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REPORT OF
THE
BANK COMMISSIONER
OF ARKANSAS
2006
MIKE HUCKABEE
Governor
ROBERT H. "BUNNY" ADCOCK, JR.
Bank Commissioner
REPORT OF
THE
BANK COMMISSIONER
OF ARKANSAS
2006
MIKE HUCKABEE
Governor
ROBERT H. "BUNNY" ADCOCK, JR.
Bank Commissioner
Ninety-Second Report
NINETY-SECOND ANNUAL
REPORT OF
THE
BANK COMMISSIONER
JUNE 30, 2006
Ninety-Second Report
STATE OF ARKANSAS
OFFICE OF STATE BANK DEPARTMENT
June 30, 2006
Honorable Mike Huckabee
Governor of Arkansas
Little Rock, Arkansas
Governor Huckabee:
I am pleased to submit to you the Ninety-Second Annual Report of the Bank
Commissioner of Arkansas, pursuant to the provisions of Act 89 of 1997.
The Report contains financial and statistical data compiled from Reports of
Condition and Income and other regulatory reports submitted to this office
for the fiscal year ending June 30, 2006.
The financial services industry continues to undergo change. Arkansas
state chartered banks and trust companies continue to successfully meet
the challenges of change and offer excellent financial services to the public.
The State Bank Department maintains a Strategic Plan, which the
Department's employees develop on an annual basis. The mission of the
State Bank Department is to allocate available human and other resources
existing in our Examination, Information Technology and Administrative
Services Divisions to ensure the continuance of safe and sound financial
practices in state chartered financial institutions.
We thank you for the support you and your staff provide and assure you of
our continuing efforts to maintain the highest level of professionalism in the
performance of our responsibilities.
Cordially,
~~~
Bunny Adcock
Bank Commissioner
Ninety-Second Report
TABLE OF CONTENTS
Legal Holidays ............................................................................................................................................ 2
Commissioners of The Bank Department .................................................................................................. 3
State Banking Board .................................................................................................................................. 4
Departmental Roster .................................................................................................................................. 5
State Chartered Banks' Corporate Name Changes/Relocations/
State Chartered Banks Merged/Charter Conversions/New Charter ....................................................... 9
New Branches Approved ......................................................................................................................... 10
Subchapter S Corporation Banks ............................................................................................................. 14
Fiscal Report of The Bank Department .................................................................................................... 15
Federal Supervisory Agencies ................................................................................................................. 16
Trade Associations ................................................................................................................................... 20
Consolidated Report of Condition Data
State Chartered Banks .......................................................................................................................... 24
Consolidated Statement of
State Chartered Trust Departments ...................................................................................................... 25
Consolidated Report of Condition Data
National Banks ...................................................................................................................................... 26
Tier One Leverage Ratios For All
Arkansas Commercial Banks ................................................................................................................ 27
National Banks ......................................................................................................................................... 32
Report of State Chartered Commercial Banks ......................................................................................... 33
Report of State Chartered Non-Profit O rganization .................................................................................. 95
Report of State Chartered Trust Companies ............................................................................................ 97
Report of Regional/County Industrial Development Corporations............................................................ 99
Report of Capital Development Company .............................................................................................. 103
Commercial Banks Listed by County ..................................................................................................... 105
Map of Arkansas Counties ..................................................................................................................... 111
Arkansas Bank Holding Companies ....................................................................................................... 113
0 1.!t of State Bank Holding Companies................................................................................................... 147
Abbreviations .......................................................................................................................................... 149
2
Arkansas State Bank Department
LEGAL HOLIDAYS
New Year's Day ......................................................................................... January 1
Robert E. Lee's Birthday ...................................................Third Monday in January
Martin Luther King, Jr. Day .............................................. .Third Monday in January
Presidents Day ................................................................ Third Monday in February
Memorial Day ........................................................................... Last Monday in May
Independence Day ...........................................................................................July 4
Labor Day ...................................................................... First Monday in September
Veterans Day ....................................................................................... November 11
Thanksgiving Day ..................................................... Fourth Thursday in November
Christmas Eve ..................................................................................... December 24
Christmas Day ..................................................................................... December 25
All Bills of Exchange, Drafts, or Promissory Notes, which shall become payable on a
legal holiday shall be payable on the day next succeeding such holiday. In case any
legal holiday falls on Sunday, the next succeeding Monday shall be a holiday in its
stead.
3
Ninety-Second Report
COMMISSIONERS OF THE
ARKANSAS STATE BANK DEPARTMENT
Date of Appointment
Date Service
Ended
No.
Name
1.
John M. Davis .............................. October 6, 1913
October 3, 1918
2.
A.J.Reap .................................... October3, 1918
March 22, 1919
3.
W. T. Maxwell ............................... March 22, 1919
September 1, 1921
4.
Charles McKee ....................... September 1, 1921
July 28, 1925
5.
Laid Rainwater. ................................. July 28, 1925
February 8, 1927
6.
Walter E. Taylor ..........................February 8, 1927
January 10, 1933
7.
Marion Wasson ......................... January 10, 1933
January 12, 1937
8.
Grover S. Jernigan .................... January 12, 1937
January 14, 1941
9.
Thomas W. Leggett ................... January 14, 1941
February 1, 1949
10.
S. J. Dean ................................... February 1, 1949
December 31 , 1949
11.
Ed. I. McKinley, Jr................. December 31, 1949
March 14, 1953
12.
A. R. Merritt... ................................ March 14, 1953
February 8, 1955
13.
Dick Simpson .............................. February 8, 1955
March 2, 1967
14.
H. C. Adams ................................... March 3, 1967
March 16, 1979
15.
Don R. Clark (Acting) ................... March 16, 1979
April 19, 1979
16.
B. J. Lambert, Jr ............................. April 19, 1979
April 15, 1983
17.
Marlin D. Jackson ............................ April 15, 1983
October 1, 1987
18.
Bill J. Ford .................................... October 1, 1987
July 31, 1998
19.
Frank White ................................... August 1, 1998
May 21 , 2003
20.
Bunny Adcock ................................ June 23, 2003
Arkansas State Bank Department
4
STATE BANKING BOARD MEMBERS
Mr. Charles Mazander
Chairman
P.O. Box 945
Benton, AR 72018-0945
VOICE: (501) 847-3030
FAX: (501) 847-4409
TERM EXPIRES: 12-31-06
Mr. David Short
Vice Chairman
Arvest Bank
P.O. Box 1229
Bentonville, AR 72712
VOICE: (479) 273-3331
FAX: (479) 271-1315
TERM EXPIRES: 12-31-08
Mr. Elmer Flucht
#8 South Deer Lane
Mayflower, AR 72106
VOICE: (501) 470-1752
TERM EXPIRES: 12-31-08
Ms. Margie Russ
1505 Harper Street
Magnolia, AR 71753
VOICE: (870) 234-6291
TERM EXPIRES: 12-31-08
Mr. Marcus McCain
Summit Bank
P.O. Box 965
Arkadelphia, AR 71923-0965
VOICE: (870) 246-8070
FAX: (870) 246-7122
TERM EXPIRES: 12-31-09
Mr. John Freeman
Liberty Bank of Arkansas
P.O. Box 7514
Jonesboro, AR 72403-7514
VOICE: (870) 934-9000
FAX: (870) 268-1525
TERM EXPIRES: 12-31-10
Ninety-Second Report
Arkansas State Bank Department
400 Hardin Road, Suite 100
Little Rock, AR 72211-3502
VOICE: (501) 324-9019 FAX: (501) 324-9028
www.state.ar.us/bank
DEPARTMENTAL ROSTER
Bunny Adcock - Bank Commissioner
Candace A. Franks - Deputy Bank Commissioner/Legal Counsel
Administration
Application Information
Rules and Regulations Manual
Charter Amendments and Charter Information
Certificates of Good Standing
Legal Filings and Inquiries
Personnel/Administration
Luther Guinn - Deputy Bank Commissioner
Examination, Supervision and Regulation
Regulatory Enforcement Actions
State Banking Board
Personnel/Examination
EXAMINATION AND SUPERVISION DIVISION
H. Wilks Marshall, Jr. and Julian E. Rainey - Chief Examiners
Regulatory Examinations/Regulatory and Banking Procedures
Bank Performance Evaluation and Monitoring
Division Personnel/Recruitment and Management
Richard D. Buzbee
Michael Saunders
John Householder
Joseph M. Payne
Mary Pennebaker
Robert H. Carr, Ill
Thomas M. Narrell
-
Regional Supervisor (Little Rock)
Regional Supervisor (Little Rock)
Regional Supervisor (Jonesboro)
Regional Supervisor (Fayetteville)
Bank Holding Company Supervisor
Information Systems Supervisor
Trust Supervisor
Larry M. Hillyard and Baker L. Moseley - Assistant Chief Examiners
Regulatory Examination/Problem Bank Performance Evaluation
and Monitoring
5
Arkansas State Bank Department
6
Susannah Marshall-Financial Analyst Supervisor
Gregg Qualls - Financial Analyst
John Ashby - Financial Analyst
Cara Lank - Financial Analyst
Self Examination
Bank Reports of Condition and Income
Bank Holding Company Reports of Condition and Income
Research and Financial Analysis
Public Information Requests
Application Analysis
Richard Plotkin - Bank Review Administrator/Training
Janet Griebel - Training Manager
Training/Orientation/Education
Administrative Support
Consumer Complaints
INFORMATION TECHNOLOGY
Robert L. Hughes - Director
Mitch L. Vire - Sr. Systems Programmer
Greg F. Langley- Sr. Systems Programmer
Data Processing Support
Research and Development
Application Programming
ADMINISTRATION DIVISION
Gail Green - Fiscal Manager
Vicki A Wise - Accounting Service Representative
Angela Thomas - Accounting Service Representative
Accounting and Employee Services
Expense Disbursement
Budget and Personnel
Performance Evaluation
Purchasing
Cynthia L. Nixon - Management Project Analyst Supervisor
Lori A. Morrison
- Administrative Assistant Ill
Jane R. English
- Administrative Assistant
Martha A. Guinn
- Administrative Assistant
Barbara A. Mahoney - Administrative Assistant
Kimberly A. Brown
- Administrative Assistant
Devan Adair
- Administrative Assistant
Administrative Support
Examination Support and Processing
Data Entry
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Ninety-Second Report
EXAMINATION PERSONNEL
NORTHWEST ARKANSAS OFFICE
777 Mathias Drive, Suite A
Springdale, AR 72762-0739
VOICE: (479) 751-5543
FAX: (479) 751-5815
NWArl<ansas@banking.state.ar. us
Joseph M. Payne - Regional Supervisor
Luke B. Webre - Commissioned Senior Examiner
Ken Leavell - Bank Senior Examiner
Evelyn M. Wade - Financial Examiner II
David Coleman - Financial Examiner I
Neal Elliott - Financial Examiner I
Landi Mkhize - Financial Examiner I
Hunter Norton - Financial Examiner I
Mac Tatman - Financial Examiner I
JONESBORO OFFICE
924 South Main
72401-3597
P. 0. Box 9374
72403-9374
VOICE: (870) 972-1744
FAX: (870) 972-1762
Jonesboro@banking.state.ar.us
John Householder - Regional Supervisor
William R. Milum - Bank Senior Examiner
Gary W. Bush - Commissioned Senior Examiner
R. D. Jackson - Commissioned Senior Examiner
Shaun Perkins - Bank Senior Examiner
Chris Dillon - Bank Senior Examiner
W. Kent Darr - Financial Examiner II
Nathan Elliott - Financial Examiner I
Jason Corder - Financial Examiner Trainee
7
8
Arkansas State Bank Department
LITTLE ROCK OFFICE
Richard D. Buzbee - Regional Supervisor
Robert M. Henry - Commissioned Senior Examiner
Kevin C. Mosley - Commissioned Senior Examiner
Craig Mobley - Bank Senior Examiner
David J. Raymond - Financial Examiner II
Mark Rye - Financial Examiner I
Matthew Rose - Financial Examiner I
Gigi Golden - Financial Examiner Trainee
Tonya Fisher - Financial Examiner Trainee
Michael Saunders - Regional Supervisor
Kelly Victory - Commissioned Senior Examiner
Dana Kombrink - Commissioned Senior Examiner
Charles Moneymaker - Bank Senior Examiner
Jacklyn B. Grobmyer - Financial Examiner II
Dharmin Patel - Financial Examiner I
Tyler Choate - Financial Examiner Trainee
Brandon Scallion - Financial Examiner Trainee
BANK HOLDING COMPANY
Mary C. Pennebaker - BHC Supervisor
Jerry C. Corrothers - Commissioned Senior Examiner
Thomas Cook - Commissioned Senior Examiner
TRUST
Thomas M. Narrell - Trust Supervisor
Jamie A. Bazarow - Commissioned Senior Examiner
Stacey Leder - Bank Senior Examiner
INFORMATION SYSTEMS
Robert H. Carr, Ill - IS Supervisor
Jeffrey Cameron - Commissioned Senior Examiner
Michael Green - Commissioned Senior Examiner
Carey Sharp - Commissioned Senior Examiner
Ninety-Second Report
STATE CHARTERED BANKS' CORPORATE
NAME CHANGES/RELOCATIONS
BANK
NEW NAME/LOCATION
First Security Bank of Clarksville
Clarksville
Hot Springs Bank & Trust Company
Hot Springs
Bank of Dardanelle
Dardanelle
River Town Bank
Dardanelle
The Bank of Harrisburg
Harrisburg
Twin Lakes Community Bank
Flippin
First State Bank
Parkin
Evolve Bank & Trust
Parkin
Stephens Security Bank
Stephens
Security Bank
Stephens
STATE CHARTERED BANKS MERGED
FROM JULY 1, 2005, TO JUNE 30, 2006
BANK
MERGED INTO
First Team Bank
Heber Springs
First Arkansas Bank & Trust
Jacksonville
American State Bank
Jonesboro
BancorpSouth Bank
Tupelo, Mississippi
Liberty Bank of Arkansas
Siloam Springs
Liberty Bank of Arkansas
Jonesboro
CHARTER CONVERSIONS
The Bank of Fayetteville
One South Block
Fayetteville, Arkansas 72701
(Converted to a state charter December 1, 2005)
CHARTERS APPROVED
First Southern Bank
1538 St. Louis Street
Batesville, Arkansas 72501
(Charter date: July 21 , 2005)
9
10
Arkansas State Bank Department
BRANCHES APPROVED
FROM JULY 1, 2005, TO JUNE 30, 2006
BANK
LOCATION
Summit Bank
Arkadelphia
12915 Cantrell
Little Rock
The Citizens Bank
Batesville
511 Sylamore
Mountain View
First Community Bank
Batesville
159 Highway 167
Bald Knob
First Community Bank
Batesville
1201 N. Maple Street (Highway 16)
Searcy
Farmers Bank And Trust Company
Blytheville
4007 Hillsboro Road
Nashville, TN
Community Bank
Cabot
30 Highway 64 W.
Beebe
First State Bank
Conway
(Mobile)
Faulkner County
First State Bank
Conway
·1300 W . Beebe-Capps Expressway
Searcy
First Financial Bank
El Dorado
535 Highway 35 S.
Carthage, MS
Arvest Bank
Fayetteville
3514 SE 14th Street
Bentonville
Arvest Bank
Fayetteville
516 E. Millsap, Suite 203
Fayetteville
Arvest Bank
Fayetteville
N. Gretna Road at Highway 248B
Branson, MO
Arvest Bank
Fayetteville
123 Branson Landing Boulevard
Branson, MO
Arvest Bank
Fayetteville
1818 S. Main
Grove, OK
11
Ninety-Second Report
BANK
LOCATION
Arvest Bank
Fayetteville
2025 Sonoma Park Drive
Oklahoma City, OK
Arvest Bank
Fayetteville
1800 S. Muskogee
Tahlequah, OK
Arvest Bank
Fayetteville
1515 S. Utica
Tulsa, OK
Signature Bank of Arkansas
Fayetteville
406 Town Center
Bella Vista
Signature Bank of Arkansas
Fayetteville
700 SE Walton Boulevard, Suite 2
Bentonville
Signature Bank of Arkansas
Fayetteville
3710 Southern Hills Boulevard
Rogers
Signature Bank of Arkansas
Fayetteville
2075 East Main, Suite E
Siloam Springs
Signature Bank of Arkansas
Fayetteville
1071 Har-Ber Lake Drive, Suite A
Springdale
First Service Bank
Greenbrier
311 N. 1 Street
Flippin
First Service Bank
Greenbrier
314 Highway 62 E.
Yellville
Hot Springs Bank & Trust Company
Hot Springs
710 DeSoto Boulevard, Suite F
Hot Springs Village
First Arkansas Bank & Trust
Jacksonville
204 South Rockwood
Cabot
Heritage Bank
Jonesboro
3101 Southwest Drive
Jonesboro
Liberty Bank of Arkansas
Jonesboro
3000 E. Highland Drive, Suite 615
Jonesboro
Liberty Bank of Arkansas
Jonesboro
2448 Highway 62 E.
Mountain Home
Simmons First Bank of Jonesboro
Jonesboro
205 Linwood Drive
Paragould
st
12
Arkansas State Bank Department
BANK
LOCATION
Bank of Little Rock
Little Rock
1201 Rahling Road
Little Rock
Bank of the Ozarks
Little Rock
#1 Sugar Creek Center
Bella Vista
Bank of the Ozarks
Little Rock
3474 Wedington Drive
Fayetteville
Bank of the Ozarks
Little Rock
1410 Albert Pike
Hot Springs
Bank of the Ozarks
Little Rock
2501 W . Pleasant Grove Road
Rogers
Bank of the Ozarks
Little Rock
503 Arkansas Boulevard
Texarkana
Bank of the Ozarks
Little Rock
Lebanon Road, Exxon Addition
Frisco, TX
Bank of the Ozarks
Little Rock
2609 Richmond Road
Texarkana, TX
First Security Bank of Mountain Home
Mountain Home
601 E. Main
Mountain View
Bank of Mountain View
Mountain View
301 Sylamore
Mountain View
Allied Bank
Mulberry
112 Pointer Trail West
Van Buren
First Arkansas Valley Bank
Russellville
6804 Rogers Avenue
Fort Smith
First Arkansas Valley Bank
Russellville
116 Railroad Avenue
Morrilton
First Security Bank
Searcy
Highway 64 & Offspring Road
Beebe
First Security Bank
Searcy
2300 S. Walton Boulevard
Bentonville
First Security Bank
Searcy
11300 Cantrell Road
Little Rock
Ninety-Second Report
13
BANK
LOCATION
First Security Bank
Searcy
415 E. Broadway
North Little Rock
First Security Bank
Searcy
Pleasant Crossings Boulevard
Rogers
Simmons First Bank of Searcy
Searcy
901 Pecan Street
Beebe
Liberty Bank of Arkansas
Siloam Springs
3010 W. 6 Street
Fayetteville
Liberty Bank of Arkansas
Siloam Springs
Walnut & S. 40
Rogers
Liberty Bank of Arkansas
Siloam Springs
Highway 412 & Clayton
Springdale
Riverside Bank
Sparkman
1001 W. Markham
Little Rock
Cross County Bank
Wynne
900 Enterprise Drive
Jonesboro
th
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Arkansas State Bank Department
14
STATE CHARTERED SUBCHAPTER
S CORPORATION BANKS
BANK
CITY
Bank of Bearden
Bearden
Bank of Brinkley
Brinkley
Chambers Bank
Danville
Decatur State Bank
Decatur
First State Bank of DeQueen
DeQueen
First Financial Bank
El Dorado
Arkansas Diamond Bank
Glenwood
Bank of Gravett
Gravette
First State Bank of Northwest Arkansas
Huntsville
First Arkansas Bank & Trust
Jacksonville
Little River Bank
Lepanto
Farmers Bank and Trust Company
Magnolia
The Peoples Bank
Magnolia
McGehee Bank
McGehee
The Union Bank of Mena
Mena
Allied Bank
Mulberry
Diamond State Bank
Murfreesboro
Chart Bank
Perryville
The Bank of Rison
Rison
Riverside Bank
Sparkman
Bank of Star City
Star City
Warren Bank and Trust Company
Warren
Ninety-Second Report
15
The following is a statement reflecting deposits and disbursements of the
State Bank Department from July 1, 2005 through June 30, 2006.
RECEIPTS
Cash Balance June 30, 2005 ..................................................... $2,861,266.31
Examination and Assessment Fees ........................ 6,773,079.10
Charter and Amendment Fees ................................... 210,000.00
Miscellaneous Fees ....................................................... 5,258.60
Reimbursement for M & R Sales .................................. 21,624.32
Refund to Expenditures - Prior Year ............................. 7,848.69
Refund to Expenditures - Current Year ......................... 8,347.60
Total Receipts
7.026, 158.31
$9,887,424.62
DISBURSEMENTS
Salaries ................................................................... 3,948,859.63
Extra Help Salaries ............................................................... 0.00
Maintenance arid General Operations ....................... 922,991.78
S.S., Retirement and Insurance
Matching ............................................................... 1,053,167.25
Conference Fees and Travel. ..................................... 264,114.50
Professional Fees and Services ................................... 39,780.82
Capital Outlay............................................................. 201,861.86
Refunds Issued ................................................................. 200.00
Service Charge by State Treasurer............................ 111 ,904.06
Total Disbursements
6,542,879.90
Cash Balance June 30, 2006
3,344,544.72
$9,887,424.62
16
Arkansas State Bank Department
FEDERAL DEPOSIT INSURANCE CORPORATION
Dallas Regional Office
1910 Pacific Avenue, Suite 1900
Dallas, Texas 75201-4586
VOICE: (972) 761-2032
FAX: (972) 761 -2082
http://www.fdic.gov
Stan Ivie ........................... Regional Director - Supervision/Consumer Protection
M. Anthony Lowe ........................... Deputy Regional Director/Risk Management
Cheryl Couch .............................................................. Assistant Regional Director
Nann Wright... ............................................................. Assistant Regional Director
Susan L. Chomicz ..................................................................... Regional Counsel
Memphis Area Office
5100 Poplar Avenue, Suite 1900
Memphis, Tennessee 38137
VOICE: (901) 685-1603
FAX: (901) 818-1645
FAX: (901) 821-5267
Wayne Nichols ........................................................... Assistant Regional Director
Little Rock Field Office
Financial Centre Ill Building
900 South Shackleford Road, Suite 500
Little Rock, Arkansas 7221 1
VOICE: (501) 228-6346
FAX: (501) 228-6568
Deborah S. Calvert ........................................ Field Supervisor/Risk Management
Linda Wallace .......................................................... Field Supervisor/Compliance
Memphis Field Office
5100 Poplar Avenue, Suite 1900
Memphis, Tennessee 38137
VOICE: (901) 685-1603
FAX: (901) 818-1645
Dana A. English ............................................. Field Supervisor/Risk Management
Shreveport Field Office
Southpointe Center
3007 Knight Street, Suite 300
Shreveport, Louisiana 71105-2525
VOICE: (318) 868-6661
FAX: (318) 868-7870
Steven D. Reed ............................................. Field Supervisor/Risk Management
Wayne Perun ........................................................... Field Supervisor/Compliance
Ninety-Second Report
FEDERAL RESERVE BANK OF ST. LOUIS
DISTRICT NO. 8
411 Locust Street
P. 0. Box 442
St. Louis, Missouri 63166
VOICE: (314) 444-8444
FAX: (314) 444-8740
http://www.stls.frb.org
William Poole ................................................................................................ President
David A. Sapenaro ................... .................................................... First Vice President
Karl W. Ashman ....... .................... ............................................ Senior Vice President
Mary H. Karr ...................... ............... .............. .. ..................... ... Senior Vice President
General Counsel & Corporate Secretary
Robert H. Rasche ................................. .. .. ........................... ..... Senior Vice President
& Director of Research
Judie Courtney ................................ ......................................... Senior Vice President
Treasury Relations & Office Support
Julie L. Stackhouse ................................................ ........... ....... Senior Vice President
Banking Supervision, Credit and Center for Online Learning
Richard G. Anderson ............................................................................ Vice President
Research
John P . Baumgartner ................. .. .... ................... ............. .................... Vice President
Treasury Relations & Wholesale & Cash Operations
Timothy A. Bosch ................................................................................. Vice President
Banking Supervision
Marilyn K. Corona ................................................................................ Vice President
Corporate Accounting & Customer Relations
Cletus C. Coughlin ........ .......................................................... ............. Vice President
& Associate Director of Research
William T. Gavin ................................................................................... Vice President
& Research Coordinator
Jean M . Lovati .... .................................................................................. Vice President
TRASS Management & Support
Michael J. Mueller .. ................................... ... .. ..................... ................. Vice President
Support Services
Kim D . Nelson .............................. ......................................... ............... Vice President
Applications, Risk Management, Statistics, Credit & Payment
17
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Arkansas State Bank Department
FEDERAL RESERVE BANK OF ST. LOUIS
DISTRICT NO. 8
(Continued)
Randall C. Sumner ............................................................................... Vice President
Community Affairs/Public Affairs
Daniel L. Thornton ................................................................................ Vice President
Research
Michael D. Renfro .............................................................................. General Auditor
Audit
Little Rock Branch
11 1 Center Street
Suite 1000 (101h Floor)
Little Rock, Arkansas 72201
VOICE: (501) 324-8300
FAX: (501) 324-8201
Robert A. Hopkins ................................................................. Senior Branch Executive
Memphis Branch
200 North Main Street
P. 0. Box407
Memphis, Tennessee 38101-0407
VOICE: (901) 523-7171
FAX: (901) 579-2406
Martha L. Perine-Beard ......................................................... Senior Branch Executive
Louisville Branch
101 South 5th Street, Suite 1920
Louisville, Kentucky 40202
VOICE: (502) 568-9200
FAX: (502) 568-9247
Maria G. Hampton ................................................................. Senior Branch Executive
Ninety-Second Report
COMPTROLLER OF THE CURRENCY
Southern District Office
500 North Akard, Suite 1600
Dallas, Texas 75201-3323
VOICE: (214) 720-0656
FAX: (214) 720-7000
http://www.occ.treas.gov
Jeri Gilland ..................................................................................Deputy Comptroller
Janice J. McQuary .................................................... Assistant Deputy Comptroller
Randall M. Ryskamp .................................... ....................................District Counsel
Karen Bryant.. ............................................................................. Licensing Manager
Little Rock Field Office
Ozark National Life Building
10201 West Markham, Suite 105
Little Rock, Arkansas 72205- 2180
VOICE: (501) 225-7228
FAX: (501) 225-2711
F. Christian Dunn ...................................................... Assistant Deputy Comptroller
Memphis Field Office (Satellite Office of Arkansas Field Office)
Kimbrough Building, Suite 309
57 Germantown Court
Cordova, Tennessee 38018-4268
VOICE: (901) 624-5154
FAX: (901) 624-5822
F. Christian Dunn ...................................................... Assistant Deputy Comptroller
Central and Western Oklahoma Field Office
The Harvey Parkway Building
rd
301 NW 63 Street, Suite 490
Oklahoma City, Oklahoma 73116-7909
VOICE: (405) 848-8058
FAX: (405) 848-8085
Kyle M. Jones ............................................. ............... Assistant Deputy Comptroller
Eastern Oklahoma Field Office
Executive Center Building
7134 South Yale, Suite 910
Tulsa, Oklahoma 74136-6360
VOICE: (918) 492-2082
FAX: (918) 492-2092
Leigh R. Hoge ........................................................... Assistant Deputy Comptroller
19
20
Arkansas State Bank Department
ARKANSAS BANKERS ASSOCIATION
1220 West Third Street
Little Rock, Arkansas 72201
VOICE: (501) 376-3741
FAX: (501) 376-9243
http://www.arkbankers.org
Ken D. Hammonds ........................................................................ President & CEO
Larry T. Wilson .......................................................................................... Chairman
Chairman, President & CEO
First Arkansas Bank & Trust, Jacksonville
John Womack................................................................................... Chairman-Elect
President & CEO of Arvest Bank - Fort Smith Office
Arvest Bank, Fayetteville
Joe Miles................................................................... ................ ......... Vice Chairman
President
First National Bank & Trust, Mountain Home
Philip Hensley..................... ....................................................................... Treasurer
President & CEO
·
The Union Bank of Mena, Mena
J. Thomas May ...................................... ........................., .................. Past Chairman
Chairman & CEO
Simmons First National Bank, Pine Bluff
Ninety-Second Report
EMERGING LEADERS SECTION OFFICERS
(formerly Young Bankers Section)
Kyle Lin Davidson ...................................................................................... President
Assistant Vice President
First National Bank of Eastern Arkansas, Forrest City
Matthew Gill ............................................................................ Senior Vice President
Vice President
Legacy National Bank, Springdale
Adam Mitchell .................................................................................... .Vice President
Vice President of Simmons First National Bank - Little Rock Office
Simmons First National Bank, Pine Bluff
Joe Blanks ................................................................................. SecretaryfTreasurer
Assistant Vice President
Pine Bluff National Bank, Pine Bluff
Craig Attwood .................................................................................... Past President
Senior Vice President
Simmons First National Bank, Pine Bluff
21
22
Arkansas State Bank Department
ARKANSAS COMMUNITY BANKERS ASSOCIATION
P. 0. Box 20210
Hot Springs, Arkansas 71903-0210
VOICE: (800) 771-1634
FAX: (501) 525-0637
E- Mail: info@acbonline.org
http://www.acbonline.org
Richard Trammell ................................................ ........................... Executive Director
Jim Williamson .................... ......................................................................... President
Citizens Bank & Trust Company, Van Buren
Milton Smith .................................... ...................................................... Vice President
First National Bank of Lawrence County, Walnut Ridge
Cole Martin .................................................. .. .................... ........................... Treasurer
First Security Bank, Searcy; Clarksville Office
Art Morris ............................................................ .......................................... Secretary
Signature Bank, Fayetteville
23
Ninety-Second Report
CONFERENCE OF STATE BANK SUPERVISORS
th
1155 Connecticut Avenue, NW, 5 Floor
Washington, DC 20036
VOICE: (202) 296-2840
FAX: (202) 296-1928
http://www.csbs.org
Neil Milner ......................................................................... ... ............. President & CEO
John Ryan ......................................... .................................. Executive Vice President
Sharon Bias ........ .. .................................................................... Chief Financial Officer
Cecelia Smith .......................... .. ..... ............... Executive Assistant/Office Coordinator
Mary White .............................................................. Vice President/Communications
Roger Stromberg ... .......... ........................................ Senior Vice President/Education
Georgia High ............................ ..... . Director, Accreditation & Certification/Education
Leslie Woolley ................ Vice President/International and Congressional Relations
John "Buz" Gorman ........................................................ General Counsel/Legislative
Ed Smith .......... ................................. Vice President, Membership & Bank Relations
Mary Beth Puccinelli .......................................................... Vice President/Regulatory
Michael Stevens .......................... ............. ..... .................... Vice President/Regulatory
24
Arkansas State Bank Department
CONSOLIDATED REPORT OF CONDITION DATA
116 STATE CHARTERED COMMERCIAL BANKS
(in millions)
JUNE 30, 2006
ASSETS
Cash and balances due from depository institutions:
a. Noninterest-bearing balances and currency and coin ................................... .$1, 13 1
b. Interest-bearing balances .................................................................................... 103
Securities:
g: ~i~11~i1~r~~~~1e:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::·1JjJ
Federal funds sold and
securities purchased under agreements to resell ..................................................... 618
Net Loans and Leases............................................................................................. ....... 22,267
i~:~7~e:sasiasfixeci'
asseis:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::9":3j
Other real estate owned ......................................................... ............................................... 41
Goodwill and other intangibles .......................................................................... .................. 713
All other assets .................................................................................................................... 852
Total assets .......................................................................................................... ......... $33,560
LIABILITIES
Deposits:
a. In domestic offices ........................................................................................ $27,279
\1 Noninterest-~earing ........................ ........................................... .4, 162
23 117
b.
t~~~1~~st~~:~~~ci""
•
subsidiaries, and IB~......................... ..................................................................... 0
(1) Noninterest-~earing ................................................. .. .......... .............. 0
(2) lnterest-beanng ............ ...................................................................... O
Federal funds purchased and
securities sold under agreements to repurchase ...................................................... 625
l
I~
e·a"n"ci Agreenie.,it" ········································
lnt~i~g~~~!~~smoiiey:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::2)28
Subordinated notes and debentures ...... ................................................................................. 6
All other liabilities .............................. ................................................................................... 210
Total liabilities.................................................................................................................. 30,340
Minority interest in consolidated subsidiaries .......................................................................... 0
EQUITY CAPITAL
t~~~~~I B~r~~.~. ·~·t·o·c·k·:: :: : :: :::: :::::: ::: ::: ::: :::: ::: ::::::: :::::: ::: ::::: : :: ::: ::::: :: :::::: ::: :::: ::::: ::: :: : ::: ::::: ::: ":38
5~~~~ae,i""i:iroMs·:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::1:~~
+g~:i rr~l1tlii;,P~f~oi-ity"·i·riiei-esi·aiii:i.eciu1iy·ca·i:iffar:::::::::::::::::::::::::::::::::::::::::::::::::::::·$31ll8
Ninety-Second Report
25
CONSOLIDATED STATEMENT OF CONDITION OF THE
58 STATE CHARTERED TRUST DEPARTMENTS
(in millions)
JUNE 30, 2006
ASSETS
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11 .
12.
13.
14.
15.
