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SELECTED ECONOMIC INDICATORS
CENTRAL MISSISSIPPI VALLEY
3RD QUARTER 1976
STATE ACTIVITY

SUMMARY DISCUSSION page 3

METROPOLITAN AREA ACTIVITY

page

page

page

SUMMARY

4

SUMMARY

16

EVANSVILLE

26

ARKANSAS

6

ST. LOUIS

18

SPRINGFIELD, MO

28

KENTUCKY

8

LOUISVILLE

20

FORT SMITH

30

MISSISSIPPI

10

MEMPHIS

22

PINE BLUFF

32

MISSOURI

12

LITTLE ROCK

24

TENNESSEE

14




CHECK PAYMENTS 10 OTHER CITIES
page 34

Prepared by Federal Reserve Bank of St. Louis
Released: November 17, 1976

THE DATA

of data for the last Wednesday of the preceding month,
the Wednesday on or preceding the 15th of the current
month, and the last Wednesday of the current month.
Data are collected by this Bank and the Board of
Governors of the Federal Reserve System. The Fort
Smith SMSA data cover only those counties within the
Eighth Federal Reserve District.

Selected economic data are provided for five
states, seven Standard and one Nonstandard Metropoli­
tan Statistical Areas which are entirely or partially
within the Eighth Federal Reserve District. Also
included are check payment series for ten other
Eighth District cities.
Data are presented in both unadjusted and
seasonally adjusted index form. Index numbers are
on a 1971=100 base. The latest data in most series
are preliminary and are revised as the final figures
are received.

Check payments are debits to demand deposit ac­
counts, except interbank and U.S. Government accounts.
The data are based on a sample of commercial banks in
each area adjusted to reflect total debits of all banks
in the area and the number of trading days in the
month. Data are collected by this Bank and the Board
of Governors of the Federal Reserve System.

Manpower Utilization
Basic employment data are from the respective
State Employment Security Office and the United
States Department of Labor. All manpower data for
metropolitan areas are based on the redefinition of
SMSA areas announced in late April 1973, except for
Memphis which is a Nonstandard Metropolitan Statisti­
cal Area. Memphis data include Shelby and Tipton
Counties in Tennessee and Crittenden County, Arkansas,
but exclude De Soto County, Mississippi.

All banking data remain on the Standard Metro­
politan Statistical Area definitions prior to the
April 1973 announcement.
Income
State personal income figures are annual rates
of monthly figures published by Business Week. United
States data are from the Department of Commerce.

Total employment and unemployment series are
household (place-of-residence) data; payroll employ­
ment, nonmanufacturing and manufacturing employment
are establishment (place-of-work) data.

Farm cash receipts are annual rates of monthly
figures published by the United States Department of
Agriculture.

Banking Activity

Total loan and total deposit data are for
Federal Reserve member banks only and are averages




2

SUMMARY OF CENTRAL MISSISSIPPI VALLEY ECONOMIC ACTIVITY

Payroll Employment
Bank Loans
(Compounded Annual Rates of Change)

Employment In the Central Mississippi Valley
(CMV) states and cities declined in the past two quar­
ters following a sizable increase from the second
quarter of 1975 to the first quarter of this year.
Payroll employment in the CMV states registered a 1.6
percent rate of decline in the past two quarters com­
pared with a 2.8 percent rate of gain in the previous
three quarters. On average over these five quarters
payroll employment in the CMV states has increased at
a 1 percent rate compared with a 3 percent rate for
the nation as a whole. As a consequence of the decline
in the last two quarters, payroll employment in the CMV
states remains 2.2 percent below the previous peak in
the third quarter of 1974 while U.S. payroll employment
is slightly above the previous peak.

11/75
to
1/76

Despite the decline in payroll employment in
the past two quarters, the summary measures of unem­
ployment in the third quarter of this year for CMV
states and cities are not much different than the
first quarter. The unemployment rate in the CMV
states averaged 6.1 percent in the third quarter,
down from the 6.4 percent rate in the first quarter,
and that in the CMV cities averaged 7.2 percent in
the third quarter, up slightly from the first quarter.
In comparison, the U.S. unemployment rate was 7.8
percent in the third quarter, up from 7.6 percent in
the first quarter.




1/76
to
III/76

3.5

2.4

Arkansas
Kentucky
Mississippi
Missouri
Tennessee

6.2
4.2
5.6
1.8
0.5

-2.2
-1.2
-1.2
-1.1
-3.0

State Summary

2.8

-1.6

2.9
1.0
1.2
3.2
1.9
3.7
11.6
0.1

-3.9
2.7
-2.7
-2.0
-4.2
4.2
-1.0
-1.5

-1.0
-0.7
-9.8
7.8
1.6
11.5
6.8
3.1

11.3
12.6
1.5
13.5
17.6
4.9
14.7
19.9

2.7

-1.9

-1.2

10.7

SMSA Summary

3

III/74
to
1/76

United States

St. Louis
Louisville
Memphis
Little Rock
Evansville
Springfield
Fort Smith
Pine Bluff

Bank loans at CMV metropolitan area member
banks have risen at a rapid 10.7 percent annual rate in
the past two quarters after declining at a 1.2 percent
rate in the previous year and a half. This rapid growth
of bank loans in the CMV area this year is in sharp
contrast to the 1.1 percent rate of increase for U.S.
member bank loans.

1/76
to
III/76

-1.3

1.1

Available

CENTRAL M I S S I S S I P P I

V A L L E Y STATE SUMMARY
1976
11

I I I

JUL

1976
AUG

SEP

1 0 7 .9
1 0 9 .2

1 0 7 .3
1 1 0 .7

1 0 6 .9
1 1 1 .1

1 0 6 .6
111.1

1 0 6 .7
111.2

1 0 7 .5
1 1 1 .0

1 1 0 .9
1 0 9 .0

1 1 1 .7
1 1 0 .1

111.1
1 1 0 .9

110 .8
1 1 1 .4

1 1 0 .7
111.2

1 1 0 .5
1 1 1 .4

111.1
1 1 1 .7

1 1 3 .4
1 1 1 .6

1 1 4 .5
1 1 2 .3

1 1 5 .3
1 1 3 .2

1 1 4 .3
1 1 3 .8

1 1 4 .1
1 1 4 .7

1 1 4 .0
1 1 4 .5

1 1 3 .9
1 1 4 .5

1 1 4 .4
1 1 4 .9

1 0 0 .3
9 8 .2

1 0 2 .1
9 9 .8

1 0 2 .9
1 0 1 .3

1 0 3 .5
1 0 2 .3

1 0 2 .8
1 0 2 .3

1 0 2 .6
10 1 .8

1 0 2 .4
1 0 2 .3

1 0 3 .3
1 0 2 .9

7 .9
8 .6

7 .3
8 .5

6 .4
7 .6

6 .1
7 .4

6 .1
7 .8

5 .9
7 .8

6.2
7 .9

6.2

1 5 3 .2
1 4 7 .3

1 5 4 .1
1 5 1 .3

1 6 2 .1
1 5 5 .0

1 6 5 .2
1 5 8 .5

N .A .
1 6 1 .4

1 7 1 .0
1 6 0 .7

N .A .
1 6 1 .3

N .A .
1 6 2 .1

1 5 9 .7
1 8 3 .9

1 5 6 .5
1 7 7 .7

1 5 9 .9
1 7 5 .0

1 9 5 .9
1 9 2 .0

N .A .
N .A .

