 Refunds Issued ...................................................................... 0.00 Service Charge by State Treasurer ............................ 209,601.48 Total Disbursements 8,996,809.57 Cash Balance June 30, 2020 21,742,120.79 $30,738,930.36 One Hundred and Sixth Report FEDERAL DEPOSIT INSURANCE CORPORATION Dallas Regional Office 1601 Bryan Street Dallas, Texas 75201 VOICE: (214) 754-0098 FAX: (972) 761-2080 https://www.fdic.gov Kristie K. Elmquist ....................................... Regional Director/Risk Management Serena Owens................................ Deputy Regional Director/Risk Management Julie Banfield ............................. Deputy Regional Director/Consumer Protection Cindy Scott .................................. Assistant Regional Director/Risk Management Tim Ayala ..................................... Assistant Regional Director/Risk Management Mark Taylor.................................. Assistant Regional Director/Risk Management Mark Love .................................... Assistant Regional Director/Risk Management Joe Meade ................................... Assistant Regional Director/Risk Management Anthony Clark .............................. Assistant Regional Director/Risk Management Art Kahn ................................................. Assistant Regional Director/Compliance Stephen Zachary ....................................................................... Regional Counsel Memphis Area Office 6060 Primacy Parkway, Suite 300 Memphis, Tennessee 38119-5770 VOICE: (901) 685-1603 FAX: (901) 821-5308 Chris Finnegan ...................................... Assistant Regional Director/Compliance Little Rock Field Office Financial Centre III Building 900 South Shackleford Road, Suite 500 Little Rock, Arkansas 72211 VOICE: (501) 228-6346 FAX: (501) 228-6568 Jennifer Lucas ............................................... Field Supervisor/Risk Management David Wright ............................................................ Field Supervisor/Compliance Memphis Field Office 6060 Primacy Parkway, Suite 300 Memphis, Tennessee 38119-5770 VOICE: (901) 685-1603 FAX: (901) 818-1645 Jennifer Lucas ............................................... Field Supervisor/Risk Management Rafael Valle ............................................................. Field Supervisor/Compliance Shreveport Field Office Southpointe Center 3007 Knight Street, Suite 300 Shreveport, Louisiana 71105-2525 VOICE: (318) 868-6661 FAX: (318) 868-7870 Kris Ferguson ................................................ Field Supervisor/Risk Management Jenipher Smith ........................................................ Field Supervisor/Compliance 15 16 Arkansas State Bank Department FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 411 Locust Street P. O. Box 442 St. Louis, Missouri 63166 VOICE: (314) 444-8444 FAX: (314) 444-8740 https://www.stlouisfed.org James B. Bullard .......................................................................................... President David A. Sapenaro ....................................................................... First Vice President Karl W. Ashman .................................................................. Executive Vice President Administration & Payments Kathleen O. Paese .............................................................. Executive Vice President Treasury Relations & Support Office Carl D. White II ......................................................................... Senior Vice President Banking Supervision, Credit and Learning Division Christopher J. Waller...........................................................Executive Vice President Director of Research Karen L. Branding .................................................................... Senior Vice President Public and Community Affairs Cletus C. Coughlin .................................................................. Senior Vice President & Deputy Director of Research François G. Henriquez II .......................................................... Senior Vice President General Counsel & Corporate Secretary Allen North ............................................................................................ Vice President Community Bank Safety & Soundness Jim Warren ........................................................................................... Vice President Regional Bank Safety & Soundness Anna M. Hart .............................................................................Group Vice President Human Resources James A. Price ......................................................................... Group Vice President Support Services Timothy C. Brown.................................................................................Vice President Cash Management/Administration Scott M. Trilling ..................................................................................... Vice President Financial Management Jim Fuchs .............................................................................................Vice President Risk Management, Statistics, Credit & Payment Applications Michael D. Renfro .............................................................................. General Auditor Audit One Hundred and Sixth Report FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 (Continued) Little Rock Branch 111 Center Street Suite 1000 (10th Floor) Little Rock, Arkansas 72201 VOICE: (501) 324-8300 FAX: (501) 324-8201 Robert A. Hopkins .................................................................Senior Branch Executive Memphis Branch 200 North Main Street P. O. Box 407 Memphis, Tennessee 38101-0407 VOICE: (901) 523-7171 FAX: (901) 579-2406 Douglas Scarboro .................................................................Senior Branch Executive Louisville Branch 101 South 5th Street, Suite 1920 Louisville, Kentucky 40202 VOICE: (502) 568-9200 FAX: (502) 568-9247 Nikki R. Jackson ....................................................................Senior Branch Executive 17 18 Arkansas State Bank Department COMPTROLLER OF THE CURRENCY Southern District Office 500 North Akard St., Suite 1600 Dallas, Texas 75201-3323 VOICE: (214) 720-0656 FAX: (214) 720-7000 https://www.occ.treas.gov Troy L. Thornton ........................................................................ Deputy Comptroller Kent Stone ................................................................ Associate Deputy Comptroller Carter Messick ........................................................ Associate Deputy Comptroller Terence Mack ..................................................................Risk & Operations Officer Randall M. Ryskamp ........................................................................District Counsel Louis Gittleman .......................................................................... Licensing Manager Little Rock Field Office 1401 West Capitol Avenue, Suite 350 Little Rock, Arkansas 72201-2915 VOICE: (501) 707-6400 FAX: (501) 225-2711 Rosalyn Anthony ....................................................... Assistant Deputy Comptroller Oklahoma City Field Office 301 Northwest 63rd Street, Suite 490 Oklahoma City, Oklahoma 73116-7909 VOICE: (405) 529-5701 FAX: (405) 848-8085 Brian Wall .................................................................. Assistant Deputy Comptroller Tulsa Field Office 8282 South Memorial Drive, Suite 300 Tulsa, Oklahoma 74133-4346 VOICE: (918) 505-4500 FAX: (918) 459-0446 Scott Williams ............................................................ Assistant Deputy Comptroller One Hundred and Sixth Report CONSUMER FINANCIAL PROTECTION BUREAU 1700 G Street N.W. Washington, D.C. 20552 VOICE: (202) 435-7000 Fax: (202) 435-7329 https://www.consumerfinance.gov Kathy Kraninger................................................................................................ Director Tom Pahl ............................................................................................. Deputy Director Kirsten Sutton ........................................................................................... Chief of Staff Althea Kireilis .................................................. Office of Equal Opportunity & Fairness Associate Director Yasaman Sutton ........................................................... Senior Advisor and Counselor Christine Kirby ..................................................................... Administrative Law Judge Wendy Kamenshine ................................................................................. Ombudsman Robert Cameron................................................Private Education Loan Ombudsman Donna Roy................................................................................................... Operations Chief Operating Officer Andrew Duke ................................................. Consumer Education & External Affairs Policy Associate Director Bryan Schneider .........................................Supervision, Enforcement & Fair Lending Associate Director Dan Sokolov ........................................................... Research, Markets & Regulations Associate Director (Acting) Mary McLeod........................................................................................................ Legal General Counsel 19 20 Arkansas State Bank Department ARKANSAS BANKERS ASSOCIATION 1220 West Third Street Little Rock, Arkansas 72201 VOICE: (501) 376-3741 FAX: (501) 376-9243 https://www.arkbankers.org Lorrie Trogden ............................................................................... President & CEO Jon Harrell ................................................................................................. Chairman Chairman & CEO Generations Bank, Rogers Jim Cargill ......................................................................................... Chairman-Elect President & CEO – Central Arkansas Arvest Bank, Fayetteville Randy Scott ....................................................................................... Vice Chairman Chairman, President & CEO Farmers Bank And Trust Company, Blytheville Tom Grumbles........................................................................................... Treasurer Chairman, President & CEO First Service Bank, Greenbrier Rob Robinson IV ............................................................................... Past Chairman Market President & Senior Credit Officer Simmons Bank, Pine Bluff EMERGING LEADERS SECTION Evelyn Morris .............................................................................................. President Vice President, Loan Operations First Financial Bank, El Dorado Brandon Gentry ..................................................................................Vice President Assistant Vice President/Commercial Loan Officer Cross County Bank, Wynne Derek Eckelhoff ........................................................................ Secretary/Treasurer Assistant Vice President/Lending First Security Bank, Searcy One Hundred and Sixth Report ARKANSAS COMMUNITY BANKERS ASSOCIATION 3801 Woodland Heights Road, Suite 125-G Little Rock, Arkansas 72212-2456 VOICE: (501) 246-4975 FAX: (501) 821-0377 E−Mail: info@arcommunitybankers.com https://www.arcommunitybankers.com Chris Padgett .................................................................................. Executive Director Gary Oltmann .............................................................................................. President Regional President - Stuttgart Arkansas County Bank, DeWitt Gary Head ........................................................................................... Vice President Chairman, President & CEO Signature Bank, Fayetteville Lee Swearingen .......................................................................................... Treasurer SVP & Cashier Bank of Little Rock, Little Rock John Beller ................................................................................................... Secretary President & CEO Bank of Cave City, Cave City Jim Gowen, Jr. .................................................................................... Past President President & CEO Merchants & Planters Bank, Newport 21 22 Arkansas State Bank Department CONFERENCE OF STATE BANK SUPERVISORS 1129 20th Street, NW, 9th Floor Washington, DC 20036 VOICE: (202) 296-2840 FAX: (202) 296-1928 https://www.csbs.org John Ryan ........................................................................................President & CEO Michael Stevens ...................................................... Senior Executive Vice President John “Buz” Gorman .......................................................................... General Counsel Tom Harlow ..................................................... Executive Vice President, Operations Bill Matthews ........................................ Executive Vice President, President of SRR Jim Cooper....... ............................................................ Senior Vice President, Policy Chuck Cross ..................................... Senior Vice President, Non-Bank Supervision & Enforcement Tim Doyle ........................................ Senior Vice President, SRR Business Services Kelly Haire ............................... Senior Vice President, Human Capital & Operations Laura Fisher ........................................................... Vice President, Communications Margaret Liu .......................................................... Senior Vice President, Legislative & Deputy General Counsel Sebastien Monnet ..................................... Vice President, Learning & Development Vickie Peck ....................................... Senior Vice President, SRR NMLS Operations Mary Beth Quist......................................... Senior Vice President, Bank Supervision Ngoc Vu ................................................................................ Chief Information Officer Matt Comber ................................................................. Senior Director, Accreditation One Hundred and Sixth Report CONSOLIDATED REPORT OF CONDITION DATA 75 STATE CHARTERED COMMERCIAL BANKS (in millions) JUNE 30, 2020 ASSETS Cash and balances due from depository institutions: a. Noninterest-bearing balances and currency and coin .................................... $1,485 b. Interest-bearing balances ............................................................................... 10,235 Securities: a. Held to maturity .................................................................................................... 385 b. Available-for sale ............................................................................................. 18,329 c. Equity securities with readily determinable fair values ............................................ 6 Federal funds sold and securities purchased under agreements to resell...................................................... 720 Net Loans and Leases ....................................................................................................81,783 Trading assets........................................................................................................................ 81 Premises and fixed assets ................................................................................................ 2,620 Other real estate owned ...................................................................................................... 103 Goodwill and other intangibles.......................................................................................... 3,933 All other assets.................................................................................................................. 3,348 Total assets .................................................................................................................$123,028 LIABILITIES Deposits: a. In domestic offices ........................................................................................$98,942 (1) Noninterest-bearing ..................................................................21,094 (2) Interest-bearing.........................................................................77,848 b. In foreign offices, Edge and Agreement subsidiaries, and IBFs .............................................................................................. 0 (1) Noninterest-bearing ...........................................................................0 (2) Interest-bearing..................................................................................0 Federal funds purchased and securities sold under agreements to repurchase ................................................... 1,298 Trading liabilities ...................................................................................................................... 1 Other borrowed money .................................................................................................... 4,790 Subordinated notes and debentures ................................................................................... 344 All other liabilities .............................................................................................................. 1,183 Total liabilities ................................................................................................................106,558 EQUITY CAPITAL Minority interests in consolidated subsidiaries ........................................................................ 4 Perpetual preferred stock ........................................................................................................ 2 Common stock ....................................................................................................................... 17 Surplus .............................................................................................................................. 9,299 Undivided profits ............................................................................................................... 7,148 Total equity capital ......................................................................................................... 16,466 Total liabilities, minority interest and equity capital ................................................... $123,028 23 Arkansas State Bank Department 24 CONSOLIDATED STATEMENT OF CONDITION OF THE 46 STATE CHARTERED TRUST DEPARTMENTS (in millions) JUNE 30, 2020 ASSETS 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. Non-interest Bearing Deposits: a. Own Bank and Affiliate Institutions .................................................................. $23 b. Other Institutions ................................................................................................ 13 Interest Bearing Deposits: a. Own Bank and Affiliate Institutions .................................................................. 672 b. Other Institutions ........................................................................................... 1,097 U.S. Government and Agency Obligations ............................................................. 1,513 State, County and Municipal Obligations ................................................................ 1,263 Other Short-Term Obligations ...................................................................................... 17 Other Notes and Bonds .............................................................................................. 643 Money Market Funds ............................................................................................... 1,756 Other Mutual Funds ................................................................................................. 2,291 Stocks ...................................................................................................................... 4,195 Collective Investment Fund Units ............................................................................... 749 Real Estate Mortgages .................................................................................................. .6 Real Estate ................................................................................................................. 652 Miscellaneous Assets .............................................................................................. 1,551 Other .......................................................................................................................... 815 Total ................................................................................................................... $17,256 LIABILITIES Personal Accounts: 16. Personal Trusts ......................................................................................................$4,685 17. Estates & Guardianships ..............................................................................................56 18. Investment Management & Advisory.......................................................................2,842 19. Custodial………….. .................................................................................................2,928 20. Agencies………….. ....................................................................................................860 Employee Benefit Accounts: 21. Trusts ....................................................................................................................... 1,706 22. Agencies ..................................................................................................................... 271 23. Custodial .................................................................................................................. 1,354 Corporate and Municipal Securities Appointments: 24. Bond Trusteeships ................................................................................................... 1,596 25. Agencies ..................................................................................................................... 276 Collective Investment Funds: 26. Personal ...................................................................................................................... 641 27. Employee Benefit .......................................................................................................... 40 Internal Accounts: 28. Profit Accounts ................................................................................................................ 0 29. Suspense Accounts ........................................................................................................ 1 30. Total………………………………………… ..........…………………………………$17,256 One Hundred and Sixth Report CONSOLIDATED REPORT OF CONDITION DATA 10 NATIONAL BANKS (in millions) JUNE 30, 2020 ASSETS Cash and balances due from depository institutions: a. Noninterest-bearing balances and currency and coin ....................................... $139 b. Interest-bearing balances .................................................................................... 633 Securities: a. Held-to-maturity .................................................................................................... 210 b. Available-for-sale.................................................................................................. 644 c. Equity securities with readily determinable fair values .......................................... 32 Federal funds sold and securities purchased under agreements to resell...................................................... 120 Net loans and leases ........................................................................................................ 4,915 Trading assets.......................................................................................................................... 0 Premises and fixed assets ................................................................................................... 191 Other real estate owned .......................................................................................................... 2 Goodwill and other intangibles............................................................................................... 42 All other assets..................................................................................................................... 194 Total assets .....................................................................................................................$7,122 LIABILITIES Deposits: a. In domestic offices .......................................................................................... $5,896 (1) Noninterest-bearing ....................................................................1,519 (2) Interest-bearing...........................................................................4,377 b. In foreign offices, Edge and Agreement subsidiaries, and IBFs .............................................................................................. 0 (1) Noninterest-bearing ...........................................................................0 (2) Interest-bearing..................................................................................0 Federal funds purchased and securities sold under agreements to repurchase ........................................................ 