Non-interest Bearing Deposits:
a. Own Bank and Affiliate Institutions ............................................................ ........ $5
b. Other Institutions .................................................................................................. 2
Interest Bearing Deposits:
a. Own Bank and Affiliate Institutions ............. ..................................................... 183
b. Other Institutions ..................................................................... ......................... 117
U.S. Government and Agency Obligations ............................................................... .477
State, County and Municipal Obligations ................................................................... 114
Other Short-Term Obligations.................... ..................................................................... 7
Other Notes and Bonds ................................................ ... ... .......................................... 45
Money Market Funds .................................................... ....................................... ....... 247
Other Mutual Funds ............................... ........ .............................................................242
Stocks................. ..................................................... ............................................... :.... 517
Collective Investment Fund Units ......... ............... ............................... ............................ 0
Real Estate Mortgages ................................................................................................. 18
Real Estate................................... ............................................................................... 133
Miscellaneous Assets ............... .. .................................................................................. 70
Other ................................................. .................................... .......................................(5)
Total ..................................... ................. .............................................................. $2,172
LIABILITIES
Personal Accounts:
16. Personal Trusts ........................................................................................................ $565
17. Estates & Guardianships ................................................ .............................................. 36
Employee Benefit Accounts:
18. Trusts ..................................... .......................................................... ........................... 246
19. Agencies .....:............................................................................................................... 139
All Other Agencies:
20. Investment Mgmt & Advisory ............. ............................. ............................................ 367
21. Custodial ..... ................................................................................................................ 396
22. All Other ...... ... ............................................................................................................... 46
Corporate and Municipal Securities Appointments:
23. Bond Trusteeships ...................................................................................................... 282
24. Agencies ....................................................................................................................... 95
Collective Investment Funds:
25. Employee Benefits .................. ................ ........................................................................ 0
26. Other ...................................................... ........................................................................ 0
27. ProfitAccounts ................................................................................................................ O
28. Suspense Accounts ........................................................................................................ 0
29. Total ..................................................................................................................... $2,172
26
Arkansas State Bank Department
CONSOLIDATED REPORT OF CONDITION DATA
36 NATIONAL BANKS
(in millions)
JUNE 30, 2006
ASSETS
Cash and balances due from depository institutions:
a. Noninterest-bearing balances and currency and coin ....................................... $412
b. Interest-bearing balances ........................ .... .......................................................... 72
Securities:
g: ~i~11~~:r~~~~e·::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::ij~§
Federal funds sold and
securities purchased under agreements to resell ..................................................... 128
~~i?~:i~~Js~:::~:~~~i~:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::~:•:.:~
Other real estate owned ............................... ......... ................................................................ 23
Goodwill and other intangibles ...................................................... ...................................... 106
All other assets .................................................................................................................... 303
Total assets ................ ................................................................................................... $11,087
LIABILITIES
Deposits:
a. In domestic offices ....... ................................................................................... $8,762
Noninterest-bearing ...... ............................................... ............... 1,426
7 •336
b.
p)
1~>fb~l1~~sb~~:~~~cf e·a·nct" Agi-eeiiieiit.································ ··········
subsidiaries, and IB~ .............................................................................................. O
(1 Noninterest-bearing ........................................................................... 0
(2 lnterest-bearing................................. ................................................. O
Federal funds purchased ana
securities sold under agreements to repurchase ...............................,...................... 454
j
&i~i~g~~~!~~smoney::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::64B
Subordinated notes and debentures ....... ................................................................................ O
All other liabilities .................. ................... .. ...... ................................................................... ... 62
Total liabilities......................... ....................................................................................... ....9 ,927
Minority interest in consolidated subsidiaries .... ........................................................ .............. O
EQUITY CAPITAL
1
t;~~g~ ft~~:~~.~..~.t·~·~·~·::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::·1~
B~~~~a'ecf i>roiffs·:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: ~~5
t~}:I W~i1~eC:,P~f~ciiiiy ·fn.iei-esi·arid·eciu1&·ca·r;ita"i": ::::::::::::::::::::::::::::::::::::::::::::::::::::·$1· ~ :Jg~
27
Ninety-Second Report
TIER ONE LEVERAGE RATIOS
FOR ALL ARKANSAS COMMERCIAL BANKS
JUNE 30, 2006
BANK
CITY
First National Bank of Altheimer
Altheimer
RATIO
18.73
Elk Horn Bank and Trust Company
Arkadelphia
7.52
Summit Bank
Arkadelphia
8.51
First National Banking Company
Ash Flat
7.38
The Bank of Augusta
Augusta
11.47
11.55
Citizens State Bank
Bald Knob
The Citizens Bank
Batesville
8.60
First Community Bank
Batesville
7.15
First Southern Bank
Batesville
24.49
Bank of Bearden
Bearden
16.48
The Union Bank of Benton
ANB Financial National Association
Benton
Bentonville
9.33
Pinnacle Bank
Bentonville
12.92
The First National Bank of Berryville
14.90
Bank of Blevins
Berryville
Blevins
Farmers Bank And Trust Company
The First National Bank in Blytheville
Blytheville
Blytheville
8.91
9.45
7.73
13.90
First Western Bank
Booneville
Community State Bank
Bradley
10.95
Bank of Brinkley
Brinkley
12.00
Community Bank
Cabot
The First National Bank of Izard County
Calico Rock
Bank of Cave City
Cave City
8.63
The Merchants and Planters Bank
First Security Bank of Conway
Clarendon
12.41
Conway
6.85
First State Bank
Conway
First National Bank of Crossett
Crossett
8.29
10.72
First State Bank
Crossett
11.03
Chambers Bank
Danville
13.07
River Town Bank
Dardanelle
10.98
Decatur State Bank
Decatur
11.00
Bank of Delight
The First National Bank of DeQueen
Delight
17.45
DeQueen
6.86
7.68
23.72
9.00
28
Arkansas State Bank Department
BANK
CITY
First State Bank of DeQueen
DeQueen
RATIO
9.26
DeWitt Bank And Trust Company
DeWitt
14.38
The First National Bank of DeWitt
DeWitt
12.60
Merchants & Farmers Bank
First Financial Bank
Dumas
El Dorado
10.74
7.52
Simmons First Bank of El Dorado, NA
El Dorado
7.98
Timberland Bank
El Dorado
8.82
Bank of England
England
9.08
The Eudora Bank
Eudora
9.13
Bank of Eureka Springs
Eureka Springs
Arvest Bank
Fayetteville
11.62
6.64
Bank of Arkansas, NA
Fayetteville
11.63
The Bank of Fayetteville
Fayetteville
7.78
Chambers Bank of North Arkansas
Fayetteville
9.60
Signature Bank of Arkansas
Fayetteville
23.68
Twin Lakes Community Bank
Flippin
68.83
Fordyce Bank & Trust Company
Fordyce
8.78
First National Bank of Eastern Arkansas
Forrest City
11.64
Forrest City Bank, NA
The First National Bank of Fort Smith
Forrest City
Fort Smith
10.85
14.06
Planters & Merchants Bank
Gillett
17.52
Arkansas Diamond Bank
Glenwood
10.03
Bank of Gravett
Gravette
The First National Bank in Green Forest
Green Forest
9.62
First Service Bank
Greenbrier
7.93
Farmers Bank
Greenwood
21.04
Farmers Bank
Calhoun County Bank
Hamburg
Hampton
8.65
10.70
Community First Bank
Harrison
7.81
Greers Ferry Lake State Bank
Heber Springs
8.58
9.87
Heber Springs State Bank
Heber Springs
Helena National Bank
Helena
13.62
9.20
The First National Bank of Hope
Hope
17.07
11.43
Horatio State Bank
Horatio
First National Bank
Hot Springs
10.02
Hot Springs Bank & Trust Company
Hot Springs
52.31
Simmons First Bank of Hot Springs
Hot Springs
First State Bank of Northwest Arkansas
Huntsville
11.83
First Arkansas Bank & Trust
Jacksonville
12.85
8.08
29
Ninety-Second Report
RATIO
BANK
CITY
Heritage Bank
Jonesboro
Liberty Bank of Arkansas
Jonesboro
8.06
Simmons First Bank of Jonesboro
Jonesboro
7.76
Centennial Bank
Kingsland
The Bank of Lake Village
Simmons First Bank of South Arkansas
Lake Village
10.62
Lake Village
11.09
Little River Bank
Lepanto
12.35
The First National Bank of Lewisville
Lewisville
10.91
Arkansas Bankers' Bank
Little Rock
10.59
Bank of Little Rock
Little Rock
9.52
Bank of the Ozarks
Little Rock
7.56
The Capital Bank
Little Rock
7.61
Eagle Bank & Trust Company
Little Rock
7.00
9.30
9.02
Metropolitan National Bank
Little Rock
7.45
One Bank & Trust, National Association
Little Rock
8.16
Pulaski Bank And Trust Company
Little Rock
8.25
First State Bank
Farmers Bank and Trust Company
Lonoke
Magnolia
9.20
8.29
The Peoples Bank
Magnolia
8.49
The Malvern National Bank
Malvern
Malvern
10.74
Southern State Bank
First National Bank at Marianna
Marianna
11.43
First Community Bank of Eastern Arkansas
Marion
First Delta Bank
Marked Tree
7.94
8.97
11.74
Bank of McCrory
McCrory
11.81
The First National Bank of McGehee
McGehee
14.04
McGehee Bank
McGehee
15.55
The Union Bank of Mena
Mena
Monticello
7.71
Commercial Bank & Trust Company
Union Bank And Trust Company
Monticello
7.45
9.45
Petit Jean State Bank
Morrilton
First National Bank and Trust Company
First Security Bank of Mountain Home
Mountain Home
Mountain Home
8.07
Bank of Mountain View
Mountain View
7.98
Allied Bank
Mulberry
8.27
Diamond State Bank
Murfreesboro
8.22
Merchants & Planters Bank
Newport
National Bank of Arkansas in North Little Rock
North Little Rock
10.04
Twin City Bank
North Little Rock
7.64
11.09
11.88
8.84
30
Arkansas State Bank Department
BANK
CITY
First National Bank
Paragould
Southern Bank of Commerce
Paragould
The First National Bank at Paris
Paris
Delta Trust & Bank
Parkdale
Evolve Bank & Trust
Parkin
Chart Bank
Perryville
Piggott State Bank
Piggott
Pine Bluff National Bank
Pine Bluff
Simmons First National Bank
Pine Bluff
Home Bank of Arkansas
Portland
Bank of Prescott
Prescott
The Bank of Rison
Rison
Bank of Rogers
Rogers
Parkway Bank
Rogers
Simmons First Bank of Northwest Arkansas
Rogers
First Arkansas Valley Bank
Russellville
First State Bank
Russellville
Simmons First Bank of Russellville
Russellville
Bank of Salem
Salem
Logan County Bank
Scranton
First Security Bank
Searcy
Simmons First Bank of Searcy
Searcy
Peoples Bank
Sheridan
Smackover State Bank
Smackover
Riverside Bank
Sparkman
Legacy National Bank
Springdale
Bodcaw Bank
Stamps
Bank of Star City
Star City
Security Bank
Stephens
The Farmers and Merchants Bank
Stuttgart
First National Bank of Stuttgart
Stuttgart
Bank of Trumann
Citizens Bank & Trust Company
Trumann
Van Buren
First Community Bank of Crawford County
Van Buren
The First National Bank of Lawrence County
Walnut Ridge
First State Bank of Warren
Warren
Warren Bank and Trust Company
Warren
First Bank of the Delta, N.A.
West Helena
Fidelity National Bank
West Memphis
RATIO
11 .13
12.96
11 .42
9 .00
21 .73
10.95
9.84
11.35
7 .56
13.33
14.39
15.12
8.99
8.43
7.30
8.31
7.04
9 .74
9 .16
16.79
7.08
10.11
11 .57
11 .19
7 .12
19.06
12.87
11.42
7.65
13.36
10.76
17.60
10.85
9.48
9.96
10.73
13.72
10.15
9.06
Ninety-Second Report
31
BANK
CITY
Cross County Bank
Wynne
The First National Bank of Wynne
Wynne
RATIO
11 .35
9.55
32
Arkansas State Bank Department
NATIONAL BANKS
JUNE 30, 2006
(000's omitted)
BANK
CITY
First National Bank of Altheimer
First National Banking Company
ANB Financial National Association
The First National Bank of Berryville
The First National Bank in Blytheville
The First National Bank of Izard County
First National Bank of Crossett
The First National Bank of DeQueen
The First National Bank of DeWitt
Simmons First Bank of El Dorado, N.A.
Bank of Arkansas, N.A.
First National Bank of Eastern Arkansas
Forrest City Bank, N.A.
The First National Bank of Fort Smith
The First National Bank in Green Forest
Helena National Bank
The First National Bank of Hope
First National Bank
The First National Bank of Lewisville
Metropolitan National Bank
One Bank & Trust, National Association
The Malvern National Bank
First National Bank at Marianna
The First National Bank of McGehee
First National Bank and Trust Company
National Bank of Arkansas in North Little Rock
First National Bank
The First National Bank at Paris
Pine Bluff National Bank
Simmons First National Bank
Legacy National Bank
First National Bank of Stuttgart
The First National Bank of Lawrence Cou.nty
First Bank of the Delta, N.A.
Fidelity National Bank
The First National Bank of Wynne
Altheimer
Ash Flat
Bentonville
Berryville
Blytheville
Calico Rock
Crossett
DeQueen
DeWitt
El Dorado
Fayetteville
Forrest City
Forrest City
Fort Smith
Green Forest
Helena
Hope
Hot Springs
Lewisville
Little Rock
Little Rock
Malvern
Marianna
McGehee
Mountain Home
North Little Rock
Paragould
Paris
Pine Bluff
Pine Bluff
Springdale
Stuttgart
Walnut Ridge
West Helena
West Memphis
Wynne
ASSETS
14,106
337,086
1,175,771
122,407
193,928
131,373
138,521
349,404
105,626
210,800
126,040
267,564
51 ,550
773,496
328,723
148,088
142,477
401 ,782
29,738
1,526,720
331,525
398,387
56,251
43,518
360,046
171,651
512,986
100,155
278,460
1,256,858
163,086
46,957
129,812
192,909
224,022
244,773
REPORT OF THE
ONE HUNDRED SIXTEEN
STATE CHARTERED
COMMERCIAL BANKS
JUNE 30, 2006
Arkansas State Bank Department
34
Elk Horn Bank and Trust Company
Arkadelphia, AR
VOICE: (870) 246-5811
FAX: (870) 246-5284
Population: 10,912
Trust Powers: Yes
601 Main Street
P. 0. Box 248
71923-0248
Charter Number: 142
Date: September 28, 1903
County: Clark
FDIC Certificate Number: 1528
Home Page: www.ehbt.com
Bank Holding Company
Southern Bancorp Inc., Arkadelphia, AR
Chm: James W. Harrington
EVP: Alan Sing
CEO/Pres: William G. Wright
VP: Owen Holt
Cash and Due from: ...................................... 5,495
Federal Funds and Repos: ........................... 2,930
Investments: ............................................... 59,946
Net Loans: .................................................. 91,630
Premises and Fixed Assets: .......................... 4,633
Other Real Estate: ........................................... 426
Other Assets: ................................................ 9,534
Total Assets: ............................................. 174,594
Total Trust Assets: ............................................... 0
Deposits: .................................................. 156,915
Federal Funds and Borrowings: .................... 1,063
Other Liabilities: ............................................... 762
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 158,740
Total Equity Capital: .................................... 15,854
Total Liabilities and Capital: ...................... 174,594
Number of Shares Outstanding:.................. 24,000
Directors: Phillip N. Baldwin; Ronald Echols; James W. Harrington; Geneva Hunter;
Michael Kolb; Mary Jo Mann; Veda R. Morgan; William G. Wright
Other Branches: Bismarck, Caddo Valley,
Branches in Town: Two
Hot Springs, Malvern
Summit Bank
Arkadelphia, AR
VOICE: (870) 246-8070
FAX: (870) 246-7122
Population: 10,912
Trust Powers: No
409 Main Street
P. 0. Box 965
71923-0965
Charter Number: 767
Date: December 2, 1996
County: Clark
FDIC Certificate Number: 34433
Home Page: www.summitbankdirect.com
Bank Holding Company
Summit Bancorp, Inc., Arkadelphia, AR
Chm/CEO: Ross M. Whipple
EVP/CFO: Christopher M. Wewers
Pres/COO: Marcus J. McCain
EVP/CAO: John A. Bryant
Cash and Due from:.................................... 23,559
Federal Funds and Repos: ........................... 1,380
Investments: ............................................. 108,210
Net Loans: ................................................ 587,838
Premises and Fixed Assets: ........................ 12,264
Other Real Estate: ............................................. 79
Other Assets: .............................................. 23,155
Total Assets: ............................................. 756,485
Total Trust Assets: ............................................... 0
Deposits: .................................................. 603,620
Federal Funds and Borrowings: .................. 85,814
Other Liabilities: ............................................ 3,553
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 692,987
Total Equity Capital:.................................... 63,498
Total Liabilities and Capital: ...................... 756,485
Number of Shares Outstanding: .................... 3,100
Directors: Rodney Bobo; Elton E. Buck; Steve DeMott; Mike Duke; W. Conner Eldridge;
Ben Elrod; Joe Keith; Mike Lax; James McAdams; Marcus J. McCain; Ned Purtle; Ross M.
Whipple; Joe Woodward
Other Branches: Benton (2), Hope (2), Hot
Branches in Town: One
Springs (5), Hot Springs Village, little Rock,
Magnolia (2), Malvern (2)
Ninety-Second Report
35
The Bank of Augusta
Augusta, AR
VOICE: (870) 347-2511
FAX: (870) 347-2654
Population: 2,665
Trust Powers: Yes
Chm: John R. Eldridge
CEO/Pres: Moody Whitehead
100 South Second Street
P. 0. Box 120
72006-0120
Charter Number: 669
Date: February 20, 1935
County: Woodruff
FDIC Certificate Number: 15035
Bank Holding Company
None
VP: Ronnie Jones
VP/TO: Martha Ray
Cash and Due from: ...................................... 1.116
Federal Funds and Repos: .................................. 0
lnvestments:................................................26,156
Net Loans: ...................................................23,480
Premises and Fixed Assets: .............................245
Other Real Estate: ............................................... 0
Other Assets: ................................................2,136
Total Assets: ...............................................53,133
Total Trust Assets: ........................................3,227
Deposits: .....................................................44,441
Federal Funds and Borrowings: .....................2,220
Other Liabilities:............................................... 766
Subordinated Debt: ............................................. 0
Total Liabilities: ...........................................47,427
Total Equity Capital: ......................................5,706
Total Liabilities and Capital: ......................... 53,133
Number of Shares Outstanding: ....................8,000
Directors: Dr. Steven Collier; W. P. Daniel, Jr.; W. P. Daniel, 111 ; Charlie Eldridge-; John R.
Eldridge; R. E. Gregory, Jr.; Ronald Jones; Moody Whitehead
Other Branches: None
Branches in Town: One
Citizens State Bank
Bald Knob, AR
VOICE: (501) 724-3241
FAX: (501) 724-5985
Population: 3,210
Trust Powers: Yes
306 South Elm Street
P. 0. Box200
72010-0200
Charter Number: 636
Date: January 22, 1931
County: White
FDIC Certificate Number: 8727
Home Page: www.csb-bk.com
Bank Holding Company
Citizens State Bankshares of Bald Knob, Inc., Bald Knob, AR
Chm: Juanita Litzelfelner
CEO/Pres/TO: Larry Kircher
EVP: Wendell Nier
SVP/Cash: Peggy Reed
Cash and Due from: ......................................2,504
Federal Funds and Repos: ...............................445
lnvestments: ................................................25,086
Net Loans: ................................................... 30,801
Premises and Fixed Assets: .............................967
Other Real Estate: ............................................358
Other Assets: ................................................3,614
Total Assets: ............................................... 63,775
Total Trust Assets: ........................................2,470
Deposits: .....................................................56,067
Federal Funds and Borrowings: ........................... 0
Other Liabilities: ............................................... 771
Subordinated Debt: ............................................. 0
Total Liabilities: ...........................................56,838
Total Equity Capital: ......................................6,937
Total Liabilities and Capital: .........................63,775
Number of Shares Outstanding: ....................4,000
Directors: Bob J. Clark; Larry Kircher; Molly Kircher; Juanita Litzelfelner; Wendell Nier;
James W. Staggs
Branches in Town: Two
Other Branches: Bradford
36
Arkansas State Bank Department
The Citizens Bank
Batesville, AR
VOICE: (870) 793-4441
FAX: (870) 698-6299
Population: 9,445
Trust Powers: Yes
Third and College Streets
P. 0. Box 2156
72503-2156
Charter Number: 705
Date: February 19, 1953
County: Independence
FDIC Certificate Number: 17211
Home Page: www.thecitizensbank.net
Member of Federal Reserve System
Bank Holding Company
Citizens Bancshares of Batesville, lo., Batesville, AR
EVP: David Ford
SVP/TO: Robin Brock
EVP/Sec: Greg Shaver
Cash and Due from: .................................... 10,955
Federal Funds and Repos: ........................... 8,425
Investments: ............................................. 153,402
Net Loans: ................................................ 303,243
Premises and Fixed Assets: .......................... 7,189
Other Real Estate: ........................................... 698
Other Assets: .............................................. 13,423
Total Assets: ............................................. 497,335
Total Trust Assets: ...................................... 67,535
Deposits: .................................................. 350,354
Federal Funds and Borrowings: ................ 105,136
Other Liabilities: ............................................ 1,476
Subordinated Debt: ..........................................:... 0
Total Liabilities: ......................................... 456,966
Total Equity Capital: .................................... 40,369
Total Liabilities and Capital: ...................... 497,335
Number of Shares Outstanding: .................. 16,500
Directors: Dr. Lackey G. Moody, M.D.; Kevin F. Norton; Doyle W. Rogers; Noel K. Sims;
Kay Southerland
Other Branches:
Cave City, Imboden,
Branches in Town: Six
Mountain View, Pleasant Plains
First Community Bank
Batesville, AR
VOICE: (870) 612-3400
FAX: (870) 612-3412
Population: 9.445
Trust Powers: Yes
1325 Harrison Street
P. 0. Box 4327
72501-4327
Charter Number: 770
Date: June 20, 1997
County: Independence
FDIC Certificate Number: 34533
Home Page: www.firstcommunity.net
Bank Holding Company
First Community Bancshares, Inc., Batesville, AR
Chm/CEO: Dale E. Cole
SVP: Troy Henley
Pres/COO: Boris A. Dover
VP/TO: Betty Campbell
Cash and Due from: ...................................... 9,252
Federal Funds and Repos: .................................. 0
Investments: ............................................... 79,985
Net Loans: ...................................,............ 293,636
Premises and Fixed Assets: ........................ 10,855
Other Real Estate: ........................................... 139
Other Assets: ................................................ 7,162
Total Assets: ............................................. 401,029
Total Trust Assets: ...................................... 27,385
Deposits: .................................................. 319,263
Federal Funds and Borrowings: .................. 53,561
Other Liabilities: ............................................ 1,420
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 374,244
Total Equity Capital: .................................... 26,785
Total Liabilities and Capital: ...................... 401,029
Number of Shares Outstanding: .................. 34,523
Directors: Donald C. Bedell; Don Buckliew; Dale E. Cole; Boris A. Dover; Billy Roy Floyd;
Preston W. "Chip" Grace, 111; Rick Kent; Ray Lacroix; Dianne Lamberth; Dr. Charles
McClain; M. N. Osborne; Bill Roussel; Frank Tripp
Other Branches: Bald Knob, Cave City,
Branches In Town: Two
Searcy (2)
Ninety-Second Report
37
First Southern Bank
Batesville, AR
VOICE: (870) 612-1212
FAX: (870) 698-1155
Population: 9,445
Trust Powers: No
1583 St. Louis Street
72501-7627
Charter Number: 788
Date: July 21 . 2005
County: Independence
FDIC Certificate Number: 58052
Home Page: www.firstsouthernbk.com
Bank Holding Company
None
CEO/Pres: Woody Castleberry
EVP: David Hidy
SVP: Floren King
Cash and Due from: .........................................409
Federal Funds and Repos: .................................. 0
lnvestments: .................................................. 3,437
Net Loans: ................................................... 49,542
Premises and Fixed Assets: .......................... 1.758
Other Real Estate: ............................................... 0
Other Assets: ................................................ 1.037
Total Assets: ............................................... 56,183
Total Trust Assets: .............................................. O
Deposits: .................................................... .43.275
Federal Funds and Borrowings: ....................... 760
Other Liabilities:............................................... 153
Subordinated Debt: ............................................. 0
Total Liabilities: .......................................... .44,188
Total Equity Capital: .................................... 11 ,995
Total Liabilities and Capital: ......................... 56, 183
Number of Shares Outstanding: ..................94.779
Directors: Woody Castleberry; David Estes; John Gregg; David Hidy; Arch Jones; Mac
McClanahan; Joe Mills; John Reese; Larry Shaw; Tom Williams; David Wyatt
Branches in Town: None
Other Branc hes: None
Bank of Bearden
Bearden, AR
VOICE: (870) 687-2233
FAX: (870) 687-2474
Population: 1,125
Trust Powers: No
Chm/Pres: Rick Green
EVP: Ken Riley
#1 Second Street
P. 0. Box 135
71720-0135
Charter Number: 688
Date: June 17, 1945
County: Ouachita
FDIC Certificate Number: 16282
Bank Holding Company
Bearden Bancshares, Inc., Bearden, AR
VP/Cash: Susan Lusby
Cash and Due from: ......................................2,475
Federal Funds and Repos: ............................2.890
Investments: ..................................................5,696
Net Loans: ................................................... 22,780
Premises and Fixed Assets: ...............................67
Other Real Estate: ............................................... 0
Other Assets: ...................................................237
Total Assets: ............................................... 34,145
Total Trust Assets: .............................................. 0
Deposits: .....................................................28,067
Federal Funds and Borrowings: ........................... 0
Other Liabilities:................................................. 99
Subordinated Debt: ............................................. 0
Total Liabilities: ...........................................28.166
Total Equity Capital: ......................................5,979
Total Liabilities and Capital: .........................34,145
Number of Shares Outstanding: ....................8.300
Directors: John E. Anthony; Steven M. Anthony; 0 . D. Cathey; Rick Green; Kenneth D.
Keeton; Ronald A. Ramsay; Ken Riley; Russell G. Weatherly; Betty Word
Branches in Town: None
Other Branches: None
Arkansas State Bank Department
38
The Union Bank of Benton
Benton, AR
Charter Number: 706
Date: January 11 , 1954
County: Saline
FDIC Certificate Number: 17322
Home Page: www.union-bank.net
Bank Holding Company
Union Bancshares of Benton, Inc., Benton, AR
VOICE: (501) 315-041 1
FAX: (501) 303-5433
Population: 21,906
Trust Powers: Yes
207 West Conway
P. 0. Box 687
72015
Chm/CEO: Greg B. Brown
Pres: Mark Vanderpool
TO: James Handley
Cash and Due from: ...................................... 5,877
Federal Funds and Repos: ........................... 7,830
Investments: ............................................. 116,074
Net Loans: .................................................. 80,353
Premises and Fixed Assets: .......................... 3,311
Other Real Estate: ........................................... 145
Other Assets:................................................ 4,818
Total Assets: ............................................. 218,408
Total Trust Assets: ........................................... 919
Deposits: .................................................. 180,568
Federal Funds and Borrowings: .................. 23,885
Other Liabilities: ............................................... 680
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 205,133
Total Equity Capital: .................................... 13,275
Total Liabilities and Capital: ...................... 218,408
Number of Shares Outstanding: .................. 75,000
Directors: Fred Briner; Greg B. Brown; Bud Finley; Susan Gatlin; Gary Keeter; I. E.
McCray, Jr.; Mark Middleton; Larry Mitchell; James E. Stilwell; Mark Vanderpool; John
Young
Other Branches: Bryant (2)
Branches in Town: Three
Pinnacle Bank
Bentonville, AR
VOICE: (479) 273-3842
FAX: (479) 273-1543
Population: 19,730
Trust Powers: No
1703 Phyllis Street, Suite 103
71712-7633
Charter Number: 145
Date: October 31 , 1903
County: Benton
FDIC Certificate Number: 11256
Home Page: www.pinnaclebk.com
Chm/CEO/Pres: Joe Mills
EVP: Kevin Beasley
Bank Holding Company
None
VP: Dee Cameron
VP/Cash: Spencer Pratt
Cash and Due from: ...................................... 5,629
Federal Funds and Repos: ........................... 3,285
Investments: ............................................... 17,409
Net Loans: ................................................ 104,203
Premises and Fixed Assets: ............................. 170
Other Real Estate: ............................................... 0
Other Assets:................................................ 1,819
Total Assets: ............................................. 132,515
Total Trust Assets: ............................................... O
Deposits: .................................................. 109,533
Federal Funds and Borrowings: .................... 6,312
Other Liabilities: ............................................... 283
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 116,128
Total Equity Capital: .................................... 16,387
Total Liabilities and Capital: ...................... 132,515
Number of Shares Outstanding: ................ 150,000
Directors: Richard F. Barclay; Kevin Beasley; David Estes; Thomas Garrison; Clarence
Guinn; Bruce Loftin; Mac McClanahan; Joe S. Mills; Ronald Montgomery; Alan L. Sharp;
Ralph Vernetti
Other Branches: None
Branches in Town: None
Ninety-Second Report
39
Bank of Blevins
Blevins, AR
5461 Highway 371
P. 0. Box 158
71825-0158
VOICE: (870) 874-2541
FAX: (870) 874-2631
Population: 365
Trust Powers: No
Charter Number: 385
Date: August 12, 1912
County: Hempstead
FDIC Certificate Number: 1756
Bank Holding Company
First National Bancshares of Hempstead County, Inc., Hope, AR
Chm: Thomas E. Hays, Jr.
Pres: William E. Butler, Jr.
Cash: Peggy Butler
Cash and Due from: .........................................424
Federal Funds and Repos: ...............................465
lnvestments: .................................................. 5,678
Net Loans: ................................................... 10,070
Premises and Fixed Assets: .............................270
Other Real Estate: ............................................... O
Other Assets: ...................................................252
Total Assets: ............................................... 17,159
Total Trust Assets: .............................................. 0
Deposits: ..................................................... 14,776
Federal Funds and Borrowings: ........................... O
Other Liabilities:................................................. 50
Subordinated Debt: ............................................. O
Total Liabilities: ........................................... 14,826
Total Equity Capital: ......................................2,333
Total Liabilities and Capital:......................... 17,159
Number of Shares Outstanding: ....................8,050
Directors: Doyle Brewer; William E. Butler, Jr.; John J. Hays; Thomas E. Hays, Jr.; Charles
E. Sharpe, Jr.; Fred Wren
Branches in Town: None
Other Branches: None
Farmers Bank And Trust Company
Blytheville, AR
VOICE: (870) 763-8101
FAX: (870) 763-3500
Population: 18,272
Trust Powers: Yes
Charter Number: 253
Date: March 16, 1908
County: Mississippi
FDIC Certificate Number: 1027
Home Page: www.farmersbankbly.com
400 West Main
P. 0. Box 688
72316-0688
Member of Federal Reserve System
Bank Holding Company
Farmers Bancorp, Inc., Blytheville, AR
Chm/CEO: Steve Bell
Pres/COO: Randy Scott
CFO: Shelly Crosskno
VP/TO: Ron Dawson
Cash and Due from: .................................... 18,907
Federal Funds and Repos: .................................. 0
lnvestments: ................................................44,061
Net Loans: ................................................. 197,575
Premises and Fixed Assets: .......................... 7,432
Other Real Estate: ......................................... 1,305
Other Assets: ................................................4,700
Total Assets: ............................................. 273,980
Total Trust Assets: ......................................19,684
Deposits: ...................................................229.998
Federal Funds and Borrowings: ...................20,000
Other Liabilities:.............................................1,092
Subordinated Debt: .................................. :.......... 0
Total Liabilities: .........................................251 ,090
Total Equity Capital: ....................................22,890
Total Liabilities and Capital: .......................273,980
Number of Shares Outstanding: ................. .40,000
Directors: Steve Bell; Paula 0. Blackwell; Ronny Goff; Alvin Huffman, Ill; John Langston;
Gaylon M. Lawrence, Jr.; Randy Scott; David Stone; Harold Sudbury, Jr.
Branches in Town: Four
Other Branches: Franklin[TN]
Arkansas State Bank Department
40
First Western Bank
Booneville, AR
80 West Main
P. 0. Box238
72927-0238
Charter Number: 397
Date: April 18, 1910
County: Logan
FDIC Certificate Number: 13083
Home Page: www.fwbank.com
Bank Holding Company
First Western Bancshares, Inc., Booneville, AR
VOICE: (479) 675-3000
FAX: (479) 675-4477
Population: 4,117
Trust Powers: Yes
Chm/CEO: John T. Hampton
Reg Pres: Nathan E. Gairhan
Reg Pres: Shirley Young
EVP/CFO: Lynne Coan
Cash and Due from: ...................................... 6,880
Federal Funds and Repos: ........................... 3,060
Investments: ............................................... 51,670
Net Loans: ................................................ 228,239
Premises and Fixed Assets:........................ 11,675
Other Real Estate: ........................................... 126
Other Assets: .............................................. 12,856
Total Assets: ............................................. 314,506
Total Trust Assets: ............................................... 0
Deposits: .................................................. 232,002
Federal Funds and Borrowings: .................. 59,007
Other Liabilities: ............................................ 2,949
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 293,958
Total Equity Capital: .................................... 20,548
Total Liabilities and Capital: ...................... 314,506
Number of Shares Outstanding: ................ 100,000
Directors: Dr. Paul Becton, M.D., Jr.; Dan Brown; Brett Foster; Nathan E. Gairhan; John T.
Hampton; Mark Lundy; Jack McHaney; David Remy; Howard L. Slinkard; Craig Smith;
Johnny Williams; DeAnne Witherspoon, O.D. ; Jane Woolley; Shirley Young
Other Branches: Bella Vista, Bentonville,
Branches in Town: One
Caulksville,
Fayetteville,
Fort
Smith,
Magazine, Rogers (3)
Community State Bank
Bradley, AR
VOICE: (870) 894-3322
FAX: (870) 894-3324
Population: 563
Trust Powers: No
208 West Fourth Street
P. 0. Box 120
71826-0120
Charter Number: 653
Date: April 10, 1933
County: Lafayette
FDIC Certificate Number: 5619
Bank Holding Company
Community State Bancshares, Inc., Bradley, AR
Chm/Pres: Jerry G. Hartline
EVP: Lane Pierce
VP: Mirand Ainsworth
VP/Cash: Regina Wootton
Cash and Due from: ...................................... 2,371
Federal Funds and Repos: ........................... 2,525
Investments: ................................................. 1,500
Net Loans: .................................................... 8,752
Premises and Fixed Assets: ............................. 201
Other Real Estate: ........................................... 140
Other Assets: ................................................... 103
Total Assets: ............................................... 15,592
Total Trust Assets:............................................... O
Deposits: .................................................... 13,822
Federal Funds and Borrowings: ........................... O
Other Liabilities: ................................................. 40
Subordinated Debt: .............................................. O
Total Liabilities: ........................................... 13,862
Total Equity Capital: ...................................... 1,730
Total Liabilities and Capital: ........................ 15,592
Number of Shares Outstanding: .................. 10,000
Directors: Jerry G. Hartline; Jeffrey C. Hobbs; Lane Pierce; Stephen Wicks
Other Branches: None
Branches in Town: None
Ninety-Second Report
41
Bank of Brinkley
Brinkley, AR
VOICE: (870) 734-3133
FAX: (870) 734-3001
Population: 3,940
Trust Powers: No
130 South New Orleans
P. 0. Box 727
72021 -0727
Charter Number: 110
Date: January 17, 1903
County: Monroe
FDIC Certificate Number: 11245
Bank Holding Company
Brinkley Bancshares, Inc., Brinkley, AR
Chm/CEO: Albert H. Rusher
Pres: Gus Rusher
EVP: Terry Singleterry
VP/Cash: Bently Manatt
Cash and Due from: ...................................... 7,093
Federal Funds and Repos: .................................. 0
lnvestments: ................................................ 89,883
Net Loans: ................................................... 38,032
Premises and Fixed Assets: .......................... 1,301
Other Real Estate: ............................................... 0
Other Assets: ................................................ 5,092
Total Assets: ............................................. 141,401
Total Trust Assets: ............................ .................. 0
Deposits: ...................................................115,639
Federal Funds and Borrowings: .....................8,740
Other Liabilities: ............................................... 825
Subordinated Debt: ............................................. 0
Total Liabilities: .........................................125,204
Total Equity Capital: .................................... 16,197
Total Liabilities and Capital:....................... 141,401
Number of Shares Outstanding: ..................24,000
Directors: Jimmy Carroll, Jr.; Steve Fowler; Doug Hunt; Albert H. Rusher; Gus Rusher;
Fred Schaefer
Branches in Town: One
Other Branches: None
Community Bank
Cabot, AR
2171 West Main
P. 0. Box 1028
72023-1028
VOICE: (501) 843-3575
FAX: (501) 941 -4285
Population: 15,261
Trust Powers: Yes
Charter Number: 120
Date: March 23, 1903
County: Lonoke
FDIC Certificate Number: 1749
Home Page: www.communitybk.net
Member of Federal Reserve System
Bank Holding Company
Home Bancshares, Inc., Conway, AR
Chm: Jerry Waymack
CEO/Pres: Tracy M. French
Sec: Kelly Flynt
Cash and Due from: .................................... 11,819
Federal Funds and Repos: .................................. 0
Investments: ................................................ 82,665
Net Loans: ................................................. 209,538
Premises and Fixed Assets: ........................ 11 ,396
Other Real Estate:..............................................25
Other Assets: .............................................. 30,407
Total Assets: ............................................. 345,850
Total Trust Assets: .............................................. O
Deposits: ................................................... 270,250
Federal Funds and Borrowings: ...................27,875
Other Liabilities:.............................................4,613
Subordinated Debt: ............................................. 0
Total Liabilities: ......................................... 302,738
Total Equity Capital: .................................... 43, 112
Total Liabilities and Capital: ....................... 345,850
Number of Shares Outstanding: ..................25,000
Directors: John W. Allison; Rick Ashley; Oearl Dixon; Cathy Eoff; Will Feland; Tracy M.
French; John P. Hayes; Jerry Jones; Mark Lowman; Gerald H. Shock; C. Randall Sims; Ron
Strother; William G. Thompson; Stephen P. Tipton; Jerry Waymack; Larry Wood; Joan R.