1 8 0 .7
1 8 9 .6

1 9 2 .9
1 7 8 .4

N .A .
N .A .

111

IV

1 0 4 .9
1 0 7 .6

1 0 6 .2
1 0 7 .8

1 0 9 .5
1 0 8 .1

MANPOWER U T I L I Z A T I O N
TOTAL EMPLOYMENT IN D E X
C .M .V . STATES
UNITED STATES
PAYROLL EMPLOYMENT IN D EX
C .M .V . STATES
UNITED STATES
NONMANUFACTURING EMPLOYMENT IN D E X
C .M .V . STATES
UNITED STATES
MANUFACTURING EMPLOYMENT IN D E X
C .M .V . STATES
UNITED STATES
UNEMPLOYMENT RATE
C .M .V . STATES
UNITED STATES

7 .8

INCOME
PERSONAL
C .M .V .UNITED
FARM CASH
C .M .V .
UNITED

INCOME IN D E X
STATES
STATES
R E C E IP T S IN D EX
STATES
STATES

N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100



4

PERCENTAGE CHANGE
SEASONALLY ADJUSTED INDEX
YEAR ENDING
SEPTEMBER 19T8

m hr
TOTAL PAYROLL EMPLOYMENT
N0MMANUFACTUR1N0
MANUFACTURING
TOTAL EMPLOYMENT
PERSONAL INCOME *
* YEAR END INC JULY

NONMANUFACTURING EMPLOYMENT
130

+1.2
♦O.T
+2.4
+2.1
+11.0

U.S.
+3.0
+2.8
+3.9
+3.2
+10.3

125
1971 >100
165

PERSONAL

ISO

175

175

J

165

115

C.M.V. STATES



U.S.

/
/W- / "

160
120

155
PERCENT

UNEMPLOYMENT RATE

PERCENT

150

AS
ry*
y

110

12

12

145

105

10

10

140

100

8

8

135

95

6

6

130

90

4

4

125

85

i i a r l i i .1 l l I I 1 1 1 1 I I 1 1 1 1 ■1t-ll-U 2 t i l i 1974
1975
1976

2

lllllllR
120 I B l 1974

ALL OATA ARE SEASONALLY AOJUSTEO

1971 -100
165

180

170

MANUFACTURING EMPLOYMENT

INCOME

/~\L

170
105
160
155
150
145
140
135
130
125

111I I 1111. J—1.. I I 111.J 11l.t-l- 120
1975
1976

PREPAREO 6Y FEOERAL RESERVE SANK OF ST. LOUIS

ARKANSAS
III

IV

1

1976
I 1

I 11

JUL

1976
AUG

SEP

7 8 0 .4
1 0 7 .0

7 7 4 .8
1 1 0 .2

7 6 1 .1
1 1 2 .1

8 0 5 .0
1 1 2 .5

8 1 2 .0
1 1 1 .4

8 0 5 .9
1 1 0 .1

8 1 1 .5
1 1 0 .7

8 1 8 .9
1 1 5 .5

6 2 1 .6
1 1 2 .0

6 5 1 .9
1 1 4 .7

6 5 0 .4
1 1 7 .1

6 4 5 .6
1 1 7 .1

6 4 4 .5
1 1 5 .6

6 5 6 .5
1 1 4 .5

6 4 2 .6
1 1 4 .9

6 5 4 .7
1 1 8 .0

4 4 4 .2
1 1 6 .2

4 5 1 .9
1 1 9 .5

4 4 8 .5
1 2 1 .0

4 5 4 .9
1 2 0 .2

4 5 4 .6
1 1 9 .0

4 4 7 .5
1 1 7 .0

4 5 2 .8
1 1 7 .9

4 6 5 .7
1 2 2 .1

1 7 8 .9
1 0 2 .6

1 8 0 .2
1 0 4 .4

1 8 1 .9
1 0 8 .4

1 8 8 .7
1 1 0 .1

1 8 9 .9
1 0 8 .6

1 8 9 .0
1 0 9 .1

1 8 9 .8
1 0 8 .2

1 9 1 .0
1 0 9 .1

6 1 .7
8 .4

5 7 .4
7 .5

6 0 .4
6 .1

5 0 .8
6 .0

4 7 .5
6 .5

5 1 .7
6 .2

4 8 .0
6 .6

4 2 .6
6 .2

9 ,5 1 6
1 6 5 .5

1 0 ,7 0 0
1 5 4 .5

9 ,6 7 6
1 7 7 .0

1 0 ,1 6 4
1 8 4 .5

N. A.
N. A.

1 0 ,9 8 0
1 9 6 .0

N .A .
N .A .

N .A .
N .A .

1 ,6 7 4
1 9 4 .5

4 ,2 4 5
1 7 9 .9

1 ,5 7 8
1 7 8 .8

1 ,8 4 2
2 5 5 .5

N .A .
N. A.

1 ,8 4 7
2 4 4 .6

1 ,4 0 7
1 9 5 .7

N .A .
N .A .

1975

MANPOWER U T I L I Z A T I O N
TOTAL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
NONMANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
MANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED RATE

INCOME
PERSONAL INCOME
M ILLION S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX
FARM CASH R E C E IP T S
M ILLION S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

N.A. - NOT AVAILABLE
ALL INDEXES: 1971*100




6

ARKANSAS
PERCENTAGE CHANCE
SEASONALLY ADJUSTED INDEX
YEAR END INC
SEPTENDER 1S7S

TOTAL PAYROLL ENPLOYMENT
NONNANUFACTURINC
NANUFACTURINC
TOTAL EMPLOYHENT
PERSONAL INCOME *
X YEAR ENDING JULY

NONMANUFACTURING EMPLOYMENT
135
130

MANUFACTURING EMPLOYMENT

ARKANSAS



U.S.