10 Trading liabilities ...................................................................................................................... 0 Other borrowed money…. .................................................................................................. .397 Subordinated notes and debentures ....................................................................................... 0 All other liabilities ................................................................................................................... 46 Total liabilities .................................................................................................................... 6,349 EQUITY CAPITAL Minority interests in consolidated subsidiaries ........................................................................ 0 Perpetual preferred stock ........................................................................................................ 0 Common stock ......................................................................................................................... 6 Surplus ................................................................................................................................. 260 Undivided profits .................................................................................................................. 507 Total equity capital ............................................................................................................... 773 Total liabilities, minority interest and equity capital ....................................................... $7,122 25 26 Arkansas State Bank Department TIER ONE LEVERAGE RATIOS FOR ALL ARKANSAS COMMERCIAL BANKS JUNE 30, 2020 BANK CITY Southern Bancorp Bank FNBC Bank RiverWind Bank First Community Bank The Citizens Bank Bank of Bearden First National Bank of North Arkansas Farmers Bank And Trust Company First Western Bank Community State Bank The First National Bank of Izard County Bank of Cave City The Merchants and Planters Bank Centennial Bank Chambers Bank Bank of Delight First State Bank of DeQueen Arkansas County Bank Merchants & Farmers Bank First Financial Bank Bank of England Cornerstone Bank Arvest Bank Signature Bank of Arkansas FBT Bank & Mortgage Armor Bank First National Bank of Eastern Arkansas The First National Bank of Fort Smith Bank of Gravette Anstaff Bank First Service Bank Farmers Bank Partners Bank Horatio State Bank Today’s Bank Arkadelphia Ash Flat Augusta Batesville Batesville Bearden Berryville Blytheville Booneville Bradley Calico Rock Cave City Clarendon Conway Danville Delight DeQueen DeWitt Dumas El Dorado England Eureka Springs Fayetteville Fayetteville Fordyce Forrest City Forrest City Fort Smith Gravette Green Forest Greenbrier Greenwood Helena Horatio Huntsville RATIO 9.06 10.12 9.54 8.69 8.05 10.63 10.91 8.49 8.43 10.95 33.62 8.74 12.85 11.38 9.20 12.59 9.07 11.71 9.52 10.03 14.15 7.74 7.82 10.74 10.78 9.54 9.77 9.72 9.10 8.57 8.31 16.70 10.30 11.59 8.57 One Hundred and Sixth Report BANK CITY First Arkansas Bank & Trust The Bank of Lake Village Bank of Little Rock Bank OZK Central Bank Eagle Bank & Trust Company Encore Bank First State Bank Farmers Bank and Trust Company The Peoples Bank The Malvern National Bank Premier Bank of Arkansas First NaturalState Bank McGehee Bank The Union Bank of Mena Commercial Bank & Trust Company Union Bank And Trust Company Petit Jean State Bank Stone Bank Diamond Bank Merchants & Planters Bank First National Bank The First National Bank at Paris Piggott State Bank Relyance Bank, National Association Simmons Bank RiverBank Home Bank of Arkansas Gateway Bank Generations Bank First State Bank Bank of Salem Logan County Bank First Security Bank Peoples Bank Smackover State Bank Riverside Bank Legacy National Bank United Bank Bodcaw Bank Jacksonville Lake Village Little Rock Little Rock Little Rock Little Rock Little Rock Lonoke Magnolia Magnolia Malvern Marion McGehee McGehee Mena Monticello Monticello Morrilton Mountain View Murfreesboro Newport Paragould Paris Piggott Pine Bluff Pine Bluff Pocahontas Portland Rison Rogers Russellville Salem Scranton Searcy Sheridan Smackover Sparkman Springdale Springdale Stamps 27 RATIO 13.72 12.62 10.28 13.56 9.50 13.71 9.74 9.76 9.19 9.86 9.02 13.66 9.99 12.76 9.83 9.94 10.15 14.27 9.85 9.91 10.26 9.81 10.99 8.05 12.08 9.74 11.67 10.80 10.89 8.86 9.96 10.58 20.75 16.93 14.26 12.92 8.78 8.84 10.67 12.29 28 Arkansas State Bank Department BANK CITY Connect Bank Security Bank The Farmers and Merchants Bank Citizens Bank & Trust Company The First National Bank of Lawrence County First State Bank of Warren Warren Bank and Trust Company Evolve Bank & Trust Fidelity Bank Cross County Bank Star City Stephens Stuttgart Van Buren Walnut Ridge Warren Warren West Memphis West Memphis Wynne RATIO 15.41 9.74 9.70 11.81 10.02 10.60 17.24 8.47 10.87 11.84 One Hundred and Sixth Report 29 NATIONAL BANKS HEADQUARTERED IN ARKANSAS JUNE 30, 2020 (000’s omitted) BANK CITY First National Bank of North Arkansas The First National Bank of Izard County First National Bank of Eastern Arkansas The First National Bank of Fort Smith The Malvern National Bank First National Bank The First National Bank at Paris Relyance Bank, National Association Legacy National Bank The First National Bank of Lawrence County Berryville Calico Rock Forrest City Fort Smith Malvern Paragould Paris Pine Bluff Springdale Walnut Ridge ASSETS 217,157 180,966 480,430 1,762,308 618,847 1,805,624 205,165 955,932 636,803 258,976 REPORT OF THE SEVENTY-FIVE STATE CHARTERED COMMERCIAL BANKS JUNE 30, 2020 (000’s omitted) 32 Arkansas State Bank Department Southern Bancorp Bank Arkadelphia, AR VOICE: (870) 246-5811 FAX: (870) 246-5284 Trust Powers: Yes 601 Main Street 71923 Charter Number: 142 Date: September 28, 1903 FDIC Certificate Number: 1528 Home Page: www.banksouthern.com Member of Federal Reserve System Bank Holding Company Southern Bancorp Inc., Arkadelphia, AR Chm: Sherman E. Tate CFO: Christopher Wewers CEO/Pres: John Olaimey TO: Terri Bowling Cash and Due from:................................... 162,167 Federal Funds and Repos: ................................... 1 Investments: .............................................. 195,130 Net Loans: .............................................. 1,138,749 Premises and Fixed Assets: ........................ 39,041 Other Real Estate: ......................................... 3,784 Other Assets: ............................................... 93,723 Total Assets: ........................................... 1,632,595 Total Trust Assets: ....................................... 17,053 Deposits:................................................. 1,360,286 Federal Funds and Borrowings: .................. 78,497 Other Liabilities: ........................................... 12,008 Subordinated Debt:............................................... 0 Total Liabilities: ....................................... 1,450,791 Total Equity Capital: .................................. 181,804 Total Liabilities and Capital:.................... 1,632,595 Number of Shares Outstanding: .................. 24,000 Directors: Hugh Arant, Jr.; Jerry Damerow; Kim Evans; James "Jim" Franks; Donna Gambrell; Glendell Jones, Jr.; Mike Montgomery; Walter Morris, Jr.; John Olaimey; Susie Smith; Darryl Swinton; Sherman E. Tate; Darrin Williams Branches in Town: One Other Branches: Barton, Bismarck, Blytheville (4), Clarksdale[MS], Drew[MS], El Dorado (2), Elaine, Eudora, Friars Point[MS], Glenwood, Gosnell, Greenville[MS] (2), Gurdon, Hamburg, Helena-West Helena (3), Hernando[MS], Hot Springs (3), Indianola[MS], Lambert[MS], Leland[MS], Lula[MS], Madison[MS], Malvern, Manila (2), Marvell, Mound Bayou[MS], Mount Ida, Picayune[MS], Ruleville[MS], Shelby[MS], Sledge[MS], Trumann, Van Buren, Webb[MS] One Hundred and Sixth Report 33 FNBC Bank Ash Flat, AR VOICE: (870) 994-2311 FAX: (870) 257-1889 Trust Powers: No 636 Ash Flat Drive 72513 Charter Number: 793 Date: January 16, 2014 FDIC Certificate Number: 1294 Home Page: www.fnbc.us Member of Federal Reserve System Bank Holding Company FNBC Bancorp Inc., Ash Flat, AR CEO/Pres: Marty Sellars EVP: Dana Batterton Reg Pres/CLO: Chad Hudson EVP/CFO: Michael Burris Cash and Due from: ..................................... 15,807 Federal Funds and Repos: ................................... 0 Investments: ............................................... 134,758 Net Loans: .................................................. 387,645 Premises and Fixed Assets: ........................ 13,437 Other Real Estate: ............................................ 332 Other Assets: ............................................... 13,707 Total Assets: .............................................. 565,686 Total Trust Assets: ................................................ 0 Deposits: .................................................... 456,400 Federal Funds and Borrowings: ................... 44,000 Other Liabilities: ............................................. 8,576 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 508,976 Total Equity Capital: ..................................... 56,710 Total Liabilities and Capital: ....................... 565,686 Number of Shares Outstanding: ................ 100,000 Directors: Martin Carpenter; Borum Cooper; Rhonda Moody; Norma Orr; Jeffrey A. Rigsby; Marty Sellars Branches in Town: None Other Branches: Batesville, Cherokee Village, Hardy, Highland, Horseshoe Bend, Jonesboro, Mammoth Spring, Melbourne, Mountain Home, Salem RiverWind Bank Augusta, AR VOICE: (870) 347-2511 FAX: (870) 347-2654 Trust Powers: Yes 100 South Second Street 72006 Charter Number: 669 Date: February 20, 1935 FDIC Certificate Number: 15035 Home Page: www.riverwind.bank Bank Holding Company None Chm: Charles P. Eldridge Pres: Casey Cullipher CEO: William D. "Bill" Patton SVP: Victoria Cansler Cash and Due from: ....................................... 3,812 Federal Funds and Repos: .......................... 36,185 Investments: ................................................. 19,322 Net Loans: .................................................... 62,559 Premises and Fixed Assets: .......................... 2,243 Other Real Estate: ................................................ 0 Other Assets: ................................................. 4,462 Total Assets: .............................................. 128,583 Total Trust Assets: ......................................... 2,266 Deposits: .................................................... 107,963 Federal Funds and Borrowings: ..................... 6,000 Other Liabilities: ............................................. 2,847 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 116,810 Total Equity Capital: ..................................... 11,773 Total Liabilities and Capital: ....................... 128,583 Number of Shares Outstanding: .................... 8,000 Directors: Dr. Steven Collier; Winston Collier; Casey Cullipher; W. P. Daniel, Jr.; W. P. Daniel, III; Charles P. Eldridge; Mark Eldridge; Ronald Jones; William D. "Bill" Patton Branches in Town: None Other Branches: Searcy (2) 34 Arkansas State Bank Department First Community Bank Batesville, AR VOICE: (870) 612-3400 FAX: (870) 612-3412 Trust Powers: Yes 1325 Harrison Street 72501 Charter Number: 770 Date: June 20, 1997 FDIC Certificate Number: 34533 Home Page: www.firstcommunity.net Bank Holding Company First Community Bancshares, Inc., Batesville, AR Chm/CEO: Dale E. Cole SVP: Troy Henley Pres/COO: Boris A. Dover SVP/TO: Brandon Brewer Cash and Due from:..................................... 99,728 Federal Funds and Repos: ................................... 0 Investments: .............................................. 222,259 Net Loans: .............................................. 1,272,556 Premises and Fixed Assets: ........................ 47,140 Other Real Estate: ......................................... 6,763 Other Assets: ............................................... 37,665 Total Assets: ........................................... 1,686,111 Total Trust Assets: ..................................... 164,485 Deposits:................................................. 1,345,719 Federal Funds and Borrowings: ................ 181,437 Other Liabilities: ............................................. 8,069 Subordinated Debt:............................................... 0 Total Liabilities: ....................................... 1,535,225 Total Equity Capital: .................................. 150,886 Total Liabilities and Capital:.................... 1,686,111 Number of Shares Outstanding: .................. 34,523 Directors: Donald C. Bedell; Dale E. Cole; Boris A. Dover; Preston W. "Chip" Grace, III; Rick Kent; Ray LaCroix; Dianne Lamberth; Dr. Charles McClain; John Sarratt; Frank Tripp; Sheila Wagnon; Keith Webb Branches in Town: Three Other Branches: Bald Knob, Bay, Cabot (2), Cave City, Cherokee Village, Conway, Goodman[MO], Harrison, Jonesboro (3), Lepanto, Little Rock (2), Mountain Home, Neosho[MO] (2), Newport, Pineville[MO], Searcy (3) The Citizens Bank Batesville, AR VOICE: (870) 793-4441 FAX: (870) 698-6299 Trust Powers: Yes 655 St. Louis Street 72501 Charter Number: 705 Date: February 19, 1953 FDIC Certificate Number: 17211 Home Page: www.thecitizensbank.net Member of Federal Reserve System Bank Holding Company Citizens Bancshares of Batesville, Inc., Batesville, AR CEO: Phil Baldwin EVP/CFO: Karen Shaw Pres: Adam Mitchell SVP/TO: Gene Crawford Cash and Due from:................................... 181,554 Federal Funds and Repos: ................................... 0 Investments: .............................................. 105,952 Net Loans: ................................................. 776,400 Premises and Fixed Assets: ........................ 38,837 Other Real Estate: ............................................ 103 Other Assets: ............................................... 28,245 Total Assets: ........................................... 1,131,091 Total Trust Assets: ..................................... 114,770 Deposits:.................................................... 968,554 Federal Funds and Borrowings: .................. 62,283 Other Liabilities: ............................................. 4,403 Subordinated Debt:............................................... 0 Total Liabilities: ....................................... 1,035,240 Total Equity Capital: .................................... 95,851 Total Liabilities and Capital:.................... 1,131,091 Number of Shares Outstanding: .................. 16,500 Directors: Phil Baldwin; Mark Forbis; Adam Mitchell; Dr. Lackey G. Moody, M.D.; Jay F. Shell; Kay Southerland; Jeffery F. Teague Branches in Town: Four Other Branches: Arkadelphia, Cave City, Crossett, Fayetteville (2), Hot Springs (3), Imboden, Little Rock (2), Monticello, Mountain View, Pleasant Plains, Portland, Rogers One Hundred and Sixth Report 35 Bank of Bearden Bearden, AR VOICE: (870) 687-2233 FAX: (870) 687-2474 Trust Powers: No Chm/Pres: Rick Green EVP: Ken Riley 1 Second Street 71720 Charter Number: 688 Date: June 17, 1945 FDIC Certificate Number: 16282 Home Page: www.bankofbearden.com Bank Holding Company Bearden Bancshares, Inc., Bearden, AR VP: Donnie Castleberry VP/Cash: Susan Lusby Cash and Due from: ....................................... 5,147 Federal Funds and Repos: .......................... 20,000 Investments: ................................................... 8,448 Net Loans: .................................................... 28,400 Premises and Fixed Assets: ............................. 140 Other Real Estate: ................................................ 0 Other Assets: .................................................... 151 Total Assets: ................................................ 62,286 Total Trust Assets: ................................................ 0 Deposits: ...................................................... 55,738 Federal Funds and Borrowings: ............................ 0 Other Liabilities: .................................................. 23 Subordinated Debt: ............................................... 0 Total Liabilities: ............................................ 55,761 Total Equity Capital: ....................................... 6,525 Total Liabilities and Capital: ......................... 62,286 Number of Shares Outstanding: .................... 8,300 Directors: John E. Anthony; Steven M. Anthony; Rick Green; Ronald A. Ramsay; Ken Riley; Brett Wood; Betty Word; Steve Wright Branches in Town: None Other Branches: None Farmers Bank And Trust Company Blytheville, AR VOICE: (870) 763-8101 FAX: (870) 763-3500 Trust Powers: Yes 400 West Main 72315 Charter Number: 253 Date: March 16, 1908 FDIC Certificate Number: 1027 Home Page: www.fbtbly.com Member of Federal Reserve System Bank Holding Company Farmers Bancorp, Inc., Blytheville, AR Chm/CEO/Pres: Randy Scott CFO: Shelly Crosskno EVP: Justin Bell Cash and Due from: ..................................... 60,483 Federal Funds and Repos: .......................... 25,000 Investments: ................................................. 12,791 Net Loans: .................................................. 227,036 Premises and Fixed Assets: .......................... 5,906 Other Real Estate: ............................................ 209 Other Assets: ................................................. 8,925 Total Assets: .............................................. 340,350 Total Trust Assets: ................................................ 0 Deposits: .................................................... 296,023 Federal Funds and Borrowings: ................... 15,558 Other Liabilities: ................................................ 920 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 312,501 Total Equity Capital: ..................................... 27,849 Total Liabilities and Capital: ....................... 340,350 Number of Shares Outstanding: .................. 40,000 Directors: Justin Bell; Steve Bell; Paula O. Blackwell; Ronny Goff; Brad Harrison; John Langston; John C. Rose, Jr.; Randy Scott; Tommy W. Wagner, Jr. Branches in Town: Four Other Branches: Manila, Wilson 36 Arkansas State Bank Department First Western Bank Booneville, AR VOICE: (479) 936-2000 FAX: (479) 878-3408 Trust Powers: Yes 80 West Main 72927 Charter Number: 397 Date: April 18, 1910 FDIC Certificate Number: 13083 Home Page: www.fwbank.com Member of Federal Reserve System Bank Holding Company First Western Bancshares, Inc., Booneville, AR Chm/CEO: John T. Hampton Pres/CCO/CLO: Landon Taylor VChm: Steve Gramling Cash and Due from:..................................... 16,220 Federal Funds and Repos: ................................... 0 Investments: ................................................ 26,659 Net Loans: ................................................. 409,008 Premises and Fixed Assets: ........................ 13,316 Other Real Estate: ......................................... 1,175 Other Assets: ............................................... 19,224 Total Assets: .............................................. 485,602 Total Trust Assets: ................................................ 0 Deposits:.................................................... 439,332 Federal Funds and Borrowings: ........................... 0 Other Liabilities: ............................................. 4,250 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 443,582 Total Equity Capital: .................................... 42,020 Total Liabilities and Capital:....................... 485,602 Number of Shares Outstanding: ................ 100,000 Directors: Dan Brown; Arline Coatney; Thomas C. Conly; Matt Crafton; Steve Gramling; John T. Hampton; Ty Hampton; John Mack; David Remy; Landon Taylor; John Williams; Jane Woolley Branches in Town: One Other Branches: Bella Vista, Bentonville, Caulksville, Fort Smith, Magazine, Rogers (3), Springdale Community State Bank Bradley, AR VOICE: (870) 894-3322 FAX: (870) 894-3324 Trust Powers: No 208 West 4th Street 71826 Charter Number: 653 Date: April 10, 1933 FDIC Certificate Number: 5619 Home Page: www.csbarkansas.com Bank Holding Company None CEO/Pres: Jeff C. Hobbs VP: Shawn McKamie EVP/SLO: Sherri Jones VP/Cash: Regina Smith Cash and Due from:....................................... 3,698 Federal Funds and Repos: ................................... 0 Investments: .................................................. 1,073 Net Loans: ................................................... 19,930 Premises and Fixed Assets: ............................. 529 Other Real Estate: ............................................ 207 Other Assets: .................................................... 526 Total Assets: ................................................ 25,963 Total Trust Assets: ................................................ 0 Deposits:...................................................... 22,939 Federal Funds and Borrowings: ........................... 0 Other Liabilities: .................................................. 43 Subordinated Debt:............................................... 0 Total Liabilities: ............................................ 22,982 Total Equity Capital: ...................................... 2,981 Total Liabilities and Capital:......................... 25,963 Number of Shares Outstanding: .................. 10,000 Directors: Taylor Chandler; Jeff C. Hobbs; Derick Murway; Marcus D. Novacheck Branches in Town: None Other Branches: None One Hundred and Sixth Report 37 Bank of Cave City Cave City, AR VOICE: (870) 283-5301 FAX: (870) 283-6466 Trust Powers: Yes 137 South Main Street 72521 Charter Number: 209 Date: July 2, 1906 FDIC Certificate Number: 105 Home Page: www.bankofcavecity.com Member of Federal Reserve System Bank Holding Company Sharp Bancshares, Inc., Cave City, AR CEO/Pres/TO: John M. Beller EVP/CLO: Gayla Hickman EVP/CFO: Kim Nunnally SVP/Cash: Ronele Smith Cash and Due from: ....................................... 4,746 Federal Funds and Repos: ............................ 5,950 Investments: ................................................. 25,386 Net Loans: .................................................... 92,566 Premises and Fixed Assets: .......................... 4,056 Other Real Estate: ............................................ 235 Other Assets: ................................................. 7,043 Total Assets: .............................................. 139,982 Total Trust Assets: ................................................ 0 Deposits: .................................................... 116,034 Federal Funds and Borrowings: ..................... 8,728 Other Liabilities: ............................................. 2,646 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 127,408 Total Equity Capital: ..................................... 12,574 Total Liabilities and Capital: ....................... 139,982 Number of Shares Outstanding: .................... 4,000 Directors: James E. Baxter; John M. Beller; Samuel F. Beller; Dennis Esteb; John H. Pettersen; Bruce Street; Scott Street Branches in Town: None Other Branches: Batesville, Evening Shade, Lynn, Strawberry The Merchants and Planters Bank Clarendon, AR VOICE: (870) 747-3319 FAX: (870) 747-3498 Trust Powers: No 297 Madison 72029 Charter Number: 21 Date: July 23, 1890 FDIC Certificate Number: 107 Bank Holding Company Clarendon Holding Co., Clarendon, AR Chm: J. Baxter Sharp, III Pres: J. Kendall Henry Cash and Due from: ....................................... 2,957 Federal Funds and Repos: ............................ 7,325 Investments: ................................................. 17,785 Net Loans: .................................................... 12,920 Premises and Fixed Assets: ............................. 346 Other Real Estate: .............................................. 88 Other Assets: .................................................... 606 Total Assets: ................................................ 42,027 Total Trust Assets: ................................................ 0 Deposits: ...................................................... 36,216 Federal Funds and Borrowings: ............................ 0 Other Liabilities: ................................................ 160 Subordinated Debt: ............................................... 0 Total Liabilities: ............................................ 36,376 Total Equity Capital: ....................................... 5,651 Total Liabilities and Capital: ......................... 42,027 Number of Shares Outstanding: .................... 6,000 Directors: James W. Faulkner; Joe Griffith; J. Kendall Henry; Kelly Lawless; E. Davidson Lee; Kirby Meacham, Jr.; J. Baxter Sharp, III Branches in Town: None Other Branches: None 38 Arkansas State Bank Department Centennial Bank Conway, AR VOICE: (501) 328-4663 FAX: (501) 328-4601 Trust Powers: Yes 620 Chestnut Street 72032 Charter Number: 118 Date: May 12, 1903 FDIC Certificate Number: 11241 Home Page: www.my100bank.com Member of Federal Reserve System Bank Holding Company Home BancShares, Inc., Conway, AR Chm/CEO/Pres: Tracy French COO: Stephen Tipton CFO/Treas: Brian Davis TO: Chris Thyer Cash and Due from:................................ 