Zumwalt
\
Other Branches: Beebe (2), Jacksonville
B,anches ;n Town, F ~
(3), Ward
42
Arkansas State Bank Department
Bank of Cave City
Cave City, AR
133 South Main Street
P. 0. Box 490
72521-0490
VOICE: (870) 283-5301
FAX: (870) 283-6466
Population: 1,946
Trust Powers: Yes
Charter Number: 209
Date: July 2, 1906
County: Sharp
FDIC Certificate Number: 105
Bank Holding Company
Sharp Bancshares, Inc., Cave City, AR
Chm/CEO/Pres!TO: Samuel F. Beller
$VP/Cash: Wanda Daniel
SVP: Gayla Hickman
Cash and Due from: ...................................... 3,059 Deposits: .................................................... 83,363
Federal Funds and Repos: .................................. 0 Federal Funds and Borrowings: .................. 13,362
Investments: ............................................... 33,237 Other Liabilities: ............................................ 1,082
Net Loans: .................................................. 61 ,604 Subordinated Debt: .............................................. 0
Premises and Fixed Assets:.......................... 1,21 O Total Liabilities: ........................................... 97,807
Other Real Estate: ........................................ 1,565
Other Assets: ................................................ 5,886 Total Equity Capital:...................................... 8 ,754
Total Assets: ............................................. 106,561 Total Liabilities and Capital: ...................... 106,561
Total Trust Assets: ............................................... 0 Number of Shares Outstanding: .................... 4,000
Directors: Samuel F. Beller; Dennis Esteb; Margie Pettersen; Bruce Street; Scott Street
Other Branches: Evening Shade, Lynn,
Branches in Town: None
Strawberry
The Merchants and Planters Bank
Clarendon, AR
VOICE: (870) 747-3319
FAX: (870) 747-3498
Population: 1,960
Trust Powers: No
297 Madison
P. 0. Box 280
72029-0280
Charter Number: 21
Date: July 23, 1890
County: Monroe
FDIC Certificate Number: 107
Bank Holding Company
Clarendon Holding Co., Clarendon, AR
Chm: J. Baxter Sharp, Ill
Cash: Estelle Catlett
Pres: J. Kendall Henry
Cash and Due from: ...................................... 1,064 Deposits: .................................................... 25,586
Federal Funds and Repos: .................................. O Federal Funds and Borrowings: .................... 2, 11 O
Investments: ............................................... 17,735 Other Liabilities: .............................................. -107
Net Loans: .................................................. 11,465 Subordinated Debt: .............................................. 0
Premises and Fixed Assets:............................. 322 Total Liabilities: ........................................... 27.589
Other Real Estate: ............................................... 0
Other Assets: ................................................... 408 • Total Equity Capital: ...................................... 3,405
Total Assets: ............................................... 30,994 Total Liabilities and Capital: ........................ 30,994
Total Trust Assets: ............................................... 0 Number of Shares Outstanding: .................... 5,660
Directors: Estelle Catlett; Donald A. Davis; J. Kendall Henry; B. J. Hopson; E. Davidson
Lee; J. Baxter Sharp, Ill
Branches in Town: None
Other Branches: None
Ninety-Second Report
43
First Security Bank of Conway
Conway, AR
Charter Number: 779
Date: April 15, 1999
County: Faulkner
FDIC Certificate Number: 33502
Home Page: www.fsbank.com
VOICE: (501) 450-9800
FAX: (501) 450-9164
Population: 52,262
Trust Powers: No
1001 Front Street
P. 0. Box 938
72033
Member of Federal Reserve System
Bank Holding Company
First Security Bancorp, Searcy, AR
Chm: J. Mark Ferguson
CEO/Pres: John W. Adams
EVP: Mike Baldwin
CFO: Nancy Kocourek
Cash and Due from: .................................... 19,464
Federal Funds and Repos: ............................8,375
Investments: ................................................ 69,948
Net Loans: ................................................. 244,671
Premises and Fixed Assets: ........................ 11 ,375
Other Real Estate: ............................................... O
Other Assets: ................................................ 7,708
Total Assets: ............................................. 361 ,541
Total Trust Assets: .............................................. 0
Deposits: ...................................................317,846
Federal Funds and Borrowings: ................... 17, 158
Other Liabilities:.............................................1,389
Subordinated Debt: ............................................. 0
Total Liabilities: ......................................... 336,393
Total Equity Capital: ....................................25,148
Total Liabilities and Capital: ....................... 361 ,541
Number of Shares Outstanding: ..................54,000
Directors: John W. Adams; Richard Arnold; Mike Baldwin; Jack Bell; George E. Covington;
Hal Crafton; J. Mark Ferguson: John Hawks, Jr.; Linda Linn: Robert Rook; Reynie Rutledge;
Joe White
Other Branches:
Clinton, Greenbrier,
Branches in Town: Six
Vilonia
First State Bank
Conway, AR
VOICE: (501) 328-4663
FAX: (50 1) 328-4601
Population: 52,262
Trust Powers: Yes
Charter Number: 118
Date: May 12, 1903
County: Faulkner
FDIC Certificate Number: 11241
Home Page: www.fsbhome.com
Member of Federal Reserve System
620 Chestnut Street
P. 0. Box 966
72032
Bank Holding Company
Home BancShares, Inc., Conway, AR
Chm: John W. Allison
EVP: Kevin Hester
CEO/Pres: C. Randall Sims
EVP: Randy E. Mayor
Cash and Due from: .................................... 13,552
Federal Funds and Repos: .................................. 0
lnvestments: ................................................96,610
Net Loans:................................................. 358,948
Premises and Fixed Assets: ........................ 13,552
Other Real Estate: ............................................546
Other Assets: .............................................. 16,337
Total Assets: .............................................499,545
Total Trust Assets: .............................................. 0
Deposits: ................................................... 390,509
Federal Funds and Borrowings: ...................67,211
Other Liabilities:.............................................2,979
Subordinated Debt: ............................................. 0
Total Liabilities: .........................................460,699
Total Equity Capital: ....................................38,846
Total Liabilities and Capital: ...................... .499,545
Number of Shares Outstanding: ................... .2,400
Directors: Milburn Adams; John W. Allison; William C. Brazil ; Dale Bruns: Jack Engelkes;
William J. Farris, Jr.; Kevin Hester; Randy E. Mayor; Jim Rankin, Jr.; C. Randall Sims; Ron
Strother
Branches in Town: Six
Other Branches: Greenbrier, Mayflower,
Searcy, Vilonia
Arkansas State Bank Department
44
First State Bank
Crossett, AR
200 Pine Street
P. 0. Box 638
71635-0638
VOICE: (870) 364-5131
FAX: (870) 364-6329
Population: 6,097
Trust Powers: No
Charter Number: 718
Date: May 13, 1963
County: Ashley
FDIC Certificate Number: 18987
Bank Holding Company
Evergreen Bancshares, Inc., Crossett, AR
Chm: Richard E. Griffin
CEO/Pres: Howard M. Beaty, Jr.
VP: David H. Bell
VP: Sue C. Gwin
Cash and Due from: ...................................... 1,447
Federal Funds and Repos: .................................. 0
Investments: ... .............................................. 3,328
Net Loans: .................................................. 15,594
Premises and Fixed Assets: .......................... 1,715
Other Real Estate: ........................................... 612
Other Assets: ................................................ 1,144
Total Assets: ............................................... 23,840
Total Trust Assets: ............................................... O
Deposits: .................................................... 20,451
Federal Funds and Borrowings: ....................... 640
Other Liabilities: ................................................. 54
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 21,145
Total Equity Capital: ...................................... 2,695
Total Liabilities and Capital: ........................ 23,840
Number of Shares Outstanding: ................ 100,000
Directors: Howard M. Beaty, Jr.; Patricia Draper; Richard E. Griffin; Harry D. Stephens, Jr.;
Henry M. Thomas; Barney White
Other Branches: None
Branches in Town: Two
Chambers Bank
Danville, AR
901 Main
P. 0. Box609
72833-0609
VOICE: (479) 495-2236
FAX: (479) 495-4650
Population: 2,392
Trust Powers: No
Charter Number: 615
Date: October 3, 1930
County: Yell
FDIC Certificate Number: 5615
Home Page: www.chambers-bank.com
Bank Holding Company
Chambers Bancshares, Inc., Danville, AR
Chm: John Ed Chambers, Ill
CEO: Edward J. Taylor
Pres: Bill Donnell
EVP: Philip Alexander
Cash and Due from: ...................................... 9,446
Federal Funds and Repos: ........................... 5,835
Investments: ............................................... 27,207
Net Loans: ................................................ 414,935
Premises and Fixed Assets: .......................... 8,158
Other Real Estate: ........................................... 423
Other Assets: .............................................. 20,903
Total Assets: ............................................. 486,907
Total Trust Assets: ............................................... 0
Deposits: .................................................. 383,117
Federal Funds and Borrowings: .................. 37,438
Other Liabilities: ............................................ 3,208
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 423,763
Total Equity Capital: .................................... 63,144
Total Liabilities ana Capital: ...................... 486,907
Number of Shares Outstanding: .................. 10,000
Directors: Thomas Akin; John Ed Chambers, Ill; Bill Donnell; Fay Mathis; Robert R.
Redfern; Edward J. Taylor; Robert Y. Taylor
Other Branches: Amity, Dardanelle, Fort
Branches in Town: One
Smith (2), Havana, Hot Springs, Hot Springs
Village, Kirby, Mansfield, Mena, Waldron
Ninety-Second Report
45
River Town Bank
Dardanelle, AR
VOICE: (479) 229-3311
FAX: (479) 229-4180
Population: 4,228
Trust Powers: Yes
102 North Front Street
P. 0. Box 577
72834-0577
Charter Number: 668
Date: September 12, 1934
County: Yell
FDIC Certificate Number: 14749
Bank Holding Company
Bank of Dardanelle Bankshares, Inc., Dardanelle, AR
Chm/Pres: Ronald L. Taylor
Cash: Janelle Parker
Cash and Due from :...................................... 8,222
Federal Funds and Repos:................................... O
Investments: ............................................... 21 ,467
Net Loans: .................................................. 94,351
Premises and Fixed Assets:.......................... 6,160
Other Real Estate: ........................................... 309
Other Assets: ................................................ 3,824
Total Assets:............................................. 134,333
Total Trust Assets: ............................................... 0
Deposits:................................................... 113,398
Federal Funds and Borrowings: .................... 4,706
Other Liabilities: ............................................... 628
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 118,732
Total Equity Capital:.................................... 15,601
Total Liabilities and Capital: ...................... 134,333
Number of Shares Outstanding: .................... 8,000
Directors: Thomas C. Berryhill; Bunny Bullock; Tom Ed Bullock; William R. Bullock, Sr.;
Fanny George; Dee Longenbaugh; Ronald L. Taylor; Adam C. Waldron
Branches in Town: One
Other Branches: Atkins, Conway, Danville,
Dover, Russellville (2)
Decatur State Bank
Decatur, AR
VOICE: (479) 752-3281
FAX: (479) 752-8154
Population: 1,314
Trust Powers: No
Hwy. 59 North
P. 0. Box 38
72722-0038
Charter Number: 707
Date: May 27, 1954
County: Benton
FDIC Certificate Number: 17346
Home Page: www.decaturstatebank.net
Bank Holding Company
Peterson Holding Company, Decatur, AR
Chm: Richard E. Wilmoth
Cash: Wanda Tormey
CEO/Pres: Vernon L. Austin
Cash and Due from :...................................... 6,724
Federal Funds and Repos:............................ 2,100
Investments: ............................................... 42,599
Net Loans: ................................................ 131 ,719
Premises and Fixed Assets:.......................... 2,347
Other Real Estate: ........................................... 506
Other Assets: ................................................ 4,758
Total Assets: ............................................. 190,753
Total Trust Assets:............................................... O
Deposits:................................................... 135,691
Federal Funds and Borrowings: .................. 34,000
Other Liabilities: ............................................... 647
Subordinated Debt: .............................................. o
Total Liabilities: ......................................... 170,338
Total Equity Capital: .................................... 20.415
Total Liabilities and Capital: ...................... 190,753
Number of Shares Outstanding: .................... 7,000
Directors: Vernon L. Austin; Larry D. Curran; Tom M. Edmiston; Debbie Evans; Paul
Galyean; Aaron Holcombe; R. Mark Londagin; Richard E. Wilmoth
Branches in Town: None
Other Branches: Gentry, Siloam Springs
46
Arkansas State Bank Department
Bank of Delight
Delight, AR
VOICE: (870) 379-2293
FAX: (870) 379-2575
Population: 311
Trust Powers: No
503 East Antioch
P. 0 . Box68
71940-0068
Charter Number: 342
Date: June 16, 1911
County: Pike
FDIC Certificate Number: 99
Bank Holding Company
None
Chm/CEO/Pres: Darwin Hendrix
SVP: Rusty Silvey
Cash and Due from: .. ...... .............................. 3,100
Federal Funds and Repos: .................................. 0
Investments: ............................................... 18,328
Net Loans: .................................................. 54,677
Premises and Fixed Assets: ............................. 252
Other Real Estate: .... ....................................... 250
Other Assets: ................................................ 1,380
Total Assets: ............................................... 77,987
Total Trust Assets: ............................................... 0
Deposits: .................................................... 62,987
Federal Funds and Borrowings: ....................... 897
Other Liabilities: ............................................... 407
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 64,291
Total Equity Capital: .................................... 13,696
Total Liabilities and Capital: ........................ 77,987
Number of Shares Outstanding: .................. 18,750
Directors: Gary Chambliss; Darwin Hendrix; David B. Hendrix; James E. May; Jerry Milam;
Rusty Silvey
Branches in Town: None
Other Branches: Prescott
First State Bank of DeQueen
DeQueen, AR
VOICE: (870) 642-4423
FAX: (870) 642-2847
Population: 5,765
Trust Powers: No
402 West Collin Raye Drive
Charter Number: 731
P. 0. Box 970
Date: August 26, 1974
County: Sevier
71832-0970
FDIC Certificate Number: 21805
Member of Federal Reserve System
Bank Holding Company
First State Bancshares, Inc., DeQueen, AR
Chm: Dennis Smiley
EVP: Noel Bard
CEO/Pres: Gary L. Golden
Cash and Due from: ..................................... 2,711
Federal Funds and Repos: .................................. O
Investments: ............................................... 12,545
Net Loans: .................................................. 36,469
Premises and Fixed Assets: .......................... 2,834
Other Real Estate: ............................................. 27
Other Assets: ................................................ 1,859
Total Assets: ............................................... 56,445
Total Trust Assets: ............................................... 0
Deposits: .................................................... 45,549
Federal Funds and Borrowings: .................... 5,407
Other Liabilities: ............................................... 690
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 51,646
Total Equity Capital: ...................................... 4,799
Total Liabilities and Capital: ........................ 56,445
Number of Shares Outstanding: .................. 76,000
Directors: Julie Brown; Michael Buffington; Gary L. Golden; Lou Ellen Gray; Ronald Moore;
Edward Revels; Dennis Smiley; Don Stemple; Doug Suttle
Other Branches: Lockesburg
Branches in Town: One
Ninety-Second Report
47
DeWitt Bank And Trust Company
DeWitt, AR
Charter Number: 605
Second and Jefferson Streets
Date: March 1, 1929
P. 0. Drawer 71
72042-0071
County: Arkansas
FDIC Certificate Number: 1522
VOICE: (870) 946-3531
FAX: (870) 946-2815
Population: 3,552
Trust Powers: Yes
Bank Holding Company
DBT Financial Corporation, DeWitt, AR
Chm: Nancy F. Rasco
CEO/Pres: David Jessup
EVP: Gary Ollmann
TO: Jason Grantham
Cash and Due from: .................................... 10,695
Federal Funds and Repos: .................................. O
lnvestments: ................................................ 21 ,749
Net Loans: ................................................... 65,153
Premises and Fixed Assets: ............................ .791
Other Real Estate: ............................................406
Other Assets: ................................................4,284
Total Assets: ............................................. 103,078
Total Trust Assets: ...................................... 34,103
Deposits: .....................................................78,924
Federal Funds and Borrowings: .....................9,477
Other Liabilities:............................................... 558
Subordinated Debt: ............................................. 0
Total Liabilities: ...........................................88,959
Total Equity Capital: .................................... 14, 119
Total Liabilities and Capital: .......................103.078
Number of Shares Outstanding: ..................54.000
Directors: Donald Ray Dickson; James L. Fly, Jr.; Alton R. Hampton; David L. Jessup;
Charles E. Lumsden; Gary Oltmann; Nancy F. Rasco; Jack Whitmore
Branches in Town: None
Other Branches: None
Merchants & Farmers Bank
Dumas, AR
VOICE: (870) 382-4311
FAX: (870) 382-5901
Population: 5,238
Trust Powers: Yes
500 Highway 65 South
P. 0 . Box 187
71639
Charter Number: 278
Date: May 10, 1909
County: Desha
FDIC Certificate Number: 8735
Home Page: www.mfbanknet.com
Bank Holding Company
M & F Financial Corporation, Dumas, AR
CEO/Pres: J. Michael Jones
EVP: Betty B. Trites
COO: L. Ashton Adcock
TO: Glenda B. Owen
Cash and Due from: ......................................2,973
Federal Funds and Repos: .............................. .465
lnvestments: ................................................ 19,585
Net Loans: ...................................................46,912
Premises and Fixed Assets: .......................... 4,464
Other Real Estate: ............................................... 0
Other Assets: ................................................4,283
Total Assets: ............................................... 78,682
Total Trust Assets: ...................................... 22,587
Deposits: .....................................................68,204
Federal Funds and Borrowings: .....................2,013
Other Liabilities: ............................................... 221
Subordinated Debt: ............................................. 0
Total Liabilities: ...........................................70,438
Total Equity Capital: ......................................8,244
Total Liabilities and Capital: .........................78.682
Number of Shares Outstanding: ..................40,000
Directors: L. Ashton Adcock; Jimmie L. Appleberry; Benny M. Estes; Claud T. Frank; Bruce
Gasaway; Marion S. Gill; J. Michael Jones; Don Livingston; William W . Shea; David Walt
Branches in Town: Two
Other Branches: None
48
Arkansas State Bank Department
First Financial Bank
El Dorado, AR
VOICE: (870) 863-7000
FAX: (870) 881-5393
Population: 21,530
Trust Powers: No
Charter Number: 778
214 North Washington Street
Date: April 15, 1999
P. 0 . Box 1754
County: Union
71730-1754
FDIC Certificate Number: 28905
Home Page: www.ffb1.com
Member of Federal Reserve System
Bank Holding Company
First Financial Banc Corporation, El Dorado, AR
Chm: Edwin B. Alderson, Jr.
Pres: Rodney Landes
COO: Jerry Bullard
CEO: J. Stephen Cameron
Cash and Due from:.................................... 12,557
Federal Funds and Repos: ........................... 1,200
Investments: ............................................... 13,775
Net Loans: ................................................ 489,624
Premises and Fixed Assets: .......................... 4,633
Other Real Estate: ........................................ 1,903
Other Assets: .............................................. 25,549
Total Assets: ............................................. 549,241
Total Trust Assets: ............................................... 0
Deposits: .................................................. 427,104
Federal Funds and Borrowings: .................. 75,313
Other Liabilities: ............................................ 2,469
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 504,886
Total Equity Capital: .................................... 44,355
Total Liabilities and Capital: ...................... 549,241
Number of Shares Outstanding: ................ 654,398
Directors: Edwin B. Alderson, Jr.; Jerry Bullard; J. Stephen Cameron; Chris Hegi; Robert
Merkle; John D. Milam; James M. Moore, Jr. ; Dr. Robert M. Murfee; Margaret M. Niel;
Jeffrey W. Nolan; William C. Nolan, Jr.; Gary W . Sewell; Dr. Stephen C. Smart; Louis Knox
White
Branches in Town: Four
Other
Branches:
Carthage[MS],
Hernando[MS], Senatobia[MS], Smackover
Timberland Bank
El Dorado, AR
VOICE: (870) 862-5900
FAX: (870) 862-5432
Population: 21 ,530
Trust Powers: No
2421 North West Avenue
P. 0 . Box 7205
71730
Charter Number: 785
Date: August 22, 2000
County: Union
FDIC Certificate Number: 57024
Home Page: www.TimberlandBank.Net
Bank Holding Company
Timberland Bancshares, Inc., El Dorado, AR
Pres: Tandy Menefee
EVP: Mark Turner
SVP: Carolyn Beavers
Cash and Due from: ......................... ,............ 3,741
Federal Funds and Repos: .................................. O
Investments: ............................................... 19,459
Net Loans: ................................................ 120,887
Premises and Fixed Assets: .......................... 1,515
Other Real Estate: ........................................... 198
Other Assets: ................................................ 2,791
Total Assets:............................................. 148,591
Total Trust Assets: ............................................... O
Deposits: .................................................. 125,253
Federal Funds and Borrowings: .................... 9,840
Other Liabilities: ............................................... 935
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 136,028
Total Equity Capital: .................................... 12,563
Total Liabilities and Capital: ...................... 148,591
Number of Shares Outstanding: ................ 187,890
Directors: Rolan Brevard; Walter Felton; John Hays; John Lowery, Jr.; Bob McBrayer;
Tandy Menefee; Alan R. Morgan; L. Andrew Sheppard
Branches in Town: Two
Other Branches: None
Ninety-Second Report
49
Bank of England
England, AR
VOICE: (501) 842-2555
FAX: (501) 842-2422
Population: 2,972
Trust Powers: No
123 South Main Street
P. 0 . Box 70
72046-0070
Charter Number: 48
Date: August 8, 1898
County: Lonoke
FDIC Certificate Number: 13303
Home Page: www.bankofengland-ar.com
Bank Holding Company
MHBC Investments Limited Partnership, I, England, AR
Chm/CEO/Pres: Gary Canada, Sr.
EVP: Hanna B. Canada
VP: Bobby Montgomery
Cash: Sheila Rice
Cash and Due from: ...................................... 3,502
Federal Funds and Repos: ............................4,515
Investments: ................................................ 26,382
Net Loans: ................................................. 124,290
Premises and Fixed Assets: .......................... 3, 196
Other Real Estate: ............................................ 326
Other Assets: ................................................ 5,717
Total Assets: ............................................. 167,928
Total Trust Assets: .............................................. O
Deposits: ................................................... 146,070
Federal Funds and Borrowings: .....................5,231
Other Liabilities:............................................. 1,479
Subordinated Debt: ............................................. 0
Total Liabilities: .........................................152,780
Total Equity Capital: .................................... 15,148
Total Liabilities and Capital:....................... 167,928
Number of Shares Outstanding: .................. 10,000
Directors: James Neal Anderson; Brad Canada; Gary Canada, Jr.; Gary Canada, Sr.;
Hanna B. Canada; Samuel C. Cobb; Leon Hill; Nicole Canada Stewart
Branches in Town: One
Other Branches: Carlisle, Lonoke, North
Little Rock
The Eudora Bank
Eudora, AR
VOICE: (870) 355-8311
FAX: (870) 355-8509
Population: 2,819
Trust Powers: No
111 North Main Street
P. 0 . Box 250
71640-0250
Charter Number: 629
Date: December 23, 1930
County: Chicot
FDIC Certificate Number: 11254
Bank Holding Company
Delta Bancshares of Louisiana, Inc., Eudora, AR
Chm: Charles F. Poole
EVP: Julie Petty
CEO/Pres: Gene Keith
Cash and Due from: .........................................864
Federal Funds and Repos: .................................. 0
Investments: ................................................ 14,035
Net Loans: ................................................... 14,732
Premises and Fixed Assets: ...............................85
Other Real Estate: ............................................... 0
Other Assets: ...................................................742
Total Assets: ...............................................30,458
Total Trust Assets: .............................................. 0
Deposits: .....................................................25,429
Federal Funds and Borrowings: .....................2,475
Other Liabilities:............................................... 107
Subordinated Debt: ............................................. O
Total Liabilities: ...........................................28,011
Total Equity Capital: ......................................2,447
Total Liabilities and Capital: .........................30,458
Number of Shares Outstanding: ..................14,000
Directors: Kay Avery; Robert D. Avery; Fred W . Hensley; Roger Hensley, Sr.; Gene Keith;
Charles F. Poole; W. R. Selman
Branches in Town: None
Other Branches: None
Arkansas State Bank Department
50
Bank of Eureka Springs
Eureka Springs, AR
VOICE: (479) 253-2265
FAX: (479) 253-1165
Population: 2,278
Trust Powers: No
70 South Main
P. 0. Box309
72632-0309
Charter Number: 374
Date: May 4, 1912
County: Carroll
FDIC Certificate Number: 5635
Home Page: www.bankeureka.com
Bank Holding Company
Eureka Bancshares, Inc. , Eureka Springs, AR
Chm/CEO: John F. Cross
Pres: Charles T. Cross
Cash and Due from: ...................................... 2,455
Federal Funds and Repos: .................................. 0
Investments: ............................................... 25,337
Net Loans: .................................................. 65,435
Premises and Fixed Assets: .......................... 7,028
Other Real Estate: ........................................... 861
Other Assets: ................................................ 4,600
Total Assets: ............................................. 105,716
Total Trust Assets: ............................................... O
Deposits: .................................................... 78,882
Federal Funds and Borrowings: .................. 14,235
Other Liabilities: ............................................... 523
Subordinated Debt: .............................................. O
Total Liabilities: ........................................... 93,640
Total Equity Capital: .................................... 12,076
Total Liabilities and Capital: ...................... 105,716
Number of Shares Outstanding: .................... 4,000
Directors: James D. Bird; Genes L. Bland; Andrew J. Clark; Charles T. Cross; Claude C.
Cross; John F. Cross; Johnice Cross; Ruth F. Cross; Lewis E. Epley, Jr.; William E. Goff;
Rex A. Gustin; Daniel J. Mamaugh; Michael Mathews; Archie B. Ryan, Jr.; Randy
Wolfinbarger
Other Branches: Holiday Island (2)
Branches in Town : One
Ninety-Second Report
51
Arvest Bank
Fayetteville, AR
VOICE: (479) 575-1000
FAX: (479) 575-1061
Population: 58,047
Trust Powers: Yes
75 North East Street
Charter Number: 31
Fayetteville, AR 72702
Date: December 24, 1892
P.O. Box 799
County: Washington
Lowell, AR 72745
FDIC Certificate Number: 8728
Home Page: www.arvest.com
Member of Federal Reserve System
Bank Holding Company
Arvest Holdings, Inc., Bentonville, AR
Chm/CEO: Jim C. Walton
EVP: J. Robert Kelly
Pres/COO: K. Kevin Sabin
EVP: Phillip 0 . Porter
Cash and Due from: .................................. 433,011
Federal Funds and Repos: ........................ 360,000
lnvestments: .............................................. 979,782
Net Loans: .............................................. 5,922,149
Premises and Fixed Assets: ...................... 263,601
Other Real Estate: ......................................... 5,798
Other Assets: ............................................ 567,441
Total Assets: .......................................... 8,531,782
Total Trust Assets: .............................................. O
Deposits: ................................................7,259,356
Federal Funds and Borrowings: .................445,803
Other Liabilities: ...........................................68,743
Subordinated Debt: ............................................. O
Total Liabilities: ......................................7,773,902
Total Equity Capital: ..................................757,880
Total Liabilities and Capital: .................... 8,531, 782
Number of Shares Outstanding: ................ 350,692
Directors: Claudia Bratcher; Cliff Gibbs; Scott Grigsby; J. Robert Kelly; Bradley Krieger;
Mel Parks; Phillip 0. Porter; K. Kevin Sabin; Jim C. Walton
Branches in Town: 10
Other Branches: Ada[OK), Anderson[MO],
Bartlesville[OK] (5), Bella Vista (3), Benton,
Bentonville (7), Berryville (2), Bixby[OK].
Branson[MO), Broken Arrow[OK] (3), Bryant,
Bull Shoals, Cabot, Carthage[MO] (2),
Centerton, Chickasha[OK]. Choctaw[OK),
Clarksville (2), Conway (3), Del City[OK].
Dewey[OK)
(2),
Duncan[OK]
(3),
Edmond[OK] (3), Elkins, Eufaula[OK),
Eureka Springs, Farmington, Flippin, Fort
Smith (9), Gentry, Gravette, Greenwood,
Harrison (2), Hindsville, Holiday Island, Hot
Springs (3), Hot Springs Village, Huntsville
(2), Jacksonville, Jay[OK], Joplin[MO] (6),
Kansas [OK), Lawton[OK] (4), Lead Hill,
Lincoln, Little Rock (9), Lonoke, Lowell,
Maumelle, McAlester[OK], Mena, Miami[OK],
Midwest City[OK], Moore[OK] (2), Morrilton,
Mountain Home (2), Muskogee[OK) (2),
Neosho[MO) (2), Noel[MO]. Norman[OK] (6),
North Little Rock (3), Nowata[OK] (2),
Oklahoma City[OK] (7), Okmulgee[OK),
Owasso[OK) (2),
Paris, Pea Ridge,
Pineville[MO), Poteau[OK], Prairie Grove (2),
Pryor[OK] (2), Rogers (7), Russellville (3),
Sallisaw[OK],
Sand
Springs[OK],
Sapulpa[OK), Shawnee[OK] (3), Shell
Knob[MO], Sherwood (2), Siloam Springs
(3), Springdale (7), Stilwell[OK), Tulsa[OK]
(16),
Van
Buren
(3),
Vinita[OK).
Wagoner[OK), Walters[OK], Webb City[MO),
West
Fork,
Westville[OK],
Yellville,
Yukon[OK]
Arkansas State Bank Department
52
The Bank of Fayetteville
Fayetteville, AR
Charter Number: 789
Date: December 1, 2005
County: Washington
FDIC Certificate Number: 26975
Home Page: www.bof.com
One South Block
P.O. Box 1728
72701
VOICE: (479) 444-4444
FAX: (479)443-1529
Population: 58,047
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
Bankshares of Fayetteville, Inc., Fayetteville, AR
CEO/Pres: Mary Beth Brooks
EVP: Bob King
EVP: Billie Pelton
EVP: Bruce Phelps
Cash and Due from: .................................... 11 ,171
Federal Funds and Repos: ........................... 1,530
Investments: ............................................... 83,848
Net Loans: ................................................ 245,417
Premises and Fixed Assets:.......................... 6,549
Other Real Estate: ............................................... O
Other Assets: .............................................. 14,126
Total Assets: ............................................. 362,641
Total Trust Assets: ...................................... 97,659
Deposits: .................................................. 277,130
Federal Funds and Borrowings: .................. 55,839
Other Liabilities: ............................................ 2,322
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 335,291
Total Equity Capital: .................................... 27,350
Total Liabilities and Capital: ...................... 362,641
Number of Shares Outstanding: ................ 789,604
Directors: Larry Baggett; Woody Bassett; Mary Beth Brooks; Willard Gatewood; Frank
Kelly; David McClinton; Ann Rosso; Curtis Shipley; Kent Starr
Other Branches: Prairie Grove, West Fork
Branches in Town: Five
Chambers Bank of North Arkansas
Fayetteville, AR
1685 East Joyce Blvd .
72703
VOICE: (479) 973-2265
FAX: (479) 973-2201
Population: 58,047
Trust Powers: No
Charter Number: 377
Date: June 1, 1912
County: Washington
FDIC Certificate Number: 108
Home Page: www.communitybnk.com
Bank Holding Company
Community Investment, Inc., Fayetteville, AR
Chm/CEO: Robert Y. Taylor
Pres: Justin Salter
SVP: Bob Harrison
Cash and Due from: ...................................... 9,818
Federal Funds and Repos: .................................. O
Investments: ................................................. 8,015 ·
Net Loans: ................................................ 296,208
Premises and Fixed Assets: .......................... 6,130
Other Real Estate: ............................................... O
Other Assets: .............................................. 11,523
Total Assets: ............................................. 331,694
Total Trust Assets: ............................................... 0
Deposits: .................................................. 238,701
Federal Funds and Borrowings: .................. 57,265
Other Liabilities: ............................................ 1,142
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 297,108
Total Equity Capital: .................................... 34,586
Total Liabilities and Capital: ...................... 331 ,694
Number of Shares Outstanding: .................. 10,000
Directors: Shirley Blackston; Joyce R. Bunch; John Ed Chambers, Ill; Kathy Counce; Justin
Salter; Robert Y. Taylor
Other Branches:
Elkins (2), Goshen,
Branches In Town: None
Johnson, Rogers, Springdale (2)
Ninety-Second Report
53
Signature Bank of Arkansas
Fayetteville, AR
3878 N. Crossover Road, Suite 20
P. 0. Box 8550
72703
VOICE: (479) 684-3700
FAX: (479) 684-3795
Population: 58,047
Trust Powers: No
Charter Number: 660
Date: August 28, 1933
County: Washington
FDIC Certificate Number: 89
Home Page: www.sbofa.com
Bank Holding Company
White River Bancshares Company, Fayetteville, AR
CEO: Gary R. Head
CFO: Mike Hill
CCO: Dan Hendricks
COO: Marilyn Hendricks
Cash and Due from : ...................................... 3,988
Federal Funds and Repos: ..........................23,485
Investments: ................................................ 23,008
Net Loans: ................................................. 205,713
Premises and Fixed Assets: ......................... .4,791
Other Real Estate: ............................................... 0
Other Assets: ................................................5,479
Total Assets: ............................................. 266,464
Total Trust Assets: .............................................. O
Deposits: ................................................... 194,594
Federal Funds and Borrowings: ................... 14,479
Other Liabilities:.............................................2,069
Subordinated Debt: ............................................. 0
Total Liabilities: ......................................... 211, 142
Total Equity Capital: ....................................55,322
Total Liabilities and Capital: .......................266,464
Number of Shares Outstanding: ..................30,000
Directors: Gary R. Head ; Douglas Allen; Larry G. Bittle; John Cooper, Ill; Matthew Duffy; J.
Kirkwood Dupps; Greg Lee; Jerry Maland; Reece Parham; Neal Pendergraft; Beverly
Schaffer; Larry Shackelford; Todd Simmons; Ron Strother
Other Branches:
Bentonville, Rogers,
Branches in Town: None
Siloam Springs, Springdale
Twin Lakes Community Bank
Flippin, AR
VOICE: (870) 453-8522
FAX: (870) 453-8525
Population: 1,357
Trust Powers: No
225 East Main Street
P.O. Box 1229
72634
Charter Number: 620
Date: December 2, 1930
County: Marion
FDIC Certificate Number: 15880
Home Page: www.tlcbank.net
Bank Holding Company
None
Chm/CEO: Judy R. loving
Pres: Chad S. Hudson
CFONP: Marcus Walser
Cash and Due from: .........................................306
Federal Funds and Repos: ............................ 1,965
Investments: ........................................................ 0
Net Loans: ................................................... 15,607
Premises and Fixed Assets: .............................888
Other Real Estate: ................................. .............. O
Other Assets: ...................................................448
Total Assets: ............................................... 19,214
Total Trust Assets: .............................................. O
Deposits: .......................................................7,811
Federal Funds and Borrowings: ........................... O
Other Liabilities:................................................. 48
Subordinated Debt: ............................................. 0
Total Liabilities: .............................................7,859
VP: Sandy Garrison
Total Equity Capital: .................................... 11,355
Total Liabilities and Capital: ......................... 19,214
Number of Shares Outstanding: ................469,594
Directors: Keith Daffron; John Ed Gregson; Harold Hardwick; Randy Hopper; Chad S.
Hudson; Philip Hurst; Judy R. Loving; Jeff Magness
Other Branches: None
Branches in Town: None
Arkansas State Bank Department
54
Fordyce Bank & Trust Company
Fordyce, AR
VOICE: (870) 352-3107
FAX: (870) 352-5202
Population: 4,799
Trust Powers: Yes
Charter Number: 631
Date: January 5, 1931
County: Dallas
FDIC Certificate Number: 1028
Home Page: www.fordycebank.com
Bank Holding Company
FBT Bancshares, Inc., Fordyce, AR
200 West Fourth Street
71742-2202
Chm/CEO/Pres/TO: James V. Hulse, Jr.