7

ARKANSAS U.S.
♦3.7
+3.0

♦3.1

♦ 2.8

♦ 5.2

♦3.9
♦3.2
♦ 10.3

♦4.0
♦14.1

KENTUCKY
1975
III

IV

1

1976
11

111

JUL

1976
AUG

SEP

MANPOWER U T I L I Z A T I O N
TOTAL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTEO INDEX
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
NONMANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
M ANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED RATE

1 3 2 1 .6
1 0 8 .4

1 3 2 2 .3
1 0 9 .4

1 2 8 6 .9
1 1 1 .5

1 3 2 8 .6
1 1 0 .6

1 3 5 3 .7
1 1 1 .0

1 3 4 3 .1
1 1 0 .7

1 3 5 2 .3
1 1 1 .0

1 3 6 5 .6
1 1 1 .4

1 0 4 1 .1
1 1 1 .0

1 0 5 3 .9
1 1 2 .0

1 0 4 6 .1
1 1 4 .6

1 0 6 3 .3
1 1 4 .1

1 0 6 6 .6
1 1 3 .9

1 0 6 7 .0
1 1 4 .2

1 0 6 1 .6
1 1 3 .3

1 0 7 7 .3
1 1 4 .3

7 8 6 .1
1 1 4 .9

7 9 9 .0
1 1 6 .3

7 8 9 .6
1 1 6 .6

8 0 2 .3
1 1 7 .5

6 0 4 .9
1 1 7 .4

8 0 5 .7
1 1 7 .6

7 9 8 .4
1 1 6 .6

8 1 0 .6
1 1 7 .8

2 5 3 .0
1 0 0 .2

2 5 4 .9
1 0 0 .2

2 5 6 .5
1 0 3 .6

2 6 1 .1
1 0 4 .9

2 6 3 .7
1 0 4 .5

2 6 1 .3
1 0 4 .6

2 6 3 .2
1 0 4 .2

2 6 6 .7
1 0 4 .6

1 0 4 .7
7 .9

1 0 0 .7
7 .5

1 0 7 .8
6 .8

8 4 .6
6 .1

8 1 .2
6 .1

8 4 .0
5 .7

8 4 .2
6 .4

7 5 .5
6 .1

1 6 .2 8 4
1 5 3 .3

1 7 .4 3 2
1 5 5 .3

1 7 ,1 7 2
1 6 1 .7

1 7 ,3 6 8
1 6 4 .6

N. A.
N. A.

1 8 ,1 6 6
1 7 2 .2

N .A .
N .A .

N .A .
N .A .

926
1 4 6 .3

2 ,3 7 6
1 4 3 .2

1 ,6 8 0
1 7 4 .3

97 9
1 9 2 .1

N .A .
N .A .

1 ,1 4 2
1 8 8 .4

1 ,0 3 0
1 7 5 .7

N .A .
N .A .

INCOME
PERSONAL INCOME
M ILLION S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX
FARM CASH R E C E IP T S
M ILLION S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100




8

KENTUCKY
PERCENTAGE CHANGE
SEASONALLY AOJUSTEO INOEX
YEAR ENDING
SEPTEMBER 1976
KENTUCKY

<f3»1

TOTAL PAYROLL EMPLOYMENT
NONMANUFACTURING
MANUFACTURING
TOTAL EMPLOYMENT
PERSONAL INCOME *
* YEAR ENDING JULY

NONMANUFACTURING EMPLOYMENT
130

+2.4
+5.3
+2.6
+10.9

U.S.
+3.0
+ 2.8
+3.9
+3.2
+10.3

125

PERSONAL

1971 -100
185

INCOME

1971 -TOO
165

180

180

175

175

J
/

170
165
K

MANUFACTURING EMPLOYMENT

Digitized forKENTUCKY
FRASER


115

UNEMPLOYMENT RATE

PERCENT
12

110

10

105

8
y

U.S.

100

6

95

4

90

a

v

\

160

155

155

150

150

145

145

10

140

140

6

135

PERCENT
12

' ------------ ■

______

1 1 1 u.l 1 1 J.n

1974

-i.A

1

111 It It t

1975

1 1 1 1 1 1 1 1J 1 I-

1976

ALL DATA ARE SEASONALLY AOJUSTEO

9

165

^

160
125

120

J

170

A _ /
r

6

130

4

125

2

120

/

135

y

130
125
i 1

11 1 1 n

1974

1

m

. 1 11 1 11 11 11L

1975

n

1 1i l l i h i

1976

120

PREPAREO 8Y FEDERAL RESERVE BANK OF ST. LOUIS

M ISSISSIPPI
III

1975
IV

1

1976
11

111

JUL

1976
AUG

SEP

8 4 5 .0
1 0 6 .6

8 4 7 .6
1 0 8 .4

8 3 1 .2
1 0 9 .9

6 6 1 .0
1 1 0 .1

8 7 4 .1
1 1 0 .2

8 6 7 .1
1 0 9 .9

8 7 1 .7
1 1 0 .3

8 8 3 .4
1 1 0 .5

6 6 6 .4
1 1 1 .6

6 8 2 .7
1 1 4 .0

676. 1
1 1 5 .6

6 8 4 .6
1 1 5 .5

6 8 5 .3
1 1 4 .9

6 6 2 .3
1 1 5 .1

6 8 4 .3
1 1 4 .9

6 8 9 .4
1 1 4 .7

4 6 7 .0
1 1 5 .5

4 7 6 .6
1 1 6 .6

4 7 1 .2
1 1 8 .2

4 7 5 .2
1 1 7 .4

4 7 6 .6
1 1 7 .6

4 7 4 .2
1 1 7 .7

4 7 5 .5
1 1 7 .8

4 8 0 .1
1 1 7 .3

1 9 9 .5
1 0 4 .3

2 0 6 .1
1 0 8 .4

2 0 4 .9
1 1 0 .0

2 0 9 .6
1 1 1 .3

2 0 6 .6
1 0 9 .1

2 0 8 .1
1 0 9 .4

2 0 8 .9
1 0 8 .8

2 0 9 .3
1 0 9 .2

6 6 .3
7 .6

4 9 .8
6 .1

5 5 .1
5 .7

5 1 .4
5 .4

5 2 .6
6 .0

5 7 .3
5 .7

5 2 .3
6 .3

4 8 .3
5 .9

9 ,7 4 0
1 5 9 .3

1 0 ,7 7 2
1 6 0 .7

1 0 ,3 2 4
1 7 0 .5

1 0 ,4 6 8
1 7 4 .9

N. A.
N. A.

1 0 .2 7 2
1 7 0 .4

N .A .
N .A .

N .A .
N .A .

901
1 4 0 .4

2 ,4 1 1
1 3 2 .4

1 ,3 6 8
1 6 0 .8

1 ,0 3 9
1 7 4 .4

N .A .
N. A.

1 ,0 4 9
1 6 6 .1

1 ,0 4 0
1 7 5 .9

N .A .
N .A .

