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ANNUAL RETORT

COMPTROLLER OF THE CURRENCY

SECOND SESSION OF THE FORTY-NINTH CONGRESS

OF

THE UNITED STATES,

DECEMBER 4, I £86.

WASHINGTON:
GOVERNMENT PRINTING OFFICE.




188(5.




TREASURY DKPARTMENT,
Document No. 919? 2d ed.
Comptroller of the Currency.

TABLE OF CONTENTS.
[A full index will be found at page ccxxi; of this volume.]
REPORT.
Report submitted to Congress
Requirements of section 333, United States Revised Statutes, as to Comptroller's report..
Summary of the state and condition of every national bank reporting during the year
Statements of national banks closed during the year
Suggestions as to amendments to the laws, by which it is thought the system may be impro ved
Apparent violation of section 5243 of the Revised Statutes
National Savings Bank of the District of Columbia
...'
Legal decisions affecting organization, operations, and dissolution of national banks.......
State banks, savings banks, and loan and trust companies
Resources, liabilities, aud condition thereof
Official and unofficial information as to State banks, loan and trust companies, and savings
banks
Private bankers and banking
firms
Names and compensation of officers and clerks in the office of the Comptroller of the Currency
Expenses of the office of the Comptroller of the Currency for the year ending June.30, 3886..
National banks organized during the year, with their location by States, capital, and circulation
Statement of banks failed during the year, their capital, surplus, and liabilities
Causes of failure
Organization, circulation, and dissolution
Conversion of State banks
Rules governing the title of "First National "
State banks converted into national banking associations
Number of national banks of primary organization
Summary of national banks organized and dissolved, and number existing November 1,
188G
:
Extension of corporate existence of national banks
.
Date of expiration
Number, capital, and circulation of national banks whose periods of succession terminated
during the year
Deposit of lawful money by national banks extended February 25, 1883
Number and capital of national banks whose corporate existence was extended prior to
November 1, lfc'86
National-bank shareholders
Reappraisal of national-bank shares
Distribution of shares by States and geographical divisions
Number of shares issued, and where held
Circulating notes
Comparison as to banks with capital of $150,000 or under and those having larger capital..
Interest-bearing funded debt of the United States, and amount held by national banks
Redemption of called bonds
Security for circulating notes
Decrease of national-bank circulation
Comparison of national banks organized for five years
Banks without circulation
Dissolution
Insolvent banks closed

H. Ex. 3




Page.
Ill
Ill
IV
V
VI
IX
IX
X
XI
XI
XII
XIII
XIV
XV
XVI
XVII
XVII
XVIII
XVIII
XIX
XX
XXI
XXI
XXII
XXH
XXII
XXIII
XXIII
XXIV
XXIV
XXVI
XXVIII
XXX
XXX
XXXI
XXXII
XXXIII
XXXIV
XXXV
XXXVI
XXXVI
XXXVII

CONTENTS.
Page.
Dividends paid to creditors of insolvent banks
XXXVIH
Issues and redemptions of national-bank notes
XXXIX
Additional circulation issued and amount retired
XL
Redemption of national-bank notes in detail
XLI
Duration of national-bank circulation
XLHI
Reports of national banks to tho Comptroller of the Currency
LIII
Explanation of diagram accompanying report
LIV
Classification of the loans of the national banks
LV
Twenty-five States having the largest national banking capital
LVI
Reserve
LVII
Transactions of the New York Clearing-House
LYIII
Clearing-House transactions of the Assistant Treasurer of the United States at New York.
LIX
Comparative statements of clearing-houses of the United States
LX
Movement of reserve in New York City for last ten years
LXII
Comparative statement as to clearing-houses of the world
LXIV
Taxes upon national banks
LXIV
State taxation of national banks
LX VI
Conclusion
LX VI
APPENDIX.
Contents of digest of national-bank cases
LXXIII
Digest
LXXV
National-bank and legal-tender notes outstanding at various dates
XC V
Number, capital, bonds, and circulation of the national banks
XC VI
Numbers and denominations of national-bank notes issued, redeemed, and outstanding...
XC VH
National-bank currency issued, redeemed, and outstanding October 31, 1886
XCVIII
Comparison of national banks in each State, Territory, and reserve city; amount of capital and bonds deposited
XCIX
National banks in States, Territories, and reserve cities; their capital, minimum amount of
bonds required by law, bonds held, and circulation outstanding October 7,1886
CI
Monthly and yearly increase or decrease of national-bank circulation
CIH
Number of national banks in operation in each year from 1866 to 1886, bonds deposited,
circulation issuable, amount actually issued, maximum circulation obtainable, minimum
bonds each period, and maximum amount of circulation ob1 ainable thereon
CIV
Circulation issued and legal-tender notes deposited to retire the same
CVII
National banks in voluntary liquidation under sections 5220 and 5221, Revised Statutes of
the United States, dates of liquidation, amount of capital, circulation issued, retired, and
outstanding
C VIII
National banks in liquidation under provisions of sections 5220 and 5221, Revised Statutes
of the United States, for the purpose of organizing new associations
CXVI
National banks in liquidation under section 7 of the act of July 12, 1882
CXVIII
National banks in liquidation under section 7 of the act of July 12,1882, succeeded by
associations with the same or different titles
CXIX
National banks in the hands of receivers
CXX
Classification of the loans and discounts of national banks
CXXX
Liabilities of national banks, and reserve required
CXXXI
Dividends and earnings of national banks
CXXXII
Lawful money reserve of the national banks
CXLIV
Clearings and balances of the national banks in New York City
CXLVIH
Resources and liabilities of State banks at various dates
CL
Resources and liabilities of savings banks at various dates
CLII
Resources and liabilities of trust and loan companies at various dates
CLIII
Resources and liabilities of trust and loan companies in New York State
CLIV
Aggregate resources and liabilities of State banks and savings banks for five years
CLV
Aggregate deposits of savings banks in 1885 and 1886
CLVI
Aggregate resources and liabilities of loan and trust companies for five years
CLVI
Report of condition of the National Savings Bank of the District of Columbia
CLVII
Aggregate resources and liabilities of the national banks for each year from 1863 to 1886..
CLIX
Summary of state and condition of the national banks during the past year
CLXXVEL
General index
*
CCXXI
List of States, Territories, and reserve cities
CCXXVII
Report of the condition of each national bank on October 7, 1886
1




REPORT

THE COMPTROLLER OF THE CURRENCY.
TREASURY DEPARTMENT,
OFFICE OF COMPTROLLER OF THE CURRENCY,

Washington* December 4, 1886.

Sir: In obedience to law, 1 have the honor to submit a report for
the year ending November 1, 188G, exhibiting—
First. A summary of the state and condition of every association from
which reports have been received the preceding year, at the several
dates to which such reports refer, with an abstract of the whole amount
of banking capital returned by them, of the whole amount of their debts
and liabilities, the amount of circulating notes outstanding, and the
total amount of means and resources, specifying the amount of lawful
money held by them at the times of their several returns.
Second. A statement of the associations whose business has been
closed during the year, with the amount of their circulation redeemed
and the amount outstanding,
Third. Suggestions as to amendments to the laws relative to banking
by which it is thought the system may be improved.
Fourth. A statement exhibiting under appropriate heads the resources
and liabilities and condition of the banks, banking companies, and savings banks organized under the laws of the several States and Territories,
such information being obtained by the Comptroller from the reports
made by such banks, banking companies, and savings-banks to the legislatures or officers of the different States and Territories, and where
such reports could not be obtained the deficiency has been supplied
from such other authentic sources as were available.
Fifth. The names and compensation of the clerks employed in the office
of the Comptroller of the Currency, and the whole amount of the expenses of the banking department during the year.
This is the twenty-fourth annual report of the Comptroller of the
Currency.




iji

IV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

FIRST.
SUMMARY of the STATE and CONDITION of E VERY NATIONAL BANK reporting
during the year ending November 1, 188(5.
December 24. j
2,732 banks,

March 1.

j 'J,7(18 banks.

|

Juno 3.

| August 27.

|

2,849 b a n k s .

! 2,SOU banks.

October 7.
2,852 b a n k s .

RESOURCES.
Loans and discounts !$1,337,887.1)18 21 :$1,302,315,383 28'$1,393,253 742 57 $1,415,627,777 61 $L443.668,240 77
5,019,421 61 f 7,288,814 16
Overdrafts
... i
5.629,64175! ' 5,3hO,8bO f>2:,
5,208,357 14
TJ. S. bonds to secure
270,315,850 00
258.498,950 00
circulation
200,001,400 00
270,414,400 00
304,770,750 00
U. S. bonds to secure
18,810,000 00
10.084.900 00
20,105,900 00
deposits
18,012.000 00
18,037.000 00!
14,3Li8,950 00
12,326,500 00
U. S. bonds on band ..
16,580,050 00!
12.065,750 00
Other stocks, bonds,
81,825,266 40
80,227,388 98;
83,347,110 93!
82.439.901 64
and mortgages
77,533.841 38
Duo from approved
140,764.570 01
reserve agents
143,815,221 45
139,269,822 81
142,805,686 01; 133,027,130 53
Duo from other na- i
80,526,615 47
78,001,411 58
tional banks.J
79.421,931 G
G
76,033.570 67
77,632,1 OS 47
Due from State banks!
20,140,256 27
18,387,215 76
and bankers
j
18,553,946 40 • 18,834,235 88:
17,720,024 26*
Heal estate, furni- t
:
I
54,090,071 24
ture, and fixtures.. j
53,834,583 58
51,963,062 01
52,262,718 07'
53,117,564 42!.
Current o x p e n s o s i
5,837.175 21
and taxes paid
j
7,438,741. 12
9,416,971 01!
7,705,850 57^
8,684,672 331
Pi'cm i u m s pa id
I
13,641,463 72
14,303,529 55
13,208,200 23!
11,802,190 fctJj 12,237,689 15
j
Clearing-house loan ;
i
certilicates
-;
505,000 00
205,000 00i
85,000 00
630,000 00
Checks and other j
cash items
;
10,308,341 58
13,277,169 64
15,135,538 48
12,181,455 80:
12,800,940 57
Exchanges for clear- i
76,140.330 60!
62,474,005 90
95,536,941 15
ing-houso
!
99,923,656 84
92,351.206 77
Bills* of other banks, j
25,129,938 00
21.602,061 O j
O
22,734,085 00
20.503.303 00J
23,178,052 00
Fractional currencyJ
434,220 93
452JHJ1 34;
451,308 891
•170,175 18i
415,082 71
Trado dollars
J
1,889,794 55
1.713,384 35!
1.857,081 5Uf
* Specie, viz:
j
1,681,530 65
1,671,208 77
Gold coin
i
71,249,234 14
71,682,807 13
77,663,587 67;
Gold Treasury j
74,262,789 98;
70,107,747 56!
certificates . .
48,426,920 00
41,446,430 00
41,339,220 00
Gold
clearing62,377,500 00!
59,611,840 00
house cert'sl..}
24,520,000 00
26,867,000 00;
25,700,000 00
• Silver coin, dol- I
23,115,000 00i
26,034,000 0(
lars
'
!
6,465,702 00
6,200,600 OOj
(j.757,263 00;
i
Silver coin, frac5,303,288 00
tional .
2,681,524 37
2,675,667 06!
2,913,304 82 ;
6,029,733 00;
Silver Treasury
2,327,936 41!
2,060,136 81
certilicates
1,820.770 00!
2,610,652 00
1,812,200 00:
1,502,900 00i
1.637,340 Or
64,039,7 51 00
Legal-tender notes..79,656,783 00;
67,014,866 00|
67,585,466 00
V. S. certificates of
62,812,322 00
!
deposit for legal8,115,000 00
tender notes
11,850,000 00
11.765,000 00
12.430,000 OOj
Fivo per cent, re5,855,000 00
demption
fund
i
with Treasurer
11,870,612 52
12,953,248 20!
13.404,764 84
Dno from Treasurer
11,358,014 97
other than redemption fund
1,507,623 36
1,513,019 67.
12,198,526 43
1,576,256 95

I

2,592,042 17
Aggregate . . . . 2,457,675,256 13 2,494.337,129 44: 2,474.544.481 89; 2,453,666,950 07 2,513,854,751 94
165,354,352 37j

LIABILITIES.
Capital stock paid in.
Surplus fund
Other
undivided
profits
"National-bank eircu-

171,615,010 39:

1,416,802 WO!
157,450,875 41.)

149,000.402 10

156,387. €96 00

520,360,725 00;
150,155,549 52|

*Total specie...

533,360,615 00:
152,872,349 01 j

530,109,201 72
153.642.934 86

545,522.508 00
157,003,875 60

548,240,730 00
157,240,190 87

69,229,645 82

59,376,381 8(V

267.430,837 00

lation outstanding.

256,972.158 00

67,662,886 02:
244,893.097 00

62,211,565 61

66,503,404 72

238,273,705 00

228,672,610 00

State-bank notesoutstanding
;
133,932 00
133.93100;
132,470 00
128,336 01)
125.002 00
Dividends u n p a i d . . . !
l,3oi',977 27,
1,534,005 58
1.520.776 06
1,803.303 62
2,227,780 59
1
Individual deposits.. 1,111,429,914 98 1.152,600,402 06 1,146,240.011 43 l,113.450J87 35 1.172,968.308 64
13,842.023 ' 69
14,205,927 74
V. S. deposits
12.058,708 36:
12.058,768 30:
12,414,506 52.
~
"
13,670,721 76
Deposits of 17. S. dis- i
:
"
:
2,721,276 77
2,884,865 62
3,005,783 11!
2,708.804 55'
bursingoflicers
;
3,005,783 11'
3,019,018 72:
D u e to of her national
bank
218,305,0X0 54
216,564,533 90' 219.778,171 80' 204.405/273 111 218,327,437 33
Duo to State banks
and bankers
90,246,483 31
85,060,162 27
92,063,570 46
90.501,102 81
90,366,354 90
Notes and billsredisconnted
9,932,828 24
8,37(5,095 20
7,918,608 27
10.917,176 508,718.911 71
Bills payable
1,744,603 48
i;951,598 60!
1,381,095 01!
1,174,874 29;
1,145,240 261
Aggregate

2,457,675,256 13! 2,494,337,120 441 2,474,544,481 89J 2,453,666,950 07j 2,513,854,751 17




REPORT OF THE COMPTROLLER OF THE CURRENCY.
SECOND.
STATEMENT of NATIONAL

"Name and location of bank.

!
j
!
|

BANKS CLOSEJ) during the year.

Date of nu!
thority *o Date ofelos-j Capital
commence
imr
j stock.
business.
•

First National Tank, Centreville,
Ind
May 18, 1.881! i •Oct. 3,18t-5
Fir^t National Bank, Plankeiiton, i
i
Dak
| Feb. 29,1884- ! -Oct. 21,1885
Vallev Nai ional Baiik, Saint !
\
j
Louis, Mo
1 Aim. 9, 1871 |Nov. 21,1885 |
First National Uank, Belton, r lVx..| Juno 17,1882 | Dec. 24,1885 !
First National Bank, Lake City.
Minn
'. Nov. 29,1871) Dec. 28,1885 j
Lar-ica • ter National Bank, Clinton,
Mass
Nov. 22,18C4 Jan. 1,1886 |
First National Bank, Grimvillc, j
Ohio...
j Oct. 25,1880 j Jan. 12, 1886 j
Ccmcordia, National Bank, Con- |
]
co: dia. Kans . . .
Dec. 15,1883 Feb. 23,188G ,
First National Bank, Sioux Falls,
Dak
..
.
Mar. 15,1880 Mar. 1,1880 I
Citizens' National Bank, Ueloit,
Wis
Jan. 21,1879 Mar. 11,1886 I
First National Bank, Dayton,
Wash
_
"
Apr. 21,1881 Mar. 1G, 188G |
First National Bank, Wahpeton, j
Dak
Fob. 2,1882 Mar. 27,1880
First National Bank, Maeomb, 111 A pr. 1, 1805 Apr. 10, 1880
First Not ional Bank, Jesup, Iowa . J an. 10,1883 Apr. 15, 1886
First National Bank, Angelica,
N.Y
./:
Nov. 3,1804 Apr. 19, 1880
City National Bank, Williamson)? t,
Pa..
! Mar. 17,1874 Apr. 20,1886
Dallas Nat ional Bank, Dallas, Tex.j July 18, 1883 Apr. 30,1880
First National Bank, Lewisiown, j
111
Apr. 1,1871 May 8,1886
First Nat ional Ban k, Cedar Rapids,'
Aug. 23,1804 May 15,1886
Iowa ...
Abiuiitnii National Bank, Abington. Mass
i July 1,18C5 J u l y 1,1886
Ouster Co lint v National Bank,
Broken Bo\v| Nebr
J Jan. 30,188G July 2,1886'
First National Bank, Socorro, N. i
Mex
Feb. 13,1882 July 24,1886
First National Bank, Blair, Nebr. Juno 7,1882 Auh;. 25, 1886
National Bank of Lebanon, Tenn.. Oct. 13,1800 Aug. 30,1886
Roanoko National Bank, Koanoke,
Mar. 24, 1883 Sept. 1, 1886
Va.
First National Bank, Saint Clair, j
Mich
:: Feb. 14,1871 Sept. 9, 1886
First National Bank, Brownvillo, j
July 12,1871 Sept. 11,1886
Nebr
First National Bank, Leslie, Mich. Aug. 1, 1874 Sept. 25,1886
Mount Veinon National Bank, {
Mount Voi non, 111
....! June 10,1872 Oct. 1,1886
Merchants' National Bank, Lima, i
Ohio
I Nov. 17,1880 Oct. 1,1886
National Bank of Piedmont, W. Va. j Sept. 21,1871 Oct. 2,1886
First National Bank, Milford, !
Mich
j Mar. 14,1878 Oct. 21,1886
Hubbard National Bank, Hub bard,
Ohio
June 21,1878 Oct. 23,1880

Total .

$50, 000
50, 000
250, COO
50, 000

Circulation.
Issued. i deemed Outstanding.

I
$04, 525 $54, 427

$10, 098

2, 740

8, 510

44,900 j 9, 480
23,490 i 4, 090

35, 480

11,250

18, SCO
50, 000

44,420

!), 347
35,073

100, 000

. 72,300 18,001
53, 759

50, 000

26, 500

4,790 i

50, 000

11, 240

2,120 |

50, 000

11,250

2,480 j

21,710
0, 120
50, 000
50, 000
50, (100
100,000
50, 000

8,770
11, 240 | 2,450 "
8,790
13, 490 j
I 4,050
», 440
17, 120 1 2,000 I 14,430
! 13, 229 ; 70, 281
80, 520
25, 700 I 4,300 i 21, 370

100,000 ! 89,980 I 13,908 !
100,000
150, 000
50, 000

70,012

41,140 j 7,375
33,750 • 3, C00

33,705
30,150

45,000 I

39,300

5,700

100, 000

35,480 I 4,203

30, 5*37

150, 000

131,370 | 7, 235

124,135

50, 000

11,240 | 11, 240

50, 000
50, 000
50, 000

11,250 !
20, 180 i
24,550 |

700
500
570

10,490
25, 080
22, 980

50, 000

11,250 |

920

10,330

50,000

39,310

50, 000
50, 000

39, 080
13,410

509

39, 111
13,410

51,100

45, 000

45,000

50, 000
50, 000

45, 000
45, 000

850

45,000
44,150

50,000

45, 000

45, 000

50, 000

45, 000

45,000

39,310

2,301,100 1,245,725 193, C84 1, 052, 041

*Did not notify of liquidation until after November 1, 1885, and therefore did not appear in last report.

Of the above banks, twenty-four went into Yoluntary liquidation, one
ceased to exist by expiration of charter, and eight failed.




VI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
THIRD.

SUGGESTIONS AS TO AMENDMENTS TO THE LAWS RELATING TO
BANKING BY WHICH THE SYSTEM MAY BE IMPROVED AND THE
SECURITY OF THE HOLDERS OF ITS NOTES AND OTHER CREDITORS
MAY BE INCREASED.

The security now afforded to the holders of national-bank notes by
the deposit of bonds in trust with the Treasurer, seems to be complete,
and as long as the bonds of the United States remain (as they now are
and have been for some years) readily salable at above ninety cents on
the dollar, the national-bank currency will continue to enjoy the confidence of the public.
It must not be lost sight of, however, that there are conceivable contingencies in which the salability of these bonds would be impaired, and
the security of the notes correspondingly affected, but the probability
of any such contingency is too remote for present consideration, while
the provision of law giving to the United States a first lien upon all
the assets of the bank for the amount of any deficiency in the proceeds
of the bonds would seem to be a sufficient factor of safety in any case.
The security of other creditors depends upon two conditions: first,
the proportion of assets to liabilities 5 and, second, the solid value of
the assets. Both proportion and value, in any given case, will depend
upon the management of the business of the bank; hence the supervision of the business and management of every bank, by the Comptroller
of the Currency, has now become the most important feature of the national banking system.
The laws providing for this supervision, and those which prescribe
and limit the character of the business that maybe done by the national
banks should be frequently revised in order that the light of experience
may be utilized to their constant improvement.
To this end 1 respectfully submit the following suggestions:
First. That section 5137 of the Revised Statutes should be so amended
as to express more clearly and definitely the limitation put upon national banks with respect to their dealings in real estate and in mortgages, and to provide a penalty for violation of the law.
Second. That section 5145 be amended by adding the following clause:
Whenever the vice-president and the cashier, or either of them, is a director, the board of directors must consist of at least fixe members besides such officers.
Third. That section 5151 be so amended as to exempt from further
liability the shareholders of national banks of which the surplus shall
exceed by 20 per cent, the amount of the capital stock of the bank, and
that they shall be partially relieved from such responsibility in proportion as the surplus shall exceed the 20 per cent, now required by law.
Provision, however, should be made that such exemption cannot be obtained through any j>rocess by which capital becomes converted into
surplus, and also that such exemption is not to be enjoyed until after
the Comptroller of the Currency is satisfied that the entire capital and
surplus are represented by good assets.
Fourth. That section 5160, as modified by the act of July 12,1882, be
so amended as to require that the bonds which,every association must at
all times have on deposit with the Treasurer shall be registered United
States bonds bearing interest.
Fifth. That section 5192, as modified by the act of June 20, 1874, be
so amended as to require all banks to keep on hand, or at some centre




REPORT OT THE COMPTROLLER OF THE CURRENCY.

VII

near their location, a larger proportion of tlieir reserve thai) that now
specified in the law.
The present provision, allowing a part of the reserve to be kept in a
distant city, appears to be a survival from the system of redemption
formerly existing, which was repealed by the act of June 20, 1874,
and its maintenance seems inconsistent with the general policy of the
laws as they now exist.
Sixth. That the act of June 20,1874, be so amended as to make it evident whether banks need keep a reserve on Government deposits secured
by bonds.
Seventh, That section 0200 be so amended as to render its application practicable in all cases.
It would appear tfeat when in 1864* a limit was placed upon the accommodation which a national bank might extend to any person, company, corporation, or firm, for money borrowed, Congress had in view
the then existing limit as to the number of national banks and as to
the formation of new banks, arising out of the limitation upon the total
volume of national-bank currency.
At that time the privilege of issuing currency was the most valued
of all the privileges conferred by the national-bank act, and the limit
upon this restricted the number of banks in each community; hence it
was logical and consistent for the law to provide that this limited bank
accommodation should not be monopolized by any small group of persons.
Now, however, all limitations upon the total volume of national-bank
currency have been removed, and to all intents and purposes the system
has become one of free banking, open to citizens of the entire country,
to any extent to which they may desire to avail themselves of its privileges; hence there does not appear to be any longer the same reason
that there was formerly for the law to enforce a general distribution
through the community of the amount of accommodation at the disposal of a national bank.
As a matter of fact, with the growth and extension of the system,
banks, especially in the large cities, have had their business very much
specialized, and such banks cannot continue to exist or remain in the
system if they should now be held to a strict conformity with section 5200.
The specialization of the business of the banks means, of course, their
becoming identified with special lines in trade, manufacturing, farming,
&c, and as in all such industries there has long been a tendency toward
concentration in the hands of a comparatively small number of large
houses, it follows that banks so situated must lend largely to particular
firms or else lose their most important customers. Thus business necessity on the one hand, and the limitations of the law on the other,
have produced, in many cases, habitual disregard of the law, and in
other cases evasions of the law. all of which must be either ignored or
tolerated by the Comptroller of the Currency, because the only penalty
now provided is forfeiture of the corporate existence of the offending
bank.
While these reasons exist for modifying the law, at the same time it
is of course important that some limitation should be imposed upon the
amount that any bank should hold in the paper of any person, company, corporation, or firm, and that the limit should be such as can be
effectively enforced by the Comptroller.
To this end I respectfully suggest the following:
(1) That the limit of 10 per cent, of the capital, in loans to one party,
* The limitation in the original act of 18&J was different and complicated.




VIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

be extended so as to be computed upon capital and whatever surplus
may be held in excess of the legal requirement of I'O per cent, of capital.
(2) That this limit may be exceedeiUonly in cases where a. bank holds
security of undoubted value, and which is not in any way dependent
for its ready convertibility upon the borrower.
(3) That the penalty for violation of this restriction be such, in the
discretion of Congress, as shall appear to be proportionate to the nature
of the offense and such as may be readily enforced by the Comptroller
of the Currency.
Eighth. That section 5200 be so amended as to extend the penalties
therein specified for making false entries, reports, or statements, so as
to make them apply to bank examiners or other persons in the employment of the Comptroller of the Currency, and also to all such acts done
with intent to deceive the Comptroller of the Currency or any person
in his employment.
The protection of banks and of those whose interests are in the keeping of the banks against fraud on the part of the bank officers invites
the attention of Congress, both in the interest of general order and for
the improvement of the banking system. In order that legislation
deemed advisable may be framed, with reference to past experience, I
have given in the Appendix to this report extracts from records in this
office showing the causes of national-bank failures in all cases in respect
to which such information is accessible.
Ninth. That section 5219 be so amended as to enable the national
banks to obtain that practical protection against unequal State taxation which it was manifestly the intention of Congress to secure to
them in this section.
v Tenth. That section 5240 be so amended as to apportion the compensation for examination of national banks according to the aggregate
investments in each case, rather than according to the amount of capital, and that provision be made for more frequent examinations than
are now possible by adding to the amount paid by the banks a suitable
amount to be paid out of the Treasury in order that supervising examiners may be employed.
Eleventh. That a law be enacted to the effect that any oath required
of the officers or directors of a national banking association may be taken
before any commissioner of a circuit court, or before a notary public having an official seal, or before any other officer using a seal, where such
notary or officer is qualified by the law of any State or Territory to administer oaths.
There is a practical necessity for such an enactment; for upon an
examination of the statutes, in the light of the decision of the Supreme
Court in the case of the United States v. Curtis (107 U. S., 671), it appears that no provision has been made for giving legal effect to the
oaths required of bank officers and directors, except in the one case to
which the act of February 2G, 1881, specially applies,
This act evidently aimed to supply an omission in the law, but inasmuch as it applies to only one case out of several, other omissions seem
by implication to have the sanction of Congress, which I am sure they
have not, because, as the law now stands, a director who swears ftilsely
as to his qualifications for such position, or a president or cashier who
makes oath to a false statement of the dividends and earnings of his
association, cannot be convicted of perjury.
Twelfth. That, in the absence or disability of the cashier, all certificates required by law to be made by him maybe made, with the author-




REPORT OF THE COMPTROLLER OF THE CURRENCY,

IX

i;\ of tlic board of directors, by the assistant cashier, if the bank has
such an officer, and if it has no such officer, then by someone appointed
by the directors to perform the duties of the cashier; provided, however, that no assistant or acting cashier shall be authorized to sign circulating notes. The want of such a provision in the banking law is the
cause of considerable inconvenience and annoyance to the banks.
Thirteenth. 1 renew the recommendation oJ my predecessor for further
legislation to ascertain and protect the rights of shareholders desiring
to withdraw from national banks which are extending their corporate
existence.
My attention has been called to several cases of apparent violation
of section 5243 of the lie vised Statutes of the United States, but there
does not appear to be in the law any diiection or authority to the Comptroller of the Currency to take action in such cases.
The instances reported are th-:* following: National Savings Bank, of
New Haven, Conn.; National Savings BtmU, ol Albany,N. Y.; National
Savings Bank, of Buffalo, N. Y.: National Bank of Honduras, of Washington, \). C.
The only bonk in the District of Columbia to which section 332 of the
Kevised Statutes applies is the National Savings Bank of the District
of Coinnibia.
This institution was chartered May 24, 1870, never had any capital
slock, and appears, from such examinations as are reported, never to
have accumulated a surplus fund.
The charter required the bank to lile2 in the office of the clerk of the
supreme court of the District of Columbia, a bond, with security for
$200,000, to be approved by ope of the judges of the court, and the
court was given authority to require a new bond and additional security
whenever the interests of the depositors might seem to render it proper
to do so.
Upon examination I iind that there is a bond on tile in the clerk's
office for $200,000, binding the bank and sixteen persons u jointly but
•not severally" to pay and satisfy creditors, &c.
This bond is under the seal of the bank and the respective seals of
the other obligors, but it is not dated. The approval of Mr. Justice
Olin is affixed to it, dated October' 30, 1870.
By the records of this office it appears that at various times communications have been addressed by my predecessors to the chief justice
of the supreme court of the District of Columbia, calling attention to
the impairment of this security by the death of some of the obligors and
the departure of others from Washington.
By the records of that court it appears that on February 13, 1884,
an order was made reciting certain of these communications and requiring the bank to file a new bond on or before February 25, 1884, or
to show cause to the contrary.
The answer of the bank to this rule sets forth, substantially :
1. That the Comptroller of the Currency had no authority to inquire
into the sufficiency of the bond.
2. That the bond was still sufficient because of the wealth of four of
the obligors out of the original sixteen.
No further proceedings are on tile, and no new bond has been executed.
The charter of this bank required annual reports to be made to Congress by its officers, but no such reports have been lately made, and
upon inquiry the examiner from this office was informed that it was
considered by the bank that the reports sent in to the Comptroller of




X

REPORT OF THE COMPTROLLER OF THE CURRENCY

the Currency, under the act of June 30,1876, operated to discharge the
bank from the duty of reporting to Congress.
According to section 332 the Comptroller may, in his discretion, report to Congress the results of such examinations as he may see proper
to make of the banks in the District of Columbia, and if this bank were
now reporting directly to Congress there would be no occasion, in my
opinion, for me to make a report on it also; but since it appears that
between the charter and the act of 1876, both providing for reports, no
report at all reaches Congress, I respectfully submit in the Appendix a
copy of the report made by the bank on October 7, 1886, which agrees
substantially with the report made tome by a special examiner on November 15, 1886.
LEGAL DECISIONS.

In the Appendix will be found a carefully compiled digest of decisions
on points of law affecting the organization, operations, and dissolution
of national banks.
Numerous legal questions, involving points not yet adjudicated, are
constantly arising, especially in connection with insolvent banks; and
there are many quasi-judicial functions imposed upon the Comptroller
of the Currency which in his absence devolve upon the Deputy Comptroller, so that it would seem only just to these officers, as well as to the
banks and their creditors, that there should be in the office of the Comptroller of the Currency a law officer or clerk, with a salary of not less
than $2,400, to make.a special study of corporate and bank law and to
be the responsible legal adviser of the Comptroller.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XI

FOURTH.
STATE BANKS. SAYINGS BANKS, LOAN AND TRUST COMPANIES.

Since November 30,1882, the latest date at which banks and bankers
outside the national system were required by law to make returns to
the Treasury Department, it has been impossible to obtain full and satisfactory information as to their number, capital, or transactions.
By the courtesy of the officers of some of the States I am enabled to
present official returns made to those States, but as these returns do
not embrace the whole country, I have presented them separately from
information obtained otherwise as to all such banks and bankers.
The figures thus obtained, in respect to the States from winch official
returns have been received, will indicate, upon comparison with such
official figures, the degree of reliance to be placed upon the unofficial
information as to the other States.
The table below presents a summary of the data obtained from official sources and is followed by a comparative statement of the official
and unofficial figures relating to the same institutions:
The RESOURCES, LIABILITIES, and CONDITION of BANKS, SAVINGS BANKS,
LOAN AND TRUST COMPANIES organized under STATE AND TERRITORIAL
LA TVS.
j
I Savings banks.
I
C38 banks.

i Loan find
State banks. ;
trust
i companies.
: 849 banks.

j

42 banks.

Total.

; 1,529 banks.

RESOURCES.
Loans on real estate
I
Loans on personal and collateral security..;
Loans and discounts
\
Overdrafts
i
United States bonds
...
!
State, municipal, and other bonds and stocks j
Railroad bonds and stocks
\
Bank stock
!
Duo from banks
i
Eeal estate
j
Other assets
!
Expenses
j
Cash items
j
Specie
J
Local tenders, bank notes, &c
,
Cash
i
Total

$118, 372, 642
127, 677, 702
$331,183,026 i $156,828,458
1,169,388 j
419
4,392,421
27,985,658
197,171,307
27,194,093 I 43,816.716
241, 051; 530
03, 51 lj 735
39,029,813
49,747,429 !
43,689.103
10, J (50,112
14,605,853 j
30, 984, 883
9, 774, 575
8, 224, 880 ;
3, 439, 646
79, 451, 502
1,047,782
664, 497
142, 717
51,668,218 :
3 9,644,510
24, 734, 68-4 i.
j
14,726,040 i.
...
19,757,941 I

| 1, 260, 840, 941 \ 528, 695, 920

$418, 372, 642
127,677.702
488, 012! 084
1,169,807
229, 549, 386
312,062,945
6:5.511,735
39,029,813
109, 590, 644
55, 365, 311
91,110,094
1, 854, 996
71,312,728
24, 734. 684
14, 726, 940
19, 757, 941

278, 314, 591 ! 2, 067, 851, 452

LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits.
Duo to banks
Other liabilities
Total




j
I
I
I
|
I

4,028,299 ;
96,924,117
15, 326, 391
1,141,530,578
3, 031, 556
1,260,840,941!

109,611,596 I
27,644,150 ! 141,284,045
103,930 !.
103,430
27,813,508 '.
21.671,152
140,408,777
10,095,760 •
2,849,549
28,271,700
430,699 :
38, 900
469. 599
342,882,767 ! 214, 063, 415 1, 698, 476, 760
?7, 800, 280 |
192,2-13
27,992,523
9,957,880 j
11,855,182
24,844,018
528,095,920:

278,314,591

2, 067, 851,452

XII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

OFFICIAL and UNOFFICIAL INFORMATION obtained as to STATF BANKS,
LOAN AND TRUST COMPANIES, and SA VINGS BANKS in the following Slates
and Territories.
STATE BANKS AND LOAN AND THUST COMPANIES.
Official.
States and Territories.

Maine
New H a m p s h i r e . .
Vermont
Massachusetts
Rhode Island
Connecticut
Ni-w York
New Jersey
Pennsylvania
Delaware . . .
Maryland
Dist. of Columbia .
Virginia
W e s t Virginia . . North Carolina . . .
South Carolina . . .
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Wisconsin
Iowa
M innesota
Missomi
Kansas
Nebraska
Colorado
Nevada
California
Oregon

Unofficial.

j
'Surplus and
Deposits,
No. I Capital. | undivided
!
! profits, i

1
8
6
11
14
112
10
88

Surplus
i Xo

i $50,0001
$10, 300:
$38,359
I 394,000:
0,000
2,530,288 .
i 3, 300, O O
O:
1,013,646
23,255,033
]
2,5110,(585:
201,^27
8,725,974
i 3,47(5,000:
630,335
< , 128,619
>
J30, 319, 150: 2(5, 710. 020 276, 480, 477
I 1,310,220
503,053
3,400,398
i.lii, 290, 323
9, 953, 154
08, 404, 727
2, 006, 855

402, 5G8:

3,738,050;

50, 000

10

3,024

i

n

(

l

"

"

•

Deposits.

pvotits.

2 ; $250,000

$17, 009;

3. 700, 000

785, 201!
151, 4G7J
.5, GOO
0*5, 547|
10 23,282,700 12,609,440
7 : 1 , 104,350
409,757'
•!3, 050,080 6, 152, '..Wi.
820, 000
22;), 000'.
2,075,050
371,45l|.
200, t»;0 . , . .
|.
2,073,005
58:!,20.'ji.
1,027,922
218,571!
'44S'.0()0
140,(559!
300, COO
03,219;.
14,005,900 2, 113,9(381.

81,300.

503, 4 94i

128, 955;

891,149,

72* ill", 899,877!

1,121,904:

3

4
0
4
7
•J

15,441,334

1,752,504 * 19, 950,"777

5 j

l

2*221,"890!

1,302,350
46 2, 217. 200
59 3, 108,313
41 4, 303, 000
199 12, 588, 573
G8 2, 338, 648
449, 400
75 30, 255, 538

382, 33G
718, 533!
026, 733!
8ii5, 820.
6, 780, 553
371, 242

4, 201,8:;8
16,427,0^4
4,728,241
10,416,217
48,430,594
3,083, 100

124,542
I.
9, 983, 054^

1.481,492

3;J
HI
75
4-J
8
1
01

i 594,580
155, 953:
! 580, 700
40, 750j
j 2,593,800
420, ()()()!
244, 807j
! 959,100
23, 877!
i 132, 000
12,748,370 2,371,912;
404, 945
1,700,000
118, 942
001, 300'
3G0. 910
1,081,284
3, 597, 000; 1, 908, 978
429, 023!
1,323,200;
019, 4701
1,975.200
051, 125 j
2, 994, 04 i
:
707,949
; 3, 875, 000
: 0,79!), 890 4, 105,251
05:', 789
i ],3:.O,i)8o!
191,0(51
: 1,420, 700|
i ' 380, 000[ 178, 079
I
50.00
10,820,07
9, 400, 484

TERRITORIES.
Id
1

Dakota
Idaho
Montana
New Mexico Utah
Washington .
Wyoming
Arizona '.

Total

537,()00|
25, 000

1 : 500,000
1 i 0,230,000:
123, 000

30, 789

2,919,911

540, 323i
150,000;.

891 137,255,740

62,429,909

556, 940,1H2

903 139,409,922: 50,775,221

SAVINGS BANKS.

Maine
New Hampshire . .
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey

54
67
18
171
37
84
123
29




35,111, oro:
2,154,488:
47,231.01!)!
4,104, 422'
07 ,
582, 321 i 11.7-3.075;
24 ;
340, 000::
11,814,989! 274,908,413: 107 !
32 !
2, GOO, 051 i 51, 8Hi, 39oj
82 I 6, 095,
4. G02, 876| 92,481,4251
*" ' !
77,282,889 457, 050. 250i 114 !
!
65 00 o|
21 I
2, 100, 928j
25, 335, 7^0

1, 756. GOO 35, 770, 485
,
40.281,, GC6
3,891,090
721.875
13,539,804
30,713,673 200, 205,574
49, 033, 636
2,601.005
3, 828, 070 92, G24,911
70,9-19,453 447,30!,,814
1,923,509:
25, 253,379

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XIII

OFFICIAL and UNOFFICIAL INFORMATION obtained as to STATE BANKS,
LOAN AND TRUST COMPANIES, and SAFINGS BANKS, ^c—Continued.
SAVINGS BANKS-Continued.
Official.

States and Territories.

Unofficial.

Surplus and
undivided
profits.

No. j Capital.

Deposits.

No.

Capital.

Surplus
and undivided
profits.

Deposits.

STATES—cont'd.

Pennsylvania
M ar viand
IMst. of Columbia.

4

$3, 837, 803
16, 781

18 i

$37, 530, 370
30, 542, 902
793, 943

!

1

8
1

Soutli ('a- olina
Gcor<M'i
Florisla
Mississippi
Louisiana

Texas

"Wbrask'i
Colorado..
Nevada
Caliibrnia
Orctron

200, 463

4

i

j

7

12, 823, 374

i

!

i
112, 878

$150, 000

3. 654. 528

2, 713, 016

60, 435, 919

j

21

3, 878, 299

300, 000
1, 383, 600
20, 000
340, 000
50,000
100, 000
100, 000

214, 534
736, 096
25, 000
30 000

3
4
23
9
9
13
7
32
3
52
8
4

400, 000
183 000
2, 626, 200
1, 350, 000
2,215,020
375, 000
1, 695 000
.150, 000
5,153, 233
205 531
200 000

86, 986
80 500
957, 693
9i), 500
374 1G9
637, 073
185. 026
4l'> 871
101,744
2,100,853'
78 934
34 538

23
3

4,371,865
181 000

2, 834, 095
12 600

50, 000

$13. 417. fiSfi
523,132
24,784, 063

105, 096
3, 293

1

v

442, 250
25,000

4
4
1
4
1
1
1

We^t Vii°inia

Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
W iscousin
Iowa
Minnesota
Missouri

43 $3, 685, 639 $1,690,334
63, 000|
1
143,155
16
71,102

15, 000

25, 000
25, 000

322, 279
616, 381

45,000

1, 616, 815

TICUKITOUIES.

Dakota

Idalio
Montana
New Mexico
Utah
Washington
Wyoming
Arizona
Total

638

4, 028, 299 112 250, 508 1-141. 530. 578

837 32,195, 748:133, 467, 928 1, Oil, 402,787

The official returns and such information as has been obtained otherwise will be found in the Appendix.
Besides the institutions accounted for in the above tables, 1 have a.
list of 3,008 private bankers and banking firms.
Of these, 1,509 are reported as having an aggregate capital of
$117,718,432, and $13,807,070 in surplus and undivided profits.
Of the other 2,039 1 have been unable to obtain any information
beyond their existence and location.
The following table, stating, by geographical divisions, the number of
private banks in the United States, with the aggregate amount of
their capital, deposits, and investments in United States bonds for the
six months ending May 31, 1882, has appeared in previous reports. It




XIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

is perpetuated for the reason that it has been impossible to obtain similar information from any official source since the date above mentioned:
Geographical divisions.

N e w England States
Middle States
Southern States
Western States and Territories
United States

Deposits.

94
967
280
2, 0G2
3,412

$6, 215, 637
62,418,206
6,334,090 j
30,308,300
105, 276, 233

$6,
112,
20,
149,

568,
(!90,
675,
023,

Invested in
U. S. bonds.

310
656
301
311

$963, 958
9, 227, 728
107,167
3, 298, 990

288, 957, 578

13,597,843

FIFTH.
NAMES and COMPENSATION of OFFICERS and CLERKS in the OFFICE of the
COMPTROLLER OF THE CURRENCY, October 31, 1886.
Names.

Comptroller
Deputy Comptroller ..

William L. Trenholm .
Valentine P. Snyder -.
George M. Coffin
John J. Crawford
Alonzo B. Dickerson.
Robert P. Mayfield ..
David L. Perkins
J. D. G. Ferguson
Theodore O. Ebangh
Charles E. Bray ton
Fernando C. Cate
Edward -A. Domaray
Watson W. ELdridge
George T. May
Edmund E. Schreiner
Charles J. Stoddard
Thomas P. Kane
Z. Warner Den ham
John A. Hebrew
Washington K. McCoy .
Isaac C Miller
William D. Swan*
Charles McC. Taylor
Walter Taylor..".
Edwin D. Tracy
George H. Wood
Harriet M. Black
William E. Colladay .
Julia R. Donoho .
R. LeRoy Livingston
Mary L. McCormick .
Morris M. Oiiden
Arthur M. Wheeler.
Ephraim S. Wilcox
Eviline C. Bates
Sarah F. Fitzgerald
Eliza R. Hyde
George Jvoehler
Joseph K. Miller
Carrie L. Pennock
Eliza M. Peters
Margaretta L. Simpson
Eliza M. Barker
William H. Heald

Grade.

-

Chief of division
do
do
.do .
Superintendent
Teller
Bookkeeper
Fourth-class clerk .
do
...
do
do
do
do
do
...
Stenographer
Third-class clerk .
.do
. do .
.do.
do .
.do .
.do .
.do .
.do .
Second-class clerk .
do
do
i
do
.do .
.do .
. do .
j
do
First class clerk
do
do
do
|
do
|
do
1
do
j
do
Clerk .
do .




$5, 000

00

2,800

00

2, 200
2,200
2,200
2,200

00
00
00
00

2, 000
2, 000
2,000

09
0©
0©

1,800 00
1,800 00
1,800 00
1, 800 00
1,800 00
1, 800 00
1. SCO 00
1,600 00
1,600 00
1,600 00
1, 600 00
1,600 00
1,600 00
1,600
1,600 00
1,600 00
1,600 00

o
e

1,400 06
1,400 00
1,400 00
1,400 00
1,400 00
1,400 00
1,400 00
1, 400 00
1,200 00
1, 200 Gt
1, 200 00
1,200 00
1, 200 00
1, 200 00
1, 200 09
1, 200 0©
1,000
1,000
1,000

Lafayette J. Garner.
Thomas H. Austin
Ettie J. Broughler

Salary.

Clerk .
do .
•Additional as bond clerk, $200.

o
e
00
00

900 00
900 00

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NAMES and COMPENSATION of OFFICERS and CLERKS,
Grade.

Xaraea.
Margaret L. Browne
Willard E. Buell
Louisa Campbell
Sarah M. Cartwright
Virginia H. Clarke
Sarah G. Clemens
Mary L. Conrad
Margaret F. Dewar
Talma Drew
Margaret E. Goo&ing ...
Willi#J. Fowler
Alice M. Kennedy
Lucre! ia W. lvnowlton .
Emma Lafayette
Annie W. Lockhart
Edward S. May
Maggie B. Miller
James D. Moler
Mary E. Oliver
Fraiik E. Patterson
Carrie B. Pumphrey
Annie E. Kanney
Marie Richardson ......
Hannah Sanderson
Eliza A. Saumlcrs
Fayetto C. Sneacl
Charles A. Stewart
M. C. Stoffreajen
Sarah A. W.Tiffey
Julia C Town sen a
Anna M. Whiteside
Frederick Widdows
Ainanda W. Doty
PhiloL. Bush
William GriHiths
Silas Holmes.
Langaton W. Allen
W. .Frank liohey
Jno. A. McDonald
Bessie P. Cowell
Francis J. Byrne
Lambert A. Wbiteley

Clerk...
do .
do .
.do .
.do .
.do .
.do .
.do .
.do.
.do .
.do .
.do .
.do .
.do .
.do.
.do .
.do .
.do.
.do.
.do .
-do .
-do.
.do .
.do
do .
.do .
.do.
.do .
.do .
.do.
do .
.do .
Messenger
Assistant messenger.
do
do
Watchman
.do .
I
' Fireman .
I Laborer..
do
do

XV

J-c—Continued,
Salary.
$900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
000

00
00
00
00
00
0®
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00
00

840 00
720 00
720 00
720 00
720 00
720 00

660 00
GOO 00
600 00

The Comptroller is necessarily dependent upon the officers and clerks
in liis office for the proper administration of the laws and dispatch of
public business.
It is proper, therefore, to say that their conduct has been exemplary,
and their diligence commendable. Those who have assisted in the
preparation of this report deserve special credit for their labors and
devotion.
EXPENSES OF IHE OFFICE OF THE COMPTROLLER OF THE CURRENCY, FOR THE YEAR ENDING JUNE 30, 1886.
For npccial dies, plates, printing, &c
For salaries
..
For salaries reimbursable by national banks

$102, 111 27
96,494 G9
13,742 96

The contingent expenses of the office are not paid by the Comptroller,
but from the general appropriation for contingent expenses of the
Treasury Department; no separate account of them is kept.




XVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
INFORMATION.

Section 333 of the Revised Statutes of the United States, in prescribing the scope of the annual report to be made by the Comptroller
of the Currency, imposes upon that officer the further duty of submitting to Congress such other information in relation to the banks as in
his udgment may be useful. The following information is accordingly
submitted:
The following table gives the number of national banks organized in
each State and Territory during the year ending November 1, 1886,
with their aggregate capital, bonds, and circulation:
No. of
banks.

States and Territories.
Verm on t
Massachusetts
Division No. 1

2
3

Capital.

Bonds.

Circulation.

$33, 740
78, 740

500 000

125, 000

112, 480

I

New tTovsey
Pennsylvania

$37, 500
87, 500

5

New York

$150, 000
330, 000

GOO, 000
200, 0(0
3, 200, 000

75, 000
50, 000
400, 000

67, 500
22, 480
315, 000

Division No. 2

10
15

4, 000, 000

525, 000

404, 980

IVf arvland
District of Columbia
Virginia

1
1
2

100,000
200,000
150, C O
O

25, 000
50,000
37. 500

22, 500

Division No. 3

^

450, 000

112, 500

45,000

2
2
4
2
2
8
3

150, 000
113, 000
210,000
150, 000
150, 000
700, 00<»
183, 0G0

37, 500
32, 500
50, 500
38, 000
25, 000
175, 000
4G, 250

33, 740
29, 250
45 420
34, 200
11,250
140, 250
24, 740

23

3,058,000

404,750

324, 850

8
3
7
7
2

1, 075. 000
'•03, 000
2, 375, 000
7GO, 000
150,000

306,
53,
243,
202,
37,

250
000
750
500
500

251,000
47, G90
202, 500
182, 240
33,740

1

27 i

5, 4G5, 000

843, 000

717,170

1

4 :
6 :
3 '•
28
17

250,000
475,000
2, 500, 000
3,595,000
1, 010, 0(10

G2, 500
118,750
150, 000
398, 750
252, 500

50. 230
73,190
J33s C00
280, 000
182,170

58

5, 830, 000

082, 500

72G, 490

2
i

100,000

c»

1 550 000
400, 000 ;

42, 500
r> 500
187 500
125,000

123, 740
112, 4S0

18

2, .100,000

3G7, 500

North, Carolina
South Carolina
- .
Florida
Alabama
Mississippi
..
Texas
- Tennessee

. . . . .
-

Division No. 4
O»uo
Indiana
Illinois
Michigan
W iscousin

. .

. . .
. . .

Division No. 5

Iowa

Minnesota
Missouri
Kansas .
Nebraska
Division No. 6
Colorado
N «. vada
•
California
Oregon

.

i

1

:

Division No. 7
I) ifk ota
. ..
Idaho
Montana,
New Mexico Utah
"Washington
"Wyoming

1

12"

..

Division No. 8..
Grand total . . .




1

... .

2
4
:

24
174 j

«•>.":,"». 0O0 ;
"iCO. Oil1-) i
;")!) 0 0 0
10(1, OUO ;
50 f'00
''•'."- 0; 0
17:-, 000 :
1, 355. (00
21, 358, 000

164,500
37,500
T* 500
23,000
r* 500
57 500
43,750
353, 250
3, 713, 500 |

22, 500

38, 000

274,230
-----33, 750
11 240
11,240
11 240
51,730
39,370
295, 350
2,900,550

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XVII

Eight national banks with an aggregate capital of $050,000 failed
and were placed in the hands of receivers during the year, as shown in
the following tabulated statement, to which is appended a brief account
of the chief cause of failure in each case.
STATEMENT of BANKS FAILED dnrwy the year, their CAPITAL, SURPLUS, and
LIABILITIES according to last report of condition.
A s show I a t date of last report in each ca se.

Date of
apJTanie and location of bank. organization. Date of
failure. pointed. Capital.

i . The First National Bank

of Lake Citv, Minn.

1886. i
188."
Nov. 29,1870 Dee. 29 Jan. 4 • $50, 000
! 886.

Surplus
und un- Other lia- Date of
divided bilii.iea.*
report.
profits.

$22, 032

$129, 635

1885.
Oct.
1

i

2. The Lancaster National

Nov. 22,18G4 Jan.

\

Jan. 20

100, 000

32, 150

237, 997

Oct.

3, The. First National Bank

Mar. 15,1880 Mar.

i

Mar. 11

50, 000

r^,288

] 70, 033

Dee. 24

Bank of Clinton, Mass.

of Sioux Falls, Dak.
Feb.
of Wahpeton. Dak.
5. The First National Bank Nov.
of Angelica, N. Y.
6. Thft Citv National Bank Mar,
of Willinnisport. Pa.
<jt Tho Abin^ton National Julv
Bank of A binni on, Mass.
8. The Vivc-A: National Bank June
of Bhiir, Nebr.
4. Tho First National Bank

Total.

1

2,1882 Mar. 27 ! Apr. 8

50, 000

7, 9G7

100,306

Dec. 24

10
3,1864 Apr. 1 1 Apr.
G

100,000

23, 285

48,203

Dec. 24

] 00, 000

20, 500

1.6-., 897

Dec. 24

150. 000

HO, 513

1(57, 572

June 3

50, 000

12, 394

279, 059

June 3

17. 1874 Apr. 20 M a y
1,1805 Julv

1 Auix.

7, 1882 Aws. 25 Sept

4

1FSG.
2

'••

8 i

050 (JO.)
••'i

204,195 1,296,312

* Total, as per statement, except capital, surplus, circulation, and undivided profits.

1. The First National Bank of Lake City, Minn., failed in consequence
of heavy losses, having its funds locked up i?j inconvertible, piper. The
stockholders, believing that the assets would prove valuable, bought
nearly all the claims against the bank and then deposited u sum tiiat
enabled the Homptroller to pay all debts, principal and interest. After
this was done the remaining assets were f urned. over to an aueiit of the
stockholders in accordance with, the provisions of section ^ of the act
of June ;30, 1.870.
2. The Lancaster National Bank of Clinton, Mass.. was wrecked by its
president, who absconded to Canada. Money and securities of the bank
and of others were taken bodily away, but a large amount was subsequently recovered, which had been buried on a mountain in Vermont.
o. The First National Bank of Sioux Falls. Dak., had its assets seized
•on writ of attachment in a suit on its cashier's cheek for upward of
$10,000, which was claimed to have been fYnndulenrly obtained. This
caused the bank to fail; but it had been badly managed for some time
previous, and had suffered lirge losses on overdue paper and mortgages.
4. The First National Bank of Wah pe ton, Dak., appears to have
failed through reckless management, which locked up its funds in speculative enterprises.
5. The failure of the First National Bank of Angelica, N. Y., was due
to the embezzlement, by its cashier of an amount nearly equal to half
its capital stock. He lost the money in grain and pork speculations,
and concealed the defalcation by false entries on t e books. The president and directors of the bank were the victims of over confidence in
H. Ex. 3
ii




XVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

this man, and seemed blind to signs of his irregularities up to the hour
of his flight.
6. The City National Bank of William sport, Pa., was closed in consequence of a run upon it. Subsequent examination of the books revealed
embezzlement by a former assistant cashier and by the cashier at the
date of suspension. Suit has been brought to recover on the bond of
the late cashier, and criminal proceedings against him have also been
instituted.
7. The failure of the Abington National Bank of Abington, Mass., was
due to overloaus to its president, both directly and as endorser for irresponsible parties. In this case the creditors were paid in full, principal and interest, within sixty days after the receiver was appointed.
8. The First National Bank of Blair, Nebr., failed through trying to
do too much business for its means. The assets as at present estimated
should pay the creditors in full.
Lists will be found in the Appendix, showing the amount of capital,
nominal assets, amounts collected, claims proved, and dividends paid
in each of these cases.
ORGANIZATION, CIRCULATION, AND DISSOLUTION.

As the laws now stand a national ban-king association maybe formed
by any number (not less than five) of natural persons. The conditions
are simple and reasonable, the only one appearing- onerous being that
which requires the bank to deposit in the Treasury United States registered bonds, bearing interest.
Before 1882 every bank was required to place and keep on deposit
with the Treasurer such bonds to the amount of at least one-third of
its capital, but the act of July 12, 1882, reduced this minimum requirement to one-Jourth the capital of banks having not more than $150,000
capital, and to $50,000 of bonds in all other cases, however large the
capital may be.
Every bank, before beginning business, is also required to deposit
with the Comptroller a copy of its articles of association, a complete
list of its shareholders, directors, and principal officers, all duly authenticated, and evidence that at least 50 per cent, of the capital is actually
paid in. The Comptroller may, in his discretion, cause a special examination to be made in order to satisfy himself on any of these points,
and he may refuse to authorize any bank to begin business if he has
reason to believe that the purposes of its promoters are not in accord
with those of the national banking laws. When the Comptroller issues
his certificate of authority to begin business the bank is established, and
is thenceforward bound to conform to all the requirements of the law
governing its business, while, on the other hand, it is entitled to exercise the rights, privileges, and franchises secured to it by the statutes.
By a special provision of law banks and banking corporations having
State charters may be converted into national banks, upon satisfying
the Comptroller of the Currency that they are in sound financial condition, and upon complying with such of t lie general requirements of
the law as are applicable to them. In all such cases, both of conversion
and of primary association, applicants for authority to enter the national-bank system must select a title approved by the Comptroller of
the Currency. The title "First National Bank77 being very much
sought after, some cases of contention for it have arisen, and during
the ppst year the following general rules have been adopted to govern
the concession of this title, which have obviated controversy, and have
been accepted by competing applicants as entirely just.




ERRATUM.
To be pasted between pages xvm and xix, facing sixth paragraph,
page xvm.




(See over.)

Correction of sixth paragraph, page XYIII, OPPOSITE.
Before 1882 every bank with a capital not exceeding $150,000 was
required to place and keep on deposit with the Treasurer such bonds to
the amount of at least one-third of its capital; but the act of July 12,
1882, reduced this minimum requirement to one-fourth the capital.
Tinder the act of June 20, 1S74, $f)0,00u of bonds is the minimum requirement for all other banks, however large the capital.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XIX

RULES.
u

The title of First National Bank" will not be approved unless:
1st. The application therefor is really the first application to establish a national bank in the place named in the title, or unless all such
applications previously made have lapsed or been abandoned.
k
2d. Unless no national bank is located at the time in the place named
in the title.
3d. Unless the title asked for, though once in use, is at the time
vacant by reason of the entire extinction of the bank that had it.
4th. Unless every national bank at the time located in the place
named in the title assents to the application. The term "place" means
any ward of a city, or any town, city, county, State, or geographical
area.
CONVERTED AND ORIGINAL BANKS.

Banks that have entered the national system are of two classes, viz,
institutions already organized under State laws, converted to national
banks under section 5154, Revised Statutes of the United States, and
national banking associations primarily organized as such under various
acts of Congress.
The following tables show the history of these two classes:




X
oiE xrzrnr.n of STATE BANES
CONVERTED
to NATIONAL
HANKING
ASSOCIATIONS,
their CAPITAL
at DATE of CONVERSION, PUESI'IST CAl'lTAL and SURPLUS; specififiinj xuch vx have since (/one into VOLUNTARY LIQUIDATION ami such m have become
INSOLVENT.
Voluntary liquidation.

Years.

1863...
1864...
1805...
18(5(5. ..
1807...
1808...
1800 . .
1S70. .
187L. .
1872...
1873 .
1874. .
1875...
1876...
1877...
1878. .
1879...
1H80. .
] 881
1882...
1883...
J885.
1880.

#0 710 000
755 •-'00
r.s
•too
3, 100 000

$9 on 500
25 942 700
24 538 700
129 200

2
46

250 00U

39 700

Whole
Number
Capital at
Present
in
dateof
number
converted. existence. conversion ! capital.
1

284 !
6i
1;
3 !
1
5
5
4
11
7
2
5
7
10
6
11
13
16
1
5 i
10 I

12
146
223
3

$(5 no ooo
739
59 228 400
860
;"•()<)

:>oo

250

000
1, 000 000
1 S7H 000
1 110 000
3
i-'55 000
4
944 000
9
5
850, 000
2
Kit, 000
3
680, 000
710 000
7:
1. 285, 000
10
1 147, 000
6 i
1, 445 700
1 100 300
I
13 ! 080, 000
50, 000
13
850, 000
1 I
o 152, 000

l r 50O 000
000
830 000
(too
560 000
86!), 000
141, 000
980, 000
0(10

r

11

435, O'IO
"00 0U>
•'13 100
590

'{00

105, 000
50, 000
850, 0i;0
2, 200, 000
' •

400 151, 376, 200 104, 875, 000

Total.




Surplus.

| Number.

Existing.

218, 000
188 000
153.500
235, 200
478 800
177,500
20, 300
307, 000
150 ttOO
404, 000
319 300
349, 800
225 000
120,200
25, 000
109, 700
27, 400
56, 800, 800

1

Capital at Capital at Surplus at
date of
uate of
date of
conversion. liquidation liquidation. B

$250. 000
10, 048! 700
250, OOO
100, 000
200, 000

$38, 900
1, 706, 300

1
2

£200,000
11,61)2,700
275, 000
50, 000
200,000

3
2

278, 000
150,000

300, 000
150,000

250, 000
200, 000

250, 000
130, 000

15, 500
12,000

1

50, 000

50, 000

4,500

3

150, 000

150, 000

13, 465, 700

11,878,700

1, 987,400

$267, 000
4,551,100
3,410,300

15
1

$107. < )00
4. 521,1' 0
2, 50u, OoO

o
o

1
1
1

130, 000

130,000

19

8, 358, 400

7,318,100

1

1 verted banks thru went into voluntary liquidation.
liveried banks that went into insolvency ,.„
averted banks that are still iu existence

Percentage of incr(^aso of eapital of national hanks organized as such
Percentage of increase of capital of converted hanks.

s

8, 700

66

O

35, 000
13 500

9
2

Capital at Capital at
date of
date of
conversion. failure.

11,' 100
29,700

Percentage of :api.t,al of naiiuiiiil banks, organized as such, that went into voluntary liquidation.. 14
3
Percentage of •apitnl of national banks, organized as .such, that went into insolvency
83
Percentage f •apit::l of national banks, organized as such, that are in existence
Percentage of •anira! of
Percentage of :apira] of
Percentage of :apital of

Insolvent.

5
87
16
•

o

L/C
WHOLIi NUMBER of NATIONAL BANKS of I* HI MARY ORGANIZATION under the val'wnal-bank law*, CAPITAL at date of organization, and
ESENT
PRESENTCCAPITAL and S URPL US, specifyiny auch an have since gone into VOL UNTARY LIQUID A TIONand such as have become INSOLVENT.
Existing.
Whole
number
organized.

Years.

25)7
71
443
23

^9
10
8
62
148
156

94 I
27 I
.
26 !

'

Present
en pital.

Number.

Surplus.

Capital at
date of
j organization.

;
'
j
,
I
'
:

:i,<<05

50, 0oo !

2. :;7* i .i;i ! . &< ot.O . /••••• 1. 3\M. .!'Mi ; 10-), IHO.SO1* i

liquidation.

Capital at
date of
liquidation.

Insolvent.
Surplus at
t date of
liquidation.

$14, 984, 200
$25, 424, GOO
\. 210. 000
6,116,000
19, 292, 300
18,215,000
800. 000
775, 300
150, 000
150, 000
200, 000
200, 000
260, 000
310,000
2,401, 000 i
2, 8F0, 000
3. 040, 000 j
3, 000, 000
4, 205, 000 i
3. 703, 100 |
925, 000 I
1,125, 000 !
1. 250, 000 '. L220, *'<IO ;
1, 000, 000 I
1,010,(M>0 :
250, 000 '
250, 000 :
100, 0"0
1OO.(H)O :
250, 000 I
250,000 :
150, 000 ,
150,000 |
250, 000 j
250,000
770, ouO j
67o, ooo ;
1, 170, 000 j
1,170,000 I
2, 035, 000 j
2,035,000 j
300, 000
300, 000 |

147
30
141

$4'». 638, 900
12, 04 s, 100
N K 077, 400

o

S?,l
23
30
47
97
230
236
179
L42
142

Voluntary

$50. 024, 800
$23, 845, 900
7, 010, 600
15, 520, 100 !
112.079, 700 j 32, 727, 500
4. :^-5, 000 !
2, 060, 600
2 T.v.\ 000
515, 000
8^0, 000
coo
260, 500
71 o, 000
000
650. 000
195, 000
8f:0, 000
4
5,110, 500
4, 2M, 000
1, 588, 500
40
14,528, 900 j
4, 488, 600
109
12,351. 100
!>, 124,700
3, 592, 300
98
4, 5'',000
!.,
1,0(59,300
4, 055, 000
38
1,364,000
4. 4::f>, 000 I
3. 82o, 500
48
3, 378, 900
11,044, 000 :
79
mi 012, ooo
23
2, 427. 800
G:J4, 600
2, 020, 800
814,600
2.414. 000
1.014,000
396, 300
1.7!>5, 000
18
1, <>25, 000
730, 500
3.11)0, 000
2J
(
2, 000, 00")
1, 177. 400
»>. 072. 100 i
43
5.222,100
1,1)67, 300
90 j
10, Gi:*,500 !
i). 285. 000
216
35, 054, 005! ! 7, OS's, 50-:)
2«, 57S, 000
2, 6 6 5 , 0 0 0
218
20,201, 500 i
2'i .2. 000
i
1,808,80!)
174 '
!
19, S&l
461), 000
1-42 i
;>7.<, 000
I!. 0:M.
703, I M O
141 |
in. 445
62. 200
";«'•:, 0 0 0

474
104
603

1863..1864...
1865. 1866...
1867...
1808...
18G9.-1870...
1871...
1872...
1873...
1874...
1875. .
187G ..
1877...
1878...
1879.- 1880...
1881. . .
.
1882 ..
1883...
1884...
1885...
1886...

Total...

Number.

Capital at
date of
organization.

-^. n-!*. •».'' j

:,'34

•<.>. M i O

Number.

$7, 839, 300
1, 538, 900
4, 857, 300
176, 200
14, 300
7,500
48, 500
375, 300
656, 000
508, 100 I
116,700 i
7u\9'J0 i
75,800 j
11,400 |
11. 000
21,400
9, 000
32, 400
18, 500
60, 200
47, 2oO
500

Capital at
date of
organization.

Capital at
date
of failure.

$3,410,000
350, 000
2,475, 000
100, 000

$5, 069, 500
400, 000
3, 560, 000
150, 000

350, 000
300, 000
1, 000, 000
1, 450, C00
370, 000
350, 000
50, COO

350, OviO
350,
1,300,
1,485, 000
350, O('O
350, 000
50, 000

300, 000
60, 000
50, 000
50, 000
175,000
450,000

O

s

1,011,300
60,
50,
50,
175,
250,

000
000
000
000
000

o

o

! ..

>;:>, •144jiii(> *

!»:.5GX,4nM

0.'{ j

11,200,000

15, lJ10,8<-'O

r

S H M M A R Y O F N A T I O N A L H A N K S O l t r \ . \ i Z E l > A N D L ' i S S O L V KU ; , 1 N C M K I ^ J ! : i A R Y L ' \•sc;;, A N ; > T O i - ; N U A t B E l i K X I S T I N T , N O V E M B E R 1, 1886.
.Xow exist in'S. 1
Banks organized.

Converted from State system
Other banks
Total .




K,iin. | Inliqnidinioii, volun- \
t a r y orby expiration, j

c
rj

i

Failed.

Total
I number
(lldsolved
Per cent. Number.,' Per cent. |
-|

575 !
3,005 i

66
534

19 :
93 ;

3,580

600

112 !

Per j
cent.
H5
:, 378 I

712 I 2, 8 5 1 80
»S

Remarks.
O
Of 600 banks which have gone into voluntary liquidation. 456 took
that stop for the j)iirpot*o of winding u]> their affaiis, 79 for the
purpose of reorganization, and (55 went into liquidation by reason
of expiration of charter, 38 of them having since been reorganized.

XXII

REPORT OF THE COMPTROLLER

OF THE

CURRENCY.

EXTENSION OF THE CORPORATE EXISTENCE OF NATIONAL BANKS.

Under the provisions of the original national currency act of February 25,1863, 488 banks were organized, of which 88 had ceased to exist
when the act of July 12,1882, went into effect, leaving 400 still in operation at that date. Of these 400 banks 72 were succeeded by other associations with the same or different names, 12 went out by voluntary
liquidation or expiration of corporate existence, 2 were placed in the
hands of receivers, and 314 were extended under the act. The act of
June 3,1864, is designated u the national-bank act" in the act approved
June 20, 1874. Up to July 12, 1882, there had been organized under
this act 2,266 banks, of which 450 had been closed, leaving 1,816 in
operation at that date.
The following table shows how many of these surviving banks will
reach the term of their corporate existence during each year from 1886
to 1902, inclusive, with their capital and circulation:
No. of
backs.

Tears.
1887
1888
1889
1890
1891
1892
1893
1894
1895

5
10
3
60
99
102
38
64
77

Capital.

Circulation.

$1, 050, 000
1, 364, 900
600, 000
9, 285, 500
13,493,900
13,190,150
4,510,000
7, 353, 000
11,159, 000

$495, 000
421, 200
184, 500
4, 626, 200
4, 742, 535
5, 285, 225
2, 275, 700
3, 484, 750
5, 391, 450

Tears.
1896
1897
1898
1899
1900
1901
1902

No. of
banks.
23
26
24
40
50
110
231

Total . . . .

Capital.

Circulation.

$2,218,800
3, 324, 000
2, 354, 000
5, 080, 000
7,582,100
15,150,150
37,6G7, 300

$1, 322, 550
1,391,545
1. 367,100
2, 552, 950
3, 257, 990
4, 540, 935
10,401,450

9G2 1.35, 394, 800

51, 807, 060

On November 1, 1886, 915 banks, organized under the act of June 3,
1864, had been extended, making with the 314 extensions of banks organized under the act of February 25,1863,1,229 associations extended
under the act of July 12, 1882. In the Appendix will be found a table
showing the distribution and capital of these banks, arranged geographically.
The number, capital, and circulation of the national banks whose
periods of succession terminated between November 1, 1885, and November 1, 1886, are shown by the following table, which also indicates
the number of which the corporate existence has been extended. One
went into liquidation and has not been succeeded by another national
bank:
Date.

November
December
January
February
March
May
June
July
August
September
October

1885.
1886.

Number of
bunks
Circulation. that have
extended.

Number of
banks
that have
expired.

$1, 200, 000
, 3, 250, (100

,

Total




300, 000
700, 000
750, 000
200, 000
300, 000
125, G O
O
50, 000
300, 000
100,000

$027, 000
2, 037, H00
270,
104,
235,
244,
90,
45,
45,
235,
72,

7, 33.">, 000 ! 4, 3C4, 500 |

Circulation.

$1, 200, 000
3, 250, 000

$927, 000
2, 037,500

300, 000
700, 000
750, 000
260, 000
300, 000
125, 000

270,000
164,000
235,000
244,000
90, 000
45, 000

300, 000
100, 000

235, 000
72, 000

7, 285,000

4, 319, 500

REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII

Of the 400 existing' banks originally organized under tho art of February 25, 1863, 270, with a circulation of $47.1)07,430, were extended on
February 25, 1883, and the provisions of section < of the act of July 12,
>
1882, required that lawful money should be deposited within thirty days
from February 25, !&$(>, to retire such portion of this circulation as then
remained outstanding. It was of course evident 1 tint the amount of the
tinal deposit required by law to be made in lawful money during the
thirty days succeeding February 25, 1880, would be very large, and that
this deposit within so short a period would probably occasion temporary
disturbance at money centres, particularly as new circulation to replace
the amount retired could not at once be issued. In anticipation of
any difficulty which might arise, my predecessor, j\Jr. Cannon, began
early to advise national banks which would be required to make such
deposits of lawful money on or before March 25, 1880, to make them in
sums of 810,000 or multiples thereof in advance, extending them over
a considerable period of time. These banks were also advised in advance
to order the preparation of notes of new design, which were required
by the same section of the act, that they might be in readiness to be
issued to replace the circulation necessarily retired under the operation
of the law. In consequence of this forethought and sagacity, the whole
amount required to be deposited was very evenly distributed between
the months from July, 1885, to March, 188G, as shown by the following
table:
Moiiths.

Amount.

July, 1*85
August, 1885
September, 1885 .
October, 1885
Xovrmber, 1885 .
December, 1885..
J.-mnary.
>\ b i n a r y . 188t>
M .iivii. 16W

-

J
!

Total amount which the law required to be deposited within 30 days

$519, 600
603, 610
1, 425, 434
2, 25*, 92G
2,1!).-», 787
2, 4!. r, 75t}
2,811,084
2, «21,19t*
873, 90*2

j Hi, 023, 381

Table shaving by Slate* the number and capital of national banks ike corporate existence
• of which ivas extended prior to November 1, 1886.

State.
Alabama"
Arkansas
< ,'vilorado
Connecticut
I Delaware -..
Dish i-1 of Columbia
Illinois. !"*.".*!".*.^!"!
Indiana
X.insas.
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Missouri




Xo. of
bauka.

W

73 !
11 !
48 '
32 !
24 !
3i
11
2
53
29
199
19
6

Capital.

$350, 000
250, 000
460, 000
\ 450, 820
. 503, 185
500, <)00

o. of

State.

1

Montana
|
jj
I!
||
,]

Now IIam [>shire
Kew Jersey
New Y o r k '
Xorth Carolina
000 Sonih Carolina
24 (V 000 '.\ Ohio
157, 00'! .'. Orepm
595, 000
Pennsylvania
1)00 |; Khode Island
1 ~)i\ 000
300, 000
630, (iO(J
069, 000 Virginia.
712, 500 West Virginia
000 Wisconsin
:. loo' 000
, 150,000
Total

I
j
|
|
j
|

3
35
48
221
3
2

$500, 000
750, 000

4,605, 000
783, 350

72,572, 460
650, 000
75i), 000

14,854. 000
250, M 0

44,479, !tt0
l

It), X)i), 8i-0
1 150,000
,
625, 0(;0
,,25(5, 000
"
010, 0t0
2t

l[
:;4i, ooo

1,685, 000

1, 229

339,169, 505

XXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY-

National ftavks whose corporate existence will exj ire (hiring the year 1887, with the date of
the expiration, the amount of capital stock of each hank, the United States bonds on deposit
with the Treasurer, and flic amount of circulation ivsiud thereon.
Charter
nnmher.
1668
1669
1670
1671
1675

Title of bank.

The
The
The
The
The

First National Bank of Idaho, Boiao City.
Fourth National Bank of Nashville
II ion National Bank.
Citizens' National Bunk of Davenport..
National Security Bank of .Boston

'
i Expira- i
| State. I t i o n o f I Capital
;corporate stock.
existence.
i 1887.
Idaho Mar. 5
Tenn .' MSJI-. 5
N. Y . . ' Mar. 14
Iowa.. 1i May 3
JVlasy. Xov. 22

$100, 000
500, 000
100,000
100, 001.)

United
States
bonds.

$30, 000
70, 000
100, 000
100, 000
250,000 I 250,000

Circulation.

$27, 000
03. 000
90, 000
90,000
225, 000

REAPPRAISAL OF NATIONAL-BANK SHARES.

It is provided by section 5 of the act of July 12,1882, that when any
national banking' association has amended its articles of association for
extension of its corporate existence, and the Comptroller has granted
his certificate of approval, any shareholder not assenting to such
amendment may, within thirty days from the date of the certificate of
approval, give notice in writing to the directors of his desire to withdraw from said association. Each shareholder giving this notice becomes entitled to receive from said banking association the value of
the shares so held by him, to be ascertained by an appraisal made by a
committee of three persons, one to be selected by such shareholder, one
by the directors, and the third by these two ; and in case the value so
fixed shall not be satisfactory to any such shareholder, he may appeal
to the Comptroller of the Currency, who shall cause a reappraisal to be
made, which shall be final and binding.
(jf the 1,229 associations extended under the act there have been but
two cases in which an appeal has been made to the Comptroller for a
reappraisal of shares held by dissenting shareholders. It appears, however, from complaints made to the Comptroller that in some instances
the, banks have neglected to take action upon notice of the desire of the
shareholders to withdraw, and, as was pointed out by my predecessor,
there is no penalty provided in the law for such neglect, although individual rights are thereby violated. Remedy may doubtless be obtained by suit at law, but it would seem that justice demands speedier
and less costly relief.
NATIONAL-BANK SHAREHOLDERS.

With a view to ascertaining how the stock of the national banks is
distributed, a laborious examination has been made of Hie official lists
of shareholders, deposited in this office in accordance with section 5210,
.Revised Statutes of the United States.
The results of this examination, carefully compiled, are exhibited
in the following tables, and, for purposes of comparison, similar tables
contained in the report of the Comptroller of the Currency for the year
1870 are here reproduced.
Upon an examination it will be seen that the capital stock of the
2,86$ national banks now existing is represented by 7,116,894 shares,
and that of these 6,426,320, or over 90 per cent., are held by residents
of the State in which the bank is located, aud 690,574, or less than 10
per cent., by non-residents. In 1876 less than 90 per cent, of the stock
was held by residents.




REPORT OF THE COMPTROLLER OF THE CURRENCY.
k

XXV

Tlii number of shares held by natural persons is 0,524,143, or over
91 per cent., while the remainder are held as follows: 82,094 shares by
religious, charitable, and educational insiituiions; 0,188 by municipal
corporations; 490,903 by savings banks, trust companies, and insurance,
companies, and 12,897 by all other corporations.
The number of shareholders in national banks is 223,583, of which
number 215,870, or over 00 per cent., are natural persons, while more
than 38.] per cent, of all the stockholders are residents of the State in
which the bank is located.
Of the 223,583 shareholders, 117,974, being more than halt', hold ten
shaies or less, 78,78L, or about a third, hold over ten shares but less
than fifty, while those holding over fifty shares number only 20,828, or
but little more than one-ninth of I he whole.
The details as to State and geographical divisions wi1! doubtless be
found interesting and suggestive.
Among other things, it will be perceived that out of 82,000 shaiv^
held by religious, charitable, and educational institutions, upward of
40,000 are held in'New England and 4<U)00 more in the Middle States.
In the same way, out of 490,903 shares held by savings banks, trust
companies, and insurance companies, nearly 478,000 shares are held
north and east of the District of Columbia.
Geographical divisions Nos. 3, 4, 5, 0, 7, mid 8 contain 1,000 banks,
with $225,000,000 capital, and in all this great area the national-bank
stock is held almost exclusively by natural persons.
Out of 7,704 corporations of all kinds appearing as mitional-bank
stockholders, only 002 hold stock in banks anywhere in these six
divisions.
Another observation to be drawn from these tables is that in those
States in which the older banks are situated the stock is more largely
held by residents, and is more widely distributed, while in the area
in which nearly all the banks are of recent organization, the proportion of non-resident shareholders is larger, and the amount of stock
held in large amounts is greater. This shows the very important and.
significant fact that the nationai-bank system is serving to bring capital into those new districts from the older States, and in this way it is
a constant and valuable factor in the process by which American industry and enterprise are being extended all over the continent, and
by which the ties oi a common citizenship are being daily strengthened
by the bonds of commercial intercourse and of interdependent interests.
The total number of shares exceeds one for every $100 of capita!,
which is accounted for by the fact that a large number of the banks
converted from State institutions have availed themselves of the privilege of retaining their shares at their original par value. (See section
5154, Revised Statutes.)




XXVI

REPORT OF THE COMPTROLLER OF THE

CURRENCY.

DISTRIBUTION by STATES and GEOGRAPHICAL DIVISIONS of the
Number of shares.

;"•*••»:

i ious,' ilTeldby

Whole !

States and Territories,

number oi ™«»™J« I outsid
in the I
State.

Maine
New Hampshire
Vermont
Massachusetts
Khode Island
Connecticut

110,204
62, 850
100. 150
98G. 430
43!», 458
310,430

I of the
State.

102,530
57. 105
89, 258
025, 381
400, 50(»
288, 434

IIS
l

Held by charita- rnunicinatural ble, and palcorpersons. : educatii.ual
instilu. turns.

^ » '

124 19, 129
;
9, 338
473
3,047
535 304, 192
544 50,470
150 01, 140

80. 740
50.893 ,
95, 599
704, 022
300, 339
244, 824

2, 000, 522 1, 883, 214 143, 308 1, 542, 417
153 091
198, 034889,1)79

954,599 198,492 1,113,820
170, 759 I 21.275
195,052
850,820 ' 39,159 ' 880,717

34,294 i 737
1,388
4,505 : 1,520

1,982, 178 ! 258, 920 2. 190,189
Delaware
Maryland
District of Columbia
Virginia
West Virginia

33,002
908, 440
15, 770
38,503
21,300

27, 470
887, 549
11,092
32. 482
17,982

0. 132
20, 891
4,078
0,081
3, 378

North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Division No. 4
Ohio
Indiana
Illinois
Michigan
\V isconsin

384,890
118,512
! 201,800
:
140,840
I 14,250

Division No. 5

Iowa
M innesota
Missouri
Kansas
Nebraska




377, 409
117,532
201. 130
140. 049
14,250
910,970

101,042
29, 100
29,000
G3, 382
124, 389

101,408
27,7*5
29, 000
02,8n0 <
124,389 I

24.334

0,529 I
219 I
729 i

2
241

500 I
I

.
i
!
'

10

1,202 |
12
100

!

I

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXVII

STOCK of all NATIONAL BANKING ASSOCIATIONS now in operation.
Xumber ( f shareholders owning specified

N u m b e r of shareholders.

amounts.

1

Natural
persons.

Corporations.

6,812
3,914
3,815
4,838
12,340
13, 839

610
202
53
4, 083
635
887

6, 862
3,617
3, 348
47, 980
11,446
13,135

500
499
520 i
4,491 '
1, 529 •
1,591

7, 422
4,116
3,868
52,471
12,975
14, 726

89, 108

6,470

86, 388

9,190

29, 680
8, 309
33, 483

375
68
185

23, 4S8
7,441
32, 243

6.571
936
1,425

71,472

632

63,172

1, 542
0, 926
560
1, 624
938

21
307
11
3
4

11, 590
877
1, 101
820
134
467
188
778
1, 353
167
4. 726
1. 092

vi. im
... 202 .
_..
X

NonResident. resident.

Over 50
Owning 10 jOver 10 and and n o t
shares 1 not more
Over 300.
more
and less. ; t h a n 50. t h a n 300.

Total.

102

'.
;

4,028
2,882
2, 199

i

3 3 , l>77

|

5. 741
9,272

2, 3.'0
1, 056
1,325
15,012
5, o;.)O
4 v o9

95, 578 j

58, 099

30, 212

0, 757

510

30, 059 i
8, 377 !
33, 608 I

i:f.531 '
4.384
17.279

12, 193
3, 209
12,090

3,914
3, 483

421
29
210

8. 932

72,104 j

35,194

28, 098

8,152

660

1.212
6, 727
424
1,375
786

351
506
147
252
156

1,563 1
7, 233
571
1,627
942

783
2, 575
208
1, 005
534

643
3, 035
246
414
332

i:?4
1,447
54
190
70

3
176
3
12
6

346

10, 524

1,412

4, 670

1,901

200

4
34
21

732
1, 066
655
106
417

149
09
186

338
321
250
37
179
37
293
495
61
1, 710
624

75
40
111
26
71
g
145
277
31
705
294

1

11, 9156

13
44
184
73
94

1
2

3
4
5
6

7
g
9

10
11
12
13
14

7 15
4 16
10 17
18
8 19

0
1

612
1,073
I Tl
4, 442
l,f,84

53
41
178
286
34
290
109

881 i
1,135
841 1
134 !
470
189 I
790 !
1, 359 ;
167 i
4, 732
1, 693 I

71
212
144
339
553
7*'
2, 291
7 57

88

10,968

1.423

12, 391 !

0,134

4, 345

1, 789

123

755

!>. 307 !
2. 279
5, 047
3, 706
345 :

3,737
2, 140
1.509
157

3,874
839
1, (542
1, 552
107

1,571
042
1, 132
5'JO
75

125
64
127
55
6

3
12
6

401
704

342
165
300
3", 298
1, 531
1,121

470

13
34
3
26
18

105
7
7
13

i
<*, 552
2. 045
4. 002
•'.,45:

329

445
'i 15
10

20,612

132

18, 979

1, 765

20. 744 1

8,343

8, 014

4,010

3
13

2. 590

3, 294
806
3 '4
1.994
1,217

1.681
:;54
10'5
1, i 20
501

1,046

1, 429
921

704
264
94
56".
290

118
544
3-7

542
181
78
3: o
332

25
6
15
20
57

7, 603

22

5, 702

1,923

7, 625

3, 759

2, 300

1.443

1

337

100

170

8:;

12

4

571

45

172
4
1*7

13
269
71

142
02

18
6

i. 241

7

l.O.SO

1.08

1.24 b

402

523

287

30

518
U
173
205
233

402
11
51

920

471

200
15
74

""'US

24
25

123

436
17
612
176

*•»:-«

377

3.291
793
314
i, 988
1,217

21
22

2, 272
5, 040
';, I'i'.i
:U5

917

542
2°0

6

16

;1

'••*>4

2.14
243

3

79

1

1,950

7

210, 879

7, 704

437 :
!
17
610
178

!

•)•;!

734

91
94

i>.-,7

205

10

24:5

l:;7

74

4S

80

:

9

•M

1,338

019

1,937

j

878

198, 151

25, 432

""• 223, -m i

117,974

78,781 i

24, 490

208. 480 :

104,976

77,496 j .

-17
00
28 •

26
27
28
29
30

31
j'2

33
35

36
37
;:9

40
" ;!" 11
12
4 43
4 44

1 '••* ' >

183, 996




019

XI

4 ' 46

431

29

24, 770

2, 058

XXVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Total number of shares of national-bank slock issued in each State and geographical division
residents respectively; the number of resident and of non-resident shareholders, and the
trolleys report for the year 1876.
Shares, where held.

Shares issued.
States.
Maine
New Hampshire .
Vermont
Massachusetts - - Rhode Island
Connecticut

Number.

Number of shareholders.

la the State. \ B.V dents.
™*-

113,080 '
60, 150
129,586
988, 700
388, 03(5
339,274

I Non-resi-

In the State. i

dents.

106, 057
55, 532
l > 1,401
:
913, 320
350, 954
311,068

7, 023
4,618
8, !25
75, 374
37,082 '
28. 206 '

7,199 I
3, 663
3. 910
46, 564
11,341 j
14,298 !

476 i
384 I
358 i
5,162
1,741 i
1, 536 '
(

'Eastern States.
Now York
New Jersey. . Pennsylvania.
Delaware
Maryland

2,018,826 !

1,858, "98 |

160,428 j

86,975 I

9,657 !

1, 482, 746
221, u44

884,53!)
28, 404
434,555 I

1,216,478
198,463
849, 249
23, 920
414, 159

266,268 !
22.581 I
35,200 I
4; 574 i
20,396 !

26,339
6,811
28,612 '
798 !
5, 566 i

7, 742 ;
864 )
1,283 '
409 !
464 \

Middle States...
District of Columbia .
Virginia..
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri

3,051,378 !

2,702,269

349,109

68,126 i

Southern and Southwestern States

15, 520
36,911
18,460
23, 060
31,850
24, 856
500
16,930
34, 000
10, 250
2, 051)
103, 530
31,126
80, 350
429, 393

Ohio
Indiana
Illinois....
Michigan ..
"Wisconsin.
Iowa
Minnesota .
Kansas
Nebraska..

295, 240
178,043
187, 352
103, 092
39, 000 I
62,706 j
46, 800
15,600
9, 500

Western States
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico.
Dakota
California

937,333 i

Pacific States and Territories




2,500 !
8,250 .
2,000
1,000 i
3,500 j
1,250 I
3,000 i
500 j
47,000 I

.11,351
29. 734
16; 812
20, 886
28, 832
10. 779
270
14. 512
22,207
9, 087
1, 126
94, 965
27, 052
64, 722
358,335

4,169 ,
7, 177 I
1,648
2,174
3,018 !
8,077 !
230;
2.418 i
11,793 !
1,163 '
924 i
8,565 !
4,074 i
15.628
71, 058

~274^ 747"
159, 808
173,932
86, 806
29,406
57,766
38, 348
12, 999
5, 579

20, 493
18, 235
13,420
16, 286
9, 594
4,910 I
8,452 I
2,601 I
3,921 !

839,391

97,942 !

2,240 !
6,292 ;
1.950 '
1 000
3, 125 '
1,013 •
2,381 1
243;
44,271

260
1, 958

50
375
237
619
257
2,729

10,762 j

362 j
903
635 '
615
1,381 :
370 :
11 i
384 !
755 :
145
20 !
3,010 i
727 '
1,686 I

47
228
40
'
16 i
192 {
C9
489 I

11,004 I

1, 756 !

5,986 !
2,454 !
3,433 I
2,118 i
625
1,524
687 :
264 '
79 !
17,170
5!
87 !
44 I
11 .
42 '

14 i
25 i

11 I
482

131
191
82
79
56
103

3

I
!
i
!

i

448 :
264 ;
387 '•
383
318 '
143 ,
141 1
58 ;
69 !
2,211 !

2

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXIX

by hanks in operation; the number of *ltan>s of each Slate held by its residents and by nonnuinber of shareholders holding respectively specified amounts of stock, as stated in Comp-

N u m b e r of s h a r e h o l d e r s o w n i n g specified a m o u n t s of s t o c k .
Over 10
Over 20 and Over 30 and Over 40 anc Over 50 and O v e r 100
Owning 10
not more . and not
s h a r e s or less. and n o t m o r e not more ! not more not more
more than
than 30.
than 40.
than 50.
t h a n 20.
than 100.
500.
5,
2,
2,
32,
5,
9,

359
835
22«
2155
077
581

1,185
618
827
9,097
3,030
2,986

57,9.15

440
259
391
3,601
1,391
1,187

190
100
391
1,675
830
576

17, 743

7, 269

6,963
1,600
5, 7**0
238
1, 033

3,610
761
2,824
112
632

33,373

15, 614

2-J6
017
391

107
105
127
138
''72
65

12,784 •
3,457 .
14,021
597 ;
1, 03 4

832
21«>

8
167
477
75

if

87
158
20

144
74
161
1,604
555
392

227
103
280
2,157
1, 033
655

3,562

2,930

2, 232
524
1, 493
72
391

2,223
366
1,418
44
427

7,939

4,712

60
84
05
00
102
43
1
48
98
28
1
319
91
240

16

44 .
103 i

300

00.3
164

957

389

G.0.VJ

2, 305

1,240

2, 388

1. WU

6f>2
276
342

1,441

1H7>
1, I'.'S i

'Mil
oH2
774

1:82
15>' ,
5,» •

7,394
— ••

:^,
24- j

482

6!7
46:!
172

19

270
98
140
09
23
13

3, 422

1,905

283
148

49

1
17
6

23 !
10 !
7
114

5
3
3
87 ;

31
34

25
58
22
18 !
34
7

124
54
169
1,304
529
414

6
4
21
53
37
43

4,445

2,594

164

3, 573
642
2 260
107
781

2,491
313
1,386
36
748

205
12
83
1
104

4, 508

7,363

4,974

405

28
67
30
52
54
44
1
48
70

35
74
44
63
76
46

19
51
25
25
41
33

2
5
1
1
2
4

40
97
1
3
10

o

7
3
8

4
212
08
159

290
10:4

198

21
44
20
5
164
48
121

557 i

859

1,088

619

40

:*72

489
202

508

3(52

;>;} j.

372

37
4L
27

7 75

298
93
152

195
HI

11

103

157 ';
196 .
1L7 !
~,:;
45
19 ;

01
09

7-J8 :

3
9

8

I.OIil :

]••

28

8(5
•)!)

20

22

1

1, 549

2,141

1,772

137

10

1
15
2

15

3

] (i.*

*
i ,

45

2
39

4
oC

0

4 '
'J ;
5
1 i

(i !

122

02

49

88

116

104,976

39,206

18, 415

9,941

9, 934

15,163

j

1

9
i*2

242




5

11

3
1
1
1
4!

Over 500
shares.

14

ii'5

21

10, 084

707

XXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
CIRCULATING NOTES.

Upon the security of its bonds deposited with the Treasurer, each
bank is entitled to receive, and the Comptroller of the Currency is by
law required to issue to it, circulating notes to the amount of 90 per
cent, of the market value, and not more than 90 per cent, of the par
value of the bonds. Any bank may deposit more than the minimum
of bonds, and may take out circulating notes for 90 per cent, of its deposit, provided its entire outstanding circulation against bonds does
not exceed 90 per cent, of its capital stock actually paid in. The circulating notes when issued by the Comptroller are in sheets, and are
not valid until signed by the bank officers designated by the statute.
Under the present law the minimum deposit of bonds required to be
made by the 2,852 national banks in operation in the United States
on October 7, 1880, in order to continue as national banking associations, would be but $84,305,312.
Tables in the Appendix show by States and geographical divisions
the national banks in operation on October 7, 1880, separated into two
classes, namely, banks of which the capital does not exceed, and banks
of which the capital exceeds, $150,000. The first class contains 2,001
banks, with an aggregate capital of $167,201,2455 the second 851, with
an aggregate capital of $380,979,485. The minimum of bonds required
to be kept on deposit by the entire body of banks in the first class is
$41,815,312; the minimum for the 851 banks of the second class is
$42,550,000. If all banks held only the minimum of bonds, the total
national-bank circulation would be $75,928,781, while the possible maximum of circulation, being 90 per cent, of the aggregate of the nationalbank capital, would be $493,410,057. The actual circulation on October 7,1886, was $303,176,776, inclusive of $71,953,145 still outstanding,
but which is no longer represented by bonds, but by that amount of
lawful money deposited with the Treasurer of the Uuited States to redeem it. The $231,223,631 of circulation for which the banks are
responsible is composed of $86,517,585 secured by the bonds deposited
by the 2,001 banks having $150,000 capital and less, and $144,706,046
secured by the bonds belonging to the 851 banks of which the capital
exceeds $150,000. The first class of banks have therefore $48,883,805
more than their minimum, and $04,017,536 less than their possible
maximum circulation, while the larger banks have $106,411,046 more
than their minimum, and $198,175,491 less than their maximum.
The following table shows the number of banks organized from July
1, 1882, to July 1, 1886, their capital stock, amount of bonds deposited,
and the circulation issued thereon :
Bonds

Tear.

July
July
July
July

1,1882, to July
1,1883, to July
1,1884, to July
1,1885, to July

required.
1,1883 ..
1,1884..
1,1885 ..
1,1886 ..




251 |$26, 552, 300 j $5,155,500
218
142
1G3

19,944,000: 4,016,000
1f», 205,000 '<• 3,061,2,10
17, 553, 000 . 3, 404, 500

T

Circulation
issued.

deposited. ;
Per cent.
$7,116,400
4,670, 100 !
3,332,800 |
3,715,500 ;

28
14
8
8

$6. 404, 760
4, 208, 490
2, 9<J9, 520
3. 342, 950

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXXI

From the foregoing table it appears that 774 banks have been organized
between the dates given, with a capital of $79,254,300$ that they have
deposited $18,840,800 bonds, upon which circulation to the amount of
$16,056,720 has been issued. The minimum deposit of bonds as required
by law for such banks is $15,G37,250, and it will be observed that while
the actual deposit has in the aggregate exceeded the minimum absolutely required, yet this excess steadily decreased during the first three
years covered by the table, and during the. years ending July 1, 1885,
and July 1, 1886, the percentage of excess remained the same, namely, 8
percent. Of the 163 national banks organized during the past fiscal
year, 96 have a capital of $50,000 each, amounting to $4,800,000 ; 44have
a capital of over $50,000 and not exceeding $150,000, amounting to
$4,218,000; and 23 have a capital of $8,5:35,000. The latter class of
banks deposited only $100,000 of bonds in excess of the minimum required by law.
Tables have been prepared, and will be found in the Appendix, showing for the national banks in each State, Territory, and reserve city
the minimum amount of bonds required by law, the bonds actually held,
and the circulation issued thereon and outstanding October 7, 1886;
also all other information deemed useful, as to circulation.
Banks are privileged to change their deposited bonds from time to
time, to increase and to reduce the amount, within limits, and are required to inspect once a year, the bonds held for them in trust by the
Treasurer. The Comptroller of the Currency is the agent and medium
of all such changes, his indorsement on the bonds establishes their
ownership and alone validates their transfer. Section 5163 of the
Revised Statutes requires him to record every act of deposit, transfer,
and withdrawal, and to keep a set of books for the purpose.
INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES, AND THE
AMOUNT HELD BY NATIONAL BANKS.

The connection between the banks and the distribution of the funded
debt of the United States renders the following statement appropriate.
The public debt, at its maximum on August 31, 1865, amounted to
$2,844,649,626; of which, obligations not bearing interest amounted to
$461,616,311, leaving $2,383,033,315, carrying an average rate of interest
of about 6.33 per cent. On November 1, 1886, the interest-bearing
debt amounted to $1,153,443,112.




XXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table shows the intermediate changes:
Bonded debt at (hiten named.
4i-per cent,
bonds.
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881

Total.

$140,000,000
240, 000, 000
250, 000. (100
250, 000, 000
250, 000, 000

$98,
679,
739,
739,

2.10, COD, 001) |

850,
878,
347,
347,

000
110
800
800 !

$1,108,310,191
1,206,916,904
1,619.644. 154
2, 063, 1II), 200
2, 107, 930, (500
1,986,521,600
1,888, 133,750
1,780,45 5, 100
1, 695, 805, 950
1, 724, 25'J, 750
1, 707, 998, 300
1,696,6*5,450
1, 696, 888, 500
1,780,735,650
1,887,716, 110
1, 709. 993,100
1,625,567,750

739,340,350

1,449,810,400

250, 000, 000 ! 737, 942, 200

1,324,229,150

250,000.000
20,00.00
250, OOf'j'OO
25u, 000. 00<)
250,000] 000

1, IS), 910, 350
1, 13!, 81.16,300
I, 074, 6l'5, 100

i
j
•
j
j
i
!

737,661,700 I
73,661,700
" ' " i " «r>"
737, 71!>, 850
737,759,700
.U.1UU
7:;7, 770, 400

1,212,273,850

Pacific sixes amounting to $64,623,512, the Navy pension fund, ;uuountini: to $14,000.;)00 in 3 porcents, the interest upon which is applied to the payment of navai pensions exclusively, and $194,500 of
refunding certificates are not included in the table.

On November 1, 1885, there were $11)4,190,500 3-per cent, bonds outstanding. During the year ending November 1, 1880, $127,283,100
of these bonds were called for payment, and $2,GG4,«S50 of uncalled
bonds were redeemed, having been voluntarily surrendered under
Treasury Department circulars dated August 30, ISSQ, and September
15, 188G.
Of the called bonds $95,075,000 have been redeemed, making a total
redemption of $98,340,450.
These changes in the debt have induced corresponding changes in
the amount of bonds held by the national banks. In January, 18GG,
1,582 banks, with a capital of 8403,000,000, held $410,000,000 of 'United
States bonds. On October 7, 1880, 2,852 banks, with a capital ot
$548,000,000, held only about $291,000,000 of bonds. The total bank
circulation on January 1, LSGG, was $213,000,000, and on October 7,
1886, that which was secured by bonds was about $228,000,000.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIIT
The amount and classes of United States bonds owned by the banks,
including those pledged as security for circulation and for public deposits, on the 1st day of July in each year since 1865, and upon November 1 of the present year, are exhibited iu the following table :
United States bonds hold us security for circulation.

Date.

July
July
July
July
July
July
July
July
JvJy
July
July
July
July
July
July
July
July

1,1865..
1,1866..
1,1867..
1,1868..
1,1869 .
1,1870..
1,1871..
1,1872..
1,1873..
1,1874..
1,1875 .
1,1876..
1,1877..
1,1878..
1,1879..
1,1880..
1,1881..

July 1,1882.
July 1,1883.
July 1,1884.
Jnly 1,1885.
July 1,1886.
Nov. 1,1886.

I 6-per cent. ; 5-per cent- j 4&-per cent.) 4-per cent.
: bonds.
bonds. ; bonds. ' bonds.

|
!$170. 382, 500J $05, 576, 600
j 241, 083, 500 i 86, 226, 850
I 251,430,400! 89,177, 100
; 250, 726. 950 j 90, 768, 950
255, 190, 350 87. 661, 200
247, 355, 350 94, 923, 200
220,497, 750 139, 387. 800
173, 251, 450 20F, 189, 250
I
160,923,5Q0 229, 487, 0501
154, 370, 700 236, 800, 500
136,955, 100 239, 359, 400;
109,313,450 232, 081, 300;
87, 690, 300 206, 651, 050 $44,3; 2, 250;
82, 421, 200 i 199,514,550! 48. 4-J5' (5501
56, 042, 8001 144,0JO, 300i 35, 0, tj, 550;
58,056,150 139, 758, €ty: 37,760.9501
61, 901, 800 172, 348, ;;;>u; 32, 600. 500!
Continued Continued '<
a t 3£ p e r | a t 3J p e r \
cent.:
| cent.:
25,142, 600 202, 487, 650, 32, 752, 650
7, 402, 800'
9, 408, 500
385, 700 < 3 percent a
200, 877, 850
172, 412, 550 46, 546,400
Paciaos. j
3, 520, 000; 142, 240, 850 48, 483, 050|
3, 565, 000 107,782,100 50, 484, 2001
3, 586, 0001 69, 038, 050 57, 430, 850j

SECURITY

Total.

United ;
States :
bonds lield ;
for otb6i; i
purposes
at nearest
date.

Grand
total.

$235, 959,100 $155, 785, 750 $391, 744, 850
327,310,350! 121, 152,050 44H,4!J3,.'{00
j 340,607,500'' 84. 002,650. 424,610,150
341,495,900 80, 922, 500 422, 4! 8, 400
342,851,600! 55, 102,(100 397, 953, 600
342, 278, 550 43, 980, C O 386,259,150
O
359, 885, 550 39 4-"J0, SOOj 399, 330, 350
380, 440, 700! in 868, 200! 412, 308. 900
390,410,550 25; 724,400; 410, 134,150
391,171,200 25, 347, 101)' 410,518, 300
376, 314, 500' 26, 900,l;«:o! 40.!, 2.14, 700
341,394,750: 45, 170, J M: 380, 565, 050
M I
338,713,600
-------- 315, C 50: 3*0. 02^,650
850, 900 418, :>J7, 300
349, 546, 400
$19,162,000
603, 520; 430, 858,120
118, 533, 950 354 254 600
354, 254, 6
831,300; 404,483,350
126,076,3001 361,652,050
849, i)50j 424, 338. 350
93, 6;J7, 7001 360, 488, 400.
-

-

•

•

-

97, 429, 800i 357, 812, 700 43,122, 550 400, 935, 250
104, 954, 6501 353, 029, 500

34,094,150 387,123,650

111, 690, 9Oo' 330, 649, 850 31, 203, 000 361, 852, 850
117, 901, 300 312,145, 200
114, 143, 500 275, 974, 800
115,383,150j 245,444, 050

32,195, 800 344, 341, 000
31,345,550 307 320. 350
32, 431, 400 277,875, 500

FOR CIRCULATING- NOTES.

The following table shows the authorizing act for each class of bonds
held by the Treasurer as security for the circulating notes of the national banks on the 1st day of November, 1886, and a comparison as to
the holdings during the years ending November 1, 1885, and November 1, 1886:
Class of bonds.

Authorizing act.

R a t e of | A m o u n t
i n t e r e s t . | 1885.

\Per cent. !
Funded loan of 1891
j J u l y 14, 1870. and J a n u a r y 20,1871.1
4£ j $49, 547 250
j
Funded o
.<lo'
" u e d loan of 1907 "
""
'
'
"
. .[ |
.
4
116,391,650
, ,
Funded loan of JJ l y 12, 1882. j July 12, 1882
!
F d d
f ul
138, 920. 650
Pacific Railroad bonds
! J u l y 1, 1862, and J u l y 2, 1864
j
3, 505, 0C0
| 308,364,550
Total.

Am on Tit
1886.

$57,'];,<>, 850
115, 3S3, 150
69, c:;s, o.'O
3, 586, 000
245,444,050

It will be seen that the average rate of interest now paid by the
United States on the bonds deposited as security for circulating notes
is nearly 3.9 per cent, upon their par value, while, owing to the high
premiums commanded by all but the rapidly diminishing 3 per cent,
bonds, the banks are receiving only 2.41 per cent, per annum upon the
present market value of their aggregate bond investments.
H. Ex. 3
in




XXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

By reference to the table it will be seen that, notwithstanding the
fact that 174 new banks were organized during the past year, with a
capital of $21,358,000, depositing $3,713,500 of bonds as security for
circulating notes, the aggregate of bonds on deposit for that purpose
has diminished from 8308,304,550 to $245,411,050, a net reduction of
bonds, as the result of deposits and withdrawals, during the year ending
jSovember 1, 1880, of $02,92i),500. The changes were as follows: An
increase of $81,000 in Pacific currency sixes, and of $7,889,000 in the
amount-of 4J percents; a reduction of $1,008,500 in the amount of 4 perceuts, and of $09,882,000 in the amount of 3 percents, which are payable
at the option of the Government.
The following tables show the decrease of national-bank circulation
during the years ending November 1, 1884, November 1, 1885, November 1, 1880, and the amount of lawful money on deposit at each of the
dates named:
National-bank notes outstanding November 1, 11*83, including notes of national gold banks
$35*2, 013, 787
Less lawful money on deposit, at same date, including
deposi ts of national gold hu nks
35,993, 461
National-bank notes outstanding November 1, 1884, including notes of national gold banks
Less lawful money on deposit at same date, including
deposits of national gold banks

$316?020,326

333, 559, 813
41, 710, 163

Net decrease of circulation

291,849,650
24,170, 676

National-bank notes outstanding November 1, 1884, including notes of national gold banks
Less lawful money on deposit at same date, including
deposits of national gold banks

333,559, 813

National-bank notes outstanding November 1, 1885, including notes of national gold banks ..
Less lawful money on deposit at same date, including
deposits of national gold banks

315, 847,168

41,710,163

39,542,979

Net decrease of circulation

291,849,650

276,304.189
15,545,461

National-bank notes outstanding November 1, 1885. including notes of national gold banks
Less lawful money on deposit at same date, including
deposits of national gold banks

315, 847,168

National-bank notes outstanding November 1, 1886, including notes of national gold banks
Less lawful money on deposit at same date, including
deposits of national gold banks

301,529,889

Net decrease of circulation

39, 542, 979

81,819,233

276,304,189

219,710,656
56,593,533

The following table shows to what extent banks organized during the
past five years have availed themselves of the privilege of issuing circulation by depositing bonds in excess of the minimum amount of bonds
which the law obliges them to keep on hand.




REPORT

OF

THE

COMPTROLLER

OF

THE

CURRENCY.

XXXV

Statement of the NUMBER
and CAPITAL
of NATIONAL
BANKS
ORGANIZED
in
each geographical division of the United States from November 1, 1831, to November 1,
1886, showing the amount of bonds deposited to secure thrir circulation, the minimum
amount of bonds required by the act of July 12, 1882, and the excess deposited over requirements both in amount and percentage.

United States bonds.

Divisions.

ber of
banks.

1882.
First...
Second..
Third...
Fourth..
Fifth....
Sixth . . .
Seventh.
Eighth..

22 '
38 I

4

S!

Capital.
! Deposited. ! Minimum.

$950,000 i
2,167,000 !
755,300 |
2,065,000 \
4, 345, 000 !
3,630,000 i
420,000 i
1,435,000 i

$395, 000
959, 500
255, 000
887, 500
1,715,500
1,528,000
220, 000
631, 500

19 i
171 ; 15,767,300 j 6,592,000

Total .
1883.

1, 275, 000
2, 975,200
295, 000
3, 643, 650
11, 210, 000
7, 085, 500
620. 000
1, 550, 000

First
Second...
Third....
Fourth . .
Fifth . . . .
Sixth . . . .
Seventh .
Eighth . .

Excess.

$202,500 ,
697,200 ;
229, 100
371,600
1,358,850
1,071,400
131,650
442,050

Per
cent, of
excess
over
minimum.

$132, 500
50. 476
202, 300
37. 621
25, 900
11.303
515,900 138. 832
25. 804
356, 050
4")(i, 600 42. 617
67.109
88, 350
42. 857
189,450

4,564,350

2,027,650 \ 44.423

995,000
312,500
082,500; 218.40
743,8(0 : , 110, 700 149. 32
1, 854, 500
73,700 '
SI, 800 '110. 99
155,500
748, 400
4 8 0 , 7 0 0 '••65. 43
1,238,100
813,000 . 40. 06
2, 578, 000 1,765,000 i
1,246,400
482,850 ; 38. 73
1,729,250
208,400 : 155,000 ' 113,400
73.16
375,000 ! 181,800 , 48.48
556, 800

262 j 28, 654,350 j 9, 375, 550 ; 5, 419, 800 ; 3, 955, 750 ; . 72. 987

Total.
1884.

810, 000
io !
22 ! 1,662,250
280,000
2, 861,100
3,413,100
5,492,780
380, 000
19
1,143, 000

First
Second...
Third....
Fourth ..
Fifth . . . .
Sixth - - Seventh .
Eighth...

191

Total .
1885.

4
18
3
20
35
41
8
16

First
Second...
Third....
Fourth . .
Fifth
Sixth....
Seventh .
Eighth . .

145

Total .

190,000 !
340,500 !
70,000 '
627,700 '•
570,700;
1,135,600 |
95,000 '
285,700 :

16,042,230, 4,487,100:

3,315,200

:

400,000
100,500 ; 100, 000
2,6:15,000 : 1,037,500
543, 700
112, 500
660,000 ; 112,500
506,100
2,025,000 ;
561, 500
1,218,200
7, 123, 000 i 1,963,500
587,500 ,
2,350,000 i
759, 800
:
725,000 ! 109,000 ! 168,700
255,000
1.020,000 i
255, 000
16, 938, 000

123,000 > 64.73
377,500 :110. 86
96, 500 137. 85
65, 900
10.49
356,300 i 62. 43
104, 150 j 9.17
25,000 ; 26.31
23,550:
8.24

1,171,900 I 35.349
500
493,800

.5
90.822

55,400 , 10, 946
745,300 i 61.172
172,300
29. 329
300
.177

4, 959, 300 3,491,700 ; 1,467,600 : 42.031

1886.
First . . . .
Second...
Third . . .
Fourth . .
Fifth . . . .
Sixth . . . .
Seventh
Eighth ..
Total.

5:
500,000|
15
4,000,000!
4 !
450,000 i
23
1,658,000 !
27
5,465,000
56
5,830,000
18
2,100,000
24
1,355,000!
174 ! 21,358,000

125,000!
525,000 i
112,500 |
404,750 j
843,000
982,500
367,500 !
353,250 j

125, 000 '
525, 000 :
112,500
402,000
743,750
982,500*
360,000 i
313,750 i

3,713,500 j 3,564,500 I

i
2,750 ! .684
99,250 I 13.344
|
7,500 '• 2.083
39,500; 12.589
149,000

4.18

•Excluding 56 banks reorganized from old banks placed in liquidation for purpose of reorganization.




XXXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table shows the changes in detail which have occurred
during the past year in the amount of national-bank circulation, so arranged as to illustrate how it is that with a constant accession of new
banks and an increase in the aggregate national-bank capital, still the
circulation steadily decreases:
CAPITAL and CIRCULATION.
Circula! tion repreI sented
I by bonds.

Paid-in
capital.

_ ii
Increase by banks existing Norember 1, 1885 .
Increase caused by formation of new banks...
Increase by banks organized during the year.

$3, 366, 600
21, 858, 000
158, 000

$1, 837, 550
2, 900, 550

24, 882, 600

Total decrease .
Net increase of capital
Net decrease of circulation.

4, 738,100

3,318,015
2,401,100

59, 893, 973
1, 437, 660

5, 719,115

Total increase .
Decrease of banks still in operation November 1, 1885
Decrease by banks goinj.; into voluntary liquidation and failed.

61, 331, 633

19,163,485

56, 593, 533

BANKS WITHOUT CIRCULATION.

The following is a list of national banks which have complied with
the law requiring a deposit of registered United States bonds, bearing
interest, but which either have not availed themselves of the privilege
of taking out circulating notes, or have surrendered their circulation :
Banks "with no circulation.
Chemical, New York, N. T
Fulton, New York, N. Y
National City, New York, N. Y
American Exchange, New York, N. Y
Third National, New York, N. Y
National Bank, Washington, D. C .
Chestertown National Hank, Chestertown, Md .
First National Bank, Houston, Tex
Mechanics' National Bank, New York, N, Y . . "

"

•

-

-

-

-

-

Capital.

|

; $300,000
,
300, 000
| I, 000, 000
• 5, 000, 000
1,000,000

Bonds.

Total.

50, 000
100, 000
2, 000, 000
9,950,000 !

-

$50, 000
50,000
50, 000
50, 000
50, 000
50, 000
12, 500
25, 000
50, 000
387, 500

2

0

0

)

0

0

0

DISSOLUTION.

Since the establishment of the national banking system on February
25, 1863, there have been organized 3,580 national banks. Of these
456 have gone into voluntary liquidation for the purpose of winding
up their affairs; 70 have gone into voluntary liquidation for the purpose of reorganization 5 G5 are in liquidation by expiration of charter,
of which number 38 have been reorganized, and 112 have been placed
in the hands of receivers for the purpose of closing up their affairs;
leaving the total number in existence 2,868 on November 1, 1886.
The corporate existence of 31 national banks expired during the
year ending November 1, 1886; 30 of them have been extended under
the act of July 12, 1882, and one is in liquidation under section 7 of
said act.




KEPORT OF THE COMPTTOLLER OF THE CURRENCY. XXXVII

The corporate existence of one national bank with a capital of 6150,000
will expire during December of this year, and the corporate existence
of five national banks with an aggregate capital of 81,050,000 will expire during the year 1887.
There were eight failures of national banks during the year ending
November 1,1886, as against (bur during the previous year, and, as has
been seen, in two cases the creditors were paid in full, principal and
interest, two banks have paid 50 per cent., one 75 per cent., and one 20
per cent.
The affairs of eight failed banks have been closed during the past
year, and final dividends have been paid to their creditors. These
banks, with the total dividends paid in each case, are given below.
Name and location of bank.

U

Proportion
,'\T™"8 of intt•restpaid.

Scandinavian National Bank of Chicago, 111
Fourth National Bank of Chicago, 111.
Charlottesvillo National Bank of Cliarlottesvillo, Va
Second National Bank of Scranton, Pa
First National Bank of Lake City, Minn
City National Bank of Lawrencoburgh, Ind
First National Bank of Bozeman, Mont
First National Bank of Waynesburg, Pa

The City National Bank of Lawrenceburgh, Ind., one of the banks
closed during the year, went into voluntary liquidation on August 13,
1883. The officers of the bank were large debtors to it, and turned
over property enough to pay the creditors in full; but these officers
were indebted to outside parties, who, while the bank was in process
of liquidation, brought suit against them, and were declared judgment
creditors of the bank for the value of certain j>roperty turned over to it.
Pending this decision the creditors of the bank had been paid amounts
ranging from 25 to 100per cent, of their claims. The decision of the court
rendered the bank hopelessly insolvent, and a receiver was appointed
by the Comptroller on March 11, 1884. Tht) receivership became involved in considerable litigation, and when most of the assets had been
realized the question was raised by one of the largest creditors of the
bank, who had already received 50 per cent, on his claim, as to the
date from which dividends to the creditors should be computed, namely,
whether it should be the date of liquidation, August Kl, 1883, or the
date of the appointment of the receiver, March J1,188-1. Tli is question
was brought into court, and it was decided that the chums of creditors
should be leveled up as from the date of liquidation. In accordance with
this decision dividends amounting to 81.1 per cent, were paid to creditors, those who had received more than that while the bank was in
liquidation receiving nothing, and those who had received less being
paid such amount as would make 81.1 per cent, on the principal of their
claims.
A number of banks still remain in the hands of receivers, the affairs
of which have been completely liquidated, with the exception of some
matters in litigation and pending in the courts. This fact has delayed
the final closing of such associations. When the affairs of insolvent
banks are in this condition, receivers are not as a rule paid salaries, it




XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

being understood that when the final settlement is obtained they shall be
paid a reasonable sum for services actually rendered. The titles of banks
in this condition, with the dividends already paid to their creditors, are
as follows:
Name and location of bank.

!

^p^Jj" 1 1 8
Per

New Orleans National TiXnb ing Association of Now Orleans, La
F i r s t Nat ional Bank of A nder.-,on, Ind
:
National Bank of the Stato of Missouri, Saint Louis, Mo
Third National Hank of Chicago, 111
Central National Bank of Chicago, III
Peoples National Bank of Helena, Mont
German American Nal ional Ban k of Washington. D. C
First.: Aationa! Bank of Butler, Pa
'....'.
First National Bank of Union Mills, Union City, Pa

'

cut.
62
39.
* 100
*1OO
G
O
40
50
70
05

* And interest.

The following dividends have been paid to the creditors of insolvent
banks during the past year, the total dividends paid up to November
1, 1880, being given in each case:
Name and location of bank.

Scandinavian National Bank of Chicago, 111
..
Charlottes virile National Bank of Charlottesvilie, Va. .
Fourth National Bank of Chicago, 111
National Exchange Bank of Minneapolis, Minn
First National Bank of Bozenian, Mont
Second National Bank < f Scrauton, Pa
>
Mechanics' National Bank of Newark, N. J
Pacific National Bank of Boston, Mass
First National Bank of Union Mills, Union City, Pa ..
First National Bank of Leadville, Colo
City National Bank of Lawrence bin gh, Ind
First National Bank of Saint Albans, Vt
First National Bank of Moninouth, 111
Mat hie National Bank of the- City of New York, N.Y..
Kot Springs National Bank of Hot Springs, Ark ..
Logan National Bank of West Liberty, Ohio
Middletown National Bank of Middletown, N. Y
Scliohario County National Bank of Schoharie, N. Y .
Exchange National Bank of Norfolk, Va
First National Bank of Lake City, Minn
Lancaster National Bank of Clinton, Mass
First National Bank of Sioux Falls, Dak
First National Bank of Angelica, N. Y
City National Bank of Williamsport, Pa
Abington National Bank of Abington, Mass
Total

i
\ Total
Proportion
; Dividends paid during' dividends : of interest
I
the past \ ear.
j paid to ; paid to
i
| depositors, depositors.

$18,592 !
1, 909 8d
358 03
659 32
9, 370 87
16,727 03
32, 847 21
118,203 35
9, 121 32
12,521 63
28, 608 47
36, 398 07
13, 483 87
449, 825 87
10, 958 04
8, 958 85
97, 429 60
13,732 47
294, 079 82
131,024 05
85,121 33
9, 870 31
37, 409 59
65, 131 19
115,202 23

Percent. Percent.
Percent.
7.40 i
57.4(5 .
62. 50
.56
51
1
89. 170
.29
98. 35
13. 35
100
100
13.04
61. 25
1.25
r
20
5
65
5
30
81.10
81.10
25
12.50
95
5
50
10
100
30
40
10
15
55
10
30
10
30
100
100
100
50
50
20
75
50
50
100
100
100

$1, 617, 671 24

Out of 3,580 national banks organized since February, 1863, only 112,
or about 3 per cent., have been placed in the hands of receivers. Of
these 112, 38 have paid their creditors in full, while 20 have besides
paid interest, 15 in full and 5 in part.
Of the banks which have been placed ill the hands of receivers, 9 had
been previously placed in liquidation by their stockholders, but, failing to pay their depositors, receivers were afterward appointed by the
Comptroller to wind up their affairs; 78 have been finally closed, leav-




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXXIX

ing 34 in process of settlement, of which, as has been seen, 9 are virtually closed with, the exception of pending litigation, leaving* 25 receiverships only in active operation.
The total amount so far paid to creditors of insolvent national banks
has been $27,1299,108, upon proved claims amounting to $44,211,338.
The amount paid daring the year has been $1,047,718.35, which includes $30,047.13 which was paid on additional claims proved against
other banks and in payment of dividends declared prior to November
1, 1885. Assessments amounting to $9,802,750 have been made upon
stockholders of the insolvent national banks to enforce their individual
liability under section 5151 of the Revised Statutes of the United
States. From this source $4,045,808 has been collected, $03,181 of this
amount during the past year, and some suits are still pending.
It will be observed that the collections from stockholders of insolvent
banks amount to only about 41 per cent, of the assessments, showing
how illusory this form of security is. i he cost of the litigation attending
such collections cannot be made uj) in time for this report, but it has
been very great, and the litigation itself has an injurious moral influence.
ISSUES AND REDEMPTIONS.

The following table exhibits the number and amount of national-bank
notes of each denomination which have been issued and redeemed
since the organization of ihe system, and the number and amount outstanding on November 1, 1880:
Number oi" notes.
Denominations.
Issued.

Redeemed.

Outstanding.

409, 090
107,077 : 22,757,987
Ones
107,713
Twos
7, 747,51.9 ' ", o:;9.
007,300 I 61,109,272 10, 558, 088
Fives.
:
31, 707, 278 9, <)2x, (>;>2
Tens
!), 397, 854
3,;) 17, 704
915,018
Twenties
;
1,451,301
303, 873
815.17-1
Fifties
1,055, 330
280,(571
One hundreds
• 1,342,001
23,1)24
2:5. 138
780
Five hundreds
79
One thousands . .
7, 369
7, 290
Fractions outstanding:.
Total

Issued.
$23,107,077
15,495,038
488,330, 800
410,959,700
258, 912, 300
90, 758, 700
L'U, 20(1, 100
11, 902, 000
7, 309, 000

Redeemed.

Outstanding.

$22, 757, 987
$409, 000 00
15,279,012
215, 420 00
405, 540. .%'() i 82, 79(1. 4 40 00
317,072! 780 I 99, 280. 920 CO
187, 957 080 j "0, 955, -JSO 00
72, 50;"
18, 19:{.050 00
105, 533.
28, 007 100 00
11, 509.
393, (KM) 00
7, 290,
79, 000 00
22.715 00

180,412,612 155,209,250 | 31,203,350 jl, 447,101, 375 jl, 146, 170, 809 ,301,013,221 60

A table showing the number and denomination of national bank
notes issued and redeemed, and the number of each denomination out
standing on November l,for the last thirteen years, will be found in the
Appendix.
The incomplete currency issued to banks in replacement of notes redeemed and destroyed under the provisions of the act of June 20,1874,
is kept distinct from issues to new banks, to banks increasing the volume of their circulation by adding to the amount of bonds deposited,
and to banks taking out new circulation upon an extension of their corporate existence under the act of July 12, 1882. The notes issued in
these three cases have been designated on 7 books of this office and
the
in previous reports, "additional circulation.'




XL

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table shows by States the amount of " additional circulation7' issued during the year ending October 31, 1886, and the total
amount of such circulation issued since Juno 20, 1874. It also shows
the amount of circulation retired during the year, and the total amount
retired since June 20, 1874:
Circulation retired.
States and Territories.

Additional
circulation
issued.
i
$454,025 ;
130,210
362, 895
2,337,675
97, 670
860, 245
2, 249, 420
516, 030
2, 379, 940
97,010
364,830

Maine
New Hampshire
Vermont
Massachusetts...
Ithode Island
Connecticut
New YoTk
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas*
Kentucky
Tennessre
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Io
Minnesota
Kansas
Nebraska
Nevada
Ore iion
Colorado
Urah
Montana
Wyoming
Now Mexico
Dakota
Idaho
Washington
Arizona
California (currency) .

67, 500
96, 554
33, 740
33,790
45, 000
5G, C80
34,200
33, 760
225,000
175, 520
11,240
20, 250
129, 480
382, 820
1,471,360
198,040
510, 040
232, 300
151,070
i as, 119
85, 200
371,100
221, 630
163, 360
105, 570
11,240
33, 760
14, 630
39, 370
67, 480
182, 920
51, 730
186, 740

Total
Surrendered to this office and retired .
Total
From June 20,1874, to October 31,1886
Surrendered and retired same dates
Grand total

Insolvent
June 20,1874. and liquidatj ing banks.
!

|

15,488,203 I

15,488,203
181,216,699

i 196, 704, 902

Total.

o

$48, 800
247,170
194,070
2, 270,190
499, 550
281, 705
1, 623, 535
396, 570
1,386,710
87, 480
281, 030
36,420
102,470
55,130
30, 810
50, 820
114, 050
4,110
49, 030
20,050
284, 460
128.300
25,520 .
749,440 I
242, 020
219,080
1,190,950
367, 860
501,000
224, 140
108, 980
396,240 j

107,620
65, 680
133,600 j
7, 060 !
270 i
74,470 I
HO, 970
32,190 !
6, 190
24,900 •

$395,287 ;
152,046
294,705
3, 53(5. 029
538J 524
(Si).'}, G50
3.031,437
' 4(4, 976
1,833,018
22. 430
318,010
1,4M>
88,150
87,1:85

$444, 087
1599, 216
488, 775
5, 800, 819
!, 038, 074
975,301
4, 054, 972
801, 516
3,218,728
105,510
5!)9, 040
37,iH)6
190, C2C
i 42,415
77, 546
56, 820
142.455

40, 730
28, 405
13,530
123,511
27,833 i
5,385 !
22fi, 239 i
170,161 '
135,394;
1,434,799 !
767,193 |
508,440 |
4?9, 015
161, 314
183, 790
86,711
28,016
33, 595
55
43, 342
1,133
7,445
' 7f>0
22,145

35, 700 :
14,990
23, 240

57, 845
14, 990
32, 540
12,520
99, 930

9, 300
12.520
14, 290

85,040
j

15,918,727

12,805,210 ;
158,909,811 |

15,918,727
42,428,500

171,775,021 !

58,347,227 :

12, 865, 'J10

4, 110
02, 500
20, 075
407,971
150, l:^
30. 905
975, 070
412,1*1
354, 474
2, 025, 749
1,135,053
1,009,440
053,153
270, 294
580, 030
191,331
93. 096
167,195
7,115
270
.117,812
32,103
39, 035
0, 190
25, GOO

28, 783, 937
99;). 025
;

29, 777, 062
201, :*:;8,3ii
14,253,939

245,369,312

Notes of gold banks are not included in the above table.

Of the above $15,488,203 issued this year, $2,900,550 was issued to
banks organized during the year, $10,750,103 under act of July 12,1882,
and $1,837,550 to already existing banks increasing their circulation.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLI

ISSUES.

The total issues of incomplete currency during the year are shown by
the vault account, as follows:
National-bank currency in vaults October 31, 1885
$78,601,550
Amount received from Bureau of Engraving and Printing during the
year ending October 31, 1886
46,872,850
Total
125,474,400
Amount issued to banks during the year
$62,026,940
Amount canceled during the year, not having been issued.
960,800
62,987,740
Balance in vaults

$62,486,660

The duties devolving upon the clerical force in the Division of Issue
of this office are of great responsibility, requiring absolute accuracy
and promptness on the part of those to whom these duties are assigned.
The records of receipts and issues are balanced daily with the vault accounts, and the work of each day completed before that of another day
is begun. During the past year 42,478 packages of currency were forwarded to banks by exx>ress, the same number of receipts prepared for
signature and return by the banks, and a large amount of correspondence was conducted.
REDEMPTION.

Prior to the act of June 20, 1874, national banks were required to
redeem their circulating notes, either at their own counters or through
redemption agents in certain designated cities.
That act abolished redemption agencies, made the circulation redeemable only at the banks of issue and at the Treasury in Washington, and
required the banks to keep on deposit at the Treasury a redemption
fund of 5 per cent, upon outstanding circulation.
Under the operation of this law the redemption agency at the Treasury has received, up to November 1, 1880, $1,711,850,786 of nationalbank currency.
During the past year the receipts amounted to $117,485,048, of which
amount $44,755,800, or 33 per cent., was received from the banks in
the city of New York, and $25,042,300, or 21 per cent., from banks in
the city of Boston. The amount received from Philadelphia was
$7,232,500, from Chicago $6,250,600, from Cincinnati $1,880,400, from
Saint Louis $3,533,300, from Baltimore $3,662,100, from Providence
$1,309,500, from New Orleans $1,103,400, and from Pittsburgh $491,500.
The amount of national-bank notes tit for circulation returned by the
redemption agency to the banks of issue during the year was $41,180,010.
The amount received by the Comptroller of the Currency for destruction, from the agency and from the banks direct, was $47,154,430, and
on account of reducing, insolvent, and liquidating banks, $28,865,577.
The act of June 20, 1874, provided that any national banking association might withdraw its circulating notes upon the deposit of lawful
money with the Treasurer of the United States in sums of not less than
$9,000. Under this act, and on account of liquidating and insolvent
banks, and under the act of July 12, 1882, which provides for a deposit
of lawful money to retire the old circulation of national banks whose
corporate existence has been extended, $310,495,460 of lawful money
has been deposited with the Treasurer. This includes $2,663,720 for
redemption of the notes of national gold banks, and $52,253,177 for the




XLI1

REPORT OF THE COMPTROLLER OF THE CURRENCY.

redemption of national-bank notes under section 6 of the act of July 12,
1882.
During the year ending November 1, 1880, lawful money to the amount
of $71,148,892 was deposited with the Treasurer to retirecirculation,
of which $2,201,310 was deposited by banks in liquidation, $30,819,725
by banks reducing circulation under the act of June 20, 1874, and
$38,127,357 by banks retiring old circulation under the act of July 14,
1882. The amount previously deposited under the acts of June 20,1874,
and July 12,1882, was $ 191,516,297; by banks in liquidation, $62,075,581;
making a total of $324,740,270. Deducting from the total the amount of
circulating notes redeemed and destroyed without reissue, which was
$242,921,036, there remained in the hands of the Treasurer on November
1, 1886, $81,819,233 of lawful money for the redemption and retirement
of national bank circulation, including $296,069 for the redemption of
the circulating notes of national gold banks.
Prior to June 20,1874, there were redeemed and destroyed $ 10,431,135,
and since that date $232,489,901 of bank notes have been redeemed,
destroyed, and retired. This latter amount includes $2,367,651 of the
notes of national gold banks and $15,414,458 of the notes of national
banks whose corporate existence has been extended under the act of
July 12, 1882.
There are at present no national gold banks in existence. Of those
which had been organized three went into voluntary liquidation, and
the others became currency banks, under the provisions of the act approved February 14, 1880.
The following table exhibits the amount of national-bank notes received monthly for redemption by the Comptroller of the Currency
during the year ending October 31,1886, and the amount received daring the same period at the redemption agency of the Treasury, together
with the total amount received since the passage of the act of June
20,1874:*
Received by the Comptroller of the Currency—
I

From naFrom the redemption agencytional banks
in connection with reI For re- ; Insolvent i
duction of
ductionof ;
For recirculation placement I circulation l i q i anda t i l l ? !
li(l
and replace- wjlh new under act
national
ment with
June 20,
notes.
banks.
new notes.
1874.

Months.