EVP: Suzette Crutchfield
EVP: Don Lyle
SVP/Cash: Wanda Smurl
Cash and Due from: ...................................... 3,738
Federal Funds and Repos: ........................... 9,010
Investments: ............................................... 10,083
Net Loans: .................................................. 66,243
Premises and Fixed Assets: .......................... 2,716
Other Real Estate: ............................. , ................. 0
Other Assets: ................................................ 2,765
Total Assets: ............................................... 94,555
Total Trust Assets: ........................................ 1,177
Deposits: .................................................... 79,937
Federal Funds and Borrowings: .................... 5,788
Other Liabilities: ............................................... 621
Subordinated Debt: .............................................. O
Total Liabilities: .................. ......................... 86,346
Total Equity Capital: ...................................... 8,209
Total Liabilities and Capital: ........................ 94,555
Number of Shares Outstanding: .................... 8,000
Directors: Joe D. Barnes; Suzette Crutchfield; J. W. Hearnsberger; James V. Hulse, Jr.;
Melvin Jackson; Roy McClain; John N. Summers; Charles B. Trussell; Clyde Williams
Branches in Town: One
Other Branches: Pine Bluff, Rison, White
Hall
Planters & Merchants Bank
Gillett, AR
VOICE: (870) 548-2211
FAX: (870) 548-2220
Population: 819
Trust Powers: Yes
210 West Main
P. 0. Box 357
72055-0357
Charter Number: 721
Date: January 13, 1967
County: Arkansas
FDIC Certificate Number: 19722
Bank Holding Company
DBT Financial Corporation, DeWitt, AR
Chm: Nancy F. Rasco
CEO/Pres/TO: Larry E. Bauer
VP: Carl Gunter
Cash: Alice Perritt
Cash and Due from: ......................................... 735
Federal Funds and Repos: .................................. 0
Investments: ................................................. 8,155
Net Loans: .................................................. 11,083
Premises and Fixed Assets: ............................. 384
Other Real Estate: ............................................. 67
Other Assets: ................................................ 4,060
Total Assets: ............................................... 24,484
Total Trust Assets: ........................................ 1,609
Deposits: .................................................... 17,707
Federal Funds and Borrowings: ....................... 61 O
Other Liabilities: ............................................... 301
Subordinated Debt: .............................................. O
Total Liabilities: ........................................... 18,618
Total Equity Capital: ...................................... 5,866
Total Liabilities and Capital: ........................ 24,484
Number of Shares Outstanding: .................. 12,000
Directors: Donald Ray Dickson; Jimmy Fly; Alton R. Hampton; David Jessup; Eddie
Lumsden; Gary Ollmann; Nancy F. Rasco; Jack Whitmore
Branches in Town: None
Other Branches: None
Ninety-Second Report
55
Arkansas Diamond Bank
Glenwood, AR
VOICE: (870) 356-2121
FAX: (870) 356-2211
Population: 1,751
Trust Powers: No
Broadway and Pulliam
P. 0 . Box800
71943-0800
Charter Number: 398
Date: December 27, 1912
County: Pike
FDIC Certificate Number: 13304
Home Page: www.arkansasdiamondbank.com
Bank Holding Company
Bainum Bancorp, Glenwood, AR
Chm: Timothy E. Bainum
SVP: Lynda Robbins
CEO/Pres: Harold A. Smith
Cash and Due from: ...................................... 5,025
Federal Funds and Repos: ............................ 1,960
Investments: ................................................45, 148
Net Loans: ................................................... 69,542
Premises and Fixed Assets: .......................... 3,293
Other Real Estate: ............................................605
Other Assets: ................................................2,725
Total Assets: ............................................. 128,298
Total Trust Assets: .............................................. O
Deposits: ................................................... 114,527
Federal Funds and Borrowings: .....................1,918
Other Liabilities:............................................... 288
Subordinated Debt: ............................................. O
Total Liabilities: .........................................116,733
Total Equity Capital: ....................................11,565
Total Liabilities and Capital: ....................... 128,298
Number of Shares Outstanding: ..................44,000
Directors: Duke Bainum; Evea J. Bainum; Timothy E. Bainum; Richard L. Cox; Larry
Mitchell; Harold A. Smith; Phillip Smith; L. J. Warneke
Branches in Town: One
Other Branches: Hot Springs, Mena, Mount
Ida
Bank of Gravett
Gravette, AR
VOICE: (479) 787-5251
FAX: (479) 787-6102
Population: 1,810
Trust Powers: No
211 SE Main Street
P. 0. Box 149
72736-0149
Charter Number: 46
Date: February 28, 1898
County: Benton
FDIC Certificate Number: 5636
Home Page: www.bankofgravett.net
Bank Holding Company
Gravett Bancshares, Inc., Gravette, AR
CEO/Pres: John R. Meade
SVP: Kenny Hancock
EVP/COO: David N. Wills
VP: Jim A. Edmonson
Cash and Due from: ......................................5,741
Federal Funds and Repos: .................................. 0
Investments: ................................................ 73,538
Net Loans: ................................................. 136,604
Premises and Fixed Assets: .......................... 3,796
Other Real Estate: ............................................247
Other Assets: ................................................7,629
Total Assets: .............................................227,555
Total Trust Assets: .............................................. 0
Deposits: ................................................... 185,593
Federal Funds and Borrowings: ................... 17,975
Other Liabilities: ............................................... 406
Subordinated Debt: ............................................. 0
Total Liabilities: .........................................203,974
Total Equity Capital: ....................................23,581
Total Liabilities and Capital: ....................... 227,555
Number of Shares Outstanding: ....................4,000
Directors: George Cowgur; Albert P. Dunagin; Sharron Edmondson; Jim A. Edmonson;
John R. Meade; William R. Meade; Richard T . Pollreis; David N. Wills
Branches in Town: One
Other Branches: Centerton, Hiwasse
Arkansas State Bank Department
56
First Service Bank
Greenbrier, AR
VOICE: (501) 679-7300
FAX: (501) 679-6461
Population: 3,042
Trust Powers: No
134 South Broadview
P. 0. Box430
72058-0430
Charter Number: 732
Date: October 15, 1976
County: Faulkner
FDIC Certificate Number: 18519
Home Page: www.1stServiceBank.com
Bank Holding Company
First Service Bancshares, Inc. , Greenbrier, AR
Chm: Daniel C. Horton
CEO/Pres: Thomas H. Grumbles
Reg Pres: Phillip Ellis
CFO: Kenneth Barnard
Cash and Due from: ...................................... 6.416
Federal Funds and Repos: .............................. 885
Investments: ............................................... 20,360
Net Loans: ................................................ 115,318
Premises and Fixed Assets: .......................... 6,209
Other Real Estate: ........................................... 696
Other Assets: ................................................ 3,468
Total Assets: ............................................. 153,352
Total Trust Assets:............................................... 0
Deposits: .................................................. 137,152
Federal Funds and Borrowings: .................... 3,423
Other Liabilities: ............................................... 957
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 141,532
Total Equity Capital: .................................... 11,820
Total Liabilities and Capital: ...................... 153,352
Number of Shares Outstanding: .................. 15,000
Directors: James Beavers; Paul Bone; Dr. Gary Bowman; Melton Cotton; Thomas H.
Grumbles; Jim Hawks; Dr. Kyle D. Hensley; Daniel C. Horton; Dois "Dyke" Johnson; Jerry
Kimbrough; Veda Mccaslin; Larry Oaks
Other Branches:
Clinton (2), Dermott,
Branches in Town: None
Flippin, Marshall, Mountain View, Shirley,
Yellville
Farmers Bank
Greenwood, AR
71 West Center
Charter Number: 243
VOICE: (479) 996-4171
P. 0. Box 610
Date: August 7, 1907
FAX: (479) 996-6700
County: Sebastian
72936-0610
Population: 7,1 12
FDIC Certificate Number: 1296
Trust Powers: Yes
Home Page: www.farmersbankandtrust.com
Bank Holding Company
Wilkinson Banking Corporation, Greenwood, AR
Chm: Elizabeth Wilkinson
Pres/Cash/TO: Edward Wilkinson
CEO: Stanhope Wilkinson
SVP: Tresa Lowe
Cash and Due from: ...................................... 4,767
Federal Funds and Repos: .................................. 0
Investments: ............................................... 42,901
Net Loans: ................................................ 117,579
Premises and Fixed Assets: ........................ 18,833
Other Real Estate: ........................................... 755
Other Assets: ................................................ 3,472
Total Assets: ............................................. 188,307
Total Trust Assets: ........................................ 1,139
Deposits: .................................................. 146,270
Federal Funds and Borrowings: ....................... 799
Other Liabilities: ............................................... 703
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 147,772
Total Equity Capital: .................................... 40,535
Total Liabilities and Capital: ...................... 188,307
Number of Shares Outstanding: .................... 7,500
Directors:
Tresa Lowe; Edward Wilkinson; Elizabeth Wilkinson; Norman Wilkinson;
Stanhope Wilkinson; Susan Wilkinson
Other Branches: Barling, Bonanza, Fort
Branches in Town: One
Smith (2), Hackett, Hartford, Huntington,
Mansfield
Ninety-Second Report
57
Farmers Bank
Hamburg, AR
VOICE: (870) 853-5222
FAX: (870) 853-2333
Population: 3,039
Trust Powers: No
210 North Main
P. 0. Box 350
71646-0350
Charter Number: 680
Date: March 10, 1941
County: Ashley
FDIC Certificate Number: 15810
Bank Holding Company
None
Chm: John W. Spivey
Pres: Michael Townsend
VP: Virginia Bowman
VP/Cash: June M. Golden
Cash and Due from: ......................................2,431
Federal Funds and Repos: .................................. O
lnvestments: ................................................ 18,085
Net Loans: ................................................... 13,457
Premises and Fixed Assets: .......................... 1.072
Other Real Estate: ..............................................30
Other Assets: ................................................ 2,561
Total Assets: ............................................... 37,636
Total Trust Assets: .............................................. 0
Deposits: .....................................................32,693
Federal Funds and Borrowings: ......................... 10
Other Liabilities:................................................. 75
Subordinated Debt: ............................................. O
Total Liabilities: ...........................................32,778
Total Equity Capital: ..................................... .4,858
Total Liabilities and Capital: ......................... 37,636
Number of Shares Outstanding: ..................22,260
Directors: Phillip E. Barnes, Sr.; Robert B. Barnes; William E. Foote, IV; Nancy .c. Foote
Spivey; Freddie Martin; Jack Shell; John W. Spivey; Bobby J. Witherington
Branches in Town: None
Other Branches: Crossett
Calhoun County Bank
Hampto n , AR
VOICE: (870) 798-2207
FAX: (870) 798-4830
Population: 1,579
Trust Powers: No
302 West Main Street
P. 0. Box 8
71744-0008
Charter Number: 220
Date: October 26, 1906
County: Calhoun
FDIC Certificate Number: 88
Bank Holding Company
Harrell Bancshares, Inc., Camden, AR
Chm/CEO/Pres: Searcy W. Harrell, Jr.
EVP: Phillip J. Foster
EVP: Delois Kitchens
EVP: John F. Marsh
Cash and Due from : ...................................... 5,351
Federal Funds and Repos: ............................2,675
Investments: ................................................ 50,438
Net Loans: ................................................... 80,339
Premises and Fixed Assets: ..........................2,437
Other Real Estate: .............................................. 73
Other Assets: ................................................6,487
Total Assets: ............................................. 147,800
Total Trust Assets: .............................................. 0
Deposits: ................................................... 128.846
Federal Funds and Borrowings: .....................2,791
Other Liabilities:............................................... 602
Subordinated Debt: ............................................. 0
Total Liabilities: ......................................... 132,239
Total Equity Capital: ....................................15,561
Total Liabilities and Capital: ....................... 147,800
Number of Shares Outstanding: ....................4,000
Directors: L. D. Becton, Ill; Harold W. Campbell; Randy Crowder; Gene Dereuisseaux;
Phillip J. Foster; Alvin Green; Ben Harrell; Carl Harrell; Jonathan W . Harrell; Searcy W.
Harrell, Jr.; Paul E. Lindsey; John F. Marsh; James M. Morgan; Richard H. Moseley; John
David Neeley; Richard L. Smith; D. W. Wells; H. M. Welsh
Branches in Town: None
Other Branches: Camden (3), Junction City
58
Arkansas State Bank Department
Community First Bank
Harrison, AR·
VOICE: (870) 391-8000
FAX: (870) 391-8081
Population: 12,152
Trust Powers: Yes
200 East Ridge
P. 0. Box 913
72602-0913
Charter Number: 772
Date: October 14, 1997
County: Boone
FDIC Certificate Number: 34611
Home Page: www.communityfirstbank.com
Bank Holding Company
Community First Bancshares, Inc., Harrison, AR
Chm: Jerry Maland
VChm: Dan R. Bowers
CEO/Pres: David Morton
EVP/CFO: Ann Main
Cash and Due from: ...................................... 7,088
Federal Funds and Repos: ........................... 2,355
Investments: ............................................... 43,482
Net Loans: ................................................ 315,695
Premises and Fixed Assets: .......................... 7,654
Other Real Estate: ........................................... 178
Other Assets: ................................................ 7,774
Total Assets: ............................................. 384,226
Total Trust Assets: ............................................... o
Deposits: .................................................. 285,281
Federal Funds and Borrowings: .................. 67,687
Other Liabilities: ............................................ 2,763
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 355_.731
Total Equity Capital: .................................... 28,495
Total Liabilities and Capital: ...................... 384,226
Number of Shares Outstanding: .................. 60,000
Directors: Joe Bennett, M.D.; Dan R. Bowers; John 0. Campbell; J. Kirkwood Dupps; L.
Eugene Durand; Jim Harp; Elizabeth Kelley; Ann Main; Jerry Maland; Meredith Miller; David
Morton; James Nelson; Patrick Reed; Jim Sprott; Deretha Walker
Berryville, Eureka
Branches in Town: One
Other Branches:
Springs, Pea Ridge
Greers Ferry Lake State Bank
Heber Springs, AR
VOICE: (501) 362-5883
FAX: (501) 362-0820
Population: 6,432
Trust Powers: No
1230 Highway 25B North
P. 0 . Box970
72543-0970
Charter Number: 755
Date: July 26, 1991
County: Cleburne
FDIC Certificate Number: 33471
Home Page: www.gflsb.com
Bank Holding Company
M & P Community Bancshares, Inc., Newport, AR
Pres: Gary Yow
Chm: Jim S. Gowen, Sr.
SVP: Wendell Cassell
VChm/CEO: Jim S. Gowen, Jr.
Cash and Due from:...................................... 3,006
Federal Funds and Repos: .................................. O
Investments: ............................................... 18,280
Net Loans: .................................................. 29,066
Premises and Fixed Assets: .......................... 2,050
Other Real Estate: ........................................... 221
Other Assets: ................................................ 2,019
Total Assets: ............................................... 54,642
Total Trust Assets: ............................................... 0
Deposits: .................................................... 41,589
Federal Funds and Borrowings: .................... 8,369
Other Liabilities: ............................................... 287
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 50,245
Total Equity Capital: ...................................... 4.397
Total Liabilities and Capital: ........................ 54,642
Number of Shares Outstanding: .................. 60,000
Directors: Roger Bowman; Jim S. Gowen, Jr.; Jim S. Gowen, Sr.; Gerald A. Saracini; Dr.
Larry Williams
Other Branches: Clinton, Greers Ferry
Branches in Town: One
Ninety-Second Report
59
Heber Springs State Bank
Heber Springs, AR
VOICE: (501) 362-5821
FAX: (501) 362-9348
Population: 6,432
Trust Powers: Yes
Second and Main Streets
P. 0. Box 1030
72543-0030
Charter Number: 735
Date: May 7, 1977
County: Cleburne
FDIC Certificate Number: 3873
Home Page: www.heberbank.com
Member of Federal Reserve System
Bank Holding Company
State Holding Company, Little Rock, AR
Chm: Harry L. Hastings, Jr.
EVP: Janice Parrott
CEO/Pres: Bill G. Lynch
SVP: Gary Redd
Cash and Due from: ......................................6,750
Federal Funds and Repos: ............................2,715
lnvestments: ................................................ 63,641
Net Loans: ................................................... 67,549
Premises and Fixed Assets: ..........................5,034
Other Real Estate: ............................................247
Other Assets: ................................................4,974
Total Assets: ............................................. 150,910
Total Trust Assets: .............................................. O
Deposits: ................................................... 125,928
Federal Funds and Borrowings: ................... 11,952
Other Liabilities:............................................... 394
Subordinated Debt: ............................................. O
Total Liabilities: ......................................... 138,274
Total Equity Capital: .................................... 12,636
Total Liabilities and Capital: ....................... 150,910
Number of Shares Outstanding: .................. 17,656
Directors: H. Lee Hastings, Ill; Harry L. Hastings, Jr.; Stanley Hastings; Bill G. Lynch;
Catherine H. Owen
Branches in Town: One
other Branches:
Drasco, Fairfield Bay,
Greers Ferry, Quitman, Rose Bud, Vilonia
Horatio State Bank
Horatio, AR
VOICE: (870) 832-2501
FAX: (870) 832-2577
Population: 997
Trust Powers: No
123 Main Street
P. 0 . Box 347
71842-0347
Charter Number: 179
Date: May 15, 1905
County: Sevier
FDIC Certificate Number: 109
Bank Holding Company
Pioneer Bancshares, Inc. of Horatio, Arkansas, Horatio, AR
Chm/CEO/Pres: Carl E. Hendrix, Ill
SVP: Edith H. Smith
EVP: Wilburn Smith
SVP: Todd B. Trimble
Cash and Due from: .................................... 13.363
Federal Funds and Repos: ............................ 3.885
lnvestments: ................................................ 12,551
Net Loans: ...................................................44,038
Premises and Fixed Assets: .............................873
Other Real Estate: ............................................... O
Other Assets: ...................................................736
Total Assets: ............................................... 75,446
Total Trust Assets: .............................................. 0
Deposits: .....................................................66,559
Federal Funds and Borrowings: ........................... o
Other Liabilities: ............................................... 241
Subordinated Debt: ............................................. 0
Total Liabilities: ...........................................66,800
Total Equity Capital: ......................................8,646
Total Liabilities and Capital: .........................75,446
Number of Shares Outstanding: ....................2,000
Directors: Margaret S. Griffin; C. E. Hendrix, Jr.; Carl E. Hendrix, Ill; Edith H. Smith;
Wilburn Smith; Elizabeth H. Trimble; Todd B. Trimble
Branches in Town: None
other Branches: None
Arkansas State Bank Department
60
Hot Springs Bank & Trust Company
Hot Springs, AR
Charter Number: 737
Date: July 6, 1978
County: Garland
FDIC Certificate Number: 3855
4403 Central Avenue, Suite A
71913
VOICE: (501) 525-1033
FAX: (501) 525-1037
Population: 35,750
Trust Powers: Yes
Home Page: www.hsbanking.com
Bank Holding Company
Jefferson Bancshares, Inc., Pine Bluff, AR
CEO/Pres: Terry L. Kent
EVP/TO: Richard L. Metcalf
SVP/CFO/COO: J. Franklin Bolton
VP: Carol Cook
Cash and Due from:...................................... 1,056
Federal Funds and Repos: ........................... 7,395
Investments: ................................................. 1,488
Net Loans: .................................................... 7,569
Premises and Fixed Assets: ............... .............. 244
Other Real Estate: ............................................... O
Other Assets: ................................................... 504
Total Assets: ............................................... 18,256
Total Trust Assets: ........................................ 3,98·3
Deposits: ...................................................... 8,828
Federal Funds and Borrowings: ....................... 679
Other Liabilities: ................................................. 17
Subordinated Debt: .............................................. 0
Total Liabilities: ............................................. 9,524
Total Equity Capital:...................................... 8,732
Total Liabilities and Capital: ........................ 18,256
Number of Shares Outstanding: ................ 100,000
Directors: Michael R. Ellis; John P. Garrison; Daniel B. Hamby, Jr.; Rodney P. Herndon;
Terry L. Kent; Richard L. Metcalf; Sherrill B. Nicolosi
Other Branches: Hot Springs Village
Branches in Town: None
Simmons First Bank of Hot Springs
Hot Springs, AR
VOICE: (501) 318-1000
FAX: (501) 318-1015
Population: 35,750
Trust Powers: Yes
100 Werner Drive
P. 0. Box 22000
71903
Charter Number: 769
Date: April 17, 1997
County: Garland
FDIC Certificate Number: 34473
Home Page: www.simmonsfirst.com
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
Chm/CEO: David L. Bartlett
Pres: Steven Trusty
EVP: Ronnie Twyford
Cash and Due from: ...................................... 5,913
Federal Funds and Repos: .................................. 0
Investments: ............................................... 55,939
Net Loans: .................................................. 75,729
Premises and Fixed Assets: .......................... 2,312
Other Real Estate: ............................................. 18
Other Assets: .............................................. 20,674
Total Assets: ............................................. 160,585
Total Trust Assets: ............................................... O
Deposits: .................................................. 116,487
Federal Funds and Borrowings: .................. 15,524
Other Liabilities: ............................................ 2,022
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 134,033
Total Equity Capital: .................................... 26,552
Total Liabilities and Capital: ...................... 160,585
Number of Shares Outstanding: .................. 18,663
Directors: David L. Bartlett; Stuart A. Fleischner, D.D.S.; Louis F. Kleinman; James "Bart"
Newman; Sam P. Stathakis, Jr.; Sara Stough; Gene Thomason
Other Branches: None
Branches in Town: Four
61
Ninety-Second Report
First State Bank of Northwest Arkansas
Huntsville, AR
Highway 412 West
P. 0. Box 667
72740-0667
VOICE: (479) 582-0700
FAX: (479) 251-8253
Population: 1,931
Trust Powers: Yes
Charter Number: 756
Date: July 26, 1991
County: Madison
FDIC Certificate Number: 33470
Home Page: www.fsbnwa.com
Bank Holding Company
Mathias Bancshares, Inc., Springdale, AR
SVP: Dave Seal
Chm: Sam Mathias
SVP/COO: Marivel Radcliffe
CEO/Pres: Curtis Hutchins
Cash and Due from: ...................................... 6,225
Federal Funds and Repos: .................................. 0
lnvestments: ................................................ 11.662
Net Loans: ................................................... 50,750
Premises and Fixed Assets: .......................... 1,339
Other Real Estate: ............................................418
Other Assets: ................................................ 2.790
Total Assets: ............................................... 73, 184
Total Trust Assets: .............................................. O
Deposits: .....................................................56,239
Federal Funds and Borrowings: .....................8,320
Other Liabilities: ............................................... 416
Subordinated Debt: ............................................. 0
Total Liabilities: ...........................................64,975
Total Equity Capital: ......................................8,209
Total Liabilities and Capital: .........................73,184
Number of Shares Outstanding: ..................27,000
Directors: Curtis Hutchins; Sam Mathias; Bob Nickle; Lew Thompson
Other Branches: Fayetteville
Branches in Town: None
First Arkansas Bank & Trust
Jacksonville, AR
600 West Main
P. 0. Box 827
72078-0827
VOICE: (501) 982-451 1
FAX: (501) 982-5769
Population: 29,916
Trust Powers: Yes
Charter Number: 701
Date: August 2, 1949
County: Pulaski
FDIC Certificate Number: 16849
Home Page: www.Firstarkansasbank.com
Bank Holding Company
First Arkansas Bancshares, Inc., Jacksonville, AR
Chm/CEO/Pres: Larry T. Wilson
SVP: Jay Barber
SVP/CFO: Kim Crook
SVP/TO: Pat Teague
Cash and Due from: .................................... 19,917
Federal Funds and Repos: ............................ 1,485
lnvestments: .............................................. 124,632
Net Loans: ................................................. 297,948
Premises and Fixed Assets: ........................10.997
Other Real Estate: ......................................... 2,311
Other Assets: ..............................................45,339
Total Assets: ............................................. 502,629
Total Trust Assets: .................................... 132,334
Deposits: ................................................... 364,727
Federal Funds and Borrowings: .................. .46,771
Other Liabilities:.............................................3,486
Subordinated Debt: ............................................. O
Total Liabilities: .........................................414,984
Total Equity Capital: ....................................87,645
Total Liabilities and Capital: ....................... 502,629
Number of Shares Outstanding: ................ 200,000
Directors: Ted Belden; Tommy Bond; John A. Davis; Thad Gray; William A. Gwatney; John
C. Hardwick; Stan Lee; Dale Miller; Kathryn W. Roberts; Ken Southern; Larry T. Wilson;
Michael K. Wilson
Other Branches: Cabot (4 ), Center Ridge,
Branches in Town: Five
Concord, Damascus, El Paso, Gravel Ridge,
Greenbrier, Greers Ferry, Guy, Heber
Springs (3), Marshall, North Little Rock,
Pangburn, Quitman
62
Arkansas State Bank Department
Heritage Bank
Jonesboro, AR
VOICE: (870) 802-2344
FAX: (870) 268-2033
Population: 55,515
Trust Powers: No
2009 Browns Lane
P. 0. Box 3020
72403-3020
Charter Number: 703
Date: January 23, 1951
County: Craighead
FDIC Certificate Number: 16983
Home Page: www.heritagebankark.com
Bank Holding Company
Heritage Capital Corporation, Jonesboro, AR
Chm: Larry Grisham
EVP/CFO: Diane Steiling
CEO/Pres: Stephen D. May
Cash and Due from: ...................................... 8,087
Federal Funds and Repos: .................................. 0
Investments: ............................................... 35,209
Net Loans: ................................................ 168,674
Premises and Fixed Assets: .......................... 6,1 11
Other Real Estate: ........................................ 1,082
Other Assets: ................................................ 4,285
Total Assets: ............................................. 223,448
Total Trust Assets: ............................................... 0
Deposits: .................................................. 172,442
Federal Funds and Borrowings: .................. 30,218
Other Liabilities: ............................................ 1,379
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 204,039
Total Equity Capital: .................................... 19,409
Total Liabilities and Capital: ...................... 223,448
Number of Shares Outstanding: .................. 10,000
Directors: Dr. Ronald Burnett; Jim Fulkerson: Richard Gray; Larry Grisham: Stephen D.
May; Oscar Melton, Jr.: Diane Steiling; Leon Swihart; Bob Troutt: Joe Turney
Branches in Town: Two
Other Branches:
Caraway, Leachville,
Manila, Monette
Ninety-Second Report
63
Liberty Bank of Arkansas
Jonesboro, AR
VOICE: (870) 934-9000
FAX: (870) 268-1525
Population: 55,515
Trust Powers: Yes
2901 East Highland Drive
P. 0. Box 7514
72403
Charter Number: 787
Date: January 24, 2001
County: Craighead
FDIC Certificate Number: 3878
Home Page: www.mylibertybank.com
Bank Holding Company
Liberty Bancshares, Inc., Jonesboro, AR
Chm/CEO: Wallace W. Fowler
Pres: John C. Freeman
VChm: Mark P. Fowler
EVP/TO: Aubrey Avants
Cash and Due from: .................................... 25, 198
Federal Funds and Repos: ............................ 5,575
Investments: .............................................. 257,257
Net Loans: .............................................. 1,069,875
Premises and Fixed Assets: ........................ 70,711
Other Real Estate: ..............................................52
Other Assets: ..............................................69,809
Total Assets: .......................................... 1,498,477
Total Trust Assets: .................................... 178,200
Deposits: ................................................ 1.198,564
Federal Funds and Borrowings:................. 135,596
Other Liabilities:.............................................7,415
Subordinated Debt: ............................................. 0
Total Liabilities: ................................. ..... 1,341 ,575
Total Equity Capital: .................................. 156,902
Total Liabilities and Capital: .................... 1,498,477
Number of Shares Outstanding: ................ 350,000
Directors: Wayne F. Baker; Susan Cathcart; Richard Darouse; Chris E. Fowler; Jama M.
Fowler; Mark P. Fowler; Wallace W . Fowler; John C. Freeman; Moud Gazaway; Stacy
Greene; Al M. Heringer, Ill; Sam W . Hummelstein; Mike Langford; Charles Luter; Hugh
McClain; Lloyd H. McCracken, Jr. ; Matt Parker; Roy Reaves; James E. Way; William C.
Young, Jr.
Branches in Town: Seven
Other
Branches:
Batesville, Bay,
Bentonville, Fayetteville, Gentry, Highland,
Monette, Mountain Home (2), Paragould (3).
Rector, Rogers, Siloam Springs (3),
Springdale, Tontitown
Simmons First Bank of Jonesboro
Jonesboro, AR
VOICE: (870) 933-8000
FAX: (870) 933-7565
Population: 55,515
Trust Powers: Yes
Charter Number: 734
1720 South Caraway Road
P. 0. Box 7509
Date: December 22, 1976
72403
County: Craighead
FDIC Certificate Number: 16715
Home Page: www.simmonsfirst.com
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
CEO/Pres: Barry K. Ledbetter
$VP/Sec: Wayne Bond
SVP: Kent Bridger
Cash and Due from: ...................................... 7,317
Federal Funds and Repos: ...............................348
lnvestments: ................................................24,049
Net Loans: ................................................. 226,212
Premises and Fixed Assets: .......................... 5,040
Other Real Estate:............................................... O
Other Assets: ................................................ 6,252
Total Assets: ............................................. 269,218
Total Trust Assets: .............................................. 0
Deposits: ................................................... 227,046
Federal Funds and Borrowings: ................... 19,741
Other Liabilities:.............................................2,034
Subordinated Debt: ....................... ...................... O
Total Liabilities: ......................................... 248,821
Total Equity Capital: ....................................20,397
Total Liabilities and Capital: .......................269,218
Number of Shares Outstanding: ................ 175,000
Directors: Dennis Abell; Marty D. Casteel; Barry K. Ledbetter; Scott Mixon; Ben Owens, Jr.;
David Pyle; Jim Scurlock; Berl A. Smith; Mark Wimpy
Other Branches: Weiner
Branches in Town: Three
Arkansas State Bank Department
64
Centennial Bank
Kingsland, AR
VOICE: (870) 348-5657
FAX: (870) 348-1002
Population: 449
Trust Powers: No
Charter Number: 165
Date: August 22, 1904
County: Cleveland
FDIC Certificate Number: 5627
Home Page: www.centennialbank.net
140 First Street
P.O. Box 85
71652-0085
Bank Holding Company
Centennial Bancshares, Inc., Little Rock, AR
CEO/Pres: Christopher S. Roberts
Cash and Due from: ...................................... 2,916
Federal Funds and Repos: ......................... 15,215
Investments: ............................................... 14,055
Net Loans: ................................................ 100,767
Premises and Fixed Assets: .......................... 3,369
Other Real Estate: ........................................... 190
Other Assets: ................................................ 5,316
Total Assets: ............................................. 141,828
Total Trust Assets: ............................................... 0
Deposits: .................................................. 115,423
Federal Funds and Borrowings: .................. 11,800
Other Liabilities: ............................................... 673
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 127,896
Total Equity Capital:.................................... 13,932
Total Liabilities and Capital: ...................... 141,828
Number of Shares Outstanding: .................... 3,060
Directors: Blair Allen; Jim Black; Curtis L. Bowman; S. Gene Cauley; Ricky B. Ferguson; C.
Joseph Giroir; Sheila Harrison; Richard L. Mays; John T. Olaimey; Christopher S. Roberts;
William A. Roberts; Steve A. Wortman
Other Branches: Fordyce, Little Rock (2),
Branches in Town: None
New Edinburg, Rison
The Bank of Lake Village
Lake Village, AR
201 Main Street
P. 0. Box 727
71653-0727
VOICE: (870) 265-2241
FAX: (870) 265-2125
Population: 2,823
Trust Powers: No
Charter Number: 675
Date: October 14, 1937
County: Chicot
FDIC Certificate Number: 15547
Home Page: www.bankoflakevillage.com
Bank Holding Company
Southeast Arkansas Bank Corporation, Lake Village, AR
Chm: Charles H. Weissinger, Jr.
CEO/Pres: Terence J. Alpe
VChm: William W. Bunker
Sec: John Todd Potter
Cash and Due from: ...................................... 2,572
Federal Funds and Repos: .................................. 0
Investments: ............................................... 16,019
Net Loans: .................................................. 33,589
Premises and Fixed Assets:.......................... 1,629
Other Real Estate: ........................................... 145
OtherAssets: ................................................ 1,718
Total Assets: ............................. .................. 55,672
Total Trust Assets: ............................................... 0
Deposits: .................................................... 48,402
Federal Funds and Borrowings: .................... 1,300
Other Liabilities: ............................................... 239
Subordinated Debt; .............................................. O
Total Liabilities: ........................................... 49,941
Total EquityCapital:...................................... 5,731
Total Liabilities and Capital: ........................ 55,672
Number of Shares Outstanding: .................. 60,000
Directors: Terence J. Alpe; Sam E. Angel; William W . Bunker; Dr. John P. Burge, Sr.;
David F. Gillison, Jr.; Dr. Marvin D. Loyd, DDS; Joseph J. Pieroni; Charles H. Weissinger,
Jr.; Guy Mattingly Weissinger
Other Branches: None
Branches in Town: One
Ninety-Second Report
65
Simmons First Bank of South Arkansas
Lake Village, AR
VOICE: (870) 265-5366
FAX: (870) 265-5558
Population: 2,823
Trust Powers: Yes
Charter Number: 716
Date: June12,1962
County: Chicot
FDIC Certificate Number: 18590
Home Page: www.simmonsfirst.com
417 Main Street
P. 0. Box 271
71653-0271
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
Chm: Ben V. Floriani
EVP: Tommy R. Jarrett
CEO/Pres: Freddie G. Black
SVP: William F. "Bill" Wisener
Cash and Due from: ......................................8, 185
Federal Funds and Repos: ............................4,000
lnvestments: ................................................ 28,134
Net Loans: ................................................... 77,391
Premises and Fixed Assets: .......................... 3,506
Other Real Estate: ..............................................29
Other Assets: ................................................ 5,852
Total Assets: ............................................. 127,097
Total Trust Assets: .............................................. O
Deposits: ................................................... 109,892
Federal Funds and Borrowings: ....................... 615
Other Liabilities:............................................... 831
Subordinated Debt: ............................................. O
Total Liabilities: ......................................... 111,338
Total Equity Capital: ....................................15,759
Total Liabilities and Capital: ....................... 127,097
Number of Shares Outstanding: .................. 12,500
Directors: Freddie G. Black; Robert G. Bridewell; Ben V. Floriani; James W. Haddock;
Craig Hunt; Tommy R. Jarrett; Lester Pinkus; Beverly M. Rowe; Jerry Selby; Joe Dan Yee
Branches in Town: One
Other Branches:
Dermott, Dumas,
Monticello
Little River Bank
Lepanto, AR
202 Greenwood
P. 0 . Box340
72354-0340
VOICE: (870) 475-2306
FAX: (870) 475-3070
Population: 2,133
Trust Powers: Yes
Charter Number: 498
Date: November 21, 1919
County: Poinsett
FDIC Certificate Number: 1298
Home Page: www.littleriverbank.com
Bank Holding Company
Little River Bancshares, Inc., Lepanto, AR
CEO/Pres: Benjamin Perry
EVP: John W. Alderson, IV
VP: Lois Criddle
VP: Angela Lewis
Cash and Due from: ...................................... 1, 119
Federal Funds and Repos: .................................. 0
lnvestments: ................................................25,162
Net Loans: ...................................................20,844
Premises and Fixed Assets: .............................267
Other Real Estate: ............................................207
Other Assets: ................................................... 823
Total Assets: ...............................................48,422
Total Trust Assets: .............................................. 0
Deposits: .....................................................36,621
Federal Funds and Borrowings: .....................6,490
Other Liabilities:............................................... 167
Subordinated Debt: ............................................. O
Total Liabilities: .......................................... .43,278
Total Equity Capital: ......................................5, 144
Total Liabilities and Capital: ......................... 48,422
Number of Shares Outstanding: .................. 10,000
Directors: John W. Alderson, IV; Hadley Ingram Arnold; Scott Arnold, IV; Julanne Ingram;
W. Kent Ingram, Jr.; Danette W. Lawrie; Junaway Payne; Benjamin E. Perry; Ernest B.
Portis; Stephen J. Romano; Henry G. Watkins, Il l
Branches in Town: None
Other Branches: None
Arkansas State Bank Department
66
Arkansas Bankers' Bank
Little Rock, AR
1020 West Second Street
72201-2031
VOICE: (501) 371-0535
FAX: (501) 375-2281
Population: 183,133
Trust Powers: No
Charter Number: 752
Date: April 17, 1990
County: Pulaski
FDIC Certificate Number: 32960
Home Page: www.arbankersbank.com
Member of Federal Reserve System
Bank Holding Company
Arkansas Bankers' Bancorporation, Inc.. Little Rock, AR
Chm: Thomas H. Grumbles
CEO/Pres: James N. Thomason
SVP: Boyd Rothwell
Cash and Due from :.................................... 33,719
Federal Funds and Repos: ........................... 5,650
Investments: ............................................... 99,712
Net Loans: .................................................. 16,645
Premises and Fixed Assets: ............................. 793
Other Real Estate: ............................................... 0
Other Assets: ................................................ 7,982
Total Assets:............................................. 164,501
Total Trust Assets: ............................................... O
Deposits: .................................................. 146,593
Federal Funds and Borrowings: .......................440
Other Liabilities: ............................................ 1,069
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 148,102
Total Equity Capital:.................................... 16,399
Total Liabilities and Capital: ...................... 164,501
Number of Shares Outstanding: .................. 50,000
Directors: John Brannan. Jr.; Lunsford W. Bridges; Gary R. Canada, Sr.; Martin B.