1,210,774 Federal Funds and Repos: ................................... 0 Investments: ........................................... 2,236,004 Net Loans: ............................................ 11,717,403 Premises and Fixed Assets: ...................... 277,898 Other Real Estate: ......................................... 6,292 Other Assets: .......................................... 1,413,650 Total Assets: ......................................... 16,862,021 Total Trust Assets: ..................................... 755,206 Deposits:............................................... 13,280,303 Federal Funds and Borrowings: ................ 694,291 Other Liabilities: ......................................... 151,843 Subordinated Debt:............................................... 0 Total Liabilities: ..................................... 14,126,437 Total Equity Capital: ............................... 2,735,584 Total Liabilities and Capital:.................. 16,862,021 Number of Shares Outstanding: .................... 2,400 Directors: Milburn Adams; Robert H. Adcock, Jr.; John Allison; Richard Ashley; Brian Davis; Jack Engelkes; William J. Farris, Jr.; Tracy French; John Freyaldenhoven; Allen V. Hankins; Shane A. Henry; Kevin Hester; Jim Rankin; Dave Seleski; Donna Townsell Branches in Town: Six Other Branches: Apalachicola[FL], Atkins, Batesville (2), Beebe (2), Bentonville, Big Pine Key[FL], Blountstown[FL], Boca Raton[FL], Bristol[FL], Bryant, Cabot (4), Carrabelle[FL], Clarksville, Clearwater[FL], Cooper City[FL], Coral Gables[FL], Coral Springs[FL], Crawfordville[FL], Dade City[FL], Dania Beach[FL], Dardanelle, Davie[FL], Destin[FL], Doral[FL], Eastpoint[FL], Elberta[AL], Englewood[FL], Fairhope[AL], Fayetteville (2), Foley[AL], Fort Smith (3), Ft. Lauderdale[FL] (3), Ft. Myers[FL], Greenbrier, Gulf Shores[AL], Heber Springs, Highland, Hollywood[FL], Islamorada[FL], Jacksonville (2), Jonesboro (6), Jupiter[FL], Key Largo[FL], Key West[FL] (3), Kissimmee[FL], Lake Mary[FL], Lakeland[FL], Little Rock (8), Lutz[FL], Marathon[FL] (2), Marco Island[FL], Mayflower, Mexico Beach[FL], Monette, Morrilton, Mountain Home, Mountain View (2), Naples[FL], Navarre[FL], New York[NY], North Little Rock (6), Orange Beach[AL], Orlando[FL], Panama City[FL] (2), Panama City Beach[FL] (2), Paragould (3), Pensacola[FL] (2), Plant City[FL], Plantation[FL], Pompano Beach[FL], Port Saint Joe[FL], Pottsville, Punta Gorda[FL], Quincy[FL], Quitman, Rector, Rogers, Russellville (3), Saint George Island[FL], Saint James City[FL], Saint Petersburg[FL], Santa Rosa Beach[FL] (2), Sarasota[FL] (2), Searcy (3), Sherwood, Siloam Springs (2), Spring Hill[FL], Springdale, St. Cloud[FL], Tallahassee[FL] (6), Tampa[FL] (3), Tontitown, Van Buren, Venice[FL], Vilonia, Ward, West Palm Beach[FL], Weston [FL], Wewahitchka[FL], Winter Haven[FL], Winter Park[FL], Zephyrhills[FL] One Hundred and Sixth Report 39 Chambers Bank Danville, AR VOICE: (479) 495-2236 FAX: (479) 495-4650 Trust Powers: Yes 901 Main Street 72833 Charter Number: 615 Date: October 3, 1930 FDIC Certificate Number: 5615 Home Page: www.chambers.bank Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm/CEO: John Ed Chambers, III CFO: Landi Mkhize Pres: Mike Donnell Cash and Due from: ..................................... 54,533 Federal Funds and Repos: ........................ 118,375 Investments: ................................................. 36,813 Net Loans: .................................................. 787,876 Premises and Fixed Assets: ........................ 29,467 Other Real Estate: ......................................... 1,015 Other Assets: ............................................... 40,655 Total Assets: ........................................... 1,068,734 Total Trust Assets: ................................................ 0 Deposits: .................................................... 849,860 Federal Funds and Borrowings: ................. 107,977 Other Liabilities: ............................................. 6,401 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 964,238 Total Equity Capital: ................................... 104,496 Total Liabilities and Capital: .................... 1,068,734 Number of Shares Outstanding: .................. 10,000 Directors: Thomas Akin; Danny Bunting; John Ed Chambers, III; Bill Donnell; Mike Donnell; Nathan George; Larry Hillyard; John Russell Meeks; Robert R. Redfern Branches in Town: One Other Branches: Amity, Atkins, Conway (2), Dardanelle (3), Dover, Elkins (2), Fayetteville, Fort Smith (2), Havana, Hot Springs (2), Mansfield, Mena, Rogers, Russellville (2), Springdale (2), Van Buren, Waldron Bank of Delight Delight, AR VOICE: (870) 379-2293 FAX: (870) 379-2575 Trust Powers: No 503 East Antioch 71940 Charter Number: 342 Date: June 16, 1911 FDIC Certificate Number: 99 Home Page: www.bankofdelight.com Bank Holding Company None Chm/CEO: Darwin Hendrix Pres/COO: Vince Grimes Cash and Due from: ..................................... 14,027 Federal Funds and Repos: .......................... 14,300 Investments: ................................................. 11,772 Net Loans: .................................................. 113,456 Premises and Fixed Assets: ............................. 697 Other Real Estate: ............................................ 141 Other Assets: ................................................. 1,825 Total Assets: .............................................. 156,218 Total Trust Assets: ................................................ 0 Deposits: .................................................... 123,612 Federal Funds and Borrowings: ................... 12,936 Other Liabilities: ................................................ 188 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 136,736 Total Equity Capital: ..................................... 19,482 Total Liabilities and Capital: ....................... 156,218 Number of Shares Outstanding: .................. 15,583 Directors: Rodney Fagan; Darwin Hendrix; David B. Hendrix; John D. Ledbetter; Jeff L. Milam; Randall Turner Branches in Town: None Other Branches: Gurdon, Prescott 40 Arkansas State Bank Department First State Bank of DeQueen DeQueen, AR VOICE: (870) 642-4423 FAX: (870) 642-2847 Trust Powers: No 402 West Collin Raye Drive 71832 Charter Number: 731 Date: August 26, 1974 FDIC Certificate Number: 21805 Home Page: www.fsbdequeen.com Member of Federal Reserve System Bank Holding Company First State Bancshares, Inc., DeQueen, AR Chm: Dennis Smiley Reg Pres: Noel Bard CEO/Pres: Gary L. Golden Cash and Due from:....................................... 7,511 Federal Funds and Repos: ................................... 0 Investments: ................................................ 50,779 Net Loans: ................................................. 228,487 Premises and Fixed Assets: .......................... 6,323 Other Real Estate: ............................................ 384 Other Assets: ................................................. 9,943 Total Assets: .............................................. 303,427 Total Trust Assets: ................................................ 0 Deposits:.................................................... 262,826 Federal Funds and Borrowings: .................... 9,023 Other Liabilities: ............................................. 3,872 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 275,721 Total Equity Capital: .................................... 27,706 Total Liabilities and Capital:....................... 303,427 Number of Shares Outstanding: .................. 76,000 Directors: Julie Brown; Gary Dan Futrell; Gary L. Golden; Dennis Smiley; Don Stemple; Angie Walker Branches in Town: One Other Branches: Dierks, Glenwood, Lockesburg, Murfreesboro, Nashville Arkansas County Bank DeWitt, AR VOICE: (870) 946-3551 220 West Cross Street Charter Number: 790 FAX: (870) 946-1562 72042 Date: September 26, 2006 Trust Powers: Yes FDIC Certificate Number: 3858 Home Page: www.arkansascountybank.com Member of Federal Reserve System Bank Holding Company DeWitt First Bankshares Corporation, DeWitt, AR CEO/Pres: Warren A. Jennings, Jr. VP/TO: Gena M. Jennings VP/Cash: Mary West Cash and Due from:....................................... 8,032 Federal Funds and Repos: ............................ 8,375 Investments: ................................................ 43,236 Net Loans: ................................................. 102,037 Premises and Fixed Assets: .......................... 3,614 Other Real Estate: ............................................ 386 Other Assets: ................................................. 2,993 Total Assets: .............................................. 168,673 Total Trust Assets: ....................................... 28,215 Deposits:.................................................... 127,045 Federal Funds and Borrowings: .................. 20,802 Other Liabilities: ................................................ 208 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 148,055 Total Equity Capital: .................................... 20,618 Total Liabilities and Capital:....................... 168,673 Number of Shares Outstanding: ........................... 1 Directors: Dale K. Bennett; Kim B. Bethea; Georgea M. Greaves; M. Edward Hord; Waymon Hornbeck; Mary M. Jennings; Warren A. Jennings, Jr.; Robert M. Johnston, Jr.; K. Daniel Kennedy; Lester A. McKinley; James N. Moss, Jr.; Gary Sebree Branches in Town: None Other Branches: Lockesburg, Stuttgart One Hundred and Sixth Report 41 Merchants & Farmers Bank Dumas, AR VOICE: (870) 382-4311 FAX: (870) 382-5901 Trust Powers: Yes 500 Highway 65 South 71639 Charter Number: 278 Date: May 10, 1909 FDIC Certificate Number: 8735 Home Page: www.mfbanknet.com Bank Holding Company M & F Financial Corporation, Dumas, AR Chm/CEO: L. Ashton Adcock EVP: Betty B. Trites Pres: J. Michael Jones TO: Price E. Boney, Jr. Cash and Due from: ..................................... 17,026 Federal Funds and Repos: ............................ 4,250 Investments: ................................................. 12,850 Net Loans: .................................................. 129,773 Premises and Fixed Assets: .......................... 5,313 Other Real Estate: ................................................ 0 Other Assets: ................................................. 6,549 Total Assets: .............................................. 175,761 Total Trust Assets: ....................................... 70,691 Deposits: .................................................... 140,822 Federal Funds and Borrowings: ................... 17,234 Other Liabilities: ................................................ 782 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 158,838 Total Equity Capital: ..................................... 16,923 Total Liabilities and Capital: ....................... 175,761 Number of Shares Outstanding: .................. 40,000 Directors: L. Ashton Adcock; Jimmie Appleberry; L. Sue Frank; John F. Freeman; Bruce Gasaway; Brooks Gill; James L. Hill; J. Michael Jones; Don Livingston; William W. Shea; Betty B. Trites; David Walt Branches in Town: None Other Branches: Bryant First Financial Bank El Dorado, AR VOICE: (870) 863-7000 FAX: (870) 881-5393 Trust Powers: Yes 214 North Washington Street Charter Number: 778 71730 Date: April 15, 1999 FDIC Certificate Number: 28905 Home Page: www.ffb1.com Member of Federal Reserve System Bank Holding Company First Financial Banc Corporation, El Dorado, AR Chm: Jeffrey W. Nolan CFO: Melissa J. Jerry CEO/Pres: Chris Hegi Sec: Debra Martin Cash and Due from: ................................... 250,709 Federal Funds and Repos: .......................... 27,136 Investments: ................................................. 61,932 Net Loans: ............................................... 1,070,831 Premises and Fixed Assets: ........................ 15,984 Other Real Estate: ......................................... 8,424 Other Assets: ............................................... 72,293 Total Assets: ........................................... 1,507,309 Total Trust Assets: ....................................... 25,586 Deposits: ................................................. 1,229,249 Federal Funds and Borrowings: ................... 98,580 Other Liabilities: ............................................. 5,576 Subordinated Debt: ............................................... 0 Total Liabilities: ....................................... 1,333,405 Total Equity Capital: ................................... 173,904 Total Liabilities and Capital: .................... 1,507,309 Number of Shares Outstanding: ................ 704,757 Directors: Jerry Bullard; J. Stephen Cameron; Chris Hegi; Melissa J. Jerry; James M. Moore, Jr.; Margaret M. Niel; Jeffrey W. Nolan; Gary W. Sewell; Dr. Stephen C. Smart; Sean H. Williams Branches in Town: Four Other Branches: Carthage[MS], Cherry Valley, Forrest City, Harrisburg (2), Little Rock, McCrory, Mena, Senatobia[MS], Smackover, Wynne (2) 42 Arkansas State Bank Department Bank of England England, AR VOICE: (501) 842-2555 FAX: (501) 842-2422 Trust Powers: No 123 South Main Street 72046 Charter Number: 48 Date: August 8, 1898 FDIC Certificate Number: 13303 Home Page: www.bankofengland-ar.com Bank Holding Company Canada Bancshares, Inc., England, AR CEO/CLO: Allen Evans CFO: Amanda Robinson Pres: Gary Canada, Jr. Cash: Sheila Rice Cash and Due from:..................................... 66,241 Federal Funds and Repos: ................................... 0 Investments: ................................................ 46,041 Net Loans: ................................................. 381,771 Premises and Fixed Assets: .......................... 7,030 Other Real Estate: ......................................... 1,196 Other Assets: ............................................... 41,415 Total Assets: .............................................. 543,694 Total Trust Assets: ................................................ 0 Deposits:.................................................... 379,232 Federal Funds and Borrowings: .................. 52,515 Other Liabilities: ........................................... 37,368 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 469,115 Total Equity Capital: .................................... 74,579 Total Liabilities and Capital:....................... 543,694 Number of Shares Outstanding: .................. 10,000 Directors: James Neal Anderson; Gary Canada, Jr.; Thomas M. Cupples; Allen Evans; Gregory M. Hopkins; Nicole Canada Luebke Branches in Town: One Other Branches: Carlisle, Little Rock, Lonoke, North Little Rock Cornerstone Bank Eureka Springs, AR VOICE: (479) 253-2265 FAX: (479) 253-1165 Trust Powers: No 70 South Main 72632 Charter Number: 374 Date: May 4, 1912 FDIC Certificate Number: 5635 Home Page: www.cstonebank.net Bank Holding Company Eureka Bancshares, Inc., Eureka Springs, AR CEO: Charles T. Cross Pres/CLO: Jason F. Tennant Cash and Due from:..................................... 49,426 Federal Funds and Repos: ................................... 0 Investments: ................................................ 32,300 Net Loans: ................................................. 283,616 Premises and Fixed Assets: ........................ 17,122 Other Real Estate: ......................................... 1,248 Other Assets: ............................................... 10,376 Total Assets: .............................................. 394,088 Total Trust Assets: ................................................ 0 Deposits:.................................................... 326,272 Federal Funds and Borrowings: .................. 35,462 Other Liabilities: ............................................. 3,700 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 365,434 Total Equity Capital: .................................... 28,654 Total Liabilities and Capital:....................... 394,088 Number of Shares Outstanding: .................. 40,000 Directors: Genes L. Bland; Charles T. Cross; John F. Cross, Sr.; Johnice Cross; Lewis E. Epley, Jr.; William E. Goff; Rex A. Gustin; Daniel J. Mumaugh; Dale E. Steffens; Mark Stone; Jason F. Tennant; Randy Wolfinbarger Branches in Town: One Other Branches: Berryville, Harrison, Holiday Island, Huntsville One Hundred and Sixth Report 43 Arvest Bank Fayetteville, AR VOICE: (479) 750-1400 FAX: (479) 770-1615 Trust Powers: Yes 75 North East Street 72702 Charter Number: 31 Date: December 24, 1892 FDIC Certificate Number: 8728 Home Page: www.arvest.com Member of Federal Reserve System Bank Holding Company Arvest Holdings, Inc., Bentonville, AR Chm: Jim C. Walton EVP/CFO: Karla S. Payne CEO/Pres: K. Kevin Sabin EVP/COO: Phillip O. Porter Cash and Due from: ................................ 2,953,441 Federal Funds and Repos: ................................... 0 Investments: ............................................ 3,855,909 Net Loans: ............................................. 14,615,980 Premises and Fixed Assets: ...................... 477,203 Other Real Estate: ....................................... 12,424 Other Assets: .......................................... 1,303,020 Total Assets: ......................................... 23,217,977 Total Trust Assets: .................................. 3,276,327 Deposits: ............................................... 20,111,778 Federal Funds and Borrowings: ................. 552,241 Other Liabilities: ......................................... 272,078 Subordinated Debt: ............................................... 0 Total Liabilities: ..................................... 20,936,097 Total Equity Capital: ................................ 2,281,880 Total Liabilities and Capital: .................. 23,217,977 Number of Shares Outstanding: ................ 350,692 Directors: Cara James; Laura Andress; James M. King; Bradley Krieger; Matt Machen; Karla S. Payne; Phillip O. Porter; Craig Rivaldo; K. Kevin Sabin; Rodney Shepard; Jim C. Walton Branches in Town: Eight Other Branches: Alma, Anderson[MO], Ashdown, Aurora[MO], Bartlesville[OK] (4), Bella Vista (3), Belton[MO], Benton, Bentonville (6), Berryville, Branson[MO], Branson West[MO], Broken Arrow[OK] (3), Broken Bow[OK], Bryant, Cabot, Caney[KS], Carthage[MO] (2), Cassville[MO], Catoosa[OK], Centerton, Chickasha[OK], Choctaw[OK], Clarksville, Conway (3), Coweta[OK], Del City[OK], DeQueen, Dewey[OK] (2), Dierks, Duncan[OK] (3), Edmond[OK] (3), Elgin[OK], Elkins, Eufaula[OK], Eureka Springs, Farmington, Flippin, Fort Smith (8), Gardner[KS], Gentry, Gladstone[MO], Glenwood, Gravette, Greenwood, Grove[OK], Harrison (3), Hollister[MO], Hot Springs (6), Hot Springs Village, Huntsville (2), Idabel[OK], Independence[MO], Jacksonville, Jay[OK], Jenks[OK], Jonesboro (3), Joplin[MO] (6), Kansas [OK], Kansas City[MO] (6), Kimberling City[MO], Lamar[MO], Lawton[OK] (4), Lead Hill, Leawood[KS], Lebanon[MO], Lee's Summit[MO] (2), Lenexa[KS], Lincoln, Little Rock (8), Lockwood[MO], Lonoke, Lowell, Manila, Marshfield[MO], McAlester[OK], Mena, Miami[OK], Midwest City[OK], Mission[KS], Monett[MO], Monette, Moore[OK] (2), Morrilton, Mount Ida, Mountain Grove[MO], Mountain Home (3), Muskogee[OK] (4), Nashville, Neosho[MO] (2), Nevada[MO], Nixa[MO], Noel[MO], Norman[OK] (6), North Little Rock (4), Nowata[OK] (2), Oklahoma City[OK] (9), Okmulgee[OK], Ottawa[KS], Overland Park[KS] (2), Owasso[OK] (3), Paris, Pea Ridge, Pittsburg[KS], Poteau[OK], Prairie Grove, Pryor[OK], Rogers (7), Russellville (5), Sallisaw[OK], Sand Springs[OK], Sapulpa[OK], Shawnee[OK] (2), Shell Knob[MO], Sherwood (2), Siloam Springs (3), Springdale (8), Springfield[MO] (6), Stillwater[OK] (2), Stilwell[OK], Tahlequah[OK] (3), Tulsa[OK] (17), Van Buren (2), Vinita[OK], Wagoner[OK], Waldron, Walters[OK], Webb City[MO], West Fork, West Plains[MO], Westville[OK], Yellville, Yukon[OK] 44 Arkansas State Bank Department Signature Bank of Arkansas Fayetteville, AR VOICE: (479) 684-3700 FAX: (479) 684-3795 Trust Powers: Yes 3878 N. Crossover Road, Suite 20 72703 Charter Number: 660 Date: August 28, 1933 FDIC Certificate Number: 89 Home Page: www.signature.bank Bank Holding Company White River Bancshares Company, Fayetteville, AR Chm/CEO/Pres: Gary R. Head CFO: Edward Riendeau CAO/Treas: Brant Ward Cash and Due from:..................................... 82,681 Federal Funds and Repos: ................................... 0 Investments: ................................................ 66,177 Net Loans: ................................................. 571,951 Premises and Fixed Assets: ........................ 23,985 Other Real Estate: ................................................ 9 Other Assets: ................................................. 9,107 Total Assets: .............................................. 753,910 Total Trust Assets: ................................................ 0 Deposits:.................................................... 637,229 Federal Funds and Borrowings: .................. 17,266 Other Liabilities: ........................................... 19,406 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 673,901 Total Equity Capital: .................................... 80,009 Total Liabilities and Capital:....................... 753,910 Number of Shares Outstanding: .................. 30,000 Directors: Gary R. Head ; Dr. John A. Dominick; Matthew R. Duffy; Michael E. Hill; Kevin J. Kooman; Greg W. Lee; David McConnell; Todd Simmons; Robert C. Smith Branches in Town: None Other Branches: Bentonville, Brinkley (2), Rogers, Springdale FBT Bank & Mortgage Fordyce, AR VOICE: (870) 352-3107 FAX: (870) 352-5202 Trust Powers: Yes 200 West Fourth Street 71742 Charter Number: 631 Date: January 5, 1931 FDIC Certificate Number: 1028 Home Page: www.fbtbank.com Member of Federal Reserve System Bank Holding Company FBT Bancshares, Inc., Fordyce, AR Chm/CEO/Pres/TO: James V. Hulse, Jr. EVP: Lance Nutt EVP: Craig Attwood Cash and Due from:..................................... 38,467 Federal Funds and Repos: ................................... 0 Investments: ................................................ 56,564 Net Loans: ................................................... 99,998 Premises and Fixed Assets: .......................... 2,292 Other Real Estate: ................................................ 0 Other Assets: ................................................. 5,633 Total Assets: .............................................. 202,954 Total Trust Assets: ......................................... 1,138 Deposits:.................................................... 155,671 Federal Funds and Borrowings: .................. 25,000 Other Liabilities: ................................................ 500 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 181,171 Total Equity Capital: .................................... 21,783 Total Liabilities and Capital:....................... 202,954 Number of Shares Outstanding: .................... 8,000 Directors: Joe D. Barnes; Suzette Crutchfield; James V. Hulse, Jr.; Anthony Nutt; Gregory S. Ray; John N. Summers; Greg Terry; Charles B. Trussell; Clyde Williams Branches in Town: One Other Branches: Pine Bluff, Rison, White Hall One Hundred and Sixth Report 45 Armor Bank Forrest City, AR VOICE: (870) 633-1525 FAX: (870) 633-8212 Trust Powers: Yes 715 North Washington 72335 Charter Number: 802 Date: June 28, 2018 FDIC Certificate Number: 28812 Home Page: www.armor.bank Bank Holding Company Forrest City Financial Corporation, Marianna, AR Chm: Mark Waldrip SVP: Nathan Waldrip CEO/Pres: Chad T. May CLO: T. Courtney Menefee Cash and Due from: ....................................... 7,740 Federal Funds and Repos: .......................... 17,305 Investments: ................................................. 23,469 Net Loans: .................................................. 122,914 Premises and Fixed Assets: .......................... 5,575 Other Real Estate: ............................................ 450 Other Assets: ................................................. 3,508 Total Assets: .............................................. 180,961 Total Trust Assets: ................................................ 0 Deposits: .................................................... 160,476 Federal Funds and Borrowings: ..................... 1,475 Other Liabilities: ................................................ 574 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 162,525 Total Equity Capital: ..................................... 18,436 Total Liabilities and Capital: ....................... 180,961 Number of Shares Outstanding: ................ 229,233 Directors: Charles A. Banks; Bradley J. Beavers; Stephen W. Edwards, Sr.; Andrew F. Higginbothom; Chad T. May; Mark Waldrip; Nathan M. Waldrip Branches in Town: One Other Branches: Jonesboro, Little Rock (2), Marked Tree, Trumann, Tyronza Bank of Gravette Gravette, AR VOICE: (479) 787-5251 FAX: (479) 787-6102 Trust Powers: No 211 Main Street SE 72736 Charter Number: 46 Date: February 28, 1898 FDIC Certificate Number: 5636 Home Page: www.bankofgravette.com Bank Holding Company Legacy Bancshares, Inc., Springdale, AR CEO: Patrick H. Swope SVP: Brenda Bridge Pres: Brian Glenn CFO: Jason McDoniel Cash and Due from: ..................................... 