1885.
November
December

$225, 010 $2,774,710 ;
15, 745 4,522,680 ;

1886.
January
February
March
April
May
June
July
August
September
October

35, COO
136, 780
15
10.5
1,050
1,020
31, 300
40
1,120
99, 030

Total
Received from June 20,
1874, to October 31,
1885
Grand total

546, 215

$681, 760 $1, 924, 660 $5, 606,140 !
923, 310 1,138,451 6,600,186

$7, 772, 270
11,237,901

7,113,910
8,447,500 .
8,455,342 i
5,250,112
7,084,931
8,048,769
6, 687, 755
4, 892, 075
4,245,768 ,
3,587,519

17,485, 298
12, 208,474
10, 8-Jf>, 508
8, 420, 691
11, 480,256
11,140,326
9,261,571
6, 296,341
5, 438, 047
5,91H, 365

258, 040
5L4, 990
652,217
147, 077
5:51, 631
719,019
407, 565
134, 935
016,088
474,054

944, 610
1,217,510
1, 388, 640
920, 360
1, 287, 525
], 557, 330
1, 295, 130
981, 300
823, 820
925,555

876, 260
578, 220
414,470
182, 570
264, 725
771,400
953, 700
675, 800
404,740
088,880

Total.

Received at
United States
Treasury
redemption
agency.

46,608,215 ! 12,946,850 ; 15,918,727 | 76,020,007

|

:

117,485,048

I

15, 519, 590 693,664,885 1158,918,301 i 42,303,509 910,406,285 , 1,594,365,738

j

16, 065, 805 740,273,100 171,805,151

58,222,236 986,426,292 | 1,711,850,786

* Notes of gold banks are not included in the table.




REPORT OP" THE COMPTROLLER OF THE CURRENCY.

XLIII

The following table exhibits the amount of national-bank notes received at this office and destroyed yearly since the establishment of the
system:
Prior to November 1,1865
D u r i n g year ended October 31—
I860
1807
I8G8
18f>9
1870
3871
1872
1873
1874
1875
1870
1877
1878

...

.-

..

$175, 490
1? (»"(), 382
;•{, 401,423
4 . (»«»•_•. 8 L ' 5
fi, (iwU, 7lM>
14, ;{():>, 6fei»
24, H-R 047
30, L"U,7L«
:M>,4:W, 171
4S>, !.W». 741
l.'}7, 0!)7, (J9ti
1*8. (57'J. 710
7C, i) 1S, 90:;
57,381,249
41, J 01, 830

1879

1880
J 881
'882
1883
1884
I 8S5
\H>.()
Additional amount of insolvent and liquidating national banks

35, 53!>, fifiO
54, 941, 130
74,917,011
82, 913, 706
93, L78, 418
91, 048, 723
59,989,810
08, 778, 304

lotjtl

1,140,148,153
Notes of gold banks are not included in the above table.*

There was in the vjiult of the Redemption Division of this oiiice, awaiting (lestruction, at the close of business, October :U, 188">
$1~'>, 030
.Received during the year ending October :>1, 1886....'
76, 110, 047
Tota.1
Withdrawn and destroyed during the year

......

Balance in vault November 1, 1836

76, 2K), 977
75, 9;)6, 737
#'287,240

Received from the Treasurer of the (Tinted States $75,503,832, in.
88,717 packages; received from banks direct $54:0.215, in 20 packages.
The work in this division, in handling this vast amount of mutilated
notes, requires great accuracy, skill and precision.
In connection with this subject I respectfully present a series of tables,
for which L am indebted to Mr. E. 1>. Elliott, Government actuary, whose
widely-extended reputation is a guarantee for their accuracy. They are
intended to show, as fully as the data permit, how long, on the average, the national-bank notes of the several denominations remain out.
DURATION OF NATIONAL-BANK CIRCULATION.

The tables herewith presented show the average length of time that
lias elapsed from the date when the notes of each of the several denominations were issued to the banks by the Comptroller of the Currency
up to the date when they were redeemed and destroyed. This includes
whatever time may have passed in each case between transmission to
banks and entrance into actual circulation—a variable and unobtainable
period.
During the early part of this investigation (in August, 1880) an estimate* of the average duration of the circulation of the notes of the
several denominations issued to the national banks was arrived at by
assuming, in the absence of detailed information on this point, that the
i>sues of each denomination were distributed uniformly during the
four years and the redemptions in like manner during the three years
prior to November 1, 1808.
* This provisional estimate appeared in the Eeport of the Convention of the American Bankers' Association held at Boston, Mass., August 11 and 12, 1886.




XLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

It has since been ascertained that both the issues and the redemptions commenced one year earlier than had been assumed, and accordingly, in the accompanying tables, the issues and redemptions of the
notes of each denomination are distributed for each year prior to November 1, 1868, on the basis of the entire amount of such circulation during
those years, as is shown in the second table.
Statement showing the Amounts of national-bank currency issued and redeemed during each
year ending October 31, and the Amount Outstanding at the close of each year from the
establishment of the national banking system in 18(53 to November 1, 1885 ;* also the calculated aggregate and average number of life-years experienced when redeemed.

Year ending—

Issued during the year.

October 31 1864
October 31,1865
October31 1866
October 31 1867
October 31,1868

$58,810,980
145,999,715
89, 502, 126
9 757 287
5, 740, 499

October 31,1869
October 31,1870
October 31,1871.
October 31,1872
October 31,1873
October 31,1874
October 31,1875
October 31,1876
October 31,1877
October 31,1878
October 31,1879
October 31,1880
October 31,1881
October 31,1882
October 31,1883 .
October 31,1884
October 31,1885

309,810,007
8,933,118
16, 667, 875
48, 660, 707
50, 889, 578
46, 234, 275
51, 760 644
130, 025, 195
78 4X0 410
75 611, 241
63, HM, 804
58, 365 756
43, 787, 774
73,221, 180
80 076 449
78 0M.070
81,040, ::18
83, 040, ihio
1,385, 134, ;'.34

Total

Tledeeraed during the year.

$175,490
1, 050, 382
3 575 417
si121! 643
9, 922, 932
9, 095,138
14, 532, 971
26, 044. 044
34, 373, 330
38. 876, 790
51 3->'5 441
141, 033, 119
101 787 442
79 605,447
60. 065, 673
4'> 883 373
30. 858, 827
5o, 343,143
78 010 991
8^ <)()-> 580
99,352,001
100,619,308
1, 070, 239, 616

year.
$58,810,980
204. 63.'), 205
293. 086, 949
9 0 0 9f)fi Q1Q

299, 887, 675
299, 725, 655
301,860.559
324, 477, 222
340,993 470
348, 350, 949
34^,701 152
343,183.228
319 876 196
315, 8P1 990
319, (J52, 121
335 13j 504
342 0(5:5,451
358,941,488
361 00(1 946
350 779 436
332.4 73,093
314, 804, 918
(i, 813, 770, 606

* Compiled from records in the office of the Comptroller of the Currency.

It will be seen that $314,894,018 were still outstanding and unredeemed at the close of the period. Accordingly, the aggregate number
of life-years already experienced by the $1,385,134,534 issued was
6,498,875,688 (that is, 6,813,770,606 less 314,894,018), and the average
number was 6,408,875,688 divided by 1,385,134,534, or 4.602 years. But
this result is obviously somewhat smaller than the full life-time of the
dollars issued, because there were $314,804,018 outstanding and still
to be redeemed.
If, however, this amount be assumed to be redeemed in 4.602 equal
annual instalments, that is, at the rate of $67,113,154 per annum—which
does not seem unreasonable—the aggregate full lifetime of the total
amount issued ($1,385,134,534) would be 7,087,323,820 years, showing
an average full lifetime of about 5.117 years.
From the foregoing table it; will be seen that the earliest issues of
national-bank notes were made during the year ended October 31, 1864,
and the earliest redemptions of such notes during the year ended October 31, 1865; but as there are no accessible data showing how many
notes of each denomination were issued and redeemed annually prior
to November 1, 1868, the annual issues and redemptions during that
X)eriod, as given hereafter in the tables relating to each denomination,
are assumed to have been made on the basis of the ascertained amounts
of the total issues and redemptions during each of those years, these
totals embracing all denominations.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLY

The following table shows for each of these years the total amount of
national-bank currency issued and redeemed, together with the corresponding percentages.
Issued.

Redeemed.

Year ending—
Per cent,

Amount.
October 31,1864.
October 31,1865.
October 31,1866.
October 31,1867.
October 31,1868 .

Amount.

$58, 810, 980
145, 990, 715 I
89, 502,126 I
9,757,287 I
5,740,499 I

None.
$175, 490
1, 050, 382
3, 575, 417
5,121, 643

309,810,607 |

Total.

18.983 :
47.120 ,
28.889
3.149 '
1.853
100.000 ,

'

Per cent.

9, 922, 932

1, , 709
10. 585
36. ,032
51. 014

Table showing for each denomination of national-bank notes (1) the total number issued
from the establishment of the systemin 1863 to November 1, 188"), (2) the calculated aggregate number of life-years experienced when redeemed, and (3) the resulting average' lifetime of the notes of each denomination respectively.

Denomination.

On© dollar
Two dollars
Five dollars
Ten dollars
Twenty dollars
Fifty dollars
One hundred dollars .
Five hundred dollars.
One thousand dollars.
All denominations.

:
j Total number
; issued to
i November 1,
1885.

! Calculated
!aggregate num'Result-in;:
i ber of iiieaverage lire| years expo- ; time oi' each
I nenced "when j note in years,
I redeemed. :

23,167, 677
7, 747, 519
93,208,400
39,804,001
12,318,173 !
1,758,533
1,287,(186
23,924 |
7,309 j

179,323,282 j

99, 886, 922 ;
34, 923, S98 :
458, 0G4, 896 i
212, 652, 573 !
66,445,423 i
8,820,7.">2
6,103, 723 |
120,165
24, 234

4.3il
4. 508
4. 914
r>. :t42

5. 394
">.(MG
4.710
f>. 023
3. 289

887, 042, 586

Statement showing the number of national-bank notes of the denomination of One Dollar
issued and redeemed during each year ending October 31, and the number of such notes
outstanding at the close of each year from the establishment of the system in 1863 to November 1, 1885; also the calculated aggregate and average number'of life-years experienced by the notes when redeemed.
Tear ending—
October
October
October
October
October

31,1864.
31,1865.
31,1866.
31,1867.
31,1868.

October 31,1869
October 31,1870
October 31,1871
October 31,1872
October 31,1873
October 31,1874
October 31,1875
October 31,1876
October 31,1877
October 31,1878
October 31,1879
October 31,1880
October 81,1861
October 31,1832
October 31,1883
October 31,1884
October 31,1885
Total.




Outstanding
| leaned during ! Redeemed dur- at close of the
i the year.
ing the year.
year.
1,688, 837 •
4,192,000 i
2, 570,132
280,153 ;
164,854 I
8, 896, 576
692, 584 i
,140,167 :
,808,330 |
,759,703 j
226,829 •
024,070 I
497,917 ;
803,088 :
766,760 !
862,391 j
689,202 ''

^,167,677

4, 500
26, 060
91,703
131,489

1, 688, 837
5 870,9:51
8, 420, 097
8, 008, 457
8,041,822

254, 754
649, 259
1, 664, 690
2, 707, 354
2, 643, 332
1,872,217
1,252,000
2, 948, 520
1,464,582
1,258,860
1, 378, 628
1,406,281
1, 274, 738
0(33,350
515,312
240, 032
78, 027
60, 027

8. G85,147
8,100,624
7,261,600
6, 377, 971
5, 632, 583
5, 404, 653
3, 954, 050
3. 292, 556
3, 800, 456
4,284,219
3, 567, 200
2,292, 462
1,329,112
813, 800
573, 768
495, 741
435, 714

22,731,963

99,597, 800

XLVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

It will be seen that there wore 435/714 one-dollar notes still outstanding and unredeemed at the close of the period. Accordingly, the aggregate number of life-,\enrs already experienced by the 23,167,077 notes
issued was 99,102,080 (that is, 99,597,800 less 435,714), and the average
number was 1)9,102,080 divided by 23,lG7,077, or 4.280 years. But this
result is obviously somewhat smaller than the full life-time of the notes
issued, because there were 435,714 notes outstanding and still to be redeemed.
If, however, these notes are assumed to be redeemed in 4.280 equal annual instalments, that is, at the rate of 101,802 notes per annum—which
does not seem unreasonable—the aggregate full life-time of the 23,107,077
notes issued would be 99,880,922 years, showing an average lull lifetime of about 4.311 years.
Statement showing the number of national-bank notes of the denomination of Two Dollars
issued and redeemed during each year ending October 'M, and the number of such notes
outstanding at the clone of each year from the establishment of the system in 1863 to JVo
vember 1, 1885; also the cah-uUued aggregate and are) age number of life-years experienced
by the notes when redeemed.

October
October
October
October
October

31, 1864
31, 1865 . . .
31, 1806
31, 1807
31, 1808

I
i
:
!

October 31, 1869
October 31, 1870
October 31, 1871
October 31, 1872
October 31, 3873
October 31, 1874
October 31, 1875
October 31, 1870
October 31, 1877
October 31, 1878
October 31, 1879
October 31, 1880
Ociober31, 1881
October 31, 1882
October 31, 1883
October 31, 1884
October 31, 1885
Total

i
I
•
!
j
\
I
j
|
'

505, 344 !
1,4 3,488 :
SOU, 301 :
9:5,782;
55,185;
2,978.100 ;
231,228 :
0*0,709.
605, 634 ;
580, 837 ',
412, 483 '
344,002 .
500.039 '
207,006!
589, 520 i
020,797]
2LU, 704
i
•
!
j
!

1
i

1,294;
7, 746 I
26,367 |
37, 769 |

7,747,519

7.'}. 176 |
159, 048 !
435, 509 i
825 593 j
915, 003 i
712, 334 I
434,296;
1,061,604 !
507,923;
430, 980 i
471,106
474, 578 !
442.619 •
342,545 :
197, 70G
80,703
3t\ 382 !
25,592

;

7,028,877

50", 344
7,9(57.5:J8
2, h2(.», li>S
2,887,508
2, 9<;4. 984
2. 977,164
2,922,424
2, 702, 405
2, 374, 23!)
2. 074, 388
J,l>84,o94
1,423,129
1,182,902
1, 341,442
1,491.073
1, 2-10, 249
803,030
401,085
2(53, 379
176,616
144,234
118.642
34,832,742

It will be seen that there were 118,042 two-dollar notes still out standing and unredeemed at the close of the period. Accordingly, the
aggregate number of life-years already experienced by the 7,747,519
notes issued was 34,714,100 (that is, 34,832,742 less 118,042), and the
average number was 34,714,100 divided by 7,747,519, or 4.481 years. But
this result is obviously somewhat smaller than the full life-time of the
notes issued, because there were 118,042 notes outstanding and still to
be redeemed.
If, however, these notes are assumed to be mleemed in 4.481 equal
annual instalments, that is, at the rate of 20,477 notes per annum—
which does not seem unreasonable—the aggregate full life-time of the
7,747,519 notes issued would be 34,923,898 years, showing an average
full life-time of about 4.508 vears.




EEPORT OF THE COMPTROLLER OF THE CURRENCY.

XLVII

Statement shotting the number of national-hank notes of (lie denomination of Five Dollars
issued (md redeemed during each year ending October :>l, <tud, the number of such votes
outstanding at the close of each year from the establish/noil of the system in 18(53 to
November 1, Irtd5; also the calculated aggregate and average number of life-years experienced by ihe noten when redeemed.
Issued dur- Redeemed dur- Outstanding
ing the year. I ing the year. at close of tin
year.

Year ending—
October:}!, 18(54..
October ,'51, 18tj5.
October 31, 18Gti.
October :n,1807 .
October 3!, 1808 .
October 81,1869..
October 31. 1870..
October 31, 1871...
October 31, 1872..
October 31, 1873..
October 31, 1874..
October 31, 1875..
October 31, 1876
Od )ber 31, 1877
Oci ober3!, 1878.
October 31,1879
Oc ol»er31,188u...
Oe ol)er31, 188L.
October 31,1882
October 31, 1883 ..
October 31, 1884 ..
October 31,1885...
Total.

4, 386, 350
10, 889, 277
6, 075, 302
727, (331
428,168

j

8, 529
51,033
173, 722
248, 848

4, 386, 350
15.267,098
21.891,367
22, 445, 276
22, 624, 596

23,106, 728
570, 032
959, 960
3, 5:58, 220
3, 758, 408
2,901, 108
4,3-18, 0F0
7,812, 048
4, 728. 344
5, 033. 320
440
152
5o'(i
528
920
784
980

482,132
503, 808
752, 043
1, 538, 391
2, 684, 293
3,181,296
3, 899, 642
11,885, 166
7, 455, 285
5, 733,812
4, 567, 565
3,312,643
3, 153,748
4, 30i>, 664
5,796,745
5, 829, 334
5, 8!)fi, 790
5, 777, 709

22, 690, 820
22, 898, 737
24, 898, 566
25, 972, 681
25, 752, 493
26,201,531
22,128,413
19,41)1,472
18, 700, 980
18. 507. 855
19,5*2.364
19.982, 152
20,096, 0!6
19,384.191
18,304,641
17,061,831
16,391,334

i
i
i
i

212 !
93,208,400

76,817,066

444, 570, 764

It will be seen that there were 16,391,334 five-dollar notes still outstanding1 and unredeemed at the close of the period. Accordingly, the
aggregate number of life-years already experienced by the 93,20S,400
notes issued, was 428,179,430 (that is, 444,570,704 less 16,391,334), and
the average number was 428,179,430 divided by 93,208,400, or 4.594
years. But this result is obviously somewhat smaller than the full lifetime of the notes issued, because there were 16,391,334 notes outstanding and still to be redeemed. If, however, these notes are assumed to
be redeemed in 4.594 equal annual installments, that is, at the tate of
3,507,987 notes per annum—-which does not seem unreasonable—the aggregate full life-time of the 93,208,400 notes issued would be 458,004,896
years, showing an average full life-time of about 4.914 years.




XLVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Statement showing the number of national-bank notes of the denomination of Ten Dollars
issued and redeemed during each year ending October 1>1, and the number of such notes
outstanding at the close of each year from the establishment of the system in'1863 to iVbvember 1, Id85; also, the calculated aggregate and average number of life-years experienced by Hie notes when redeemed.

Year ending—

Outstanding
Issued during Redeemed dur- at close of the
the year.
• in£ the year.
year.

October 31,1864.
October 31,1865.
October 31,1866.
October 31,1867.
October31,1868.

1,502,678
3,730.4:4
2, 286, 828
249, 27*2
146, 082

October3l, 1869.
October 31,1870.
October 31,1871.
October 31,1872.
October 31,1873.
October 31,1874.
October 31,1875.
October 31,1876.
October 31,1877.
October 3!, 1878.
October 31, 1879.
October 31,1H80.
October 31,1881.
October 31,1882.
October 31,1883.
October 31,1884.
October 31,1883.

7,915,914
178, 731
318, 599
1,315,131
1, 525, 077
1, 306, 947
776,677
4, 073,431
2, 598,145
2,257,412
1, 891, 229
1,746,930
1, 298, 945
2, 274, 351
2, 564, 741
2,501,826
2,638,016
2, 621, 899

142, 359
131,136
210, 640
449, 310
760, 257
873, 3G8
1,339,637
3, 695, 825
2, 760,682
2, 065,565
1,424,370
1,071,450
890,511
1, 525, 525
2, 424, 299
2,941,421
3, 337, 752
3, 332, 765

7,821,150
7, 929,109
8, 794, 930
9, 553, 750
9, 987, 329
9, 424. 369
9,801,975
9, 639, 438
9,831,285
10,298,144
10, 973, 624
11,382,058
12,130, 884
12,271,326
11,831,731
11,131,995
10,421,129

39, 80'4, 001

29, 382, 872

202, 933, 796

Total.

2, 518
1"), 0(59 i
51,29.") i
73,477 !

1,502,678
5, 230, 014
7, 502, 373
7, 700, 350
7, 773, 555

It will be seen that there were 10,421,129 ten-dollar notes still outstanding and unredeemed at the close of the period. Accordingly, the
aggregate number of life-years already experienced by the 39,804,001
notes issued was 192,512,067 (that is, 202,933,796 less 10,421,129), and
the average number was 192,512,607 divided by 39,804,001, or 4.837
years. But this result is obviously somewhat smaller than the full
life-time of the notes issued, because there were 10,421,129 notes outstanding and still to be redeemed. If, however, these notes are assumed
to be redeemed in 4.837 equal annual instalments, that is, at the rate
of 2,154,461 notes per annum—which does not seem unreasonable—the
aggregate full life-time of the 39,804,001 notes issued would be 212,652,573
years, showing an average full life-time of about 5.312 years.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XL1X
Statement showing the number of national-bank notes of the denomination of Twenty Dollars
issued and redeemed during each year ending October M, and the number of Hitch notes
outstanding at the close of each ueeir from the establishment of the snstem in 1^63 to November 1, 18S5; also, the calculated aggregate and. average number of life-years experienced
by the noles when redeemed.
Year endingOctober
October
October
October
October

O
d g
Issued during Redeemed dur- at u t s t a nofi nh e
close
t
the year.
ing t b e year.
year.

31,1864..
31, 1865 .
31, I860..
31, 1867..
31,1868..

421,294
1, 045, 878
o-i:, 140
(59, 886
41, 124

643
3, 848
13,100
IS, 764

421 294
1, 46(5, 529
2,103, 821
2,160, 607
2, 182, 967

October 31,1869..
October 31, 1870..
October 31, 1871..
October 31,1872..
October 31.1873..
October 31, 1874..
October 31,1875..
October 31,1876..
October 31,1877..
October 31,1878..
October 31,1879..
October 31,1880..
October 31,1881..
October 31,1882..
October 31, 1883..
October 31, 1884..
October 31,1885..

2, 219, :!22
50, 442
100. 292
409, 336
44(5, 296
362, 53 L
353, 890
1,333,955
790, 428
689, 761
567, 914
525, 784
396, 447
674,419
810,967
827, 062
803, 245'
876, 082

30, 355
35, 300
57, 530
116,176
193,491
214,219
518,537
1, 032, 856
847. 782
651,282
429, 650
304, 165
247,477
400, 172
665,715
672, 931
1,057, 124
1, 082, 035

2,198,109
2, 240, 871
2, 534, 031
2, 786, 836
2, 955,148
2, 790, 501
3,091,600
3,034, 246
3, 072, 725
3, 210, 989
3, 432, 608
3, 581, 578
3, 855, 825
4, 000, 077
4, 154, 208
3, 960, 329
3, 754, 376

8, 563, 797

62, 989,275

Total

12,318,173

It will be seen that there were 3,754,376 twenty-dollar notes still outstanding and unredeemed at the close of the period. Accordingly, the
aggregate number of life-years already experienced by the 12,318,173
notes issued was 59,234,891) (that is, 62,989,275 less 3,754,376), and the
average number was 59,234,899 divided by 12,318, L73, or 4.809 years.
But this result is obviously somewhat smaller than the full life-time of
the notes issued, because there were 3,754,376 notes outstanding and
still to be redeemed. If, however, these notes are assumed to be redeemed in 4.809 equal annual instalments, that is, at the rate of 780,698
notes per annum—which does not seem unreasonable—the aggregate full
life-time of the 12,318,173 notes issued would be 66,445,423 years, showing an average full life-time of about 5.394 years.
H. Ex. 3
rv




L

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Statement showing tite number of vaUoval-bank notes of the denomination of Fifty Dollars
issued and redeemed during each year ending October 31. and the number of such notes
outstanding at the clone of each yaar from the establishment of the system in iriti'A to November 1, 1885; also, the calculated aggregate and average number of life-years experienced by the nous when redeemed.
Issued during Redeemed durthe year.
ing t h e year.

Year ending—
October 31,1864.
OctoberSl, 1865
October 31, 18(6.
October 31,1867.
October 31, 1868.
October 31, 1869
October 31, 1870
October 31, 1871
October 31, 1872
October 31, 1873
October 31, 1874.
October 31, 1875
October 31, 1H76
October 31, 1877
October 31, 1878
October 31, 1879
October 31, 1880
October 31, 1881
October 31,1882
October 31, 1883
October 31, 1884
October 31,1885

Total.

67,424
167, 383
102, 608
11,185
6, 581

*

j
|
i
,
I
|
i
1

355,181 I
8,342 |
14,959 i
54,1)44 I
63, 773 ;
62,523 ;
107,228 '
217,215 i
101.450 i
94, 166 !
67,797 i
61,183 !
42, 104 !
103,709 |
95, 750 :
102,685 ,
105,001 i

97.523 !
1,758,533 !

:K)5 I

1,827 |
6,218 I
8,906 !

17, 256
11,603 '
18,986
35,127;
43, 208
42, 796
62, 580
149, 481
134, 747
118, 895
93, 543
57, 041
40, 236
66, 391
88, 292
110, 521
125. 870
129. 189
1, 345, 762

Outstanding
;lose of
year.

67. 424
234. 502
335, 283
340, 250
337, 925
334, CC4
35(>! 454
371. 01!?
iliil), 74ii
50;{|'l2<S
4(51). 831
445. 10*2
410,350
420. 49*
428, 360
465, 684
473,142
465, -i()fi
444, 4^7
412.771

8, 481, 919

It will be seen that there were 412,771fifty-dollarnotes still outstanding and unredeemed at the close of the period. Accordingly, the aggregate number of life years experienced by the 1,758,533 notes issued
was 8,069,148 (that is, 8,481,919 less 412,771), and the average number
was 8,069,148 divided by 1,758,533, or 4.589 years. But this result is obviously somewhat smaller than the full life-time of the notes issued,
because there were 412,771 notes outstanding and still to be redeemed.
If, however, these notes are assumed to be redeemed in 4.589 equal annual instalments, that is, at the rate of 89,948 notes per annum—which
does not seem unreasonable—the aggregate full life-time of the 1,758,533
notes issued would be 8,820,752 years, showing an average full life-time
of about 5.016 years.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LI

Statement showing the number of national-banlc notes of the denomination of One Hundred
Dollars Issued and redeemed during each year ending October 31, and the number of such
noteb outstanding at the close of each year from the establishment of the system in 18(33 to
November 1, 1885; also the calculated aggregate and average number of life years experienced by the note* when redeemed.
Y e a r ending—

October
October
October
October
October

31,1864.
31,1865.
31,1866.
31,1867.
31,1868.

Oetober31, 1869.
October 31, 1870.
October 31, 1871..
October 31, 1872..
October 31, 1873.,
October 31, 1874.
October 31, 1875..
October 31, 1876..
October 31, 1877..
October 31, 1878..
October 31, 1879..
October 31, 1880..
October 31, 1881..
October 31, 1882..
October 31, 1883.
October 31, 1884..
October 31, 1885..
Total.

Outstanding
Issued dur- \ Redeemed dur- at close of the
ing t h e year.
year.

ing t h e year.

50, 751
125. 901
77, 235
8,419
4,954

276
1, 649
5,615
8, 043

267, 350
449
9, 661
30, 703
4(5, 634
48. 793
892
3;"6

062

56,
4;".,
37,
28,
80,
75,
79,
85,
87,

417
586
817
770
222
406
604
028
936

1, 287, 686

j

50, 751
176,466
252, 052
254, 856
251, 767

15,583
10,385
17,631
32. 688
34, 702
33, 068
52, 515
102, 850
90, 357
83, 532
62, 542
39, 745
28, 997
49, 601
^ 928
69, 995
85,418
97, 379

248, 831
240, 861
244. 876
256, 808
272, 533
295, 910
340,410
315, 115
288. 000
271, 044
269,116
268, 889
299, 510
315,988
325. 597
325, 207
315,764

971, 922

5,886,351

It will be seen that there were 315,764 one-hundred-dollar notes still
outstanding and unredeemed at the close of the period. Accordingly,
the aggregate number of life years already experienced by the 1,287,686
notes issued was 5,570,587 (that is, 5,886,351 less 315,764), and the
average number was 5,570,587 divided by 1,287,686, or 4.326 years. But
this result is obviously somewhat smaller than the full life time of the
notes issued, because there were 315,764 notes outstanding and still to
be redeemed. If, however, these notes are assumed to be redeemed in
4.326 equal annual instalments, that is, at the rate of 72,992 notes per
annum—which does not seem unreasonable—the aggregate full life-time
of the 1,287,686 notes issued would be 6,103,723 years, showing an average
full life-time of about 4.740 years.




LII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Statement showing the number of national-bank notes of the denomination of Five Hundred
Dollars issued and redeemed during each year ending October 31, and the number of such
notes outstanding at the el se of each year from the establishment of the system in 1863 to
November 1, 1885; also the calculated aggregate and average number of life years experienced by the notes when redeemed.
Tear end ing—

Issued during the year.

October 31,1864.
October 31,1865.
October 31,1866.
October 31, 1867.
October 31, 1868.

2,560
6, 355
3, 896
425
250

October 31, 1869.
October 31,1870.
October-31, 1871.
October 31, 1872.
October 31,1873.
October 31,1874.
October 31,1875.
October 31,1876
October 31,1877.
October 31,1878.
October 31, 1879.
October 31,1880.
October 31,1881.
October \\ 1,1882.
October 31,1883.
October 31,1884.
October 31,1885.
Total.....

Redeemed during the .year.

Outstanding
at close of the
year.

31
186
634
908

2, 560
8,884
12,594
12,385
11, 727

13,486
182
258
716
979
875
848
1,132
245
1,301
188
360
193
1,196
828
376
573
188

1, 759
826
1, 367
2, 065
1,850
1,791
2,018
2, 795
1,746
1,398
1,280
392
197
1,011
385
487
614
746

11, 083
9,974
8, 625
7,754
6,838
5,668
4,005
2, 504
2,407
1, 315
1, 283
1,279
1,464
1,907
1,796
1,755
1,197

23, 924

22, 727

119,004

It will be seen that there were 1,197 five-hundred-dollar notes still
outstanding and unredeemed at the close of the period. Accordingly,
the aggregate number of life years already experienced by the 23,924
notes issued was 117,807 (that is, 119,004 less 1,197), and the average
number was 117,807 divided by 23,924, or 4.924 years. But this result
is obviously somewhat smaller than the full life-time of the notes issued,
because there were 1,197 notes outstanding and still to be redeemed. If,
however, these notes are assumed to be redeemed in 4.924 equal annual
instalments, that is, at the rate of 243 notes per annum—which does
not seem unreasonable—the aggregate full life-time of the 23,924 notes
issued would be 120,165 years, showing an average full life-time of about
5.023 years.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LIII

Statement showing the number of national-bank notes of the denomination of One Thousand
Dollars issued and redeemed during each year ending October 31, and the number of such
notes outstanding at the close of each year from the- establishment of the system i)i 1^63 to
Kovemher 1, ]rH">; also the calculated aggregate and average number of life years experienced by the notes when redeemed.
T e a r ending—

October
October
October
October
October

Issued during the year.
901
2, 237
1, 371
149
88

31 1864
31 1865
31 1866
31,1867
31,1868

4, 746
2')
10
64
90
215
92

October 31 1869 .
October 31 1870
October 31 1871
October 31 1872 .
October 31,1873
October 31,1874
October 31 1875 .
October 31,1876
October 31, 1877
October 31, 1878 . . .
October 31 1879
October 31. 1880
October 31,1881
October 31, 1882
October 31,1883
October 31,1884
October 31,1885

129
536
136
23
781
90
1)2

Total

7,369

Redeemed during the year.

Outstanding
at close of the
year.

33
195
(365
953

901
3,105
4,281
3,765
2, 900

1,846
569
848
742
310
215
153
3G5
224
139
489
157
67
819
47
102
64
82

2,354
1,516
838
618
618
557
482
267
257
304
283
239
201
197
185
213
131

7, 238

24, 212

It will be seen that there were 131 one-thousand dollar notes still
outstanding and unredeemed at the close of the period. Accordingly,
the aggregate number of life-years already experienced by the 7,369
iuites issued was 24,081 (that is, 24,212 less 131), and the average number was 24,081 divided by 7,369, or 3.208 years. But this result is
obviously somewhat smaller than the full life-time of the notes issued,
because there were 131 notes outstanding and still to be redeemed. If,
however, these notes are assumed to be redeemed in 3.268 equal annual
instalments, that is, at the rate of 40 notes per annum-—which does
not seem unreasonable—the aggregate full life-time of the 7,309 notes
would be 24,234 years, showiug an average full life-time of about 3.2S9
years.
REPORTS.

The law imposes upon the Comptroller of the Currency the duty of
exercising a supervision over the national banks, and to that end requires him to exact reports from them as to their condition on at least
h'veda^s in each year, and reports of the dividends and earnings of
each bank as often as it declares dividends, and iii all cases at least
every six months.
in addition, the Comptroller may call for special reports from any or
from all of the banks as often as he thinks proper, and may from time
to time cause examinations to be made into their books, cash, securities,
and general condition.
The proper performance of the duty of supervision is essential to the
maintenance of the high character and credit to which the national
banks have attained, as well as to the protection of their depositors
and stockholders against fraud and mismanagement.
The multiplication of banks, and the wide area over which the system
now extends, renders the discharge of these duties more and more difficult every year, and requires the maintenance of a large force of expert clerks in the office of the Comptroller.




LIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The duties of national-bank examiners have also become more exacting and more difficult in consequence of the expansion of the business
of these banks.
These statements will doubtless be accepted when it is considered
that in the past five years the number of banks has increased from
2,132 to 2,852, reporting October 7, 1886. while the aggregate of their
loans and discounts has risen from $1,173,800,000 to $1,443,665,000.
It is of the highest importance to the banks themselves, as well as to
the public, that the examiners should be expert, vigilant, and trustworthy, and that the examinations should be frequent and unexpected.
While the examiners now employed are generally competent, and
many of them are excellent, yet in some cases the territory to be covered
is too large, and the pay too small, to secure the best men for the work.
I have elsewhere made some recommendations on this subject.
During the past year 14,010 reports of condition, about 6,000 reports
of dividends and earnings, and 2,930 reports from examiners have been
received at the office of the Comptroller of the Currency, and fully 6,000
letters and circulars have been sent out in connection with them. The
reports received are all carefully examined, compared with one another,
and abstracts are made from them. The work in this division of the
office is continuous and exacting.
From these various reports, after examination and verifiratiou, the
subjoined tables have been compiled, and other tables compiled from
the same sources will be found in the Appendix showing the condition
of the reserve of national banks, their loans and discounts, abstract of
reports of dividends and earnings, ratios to capital and to capital and
surplus, and other valuable information as to the condition of the national banks on the date of the last report.
A large table on folded sheet, appended hereto, exhibits for October
7, 1886, in aggregate every detail embraced in the tabulated reports required of the banks. Similar tables are made up for the information
of the Comptroller from the reports gathered from all banks five times
each year. The amounts are given separately for each State, reserve
city, and Territory.
DIAGRAM.

The diagram accompanying this report exhibits in a very striking
manner the main features of the national banking system, and how
each has varied during the twenty-one years since the peace of the
country has been re-established.
On the 1st of January, 1866, there were 1,582 national banks; on the 7th
of October, 1886, there were 2,852—a net increase in number alone of 1,270.
The following table groups in a compendious form the most important
facts shown in the diagram :
i
1

J a n u a r y 1,
1866!

Highest point touched.

Lowest point touched.

October1 7,
1886.
; Amount.

Date.

Amount.

Date.

Capital
$403,000,000 $543,000,000 $543,000,000 Oct. 7,1880 $403,000,000 Jan. 1,1866
403, 000, 000 J a n .
Capital, surplus, and j
;
;
•
undivided profits . . . . 475,000,000 77'J, 000, 000 772, 000, 000 Oct. 7,1880 j 475, 000, ooo; Jan. 1,1866
Circulation
213, 000, 000 228, 000, 000, 341, 000, 000, Dec. 26, 1873 ! 213, 000, 000' Jan. 1,1866
1
Total investments in
I
;
j
United States bonds.. 440, 000, 000 291,000,000 712, 000, 000 A p r . 4,1870! 291, 000,000 Oct. 7,1886
Deposits
522, 000, 000 1, 1T3, 000,. 000 1,173, 0U0, 000 Oct. 7,1886 501, ooo, 000 Oct. 8,1870
Loans and discounts . . . j 500, 000, 000 1, 443, 000, 000 1, 443, 000, 000* Oct. 7,188(5 500, 000, 000 Jan. 1,1886
Cash:
*i
National-bank notes 20, 000, 000, 23, 000, 000, 28, 000, 000' D e c . 31, 1883 I 11,
,000, 000 Oct. 7,1867
Legal-tender notes... 187, 000, 000! 63. 000, 000 205, 000, 000! O c t . 1.1866 j 50, 000,000: Mar. 11,1882
Specie
19, 000, 000| 156, 000, 000 177, 000,000 J u l y 1,1885 j
000 Oct. 1,1875
, 000,




LV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

An examination of this table shows that the aggregate ca]>ital, surplus, undivided profits, circulation, and deposits have increased from
$1,210,000,000 in January, 180(5, to $iU73,000,000 in October, 18S0,
which is less than double, while the loans and discounts have gone up
from $500,000,000 to $1,443,000,000, which is nearly treble, showing how
lmicli more widely the banks are now identified with the general business of the country than they were twenty-one years ago.
The investments in bonds have taken an opposite course. Amounting
1o $440 000,000 in 1.860, increasing to $712,000,000 in April, 1879, they
Lad subsided by 7th October last to $291,000,000, but little more than
half what they were in I860, and scarcely over a third of what they
momentarily amounted to in 1879.
The specie, which at the beginning of the period was but $19,000,000,
had got down in October, 1875, to $8,000,000, is now $156,000,000, and
in July, 1885, was $177,000,000.
It is interesting to see how these changes appear when reduced to
percentages.
The capital, surplus, undivided profits, circulation, and deposits constitute together the fund upon which a bank does its business.
Loans and discounts, United States bonds, specie, &c, are different
forms in which this fund is invested. Taking the fund at $1,210,000,000
in 1866 and at $2,173,000,000 in 1886, these investments represent the
following proportions of those amounts, viz:
1866. •' 1886.
Loans a n d discounts
United States bonds
Specie

; 41. 32 .
30. 30 !
j
1. 57 !

t>6. 40
13. 39
7.18

! 79.25

8(5.97

!

Total

Another striking fact is that in 1866 the circulation was $213,000,000
and in 1886 it is only $228,000,000. At the former period, therefore, the
circulation was nearly 45 per cent, of the capital, surplus, and undivided
profits, while now it is only about 29 per cent.
LOANS.

The following table gives a classification of the loans of the national
banks in the city of New York, in the three cities Boston, Philadelphia,
and Baltimore, in the other reserve cities, and in the rest of the country,
at nearly the same dates, in each of the last three years:
S E P T E M B E R 30,

1884.

N e w York.

Throe cities.

Other cities.

Country.

Total.

44 b a n k s .

104 b a n k s .

99 b a n k s .

2,417 b a n k s .

2,664 b a n k s .

Classification.

On IT. S. bonds on demand
On other stocks, bonds, &c,
on demand
On single-name paper without
other security
All other loans'
Total




$2,933,785

$644, 017

$268, 396

$970, 691

$4, 816,889

69, 805, 215

25, 763, 605

18, 573, 905

34, 050, 829

148,193, 554

12,559,441
120, 054, 830

22, 458, 370
150, 372,086

1.6. 239, 550
107, 543,129

83,816,871
574, 016, 071

135,074,232
951, 986,122

205,353,277

199, 238, 078

142, 624, 980

692, 854, 462

1, 240, 070,797

LVI

REPORT OF THE COMPTROLLER

OF THE CURRENCY.

OCTOIJKR 1, 1885.
Classification.

44 hanks.

$190,195

218,424, 271

236,823, 598

25, 421, 092

34, 806, 254
lfiO, 270, 503

2,467 banks.

$585,154

33,157, 319

On U. S. bonds on demand
j $3, 286,124
On other stocks, bonds, & c , i
on demand
| 80, 687, 265
On single-name paper without
other security
25, 331, 820
All other loans'
127, 518, 389
Total..

98 banks.

105 banks.

2,714 banks.

<
&504,134

$4

565, 607

036, 931

173, 302. 607

18,480,233
106,948,959

92 873, 780
567 057,152

171, 492, 087
951, 795, 003

151, 435, 438

694

471,997

1, 301, 155, 304

34

OCTOBER 7, 1886.

45 banks.

Classification.

111 banks.

' 106 banks.

2,590 banks.

2,852 banks.

$2, 002, 550

$486,099

$563, 717

$3,314,721

35, 741, 645

28, 028, 229

41, 008, 812

196,415,477

24, 646, 008
135, 447,027

37,315,993
156, 261,282

25, 488, 998
127, 251,447

110, 677, 534
198,128, 533
626, 849, 753 1,045,809,509

253, 732, 376

Total

$262, 355

91, 636, 791

On U. S. bonds on demand
On other stocks, bonds, &c.,on
demand
On single-name paper, without
other security
All other loans

229, 581, 275

181, 254,773

779, 099, 816 1,443,668,240

In the table below is given a full classification of the loans in New
York City alone for the last five years:
October 2,
1883.

October 3,.
Loans and discount.

1882.

On indorsed paper
On single-named paper
On U. S. bonds on demand
On other stocks, &c, on demand
On real-estaite security
All other loans

I

September
30,1884.

October 1,
1885.

October 7,
1886.

48 banks.

44 banks.

44 banks.

45 banks.

50 banks.
$121,644,201 i $116,010,062

19,147,051
2, 093, 527 i
2,093,527
94,321,605 ii
)4, 821,605
184,083 !
7,717,265 I

$118,692,051

21,203,573
1,707,087
89, 532, 702
304, 732
7, 600, 487
239, 041, 802

Total

82, 559, 443
2, 9,'H, 785
2,9,'W, .__
60,805,215
103,397
3,881.375

$114,013,775 $121,381,380
25, 33 i, 820
24, 646, 008
3, 286,124
2, 00?! 560
80, 687, 205 i 91,636, 791
211,432
5.385 j
13. 289
59,229 I 13.854,215

245,108,332 j 205,353,277 I 236,823,598 |

253,732,376

The following table exhibits, in the order of capital, the twenty-five
States (exclusive of reserve cities) having the largest amount of nationalbank capital, together with the amount of circulation, loans and discounts, and individual deposits of the banks in each on October 7,1886:

Massachusetts
New York
Pennsylvania
Connecticut
Ohio
Rhode Island
Illinois
Indiana
New Jersey
Minnesota
Michigan
Maine
Iowa
Kentucky
Vermont
Texas
Nebraska
Kansns
.New Hampshire
Missouri
Tennessee
Wisconsin
Virginia...
Dakota
California




Circulation.

Capital.

States.

500
760
',540 I
820
850
0.H)
500
5*i() '
350 ;
0(50 '•
12.
10,
300 !
10,
000 1
10,
000 :
9, 7.r>8, 900 !
7, 001. OlJO ;
7,
000 i
7,
000 i
100 i
000 :
0U0 !
500
000 I

$45,
,

j

;

:
;
,

r.so
500
000 '!

ans and discounts.

$30,679,190 •• $88,361,209 07
21,542,490 •• 92, 520, .-M 59
19, 396, 5 . >
9~
72, f>5T. 170 04
42,70^,564 31
n!M2«]c91
44. 880, l«7 42
9,192.726
8tf, <m\ 194 >6
5, 20i», 0;J0
:*2, 217. 8".O 12
5 977, 930
21 83"N :^4 4r>
7, 2:>8. 272
Ho, o-'J;"), 8»>."> 40
1,797,701 '
31,791. 551! 84
3, 284, 955 ' 25, 746. 522 88
6,8:53,473 i
17, 84,') 615 84
i*.42l.fi!»3
22, 130, 229 88
4.374, li() ! 16. 068, <'12 47
4, 589, 015 ! 11,77;}, H80 48
1,737,380 i
15,485,910 33
1, 602, 660 !
18, 699, 9C0 48
1, 686. 810 : 14,442. i-'Kt, Ti
4,170,220 :
9, O.">4, 262 78 |
12, 438. 999 r»9
l , 32K, 045 : 13,473,: 184 97
'
1,394,618 !
11,2«8.200 90
1,915,410 ;
10,509,4 29 85
779, 190 !
5. 104. 5J9 48
89i, 720
8, G02, 672 45

Individual deposits.

\

$54, 429.904 43
84.991. 702 64
67. 557,SV1 11
25, 847,208 3;J
37. 69:?,6:0 87
13,748, 576 25
29, 525,241) 04
23. 'W\ S27 H
912 23
35, 7: 6,
22, 088,907 30
29. 403.692 78
10, 249.663 42
17, 813,880 18
9,133, 451 30
5.915. 120 70
11,647, 162 22
14,214, 337 51
12.591, 124 83
5. 705,741 18
9, 564,181. 89
9, 224.256 61
11.011, 032 53
9,531, C77 93
4,585, 637 93
035 10
9. 2-')l,

REPORT OF THE COMPTROLLER OF THE CURRENCY.

LVII

RESERVE.

The following table exhibits the amount of net deposits and the reserve required thereon by the act of June 20, 1874, together with the
amount and classification of reserve held by the national banks in New
York City, in the other reserve cities, and by the remaining banks, at
the dates of their reports in October of each year from 1876 to 1883, September 30, 1884, October 1, 1885, and October 7, 1886:
N E W YORK CITY.
Reserve held.

Reserve

Dates.

Oct.
Oct
Oct.
Oct.
Oct.
Oct.
Oct
Oct.

2,1876
1.1877
1.1878
2.1879
1.1880
1.1881
3.1882
2.1883
Sept. 30; 1884
Oct. 1,1885
Oct. 7,1886

Classification of reserve.

No. of Net de- required
banks. posits. (25 per

Ratio to
cent.*). ; A m o u u t - deposits.

47
47
47
47
47
48
50
48
44
44
45

Other law! Due from Redempful money. agents. tion fund.,

Specie.

Millions. Millions. Millions. Per cent. | Millions
14.6
49. 5
30.7 |
60.7
197.9
13.0
43. 7
27. 5 !
48.1
174.9
13.3
47.4
50.9 I
189.8
26.8 j
19.4
52.6
53.1
25.3
210.2
58.7
67.0
70.6 !
26.4 I
268.1
50.6
67.2
62.5 !
23.3 !
268. 8
44.5
63.5
(54.4 !
25.4 i
254.0
50.3
66.7
70.8
26.5 I
266.9
63.1
63.7
90.8 !
35.6
255.0
91.5
78.2
115.7 i
37.0 !
312.9
64.1
70.7
77.0 !
27.2 :
282.8

Millions. Millions.
45.3
34.3
36.5
32.6
11.0
10.9
18.9
19.7
S7.0
23.7
12.5

MiUions.

0.8
0.8
1.1
1.1
0.9
1.0
1.0
0.9
0.7
0.5
0.4

OTHER RESERVE CITIES.t
Oct.
Oct.
Oct.
Oct.
Oct.

Oct.
Oct.
Oct.
Sept.
Oct.
Oct.

2,1876
1,1877
1,1878
2,1879
1.1880
L 1881
3, 1882
2. 18S3
30,1884
1,1885
7, 1886

76.1
67. 3
71.1
83.5
105.2
100.8
89.1
.100.6
99.0
122. 2
114.0

217.0
204.1
199.9
288.8
289.4
335. 4
318.8
323. 9
307. 9
4.5
381. 5

189
188
184
181
184
189
193
200
203
203
217

|
!

35.1
33 0
35.6
36. 5
36. 2
30.0
28.0 i

|

31. 1 '
•
32.2 \

!

33. 5 !
25). 9 i

37.1
34.3
29.4 '
33.0
25.0
21.9
24.1
30.1
33.3
34.9
26.0

34. 6 I

28.3
26.3 '
30. 3 j
42.0 !
44. r> i

32.0
24. 4
29.1
35.7
48.2
40.6
33.2
40.8
32.3
42.4
41.3 j

31.0
31.6
31. I
30.3
28. 3
'27. 1

4.0
5.6
9 4 i
11.3 !
28.3 i

?5.4
48.9
56.0
71.3
80. 4
92. 4
80.1
84.1
79.7

10.8
10.7
11.0
11.2
11:3
11.4
11.3

i«5. 0

] 0. 2

3.0
3.0
3.2
3.5
3.7
3.7
3.5
3.4
3.1
2.9
2.2

STATES AND TERRITORIES.:
Ocr,
Oct.
Oct.
Oct.
Oct.
Oct,
Oct.

1, 1878
187!)
l] 1*80
1, 18.-1
:•? 18S'2

< if!.

! 8 S 3

1876

h !877

} ^ 4
'-•< pt.
Oct. 1 1S«.">
' a i. "• 18M

201.7
290.1 1
289. 1
329. 9
410, 5
507. 2 I
545.8 !
577.9 j
5l*r>.H '
570.8 I
637. 6 !

1, 853
1, 845
1, 822
1,820
1,859
1, 895
2. 026
2, '253
2,417
2, 407
2, 590

43.8 ,
43. G i
43.4 i
45). 5 !
61.6 !
70. 1 j
81.0 !
80.7 j
80.4 :
85. 6 !
05.0 ,

99 9 i
95. 4
106.1
124.3
147.2
158.3
150.4
157. 5
150. 'A
177. 5
180.'2

34.3 !
32.9 i
3*5.7:

37.7 i
'.*">. 8 I

:n.-2
27. 5
27.2
20.2 i
:ti. i ;
29. 2 i

» 7
4! 2
8.0 '
11.5
21.2
'27. 5
30. 0
31.2
XCK

r*r. 0
•

;{•.'. 8

3i >. !>
2li. 0

2

41.5
47. 8

3(», 1

09.5

113.4
100.2
97.0
95.9
04. 3
59.9
72.0
80.6
91.2
88. 5
68.7

87.4
73. 3
85.1
107.0
134. 6
133.0
113.3
124. 9
112.0
138. 3
140.8

11. 3
10. 5
8.7

SUM MA T I Y .
Oct.
Oct.
Oct.
0(1.
o<-t.
Oct.

2 187<i

]] 1877
1. 1878
o 1X79

1. 5 8 8 0
1. 1881
( ) c t .
3, 1882
18*3
i )ct.
Sept. 30| 1884
Oct. 1, 1885
Oct. 7, 1886

2,089
•2, 080
2, 053
2, 048
2. 090
2, 132
2,269
'2,501
2. b64
2,714
2,852

1
1

1
1
1

706. 6
669. I
678. *
768. 9
908. 0
111.6
118.6
108.7
09*. 7
248.2
HO!. 8

147.5
138.3
740.8
159 3
201.0
2M7. 2
225. 1
234. 4
221. 1
254. 9
'261.7

'236. 7
210 8
•228. i
200. 9
3*23. 0
321.6
• 303.9
328. D
346. 1
415.4
377. 2

3:5. 5 j

31.5 i
33.6;
;{;>. 9 ;

:v.i. i

]

28.9 '
27. 2 !

281T !
31.6 !
M.-i j
20.0 ;

21.3
22. 8 ;
3 0 . 7

•

42.2
. 1 0 8 . 2

:

112.7 !
102. 8 !
107.8
128.6 i
175.0
156.4 :

* All in cash.
t Reserve 25 per cent., one-half in cash.
I Reserve 15 per cent., two-fifths in cash in bank.




14.6
14. 5
15.3
15.8
15. 9
16.1
15.8
15.6
14.3
13.6
11.4

LVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Upon examining tbe foregoing* table it will be found that, except in
1884 and 1885, the percentage of reserve in New York was less than in
the other reserve cities, while the banks outside of reserve cities which
are required to keep but 15 per cent, have never fallen below 27.2, and
have averaged over 31 per cent., which is more than double the legal
requirement.
These latter banks are allowed to keep three-fifths of their reserve
with their correspondents in reserve cities; but, in fact, for the first
four years of the eleven they held the entire amount in their own vaults,
and the average so held for the entire period is 98 per cent.
It would appear, therefore, that the privilege of keeping a part of the
reserve elsewhere than in the bank is one but little availed of in practice among the banks generally, and this fact supports the recommendation elsewhere made to modify the present law.
TRANSACTIONS OF THE NEW YORK CLEARING-HOUSE.

The New York Clearing-House Association is composed of 64 members, of which 45 are national banks, 18 are State banks, and the other
member is the assistant treasurer of the United States at New York.
One national bank and nine State banks in the city do not belong to
the association, but clear through members. Mr. W. A. Camp, the manager of the association, has kindly supplied the data lor the following
tables, showing the transactions during the year ending October 1,
1886:
COMPARATIVE STATEMENT for two years of the TRANSACTIONS of the NEW
YORK CLEARING HOUSE, showing AGGREGATE AMOUNT of CLEARINGS,
AGGREGATE BALANCES, and the KINDS and AMOUNTS of MONEY PASSING
in SETTLEMENT of these balances.
Aggregate
clearings.

Year end in""—
October i, 1885
October 1,1886

!|

$25, 250, 791,440
33, 374, 082, 210

lacrease

i

8,123, 890, 770

Aggregate
balances.
$1, 295, 355, 252
1, 519, 565, 385
224, 210,133

KINDS OF MONEY AND AMOUNT OF EA'CH KIND. .
;

Treasury

Percentages.

Bank of | Clearing-i for legal ,Legal tenders,
^3*}™?
America
house tenders, sec. and minor i
gold
loan cer- - l o .j f r o P r i ,
coin.
Gold cer- Legal
certificates.* | titicates.t- vised-'-Stat- •
•'
'.
j tincates. tenders.
utea. * !
i

Tear ending-

October 1,1885.. $556,376,000 $120, 436, 000
I $405. 900, 000 ! $212, 643, 251 : 52.249 ! 47.751
October 1,1886.. j 645,043,000 j 177, 073, 000 $140,000
285,795,000
410,314,385 I 54.181+1 45.809+
Increase
Decrease

89,267,000
!

57, 237, 000

140, 000

197,671,134
120, 105,000

1.932
1. 942

* When the Government ceased issuing gold certificates. December 1, 1878, the New York banks
agreed to have a common depository for their gold coin, and in that way retain the use of certificates
at the clearing-house. This has been found convenient and ssives the, expense and cost of moving
large amounts in specie. The Bank of America performs this fimet on.
tClearing-house, loan certificates were issued by the New York Clearing-House Association, in pursuance of resolution adopted May 15, 1884, to banks who were members, upon their securities or bills
receivable, at the rate of 75 cents on the dollar. The total amount issued was $24,915,000. and the
balance outstanding was canceled and redeemed during the present year.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LIX

Following is a comparative statement of transactions of the New York
Clearing-House for thirty-three years; showing for each year the number of banks, aggregate capital, clearings and balances, average of the
daily clearings and balances, and the percentage of balances and clearIngs :
Years.

1854
1855
1856
1857
1858
1859
i860
5861
1862
i863
1864
1865
.1866
1867
1868
1869
J870
1H71
1872
Ih73
1874 . . . .
1875
J 876
1877
•1-S78
1*79
5880
3.881
1>>H2
,.S83
i 884
;^85
ld«ti

No. of
banks.

50
48
50
50
46
47
50
50
50
50
49
55
58
58
59
59
61
62
61
59
59
59
59
58
57
59
57
(i0
61
63
61
64
63

Clearings.

Capital.*

$5,750.455, 987
5, 362, 912, 098
6, 906, 213, 328
8, 333, 226, 718
4, 756, 664, 386
5,448, 005, 956
7,231,143,057
5, 91 o, 742, 75S
6, 871, 443, 591
14, 867, 597, 849
24.097, 196,6.16
26, 032, 384, 342
28. 717,146, 914
28,675, 159.472
28, 484, 288, 637
37, 407, 028, 987
27, 804, 539, 406
29, 300, 986, 682
33, 844, 369, 5(58
35,461,052,826
22, 855, 927, 636
25,061.237,902
21, 597, 274, 247
23, 289, 243, 701
22, 508, 438, 442
25,178, 770, 691
37,182,128,621
48,565,818,212
40,552,846.161
40, 293, 1C5, 258
34, 092. 037, 338
25,250,791,440
33,374. 682.216

$47, 044, 900
48, 884,180
52, 883, 700
(54, 420, 200
67,146, 018
67,921,714
69, 907, 43.3
68, 900, 605
68, 375, H20
68, 972, 508
68, 586, 703
80,363,013
82, 370, 200
81, 770, 200
82, 270, 200
82, 720, 200
83, 620, 200
84,420, 200
84, 420, 200
83, 370, 200
81, 635, 200
80, 485, 200
81,731,200
71,085.200
63,611,500
60, 800, 200
60, 475. 200
61, 162, 700
60, 962, 700
61,162,700 ,
60,412,700
58,612, 700
59,312,700
169, 689, 696

Balances paid
in money.

Average
daily
clearings.

Average
daily balances paid
in money.

Ratios.

$297,411,494
289,694,137
334, 714, 489
365,313,90.!
314, 238, 911
363,984,683
380, 693, 438
353, 383, 944
415, 5,'iO, 331
677, 626, 483
885,719,205
1,035,765,108
1,066,135,106
1,144,963,451
1, 125,455,237
1, 120,318,308
1. 036, 484, 822
1, 209, 721, 029
1, 428, 582, 707
1,474,508,025
1,286,753,176
1, 408. 608, 777
1,295,042,029
1,373,990.302
1, 307, 843, 857
1,400,111,063
1,516,538,631
1,776,018,162
1,595,000,245
1,568,983,196
1,524,930,994
1,295,355,252
1,519,565,385

$19, 104,505
17,412,052
22, 278,108
20, 908, 371
15, 393, 736
20, 867, 333
23,401,757
19, 269, 520
22, 237, 682
48, 428, 657
77, 984, 455
84, 796, 040
93, 541,195
93,101,167
92,182,164
121,451,393
90, 274, 479
95,133, 074
109,884,317
115,885,794
74, 692, 574
81,899,470
70,349,428
76, 358, 176
73, 555, 988
82,015,540
121, 510, 224
159,232,191
151,637,935
132, 543, 307
lll.048.9s2
82, 789, 480
109, 067, 589

$988, 078
940, 565
1, 079. 724
1 182, 246
1 010,954
1 177,944
1 232, 018
1 1.11,088
1 344, 758
'> 207. 252
2, 866, 405
3, 373, 828
3, 472, 753
3,717,414
3, 64'J, 250
3, 637, 397
3, 365, 210
3, 927, 666
4, (i3(i, 032
4,818,654
4, 20.\ 076
4. 603, 297
4,218,378
4. 504, 906
4, 274, 000
4. 5oO, 622
4, 95(5, 009
5,823,010
5, 195,440
5, 161,12!)
4. 91)7, 202
4, 247, 009
4, 965, 900

Per at.
5.2
5.4
4.8
4.4
6.6
5.6
5.3
6.0
6.0
4.6
3.7
4.0
3.7
4.0
4.0
3.0
3.7
4.1
4.2
4.1
5.7
5.6
5.9
5.9
5.8
5.6
4,1
3.5
3.4
3.9
4.5
5.1
4.5

176, 857,475

Ml, 377,602

4.4

J-778, 069, 921. 084 134,188.991,879

* 1 ho cai>ital is for various dates, the amounts at a uniform date in each year not beitis: obtainable.

The clearing-house transactions of the assistant treasurer of the
United States at New York for the year ending October 1, 1886, were
as follows:
Exchanges received from clearing-house
Exchanges delivered to clearing-house
r ...
Balances paid to clearing-house
Balances received from clearing-house
Showing that the amount paid by the assistant treasurer to the clearing-house was in excess of the amount received by him

$300, 138, 237 63
125,494, 508 37
182, 084,503 84
1, 440, 774 58
180,643,729 26

The debit balances were paid to the clearing-house as follows:
United States gold certificates
Legal tenders and change




$80,128,000 00
101,956,503 84
182.084,503 84

LX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

COMPARATIVE STATEMENT of the EXCHANGES of the CLEABING-HOUSES
of the UNITED STATES for October, 1886, arid October, 1885.
Clearing-house at—

New York
Boston
Philadelphia
Chicago
Saint Louis
Baltimore
San Francisco
Pittsburgh
jSTew Orleans
Cincinnati
Providence
Louisville
Milwaukee
Detroit
Cleveland
Indianapolis
Kansas City
Hartford...'
New Haven
C olumbu s
Memphis
Peoria
Worcester
Springfield
Lowell
Syracuse
Portland
Omaha
Saint Joseph
Denver
Galveston
Total
Increase




Exchanges for Exchanges for
month of Octo- month of October, 1886.
ber, 1885.
$3, 248, 318, 061 $3,189, 746,197

380, 669, 570
271,572,441
253, 518, 821
69, 822,165 |
53,856,829 ;
56,175,257
37, 612, 868 j
31,683,200 !
!
45,384,750
2?, 663, 600 !
19, 093, 914
20,183,280
14,926,506
12, 527, 278
12, 445, 599
25,993, 960
7,195, 784
5,175,379
8,462,124
7, 666, 552
4,220,702
4, 528, 762
3,669,715
2, 732, 069

2,735, 744
4,663,258
18, 564, 321
4,447, 511
16, 679, 004
7,775,484
4, 674, 964, 508
4,462,453,388
212, 511,120

342,121,551
236, 905, 761
230, 605,282
66,532,755
51, 509, 734
51, 609, 656
32, 765, 984
40,349, 600
40,950,400
22, 819, 000
18, 866, 654
38, 864, 906
14,807,294
9, 858,182
6, 379, 008
25, 085, 762
8, 301, 504
4,851,282
6, 505,280
6,496, 848
4,454, 202
4,459, 517
3,409,539
2, 456, 340
2, 386,143
4,456,284
11,575,137
3, 323,586
New.
New.

4,462,453,388

Comparisons.
Increase.

Decrease.

$58,571,864
38,548,019
34, 666, 680
22, 913, 539
3,289, 410
2,347, 095
4, 565, 601
4, 846, 884
4,434, 350
227, 260
1, 318, 374
119,212
2,669, 096
6, 066, 591
908,198
324,097
1, 956, 844
1,169, 704

$8,666,400
155,400

1,105,720

69,245
260,176
275, 729
349, 601
206,974
6, 989,184
1,123,925
16,679, 004
7, 775,484
222,672,140
10,161,020
212, 511,120

10,161,02©

REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXI

COMPARATIVE STATEMENT of iht EXCHANGES of the ( LEAIUNG-HOUSES
of the UNITED STATES for week* i-tuinnj October ;*U,*18HS, and October 31,1885.

Clearing-house at—

New York
Boston
Philadelphia -.
"Chicago
Saint Louis
Baltimore
San Francisco .
Pittsburgh
Xew Orleans...
Cincinnati
Providence —
Louisville
Milwaukee
Detroit
Cleveland
Indianapolis...
Kansas City...
Hartford
New Haven
Columbus
Memphis
Peoria
,
Worcester
Springfield
Lowell
Syracuse
Portland
,
Omaha
Saint Joseph ..
Denver
Galveston
Total.
Decrease.




Exchanges for
week ending
October 30,
1886.

j I£xchange..s for
! week ending
I October 81,
! 1885.

$625, 098, 0G4
77, 443,134
55, 2G2, 510
49,463, 6.S0
13,428, 029
11, 554, 889
14, 931, 044
8.543.709 ;
7.861.710 j
9,182,250 i
5,482,100 j

3, 980,646
4,741, 945
2,964, 573
2, 980,490
2,728,216
5, 564,, 678
1, 529, 645
1, 081, 233
1, 861., 425
2,039, 997
927,149
917,916
819, 206
504, 913
549,011
1,127, 517
4, 075, 874
799, 574
3,142,465
1, 625, 986
922,214,178

$095, 214, 390
76, 974, 841
47,353, 039
48, 771, 242
13,662,131
10, 337, 785
11,512,515
7, 407,080
10,700,103
8, 062,250
5, 579, 400
3, 863,906
4,105, 726
2, 949, 221
2,142, 899
1,377,473
4,771,467
1,534, 252
981, 323
1, 396, 809
1, 582,422
936,421! i
794,904
713,723 I
408,836
473,980
993,441 I
4,187, 930 •
633,284 ,
New.
2,204,000 !

Comparisons.
Increase.

$70,116, 326

$468, 293
7, 909,471
692, 438
234,102

1, 217,104
3, 418, 529
1,136, 629
2,898,393

1,120,000
97,300

116,740
636, 219
15,352
837,591
1, 350,743
793,211
4,607

99, 910
464, 616
457,575
9,272
122,952
105,483
96,077
75, 631
134, 076
112, 056
166, 290
3,142, 465

971,686,853 , 24, 577, 395
922, 214,178 |
49,472,675 j

Decrease.

578, 014
74,050, 070
24, 577, 395
49,472,675

LXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table, compiled from returns made to the Clearing
House by the national banks in New York City, exhibits the movement,
of their reserve, weekly, during October, for the last ten years:
Ratio of reserve to—
Week ending—

October 6,1877
October 13,1877
October 20, 1877 _
October 27,1877
October &, 187b
October 1 > 1878
_,
October 19,1878
(>ctober 26, 1878
October 4,1879
October 11, 1879
October 18,1879
October 25, 1879
October 2, 1880
October 9,1880
October 16,1880
October 23,1880
October 30,1880
October 1,1881
October 8,1881
October 15,1881
October 22, 1881
October *9,1881
October 7,1882
October 14,1882
October 21,1882
October 28,1882
October 6,18*3
October 13,1883
October 2n,1883
October 27,18f3
October 4,1884
October 11,1884
October 18,1884
October 25,1884
October 3,1885
October 10,1885
October 17,1885
October 24,1885
October 30,1885
October 2,1886
October 9,1886
October 16,1886
October 23,1886
October 30,1886




Specie.

Legal tenders.

Total.

$36,168, 300
35,178, 900
35, 101,700
34, 367, 800
38, 304, 900
37,685, 100 .
36, 570. 000
35, (390, 500
34, 3G8, 000
32, 8:.'O, 300
29, 305, 200
2(3,713,900
11, l'J9, 100
10, 785, 000
10, 9:59, 200
10, 988, 200
10, 92.% 000
12,150, 400
12,153, 800
12, 452, 700
12.496,500
12, 947, 900
18, 384, 500
18,002,700
17, 023, 900
17, 204, 700
20,122, 500
21,145,800 i
20,719.700 !
20,617,600 !
25,817,300 !
27, 654, 100 '
27,875,500 :
27, 354, 200
24,516,600
23, 002, 000
22,221,100
21,059,800
21, 874, 900
14, 607,700
13, 209,100
13,133,100
12, 803, 800
13,177, 200

Deposits,

'•• Per

$14, 665, 600
14, 720, 500
14, 087, 400
15, 209, 000
14, 995, 800
12,184,600
13,531.400
17, 384,200
18, 979, (300
20, 901, 800
24, 680, 500
25, 636, 000
59, 823, 700
62,521,300
62, 7(30, 600
60, 888, 200
61,471,600
54, 954, 600
53, 287, 900
51, 008, 300
54,016,200
55, 961, 200
47,016,000
48,281,000
49,518,200
48, 374, 200
51, 580, 700
50, 894, 000
47, L'62, 900
46, 372, 800
67, 470, COO
68, 922, 500
67, 579,400
67, 638, 000
92, 351, 600
93, 642, 500
91, 945, 300
87,:-09,100
84, 954, 600
64,111,700
65,723, 800
65,228, 600
65, 668, 400
66,195,100

Circulation and
! deposits.

Per cent.

$50, 833, 900 !
49, 905, 400 i
4i>, 189. 100
49 57(>, 800
53. 800, 700 i
49! 869, 700 j
50, ' 07, 400
.
i
53,074,700 i
53, 347, 600
53, 722,100
53,991, 700
52, 349, 900
70. 952, 800
73, 306, 300
73, 699, 800
71,876,400
72, 396, 600
67,105, 000
65, 441, 700
63. 4(31, 000
6(3, 512, 700
68, 909,100
65, 400, 500
66, 283, 700
m, 542,100
65, 578, 900
71,709,200
72, 039, 800
67, 982, 600
66, 990, 400
93, 287, 900
96, 57t>, 600
95, 454, 900
94, 992, 200
11(5, 808, 200
116,644,500
114,166,400
108,3/58,900
106,829,500
78,719,400
78. 932, 900
78, 361, 700
78,472,200
79, 372, 300

cent.

27.0
26.7
26.5
2fi. 8

25.7
24.4
24.7
25.8
23 3
23. 4
23. 5
23. 0
25. 4
25.4
25.5
24.8
25.0
23.1
23.1
23.2
24. 6
25.6
24. 0
24.7
25. 0
24.8
25.5
25.4
24.5
24.5
34.5
35.2
34.8
34.6
36.0
35.8
34.9
33.5
33.0
27.1
27.0
26.7
26.9
27.1

29.5
29.2
29.0
29.4
28.427. 0
27. 3
28.5
25.8
25. &
26.1
25.5
26.4
27.2
27.1
26.6
26.7
24.8
24.9
25.0
26.6
27.4
26.3
26.6
26.8
26.5
27.0
26.8
25.9
25.9
36.3
36.9
36.5
36.3
37.1
37.0
36.0
34.5
34.1
27.9
27.7
27.4
27.7
27.9

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIII

The following table exhibits the transactions of the clearing-houses
located in 31 cities for the year ending October 1, 1886, from official
returns received from the manager of the New York Clearing-House^
and a comparison is made with the year ending October 1, 1885, by indicating the increase or decrease in the exchanges and balances:

;
I Exchanges for Balances for
Clearing-hou8e ] .No. of j yeareridins year ending Oc
at—
j banks. ! October 1,1886. tober 1,1886.

Comparison with year ending October 1,
1885.
Increase.

Decrease.
Exchanges.

New York
Boston
Philadelphia
Chicago
Saint Louis
Baltimore
San Francisco
Pittsburgh
New Orleans
Cincinnati
Providence
Louisville
Milwaukee
Detroit
Cleveland
Indianapolis
Kansas City
Hartford.-'
New Haven
Columbus
Memphis
Peoria
Worcester
Springfield
Lowell
Syracuse
Portland
Omaha
Saint Joseph
Denver
Galveston
Total.

!
I
!
I
J
i
j
I
j
j
I

I Balances.

63 f$33, 374, 682, 216 $1,519,565,385 $8, 123,890,776 I $224,210,133
493, 098, 000
642, 862, 536
4, 008, 565, 206
50,125,668
258, 606, 420
541,681,044
2, 785, 875,450
43,142.3!!
291,220,078
312,139,083
2, 560, 369. 272
33, 637, 708
148, 847, 966
800, 370, 610
26, 790, 729
54, 79:$, 287
81, 533, 604
600, 584, 993
4, 909, 727
9, 725, 647
106,984,444
599,341,061
10. 833, 657
36, 700, 878
74,115,612
386, 298, 704
27, 780, 854
47, 000, 000
434, 000, 000
46, 514,100
287, 800
85, 061, 000
492, 440, 500
53, 40(5, 500
85, 061, 000
N o record.
233, H50, 700
28, 275, 700
54, 641, 077
230,133, 557
21,419,437
4, 846, 868
34. 406, 722
193, 777, 209
14, 339, 256
2,439,259
147,98(5,702
25, 298, 366
.13,336,696
1,448, 867
120,096,237
N o record.
18,790,955
69, 358, 799
9, 897, 507
4,123, 460
265,009,168
58, 055, 832
55, 673, 253
24, 745,877
86, 977, 569
26, 605, 949
9, 482, 043
3,120, 989
56, 850, 362
13, 742, 630
2, 046, 725
1,199, 944
42, 841. 413
12, 908, 434
9, 208, 896
2, 003,176
75,351,489
19, 398, 750
8,152, 229
3,390, 418

10,108, 500
12, 819, 088
12, 674, 360
9,021,179
6,148, 054
8, 836,073
N o record.
11,919,402
12, 252, 792
19, 717, 710

38, 331, 388

43,557,619
41, 342, 731
26,760,172
26, 777, 352
46, 667, 360
162,295,900
43,775,013
144, 272, 063
73,102, 796
507 48,211, 643,771

3, 464,490,, 934

* Balances.

*$345, 379

*1,038,627

5 *1,261,717
{12,222,945
6, 520,627
4, 588, 045
4, 356, 558
2,405, 330
1,880,813
162,295,900
9, 990, 310
144, 272, 063
73,102, 796

2, 408, 917
12, 252, 792
19,717, 710

10,443, 755, 797

561, 506, 820

1,460, 424
2, 278,130
442, 250
472, 794
279,652

2,645,723
2,222,945

t Exchanges.

From the above table it will be seen that the exchanges in New York
City amounted to 69.2 per cent, of the whole sum, and the balances in
that city were nearly 43.8 per cent, of the total balances.




LXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table affords an interesting comparison of the exchanges in the clearing-houses of the world:
COMPARATIVESTATEMEXTof*eUl<:Ment*ofCiJ{:ARlXi;-Hor$E8nj

the WOULD.

[Foreign money reduced to dollars.]
Date.

Location.

State or country.
Kew York
Massachusetts.
P e n n s y l v a n i a ..
Illinois

New York City (6H banks) .
, Oct. 1.1880 i $33, 374, 682. 21 (>
Boston (:>2 Imiks)
.... ! Oi:-t. 1,1886.
4, 0 s. r.<>:~, -JiHi
;
Philadelphia, (37 banks)
Oct. 1, 1880 ! 2, 785. 87f>, 450
!
Chicago (20 banks)
Oct. 1, 1880 j 2, r>U0, IW\), 212
Other cities (27) of tho United States (335banks) Out. 1,1880 1 5,482. ir>l, f»f.i7

England a .

London
London (country dealings) .
Manchester
NewcasMe-on-Tyne

Total United States (507 banks)..

Total England

71

Ja
Jan.
Jan.
| Jan.

1,1880 20,810,871,480
1,188(3! 2, 072, OKi, COO
1,1880
51-'.,!)"«. 07!)
1, 1880
155, 8*'J, 382

!

29, 589, 60<i, 847

France b

Paris

i J a n . 1,1886

708, 747, 832

Austria c...

Vienna

i Jan. 1,1880

1,771, 138, 171

Germany d .

Hamburg
Berlin
Frankfort
Cologne
Bremen
Leipsic
Stuttgart
Breslau
Dresden

; Jan.
' Jan.
Jan.
\ Jan.
Jan.
Jan.
Jan.
Jan.
Jan.

Italy e.

Milan

1,1880
1,1880
1,1886
1, 1886
1, 1880
I, 1886
1,1880
1,1886 I
1,1880

2, 987, 957, 981

Total Germany.
, Jan. 1,1886

Six other Italian clearing-houses
Total Italy
Australia a .

Melbourne

1, 249, 070,190
728, 374, 9G2
481,058,088
133,711,018
105,331,700
83, 122,000
72, 2 L2r 128
53,730,713
20, 705, 904

Jan. 1,1880

79, 395, 481
35,401,300
114, 850, 787

;
Jan. 1,1886

« £ at $4.86,6. & Franc at 19.3 cents, c Florin at 39.3 cents, d Mark at 23.8 cents,

813,057,891

e Lira at 19.3 cents.

TAXES UPON NATIONAL BANKS.

National banks are subject to a semi-annual duty of one-half of 1
per cent, upon the average amount of their notes in circulation during
the preceding six months. They are also required, by the act of June
20, 1874, to pay the cost of the redemption of their notes at the office
of the Treasurer of the United States at Washington, and the cost of
the plates from which their notes are printed. Banks extending their
corporate existence have to pay for new plates. Previously to the act
of June 20,1874, the expense of the plates had been paid out of the tax
on the banks, which at that time attached to capital and deposits as
well as to circulation.
The banks are further required to pay the fees of the examiners employed to ascertain their condition, under section 5240, Eevised Statutes of the United States.
The taxes and assessments collected during the past year were as
follows:
Semi-annual duty on circulation
Cost of redemption of notes by United States Treasurer
Assessments for cost of plates, new banks..
Assessments for cost of plates, extended banks.
Assessments for examiners' lees, sec. 5240, R. S .
Total




$2,592,021 3.1
168, 243 35
14,810 00
24,825 00
107,272 83
2.907,172 51

REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXV

It has not been customary heretofore to include assessments with
taxes, but it seems proper to do so.
The following tables are brought forward from previous reports. For
the sake of uniformity the only addition made is the semi-annual duty
on circulation during the past year:
Tears.

1864
1865
1866
1867
1868
1869.
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
188?
1884
1885
1886

O n circulation.

O n deposits.

$95,911 87
$53,193 32
733, 247 59
1, 087, 530 86
2,106, 785 30
2,633,102 77
2, 8C8, 636 78
2, 650,180 09
2, 946, 343 07
2, 564,143 44
2,957,410 73
2,614, 553 58
2, 949, 744 13
2,614,767 61
2, 987, 021 09
2, 802,840 85
3,193,570 03
3,120, 984 37
3,196, 569 29
3, 353,1H6 13
3, 404, 483 11
3, 209, 967 72
3, 2-3, 45089
3,514,265 39
3,091,795 76
3, 505,129 64
2,900, 957 53
3, 451, 965 38
3,273,111 74
2,948,047 08
10 ! 3, 309, 668 90
3, 009, 047
3, 15:5,0:55 03 ; 4,058,710 61
3, 121,374 33 I 4, 940, 945 12
3,100,981 98 i 5,521,927 47
3,132.0(10 73 i *2, 773,790 46
3, 024, (36824 !
2, 704, 584 01 !
2,592,021 33 !

O n capital.

Total.

$167, 537 26
1, 954,029 60
5,146, 835 81
5, 840,698 23
5,817, 268 18
5, 884,8t*8 99
5, 940,474 00
154 67
0, 175,
910 67
6, 703,
7, 004,646 93
7, 083,498 85
7, 305,134 04
7, 229,221 56
7,013, 707 81
455 65
6, 781,
6,721, 236 67
7, 591,770 43
8, 493,552 55
084 35
9, 150,
773 62
6, 175,
3, 024,608 24
584 01
2, 794,
2, 592.021 33

6 » 790, 798 55 , 60, 940, 067 167, 855, 887 74
;,

Aggregate.

$18,432 07
133,251 15
406, 947 74
321,881 36
306,781 67
312,918 68
375. 902 26
385; 292 13
389, 356 27
454, 891 51
469, 048 02
507, 417 76
632,296 16
660, 784 90
560, 296 83
401, 920 61
379,424 19
431,233 10
437, 774 90
*269, 976 43

132, 592, 753 45

* Six months to June 1, 1883.

The following table exhibits the taxes upon the circulation, deposits,
and capital of banks, other than national, collected by the Commissioner
of Internal Revenue, from 1864 to November 1, 188J, thfc date upon
which the taxation of capital and deposits ceased:
Tears.
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
1882*

On circulation.
I $, 050, 996 30
$2, ,
1,993,061 84
990, 278 31
214,298 75
28, 669 88
16, 565 05
15,419 94
22,781 92
8,919 82
24,778 62
16,738 26
22, 740 27
17,947 67
5,4.r5O 10
1,118 72
18. 903 29
28,77:5 :5
I7
4.205 08
4, 285 77

..
Aggregate.

On deposits.
$780,723 52
2,043,841 08
2, 099, 635 83
1, 355, 395 £8
1, 438, 512 77
1,734,417 63
2,177, 576 46
2, 702,196 84
3, 643, 251 71
3, 009, 302 79
2, 453, 544 26
2, 972, 200 27
2, 999, 5:50 75
2,890,(337 93
2, 59:5, 687 29
2,354,911 74
2,510,775 43
2, 940, 906 64
4,<i90,102 45
1,993,020 02




$903, 367 98
374,074 11
476, 867 73
399, 562 90
445, 071 49
827, 087 21
919,262 77
976, 057 61
736. 950 05
916,878 15
1,102,241 58
989,2 9 01
927,661 24
897, 225 84
830,008 ff
)S
811,436 48
811, 0(i0 35
1, lf.3,070 25
489, 033 53

Total.

$2,837,719 82
4, 940, 870 90
3,463, 988 05
2, 046, 562 46
1, 866, 745 55
2,196,054 17
3, 020, 083 61
3,644,241 53
4, 628, 229 14
3,771,031 46
3, 387,160 67
4,097,248 12
4, 006. G98 03
3, 829, 729 33
3,492, 0'JI 85
3,198, 883 59
3, 350, 985 28
3, 7(i2, 208 07
5,25:5.4;8 47
2, 482, 059 55

5, 487,1508 82 : 48, 802, 237 39 | 14, 980,143 44 C9, 275, 98!) (55
* Six months to November 30, 1882.

H. Ex. 3-

On capital.

LXVI

REPORT OF THE COMPTROLLER UF THE CURRENCY.
STATE TAXATION OF NATIONAL BANKS.

There has been for some years more or less friction arising out of the
mode of assessing and collecting taxes on national-bank shares in some
of the States.
The subject has been frequently and fully treated by my predecessors,
and therefore in renewing it I need say only that as Congress obviously
intended to protect the national banks from discriminative taxation, it
would seem proper that force be given to this purpose by its more
definite expression in the law.
In consequence of different constructions placed by taxing officers
upon the existing statute, litigation of a costly and more or less irritating character has arisen in States which together contain nearly onehalf of all the national-bank capital in the Union.
CONCLUSION.

In selecting the information presented in this report, I have endeavored to exhibit the practical working of the present national currency
and bank laws, and I have also had in view the importance of supplying
material for a full understanding of the relations between the national
banks and the general business of the country, in order to explain the
widely prevalent desire among business men for some legislation directed to the establishment of these banks upon a more permanent basis.
The national banking system had its origin during the war, and it
will always stand splendid in history as an example of financial skill
successful under very difficult circumstances.
The problem in 18(>o was how to bring the banking capital of the
country to the support of the Treasury, and it cannot be doubted that
the banks then had it in their power to exact from the Government
concessions far more valuable than those granted them. Even these
moderate concessions have long since lost all the elements of monopoly,
and the act of June 20, 1&74, actually took away $55,000,000 of circulation, partly from banks organized during the war, in order to give
the privilege of issuing that sum to banks in States that were cut off
by the war from access to the national banking system; a measure entitled to honorable consideration, because at that time those States were
without sufficient political influence to exact a share in this valuable
privilege, and the then existing banks were strong enough to have made
a successful resistance if they had been selfishly inclined.
The last vestige of monopoly was swept away by the act of January
14, 1875, which created a free banking system throughout the United
States, and, supplemented by the act of July 12,1882, brought its benefits within reach of even small communities.
Under the sanction of these laws the national banks have become
numerous, widely distributed, and intimately identified with the varied
industries by which our entire population literally obtain their daily
bread, but during the same time the rapid reduction of the funded debt
of the Government has been introducing into the very basis of the system an element of instability which now hampers its extension, impairs
its usefulness, and even threatens its continued existence, while there
are still great areas of our country in which the natural resources are
awaiting development by just such means as these banks might be
made to supply.
The present financial prospects of the country induce the expectation
that the funded debt will be paid off as fast as the bonds mature, and,
in consequence, a question has arisen as to what changes should be




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV1X

made in the national-bank system in order that it shall not suffer deterioration or destruction upon the withdrawal of the support upon which
it is based by the present laws, which require every bank before begin ning business to deposit a certain amount in United States bonds.
The payment of the 3-per cent, bonds, the maturity in 1891 of the 4£per cent, bonds, amounting to $250,000,000, and in 1907 of the 4-per cent,
bonds, amounting to nearly $738,000,000, have combined to produce a
prospective scarcity in the securities available to the banks as a. basis
for their corporate existence, and this is reflected in the advance of these
bonds to a premium so high that every day their enforced purchase becomes more and more onerous.
Banks now holding only 3-per cent, bonds, and newly organized national banking associations, are forced into the market as purchasers of
the 4 per cent, or the 4£ per cent, bonds, and this constant demand, in
connection with the prospective scarcity already referred to, sustains
and tends still further to elevate the premium on these bonds.
As the time approaches for the payment of the 4^-per cent, bonds,
it is reasonable to expect a still greater demand for the 4 percents,
and it is a question of serious importance whether the banks can afford
to hold or to buy 4 per cent, bonds after 1891.
In the present age all business men try to anticipate future conditions and to provide well in advance against foreseen contingencies;
hence it is to be expected that the banks will not wait until the approach of 1891 to shape their policy with reference to the continued
holding of high-priced bonds. For this reason it is not too early now to
consider what legislation may be proper to remove this element of future
uncertainty from the national banking system, and looking to the possible consideration of this subject by Congress, I respectfully submit
the following statement of the question as it appears from the point of
view officially occupied by the Comptroller of the Currency:
The fundamental postulates underlying every banking system estab
lished by law, whatever may be its form, must necessarily be:
First. That banks promote the general welfare of the community;
and
Secondly. That the particular system established by law is the best
obtainable under the conditions prevailing at the time and place.
These postulates, therefore, underlie our national banking laws.
The first postulate will not be questioned, since no people in modern
times have ever risen to civilization, or maintained their civilization7
without banks; and least of all can it be questioned in this country
where, besides 2,868 national banks now in operation, we have over 5,000
State banks, savings banks, and private banks and bankers, whose operations extend into the minutest ramifications of the employments and
resources of our 60,(W0,U00 of population.
The second postulate involves the question, whether the present national-bank system should be preserved, and, if so, whether it is good
enough as it is or whether it can be improved.
The National Currency Act of February 12, 1863, was controlled as
to its purposes by the paramount necessity of inducing the banks
and other capitalists to become purchasers of Government bonds under
conditions that would give a basis of solid value to the currency then
being paid out in immense volume under the pressure of military exigencies; hence the consolidation of these banks into a national banking
system adapted to commercial and industrial needs appears only as a
subordinate incident in the general scheme. As early, however, as the
year 1804, it was perceived that the general welfare of the people would




LXV1II REPORT OF THE COMPTROLLER OF THE CURRENCY.

be promoted by giving greater cohesiveness and method to the system
regarded more especially in its banking than in its currency features,
and from that time to this the effort of legislation has been to subordinate the issuing of currency to the more important functions performed
by the banks as institutions of discount and deposit. The effect of this
legislation and its wisdom are exemplified in the present high credit and
the consequent wide commercial usefulness of national banks.
If the system could be preserved purely as one of deposit and dis
count, there would probably arise an almost universal sentiment in
favor of bestowing upon its preservation immediate and careful attention, but it is doubtful whether the banks would find sufficient inducement to remain in the system without enjoying some privileges as to
the issue of currency, and it has been questioned whether there is power
under the Constitution for the charter of national banks, except as instrumentalities for a money circulation.
It follows, therefore, that any legislation directed to the improvement
and permanent establishment of the national banking system must include some provision for the maintenance of a national-bank circulation, while on the other hand it appears that whatever opposition exists
to the national banks attaches to them mainly as banks of issue, and
under our system of government nothing can be regarded as permanently established until it has obtained the support of a well-settled
public opinion. Hence it is evident that the problem now to be solved
is how to remodel the currency features of the national-bank system so
as to obtain popular approval of them.
Objections to the present national-bank currency appear to be comprised within three classes, namely:
1. A general objection to paper money in any form.
2. An objection to national-bank notes based upon the assumption
that they take the place of an equal amount of paper money that might
be issued directly upon the credit of the Government.
3. The objection that a currency determined in volume by a definite
percentage upon deposited securities of high value can never possess
the flexibility and elasticity of volume which are the chief commercial
advantages of a bank currency in any form.
Against these objections it has been answered—
1. That the question as to having paper money at all is not at present a practical one, because it is evident that our people will have
paper money in one form or another, and that of all forms of paper
money of which we have had any experience, the present national-bank
currency is the least objectionable, even to those who think that all such
money should i e avoided.
2. That while a bank currency based on Government bonds and redeemable hi greenbacks may be considered as a kind of Government
money, on which the banks are getting the profit, yet without this privilege, or some other equivalent to it, the national-bank system could
never have been established, nor can it now be maintained, and that
this is the cheapest price at which the people or the Government could
have got any banking system so good in all respects and so valuable
as this has proved to be.
Another argument is that the Government must pay interest upon
its bonds whether these are held by the banks or not, hence the profit
to the banks on these bonds has been obtained without charge on the
Treasury; while, on the other hand, if the banks had not been offered
sufficient inducement to invest in these bonds, many more of them




REPORT OF THE COMPTROLLER OP THE CURRENCY.

LXIX

would have gone abroad at low prices, and the country as a whole
would now be so much the worse off.
3. That the want of flexibility in the currency and of elasticity of
volume are consequences arising from the scarcity of bonds and the
high prices to which they have risen, and that this could not have been
foreseen nor provided against in the original acts, but may now be
remedied by proper legislation.
These objections and the answers to them are stated without comment. They are gathered from current discussion in the press, and
seem worthy of consideration.
Some suggestions have been made to me as to new legislation on this
subject, which, together with such conclusions as I have been able to
reach, are subject to whatever disposition Congress may be pleased to
order.
W. L. TRENHOLM,
Comptroller of the Currency.
Hon. JOHN G. CARLISLE,

Speaker of the Rouse of Representatives.







APPENDIX.

A DIGEST OF NATIONAL-BANK CASES.
CONTENTS.*
I. Constitutional law.
(1) Powers of Congress; (2) Powers of the States.
II. Powers and liabilities of national banking associations.
(1) Implied powers; (2) As to collateral securities; (3) Specif] deposits; (4)
Government securities; (5) Certified check: (G) Purchasing check; (7)
Stocks; (#) Deposits to secure performance of contracts; (9) Loans in excess of one-tenth capital; (10) Real estate; (11) Certificates of deposit;
(12) Lien on dividends; (13) Contracts and obligations of old corporation;
(14) Place of business; (15) Circulating notes.
III. Ultra vires.
(1) Dealing in stocks; (2) Purchasing negotiable paper; (3) Lending credit; (4)
Mortgages on real estate; (5) When association cannot set up want of
power.
IV. Stock.
(1) Purchasing its own stock; (2) Liens on stock; (3) May be attached ; (4)
Capital set free belongs to shareholders; (5) Contracts to give Bhares for
business; (6) Transfer of stock ; (7) Specific performance of contract to sell.
V. Shareholders.
(1) Estopped to deny incorporation; (2) Individual liability.
VI. Officers.
(1) Tenure of office; (2) Bonds of officers; (3) Borrowing of association; (4)
Cashier's liability for loan in excess of one-tenth capital; (5) Directors ol
converted banks.
VII. Interest.
(1) What interest associations may take; (2) On claims against insolvent associations; (3) Usury.
VIII. Insolvent associations.
(1) Not subject to bankrupt act; (2) What constitutes insolvency; (3) Assets
a trust fund; (4) United States has no priority; (5) Claims for torts; (6)
Preferences; (7) Basis for estimation of dividends ; (8) Set-off.
IX. Receivers.
(1) Officer of the United States; (2) Whom he represents; (3) How far subject
to Comptroller's orders; (4) Power of courts to appoint; (5) Debtors of
association cannot question legality of appointments; (6) Receiver's decision not final; (7) Sale by; (8) Contracts of.
X. Taxation.
(1) What may be taxed; (2) Rate; (3) Valuation; (4) Exemptions; (5) Collection of tax from the association; (G) License tax; (7) Powers of taxing officers; ^8) Enforcement of taxes; (9) Location of association for taxing
purposes.
XL Jurisdiction.
(1) Jurisdiction of Federal courts prior to the act of July 12,1882 ; (2) Jurisdiction of Federal courts subsequent to act of July 12, 188*2 ; (3) Jurisdiction
of State courts; (4) United States cannot be subjected to jurisdiction of
court; (5) Citizenship.
* Cases which turned upon a peculiar state of facts, and many which hut reiterate settled principles,
have been omitted; also, a few which are reported so badly or so lueagerly that the precise points
decided do not clearly appear.




LXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY,

XII. Suits.
(1) By and against associations; (2) By shareholders; (3) By receivers; (4) By
creditors of insolvent association; (5) For usury; (6) To enforce liability
of shareholders; (7) Execution; (8) Attachments; (9) Abatement; (id)
Estoppel; (11) Suits against liquidating associations; (12) Transitory
aud local suits ; (13) Survival of suits.
XIII. Evidence.
(1) Certificates of Comptroller ; (2) Evidence of insolvency ; (3) Necessity for
assessment by Comptroller.
XIV. Crimes.
(1) Under United States laws ;»(*2) Under State laws; (3) Term " United States
currency" in penal statutes.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXV

L CONSTITUTIONAL LAW.
1. POWEKS OF CONGRESS :

(a) Congress bas the constitutional power to incorporate banks. (McCulloch v.
Maryland, 4 Wheat., 31G; Osborn v. Bank of the United States, 9 Wheat., 738.)
(6) Congress bas power to clothe national hanking associations, as to their
contracts and dealings with the world, with any special immunities and
privileges exempting them, in their trade and intercourse with others, from
the laws and remedies applicable in like cases to other citizens. (The Chesapeake Bank v. The First National Bank of Baltimore, 40 MA., 269.)
(c) Thus, the provision of the banking law that no attachment, injunction, or
execution shall issue against a national hanking association before final
judgment in any suit, action, or proceeding in a State court is constitutional.
'(Ibid.)
(d) The tax imposed on State or national banks paying out the notes of individuals or St ate banks used for circulation is constitutional. (Veazie Hank
v. Feinto, 8 Wall., 533.)
(e) So is tlie tax imposed on them for paying out the circulating notes of municipal corporations. (Merchants' National Bank of Little Bock v. United
States, 101 U.S., 1.)
(/) Snob a tax is not a direct tax within the meaning of the clause of the Constitution, which declares that " direct taxes shall be apportioned among the
several States, according to their respective numbers." (Veazie Bank v.
Fenno, and Merchants' National Bank of Little Hock v. United States, supra.)
(g) Congress having, in the exercise of undisputed constitutional powers, undertaken to provide a currency for the whole country, may secure the benefit
of it to the people by appropriate legislation. ( Veazie Bank v. Fenno, supra.)
(h) Congress had the power to divest the United States courts of their jurisdiction of suits by or against national banking associations. (National Bank
of Jefferson v. Fare ei al., U. S. C. C. (E. 1). Texas), 25 Fed. Hep., 209.)
2. POWEKS OF THE STATES:

(a) National banking associations, being instruments designed to aid the Government in the administration of a branch of the public service, cannot be
controlled by the States, except in so far as Congress may see proper to permit. (Farmers and Mechanics' Bank v. Bearing, 91 U. S.,2l3.)
(b) No authority from the State is necessary to enable a State bank to convert
itself into a national banking association. (Casey v. Galli, 94 U. #.,673.)
(c) National banking associations located outside of a State are subject to its
restraining acts prohibiting all corporations, not authorized by the law of
the State, from keeping therein offices for the purpose* of discount and deposit. (National Bank of Fair haven v. The Phamix Warehousing Company, 6
Bun, 71.)
(d) It is competent for a State by penal enactments to protect its citizens in
their dealings with national banking associations located within the State.
(State v. Fuller, 34 Conn., 280; see also Taxation and jurisdiction.)
II. POWERS AND LIABILITIES.
1. IMPLIED POWERS:

To the enumerated powers of national banking associations are to besupeiadded
all the powers incidental to the business of banking. (Fattison v. 8>iracusr
National Bank, 80 N. Y., 82.)
2. AS TO COLLATERAL SECURITIES :

(a) A national banking association may take stock of a corporation as collateral security for a loan. (Shoemaker v. The National Mechanics' Bank, 2 Abb.
U- S., 416 ;' Canfleldv. The State National Bank of Minneapolis, U. S C. '".
(Vist. Minn.), i Northwestern Reporter, 173.)
(b) And it may take for such purpose the stock of another national banking association/ (National Bank x. Case, 99 U. S., G2d.)
NOTE.—But this poinl was not necessary to the decision of the case.




LXXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

2. AS TO COLLATERAL SECURITIES—Cont iliued.

(c) A national banking association may take a pledge of personal chattels as
security for a loan. (Pittsburgh Locomotive and Car Works v. State National
Bank of Keokuk, U. S. C. C. (Eighth. CircuP, 187.>), 2 Cent. L. </., (592.)
(d) A national banking association may take as security fora loan the indorsement of a married woman, charging her separate estate. Such security is
to be treated as personal security, within the meaning of the banking law,
and not as a mortgage. (Third National Bankv. Blake, 73 N. Y., 200.)
(e) A national banking association may take as collateral security for a loan
a warehouse receipt for merchandise. (Cleveland, Brown $• Co. v. Shoeman,
40 Ohio St., 176.)
(/) A national banking association may take as security for a loan the stock of
a corporation whose entire capital is vested in real estate. Such a loan
does not amount to a lending upon mortgage. (Baldwin v. Canfield, 26
Minn., 43.)
(g) An agreement by a national banking association to the effect that, in case
a note discounted by it shall not be paid, a mortgage given by the maker
to his indorser shall inure to the benefit of the association, is not inhibited
by the national banking law. (First National Bank v. Haire, 36 Iowa, 443;
see also National Bank v. Matthews, 98 U. £., 021.)
(h) A national banking association having taken a mortgage on real estate to
secure a debt i>revionsly contracted may, in order to protect itself, pay off
a prior lien on the said real estate; and the lien which it thus acquires it
may enforce. (Onmv. Merchants' National Bank, 16 Kans., 341; Holmes v.
Bold, 90 Ind., 332.)
(i) Where a national banking association has taken collaterals to secure a loan,
and, after the loan has been repaid, holds them to secure future advances, it is
not a gratuitous bailee ; and it is responsible for the loss of such collaterals occasioned by its lack of ordinary care and diligence, though at the
time the bailor was not indebted to it. (Third National Bank of Baltimore
v. Boyd. 44 Md., 47.)
3

SPECIAL DEPOSITS :

(a) A national banking association may receive special deposits. The provision in section f>228, Revised Statutes, authorizing an association " to deliver
special deposits" implies that it may receive them as apart of its legitimate
business; and this implication is as effectual as an express declaration to
the same effect would have been. (National Bank v. Graharn, 100 U. S., 699.)
(b) National banking associations have power to receive special deposits either
gratuitous!}/ or otherwise. (Pattison v. Syracuse National Bank, 80 N. Y., 82.)
(c) But the executive officers of an association cannot bind it as a gratuitous
bailee, unless they have a special authority from the board of directors so
to do, or there exists a general custom or usage to that effect. (First National Bank of Lyons v. Ocean National Bank, 60 N. Y., 278.)
4. GOVERNMENT SECURITIES :

(a) National banking associations can engage in the business of dealing in and
exchanging Government securities. ( Van Leuven v. First National Bank, 54
N. Y., (371; Yerkesv. National Bank of Port Jervis, 69 N. Y., 383; Leach v.
Hale, 31 Iowa, 69.)
(b) And where an association receives United States bonds of one class for the
purpose of having them converted into bonds of another class, it is not
a mere mandatary, but is responsible for the failure to deliver the bonds on
demand. (Leach v. Hale, supra.)
5. CERTIFIED CHECK :

A national banking association may "certify" a check. A "certified" check
is not within the meaning of section 5183, Revised Statutes, which prohibits the issuing of post-notes or any notes to circulate as money other than
such as are authorized by the national banking law. (Merchants1 National
Hank v. State National Bank, 10 Wall, 604.)
6. PURCHASING CHECK:

A national bank may buy a check drawn upon another bank; and whether the
check is payable to order or to bearer is immaterial. (First National Bank
of Rochester v. Harris, 108 Mass., 514.)
7. STOCKS:

(a) A national banking association, in the compromise of a claim growiug out
of its legitimate business, may take railroad stock. (First National Bank
of Charlotte v. National Exchange Bank of Baltimore, 92 77. S., 122.)




REPORT OF THE COMPTROLLER OF THE CURRENCY

LXX\II

7. STOCKS—Continued.
(b) And when necessary to do so, it may pay the difference between the value
of the stock and the amount of the claim. (Ibid.)
(c) A national banking association may take and hold the coupons of municipal bonds, and may maintain actions thereon. (First National Bank of North
Bennington v. Town of Bennington, U. S. C. C. (Dist. Vt.)t Browne's N. B.
Cas., 43? ; see also Lyons v. Lyons National Ba?ikf 19 Blatch., 279.)
8. DEPOSITS TO SECURE PERFORMANCE OF CONTRACT :

A national banking association may receive a deposit to be held by it as security ibr the faiihiul performance of a contract between the depositor and
another. (Bushnellv. The Chatauqua County National Bank, 10 Hun, 378.)
NOTE.— But the court put the decision upon the further ground that even were
the contract ultra vires, the association, having received the deposit, was estopped from setting up its want of power.
9. LOANS IN EXCESS OF ONE-TENTH CAPITAL:

(a) Sec. i>200, Revised Statutes, which provides that the total liabilities to
any association of any person, &c, shall not exceed one-tenth j)art of the
capital stock paid in, was intended only for the guidance of the association, and, though i s franchises may be liable to forfeiture for violation of
the law, the association may recover of the borrower the full amount of
the loan. (Gold Mining Company v. Rocky Mountain National Bank, 96 U. 8.,
640; O'Harv v. Second National Bank of Tifusville, 77 Venn. St., 96'; Shoemaker
v. The National Mechanic*' Bank, 2 Abb. U. S., 41(>; Stewart v. National Union
Bank of Maryland, 2 Abb. U. S., 424.)
(&) A note is not illegal because at the time it was discounted by the association the maker was indebted to the association in a sum equal to more than
one-tenth part of its capital. (O'Jfare v. /Second National Bank of Titusville,
supra.)
(c) And a court of equity will not enjoin an association, at the instance of the
borrower, from transferring to innocent third persons notes and securities,
on the ground that the notes represent part of a Joan made in excess of 10
per cent, of the capital of the association. (Elder v. First National Bank of
Ottawa, 12 Kans., 23H.)
(d) Where a State bank makes a loan to one person of an amount in excess of
one-tenth part of its capital, and is afterward converted inlo a national
bank, it may, after conversion, extend tho time for payment of such loan
without violating section f>"200, Revised Statutes. (Allen v. The First National Bank of Xenia, 23 Ohio St., 97.)
10. REAL ESTATE :

(a) Where a national banking association acquires real estate which it is not
authorized to take, the conveyance to it is not void, but only voidable.
And the title of the association to such real estate is good until assailed
in a direct proceeding by the Government. (Reynolds v. Craivfordville Bank,
112 U. iS'., 405; see also National Bank v. Matthews, 98 U. S., 621; National
Bank v. Whitney, 103 U. 8., 99 ; Swopev. Leffingivell, 105 U. S., 3; Fortier v.
New Orhans Bank, 112 U. S., 439.)
(b) The amount of real estate which a national banking association may purchase to secure a pre-existing debt is not limited to the exact amount of
the debt, but as much may be purchased as is necessary to secure the debt
due, so long as the security of such debt is the real object ot the purchase.
( Upton v. National Bank of South Reading, 1^0 Mass.. 153.)
(c) Where the purpose is to secure a debt previously contracted, a national
banking association may take a conveyance of real estate worth more than
the debt, and pay the difference between the debt and the value of the
property. (Libby v. Union National Bank, 99 ///., (J22.)
(d) Where a national banking association sells real estate it may take a mortgage thereon to secure the payment of the purchase-money. (New Orleans
National Bank v, Raymond, 2\) La. Ann., 355.)
11. CERTIFICATES OF DEPOSIT:

National banking associations may issue certificates of deposit. Such certificates are not post-notes Aviihin tho prohibition of section 5183, Revised
Statutes. (Iluntv. Appellant. Supreme Court of Mass., May 7, 1886; Riddle
v. First National Bank U. S. C. C. ( W. D. Venn.), 21 Fed. 7iVj?.,503. )
12. LIEN ON DIVIDENDS:

An association has an equitable lien upon dividends declared for any just debt
due to it from the shareholders. (Hagerx. Union National Bank, 63 Me.,
509.)




LXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
13. CONTRACTS AND OBLIGATIONS OF OLD CORPORATION:

(a) Where a State bank has been converted into a national banking association it may enforce all contracts made with it while a State corporation*
(City National Bank v. Phelps, 97 N. Y., 44.)
And it is liable, after the conversion, for all the obligations of the old institution. {Coffee v. The National Bank of Missouri, 46 Mo., 140; Kelsey v. The
National Bank of Crawford, 69 Penn. St., 426.)
(c) A national banking association organized as the successor of a State bank
may take and hold the assets of the bank whose place it takes, though there
was not in form a! conversion from a State to a national corporation, but
the organization of a new corporation. (Bank v. Molntire, 40 Ohio St., 528.)
(d) 4 n ( i such association will be liable to the depositors of the former bank.
Eans v. Exchange Bank, 79 Mo., 182.)
14. PLACE OF BUSINESS:

(a) The provision requiring u the usual business" of the association to be transacted ' i at an office or banking-house in the place specified in its organization
certificate" must be construed reasonably; and a part of the legitimate
business of the association which cannot be transacted at the banking-house
may be done elsewhere. (Merchants' Bankv. State Bank, 10 Wall., 604.)
(b) Although the general business of a national banking association is to be
transacted at its place of business, yet, if the association is fully advised of
the facts, and does not object, and there is no fraud, its officers, when acting within the general scope of their authority, may bind it by acts done
at another place. (Burton v. Burley, 9 Biss., 253.)
15. CIRCULATING NOTES:

The circulating notes of a national banking association are valid, though they
do not bear the imprint of the seal of the Treasury. Such imprint was
intended to be simply evidence of the contract, and forms no part of the
contract itself. ( United States v. Bennett, 17 Blatch., 357.)
III. ULTRA VIRES.
1. DEALING IN STOCKS:

(a) A national banking association is not authorized to act as a broker or agent
in the purchase of bonds and stocks. (First National Bank of Allentown v.
Hoch, 89 Penn St., 324 ; Weckler v. The First National Bank of Hagerstown% 42
Md., 581.)
(6) A national banking association cannot deal in stocks. The prohibition is tobe implied from the failure to grant the power. (First National Bankv.
National Exchange Bank, 92 U. S., 122.)
NOTE.—But see as to its power to deal in Government securities, Powers, 4.
2. PURCHASING NEGOTIABLE PAPER:

A national banking association cannot purchase negotiable pay>er. (Lazear v.
National Union Bank of Baltimore, 52 Md., 78; First National Bank of Rochester
v. Pierson, 24 Minn., 140; see also Farmers and Mechanics1 Bank v. Baldwin,
23 Minn.. 198. But see Smith v. The Exchange Bank of Pittsburgh, 26 Ohio 8t.9
141.)
3. LENDING CREDIT :

(a) A national banking association cannot lend its credit. (Johnston v. Charlottesville National Bank, 3 Hughes, 657 ; Seligman v. Charlottesville National
Bank, 3 Hughes, 647.)
(b) A national banking association cannot guarantee the paper of a customer
for his accommodation. (Seligman v. Charlottesville National Bank, supra.)
(c) The accommodation paper of a national banking association is void in the
hands of one who takes it with knowledge of its character. (Johnston v.
Charlottesville National Bank, supra.)
4. MORTGAGES ON REAL ESTATE:

(a) National banking associations are by implication prohibited from taking
mortgages on real estate as security for contemporaneous loans. (National
Bank v. Matthews, 98 U. S., 621; Fowler v. Scully, 72 Penn. St., 456; Kansas
Valley National Bank v. liowell, 2 Dill., 371; Commonwealth Bank v. Olark,
4i/o.',59; Crockerv. Whitney, 71 N. Y., 161; Fridleyv. Bowen, 87 III.,,*151.)
(6) But where such security has been taken, no one but the Government can be
heard to complain that the association has exceeded its powers. (National
Bankv. Matthews, supra; National Bankv. Whitney, 103 U. 8., 99; Swopev*




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXIX

4. MORTGAGES ON REAL ESTATE—Continued.

Lcfingicell, 105 U. S., 3 ; Reynolds v. National Bank, 112 U. S., 405; Fortier v.
National Bank, 112 U. S., 439.)
NOTE.—These decisions overrule, on this point, Kansas Valley National Bank
v. Rowell, 2 Dill., 371; Crocker v. Whitney, supra; Fowler v. Scully, supra;
Matthews v. Skinker, 62 Mo., 329; Woods v. People's National Bank of Pittsburgh, 83 Penn St., 57 ; Fridley v. Bowen% supra.
6* WHEN ASSOCIATION CANNOT SET UP WANT OF POWER :

Where a national banking association has entered into a contract which it was
not authorized to make, a party who has enjoyed the benefit; of such contract cannot question its validity. (Casey v. La SocieUcle CreditMobilier,
2 Woods, 77; German National Bank v. Meadoxvcroft, 95 III., 124.)
IV. STOCK.
I. PURCHASING ITS OWN STOCK:

Where a national banking association purchases shares of its own stock, and
divides them among its directors, to whom the shares are transferred upon
the stock books, the transaction is void, and no title passes. (Meyers v.
Valley National Bank, U.S. B.C. (E. Dist. Mo.), 13 National Bankruptcy
Register, 34.)
U. LIENS ON STOCK:

(a) A national banking association cannot acquire a lien on the stock of a
shareholder. And a by-law prohibiting a transfer until all liabilities of
the shareholder to the association are discharged, or a provision to that
effect in the certificates of stock, is void. (Bullard v. National Bank, 18
Wall., 589; Bankw. Lanier, 11 Wall., 369; Conklin v. The Second National
Bank, 45 N. Y., 655.)
(6) A national banking association cannot take a pledge of its stock to secure
a deposit made 1# it with another bank. Such a transaction amounts to
a lending upon the security of its own shares. (Bank v. Lanier, supra.)
(c) Though a bank is prohibited from lending money upon the security of its
own shares, yet if the shares have been sold and the proceeds applied to the
payment of the debt, the courts will not aid the shareholder to recover the
value of the shares. He can dispute the validity of the transaction only
while the contract is executory, and the security still subsists in the possession of the bank. (National Bank of Xeniav. Stewart, 107 U. S., 676.)
3. MAY BE ATTACHED:

The stock of a shareholder indebted to it may be attached by the association
and sold on execution. (Hagar v. Union National Bank, 63 Me., 509.)
4. CAPITAL SET FREE BELONGS TO SHAREHOLDERS :

When a national banking association reduces its capital stock the amount of
capital thus released belongs to the shareholders pro rata, and must be
returned to them; and it cannot be retained by the association for a surplus. (Seely v. New York National Exchange Bank, 8 Daly, 400; 8. e., 4 Abb.
N. C, 61.)
5. CONTRACTS TO GIVE SHARES FOR BUSINESS:

Where an association has made or ratified a contract to give a person a certain
number of the shares of its stock, upon condition that he will continue to
do his business with it, and derives the benefit from this contract, the other
party may recover of the association the value of the shares. (Rich v. State
National Bank of Lincolny 7 Nebr., 231.)
6. TRANSFER OF STOCK:

(a) The transfer of shares in national banking associations is not governed by
different rules from those which are ordinarily applied to the transfer of
shares in other corporate bodies. (Johnson v. Lajiin, 103 U. S., 800.)
(b) The entry of the transaction in the books of the association is required, not
for the translation of the title, but for the protection of the parties and
others dealing with the association, and to enable it to know who are its
stockholders. (Ibid.)
(c) A shareholder in a national bank, while it is a going concern, has the absolute right, in the absence of fraud, to make a bona tide and actual sale and
transfer of his shares, at any time, to any person capable in law of purchasing and holding the same, and of assuming the transferees liabilities
in respect thereto; and this right is not, in such cases, subject to the control of the directors or other stockholders. (Johnson v. Lajiin, 5 DiM.,65.)




LXXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

6. TRANSFER OF STOCK—Continued.

(d) Under the pretense of prescribing the manner thereof, an assoeiation>canuot clog the transfer with useless restrictions. (Johnson v. Lajlin, supra.)
(e) When a shareholder, acting in good faith, delivers his certificates of stock,
with a blank power of attorney for making the transfer, and receives the
purcbase-money, the sale is complete, and the title passes. (Ibid.)
( / ) Where a cashier, who is intrusted by the directors with the duty of transferring the stock of the association, refuses, for insutiicienb reasons, to
transfer shares, and tho association subsequently becomes insolvent, the
owner of the shares may maintain an action against the receiver for the
injury sustained. (Case v. Citizens7 Bank, 100 U.' S., 446.)
7. SPECIFIC PERFORMANCE OF CONTRACT TO SELL :

A specific performance of a contract to sell the stock of a national banking association will not. be enforced in favor of a purchaser who places his claim
for equitable relief upon the ground that he desires to obtain control of the
association. Such an object is contrary to public policy. (Foil's Appeal,
81 Perm. St., 434.)
V. SHAREHOLDERS.
1. ESTOPPED TO DENY INCORPORATION :

A shareholder who has held himself out to the world as such is estopped to deny
thatthe association was legally incorporated. (Casey v. Galli, 94 U. S., 673;
Wheehck v. Eost, 77 JH., 296.)
2. INDIVIDUAL LIABILITY :

(a) The question whether there is a deficiency of assets, and when it is necessary to eniorce the individual liability of shareholders, is for the Comptroller to determine; and his decision in this matter is final and conclusive.
(Kennedy v. Gibson, 8 Ma//., 498; National Bank v. Case, 99 U. S., 628; Casey
Y. Galli',94 U.S., 673.)
(fc) The amount contributed by each shareholder should bear the same proportion TO the whole amount of the deficit as his own stock bears to the whole
amount of tho capital stock at its par value. And the solvent shareholders
cannot be made to contribute more than their proportion to make good the
deficiency caused by the insolvency of other shareholders. ( United States v.
Enox, 102 U. S.,422.)
(c) A shareholder who disposes of his stock will continue to be liable thereon
until the transfer is noted on the books of the association. (Bowdell v.
Farmers and Merchants1 National Bank of Baltimore, U. S. C. C. (D. Md», 1877),
Browne?8 N. B. Cas., 147.
(d) The individual liability of a shareholder adheres to his estate after his death
until his place as a member of the association is taken by some new shareholder. (Davis v. Weed, U. S. D. C. (Dist. Conn.), reported 44 Conn., 569.
(e) The receiver has a valid claim against the estate generally of a deceased
shareholder who died prior to the insolvency of tho bank, but whose stock
has not been transferred. (Ibid.)
(f) And the fact that the title to the stock of a deceased shareholder vests in
his administrator does not relieve the estate from the burden of an assessment. (Ibid )
(g) Nor will the fact that the administration is complete, and all the assets
have been distributed, defeat an action brought to recover the assessment.

(Ibid.)

(h) One who appears on the books of the association as the owner of shares of
its stock is individually liable, though he hold the stock merely as collateral
security. (National Bankv. Case, 99 U. £.,028; Moore v. Jones, 3 Woods,
53; Bowdell v. Farmers and M<rchants' National Bank of Baltimore, supra;
Haley. Walker, 31 Iowa, 344; Wheelock v. Kost, supra.)
(i) But where a pledgee, for the express purpose of avoiding a personal liability, and before tin* association becomes insolvent, or is in danger of insolvency, transfers the stock to an irresponsible person, he, the pledgee, will
not be liable to contribute as a shareholder. (Anderson v. Warehouse Co.,
I l l U. S., 479.)
(j) And where stock has been transferred as collateral security for a loan, with
the understanding that in case of default in the payment of the loan the shares
shall be sold, the transferee, upon default made, and be lore the bank closes
its doors, may sell the stock for a nominal consideration, though his purpose be to avoid a personal liability; and such a transaction cannot be set




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXXI

2. INDIVIDUAL LIABILITY—Continued.

aside as a fraud upon the creditors of the association. (Magruder v. Colston.
44 Md., 349.)
NOTE.—The court put the decision upon the ground that the sale was in pursuance of a stipulation which formed a part of the contract between the
original owner and his transferee. See also Holyoke Bank v. Burnham, 11
Cush., 187,, upon the authority of which the Maryland case was decided.
(k) If the trusteeship of one who holds stock in trust does not appear upon the
books of the association he will be individually liable. (Davis v. Essex Baptist Society, U. S. D. C. (Dist. Conn.), reported 44 Conn., f>82.)
(I) A transfer of shares for the purpose of avoiding liability, though made
"out and out," is void. (National Bank v. Case, supra; Bowden v. Santos,
1 Hughes, 158.)
(m) And where a shareholder, who has knowledge of tbe insolvent condition of
the bank, transfers his shares, without consideration, to a person unable to
respond to the assessment, the transfer may be set aside and the individual
liability of tbe transferer enforced. (Boivden v. Johnson, 107 U. S., 251.)
(n) The real owner of the stock is liable as a stockholder, though when he purchased the stock he had it transferred upon the books to another. (Davis
v. Stevens, 17 Blatch., 259.)
NOTE.—The case of the owner of stock is thus different from that of a
pledgee. (See Anderson v. Philadelphia Warehouse Company, supra.)
(o) Where shareholders have assessed themselves to the amount of the par value
of the stock for the purpose of restoring impaired capital, the contributions
made in pursuance of such assessment, though all used in paying the debts
of the association, will not so operate either at law or in equity as to discharge the shareholders from their individual liability. (Delano v. Butler,
U. S. S. C., October Term, 1880.)
(p) The individual liability of the shareholders of an insolvent association may
bo enforced for the purpose of paying all of its liabilities, and not merely
for the purpose of paying its •' debts," technically so called. (Stantonv.
Wilkeson, 8 Ben., 357.)
VI. OFFICERS.
1. TENURE OF OFFICE:

(a) The officers of a national banking association can hold their positions enly
by the tenure specified in section 5136, Revised Statutes, viz, the pleasure
of the board of directors. (Harrington v. First National Bank of Chittenango,
S. C. N. Y., 1H73, Thomp. N. B. Cas., 761; see also Taylor v. Hution, 43 Barb.,
195.)
(b) Directors of national banking associations may remove the president, both
under the law of Congress and the articles of association, where the latter
so provide. The power exists 'hough the association has adopted no bylaws. ('Taylor v. Mutton, supra.)
2. BONDS OF OFFICERS:

(a) It is not necessary that national banking associations shall signify their ap
X>roval of the official bonds of their officers by memoranda entered upon the
journals or minutes of the directors. The acceptance is to be presumed
from the retention of the bond, and from the fact that the officer is permitted to enter upon, or continue in the discharge of his duties. (Grover v. The
Lebanon National Bank, 10 Bush, 23.)
(6) Where the sureties of an officer can reasonably be presumed to have been
deceived by the statement of the condition of the bank published just prior
to tbe execution of the bond, and to have been led to think that there was
no deficit, whereas there had been a misapplication of a large part of the
funds by the officer whose bondsmen they became, which fact would have
been ascertained had the directors exercised ordinary diligence, the sureties
are discharged from their liability. (Grover v. The Lebanon National Bank,
supra.)
3. BORROWING MONEY OF ASSOCIATION:

An officer may, in the ordinary course'of business, borrow money of the association. (Blair v First National Bank of Mansfield, U. S. C. C. (N. D. Ohio,
1877), 10 Chicago Legal News, 84.)
4. CASHIER'S LIABILITY FOR LOAN IN EXCESS OF ONE-TENTH CAPITAL:

If a cashier, without authority from the directors so to do, make a loan in excess
of one-tenth oi; the capital of the association, he will be liable, in case of loss,
ii>r tliu amount, of the excess. (Second National Bank of Oswego v. Burt% XXY
New York Weekly Digest, 290.)
H. Ex, 3
YI




LXXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

5. DIRECTORS OF CONVERTED BANKS:

(a) When a State bank is converted into a national banking association all of
the directors at the lime will continue to be the directors of the association
until others are appointed or elected, though some of them may not have
joined in the execution of the articles of association and organization certificate. (Lockwood v. The American National Bank, 9 i?./., 308.)
(b) Au<\,semble, that the directors of a bank at the time of its conversion into a
national banking association are not required to take the oath of directors.
(Ibid.)
(c) But even were the oath required, a majority of all who were directors at
the time of the conversion, and not merely a majority of those who take
the oath, are necessary to constitute a quorum. (Ibid.)
VII. INTEREST.
1. WHAT INTEREST ASSOCIATIONS MAY TAKE :

(a) The provision in section 30 of the act of 1864 "that where, by the law of
any State, a different rate is limited for banks of issue organized under
State laws, the rate so limited shall be allowed for associations organized
in any such State under the act," is enabling, and not restrictive; and,
therefore, a national banking association in any State may stipulate for as
high a rate of interest as by the laws of such State a natural person may,
although State banks of issue are restricted to a less rate. {Tiffany v.National Bank of the State of Missouri, 18 Wall, 409.)
(b) But it is not to be inferred from Tiffany v. National Bank of Missouri that
whatever by the laws of the State is lawful for natural persons in acquiring title to negotiable paper by discount is lawful for national banks.
(National Bankv. Johnson, 104 U. £.,271.)
(c) The interest which a national banking association may charge is limited to
the rate allowed to the banks of the State generally ; and the fact that a
few of the State banks are specially authorized to take a higher rate is
not a warrant fora national banking association to do so. (Duncan v. First
National Hank if Mount Pleasant, V. S. 1). V. (IV. D. Penn., 1876), 11 Bank.
Mag., 787 ; Gruber v. First National Bank, 87 Perm. St., 408.)
(d) Where the State law does not limit the rate of interest which may be
charged on loans to corporations, a national hanking association located in
that State cannot charge more than 7 per cent, interest on such loans
(In re Wild, 11 Blatch., 24X)
2. ON CLAIMS AGAINST INSOLVP:XT ASSOCIATIONS :

(a) A depositor in a national banking association which has become insolvent
is entitled to interest on his deposit. (National Baik of Commonwealth v.
Mechanics' National Bank, 94 U. S., 437.)
(b) He is entitled to interest from the date of the suspension of payments; and
no demand upon the association is necessary. (Chemical National Bank v.
Bailey, 12 Blatch,, 480.)
(c) Claims, when proved to the satisfaction of the Comptroller, are upon the
same footing as if put in judgment, and therefore bear interest; and the
fact that, under certain circumstances, there might be thus a compounding
of interest, will not defeat the right to interest. (National Bank of Commonwealth v. Mechanics' National Bank, supra.)
(d) But where a creditor has obtained judgment against an insolvent national
banking association for the full amount of his claim and interest, he is not
entitled to interest upon the face of the j udgment, but only upon the amount
of the claim at the time of the failure. ( White v. Knox, 111 U. S.y 784.)
(e) The creditors of an insolvent national banking association in the hands of
a receiver are entitled to interest on their claims during the period of administration. (Chemical National Bank v. Bailey, supra.)
( / ) The assessments made by the Comptroller upon the shareholders of an insolven t association bear interest from the date of the order. (Casey v. Galli,
94 17. £.,673.)
3. USURY:

(a) The usury laws of the States do not apply to national banking associations. (Farmers and Mechanics1 Bank v. Bearing, 91 U. £.,29; Central National Bankv. Pratt, 115 Mass., 539; First National Bankv. Gorlinghouse,
22 Ohio St., 492; Davis v. Randall, 115 Mass., 547; Hintermisterv. First National Bank, 64 N. Y., 212.)
(6) And the remedies provided by the SUte for the taking of usury cannot be
resorted to. (Farmers and Mechanics1 Bank v. Dearinqt supra; Wiley v.
Starbuck, 44 lnd.} 298.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII
3. USURY—Continued.
(c) The taking of illegal interest by a national banking association does not
render the contract void. (Farmers and Mechanics? Bank v. Bearing, supra.)
(d) It does not invalidate an indorsement or a guaranty of the notes upon which
the usurious interest was paid. (Gates v. First National Bank of Montgomery, 100 U. S., 239; Lazear v. National Union Bank of Baltimore, 52 Md.9
78.)
(e) But usury destroys the interest-bearing power of the obligation ; and there
will be no point of time from which it can bear interest. (Lucas v. Government National Bank, 78 Penn. St., 228.)
(/) The usury works a forfeiture of the entire interest accruing after maturity
and before judgment, as well as that which accrues before maturity.
(Skunk v. The First National Bank of Gallon, 22 Ohio St., 508.)
(g) The.discounting of business paper by a national banking association at a
higher than the legal rate is usurious, though the law of the State fixes no
liAiit to the rate which natural persons may take for the discount or purchase of such paper. (Johnson v. National Bank of GlovtrsviUe, 74 N. F.,
329; affirmed in National Bank v. Johnson, 104 U. S., 271).
(h) By charging more than legal interest on overdrafts, a national banking association loses the right to recover any interest at all. (Third National
Bank of Philadelphia v. Miller, 90 Penn. St., 241.)
(i) The liabilities of antecedent parties to a note or bill will not be affected by
the usurious character of the transaction between the payee and the association ; and the association may recover the loll amount of the note or bill
from the maker or acceptor. (Smith v. The Exchange Bank of Pittsburgh,2Q
Ohio St., 141.)
(j) Usurious interest which has been paid to a national banking association
cannot be applied by way of payment or set-off in any action by the association to recover the amount of the loan. {Bar-net v. Muncie National Bank,
98 U. S., 855.)
(k) Nor can the penalty for taking the usurious interest be recovered by wray
of counter claim in such action, but a separate action must be brought
therefor. (Ibid.)
NOTE.—This case overrules portions of the decisions in Lucas v. Government
National Bank, supra; Overholt v. National Bank, 82 Penn. St., 490 ; Cake v.
The First National Bank of Lebanon, 83 Penn. St., 303.
(I) A director is not by reason of his position estopped from setting up the defense of usury in an action brought against him by the association. (Bank
of Cadiz v. Slemmons, 34 Ohio St., 142.)
(m) Where a national banking association has discounted notes for another
bank at a usurious rate of interest, the fact that the other bank has charged
illegal interest on those notes to its customers will not affect its right to
set up the defense of usury in an action by the association. (Third National
Bank of Philadelphia v. Miller, supra.)
(n) The amount which may be recovered from the association as a penalty is
twice the amount of interest paid, and not simply twice the amount in excess of the legal rate. (Crocker v. First National Bank of Chctopa, U. S. C. C.
(Eighth Circuit), 3 Am. L. T. [N. S.], 350; Overholt v. National Bank of
Mount Pleasant, 82 Penn. St., 490 ; see also Bar net v. Muncie National Bank,
supra.)
VIII. INSOLVENCY.
1. NOT SUBJECT TO BANKRUPT ACT :

National banking associations were not subject to the bankrupt act while that
act was in force. (In re Manufacturers' National Bank, 5 Biss., 499.)

2. WHAT CONSTITUTES INSOLVENCY :

The term " insolvency," as used in section 5242 Kevised Statutes, forbidding
transfer of the assets of national banking associations after, or in contemplation of, such insolvency, has the same meaning as it had when applied
to traders in the bankrupt act; that is, it does not mean an absolute inability of a debtor to pay his debt at some future time, upon a settlement
and winding up of his affairs, but a present inability to pay in the ordinary
course of business. (Case v. Citizens' Bank of Louisiana^ 2 Woods, 23; Market
Bank v. Pacific National Bank, 30 Hun, 50.)




LXXXIV

REPORT OF THE COMPTROLLER OF THT3 CURRENCY.

3. ASSETS A TRUST FUND :

Upon the appointment of a receiver all the assets of the association become in
his hands a trust fund which the statute of limitations does not touch or
affect. (Riddle v. First National Bank, U. S. C. C. ( W. D. Venn.), 27 Fed. Rep..
503.)
NOTE.—But this point was not necessary to the decision of the case, for suits
against insolvent corporations are by a law of Pennsylvania expressly excluded from the operation of the statute.
4. UNITED STATES HAS NO PRIORITY :

(a) Section 346(5, which gives the United States a priority for all claims it has
against insolvent debtors, does not apply to the case of an insolvent national
banking association. (Cook County National Bank v. United States, 107 U. S,7
445.)
(6) And as against the proceeds of the bonds deposited to secure circulation
the United States can set off no claim, except for money advanced to redeem the notes. (Ibid.)
(c) And upon the failure of an association its five per cent, redemption fund
cannot be retained by the Treasurer to pay taxes due to the United States,
but the fund passes to the Comptroller as an asset of the association. (Jackson v. United States, 20 Ct. Cls., 298.)
5. CLAIMS FOR TORTS :

Claims arising out of the non-feasance or malfeasance of the association should
bo paid ratably with the debts, technically so called. (Turner v. The First
National Bank of Keokuk et al., 26 Iowa, 562.)
6. PREFERENCES :

(a) A preference, to be within the meaning of section 5242 Revised Statutes,
must be given to an existing creditor to secure a pre-existing debt. A transfer by an insolvent bank to secure a contemporaneous loan is not a violation
of the law (Casey v. La Societyde Credit Mobilier, 2 IVoods, 77 )
(b) The insolvency need bo in the contemplation of the bank only. It need
not be known to the person to whom the transfer is made. ( Case v. Citizens'
Bank of Louisiana, supra.)
(c) After the directors of an insolvent association have voted to close its doors,
any transfer of assets whereby a creditor secures a preference must be presumed to be made with an intent to prefer. (National /Security Bank v.
Price, 22 Fed. Rep., 697.)
(d) Where the officers of an association which is in danger of insolvency, for
the purpose and in the expectation of preventing a failure, make a pledge of
securities to a depositor to induce him not to withdraw his deposit, such
a pledge is not a preference within the meaning of section 5242 Revised
Statutes, and will not be set aside when the association afterward is declared insolvent. (Roberts v. Hill, 23 Fed. Rep., 311.)
(e) Where an insolvent association receives a deposit a short time before closing its doors, its officers knowing of the insolvency at the time, the receipt
ol such deposit is a fraud upon the depositor, and no title passes to the association ; and, therefore, the depositor may reclaim the whole amount
of the deposit; and as he claims under his original title, and not under a
transfer from the association, such reclamation does not amount to a preference. (Cragie et al v. Hadleyy 99 N. Y., 131.)
7. BASIS FOR ESTIMATION OF DIVIDENDS:

In estimating the dividends tp be paid out of the assets of an insolvent association, the value of the claims at the time when the insolvency is declared is
to be taken as the basis of distribution. (White v. Knox, 111 U. S., 784.)
8. SET-OFF:

(a) A person liable upon a note to an insolvent national bank may set off
against his indebtedness the amount of his deposit with the bank. (Platt
v. Bentley, Thomp.N B. Cas., 758.)
(6) But a debtor cannot set off the amount of a deposit assigned to him after
the act of insolvency committed. ( The Venanqo National Bank y. Taylor. 56

fenn. St.,U.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXXV

IX. RECEIVERS.
1. OFFICER OF THE UNITED STATES :

A receiver, when appointed by the Comptroller, with the concurrence of the
Secretary, is an officer of the United States. (Stantonv. Wilkeson,SBen.9
3i7.)
2. WHOM HE REPRESENTS:

Ho represents the hank, its stockholders, and its creditors; but ho does not
in any sense represent the Government. (Case v. Terrell, 11 Wall., 199.)
3. HOW FAR SUBJECT TO COMPTROLLER'S ORDERS:

(a) The clause of section 50, act of 18G4, which prescribes that the receiver shall
be " under the direction of the Comptroller," means only that he shall be
subject to the Comptroller's direction, not that ho shall not act without
orders. He may br'ng suit to collect assets without having been instructed to do so by the Comptroller. (Bank v. Kennedy, 17 Wall.)
(b) The receiver of a national bank is the instrument of the Comptroller, and
may be removed by him. (Kennedy v. Gibson, 8 Wall., 505.)
4. POWER OF COURTS TO APPOINT:

(a) The power of the Comptroller to appoint a receiver is not exclusive; it does
not oust the courts of equity of their authority in the matter; and, therefore, a court of competent jurisdiction may place the bank in the hands
of a receiver in cases where, according to the rules of equity, H may pursue such a course with regard to insolvent corporations generally. (Irons
9
v. Manufacturers' National Bank, 6 Biss., 301; Wright v. Merchants National

Bank, 1 Flippin, 5(31.)