MANPOWER U T I L I Z A T I O N
TOTAL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
NONMANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
MANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED RATE

INCOME
PERSONAL INCOME
M ILLION S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTEO INDEX
FARM CASH R E C E IP T S
MILLIONS OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100




10

M ISSISSIPPI
PAYROLL EMPLOYMENT

100
130

PERCENTAGE CHANCE
SEASONALLY AOJUSTED INDEX
YEAR ENOINC
SEPTEMBER 1976

125
120

115

110

MISSISSIPPI U.S.
TOTAL PAYROLL EMPLOYMENT
♦2.2
*3.0
NONMANUFACTURINC
♦1.6
*2.6
MANUFACTURING
♦3.0
*3.9
*3.2
♦3.6
TOTAL EMPLOYMENT
PERSONAL INCOME X
♦6.1
*10.3
X YEAR ENDING JULY

105

100
95

NONMANUFACTURIN6 EMPLOYMENT
135
130

1974

1975

1976

MANUFACTURING EMPLOYMENT
125
120

PERCENT

UNEMPLOYMENT RATE

percent

115

110
105

100
95
90

MISSISSIPPI



PREPARED DY FEOERAL RESERVE DANK OF ST. LOUIS

U.S.

11

MISSOURI
1975
III

IV

1

1976
11

I I 1

JUL

1976
AUG

SEP

MANPOWER U T I L I Z A T I O N
TOTAL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
NONMANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
M ANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED RATE

1 9 5 0 .6
1 0 2 .2

1 9 4 4 .0
1 0 2 .7

1 8 9 7 .6
1 0 3 .7

1 9 6 0 .4
1 0 2 .9

1 9 5 6 .7
1 0 2 .5

1 9 5 2 .6
1 0 2 .3

1 9 4 2 .9
1 0 2 .2

1 9 7 4 .7
1 0 3 .0

1 7 2 6 .6
1 0 4 .2

1 7 4 9 .9
1 0 4 .9

1 7 2 2 .9
1 0 5 .8

1 7 5 2 .5
1 0 5 .4

1 7 4 6 .4
1 0 5 .2

1 7 3 7 .6
1 0 4 .9

1 7 3 6 .8
1 0 5 .0

1 7 6 4 .9
1 0 5 .6

1 3 2 1 .0
1 0 7 .4

1 3 3 6 .5
1 0 8 .0

1 3 1 2 .3
1 0 6 .8

1 3 3 6 .7
1 0 8 .1

1 3 2 7 .0
1 0 7 .8

1 3 2 3 .5
1 0 7 .8

1 3 1 7 .4
1 0 7 .5

1 3 4 0 .0
1 0 8 .3

4 0 7 .6
9 4 .9

4 1 3 .4
9 5 .9

4 1 0 .6
9 7 .5

4 1 5 .7
9 7 .6

4 1 9 .5
9 7 .7

4 1 4 .1
9 6 .6

4 1 9 .4
9 7 .8

4 2 4 .9
9 8 .7

1 3 8 .7
7 .0

1 3 4 .2
7 .0

1 4 6 .2
6 .3

1 1 7 .6
5 .7

1 0 4 .1
5 .3

1 1 6 .0
5 .5

1 0 1 .7
5 .1

9 4 .7
5 .4

2 6 ,6 0 4
1 4 4 .3

2 7 ,7 0 4
1 4 6 .5

2 7 ,7 6 8
1 5 2 .5

2 8 ,6 0 4
1 5 5 .9

N. A.
N .A .

2 9 ,3 4 0
1 5 6 .1

N .A .
N .A .

N .A .
N .A .

2 ,5 3 6
1 6 2 .6

3 ,2 5 3
1 4 6 .5

2 ,3 2 9
1 4 9 .0

2 ,4 3 1
1 9 6 .5

N .A .
N .A .

2 ,6 8 1
1 7 5 .5

3 ,1 0 7
2 0 0 .1

N .A .
N .A .

INCOME
PERSONAL INCOME
M ILLION S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX
FARM CASH R E C E IP T S
M ILLION S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100




12

MISSOURI
PERCENTAGE CHANGE
SEASONALLY ADJUSTED INDEX
YEAR ENDING
SEPTEMBER 1976
MISSOURI U.S.
*1.4
4*3.0
+0.7
+2.6
+3.5
43.9
40.5
43.2
49.1
410.3

TOTAL PAYROLL EMPLOYMENT
NONMANUFACTURING
MANUFACTURING
TOTAL EMPLOYMENT
PERSONAL INCOME *
X YEAR ENDING JULY

NONMANUFACTURING EMPLOYMENT
118
116

1971 -100
175

MANUFACTURING EMPLOYMENT
114
110

MISSOURI



U.S.

PERCENT

UNEMPLOYMENT RATE

PERCENT

PERSONAL

INCOME

1971 •too
175

170

170

165

165

160

160

155

155

150

150

145

145

140

140

106

12

12

135

135

102

10

10

130

130

96

6

6

125

125

94

6

6

120

120

90

4

4

115

115

66

i .1i i h t
2 ■i i L 1974

2

110

XI1.11975
1 I t 1 1.1 1

i t l i jJ ij-Li-i.
1976

ALL OATA ARE SEASONALLY AOJUSTEO

13

1.11 1 1 1 1 1 1 11

1974

i 1

1 1 1 1 I . J Ll I..
1975

i

i

1 1 1 1

i i

1976

1 11

110

PREPAREO BY FEDERAL RESERVE 6ANIC OF ST. LOUIS

TENNESSEE
III

1975

IV

1

1976
11

111

JUL

1976
AUG

SEP

MANPOWER U T I L I Z A T I O N
TOTAL EMPLOYMENT
THOUSANOS OF PERSONS
SEASONALLY ADJUSTED INDEX
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY AOJUSTED INDEX
NONMANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
MANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY AOJUSTED RATE

