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RESERVE

FEDERAL
statistical

release

.......
FOR IMMEDIATE RELEASE.
HAY 9, l'i78
ASSETS AND LIABILITIES OF ALL COMMERCIAL BANKS IN THE UNITED STATES
APRIL 26, 1978

H.8
ALL
COML.
BANKS

ALL
MEMBER
BANKS

~--~R~E'~S;~E=~R~~EC~:I~:T~Y~Il~A~~~._1wL~

OTHER

COUNTRY
BANKS l /

NEW YORK

CITY OF
I CHICAGO

946.050 676,846

98.497

34.041

247.707

684,420 495,270
98,900 68,838
162,730 112,738

76,395
10,485
I1,617

25,838
3,010
5,193

190,522
21,417
35,768

202,515
33,926
60,160

9,808
5,759
9,540
7,702
7w393

ASSc S
LOANS AND INVESTMENTS

~/

LOANS AND OISCOUNTS2/
U.S. TREASURY SECURITIES
OTHER SECURITIES
RESERVES, CASH, AND
BANK BALANCES
KESERVES WITH FR BANKS
CASH .IN VAULT
BALANCES WITH BANKS
CASH ITEMS
OTHI:R

ASSETS~/

12 2

4.659

4,156
1,019
7,221
14,726

1,580
208
2,370

12,080
3,479
5,400
20,936

25,297

3,136

24,116

77

27,620
14,240
44,460
47,660

27 t 624
10,465
22,662
45,734

69,060

50~

T0 TAL ASSETS/ LI ABI LI TIES~/ ~1=1=4=9=0=9=0!::=84=3=·=
,2=7=5=t:1=5=0=1t=9=1=6=:::t=4=1=.•=8=3=6=~6~,1~3·~"'::
7'=::
2 0=*=3::~3::16~·~
•. 8~01':\:=
LIABILITIES &

~IAl

GROSS DEMAND DEPOSITS
GROSS TIME DEPOSITS

336,270 253,862
570 150 401.206

53,257
47.774

9,872
18.092

91,892
l143.139

lQ~-~nl

TOTAL DEPOSITS

906 420 b55,068

101.031

27.964

lz35 .. 031

291.04/

48,060 42,936
6,780
5,042
291,250 213,383
560,330 393,707

20,738
o7o
34,240
45,383

2,999
163
7,488
).7,314

14,205
1,827
78,958
~40,041

4,994
2,382
92,697
190,969

106,520

91,110

23,946

8,882

44,168

14,114

OTHER LIABILITIES;}_/

52,560

34,428

12,468

2,110

12,419

7,431

TOTAL CAPITAL ACCOUNTS!!:_/

83,590

o2,669

13,471

2,880

22,102.

24,216

DEPOSITS OF BANKS
U.S. GOVT. DEPOSITS
OTHER DEMAND DEPOSITS
OTHER TIME DEPOSITS
BORROWINGS

SfASllNALLY ADJUSTER QATA
LOANS AND INVESTMENTS 5/
LOANS AND DISCOUNTS 5/
COMMERCIAL & INDUSTRIAL
U.S. TREASURY SECURITIES
OTHER SECURITIES
PLUS LOANS SOLD OUTRIGHT
TO AFF lllATES
LOANS AND DISCOUNTS 5/6/
COMMERCIAL f. INDUSTR lALY




904,800
645,000
214,400
98,400
161,400
649,500
216,700

98,841

FOR NUMBERED FOOTNOTES SEE PAGE 2.
NOTE:

COMPARABILITY OF FIGURES AFFECTED
BY CHANGES IN MEMBERSHIP, MERGERS,
ETC.