16,106 Federal Funds and Repos: ................................... 0 Investments: ................................................. 16,207 Net Loans: .................................................... 82,724 Premises and Fixed Assets: .......................... 5,950 Other Real Estate: ............................................ 800 Other Assets: ............................................... 14,212 Total Assets: .............................................. 135,999 Total Trust Assets: ................................................ 0 Deposits: .................................................... 117,093 Federal Funds and Borrowings: ............................ 0 Other Liabilities: ................................................ 450 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 117,543 Total Equity Capital: ..................................... 18,456 Total Liabilities and Capital: ....................... 135,999 Number of Shares Outstanding: .................... 4,000 Directors: Mary K. Brown; Gary C. George; Don L. Gibson; David Harris; Gary Jech; Matthew L. Mawby; Brian Shaw; Stephen E. Stafford; Loyd R. Swope; Patrick H. Swope Branches in Town: None Other Branches: Centerton, Hiwasse 46 Arkansas State Bank Department Anstaff Bank Green Forest, AR VOICE: (870) 438-5214 FAX: (870) 438-5412 Trust Powers: Yes 100 First National Avenue 72638 Charter Number: 801 Date: June 28, 2016 FDIC Certificate Number: 3869 Home Page: www.anstaffbank.com Bank Holding Company First National Bancorp, Inc., Green Forest, AR Chm/CEO: Stephen E. Stafford SVP/CFO: Marcus Walser Pres: Brad King SVP/COO: Shelby Bruffett Cash and Due from:..................................... 25,956 Federal Funds and Repos: .......................... 57,200 Investments: .............................................. 122,041 Net Loans: ................................................. 581,836 Premises and Fixed Assets: ........................ 19,017 Other Real Estate: ............................................ 180 Other Assets: ............................................... 30,062 Total Assets: .............................................. 836,292 Total Trust Assets: ................................................ 0 Deposits:.................................................... 739,634 Federal Funds and Borrowings: .................. 13,082 Other Liabilities: ............................................. 6,990 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 759,706 Total Equity Capital: .................................... 76,586 Total Liabilities and Capital:....................... 836,292 Number of Shares Outstanding: .................... 7,500 Directors: Tommy Ray Anderson; Brad King; Stacy Waller Lile; Ken Reeves; Logan Scott Stafford; Stephen E. Stafford Branches in Town: One Other Branches: Berryville (2), Flippin, Harrison (2), Huntsville, Jasper, Kingston, Mountain Home (2), Norfork First Service Bank Greenbrier, AR VOICE: (501) 679-7200 FAX: (501) 764-4260 Trust Powers: No 136 South Broadview 72058 Charter Number: 732 Date: October 15, 1976 FDIC Certificate Number: 18519 Home Page: www.firstservicebank.com Bank Holding Company First Service Bancshares, Inc., Greenbrier, AR Chm/CEO/Pres: Thomas H. Grumbles COO/Mtg CEO: Robin Hackett CFO: Kenneth Barnard Cash and Due from:..................................... 11,214 Federal Funds and Repos: .......................... 14,450 Investments: ................................................ 15,465 Net Loans: ................................................. 338,110 Premises and Fixed Assets: ........................ 11,867 Other Real Estate: ............................................ 985 Other Assets: ................................................. 9,860 Total Assets: .............................................. 401,951 Total Trust Assets: ................................................ 0 Deposits:.................................................... 355,705 Federal Funds and Borrowings: .................. 10,283 Other Liabilities: ............................................. 2,451 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 368,439 Total Equity Capital: .................................... 33,512 Total Liabilities and Capital:....................... 401,951 Number of Shares Outstanding: .................. 15,000 Directors: James Beavers; Steve Bone; Dr. Gary Bowman; Melton Cotton; Thomas H. Grumbles; Jim Hawks; Dr. Kyle D. Hensley; Dois "Dyke" Johnson; Jerry Kimbrough; Randy McCaslin; Larry Oaks Branches in Town: None Other Branches: Clinton, Conway (2), Dermott, Flippin, Little Rock, Marshall, Mountain View, Yellville One Hundred and Sixth Report 47 Farmers Bank Greenwood, AR VOICE: (479) 996-4171 FAX: (479) 996-6700 Trust Powers: Yes 71 West Center 72936 Charter Number: 243 Date: August 7, 1907 FDIC Certificate Number: 1296 Home Page: www.gofarmersbank.com Bank Holding Company Wilkinson Banking Corporation, Greenwood, AR Chm: Elizabeth Wilkinson Pres: Edward Wilkinson CEO: Stanhope Wilkinson TO: Norman Wilkinson Cash and Due from: ....................................... 3,640 Federal Funds and Repos: .......................... 15,050 Investments: ................................................. 64,191 Net Loans: .................................................. 133,850 Premises and Fixed Assets: ........................ 12,367 Other Real Estate: ............................................ 140 Other Assets: ................................................. 9,138 Total Assets: .............................................. 238,376 Total Trust Assets: ......................................... 1,042 Deposits: .................................................... 197,045 Federal Funds and Borrowings: ............................ 0 Other Liabilities: ................................................ 588 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 197,633 Total Equity Capital: ..................................... 40,743 Total Liabilities and Capital: ....................... 238,376 Number of Shares Outstanding: .................... 7,500 Directors: Tresa Lowe; Edward Wilkinson; Elizabeth Wilkinson; Norman Wilkinson; Stanhope Wilkinson; Susan Wilkinson Branches in Town: One Other Branches: Barling, Bonanza, Fort Smith (2), Hackett, Hartford, Huntington, Lavaca, Mansfield Partners Bank Helena, AR VOICE: (870) 338-6451 FAX: (870) 338-6306 Trust Powers: Yes 302 Cherry Street 72342 Charter Number: 803 Date: October 18, 2018 FDIC Certificate Number: 15729 Home Page: www.partnersbnk.com Bank Holding Company Helena Bancshares, Inc., Helena, AR CEO/Pres: John O. Moore CFO: Brenda Eldridge EVP: Vance G. St. Columbia COO: Dana Pittman Cash and Due from: ..................................... 42,792 Federal Funds and Repos: ................................... 0 Investments: ................................................. 43,918 Net Loans: .................................................. 207,011 Premises and Fixed Assets: .......................... 2,220 Other Real Estate: ................................................ 0 Other Assets: ............................................... 11,972 Total Assets: .............................................. 307,913 Total Trust Assets: ................................................ 0 Deposits: .................................................... 259,135 Federal Funds and Borrowings: ................... 20,000 Other Liabilities: ................................................ 745 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 279,880 Total Equity Capital: ..................................... 28,033 Total Liabilities and Capital: ....................... 307,913 Number of Shares Outstanding: .................. 50,000 Directors: John S. Cooper; Joseph Thomas Cunningham; Thomas "Larry" Delk; Jerry L. Kelley; Barry Lawrence; John O. Moore; Tommie E. Shackelford, Jr.; Vance G. St. Columbia; Harry G. Stephens, Jr.; Ed Wright Branches in Town: One Other Branches: Marion, Marvell, West Helena, Wynne 48 Arkansas State Bank Department Horatio State Bank Horatio, AR VOICE: (870) 832-2501 FAX: (870) 832-2577 Trust Powers: No 123 Main Street 71842 Charter Number: 179 Date: May 15, 1905 FDIC Certificate Number: 109 Home Page: www.horatiostatebank.com Bank Holding Company Pioneer Bancshares, Inc. of Horatio, Arkansas, Horatio, AR Chm/CEO/Pres: Carl E. Hendrix, III SVP: Edith H. Smith EVP: Todd B. Trimble Cash and Due from:..................................... 30,335 Federal Funds and Repos: ............................... 250 Investments: ................................................ 21,863 Net Loans: ................................................. 181,150 Premises and Fixed Assets: ............................. 779 Other Real Estate: ............................................ 197 Other Assets: ................................................. 6,830 Total Assets: .............................................. 241,404 Total Trust Assets: ................................................ 0 Deposits:.................................................... 213,783 Federal Funds and Borrowings: ........................... 0 Other Liabilities: ................................................ 309 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 214,092 Total Equity Capital: .................................... 27,312 Total Liabilities and Capital:....................... 241,404 Number of Shares Outstanding: .................... 2,000 Directors: Margaret S. Griffin; Michael B. Griffin; Carl E. Hendrix, III; Dani Hendrix; Edith H. Smith; Wilburn Smith; Elizabeth H. Trimble; Todd B. Trimble Branches in Town: None Other Branches: Foreman Today's Bank Huntsville, AR VOICE: (479) 582-0700 FAX: (479) 251-8253 Trust Powers: Yes 432 Harmony Road 72740 Charter Number: 756 Date: July 26, 1991 FDIC Certificate Number: 33470 Home Page: www.todaysbank.com Bank Holding Company Mathias Bancshares, Inc., Springdale, AR Chm: Sam Mathias EVP/COO: Marivel Radcliffe CEO/Pres: Larry Olson SVP/CLO: Mark A. Marks Cash and Due from:..................................... 34,324 Federal Funds and Repos: ................................... 0 Investments: ................................................ 47,397 Net Loans: ................................................. 190,541 Premises and Fixed Assets: .......................... 6,345 Other Real Estate: ............................................ 966 Other Assets: ................................................. 7,797 Total Assets: .............................................. 287,370 Total Trust Assets: ................................................ 0 Deposits:.................................................... 221,003 Federal Funds and Borrowings: .................. 39,437 Other Liabilities: ............................................. 1,782 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 262,222 Total Equity Capital: .................................... 25,148 Total Liabilities and Capital:....................... 287,370 Number of Shares Outstanding: .................. 27,000 Directors: Robert Lloyd; Sam Mathias; Larry Olson; Arthur Thurman Branches in Town: One Other Branches: Alma, Fayetteville (2), Mansfield, Mulberry (2), Ozark, Springdale, Van Buren One Hundred and Sixth Report 49 First Arkansas Bank & Trust Jacksonville, AR VOICE: (501) 982-4511 FAX: (501) 982-5769 Trust Powers: Yes 600 West Main 72076 Charter Number: 701 Date: August 2, 1949 FDIC Certificate Number: 16849 Home Page: www.fabandt.bank Bank Holding Company First Arkansas BancShares, Inc., Jacksonville, AR Chm/CEO/Pres: Larry T. Wilson SVP/CFO: Kim Cullum EVP/COO: Mark Wilson SVP/TO: Shelia De Armond Cash and Due from: ..................................... 45,245 Federal Funds and Repos: ................................... 0 Investments: ............................................... 180,358 Net Loans: .................................................. 532,189 Premises and Fixed Assets: ........................ 23,809 Other Real Estate: ................................................ 0 Other Assets: ............................................... 59,600 Total Assets: .............................................. 841,201 Total Trust Assets: ..................................... 255,287 Deposits: .................................................... 627,582 Federal Funds and Borrowings: ................... 63,773 Other Liabilities: ............................................. 8,911 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 700,266 Total Equity Capital: ................................... 140,935 Total Liabilities and Capital: ....................... 841,201 Number of Shares Outstanding: ................ 200,000 Directors: Tommy Bond; Jamie Cobb; Dr. Chevron Ergle; James E. Peacock; Kathryn W. Roberts; Ali Sugg; Larry T. Wilson; Mark Wilson; Michael K. Wilson Branches in Town: Four Other Branches: Austin, Cabot (3), Clinton, Conway, Damascus, Gravel Ridge, Greenbrier, Greers Ferry, Guy, Heber Springs (3), Quitman, Sherwood (2) The Bank of Lake Village Lake Village, AR VOICE: (870) 265-2241 FAX: (870) 265-2125 Trust Powers: No 201 Main Street 71653 Charter Number: 675 Date: October 14, 1937 FDIC Certificate Number: 15547 Home Page: www.bankoflakevillage.com Member of Federal Reserve System Bank Holding Company Southeast Arkansas Bank Corporation, Lake Village, AR Chm: Charles H. Weissinger, Jr. VChm: Guy M. Weissinger CEO/Pres/Sec: John T. Potter Cash and Due from: ....................................... 6,723 Federal Funds and Repos: ................................... 0 Investments: ................................................. 15,864 Net Loans: .................................................... 45,471 Premises and Fixed Assets: ............................. 797 Other Real Estate: ............................................ 661 Other Assets: ................................................. 1,523 Total Assets: ................................................ 71,039 Total Trust Assets: ................................................ 0 Deposits: ...................................................... 57,897 Federal Funds and Borrowings: ..................... 4,150 Other Liabilities: ................................................ 215 Subordinated Debt: ............................................... 0 Total Liabilities: ............................................ 62,262 Total Equity Capital: ....................................... 8,777 Total Liabilities and Capital: ......................... 71,039 Number of Shares Outstanding: .................. 60,000 Directors: Terence J. Alpe; Sam E. Angel, II; Sam E. Angel; William W. Bunker, Jr.; Dr. John P. Burge, Sr.; David F. Gillison, Jr.; John T. Potter; Charles H. Weissinger, III; Charles H. Weissinger, Jr.; Guy M. Weissinger Branches in Town: One Other Branches: None 50 Arkansas State Bank Department Bank of Little Rock Little Rock, AR VOICE: (501) 376-0800 FAX: (501) 376-1642 Trust Powers: Yes 200 North State Street 72201 Charter Number: 748 Date: May 4, 1989 FDIC Certificate Number: 91280 Home Page: www.bankoflittlerock.com Member of Federal Reserve System Bank Holding Company Little Rock Bankshares, Inc., Little Rock, AR Chm/CEO/Pres: Eugene L. Maris SVP/Cash: Lee A. Swearingen SVP: Kim Markland Cash and Due from:..................................... 10,411 Federal Funds and Repos: ............................... 825 Investments: ................................................ 59,778 Net Loans: ................................................. 144,700 Premises and Fixed Assets: .......................... 5,878 Other Real Estate: ......................................... 1,110 Other Assets: ................................................. 5,597 Total Assets: .............................................. 228,299 Total Trust Assets: ................................................ 0 Deposits:.................................................... 203,476 Federal Funds and Borrowings: ........................... 0 Other Liabilities: ............................................. 2,456 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 205,932 Total Equity Capital: .................................... 22,367 Total Liabilities and Capital:....................... 228,299 Number of Shares Outstanding: ................ 100,000 Directors: Eugene L. Maris; James M. May, III; Steven C. Russell Branches in Town: Four Other Branches: None One Hundred and Sixth Report 51 Bank OZK Little Rock, AR VOICE: (501) 978-2265 FAX: (501) 978-2282 Trust Powers: Yes 18000 Cantrell Road 72223 Charter Number: 121 Date: March 24, 1903 FDIC Certificate Number: 110 Home Page: www.ozk.com Bank Holding Company None Chm/CEO: George G. Gleason, II CFO: Greg McKinney CAO: Tim Hicks TO: Jennifer Junker Cash and Due from: ................................ 1,646,070 Federal Funds and Repos: ................................... 0 Investments: ............................................ 3,299,944 Net Loans: ............................................. 19,004,882 Premises and Fixed Assets: ...................... 732,674 Other Real Estate: ....................................... 17,669 Other Assets: .......................................... 1,679,170 Total Assets: ......................................... 26,380,409 Total Trust Assets: .................................. 1,953,368 Deposits: ............................................... 20,723,598 Federal Funds and Borrowings: ................. 912,973 Other Liabilities: ......................................... 286,024 Subordinated Debt: .................................... 344,048 Total Liabilities: ..................................... 22,266,643 Total Equity Capital: ................................ 4,113,766 Total Liabilities and Capital: .................. 26,380,409 Number of Shares Outstanding: ......... 129,350,301 Directors: Nicholas A. Brown; Paula Cholmondeley; Beverly Cole; Robert C. East; Kathleen M. Franklin; Catherine B. Freedberg; Jeffrey Gearhart; George G. Gleason, II; Peter C. Kenny; Bill Koefoed; Walter J. Mullen; Christopher Orndorff; John B. Reynolds; Steven Sadoff; Ross M. Whipple Branches in Town: Ten Other Branches: Adairsville[GA], Advance[NC], Allen[TX], Alma, Altus, Apollo Beach[FL], Arkadelphia (2), Asheboro[NC], Atlanta[GA] (2), Auburn[GA], Austin[TX], Bainbridge[GA] (2), Bella Vista (2), Belleair Bluffs[FL], Belmont[NC], Benton (3), Bentonville (2), Bessemer City[NC], Blairsville[GA], Blue Ridge[GA], Bluffton[SC], Bogart[GA], Boiling Springs[NC], Bonita Springs[FL], Bradenton[FL] (6), Braselton[GA], Bremen[GA], Brunswick[GA], Bryant, Buchanan[GA], Buford[GA], Cabot (2), Cairo[GA], Calhoun[GA], Canton[GA], Cape Coral[FL] (2), Carrollton[GA] (2), Carrollton[TX], Cartersville[GA] (2), Cedar Park[TX], Charlotte[NC], Chatsworth[GA], Clarksville, Clearwater[FL] (3), Clinton, Columbus[GA], Concord[NC], Conway (4), Conyers[GA], Coral Gables[FL], Cornelia[GA], Cornelius[NC], Cumming[GA] (3), Dahlonega[GA], Dallas[GA], Dallas[TX] (2), Dalton[GA], Dawsonville[GA], Doral[FL], Douglasville[GA] (2), East Ellijay[GA], East Point[GA], Ellijay[GA], Fayetteville (3), Forest City[NC], Fort Lauderdale[FL], Fort Myers[FL] (3), Fort Smith (3), Fort Worth[TX], Franklin[GA], Frisco[TX] (2), Gastonia[NC], Geneva[AL], Grayson[GA], Greensboro[GA], Harrisburg[NC], Harrison (2), Hilton Head Island[SC], Hope (2), Hot Springs (6), Hot Springs Village, Houston[TX] (4), Jacksonville[FL], Jasper, Jefferson[GA], Keller[TX], Kings Mountain[NC], Lake Park[GA], Landis[NC], Lawndale[NC], Lewisville[TX], Lexington[NC], Lincolnton[NC], Lockhart[TX], Loganville[GA], Lonoke, Lonsdale, Macon[GA] (3), Magnolia, Malvern (2), Marble Hill[GA], Marietta[GA], Marshall, Maumelle, McDonough[GA], McKinney[TX], Miami[FL], Miami Beach[FL], Mobile[AL], Mocksville[NC], Mountain Home (2), Mulberry, New York[NY], Newnan[GA], North Little Rock (3), Oakwood[GA], Ocala[FL], Ozark (2), Palmetto[FL], Paris, Pinellas Park[FL], Plano[TX], Port Charlotte[FL] (2), Punta Gorda[FL], Riverview[FL], Rogers (3), Rome[GA], Roswell[GA], Russellville (3), San Antonio[TX], Sarasota[FL], Savannah[GA], Senoia[GA], Sharpsburg[GA], Shelby[NC] (5), Sherwood, Siloam Springs, Snellville[GA], South Pasadena[FL], Southlake[TX], Springdale (2), St. Petersburg[FL] (3), St. Simons Island[GA], Statham[GA], Tallapoosa[GA], Tampa[FL] (5), Texarkana, Texarkana[TX] (2), The Colony[TX], Valdosta[GA] (3), Van Buren (2), Villa Rica[GA], Watkinsville[GA], Western Grove, Wilmington[NC], Winder[GA] (2), WinstonSalem[NC], Woodstock[GA], Yellville, Zephyrhills[FL] 52 Arkansas State Bank Department Central Bank Little Rock, AR VOICE: (501) 221-6400 FAX: (501) 227-8932 Trust Powers: No 1506 Market Street, Suite C180 Charter Number: 385 72211-1871 Date: August 12, 1912 FDIC Certificate Number: 1756 Home Page: www.centralbankar.com Bank Holding Company Cross County Bancshares, Inc., Wynne, AR Chm: R. Steve Roberson Reg Pres : David Bordovsky CEO: Wade Ruckle VP/Cash: Brandy Thiele Cash and Due from:..................................... 22,446 Federal Funds and Repos: .......................... 23,901 Investments: ................................................ 47,446 Net Loans: ................................................. 195,857 Premises and Fixed Assets: .......................... 2,737 Other Real Estate: ............................................ 624 Other Assets: ................................................. 4,670 Total Assets: .............................................. 297,681 Total Trust Assets: ................................................ 0 Deposits:.................................................... 236,025 Federal Funds and Borrowings: .................. 32,127 Other Liabilities: ............................................. 1,774 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 269,926 Total Equity Capital: .................................... 27,755 Total Liabilities and Capital:....................... 297,681 Number of Shares Outstanding: ................ 184,019 Directors: David Bordovsky; James R. Burks; Steven Collier; David Dowd; John Reese; R. Steven Roberson; Wade Ruckle; Bruce Schratz, Jr.; Patricia Weed Branches in Town: One Other Branches: Bentonville Eagle Bank & Trust Company Little Rock, AR VOICE: (501) 223-2000 FAX: (501) 223-0373 Trust Powers: Yes Chm: Cathy H. Owen CEO/Pres: Jeff Lynch 650 South Shackleford, Suite 150 Charter Number: 735 72211 Date: May 27, 1977 FDIC Certificate Number: 3873 Home Page: www.eaglebank.com Member of Federal Reserve System Bank Holding Company State Holding Company, Little Rock, AR EVP: Paul Castleberry Mtg CEO: Bill Edwards Cash and Due from:..................................... 11,344 Federal Funds and Repos: ............................ 7,800 Investments: .............................................. 147,440 Net Loans: ................................................. 234,033 Premises and Fixed Assets: .......................... 9,445 Other Real Estate: ......................................... 2,573 Other Assets: ............................................... 14,646 Total Assets: .............................................. 427,281 Total Trust Assets: ................................................ 0 Deposits:.................................................... 355,504 Federal Funds and Borrowings: .................... 5,812 Other Liabilities: ............................................. 4,870 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 366,186 Total Equity Capital: .................................... 61,095 Total Liabilities and Capital:....................... 427,281 Number of Shares Outstanding: .................. 27,965 Directors: Andrew H. Hastings; H. Lee Hastings, III; Harry L. Hastings, Jr.; Stanley Hastings; Bill G. Lynch; Jeff Lynch; Cathy H. Owen Branches in Town: None Other Branches: Drasco, Fairfield Bay, Gravel Ridge, Greers Ferry, Heber Springs (2), North Little Rock, Quitman, Rose Bud, Sherwood (2), Vilonia One Hundred and Sixth Report 53 Encore Bank Little Rock, AR VOICE: (501) 228-6000 FAX: (501) 228-6006 Trust Powers: Yes 12224 Chenal Parkway 72211 Charter Number: 771 Date: July 30, 1997 FDIC Certificate Number: 34562 Home Page: www.bankencore.com Member of Federal Reserve System Bank Holding Company Capital Bancshares, Inc., Little Rock, AR Chm/CEO: Chris Roberts VChm/Pres: Phillip Jett Cash and Due from: ..................................... 13,423 Federal Funds and Repos: .......................... 47,875 Investments: ............................................... 118,907 Net Loans: .................................................. 385,521 Premises and Fixed Assets: .......................... 4,099 Other Real Estate: ................................................ 0 Other Assets: ............................................... 15,050 Total Assets: .............................................. 584,875 Total Trust Assets: ................................................ 0 Deposits: .................................................... 412,160 Federal Funds and Borrowings: ................. 115,244 Other Liabilities: ............................................. 3,193 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 530,597 Total Equity Capital: ..................................... 54,278 Total Liabilities and Capital: ....................... 584,875 Number of Shares Outstanding: .................. 