1 6 7 9 .3
1 0 3 .6

1 6 8 6 .0
1 0 4 .9

1 6 5 7 .0
1 0 7 .3

1 6 9 9 .3
1 0 6 .5

1 7 1 0 .1
1 0 5 .5

1 7 0 5 .4
1 0 5 .4

1 7 0 8 .0
1 0 5 .2

1 7 1 7 .0
1 0 5 .8

1 5 4 2 .5
1 1 3 .0

1 5 6 8 .3
1 1 4 .5

1 5 0 6 .1
1 1 3 .0

1 5 1 8 .5
1 1 1 .9

1 5 1 9 .3
1 1 1 .3

1 5 1 4 .2
1 1 1 .4

1 5 2 1 .0
1 1 1 .3

1 5 2 2 .6
1 1 1 .3

1 0 6 4 .9
1 1 6 .3

1 0 8 0 .4
1 1 9 .4

1 0 4 0 .8
1 1 6 .2

1 0 4 7 .4
1 1 6 .6

1 0 4 7 .5
1 1 6 .4

1 0 4 6 .6
1 1 6 .4

1 0 4 9 .2
1 1 6 .6

1 0 4 6 .6
1 1 6 .1

4 7 7 .6
1 0 2 .6

4 8 7 .9
1 0 5 .1

4 6 7 .3
1 0 2 .9

4 7 1 .0
1 0 2 .9

4 7 1 .7
1 0 1 .5

4 6 7 .4
1 0 1 .5

4 7 1 .8
1 0 1 .1

4 7 6 .0
1 0 2 .0

1 4 9 .6
8 .6

1 3 5 .0
8 .1

1 3 9 .9
6 .8

1 2 6 .4
6 .9

1 1 9 .6
7 .0

1 2 6 .8
6 .7

1 1 7 .0
7 .1

1 1 5 .0
7 .2

2 0 ,9 0 0
1 5 7 .5

2 1 ,7 3 2
1 6 0 .5

2 1 ,4 3 6
1 6 5 .3

2 1 ,7 6 4
1 6 6 .6

N .A .
N .A .

2 3 ,3 6 4
1 7 7 .5

N .A .
N .A .

N .A .
N .A .

766
1 3 8 .2

1 ,8 4 4
1 4 2 .0

1 ,0 4 3
1 8 3 .5

841
1 8 3 .6

N .A .
N .A .

985
1 7 9 .3

966
1 7 8 .6

N .A .
N .A .

INCOME
PERSONAL INCOME
M ILLION S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX
FARM CASH R E C E IP T S
M ILLIO N S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100




14

TENNESSEE
PERCENTAOE CHANCE
SEASONALLY ADJUSTED INDEX
YEAR END INC
SEPTENBER 1976
TENNESSEE
-1.8
TOTAL PAYROLL EMPLOYMENT
NONMANUFACTURINO
-2.0
MANDFACTURIN6
-1.2
TOTAL EMPLOYMENT
♦2.0
♦13.1
PERSONAL INCOME *
X YEAR END INC JULY

NONMANUFACTURING EMPLOYMENT
135

U.S.
♦3.0
♦2.8
♦3.9
♦3.2
♦10.3

130
1971 •100
180

115

TENNESSEE



U.S.

PERCENT

UNEMPLOYMENT RATE

PERCENT

1971 -100
180
175

170

170

165

165

s'

155
120

INCOME

175

160

MANUFACTURING EMPLOYMENT

PERSONAL

160
155

150

150

145

145
140

110

12

12

140

105

10

10

135

100

8

8

150

95

6

6

125

125

90

4

4

120

120

85

2

2

115

11 11 1 1n 111. i »111111111 111I I 1I I 111 115
1974
1975
1976

H

1 It 1 II 1 1 1

1974

Lll.lll.LA I I I

.11 1 II 1 L.l.1.1 1

1975

1976

ALL 9ATA ARE SEASONALLY AOJOSTEO

15

y

135
130

PREPARES RY FEDERAL RESERVE SANE OF ST. LOOIS

E I G H T CENTRAL M I S S I S S I P P I V A L L E Y
M E T R O P O L I T A N AREAS
1975
111

IV

1

1976
1I

111

JUL

1976
AUG

SEP

1 0 4 .7
1 0 8 .1

1 0 5 .3
1 0 9 .0

1 0 6 .4
1 1 0 .1

1 0 5 .6
1 1 0 .9

1 0 5 .4
1 1 1 .4

1 0 5 .1
1 1 1 .2

1 0 5 .3
1 1 1 .4

1 0 5 .8
1 1 1 .7

1 0 9 .1
H I.6

1 0 9 .6
1 1 2 .3

1 1 0 .4
1 1 3 .2

1 0 9 .4
1 1 3 .6

1 0 9 .4
1 1 4 .7

1 0 9 .2
1 1 4 .5

1 0 9 .5
1 1 4 .5

1 0 9 .6
1 1 4 .9

9 3 .8
9 8 .2

9 4 .3
9 9 .8

9 6 .4
1 0 1 .3

9 6 .2
1 0 2 .3

9 5 .3
1 0 2 .3

9 4 .8
1 0 1 .8

9 4 .7
1 0 2 .3

9 6 .2
1 0 2 .9

6 .0
8 .6

6 .2
6 .5

7 .1
7 .6

6 .6
7 .4

7 .2
7 .8

6 .7
7 .8

7 .5
7 .9

7 .4
7 .8

103

104

104

107

106

108

108

108

1 5 3 .9
1 5 5 .6

1 5 2 .3
1 5 7 .0

1 5 3 .6
1 5 7 .5

1 5 7 .3
1 5 7 .1

1 6 1 .6
1 5 8 .4

1 5 9 .3
1 5 7 .2

1 6 1 .1
1 5 7 .9

1 6 4 .3
1 6 0 .1

1 3 4 .6
1 4 2 .3

1 3 7 .7
1 4 4 .5

1 3 9 .3
1 4 5 .6

1 3 9 .6
1 4 8 .6

1 4 2 .7
1 4 8 .2

1 4 2 .3
1 4 8 .1

1 4 1 .8
1 4 7 .9

1 4 4 .1
1 4 8 .7

1 9 2 .2
1 9 2 .4

1 9 3 .7
1 9 4 .0

2 0 3 .5
2 0 3 .7

2 0 9 .0
2 0 9 .9

2 2 1 .2
N. A.

2 1 6 .1
2 1 6 .3

2 2 2 .2
2 2 0 .5

2 2 5 .2
N. A.

MANPOWER U T I L I Z A T I O N
PAYROLL EMPLOYMENT IN D E X
C .M .V . AREAS
UNITED STATES
NONMANUFACTURING EMPLOYMENT IN D E X
C .M .V . AREAS
UNITED STATES
MANUFACTURING EMPLOYMENT IN D E X
C .M .V . AREAS
UNITED STATES
UNEMPLOYMENT RATE
C .M .V . AREAS
UNITED STATES

B A N K IN G A C T I V I T Y
NUMBER OF MEMBER BANKS
MEMBER BANK LOANS IN D E X
C .M .V . AREAS
UNITED STATES
MEMBER BANK D E P O S IT S IN D E X
C .M .V . AREAS
UNITED STATES
CHECK PAYMENTS I N D E X *
C .M .V . AREAS
UNITED STATES

X BASED ON A SAMPLING OF MEMBER AND NONMEMBER BANKS.
N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100




16

E I G H T CE NT RA L M I S S I S S I P P I V A L L E Y
M E T R O P O L I T A N AREAS

PAYROLL EMPLOYMENT

TOTAL BANK LOANS

1971 -too

1971 -1 0 0

220

220

210

210

200

200

190

190

180

160

170

170

160

160

150

150

140

140

130

130

120

120

1975

100

1976

..1.1111.111-111. I l l 1 1.1.1 l 1.I i j i l.i

1974

1975

i

L

l l I l i.