Carpenter; Thomas H. Grumbles; Stephen E. Stafford; James N. Thomason
Other Branches: None
Branches in Town : None
Bank of Little Rock
Little Rock, AR
200 North State Street
P. 0 . Box 34090
72203-4090
VOICE: (501) 376-0800
FAX: (501) 376-1642
Population: 183,133
Trust Powers: Yes
Charter Number: 748
Date: May 4, 1989
County: Pulaski
FDIC Certificate Number: 91280
Home Page: www.bankoflittlerock.com
Member of Federal Reserve System
Bank Holding Company
Little Rock Bankshares, Inc., Little Rock, AR
Chm/CEO: Eugene L. Maris
Pres: George G. Worthen
EVP: Larry R. Brown
SVP/Cash: Lee A. Swearingen
Cash and Due from: ...................................... 6,955
Federal Funds and Repos: .................................. 0
Investments: ............................................... 24,861
Net Loans: .................................................. 91 ,380
Premises and Fixed Assets: .......................... 6,709
Other Real Estate: ........................................ 1,585
Other Assets: ................................................ 2,302
Total Assets: ............................................. 133,792
Total Trust Assets:............................................... 0
Deposits: .................................................. 114,116
Federal Funds and Borrowings: .................... 6,095
Other Liabilities: ............................................... 987
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 121 ,198
Total Equity Capital:.................................... 12,594
Total Liabilities and Capital: ...................... 133,792
Number of Shares Outstanding: ................ 100,000
Directors: J. Harry Leggett, Jr.; Eugene L. Maris; James M. May, Ill; Stephen W . Plunkett;
Steven C. Russell; George G. Worthen
Other Branches: None
Branches in Town: Three
Ninety-Second Report
67
Bank of the Ozarks
Little Rock, AR
VOICE: (501) 978-2265
FAX: (501) 978-2205
Population: 183,133
Trust Powers: Yes
12615 Chenal Parkway
P. 0. Box 8811
72231-8811
Charter Number: 121
Date: March 24, 1903
County: Pulaski
FDIC Certificate Number: 110
Home Page: www.bankozarks.com
Bank Holding Company
Bank of the Ozarks, Inc., Little Rock, AR
Chm/CEO: George G. Gleason, II
VChm/Pres/COO: Mark D. Ross
CFO: Paul E. Moore
TO: Rex Kyle
Cash and Due from : ................................... .41 ,495
Federal Funds and Repos: .................................. 0
lnvestments: .............................................. 637,985
Net Loans: .............................................. 1,536,561
Premises and Fixed Assets: ........................96, 109
Other Real Estate: ............................................ 372
Other Assets: ..............................................99,343
Total Assets: .......................................... 2,411,865
Total Trust Assets: .................................... 526,993
Deposits: ................................................ 1,841,510
Federal Funds and Borrowings: .................397,257
Other Liabilities:.............................................9,926
Subordinated Debt: ............................................. 0
Total Liabilities: ......................................2,248,693
Total Equity Capital: .................................. 163,172
Total Liabilities and Capital: ....................2,411,865
Number of Shares Outstanding: ............:.......2,340
Directors: Jean Arehart; Ian Arnot; Steven M. Arnold; Richard L. Cisne; Robert C. East;
George G. Gleason, II; Linda D. Gleason; Henry Mariani; James A. Matthews; John R. Mills;
R. L. Qualls; Mark D. Ross; Kennith Smith; Robert P. Trevino
Branches in Town: Seven
Other Branches: Alma, Altus, Bellefonte,
Benton (2), Bentonville (2), Bryant, Cabot
(2), Clarksville (2), Clinton, Conway (4),
Dallas[TX], Fayetteville, Fort Smith (3),
Frisco[TX), Harrison (2), Hot Springs, Jasper,
Lonoke, Lonsdale, Marshall, Maumelle,
Mountain Home (2), Mulberry, North Little
Rock (4), Ozark (2), Paris, Rogers,
Russellville (3), Sherwood, Texarkana[TX),
Van Buren (2), Western Grove, Yellville
Arkansas State Bank Department
68
The Capital Bank
Little Rock, AR
12224 Chenal Parkway
P. 0. Box 8210
72211
VOICE: (501) 228-6000
FAX: (501) 228-6006
Population: 183,1 33
Trust Powers: Yes
Charter Number: 771
Date: July 30, 1997
County: Pulaski
FDIC Certificate Number: 34562
Home Page: www.thecapitalbank.com
Member of Federal Reserve System
Bank Holding Company
Capital Bancshares, Inc., Little Rock, AR
CEO/Pres: Kyle E. Patton
EVP: Bonnie Crocheron
VP: Jeanette Nation
VP/Aud: Catherine Davis
Cash and Due from: ...................................... 2,885
Federal Funds and Repos: .................................. 0
Investments: ............................................... 70,152
Net Loans: .................................................. 50,737
Premises and Fixed Assets:.......................... 4,367
Other Real Estate: ........................................... 200
Other Assets: ................................................ 3. 113
Total Assets: ............................................. 131,454
Total Trust Assets: ............................................... 0
Deposits: .................................................. 109.193
Federal Funds and Borrowings: .................. 13,307
Other Liabilities: ............................................... 600
Subordinated Debt: .......................................... :... 0
Total Liabilities: ......................................... 123,100
Total Equity Capital: ...................................... 8,354
Total Liabilities and Capital: ...................... 131,454
Number of Shares Outstanding: .................. 32,013
Directors: Melinda Ballard; Jack Hartsell; Joseph W. Park; Kyle E. Patton; Boyd Rothwell;
Warren Stephenson
Othe r Branches: North Little Rock
Branches in Tow n: None
Eagle Bank & Trust Company
Little Rock, AR
VOICE: (501) 223-2000
FAX: (501) 223-0373
Population: 183,133
Trust Powers: Yes
Charter Number: 720
650 South Shackleford, Suite 150
P. 0. Box 22120
Date: July 28, 1966
County: Pulaski
72212
FDIC Certificate Number: 19662
Home Page: www.eaglebank.com
Member of Federal Reserve System
Bank Holding Company
State Holding Company, Little Rock, AR
Chm: Harry L. Hastings, Jr.
CEO/Pres/Cash/TO: Randall K. Herlocker
SVP/COO: Laura Bogoslavsky
SVP/Cash: Paul Castleberry
Cash and Due from :...................................... 3,561
Federal Funds and Repos: .................................. 0
Investments: ............................................... 49,890
Net Loans: .................................................. 60,277
Premises and Fixed Assets: ............................. 836
Other Real Estate: ........................................... 139
Other Assets: ................................................ 3,707
Total Assets: ............................................. 118,410
Total Trust Assets: ............................................... 0
Deposits: .................................................... 99,889
Federal Funds and Borrowings: .................. 10,573
Other Liabilities: ............................................... 445
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 110,907
Total Equity Capital:...................................... 7,503
Total Liabilities and Capital: ...................... 118.41 O
Number of Shares Outstanding: .................... 8,000
Directors: H. Lee Hastings, Ill; Harry L. Hastings, Jr.; Stanley Hastings; Randall K.
Herlocker; Catherine H. Owen
Branches in Town: None
Other Branches: Gravel Ridge, North Little
Rock, Sherwood (3)
Ninety-Second Report
69
Pulaski Bank And Trust Company
Little Rock, AR
VOICE: (501) 661-7700
FAX: (501) 661-7380
Population: 183,133
Trust Powers: Yes
5800 R Street
P. 0. Box 7299
72217-7299
Charter Number: 710
Date: August 29, 1955
County: Pulaski
FDIC Certificate Number: 17562
Home Page: www.pulaskibank.com
Member of Federal Reserve System
Bank Holding Company
Pulaski Investment Corporation, Little Rock, AR
Chm: James C. East
CEO/Pres: J. Hunter East
TO: Robert Plummer
Cash and Duefrom: .................................... 19,108
Federal Funds and Repos: .................................. 0
Investments: ................................................ 60, 114
Net Loans: ................................................. 373,930
Premises and Fixed Assets: ........................ 23,319
Other Real Estate: ..............................................71
Other Assets: .............................................. 14,660
Total Assets: ............................................. 491 ,202
Total Trust Assets: .................................... 126,377
Deposits: ................................................... 393,045
Federal Funds and Borrowings: .................. .46,843
Other Liabilities: .............................................6,321
Subordinated Debt: .......................................6,000
Total Liabilities: .........................................452,209
Total Equity Capital: .................................... 38,993
Total Liabilities and Capital: ...................... .491 ,202
Number of Shares Outstanding: .................... 1,850
Directors: Albert B. Braunfisch; J. Hunter East; James C. East; Robert C. Magee; David E.
Snowden, Jr.; Dr. Kent Westbrook, M.D.; Mark V. Williamson
Branches in Town: Seven
Other Branches:
Bryant, Memphis[TN],
North Little Rock (2)
First State Bank
Lonoke, AR
VOICE: (501) 676-3106
FAX: (501) 676-5046
Population: 4 ,287
Trust Powers: No
Chm: Neil Bennett, Jr.
CEO/Pres: David R. Estes
101 South Center Street
P . 0 . Box 320
72086-0320
Charter Number: 670
Date: March 9 , 1935
County: Lonoke
FDIC Certificate Number: 15050
Home Page: www.firststatebk.com
Bank Holding Company
Lonoke Bancshares, Inc., Lonoke, AR
EVP: J. Bruce Loftin
Cash and Due from : ...................................... 3, 172
Federal Funds and Repos: .................................. 0
lnvestments: ................................................ 60,370
Net Loans: ................................................. 214,537
Premises and Fixed Assets: .......................... 3,982
Other Real Estate: ............................................... O
Other Assets: ................................................7, 103
Total Assets: ............................................. 289, 164
Total Trust Assets: .............................................. 0
Deposits: ...................................................219,572
Federal Funds and Borrowings: ...................41,915
Other Liabilities: ............................................... 993
Subordinated Debt: ............................................. 0
Total Liabilities: .........................................262,480
Total Equity Capital: ....................................26,684
Total Liabilities and Capital: .......................289, 164
Number of Shares Outstanding: ............... ... 16,000
Directors: Robert S. Bailey, Jr.; Neil Bennett, Jr.; Richard Bransford; Charles L. Cabe, Jr.;
David R. Estes; William Fletcher, Jr.; Stan Green; J. L. Griffin; J. Bruce Loftin; J. Walls
Mccrary; Joe P. Melton, Jr.; Joe S. Mills; Daina B. Newcomb; D. Scott Rogerson; Alan
(Chuck) Sharp; Marvin D. Thaxton, Jr.; Gary A. Thompson
Branches in Town: One
Other Branches:
Carlisle, Fayetteville,
Gurdon
Arkansas State Bank Department
70
Farmers Bank and Trust Company
Magnolia, AR
VOICE: (870) 235-7000
FAX: (870) 235-7010
Population: 10,858
Trust Powers: Yes
200 East Main Street
P. 0. Box 250
71754-0250
Charter Number: 217
Date: September 26, 1906
County: Columbia
FDIC Certificate Number: 1291
Home Page: www.fbtarkansas.com
Bank Holding Company
Magnolia Banking Corporation, Magnolia, AR
Chm/CEO/Pres: Bob L. Burns
EVP/COO: Bruce D. Maloch
EVP/CLO: Steve Keith
SVP/CFO: Janna 8. Snider
Cash and Due from: .................................... 10,981
Federal Funds and Repos: .................................. 0
Investments: ............................................. 144,763
Net Loans: ................................................ 309,332
Premises and Fixed Assets: .......................... 8,605
Other Real Estate: ........................................... 300
Other Assets: .............................................. 23,038
Total Assets: ............................................. 497,019
Total Trust Assets: ...................................... 86,990
Deposits: .................................................. 416,040
Federal Funds and Borrowings: .................. 30,576
Other Liabilities: ............................................ 5,288
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 451,904
Total Equity Capital: .................................... 45,115
Total Liabilities and Capital: ...................... 497,019
Number of Shares Outstanding: ................ 100,000
Directors: John E. Alexander, Jr.; Ronny J. Bell; Bob L. Bums; Dr. Jason Franks; Steve
Keith; Bruce D. Maloch; Ken Sibley; T. E. Smith
Camden
(4),
Other
Branches:
Branches in Town: Three
Springhill[LA]
The Peoples Bank
Magnolia, AR
Charter Number: 313
500 North Jackson
VOICE: (870) 234-5777
Date: June 22, 1910
P. 0. Box 340
FAX: (870) 234-3384
County: Columbia
71754-0340
Population: 10,858
FDIC Certificate Number: 12531
Trust Powers: Yes
Home Page: www.peoplesbankmagnolia.com
Bank Holding Company
Golden Oaks Bancshares, Inc., Magnolia, AR
Pres: Todd D. Smith
Chm: S. Clark Fincher
SVP/Cash: Jill McClinton
CEO: Mary L. Fowler
Cash and Due from: .................................... 14,533
Federal Funds and Repos: ........................... 1,570
Investments: ................................................. 8,501
Net Loans: .................................................. 43,277
Premises and Fixed Assets: .......................... 1,563
Other Real Estate: ........................................... 227
Other Assets: ................................................... 948
Total Assets: ............................................... 70,619
Total Trust Assets: ............................................... 0
Deposits: ... ................................................. 51,974
Federal Funds and Borrowings: .................. 12,806
Other Liabilities: ............................................... 304
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 65,084
Total Equity Capital: ...................................... 5,535
Total Liabilities and Capital: ........................ 70,619
Number of Shares Outstanding: .................. 10,000
Directors: Jonathan Baird; Dorothy J. Fincher; Harold H. Fincher; S. Clark Fincher; Mary L.
Fowler; Betty Harris; Betty L. Scott; Gerald F. Scott; J. David Scott; Todd D. Smith
Other Branches: Waldo
Branches in Town: One
Ninety-Second Report
71
Southern State Bank
Malvern, AR
VOICE: (501) 332-2462
FAX: (501) 332-8437
Population: 9 ,021
Trust Powers: No
521 East Page
P. 0. Box 340
72104-0340
Charter Number: 763
Date: December 31, 1992
County: Hot Spring
FDIC Certificate Number: 33456
Home Page: www.southernstatebank.com
Bank Holding Company
Southern State Bancshares, Inc., Malvern, AR
Chm/CEO/Pres: Donald A. Walsh
EVP: Sue Stinnett
VP: Johnny Gibbs
Cash and Due from: ...................................... 2,560
Federal Funds and Repos: .................................. 0
lnvestments: ................................................ 24.122
Net Loans: ................................................... 52,270
Premises and Fixed Assets: .......................... 3,350
Other Real Estate: ..............................................21
Other Assets: ................................................2,556
Total Assets: ...............................................84,879
Total Trust Assets: .............................................. O
Deposits: .....................................................70.249
Federal Funds and Borrowings:.....................7.734
Other Liabilities: ............................................... 542
Subordinated Debt: ............................................. O
Total Liabilities: ...........................................78,525
Total Equity Capital: ......................................6,354
Total Liabilities and Capital: .........................84,879
Number of Shares Outstanding: .................. 15,906
Directors: William B. Birch; Mitchell Burris; Steve Faris; George Hopkins; Frank McClure;
Martha McClure; William H. McClure; Sue Stinnett; Donald A. Walsh
Branches in Town: One
Other Branches: Haskell
First Community Bank of Eastern Arkansas
Marion, AR
VOICE: (870) 739-7300
FAX: (870) 739-2234
Population: 8,901
Trust Powers: Yes
205 Block Street
P. 0. Box 747
72364-0747
Charter Number: 775
Date: October 8, 1998
County: Crittenden
FDIC Certificate Number: 34887
Home Page: www.firstcommunitybank.us
Member of Federal Reserve System
Bank Holding Company
FCB Financial Services, Inc., Marion, AR
Chm: Michael D. East
CEO/Pres: Donny Underwood
EVP: Jack Nall
EVP/CFO: Thomas J. Anderson
Cash and Due from: ...................................... 3, 157
Federal Funds and Repos: ............................ 2,080
lnvestments: ................................................ 26, 104
Net Loans: ................................................... 55.800
Premises and Fixed Assets: ..........................4,964
Other Real Estate: ..............................................45
Other Assets: ................................................2.274
Total Assets: ............................................... 94,424
Total Trust Assets: .............................................. 0
Deposits: .....................................................79,843
Federal Funds and Borrowings: .....................6,000
Other Liabilities: ................................................ 676
Subordinated Debt: ............................................. 0
Total Liabilities: ........................................... 86.519
Total Equity Capital: ......................................7,905
Total Liabilities and Capital: .........................94,424
Number of Shares Outstanding: ..................60,000
Directors : Thomas J. Anderson; Michael D. East; Frank A. Fogleman; Frank G. Fogleman;
Julian Hardin; Allen B. Helms, Jr.; Matthew L. Pike, Ill; Adolph Pirani; Mark A. Pirani; James
A. Ross; Samuel H. Stuckey, Jr.; William Bart Turner; Donny Underwood; David S. Wallace;
Charles L. Williams, Jr.
Branches in Town: None
Other Branches: West Memphis
Arkansas State Bank Department
72
First Delta Bank
Marked Tree, AR
214 Hester Parker Drive
P. 0. Box 635
72365-0635
VOICE: (870) 358-6000
FAX: (870) 358-6001
Population: 2,800
Trust Powers: No
Charter Number: 704
Date: October 31 , 1951
County: Poinsett
FDIC eliificate Number: 17047
Bank Holding Company
Tyronza Bancshares, Inc., Marked Tree, AR
Chm : Charles Luter
CEO/Pres: Chris M. Lehman
VP: Joyce Loyd
Cash and Due from: .......... ............................ 1,833
Federal Funds and Repos: .................................. O
Investments: ............................................... 22,201
Net Loans: .................................................. 23,552
Premises and Fixed Assets: ............................. 941
Other Real Estate: ............................................. 68
Other Assets:................................................... 930
Total Assets: ............................................... 49,525
Total Trust Assets: ............................................... 0
Deposits: .................................................... 42,527
Federal Funds and Borrowings: .................... 1,730
Other Liabilities: ............................................... 223
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 44,480
Total Equity Capital: ...................................... 5,045
Total Liabilities and Capital: ........................ 49,525
Number of Shares Outstanding: .................... 2,000
Directors: Charles A. Banks; Chris M. Lehman; Charles F. Luter; H. F. Norcross, Ill;
Eugene Vaughn; Lewis M. Wood
Other Branc hes: Trumann, Tyronza
Bra nches in Town: None
Bank of McCrory
McCrory, AR
124 Edmonds Avenue
P. 0 . Box 370
72101-0370
VOICE: (870) 731-2521
FAX: (870) 731-2859
Population: 1,850
Trust Powers: Yes
Charter Number: 128
Date: June 8, 1903
County: Woodruff
FDIC Certificate Number: 1523
Bank Holding Company
M. D. Thompson & Son Co., McCrory, AR
Chm/CEO/Pres: Sean H. Williams
AVP: Nathan Dabbs
Cash and Due from:...................................... 1,054
Federal Funds and Repos: ........................... 1,710
Investments: ............................................... 20,724
Net Loans: .................................................. 40,223
Premises and Fixed Assets: ............................. 446
Other Real Estate: ............................................. 31
Other Assets: ................................................ 1,202
Total Assets:............................................... 65,390
Total Trust Assets: ............................................... 0
Deposits: .................................................... 57,633
Federal Funds and Borrowings: ........................... 0
Other Liabilities: ............................................... 118
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 57,751
Total Equity Capital: ...................................... 7,639
Total Liabilities and Capital: ........................ 65,390
Number of Shares Outstanding: .................. 20,000
Directors: Bari Cain; John D. Eldridge, Ill; Fletcher C. Lewis; Alan Morris; Arthur Oliver; H.
Ripley Thompson; John G. Thompson; Vance M. Thompson, Ill; Sean H. Williams
Other Branches: None
Branches in Town: None
Ninety-Second Report
73
McGehee Bank
McGehee, AR
VOICE: (870) 222-3151
FAX: (870) 222-6159
Population: 4,570
Trust Powers: Yes
301 North Second Street
P. 0. Box 787
71654-0787
Charter Number: 661
Date: December 5, 1933
County: Desha
FDIC Certificate Number: 11242
Home Page: www.mcgeheebank.com
Bank Holding Company
Southeast Financial Bankstock Corporation, McGehee, AR
Chm/CEO: William W. Bowman
VChm: John H. Potter, Jr.
Pres/TO: James M. Smith
VP/Cash: Stephen Wilson
Cash and Due from: ......................................2,070
Federal Funds and Repos: .................................. 0
lnvestments: ................................................ 31,275
Net Loans: ................................................... 63,465
Premises and Fixed Assets: .............................453
Other Real Estate: ............................................... 0
Other Assets: ................................................ 3,505
Total Assets: ............................................. 100,768
Total Trust Assets: ...................................... 64,037
Deposits: .....................................................80,637
Federal Funds and Borrowings: .....................3,600
Other Liabilities: ............................................... 914
Subordinated Debt: ............................................. 0
Total Liabilities: ...........................................85, 151
Total Equity Capital: .................................... 15,617
Total Liabilities and Capital: ....................... 100,768
Number of Shares Outstanding: ..................80,000
Directors: Lee Bowman; William W. Bowman; Bill E. Elliott; Eugene Gilliam; David S.
Leech; John H. Potter, Jr.; James M. Smith; James N. Smith
Branches in Town: One
Other Branches:
Watson
Arkansas City, Tillar,
The Union Bank of Mena
Mena, AR
VOICE: (479) 394-2211
FAX: (479) 394-8901
Population: 5,637
Trust Powers: No
303 Hwy. 71 North
P. 0. Box898
71953-0898
Charter Number: 667
Date: July 25, 1934
County: Polk
FDIC Certificate Number: 14597
Home Page: www.unionbankofmena.com
Bank Holding Company
Union Bankshares, Inc., Mena, AR
Chm: Edward W. Stevenson
CEO/Pres: Philip B. Hensley
SVP: Jesse Sullivan
$VP/CFO: Michael Myers
Cash and Due from: ......................................4,224
Federal Funds and Repos: .................................. 0
Investments: ................................................ 31,760
Net Loans: ...................................................98,467
Premises and Fixed Assets: ..........................4,859
Other Real Estate: .............................................. 12
Other Assets: ................................................4,424
Total Assets: ............................................. 143,746
Total Trust Assets: .............................................. 0
Deposits: ...................................................124,091
Federal Funds and Borrowings: .....................8,819
Other Liabilities:............................................... 662
Subordinated Debt: ............................................. O
Total Liabilities: ......................................... 133,572
Total Equity Capital: .................................... 10,174
Total Liabilities and Capital: ....................... 143,746
Number of Shares Outstanding: .................. 12,000
Directors : Robert A. Carver; John A. Crawford; R. L. Hamilton; Philip B. Hensley; David
Maddox; Pauline Morrow; Edward W. Stevenson; Bill L. Wood
Branches in Town: None
Other Branches: Hatfield, Wickes
Arl<ansas State Bank Department
74
Commercial Bank & Trust Company
Monticello, AR
212 West Gaines Street
P. 0. Box 150
71657-0150
VOICE: (870) 367-6221
FAX: (870) 367-7700
Population: 9,146
Trust Powers: Yes
Charter Number: 396
Date: November 29, 1912
County: Drew
FDIC Certificate Number: 90
Home Page: www.commercial-bank.net
Bank Holding Company
Drew Bancshares, Inc .• Montiello, AR
Chm: Bennie F. Ryburn. Jr.
Pres/COO: George T. Harris
SVP: Michael Efird
SVP/TO: Rusty Smith
Cash and Due from: ...................................... 5,868
Federal Funds and Repos: .................................. O
Investments: ............................................... 51 ,809
Net Loans: .................................................. 98,281
Premises and Fixed Assets: .......................... 2,241
Other Real Estate: ........................................ 1,148
Other Assets: ................................................ 3,827
Total Assets: ............................................. 163,174
Total Trust Assets: ...................................... 10,700
Deposits: .................................................. 146,877
Federal Funds and Borrowings: ....................... 494
Other Liabilities: ............................................ 1,708
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 149,079
Total Equity Capital: .................................... 14,095
Total Liabilities and Capital: ...................... 163,174
Number of Shares Outstanding: .................... 8,000
Directors: Joe Brannen; James H. Burks; C. C. Gibson, Ill; Reginald Glover; George T.
Harris; R. D. Jones, Jr.; Wayne L. Owen. Jr.; Bennie Ryburn. Ill; Bennie F. Ryburn, Jr.; Kim
Ward
Other Branches: None
Branches in Town: Four
Union Bank And Trust Company
Monticello, AR
VOICE: (870) 460-6400
FAX: (870) 460-6465
Population: 9,146
Trust Powers: Yes
102 West McCloy
P. 0 . Box 270
71657-0270
Charter Number: 448
Date: September 15, 1915
County: Drew
FDICI:ertificate Number: 1753
Home Page: www.unionbnk.com
Bank Holding Company
First Union Financial Corporation, Monticello. AR
Chm/CEO: Zach McClendon, Jr.
Pres: Davis Dickson
SVP/Cash: Reathel Harris
TO: Gail Hooker
Cash and Due from: ...................................... 7,538
Federal Funds and Repos: .............................. 680
Investments: ............................................... 37,408 ·
Net Loans: ................................................ 123,729
Premises and Fixed Assets: .......................... 5,645
Other Real Estate: ........................................... 585
Other Assets: ................................................ 8,364
Total Assets: ............................................. 183,949
Total Trust Assets: ...................................... 22,823
Deposits: .................................................. 151,665
Federal Funds and Borrowings: .................. 17,598
Other Liabilities: ............................................ 1,556
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 170,819
Total Equity Capital:.................................... 13,130
Total Liabilities and Capital: ...................... 183,949
Number of Shares Outstanding: .................. 80,000
Directors: Ted Carmical; Frank Carson, Jr.; Jonathan H. Davis; Charles F. Dearman, Jr.;
Dave Dickson; Charles E. Jackson; John Lipton; John S. McClendon; Robin McClendon;
Zach McClendon, Jr.; Wells Moffatt; John Porter Price; Richard Reinhart; David E. Wilkins
Other Branches: Dumas. Warren
Branches in Town: Two
Ninety-Second Report
75
Petit Jean State Bank
Morrilton, AR
707 North Saint Joseph Street
Charter Number: 777
P. 0. Box 680
Date: January 27, 1999
72110
County: Conway
FDIC Certificate Number: 35084
Home Page: www.pjsb.com
VOICE: (501) 354-4988
FAX: (501) 354-6560
Population: 6,550
Trust Powers: No
Bank Holding Company
Petit Jean Bancshares, Inc. , Morrilton, AR
Chm/Pres: Charles S . Penick
EVP: Suzanne Hartman
SVP: Greg Eby
Cash and Due from: ......................................3,442
Federal Funds and Repos: .................................. 0
lnvestments:................................................ 13,140
Net Loans: ...................................................80,696
Premises and Fixed Assets: .............................922
Other Real Estate: ............................................737
Other Assets: ................................................ 3,205
Total Assets: ............................................. 102,142
Total Trust Assets: .............................................. 0
Deposits: .....................................................87,579
Federal Funds and Borrowings: .....................2,846
Other Liabilities:............................................... 496
Subordinated Debt: ............................................. 0
Total Liabilities: ...........................................90,921
Total Equity Capital: ....................................11,221
Total Liabilities and Capital: ....................... 102,142
Number of Shares Outstanding: ..................50,000
Directors: W. 0. Byrd; Hall M. Calhoun, Ill; Katherine Foust; Michael D. Koone; Bruce M.
Netherton; Charles Ormond; Charles S. Penick; Larry Wayne Smith; Stanton C. Willis
Branches in Town: None
Other Branches: None
First Security Bank of Mountain Home
Mountain Home, AR
VOICE: (870) 425-2166
FAX: (870) 424-4353
Population: 11 ,012
Trust Powers: Yes
Ninth and Baker Streets
P. 0. Box 1906
72654-1906
Charter Numbe~ 147
Date: August 10, 1906
County: Baxter
FDIC Certificate Number: 5622
Home Page: www.fsbmtnhome.com
Bank Holding Company
First Security Bancorp, Searcy, AR
Chm: Reynie Rutledge
CEO: Larry G. Nelson
Cash and Due from: ...................................... 7,404
Federal Funds and Repos: .................................. 0
Investments: .............................................. 116,224
Net Loans: ................................................. 161,994
Premises and Fixed Assets: ..........................5,757
Other Real Estate: ............................................ 585
Other Assets: ................................................5,914
Total Assets: ............................................. 297,878
Total Trust Assets: ...................................... 56,985
Pres: Tim Coleman
TO: Paul E.Johnson
Deposits: ................................................... 248,502
Federal Funds and Borrowings: ...................24,7 18
Other Liabilities:............................................. 1,863
Subordinated Debt: ............................................. 0
Total Liabilities: .........................................275,083
Total Equity Capital: ....................................22,795
Total Liabilities and Capital: .......................297,878
Number of Shares Outstanding: ................ 110,000
Directors: Tim Coleman; James Faulkner; D. Eugene Fortson; Donald T. Jack, Jr.; James
E. Lindsey; Larry G . Nelson; John Rutledge; Reynie Rutledge; William C. Scholl; W. M.
Thompson
Branches in Town: Three
Other Branches:
Mountain View
Bull Shoals, Gassville,
Arkansas State Bank Department
76
Bank of Mountain View
Mountain View, AR
121 East Main Street
P. 0 . Box 1228
72560-1228
VOICE: (870) 269-3815
FAX: (870) 269-2899
Population: 2,876
Trust Powers: No
Charter Number: 446
Date: July 21, 1915
County: Stone
FDIC Certificate Number: 12530
Bank Holding Company
Home Bancshares, Inc., Conway, AR
Pres: Ron Sims
Chm: James G. Hinkle
CEO/EVP/Sec: M. L. Waddington
Cash and Due from: ...................................... 2,468
Federal Funds and Repos: ........................... 6,610
Investments: ............................................... 93,856
Net Loans: .................................................. 81,305
Premises and Fixed Assets: .......................... 2,289
Other Real Estate: ............................................. 40
Other Assets: .............................................. 20,168
Total Assets: ............................................. 206,736
Total Trust Assets: ............................................... O
Deposits: .................................................. 153,309
Federal Funds and Borrowings: .................. 25,000
Other Liabilities: ............................................... 877
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 179,186
Total Equity Capital: .................................... 27,550
Total Liabilities and Capital: ...................... 206,736
Number of Shares Outstanding: .................... 4,000
Directors: John W. Allison; Weldon Duncan; James G. Hinkle; Ron Sims; Ron W. Strother;
Kenneth Sutton
Other Branches: None
Branches in Town: One
Allied Bank
Mulberry, AR
311 Main Street
P. 0 . Drawer A
72947-0480
VOICE: (479) 997-1154
FAX: {479) 997-1161
Population: 1,627
Trust Powers: No
CEO: Lex Golden
Charter Number: 81
Date: January 15, 1902
County: Crawford
FDIC Certificate Number: 91
Member of Federal Reserve System
Bank Holding Company
Acme Holding Company, Inc., Mulberry, AR
SVP/Cash: Dianna J. Millsap
Cash and Due from: ...................................... 2,704
Federal Funds and Repos: ........................... 5,051
Investments: ............................................... 30,460
Net Loans: .................................................. 72,216
Premises and Fixed Assets: .......................... 3,815
Other Real Estate: ........................................... 141
Other Assets:.................................... ............ 6,620
Total Assets: ............................................. 121,007
Total Trust Assets: ............................................... O
Deposits: .................................................. 101 ,636
Federal Funds and Borrowings: .................... 7,000
Other Liabilities: ............................................... 775
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 109,411
Total Equity Capital: .................................... 11 ,596
Total Liabilities and Capital: ...................... 121,007
Number of Shares Outstanding: .................... 4,000
Directors: Alex Golden; Randall L. Hollis, Sr.; John Hunter; Royce D. Jones; L. Jan Nordin
Branches in Town: One
Other Branches:
Alma,
Mansfield, Ozark, Van Buren
Little
Rock,
Ninety-Second Report
77
Diamond State Bank
Murfreesboro, AR
VOICE: (870) 285-2172
FAX: (870) 285-2755
Population: 1,764
Trust Powers: No
319 East Main
P. 0 . Box 279
71958-0279
Charter Number: 175
Date: December 19, 1904
County: Pike
FDIC Certificate Number: 1527
Home Page: www.diamondstatebank.com
Bank Holding Company
Bainum Bancorp II, Glenwood, AR
Chm: Duke Bainum
CEO/Pres: John A . Ross
Cash: Brenda Roberts
Cash and Due from: ...................................... 5,707
Federal Funds and Repos: .................................. 0
lnvestments: ................................................ 71,332
Net Loans: ................................................. 137,968
Premises and Fixed Assets: ......................... .4, 136
Other Real Estate: ............................................ 371
Other Assets: ................................................4,878
Total Assets: ............................................. 224,392
Total Trust Assets: .............................................. O
Deposits: ................................................... 187,750
Federal Funds and Borrowings:................... 19,478
Other Liabilities: ............................................... 870
Subordinated Debt: ............................................. 0
Total Liabilities: .........................................208,098
Total Equity Capital: .................................... 16,294
Total Liabilities and Capital: .......................224,392
Number of Shares Outstanding: ............ .-..... 10,296
Directors: Tim Brotherton; Duke Bainum; Evea Bainum; Timothy Bainum; Robert Evans;
Mike Moore; John A. Ross; Mark Skelton; Bill Spigner; George E. Steel, Jr.; George E. Steel,
Sr.; Raymond Walls
Branches in Town: None
Other Branches: DeQueen, Dierks, Hope,
Mineral Springs, Nashville
Merchants & Planters Bank
Newport, AR
VOICE: (870) 523-3601
FAX: (870) 523-3473
Population: 7,811
Trust Powers: Yes
120 Hazel
P. 0 . Box650
72112-0650
Charter Number: 694
Date: March 20, 1946
County: Jackson
FDIC Certificate Number: 16464
Home Page: www.mandpbank.com
Bank Holding Company
M & P Community Bancshares, Inc., Newport, AR
Chm/TO: Jim S. Gowen, Sr.
CEO/Pres: J im S. Gowen, Jr.
SVP: Carla P. Stiger
SVP/Cash: Patricia Davis
Cash and Due from: ...................................... 7,889
Federal Funds and Repos: .................................. O
Investments: ................................................ 51,018
Net Loans: ................................................... 74,262
Premises and Fixed Assets: ..........................6,459
Other Real Estate: ......................................... 1,914
Other Assets: ............................................... .4,036
Total Assets: ............................................. 145,578
Total Trust Assets: ...................................... 10,324
Deposits: ................................................... 127,955
Federal Funds and Borrowings: .....................4,407
Other Liabilities:.............................................1, 787
Subordinated Debt: ............................................. 0
Total Liabilities: ......................................... 134,149
Total Equity Capital: .................................... 11,429
Total Liabilities and Capital: ....................... 145,578
Number of Shares Outstanding: ....................9,000
Directors: Roger A. Bowman; Thomas R. Curtner; Terry L. Dillon; Jim S. Gowen, Jr.; Jim S.
Gowen, Sr.; Mary K. Hardin; etald A. Saracini; J. Edward Scoggins; Dr. Larry Williams
Branches in Town: One
Other Branches: Batesville (2), McCrory,
Newark. Pleasant Plains, Tuckerman
78
Arkansas State Bank Department
Twin City Bank
North Little Rock, AR
VOICE: {501) 812-1461
FAX: (501) 812-1459
Population: 60,433
Trust Powers: Yes
Chm: Richard H. Ashley
CEO/Pres: Bob Birch
Charter Number: 757
2716 Lakewood Village Place
P.O. Box 16270
Date: July 26, 1991
County: Pulaski
72116
FDIC Certificate Number: 33472
Home Page: www.twincitybank.net
Member of Federal Reserve System
Bank Holding Company
Home Bancshares, Inc., Conway, AR
EVP: Gordon Silaski
TO: Michael McBryde
Cash and Due from: .................................... 20,565
Federal Funds and Repos: .............................. 750
Investments: ............................................. 208,879
Net Loans: ................................................ 392,530
Premises and Fixed Assets: ........................ 14,812
Other Real Estate: ............................................... 0
Other Assets: .............................................. 16,572
Total Assets: ............................................. 654,108
Total Trust Assets: ............................................... 0
Deposits: .................................................. 486,790
Federal Funds and Borrowings: ................ 118,636
Other Liabilities: ............................................ 3,037
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 608,463
Total Equity Capital: .................................... 45,645
Total Liabilities and Capital: ...................... 654,108
Number of Shares Outstanding: .................. 17,000
Directors: John W. Allison: W.W. Arnold, Jr.; Richard H. Ashley; John Bailey; Bob Birch;
Dale Bruns; Sharon Davis; Agustin Fernandez; Barbara McDaniel Graves; Stuart W.
Hankins; Johnny Heflin, Jr.; Herren Hickingbotham: James Kincannon; Don L. Lindsey, Sr.:
Larry Ross; Bob Russell; Mary Anne Salmon; Robert Shell; Ron Strother; William Sutton
Branches in Town: Five
Other Branches: Little Rock (8), Sherwood
(2)
Southern Bank of Commerce
Paragould, AR
Charter Number: 781
1727 West Kingshighway
VOICE: (870) 236-2500
P. 0. Box 1605
Date: November4, 1999
FAX: (870) 236-7283
72450
County: Greene
Population: 22,017
FDIC Certificate Number: 35335
Trust Powers: Yes
Home Page: www.southernbank-of-commerce.com
Member of Federal Reserve System
Chm: Louise Miller
CEO/Pres: Greg Miller
Bank Holding Company
None
SVP: Donna Miller
SVP: Keith Milligan
Cash and Due from: ...................................... 1,652
Federal Funds and Repos: .................................. O
Investments: ................................................. 1,033
Net Loans: .................................................. 30,786
Premises and Fixed Assets: .......................... 1.488
Other Real Estate: ............................................. 60
Other Assets: ................................................... 726
Total Assets: ............................................... 35,745
Total Trust Assets: ............................................... 0
Deposits: .................................................... 30,748
Federal Funds and Borrowings: ....................... 120
Other Liabilities: ............................................... 175
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 31,043
Total Equity Capital:...................................... 4,702
Total Liabilities and Capital: ........................ 35,745
Number of Shares Outstanding: ............. 3,811,574
Directors: Dr. Asa A. Crow; Howard Eldridge; David Holbrook; Donna Miller; Greg Miller;
Louise Miller; Donald Parker
Other Branches:
Brookland, Jonesboro,
Branches in Town: None
Leachville
Ninety-Second Report
79
Delta Trust & Bank
Parkdale, AR
VOICE: (870) 473-2217
FAX: (870) 473-2492
Population: 377
Trust Powers: Yes
1853 Highway 165 South
Charter Number: 141
Date: February 1, 1910
County: Ashley
FDIC Certificate Number: 92
P. 0. Box37
71661-0037
Home Page: www.delta-trust.com
Bank Holding Company
Delta Trust & Banking Corporation, Little Rock, AR
Chm: Dewayne Haynes
VChm/CEO: J. French Hill
Pres/COO: Carroll Penick
SVP/TO: Jim Shenep
Cash and Due from : ...................................... 9,012
Federal Funds and Repos: .......................... 17,965
lnvestments: ................................................ 27.147
Net Loans: ................................................. 149,211
Premises and Fixed Assets: ..........................5,637
Other Real Estate: ......................................... 1,353
Other Assets: ................................................4,097
Total Assets: ............................................. 214.422
Total Trust Assets: ....................................235,799
Deposits: ................................................... 190,918
Federal Funds and Borrowings: .................... .4,406
Other Liabilities: ............................................... 471
Subordinated Debt: ............................................. 0
Total Liabilities: ......................................... 195.795
Total Equity Capital: ....................................18.627
Total Liabilities and Capital: .......................214,422
Number of Shares Outstanding: .................. 16,000
Directors: Jon Bierbaum; B. R. Brown; Mary Good; Dewayne Haynes; J. French Hill;
Robert LaRoche; Michael Montgomery; George o·connor; Carroll Penick; George L. Pugh;
Leyden Pugh; Thomas R. Pugh, Sr.; Thomas R. Pugh, Jr.; Lisenne Rockefeller; Jane
Rogers; Morin M. Scott, Jr.; Neill Sloan; Philip A. Tappan
Branches in Town: None
Other Branches:
Bella Vista, Eudora.