32,013 Directors: John Allen; Derek Alley; Marcella "Marcy" Doderer; Andrew Endicott; Elizabeth Glasbrenner; Quinn Grovey; Jack Harrington; Burt Hicks; Phillip Jett; Matt Johnner; Chris Roberts Branches in Town: One Other Branches: Fayetteville, Jonesboro, Rogers First State Bank Lonoke, AR VOICE: (501) 676-3106 FAX: (501) 676-5046 Trust Powers: No 101 South Center Street 72086 Charter Number: 670 Date: March 9, 1935 FDIC Certificate Number: 15050 Home Page: www.firststatebk.com Bank Holding Company Lonoke Bancshares, Inc., Lonoke, AR Chm: Neil Bennett, Jr. CFO: Melissa Halpain CEO/Pres: Kevin F. "Kip" Norton Sec: Karen K. Hardke Cash and Due from: ..................................... 14,602 Federal Funds and Repos: ................................... 0 Investments: ................................................. 79,227 Net Loans: .................................................. 153,740 Premises and Fixed Assets: .......................... 6,319 Other Real Estate: ......................................... 1,178 Other Assets: ................................................. 3,796 Total Assets: .............................................. 258,862 Total Trust Assets: ................................................ 0 Deposits: .................................................... 229,728 Federal Funds and Borrowings: ............................ 0 Other Liabilities: ................................................ 432 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 230,160 Total Equity Capital: ..................................... 28,702 Total Liabilities and Capital: ....................... 258,862 Number of Shares Outstanding: .................. 16,000 Directors: Alan W. Barksdale; Neil Bennett, Jr.; William Fletcher, Jr.; J. Walls McCrary; Daina B. Newcomb; Kevin F. "Kip" Norton; Wade Ruckle; Marvin D. Thaxton, Jr. Branches in Town: One Other Branches: Carlisle, Fayetteville, Gurdon, Heber Springs Arkansas State Bank Department 54 Farmers Bank and Trust Company Magnolia, AR VOICE: (870) 235-7000 FAX: (870) 235-7008 Trust Powers: Yes 200 East Main Street 71753 Charter Number: 217 Date: September 26, 1906 FDIC Certificate Number: 1291 Home Page: www.myfarmers.bank Member of Federal Reserve System Bank Holding Company Magnolia Banking Corporation, Magnolia, AR Chm: Bob L. Burns CFO: Drew Chandler CEO/Pres: Chris Gosnell CLO: Dave White Cash and Due from:..................................... 77,942 Federal Funds and Repos: ................................... 0 Investments: .............................................. 258,738 Net Loans: .............................................. 1,349,558 Premises and Fixed Assets: ........................ 30,430 Other Real Estate: ............................................ 600 Other Assets: ............................................... 73,168 Total Assets: ........................................... 1,790,436 Total Trust Assets: ..................................... 147,552 Deposits:................................................. 1,497,028 Federal Funds and Borrowings: .................. 93,725 Other Liabilities: ........................................... 18,153 Subordinated Debt:............................................... 0 Total Liabilities: ....................................... 1,608,906 Total Equity Capital: .................................. 181,530 Total Liabilities and Capital:.................... 1,790,436 Number of Shares Outstanding: ................ 100,000 Directors: John E. Alexander, Jr.; Mike Boyd; Bob L. Burns; Dr. Jason Franks; Chris Gosnell; Bruce D. Maloch; T. E. Smith Branches in Town: Three Other Branches: Benton, Blevins, Camden (3), Hope (2), Lewisville, Malvern (2), New Boston[TX], Prescott, Prosper[TX], Taylor, Texarkana (2), Texarkana[TX] (2) The Peoples Bank Magnolia, AR VOICE: (870) 234-5777 FAX: (870) 912-0647 Trust Powers: Yes 500 North Jackson 71753 Charter Number: 313 Date: June 22, 1910 FDIC Certificate Number: 12531 Home Page: www.pbmag.com Bank Holding Company Golden Oaks Bancshares, Inc., Magnolia, AR Chm: S. Clark Fincher Pres/CLO: Jamie Waller CEO: Mary L. Fowler CFO: Jonathan Baird Cash and Due from:..................................... 35,407 Federal Funds and Repos: ................................... 0 Investments: ................................................ 17,501 Net Loans: ................................................. 150,170 Premises and Fixed Assets: .......................... 4,266 Other Real Estate: ............................................ 174 Other Assets: ................................................. 7,868 Total Assets: .............................................. 215,386 Total Trust Assets: ................................................ 0 Deposits:.................................................... 136,374 Federal Funds and Borrowings: .................. 56,010 Other Liabilities: ................................................ 596 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 192,980 Total Equity Capital: .................................... 22,406 Total Liabilities and Capital:....................... 215,386 Number of Shares Outstanding: .................. 10,000 Directors: Brian Baird; Jonathan Baird; S. Clark Fincher; Dorothy J. Fincher; Mary L. Fowler; Sharon Gathright; Betty Harris; Molly Mitchell; J. David Scott; Laura Scott; Jamie Waller Branches in Town: One Other Branches: Waldo One Hundred and Sixth Report 55 Premier Bank of Arkansas Marion, AR VOICE: (870) 739-7300 FAX: (870) 739-2234 Trust Powers: Yes 205 Block Street 72364 Charter Number: 775 Date: October 8, 1998 FDIC Certificate Number: 34887 Home Page: www.premierbankar.com Member of Federal Reserve System Bank Holding Company FCB Financial Services, Inc., Marion, AR Chm: Michael D. East CFO: T. J. Anderson CEO/Pres: Donny Underwood Cash and Due from: ..................................... 30,819 Federal Funds and Repos: ................................... 0 Investments: ................................................... 5,453 Net Loans: .................................................. 138,501 Premises and Fixed Assets: .......................... 4,049 Other Real Estate: ............................................ 451 Other Assets: ................................................. 3,953 Total Assets: .............................................. 183,226 Total Trust Assets: ................................................ 0 Deposits: .................................................... 157,081 Federal Funds and Borrowings: ............................ 0 Other Liabilities: ............................................. 1,278 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 158,359 Total Equity Capital: ..................................... 24,867 Total Liabilities and Capital: ....................... 183,226 Number of Shares Outstanding: .................. 60,000 Directors: T. J. Anderson; Brett Crowson; Michael D. East; William David Fogelman; Frank A. Fogleman; Edward Hardin; Allen B. Helms, Jr.; James A. Ross; Samuel H. Stuckey, Jr.; William Bart Turner; Donny Underwood; David S. Wallace; Charles L. Williams, Jr. Branches in Town: None Other Branches: Jonesboro, West Memphis First NaturalState Bank McGehee, AR VOICE: (870) 222-3880 FAX: (870) 222-4853 Trust Powers: Yes 500 North Second 71654 Charter Number: 798 Date: January 21, 2016 FDIC Certificate Number: 21379 Home Page: www.fnbmcgehee.com Member of Federal Reserve System Bank Holding Company First National Financial Corporation, McGehee, AR CEO/Pres: Jim R. Daniels SVP: Fran Childress EVP/CFO: Wendy Barnes VP: Jacob Box Cash and Due from: ....................................... 3,779 Federal Funds and Repos: ............................ 1,650 Investments:................................................. 10,815 Net Loans: .................................................... 48,915 Premises and Fixed Assets: ............................. 702 Other Real Estate: ................................................ 0 Other Assets: .................................................... 878 Total Assets: ................................................ 66,739 Total Trust Assets: .............................................. 34 Deposits: ...................................................... 59,722 Federal Funds and Borrowings: ............................ 0 Other Liabilities: ................................................ 167 Subordinated Debt: ............................................... 0 Total Liabilities: ............................................ 59,889 Total Equity Capital: ....................................... 6,850 Total Liabilities and Capital: ......................... 66,739 Number of Shares Outstanding: .................. 68,000 Directors: Jim R. Daniels; Gibbs B. Ferguson; Dewey E. Johnson; Robert E. Lucky, Sr.; Robert Smith Moore, Jr.; Charles A. Pambianchi Branches in Town: One Other Branches: Dumas 56 Arkansas State Bank Department McGehee Bank McGehee, AR VOICE: (870) 222-3151 FAX: (870) 222-6159 Trust Powers: Yes 301 North Second Street 71654 Charter Number: 661 Date: December 5, 1933 FDIC Certificate Number: 11242 Home Page: www.mcgeheebank.com Bank Holding Company Southeast Financial Bankstock Corporation, McGehee, AR CEO/Pres: James M. Smith VP/Cash: Stephen Wilson SVP: Clarissa Herren VP/TO: Jim S. Youngblood Cash and Due from:....................................... 1,799 Federal Funds and Repos: ............................ 7,050 Investments: ................................................ 27,430 Net Loans: ................................................... 94,126 Premises and Fixed Assets: ............................. 514 Other Real Estate: ................................................ 0 Other Assets: ................................................. 5,716 Total Assets: .............................................. 136,635 Total Trust Assets: ..................................... 109,604 Deposits:.................................................... 118,027 Federal Funds and Borrowings: ........................... 0 Other Liabilities: ................................................ 378 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 118,405 Total Equity Capital: .................................... 18,230 Total Liabilities and Capital:....................... 136,635 Number of Shares Outstanding: .................. 80,000 Directors: Lee Bowman; William W. Bowman; David S. Leech; Jeff Owyoung; John H. Potter, Jr.; James M. Smith Branches in Town: One Other Branches: Arkansas City, Watson The Union Bank of Mena Mena, AR VOICE: (479) 394-2211 FAX: (479) 394-8901 Trust Powers: No Chm: David Maddox Pres: Kevin Williams 303 Highway 71 North 71953 Charter Number: 667 Date: July 25, 1934 FDIC Certificate Number: 14597 Home Page: www.unionbankofmena.com Member of Federal Reserve System Bank Holding Company Union Bankshares, Inc., Mena, AR EVP/CFO: Michael Myers SVP: Tim Rodgers Cash and Due from:..................................... 38,490 Federal Funds and Repos: ................................... 0 Investments: ................................................ 80,457 Net Loans: ................................................. 179,932 Premises and Fixed Assets: .......................... 3,811 Other Real Estate: ............................................ 145 Other Assets: ................................................. 5,530 Total Assets: .............................................. 308,365 Total Trust Assets: ................................................ 0 Deposits:.................................................... 272,813 Federal Funds and Borrowings: ........................... 0 Other Liabilities: ............................................. 4,308 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 277,121 Total Equity Capital: .................................... 31,244 Total Liabilities and Capital:....................... 308,365 Number of Shares Outstanding: .................. 12,000 Directors: John A. Crawford; Philip B. Hensley; David Maddox; John Maddox; Jeff Montgomery; Michael Myers; Paul T. Plunkett; Phillip Stevenson; Kevin Williams; Phillip Wilson; Jarrod Yarnell Branches in Town: None Other Branches: Hatfield, Wickes One Hundred and Sixth Report 57 Commercial Bank & Trust Company Monticello, AR VOICE: (870) 367-6221 FAX: (870) 367-7700 Trust Powers: Yes 212 West Gaines Street 71655 Charter Number: 396 Date: November 29, 1912 FDIC Certificate Number: 90 Home Page: www.commercial-bank.net Member of Federal Reserve System Bank Holding Company Drew Bancshares, Inc., Monticello, AR Chm/CEO: Bennie Ryburn, III SVP: Michael Efird Pres/CFO/COO: George T. Harris SVP/TO: Rusty Smith Cash and Due from: ....................................... 3,708 Federal Funds and Repos: .......................... 24,325 Investments: ................................................. 76,311 Net Loans: .................................................. 131,744 Premises and Fixed Assets: .......................... 1,477 Other Real Estate: ............................................ 564 Other Assets: ................................................. 6,910 Total Assets: .............................................. 245,039 Total Trust Assets: ....................................... 16,594 Deposits: .................................................... 222,090 Federal Funds and Borrowings: ............................ 0 Other Liabilities: ................................................ 351 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 222,441 Total Equity Capital: ..................................... 22,598 Total Liabilities and Capital: ....................... 245,039 Number of Shares Outstanding: .................... 8,000 Directors: Joe Brannen; C. C. Gibson, III; George T. Harris; R. D. Jones, Jr.; Wayne L. Owen, Jr.; Bennie Ryburn, III; Ray Ryburn; Mike Ward Branches in Town: Four Other Branches: None Union Bank And Trust Company Monticello, AR VOICE: (870) 460-6400 FAX: (870) 460-6464 Trust Powers: Yes 102 West McCloy 71657 Charter Number: 448 Date: September 15, 1915 FDIC Certificate Number: 1753 Home Page: www.unionbnk.com Bank Holding Company First Union Financial Corporation, Monticello, AR Chm Emer: Zach McClendon, Jr. CEO/Pres: Dave Dickson Chm: John S. McClendon TO: Gail Hooker Cash and Due from: ..................................... 17,772 Federal Funds and Repos: ................................... 0 Investments: ................................................. 34,927 Net Loans: .................................................. 182,310 Premises and Fixed Assets: .......................... 3,669 Other Real Estate: ................................................ 0 Other Assets: ................................................. 8,400 Total Assets: .............................................. 247,078 Total Trust Assets: ....................................... 37,981 Deposits: .................................................... 211,276 Federal Funds and Borrowings: ..................... 9,654 Other Liabilities: ............................................. 2,317 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 223,247 Total Equity Capital: ..................................... 23,831 Total Liabilities and Capital: ....................... 247,078 Number of Shares Outstanding: .................. 80,000 Directors: Mike Akin; Whit Barton; Charles F. Dearman, Jr.; Dave Dickson; John S. McClendon; Robin McClendon; Zach McClendon, Jr.; Thomas M. Smith; Joel Stevens Branches in Town: Two Other Branches: Warren 58 Arkansas State Bank Department Petit Jean State Bank Morrilton, AR VOICE: (501) 354-4988 FAX: (501) 354-6560 Trust Powers: No 707 North Saint Joseph Street Charter Number: 777 72110 Date: January 27, 1999 FDIC Certificate Number: 35084 Home Page: www.pjsb.com Member of Federal Reserve System Bank Holding Company Petit Jean Bancshares, Inc., Morrilton, AR Chm/Pres: Charles S. Penick EVP: Suzanne Hartman EVP: Susan Gunderman Cash and Due from:..................................... 44,194 Federal Funds and Repos: ................................... 0 Investments: ................................................ 50,104 Net Loans: ................................................... 97,293 Premises and Fixed Assets: .......................... 2,140 Other Real Estate: ............................................ 144 Other Assets: ................................................. 7,652 Total Assets: .............................................. 201,527 Total Trust Assets: ................................................ 0 Deposits:.................................................... 166,823 Federal Funds and Borrowings: .................... 4,247 Other Liabilities: ............................................. 1,741 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 172,811 Total Equity Capital: .................................... 28,716 Total Liabilities and Capital:....................... 201,527 Number of Shares Outstanding: .................. 50,000 Directors: Hall M. Calhoun, III; Katherine Foust; Todd Haynes; Michael D. Koone; Otto Lienhart, II; John Maus, III; Charles S. Penick; Stanton C. Willis Branches in Town: One Other Branches: None Stone Bank Mountain View, AR VOICE: (833) 253-2265 FAX: (501) 435-2068 Trust Powers: Yes 802 East Main Street 72560 Charter Number: 797 Date: August 4, 2015 FDIC Certificate Number: 17431 Home Page: www.stonebank.com Bank Holding Company Stone Bancshares, Inc., Mountain View, AR CEO: Marnie B. Oldner EVP: Bruce Upton Pres/CLO: Nick Roach CFO: Steve Ragland Cash and Due from:....................................... 9,598 Federal Funds and Repos: ................................... 3 Investments: ................................................ 56,257 Net Loans: ................................................. 431,765 Premises and Fixed Assets: ........................ 18,174 Other Real Estate: ......................................... 6,265 Other Assets: ............................................... 38,023 Total Assets: .............................................. 560,085 Total Trust Assets: ..................................... 108,522 Deposits:.................................................... 432,854 Federal Funds and Borrowings: .................. 63,984 Other Liabilities: ............................................. 6,050 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 502,888 Total Equity Capital: .................................... 57,197 Total Liabilities and Capital:....................... 560,085 Number of Shares Outstanding: ............. 1,338,370 Directors: Buddy Bolin; J. T. Compton; Kevin Compton; Ray Dillon; Roger Helms; Charles E. Lumsden; Raymond Merrill; Marnie B. Oldner; Nick Roach; Ron Sims; Gladys M. Webb Branches in Town: None Other Branches: DeWitt, Gillett, Harrison, Little Rock, White Hall One Hundred and Sixth Report 59 Diamond Bank Murfreesboro, AR VOICE: (870) 285-2172 FAX: (870) 356-2858 Trust Powers: No Chm/CEO: Tim Bainum 319 East Main 71958 Charter Number: 175 Date: December 19, 1904 FDIC Certificate Number: 1527 Home Page: www.diamond.bank Member of Federal Reserve System Bank Holding Company Bainum Bancorp, Glenwood, AR Pres: John E. Gibbs Cash and Due from: ..................................... 24,751 Federal Funds and Repos: ................................... 0 Investments: ............................................... 141,469 Net Loans: .................................................. 484,213 Premises and Fixed Assets: ........................ 10,229 Other Real Estate: ............................................ 680 Other Assets: ............................................... 23,697 Total Assets: .............................................. 685,039 Total Trust Assets: ................................................ 0 Deposits: .................................................... 596,502 Federal Funds and Borrowings: ................... 13,106 Other Liabilities: ............................................. 3,342 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 612,950 Total Equity Capital: ..................................... 72,089 Total Liabilities and Capital: ....................... 685,039 Number of Shares Outstanding: ................ 172,000 Directors: Tim Bainum; Timothy A. “Tab” Bainum; Robert Braun; Richard Cox; John E. Gibbs; John Hearnsberger; Stefanie Bainum Kato; Shauna L. Lucas; Virgilio Martinez; Larry Mitchell; Mike Moore; George E. Steel, Jr. Branches in Town: None Other Branches: Ashdown, DeQueen, Dierks, Glenwood, Hector, Hope, Hot Springs (2), Mena, Mineral Springs, Mount Ida, Nashville (2), Russellville, Texarkana[TX] Merchants & Planters Bank Newport, AR VOICE: (870) 523-3601 FAX: (870) 523-3473 Trust Powers: Yes 120 Hazel 72112 Charter Number: 694 Date: March 20, 1946 FDIC Certificate Number: 16464 Home Page: www.mandpbank.com Bank Holding Company M & P Community Bancshares, Inc., Newport, AR Chm/TO: Jim S. Gowen, Sr. SVP/CLO: Randy Cross CEO/Pres: Jim S. Gowen, Jr. SVP/Cash: Leslie Lowery Cash and Due from: ..................................... 30,795 Federal Funds and Repos: ................................... 0 Investments: ................................................. 48,628 Net Loans: .................................................. 194,803 Premises and Fixed Assets: ........................ 11,165 Other Real Estate: ............................................ 954 Other Assets: ............................................... 14,928 Total Assets: .............................................. 301,273 Total Trust Assets: ..................................... 107,817 Deposits: .................................................... 264,823 Federal Funds and Borrowings: ........................ 710 Other Liabilities: ............................................. 4,751 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 270,284 Total Equity Capital: ..................................... 30,989 Total Liabilities and Capital: ....................... 301,273 Number of Shares Outstanding: .................... 9,000 Directors: R. M. Bledsoe; Terry L. Dillon; Jim S. Gowen, Jr.; Jim S. Gowen, Sr.; Mary K. Hardin-Stewart; Benjy Harris; Jennifer H. James; Dr. Larry Williams Branches in Town: One Other Branches: Batesville (3), Des Arc, McCrory, Newark, Searcy, Swifton, Tuckerman 60 Arkansas State Bank Department Piggott State Bank Piggott, AR VOICE: (870) 598-3802 FAX: (870) 598-2026 Trust Powers: No 212 West Cherry 72454 Charter Number: 613 Date: March 10, 1930 FDIC Certificate Number: 5628 Home Page: www.piggottstatebank.com Member of Federal Reserve System Bank Holding Company Piggott Bankstock, Inc., Piggott, AR Chm/CEO/Pres: Cody Knight VP/Cash: Wanda Winberry VP: Jammie Stephens Cash and Due from:..................................... 21,457 Federal Funds and Repos: ................................... 0 Investments: ................................................ 32,537 Net Loans: ................................................... 49,188 Premises and Fixed Assets: ............................. 864 Other Real Estate: ................................................ 0 Other Assets: ................................................. 1,511 Total Assets: .............................................. 105,557 Total Trust Assets: ................................................ 0 Deposits:...................................................... 95,730 Federal Funds and Borrowings: ....................... 346 Other Liabilities: ................................................ 224 Subordinated Debt:............................................... 0 Total Liabilities: ............................................ 96,300 Total Equity Capital: ...................................... 9,257 Total Liabilities and Capital:....................... 105,557 Number of Shares Outstanding: .................... 4,000 Directors: Steve Bell; Paula O. Blackwell; Cody Knight; Jim Poole Branches in Town: One Other Branches: Rector One Hundred and Sixth Report 61 Simmons Bank Pine Bluff, AR VOICE: (870) 541-1000 FAX: (870) 850-2685 Trust Powers: Yes 501 Main Street 71601 Charter Number: 799 Date: March 31, 2016 FDIC Certificate Number: 3890 Home Page: www.simmonsbank.com Member of Federal Reserve System Bank Holding Company Simmons First National Corporation, Pine Bluff, AR Chm/CEO/Pres: George A. Makris, Jr. EVP/CBO: Matt Reddin EVP/CAO: Steve Massanelli TO: Joe Clement Cash and Due from: ................................ 2,546,420 Federal Funds and Repos: ................................... 5 Investments: ............................................ 2,564,468 Net Loans: ............................................. 14,494,676 Premises and Fixed Assets: ...................... 415,766 Other Real Estate: ....................................... 14,111 Other Assets: .......................................... 1,820,653 Total Assets: ......................................... 21,856,099 Total Trust Assets: .................................. 6,004,054 Deposits: ............................................... 16,752,680 Federal Funds and Borrowings: .............. 1,790,794 Other Liabilities: ......................................... 204,483 Subordinated Debt: ............................................... 0 Total Liabilities: ..................................... 