1976

TOTAL BANK D E P O S IT S

PERCENT

UNEMPLOYMENT RATE




U.S.

TOTAL PAYROLL EMPLOYMENT
TOTAL LOANS
TOTAL DEPOSITS
CHECK PAYHEMTS X
X YEAR EN0IN6 AUGUST

♦0.7
♦7.5
♦6.9
♦15.4

0.8.
♦3.0
♦3.0
♦4.3
♦14.1

100

1971-100

CHECK PAYMENTS

1971-100
260
240

PERCENT

12

220

10

200

6

160

6

160

4

140

2
C.M.V. AREAS

siJmmary

110

110
1974

PERCENTA6E CHANCE
SEASONALLY ADJUSTED INDEX
YEAR ENDING
SEPTEMBER 1976

1974

1975

1976

ALL DATA ARE SEASONALLY AOJOSTEO

17

120
PREPAREO SY FEDERAL RESERVE BANK OF ST. LOUIS

ST.

L O U I S , M I S S O U R I —I L L I N O I S
M E T R O P O L I T A N AREA
1975
I I I

1

1976
11

III

JUL

1976
AUG

SEP

MANPOWER U T I L I Z A T I O N
PAYROLL EMPLOYMENT
THOUSANDS OP PERSONS
SEASONALLY ADJUSTED INDEX
NONMANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
M ANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED RATE

8 9 6 .0
9 9 .9

910. 7
10 0 . 7

901. 1
102. 3

908. 2
101. 3

901. 4
100. 3

900. 8
100. 5

8 9 8 .4
1 0 0 .3

905. 0
100. 2

6 6 1 .6
1 0 4 .3

670. 3
104. 9

660. 0
105. 9

667. 2
105. 1

659. 6
104. 0

662. 2
104. 4

6 5 7 .6
1 0 4 .0

659. 6
103. 7

2 3 6 .2
8 9 .5

240. 4
90. 7

241. 1
93. 6

241. 0
92. 2

241. 6
91. 4

238. 6
91. 1

2 4 0 .8
9 1 .3

245. 4
91. 9

8 0 .7
8 .1

77. 7
6. 4

80. 2
7. 0

69. 2
6. 8

66. 7
6. 9

71. 5
7. 1

6 5 .7
6 .6

62. 6
6. 9

61

62

61

63

64

64

64

64

3 ,6 6 1
1 4 2 .1

3 ,6 9 0
142. 3

3 ,7 0 0
140. 5

3 .7 1 6
14 3. 4

3 ,8 1 6
148. 2

3 ,7 6 6
144. 7

3 ,7 7 8
1 4 7 .4

3 ,9 0 3
152. 4

5 ,0 4 0
1 3 0 .9

5 ,2 2 3
133. 9

5 ,2 4 6
135. 2

5 ,1 8 7
13 4 . 7

5 ,2 5 4
136. 5

5 ,2 5 2
136. 0

5 ,2 2 7
1 3 5 .8

5 ,2 8 3
137. 6

3 0 0 .8
1 8 8 .8

312. 2
19 1 . 8

341. 4
203. 8

340. 1
210. 2

361. 7
225. 7

355. 8
216. 8

3 5 0 .6
2 2 7 .4

378. 8
230. 9

B A N K IN G A C T I V I T Y
NUMBER OF MEMBER BANKS
MEMBER BANK LOANS
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
MEMBER BANK D E P O S IT S
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
CHECK PAYMENTS *
B IL L IO N S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

* BASED ON A SAMPLING OF MEMBER AND NONMEMBER BANKS.
N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100




18

ST. LOUIS
MISSOURI-ILLINOIS
M E T R O P O L I T A N AREA
PAYROLL EMPLOYMENT

TOTAL BANK LOANS
1971-100

220

1971 -100

220

210

210

200

200

190

190

190

190

170

170

190

190

ISO

150

,IV -A

140

140

130

130

120

120

110
1974

1975

1979

100




U.S.

ST. LOUIS
TOTAL PAYROLL ENPLOVNENT
TOTAL LOANS
TOTAL DEPOSITS
CHECK PAYNENTS X
X YEAR ENOING AUGUST

♦0.3
♦7.1
♦4.9
♦20.4

U.S.
♦3.0
♦3.0
♦4.3
♦14.1

110

■l l Jull l Ii i n l i i l i i l n ■1,1-Li.l 1111
1974

1975

1979

TOTAL BANK D E P O S IT S

ST. LOUIS

PERCENTAGE CHANGE
SEASONALLY ADJUSTED INDEX
YEAR ENDING
SEPTENSER 1979

ALL OATA ARE SEASONALLY AftJUSTEft

19

LI-

100

CHECK PAYMENTS

PREPAREO RY FEDERAL RESERVE RANK OF ST. LOUIS

L O U IS V IL L E , KENTUCKY-INDIANA
M E T R O P O L I T A N AREA
MANPOWER U T I L I Z A T I O N
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
NONMANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
M ANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED RATE

BANKI NG A C T I V I T Y
NUMBER OF MEMBER BANKS
MEMBER BANK LOANS
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
MEMBER BANK D E P O S IT S
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
CHECK PAYMENTS *
B IL LIO N S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

* BASED ON A SAMPLING OF MEMBER AND NONMEMBER BANKS.
N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100




20

L O U IS V IL L E
KENTUCKY-INDIANA
METROPOLITAN AREA
PAYROLL EMPLOYMENT

1-100

TOTAL BANK LOANS
1971-100
230

220
210
200
190

190
A

160
V

/

v

v

.

170

^

^

____
V

1974

1979

1978

ISO

140

140

180

ISO

120

120

110

. 1 1 1 n i l 1 1 u , , 111 111 1, l.l.t t , u l u l u l u

1974

1978

1976

TOTAL BANK D E P O S IT S

LOUISVILLE



U.S.