(b) Where a bank has gone into voluntary liquidation, and the Comptroller has
no power to appoint a receiver, a proper court, in a case where such action
is necessary to protect the interests of a creditor, will appoint a receiver
for it. (Irons v. The Manufacturers1 National Bank, supra.)
5. DEBTORS OF ASSOCIATION CANNOT QUESTION LEGALITY OF APPOINTMENT :

The legality of the appointment of the receiver cannot be questioned by the
debtors of the bank when sued by him. The bank may move to have the
appointment set aside, but the debtors cannot. (Cadie v. Baker, 20 Wall.,
650 j see also Platt v. Beebe, 57 N. T., 339.)
6 RECEIVER'S DECISION NOT FINAL:

The decision of a receiver rejecting a claim is not final. The claimant still has
the right to sue. (Bank of Bethel v. Paliquioque Bank, 14 Wall, 383.)
7. SALE BY :

(a) The receiver cannot sell the real or personal property of the bank without
an order from a court of competent jurisdiction. (Ellis v. Little, 27 Kans.,
707.)
b) Nor can he sell upon terms in conflict with the order. (Ibid.)
c) And under an order permitting him to sell the property of the bank he cannot exchange, trade, or barter it for other property. (Ibid.)
(d) A sale made by a receiver under order of a court is to all intents and purposes a judicial sale. (In re Third National Bank, 9 Biss, 535.)
8. CONTRACTS O F :

(a) As the power of a receiver of a national bank appointed by the Comptroller
is limited, a person dealing with him in his official capacity is bound as a
matter of law to have knowledge of his authority to act, and if contracts
and agreements are entered into with the receiver in excess of his authority
as conferred by law, the parties contract at their own peril, and the estate
of the bank cannot be charged for the default or inability of a receiver
acting outside of his functions as receiver and beyond the "duties which it
involves. (Ellis v. Little, 27 Kans., 707.)
(b) The receiver cannot charge the estate of the bank by any executory contract, unless authorized so to do by the provisions of the national banking
law, and the order of a court of competent jurisdiction obtained upon the
terms of said law. (Ibid.)




LXXXVI

REPORT OF THE COMPTROLLER OF THE
X. TAXATION.

1. WHAT MAY BE TAXED:

(a) A State cannot tax the capital stock of a national bank, as such. The tax
must be assessed upon the shares of the different stockholders. (Collins v.
Chicago, 4 Jiies., 472.)
(b) The entire interest of the shareholders may be taxed without any deduction for that portion of the capital which is invested in United States
securities. (Van Allen v. The Assessors, 3 Wai., 573).
(o) New shares issued by a national banking association cannot be taxed until the
increase of capital has been approved by the Comptroller of the Currency.
(Charleston v. People's Rational Bank, 5 S. C, 103.)
(d) The undivided surplus of a national banking association, unless invested in
Federal securities, may be lawfully taxed by the State. (North Ward National
Bank of Newark \. City of Newark, 10 Vroom, 380; First National Bankv.
Peterborough, 56 N. //., 38.)
(e) But, of course, if the surplus is taken into consideration in estimating the
taxable value of the shares, it is not to be taxed separately. (North Ward
National Bankv. City of Newark, supra.)
NOTE.—But it has been held in Maryland that the stock of an association
represents its whole property, and where a tax is assessed upon the shares
a separate tax upon the real or personal estate amounts to double taxation ; and, therefore, where the organic laws of the State prohibit double
taxation, such a tax upon the property of1 an association is void. (County
Commissioners v. Farmers and Mechanics National Bank, 48 Md. Ill; see also
National State Bank v. Young, 25 Iowa, 311, wherein it was held that the
Siates could tax only the shares, eo nomine, and the real estate.)
(/) The surplus fund of a national banking association is not excluded in the
valuation of its shares for taxation. (Strajford National Bank v. Dover, 59
N.H., 31(3.)
(g) Where shares of stock are assessed at their actual cash value without any
deduction for the real estate owned by the association the real estate should
not ]>e taxed eo nomine. (Commissioners of Rice County v. Citizens1 National
Bank of Faribault, 23 Minn., 280.)
(h) The States cannot tax t he circulating notes of national banking associations.
(Home v. Greene, 52 Miss., 452; Contra Board of Commissioners v. Elston, 32
Jnd.,27; see also Hitffin v. Board of Commissioners, 69 N. C, 498; LilyY. The
Commissioners, 69 N. C, 300.)
2. RATE:

(a) Where the State banks are taxed upon their capital, no tax can be imposed
upon the shares of national banking associations; for as the capital of the
State banks may consist of the bonds of the United States, which are exempt from State taxation, a tax on capital is not equivalent to a tax on
shares. (Van Allen v. The Assessors, 3 Wall., 573; Bradley v. The People, 4
Wall., 459.)
(b) But though the tax upon the State banks is not eo nomine a tax on shares,
yet if it is equivalent to such a tax the shares in the national banking associations located in that State may be taxed. (Frazer v. Seibern, 16 Ohio St.,
614; Van Slyke v. State, 23 Wis., 656; Boy noil v. State, 25 Wis., 112.)
(c) When by local legislation different rates are prescribed for different classes
of moneyed capital, the rate imposed upon shares of national banks should
approximate as closely as may be to the rate imposed upon other moneyed
cupital of the same or similar class, viz, shares of State banks. (City National Bank v. Paducah, U. S. C. C. (Sixth Circuit, 1877), 5 Cent. L. J., 347.)
(d) Congress meant no more thau to require of the States as a condition to the
exercise of the power to tax the shares in national banks, that they should,
as far as they had the capacity, tax in like manner the shares of banks of
issue of their own creation. (Lionberger v. Rouse, 9 Wall., 468.)
(e) Therefore, where a State has previously contracted with, the banks which
it has chartered that they shall not be taxed above a certain rate, a tax
upon national-bank shares at a ^eater rate is not invalid, if this rate is
not greater than that assessed upon all the moneyed capital within the
State, except that of the State banks. (Ibid.)
( / ) Any system of assessment of taxes which exacts from the owner of the
shares of a national banking association a larger sum in proportion to the
actual value of those shares than it does from other moneyed capital, valued
in like manner, taxes the shares at a greater rate, notwithstanding that
the percentage of tax on the valuation is the same as that applied to other
moneyed capital. (Peltonv. Commercial National Bank, 101 U. S., 143.)




REPORT OF* THE COMPTROLLER OF THE CURRENCY. LXXXV1I
3. VALUATION:

O) In estimating the value of the shares for the purpose of taxation reference
mav be had to all the property and values of the bank. (St. Louis National
Bankw Papiu, U. S. C. C. (Eighth Circuit), 3 Cent. L.J., 669.)
(b) If no excessive valuation is complained of, and a correct result is arrived
at, equity will not restrain the collection of a tax because the method of
computation was erroneous. (Ibid.)
(c) The shares may be valued for taxation at an amount exceeding their face
value, if this amount is not at a greater rate than the valuation set upon
other moneyed capital in the State. (Hepburn v. School Directors, 23 Wall.,
480.)
(d) Under the statute of New York, shares in national banking associations
should be taxed at their real or market value. (People v. The~Commissionerf>
of Taxes and Assessments, 94 U.S., 415.)
(e) Where shares in. national banking associations are purposely valued proportionally higher than the other moneyed capital in the State, the assessment is void. '(Pelton v. Rational Bank, 101 U. S., 14:5.)
(/) And the collection of what is in excess of the rate imposed on the other
moneyed capital may be enjoined. (Ibid.)
4. EXEMPTIONS :

(a) The intention of Congress was that the rate of taxation of the shares
should be the same as, or not greater than, the tax upon the moneyed capital of the individual citizen which is subject and liable to taxation." (People
v. The Commissioners, 4 Wall., %244).
(b) Therefore, it is not a ground of objection to the validity of a tax on shares
i.liat, v\"lnle deductions for United States bonds are made from the personal
estates of individuals and the capital of State corporations, no deductions
are made on account of the capital of national banking associations invested in such bonds. (Ibid )
(c) The fact that by the statutes creating ihem, which statutes were passed
prior to the national banking law, State banks are entirely exempt from
taxation, will not rend* r a tax'upon the shares of national banking associations void. (City of Richmond v. Scott, 4H /wd.,50'8.)
(d) And a State tax upon shares in national barTking associations is not rendered invalid by an exemption of the shares of other corporations the capital of which consists oi property required to be listed for taxation, as such.
(M elver v. Robinson, 53 Ala., 456.)
(c) Merely a partial exemption of other moneyed capital will not invalidate a
tax upon shares in national banking associations. (Htpburn v. School Directors. 23 Wall., 48U.)
(/) But though Congress did not contemplate that there should be an absolute
equality (which in the nature of things is impossible), yet it did intend that
there should be a substantial equality ; and, t here I ore,'if i he exemptions in
favor of o! her moneyed capital are so palpable as to show that there is a serious discrimination against capital invested in the shares of nat ional banking
associations, the tax will be declared unlawful. (Boi/erv. Bayer, 113 U.S.,
690. i
(g) A State law which does not permit a deduction to be made from the assessed value of bank shares for all debts due by the holder thereof, while
authorizing such a deduction to be made from the assessed value of moneyed
capital otherwise invested, is void. (Ptople ex ret. Williams v. Weaver, 100
U. S., 539 ; reversing S. C, 67 N. ¥., 516, and overruling People v. Dolan,
36 A'. Y, 59.)
f>. COLLECTION OF TAX FROM THE ASSOCIATION :

(a) A State tax upon shares is valid, though the tax is collected from the bank.
(National Bank v. Commonwealth, 9 Wall., 353.)
(b) And the State may require the banks to pay a tax rightfully laid upon the
shares. (Ibid.)
(c) And where the tax on shares is payable by the association the collect ion of
the tax may be enforced by distraint of its property. (First National Bank
v. Douglas'Comity, 3 1W/./330.)
(d) But where the tax laws of the State make the bank the mere agent for paying the tax on shares, and direct it to retain so much of the dividends us
will answer that purpose, other agents being required to pay taxes for their
principals only when they have under their control the property, money,
or credit of such principals, the bank cannot be made liable unless it has
the control of the" property, & c , of its shareholders, or has dividends in its
possession, or has failed to retain them. (Hershire v. The First National
Bank, 35 Iowa, 272.)




LXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
6. LICENSE TAX:

(a) National banking associations cannot be subjected to a license or privilege
tax. (Mayor v. First National Bank of Macon, 59 Ga., 648 ; City of Carthage
v.Firsi National Bank of Carthage, 71 Mo., 508; National Bank of Chattanooga
v. Mayor, 8 Heiskell, 814.)
(b) A State law prohibiting the establishment of banking companies in the
State without authority of the legislature was not intended to apply to
banking corporations created by authority of Congress, H nee such corporai
tions may be legally established ill the State without the consent of the
legislature. (Stetson v. City of Bangor, 56 Me., 274.)
7. POWERS OF TAXING OFFICERS:

(a) Municipal officers cannot assess a tax upon the shares of national banking
associations until authorized to do so by some law of the State. (Stetson v.
City of Bangor, 56 Me., 274.)
(&) The officers of a national banking association cannot be compelled to exhibit to the taxing officers of a State the books of the association showing
the deposits of its customers. (First National Bank of Youngstown v. Hughes,
V. S. C. C. (N. D.Ohio, 1878), Broivne's N. B. Cas., 17(3.)
(c) A national banking association is not exempt from examination by internal
revenue officers when it has in its possession any articles subject to an internal-revenue tax. Such an examination is not the exercise of a visitorial
power, and, therefore, is not prohibited by the provision of section 5241,
Revised Statutes, that the national banks shall not be subject to any visitorial powers except those authorized by the national-bank act or vested
in the courts of justice. ( United States v. Ehawn, U. S. D. C. (E. D. Penn.),
Thomp. N. B. Cas., 3o8.)
(d) Where by the tax laws of a State a perpetual lien for taxes attaches to
property only by virtue of a levy thereon, and such levy is not made prior
to the insolvency of the bank, the taxing officers of the State will be restrained, at the instance of the receiver, from levying upon the property of
an insolvent national bank, arid selling it, for the purpose of collecting a
tax. ( Woodward v. Ellsworth, 4 Colo., 580.)
(e) A State may require the cashiers of national banking associations located
within its territory to transmit lists of the shareholders to the taxing officers of the various towns vn which the shareholders reside. (Waite v.
Dowley, 94 U. £.,527.)
8. ENFORCEMENT OF TAXES :

A tax duly assessed upon shares may be enforced in accordance with the general laws of the State on that subject. ( Weld v. City of Bangor, 59 Me., 416.)
9. LOCATION OF ASSOCIATION FOR TAXING PURPOSES:

An association which opens an office for the purpose of receiving deposits in
another place than that in which it was organized does not become "located" in that place for purposes of taxation. (National State Bank of
Camden v. Pierce, U. S. C. C. (E. D. Penn.), 18 All). L. J., 16.)
XI. JURISDICTION.
NOTE.—The jurisdiction of the Federal courts in national-bank cases has been
very materially changed by the proviso to the fourth section of the act of
July 12, 1882. The proviso is as follows:
" Provided, however, That the jurisdiction for suits hereafter brought by or
against any association established under any law providing for national
"banking associations, except suits between them and the United States, or
its officers and agents, shall be the same as, and not other than, the jurisdiction for suits by or against banks not organized under any law of the
United States which do or might do banking business where such national
banking associations may be doing business when such suits maybe begun.
And all laws and parts of laws of the United States inconsistent with this
proviso be, and the same are hereby, repealed."
1. JURISDICTION OF FEDERAL COURTS PRIOR TO THE ACT OF JULY 12,

1882:

(a) National banking associations may sue in the Federal courts. The word
" b y " was omitted from section 57 of the act of 1864 by mistake. (Kennedy
v. Gibson, 8 Wall, 505.)
(b) A national banking association may sue and be sued in the circuit court for
the district in which the association is located, irrespective of the amount
in controversy and the citizenship of the parties. (County of Wilson v.




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXlX
1. JURISDICTION OF FEDERAL COURTS, &C.—Continued.

National Bank, 103 U. 8., 770; Mitchell v. Walker, U, S. C. C. (W.D. Penn.,
1879.), Browne's N. B. Gas., 180; Commercial Bank of Cleveland v. Simmons,
U. S. C. C. ( W. D., Ohio), 10-Alb.L. J., 155.)
(c) But where the amount in controversy does not exceed live hundred dollars,
the association cannot sue in a Federal court outside of the district in which
it is established. (St. Louis National Bank v. Brinkman, U. S. C. C. (D.
Kans.), 1 Fed. Hep., 45.)
(d) A national banking association located in one State may bring an action in
the circuit court of the United States sitting within another State against
a citizen of that State. (Manufacturers' National Bank v. Baack, 8 Blatch.,
147.)
(e) When a uational bank is sued in a Federal court the suit must be brought in
the district in which the bank is located. And service upon an officer of
the bank in another district will not give the court of that district jurisdiction of the cause. (Maine v. Second National Bank of Chicago, 8 Biss., 26.)
(/) A United States district court has jurisdiction of a suit in equity by or against
a national banking association located within the district. (First National
Bank of Pittsburgh v. Pittsburgh and Castle Shannon Railroad Company, 1 Fed.
Rep., 190.)
(g) A circuit court has no jurisdiction of a suit by a private person to compel the
Comptroller of the Currency and the Treasurer of the United States to disclose what disposition has been made of the United States bonds deposited
with the Treasurer by a national banking association, and for a decree directing those officers as to their duty regarding such bonds. (Van Antwerp
v. Hulburd, 7 Blatch., 425; Van Antwerp v. Jlulburd, 8 Blatch., 282.)
(h) Section 380, Revised Statutes, which provides that "All suits and proceedings
arising out of the provisions of law governing national banking associations, in which the United States or any of its officers or agents shall be
parties, shall be conducted by the district attorneys of the several districts
under the direction and supervision of the Solicitor of the Treasury," does
not enlarge the jurisdiction of the circuit court, and cannot be held, to confer jurisdiction in such suits or proceedings upon a court not having, independently of this section, authority to entertain them. ( Van Antwerp v.
Mulburd,7 Blatch., 42(3.)
(i) National banking associations being corporations, organized under the laws
of the United States, are entitled as such to remove into the circuit courts of
the United States suits br uglit against them in the State courts. (Cruikshank v. Fourth National Bank, 21 Blatch., 322; see also Removal Cases, 115
V. S., 1.)
(,;") A United States district court has jurisdiction to authorize a receiver to compromise a debt. (Matter of Platt, 1 Ben., 534.)
(k) An action at common law to recover a debt due to the bank may be instituted
by a receiver in a United States district court, he being an officer of the
United States within the meaning of section 5(33, Revised Statutes. (Platt v.
Beach, 2 Ben., 303; Stanton v. Wilkeson, 8 Ben., 357.)
(I) The power of a national banking association to take a mortgage upon real
estate is a question which the party raising it should be permitted to litigate in a Federal court; aiid he should not be sent into the State courts to
try this question on the distribution of surplus moneys in a foreclosure suit,
or in a suit brought by the party holding the alleged invalid mortgage.
(In re Duryea, U. 8. I). C. (S, D N. ¥.), 17 National Bankruptcy Register,
495.)
2. JURISDICTION OF FEDERAL COURTS SUBSEQUENT TO ACT OF JULY 12, 1882:

(a) The tenth subdivision of section (329, Revised Statutes, which confers upon
the circuit court of the United States jurisdiction of all suits by or against
any national banking association established in the district for which
the court is held, has been repealed by the proviso to section 4 of the act
of1* July 12, 1882. (National Bank of Jefferson v. Fare et al. U. S. C. C.
(E. D. Tex.), 25 Fed. Rep., 200.)
.
(b) The object of this proviso was to deprive the United States courts of jurisdiction of suits by or against national banking associations in all cases
where banks organized under State laws could not likewise sue or be sued
in such courts. (National Bank of Jefferson v. Fare el al., supra.)
(c) But the proviso does not affect the right of the receiver of an insolvent
association to sue in a Federal court. (Hendee v. Connecticut and P. R. R.
Co., 26Fed. Rep., 677.)




XC

REPORT OF THE COMPTROLLER OF THE CURRENCY.

3. JURISDICTION OF FEDERAL COURTS, &c—Continued.

(d) Nor would the act of June 12, 1882, take from the circuit court jurisdiction
of a suit brought against a director for negligent performance of his duties ; for, as such suit rests upon the requirements of the United {States
laws, and by-laws made pursuant thereto, it is a case arising under the
laws of the United States. (Witters v. Foster, U. S. C. C. (D. U.), 28 Fed.
Rep., 737.)
3. JURISDICTION OF STATE COURTS :

(a) State courts have jurisdiction of suits by and against national banking associations. (Bank of Bethel v. Pahquioque Bank, 14 Wall., 383; see also Ordway v. Central National Bank, 47 Md., 217, and Clafiin v. Houseman, 93 U. S.,
130.)
(b) Where a national banking association is sued in a State court, the suit must
be brought in the city or county in which the bank is located. (Cadle v.
Tracy, 11 Blqtch., 101*; Crocker v. Maine National Bank, 101 Mass., 240.)
NOTE.—But the New York court of appeals has held that the provision of
the national banking law as to the jurisdiction of State courts is permissive only, and not mandatory, and that a State court, in a proper case, may
entertain a proceeding against a national bank located-in another State.
(Cooke v. The State National Bank of Boston, 52 N. F., 96; Robinson v. National Bank of New Berne, 81 N. Y.% 385; see also Adams Y. Daunts, 29 La.
Ann., 315.) And in Talmagc v. Third National Bank, 27 Bun, 01, the supreme court of New York said: ''The words of restriction to the place
where said 'association is situated' apply to the county and municipal
courts and not to the State courts. In the State courts of general jurisdiction a national banking association can be sued whenever an individual can be for the same cause." In Cooke v. The State National Bank Chief
Judge Church questioned the constitutional right of Congress to deprive
the State courts of jurisdiction in such cases.
(c) A State court can entertain an action brought to recover of a national banking association the penalty for taking usury. (Ordway v. The Central National Bank, 47 Md., 217 ; Hade v. McVay, 31 Ohio St., 2iil; Bleiz v. Columbia
National Bank, 87 Pcnn.SL, 87.)
d) The State courts have jurisdiction of an action brought by a shareholder
on behalf of himself and other shareholders to recover of the directors of
an insolvent association damages for injuries resulting from their negligence and misconduct. (Brinckerhojfv. Bostwick, 88 N. T., 52.)
(e) A State court has no power to make an order directing the receiver of a
national bank, who has been appointed by the Comptroller of the Currency,
to pay a judgment obtained against the* bank before the receiver was appointed. (Ocean National Bank v. Carll, 7 Hun, 237.)
(/) State courts have no jurisdiction of the caseof an embezzlement of the funds
of the association by one of its officers. {Commonwealth v. Felton, 101 Mass.,
204 ; Commonwealth, ex rcl. Torrey, v. Ketner, 92 Penn. St., 372 )
(g) The defense of usury may be set up in action brought in a State court.
(National Bank of Wintemet v. Eyre, 52 Iowa, 114.)
4. UNITED STATES CANNOT BE SUBJECTED TO JURISDICTION OF COURT :

Neither the Comptroller nor the receiver by putting in an appearance to a suit
can subject the United States to the jurisdiction of a court. (Case v. Terrell, 11 Wall., 199.)
5. CITIZENSHIP :

A national banking association is for jurisdictional purposes a citizen of the
State in which it is located. (Davis v. Cook, 9 Nev., 134.)
XII. SUITS.
1. BY AND AGAINST ASSOCIATIONS :

(a) Suit may be brought against a national banking association though it is in
the hands of a receiver. (Bank of Bethel v. Pahquioque Bank, 14 Wall., 383;
Security National Bank v. National Bank of the Commonwealth, 2 Hun, 287;
Green v. The Walkill National Bank, 1 Hun, 63.)
(b) Where the tax on shares is collected from the association it may bri 1*; a.
12
suit to enjoin the collection of an illegal tax. (Cummings v. National Bank,
101 U. £.,153 ; Pelton v. Commercial National Bank, 101 U. S., 143; Boyerv.
Boyer, 113 U. S., 143.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCI

1. BY AND AGAINST ASSOCIATIONS—Continued.

(c) A State law authorizing national hanking associations which have heen
converted from State hanks to use the name of the original corporation for
the purpose of prosecuting and defending suits is not in conflict with the
national banking law, and, therefore, proceedings based upon a judgment
obtained before the conversion, may be instituted by such association in its
former corporate name. (Thomas v. Farmers1 Bavk of Maryland, 46 Md., 43.)
(d) A national hanking association is a foreign corporation within the meaning
of a State statute requiring corporations created by the laws of any other
State or country to give security for costs before prosecuting a suit in the
courts of the State. (National Park Bankx. Gnnst, 1 All). N. C, 292.)
(e) As a national banking association can acquire no title to negotiable paper purchased by it, it can maintain no action thereon in a State where the person
suing must be owner of the paper. (First National Bank of Rochester v.
Pierson,24 Minn., 140.)
(/) But in a State where the holder may sue without respect to the ownership
an association may bring suit upon paper so acquired. (NationalPemberton Bank v. Porter, 125 Mass., 333; Atlas National Bank v. Saver if, 127
Mass., 75.)
(g) Suits brought by a receiver cannot be settled or compounded upon an order
of the Comptroller; this can he done only with the authority of the court.
(Case v. Small, 2 Woods, 78.)
2. BY SHAREHOLDERS:

(a) The shareholders of a national banking association cannot maintain an
action against the directors to recover damages sustained for neglect and
mismanagement of the affairs of the association, whereby it became insolvent and its stock was rendered worthless. Such an action can be brought
only by the corporation itself. (Con way v. Halsey, 15 Vroom, 62.)
(b) But whore the receiver refuses to bring an action against negligent directors to recover the amount which the shareholders have been compelled
to contribute to pay the debts of the association, an action against such
directors maybe brought by a shareholder on behalf of himself and the
other shareholders. (Nelson'v. Burrows, 9 Abb. u\. C, 280.)
(c) And when the receiver is a director, and one of the parties charged with
misconduct and against whom a remedy is sought, the action may bo brought
by a shareholder on behalf of himself and the other shareholders. (Brinckerhoff v. Bostwick, 88 N. Y., 52.)
3. B Y RECEIVERS :

(a) A receiver may sue either in his own name or the name of the bank. (National Bank v. Kennedy, 17 Wall., 19.)
(b) A receiver being an agent of the United States, all suits and proceedings
in which he is concerned should be conducted by the,proper district attorney. (Kennedy v. Gibson, 8 Wall., 498.)
(c) But section 380, Revised Statutes, is directory merely, and the employment of
private counsel by the receiver cannot be made a ground of defense to
a suit brought by him. (Ibid.)
(d) Receivers may sue in the courts of the United States by virtue of the act,
without reference to the locality of their personal citizenship.
(e) The provisions of the codes that every action must be brought in the name
of the real party in interest, except in the case of the trustee of an express
trust, or of a person authorized by statute to sue, does not apply to the receiver of a national banking association suing in a Federal court held in
a State which has adopted the code procedure ; for the right of the receiver
to sue is derived from the national banking law. (Stanton v. Wilkeson, 8
Ben., 357.)
(/) Under section 1001 of the Revised Statutes no bond for the prosecution of
the suit, or to answer in damages or costs, is required on writs of error or
appeals issuing from or brought to the Supreme Court of the United States
by direction oi' the Comptroller of the Currency in suits by or against insolvent national banking associations, or the receivers thereof. (Pacific
National Bank v. Mixier, 114 U. S., 463.)
4. BY CREDITORS OF INSOLVENT ASSOCIATION :

The creditors of an insolvent association must seek their remedy through the
Comptroller, in the mode prescribed by the statute; they cannot proceed
directly in their own names against the stockholders or debtors of the bank.
(Kennedy v. Gibson, 8 Wall, 498.)




XCII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

5. FOR USURY :

(a) The penalty for all illegal interest paid to a national banking association
within two years prior to the commencemenj; of proceedings may be recovered in a single action, whether the amount was in one payment or in
several. (Hintermister v. First National Bank, 64 N. Y., 212.)
(b) Where a bankrupt has paid usurious interest, his assignee may bring an action against the association to recover the penalty. (Wright v. First National Bank of Greensburg, U. S. C. C. (Dist. Ind.,* 1878); Crocker v. First
National Bank of Chetopa, U. S. C. C. (Eighth Circuit, 1876); 3 Am. L. T.,
N. 8., 350.)
(c) The party who paid the usurious interest is the only party to the note who
is entitled to sue for the penalty. (Lazear v. National Union Bank of Mary'
land, 52 Md., 78.)
6. TO ENFORCE LIABILITY OF SHAREHOLDERS:

(a) When the full personal liability of shareholders is to be enforced the action
must be at law. (Kennedy v. Gibson, 8 Wall., 505; Casey v. Galli, 94 U. 8.9
67;*.)
(b) And it may be at law though the assessment is not for the full value of the
shares; for, since the sum each shareholder must contribute is a certain,
exact sum, there is no necessity for invoking the aid of a court of equity.
(Bailey v. Sawyer, 4 Dili., 463.;
(c) But the suit; may be in equity. (Kennedy v. Gibson, supra.)
7. EXECUTION :

A judgment against a national bank in the hands of a receiver only establishes
the validity of the claim; the plaintiff can have no execution on such judgment, but must wait pro rata distribution. (Bank of Bethel v. Pahquioque
Bank, 14 Wall., 383.)
8. ATTACHMENTS:

(a) When a creditor attaches the property of an insolvent bank he cannot hold
such property against the claim of a receiver appointed after the attachment suit was commenced. Such creditor must share pro nit si with all
others. (Bankof Si-hna v. Colby, 21 Wall., 609; Harvey v. Alien, 16 Blatch.,29.)
m
(b) It, was not intended by the national banking law to prohibit attachments
against the property of national banking associations, except in cases where
an act of insolvency has been committed or is contemplated. (Robinson v.
National Bank of Xew Berne, 81 N. Y., 385.)
(c) But where the association is insolvent an attachment issued against its 9
property will be void. (National Shoe and Leather Batik v. The Mechanics
National Bank, 89 N Y., 407.)
(d) And such attachment will not afterward bo rendered valid by the acquisition of new capital by the association and its resumption of business.
(liaynor et al. v. Pacific National Bank, 93 N. Y., 371.)
(e) A State court may issue an attachment against property in the State
belonging to a national banking association located in another State.
(Southwickv. The First National Bank of Memphis, 7 Ilun, 90; Contra, Central
National Bank v. Itichland National Bank, 52 How. Pr., 130.)
(/) The provision of the banking law forbidding attachments in the case of
insolvent associations was not repealed by the act of July 12, 1882. (Eaynor et ah v. Pacific National Bank, supra.)
9. ABATEMENT:

An action brought by the creditor of a national bank is abated by a decree of a
district or circuit court dissolving the corporation and forfeiting its franchises. (First National Bank of Selma v. Colby, 21 Wall., 609.)
10. ESTOPPEL:

(a) A shareholder against whom suit is brought to rec >ver the assessment made
ui)on him by the Comptroller will not be permitted to deny the existence of
the associate n, or that it was legally incorporated. (Casey v. Galli, 94
U.f., 073.)
.
(b) Where (mo sued by a national bank is accustomed to deal with it, as such,
and does so deal with it in respect to the matter in suit, he is estopped from
denying its incorporation. (National Bank of Fairhaven v. The Phoenix Warehousing Company, 6 Hun, 71.)




KP:PORT OF THE COMPTROLLER OF THE CURRENCY, XCIII
11. SUITS AGAINST LIQUIDATING ASSOCIATIONS :

A national bank which, has gone into voluntary liquidation will continue to
exist as a body corporate for the purpose of suing and being sued until its
affairs are completely settled. {Rational Bank v. Insurance Company, 104
U. 8., 54; Ordway v. Central National Bank, 47 Md., 217.)
12. TRANSITORY AND LOCAL SUITS:

The provision of the banking law (Section 5198, Revised Statutes) which requires that actions brought against national banking associations in State
courts shall be brought iu the county or city in wfiich the association is
located, applies only to transitory actions; it was not intended to apply to
actions local in their character. {Casey v. Adams, 102 U. S., 66.)
13. SURVIVAL OF SUITS:

Whether a suit against a director for negligent performance of his duties, as required by the Statutes of the United States and the by-laws of the association, will survive against the executor or administrator depends upon State
laws.

( Witters v. Foster, U. S. C. C. {Dist. Ft.), 25 Fed. Rep., 737.)

XIII. EVIDENCE.
1. CERTIFICATES OF COMPTROLLER :

(a) The certiticate of the Comptroller of the Currency that an association has
complied with all the provisions required to be complied with before commencing the business of banking is admissible in evidence upon a plea of
tml tiel corporation] and such certificate,together writh proof that the association has been acting as a national banking association for a long time,
is amply .sufficient evidence to establish, at least prima facie, the existence
of the corporation. {Mix v. The National Bank of Bloomington/Jl III., 20 ;
see also Merchants' National Bank of Bang or v. Glendon, 120 Mass., 97.)
(6) The certificate of the Comptroller that the association has complied with
all the provisions of law touching the organization of associations removes
any objection which might otherwise have been made to the evidence upon
which lie acted. {Casey v. Galli, 94 V. 8.s 673; Thatcher v. West River National Bank, 10 Mich., 196.)
(c) And in a suit against'the association or its shareholders such certificate of
the Comptroller is conclusive as to the completeness of the organization.
{Casey v. Galli, supra.)
(d) A letter from the Comptroller directing the receiver to institute suit, if not
objected to at the time, is sufficient evidence that the Comptroller has decided 1 hat the enforcement of the individual liability of the shareholders is
necessary. {Bowden v. Johnson, 107 U. £.,251.)
(2) EVIDENCE OF INSOLVENCY:

{a) It is not necessary that the facts upon which the Comptroller bases his action in appointing a receiver should be established by what is competent
legal evidence; but lie is left to be satisfied as best he can be, under the
peculiar circumstances of each case, of the facts and the necessity for the
exercise of his authority. {Flatt v. Beebe, 57 JV. Y., 330.)
{b) A return of nulla bona upon an execution issued against the property of a
national bank is proof of its insolvency. ( Wheelock v. Kost, 77 IlL, 296.)
(3) NECESSITY FOR ASSESSMENT BY COMPTROLLER :

It is not essential, in an action, to enforce the individual liability of the shareholders of an insolvent national banking association, to aver and prove that
the assessment was necessary; for the decision of the Comptroller on this
point is conclusive. {Strong v. Southw§rth, 8 Ben., 331; Kennedy v. Gibson,
8 Wall., 505; Casey v. Galli, 94 U. S., 673.)
XIV. CRIMES.
I. UNDER UNITED STATES LAWS:

{a) The wilful misapplication of the moneys and funds of a national banking
association, made an offense by section 5209, Eevised Statutes, must be for
the use or benefit of the party charged or of some person or company other
than the association. {United States v. Britton, 107 U. 8., 655.)
(&) The exercise of official discretion in good faith, without fraud, for the advantage or the supposed advantage of the association is not punishable;
but if official action be taken in bad faith, for personal advantage and with
fraudulent intent, it is punishable. ( United States v. Fish, 24 Fed. Rep., 585.)




XCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

1. UNDER UNITED STATES LAWS—Continued.

(c) It is not necessary that the officer should personally misapply the funds of
the association. He will be guilty as a principal offender though he merely
procures or causes the misapplication. (Ibid.)
(d) A loan in bad faith, with intent to defraud the association, is a wilful misapplication within the meaning of the statute. (Ibid.)
(e) It is no defense to a charge of embezzlement, abstraction, or misapplication
of the funds of a national banking association that the funds were used
with the knowledge and consent of the president and some of the directors.
The intent to defraud is to be conclusively presumed, from the commission
of the offense. ( United States v. Taintor, 11 Blatch., 374.)
(/) Where the president charged as a trustee with the administration of the
funds of the bank in his hands, converts them to his own use without authority for so doing he embezzles and abstracts them within the meaning of
section 5209, Revised Statutes. (In the matter of Fan Cam-pen, 2 Ben., 419.)
(g) If, with intent to defraud the association, an officer allows a firm in which
he is a member to overdraw its account, he will be guilty of misapplying
the funds of the association. (Ibid.)
(h) As the national banking law makes the embezzlement, abstraction, or wilful misapplication of the funds of a national banking association merely a
misdemeanor, a person who procures such an offense to be committed cannot be punished under a State statute which provides that a person who
procures a felony to bo committed may be indicted and convicted of a substantive felony. (Commonwealth v. Felton, 101 Mass., 204.)
(i) An indictment charging defendants with aiding and abetting a director in
a wilful misapplication of the money of an association must state facts
to show that there has been such misapplication committed by the director.
(United States v. Warner, U. S. C. C (S. D. N. Y.), Feb. 13/ lfcW6, 26 Fed.
itep.,616.)
(j) Allowing the withdrawal of the deposit of one indebted to the association
cannot be charged as a misapplication of the money of the association.
( United States y. Britton, 108 U.S., 193.)
(k) It is not a wilful misapplication of the money of the association within the
meaning of section 5209, Revised Statutes, for a president who is insolvent
to procure the discounting by the association of his note not well secured.
(Ibid.)
(I) Prior to the act of February 26, 1881, a notary public holding his commission under a State had no authority to administer the oath required by
section (5211,Revised Statutes; and, therefore, a cashier who made oath before such notary to a false statement of the condition of his association,
was not guilty of perjury. ( United States v. Curtis, 107 U. S., 671.)
(m) Where false entries are made by a clerk at the direction of the president,
the latter is a principal. (In the matter of Van Campen, supra; United
States v. Fish, supra.)
2. UNDER STATE LAWS :

(a) An officer of a national banking association cannot be punished under State
laws for embezzling the funds of the association. (Commonwealth, ex rel.
Torrey v. Ketner, 92 Penn. St., 372 ; Commonwealth v. Fcllon, 101 Mass.,204.)
(b) But where the offense committed by an officer is properly a larceny of the
funds, and not an embezzlement, he may be indicted under a State law.
(Commonwealth v. Barry, 116 Mass., 1.)
(c) Ar.d an officer may be punished under State laws for making false entries
in the books of the association with intent to defraud it. (Luberg v. Commonwealth, 94 Penn. St., 85.)
(d) The officers of a national banking association may be prosecuted under
State statutes for fraudulent conversion of the property of individuals deposited with, and in the custody of tho association. (Commonwealth v. Ten(
ney, J7 Mass.,50;

State v. Fuller, 34 Conn.,280.)

3. TERM "UNITED STATES CURRENCY" IN PENAL STATUTE:

The circulating notes of national banking associations are included in the
phrase " United States currency " when used in a penal statute. (State v.
Ga8tingy2'3 La. Ann. ,IGO9.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCV

Statement showing the amount of national-hank and of legal-tender notes outstanding,
on June 20, 1874, January 14, 1875, May :U, 1878, and November 1, 188(5, and the increase or decrease in each.
NATIONAL-BANK NOTES.

Amount outstanding June 20,1874
Amount outstanding January 14,1875 ..
Amount outstanding May 31* 1878
Amount outstanding November 1, 1886*
Decrease during the last month
Decrease since Kovember 1,1885

$349, 894,182
351, 861,450
322, 555, 965
301, 233,820
1, 978,332
14, 229, 079

LEGAL-TENDER NOTES.

Amount outstanding June 20,1874
Amount outstanding Jamiar v 14,1875
Amount retired under act of January 14,1875, to May 31,1878
Amount outstanding on and since May 31,1878 '.
Amount on deposit with the Treasurer U. S. to redeem notes of insolvent and liquidating banks, and banks retiring circulation under acts of June 20,1874, and July 12,1882.
Increase in deposit during the last month ".
Increase in deposit since November 1,1885
* Circulation of national gold banks not included in the above, $296,069.




382, 000,000
382, 000,000
35, 318,984
346, 681, 016
81,523,165
12, 993, 748
42, 364,455

XCVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Number of banks organized and in operation, with their capital, bonds on deposit, and circulation issued, redeemed, and outstanding on November 1, 1886.
Banks.

Circulation.

States and TerIn
ritories.
In
Organ- liqui- operada- tion.
ized.
tion.
Maine
NewHampshire
Vermont
Massachusetts.
Rhode Island ..
Connecticut ...

63
205
C*
94

5
14
15
3
10

Eastern States

81
54

10

71
49
49
250
61
84

in.

on deposit.

$10,2(10,000
6,155, 000
7,691,000
96, 553, 000
20, 340, 050
24, 671, £20

$7, 367, 950
4, 787, 300
4, 619, 900
49, 954,150
8, 997, 950
14,403, 250

Issued.

Redeemed. -, Outstanding.

$33, 677, 520
21,204,925
29, 688, 370
285,866, 235
6Jf 700, 855
79, 411, 070

$25,151,840
16,110, 282
24, 086, 941
227, 446,455
48,428,182
62, 922,446

$8,525,680
5, 094, 643
5, 601, 429
58,419, 780
12, 272, 673
16, 488, 624

*•

57

5(54 165, 670,870

90,130, 500

510,548,975

404.146,146 106, 402, 829

New York
New Jersey
Pennsylvania..
Delaware
Maryland
Dist. Columbia.

417
85
342
16
48
12

99
10
48

318
75
294
16
45
7

82, 564, 760
12, 823, 350
64, 063, 740
2, 033, 985
14,429, 960
1, 577,000

33,917,200
8, 069, 350
31,597,300
1,708,200
5, 630, 450
960, 000

258, 355,965
46, 955, 460
180, 500, 405
6,108,115
36, 042, 360
4, 752, 800

216, 664, 861
38, 038, 879
138, 723, 208
4,571,425
28, 081, 432
3, 933,437

Middle States.
Virginia
West Virginia.
North Carolina.
South Carolina
Georgia
Florida ... ....
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

920

165

755 177,492,795

81, 882, 500

532, 715,105

430,013,242 102, 701,863

39
20
20
16
23
10
15
10
13
79
8
81
50

14
6
3
6
1
3
2
4
5
2
13
16

25
20
17
16
17
9
12
8
9
74
6
68
34

3,764,770
2,136,000
2, 376, 000
1, 786, 600
2,736, 000
550, 000
1, 925, 000
650, (100
3, 525,000
7,615,000
755, 000
13, 200, 400
5, 455, 000

2, 314, 700
861,150
907, 000
966, 350
788, 500
200, 500
923, 500
225, 000
1, 315, 000
1, 995, 750
332, 500
5, b38. 600
1,572,900

11, 385, JPO
7, 045, (HO
6, 085, 980
5,238, 105
7, 566,940
293, 930
4, 456,850
318, 660
9, 937, 8L 0
4, 869, 240
1, 085, 220
32, 72(>, 555
10,256,120

9,107,597
5, 633, 762
4, 898, 776
4, 235, &v30
5, 893, 790
129, 672
3, 400, 465
144, 894
7, 654, < T
>0
2,874, 144
748, 875
24, 065, 993
8,041,032

Southern States
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa . ..
Minnesota
Kansas
Nebraska

390

75

315

46, 474, 770

18,241,450

101, 267, 080

76, 835,440

24,431,640

70
287
150
231
145
81
171

20

121
07

62
39
31
43
IS
10
6

41
'208
92
169
10(5
50
128

8,881,000
38, 294, 560
12, 404, f>()0
27,804,000
13,801,600
4, 685, 000
10,215,000
12,361,700
0,912,100
7, 348, 900

1,545, 350
18, 654. 450
6, 647, 3i;0
0, 4CO, 900
4,014,000
2. 025. 000
3, 552, 000
2, 2'9,050
2, 098, 000
1, 933, 250

15,924,205
94,111,030
48, 94(5. 055
47, 9G7, 345
20,21)1,920
1L, 780, 730
20, 453, 990
10, 873, 820
5, 696, 600
4, 898, 060

13, 227, 591
70, 780,188
40, 333, 236
39, 600, 646
21, 198, 003
9, 348, 031
15, 975, 987
8, 672. 938
3, 718, 695
2, 894, 950

2, 696, 671
23, 933, 842
8,612,819
8, 366, 099
5, 093, 2.37
2, 432, 699
4, 478, 003
2, 200, 882
1, 977, 905
2,003,110

Western States

1, 425

381

1, €44 142, 888, 300

49, 138, 900

286, 946, 815

225, 750, 928

61,195, 887

Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico...
Dakota
"Washington ...
California
-.

3
18
36
10
6
21
7
10
60
21
3
29

1

2
18
27
7
6
16
7
9
54
18

150 000
1, 320,000
2, 435, 000
837,175
350,000
1, £83, 500
937, 500
825,000
3,164,500
1,120, 000

ISO, 500
624, 600
957, 200
400, 000
105, 300
455, 600
236, 250
355, 000
942, 250
252, 500

3

26

5, 490,000

1, 685, 500

199, 880
1,254,230
3,919,390
1, 406, 990
385, 780
1, 459, 950
400, 770
1, 356, 500
1,651,550
883, 570
65 790
2, 699, 000

177, 0C3
661,450
2, 772, 544
994, 804
281,374
1, 008, 981
251, 340
924, 097
765, 690
355, 920
4l> f;(JO
1,166, 935

22, 877
592, 780
1,146, 846
412,186
104, 406
4.-0, 969
149,430
432, 403
885, 860
507, 050
23 530
1, 532, 065

34

190

18,512, 675

6,050, 700

15, 683,400

9, 402, 398

6 281, 002

Pacific States
& Territories
Add for Tmitilated notes
Total currency
banks
Add gold banks
United States..

224

3
5

9
3
5
1
6
3
3

102
91

41,691,104
8, 916, 581
41,777,197
1, 530, 690
7, 960, 928
819, 363

2, 278, 373
1,411,878
1,187, 204
1,002, 275
1, 673,150
164, 258
1, 050, 385
173, 766
2, 283, 260
1,995,096
386, 345
8, (i60, 562
2,215,088

;
220, 599
1,447, 161,375 1, 146,148,151 301, 013, 221
3, 405, 240
3,169,171
296, 069
3, 580

712

2,868 551, 039, 470 245,444, 050 1, 450,626, 615 1, 149, 317, 325 301, 529, 889

•Including $81,523,165 for which lawful money has been deposited with the Treasurer tff the United
States to retire an equal amount of circulation which has not been presented for redemption.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XCVII
Number and denominations of national-bank notes issued and redeemed, and the number of
each denomination outstanding, on November 1 in each year, from 1874 to 1836.
!

Ones.
1874.
Issued
Redeemed..

Twos.

Tens. ! Twenties. Fifties.

Fives.

One
hundreds.

F i v e ! One
hun- | thoudreds. sands.

16, 548, 259 5, 539,113 39, 243,136 13, 337, 076 3,962,109
11,143, 606 3,555,019,13,041,605 ~ " ~ """' 1,171,6
3,912,707!

666, 950
231, 556

492,482
196, 572

Outstanding, j 5, 404, 653 1, 984, 094 26, 201, 531 9, 424, 369', 2, 790, 5011

435, 394

295, 910

5,668J

557
5,530
5,048

17,344! 5,240
11,676] 4,683

18, 046,17C (5, 039, 75247, 055,184 17,,410,507: 5,296,064
14, 092, 126 4, 616, 623.24, 926, 771 7, 608, 532 \ 2, 204, 464

884,165
381, 037

645,:
299, 428

j
18,476,
14,471i

Outstanding. \ 3, 954, 050 1, 423,129 22,128, 413 9,801,975; 3,091,600

503,128J

346,410

4,005|

482

18, 849, 264 6, 307, 448 51, 783, 528 20, 008, 652 6, 086, 492
15, 556, 708,5,124, 546 32, 382, 05610, 369, 214; 3, 052, 246

985,615
515, 784

710,900
395, 785

18, 721
16,217

5, 539
5, 272

3, 292, 5561,182, 902-19, 401, 472} 9, 639, 438 3,034,246|

469,831|

315,115

2,504

267

20, 616. 024 6, 896, 968 56, 816, 848:22, 2G0, 064 6,776,2531. 079, 781
16, 815, 568 5, 555, 526 38,115, 86812,434, 779 3, 703, 528) 634, 679

767, 31
479,317

20, 022
.17, 615

5, 668
5, 411

3, 800, 456 1, 341, 442-1.8, 700, 980] 9, 831, 285 3, 072, 725| 445,102J

288,000

2,407J

257

.22,478,415 7,517, 765 61,191, 28824,157, 293 7, 344,167 1,147, 578
J18.194,196;6,026, 692 42, 683, 433!13, 859, 149! 4,133,178j 728, 222

812, 903
541, 859

20, 210
18, 895'

6, 204
5, 900

271, 044

1, 315!

304

850,720
581,604j

20,570|
19, 2871

6,340
6, 057

269,116j

1,283

283

879, 490' 20, 763
610, 601 i 19,484

6, 363
6,124

1875.

Issued
Redeemed

1876.

Issued
Redeemed

Outstanding.
1877.

Issued
Redeemed

Outstanding
1878.
Issued
Redeemed..

Outstanding. 1 4, 284, 219 1, 491, 07318, 507, 85510, 298,1441 3, 210, 989J

1879.

I

I

!
23,167, 677:7, 747, 519 65, 578, 440 25, 904, 223 7, 869,951 1,211,761
'19, 600,477,6, 501, 27045, 996, 076,14, 930, 599 4, 437, 343; 785, 263

Issued
Redeemed

3, 567, 2001, 246, 24919, 582, 364|lO, 973, 624 3,432,608

Outstanding
1880.
Issued
Redeemed

426,498

23,167, 677i7, 747, 51969,131, 976 27, 203,168 8, 266, 398 1, 253, 865
•20, 875, 215 6, 943, 88919,149, 82415, 821,110 4,684,8-JO; 825,499
!

!

803, 630 19, 982, 15211, 382,058 3,581,578

Outstanding. 2, 292,462
1881.
Issued .
Redeemed

428,366

!23, 167, 677J7, 747, 519to, 612, 504 29,477, 519 8,940,817,1,357,574
21, 838, 565,7, 286, 434J53, 516, 488 17, 346,635 5, 084, 992i 891, 890

Outstanding. 1, 329,112, 461, 085:20, 096, 016:12,130, 884
1882.
519'78. 697, 42432, 042, 260
23,167, 677i7,
Issued
140 59, 313, 23319, 770, 934
Redeemed
J22, 353, 877,7,
813,800!

Outstanding
1883.

3,855,825

1,2791

239

959,712! 21,959
660, 202; 20,495j

7,144
6, 943

299,510!

1,464

9, 751, 784 1, 453, 3241, 035,118
5; 751, 707 980,182 719, 130i

22, 787
20, 8801

7,1.87
6, 990

1,907:

197

23,163
21, 367

7,277
7, 092

263, 37919, 384,191 '12, 271,326 4,000,077

465,684

268,889'

473,142

315,988;

1
23,167, 677|7 747, 519183, 447, 208 34, 544, 086 10, 578. 846 1 556, 0091,114, 722
'22, 593, 909 7 570, 903J65,142, 567 22, 712, 355 6, 424, 638 1 090,703j 789,12."!

Issued
Redeemed

Outstanding.

573,768

176, 616-18, 304, 64111, 831, 731 4,154, 208

1884.

465, 306!

325, 597

519 88,101,186 37,182,102 11, 442, 091 ,661,0101,199,750
28571, 039, 357 26, 050,107, 7,481, 762 ,216,573; 874,543

23,167, 677J7.
22,671,930,7,

Issued
Redeemed..

23, 736
21,981;

185
7, 369
7,156

1,755

23,167, 677 747, 51993, 208,400 39, 804, 00112, 318,173*, 758. 533 1, 287,1
22, 731, 963 7, 628, 877 76, 817, 066 29, 382, 872i 8, 563, 7971, 345, 7621 971,922

23, 924
22,727

2 16,391,33410,421,129i 3,751, 3761

412, 771 j 315,764

1,197

7,369
7, 238
131

- . . . 23,167, 677,7, 747, 519 97, 6G7, 360 41, 695, 970,12, 945, 6181, 815,174.1, 342, 001
L,
J22, 757, 987j7, 639, 806,81,109, 27^ 31, 767, 278 9, 397, 8541, 451,3011,055,330

23,924
23,138

7,369
7,290

786

79

495, 741

Outstanding

Outstanding.!

144, 234 17, 061, 83111,131, 995; 3, 900, 329

435,714

409, 090

H. Ex.




107, 713 16, 558, 088 9, 928, 692 3, 547, 764

-VII

444,437!

1,79

325,207

Outstanding
1885.
Issued
Redeemed

Issued
Redeemed

419, 35t

,

363,873|

286,671

213

redeemed, and outstanding for the year ending October 31, 1886.
National-bank currency issued.
Denomination of notes on
each plate.

Amount.

Total.

Ones.

Twos.

Fives.

Tens.

Twenties.

Fifties.

One
hundreds.

Five
hundreds.

One

thousands.

S
>-<
a
Hi

Issued and canceled:

!

$500
$204,000
$100—$100
4,000
$20—$20—$50—$100 . . . .
56,430
$50—$100
8,182,650
99, 880
$20—$20—$20—$50
$50-$50
63, 200
$10_$10—$20—$50
38, 880
$20—$20—$20—$20
140,880
$5—$D-$5-$5
22,420, 700
$10—$10—$10—$10 . .
875 120
$10—$10—$10—$20
31,402 000

Total. ...

$11,880
54, 480
$8,640

8,640
140, 880

3

$204, 000
$14, 850
2, 727, 550
45, 400
63, 200
21, 600

Q

$4, 000
29, 700
5, 455,100

H
.

......

..

..

$22,420, 700
12, 560, 800

19, 224, 960

12, 776, 680

2, 872, 600

5, 488, 800

11,480

22,420, 700

LJ

g

375,120
18, 841, 200
$62,987,740 00

L_J

14, 350
14, 300
2, 200
9,700

28, 700
28, 600

H

o

204, 000

Canceled:*
$500
$20—$20—$50—$100
$50-$100
$20—$20—$20—$50
$10—$10—$20—$50
$20—$20—$20—$20
$5—$5-$5—$5
$10—$10—$10—$10
$10—$10—$10—$20
Total.

204, 000
54 530
42,900
4,840
17, 460
57, 520
125, 900
73,000
380, 650

. ..

204 000

3,880

2, 640
3,880
57, 520

•

'

•

M
f—t

£-1

125, 900
73, 000
228, 390

152, 260

960, 800 00

125, 900

305, 270

227, 750

40, 550

57, 300

62,026,940 00

22, 294, 800

18,919,690

12,548,900

2, 832, 050

5,431,500

466, 042, 000

398, 040, 010

246, 363,460

87, 926, 650

128, 768, 600

11, 962, 000

488,336,800
405, 546, 360

416.959, 700
317, 672, 780

258. 912, 360
187,957,080

90. 7."»8, 700
72, 56oy 050

134, 200,100
105, 533,100

11,962,000
7, 361). 000
11,569,000 j 7,25)0,000

82, 790, 440

99, 2SG, 920

70, 955, 280

18,193, 650

28,667, 100

204, 000
1-3

Actual issues to banks fro m October
31,1885, to November 1,1886
Total issiu-8 to banks prior to November 1 18S0

1,385,134,435 00 $23,167, 677 $15,495,038

Total issues to bank* since organization
Total redeemed and destroyed

1, 447,161, 375 00
1, 146,170, 869 00

23,167, 677
22,757, 987

15,495,038
15, 279, 612

Total whole notes outstanding
Total tract ions outstanding
Total n.it'.o.jal-bank currency outstanding f

300, 990, 506 00
22, 715 60

409, 690

215,426

!

w

393, 000

$7, 369 000

"'

79,000

301,013,221 60

* Nation;* I.bank currency canceled is such as has never been issued, but is loft on hand in the vaults in this office by banks which extend their corporate existence, fail,
or go into voluntary liquidation.
tExclusive of gold notes, $296,069; amount due banks for mutilated notes, $220,599.



eV

HH

Q

W
#
P3

Jzj
/-*,

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCIX

Table, by States, Territories, and reserve cities, exhibiting the number of banks in each with
capital of $150,000 and under, and those ivith capital exceeding $150,000, and showing
the amount of bonds deposited to secure circulation on October 7, 1886,
Banks with capital of

Banks with capital over
$150,000.

$150,000 and under.

Total.

States, Territories,

and reserve cities.

Capital.

Maine
New Hampshire..
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

U.S.
bonds.

Capital,

$5, 300, 000'
1, 600, 000
4, 050, OOO'
35, 278,000,
50, 950, 000'
17,371,800.
21, 471, 070'

$5, 060,000 $4,161, 500
4, 555,000 3, 769,500
3, C41,000 2, 777, 500
9,912, 500 6,996, 850
2, 968, 250
3, 200, 750

Division No. 1.
New York
New York City..
Albany
New J e r s e y
Pennsylvania
Philadelphia
Pittsburgh

2, 392,150J
2,481, 000

$3,499, 000
900, 000
2, 425, 500
27, 344, 900
17, 377, 650
7,84G,400
12, 831, 000

275 29, 337, 500J 22, 578; 500, 289J136, 020,870| 72,224,450J
~207 18, 811, 660 13, 4G1, 950'
4, 288, 350 3, 085, 350
4P
374 16, 470,370 11, 842, 500
150, 000
1
85,000
100, 000
1
25, 0r0

Division No. 2 .

U.S.
bonds.

601 16,043,
[ 16,043,100.
45 45,150, 0001
6 l,750,000 ;
27 8, 010, 000'
571 16, f>54, 970,
39 20,438,000 :
22 10,080,000

430 39, 820, 380 28,499,800 250118,026,070

Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
W e s t Virginia . . . .
Division No. 3 .
N o r t h Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
N e w Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

71 $10, 360, 000
49; (5,155,000
49 7, 691,000
190j 45,190,500
54; 50,950,000
01 20,340,050
84 24,671,820

TJ.S.
bonds.

$7, 660, 500
4, 669, 500
5,203, 000
34, 341,750
17, 377, 650
10,238,550
15,312, 000

564* 165, 358, 370J 94, 802,950

10, 709,600j 207 34,854,700 24,171,550
4 45,150,000 10,015,000
10, 015, 000J
1,218,000
1, 750, 000' 1, 218, 000
5, 064,000
74 12, 298, 350' 8,149, 350
10,104, 000
| 33,0-25,340 21,946,500
5,991,800
40 20, 588, 000
(5, 076, 800
6,980,500
231 10, 180,000 7,005,500
50,082,900

686* 157, 846. 4501 78, 582,700
I
|
'
28 2,710,700'
17 11,713,260,

2,010,500
4,988,500

252, 000i
250, 000
1,325,000'
630,000
3,731,580' 2,17:1,350
1, 986, dOO. 1, 018, 500
72

112, 23,758,525 12,699,050
], 201, 000
1,129,100
986, 000!
550, 000
560, 000
625,000
100, 000

!

26

Division No. 4.
Ohio
j 154
Cincinnati ..
Cleveland...
Indiana
71
Illinois
140
Chicago
Michigan
89
Detroit
Wisconsin
43
Milwaukee..

609, 500
686,350
628,000
200, 500
223, 000
212, 500
50, 000

8
5, 375, 000 1, 522, 750 8
82, 500
305, 000
2
3, 973, 900 1, 696,1001 22
9.
848, 650
7.
1, 967, 500

194 16,772, 500

Division No. 5.

Capital.

6,819,850!

13,429, 850

8,28G,250!

6,414, 500 4,056,800'
10, 911, 500 4,904, 250
6, 894,700 2, 906, 500

I

3,135, 000

1, 320, 000

74

17 i 2, 376, 000j 1,019,500
,
i
980, 350
1,779,100; 1, 088, 500
2, 680, 000;
200, 500
550, 00fl;
97;}, 000
1,935, 000;
212,500
. 025,000
50, 000
100,000 1,705,000
3,425, 000 1, 705, 0001
3, 425, OOO', 1, 983, 250
460. 500
2,810,000
7, 085, 000' 332, 500
250, 000
450, 000j
7:.5, 000! 4,791,100
5, 785, ()00| 3, 095, 000
9, 758,. 900! 1,191,000
3, 551, 50lli 1,194, 000
3,551. 500. 1, 503, 050
3, 450, 000| 055, 000
5, 417'500;
23, 871,500J 9, 220, 000J 268; 40, 044, 000i 16, 039, 850
268
8,714,000
9, GOO, 000
0, 550,000
5, 930, 0001
3, 025, 000
13. 950, 000
3, 800, GOO
3,300,000
850, 000
050, 000|

4, 425,150 187; 22,143, 850' 12,711,400
4,910,000
13| 9, 000, 000! 4, 910, 000
!
705, 000
705, 000
Oi 6, 550, 000
2, 035, 000 92; 12, 344, 500: 6,001,800
930, 900 153' 13,936,500! 5,841,150
1, 083, 500 15! 13, 950, 000j 1,(185,500
780, 000 ioi! 10, 695, 300' ?>, 080, 500
550,000
3, 30i.i, OOO' 550, 000
250, OOOi
3, 985, 0001 l,570,00n
5 2 0 . <•..;>
520, 000
650, OOO;

A

31

, '..
497 40,785, 550 21,473,800; 130 56,369,600; 16,801, 550j 627, 97,155,150 38, 27 . .i'o




REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table, by States, Territories, and reserve cities,
Banks with capital of
$150,000 and under.
States, Territories,
and reserve cities.

Capital.

$c.—Continued.

Banks with capital over
$150,000.

U.S.
bonds.

Capital.

Total.

U.S.
bonds.

U.S.
bonds.

55
2

Iowa . ,
Minnesota
Missouri
Saint Louis.
Kansas
Nebraska
Division No. 6..;

Colorado
Nevada
California
San Francisco.
Oregon

122 $8,595,000 $3,450,000
37 2,465, 060
919,600
32 2,231, 000 1, 078, 200,

700, OOO'
825; 000,
600, 000
000, 000i
200, 000J
2, 500, OOO'.

'"97 "6,'532,'i6o " 1,942,'000]
80 4,683,900 1,342,250,

$396, 500
1,133,000
442. 850
810,000
50, 000
450, 000

128 $10, 295, 000 $3, 846, 500
53j 12,290,060 2, 054, 000
39 5, 831, 000 1,521,050
5 3, 000, 000
810, 000
98 6, 732,100 1, 992, 000
88j 7,183,900 1,792,250
411 45,332,060

368 24,507,060',

8,731,450;

43 20,825,000:

3,284,350

22: 1, 335, 000
1|
100,000
17 i 1, 285, 000

520,000,
25, 000
598,000

1,100, OOOi

500, 000

17

374? 600
;i/4. ouu,

1,600,000
2,500,000
250, uuui
OJ
zou,O O

450,000
650, 000
250, 000
^u

Division No. 1..
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming

52
6
14|
9
5|
18j
4

Division No. 8..

108

United States ..

$1,
9.
3,
3,

1, 070, vvw
<u, 000|

2!
l1

3,790,000; 1,517,600

13 5,450,000

872,250
105,300
305, 600
300 0
300,000

750, 000

!
|
150,000;

"400,000

250,660!

3,015,500
350,000
1,113,500
825,000i
437,175
1,115,000
300,000

7,156,175

150,000
402,500
80,000

2,212,650

27
1
22]
2i
18|

12,015,800

2, 435, COOj 1, 020, 000
100,000i
25,000
2,885,000! 1,048,000
2, 500, 000
650, 000
1, 320, 000
624, 600

1,850, 000| 70 9, 240, 000J 3, 367, 600

'600,'OOO!

"ioo, 666!

1,750,000;

500,000

52 3, 015, 500
6
350, 000
16 1, 863, 500J

872, V50
105, 300
455, 600
300, 000
400, 000
402,500
180, 000
180 000

825, 000
837, 175!
1,115, 0001
6!
900,000
! 900 000
114 8, 906,175 2, 715, 650
18

2,001167,261,2451 96,130,650| 85ll380, 979,465:162, 368,300J2,852 548, 240,730J258, 498, 950




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CI

Table, by Stales, Territories, and reserve cities, exhibiting the number of banks in each, with
their capital, minimum amount of bonds required by law, bonds actually held and circulation outstanding thereon on October 7, 188(5.
United States bonds.

States, Territories, and reserve cities.

ba£k°s

f

Capital.
Minimum.

Held
October 7,
1886.

Circulation
outstanding
October 7,
1886.

Maine
New Hampshire.
Vermont
Massachusetts ...
Boston
Rhode Island
Connecticut

71
49
49
196
54
61
84

$10, 360, 000
6,155,000
7.691,000
45.190, 500
50, 950, 000
20, 340. 050
24, 671, 820

$1, 965, 000
1, 488, 750
1,560,250
8, 078, 125
2, 700, 000
2, 442, 063
3, 550,188

$7, 660, 500
4, 669, 500
5, 203, 000
34, 341, 750
.1.7, 377, 650
10, 238, 550
15,312,000

$6, 833,473
4, 170, 220
4,589,015
30, 679, 190
15, 566, 700
9,192, 726
13, 654, 374

Division No. 1.
New York
New York City ...
A>bany
N e Jersey
Tw
Pennsylvania
Philadelphia
Pittsburgh

564

165, 358, 370

21, 784, 376

94,802,950

84, 685, 698

267
45
6
74
231
40
23

34, 854, 760
45,150.000
1,750. 000
12, 298, 350
33, 025, 340
20, 5^8, 000
10,180, 000

7,702,915
2, 250, 000
300.000
2, 422, 087
6, 967, 593
1, 987, 500
1, 125, 000

24,171,550
10,0,5,000
1,218.000
8,149, 350
21, 946, 500
6, 076, 800
7, 005, 500

21, 542,496
8, 129, 522
1,084,030
7. 258, 272
19, 396, 595
5, 250. 213
6, 244, 690

Division No. 2.
Delaware
Maryland
Baltimore
District of Columbia .
Washington.
Virginia
West) Virginia

686

157, 840 450

22, 755, 095

78, 582, 700

6S, 905, 818

16
28
17
1
6
24
20

2, o;;;. 985
2, 716, 700
11,713,260
252, 000
1,325,000
3,731,580
1, 986, 000

430, 200
666, 250
850. 000
50, 000
275, 000
494, 070
507, 500

1, 622, 200
2,016.500
4, 988, 500
250, 000
630, 000
2,173,350
1, 018, 500

1,441,609
1, 744, 821
4,421,230
185,120
493, 670
1, 915, 41C
889, 040

Division No. 3 .
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

112

23, 758, 525

3, 273, 020

17
16
17
9
12
7
1
8
74
6
59
9
33

2, 376, 000
1,779,100
2, 686, 000
550 000
1, 935, 000
625. 000
100 0*00
3, 425, 000
7, 685, 000
755, 000
9,75^,900
3, 551, 500
5,417,500

550, 250
432, 275
496, 500
137.500
390 000
156,250
25. 000
400. 000
1, 748, 750
176. 250
2, 093, 475
450. 000
841, 875

1,019,500
986, 350
1,088,500
'200, 500
973, 000
212, 500
50. 000
1, 705, 000
1,983,250
332, 500
4, 791, 100
1,194,000
1,503,650

860, 800
874,1!5
979, 250
164, 740
872, 360
180,855
45, 000
1,504,075
1,737 380
298, 360
4, 374,110
1,074,490
1,328,045

Division No. 4.
Ohio
Cincinnati.Cleveland ..
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee.

268

40, 644, 000

7, 893,125

16, 039, 850

14,293,600

187
13
9
92
153
15
101
7
47
3

22,143, 850
9, 600, 000
6, 550, 000
12,344,500
13, 936, 500
13, 950, 000
10, 695, 300
3, 300. 000
3, 985, 000
650, 000

5, 007. 463
650. 000
450, 000
2, 653, 625
3, 377, 875
750, 000
2, 323, 675
350, 000
983, 750
150, 000

12,711,400
4, 91fi,000
705. 000
6. 691, 800
5. 841,150
1,083,500
3, 686, 500
550, 000
1, 570. 000
520, 000

11,328,694
4, 350. 300
589, 450
5, 9^7, 930
5, 200. 630
8:57,180
3, 284, 955
473, 730
1, 394, 618
468, 000

Division No. 5
Iowa
Minnesota
Missouri
Saint Louis..
Kansas
Nebraska

627

97,155,150

38, 275, 350

33, 905, 487

128
53
39
5
98
88

10,295, 000
12, 290, 060
5, 831, 000
3, 000, 000
6, 732,100
7,183,900

2, 448, 750
1, 416, 265
907. 750
250, 000
1,683,025
1, 570, 975

3, 846, 500
2, 054, 000
1,521,050
810,000
1,992,000
1,792,250

3,421,693
1,797,701
1, 365, 623
725, 430
1,686,810
1,602,660

Division No. 6.
Colorado..
Nevada ..

411

45, 332, 060

8, 276, 765

12, 015, 800

10, 599, 917

27
1

2,435,000
100, 000

583.750
25,000

1, 020, 000
25 000

914, 050
22,480




16,690,388

12,099,050

11,090,900

CII

REPORT

OF THE

COMPTROLLER

OF THE

CURRENCY.

Table of States, Territories, and reserve cities, exhibiting the number of banks in each, with
their capital, minimum amount of bonds required by law,
$c.—Continued.
United States bonds.
No. of
States, Territories, and reserve cities. banks.

Capital.
Minimum.

Division No. 7..

Division No. 8
United States




Circulation
outstanding
October 7,
1886.

$2, 885,000
2, 500, 000
1, 320, 000

$571, 250
100, 000
317, 500

$1,048,000 j
650,000 I
624,600

$894, 720
498, 060
524, 580

70

9,240,000

1,597,500

3, 367,600

2, 854, 390

52
6
16
9
7
18
6

3 015, 500
350,000
1,863, 500
825, 000
837,175
1,115, 000
900, 000

753, 875
87, 500
378, 375
206, 250
209, 293
278, 750
175, 000

872, 250
105, 300
455, 600
300, 000
400, 000
402, 500
180, 000

779.190
93, 300
399 560
25a, 980
303, n o
348, 200
160,460
2,336, 800

California
San Francisco.
Oregon

Dakota
Idaho
Montana
New Mexico .
Utah
Washington..
Wyoming

Held
October 7,
1886.

114
| 2,852

8, 906,175 j
548, 240, 730

2, 089, 043
84, 365, 312

2, 715, 650
258,498,950

228,672,610

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CIII

Statement of monthly increase and decrease of national-bank circulation from November 1,
18S2, to October 31, 1886, to which is added the preceding yearly increase and decrease
since January 14,1875.
National-bank circulation.
Months.

Increase.
Issued.

Decrease.

Retired.
I

November
December

1882.

1, 371, 980
1,272,780
1,290,220
1, 075, 650
1,107,790
1,305,200
1,114,110
1, 318, 770
642, 980
793, 850
445, 240
1,177, 010

From
From
From
From
From
From
From
From

2,021,895
3, 373, 760
2, 497, 596
2, 559,448
2, 829, 758
2,510,737
2, 543, 502
2, 388, 946
1,744,057
2, 700, 871
2, 255,139
2, 663, 801

895, 875
2, 864, 756
1, 917, 746
1, 596, 008
2, 095, 798
], 409, 687
1, 599, 552
1,109. 916
800, 667
2,131,121
2,046, 559
2,283,871

677, 010
523, 560
548, 330
1, 053, 370
403, 790
690, 240
1, 066, 080
1,160,710
1,914,710
2,516,340
2, 363, 360
2, 660, 545

2,923,115
2, 775, 207
2, 990, 575
2, 369, 330
2, 442, 668
484,135
2, 804, 870
1, 505, 725
1, 473, 694
3,778, 735
685, 270
2, 742,900

2, 246,105
2, 251, 647
2, 442, 245
1,315, 960
2,038, 878

2, 727, 889
2, 954, 953
1, 340, 990
404, 441
478, 035
500, 780
490, 510
527, 970
571, 230
467, 500

2,153,091
2, 875, 730
2, 603, 498
2, 617, 935
2, 517, 330
3, 233, 943
2, 674, 213
2, 640,142
1,738.553
2, 089, 532

574, 798
79, 223

51,512,747
10, 986, 675
7, 093,680
16, 306, 030
16, 291, 685
22,933,490
13,402,215
30, 979, 630
22,464, 250

110,335,303
14, 570, 305
27, 506, 981
18,265,331
10,986,116
7, 040, 397
6.193, 053
]3, 705, 259
19,121, 971

3,105, 273

5, 305, 569
15, 893, 093
7, 209,162
17, 274, 371
3, 342, 279

227, 724, 716

52,129, 747

87, 884, 061

52,129,747

103,071,025

1884.

June
July
A g
September.
October
November December .

January . . .
February . .
March .'.-..
April
May
June
July
August
September.
October

285, 292
842, 771
1, 508, 599
520, 225
968, 583
1, 338, 872
1, 033, 690
1,175, 424
1, 240, 905
1,197, 344
1,055, 626
472,943

1,126, 020
509, 004
579, 850
963, 440
733, 960
1,101, 050
943, 950
1,279,030
943, 390
569, 750
208, 580
379, 930

August
September..
October
November ..
December . .

January . . .
February..
March .'....
April
May
June
July
August
September.
October
November.
December..

1, 657, 272
2,115,551
2, 798, 819
1, 595, 875
2, 076, 373
2, 644,072
2,147, 800
2,494,194
1, 883, 885
1, 991, 194
1, 500, 866
1, 649, 953

1883.

July.,

January . . .
February . .
March
April

$1,520,369
1, 749, 379

191, 970, 402

January
February ...
March .*
April
May
June

$1, 341, 450
1, 875,4>0

1885.

1886.

Total
January 14, 1875, to October 31, 1875
November 1, 1875. to October 31,1876...
November 1 , 1870, to October 31,1877...
November 1, 1877. to October 31,1878...
November 1, 1878, to October 31. 1879...
November 1, 1879, to October 31.1880 ..
.,
November 1. 1880, to October 31,1881...
November 1,, 1881, to October 31,18^i

Circulation surrendered to this office and retired
Total.




$178,919
$126, 041

206,105
1, 738,790
345, 015
441,016
1, 262, 395
1, 678, 090
82," 355

1,562, 508
2, 213,494
2, 039, 295
2,733,163
2,183, 703
2,112,172
3,167,323
1,622,032

15,186, 964

15,186, 964
191,970, 402

242, 011, 680

61, 927, 829
3, 583,630
20, 413, 301
1, 959, 301

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CIV

The following table shows, for every date on which reports of condition have been made from January 1,1866, to October 7,1886, the number of banks in operation, their aggregate capital, the aggregate
amounts of bonds on deposit to secure circulation, the full amount of
circulation issuable thereon, the amount actually issued, maximum circulation obtainable under the law as it stood at each period, bonds required to be deposited for obtaining such maximum circulation, minimum of bonds required at each period, and the maximum amount of
circulation obtainable thereon:
NUMBER of BANKS IN OPERATION, AGGREGATE, CAPITAL, #c.
[Aggregate capital stock, &c, in millions.]
Bonds deposited to secure
circulation.

Full amount of circulation
due on such bonds.

Circulation actually issued
thereon.

Maximum circulation attainable under law.

Bonds required for such circulation.

Minimum amount of bonds
required for deposit.

January
April
July
October

Capital stock paid up.

1,582
1,612
1,634
1 644

403
409
414
415

298
315
326
331

268
283
293
297

213
248
267
280

354
354
354
354

394
3il4
394
394

141

127

1,647
1, 642
1,637
1,642

419
418
418
420

339
338
337
338

305
304
303
304

291
291
291
293

354
354
354
354

394
394
394
394

142

128

1, 642
1, 643
1,640
1, 645

420
420
420
420

339
339
339
340

305
305
305
306

294
295
294
295

354
354
354
354

394
394
394
394

142

128

1,628
1, 620
1,619
1,617

419
420
422
426

338
338
338
339

304
304
304
305

294
292
292
293

354
354
354
354

394
394
394
394

144

130

1,615
1,615
1,612
1,615
1 648

426
427
427
430
435

339
339
338
340
344

305
305
304
306
309

292
292
291
291
296

354
354
354
354
354

394
394
394
394
394

146

131

1,688
1,707
1,723
1, 767
1,790

444
446
450
458
460

351
354
357
364
366

315
318
321
327
329

301
306
307
315
318

354
354
354
354
354

394
394
394
394
394

156

140

1,814
1,843
1,853
1,919
1 940

Date.

464
467
470
479
482

370
374
377
382
384 1

333
336
339
343
345

321
325
327
338
336

354
354
354
354
354

394
394
394
394
394

103

147

1 947
1,962
] 968
1,976
1,976

484
487
490
491
490'

384
386
388
388
389

345
347
349
349
350

336
338
338
339
341

354
354
354
354
354

394
394
394
394
394

1866.

Maximum circulation attainable thereon.

Total number of banks.

1

1867.
January
April
July

October

1868.
January
April
July .
October
1869.
January
April..'.

June
October
January

1870.

TVfarr.h

June...
October
December
1871.
TWarp.h

April
June
October
December
February
April
June
October
December

.

. ..

1872.

1873.
April
June
Sentember
December




. ...

167

151

CV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NUMBER of BANKS in OPERATION, AGGREGATE

CAPITAL,

^c—Continued.

[Aggregate capital stock, &c, in millions.]

Zi

1

ft.2

tal

6 ?
*

.2 B

j

1
il' 1

P-

n

't
f
Q

£s ! SS

i

ircul
thei

ft

<^

G ^

O S

moil

e
i

Date.

O ft !
-U

c

I for

ft
p

g
1

c

_.
1874.

February .
May . . . . . .
June
October . . .
December.

1876.

1877.
'

1878.

March
May
June
October
December

February
April
June
October
December
March
May
June
October
December

389
389
390
383
382

350
350
351
344
343

339
340
338
333
331

354
354
354
354
354

394
394
394
394
394

2,029 '
2,040 i
2,070 i
2,087 :
2,086 j

March
May
June
October
December

January...
April./
June
October . . .
December.

490
490
491
493
495
496
498
501
504
505

380
378
375
370
363

342
340
337
333
326

324
323
318
318
314

354
354
354
354
354

394
394

2,091 !
2,089 '
2, 091
2,089
i 2,082

504
500
500
499
497

354
344
339
337
336

318
309
305
303
302

307
300
294
291
292

354
354
354
354
354

394

!
; 2, 083
I 2, 073
2,*078 ]
2, 080
! 2, 074 j

493
489
481
479
477

337
339
337
336
343

303
305
303
302
308

292
294
290
291
299

354
354
354
354
354

394

2,063
2, 059
2, 050
2,053
2, 055

473
471
470
466
464

343
345
347
347
347

308
310
312
312
312

300
301
299
30 L
303

| 354
I 354
j 35'i
354
I 354

2, 051
2, 048
2, 048
2, 048
2, 052

462
455
455
454
454

347

2,001
2,075
2,070
2, 090
2, 095

454
456
455
457
458

361
361
359
357
358

324
324
323
321
322

320
320
318
317
317

•
! 2,094
! 2,102
! 2,115
2,132
2,164

458
459
460
463
465

339
352
358
363
368

305
316
322
326
331

298
309
312
320
•325

168

151

172

155

171

154

1875.
March
May
June
October . . .
December.

January
April*.
June
October
December

1,975
1,978
1,933
2,004
2, 027

i

j
i
:
!
!
1879.

1880.

1881.

|
....!
!
I
i

394

'•W4

394
394
394

394 i
394 ! 164 148
394 i

|
:

394 i
394
394 !
394 j 160 144
394

354
354
354
354
354

394
394
394
394
394

j
j
j
!
]

354
354
354
354
354

394
394
394
394 "i58" ""142
394

,
;
I
'
I

354
354
354
354
354

394
394
394
394
394

312 303
348 •• 313 304
352 ' 316 307
357 i 321 313
364 j 327 321

156

"ieo"

140

'"ill

1882.
394
March
2,187 469 367 330 323 | 354
May
! 2,224 473 360 324 315 I 354 394
July
2,239 477 355 319 308 i 429 477
October
2,269 483 357 321 314 434 483 *72
65
December
| 2, 308 484 357 321 315 I 435 484
* Prior to the act of July 12, 1882, practically every bank with a less capital than $90,000 had to deposit $30,000 in bonds, and all banks of $00,000 and upwards, one-third of their capital. After the act
of July 12, 1882, all banks over $150,000 capital had to deposit $50,000 in bonds, and all banks with a
capital of $150,000 or less, one-fourth of their capital.




CVI

REPORT OF THE COMPTROLLER OP THE CURRENCY.

NUMBER of BANKS in OPERATION, AGGREGATE

CAPITAL,

^c—Continued.

[Aggregate capital stock, &c, in millions.]

.a
2 ^
"75 <D

Date.

a-a

March
May
.
June
October . . .
December .
March
April
June
September .
December..
March
May
July
Ootober . . .
December.
March . .
June
August .
October .

1883.

1884.

1885.

1886.




2,343
2,375
2,417
2,501
2,529

490
493
500
509
511

354
354
354
351
345

318
318
318
315
310

312
313
311
310
304

441
443
450
458
459

490
493
500
509
511

2,563
2,589
2,625
2,664
2,664

515
518
522
524
524

339
337
334
327
317

305
303
300
294
285

298
297
295
289
280

463
466
469
471
471

515
518
522
524
524

2,671
2,678
2,689
2,714
2,732

524
525
526
527
529

313
312
310
307
304

281
280
279
27G
273

274
273
2G9
268
267

471
472
473
474
476

524
525
526
527
529

2,768
2,809
2,849
2,852

533
530
545548

296
279
270
258

266
251
243
232

256
244
238
228

479
489
490
493

533
539
545
548

r

77

80

72

81

73

84

75

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table showing, by States, the amount of national-bank circulation issued, the amount of
lawful money deposited in the United States Treasury to retire national-bank circulation
from June 20, 1874, to November 1, 1886, and the amount remaining on deposit at the
latter date.
Lawful money deposited to retire national-bank circulation since June 20, 1874.
Additional
circulation
States and Territories. issued since
For reTo retire
To retire
June 20,
demption circulation circulation
Total
of notes of under act
1874.
under act
deposits.
liquidating of July 12, of June 20,
1882.
banks.
1874.
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
j
District of Columbia..
Virginia
West Virgin ia
North Carolin.i
South Carolina
I
Georgia
!
:
Florida
Alabama
.
Mississippi
Louisiana
—
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
M innesota
Kansas
Nebraska
Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico
Dakota
Washington
I
Arizona
I
California
Lawful money deposited prior to June,
20,1874, and remaining at that date. -.
Total.

$2,671, 019
1,381,025
3,137, 075
32,138, 705
4,174, 750
G, 649, 295
38,153, 055
4, 592, 915
24, 837, 890
592, 985
2,861,440
457, 000
1, 588, 000
448,414
1, 309, 300
234,790
701, 530
189,420
401,000
229, 500
2,251,010
2,126, 080
438, 740
6, 697, 500
1,569,980
3,109,050
16, 298, 550
6,781,710
6, 655, 945
4,635, 010
2,344,750
4, 0-'!3, 949
2,016,150
1,818,780
1,990,210
36, 000
346, 370
1,193,150
488,14-0
67, 750
616. 070
134. 720
233,980
1, 098,100
677, 230
53,090
2, 092,490

$786, 500 $1,476, 845
$1, 676,100 j
465, 983
515, 460
899,000 I
963,185
1, 059, 277
3,421,170 j
1, 942, 630 13,122,720 ! 30,473,555 |
222, 750 2,861,040 j 5,654,930 i
795, 878 3,237,780 ! 7,542,277 :
8, 323, 703 8,469, 615
44, 9«7, 965
5, 925,212
1, 347, 408 1, 309, 232
9, 316, 420 23,250,061
4,182,986
136, 870
220, 000
" " i 66," 600 1,830,280 I 3, 648, 420
455, 064
665, 060
112,990 | 1, 903, 920
1, 038, 219
430, 485
731,060
687, 615
290, 900
1,918,735
1, 568, 755
1, 428, 575
395, 550
330, 925
9,000
743, 320
135, 000
38,150
666, 413
684. 000
2, 999,250
135, 830
931,200
30, 290
312, 750
11,250
692, 020
1, 070, 417
6, 724, 533
150,490
854, 191
1,987,1.'4
242, 940
1, 204, 075
5, 474,630
6,805,118 3, 368, 840 12, 897, 026
625,230
4,881,285
9, 676, 705
946, 805
3, 598, 884
11, 002, 491
232, 670
2, 718, 5G3
4, 620, 612
274, 520
1, 209, 260
2,069, 724
284, 520
1, 605, 907
3, 990, 735
208, 340
2, 305, 251
862, 079
15, 750
748, 220
814,941
194, 800
968,130
67, 490
13, 500
347, 475
161,191

123,490

384, 930
370,050
63,000
272, 250
15, 750
210,700
238, 550
273, 350
2,500
621,000

$3, 939, 445
1, 880, 443
5, 443, 632
45, 538, 905
8,738, 720
11,575,935
61,761,343
8,581,852
36,749,467
3f>6, 870
5, 645, 300
1,120, 724
3, 055,129
1, 849,160
2, 209, 635
1, 568, 755
2,155,050
9,000
878, 320
38,150
4, 349, 663
1, 097, 320
324, 000
8,486, 970
2, 991, 835
6, 921, 645
23, 070, 984
15,183, 220
35, 548,180
7, 571, 845
3, 553, 504
5, 881,162
3, 375, 670
1, 578, 911
1,230,420
13, 500
9,270
855, 895
531, 241
63,000
462,190
15,750
221,950
319, 840
313, 850
53,090
711,000

52,253,177

205,825,081

311,645,415

9, 270

189, 940
11,250
81, 290
40, 500
50,590
90, 000

Lawful
money on
deposit
with the
United
States
Treasurer
at date.
$1,848, 045
929, 651
1,684,375
14, 005, 208
3, 690,645
4, 268, 830
11, 446,165
2, 094, 632
13,019,828
163,410
2, 010,429
119, 575
431,757
497,441
278, 084
201,810
873,179
4,890
147,568
13,046
925, 449
244,603
63, 371
3,150,171
1,112, 378
720,177
7, 444, 388
2, 654, 844
2, 694, 374
1, 218,432
630, 375
1,043, 291
354, 061
201,160
387, 532
7,543
223,481
62, 280
17, 590
38,874
310
170,330
80,433
58,440
24,660
266,050

3, 813, 675
196,704,902




49,753,482

81,523,163

CVIII

REPORT OF THE COMPTROLLER

OF THE CtfRllKNCY.

National banks that hare gone into voluntary liquidation tinder fho provisions of sections
52*20 and 52^1 of the Revised Statutes of the United States, with the dates of liquidation,
the amount of their capital, circulation issued and retired, and circulation outstanding
November 1, 1886.
Circulation.
Name and location of bank.

Date of | Capital.
liquidation.
Issued.

Retired.

Outstanding.

First National Bank, Penn Yan. N. Y.* . Apr. 6, 1804 '
First National Bank. Norwich, Conn.*... May 2,1804 i
Second National Bank, Ottuinwa, Iowa.t I M a y 2,1804 !
i Oct. 3.1804
Second National Bank, Canton, Ohiot
j
First National Bank, Lansing, Mich.t - - - Dec. 5,18(14
$89, 875
$90, 000
$100,000 !
First National Bank, Columbia, Mo
Sept, 19,1804
$125
25, 500
25,384
First National Bank, Carondelet, Mo
! Mar. 15,1865
30,000
116
First National Bank, Utica, N. Y.*
June 9,1865
200,000 ;
Pittston National Bank, Pittston, Pa
Sept. 16,1805
100, 000
100,000 !
99, 135
Fourth National Bank, Indianapolis, Ind. Nov. 30.1805
865
Berkshire National Bank, Adams, Mass. J Dec. 8.1805 i
100,000 !
National Union Bank, Rochester, N. Y .. Apr. 20, I860 j
400,000 , "i92, 500
191,193
1,307
First National Bank, Leonardsville, N.Y I July 11.1806
45, 000
44, 370
50,000 !
630
Farmers' National Bank, Richmond, Va
83, 01-3
100,000 j
85, 000
22,1806
1, 917
Farmers' National Bank, Waukesha, Wis j Nov. 25,1866
100,000 '
90, 000
89, 485 |
515
National Bank of Metropolis, WashingI
ton, D.C
.'. JNov. 28,1866 |
180,000
200, 000
3,482
170, 518 !
100, 000
90, 000
First National Bank, Providence, Pa . . . ! Mar. 1,1867 I
1,405
88,595 !
150, 000
National State Bank, Dubuque, Iowa . . . Mar. 9,1867 '
127, 000
1,479
125,521 |
First National Bank of Newton, Newton130, 000
128,563 j
150,000 |
ville, Mass
iMar. 11,1867
1, 437
53,105
First National Bank, New TJlm, Minn . . Apr. 18,1867
60,000 i
54, 000
895
National Bank of Crawford County,
300,000 I
Meadville, Pa .
Apr. 19,1867
Kittanning National Bank, Kittanning,
!
Apr. 29,1867
Pa.+
200,000 I
May 28,1867
City National Bank, Savannah, Ga.t
100, 000 j
443, 205
450, 000
July 3,1867
6,795
Ohio National Bank, Cincinnati, Ohio
500,000 |
177, 379
2, 021
Sept. 26,1867
First National Bank, Kingston, N. Y
200,000 j 180, 000
:
5,1867
44, 541
I Dec.
4r>, ooo
459
First National Bank, Blutfton, Ind
50,000
178, 970
1,030
National Exchange lAxnk, Richmond, Va. Dec. 5,1867
180, 000
200,000 1
133,514
1,486
First National Bank, Skaneateles, N. Y.. I Dec. 21.1867
135, 000
150,000
45, 270
230
Dec. 26,1807
First National Bank, Jackson, Miss
45, f>00 |
100,000
1,1.89
88,811
First National Bank, Downingtown, Pa.. Jan. 14.1868
90,000 |
100, 000
1,186
85, 564
Jan. 15,1808
First National Bank, Titus villo, Pa
80,750 |
100, 000
44, 340
000
A|)pleton National Bank, Appleton, Wis Jan. 21, 1808
45, 000
50, 000
45,168
332
Feb. 14,1808
National Bank of Whitestown, N. Y
45, 500
120, 000
First National Bank, New Brunswick,
88, 539
100, 000
90, 000
1,461
Feb. 26,1868
N.J
First National Bank, Cuyahoga Falls,
44, 400
Mar. 4,1868
50, 000
45, 000
600
Ohio
90, 000
100, 000
623
First National Bank, Cedarburg, Wis . Mar. 23,1808
89, 377
Commercial National Bank, Cincinnati,
342, 920
Apr. 28,1808
345, 951)
500, 000
3,030
Ohio
90, 000
100. 000
1,520
Second National Bank, Watertown, N.Y. July 21,1868
88, 480
First National Bank, South Worcester,
155, 641
A u g . 4,1868
175, 500
157 400
N.Y
1,759
National Mechanics and Farmers' Bank,
312, 240
Aug. 4,1868
350, 000
314, 950
Albany, N. Y
2,710
42,102
50, 000
42, 500
Second National Bank, DesMoines, Iowa Aug. 5,1868
3b8
First National Bank, Steubenville, Ohio. Aug. 8,1808
135, 000
132, 647
150, 000
2,353
Aug. 25,1808
87, 500
85, 902
First National Bank, Plumer, Pa
100, 000
1,598
Sept. 30,1808
45, 000
44, 580
50, 000
First National Bank, Danville, Va
420
130,172
150, 000
132,500
First National Bank, Dorchester, Mass .. Nov. 23,1808
2,328
C6, 940
First National Bank, Oskaloosa, Iowa . . . Dec, 17,1808
75, 000
67, 500
560
Merchants and Mechanics' National
184,750 I
182, 878
Dec. 31,1868
300, 000
Bank, Troy, N. Y
1,872
90,000 !
100, 000
89, 200
National Savings Bank, Wheeling, W. Va. Jan. 7,1869
800
109,850
Jan. 12,1809
125, 000
108, 792
First National Bank, Marion, Ohio
1,058
85,000 I
200,010
84, 309
National Insurance Bank, Detroit, Mich. Feb: 26,1869
631
135,000 !
National Bank of Lansingburg, N. Y — Mar. 6,1869
150, 000
133, 050
1,350
National Bank of North America, New
Apr. 15,1809 1, 000, 000
333, 000
330, 303
York, N.Y
2,697
Apr. 19,1809
53, 350
52, 857
60, 000
First National Bank, Hallowell, Me
493
Apr. 23,1809
43,215
44, 000
First National Bank, Clyde, N. Y
50, 000
785
134, 990
133, 892
422, 700
1,098
Pacific National Bank, New York, N. Y.. May 10,1869
84, 730
85, 250
514
Grocers' National Bank, New York. N. Y. J u n e 7,1869
390, 000
84, 335
85, 000
665
Savannah National Bank, Savannah, Ga. June 22,1H69
100, 000
July 30,1869
44, 723
277
45, 000
50, Q|0
First National Bank, Frostburg, Md
Aug. 30,1869
44, 455
545
45, 000
50, 000
First National Bank, La Salle, 111
National Bank of Commerce, Georgetown, D. C
Oct. 28,1869 i
100, 000
90, 000
88, 970
1,030
* New bank with same title, t Never completed organization. { Consolidated with, another bank.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CIX

National banks that have gone into voluntary liquidation under the provisions of sections
5220 and 5221 of the Revised Statutes of the United States, <f-c—Continued.
Circulation.

Date of
liquidation.

Name and location of bank.

Capital.
Issued.

Miners' National Bank, Salt Lake City,
Dec. 2,1869
Utah
.$150, 000
First National Bank, Vinton, Iowa
Dec. 13,1869
50, 000
National Exchange Bank, Philadelphia,
Pa
Jan. 8,1870
300, 000
Jan. 10,1870
First National Bank, Deeatur, Til
100, 000
] Jan. 11,1870 ! 100,000
National Union Bank, Owego, N. Y
i Jan. 25,1870 |
500, 000
First National Bank, Berlin, Wis
Central National Bank, Cincinnati, Ohio. ' Mar. 31, 1870 j 500, 000
! Apr. 9,1870 !
150, 000
First National Bank, Dayton, Ohio
National Bank of Chelming, Elmira, N.Y. : June 10,1870 | 100, 000
Merchants' National Bank, Milwaukee,
Wis
' June 14,1870 j
100, 000
First National Bank, Saint Louis, Mo ... 1 July 10,1870 i
200, 000
Chemung Canal National Bank, Elmira,
N.Y
i Aug. 3,1870 j
100, 000
Central National Bank, Omaha, Nebr.* .. Sept. 23,1870 !
100,000 I
First National Bank, Clarksville, Yn
, Oct. 13, 1870 i
50,000 !
First National Bank, "Burlington, Vt. -. Oct. 15,1870
300, 000
Oct. 24,1870
First National Bank, Lebanon, Ohio.
100, 000
National Exchange Bank,Lausmgburg,
100, 000
N.Y
::
.. | Dec. 27,1870
Mnskingum National Bank, Zanesville, Jan. 7,1871
100, 000
Ohio
I Feb. 15,1871 i
50, 000
United National Bank, "Win on a, Minn...I Mar. 25,1871 , 100, 000
First National Bank, Dcs Moincs, Iowa.. !
Saratoga County National Bank, Water- ! Mar. 28,1871. j 150, 000
ford, N. Y ...:
! Mar. 31,1871
100, 000
State National Bank, Saint Joseph, Mo . i May 2,1871 ! 100,000
First National Bank, Fenton. Mich
! June 2^, 1871 '
100, 000
First National Bank, Wollsburg, W. Va .1 Aug. 11,1871 I 200, 000
Clarke National Bank, Rochester. N. Y. .
Commercial National Bank, Oshkosh, 1 Nov. 22,1871
100, 000
Wis
Fort Madison NationalBank, Fort Madi- j Dec. 26,1871
75, 000
son, Iowa
i Jan. 6,1872
300, 000
National Bank of Maysville, Ky
j Jan. 9,1872
105, 500
Fourth National Bank, Syracuse, N.Y...
American National Bank, New York, | M a y 10,1872
500, 000
N.Y
Carroll County National Bank, Sand- ' May 24,1872
50, 000
wich, N.H./.
June 24,1872
100, 000
Second National Bank, Portland, Me
July 15,1872
200, 000
Atlantic National Bank, Brooklyn, N". Y
Merchants and Farmers1 National Bank, Aug. 8,1872
150,000
Quincy, Til
Aug. 9,1872
400, 000
First National Bank, .Rochester, N. Y
Sept. 10,1872
200, 000
Lawrenceburji; National Bank, Ind
Jewett City National Bank, Jevvett City, ! Oct. 4,1872
60, 000
Conn .-'.
Oct.
100, 000
First National Bank, Tvnoxville, Tenn... |i Nov. 22,1872
7,1872
115, 000
First National Bank, Goshen, Ind
i
Kidder National Gold Bank, Boston, : Nov. 8,1872
300, 000
Mass
154, 700
Second National Bank, Zanesville, Oliio. Nov. 16,1872
Orange County National Bank, Chelsea, Jan. 14,1873
200, 000
Vt '.
100, 000
Second National Bank, Syracuse, N. Y. | Feb. 18,1873
Richmond National Bank, Richmond, 1 Feb. 28,1873
230, 000
Ind. *
! Mar. 7,1873 * 75,000
First National Bank, Adams, N. Y
Mechanics' National Bank, Syracuse, Mar. 11,1873
140, 000
N.Y
:
:
Farmers and Mechanics'National Bank, Apr. 15,1873
100, 000
Rochester, N. Y
100, 000
Montana National Bank, Helena, Mont.. Apr. 15,1873
j June 3,1873
50, 000
First National Bank, Havana, N. Y
Merchants and Farmers'National Bank,
i June 30,1873
50, 000
Ithaca, N.Y
! July 18,1873
150, 000
National Bank of Cazenovia, N. Y
Merchants' National Bank, Memphis, i
250, 000
Term
*....
Manufacturers' National Bank, Chicago, Aug. 30,1873
111




-••

K

500, 000

Sept. 25,1873

New bank, with same title.

Retired.

$135, 000
42, 500

Outstanding.

$133, 790
42, 264

$1, 210
236

750
250
250
000
000
000
000

173, 2C4
84,163
87, 100
43, 6iO
420, 475
133, 584
89 433
89,

2,486
1,087
1,150
390
4, 525
1,416
567

90, 000
179,990

89,150
178, 446

850
1, 544

90, 000

89, 0"9

941

27, 000
270, OdO
85, 000

'20, 855
265, 988
84,214

145
4, 012
• 780

175,
85,
88,
44,
425,
135,
90,

90, 000

89, 277

723

90,000 i
45,000 |
90, 000

89, 070

930
475
936

44, 525 I
89,004 j

135,000 j
90,000
49,500 I
90,000 !
180,000

133,807
89, 429
48, 978
89,108
177, 973

90,000

89,132

67, 500
270, 000
91,700

268, 093
90, 656

620
1, 907
1,044

450, 000

442,790

7,210

45, 000
81,000
165, 000

44, 208
79, 478
163, 290

792
1,522
1,710

135, 000
206,100
180,000 i

133, 475
203, 490
177, 476

1,525
2, 610
2, 524

48, 750
80, 910
103, 500

48, 027
79, 801
102,010

723
1,109
1,490

120, 000
138,140

120, 000
136, 028

2,112

180, 000 j
90,000 j

176, 651
88, 690

3, 349
1,310

207,000 j
60,900 j

207, 000
0o, 839

1,061

93,800 |

92, 640

1,160

83, 250
31, 500
45, 000

82,129
31, 360
44, 215

1,121
140
785

45, 000
116,770

44,174
115, 024

826
1,746

225, 000

221, 668

3,332

450, 000

443, 049

6,951

i

1,193
571
522
892
2,027

CX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

National banks that have gone into voluntary liquidation under the provisions of sections
5220 and 5221 of the Revived Statutes of the United States,
tfc.—Continued.
Circulation.
Name and location of bank.

Date of
liquidation.

Second National Bank, Chicago, 111
Sept. 25,1873 $100,000
Merchants' National Bank, Dubuque,
Iowa
200, 000
Sept. 30,1873
Beloit National Bank, Beloit, Wis
50,000
Oct. 2,1873
Union National Bank, Saint Louia, Mo... Oct. 22,1873
500, 000
City National BaDk, Green Bay, Wis
50, 000
Nov. 29,1873
First National Hank, Shelbiua. Mo
100, 000
Jan. 1,1874
Second National Bank, Nashville, Tenn.. Jan. 8,1874
125, 000
First National Bank, Oneida, N. Y
125, 000
Jan. 13,1874
Merchants' National Bank, Hastings,
Minn
100, 000
Feb. 7,1874
National Bank of Tecuniseh, Mich
50, 000
Mar. 3,1874
Gallatin National Bank, Shawneetown,
111
250, 000
Mar. 7,1874
First National Bank, Brookville, Pa
100, 000
Mar. 26,1874
Citizens' National Bank, Sioux City,
Iowa
Apr. 14,1874
50, 000
Citizens' National Bank, Charlottes ville,
. Va
... Apr. 27,1874
100, 000
Farmers' National Bank, Warren, 111
50, 000
Apr. 28,1874
First National Bank, Medina, Ohio
75, 000
May 6,1874
Croton River National Bank, South
East,N. Y
May 25,1874
200, 000
Merchants' National Bank of West Virginia, Wheeling, W. Va
; July 7,1874
500,000
Central National Bank, Baltimore, Md...' Jmly 15,1874
200, 000
Second National Bank, Learen worth, I
Kans
! July 22,1874
100, 000
Teutonia National Bank, New Orleans, j
La
.
j Sept. 2,1874
300, 000
City National Bank, Chattanooga, Tenn.. I Sept. 10,1874
170, 000
First National Bank, Cairo, 111
! Oct. 10,1874 1 100, 000
First National Bank, Olathe, Kans
j Nov. 9,1874 i 50, 000
First National Bank, Beverly, Ohio
i Nov. 10,1874 ' 102, 000
250,000
Union National Bank, La Fayette, Ind... Dec. 4,1874
Ambler National Bank, Jacksonville,
Fla.*
-. Dec. 7,1874
42, 500
Mechanics' National Bank, Chicago, 111.. Dec. 30,1874
250, 000
First National Bank, Evansville, Wis ... Jan. 9,1875
55, 000
First National Bank, Baxter Springs,
Ivans
50, 000
Jan. 12,1875
People's National Bank, Pueblo, Colo
Jan. 12,1875
50, 000
National Bank of Commerce, Green Bay,
Jan. 12,1875
100,000
Wis
First National Bank, Millersburg, Ohio.. Jan. 12,1875 i 100,000
First National Bank, StauntoivVa
Jan. 23,1875
100, 000
National City Bank, Milwaukee, Wis ... Feb. 24,1875
100, 000
Irasburg National Bank of Orleans, Iras- i
burg, Vt
' Mar. 17,1875 '• 75, 000
Mar. 25,1875
100, COO
First National Bank, Pekin, 111
Merchants and Planters' National Bank, j
Augusta, Ga
' Mar. 30,1875 I 200, 000
Monticello National Bank, Monticello, :j
Iowa
Mar. 30,1875
100, 000
Iowa City National Bank, Iowa City, !j
Iowa
Apr. 14,1875
125, 000
First National Bank, Wheeling, W. Va .] Apr. 22,1875
250, 000
First National Bank, Mount Clement, j
50, 000
Mich
I May 20,1875
First National Bank, Knob Nostw, Mo,. ;<May 29,1875
50,000
First National Bank, Brodhead, Wis
June 24, 1875
50, 000
Auburn City National Bank, JLuburn, !
200, 000
N.Y
; June 26,1875
50,000
First National Bank, El Dorado, Kans.. Juno 30,1875
50,0u0 !
First National Bank, Junction City, Kans July 1, 1875
July 19,1875
50,000 '
First National Bank, Chetopa. Kans
Aug. 25,1875
50, 200
First National Bank, Golden. Colo
Aug. 26,1875
60, 000
National Bank of Jeiferson, Wis
Green Lane National Bank, Green Lane, '
100, 000
Pa
. Sept. 9,1875
Sept. 15,1875
State National Bank, Topeka, Kans
60, 500
Farmers National Bank, Marshalltown, ;
Iowa
| Sept, 18,1875 i
50, 000
Bichland National Bank, Mansfield, Ohio1 Sept. 25,1875 j
150, 000




*No circulation.

Eetired.

Outstanding.

$97,500

$95,661 j

180, 000
45, 000
150, 300
45,000
90,000
92, 920
110,500

174, 946
44,176
147, 548
43, 950
88, 684
91,105
108, 383

5, 054
824
2, 752
1,050
1,316
1,815
2,117

90, 000
45, 000

87, 898
44,145

2,102
855

225, 000
90, 000

3, 498
1,765

45, 000

221, 502
88, 235
44, 670

90, 000
45, 000
45, 000

88, 519
44,136
44, 569

1,481
864
431

166, 550

163, 243

3,307

450, 000
180,000

44'?, 552
177, 763

7,448
2,237

,
!
!
|

$1,839

330

90, 000

87, 353

2,647

270, 000
148, 001
90, 000"
4T>, 000
90, 000
224, 095

265, 345
145, 688
88, 059
44, 441
87, 949
219, 268

4, 655
2, 313
1,941
559
2, 051
4,827

125, 900
45, 000

122, 765
44,355

3,135
645

36, 000
27, 000
90,000
60,400
90, 000
60, 000

35, 490
26, 758
88, 675
59,652
88, 462
58, 525

510
242
1, 325
748
1, 538
1,475

65, 977
87, 863

1,523
2,137

169, 000

165,535 i

3,465

45, 000

44,174

i

07, 500 |
90,000 '

826

104, 800
225, 000

102,492 !
218, 870

27, 000
43, 800
45,000

26, 810
43, 322
44, 337

190
478
663

141,300
45, 000
45, 000
36, 000
27, 000
54, 000

137, 741
44, 356
44, 505
35,510
26, 740
52, 632

3,559
644
495
490
260
1,368

90,000
30, 600
27, 000
130, 300

89,132
30, 357

243

26, 705
126,066

295
4,234

2,308
6,130

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXI

National hanks that hare gone into voluntary liquidation under the provisions of sections
5^20 and 5221 of the Revised Statutes of the United States, cfc.—Continued.
Circulation.

Name and location of bank.

Date of
liquidation.

Capital.
Issued

Planters' National Bank, Louisville,Ky . Sept. 30,1875
First National Bank, Gallatiu, Tenu .. Oct. 1,1875
First National Bank, Charleston,W.Va.. Oct. 2,1875
People's National Bank, Winchester, 111. Oct. 4,1875
First National Bank, New Lexington,
Oct. 12,1875
Ohio
First National Bank, Ishpenaing, Mich .. Oct. 20,1875
Fayette County National Bank, WashOct. 26,1875
ington, Ohio
Merchants' National Bank, Fort Wayne,
Nov. 8,1875
Ind . . .
Kansas City National Bank, Kansas
Nov. 13 1875
City, M o . '
First National Bank, Schoolcraft, Mich . Nov. 17,1875
First National Bank, Ourwensville, Pa .. Dec. 17.1875
National Marine Bank, Saint Paul, Minn. Dec. 28,1875
Jan. 11.1876
First National Bank, Rochester, Ind
Jan. 11,1876
First National Bank, Lodi, Ohio
Iron National Bank. Portsmouth, Ohio.. Jan. 19, 1876
Jan. 26,1876
First National Bank, Ashland, Nebr
Jan. 28,1876
First National Bank, Paxton, 111
First National Bank, Bloomfield, Iowa.. Feb. 5,1876
Marietta National Bank, Marietta, Ohio. Feb. 16,1876
Salt Lake City National Bank, Salt Lake
Feb. 21,1876
City, Utah
Feb. 24,1876
First National Bank, La Grange, Mo
Mar. 7,1876
First National Bank, Atlantic, Iowa
Mar. 11,1876
First National Bank, Spencer, Ind
National Currency Bank, New York, N. Y Mar. 23,1876
Caverna National' Bank, Caverna, N. Y . . May 13,1876
May 25,1876
City National Bank, Pittsburgh, Pa .
National State Bank, Des Moines, Iowa June 21,1876
June 22,1876
First National Bank, Trenton, Mo
July 10,1876
First National Bank, Bristol, Tenn
July 11,1876
First National Bank, Leon, Iowa
Anderson County National Bank, LawJuly 29,1876
renceburg, Ky
Aug. 7,1876
First National Bank, Newport, Ind
Aug. 17,1876
First National Bank, De Pere, Wis
Second National Bank, Lawrence, Kans. Aug. 23,1876
Coramercial National Bank, Versailles,
Aug. 26,1876
Ky
Aug. 31,1876
State National Bank, Atlanta, Ga
Syracuse National Bank, Syracuse, N.Y. Sept. 25,1876
First National Bank, Northumberland,
Oct. 6,1876
Pa
First National Bank, Lancaster, Mo . . Nov. 14,1876
First National Bank, Council Grove,
Nov. 28,1876
Kans
National Bank Commerce, Chicago, 111.. Dec. 2,1876
Dec. 12,1876
First National Bank, Palmyra, Mo
Dec. 16,1876
First National Bank, Newton, Iowa
National Southern Kentucky Bank, |
Bowling Green, Ky
I Dec. 23,1876
First National Bank, Monroe, Iowa
| Jan. 1,1877
First National Bank, New London, Conn. Jan. 9,1877
Winona Deposit National Bank, Winona,
Minn
: Jan. 28,1877
First National Bank, South Charleston, ;
Ohio
j Feb. 24,1877
Lake Ontaria National Bank, Oswego, j
N.Y
I Feb. 24.1877
First National Bank, Sidney, Ohio
Feb. 26,1877
Apr. 9,1877
Chillicothe National Bank, Ohio
First National Bank, Manhattan, Kans . Apr. 13,1877
National Bank, Monticollo, Ky
Apr. 23,1877
Apr. 25, 1877
First National Bank, Rockville, Ind
M a y 31,1877
Georgia National Bank, Atlanta, Ga
J u n e 11,1877
First National Bank, Adrian, Mich
First National Bank, Napoleon, Ohio .. June 30,1877
First National Bank, Lancaster, Ohio... A u g . 1. 1877
First National Bank, Minerva, Ohio . . . A u g . 24,1877
Kinney National Bank, Portsmouth,
A u g . 28, 1877
Ohio
First National Bank, Green Bay, Wis .. Oct. 19,1877




$350, 000
75, 000
100, 000
75, 000
50, 000
50, 000

$315, 000
45, 000
90, 000
67, 500
45, 000
45,000 j

Retired.

Outstanding.

$303,175
44, 345
88, 671
66, 006

$11,825
655
1,329
1,494

44,440
43, 951

560
1,049

100, 000

81,280 !

79,833

1,447

100, 000

46,820 |

45, 810

1,010

100, 000
50, 000
100, 000
100, 000
50, 000
100, 000
100, 000
50, 000
50, 000
55, 000
150, 000

65,991 !
45,000 !
90,000 ;
59,710 !
45,000 I
90,000 |
90,000 i
45,000 |
45,000 j
49,500 !
90,000 !

64, 386
44, 242
86, 743
57, 510
42, 820
86,820
88, 357
44, 405
43, 526
48,140
87, 029

1,605
758
3,257
2,200
2,180
3,180
1,643
595
1,474
1,360
2,971

100, 000
50, 000
50, 000
70, 000
100,000
50, 000
200, 000
100, 000
50, 000
50, 000
60, 000

45,000
45, 000
45, 000
63, 000
45, 000
45, 000
68, 929
50, 795
45, 000
45, 000
45, 000

43, 767
44, 079
44,110
62, 031
43, 325
44, 355
66, 469
48, 570
44,171
44, 370
43, 389

1,233
921
890
969
1,675
645
2,460
2,225
829
630
1,611

100,000
00, 000
50, 000
100, 000

45,000
45, 000
31, 500
67, 500

44,335
43,168
31,104
65,910

615
1,832
396
1,590

170, 000
200, 000
200, 000

153, 000
73, 725
117, 961

148, 080
70, 800
111, 372

4,920
2,925
6,589

100, 000
50, 000

59,191
26, 707

2,915
293

50, 000
250,000
100, 000
50, 000

62,106
27, 000
26, 500
71, 465
46,140
45, 000

25,
69,
44,
42,

960
050
216
043

540
2,415
1,924
2,957

50, 000
60, 000
100,000

27, 000
35, 700
38, 300

26, 520
34,702
35, 831

480
998

100,000 !
i
100, 000

63, 285

60, 005

90,000 !

86, 579

2,469
3,280

275, 000
52, 000
100, 000
52, 000
60, 000
200, 000
100, 000
100, 000
50, 000
60, 000
50,000

66,405
46, 200
53, 825
44, 200
49, 500
173, 090
45, 000
43, 500
45, 000
54, 000
45, 000

61, 399
44, 322
50, 605
43, 093
45,625
165, 005
42, 908
41, 674
43, 287
51, 501
43, 725

3,421
5,006
1,878
3,220
1,107
3,875
8,085
2,092
1, 826
1, 713
2,499
1,'275

100, 000
50,000

90,000
45,000

87,435
43,158

2,565
1,842

CXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

National hanks thai hare f/one into voluntary liquidation under the provisions of sections
5220 and 5221 of the Revised Statutes of the United States,
§G.—Continued.
Circulation.
Name and location of bank.

Date of
liquidation.

Retired.

Issued.
National Exchange Bank, Wakefield,
Oct. 27,1877
R.I
First National Bank, Union City, I n d . . .
First National Bank, Negaunee, Mich ..
Tenth National Bank, New York, N. Y.
First National 'Hank, Paola. Kans
National Exchange Bank, Troy, N. Y . . .
Second National Bank, La Fayetto, Ind State National Bank, Minneapolis, Minn
Second National Bank, Saint Louis, Mo.
First National Bank, Siillivan, Ind
Rockland County National Bank, Nyack,

Nov.
Nov.
Nov.
Doc.
Dec.
Dee.
Dec.
Jan.
Jan.

10,1877
13,1877
23,1877
1,1877
6,1877
20,1877
31,1877
8, 1878
8, 1878

Jan. 10,1878
N. Y
:
Jan. 19,1878
First National Bank, Wyandotte, Kans . -Jan. 22,1878
First National Bank, Boone, Iowa
Feb. 7,1878
First National Bank, Pleasant Hill, Mo . Feb. 28, 1878
National Bank of Glovers ville, N. Y . . . . Mar. 1, 1878
First National Bank, Independence, Mo. Mar. 2,1878
National State Bank, Lima, Ind
Mar. 4,1878
First National Bank, Tell City, Ind
Mar. 5,1878
First National Bank, Pomeroy, Ohio
Eleventh Ward National Bank, Boston, Mar. 14,1878
Mass
Mar. 19, 1878
First National Bank, Prophctstown, 111. Mar. 26,1878
First National Bank, Jackson, Mich
Mar. 30,1878
First National Bank, Eau Claire, W i s . . . Apr. 5,1878
First National Bank, Washington, Ohio. Apr. 20,1878
First National Bank, Middleport, Ohio.. Apr. 24,187S
First National Bank, Streator, 111
Apr. 25,1878
First National Bank, Muir. Mich
Kane County National Bank, Saint May 31,1878
Charles, 111
Juno 1,1878
First National Bank, Carthago, Mo
Security National Bank, Worcester, June 5,1878
Mass
June 15,1878
First National Bank, Lake City, Colo ... July 31,1878
People's National Bank, Norfolk, Va . . . Aug. 7,1878
Topeka, National Bank, Topeka, Kans .. Aug. 13,1878
First National Bank, Saint Joseph, Mo . Aug. 24,1878
First National Bank, Winchester, Ind ..
Muscatine National Bank, Muscatine, Sept. 2,1878
Iowa
...
Sept. 4,1878
Traders' National Bank, Chicago, 111
Sept. 10,1878
Union National Bank, llahway, N. J
Sept. 14,1878
First National Bank, Sparta, Wis
Herkimer County National Bank, Little Oct. 11,1878
Falls, N. Y
Nov. 22,1878
Farmers' National Bank, Bangor, Me ...
Pacific National Bank, Council Bluffs,
Iowa .
Nov. 30,1878
First National Bank, Anamosa, Iowa ... Dec. 14,1878
Smithfield National Bank, Pittsburgh,
Pa
Dec. 16,1878
First National Bank, Buchanan, Mich .. Dec. 21,1878 j
First National Bank, Prairie City, 111 .. Dec. 24,1878
Corn Exchange National Bank, Chicago,
111
Jan. 4,1879
Franklin National Bank, Columbus, j
Ohio
i Jan. 4,1879
Traders' National Bank, Bangor, M e . . . . i Jan. 14,1879
First National Bank, Gonic, N. II
| Jan. 14,1879
Fiist National Bank, Salem, N. C
! Jan. 14,1879
First National Bank, Granville, Ohio
' Jan. 14J1879
Commercial National Bank, Petersburg, ;
Va.-.
Jan. 14,1879
First National Gold Bank, Stockton,
Cal
Tan. 14,1879
First National Bank, Sheboygan, Wis ..! Jan. 14,1879
First National Bank, Boscobel, Wis
! Jan. 21,1879
National Marine Bank, Oswego, N. Y . . . Jan. 25,1879
Central National Bank, Ilightstown, I
• N. J
j Feb. 15,1879 j
Brookville National Bank, Brookville, i
I
Ind
I Feb. 18,1879.




$70, 000
50, 000
50, 000
500, 000
50, 000
100, 000
200, 000
100,000
200, 000
50, 000

Outstanding.

$34, 650
45, 000
45, 000
441,000
44, 350
90, 000
52,167
82, 500
53, 055
45, 000

$32, 230
43,190
43,403
408, 644
42, 673
85, 453
46,712
77, 368
46, 692
43, 740

$2,420
1,810
1,597
32, 356
1,677
4,547
5,455
5,132
6,363
1,260

84, 381
43, 544
30, 780
43, 346
61,208
24,271
30, 767
43, 550
69, 983

4,619
1,456
1,620
1,654
3,542
2,729
2, 704
950
5,730

100,
50,
50,
50,
100,
50,
100,
50,
200,

000
000
000
000
000
000
000
000
000

89, 000
45, 000
32, 400
45, 000
64, 750
27, 000
33,471
44, 500
75, 713

200,
50,
100,
60,
200,
80,
50,
50,

000
000
000
000
000
000
000
000

89,400 !
45,000 !
88,400 j
38,46t !
69,750 \
31,500 !
40,500 !
41,200

85, 740
44,129
83, 225
36, 875
64,139
30, 655
39, 605
42, 787

3,660
871
5,175
1,586
5, 611
845
895
1,413

50, 000
50, 000

26, 300
44, 500

25, 053
43, 102

1,247
1,398

100,000
50, 000
100, 000
100, 000
100, 000
60, 000

49, 000
29, 300
85, 705
89, 300
67,110
52, 700

46, 270
28, 819
77,170
80, 588
60, 490
48, 246

2,730
481
8,535
8,712
6,620
4,454

100,
200,
100,
50,

000
000
000
000

44, 200
43, 700
89, 200
45, 000

38, 771
37,774
82,426
42,182

5,429
5,926
6,774
2,818

200, 000
100, 000

178, 300
89, 100

163, 317
81, 462

14, 983
7,638

100, 000
50, 000

43. 050
40, 042

1,950
4,458

200, 000
50, 000
50, 000

45, 000
44, 500
78, 750
27, 000
27, 000

68,150
25, 958
22, 650

10, 600
1,042
4,350

500, 000

59,160

50, 941

8,219

93, 070
76, 400
45, 597
128, 200
34, 365

84, 903
67, 024
41, 632
114, 595
30, 994

8,167
9,376
3, 965
13, 605
3,371

i

100,
100,
60,
150,
50,

000
000
000
000
000

120, 000

99, 800

86, 463

13, 337

300, 000
50, 000
50,000
120,000

238, 600
45, 000
43, 900
44, 300

208, 311
42, 865
41,662
" 40, 840

30, 289
2,135
2, 238
3,460

100,000

32,400

30, 995

1,405

89,000

78, 745

10, 255

100, 000

iii-:i*OKT
iKi.'ih'-i

fluff

i:o^i;pr!?cM,Li;ii O F T H E C U R R E N C Y ,

or
/.'<'

2^0 and 52\5i. <
>

/•'>;*(: / , v / o r>[:t n!:i)'i!

Hi(iiida!iA)n-

under

the

prov-in'ionx

cxni
of XCC

Recited Statute* of the United States, <j'*c.—Continued.
Circulation.

Name and location of bank.

Date of ! p a ^ t o i
liquidation. | C a P l t a L
Issued.

Farmers' National Bant, Centrevillo,
I
Iowa
Feb. 27,1879!
$50,000
First National Bank, Olarinda. Iowa, ... Mar: 1,1879 j
50, 000
Watervillo National Bank, Watcrville,
I
Me ...
Mar. 3,1879
125, 000
First National Bank, Tremont, Pa
Mar. 4,1879 I
75, 000
First National Bank, Atlanta, 111
Apr. 15,1879 !
50, 000
Union National Bank, Aurora. Ill
Apr. 22,1879 !
125,000
National Bank of Menasha, Wis
Apr. 26,1879 j
50, 000
National Exchange Bank, Jefferson City,
i
Mo
."..I May 8,1879
50,000
First National Bank, Hannibal, Mo
I May 15,1879 ;
100, 000
Merchants' National Bank, Winona, !i
!
Minn
June 16,1879 |
100,000
Farmers'National Bank, Keithsburg, 111. July 3. 1879 i
50,000
First National Bank, Franklin, K y . .
July 5. 1879 I
100, 000
National Bank of Salem, Salem, Ind
July 8,1879
50. 000
Fourth National Bank, Memphis, Tonn. 1 July 19, J879
125,000
Bedford Naiional Bank. Hertford, Ind . . . July 21, 1879
100,000
First National Bank, Aft on, Iowa
: Aug. 15,1S79
50, 000
First National Bank, Deer Lodge, Moiit. Aug. 16,1879
50, 000
First National Bank, Batavia, 111
Aug. 30, J879
50, 000
National Gold Bank and Trust Company, San Francisio, Cal
. . . Sept, 1,1870 |
750,000
Gainesville National Bank, Gainesville,
100,000
Ala
.,
Nov. 25,1879
100, 000
First National Bank, Hackcnsaek, N. J . . D e c 6,1879
50, 000
National Ban k of Delavan, Delavan, Wis i Jan. 7, 1880
Mechanics' National Bank, Nashville, ,
100, 000
Tenn
J a n . 13,1880
I
Manchester National Bank, Manchester,
50, 000
Ohio
..
J a n . 13,1880
50, 000
First National Bank, Me.versdalo, Pa . . . Mar. 5,1880
100, 000
First National Bank, MiiUiubnrjr, Pa . Mar. 8,1880
National Bank of Michigan, Marshall, :
120, 000
Mich
' May 14,1880
100,000
National Exchange Bank. Houston, Tex. Sept. in, 1880
100, 000
AscutMcy National Bank, Windsor, Vt.. Oct. 19, 1880
GO! ooo
First National Bank, Seneca Falls. N. Y.! : Nov. 2'-, 1880
50, oao
First National Bank. J .Jam boo. Wis . . . . Nov. 27,18H0
50, 000
Bundy National Bank. NV.w Castle, Ind. Dec. 6. 1880
50, 000
Vinolimd National .Bank, Vineland, N. J. Jan. 11, 1881
Ocean County Nati-.uial Bank, Tom's ;
100.000 j
River, N'.J"
. . . J a n . 11,1891
50,000 I
Tlungcrfor.i Nation;;] Bank, Adams, N. Y j Jan. 27, 1881
Merchants' National Bunk, Minneapolis, i
150, 000
Minn
; Jan. 31,1881
Farmers' National Busk, .Mechanic'- j
100, 000
burg, Ohio .
I Feb. 18,1831
50, 000
First National Hank, Green Spring-, Ohio. | JM>. 18,1881
50, 000
FirstNaiionalBmk, Cannon b'ulis, Minn.'; Feb. 21, 1381.
50, 000
First National Bank, Coshocton, Ohio... Feb. 21,1881
Manufacturers' National Bank, Tiiree
50, 000
Rivers, Mich
Feb. 25,1881
50, 000
First National Bank, Lansing, Iowa
. Feb. 25,1881 j
First National Bank, Watertown, N. Y.\ May 26,1881 j 100, 000
60, 000
First National Bunk, Americas, Ga. . . . June 17, 1881 j
•
Fii'dt. National Bank, Saint Joseph, Mich.1 June 30.1881 !
50, 000
50,000
First National Bank, L^gaii. Ohio
...'• July 8,1881 j
50.000 I
First National Bank, liocheJio, lil
: Aug. 9,1831 |
50,000 ;
First Nation:)]. Bank, Siiakoj>oe, Minn...1 Aug. 10.1881
50,000 !
National State Bank, Oskoloosa, Iowa... ; Aug. 13,1881
100,000 !
First National Batik, Ilobait, N. Y
. | Aug. 27,1881
50,000 |
Attica National .!5;tnk. Attica, N. Y
I Aug. 30,1881
National Bank of Brighton, Boston, j
I
300,000 !
Mass
1
. . . . O c t . 4,1881!
100,000 ;
.
Clement National Bank, Rutland, Vt,* ..! Aug. 1,1881 '
50,000 !
First, National Bank, Lisbon, Iowa
! Nov. 1,3881
50,000 ;
First National Bank, Warsaw, Ind
! Dec. 1,1881
Brighton National Bank, Brighton, :
j
50,000
Iowa
I Dec. 15,1881 !
Merchants'National Bank, Denver, Colo | Dec. 24,1881 i 120,000
51), 000
Merchants' National Bank, Hoily, Mich .1 Dec. 31,1881
50, 000
First National Bank, Alliance, Ohio
! Jan. 3,1882

* New bank with same title.

H. Ex. 3—vni




Retired.

Outstanding.

$41, 500
45, 000

$39, 928
43, 535

$1, 572
1, 465

110,
64,
26,
82.
44,

300
600
500
000
500

100,749
55, 219
23, 4 SO
7],633
42, 433

9, 551
9,881
3,020
10, 367
2,067

45, 000
88, 200

40, 986
77, 796

4,014
10, 404

35,
27,
54,
44,
45,
87,
26,
45,
44,

33, 229
24, 005
48,915
42, 992
39, 265
83, 4(50
24, 619
43, 220
40, 846

1.771
2, 99*
5,085
1,408
5, 735
3, 740
1, 88!
1,780
3, 454

000
000
000
400
000
200
500
000
300

40, 000

26,650 |

13, 350

90, 000
90, 000
27, 000

76, 739 !
80,891 I
23,615 i

13,261
9,109
3, 385

90, 000

73,450 I

16,550

48,303 ;
30.000 J
90, 000 |

42,781 .
29, jf«r> ;
76,625

5,522
1,405
13, 375

100,800 i
31,500 '
90, 000 i
54,000 I
27, 000 :
45,000 j
4."), 000 i
119,405 \
45,000 j

89, 602 '. 11,198
4, 658
20, 842 j
78, lf,_» ; 11,848
2, 862
51,138
2, 574
24,42(5
1,512
4."{, 488
1,902
43,098 :
101,(510 ,
38,0J2 j

17, 795
6, 988

98, 208

93,440 j

4,828

30,140
45, 000
45, 000
53, 058

28, 140
42,117
41,445
49, 697

2, 000
2,883
3, 555
3, 361

45, 000
45, 000
75,510
45, 000 '
26,500 |
45, 000
45, 000
45, 000
81, 605
90, 000
45,000 I

42,137
41,808 i
59,800 '
42, 422
23, 528
41, 880
41,213
39, 895
69, 540
76, 880
40, 530

270,000 !
45,000 I
48,500 I
j
45,000 :
72,000 i
45 0s>0

232,516

2, 863
3,132
15,710
2,578
2, 972
3,120
3,787
5,105
12,125
13,120
4, 470
37. 484

41,02i
43,970 i

3, 975
4, 530

40,«588 !
52.040 ;
4i!.r>22
38, 5')8 :

4, 312
19,960
3, 478
6,492

CXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

National banks tliat have gone into voluntary liquidation under tlic provisions of se5220 and 5221 of the lievised Statutes of thd United States, $-c.—Continued.
Circulation.
Date of
liquidation.

Name and location of bank.

Capital.
Issued. : Retired.

National Union Bank, New London,
Conn
Jan. 10,1882 | $30 ), COO
Jan. 10, 18b2 \ ' 100, ouu
National Bank of Roy alt on, Vi
50, 000
First National Bank," Whitehall, N. Y... Jan. 18,1882 j
Jan. 23,1882 i
70, 000 ;
National Bank, Pnlaski, Teiin
Mar. 30, 1882 j
100, 000 :
First National Bank, Alton, III
50, 000 •
Havana National Bank, Havana, N. Y .. Apr. 15,1882
000
First National Bank, Brownsville, Pa... May 2,1882 1
Juiie 20, 1882 ; iob! ooo;
Second National Bank, Franklin, Ind.-.
Merchants' National Bank, Georgetown,
Colo50, 000 j
June 22,1882 |
Commercial National Bank, Toledo, Ohio. | July 6,1882 j 100, ooo •
50, 000 I
Harmony National Bank, Harmony, PH.. J ull y 71882 :
J
7,1882
GO, ooo !
First National 1Bank, Liberty, Ind
J u l y 22,1882 j
Manufacturers National Bank, Amster1.000 I
dam, N. Y
Any. 1,1882 •
>, 000
First National Bank, Bay City, Mich.... Nov. 8,1882 :
) ? 000
First National Bank, Kipley, Ohio
Nov. 10,1882 ;
National Bank of State of Now York,
800, 000
Sew York, N. Y
Dec. 6,1882 j
100, 000
First National Bank, Wellington, Ohio.. Dec. 12,1882 !
100. 000
Second National Bank, Jefferson, Ohio.. Dec. 26, 1882
200, 000
First National Bank, Paiuesville, Ohio .. Dec. 30,1882
Saint Nicholas National Bank, New York,
500, 000
Dec. 30,1882 I
N.Y
500, 000
1 tec. 30,1882
Fifth National Bank, Chicago, 111
First National Bank, Dowagiac, Mich ... flan. 3,1883
50, 000
First National Bank, Greenville, 111
Jan. 9,18*3
150, 000
Merchants' National Bank, East Saginaw, Mich
200, 000
Jan. 9,1883
Logan County National Bank, llussellville.Ky...:
J a n . 9,1883
50,
National Bank of Vandalia, 111
J a n . 11,1883 !
10,),
50. (
Traders' National Bank, Charlotte, N. C. J a n . 16, 1883 j
45, i
First National Bank, Norfolk, Nebr
Feb. 3,1883
?>o. ooo i
FirstNatioualBank, Midland City.Micb/ F e b . 5,1883
50. 000 j
Citizens' National Bank, New Ulm.Minn Mar. 1, 1883
56, 000 '
National Bank of Owen, Owunton, Ky.-. Mar. 5,1883
Merchants' National Bank, Nashville,
300, 000
J u n e 30,1883
Tenn
Indiana National Bank, Bedford, Ind
35, 000
A u g . 25,1883 I
100, 000
Stockton National Bank, Stockton, Cal .. Oct. 1,1883 j
Wall Street National Bank, New York,
N.Y
500, ooo
Oct. 15,1«S3 I
Commercial National Bank, Heading, Pa. Oct. 23,1883 j
150, ooo
Corn Exchange National Bank, Chicago,
~

•

111.*

.

. '




N o v . 10, 1883 j
D e c . 24, 18*3
J an. 8,1884 !