18,747,957 Total Equity Capital: ................................ 3,108,142 Total Liabilities and Capital: .................. 21,856,099 Number of Shares Outstanding: .................. 35,000 Directors: Jay D. Burchfield; Marty D. Casteel; William E. Clark, II; Steven A. Cossé; Mark C. Doramus; Eddie Drilling; Eugene Hunt; Jerry M. Hunter; Susan Lanigan; George A. Makris, Jr.; W. Scott McGeorge; Tom Purvis; Robert L. Shoptaw; Russ Teubner; Mindy West Branches in Town: Six Other Branches: Ada[OK], Ardmore[OK], Arlington[TX] (2), Athens[TN] (2), Atoka[TN], Ballwin[MO], Beebe, Benton, Bentonville, Bolivar[TN], Branson[MO], Branson West[MO], Brownsville[TN] (2), Bryant, Burleson[TX], Cabool[MO], Cabot, Celina[TX], Charleston, Chesterfield[MO], Chickasha[OK], Clarksville, Clayton[MO], Clinton, Collierville[TN], Columbia[IL], Columbia[MO] (7), Conway (3), Crane[MO], Crestwood[MO], Dallas[TX] (4), Davis[OK], Denison[TX] (2), Dermott, Des Peres[MO], Dresden[TN] (2), Dumas, Durant[OK] (2), Dyersburg[TN] (3), Edmond[OK], Edwardsville[IL], El Dorado (2), El Dorado Springs[MO], Englewood[CO], Fayetteville (3), Fenton[MO], Florissant[MO], Fort Smith (3), Fort Worth[TX] (6), Franklin[TN] (2), Frisco[TX], Frontenac[MO], Gainesville[TX], Gallatin[TN], Godfrey[IL], Goodlettsville[TN], Grapevine[TX], Greenfield[MO], Gunter[TX], Hamburg, Hendersonville[TN] (2), Hensley, Highlands Ranch[CO], Hot Springs (3), Houston[MO], Humboldt[TN], Hutchinson[KS], Jackson[TN] (4), Jonesboro (3), Joplin[MO] (2), Kenton[TN], Kingston[TN], Knoxville[TN], Lake Village, Lees Summit[MO], Lexington[TN], Lincoln, Little Rock (14), Lockwood[MO], Lone Tree[CO], Madill[OK], Madisonville[TN], Mammoth Spring, Mansfield[TX], Marshall, Marshfield[MO], Martin[TN], Maryville[TN], Maumelle, McKinney[TX], Memphis[TN], Middleton[TN], Monticello, Mount Vernon[MO], Mountain View, Mountain View[MO], Nashville[TN], Nixa[MO], North Little Rock (2), Oak Ridge[TN], Oakville[MO], O'Fallon[IL], O'Fallon[MO], Oklahoma City[OK] (6), Olathe[KS], Ozark, Ozark[MO], Paragould, Parkdale, Pottsboro[TX], Reeds Spring[MO], Rogers (2), Russellville (3), Saginaw[TX], Saint Louis[MO] (6), Saint Peters[MO], Searcy (2), Sedalia[MO], Sharon[TN], Sherman[TX], Siloam Springs, South Fulton[TN], South Hutchinson[KS], Springdale, Springfield[MO] (5), Star City, Stillwater[OK] (5), Stockton[MO], Strong, Sulphur[OK], Sweetwater[TN], Tishomingo[OK], Troy[TN], Tulsa[OK] (2), Union City[TN], Van Alstyne[TX], Vonore[TN], Webster Groves[MO], Weiner, Wentzville[MO], West Plains[MO] (2), White Hall, White House[TN], Whitesboro[TX], Wichita[KS] (3), Wildwood[MO], Willow Springs[MO], Wynnewood 62 Arkansas State Bank Department RiverBank Pocahontas, AR VOICE: (870) 892-2265 FAX: (870) 892-2264 Trust Powers: Yes CEO/Pres: Kyle Baltz COO: Joyce Radcliff 1700 Old County Road 72455 Charter Number: 796 Date: January 15, 2015 FDIC Certificate Number: 31711 Home Page: www.eriverbank.com Bank Holding Company None Cont: Julie Williams TO: Mark Holt Cash and Due from:....................................... 1,245 Federal Funds and Repos: ............................ 6,925 Investments: .................................................. 5,848 Net Loans: ................................................... 79,547 Premises and Fixed Assets: .......................... 1,939 Other Real Estate: ............................................ 145 Other Assets: ................................................. 3,579 Total Assets: ................................................ 99,228 Total Trust Assets: ......................................... 4,404 Deposits:...................................................... 84,178 Federal Funds and Borrowings: .................... 2,754 Other Liabilities: ................................................ 573 Subordinated Debt:............................................... 0 Total Liabilities: ............................................ 87,505 Total Equity Capital: .................................... 11,723 Total Liabilities and Capital:......................... 99,228 Number of Shares Outstanding: .................. 37,812 Directors: Jeremy Baltz; Kyle Baltz; Gary Cochran; Terry Davis; James Edington; Joyce Radcliff; Chad Watson Branches in Town: None Other Branches: Corning Home Bank of Arkansas Portland, AR VOICE: (501) 679-7283 FAX: (501) 679-7745 Trust Powers: No 113 Highway 165 South 71663 Charter Number: 251 Date: January 22, 1908 FDIC Certificate Number: 5629 Home Page: www.homebankofar.com Bank Holding Company Peoples Home Holding, Inc., Greenbrier, AR Chm/CEO: John Stacks SVP: Nick B. Harness Pres: Dan M. Rolett Cash and Due from:....................................... 3,723 Federal Funds and Repos: ............................ 7,900 Investments: ......................................................... 0 Net Loans: ................................................... 51,949 Premises and Fixed Assets: .......................... 3,057 Other Real Estate: ............................................ 202 Other Assets: .................................................... 892 Total Assets: ................................................ 67,723 Total Trust Assets: ................................................ 0 Deposits:...................................................... 60,378 Federal Funds and Borrowings: ........................... 0 Other Liabilities: ................................................ 224 Subordinated Debt:............................................... 0 Total Liabilities: ............................................ 60,602 Total Equity Capital: ...................................... 7,121 Total Liabilities and Capital:......................... 67,723 Number of Shares Outstanding: .................. 23,386 Directors: Lephiew Dennington; Roy Montgomery; John Stacks; Ryan Stacks Branches in Town: None Other Branches: Damascus, Greenbrier, Little Rock, Marshall One Hundred and Sixth Report 63 Gateway Bank Rison, AR VOICE: (870) 325-6251 FAX: (870) 325-7661 Trust Powers: No Chm: Lewis R. Gardner CEO/Pres: Joe Dunn 112 Main Street 71665 Charter Number: 650 Date: March 7, 1932 FDIC Certificate Number: 8730 Home Page: www.gatewaybank.bank Bank Holding Company Sigma Holdings, Inc., Rison, AR VP: Amber Offutt Cash and Due from: ....................................... 3,564 Federal Funds and Repos: ............................ 5,300 Investments: ................................................... 2,432 Net Loans: .................................................... 70,457 Premises and Fixed Assets: .......................... 1,538 Other Real Estate: ............................................ 117 Other Assets: .................................................... 830 Total Assets: ................................................ 84,238 Total Trust Assets: ................................................ 0 Deposits: ...................................................... 71,546 Federal Funds and Borrowings: ..................... 3,500 Other Liabilities: ................................................ 189 Subordinated Debt: ............................................... 0 Total Liabilities: ............................................ 75,235 Total Equity Capital: ....................................... 9,003 Total Liabilities and Capital: ......................... 84,238 Number of Shares Outstanding: .................... 4,000 Directors: Joe Dunn; Lewis R. Gardner; Ryan Holder; Charles S. Searcy; James W. Searcy Branches in Town: None Other Branches: Bryant Generations Bank Rogers, AR VOICE: (479) 986-3990 FAX: (479) 986-3999 Trust Powers: No 3710 Southern Hills Blvd., Suite 100 Charter Number: 220 72758 Date: October 26, 1906 FDIC Certificate Number: 88 Home Page: www.mygenerations.bank Bank Holding Company Harrell Bancshares, Inc., Camden, AR Chm/CEO: Jonathan W. Harrell CFO: Sandra Ferguson Pres: Joe Ruddell COO: Lindsay Chaney Cash and Due from: ..................................... 51,641 Federal Funds and Repos: ................................... 0 Investments: ................................................. 67,212 Net Loans: .................................................. 450,117 Premises and Fixed Assets: ........................ 12,419 Other Real Estate: ............................................ 175 Other Assets: ............................................... 20,816 Total Assets: .............................................. 602,380 Total Trust Assets: ................................................ 0 Deposits: .................................................... 446,244 Federal Funds and Borrowings: ................... 97,544 Other Liabilities: ............................................. 4,502 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 548,290 Total Equity Capital: ..................................... 54,090 Total Liabilities and Capital: ....................... 602,380 Number of Shares Outstanding: .................... 4,000 Directors: Gina Bennett; Dan H. Byars; Paul Church; Sandra Ferguson; Phillip J. Foster; Benett Harrell; Carl Harrell; Jonathan W. Harrell; Steven D. Harrell; Paul E. Lindsey; James M. Morgan; William B. Morrison; Richard H. Mosley; Nick Nabholz; John David Neeley; Richard L. Smith; William Titus Branches in Town: None Other Branches: Camden (3), Fayetteville, Hampton, Junction City, Siloam Springs, Van Buren 64 Arkansas State Bank Department First State Bank Russellville, AR VOICE: (479) 498-2400 FAX: (479) 498-2465 Trust Powers: No 3103 East Main 72802 Charter Number: 663 Date: January 12, 1934 FDIC Certificate Number: 13632 Home Page: www.fsbmybank.com Member of Federal Reserve System Bank Holding Company First State Banking Corporation, Russellville, AR Chm/CEO: Charles Blanchard EVP/CLO: Barton Allen Pres/COO: Charles B. "Chip" Blanchard EVP/Sec: Toni B. Laws Cash and Due from:..................................... 64,431 Federal Funds and Repos: ................................... 0 Investments: ................................................ 32,212 Net Loans: ................................................. 240,807 Premises and Fixed Assets: .......................... 6,653 Other Real Estate: ................................................ 0 Other Assets: ............................................... 11,800 Total Assets: .............................................. 355,903 Total Trust Assets: ................................................ 0 Deposits:.................................................... 308,637 Federal Funds and Borrowings: .................. 10,524 Other Liabilities: ............................................. 1,934 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 321,095 Total Equity Capital: .................................... 34,808 Total Liabilities and Capital:....................... 355,903 Number of Shares Outstanding: .................. 20,000 Directors: Patty Barker; James C. Biggers; Charles Blanchard; Charles B. "Chip" Blanchard; Terry Freeman; Max L. Mathis, III; Mike W. Miller; Johnny K. Morgan; C. Tim White; Phil Wright Branches in Town: Three Other Branches: Ola Bank of Salem Salem, AR VOICE: (870) 895-2591 FAX: (870) 895-3825 Trust Powers: No 207 West Church Street 72576 Charter Number: 266 Date: December 9, 1908 FDIC Certificate Number: 11243 Home Page: www.bksalem.net Member of Federal Reserve System Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm/CEO/Pres: Mark Montgomery Cash: Lucinda Bishop SVP: Mike Falco Cash and Due from:..................................... 23,770 Federal Funds and Repos: ............................ 2,123 Investments: .................................................. 4,777 Net Loans: ................................................. 117,711 Premises and Fixed Assets: .......................... 1,411 Other Real Estate: .............................................. 27 Other Assets: ................................................. 7,202 Total Assets: .............................................. 157,021 Total Trust Assets: ................................................ 0 Deposits:.................................................... 140,182 Federal Funds and Borrowings: ........................... 0 Other Liabilities: ................................................ 391 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 140,573 Total Equity Capital: .................................... 16,448 Total Liabilities and Capital:....................... 157,021 Number of Shares Outstanding: .................. 19,650 Directors: D. Karrol Fowlkes; Mark Montgomery; C. Dwayne Plumlee; James "Jim" Short; Guy R. "Buck" Smith; John Ed Welch Branches in Town: None Other Branches: Mammoth Spring, Viola One Hundred and Sixth Report 65 Logan County Bank Scranton, AR VOICE: (479) 938-2511 FAX: (479) 938-7084 Trust Powers: No 600 Main Street 72863 Charter Number: 578 Date: April 7, 1926 FDIC Certificate Number: 5632 Home Page: www.logancountybank.net Bank Holding Company None CEO/Pres: Gary Fritsche VP/Cash: Don Fritsche VP: Adam Fritsche Cash and Due from: ....................................... 3,165 Federal Funds and Repos: ............................ 1,400 Investments: ................................................. 47,010 Net Loans: .................................................... 34,232 Premises and Fixed Assets: ............................. 367 Other Real Estate: ................................................ 0 Other Assets: .................................................... 772 Total Assets: ................................................ 86,946 Total Trust Assets: ................................................ 0 Deposits: ...................................................... 68,900 Federal Funds and Borrowings: ............................ 0 Other Liabilities: ................................................ 236 Subordinated Debt: ............................................... 0 Total Liabilities: ............................................ 69,136 Total Equity Capital: ..................................... 17,810 Total Liabilities and Capital: ......................... 86,946 Number of Shares Outstanding: .................... 4,000 Directors: Eddie F. Ahne; Don Fritsche; Gary Fritsche; Ronnie L. Layes Branches in Town: None Other Branches: Subiaco First Security Bank Searcy, AR VOICE: (501) 279-3400 FAX: (501) 279-3486 Trust Powers: Yes 314 North Spring 72143 Charter Number: 649 Date: February 6, 1932 FDIC Certificate Number: 5633 Home Page: www.fsbank.com Bank Holding Company First Security Bancorp, Searcy, AR Chm/CEO: Reynie Rutledge EVP: J. Mark Ferguson Pres: Michael C. Hutsell TO: Frank Faust Cash and Due from: ................................ 1,151,182 Federal Funds and Repos: .......................... 26,175 Investments: ............................................ 2,637,825 Net Loans: ............................................... 2,711,764 Premises and Fixed Assets: ...................... 123,289 Other Real Estate: ......................................... 2,118 Other Assets: ............................................... 83,882 Total Assets: ........................................... 6,736,235 Total Trust Assets: .................................. 1,958,207 Deposits: ................................................. 5,062,007 Federal Funds and Borrowings: ................. 449,414 Other Liabilities: ............................................. 9,805 Subordinated Debt: ............................................... 0 Total Liabilities: ....................................... 5,521,226 Total Equity Capital: ................................ 1,215,009 Total Liabilities and Capital: .................... 6,736,235 Number of Shares Outstanding: .................. 24,000 Directors: Dr. David Burks; J. Mark Ferguson; Michael C. Hutsell; Steve Lightle; John McKnight; Wayne Ridout; Dr. Porter R. Rodgers, Jr.; Adam Rutledge; John Rutledge, Jr.; Nathan Rutledge; Reynie Rutledge; William Scholl; Jim Tarkington; James G. Wilson Branches in Town: Three Other Branches: Beebe (3), Benton (3), Bentonville (2), Bryant (3), Bull Shoals, Cabot (3), Centerton, Clarksville (2), Clinton, Conway (5), Farmington, Fayetteville (5), Fort Smith, Gassville, Greenbrier, Heber Springs (2), Hot Springs (3), Jonesboro (3), Judsonia, Little Rock (8), Lowell, Maumelle, Mayflower, McRae, Mountain Home (4), Mountain View, North Little Rock (3), Pangburn, Rogers (3), Russellville (3), Sherwood, Springdale (5), Vilonia 66 Arkansas State Bank Department Peoples Bank Sheridan, AR VOICE: (870) 942-5707 FAX: (870) 942-2489 Trust Powers: No 1120 S. Rock Street 72150 Charter Number: 786 Date: September 11, 2000 FDIC Certificate Number: 57058 Home Page: www.peoplesbankar.com Member of Federal Reserve System Bank Holding Company Peoples Bancorp, Inc., Sheridan, AR CEO/Pres: Craig L. Manatt Cont: Aaron Reed SVP: G. Jannette Jones Cash and Due from:..................................... 20,915 Federal Funds and Repos: ................................... 0 Investments: ................................................ 56,987 Net Loans: ................................................... 97,346 Premises and Fixed Assets: .......................... 2,211 Other Real Estate: ................................................ 0 Other Assets: ................................................. 4,288 Total Assets: .............................................. 181,747 Total Trust Assets: ................................................ 0 Deposits:.................................................... 154,641 Federal Funds and Borrowings: ........................... 0 Other Liabilities: ................................................ 658 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 155,299 Total Equity Capital: .................................... 26,448 Total Liabilities and Capital:....................... 181,747 Number of Shares Outstanding: .................. 56,562 Directors: Dannie L. Brown; Donald L. Hedden; Gary D. Hines; James W. Lancaster; Craig L. Manatt; John D. Manatt; Shelby L. Taylor; Alvin L. Upton; David L. Wells; Brent Winston Branches in Town: None Other Branches: Little Rock Smackover State Bank Smackover, AR VOICE: (870) 725-3051 FAX: (870) 725-3049 Trust Powers: Yes 708 North Broadway 71762 Charter Number: 600 Date: April 18, 1928 FDIC Certificate Number: 5623 Home Page: www.smackoverbank.com Bank Holding Company Smackover Bancshares, Inc., Smackover, AR Chm: J. Drew Tennyson VP: Tresa White CEO/Pres: James B. Yeager Cash and Due from:..................................... 19,589 Federal Funds and Repos: ............................ 4,450 Investments: ................................................ 82,107 Net Loans: ................................................... 81,244 Premises and Fixed Assets: .......................... 2,095 Other Real Estate: ................................................ 0 Other Assets: .................................................... 965 Total Assets: .............................................. 190,450 Total Trust Assets: ................................................ 0 Deposits:.................................................... 163,991 Federal Funds and Borrowings: ........................... 0 Other Liabilities: ................................................ 855 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 164,846 Total Equity Capital: .................................... 25,604 Total Liabilities and Capital:....................... 190,450 Number of Shares Outstanding: ................ 100,000 Directors: Dr. Richard Davis; Gary deYampert; Charles J. Foot; Charles L. Tennyson; J. Drew Tennyson; James B. Yeager Branches in Town: None Other Branches: El Dorado (2), Norphlet One Hundred and Sixth Report 67 Riverside Bank Sparkman, AR VOICE: (870) 678-2251 FAX: (870) 678-2401 Trust Powers: No Commerce & Main Streets 71763 Charter Number: 457 Date: September 19, 1916 FDIC Certificate Number: 93 Home Page: www.riversidebanc.com Bank Holding Company Riverside Bancshares, Inc., Little Rock, AR CEO/VChm: Stephen C. Davis Pres: Robert G. Dudley, Jr. Cash and Due from: ....................................... 3,372 Federal Funds and Repos: ............................ 3,750 Investments: ................................................... 1,201 Net Loans: .................................................... 51,558 Premises and Fixed Assets: .......................... 2,059 Other Real Estate: ................................................ 0 Other Assets: ................................................. 2,143 Total Assets: ................................................ 64,083 Total Trust Assets: ................................................ 0 Deposits: ...................................................... 53,786 Federal Funds and Borrowings: ..................... 4,500 Other Liabilities: ................................................ 178 Subordinated Debt: ............................................... 0 Total Liabilities: ............................................ 58,464 Total Equity Capital: ....................................... 5,619 Total Liabilities and Capital: ......................... 64,083 Number of Shares Outstanding: .................... 3,000 Directors: Stephen C. Davis; Robert G. Dudley, Jr.; Charles T. Gaston; David Matchet; Donny White Branches in Town: None Other Branches: Little Rock United Bank Springdale, AR VOICE: (479) 756-8811 FAX: (866) 897-2839 Trust Powers: Yes 2600 South Thompson Street Charter Number: 794 72764 Date: June 11, 2014 FDIC Certificate Number: 32025 Home Page: www.united-bk.com Member of Federal Reserve System Bank Holding Company United Holding Company, Inc., Springdale, AR CEO/Pres: Nathan Gairhan SVP/CLO: Sonny Delgado SVP/CFO: Paige Mulhollan Cash and Due from: ..................................... 29,438 Federal Funds and Repos: ................................... 0 Investments: ................................................... 3,750 Net Loans: .................................................. 177,687 Premises and Fixed Assets: .......................... 8,052 Other Real Estate: ................................................ 0 Other Assets: ................................................. 2,655 Total Assets: .............................................. 221,582 Total Trust Assets: ................................................ 0 Deposits: .................................................... 178,963 Federal Funds and Borrowings: ................... 17,443 Other Liabilities: ............................................. 1,614 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 198,020 Total Equity Capital: ..................................... 23,562 Total Liabilities and Capital: ....................... 221,582 Number of Shares Outstanding: ................ 100,000 Directors: Tom Allen; John Ervin; Nathan Gairhan; Michele A. Harrington; Nick Hobbs; Darrin Pitts; Donnie Pitts; John Scott; Craig Young Branches in Town: One Other Branches: Fayetteville, Rogers 68 Arkansas State Bank Department Bodcaw Bank Stamps, AR VOICE: (870) 533-4486 FAX: (870) 533-4456 Trust Powers: No 307 Thomas Street 71860 Charter Number: 106 Date: December 8, 1902 FDIC Certificate Number: 5624 Home Page: www.bodcawbank.com Bank Holding Company Bodcaw Bancshares, Inc., Stamps, AR CEO/Pres: Korey N. Keith EVP: Jeff White EVP: Gina Gore VP: Jennifer Miller Cash and Due from:....................................... 7,287 Federal Funds and Repos: ............................... 775 Investments: ................................................ 25,098 Net Loans: ................................................... 92,544 Premises and Fixed Assets: .......................... 2,786 Other Real Estate: .............................................. 80 Other Assets: ................................................. 1,019 Total Assets: .............................................. 129,589 Total Trust Assets: ................................................ 0 Deposits:.................................................... 107,210 Federal Funds and Borrowings: .................... 4,100 Other Liabilities: ............................................. 2,104 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 113,414 Total Equity Capital: .................................... 16,175 Total Liabilities and Capital:....................... 129,589 Number of Shares Outstanding: .................. 10,000 Directors: James T. Alford; D. Copie Dickson; Korey N. Keith; W. Steve Keith; Danny K. Smith; John W. Smith, Jr. Branches in Town: None Other Branches: Magnolia Connect Bank Star City, AR VOICE: (870) 628-4286 FAX: (870) 628-5274 Trust Powers: No 116 North Lincoln 71667 Charter Number: 567 Date: April 27, 1925 FDIC Certificate Number: 5634 Home Page: www.connectbank.us Member of Federal Reserve System Bank Holding Company Star City Bancshares, Inc., Star City, AR Chm/CEO: Marion Burge Ryburn Pres: R. Mark Owen Cash and Due from:....................................... 5,559 Federal Funds and Repos: ................................... 0 Investments: ................................................ 21,060 Net Loans: ................................................... 68,359 Premises and Fixed Assets: .......................... 3,542 Other Real Estate: ............................................ 388 Other Assets: ................................................. 1,509 Total Assets: .............................................. 