-

2I~

CHANGES IN ASSETS AND LIABILITIES OF ALL COMMERCIAL BANKS
APRIL 26, 1978

APRIL 19, 1978 TO

H.8

THE UNITED STATES

(PARTLY ESTIMATED. IN MILLIONS OF DOLLARS)
ITEM

RESER 'F- CITY PANKS 1/
NEW YORK CITY OF uTHEk
CHICAGO
CITY

COUNTRY
&ANKS l./

ALL
COML.
BANKS

ALL
MEMBER
BANKS

-12.560

-9,919

-2.321

-1,434

-3,370

-2.794

-11,080
- 1,430
50

-8,139
-1,486
-294

-741
-1,061
-519

-779
-590
-65

-3,475
+110
-5

-3,144
+55
+295

41n

-1-092

-557

-467

+307

-375

-1,602
-7'
-223
+1,275

+244
+4
-287
-428

+950
+83
+227
-953

+669
+246
-530
-760

ASSETS.
LOANS AND INVESTMENTS '1:._/
LOANS AND DISCOUNTS 2/
U.S. TREASURY SECURiiiES
OTHER SECURITIES
RESERVES, CASH, AND
BANK BALANCES

-

1

RESERVES WITH FR BANKS
CASH IN VAULT
BALANCES WITH BANKS
CASH ITEMS

+
+

260
490
- 540
- 1,620

+261
+326
-813
-666

2/

-

460

-232

-552

-208

+]20

-192

-14 410

-11.243

-3.430

-2.109

-2.343

-~- '!.h 1

OTHER ASSETS

TOTAL ASSETS/LIABILITIES'}_/
LIABILITIES & c;ApiTAL
GROSS DEMAND DEPOSITS
GROSS TIME DEPOSITS

+

-12,360
1 .300

-8,145
+1.222

+76
+62

-343
+357

-3 t220
+709

-4,658
+04

TOTAL DEPOSITS

-11 060

-6.923

+138

+14

-21511

-4.564

- 1,490
- 3,040
- 7,650
+ 1,120

-1,232
-2,254
+1 ,031

-922
-198
+1,239
+19

+164
-77
-405
+332

-139
-923
-2,035
+586

-335
-1,056
-3,267
+94

BORROWINGS

- 3,810

-4,782'

-3,693

-2,089

+108

+892

OTHER LIABILITIES'}_/

+

250

+286

+112

-30

-91

+295

TOTAL CAPITAL_

+

190

+176

+13

-4

+151

+16

DEPOSITS OF BANKS
U.S. GOVT. DEPOSITS
OTHER DEMAND DEPOSITS
OTHER TIME DEPOSITS

ACCOUNT~/

-4,~8

1/ AS OF NOV. 9, 1972, THE DEFINITIONS OF RESERVE CITY AND COUNTRY BANKS WERE CHANGED
(SEE FEDERAL RESERVE BULLETIN, NOV. 1972, P. 994).
THE CLASSIFICATIONS EMPLOYED HERE

-

ARE THE SAME AS THOSE PRIOR TO THE CHANGE IN DEFINITION, SO THESE SERIES ARE
CONTINUOUS OVER TIME.
2/ INCLUDES "RESERVES FOR LOAN LOSSES" AND "UNEARNED INCOME ON LOANS".
J/ EFFECTIVE MARCH 31, 1976 "RESERVES FOR LOAN LOSSES" AND "UNEARNED INCOME ON LOANS",
WHICH FOR ALL COMMERCIAL BANKS ARE ESTIMATED TO BE APPROXIMATELY $14.5 BILLION, HAVE
BEEN NETTED AGAINST "OTHER ASSETS" AND "OTHER LIABILITIES" AND, THEREFORE, AGAINST
"TOTAL ASSETS/LIABILITIES".
.
f!_l EFFECTIVE MARCH 31, 1976 INCLUDES "RESERVES FOR SECURITIES" AND A PORTION OF
"RESERVE FOR LOAN LOSSES".
l_/ EXCLUDES DOMESTIC COMMERCIAL INTERBANK LOANS ESTIMATED AT $ 44,200 MILLION.
§_/ AS OF APRIL 26, 1978, "TOTAL LOANS SOLD" WERE INCREASED BY $400 MILLION, AND
"COMMERCIAL AND INDUSTRIAL LOANS SOLD" WERE DECREASED BY $700 MILLION AS THE
RESULT OF A RECLASSIFICATION AT ONE LARGE BANK.