.

j

:

;

.
,

i

$90, 261
74,470
36, 969
34, 953
74, 854
40, 097
52, 670
61, 930
40, 348
77,070
36, 280 •
45,371'

$22, 557
15, 530
8,031
8,747
15,146
4, 903
14, 830
19, 130
4,652
12, 930
8,720
8,629

60, 680
125,276
52, 775

11,320
30, 824
16,426

397, 004
90,000
90, 000
162, 800

335, 807
72,521
68, 624
123,536

61,197
17, 479
21, 376
39,264

450, 000
2<), 700
45, 000
59, 400

318,969
18, 023
37, 068
42, 729

101, 031
11,677
7, 932
16, 671

101,100 i

79,627

21, 473

40, 050
90, 000
38,800
11,240 i

33, 890
65, 350
32, 453
7,460

6,160
24, 650
6,347
3,780

27,000 !
48,900 j

19,600
36, 760

7,400
12,140

141,200
11,250 j
90,000 |

87, 300
11,250
63,140

53, 900
None.
26, 860

102,800 !
135,000 |

76,176
88, 650

26, 624
46, 350

28, 840
10,560

16,160
11,940

8,320

8,980

44, 000
167, 600

700, 000
50, 000
100, 000

45. 000 !
90,000 i
45,000 !
54,000
72, 000
150, 100 :
69,201

45, 000
22, 500

"

Farmers' National Bank, Sullivan, Ind ..
City National Bank, La Salle, 111
Hunt County National Bank, Greenville,
Tex
Waldoboro' National Bank, Waldoboro',
Me
Third National Bank, Nashville, Tenn...
Madison County National Bank, Anderson, Ind
First Natioual Bank, Phoenix, Ariz
Cobbossee National Bank, Gardiner, Me .
Mechanics' and Traders' National Bank,
New York, N. Y
Princeton National Bank, Princeton, N. J
Kearsargo National Bank, Warner, N. 11
Second National Bank, Lansing, Mich.
First National Bank, Eliensburg, Wash .
German National Bank, Millerstown, Pa
Exchange National Bank, Cincinnati,
Ohio .
First National Bank, Rush ville, 111 ...
Mechanics1 National Bank, Peoria, 111 ...
First National Bank, Froeport, Pa.
Genoseo County National Hank. Batavia,
N.Y
Valley National Bank, Red Oak, Iowa ...
Merchants' National Bank. Bismarck, Dak
Manufacturer;)' National Bank, Minneapolis, Minn

$112,818
y j , ooo
45,000
43,700
90, 000
45,000
67,500
81, 060

Outstanding.

29,413
112, 330

14, 5S7
55, 270

Jan. 22,1884

68, 250

Jan. 31,1884
Feb. 20,1884

50, 000
300, 000

M a r . 25,1884
A p r . 7,1884 I
Apr. 18,1884 |

50, 000 .
50, 000 '
150, 000

45,000 |
11,240 |
90,000 i

29, 030
6, 630
58, 032

15, 970
4, 610
31, 968

Apr. 24,1884 !
M a y 17, 1884
Jun<;30,1884 !
July 31, 1884 |
A u g . 9,1884
A u g . 12, 1884

200, 000
100, 000
50, 000
50, 000
50, 000
50, 000

85,400
12, 500
23, 586
40, 000
13, 500
45, 000

54, 060
49, 790
16, 568
22, 381
7, 620
21,415

31, 340
22,710
7,018
17,619
5, 880
23, 585

A u g . 27, 1884
Sept, 30,1884
Oct. 4,1884
Oct. 10,1884

500, 000
000
000
000

78,
66,
72,
44,

000
500
000
200

35, 570
29,414
33, 963
21, 260

42,430
37, 086
38, 037
22, 940

Oct. 11,1884
Oct. 20. 1HS4
Oct. 28, 1884

50, 000
50, 000
73, 000

45, 000
22,150
22, 500 !

26,400
11,040
8, 170

18,600
11,110
14, 330

45,000 |

17,280 |

27,720

N o v . 1,1884 j
300, ooo
N o circulation issued.

!

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXY

National banks that have gone into voluntary liquidation under the provisions of sections
5220 and 5221 of the Revised Statutes of the United States, $c— Continued.
Circulation.
Name and location of bank.

Date of
liquidation.

Capital.
Issued.

OutRetired. I standing.
|

Farmers and Merchants' National Bank, l i
$50, 000
Uhricsville, Ohio
$34, 600
$16, 220
Nov. 10,1884
Metropolitan National Bank, New York, j
Nov. 18,1884 3, 000, 000 1, 447, 000
790, 480
N.Y
|
First National Bank, Grand Forks, Dak. Dec. 2,1884
50, 000
19, 250
11, 560
Freehold National Banking Company, |
50, 000
53,212
93, 000
Freehold, N. J
; Dec. 10,1884
50, 000
11, 240
4, 650
Dec. 1(5,1884
Albia National Bank. Albia, Iowa
50, 000
22, 450
12, 530
First National Bank, Carlin ville, 111
i Dec. 1G, 1884
50, 000
11,250
5,270
Iron National Bank, Gunnison, Col . - — I Dec. 8, 1884
1
90, 000
100,000
49, 534
Freeman's National Bank, Augusta, Me - Dec. 20,1844
45, 000
250, 000
20, 980
First National Bank, Kokomo, Ind
j Jan. 1,1885
50, 000
10, 740
4,260
First National Bank, Sabetha, Kans
i Jan. 2, J 885
Jan. 13, 1885
50, 000
11,200
First National Bank, Wyoming, 111
4,300
50, 000
42, 500
First National Bank, Tarentum, Pa
j Jan. 13, 1885
18,190
Jan. 24,1885
50, 000
10,740
3,880
Farmers'National Bank, Franklin, Tenn <
GO, 000
30, 000
14, 000
First National Bank, Walnut, 111
i Jan. 21, 188;") I
50, 000
11,240
4,140
Citizens' National Bank, Sabetha, Kans . : Jan. 27,1885 |
28,100
100, 000
15,300
First National Bank, Tucson, Ariz
; Jan. 3i, 1885
16,200
50, 0U0
4,610
Eipon National Bank, Ilipon, Wis
; Feb. 7, 1885
27, 350
50, 000
11,140
Farmers' National Bank, Franklin, Ohio ; Apr. 1,1885
50, 000
18, 780
National Union Bank, Swanton, Vt..
' Ax>r. 28,1885
43, 800
50, 000
4, 000
First National Bank, Prescott, Ayiz
| Apr. 9,1885
11, 250
175, 300
50, 765
German National Bank, Memphis, Tenn.j May 6,1885
120,100
May 16, 1885
60, 000
11,140
First National Bank, Superior, Wis
18, 900
32, 203
100, 000
72, 000
Shetucket National Bank, Norwich, Conn May 18,1885
Cumberland National Bank, Cumberland,
125, 000
106, 200
R.I
J u n e 5,1885
48, 591
Merchants' and Farmers' National Bank,
M a y 12,1885
50, 000
10, 240
Shakopel, Minn
2, 890
100, 000
G6, 800
J u l y 14,1885
21,311
First National Bank, Columbia, Tenn
25,100
Union National Bank, New York, N. Y.. J u l y 21,1885 1, 200, 000
7,115
Manufacturers' National Bank, Applo50,000 ,
45, 000
11,345 :
ton, Wis
Oct. 10,1885
51),000 I
11,250
2,740 i
First National Bank, Plankinton, Dak... Oct. 21,188.1
50,000 |
54,427 i
First National Bank, Centerville, Ind . . Nov. 2,1885
6I, 525
250, 000 !
9, 480 j
Valley National Bank, Saint Louis, Mo .. Dec. 4, 1885
44, 960
50, 000
4,090 I
Jan. 6, 1886
23, 400
First National Bank, Belton, Tex
50, 000
4,790 !
Feb. 15,1886
26, 500
First National Bank, Granville, Ohio
Coneordia National Bank, Concordia,
50, 000
2,120 '
11,240
Mar. 12,1886
Ivans
50, 000
2,450
11, 240
Mar. 22, 1886
Citizens' National Bank, Beloit, Wis
50, 000
4, 050
13,490
Mar. 24,18S6
First National Bank, Dayton, Wash
100, 000
89, 520
13, 239
Apr. 14, 1886
First National Bank, Macomb, 111
50, 000
25, 760
4, 390
Apr. 20,1886
First National Bank, Jesup, Iowa
150, 000
33, 750
3, 600
May 8,1886
Dallas National Bank, Dallas, Tex
50, 000
45, 000
5, 700
May 12, 1886
First National Bank, Lewistown, 111
100, 000
35, 490
4, 903
First National Bank, Cedar Rapids.Iowa. May 28,1886
50, 000
11, 250
760
First National Bank, Socorro, N. Mex . . . July 31,1886
Custer County National Bank, Broken
Aug. 9 1886
,
50, 000
11, 240
Bow, Nebr
11, 240
50, 000
920
Roanoke National Bank, Roauoke, Va... Sept, 16,1886
11, 250
50, 000
569
First National Bank, Brown ville, Nebr .. Sept. 16,188(3 !
39, 680
Sept. 25,1886 j
50, 000
First National Bank, Leslio, Mich
13,410
None
1886 I
51,100
Mount Vonion National Bank, Illinois .. Oct. 11,
45, 000 None
Oct. 14,
1886 j
50, 000
45, 000
National Bank, Piedmont, Weat Va
850
1886 |
50, 000
39, 310 None
Fiibt National Bank, Saint Clair, Mich .. Oct. 20,
1886
50, 000
45, 0U0 None
Merchants' National Bank, Lima, Ohio .. Oct. 22,
1886!
50, 000
45, 0U0 None
JJubbard National Bank, Hubbard, Ohio Oct. 23,
Oct 21,1886
50, 000
45, 000 None
First National Bank, Milford, Mich
Total




58,671,250

36, 614, 870

32, 453, 944

$18,380
656, 520
7,690
39, 788
6,590
.9, 920
5,980
40. 466
24, 020
6,480
6, 900
24, 310
6,860
22, 000
7,100
12, 800
11, 590
16,210
25, 020
7, 250
69, 335
7,760
39, 797
57, 609
7, 350
45, 489
17, 9do
3 { C55
,
8, 510
10,098
35, 480
18,800
21,710
9,120
8, 790
0,440
7(3, 281
21,370
30,150
39, 300
30, 587
10,490

10,330
39,111
13,410
45, 000
44,150
39,310
45, 000
45,000
45, 000
4,160,926

CXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

National banks that have gone into voluntary liquidation under the provisions of .sections
5*220 and 5221 of the Revised Statutes of the United States, for the purpose of organizing
new associations with the same or different title, with date of liquidation, amount of
capital, circulation issued, retired, and outstanding on November 1, 1880.
Circulation.

Name and location of bank.

Date of
liquidation.
Issued.

Oct. 30,1880
First National Bank. Rondout, N. Y
First National Hank, Huntington, Ind... Jan. 31,1881
First National Bank, Indianapolis, Ind .. July 5,1881
Apr. 24,1882
First National Bank, Valparaiso, I ml
First National Bank, Stillwater, Minn... Apr. 29,1882
Apr. 29,1882
First National Bank, Chicago, III
Apr. 30,1882
First National Bank, Woodstock, 111
Second National Bank, Cincinnati, Ohio. Apr. 28,1882
Second National Bank, New York, N. Y . Apr. 28,1882
First National Bank, Portsmouth, N. H.. Apr. 29,1882
May 5,1882
First National Bank, Richmond, Ind
Second National Bank, Cleveland, Ohio.. May 6,1882
First National Bank, New Haven, Conn May 6,1882
May 2,1882
First National Bank, Akron, Ohio
First National Bank, "Worcester, Mass .. May 4,1882
May 9,1882
First National Bank, Barrc, Muss
.
First National Bank, Davenport, Iowa .. May 9,1882
First National Bank, Kendallvill<\ Ind .. May 32,1882
First National Bank, Cleveland, Ohio ... May 13,1882
First National Bank, Youngstown, Ohio May 15,1882
May 15,1882
First National Bank, Evansville, Ind
May 15,1882
First National Bank, Salem, Ohio
May 18, 1882
First National Bank, Scranton, Pa
First National Bank, Centreville, Ind .. May 18,1882
First National Bank, Fort Wayne, Ind .. May 22,1882
May 22,1882
First National Bank, Strasburg, Pa
May 27,1882
First National Bank, Maiietta, Pa
First National Bank, La Fayette,.Iud ... May 31,1882
First National Bank, McConnelsville,
Ohio
May 31,1882
First National Bank, Milwaukee, Wis.. - May 31,1882
May 31,1882
Second National Bank, Akron, Ohio
First National Bank, Ann Arbor, Mich.. June 1,1882
June 1,1882
First National Bank, Geneva, Ohio
June 1,1882
First National Bank, Oberlin. Ohio
First National Bank, Philadelphia, Pa... June 10, 1882
June 10, 1882
First National Bank, Troy, Ohio
Third National Bank, Cincinnati, Ohio .. June 14,1882
First National Bank, Cambridge City,
Ind
"... June 15,1882
First National Bank, Lyons, Iowa
June 15,1882
First National Bank, Detroit, Mich . ... June 17,1882
First National Bank, Wilkes Barre, Pa.. June 20,1882
First National Bank, Iowa City, Iowa ... June 24,1882
First National Bank, Nashua, N. H
June 24,1882
First National Bank, Johnstown, Pa .. . June 24,1882
June 29,1882
First National Bank, Pittsburg, Pa
First National Bank, Terre Haute, Ind.. June 29,1882
First National Bank, Hollidaysburg, Pa- June 30,1882
June 80, 1882
First National Bank, Bath, Me
First National Bank, Janesville, Wis-.... June 30,1882
First National Bank, Michigan City, Ind June 30, 1882
July 3,1882
First National Bank, Moimiouth, III
July 11,1882
First National Bank, Marion, Iowa
First National Bank, Marlboro', Mass... Aug. 3, 1882
Oct. 3,1882
National Bank of Stanford, Ky
Oct. 6, l-<82
First National Bank, Sandusky, Ohio
First National Bank, Sandy Hill, N. Y... Dec. 31,1882
First National Bank, Lawrence-burg, Ind. Feb. 24, 1883
First National Bank, Cambridge, Ohio... Feb. 24,1883
First National Bank, Oshkosli, Wis
Fel . 24,1883
First National Bank, Grand Eapi.ls, Mich F e l >. 24, 1883
First National Bank, Delphos, Ohio
Fel » 24, 1883
.
First National Bank, Freeport, 111
.
Fel t 24, 1883
First National Bank, Elyria. Ohio
Feb. 24,1883
First National Bank, Troy, N. Y
Feb. 24,1883
Second National Bank, Detroit, Mich
Feb. 24,1883
Second National Bank, Peoria, III
Fah. 24, 1883
National Fort Plain Bank, Fort Plain, N.
Y
Feb. 24,1883 '
Loi>ansport National Bank, Logansport,
Ind
Dec. 1,1883 ;
National Bank of Birmingham, Ala
i May 14,1884 '




$300, 000
100, 000
300, 000
50, 000
130, 000
1, 000, 000
50, 000
200, 000
300, 000
300, 000
200, 000
1,000, U00
500, 000
100, 000
300, 000
150, 000
100, 000
150, 000
300, 000
500, 000
500, 000
50, 000
200, 000
50,000
300, 0u0
100,000

ioo, ouo
150, 000
50, 000
200, 000
100, 000
100, 000
100, 000
50, 000
1, 000, 000
200, 000
800, 000

$270, 000
90, 000
279, 248
45, 000
83,450
90, 000
45, 000
180, 000
376, 890
28(5, 000
87, 400
510,800
355,310
114, 822
252, 000
135, OUO
45, 000
90, 000
260, 402
. 441,529
442, 870
110,540
45, 000
G4, 525
45, 000
79, 200
99, 000
175, OG0

Retired.

Outstanding.

$38, 029
$231, 971
83, 455
6, 545
230, 821
48, 427
39, 249
5, 751
75,968 |
7,488
77, 472
12,528
38, 520
6,480
140,480
39, 520
305, 455
71,435
236, 578
49, 422
68, 034
19,366
400, 205
110,595
297, 070
58, 240
68, 093
26, 729
214,452
37, 548
111,152
23, 848
34,375 j
10,625
72,297 I
17,703
207,860 !
58, 602
364,082 I
77,447
351,610
91,260
88,695
21,845
34, 260
10,740
54, 427
10, 098
33, 500
11,500
65,347
13, 853
78, 660
20,340
149, 423
25, 637

84, G40
229,170
102, 706
85, 078
90, 000
58, 382
79!\ 800
180, 000
609, 500

67, 562
180,252
80, 800
70, 520
69, 480
45,983
615,300
144, 654
478. 010

17, 078
48,918
21,906
14, 558
20, 520
12,399
184, 500
35, 346
131,490

50, 000
100, 000
500, 000
375, 000
1 00, 000
100, 000
GO, 000
750, 000
200, 000
50, 000
200, 000
125, 000
100, 000
75, 000
50, 000
200, 000
150, 000
150, 000
50, 000
1< 0, 000
100, 000
100, 000
400, 000
50, 000
100,000
100,000 j
300,000 !
1,000,000
100, 000

45, 000
90. 000
336'345
337. 500
88, 400
90, 000
54, 000
594, 000
141,5.75
45, 000
180.000
121,050
45, 000
45, 000
45. 000
180,000
135, 000
90. 000
45, OUO
90, 000
80, 800
47, 800
155,900
45, 000
53, 500
90, 000
229, 550
363, 700
90, 000

34,100
64,7*3
280, 305
269, 285
72, 450
73, 651
42, 775
458, 857
112,743
37, 770
147, 566
94, 780
41, 766
40, 229
38, 753
148, 029
110,058
67, 205
35, 300
70, 585
59, 095
40, 330
134, 400
37, 491
46,708
68, 278
176, 049
271,936
58,160

10,894
25, 217
50, 040
68,215
15,950
10,349
11, 225
135, 143
28, 832
7, 230
32, 434
26, 270
3, 234
4, 771
6, 247
31, 971
24, 942
22, 795
9, 640
19, 415
21,705
7,470
21,500
7,509
6, 792
21,722
53, 501
91, 764
31, 840

200, 000

174, 300

134,056

40, 244

16, 850
45, 000

11,750
28,311

5,100
16, 6 8 J

100,000 !
50,000 !

REPORT OF THE COMPTROLLER OP THE CURRENCY. CXVII
National

banks that have gone into voluntary liquidation under the provisions of sections
5220 and 5221 of the Revised Statutes of the United States,
^ c . C t i d

Circulation.
Name and location of bank.

First National Bank, Westfield, N. Y
First National Bank, Independence, Iowa
First National Bank, Stur«is, Mich
National Bank of Rutland, Rutland, Vt..
Kent National Bank, Chestertown, Md ..
National Fulton County Bank, Gloversville.N.T
First National Bank, Centralia, III.
National Exchange Bank, Albion, Mich.
First National Bank, Paris, Mo
First National Bank, Yakima, Wash
First National Bank, Flint, Mich
Total




Date of
liquidation.

June
Oct.
Dec.
Jan.
Feb.

1,1884
31,1884
31,1884
13,1885
12,1885

Feb. 20,1885
Feb. 25,1885
Feb. 28,1885
Mar. 31,1885
Juno 20,1885
June 30,1885

Capital.
Issued.
$50,
100,
50,
500,
50,

000
000
000
000
000

$42, 800
90,000
43, 850
238, 700
29,450

150,000
80, 000
75, 000
100,000
50, 000
200, 000

135, 000
70, 600
30, 600
89,155
14, 650
122, 500

17, 570, 000

12,441,963 i

Retired.
$24,
44,
21,
127,
20,

Outstanding.

643
030
624
5(56
040

$18,157
45, 970
22, 226
111,134
9,410

67, 831
2c<, 070
12, 393
33, 213
5,180
47, 236

67,169
42, 530
18, 207
55, 942
9, 470
75, 264

9,665,518

2, 776, 445

CXVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Names of hanks in liquidation under section 7, act July 12, 1882, with date of expiration of
charter, circulation issued, retired, and outstanding November 1, 1886.

Name and location of bank.

First National Bank, Pontiac, Mich
First National Bank, Washington, Iowa
First National Bank, Fremont, Ohio
Second National Bank, Dayton. Ohio
First National Bank, G-irard, Pa
First National Bank, Xenia. Ohio
First National Bank, Peru, 111
First National Bank, Elmira, N. Y
FJrst National Bank, Chittonango, N. Y.
First National Bank, Eaton, Ohio
First National Bank, Leoininster, Mass.
First National Bank, VVinona, Minn
American National Bank, Hallowell, Me.
First National Bank, Attica, Ind
Citizens'NationalBank, Indianapolis,Ind
First National Bank. North East, Pa
First National Bank, Galva, 111
First National Bank, Tborntown, Ind...
Muncie National Bank, Muncie, Ind ...
^lerchants' National Bank, Evansville,
Ind
Saybrook National Bank, Essex. Conn ..
Union National Bank, Albany, N. Y.
Battenkill National Bank, Manchester,
Vt
First National Bank, Owosso, Mich. .
Coventry National Bank, Anthony, R. I
State National Bank, Keokuk, Iowa ...
Tolland County National Bank, Tolland,
Conn
City National Bank, Hartford, Conn ...
West River National Bank, Jamaica, Vt.
National Bank, Lebanon, Tenn
Total




Date of
liquidation.

Circulation.
Capital.
Issued.

Dec. 31,1881
Apr. 11, 1882
May 22,1882
May 26,1882
June 1,1882 1
Feb. 24,1883 !
Feb. 24,1883 ;
Feb. 24,1883 |
Feb. 24,1883 |
July 4,1884'
July 5,1884 .
July 21,1884 |
Sept. 10,1884
Oct. 28,1884
Nov. 11,1884
Dec. 23,1884
Jan. 2,1885
Jan. 13,1885
Jan. 28,1885

$50, 000
100, 000
100, 000
300, 000
100, 000
120,000
100,000
100, 000
150, 000
50, 000
300, 000
50, 000
75, 000
56, 000
300, 000
50, 000
50, 000
50, 000
200, 000

$88, 890
88, 565
90, 000
262, 941
90, 000
108, 000
45, 000
90, 000
135, 000
41,300
244, 400
44,200
67, 500
50, 400
87, 800
24, 550
36, 000
43,740
161, 000

Feb. 6,1885
Feb. 20,1885
Mar. 7,1885

250, 000
100, 000
250, 000

90, 800
61, 200
144, 400

Mar.
Apr.
Apr.
May

21,1885
14,1885
17,1885
23,1885

75,
60,
100,
150,

June
June
Aug.
Aug.

6,1885
9,1885
17,1885
30,1886

100, 000
550, 000
60, 000
50, 000

000
000
000
000

4, 046, 000

OutRetired. I standing.
I
$71,272
70,825
71,127
204,179
73,790
78, 460
31,761
69, 040
114,890
23,200
154, 930
24,814
40, 880
29,114
43, 5_'5
11,347
17,487
20,730
70,127

;
'
i
j

i
!

:

I

$17,618
17,740
18,873
58, 762
16,210
29, 540
13,239
20, 960
20, ]10
21,100
89, 470
19,386
20, 620
21,286
44,275
13,203
18,513
23,010
90,873

43,092 i
32,480 .
77,502

47,708
28,720
66,898

700
700
000
000

26,987
19,978 ]
43,721 !
15,090 •

30,713
27,722
45,279
29,910

44,100
90, 000
54, 000
24, 550

17,810 I
41,648 ;
20,476
570 i

26,290
48,352
33,524
23,980

57,
47,
89,
45,

2,550,736 j 1,560,852

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXIX
Names of hanks in liquidation under section ?, atit J'thf 12, 1882, with date of expiration of
charier, circulation issued, retired, and ouioiandntg, succeeded by associations with the
same or different title, November 1. lSsiJ.

Name and location oi' bank.

Date of
liquidation.

Circulation.
Capital.
Issued.

First National Bank. Kit-tanning, Pa
j July 2. 188::
National Bank, Beaver County, New |
Brighton, Pa
'.
Nor. 12,1884
g ,
t i l Bank. B
D
National B k Beaver Dam. Wi
Wis.
; Dec.24,1864
Merchants' National Bank, Cleveland, j
Dec. 27.1884
Ohio
Dec. 29,1884
Union Nation:;! Bank. Chicago, 111
Jan. 2,1885
First National Bank, Lo Roy. N. Y
Evansville Naiional Bank, Evansville,
-Tan. 3,1885
Ind
National Alb;)uy E::ehaniie, A lbauy, N.Y Jan. 10.1885
Jan. 11,1885
National Bank, Galena, 111
National State Bank, La Fayette, Ind... Jan. 16, 1885
Jan 16,1885
First National Bank, Ivnox ville, III
Farmers' National Bank, Ripley, Ohio .. Jan. 17, 1885
Jan. 21.1885
City National Hank, G rand Hap ids, Mich.
Lee County National Hank, Dixon, 111... Jan. 21,1885
Fort Wayne National Bank, Fort Wayne,
ind...;
: . . . . Jan. 25,1885
National Exchange B ink, Tiltin, Ohio.. Mar. 1,1885
Mar. 9,1885
National Bank, Malone, N. Y
Jefferson National Bank, Steubenville,
Mar. 21,1885
Ohio
First National Hank. Battle Creek. Mich Mar. 28,1885
Central National Hank, Danville, Ky..-. Mar. 28,1885
Knox County National Bank, Mount
Apr. 1, 1885
Veriiou, Oh»o
First Nation;!I Bank, lloughton. Mich . . Apr. 18,1885
Apr. 22,1885
National Ban k, Fort". Edward, N. Y
May 4,1885
National Bank, Salem. N.Y
National Exchange Bank, Seneca Falls,
N. Y
V
| May 6,1885
Trinnbull National Bank, Warren, Ohio.j July 5, 1885
Attleborough National Bank, North At- •
tleborouirh, Mass
! July 17,188")
American Naiional Bank, Detroit, Mich-! Jn)y 24,1885
First National Bank, Paris, III
\ Aug. 12,1885
First National Bank, Saint John. Mich..; Aug. .14,1885
Second National Bank, Pontiac, Mich...i Sept. 1,1885
Raleigh National Bank of North Carolina, I
Raleigh, N. C
I Sept. 5,1885
First National Bank, Danville, Ky
| Sept. 22, 1885
Total




$200, O'JO
200,000 |
50,000 j
;
800,000 j
1,000,000 i
150,000 !

OutRetired. ! standing.

$199, 500 |

$155,750

$43, 750

97, 300
41,100 ;

47, 725
19,373

49, 575
21,722

228,100 '
62, 800
135, 000

113,595
26,180

114,505
30, 620
62, 873

72,127

800, 000
300,000 I
100, 000 i
300, 000
60, 000
100, 000
300, 000
100, 000

543, 050
243, 900
55, 900
615,000
43, 600
87, 400
45, 000
41, 500

244,
129,
22,
547,
18,
36,
25,
20,

350, 000
125,000
200, 000

257, 300
50, 500
65, 900

108,136
21, 203
31,888

150, 000
100, 000
200, 000

132, 600
89, 200
180, 000

75. 000
300,000 !
100, 000
100,000

53,
45,
88,
80,

200
000
900
100

945
95f)
831
259
052
905
250
488

298,105
113,950
33, 069
67, 741
25, 548
50, 495
19, 750
21,012
149,164
29, 297
34, 012

51, 042 j
SI, 120 j
71,501 j

81, 558
58, 080
108, 499

21,249 ;
17, 229 !
44,370 :
38,786 :

31,95b
27, 771
44,530
47, 314

100,000 j
150,000;

88, 400
132, 400

39,022 !
36,760 |

49,378
95,640

100, 000
400, 000
125,000 ;
50, 000 j
100,000 I

84, 300
251, 500
111,500
21, 000
43,100

32,644 i
77,040 i
30,058 ;
6,850 j
15,494 !

51,656
174, 460
81,442
14,150
27, 606

400,000 |
] 50, 000

123, 000
130, 500

40,403 |
37,497 j

83,402
93,003

7,535,000 | 4,474,450

2, 232, 732

2, 241, 718

CXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

National hanks that hare been placed in the hands of receivers, together ivith iheir
capital,
circulation issued, lawful money deposited icilit the Treasurer to redeem, circulation,
the
amount redeemed, and the amount oulsiandi.i*/ on Xoremher 1, 18*3(3.

Capital
stock.

Name and location.

Lawful
money deposited.

Circulation.
Redeemed. Outstand-

Issued.

First National Bank, Attica, X. Y
Vonango Rational Bank, Franklin, Pa —
Merchants' National Bank, Washington,

$50,000
300,000 !

$44, 000
85, 000

$44, 000
85, 000

$43, 751
8J,753

:.

200,000 !
50,000 !
100,000 ;
100,000 '

180,
40,
90,
85,

500, 0(>0 ',
UN), 000 !

loojooo

180, 000
40,000 j
90,000 I
85,000 i
180,000 !
100,000 ;

179, 274
39, 752
89,659 !
84, 552 i
178,720
99,769

726
248
341
448
1, 280
231

252, 530
179,605 I
26,089
89, 594 '
25,424
44,683

1, 370
395
211
406
76
317

128, 601
791,222

., 099
!
8, 778

49,644 i
240.621
177J 290

356
2,772
1,710
1, 008
530
612
1,542

D.C

First National Bank, Medina, N. Y
Tennessee National Bank, Memphis, Tenu
First National Bank, Sohna, Ala
-.
First National Bank, New Orleans, La 'National Unadilla Bank, Unadilla, N. Y . . .
Farmers and (Citizens' National Bank,
Brooklyn, N. Y
Croton National Bank, Now Yovk. N. Y . .
First National Bank. Bethel. Conn
First National Bank, Keokuk, Iowa
National Bank of Vicksburg, Miss
First National Bank, Rockford, 111
First National Bank of Nevada. Austin,
Nev
Ocean National Bank, New York, N. Y
Union Square National Bank, Now York,
N.Y..
Eighth National Bank, Now York. N. Y ..
Fourth National Bank, Philadelphia, Pa ..
Waverly National Bank, Wavei ly, N. Y ..
First National Bank, Fort Smith. Ark
Scandinavian National Bank, Chicago, 111
Walk ill National Bank. Middletown, N. Y.
Crescent City National Bank, New Orleans,
La
".....
Atlantic National Bank, New York, N. Y. First National Bank. Washington, D.C ..
National Bank of Commonwealth, New
York, N. Y
Merchants' National Bank, Petersburg,Ya
First National Bank, Petersburg, Va
First National Bank, Mansfield, Ohio .
New Orleans National Banking Association, New Orleans, La
First National Bank, Carlisle, Pa
First National Bank, Anderson, Ind
First National Bank, Topeka, Kuns
First National Bank, Norfolk, Va
Gibson County National Bank, Princeton,
Ind
First National Bank of Utah, Salt Lake
City, Utah
Cook County National Bank. Chicago, 111.
First National Bank, Tiflin, Ohio
Charlottesville National Bank, Charlottesyille, Va
Miners' National Bank, Georgetown., Colo
Fourth National Bank,'Chicago. Ill
First National Bank, Bedford, Iowa
First National Bank, Osceola, Iowa
First National Bank, Duliith, Minn
First National Bank, La Crosse. Wis
City National Bank, 'Chicago, 111
Watkins National Bank, Wat kins, N. Y ..
First National Bank, Wichita, Ivans
First National Bank, Greenfield, Ohio
National Bank of Fishkill, N.Y
First National Bank, Franklin, Ind
Northumberland County National Bank,
Shamokin, Pa
First National Bank, Winchester, 111
National Exchange Bank, Minneapolis,
Minn
National Bank of State of Missouri, Saint
Louis, Mo
First National Bank, Delphi, Ind
First Xational Bank, Georgetown, Colo . . .
Lock Haven National Bank, Lock Haven,
Pa
Third National Bank, Chicago, III
Central National Bank, Chicago, 111




000
000
000
OdO

$249
247

I

253,900 |
180, 000 I
26, 300 !
90,000 J
25,500
45, 000

253.900 I
180,000 i
26,300 |

129, 700
800, tUO

129.700 :
800,000 i

'.50, 000 .
200, 000 i
106, 100 :
50, 000
250,000
175,000 ;

50, 000
243, 393
179, 000
71,000
45, 000
135, <K)0 :
118,900 '

-43,
179,
71,
45,
135,
118,

500, 000
300, 000
500, 000

450, 000
100, 000 ;
450, 000

450, 000
100, 000
450, 000

446,205
98, 567
439, 929

3, 795
1,433
10, 071

750,000 :
400,000 :
200,000 I

234,000 !
300, 000
170,200 ;
90, 000 ;

234, 000
360. 000
179, 200
90, 000

229, 877
353, 845
175, 605
68, 351

4, 123
6,155
3, 595
1,649

360,000
45, DUO ,

300, 000

353, 000
44, 180
43. 997
88,415
92, 895

7, 000
820
1,003
1,585
2,105

300,000 j
20.), 000 :
60, 00:) ;
1(10,000 :
50, 000 j
50, 000 :
i

250, 000 i
1,000,000
2 0 0 , 00(» ••

loo, ooo
601,000
50, 000
50,000 '
100,000 :
100, 000 I

4."), ooo ;
90, OiiO I
95, OJO :

au,ooo !
25.500 j
45,000 :

50,000 I
393
000
000
000
000
900

4~>, 000

45, Oi.so
90. 000 j
95, 0G0 1

(it), 992

44, 470
134,388
117,358 :

43,800 i

43, 800

116,258 I
281,138 I
43,502 j

1, 933
3, 962
1,498

200, 000
150,000
200, 000
80, 000
50, 000
100, 000
50, 000
250, 000
75, 000
00, 000
50, 000
200,000
132, 000

118,191. ;
2*5, 100 i
45, 000 j
146, 585 !
45, 000 '
85, 700 j
27, 000
45, 000
45, 000
45, 000
137,209 j
67,500 |
43,200 I
29,662 j
177,200 j
92,092 !

118,191
285, 100
45, GOD
146, 585
45, 0i)0
85, 700
27, 000
45, 000
45, 000
45, 000
137, 209
67, 500
43, 200
29, 662
177,200
92, 092

142,810 !
44,230 !
SI, 557 !
25, 670
44, 135
43, 996
43, 778
132, 316
64, 709
42,281
28, 290
170, 047
87,202

3, 775
770
4,143
1, 330
865
1,004
1, 222
4, 893
2, 791
919
1, 372
7, 153
4,890

67, 000
50, 000

60,300 I
45,000 ;

60, 300
45, 000

57, 620
43,144

2, 6? 3
1,856

50,000 I
150,000
500, OtfO
100, 000

100, 000
2, 500, 000
50, 000
75, 000
120, 000
750, 000
200,000

90,000 !
1,678,800
45,000
45,000
71,200 i
597,810 '
i
45.000 I

43, 260

540

90,000 j

84,155

5,845

1,603,660 i
45, <);() !
45,000 !

1, 662, 547
43, 430
42, 965

31,113
1, 570
2,035

71,200 '
597, 840
45.000

65, 903
537, 451
42,671

5,297
60, 389
2, 329

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXI
National

banks that have been placed in the hccnda of receiver*, <fV. — C o n t i n u e d .
Circulation.

Naino and location.

First National Bank. Kansas City, Mo . Commercial National Bank, Kaunas City,
Mo
.. -----First National Hank, Ashland, Pa
First National Bank, Tarrytown. X. V
First National Ij.Mnk, A'lentown, Pa
First National Bank, Waynesimra', I'a ..
"Washington Couni y Nat ional Hank, Greenwich, N.Y
'
First National Bank, Dallas, Tex
People's National Bank, Ilelenu, M o n t . . . .
First National Hank, Hozeman, .MODI . ..
Merchants' National Hank, Foi t Scott,
Ivans
Farmers' National Bank. Platte City, Mo.
First National Bank, AVarrenslmfg, Mo . . .
German-American National Hank, Washington, DA)
German National Hank, Chicago, Til
Commercial National Bank, Saratoga
Springs, N. Y.. .
\..
Second National Bank, Scranton. Pa.
National Bank of IVmltney, Vt
First National Bank, Montieello, Ind
First National Bank, Butler, Pa .
First National Bank, Meadville, Pa
First National Hank, Newark, N. J
First National Bank, Brattleboro', Vt
Mechanics' National Bank, Newark, N. J..
First National Hank, Buffalo, N. Y
Pacilic National Bank. Boston, Mass
First National Bank, Union Mills, l J a
Vermont National Bank, Saint A1 bans, Vt
First National Bank, Leadvillc, Colo
City National Hank, Lawreiu'eburg, Ind . . .
First National Hank, Saint Albans, Vt
First National Bank, Monmoiitli, 111
Marine National Hank. New York, N. Y . . .
Hot Springs National Bank, Hot Springs,
Ark
" .
Richmond National Bank, Richmond, Ind .
First National Hank, Livingston. Mont
First Nat ional Bank, Albion, N. Y
First National Bank, J amest own, Dak
Logan National Bank, West Liberty, Ohio.
Mkldletown National Bank, Middletown,
N.Y
Fanners' National Hank, Buslmell, 111
Sehoilarie County National Bank, Sckoh a r i e , N . Y . .. .*.
Exchange National Bank, Norfolk. Va
First National Bank, Lake City, Minn
Lancaster National Bank, Clinton, Mass ..
First National Bank, Sioux Falls, Dak
First National Bank, Walipeton, Dak
First National Hank, Angelica, Nr. Y
City National Bank, Williamsport, Pa
Al>ingt<.ii National .Bank, Abington, Mass.
First National Bank, Blair, Nebr
Total




stock.

posited.

Issued.

;
; Redeemed, i Outstanding.

$500, 000

$14, M0 ;

$44,940

100,000
112,500
100, 000
250, 000
.100,000

44,500
75,554
¥i\ 2(/0
78, OH
(51), 345

44.500
75,551
89, 2( 0
78, (HI
69, 345

200, 000
50, 000
100,000
50,000

114,220 I
:".). MO |
89, 300 i
44,400 |

114, 2^0
29. 800 •
8!L 300
44,400

107, 388
28, 575
83,945
42,990

6, 832
1,225
5, 355
1,410

50, 000
5(1, 000
100,000

35,3^8 j
27, 000 I
45,000 j

35,328
27, COO
45, 000

33, 831
26, 005
t ; 4 6

1,497
995
i, 754

130,000
500, 000

02, .")()«) :

61,276 i
35, HO

1,224
7, 675

100,000 ,
2U0, 000 •
100, 000
50, 000
50,000 -

8*5,900
91,465 :
90, 000 :
27,000 :
71, 1(55
80 i()
80,

82,852 i
81.778
84, 747
25, (529
60, 935
78, li'S
293, mo
74, 247
374,722
84,490
415. Gi 3
35, 045
48, 792
37,465
42, 7C0
59, (5C8
13, Ot.O
183, 3<0

4,048
9, 687
5, 253
1,371
10,230
11,302
33, 603
15, 753
75, 278
15,010
34, 387
7, 955
16,408
15, 535
34,300
30,312
13, 940
76, 740
22,720
69, 567
5,675
37,503
7,493
12,840

$39, 490

$5, 450
i

i
j
:
:

;

i

:
:

]
;

62, 500
42, 795

41,275
67,833
83,348
72,095
6f, 210

!
I
!
i
|

320, 043
00, 000 :
450,000 !
I)!), 500 '.
450, 000 i
4'i.ooo :
(J5, 200 !
53. 000
77! 000 i
8:», 980 i
27,000 i
260,100 |

86, 900 i
91, 465 i
90, 0t!0 i
27, 000 !
71,165 j
89,500 ;
326, Ci4li I
90, 000 ;
450, 000 |
99, 500 '
450, 000 •
43, COO i
65, 200 j
53. 000 !
77,000 !
89, 980 I
27, 000 i
260,100 |

50,000
250,000
50,000
100,000
50, 000
50,000

40,850
113,900
11,240
90, 000
18,650
23,400

:
•
j
I
i
j

40,850
158,900
11. 240
90,000
18,650
23,409

,
!
!
I
j
'.

18,130
8 9 , il'Ui
5, 515
52, 4('7
11, 1T.7
10,560

i

176,000 l
44,000 ;

;
i
|
I
|

104,334
2i2i

50,000
300,000
50, 000
100,01.10
50, 000
50, 000
100, 000
100,000
150,000
50,000

44,000
3^.350
228,200
41,420
45,360
10,710
5, 870
44,000
16,110
108, 870
None.

38,350 :
228, 200
44,420 |
72,300 |
11,250 '
17, 120
89,980
41, 140
13L.370
26, 180

17,805
107,0fi4 |
9.347 :
18,601 j
2, 480
2. 690
13,968
7, 375

loo.ooo ;
300, 000 I

300,000
500,000
100, 000
9iil, 300
50, 000
200, 000
GO, 000
100, 0()i>
300, 1-00
75,000
400,000

i
:
:
<
i
j
]

I
I
!
!
!
!
I
200, 000 j
50,000 !

.
\
i
.
.

3, 225
7,721
5, 852
6, 546
1,135

71,666
22, 769

' 500

20, 545
121,136
35, 073
53, Toil
8, 770
14, 430
76.012
33, 765
124,135
"25, G80

22,508,900 j 14,261,238 ! 14,509,518 j 13,052,512

1,457, 006

I
I
I
i
j
|
I
!
!
j

|
:
i
;
:

CXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Insolvent national banks, with date of appoint nail of rvneiccrs, amount of capital stock and
claims proved, and rate of dividends paid to creditors.

Name and location of bank.

Receiver appointed.

Capital
stock.

Pioved
claims.

Dividends
paid.

;

Remarks,

Pr.ct. I
First National Bank of Attica, N.Y. Apr. 14, 1865 I $50,000 i $122,089 j 58
i Finally closed.
! Finally closed.
Venango National Bank of Frank- May .1,1800 | 300, 000 j
lin, Pa.
I
; Finally closed.
Merchants' National Bank of Wash- May 8,18GG ! 200,000 ! fjoi), 5 1 3 :
ington, D. C.
50,000 I
Finally closed.
82,338
First National Bank of Medina, Mar. 13,1867
N. Y.
100,000 ! 370,932
Finally closed.
Tennessee National Bank of Mem- Mar. 21,1867
phis. Tenn.
46.6
Finally closed.
First National Bank of Selma, Ala. Apr. 30,1807
*J8n,4fl7
Finally closed.
First National Bank of New Or- May 20,18i>7 i 100,000 .I, 119, 313 79
i
leans. La.
:
45. 9
127, 801
Finally closed.
National Unadilla Bank, Unadiila, Au«;. 20,1867 I 5J0, 0OL>
N.Y.
00
; Sept. 6,1S67 j 120,000 i 1, 191,500
Finally closed.
Farmers and Citizens' National
Bank of Brooklyn, N. Y.
88.5
Croton National Bank of New York, ! Oct. 1,1867 300, 000 ; 170, 752
Finally closed.
N.Y.
200,000 j
68,986 ! 100
Finally closed.
First National Bank of Bethel, Feb. 28,1868 '
i
Conn.
i
60,000 j 205,256
68i
Finally closed.
First National Bank of Keokuk,
Mar. 3,1868 ; 100,000 ;
Iowa.
49. 2
50,000 :
National Bank of Vickshurg, Miss. i A p r . 24,1868 j
33, 562
Finally closed.
'XI
First National Bank of Roekford, | Mar. .15,1861) | 5e>, 000 j 69, 874 ! 41.9
Finally closed.
111.
250,000 ; 170, 012
92.7
Fiist National Bank of Nevada, | Oct. 14, 1869
Finally closed.
i
Austin, Nev.
Ocean National Bank of New York, Dec. 13,1871 jl ,000,000 i 282, 254 100
1,
Finally closed; 4t> per
N.Y.
cent, of interest paid.
Finally closed ; H) per
Union Square National Bank of Dec. 15, 1871 i 200, 000 I 157,120 100
cent, paid to stockNew York, N. Y.
holders.
Eighth National Bank of New Dec. 15,1871 | 250, 000 ; 378. 772 100
Finally closed.
York. N. Y.
i
Finally closed.
Fourth National Bank of I'hiladel- Dec. 20,1871
200,000 j 645,558 100
phia, Pa.
106,100 ! 79,864 100
Finally closed: 32.5
averly National Bank of Wav- Apr. 23,1872
per cent, paid to
erly, X. Y.
j
stockholders.
15,142 i 100
Finally closed ; 13 per
First National Bank of Fort Smith, : May 2,1872 ! 50,000
Ark.
cent, paid to stockholders.
250, 000 I 249,174 57.46
Finally closed; 7.46
Scandinavian National Bank of i Dec. 12,1872
since last report.
Chicago, 111.
I
Finally closed ; 30 per
Wallkill National Bank of Middle- Dec. 31, 1872 175, 000 ! 171,468 100
cent, of interest paid.
ton, N. Y.
!
81.83 Finally closed.
500, 000 I 657,020
Crescent City National Bank of Mar. 18, 1873
New Orleans, La.
i
Finally closed ; 50 per
300, 000 • 574,513 100
Atlantic National Bank of New Apr. 28,1873
cent, of interest paid.
York, N. Y.
Finally closed.
F i r s t National Bank of Washing- I Sepr. 19. 1873
500, 000 1,619,965 100
ton, D. C.
I
i
Finally closed; 35.8
National Bank of t h e Common- Sept, 22,1873 : 750, 000 ! 79(5,995 100
per cent, paid to
wealth. New York, N. Y.
|
I
stockholders.
34
400, 000 j 992, ma
Merchants' National Bank of s Sept. 25,1873
Finally closed.
Petersburg, Va.
!
76
200, 000 j 167,285
F i r s t National Bank of Petersburg, i Sept. 25,1873
Finally closed.
Va.
' 1
57.5
175, 068
100, 000
F i r s t National Bank of Mansfield, ! Oct. 18,1873
Finally closed.
Ohio.
600, 000 1,429,595
N e w Orleans National Banking Oct. 23,1873
Association, New Orleans, La.
67, 292
50, 000
73. 3 I Finally closed.
F i r s t National Bank of Carlisle, Oct. 24,1873
Pa.
50,000 , 143, 765
39. 5
First National Bank of Anderson, { Nov. 23,1873
Ind.
100,000 I 55, 372
58. 3 ! Finally closed.
First National Bank of Topeka, | Dec. 16,1873
Ivans.
j
57. 5
100.000 I 170, 330
Finally closed.
F i r s t National Bank of Norfolk, Va.| Tune 3,1874
62, 64<J 100
Finally closed.
Gibson County National Bank of j Nov 28,1874 j
5(», 000 I
Princeton, liid.
1
;
24. 391 Finally closed.
j 93,021
F i r s t Nation.nl Bank of Utah, Salt I Dec. 10,1874 ;
Lake City, Utah.
i
i 150, 000
14. 941 Finally closed.
il, 795, 992
Cook County National Bank of Feb. 1,1875
500, 000
Chicago, 111.
G6
! 237,824
Finally closed.
F i r s t National Bank of Tiffin, Ohio. Oct. 22,1875

i

W




100, 000

BEPORT OF THE COMPTROLLER OF THE CURRENCY. CXX1II
Insolvent national banks, with date of appointment of receivers, <f*c.—Continued.
Name and location of bank.

I

Ueceiverappointed.

Capital
stock.

Divi- ;
(lends
paid, i

Proved
claims.

Pr.ct. '
G.\ 50 F i n a 11 y closed : .50
since last report.
70. 5 Finally closed.

Charlottesville National Bank of Oct. 28, 187;") $200, 000 $376, 750
Charlottesville, Va.
lf>0,000
177,512
Miners' National Bank of George- J a n . 24,1870
town, Colo.
35,801
Fourth National Bank of Chicago. Fob. 1,1870 2C0, 000
111.*
First National Bank of Bedford.
Iowa.
First National Bank of Osccola,
Iowa.
First National Bank of Duluth,
Minn.
First National Bank of La ('rosso,
A Vis.
City National P>ank of Chicago, 111.
Wat kins National Bank of Watkins, N. Y.

lie marks.

51

Finally closed; 1 per
cent, wince last report.
Finally closed.

22.5

1, LV7(i

IIO, Oi 0

5;>, 457

Feb. 25,1870

50. 000

34, 535

100

87, 780

100

Feb.

M a r . 13, 1876

100,000

A p r . 11, 1876 ,

50, 000

M a y 17, 187G j 250, 000
J u l y 12,1870 ! 75,000

Finally closed.

i Finally closed; interest paid in full.
48.4
Finally closed.

135, 952

703, 058 i 77. 512 Finally closed.
5!), 220 100
Finally closed; 13 per

97. 404
First National Bank of Wichita, ; Sept, 23,1876
60, 000
Kans.
i
!
35, 023
50, 000
First National Bank of Greenfield,
j D e c . 12,187G
Ohio.*
352, 062
200, 000
National Baiikof Fishkill, Fishkill,
I J a n . 27,1877
N.Y.
First National Bank of Franklin, Feb. 13,1877 132, 000 181,457
Ind.
175, 952
Northumberland County National Mar. 12,1877 | 07, 000
Dank of Shainokin, Pa.
143, 300
First National Bank of Winchester. Mar. 16,1877 | 50, 000
Til.
Na • ional E xehange Bank of Minne- May 24,1877 ; 100,000
apolis, Minn.t
i
500, 000 i,o;.;5,721
National Bank of the State of MisJ u n e 23,1877 ;2,
souri, Saint; Louis, Mo.
First National Bank of Delphi, Ind.
133,112
50, 000
! J u l y 20,1877
First National Bank of George- ;
19H, 350
75, 000
Aug. 18,1877
town, Colo.
251, 647
Lock Haven National Bank, of
120, 000
! Aug. 20,1877
Lock Haven, Pa.
Third National Bank of Chicago,
750, 000 .1, 001, 598
Nov. 24,1877
111.
Central National Bank of Chicago, 1
200, 000 : 298,324
Dec. 1,1877
111.
392, 394
First National Bank of Kansas
500, 000
I Feb. 11,1878
City, Mo.
Commercial National Bank of Kan- i
100, 000 I 75,175
sas City, Mo.
| Feb. 11.1878
First National Bank of Ashland, i
112, 500 i 33,105
Feb. 28,1878
Pa.*
First National Bank of Tarry town,
100, 000 \ 118,371
Mar. 23,1878 \
N.Y.
First National Bank of Allen town,
250, 000 j 90,424
j Apr. 15,1878 j
Pa.*
100, 000
33. 362
First National Bank of WaynesMay 15,1878 j
burg, Pa.
200, 000
Washington County National Bank
202, 887
J u n e 8,1878
of Greenwich, N.Y.
First National Bank of Dallas, Tex. J u n e 8,1878
50,000 i
77,104
People's National Bank of Helena, Sept. 13,1878 100,000 | 108, 04S
Mont.
!
First National Bank of Bozeman, Sept. 14,1878
70,191
50,000 :
Mont.
27, 801
Merchants' National Bank of Fort Sept. 25,1878
50,000 .
Scott, Kans.*
Farmers' National Bank of Platte Oct. 1.1878 i 50,000 ! 32, 449
City, Mo.

First National Bank of Warrens- Nov. 1,1878 ; 100,000 I 156, 200
burg, Mo.
German American National Bank Nov. I, 1878 I 130,000 | 282, 370
of Washington, I). C.

i cent, paid to stock' holders.
; Finally closed.

;
;

Finally closed.
|
i
i
100
•
81.59 :
100

03.0

Finallyclosed; 38.5per
cent, of interest paid.
Finally closed: interesf paid in full.
Finally closed.
Finally closed.

89.179J Finally closed.
100

Interest paid in full.

Finally closed; interest paid in full.
37. 648; Finally closed.

100

100

Finally closed.

100

Interest paid in full.

60
100

Finally closed.

100

Finally closed; 37.165
per cent, paid to
stockholders.

100
90.5
88
60
100
38.1
40

Finally closed.
Finally closed.
Finally closed.
Finally closed.
Finally closed.
Finally closed.

98. 35 Finally closed; 13.35
since last report.
00
Finally closed.
100
100

Finally closed; 18 per
cent, paid to stockholders.
Finally closed; interest paid in full.

50

* Formerly in voluntary liquidation.
r I n the Comptroller's reports for several years past this bank has been reported as finally closed.
An additional sum of $662.24 having recently been received from an unexpected source, the Comptroller has been enabled to declare a supplementary dividend of .29 per cent., making the total dividends paid 89.179 per cent.




CXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Insolvent national banks, with dale of appointment of receivers,
Receiver ap- Capital
pointed.
stock.

Name and location of bank.

German National Bank of Chicago,
111.*
Commercial National Bank of
Saratoga Springs, N. Y.
Second National Bank of Scranton,
Pa.*
National Bank of Poultney, Yt
First National Bank of Monticello,
Ind.
First National Bank of Bntler, Pa..
First National Bank of Meadvillo,
Pa,
First National Bank of Newark,
N.J.
First National Bank of Brattleboro', Vt.
Mechanics' National Bank of Newark, N. J.
First National Bank of Buffalo, N.
Y.
Pacific National Bank of Boston,
Mass.
First National Bank of Union Mills,
Union City, Pa.
Vermont National Bank of Saint
Albaus, Vt.
First National Bank of Leadvillo,
Colo.
City National Bank of Lawrenceburg, Ind.*
First National Bank of Saint Albans, Vt.
First National Bank of Monmouth,
111.
Marine National Bank of New
York, N. Y.
Hot Springs National Bank of ilot
Springs, Ark.
Richmond. National Bank of Richmond, Ind.
First National Bank of Livingston,
Mont.
First National Bank of Albion,
N. Y.
First National Bank of Jamestown,
Dak.
Logan National Bank of West Liberty, Ohio.
Middletown National Bank of Middletown, N. Y.
Farmers' National Bank of Bushnell.Ill.
Schoharie County National Bank
of Schohario, N. Y.
Exchange National L'ank of Norfolk, Va.
First National Bank of Lake City,
Minn.

Dec. 20,1878




DiviProved | dends
claims, i paid.

$300,0001 $197,353:

Remarks.

Pr. ct.
Finally closed; 42.3
10 J
per cent, of interest

Feb. 11,1879

100, OOi;;

Mar. 15,1879

200, 0001

132,461: 100

Apr. 7,1879 |

100,00()|

81, 801 100

July 18,1879 j

no, ooo:

July 23,1879
June 9,1880 I

">0, 000j
100,000

108,385! 70
93,025, 100

Juno 14, 1880 j

300, 000

580, 592 100

June 19,1880 ]

300, 000

104, 749 100

Nov. 2,188J '

500,000 2,703,285

paid.
Finally closed; interest paid in full.
Finally closed; interest paid in full.
Finally closed; interest paid in full.
Finally closed.-

128, 832
i

21,182

98

61.25

Apr. 22,1882

100, 000'

May 22,1882
Mar. 24,1883

901,300- 2.456,840 20
i
50, 000, 180, 993 65

893, 379 38

Aug. 9,1883

200, 000

401,492

60, 000:

199,855

30

Mar. 11,1884

100, 000J

Apr. 22,1884

100, 000

Apr. 22,1884

75, 000

;

;

!
!

Finally closed; interest paid in full.
Finally closed; interest paid in full.
Finally closed; intery
;

est paid in full.
1.25 per cent, since last
report.

5 per cent, since last
report.
5 per cent, since last
report.

42.5

Jan. 24,1884

46, 441 81.10
283, 285 25
232, 724

95

400, 000 4, 409, 589

May 13,1884

50

June 2,1884

50, 000]

30, 520: 100

July 23,1884

250, 000

365, 93l| 36

50, 000:

Aug. 25,1884
Aug. 2C, 1884

100, 000
50, 000,

Oct. 18,1884

80, 564

40

Nov. 29,1884

200, 000;

640, 046

55

Dec. 17,1884

50, 000

Mar. 23,1883 \

r>o, ooo

Jan.

4,1880

8,131 100

5 per cent, since last
report.
10 per cent, since last
report.
I 30 per cent, since last
I report.

Interest paid in full.
10 per cent, since last
report.
15 per cent, since last
report.

80, 5351 40
137, 333!

30

300, 000 2, 884, 708

30

50,000;

12.5 since last report.

18, 286!

50,000.

Apr. 9,1883

5 per cent, since last
report.
Finally closed.

158, 608

Sept, 13,1884

Lancaster National Bank of Clin- Jan. 20,1886
ton, Mass.
First National Bank of Sioux Falls, Mar. 11,188G
Dak.
First National Bank of Wahpeton, Apr. 8,1886
Dak.
First National Bank of Angelica, Apr. 19,1886
N.Y.
City National Bank of Williams- May 4,1886
port, Pa.
I
Abington National Bank of AbingAug. 2,1886 ;
ton, Mass.
First National Bank of Blair, Nebr. Sept. 8,1886 !
Total

cfc.—Continued.

127,524; 100

100, 000

170, 242'

50

50, 000

49, 382

20

50, 000

10 per cent, since last
Teport.
10 per cent, since last
report.
Finally closed; interest paid in full to
May 27,1886.

110, 073

100, 000

60,340

75

100,000

130,264|

50

150, 000'

114.8691 100

so, ooo;

. !22, 508, 900 44, 236, 247

* Formerly in voluntary liquidation.

Interest paid in full
to September 4,1886.

INSOLVENT

NATIONAL BANES, with DATES of FAILURE, CAUSES of FAILURE, NOMINAL ASSETS, AMOUNTS COLLECTED,
CLAIMS PROVED, DIVIDENDS PAID, and DATES of CLOSING.

Title of "bank.

Date of
organization.

Receiver
appointed.

Nominal
assets.

Cause of failure.

Amount
collected.

Claims
proved.

Dividends.

Finally
closed.

\Perccnt.\

J a n . 14,1864 Apr. 14,1805
$76, 373 02 ! $122,089 ! 58
Jan.
2,1807
First National Bank, Attica, N. Y
$986, 637 00
23.37
Venango National Bank, Franklin, Pa... May 20, .1805 May 1,1866
122, 239 37 j
434,531
F e b . 2,1865
24. 7
Merchants' National Bank.WaHbinfftoih Dec. 14,1864 May 8,18G6
6C9, 513
J u l y 29,1878
D. C.
Feb. 3, 1864 i Mar. 13,1867
82, 338
39.15
J u l y 28,1870
First National Bank, Medina, N. Y
370, 932
17.33 : F e b . 4,J870
Tennessee National .Hank, Memphis, •Juno 5, 1805 j Mar, '21,1867
Tenn.
Aug. 24.1865 i Apr. 30,1867
289,467 i 46. 6 : N o v . 25,1882
First National Bank, Selrna. A 1st
79
1,987,238 90 j 942,509 63
Sept. 28, 1882
First National Bank, New Orleans, La .. Dec. 18,1863 | May 20,1867
1,119.313
45.9
National Unadilla Bank, ITnadilla, N. Y . J u l v 17,1805 I Au'ff.'JO, 1867
Dee. 19, 1871
127,801
96
Farmers and Citizens' National Bank, Juiie f>, 1865 ! Sept. 6,1867
N o v . 18,1871
1,191,500
Brooklyn, N. Y.
88. 5
A n jr. 15,1^7::
Croton National Bank, New York, N. Y Sent. 0,18(1.". ; Oct. 1,1867 .
170, 752
May 15,1805! Yob. 28,1868 |.
Apr. 7,1881
68, 98U 100
First National Bank, Hotlul, Conn
:
68. 33
Nov. 30,18712
First National B;;nk, K(-okuk. Iowa. . .. Sop't. \K 1*03 'M:<r. 3,1868 I.
205, 250
49. 2
Fib. 14, 1S65 ; Apr. 24,1868 |.
Nov. 25,1882
National Bank. Vicksbui'i:, Miss
33, 562
i
41.9
May '-0, 1H64 • Mar. 15,1869 1.
D(-c. 4, Uw."
First National Bank, Kockfuid. Ill
GO, 874
92.7
May 10, 1881
First National Bank ot Nevada. Austin. June23,18d5 Oct^ 14,1869 |..
170, 012
Nov.
1, 282, 254 | 100
2,935,921 00 I 1,730,845 00
Apr. 20,1882
Ocean National Bank, New York. X. Y.. J u n e 0,1865 Dec. 13,1871 i.
157,120 I 1(0
Union Square National Bank, New York. Alar. 30, 1800 Dec. 15,1871 j .
| Nov. 16, lt'74
N.Y.
100
\ Sept. 1, 1875
Ei^htb National Bank, N-;\v York. N. Y., Apr. IO.IK'4 D e c . 15,1871 \
,
100
Fouith National Bank, Philadelphia, I'n Fib. lit),18r,4 P e c . 20.1871:
i 1-Yb. 13,1>7:.S
645, 558 100
Wuverly National Bank, Wavi-rly, >.'. Y JNlav 29, 1M55 i A p r . 23J872 !
39, 617 00 j " 67, 827'00
! Oct. 2,1877
79, 804 100
Felt. (5,18G6!il;iy 2,1872 \
! Jan. 3, lh~i;
First Nitt ioual P.nnk, Fort Smiili, Ark
!
15,142
400, 57-1 00 i 169,661 00
Feb. 15,1880
Scandinavian National Bauk.Chicaj.vo, III Mnv 7,1872 • "De.r. 12.1872!!
2-19, 174
100
227,871 00 |
"Wallkill National Bank, Middictown. J u l y 21,1805 i Dec. 31,1872
218,204 00
j .I:iii. 8,1880
171,468
N. Y.
84. 83
feOli, 993
657, 020
1,
632,027 00
Jr
Crescent City National Bank, New Or- ! F e u . 15,1872 i Mar. 1-, 1873 !
leans, La.
Apr. 29, l>:si
! 742,419
574.513 ! 100
786, .';60 00
Atlantic National Bank, New York, N.Y i J u l y 1,1805 Apr. 28,1873 i
:
July 24, is:o
!
Fir.stNat ional Bank, Washington, 1). O .. 1 J u l y 10,1803 Sept. 10,1873 I
1,619! 0(55 | 100
National Bank of the Commonwealtb, | J u l y 1,1865 Sept. 22, 1873 j Injudicious banking and depreciation j 3,"509, 000
I," 042, 000 00
796, 995 ! 100 : Alar. 31, 18b:.;
i
I of securities.
\
Now York, N. Y.
May 1,18 70
299, 358 00
Merchants' National Bnnki IVf-M-shiny. Sept. 1.1865 Sept. 25.1873 I Defalcation by officers: fraudulent 1,019,841
992,630 ! 34
! management and depreciation of I
Va.
i
| securities.
•
May 15,1870
do
! 272, G34
142,321 00
167,285 | 76
First National Bank, Petersburg,Va ... J u l y 1,1865 | Sept. 25,1873 i
I
175,068 i 57.5 Nov. 30,1883
First National Bank, Mansfield, Ohio... May 24,1864 ' Oct. 18,1873 :




#

o
^
nf

• - - •

Ci

X

INSOLVENT NATIONAL BANKS, with DATES of FAILURE, CAVSES of FAILURE, NOMINAL ASSETS,
Date of
organization,

Title of bank.

Receiver
appointed.

Cause of failure.

New Orleans National Banking Associa- May 27,1871 Oct. 23,1873 Investments in real estate and morttion, New Orleans, La.
gages and failure of large debtors.
J u l y 7,1863 j Oct. 24, 1873
First National Bank, Carlisle, Pa
J u l y 31,1863 | Nov. 23,
First National Bank, Anderson, Ind
Injudicious banking and depreciation

Nominal
assets.

Amount
collected.

of securities.
Fraudiilent management and depreciF i r s t National Bank, Topeka, K a n s
| Aug. 23, 1866 Dec. 16,
1873
ation of securities.
I F e b . 23,1864 • J u n e 3,
;
F i r s t National Bank, Norfolk,Va
Excessive loans to officers and direct1874
ors, and depreciation ot securities.
Gibson County National Bank, Prince- Nov. 30,1872 Nov. 28,
Investments in real estate and mort1874
ton, I ml.
gages and depreciation of securities.
Injudicious banking and depreciation
First National Bank of Utah, Salt Lake Nov. 15,1869 '' Dec. 10,
1874
of securities.
City, Utah.
do
CookVomitv National Bank, Chicago, Til. J u l y 8,1871 Feb. # 1,
Mar. 10, ISC),") Oor. 22, 1875 I Depreciation ef securities
First National Bank, Tiffin, Ohio
Chariottesvillu National Bank, Char- J u l y 19, 1805 Oct. 28, 1875 Fraudulent management and injudilot tea VIIIO.VH.
cious banking.
1875
Miners 1 National Bank,Georgetown,Colo. Oct. 30,1874 J a n . 24, 1876 Injudicious banking and depreciation
of securities.
Feb. 24, 1804 Feb. 1, 1870 i
d«
Fourth National Bank, Chicago, 111
. Sept. IS, 1875 Feb. 1, 1870 j Fraudulent management
First National Bank, Bedford, Iowa
Jan. .20,1871 Feb. 25, 1870 i Injudicious banking and depreciation
First National Bank, Osci-ohi, Iowa

!
| of securities.
Apr. 6, 187- j Mai1. 13,1870 | Fraudulent management auddepreciaj
tion of securities.
June 20,186.1 j Apr. 11, 1870 |
do.
First National Bank, LaCrosse, Wis
Feb. 18,1805 j May 17, 1876 ! Injudicious banking and depreciation
City Nat ional Bank, Chicago, 111
j of securities.
Wat kins National Bank, Watkins, N. Y. .| June 2, 1804 j July 12,1870 I Excessive loans to officers and directI ors ami depreciation of securities.
Jan. 2, 1872 I Sept. 23,1876 j Defalcation by officers and fraudulent
First Nat ional Bank, Wichita, Kans
management.
First Niitioual Bank, Greenfield, Ohio
Oct. 7,1863 I Dec. 12, 1876 !.
National Bank of Fishkill, Fishkill, N. Y . Apr. 1,1805 I Jan. 27, 1877 j Defalcation by officers and fraudulent
I management.
First National Bank, Franklin, Tnd
Aug. 5, 1863 Feb. 13,1877 \
do'
Mar. 12,1877 | Failure of large debtors
Northumberland County National Bank, ' Jan. 9, 1805
Shani>kin, L*a.
July 25,1865! Mar. 16,1877! Injudicious banking and failure of
Fh\st National Bank, Winchester, III
!
i large debtors.
National Exchange Bank, Minneapolis, Jan. 16,1865 ! May 24,1877 j Fail ure of large debtors
Minn.
First National Bank, Duluth. Minn




:;

Claims
proved.

! $1,429,595

$115, 304 00

$56,941 00 I

1873

O

fc—Continued.

67, 292
143, 765

X
X

Finally
closed.

Dividends.
Percent;
62
!.

73.5
39.5

| Dec.

6,1882

205, 348 00

60, 314 00

55, 372

58.3

Sept. 11,1878

217, 913 00

109, 769 00

176, 330

57. 5

O

June 2,1883

100

124, 833 00

67, 252 00

62, 046

229,433 00

30, 332 00

93, 021

24. 391

May 14,1879

3, 260, 323 00
342, 059 00
503,089 00

3C5, 274 00
190, 903 00
281,754 00

1, 795,992
237, 824
376, 756

14.941
60
62. 50

Nov. 20,1883
Mar. 19,1879
Apr. 5,1886

o

232, 357 00

193, 775 00

177, 512

76. 5

June

2,1884

c

227, ?36 00

33, 349 00

35, 801
56, 457
34, 535

51
22. 5
100

231, 0C4 00

575, 604 00

87, 786

100

109,912 00
1,104, 000 00

85,107 00
642, 749 00

135,952
703, 058
59, 220

100

April 23 1>iP.k
i-"

208, 825 00

79, 594 00

07, 404

70

July 14,1880

21, 522 00
534, 072 00

9,175 00
394, 331 00

35, 023
352, 002

27
100

Nov. 25, 1882
W
Aug. 11, 1H« 4

369, 806 00
218, 017 99

197, 634 00
152, 488 96

184,457
175,952

100
81. 59

Sept 14.1881
Jan. 18, lns:j

228, 074 00

112,408" 00

143, 300

63.0

.Tuly 23,1881

00

216, 705 00

227, 355

89.179

June 10,1880

i

367, 964

48.4
77. 512

Sept, 18,1870

1

Mar. 4,1886
Mar. 2«, 1883
Feb. 28,1878

i-H

Jan. 31,1881

o

July 20,1882
Feb. 28,1885
J

s

-r;

O

o

!
National Bank of the State of Missouri, ' Oct. 30,1866 ! June 23,1877 Fraudulent management, excessive 4, 820, 738 00 3, 083, 070 00
1,935,721. ! 100
loans to officers and directors, and j
Saint Louis, Mo.
i
I
depreciation of securities.
98, 974 00 | 133,112 100
Oct. 15,1881
First National Bank, Delphi, Ind
' Mar. 25,1872 ' July 20,1877 Injudicious banking and failure of I 201,022 00
large debtors.
"
I
i
j 741,894 00
196,356
5, 1885
37. 6483 ! Oct.
First National Bank, Georgetown, Colo ..j May 31,1872 Aug. 18,1877 Injudicious banking...
! Mar.
3,1882
25J, 647 100
Lock Haven National Bank, Lock Haven, i June 14,1865 Aug. 20,1877 Injudicious banking and depreciation : 430,471 00 """293,"436"66"i
of securities.
i
Pa.
do
j 2,683,808 31 1,385,863 74 I 1,061,598 j 100
Feb. 5,1804! Nov. 24,1877
!
Third National Bank. Chicago, 111
do
298,324 ! 60
Sept. 18,1872 j Dee. 1,1877
Central National Bank, Chicago, 111
392,394 i 100
First National Bank, Kansas City, Mo.. - Nov. 23,1865 Feb. 11,1878 Investments in real estate and mort, J u l y 6,18*1
gages and depreciation of securities.
75,175 100
Commercial National Bank, Kansas City, June 3,1872 Feb. 11,1878 Injudicious banking and depreciation
! M a r . 9,1882
184,1)72 00
94, 613 00 I
of securities,
Mo.
I
do
33, 105 100
! A u g . 5,1879
First National Bank, A shland, Pa
Apr. 27,1864 Feb. 28,1878
176, 831 00
47, 941 00 I
118,371 90. 5 : J u n o 20,18«2
do .
First National Bank, Tarry town, Pa
: Apr. 5. 1864 :! Mar. 23,1878
339,748 00
110, 607 00
90, 424 88
First National Bank, Alleiitown, Pa
i Dec. 16,1803 ! Apr. 15,1878 Fraudulent management
Mar. 9,1885
60,014 00
33. 3G2 60
First National Bank, Waynesburg, Pa . . . | Mar. 5,1864 May 15,1878 Injudicious banking and depreciation
28, 508 00
of securities.
[ Sept. 7, 1885
I
i
Fraudulent management and deprecia387, 075 00 j
987, 955 00
262,887 100
Washington County National Bank, j June 30,1805 June 8,1878
tion of securities.
• J u l y 5, 187-)
Greenwich, N. Y.
>
Injudicious banking and depreciation
77,104 38.1
of securities.
Mar. 24, 18S5
First National Bank, Dallas, Tex
July 16,1S74 j June 8,1878
168, 048 40
People's National Bank, Helena, Mont . . . May 13,1873 j Sept. 13,1878 Fraudulent management and injudicious banking.
do
'
70,191
98. 35
First National Bank, Bozeman, Mont
| Aug. 14,1872 ! Sept. 14,1878 ;
Oct. 28,18S<:;
Merchants' National Bank, Fort Scott, ; Jan. 20,1872 j Sept. 25, it78 : Investments in rent estate and mort27,801
A p r . 8,1881
60
gages and depreciation of securities.
Kans.
|
32, 449 100
Oct. 10,1870
Farmers' National Bank, Platte City, Mo.I May 5,1877! Oct. 1,1878!: Fraudulent management .
First National Bank, Warrensburg, Mo..i July 31,1871 i Nov. ], 1878 Investments in real estate and inort- ! 328,938 00 !; 166,009 00 •
Mar. 15,1881
156, 260 100
gages and depreciation of securities.
i
494,688 00 ; 176,021 00
German American National Bank, Wash- i May 14,1.677 ' Nov. 1,1878! Fiaudulentinanagementanddeprecia;
282, 370
50
tion of securities.
;
ington, D. C.
•
;
;
•
i
German National Bank, Chicago, III
; Nov. 15,1870 ; D e c 20, 1878 j Defalcation by ofiicers and fraudulent
Mar. V . N M
J 97, 353 .100
management.
i
;
185,760 00 :
Commercial National Bank, Saratoga | June 6,1805; Feb. 11,1879 ! Investments in real estate and mort- \ 431,067 00
Jau. 17.1^1
128, 832 100
gaues and depreciation of securities.
i
i
Springs, N. Y.
|
!
!
132. 461 100
' 518,437 7 1 ! 258,48188!
Second National Bank, Seranton. Pa
I Aug. 5,186:} | Mar. 15. 1879 ....".'do
Apr. 24.1.^15
.. < ! o . . . .
i
!
81.'801 100
National Bank of Poi.itney, Poultnev. Vt. May 31,1865 Apr. 7,1ST!);
Aug. 1, It*!
Fraudulent management
'. 43, 835 00 j
33, 796 00
21,182
98
First National Bank, Monticello, Ind
! Dec 3, 1874 July IS, 1879 i
Feb.
c. i£e;;
(*)
!
70
108, 385
First National Bank. Butler, i'a
| Mar. 11,1«64 July 2:8,1879 ! Dtp!eciation of securities .
250,527 00 j 106.915 00
First National Bank. Meudville, Pa
j Oct. 27,1803 i June 9,]880 ! Defalcation by officers, fraudulent
93, 625 100
Feb.
4,1882
management, and depreciation of
'
j
securities.
i
;
580,060 20 ; 591,995 00 I
5S0,."•!>:! ! 100
First National Bank, Newark, N. J
Aug. 7,1863 ! June 14,1880 Excessive loans to others, injudicious
: Feb. 18. 188^
lianking. and depreciation of sreuri;
"
.
j
| ties.
104.749 100
488,123 77
24 i, 420 00
First National Bank. Brattleboro'. Vt . . .; June 30,1864 ! J u n e 19,1880 j Fraudulent management
Oct. 12, 18>;
61.25
2, 703, 285
Mechanics'National Bank, Newark, N. J .: June 9,1865 i Nov. 2,1881 I Defalcation by officers and excessive 1,480,396 14 I 1,726,399 27
loans to others.
i
*A waiting final report.




O
Pi

4
o

INSOLVENT NATIONAL BANES, with DATES of FAILURE, CAUSES of FAILURE, NOMINAL ASSETS, #c—Continued.
;

Title of bank.

First National Bank, Buffalo, N. Y
Pacific National Bank, Boston, Mass

j Date of
j organization,

Feb.

Receiver
appointed.

Cause of failure.

Nominal

assets.

5 1864 Apr. 22, 1882 Fraudulent management and deprecia- $1,384,3G5 00

Nov. <),18T7 May 22, 1882

tion of securities.
i
Fraudulent management, injudicious | 3, 588, 256 00
banking, investments in real estate
and mortgages, and depreciation of
securities.

Amount
collected.

Claims
proved.

$511,860 00

$893, 379

601, 237 00

2, 456, 840

240,: i 00
149,155 00
First National Bank, Union Mills, Union Oct. 23, 1 8G3 Mar. 24, 1883
City, Pa.
1883 Injudicious banking and depreciation
223, 989 84
782, 2G0 78
Vermont National Bank, Saint Albans, Oct. 11. 1865 Aug.
i of securities.
Vt,
Mar. 11), 1879 Jan. 24, 1884 i Defalcation by officers and fraudulent
260, 619 85
108,312 57
First National Bank, Leadville, Colo
j management.
1884 Excessive loans to officers and direetFeb. 24, 1883 Mar.
32, 645 69
City National Bank, Lawreneeburg, Ind..
39, 598 84
i ors and depreciation of securities.
530,796 00 109,238 00
First National Bank, Saint Albans, Vt... Feb. 20 1864 Apr. 22 1884 \ Fraudulent management and depreciaj tion of securities.
378, 432 00
First National Bank, Monmouth, H I . . . . July 7, 1882 A pi1. 2° 1884 [ Defalcation by officers and fraudulent
299, 916 00
management.
Marine National Bank, New* York, N. Y. June 3 1803 May 13, 1884 Fraudulent management, excessive 6,818,039 00 2,907,154 00
loans to officers and directors, and
•
i excessive loans to others,
92,321 00
Hot Springs National Bank, Hot Springs, Feb. 17, 1883 June 2, 1884 i Depreciation of securities
48, 053 00
Ark.
717,218 00
Richmond National Bank, Iiiehmond, Mar. 5 1873 July 23 1884 Excessive loans to officers and direct230, 918 00
Ind.
ors and investments in real estate
and mortgages.
71,513 00
First National Bank, Livingston, Mont .. I July 10,1883 i Aug. 25,1884 Investments in real estate and mort13, 238 81
gages and depreciation of securities.
First National Bank, Albion, N. Y
.'.. | Bee. 22,18G3 j Aug. 26,1884 Di-fa'lcaiiiui by officers and fraudulent
214,664 00
55, 296 00
management.
First National Bank, Jamestown, D a k . . . Oct. 'J.">. 1881 i Sept. 13, 1884 Depreciation of securities
69, S90 00
18, 934 00
Logan National Bank, West. Libertv, May 7, 1883 ' Oct. 18, 1884 Fraudulent management and deprecia120, 041 00
47,027 00
Ohio.
tion of securities.
Middlbtown NationalBa.uk, Middletown, | Ji:nc 14, 18G5 i Nov. 29,1884 Excessive loans to others and deprecia914,153 00 417,618 00
N. Y.
!
tion of securities.
43, 969 16
Farmers' National Bank, Bushnell, 111.... i Feb. 18,1871 Dec. 17,1884 Excessive loans to officers and direct139,970 04
ors.
Schoharie, County National Bank, Scbo- ' Aug. i>, 1865 Mar. 23,1885 Defalcation by officers and fraudulent
67, 360 35
164,494 00
narie, N. Y.
! management.
Exchange National Bank, Norfolk, Y a . . . May 13,1865 Apr. 9,1885: Fraudulent management, excessive 3, 746, 517 00 1, 09T, 074 00
loans to officers and direetois, and
depreciation of securities.




Dividends.

X

Finally
closed.

Per cent.
38

2

20

Hi
186,993 I 65

O

401,492 ! 42.50
199,855

30

40, 441

81.:

283, 285

Oct.

25,

25

232, 724

95

4,469, 589

50

36, 526

100

365, 931

"30

18, 286
158, 608
8,131
80, 5G4

40

640, 046

55

80, 535

40

137,333

30

2, 884, 708

30

O

F i r s t National B a n k , F a k e City. M i n n . . ; Xov. 20,1870 J a n . 4, lfiSC | Depiv-f-iation of securities
L a n c a s t e r isatiouai ijauk, Clinton, M A S S . j Nov. 22. i<L6"i ! J a n . 20, 1886 i Defalcation l>v ollieers and fraudule |
lent
f
Fh\st N a t i o n a l Bank, Sioux Fulls, D a k . . j Mar. L\1880 ; Mar. II, .1*86 \ E x e ssive 1{)!IMR to others and invest;
!
j
1 1 1
tw in iea! estate and mortgages.
P F i r s t "National Bunk. WnhrM'ton. D a k
; F e n . 2, l^SJ I A p r . 8, J88« !
• First XiiiM.uiii r>:.-:»k. Aii-ciica. N. Y . . . ; Nov. :?. If-til i Apr. U). ;^8o i I > f.i •iiti(in b y OiHcei.s
<
iiti(n b y
hrj Ciiy Xaii<mai Hank, W i l l i a m s o n , Pa
: M a r . 17,1874 j May 4, l>bt> \ D»J'a •ation r»v oilioers and depreeiai{
i
i
! tio vf securities.
Abinjrton Xation A <>,iijk, Ahin^ion, Masss July 1,18G5 i Au^. 2.1886 i Esc& sive loans to oiHcers and direct-

T

First National Bank, Blair, Nel.r




; Juno 7,1882 | Sept. 8,1886

Injudicious banking

214. 7(18 00 ;
30.1,731 C |
O

148. 611 00
KJ3,

100, i*71 00 |

d'60 00

17, 541 00
l'.i-2, 0:<8 no !
7, 1 i 3 00
170,44:? 2.! I
200, 520 00 j
M), 809 95
100,703 00
314, 068 00
14?, 581 00

127, 524
170, 242

100
50

49, 382

20

110,073
Gil, 340
130, 264

50

May 27,1886

114,809 | 100

H3
O

•8

279,157 00

c
M
W

CXXX

REPORT OF THK COMPTROLLER OF THE CURRENCY.

CUofssijication of tin: loans and discounts of the -national hanks in the rcscrrc
the Stales and Territories on Oetoher 7, ltS6f>.

Cities, States, and
Territories.

No. of I On 8inglebanks, name, paper.
45
54
40
17
6
23
G
8
9
13
9
15

New York City
\
Boston
:
Philadelphia
i
Baltimore
Albany
,
Pittsburgh
;
Washington
i
Kcw Orleans
;
Louisville
!
Cincinnati
:
Cleveland
|
Chicago
I
Detroit
I
Milwaukee
'
S.nnr Louis
!
San Francisco .- . . . i
Total
Maine
New Hampshire
Vermont
Massachusetts . . . . . .
Rhode Island
Connecticut
.
New York
New Jersey
Pennsylvania
Delaware
Maryland
—
District of Columbia
Virginia
W e s t Virginia . . . . . .
Norlh Carolina
South Carolina
Georgia
l-'lorida
Alabama
Mississippi
Louisiana...
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Nevada
California
Oregon . . .
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
Total

On TJ. S.
bonds.

On otherbonds and
stocks.

All other loans.

v and in-

Total.

$24.
19,
12,
5,
!
j

,
;
j
!
.

(}46, 007 C2|$;2,002,550 00 $91, 630, 791 31 $135, 447, 026 78
349, G04 32
94, 900 00| 17, 532, 872 20
85, 560, 970 39
289, 595 99 1(52,255 00J ]4,
044, 377 77
52,441,485 59
670, 792 08'
5, 200 00, 3, 5(54, 394 92
18, 258, 820 56
513,143 78|
1, 055 00j 2, 113,844 43
5,900,818 72
32G, 794 07
1.347,317 58
24,109,270 43
927, 785 46
4,9GG
i)H, 805 00
2,127,848 71
402, 5C5 30
5, 000 00 2, "MiX, 135 61 0, 827, 727 59i
579, 781 97
155,089 90
8, 021, 300 48!
125, 338 50, 3,70.1,988 67
4,310,613 97
10, 787, 034 47'
1.132,230 85 200,000 00' ], 842. 21G 91 12,042,084 72'
663,
12, 593, 920 90
85, 900 00' 10, 005 04
32,058,515 72
1, 497, 454 53
7ii.i,iV2'.i 38j.
8, 045, 746 78
674,054 50
1,755,750 14!
2, 092, 290 69
028, 430 42
355, 372 07
8, 291, 907 97
304,737 15
10, 000 00!
2,157,857 31
886, 240 85

i _ _202 1 87, 450, 998 85J2, 751, 003 5()| 155, 400, (^
53, 365 621
7, 855 00:
13,433 82:
24, 220 00!
30, 9G3 76
33 675 00
45, 133 00,
55, (500 00:
63,910 O i
O

50

895, 029 0"
1, 119.490 63*
327. 374 00!
5,472,015 5!)'
715.486 781
2, 087, 924 8(5
7,729,157 12
5,333,745 51
1,805,742 41
20, 000 00
210.903 87
100.904 73
1, 003,503 04
1, 665 00i
42, 236 67;
151, 199 37'
005. 23:2 43
10,870 41
296, 340 78
239, 020 56
20. 612 99!
041,045 38!
114,018 75|
384,107 34!
1,643,589 10'
1,703,055 17i
701.752 37|
1,252, 610 971
404, 445 88j
231,307 00
400, 974 03
2,217.541 95
428, 409 02
117,848 97
200.753 81
102,918 39,
19, 088 731
729, 502 83|
20,200 00
129,129 26:

418, 959, 750 45J 664, 568, 424 36
15, 7G1. 431 04
7, 193, 435 09]
10, 600, 417 28
66, 587 473 911
25, 383, 360 79J
34,520, 201 88!
70. 468, 995 15:
2(i! 802, 774 21;
65, 103, 331 92;
4, 572, 400 42!
5,516, 277 62:
188, 333 43
8, 961, 904 84;
?., 430, 1.18 53
4, 651, 298 86
4, 389, 812 04
4, 445, 179 62
1, 078, 351 76
3, 531, 839 69
1,204, 570 54
124, 794 02
11,714, 214 01
1,877, 229 751
14,719, 513 27
9, 087, 584'83
39, 200, 132 07
21,27G, 855 78
25, 028, 817 78
21, 220, 809 09|
9, 505, 948 41
17, 440, 037 91
18,132. 576 31
9, 008, 240 001
12,377, 639 40j
15, 553, 315 24
6, 894, 107 86|
]13, 523 01
5, 598, 020 13j
2,181, 020 53
4, 245, 598 15
335, 255 20
3, 984, 377 62|
1, 009, 005 81
1,105, 410 4«
1, 951, 672 33
1,559, ; 777 54
»

17,843,615 84
9, 054, 2G2 78
11, 7*;, 580 48
88,301,209 07
35, 085,194 50
42,702,504 31
92, 520, 834 59
35, 535, 865 40
72, 551,170 04
4, 659, 509 04
0, 092, 526 70
291,271 66
10, 509, 429 85
3, 546, 091 30
5,026, 656 48
4,687,941 52
6,153,837 10
1,266,281 65
4,251,410 40
1,548,134 57
145,407 01
15,485,910 33
2,138, 314 81.
16,008,612 47
13,471,384 97
44, 880,167 42
24, 835, 384 45
32,217,830 12
25, 746, 522 88
11,288,200 90
22,139, 229 88
31,791,553 84
12,438,909 69
14,442,130 51
18,699,900 48
9, 774, 975 10
257, 505 15
8, 002, 672 45
3, 442, 240 50
5,104,519 48
453, 937 '52
6, 258, 092 84
1,529,155 45
1,767,373 31
2, 367, 941 47
2, 290, 405 38

] 2,590 |110,677,533 7l| 563 717 44, 41,008,812 111 626,849,753 15

779, 099, 810 41

49
49

loo
oi
84
2G7
74
231
10
28

,132,889 53
j 733,470 06!
!
772, 355 32
!16, 277, 409 57
6, 055, 377 23!
' 5,454,702 57i
,
I 8. 277, 649 32j
i 3, 343, 745 08;
: 5,188,185 711
'
I
67, 013 22;
j
355, 224 61!
:

ai
20
17
16
17 ;

484,021 97
114,307 77
333,120 951
146,930 11
803, 425 05
176, 679 48
423, 229 93;
104, 543 47|

1,120 G
O
2 033 50!

3, 129, T)0 94
2 500 00'
143, 966 31
450 00>
064, 481
1 940 00|
2, 738,271 04
21 300 00"
3, 955,080 18!
!
02 ' 2, 760,626 30
150 OOi
153 j 5, 936.351 1)1,
50 00i
101 ! 4,121, 267 91;
47 : 1, 400,944 89
;
!
128
4, 279. 180 38
13 031 56;
53 i 11,383, 703 07i
57,672 51;
39
2, 402!2 GO 07
1,946, 042 14'
98
88 ! 2, 880. 831 43| 5, 000 00;
i
2, 717,888 85!
124! 353 41!
1
149 49j
i , 400 00,
1.241 020 03!
18
709 792 071 "26,660 60;
6 !
11 (-82 3d!
!, .135, 182 15! 108,533 07 *
4.05, COO 23 !
610, 108 38'
]8 '
;
329, 320 30,.
720, 097 04 ! .
6 !

'Si!

30,000 00
25,140 41!
42, 788 45[
80, 039 84i
10,530 80!

U n i t e d S t a t e s . . . j 2, 852 J198,128, 532 56j3, 314, 720 #4 196, 415, 477 0 7 1 , 045, 809,509 6o|l, 443,668, 240 77




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXXXI

Liabilities of the national banks, and the reserve required and held at three dates in the
years 1883, '84, '85, ?8i>.
STATES AND TERRITORIES EXCLUSIVE OF RESERVE CITIES.
Classification of reserve.

Reserve held.

Date.

; No. of N e t do- I Reserve
I banks. posit., required. Amount, j ^

I Millions. Millions. Millions.
83.4 ,
148.9
May 1,1883 ; 2,128 !
556.3
84.1
157.7
J u n e 22,1883
2,169 I
560.7
86. 7 i
157. 5
Oct. 2,1883 ; 2,253 !
577.9

! Per
i
i
!

Apr. 24,1884
June 20,1884
Sept. 30,1884

2, 340
2, 376
2, 417

576. 0
544 7
535. 8

86.4 !
81.7 ;
80.4 .

162.5 j
146.0 j

May

2,432
2, 442
2, 467

540. 3
552. 2
570.8

81.1
82.8

1,1885

Mar. 1,1886
June 3,1886
Oct. 7,1886

2, 518
2, 552
2,590

596.1
611.7
637.6

89.4
91. 8
95.6

171.0
170.3
177.5 i
j
181.6 i
181.0 i
186. 2

6,1885

July 1,1885

oct:

o

j Specie.

Other
lawful
money.

Due
from

agents.

Redemption
fund.

I
cent. Millions. \ Millions. • Millions. Millions.
31.4 !
31.0
75.2
11.3
26.7
31.1 '
29. 6 !
85.8
11.2
28.1
31.2 :
30.8 i
84.1
11.3
27. 2
28.2
26.8 .
29.2

36.4 i
36.4 I
35.2

31.5
30.9

83.7
66. 8
79.7

10.9
10.7
10. 5

31.6 i
30.8 i

40.7
40.1
41. 5

30.2
28.1 i
29.9 ;

90.0
92.1
95.9

10.1
10.0
10.2

30. 4
29.7
29. 2

45.1
49.1
47.8

29.7
30.1

98.9
93. 5
99.5

9.8
9.3
8.7

32.0 :

NEW YORK CITY.
May 1,1883
J u n e 22,1883
Oct. 2,1883

253.7 i
279.3
266.9 j

63.4
69.8
66.7

64. 6 i
80. 5 i
70.8 !

25.5
28. 8
26.5

47.3
56.8 |

16.5 !
22.8
19.7 !

0.8
0.8
0.9

A p r . 24,1884
J u n e 20,1884
Sept. 30,1884

282.2 j
231.8 j
254.9 |

70.5
57. 9
63.7

75. 2
69.1
90.8

26.6
29. 8
35.6

49. 5
43. 5
63. 1

24.9
24.9
27.0

0.8
0.7
0.7

May
July
Oct.

6,1885
1,1885
1,1885

297.7 j
312.7 i
312.9 |

74. 4
78.2
78.2 i

123. 5 j
132.8 |
115.7 !

41.5
42.5
37.0

96. 5
96. 5
91. 5

26.4
37. 5
23.7

0.6
0.6
0.5

Mar. 1,1886
J u n e 3,1886
Oct. 7,1886

323.6 |
296.8 I
282.8 !

80.9
74.2
70.7

101.2
89. 9
77.0

31.3
30. 3
27. 2

77. 2
57. 9
64. 1

23.5
31.5
12.5

0.5
0.4
0.4

OTHER RESERVE CITIES.
May 1,1883
J u n e 22,1883
Oct. 2,1883

199
200
200

314.6
332. 0
323. 9

78.7
S3. 0
81.0

91.8
103.9
100. 6

29. 2
31.3
31.0

24.9
27. 5
26.3

29.2
32.1
30.1

34.1
40.8
40.8

3.6
3.6
3.4

A p r . 24,1884
J u n e 20,1884
Sept, 30,1884

202
204
203

338. 0
302. 8
308.0

84. 5
75. 7
77.0

104.1
91.1
99 0

30.8
30. 1
32. 2

28.8
29.7
30. 3

33.3
29.9
33.3

38.8
28.4
32.3

3.2
3.1
3.1

May
July
Oct.

6,1885
1,1885
1,1885

202
202
203

346. 5
356. 5
36 i. 5

86.6
89.1
91.1

124.0
123.4
122. 2

35.8
34.6
33.5

40.2
41.0
41.9

39.9
38.8
35.0

40.9
40.7
42.4

3.0
2.9
2.9

Mar. 1,1886
J u n e 3,1886
Oct. 7,1886

205
212
217

378. 0
387. 2
381. 5

94.5
96.8
95. 4

124.0
122. 8
113. 9

32.8
31.7
29.9

49.3
50.5
44.5

28.2
30.2
26.0

43. 9
39. 6
41.3

2.7
2.5
2.2

SUMMARY.
May 1,1883
J u n e 22,1883
Oct. 2,1883

2, 375
2, 417
2, 501

1,124. 6
1,172. 0
1,168. 7

225. 5
236. 9
234. 4

305. 3
312.1
328. 9

27.1
29. 2
28.1

103/6
115. 4
107.8

76.7
84.5
80.6

109. 3
126. 6
124. 9

15.7
15.6
15.6

A p r . 24,1884
J u n e 20,1884
Sept. 30,1884

2, 589
2, 625
2,664

1,196.2
1, 079. 3
1, 098. 7

241. 4
215.3
221.1

341. 8
306. 2
346.1

28.6
28.4
31.6

114.7
1U9. 6
128. 6

89.7
86.8
91. 2

J22. 5
95. 2
112. 0

14.9
14.5
14.3

May
July
Oct.

6,1885
1,1885
1,18S5

2.678
2,689
2, 714

1,184. 5
1. 221. 4
1, 248. 2

242.1
250.1
254.9

418.5
426. 5
415.4

35.3
34.9
33. 3

177.4
177.6
174. 9

96.5
102.6
88.6

130. 9
132 8
138.3

13.7
13.5
13.6

Mar. 1,1886
J u n e 3,1886
Oct. 7,1886

2,768
2,809
2.852

1, 297. 6
1, 295. 7
1, 301. 8

264.8
262. 8
261.7

406.8
394. 2
377. 2

31.3
30.4
28.9

171.6
157.5
156. 4

79.4
91.6
68.7

142 8
133. 0
140. 8

12.9
12.2
11.4




CXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of report* of carniuyx and dividends of national banks

States, Territories, and reserve cities. I ^iks

Maine
New Hampshire .
VermontMassachusetts..Boston
Rhode Island
Connecticut

Capital stock. ;

Division No. 2 .
I

15 Delaware
16 Maryland
17
Baltimore
18 | District of Columbia.
11) I
Washington
20 Virginia....
21 | West Virginia
Division No. 3 .
22
23
24
25
26

i North Carolina...
i South Carolina....
: Georgia
: Florida
• Alabama
Mississippi
Louisiana
New Orleans.
Texas
Arkansas
Kentucky
Louisville
Tennessee
Division No. 4 .

Ohio
Cincinnati ..
Cleveland...
Indiana
Illinois
Chicago
Michigan
42 !
Detroit
43 Wisconsin
44
Milwaukee.
Division No. 5 .




41,128, 386 95 j 206, 332, 306 95

$12, 859, 093 98
7, 373, 653 59
8, 989, 422 38
58, 682, 977 16
6_\ 367,178 99
24, 355,136 11
3», 704,844 74

9.154, 777 55
43,871,737 55
24, 709, 078 31
69, 659, 078 31
2, 935, 000 00
1, 185,000 00
16.029,892 97
3,881,542 97
42,975.312 02 :
10, 309, 972 02
27, 825, 647 07
9,521,947 07
3, 6(59, 599 67 13,819,599 67 !
62,521,917 59 | 217,116,267 59 j

2, 732, 085 00 I
3, 575, 798 79 !
14, 847, 952 57 j
312,000 00
1, 434, 500 00
4,885,177 31
2, 534, 956 69

2, 033, 985
2,716,700
11,713,200
252, 000
1, 125,000
3, 696, 300
2,011,000

698, 100 00
859, 008 79
3, 134, 692 57
60,000 00
309, 500 00
1,188,877 31
523, 956 69

in I

23, 548, 245

6, 774, 225 36 ; 30, 322, 470 36 J

15 j
14 !
37
5
10
6
3
8
67
6
59
9
32

2,126,000
1,935,000
2, 625, 000
300, 000
1, 835, 000
475, 000
100,000
3, 525, 000
6, 836, 200
705, 000
9, 708, 900
3, 551,500
5, 007, 500

16
27
17
1
5

!

1\

249
183
12
8
89
353
12
97
5
46
3
608

525,486 14
818,000 00
871,320 67
21, 922 70
341,150 00
51,378 14
10,500 00
1, 351, 675 37
2,125, 852 72
181, 864 47
2,101,971 91
870,695 13
1,056,872 87

361

!
j
|

4.681, 51.2 06
h 259, 000 00
' 7(>r>, (loo o o
3.355,224 35
4, 329, 868 64
2,891,600 00
1,9-13,995 45
380, 001) 00
962, 596 67 \
IMC, (UK) 00

21, 909, 580
8, 600, 000
6, 200, 000
12. 139, 500
13, 697, 600
11,750,000
10,294,600
2, 900, 000
3, 735, 000
650, 000
91,876,280

20,848.797 17
~~27411, 737
1,990, 321
079, 038
946, 717
809,229
1, 062, 832

38,898,100 i
2. 085, 000 j
75, 000
2,250,000 ,
1,500,000
760, 000 :

52

2,651,486 14 i
2, 753, 000 00 j
3, 496, 320 67
321, 922 70 |
2,176, 150 00
526,378 14 |
110,500 00
4, 879, 675 37
8, 962, 052 72
8,-6, 864 47
11,810,871 91
4,431,195 13
6, 064, 372 87

38,730,100 i 10,340,690 12 | 49,070,790 12

!

10, 155, 000
31,340,000
3, 326, 000
3, 000, 000
5,077, 100
6. 000, 000

Colorado
Nevada
California
San 1'raneisco .
Oregon
Division No. 7 .

$2, 499, 093 98
1,268.653 59
1,488; 422 38
13,650.927 16
11,417,178 99
4,015,086 11
6, 783, 024 74

~ 34. 716, 960
,
44, 950, 000
44 !
1, 750, 000
6 i
12,148,350
71 i
32, 575, 340
228 ,
18 303, 700
34 '
10,150,000
23 |
154, 594, 350
672

Iowa
Minnesota
Missouri
Saint Louis.
Kansas
Nebraska
Division No. 6 .

$10, 360, 000
6,105, 000
7, 501, 000
45, 0:26, 050
50, 950, 000
20, 340, 050
24,921,820
165, 203, 920

71
48 I
47 j
194 i
54
6L
84 ;

Division No. 1.
New York
New York City.
Albany
New Jersey
Pennsylvania
Philadelphia.
Pittsburgh

Capital and
surplus.

Surplus.

6, 670, 000

:

26,591,1
9, 859, C
6, 905, C
15, 494,1
18, 027, 4
14. 641, C
12, 238, i
3, 280, t
4,697, £
990, t
112,725,077 17

27~ i ~1^7>66/737 27
6S
13,330,321 68
93
4, 005, 038 93
80
3,946,717 80
55
-5,886,329 55
29
7, 0G2, 832 29

7,899,877 52
927,
25,
581,
240,
84,
1, 863, 053 66

40,797,977 52
3,012,900
100, 000
2, 834, 933
1, 740, 720
844,500

00 j
00 I
60 !
06 |
00 j

8, 533, 053 66

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXXXI1I

in the United States from September I, 1885, to March 1, 1886.
Charged off.

Ratios.
Dividends.

Net earnings. Dividend to ^
clpitel
oapiidi.

$454, 375
223, 700
265, 055
1,572,141
1, 307, 500
647,143
905, 310

00
00
00
96
00
75
50

$529,860
284, 940
327, 623
1,519,331
1,591,748
652,177
1, 019, 699

5, 375, 226 21

5, 925, 380 63

1, 332, 700
1, 973, 770
76, 000
536, ()44
1,223,883
830, 850
370, 240

1.825, 540
3,106.763
48, 407
645, 851
1,569,375
971, 817
485, 271

09
07
00
00 I
10 I
00 '
00

6,343,487 26
90, 821
125, 061
436, 834
10, 080
38,250
182, 942
78,630

97
36
60
00
00
00
00

962,619 93
91,580
78,100
101,435
4, 500
73, 000
35, 000
4, 000
131,000
404, 952
35, 000
362, 466
129, 560
257, 025

40
4:i
49
72
31
06
28

j
!
i
:

!

8, 653, 086 69 j
120, 692
145, 626
507, 263
12,600
45, 055
177, 762
94, 455

03
15
59
00
25
42
15

1,103,454 59

00
~~ 95,418 83
00
120,572 28
00
85, 554 52
00 !
18,401 87
00 :
148,448 31
00 i
30,981 81
00 i
5, 613 90
00
148,316 71
00
561,177 45
00
44,252 12
00
606, 294 22
00
160, 324 78
00
341,700 38

1, 707, 618 00 I 2,433, 057 18
820, 774 83
307, 000 00
198, 000 00
531, 062 00
693, 845 00
551, 000 00
484,175 00 !
137, 500 00 j
228, 745 50 j
52,000 00 !
4, 004,102 33
476,400 00
496,400 00
162, 638 30
115,000 00
265,426 13 j
495, 092 89
2, 011, 557 32

< l to'Earnings to
j c asurplus.l d c amirpJus. d
* i t a J aT
Pital an

Per cent.
4.39
3. 66
3. 53
3,49
2. 56
3.1!/
3.63

27
70
64
00
01
99
02

ivWen

3.25 |

Per cent.
3.5
3. 03
2.9.:)
2. 68
2.09
2.66
2.86
2.61

2. 87 j

$16,169
13, 392
42, 191
64, 578
57, 367
38,664
18,474

68
00
38
53
25
00
57

250, 837 41 |

3.99 |

257,104 10

3.32
3. 50

2, 608 67
6,439 60
3, 500 00
l!, 500 00

3.74 j
3.10 j

4.42 j
4.07 I
(5. 42 |
4.04
3.14 I
3.64 j
3.72 |

4.09

3.17 i

3.64

20,967 85

4.31
4.04
3. SO

3.45
2.84
2. 90
1.40
3.35
6. 65
3. 62
2.68
4.52
3.95
3.07
2.92
4.24

3. 60
4.37
2.45
5.72
6.82
7.03
5,08
3.04
6.26
4.99
5.64
3.62
5.63

5,000 00
500 00
32 50

15,936 84
7,144 88
10, 250 61

4,138 96
1, 780 62

1, 716 56
503 25
1, 940 00.
4,727 61

4.41

3.48

4.96

47, 752 25

952,471 89
361,855 91
255,198 14
915, 207 90
912,183 16
873, 521 10
571,772 45
282,181 91
265,181 76
73, 969 82

3.75
3.57
3.19
4.37
5.07
4.6H
4.70
4.74
6.12
8.00

3.09
3.11
2.87
3.43
3. 85
3.76
3.96
4.19
4.87
5.25

3. 58
3.67
3. 70
5. 91
5. 06
5. 96
4.67
8.60
5.64
7.47

41, 269 10
4, 500 00
1, 000 00
20, 959 94
21,011 28
18,380 00
9, 784 09
85, 000 00
5,028 97
4,000 00

5,463, 544 04

4.36

3.55

4.85

4.69
4.38
4.89
3. 83
5.23
8. 26

3. 79
3. 72
4.06
2.91
4.51
7.02

4.72
4.99
5.08
3.52
7. 63
6.90

.17

4.30

10.00 !
8.98 !
4.00 j
4.67 j

5.38
7. 50
7.13
3.45
4. 20

7.00 i

5.47

593,189 80 i
665, 808 37 !
203,280 53 :l
138, 805 32
449, 270 30 !
490,127 32
,540,481 64

162,100 00
7, 500 00 I
202, 000 00 !
60,000 00 I
35,500 00 j

201, 882 02 i
8,010 19 •
186,483 07 i
61.995 80 !
97, 684 6!) j

467,100 00

556, 055 77




i.-a i

31
62
76
33
85
49
95

1, 415, 366 31

262, 590 24
57, 138 05 i
1, 242, 580 13
10, 600 45
4<5,133 94
37, 197 93
4.'03 I 36, 397 60 !
214,906 59
387, 100 22
3.65 ! 100,218 48 j
3, 577 00 :
100,426 51
:j. 49 |
66, 500 06
2, 948 63
3.51 !
2. 92

H. 98
7. 37
4.00
3.72
5.92
4.96
3.73
3.65
5.13

$78,153
30,541
25,404
394, 233
261, 782
164, 838
460,411

4. 16 I
4.48 j

4. 39
4.34
4.41
3. 76
4.58
3. 65

4.11
4. 46"
4.60
3.73
4. 00
3.40
4.94
3.91

Per cent.
4.12
3. 87
3.64
2.59
2. 55
2. 68
3.22

Losses.

2, 311, 301 68 j
13, 432 32
18,099 24
58, 563 64
337 50
21, 594 38 119
42, 058 12 I 20
6, 324 W7 | 21
160,409 57 j
28, 540 06
22,437 47
75, 536 97
747 42
17, 624 63 26
2, 573 26 i 27
51 17 I 28
146,318 70 29
191,815 85 !30
6, 643 15 I 31
23, 327 45 I 32
47, 548 02 I 33
49, 091 95 i 34
612, 256 10 |
~187, 905 64 j 35
76, 330 80 I 36
30,645 81 ,37
66, 447 29 I 38
136,185 35 ! 39
83,446 58 \ 40
101,878 47 ! 41
42
35,207 11 43
11,485 36 44

210, 933 38

729, 532 41

8, 070 98
2, 293 62
7,689 51
4, 059 86
13, 545 97

96, 070 43
139, 658 03
67,116 38
47, 370 09
33, 347 73
43,264 29

5. 43

35. 659 94

426, 826 95 ;

6.70
8.01
6. 58
3. 56
11.57

1,857 81
5, 746 90
600 00
5,253 50

122, 567 76
2,422 00
40,197 20
5,163 45
8, 848 75

6. 52

13,458 21

179,199 16

CXXXIV

REPORT OF THE COMPTROLLER OF TELE CURRENCY.
Abstract of reports of earnings and dividends of national banks in the

No. of
banks.

States and Territories.

Dakota
Idaho
Montana
N e w Mexico
Utah
Washington
Wyoming

,

Division ^"o. 8
United States




•.
:

43
4
15;
8
6 i
15
5

Capital stock.

$2,520,200 j
250, 000 |
1,810,000 ;
650,000 ;
800,000 '
l,005,(KK).
800,000 :

9t>

7,835,200

2, 708

527, 356,195

Capital an<l

Surplus.

$r>40,791
2 J, 000
324,500
H>3, 220
274.5i;()
1:5:5,525
162,500

8 1 pills.
11

:?5 $:$, OHO, 901 35
00
271, 000 00
00
2, 134.5oo <)0
M\ \
813. 226 40
00 ! 1,074,500 00
7:} ! 1, YAH, 525 73
0v) \
Ofi'J, 500 00

1,620.0-13 54 !

9,455,24;* 54

152, 996, 9Q1 91 | 080, 353,186 91

REPORT OF THE COMPTROLLER OF THE CURRENCY".

CXXXV

United States from September 1, 1885, 1o March 1, 1886—Continued.
Eatios.
Dividends.

$123,800
25, 000
54, 000
53, COO
33, 500
44,150
60, 500
393, 950 00
~21,265,661 05

Charged off.

Net earnings. Dividend to Dividend to Earnings to
capital and capital and Premiums.
capital.
surplus.
surplus.
$156, 911 45 i
19, 018 35 |
137, 788 48 j
58, 673 87
62,188 06 !
69, 873 32 I
73,152 58 j
577, 606 11 j
27, 252, 666 65




Per cent.
4.91
10. 00
2.98
8.15
4.16
4. 39
7.56
5.03 |
4.03

Per cent
Per cent
4.04
5.13
9.23
7.02
2.53
6.46
6.52
7.21
3.12
5.79
3. 88
6.14
6.29 i
7.60
4.17 !

6.11

Losses.
I

458
179
852
378
500
312
750
' 432 20
,

$57, 884 37 |56
200 00 |57
32, 126 51 : 58
J8,129 76 ! 59
; 60
29,35060 jci
2, 056 Z i 62
50
131), 747 74
» 974, 639 92
,

CXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports of earnings and dividends of national banks

No. of
banks.

States, Territories, and reserve cities.

71
49
49

Maine
New Hampshire.
Vermont
Massachusetts...
Boston
Rhode Island
Connecticut

Capital and
surplus.

Surp us.

$10, 360, 000 00 I $2, 510, 655 67 $12,876,055 67
6,155,000 00 I 1,328,342 31
7, 483, 342 31
7,691,000 00
1,498,225 26
9, 189, 225 26
i)S, 895, 302 03
45, 090, 500 00 !
62,510,445 12
50, 950, 000 00 I
24, 3H4, 0i>4 88
2M, 434, 000 00 i
31, 594, 530 39
24, 671, 820 CM) i

11)5
54
til
84

Division No. 1 .
New York
Now York City..
Albany
New Jersey
Pennsylvan ia
Philadelphia
Pittsburgh

Capital stock. !

563 I 165,352,320 00 : 41,581,845 (J4 I 20(5,934.165 64

I

267 j
45
6
73
228
35
23
:

34, 891, 9 40 00
45, 450, 000 00
1,750, 000 00
12, 243, 350 00
32, 665 340 00
18, 507, 300 00
10,180, 000 00

64, 852,124 80 | 220r 540 054 80

Division No. 2 ..

677

Delaware
Maryland
Baltimore
District of Columbia..
Washington
Virginia
West Virginia

16
27
17
1
6
24
21

2, 033, 985 00
2, 616, 700 00
11,713,260 00
252, 0d0 00
1,325,000 00
3, 6'JO, 300 00
2,011,000 00

718,500 00 !
809, 387 05 j
3,161, 175 69 !
<i0, 000 00 I
383, (m<) 00 •
1, 2:;7,779 75 ;
535, 789 oo ,

Division No. 3 .
22
23
24
25
26
27
28
29
30
31
32
33
34

112

23,648,245 00 j

6,865,632 05 \ 30,613,877 05

North Carolina ...
South Carolina —
! Georgia
Florida
Alabama
Mississippi
Louisiana
|
New Orleans.
Texas
! Arkansas
! Kentucky
I
Louisville:
Tennessee .
Division No. 4.
Ohio
Cincinnati..
Cleveland...
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee.
Division No. 5 .
Iowa
Minnesota
Missouri
Saint Louis Kansas
Nebraska
Division No. 6.

16
15
17
6
12
7
1
8
69
6
59
9
33

2, 326, 000 00
1, 735, 000 00

258

39,736, 700 00

182
13
8
91
154
14
101
6
46
3

21,884, 000 00
9, 600, 000 00
6, 200, 000 00
12, 283, 500 00
33,8c2, 600 00
12, 900, 385 00
10, 604, 600 00
3, 069. 4!8 00
3,9-5, 000 00
650, 000 00




510,612 00 i
785, LOO 00!
892,651 88
25,1)22 70 ;
35!), 000 00 i
m, HIS 14 !
10, 500 00 i
1,143,(00 00 |
2,1!)], 31*3 35 :
l:.i8, 648 03
2,20.5, 177 92
924.401. 40
884J43 15

2, 6^0, 300 00
386,500 00
1, 985, 000 00
625,000 00
100,0i:0 00
3,525,000 00
6, 995, 000 00
705,000 00
9, 758, 900 l;0
3, 551, f>uO 00
5, 35,, 500 00

10,194,251 63

2,752,
3, 486,
14,874,
312',
1, 708,
4, 9-54,
2, ;.4O,

56

2, 830, 612 00
2, 520, 000 00
3,578,951 88
412,422 70
2,341,0(10 00
693,878 14
110,500 00
4, 6<J8, 000 00
9, 186,316 35
903, 648 03
11,962,077 92
4,475,001 46
6,241,643 15
49, 930, 951 63

4,787, 525 50
26,671,525 50
1,332,500 00 ; 10,032,500 00
743, 500 00
6, 943, 500 00
3, 4i.-£», 688 72 : 15,693,188 72
4,398,128 08 . 18, 26t», 728 08
3,121,600 00
16,021,985 00
2,036,51)1 41 12,641,161 41
390, 000 00
3, 459, 418 00
1, 016,300 27
4,951,300 27
340, 000 i;0
990,000 00

618 | 94,980,503 00 j 21,575,8(-'3 98 \ 116,565,306 98
~]2fi
38

10,305,000 (0 |
12, 040. 000 00 ;
4, 576, 000 00 i
3, 000, 000 00 j
5, 705, 450 00
6,485, 000 00

389 j 42,111,450 00

Colorado
Nevada
California
S
San Francisco .
Oregon
Division No. 7 .

155,6^7,930 00

44, 260, 410 84
71,201,409 69
2, 935, 000 00
16,277,774 51
43,042, 951 J6
28, 265,103 08
3. 777, 405 52 13, o:;r, 405 52

9, 3G-S 470 84
25,751,409 69
1, 185, (<00 00
4,034,424 51
10,977,61! 16
9, 757, 81-3 08

2, 385, 000 00 •
100, WOO 00
2, 300, 000 00
1,500, 000 00 •
1, 170,000 00

60

7, 455, 000 00

2,404,552
2,060,278
773,001
952, 530
1,005,793
1,212,7,-0

80 '
81
47
4\J

55
83

8,408,937 92

12, 709, 552 80
14, 100,f278 81
5, 349, 001 47
3, 952, 530 46
6,711,243 55
7, 697, 780 S3
50,520,387 92

842. MI0 00 •
30. 000 00
622,401 13
247, 970 .".")
9u, JJUO 00 |
1, 834, 071 48 j

3, 227, 800 00

i;>o, ooo oo
2, 922,401 13
1, 747, 970 35 j
:i,260, 9ul) 00 I
0, 289, 071 4 8

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXXXVII

in the United States, from March 1, 1886, to September 1, 1886.
Ratios.
Net earnings.

Dividends.
j
i

Charged off.

Dividend to Earnings to
to capital. capital and capital and Premiums.
surplus.
surplus.
Per cent.
4.10
3.84
3.47
3.30
2.66
3.09
3.70

Per cent.
3.29
3.16
2.90
2.56
2.17
2.59
2.89

Per cent.
3.44
3.78
3.32
3.09
3.04
3.47
3.60

Losses.

$424,250 00
236, 300 00
267,170 00
1, 509, 700 00
1, 357, 250 00
630, 789 00
913,176 00

$443, 502 56
283, 210 40
305,364 62
1,820, 888 12
1, 897, 501 97
847, 071 53
1,138, 940 45

5,338, 635 00

6,736, 479 65

3.23

2.58

3.26

442, 000 56

1,315,256 00
2, 297, 975 00
71,500 00
543, 854 00
1, 219, 749 00
816, 250 00
368, 750 00

1,742,498 52
3, 289, 564 49
71, 363 57
813, 539 18
1, 542, 559 00
1, 032, 958 86
521, 542 48

3.77
5.05
4.09
4.44
3.73
4.41
3.62

2.97
3.23
2.44
3.34
2.79
2.89
2.64

3.94
4.62
2.43
4.99
3.53
3.65
3.74

130, 570
62, 716
59, 967
45, 883
135, 219
10, 075
2, 000

03
24
63
09
95
50
00

341,194 38
649, 256 80
18, 602 35
129, 789 87
361,373 21
151, 338 53
61,480 44

6, 633, 334 00

9, 014, 026 10

4.26

3.01

4.09

446,432 44

1, 713, 035 58

88, 829 97
112,493 00
440,811 00
10, 080 00
43 250 00
118,442 00
74, 600 00

107,464 46
128,489, 80
448,714 63
12, 309 84
78,130 62
137,851 61
86, 566 87

4.37
4.30
3.76
4.00
3.26
3.20
3.71

3.23
3.23
2.96
3.23
2.53
2.40
2.93

3.90
3.69
3.02
3.95
4.57
3.20
3.40

3,727 11
20, 782 30
6,661 40
2, 500 00

888, 505 97

999, 527 83

3.76

2.90

3.26

48, 412 48

140, 692 11

71, 750 00
126, 750 00
91,185 00
5, 500 00
81, 000 00
21, 000 00
4, 000 00
123, 750 00
310,691 79
28, 088 80
374, 895 00
129, 500 00
433, 375 00

84, 020 40
92,105 11
205, 176 65
18, 147 14
111,426 88
61, 573 55
4, 206 61
98
28
73
42
23

3.08
7.31
3.39
1.42
4.08
3.36
4.00
3.51
4.44
3.98
3.80
3.65
8.09

2.53
5.02
2. 55
1.33
3.46
3.03
3.62
2.05
3.38
3.10
3.13
2. 89
6.90

2.96
3.65
5.73
4.40
4.76
8.87
3.81
2.19
6.72
6.53
4.16
4.77
5.82

7,148 06
7, 469 36
25,199 32
75 00
2,348 75
1,249 13
1,500 00
4,120 00
10,196 74
l,otJ2 50
68,551 88
9, 875 00
6, 875 23

70, 855 92 22
102,012 24 23
42, 762 61 24
14, 278 76 25
26, 962 76 26
2, 087 45 27
44 80 28
440,113 00 29
127, 043 88 30
9,718 47 31
48, 980 93 32
29,338 69 33
62,345 92 34

1, 801, 495 59

2, 328, 686 98

4.53

3.60

4.66

146,170 92

976, 490 43

827, 510 05
270, 000 00
192, 000 00
543, 530 00
722, 935 00
501, 000 00
446, 355 00
115,000 00
182, 075 00
42, 000 00

940, 447 79
383, 755 02
225, 802 79
605, 272 94
875, 305 04
827, 909 37
660,724 71
168,139 60
252, 228 72
65, 949 23

3.79
2.81
3.10
4.42
5.22
3.88
4.21
3.75
4.63
6.46

3.10
2.47
2.77
3.46
3.96
3.13
3.53
3.32
3.68
4.24

3.53
3.51
3.25
8.85
4.79
5.17
5.23
4.8(5
5. 09
6.66

124, 860 69
34,500 00

186, G83 33 35
(53, 662 62 36
19,112 17 37
127, 524 01 38
273,427 00 39
175,887 63 40
51,301 92 41
8,517 92 42
12,429 62 43
1, 287 44 44

3,842,405 05

5, 005, 530 21

4.04

3.30

4.29

238, 368 72

512,613 00
514,550 00
179, 427 44
115 000 00
283, 276 00
337, 775 00

554, 069 33
617, 080 62
250. 709 Gi
IF 6 348 44
521,058 89
539, 101 94

4.97
4.27
3.92
3.83
4.96
5.21

4.03
3.65
3.35
2.91
4.22
4.39

4.36
4.38
4.80

37, 585 40
3, 854 59
15, 575 85

4 71
7.76
3.11

16, 589 22
8, 915 46

163, 328 98 45
68,611 49 46
57, 264 05 47
40 802 46 <R
1
30,074 31 49
35,155 31 50

1, 942, 641 44

395, 236 60

102,300 81

617, 225
59, 029
498, 658
2*3, 563
363, 503

$17,199 60
20,147 63

39, 010 00
127,967 73
94,108 46
97,425 16
46,141 98

9,831 64
4,910 03

33,275
18,987
9,105
4,697

35
84
18
87

8,803 72
4, 638 07

2, 674, 368 85

4.61

3.84

5.29

82, 520 52

172, 600 00
8 000 00
114, 500 00
52, 500 00
45,000 00

205,452 59
12 075 90
184, 392 27
72, 502 88
89, 589 93

7.24
8.00
4.98
3.50
3.84

5.35
6.15
3.92
3.00
3.56

6.37
9.29
6.31
3.15
7.11

5, 229 69
6, 628 56
600 00
22,473 75

392, 600 00

564,013 57

5.27

4.23

6.07

34, 932 00




NOTE.—-Figures in bold-faced type indicate loss.

$57, 296 30
54, 519 50
30, 252 64
409,801 33
213, 269 27
131, 312 97
115, 968 32

1
2
3
4
5
6
7

1, 012,420 33
8
9
10
11
12
13
14

8, 615 46 15
8, 904 07 16
55, 549 60 17
18
10
55, 266 63 ?,0
12, 356 35 21

919, 833 66

79, 628 99 51
425 67 ?>
30, 244 75 53
1,818 90 54
7, 359 90 55
119,478 21

CXXXVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports of earnings and dividends of national banks in the

States and Territories.

Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming

No. o I Capital stock. !
w i °of I nn .
aiiKs.
••
*
!

Capital ar
capital and
surplus.

Surplus.

$521, 716
21,000
336, 223
168,171
290, 500
146, 484
108,015

35
00
30
46
00
53
22

$3, 411, 716 35
371,000 00 !
2,198, 723 30 |
868,171 46 |
1, 090, 500 00 I
1.220,484 53 |
1,068,015 22 I

Division No. 8

1,652,110 26 ; 10,234,610 86 |

United States.

537, 563,~648 00 I 157, oSr778~36~j ^947628^426 36 j




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXXX1X

United States, from March 1, 1886, to September 1, 1886—Continued.
Ratios.
Dividends.

Net earnings.

Per cent. Per cent.
3.15 j
2.67

42, 000 00
34, 000 00
33, 000 00
76, 900 00
30, 500 00

$165,198 53
18 843 15
107,610 41
47, 8*2 92
90, 254 07
87, 6B7 38
66, 659 49

307, 525 00

590,135 95

3. 58 !

2. m
3.00

21,147,142 05

27, 912, 719 14

3.93 j

3.04 ,

$91,125 00




Charged off.

Dividend to Earnings to
to capital. i capital and capital and Premiums.
surplus.
; sin pins.

2. 26 i
4.86 !
4.13
7.12 :
3. 39

1.91
3.92
3 03
6.27

Per cent.
4.84
5. 08
4.89
5. 52
8.83
7.15
6. 24

$9, 312 46
171 87
501 02
1,937 50
500 00
261 76
308 84

Losses.

$57, 730
44
81,106
16,738
799
2, 274
498

49
98
71
58
65
75
45

5.77

13, 083 45

159,193 61

4.02

1,451,921 09

5,436, 580 53

56
57
58
59
60
61
62

CXL

REPORT OF TH3^ COMPTROLLER OV THE CURRENCY.

Dividends and earning ft of the national banks, arranged by geographical divisions, for semiannual periods from September!, 187?, to September 1, 188G.

Geographical divisions.

Surplus.

Sept., 1877, to March, 1878 :
Now Ensihmd States ..
Middle States
Southern States .
Western States

$106, 546, 320
178, 149,9.51
32, 100, £00
98.740,700

Total

$40, 560, 405
I 51,551,001
j 5,482,012
j 24,779,543

475,609,751 122,373,501

March, 1878, to Sept., 1878:
New England States ...
M idiAle States
Southern States
Western States

100, 587, 820
170 694,670
31,491, 800
5,457,700

Total .
Sept., 1878, to March, 1879:
New England States...
Middle Slates
Southern States
Western States -

38, 95G, 874
50, 182,022
5,684, o:;5
23, 863, 603
118, 687,13-1 ,'

3,846, 183
4, 999, 505
951,995
3, 861. 210

17, 959, 223 13, 658, <S93
3, C5S,
5, 826,
901,
4, 231,

989
062
734
275

404,413,990 ,116,744,134
37,441,984
49, 779, 783
5,198, 481.
22, 729,103

Total

5,
6,
1,
4,

257,
690,
050,
397,

520 4,701,422
394 7,128, 979
979, 490
594
353 4, 003, 303

,132,050 J115, 149, 351

Sept., 1879, to March, 1880
New England States

37,809,312 | 5,409,351 5,610,287
51,300,583 ' 7,151,160 9,220,820
1,240,470 j 1,278,095
5,210,198
22, 840, 408 4.314,2e6 i 5,042,970

Middle States
Southern States
Western States
Total

454, 080, 0!H) J117, 220, 501

March, 1880, to Sept., 18S0
New England States.
Middle States
Southern States
Western States

89,007,250

Total
Sept., 1880, to March, 1881
* New England StatesMiddle States.
Southern States
Western States

18,121, 273 -21,152, 784

23, 4 L0, 343 ! 4,172,359 5,380,078

,072 I 454,215,002 120, 145, Oil) I 18,290,200 24,033,250
105, 023,120 38,944,841 : 5,900,861
170, 739, 045 53, 536, 248 6, 974, 934
30, 448, 700 5,898,107
90, 034, 000 24,102, 5y2

Total
March, 1881, to Sept., 1881
New England States.
Middle States
Southern States
Western States

18,877,517 24,452,021
39,878,448
55.747,501
6, 530, 694
25,081,751

165,373,120
171,500,315
30, 973, 950
91, 027,100

58,934,485 1127,238,394

Total
Sept., 1881, to March, 1882
Nrw England Statos.
Middle States.
Sout hern States
Western States




5, 459, 780
G, 074,6LH
1,115,805
4, 708, 954

93, S0-"), 700 ; 23, 382, 183

Total
March, 1879, to Sept., 1879
New England States
Middle States
Southern States
Western States

Total

Dividends.

6, 005, 608 8,166
7, 558,407 11,925
1, 282,120 2, 300
4, 653, 833 6, 778
19,499,968 29,170
5, 952, 275 | 7,123. T>9
7,307,409 ji'i, 210, ;y;;
1,333,715 | 1,081, 220
5,201,1)70 7,768, 661

3. 7
4. ;<
4. 2
5. 6

2.9
3.5
4.3

4.5
5.1
6.4

2,137 | 460,354,485 |l31, 291, 889 | 19,915,375 J27,083,599
599

4 3

3.4

4.6

553
OfiO
188
730

J

I
i
I
!

102. 050, 870
171,488,315
31,072,700
94, 542, 0i,0

i
;
i
\

40, 7''•'), 770 :
57,470,278 j
6,928,882 I
20,188,953

REPORT OF TPIE COMPTROLLER OF THE CURRENCY. CXL1
Dividends and earnings of the national banks, <)'•<?.—Continued.
I
|
No.
of
i banks

Geographical divisions.

March, 1882, to Sept., 1882: i
New England S t a t e s . . . \
Middle States
j
Southern States
;
Western States
j
Total

Capital.

Surplus.

| Dividends.

'

I
I Pr. ct. Pr. ct. Pr.ct.
3.5
2.8
3.3
3.1
4.1
4.2
4.0
3.2
5. 2
6.5 j 5.1
G. 0

5,-19,093
7,542,1*0
1, 405, 019
5, 518, 844

G, 200,443
9, 900, 021
2,198,993
8, 133, 477

Total

1GG, 793, 070
173,915,405
35, 68"), 300
118, 240, 3i,5

',65
715
218
903

41,727,679
63, 453, 454
9,084,011
26, 9o7, C-43

5,801,182 i 6,651,595
7,; .!; 795 9,960.635
1,415,529 2, 433, 336
r
0, 070 8, 528, 648

3. 5
4.3
4.0
4.7

2,491

d.2
4.2
5.4
5.9
4.3

2.7
3. 2
3. T
3.9

f)07, P6!», 300 |145, COO, 819 | 2.1, 082,tt/O|27, 9-14, 704 j 4.1 i 3. 2
167, «-n<\ 370
175,707,355
40, 63S, 300
134, 599, 7o>0

| il. 905,905 ; 5. 551, iy.Y.i
i 04, 580J40i". • 7, U*0, 673 j
I 10,726,209 ( l,00!,:V_0 |
] 30, 5oH, 955 | 5. 83,-,.^71.

2, 582 j 518, 605, 725 11 17, 721, 475

Sept., 1884, t o March, 1885:
N e w England States . .
Middle States
Southern States
278
Western States
1,073

March, 1885, t o Sept,, 1885: ;
N e w England S l a t e s . . . 562 165,608,370
Middle St;) tea
- - - j 731 .1.72, 9:17. 352
:
S o u t h e r n States
2s7
43, 5:iO, 300
W e s t e r n States
1. 083 142, 5 , 3 , 5-0

j 5, 738, -,56
8,198,012 !
2,747,018 I
7, 683, 6>3 '

:

; 3.3, 2.6'
4.0 i 2.9
4,2 \ 3. 3
4. 3 | 3. 5 .

!

4,388,812!
:
7,474,752• •
-•-••—
2,426.858 !
;
7,310,780

3.4 ! 2.7
4. i
4.2
3.3
4.2 | 3.4

20, 437. 0,'>0 21,6oi,202 i 3.9 I 3.0

' 40. 780.007 j 5,391,401 4,725,305 i 3.3
j 64. 247. 88S [ 6, <;.">;*, :;;;2 7, 2f»7. 150 ; 4 . 0
i 11. ">:»••>. 4 7 7 : 1 , 0 5 5 . 2 0 1 i 2,282,782 i y. 8
S :;I»;;J04, 1J3 • 0, 218, 477 ' 7, 718,959 i

4.5

2.
2.
3.
3.

6
9
0
0

2.3
3. 1
4. 2
4. 5

. 2,665 { 524,5;;'«, 602 M46. 9o3, 4o5 ; 21), 21K, 471 2*, 024, 295 ; 3 . 9 | 3 . 0 ' 3. 3

Total

Sept., 1885, t o March, 1886:
;
N e w E n g l a n d S t a t e s . -. 559 ; 105, 203, 920 ; 41, 128.3^
Middle States
738 | 17:', 43"i, 2!)5 i 67, 583, JJOll \
S o u t h e r n States
2!M I 41. -i:!7,4
VI, 0:3,521 •
Western States
1,117 i148,879,5b;) 32, 767, 690 !
7 0

Total

4.3

20. J.7!, £C7 24, 368,019 • 3. 9 j 3. 0

167,400,370 41,413,826 ^ 5,60!,537
7 , i r>6, 6 8 0
173,212. 1 15 6 4 , 7 4 1 , 0 0 9
42, 64 ft, 400 Hi 527, 012 I
139,638,800 •, 31,088.34 4
707

-2,650 ; 522,899,715 : ; 4 8, 771,121

Total

2.8
3.2 !
3.2 :
3.8 ;
3.2

167,478,070 i 41,86'!, 161 | 5,726.356 6,005,915 j 3.4
175, 3 i 7, 315 | 64, 8--1 j , ] 78 j 7, 039, 070 9, 529, 978 | 4, 4
.'{8,214, £10
9, 851, !);>3 i 1,700, 1 "I 2, 950, "96 i 4.4
126, 959, a.)-') I 29, 041, .>7 j 0, 01.6. 667 9,418,775 S 4.7

March, 1884, to Sept., 1884: ;
N e w E n g l a n d S t a t e s . . . . 568
Middle S t a t e s
, 723
Southern States
264 !
W e s t e r n States
1,027 |
Total

43
.

; 3.5
2.8 ; 3.0
I 4.3!
4.2
i 4. 1 3.3 i 5.2
| 5. 1
4.1 i G.0

. 2,350 i 494,040,140 141,232, i87 20,393,576 27,574,214

Sept., 1883, to March, 1884:
New England S t a t e s . . .
Middle S t a t e s
Southern States
W e s t e r n States

3.4

2, 267 ; 483,091,342 137,570,105 j 20,285,102 >2G,4"2r 934 j 4. 2 i 3.3 j 4.2

March, 1883, to Sept., 1883: :
New England S t a t e s . . . 5G2
Middle States
G98
Southern States
Western States
875
Total

m

*™ ! |26,
473,917,715 1133,570.931 | 20,896,553 9f 237, 635 | 4.4

;2,197

:

^ .