100,417 Total Trust Assets: ................................................ 0 Deposits:...................................................... 80,591 Federal Funds and Borrowings: .................... 3,951 Other Liabilities: ................................................ 140 Subordinated Debt:............................................... 0 Total Liabilities: ............................................ 84,682 Total Equity Capital: .................................... 15,735 Total Liabilities and Capital:....................... 100,417 Number of Shares Outstanding: .................. 15,000 Directors: Keith D. Griffin; R. Mark Owen; Marion Burge Ryburn; Kevin White; Barry Wood Branches in Town: None Other Branches: Dumas, Pine Bluff (2), White Hall One Hundred and Sixth Report 69 Security Bank Stephens, AR VOICE: (870) 786-5416 FAX: (870) 786-5419 Trust Powers: No 105 Ruby Street 71764 Charter Number: 692 Date: February 8, 1946 FDIC Certificate Number: 16395 Home Page: www.secbnk.com Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm: Carol Reaves EVP/CFO/COO: Cheryl Brown CEO/Pres: Guy R. "Buck" Smith Cash and Due from: ....................................... 8,987 Federal Funds and Repos: ............................... 150 Investments: ................................................... 3,446 Net Loans: .................................................... 54,734 Premises and Fixed Assets: .......................... 1,478 Other Real Estate: ................................................ 0 Other Assets: ................................................. 2,003 Total Assets: ................................................ 70,798 Total Trust Assets: ................................................ 0 Deposits: ...................................................... 62,686 Federal Funds and Borrowings: ............................ 0 Other Liabilities: ............................................. 1,197 Subordinated Debt: ............................................... 0 Total Liabilities: ............................................ 63,883 Total Equity Capital: ....................................... 6,915 Total Liabilities and Capital: ......................... 70,798 Number of Shares Outstanding: .................. 20,000 Directors: Duncan Grayson; Carol Reaves; Guy R. "Buck" Smith Branches in Town: None Other Branches: None The Farmers and Merchants Bank Stuttgart, AR VOICE: (870) 673-6911 FAX: (870) 672-4282 Trust Powers: Yes 708 S. Main Street 72160 Charter Number: 687 Date: December 29, 1944 FDIC Certificate Number: 16216 Home Page: www.mebanking.com Member of Federal Reserve System Bank Holding Company The Farmers and Merchants Bankshares, Inc., Stuttgart, AR Chm: Mickey Pierce EVP: Brad Chambless CEO/Pres: Gary Hudson TO: Craig Boone Cash and Due from: ..................................... 31,500 Federal Funds and Repos: ........................ 169,760 Investments: ............................................... 215,986 Net Loans: ............................................... 1,012,415 Premises and Fixed Assets: ........................ 35,762 Other Real Estate: ......................................... 1,705 Other Assets: ............................................. 132,226 Total Assets: ........................................... 1,599,354 Total Trust Assets: ..................................... 288,404 Deposits: ................................................. 1,312,696 Federal Funds and Borrowings: ................... 68,134 Other Liabilities: ........................................... 12,043 Subordinated Debt: ............................................... 0 Total Liabilities: ....................................... 1,392,873 Total Equity Capital: ................................... 206,481 Total Liabilities and Capital: .................... 1,599,354 Number of Shares Outstanding: .................... 1,000 Directors: Gerald Carter; Brad Chambless; Greg Connell; Gary Hudson; Kyle Ludwig; Dr. Chris Morgan; Mickey Pierce; Robert Seidenstricker; Ray E. Vester Branches in Town: Four Other Branches: Bentonville, Des Arc, DeWitt, Farmington, Fayetteville (5), Flippin, Gassville, Hazen, Jonesboro, Lakeview, Marianna, Morrilton, Mountain Home (2), Perryville, Pocahontas (2), Prairie Grove, West Fork 70 Arkansas State Bank Department Citizens Bank & Trust Company Van Buren, AR VOICE: (479) 474-1201 FAX: (479) 410-1340 Trust Powers: Yes 3110 Alma Highway 72956 Charter Number: 328 Date: December 20, 1910 FDIC Certificate Number: 8738 Home Page: www.cbankandtrust.com Member of Federal Reserve System Bank Holding Company First Bank Corp., Fort Smith, AR CEO/Pres: D. Keith Hefner SVP: Joe Dan Stewart EVP: Lance L. Lanier TO: Cindy Winborn Cash and Due from:..................................... 58,590 Federal Funds and Repos: ................................... 0 Investments: .............................................. 129,531 Net Loans: ................................................. 256,131 Premises and Fixed Assets: .......................... 4,239 Other Real Estate: .............................................. 18 Other Assets: ............................................... 10,677 Total Assets: .............................................. 459,186 Total Trust Assets: ....................................... 10,518 Deposits:.................................................... 392,263 Federal Funds and Borrowings: .................... 8,168 Other Liabilities: ............................................. 2,524 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 402,955 Total Equity Capital: .................................... 56,231 Total Liabilities and Capital:....................... 459,186 Number of Shares Outstanding: .................. 16,000 Directors: J. Kevin Bell; Mont S. Echols, Jr.; Morril H. Harriman; D. Keith Hefner; L. Scott McBrayer; Brett D. Peters; Paul D. Shirley; Jeremy S. Simon; James G. Williamson, Jr. Branches in Town: Three Other Branches: Alma, Cedarville, Mountainburg First State Bank of Warren Warren, AR VOICE: (870) 226-2601 FAX: (870) 226-2253 Trust Powers: Yes 104 S. Main Street 71671 Charter Number: 739 Date: December 12, 1978 FDIC Certificate Number: 94 Home Page: www.firststatewarren.com Member of Federal Reserve System Bank Holding Company Bradley Bancshares, Inc., Warren, AR Pres: Freddie M. Mobley EVP/TO: Hugh A. Quimby Cash and Due from:..................................... 20,072 Federal Funds and Repos: ................................... 0 Investments: ................................................ 50,117 Net Loans: ................................................... 46,375 Premises and Fixed Assets: ............................. 995 Other Real Estate: ............................................ 148 Other Assets: ................................................. 3,440 Total Assets: .............................................. 121,147 Total Trust Assets: ............................................ 216 Deposits:.................................................... 107,673 Federal Funds and Borrowings: ........................... 0 Other Liabilities: ................................................ 419 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 108,092 Total Equity Capital: .................................... 13,055 Total Liabilities and Capital:....................... 121,147 Number of Shares Outstanding: .................. 59,000 Directors: Robert Garner; Roger George; Robert Green, Jr.; Freddie M. Mobley; Hugh A. Quimby; Bennie Ryburn, III; Ray Ryburn; Dr. Joe H. Wharton Branches in Town: One Other Branches: Hampton, Hermitage One Hundred and Sixth Report 71 Warren Bank and Trust Company Warren, AR VOICE: (870) 226-2621 FAX: (870) 226-6261 Trust Powers: Yes 201 South Main 71671 Charter Number: 80 Date: December 28, 1901 FDIC Certificate Number: 81 Home Page: www.warrenbanktrust.com Member of Federal Reserve System Bank Holding Company None Chm: John B. Frazer, Jr. TO: Carlton E. Davis Pres: Kelly Ashcraft Cash and Due from: ....................................... 5,191 Federal Funds and Repos: ............................ 5,200 Investments: ................................................. 70,799 Net Loans: .................................................... 49,259 Premises and Fixed Assets: ............................. 501 Other Real Estate: .............................................. 96 Other Assets: ................................................. 1,181 Total Assets: .............................................. 132,227 Total Trust Assets: ....................................... 20,196 Deposits: .................................................... 104,599 Federal Funds and Borrowings: ..................... 3,215 Other Liabilities: ................................................ 109 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 107,923 Total Equity Capital: ..................................... 24,304 Total Liabilities and Capital: ....................... 132,227 Number of Shares Outstanding: .................. 48,000 Directors: Kelly Ashcraft; Dr. Donnie R. Bryant; Gerald D. Burton; Carlton E. Davis; John B. Frazer, Jr.; Thomas Frazer; Dr. Rocky K. Lindsey; Jeffrey B. McGaha; Dr. Kerry F. Pennington Branches in Town: Two Other Branches: Hermitage Evolve Bank & Trust West Memphis, AR VOICE: (901) 624-5500 FAX: (901) 624-5540 Trust Powers: Yes 301 Shoppingway Boulevard 72301-1719 Charter Number: 568 Date: June 5, 1925 FDIC Certificate Number: 1299 Home Page: www.getevolved.com Member of Federal Reserve System Bank Holding Company Evolve Bancorp, Inc., West Memphis, AR Chm: B. Scot Lenoir EVP/CFO: Mark Mosteller CEO/Pres: Scott Stafford TO: Andy Cook Cash and Due from: ..................................... 45,738 Federal Funds and Repos: ................................. 50 Investments: ................................................. 16,984 Net Loans: .................................................. 507,459 Premises and Fixed Assets: .......................... 5,287 Other Real Estate: ............................................ 877 Other Assets: ............................................... 27,211 Total Assets: .............................................. 603,606 Total Trust Assets: .................................. 1,761,757 Deposits: .................................................... 405,827 Federal Funds and Borrowings: ................. 123,140 Other Liabilities: ........................................... 26,667 Subordinated Debt: ............................................... 0 Total Liabilities: .......................................... 555,634 Total Equity Capital: ..................................... 47,972 Total Liabilities and Capital: ....................... 603,606 Number of Shares Outstanding: .................... 4,000 Directors: Alvinor Bright, Jr.; Donald Clanton; Lewis Holland; Forest N. Jenkins; B. Scot Lenoir; Lon Magness; John T. Pitts, Jr.; Scott Stafford; Stephen Valentine Branches in Town: None Other Branches: Memphis[TN], Parkin, Wynne 72 Arkansas State Bank Department Fidelity Bank West Memphis, AR VOICE: (870) 735-8700 FAX: (870) 735-0065 Trust Powers: Yes 330 West Broadway Street 72301 Charter Number: 804 Date: June 27, 2019 FDIC Certificate Number: 19644 Home Page: www.fidelitybanker.com Member of Federal Reserve System Bank Holding Company Carlson Bancshares, Inc., West Memphis, AR CEO/Pres: Charles E. Horton EVP: Andy Horton EVP: Kirby Carlson SVP/CFO: Chris Blaylock Cash and Due from:....................................... 4,674 Federal Funds and Repos: ............................ 1,840 Investments: .............................................. 248,655 Net Loans: ................................................. 197,961 Premises and Fixed Assets: .......................... 3,661 Other Real Estate: .............................................. 84 Other Assets: ................................................. 8,098 Total Assets: .............................................. 464,973 Total Trust Assets: ................................................ 0 Deposits:.................................................... 405,660 Federal Funds and Borrowings: ........................... 0 Other Liabilities: ............................................. 1,395 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 407,055 Total Equity Capital: .................................... 57,918 Total Liabilities and Capital:....................... 464,973 Number of Shares Outstanding: .................. 20,000 Directors: Jack D. Avery; Michael A. Carlson; Ralph C. Carlson; William A. Carlson; Glen F. Fenter; Edgar S. "Scott" Ferguson, MD; Charles E. Horton; Marlene Keenan; Dr. Trent P. Pierce, MD; James R. "Jim" Pugh, III; Noah S. "Ness" Sechrest; John R. "Robert" Walker, III Branches in Town: One Other Branches: Marion (2) Cross County Bank Wynne, AR VOICE: (870) 238-8171 FAX: (870) 238-4052 Trust Powers: Yes 1 Cross County Plaza 72396 Charter Number: 25 Date: June 5, 1891 FDIC Certificate Number: 13821 Home Page: www.crosscountybank.com Bank Holding Company Cross County Bancshares, Inc., Wynne, AR Chm: Dr. Willard G. Burks SVP/CFO: Beth Dildine CEO/Pres/TO: David Dowd SVP/CLO: King Casbeer Cash and Due from:..................................... 18,044 Federal Funds and Repos: ................................... 0 Investments: .................................................. 8,393 Net Loans: ................................................. 240,532 Premises and Fixed Assets: .......................... 7,710 Other Real Estate: ............................................ 668 Other Assets: ................................................. 6,543 Total Assets: .............................................. 281,890 Total Trust Assets: ....................................... 14,428 Deposits:.................................................... 246,458 Federal Funds and Borrowings: .................... 1,048 Other Liabilities: ................................................ 842 Subordinated Debt:............................................... 0 Total Liabilities: .......................................... 248,348 Total Equity Capital: .................................... 33,542 Total Liabilities and Capital:....................... 281,890 Number of Shares Outstanding: .................... 4,000 Directors: Dr. Willard G. Burks; Ronald R. Caldwell; Guy E. Fisher; Pete L. Imboden, III; Kenneth L. Johnson, Jr.; R. Vance Lawson; Thomas W. Morgan, Jr.; Roger E. Pohlner; Donald L. Reddmann; R. Joe Rennicke Branches in Town: One Other Branches: Blytheville, Brinkley, Cherry Valley, Hickory Ridge, Jonesboro, Manila, Osceola REPORT OF THE STATE CHARTERED NON-PROFIT ORGANIZATION (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 2020 74 Arkansas State Bank Department Arkansas Capital Corporation Little Rock, AR VOICE: (501) 374-9247 FAX: (501) 374-9425 Trust Powers: No Chm: Kevin Burns CEO: Rush B. Deacon 200 River Market Avenue, Suite 400 72201 Charter Number: 2000 Date: May 2, 2017 County: Pulaski Home Page: www.arcapital.com Bank Holding Company None Pres/COO: Sam Walls, III Cash and Due from:....................................... 1,949 Federal Funds and Repos: ................................... 0 Investments: ................................................ 13,617 Net Loans: ................................................... 66,688 Premises and Fixed Assets: ............................. 562 Other Real Estate: ................................................ 0 Other Assets: ................................................. 2,006 Total Assets: ................................................ 84,822 Total Trust Assets: ................................................ 0 Deposits:............................................................... 0 Federal Funds and Borrowings: .................. 65,707 Other Liabilities: ................................................ 299 Subordinated Debt:............................................... 0 Total Liabilities: ............................................ 66,006 Total Equity Capital: .................................... 18,816 Total Liabilities and Capital:......................... 84,822 Number of Shares Outstanding: ....................... 997 Directors: Jeff Amerine; Kevin Burns; Charles Cervantes; Rush B. Deacon; Jill Floyd; Robert "Ted" Gammill; Russell Guerra; Karen Marine; Emily McElroy; Virgil L. Miller, Jr.; Martha Moore; Caroll Penick; Sherrie Randall; Bryan Scoggins; David H. Shindler; William T. Staed; Boon W. Tan; Lorrie Trogden Branches in Town: None Other Branches: None REPORT OF THE STATE CHARTERED TRUST COMPANY (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 2020 Arkansas State Bank Department 76 Community First Trust Company Hot Springs, AR VOICE: (501) 520-3660 FAX: (501) 520-3667 135 Section Line Road, C-1 71913 Charter Number: 35001 Date: Jun. 17, 1998 County: Garland Home Page: www.communityfirsttrust.com Pres/CEO: William L. Kerst, Jr. CFO: Leslie A. Ballentine Directors: Charlotte Arnold, CPA; Robert J. Bruce; Mark Buhrow; Gerald A. Burgener; David French; William L. Kerst, Jr.; C. Tim White Branches in Town: None Other Branches: El Dorado, Hot Springs Village, Little Rock, Russellville REPORT OF THE REGIONAL/COUNTY INDUSTRIAL DEVELOPMENT CORPORATION (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 2020 Arkansas State Bank Department 78 Perry County Industrial Development Corporation Perryville, AR VOICE: (501) 454-0330 FAX: (501) 889-2966 Pres: John C. “Chris” Branscum VP: Donald C. Crain P. O. Box 869 72126-0869 Charter Number: 30003 Date: August 18, 1994 County: Perry Treas: Mark Roland ALL COMMERCIAL BANKS HEADQUARTERED IN ARKANSAS, LISTED BY COUNTY AND A MAP IDENTIFYING ALL OF THE STATE’S 75 COUNTIES JUNE 30, 2020 Arkansas State Bank Department 80 COUNTY BANK CITY Arkansas Arkansas County Bank The Farmers and Merchants Bank DeWitt Stuttgart Ashley Home Bank of Arkansas Portland Benton Bank of Gravette Generations Bank Gravette Rogers Bradley First State Bank of Warren Warren Bank and Trust Company Carroll First National Bank of North Arkansas Cornerstone Bank Anstaff Bank Chicot The Bank of Lake Village Lake Village Clark Southern Bancorp Bank Arkadelphia Clay Piggott State Bank Cleveland Gateway Bank Columbia Farmers Bank and Trust Company The Peoples Bank Magnolia Magnolia Conway Petit Jean State Bank Morrilton Crawford Citizens Bank & Trust Company Crittenden Premier Bank of Arkansas Evolve Bank & Trust Fidelity Bank Cross Cross County Bank Dallas FBT Bank & Mortgage Riverside Bank Fordyce Sparkman Desha Merchants & Farmers Bank First NaturalState Bank McGehee Bank Dumas McGehee McGehee Drew Commercial Bank & Trust Company Union Bank And Trust Company Monticello Monticello Faulkner Centennial Bank First Service Bank Conway Greenbrier Fulton Bank of Salem Warren Warren Berryville Eureka Springs Green Forest Piggott Rison Van Buren Marion West Memphis West Memphis Wynne Salem One Hundred and Sixth Report 81 COUNTY BANK CITY Grant Peoples Bank Greene First National Bank Hot Spring The Malvern National Bank Independence First Community Bank The Citizens Bank Izard The First National Bank of Izard County Jackson Merchants & Planters Bank Jefferson Relyance Bank, National Association Simmons Bank Lafayette Community State Bank Bodcaw Bank Lawrence The First National Bank of Lawrence County Lincoln Connect Bank Logan First Western Bank The First National Bank at Paris Logan County Bank Lonoke Bank of England First State Bank Madison Today’s Bank Huntsville Mississippi Farmers Bank And Trust Company Blytheville Monroe The Merchants and Planters Bank Clarendon Ouachita Bank of Bearden Security Bank Phillips Partners Bank Pike Bank of Delight Diamond Bank Polk The Union Bank of Mena Pope First State Bank Pulaski First Arkansas Bank & Trust Bank of Little Rock Bank OZK Sheridan Paragould Malvern Batesville Batesville Calico Rock Newport Pine Bluff Pine Bluff Bradley Stamps Walnut Ridge Star City Booneville Paris Scranton England Lonoke Bearden Stephens Helena Delight Murfreesboro Mena Russellville Jacksonville Little Rock Little Rock Arkansas State Bank Department 82 COUNTY BANK Central Bank Eagle Bank & Trust Company Encore Bank CITY Little Rock Little Rock Little Rock Randolph RiverBank Pocahontas Sebastian The First National Bank of Fort Smith Farmers Bank Fort Smith Greenwood Sevier First State Bank of DeQueen Horatio State Bank DeQueen Horatio Sharp FNBC Bank Bank of Cave City Ash Flat Cave City St. Francis Armor Bank First National Bank of Eastern Arkansas Stone Stone Bank Union First Financial Bank Smackover State Bank El Dorado Smackover Washington Arvest Bank Signature Bank of Arkansas Legacy National Bank United Bank Fayetteville Fayetteville Springdale Springdale White First Security Bank Woodruff RiverWind Bank Augusta Yell Chambers Bank Danville Forrest City Forrest City Mountain View Searcy MAP OF ARKANSAS COUNTIES ARKANSAS BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS IN ARKANSAS JUNE 30, 2020 86 Arkansas State Bank Department Southern Bancorp Inc. Arkadelphia, AR RSSD Number: 1248939 VOICE: (501) 850-8969 FAX: (501) 537-1193 Chm: Glen Jones CEO: Darrin Williams 605 Main Street, Suite 202 8924 Kanis Road 71923 CFO: Christopher Wewers Subsidiaries: Southern Bancorp Bank Southern Bancorp Investment Fund I, LLC Southern Bancorp Investment Fund II, LLC Southern Bancorp Investment Fund III, LLC Southern Landlord LLC Southern Bancorp Statutory Trust IV Southern Development Capital Trust Southern Development Statutory Trust III Southern Property Corporation of the Delta SBI Acquisition, Inc. Arkadelphia, AR Arkadelphia, AR Arkadelphia, AR Arkadelphia, AR Arkadelphia, AR Arkadelphia, AR Arkadelphia, AR Arkadelphia, AR Arkadelphia, AR Madison, MS FNBC Bancorp Inc. Ash Flat, AR RSSD Number: 1099690 VOICE: (870) 994-2311 FAX: (870) 257-1889 CEO/Pres: Martin Carpenter VP: Marty Sellars Subsidiaries: FNBC Bank FNBC Capital Trust I 636 Ash Flat Drive P. O. Box 8 72513 Sec: Terri French Sec: Morris Street Ash Flat, AR Ash Flat, AR One Hundred and Sixth Report 87 Citizens Bancshares of Batesville, Inc. Batesville, AR RSSD Number: 1131077 VOICE: (870) 793-4441 FAX: (870) 698-6299 655 St. Louis Street P. O. Box 2156 72501 CEO: Phil Baldwin Pres/CLO: Adam Mitchell EVP/CFO: Karen Shaw Subsidiaries: The Citizens Bank Citizens Bancshares (AR) Statutory Trust I Batesville, AR Batesville, AR First Community Bancshares, Inc. Batesville, AR RSSD Number: 2641694 VOICE: (870) 612-3400 FAX: (870) 612-3412 1325 Harrison Street P. O. Box 4327 72501 Chm/CEO/Pres: Dale E. Cole EVP: Boris A. Dover CFO: Jason Taylor Sec: Dianne Lamberth Subsidiaries: First Community Bank Batesville Insurance Agency, Inc. Community Business Resources, LLC WR Holding Co., LLC Batesville, AR Batesville, AR Batesville, AR Batesville, AR Bearden Bancshares, Inc. Bearden, AR RSSD Number: 2993722 VOICE: (870) 687-2233 FAX: (870) 687-2474 Pres: Rick Green Subsidiaries: Bank of Bearden BBI Insurance Agency, Inc. 1 Second Street P. O. Box 135 71720 Sec: Ken Riley Bearden, AR Bearden, AR 88 Arkansas State Bank Department Arvest Bank Group, Inc. Bentonville, AR RSSD Number: 1095674 VOICE: (479) 464-1500 FAX: (479) 464-1540 Chm/CEO/Pres: Jim C. Walton VP/Treas/Sec: Richard D. Chapman Subsidiaries: Arvest Holdings, Inc. Arvest Bank Arvest Central Mortgage Company ABREHB, LLC Arvest Bank Operations, Inc. Arvest Insurance, Inc. Arvest Investments, Inc. RHV, LLC RHV2, LLC First Place on the Creeks, LLC WACO Title Company ABR Investments, Inc. Southwest Cattlemen's Corporation Superior Finance Company CFB Aviation, LLC AREH, LLC 110 NW 2nd Street, Suite 300 P. O. Box 1860 72712 Sec: Karla Payne Bentonville, AR Fayetteville, AR Little Rock, AR Lowell, AR Lowell, AR Lowell, AR Lowell, AR Lowell, AR Lowell, AR Rogers, AR Springdale, AR Joplin, MO Tulsa, OK Tulsa, OK Bentonville, AR Lowell, AR One Hundred and Sixth Report 89 Arvest Holdings, Inc. Bentonville, AR RSSD Number: 1845673 VOICE: (479) 464-1500 FAX: (479) 464-1540 110 NW 2nd Street, Suite 300 P. O. Box 1860 72712 Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm/CEO/Pres: Jim C. Walton VP/Treas/Sec: Richard D. Chapman Sec: Karla Payne Subsidiaries: Arvest Bank Arvest Central Mortgage Company ABREHB, LLC Arvest Bank Operations, Inc. Arvest Insurance, Inc. Arvest Investments, Inc. RHV, LLC RHV2, LLC First Place on the Creeks, LLC WACO Title Company ABR Investments, Inc. Southwest Cattlemen's Corporation Superior Finance Company Fayetteville, AR Little Rock, AR Lowell, AR Lowell, AR Lowell, AR Lowell, AR Lowell, AR Lowell, AR Rogers, AR Springdale, AR Joplin, MO Tulsa, OK Tulsa, OK Farmers Bancorp, Inc. Blytheville, AR RSSD Number: 1247615 VOICE: (870) 763-8101 FAX: (870) 763-3500 400 West Main Street P. O. Box 688 72316 Chm/Pres: Randy Scott Subsidiaries: Farmers Bank And Trust Company Blytheville, AR Arkansas State Bank Department 90 First Western Bancshares ESOT Booneville, AR RSSD Number: 2628994 VOICE: (479) 675-0369 FAX: (479) 675-0751 80 West Main P. O. Box 87 72927 Chm: Ty Hampton Subsidiaries: First Western Bancshares, Inc. First Western Bank First Western Financial, Inc. First Western Insurance Agency, Inc. First Western Mortgage, Inc. First Western Statutory Trust II First Western Statutory Trust III Booneville, AR Booneville, AR Booneville, AR Booneville, AR Booneville, AR