160

ALL DATA ARE SEASONALLY AOJOSTCO

21

PERCENTA6E CHANCE
SEASONALLY ADJUSTED INDEX
YEAR END INC
SEPTEM8ER 1976
LOUISVILLE
TOTAL PAYROLL EMPLOYMENT
TOTAL LOANS
TOTAL DEPOSITS
CHECK PAYMENTS IN
* YEAR EN01N6 AUCUST

♦0.9
♦ 10.6
♦7.6
♦10.4

U.S.
♦3.0
♦3.0
♦4.3
♦14.1

110
CHECK PAYMENTS

PREPARED »Y FEDERAL RESERVE DANK OF ST. LONIS

M E M P H I S , TENNESSE E- ARK AN SA S
M E T R O P O L I T A N AREA
MANPOWER U T I L I Z A T I O N
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
NONMANUFACTURIN6 EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
MANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY AOJUSTED RATE

B A N K IN G A C T I V I T Y
NUMBER OF MEMBER BANKS
MEMBER BANK LOANS
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
MEMBER BANK D E P O S IT S
M ILLIO N S OF DOLLARS
SEASONALLY AOJUSTED INDEX
CHECK PAYMENTS *
B IL L IO N S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

* BASED ON A SAMPLING OF MEMBER AND NONMEMBER BANKS.
N.A. - NOT AVAILABLE
ALL INDEXESi 1971-100




22

MEMPHIS
TENNESSEE-ARKANSAS
M E T R O P O L I T A N AREA
PAYROLL EMPLOYMENT

1971 -100

TOTAL BANK LOANS
T971-100

220

220

210

210

200

200

190

190

180

180

170

170

160

160

150

ST*

140

130

130

120

120

110

110

1.1.11ill 1.1.1-1 11111111111 1i-l-LI Ill-Ill
1974

1975

1976

TOTAL BANK D E P O S IT S

PERCENT

UNEMPLOYMENT RATE

MEMPHIS



U.S.

MEMPHIS
TOTAL PAYROLL EMPLOYMENT
TOTAL LOANS
TOTAL 0EP0S1TS
CHECK PAYMENTS K
* YEAR ENDING AUGUST

150

140

100

PERCENTAGE CHANGE
SEASONALLY ADJUSTED INDEX
YEAR ENDING
SEPTEMBER 1976

40.4
40.6
44.9
-4.3

U.S.
43.0
43.0
44.3
414.1

100

CHECK PAYMENTS

1971-100
300

1971-100
300

275

275

12

250

250

10

225

225

8

200

200

6

175

4

150

2

125

PERCENT

ALL DATA ARE SEASONALLY ADJUSTED

23

7

^

175

-------------

150
1 > 1 i Rf « ■ 1 i ■

1974

1 1 1 1 1 1 1 1 1. 1 L, ■1 1 -1 .1 -1 I I \ I 1 1 .

1975

1976

125

PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS

LITTLE

ROCK,

NORTH L I T T L E ROCK,
M E T R O P O L I T A N AREA

MANPOWER U T I L I Z A T I O N
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
NONMANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
M ANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTEO RATE

B A N K IN G A C T I V I T Y
NUMBER OF MEMBER BANKS
MEMBER BANK LOANS
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
MEMBER BANK D E P O S IT S
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
CHECK P A Y M E N T S *
B IL L IO N S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

* BASED ON A SAMPLING OF MEMBER AND NONMEMBER BANKS.
N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100




24

ARKANSAS

L I T T L E ROCK
NORTH L I T T L E R 0 C K 9 ARKANSAS
M E T R O P O L I T A N AREA
PAYROLL EMPLOYMENT

1971 -1 0 0
240

TOTAL BANK LOANS

250

j
r

220
210

/V *

200

160

170

170

----- --y

160

150

150

140

140

120

1976

210

160

130

111»11111 it 111111111n. 111111II 1.11
1974

PERCENTAGE CHANGE
SEASONALLY AOJUSTED INDEX
YEAR ENDING
SEPTEMBER 1976

220

LITTLE ROCK

190

■y

160

1975

230

200

/

190

1974

1971 -100
240

1976

1975

TOTAL BANK DEP OS IT S

TOTAL PAYROLL EMPLOYMENT
TOTAL LOANS
TOTAL DEPOSITS
CHECK PAYMENTS X
X YEAR ENOINC AUGUST

♦1.7
♦11.1
♦13.0
♦23.7

U.S.
♦3.0
♦3.0
♦4.3
♦14.1

130
120

1971-100

CHECK PAYMENTS

1971-100

190
PERCENT

UNEMPLOYMENT RATE

PERCENT
10

160
170

J

160

y

150
140

--------

130
120

LITTLE ROCK



U.S.

111 111Ll.l 11 - llJ l 1 1 II 1 1 1 -LI 11 11 U L-li1974
1975
1976
ALL OATA ARE SEASONALLY ADJUSTEO

25

PREPAREO SY FEDERAL RESERVE BANK OF ST. LOUIS

EVANSVILLE f INDIANA-KENTUCKY
M E T R O P O L I T A N AREA
MANPOWER U T I L I Z A T I O N
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
NONMANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
MANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY AOJUSTED RATE

B A N K IN G A C T I V I T Y
NUMBER OF MEMBER BANKS
MEMBER BANK LOANS
M ILLION S OF DOLLARS
SEASONALLY ADJUSTED INDEX
MEMBER BANK D E P O S IT S
M ILLION S OF DOLLARS
SEASONALLY ADJUSTED INDEX
CHECK P A Y M E N T S *
B IL L IO N S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

* BASED ON A SAMPLING OF MEMBER AND NONMEMBER BANKS.
N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100




26

EVANSVILLE
INDIANA-KENTUCKY
METROPOLITAN AREA
1971 -100
118

PAYROLL EMPLOYMENT

TOTAL BANK LOANS

1971’

116

PERCENTAGE CHANGE
SEASONALLY ADJUSTED INDEX
YEAR ENDING
SEPTEMBER 1976

114
112

j
)
J

110
106
106

'

v

EVANSVILLE

AT"'

V

104

TOTAL PAYROLL EMPLOYMENT
TOTAL LOANS
TOTAL DEPOSITS
CHECK PAYMENTS X
X YEAR ENDING AUGUST

102
100

-0.3
♦11.0
♦ 12.0
♦23.1

U.S.
♦3.0
♦3.0
♦4.3
♦14.1

98
96
94 , 1.1111111111 l.l 11 1 11 1 1 1 1 I I 1I I 111111
1976
1974
1975

TOTAL BANK D E P O S IT S

PERCENT

UNEMPLOYMENT RATE

PERCENT
12
10

8
6

4
1974

EVANSVILLE



1976

1975

2

U.S.