555 $165,515,870 $41,033,296 ' $5,729,842 $6,732,530
G78 173,270,315 58,491,690 ! 7,'194^528 I. 9, -701, -251.
~
.-.. -.
1,289,362 2,062,960
32, 212, 700
194
7,503,078
6,602,821 7,737,893
102,948,830 20, 54.', 862
770

Sept., 1882, t o March, 1883:
New England S t a t e s . .
165,653,070 j 41,341,246 \
Middle States
j 687 ! 174. 37;>, 472 i 02,1^,694- ;
Southern States
j 207 !, 33, 963, 000 ! 8, 228, :>09 !
Western States
j 810 j J 09, ODD, 800 j 25, 88 L, 856 !
Total...

N e

li'atios.

5, 3"5, 22G ! 5,925,381 I 3. 2 j 2.6
7, c44,5:;5 j 9, -181, 3.:4
4.0
2.9
,
4.4
3.4
1.96!). ]
3.8
{'>, 946, 485 2, 705, 274
4.6
9,412,687
-.2,708 I 530, 956, liK) !I."3, ."J32,1M9 j 21.335, J36 !27, 5J7, 666 , 4. 0 j 3. J j

March, 188G, t o Sept. ,1886:
|
New Englaud S t a t e s . . .
563 i165, 352, 3:!0
Middle States
744 j 173, G28, 87.")
Southern States
303 ! 45, 414. 000
W e s t e r n States
1,174 I 153, 138,453
Total

|2. 784
-

General average

J2,297




;

2.8
3. 9
4.7
4.0

i 41,581,815 I 5, 338. 0::5 j 6, 736, 479 j 3 2
4.0
i 70, 011, !87 i 7,32^7i"8 | 9,7.-9,135
4.2 i 3.0
3.4 ! 4.0
| 11, (.i07, 8-.'l. | 1, 9'.M, 537 ! 2, 553, 055
3. 5 ! 4.7
8, 834, 050
! 33,470,925 I

537,563,648 j 157, 064,778 j 21,117,142 J27. 912, 7Li»
485,782,781 I i:.J3~ 517^014~"\ 19, 5S6, 5\5 J23, 317, 949
I
I
I

3. 9 | 3. 0

!

4.0
3.7

CXLII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, 1>IJ States and reserve cit'icx, of the ration to m^iful. and to capital and surplus, of
Ratio of dividends to capit al for six months ending—

|

States, Territories, and reserve
cities.

CC

3

7
8
9
10
11
12
13
H
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
30
37
38
39
40
4L
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
01
62

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhodo Island
Connecticut
is ew York
New York City
Albany
*
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
P b h
Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
West Virginia
North Carolina
South Carolina
Georgia...,
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa . +..
i Minnesota
Missouri
j
Saint Louis
j Kansas
Nebraska
Colorado
Nevada
California
San Francisco
Oregon
Arizona
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
Average




38 i -

| CO

xn

4.3 4.3 4.2
3.6 3.8 3.9
3.4 3.8 4.2
3.6 3. 7 3.7
2.8 2.9 2.9
3.4 3.4 3. 5
4.1 4.0 4.0
4.0 4.0 4.4
4.5 4.7 4.6
4.6 6.1 4.2
4.2 4.7 4.6
4.1 3.9 3.9
4.0 4.9 4.7
3.7 3.8 3.7
4.4 4.5 4.8
4.4 4.7 4.4
3.9 3.6 3.8
4.0 4.0 4.0
2.4 2.4 3.3
4.3 4.2 4.1
4.3 4.3 4.1
3.8 3.9 3.4
4.0 4.0 4.1
. 3. 3 3.7 3.4
2. 5 I 7. 6 2.5
: 4. 0 i 4. 0 3.5
8. 0
50
4.1 4.1 ! 4.1 4.2
-. 6. 9 3.6 i 5.3 i 3. 9
: 6. 3 3.8 5. 9 i 4.0
3. 7 3.8 3.6 ! 3.8
;
3. 7 3.9 3 4 ! 3.9
5. 6 4.9 i 5.4 5.0
4.5 5.8 ! 4.3 4.1
; 4. 6 10.5 I 3.5 3.8
4.1
4.1 i 4- 1
4. 7 5.9
I 4.6
7. 0 6.9
! 5.7
9. 6 14.7
I 3.9
5.9 5.6
i 5.3
5.1 3.1
3.7
5.5 4.6
i 4.5
4. 0 3.1
4.9
5. 6 7.0
i 4.9
5.1 4.9
5.1
4.1
4.6 3.5
3.9
3. 5 2.6
: 5.9
8. 3 4.2
. 4.9
7.6 13. 8 | 4. 9
15. G 8.4 '12.0 '• 7 . 2
j 12. 0 10.0 J10. 0 10.0
4. 7 4. 7 5. 2 ! 5.6
4. 0 4.0 j 4.0 ; 4.0
12. 0 18.3 [14.2 ,19.3
'. 5. 0 '. 0
| 6. 0 4. 0 | 3. 3 !1.9
22. 0 15.0 20.0 ! 15.0
10.9
j 7. 5
7. 7 5 3 12.2 j
! 6.0 4. 0 | 4. 6
3. 0 3. 7 9. 5
11.1 1.2 i 6.9
4.4
39
4.1
4.1
2. 9
j 3. 4
4.0
4.1
4.S
6.0
4.4
3.9
4.4
3.7
4.4
,4.4
! 3. 7
! 4. 0
l
2. 6
4.3
4. 5
3. 6
\ 3. 5
3.5
i 2. 5
4.1

III

4.3

_J

"

Ratio of

4. 4 ! 4. 2 i 4.1

Pr.
Pr. ct. Pr. cf.'.Pr. c.t.\Pr. c'.' Pr. ct. Pr. ct.\ Pr. ct. ct.
3.5
4. 1 4.1 4.1 4.3 4. 3 I 4.1
3.0
3.7 3.7 3.7 3.7 3.6 1 3.8
3.8 3.6 3.2 3.5 ! 3.4
2.7
3.9
2.8
3.6 3.3 3. 6 3.4 3.4 I 3.3
2.8 2.8 2.7 2. 5 I 2. 6
2. 3
2.7
1
2.8
3. 4 3.3 3.3 3.2 3. 1 3. 1
3. 8 3.7 3.6 3. 6 3. 7
3.2
3. 9
1

4.2 i 3.9
4.7 ! 4.3
6.2 ' 4.2
4.7 i 4.4
4. 0 i 3. 5
4.7 4.6
:!.8 3.7
4.6 4.8
4.4 4.5
3.7 3.8
4.0 4.0
3.4 3.4
5.7 4.0
4.1 3.7
3.9 3.3
4.3 4.0
3.5 3.2
2.5
3.8 3.6
7.4 2.8
4.0 4.0
a.(j 3.6
5.0 5 7
5.8 4.4
3.6 4.1
3. 5 3.8
5.0 4.7
4.0 4.0
3.3 3.2
3.8 4.1
4.1 3.9
5.7 5.0
3.7 4.7
5.9 4.4
4.2 4.2
7. 0 5.3
4.9 6.5
4.9 4.4
5.2 3. 1
4.2 4.1
3.6 3.0
7.4 8.8
5. 9 4.9
7.0 10.0
12. 0 10.0
7.9 3. 5
4.0 4.0
6.0
10.8 3. 3
7.0

8.9
5. 2
1.6
4. 2

3.7
4.5 4.3
6.2 3. 3
4.5 4.4
3.8 3.7
4.6 4. 6
3.8 3.7
4.8 4.9
4.2 4.1
3.8 3.7
4.0 4. 0
3.4 3.4
4.2 4.0
3.9 3.7
4.5 I 3 . 7
4.3 ! 4.3
3.7 i 3.6
3.0 ! 2.3
4.5
4
5.4
4.0 ' 4.0
4. 1 ; 3. 9
: 3.3
4.4 i 3.8
3.6 ! 3.8
3.3 3. 5

3.8 I 3.7
4.3 o. o
4.3 4.9
4.4 4.4
3.7 3.7
4.5 4.4
3.6 3.6
4.4 4.3
4.6 4.3
3.7 3.7
4.0 4.0
3.4 3.2
4.9 3.2
3.9 3.7
4.3 3.8
4.0 7.3
3.8 3.3
1.5 1.4
3.9 4.8
7.3 3.3
4.0 4.0
3.7 3. 5
5. 9 4.4
4.9 3.9
4. 9
3. 7 3.8
3. 7
3.0 3.6
3. 6
5. 1
f>. 3 ; 4,4 5.1 8.1
3.8 3.7 3.7 3.7
3. 7
3. 1 3 3 3. 5 2.8
3. 5
2.3 2.8 3.2 3.1
3.2
3.7 4. 6 4.3 4.4
4
4.9 4.9 5.0 5. 2
4.9 4.3 4.6 3.8
4.8 4.5 4.7 4.2
4.6 4.7 4.7 3.7
4.8 4.1 6.1 4.6 !
6. 5 i 4. 9 8.0 6.4 I
4. 5 I 5. 0 4.6 4.9 !
3. 9 ; 4. 1 4.3 4.2 i
3. 5 ; 6. 7 4.8 3.9 i
3. 5 i 2. 8 3.8 3.8 i
3.9 j 5.0 5.2 4.9
4.9 5. 3 5.8 5.2
9.6 7.0 7. 7 7.2 •
10.0 8.0 10.0 8.0 j
! 4.5 4. 3 8.9 4.9 i
I 4. 0 4.0 4.0 3. 5
j 5.8 5.6 4.6 3.8

I f-

4. 9 i
14.0 :
4.1 •• 0 8 !
7. 8 <;. 1 ;
4.7 ; ;$. 9 5. G
3. 1 : 3 . 9 3. !)
o. 0 •: 3 . 6 3.7
3. 9

:

4.9
10 0
2.9
8. 1
4.1
4.3

3. 9 S 3. 8

7.5
;

3.1
4.8 I
4.1 I
7. 1 I
3.3

i
I
!
!
!
3.4
3.0
3.2
2.1
3.2
3.6
3.1
2.9
2.8
2.3
3.5
3.1
5.5
5.2
3.2
3.2
4.7
3.8
4.1
3.3
3.6
5.2
5.4
4.6
3.7
4.3
2.9
4.4
4.2
3.7
2.9
6.7
5.5
10.8
JO. 5

4.0
3.6
10.0

3.2
3.2
2.6
3.3
3.2
2.7
2.8
3.4
3.4
3.2
3.2
2.0
3.2
3.4
3.3
3.1
2.7
2.3
3.4

3.1
2.8
3.1
3.2
3.3
4.1
4.8
9.4
4.5
4.6
5.2
8.7
4.5
2.4
3.7
2.2
5.6
4.3
2.9
2.2
3.4
10.4
5.9
8.4
4.0
3.5
!15. 6

5. 3 3. 4 !
18.3 ,12.5 S
6.2L. .

5. 0

4. 2 I

3.
2.8
2.7 3. 2
8.3 j 1.0

4. 0 I 3. T I 3.4
9

3. 4

NOTE.—Figures printed in bold-faced type in column

REPORT OF THE COMPTROLLER OF THE CURRENCY

CXLIIT

the dividends and earnings of national banks, from March 1, i88:2, to September 1, I88(j.
dividends to capital and surplus* for six

Katio of earnings to capital

arch 1,1883.

months ending—

%
Pr. ct.
3.4
3.2
3.1
2.9

2. 3
2.8
3.1

3. 2

3.2
3.4
3.6
3.1
3.3
2.9
3.4
3.6
2.9
3.2
2.0
3.1
3.4
3.3
2.9
3.0
6.8
3.4
7.7
5.0
3.0
4.0
4.9
3.1
2.8
4.6
3.6
3.1
3.5
4.0
4.6
3.8
4.4
3.8
3.4
3.0
4.3
4.4
8.0
2.2
5.3
4.1
8.0
8.0
4.3
3.5

12.0
5.0
2.8

i

CC

*

cS

&

02

Pr. ct. Pr. ct. Pr. ct. Pr. ct.
3.3 3.3 3.3 3.3
3.2 3.1 3.1 3.1
3.4 3.2 3. 2 3.0
2.8 2.8 2.5 2.8
2.3 2.2 2.3 2.3
2.9 2. 9 2. 7 2.8
3.1 3.1 1 3.0 2.9
3.5 3.3 j 3.1 3.0
3 . 1 3.2 i 2.9 3.0
2.4 3.5 ' 2.4 3.5
3.5 3.6 , 3.3 3.4
3.1 3.1 2. 7 2.9
3.1 3.1 i 3.0 3.0
2.8 2.9 j 2.7 2.8
3.5 3.4 ; 3.6 3.5
3.4 3.4 ! 3.4 3.2
3 . 1 3. 0 3. 0 3.0
3.2 3.2 3.2 3.2
2.6 2.7 2.7 2.7
3.1 4 . 3 3.0 3.0
3.3 3.2 3.0 3.1
2.8 3. 2 2. 7 3.6
2 . 9 3 . 1 2 . 8 3.0
2.7 2.7 2.4 2.7
2.2 2.2 2.2 2.7
2.9 3.2 3. 0 3.9
7. 0 2. 6 5.1
4 . 9 3.8 3.8 3.7
3.0 4 . 8 2.7 3.0
2.9 3.7 4 . 3 4.2
3.4 5.0 3. 3 3.2
3.2 3.0 3. 5 3.0
3.2 2.8 3.1 2.7
4.2 4 . 2 4.0 4 . 3
3.4 3.3 3.3 3.1
3.4 3.0 2.9 2. 7
3.5 3.3 3.6 2^0
3.6 3.2 3.1 2.9
4 . 3 4 . 3 3.8 3.7
3.1 2 9 3.6 3.9
4 . 3 4^8 3.6 3.9
3.4 3.9 3.9 4.2
3.7 5.7 4 . 3 3.8
3.4 3. 2 4.2 4.2
4.0 4.0 3.6 3.6
4.2 4 . 3 2.6 3.3
3.4 3.5 3.4 2.9
3.2 2.9 2.4 2.7
4.9 6.2 7.7 3.4
4 . 1 5.0 4.2 4.2
4 . 8 4.8 6.5 6.0
7.9 9.5 7.5 7.5
4.6 6.6 2.7 3.6
3.5 3.5 3.5 3.5
16.5 9.6 5.4 5.3
6.9 6.8 3.3
1.6 2. 4 3.8 4 . 1

16.7 12. 5 26! 4
3.2
8.2
5.6

9.5
5.8
2.6
3.9
2.7

3.3

3.2

9.8

!

'3.~4
6.0
3^5 3.4
1.5 2.9
19.4 2.6
7 Q

3.2

3.0

and H ii-plus for s i x

months ending—

I

?

p.
U2

1
1

&

1

u 'i
00

.

i-t

au

CC

CC
CC

s

0
CC
CC

!
&

c3

E

XJ1

111

r\

ci
r7l

p.
CO

0.7
5.1
2.7
3.6
2.9

Pr. ct. Pr. ct. Pr. ct. Pr.ct.'Pr.ct. Pr. ct. Pr. ct. Pr ct. Pr. ct. Pr. ct. Pr. ct. Pr. ct.
2.4 2. 3 2.9 3. 3 4 . 1
3.4
1
3. 5 3.2 3.9 8.6 3.5 3.6
3.0 3.1 3.4 3.4 2.9 3.9
3.7
2
3.9 2.9 3.7 3. 0 3.8
3. H 3
2.9 2. 9 3.7 3.2 3.2 3.4
3.3 2. 6 2.0 2.3 3.6
2.9 3.0 2.2 2. 5 2. 5
2.6 2.5 3.7 3.5 2.9 3.5
3.0
4
2.5 2.4 1.4 3.7 2. 5
3.0
r
»
2.1 2.1 3 2 2.7 2.7 2.7
3.6
3.3 3. 3 2. 2 2. 5 2.6
3.4
6
2.6 2.5 3.6 3.4 2.7
2.8 2.8 3.6 3.6 3. 7 2.9
3.3 2.7 2 . 1 2.4 3. 2
3.0
7
3.0
8
3.0 2.9 4.1 4.4 4 . 1 4 . 3
3. 5 4.0 2.9 H. 2 4.1
3.6 2 2 2.9 3.0 4.4
4.(5
0
2.8 3.2 4.8 5.2 4 . 1 4.7
4. I 2.4 4. 1 1.0 1.6
2.4-10
2.5 2.4 3.4 2.1 5.1 3. 3
4.0 11
4 7 4.0 3.3 3. 2 4.0
3.3 3.3 3.8 4.0 4.7 4.4
3.8
4. 5 3. 9 3.7 3. 1 3. 6
3.5 12
2.8 2.7 4.4 4. 5 4.5
2.9 2.8 5.2 3.2 3.9 3.8
4.4 ; 4. 1 2.7 3! 4 3.4
3.6 13
4.3 ! 3.9 3. 3 2.6 3. 5
2.6 2.6 3.5 0.3 3.8 3.7
3.7 ' 14
4.0 ! 3.8 5.0 4.4 4.4
3.9 lf»
3. 3 3.2 3.1 4.9 4 . 6 5.1
4. 4 4. 4 3.6 3. 5 4.0
3.6 16
3.5 3.2 4.0 4.2 4.2 4 . 5
3.0 17
2.9 2.9 4.9 3.5 3.9 3.5
3.9 3.9 3.8 2.7 3.4
3.2 3.2 3.9 4.3 3.9 4.5
2.8 3. 6 3.6 3.6 4.0
3.9 '. 18
4.4 3.7 1.5 4.3 3.1
4.5 19
2.6 2.5 3.6 1.9 2. 5 3.8
3.2 20
3.7 2.4 6.7 4 . 3 4 . 5 5.1
6.3 5.2 3.8 4.7 3.6
3.0 3.9 3.1 2.5 3.7
3.4 21
3.1 2.9 4 . 3 4.0 3.9 3. 7
4.2 4.0 3. 7 2.0 3.6
2.9 ! 22
3.4 2. 5 4.7 3.3 3.3 4.9
6. 6 i 6. 7 3.3 3.0 4 . 3
3. 6 i 23
2.8 o'.O 7.3 8.8 5. 0 6.4
2.9 2.5 4.8 4 . 5 4.8 4.8
5. 5 4. 8 3.8 4 . 3 2.4
5.7 24
4.4 j 25
1.4 1.3 2.7 14.7 2.0 11. 6 O.2 6.0 4.6 7.3 5. 2
3. 9 3. 3 4.9 6.0 6.8
4.7 2G
3. 3 3.4 2.3 6.3 2. 7 2.8
6.6 3.0
0.3 5.2 8.5
5.8 : 8.0 5.4 0.2 7.0
8.8 27
0.1 i 5.8 0. 6
6. 3 i 5. 0 4.2 5.4 5.0
3.8 28
3.6 3.6
6.5 5.1 2.0 4.2 3.0 2 . 1 29
5. 4 5. 3 6. 3
2. 6 2.6
6.7 30
4 . 5 3.3 8.8 7.5 11.9 10. 8 12.3 ; 8.5 8.0 4 . 3 6.2
3.9 3. 1 4. 0 8.1 10.1 5. 3
6.5 31
8.4 12.0 5.2 4 . 3 4 . 9
4.1 32
3.0 3.1 3.3 4. 2 i 4. 5 4.5
4. 4 4. 4 4.1 3.0 5.G
2.5 3.1 3. 6
4.7 33
2.9 2.8 4.0 4. 8 : 4. 0 4.4
4.4 3.8
5.8 34
4.2 6.!) 6.4 5. 4 6. 7 5. 5
7. 8 i 5.4 5 3 4.0 5.6
3.5 35
3.1 3.1 4. 8 4. 5 I 5. 0 4.7
4. 5 3. 4 3". 5 2.0 3.5
3.1 2.4 7.7 5.8 4 . 5 3.5
3.5 36
3. 7 2.9 3. 2 3.4 3.6
2.2 4.0 3.7
2.8 2.7 6.3 8.0 5.8 4.3
3.2 37
5.0 \ 2.4
3.8 38
3.4 3.4 4.7 4.8 4.6 4.7
4.2 ; 3.4 3. 3 3.7 5.9
3.8 ;;. 9 6.6 5.8 5.9 5.X
4.7 i 39
5.1 ; 5.2 5.0 4.4 5.0
5.1 ! 40
6.1 5.7 1.6 5. 2 5.9
3.7 'i J 10. 2 8.3 10.8 7.8
5.2 | 41
3.9 3! 5 6.2 6.0 6.0 6.2
6.3 ! 4.0 4.3 4 . 1 4.6
4.8 42
4.2 3. 3 4.2 8. 3 0. 7 7.4
6.7 ! 5.6 5.0 4.0 8.6
(S.5 5.0 4.8 4 . 7 5.6
5.0 ; 43
4 . 8 3. 6 0.0 5.4 ! 5.7 6. 2
6.6 ' 44
5. 2 4. 2 0.4 18.5 9.5 8.9
6.0 : 5.6 1.3 5.4 7.4
5.9 5.1 4.9 4.7 4.7
4.3 i 45
3.7 4.0 6.6 5. 5 6.6 6.0
3.7 3.6 4.2 5.1 ' 0.9 5.7
7.9 4 . 3 4 . 6 4.0 4.9
4.3 4«
5. 5
6.6 5. 5 5.5 6.4 5.0
4.8 ! 47
4.0 3. 3 6.6 4.5
2.9 2. 9 4.6 4. 8 0. 9 5. 7
5.0 3.8 3.7 3.6 3.5
4.7 48
7.7 i 49
4 . 5 4.2 9.3 7.2 8.6 8.5 10.7 0.2 7.5 8.1 7.6
3 1 I 50
5. 0 4 . 3 12.1 12. 4 8. 9 8.0 11.3 7.3 7. 5 7.2 6.8
18.9 10.9 12.2 0.8 15.4 8.7 8.1 5.1 6.7
6. 3 i 51
5.3 5.3
8.6 8.0
9.2 ! 52
7.5 6.1 16.0 12.4 12.9 11. 2 12.4 12. 6 Kb
7.7 6.1 7.6 6.5 6.5
6.3 i 53
7.1 3.9 8.9 6.1 6.7 6.8
3.4 3.0 4 . 3 4.4 4.8 5.2
4.6 3.5 2.1 3.3 3.5
3.1 I 54
4.2 3.5 14. 5 20.9 14.4 24.6 19.5 16.6 0.8 11.7 11.5
7.1 i 55
56
55 7 7 90 1 8 1 4
4.0 4.2 5.1
4. 8 ! 57
7.6
3.3 4.0 2.6 10.0 8.7 11.2 9.5
9.2
5.8 58
R 4 12.7 ,17.0 12.0 22. 7 lo! 4 10.9 6.0 7.0
1.4
2.5 1.9 27.6 LI. 2 ••W.'.i 10. 1
0.8 9.2 7.7 5. 2 6.4
4.8 59
5.5 60
4.5 6.5 3.9 9.1 8.6 8.6 8. 6 7.7 7.2 2.6 5.7 7.2
8.8 61
3.8 3.1 3.0 4.4 7.4 5. 9 7.8
0.1 6.5 7.0 3.5 5.7
7.1 62
3.8 6.2 12.5 16.9 16.5 8. 8 11.1 8.4 8.5 10.1 6.1
3.5
6.2 63
3.2 6.3 2.8 16.1 4.2 8.8 8.3 11.4 7.9 7.5 8.6 7.6

3.0

3.0

13.0

Pr. ct.
3.5
3.1
2.7
2.6
2.2
2.7
2.8
3.0
2.9
2.0
3.4
2.8
3.0
2.7
3.6
3.1
2.9
3.2
2.7
2.9
2.9
3.0
3.0
2.7
2.0
3.8
2.8
3.7
2.8
2.5
3.0
3.2
2.9
3.7
3.0
2.9
2.5
3. 6
3.7
3.5
3.8
4.3
3. 3
3. 2
4.1
3.5
7.4
2.2
4.8
4.5
4.7
6.0
3.5
3.5
5.1

3.1

3.0

for 1884 and 1886 signify percentage of loss.




4.6

4. 3 | 4. 2 4.3

4.3

3.7

3.2

3.3

4.0

4.0

CXJLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
State of the lawful money reserve of the national banks as
STATES AND

No. of
banks. !N~et deposits.

Dates.

Reserve required.

~

Oct.
Dec.
Mar.
May
Juno
Oct.
Dec.
Mar.
May
July
Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Mar.
Apr.
Juno
Sept.
Doc.
Mar.
May
July
Oc£
Dec.
Mar.
Juuo
Aug.
Oct.

1,859
1,803
1,800
1,808
1,880
1,895
1,026
1,945
11981
1,996
2, 026
2, (165
2,097
2,128
2,169
2,253
2, 280
2,314
2,340
2, 376
2,417
2, 417
2, 425
2,432
2,442
2, 467
2, 485
2, 518
2, 552
2, 589
2,590

1880.,
1880..
1881.,
1881.
1881.,
1881 .
1881..
1882..
1882.,
1882.,
1882..
1882..
1883.
1883.,
1883..
1883.
1884
1884
1884
1884
1884
1885
1885
1885
1885
1885
1886...
1886
1886
1886......

$410,522,448
439, 354, 304
447, 410, 923
4G0, 478,406
484, 089, 521
507,247,143 j
518.701,905
515,198,159 I
519,247.650 |
527, 588, 049 I
545 842,600
554, 245, 520
550, 895, 283
556, 309, 404
500, 731, 879
577, t80, 812
579,512,711
573.619,524
575, 995, 025
544,000,331
535, 807,406
520,283,576 j
537,013,418 I
540,281,214 i
552, 190, 593 !
570,838,327 j
580,879,155 i
598,051,483 '
611,733.799
623, 886, 736
637, 564,136

$61,598,298 :
65, 922, !M3 i
67,131, 002 ,
69,091,733 {
72, 033 32!) !
70, 196.945 '
77, 809, 257
77, 283, (J?0
77,831, 110
79. 142,1 G!)
81.880,301
83.140, :i!!0
82, 037, 104
83, 449, 5M
84,112, 6X3
86, 685, (j«Srt
86, 930, 75:J
86, 040, 715
86, 399, 253
81, 099, 040
80,371,110
78, 042, ,>'»(;
80, 642, 01 lJ
81, 042, IS.!
82. 829, 4!-9
85, 025, 749
87. 131,87;',
89, 407,72'2
91,700,009
93, 583, 010
95, 634, 620

RESEUVE
1
?
3
4

r>

6
7
8
9
10
11
Ifl
13
14
15
16
17
18
19
"0
21
22
*>%

24
?5
?f>
?7
28
29
30
31

Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Mar.
May
July
Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Mar.
Apr.
June
Sept.
Dec.
Mar.
May
July
Oct.
Dec.
Mar.
Juno
Aug.
Oct.

1,1880
31 1880
11,1881
6 1881
30, 1881
1 1881
31,1881
11,188> .
19,1882
1,1882
3,1882
30,1882
13 1883
1,1883
22,1883
2,1883
31,1883
7,1884
24,1884
20,1884
30,1884
20 18S4
10,1885
6,1885
1,1885
1,1885
24,1885
1,1886
3,1880
27,1880
7,1880

231
r
9 {9

.

. . . .

.. .

.




. . .

234
234
235
237
238
242
242
243
243
243
240
247
248
248
249
249
249
249
247
247
246
246
247
247
247
250
257
200
202

557, 508, 975
544,501,717
530,112, 658
588,714.401
655,815,006
604, 438, 599
577, 163,351
564,058 531
590, 883, 075
004,391,617
572, 791, 257
565, 948, 445
559,431,070
568, 207, 540
611. 2'9,17L
590, 785, 930
612,021,433
642, 082, 644
620,221,832
534, 629, 056
502,888,105
588, 299, 710
620, G10, 97 L
644, 259, 607
669, 199,214
677, 333, 000
600 072, 097
701,570, 125
683, 992, 858
656, 759, 355
604, 245,121

139,377,244
136,12"), 429 '
134,028, Ki5
147,178,000 :
103,953,700
151,109,650
144, 290, 838
141,014,032 i
147, 720, 769
15i.097.911
143.107,814
141,487,111
139.857,708
142, 000, 886
152,814.793
147,090,483
153,155,359
100, G70, 000
155. 055, 456
133, 637, 263
140, 722, 020
147, 074, 927
156, 654, 242
101,004,902
107, 299, 805
109, 3^3, 265
166, 668, 024
175, 394, 031
170, 998, 214
164,189,838
1G6, 061,280

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXLV

•shown bi/ their reports from October 1, lb80, to October 7, 18H0.
TERRITORIES.
Classification of reserve held.

Reserve held.
Amount.

Ratio !
to liabili-;
ties. i
I

Per
$147,105,244
155,406,393 |
150,919,415 [
155, 258, 642
170, 055, 750
158. 299, 042
159,000,717 I
150,725,091 !
154, 776. 359 i
151, 903, 107
150,351,513
158, 832, 406
155,131, J67
148,836,606
157, 728. 089
157, 493, 584
167,741,690
167,008,072
162, 466, 064
145, 997, 562
156, 304, 733
161, 864, 287
175, 030, 558
171,011,833
170, 245, 483
177, 470, 804
7181, 357, 249
181,591,775
181, 552, 648
188, 847, 786
186,191,889

Specie.

Legal
tenders.

Due
Redenipi United States
eertificates of from reserve tioii fund with !
Treasi rer.
deposit.
agents.

I

cent
35. 8 $21,145,738
$27, 613, 370
25,108,888 : 29, 063, 892
35.4
26,660,882 :| 26,783,131
33.7
27,842,501
28,672,789 ;
33.7
27,635,215 i 27,416,230 I
35.1
27,509,821 i 26,473,002
31.2
30,283,767
28, 905, 001
30.7
29,161,734 I 26, 897, 694
29.3
30,036,477 i 28, 160,627
29.8
28.8 I 30, 089, 064 ! 26, 857, 620
27.5 I 30,024,289 i 28, 318, 646
31,095,496
31,038,111
2 8 . 7 '•
30,072,360 ; 28,871,031
28.2
26.7
31, 414,155 i 30, 367, 252
28.1 : 31,055,220 • 29,053,116
31,253,194 ! 30, 245, 600
27.2
28.6 ' 33,178, 829 i 32, 695, 299
33,471,053 !: 29, 859, 218
29.1
30, 944, 464
28.2 : 36,352,684
36, 407, 051
31,448,254 j
26.8
35, 238,175 ; 30, 392, 840
29.2
34,587,231
29,943,391 '
31.1
38, 852, 692
30,134,197 i
32.6
40,736,669 ; 29,508,036 !
31.6
27,473,329 !
30.8 i 40, 065, 640
41, 467. 335 ; 29,375,936 :
31.1
28,898,910 !
31.2 . 42,195, 802
45,138,994 i 27,257,991
30.4
49,082,209 : 29, 256,191
29.6
28,214,619
47,370,313
30.2
47,824,967 : 29. 672, 277
29.2

$640,000 i $86. 371, 229
630, 000 :
89i 258, 930
585,000 j
86, 06'), 705
585,000 I
87,109,924
575,000 j 103, 297,184
620,000
92, 335, 036
595, 000 |
87, 745, 656
610,000
82, 599, 924
535, 000
84, 721, 969
620, 000
83, 221, 970
610, 000
80, 064, 196
635, 000
84, 783, 917
565, 000
84, 431, 394
585, 000
75, 210, 795
575, 000
85, 825, 601
585, 000
84,119, 738
610,000
88,057,473 I
595, 000
92,267,704 I
550, 000
83,664,761 i
575, 000
66, 843, 814 I
500, 000
79,652, 119!
565, 000
86, 489,195 !
665, 000
95,289,830
635, 000
89, 991, 054
635, 000
92, 068, 593
500, 000
95, 954, 541
530, 000
99, 687, 965
475,000 !
98,901,439
465,000 j
93, 459. 713
460,000
103,642^532
460,000 j
99, 493, 068

$11, 334, 907
11,344, 683
10, 829, 697
11,048, 428
11,132, 121
11,361, 183
11,531, 293
] 1, 455, 739
11,322, 286
11, 119, 453
11,334, 382
11,279, 8S2
11,191, 382
11,253, 404
11,219, 153
11,290, 052
11, 200, 089
10,815, 097
10,954, 155
10, 723, 443
10,521, 599
10, 279, 470
10, 088, 839
10,141, 074
10, 002, 921
10,172, 992
10, 044, 572
9, 818, 351
9, 289, 535
9, 160, 322
8, 741, 577

; I
! 2
[ 3

; 12
13
14
15
1(>
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

CITIES.
175, 852, 502
157, 721, 336
147, 308, 032
180, 221, 803
197, 889, 047
163, 348, 053
161,410,332
157, 802, 939
172, 827,165
167, 963, 478
153, 557, 856
162, 387, 772
.148, 700, 922
156,419,122
184, 362, 295
171, 448, 008
182, 221, 554
198, 511, 843
179, 371, 793
160, 231, 029
189, 850, 706
208, 349,105
235,974, 313
247,455, 612
256,223,121
237, 894, 989
215, 991, 777
225, 227, 964
212, 639, 672
187, 891, 591
190,985,722

31.5
29.0
27.5
30.6
30. 2
27.0
28.0
28.0
29.2
27.8
26.8
28.7
26.6
27.5
30.2
29.0
29.7
30.9
28.9
30.0
33.7
35.4
37.7
38.4
38.3
35.1
32.4
32.1
31.0
28.6
28.7

H. Ex.




87, 035, 651
80, 609, 813
77, 490, 354
93,525,721
100,058,123
85,162,735
82, 253, 632
79, 620, 297
81,177, 310
80,751,158
72, 883, 489
75, 331, 663
67, 890, 006
72,193,111
84, 299,176
76, 564, 789
81, 097, 329
88, 609, 073
78, 392, 023
73, 254, 631
93,371,299
105,159, 848
128, 263,181
136, 678,750
137, 546, 852
133, 405, 237
123,158, 550
126,476, 925
108,377,660
101,630,179
108, 562,730

29, 023, 558
30,150,982
25,371,178
33, 842,177
31,308,173
26, 677, 602
31,188,493
29, 725, 298
37, 797, 247
37,153,139
34,994,871
37, 440, 310
31, 977, 037
37, 889, 216
44, 779, 342
40, 437, 397
47, 864,497
45, 987, 877
46, 768,164
45, 468, 958
46,651,819
46,426,164
40,883,125
47, 828, 963
52, 228, 023
40, 362,183
38, 686, 556
39, 756, 895
50,400,597
35, 825,132
33,140,045

7, 015, 000
5, 520, 000
5, 525, 000
7, 460, 000
8, 965. 000
6,120, 000
7, 335, 000
8, 835, 000
9, 850, 000
10,425, 000
8, 035, 000
7, 840, 000
7, 840, 000
7, 835, 000
10, 070, 000
9, 375, 000
10, 230, 000
13,450, 000
11,440, 000
9, 295, 000
13, 700, 000
18,475, 000
22,095,000
18, 500, 000
22, 285,000
18, 300, 000
11, 235,000
11, 955, 000
11, 385,000
7, 655, 000
5, 395, 000

48, 191, 549
36, 896, 084
34, 759, 986
40, 862, 229
52, 961, 453
40, 633,147
35, 784, 810
34, 852, 796
39, 467, 976
35, 233, 042
33, 213, 032
37, 282,190
36, 592, 761
34, 090, 027
40, 821, 353
40, 798, 990
38, 942,133
46, 437,308
38, 827,197
28, 403, 338
32, 340, 900
34, 672, 781
41,172, 443
40, 912, 049
40, 661, 809
42, 402, 609
39,551,479
43, 904, 247
39, 567,423
40, 072, 089
41,271, 509

4, 586, 834
4, 544, 457
4,161,514
4,531,676
4, 596, 298
4, 754, 569
4, 848, 397
4, 769, 548
4, 534, 632
4,461,139
4,481,464
4,493, 609
4,407,118
4,411,768
4, 392, 424
4, 271, 832
4,087, 595
4, 027, 585
3,944, 410
3,809, 102
3,786,688
3,615,312
3, 560, 564
3, 535, 850
3, 501, 437
3,424, 960
3, 360,192
3.134, 897
2,908,991
2, 708, 591
2, 616, 438

2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
2-)
23
24
25
26
27
28
29
30
31

CXLVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Lawful money reserve of the national banks, as shoivn by the report*

Cities, States, and Territories.

Boston
Albany
Philadelphia...
Pittsburgh
Baltimore
Washington...,
New Orleans ..
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis . - San Francisco.
Total

16 New "£ork City .

Total .
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia .
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
,
Nebraska
,
Colorado
Nevada
California
Oregon
Dakota
Idaho
Montana
,
New Mexico
Utah
Washington
,
Wyoming

No. of
banks.

Deposits.

Reserve required (25
per cent.).

j Ratio of
reserve.

13
9
15
7
3
5
2

$92, 031, 035
9, 674, 996
81, 312, 217
23, 598, 938
19, 635, 793
6,132,702
9, 844, 254
7, 275, 224
26, 552, 655
12, 689, 550
62, 860, 827
10, 591, 602
6, 556, 472
10, 359, 416
2, 389,188

$23, 007, 759
2.418, 749
20, 328, 054
5, 899, 734
4, 908, 948
1, 533,176
2, 461. 063
1,818; 806
6,638,164
3,159, 889
15, 715, 207
2, 647, 900
1,639,118
2, 589, 854
597, 298

$25, 024,116
2, 867,103
24, 252, 530
6, 735, 072
5, 768, 656
2, 473, 693
3,180, 800
1, 750, 049
7, 845, 919
3,391,383
20, 319, 916
3, 176, 521
2, 290, 985
3, 627,163
1, 247, 851

217
45

381,454, 875
282, 790, 246

95, 363, 719
70, 697, 561

113, 951, 757
77, 033, 965

262

664,245,121 I 166,061,280

190, 985, 722

71
49
49
196
61
84
267
74
231
16
28
1
24
20
17
16
17
9
12
7
1
74
6
59
33
187
92
153
101
47
128
53
39

10, 374, 857
6,506, 973
6,104, 288
56, 457, 350
15,303,062 I
27, 226,199
87,439, 883
37, 364, 507
67,399,263 I
4,294,076
5, 776, 340
769, 596
10, 091, 751
2, 571,129
3, 590, 588
3, 712, 352
4,016,768
1,450,908
3,197, 274
1,027,111
110,808
11,354,764
1, 952,247
9,287,434
10,433, 680
37,818, 356
23,992,330
30,001,711
20,362, 246
10,746,031
18,435, 650
24,448, 973
11,389,017
11,964,716
16, 279, 866
13,260, 770
242,764
8, 692, 482
4,281,249
3, 947, 217
389, 234
6,548,478
1, 464, 039
1,765,917
1, 977,743
1,742,139

1, 556,229
976, 045
915, 644
8,468, 603
2,295,459
4, 083, 929
13,115, 983
5, 6()4, 677
10,109,889
644 112
866,451
115,439
1, 513, 7(53
385, 669
538, 589
556, 852
602,516
21T, 636
479, 592
154,067
16,621
1,703 215
292, 837
1,393,116
1,565, 052
5,672, 754
3,598,849
4,500,257
3, 054,336
1,611,905
2, 765, 347
3, 667, 346
1,708,353
1,794,708
2,441, 979
1, 989,115
36, 415
1, 303, 872
642,187
592, 083
58,385
982,272
219, 605
264,887
296. 061
261,320

637, 564,136 j

95, 634, 620

Total.

2,590

United States.

2,852 1,301,809,257 I 261,695,900




Reserve
held.

28.75

3,148, 541
2, 067,756
1, 742, 982
16, 437, 354
3, 810,455
8, 555, 353
24, 040, 953
10, 536, 823
20, 258, 313
1,530,331
1, 824,196
366, 325
2, 509, 713
895, 291
888,297
1, 035, 263
882,666
362,334
760, 920
232, 884
38,594
3, 945, 508
475, 239
2,718,617
2, 257, 370
12, 342, 619
8,883,167
10, 207, 072
5,422,695
3,035,857
5,435, 383
5,764, 566
3,502,791
3,457,989
3,771,138
4,330, 585
82, 680
2, 482, 802
1, 000, 843
1,132, 408
118,028
1,742,223
418, 582
584, 311
«")8, 709
495, 363
186,191, 889
377,177,611

29. 20 j

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXLVLf

of their condition at the close of business on October 7, 1886.
Cash reserve.
Required.

Classification of reserve held.

Held.

tentfeis
tentleis.

$11,120,191 I $12, 552, 718
1,182, 276 |
1,371,709
10,029,325 I 16,326, 379
2,793,687 I
4,499,775
2,343,462 |
3,894,103
754,213 i
1,528, 550
1,192,419
2, 412,103
912,164
882, 540
4, 855, 241
3,208,472
2,164,497
1, 561,245
7,833, 224
13,522,180
1,311,575 j
1,839,672
807,859 I
1,197, 966
1, 276, 704
2, 222, 790
1,189, 288
285,148

$9,113,175
1,001,689
11, 651,638
2,388,018 j
2, 664,] 62
612,799
927,131
450,1)74
1,172,962 !
1,132,297 i
9,316,506 i
1,109,120 i
646,680 !
1,093,027 j
1,175,930

United States' certificates is '
of deposit. !

$2,929,543
170,020
3, 639, 741
2,111,757
964,941
715,751
1,484,972
461,190
2,142,279
1,017,200 ;
4,005,674 I
730,552
551,286
1,099,7(33 I
13,358 I

46, 582,340
70,272,236

70,489,135
76, 608,640

44,456,108 I 22,038,027
64,106,622 j 11,102, 018 I

116,854,576

147,097,775

108,562,730 j 33,140,045 j

1,259,416
827,102
697,192
6,574,941
1, 524,183
3,422,141
9,616,382
4,214,729
8,103,325
612,132
729,678
146, 540
1, 003, 885
358,117
355,319
414,105
353, 066
144, 932
304,368
93,153
15,437
1,578,203
190, 095
1 087,447
902, 948
4, 937,047
3,553, 266
4,082,828
2,169,078
214,342
2,174,153
2,305,827
1,325,121
1,383,195
1,508,455
1,732, 234
33, 072
993,120
400, 337
452, 963
47, 212
167, 43i
233, 724
263,483
198,145

856,249
482,333
533,123
4, 636,221
1,138,011
2,689, 554
8,695,940
3,825,144
7, 671,257
490, 944
722,330
244,187
1,478,182
469, 800
530,127
601, 731
766, 239
205, 574
473,622
180,439
32, 639
2, 318,409
269, 512
955, 724
1, 231,165
5, 755.151
4, 324, 652
4,195, 025
2,406,153
1, 293, 643
2,486,139
2,854, 510
1, 638,468
2, 065,107
1, 873,041
1, 798,078
62,196
1, 570, 574
673, 365
658, 786
99, 241
1,182,740
257, 099
411, 524
400, 657
350, 562

684, 771
353, 374
370,714
3, 065, 775
643, 397
1, 802, 547
5,523,517
2, 085,368
4, 970, 200
301, 993
391,885
154,487
738,687
262, 982
255,497
299,309
454, 627
79, 848
282,367
111, 795
27, 249
1, 008, 310
170, 772
550, 958
621, 576
2, 932, 417
2, 580, 771
2,551, 808
1, 620, 403
890, 480
1,494, 870
1, 623, 319
1, 065, 383
1, 250, 069
1,154, 287
1, 014, 563
61, 245
1,374, 367
631,149
317, 258
60, 089
777,158
161,038
375,188
381, 633
295, 467

171,478 I
128, 950
162,409
1,400,446
494, 614
882, 007
2,927,423
1,729, 776
2,691, 057
178, 951
330,445
89,700
739,495
206, 818
274,630
302,422
311,612 |
125,726 I
191,255
68, 644
5,390
1,31D, 099
98, 740
404, 706
609,589
2, 822, 734
1,743, 881
1,633,217
785, 750
403,163
991, 269
1, 231,191
675,162
815,038
718, 754
783, 515
951
196, 207
42, 216
341, 528
39,152
405, 582
96, 061
36, 336
19, 024
55, 095
29, 672, 277 j

74,400,760

77, 855,167

47,824, 907

191,255,336

224, 952, 942

156, 387, 697




62, 812, 322

agents.

$510,000 $11,704,021
200,000
1,441,197
1,035, 000
7, 656, 746
1,922,938
265,000
1, 652, 528
200,000
920, 393
602, 472
784,158
1,540,000
2, 769. 458
15,000
1,197, 411
200,000
6, 748, 978
1, 312, 099
1,069,619
1, 367, 928
30,000
31,563
3,995,000
1,400,000

41, 271, 509

5,395,000 | 41,271,509

170, 000
5,000
245,000
10,000
10,000
10,000

10,000

460, 000
5,855,000

Redemption
fund with
Treasnrer<

$767,377
54,197
269,405
312, 359
222, 025
24,750
76,225
53,72T
221,220
29,475
48, 758
24,750
23,400 13
36, 445
27, 000
2,191,113
425, 325 16
2,616,438 !

1, 954,120
1,378,460
984, 973
10, 278, 045
2,212,377
5,187, 879
14,269,395
6, 355, 774
11,623, 951
967.1Q0
1, 017, 0 &
110, 888
936, 781
382, 319
316, 208
389,446
67, 912
148,197
249, 974
43, 7(58
3,705
1,541,181
191,835
1,561,335
961,412
6, 044, 397
4,267,392
5, 755,447
2, 854, 238
1, 672, 746
2, 779, 299
2, 821, 769
1, 695,176
1,306, 693
1,819,129
2,486, 633
19, 359
866, 304
300,435
436, 111
14,059
539, 584
148,787
154,787
239, 941
136, 701

338,172
206, 903
224, 886
1, 523, 088
460, 067
677, 920
1,075,618
355, 905
963,105
72, 287
84,820
11,250
94, 750
43,172
41, 96:>
44,086
48, 515
8,563
37, 324
8,677
2,250
85, 918
13, 892
201, 558
64, 793
543, 071
291,123
256, 600
162, 304
69,468
169,945
88, 287
67, 070
86,169
78,9ti8
45, 874
1,125
45,92*
27, 04.3
37, 511
4, 728
19, 899
12, 696
18, 000
18, 111
8,100

99,493, 068

8,741, 577

140,764,577 | 15,358,015

CXLVIII

EEPORTOF THE COMPTROLLER OF THE CURRENCY,

Average weekly deposit*, circulation, anrl reserve of the national banks of 2ft>w York City,a*
reported to the New York Clearing-House, for tin; months given, iu the ucars ]H80, 1881,
1882, 188;.$, 1884, 188-'), 188(5.

Liabilities.
"Week ending—
Circulation. Net deposits.

Reserve.
Total.

Specie.

Total.

i Ratio to
liabilities.
:

Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Oct.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.

Per cent.
25. 71
25. 31
25. 36
25.11
25. 37
25. 42
25.46
'J4. 92
24. 98

4,1880
11,1880
18,1880
25,1H80
2,3880
9.1880
16,1880
23.1880
30, 1880

519, 324, 200 $207,791,300 $287 ] 15, 500 $61, 269, 200
19, 335, 500 267, 792, 600 287 128,100 60,716,000
19,326,400
2«8, 244, 300 287, 570, 700 61,522,200
18,804,400
204, 358, 200 2F3, 222, 600 60, 026, 600
18,618,600
263, 755, 000 282, 373, 600 : 59,823,700
18.555,600
269, 993, 400 288, 549, 000 ; 62,521,300
17,611,000 • 271, 907, 700 289, 518, 700 : 62,760,600
18,682,500 i 269, 708, 600 288, 391,100 60, 888, 200
18,628,400
271, 230, 700 289,859,100 61,471,600

3.1881
10,1881
17,1881
24,1881
1,1881
8,1881
15.1881
22,1881
29,1881

19,669,400 !
10,764,500 i
19,768,100
19,747,500 i
19,841,400 i
19,849,400 !
19,878,400 '
19,901,400 |
19,930,400 !

297, 911,100
296, 776, 200
299,173, 000
297, 016,100
290, 568, 800
282, 931, 000
274, 103,100
270, 200, 400
271 ; 410, 700

57, 816,100
59,991,600
61.2-J4,100
60,476, 000
54, 954, 600
53, 287, 900
51, 008, 300
54, 016, 200
55, 961, 200

13, 226, 600
12,591,300
11, 979, Ut >
12, 451, 300
12,150,400
12,153,800 !
12,452, 700
12,496, 500
12, 947, 900

71, 042, 700
72, 582, 900
! 203, 100
73,
72, 927, 300
67,105, 000
65, 441, 7U0
63, 461, 000
66, 512, 700
68, 909,100

23.85
24.46
24.47
24.55
23. 09
23.13
23.15
24.61
25.61

Sept.
Sept.
Sept.
Sept.
Sept,
Oct.
Oct.
Oct.
Oct.
Sept.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.

2.1882
9,1882
16.1882
23,1882
30,1882
7.1882
14,1882
21,1882
28.1882

18,278,400
271,999,400 j 290, 277, 800
18,307,000 ' 265,506,900 ' 283, 873, 900
18,357,500
2G3, 736, 700 2*2,094,200
18,623,700
260, ^05. 800 278, 829, 500
1H, 7o8,100
251, 858, 100 i 270,644, 200
18,894,800 : 249,136,800 i 268,031,600
18,732,000
268, 361, 700
249,629,700
18,749,400
247,974,400 ! 266, 723, 800
18, 764, 500 , 247,575,400
206, 339, 900

49, 775,400
47,148, 500
48,571,500
47,114, 000
44, 925, 500
47,016,000
48, 281, 000
49, 518, 200
48, 374, 200

19, 953,100
19,448,800
18,691,500
17, 993, 700
18, 389, 000
18,381,500
18,002,700
17, 023, 900
17, 204, 700

69, 728, 500
66, 597,300
67,263.000
65,107,700
63, 314, 500
65, 400, 500
66, 283, 700
66,542,100
65, 578, 900

24.02
23.46
23.84
23.35

1.1883
8,1883
15.1883
22,1883
29,1883
6.1883
13,1883
20,1883
27.1883

15,622,600 '
15,527,000 ,
15,519,700
15, 394, GOG :
15,184,800 :
15,069, ioo ;
15,164,200 :
15,252,900 :
15,336,200 .

53,529,000 i 21, 729, 000

75, 258, 000
52,601,400 j 21, 074, 500 73, 675, 900
,'
1
53,397,400 , 20, 662, 700 I 74, 060,100
49,360,600 j 22,443, 300 71,803,900
50, 067, 900 20, 566, 800 70, G34, 700
51,586,700 I20,122, 500 71, 709, 200
50,894,000 ; 21,145, 800 72, 039, 800
47,262,900 | 20, 719, 700 67, 982, 600
46,372,800 20, 617, 600 60, 990, 400

26. 35
25.91
25. 73
25. 01
24. 90
25. 51
25. 36
24. 47
24.46

6.1884
13.1884
20,1884
27,1884
4.1884
11,1884
18,1884
25.1884

14, 221,000
14,132, 300
14,081,400 !
14, 083, 300 |
13, 578. 400
12, 884, 700
12, 752, 700
12,910,900

Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Oct.

5.1885
12,1885
19.1885
26,1885
3.1885
10,1885
17,1885
24, 1885
31.1885

Sept.
Sept.
Sept.
Sept,
Oct.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.

4,188(3
11,1880
18,1886
2.1,1880
2,1880
9.1886
16,1886
23.1886
30; 1886
6,1886
13,1886

Oct.

Oct.
Oct.

278, 241, 700
277, 011, 700
279, 404, 900
277, 268, 600
270, 727, 400
263,081,600
254, 224, 700
250, 299, 000
251,480,300 j

269,961,900 | 285, 584, 500
2G8, 805, 500 ! 284, 332, 500
272,325,100 | 287, 844, 800
271,728,200 ; 287,122, 800
208.496,600 ! 283, 681, 400
205, 592, 500 280, 661, 600
268, 942, 000 284,106, 200
262, 535, 700 277, 888, 600
258, 589, 600 273,925, 800
251, 527, 200
251,654,700
254,141,200
252, 765, 500
256, 696, 800
261,801,600
261,527,700 ;
261,405,400 ••

$12, 545, 900 $73,815,100 ,
11,952,000 i 72,668,000 I
11,407,100 ! 72,929,300
11, 090, 500 71, 116,100 I
11, 129,100 I 70,952,800 i
10, 785, 000 i 73, 306, 300 |
10,939,200 73, 699, 800
10, 988, 200 71,876,400 '
10,925.000 i 72,396,600 '

I

265, 748, 200 64,899, 900 25, 060, 800 89,960,700
265,787, 000 64, 288, 200 25,191, 800 89,480,000 !
268, 222, 600 65,409, 500 25, 268, 000 90,677,500 !
266, 848, 800 64, 302, 0D0 25, 375, 700 89,677,700
270,275, 200 , 67,470, GOO 25, 817, 300 93, 287, 900
274, 686, 300 i 68,922,500 27,654,100 : 96,576,600
274,280, 400 : 67,579,400 27,875,500 95,454,900
274, 316, 300 ; 67,638,000 27,354,200 ; 94,992,200
I
9, 704, 700 321,859,000 ' 331, 563, 700 102, 921,100 28, 701, 900 131,623, 000
9, 753, 300 3*>0, 910. 000 I 330, 663, 300 100,255,300 28, 842, 300 129, 097, 600
9, 735, 800 319, 0G0, 800
328, 796, 600' 97,333,200 27, 602, 800 124, 996, 000
9, 808, 000 316,767,000 ! 326, 575, 000 ; 95,037,900 26, 014, 800 121,052,000
9, 9u2, 900 315,002,600 : 324, 905, 500 92, 351. 600 24, 516, 600 116,868,200
9,921,200
315,596,200
325,517,400 ' 93, 042^500 23, 002,000 116, 644, 500
9, 954, 000 317,296,700
327, 250, 700 91, 945, 300 22, 221,100 114,166,400
10,006,000
313,767,200
323, 773, 200 87, 309,100 21, 059, 800 108, 368, 900
9, 989, 800 313,309.700
323, 389, 500 84, 954, 600 21, 874, 900 106, 829, 500
I
|
8, 059, 200 283, TU50, 700
291,425,900 01,371,600 I 19,071,400 : 80,443,000
8, 058, 00') 2Si\417, 800
290, 475, 800 ! 63,403,700 ' 16,929,30') i 80,333,000
8,104,800
2,S1. 460. 500
289,571,300 i (13,823,900 j 15, 876, 700 79,700, 600
8,136, 100
283, 170,900
291,307,000 66,714,600 15, 252, 200 81, 9G6, 800
8,161,800
282, 2O.\ 800
290. 457, 600 64,111,700 ; 14, 607, 700 78, 719, 400
8,110,700
281, 170,758
289,281,458 65, 090, 900 13,069,500 78,160,400
8,215,000
295,713,900
303, 929, 800 65,028,600 i 13,133,100 78,161,700
8, 246, 400 283, 603, 500
291, 931), 900 65,668,400 ' 12, 803, 800 78, 472, 200
8, 234, 900 284, 52*], 500 292.757, 400 66,188,100 13,177, 200 79, 365, 300
8,170, 600
284, 094, 800 292,265,400 66,163, 200 12, 603, 400 78, 766, 600
8,113, 500
294, 260, 200 67,923,200 I 13, 843, 400 81, 766, 600
286,146,700




23. 25
24.03
24.70
24.97
24. 77

33. 85
;J;J. 67
33.81
33. 61
34. 52
35.16
34. 80
34. 63

39.70
39.04
38.01
37. 07
35.97
35. 83
34.89
33.47
33.03
27.60
27.66
27.52
28.14
27.10
27.02
25.72
26.88
27.11
26.95
27.79

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXLIX

Clearings and "balances of the banks of New York City for the weeks ending at the dates given.
Week ending—
Sept. 3,1881
Sent. 10,1881
Sept, 17,1881
Sept, •24,1881
1,1881
Oct.
8,1881.Oct.
Oct. 15,1881..
Oct. 22,1881..
Oct. 29,1831..
Nov. 5,1881..
Nov. 12,1881..
Nov. 19,1881..
Nov. 26,1881..

Clearings.

Balances.

$857,413,263 85
639,907, 979 97
|
!

925,116,460 37
773,401,695 57
758,155,052 10

1,154,052,466 33
975,722,717 38
953, 850,125 23
881,124, 243 74
1, 021, 882,159 85
796, 664, 256 97
892, 319, 707 29
892,475, 503 06

Sept. 2,1882..
Sept. 9,1882..
Sept. 16,1882..
Sept, 23,1882..
Sept. 30,1832.
Oct. 7,1882.,
Oct. 14,1882.
Oct. 21,1882.
Oct. 28,1882.
Nov. 4,1882.
Nov. 11,1882.
Nov. 18,1882..
Nov. 25,1882.

787, 790,346
806,162, 117
295
1, 010, 034,
950, 902,831
333
1, 011, 393,
1,124, 300,247
999, 817,864
1,044,396, 226
857, 810,086
991, 296,926
950, 469,956
665
1, 054, 584,
567
1, 246, 998,
f.

16
62
97
49
57
43
93
21
35
46
50
67
95

$37, .132, 230 86
28, 808, 004 38
36,408,897 13
29, 389, 049 98
26,349,314 58
35,187,686 23
31, 673, 440 10
35,159,491 42
32, 450, 957 70
37,173,439 72
27, 635, 753 35
31, 043, 351 4a
23, 882, 022 31
27, 396, 924 64
29, 786, 386 41
30, 418, 411 78
27, 978, 458 28
34, 393, 848 91
30, 742, 717 31
35, 772, 217 86
33,623,283 86
26, 633, 506 70
37,122,701 71
26, 969, 785 92
33,258,877 77
28, 657, 750 01

645, 021. 546 86
739,732,907 18
732, 316, 071 00
700, 082, 400 54
763, 567, 336 28
759, 872, 865 58
833, 965, 948 88
919, 608, 026 44
906, 319, 847 51
817, 996, 284 43
622,487, 973 40
783, 094, 622 25
682,451, 400 44

26, 472, 986 85
31,195, 746 55
30,914,820 30
30,061, 000 19
30,260,285 71
32r844,144 42
31, 363,439 92
31, 917, 847 51
31,844,418 48
29,708,441 71
28, 478,167 32
33, 519,486 15
28, 333, 263 64

463, 912,628
422, 613,919
492, 069,873
491, 357,6fil
554, 662,698
496, 582,476
518, 575,214
605,195, 931
458, 532,568
477, 210,695
527, 541,755
555,711, 509
459, 294,007

21,278,921 75
22, 793, 219 60
21,412, 397 5B
22, 028, 008 11
32, 658, 517 10
26, 358, 572 40
28, 696, 794 93
27, 673, 214 95
23,225,190 59
28, '209, 591 5926,823,261 26
26,496, 903 la
21, 392,407 63

Sept.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.

1,1883
8,1883
15,1883
22,1883
29,1883
6,1883
33,1883
20,1883
27,1883
3,1883
10,1883
17, 1883
24,1883

Sept,
Sept.
Sept,
Sept.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.
Nov.

6,1884.
13,1884.
20.1884..
27,1884.,
4,1884..
11,1884..
18,1884..
25,1884..
1,1884.
8,1884.
15,1884.
22,1884.,
29,1884.

Sept.
Sept.
Sept,
Sept.
Oct.
Oct.
Oct.
Oct.
Oct.
Nov.
Xov.

1885..
1885..
1885..
1885..
1885..
1885..
1885..
1885..
1885..
1885..
1885..

476, 800, 526 79
484, 537, 657 96
480,733, 380 21
471, 652, 048 41
572, 076, 277 97
659, 560, 549 70
702, 000, 829 74
828, 373, 048 53
695,214,389 87
775,416,616 98
779, 244, 286 61

22, 990, 787 52
23, 969, 307 46
24, 410, 868 93
22, 978, 989 63
30,158, 232 32
28,462, 678 38
29, 632, 037 42
30, 475, 583 77
29, 590, 574 77
30,751,563 50
27, 323, 721 40

Sept.
Sept,
Sept.
Sept,
Oct.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.

4,1886.
11,1886.
18,1886..
25,1886..
2,1886..
9,1886..
16,1886..
23,1886.,
30,1886..
6,1886.,
13,1886.

485, 535, 545 80
520,437, 476 86
590, 366, 037 81
691, 723, 056 66
744,5:53,107 30
830, 72(5, 858 70
774,127, 054 20
734. 586, 056 19
625, 098, C64 48
735, 609, 027 93
704, 572, 284 86

28, 387,297 77
21, 865,163 40
28, 050,351 78
25, 603, '58 94
31, 2»5,172 38
29, 964,285 79'
30, 952,375 99
27, 767,549 66
26, 607,923 82
31,825, 400 11
28, 065,256 87

.....




57
74
06
20
69
56
89
55
11
35
74
01
66

Ch

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of resources and liabilities of State banks at various dates.

Resources and liabilities.

New Hamp-1 Vermont,
shire, Jan. June 30,
1886.
1,1886.
1 bank.

Rhode Island, Nov.
17, 1885.

8 banks.

10 banks.

$1,931,184

$2,411,450

Connecti- New YoTk, New York
cut, Oct.
June 19, City, June
1, 1885.
1886.
19, 1886.
8 banks.

64 banks.

28 banks.

KESOURCES.

$82, Oil

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
IJegal tenders, Dank notes, &c,

9,900
10, 899
1,854

67, 850
790,122

$4,317,916 $39,588,747
40,012

$74, 300,996
15,458
2,089,770
6, 382, 548
2, 240,051
302,241
350,800
31,594, 587
8,820,055
8, 427,428
134,523,934

439, 594

2,688, 589
6,603, 533
806, 340
105,295
206, 455
653, 829
1,001,000
1, 718, 646

107,774

3,069, 873

3,188,291

6,701 973

53,412,446

50, 000
1,130
16,360

394, 000

1,766, 685
3,148

2, 500, 000
19,286

156, 947
10, 579
1,096,150
154, 782

3, 318,233
446, 797

35, 266, 674 102,745,856
3, 401, 601
9,056,382
1, 743, 991
2, 577, 397

3,188,291 ! 6,701,973

53, 412, 446 134, 523, 934

7,315
216, 704

3,110

Total .

173, 054
255, 220
210,433
8,397
2,192
18,389
109,156

417,924
1,299,166
227, 373

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits.
Dividends unpaid
Deposits . .
Dne to banks
Other liabilities
Total.

Resources and liabilities.

i
j
;

1,925
38,359

6,000

2, 530, 288

417, 657

""i39,'585
107, 774

3, 069, 873

New JerPennsyl- Maryland,
sey, Jan. 4, vania, Nov. Aug. 27,
1886.
1,1885.
1886.
10 banks.

79 banks.

10 banks.

8,238, 900
5,470
1, 901, 059
2, 854, 751

13, 862, 700
2,605
2,814,562
3,464,432

Florida,
Apr. 30,
1886.

Texas,
June 30,
1880.

Kentucky,
June 30,
1886.

1 bank.

5 banks.

72 banks.

RESOURCES.

$3, 678,033 $22, 035,365 $4, 417, 889
Loans and discounts
142
1,221
Overdrafts
249,950
1,245,449
55,000
United States bonds
369,126
4, 661, 291
589, 811
Other stocks, bonds, &c
778, 508 4,604,145
311, 026
Due from banks
129, 641 2, 039,408
452,079
Real estate
29,442
855,405
Other assets
97,146
16,498
184,282
Expenses
19,259
266, 805
Cash items
280,888
5,200
Specie
793,581
75, 327
1, 948, 825
Legal tenders, banknotes, &c
170,607
Total

178, 539 $1, 029, 200 $21, 889, 392
54,610
8,823
172, 884
938, 004
212,797
10, 592
2,102, 507
61,187
5,500
979,406
77, 943
16, 260
2,154, 035
21,022
26, 034
159, 425
3, 042, 045
28,543
97, 025
7,871
49, 840
17, 726

5,523,345 I 38,367,751

6,470,253

139,434

1, 717,262

31. 384, 514

Capital stock
Circulation
Surplus fund
Undivided profits.
Dividends unpaid.
Deposits
Due to banks
Other liabilities

1,310,220

2,006,855
111
339,176
123,392
21,040
3, 738, 950
203, 846
36, 883

50,000

563, 494

344,037
1, 549, 975
219, 616
871, 504
15,035
3, 460, 398 26,564,532
102,885
785,726
71,154
655,691

3,000

5,000

32,155
96, 800
891,149
93,123
40,541

,899,877
71,457
952,028
169,876
251,597
,441,334
888, 559
, 759,786

Total.

5,523, 345

6,470,253

139,434

1,717,262

31, 384, 514

LIABILITIES.




7, 940, 323

38,367,751

50 i
81,360 I

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of resources and liabilities of State banks at various
Ohio,
Apr. 5,1886.

Michigan,
July 6,1885.

35 banks.

19 banks.

$4,387,851
19,715
28,900
107, 406
805.697
82,125
51,663
24, 242
157, 858
69,249
387,319

$12, 384, 695
139, 595
111,326
1, 281, 080
3, 783, 052
273, 352
332,445
19. 270
980; 941
600, 615

24,281,100

6,122,025

dates—Continued.

46 banks.

$11, 217, 983
29, 411
2, 348, 137
6, 642, 526
2,198, 389
652, 236
122, 826
62, 323
586,101
98, 536
322, 632

CLI

19, 906, 371
2,217,200
223

lin,
Wisconsi: !
Jan. 1, 1886.

Minnesota.

Resources and liabilities.

RESOURCES.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal tenders, bank notes, &c.
Total
LIABILITIES.
Capital stock
Circulation
Surplus fund
•Undivided profits.
Dividends unpaid.
Deposits
Due to banks
Other liabilities . . .

2, 221, 890

1, 302, 350

1, 337,148
415, 356
441
19, 956, 777
163, 363
186,125

241,958
140, 378
16, 065
4,201,838
20, 479
198, 957

21, 841
1,650
16,427,684 i
529,125 !
11,956 !

4, 728, 241
174, 212

Total.

24,281,100

6,122,025

19, 906,371

8, 697, 529

Resources and liabilities.

Missouri,
Kansas,
Colorado,
Aug. 28,1886. June 30,1886. July 1,1886.

626, 733

16, 581, 225

California,
Wyoming,
Jan. 1,1886. Aug. —, 1886,

199 banks.

63 banks.

$46,126,898
508,530
104,925
4, 007,578
10,167,484
1, 730, 875
264, 991

$4,351,430 i $1,169,895 ! $56,781,143
46,038 ;

8 banks.

554,094
281,726
5,805
10,416, 217
724, 506
235,277

75 banks.

3 banks.

RESOURCES.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal tenders, bank notes, &c
Total.

9, 797, 228
2, 952,143
75,660,652 |

74,223
708,402
264,234
77,748
45,130
401
49, 388
1,132,057

Total.




2, 089,047
7,457,534
3, 204, 039
3,671,115

5,998
432, 371

69,620
12,663
805
6,650
170,830

10,146,305

6, 749,051
=

LIABILITIES.

Capital stock
Circulation
Surplus fond
Undivided profits.
Dividends unpaid.
Deposits
Due to banks
Other liabilities...

331,671
122, 311

$419,120

2, 062, 246
83, 349,183
= = = = =

12,588,573

2, 338,648

449,400

" 6 * 780," 553

124,542

92,353
48,436, 594
7,389,407
373,172

136, 515
234,727
14,159
3,683,160
57, 824
284,018

75,660,652

6,749,051

30, 255, 538

679, 688

123, 000

9, 983, 654

1,481,492
6,812

37,837,158
3,636,974
1,635, 859

540, 323
13, 877
2,488

2,062,246

83,349,183

679,688

CLII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Resources and liabilities of savings banks organized under State laws at various dates.

Resources and liabilities.

New HampMassachu- Rhode Island,
Vermont,
Maine,
shire,
Nov. 2, 1885. Mar. 13,1886. J u n e 30,1886. Oct.setts.
31, 1885. Nov. 17,1885.
54 banks.

67 banks.

18 banks.

171 banks.

37 banks.

RESOURCES.
Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, a n d other
bonds and stocks
Railroad bonds and stocks
B a n k stock
Real estate
Other assets
Expenses
D u e from b a n k s
Cash
Total.

$5,645,969 i $22,001,093

$7, 343,146

4,219,574 !
4,421,784 |

7,228,480
565,450 !

13, 380, 098 !
5,329,536 ;
1,708,112 I
1,133,980 i
508,832 ;

7,632,029 i
7,971,873 I
1,833,978 i
737, 804 !
3,459,977

$105, 206,175

1,121, 846
268,160
2,486, 547
196,130
168, 561
219,005

I
73,064,640 |
13,666,046 !
29,289,469 !
16,127,795 |
26,174,122 ;
5,918, 499 !
3,087,570 |
12,699,558 .
1,825,802 |

$21,158,898:
8, 926, 424
4,812,500
5,109,3356, 545, MS
2,654, Itft
3,331,455
843, 385

1,016,510 j

175,313

502, 604

37,364,395 ,

51,605,997

12, 305,999

287, 059, 676

54, 491, 059

35, 111, 600
1, 292, 502
861, 986
98, 307

47,231,919 ;
1,845,679 !
2, 258, 743
269, 656

11,723, 675
294, 332
287, 992

274,998,413
5,210, 525
6, 604,464
246, 274

51, 816, 390
39, 00O
2,621,651
14, 01&

37, 364, 395 \

51, 605,997

12,305,999

287,059,676

54.491,059"

1,109,17&

LIABILITIES.
Deposits
Surplus fund
Undivided profits .
Other liabilities . . .
Total.

Resources and liabilities.

PennsylConnecticut, New York, New Jersey,
Maryland,
vania,
Oct. 1,1885. j Jan. 1, 1886. Jan. 1, 1886. Sept. 1,1886. July 1,1886.
84 banks.

; 123 banks.

29 banks.

4 banks.

18 banks.

RESOURCES.
Loans on real estate
$39,728,617 $153, 255,439
Loans on personal and collateral security
9,963,152 i
6, 088, 813
United States bonds
3,249,381 140,066, 610
State, municipal, and other
14, 744,489 i 133, 608 889 <•
bonds and stocks
!
Railroad bonds and stocks
' 14,953,460 '
6,159,600
Bank stock
\
4,879,616
8,208,215 !
Real estate
j
541, 928
57, 801, 788 ;
Other assets
Expenses
!.
Due from banks
I
29,228,685 |
Cash
!
3,497,678
6,278,194
Total
97,717,921! 534,536,633

$9,024,858

$4, 885, 734

$4, 843, 925

1,195, 989
10,222, 538

6, 744, 728
6, 681,088

99,155
10, 842,750

3, 814,402

7,083,822
12,583, 283

2, 672, 353

1,109, 008
911, 580

899, 390
300, 000
113, 889
9,025
2,174, 214

1,224,333
27,502,708 i

303,771
585, 788
11, 221, 670
1,132

41,475,173

30, 570, 544

LIABILITIES.
Deposits
Surplus fund
Undivided profits.
Other liabilities...
Total.




92,481,425 i 457, 050, 250
3,191,096
77,282, 889
1,411,780
633,620 !
203,494

25, 335, 780
2,16g, 928

37, 53Q, 370
2, 820, 787
1, 017, 016
107, 000

30, 542, 992-

97,717,921

27,502,708

41,475,173

30, 570, 544

534, 536, 633

27, 552

REPORT OF THE

COMPTROLLER

OF THE

CURRENCY.

Resources and liabilities of savings banks organized under Slate laws,

CLIII

#c.—Continued.

District of
Ohio,
Minnesota,
California,
Columbia,
Oct. 7, 1886. Oct. —, 1885. July 31,1886. Jan. 1,1886.

Resources and liabilities.

1 bank.

4 banks.

7 banks.

21 banks.

100,000
513,020

$3,851,288
1,227,188
2, 225, 000
6,000,420

$2,105,245
686, 237
50,000
441, 638

$39,166,120
7,111,476-

28,000
2,841
249
10,479

147, 943
19,803
12,170
498,383
96,642

149, 286
33,031
13,817
360,663
95,641

3,715,338
474, 995-

810,724

14, 078,837

3,935,558

67,385, 717

793,943

12,823,374

16,781

200,462
1,055,000

3,654, 528
67,363
45, 515
168,152

60,435, 9192,713,016-

810,724

14, 078, 837

3,935,558

67,385,71?

RESOURCES.

Loans on real estate
• •«•
Loans on personal and collateral secarity
State, municipal, and other bonds and stocks.
Railroad bonds and stocks
Other assets
Expenses

•
........
............................

Cash
Total

$156,135

14,275, 02&

892, 540
1, 750, 223

LIABILITIES.
Deposits
Surplus fund
Undivided p r o f i t s . . . . . .
Other liabilities

. . . . ..
....
......... .........

Total

t4,236,782:

* Includes $150,000 of capital stock,
t Includes $3,878,299.60 of capital stock.
Resources and liabilities of trust and loan companies at various dates.

Resources and liabilities.

MassachuRhode IslNew York, Pennsylvasetts, Oct. 31, and, Nov. 17, Connecticut, Dec. 31,1885. nia, Sept. 1,
Oct. 1,1885.
1885.
1885.
1886.
1 bank.

6 banks.

$17,766,102

$3,348,873

$2,343,792

2.512.452
1,726,354

3,926,865

33,000
398,483
76, 975
5, 336,467

358,644

27, 849, 833

8,474,704

4, 223,783

176,474, 891

01,291,380

3, 300, 000
660, 000
383,646
1,660
23,255,033

800,000

976, 600
218, 678

14,217,550
13, 873, 772

8, 350, 000
5,110,652
2, 421, 023
11,394
41, 900,195-

6 banks.

20 banks.

9 banks.

RESOURCES.

Loans and discounts
Overdrafts
...........
United States bonds
Other stocks, bonds, &c
Real estate
....
Other assets . . . .
...
Exnenses
Cash items
.. ..... ....
Specie
Legal tenders, bank notes, &c.
Total

840,322

$102,315,782
4i8
24,499,072
596,103
22, 875, 336
856,403
11, 976, 737
301,344
5, 934,732
2, 930,380
8,648
24,325
5, 933,786
101,816

$32,945,2321,059,50&
14, 692,058
3,326, 97&
3,501, 7G&
810, 357
114,097
4, 841, 384

LIABILITIES.

Capital stock
Surplus fund
Dividends unpaid
Deposits
Other liabilities
Total




44,880
7,629, 824

25, 846
2,810,416
192, 243

8,474,704

4,223,783

249,494
27,849,833

138,467,947
125,135
9, 790,487
176, 474,891

3,498,116
61,291,380

CLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Besources and liabilities of trust and loan companies in New York State,
New York City, New York State,
Dec. 31, 1885.

Dec. 31,1885.

15 banks.

5 banks.

Resources and liabilities.

RESOURCES.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
€ash items
Specie
Legal tenders, bank notes, &c .

$94,983,649
249
23,130, 590
22,875,336
10,991,494
5,838, 593

$7,332,133
169
1,368, 482
985,243
96,139
2,930,380

8,648
5, 827,122

106,664

163, 655, 681

12,819,210

Capital stock
Surplus fund
"Undivided profits..
Dividends unpaid.
Deposits
Due to banks
Other liabilities.-.

12,790,550
9,513,852
3,784,421
18
127,742,524
80,105
9,744,211

1,427, 000
118,328
457,171

Total.

163, 655,681

Total.
LIABILITIES.

10,725,421
91,'290
12, 819, 210

Table, by geographical divisions, of the resources and liabilities of State banks and trust
companies, 1885-'86.
Middle
States.

Southern
States.

40 banks.

Besources and liabilities.

NewEngland
States.

220 banks.

78 b a n k s .

I

Western
States.
467 b a n k s .

Pacific
States a n d A g g r e g a t e .
Territories.
86 b a n k s .

891 b a n k s .

BESOURCES.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Keal estate
Other assets
Expenses
Cash items
Specie
Legal tenders, bank notes,
&c
Total

$32,201, 328 $277, 390, 721 $22,997,131 $97, 052, 746 $58,370,158 $488, 012, 084
57, 252
63,433
1,049,122
1,169, 807
2, 580, 302
27, 023, 605
J 72, 884
2, 601, 288
32, 378, 079
7,640, 322
47,965,981
2, 089, 047
938, 004 12,378, 055
71,011,409
2,421,688
33,983,469
7, 858, 825
2,325,896 19,317,663
65,907,541
781,319
15,107, 750
3, 339, 013
1, 046, 093
4,106, 253
24,380,428
822,222
4, 072, 048
3, 671, 920
2, 248, 238
850,104
11, 664, 532
103,492
1,340,491
12, 648
47,056
208, 592
1,712,279
6, 495, 309
46,162, 014
603,201
3, 230, 013 14, 822,191
71,312,728
18, 389
10, 695,163
104, 896
3, 769, 931 10,146, 305
24,734,684
551, 860

12, 265, 506

67, 566

1, 842, 008

14,726,940

53,616,231

476,064,000 | 33,241,210 157,997,953

86,091,117 | 807,010,511

9, 787, 285
23, 564
901, 038
1,003,130
40,010
40,678,303
793,822
389, 079

55, 926, 548
8,186
27, 741, 283
9,954,718
47,469
352,144, 552
13, 550,440
16,690,804

12, 513, 371 28, 200, 604
71,457
223
987,183
9, 746, 960
266, 700
1,720, 761
251, 647
130, 473
16, 413,843 107, 850, 511
931, 682
9, 058, 916
1, 805,327
1,289, 505

30, 827, 938

39, 858, 973
3, 657, 663
1,638, 347

137,255,746
103,430
49,484, 660
12, 945, 309
469, 599
556,946,182
27,992,523
21,813,062

53,616,231

476,064,000

33, 241,210 157,997,953

86,091,117

807,010,511

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits..
Dividends unpaid..
Deposits
Due to banks
Other liabilities....
Total




io,"io8,"i9e'

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLV
Aggregate resources and liabilities of State banks from 1882 to 1886.

1881-82.

•

1882-'83.

1883-'84.

j

1884-'85.

1885-'86.

9 . > banks.
7~

849 b a n k s .

Eesources and liabilities.
672 b a n k s .

754 b a n t s . ! 817 b a n k s .

RESOURCES.
L o a n s and discounts
Overdrafts
U n i t e d States bonds
Other stocks, bonds, &c
D u e from b a n k s
Real estate
Other assets
Expenses
Cashitems
Specie
Legal tenders, b a n k notes, <fcc
Total

$272, 520,217
i 1,196,369
! 8, 739,172
i 19,780, 527
| 49, 919,183
13,037,939
I 12,306,578
I
999,944
18,546,073
! 17, 201,489
i 24,586,682

$322,358, 227 $331, 049, 510 $347, 880, 520
I 1, 392, 961
1, 262,725
1.349,998
2, 337, 705
! 5, 287, 606
2, 991,806
31, 452, 019
22, 083, 304
32,644,859
48, 836, 689
' 58, 709, 516
59, 062f 405
15, 058,41.1
13, 592, 791
15,873,312
9, 943, 706
7, 671, 876
5, 791f 111
918, 403
1,025,237
1,130, 883
35,118,379
28,219,414
25, 972, 922
17,429,817
25, 376, o65
29, 867,724
25, 302, 316
28, 787, 615
30, 994, 221

$331.183, 62f>
1,169,388
'1,392,421
27,194, 693
40, 747, 429
14,605,853
8.224,886
1,047.782
51.668,218
24, 734,684
14,726,940

438,834,173 | 512,137,026

521,077,766 j 553,562,761

528, 695, 920

Capital stock
Circulation
Surplus fond
Undivided profits .
Dividends unpaid.
Deposits
Due to banks
Other liabilities...

91, 808, 213
286, 391
23,148,050
8, 902, 579
481, 858
281,835,496
18, 262,172
14,109,414

102, 454, 861
187,978
25, 762, 738
11,287,623
442, 652
334, 995, 702
20, 651, 930
16,353,542

110, 020,351
177, 554
31,483,942
12,718,894
473, 735
325, 365, 669
27,125,108
13,712, 513

109, 611, 596
103, 430
27, 813, 508
10, 095, 760
430, 699
342, 882,767
27, 800, 280
9, 957, 880

Total..

438,834,173

512,137, 026

521, 077, 766 I 553, 562, 761 j 528, 695,920

LIABILITIES.
125, 258, 240
98,129
30,669,575
11, 574, 736
493, 926
344,307,996
29, 950,453
11,209,706

Aggregate resources and liabilities of savings banks from 1882 to 1886.
1881^82.
Resources and liabilities.

1882-'83.

!

1883-'84.

629 banks.

630 b a n k s .

1307,089,227

$328,197,858

128,483,698
237,786,442

155, 874, 522
219,017, 313

141,457,111 i 133,716,9M*J
.
196,226,202 j 191,980,08 '

127,677,702
197,171,307

206,291,274
32,994, 578
35,365, 717
39,882, 429
11,047. 346
132, 204
38,977,135
14,932,015

190,629, 915
41,695,701
36,587,817
37,224,601
53,235,771
144,223
43,184, 629
12,998, 594

222,218, 006
50, 994, 579
37, 929,754
34,467,276
69,166,584
156, 944
52, 358, 971
14,079,452

241,051, 536
63,511,735
39, 029, 813
30, 984,883
79,451, 562
142,717
43,689,103
19, 757, 941

I 636 b a n k s .

1884-'85.

:

646 b a n k s .

1885-'86.
638 banks.

RESOURCES.
Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks
Bank stock
Real estate
Other assets
Expenses
Due from banks
Cash

$358, 686, 040

$389,953,928

228,993, ':)
j"0
59,585,489
38,460, 603
32, J 74,810
68,445,304
166, 630
46,125,014
13,423,064

$418,372,642

1,052,982, 065 1,118,790,944 1,177,740, 919 1,203,025,698

1,260,840,941

Deposits
Surplus fnnd
Undivided profits .
Other liabilities.-.

966,797,081 1,024,856,787 1,073,294,955 1,095,172,147
72,784,155
69,454,512
82,395,717
88,647,315
15,738,223
11,136,219
16, 904, 753
13,106,359
5,411,779
5,594,253
5,145,494
6,099,877

1,141,530,578
96, 924,117
15,326,391
7,059,855

Total.

,052,982,065 1,118,790,944 1,177,740,919 1,203,025,698

1,260,840,941

Total.
LIABILITIES.




CLVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by States, of the aggregate deposits of savings banks, with the number of their depositors and the average amount due to each in 1885 and 1886.
1884-'85.
States.

1885-'8G.

N u m b e r of Amount of
to each i Number of
depositors.
deposits. I depositor i depositors.

Amount of f ™ ™ f e

I

Maine
..
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Maryland
District of Columbia...
Ohio
Indiana
.............
Minnesota
California
Total

105,680 $32, 913, 835
43, 827, 356
121,216
11, 218, 285
39, 284
826, 008 262, 720,147
51,079,161
115,752
90, 614, 623
252,245
L 165,174 437,107, 501
,
87, 356
24, 017, 917
135, 953
35, 362, 660
*78,101
28, 663, 083
6,735
731, 733
34,836
12,605,008
*9,402
2,171. 009
11,753
3,195, 926
58, 943, 903
*82,000
3,071,495 1,095,172,147 I

44
56
57
06
29
23
14
94
11
00
64
84
91
92
83

109, 398 $35,111,600
121,216
47, 231, 919
11,723,675
49,453
848, 787 274, 998,413
116,381
51, 816, 390
256, 097
92,481,425
1, 208, 072 457, 050, 250
25,335,780
91, 681
37, 530 370
143, 645
30, 542,992
*77,212
793,943
7, 605
12, 823,374
*34, 553

356 56

3,158,950 1,141,530,578 ;

$311
361
285
318
441
359
375
274
260
367
108
361
230
271
718

14,361
*80,489

3,654,528
60,435,919

$320 95
389 65
237 07
323 99
445 23
361 12
378 33
276 35
261 27
395 57
104 40
371 12

254 48
750 86
361 36

* Estimated.
Aggregate resources and liabilities of trust and loan companies from 1882 to 1886.
]881-'82.

1882-'83.

1883-'84.

1884-'85.

1885-'86.

34 banks.

35 banks.

40 banks.

42 banks.

Resources and liabilities.
! banks.
RESOURCES.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal tenders, banknotes, &c.

$132,054,203 $140,022,358 $158, 018.009
367,749
100,675
176,747
23,371,084
17,437,990
16,934,812
27,879,858
30,322,420
25,878,256
16,517,457
8,054,535
9, 561,148
6,152,771
6, 567, 756
6,877,743
2, 841,937
4, 246, 338
1,378, 627
213,183
209, 842
193,401
88,483
552,192
825,483
701, 271
3, 871, 990
2,736, 230
2, 956, 753
194, 985, 825

212,342,587 I 239,871,691

Capital stock
Surplus fund
Undivided profits .
Dividends unpaid.
Deposits
Due to banks
Other liabilities . . .

21,553,718
8, 356,302
5,855,859
95, 561
144,841,596
147,179
14,135,610

22,778,175
8, 812,723
6,788,987
22, 359
165,378,515
267, 006

Total.

194,985,825

212,342,587

Total.

$141, 542, 649
135, 919
25, 376,400
29, 750,200
23,458,985
8, 759, 291
9, 023, 654
302,052
94, 672
1, 388, 065
8, 557, 796

$156,828,458
419
27, 985, 658
43, 816, 716
16,160,112
9, 774, 575
3, 439, 646
664,497
19, 644, 510

248,389,683 |

278,314,591

23, 938,600
10,191, 544
9,619, 067
25, 282
188,745, 922
761, 888
6, 589, 388

26,428,600
10, 695, 984
8, 508, 000
19, 251
188,417, 293
197, 893
W, 122,662

27, 644,150
21, 671,152
2,849, 549
38, 900
214, 063, 415
192,243
11, 855,182

239, 871, 691

248,389,683

278, 314,591

LIABILITIES.




8,294,822

REPORT OF THE COMPTROLLER OF THE CURRENCY.. CLVII
Beport of the condition of the National Savings Bank of the District of Columbia, at
Washington, D. C, at the close of business on the 7th day of October, 1886.
DR.

CR.
RESOURCES.

LIABILITIES.

$378, 655 00 Undivided profits
Loans and discounts (see schedule)
United States bonds on hand (par
Individual deposits sub100, 000 00
value)
ject to check
$792,943 51
Other stocks, bonds, and mortgages
Time certificates of de(see schedule)
290, 500 00
posit
1,000 00
Due from State and private banks and
bankers (see schedule)
248 52
Current expenses and taxes paid . . . .
2,841 13
Premium paid on bonds for circulation 28, 000 00
Checks and other cash items (see
schedule)
7, 326 45
Bills of other banks
100 00
Fractional paper currency, nickels,
and cents
53 19
Specie, viz:
Goldcoin
$700 00
Silvercoin
100 00
Silver Treasury certificates (act Feb. 28,1878) 1, 000 00
1, 800 00
1, 200 00
Legal-tender notes
Total

810,724 29

Total

$16,780 78

793,943 51

810,724 29

SCHEDULES.
Loans and discounts.
On mortgages and other real-estate security
On United States bonds (demand loans)
On other stocks, bonds, &c. (demand loans)

$156,135 00
2,070 00
220,450 00
378,655 00

Other stocks, bonds, and mortgages,
3,000 Missouri 6's
3,000 District of Columbia 7's
€3,000 District of Columbia 6's
50,000 District of Columbia 5's
75,000 District of Columbia 3.65's
11,000 Market Company 6's
7,000 Hannibal. Mo., 6's
20,000 Schuylkill and East Side Railroad Company bonds
1,000 New'Jersey, Morris, and Essex Railroad first mortgage 7's
25,000 State, Georgia bonds, 7's
32,500 National Safe Deposit Company stock
Total

$3,000 00
3,000 00
63,000 00
50,000 00
75, 000 00
11,000 00
7,000 00
20 000 00
1,000 00
25,000 00
32,500 00
290,500 00

I, Albert L. Sturtevant, treasurer of the National Savings Bank of the District of Columbia, do
solemnly swear that the above statement is true, to the best of my knowledge and belief.
ALBERT L. STURTEVANT,
Treasurer.
DISTRICT OF COLUMBIA,

City of Washington:
Sworn to and subscribed before me this 9th day of October, 1886.
[SEAL.]

Correct. Attest:

The highest rate of interest paid by the bank is 2 per cent




GEORGE W. BAGG-,
Notary Public.

BENJ. P. SNYDER,
ANDREW WYLIE,
LEWIS CLEPHANE,
M. G.EMERY.\
Directors.

AGGREGATE RESOURCES AND LIABILITIES
OF

THE NATIONAL BANKS
FROM

OCTOBEE, 1863, TO OCTOBEE, 1886.




CLIX

€LX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National

APRIL.

JANUARY.

OCTOBER 5.

JULY.

Resources.
66 b a n k s .
$5,466, 088 T,3 !
5,662,600 < )
K
106, 009 12

XJ S bonds sud securities
Due from nat'l and other b'ks.
Real estate furniture &o

2, 625,
177,
53,
2,

C h e c k s and other cash, i t e m s .
Bills of nat'l and other b a n k s .
Specie and ot her lawful mon 'y

492,138 58
764. 725 00
1, 440. G07 62

597
565
808
503

05
09
92
69

16,797,644 00

Total

1861.
JANUARY 4.

JULY 4.

OCTOBER 3.

139 b a n k s .

TJ. S. bonds and securities
Other items
Due from national banks . . . .
Due from other b'ks and b'k'rs
Real estate, furniture, &c
Current expenses
Checks and other cash items.
Bills of nat'l and other banks.
Specie and other lawful mon'y
Total

APRIL 4.
307 b a n k s .

467 b a n k s .

508 b a n k s .

$10, 666, 095 60
15,112, 250 00
74,571 48

$31, 593, 943 43
41,175,150 00
432, 059 95

•4,786,124 58
381,144 00
118, 854 43

4, 699, 479 56
8,537,908.94
755, 696 41
352, 720 77

577,507 92
895, 521 00
5, 018, 622 57

2, 651, 916 96
1, 660, 000 00
22,961,411 64

5, 057,122 90
5, 344,172 00
42, 283, 798 23

7, 640,169 14
4, 687. 727 00
44, 801, 497 48

37,630,691 58

114, 820, 287 66

252, 273, 803 75

297,108,195 30

$70, 746, 513 33
92, 530, 500 00
842, 017 73
15, 935,730
17, 337, 558
1, 694, 049
502, 341

13
66
46
31

$93,238, 657 92
108,064,400 00
1, 434, 739 76
19,
14,
2,
1,

965, 720
051, 396
202, 318
021, 569

47
31
20
02

1865.
JANUARY 2.

JULY 3.

OCTOBER 2.

638 b a n k s .

Loans and discounts
TJ. S. bonds and securities
Other items

APRIL 3.
907 b a n k s .

1,294 b a n k s .

1,513 b a n k s .

$166,448, 718 00
176, 578, 750 00
3, 294, 883 27

$252, 404, 208 07
277, 619, 900 00
4,275, 769 51

$362,442, 743 08
391, 744, 850 00
12, 569,120 38

$487,170,136 29
427,731,300 00
19, 048 513 15

Due from national banks
Due from other b'ks aud b'k'rs
Heal estate, furniture, &c
Current expenses

30, 820,175
19, 836, 072
4, 083, 220
1, 053, 725
1,323, 023

44
83
12
34
56

40, 963, 243
22, 554, 636
6, 525,118
2, 298, 025
1, 823, 291

47
57
80
65
84

76, 977, 539
26,078,028
11, 231, 257
2, 338, 775
2, 243, 210

59
01
28
56
31

89, 978, 980
17, 393, 232
14,703,281
4, 539, 525
2, 585, 501

55
25
77
11
06

Checks and other cash items.
Bills of nat'l and other banks.
Specie
Legal tenders and fraot'l cur'y

17,
14,
4,
72,

77
00
68
67

13
00
47
59

41, 314, 904
21, 651, 826
9. 437, OtfO
168,426,166

50
00
40
55

72,309, 854
16,247,241
18, 072, 012
189, 988, 496

44
00
59
28

Total




837, 496
275,153
481, 9:*7
535, 504

512,568,666 68

29, 681,
13, 710,
6, 659,
112, 999,

394
370
660
320

771,514,939 10

1,126,455,481 66

* Including amount due from national banks.

1,359,768, 074 49

REPORT

J I I K C<)Mi'T'.1<»i.,!.)-;;i

O F

(JLXI

M ' vn.:;

Banks from October, 1S63, to October, 1830,
1 § O 3.
BER 5,

Liabilities.
sir? Imnkg,
$7, i::-<. :>03 00

Capital stock .
Undivided profits
...,
. Individual and otherdeposits.
Duo to nat.'l and other banks*.
1
Other items

Total

1.28, 030 08
6, 407, (581 84
381, 178 .39

2. 360 51

.1

j

I-....

\

1 6 , 7 9 7 , C4J DO

S. 8 6 4 .
JANUARY 4.

OCTOBER 3.

139 banks.

Capital stock.
Surplus fund
Undivided profits.

307 bau!;s.

i

4 - , 2 0 1 , -571 0 0 |

407 bajuka.

508 brink a.

Total.

30,
19, 450,
2,153,
822,

15")
492
771)
9i4

:

00
53 !
38 !
80 !

37, 630, 691 58

:

JAXUAUT2.

.'•?ir:G! 7 8 2 , 8 0 2 0 0
!>,(.10 f :'."6 - 0

l, G25, t;:>6 S7

432, 827 81 '.

National V k notes outstand i n %\
Indivhlual and other deposit H.j
D u e to nat'l and other banks*, j
Other items
«... =

$ 7 5 , 2 1 3 . !"M5 0 0 |
1. V2s» :-M'"- 2 2 !

$14, 740, 522 00 :

9, 707, 07:> 00
l

2 ^ . > ::.. «':!-.•
I-.!,-*- •.v.:ij
2/.:^:M^O
VA'O. 'IUS

fi!.";4f!:--'O 40
3, iu2. 337 38

114, 820, 287 tit. !

AP11IL \i.

::() !
O.{ j
;<7 I
'.I'J

252, :'73, .•:().•{ 75 :

!

45. 200. "04
; i ; ^ , 1G«. r / ' C
3 4 . 8 t ; 2 , 3r;4
43,2^.9

00
40
xi
77

297,108, 1.95 30

JL'Li' 3.

OCTOBER 2.

1,294 brinks.

1.513 banks.

j -638 banke.

Capital stock
Surplus fund
Undivided profits

907 bank.i.

$135, 618, 874 00 I $215, 326. 023 1
663.311 2? !
. 2.-3.S12 65
j

Nationalb'knotesoutstanding;
Individual and otherdeposits.
United States deposits

Duo to national banks
Due toother b'ks and bankers*
Other items
Total




$3;!3; 157. 206 00

vin (i
:

17, 31^

:;S. 713. 380 72
.!;!, ;-»;;0. 2 7 8 19

j

66,769.375 00 j
183. 479, 63Q 08 i
37. 764, 729 77 |
30. 61I>, 175 57
37,104, 130 62

,153 00
. 473

;iy-?, •;
:;

55P .70
, *:L> 07

321,1W3 00

23
:>oo, HI 0,873 31
170,381
90. 044,837 08
150. 161 27

16 !

;•;!, 692. 5.-.! 04 I
I

2G5, 620 87 j
512 50£, 066 68

57-. ()M 37 !

771, 514, ;)3i> , 1,
10

* Including Stale bank circulation

H Ex. 3-

!

, if] «J |
V

§44,053 70

. 481 iifi |

, TOtt, 074 49

OLXH

REPORT O1-' THE (COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
1866.
JANUARY 1.

APRIL 2.

1,582 b a n k s .

1,612 b a n k s .

JULY 2.

OCTOBER 1.

1,634 b a n k s .

1

1,644 b a n k s .

Resources.
Loans and discounts
U.S. b'ds dep'd to secure circ'n
OtherU .S.b'ds find securities.
Oth'r stocks, b'ds, and raortg's
Due from national banks
Due from other b'ks and b'k'ra
Real estate, furniture, &c ...
Current expenses
Premiums paid
Checks and other cash items.
Bills of national and other b'ks
Specie
Legal tenders and fract'l cur'j
Total

$500, 650,109
298, 376, 850
142, 003, 500
17,483, 753

19
00
00
18

$528. 080, 526
315, 850, 300
125, 625, 750
17, 379, 738

70
00
00
92

93,254,551
14, 658, 229
15, 436, 296
3,193,717
2, 423, 918

02
87
16
78
02

87, 564, 329
33,682,345
15, 895, f>64
4, 927, 599
2, 233,- 516

89, 837, 684
20, 406,442
19, 205, 018
187, 846, 548

50
00
75
82

105,490,619
18,279,816
17, 529, 778
189, 867, 852

1,404, 776, 619 29

•

71
12
46
79
31

$550,353, 094
326,483,350
121,152, 950
17, 565, 911
96, 690, 482
13, 982, 613
16, 730, 923
3,032,716
2, 398, 872

17
00
00
46
66
23
62
27
26

36
00
42
52

96, 077,134
17, 866, 742
12, 629, 376
201, 425, 041

53
00
30
63

1, 442, 407, 737 31

1,476; 395, 208 13

$603, 314, 704
331, 843, 200
94, 974, 650
15, 887,490
107, 650,174
15, 211,117
17,134, 002
5, 311,253
2,493, 773
103, 684, 249
17, 437, 779
9, 226, 831
205, 793, 578

83
00
00
06
18
16
58
35
47
21
00
82
76

1, 526, 962, 804 42

1867.
JANUARY 7.

Loans and discounts
U. S.b'ds dep'd to secure circ'n
U.S. b'ds dep'd to sec're dep'ts
U.S. b'ds and sec'ties on hand.
Oth'r stocks, b'ds.andmortg's
Due from national banks ...
Due from other b'ks and b'k'rs
Real estate, furniture, &c
Current expense©
Premiums paid—
Checks and other cash items.
Bills of national banks
Bills of other banks
Specie. ..
Legal tenders and fract'l cur'y
Compound interest notes
Total

A P R I L 1.

JULY 1.

OCTOBER 7.

1,648 b a n k s .

1,642 b a n k s .

1,636 b a n k s .

1,642 b a n k s .

$608, 771, 799 61
339, 570, 700 00
30,185, 950 00
52, 949, 300 00
15,073,737 45

$597, 648, 286
338, 8W, 650
38, 465, 800
46, 639, 400
20,194, 875

53
00
00
00
21

$588,450,396
337, 684, 250
38, 368, 950
45, 633, 700
21,452,615

12
00
00
00
43

92, 308, 911
9, 663, 322
19, 800, 905
3, 249,153
3, 338, 600
128,312,177
16, 138, 769
531,267
11,128, 672
102, 534, 613
75,488,220

87
82
86
31
37
79
00
00
98
46
00

92, 552, 200
12, 996,157
18, 925, 315
2, 822, 675
2, 860, 398

29
49
51
18
85

94,121,186
10, 737, 392
19, 625, 893
5, 693, 784
3,411,325

21
90
81
17
56

101,430,220
19,263,718
1,176,142
19, 726, 043
104, 872, 371
82, 047, 250

18
00
00
20
64
00

87,951,405
12, 873, 785
«25,748
11, 444, 529
92, 861, 254
84, 065, 790

13
00
00
15
17
00

1, 511, 222, 985 40

1, 465, 451,105 84

$609, 675, 214
338, 640,150
37, 862,100
42,460, hOO
21, 50V, 881
95,217,610
8, 389, 226
20, 639, 708
5,297,494
2, 764,186
134, 603, 231
11, 841,104
333, 209
12, 798, 044
100, 550, 849
56, 888, 250

61
00
00
00
42
14
47
23
13
35
51
00
00
40
91
00

1,494, 084, 526 01

1, 499,469, 060 17

1868.
JANUARY 6.

Specie
Legal-tender notes
Compound interest notes
Three per cent, eertiiicates..
Total




JULY 6.

OCTOBER 5.

1,642 b a n k s .

Loans and discounts
U. S. b'dsdep'dto securecirc'n
U.S.b'dsdep'd to sec're dep'ts
U.S. b'dsandsec'tieson hand.
Oth'rstocks, b'ds, and mortg's
Due from national banks
Due from other b'ks and b'k'rs
Real estate, furniture, &o...
Current expenses
Premiums paid
Checks and other cash items.
Bills of national banks
Bills of other banks

APRIL 6.
1,643 b a n k s .

1,640 b a n k s .

1,643 b a n k s .

$616, 603, 479
339, 064, 200
37,315,750
44, 164, 500
19, 365, 864

89
00
00
00
77

$628, 029, 347
339, 6«6, 650
37, 446, 000
45, 958, 550
19, 874, 384

65
00
00
00
33

$655, 729, 546
339, 569,100
37, 853,150
43, 068, 350
20, 007, 327

42
00
00
00
42

$657, 668, 847
340, 487, 050
37,360,150
36, 817, 600
20, 693, 406

83
00
00
00
40

99,311,446
8, 480,199
21,125, 665
2, 986, 893
2,464, 536

60
74
68
86
96

95, 900, 606
7, 074, 297
22, 082, 570
5, 428, 460
2, 660,106

35
44
25
25
09

114, 434, 097
8, 642,456
22, 699, 829
2, 938, 519
2, 432, 074

93
72
70
04
37

102,278, 547
7, 848, 822
22,747,875
5, 278, 911
1, 819, 815

77
24
18
22
50

109, 390, 266
16, 655, 572
261, 269
1, 927, 876
20, 981, 601
114,306,493
39, 997, 030
8, 245, 000

37
00
(10
78
45
U0
00
00

114, 993, 036
12, 573, 514
196,106
1, 825, 640
18, 373, 943
84,390,219
38,917,490
24, 255, 000

23
00
00
16
22
00
00
00

124. 076, 097
13, 210,179
342, 55*
1, 863, 358
20, 755, 919
100, 166,100
19,473,420
44, 9U5, 000

71
00
00
91
04
00
00
00

143, 241, 394
11,842,974
222, 668
2, 262, 791
13, 003, 713
92, 453, 475
4, 513, 730
59, 080, 000

99
00
00
97
39
00
00
00

1, 502, 647, 644 10

1, 499, 6G8, 920 97

1, 572,167, 076 26

1, 559, 621, 773 49

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXIII

Banks from October, 1863, to October, 1886—Continued.
I860.
JANUARY 1.

APRIL 2.

JULY 2.

OCTOBBS 1.

1,582 b a n k s .

1,612 b a n k s .

1,634 b a n k s .

1,614 b a n k s .

$403, 357, 346 00

$409,273,534 00

$414,270,493 00

$415,472, 369 00

43, 000, 370 78
28, 972,493 70

44, 687, 810 54
30, 964, 422 73

50,151, 991 77
29, 286,175 45

53, 359, 277 64
32, 593, 486 69

213, 239, 530 00
45,449,155 00

248, 886, 282 00
33, 800, 865 00

267,798, 678 00
19, 996,163 00

280, 253, 818 00
9,748, 025 00

522, 507, 829 27
29, 747, 236 15

534, 734, 950 33
29,150,729 82

533, 338,174 25
36, 038,185 03
3, 066, 892 22

564,616,777 64
30,420, 819 80
2,979,955 77

94, 709, 074 15
23, 793, 584 24

89,067,501 54
21,841,641 35

96, 496, 726 42
25,951,728 99

110,531,957 31
26,986,317 57

1,404,776, 619 29

1,442,407,737 31

1,476, 395, 208 13

1, 526, 962, 804 42

Liabilities.
Capital stock
Surplus fund
Undivided profits
National b'knotesoutstanding
State bank notes outstanding.
Individual deposits
TJ. S. deposits 1
Dep'taof U.S.disb sing officers
Due to national banks
Due to other b'ks and bankers.
Total

1867.
JANUARY 7.

APRIL 1.

JULY 1.

OCTOBER 7.

1,648 b a n k s .

1,642 b a n k s .

1,636 b a n k s .

1,642 b a n k s .

$420, 229, 739 00

$419,399,484 00

$418, 558,148 00

$420,073, 415 00

59, 992, 874 57
26, 961, 382 60

60, 206, 013 58
31,131, 034 39

63,232,811 12
30, 656, 222 84

66, 695, 587 01
33, 751, 446 21

Nationalb'knotesoutstanding
State bank notes outstanding.

291,436,749 00
6, 901, 499 00

292, 788, 572 00
5, 460, 312 00

291, 769, 553 00
4,484,112 00

293,887,941 00
4, 092,153 00

Individual deposits
U. S. deposits
Dep's of U. S. disb'sing officers
Due to national banks
Due to other b'ks and bankers

558, 699, 768 06
27, 284, 876 93
2,477, 509 48

512,046,182 47
27, 473, 005 66
2,650,981 39

539, 599, 076 10
29, 838, 391 53
3,474,192 74

540, 797, 837 51
23, 062,119 92
4, 352, 379 43

92, 761, 998 43
24,416, 588 33

91,156, 890 89
23,138, 629 46

89, 821, 751 60
22, 659, 267 08

93,111,240 89
19,644, 940 20

1, 511, 222, 985 40

1,465, 451,105 84

1,494, 084, 526 01

1,499,469, 060 17

Capital stock
Surplus fund
Undivided profits

Total

1 86

8.

JANUARY 6.

APRIL 6.

JULY 6.

OCTOBER 5.

1,642 b a n k s .

1,643 b a n k s .

1,640 b a n k s .

1,643 b a n k s .

$420, 260, 790 00

$420, 676, 210 00

$420,105, 011 00

70, 586,125 70
31, 399, 877 57

72,349,119 60
32,861,597 08

75, 840,118 94
33, 543, 223 35

Nationalb'knotesoutstanding
State bank notes outstanding.

294, 377, 390 00
3, 792, 013 00

295, 336, 044 00
3, 310,177 00

294, 908, 264 00
3,163, 771 00

205, 709, 489 00
2, 900, 352 l;U

Individual deposits
U. S. deposits
Dep'tsof U.S. disb'sing officers

534,704, 709 00
24, 305, 638 02
3, 208, 783 03

532,011,480 36
22, 750, :<42 77
4, 976, 682 31

575, 842, 070 12
24, 603, 676 96
3, 499, 389 99

580,940,820 85
17, 573, 250 li-i
4,570,478 Hi

Due to national banks
Due to other b'ks and bankers

98,144, 669 61
21,867, 648 17

94,073,631 25
21,323,636 60

113, 306, 346 34
27,355,204 56

90, 414,397 28
23,720,829 id

1,502,647,644 10

1,499,668,920 97

1,572,167,076 26

1,559,621,773 40

Capital stock
Surplus fund
Undivided profits

Total




$420, 634, 511 10
77,995,701 40
36, 01)5, 883 U6

CLXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
l§09.
JUNE 12.

OCTOBER 9.

1,619 banks.

APHIL 17.

1,(517 banks.

Resources.
1,628 bank a.

1,620 banks.

Loans and discounts
J $644, 945, 039 53
338, 539, 050 00
U. S. bonds to secure oirc'lat'n;
34, 538, 350 00
U. S. bends to secure deposits.!
35, 010, 600 00
U. S.b'dsandsec'tiesonhand-!
1
•20,127, 732 96
Oth'r stocks, b'ds, and inoi tg's
65, 727, 070 80
Due from redeeming agents.. j
36,067,316 84
Due from othernational banks7,715,719 34
Due from State b'ks and b'k'rs
23, 289, 838 28
Keal estate, furniture, &o
3, 265, 990 81
Current expenses
1,654,352 70
Premiums paid
Checks and other cash items.
Bills of other national banks.
Fractional currency
Specie
Legal-tender notes
Three per cent certificates..
Total

142,605,984 92
14, 684, 799 00
2, 280, 471 06
29, 626, 750 26
88, 239, 300 00
52, 075, 000 00

$086, 347, 755 81 j $682,883,106 97
338, 609, 750 00 | '6M. 480, 100 00
18,704,000 00
27, 625, 350 00
25, 903, 9->o 00
27, 476, (150 00
22, 250, 607 14
20, 777, 560 53
f>0, 669, 5(52 84
62,012,636 82
35, 303, 563 47
35, 550, 504 53
8,790.418 57
9, 140. 019 24
25, 169,188 95
23,850,271 17
5, 646, 382 96
5,820,577 87
2, 002, 864 85
1, 800, 070 01
108,809,817 37
161, 614, 852 66
10, 776, 023 00
11,524,447 00
2, 000, 727 38
1,804,855 53
23. 002. 4or> 83
18, 455, 090 48
80,034,110 00
83,719,205 00
49,815,000 00
45, 845, 000 00

$062,084,813 47
338, 379, 250 00
29, 721,350 00
30, 226, 550 00
20, 074, 435 09
57, 554, 382 55
3i), f>20, 527 89
8, 075, 595 60
23,798, 188 13
5,641,11*5 01
1,716,210 13
154,137,101 23
11, 725, 239 00
2,088,545 18
9,944,532 15
80,875,161 00
51,190,000 00

1,540,394,266 50 I 1,517,753,167 i

1, 564,174, 410 65 j 1, 497, 226, 604 33

187O.
JANUARY 22.

MARCH 24.

JUNE 0.

OCTOBEB 8.

DECEMBER 28.

1,615 banks.

1,615 b a n k s .

1,612 b a n k s .

1,615 b a n k s .

1,648 b a n k s .

Loans and discounts . $688, 875, 203 70 $710,848,609 39 $719,341,186 06 $715,028,079 81 $725, 515, 538 49
Bonds forcirculat ion. 339, 350, 750 00 339, 251, 350 00 338, 845, 200 00 340, 857, 450 00 344, 104,200 00
15,381,500 00
15, 189,500 00
Bonds for deposits . . 17, 502, 000 00
16,102, 000 00
15,704,000 00
22, 323, 800 00
U. S. bonds on hand . 24, 677,100 00
23, 803, 300 00
28, 276. 600 00
27, 292,150 00
23, 614, 721 25
21, 082, 412 00 20, 524, 294 55
Other stocksand b'ds
22. 086, 358 59
23,300,681 87
64, 805, (ir>2 88
Due from red'gag'nls 71,641,486 05
66, 275, 6C8 92
73,435,117 98
74, 635, 405 61
33, 948, 805 65
37, 478, 166 49
Due from nat'l banks
31, 094, 609 26
29,510,688 11
36, 128,750 66
9, 202, 496 71
9,319,560 54
9,824,144 18
Due fron Stale bunks
10,430,781 32
10,238,219 85
27,470,746 97
26,002,713 01
26, 503, 357 00
28,021,637 44
ltt-al estate. &o .
26,33O,7ol 24
5,871,750 02
3, 4(>9, 588 00
6, 324, 955 47
6, 905 073 32
Coii t*nt expenses
6,683, 189 54
2,491,222 11
2,439, 591 41
3, 070, 456 74
3, 251, 648 72
Premiums paid
2, 680,882 39
13, 229, 403 34
Cash items
111, 624, 822 00
11,497,534 13
12, 53G, 613 57
11, 267, 703 12
Clear'g-houseexch'gs
83, 936, 515 64
79, 080, 688 39 76, 208, 707 00
75, 317, 992 22
17, 001, 840 00
National bank notes . 15, 840, 669 00
16, 342, :"82 00
12,512.027 00
14,226,817 00
2, 150, 52'.' 89
Fractional currency .
2, 476, 9(56 75
2, 184,714 39
2,078. 178 05
2, 285, 499 02
26,307,251 59
Specie
48, 345, 383 72
31,099,437 78
18,4(50,011 47
37, 096, 543 44
80, 580, 745 00
L«»jral-tender notes . . 87, 708, 502 00
94,573,751 00
79,324,577 00
82, 485, 978 00
Three per cent, cert'fs 43, 820, 000 00
43, 465, 000 00
43, 345, 000 00 41, 845, 000 00
43, 570, 000 00

Total.

1,546,201,357 44 1,529,147,735 85 ,1,565,756,909 67 1,510,713,236 92 1,538,998,105 93

1.
MARCH 18.

APRIL 29.

JUNE 10.

1,688 b a n k s .

1,707 b a n k s .

1,723 banks.

1 OCTOBER 2.
1,767 banks.

DECEMBER 16.
1,700 b a n k s .

Loans and discounts. $767, 858, 490 59 $779,321,828 11 $789,416,568 13 $831,552,210 00 $818,906,311 74
Bonds for circulation 351,556,700 00 354, 427, 200 00 357, 388, 050 00 , 364, 475, 800 00 366, 84", 200 00
23, 155, 150 00
Bonds for deposits . . 15,231, 500 00 15, 236, 500 00 15, 250, 5(n» 00 i 28,087,500 00
17, 675, 500 00
U. S. bonds on hand . 23,911,350 00
22, 487, 950 00
24, 200, 3 » 00 j 17, 753, 650 00
W
23, 061,184 20
Other stocksand b'ds
22, 7(33, 860 20
22, 414, 659 05
23,132, 871 05 j 24, 517, 050 35
77,985,600 53
92, 369, 246 71 j 86, 878, 6ii8 84
Due from red'g a ^ ' n t s 83, 809, 188 92
85,061,016 31
43, 313, 344 78
39, 636, 570 35 | 43, 525, 362 05
D u e from n a t ' l b a n k s
30,201,119 00
38, 332, 679 74
13,069.301 40
D u e from S t a t e b a n k s
11,478,174 71
11,8,").'!, 308 60 i 12,772,369 83
10,271,005 34
K<*al estate, &c
30, 070, 330 57
29, 242, 702 79
29, 617, 009 30 ! 30, 089, 783 85
28,805,814 79
Cm rent expenses
6, 764, ] 59 73
6. 205, 009 46 I 6, 153, 370 29
7,330,424 12
6,694,014 17
P r e m i u m s paid
4, 414, 755 40
5, 026, 385 97 j 5, 500. 800 17
5, 956, 073 74
3, 930, 995 20
Cash items
11, 642, 644 74
CUar'p-houseexch'gs 100,69:5,917 54
"National bank n o t e s . 13,137, 006 00
F r a c t i o n a l currency .
2,103,298 16
Specie
25.769,166 64
Le^al-tender notes . . 91, 072, 349 00
T h r e e p e r cent, cert'fs 37,570,000 00
Total

13. 101, 407 tf5 ' 14, 058, '2W 8U
12, 749, 289 84
130,855,608 15 102,001,311 75 ! 101, 165.854 52
19. 101, 3S9 00
14. 107,053 00
16, 632, 323 00
2, l(»0, 7'3 22 : 2, 005,485 79
2, 13">,76.'{ 00
10,024,055 !6
13, 252, U98 17
22, 732, 027 02
106,210, 12«» 00 122, 137,660 00 . 109,414,735 00
30, (100. 000 00 , 25, 075, 000 00
33, 935, 000 00

13, 784, 424 76
114,538,539 93
13, 085, 904 00
2. 061, 600 89
29, f>95, 299 56
93,042,707 00
21.400,000 00

1,627,032,030 28 jl,694,440,912 94 1,703,415,335 65 ^,730,566,899 72 ^,715,861,897 22




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXV

Batiks from October, 1863, to October, 1880—Continued.
JANUARY 4.

JUKE 12*

OCTOBER 9.

1,619 banks.

1,617 bank*.

AI'RIL 17.

Liabilities.
1,628 banks.

j

Capital stock

! $419,040.93100

Surplus fund
Undivided profits

I

1,020 banks.

i

&-!\:u, 818. 72! 00 • $422. 65£». 260 00

81, 16:). 936 52 :
'
35,318,273 71

$426, 399, 151 00

82.653,9*9 10
;;:7. isu, 3M 82

82. 21S, 576 47
43. 312, 898 70

86,165,334 32
40. 687, 300 92

N a t ' l b a n k jiot<'.s«>ui:stnndi-n£
S t a i e b a n k not<*soutstanding

294, 476. 702 00 ;
2. 7iJ4. CGi) 00

292, 'i ."i7, 0:)8 00
2. 615, 387 00

292, 753. 286 00
2. 5:>\ 874 00

293. 593, 64r> 00
2,454,697 00

I n d i v i d u a l d«'i>osits

568, 530, 934 11 ;
13, 21!. X5-) 10 i
3, 472, hK4 1)0 |

5i7. H22, 174 01 |
li). 1 i4, 32H 32
Li, 06.'), 131 61

574,307.382 77
10, 301.007 71
2, 454, 048 99

511, 400. 196 63
7, 112,646 67
4, 516, 648 12

05, 453. io9 33 !
2ti, 981, 94 r, 74 !

92, 002. 648 49
23, 018, 610 02

100,933. Oil) 03
28, 04*;, 771 30 I

95, 067 892 83
23,849.371 62

Due to national banks
Dm n State i.-auksand b ' k ' r s .
Not'--* int.! bill* re-discounted .|
Bill,, imy.-iblo.
j.Total

|
j

1,540,394.266 50 : 1,517,753,167 03

3, 839, 357 10
2, 140, 303 12

2, 392. 205 61 '•
1, 735, 289 07 j

2,464,841) 81
.1,870, 913 2(5

1, 564,174, 410 65

1, 497, 226, 604 33

1 870.
JANUARY 22.

1,015 banks.
Capital stock

MARCH 24.
1,615 banks.

OCTOBER 8.
1,612 b a n k s .

| DECEMBER 28.

1,615 b a n k s .

1,648 banks.

j$42C, 074, 954 00 $427, 504, 247 00 '$427, 235, 701 00 $430, 399, 301 00

Surplus iV^d
| 90,174,28114
Uiulivid. d p r o f i t s . . . . j 34. 300, 430 80
! 292.838.935 00
2,351,993 00

292, 509,149 00
2, 279, 469 00

2, 299, 206 27

1,483,416 15

Dividends u n p a i d . . . .

$435, 356, 004 00

90. 229, 954 59 i 91,689,834 1 2 : 9 4 , 0 6 1L, 438 95 i
,
43,109, 471 62 42, 861, 712 59 ! 38, 008, 01S 91 I
291, 183, 014 00 ; 291, 798, 640 00
• - • • 2,• 222,- 793 - 00 , 2,138, 548 00
1, 517, 595 18

2, 462, 591 31

I

94, 705. 740 34
46, 056, 428 55
296, 205, 446 00
f u 9 1 v

799

0 0

2. 242, 556 49

Individual deposits . .1 546, 236, 881 57
U.S. deposits
. . I 6.750, 139 19
Dcp is U .S.dis.ofb"cers|
2, 592, 001 21

510.058,085 26 I 542,201,503 18 ! 501,407,586 90
6,4:4.42! 25 j 10,077,873 92 i 0,807,978 49
4, 778, 225 93 | 2, 592, 907 54 i 4, 550, 142 68

507,368,618 67
6. 074, 407 90
4,155, 304 25

Due to national bank.<: 108,351,300 33
Due to State banks . .j 28, 904, 849 14

.109,(167,715 95 j 115,456,49! 84 ; 100,348,292 45
29, 767, 075 21 j 33,012,162 78 | 20,693,910 80

106, 090, 414 53
29, 200, 587 29

Notes re-disronntod -I
r.ills payable
.j
Total

3,842,542 30
1.543,753 49

2, 4i".2, 647 49 j
2, 873, 357 40 j

2,741,843 5 3 ;
2, 302, 756 99 (

3,843,577 67
4, 592, 609 76

jl.546.261,357 44 jl,529,147,735 85 1,565,756,909 67 ,1,510,713,236 92 j 1,538,998,105

MARCH 18.

APRIL 29.

JUNE 10.

OCTOBER 2.

1,688 b a n k s .
Capital stock

4, 612,131 08
4, 838, 667 83

1,707 banks.

1,723 b a n k s .

1,767 banks.

"L"
'$444, 232, 771 00 !$44C, 925, 493 00 $450, 330, 841 00 $458, 255, 696 00

DECEMBER 16.
1,790 b a n k s .
$460, 225, 866 00

97, 620, 099 28
44, 776, 030 71

98, 322, 203 80
45, 535, 227 79

101, 112, 671 91
42, 008, 714 38

101 573, 153 62
48 630, 925 81

]NratMbniik circTilation 301,713, 460 00 306, 131,393 00
State bank circulation . 2 , 035, 800 00
'
1, 982, 580 00
Dividends u n p a i d . . . .
1,263,767 70
2, 235, 248 46
Individual do posits - - 561,100,830 41
(5. 314, 957 81 611,025,174 10
U. S. i.liM'Osits - .
4, 813, 016 66
6,521,572 92
3, 757, 873 84
to national banks! 118, 904, 865 84 128. 037, 109 17
Due t > State banks . . 37,311,519 13
36, 113,21)0 G7

307, 793, 880 00
1, 968, 058 00

315,519,117 00
1, 921, 056 00

318 265, 481 00
1, 886, 538 00

Surplus funds
j 90, M)2, 081 W
Undivided profits . . . | 43,^83,^57 t>4

Notes re-discounted .
Bills payable
Total

3, 256, 896 42
5, 24H. 206 01

H, 573, 723 02
5, 740, 964 77

1, 408, 628 25

4,540,194 61

1, 393,427 98

602, 110,758 16
6,265,167 94
4, 893, 907 25

600, 868, 486 55
20,511,935 98
5, 393, 598 89

596, 586, 487 54
829, 525 65
399, 108 34

135,167, 847 69
41,219,802 96

131, 730, 713 04
40,211,971 67

118, 657, 614 16
38,116, 950 67

3. 120, 039 09
5, 278, 973

3, 904, 552 57
4,528,191 12

4, 922, 455 78
5, 374, 362 67

•s-

11,627,032,030 23 |l,694,440,012 94 1,703,415,335 65 1,730,506,899 72 1,715, 861,897 23




CLXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
FEBRUARY 27.

APRIL 19.

JUNE 10.

OCTOBER 3.

DECEMBER 27.

1,814 banks.

1,843 b a n k s .

1,853 b a n k s .

1,919 b a n k s .

1,940 banks.

Resources.
Loans an d discounts. $839, 665, 077 91
I < mris for circulation 370,924,700 00
*
Bo ads for deposits-. 15, 870, 000 00
U S. bonds on hand. 21, 323,150 00
Other stocks and b'ds 22. 838, 338 80
D u e from red'g ag'nts 89, 548, 329 93
Duo from nat'lbanks 38,282,905 86
Due from State banks 12, 269, 822 68
30, 637, 676 75
Real estate, &c
6, 265, 655 13
Current expenses...
6, 308, 821 86
Premiums paid
12,143, 403 12
Cash items
Clear'g-houseexch'gs 93,154,319 74
National-bank notes 15, 552, 087 00
2, 278,143 24
Fractional currency 25, 507, 825 32
Specie
Legal-tender notes.. 97,865, 400 00
U.S.cert'fs of deposit
Threepercent.cert'fs 18, 980, 000 00
Total

$877,197, 923 47 $885, 653,449 62
382, 046, 400 00 384, 458, 500 00
16,304,750 00
15, 479, 750 00
10, 306,100 00
12,142, 550 00
23,160, 557 29
23, 533,151 73
86,401, 459 44
80,717,071 30
42, 707, 613 54
34, 486. 593 87
12, 976, 878 01 12, 008, 843 54
33, 014, 796 83
32, 276,498 17
8, 454, 803 97
6, 310, 428 79
7, 097, 847 86
6, 546, 848 52
13, 696, 723 85
14, 916, 784 34
90,145,482 72
110, 086, 315 37
19, 070, 322 00
15, 787, 296 00
2, 270, 576 32
2,151, 747 88
19, 047, 336 45
10, 229, 756 79
105,121,104 00 102, 922, 369 00
12,650, 000 00
6,710,000,00
4,185, 000 00
7,140, 000 00
12, 005, 000 00

$844, 902, 253 49 $871, 531, 448 67
374, 428, 450 00 377, 029, 700 00
15, 409, 950 00
15,169, 000 00
16,458,250 00
19, 292,100 00
22, 270, 610 47
21, 538, 914 06
82,120, 017 24 91, 564, 269 53
36, 697, 592 81 39. 468, 323 39
13, 014, 265 26
12,299,716 94
31,123, 843 21
30, 809, 274 98
6,719,794 90
7, 026, 041 23
6, 616,174 75
6, 544, 279 29
13, 458,753 80
12,461,171 40
88,592,800 16
114,195, 966 36
16, 253, 560 00
18,492, 832 00
2, 069, 464 12
2,143, 249 29
24, 256, 644 14
24, 433,899 46
105, 732, 455 00 122, 994, 417 00
15, 365, 000 00

1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43
1 8 7 3.
FEBRUARY 28.

APRIL 25.

JUNE 13.

1,947 banks.

1,962 b a n k s .

1,968 b a n k s .

BEPTBMBBB 12. DECEMBER 26.
1,976 b a n k s . '

1,976 b a n k s .

Loans and discounts. $913,265,189 67 $912, 064, 267 31 $925, 557, 682 42 $944, 220,116 34 $856, 816, 555 05
Bonds for circulation 384, 675, 050 00 386, 763, 800 00 388, 080, 300 00 388. 330, 400 00 389, 384,400 00
16, 235, 000 00
14,815,200 00
15, 935, 000 00
14, 805, 000 00
Bonds for deposits.. 15, 035, 000 00
9,613,550 00
8, 630, 850 00
9, 7*9, 400 00
8, 824, 850 00
U. S. bonds on hand. 10, 436, 950 00
22. 449,146 04
22,912,415 63
23, 709, 034 53 24, 358,125 06
Other stocks and b'ds 22, 063, 306 20
88,815,557 80
73, 032, 046 87
97,143, 326 94 96,134,120 66
Duefromred'g ag'nts 95,773,077 10
38, 671, 088 63
43, 328, 792 29
41,413, 680 06 40, 404, 757 97
Due from nat'l banks 39, 483, 700 09
12, 883, 353 37
14, 073, 287 77
12, 022, 873 41 11,185, 253 08
Due fromState banks 13,595,679 17
34, 216, 878 07
34, 023, 057 77
34, 820, 562 77
34, 661, 823 21 35, 556, 746 48
Real estate, &c
7,410,045 87
8, 678, 270 39
6, 977, 831 35
7,154, 211 69
6, 985, 436 99
Current expenses . . .
7, 559, 987 67
7, 987,107 14
7, 205, 259 67
7, 890, 962 14
7, 752, 843 87
Premiums paid
11, 425, 209 00
12, 321, 972 80
11,761,711 50
13, 036, 482 58
11,433,913 22
Cash items
94, 132,125 24
91, 918, 526 59
88, 926, 003 53 62, 881, 342 16
Clear'g-houseexch'gs 131, 383, 860 95
19,310,202 00
21, 403,179 00
20, 394, 772 00
16,103, 842 00
National bank notes. 15, 998, 779 00
2,198, 973 37
2, 287, 454 03
2, 289, 680 21
2,197, 559 84
2, 302, 775 26
Fractional currency.
16, 868, 808 74 27, 950, 086 72
26, 907, 037 58
17,777,673 53
19, 868, 469 45
Specie
Legal-tender notes.. 97,141, 909 00 100,fiOo,287 00 106, 381, 491 00 92, 522, 663 00 108, 719, 506 00
18, 370, 000 00
24, 010, 000 00
22, 365, 000 00
20, 610, 000 00
U.S.cert'fs of deposit 18, 460, 000 00
710, 000 00
1, 805, 000 00
305, 000 00
Threepercent.eert'fs
Total

1,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 61

1874.
FEBRUARY 27.

MAYl.

JUNE 26.

OCTOBER 2.

DECEMBER 31.

1,975 b a n k s .

1,978 b a n k s .

1,983 b a n k s .

2,004 b a n k s .

2,027 b a n k s .

Loans and discounts $897,859, 600 46 $923, 347, 030 79 $926,195, 671 70 $954, 394, 791 59 $955, 862, 580 51
Bouds for circulation 389, 614, 700 00 389, 249,100 00 390, 281, 700 00 383, 254, 800 00 382, 976, 200 00
Bonds for deposits.. 14, 600, 200 00
14, 890, 200 00
14, 890,200 00
14,691, 700 00
14, 714, 000 00
U. S. bonds on hand. 11,043,400 00
10,456, 900 00
10,152, 000 00
13,313,550 00
15, 290, 300 00
Otherstocksandb'ds 25, 305,736 24
27, 010, 727 48
25,460,460 20
27, 807, 826 92
28,313,473 12
Due from res've ag'ts 101, 502, 861 58
97, 871, 517 06
94,017,603 31
83, 885,126 94
80,488, 831 45
Due from nat'l bauks 36,624,001 39
45, 770, 715 59
41,291,015 24
39, 695, 309 47
48,100, 842 62
Due from Statebanks 11,496,711 47
12,469, 592 33 11,196, 611 73
12,374,391 28
11, 655, 573 07
Real estate, &o
36, 043, 741 50
37, 270, 876 51
36, 708, 066 39
38,112, 926 52
39,190, 683 04
Current expenses - - .
6, 998, 875 75
7, 550,125 20
7, 547, 203 05
7, 658, 738 82
5, 510, 566 47
Bremiums paid
8, 741, 028 77
8, 563, 262 27
8, 680, 370 84
8, 376, 659 07
8, 626,112 16
Cash items
10,269, 955 50
10,496,257 00
11,949,020 71
12, 296, 416 77
14, 005, 517 33
Clear'g-houseexch'gs 62,768,119 19
63, 896, 271 31 97, 383, 687 11 112, 995, 317 55
94, 877,796 52
National bank notes. 20, 003, 251 00 20, 673,452 00
23, 527, 991 00 18,450, 013 00
22, 532, 336 00
Fractional currency.
2, 309, 919 73
2, 283, 898 92
2, 187,186 69
2, 224, 943 12
2, 392, 668 74
Specie
33, 365, 863 58
22, 326, 207 27
32, 569, 969 26
21, 240, 945 23
22,436,761 04
Legal-tender notes.. 102, 717, 563 00 101, 692, 930 00 103,108, 350 00 80, 021, 946 00
82, 604, 791 00
U.o.cert'i's of deposit 37, 235, 000 00
47, 780 000 00 42, 825, 000 00
40,135, 000 00
33, 670, 000 00
Dep. with U. S. Treas
91,250 00
20, 349, 950 15
21,043,084 36
Total

1,808,500,529 16 1, 867,802,796 28 1,851,840,913 64 1,877,180,942 44 1,902,409,638 46




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXVII

Banks from October, 1863, to October, 1886—Continued.
1872.
FEBRUARY 27.

APRIL 19.

JUNE 10.

OCTOBER 3.

1,814 b a n k s .

1,843 b a n k s .

1,853 b a n k s .

1,919 b a n k s .

DECEMBER 27.

Liabilities.
Capital stock

$464, 081, 744 00 $407, 924, 318 00 $470,543, 301 00 $479, 629,174 00

1, 940 b a n k s .
$482, 606, 252 00

Surplus fund
Undivided profits ...

