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Federal Reserve Bank of Chicago May 29, 1958
FARM LIVING STANDARDS have risen rapidly
since World War II. One indicator is the increasing-pro
portion of U. S. farms having various facilities cincl,.con-B
CRRENT
veniences. This has been rising.

R

The gain results in part from the decline ir nu,mb.litiN— 9 1958
of farms. This has been centered chiefly in the ilOwerincome sector and these are the farms generallY lacking
S. DEM:
in modern facilities.
ID:.1174T OF

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ttC

If

Number 458

For example, from 1950 to 1954 in the five states
of the Seventh Federal Reserve District, the number of
farms reporting telephones increased only 4 per cent and
the number reporting electric service declined slightly.
Nevertheless, the proportion of farms having telephones
increased from 65 per cent in 1950 to 74 per cent in
1954; and the number with electricity increased from 91
per cent to 97 per cent.

a large gain relative to the nonfarm population during
World War II and the early postwar years. Since 1948,
however, there has been a sizable gain in per capita
income of the nonfarm population while the per capita
income of the farm -population has shown a relatively
small gain over its 1948 level. Thus, the ratio of per
capita incomes of the farm and nonfarm populations has
declined but remains well above the prewar ratio.

The trend for U. S. farms is indicated by the followdata*:
ing

On the basis of income alone, therefore, the average
level of living of farm families should have shown substantial gains and some gain relative to nonfarm families.
In large part, of course, the rise in incomes reflects
higher prices—inflation.

Per cent of all
U. S. farms having:
Telephone
Electricity
Automobile
Running water in house
Home freezer
Television

•

1940

1945

1950

1954

1956

25
33
58
22

32
48
62
29

38
78
63
43
12
3

47
93
71
59
32
36

52
94
74
64
39
53

*Censuses, except 1956 which is USDA estimate.
Farm buildings provide another evidence of agricultural conditions. Expenditures for new buildings and
repairs increased an estimated 2 per cent in 1957, following a decline from the record $2.6 billion in 1952 to
$2.2 billion in 1956. A further modest increase is likely
in 1958. Purchases of household_ond farmstead equipment probably showed a moderate gain also in 1957.
The amount of household furnishings and equipment
owned by farm families increased about 50 per cent from
January 1, 1945 to January 1, 1957.
Consumption of electrical power per farm in 1957
was more than double the 1947-49 average, but the average cost per kilowatt hour was 19 per cent lower. The
decline in cost has been due largely to the fact that many
farm customers have moved into higher consumption
brackets. Rate schedules-generally provide lower cost
per kilowatt as consumption per customer increases.
Electric bills for Midwest farmers averaged about $12
per month in 1957, compared with about $7 in the 194749 period.

•

The level of income obviously is the major factor
determining the level of living of individual families,
farm and nonfarm. Per capita income of the farm population in 1957 is estimated at $993, or about four times
the 1939 figure. The income of farm residents showed

Purchasing power of the $993 average 1957 income
per farm resident in terms of 1947-49 dollars was equal
to $850. This allows for the 17 per cent increase in
prices paid by farmers for "family living items" in 1957
compared with 1947-49 prices. Thus, real per capita
income of the farm population in 1957 was about the
same as the 1947-49 average although about 61 per cent
above the 1940 level.
By way of comparison, nonfarm per capita income
in 1957 was about $2,040. In real terms this was about
15 per cent above the 1947-49 average and 49 per cent
above the 1940 level.
Farm wages affect the incomes and level of living
of the 24 per cent of the farm labor force which is hired
workers. In 1957, farm wage rates were up 30 per cent
from the 1947-49 average and were more than four times
the 1940 level. However, there is a great variation in
wage rates from area to area.
Generally, there is a high correlation between the
level of farm wage rates and the availability of nonfarm
employment. In areas where nonfarm jobs provide attractive alternatives, wages of hired farm workers show
little or no relationship to the characteristics of farms
in the area.
In areas where nonfarm jobs are not available, farm
wages generally reflect the level of income earned by
farm operators, which, in turn, reflects the amount of
capital per farm—the higher the value of real estate and
other productive assets the higher are farm operators'
incomes and wages of hired farm workers.
Research Department

FARM BUSINESS CONDITIONS
April 1958, with comparisons
1957

1958
ITEMS
_
.
PRICES:
Received by farmers (1947 - 49 = 100)
Paid by farmers (1947 - 49 = 100)
Parity price ratio (1910 - 14 =100)
Wholesale, all commodities (1947 - 49 = 100)
Paid by consumers (1947 - 49 =100)
Wheat, No. 2 red winter, Chicago (dol. per bu.)
Corn, No. 2 yellow, Chicago (dol. per bu.)
•
Oats, No. 2 white, Chicago (dol. per bu.)
Soybeans, No. 1 yellow, Chicago (dol. per bu.)
Hogs, barrows and gilts, Chicago (dol. per cwt.)
Beef steers, choice grade, Chicago (dol. per cwt.)
.• . •
Milk, wholesale, U.S.(dol. per cwt.)
Butterfat, local markets, U.S.(dol. per lb.)
Chickens, local markets, U.S.(dol. per lb.)
Eggs, local markets, U.S. (dol. per doz.)
Milk cows, U.S.(dol. per head)
Farm labor, U.S. (dol. per week without board)
Factory labor, U.S. (dol. earned per week)

April

March

April

98
122
87
119
124
2.23
1.30
.73
2.30
20.68
29.37
3.91
.58
.19
.37
203

97
122
87
120
123
2.26
1.19
.75
2.25
21.26
29.90
4.16
.59
.21
.41
200

89
118
82
117
119
2.23
1.32 .
.77
2.43
17.96
22.99
3.98
.60
.18
.30
161

41.25
80.81

81.45
-

40.75
81.59

128
87

144
90

342
34b

341
29a

,

PRODUCTION:
Industrial, physical volume (1947 - 49 =100)
Farm marketings, physical volume (1947 - 49 =100) ....

126
87

INCOME PAYMENTS:
Total personal income, U.S.(annual rate, bil. of dol.) ...
Cash farm income, U.S. 1 (annual rate, bil. of dol.)

343
33a

EMPLOYMENT:
Farm (millions)
Nonagricultural (millions)

5.6
57.3

FINANCIAL (District member banks):
Demand deposits:
102.5
Agricultural banks (1955 monthly average =100)
average
=100).
monthly
.
.
.
Nonagricultural banks (1955
102.1
Time deposits:
117.2
Agricultural banks (1955 monthly average =100)
117.8
•
•
•
Nonagricultural banks (1955 monthly average =100).
1 Based on estimated monthly income.

•

5.1
57.2

5.8
58.5

101.4
98.6

100.9
100.8

116.8
116.2

107.9
108.6

a March
b February

Compiled from official sources by the Research Department, Federal Reserve Bank of Chicago