27

1971-100

CHECK PAYMENTS

1971-100

S P R IN G F IE L D MISSOURI
M E T R O P O L I T A N AREA
MANPOWER U T I L I Z A T I O N
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
NONMANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
M ANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED RATE

B A N K IN G A C T I V I T Y
NUMBER OF MEMBER BANKS
MEMBER BANK LOANS
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
MEMBER BANK D E P O S IT S
M ILLION S OF DOLLARS
SEASONALLY ADJUSTED INDEX
CHECK PAYMENTS *
B IL LIO N S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

* BASED ON A SAMPLING OF MEMBER AND NONMEMBER BANKS.
N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100



28

SPR IN G FIELD
MISSOURI
M E T R O P O L I T A N AREA
PAYROLL EMPLOYMENT

19? I •100

TOTAL BANK LOANS

1971<

124

122

PERCENTAGE CHANGE
SEASONALLY ADJUSTED INDEX
YEAR ENDING
SEPTEMBER 1976

120
118
116

/

r \

T

J

f\
r

114

SPRINGFIELD

w

112

TOTAL PAYROLL EMPLOYMENT
TOTAL LOANS
TOTAL DEPOSITS
CHECK PAYMENTS X
X YEAR EN0IN6 AUGUST

1to
108
106

♦5.5

♦6.2
♦16.0
♦55.4

II.S.
♦5.0
♦5.0
♦4.5
♦ 14.1

104
102

100

L i l l i

1 II

1 II

I I

1974

1 I I

1 I t

1979

1 M

■ill i tJ i t 111. 100
1976

1974

1975

1978

TOTAL BANK O E P O S IT S
190

PERCENT

UNEMPLOYMENT RATE

1974

SPRINGFIELD



1976

1975

u.s .

1971-100

CHECK PAYMENTS

1971-100
240

220

PERCENT
10

200

8

160

6

160

4

140

2

120

0

1974

1975

1976

ALL OATA ARE SEASONALLY AOJOSTED

29

too
PREPARED SY FEOERAL RESERVE BANK OF ST. LOUIS

FORT S M I T H , ARKANSAS-OKLAHOMA
M E T R O P O L I T A N AREA
MANPOWER U T I L I Z A T I O N
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
NO NM ANUFACTURIN6 EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
MANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED RATE

B A N K IN G A C T I V I T Y
NUMBER OF MEMBER BANKS
MEMBER BANK LOANS
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
MEMBER BANK D E P O S IT S
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
CHECK PAYMENTS *
B IL L IO N S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

* BASED ON A SAMPLING OF MEMBER AND NONMEMBER BANKS.
N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100




30

FORT S M I T H
AR KA NS AS -O KL AH OM A
M E T R O P O L I T A N AREA
TOTAL BANK LOANS

PAYROLL EMPLOYMENT
I-IOO

1971 -100
220
210

PERCENTAGE CHANCE
SEASONALLY ADJUSTER- INDEX
YEAR END INC
SEPTEMBER 1976

200

190
180

FORT SHITH

170
160

160
ISO
140
150

TOTAL PAYROLL EMPLOYHENT
TOTAL LOANS
TOTAL DEPOSITS
CHECK PAYMENTS X
X YEAR ENDING AUGUST

♦2.6
♦ 14.6
♦9.0
♦14.9

U.S.
♦5.0
♦5.0
♦4.3
♦ 14.1

120

120

110
■1 lI - l i J

ai

1974

Li

l

M I I I 1 II [11

u 1 i d i >I n .

1975

1976

TOTAL BANK D E P O S IT S

100

1971-100

CHECK PAYMENTS

1971-100
240
220
200
180
160
140
120

1974

FORT SMITH



1976

1975

U.S.

1974

1975

1976

All DATA ARE SEASONALLY ADJUSTED

31

100
PREPARED 6Y FEDERAL RESERVE SANK OF ST. LOUIS

P I N E BLUFF ARKANSAS
M E T R O P O L I T A N AREA
MANPOWER U T I L I Z A T I O N
PAYROLL EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
NONMANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
M ANUFACTURING EMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED INDEX
UNEMPLOYMENT
THOUSANDS OF PERSONS
SEASONALLY ADJUSTED RATE

B A N K IN G A C T I V I T Y
NUMBER OF MEMBER BANKS
MEMBER BANK LOANS
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
MEMBER BANK D E P O S IT S
M ILLIO N S OF DOLLARS
SEASONALLY ADJUSTED INDEX
CHECK P A Y M E N T S *
B IL L IO N S OF DOLLARS
ANNUAL RATE
SEASONALLY ADJUSTED INDEX

RE BASED ON A SAMPLING OF MEMBER AND NONMEMBER BANKS.
N.A. - NOT AVAILABLE
ALL INDEXES: 1971-100




32

P IN E BLUFF
ARKANSAS
M E T R O P O L I T A N AREA
PAYROLL EMPLOYMENT

TOTAL BANK LOANS

PERCENTAGE CHANCE
SEASONALLY ADJUSTED INDEX
YEAR END INC
SEPTEMBER 1976
UtfE BLUFF
TOTAL PAYROLL EMPLOYMENT
TOTAL LOANS
TOTAL DEPOSITS
CHECK PAYMENTS *
YEAR ENDING AUGUST

*
1974

1975

1976

1974

1975

PINE BLUFF




1975

..-

♦3.0
♦3.0
♦4.3
♦14.1

1976

TOTAL BANK DEPOSITS

1974

+0.8
♦14.7
♦10.2
-4.4

U.S.

CHECK PAYMENTS

1976

U.S.

______

A U DATA ARE SEASONALLY AOJOSTED

33

PREPARED BY FEDERAL RESERVE SANK OF ST. LOUIS

CHE'oK P A YME NT S

IN TEN M E DI U M - S I Z E CITIES

MILLIONS UF DOLLARS
SEPT

1976

1/

SEASONALLY ADJUSTED INDEX
1971 * 100
SEPT

197b

AUG

197B

JULY

2/

1976

SEPT

1975

967

S23.9

512.0

999.5

521.6

SI

220.1

217.9

223.9

167.3

TEXARKANA SMSA, AKK.

225

172.3

171.2

175.9

161.8

WU1NCY, ILL.

22 V

205.3

205.5

202.3

166.6

OWENSEOKO,

233

167.8

186.1

180.8

158.3

PADUCAH, KY.

162

<:02.5

195.7

188.6

168.8

GREENVILLE, MISS.

119

175.0

169.6

177.0

153.9

CAPE GIRARDEAU, MO.

IBS

257. B

239.2

c29.9

202.1

99

185.7

17V.*

179. V

169.9

1S7

191.7

192.8

193.9

166.1

EL DORADO, ARK.
HELENA, ARK.

ky.

HANNIBAL, MO.
JACKSUN, TENN.

*

1/ DEBITS TO DEMAND DEPOSIT ACCOUNTS, EXCEPT INTERBANK AND U.S. GOVERNMENT ACCOUNTS.
2/ ThKtE—MONTH MOVING AVERAGES (EXCEPT LATEST MONTH, WHICH IS A TWO-MQNTH AVERAGEI»




34


Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102