103, 787, 082 62
43, 310, 344 46

104, 312, 525 81
46,428, 590 90

105,181,94*28
50, 234, 298 32

110, 257, 516 45
46, 623, 784 50

111,410,248 98
56, 762, 411 89

Nat'lbankcirculation
State bank circulation

321, 634, 675 00
1, 830, 563 00

325, 305, 752 00
1, 763, 885 00

327, 092, 752 00
1, 700, 935 00

333, 495, 027 00
1, 567,143 00

336, 289, 285 00
1, 511, 396 00

Dividends unpaid ...
Individual deposits..
V. S. deposits
Dep'tsU.S.dis.oflicers

1,451,746 29

1, 561, 914 45

1, 454, 044 06

3,149, 749 61

1, 356, 934 48

593, 645, 666 16
7,114,893 47
5, 024, 699 44

620, 775, 265 78
6, 355, 722 95
3,416, 371 16

618,801,619 49
6,99:1014 77
5, 463, 953 48

613,290,671 45
7, 853. 772 41
4, 563, 833 79

598,114, 679 26
7, 863, 894 93
5,136, 597 74

Due to nationalbanks
Due to State banks..

128, 627, 494 44
39, 025,105 44

120, 755, 565 86
35, 005,127 84

132, 804. 924 02
39, 878J 826 42

110, 047, 347 67
33, 789, 083 82

124, 218, 392 83
34, 794, 963 37

Notes re-discounted.
Bills payable

3,818,686 91
6, 062, 890 91

4, 225, 622 04
5,821,551 76

4, 745,178 22
5, 942, 479 34

5,549,431 88
6, 040, 562 66

6, 545,059 78
6, 946, 416 17

Total

1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1, 773, 556, 532 43

FEBRUARY 28.

Capital stock..

APRIL 25.

JUNE 13.

SEPTEMBER 12.

DECEMBER 26.

1,947 b a n k s .

1,962 b a n k 3.

1,968 b a n k s.

1,970 b a n k s .

1,976 b a n k s .

$484, 551, 811 00 $487, 891, 251 00 $490,109, 801 00 $491,072,616 00

$490, 266, 611 00

Surplus fund
Unttivided profits ...

114,681,048 73
48, 578, 045 28

115,805,574 57
52, 415, 348 46

110.847,454 62
55, 306,154 69

120, 314, 499 20
54, 515,131 76

120,961,267 91
58, 375,169 43

Xat'l bank circulation
State bank circulation

336, 292, 459 00
1, 368, 271 00

338,163, 864 00
1, 280, 208 00

338, 788, 504 00
1, 224, 470 00

339, 081, 799 00
1,188,853 00

341,320,256 00
1,130, 585 00

Dividends unpaid ... 1, 465, 993
Individual deposits . 656,187, 551
U. S. deposits
7, 044, 848
Dep'tsU.S.dis. officers 5, 835, 696
Due to national banks 134, 231, 842
Due to State banks.. 38,124, 803
Notes re-discounted. 5,117,810
Bills payable
5, 672, 532
Total
1,839,152,715

60

1, 462, 336 77

1,400, 491 90

1, 402, 547 89

1, 269, 474 74

61
34
60

6.1 (), 848, 358 25
7, 880, 057 73
4, 425, 750 14

641, 121,775 27
8, 691, 001 95
6,416, 275 10

622, 6H5, 503 29
7. 821), 327 73
8, 098, 500 13

540,510,602 78
7, 680, 375 26
4, 705, 593 36

95
85

126, 631, 920 24
35, 036, 433 18

137, 856, 085 67
40, 741, 788 47

133, 072, 732 94
39, 298, 148 14

114,990,666 54
£0, 598, 076 29

50
75

5, 403, 043 38
7, 059,128 39

5,515,900 67
7, 215,157 04

5,987,512 36
5, 480, 554 09

3,811,487 89
7, 754,137 41

21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1, 729, 380, 303 61

JUNE 26.

FEBRUARY 27.

1,975 banks.
$490, 859,101
Capital stock
Surplus fund
123,497, 347
Undivided profits... 50, 236, 919
Nat'l bank circulation 339, 602, 955
Statebank circulation 1, 078, 988

Dividends unpaid...

1,978 b a n k s .

OCTOBER 2.

DECEMBER 31.

1,983 banks.

2,004 b a n k s .

2,027 b a n k s .

$491,003,711 00 $493, 765,121 00
00 $490, 077, 001 00

$495, 802, 481 00

125,561,081 23 120,239,308 41 128,958,106 84
54, 331, 713 13 58, 332, 965 71 51, 484, 437 32

130,485, 641 37
51, 477, 629 33

340, 267, 649 00 338, 538, 743 00 333, 225, 298 00
964, 567 00
1, 049, 286 00 1, 009, 021 00
2, 259,129 91 1, 242,474 81 3, 516, 276 99
1, 291, 055 63

331,193,159 00
860,417 00

20
88
00
00

6, 088, 845 01

Individual deposits..
TJ. S. deposits
Dep'tsU.S.dis.officers

595, 350, 334 90
7, 276, 959 87
5, 034, 624 46

649, 286, 298 95 622, 863,154 44 669, 068, 995 88
7, 994, 422 27 7, 322, 830 85 7, 302,153 58
3, 297, 689 24 3, 238,639 20 3, 927, 828 27

682, 846, 607 45
7,492, 307 78
3, 579, 722 94

Due to national banks
Due to State banks..

138, 435, 388 39
48,112,223 40

129,188,671 42
51, 629, 602 36

Kotes re-discounted..
Bills payable

3,448, 828 92
4, 275,002 51

135, 640,418 24 143, 033, 822 25 125,102, 049 93
48, 683, 924 31 50,227,420 18 50,718,007 87
4, 581, 420 38 4,436, 256 22 4,197, 372 25
4, 772, 662 59 4, 352, 560 57 4, 950, 727 51

Total.

6, 365, 652 97
5, 398, 900 83

1,808,500,529 16 1,807,802,796 28 jl,851,840,013 64 jl,877,180,942 44 1,902,409,638 46




CLXYlll

REPORT OF Till:

COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
1875.
Resources.

MARCn 1.
- -: 2,029 b a n k s .

MAY 1.

JUNE 30.

2,040 banks.

2,076 banks.

OCTOBER

DECEMBER

1.

2,088 banks.

17.

2,086 banks.

Loans and discounts $«5»5, 185. «.V!9 35 $971, 835, 293 74 $972, 926, 532 14 $984, 691, 434 40 $962, 571, 807 70
•Bonds for circul;:! ion :^o.G.-2.a r i) oo lfc~8, o2*», o00 00 375, 127, 900 00 370, 321, 700 00 363,618,100 00
14, 147, 200 00
14, 372. 2'J0 00
JBonds lor deposits . ; 14,492, 2()U 00
14, 097, 200 00
13, 981, 500 00
14,297, (>50 00
12, 753, 000 00
U. S. bonds on bund. 18. C62. 15;- 00
13,989,950 00
16, 009, 550 00
32, 010, :;itj 18
20. 102, i )7 10
OtheT stocks ami b'ds 28, 208. H I CO
33, 505, 045 15 31, 657, 900 52
80. ()-:0. 878 <o
89, 788,1)03 73
Due from res'vea^'ts 8 9 . 9 9 1 , 17") 3 *
85, 701, 259 82
81, 462, 682 27
48. 513.38,8 86
4G, 031) 507 57
Due from nat'l bunks 44.72<>. ';9i l i
47, 028, 769 18
44, 831, 891 48
11,025,(347 15
DuefromSratbbanka •12, 7 2 1 , 2 : ; 97 1L'.OI>!,U*> 39
11, 963, 768 90
11,895,551 08
i '^() 4';|i i)-t-) ]•>
40, 'ji;9, 020 49
41, 583, 311 94
40 "I'-' ^S') 99
42, 366, 647 65
l»e*»l estate (Me
42
7, 841, 213 05
9, 218, 455 47
4, 092. 044 34
Cnnent expenses. .. [ 7 ' . 7 9 0 , 5 . M iC>
9 00C, 880 92
8, 742. 393 83
Premiums paid
8.434.45:: 14
8, 670, 091 18
9, 442, 801 54
1 3 , 1 2 2 . 1 4 5 88
12, 433. 100 43
1 1 , 7:'.-•]. 7C-'.' 4 2
(.'ash itrms
.
12, 758, 872 03
11, 338, 725 72
C11'< i r' *i -1 i o 1 s (• e .\ c \ i' '*? 8 1 , 127. 7 i i i .'Jf; H o , 970, 8 i 9 0 5
1
.
88,924,025 93
75,142,863 45
67, 886, 967 04
10, 504, (iio 00
24, 2(ii,9ii! 00
.Bills of other batiks. i 18, 900. 307 u(j
18, 528, 837 00
17,166,190 00
2, (>20, 504 2fi
2, 702, ;i:i(i 44
^Fractional currency. ! 3, 008. :><;:..: 12
2, 595, 631 78
2, 901, 023 10
iO, {;•>.!, :*n f!4
lfi. 667. le«; 17
18.959,582 30
Specie
8, 050, 329 73
17, 070, 905 90
87, 492, 895 00
Legal-tender not<\$ .. 78, ;").":?•', 5 70 00 84, 01f, i-::>s 00
76, 458, 734 00
70, 725, 077 00
47,310,000 00
38,615,000 'ID
TT. S. cert' fs of d e posit 37 2oo ooo oo
48,810,000 00
31, 005, 000 00
19, 64U, 785 52
Due from U.S. lYeas 21, 007, 91 If 7o 21, 451, 422 20
19, 686, 960 30
19,202,256 68
;

Total

1,809,819,753 22 1,909,847,891 40 1,913,239,201 16 l,882,209,30

is 7

r

62 1,823,469,752 44

6.

MARCH 10.

MAY 12.

JUNE 30.

OCTOBER 2 .

DECEMBER 22,

2,091 banks.

2,089 b a n k s .

2,091 banks.

2,089 banks.

2,082 banks.

Loansand discounts. $950. 205. 555 62 $939. 895, 085 34 $933, CM, 530 45 $931, 304,714 06 $929, 066,408 42
Bonds for circulation 354. 517, 750 00 344, f/>7, 350 00 339, 141, 750 00 337,170,400 00 336, 705,300 00
14, 12;-:, INK) 00
14, 328, 000 00
Bonds for deposits. - 14,21.0, 5r;i, 00
14, 698, 000 00
14, 757, 000 00
2(5,577. 0,0 00
30, 842, 300 00
(J. S. bonds on hand. 25, 91n, (>••:) 00
33,142,150 00
31, 937, 950 00
Other stocks andb'ds 30,425,430 43 30, 905, l!)f, 82 32, 482. 805 75 34, 445,157 16
31,565,914 50
Due from res'veasf'ta 99. 068. 300 35 80. 76i). OK:J 97 87, 989, 900 90
87, 326, 950 48
83,789,174 65
47, 417. 029 03
44, .TJS, 0«;» 4(i
Due from nat'i banks 42, 341, 542 07
47, 525, 089 98
44, 011, 664 97
.10, 089. 507 95
l l . ^ i i . IJ{.'{ 90
Due fr:,'U! State banku 1 L, 1*0, :')(>'J 15
12, 061, 283 08
12,415, 841 97
41, 937, till 25
42. lH.'i.yn:s 78
42, 722, 4 15 27
KealesiiU-o, Jtc
43,121,942 01
43,498, 445 49
8, 2!;6, '.'07 ^5
5. J25. 549 38
0, 820, 573 35
Current expenses. ...
6, 987, 644 46
9, 818, 422 88
10, 411,:.4? 28
10,940,713 15
10, 621. G'.U03
Premiums paid . . .
10, 715, 251 16
10, 811, 300 66
9, 517, 8i'8 .-(i
11, 724,592 t>7
9. <;•>;!, i s - ; 37
Cash items -. .. .. -.
12,043,139 68
10,658,709 26
75, 328, 87.* 84
ClearV-house e .xch 'j;s 58,803, 18.' 43 5<5, ^Oii fj;':. iVi
87, 870. 817 06
68, 027, 016 40
18, 530, ."02 00
20,3-i7.y»:4 00
20, 398, 422 00
Bills of other bar':.*
15, 910, 3i5 00
17,521,663 00
2, 7 1
3,
59 >0
1, 987, 897 44
I1 rac tional curren i • v. ?i) 21 ;\ :ji;-,-i 85 21 7 '/ 4 , -s->o 2h
1, 4i7, 203
1,146, 741 94
rf
077
°5 °18 4(v) QO
' *4 'if!
Specie
21 360 767 4°
32 999 647 89
Legal-tender notes ;.. 7<>. 708, 44*; 00
00
9o, 830, 876 00
66, 221, 400 00
84, 250, 847 00
27 3''o. (Kio 00
U.S. ce rt" fs o f <lepos t 30,805.'.:i«; oo
27, 955, 000 00
29, 170, 000 00
2.6, 095, 000 00
Due from U. S. Treas 18, 479, ! 12, 79 Hi, 911, (W<> 20
17,063,407 G5
16, 743, 695 40
16, 359, 491 73
Total

1,834,309,941 70 1,793.300,002 78 1,825,760,067 28 1,827,265,367 61 1,787,407,093 76

18*7.
JANUARY 20.

APlilL 14

JUNE 22.

2,083 banks.

2,073 banks.

2,078 banks.

Loansand discounts. $920,561,018 05 $911,940,833
Bonds for circulation 337. M0, 7;i0 ("J 339, (558. li'O
15, 0 8 1 , 0 0 0
Bonds for deposits .. 14,7^2,000 oo
32. 904, 250
U. S. bonds on hand
31.988,«;:,() oo
Other stocks and b'ds 3 j . 8 i 9 , :>'.',{) 20 32, 554, r.i/4
Due from res'veag'ts 8.-', 6!)8, 3(is 85 84,942,718
42, 027 778
3 )ue fr'oin nat'l banks 41 844. Ulii 88
11, 9H, 4,',7
Due from State b'nks .i;i.*38i»,i»9i> 81
4-i. 704, :',;•"> 47
44,731 5! Ji
Keal estate, i c
4, 13.1.5id 48
7, 84!:. 2i:-G
Current expenses. ..
10. 4;)4. 505
Premiums paid ...... .10. 931. 714 ."•()
10 Wt 4''-i i9
10 410 (>23
Dash 1items.
85, 15H, 422
Clear p-liouseojcflh'gs 81,317,88!) ;>4
1 8 , 4 1 8 , 7 2 7 00
17, (J42, G93
Bills ot other banks
.1,233. •JJS 08
1, 114,820
Frac. tio n a 1 c \ rm nc y.
49, 7"i», 2:i7 5ft
27. n70. 037
Specie
72, 68J, 710 ;>0
72. ;;5!,.-,73
Leiral-tender notes TJ.S.oert't's o i\ U: posit 2 5 , 4 7 0 , you 00
}<x 2 i ; 1 . 0 4 0
Duef'Oiii {.'. ft. Trtas in, 44i, .-••:> i-n
3 2 ,

Total

»ii;>.

'•){}'•;

OCTOBER

1

L.

2,080 bankg.

DECEMBER 28.

2,074 bankg.

88 $901,731,416 03 $891, 020, 593 54 $881, 856, 744 87
00 337, 754,100 00 336, 810, 950 00 343, 869, 550 00
00
14, 971, 000 00
14, 903, 000 00
13, 538, 000 00
00
32, 34 i, 050 00
30, 088. 700 00
28,479, 800 00
44
35, 653, 755 29
34, 435, 995 21
32,169,491 03
41
82, 132, 099 96
73, 284,133 12
75, 960, 087 27
81
44, 507, 303 03
45, 217, 246 82
44,123, 924 97
3(1
11,24(5,349 79
11, 479, 945 65
11,415,761 60
09
4-\ 229. 983 25
44, 818, 722 07
45, 511, 932 25
7.910,864 84
6, 915, 792 50
8, 958 903 60
s6
9, 219,174 62
8, 841, 939 09
12 10, 320, 674 34
11 674 587 50
10, 265, 059 49
87 10 099 988 •1fi
74 57,861.481 13 74, 525, 215 89
64, 664, 415 01
00
20.182, 9i8 00
15, 531, 467 00
20,312, 692 00
09
1,055, 123 61
900, 805 47
778, 084 78
78
22, 658, 820 31
32, 907, 750 70
21,335,956 06
00
78, 004, 380 00
60, 920, 684 00
70, 568, 248 00
(!(J
44. 430, 000 00
26, 515, 000 00
32,410,000 00
81
O
17, 932, 574 G
16, 021, 753 01
16, 493, 577 08

1,818,174,5"-7 C8 1.7«<;.«c:>.-J75 2 9 J. 774,352,833 81 1,741,084,663 84 1,737,295,145 79




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLX1X

Banks from October, 1863, to October, 1886—Continued.
187 5.
MARCH 1.

MATl.

JUNE 30.

OCTOBER 1.

2,029 b a n k s .

2,046 b a n k s .

2,076 b a n k s .

2,088 b a n k s .

DECEMBER 17.

liabilities.
Capital etock
Surplus fnnd
Undivided profits

$496, 272, 901 00 $498, 717,143 00 $501, 568, 563 50 $504, 829, 769 00

2,086 b a n k s .
$505,485,865 00

131, 249, 079 47
51, 650, 243 62

131,604,608 66
55, 907, 619 95

133,169, 094 79
52,160,104 68

134, 356, 076 41
52, 964, 953 50

133, 085,422 20
59,204,957 81

Nat'l hank circulation 324, 525, 349 00
824, 876 00
State back circulation

323, 321. 230 00
815,229 00

318,148, 406 00
786,844 00

318, 350, 379 00
772, 348 00

314,979,451 00
752, 722 00

...

1,601, 255 48

2, 501, 742 39

6,105, 519 34

4, 003, 534 90

1,353,396 80

Individual deposits
647, 735, 879 69
U. S. devorttto
7,971,932 75
Dep'te l/.S.diH.officere
5,330,414 16

Dividends unpaid . . .

695. 347, (577 70
ti, 7l»7. 972 00
2,706,387 41

686, 478, 6.10 48
6, 714. 328 70
3,459,061 80

664, 579, 619 39
6, 507, 531 59
4, 271,195 19

618, 517, 245 74
6, 652, 556 67
4, 232, 550 87

I)ue to nat ional banks 137, 735,121 44
Dun to State bank* . . 55, 294, 663 84

127,280,034 02
53, 037, 582 89

138, 914, 828 39
55,714,055 18

129,810,681 60
49, 918, 530 95

119, 843, 665 44
47, 048,174 56

5,071,031 44
C, 079, 032 94

4,261, 404 45
5, 758, 299 85

5, 254, 453 66
6, 590, 234 43

5,257,160 61
7, 056, 583 64

Notes re-diacounted .
Bills payable

Total

4.841,600 20
4, 780, 436 57

1,869,819,753 22 1,909,847.891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44

1 876.
MARCH 10.

MAY 12.

j

JUNE 30.

OCTOBER 2.

DECEMBER 22.

j
2,091 banks.
Capital stock

2,089 b a n k s ,

j 2,091 b a n k s .

2,089 banks.

2,082 b a n k s .

$504,818,666 00 $500,982,006 00 $500,393,796 00 $499,802,232 00

$497, 482, 016 00

Surplus fund
133,091.739 50 \ 131.795,199 94 131,897.197 21 ! 132,202,282 00
Undivided profits . . . 51,177,031 26 • 49, 039, 278 75 j 46.609,341 51 j 46,445,215 59

131, 390, 664 67
52, 327, 715 08

Nat'l buukcirculatiun 307,476, 155 00 j 300,252,085 00 i 294,444,678 00 j 21)1,544,020 00
S t a te ban k circ u la L i o u
714, 539 00
6U7, 000 00 j
Cf>8, 938 00
628, 847 00

292, 011. 575 00
608, 548 00

Dividends unpaid . . .

1, 405, 829 06

2, 325, 523 51

Individual deposits.. 620.674.211 05 612, 3!>5, 096
v sd
•
" 6, 600, 394 90 8. 4««, 87P
Dep'taU.S.dis.officers
2, 505, 273
4,313,915 45
Due to national b a n k s ' 139,407,^80 00 ! 127,880,045
Due to State banks.. 5-*. 002. 131 i»4 | 4i>, 70ti, <
Notes re-discounted.
Bill*? payable:

Total.

4,631,882 57 !
6, 049, 566 31 i

6, 116. 679
I
59 I (541, 432. 88<>
18 j 7,667,722
30 | 3, 392, 939

30 !

3, 848, 705 64

1, 286, 540 28

08 651,385,210 19
97
7, 2f>i>. MM 42
48 i 3, 746, 781 58

619, 350, 223 0G
6,727,155 11
4,749,015 39

:

04 j 131,702.164 87 ' 131. 535,969 04
51, 403, 995 59
48, 250, U 1 G3

4,65:}, U}{) 08
5, 650. 126 «7

3. 867. (i:;2 24
6, IT.i, 0(K5 03

4, 464. 407 31
0,154,784 21

122.351,818 09
48,685,392 14
4,553,158 70
5,882,672 15

1,834,309,941 70 jl.793,306.002 78 jl,825,7GU,967 28 1,827,265,3(57 U -1,787,407,093 73

18 7 7,
JANUARY 20. j
2,083 b a n k s .

APRIL 14.

! 2,073 b u n k s .

JUNE 22.

OCTOBER 1.

DECEMBER 23.

2,078 b a n k s .

2,080 b a n k s .

2,074 b a n k s .

Capital stock..

$493, G34, (ill 00 $489,684,645 00 $481,044,771 00 $479,487,771 00 $477, 128, 771 03
;
i
•
i
Surplus fund
i«. 130,224, 109 02 127,793,320 52 j 124,714,072 911 ' 122,770, 121 24 121,618,455 32
Undivided profits... 37, 456, 530 32 | 45, 609, 418 27 j 50, 503, 351 70 ! 44, 572, 678 72 51,530,910 18
Stot'l bn n kcirculat ion 292,851,351 00
State bankcirculation
581.242 00
Dividends u n p a i d . . .

294.710,313 00 I 290,002,057 00
535, 9C3 00
521,611 00

299, 240, 475 00
470, 54i) CO

1,398.101 52

3, 623, 703 43

1,404, 178 34

Individual deposits.. 659,891,909 76
7, 234, (i*J6 96
U. S. deposits
3,108,316 55
Dep'tsU.S.dis officers

641,772,528 08 I 636,267,529 20
7,584,267 72 I 7,187.431 67
3,076,878 70
3,710,107 20

616, 403, 987 12
7,1)7:2,714* 75
2, 376, 983 02

604,512,514 52
6,529,031 09
3, 780, 759 43

Dae to national banks 130,293, 566 36
Dae to State banks.. 49, 965, 770 27

125, 422, 444 43
48, 604, 820 09

Notes re-disoounted.
Bills payable

Total.

2,448,909 70

4, 000, 063 82 I
6,483,320 92 j

1, 853, 974 79

291,874,236 00
481, 738 00

3, 985, 459 75
5
5, % 9 . 241 94

121, 443, fiOl 23 115,028,954 38
48, 352, ~>M 90 ) 46, 577, 439 88
3,791.219 47
6, 137, 116 83

4 654,7*4 51
5,843, 107 03

1,818,174,517 68 ,1,796,603,275 29 jl,774,352,833 81 ,1,741,084,663 84

1,737,295,145 79




2.953, 128 08 I
6,249,426 88

115. 773. 6fi0 58
44. 807, 958 79

CLXX

REPORT OF THE COMPTROLLER

OF THE CURRENCY.

Aggregate resources and liabilities of the National
1878.
MARCH 15.

MAY 1.

JUNK 29.

OCTOBER 1.

DECEMBER 6.

2,003 b a n k s .

2,059 b a n k s .

2,056 b a n k s .

2,053 banks.

2,055 banks.

Re§ources.
Loans and discounts. $854,750.708 87 $847, 620, 392 49 $835,078,133 13 $833, 988, 450 59 $826,017,451 87
Bonds for circulation 343,871,350 00 345, 256, 350 00 347,332,100 00 347, 556, 650 00 347,812,300 00
49,110, 800 00
28, 371, 000 00
47, 936, 850 00
19, 530, 000 00
Bonds for deposits . . 13,329,000 00
44, 255, 850 00
40, 479, 900 00
46, 785, 600 00
33,615,700 00
U. S. bonds on hand. 34, 881, 600 00
35,816,810 47
36, 859, 534 82
34, 697, 320 53 36, 694, 996 24
Other stocksandb'ds 34,674,307 21
81, 733,137 00
78, 875, 055 92
85, 083,418 51
71.331,219 27
Due from res've ag'ts 86, 016, 990 78
43,144, 220 68
41,897,858 89
41, 492, 918 75
40, 545, 522 72
Due from nat'l banks 39, 692,105 87
12,259, 856 09
12,232,316 30
12,314,698 11
12,413,579 10
Due from State banks 11,683,050 17
46, 153,409 35
46, 702, 476 26 46, 728,147 36
45, 901, 530 93
Real estate, <fcc.._... 45, 792, 363 73
7, 608,128 83
4,718,618 66
6, 272, 566 73
7, 239, 3C5 78
7,786, 572 42
Current expensed-..
6, 978, 768 71
7, 335, 454 49
7,134, 735 68
7, 574, 255 95
7, 80G, 252 00
Premiums paid
9, 985, 004 21
11, 525, 376 07
10, 982, 432 89
10,107. 5841 76 10, 989, 440 78
Cash items
61, 998, 286 11
87, 498, 287 82
82, 372, 537 88
95, 525,134 28
01 ear'g- bouse exch'gs 66,498, 965 23
19,392,281 00
17, 0G3, 578 00
16, 929,721 00
18,3(>3, 335 (JO
Bills of other banks. 16, 250, 569 00
496, 864 34
610,084 25
515, 6G1 04
661, 044 69
697, 398 86
Fractional currency.
29, 251, 469 77
30, 688, 606 59 34, 355,250 36
46, 023, 7oG 06
54, 729, 558 02
Specie
71, 643, 402 00
64, 428, G O 00 64, 672, 762 00
O
67, 245, 975 00
Legal-tender notes.. 64, 034, 972 00
32, 520,000 00
36, 905, 000 00
32, 690, 000 00
20, 995, 000 00
U.S.cert'fs of deposit 20, 605, 000 00
17, 940, 918 34
16, 798, 667 62
16, 543, 674 36
16.304,030 47
DuefromU.S.Treas. 16, 257,608 98
Total

1,729,465,956 90 1,741,898,959 05 1,750,464,706 51 1,767,279,133 21 1,742,826,837 37

1 8 7 9.
JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2 .

2,051 b a n k s .

2,048 b a n k s .

2,048 b a n k s .

2,048 banks.

Loans and discounts. $823,906, 765 68 $814, 653, 422 69 $835, 875, 012 36 $878, 503, 097 45
Bonds for circulation 347,118,300 00 348, 487, 700 00 352, 208, 000 00 357,313, 300 00
Bonds for deposits.. 66. 507, 350 00 309,348,450 00 257, 038, 200 00
18,204, 650 00
54,601,750 00
62,180, 300 00
U. S. bonds on hand. 44, 257, 250 00
52,942,100 00
36, 747,129 43
37,617,015 13
Other stocks and b'ds 35, 569, 400 93
39,671,916 50
74, 003, 830 40
93,443,463 95 107, 023, 546 81
Due from res've agt's 77, 925, 068 68
39, 143, 388 90
48,192, 531 93
Due from nat'l banks 44,161, 948 46
46, 692, 994 78
10, 535, 252 99
11, 258, 520 45
Due from State banks 11, 892, 540 26
13, 630, 772 63
47, 796,108 26
Koal estate, &c
47, 091, 9(34 70 47,4(11,614 54
47, 817,109 36
6, 693, 668 43
6, 913, 430 46
Current e x p e n s e s . . .
4, 033, 024 67
6,111,256 56
6, 609, 390 80
5, 674, 497 80
Premiums paid
6, 366, 048 85
4,332,419 63
10, 011, 294 64
10, 209. 982 43
Cash items
13, 5G4, 550 25
11,306,132 48
63,712,445 55
83,152,359 49 112, 964, 964 25
Clear'g-honse exch'gs 100,035,237 82
17, 068, 505 00
16, 685, 484 00
Bills of other b a n k s . 19, 535, 588 00
16, 707, 550 00
4f>7,177 47
446, 217 26
Fractional currency.
475, 538 50
396, 065 06
41,148, 503 41
42, 333, 287 44
Specie
41,499, 757 32
42,173, 731 23
64,461,231 00
67, 059,152 00
Legal-tender notes . 70, 561, 233 00
69,196, 696 00
21, 885, 000 00
25,180, 000 00
U.S. cert'fs of deposit 28,915,000 00
26,770, 000 00
16, 620, 986 20
DuefromU.S.Treas
17. 175, 435 13 17, 029,121 31
17, 029, 065 45
Total

DECEMBER 12.
2,052 b a n k s .
$933, 543, 661 93
364, 272, 700 00
14, 788,800 00
40, 677, 500 00
38,836,369 80
102, 742,452 54
55, 352, 459 82
14,425,072 00
47, 992, 332 99
7, 474, 082 10
4,150,836 17
10, 377,272 77
112,172, 677 95
16, 406, 218 00
374, 227 02
79,013,041 59
54, 715, 096 00
10, 860, 000 00
17, 054, 816 40

1,800,592,002 25 11,984,068,936 53 2,019,884,549 16 1,868,787,428 19 1,925,229,617 08

1880.
FEBRUARY 21.

APRIL 23,

JUNE 11.

OCTOBER 1.

DECEMBER 3 1 .

2,061 b a n k s .

2,075 banks.

2,076 b a n k s .

2,090 b a n k s .

2,095 banks.

Loan sand discounts $974, 295, 360 70 $992, 970, 823 10
Bonds for circulation 361,901, 700 00 361, 274,650 00
14, 722, 000 00
Bonds for deposits.. 14, 917, 000 00
29, 509, 600 00
U. S. bonds on hand. 36,798,600 00
42,494, 927 73
Otherstocks and b'ds 41, 223, 583 33
Due from res've ag'ts 117, 791, 386 81 103, 9G4, 229 84
54, 493,4G5 09
Due from nat'l banks 53, 230, 034 03
13, 293, 775 94
Due from Statebanks 14, 501,152 51
47, 808, 207 09
Heal estate, &c
47, 845, 915 77
7, 007, 404 19
Current expenses...
6,404, 743 54
3,791,703 33
Premiums paid
3, 908, 059 27
9, 857, 645 34
Cash items
*10, 320, 274 51
99, 357, 056 41
Clear'g-houseexch'gs 166,736,402 64
21, 064, 504 00
Bills of other banks. 15,369, 257 00
395, 747 67
Fractional currency.
397,187 23
86, 429, 732 21
Specie
89,442, 051 75
61, 048, 941 00
Legal tender notes.. 55, 229, 408 00
7, 890, 000 00
U.S.cert'fs of deposit 30,760,000 00
17,226, 060 01
Dae from U.S.Treas. 16,994,381 37

Total

$994,712,646 41 $1,040,977.26753 $1,071,356,14179
359, 512, 050 00
357.789,350 00
358,042,550 00
14,727,000 00
14,827,000 00
14,726,500 00
28, 605, 800 00
28,793,400 00
25,016,400 00
44, 947, 345 75
48,863,150 22
48,628,372 77
115,935,668 27
134,562,778 70
126,155,01440
56, 578,444 69
63,023,796 84
69,079,32615
13, 861, 582 77
15,881,197 74
17,111,24103
47, 979, 244 53
48,045,832 54
47,784,46147
6r 778, 829 19
6,386,182 01
4,442,440 02
3,702, 354 60
3,488,470 11
3,288,602 63
9, 980,179 32
12,729,00219
14,713,929 02
122,390,409 45
121,095,24972
229,733,90459
21, 908,193 00
18,210,943 00
21,549,367 00
387,226 13
367,171 73
389.92175
99, 506, 505 26
109,346,50949
107,172,900 92
64,470,717 00
56,640,458 00
59,216,934 00
12, 510, 000 00
7,655,000 00
6,150,000 00
16, 999, 083 78
17,103,866 00
17,125,82237

2,038 066,498 46 1,974,600,472 95 2,035,493,280 15




2,105,786,62582 | 2,241,«83,829 »1

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXXl

BanTcs from October, 1863, to October, 1886—.Continued.
1 § 7 § .
JUNE 29. .

OCTOBER 1.

DECEMBER 6.

2,050 b a n k s .

MARCH 15.

2,053 b a n k s .

2,055 b a n k s .

Liabilities.
2,063 b a n k s .
Capital stock

2,059 b a n k s .

$473,952,541 00 i $471, 971, 627 0> $470,393,366 00 $406,147,436 00 $464, 874,996 00

Surplus fund
Undivided profits . . .

120, 870, 290 10
45, 040, 851 85

119, 23lr 12G 13
43, 938, 901 98

N a t ' l b a n k circnlat'n 300,926, 284 00
State b a n k circulat'nj
439,339 0
U
Dividends unpaid . . .

118,178, 530 75 j 116, 897, 779 98
40, 482, 522 64 j 40, 936, 213 58

116, 402,118 84
44, 040,171 84

301,884,704 00 j 299,621,059 00 301, 888, 092 00 303, 324, 733 00
400 715 00
413, 913 00
426, 504 00
417,808 00

1,207, 472 68 j

1,930,609 58

5, 466, 350 52

3,118, 389 91

1,473,784 86

Individual d e p o s i t s . . 602,882,585 17 j 625,479,771 12 i 6-21,632,160 06 620,236,176 82
U. S. deposits
j 7, 243, 253 29
13, 611, 474 14 I 22, C8(i, 619 67 I 41, 654, 812 08
2,302,281 01 j 2,903,531 99 | 3,342,794 73
Dep'stf.S.dis.officers!
3, 004. 064 90

598. 805, 775 56
40. 2(59, 825 72
3, 451,436 56

D u e to national banks, 123, 239,448 50
Due to State banks .. 43, 979, 239 39

120, 261, 774 54
41, 767, 765 07

Notes re-discounted.
Bills payable..
Total.

109, 720, 390 70
44, 006, 551 05

2, 465, 390 79
4, 215,1U6 23 i

117,845,495 88 ! 122,496,513 92
43, 360, 627 86 ! 42, G36, 703 42

2, 834, 012 00
4, 270, 879 74

2, 453. 839 77
5, 022, 894 37

3, 007, 324 85
4, 502, 982 92

8,228,132 93
4, 525,617 45

1,729,465,956 90 1,741,898,959 05 1,750,464,706 51 11,767,279,133 21 1,742,826,827 37

9.
JAJS'UARr 1.

APKIL 4.

JUNE 14.

OCTOBER 2.

DECEMBER 12.

2,051 b a n k s .

2,048 banks.

2,048 b a n k s .

2,048 b a n k s .

2,052 b a n k s .

$462, 031, 396 00 $455, 611, 362 00 $455, 244,415 00 $454, 067, 365 00

Capital stock

$454,498,515 00

116. 200, 863 52
Surplus fund
Undivided profits . . . 36, 836, 269 21

114,823,316 49
40, 812, 777 59

114, 321, 375 87
45, 802, 845 82

114,786,528 10
41,300,941 40

115,429,031 93
47,573,820 75

N a t i bank circulat'n 303, 506, 470 00
388, 368 00
State bank circula'n.

304, 4(57,139 00
352.452 00

307v 328, 695 00
339, 927 00

313,786, 342 00
325, 954 00

321,949,154 00
322,602 00

2,158, 516 7J>

1,309,059 13

2,658, 337 46

1,805,480 45

598, 822, 694 02 648,034,141 42
303, 46:?, 505 69 248, 421, 340 25
3, 682, 320 67
2, 689,18(J 44

719, 737, 568 89
11,018,862 74
3, 409, 600 02

755,459,906 01
6r 923, 323 97
3,893,217 43

137.300,091 60 149, 200,257 16
50, 403, 0(34 54 62, 022, 453 99

152,484, 079 44
59, 232, 391 93

Dividends uipaid . . .

5, 816, 348 82

Individual deposits.. 643, 337, 745 26
59, 701, 222 90
U. S. deposits
3, 556, 801 25
Dep'g U. S.dis. officers

Due to national banks 118, 311, 635 60 110,481,170 98
43,709,770 14
Due to State banks . . 44, 035, 787 56
Notes re-discounted.
Bills payable

Total

2, 926, 434 95
3, 942, 659 18

2, 226, 396 39
4,510,870 47

2,224.491 91
4, 452, 544 48

2, 205, 015 54
4,208,201 89

2,116,484 47
4,041, 619 70

1,800,592,002 25 1,984,008,936 53 2,019,884,549 16 1,868,787,428 19 1,925,229,617 08
1§.§O.
FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

2,061 b a n k s .

2,075 banks.

2,076 banks.

2,090 banks.

$454, 548, 585 00 $456, 097, 935 00 $455,909, 565 00 $457, 553,985 00

Capital stock

DECEMBER 31.
2,095 b a n k s .
$458,540,085 00

117, 044, 043 03
Surplus fnnd.
Undivided profits . . . 42,863, 804 95

117, 299, 350 09
48,226, 087 61

118,102,014 11
60,443,635 45

120,518, 583 43
46,139, 690 24

121,824,629 03
47,946,741 64

Kat'l bank circulat'n
State bank circulat'n

320, 303, 874 00
803,452 00

320,759,472 00
299,790 00

818,088, 562 00
290,738 00

317,350, 036 00
271, 045 00

317,484,496 00
268,499 00

Dividends unpaid . . .

1,865,001 91

1,542,447 98

1,330,179 85

3,452,604 17

6,198,238 38

Individual deposits . 848,926, 599 86
U. S, deposit**
7,856,791 97
D^p'sU.S.dis. officers
3, 069, 880 74

791, 555, 059 03 833, 701, 034 20 873, 537, 687 07 1,006,452,852 82
7, 925, 988 37
7, 680, 905 47
7,548, 638 07
7,808,100 94
3, 220, 606 64
8,026,757 34
3,344,386 62
8, 189,501 01

Due to national banks 170,245,061 08
Due to State banks.. 65, 439, 334 51

157,209,759 14
63, 317,107 96

171,462,131 23
67,938, 795 35

192,124,705 10
75,735,677 06

192,413,295 78
71,185,817 08

1,918,788 88
4,181, 280 53

2,616,900 55
4,529, 967 98

2, 258,544 72
5,260, 417 43

3,178,232 50
5,031,604 96

3,354,697 Ifi
4, 636, 876 0ft

Notes re-discounted.
Total

„.. 2,038,066,498 46 1,974,600,472 95 2,035,493,280 15 2,105,786,625 82 2,241,683,829 91




or :ru

CLXXII

OF THE CURRENCY.

Aggregate resources and liabilities of the National
1 &§ 1.
MARCH 11. .

Resources.

2,094 banks.

MAY 6.

JUNE 30.

OCTOBER 1.

DECEMBER 31,

2,102 banks.

2,115 banks.

2,132 b a n k s .

2,164 b a n k s .

Loans and discounts. $1, 073,786,749 70 $1, 003,649,382 18 $1,144.988.949 45 $1, 173,796.083 09 $1, 169,177,557 16
363,385.500 00,
368.735.700 00
Bonds for circulation
352,653,500 00
358,287,500 00
339,811,950 00!
15,540,000 00;
Bonds for deposits..
15,240.000 00;
15,265,000 00
15,715 000 00
14,851,500 00,
40,866,750 00
U. S. bonds on hand44,116,500 O i
O
48,584,9"0 00
31.884.000 00
46.626,150 00;
61.952,402 95!
Other stocks and b'ds
52,908.123 98j
58.049.292 63
62.603,218 93
49,545.154 92:
132,968,183 12
Duefrora res've ag'ts
128,017.627 031
156,258.637 05
123.530.465 75
120,820,691 09
78,5D5,446 17i
Due from nat'l banks
63,176.225 67'
75.703,51)!} 78
77,633.9(12 77
62,205.517 34!
19.30»i.85in 62
Duo from State banks
16,938,734 56:
18>5().775 34
17,(132,261 6i\
17.644,704 62
47,329,111 H),
Real estate, &c ...
47,791,348 36:
47,834.0*10 20:
47,445,050 46
47,525,790 02,
6,731,936 461
Current expenses...
6,096,1(19 78!
4.235,911 VJ\
4.647,101 04
7,810.930 83'
4,138,485 7lj
4,024.763 G !
O
4.115,98(j 01
3,891.728 72
Premiums paid
3,530,516 7l|
14.831,879 30;
11,826,603 16:
13,534.227 31
17,337,964 78
Cash items
10,144,682 871
189.222,255 95! 217,214,627 10
19^,633,558 01!
143.960,230 84
147,761.543 96'
Clear'jr-bouse exch'gs
:
17,732,712 00!
25.120.933 00
21,631,932 00;
24,190,534 00
17,733,032 00
Bills of other banks.
373,915 961
386.050 21:
372.141' 23:
366,361 52
386,56!) 63
Fractional ourrency.
114,334,736 12|
122,628,562 08
128,638,927 50!
113,680.639 60
105,156.195 24
Specie
53,158,441 001
62,516,296 00
58.728.713 00:
60,104,387 00
Legal -tender notes..
52,156,'439 00
6,740,000 001
8,045,000 00
9.540,000 00
U. S. cert's of deposit
7,930,000 00
6,120,000 01)
.7,472,505 96i
18,456,600 14'
17,251,868 22
Due from U. S. Treas
18.097,923 40
17,47:
17,015,269 83
Total

2,140,110,944 7d 2,270,226,817 76 2,325,832,700 75 2,358,387,391 59 2,381,890,866 85

1 § § 2•
MARCH 11.

MAY 19.

JULY 1.

OCTOBER 3.

DECEMBER 30.

2,187 b a n k s .

2,224 b a n k s

2,239 b a n k s

2,269 b a n k s

2,308 banks."

Loans and discounts $1,182,661,609 53 $1,189,094,830 35$1 208,932,655 92 $1,243,203,210 08 $1,230,456,213
00
00
Bonds for circulation 367,333,700 00 360,153.800 00, 355,789,550 00 357,631,750 00 357,047,650
16,093 000
15,920,000 00
15,920,000
16,111,000 00
16.344,000
Bonds for deposits ..
28,523,450 00
29,662,700 00
27,242,550 00
15,492,150
21,314,750 00
U. S. bonds on hand.
64,430,686 18
66,691.399 56
60.16S916 64
66,998,620
65,274 999 32
Other stocks and b'ds.
Due from res've agt's. 117,45J,719 75 124,189.945 23 118,455,012 38 113,277.227 87 122.066.106
68,301,ti45 12
66,883,512 75
75,36(5, i>70 74
6*51(5.841 06
76,073,227
Due from nat'l banks
15,921,432 07
16.344,688 66
17,105.468 44
16>90.174 92
1J.405.748
Dne from State banks
47,073,247 45
46,956,574 28
46,425,351 40
46,537,066 41
#,993,408
Real estate, <fcc .
8,494,036 21
6,774.571 86
3,0: 0,164 69
5.130,505
7.238,270 17
Current expenses ...
3,762,382 59
5,002,314 52
5.494.224 35
6,515,15f, 03
6,472.585
Premiums paid
13,308.120 70
12,295,256 96
20,11)6,927 35
H,784,i'25 21
16,281,315
Cash items
2O8.;;<;o,54u 08
155,951,194
107,270,004 71
159,114.220 08
162,088,077 94
CWr'ji-house exch'gs
19,440,089 00
21.405,758 00
25,344,775
20, GX! i,4 :.';"> 00
25.226, ISO 00
Bills<>f other hanks..
389,508 07
'3»o,230
373,725
3tHi.W»7 G4
Fractional currency. 109,984,111 04 112.415.806 36 111,694,262 83 102.857.778 27 106 401.314
73
54
427,159
Spi'ctv
65,9(;0>522 00
68.478.421
G4,0l9,'518 00
63,313,517 00
50.(533,572 00
Legal-ten demotes...
9,445.0(10 00
10,395 000 00
11,045.000 00
8,645.000 00
8,475,000
U.S. cart's of depositDue from U. S. Treas 17,720,701 07
17,099,385 14
16,830,407 40
17,161,367 94
17,954,069
Total
2,309,057,088 72 2,277,924,911 13 2 344,342,686 90 2,399,833,676 84 2,360,793,467

97
00
00|
00
36
75!
7«
49;
41
53
82
67
81
00
70
40
00
00
42
09

1 8 8 .3 .
MARCH 13.

MAY 1.

JUNE 22.

OCTOBER 2.

DECEMBER 31.

2,343 b a n k s .

2,375 b a n k s .

2,417 b a n k s .

2,501 b a n k s .

2,529 banks.

Loans and discounts. $1, 249 J14,870 43 $1,262.339,981 87 $1, 285,591,902 19 $1, 309,244.78164$!,
Bonds for circulation
354,480,250 00,
354,746,500 00,
354,002,900 00;
351,412,850 00
Bond- for d» posits..!
16,949,000 (i0|
16,799.000 00
17,116.000 00J
17.0Hl.0i0 00i
U. S. lionds on hiind.j
15.870.600 00:
17.850,100 00'
16,97^,150 00:
13,593.050 00j
Other s t o r k s and b'da
68.340.590 79:
68.428,685 67!
68.552,073 03!
71,114,031 11
1
!
Due from res've a^'ts
109.306,823 23
126.646.954 621
124;918.728 71
121.024.15-1 60!
D u e from nat'l banks
68,477,918 02:
67.263.503 86i
ti6.Ki4.638 21 j
65.714.229 44
Du* fr< >m State banksj
19.382,129 331
10.993.341 72I
19.451.498 16:
18,266.275 05
47,155.909 801
Real estate, <fcc
47,003,305 68!
47,502.163 52,
48,337.665 02
7,754.958 861
Current e x p e n s e * . . .
8,949,615 28i
8,829,278 26|
6,808,327 30|
7,798,445 04!
Premiums paid
7,420,939 84'
8,079,726 0l|
8,004.073 601
15.461.050 16!
Cash it»»ins
11,360,731 07
11.101). "ol 18|
13.581,049 94
145.990.998 18
107,790,065 17
90,792,075 08!
96,353.211 76
22.655.K33 0U
RiliH .7f .»ihr» liHiikn.j
19.739,526 «0
26,279 856 00;
22.675.447 00
Ki:«< titujMl euneuoy j
446.31 x 94
431.931 15
456.447 :i&
443.951 1.2
103.607,266 32|
97.962.'MW 34
n.i>.:i.'>4.;f9i 62
107,817,}>K3 53
68.256.46X 00>
73.83:.' 458 00
7",672.997 (•()
•*..<• •'. p . . K i t
8,4'JO.IK.IO 00!
9.970.000 00)
l0,H85.0OO u0,
17 4!)7.f)<»4 31 j
16,586,712 r.o|
17.407.906 20:
Total

307,491,250 34
345,595,800 00!
16,846,000 00!
13,151,250 00
71,609,421 62
126,999,606 92|
77,902,785 Q7
19,402,047 12
49,540,760 35
4,878,318 44!
8,647,252 98
17,491,804 43
134.545,273 981
28,809,699 O j
O
427,754 35!
114,276,158 0480.559.796 00
10,840.800 D J
O
lfi.H65.9S8

j 2, 298,918,165 11 j 2, 360,192,235 85j 2,364,833,122 44. 2, 372,65(5.364 82j 2,445,880,917 4




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXXJJl

Banks from October, 18G3, to October, 1886'—Continued.
18 8
MARCH 11.

Liabilities.
Capital stock

2,094 b a n k s .

MAY 6.
| 2,102 b a n k s .

1.
JUNK 30.

OCTOBER 1.

DECEMBER 31.

2,115 b a n k s .

2,182 b a n k s .

2,164 b a n k s .

i

. . . $458, 254, 935 00! §459, 039, 205 00: $400, 227, 835 00' $403, 821, 985 00 $465, 859, 835 00

Surplus fund
Undivided profit* . . .

122, 47i». J « 73, 124, 4of., :UG 91:
W)
54, 072, 22'> 4i>; 54,900,090 47]

Nat'lbiiukcircuhirinn
State bank circulat'n

298, 590,fr»2iM)! 309, 737, 193 00! 312, 223, 352 00} l!20, 200, 069 00
252, 705 00
252, (147 00=
242, 907 00
244, 399 00
i
l
l
;

Dividends unpaid

..

1, 402,118 48;

2, 617, J 34 37

12(3. 679, 517 07; 128. 140, 0i7
54,684,137 161 50,372,190

5, 871, 595 59;

3, 836, 445 84

129, 8(57. 493 92
54,221,810 10

325, 018, 101 00
241, 701 00
6, 372, 737 13

Iiidividiial d e p o s i t s . .
U.S. deposits
Dep's U.S.dia. officers'

933, 391-, 430 75 1, 027, 040, 514 10 1, 031, 731, 043 42 1, 070, 997, 431 71 1,102, 679,163 71
7, 3S1, 149 2:')
!>. ~>t)4, iM 25
8, 971, 820 73!
8.476,689 74
8,790,678 73
3. 839, 324 77
3. 371. 012 48,
3, 272, 010 45!
3, 631, 803 41.
3, 595, 726 83

Due to national banks.
Due to State banks..I

1J»1, «77 L'8"» 37
71,579,477 47;

Notes re-discounted
Bills payable
I

2 , (){(], VMP, 0 5
4,581.231 47

Total

191, 2."0, OP 1 90; 223,503,034 19,' 205, 862, 945 80j
80,700,500 06! 91,035,599 651 89, 047, 471 00i

197,252.326 01
79,380,429 38

3, 091, 165 30;
4,664,077 12|

4,122, 472 79
4, 482. 325 25

2, 90S, 370 45,
4, 4!).i, 54 4 77,

2, 220, 053 02'
5, 109, 128 57:

2, 140, 110, 944 7$ 2, 270, 2?H 8(7 76 2, 325, 832, 700 75 2, 358, 387, 391 59 2, 381, 890,808 85

i

§§2.

MARCH 11.

MAT 19.

2,187 banks.

2.224 banks.

JULTl.
2,239 banks.

OCTOKEIl 3 .
| 2,269 b a n k s .

DECEMHttK 30.
2,308 banks.

$469, 390. 2.T2 00 $473,819,124 00 $477, 184,390 00 $483, 104,213 00| $484,883,492 00

Capital stock
..

130. 024. 130 06.' 12!), 2':;, :'•"»* 24
60, 475. 7<i4 US; 62, 345, 191) 19

131,079 25116
52, 128, Hi7 Ti

131.977,450 77'
61, ISO, 310 53j

135,930.069 31
55, 343, 816 94

State bank circulation

323, 655.577 00: 315, r,71. 230 00
241,527 <:0:
241,311* !i0

308. 921. 89K 00
235, 17,i 00

314,721,215 00
221,177 00;

315,230,925 00
207,273 00

6 634, 372 2o'

3, 153, 836 30;

6, 805, 057 82

Surplus fund
Undivided profits

Dividends unpaid -.

1, 418, 119 12;

1, 950, 554 88

Individual deposits.. 1, 03fi, 51)5, 008 2*M, 001, 0.S7, <'.03 74 1, 060. 7^7, 248 751,122, 472, 0«2 46 1, 066, 901, 719 85
U. 8. d- poHit»
..-.I
h, 853, 242 16.
9,741,133 36
9, H 17,224 44
8.817,41121
9, 622, 3u3 58
Dep's U.S. dis. officers
3. 372, 3t,3 9'Ji
3, 493, 252 88
2, 867, 385 63
3, 627, *46 72;
3, 786, 262 20
Dne to national b;mks
Due to State banks . .

187. 433, 824 90:
78. 359, 675 85J

192.067,865 26
78,911,767 20

194.808,025 46
84,066,023 66.

180,075,749 77'
79,885, 652 22:

194,401,260 60
77,031,105 82

Notes re-discounted .
Bills payable

3,912,992 38i
4, 42b, 531 51'

3, 754. 044 38
5, OOrt, 343 00

4, 195.210 99
5, 637, 665 88

5, 747, 614 68
4,848,517 18j

6,703,164 45
3, 856, 056 54

Total.

2, 309, 057, OSS 7^2, 277, 924, 911 13 2, 344, 342, 686 90 2, 399, 833, 676 84 2, 360, 793, 467 09

MARCH 13.

Capital stock

MAT 1.

JUNE 22.

OCTOBER 2.

DECEMBER 31.

2,343 banks.

2,375 banks.

2,417 b a n k s .

2,501 b a n k s .

2,529 b a n k s .

$509,
$490, 456, 932 00 $403, 963, 069 00 $500, 298, 312 00 699, 787 00 $511,837,575 00

Surplus fund
Undivided profits . . .

136 P'2, 8*4 44
59,340,913 64

137,775,004 39! 138,331,902 06
60,739,878 85j 68,354,157

141,991,789 18
61, 560, 652 04

144,800,252 13
58, 787, 945 91

Nat'I bunk circulation
S til to bank circulation

312 778,053 00. 313,549,993 001 311,903,302
2 779 00]
19a, 162 00'
189, 25300
206,

310,517,857 00
184, 357 00

304, 944,131 00
181,121 00

3, 229, 226 31

7, 082,682 28

Dividends unpaid

1, 389,092 96!

2, 849, 629 87j

1,454, 232 01

i,
Individual deposits. J l , 004, 111, 400 55 1, 067, 962,238 35,1, 043,137, 763 111, 049, 437, 700 57 1,106, 453, 008 23
10,183,196 95
10 026, 777 79
11, 624. 894 57
10,130, 757 88
10,
U.S. deposits
...I
9,613, 873 33,
3, 980 2 9
3 980, 259 28
3, 768, 862 04
3, 618,114 79|
3, 743, 326 56
."..^p's U. S. dis. officers
3, 787, 225 31}
Dneto national b a n k s
Dae to State banks ..
Notes ro-discounted Uiliu payable
Total

191,296,859 14! 180,445.876 92'
80, 251, 968 26! 78, 544' 128 82;
5.101,458 69'
3i 660, 724 79.

5,557.183 69;
3,364,061 60

194,150,676 43
84, 744, 666 35
5,197,514
3,137,259

186, 828, 676 27
83, 602, 073 01

200, 867,280 06
84,776,421 60

7, 387, 537 40
4, 053, 252 81

8, 248, 562 67
4,106, 297 78

2,298,918,105 112,300,192,235 85 2,304,833,122 44 2,372,650,364 82 2,445,880,917 49




CLXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
1884.
MARCH 7.

Resources.

APRIL 24

JUNE 20.

SEPTEMBER 30.

DECEMBER 20.

2,563 b a n k s .

2,589 b a n k s .

2,625 b a n k s .

2,664 b a n k s .

2,664 b a n k s .

Loans and discounts - $1,321,548,289
Bonds for circulation
Bonds for deposits . .
TJ. S. bonds on h a n d . .
Other stocks and b'ds
D u e from r e s ' v e a g ' t s
Due from nat'l banks
Due from State banks
Real estate, &c
C u r r e n t expenses . . .
P r e m i u m s paid
Cash items
Cl'g-house loan cert's;
Clear'g-houseexch'gs
Bills of other b a n k s . .
Fractional currency.
Specie
Legal-tender notes . .
U. S. cert's of deposit.
D u e from U. S. Treas.
Total

62 $1,333,435,230 54 $1,269,862,935
337, 342, 900 "
334, 346, 350
17,135, 000
17,060,000
15, 560, 400
14,143, 000
73, 424, 815
72, 572, 306
122, 491, 957
95, 247,152
68, 031, 209
64, 891, 670
18,145, 827
16, 306, 500
49, 667,126
50,149, 083
8, 054, 296
8, 866, 558
9, 826, 386
10, 605, 343
11, 237, 975
11, 382, 292
10, 335, 000
83, 531,472
69, 498, 913
23, 386, 695
26, 525,120
489, 802
473, 046
114, 744, 707
109,661,682
76, 917, 212
77,712,628
11,990,000
9, 870, 000
17,468,976
17, 022, 999

339,816,150
16, 850, 000
18,672,250
73.155, 984
138,705, 012
64, 638, 322
17,937,976
49,418, 805
7, 813, 880
9,742, 601
11, 383,792
68, 403, 373
23,485, 124
491, 067
122,080,127
75,847, 095
14, 045, 000
16,465,785

96 $1,245,294,093
00, 32T, 435,000
00
16,840, 000
00
13, 579,600
93
71,. 363,477
.
62' 111, 993, 019
~"
13
66, 335, 544
15, 833, 982
91
49,900, S8«
90
09
6, 913, 508
49
11, 6*2, 631
13,103, 098
69
00
1, 690, 000
13
66, 257,118
00
23, 258, 854
469, 023
66
11 128, 609, 474
00
77, 044, 659
00
14, 200, 000
34
17, 739, 906

37 $1,234,202,23(6
00 317, 586, 050
16, 740, 000
00
12, 305, 900
00
73, 449, 352
46
65 121,161, 976
57
69.459,884
18,329,912
49, 889,936
9,670,996
11,923,447
11, 924,152
1, 870, 000
75,195, 955
22, 377, 965
456, 778
139, 747, 079
76, 369, 555
19, 040, 000
15, 442,306

44
00
00
00
07
80
45
01
06
14
15
89
00
95
00
26
53
00
00
52

2, 390,500,638 51j2, 396, 813, 834 92 2,282, 598,742 96 2,279,493,880 07 2, 297,143,474 27

1885.
MARCH 10.

MAY 6.

JULY 1.

OCTOBER 1.

DECEMBER 24.

2,671 banks.

2,678 b a n k s .

2,689 b a n k s .

2,714 b a n k s .

2,732 b a n k s .

Loans and discounts. $1,232,327,453 69 $1,241,450,649 79 $1,257,655,547 92 $1,306,143,990 46 $1,343,517,559
312,168, 500 00 310, J02, 200
307,657,050
304, 776, 750
Bonds for circulation. 313,106, 200
16, 815, 000
16, 740, 000 00
17, 607, 000
17, 457, 000
18, 012, 000
Bonds for deposits ..
14, 607, 650
14,769,250 00
14, 588, 800
14,329,400
12,665, 750
U. S. bonds on h a n d . .
75,152, 919
75,019,208 99
77,249,159
77,495,230
Other stocks and b'ds
77, 533, 841
130, 903,103 77 132, 733, 904
138,378,515
Due from res've a g ' t s . 136, 462, 273
139, 239,444
66, 442, 054
Due froin nat'l banks
67, 866, 656 57
77, 220, 972
78, 967, 697
79, 452, 309
17, 572, 822
Due from State banks
17,987,891
17,348,938 11
17,180, 008
18, 553, 946
49, 699, 501
51, 293, 801
49, 886, 378 87
50, 729, 896
51, 9(53, 062
ReaJ estate, &c
7, 877, 320
6, 853, 392
7, 096, 208 06
3, 533, 759
9, 416, 971
C u r r e n t expenses
12, 330,437
12,511,333
12, 358, 982 70
12, 690, 663
11,802,199
P r e m i u m s paid
11,228, 856
14, 347, 579
11, 276, 626 48
17, 214, 373
12, 810,187
Cash items
1, 530, 000
1,110, 000
1, 430, 000.00
1, 380, 000
630, 000
Cl'g-house loan cert's
59,085, 781
84, 926, 730
72, 259,129 39 113,158, 675
92, 351, 296
Clear'g-house exch'gs
22,013,314
23, 062, 705
26, 217,171 00
23, 465, 388
23,178, 052
Bills of other b a n k s . .
519, 529
477, 055
513,200 12
489 927
415, 082
Fractional c u r r e n c y .
1, 605, 763
1, 670, 961
T r a d e dollars
167,115, 873
177,433,119 30 177, 612, 492
174, 872, 572
165, 354, 352
Specie
71, 017, 322
77, 336, 999 00
69, 738,119
79,701,352
Legal-tender notes . .
67,585,466
22, 760, 000
19,135, 000 00
18, 800, 000
22, 920, 000
U.fc>.cert's of deposit.
11,765,000
15, 079, 9_5
15, 473, 270 84
14, 897,114
14, 617, 897
Due from U. S. T r e a s .
14, 9S1, 021
Total

2, 312, 744, 247 35 2, 346, 682,452

1

!, 421, 852, 016 47 2,432, 913 ; 002 38:2, 457, 675, 256 l.'JJ

886.

MARCH 1.

JUNE 3.

AUGUST 27.

OCTOBER 7.

2,768 banks.

2,809 b a n k s .

2,849 banks.

2,852 b a n k s .

$1, 367, 705, 252 80
Loans and discounts
296, 661, 400 00
Bonds for circulation
18, 637, 000 00
Bonds for deposits
16, 580, 050 00
U.S. bonds on hand
80, 227, 388 98
Other stocks and bonds
142, 805, 686 91
Due from reserve agents
76, 933, 579 67
Due from national banks
18, 834, 235 88
Due from State banks
52, 262, 718 07
Real estate, &c
7, 705, 850 57
Current expenses
12, 237, 689 15
Premiums paid
15,135, 538 48
Cash items
505, 000 00
Clearing-house loan certif't's.
99, 923, 656 84
Clearing-house exchanges
20, 503, 303 00
Bills of other banks
470,175 18
Fractional currency
1,681,530 65
Trade dollars
171, 615, 919 39
Specie
67, 014, 886 00
Legal-tender notes
12,430,000 00
U. S. cert's of deposit
12,953,248 20
& % fund with Treasurer
1, 513, 019 67
Due from TJ. S. Treasurer —

Total




96
00
00
00
38
80
67
46
01
01
86
64
00
77
00
64
77
37
00
00
79)

2,494, 337,129 44

$1, 398, 552, 099
279,414,400
18, 810, 000
12, 535, 550
83, 347,119
133, 027,136
77, 632,198
17, 720, 924
53,117, 564
8, 684, 672
13, 298, 269
12,181,455
205, 000
76,140, 330
25,129, 938
452,361
1, 713, 384
157, 459, 870
79, 656, 788
11, 850, 000
12,198, 526
1,416, 892

71 $1, 421, 547,199 22 $1, 450, 957, 054 93
00
270, 315, 850 00
258,498, 950 00
00
19, 984, 900 00
20,105, 900 00
00
14, 308, 950 00
12, 326, 500 00
93
82,439,901 64
81, 825,266 40
53
143,715,221 45
140, 764, 579 01
47
78,091,411 58
80, 526, 615 77
26
18,387,215 76
20,140,256 27
42
53, 834, 53;{ 58
54, 090, 070 94
33
5, 837,175 21
7,438,741 12
23
13,641,463 72
14, 303, 529 55
80
10,408,981 58
13, 277,169 64
00
85, 000 00
60
62,474, 605 90
95, 536, 941 15
00
21, 602, 661 00
22, 734, 085 00
34
451,308 89
434, 220 93
35
1, 857, 041 56
1, 889, 794 55
49
149, 000,492 10
156, 387, 696 00
00
64,039,751 00
62, 812, 322 00
00
8,115, 000 00
5, 855, 000 00
43
11, 868, 912 52
11, 358, 014 97
00
1, 599, 303 36
2, 592, 042 94

2,474, 544,481 89

2,453, 666, 93€ 07

2, 513, 854, 751 17

|

UKfOttT OF TilK COMI'TROLLKR OF THE CURRENCY.

CLXXV

Banks from October, 1863, to October, 1886—Continued.
1384.
Liabilities.

JUNE 20.
SEPTEMBER 30. DECEMBER 20.
2,625 banks.
2,664 banks.
2,664 banks.
$5^47MS4T00i $522, 515, 996 00 $524, 271, 345 00 $524, 089, 065 00
!
145, 741, 679 90 146, 047, 958 07! 145, 763, 41C 17 147, 055, 037 85 146, 867,119 06
63,644,801 50
67,450, 459 00! 70, 597,487 21 63, 234, 237 62 70, 711, 369 95
APRIL 24.
2,589 banks.

2,563 banks.

Cajrital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

289, 775,123 00
179, 653 00

298, 791, 610 001 297, 506, 243 00; 295,175, 334 00
180,589 00|
180, 576 00;
179, 666 00

Dividends unpaid

1,422,001 911

1, 384, 686 71

1, 415, 889 58!

280,197,043 00
174, 645 00

3, 686,160 33

1,331,421 54

Individual deposits .. !1, 046, 050,167 90|], 060, 778, 388 06^ 979, 020, 349 63 975, 243, 795 14 987, 649, 055 68
U. S. deposits ..
9, 956, 875 241 11,23:5,495 T7 10, 530, 759 44) 10, 367, 909 92| 10, 65S, 803 72
3,856,401 GO!
3,588,980 50; 3, 664, 326 13|
3, 703, 804 34|
3, 749, 969 85
Dep'tsU.S.dis.officers!
Due to national banks
Due to State banks ..

207,461,179 63! 192, 808, 942 31 155, 785, 354 44 173,979,149 80
8,466, 363 89' 86, 778,138 85] 70, 480, 617 11 72, 408, 206 85
6, 234, 202 32:
2, 968, 740 5():

Notes re-discounted..
Bills payable
Cl'g-liouse loan cert's
Total

7, 299, 284 58
3,193, 6135 20

11,343.505 55
4, 202; 244 57
11, 895, 000 00

187, 296, 348 30
72, 572, 384 43
11, 008, 595 07
8, 433, 724 67
4, 580, 862 15
3, 415, 524 07

2,282, 598, 742 < 2,279, 493, 880 0712, 297,143,474 27
2, 390, 500, 638 51 2, 396, 813, 834 92.

1 8 8 5.
MAY 6.

MARCH 10.
2,671 banks.

Capital stock

JULY 1.
27689 banks.

2,678 banks.

DECEMBER 24.

OCTOBER 1.
2,714 banks.

2,732 banks.
i $524,255,151 00 $525,195,577 00 $5267573, 602 < $527, 524, 410 00, $529, 360, 725 00

Surplus fund
I 145, 907, 800 02! 145,103, 776 01 146, 523, 799 94 146, 624, 642 08; 150,155, 549 52
52, 229, 946 61 59,335,519 11
i9, 229, 645 82
Undivided profits
! 60, 296, 452 56 60,184, 358 12
Nat'l bank circulation! 274, 054,157 00 273, 703, 047 00 269,147, 600 00 268, 869, 597 00| 267, 430, 837 00
144,498 00
State bank circulation!
162, 581 00
144, 489 00
13tJ, 898 00
133, 932 00
1,301,937 731

Dividends unpaid.

2, 577, 236 08

6, 414, 263 98

3, 508,325 38

1, 360, 977 27

Individual deposits... I 996, 501, 647 40 1, 035, 802,188 56 1,106, 376, 516 80 1,102, 372, 450 35,1, 111, 429, 914 98
U. S. deposits
j 11,006,919 47
11, G90, 707 52 10, 995, 974 68 11, 552, 621
12,058,768 36
Dep'tsTJ.S.dis.officers!
3,039,646 40i
3, 330, 522 70 3, 027, 218 02
3, 005, 783 11
2, 714, 399 37
j
i
Due to national banks! 205, 877,203 09! 199, 081,104 40 20:J, 932, 800 05 213, 534, 905 08 216, 564, 533 96
82,190,567 43; 81, 906, 092 2f
88, 847, 454 78 86,115, 061 25 85, 060,162 27
Due to State banks...
i
6,299,722 15
5, 864, 000 85
5, 736, 012 02
9, 932, 828 24
8, 432, 792 64
Notes re-discounted-J
1, 850, 462 loi
Bills payable
|
2, 074, 259 76
1,951,598 60
2,167, 333 33
2,191,380 16
Total

|2, 312, 744,247 35 2, 346, 682, 452 99 2, 421, 852, 016 47 2, 432, 913, 002 38 2,457, 675, 256 13

1

886.

MARCH 1.
Capital stock

JUNE 3.

2,768 banks.

2,809 banks.

$533, 360, 615 00

AUGUST 27.
2,849 banks.

OCTOBER 7.
j

2,852 banks.

$539,109, 291 72

$545,522,598 00

$548,240,730 00

Surplus fund
Undivided profits

152, 872, 349 01
59,376, 381 80

153. 642, 934 86
67, 662, 886 02

157, 003, 875 60
62,211,565 63

157, 249,190 87
66, 503, 494 72.

National bank circulation

256,972,158 00

244, 893, 097 00

238, 273, 685 00

228, 672, 610 00

133, 931 00

132, 470 00

128, 336 00

125,002 00

1,534, 905 58

1, 526, 776 66

1, 863, 303 62

2, 227, 810 59

1,152, 660,492 00 1,146,246,911 43 1,113, 459,187 35
Individual deposits
12, 414, 566 52
13,670,721 76
U. S. deposits
14, 295, 927 74
3, 019, 018 72
Dep'ts U. S. disbursing officers
2, 798, 864 55
2, 884, 865 62

1,172, 968, 308 64
13, 842, 023 69
2, 721,270 77

State bank circulation
Dividends unpaid

Due to national banks
Due to State banks
Notes re-discounted
Bills payable
Total




219, 778,171 80

204, 405, 273 11

218, 327, 437 33

92, 663, 570 46
•

90, 591,102 81

90, 366, 354 90

90, 24G, 483 31

8,718, 911 71

7, 948, 698 27

10. 594,176 50

1,145, 240 26

1, 381, 095 01

2, 067, 693 48

2,474, 544,481 89

2, 453, 666, 930 07

2, 513, 854, 751 17

8, 376,095 20
1,174, 874 29
2, 494, 337,129 44

218, 395, 950 54

A SUMMARY
OF THE

STATE A2O) CONDITION
or

THE NATIONAL BANKS
ON
DECEMBER 24, 1835, MARCH 1, JUNE 3, AUGUST 27, AXD OCTOBER 7, 1886.

Arranged by States, Territories, and Keserre Cities*

N O T E . — T i n 1 a b s t r a c t of e a c h S t a t e is e x c l u s i v e o f a n y r e s e r v e c i t y t h ' T ^ i n .
CLXXVII

H. Ex. :i




xii

CLXXVIII

REPORT OF THE POMPTUOLLER OF TITE CURRENCY.

Abstract of reports- y.nicr October l7 .1885, arravfjed
M A IN E .
DECEMHER 24. I

Resources.

Total

540 01
8, 659, 300 00
170, 000 00
19, 700 00
742, 562 27
G
1,722. 520 G
419, 170 72
4-1 47
526, 700 &0
73,

.1U-XK3.

71 h a n k s .

71 b a n k s .

Loans and discounts.
Bonds f >r ci re u la ti< m.
<
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res'YC aji'ts.
Due from rat'1 banks
Due from State banks
Real estate, <fco
Current expenses
Premiums paid
Cash items
Cle a r «;- lio.use e. xch' gs
Bills of other banks.'. !
Fractional currency.
Trade• dollars
.'..
Specie
Lejjal-tender notes ..

TJ. S. cert's of deposit.
5 % fund with Treas.
Due fromU. S. Treas.

MARf'lM.

71 b a n k s .

AUGUST 27.
;

OOTOI3KIi7.
71 b a n k s .

$17. 8r,5,(;i5 38 $17, 856,1GG 07 $18, 041,425 30
8. 029, 300 00
8,312. <S00 00 ' 8, 2-J5, 300 00 7, 000,500 00
.170, 000 00
17ti, 000 00
170, 000 00
170, 000 00
i::, ;;oo oo
10,400 00
10,400 00
10, 400 00
, 101) 94 • 791,100 54
800, 744 70
702, ;m 10
. , ,732 17
1
1, 753. 102 60 1,054, 110 53
"05,310 00
1,
42(J, 890 30 :
433, 048 34
591, 786 38
470. 023 49
II, 182 43 :
18,209 03
16, 551 54
22.873 90
523,811 07 !
5:J2, 7G:i 92
522,819 07
516, 500 00
01,400 85 •
02.037 37
41, 089 30
60, 771 42
205, 077 80
1(52.431 01
208.710 20
270. 492 01
230,810 42 i
1 SI, f40 1!)
24i), 970 58
302. 383 9i
78, t > 0 57 :
"3
01,513 44
72, 789 40
106, i::0 79
3H2, 2 ' 9 00 ,
<.
310.340 00
373,597 00
283. 572 00
3. 335 07
4,203 31
3,057 03
2, 652 23
473 00
400 00
589 00
470 00
734. 330 32 ,
721,-1(53 01
724,030 03
684, 771 35
212, 524 00 i
232, 08-2 00
332, 074 00
171, 478 00

$17, 1>7,I>:)2 05

o:;8 so
080 1 5

203' 344 2 7
11G, l>84 CO
335, 125 00
2, 710 10
3fil ('>•)

694, 207 1)7
224, 08:5 00
378, 036 96
140,215 84

370, 777 90 |
23, 8t-0 00 j

300, 590 00
10, 090 00

364, 428 50 i
15,866 75 |

338,172 HO
8, 990 00

I 32,197, 9<)7 48 I 31, 74'', 024 43 j 31,720,003 22 32, 198, 615 52 j 31, 991, 903 40

NEW
40 b a n k s

HAMPSHIRE.
49 b a n k s .

40 b a n k s .

.$8,479, 230 57
$8, 520,
$8,492,
Loans and discounts
5, }',("•>, 0 0 0 0 0
Bonds for circulation.
5, 813,
4. Uilii,
372, (»00 00 ••
Bonds for deposits ..
365,
372,
:
J 7, 150 00
TJ. S. bonds on hand..
0,
1,599,323 11 j
Other stocks and b'ds
1, 070,
1,581,
1,189,158 71 i
Due 1'roi n. res' v e a u'ts.
1, 243,
1,137,
133,5*1 05 i
Due fromnat'l banks
108,
137,
71,610 57
Due from State banks
201,
4(5,
178,349 39
Real estate, &c
178,
52, 000 43
Current expenses
50.
60,
203,677 38
Premiums paid
242,
194,
98,438 96
44
Cash items
138,
187,
Clear' g-houso exeh'gs
Bills of other banks..
233, 059 00
229. 225 00
267, 803 00
Fractional currency.
6. 186 08
7,751 60
6.570 77
Trade dollars
'...
' 100 00
IN) 80 !
103 «,'(>
Specie
317. 640 18
323,004 92 |
321.305 06
Lesal-tender notes ..
129, 452 00 j
116, 499 00 !
120,529 00
TJ.S. cert's of deposit
.1.
5 % fund w ith Treas
249. 544 95
230, •>;<() 00 i
219, 9i;7 50 !
Due froniTJ. S. Treas
15. 370 (10
4,840 00 I
10, 0L0 00 I

Total

•

71 bank*.

j 19,420,310 51 ! IK, (570,4-10 49

;

49 b a n k s .
814,
609,
3(55,
10.
605;
187,
131,
65,
187,
51,
281,
06,
268, 000 00
4, 624 27

40 banks.
-

|
!

$9,082,211 02 j
4, 6(30, 500 00 i
350, 000 00 I
35, 9 ;0 00
1, 652, 480 35
1,378,400 0(5
145. ln2 08
6-2, 540 41
191, 6i;0 (Ki
57,037 25
284. 2.'27 20
141,650 11

320.871 59
121, 952 00

245,110
5,396
114
353. 374
128, 059

00
05
25
44
00

208,972 50
4, Gl)9 40

206,902 50
1,231 20

18.371,575 17 I 18,456,555 61 I 18,991,915 64

VERM ONT.
47 banks.
49 banks.
49 banks.
Loans and discounts $10, 770, 088 63 $10, 773, 317 58 $11,368,137 07 $11,
6, 017, 5no 00
-Bonds for circulation
6,017,500 00
5, 583, 000 00
Bonds for deposits. ..
50,000 00
50, 000 00
no. 000 00
TJ. S. bonds on hand..
234,300 00
203,000 00
207, 700 00
Other stocks and b'ds
905,044 98
9i)8, 773 02
862, 442 47
Due fromres've a<j;'ts
864.476 13
889, IT6 10
892, 600 40
Due from nat, Thanks.
185. 758 05
194.930 09
157.086 76
Due from Stare banks
41,282 45
1(5.728 50
15,661 28
Real estate, &c
215,595 01
211.522 81
23 0.861 01
Current expenses
02,100 4')
52, ,«09 03
24, 882 09
Premiums paid
114,026 10
127.316 26
110, 013 40
Cash items . - •.
68,441 50
70,921 12
57, 094 40
Clear' a-housc excli'gs'
Bills of other banks..
144, 387 00
148, 028
136, 637 00
188, 141 00
Fractional currency.;
3,496 20
3, 646 82 i
3, 298
3,42! 50
Trade dollars
.'....
4,121 56
4.247 00 :
4,450
4, 32(5 50
Specie316, 001 58 '
330, 363 29
353,212
318,652 41
Lenal-tender notes
125, 048 00
156,024 00 ,
162, 982
159, 308 00
TJ. S. cert's of deposit.,
1
47 banks.

J96 fund with T r e a s .

266, 360 44
4,650 00

Due from U.S. Trea s
Total

29, 424, 560 48




265,197 50
3, 670 00

20, 248, 000 02

243, 4C:4 50
1,170 00

240, 724
1, 760

40 banks.
$11,818,011 69
5, 203. 000 00
110,000 00
154, 850 00
882,323 61
984,973 10
181,798 72
23,914 74
222, 628 60
41, 095 73
147,051 35
67, 504 55
158.103 00
3,271 27
4, 530 61
370, 714 50
102,409 00
224, 886 50
2, 520 00

20, 624, 725 05 I 20, 724, 042 J 20, 754, 523 06

REVORT OF THE COMPTROLLER OF THE CURRENCY,

OLXXIX

by States and reserve cities—-(<ontinned.
MAINE.
24.

Liabilities.
;

Capital stock

71 b a n k s .

71 b a n k s

Surplus fund
....
Undivided profits. . -.

71

|

banks.

$!or3ci),(t.io"o7;"^;

$10,300, 000 00

2, "03.;::::! 85 ;
1, lu;; 2.10 s;> ,

7

AL'Gl'ST 2

1

; •

7! b a n k s
'.?!•», 30! ,

,000 00

2
!

7, 485, i;05 no '

2,490,109 88
1, 3,38, 52< 02

1
!

JUXE 3.

M A11CII I

OCTOJ3EII "
71 b a n k s

(us 00 . $1.0, 3G0, 000 00

, <;r»( 20

. <::N OO
. r < s 3,5

3 \\ 250 02

T 108,()OU 39

t

Nat '1 bank' < •i railation \
-State bank circulation1

7, 632, u 1 00
(
-

Dividends unpaid

:«r. , -7")

00

7.

';•!•

M
• '-n 0

6 833, 473 00

!
54,85«; 31 ;

37, 878 27

Individual deposits ..
U. S. deposits.
Dep'ts U.S. dis.oilicers

9, 323, 002 G7
S~), 55"* 28 !
45, 750 12

Due to national banks
Due to State- banks...

G81, 542 G
O

G75, 250 57

104,501 05

135,473 21

Notes re-discounted..

30, 000 00

•i:

9,215, 7,-1 ? l '
103, 502 Oii

, 3 2 5 GvJ i

0
I'ji !<>.-:{
44
,

7{;.':

'•)[>•>

57 , 08."
0,71' ,4\(
I'll , 7 1 !

4>:

570 44

10 240, GG3 42
05, 022 G2
52, 809 93

11-

87

0 2

:

07, rr>2 47

O'.i

,>S$, 500

027 , .-,_2 ' "

8;- 2i2 08

05, 527 23

.127 208 51

30, ooo o;» .

107 98° 34
14.-., 3 1 3 04

105, 240 51

Bills pavable

G2, 007 38

Total

32, 107, • i.)7 48

31, 745. 024 45

N E W

i

0M0

1,203. o:.:: 50 i
4, 724, h". 00 i
0. S38 no

5,140, 070 00
0, 838 00

1. 3u4

74

Nat'l bank circulation
Stale1, bank circulation
Dividends unpaid...

J j ^ ]o,,>s ,

Gl."

---;-

• „ •

0'il

Jn'i;{

49

18, 138 15

40 b: n k ' s

4 > bai l l i S .

> : . ir.0,0,,0 (».» i ?«

Surplus fund
Undivided proiits-.. -

;

H .A M P B H 1 R E
•SObanKs.

49 b a n k s

Capital stock

003 22

31

40

banks.

.,...()

•%',

155,000 00

«.-0

5-t2
•152 82

K^iO

4. 3'M.I 030 U0

0-10 00
00

4, 170,220 00
0, S3i 00

753 20

8^5 Vj

21,35:' 07

•J;J

W3 ;!i

31
73

32, OGG 20
;

Individual deposits-..
U. S. deposits
Dep'tsU.S.dis.oincers

' IO;UH;O
r
140,787 5 '

' 2 2 K 3 ; ' l 7!)
573 03

43 742 41

Due to national banks

417,413 50

l^LOi!!. 01

4a 402 03

342 000 40

451,429 55

Due to State banks ..

O
213, 371 G

312,330 80

3b1. '-08 Gu

248 517 45

138, 911 ~>5

Notes re-discounted..

13,419 32

28,4 !7 20

(!,">7 00

10 000 00

7, 500 00

H.S7 03

120 00

2, 400 00

18, ;>70, -111" 40 j 18, 371 575 17

18,45;; 555 01

18, Oil 1,015 G4

;

M

Bills -payable
19,420,310 51

Total

V B R M O If
47 b a n k s .

S u r p l u s fund
;
Undividv.d proiits. ...',
Nat'l bank circulation'
State bank circulation

•17 I-,: n i : s .

$7, 541,U(iO 00

Capital stock

$ 7 , 5 4 1 , (!<•() :.;0

1,457, (I";; 00
050, 251 95

' -\i>\. 745 58

20, G01 33

U . ' S . deposits "\ *'.'.'.'.'.
Dep'tsU.S.dis.o'iicers

!I*.

$7,

ay< o«;o

157,400 12

VV..-IW 83 i

oo

TrG 34

;

5. I R 0 0 3 47 •
38.4' 1/1 '
(!, 050 00 ,

4;, b;i n k s

4:) b.i

4.

:

!

r80 0>

'" 'k

5ti2 35
5 •!"2. \\\

«)!';

(i.

1-3. 1;87 12




:

5, 015,120 70
31,302 71
4,127 '-2

58, 840 35

AM '10

57, 575 00

84, 058 24

(»•«

51) G3

!v0

r

9, 550 43

251 77
3.1, 704 47
180 72

287, 993 53

-'. ' 7 ! "
i ' -

217 731 00
5,-150,

70

9.4CJ

- : - . i ' • • • • •

4, 580,015 00
3, 500 00

70

2 1, 8G7 5;:

\

GO

4, 8 0 3 5(»5 00

")--;'o

23, Of!.J

•

(•;'}

Ci-,7

Xotes re-discounted. 1

20,-S_4, HCv1

1, 500, 553

20

1,«;9f)

!«>:,

:;s ; '•••\r: 80 •

!

49 b a n k s .
$7," G91, 000 00

00

242,

40, 200 311

Total

U(H)

321

Due. to Stai(- b a n k s .

!

"$7,'wi

».vi47.

34.7.';-'5 S j

5. 525.5'5 11
3-">, 15.) 5i
5, 721 03

D u e to national banks;

1

5, IM3. 2*5 00 •
3. 510 00

5, 330, 008
3, •",00 00

Dividends u n p a i d . . . .

Bills payable

"»- 7( 5. 741 18
2,^1.534 32
45,041 74

V::'O

20, 724, 012 80

14 63
:

20, 754, 523 06

CLXXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 18S5, arranged
MASSACHUSETTS.
DECEMBER 24.

Eesources.

194 b a n k s

MARCH 1.
i

JUNK 3.

195 b a n k s

10'J b a n k s

Loans and discounts. $86, 608, 993 03 I $8^,811,019 02
Bonds for circulation 38,178,850 00 37, G47. 850 00
300, 000 00
300, O'.'O 00
Bonds for deposits ..
290, 750 00
236,01-0 00
U. S. bonds on hand
4,516, 5'* 4 43
Other stock and b'ds 4,477,100 47
8, 152, 072 91
Due from res'vo ag'ts 7, 592, 002 55
921,296 01
1,083,531 34
Due from nat'l banks
130,010 52
153,60' 41
Due from State banks
2,131,511 11
2, 130,243 91
Seal estate, &o
561,23a 58
571. 925 52
Current expenses
1, 084, 370 16
1, 125.461 35
Premiums paid
693,815 35
763. 583 71
Cash items
35, 0(35 51
38, 2515 45
C lear'g-honse exch'gs
1,253,712 00
Bills of other banks . 1,367,021 00
2-, (590 11
34,018 02
Fractional currency
13 890
71 795 00
Trade dollars
2, 733, 434 18
Specie
- 2, 520, 781 19
1, 359, 859 00
Leaal-tender notes .. 1, 524, 5:<3 00
180, 000 00
180.000 00
U. S. cert's of deposit
<
1, 679. 088 75
ff % fund with Treas. 1, 700, 583 <>
81,486 71
15,489 25
Due from U. S. Treas
Total
150, 424, 529 83 149,858,400 25

• . AUGTST 27
»
395 b a n k s

OCTOBER 7
19G b a n k s

59
00
00
50
00

$88, 442, 0;w 30
3 5 , 4 9 0 5 0 00
3(:0 000 00
2-:o. I5o 00
4, 63*. 341 6!
6,421,678 85
750, 506 19
12.!. 7*0 41
2,1'.1 737 •>8
425. 2H2 07
1,072, ]l)H 04
594, 102 8'?
43. 004 88
1,22:;, 107 00
37, 986 17
1(5 43 ' 19
2, 8G2. 072 01
1,4(0,332 00
170.000 00
1, 59.', 695 00
15, 009 40

$88,473,396
34, 34.1. 750
300, 000
262, 800
4,547.908
10,278,045
920,415
152. 276
2,173, 898
273, 042
1,095,830
830, 793
44, 636
1,301,015
38, 857
17 547
3, 065, 774
1,400,446
170, 000
1, 523, 087
30,940

149, 623, 802 01

147,991,633 52

151,2^7,462 64

54 banks.

54 b a n k s .

$88,013.4*0
30,032.750
300. 000
239, 1' 0
4,792,808
7,558,221
831,789
120. 00'i
2, 152.76:;
268, 8:!"
1,0(17. 89ti
607.811
53, 9'28
1, 325, f,37
31. 872
15 'U1:
2. 8i;0. 795
1,424,32!)
175, 000
1,601,5-0
50, 884

78
00
00
00

14
83
18
77
91:
75
5")
Si)

4'.i
On
45

47
00
00 i
• »0

41
?3
33
84
86
89
24
59
49
00
28
27
93
00
00
50
31

CITY OP BOSTON
54 b a n k s .

54 b a n k s .

Loans and discounts $127. O'J4, 629 05
Bonds for circulation. 24, 264, 650 00
175, 000 00
Bonds for deposits ..
89, 050 uo
U. S. bonds on hand..
Other stocks and b'ds 2, 820, 509 89
12,000,617 26
Due from res' voag'ts
Duo from nat'l banks 10,238,978 65
212,050 63
Duo from State banks
2, 972, 242 90
Real estate, &c
6(53,150 81
Current expenses
873, 522 ;.»/
Premiums paid
366 891 17
Cash items
Clear'g-house exch'gs 8, 036, 706
2, 340, 299 00
Bdls of other banks..
8,712 98
Fractional currency.
397 00
Trade dollars
10 414 774 6 '
Specie
3, 344, 742 00
Legal-tender notes ..
870, 000 00
U. S. cert's of deposit.
5 96 fund with Treas. 1,089,471 t-i
345, 222 54
Due from U. S. Treas
208,151,618 82
Total

54 biinks.

$130,580,519 00 $120,452,695 14 $121, 118.P51 10 $122,587,783 89
22, 422, 6" 0 0 0
19,697.0".!) 0;)
17,377,050 00
17, 877. (530 0 0
175, 0 > 00
0
175. t:i)0 00
175,000 00
17."), (i00 0 0
114,350 00
99. "50 ( o
110. 350 00
35. 2U0 0 0
>
2, 879, 9*6
2, 873, -tH 07
2,812,912 46
2, 881, 724 39
1 1 , 8 7 5 , 0 7 4 70
12,546. 175 (9
10,812, 1!2 07
11,704,020 72
9, 153. 4 M 61
)
11,3'M), 5:>t) 02
9, 402, 9 ".8 09
10, 12f>, 350 13
19
341,948 30
2 0 5 Ci'.)?> '17
f>2J.9:n
5J3O 010 10
2, 9'20, 870 91
2 , 9 7 1 , ISO
2, 9(56, 216 60
2, 964, 258
1, 125, <)47 64
2." 8, 0*4 57
702. 583 18
65, 028 62
670, 7ii8 0 8
828, 204 61
344, 653 Trf)
310. 653 34
•>•>! 0 4 1 ?G
3"2 ( )io 0<)
498 519 0?
459 710 85
9,051, 101 70
7. 3M), 41 5 64
8,152,118 60
5,342,017 93
1,534,716 00
1,537. 197 00
1, 438. 8S1 00
1,424,451' 00
6, 751 52
7,4:>7 81
6, 573 95
9, 005 66
397 00
497 no
00
497 00
0 7'K) ;•{.!.q T>
_
11 089 311 rjq
10 438 748 'M
9 l l ' i 174 57
2,559,014 00
2,441,7(51 00
2,410. 156 00
2, 929,' 543 00
7:;<), 000 00
445,000 00
1, 105 000 Oi)
510,000 00
995,841 73
8r*6, OOtj 75
807, 003 90
767, 376 75
73, 510 00
109, 535 00
46, ISO 00
34, 750 00

n

210,543,348 44

204, 190, 333

62

187, 088, 273 53

192,043,458 38

61 b a n k s

61 b a n k s

R ECODE ISLAND
61 b a n k s

Loans and discounts $32, 079, 313 59
Bonds for circulation 13, 595, 400 00
150, 000 00
Bonds for deposits ..
196, 250 00
U. S. bonds on hand..
1, 358, 630 50
Other stocks and b'ds
1, 988, 135 56
Due from res'vo ag'ts
1,003,815 49
Due from nat'l banks
62, 797 86
Due from State banks
686, 624 42
Real estate, &c
131, 944 44
Current expenses
436, 208 74
Premiums paid
179 5G6 *>•>
Cash items
425, 947 20
Clear'g-house exch'gs
Bills of other banks..
421, 848 00
9, 005 99
Fractional currency.
375 00
Trade dollars .
565, 232 77
Specie .
Legal-tender notes ..
575, 505 00
IT. S. cert's of deposit.
589, 884 68
5% fund with Treas.
9, 745 00
Due from U. S. Treas
Total
54, 526, 230 76




61 b a n k s
$31, 807, 233
12,84 5,400
150, 000
198,050
1,374,730
2, 259. 799
675.211
21, 750
671,757
110,412
409, 501
170 906
373, 912
322, 068
11,487
299
602 9<>6
503, 074

61 b a n k s .
19
00
00
00
52
31
45
14
01
82
72
14
00
05
00
67
00

559, 675 00 I
37, 725 00 !

$32,475,593 29 $32 189,192 13 $33,110,956 51
11,481,600 00
10,238, 550 00
10, 565. 600 00
150, 000 00
150, 000 00
150. 000 00
19(5,050 i;0
255, 050 00
197, 350 00
1, 335. 698 42
1, 343, 599 89
1,365,433 40
1, 897, 337 62
1,963,212 98
2,213,376 84
735, 875 02
981,704 99
675, 9!)9 0 ;)
46,717 11
16.242 54
44,846 49
675,379 70
670,10J 78
668, 902 26
119,729 63
109, 853 80
93, 028 83
377, 501 79
397, 985 03
382,410 68
16° 801 P0
197 770 4'*
134 666 37
170, 405 19
346,280 57
217^817 GH
291,488 00
312,131 00
346, 995 00
10, 296 49 1
10,298 95
10,023 44
6')9 00 1
1 OS'5 00
532 90
70
664 5()4 75
643 397 03
45o| 943 00
512, 078 00
494,614 00
503,581 50 i
18,227 00

465,422 00
17, £67 50

460, 067 25
12, 440 00

53, 075, 929 53 i 51, 704,429 31 :

0, 588, 825 70

51,9:27,978 37

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXXXI

by States and reserve cities—Continued.
MASSACHUSETTS.
DECEMUEK 24.

JUNE 3.

AUGUST 27.

196 b a n k s .

195 b a n k s .

Liabilities.
194 bank9.
Capital stock

195 h a n k s .

$45,020,050 00 | $45,140,500 00

;

196 b a n k s .

$45, 105, 700 00 i $4">, 053, 000 00 \ $45, 190, 500 00

Surplus fund
Undivided p.'-olits. .

13, 480, 075 08 j 13. 610, 00'• 86
4,385,320 27 j 4,GlJs), 945 71

13, 753, 686 45 ; 13, 770, 339 45
4, 23u, 3r4 12 j 4, 77i>. 3rO 48

ISTat'l bank circul:\ti-.m
State bank cneulaiioijj

3M, 788, 300 00 " 32, 060, 055 00

32.011,200 00

:
:

31,556,24") 0J

13, 801, 009 T
O
3, 6*.s! K"3 07
30,679 190 00

Dividends unpaid . .

107,-423 20

103,881 27

151,0(14 C
O

Individual deposits ..
U. S. cls'nosits
D e p ' t s U.S.dis.oilieeTs

50, 5^4, 0F0 75
210,4<>5 12
40, (350 53

51, 378, 831 18
220, 7i:< 0:1
47, 9u2 Cli

51,F54,387 31
2.m, 107 84
16,015 42

49, -91,465 90
258. 200 12
5, 155 26

51,429,904 43
225,2^4 46
23, 248 98

Duo to national b a n k s

2, 247, 389 G
O

1. 340, 433 33

1,837,712 46

2, 030, 909 95

2,182, 039 10

D u e to State b a n k s . .

1(53,025 34

170,312 32

221,598 06

198,445 35

258, 822 40

Notes re-discounted..

285,213 88 I

170, 803 89

105,946 29

288,107 49

330,188 02

03, 000 00

G3, 000 00

20, 000 00

30, 000 00

15, 040 89

150, 424, 529 83

149, 858, 409 2.3

149, 623, 802 04

147,991,633 52

~151, 247,462 64

Bills payable . . . . . . .
Total

JTY
Capital stock
Surplus firnd
Undivided profits
Nat'l bank circulation
State bank circulat-iou

OF BOSTON.
54 banks.
54 banks.

130,378,52 I

54 banks.

400, 4-9 69

54 banks.

000 00

$30, 950, 000 00

$50, 950, 000 00

$50, 950, G O 00
O

$50, 950, 000 00

r
4
,">
U . 4« >
3. 565, 8!H 69

11,44'\ ^on 55
A
95ri, 515 50

11.5^4,844 32
3, 738, 4u8 27

11,586,082 70
5,135,9132 74

11,648,242 35
3, 214, 396 10

21, 435, 102 00

19, 001, 642 00

17, 531, 077 00

15, 923, 470 00

15,566,700 00

$50,

£•;*;,

55 919 13

43, 522 38 |

62,843 96

37, 022 46

264, 315 79

Individual deposits...
U . S . deposits
Dep'ts U.S.dis.otiieers

71
82, 453
107 352 93
24 553 88

84, 827 175 81 : 80, 395, 389 60
106 <;74 66
105, 147 46
33 773 06 ;
39, 8 J 3 62

69, 864". 539 15
lu3, 099 81
30, 990 29

74,087, 299 71
105, 925 70
27,866 41

Due to national banks

29, 718,747 00

on

Dividends unpaid

Due to State b a n k s . .

8, 397

93

i (. 4

705 781 91

29, 5G9, 109 91

25,111,658 91

26, 905,918 37

9 873 9G2 97

10,189, 740 73

8,135,447 47

9, 258,188 03

JiTotes re-discounted
23, 948 66

210, 000 00

14, 605 83

210 543 348 44 i 204,190, 333 62

187, 08», 273 53

192, 043, 458 oS

Bills payable
Total

208, 151 618 82

RHODE
61 banks.

f anital stock

$°0 340 050 00

ISLAND.

61 banks
*•>(}

6L banks

61 b a n k 8

340 050 00

$20 340 050 00

$°0 340 050 00

*-*0 340 0 >() " ! |

61 b a n k s .

Surplus fund
Undivided profits
!Nat'l bank circulation
State bank circulation
Dividends unpaid

3,991,811 43
1, 578, ;*0S 68

4 014,037 64
1, 491, 498 09

4, 037, 701 97
1, 633, 682 61

4,061,100 06
1, 624, 803 71

4,082,018 p 1,636,405 51

12, 054, 382 00
2, 790 00

11. 364, 462 00
2, 790 00

10,252, 267 00
2, 788 00

9, 455, 688 00
2, 788 00

9,192, 726 00
884 00

81,490 29

114,176 92

92,175 58

114,279 15

141, 763 14

Individual deposits..
U S deposits
Dep'ts U.S.dis.officers

13,150.420 17
50,014 8ti
52, 009 33

13 482, 472 31
6->, 444 34
60, 509 17

13, 090,135 5°
102,315 05
28, 319 17

12, 548,134 13
86, 259 28
45,914 17

13, 748, 576 25
63, 822
31, 596 24

Due to national banks

2,104, 988 4G

1 238, 308 74

1, 291, 677 36

1,493,210 57

1, 828,131 10

Due to State banks ..

1,119, 756 54

901, 492 32

878, 317 05

816, 597 73

862, 004 39

50, 588, 825 70

51,927, 978 37

!N"otes re-discounted
Total

15, 000

54, 526, 230 76




53 07.), 929 53

no

51,764,429 31

CLXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports shite October 1, 18S5, arranged
C ONNECTICUT.
DECElUJKi: 21. !

Resources.

84 banks.

MAiiCII 1.

j

OCTOI1KU 7 .

84 bunks.

84 banks.
:
.Loans and discounts. $41,771,110 29 ! $42, 187,002 98 $12, 470, :N7 1()
J
17, 3 : 4 , 100 00 ;
~
~ 1 n) ()0
Bonds for circulation. 17,500, 100 00
3<;o ooo oo i
3' 0, (0 0 00
301), Oi'O 00
Bonds for deposit s ..
35S, 500 00
•17D, i o n 0!> !
211, 9(1) 0 i
TJ. S. bonds on h a n d . .
3, 008. 7-5 35
3. 24»>, 938 21 ! !. 010, 7 27
Other stocks and b'ds
Due from res' v o ajr't s I 5,899.890 43
4,t5si,u:J7 M j
, 21 > 21)
2.194,227 SO
Due from n a f l banks
2, 5:;3.774 53 ;
; 8 )7 5 5
243,715 71
Due from State banks
175,534 85 !
1,4 12, o::S :v.} .
Heal estate, &c
j 1,400, 230 99
155. OK) >9 :
288, 1-3 78 I
Current, expenses...«
530, 573 25 '
408,577 11
.
Premiums paid
3)3, 4(.S 92 i
Cash items
242,-! 15 72 !
7s:,,: I;") oo "
j-i.112! 39 !

213. 891. 10

Bills of othc
Fr.i:;lioii:i]
>9

1u f .2

*l,>

Specie
i
Le,ii'al-tender notes . . |
ot'dept

1, (,7s\'5.'{ 03 i
805, 099 00
3. (>;S2 5o i
7, 5 5 7 5 j

«5 9o <"und w i t h T r e a s . ;
D u e from I". S. T r e a s - j

Total

'»•

. 0 0, 9 K

5 it;
: C'i

81 hanks.
:, 557, 077 87
5(10
300, 000
450
:, 082^ 591
S 157, I'.'O
!, 3 >4, 224
212, 575
,421. UiS
933
092
55::
. 885
i, 090,

:

00
00
00
70
48
28
45
90
44
42
09
00

84 b a n k s .
^12,841,04(5 80
15,:' 12. 000 00
"0i», 000 00
271.450 00
3,0-lit, 705 58
5, 187,878 71
2,012.497 04
187,122 00
l,4:n.!)84 24
210,978 57
741,271 47
405,309 02
2o:<, 7s:, 71
j
81 :?>>:'* 00
];;,507 95
'.j.l. 809 15

i!

J 00 !

"717,

74i>. 9S2 75 ;
51, M 0 00 :

1,H>2, 517 4M
88: ) . 007 0 0
f>, 001) 00

G77, 019 80
23, 060 00

78,232,0(59 :•:; ; 7 7 , 8 4 1 , 1 5 7 ^6 \

78,511,859 (.;;$ ! 77,071,143 5(5 !

NEW Y OliK. .
|
Loans and discounts
Bonds for circulation.
Bonds for deposits-.
U. S. bonds on. Inmd.
Other stocks and b'ds
Due fromres've a<;'ts
Due from n a t l banks.
Duo from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'^-house exeh 'gs
Bills of otlier banks'^.
Fractional currency. \
Trade dollars
!
Specie
j
Le^al-tender notes .. j
IT. S. cert's ofdeposit I
5 % fund with Treas '
Due from Lr. S. Treas I

Total.

207 b;;nks.
$80,410,70.")
27, L'20, 150
8!>2, fllJO
1, 222, 050
7, 702, 2 5 J
15. 9^17, 3:!0
2, <;;)!. u:\

.

57
(:•)
00
CO
71)
",-J,
oi

208 banks

37, 97:i 07
1, 1*53, 1**0 0)
3!, 4^2 VA
218,809 ]i)
4, 805, (i'jd (it)
J, 115, 2 U) 00
MOJOiiO 00
1,203,4 15 'J'i
44,0.52 4M

25,708 . (!50
' 8 ;2 (;'j0
1.32*;, fioo
;.
8. :-;i;<i,

27, :)34,
8.* 2,
1,3-\
8, :>77.
3 5 ,

L'

1 2 , *'•).<,

(),•-."».

K
1,9:)9, 7 SO I
oi3: ' 3 - i . ;

.'" • i.»

' 0->8.
1,3':: I.
l.:j::o;

1,!];).», 04") <
7-V) <

1,
39,
24 9, 317 ;
i i 7 :
(MiO (
i){U)
'•

:{,'

I I'.i

; 40

180
52. '. 9 1 4
.. 470
251 11:'.
, o09
281 533
nOo

1,U*.:
01,:

5M :'

'E W
45 b a n k s .

Loans and discounts $240, 5C4, 8*0 ] t
Bonds for circulation | 12, 40(5, 5()..i o-:i
Bonds for deposits ..
820,000 00
U. S. bonds on hand. _ 3, 71.', 75;) e:i
Oiher stocks:iml b'ds! 13, 713, 084 (.9
Dae from res' veau'ls
lJuelYornnat'lbanks
2L0i)8, 94! 31
Due from Stale banks
'..', 3•','.'.. 730 07
Keal estate, &«
!0, ;;:\ 297 73
Current expenses
1
rreniiums paid
i
477.7:."" <\>
Cash items
' 2,279^ 1)2 01
O;M, ( O O d o •
Cr<;-liouse I(»an ceri ';>
Cleai-",u'-l)ou:se v^xcif p;n 0 7 . 8 7 7 , 7 1 0 7*) ;
Bills of other banks.,
.1, «SJ:;, 7*i!i c o 1
i-'rac-t ional currency
39 3*5 S5
Trade doiiars . . ."..
1 9 5 , 5 1 2 90 !
Specie
17,920. 701 (.0
Lejial-tender notes .
1

Total

207 b a n k s .

207 b.i
$8'.),:',[)!,

i

207 b a n k s .

$.-9; !'84, «i(>5 <)8 | '$92,927,244 70
25,278, 150 00 ! 24, 171,550 00
892,000 00
892. ('00 00 i
1,328,850 00
J . 3 2 \ 75.) 09 J
8, 45i>, 95H OS J 8, 2(i:', 052 92
14,082, 107 14 ! 14,209,394 So
2,415,03) 3!) i 2,433,9!)3 09
7 i 5, 038 ()2 ;
707, 500 75
3,391. I "4 90 ; 3 , ;>!•••'_», 5 3 7 8 9
:>'.)7. 2<io 11 I ' 4 5 ( > ; 3-15 0 5
I, 320, 200 10 i l,4;:M10 07
j , 505, 581 00
J,030, iho 74 '
23, 537 10
2!, 507 04 :
1, 388, 380 00
1, 237, 5-18 00 :
30, 930 38
32, :Ji."> .10 •
250, i;80 29
2.VJ, 1<>3 90
5, 5.!3. 510 55
5,412, =!45 G>
"
2, 927, 423 00
3,097, 10} 00
245, 0( 0 00
250, 000 00
1,075,017 90
1, 1-5,5-10 40
(.1,004 00
23,019 U

.| 100,011,737 0! ', ICO, 477, 3,4 70 j 100,009,587 7o • 101,291,252 07 \ 103,334,439 40

|

Due from U. S. Treas

!

$,

Y ORK

4 ~.banks.

•r-25(»,

10, 525. 000 00
020. <K)() ( I I
5, i i ( \ i l 0 0 0 0

17, 8 ;i,3<;9 82

7IS, IIS
1! 1^744




805, -1,^9 !
2 i l . " > : {>;••;) i

:;V.'--4 !8

.'•I, 2^5, 337 55

45 banks.

45bauks.

087, 24"7 05 $250, 325, 390
927, 000
920, 000
92a, O'.iO
230. 050
737,016
; 34,070

V'\ 1 ;s!:r.M (is
5f"5 8 0 49
5(.7, :'I8 70
2. !H3, M31) 05
5(>.\ 0i;0 00 i
OS, 72.", 55S 91

77, 22l! 202 OS
2o,;j75, 825 0;)
2, !r('5 1/00 I -'!
3, .115,(10!' (r)
512 !)!»'.) do •
4 1,510 ft)
5is, 8_0 -:)
314,187 22 !

465., 334, 117 b7

CITY
4 5 ban!-:s.

2lo, 7 ^ i :
, 88(1, 9:H) !
, 197. 3:;5 i

88
00
00
00
32

2:"0,819 00
1.-50, 4S;j 07 i
227, 093 09 '
455, 234 97
851.4H 59
2Ji, m o i;i
!•;.-, 000 00 •
42, ".
,;",;/!), 197 00
"•!9, "JC7 33 '
2 3 / , ' l o t 00 ;

i

, 3 1 0 ,

(-ii0

•r:i.

]:••(>

i! 5 3 1 , ' 2 8 ! 0 0
H, 115, (M>O 0 0

i

'•!:;!>, :-;:;0 0 0

I 30

400,043,120 78

8f2, 029
015, 000
9\'0, W0
409.1H0
901,284
85*\
522,
210,
800,
702,
• •SO,

754 49 ;
505 15 |
933 10 I
020 8 0 ;
507 41 ;
587 40
01
00
15
05
0^307
018 00
COO 00
3/5 00
0u9 71

603, 3H9
481,535
29, 780
241,304

l.Oti.
102,
40 i
,
425,
731),

432, 9.07, 512 'SQ 405,051,822 07

!
i
i
!

KEPORT

O F T H E COMPTIJOLLKR

by Stuic-s {(lid rcHcrre vltuia—Con

O F Till]

C'CRUIVSCY.

01/XXXIIl

finned.

CONNECTICUT.
; DECEMBER 2 4 . ;

5lARf.Hl.
.11'NT, 3 .
AUGUM 2V.
i 84 banks.
84 banks. j 84 banks.
84 V.IIII1;H.
i $24, 921, 820 00 £21, 671, Js20 00 $24, 671, 820 0o $24, 071,800 00

Liabilities.
Capiial stock

!
Surplus fund . .
6, 709, 019 77 ! 0, 7S0. 015 3t
6. 798, 4<;0 xi
Undivided profits
; 2,239,773 25 ! 1,702,345 97
2, 1^7,4;C> 01
Nat'l bank circulation; 15,522,009 00 ! 15,071.924 00 i 14, OOS. 38| on

State bank circ illation :

18,075 00 !

18,075 00

18.005 09

Dividends unpaid

47,774 43 :

1'X), 503 57

(!f>,1C0 40

;

Individual d e p o s i t s - J
U. S. deposits

81 banks-.
$24,671, 820 00

6, 8r,fi, \4d 25 ;
1.8n5, 803 82

0. 855, 294 45
2,057,130 13
1'. 054, 374 00
,:
is, 004 00

11.342,3 14 00
]•«. (i()4 00
103,173 SI !

70, 275 27

2.\'.'51. (78 (51
:>i4.82:< 42 ;
8. !L'7 .12

25. iJ-47. 208 35
21)8,444 SQ
4, 8.47 84

11,411 iW •• ;;, 415, 002 70 :

•2, 759, 521 61

24,590.704 21 ' 20, 748, 2<»0 12 ' 27,101.8^1 0>
302,623 13 :
1:18.858 ex
:;19, 105 7."

Dep'isU.S.dis.ofneers

14,582 00 '

98, 4i;5 19

Due to national banks

2, 953, 361 32 ;

1, 734,870 42

1, 739, 059 23

Due to Stale, b a n k s . . . ;

777,933 54

521. 3 40 17

622,148 2,"

40, 478 (jl 1

84,257 70

17,784 01.

13,450 00

1!, 150 43

55, 000 00 :

100,000 00
77,071,143 50

Xotes re-discounted.
;

Bills payable
Total

150.000 00 j
50,000 00 ; 78, 541, «5':> 03
77. 84), 15V 80 i 78. 200, 226 75 :

50,000 00
j 78, 232,000 20

NEW

YORK.

267 banks. | 208 banks. ' 2<i7 banks.
$34, 804, 7G0 00 $:;4,l);'4,7G0 00 j $34, 854, 7(iO 0^

Capital stock

8. 994, 370 69
6,018,432 92

Surplus fund
Undivided profits. - -

043, 305 35

i»5fi, 357 23

9,171,531 44 i 9.157,757 31
5, 51.5,947 59 < 6,(551, </7s) 63
23, 028, 090 00 i 22, 905. 005 00
30, 0::3 00
29, !KS 00

Nat'l bank circulation' 24,117, 485 00
State bank circulation
30, 023 00
i
Dividends unpaid
58, 000 24

207 banks.
$34, 854, 700 00

207 banks.
$31,^54,700 00
9,309.668 45 J
5,810,917 83 ;

9. 497, 766 45
0, 250, 229 75

22,470,831 00 i 21, 542. 496 00
29. 1.81 00 !
29,181 00

73, 722 48

50, 020 50

Individual deposits ..i 79, 729. 223 15 83,184. :iC'.' 00
77. S. deposits
I
678,441 94 |
071,381) 31
Dep : tsU\S.dis,of;icers
05,252 40 j
72, OuO 92

81, 065, 26.'; 50
7!<i, l {,'} vi
03, 238 04

82,084,451 94
68.S. 230 02
70, 084 72

84,991,702 64
670, 744 98
07, 091 92

78, 296 69

Due to national banks!

3,948,357 07 j

2,1)70, 141) 88

2,505,741 50

4,037,030 21

3, 533, 850 83

Due ro State b a n k s . . -

1, 175, 894 75 ;

879,997 12

1,241,837 01

1,380,295 72

1, 317,143 93

Notes re-discounted. -

310, 792 92 !

273,635 25

073, 292 90

395, 502 03

432, 615 43

77, 042 90 j
55, 838 21
i
tt,v±- ™
01,473 71 I
35,597 5S j
| 160, 614, 737 04 i 100, 477, 3:M 70 | ICO, 009, 587 78 101,294,252 67

56, 559 78
10 J, 334, 439 40

Bills payable
Total

JT E W
S
|
Capital s t o c k . . . .

45 banks.

i

Y OHK

45 banks.

;

CITY.
45 hanks.

| $45,450,000 00 j $45, 450, wO 00 j $4"*, 450, 000 00

45 banks.

j

45 banks.

$45, 450, 000 00 ; $!.">, 150, 000 00

Surydus fund
I 24, 621, 007 68 ! 24, S'5!>. 078 31 j 24. S49, 078 31 25,751,409 69 : 25,751,409 69
Undivided profits.... | 10, 696, 240 04 j' 9, 452, 220 82 11,015, 330 49 : 9, 030J 91.3 47 I 10, 8;:4, 030 31
1

N a t l bank eireulationi

!

8,071,192 00 ' 8,129, 522 00
;il,172 00 I
31, 172 00
i
;
00 j
257, 288 46
210,10!) 19 ;
259, 009 42 :
29 \
215,922.204 04 1.92, 931, 098 50 ! 194.910,199 13
25, 42«. 028 78
18,042,793 79 !! 42,499,518 89
90 ! 234,580.442 22
> 65
' 505, i\'M) 5!)
494, 083 00
490.723 13
71 25, 030, 042 30 ' !
159, 749 44
120. 311 23
245; 64|| 38 '
'2o\i, 953 51
01
492. i!f»S 65
81 ;
159,749 44
loO, 578, 900 20
103,127,344 37
93 \ 114,145,503 31 j 94,369,271 OS
!
54 38, S32, 325 21 34, 099, 494 47
31.413,379 91
33, 574, 661 18

9,084,747 00 j

State bank circulationi

31,195

Dividends u n p a i d . . - . j

259,196

Individual deposits.- j 223,113,445
Cert itied chocks
30. 482,147
IT. S. deposit :*
i
421, 741
Dep ! tdU.S.dis.oriicers.
01,304
Duo to national banks! 103,114,343
35, 098, 741
Due to State banks..

8.025,782 00
oo
31.195 00 j
240,240 23

7, 851, 407 00 ;
3i. u)5 oo :

Notes rc-discounted.
Bills payable.
Total

185,000 00
I 485, 334,117 87 j 501, 285, 337 55 j 460, 043,120 78 ! 432, 907, 512 36 | 4G5, 051, 822 67




CLXXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY,
Abstract of reports since October 1, 1885, arranged
CITY

OF

ALBANY.

Loans and discounts.
Bonds for circulation
Bonds for deposits. .
X S. bonds on hand .
L
Other stocks and b'ds
Due fromivs'Yoag'ts
Duo from riat 1 banks
Duo from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-hoase exch' ys
Billsof other banks..
Fractional currency.
Trado dollars
Legal-tender notes ..
X S. cert's of deposit.
L
5 % fund with Treas.
Due from U. S. Treas.
Total

DECEMBELl 24.

MARCH 1.

JUNE 3.

6 banks

Kesourees.

6 banks.

6 banks.

$7, 372, 967
1,418.000
100, 000
100
540, 097
1, 475. 724
770, 237
74, 907
276, 5U0

05
00
00
50
71
97
41
00

$6,919,496
1,418.000
100, 000
100
713,006
2, 222, 698
738, 722
62, 853
276.500

22
00
00
00
24
32
49
50
00

$7, 747. 250
1, 418, 000
100, 000
5, 400
806, 744
3, 117,547
839, 856
131,809
270, 500

89, 700 00
•37, 580 33
i.;4, t;i7 13
214,205 00
I. 077 73
(')') 0 00
955 157 00
20';). 7DO 00
200,000 00
63, 807 50
6,152 98

84,000
74, 116
202,193
90, 897
879
600
1 050 246
165, 510
200, 000
59,157
4, 350

C
O
37
73
00
45
00
50
00
00
50
00

157. 087
44.8:9

oo

13,971,348 31

14,392, 327 32

NEW
72 b a n k s .

Loans and discounts. $30, 697, 306 87
9,226, 850 00
Bonds for circulation
250, 000 00
Bonds for deposits...
898, 800 00
X S. bonds on band..
L
3,544,618 82
Other stocks and b'ds
8, /y 1,267 33
Duefromres'veag ts
1,400, 270 98
Due fromnat'l:>banks
157,727 92
Due from Stat banks
1, 585, 923 12
Real estate, <kc
274,139 0 3
Current expenses
399, 325 99
Premiums paid
697, 216 11
Cash items
.....
Clear V-house exch'gs
426, 083 00
Billsof other banks..
17, 193 54
Fractional currency.
58, 637 n
Trade dollars
1,891,606 60
Specie
Legal-tender notes .. 1, 674, 824 00
10, 000 00
X S. cert's of deposit
L
406, 449 40
5 % fund with Treas
27, 820 00
Due from X S. Treas
L
62, 376, 090 04
Total

4 :^s

152,468
890
606
1 051 931
152,800
200, 000
59, 867
6,780

AUGUST 2"

OCTOBER 7

6 banks.
52
00
00
00
24
11
91
76
00
57
25
45
37
00
28
00
00
00
00
50
00

16, 407,148 96

6 banks.

$8,154,068
J, 218,000
100,000
5,400
704, 808
1, 602, 510
955. 008
95, 857
276, 500

46
00
00
00
50
97
26
38
00

$8, 589, 565
1, 2x8. 000
100. 000
400
576. 183
1,441,196
1,131,761
111,920
276, 500

78
00
00
00
50
75
87
9'*
00

157.087
42 261
87, 644
153.666
778
600
942 891
174, 950
200. 000
54. 787
8,930

25
26
62
00
50
00
00
00
00
50
80

157, 087
39 986
123, 236
119. 524
690
GO
O
1 001 689
170,020
200, 000
54,197
15. 169

63
00
08
00
50
00
00
51)
00

14, 935, 750 50

25

15, 327, 729 74

JE RSE Y.

73 b a n k s .

74 b a n k s .

74 b a n k s .

$30, 960, 270 55
9, 034, 350 00
250, 000 00
1,420,200 00
3, 336, 376 72
7, 830, 678 55
1,211,278 45
158, 230 20
1, 543,148 29
164,564 97
463,413 26
1 246 390 77

$32, 392, 973
8, 743, 850
250, 000
1,375,100
3, 547, 316
6, 680, 772
1,341,228
164,346
1, 571, 785
255, 460
455, 037
733, 763

02
00
00
00
12
39
15
54
50
95
73

402,458 00
18,618 62
60 390
2,028 13603
1, 529, 769 00
10,000 00
399, 843 00
19, 377 00

508, 258
16.47J5
62 222
2, 040, 731
1,868,587
10, 000
387. 880
4, 867

00
58

62, 087, 493 56

fifl
00
00
00
88

62, 416, 656 82

74 b a n k s .

$34,190,193 67
8, 703, 850 00
250, 000 00
1. 299, 050 00
3, 931,138 55
6, 667, 614 83
1, 407, 632 44
240, 968 43
1, 574, 247 58
132, 317 41
471,288-40
587 363 V«
513, 403
16, 304
81 049
2,035,214
1, 740 093
10, 000
386, 207
10,127

00
29

$35, 564, 491
8,149, 350
250, 000
747, 000
4,102, 248
6, 355, 773
1,512,484
184, 636
1, 580, 298
154,176
456,107
976 882

79
00
00
00
32
61
04
16
04
42
40

95
00
00
50
00

510,298 00
16, 936 01
70
2 085 367 78
1, 729, 776 00
10, 000 00
355, 905 00
21,897 00

64, 248, 063 76

64, 849, 374 21

PENNSYL VANI A.
228 b a n k s

Loans and discounts. $66, 066, 589 67
Bonds for circulation. 26, 561, 200 00
480, 000 00
Bonds for deposits ..
X S. bonds on hand.. 1,247.650 00
L
Oilier stocks and b'ds 9,170, 148 18
Duefronires'voau'ts - 12.015,003 35
Due from nat 1 banks. 2, 932, 625 46
Due from State banks 1,204,960 23
3,619,716 65
Real estate, &c
•363, f) 1(5 2*
Current expenses
1.062,946 77
Premiums paid
690, 274 61
Cash iterus
9*
30, 099 17
Clear'g-liousecxcb/gs
Bills of other banks.. 1, 055, 730 00
42, (590 37
"Fractional currency .
625, 099 10
Trado dollars
4, 253, 257 10
Specie
Legal-tender notes .. 2, 852, 844 00
10,(00 00
X . S. cert's of deposit.
T
5%'fund with Treas. 1,108, 654 00
78,817 02
Due from U.S. Treas
Total
135, 537, 922 95




230 banks

229 b a n k s
$66. 279. 529
26, 286, 700
480, 000
1, 199,050
0, 202, 352
11,418.21)9
2,629, 179
1,271. 719
3, 630, Wl
525, 89o
1,109,028
68i 274
27.518
1,251,589
40. Ii54
632, 609
4 406 047
2, 689, 882
10. 000
1,134,180
96, 525

09
00
00
00
18
49
60
76
90
70
13
'>•)

14
00
40
02
89
00
00
82
39

135, 008, 829 73

$69, 078, 873
24.471,500
480, 000
1, 150. 750
9, 254, 750
11,(197.048
2,341.424
1,054,523
3, 612, 887
414,325
1,133,104
619 541
34, 498
1,371, 190
49. 879
645,715
5 00° 203
2, 899, 291
10, 000
1,045, 032
48, 723

231 b a n k s
94
00
00
00
30
51
33
36
47
91
98
16
05
00
06
09
95
00
00
85
89

136, 415, 263 85

$70,019,665
23,717,000
480, 000
1, 260, 600
9, 747, 478
12, 826, 577
3,091,706
1, 274, 888
3,612,540
330, 693
1. 265, 494
632 705
26, 360
1, 154. 309
37, 485
649,173
4 889 763
2,740.816
10, 000
1,042.817
52r 491

231 b a n k s .
50
00
00
00
96
79
12
59
31
17
97
50
00
60
83
Ad
00
00
93
75

138, 868: 719 01

$72, 824, 630 34
21. 946, 500 00
480, (l00 00
1, 060, 050 00
9, 557, 974 80
11,623,951 43
2, 572, 4U0 79
1,178,140 68
3. 598, 519 62
508, 373 51
1,382.635 12
757 DO- 07
46, 1 G 00
O
1, 230, 740 00
36. 107 13
650,4)4 23
4 ()70 19)
2,691,057 00 1
10, 000 00
963, 105 18
49, 709 58
138,144, 662 24

REPORT OF THE COMPTROLLER OF THE CURRENCY,

CLXXXV

by States and reserve cities—Continued.
CITY
DECK Mil Ell 2 4 .

OF A L B A N Y .

MAI1C1I 1 .

JUNK 3.

AUGUST 27.

6 banks.

6 banks.

(i b a n k s .

<i banks.

$1, 750, 000 00

$1, 75u, 000 00

$1, 750, 000 00

$1,750,000 00

$1,750,000 00

Surplus fund
Undivided profits

1, 175,000 00
210,259 01

1,185,000 oo
182, 925 89

:

1. 185, COO 00
177, 54L 17

1.187,000 00
227, 370

1, 237, 000 00
214, 784 77

Xat'l bank circulation
State bank circulation

1 248,310 00

1,221,860 00 i

1, 201, 53U 00

1, 086, 640 00

1, 084, 030 00

Liabilities.
Capital stock

OCTOBER 7.
6 banks.

Dividends unpaid. ...

040 00

2,088 5;;

2, 049 70

3,403 70

Individual deposits...
U. S. deposits
Dep'ts u.S.clis.oflieers

6, 123,583 52
82, 702 CO
3,359 87

6, 905, 449 96 |
81, 605
979 64 j

9, 008, 022 05
103,508 91
1, I4:i

7, 723, 645
87, 533
40 60

™

8, 072, 512 44
87, 532 34
364 07

Due to national banks

2, 653, 696 20

2, 600, 697 97 i

2,;;;)!, S95

2, 448,107 57

2, 270, 631 49

Due to State "banks . .

714, 796 21

423, 362 85

607, 470 93

910 •ii :

462, 898 33

583, 416 86
1

Notes re-discounted
!

Bills payable
Total

-.

! 13,971,348 31 | 14,392,327 32 i 10,407,1^8 90 ; 14,935,750 50 j 15,327,729 74

HEW JBRBEY,
72 banks.

j

73 banks.

74 banks.

Capital stock .. 7 7 7 7 $12,193,410 00 j $12,228,350 00 $!2,27i), 910 00
Surplus fund
Undivided profits

'
'

Nat'l bank circulation1
State bank circulation
Dividends unpaid

74 bunks.
$12, 293, 350 00 :

3. 929, 270 59 I 3, 984, 745 33 !
3, 891, 453 80 ! 3, <1fi.279 59
>
2, 101,310 32 • 1,1)67,035 85 •
2. 065, 081 8J j 1, 746, 038 37
8. 076, TOO 00 ! 7, 829, 552 00 7, 722, 70 00 i 7,718,077 00 !
8, 384 00 |
8, 393 00
8, 393 00
8 ;jh CO ,

|

37, 000 70 |

39, 432 46 :

75,285 74 .

65,932 41 \

74 banks.
$12,298,350 00
4, 082, 245 33
2, 008,122 70
7, 258, 272 00
8,357 00
82, 506 09

;
33, Z'.i'l,14T 96 34. 833, 566 85 ! 35,736,912 23
Individual deposits... | 33,188, 767 05 j 34, 243, 587 98
213,236 21 ;
171, 155 59
'18--', 849 79 |
209,166 72
U.S. deposit s
!
181. f 12 85 |
>
1
23, 517 66
23, 967 83 |
Dep'ts U.S.dis.officers
23,762 50 |
14,711 14

16, 598 55 '

Due to national banks

2, 393, 965 43

Due to State banks -..

284,387 00

Js'otes re-discounted..

2, 200. 832 79

25,155 83

Bills payable

6, 300 00

Total

], 560, 337 09 '
272,245 77 !

2,712,282 50 !

388, 385 08

374, 292 41 j

71, 125 75

23, 649 07 '

0, 300 00

0, 300 00 .

62,376,090 04 | 62,087,493 56

61, 300 00

62,-41*5,656 82

64, 248, 063 76

2, 613, 210 60
405,120 40
17, 700 00
114,700 00
64,819,374 21

PENNSYLVANIA.
228 b a n k s .

229 b a n k s .

230 b a n k s .

231 banks.

2'>1 b a n k s .

532,680,340 00 $32,815,34.' 00 $:i2, 859. 310 00 •$32, 053, 340 00 . $;.;3,025,340~00

Capital stock .

10,442,21!) 06
S u r p l u s fund
! 10, 276. 584 79
I) lidivided p r o f i t s . . . .
3, 3O.">, 8 / 2 45 3,213,008 12
<>

JO, r>«6, 734 23 .10, (190, 81 (J 81 |
3, 170,453 S3 • ;;, 044, 231 00 |

10,568.381 81
3, 839, 005 47

Nat/1 bank circulation1 23, 418, 518 00
- - • - 6,141 •00•
State bank circulation

|
21,537, 6>" 00 ' 20, 075, 115 00 i
(.>
!
6, 141 00
(5, 141 00

19, 39fi, 505 00
4, 745 00

Dividends unpaid

184,623 64

1

Individual deposits .. i 61,494, 311 30
404 458 16
U. S. deposits..
16, 243 38
Dep'ts U.S.dis.oiiicers1
Due to national banks!

23, 003, li'A 00
CJ, 1 4 1 0 0

176, 078 27 •

229, 446 01 !

164,110 03

139,123 44

63,337,554 21 ' 65,154,818 20 ; 60, 622, 892 70
378,511 25 i
421,749 3D |
400,887 19
9, 038 62
21,652 72
15,071 60

67, 557, 897 11
381,472 99
9, 477 93

2,930,180 61

1,147,211 11

2, 034, 725 90

3, 426, 517 77

2, 82:!, 469 65

Due to State banks...

393, 728 22

213,876 63

262,016 23

423,481 19

284, 523 82

Notes re-discounted..

258, 441 12

185, 164 20

'112,645 08

117, 043 32

74,139 74

Bills payable

168,490 28

85,490 28

20,490 28

20,490 28

40, 490 28

136, 415,203 85

138,808,719 01

138,144, 602 24

Toval

.\

i 135,537,922 95 j 135,008.829 73




CLXXXV1

REPORT OF THE CO^VTUOXA.rJl

OF THE CURRENCY.

Abstract of report?; sitii'c October 1, 1885, arranged
CITY OF PHILADELPHIA.
DECKMI5ER 24.

Kesourees.

j

JUNE 3.

34 b a n k s .

AUGUST 27.

OCTOBER 7.

38 b a n k s .

35 b a n k s .

39 b a n k s .

Loans and discounts | $71,662,722 04 $72, y.\<. 247 14 $75 215. 883 <>u $78, 895,
8, 20X, 800 00
6,717.
iS 19,81)0 00
Bonds for circulation. :I 9, 327. 800 00
3i'O, OIK) 00
300,
;;oo, ooo oo
300.000 00
Bonds for deposits . .
198,100 00
2 i 8 , ](>() 00
102.
TT. S. bonds on hand ..!
172. 100 00
3, 847,
3, 709, 911 50
Other stocks iind b'ds; 4,210,707 65
891, 371 60
6,081,
D u e f ro m res' v e a u' t s 5, 752, ]38 88
(i, 9.10. L'32 73
851.437 40 j
5, 2 J 6 , 23(1 75
Duo i'rom nat '1 banks
4, 602.
4, 454,79:$ 29
951. 822 01
Due from State banks
772. OtK) 32
893,
997, 08) \H) \
2/S15, 391 :>7 j
2, 87i>. 2!»2 16
3,160.
Eeal estate, &«
235, 6<i9 2.) 1
417,
' 4 9 2 , 125 9 i2 0 J . * U : : 3J> ;•
Current expenses. ...;
246. M)3 25 :
314.876 4 5
315,
2u9,6t5 12
Premiums paid...-....'
51 S, 430 30 i
497,721 17 ;
335,
659, 6_'5 09
Cash iienis
6,781,284 (it) i

I

40 b a u k s .

9, 057, 727 74

171). 31)5 II •

99
00
00
00
54
28
12
96
35
41
14
00
49

6, 251'

1525, 185 00 •
8^4,535 OJ !
470.
616.484 00
Bills o? other ban Us?.23, 648 :)•:>
22. 276 78
26. 170 13 |
39.
Fractional currency
227,812 00
246. 803 oo
237 i>77 00 i
311
Trade dollars
"..;
219,691 78 j 11,579.
Specie
' 1.2, 835, 066 82 j 13. 658, 013 53
3, 338.
4,064.354 00 ; 3,606.950 00
Lejzal-tender notes ..
99.>. tiOO 00 |
94
4,225,000 00
3,915, 000 00 !
I1". S. cert s of deposit
300,
4h\'. 87! i 50
417,714 50 |
343.494 50 i
!i % fund with Treas ;
i)!), Hilt 00
23,
32,414 00 i
64, 903 00 j
Due from U. S. Treas i
130,408,072 51 ! 132. 8oi), 6«5 84 j 129, 800, 50 L 59 j 128,937,586
Total

00

76
0;)
20
00
00
40
00

$79, 541. 459
6, 070, 800
300, 000
52, 100
3, 833, 376
7, 050, 746
4, 929, 405
1,182, 951
3, 202, 4_'()
j
579, 154
I
172
J
414, 854
|
8, 337, 824
j
656, 373
i
32, 313
i
334, -tf;0
11.651, 638
3, 639, 741

000
405
409
134, 068, 6:'5
269.
71,

33

17 !
00 i
00
00

34 ; 1
34
53 : .
28
38
37 i
39
91 ;
24 I
00 ; :
58
00 i
21 i
00 ! I
00
00 I
90
64

CITY OFPITT SB U R G E .
23 banks.