Booneville, AR Booneville, AR First Western Bancshares, Inc. Booneville, AR RSSD Number: 1100091 VOICE: (479) 675-0369 FAX: (479) 675-0751 80 West Main P. O. Box 87 72927 Bank Holding Company First Western Bancshares ESOT, Booneville, AR Chm/CEO: John T. Hampton Pres: Ty Hampton Subsidiaries: First Western Bank First Western Financial, Inc. First Western Insurance Agency, Inc. First Western Mortgage, Inc. First Western Statutory Trust II First Western Statutory Trust III VP/Sec: Debbie Danekas Booneville, AR Booneville, AR Booneville, AR Booneville, AR Booneville, AR Booneville, AR One Hundred and Sixth Report 91 Harrell Bancshares, Inc. Camden, AR RSSD Number: 2352196 VOICE: (479) 986-3960 FAX: (479) 986-3999 1325 Hwy 278 Bypass 3710 Southern Hills Blvd, Suite 100 71701 Pres: Jonathan W. Harrell CFO: Sandra Ferguson Sec: Maxwell Harrell Subsidiaries: Generations Bank Rogers, AR Sharp Bancshares, Inc. Cave City, AR RSSD Number: 1099663 VOICE: (870) 283-5301 FAX: (870) 283-6466 137 South Main P. O. Box 490 72521 Chm: Samuel F. Beller CEO/Pres: John Beller VChm: Bruce Street CFO: Kim Nunally Subsidiaries: Bank of Cave City Cave City Properties, Inc. Cave City, AR Cave City, AR Clarendon Holding Co. Clarendon, AR RSSD Number: 1099252 VOICE: (870) 747-3319 FAX: (870) 747-3498 Chm: J. Baxter Sharp, III Subsidiaries: The Merchants and Planters Bank 297 Madison P. O. Box 280 72029 CEO/Pres: J. Kendall Henry Clarendon, AR Arkansas State Bank Department 92 Home BancShares, Inc. Conway, AR RSSD Number: 1491409 VOICE: (501) 328-4770 FAX: (501) 328-4890 719 Harkrider Street, Suite 100 P. O. Box 966 72032 Chm/CEO: John W. Allison CFO: Brian Davis COO: Stephen Tipton Subsidiaries: Centennial Bank Centennial Insurance Agency, Inc. Boomer Air LLC Freedom Insurance Group, Inc. Cook Insurance Agency, Inc. Regent Bank Project Finance, Inc. Centennial AL Holdings, Inc. HBI Insurance, Inc. Centennial (AR) Statutory Trust I Liberty Statutory Trust 1 Liberty Statutory Trust II Regent Capital Trust II Regent Capital Trust III Russellville Statutory Trust I Conway, AR Cabot, AR Conway, AR Jonesboro, AR Apalachicola, FL Davie, FL New York, NY Conway, AR Wilmington, DE Wilmington, DE Wilmington, DE Wilmington, DE Wilmington, DE Wilmington, DE Chambers Bancshares, Inc. Danville, AR RSSD Number: 1141487 VOICE: (479) 495-4680 FAX: (479) 495-4681 Chm/CEO/Pres: John Ed Chambers, III CFO: Landi Mkhize Subsidiaries: Chambers Bank Sloan Capital Trust I 105 East 9th Street P. O. Box 1330 72833 COO: Mike Donnell Danville, AR Danville, AR One Hundred and Sixth Report 93 First State Bancshares, Inc. DeQueen, AR RSSD Number: 2032724 VOICE: (870) 642-4423 FAX: (870) 642-2847 402 West Collin Raye Drive P. O. Box 970 71832 Chm: Dennis Smiley CEO/Pres: Gary L. Golden Subsidiaries: First State Bank of DeQueen First State Insurance of DeQueen Inc. First State DeQueen Statutory Trust I DeQueen, AR DeQueen, AR Wilmington, DE DeWitt First Bankshares Corporation DeWitt, AR RSSD Number: 1099243 VOICE: (870) 946-3551 FAX: (870) 946-1562 220 West Cross P. O. Box 511 72042 Pres: Lester A. McKinley VP: Mary M. Jennings Sec: Warren A. Jennings, Jr. Subsidiaries: Arkansas County Bank DeWitt, AR M & F Financial Corporation Dumas, AR RSSD Number: 1099506 VOICE: (870) 382-4311 FAX: (870) 382-5901 Chm/CEO: L. Ashton Adcock Pres: J. Michael Jones Subsidiaries: Merchants & Farmers Bank 500 Highway 65 South P. O. Box 187 71639 EVP: Betty B. Trites Sec: Page Gill Dumas, AR Arkansas State Bank Department 94 First Financial Banc Corporation El Dorado, AR RSSD Number: 2568102 VOICE: (870) 863-7000 FAX: (870) 881-5393 214 North Washington Street P. O. Box 1754 71730 CEO/Pres: Chris Hegi EVP/CFO: Melissa Jerry EVP: Craig Mobley Sec: Debra Martin Subsidiaries: First Financial Bank First Title Services, Inc. First Financial Banc Corporation Statutory Trust I First Financial Statutory Trust III El Dorado, AR El Dorado, AR El Dorado, AR El Dorado, AR MHBC Investments Limited Partnership, I LLLP England, AR RSSD Number: 2795083 VOICE: (501) 842-2555 FAX: (501) 842-2422 Chm: Gregory Hopkins CEO: Allen Evans Subsidiaries: Canada Bancshares, Inc. Bank of England BOE Acquisition Company, Inc. BOE Mortgage, LLC BOE Leasing, LLC 123 South Main Street P. O. Box 70 72046 Pres: Gary Canada, Jr. CFO: Amanda Robinson England, AR England, AR England, AR England, AR Little Rock, AR One Hundred and Sixth Report 95 Canada Bancshares, Inc. England, AR RSSD Number: 5081385 VOICE: (501) 842-2555 FAX: (501) 842-2422 123 South Main Street 72046 Bank Holding Company MHBC Investments Limited Partnership, I LLLP, England, AR Chm/CEO/Pres: Gary Canada Subsidiaries: Bank of England BOE Acquisition Company, Inc. BOE Mortgage, LLC BOE Leasing, LLC England, AR England, AR England, AR Little Rock, AR Eureka Bancshares, Inc. Eureka Springs, AR RSSD Number: 2941769 VOICE: (479) 253-3000 FAX: (479) 253-3004 Chm/CEO/Pres: John F. Cross VChm: Lewis E. Epley, Jr. 70 South Main P. O. Box 309 72632 Sec: Charles T. Cross Subsidiaries: Cornerstone Bank Eureka Springs, AR White River Bancshares Company Fayetteville, AR RSSD Number: 3306589 VOICE: (479) 684-3700 FAX: (479) 684-3795 Chm/CEO/Pres: Gary R. Head CAO/Treas: Brant Ward Subsidiaries: Signature Bank of Arkansas 3878 N. Crossover Road, Suite 20 P. O. Box 8550 72703 CFO: Edward Riendeau Fayetteville, AR 96 Arkansas State Bank Department FBT Bancshares, Inc. Fordyce, AR RSSD Number: 1099092 VOICE: (870) 352-3107 FAX: (870) 352-5202 200 West 4th Street 71742 Chm/CEO/Pres: James V. Hulse, Jr. EVP: Lance Nutt SVP: Janie Daniell SVP: David Sisson Subsidiaries: FBT Bank & Mortgage Fordyce, AR First Bank Corp. Fort Smith, AR RSSD Number: 1491360 VOICE: (479) 782-2041 FAX: (479) 788-4602 602 Garrison Avenue P. O. Box 7 72902 Chm: Mont S. Echols, Jr. CEO/Pres: Sam T. Sicard VP: James G. Williamson, Jr. Subsidiaries: The First National Bank of Fort Smith Special L P, LLC Citizens Bank & Trust Company PMF, Inc. V B Senior Housing Limited Partnership BHC Insurance FBC Acquisition, Inc. First Asset Holdings, LLC Placid Hills Limited Partnership Placid Hills Managment, LLC Realty Appraisals, Inc. Fort Smith, AR Fort Smith, AR Van Buren, AR Van Buren, AR Van Buren, AR Fort Smith, AR Fort Smith, AR Fort Smith, AR Fort Smith, AR Fort Smith, AR Fort Smith, AR Bainum Bancorp Glenwood, AR RSSD Number: 1491333 VOICE: (870) 356-2121 FAX: (870) 356-6327 Chm/CEO: Timothy E. Bainum Subsidiaries: Diamond Bank 205 Hwy 70 East P. O. Box 500 71943 CFO: Laura Habighorst Murfreesboro, AR One Hundred and Sixth Report 97 First National Bancorp, Inc. Green Forest, AR RSSD Number: 2619349 VOICE: (870) 438-5214 FAX: (870) 438-5412 100 First National Avenue P. O. Box 1900 72638 Chm/Pres: Stephen Stafford SVP: Shelby Bruffett Sec: L. Scott Stafford Subsidiaries: Anstaff Bank Green Forest, AR First Service Bancshares, Inc. Greenbrier, AR RSSD Number: 1137266 VOICE: (501) 679-7200 FAX: (501) 764-4260 136 South Broadview P. O. Box 190 72058 Chm/CEO/Pres: Thomas H. Grumbles Treas/Sec: Kenneth Barnard Treas/Sec: Robin Hackett Subsidiaries: First Service Bank First Service Realty Greenbrier, AR Greenbrier, AR Peoples Home Holding, Inc. Greenbrier, AR RSSD Number: 3029196 VOICE: (501) 679-7283 FAX: (501) 679-7745 Chm/CEO: John Stacks Subsidiaries: Home Bank of Arkansas HomeBank Insurance Agency 67 South Broadview Street P. O. Box 307 72058 Sec: Roy Montgomery Portland, AR Greenbrier, AR Arkansas State Bank Department 98 Wilkinson Banking Corporation Greenwood, AR RSSD Number: 1417511 VOICE: (479) 996-4171 FAX: (479) 996-6700 71 West Center Street P. O. Box 610 72936 Chm: Elizabeth Wilkinson CEO/Pres: Edward Wilkinson Subsidiaries: Farmers Bank Greenwood, AR Helena Bancshares, Inc. Helena, AR RSSD Number: 1129494 VOICE: (870) 338-6451 FAX: (870) 338-6306 Chm: Joseph Thomas Cunningham CEO/Pres: John O. Moore 302 Cherry Street P. O. Box 280 72342 EVP/CFO: Brenda Eldridge EVP/Sec: Tommie Shackelford Subsidiaries: Partners Bank Helena, AR Pioneer Bancshares, Inc. of Horatio, Arkansas Horatio, AR RSSD Number: 1139091 VOICE: (870) 832-2501 FAX: (870) 832-2577 Chm/CEO/Pres: Carl E. Hendrix, III VP: Todd B. Trimble Subsidiaries: Horatio State Bank 123 Main Street P. O. Box 347 71842 Treas/Sec: Michael B. Griffin Horatio, AR One Hundred and Sixth Report 99 Smith Associated Banking Corporation Hot Springs, AR RSSD Number: 1098004 VOICE: (501) 623-4292 FAX: (501) 624-7187 1801 Central Avenue, Suite D 71901 Chm/CEO: Guy R. “Buck” Smith Subsidiaries: Bank of Salem SABCO Insurance, Inc. Security Bank Salem, AR Salem, AR Stephens, AR First Arkansas BancShares, Inc. Jacksonville, AR RSSD Number: 1096550 VOICE: (501) 982-4511 FAX: (501) 982-5769 600 West Main Street P. O. Box 827 72078 Chm/CEO/Pres: Larry T. Wilson SVP/CFO: Kim Cullum Sec: Mark Wilson Subsidiaries: First Arkansas Bank & Trust First Arkansas Statutory Trust I Jacksonville, AR Jacksonville, AR Southeast Arkansas Bank Corporation Lake Village, AR RSSD Number: 1137033 VOICE: (870) 265-2241 FAX: (870) 265-2125 Chm/CEO: Charles H. Weissinger, Jr. VChm: Guy M. Weissinger Subsidiaries: The Bank of Lake Village BLV Realty, Inc. Jefferson Ag Credit The Jefferson Agency The Jefferson Bank 201 Main Street P. O. Box 727 71653 Pres: Franklin Todd Turner Lake Village, AR Lake Village, AR Greenville, MS Greenville, MS Greenville, MS Arkansas State Bank Department 100 Capital Bancshares, Inc. Little Rock, AR RSSD Number: 2777016 VOICE: (501) 228-6000 FAX: (501) 228-6006 12224 Chenal Parkway P. O. Box 8210 72211 Chm/CEO: Chris Roberts VChm/Pres: Phillip Jett EVP/COO: Burt Hicks Subsidiaries: Encore Bank Little Rock, AR Little Rock Bankshares, Inc. Little Rock, AR RSSD Number: 2617082 VOICE: (501) 376-0800 FAX: (501) 374-7937 200 North State Street P. O. Box 34090 72203 Chm/CEO: Eugene L. Maris SVP: Kim Markland SVP/Cash: Lee A. Swearingen Sec: Cindy Hippler Subsidiaries: Bank of Little Rock Bank of Little Rock Mortgage Corp. Hallmark National Mortgage Corp. Little Rock Mortgage Corp. Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Riverside Bancshares, Inc. Little Rock, AR RSSD Number: 2155342 VOICE: (501) 614-6161 FAX: (501) 614-6162 Pres: Stephen C. Davis Subsidiaries: Riverside Bank Arkansas Mortgage Company, Inc. Riverside Mortgage Company, Inc. 1001 W. Markham, 2nd Floor 72201 Sec: David Matchet Sparkman, AR Fayetteville, AR Little Rock, AR One Hundred and Sixth Report 101 State Holding Company Little Rock, AR RSSD Number: 1100046 VOICE: (501) 223-3450 FAX: (501) 223-8008 650 South Shackleford, Suite 450 72211 Chm/CEO/Pres: Cathy H. Owen EVP: Laura Bogoslavsky EVP: Paul Castleberry Subsidiaries: Eagle Bank & Trust Company Eagle Development Company South State Mortgage Company Little Rock, AR Little Rock, AR Little Rock, AR Lonoke Bancshares, Inc. Lonoke, AR RSSD Number: 1491614 VOICE: (501) 676-3106 FAX: (501) 676-5046 Chm: Neil Bennett, Jr. CEO: Kevin F. "Kip" Norton 101 South Center Street P. O. Box 320 72086 Sec: Karen Hardke Subsidiaries: First State Bank First State Land Co., Inc. Lonoke Statutory Trust I Lonoke Statutory Trust II Lonoke, AR Lonoke, AR Lonoke, AR Lonoke, AR Golden Oaks Bancshares, Inc. Magnolia, AR RSSD Number: 1098684 VOICE: (870) 234-5777 FAX: (870) 234-3384 Chm: Steven Clark Fincher Pres: Mary L. Fowler Subsidiaries: The Peoples Bank 500 North Jackson Street P. O. Box 340 71754 Sec: Jaela Talley Magnolia, AR Arkansas State Bank Department 102 Magnolia Banking Corporation Magnolia, AR RSSD Number: 1135413 VOICE: (870) 235-7000 FAX: (870) 235-7008 200 East Main Street P. O. Box 250 71754 Chm/CEO/Pres: Bob L. Burns EVP/CFO: Drew Chandler EVP: Chris Gosnell EVP/Sec: Bruce D. Maloch Subsidiaries: Farmers Bank and Trust Company Magnolia Properties, Inc. Patmos Holdings, LLC Magnolia Statutory Trust I First National Hempstead Statutory Trust I Magnolia, AR Magnolia, AR Texarkana, TX Magnolia, AR Hartford, CT Big Creek Bancshares, Inc. Marianna, AR RSSD Number: 5046816 VOICE: (870) 821-5100 FAX: (870) 821-5100 98 West Tennessee Street 6378 Hwy 78 West 72360 Chm: Mark Waldrip CEO/Pres: Chad T. May VP: Nathan M. Waldrip Sec: Stephen W. Edwards, Sr. Subsidiaries: Forrest City Financial Corporation Armor Bank Marianna, AR Forrest City, AR Forrest City Financial Corporation Marianna, AR RSSD Number: 2501305 VOICE: (870) 821-5100 FAX: (870) 821-5100 98 West Tennessee Street 6378 Hwy 78 West 72360 Bank Holding Company Big Creek Bancshares, Inc., Marianna, AR Chm: Mark Waldrip CEO/Pres: Chad T. May Subsidiaries: Armor Bank VP: Nathan M. Waldrip Sec: Stephen W. Edwards, Sr. Forrest City, AR One Hundred and Sixth Report 103 FCB Financial Services, Inc. Marion, AR RSSD Number: 3123339 VOICE: (870) 739-7300 FAX: (870) 739-7379 205 Block Street P. O. Box 747 72364 Pres: M. Don Underwood Sec: Frank A. Fogleman Subsidiaries: Premier Bank of Arkansas Marion, AR First National Financial Corporation McGehee, AR RSSD Number: 3386880 VOICE: (870) 222-3880 FAX: (870) 222-4853 500 North Second Street P. O. Box 728 71654 CEO/Pres: Robert Lucky EVP/COO: Jim Daniels Subsidiaries: First NaturalState Bank Milner/Owyoung Insurance Co., LLC McGehee, AR McGehee, AR McGehee Bank Employee Stock Ownership Plan McGehee, AR RSSD Number: 3487965 VOICE: (870) 222-3151 FAX: (870) 222-6159 Chm: William W. Bowman CEO/Pres: James M. Smith Subsidiaries: Southeast Financial Bankstock Corporation McGehee Bank McBank Realty 301 North 2nd Street P. O. Box 787 71654 VChm: John H. Potter VP/TO: Jim Youngblood McGehee, AR McGehee, AR McGehee, AR Arkansas State Bank Department 104 Southeast Financial Bankstock Corporation McGehee, AR RSSD Number: 1096662 VOICE: (870) 222-3151 FAX: (870) 222-6159 301 North 2nd Street P. O. Box 787 71654 Bank Holding Company McGehee Bank Employee Stock Ownership Plan, McGehee, AR Chm: William W. Bowman CEO/Pres: James M. Smith VChm: John H. Potter, Jr. Sec: Teresa Allison Subsidiaries: McGehee Bank McBank Realty McGehee, AR McGehee, AR Union Bankshares, Inc. Mena, AR RSSD Number: 1099805 VOICE: (479) 394-2211 FAX: (479) 394-3809 303 Hwy 71 North P. O. Box 898 71953 Chm: John Stevenson CEO/Pres: Jarrod Yarnell VChm: David Maddox EVP/CFO: Michael D. Myers Subsidiaries: The Union Bank of Mena The First National Bank at Paris Union Bankshares Statutory Trust I Mena, AR Paris, AR Mena, AR Drew Bancshares, Inc. Monticello, AR RSSD Number: 1098198 VOICE: (870) 367-2025 FAX: (870) 367-1151 Chm/CEO: Bennie Ryburn, III Pres: George T. Harris Subsidiaries: Commercial Bank & Trust Company 212 West Gaines P. O. Box 150 71657 SVP: Michael Efird SVP/Sec: Rusty Smith Monticello, AR One Hundred and Sixth Report 105 First Union Financial Corporation Monticello, AR RSSD Number: 1098880 VOICE: (870) 460-6400 FAX: (870) 460-6431 102 West McCloy P. O. Box 270 71657 Chm Emer: Zach McClendon, Jr. Chm/CEO: John S. McClendon Pres: Dave Dickson Treas/Sec: Robin McClendon Subsidiaries: Union Bank And Trust Company Monticello, AR Petit Jean Bancshares, Inc. Morrilton, AR RSSD Number: 2877402 VOICE: (501) 354-4988 FAX: (501) 354-6560 707 North Saint Joseph Street P. O. Box 680 72110 Pres: Charles S. Penick Subsidiaries: Petit Jean State Bank Morrilton, AR Stone Bancshares, Inc. Mountain View, AR RSSD Number: 4928344 VOICE: (833) 253-2265 FAX: (501) 435-2068 Chm: Sonya Daniels Pres: Kevin Compton Subsidiaries: Stone Bank DBT Realty Company, Inc. P&M Real Estate, Inc. 802 East Main Street 900 South Shackleford, Suite 200 72560 EVP: Marnie Oldner CFO/Sec: Stephen T. Ragland Mountain View, AR DeWitt, AR DeWitt, AR Arkansas State Bank Department 106 M & P Community Bancshares, Inc. 401(K) Employee Stock Ownership Plan Newport, AR RSSD Number: 3394429 VOICE: (870) 523-3601 FAX: (870) 523-3473 120 Hazel Street P. O. Box 650 72112 Chm/CEO: Jim S. Gowen, Sr. Pres/COO: Jim S. Gowen, Jr. Sec: Leslie Lowery Subsidiaries: M & P Community Bancshares, Inc. Merchants & Planters Bank M & P Insurance & Investment Services, Inc. M & P Community Statutory Trust II Newport, AR Newport, AR Newport, AR Newport, AR M & P Community Bancshares, Inc. Newport, AR RSSD Number: 1491306 VOICE: (870) 523-3601 FAX: (870) 523-3473 120 Hazel Street P. O. Box 650 72112 Bank Holding Company M & P Community Bancshares, Inc. 401(K) Employee Stock Ownership Plan, Newport, AR Chm/CEO: Jim S. Gowen, Sr. Pres/COO: Jim S. Gowen, Jr. Sec: Leslie Lowery Subsidiaries: Merchants & Planters Bank M & P Insurance & Investment Services, Inc. Newport, AR Newport, AR Piggott Bankstock, Inc. Piggott, AR RSSD Number: 1098321 VOICE: (870) 598-3802 FAX: (870) 598-2026 212 West Cherry Street P. O. Box 307 72454 Chm: Cody Knight Subsidiaries: Piggott State Bank Piggott, AR One Hundred and Sixth Report 107 Simmons First National Corporation Pine Bluff, AR RSSD Number: 1094828 VOICE: (870) 541-1000 FAX: (870) 850-2685 Chm/CEO: George A. Makris, Jr. EVP/CFO/COO: Robert A. Fehlman 501 Main Street P. O. Box 7009 71601 EVP/Gen Coun/Sec: George A. Makris, III Subsidiaries: Simmons Bank SWC PPR, LLC Diamond State Ventures II, LP Heartland Bank Liquidating Trust Heartland Insurance, LLC Montesano Investment, LLC PGR, LLC Simmons First Insurance Services, Inc. Simmons First Investment Group, Inc. Zwolle Investment, LLC Simmons NMTC Holding, LLC WHNH, LLC Simmons First SW REIT, Inc. Simmons First REIT of TN, LLC Providence PCC of Grenada, LLC Capital Partners Investment Fund 2008, L.P. Capital Partners Series SB, LLC Capital Partners Series SB II, LLC Capital Partners Series SB III, LLC Cradduck LMB Investment Fund, LLC Cradduck LMB Investment Fund 2, LLC Cultivation Twain Seed Fund I, L.P. PR RT, L.L.C. Raintree LMB, LLC Beacon Village Tax Credit Fund, LLC El Toro Holdings, LLC Big Creek Investors, LLC Simmons First REIT of MO, LLC Springfield Finance and Development Corp. 104 A, LLC DHF, LLC MU Investment Property, LLC PSH, LLC RB RE Holdings, LLC Santa Ana Holdings, LLC St. Louis State Equity Fund II LLC The Successful Investors, LLC Stockton Community Development Corp. Simmons First Investments, Inc. REI Subsidiary CDE 4, LLC REI Subsidiary CDE 12, LLC Landmark Agency, Inc. Pine Bluff, AR Chandler, AZ Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Pine Bluff, AR Pine Bluff, AR Wilmington, DE Baltimore, MD Grenada, MS Columbia, MO Columbia, MO Columbia, MO Columbia, MO Columbia, MO Columbia, MO Columbia, MO Columbia, MO Columbia, MO Dexter, MO Frontenac, MO Sedalia, MO Springfield, MO Springfield, MO St. Louis, MO St. Louis, MO St. Louis, MO St. Louis, MO St. Louis, MO St. Louis, MO St. Louis, MO St. Louis, MO Stockton, MO Las Vegas, NV Durant, OK Durant, OK Madill, OK 108 Arkansas State Bank Department FNBE Real Estate, Inc. Quad J Holdings, LLC Rockwell Community Development, Inc. CRK Properties, Inc. Stillwater NMTC, LLC Venture Holding Company, LLC ETN-KLC, LLC First State Providence PCC of Grenada, LLC Simmons First Auto, Inc. Simmons First Insurance Services of TN, LLC Simmons First Properties, Inc. Simmons First Special Assets, Inc. SHD, LLC Landmark Agency of Texas, Inc. Harob, Inc. SDB Real Estate, LLC Simmons First Mortgage Company Landco Partners II, LP Landrum Statutory Trust III Landrum Statutory Trust IV LBI Capital Trust V Simmons First Risk Management, Inc. SNB Capital Corporation Hardeman County Statutory Trust I Community First Statutory Trust III SWB Recovery Corp. Oklahoma City, OK Oklahoma City, OK Oklahoma City, OK Stillwater, OK Stillwater, OK Jackson, TN Sevierville, TN Union City, TN Union City, TN Union City, TN Union City, TN Union City, TN Dallas, TX Dennison, TX Fort Worth, TX Houston, TX Pine Bluff, AR Columbia, MO Columbia, MO Columbia, MO Springfield, MO Las Vegas, NV Stillwater, OK Jackson, TN Union City, TN Fort Worth, TX Sigma Holdings, Inc. Rison, AR RSSD Number: 4512378 VOICE: (501) 847-3440 FAX: (501) 847-3452 Chm/Pres: Lewis R. Gardner Subsidiaries: Gateway Bank 112 Main Street P. O. Box 345 71665 Sec: Joe Dunn Rison, AR One Hundred and Sixth Report 109 First State Banking Corporation Russellville, AR RSSD Number: 1096448 VOICE: (479) 498-2402 FAX: (479) 498-2465 3103 East Main Street P. O. Box 10610 72812 Chm/CEO: Charles Blanchard Pres: Chip Blanchard EVP: Toni B. Laws CFO/Sec: Andrea Nicholson Subsidiaries: First State Bank Nimrod Real Estate, Inc. FSB Capital Trust III Russellville, AR Russellville, AR Russellville, AR First Security Bancorp Searcy, AR RSSD Number: 1096505 VOICE: (501) 279-3401 FAX: (501) 279-3486 314 North Spring P. O. Box 1009 72145 Chm/CEO/Pres: Reynie Rutledge Subsidiaries: First Security Bank UFS, Inc. Peoples Real Estate Management Co. First Security Investment Advisors, Inc. First Security Real Estate Management, Inc. FNBS Investments Inc. Crews & Associates, Inc. Crews Dissemination Services, Inc. First Security Finance, Inc. Eastview of NWA, LLC First Security Fund Advisors, Inc. Union Air LLC Cheyenne Aircraft LLC Crossfirst Bankshares, Inc. Searcy, AR Benton, AR Mountain Home, AR Searcy, AR Searcy, AR Las Vegas, NV Little Rock, AR Little Rock, AR Little Rock, AR Searcy, AR Searcy, AR Searcy, AR Wilmington, DE Leawood, KS Arkansas State Bank Department 110 Peoples Bancorp, Inc. Sheridan, AR RSSD Number: 4639435 VOICE: (870) 942-5707 FAX: (870) 942-2489 1120 S. Rock Street P. O. Box 460 72150 Chm: Al Upton CEO/Pres: Craig L. Manatt Sec: James W. Lancaster Subsidiaries: Peoples Bank Sheridan, AR Smackover Bancshares, Inc. Smackover, AR RSSD Number: 1098264 VOICE: (870) 725-3051 FAX: (870) 725-3049 Chm: J. Drew Tennyson 708 North Broadway P. O. Box 107 71762 Pres: James B. Yeager Subsidiaries: Smackover State Bank Smackover, AR Legacy Bancshares, Inc. Springdale, AR RSSD Number: 5070192 VOICE: (479) 717-1900 FAX: (479) 717-1953 CEO/Pres: Patrick Swope Subsidiaries: Bank of Gravette Legacy National Bank 4055 West Sunset Avenue P. O. Box 6490 72766 CFO: Jason McDoniel Gravette, AR Springdale, AR One Hundred and Sixth Report 111 Mathias Bancshares, Inc. Springdale, AR RSSD Number: 1951172 VOICE: (479) 750-9100 FAX: (479) 750-0953 5571 Bleaux Ave. P. O. Box 6485 72766 Chm/Pres: Sam Mathias VChm: Arthur Thurman Sec: Larry Olson Subsidiaries: Today's Bank FSB Properties, LLC Property Management 40830, LLC Huntsville, AR Fayetteville, AR Fayetteville, AR United Holding Company, Inc. Springdale, AR RSSD Number: 3832181 VOICE: (479) 872-3802 FAX: (888) 420-1829 2790 South Thompson Street, Suite 102 72764 CEO/Pres/Sec: Craig Young CFO/Treas: Karla Baker Subsidiaries: United Bank Springdale, AR Bodcaw Bancshares, Inc. Stamps, AR RSSD Number: 2712781 VOICE: (870) 533-4486 FAX: (870) 533-4456 Chm: John W. Smith, Jr. Subsidiaries: Bodcaw Bank 307 Thomas Street P. O. Box 8 71860 Sec: D. Copie Dickson Stamps, AR Arkansas State Bank Department 112 Star City Bancshares, Inc. Star City, AR RSSD Number: 1131723 VOICE: (870) 628-4286 FAX: (870) 628-5274 116 North Lincoln P. O. Drawer 69 71667 Chm/CEO: Marion Burge Ryburn Subsidiaries: Connect Bank Star City, AR The Farmers and Merchants Bankshares, Inc. Stuttgart, AR RSSD Number: 1099672 VOICE: (870) 673-6911 FAX: (870) 672-4282 708 South Main P. O. Box 1010 72160 Chm: Mickey Pierce CEO/Pres: Gary Hudson VChm: Robert H. Seidenstricker SVP/CFO: Joann C. West Subsidiaries: The Farmers and Merchants Bank Bankshares of Fayetteville Statutory Trust I Mountain Home Statutory Trust I Stuttgart, AR Fayetteville, AR Mountain Home, AR Bradley Bancshares, Inc. Warren, AR RSSD Number: 1097463 VOICE: (870) 226-2601 FAX: (870) 226-2253 Chm: Bennie Ryburn, III Subsidiaries: First State Bank of Warren 104 South Main Street P. O. Box 29 71671 Pres: Freddie M. Mobley Warren, AR One Hundred and Sixth Report 113 Carlson Bancshares, Inc. West Memphis, AR RSSD Number: 1491641 VOICE: (870) 735-8700 FAX: (870) 735-0065 330 West Broadway Street P. O. Box 2288 72301 Chm: William A. Carlson Pres: Charles E. Horton SVP/CFO: Chris Blaylock VP: Kirby H. Carlson Subsidiaries: Fidelity Bank West Memphis, AR Evolve Bancorp, Inc. West Memphis, AR RSSD Number: 1142411 VOICE: (901) 624-5500 FAX: (901) 624-5540 Chm: Scot Lenoir 301 Shoppingway Blvd. 6070 Poplar Avenue, Suite 200 72301 Sec: W. Scott Stafford Subsidiaries: Evolve Bank & Trust West Memphis, AR Cross County Bancshares, Inc. Wynne, AR RSSD Number: 1131611 VOICE: (870) 238-8171 FAX: (870) 238-4052 Chm: Dr. Willard G. Burks CEO/Pres: David Dowd Subsidiaries: Central Bank Cross County Bank CCB Real Estate Holdings, Inc. CCB-EAT, LLC Janus Title, LLC 1 Cross County Plaza P. O. Box 9 72396 EVP: King Casbeer Treas/Sec: Shelia Roberts Little Rock, AR Wynne, AR Wynne, AR Wynne, AR Wynne, AR ABBREVIATIONS Chm: Chm Emer: CEO: Co-Chm: VChm: Pres: Reg Pres: EVP: SVP: CAO: CBO: CCO: CFO: CLO: COO: AdmVP: EO: VP: SLO: Cash: Cont: AVP: RMO: Aud: Mtg CEO: TO: ATO: Gen Coun: Treas: Sec: Chairman of the Board Chairman Emeritus Chief Executive Officer Co-Chairman Vice Chairman President Regional President Executive Vice President Senior Vice President Chief Administrative Officer Chief Banking Officer Chief Credit Officer Chief Financial Officer Chief Lending Officer Chief Operating Officer Administrative Vice President Executive Officer Vice President Senior Loan Officer Cashier Controller Assistant Vice President Risk Management Officer Auditor Mortgage Chief Executive Officer Trust Officer Assistant Trust Officer General Counsel Treasurer Secretary One Hundred and Sixth Report NOTES 115 116 Arkansas State Bank Department NOTES One Hundred and Sixth Report NOTES 117 118 Arkansas State Bank Department NOTES
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