Gravette. Hamburg, Little Rock (3), Wilmot
Evolve Bank & Trust
Parkin, AR
VOICE: (870) 755-5401
FAX: {870) 755-5648
Population: 1,602
Trust Powers: Yes
123 West Parkin
P. 0 . Box 526
72373-0526
Charter Number: 568
Date: June 5. 1925
County: Cross
FDIC Certificate Number: 1299
Bank Holding Company
Parkin Bancorp. Inc., Parkin, AR
Chm: Scot Lenoir
CEO: Scott Stafford
Pres: John Cooper
EVP: Kenneth Lenoir
Cash and Due from: ......................................2,495
Federal Funds and Repos: ............................2.948
lnvestments: ..................................................8.652
Net Loans: ................................................... 17.938
Premises and Fixed Assets: ............................. 158
Other Real Estate: ..............................................83
Other Assets: ................................................ 2,504
Total Assets: ............................................... 34,778
Total Trust Assets: .............................................. 0
Deposits: .....................................................24.042
Federal Funds and Borrowings: .....................2 .000
Other Liabilities:............................................... 277
Subordinated Debt: ............................................. O
Total Liabilities: ...........................................26,319
Total Equity Capital: ......................................8,459
Total Liabilities and Capital: .........................34,778
Number of Shares Outstanding: ................... .4.000
Directors: Donald Clanton; John Cooper; J. De DeHart; Scot Lenoir; Victor Saig; Scott
Stafford; Stephen Valentine
Branches in Town: None
Other Branches: West Memphis
Arkansas State Bank Department
80
Chart Bank
Pe rryville, AR
VOICE: (501) 889-2318
FAX: (501) 889-5727
Population: 1,458
Trust Powers: No
Charter Number: 690
813 North Fourche Avenue
Date: December 8, 1945
P. 0. Box 189
County: Perry
72126-0189
FDIC Certificate Number: 16355
Home Page: www.mychartbank.com
Bank Holding Company
Perry County Bancshares, Inc., Perryville, AR
Chm/Sec: Robert M. Hill
CEO/Pres: Robert Gregory Connell
EVP: Joe Carter
CFO: Ken Jennings
Cash and Due from: ...................................... 2,350
Federal Funds and Repos: ................................ 25
Investments: ............................................... 34,671
Net Loans: .................................................. 74,160
Premises and Fixed Assets:.......................... 3,633
Other Real Estate: ............................................. 71
Other Assets: ................................................ 4,550
Total Assets: ............................................. 119,460
Total Trust Assets: ............................................... -0
Deposits: .................................................... 93,403
Federal Funds and Borrowings: .................. 13,631
Other Liabilities: ............................................... 694
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 107,728
Total Equity Capital: .................................... 11,732
Total Liabilities and Capital: ...................... 119,460
Number of Shares Outstanding: .................. 16,000
Directors: Billie Jo Branscum; Herby Branscum, Jr.; James S. Branscum; Robert G.
Connell; Lee A. Gibbons; Robert M. Hill; Shirley Hill; J. Baylor House; Jim Rankin; Kayla
Rives
Other Branches: Bigelow, Morrilton
Branches in Town: None
Piggott State Bank
Piggott, AR
212 West Cherry
P. 0. Box 307
72454-0307
VOICE: (870) 598-3802
FAX: (870) 598-2026
Population: 3,894
Trust Powers: No
Charter Number: 613
Date: March 10, 1930
County: Clay
FDIC Certificate Number: 5628
Home Page: www.piggottstatebank.com
Bank Holding Company
Piggott Bankstock, Inc., Piggott, AR
Chm/CEO/Pres: Paula 0. Blackwell
VP: Debra A. Mills
VP/Cash: James C. Poole
Cash and Due from: ...................................... 2,583
Federal Funds and Repos: .............................. 700
Investments: ............................................... 26,292
Net Loans: .................................................. 31,411
Premises and Fixed Assets: ............................. 715
Other Real Estate: ............................................. 19
Other Assets: ................................................... 968
Total Assets: ............................................... 62,688
Total Trust Assets: ............................................... O
Deposits: .................................................... 55,417
Federal Funds and Borrowings: .................... 1,123
Other Liabilities: ............................................... 418
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 56,958
Total Equity Capital: ...................................... 5,730
Total Liabilities and Capital: ........................ 62,688
Number of Shares Outstanding: .................... 4,000
Directors: Steve Bell; Paula 0. Blackwell; James C. Poole
Othe r Branches: None
Branches in Town: One
Ninety-Second Report
81
Home Bank of Arkansas
Portland, AR
VOICE: (870) 737-2236
113 Hwy 165 South
P. 0. Box 178
71663-0178
FAX: (870) 737-2816
Population: 552
Trust Powers: No
Charter Number: 251
Date: January 22, 1908
County: Ashley
FDIC Certificate Number: 5629
Bank Holding Company
Peoples Home Holding, Inc., Greenbrier, AR
Chm/CEO/Pres: John Stacks
CFONP: Bill Hannah
VP: Treva Branscum
VP: Terry Milam
Cash and Due from: ...................................... 1,485
Federal Funds and Repos: ............................3, 170
lnvestments: ..................................................3,799
Net Loans: ................................................... 34.248
Premises and Fixed Assets: ..........................1,643
Other Real Estate: ..............................................25
Other Assets: ...................................................526
Total Assets: ...............................................44,896
Total Trust Assets: .............................................. 0
Deposits: ..................................................... 39,417
Federal Funds and Borrowings: ........................... O
Other Liabilities:............................................... 154
Subordinated Debt: ............................................. O
Total Liabilities: ...........................................39.571
Total Equity Capital: ......................................5,325
Total Liabilities and Capital: ........................ .44,896
Number of Shares Outstanding: ................... .4,000
Directors: Joe Benton, Ill; Jerold Brock; James Dee Fiser; Bill Hannah; Terry Milam; Roy
Montgomery; John Stacks; Jack Treat
Branches in Town: None
Other Branches: Damascus, Greenbrier,
Little Rock, Marshall
Bank of Prescott
Prescott, AR
VOICE: (870) 887-2688
FAX: (870) 887-6822
Population: 3,686
Trust Powers: Yes
East Second at Main
P.O. Drawer 490
71857-0490
Charter Number: 162
Date: August 10, 1904
County: Nevada
FDIC Certificate Number: 101
Home Page: www.bankofprescott.com
Bank Holding Company
Prescott Bancshares, Inc., Prescott, AR
Chm: John Warren Brannan, Sr.
CEO/Pres: John Warren Brannan, Jr.
EVP: James E. Franks
Treas/Sec: Karen Mclelland
Cash and Due from: ...................................... 2.921
Federal Funds and Repos: ............................ 2,790
Investments: ................................................ 26.489
Net Loans: ................................................... 32,673
Premises and Fixed Assets: .............................407
Other Real Estate: ............................................... 0
Other Assets: ................................................ 1,627
Total Assets: ............................................... 66,907
Total Trust Assets: .............................................. 0
Deposits: .....................................................57,757
Federal Funds and Borrowings: ....................... 820
Other Liabilities: ............................................... 128
Subordinated Debt: .............................................. 0
Total Liabilities: ...........................................58,705
Total Equity Capital: ......................................8,202
Total Liabilities and Capital: .........................66,907
Number of Shares Outstanding: ..................24,000
Directors: John Warren Brannan, Sr.; John Warren Brannan, Jr. ; Brad Crain; Carl
Dalrymple, Jr.; James E. Franks; Billy Hines; Phillip McAdams; Larry Rhodes; Robert Smith;
John Vansickle
Branches in Town: None
Other Branches: None
Arkansas State Bank Department
82
The Bank of Rison
Rison, AR
VOICE: (870) 325-6251
FAX: (870) 325-7661
Population: 1,271
Trust Powers: No
200 Main Street
P. 0. Box345
71665-0345
Chm: James L. Moore, Jr.
CEO/Pres: James R. Hopson
Charter Number: 650
Date: March 7, 1932
County: Cleveland
FDIC Certificate Number: 8730
Bank Holding Company
None
VP: Cliff Hopson
VP/Cash: Judy Thompson
Cash and Due from: ...................................... 2,027
Federal Funds and Repos: ........................... 3,200
Investments: ............................................... 10,608
Net Loans: .................................................. 12,395
Premises and Fixed Assets: ............................. 137
Other Real Estate: ............................................... 0
Other Assets: ................................................ 1,027
Total Assets: ............................................... 29,394
Total Trust Assets: ............................................... O
Deposits: .................................................... 24,966
Federal Funds and Borrowings: ........................... 0
Other Liabilities: ................................................. 68
Subordinated Debt: .............................................. O
Total Liabilities: ........................................... 25,034
Total Equity Capital: ...................................... 4,360
Total Liabilities and Capital: ........................ 29,394
Number of Shares Outstanding: .................... 4,000
Directors: James R. Hopson; James L. Moore, Jr.; Lee Moore; Frank Wilson
Other Branches: None
Branches in Town : None
Bank of Rogers
Rogers, AR
VOICE: (479) 621-6800
FAX: (479) 621-6801
Population: 38,829
Trust Powers: No
801 North Dixieland
P. 0. Box699
72757-0699
Charter Number: 765
Date: October 26, 1995
County: Benton
FDIC Certificate Number: 34085
Home Page: www.bankrogers.com
Member of Federal Reserve System
Chm/CEO: Dick Mclelland
Pres: Guy J. Cable
Bank Holding Company
First Bank Corp. , Fort Smith, AR
EVP: Scott Franklin
Cash and Due from: ...................................... 4,043
Federal Funds and Repos: .................................. 0
Investments: ............................................... 13,193
Net Loans: ................................................ 123.486
Premises and Fixed Assets: .......................... 8,257
Other Real Estate: ........................................... 297
Other Assets: .............................................. 21.877
Total Assets: ............................................. 171,153
Total Trust Assets: ............................................... 0
Deposits: .................................................. 125,648
Federal Funds and Borrowings: .................. 14,358
Other Liabilities: ............................................ 2,104
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 142,110
Total Equity Capital:.................................... 29,043
Total Liabilities and Capital: ...................... 171 ,153
Number of Shares Outstanding: .................. 32,150
Directors: Guy J. Cable; Scott Franklin; Roland Julian; Dick tv,cL~l~and; Virginia Mocivnik;
Jerry Pittman; Kent Rylee; Sam Sicard; Tony Steele; David Swearingen;_Jim Williamson;
Lewis D. Yarborough
' -Other Branches: Centerton, Lowell
Branches in Town: One
83
Ninety-Second Report
Parkway Bank
Rogers, AR
VOICE: (479) 464-9797
FAX: (479) 464-9796
Population: 38,829
Trust Powers: No
Charter Number: 57
3350 Pinnacle Hills Parkway
Date: April 23, 1900
P.O. Box 190
County: Benton
72758
FDIC Certificate Number: 20160
Home Page: www.parkway-bank.com
Bank Holding Company
Parkway Bankshares, Inc., Portland, AR
Reg Pres: Chris Lampkin
Chm/CEO: Jerry Sadler
Reg Pres: Jerry Carmichael
Cash and Due from: ......................................4,902
Federal Funds and Repos: ............................ 2,690
lnvestments: ................................................20, 134
Net Loans: ................................................. 117 ,899
Premises and Fixed Assets: .......................... 5,440
Other Real Estate: ............................................190
Other Assets: ................................................ 2, 148
Total Assets: ............................................. 153,403
Total Trust Assets: .............................................. O
Deposits: ............. ...................................... 130,736
Federal Funds and Borrowings: .....................9,330
Other Liabilities:............................................... 878
Subordinated Debt: ............................................. O
Total Liabilities: ......................................... 140,944
Total Equity Capital: .................................... 12,459
Total Liabilities and Capital: ....................... 153,403
Number of Shares Outstanding: ..................20,000
Directors: Mack Borgognoni; C. E. Bridewell; Jerry Carmichael; David Covington; Dean
Eisma; Chris Lampkin; Oneida Larimore; Michael J. Necessary; Benton Newcome; Joel
Newcome; Robert D. Pugh; Mickey D. Rapier; Jerry Sadler; Eddie Scherm
Other Branches: Crossett, Monticello (2),
Branches in Town: None
Portland
Simmons First Bank of Northwest Arkansas
Rogers, AR
VOICE: (479) 636-0884
FAX: (479) 636-7819
Population: 38,829
Trust Powers: Yes
111 North 8th Street
P. 0. Box 1803
72756
Charter Number: 672
Date: July 8, 1935
County: Benton
FDIC Certificate Number: 15233
Home Page: www.simmonsfirst.com
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
CEO/Pres: Thomas W. Spillyards
EVP: Dennis Ferguson
SVP: Gail Jordan
VP/Cash: Darlene Cheatham
Cash and Due from: ...................................... 6,573
Federal Funds and Repos: ............................ 8,000
lnvestments: ................................................43,267
Net Loans: ................................................. 199,213
Premises and Fixed Assets: .......................... 8,019
Other Real Estate: ............................................224
Other Assets: .............................................. 11,324
Total Assets: ............................................. 276,620
Total Trust Assets: .............................................. O
Deposits: ...................................................239,624
Federal Funds and Borrowings: .....................9,833
Other Liabilities:.............................................2,285
Subordinated Debt: ............................................. 0
Total Liabilities: .........................................251,742
Total Equity Capital: ....................................24,878
Total Liabilities and Capital: .......................276,620
Number of Shares Outstanding: .................. 18,000
Directors: Dennis Ferguson; Ray Hobbs; Craig Hunt; Charles Clark Irwin; Eric Pianalto;
Thomas W. Spillyards; Jim Tull ; Sonya Yates
Other Branches: Bella Vista, Bentonville,
Branches in Town: One
Fayetteville (2), Lincoln, Prairie Grove,
Siloam Springs, Springdale (2)
84
Arkansas State Bank Department
First Arkansas Valley Bank
Russellville, AR
VOICE: (479) 967-2151
FAX: (479) 967-1456
Population: 23,682
Trust Powers: Yes
401 North Arkansas Avenue
P. 0. Box 4026
72811
Charter Number: 714
Date: August 29, 1961
County: Pope
FDIC Certificate Number: 18434
Home Page: www.firstarkansas.com
Bank Holding Company
Liberty Bancshares, Inc., Jonesboro, AR
Chm/CEO: Roy A. Reaves
EVP: Mike Jacimore
Pres: Benny R. Harris
VP/TO: Ellen Tarkington
Cash and Due from: .................................... 13,777
Federal Funds and Repos: ........................... 8,625
Investments: ............................................. 168,165
Net Loans: ................................................ 346,902
Premises and Fixed Assets: ........................ 14,014
Other Real Estate: ........................................... 590
Other Assets: .............................................. 65,469
Total Assets:............................................. 617,542
Total Trust Assets:...................................... 38,310
Deposits: .................................................. 445,435
Federal Funds and Borrowings: .................. 71,768
Other Liabilities: ............................................ 2,982
Subordinated Debt: .............................................. 0
Total Liabilities: ......................................... 520,185
Total Equity Capital: .................................... 97,357
Total Liabilities and Capital: ...................... 617,542
Number of Shares Outstanding: ................ 142,386
Directors: Kent Dollar; Luke Duffield; Dain Duvall; Mark Fowler; Wallace W. Fowler; Nathan
V. George; Charles H. Green; Benny R. Harris; Don Helms; Lloyd H. McCracken, Jr.; Carl
Rackley; Roy A. Reaves; Donald C. Riley; Michael Warren
Branches in Town : Three
Other Branches:
Atkins, Clarksville,
Dardanelle (2), Fort Smith, Morrilton (2),
Pottsville, Searcy (3)
First State Bank
Russellville, ~R
VOICE: (479) 498-2400
FAX: (479) 498-2465
Population: 23,682
Trust Powers: No
3103 East Main
P. 0 . Box 10610
Charter Number: 663
Date: January 12, 1934
72812
County: Pope
FDIC Certificate Number: 13632
Home Page: www.fsbmybank.com
Bank Holding Company
First State Banking Corporation, Russellville, AR
Chm/CEO: Charles Blanchard
EVP: Toni B. Laws
Pres: Johnny K. Morgan
EVP: Max Mathis
Cash and Due from: ...................................... 4,079 Deposits: .................................................. 210,415
Federal Funds and Repos: ........................... 8,400 · Federal Funds and Borrowings: .................. 43,447
Investments: ............................................. 122,434 Other Liabilities: ............................................... 936
Net Loans: ................................................ 124,731 Subordinated Debt: .............................................. O
Premises and Fixed Assets: ................ .......... 3,593 Total Liabilities: ......................................... 254,798
Other Real Estate: ............................................. 49
Other Assets: ................................................ 9,377 Total Equity Capital: .................................... 17,865
Total Assets: ............................................. 272,663 Total Liabilities and Capital: ...................... 272,663
Total Trust Assets:............................................... 0 Number of Shares Outstanding: .................. 20,000
Directors: James C. Biggers; Charles Blanchard; William H. Bowen; Terry Freeman; Don
C. Guess; Maxie L. Mathis, Ill; Mike Miller; Johnny K. Morgan; George Tippin; C. Tim White;
Robert M. Wilson; Phil Wright
Branches in Town: Four
Other Branches: Ola, Plainview
Ninety-Second Report
85
Simmons First Bank of Russellville
Russellville, AR
VOICE: (479) 967-8000
FAX: (479) 968-6491
Population: 23,682
Trust Powers: Yes
800 North Arkansas Avenue
Charter Number: 192
P. 0. Box 301 0
Date: September 29, 1905
72801
County: Pope
FDIC Certificate Number: 13081
Home Page: www.simmonsfirst.com
Member of Federal Reserve System
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
ChmfCEO: Ronald B. Jackson
Reg Pres: Scott Hill
Reg Pres: Denton Tumbleson
Cash and Due from: ......................................5.009
Federal Funds and Repos: ............................ 1,885
Investments: ................................................37,166
Net Loans: ................................................. 124,493
Premises and Fixed Assets: .......................... 5,511
Other Real Estate: ............................................ 315
Other Assets: .............................................. 22,888
Total Assets: ............................................. 197,267
Total Trust Assets: .............................................. 0
Deposits: ................................................... 151,864
Federal Funds and Borrowings: .....................9,637
Other Liabilities:.............................................2,291
Subordinated Debt: ............................................. 0
Total Liabilities: ......................................... 163,792
Total Equity Capital: .................................... 33,475
Total Liabilities and Capital: ....................... 197,267
Number of Shares Outstanding: .................... 1,500
Directors: Leon Anderson; Terry Bowie; Dr. Charles Boyce; Keith Cogswell; Ronald B.
Jackson; Ike Allen Laws, Ill; Ed R. Stingley, Ill; Harve Taylor; Gene Thomason
Branches in Town: Three
Other Branches: Clarksville (2), Hector
Bank of Salem
Salem,AR
VOICE: (870) 895-2591
FAX: (870) 895-3825
Population: 1,591
Trust Powers: No
207 West Church Street
P. 0. Box 338
72576-0338
Charter Number: 266
Date: December 9 , 1908
County: Fulton
FDIC Certificate Number: 11243
Home Page: www.bksalem.net
Bank Holding Company
Smith Associated Banking Corporation, Hot Springs, AR
ChmfCEOIPres: Mark Montgomery
Cash: Teresa Wray
Cash and Due from: ...................................... 1,805 Deposits: .....................................................90.761
Federal Funds and Repos: ...............................116 Federal Funds and Borrowings: ................... 12,618
lnvestments: ................................................ 11 ,994 Other Liabilities:.............................................1,724
Net Loans: ................................................... 94,270 Subordinated Debt: ............................................. 0
Premises and Fixed Assets: .......................... 2,105 Total Liabilities: ......................................... 105,103
Other Real Estate: ............................................250
Other Assets: ................................................4,669 Total Equity Capital: .................................... 10,106
Total Assets: ............................................. 115,209 Total Liabilities and Capital: ....................... 115,209
Total Trust Assets: .............................................. 0 Number of Shares Outstanding: ..................20,000
Directors: D. Karrol Fowlkes; Mark Montgomery; Marvin Newton; C. Dwayne Plumlee; Guy
R. "Buck" Smith
Branches in Town: None
Other Branches: Mammoth Spring, Viola
Arkansas State Bank Department
86
Logan County Bank
Scranton, AR
600 Main Street
P. 0. Box 85
72863-0085
VOICE: (479) 938-2511
FAX: (479) 938-7084
Population: 222
Trust Powers: No
Charter Number: 578
Date: April 7, 1926
County: Logan
FDIC Certificate Number: 5632
Bank Holding Company
None
Chm/CEO/Pres: Joe Fritsche
VP: Jerry L. Davis
VP: Gary Fritsche
Cash: Don Fritsche
Cash and Due from: ...................................... 2,140
Federal Funds and Repos: .................................. 0
Investments: ............................................... 34,652
Net Loans: .................................................. 19,425
Premises and Fixed Assets: ............................. 555
Other Real Estate: ............................................... 0
Other Assets: .................................. ................. 769
Total Assets:................... ............................ 57,541
Total Trust Assets: ............................................... 0
Deposits: .................................................... 47,093
Federal Funds and Borrowings: .................... 1,025
Other Liabilities: ............................................... 135
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 48,253
Total Equity Capital: ...................................... 9,288
Total Liabilities and Capital: ........................ 57,541
Number of Shares Outstanding: .................... 4,000
Directors: Margaret Ahne; Gary Fritsche; Joe Fritsche; Mildred Fritsche; Regina L. Layes
Other Branches: Subiaco
Branches in Town: None
First Security Bank
Searcy, AR
314 North Spring
P . 0. Box 1009
72145-1009
VOICE: (501) 279-3400
FAX: (501) 279-3486
Population: 18,928
Trust Powers: Yes
Charter Number: 649
Date: February 6, 1932
County: White
FDIC Certificate Number: 5633
Home Page: www.fsbank.com
Bank Holding Company
First Security Bancorp, Searcy, AR
Chm/CEO: Reynie Rutledge
Pres: Michael C. Hutsell
TO: Frank Faust
Cash and Due from :.................................... 56,209
Federal Funds and Repos: ......................... 20,364
Investments: ............................................. 364,674
Net Loans: ................................................ 907,831
Premises and Fixed Assets: ........................ 48,846
Other Real Estate: ........................................... 415
Other Assets: .............................................. 49,495
Total Assets: .......................................... 1,447,834
Total Trust Assets: .................................... 302,329
Deposits: ............................................... 1,276.440
Federal Funds and Borrowings: .................. 52,864
Other Liabilities: ............................................ 4,484
Subordinated Debt: .............................................. 0
Total Liabilities: ...................................... 1,333,788
Total Equity Capital:.................................. 114,046
Total Liabilities and Capital: ................... 1,447,834
Number of Shares 'Outstanding: .................. 24,000
Directors: Dr. David Burks; Larry Crain; Michael C. Hutsell; Steve Lightle; John McKnight;
Wayne Ridout; Dr. Porter R. Rodgers, Jr.; Reynie Rutledge; William Scholl; Jim Tarkington;
James G. Wilson; E. D. Yancey
Other Branches: Beebe (2), Bella Vista,
Branches in Town: Four
Cabot (3), Clarksville (3), Coal Hill,
Fayetteville (5), Griffithville, Heber Springs
(2), Judsonia, Little Rock (3), Lowell,
Maumelle, McRae, Pangburn, Rogers (3),
Springdale (5)
Ninety-Second Report
87
Simmons First Bank of Searcy
Searcy, AR
VOICE: (501) 268-7575
FAX: (501) 279-3059
Population: 18,928
Trust Powers: No
401 South Main
P.O. Box 1349
72145-1349
Charter Number: 528
Date: February 17, 1922
County: White
FDIC Certificate Number: 12696
Home Page: www.Simmonsfirst.com
Member of Federal Reserve System
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
CEO/Pres: Brooks Davis
EVP: Jerry Morgan
Cash and Due from: ..................................... .4,006
Federal Funds and Repos: .................................. 0
lnvestments: ................................................ 23,522
Net Loans: ................................................... 94,195
Premises and Fixed Assets: .......................... 3,799
Other Real Estate: ............................................ 554
Other Assets: ................................................ 8,722
Total Assets: ............................................. 134,798
Total Trust Assets: .............................................. 0
Deposits: ................................................... 106,120
Federal Funds and Borrowings: .....................9,887
Other Liabilities: ............................................... 965
Subordinated Debt: ............................................. O
Total Liabilities: ......................................... 116,972
Total Equity Capital: ....................................17,826
Total Liabilities and Capital: ....................... 134,798
Number of Shares Outstanding: .................. 10,000
Directors: Richard Cargile; Brooks Davis; Dennis Donovan; Al Fowler; Joseph Giezeman;
Glenn Rambin; Robert Underwood
Branches in Town: Two
Other Branches: Kensett
Peoples Bank
Sheridan, AR
VOICE: (870) 942-5707
FAX: (870) 942-2489
Population: 3,872
Trust Powers: No
1120 S. Rock Street
P. 0. Box460
72150
Charter Number: 786
Date: September 11, 2000
County: Grant
FDIC Certificate Number: 57058
Home Page: www.peoplesbankar.com
Bank Holding Company
None
CEO/Pres: John D. Manatt
SVP: G. Jannette Jones
SVP: Roy E. Baxley
VP: Noka A. Emerson
Cash and Due from: ......................................1,872
Federal Funds and Repos: ........................... .4,285
lnvestments: ................................................ 26,277
Net Loans: ................................................... 40,828
Premises and Fixed Assets: .......................... 1,656
Other Real Estate: ............................................... 0
Other Assets: ................................................ 1,871
Total Assets: ............................................... 76,789
Total Trust Assets: .............................................. 0
Deposits: .....................................................68,259
Federal Funds and Borrowings: ........................... 0
Other Liabilities:............................................... 267
Subordinated Debt: ............................................. O
Total Liabilities: ...........................................68,526
Total Equity Capital: ......................................8,263
Total Liabilities and Capital: .........................76,789
Number of Shares Outstanding: ..................52,562
Directors: Dannie L. Brown; Donald L. Hedden; Gary D. Hines; Bobby G. Jeffrey; James
W. Lancaster; John D. Manatt; Mary Mel Nixon; Shelby L. Taylor; Alvin L. Upton; David L.
Wells; W. A. Winston
Branches in Town: None
Other Branches: None
Arkansas State Bank Department
88
Smackover State Bank
Smack·over, AR
VOICE: (870) 725-3051
FAX: (870) 725-3049
Population: 2,005
Trust Powers: Yes
708 North Broadway
P. 0. Drawer 107
71762-0107
Charter Number: 600
Date: April 18, 1928
County: Union
FDIC Certificate Number: 5623
Bank Holding Company
Smackover Bancshares, Inc., Smackover, AR
CEO/Pres: Bob Willett
SVP: J . Drew Tennyson
SVP: James B. Yeager
VP/TO: Vicki Davis
Cash and Due from: ...................................... 3,501
Federal Funds and Repos: .................................. 0
Investments: ............................................... 63,554
Net Loans: .................................................. 59,263
Premises and Fixed Assets: .......................... 2,792
Other Real Estate: ............................................. 76
Other Assets: ................................................ 1,892
Total Assets: ............................................. 131.078
Total Trust Assets: ........................................ 2,369
Deposits: .................................................. 115,672
Federal Funds and Borrowings: .................... 1,295
Other Liabilities: ............. .................................. 493
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 117,460
Total Equity Capital: .................................... 13,618
Total Liabilities and Capital: ...................... 131,078
Number of Shares Outstanding: ................ 100,000
Directors: Gary deYampert; J. Drew Tennyson; James M. Tennyson; John D. Trimble, V;
Bob Willett; James B. Yeager
Other Branches: El Dorado (2), Norphlet
Branches in Town: None
Riverside Bank
Sparkman, AR
VOICE: (870) 678-2251
FAX: (870) 678-2401
Population: 586
Trust Powers: No
Commerce & Main Streets
P. 0. Box 127
71763-0127
Charter Number: 457
Date: September 19, 1916
County: Dallas
FDIC Certificate Number: 93
Home Page: www.riversidebanc.com
Bank Holding Company
Riverside Bancshares, Inc., Little Rock, AR
Chm: David Matchet
CEO: Stephen C. Davis
Pres: Robert G. Dudley, Jr.
VP: Kathryn Daniell
Cash and Due from: ...................................... 1,121
Federal Funds and Repos: .................................. 0
Investments: ................................................. 3,512
Net Loans: ..........................................,....... 43,459
Premises and Fixed Assets: .......................... 1,697
Other Real Estate: ........................................... 130
Other Assets: ................................................ 1,507
Total Assets: ........................................ ....... 51,426
Total Trust Assets: ............................................... 0
Deposits: .................................................... 37,303
Federal Funds and Borrowings: .................. 10,085
Other Liabilities: ............................................... 253
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 47,641
Total Equity Capital:...................................... 3,785
Total Liabilities and Capital: ........................ 51,426
Number of Shares Outstanding: .................... 3,000
Directors: Stephen C. Davis; Robert G. Dudley, Jr.; Charles T. Gaston; David Matchet;
Donny White
Other Branches: None
Branches in Town: None
Ninety-Second Report
89
Bodcaw Bank
Stamps, AR
VOICE: (870) 533-4486
FAX: (870) 533-4456
Population: 2,131
Trust Powers: No
307 Thomas Street
P. 0. Box 8
71860-0008
Charter Number: 106
Date: December 8, 1902
County: Lafayette
FDIC Certificate Number: 5624
Bank Holding Company
Bodcaw Bancshares, Inc. , Stamps, AR
ChmlPres: J. Paul Nipper
Cash: Brenda Scroggins
Cash and Due from: ...................................... 1,727
Federal Funds and Repos: .................................. O
lnvestments: ............................................... .42, 149
Net Loans: ................................................... 22,200
Premises and Fixed Assets: ............................. 150
Other Real Estate:............................................753
Other Assets: ...................................................603
Total Assets: ............................................... 67,582
Total Trust Assets: .............................................. 0
Deposits: .....................................................57,695
Federal Funds and Borrowings: ....................... 610
Other Liabilities:............................................... 368
Subordinated Debt: ............................................. O
Total Liabilities: ...........................................58,673
Total Equity Capital: ......................................8,909
Total Liabilities and Capital: .........................67,582
Number of Shares Outstanding: ..................10,000
Directors: Charles L. Cabe, Jr.; Billie Nipper; J. Paul Nipper; Cynthia Sandefur; Danny K.
Smith; J. Woodrow Smith
Branches in Town: None
Other Branches: None
Bank of Star City
Star City, AR
VOICE: (870) 628-4286
FAX: (870) 628-5274
Population: 2,471
Trust Powers: No
116 North Lincoln
P. 0. Drawer 69
71667-0069
Charter Number: 567
Date: April 27, 1925
County: Lincoln
FDIC Certificate Number: 5634
Home Page: www.bankofstarcity.com
Bank Holding Company
Star City Bancshares, Inc., Star City, AR
ChmlCEO: Bennie F. Ryburn, Jr.
Pres: R. Mark Owen
EVP: Kelley Hunt
Cash and Due from: ......................................2, 152
Federal Funds and Repos: .................................. 0
lnvestments: ................................................ 24,229
Net Loans: ................................................... 60,902
Premises and Fixed Assets: ..........................3,730
Other Real Estate:............................................ 363
Other Assets: ................................................ 1,495
Total Assets: ............................................... 92,871
Total Trust Assets: .............................................. 0
Deposits: .....................................................76, 183
Federal Funds and Borrowings: .....................6,618
Other Liabilities:............................................... 257
Subordinated Debt: ............................................. O
Total Liabilities: ...........................................83,058
Total Equity Capital: ......................................9.813
Total Liabilities and Capital: .........................92,871
Number of Shares Outstanding: .................. 15,000
Directors: Keith D. Griffin; Tommy L. Lively; Lucille Ollar; R. Mark Owen; Bennie F. Ryburn,
Jr.; Marion Ryburn
Branches in Town: None
Other Branches:
White Hall
Gould, Pine Bluff (2),
Arkansas State Bank Department
90
Security Bank
Stephens, AR
105 Ruby Street
P. 0. Box 7
71764-0007
VOICE: (870) 786-5416
FAX: (870) 786-5419
Population: 1,152
Trust Powers: No
Charter Number: 692
Date: February 8, 1946
County: Ouachita
FDIC Certificate Number: 16395
Bank Holding Company
Smith Associated Banking Corporation, Hot Springs, AR
Chm/CEO: Carol Reaves
Pres: Guy R. "Buck" Smith
EVP: Duncan Grayson
EVP/Cash: Cheryl Brown
Cash and Due from: ...................................... 1,130
Federal Funds and Repos: ........................... 1,575
Investments: ................................................. 4,270
Net Loans: .................................................. 27,596
Premises and Fixed Assets: .......................... 1,239
Other Real Estate: ........................................... 231
Other Assets: ................................................ 1,615
Total Assets: ............................................... 37,656
Total Trust Assets: ............................................... 0
Deposits: .................................................... 32,313
Federal Funds and Borrowings: .................... 1,962
Other Liabilities: ............................. .................. 597
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 34,872
Total Equity Capital: ...................................... 2,784
Total Liabilities and Capital: ........................ 37,656
Number of Shares Outstanding: .................. 11,000
Directors: Duncan Grayson; Carol Reaves; Guy R. Smith; Guy R. "Buck" Smith; Colon
Watson; Jay C. Wilson
Other Branches: None
Branches in Town: None
The Farmers and Merchants Bank
Stuttgart, AR
VOICE: (870) 673-6911
FAX: (870) 672-4282
Population: 9,745
Trust Powers: Yes
Seventh & Main Streets
P. 0. Box 1010
72160-1010
Charter Number: 687
Date: December 29, 1944
County: Arkansas
FDIC Certificate Number: 16216
Home Page: www.mebanking.com
Member of Federal Reserve System
Bank Holding Company
The Farmers and Merchants Bankshares, Inc., Stuttgart, AR
Chm: Roy 0. McCollum, Ill
CEO/Pres: Don Pattillo
Cash: Caroll Fowler
TO: Richard McMinn
Cash and Due from: ...................................... 9,944
Federal Funds and Repos: .................................. 0
Investments: ............................................... 98,114
Net Loans: ................................................ 193,680
Premises and Fixed Assets: .......................... 3,497
Other Real Estate: ........................................... 240
Other Assets: .............................................. 20,562
Total Assets: ............................................. 326,037
Total Trust Assets: ...................................... 42,728
Deposits: .................................................. 238,778
Federal Funds and Borrowings: .................. 42,011
Other Liabilities: ............................................ 2,289
Subordinated Debt: .............................................. O
Total Liabilities: ......................................... 283,078
Total Equity Capital: .................................... 42,959
Total Liabilities and Capital: ...................... 326,037
Number of Shares Outstanding: ................ 100,000
Directors: Jerry Carter; Gary Hudson; Roy 0. McCollum, Ill; Don Pattillo; Mickey Pierce;
Robert H. Pond; Robert Seidenstricker; Patricia M. Townsend; Ray Vester
Branches in Town: Four
Other Branches: Des Arc, DeValls Bluff,
DeWitt, Hazen
Ninety-Second Report
91
Bank of Trumann
Trumann, AR
VOICE: (870) 483-6333
FAX: (870) 483-7512
Population: 6,889
Trust Powers: No
· 326 Highway 463
P. 0. Box48
72472-0048
Charter Number: 354
Date: October 2 , 1911
County: Poinsett
FDIC Certificate Number: 11244
Bank Holding Company
First Delta Bankshares, Inc., Blytheville, AR
CEO/Pres: John R. Gillette
CFO: Cheryl McMasters
VP: Carroll D. Anderson
AVP: Shirley Benson
Cash and Due from: ...................................... 1,512
Federal Funds and Repos: ...............................550
lnvestments: ................................................28,579
Net Loans: ...................... ............................. 51. 164
Premises and Fixed Assets: .......................... 1, 174
Other Real Estate: .............................................. 14
Other Assets: ................................................ 5,448
Total Assets: ............................................... 88,441
Total Trust Assets: .............................................. 0
Deposits: .....................................................68,239
Federal Funds and Borrowings: .....................3,700
Other Liabilities:............................................... 593
Subordinated Debt: ............................................. O
Total Liabilities: ...........................................72,532
Total Equity Capital: ....................................15,909
Total Liabilities and Capital: .........................88,441
Number of Shares Outstanding: ..................60,000
Directors: John R. Gillette; Gary Griffin; Matthew H. Moon; Clyde Robertson, Jr.; Jerry T .