'

Loans and discounts j 524.988,521 71
Bonds for circulation. j 7, 080, f>00 00
250, 000 00
Bonds for deposits... |
153, 600 00
IT. S. bonds on hand. -1
498, 692 5-".
Other stocks and b'ds
Due from res've ag'ts
2,581,024 28
Due from nat'l bank s
l,!!50, 695 41
Due from State banks
279.682 00
1,468,789 91
Real estate, &c
141,284 82
Current expenses
80, 632 !M
Premiums paid
236, 672 42
Cash item:
Clear'g-house exeh'gs] 1,066,779 82
490, 672 0')
Bills of other banks.. i
10,919 94
Fractional currency.
12, 422 00
Trade dollars
2,427.954 50
Specie
2, 017, 616 00
Legal-tender notes .TT. S. cert's of deposit
;>% fund with Treas317, 072 50 |
Due from U.S. Treas
34,221 61
Total

23 banks.

\

23 banks.

!

23 banks.

I

23 banks.

52-7. 80' :m 46 $27,830, 094 59
, 080, 500 00 •
'
7, 080, 500 00
7, 005,500 00
250.000 00 i
250 000 00 I
250, 000 00
179, 100 00 I
397, 000 00
179, 800 00
002 58 '
483, 140 41 •
448,
460. 343 83
', 139,9;;() 85 ' 2, 185. 380 98
1, 922,938 39
. 4 0 4 !33 06 •
928. 280 77
959, 801 00
1 3 9 , 2 3 8 21. ':
101. 339 78
154. 070 37
. 508, 000 99
1,523, 383 08
1, 549,140 43
142. 698 22
105. 017 00
162. 393 48
97, 767 7!)
100, 31.7 79
99. 5:50 54
]()S, 751 7!!
189, 801. 75
231, 498 98
:
9(51. 380 2 )
873 65-"> 3S
1,148, 134 67
560, 462 0 J
388. 686 00
368, 783 00
8. 5!0 3S '
7, 932 59
9 3,78 79
14. 710 00
14, 975 00
14, 620 00
!, 424. OH) OS
2, 224, 626 12 i
2, 388,018 26
'., 135, 956 00 2, 025, 0^5 00
2, fll,757 00

$27

>:>"», 6 7 7 , 1 9 9 C9
7, 080, 500 00
2">0. 000 00
151, 300 00
516,960 17
2. 758. 3*9 89
2, 705, 8_'O 98
25i),Sl8 04
1,43S, 302 62
155, 145 57
5S. 804 25
26S, l<87 19
1, 12o. !W0 32
44H 353 00

12.076 11
13.218 00
2, 640. 'jc,9 :*:t
2, 057, 083 00
318, 062 50
4t. 1-78 70

311,122 25 I
27 174 40

316,225 00
23, 062 21

312,358 50
17,301 21

45, 393, 753 85 j 47, i»7S, 385 42 j 47, 055, 770 64 j 46, 850, 728 49

47,175, 449 04

DELAWARE.
|

i6 banks.

j

16 banks.

|

16 banks.

16 banks.

I

16 banks.

357. 934 0 .
Loans and discounts
% 936, 348 17
$J, 172,350 40
'
$4, 605, 954 34 $4, 662, 078 74
1, 818, 200 00
1,820. 200 00
1,572, 200 OC
Bonds for circulation.
1,572,200 00
1, 622, 200 00
60. 000 00
6;', (!()0 00
Bonds for deposits ..
50, Oi'-O 00
50, 000 GO
50. 000 00
3, 000 00
3,0'iO 01
U. S. bonds on hand.. |
103, 000 00
3,000 00
3, 000 00
264,361 10
29!», 213 87
Other stocks and b'ds!
2ei', 013 87
254,477 45
252,919 37
42
8."1, 868 2 5
(
Due from res ; voa^'ts -1 1, 2'1'y, i>X>,
88*;, 154 09
1. 072.135 51
967, 099 68
155,930 29
159,631 i
Due from nat'l banks.!
181, 756 13
282,417 71
r
19J, 640 72
61,852 37
32 55") 7^
Due from State-banks571 52
51,720 49
37, 664 21
229. 053 05
''57 207 54
2fil! 1 1 1 28
256, 283 06
lli.-al estate, &c
[
257, 683 06
51,808 94
33, 25ii OS
13,759 43
Current expenses
i
25, 626 07
"is! 742 89
115,007 05
133, 654 3S
141, 600 27
Premiums paid
'
140, 237 77
n :> 133 38
60, 524 00
67, 018 80
77, 040 57
47, 912 97
Cash items
_. . . .
53, 629 16
ClearV;-houseexeh'i2:s'.
122,571 00
107,294 (»
'>
67, 672 0') j
Bills oi' other banks,.
86,431 00 '
84, 835 00 I
3, 139 72 !
3,172 61. I
Fract ional currency ;
3,283 63 i
3, 379 0;>
2,741 50
24,111 75 •
24,040 75 I
Trade dollars
24,059 75
24, 561 75
23, 784 75 •
256, 250 48 :
211, 173 44 j
Specie
284,615 61 I
192,328 00
301,99:! 68 I
;
196. 246 00 '<
ISO. 493 00 !
Le.'jal-tender notes ..
185, 577 00 |
1<;9, 414 0')
178 951 00 I
10, 000 OJ
l w , i;o:l i.:0 i
V. S. cert'sofdeposit.
10, 000 00 !
20, 001) 00
10, 000 00 i
81. ]s7 50
72, 177 50 !
5 % land with Trou*.
(i8, 797 50 !
82,067 ;iw
72,287 50 I
1,3:M) u > :.
;
Due from I'.S.Treas.
650 00 •
1 < » , G:-Ji.i ».;•»
10,290 00 i

Total

i




8,4^3 177 2 i i
(

8, 672, 36!) 50 i

8. 925, 194 30 |

8, 950, 601 21

REPORT OF THK COMPTROLLER OF THE CURRENCY.

CLXXXVII

by iS tares and reserve cities—Continued.
CITY OF PHILADELPHIA.
MARCH 1.
34 banks.

AUGUST 27. i

JUNK 3.

Liabilities.
35 banks.

"I"

39 b a n k s .

38 banks.

$18,333,700 &o i $18,509,31,0 00 ' $19,478,000 00

Capital stock

j

OCTOBEH 7.
40 b a n k s .

$19,760,800 00 | $20, 588, 000 00

S u r p l u s fund .
.
Undivided profits.. . .

9, 521. 303 08 j
1, 750, 57,' 97 j

9, 540, 303 08
j . 067.145 01

9, 752, 803 08
I. 507.117 85

0, 744, 803 08 |
2,147,158 99 !

9, 744, 803 08
2, 663, 039 53

N a f l b a u k circulation

7. 7S7, ISO IK, I

0, G57.165 00

(1,435,010 00

5, 703, 868 00 i

5, 250. 213 00

I
97,513 00 !

49, 020 28 j

42, 905 90

-. S:s8, 0"v; 93 i 70,47:1, 669 0s> I 73,509,104 52 | 72,137,500 J7 ;
232, 8J.!> IS I
^5,7-iii 34 j
2;>o, 075 33 '•
238,703 54 i

5-1,814 '

77, 724, 453 39
' :-32, 335 71

Dividends unpaid.
Individual deposits.
U. S. de|>o;-,<U . . . .
D e p ' t s lT.S.;u,s.oilicei
Due TO national b a n k s

13,057,513 50 |

Duo to State b a n k s . . .

3. 933, <..(; 0u !

;•:, i>!4, 703 66 .

.•.i

j

Notes re-discounted
Bills payable

<;'r3o3. 810 34 \ 15,008.210 u3

!

-..'

15,481,297 11 j

3, ?7o, 598 78

€ IT "Y O F
23 b a n k * .

Capital stock

:

t>(iH>!.-'.« fund
U n d i v i d e d proiit*

:

PITTS

]28.0:;7,5>G 33 .

-3 banks.

:

23 b a n k s .

.^i0 ; i^),o<ii> 00 . $V>, :>'0, 000 00 |

7>, 7 5 0 '•:() '

Divi'li-Jids \ui[>aid. . .

i-7, 'Jii' va

3. t'.')7, fi78 84 •
09^55959;

3, 777, 4*;5 ^2 i
939, 035 33

8.777.4')." 62
1. 073, o::i 38

ii, W\ r:j\.i 00

6. ii»j, 73il 0i

0, 2 9 5 , *»fc0 0 0 ;

6. 244, COO oa

69, U^i 0\)

80, 9i7 50 :

79,005 ;?5 ;

Inrlividi'.il Mi-7);>siLS -•• 20.214,689 31 , 22,403,158 59
21, »H8, o*>l Hi : 20,7(55 852 4 " ^
U.S. dcvusit^...
i
i:;-u,;..;.:; Di. .
= 9 J. 0>7 72 •
I'M, 240 II
!s.{,(n)3 53 '
;

D u e t o iidtiiMuil b a n k s

^,340,242 L'ti ;

2, 6G2, 000 18

2,811,596 68

Due.

to State banks....!

1,475.248 97 I

1. 630. 109 74

1,034,091 13 .

:

. ;

...

!33. U8;> 27

•
;

Bills payabl;Total

.

. - -~
45,393,753 85 : 47,978,3^5 42

47,655,770 64

D E L A W
Oanitai '"lock

. .._

16 b a n k s .

2 ; 020. 3^7 79 j

273.

i/7'J ;-.-<, ;

1,60V 4^) 00 ;
Mi) 00 ;
8, i.24 41.

Divide-inls u n p a i d . . . .

Hi b u n k s .

i»98 190 00
193, 149 14

(}(•)(;

')(',+

{•(!,

110,993 1 5 '

I
. .
j
46, H50, 728 49 ;

4 7 , 1 7 5 , ••.'-'3 04

|

l!i b a n k ^ .

3, tlii), BJ9 On ;
i;i'9 <»J '

1, ;-;9«, 579 00 |
0.»t 00 j

I , 3 i ^ , 1:.:9 00
004 00

!, 4 4 3 , 6 0 9 00

\i, 9:;0, !29 37 i

4, 0.-••;'., D32 -4?

1,157.831 96
35, Jr,;i 03
2,417 22

12,581 29

33;, 109 26 j

247,264 ;59 ;

2C9, 82 i 7o

17, 055 10 j

6, 541 50 !

11, 98o 12

41, .i-';2

2, 2i2 37

53, v)34 ',]'•} ;
1 , 4 4 9 «E I
j

419,430 94 |
20,174 48
25, 2S6 70
4,700 00
1.0,1)00 00
8,483,177 2C ;

<:.-.; o c
7. i'.-,0 3(5

Due to u:i.t!{Jiial banks;

34, 375 00

.10 bi\yL-'-A.

$2, o.;:<. )s:<

718. .' :t 0 oo
1S5, 8S9 43

Due to Si ate b a n k s . . . !




3

Tw3. 100 00 i
-55,80!) 1-i j

3,581,259 70 ;
k 079 41 :
1, 103 63

i
i
;
8, 606, 599 66 \

;75, tji'12 09
i ; 4. OiHj 76

ARE,
'

3.587 0;>8 i7 |
«:-:. 357
726 87

N o t e s re-discounted..!
I
Bills payable
:
Total

20.!^;;, r;-; oo

1,533,035 67 i

| 2 , ii'.y.). 985 00 i $2, 033, 085 00 ' $2 ,'.}.';3, 985 00 ! $2 033 985 00

Surplusfvn
Undivided
N a t ' i b a n k r i r c u l a i ion
State bank circulation'

:

;

;

'

16 b a n k s .

23 b a n k * .
$10, ISO, ()0i) {)'.)

3, tif'«, 5:-9 U7
s : . \ :;-i;.» 78

?<. 554. 1^2 21
), l'5ti, i30 .19

Nal"! hciiiUi'liviiliHiiH"'
State buuki.'-imi.Miiou

N o t e s re-di:^'ou-ned..

14,00c: 00
134,068,6-5 64

B U R G H.

2 3 !>;!!•.':•,-•.

$10.15u, COO oo : $10, 1*0.-j:s. i.u

!

4'X 17i 7G

!

'

130,408,072 5; : 1.32,809,685 Hi | i29. 800, 5Mi "vj

Total

3,018, 8(?2 59

i

•-

;

14, 143,900 68

3,673,715 10 ;

8, 672, 361) 50

&r 925, 194 30

80*. •);">"> Gi
17,702 47

CLXXXVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1885, arranged
MARYLAND.
DECEMBER 24.

Resources.
Loans and discounts
Bonds for circulation.
c
Bonds for dpt)o iits

27 banks.
$5, 853, 850 35
2,479, 000 00

MARCH 1.

27 banks.
$5,732,(388 61
2,479, 000 00

AUGUST 27.
OCTOBER 7
JUNE 3.
.
—.
..
.. .
.
28 banks
28 banks.
28 banks.
i
$5, 999, 728 88 $5, 993, 372 82 $6,142, 903 84
2, 016, 500 00
00
2,166, 500
2, 016, 500 oo ;
108, 600 00
168, 600 00
107, 750 00
559, 782 38
619,961 13
650, 049 03
76
692,216
1,119,165 60
1, 017, 045 99
366, 054 47
676, 850 66
556, 690 01
29, 715 59
71,029 14
56, 334 53
284, 079 55
293, 684 27
300,788 63 !
90
58,107
38, 339 18
55, 943 23
130,187 02
135, 317 29
156, 315 91
40, 806 23
43, 634 65
41, 347 88

187, 550 00
217, 550 00
TJ. S. bonds on hand..
478, 518 20
532, 999 45
Other stocks and b'ds
887, 417 86
750, 397 71
Duefromres'veag'ts.
449, 205 37
436,445 13
Due from nat'l banks
65,793 64
90, 318 62
Due from State banks
267, 507 43
265, 987 43
Real estate, &c
59, 087 97
37,987 56
Current expenses
116,747 30
119,153 48
Premiums paid
41, 333 85
62, 869 70
Cash items
76, 873 00
64, 647 00
50,117 00
Bills of other banks..
3, 828 30
4, 042 63
4,125 07
Fractional currency .
14, 651 22
15, 309 70
13, 493 01
Trade dollars
345 517 15
397, 220 28
402,423 53
Specie
351, 660 00
341,526 00
. 310, 710 00
Legal-tender notes ..
TJ S cert's of deposit
88, 025 00
100, 082 50
102, 390 91
5 % fund with Treas
5,380 00
8,720 00
1,380 00
Dae from TJ. S. Treas.
11,748,612 55 11, 626, 945 80 11,372,968 39
Total

69,334 00
3,700 34
15, 601 70
364,802 09
307, 878 00

69, 077 00
3,052 55
15,620 36
391, 885 00
330, 445 00

86, 860 00
7,092 50
11, 971,723 37

84, 820 00
4,962 50
12, 062, 381 46

CITY OF BA L TIMOR E .
17 banks.

17 banks.

17 banks.

17 banks.

17 banks.

Loans and discounts. $24, 691,798 12 $24, 412, 609 04 $26, 380,456 32 $27,047,114 61 $27,515,072 48
Bonds for circulation. 5, 717, 500 00 5, 572, 500 00 5, 572, 500 00 5, 372, 500 00 4, 988, 500 00
200, 000 00
200, 000 00
200, 000 00
200, 000 00
200, 000 00
Bonds for deposits...
75, 000 00
165,000 00
75, 000 00
75, 000 00
75,000 00
U. S. bonds on hand..
317, 880 54
370, 002 54
482,185 73
455, 924 77
407, 769 29
Other stocks and b'ds
2, 632,712 20
2,138, 347 83
1,485,331 51 1, 735, 949 42
1, 652, 528 15
Duefromres'veag'ts.
931, 989 76
1, 308,172 88
1, 269, 804 70
Due from nat'l banks. 1, 579, 729 43 1, 206, 317 65
272, 576 83
310, 326 14
199, 638 97
235, 586 05
203,404 68
Due from State banks
777, 353 8]
777,887 51
778, 609 10
777, 685 31
777,423 58
Real estate, &c
171, 869 82
98, 821 23
282, 262 95
140, 830 45
103, 503 90
Current expenses
58, 278 13
55,471 13
54, 778 13
62, 978 81
63,216 31
Premiums paid
54, 690 25
47,982 53
47,008 52
61,156 34
47,421 02
Cash items
Clear'g-house exch'gs 1,125, 427 59 1, 715, 979 38 1, 307, 653 64 1, 242, 151 64 1, 076,118 65
347, 023 00
274, 507 00
298, 057 00
272,164 00
307,137 00
Bills of other banks..
6,138 89
3, 893 28
5,423 33
6, 466 67
6, 470 32
Fractional currency.
87, 0G9 00
87, 915 00
86, 300 00
87, 626 00
87, 645 00
Trade dollars
2, 658, 521 48 2, 887, 029 20
3,000,404 15
2, 664,161 63
2, 861, 684 47
Specie
964, 941 00
Legal-tender notes .. 1, 503, 849 00 1,479, 895 00 1,062, 283 00 1,124, 798 00
1, 990, 000 00
950, 000 00
265, 000 00
495,000 00
TJ. S. cert's of deposit. 1, 500,000 00
257, 280 00
250, 755 00
250, 755 00
222, 025 00
241, 755 00
5 % fund with Treas
15, 780 00
6, 840 00
8, 527 79
1,000 00
Due from TJ. S. Treas.
Total
44, 050,478 09 44,052,079 46 43,459,164 90 43, 669, 748 94 43,032, 938 19

DISTRICT OF COLUM]BI A .
1 bank.

Loans and discounts.
Bond 8 for circulation.
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Trade dollars
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
5 % fund with Treas
Due fromTJ. S. Treas
Total

1 bank.

1 bank.

1 bank.

1 bank.

$319,424 22
250, O u 00
O

$276, 348 24
250,000 00

$261, 705 53
250, 000 00

$305, 350 62
250, 000 00

$291, 567 44
250, 000 00

00
00
96
42
52
00
19
68
30

151,200 00
215, 930 00
99, 053 52
10, 296 78
480 97
20, 000 00
5, 754 16
33,407 18
9, 633 05

151,200 00
188, 930 00
85, 179 91
8, 680 86
820 02
20, 000 00
1,462 29
33, 944 68
4, 580 00

151,200 00
188, 930 00
110,887 89
16,191 14
526 38
20,000 00
3, 559 56
33, 944 68
13, 546 30

11, 592 00
52 50

7, 630 00
33 44

4,150 00
48 78

5, 686 00
29 36

7, 301 00
123 24

120, 713 00
83, 970 00

125, 377 50
79, 500 00

131, 274 00
83,500 00

147, 425 00
78,100 00

154,486 50
89, 700 00

11, 250 00

11, 250 00

11, 250 00

11,250 00

11, 250 00

1,268,297 19

1, 284, 930 25

1, 287, 683 97

151,200 00
170, 930 00
87, 287 89
5, 917 93
20, 000 00
2 05
27,493 43
8,464 17




151, 200
196, 930
114, 931
6, 093
5, 615
20, 000
2, 421
30, 844
6, 754

1,292, 638 74

1,343, 214 13

REPORT OF THE COMPTROLLER OF THE CURRENCY. ChXXXlX
by States and reserve cities—Continued.
MARYLAND.
DECEMBER 24.

Liabilities.
Capital slock

MAL'CH 1.

JUNE 3.

27 banks.

27 biinks

28 banks

AUGUST 2"
•

OCTOBER 7

28 b a n k s

28 b a n k s .

.....

—

$2, 71G, 700 00

$-\71i5, 700

$2. 678, 740 00

$2,710, 150 00

$2,716,700 00

K42.LV t
302, 7;Jrf 28

008

70

eO9, 387 05
249,165 HI

8fifl, 387 05
290, 858 65

uo

1, ;4.7, 406 VO

1, 744, 821 00

Surplus fund.
Undivided profita....

l;l

;;2." j 214

Nat'l bank circulation
State bank virci'lation
Dividends unpaid....

2,167, i)32
87

24,

f><)0

71

21,518 62

21,469 80

28, 046 81

IndivifliiJ.il deposits. -.
X . S. deposits
X

5, 382, 357 65

5, 389,

P:-l

57

5, 3r>3, 718 03

6, 008, 017 06

6,025.113 41

Dep'tsT'r.S.dis.oilicers
Due to national banks

216, 073 51

157,

•177

13

204, 429 17

265,195 61

301,734 02

Due to State banks.. -

44, 232 23

23, 674 G-:,

23, G58 29

30, 217 06

34, 470 57

Notes re-discounted..

48, 04S 42

G3, 409 03

8(5, 378 41

25,1.14 92

6, 249 95

45, 000 00

45, 000 00

11,971,723 37

12, 00.2, 381 46

Bills payable
Total

C-f-

11, 748, Oil1 55

C IT •Y
17 bank:-

Capital stock

$H,7-J3 I TI;O

«;0

2,147,

1, 820,182

11,620, 945 8u

11, 372, 968 39

B .A.L TIMO RE .

OP

17 banks
OM

$11. 7 i:'!

41

17 hanks
;

lift

37 b a n k s .

17 b a n k s .

] 713 260 00

§11 713 260 00

$11 713 260 00

Surplus fund
Undivided profits

3,13(5, 500 00
1,521,676 77

3. tGO, 000 00
1,201, 708 54

3, UiO, 000 00
1,459,026 67

3,178,500 00
1,251,123 75

3,178,500 00
1, 447, 581 47

Nat'1 bank circulation
State bank circulation

4, 579, 060 00
20, 802 00

4,1P-5, 5 tO 00
20, 802 00

4,517,740 00
20, 802 00

4, 606, 360 00
16, 702 00

4, 421 230 00
16,696 00

Dividends unpaid
Individual deposits..
U. S. deposits
Dept's U.S.dis.otlicers
Due to national banks
Due to State banks...
Notes re-discounted
Bills payable
Total

48, 286 01

63, 135 66

49,084 46

75, 776 37

64, 014 92

19,432,764 80
100, 543 84

20, 513, 937 14
105, 585 03

19,120, 697 67
103, 030 87

18,657,201 65
112, 056 77

18, 668,124 93
113,557 08

3, 060, 021 75

2, 653, 300 57

2,912,876 29

3, 548,789 81

2, 929, 853 23

427, 662 02

434, 750 52

400,646 94

509, 888 50

480,120 56

44, 050,478 09

44, 052, 079 46

43, 459,164 90

43, 669, 748 94

43, 032, 938 19

c OLUMBIA.

D I S T R 3 C T <O F
1 bank.

Capital stock

1 bin i k .

1 bank.

1 bank.

$252, 000 00

$252, 000 00

$252, 000 00

$252, 000 00

$252, 000 00

60, 000 0 0
40, 954 64

G MOO 00
O
51, r>38 80

GO, 000 00
6J.330 03

60 000 00
52, d',S 16

60, 000 00
59, 780 47

218, C60 00

211, 390 00

2i-0, 650 00

188, 560 00

185,120 00

Surplus fund
Undivided profits....
Nat'l bank circulation
State bank circulation
Dividends unpaid

1 bank.

14, 460 00

4, 968 00

4. 712 00

5,768 00

5,452

00

676,112 40

609, 570 58

707,141 80

724, 728 06

774, 938

52

Dep'ts U.S.dis.officers
Due to national banks

4,705 28

4, 980 93

1,850 14

Due to State banks

1 404 78

47*>

Individual deposits..

s

5,481

28

441

86

1, 292, 638 74

1, 343, 214

8,561

i

Notes re-discounted .
Bills payable....
Total

52

85 00

-

1
1, 268, 297 hi




3., 2t; i, it'AQ 25

1, 287, 083 97

OXC

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of report* ,n;iee October 1, 1885, arranged
CITY OF WASHINGTON.
MA V, l
M

DECEMBER 2 4 .

Resources.

5 banks.

Loans and discounts $2, 366, 707
Bonds foi' circulation.
730, 000
Bonds for deposits ..
10'), 00!)
40'.), 000
TJ. 8. bonds on hand..
Other stocks and b'ds
220 05/
Due from resVea<rts
767
Due from nat'lbanks
134, 042
Due from State banks!
l's 2 7 6
Real estate, &c
353, 0 5 4
42, 7 5 5
Current expenses
Premiums paid
|
85 328
13;:, •Sii
Cash items
j
Clear' jr-lio u se exch' gs j
VI 313
Bills of oth er ban k s . . I
Fractional currency - j
5, 131
Trade dollars
'...\
5 403
460 070
Specie
!
330 021
Le.sal-tender notes... i
U. S. cert V o I" deposit.!
>
31 500
5>°.n fund vvitli Treas. j
Duo from I.'. S. Treas - •
Total..

!.

00
00
00
00

$2,

(5 k u J-:s.

^ 785 2 3
78;' 000 00
IOC . (100 Oo

:

Oi)

028 ,441
21 < , 630
>

oi ;

,114
7 753
7 , VAX-)
55; , O,j5
41)'. , 552
V2(
] 500

oo •
35
00 •

O-7

CO
95
00
35
00
00

$3,1. " 2, 202 41
•
two, ooo 00
100, 0 0 0 00

s-j :
42 '

17 071
403 ,163
I h 767
1 5 : , 782
375 , 922

or;.

fi.) •

41
88 :
78 '

•JO
00 |
00 |
00 !

6! ], 657 85
.

26.*'.
"I-1, ?:5 5 3
• S O r . I'M UO
5(», 2l : 0 5 3
16!», ,\i'-{\ 0 2
277. •122 35

27, ;.73
s. 250
7 <;;io
57*i 382
508.
200.

2::i,4iS
8, 712
4'.. 7, 857
12, (*73
177] 0!!)
240, 062

39
13
72
88
50
20

l:;,226 00
•:\ !)'H. 2!)

00
82
oo
oo

S! 0 4 5
;»;•)",, 6 i 5
5 5 / , !<;2
2lM, 000
2 1, 750

;u7 oo
*•<••') 0

630, UOO
100, 000
072, 200
328 311
92o] 393
244,177
16,005
408, 409
30, 059
177, 310
226, 402

!!(>!), 4 0 0 0 0
18
•5)0, 0 3 3 40

0

:.-0!) oo
(i'ii) 0 0

.'."_'

0
7, 76" , 2 1 1 ) 1 | ~8, 27IL ::i') 84

5,645 133 ~53

6 banks.
$3,124,951 77

fi banks.

J "2. 1)22, ;)S)4 24
J
78'?, "n',0 0 0
loo. OOO 00
550 0 0

852

62
23
49
45
5i)
65
150

OCTOBER 7

Al.TH.JST 27

Jl.'NJ

6 bil nk*.

1
...'_1.L'"
8. 205, 7 4 0

00
00
00
18
09
30
13
72
90
50
07

30,714 00
8,333 70
8,031. 00

00

50
7.15.' 751 0 0

00
00
Oi)

200, <;:;0 0 0
24. 75-) 00

I, 125

oo
20

("'•.»

VIRGINIA.
24 banks.

j

24 banks.

24 banks.

25 hanks.

24 b a n k s .

Loans and discounts ! $0,602,400 21 i $0,527,315 1A ! $0,556,382 29 j $10,
Bonds for ci reulation j
2, 203, 350 00 |
2.203,350 Oi) : *_, 163, 350 ou j 2,
j(i;>,.;.;(.! 00
Bonds tor.deposits...;
350, 001) CO I
•150. (;()•) co
U. S. bonds on h a n d . . j
6-)(» 00 I
' (500 00
(501) 00 :
Other stocks and b'ds
355,117 08 |
540,241 57
306, :;35 30 ,
Due from res' ve ag'ts -1 1,220, 9((3 99 ; 1,070,031 83 :
812,237 20
Due from nat'l banks j
455, 220 98 |
374, (5! 4 03
301,30 4 30 !
Due from State banks;
277,237 2.2 i
258, 276 61
277, (6S 07
!.
424,755 22
C07, 274 18
Real estate, &c
]j{()l 0-H 24 j
110,600 59
50, 500 20
Current expenses
12'J. 852 65
177,012 93
138,068 69
Premiums paid
132, 502 07 !
169,301 3 4
203, tu)O 35
Cash items
;
3:«, 263 87 '•
10.020 95
10,430 47
Clear'<i-house exch'gs;
334-, 104 00 i
373.819 00
257, <:52 00
Bills of other banks!.'
2,001 10 !
4. :>i'9 77
4,853 26
Fractional currency
8, 030 00 i
8, 547 75
Trade dollars
r, 2os oi)
578, 806 41) I
732,891 16
Specie - 650.446 88
62J, 032 (10 !
788, 139 00
682
Legal-teiulor notes ..
600, 272 00

$10,552,231 35
2,173,350 00
530, ( ( ( 00
)!)
85, 600 00
578, 0,!4 21
030, 780 75
472,974 83
244, 858 97
412,770 24
82, 348 67
227, l'?7 48
184,455 97
48,984 11
219,138 00
3,833 65
8, 520 00
738, 687 39
739, 495 00

TJ. S. cert's of deposit
5 % iund with Treas.
Due from U.S. Treas.
Total

WEST VIRGINIA.
21 bauks.
Loans and discounts.
Bonds for eirculation
Bonds for deposits ..
IT. S. bonds on hand..
Other stocks and b'ds
Due from res1 ve a^1 ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear y;-house•exeh'gs
Bills of other banks..
Fractional currency.
Trade dollars
.'..
Specie
Lejral-tender notes ..
17. S. celt's of deposit.
5% fund with Treas
Due from U. S. Treas
Total

.21 banks.

|

21 banks.

|

$3,534,091 29 j $3, 577, Tji\l 13 $3,680,86": SG
1,469,850 00
1,404,fc5')00
1, 168. 500 0 >
9, 800 0i)
140, 111 81
41)1, 105 87
189, 059 7S
57, 722 20
22S,0ri- 50
57,123 10
30,707 CllO, 034
.!
81,10!) <i(< j
1 , 9 1 4 00 1

9, SOU 00

p:,:;::(» 20
170]25D 41
37. so:; 63
2-'!3, :->!(j 78
25/JJ7 47
28,5i.'J 83
23, V M 81
M)
7>\ 3.-7 00
2,226 30
6, 856 ().?

6,748 12 |
228. 087 47 |
215,202 CO .

2<'S. 072 00

""(i3,gf:2 25 "
2, 430 S4

f>S, (12 75
3. 0>3 81

6,737,402 03 j




6,623, 102 64 |

34. MM) 00 I
11,1, 3'i0 20
358. 4w.i 57
1W, :;i»7 05

2'ir>ff.i7rf 5:1 j
.).>, (;;!.)
12, 071-

10
78 !

730 00
<".( J 5 1
53!) OS
~-1!-'> 2i)
20 i, 527 00

75,
2,
7.
2."7,

21 banks.

I

$3, 704, 4S7 81
1,058,500 00

j
j
|

j
|

47, 300 00
4.SL47:* 03
48/* 32 63
!);>, 3(>3 (55)

17, 555 05
86, 025 (•0
1, 568 C)S
7. 652 10
2 '.0. 1 ^7 i)3

j

2 0 0 . 2•}<>

00

51, 102 (!'l i
5 151 08 i

4 ( 1 . 1-V.i
7, J . i J

00
70

6, 530, 338 83 j

0,600,021 46 j

20 banks.

I

$-5,505,158 69
1,018,500 00 |
124, 500 00
64, 73(i 20
3S2,3IO 02
""(^44!) 70
210, 044 93
81.087 73
60, 536 80
2i>, 566 32
OS 500
1, 512
7t 462
262, ''82
206, 818

00
75
80
'»<)

00

43, 172 00
3, 304 15
6, 43s| 910 15 ;

UHPORT ')!• THK
hif Stains

and rrscrrc

CXCL

fit-irs—~%

'mil«mu\;,

CITY OF WASHINGTON.
DISCISMUEIt 24. I

Liabilities.

5 banks.
Capital stock

MARCH 1.

AU ;r:vv .".".

6 banks.

i

\ $1,125, 000 00
I
1

307, 000 00
141 682 67
624. 180 00
1, 394 50

Dividends unpaid

000 00
151, 889 05

as.i, ooo 00
194, 259 50

019, 610 00

618, 890 00

487, 630 00

493, 670 00

2 877 00

1, 413 00

2,148 50

3,230,038 66 I
69, 791 61 j

Ind ividual deposits . .
U. S. deposits
Dep fs (J S dis oilicers

$1, 325, 000 00

314. 500 00
052 13

314, 500 00
9(5, 810 39

"Nafl bank circulation;
S t a t e b a n k circulation

G hanks.

sj51,:i-5, 000 00

Jl, o'S'>, 0i"0 00

$1, 325, 000 00

S u r p l u s fund
"Undivided profits

fiban'.-.s.

G bank A.

5,190,649 lr> !
56, 255 35 ;

5,546 350 42
52,106 71

1,720 50

5, 605, 319 23 :
42, 62!) 32 •

6,103, 815 23
16, 484 97

Duo to national banks

i
130, 074 4 2 i

116, 846 78

1L7 136 28

173,271 09

228, 988 45

Due to State banks . .

15, 971 67

44, 148 93

50 481 30

34,124 91

41, 875 55

7, 765, 249 10

8, 279 249 84

8, 205, 740 60

8, 788, 814 20

Notcs-re-discounted
T>ills oavable

i

5, 645, 133 53 :

Total

VIRGINIA.
24 banks.

24 banks.

24 banks.

$3, 696, 300 00 $3,696,300 00

Capital stock

25 banks.

24 b a n k s .

$3, 696, 300 00 $3, 776, 750 00

$3, 731, 580 00

Surplus fund
Undivided profits

1,143, 097 75
1,188, 877 31
422, 527 05
637, 950 .16 I

1,198, 877 31
585,723 51.

1, 237, 779 75
413,109 18

1. 237, 779 75
505, 989 58

Nat'l bank circulation
State bank circulation

2,016,700 00 j 2, 021, 360 00

1, 838,140 00

1, 877, 460 00

1, 915, 410 00

4,454 15 !

7,831 15

2, 861 15

8, 308, 925 23 |
264.688 06 I
40,290 53 |

8,360.603 23
256, 853 33
61, 213 94

8,627,715 67
323, 149 39
60,911 13

443, 698 40 j

310, 684 02

329,381 01

274, 785 02

479,602 70

249,501 74

264, 699 48

284, 973 64

395, 212 59

405, 699 76

225, 645 65

100, 570 53

96,292 62

50, 250 00

72, 662 50

83, 000 00

20,000 00

25, 000 00

3, 000 00

14,000 00

17,114,25^

16, 771, 520 04

17,009,325 4.1

18, 034, 902 82

18, 335, 990 62

Dividends unpaid
Individual d e p o s i t s . .
U. S. deposits

5, 023 65

2, 682 65

9, 558, 205 34
388,812 04 |
54, 515 25 I

9,531.677 93
375. 942 05
62,963 10

D e p t s U.S.dis.ofncers
Due to national banks
Due to State b a n k s . . •
Notes re-discounted..
Bills payable
Total.

WEST VIRGINIA.
21 banks.
Capital sto< k ...

21 banks.

21 banks.

$2,011,000 00 : #2,011,000 00

j

21 banks.

j

$2,011,000 00 ' $2,036,000 00 j
I
i
529, 388 88 j
534, 964 54
180, 007 47 |
135, 984 56
1,028,025 00 i
926,555 00

!
S'IM>]US fund

!

Undivided profits

\

517,882 24 i
197, 669 VI I

X a t ' l b a n k circulation!
State bank circidationj
I
Dividends u n p a i d . . . .|

1,285,340 00 \
i
|
20, 020 00 j

1,208,980 00

Individual deposits... i
U. S. deposits!

2, 493, SOS 37 i
i

2, 568, 482 22 j
!

!

20 banks.
$1,986,000 00

j

Dep'ts U.S.dis.oliicersj

Total

42,241 14

23, 822 00

2, 800, 832 82

2, 685,115 28

120, 002 73

60,091 61

57, 537 34

114,541 65
70, 358 10

65, 827 23

52, 783 47 :
!

40, 842 90

1

17, 300 00




25, 961 00

2, 527, 014 99

99,140 65

44,754 65 \

i 6, 737, 402 03

484, 964 54
138, 234 68
889,040 00

20, 843 00

27, 376 81 I

Due to State banks... |
Notes re-discounted..

25, 498 00

1.39, 550 75 i

Due to national bank:

Bills payable .

524,953 71.
123,134 ^)0

6, 623,192 64 |

6, 530, 338 83

0,(590,621 46 j

6,438,919 I ?
T

CXCn

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1885, arranged
NORTH CAROLINA.
DECEMBER 24.

Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand .
Other stocks and b'ds
Due from res ve asfts
Due fromnat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items . . . . . . .
Clear'g-house exch'gs
Bills of other banks -.
Fractional currency
Trade dollars
Speci o
Lejral tender notes ..
X S cert's of deposit
T
•5 % fund with Treas
Due from U. S. Treas
Total

MARCH 1

16 b a n k s .

10 b a n k s

JUNE 3 .
17 b a n k s

$4,559,339 21
$4,651,440 49
1,187, 000 00
1,187, 000 00
325, 000 00
3J5, 000 00
5, 000 00
5, 000 00
301, G27 62
211, 143 86
549 4*7 49
482,011 52
270.344 15
248. £54 4(5
102, 770 <M)
87, GOO 51
205. 0S2 (){
270, 876 51
49, 129 58
18,615 43
80,401 21
100, 049 78
47, 602 04
36, 702 VI
161,220
1,947
119
222, 305
295, 444

00
14
00
25)
00

AUGUST 27.

17 banks.

$4, 823,435 28
$4, 786, G94 11
1,094, fiOO 00
1, 094, 500 00
3L'."), 000 00
325. 000 00
5, 000 00
f>, 0d0 00
202,871 06
211,113 73
479, ;">:{."» 00
507, 478 32
204. 864 87
18:2, 730 10
67, 008 71
82. 452 47
20), 501 40
273, 367 07
20,916 51
48, 287 fiG
09, 773 46
100, 478 46
56, 940
38,860 56
()•'•'

OCTOBER r

17 banks
$5, 086, 004 09
1, 019, 500 00
250. 000 00
5, 000 00
205, 087 82
316, 2G8 43
243, 241 21
106,470 87
276,210 25
38, 868 19
100,228 46
34, 681 88

00
03
25
61
00

123, 308 00
2, 334 87
208 85
298 036 00
247, 484 IM)

97, 855 00
2, 096 82
116 40
281 271 35
2 J6, 831 00

96, 768 00
2, 076 60
201 00
255 497 •16
274, 630 00

48,136 75
2, 232 99

49,369 20
1.656 79

45, 044 60
2, 880 19

47, 582 40
803 59

41, 962 00
2, 902 99

8,480, 250 07

8, 383, 218 68

8,374, 587 79

8, 328, 580 07

8, 355, 599 25

125,801
2,010
88
261,872
317, 997

SOUTH CAROLINA.
15 banks.
15 banks.
15 banks.
16 banks.
16 banks.
Loans and discounts - $4, 280, 0 {4 91 $4, 324, 868 51 $4, 62(3, 505 79 , $4,617,093 11 $4, 764, 111 90
Bonds for circulation.
1, Out), 350 00
1,173,8 )0 00
1,00(3,350 00 :i
986, 350 00
980,350 00
Bonds for deposits...
250, 000 00
250, 000 00
250, 000 00
250,000 00
250, 000 00
XT. S. bonds on hand..
3,100 00
53,100 00
53, 100 00.i
53, 200 00
53, 200 00
Other stocks and b"d^
509,001 62
511,444 80
573, 585 69 '
601,263 33
605, 303 98
Due from res'veag'ts
1,015, 168 80
454, 4">4 27
184,325 64
198,085 37
389, 445 77
Due from nat'l bank:
292,581 95
479,316 75
167, 175 92
149, 022 90
205,440 18
Duo from State banks
72, 309 65
101, 394 80
65, 830 95 i
48, 359 76
176, 940 46
Heal estate, &o
199,140 91
199, 887 84
1K5, CO.") 47 I
180,047 00
149,192 89
Current expenses . . .
30, 652 43
70,490 60
81,293 35 I
20, 299 80
52,121 59
Premiums paid
30, 004 82
25,911 07
40, .'(80 44 !
32, 847 21 I
23, 184 20
Cash items
41,428 24
71,367 47
24, 205 39 i
19, 724 99 :
28,418 11
Clear'g- house exch'gs
178, 078 00
102, 768 00
Bills of otbef banks..
83, 838 00
73, 022 00 1
128, 253 00
Fractional currency 1,186 17
1, 470 5C)
1,421 42
3,372 7 2 *
1,810 67
50 00
Trade dollars
40 00
40 00 i
25 00
50 00
261,413 27
Specie
38(5, 557 40 !
300, £23 85
299, 308 85
360, 354 (>3
387,891 00
Legal-tender notes ..
409, 339 00 I
224, 787 00 :
302,422 00
206,065 00
U. S. cerfs of deposit
51,337 95
5 % fund with Treas
47. 223 75
46, 6J5 75 i
44, 085 75 j
42, 095 75
3,456 60
Due from U.S. Trea-8.!
17, 875 80
11,000 00 |
3, 553 30 I
Total
! 8, 876, 202 05
8, 484, 344 89 ~8, 035,112 86 I
7 ( ^ 7 ^ 7 "G5~|

GEORGIA.
17 banks.
Loans and discounts
Bond s for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res' ve ag' ts
Due from nat'l banks
Due from State hanks
Real estate, &e.
Current expenses
Premiums paid
Cash items

$ 7~"
7,

1, 842, 000 00

110, €00 00
241,593
540,759
253, 219
155,721
463, 695
103, 915
54, 606
171,291

Clear'g-house exch'gs
Bills of other b a n k s . . !

24
81
19
73
04
58
47
82

17 banks.
$4, 925, o45
1. 842. 000
110,000
25, 000
357, 227
550, 926
208,434
138, 550
460, 496
40, 244
53,811
142, 361

17 banks.
53
00
00
00
44
23
79
30
10
83
47
20

$5, 035, 949
4?, 000
110, 000
25, 000
335,436
371,803
140,281
1)0, 477
471, 856
96, 010
04, 623
102,321

17 banks.
86 ! $5, 747, 525 80
00
1,542,000 00'
00
110,000 00
56, 500 00
00
298,877 81
14
152,537 48
17
142, 733 00
57
75, 9;30 00
15
451,201 09
31
25, 002 87
30
44,112 78
97
97, 838 81
88

17 banks.
$0, 305, 861 36
1,088, 500 00
110, 000 00
25, 000 00
282,110 01
67, 911 85
284, 568 77
277, 599 80
463, 980 14
57,864 11
48, 224 03
191, 599 82

234, 493 00 !
2, 903 13 i

232, 240 00 j
3, 356 85 i

274,468 00
4, 070 73 j

169, 453 00
3,193 09

185,430 00
2,781 73 i

314, 0C8 89
378, 500 00

487, 897 81
372, 222 00

628 433 14
296 692 00

551,3:20 01
239, 250 00

454, 627 34
a i l , 612 00

82, 890 00
12, 382 60

76, 350 00
21, 871 50

890 00
575 80

t59, 390 00
2, 565 85

48, 515 25
8, 945 80

10, 054, 560 57

10,050,035 05

9, 864, 890 02

Fractional currency
Trade dollars
Specie
Legal-tender notes . .
U. S. cert's of deposit.
5 % fund with Treas
Due from U. S. Treas
Total

j




9, 779,481 69

10,215,1H2 01

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXCIII

by States and reserve cities—Continued.
NORTH CAROLINA.
DKCKMJiKK 2 4 .

Capital stock

MARCH 1 .

16 banks.

Liabilities.

16 b a n k s .

17 b a n k s .

17 b a n k s .

'•

OCTOBER 7.
17 b a n k s .

$2, 276, 000 00

iS2, 296, 000 00 i $_', 356, 0. 0 0U | $2,371,350 00 i $2, 376, 000 00
|
525,480 14
472, 378 71
525. 4 SO 14
509, 666 00
510,612 00 !
337,351 71 ;
71
188,879 34
235, L'86 41
1-95, 119 86
193,032 72
337, 351

Surplus fund
;
Undivided profits
Nat'l bank circulation
1, 004, 970 00 •
'
State bank circulation .
Dividends unpaid

AUGUST 27. J

JUNK 3.
\

j

2, 430 00

Individual deposits...
U. S. deposits

996. 200 00

3, 546, 373 48
262, 403 37
17,008 42

Dep'ts U.S.dis.onicers
Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable
Total

3, 700 00

105,000 00

3, 582 00

146, 933 24 j

153, 887 35 j

40,207 91 I

27,356 32 j

49, 627 38 j

59, 256 88

223, 737 68 ;

239, 925 99 j

300, 609 91 |

433, 547 13

40, 000 00 !

;
.

123, 051 39

29,463 16 !
I

8, 480, 250 07

5,723 00 I

2, 545 00 |

£60, 800 00

3,646,785ft)'< 3,561,215 89 i 3, 457, 008 86 ; 3,362, 156 9L
276,793 23
284, 728 68 j
L'94, 477 93 !
209, 827 92
16,317 10 ,
27, 106 67 !
15. 110 92 I
24, 094 13

160,873 62

265,991 60 |

916, 540 00 .

908, 170 00 :

281, 381 87

I.

8, 383, 218 68 | 8, 374, 587 79 j8, 328, 580 07 j

8, 355, 599 25

S O U TH C A R OL IN A
15 b a n k s .

;

15 b a n k s

15 b a n k s .

16 b a n k s .

$1,960,000 00

$1,920,000 00

$1, 735, 000 00

$1,772,800 00

$1, 779,100 00

Surplus fund
Undivided profits

802, 000 00
695, 761 09

768, 000 00
584, 343 79

768, 000 00
713, 959 52

785, 000 00
576, 963 39

814,198 16
585, 507 29

Nat'l bank circulation
State bank circulation
Dividends unpaid

998, 575 00 '•

927, 765 00

920, 645 00

847,125 00

874,135 00

Capital stock

Individual deposits..
U. S. deposits
Dep'ts U. S. dis.ofticers
Due to national banks
Due to State banks ..
Notes re-discounted..
Bills payable
Total

16 b a n k s .

7, 353 00

17, 651 50

9, 487 00

13, 398 50

9, 922 50

3, 737, 910 09
172, 600 55
51,044 01

3, 648, 067 60
183, 0G4 29
42, 391 45

3, 344, 611 29
188, 453 21
31, 385 04

2, 913, 721 32
182, 203 53
41, 493 94

3, 609,165 47
183, 955 57
31,601 36

156,990 13

208, 900 90

135, 201 37

290, 862 23

177, 866 20

185, 405 13 '

174,160 36

107, 044 73

95, 845 54

82, 221 93

108, 563 05

10, 000 00

36, 325 70

221, 021 34

235,584 17

45, 000 00

60, 000 00

80, 000 00

8, 876, 202 05

8, 484, 344 89

8,035,112 86

7, 800, 434 79

8, 463, 257 65

GEORGIA.
17 b a n k s .

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

17 b a n k s .

17 b a n k s .

$2,625,000 00

$2,651,450 00

$2, 686, 000 00

$2, 686, 000 00

$2, 686, 000 00

839, 850 93
450, 217 99

871, 320 67
337, 576 49

872, 359 97
514,851 27

892, 651 88
378. 825 67

892, 651 88
432, 565 50

1, 631, 950 00

1, 631, 970 00

1, 535, 425 00

1, 364, 550 00

979, 250 00

Dividends unpaid

2,110 00

2,965 50

3, 827, 824 96
72, 658 85
11, 705 91

4, 084, 452 30
55, 056 52
13, 606 21

Due to national banks

125, 071 04

214, 848 02

Due to State banks...

214, 891 94

151, 682 17

Notes re-discounted..

253, 278 95

10,054, 560 57

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.onicers

2, 274 50

17 b a n k s .

7,252 50

6,351 50

3, 633, 274 71
80, 088 60
5,880 98

4,009, 536 57
68, 961 41
20, 786 40

178, 538 01

250, 728 90

354, 538 44

152, 804 51

195, 439 57

118, 762 18

44,108 17

97, 884 96

233, 788 88

484, 728 13

51, 000 00

161, 000 00

10,059, 036 05

9, 864, 890 02

9,779,481 69

10,215,132 01

3,735,531 74
75, 766 26
13, 453 80

Bills payable
Total

17 b a n k s

H. Ex. 3




-XIII

CXCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstracts of reports since October 1, 1885, arrangecH
FLORIDA.
DECEMBER 24.

JUNE 3.

5 banks.

9 banks.

OCTOBER 7 •

AUGUST 27

5 banks.

Loans and discounts.
Bonds for c irculation.
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Trade dollars
Specie
Legal-tender notes . .
TJ. S. cert's of deposit
5% fund with Treas.
Due from IT. S. Treas.
Total

MARCH 1

9 banks.

9 banks.
$1,297,984 21

60, 312 00
277 50

$694, 989 69
147, 500 0 0
100, OOO (0
8, 300 00
158, 083 43
173, 968 39
*
57,803 13
79, 633 81
43, 033 19
24,180 56
13, H44 12
12 193

$982, 435 40
200,500 00
100, 000 00
1 350 00
158,706 51
299,401 08
159,837 86
141,158 38
95. 156 81
28,179 94
23,666 03
14 133 40

$1,222,939
200, 500
100, 000
1 450
119, 404
145, 603
114,632
68, 247
96, 027
15, 033
23, 675
11 695

92
00
00
70
89
29
34
78
89
03

115,574
148,197
83,972
75,151
96, 840
21, 293
23, 356
15 407

70
44
93
16
92
68
28

120, 306 0 0
561 90

$748, 791 75
147, 500 00
100, 000 00
8,300 00
96,391 17
94, 457 61
93, 870 m
54, 859 92
43,140 66
26,432 77
13,344 12
11,425 52

83, 845 00
664 47

86, 036
462
23
88 272
131,186

00
25

68,372
641
23
79 847
125, 726

00
44
80

25 128 20
162,054 00

45 274 HO
187, 976 00

6,199 15

6, 637 00
1,872 15

1,692,485 03

1, 875, 658 13

07 873 37
152, 344 00
8,459 00
751 95
2, 548, 463 20

20(i, 500 00
100, 000 00

00

00

00

00

9,021 00
51 95

8,562 95
99 25

2, 434, 242 72

2,461, 552 16

ALABAMA.
Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
U.S.bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
"Real estate, &e
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Trade dollars
Specie
Legal-tender notes . .
TJ. S. cert's of deposit.
5 % fund wii h Treas.
Due from TJ. S. Treas.
Total

10 banks.
$3, 052, 426 92
1,117, 000 00
300,000 00

12 b a n k s .

12 b a n k s .

12 b a n k s .

$3, 452, 809 44
980, 000 00
100,000 00

$3, 978, 250 51
973,000 00
100,000 00

$4,315,784 85
973, 000 00
100, 000 00

528,615 37
211,341 97
273, 036 99
105,596 23
192,731 43
48, 182 85
71,332 60
35, 032 39

617, 078 37
332, 025 91
369, 699 53
91, 0j)3 93
208, 246 70
32, 272 09
78, 64(5 04
16,347 53

551,170 22
375, 790 82
394, 362 65
74, 139 91
209,112 95
69, 804 80
69, 208 54
35, 313 60

576, 704 72
318,907 12
324,941 29
107, 045 92
211, 886 56
19, 805 83
66, 456 04
15,732 17

598, 733 87
249,973 65
381,257 38
88, 545 89
212,112 91
36,813 82
66, 456 04
24,056 97

67,994 00
871 24

114, 206 66
1, 246 07

206,717 20
166, 736 00

308,438 10
219,248 00

67,434 00
1.140 31
'104 00
305, 602 75
172, 838 00

89,119 00
1, 745 49
104 00
295,446 10
222, 380 00

96, 668 00
1, 250 81
104 00
282,367 10
191,255 00

43,313 88
524 98
6, 221,454 05 *

3*9, 638 93
2,052 85

40,149 23
332 85

41, 935 00
4, 071 28

37,323 53
4, 382 75

6,811,236 22

6,899,314 07

7, 347, 531 03

7,660,086 57

6 banks.

M ISSISSIPPI.
7 banks.
7 banks.

Loans and discounts- $1,201,845 82
175, 000 00
Bonds for circulation
Bonds for deposits ..
1,600 00
TJ. S. bonds on hand..
89, 391 80
Other stocks and b'ds
78, 678 09
Due from res've ag'ts
83, 594 97 !
Due from nat'l banks.
21,893 94 i
Due from State banks
44, 448 50
Real estate, &c
22, 542 84 .
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Trade dollars
Specie
Legal-tender notes . .
TT. S. cert's of deposit
5°6fand with Treas.
Due from U. S. Treas.
Total

12 banks.
$3,126, 086 17
1,155, 000 00
100,000 00

32,092 44
12,156 29

27, 949

00 •
'

341 52 ,

103,405 37 :
63,0J 2 00
6, 374 49
1, 944, 327 13




7 banks.

7 banks.

$1,148, 047 09
212,500 00

$1,350,672 05
212,5C0 00

$1, 626, 267 43
212, 500 00

1,600 00
47,089 04
164, 037 76
320,171 07
23,037 92
43,538 69
10, 255 92
15, 978 56
14, 297 38

4,600
54, 560
306,704
133, 203
45, 977
44, 870
26, 541
15,180
7,778

00
16
51
49
42
28
08
06
59

1,600
41, 627
107,156
59, 532
13, 499
45,415
10, 062
14, 323
8, 506

9, 884 00
201 68

14, 031
612
1
' 137 ''37
96, 638

00
82

9,588 0 0
622 26

00

00

'H
00

131 216
70, 415 00

8, 962 50

9, 062 50
500 00

8,677 50

2, 257, 445 35

2, 086, 302 79

2, 286, 727 19

$1, 243, 671 97
212,500 00

138 570 60
(59, 838 00
6, 774 50
2,121, 447 09

00
12
46
99
32
97
94
81
42

2,200
42, 484
43, 767
48, 903
16, 484
41, 981
19, 389
19, 848
7, 429

00
68
58
37
26
67
50
81
60

15, 829 00
524 24
00
311 794 55
(}Sy 644 00

REPORT OF Till: COMPTROLLER OF THE CURRENCY.

CXCV

by States and reserve cities—Continued.
FLORIDA.
DECEMBER 24.

MARCH 1.

5 banks.

5 banks.

$300, 000 00
21, 922 70
53, 626 29

JUNE 3.

AUGUST 27.

9 banks.

9 banks.

$300,00J 00

$534,500 (JO

$530, 000 00

21,9.)2 70
49,21;; no

28, 922 70
44,304 16

31,000 00
50, 099 05

32, 500 00
59,683 58

126, 540 00

124,170 00 !

157, 000 00

160,300 00 '

164, 740 00

1, 052, 205 81
80, 926 91
9, 325 41

1, 205, 050 38
90,554 31 ;
6, 392 59

Due to national banks

12,150 03

10, 280 65 ;

Due to State banks...

31, 749 80

57,963 69

Notes re-discounted .

4, 033 08

10,110 51

25, 071 82

1, 875, 658 13

2, 548, 463 20

Liabilities.
i

Capital stock
j
Surplus fund
i
Undivided profits
JSjat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

Bills payable
Total

!

80 00

1, 692,485 03

OCTOBER 7.

!

9 banks.
$550, 000 00

1°2 00

9 00

1, 446. 329 27
87. 262 6ii
2,221 40

1,436,951 18
81, 274 69
2, 726 37

45, 590 28

72, 559 70

78,531 65

18, 587 88

8, 923 41

10, 545 76

25, 365 23

44, 596 93

1, 597, 692 23
93,661 74
3,052 39

2,434, 242 72

2,461,552 16

ALABA MA.
10 banks.

12 banks.

12 banks.

12 banks.

$1,785,000 00

$1, 910, 000 00

$1, 935, 000 00

$1, 935, 000 00

$1, 935, 000 00

Surpbis fund
UndfvTded profits

330, 650 00
319, 616 38

341,150 00
265, 703 34

333, 650 00
360, 709 62

356, 000 00
256, 254 30

356, 500 C
O
323, 525 24

Nat'l bank circulation
State bank circulation

999,030 00

983, 610 00

804,930 00

855,810 00

872, 360 00

Capital stock

Dividends unpaid
Individual deposits - U. S. deposits
Dep'ts U. S. dis. officers
Due to national banks

4, 669 20

3,982 60

2, 307, 820 04
81, 892 235, 768 96

2, 880, 729 45
77, 357 86
5, 057 00

2, 707 00
2, 824, 383 34
92,831 77
2, 699 29

4,605 40

4,139 00

3, 248, 931 76
76, 795 15
12,104 54

3, 350, i;>4 05
89,994 24
1,256 19
142, 742 20

128, 301 88

98, 548 82

92, 345 65

97,137 91

Due to State banks...

44, 437 88

4% 013 89

49, 007 70

55, 248 74

Notes re-discounted.
Bills payable
Total

214,267 48

203, 083 26

341,049 70

449, 583 23

6, 221,454 05

6, 811, 236 22

6, 899, 314 07

12 b a n k s .

7,347,531 03

78,811 70
505, 623 95

7,660, 086 57

M I S S I S S I P P I.
6 banks.

Capital stock

7 banks.

7 banks.

7 banks.

$475,000 00

$625, 000 00

$625, 000 00

$625, 000 00

Surplus fund
Undivided profits

$625, 000 0<?

39,100 00
69, 403 39

Dividends unpaid

52, 078 14
31,153 76

52, 078 14
87, 308 63

68, 878 14
49, 072 32

68, 878 14
61.U07 23

155, 990 00

Mat'l bank circulation
State bank circulation

154,740 00

178, 760 00

174, 270 00

180, *"5 00

1,265 00

100 00

1, 084,102 84

1,176,857 84

1, 016, 527 48

942,205 12

144,240 91

120, 708 86

49, 858 81

140, 032 84

9, 964 91

16, 731 88

11, 456 01

320 00 |

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officors

873,623 91

Due to national banks

186,802 04 !

Due to State banks...

26, 755 53

Notes re-discounted
Bills payable
Total

7 banks.

107 332 26 '••

140 00

19,966 53

89, 975 03 I

10,1(30 36
258,488 50

10, 000 00 '
• 1,944,327 13 i




2,121,447 09

2, 257, 445 35

2, 086, 302 79

2,286,727 1©

CXCVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1885, arranged
LOUISIANA.

Resources.
Loans ami discounts.
Bonds for circulation
Bonds for deposits
X S bonds on hand
T
Other stocks and b'ds
Due from res've&g'ts
Due from nat'l banks
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Trade dollars
Specie ..
Legal-tender n o t e s . . .
IT. S. cert's of deposit
5 % fund with Treas.
Due from U. S. Treas

MARCH 1.

254 00
7 33

4,500 00

$154, 527 53
50, 000 00

1 bank.
$145,407 01
50,000 00

10, 023 44
24, 867 47
878 58
340 58
1,144 80
3,667 10
3, 000 00

22.910 24
4.474 98
1, 084 44
1, 005 22
1,100 00
1,141 74
1, 500 00

32, 356 25
3, 705 18
15, 593 10
409 26
1,100 00
2, 2] 5 49
1, 500 00

985 00
31 77

660 00
55 93

890 00
66 15

26, 056 50
1,598 00

24, 843 50
21 00

27, 248 50
5,390 00

4,500 00

2,250" 66"

2,256'66'

4,500 66"

312,634 82

CITY

$155, 542 21
100,000 00

170 00
35 31
51,071 00
2, 033 00

13, 254 00
2, 206 00

Total

1 bank.

8, 998 86
15,992 54
800 28
846 45
1,144 80
1,905 65
3,000 00

9,707 18
21,581 90
1,977 67
3, 599 09
1,144 80
3, 776 37
3,000 00

1 bank.

$139,158 76
100,000 00

1 bank.
$147, 626 48
100, 000 00

JUNE 3.

1 bank.

DECEMBER 24.

329,656 65

333, 235 45

! AUGUST 27.

265, 574 58

OCTOBER 7.

288,130 94

OF NE W ORLE AN S.

8 banks.
Loans and discounts $10,547,174 13 $8, 829, 268 39
2, 025,000 00
Bonds for circulation.
2,125, 000 00
Bonds for deposits
723,450 00
0, 350 00
XT. S.bonds on h a n d . .
1, 035, 449 15
1, 044, 330 16
Other stocks and b'ds
904, 86 L 44 1, 200, 792 23
D u e from res've ag'ts
297, 997 34
218,422 59
Due from nat'l banks.
458, 907 53
1,131,675 77
Due from State banks
453,512 09
414,160 92
Real estate, &c
161,925 84
70, 772 25
Current expenses
62, 003 83
63,338 83
Premiums paid
709 49
8 033 07
Cash items
1,229,020 70
Clear'g-house exch'gs
1,426, 603 99
94, 004 00
154, 422 00
Bills ot other banks..
6,492 09
7,054 07
Fractional currency .
Trade dollars
2,i79.4i4 00
Specie
1, 835,138 60
Legal-tender notes . .
1, 461, 044 00
1, 713,481 00
XT. S. cert's of deposit.
5 % fund with Treas.
90, 625 00
95,125 00
630 00
2,030 00
Due from XT. S. Treas
Total
20, 974,329 12
21,203,896 98
8 banks.

8 banks.
$9,366,871 74
1,815,000 00

8 banks.
$9, 339, 377 86
1,705, 000 00

734, 900 00
1,161,383 54
1, 290,915 09
36J, 5C3 65
392,772 04
418,794 93
152, 766 90
108,934 91
25 289 74
1, 048, 647 28
137,169 00
5, 872 12

620, 700
I, 068, 203
851, 241
245,146
3:15, 988
420, 862
41, 422
75, 263
6 294
347, 383
114, 815
5,963

00
48
38
57
42
32
05
83

1, 956, 419 80
1, 814, 972 00

i, ois, 97i

00

81, 625 00
5, 540 00
20,887,442 74

17
00
48

8 banks.
$9, 626, 048 49 1
1,705, 000 00
56, 300 00
], 108, 272 06
692,471 85
190,203 15
339,138 77
438,129 60
96, 304 46
92,178 15
5 919 41
909,841 98
109, 874 00
6, 651 95

1, 551, 980 00

927,131 50
1, 484, 972 00

76, 225 00

76, 225 66

17, 824,838 40

17, 864, 662 37

TEXAS.
Loans and discounts.
Bonds for circulatioD.
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses....
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Trade dollars
Specie
Legal-tender notes . .
XT. S. cert's of deposit.
5 % fund with Treas
Due from IT. S. Treas.
Total

68 banks.
69 banks.
69 banks.
73 banks.
74 banks.
$13,962,459 11 $14, 355, 751 67 $15,191, 346 79 $16,098, 458 70 $16, 656, 965 22
1, 955, 000 00
1,918,250 00
1, 883, 250 00
1, 995,750 00
1, 983, 250 00
225, 000 00
275, 000 00
275, 000 00
325, 000 00
325,000 00
150, 000 00
101, 000 00
101, 000 00
286,408 09
204, 726 96
229,861 01
311, 645 10
228, 699 91
1, 732, 332 88
1,478,267 32
942, 048 70
1, 625,490 75
1, 541,181 29
912, 249 29
751,472 72
807, 978 41
1,014,882 80
1,029,443 27
701,139 86
814, 788 21
510, 464 81
859,183 60
705, 623 50
746, 508 42
809, 585 20
851, 262 08
789, 335 25
848,320 57
225,515 86
223, 316 54
97,951 82
120,489 38
161, 996 18
178,156 42
199,905 63
221,358 93
183,487 86
212,200 85
265, 619 86
161, 734 22
156,079 53
218, 525 52
223,812 93
724, 908 00
6, 334 80
167 60
1,125, 881 40
1, 946,879 00
87,981 06 i
4,880 93 I

634, 469 00
7,653 28
8 00
1,218,480 37
1, 583, 995 00
86, 885 13
27,176 98

25,237,422 58 I 25,230,709 69




475, 324 00
11,454 49
11 00
1,101, 619 44
1, 212,429 00
82,983 20
5, 685 70
24, 983, 900 42

505, 260 00
10,771 18
3, 001 00
1, 016,824 54
1, 204, 391 00

510, 952 00
9, 921 49
1 00
1,008, 309 94
1,310, 099 00

85, 575 30
4,203 20

85, 917 80
9, 200 70

25,167,240 21

26,841, 895 65

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

CXCVII

by States and reserve cities—Continued.
LOUISIANA.

Capital stock

DECEMBER 24.

MARCH 1.

JUNE 3.

AUGUST 27.

OCTOBER 7.

1 bank.

Liabilities.

1 bank.

1 bank.

1 bank.

1 bank.

$100, 000 00

$100,000 00

$100, 000 00 j

$100,000 00

$100,000 00

9, 000 00
9,180 15

10, 500 00
4,281 98

10,500 00
9, 494 13

10.500 00

3,260 97

10, 500 00
5, 820 72

90,000 00

90, 000 00

90, 000 00

45,000 00

45, 000 00

144 00

136 00

123, 241 32

103,485 31

126,674 22

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

2S 00

8 00

104,426 67

Individual deposits ..
U. S. deposits .. .
Dep'ts U.S.dis.officers

124, 866 67

Due to national banks

3,184 30

Due to State banks...
Notes re-discounted
Bills payable
Total

312,634 82

CITY
8 banks.

329,656 65

OP NEW

333,235 45

265, 574 58

288,130 94

ORLEANS.

8 banks.

8 banks.

8 banks.

$3, 525, 000 00

$3, 525,000 00

$3,525,000 00

$3,425,000 00

$3,425,000 00

Surplus fund
Undivided profits

1, 296,715 70
669, 890 26

1, 079, 675 37
411, 626 94

1, 079,675 37
644, 530 54

1,143, 000 00
349, 664 42

1,143, 000 00
446,404 75

Nat'l bank circulation
State bank circulation

1, 895, 315 00

1, 727, 855 00

1, 589,035 00

1,474, 215 00

1, 504,075 00

Capital stock

Dividends unpaid
Individual deposits..
U. S. deposits . ..
Dept's IT. S.dis.offices
Due to national banks
Due to State banks ..
Notes re-discounted
Bills payable
Total

8 banks.

7,476 75

14, 079 42

7,822 48

15, 242 82

11, 856 82

11, 709, 730 91

12, 023, 612 11

12,102,710 17

9, 803, 953 26

9,432,438 55

525. 342 88

817, 285 09

724, 792 24

470, 046 87

853, 913 54

1, 187,444 42

1,604,763 05

1, 213, 876 94

1,143,716 03

985,229 33
62 744 38

157,413 9 0

20, 974,329 12

21, 203, 896 98

20, 887, 442 74

17, 824, 838 40

17, 864, 662 37

TEXAS.
68 banks
Capital stock
Surplus fund
Undivided profits
Nat'lbank circulation
State bank circulation

69 b a n k s

6 J banks

73 b a n k s

74 b a n k s .

$6 001 900 00

$7 110 000 00

$7 145 nnn no

$7 625 000 on

$7 685 000 oft

2 024, 548 29
1, 284,608 70

2,136,277 72
777, 371 73

2 136,999 40
1, 004, 896 95

2,140, 816 35
924, 990 47

2,106,422 40
1,101,896 02

1, 740, 265 00

1,663,200 00

1 653, 780 00

1,670,240 00

1, 737, 3S0 00

Dividends unpaid —

1,921 00

4, 699 50

1, 082 00

5,231 50

2, 445 50

Individual deposits..
U S deposits
Dept's U.S.dis.officers
Due to national banks

11 317,937 37
36,119 03
108, 869 83

11, 844, 403 42
5f>. 999 35
119, 467 40

11 138, 801 93
85, 843 60
183, 402 44

10, 700, 929 01
139, 654 47
152, 079 47

11,047, 162 22
108, 880 84
150. 980

668, 485 99

565, 269 09

527, 430 43

581, 277 44

0(14, 948 81

Die to State banks ..

502, 660 54

442, 345 70

432, 502 00

374, 854 93

450, 4iM 47

Notes re-discounted..

435, 056 83

450,115 78

644,161 67

802,146 57

912, .'J06 56

Bills payable
Total

215, 750 00

61, 500 00

30, 000 00

50, 020 00

218,000 00

25, 237, 422 58

25, 230, 709 69

24 983, 900 42

25,167, 240 21

26, 841, 895 65




OXCVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1885, arranged
ARK AN S AS.

Resources.

DECEMBER 24.

6 banks.
Loans and discounts. $1,709, 315 59
360, 000 00
Bonds for circulation.
100, 000 00
Bonds for deposits .40, 200 00
IT. S. bonds on hand..
37, 925 30
Other stocks and b'ds
345, 724 31
Due from res1 ve ag'ts.
67,288 16
Due from nat'lbanks
73, 212 88
Duo from State banks
23, 682 66
Beal estate, &c
3, 892 78
Current exi>enses
8,824 50
Premiums paid
5, 255 13
Cash items

Clear'g-house exchigs
Bills of other banks..
Fractional currency.
Trade dollars
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
5 % fund with Treas.
Due fromU. S. Treas.
Total

63, 403 00
735 91
160 20
134,706 50
117, 987 00
16, 200 00
1,250 00
3,109, 763 92

MARCH 1.

i

6 banks.
$1,707, 928 88
360,000 00
100,000 00
40, 200 00
34, 572 94
543, 688 25
138,176 32
70, 044 27
23, 209 27
7, 646 65
34,199 50
6, 220 52
43, 485 00
1,792 37
197,474 10
105,413 00
16, 200 00
797 80
3,431,048 87

JUNE 3.

AUGUST 27.

OCTOBEB 7.

6 banks.
$1, 627, 641 23
332, 500 00
100, 000 00
40, 200 00
164, 499 45
558, 659 41
121,414 08
60, 596 86
23, 209 27
4,194 52
35, 337 00
19, 437 30

6 banks.
$1, 859,445 45
332, 500 00
100,000 00
90,700 00
134, 911 33
279, 881 33
89,976 82
46,828 66
21,709 27
2,256 57
77,998 88
5,117 67

6 banks.
$2,161,373 28
332, 500 00
100, 000 00
90,800 00
135, 440 33
191, 834 92
85,148 47
39,297 93
21,709 27
3,332 79
76,524 38
9,935 33

42, 585 00
1,552 42
167 00
141,720 90
85, 562 00

37, 285 00
1, 006 07
187 00
127, 896 20
70, 569 00

13, 900 00
1,046 95

14, 962 00

13,892 00

3,374,223 39

3,293,231 25

3,576,970 71

44,850
633
187
170,771
98,740

00
06
00
95
00

KENTU CKY.
59 banks.
59 b a n k s .
59 b a n k s .
59 b a n k s .
59 b a n k s .
$15, 448,373 30 $15,771,572 19 $16, 258, 960 40 $15,918,518 44 $16,389,430 69
6, 350, 300 00
6, 322, 800 00
5, 693, 600 00
5,103, 600 00
4,791,100 00
550, 000 00
550, 000 00
610, 000 00
710,000 00
710, 000 00
8,250 00
8, 650 00
6, 200 00
7, 500 00
6, 500 00
743, 069 31
723, 434 73
682, 331 86
701,721 26
707,106 46
1,446,413 82
1, 400, 753 09
1, 232, 832 48
1, 691, 608 91
1,561,334 69
704, 026 22
673, 326 31
600,331 02
984,429 60
961, 530 42
302,934 17
261,511 54
206, 809 12
277,863 34
248, 637 61
3*0, 840 63
509, 944 09
520,331 64
491, 634 06
474,212 91
153,494 97
85, 890 85
128, 842 69
86, 866 39
114,543 93
318,611 09
300, 714 86
320, 654 18
279, 595 99
277, 809 35
57, 777 99
84,168 76
96, 015 50
95, 977 59
45, 541 54

Loans and discounts.
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
256, 670 00 i
247, 576 00
259,473 00
206, 695 00
236,853 00
!Fractional currency.
3, 755 79
2, 994 09
2, 277 60
3,426 49
2, 669 12
Trade dollars
7, 052 50 ,
8, 095 15
9,033 15
6, 884 25
9,153 75
Specio
496, 759 69 j
556, 717 20
547, 390 96
505, 554 80
550, 957 92
Legal-tender notes ..
407,163 00
432, 376 00
451, 073 00
408, 435 00
404,766 00
TJ. S. cert's of deposit.
£» % fund with Treas
254, 520 84
230, 111 84
217, 874 74
258, 793 79
201, 557 69
Due from TJ. S. Treas.
1, 650 00 |
6, 225 00
4,130 00
820 00
2,357 05
27, 984, 700 83 28,120, 347 24 | 27, 841, 004 17 27, 840, 568 03 27,696,062 13
Total

CITY

9 banks.

9 banks.

4.'?, 443 71
154,815 87
31,527 70
37, 681 27
53,352 00

$8, 644, 231 04
2, 074, 000 00
1, 000, 000 00
1,350 00
300,449 65
579, 478 05
207, 458 77
182, 133 75
356.9.V2 32

1,170 00
294, 748 85
437, 650 00

1. 170 00
467,811 75
358, 300 00

Loans and discounts $7, 954, 600 68
2, 583, 700 00
Bonds for cir cu lation
800, 000 00
Bonds for deposits ..
1,450 00
TJ. S. bonds on hand..
255, 390 10
Other stocks and b'ds
405,191 05
Due from res1 ve ag'ts.
259. 707 55
Due from nf^.'l banks.
204. 5(55 74
Due from State banks
163,190 68
Real estate, &c
C u r r e n t expenses
P r e m i u m s paid
Cash it-'-ms
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional currency .
Trade dollars
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
5 % fund with Treas.
D u e from IT. S. Treas.
Total

OF L O U I S V I L L E .
$8, 547, 798 65
2, 383, 700 00
1,000,000 00
1,350 00
248, 372 63
582, 302 38
212, 730 37
205, 407 05
162,189 90
60,610 72
113,826 99
36, 671 92
16,689 88
64, 286 00

9 banks.

453 14

116, 264 00
3, 520 00
13, 802, 482 34




613 94

107, 264 00
2, 500 00
14, 573, 656IT

9 banks.

17
80
00
00
42
00
60
00

$8, 944, 259 30
2, 074, 000 00
1, 000, 000 00
1, 350 00
278, 830 48
787, 855 19
257, 824 06
157, 753 96
154, 224 52
56, 868 63
98,484 17
27,084 13
26,556 23
57,311 00
509 61
1,170 00
514, 553 16
504, 700 00

9 banks.
$8, 853,275 00
1, 194, 000 00
1, 000, 000 00
1, 350 00
252,136 84
784, Tc68 34
252, 266 81
136,241. 94
157, 604 52
86, 386 42
144, 015 47
28, 699 21
25, 013 38
53,719 00
847 60
1, 7.->0 00
450, 973 65
461,190 00

93,327 50
4,809 50
14,490,969 08

93, 327 50
4, 660 00
15, 041, 321 94

53, 727 50
2, 290 00
13,939, 647 68

'.VI, 34 U51

98, 484
23, 586
16,908
71,419
966

1,170
442,287
553, 550

REPORT OF THE COMPTROLLER OF THE CURRENCY..

CXCIX

by States and reserve cities—Continued.
ARKANSAS.
j DECEMBER 24. j

Liabilities.

MARCH 1.

JUNE 3.

AUGUST 27.

OCTOBEK 7.

I

6 banks.

6 banks.

6 banks.

6 banks.

6 banks.

$705,000 00

$705,000 00 '

$755, 000 00

167,111 17
80, 543 71

181, 864 44
40, 797 06

196, 944 49
62,305 23

198, 648 03 .
50, 213 09 [

205, 400 00
54, 960 33

323, 260 00

317, 620 00

286,120 00 |

298, 260 00 I

298, 360 00

!
Capital stock
i
Surplus fund
Undivided profits
Nat'l bank circulation!
State bank circulation j

Dividends unpaid
Individual deposits ..
XT. S. deposits
Dep'ts U.S.dis. officers

2, 073 00

2, 851 00
1,977,413 86
75,147 21

1, 869, 458 93
84 178 76
13, 057 12

9,199 15
32, 303 12

Due to State banks...

32, 348 63

Notes re-discounted..

Surplus fund
Undivided profits
!Nat'l bank circulation
State bank circulation

11, 007 39
12, 276 87
52,198 92
54,872 12

3, 323 00 ;

3\ 102 00

1, 749, 477 04 j 1, 907, 731 39
84,169 67 !
61,821 77
9,219 88
24, 640 24

7, 717 56 j

22, 575 51

26, 665 30 |

32, 293 30

36, 594 15

70, 800 00

90, 051 73

186 557 09

42, 803 74

15,000 00
3,109, 763 92

59 banks.
Capital stock

$755,000 00

1 976 00

1, 659, 778 04
70, 834 65
12, 312 45

Due to national banks

Bills Total .
payable

I

3, 431, 048 87

3,374,223 39 | 3,293,231 25

3, 576, 970 71

KENT u CK Y.
59 b a n k s

59 banks.

59 b a n k s .

$9, 708, 900 00

$9, 758, 900 00

$9, 758, 900 00

$9,758,900 00

$9 758 900 00

2, 020, 018 21
906, 685 45

2,101, 971 91
626,023 74

2,127, 052 10
919, 066 56

2,173, 596 67
596, 730 34

2,179, 796 67
704,463 87

5, 681, 840 00

5, 661, 360 00

5, 098, 770 00

4, 565, 750 00

4, 374,110 00

59 b a n k s .

Dividends unpaid
Individual deposits...
U. S. deposits
Dep'ts U.S.dis.oflicers

23, 744 77

28,193 50

26, 323 00

30,040 50

37, 005 50

8,145, 591 74
422, 798 55
1, 939 97

8,751, 749 57
374, 571 13
6, 721 11

8, 449, 831 16
480, 261 87
18, 364 99

9, 026, 296 93
557,010 88
3, 782 88

9,133,451 30
564, 560 59
15, 066 86

Due to national banks
Due to State banks...

512, 087 31

357, 861 43

350, 293 92

525, 029 41

459, 943 96

383, 726 22

262, 951 68

234, 419 45

425, 686 15

287, 574 02

167, 368 61

168, 658 27

353, 423 38

162, 841 41

166,886 50

10,000 00

21, 384 90

24, 300 74

14, 302 86

14, 302 86

27, 984, 700 83

28,120, 347 24

27, 841, 004 17

27, 840, 568 03

27, 696, 062 13

Notes re-discounted..
Bills payable
Total

CITY OF L O U I S V I L L E .
9 banks.

Capital stock

9 banks.

9 banks.

9 banks.

$3, 551, 500 00

$3, 551, 500 00

$3, 551, 500 00

$3,551,500 00

866,195 13
217,757 83

909,695 13
243, 676 91

915, 901 46
217, 852 87

924, 401 40
287, 879 08

924, 401 46
349,537 66

2, 325, 090 00

2,141, 430 00

1, 866, 490 00

1, 866, 390 00

1, 074, i90 00

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

9 banks.
$3, 551, 500 00

6, 037 00

4,990 00

7,129 50

5, 563 00

4, 257 00

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks

3,156, 215 63
585, 895 45
108, 370 61

3, 511, 941 95
736, 981 28
78, 948 87

3, 724, 545 92
785, 494 30
143,146 04

4, 074, 809 40
739, 742 40
123, 615 96

3, 963, 994 67
747, 602 54
120, 722 11

1, 268, 920 55

1,526,941 00

1, 579, 472 84

1,844, 386 19

1,436, 801 03

Due to State banks...

975,114 85

1, 201, 023 23

1,181,552 07

1,498, 034 45

1,415, 308 46

Notes re-discounted..

636, 385 29

517, 884 08

125, 000 00

350, 972 75

Bills payable
Total

105, 000 00
14,490, 969 08

15, 041, 321 94

13,939, 647 68

13, 802, 482 34




6G6, 528 47

14, 573, 656 84

cc

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1885, arranged
TBNNE SSEE.
MARCH 1.

JUNE 3.

AUGUST 27.

32 b a n k s .

Resources.

DECEMBER 24.

33 b a n k s .

33 b a n k s .

34 b a n k s .

Loans and discounts. $11, 826, 843 97
Bonds for circulation - 1,933, 000 00
430,000 00
Bonds for deposits...
3, 500 00
TJ. S. bonds on hand..
370,287 13
Other stocks and b'ds
Due from res've ag'ts. 1,105, 992 67
520, 845 09
Due from nat'lbanks.
180, 807 35
Due from State banks
429,300 44
Real ©state, &c
112,492 37
Current expenses
146,060 16
Premiums paid
180,330 44
Cash items
78, 982 11
Clear'g-house exch'gs
237,169 00
Bills of other banks..
1, 378 01
Fractional currency.
2,447 50
Trade dollars
564,263 92
Specie
595, 942 00
Legal-tender notes ..
TJ. S. cert's of deposit.
5 % fund with Treas
84,560 21
Due from U. S. Treas.
2, 285 08
Total

18,806,487 45

$11,791,076 19
1, 900, 500 00
430, 000 00
10,000 00
330, 927 60
1, 364, 818 80
594, 988 19
155, 942 40
426, 873 24
107, 032 58
139, 801 57
239,864 79
54,079 39
267, 910 00
3, 020 92
2,430 50
632, 744 78
623, 998 00

$11, 746, 243 87 $12, 498, 026 73
1, 610, 500 00
1, 575, 500 00
430, 000 00
429, 900 00
9,150 00
7, 400 00
350,691 03
428, 022 47
1,551,011 82
1, 351, 280 99
643,878 21
792, 025 46
143, 794 81
189, 390 77
421,168 52
423, 065 52
134, 564 88
81, 684 47
141,094 89
160,428 02
253, 931 22
120, 763 09
42,981 11
286. 373 00
374, 920 00
3, 809 80
3,373 12
2, 578 75
2, 877 50
729, 584 67
796, 279 45
714, 604 00
747, 857 00

82, 657 00
35,728 11
19,194, 394 06

OCTOBER 7.
33 b a n k s .
$13,608,422 75
1, 503, 650 00
429, 900 00
5, 200 00
440,941 64
961, 4M 92
609,881 43
177,681 25
465, 609 90
106,300 76
167, 9()3 77
162, 939 59
68,357 26
242, 229 00
2, 784 01
2, 665 75
621,576 17
609, 589 00

71,217 21
11,426 80

67, 724 00
5, 590 04

64,793 25
8,125 52

19,443, 980 33

19, 910,732 89

20, 260, 052 97

187 b a n k s .

187 b a n k s .

OHIO.
183 b a n k s .

Loans and discounts.
Bonds for circulation.
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Trade dollars
Specie
Legal-tender notes ..
TJ. 3. cert's of deposit.
5 % fund with Treas
Due fromU. S. Treas.
Total

$41,159,407 08
15,152,750 00
575, 000 00
454,100 00
2, 063, 533 12
4, 662, 620 22
1,306,217 49
503, 522 78
1,799,454 59
266, 950 76
431, 354 57
397,159 76
31,784 06
1, 031, 573 00
19,164 30
28,269 30
2, 491, 895 96
2,128,619 00
638, 061 31
47, 919 12
75,189,356 42

182 b a n k s .

185 b a n k s .

$41, 013, 828 33 $42,797, 059 56 $45,273, 010 10 $45,184, 920 23
13, 944, 650 00
15, 223, 750 00
12,968,250 00
12,711, 400 00
600, 000 00
600, 000 00
700,000 00
700, 000 00
480,150 00
469, 050 00
455, 650 00
482, 250 00
1, 916, 416 90
2,175, 537 50
2,115, 016 13
2, 213, 637 87
4, 748, 35(3 00
5,280,170 53
6, 042, 792 88
6, 044, 397 37
1, 553, 850 66
1, 431,173 55
1,948,608 14
1, 775, 315 03
500, 521 80
467,048 10
543,146 04
605,140 59
1, 790,392 93
1, 820, 257 41
1, 832, 491 24
1, 844, 388 98
363, 689 18
244, 332 20
304, 569 89
412,079 92
421, 447 02
443, 254 53
497, 075 13
536,457 31
444,159 10
421, 804 88
388, 766 79
435, 067 21
33,751 74
14, 942 40
48, 353 95
90, 965 06
1,231,290 00
1,18:3,760 00
1, 312, 457 00
1, 467, 297 00
24,037 10
22, 007 98
20, 928 23
20,198 70
31,519 60
31, 854 55
35, 423 90
36, 320 15
2, 765, 316 91
3, 095, 019 26
2, 725, 403 69
2,932, 417 38
2, 311, 605 00
2, 436, 005 00
2,482, 632 00
2, 822, 734 00
629,427 86
34, 680 96
76,650, 005 62

578, 762 70 i
40,184 52 '

562, 841 36
30, 542 66

543, 071 09
34, 049 16

76,965,060 14 I 80,287,959 13

80,892,107 05

CITY OF CINCINNATI.
12 b a n k s .

Loans and discounts $19,642, 207 31
Bonds for circulation. 5, 536, 000 00
Bonds for deposits... 1,188, 000 00
215, 500 00
TJ. S. bonds on hand..
Other stocks and b'ds 1, 025, 973 57
Due from res Ve ag'ts. 2,785, 037 T.\
1,451, 588 54
Due from nat'lbanks
576, 646 93
Due from State banks
218, 764 34
Real estate, &c
153,970 99
Current expenses
431,136 18
Premiums paid
61,657 87
Cash items
238, 053 30
Clear'g-house exch'gs
350, 845 00
Bills of other banks..
2,484 12
Fractional currency
12, 696 00
Trade dollars
535,231 40
Specie
Lejjal-tender notes .. 1,252,717 00
TJ. S. cert's of deposit. 1,140, 000 00
251,320 00
5 % fund with Treas
7, 640 00
Due from TJ. S. Treas.
37,127,470 2S
Total




13 b a n k s .

13 b a n k s .

$19,797,818 97
5, 536, 000 00
1,188, 000 00
254, 950 00
994, 347 73
3, 164,536 33
.1,793,488 03
• 768,586 38
270, 942 05
173,103 86
464, 009 96
113,193 04
940, 074 67
574, 026 00
2, 577 43
13, 018 00
972, 789 70
1, 606, 528 00
1, 050, 000 00
246, 865 00
17, 630 00

$23. 526, 207 31
5, 406, 000 00
1,188, 000 00
643,900 00
1,188, 340 50
2, 452, 699 47
1, 363, 282 50
567, 877 54
256,713 08
135, 853 64
617, 785 43
53, 277 53
459,861 77
431, 273 00
2, 055 65
15, 337 00
1, 242, 255 70
1, 732, 262 00
1, 870, 000 00
240, 565 00
7,300 00

39, 942,485 15

43, 400. 847 12

13 b a n k s .
$24,199, 528
5, 428, 000
1, 538, 000
485, 250
1, 455, 977
3, 054, 475
1, 475, 298
606. 394
303, 738
159, 636
623, 531
68, 799
318,977
482,481
2, 658
17, 975
973,710
2, 098, 506
940, 000
176, 260
70, 510

13 b a n k s .
33
00
00
00
52
38
29
86
27
70
39
56
70
00
87
00
85
00
00
00
00

44, 479, 709 81

$24, 944, 044 59
4,916. 000 00
1,519, (t00 00
462, 350 00
1, 523, 203 65
2, 769,457 95
1, G*8,126 81
6.r!4, 452 62
312,271 72
214,488 36
637, 408 99
129, 779 56
373,997 18
553, 930 00
2,110 10
20, 027 00
1,172,962 32
2,142, 279 00
1, 540, 000 00
221, 220 00
12, 535 00
~45, 789, 644 85^

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCI

by States and reserve cities—Continued.
TENNE SSEE.
DECEMBER 24.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

MARCH 1.

JUNE 3.

AUGUST 27.

32 b a n k s .

33 banks.

33 banks.

34 b a n k s .

$5, 007,500 00

$5, 337, 500 00

$5, 352, 500 00

$5,467, 500 00

$5, 417, 500 00

999,483 47
720, 961 85

860,241 18
590,418 01

863,991 18
684, 505 30

891, 643 15
614, 095 29

884, 643 15
670, 626 69

1,734,740 00

1, 683,740 00

1,430, 800 00

1, 392, 770 00

1, 328, 045 00

Dividends unpaid

OCTOBER 7.
33 b a n k s .

1,276 00

4, 016 00

2,113 00

3,839 00

3, 233 00

Individual deposits..
TJ. S. deposits
Dep'ts U.S.dis.officers

8,173, 741 87
248, 834 68
57, 111 52

8, 852, 920 30
284,766 78
47,359 14

9,371,146 01
331,357 02
37, 505 40

9,477, 225 78
297,468 69
79, 038 45

9, 224, 256 61
259, 7158 74
142,359 U

Due to national banks

1,086,507 76

887,152 99

745,407 21

915, 714 37

1,134, (578 53

Due to State banks...

326,418 64

407, 610 77

492, 443 67

615, 475 54

525, 383 74

Notes re-discounted..

443,911 66

232,668 89

126,211 54

149, 962 62

563, 638 37

6,000 00

6,000 00

6,000 00

6,000 00

106,000 00

18,806,487 45

19,194,394 06

19,443, 980 33

19,910,732 89

20, 260, 052 97

Bills pajTable

Total

OH I O .
183 b a n k s .

182 banks

185 banks..

187 b a n k s

$21,934,000 00

$21,884,000 00

$22,065,000 00

$22,193,053 00

$22,143,850 00

4, 623,331 89
1, 808, 220 29

4,706, 562 06
1,648,723 28

4,729,156 07
1,626,386 36

4,803,940 15
1, 752, 215 82

4, 803, 940 15
2,130, 681 46-

ISTat'l bank circulation
State bank circulation

13, 445, 934 00
4,366 00

13,441,121 00
4,365 00

12,359,864 00
4,365 00

11,779, 579 00
4,365 00

11,328, 694 00
4, 365 00

Dividends unpaid
Individual deposits..
U. S. deposits
Dep'ts Ti.S.dis. officers

28, 513 50

22, 385 90

44,173 20

28,436 20

108, 965 80

31,080,012 34
452, 392 37
37, 992 22

32, 566, 099 21
465, 677 97
53,827 95

33,710,236 38
535,783 46
30, 000 29

36, 670, 873 85
570, 826 24
55,177 41

37, 693, 620 87
558, 360 67
20, 455 68

Due to national banks
Due to State banks...

1, (,73, 384 56

1,065, 007 29

1,139,901 70

1, 507,112 35

1, 302, 270 04

4'JS. 807 77

554,711 26

504,511 19

670, 445 94

606,103 36

N o t e s re-discounted..

241), 008 15

212,696 58

198, 682 49

244, 934 17

176, 448 15

23,3;;:; 33

24, 828 12

17, 000 00

7,000 00

14,351 87

75,189, 350 42

76, 650,005 62

76,965,060 14

80, 287, 959 13

80, 892,107 05

Capital stock
Surplus fund
Undivided profits

Bills p a y a b l e
Total

CIT Y

187 b a n k s .

OP C O CINN A 1 P I .
13 b a n k s .

12 b a n k s .
Capital stock

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

13 b a n k s .

$8, 600, 000 00

$9,100, 000 00

$9,600, 000 00

$9, 600,000 00

$9, G O 000 00
O,

1,233,000 00
733, 310 96

1, 259, 000 00
617,128 25

1, 305, 500 00
673, 690 11

1, 347, 500 00
727, 975 33

1,347, 5i'O 00
919,6:3 11

4, 959, 730 00

4, 773,040 00

4, 713, 020 00

4, 813, 720 00

4, 350, 300 OC

Dividends unpaid

13 b a n k s

13 b a n k s

11, 703 00

5, 087 00

11,646 00

13, 688 00

11, 757 00

Individual deposits...
U. S. deposits
Dep'ts U.S dis.oflicers

13, 840,208 61
1, 035, 000 00

15, 576, 974 34
1, 035. 000 00

17, 524, 666 85
1, 035, 000 00

17, 20<5, 834 49
1,335,000 00

18, 393, 338 11
1, 335, 000 00

Due to national banks

4, 586, 370 65

5, 008,133 75

0,063,310 31

G, 455, 773 70

6, 830, 330 44.

Due to State banks...

1, 750,147 06

2,190,121 81

2, 096, 010 85

2, 601, 218 29

2, 678, 806 10

Xotes re-discounted
Bills payable
Total

378, 000 00

378,000 00

378, 000 00

378, 000 00

323, 000 00

37,127,470 28

39, 942, 485 15

43,400, 847 12

44, 479, 709 Si

45,789, 644 85




<CCII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1885, arranged
CITY
DECEMBER 24.

Kesources.
8 banks.

OF CLEVELAND.
MARCH 1.

JUNE 3.

AUGUST 27.

OCTOBER 7.

8 banks.

8 banks.

9 banks.

9 banks.

ICiOans and discounts. $11, 728, 742 84 $11, 848, 057 74 $12, 826,469, 67 $14, 201,700 48 $15, 245, 707 42
655, 000 00
655, 000 00
705, 000 00
655, 000 00
705, 000 00
Bonds for circulation.
500,000 00
500, 000 00
600, 000 00
500, 000 00
600, 000 00
Bonds for deposits ..
2,900 00
2, 900 00
2, 900 00
U. S. bonds on hand..
458, 297 50
492, 097 50
465,297 50
471,685 50
486, 685 50
Other stocks and b'ds
2, 081, 747 23
1, 320, 285 59
1,904,817 37
1, 397, 847 63
1,197,410 95
Due from res've ag'ts.
1,420,025 07
1, 666, 997 87
1,245,537 85
1, 235, 624 41
1, 246, 735 55
Due from nat'l banks.
622, 013 99
538, 518 03
617,445 15
516,986 83
397, 5G0 03
Due from State banks
673, 424 78
670, 643 74
673,119 44
673, 275 58
673, 670 86
Real estate, &c
131,159 75
17, 032 24
31,439 21
116,444 08
147,920 58
"Current expenses
24,125 00
24,125 00
24,125 00
24,125 00
24,125 00
Premiums paid
39, 089 86
51, 618 74
33, 719 99
58,034 57
68, 560 43
•Cash items
241,761 17
140, 705 05
129, 499 77
110,135 00
132, 476 48
Clear'g-bouse exch'gs
157, 529 00
360, 545 00
217, 563 00
203,163 00
231,263 00
Bills of other banks..
5, 795 55
2, 493 78
9, 028 48
3,536 16
6, 3u6 70
Fractional currency.
1,100 00
1,100 00
1,100 00
1,100 00
1,100 00
Trade dollars
1,143,194 95
1, 205, 522 20
984, 315 25
1, 072, 870 16
1,132, 296 90
Specie
553,087 00
898,000 00
704, 458 00
778, 500 00
1,017,200 00
Legal-tender notes . .
15, 000 00
15, 000 00
15, 000 00
15, 000 00
15, 000 00
U. S. cert's of deposit
29,475 00
28,185 00
29,445 00
27, 665 00
29, 475 00
5 % fund with Treas.
3, 020 00
2, 500 00
3, 500 00
40 00
3, 040 00
Due from U. S. Treas.
Total

20, 036, 053 85

20, 605, 803 59

90 b a n k s .

90 b a n k s .

21,419, 739 41

22, 212, 733 40

23,361,534 40

INDIANA.
Loans and discounts. $23, 988,383 56 $23, 566,164 27
7, 529, 300 00
7, 547, 300 00
Bonds for circulation.
1, 050, 000 00
1, 050, 000 00
Bonds for deposits...
324, 250 00
497, 850 00
V. S. bonds on hand..
1, 493, 177 66
Other stocks and b'ds 1, 575, 457 55
3, 250, 837 59
Due from res've ag'ts.
3, 442, 766 05
1, 930, 684 08
1, 699,466 26
Due from nat'l banks.
326, 476 15
232, 352 67
Due from State banks
1,170,789 48
1, 134,839 68
Jteal estate, &c
239, 036 86
122, 897 92
Current expenses
247,231 13
264,195 40
Premiums paid
271,637 07
243, 587 12
Cash items
49, 381 46
46, 717 04
Clear'g-house exch'gs
763, 300 00
725, 830 00
Bills of other banks..
11, 607 53
13, 998 78
Fractional currency.
17, 809 99
18t 489 00
Trade dollars
...
2 230, 055 22
2, 352, 697 89
Specie
1, 585, 074 00
Legal-tender notes . .
1, 525, 951 00
X . c^. cert's of deposit.
T
334, 284 37
5 % fund with Treas.
320, 983 35
21,490 74
18, 094 20
Due from X S. Treas.
L
Total
46, 220, 502 63
47 013, 942 44

92 b a n k s .
$24, 873,115
7, 361, 300
1, 080, 000
474, 900
1, 415,242
3, 226, 380
1, 531, 524
244, 949
1, 204, 514
255,714
303, 639
250, 811
39, 865
755,189
14, 297
20.136
2 621, 931
1 641, 470

92 b a n k s

92 b a n k s .

04
00
00
00
52
28
12
07
09

27
00
00
00
13
99
79
51
92
49
24
41
65
00
71
65
16
00

315,267 81
6, (552 64

309, 935 84
12, 190 58

47 636, 900 75

50, 399, 237 34

$24, 557,007
7,121, 300
1, 080,000
673,650
1,408,312
5, 080, 566
2, 636, 850
362,753
1, 216, 776
134, 236
r>6
339. 574
93
64
285,460
45
36, 861
00
968, 901
26
12, 300
02
19,614
32
2, 479, 493
00
1,663,'361

$25,060, 145 04
6,691,800 00
1,080,000 00
871,200 00
1, 392, 507 88
4,267,391 85
2, 269, 513 48
296.437 12
1,223,620 35
170, 646 47
430, 979 69
236, 511 02
69, 845 26
964,873 00
13, 129 83
19,709 15
2,580,770 84
1, 743, 881 00
291, 122 84
22, 411 31
49, 705,496 13

ILLINOIS .
154 b a n k s

154 b a n k s

Loans and discounts $31, o34, 564 16 $31,780,298 39
6, 890, 250 00
6,812,150 00
Bonds for circulation.
845, 000 00
845, 000 00
Bonds for deposits...
314,750 00
332, 450 00
CT. S. bonds on hand..
2, <>74, 210 11
Other stocks and b'ds 2,107, 277 02
4, 973, 736 79
5, 980, 707 25
Dne from res' ve ag'ts.
998, 226 11
1, 288, 202 50
Due from nat'l banks
208, dOl OH
242, 6(9 S7
Due from State banks
1, 319, 025 94
1,311,694 20
Heal estate, &c
257, 221 40
175,331 31
Current expenses
363, 938 Hi)
354, 079 55
Premiums paid
290, 939 94
406,995 24
Cash items
26, 298 07
Clear'g-house exch'gs
43, 654 25
Bills of other banks..
833, 975 00
899, 007 00
12,440 38
16, 873 86
[Fractional currency.
2,800 90
3, 245 25
Trade dollars
Specie
2,331,071 03
2, 54l! 208 13
Legal-tender notes . .
1, 569, 890 00
1,' 498, 905 00
10, 000 00
10, 000 00
U. S. cert's of deposit.
304, 079 66
296, 790 08
5 % fund with Treas.
62,195 96
59,171 17
Due fromTT. S. Treas.
Total
55,256, 342 10
57,178, 733 16




152 b a n k s
$32. 046, G(55 41
6, 224, 650 00
745. 000 00
274, 74)0 00
2, 1 r>~), 326
03
5, .VJ6, 070 03
1,102,501 34
243, 'W 5 o<
:
1,29."), 254 20
326,145 55
391, 75<> 64
353 457 31
ol! 788 50
890, 293 00
16,319 95
2, 857 85
2, 580, 724 93
1,641,634 00
10, 000 00
273, 621 38
51, 231 32
56, 293, 392 47

154 b a n k s
$31,815,766
6, 182,150
005, 000
351,600
2,147,186
6, 948, 885
1,427,236
288, 361
1, 340, 173
133,773
473,564
274, 050
45! 858
873, 796
14,464
3, 609
2. 555', 246
l] 530,' 355
10, 000
267, 582
60, 012

153 b a n k s
94
00
00
00
40
5t
58
19
85
71
33
06
05
00
18
17
00
00
65
27

57, 738, 672 64

$32,641,642 91
5, 841,150 00
995, 000 00
290, 200 00
2,175, 370 56
5, 755, 447 38
1, 296, 996 64
232, 515 89
1,339,239 44
197, 840 21
492, 402 40
366, 246 78
54,' 217 91
827, 872 00
16, 550 19 :
3 224 75
2 *>5i' 808
£Uj fJ*J ' y KJ\JKJ 34
1, 633, 217 00
10, 000 00
256, 599 50
26, 016 78
57, 003, 558 68

REPORT OF THE COMPTROLLER OF THE CURRENCY. CCIII
by States and reserve cities - -Continued.
CITY
Liabilities.
Capital stock
Surplus fund
Undivided profits
Kat'l bank circulation
State bank circulation

OF

CLEVELAND.

DECEAIIJKII 2 1 .

MARCH 1.

JCXK :{.

AUGUST 27.

8 banks.

8 bunks.

8 banks.

9 banks.

$6,200, 000 oo

$(), 200, 000 00

$(i, •'()(), 000 00

$(j, 450, 000 00

$0, 550, 000 00

705, 000 00
2(!8, 403 05

70.'), 000 00
342, 121 15

743, 500 00
107, 950 89

743, 500 C
O
y72,044 52

743, 500 00
507, "J.>6 02

589, U0 00

58!), 400 00

5M), 410 00

589, 450 00

5i>9, 450 00

Dividends unpaid

OCTOBER 7.

9 banks.

1, 035 00

774 00

2, 874 00

830 00

268 00

9,981,928 12
477 38!) 7-»
0, 370 94

10, 422, 760 35
469, 606 30
8,915 21

11,313,331 80
4fi4 766 85
33, 860 08

11,338,605 37
508 317 51
1, 047 79

11,^88,245 12

1, 005,149 -11

935,100 70

892, 635 23

1, 055, 925 43

988, 850 15

Due to State banks..

703,259 02

822,065 82

796, 042 13

948, 006 78

1,037,429 40

Notes re-discounted..

44 108 13

Individual deposits...
Dep'ts TT.S. dis. officers
Due to national banks

Bills payable
Total

•i'Xl 4~r> 0 1

8, 083 70

125 362 43

114,000 00

110, 000 00

100, 000 00

205, 000 00

555, 000 00

20, 036, 053 85

20, 605, 803 59

21, 419, 739 41

22, 212, 733 40

23, 361, 534 40

INDIA N A .
92 banks

90 b a n k s .

90 b a n k s .

$12,189, 500 00

$12,219,500 00

$12,328,000 00

Surplus fund
Undivided profits

3, 011, 662 59
1, 767,603 45

3, 351. 894 55
1, 018| 680 12

3, .?5fi, 669 55
1,405, 199 91

3, 410, 838 72
1,097,015 63

3,411.838 72
1, 322, 444 05

Nat'l bank circulation
State bank circulation

6, 683, 610 00

6,734,380 00

6, 561, 770 00

6, 363, 400 00

5, 977, 930 00

Capital stock

Dividends unpaid

15,424 63

92 b a n k s .

92 banks.

$12, 344, 500 00 » $12, 344, 500 00

6,287 58

18,587 52

Individual deposits...
U. S. deposits
Dep'ts U. S. dis. officers

20, 238, 451 58
702, 478 68
131, 526 09

19, 962, 812 87
75(5,(533 16
208, 968 83

21, 281, 674 79
713, 335 88
282,461 26

Due to national banks
Due to State banks...
Notes re-discounted..

1, 435, 250 30

1,139, 803 18

896, 238 75

1, 297, 855 94

1,264,510 87

810, 914 54

757, 584 77

774, 768 32

1,348,747 98

1, l«2, 981 79

36, 500 00

36,500 00

21, 200 00

26,300 00

20,500 00

157 63

15,157 63

157 63

157 63

157 63

47, 013, 942 44

46, 220, 502 63

47, 636, 900 75

50, 399, 237 34

49, 705, 496 13

Bills payable
Total

15, 309 09

13, 128 83

23, 515, 258 07
804,838 49
175, 015 79

23, :;().\427 14
822, 973 07
59, 104 03

ILLINOIS.
154 b a n k s .

Capital stock
Surplus fund
"Undivided profits
Nat'l bank circulation
State bank circulation

154 b a n k s .

152 b a n k s .

154 b a n k s .

$13,721, 600 00

$13, 737,600 00

$13, 462, 600 00

$13,912, 600 00

$13, 936, 500 00

4,209,271 95
2, 218, 824 22

4, 342,086 36
1, 802, 533 11

4,215, 527 20
2, 076, 410 87

4, 330,134 44
1,647, 224 01

4, 325,441 35
1, 831, 552 40

6,150, 790 00

6, 072,125 00

5, 536, 390 00

5, 456, 700 00

5, 200, 630 00

Dividends unpaid

153 b a n k s .

15,403 00

20, 605 00

10, 432 50

24,190 50

19, 789 50

Individual deposits ..
U. S. deposits
Dep'ts u. S.dis. officers

27,058, 290 10
740, 859 29
37, 884 60

29,241,971 09
718, 967 04
63, 848 30

29,111,903 14
617, 602 36
62, 685 48

30,268, 910 60
847, 885 69
32,953 45

29, 525, 240 04
808,955 97
54, 093 74

Due to national banks

411,165 64

441, 988 23

582, 912 14

498, 287 63

512r 832 77

Due to State banks...
Notes re-discounted..

404, 664 14

538, 805 21

436, 908 18

662, 762 72

664, 529 90

202, 589 16

193, 203 82

149,263 16

56, 266 16

118, 993 01

85, 000 00

5, 000 00

30,757 44

757 44

5, 000 00

55, 256, 342 10

57,178,733 16

56,293, 392 47

57,738,672 64

57,003,558 68

Bills payable
Total




CCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1885, arranged
C I T Y OF C H I C A G O .

Kesources.
Loans and discounts.
Bonds for circulation.
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l hanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exeh'gs
Bills of other banks..
Fractional currency.
Trade dollars
Specie
Legal-tender notes ..
XT. S. cert's of deposit.
5 % fund with Treas.
Due fromU. S. Treas.
Total

DECKMUKK 24.

MARCH 1.

JUNE 3.

AUGUST 27.

OCTOBER 7.

12 banks.
$47,429, 402 22
933, 500 00
200, 000 00
1,046, 150 00
1,851, 016 07
6, 084, 729 32
3, 578, 083 41
1, 678, 431 60

12 banks.

15 banks.

15 banks.

15 banks.

674, 095
49, 508
53, 044
21, 225
3,202, 156
1,249, 001
10, 049

68
87
41
53
63
00
02

8,997,841 15
3,402, 705 00
•690,000 00

42, 007 50
67, 387 00
81,260,335 01

!48, 946, 123 99 I $49, 955, 862 54 $56, 318,184 45 $55, 484, 145 25 |
1, 083, 500 00
1, 083, 500 00 1,083, 500 00 i
933,500 00
200, 000 00
200, 000 00
200, 000 00
200, 000 00
1, 0(37, 700 00
998,700 00
853, 450 00
1, 008, 050 00
1, 583, 688 75
1,983,552 03
1, 807, 824 79 [
1,920,908 32
6, 323,080 80
7, 015, 385 89 6, 748, 977 48 i
6, 634, 893 08
3, 834, 332 25
4, 561, 0?6 12 3, 900,321 09 S
3, 977, 647 88
2,195, 055 56
2, 239, 729 10 2, 213, 675 60 I
1,564, 989 97
691,810 28
706, 655 48
707, 283 34
674, 299 68
79, 683 79
58,044 26
83, 292 43 !
90,658 23
91,639 36
125, 279 73
109, 590 21
72, 501 49 |
45, 383 88
27, 026 01
25, 213 05
23, 999 37 i
5,019,897 66
2, 702, 261 24 3, 952,179 97
4,205, 832 34 ;
1,159, 208 00
1, 208, 055 00
969, 342 00 i 2, 253, 536 00
13,473 01
14, 940 89
11,215 56
14,045 14 i
;
229 00
8, 504, 625 98 9, 316, 505 55
9, 297, 982 05 ! 10,996,591 09
4,447, 934 00 4, 005, 674 00
2, 761, 939 00 j 5, 094, 883 00
710, 000 00
270, 000 00
200, 000 00
480,000 00 i
42, 007 50
48,757 50
48,757 50
42, 007 50
14, 000 00
34, 415 00
185,730 75
35, 390 00

83,854,170 04 1 91,277,996 60

92,497,412 72

92,165, 562 40

MICHIGAN.
100 banks.
99 banks.
102 banks.
97 banks.
101 banks.
$22,555,609 69 $23,280,291 91 $25, 271,104 36 $25, 058,711 23 $25, 945, 739 61
3,843,000 00
3,890, 500 00
3, 930, 500 00
3, 816, 500 00
3, 686, 500 00
50, 000 00
50, 000 00
50, 000 00
50,000 00
50, 000 00
78, 550 00
302, 500 00
328, 300 00
89, 950 00
133, 250 00
510,581 70
681,925 64
545, 752 21
607,149 62
604,155 74
2, 505, 713 92
3, 511,908 63
3, 635, 093 08
3, 085,183 22
2, 854, 238 24
572, 254 70
724, 019 46
841,481 30
580, 248 61
579, 581 99
84, 246 66
145, 531 92
110,908 44
135, 950 63
102,284 59
I, 020, 701 48
981, 426 71
998, 668 33
1, 016, 042 16
1, 064, 816 40
203, 630 77
221,187 96
112, 942 03
90, 773 84
162, 656 97
197,091 30
217,094 62
208, 033 03
219,670 69
239, 578 60
190, 857 61
234, 669 00
249, 452 05
188, 238 81
230,615 59

Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
548, 772
Bills of other banks..
11,324
Fractional currency.
3,250
Trade dollars
...
1, 632, 885
Specie
816,215
Legal-tender notes ..
TJ. S. cert's of deposit.
5 % fund with Treas.
171, 432
Due from XL S. Treas.
20,058
36,720,311
Total

070 00
090 90
046 15
681 02
099 00

556, 444 00
10, 563 35
3, 687 70
1, 647, 756 78
726, 530 00

169, 555 50
25,123 56

ieO, 354 00
29, 501 75

166,722 00
19, 674 65

37, 236, 222 39

37, 730, 575 32

38, 069,797 29

00
25
65
04
00

410, 895 00
15, 247 62
3, 502 35
1, 633,158 98
6^7,337 00

27
31
15

CITY
5 banks.

Loans and discounts. $9, 240, 857 47
Bonds for circulation
450, 000 00
Bonds for deposits ..
500,000 00
XT. S. bonds on hand
?
3,250 00
Other stocks and b ds
1,290,894 61
Duo from res've ag'ts
754, 207 68
Due from nat'l bankvS
143, 644 79
Due from State banks
91,701 03
Heal estate, &c
46,663 95
Current expenses
125, 375 oO
Premiums paid
41,213 25
Cash items
229, 029 23
Clear'g-h ouse exch'gs
179,723 00
Bills of other banks..
9,162 19 4
Fractional currency.
Trade dollars
Specie
1, 027,762 02
Legal-tender notes ..
636, 019 00
U. S. cert's of deposit
5 % fund with Treas.
20,2o() 00
Due from TJ. S. Treas.
5, 873 28
14, 795, 626 50
Total




502,
13,
4,
1, 736,
751,

468, 204
11,177
3, 961
1, 620,402
785, 750

00
85
65
90
00

1.62, 304 10
21,752 35
38, 726, 970 58

O F D BTROIT
5 banks.

$9,150, 763 44
450, 000 00
500, 000 00
3, 200 00
1,444,223 00
1,357,001 70
132,076 89
97, 461 43
11,758 89
125, 375 00
36, 204 04
250,851 19
59, 858 00
4,472 03

6 banks.

7 banks.

$9, 303, 300 34 $10, 260, 086 85
500, 000 00
550,000 00
500,000 00
500, 0G0 00
30, 000 00
3, 200 00
3, 200 00
1,148, 371 48
1,170,714 89
614,810 74
776,495 91
93, 680 01
151, 449 80
94, 390 20
98, 657 36
40. 292 83
18,461 97
138, 952 04
139, 799 54
41,126 13
68,649 69
191,403 04
241, 996 08
219,243 00
169, 690 00
5, 445 49
4, 295 87

7 banks.
$10,303, 373 47
550, 000 00
500,000 00
3, 200 00
1, 312, 098 90
931, 765 07
] 17,132 21
99, 090 33
25, 548 04
139, 79-9 54
38,332 56
327, 697 46
215,823 00
5,168 10

1,091,821 61
536,090 00

1,127,971 25
703, 900 00

1,099,026 15
910, 332 00

1,109,120 32
730, 552 00

20, 250 00
18, 033 28

22, 500 00
1, 622 68

24,750 00
922 68

24, 750 00
16, 098 93

15,289,440 50

14, 785, 209 23

16,18H, r,_<s 7i)

16,449,549 93

REPORT OF THE COMPTROLLER OF THE CURRENCY. CCV
by States and reserve cities—Continued.
CITY OF CHICAGO.
Liabilities

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

DECEMBER 24.

MARCH 1.

12 b a n k s
$11, 750, 000 00

12 banks.

JUNE 3.

AUGUST 27.

OCTOBER 7.

15 banks.

15 banks.
$11, 750, 000 00 $13,200,000 00

15 banks
$13, 950, 000 00

$13, 950,000 00

2,691,600 00
1, 222,279 75

2, 891, 600 00
920, 576 96

2, 921, 600 00
1,151,158 55

3, 283, 000 00
1, 018, 797 24

3, 308, 000 00
1,143, 378 88

694, 810 00

652,330 00

669,210 00

812, 560 00

837,180 00

1,316 00

2,712 00

2,877 50

7,155 50

14, 959 00

Individual deposits... 38,761,355 62
135, 907 03
U. S. deposits
Dep'ts U.S.dis.offieers
Due to national banks 15, 413,641 91

38, 757, 371 40
148, 893 63

45,151,273 43
108, 902 00

41.602,824 93
146,125 01

43,650,119 16
147, 548 19

17,331, 095 52

16, 485,140 31

18, 853, 625 17

17,302,315 55

Due to State banks...

10, 589,424 70

11, 399, 590 53

11, 587, 834 81

12, 823, 324 87

11,812,061 62

81,260,335 01

83, 854,170 04

91, 277, 996 60

92, 497, 412 72

92,165, 562 40

100 banks.
102 b a n k s .
$10, 544, 600 00 $10, 720, 000 00

$10, 695, 300 00

Notes re'discounted
Bills payable
Total

MICHIGAN.
97 banks.
$10, 294,600 00

99 banks.
$10,459, 600 00

1,882,942 87
1,459, 643 14

1, 956,495 45
1, 004,609 17

1, 973,745 45
1,404, 381 42

2, 051, 913 68
1,113,158 40

2, 053, 953 69
1, 331, 936 98

3, 467, 015 00

3,479,415 00

3,410, 455 00

3, 376, 825 00

3, 284,955 00

12, 421 10
Dividends unpaid
Individual deposits.. 18, 971, 384 48
34,243 64
U. S. deposits
2,174 19
Dep'ts U.S.dis.officers

20, 286 98

22, 077 68

20, 665 46

15,719 96

19, 669, 267 41
32, 848 84
1,803 68

19, 347, 780 91
35,968 06
4, 093 64

20,024,411 56
26, 022 32
7,754 17

20,403, 692 78
26, 243 76
9, 798 89

269, 049 42

196, 324 28

286,774 12

175, 315 11

246, 297 43

299, 957 35

326,161 12

364,992 56

306,620 00

342, 359 48

21, 879 96

89, 410 46

335, 706 48

235, 111 59

304,444 94

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

Due to national banks
Due to State banks...
^"otes re-discounted..
Bills payable
Total

5,000 00
36,720, 311 15

101 banks.

12, 000 00
37, 236, 222 39

37, 730, 575 32

CITY OP D E TR OIT
5 banks.
6 banks.

5 banks.

12, 267 67

38, 069, 797 29

38, 726, 970 58

7 banks.

$2,900,000 00

$2, 900, 000 00

$3, 059, 776 72

7 banks.
$3, 290, 600 00

$3, 300, 000 00

Surplus fund
Undivided profits

330, 000 00
366,716 23

380,000 00
229, 304 24

380, 000 00
325, 008 81

396, 000 00
290, 996 64

399, 000 00
308, 622 88

Nat'lbank circulation
State bank circulation

377, 560 00

370, 930 00

392,400 00

450,350 00

473, 730 00

373 69

98 69

201 59

7, 635 00

6,882,516 50
240, 899 58
224, 647 66

7, 391,462 50
377, 826 47
108, 803 49

7, 258, 595 44
422, 542 43
65,177 67

7, 958.100 84
342,149 17
142, 592 05

8,402,467 53
334, 600 19
144, 063 71

Capital stock

Dividends unpaid
Individual deposits...
U. S. deposits
Dep'ts U.S.dis.oflicers
Due to national banks

1,375, 205 01

1,496, 905 69

1,185,935 31

1,390,270 44

1,225,748 13

Due to State banks...

2,098,081 52

2, 033,834 48

1,695,674 16

1,927, 268 06

1,853,682 49

14,795,626 50

15, 289,440 56

14,785,209 23

16,188,528 79

16,449, 549 93

Notes re-discounted.
Bills payable
Total




CCYI

KKPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract <f reports since October 1, 1885, arranged
WISC ONSIN.
DECEMBER 24.

MARCH 1.

JUXE 3.

AUGUST 27

46 b a n k s

46 b a n k s

46 b a n k s .

47 b a n k s

$11,047,138 26
1, 624, 750 00
100, 000 00
114, 700 00
581, 620 35
1, 419, 925 53
387, 533 68
80, 932 75
358, 518 54
F9, 572 24
108,483 19
69, 505 73

$11,105,097 55
1, 637, 250 00
100,000 00
112.600 00
573, 771 59
1, 709, 884 76
428,271 79
141.719 75
361,886 24
'
27,974 59
106, 750 49
G(), 686 73

OCTOBER 7

Resources.
Loans and discounts. $9, 775, 507 60 $10,180,593 17
1,715, 750 00
1, 669, 7f>0 00
Bonds for circulation.
100, 0(0 00
100, 000 00
Bonds for deposits . .
U. S. bonds on h a n d . .
120, 650 06
113,500 00
553, 866 63
606, 617 81
Other stocks and b'ds
2, 062, 5H4 55
2,137, 912 50
D u e from res' ve a g ' t s .
552, 607 48
562, 649 84
D u e from nat'l b a n k s
121, 197 34
161,624 38
D u e from State b a n k s
349, 523 63
353, 522 42
Real estate, &c
52,292 26
80 743 03
C u r r e n t expenses
106, 936 26
P r e m i u m s paid
101* 014 55
112 465 76
64,475 75
Cash items
Cfear'g-house exch'gs
257, 603 00
171, 999 00
Bills of other b a n k s . .
7, 606 45
Fractional c u r r e n c y .
6, 560 17
11 00
T r a d e dollars
11 00
967, 810 91
901, 013
Specie
339, 399 00
413 102 00
Legal-tender notes . .
TJ. S. cert's of deposit. I
73,896 50
74, 739 00 ;
«S % fund with Treas -!
6,125 8L :
7, 620 00
D u e from U . S. T r e a s .
Total

17,314,065 27

CITY

17,678,217 25

3 banks.

$4, 043, 965 18
500, 000 00
550,000 00

$4, 020, 489 58
520, 000 00
550, 000 00

297, 345
530, 762
475,707
43,112
120, 000
12, 281

19
25
30
29
00
86

2,871
141,130
27,728
1, 777

95
59
00
18

191,443
6, 8*8
16
904. 9G0
392, 534

00
29
00
93
00

206, 380
6,1.78
130
890, 479
403,163

4lT
oo :
00

oo .

47 •
18
85
57
48
C9
06
93
00
85
00
94
00

72,661 50
2, 650 00

71, 742 75
6, 468 75

69, 468 50 !
5, 300 00 I

17, 618, 960 17

18,005,897 21

18,081,750 93 j

OF M I L W A U K E E .

3 banks.
Loans and discounts
Bonds foi-circulation
Bonds for deposits . .
U t bonds on hand
S
Other stocks and b'ds
Due from re s' v e a £' t s
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-liouseexcli'gs
Bills of other banks..
Fractional currency.
Trruie dollars
Specie
Le<i'al-tender notes . .
U. S. cert's of deposit.
5 % fund with Treas.
Due froniTJ. S. Treas.

213,297 00
6,432 52
293 70
950.680 18
3M, 265 00

47 b a n k s .
$11,401,597
I, 570, 000
100, 0U0
117, 350
574.4)1
1,672,746
331,166
99,8-Jl
363, 731
61, 183
115. ti96
93, 545

289,610 93
710,402 30
549, 266 08
46, 766 89
120, COO 00
4,188 64
4 638 'V>
1, 650 78
113, 157 84
17,730 00
3,578 47

3 banks.
$3, 727, 334 37
520,000 00
550, 000 00
f>0 00
362,642 15
598,031 29
551, 580 28
82,907 11
120, 000 00
10, 069 95
11 50
5f>7 39
134, 675 29
16, 398 00
2, 947 70

3 banks.

3 banks.

$4,147, 703
520,000
£50, 000
lf>0
374, 810
436, 363
480, 652
44,212
120, 000
2, 322

44
00
00
00
50
06
52
17
00
29

$4, 536-, 541 59
520, 000 00
550, 000 00
361, 746
1,069,619
464, 701
51,407
120, 000
6, 379

75
42
55
41
00
61

1,885
133, 964
26, 093
• .3, 583

69
03
00
52

1,917
142, 702
34, 667
1,871

97
08
00
93

909, 615 00
406, 240 00

837,001 00
419,827 00

753, 559 00
455, 285 00

646, 680 00
551,286 00

22,500 00
8,810 00

25,230 00
5,810 00

23, 400 00
1,540 00

23, 400 00

23, 400 00

8, 068,637 79

8,298, 374 83

7, 958, 983 03

8, 079, 984 "22

9, 082, 921 31

127 banks .

Total

661 664 00
628, 982 00

130 banks .

IO W A.
Loans and discounts. $21 699,060 08 $21, 985,190 70
4, 310, 500 00
298, 000 00
Bonds for circulation 350, 000 00
350, 000 00
Bonds for deposits . .
33, 850 00
63, 650 00
U. S. bonds on hand..
1, 027, 695 14
1, 027, 579 83
Other stocks and b'ds
3,212,996 29
2 655, 321 23
Due from res'vea g'ts
1, 530, 032 35
1, 285, 720 41
Due from nat'l banks
307, 545 79
321,893 23
Due from State banks
1, 512, 526 85
1,533,410 20
Real estate, <c
fc
312, 225 49
164,169 80
Current expenses
223, 979 06
242, 830 69
Premiums paid
248,453 ?,n
275,422 03
Cash items
Clear'ii'-liouse exch'gs
497,154 00
Bills of other banks. 553, 069 00
8,721 82
10, 889 24
Fractional currency
1 239
1 221 48
Trade dollars
Specie
1 381 51601
371 683 14
991, 559 00
1 175,443 00
Legal-tender notes . .
U. S. cert's of deposit
5 % fund with Treas.
186, 261 95
191,002 16
24, 369 21
17,186 27
Due fromU. S. Treas.
Total

37, 275,049 96




38,108, 318 59

128 b a n k s

128 b a n k s .

128 b a n k s

$22 132,028 46
4, 093 500 00
350, 000 00
100,750 00
980,906 20
2 750, 805 49
1 361,412 53
257, 065 82
1 582, 653 99
299, 983 03
241,059 36
241, 254 18

$21, 753, 565
3, 965, 500
350, 0(-0
100, 850
987, 530
3,466, 407
1, 567, 941
244.175
1, 598, 415
142, 780
224, 352
190, 364

55
00
00
00
79
59
04
48
40
34
59
94

$22, 517, 637
3 846, 500
350, 000
86, 050
941, 949
2 779, 299
1, 489, 769
315,476
1 596, 977
259,156
2-il, 461
252, 072

84
00
00
00
44
65
67
52
18
64
03
32

537, 339 00
11,691 40
1 50763
1 502 891 04
1 002, 812 00

418,913
11, 993
1,316
1, 504, 244
857, 955

00
06
M4
67
00

545,987
11,499
1,497
1 494, 869
991, 269

00
16
44
00

178,464 50
18, 716 66

171, 687 01
18, 037 95

169, 945 05
20, 259 41

37 644, 901 29

37, 576, 031 35

37, 901, 677 14

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCVII

by States and reserve cities—Continued.
WISCONSIN.
DECEMBER 24.

Liabilities.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

MAHCH 1 .

JUNE 3.

40 b a n k s .

46 b a n k s .

46 b a n k s .

$3, 785, 000 00
923, 607 63
507, 018 17
1, 500,188 00 j

Dividends unpaid
Individual deposits
U. S. deposits
Dep'ts U.S.dis. officers
Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable
Total

635 30 |

$3, 935, 000 00 j $3, 935, 000 00
975, 596 67 i
313, 998 08 I
1, 475, 908 00

978, 647 65
482, 698 44

AUGUST 27. >

47 b a n k s .
$3, 985, 000 00

OCTOBER 7.
47 banks.
$3, 985, 000 0®

1,021,300 27 ,
348, 905 85 ;

1, 0-J5, 784 36432, 159 00

1, 442,188 00

1, 442, 073 00

1.394,018 00

5,122 94

7,0G5 65

1, 519 30 j

10, 336, 867 93 j 10, 725, 483 85 j 10, 486, 805 90 ; 10, 963, 485 97
77,742 04 |
83, 249 28
90, 804 83 !
82,202 78
9, 684 79 i
8, 719 08
2, 645 83 I
6, 484 11
I
34,583 69 i
29,148 29 .
24, 349 34
26,163 45 |
64, 741 49 ;
92, 348 76 j
91,287 40
47, 717 76
59, 417 81
73, 549 53 ;
33, 082 84
39, 440 20

11,011,032 53
(54. 546 07
5. 254 98

17, 314, 065 27 ' 17, 678, 217 25 I 17, 618, 960 17 j 18, 005, 897 21

18, 081, 750 93

25, 2_'l 32
65, 298 44
67, 669 98

CITY OP M I L W A U K E E .
3 banks.

3 banks.

3 banks.

3 banks.

$650, 000 00

$650, 000 00

$650,000 00

$650,000 00

$650, 000 00

Surplus fund
Undivided profits

340, 000 00
187, 857 90

340, 000 00
156,166 99

340, 000 00
187, 090 56

340,000 00
184, 693 38

340, 000 00
210, 714 84

Nat'l bank circulation
State bank circulation

448, 980 00

466, 810 00

465, 650 00

467, 300 00

468, 000 00

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

4, 825, 464 22
378, 015 26
115, 328 09

4,936, 695 68
405,470 80
114,417 93

4,727,430 06
317, 364 37
209,724 19

4,484, 050 58
333, 638 52
179,181 74

5, 596, 911 14
284, 732 89
170, 290 56

Due to national banks
Due to State banks...
Notes re-discounted

763, 363 48

873,306 63

772, 509 40

874,502 53

835, 881 83

359,628 84

355, 506 80

289, 214 45

317, 619 75

327, 376 41

248 997 72

198 923 fii

8, 079,984 22

9, 082,921 31

Capital stock

Dividends unpaid... -

Bills payable
Total

3 banks.

90 00

8,068,637 79

8,298,374 83

127 b a n k s .

130 b a n k s .

$10,220, 000 00

$10,377, 500 00

Surplus fund
Undivided profits

2, 294,149 47
1,475,940 55

2, 383,156 77
995,611 05

2, 351, 083 82
1, 331, 625 79

2, 408, 336 35
1, 037, 717 49

2,433, 336 35
1,180,422 85

Nat'l bank circulation
State bank circulation

3,804, 383 00

3, 773, 248 00

3, 642, 218 00

3, 535, 273 00

3,421,093 00

7,958, 983 03

IOWA.
Capital stock

Dividends unpaid
Individual deposits.. U. S. deposits
Dep'ts U.S.dis.officers

19, 637 46
16,835,155 76
270, 890 14
64, 905 88

16,251 20
17, 640, 636 14
245,013 fl<>
44, 528 04

128 b a n k s .

128 b a n k s .

$10, 305, 000 00 $10, 305, 000 00

128 b a n k s .
$10, 295, 000 00

17, 284 91

16,105 70

14,002 20

17, 343, 344 90
243, 797 90
00, 648 20

17, 542, 218 75
272, 868 14
30,468 70

17,813,880 18
245,530 62
38, 988 69

Due to national banks

715, 248 41

938,170 22

846, 228 01

881,187 64

787,910 21

Due to State banks...

1,121, 837 66

1, 368,161 41

1, 292,140 73

1,366,546 52

1, 340, 572 58

Notes re-discounted..

433,901 63

313,742 07

211, 529 03

170, 309 06

313, 328 46

19, 000 00

12, 300 00

37,275, 049 96

38,108, 318 59

Bills payable
Total




10, 000 00
37,644,901 29

11, 000 00

37, 576, 031 35

37,901,077 14

CCVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1885, arranged
MINNESOTA.
DECEMBER 24.

MARCH 1.

J U N E 3.

48 b a n k s .

51 b a n k s .

51 banks.

Resources.

Loans and discounts . $29, 659, 270 39
Bonds for ci rculation. 2,022, 000 00
500, 000 00
Bonds for deposits .8, 800 00
U. S. bonds on hand.
587, 040 91
Other stocks and b'ds
2, 745, 520 74
Due from res've ag'ts.
Due from nat'l banks. 1,138, f>55 58
455, 287 58
Due from State banks
1,167, 345 48
Heal estate, &c
208, 658 36
Current expenses
98,157 18
Premiums paid
309, 355 '28
Cash items
223, 048 90
Clear'g-house exch'gs
499,471 00
Bills of other banks..
3,179 89
Fractional currency.
243 00
Trade dollars
1, 843, 581 95
Specie
763,157 00
Legal-tender notes ..
TJ. S. cert's of deposit.
86, 845 47
5 % fund with Treas.
12, 687 15
Due from U. S. Treas.
42, 332, 205 8(5
Total

;

AUCJUST 27

OCTOBER 7.

!

51 banks.

53 banks.

;

$30,267,633 61 i$31,10-1, 827 25 $30, 746, 466 42 $31,911,253 52 ••
2, 034, 500 00 i 2, 027, 000 00
2,015, 500 00
2, 054, 000 00
500, 000 00
500, 0, 0 00
500. 000 00
500, 000 00
5, 200 00
5, 200 00
5,4(10 00
5, 400 00
598, 383 66
627, 141 95
€09, 438 75
608,997 11
2, 656, 785 47
3,128,815 67
2,821,769 23
3,449, 4 i5 10
899,143 62
1, 206, 998 26
1,443,354 12
974.201 74
367, 168 14
49:5,689 12
543, 975 24
448, 384 64
1,193,116 64
1, 218, 200 78
1, 376, 701 84 ;
1,346,503 04
223, 743 66
319, 658 02
134,605 53
89,117 74
101, 657 35
110,937 32
165, 337 55 (
148,379 55
301, 904 80
332,004 33
256, 346 70
388,991 18
205, 140 17
243,593 11
353, 250 61
281,673 25
231,693 00
415, 749 00
513,611 00
275, 209 00
5, 595 67
7,682 82
4,051 21
3,816 22
244 00
245 00
268 00
247 00
], 923, 320 f>7
1,623,318 91 '
2,191,890 92
1,707,650 24
527, 605 00
1,231,191 00 '
716, 683 00
54."), 536 00
85,871 50
11,440 33

85, 926 33
9.715 00

88,287 10
28, 725 00

44,741,349 07

42, HO, 147 19

89, 429 40
11,055 00
43, 503, 928 15

45,801,138 40

39 b a n k s .