Sims; Barry E. Wood
Branches in Town: None
Other Branches: None
Citizens Bank & Trust Company
Van Buren, AR
VOICE: (479) 474-1201
FAX: (479) 410-1340
Population: 18,986
Trust Powers: Yes
3110Alma Hwy.
P . 0. Box469
72957-0469
Charter Number: 328
Date: December 20, 1910
County: Crawford
FDlct;ertificate Number: 8738
Home Page: www.cbankandtrust.com
Member of Federal Reserve System
Bank Holding Company
First Bank Corp., Fort Smith, AR
Chm: James G. Williamson, Jr.
EVP: Lance L. Lanier
CEO/Pres: D. Keith Hefner
TO: A. C. Moncrief
Cash and Due from: .................................... 20,942
Federal Funds and Repos: .................................. 0
Investments: ................................................ 72,588
Net Loans: ................................................. 182,467
Premises and Fixed Assets: ..........................4,798
Other Real Estate:..............................................80
Other Assets: ................................................ 7,366
Total Assets: ............................................. 288,241
Total Trust Assets: ........................................8,094
Deposits: ...................................................251 ,048
Federal Funds and Borrowings: .....................4, 197
Other Liabilities:.............................................2,371
Subordinated Debt: ................................. :........... O
Total Liabilities: ......................................... 257,616
Total Equity Capital: ....................................30,625
Total Liabilities and Capital: .......................288,241
Number of Shares Outstanding: ..................16,000
Directors: Jimmy G . Bell; Warren D. Blaylock; Mont S. Echols, Jr.; Morril H. Harriman; D.
Keith Hefner; L. Scott McBrayer; Brett D. Peters; Paul D. Shirley; Samuel M. Sicard; William
W . Thomas; James G. Williamson, Jr.
Branches in Town: Three
Other Branches: Alma, Mountainburg
Arkansas State Bank Department
92
First Community Bank of Crawford County
Van Buren, AR
2925 Alma Highway, Suite A
Charter Number: 784
VOICE: (479) 471-5400
72956
Date: July 7, 2000
FAX: (479) 471-5404
County: Crawford
Population: 18,986
FDIC Certificate Number: 35573
Trust Powers: No
Home Page: www.firstcommunity-bank.com
Bank Holding Company
None
SVP: Rex Woods
Cash: Karen Brown
Chm: Tim E. Wise
CEO/Pres: Jim Fincher
Cash and Due from: ...................................... 1,427
Federal Funds and Repos: .............................. 870
Investments: ............................................... 12,773
Net Loans: .................................................. 33,492
Premises and Fixed Assets: ............................. 794
Other Real Estate: ........................................... 315
Other Assets: ................................................... 932
Total Assets: ............................................... 50,603
Total Trust Assets: ............................................... O
Deposits: .................................................... 43,402
Federal Funds and Borrowings: .................... 2,346
Other Liabilities: ............................................... 264
Subordinated Debt: .............................................. O
Total Liabilities: ........................................... 46,012
Total Equity Capital: ...................................... 4,591
Total Liabilities and Capital: ........................ 50,603
Number of Shares Outstanding: .................. 48,640
Directors: Jim Fincher; James David Garner; John Hall; Tim Hodges; Richard Hodo; Mark
Manes; Tim E. W ise
Other Branches: None
Branches in Town: One
First State Bank of Warren
Warren, AR
Main Street
P. 0. Box 29
71671-0029
VOICE: (870) 226-2601
FAX: (870) 226-2253
Population: 6,442
Trust Powers: Yes
Charter Number: 739
Date: December 12, 1978
County: Bradley
FDIC Certificate Number: 94
Bank Holding Company
Bradley Bancshares, Inc., Warren, AR
Chm/CEO: Bennie Ryburn, Jr.
Pres: Freddie M. Mobley
EVPITO: Hugh Quimby
Cash and Due from: ...................................... 5,514
Federal Funds and Repos: .................................. O
Investments: ............................................... 35,524
Net Loans: .................................................. 55,864
Premises and Fixed Assets: .......................... 1,999
Other Real Estate: ........................................... 545
Other Assets: ................................. ............... 3,307
Total Assets: ............................................. 102,753
Total Trust Assets: ........................................ 1,976
Deposits: .................................................... 92,169
Federal Funds and Borrowings: ......................... 19
Other Liabilities: ............................................... 584
Subordinated Debt: .............................................. O
Total Liabilities: ........................................... 92,772
Total Equity Capital: ...................................... 9,981
Total Liabilities and Capital: ...................... 102,753
Number of Shares Outstanding: .................. 59,000
Directors: Robert Garner; Roger George; Robert Green, Jr.; Freddie M. Mobley; Hugh A.
Quimby; Bennie Ryburn, Ill; Bennie F. Ryburn, Jr.; Dr. Joe H. Wharton
Other Branches: Hampton, Hermitage
Branches in Town: One
Ninety-Second Report
93
Warren Bank and Trust Company
Warren, AR
VOICE: (870) 226-2621
FAX: (870) 226-6261
Population: 6,442
Trust Powers: Yes
201 South Main
P. 0. Box 350
71671-0350
Charter Number: 80
Date: December 28, 1901
County: Bradley
FDIC Certificate Number: 81
Member of Federal Reserve System
Bank Holding Company
None
Chm: John B. Frazer
Pres/TO: Carlton E. Davis
SVP: Tim Spraggins
SVP/Cash: James E. Smith
Cash and Due from: ......................................6,257
Federal Funds and Repos: ............................6,200
lnvestments: ............................................... .46,697
Net Loans: ................................................... 62,336
Premises and Fixed Assets: .............................834
Other Real Estate: ............................................274
Other Assets: ................................................ 1,742
Total Assets: ............................................. 124,340
Total Trust Assets: ......................................33,644
Deposits: .....................................................98,269
Federal Funds and Borrowings: .....................9,950
Other Liabilities:............................................... 511
Subordinated Debt: ............................................. 0
Total Liabilities: ......................................... 108, 730
Total Equity Capital: .................................... 15,610
Total Liabilities and Capital: .......................124,340
Number of Shares Outstanding: ................. .48,000
Directors: Bruce Anderson; Dr. Donnie R. Bryant; Gerald Burton; Carlton E. Davis;
Lawrence H. Derby, Jr.; John B. Frazer, Jr.; W. Sykes Harris; Dr. Dr. Rocky K. Lindsey;
Jeffrey B. McGaha; Dr. Kerry F. Pennington
Branches in Town: Two
Other Branches: Hermitage
Cross County Bank
Wynne, AR
VOICE: (870) 238-8171
FAX: (870) 238-4052
Population: 8,615
Trust Powers: Yes
1 Cross County Plaza
P. 0. Box9
72396-0009
Charter Number: 25
Date: June 5, 1891
County: Cross
FDIC Certificate Number: 13821
Home Page: www.crosscountybank.com
Member of Federal Reserve System
Bank Holding Company
Cross County Bancshares, Inc., Wynne, AR
Chm: Dr. Willard G. Burks
Pres: David Dowd
CEO: Mac McClanahan
TO: Vincent E. Guest
Cash and Due from: ......................................3,610
Federal Funds and Repos: .................................. O
lnvestments: ................................................ 30,385
Net Loans: ................................................. 133,009
Premises and Fixed Assets: .......................... 6,065
Other Real Estate:............................................ 334
Other Assets: ............................................... .4,403
Total Assets: ............................................. 177,806
Total Trust Assets: ........................................ 7,990
Deposits: ................................................... 128.333
Federal Funds and Borrowings: ...................29,170
Other Liabilities:............................................... 636
Subordinated Debt: ............................................. 0
Total Liabilities: ......................................... 158,139
Total Equity Capital: .................................... 19,667
Total Liabilities and Capital: ....................... 177,806
Number of Shares Outstanding: ....................4,000
Directors: Dr. Willard G. Burks; Guy E. Fisher; Albert A. Hess; Pete L. Imboden, Ill; R.
Vance Lawson; Thomas W. Morgan, Jr.; Roger E. Pohlner; Donald L. Reddmann; R. Joe
Rennicke; James A. Richardson
Branches in Town: One
Other Branches: Cherry Valley, Hickory
Ridge, Jonesboro
REPORT OF THE
STATE CHARTERED
NON-PROFIT ORGANIZATION
(NOT ENGAGED IN
COMMERCIAL BANKING)
JUNE 30, 2006
96
Arkansas State Bank Department
Arkansas Capital Corporation
Little Rock, AR
VOICE: (501) 374-9247
FAX: (501) 374-9425
Population: 183,133
200 South Commerce, Suite 400
72201-1728
Charter Number: 1006
Date: August 6, 1958
County: Pulaski
Home Page: www.arcapital.com
Trust Powers: No
Chm: Virgil L. Miller, Jr.
CEO: C. Sam Walls
Bank Holding Company
None
EVP: Jay W . Wisener
SVP: Jerry Adams
Cash and Due from: .......................,.............. 1,594
Federal Funds and Repos: .................................. 0
Investments: ................................................. 5,319
Net Loans: .................................................. 40,897
Premises and Fixed Assets: .......................... 1,792
Other Real Estate: ........................................... 161
Other Assets: ................................................ 1,671
Total Assets: ............................................... 51,434
Total Trust Assets: ............................................... 0
Deposits: ............................................................. 0
Federal Funds and Borrowings: .................. 43,003
Other Liabilities: ............................................ 2,957
Subordinated Debt: .............................................. 0
Total Liabilities: ........................................... 45,960
Total Equity Capital: ...................................... 5,474
Total Liabilities and Capital: ........................ 51,434
Number of Shares Outstanding: .................... 1,060
Directors: John W. Ahlen; Carl E. Baggett; George E. Campbell; Rush B. Deacon; Mac
Dodson; James R. Jordan; Virgil L. Miller, Jr.; Bert M. Mullens; Don Pattillo; H. Glenn
Rambin; D. Patton Rudder; David H. Shindler; William T. Staed; Larry Walther
Other Branches: Fayetteville, Jonesboro
Branches in Town: None
REPORT OF
TRUST COMPANIES
(NOT ENGAGED IN
COMMERCIAL BANKING)
JUNE 30, 2006
Arkansas State Bank Department
98
Community First Trust Company
Hot Springs, AR
VOICE: (501) 520-3660
FAX: (501) 520-3667
Population: 35,750
CEO/Pres: William L. Kerst, Jr.
135 Section Line Road, C-1
71913
Charter Number: 35001
Date: Jun. 17, 1998
County: Garland
CFO: Leslie Ballentine
Directors: Charlotte Arnold, CPA; Robert J. Bruce; Mark Buhrow; Gerald A. Burgener; David
French; William L. Kerst, Jr.; Ralph Woodruff
Other Branches: Hot Springs Village, Little
Branches in Town: None
Rock, Russellville
FirsTrust Financial Services, Inc.
Little Rock, AR
VOICE: (501) 664-6627
FAX: (501) 663-6772
Population: 183,133
Chm/CEO: Michael McBryde
Pres/COO: Richard P. Clark, II
2610 Cantrell Road
P.O. Box 16270
72202
Charter Number: 35000
Date: May. 22, 2001
County: Pulaski
VP: Dot Weaver
VP: Lisa Whitworth
Directors: John Bailey; Robert F. Birch, Jr.; William C. Brazil; Dale Bruns; Richard P. Clark,
II; Tracy M. French; Stuart W. Hankins; Michael McBryde; C. Randall Sims; Ron Strother;
Buddy Sutton
Branches in Town: None
Other Braq,ches: Conway, El Dorado
REPORT OF THE
REGIONAL/COUNTY INDUSTRIAL
DEVELOPMENT CORPORATIONS
(NOT ENGAGED IN
COMMERCIAL BANKING)
JUNE 30, 2006
Ar1<ansas State Bank Department
100
Northwest Arkansas Regional Industrial Development Corporation
Fort Smith, AR
VOICE: (479) 782-5959
FAX: (479) 782-9669
CEO: Luther Reed
CFO: T. David Potts
Greenpointe Center, Suite 31
P. 0. Box 3325
72913-3325
Charter Number: 30006
Date: Apr. 17, 1997
County: Sebastian
VP: Lisa Johnson
VP: Vickie Pettway
Arkansas Regional Industrial Development Company I, LLC
Little Rock, AR
VOICE: (501) 374-9247
FAX: (501) 374-9425
200 South Commerce Street. Suite 400
72201-1925
Charter Number: 30008
Date: Jul. 18, 2002
County: Pula&ki
Chm/CEO: C . Sam Walls
Arkansas Regional Industrial Development Company II, LLC
Little Rock, AR
VOICE: (501) 374-9247
FAX: (501) 374-9425
200 South Commerce Street, Suite 400
72201-1925
Charter Number: 30009
Date: Oct. 30, 2002
County: Pulaski
Chm/CEO: C . Sam Walls
Arkansas Valley Regional Industrial Development Company
Little Rock, AR
VOICE: (501) 372-7333
FAX: (501) 372-7340
CEO/CFO: Carl W. Bird
103 East Seventh Street, Suite 207
72201
Charter Number: 30010
Date: Nov. 4, 2002
County: Pulaski
101
Ninety-Second Report
Central Arkansas Regional Industrial Development Company, LLC
Little Rock, AR
VOICE: (501) 224-6511
FAX: (501) 954-9419
1525 Merrill Drive, Suite 3000
P. 0. Box 21077
72221
Charter Number: 30007
Date: Feb. 19, 1998
County: Pulaski
Pres: Robert B. Francis
Perry County Industrial Development Corporation
Perryville, AR
VOICE: (501) 889-5771
FAX: (501) 889-2966
Pres: John C. Branscum
Treas: James C. Hawkins
P. 0. Box869
72126-0869
Charter Number: 30003
Date: Aug. 18, 1994
County: Perry
Sec: Doug Brandon
REPORT OF THE
CAPITAL DEVELOPMENT COMPANY
(NOT ENGAGED IN
COMMERCIAL BANKING)
JUNE 30, 2006
Arkansas State Bank Department
104
Commerce Capital Development Company, LLC
Little Rock, AR
VOICE: (501) 374-9247
FAX: (501) 374-9425
Chm: Luther Wayne Britt
VChm: Michael Smith
200 South Commerce Street, Suite 400
72201
Charter Number: 45001
Date: Aug. 28, 2003
County: Pulaski
Pres: C. Sam Walls
LIST OF
COMMERCIAL BANKS
BY COUNTY
AND
MAP OF
ARKANSAS COUNTIES
JUNE 30, 2006
Arkansas State Bank Department
106
CITY
COUNTY
BANK
Arkansas
DeWitt Bank And Trust Company
The First National Bank of DeWitt
Planters & Merchants Bank
The Farmers and Merchants Bank
First National Bank of Stuttgart
DeWitt
DeWitt
Gillett
Stuttgart
Stuttgart
Ashley
First National Bank of Crossett
First State Bank
Farmers Bank
Delta Trust & Bank
Home Bank of Arkansas
Crossett
Crossett
Hamburg
Parkdale
Portland
Baxter
First National Bank and Trust Company
First Security Bank of Mountain Home
Benton
ANB Financial National Association
Pinnacle Bank
Decatur State Bank
Bank of Gravett
Bank of Rogers
Parkway Bank
Simmons First Bank of Northwest Arkansas
Boone
Community First Bank
Bradley
First State Bank of Warren
Warren Bank and Trust Company
Calhoun
Calhoun County Bank
Carroll
The First National Bank of Berryville
Bank of Eureka Springs
The First National Bank in Green Forest
Chicot
The Eudora Bank
The Bank of Lake Village
Simmons First Bank of South Arkansas
Eudora
Lake Village
Lake Village
Clark
Elk Horn Bank and Trust Company
Summit Bank
Arkadelphia
Arkadelphia
Clay
Piggott State Bank
Cleburne
Greers Ferry Lake State Bank
Heber Springs State Bank
Cleveland
Centennial Bank
The Bank of Rison
Mountain Home
Mountain Home
Bentonville
Bentonville
Decatur
Gravette
Rogers
Rogers
Rogers
Harrison
Warren
Warren
Hampton
Berryville
Eureka Springs
Green Forest
Piggott
Heber Springs
Heber Springs
Kingsland
Rison
Ninety-Second Report
107
COUNTY
BANK
Columbia
Farmers Bank and Trust Company
The Peoples Bank
Magnolia
Magnolia
Conway
Petit Jean State Bank
Morrilton
Craighead
Heritage Bank
Liberty Bank of Arkansas
Simmons First Bank of Jonesboro
Jonesboro
Jonesboro
Jonesboro
Crawford
Allied Bank
Citizens Bank & Trust Company
First Community Bank of Crawford County
Mulberry
Van Buren
Van Buren
Crittenden
First Community Bank of Eastern Arkansas
Fidelity National Bank
Cross
Evolve Bank & Trust
Cross County Bank
The First National Bank of Wynne
Dallas
Fordyce Bank & Trust Company
Riverside Bank
Fordyce
Sparkman
Desha
Merchants & Farmers Bank
The First National Bank of McGehee
McGehee Bank
Dumas
McGehee
McGehee
Drew
Commercial Bank & Trust Company
Union Bank And Trust Company
Monticello
Monticello
Faulkner
First Security Bank of Conway
First State Bank
First Service Bank
Fulton
Bank of Salem
Garland
First National Bank
Hot Springs Bank & Trust Company
Simmons First Bank of Hot Springs
Grant
Peoples Bank
Greene
First National Bank
Southern Bank of Commerce
Hempstead
Bank of Blevins
The First National Bank of Hope
CITY
Marion
West Memphis
Parkin
Wynne
Wynne
Conway
Conway
Greenbrier
Salem
Hot Springs
Hot Springs
Hot Springs
Sheridan
Paragould
Paragould
Blevins
Hope
Arkansas State Bank Department
108
CITY
COUNTY
BANK
Hot Spring
The Malvern National Bank
Southern State Bank
Independence
The Citizens Bank
First Community Bank
First Southern Bank
Izard
The First National Bank of Izard County
Jackson
Merchants & Planters Bank
Jefferson
First National Bank of A ltheimer
Pine Bluff National Bank
Simmons First National Bank
Altheimer
Pine Bluff
Pine Bluff
Lafayette
Community State Bank
The First National Bank of Lewisville
Bodcaw Bank
Bradley
Lewisville
Stamps
Lawrence
The First National Bank of Lawrence County
Lee
First National Bank at Marianna
Lincoln
Bank of Star City
Logan
First Western Bank
The First National Bank at Paris
Logan County Bank
Lonoke
Community Bank
Bank of England
First State Bank
Madison
First State Bank of Northwest Arkansas
Marion
Twin Lakes Community Bank
Mississippi
Farmers Bank And Trust Company
The First National Bank in Blytheville
Blytheville
Blytheville
Monroe
Bank of Brinkley
The Merchants and Planters Bank
Brinkley
Clarendon
Nevada
Bank of Prescott
Prescott
Ouachita
Bank of Bearden
Security Bank
Bearden
Stephens
Malvern
Malvern
Batesville
Batesville
Batesville
Calico Rock
Newport
Walnut Ridge
Marianna
Star City
Booneville
Paris
Scranton
Cabot
England
Lonoke
Huntsville
Flippin
Ninety-Second Report
109
COUNTY
BANK
Perry
Chart Bank
Phillips
Helena National Bank
First Bank of the Delta, N.A.
Helena
West Helena
Pike
Bank of Delight
Arkansas Diamond Bank
Diamond State Bank
Delight
Glenwood
Murfreesboro
Poinsett
Little River Bank
First Delta Bank
Bank of Trumann
Lepanto
Marked Tree
Trumann
Polk
The Union Bank of Mena
Pope
First Arkansas Valley Bank
First State Bank
Simmons First Bank of Russellville
Pulaski
First Arkansas Bank & Trust
Arkansas Bankers' Bank
Bank of Little Rock
Bank of the Ozarks
The Capital Bank
Eagle Bank & Trust Company
Metropolitan National Bank
One Bank & Trust, National Association
Pulaski Bank And Trust Company
National Bank of Arkansas in North Little Rock
Twin City Bank
Saline
The Union Bank of Benton
Sebastian
The First National Bank of Fort Smith
Farmers Bank
Sevier
The First National Bank of DeQueen
First State Bank of DeQueen
Horatio State Bank
DeQueen
DeQueen
Horatio
Sharp
First National Banking Company
Bank of Cave City
Ash Flat
Cave City
St. Fra ncis
First National Bank of Eastern Arkansas
Forrest City Bank, N.A.
CITY
Perryville
Mena
Russellville
Russellville
Russellville
Jacksonville
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
North Little Rock
North Little Rock
Benton
Fort Smith
Greenwood
Forrest City
Forrest City
Arkansas State Bank Department
110
CITY
COUNTY
BANK
Stone
Bank of Mountain View
Union
First Financial Bank
Simmons First Bank of El Dorado, N. A.
Timberland Bank
Smackover State Bank
El Dorado
El Dorado
El Dorado
Smackover
Washington
Arvest Bank
Bank of Arkansas, N.A.
Bank of Fayetteville
Chambers Bank of North Arkansas
Signature Bank of Arkansas
Legacy National Bank
Fayetteville
Fayetteville
Fayetteville
Fayetteville
Fayetteville
Springdale
White
Citizens State Bank
First Security Bank
Simmons First Bank of Searcy
Woodruff
The Bank of Augusta
Bank of McCrory
Yell
Chambers Bank
River Town Bank
Mountain View
Bald Knob
Searcy
Searcy
Augusta
McCrory
Danville
Dardanelle
111
Ninety-Second Report
MAP OF
ARKANSAS COUNTIES
BENTON
CARAOU.
eoo,,e
MAiq;ON
BAXTEA
FU.TON
CROSS
ST. FRAHCIS
LEE
POlK
ARKANSAS
BANK HOLDING COMPANIES
WHICH OWN
STATE CHARTERED BANKS
IN ARKANSAS
JUNE 30, 2006
Arkansas State Bank Department
114
Southern Bancorp Inc.
Arkadelphia , AR
605 Main, Suite 202
71923-6037
RSSD Number: 1248939
VOICE: (870) 246-3945
FAX: (870) 246-2182
CFONP: Brent Black
Chm: Walter Smiley
CEO/Pres: Phillip N. Baldwin
Subsidiaries :
Elk Horn Bank and Trust Company
First Bank of the Delta, NA
Phillips Insurance Services, Inc.
First Investment Advisory Services, Inc.
Southern Development Capital Trust
Southern Development Statutory Trust I
Southern Development Statutory Trust II
Southern Development Statutory Trust Ill
Southern Property Corporation of the Delta
Delta Southern Bank
Arkadelphia, AR
West Helena, AR
Elaine, AR
Helena, AR
Arkadelphia, AR
Arkadelphia, AR
Arkadelphia, AR
Arkadelphia, AR
Arkadelphia, AR
Ruleville, MS
Summit Bancorp, Inc.
Arkadelphia, AR
409 Main Street
P. 0. Box 965
71923
RSSD Number: 2618388
VOICE: (870) 246-8070
FAX: (870) 246-7122
Chm: Ross M. Whipple
Pres: Marcus J. McCain
EVP/CFO: Christopher M. Wewers
EVP/CAO: John A. Bryant
Subsidiaries:
Summit Bank
Summit Real Estate Investments, Inc.
Tucker Insurance, LLC d/b/a Summit Insurance Group
Arkadelphia, AR
Arkadelphia, AR
Malvern, AR
Citizens State Bankshar es of Bald Knob, Inc.
Bald Knob, AR
RSSD Number: 1096822
VOICE: (501 ) 724-3241
FAX: (501 ) 724-5985
Chm: Juanita Litzelfelner
CEO/Pres: Larry Kircher
Subsidiaries:
Citizens State Bank
Citizens State Investments, Inc.
306 South Elm Street
P. 0 . Box 200
72010-0200
EVP/Sec: Molly Kircher
Bald Knob, AR
Bald Knob, AR
115
Ninety-Second Report
Citizens Bancshares of Batesville, Inc.
Batesville, AR
RSSD Number: 1131077
VOICE: (870) 793-4441
FAX: (870) 698-6299
Third and College Streets
P. 0. Box 2156
72503-2156
CEO/Pres: Kevin F. Norton
Sec: Greg Shaver
Subsidiaries:
The Citizens Bank
Citizens Investments, Inc.
Citizens Bancshares (AR) Statutory Trust I
Batesville, AR
Batesville, AR
Batesville, AR
First Community Bancshares, Inc.
Batesville, AR
RSSD Number: 2641694
VOICE: (870) 612-3400
FAX: (870) 612-3412
1325 Harrison Street
P. 0 . Box 4327
72501-4327
Chm/CEO/Pres: Dale E. Cole
EVP: Boris A. Dover
Sec: Frank Tripp
Subsidiaries:
First Community Bank
Batesville Insurance Agency, Inc.
First Community Real Estate, Inc.
Batesville, AR
Batesville, AR
Batesville, AR
Bearden Bancshares, Inc.
Bearden, AR
RSSD Number: 2993722
VOICE: (870) 687-2233
FAX: (870) 687-2474
Chm/Pres: Rick Green
Subsidiaries
Bank of Bearden
BBi Insurance Agency, Inc.
#1 Second Street
P. 0 . Box 135
71720-0135
Sec: Ken Riley
Bearden, AR
Bearden, AR
Arkansas State Bank Department
116
Union Bancshares of Benton, Inc.
Benton, AR
207 West Conway Street
P. 0. Box 687
72018-0687
RSSD Number: 1133530
VOICE: (501)315-0411
FAX: (501) 303-5433
Chm/CEO/Pres: Greg 8. Brown
Subsidiaries:
The Union Bank of Benton
Benton Service Corporation
UFS, Inc.
Benton, AR
Benton, AR
Benton, AR
Arvest Bank Group, Inc.
Bentonville, AR
RSSD Number: 1095674
VOICE: (479) 464-1500
FAX: (479) 464-1540
Chm/CEO/Pres: Jim C. Walton
Subsidiaries:
Arvest Holdings, Inc.
Arvest Bank
Superior Finance Company
Central Mortgage Company
Arvest Bank Operations, Inc.
Arvest Mortgage Company
Arvest Insurance, Inc.
Arvest Investments, Inc.
First Place on the Creeks, L.L.C.
Trust Title Company LLC
WACO Title Company
ATC Services, Inc.
Security Bankcard Center, Inc.
Superior Financial Statutory Trust I
Superior Financial Statutory Trust II
CFB Aviation, LLC
Arvest Trust Company N. A.
Arvest Statutory Trust I
125 West Central #218
P.O. Box 1860
72712
VP/Treas/Sec: Richard D. Chapman
Bentonville, AR
Fayetteville, AR
Fort Smith, AR
Little Rock, AR
Lowell, AR
Lowell, AR
Rogers, AR
Rogers, AR
Rogers, AR
Springdale, AR
Springdale, AR
Bartlesville, OK
Norman, OK
Hartford, CT
Hartford, CT
Bentonville, AR
Rogers, AR
Hartford, CT
Ninety-Second Report
117
Arvest Holdings, Inc.
Bentonville, AR
125 West Central, Suite #218
P. 0. Box 1860
72712
RSSD Number: 1845673
VOICE: (479) 464-1500
FAX: (479) 464-1540
Bank Holding Company
Arvest Bank Group, Inc., Bentonville, AR
Chm/CEO/Pres: Jim C. Walton
VP/Treas/Sec: Richard D. Chapman
Subsidiaries:
Arvest Bank Fayetteville, AR
Superior Finance Company
Central Mortgage Company
Arvest Bank Operations, Inc.
Arvest Mortgage Company
Arvest Insurance, Inc.
Arvest Investments, Inc.
First Place on the Creeks, L.L.C.
Trust Title Company LLC
WACO Title Company
ATC Services, Inc.
Security Bankcard Center, Inc.
Superior Financial Statutory Trust I
Superior Financial Statutory Trust II
Fort Smith, AR
Little Rock, AR
Lowell, AR
Lowell, AR
Rogers, AR
Rogers, AR
Rogers, AR
Springdale, AR
Springdale, AR
Bartlesville, OK
Norman, OK
Hartford, CT
Hartford, CT
Farmers Bancorp, Inc.
Blytheville, AR
400 West Main Street
P. 0. Box 688
72316-0688
RSSD Number: 1247615
VOICE: (870) 763-8101
FAX: (870) 763-3500
Chm/CEO/Pres: Steve Bell
VP: Paula 0. Blackwell
Subsidiaries:
Farmers Bank And Trust Company
Sec: Randy Scott
Blytheville, AR
118
Arkansas State Bank Department
First Delta Bankshares, Inc.
Blytheville, AR
120 South Second Street
P. 0. Box 809
72316-0809
RSSD Number: 1097388
VOICE: (870) 763-4443
FAX: (870) 762-5312
Pres: Gary Griffin
Chm/CEO: Jerry T. Sims
VChm: E. G. Sims
Subsidiaries:
The First National Bank in Blytheville
Bank of Trumann
Blytheville, AR
Trumann, AR
First Western Bancshares ESOT
Booneville, AR
RSSD Number: 2628994
VOICE: (479) 675-0369
FAX: (479) 675-0751
80 West Main
P. 0 . Box87
72927-0087
Chm: Jeral L. Hampton
Subsidiaries:
First Western Bancshares, Inc.
First Western Bank
First Western Financial
First Western Insurance Agency, Inc.
First Western Mortgage, Inc.
First Western Properties, Inc.
Westark Real Estate Appraisals
Booneville, AR
Booneville, AR
Booneville, AR
Booneville, AR
Booneville, AR
Booneville, AR
Booneville, AR
First Western Bancshares, Inc.
Booneville, AR
RSSD Number: 1100091
VOICE: (479) 675-0369
FAX: (479) 675-0751
80West Main
P. 0. Box87
72927-0087
Bank Holding Company
First Western Bancshares ESOT, Booneville, AR
Chm/CEO: Jeral L. Hampton
Pres: John T. Hampton
Subsidiaries:
First Western Bank
First Western Financial
First Western Insurance Agency, Inc.
First Western Mortgage, Inc.
First Western Properties, Inc.
Westar!< Real Estate Appraisals
Sec: Debbie Danekas
Booneville, AR
Booneville, AR
Booneville, AR
Booneville, AR
Booneville, AR
Booneville, AR
Ninety-Second Report
119
Community State Bancshares, Inc.
Bradley, AR
RSSD Number: 3058758
VOICE: (870) 894-3322
FAX: (870) 894-3324
208 West Fourth Street
P.O.Box120
71826-0120
Pres: Jeffrey C. Hobbs
VP: Jerry G. Hartline
Sec: Stephen Wicks
Subsidiaries:
Community State Bank
Bradley, AR
Brinkley Bancshares, Inc.
Brinkley, AR
130 South New Orleans
P. 0 . Box 727
72021-0727
RSSD Number: 1097146
VOICE: (870) 734-3133
FAX: (870) 734-3001
Chm/CEO: A. H. Rusher
Pres: Gus Rusher
Subsidiaries:
Bank of Brinkley
Fred Rusher Agency, Inc.
Brinkley, AR
Brinkley, AR
Harrell Bancshares, Inc.
Camden, AR
RSSD Number: 2352196
VOICE: (870) 837-8300
FAX: (870) 837-8310
1325 Hwy. 278 Bypass
P. 0 . Box 10
71701
CEO/Pres: Searcy W . Harrell, Jr.
VP: Jonathan W. Harrell
Sec: Phillip J. Foster
Subsidiaries:
Calhoun County Bank
Hampton, AR
Sharp Bancshares, Inc.
Cave City, AR
RSSD Number: 1099663
VOICE: (870) 283-5301
FAX: (870) 283-6466
Chm: Samuel F. Beller
VChm: Bruce Street
Subsidiaries:
Bank of Cave City
Cave City Properties, Inc.
133 South Main
P . 0 . Box490
72521-0490
Pres: Margie Pettersen
Treas/Sec: Dennis Esteb
Cave City, AR
Cave City, AR
Arkansas State Bank Department
120
Clarendon Holding Co.
Clarendon, AR
297 Madison
P. 0. Box 280
72029-0280
RSSD Number: 1099252
VOICE: (870) 747-3319
FAX: (870) 747-3498
CEO/Pres: J. Kendall Henry
Chm: J. Baxter Sharp, Ill
Subsidiaries:
The Merchants and Planters Bank
Clarendon, AR
Home Bancshares, Inc.
Conway, AR
719 Harkrider Street, Suite 300
P. 0 . Box 966
72032
RSSD Number: 1491409
VOICE: (501) 328-4663
FAX: (501) 329-2991
CFO: Randy E. Mayor
Chm/CEO: John W. Allison
Pres/COO: Ron Strother
Subsidiaries:
White River Bancshares Company
Signature Bank of Arkansas
Community Bank
Community Insurance Agency, Inc.
Grand Prairie Title Company, Inc.
First State Bank
First Data Solutions, Inc.
First State Mortgage
Bank of Mountain View
Sylamore Properties, Inc.
Twin City Bank
Marine Bank of the Florida Keys
Home Bancshares Statutory Trust I
Home Bancshares Statutory Trust II
FirsTrust Financial Services, Inc.
Mountain Lodge Limited Partnership
Community Financial Statutory Trust I
Marine Bancorp Statutory Trust I
Fayetteville, AR
Fayetteville, AR
Cabot, AR
Cabot, AR
Cabot, AR
Conway, AR
Conway, AR
Conway, AR
Mountain View, AR
Mountain View, AR
North Little Rock, AR
Marathon, FL
Conway, AR
Conway, AR
Little Rock, AR
Mountain View, AR
Hartford, CT
Hartford, CT
Evergreen Bancshares, Inc.
Crossett, AR
RSSD Number: 1134797
VOICE: (870) 364-5131
FAX: (870) 364-6329
200 Pine Street
P. 0. Box638
71635-0638
CEO/Pres: Richard E. Griffin
Subsidiaries:
First State Bank
Crossett, AR
Ninety-Second Report
121
Chambers Bancshares, Inc.
Danville, AR
RSSD Number: 1141487
VOICE: (479) 495-4680
FAX: (479) 495-4681
105 East 9th Street
P. 0 . Box 1330
72833-1330
Chm/CEO/Pres: John Ed Chambers, Ill
CFO: Mike Donnell
Subsidiaries:
Community Investment, Inc.
Chambers Bank of North Arkansas
Chambers Bank
Blue Star Title of Arkansas, Inc.
CB Financial Services, Inc.
Blue Star Financial, Inc.
River Valley Appraisal
Sloan Capital Trust I
Fayetteville, AR
Fayetteville, AR
Danville, AR
Danville, AR
Danville, AR
Plano, TX
Danville, AR
Danville, AR
Bank of Dardanelle Bankshares, Inc.
Dardanelle, AR
RSSD Number: 1134546
VOICE: (479) 229-3311
FAX: (479) 229-4180
102 North Front Street
P. 0 . Box 577
72834-0577
CEO/Pres: Ronald L. Taylor
Sec: Thomas C. Berryhill
Subsidiaries:
Bank of Dardanelle
Dardanelle, AR
Peterson Holding Company
Decatur, AR
RSSD Number: 1845619
VOICE: (479) 752-3281
FAX: (479) 752-8154
Chm: Richard E. Wilmoth
Subsidiaries:
Decatur State Bank
Decatur Insurance Agency
Grand Savings Bank
Hwy. 59 North
P. 0. Box 38
72722-0038
CEO/Pres: Vernon L. Austin
Decatur, AR
Decatur, AR
Grove, OK
Arkansas State Bank Department
122
First National Security Company
DeQueen, AR
Third & Gilson
P. 0. Box 980
71832-0980
RSSD Number: 1426755
VOICE: (870) 642-2212
FAX: (870) 642-7959
CEO/Pres: Larry Mashburn
Chm: John H. Hendrix
Subsidiaries :
First National Bancshares of Hempstead County, Inc.
Bank of Blevins
The First National Bank of Hope
The First National Bank of Lewisville
First Community Banking Corporation
First National Bank
The First National Bank of DeQueen
First National Bank
Hope, AR
Blevins, AR
Hope, AR
Lewisville, AR
Hot Springs, AR
Hot Springs, AR
DeQueen, AR
Idabel, OK
First State Bancshar es, Inc.
DeQueen, AR
402 West Collin Raye Drive
P . 0. Box 970
71832-0970
RSSD Number: 2032724
VOICE: (870) 642-4423
FAX: (870) 642-2847
CEO/Pres: Gary L. Golden
Chm: Dennis Smiley
Subsidiaries:
First State Bank of DeQueen
First State Insurance of DeQueen Inc.
DeQueen, AR
DeQueen, AR
DBT Financial Corporation
DeWitt, AR
Second and Jefferson Streets
P. 0 . Drawer 71
72042-0071
RSSD Number: 1139176
VOICE: (870) 946-3531
FAX: (870) 946-2815
Pres: Nancy F. Rasco
Sec: David Jessup
Subsidiaries :
DeWitt Bank And Trust Company
DBT Realty Company, Inc.
Planters & Merchants Bank
P & M Real Estate, Inc.
DeWitt Bank and Trust Insurance Company, Inc
DeWitt, AR
DeWitt, AR
Gillett, AR
Gillett, AR
DeWitt, AR
Ninety-Second Report
123
M & F Financial Corporation
Dumas, AR
RSSD Number: 1099506
VOICE: (870) 382-4311
FAX: (870) 382-5901
130 West Waterman
P. 0 . Box 187
71639-0187
Chm/CEO: L. Ashton Adcock
Pres: J . Michael Jones
Treas/Sec: Betty B. Trites
Subsidiaries:
Merchants & Farmers Bank
Dumas, AR
First Financial Banc Corporation
El Dorado, AR
RSSD Number: 2568102
VOICE: (870) 863-7000
FAX: (870) 881-5393
214 North Washington Street
P. 0 . Box 1754
71730-1754
CEO/Pres: J. Stephen Cameron
CFO: Melissa Jerry
COO: Jerry Bullard
Sec: Debra Martin
Subsidiaries:
First Financial Bank
First Title Services, Inc.
First Financial Banc Corporation Statutory Trust I
First Financial Banc Corporation Statutory Trust II
El Dorado, AR
El Dorado, AR
Hartford, CT
Hartford, CT
Timberland Bancshares, Inc.
El Dorado, AR
RSSD Number: 3025246
VOICE: (870) 862-5900
FAX: (870) 862-5432
CEO/Pres: Tandy Menefee
EVP: Mark Turner
Subsidiaries:
Timberland Bank
2421 North West Avenue
P. 0. Box7205
71731-7205
SVP: Carolyn Beavers
El Dorado, AR
Arkansas State Bank Department
124
MHBC Investments Limited Partnership, I
England, AR
123 South Main Street
P.O. Box 70
72046
RSSD Number: 2795083
VOICE: (501) 842-2555
FAX: (501) 842-2422
Chm/CEO/Pres: Gary Canada
Subsidiaries:
Bank of England
Bank of England Mortgage Company
England, AR
Little Rock, AR
Delta Bancshares of Louisiana, Inc.
Eudora, AR
111 North Main Street
P. 0. Box250
71640-0250
RSSD Number: 2806662
VOICE: (870) 355-8311
FAX: (870) 355-8509
Pres: Gene Keith
Chm: Charles F. Poole
Subsidiaries:
The Eudora Bank
West Carroll Community Bank
Eudora, AR
Oak Grove, LA
Eureka Bancshares, Inc.
Eureka Springs, AR
RSSD Number: 2941769
VOICE: (479) 253-8241
FAX: (479) 253-6947
70 South Main
P. 0. Box 309
72632-0309
Bank Holding Company
John F. Cross Family Limited Partnership II, Eureka Springs, AR
Chm/CEO/Pres: John F. Cross
Subsidiaries:
Bank of Eureka Springs
Eureka Springs, AR
Ninety-Second Report
125
JFC, Inc.
Eureka Springs, AR
RSSD Number: 2941750
VOICE: (479) 253-3000
FAX: (479) 253-3004
70 South Main
P. 0. Box 309
72632-0309
Pres: John F. Cross
Subsidiaries:
John F. Cross Family Limited Partnership II
Eureka Bancshares, Inc.
Bank of Eureka Springs
Eureka Springs, AR
Eureka Springs, AR
Eureka Springs, AR
John F. Cross Family Limited Partnership II
Eureka Springs, AR
RSSD Number: 2941741
VOICE: (479) 253-8241
FAX: (479) 253-6947
70 South Main
P. 0 . Box309
72632-0309
Bank Holding Company
JFC, Inc., Eureka Springs, AR
Pres: John F. Cross
Subsidiaries:
Eureka Bancshares, Inc.
Bank of Eureka Springs
Eureka Springs, AR
Eureka Springs, AR
Bankshares of Fayetteville, Inc.
Fayetteville, AR
RSSD Number: 2516970
VOICE: (479) 444-4444
FAX: (479) 444-1529
CEO: Mary Beth Brooks
EVP: Bob King
Subsidiaries:
The Bank of Fayetteville
Bank of Fayetteville East Square LLC
BOF Cato Springs, LLC
Bankshares of Fayetteville Statutory Trust I
One South Block
P.O. Box 1728
72702
EVP: Billie Pelton
Fayetteville, AR
Fayetteville, AR
Fayetteville, AR
Fayetteville, AR
Arkansas State Bank Department
126
Community Investment, Inc.
Fayetteville, AR
1685 East Joyce Boulevard
72703
RSSD Number: 1099524
VOICE: (479) 973-2265
FAX: (479) 973-2201
Bank Holding Company
Chambers Bancshares, Inc., Danville, AR
Pres: Justin Salter
Chm/CEO: Robert Y. Taylor
Subsidiaries:
Chambers Bank of North Arkansas
Fayetteville, AR
White River Bancshares Company
Fayetteville, AR
3878 N. Crossover Road, Suite 20
P.O. Box 8550
72703
RSSD Number: 3306589
VOICE: (479) 684-3700
FAX: (479) 684-3795
Bank Holding Company
Community First Bancshares, Inc., Harrison, AR
Chm/CEO/Pres: Gary R. Head
CFO: Michael E. Hill
CCO: Dan Hendricks
COO: Marilyn K. Hendricks
Subsidiaries:
Signature Bank of Arkansas
Fayetteville , AR
FBT Bancshares, Inc.
Fordyce, AR
RSSD Number: 1099092
VOICE: (870) 352-3107
FAX: (870) 352-5202
Chm/CEO/Pres: James V. Hulse, Jr.
EVP: Don Lyle
Subsidiaries:
Fordyce Bank & Trust Company
200 West 4th Street
71742-2202
EVP/Sec: Suzette Crutchfield
SVP/Treas: Wanda Smurl
Fordyce, AR
Ninety-Second Report
127
First Bank Corp.
Fort Smith, AR
RSSD Number: 1491360
VOICE: (479) 782-2041
FAX: (479) 788-4602
602 Garrison Avenue
P. 0. Box 7
72902-0007
Chm/CEO/Pres: Samuel M. Sicard
EVP: Mont S. Echols, Jr.
Sec: Niki Harrison
Subsidiaries:
The First National Bank of Fort Smith
Bank of Rogers
Citizens Bank & Trust Company
PMF, Inc.
Brown-Hiller, Inc.
Realty Appraisals, Inc.
B-H-C & Associates of Oklahoma
National Bank of Sallisaw
Fort Smith, AR
Rogers, AR
Van Buren, AR
Van Buren, AR
Fort Smith, AR
Fort Smith, AR
Sallisaw, OK
Sallisaw, OK
Bainum Bancorp
Glenwood, AR
RSSD Number: 1399792
VOICE: (870) 356-2121
FAX: (870) 356-2211
205 Hwy70E
P. 0. Box 500
71943-0500
Chm: Timothy E. Bainum
VP: Evea J. Bainum
VP: Harold A. Smith
Treas/Sec: Lynda Robbins
Subsidiaries:
Arkansas Diamond Bank
Glenwood, AR
Bainum Bancorp II
Glenwood, AR
RSSD Number: 1491333
VOICE: (870) 356-2121
FAX: (870) 356-2211
Chm: Duke Bainum
VP: Evea J. Bainum
Subsidiaries:
Diamond State Bank
Diamond State Insurance Agency
205 Hwy 70 East
P. 0. Box 500
71943
VP: John A. Ross
Treas/Sec: Lynda Robbins
Murfreesboro, AR
Murfreesboro, AR
Arkansas State Bank Department
128
Gravett Bancshares, Inc.
Gravette, AR
211 South East Main Street
P.O. Box 149
72736-0149
RSSD Number: 3143953
VOICE: (479) 787-5251
FAX: (479) 787-6102
Chm/Pres: John R. Meade
EVP/Sec: David N. Wills
VP: Jim A. Edmondson
Subsidiaries:
Bank of Gravett
Gravette, AR
First Service Bancshares, Inc.
Greenbrier, AR
134 Broadview
P.O. Box430
72058
RSSD Number: 1137266
VOICE: (501) 679-7300
FAX: (501) 679-6461
CEO/Pres: Thomas H. Grumbles
Treas/Sec: Daniel C. Horton
Sec: Kenneth Barnard
Sec: Veronica Studards
Subsidiaries:
First Service Bank
Greenbrier, AR
Peoples Home Holding, Inc.
Greenbrier, AR
61 A South Broadview
P. 0. Box 307
72058
RSSD Number: 3029196
VOICE: (501) 679-7283
FAX: (501) 679-7745
Chm/Pres: John Stacks
VP: Joe Benton
VP: Bill Hannah
Sec: Terry Milam
Subsidiaries:
Home Bank of Arkansas
HomeBank Insurance Agency
Portland, AR
Greenbrier, AR
Wilkinson Banking Corporation
Greenwood, AR
RSSD Number: 1417511
VOICE: (479) 996-4171
FAX: (479) 996-6700
Chm: Elizabeth Wilkinson
Subsidiaries:
Farmers Bank
71 West Center Street
P. 0. Box 610
72936-0610
CEO/Pres: Edward Wilkinson
Greenwood, AR
Ninety-Second Report
129
Community First Bancshares, Inc.
Harrison, AR
RSSD Number: 2754585
VOICE: (870) 391-8000
FAX: (870) 391-8081
Chm/CEO: Jerry Maland
Pres: Dave C. Morton
200 East Ridge
P. 0. Box 913
72602-0913
Sec: Dan R. Bowers
Subsidiaries:
White River Bancshares Company
Signature Bank of Arkansas
Community First Bank
Community First AR Statutory Trust I
Mobius Technology Consulting, LLC
Fayetteville, AR
Fayetteville, AR
Harrison, AR
Harrison, AR
Springfield, MO
First National Bancshares of Hempstead County, Inc.
Hope, AR
RSSD Number: 1100224
VOICE: (870) 777-2363
FAX: (870) 777-5597
200 East Third Street
P. 0. Box 520
71802-0520
Bank Holding Company
First National Security Company, DeQueen, AR
Chm/CEO/Pres: Thomas E. Hays, Jr.
VP: Charles E. Sharpe, Jr.
Subsidiaries:
Bank of Blevins
The First National Bank of Hope
The First National Bank of Lewisville
Blevins, AR
Hope, AR
Lewisville, AR
Pioneer Bancshares, Inc. of Horatio, Arkansas
Horatio, AR
RSSD Number: 1139091
VOICE: (870) 832-2501
FAX: (870) 832-2577
Chm/CEO/Pres: Edith H. Smith
VP: C. E. Hendrix, Jr.
Subsidiaries:
Horatio State Bank
123 Main Street
P. 0. Box 347
71842-0347
Treas/Sec: Carl E. Hendrix, Ill
Horatio, AR
Arkansas State Bank Department
130
Smith Associated Banking Corporation
Hot Springs, AR
1801 Central Avenue, Suite B
71901
RSSD Number: 1098004
VOICE: (501) 623-4292
FAX: (501) 623-4688
Chm/CEO: Richard T. Smith
Subsidiaries:
Bank of Salem
SABCO Insurance, Inc.
Security Bank
Ouachita Properties, Inc.
Stephens Security Insurance Agency, Inc.
Salem, AR
Salem, AR
Stephens, AR
Stephens, AR
Stephens, AR
First Arkansas Bancshares, Inc.
Jacksonville, AR
600 West Main Street
P. 0. Box 827
72078-0827
RSSD Number: 1096550
VOICE: (501) 982-4511
FAX: (501) 982-5769
EVP/Sec: Jay Barber
Chm/CEO/Pres: Larry T. Wilson
Subsidiaries:
First Arkansas Bank & Trust
First Arkansas Mortgage Company
First Arkansas Statutory Trust I
Jacksonville, AR
Jacksonville, AR
Jacksonville, AR
Heritage Capital Corporation
Jonesboro, AR
RSSD Number: 1143717
VOICE: (870) 802-2344
FAX: (870) 268-2033
Chm/CEO: Larry Grisham
Pres: Stephen D. May
Subsidiaries:
Heritage Bank
2009 Browns Lane
P. 0. Box 3020
72403-3020
Treas/Sec: Diane Steiling
Jonesboro, AR
131
Ninety-Second Report
Liberty Bancshares, Inc.
Jonesboro, AR
2901 East Highland Drive
P.O. Box 7514
72401
RSSD Number: 3101784
VOICE: (870) 934-9000
FAX: (870) 268-1551
VP: John C. Freeman
Chm/CEO: Wallace W. Fowler
Pres: Mark P. Fowler
Sec: Lloyd H. McCracken, Jr.
Subsidiaries:
Liberty Bank of Arkansas
Freedom Insurance Group, Inc.
Town & Country Insurance Agency, Inc.
First Arkansas Valley Bank
Liberty Statutory Trust 1
Liberty Statutory Trust II
MSB Capital Trust I
Russellville Statutory Trust I
Jonesboro, AR
Jonesboro, AR
Jonesboro, AR
Russellville, AR
Jonesboro, AR
Jonesboro, AR
Jonesboro, AR
Jonesboro, AR
Southeast Arkansas Bank Corporation
Lake Village, AR
201 Main Street
P. 0 . Box 727
71653-0727
RSSD Number: 1137033
VOICE: (870) 265-2241
FAX: (870) 265-2125
Chm/CEO: Charles H. Weissinger, Jr.
VChm: William W. Bunker
Pres: Terence J. Alpe
COO: Shannon M. Hill
Subsidiaries:
The Bank of Lake Village
BLV Realty, Inc.
The Jefferson Agency
The Jefferson Bank
Lake Village, AR
Lake Village, AR
Fayette, MS
Fayette, MS
Little River Bancshares, Inc.
Lepanto, AR
RSSD Number: 2463391
VOICE: (870) 475-2306
FAX: (870) 475-3070
Chm: Henry G. Watkins, Ill
Pres: Benjamin E. Perry
Subsidiaries:
Little River Bank
202 Greenwood Avenue
P. 0 . Box340
72354-0340
Sec: John W . Alderson, IV
Lepanto, AR
132
Arkansas State Bank Department
Arkansas Bankers' Bancorporation, Inc.
Little Rock, AR
RSSD Number: 1491650
VOICE: (501) 371-0535
FAX: (501) 375-2281
1020 West Second Street
72201-2031
Chm: Thomas H. Grumbles
CEO/Pres: James N. Thomason
Subsidiaries:
Arkansas Bankers' Bank
Little Rock, AR
Bank of the Ozarks, Inc.
Little Rock, AR
RSSD Number: 1097089
VOICE: (501) 978-2265
FAX: (501) 978-2205
12615 Chenal Parkway
P. 0. Box 8811
72231-8811
Chm/CEO: George G. Gleason, II
VChm/Pres/COO: Mark D. Ross
CFO: Paul E. Moore
Subsidiaries:
Bank of the Ozarks
Ozark Capital Statutory Trust II
Ozark Capital Statutory Trust Ill
Ozark Capital Statutory Trust IV
Little Rock, AR
Boston, MA
Wilmington, DE
Wilmington, DE
Capital Bancshares, Inc.
Little Rock, AR
RSSD Number: 2777016
VOICE: (501) 228-6000
FAX: (501) 228-6006
Chm: Warren Stephenson
CEO/Pres: Kyle E. Patton
Subsidiaries:
The Capital Bank
12224 Chenal Parkway
P. 0. Box 8210
72211
EVP: Bonnie Crocheron
Little Rock, AR
Ninety-Second Report
133
Centennial Bancshares, Inc.
Little Rock, AR
8201 Cantrell Road, Suite 315
72227
RSSD Number: 3268436
VOICE: (501) 748-4800
FAX: (501) 748-4840
EVP/COO: John T. Olaimey
CEO/Pres: Christopher S. Roberts
Subsidiaries:
Centennial Bank
Kingsland, AR
Delta Trust & Banking Corporation
Little Rock, AR
RSSD Number: 2834115
VOICE: (501) 907-2298
FAX: (501) 907-2299
11700 Cantrell Road
P. 0. Box 17607
72223
Chm/CEO/Pres: J. French Hill
EVP: Carroll Penick
Sec: Carolyn F. Warner
Subsidiaries:
Delta Trust & Bank
Delta Trust Insurance Agency, Inc.
Delta Trust Investments. Inc.
Moore Mortgage Inc.
Turtle Creek Mortgage, Inc.
Parkdale, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Dallas. TX
Little Rock Bankshares, Inc.
Little Rock, AR
RSSD Number: 2617082
VOICE: (501) 376-0800
FAX: (501) 374-7937
Chm/CEO: Eugene L. Maris
Pres: George G. Worthen
Subsidiaries:
Bank of Little Rock
BLR Mortgage Corp.
Hallmark Loan & Inv. Co.
200 North State Street
P. 0. Box 34090
72203
EVP: Larry R. Brown
SVP/Cash: Lee A. Swearingen
Little Rock. AR
Little Rock, AR
Little Rock, AR
Arkansas State Bank Department
134
Pulaski Investment Corporation
Little Rock, AR
5800 R Street
P. 0. Box 7299
72217-7299
RSSD Number: 1095423
VOICE: (501) 661-7700
FAX: (501) 661-7861
Ctn: James C. East
Pres: Robert C. Magee
CEO: J. Hunter East
Subsidiaries:
Pulaski Bank And Trust Company
Asset Exchange, Inc.
Directors Properties, Inc.
Lenders Title Company
PMC Mortgage Company
Pulaski Building, Inc.
Pulaski Insurance Agency, Inc.
Pulaski Mortgage Company
Pulaski Services, Inc.
Pulaski Capital Trust I
Little
Little
Little
Little
Little
Little
Little
Little
Little
Little
Rock, AR
Rock, AR
Rock, AR
Rock, AR
Rock, AR
Rock, AR
Rock, AR
Rock, AR
Rock, AR
Rock, AR
Riverside Bancshares, Inc.
Little Rock, AR
RSSD Number: 2155342
VOICE: (501) 614-6161
FAX: (501) 614-6162
Pres: Stephen C. Davis
Subsidiaries:
Riverside Bank
Little Rock Title Company
Riverside Mortgage Company, Inc.
1001 W. Markham, 2nd Floor
72201
Sec: David Matchet
Sparkman, AR
Little Rock, AR
Little Rock, AR
Ninety-Second Report
135
State Holding Company
Little Rock, AR
RSSD Number: 1100046
VOICE: (501) 223-2000
FAX: (501) 223-0373
650 South Shackleford, Suite 150
P. 0. Box 22120
72221-2120
Chm: Harry L. Hastings, Jr.
CEO/Pres: Catherine H. Owen
EVP: Paul Castleberry
Sec: Randall K. Herlocker
Subsidiaries:
Heber Springs State Bank
Eagle Development Company North
Eagle Bank & Trust Company
Eagle Development Company South
State Mortgage Company
Heber Springs, AR
Heber Springs, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Lonoke Bancshares, Inc.
Lonoke, AR
RSSD Number: 1491614
VOICE: (501) 676-3106
FAX: (501) 676-5046
Chm: Neil Bennett, Jr.
CEO: David R. Estes
101 South Center Street
P. 0. Box 320
72086-0320
SVP: Amy B. Pearson
Sec: Karen K. Hardke
Subsidiaries:
First State Bank
First State Land Co., Inc.
Lonoke Statutory Trust I
Lonoke Statutory Trust II
Lonoke, AR
Lonoke, AR
Lonoke, AR
Lonoke, AR
Golden Oaks Bancshares, Inc.
Magnolia, AR
RSSD Number: 1098684
VOICE: (870) 234-5777
FAX: (870) 234-3384
Chm: S. Clark Fincher
VChm: Harold H. Fincher
Subsidiaries:
The Peoples Bank
500 North Jackson Street
P. 0. Box 340
71754-0340
Pres: Mary L. Fowler
Magnolia, AR
Arkansas State Bank Department
136
Magnolia Banking Corporation
Magnolia, AR
200 East Main Street
P. 0. Box250
71754-0250
RSSD Number: 1135413
VOICE: (870) 235-7000
FAX: (870) 235-7010
Chm/CEO/Pres: Bob L. Burns
VP: Bruce D. Maloch
VP: Steve Keith
Sec: Mary W. Harsh
Subsidiaries:
Farmers Bank and Trust Company
FB&T Insurance Agency of South Arkansas, Inc.
Magnolia Properties, Inc.
Magnolia, AR
Magnolia, AR
Magnolia, AR
Southern State Bancshares, Inc.
Malvern, AR
521 East Page
P. 0. Box 340
72104-0340
RSSD Number: 2497396
VOICE: (501) 332-2462
FAX: (501) 332-8437
VP: Johnny Gibbs
Chm/CEO/Pres: Donald A. Walsh
EVP: Sue Stinnett
Subsidiaries:
Southern State Bank
Malvern, AR
FCB Financial Services, Inc.
Marion, AR
RSSD Number: 3123339
VOICE: (870) 739-7300
FAX: (870) 739-2234
Pres: M. Don Underwood
Subsidiaries:
First Community Bank of Eastern Arkansas
205 Block Street
P.O. Box 747
72364
Sec: Thomas J. Anderson
Marion, AR
137
Ninety-Second Report
Tyronza Bancshares, Inc.
Marked Tree, AR
214 Hester Parker Drive
P. 0. Box 635
72365-0635
RSSD Number: 1139783
VOICE: (870) 358-6000
FAX: (870) 358-6001
Pres: Chris M. Lehman
Chm: Charles Luter
Subsidiaries:
First Delta Bank
Marked Tree, AR
M. D. Thompson & Son Co.
McCrory, AR
105 South Edmonds Avenue
P. 0. Box 388
72101-0388
RSSD Number: 1094967
VOICE: (870) 731-2526
FAX: (870) 731 -2527
CEO/Pres: John G. Thompson
VP/Sec: H. Ripley Thompson
Subsidiaries:
Bank of McCrory
McCrory, AR
Southeast Financial Bankstock Corporation
McGehee, AR
301 North 2nd
P. O: Box 787
71654-0787
RSSD Number: 1096662
VOICE: (870) 222-3151
FAX: (870) 222-6159
Chm: William W . Bowman
Pres: James M. Smith
Subsidiaries:
McGehee Bank
McBank Realty
VP: John H. Potter, Jr.
McGehee, AR
McGehee, AR
138
Arkansas State Bank Department
Union Bankshares, Inc.
Mena, AR
RSSD Number: 1099805
VOICE: (479) 394-221 1
FAX: (479) 394-3809
303 Hwy 71 North
P. 0. Box 898
71953-0898
Chm: Edward W. Stevenson
CEO/Pres: Philip B. Hensley
SVP/CFO: Michael D. Myers
Sec: David Maddox
Subsidiaries:
The Union Bank of Mena
First National Bank at Paris
Union Bankshares Statutory Trust, Inc.
Mena, AR
Paris, AR
Mena, AR
Drew Bancshares, Inc.
Monticello, AR
RSSD Number: 1098198
VOICE: (870) 367-6221
FAX: (870) 367-7700
Chm: Bennie Ryburn, Jr.
Pres: George T. Harris
212 West Gaines
P. 0 . Box 150
71657-0150
SVP: Michael Efird, Sr.
SVP: Rusty Smith
Subsidiaries:
Commercial Bank & Trust Company
Monticello, AR
First Union Financial Corporation
Monticello, AR
RSSD Number: 1098880
VOICE: (870) 460-6400
FAX: (870) 460-6465
Chm/CEO: Zach McClendon, Jr.
Subsidiaries:
Union Bank And Trust Company
102 West McCloy
P. 0 . Box 270
71657-0270
Pres: Dave Dickson
Monticello, AR
139
Ninety-Second Report
Petit Jean Bancshares, Inc.
Morrilton, AR
707 North Saint Joseph Street
P. 0. Box 680
72110
RSSD Number: 2877402
VOICE: (501) 354-4988
FAX: (501) 354-6560
Pres: Charles S. Penick
Subsidiaries:
Petit Jean State Bank
Morrilton, AR
Acme Holding Co., Inc. Employee Stock Ownership Plan (ESOP)
Mulberry, AR
311 Main Street
P. 0 . Drawer A
72947-0480
RSSD Number: 2576424
VOICE: (479) 997-1154
FAX: (479) 997-1161
Pres: Alex Golden
CEO: Lex Golden
Subsidiaries:
Acme Holding Company, Inc.
Allied Bank
General Mortgage Co.
Acme Statutory Trust I
Mulberry, AR
Mulberry, AR
Mulberry, AR
Mulberry, AR
Acme Holding Company, Inc.
Mulberry, AR
311 Main Street
P. 0. Drawer A
72947-0480
RSSD Number: 1140556
VOICE: (479) 997-1154
FAX: (479) 997-1161
Bank Holding Company
Acme Holding Co., Inc. Employee Stock Ownership Plan (ESOP), Mulberry, AR
CEO: Lex Golden
Subsidiaries:
Allied Bank
General Mortgage Co.
Acme Statutory Trust I
Pres: Alex Golden
Mulberry, AR
Mulberry, AR
Mulberry, AR
140
Arkansas State Bank Department
M & P Community Bancshares, Inc.
Newport,AR
RSSD Number: 1491306
VOICE: (870) 523-3601
FAX: (870) 523-3473
120 Hazel Street
P. 0. Box 650
72112-0650
Chm/CEO: Jim S. Gowen, Sr.
Pres/COO: Jim S. Gowen, Jr.
VP/Sec: Carla P. Stiger
Treas: Pat Davis
Subsidiaries:
Greers Ferry Lake State Bank
Merchants & Planters Bank
M & P Community Statutory Trust I
McCartney, Manning, McDonald , & Guinn Insurance, Inc.
Preferred Choice Financial Services, Inc.
Heber Springs, AR
Newport, AR
Newport, AR
Newport, AR
Newport, AR
Parkin Bancorp, Inc.
Parkin, AR
RSSD Number: 1142411
VOICE: (870) 755-5401
FAX: (870) 755-5648
123 West Parkin
P. 0. Box 526
72373-0526
Bank Holding Company
Evolve Financial Group, Inc., Memphis, TN
Chm: Scot Lenoir
Sec: Scott Stafford
Subsidiaries:
Evolve Bank & Trust
Parkin, AR
Perry County Bancshares, Inc.
Perryville, AR
RSSD Number: 1138674
VOICE: (501)889-2318
FAX: (501) 889-5727
Pres: Robert M. Hill, Sr.
Subsidiaries:
Chart Bank Perryville, AR
Perry County Bancshares Statutory Trust
813 North Fourche Avenue
P . 0 . Box 189
72126-0189
Sec: Herby Branscum, Jr.
Wilmington, DE
141
Ninety-Second Report
Piggott Bankstock, Inc.
Piggott, AR
RSSD Number: 1098321
VOICE: (870) 598-3802
FAX: (870) 598-2026
212 West Cherry Street
P. 0. Box 307
72454-0307
Chm/CEO/Pres: Paula 0. Blackwell
Subsidiaries:
Piggott State Bank
Piggott, AR
Jefferson Bancshares, Inc.
Pine Bluff, AR
RSSD Number: 2267665
VOICE: (870) 535-7222
FAX: (870) 540-1224
Chm/CEO: John P. Garrison
VChm: Marie Cotner
912 Poplar Street
P.O. Box 7878
71601-4861
Pres/COO: Chuck Morgan
Treas/Sec: Ruby G. Owen
Subsidiaries:
Hot Springs Bank & Trust Company
Pine Bluff National Bank
Jefferson Insurance and Financial Services, LLC
Jefferson Title Company, LLC
Hot Springs, AR
Pine Bluff, AR
Pine Bluff, AR
Pine Bluff, AR
Arkansas State Bank Department
142
Simmons First National Corporation
Pine Bluff, AR
501 Main Street
P. 0. Box 7009
71611-7009
RSSD Number: 1094828
VOICE: (870) 541-1000
FAX: (870) 541-1123
EVP: Marty Casteel
EVP/CFO: Robert A. Fehlman
Chm/CEO: J. Thomas May
Pres/COO: David L. Bartlett
Subsidiaries:
Simmons First Bank of El Dorado, N. A.
Simmons First Bank of Hot Springs
Simmons First Bank of Jonesboro
Simmons First Bank of South Arkansas
Simmons First National Bank, N.A.
Simmons First Investment Group
Simmons First Trust Company, N.A.
Simmons First Bank of Northwest Arkansas
Simmons First Bank of Russellville
Simmons First Bank of Searcy
Arkansas Fund, Inc.
Simmons First Capital Trust
Simmons First Capital Trust II
Simmons First Capital Trust Ill
Simmons First Capital Trust IV
Simmons First Mortgage Corporation
El Dorado, AR
Hot Springs, AR
Jonesboro, AR
Lake Village, AR
Pine Bluff, AR
Little Rock, AR
Pine Bluff, AR
Rogers, AR
Russellville, AR
Searcy, AR
Pine Bluff, AR
Pine Bluff, AR
Pine Bluff, AR
Pine Bluff, AR
Pine Bluff, AR
Pine Bluff, AR
Parkway Bankshares, Inc.
Portland, AR
RSSD Number: 1141188
VOICE: (870) 737-2226
FAX: (870) 737-4263
Chm: Robert D. Pugh
Subsidiaries:
Parkway Bank
217 N. Main Street
P. 0. Box68
71663
CEO/Pres: Jerry Sadler
Rogers, AR
143
Ninety-Second Report
Prescott Bancshares, Inc.
Prescott, AR
East Second at Main
P.O. Drawer 490
71857-0490
RSSD Number: 2236586
VOICE: (870) 887-2688
FAX: (870) 887-6822
Treas/Sec: Karen Mclelland
Pres: John Warren Brannan, Jr.
EVP: James E. Franks
Subsidiaries:
Bank of Prescott
Prescott, AR
First State Banking Corporation
Russellville, AR
RSSD Number: 1096448
VOICE: (479) 498-2402
FAX: (479) 498-2465
Chm/CEO: Charles Blanchard
Pres: Johnny K. Morgan
Subsidiaries:
First State Bank
Nimrod Real Estate, Inc.
First State Bank Capital Statutory Trust
FSB Capital Ill
FSB Capital Trust II
3103 East Main Street
P. 0 . Box 10610
72812
CFO/Sec: Donna Harpenau
Russellville, AR
Plainview, AR
Hartford, CT
Russellville, AR
Wilmington, DE
144
Arkansas State Bank Department
First Security Bancorp
Searcy, AR
RSSD Number: 1096505
VOICE: (501) 279-3400
FAX: (501) 279-3486
314 North Spring
P. 0. Box 1009
72145-1009
Chm/CEO/Pres: Reynie Rutledge
Subsidiaries:
First Security Bank of Conway
First Security Bank of Mountain Home
Peoples Real Estate Management Co.
First Security Bank
Heartland Renaissance Fund Sub 1 LLC
First Security Investment Advisors, Inc.
First Security Real Estate Management, Inc.
FNBS Investments Inc.
Crews & Associates, Inc.
First Security Leasing, Inc.
Torrent Fire Co. #4 LLC
Cheyenne Aircraft LLC
Conway, AR
Mountain Home, AR
Mountain Home, AR
Searcy, AR
Conway, AR
Searcy, AR
Searcy, AR
Las Vegas, NV
Little Rock, AR
Little Rock, AR
Little Rock, AR
Searcy, AR
Smackover Bancshares, Inc.
Smackover, AR
RSSD Number: 1098264
VOICE: (870) 725-3051
FAX: (870) 725-3049
708 North Broadway
P. 0 . Box 107
71762-0107
CEO/Pres: Bob Willett
SVP: J . Drew Tennyson
SVP: James B. Yeager
VP: Vicki Davis
Subsidiaries:
Smackover State Bank
Smackover, AR
Mathias Bancshares, Inc.
Springdale, AR
RSSD Number: 1951172
VOICE: (479) 750-9100
FAX: (479) 750-0953
5571 Bleaux Ave.
P. 0 . Box 6485
72766
Chm: Sam Mathias
Subsidiaries:
First State Bank of Northwest Arkansas
Huntsville, AR
145
Ninety-Second Report
Bodcaw Bancshares, Inc.
Stamps, AR
307 T homas Street
P. 0 . Box 8
71860-0008
RSSD Number: 2712781
VOICE: (870) 533-4486
FAX: (870) 533-4456
Chm: J. Paul Nipper
Subsidiaries:
Bodcaw Bank
Stamps, AR
Star City Bancshares, Inc.
Star City, AR
116 North Lincoln
P. 0 . Drawer 69
71667-0069
RSSD Number: 1131723
VOICE: (870) 628-4286
FAX: (870) 628-5274
Chm/CEO/Pres: Bennie F. Ryburn, Jr.
Subsidiaries:
Bank of Star City
Star City, AR
The Farmers and Merchants Bankshares, Inc.
Stuttgart, AR
708 South Main
P. 0 . Drawer 1010
72160-1010
RSSD Number: 1099672
VOICE: (870) 673-691 1
FAX: (870) 672-4282
Chm: Roy 0. McCollum, Ill
CEO/Pres: Don Pattillo
Subsidiaries:
The Farmers and Merchants Bank
F & M Realty, Inc.
Stuttgart, AR
Stuttgart, AR
Bradley Bancshares, In.
Warren, AR
RSSD Number: 1097463
VOICE: (870) 226-2601
FAX: (870) 226-2253
Chm/CEO: Bennie F. Ryburn, Jr.
Subsidiaries:
First State Bank of Warren
104 South Main Street
P. 0 . Box29
71671-0029
Pres: Freddie M. Mobley
Warren, AR
146
Arkansas State Bank Department
Cross County Bancshares, Inc.
Wynne, AR
RSSD Number: 1131611
VOICE: (870) 238-8171
FAX: (870) 238-4052
Chm: Dr. Willard G. Burks
CEO/Pres: Mac McClanahan
Subsidiaries:
Cross County Bank
1 Cross County Plaza
P. 0. Box9
72396-0009
EVP: David Dowd
Treas/Sec: Shelia Stotts
Wynne, AR
OUT OF STATE
BANK HOLDING COMPANIES
AND
THEIR ARKANSAS
SUBSIDIARIES
JUNE 30, 2006
148
Arkansas State Bank Department
Evolve Financial Group, Inc.
Memphis, TN
RSSD Number: 3343351
VOICE: (901) 624-5500
FAX: (901) 624-5540
Chm/CEO: Scot Lenoir
Subsidiaries:
Parkin Bancorp, Inc.
Evolve Bank & Trust
Evolve Advisors, Inc.
Evolve Benefits Group, Inc.
Evolve Financial Services, Inc.
Evolve Mortgage Services, Inc.
Evolve Securities, Inc.
8000 Centerview Parkway, Suite 500
38018
Sec: Scott Stafford
Parkin, AR
Parkin, AR
Memphis, TN
Memphis, TN
Memphis, TN
Memphis, TN
Memphis, TN
Ninety-Second Report
ABBREV IATIONS
Chm:
CEO:
VChm:
Pres:
Reg Pres:
EVP:
SVP:
CAO:
CCO:
CFO:
CLO:
COO:
AdmVP:
EO:
VP:
SLO:
Cash:
Cont:
AVP:
Aud:
TO:
ATO:
Treas:
Sec:
Atty:
Chairman of the Board
Chief Executive Officer
Vice Chairman
President
Regional President
Executive Vice President
Senior Vice President
Chief Administrative Officer
Chief Credit Officer
Chief Financial Officer
Chief Lending Officer
Chief Operating Officer
Administrative Vice President
Executive Officer
Vice President
Senior Loan Officer
Cashier
Controller
Assistant Vice President
Auditor
Trust Officer
Assistant Trust Officer
Treasurer
Secretary
Attorney
149
150
Arkansas State Bank Department
NOTES
Ninety-Second Report
NOTES
151
152
Arkansas State Bank Department
NOTES
@FedFRASER