39 b a n k s .

MISSOURI.
30 b a n k s .

Loans and discounts.
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Duefromnat'lbanks.
Due from State banks
Real estate, &c
"Current expenses
Premiums paid
Cash items
Clear'ff-housecxch'jya
Bills of other banks- Fractional currency.
Trade dollars
Specie
Legal-tender notes .. 1
U. S. cert's of deposit.
•5% fund with Treas.
Due from TJ. S. Treas
Total

37 bunks.

38 b a n k s .

$7,798,900 14
$7,967,316 44 $11,035, 115 36 $11, 487, 905 05 $12, 547,137 88
1,415, 100 00
1,465, 100 00
1,521,050 00
1,48', 050 (;0
1,5.< 1,050 00
100, 000 00
250,000 00
J 00, C O 00
O
250,000 00
150, 000 00
;«, 5oO oo
34, 6.")0 00
53,100 00
46, 200 00
241,800 00
519,246 (53
677,767 13
545,323 14
042, 010 29
677,754 66
1, 208, 224 55
1, 695,175 83
1,289,561 06
2,147, 382 66
2,598,102 35
224, 829 00
412, 548 57
398, 805 55
346, 939 61
494,176 60
834, 474 32 '
303,781 63
380, 382 68
455, 035 55
592, 378 13
345, 056 75
350, 046 22
376, 817 29
368, 749 09
37(\ 580 69
103,500 13
02,715 18
67,145 35
114,924 75
63,252 81
9(5, 143 40
108,808 15
124,852 58
103,563 39
133, 830 95
59, 5:54 82
59, 115 91
01,723 43
157, 130 14
107,746 52
84, 264 82
200, 018 94
419,311 03
230,671 99
315, 183 16
254,453 00
238,001 00
657, 954 00
420, 959 00
500, 446 00
2,012 83
2, 8.56 85
3,015 95
2, 445 10
3, 320 36
544 00 !
815 00
527 00
647 80
720 00
502, 609 06
56'? 9£<) 7 |
1 005 382 96
874 '?12 58
1 141 17') 13
391, 445 00 1
' 675,102 00
359, 336 00
670, 202 00
617, 784 00 i
64,225 50 !
1, 524 48
13, 538, 945 74

03, 075 50
4,410 00

62, 552 25 1
1,690 (0

14, 233, 432 55

19,788,447 18

67, 069 75
3,610 00

05, 289 75
11,000 00
20, 974, 463 26

1

21, 359, 404 33

CITY OF SAI NT LOUIS.
i
Loans and discounts !
Bonds for circulation
Bonds for deposits . !
TJ. S. bonds on band..
Other stocks and b'ds
Due from res'vo ag'ts !
Due from nat'l banks
Due from State banks:
I
Real estate, &c
Current expenses.. - I
!
Premiums paid
Cash items
Clear'ji-bouse exch'gsJ
Bills of other banks Fractional currency
Trade dollars
Specie
Legal-tender notes .
TJ. S. cert's of deposit
5 % fund with Treas
Due from TJ. S. Treas
Total

5 banks.

5 banks.

i

5 banks.

5 banks.

$8, 572, 996 36
$8,501,982 39
$9, 730, 053 98
$8,578,841 10
810,000 00
810,000 00
810,000 00
810, 000 00
500, 000 00
500,000 00
500, 000 00
500,000 00
800 00
400 00
200 00
1,700 00 i
558, 838 50 i
540, 838 50 ;
534,318 50
546,838 50 i
904, 626 38
730, 816 96 i 2,272,017 93
881, 00.') 60
673, 845 74
740, 260 91
719,10! 06
46f>, 8(39 67 i
125,474 03
377,520 55
133, 926 65 i
141, 387 08
290, 890 61
258, 004 48
290,279 14
225,391 08
94, 646 99
63, 155 40
00,128 49
50, 743 84
32, 839 18
28, 026 68
28, 026 68
28, 020 08
22, 706 89
48,122 52
47,811 09
26, 405 36
477,488 38
517,965 25
652, 531 30
784,192 58
309, 282 00
240,261 00
383, 467 00
484, 208 00
1,479 43
1,649 23
1,086 79
1, 587 59
960 771 8'J
761, 610 00

1,198,218 58
1, 015, 553 00

36, 445 00
2,000 00

36, 445 00
5, 500 00

15,152, 654 37

15, 549, 283 35




1, 569, 664 60
1, 596, 580 00
36, 445 00
17,000 00 i
16, 640, 715 01

5 banks.
$9, 698, 287 85
810,000 00
500, 000 00
2,050 00
534,318 50
1,307,928 19
542, 430 27
208, 870 47
263,180 08
115,995 32
28, 026 68
30, 268 46
460,620 18
162, 204 00
1, 586 87

941 954 20
9)8'348 00
30 000 00
36, 445 00
3, 000 00

i OQQ 026 67
1,099,763 00
30, 000 00
36, 445 00
7, 000 00

18, 052, 457 53

16, 992, 008 14

KEPOET OF THE COMPTROLLER OF THE CURRENCY.

CCIX

by States and reserve cities—Continued.
MINNESOTA.
1 DECEMBER 24.

MAIICII 1.

JUNE 3.

j

AUGUST 27.

f,l b a n k s .

51 bank.*.

!

51 banks.

Liabilities.
48 b a n k s .

$12,290,000 00

1,845,933 87
1,691,495 09

i
j

X a t ' l bank circulation!
State b a n k circulation j .

1,990,944 48
1,118, 537 23

1,991,878 K7
1, 595, 280 57

2,185, 778 87
1, 067, 053 40

2,192,278 87
1, 327, 24G 26

1, 797, 956 00 j

1, 770, 450 00 j

1, 798, 740 00

1, 797, 581 00

1, 797, 701 00

j

6, 475 84

Individual d e p o s i t s . . . '
U. S. deposits.

19,639,218 42
101,015 01
299,498 10

20, 417, 708
101,730
240, 058

2,251,441 20

1, 647, 206

2, 217, 004 29

2. 239, 790

954, 508 04

973, 243

124, 000 00

20,000

Dividends unpaid

53 banks.

; $11,340,000 00 | $11,540,000 00 ; $11,590,000 00 j $12,205,000 00

Capital stock - Surplus fund
Undivided profits

OCTOBER 7.

13,864 00

Dep'ts U.S.divS.officers
Due to national banks.

Due to State banks...!
Notes re-discounted..!
Bills payable.-.

42,140,147 19 I 44,741,319 07

42, 332, 205 86

Total

7, 473 84 :

12,814 14

21,001,0^9 42 I 20,593,114 39 !
243, 1)00 44 '
241, :^3 02 !
239,818 73 ;
230,211 80 '
i
2,008, 030 49 !
1, 077, 330 80 I
2,487,881 90
2, 300, 475 93 '
1,159,907 10
1,101, 894 45 :
20, 000 00
20, 000 00 j
437503, 928 15 ;

11,134 14
22, 088, 907 30
138,073 12
322, 250 16
2,104, 080 23
2,124, 507 70
1, 384, 299 62
20, 000 00
45, 801,138 40

MISS OURI.
36 banks.
Capital stock
Surplus fund

Undivided profits

'

00

623, 925 08
472, 935 10

090, 538
284,016

93
49

1, 206, 308 00

1,202,128

00

259 00

1, 283

50

!

[

Individual deposi t s . . j
U. S. deposits
j

6,'lO5,401 27
98, (542 42
7, 270 93

0,750,132
71,812

71

437,317

Dep'ts U.S.dis.oiucer«;
409, 479

Due to national banks

3,8L;4

39 banks.

38 b a n k s .

$3, 581, 000

'>

Xat'l bank circulation
State bank circulation'
Dividends unpaid

37 banks.
00

$3, 326, 009

$4 581, 000

oo ;

$5 831,000 00

795, 510 37
370, 878 85

782, 091 97
452,419 23

689 948 43 ;
478, 497 23 :

1 321, 503

00 ;

1, 327,953 00

2,070 00

4, 227 01

00
57
71

9 003.130 ,';4 1 9. 504, 5*;0
123,484
87 ;
]
18,1^3 20
17, 840 ol

30

1 084, 061 fo
!

658, 727

05

838. 911

53

2 177, «'94 55

454, 900

50

301,4(7

40

00

5, Oi.'O

1 305,

023

00

1,195

00

504,181 89
140,711 25
10, 874 20

1, 205,720 10

1 0G3,

2. Ml,759 02

2 <!89,109 31

203, 077 59

115,000

39 b a n k s .

$5, 200, 000 00

527

00

Due to State banks .. j

34, 325 08

40, 011

Notes re-discounted..
Bills payable
Total

23

j 14, 23", 4;!;.' 55 j 19,788,4*7 18 j 20,974,403 2(5 ;

i
"

25

21,359,404 33

CITY OP SAINT LOUIS.
5 banks.

Capital stock

! .$3, 000, 000 00

Surplus fund
Undivided profits. -. •!

b b;;nks.

5 bai

931, 128 2!)
344,091 00

Xat'l bank circulation
State bank circulation

023, 830 00

i

18, 590 J 8
Dividends unpaid
'
Individual deposits . . J 5,710,933 50
324, 051 22
U, S. deposits..
I

5 banks.

5 bunks.

$.'>, 0 0 0 , 0 U 0 00

p,, 000, GOO00

9 5 2 , •".::o •4(5

952, 530 40
359, 109 48

oo00
n

725, 820 i 0
)

725, 430 00

('<{)•)

'
940,717 SO
277,11 i

728,410 00

1

Ls.

717
5:14 5L

$3. 000, 0<;0 00

722,

18, 807 18

31, 076 1«

22, 8;"!7 68

ly, 759 08

5, 804, 3G915
295, 488 02

0, 287, 1 1 03
9
' 'J8G,

0, 979, 99::35
49

0, 439, 05901
397,143 30

2,300; 231 90

2, 572, 307 83

2, 215,102 57

2,449, 021 07 '

3, 024, 252 89

20
:i, 501, 218

05, 425 00

383, 535 38

Deo';* Lf.S.dis.oiHeers!
2, 028, 274 31

2, 030, 340 29

Due to national banks:
1, 739, 833 54

!>7 .

Due r o St a t o banks.. j
320, 700 :;3

j:n.2.'O 29

128, 032 28 :

2sor<;s re-discounted .!
Bills payable
Total

|

15,152, 054 37




15, 549, 283 35 i 16, 640, 715 01

18,052,457 !

10,902,008 14

OCX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1885, arranged
KANSAS.
DECEMBER 24.

MARCH 1.

j

JUNK 3.

AUGUST 27.

OOTOHEK ";
.

75 b u n k s .

Kesources.

79 b a n k s .

i

89 b a n k s .

96 b a n k s .

98 biuiks.

Loans and discounts $11,558,459 29
Bonds for circulation
1, 728, 500 00
Bonds for de-posits . . >
350. i;(:() 00
TJ. S. bonds on band..!
3, 3 50 00
Other stocks and b'ds
194, 775 45
Due froin res'veag'ts i
1,057.118 17 !
Due from nat'l bank s
661.573 65 j
Due from State banks;
(515, 680 58 !
088, 10:> 12 I
Real estate, &c
j
180,049 95 j
Current expenses
;
123.745 40 |
Premiums paid
i
133,259 90 i
Cash items
Clear'g-house exch'gs .
..
1
Bills of other banks..:
544, 250 00
Fractional currency. i
4, 452 82
Trade dollars
'..!
20 00
Specie
!
864,773 14
Legal-tender notes . . j
773,743 00
TJ S. cert's of deposit.!.
5 % fund with Treas.;'
76, 036 50 I
Due from TJ. S. Treas. |
10,098 47 !
Total

G15 85 $12,761,740 43 $14, 153. 512 Gl $14, 662.
750 00
1,774, 5-;0 00
1, 992,
1,919,500 00
350, 0U0 00
400,000 00
500.
400. 000 00
22, 550 00
G, 100 00
5. 950 00
170, 749 47
147,841 32
174,
157,382 52
, 019,800 93
1,274.809 16
, 3;;0.
1, 028, 375 24
G78, 584 13
I, :J1S. 274 94
1,461.453 07
, 007,
590, 319 GO
410.482 2-1
476, 3^7 08
723, 392 40
789. 632 07
8W, 737 :•{"{
9-28,
0i."7 70
138,
98. i>76 75
i;{V
14o!n:{4 63
190.655 4 1
1*4, 906 26
177,614 74
184, ;;G8 :J3 :
385,645
G, 273
31
916,213
717,353

00 i
63
00 j
51. :
00 !

71,788 59
7, tii4 29

557, 8\4
6, .728
' 75
1, 173, G::5
902, 5l'8

00 |
548, 591 00
07 ;
5,814 00
07 i
1,072 00
41 ! 1,281, U:9 33
00 '
826, 245 00

74,035 I I i
2. 3GG 79 i

78. 984 i!4
7,221 94

551,043 00
5, 854 71
880 00
1. 250. 068 71
815,038 00
86,189 00
7, 652 83

! 19, 568, 395 53 j 19,693,546 9 3 ; 22,182, 299 79 f 24, 313,492 02 | 24,303,295 06

NEBRASKA.
80 b a n k s .
|
85 b a n k s .
j 90 b a n k s .
88 b a n k s .
77 banks.
51(5, 338. 905 17~ $16, 933~, 345 57 617.561,911 74 ;$18,599,338 72 $18,967,286 33
Loans and discounts
1, 835, 250 00 ! 1, 800, 250 00 I 1,864,750 00
2, 041, 500 00
Bondsfor circulation
1, 792, 250 00
450, 000 00 !
Bonds for deposits
450, 000 00
450. 000 00 !
550, 000 00
550, C00 00
TJ. S. bonds on hand
60.000 00
252, 381 54 '
Other stocks and b'ds!
280, 2 k? 35 I
263,721 06
171.751 45
254, 946 55
Due from res ye ag'ts
1, 648, 936 O : 1,864,710 58 . 2. 037, 346 G
S
1,819. 129 49
O
2, 605,124 46
Due from nat'lbanks
856, 360 79 j
013, 508 83 : 1,375,243 82
1,154, 233 88
1,428,143 84
Due from State banks'
455, 020 10 !
566,757 69 :
635,154 17
534, 2!5 81
484,350 85
Real estate, &c
!
1,015,201 47 I 1, 063, 053 38 \ 3, 103, 333 56
1, 159, 337 56
1, 172,639 70
177,540 46 •
Current expenses
211. 006 89 I
158,000 18
231!. 42:> 45
110,610 26
Premiums paid
90. 207 13 •
202, 189 14
118, 155 66
174, 005 52
399" 512 54
Cash items
44i; 640 56 i
588,410 36
545,537 93
522. 573 00
Clear'g-housc exch'gs
294,121 0 )
231, 867 00
Bills of other b a n k s . .
345,10:', 00
(?28, 117 00
3G0,142 00
5,373 91
Fractional currency.
5, Of'O 7i>
5,3 71. 52
4, 865 09
5, 602 94
Trade dollars
...
900 30
22 4 80
3.020 "0
1, 'J20 40
1,021 40
Specie
1,132,501) S3
985,711 08
1, 255, GD4 0G
.,261,1)08 24
. 154,286 59
Legal-tender notes . .
490,2*1 00
473, 235 00
639, 833 Oj
03 4,302 00
718, 754 00
TJ. S. cert's of deposit.
5 %fund with Treas
SO. 807 00 :
75. 328 50
70, 570 50
S2, r 6 8 00 !
78, 967 75
Due from U. S. Treas.
4.850 50 !
3.101 00
1,570 00 I
6, 549 75
Total

25,855,969 12 i 26,338,401 38

28,255,457 72

I
!
i
!
j
I
I
i

30, M l , 459 72 i 29, 675, 0G6 G
O

COLORADO.
25 banks.

j

26 b a n k s .

!

27 b a n k s .

27 banks.

1

27 banks.

i

Loans and discounts j $8,256,032 50 j $8,569,062 11 I $9,237,405 31
$9,629,616 04 ""$979?J472Cl~72~i
Bondsfor circulation, j 1,132, 500 00 I 1,147,500 00 j 1,010,000 00
1,020,000 00 ; 1,020,000 00
600,000 00 !
GOO, 000 00 ]
Bonds for deposits . I
000, 000 00
700, (Kit) 00 i
700, 000
700, 000 00 \
.12,500 i)0 i
TJ. S. bonds on hand..!.
20. 000 00
21,000 CO I
301,000 00 '
720, 020 25 j
713.032 27
Other stocks and b'ds!
036, 613 81.
071,717 91 I
736,788 GO
736, 788
2,391.751 41 ! 2, 279, 606 90
!, 120, 2<!0 L5
Due from res' veag'ts I
2, 874,105 34 | 2, 4SG, 63ii
997, 6156 15
.1,199.248 60 ! 1,219', 814 (i~> 1. 577. 781 04 ! 1, 575. 940
Due from nat'lbanks
501. 197 03
Due from State banks;
340,:".)'{ 6i) i
3HP, 990 09
471,322 41 ; 473, 501
370,284 89
375,427 94
Keal estate, &c
387, 246 74
384 ';35
90, 244 03
76, 200 35 I
Current expenses
111.454 54
45,091 11.
59, 533
81,320 30
83, !70 24 !
Premiums paid
11(5,617 05
135,721 82
140,018
290,491 84
Cash items
21G, 273 04
204, 315 77 j
326, 612
Clear'g-house exch'gs
175,614 00
259, 016 00
Bills of other banks..
270,631 00
244, 8'rA 00
291,083 00
1, 854 05
1,047 59
Fractional currency.
l,(il;6 11
1, 786 01
1, 028 02
Trade dollars
1, 058, 235 62 j 1,189,973 81 j 1,117,370 3 5 I 1,014,562 64
959,155 36
Specie
.
667, 122 00 !
Legal-tender notes . .
735,892 00
744,058 00
744, GO 4 00 j
783, 5.15 00
TJ S. cert's of deposit
50,059 1(5 ;
50, 7:57 00 I
5 %fimd wiih Tivas. J
43,649 20
45, 887 00
45, 873 50
19.97L 02 !
D ue from TJ. S. T rcas ;
3.0,775 26 I
18, 394 42 1
14,177 46
18, 907 40
Total

! 17,17b, LUG 30




17,729,275 00 : Lfc, 4'jli, <;;7 ( i , 19,901.831 73 j 20, l>'jj, i'.i'.i GO
J)

REPORT OF THE COMPTROLLER. OF THE CURRENCY.

CCXI

by States and reserve' cities-~-(jonuuuitCu
KANSAS.
DECEMBER 24.

Liabilities.

M Alini 1.

JUNE 3.

AUGUST 27

79 biuiks

~ 75~lmiks.

89 b a n k * .

9.'S h : \ r i k s

$5,145, 400 00

$5,39.2, 100 00

851,726 45

Capital stock

8°0 71') r>~>
519, 5U0

1,535,930 00

1, 522, 775 00

Undivided profits
Nat'l bank circulation
State bank circulation

9, 683 57

Dividends unpaid

.$"», 8GJ,950 0J

8, 274 47

077 8 0

5, 729 88
12, fin 1,124 83
187, 107 78
.1.03, 057 77

246, 534 54

2G4 0(i4 03

202, 854 59

297,758 10

2-1,

691 83

257, 026 83

G5

5-4 903 33

632, 478 01

31,000 00

40. 000 00

5 coo 00

21.521 91

19, G93, 54G 93

22.182, 299 79

402 92

24, 303, 295 66

200, 3G5 G
O

194, 709 87

174, 774 54

274, 295 G7

Note? re-discounted..

708,783 70

739, 221 85

-

8(5, 503 79
19, 5C8, 395 53

m

NBBR A
80 b a n k s

S3 b a n k s .

24

90 banks

$0, 3!0, 000 00

$0,012,500 00

9G3,25G 15
P37, 992 88

Nat'l hank circulation
State bank circulation

•1,

13

SKA.

$6,143,900 00

1,103,705
529,438 10

45
7*9, '138 61

1,830,885 00

1, 636, 235 00

1,572.225 00

Surplus fund
Undivided profits

1, 6S6, 810 00

3, 840 37
11, 593, 5:--7
2215. 5.".. 1
iu5,8J ;J 85

Due to State banks. .

Capital stock

' 7cr>, 425 45

1 G01 810 00

872 29
41
167
1G-) 900 66

9, 880, G42
120,059
190, 247

Due to national banks

77 b a n k s .

$6,7;;2,100 00

613 041 56
1, 532, 090 00

9,815,311. 98
155, 32G 32
181, 903 02

Total

98 b a n k s .

100 00

tpfj
() 1 '•

Individual deposits..
U. S. deposits
Dep'ts U.S.dis. ©ulcers

Bills payable

OCTOIJEB 7.

88 b a n k s .

$7 Vc9> 900 00
1

•*7 1&3 900 00

0!
589. 073 74

1,107.285 86
03.1, 399 35

1 66:'., H O 00
G

1,002, G O 00
G

Dividends unpaid. . .

358 00

530 00

40.1 00

6.;0 00

025 00

Individual deposits . .
U. S. deposit s
Dop"ts U.S.dis.ofliccrs

10, 788,190 47
170, 983 53
25G, 79.1 G4

11, 720, 872 85
222,174
191, 240 4.J

13,423. 189
255, 62:! to
1GG, 249 19

14 480, i 2:J 78
280
159, 119

14,214,337 51
317. 589 20
134,206 40

Due to national banks

1, 692, 933 29

1,518,852 31

1, G28, 926 17

: 001,
>

Due to State banks...

1, 089,196 61

1, 290, 899 27

1, G37, 358 ;-7

1 700, .199 54

1, 5 3 6 , 5 1 1

Notes re-discounted - -

2, 061, 074 71

1, 803,453 92

1,029,409 4S

G77, 5S3 61

9'-.Q, 507

62

20 40 G <i\

5 000 00

7'

10 000

00

25, 855, 9G9 12

26, 3:<8, 401 38

;;9, G75, OGG

G
O

Bills payable
Total

COLO

$2,135, 000 00

Surplus fund . . .
Undivided pvoiits —

003, 600 00
612, uM 05

ISTat'l hank circulation
State bank circulation

1,013,070 00
2(57 00

Dividends unpaid

I?;;

00

10, 892. 601

4 3 5 , ()('!)

H

> M . ei'.JO

973, 537 82

840, 083 56

83... 5S'">

12

D u e t o Stato b a n k s . .

921,

9!0,5:;:>

^7,r,r.i

14, 945

::5, LTO

Bills payable
Total

KU/J5

00

914,050 00

97:-; 00

)::

.11

(•'.}

804, 800 00
5.»G, 381 45

i"*i0

<!\)

758 00
1.1. -152. ::f)0
-123. C;:<

'° 00
74

5. G

: • ; ! •

Due to national banks

}•:.'

17 b a n k s .
$2,435,000 00

{"•:»

10, 2G7, 933
2! 8, 602 80
117, 096 74

Notes re-discounted.

25

41.5 too 00

00

s::« v -. ; > f i o

$2,

Indiv ".dual deposits - .
U. S. deposits
Dep'ts U.S.dis.otLieers

2-18 62

72

1, HQ7>, 684
41

7 banks

2V !=:;:ilc.

1, 010, 04') 'J0
i,-m

.•TO/ : • - ,

54

It- \ D O .

$2, 335, 000 O'J
S32, 900

on

:o 091. 45')

2G batiks

25 bauks
Capital stock

37 or-o

"•_'{

j 14, 446 58

il

496 01
45
67

I, 447 00
75
37:.', 578 G9
75,417 02

!2, W7.-.'.:>:•<

1 070 098 40

1,041,869 94

4;l

821,540 75

0'J

i:;, 050 00

s , l 7;1.

2), 003,493 60

• 5 , . ;

•V,

•

1

*){>

i . r c o 00

.

17. 3 7.-', 2"G :,»




i7.72i>.l'7:> ();)

i:»

CCXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1885, arranged
NEVADA.
DECEMBER 24.

MARCH 1.

JUNE 3.

1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$299, 925 86
40, 000 00

$271, 098 80
25, 000 00

$2*9, 783 39
25, 000 00

$249, 703 95
25, 000 00

$259, 680 63
25, 000 00

AUGUST 27.

OCTOBER 7.

Resources.
Loans and discounts
Bonds for circulation.
Bonds for deposits
X . S. bonds on hand
T
Other stocks and b'ds
Due from res'veag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house excn'gs
Bills of other banks..
Fractional currency.
Trade dollars
Specie
Legal-tender notes ..
U. §. cert" 8 of deposit.
5 % fund with Treas.
Due from U. S. Treas

8, 532 15
7, 562 25

8, 068 95
10, 824 88
3, 725 69
9,598 90
8, 288 86
1,855 14
2, 025 00
313 40

8, 038 38
33, 435 69
7, 588 09
11, 512 78
9,114 86
4, 329 59
2, 025 00
517 30

18, 654 88
16, 000 61
1,453 72
8, 726 28
9,114 86
1. 060 08
2, 025 00
431 80

2, 540 00
20 96

1, 250 00
45 92

1, 230 00
50 11

1, 210 00
51 90

40, 025 45
4,613 00

53, 562 83
810 00

58,419 40
1, 302 00

61, 244 >95
951 00

1, 800 00

1,125 00
075 00

1,125 00

1,125 00

1,125 00

406, 467 78

389, 799 03

394, 297 69

432, 630 45

1,534 24
8, 288 86
4,458 23
3, 225 00
406 45
1,510
29
68
28,048
989

Total

00
45
00
29
00

408,138 83

21, 284
19, 359
12, 035
15, 827
9, 114
2, 529
2, 025
1,190

93
22
00
93
86
68
00
05

CALIFORNIA.
16 banks.
Loans and discounts.
Bonds for circulation
Bonds for deposits...
U.S. bonds on hand..
Other stocks1and b'ds
Due from res ve ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses . . .
Premiums paid
Gash items
Clear'^-house exch'gs
Bills of other baaka..
Fractional currency.
Trade dollars
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
5 % fund with Treas.
Due from U. S. Treas.
Total

j

$6, 738, 689 95
910, 500 00
60, 000 00
23, 250 00
379, 292 62
793, 427 00
198, 607 24
184, 007 26
346,817 39
61,403 62
89, 087 84
196, 307 49
51, 933 00
303 38
1, 237, 546 85
67,164 00
38, 772 50
6,110 00
11,373,220 14

CITY

$2, 356,438 37
600, 000 00

Other stocks and b'da
Due from res'veag'ts.
Due from nat; 1 banks.
Due from State banks
Real estate, Sec
Current expenses
Premiums paid
Cash items
Clear'g-houae exch'gs
Bills of other banks..
Fractional currency.
Trade dollars
Specie
Legal -tender notes...
F .ft.(-errs of deposit
5 % fund with Treas.
Dnefrom U.S.Treas
Total

01
00
00
00
24
60
49
40
65
57
06
59

33, 265 00
530 84
1, 322,032 40
71, 555 00
41, 334 50
1, 550 00
11, 337, 964 35

OP S A N

1 bank.
Loans and discounts
Bonds for circulation.
Bonds for deposits . .
TT.S. bonds on h a n d . .

16 banks.
$6, 535, 692
935, 500
50,000
41,700
335, 839
889, 675
294, 896
194, 013
350, 423
41, 693
87, 969
110, 293

1 bank.
$2, 297, 364 78
600, 000 00

17 banks.

21 b a n k s .

$7, 237,138 20
913, 000 00
50, 000 00
36,200 00
343,133 73
919,178 01
415, 686 89
242, 669 01
420, 255 06
62, 299 21
94,230 06
99,192 99

22 b a n k s .

;

$8, 265, 032 34
1, 023, 000 00
50, 000 00
60, 700 00
393, 588 78
754,184 04
452,165 11
459, 869 99
460, 032 80
41, 173 77
116,184 50
62,227 06

$8, 770,787 69
1,048 000 00
50^ 000 00
32, 400 00
417, 930 99
866,303 97
359, 993 10
445, 492 75
468,073 58
55,212 18
108, 245 85
90,147 73

71,828 00
1,133 65

60,238 00
1, 437 67

66, 315 00
419 05
1, 352, 646 61
93, 859 00

1, 370, 512 42
173,872 00

40, 012 50
2,220 00

1, 374, 367 28
196,207 00

43, 734 50
3, 080 00
13, 802, 318 96

12,388,455 32

45,924 50
2,120 00
14, 392, 882 29

FRANCISCO.
1 bank.

1 bank.

$2,413,783 43
600, 000 00

$2, 272,157 36
600, 000 00
i

|

2 banks.
$3, 390, 583 40
650, 000 00
375, 000 00
31, 563 08
68,307 13
192,136 95
79, 336 07
905 08
11,514 60
452 44
54, 870 23
1, 630 00
18 80

47,574 09
110, 646 15
236, 955 85
79,106 75
2, 095 83
6,000 00

7, 855 47
173, 274 24
76, 656 07
427 30
5, 700 00

56, 506 99
540 00
9 58

210, 930 99
1, 265 00
5 31

57,095 19
10, 090 00
9 21

528, 605 00
428 00

707, 280 00
1, 848 00

400,810 00
0, 595 00

27,000 00

27, 000 00

27, 000 00

27, 000 00

27, 000 00

3, 830, 928 71

3,863,807 81

• 6, 072, 605 78

4, 051, 906 61




4,109,607 16

32, 834
73, 694
120,420
76, 656
540
5,400

96
32
43
07
10
00

59, 037 40
13,311 55
85, 247 80
76, 656 07
2, 713 52
5, 200 00
103,467 16
2, 535 00
12 95
•

615, 340 00
1,189 00

1,175, 930 00
13, 358 00

REPORT OF THE COMPTROLLER OF THE CURRENCY.

OCX ITT

by States and reserve cities—Continued.
NEVADA.
DECEMBER 24.

MARCH 1.

JUNE 3.

AUGUST 27

OCTOBER 7

3 bank.

1 bank.

1 bank.

1 bank.

1 back.

$75,000 00

$100,000 00

$100, 000 00

$100, 000 00

$100,000 00

25, 000 00
16, 567 66

25, 000 00
11,914 02

25, 000 00
15, 998 44

30, O00 00
6, 352 25

30, 000 00
9, 523 09

35, 920 00

21, 680 00

22,480 00

22, 4S0 00

22,480 00

213,817 63

Liabilities.

231,180 81

243, 575 52

232, 507 21

220, 494 52

Capital stock
Surplus fund
Undivided, profits
Nat'l 'bank circulation
State bank, circulation
Dividends unpaid
Individual deposits..
IT. S. deposits
Dep'ts U.S.dis.officers
Due to national banks

10 564 19

Due to State banks. -.

29, 598 30

23 60

1,084 87

898 23

132 84

406,467 78

389,799 03

408,138 83

394, 297 69

432, 630 45

50 000 00

jSTotes re'discounted
Bills payable
Total

C ALIPORNI A.
16 b a n k s .

16 b a n k s .
$2, 350, 000 00

Capital stock

j

$2, 350, 000 00

.17 banks.

21 b a n k s .

22 banks.

$2, 783, 500 00 \ $2, 885, 000 00

$2, 375, 000 00

Surplus fund
Undivided profits

556,434 S7
437,436 43

588,933 50 j
354,461. 03 I

594,933 59
450,788 63

645,401 13 |
388, 742 78 :

66'i, 401 13
441, 293 65

N a t ' l bank circulation
State b a n k circulation

808, 670 00 |

822, 030 00 j

798, 580 00 i

850, 020 00 1

894, 720 00

Dividends unpaid

5, 472

1,765 25 j

5,051 00

1,622 75 ;

6,953, 171 62 : 7,002,275 11 '. 8, 929, 076 40 :
40^ 014 05 !
20,245 IS
34. 270 05 ;
1,725 00 ;
8 00 \.
;

6, 905,147 83 j
16, 475 84 \

Individual d e p o s i t s . .
U. S. deposits

.'?, 039 50
0,251.635 10
38, 675 73

D e p ' t s U.S.dis. officers
156, 511 43 j

112, 268 3G i

95,2-12 98 j

21, 436 95 |

54, 452 47

140, 798 49 I

104, 712 35 !

142, 042 08 j

105,010 81 I

150,164 71

33,680 75 \
j
5, 500 00 I
11,337,904 35 j 12,388,455 32 j 13,802,318 90 j

8, 000 00

D u e to national b a n k s
D u e to State b a n k s . .
Notes re-discounted.
Bills payable
Total

11, 373,220 14

CITY

OF

SAN

FRANCISCO.

1 bauk.

Capital stock
$1, 500, 000 00
237, 520 48
Surplus fund
92, 270 95
Undivided profits
539, 590 00 !
Nat'lbank circulation I
State bank circulation|.
Dividends unpaid

5, 500 00
14,392,882 29

1 bank.
$1,500,000 00

j

1 bank.

$1,500, 000 00 | $1,500,000 00

2 bnnks.
$2,500,000 00

240, 7L1() 06 !
86, 894 75

21'?, 720 00 |
95,186 94 j

247, 970 35
85, 449 44

247, 970 35
121' 573 39

515, 520 00

530, 220 00

509,160 00

408, 500 00

1, 204 00

2,408 00

1, 330 25 I

Individual deposits...
U. S. deposits
Dep'ts IJ.S.dis. officers

1,386,333 95

3,190,285 42

1,106, 636 20 ij

Due to national banks

156,015 03

438, 058 70

207, 606 35

223,391 22 ;

409, 086 87

Due to State banks..

138, 972 20

129,720 23

146, 228 91

175, 559 74 j

330,106 67

1,896 50
1, 120, 440 56

1,896 50
1, 903, 412 00

\YYY//YYY\\\\VYYYY''"'""YY'''''

]S"ote» re-di»countedBills payable
Total

4,051,900 01 ! 4,109,007 10 I




3, K30, 028 71

3,803,807 81

6, 072, 005 78

CCXTV

R E P O R T OF TT1F COMPTPOj .l/HR OF T H E CUKKKN'CY.

Abstract of rcjU'Vls since October j , 1885, arranged
O RE GO N .
: DECEMI5EH 2 4 .

Resources.

OCTOTSEIi 7 .

MA IIC11 1.

U banks.

12 I).. IS U s .

Loans and diss-o^nls
$2, 3 •:>. 4 47
Bondsforcireuialion :
49!'. 9• :i
Bonds for drposits . . '
r>s.iu <;•< n
U . S . bonds on hand !
41, }•'•<»
O t h e r s t o c k s and Wds
435. I -7
D u e f r o m r e s ' v c n u ' U '•
271.4'2 .
D u e from n a t ' l b a n k s j
l(»7. 12V
D u o from S t a t e b a n k s
21 ">. Of' i
R e a l estate, Sec
i
2«)S. (}5> '
Current expenses....i
37, 0' 1 •
P r e m i u m s paid ... - . . ;
30, \ 75
Cash i t e m s
;
20:!J3i
Clear'LT-housoexch'gs
Bills of oilier b a n k s . J
.12. 4 GO <
Fractional currency I
727
Trad*» dollars-..
Specie
693, 735
Legal-tender notes . .
10,178
TJ. S. cert s of deposit. 5 % fund with '1 ivaa
22, 493
Due from 17. S. Treas.
1, 030

(is 1 'I, M i l ' Uv

m (0

4:'.! ; - 0
571. I8u
17.!. 41!',
2 H , H'.-t
*JS7, «'»-.:i
2i2,S'S!>
2 5 , Tit. i

10

ci
9
1<;
10
03 :
45 .
10 j

210,
223,
224,
52,
74,
20,

::8,0>8 02 '

6,133,283 27 ;

50 banks.

Loans and discounts
Bonds forcirculation
Bonds for deposits . . i
>U. S. bonds on hand. J Other stocks and b'ds
Due from res've a.^'ts. I
Due from n a t ' l b a n k s !
Due from State banks
Real estate. <fcc
Current expenses
!
Premiums paid
'
Cash items
Clear ^-houso exch'^s
Bills of other banks...
Fractional currency
Trade dollars
*..
Specie
Le.cal-tender notes . .
IT. S. cert's of deposit
5% fund with Treas.
Due from IT. S. Treas.

8i-' (i6 !
l::0 03 i
CiTT 1 8 i
12.S 2 4

208
3.!2
588
331

34
64
43
19

> 800 01
.
>,102 01
, iiOl) 00
012 42

32, 995 00
540 81

579, WO 10
19, 510 00

585, 058 lo
44, IJ47 0U

631,149 20
42, 216 00

25, 306 50
1, 590 00

23,018 00 ;
3,010 00 i

D AKO

(;;;5 s.5 ;

, 293 00
175 00

27,043 00
105 00

6, 025, 309 09

7,001,012 St j

43
09
03
'yr]
71 I
57
42
5i

273,850
370, 802
571,574
145, Ml
;"06, 905
83, 110
79 550
83,4r7

51 banks.

52 b a n k s .

08 j
94 !
12 j
61 !
54 j
50 ;
08 i
21 |

272, 484 21
307, 101 02
461,322 63
145.539 47
573, 798 53
73.174 31
80,207 19
83, 505 (58

291, 730 00
436, 111 15
873,679 33
221,587 09
578, 700 92
108, 028 92
85, 9 57 20
109, 513 95

1.28, 3°8 09
3,008 91
19 00
321,280 90
209, 597 00

169.163 00
2,702 50

115,100 00 '
3,780 99 |

150,045 00
3,014 08

240. 206 70 !
3il. 532 00 !

301,704 01 |
277, 952 00 |

313, 637 05
254, 078 00

35,385 90
4,771 99
9,058,410 51 |

Total

52 banks.
$5, 209, 593 15
872, 250 00
250, 000 00

229, 198 91
328, 346 78
500,776 74
134,813 SO
5!j(), 321 82
133,712 93
80,598 85
147,097 92

183, 087 00
3,382 25

34, 823 00
0, 847 99

7,580,349 37

T A.

$5, 070, 396 88 i 55,291,919 56 , $5,374,561 61 !
849,1.00 00 |
840. 000 00 i
872, 250 00 !
225, 0U0 00 i
225, 000 00 i
250, OuO 00
325, 923
433, 082
720,305
171,485
538,323
117,4^0
74,409
05, 009

05
00
00
00
70
00
34
32
60
89
2(5
08

,31)1 00
875 8;; I

700, 4'J9 70 j
17,502 00 i

5,509,070 73

I'O

(>!.0, 0 , 0 00 i
;-u0 CO
05:)! 024 92

$3, 5(14, 450
624, 0(10
1500. (-00
7, 800
782, 084
300, 435
312,509
295,210
228, 103
41,088
100, 950
49, 002

(ii)5 42 •

10, cm 00
624 C
O

46 banks.

Total

18 b a n k s .

18 b;:i'

317, 257 53
341, 528 00

30, 318 00
1, 747 09

37,053 19
1, 251 40

37,511 19
1, 660 00

9,254,657 13 |

9,201,513 05

9, 907, 013 93

IDAHO
5 banks.
Loans and discounts.
Bonds for circulation.
Bonds for deposits
TJ. S. bonds on hand
Other stocks and b'ds
Due from res've ag'ts
Duo from nat'l banks
Due from State banks
Real estate, «fcc
Current expenses
Premiums paid
Cash items
Clear^-house exch'gs
Bills of other banks".
Fractional currency
Trade dollars
Specie
Legal-tender notes . .
TJ S cert's of deposit
5% fund with Treas
Due fromTJ. S. Treas

Total




5 banks.

ti b a n k s .

6 banks.

0 banks.

$347, 171 09 ,i
92, 800 00

$379. 755 99
92. 800 00

$420, 574 03
105, 300 00

$452, 592 16
105, 300 00

$485, 917 63
105, 300 00

84, 521 50
7, 472 38
55, 793 02
37, 008 01
24, 343 31
i (5, 857 09
15, 059 29
i() 9 4 0 75

90, 205
13, 305
35,047
32, 015
24,737
12,008
.15,874
14 757

95, 726
23, 674
48, 382
33, 259
25, 339
14,512
17, 208
*> 434

75
41
34
64
67
56
44
10

108. 307 70
10,192 36
60, 244 22
32, 808 59
25, 703 30
11,099 93
17, 384 05
V> 457 90

116,986
14, 059
64, 705
44, 640
26, 689
14, 729
17, 112
19 599

48
26
76
72
98
83
77
Q
G

34,190 00
1 77

28, 090 00
5 23

42, 600 00
11 93

47, 702 00
17 71

53 5°0 30
70, 559 00

46, 961 98
67,997 00

54 396 53
63, 698 00

69,139 05
62,157 00

31, 891
10
10
60, 088
39,152

00
18
00
56
00

3,049 50
105 00

4,174 50

4, 727 50

4,727 50

4,727 50
140 00

802/998 01

857, 802 78

977, 936 59

1,032,433 53

1,045,761 53

09
93
86
06
60 j
55
73 i
*0
>

REPORT OV THE no\[PTT:OLT^1? OF THE CURRENCY.

CCXV

//;/ Plates mid reserve cttics- •Oo»itLni!r<i.
OREGON.
DECEMBER 24. I

Liabilities.

12 b a n k s .

!

$905, 000 00

Capital stock

MAKCIF 1.

JUNE 3.

It IKIMKS.

10 banks.

18 banks.

tf 1,078, 100 00

$1, 170,000 00

$1, 310, 000 00

$1. 320,000 00

AUGUST 27

OCTOBER 7.
18 b a n k s .

Surplus fund
Undivided profits....

Si, (500 00
088, 707 39 i

85, 700 00
0ti5, 233 15

*•!>. 200 00
729, 420 59

91,530 07
710.985 20

92. 036 07
748, 609 40

N;if'l ban!-: circulation
S*-"tc Vmk circul'it'on

370,035 00

3cv-8, 805 00

477, 360 00

472, 890 00

524, 580 00

2, 532, 595 92
' 282, 892
252, 330 40 :

27
' 2«';l! 152 56
217, 248 55

3,094, .109 70
329,511 44

100,851

02
224|350 20

Dividends i'"ipaid
Individual deposits. .
U. S. deposits
Dep'ts r.S.dis.ollicers

3, 758, 792
379, j<7;{

3,091,908 60
398. 830 2f>
1.00J 195 57

Due to national banks

199,447 45

232, 147 27

307, 476 90

345,917 10

359, 020 21

Due to Stilt ( banks...

109,981 20 :

238, 284 0 6

267,318 85

301. 207 97

278, 353 77

20 420 R0

B i l l s "t**5 v*il)1<*

5, 509, 070

Total

6, 133, 283

DAK
Capital stock

6 149 r i0

200 41
0, 025, 309 09

oT

7, 001, 612 81

7, 580, 349 37

A.

$2, 025, 450 00

$2, 790, 000 00

$2, 907, 100 00

$3,010,500 00

$3, 015, 500 00

Surplus fund
Undivided profits

500, 598 35
404, 755 34

525. 738 49
.19

13

521,210
209, 024 GS

521,210 35
341,310 47

Nat'l bank circulation
State bank circulation

091,710 00

715, 920 00

733, 020 00

775, 210 00

779.190 00

950 00

2, 015 00

250 00

7, 415 00

3, 294 81

3, 958, 097
123,842 06
49, 700

4,142,491
.121,447 Of)
39, 502

{,110,513 18
171,077. 64
30, 815 19

3, 928. r,JW 80
15)7, 031 50
23. 987 32

4, 585, 037 93
190, 088 09
13, 601 78

Dividends unpaid
Individual deposits ..
U. S. deposits
Dop'tsU.S.dis.otfieers
Due to national banks

47,128 39

57, 874 78

47, 988 73

Duo. to State banks..-

179, 872 31

139, 320 20

127, 343 26

118,805

01

188,796 57

Notes re-discounted. -

134", 42!) 2 3

273, 434 02

218, 809 6 5

281,402 3 3

192, 290 57

l>

Bills pa vable
Total

8,717,1015 22

9, 058, 4 10 51

57, 703 1 5 ;

10 0"3 " 5

5 000 Of)

9, 254, 057

00,464 11

I

15 0 9 3

!

9,201,513 05

9,907,013 93

0 banks.

13

6 banks.

IDAH o.
5 banks.

r banks.
>

0 banks.

$300,000 00

$300,000 00

$35',), 000 00

Surplus fund
Undivided profits

21,000 00
70, 764 51

21,000 00
55,4.15 61

21,000 (10 !
(57, 155 84 i

21,000 00 i
74,444 98

21,000 00
82, 880 61

Nat'l bank circulation
State bank oireulatior

59, 770 00

09, 000 00

88, 295 00 1

89,780 00 ;

93,300 00

Individual deposits ..
U. S. deposits
Dop'ts U.S.dis.oflicei>

377, 347 00

382, 309 88

419,038 05 I

Due to national banks

0, 009 47

2, 495 82-

1,088 56 i

Due to State banks... :

27,507 03

27, 491 47

31,359 14

857, 802 78 ;

977,930 5!)

Capital stock

i

$350,000 00

440,839 24

$350, 000 00

460, 094 17

!
3,817 88 :

1,703 60

52, 551 43 1

30,783 09

Notes re-discounted
Bills pavable

..

Total




8(52, 998 01

1,032.433 53

1,045,761 53

CCXVr

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1885, arranged
MONTANA.
DECEMBER 24.

Resources.

MAItCII 1.

JUN'E 3 .

15 b a n k s .

15 banks
$6,186,570 21

15 banks.
Loans and discounts. $5, 866, 809 04
439,350 00
Bonds for circulation Bonds for deposits...
200, 000 00
IT. S. bonds on hand
440, 120 72
Other stocks and b'ds
427.453 18
Due from res've ag'ts
406, 332 05
Due froinnat'l banks.
193,575 01
Due from State banks
299,917 5 5
*
Real estate, <e
fe
'96, 0l>2 43
Current expenses
52,602 13
Premiums paid
80, 785 81
Cash items
Clear'g-house exch'gs
80, 932 00
Bills of other banks..
039 41
Fractional currency Trade dollars. ..
6G0 805 w>
Specie 450, 073 00
Legal-tender notes ..
TL S. cert's of deposit.
19, 277 50
5 % fund with Treas.
3, 646 54
Due from U. S. Treas.
9, 718, 922 03
Total

$5, 660, 450 76
441,850 0 0
200, 000 00
513, 878
504, 595
407, 180
278, 888
330, 2(30
28, 203
51, 521
104,(9!)

443, 100 0 0
200, 000 00

71
44

445, 905
360, 460
377, 889
382, 065
326, 642
59, 040
51,003
110 006

56

91
83
10

76
35

71,500 00
42o 70

OCTOBER 7

AUGUST 2 7
-

98
59
24
91
MJ)
75
16

frt

103, 116 00
8 8 0 77

-

-

• - •

16 b a n k s .

16 b a n k s .

$6, 088, 818 41
455, 600 00
200, 000 00

$6,417,859 75
455, 600 0 0
200, 000 00

497, 778
636, 864
733, 564
431,451
331,641
22, 273
55, 200
198 ;J96

98
33
39
30
24
76
57

531,149
539, 583
737,284
428, 458
352, 496
45, 874
67, 748
125 072

71, 197
602
2
770 k:)O7
402! 101

00
54

flr>

87
99
01
38
90
63
62
70

00

164, 067 00
455 85
j 00
777 158 10
405,582 00

19,807 59
2,113 00

20, 399 00
5, 597 69

19, 899 00
7,597 69

10, 24.5, 560 32

10, 921, 715 91

11, 275, 889 49

620 54(5 8'-!
428. 928 00

789 077 ;'f>
380, 567 0 0

19, 835 50
856 79
9, 663, 083 24

00
0T

NEW MEXICO.
8 banks.

Loans and discounts $1, 540, 857 97
42a, 000 00
Bonds for circulation.
Bonds for deposits^..
210, 000 0 0
U. S. bonds on band..
75, 527 15
Other stocks and b'ds
201, 013 74
Due from res've ag'ts
520, 41M 19
Due from nafl banks.
63, 271 94
Due from State banks
164,806 77
Real estate, <fec
30, C76 89
Current expenses
8,138 0 8
Premiums paid
28, 607 25
Cash items
Clear'g-house exch'gs
31,478 00
Bills of other banks..
1,066 85
Fractional currency.
1 00
Trade dollars
146, 826
Specie
101,440 00
Legal-tender notes ..
TJ. S. cert's of deposit.
18, 602 00
5 % fund with Treas.
Due from U. S. Treas.
3, 567, 898 04
Total

8 banks.

8 banks.

8 banks.

$1, 605, 808 60
425, i)00 00
210,000 00

$1,584,2] 3 43
437, 500 00
2.10, 000 00

$1, 492. 918 44
450,000 00
2L0, 000 00

$1, 564,177 49
800, 000 00
210, 000 00

63,134 51
130,421. 23
412,041 75
56, (520 26
170, 579 09
24, 8i)l 18
8, 044 33
19,404 60

68, 2fi) 75
2f.'O, 81'6 77
.'512,118 11
49,819 87
16S, 007 67
36,182 02
7, 100 97
13 007

39, C,61 44
IHK), 9.57 52
352. 548 93
86, i2'.i 59
173, 286 83
15, 561 41
6, 538 68
14 '"93 11

39, 207
148, 786
377, 700
69,871
174, 903
26. 146
13,846

17, 118 66

21,613
1,073
1
124,717
77,120

00
71

9 banks.

24
82
87
48
54
75
71
39

41, 236 00
904 03

61, 055 00
777 62

00

131 875 45
85, <J19 00

161 03845
96^ 061 0 0

18,612 00
4, 840 00

19, 686 5 0
1, 520 0 0

18, 606 50
400 00

12, 696 50
3,500 00

3,392,151 33

3, 332, 877 0 6

3,329,210 93

3, 270, 994 86

1,139 62
1 00
157, 391 16
67, 104 00

00
'{(I

UTAH.
6 banks.

Loans and discounts
Bonds for circulation.
Bonds for deposits...
L S bonds on hand
J
Other stocks and b'ds
Due from res've ag'ts Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Trade dollars
Specie
Legal-tender notes ..
TJ. 3. cert's of deposit.
5 % fund with Treas.
Due from TJ. S. Treas.
Total

6 banks.

$1,429, 587 10
437, 500 00
100, 000 00
14,000 00
312,811 10
95, 756 75
215, 201 24
150, 360 19
111,214 24
19, 076 28
30,437 98
7, 904 27

$1,398,143
437, 500
100, 000
14, 000
313, 026
139,416
246, 231
126,947
123,643
14, 378
22, 937
7,638

30, 620 00
44 86

19, 021
230
8
362,185
52, 468

334, 399 90
42, 055 00

7 banks.

6 banks.

7 banks.

$1,694,393 22
437, 500 00
100,000 00

$1,733,912 25
400, 000 00
100,000 00

00
96
56
17
01
40
98
30

244, 527
145,794
114,268
78, 546
123, 723
16, 842
44, 495
7,402

27
63
70
00
91
28
48
71

204, 944
279, 808
383, 077
86, 494
124,905
19, 360
52, 885
7,798

17
79
08
88
33
35
57

00
30

18,144
337
10
298, 524
27,083

00
14

30, 893
515
15
307, 341
37,172

00
74
00
10
00

23
00
00

400, 000 00
100, 000 00

00

00

15
00

00

15
0U

0 0

19, 687 50

18,497 50

19, 687 50

17,437 50

3, 350, 656 41

3, 396, 272 56

3, 371, 279 99

3, 786, 561 09




$1, 820, 584 96

204, 376 07
154, 786 85
311,973 73
134,753 85
124,921 93
28, 249 13
52, 385 57
6 461 40
24,180 00
75 56
15 00
375 188 05
36, 336 00
17, 999 50
3,792 257 60

REPORT OF THE COMPTROLLER OF THE CURRENCY
by States and reserve cities—Continued.
MONTANA
| DECEMBER 24. i

Liabilities.

MARCH 1.

JUSB 3.

I

15 banks.

15 b a n k s .

Capital stock . . .
Surplus fund
j
Undivided profits i
Natl bank circulationState bank circulation |.

15 banks.

'

$1, 810, 000 00 ' $1, 810, 000 00

Dividends unpaid
Individual deposits...
U. S. deposits .'
Dep'ts U.S.dis. officers

298, 000 00
825,551 27 ;

31)0,420 00

319, 420 00 :
700, 322 6- i
!
300,820 00 '

1 OCTOBER 7.
.
_
16 b a n k s .
$1, 863, 500 00

333,125 00 !
fci'0, 53(i 80

333,125 00
803, 307 95

380, 330 00

309, 500 00

I
5, 729, 406 81
90,150 07
81, 908 82

5,841,522 56
79, 570 25
92,776 17

6, 277, 988 25 i
79, 957 48 !
80,387 62 |

246, 676 42

279, JO 91
JU

277,429 77 \

90, 503 54

50,169 63

100,812 11

154, 313 75

122, 964 41

97, 928 47

Due to State banks...
Bills payable
Total

j

-I-

Due to national banks
Notes re-discounted..

|

16 banks.

1151,821,500 00 | $1, 847, 500 00 I

819, 300 00
676, 459 111

302,180 00

AUGUST 27.
I

I
22'8 35 I
9, 718, 922 03

9, 663, 083 24

6,703,765 17
104, 572 32

6. 079,137 03
92, 187 85
76, .103 74

65,016 77

•189, 233 05

503, 216 46

77,550 57

107, 850 91

72,080 50

46, c()2 48

10, 245, 566 32 ! 10, 921, 715 91 j

11,275, 880 49

NEW MEXICO.
8 banks.

Capital stock
j
Surplus fund
!
Undivided profits !
J i at/1 bank circulation!
K
State bank circulation | -

8 banks.

8 hanks.

$700, 000 00 '

$750, 000 00 j

j

8 banks.

•

0 banks.

$800, G O 00
O

$825, 000 00

163,226 46 j
64,182 01 |

163, 226 46 .
53,450 40

169, 126 4,(5 j
70,700 14 ;

168,171 46
43,437 10

161108 81
52, 5liO 88

380,270 00 |

Dividends unpaid
Individual deposits. -.
U. S. deposits
Dep'ts U.S.dis.oflicers
Due to national banks
Due to State banks...
Xotes re-discounted..
Bills payable..
Total

j

$700, 000 00 !

380,400 00 ;

301,270 00 j

302, 880 00

252,080 00

240 00

820 00

1,500 00

1, 380, 347 02 : 1,478,542 82
144, 640 95 !
132,036 42
52, 096 50 •
61,033 51

80 00

1,538,717 08
137.465 54
40,881 15

448 00

1, 748, 912 27 ' 1,633,288 81
112, 940 73
122,621 27
82, 633 81
80, 507 01

141, 606 IS I

101,096 53

150,812 26

152, 435 78

82, 250 10 |

95,120 01

68,217 36

40, 520 83

41,184 69 !

235,121 69

76,212 46 ;

23, 360 00

64,733 89

3,3:9,210 93

3, 270, 094 86

i
58, 817 33

5, 000 00
3, 567, 898 04

... j
...
3,392,151. 33 |

4, 000 00 '
3,~332, 8 7 7 06"i

UTAH.
6 banks.

6 banks.

6 brinks.

$800, 000 00

$800, 000 00

$800, 000 00

274, 500 00
94,195 67

289, 500 00
66,466 08

289,ttH)00

302 r>00 00
1] 4,37(5 89

302, 750 00
130. 578 13

320, 560 00

Capital stock
Surplus fund
Undivided profits
Xat'l bank circulation
State bank circulation!

312, 030 00 |

318,120 ou .
;

206, 230 00

303,110 00

Dividends unpaid
In dividual deposits. -.
U S deposits
Dep'ts U.S.dis.onicers

661 00

1, 821 00

1,400 00

1, 754, 292 55
26,115 80
47,834 17

1, 765, 648 85
9, 209 78
47, 864 00

1, 704, 437 lit
7 5, 707 50
15, 505 10

Due to national banks

16, 477 47

33, 209 17

Due to State banks...

16,019 75

69, 622 78

3, 350, 656 41

3, 396, 272 56

I

7 banks.

7 banks.
$832,990 00

$837,175 00

2, 029 00

-. 274 00

2. 068. <")(/.") (',;»
43,340 70 '
53, 075 75 ;

2, 048. 151 5 7
41, 435 42
40, 730 73

31, 885 38

30, 087 13 j

50, 466 97

18,411 04

34, 316 03 !

11, 579 78

3, 371, 279 99

3, 786, 561 09 |

Xotes re-discounted..
i

Total




3, 702, 257 60

(.•TXVIIJ

REPORT OV T U E COMVTU.OXJAVl

OV TFITO CURRENCY.

Abstracts of reports since October .1, 1885, arranged
WASHINGTON.
j l)ECE.\;i'.EK 24. I

MALIC El 1.

'

JUNE 3.

AUc.rsT27.

I

17 b a n k s .

.

17 l ^ u k s .

18h:;nks.

OCTOUKU 7.

Resources.
10 b a n k s .

Loans and discounts. | $2,030,570 12 $2, 101, 076 88 . $2, 2i>3, 037 71
r.ondsforeireulntion. 1
430,000 00
442, ";00 00
300, Ouo 00
I>onds for de-posits . J
l r . S.bonds oil h a n d , .j
',
- 5", 000 00
()ther stocks and b'ds80,410 51
70, 907 11 ;
102,028 8!
Due from res'veati'ts i
1.85,728 3::
133,873 11
208,<iS--08
I ' u e f r o m n a t ' l banks
119, 7S3 MI
1.27, 10] O
S
*_'7T, 30-1- 10
i )ne from State l»anks
57, 151 82
H'4,000 38
.-<». !)TH 21
Real estate, &c
151, 50135
157, S s 7f
Ko
.163,022 74
Cunviitexpo-nscH.--.
33,358 21
21,8i(i70
4:i f :i7:iSl
Premiums paid
02, s>100
(i3,00S2l.
63,233 22
Cash items
22,(390 30
2i,9'»7 30
18,200 54
23, 077 00
102 42

Bills of other banks ^.
1'Va.ctional eurrencv
T r a d e dollars

Specie
,
Leual-tend(r notes ..

307,007 07
15,720 00

of dope
i. S . (
"
5 ° 6 fund withTreas. 1
Due iVomU. S. Treas.'
Total

i

]8,4".O 00
709 00
3,630,176 83

17,501 00
185 54
313,430 00
23, 071 00
19,372 00 .
540 00
3,715,71.0 80

18 b a n k s .
$2,435,074 05 :
402, 500 00 :

#.i,4-24. 074 29
4:<2, 500 00

33, 7'..'{ 00
141 13
2 00
342,340 25
18,575 00
10,079 50
510 00

51). Oi'O 00 ,
1 :;:<,(>;<8 22 •
278,505 41
2i),5i0 0 0 :
(U,285()3
.171, 107 00
14,570 47 :
00,510 80
12,010 03

50.000 00
130,378 42
239,04139
280, 7(>8 30
174,955 91
150, 013 00
28,103 52
71,178 5-;
26,091 46 |
28, 014
210
2
381, GJj:{
10, 024

23,052 00 •
•

2.10 79
300,359 90
23, 703 00
18, 111 50
1,550 (10 ":

4, 100,578 70 < 4,200,209 24

00
03
00
'...'
25
00

18,111 50
1,350 00
4,457,75153

WYOMIN G.
!

5 banks.

Loans and discounts. $2,070,840 18
Bonds for circulation
155,000 00
Bonds for deposits
U. S. bonds on hand
Other stocks and b'dsj
54, 700 60
Due from res've a^'tsj
243, 780 87
Due from nat'l banks.
129, 121 44
Due from Sta to banks
7, 547 43
Real estate, Sec
. 38,750 04
Current expenses
40,011 43
Premiums paid
10, 300 25
Cash items
14,403 36
Clear'ii'-housoexch'gs
Bills of other banks 29, 708 00
.Fractional currency.
213 16
Trade dollars
"..
8 00
43, 645 40
Specie
55,445 00
Le^.al-tender noies . .
U.S. cert's of d» posit.
6,975 00
5 % fund w i t h T r e a s .
530 00
Due from. U. S. Treas.
Total

3,116, 013 10 I




6 banks.

6 banks.

6 banks.

|

$1,895,1(55 37 | $2,087,075 91 ! $2,253,062 95
180,000 00 j
180,000 00 ;
180,000 00
62,465 20
242, 876 04
212,880 G9
21,803 19
BO, 274 09
13, 8!W 02
10,034 94
10,304 88
39, 225 00 I
204 44 ;
259, 344 25
77,7:54 00

00, 202 83 :
197,417 07
220, 70;j 77
.17,720 02 '•
40, 320 44
28, 500 88

97,313
184,715
287, 110
5,920

77
19
00
49

6 banks.
$2, 334, 925 77 !
180,000 00 I

I
'
j
j

4o. 407 30 j

9, 515 32

2li 401 55 !
18, 008 70 !
13, 040 49 I

30,407 00
317 19

28, 255 00 1
90 44 ;

279,39:; 7;1 !
67, 852 00 i

300, 114 04 i
48, 283 00 !

18, o:;o 10

8,100 00
10 00

8, 100 00 i
1,000 00 j.

3, 088, 322 01 |

3, 256, 330 88 j

8, LOO 00 I
3, 486, 501 73 |

98, 290 79
136,701 39
150, 022 59
5,946 14 I
40, 580 75 j
31,471 78
18, 070 86
19,254 67
23, 024 00
99 03
295,407 12 I
55, 095 00
8,100 00
3, 398, 249 89

RKVORT ny I'
by Stairs' and rwrce

J.V'7

;»'•

T\)V.

<'ri*I-M\XV

(VXIX

citim—r*mf\W\VM\.
W A 3 H I N G TOM.
.MAKCil I.

Liabilities.

,U;M:
1 7

:;.

oCTOHKU 7.
18ba-;ks.

18 bankH.

!»::•;!;••*.

" * l . r , - o . >-.;•..

Surplus finm
Undivided ).n>iits . .
Xat'l bank circulation 1
Statebank circulation 1

:•'!, !22, 5' 0 00
i"r.\, 2 1 2 :;:.:
:!<;«fi4:'.!3 o n

4:'-8. :::;."• 2;>

•l<o, 7:!i? 117

155,450
405, (j:U 07

38^,235 {,i.

W.V.K 7 7 ; J On

337:')7-.

i()

348, 200 00

210

3 M , 950

Dividends unpaid . . |
Individual deposit s ;
:
U. S. deposits Dcp"t.s[i.S.diH.<>ui«'f'Tsi

00
21

Capital stock

4liM

(50

(••»

!, :>7«\ )X."i 27

.i()

3!0 00

.. V J J .-.»•) ...»

:»3\!

•

1, 552, 009

$J, 115, 000 00

. ; ? ! . ( ! . 0 . .H u «!(!

2. 287, 248 88

Due to national banks.

41, 8!»2 95 !

44, 270 «::'.

50, 34.; 57

75,(1.17 54

70, 503 33

Due. to State banks... i

48. (132 50 :

58.32i; IS

48,734 23

75, !27 94

09, 404 89

Xotes re-diseount(vd.
s payable
Total...

8, (530,17« 83

!

3, 715, 710 cJO I

4,100, 578 7o

4, :^H:, 201) 1 M

4,457 751 5'?

WYOMING-.
I
j

Capital stock

5 banks.

,

$800, (J0^ 00
$800,HUH 00

0 banks.

•

$iK)0, 000 00
$'000,000 00

Surplus fund
Undivided p r o f i t s . . . . |

143,000 00
196,19(5 20

102,500 00
112,848 80 ;

Kat'l bank circulation'
State bank circulation!

130,000 00 :
:

100,700 00

Dividends unpaid . . . j

;

Due to national banks;

25, 058 94 |

IIL 102 00 .

:

12,402 50 ':

8,173 04 i

Total .

1 (!6, 500 00
19:<, 103 79

!0u, 200 00

157,730 00

1(30,460 00

1,749,113 71

3u() 00 ;

300 00

1,900,007 93 :

1, 7G8,104 78

6t), 228 SO ,

75, 2 » 33
<4

08, 088 24

20,134 4 1

67,622 70

02,155 21

70, 000 00 •

Notes re-discounted —
35ills payable

$000, 000 00

10(5, 500 00
104, f<L»:i 02 I

,
1,030,998 17 ;

Due to State banks . .

fi b a n k s .

102,500 00
158, 519 i0 ,

|
1,799,455 52

(5 batiks.

$'30\i, iluc 00 $'.}Ql), 000 00 :

;

!

Individual deposits. J
IT. S. deposits .
De p' t s u . S. di s. officers •.

0 banks.

39, 551 00 I

53, 053 75 i

79, 477 87

3,088.322 01 i

3,250,336 88 ;

!.
.1

3,110,013 16 i




3,480,501 73

3, 398, 249 89

Page.
INTRODUCTION
Requirements of section 333 of t h e Revised Statutes of t h e United States in detail as
to Comptroller's report
SUMMARY OF THE STATE AND CONDITION' O F EVERY ASSOCIATION FROM WHICH REPORTS HAVE
BEEN RECEIVED THE PRECEDING YEAR, AT THE SEVERAL DATES TO WHICH SUCH REPORTS
REFER
A STATEJFENT OF THE ASSOCIATIONS WHOSE BUSINESS HAS BEEN CLOSED DURING THE YEAR,
WITH THE AMOUNT OF THEIR CIRCULATION REDEEMED AND THE AMOUNT OUTSTANDING
SUGGESTIONS AS TO AMENDMENTS TO THE LAWS BY WHICH IT IS THOUGHT THE SYSTEM MAY
BKTMl'ItOVED
Respecting the limitation p u t upon national banks as to their dealings in real estate
and mortgages
Board of directors should consist of five members besides officers of the bank
Exemption from further liability of the shareholders of national banks on certain con-

Ill

ditions
Security for circulation must be registered United States bonds, bearing interest
Larger proportion of reserve to be kept on hand nearer the location of the bank
Reserve on Government deposits
Suggestion as to the one-tenth limit placed on loans to any person, company, corporation, or firm, as prescribed by section 5200, Revised Statutes of the United States . . .
Specialization of the business of the national banks
Limit of loan to ten per cent, of capital to one party to be computed upon capital and
whatever surplus may be held in excess of the legal requirement
Penalty for exceeding this limit
Penalty prescribed by section 5209 of the Revised Statutes of the United States to be
extended
Legislation to protect national banks against unequal State taxation
Compensation for examination of national banks to be in proportion to aggregate investments rather than to the amount of capital
Appropriation for payment of supervising examiners
Oaths of ofiicers ai.d directors
Officer authorized to execute certificates required by law in the absence of cashier
Rights of shareholders desiring to withdraw from national banks extending their corporate existence
Apparent violation of section 5243 of the Revised Statutes as to the use of the word
" national "
Bond required by charter of the National Savings Bunk of the District of Columbia...

VI
VI
VI
VII

LEGAL DECISIONS

Ill

IV
V
YI
VI
VI

VII
VII
VII
VIII
VTTT
VIII
VIII
VIII
VIII
VIII
IX
JX
IX
X

Reference to digest of national-bank cases in Appendix
Quasi-judicial functions imposed upon the Comptroller

X
X

STATE BANKS, SAVINGS BANKS, LOAN AND TRUST COMPANIES

XI

Resources, liabilities, and condition of such banks, from information received from
official sources
Comparison of official and unofficial information as to State banks, loan and trust companies, and savings banks
PRIVATE BANKS AND BANKERS

XII
XIII

Returns an unofficially reported by private bankers and banking
firms
Number of private banks, aggregate amount of capital, deposits, and investments in
United States bonds for six months ending May 1, 1882
NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE OF THE COMPTROLLER OF THE CURRENCY
,




XI

CCXXl

XIII
XIII
XIV

CCXXII

INDEX.

EXPENSES OF TUB OFFICE OP THE COMPTROLLER OF THE CUKRENCY

Contingent expenses
BANKS ORGANIZED DURING THE YEAR, u r GEOGRAPHICAL DIVISIONS

d u m b e r of banks, capital, bonds, and circulation

XV

XV
XVI

XVI

STATEMENT OF BANKS FAILED DURING THE YEAR, DATES OF ORGANIZATION, FAILURE, AP-

POINTMENT OF RECEIVER. A D CONDITION ACCORDING TO LAST REPORT
N
Causes of failure
!
ORGANIZATION, CIRCULATION, AND DISSOLUTION

Requirement as to deposit of United States registered "bonds, bearing interest.
Conversion of State banks i nto national banking associations
Contention as to title " First National Dank "
_.'.
Rules of 1 he olliee governing application for such title
CONVERTED AND OUJ.G FNAL BANKS

Number of State banks converted, original capital, j)resent capital and surplus, such
as have gone into voluntary liquidation and such as have become insolvent
National banks of primary organization, capital, present capital and surplus, such as
have gone into voluntary liquidation and such as have become insolvent
EXTENSION OF THE CORPORATE KXISTENCE OF NATIONAL BANKS

Number of banks organized under national-currency act of February 25, 1863
Number of banks organi zed under act of J'une 3, 1 HGi
Dates at which surviving banks will reach the term of their corporate existence
Number of banks extended under the act of July 12, 1882
Number of banks whoso corporate existence terminated during the year ending November 1, 1880
Deposit of lawful money by banks whose corporate existence expired February 25,
1883
.'...'.
Number and capital of national banks the corporate existence of which was extended
prior to November 1,188G
Number of national banks whose corporate existence will expire during the year 1887..
REAPPRAISAL OF NATIONAL-HANK, SHARES

Appeals by shareholders, under section 5 of the act of July 12, 1882
NATIONAL BANK SHAREHOLDERS

Distribution of national-bank shares by States and geographical divisions, and comparison between the years 187G and 1880
Tables of same
CIRCULATING NOTES

Minimum deposit of bond.* required by the national banks in operation October 7,1886..
Classification of banks as to capital and circulation
Comparison of banks organized during the past four years as to capital stock, bonds
deposited, and circulation issued
Percentage of bonds deposited over miuunum requi red

XVII
XVII
XVIII

XVIII
XVIII
XVIII
XIX
XIX

XX
XXI
XXII

XXII
XXII
XXII
XXII
XXII
XXIII
XXIII
XXIV
XXIV

XXIV
XXtV

XXV
XXVI
XXX

XXX
XXX
XXX
XXXI

INTEREST-BEARING FUNDKD DEBT OF THE TT.MTT.D STATES, AND AMOUNT HELD BY NATIONAL

BANKS
Comparison of tho interest-bearing debt of the United States in 1865 aud 188G
Changes in tho bonded debt of the United States
Amount of United States interest-beariu'.!; bonds called during the year ending November 1, 1886, and amount redeemed
Changes in the amount of bonds held by the. national banks iti 1 ( ( and 188(5
8>>
Amount in classes of the United States bonds owned by the national banks during the
period between July 1, ISO 5, and November 1, 188o
SECURITY FOR CIRCULATING NOTES

XXXI
XXXI
XXXII
XXXII
XXXII
XXXIII
XXXIII

Authorizing act, of each class of bonds held as security for circulation.
XXXIII
Average rate of interest now received by the nat imal banks on bond investments
XXXIII
Decrease of bonds deposited as security for rircultit ing notes aud changes in the
class of bonus during tho past year.
.,
XXXIV
Decrease of national bank circulation during tho years ending November J, 1884, November 1, 1885, and November 1. 18SG.
XXXIV
Comparison by geographical divisions of the number and capital of national banks
organized during [lie past live years
XXXV
Increase of national-bank capital and decrease of circulation
XXXVI
BANKS WITHOUT CIRCULATION
DISSOLUTION

Whole number of na! ional banks organized since, the, establishment of the system
Number which have gone into voluntary liquidation for the purpose of winding up
their affairs
,




XXXVI
XXXVI

XXXVI
XXXVI

INDEX.

OCXXIII

DISSOLUTION—-Continued.
Page.
'Xumbor which have y;ouo into voluntary liquidation for the purpose of reoi .muriz.itiou.
XXXVI
Number winch went into liquidation upon expiration of elurter
.
XXXVI
Number which iiave been pLu-eil in t lie hands of receivers
XXXVI
Number of nation;:! hanks whoso corporate existence- expire*] during the year en-1 in,1..;'
November 1, lSvSf.
XXXVI
Number of naf ion.; I banks extended (In rin:; the year ending Xovetnbor 1, 1886
XXXVI
Insolvent Tuuiniuil banks closed during the yt-:n\ and p e r c u t a u e of dividends paid to
creditors
.'
XXXVII
Condition of mti«;**il baul;s which 'nave been virtually closed except for pending litigation
XXXVII
Dividends paid to the creditors of insolvent national hunks during the year ending November !, 1880
.'
XXXVIII
Percentage of national bunks organized which have become insolvent
XXXVIII
Number of insolvent banks whose affairs ar.- si ill in process of settlement.. - XXXIX
Total amount paid to creditors of insolvent national blinks, amount paul during the
year, amount of collections from stockholders upon assessments, and amount collected during the yenr
•
XXXIX
IsSUKrf AM) ltKDKMP'l IONS
Number and amount oi' national-bank notes of each denomination issued and redeemed
since the organization of the system, and number and amount outstanding November
1, 188G . . /.'.
Explanation of the term "'additional circulation "
Additional circulation issued during the year, total amount issued since J u n e -0, 1874.
the amount of circulation rel ired during; the year, and total amount retired since J a n e
20,187-4
Total amount of currency issued by Comptroller during the yea:1
EEDKML'TION

DURATION OF NATIONAL-BANK CI UCULAT.ION - -

XL
XLI

XLI
XLI
XLI
XLII

XLII
XLIII
XLIII

A vera<ie life- of the di-iereui, denominations of national-bank notes
ltEPOUTS OV CONDITION V.X TIIK NATIONAL BANKS .
Duties of national-bank examiners and of clerks employed in I he Comptroller's Office.
Al'.STRACL' OF RESOURCES AND LlAUILITIKS OF ALL Tl\ll NATIONAL iIANK;s O OCTOI'.Kli 7, 1SSC)..
X
Ileports received at iive d.at\.s during each year ,
DlAGitAM . .
Snnnuary ofdL-ijiram ac(5ompanyii)i>1 fho repoit, :-.lioM*in.'2 in compendious form the- most
important- lilies
LOANS.

XL I I I
LI IE
L1V
LI V
LIV
LI V
LIV
LV

('.lassiiicat ion of loans of the national banks of the clt y of New Vork, resei'\e cities and
country, and comparison at nearly the same dates in each of the, last three years
< Massiiication of the loans of nuli-jna! banks in New York City for the h u t live years . .
Twenty-five States having the largest amount of nat i.onal-bank capita!, together with
;).uiount of circnhit.ion, 1O;.LIIS and disct)unts, and individual de-posits, on October 7,188(>.
.Ul«EltVi5
Classiiication of reserve held by national hanks in New York City, lit other reserve
cities, and by other banks, in October of each year from 187(5 to Ib8(i
Percentiiire of reserve in New York City compared with other reserve cities and country banks
,.

Members of t h e New York Clearing-House
Comparative- statemen* of the transactions of f ho New Y'ork Oleamiji-ltouse for the.
years cii«!iu;i- October J, 1W;">, niu\ October 1, I Mi
Comparison •>}' ilje kinds of money and amount, of eaeli kind used in payment of b:ilances during; the ycjirs eiidin:^ OMober I, 188^, and OcLober 1, H 8 o . . . .




XXXIX
XXXIX

XLI

Amount of national-bank notes received for redemption at Treasury from June 2U, 1874,
to Xovember 1, 1880
Amount of national-bank notes iit for circulation received for redemption but returned
to the banks of issue during the year
Deposit of lawful, money to retire circulation of national banks whose corporate existence has been extended
Amount of lawful money in hands of Treasurer for redemption of national-bank notes
on Xovember 1, 1880
Xatio;ial-b;'nk noies received monthly for redemption by the Comptroller of the Currency during the year ending October ol, 1880, and amount received during the sumo
period at redemption agency
National-bank notes received by Comptroller and destroyed yearly since the establishment of the system
,.
.:

TRANSACTIONS OF THK N E W Y O R K CLEARI.V.;-HOI'S,I<;

XXXIX

LV
LVT
LVI
LVII
LV'i I
LVIJJL
LYII.I

LV.ITI"
LVII I
LV11.L

INDEX.

CCXXIV

TRANSACTIONS OF THE N E W YORK CLEARING-HOUSH—Continued.

Comparative statement of the transactions of the New York Clearing-House for thirtythree years
Clearing-house transactions of the Assistant Treasurer of the United States at New
York for the year ending October 1,1886
Comparative statement of the exchanges of the clearing-houses of the United States
for October, 1885, and October, 1886
Comparative statement of the cleai ing-houses of the United States for weeks ending
October 31, 1885, and October 30, 1886
,
Movement of the reserve of the national banks in New York City during October for
the last ten years
Comparison of the transactions of the clearing-houses of the United States for the
years ending October 1,1S85, and October 1,1886, as indicated by increase or decrease
in the exchanges and balancesPercentage of exchanges and balances in New York City
Comparative statement of settlements of clearing-houses of the world
TAXES UPON NATIONAL BANKS .'.

Detailed statement showing amount of tax, and fur what purpose
Taxes and assessments collected during the fiscal year ending July 1, 1886
Amount of tax collected on circulation, deposits, and capital from 1864 to 1886
Taxes upon circulation, deposits, and capital of banks other than national up to November 1, 1882, the date upon which tbo taxation of capital and deposits ceased
STATE TAXATION OF NATIONAL BANKS

Friction arising out of mode of assessing and collecting taxes on national-bank shares.
Protection of national banks from discriminative taxation
Litigation in reference to such taxation
CONCLUSION

Page.

LIX
LIX
LX
LXI
LXII

LXIII
LXIH
LXIV
LXIV

LXIV
LXIV
LXV
LXV
LXVI

LXVI
LXVI
LXVI
LXVI

Origin and history of the national banking system
Financial prospects of tho country, and payment of the funded debt
Prospective scarcity in United States bonds available to national banks as a basis for
their corporate existence
The national banks as promoters of the general welfare of the community
Whether the present national banking system should be preserved
Preservation of the national banking system as one purely of deposit and discount. . .
Objections to the present national-bank currency
"What has been said in answer to these objections

LXVI
LXVI
LXVII
LXVII
LXVII
LXVIII
LXVIII
LXVIII

TABLES CONTAINED IN THE APPENDIX.
National-bank and legal-tender notes outstanding on various dates up to November 1,1886,
and the increase or decrease in each
Xumber of banks organized and in operation, with their capital, bonds on deposit, and
circulation issued, redeemed, and outstanding on November 1, 1886
Number and denominations of national-bank notes issued and redeemed, and the number
of each denomination outstanding on November 1 in each year from 1S74 to 1886
National-bank currency issued, redeemed, and outstanding for the year ending October 31,
1886
1
Number of banks in each State, Territory, and reserve city with capital of $150,000 and
under, those with capital exceeding $150,000, and amount of bonds deposited to secure
circulation on October 7, 1 S
SG
Number of banks in each State, Territory, and reserve city, with their capital, minimum
amount of bonds required by law, bonds actually held, and circulation outstanding
thereon, October 7, 1886
Increase and decrease of national-bank circulation from November 1,1882, to October 31,
1880, with yearly incr'.\".so and decrease since January 14, 1875
Number of banks in operation, aggregate capital, figgre^ate amount of bonds on deposit
to secure circulation, amount of circulation issuable thereon, amount actually issued,
maximum circulation obtainable, bonds required to be deposited for such maximum,
minimum of bonds required at each period, and maximum amount of circulation obtainable thereon, from 1866 to 1SS6
Additional national-bank circulation issued, amount of lawful money deposited in the
United States Treasury to retire .such circulation, from June 20, 1S74, to November 1,
18S6, with the amount remaining on deposit at. the latter date.
National banks that havo gone inio voluntary liquidation under the provisions of sections
5220 and 5221 of the Revised Statutes of the. United States, with the dates of liquidation,
amount of their capital, circulation issued and retired, and circulation outstanding November 1, 188G




XCV
XCVI
XCVII
XCVIII

XCIX

CI
CHI

CIV

CVJI

CVI.H

INDEX.

CCXXV

Page.
Hational banks that have gone into voluntary liquidation under sections 5220 and 5221 of
the Revised Statutes of the United States, for the purpose of organizing new associations, with date of liquidation, amount of capital, circulation issued, redeemed, and outstanding on November I, 1886
CXVI
National banks in liquidation under section 7 of the act of July 12, 1882, with date of expiration of charter, circulation issued, retired, and outstanding November 1,1886
CXVHL
Hational banks in liquidation under section 7 of the act of July 12, 1882, with date of expiration of charter, amount of circulation issued, retired, and outstanding, succeeded by
associations with the same or different titles, November 1, 1886
CXIX
National banks that have been placed in the hands of receivers, their capital, circulation
issued, lawful money deposited to redeem circulation, amount redeemed, and amount
outstanding on November 1, 1886
CXX
Insolvent national banks, date of appointment of receivers, amount of capital stock,
claims proved, and rate of dividends paid to creditors
CXXII
Insolvent national banks, with dates of failure, causes of failure, amount of nominal
assets, amount collected, claims proved, dividends paid, and dates of closing
CXXV
Classification of the loans and discounts of the national banks in New York City, other
reserve cities, and in the States and Territories on October 7, 1886
CXXX
Liabilities of the national banks, the reserve required and held at three dates in the years
from 1883 to 1886 ..
CXXXI
Abstract of reports of dividends and earnings of national banks in the United States, from
September 1, 1885, to March 1, 1886
CXXXH
Abstract of reports of dividends and earnings of national banks in the United States, from
March 1, 1886, to September 1, 1886
CXXXYI
Dividends and earnings of national banks, arranged by geographical divisions, for semiannual periods, from September 1, 1877, to September 1, 1886
CXL
Ratios to capital and to capital and surplus of the dividends and earnings of national banks,
from March 1, 1882, to September 1, 1886
CXLII
State of the lawful money reserve of the national banks, as shown by their reports, from
October 1, 1880, to October 7, 1886
CXLIV
Lawful money reserve of the national banks, as shown by the reports of their condition
at the close of business on October 7, 1886
CXLVI
Average weekly deposits, circulation, and reserve of the national banks of New York
City, as reported to the New York Clearing-House, for the months given, in the years
from 1880 to 1886
CXL VIII
Clearings and balanees of the banks of New York City for the weeks ending at the dates
given
CXLIX
Resources and liabilities of State banks at various dates
CL
Resources and liabilities of savings banks organized under State laws at various dates
CLII
Resources and liabilities of trust and loan companies at various dates
CLIII
Resources and liabilities of trust and loan companies in New York State.
CLIV
Resources and liabilities of State banks and trust companies, by geographical divisions..
CLIV
Aggregate resources and liabilities of State banks from 1882 to 1886
CLV
Similar exhibit for savings banks
CLV
Aggregate deposits of savings banks, with the number of their depositors, and the average
amount due to each in 1885 and 1886
CLVt
Aggregate resources and liabilities of trust and loan companies from 1882 to 1886
CLVI
Condition of the National Savings Bank of th« District of Columbia at the close of business on the 7th day of October, 1886
CLVII
Aggregate resources and liabilities of the national banks for each year from Ootober, 1863,
to October, 1886.....
CLIX
Summary of state and condition of the national banks on December 24,1885, March 1, June
3, August 27, and October 7,1886
CLXXVH
List of States, Territories, and reserve cities
CCXXVII
Report of the condition of each national bank on October 7,1886
1
Index to towns
967

H. Ex. 3




15

LIST OF STATES, TERRITORIES, AND RESERVE CITIES.
STATES AND TERRITORIES..
States and Territories.

Abstract. Reports.
Page.

Alabama
Arkansas
California
Colorado
Connecticut
Dakota
Delaware
District of Columbia.
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
......
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi

cxcrv
cxcvm
ccxn
ccx
CLXXXII
CCXIV
CLXXXVI
CLXXXVTH
CXCIV
CXCII

ccxrv
ecu
ecu
CCVI

ccx
cxcvm
CXCVI

Page.
483
518
913
903
166
927
423
444
480
474
945
655
624
764
840
520
490

CLXXVIII
CLXXXVIII
CLXXX
CC1V

cevm
CXCIV

*

Abstract. Reports.
Page.

Albany
Baltimore..
Boston
Chicago
Cincinnati .
Cleveland..
Detroit . . . .
Louisville..




CLXXXIV
CLXXXVIII
CLXXX
CCIV

cc
ecu
CCIV

cxcvm

Page.
194
429
65
663
565
571
718
530

Abstract. Reports.
Page.

Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina .
Ohio
Oregon
Pennsylvania...
Khode Island ...
South Carolina..
Tennessee
Texas
Utah
Vermont
3
!
Virginia
429 j i
Washington
61
West Virginia..
711
Wisconsin
807 j
Wyoming
,
487 •

RESERVE
Cities.

States and Territories.

Page,

CCVIII

ccxvi
ccx
ccxn

947
873
912

CLXXVIII

27

CLXXXIV

300

CCXVI

953

CLXXXII

194

CXCII

462

cc
ccxrv

921

CLXXXIV

325

554

CLXXX

145

CXCII

468

cc

543

CXCVI

493

CCXVI

956

CLXXVIII

44

exc

447

CCXVIII

959

exc

455

CCVI

747

ccxvm

965

CITIES.
Cities.

Abstract. Reports.
Page.

Milwaukee
New Orleans...
New York
Philadelphia...
Pittsburgh
San Francisco .
St. Louis
Washington ...

CCVI
CXCVI
CLXXXII
CLXXXVI
CLXXXVI
CCXII
CCVIII

exc

Page.
756
490
248
376
390
918
837
444

NOTE.—For index of towns, see end of volume.
CCXXVII

REPORTS OF THE CONDITION

THE NATIONAL BANKS
CLOSE OK BUSINESS ON THURSDAY, OCTOBER 7, 1886.

H. Ex. 3




1

REPORTS

THE

OF

THE

CONDITION

NATIONAL BANKS
AT THE

CLOSE O F BUSINESS ON TIUTKNDAY, OCTOBER 7, I860.

MAINE,
First National Bank, Auburn.
JEREMIAH DINGLEY, Jr., President.

No. 154.

Resources.

$256,701 24 :
Loans and discounts .
Overdrafts
"150,000 00 !i
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages. j
Dae from approved reserve agents.!
10,921 33
Duo from other banks and bankers.!
IJeal estate, furniture, and fixtures i
2. Gi 07
iG
Current expenses and taxes paid . . . I
1,4(!8 Id
Premiums paid
,
..
:
Checks and other cash items
858 44
!
Exchanges for clearing-house
Bills of other banks ..'."
....'
2, 400 00
V ructional currency
24, 06
Trade dollars
".
'
:
Specie
7, & 0 00
G
Legal-tendei notes
'
1, 0:!8 00
IF. S. certificates of deposit
i
Redemption fund with U\ S. Treas . ' •
G 750 00
,
Due from TJ. S. Treasurer.
'
Total.

L. LINN SMALL, Cashier.

jj

Liabilities.

Capital stoctf paid in

$150, 000 00

Surplus f und
Other undivided proiits

.:

Xational bank notes outstanding..
State, bank notes outstanding . . ' . . . ;

33, 000 00
7, 775 75
135, 000 00

Dividends unpaid

\

Individual deposits
United States deposits

'. I l l , 041 04
'•

Deposits of U.S. disbursing officers.;
Due to other national banks
i
Due to State banks aud bankers . . \

3, 590 51

Notes* and bills re-discounted.
Kills payable

440,407 30 '

440, 407 30

Total.

National Shoe and Leather Bank, Auburn.
AKA CUSHMAX, President.

Loans and discounts

No. 2270.

. .
*

Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secuie deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
H 'id estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Pt emiums paid
(- becks and other cash items .
E ^changes for clearing-house
Bills of otiier banks ..."..
Fractional currency
Trade dollars
'
.
Specie
I A jgal-tender notes
V.. S. certincates of deposit
Redemption fund with IT. S. Treas .
!
Due from U. S. Treasurer

Total.




$522, 825 42
300.000 00
12,530 (59
25, 508 00
806 12
li. 000 00
2. 468 27
H , 000 00
O
C. I9:t 92
1,281 2!)
,'{,540 00
:U55 16
114 00
12, 0GO 00
2, 320 00

M. C. PERCIVAL, Cashier.

Capital stock paid in

'

$300, 000 00
31,500 00
9, 239 16

Surplus fund
Other undivided profits .
National bank notes outstanding..
State bank notes outstanding

268, 990 00
195 00

Dividends unpaid - .
Individual deposits
—
United States deposits
Depositsof U.S. disbursing officers ;

282, 596 57

Due to other national banks
;
Duo to State banks and bankers ...

19, 253 62

Notes and bills re-discounted
Bills payable

27; 848 58

;
I

13,500 00
!9, C22 93

Total.

939,622 93

REPOKT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Augusta.
No. 307.

DANIEL A. CONY, President.

J O H N TV. FOGLER, Cashier.

Liabilities.

Resources.
Loans and discounts
|
Overdrafts
•
U. S. bonds to secure circulation... I
U. S. bonds to secure deposits
j
IT. S. bonds on hand
'
Other stocks, bonds, arid mortgages. |
Due from approved reserve agents. \
Due from other banks and bankers!
Real estate, furniture, and fixtures, \
Current expenses and taxes paid...I
;
Premiums paid
Checks and other cash items
j
Exchanges for clearing-house
'
Bills of other banks
i
Fractional currency
'
Trade dollars
".
!
Specie
i
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treaa .
Due from U. S. Treasurer

$541,266 90 Capital stock paid in
3. I532 57
250,000 00 Surplus fund
: Other undivided profits
9,000 00 i National banknotes outstanding..
54, 338 «7 State bank notes outstanding
2, 8GG 39
200 00 Dividends unpaid
2, 050 77 :
i
Individual deposits
i
46, 745 72
United States deposits
I
Deposits of U.S. disbursing officers j
4,811 00
|
40 36 Due to other national banks
Due to State banks and bankers .. |
io, 081" 00
i
7,200 00 Notes and bills re-discounted
Bills payable
11, 250 00
950,403 38

Total.

$250, 000 00
60, 000 00
15, 087 98
222, 570 00

600 00
382, 242 94

19, 902 46

950,403 38

Total..

Augusta National Bank, Augusta.
SAMUEL TITCOMB, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages
Due from approved reserve agents, :i
Duo from other banks and bankers.
Real estate, furniture, and fixtures.'
Current expenses and taxes paid... |
Premiums paid
j
Checks and other cash items
'
Exchanges for clearing-house
'
Bills of other banks
Fractional currency
j
Trade dollars
'
Specie
!
Legal-tender notes
j
U S. certificates of deposit
j
Redemption fund with U. S. Treas Due from U. S. treasurer

Total.

S. B. GLAZIER, Cashier.
No. 3271.
! $100, 000 00
$192, 751 44 Capital stock paid in.
1,154 24 j
3,000 00
25, 000 00 Surplus fund
2,952 75
Other undivided profits
i
22, 500 00
National bank notes outstanding. J!
21, (592 11 j State bank notes outstanding
!
Dividends unpaid
|
345 00
651 75 ;
|
97, 087 80
4, 000 00 : Individual deposits
•
3, 766 05 United States deposits
j
I Deposits of U.S. disbursing officers.]
—
1, 825 00 j
j
30, 456 80
25 70 ': Due to other national banks
i
, I Due to State banks and bankers .. i
6, 000 00
9,187 00 ,
!
1,164 00 • Notes and bills re-discounted
|
; '. Bills payable
!
1,125 00 !
;

262, 342 35 i

262, 342 35

Total.

Granite National Bank, Augusta.
DARIUS ALDEN, President.

No. 498.

THEBY JOHNSON, Cashier.

Loans and discounts
$167, 592 89 I Capital stock paid in.
Overdrafts
i
1,205 41 !
U. S. bonds to secure circulation...!
50, 000 00 Surplus fund
U. S. bonds to secure deposits
J
50, 000 00 ; Other undivided profits .
U. S. bonds on hand
j
Other stocks, bonds, and mortgagee* j
5,200 00 , National bank notes outstanding.
Due from approved reserve agents.;
3,492 07 j State bank notes outstanding
Due from other banks and bankers, j
6 00
Real estate, furniture, and
fixtures.
10, 0U0 00 j Dividends unpaid
Current expenses and taxes paid ..
!
Premiums paid
.
:
4, 450 00 Individual deposits
Checks and other cash items
<
4, 574 07; United Staies deposits
Exchanges for clearing-house..
Deposits of U.S.disbursing officers
Bills of other banks
1, 6:.»S 00
Fractional currency
45 79 Duo to other national banks
Trade dollars
Due to State banks and bankers .
Specie
10, 050 75
Legal-tender notes
600 00 Notes and bills re-discounted .
Bills payable
U. S. certificates of deposit
•
Redemption fund with U. S. Treas 2, 250 00
Due from U. S. Treasurer
Total .




311,100 18

Total

$100, 000 00
25, 000 00
4, 872 80
45, 000 00
44 16
91, 884 29
79 18
38,112 79
6,112 96

311,106 18

5

REPORT OF THE COMI'TliOliLKK OF THE CURRENCY.
MAINE.
First National Bank, Bangor.
GEORGE STETSON, President,

) (I. AVYMAN, Cashier.

No. ]1.2.

Resources.

„

Loans and discounts
Overdrafts U. S. bonds to secure circulation . . .
IT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages.
Duo from approved reserve agents.
Dae from other banks and bankers
Real estate, furniture, and fixturesCurrent expenses and taxes paid..
Premiumspaid... .
Checks and other cash items
Exchanges for clearing-house
Bills of other banks..."
Fractional currency
Trade dollars
;
Specie
,
;
Legal-tender notes
U. S. cert i h'eat< s of deposit
Redemption fund with U. S. Treas Due from U. S. Treasurer
Total .

Liabilities.
$603, 770 45
40 92
300, 000 00
50, 000 00
.
52, 075 O
H
14, 294 20
.5, 510 97
3, 817 90

Capital stock paid in

$300, 000 00
100, 000 00
40, 178 92

Surplus fund
Other undivided profits.
National bank notes outstanding..
State, bank notes outstanding

209, 280 00

Dividends unpaid.

548 00
309, 814 (55
3(5,722 39
220 30

Individual
Individu deposits
12, 72U {)',) United Slaves deposits
Depositsof U.S.disbursingofTicers.
7, 244 00
5 40 Due to other national banks
Due to State banks and bankers . .
23, ]00 no
2, 700 O Xotes and bills re-discounted .
u
VA\ Is payable'.
13, 500 00

.1,087,701 45

Total

24,937 19

! 1,087,701 45

Second National Bank, Bangor.
NATHAN C. AYEB, President.

Loans and discounts
j
Overdrafts
\
I1'. S. bonds to secure circulation.. .|
TT. S. bonds to secure deposits
i.
U. S. bonds on hand
Other stocks, bonds.and mortgages.:
Due from approved reset-reagent*.'
Due from other bunks and bankers
Real estate, furniture, and iixtures
Current expenses and (axes paid...
Premiumspaid
(• hecks and other cash items.. ',
Exchanges for clearing-house
Bills of other banks
!
Fraet ionnlcurrency
Trade dollars
i
Specie ...
.'•
Legal-tender notes
TT. S. certiticates of deposit
i
Kedemption fund with IT. S. Treas . !
j
Due from IT S. Treasurer
.

No. 306.

846,810 71 ! I

Total.

GEORGE A. CROSBY,

j
$531, 888 45 Capital stock paid in
14+ 4i>
150, 000 00 Surplus fund
....'
Other undivided profits.
11, 000 0() National bank notes outstanding..
;
92,997 03 ' State bank notes outstanding
494 02 ;
Di vidends unpaid
4 12 :
Individual deposits
\
United States deposits
Deposits of U.S.disbursing officers. .
172 00
6,100 00
5 00 ' Due TO other national banks
,
75 00 Due to State banks and bankers ..;
47,180 00 :
' Notes and bills re-discounted
j Bills payable
.. „
6, 750 00 ;
;
Total.

$150, 000 00
30,000 00
(57,773 42
135, 000 00
1, 888 00
452, 518 85

9, 235 89
394, 55

846, 810 71

Kenduskeag National Bank, Bangor.
WILLIAM 13. HAYFOKD, President

Loans and discounts
Overdrafts
17. S. bonds to secure circulation - - IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.'
Due from other banks and bankers,
lloal estate, furniture, and lixturns.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks...'
Fractional currency
Trade dollars
Specie
Legal-tender notes
V. S. certiticates of deposit
Kedemption fund with IT. S. Treas .
Due from IT. S. Treasurer

Total...




No. 518.

GKOUGE H. HOPKINS, Cashier.

$337, 626 51 Capital stock paid in
1,273 r (
>»
35, 000 00 Surplus fund
,. Other undivided profits
37,717 15
(

;

National bank notes outstanding.. i
ational
outstanding.
State bank, notes outstanding.
Dividends unpaid.

10 '•{()
!,784 "15

Individual deposits
United States deposits
i
Deposits o f U. S.rii.sbiiraingofficers - j

4,7 40 00 :
20 00 Due, to other national banks
. . . _ . . . . . ; Driii to State banks and bankers
18,1/5 01 i
*\ 000 00 'Notes and bills re-discounted
_
i Biiis payable 1, 57;> 00 ;
j
439, 9:'2 35 j;

Total.

$100, 000 00
20, 000 00
16, 225 39
31, 500 00
460 00
263,652 00

5, 584 96
2, 500 00

439,922 35

6

REPORT OF THE COMPTROLLER OF THE CURRENCY.
M A I N E.
Merchants' National Bank, Bangor.

SAMUEL H. BLAKE, President.

No. 1437.

ALBEHT P. BAKKK, Cashier.

Resources.

«

Loans and discounts
j
Overdrafts
j
V. S. bonds to secure circulation-..!
U. S. bonds to secure deposits
j
U. S. bonds on hand
•
O ther stocks, bonds, and mortga ges :
Due from approved reserve agents. ;:
Due froic other banks and bankers.
Real estate, furniture, and fixtures ';
Current expenses and taxes paid...
Premiumspaid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.. T
Fractional currency
Trade dollars
Specie
Legal-tender notes
U. S. certificates of deposit
•
Redemption fund with IT. S. Treas .
Due from U. S. Treasurer
Total.

Liabilities.

$362, 653 42 Capital stock paid in
799 ]3
100, 000 00 Surplus fund
;
Other undivided pro (its
20, 000 oo National bank notes outstanding..:
135, 863 55 State bank notes outstanding

$ 100, 000 00
20, 000 00
11 -"», GL'X 6 9

90, 000 00

0, 000 00 Dividends unpaid
1. 987 75
, , - ; ; • Individual deposits
;.
1, 439 1)3 1 United States deposits
De-posits of U.S. disbursing officers i.
5, 17u 00
,
11.2 24 1 Due to other national banks
Due to State- banks and bankers ..;

13,593 15
520 00

Notes and bills re-discounted
Bills payable

70 00
308. 952 85

25, 903 28
3,084 35

j.
i.

4,500 00

Total.

661, 639 17

661,639 17

Veazie National Bank, Bangor.
CHARLES V. LOUD,

President.

WILLIAM C. HOLT, Cashier.

Xo. 2089.

Loans and discounts
j
Overdrafts
U. S. bonds to secure c i r c u l a t i o n . . .
U. S. bonds to secure deposits
U. S. bonds on band
Other stocks, bonds, and mortgages.
Duo from approved reserve a g e n t s .
Duo from other banks and bankers
Jteal estate, furniture, and fixtures
C u r r e n t expenses and taxes paid . .
Premiums paid
('becks and other cash items
Exchanges for clearing-house
I
Bills of other b a n k s . .1
'
Fractional currency
j
Trade dollars
i
Specie
;
Legal-tender notes
!
U. S. certificates of deposit
'
Redemption fund with U. S. T r e a s J
Du6 from U . S. Treasurer
j

Total .

$215, 962 3G | Capital stock paid in
25, 000 00
9,250
23, 507
4, 872
3, 000
2
2. 968
9; 284

00
98
22
00
25
75
83

$100, 000 00
14,313 14
1, KiO 24

Surplus fund
Other undivided profits

] National bank notes outstanding..
i State bank notes outstanding . /

22, 500 00

Dividends unpaid.
|j Individual deposits
;; United States deposits
j Deposits of U. S. disbursing officers

3, 699 00
158, 669 93
!

"3," 727* 00*
55 48 I'

Due to other national banks
I Due to State banks and bankers .. !
400 00
!
8, 700 00 ! < Notes and bills re-discounted
j Bills x>avable
1,125 00 |i

|

Total.

307, 855 87 1

7, 513 56

307, 855 87

.First National Bank, Bath.
GALEN C. MOSES, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U.S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Duo from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiumspaid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks. .."
Fractions! currency
Trade dollars
'
Specie
Legal-tender notes
TJ. n. certificates of deposit.
Redemption fund with U. S. Troas .
Due from U. S. Treasurer
Total .




No. 2743.
$370, 285 23
1, 284 64
200, 000 00

$200,000 00
50, 000 00
2i, 462 15
180, 000 00

Dividends unpaid....

250 0(1

Individual deposits United States deposits.
Deposits of U. S. disbursing officers

4, 224 00
12 00
15,721 65
3, 000 00 .

676, 874 ri\.

,
i

National bank notes outstanding..;
State bank notes outstanding . . . -

3, 325 O
d
2,813 40
19,093 75

:

Surplus fund
Other undivided profits

10, 100 00
38,012 92

9, OOO" 00

WILLIAM D. MUSSENDEN, Cashier.

Capital stock paid in

J 98, 236 06

Due to other national banks
Due to State bauks and bankers

Notes and bills re-discounted
; Bills payabl e

Tou-l.

26, 926 30
'•

676, 874 81

liEPORT OF THE COMPTUOLLSilt OF THE CURRENCY.
JI A H E .
f
Bath National Bank, Bath.
"No. 404.

ARTHUR SEWALL, President.

W I L L I A M I). H I L L ,

Resources.

Cashier.

Liabilities.

Loans and discounts
Overdrafts
U . S. bonds to secure c i r c u l a t i o n . . .
U . S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and m o r t g a g e s .
Duo from approved r e s e r v e a g e n t s .
D u e from other b a n k s and b a n k e r s
Real estate, furniture, and fixtures
C a r r e n t expenses and t a x e s p a i d . . .
P r e m i u m s paid
Checks and other cash i t e m s
E x c h a n g e s for clearing-house
B ill s of o t h e r b a n k s
F rat? tional currency
T r a d e dollars
Specie
„.
Legal-tender notes
".
U. S. certificates of deposit
Redemption fund w i t h U. S. T r e a s .;

Due from U. S. Treasurer
Total..

$117, 731 71 I, Capital stock paid in

!

10,533 i "
125,000 (00 ; Surplus fund
^ Other undivided profits .
52, G50
13, 385

25, 000 00
14, 953 63

I National bank notes o u t s t a n d i n g . .
; State bank notes outstanding . . . . .
Dividends unpaid

1.H17

A, ;>;W
2

112,500 00
720 00

:

" 11, 063

$125, 000 00

| Individual deposits
; United Statcw deposits
Deposits of U. S. disbursing officers

70, 462 31

i' D u e to other national b a n k s
, Due to State b a n k s and bankers

U, 788
4, 000

Note:-) and bills re-discounted .
Bills payable

5, 625

Total.

348, G35 94

348, 635 94

Lincoln National Bank, Bath.
CHAKLES DAVENPORT, President

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
0". S. bonds to secure deposits
!
U. S. bonds on hand
Other stocks, bonds, and mortgages ,
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items.
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treas .
Due from TJ. S. Treasurer

WILLIAM R. SHAW, Cashier.
No. 761.
Capital stock paid in
[ $200, 000 00

$261, 624 89
15 86
200, 000 00

Surplus fund
Other undivided profits

20, 100 00 |i National bank notes outstanding..
36, 881 93 j; State bank notes outstanding
3, 5SH 50
:
7, 700 00 ; Dividends unpaid
1 25
,
4.500 Ui);• Individual deposits
'
5, 476 00 :' United States deposits
"\ Deposits of U..S. disbursing officers.
1, 032 00
7 91 i Due to other national banks
: Due to State banks and bankers ..;
9,918 24V
102 00 : Notes and bills re-discounted
; Bills payable
9.000 00 '
559,958 53 ;!

Total.

37, 000 00
793 41

Total.

176, 920 00
6,119 50

137,168 80

1, 956 87

559, 958 58

Marine National Bank, Bath.
S. D. BAILEY, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S- bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid.. .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade- dollars
"
Specie
Legal-tender nates
U. "S. certificates of deposit
;
Redemption fund with 17. S. Treas !
Dae from U, S. Treasurer
i
Total.




Xo. 782.

H. A. DUXCAN, Cashier.

$116,125 91 C a p i t a l s t o c k paid in
258 52 !
100, 000 00 : S u r p l u s fund
i' O t h e r u n d i v i d e d profl t s
4,195 ;"4
46, 7(5."> 01
!,<j!)5 45
2, UDO fti)

National bank notes outstanding..
State bank notes outstanding . . . . . .
Di vj d ends unpaid .
Individual deposits
TJnitc:l tttiitoadeposits
i)o:>o?Ltsoi' U.S. disbursing officers.

1,741 00
5 15
2 00

:

$100,000 00

j
27, 000 00
2, 024 92
88, 868 00
2,668 00
67, 577 43

Due to other national b a n k s
Duo to State b a n k s and b a n k e r s

1IU>!)1 70

7H u0 ii N o t e s and bills re-discounted
^
l
K500 00 i!
288,138 35 •

Total.

288,138 35

REPORT OF THE COMPTROLLER OF THE CURRENCY.

MAINE.
Sagadahock National Bank, Bath.
Xo. 1041.

FRANKLIN HEED, President.

HENRY EAMES, Cashier.

Liabilitie

Resources.
Loans and discounts
•
0 rerdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, andmortgages
Duo from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks ...
^'factional currency
Trade dollars
,
Specie
;
'
;
Legal-tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treas .;
Due from U. S. Treasurer
Total.

$114,000 63 I i Capital stock paid in.

|

$100, 000 00

j
I Other undivided profits
j
National bank notes outstanding.. |
State bank notes outstanding..... j

20, 000 00
5,183 18
88, 345 00

" i o o , ooo 00 i Surplus fund
10, 51(5
10, 047
If), 000
682
4, 500

Dividends unpaid.

2, 489 00

. Individual deposits
!j United States deposits
,
1
Deposit H of U.S.disbursing officers.!

2,125
0
5, 200
50

63, 541 56

j Due to other national banks
! Due to State banks and bankers.
Notes and bills re-discounted
j
! Bills payable
!

4, 500 00

Total.,

279, 558 74 I

279, 558 74

Belfast National Bank, Belfast.
TSTo. 840.

JOHN Gr. BROOKS, President.

Loans and discounts
...
Overdrafts
,.
U. S. bonds to secure circulation... ;
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents. :
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
1'rem iums paid
C hecks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
'
Specie
—
Legal-tender notes
TI. S. certificates of deposit
...'.
Redemption fund with U. S. Treas -j
Due from U. S. Treasurer
.

Total.

ALBION H . Bit ADD U BY, Cashier.

$250,303 7G

Capital stock paid in.

"150,000 00

Surplus fund
Other undivided profits.

47, 000
40, 421
818

Xationiil bank notes outstanding.
; State bank notes outstanding
Dividends unpaid.

7, r>oo

003
18,815
8, 351

33, 000 00
11, 047 57
131, 400 00
672 00

Individual deposits
United States deposits 1
Deposits ofU.S.disbursmg officers.

7, 078 00

$150, 000 00

231,740 01

Due to other national banks
Due to State banks and bankers .
Xotes and bills re-discounted .
Bills payable

11,217
600
6, 750 00 |

558,519 58

Total .

558, 519 58

First National Bank, Biddeford.
ESKEFF H. BANKS, President.

Loans and discounts
Overdrafts
,.
IT. S. bonds to secure circulation... i
U. S. bonds to secure deposits
TJ. S. bonds on hand
\.
Other stocks, bonds, and mortgages.:.
Due from approved reserve agents ;
Due from other banks and bankers j
Real estate, furniture, and fixtures.,.
Current expenses and taxes paid. ;
Premiumspaid
.
0 hecks and other cash items
Kxchanges for clearing-house
Bills of other banks...'
Fractional currency
Trade dollars
".
Specie
:
Legal-tender notes
TJ. S. certificates of deposit
Redemption fund with fj. S. Treas .
D ae from U. S. Treasurer
Total.




No. 1089.

CHARLES A. MOODY, Cashier.

$-'18,591 13 j Capital stock paid in
100, 000 00 j Surplus fund
i Other undivided profits
, ! National bank notes outstanding..
2, 308 24 ,i State bank notes outstanding
3, 974 9U

. Dividends unpaid

Individual deposits
320 72: United States deposits
Deposits of U.S. disbursing officers.
1,407 00
15 73 Due TO other national banks
Due to State banks and bankers . .
8, 273 lo
2, 000 00 Xotes and bills re-discounted
Bills payable
4, 500 C
D
341,390 90 !i,

Total.

; $100, 000 00
50, 000 00
10,537 88
88, 900 00

357 00
73, 704 09

17,891 93

341,390 90

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Biddeford National Bank, Biddeford.
No. 1575.

LUTHER BRYANT, President.

CHAKLES E. GOODWIN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation ...
V. S. bonds to secure deposits
IJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Duo from approved reserve agents.
Dae from other banks and batikers.
."Real estate, furniture, and fixtures.
Current expenses and taxes paid. .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of oilier banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas Due from U. S. Treasurer

Total.

$227, 639 95 ; \ Capital stock paid in

$150, 000 00

Surplus fund
\
! Othor undivided profits
j
19,166 02 ;1 National bank notes outstanding.. •
1
4, 206 68
2,831 13 ' State bank notes outstanding
00

650 44

Dividends unpaid
,
Individual deposits
\
!
United States deposits
!.
Deposits of U.S. disbursing officers.'.

3,923 00
G 41 Due to other national banks
Duo to State banks and b a n k e r s . . .
5,710 00
3,127 00 Notes and bills re-discounted .
Bills payable
5, 300 00

Total.

422,580 63 j

37, 000 00
13,190 99
134, 000 00
3, 837 41
79, 210 31
6,135 92

422, 580 63

National Village Bank, Bowdoinham.
JOHN COOMBS, President.

No. 944.

II. P. KENDALL, Cashier.

Loans and discounts
$53,107 09 Capital stock paid in
1
Overdrafts
j
U. S. bonds to secure circulation...
50, 000 00 Surplus fund
U. S. bonds to secure deposits
Other undivided profits
j
IT. S. bonds on hand
Other stocks, bonds, and mortgages
3, 600 00 National bank notes outstanding... j
j.
Due from approved reserve agents.;
10, 545 03 , State bank notes outstanding
Due from other hanks and bankers.,
•
Real estate, furniture, and
fixtures.:
300 00 Dividends unpaid
Current expenses and taxes paid... |
j
Premiums paid
7,400 00 Individual deposi ta
i.
Checks and other cash items
|
72 95 United States deposits
Deposits oi U. S. disbursing officers. I.
Exchanges for clearing-house
:
BilJs of other banks ...'
j
1,162 00
Fractional currency
j
85 Due to other national banks
Trade dollars . . .
•
;
Duo to State banks and bankers..
Specie
328 00
Legal-tender notes
1, 250 00 Notes and bills re-discounted
IT. S. certificates of deposit
Bills payable
Redemption fund with U. S. Treas .
2, 250 00 j
Due from U. S. Treasurer
130, 015 92 I
Total .
Total .

$50,000 00
9, 555 00
506 68
45, 000 00
1, 337 00
23, 617 24

130, 015 92

First National Bank, Brunswick.
N. T. PALMER, President
Loans and discounts
,
Overdrafts
.
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
I J. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents.
Due from other banks and bankers.
Keal estate, furniture, and fixtures.,
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
;
Fractional currency
Trade dollars
'
Specie
:
;
Legal-tender rotes
U. S. certificates of deposit
j
Redemption fund with U. S. Treas . i
Due from U. S. Treasurer
Total.




No. 192.

J. P. WINCHELL, Cashier.

$83,102 65 ! Capital stock paid in
100, 000 00

Surplus fund
Other undivided profits .

92,466 45 , National bank notes outstanding..
13, 904 70 : State bank notes outstanding
j Dividends unpaid
'
1, 598 58 \
Individual deposits
212 97 , United States deposits
Deposits of U. S. disbursing officers. i
1, 098 00 ;
87 41 Due to other national banks
— j , Duo to State banks and bankers .. !
1,745 30 '
5,000 00 i Notes and bills re-discounted
j
! Bills payable
,
4, 500 00
. 303,716 06 j

Total.

$100, 000 00
20,000 00
28, 696 21
89,700 00
1, 023 00
58,238 98

1, 359 52
4, 698 35

303, 716 06

10

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Pejepscot National Bank, Brunswick.

H. C. MARTIN, President.

No. 1315.

L. H. STOVER, Cashier.

Resources.
;
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
T7. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages Due from approved reserve agents
Due from other bants an bankers
and
R >al estate, furniture, and fi
fixtures.
C -.Trent expenses and taxes p
paid
p
P
id
P f!>:i:iinspa:d
C icclis and other cash items
Exchanges for clearing-house
Bills of other banks. .1
;
Fractional currency
;
Trade dollars
S.>ecio
|
L-)g(il-tender notes
-.
V. S. certificates of deposit
!
Redemption fund with U. S. Treas .!
Dav from U. S. Treasurer
i
Total.

Liabilities.
$38, 307 90

Capital stock paid in

$50, 000 00

50, 000 00

Surplus fund
Other undivided profits

39, 000
32, 693
3, 548
4, 200

National bank notes outstanding..
State bank notes outstanding

00
93
97
00

758 94

5,300 00
2, 449 24
44, 000 00

Dividends unpaid

639 00

Individual deposits
United States deposits.
Deposits of U. S. disbursing officers.

35, 361 15

4, 282 00
05 I Due to other national banks
i Due to State banks and bankers
2,207 00 1
1,000 00 . Notes and bills re-discounted
1 Billspayable
1,750 00
Total

137,749 39

137,749 39

Union National Bank, Brunswick.
STEPHEN J . YOUNG,

President.

Loans and discounts
j
Overdrafts
V. S. bonds to secure circulation...!
II. S. bonds to secure deposits
IT. S. bonds on hand
'
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from or her banks and bankers.;
Real estate, furniture, and fixtures.!
Current expenses and taxes paid
Premium- >j-vU\
Checks a:;•"' < >?!>or cash iterns
:
Exchanges tor clearing-house
Bills of ot her banks
;
Fractional currency
;
Trade dollars
Specie
Legal-tender notes
TT. S. certificates of deposit
•Redemption fund with U. S. Treas .;
Due from U. S. Treasurer
!
Total

N o . 1118.

HUMPHREY A. RANDALL,

$77, 346 99 j • Capital
'

Surplus fund
Other undivided profits.
21,800 00 i National bank notes outstanding..!
7, 004 98 ; State bank notes outstanding
]

50,000 00 !'

3215 71 :
4, 400 00 i

Cashier.

$50,000 00

stock paid in.

45, 000 00

!

1, 792 57

Individual deposits
574 61 United States deposits
Deposits of TJ. S.disbursing officers.
1, 647 00

54, 725 23

3,712 42
2, 250 00

Dividends unpaid

10, 000 00
7, 544 91

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Billspayable

169,062 71

Total.

169,062 71

Bucksport National Bank, Bucksport.
N. T. HILL, President.

No. 1079.

EDWARD SWAZEY, Cashier.

Loans and discounts
$80,125 73 j Capital stock paid in.
Overdrafts
50, 666 00 i "Surplus fund
U. S. bonds to secure circulation.. J
IT. S. bonds to secure deposits
Other undivided profits
i
U. S. bonds on hand
Other stocks, bonds, and mortgages.;
National banknotes outstanding.. I
Due from approved reserve agents.
18,733 59 State bank notes outstanding
Due from other banks and bankers.
6,933 80
Real estate, furniture, and fixtures
Dividends unpaid
!
Current expenses and taxes paid...
460 00
Premiums paid
. . . . . Individual deposits
jl
Checks and other cash items
I
2,251 17 United States deposits
.
Exchanges for clearing-house
\...
Deposits of U.S. disbursing officers-1.
Bills of other banks
s
2,710 00
Fractional currency
]
12 04 Due to other national banks
Trade dollars
I
:
Specie
7,387 20 Due to State banks and bankers.
Legal-tender notes
'
;
••' Notes and bills re-discounted
U. S. certificates of deposit
j
j; Billspayable
Redemption fund with U. S. Treas . j
2,250 00
Due from U. S. Treasurer
Total .




170, 864 13 I

Total..

$50,000 00
10, 000 00
3,464 03

44,650 00
196 25
62, 553 85

170,864 13

REPORT OF THE COMPTROLLER OF THE CURRENCY.

11

MAINE.
Calais National Bank, Calais.
No. 1425.

LEMUEL G. DOWNES, President.

ANK NELSON, Cashier

Resources.

Liabilities.

Loans and discounts
Overdrafts
IT. S. bonds to secure cucuLr^oi . - -'
TT. S. bonds to secure deposits
VI. S. bonds on hand
O' b er stocks, bonds, and mortgages.
Due from approved reserve agents.
Dae from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums])aid
('hecks and other cash items
Exchanges for clearing-house
Bills of other b a n k s . . . . . .
Fractional currency
Trade dollars
\
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas Due from U. S. Treasurer

$218, 5U2 22
541 49

Capital stock paid in

$100,000 00

Surplus fund
Other undivided profits .
,
10,000 00 I National bank notes outstanding..
; State bank notes outstanding
"i'4-J3'68"|
Dividends unpaid

44,285 ;m
4, 650 99

100,000 00

50 00

733 07

Individual deposits
'228 "i6" United States deposits
Deposits oi" U.S. disbiii'singoifujers
:

104, 621 29

1,432 00
G 89 j
:
4 00 i :

Due to other national banks
Due to Stare banks and bankers . .
4, 889 25 i
11,362 00 . Notes and bills re-discounted Bills payable
353,672 79 \

Total.

89,350 00

10, 083 54
G75 58

Total.

353, 672 79

Camden National Bank. Camden.
No. 2311.

G. L. FOLLANSBEE; President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation ..
IT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
i
Fraction ill currency
;
Trade dollars
Specie
I..e^al-tender notes
\
IT. S. certificates of deposit
|
Redemption fund with U. S. Treas . j
Due from U. S. Treasurer
:

Total .

$78, 280 25
"50," COO'00*
500
31, 227
5, 484
4,000
OK;

00
57
0(5
00
SI

2, "182 06

J . F . STETSON, Cashier.

$50, 000 00

Capital stock paid in.
Surplus fund
Oilier undivided profits.

6, 500 00
5,023 15

Nat ional bank notes outstanding.. j
State bank notes outstanding
Dividends unpaid-.

43, 300 00

;

472 00

Individual deposits
;
United States deposits
i
Dfpositsof U. S.disbursingofneers |

79, 907 10

4,133 00
;
9 00 Due to other national banks
Due to State banks and bankers..;
6, 320 00
Notes and bills re-discounted .
j Bills payable
2, 250 00
Total..

185,202 25

185,202 25

First National Bank, Damariscotta
A D D I S O N AUSTIN,

President.

No. 416.

Loans a n d discounts
0 verdrafts
1 r. S. bonds to secure c i r c u l a t i o n . . .
I L S. bonds to secure deposits
IT. S. bonds on h a n d :
O t h e r stocks,bonds,and m o r t g a g e s , i
D u e from approved r e s e r v e a g e n t s .
D u e from other b a n k s and b a n k e r s . •
Real estate, furniture, and
fixtures
C u r r e n t expenses and t a x e s p a i d . . .
P r e m i u m s paid
< "hecks and o t h e r cash i t e m s
E x c h a n g e s for clearing-house
Bills of o t h e r b a n k s
Fractional currency
'
T r a d e dollars
Specie
:
Lsgal-tender notes
IT. S. certiiicates of deposit, .
•
'
Redemption fund with U. S. T r e a s . ;

Due from U. S. Treasurer.
Total.




'

WILLIAM FLYE, Cashier.

Capital stock paid i n .

$50,000 00

Surplus fund
Otliei undivided profits
10, 250 00 i National bank notes outstanding.
25, 072 3(5 ! State bank notes outstanding

15,000 00
4,474 11

15(34,471 '
50, 000 00

•.,
3, 520 S3
499 37 ;

Dividends unpaid

Individual deposits
;
573 24 United States deposits
,!
Deposits of U.S. disbursing officers. j
1, 465 00 :
1 07 ; ,
'
5, 599 02 .
4r>6 00 !
....',
2,1:50 00
164,158 C4 :

44, 000 00
368 00

50,316 53

Dim to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

Total.

164,156 04

12

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Dester.
Xo. 2259.

C. M. SAWYEII, President.

C. W: CURTIS, Cashier.

Resources.
Loans and discounts
I
Overdrafts
i
U. S. bonds to secure circulation...:
II. S. bonds to secure deposits
;
IT S. bonds on hand
j
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other bunks and bankers. >
Real cslute, furniture, and fixtures-!
Current expenses and taxes paid...:
Premiums paid
I
Checks and other cash items
I
Exchanges for clearing-house
'•
Billsof other banks
Fractional currency
j
Trade dollars
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas .
Due from XL S. Treasurer
Total.

Liabilities.
Capital stock })aid in

|

$100,000 00

Surplus fund
Other undivided profits

]
I

12, 000 00
12,133 51

National bank notes outstanding.. \
3, 620 32 State bank notes outstanding . . . . . i
523 75
1, 500 00 Dividends unpaid
j
505 04
j
j Individual deposits
1,415 99 United States deposits
j
! | Deposits of U.S. disbursing officers.!
2,130 00
7 02 Due to other national banks
Due to State banks and bankers .. !
4,325 75 I
Notes and bills re-discounted
j
299 00 I
Bills payable
i
4,500 00

90, 000 00

$189, 5G0 11

ioo," ooo "w

Total.

308, 386 98

i->o 00
72, 834 65

2, 298 82
19, 000 00

308, 386 98

Frontier National Bank, Eastport.
No. 1495.

E. E. SHEAD, President.
Loans and discoui ts
|
Overdrafts
,U. S. bonds to secure circulation...!;
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages •
Due from approved reserve agents.
Due from other banks and bankers.'
Real estate, furniture, and fixturesJ
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
,
j
Bills of other banks
Fractional currency
,
Trade dollars
'
Specie
j
;
Legal-tender notes
IT. S. certificates of deposit
,
Redemption fund with U. S. Treas . i
Due from IT. S. Treasurer
'

I

$75,000 00

..., i

27, 038 37
4,130 34

74,100
'! National bant notes outstanding...!
46,610
j! State bank notes outstanding
[
27, 071
6, 500 00 ji Dividends unpaid
520 50 |
3,116 48 : Individual deposits
; United States deposits
Deposits of U.S. disbursing officers, j
12, 900
107
Due to other national banks
!
Due to State banks and bankers . .
5,600
3, 000
i Notes and bills re-discounted
Bills payable
1, 935 00 |

38,700 00

43, 000 66'

Surplus fund
Other undivided profits .

290, 930 80

Total.

G-. H. HAYES, Cashier.

$66,463 17 : ] Capital stock paid in

Total.

146,062 09

290, 930 80

First National Bank, Fairfield.
NAHUM TOTMAN,

President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation... i
T
J. S. bonds to secure deposits
,
U. S.-bonds on hand
[
Other stocks, bonds, and mortgages. j
Due from approved reserve agents.
Dae from other banks and bankors. i
Real estate, furniture, and fixtures. [
Current expenses and taxes paid...I
Premiums paid
;
Checks and other cash items
j
Exchanges for clearing-house
'
!
Bills of other banks..".
Fractional c urrency
|
Trade dollars
'
Specie
;
Legal-tender notes
U . S . certificates of deposit
Redemption fund with U. S. Treas .
Due from U. S. Treasurer
Total.




No. 2175.
$05, 768 13
25, 000 00

Capital stock paid in

H. L. KELLET, Cashier.
j

$50, 000 00

Surplus fund
Other undivided profits

5, 800 00
1, 821 78

C O 00 National bank notes outstanding..
O
15, 610 70 State bank notes outstanding
281 51
1, 597 90 Dividends unpaid
386 29
5, 562 50 j Individual deposits
20 00 j United States deposits
Deposits of U.S. disbursing onicers
2, 000 00 i
2 22 I Due to other national banks
Due to State banks and bankers...
1,044 75
524 00 Notes and bills re-discount cd
!
' Bills payable
'.
!, 125 0 :
U

22, 450 00

119,523 00

393 50
30, 372 91

2, 875 29
5, 809 52

119,523 00

13

REPORT OF THE COMPTROLLER OP THE CURRENCY.
M
Sandy River National Bank, Farmington.
G. BUTLKU, President.

No. 901.

TIMOTHY F . BELCHER, Oashieo:

Resources.

Liabilities.

]
L aan s and discounts
$72, 278 10 Capital stock paid in.
< > verdrafts
\- V.H. bonds to secure circulation....
75, 000 00 Surplus fund
U, S. bonds to secure deposits
'
Other undivided pron'ts .
U. 8. bonds on hand
i
10, 0H0 00
Other stocks, bonds, and mortgages j
21,000 00 National bank notes outstanding-. j
Dm? from approved reserve agents •
9, SOU 98 State bank notes outstanding . .
Due from other banks and bankers. i
Jioal estate, furniture, and fixtures
4, 057 36 Dividends unpaid
Curr efit expenses and taxes paid... j
Individual deposits
Premiums paid
!
-i and other cash items
2,450 50 United States\leposits
lOxchanges for clearing-house
Deposits of U.S. disbursing officers.
i.,803 00
Bills of other banks
10 58
fractional currency
Due to other national banks
22 00
Trade dollars
Due to State banks and bankers .
4, 8:i7 00
Specie
500 00
Notes and bills re-discounted.
Legal-tender notes
U. S. certiiicates of deposit
Kills payable
3, 375 00
Redemption fund with U. S. Treas .
Due from U. S. Treasurer

Total.

Total.

205;, 140 52

$75,000 00

21,302 11
192 65
67, 500 00

3, 495 00
37, 650 76

205,140 52

Gardiner National Bank, Gardiner.
No. 3174.

I. J . CAHii, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Duo from other banks and bankers.
Real estate, furniture, and iixtures.
Current expenses and taxea paid...
Premiums paid
C hecks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie.
Legal-tender notes
U. S. certiiicates of do-posit
|
Redemption fund with U. S. Treas. !
Due from U. S. Treasurer
|

$50,000 00

"""50,"000 00 ' Surplus fund

25,000 00
5,220 59

! Other undivided profits 8, 000
15, 438
3,(^2
«, 000
1M
% uoo
2, 614

) National bank notes outstanding..
• I State bank notes outstanding
I

00
84
32
00
9
ou
30

Dividends unpaid

45, 000 00
470 00

: i Tndividual deposits
\
• j United Status deposits
i
|i DepositsofU.S.disbursingoilicers.'

r

!

71, 759 20

'2," G7. i" 66
15 r>l ; j Due to other naiional banks

7, 977 00

Due to State banks and bankers . .
Notes and bills re-discounted . .
Bills payable

4, 655 50
3, KJiJ 00
2, 250 00 I
-

•

•

-

•

!

205, 426 79

Total.

E. L. SMITH, Cashier.

$102,830 40 I' Capital stock paid in

205,426 79

Total.

Merchants' National Bank, Gardiner.
D A V I D D E N N I S , President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
.Fractional currency
Trade dollars
Specie
L"gal-tender notes
U. H. certificates of deposit
Redemption fund with U. S. Treas
Due from U. S. Treasurer
Total




2s o. 8219.

H E N R Y FAKRINGTON,

$174, 596 47 ;: Capital stock paid in
843 47 !i
25,000 00 •Surplus fund
Other undivided profits .
National bank notes outstanding..
State bank notes outstanding

4, 555 65

4, 000 00
9 44
6 500 00
,
13, 700 37
G50 00
106 23
5 555 55
,
70S 00
1,125 00
237,350 18

! Dividends unpaid.
1
! Individual deposits
; United States deposits
Deposits of U.S. disbursing offi-ct 1 s
r
; Due to other national banks
Due to State banks and banker;* ..
!
; Notes and bills re-discounted
Bills payable
:
!

Total.

Cashier.

$100, 000 00
3, 300 00
298 47
22,500 00
762 00
100,1G9 77

2,319 94
8,000 00

237,350 18

14

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Oakland National Bank, Gardiner.
No. 740.

JOSHUA GRAY, President.

S. BOWMAN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
:
IT. S. bonds to secure circulation. ..
IF. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Duo from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items.
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas .
Due from U. S. Treasurer

$127, 947 03 Capital stock paid in
j
2,681 35
50, 000 00 Surplus fund
j
Other undivided profits
i
I Xational bank notes outstanding. - j
17,1GG 01
State bank notes outstanding
|
10,093 26
Dividends unpaid
j
3, 480 26 Individual deposits
United States deposits
1,882 00
70 03

10, 342 00
21, 715 11
44, 500 00
250 00
77, 625 55

j

Depositsof U.S. disbursing officers.

Due to other national banks
|
Due to State banks and bankers .
5, 769 20
1,164 00 Notes and bills re-discounted .
Bills payable
2, 250 00
500 00
223, 003 64

Total.

$50, 000 00

Total .

5,963 60

12, 607 38

223,003 64

Hallowell National Bank, Hallowell.
No. 3247.

JOHN GRAVES, President.

Loans and discounts
;
Overdrafts
IT. S. bonds to secure circulation...'
IT. S. bonds to secure deposits
II. S. bonds on hand
Other stocks, bonds, and mortgages.;
Due from approved reserve agents.
Due from other banks and bankers
Jieal estate, furniture, and
fixtures.
C urrent expenses and taxes paid
'•
Premiums paid
Checks and other cash items
;
Exchanges for clearing-house
Bills of other banks
!
Fractional currency
Trade dollars
'
Specie
Legal-tender notes
!
U. S. certificates of deposit
'
Redemption fund with U. S. Treas .|
Due from U. S. Treasurer
>.

Total.

A. K. PERRY, Cashier.

|

i,283 45 , Capital stock paid in.
»
12, 500 00 ;: Surplus fund
; Other undivided profits . -

$50, 000 00

;

12, 500 00
5, 095 65

;

Xational bank notes outstanding. .'•
22, 312 98 . State bank notes outstanding
,

11,150 00

659 35 Dividends unpaid
j
1, 2(55 (53 ' Individual deposits
i
4, 034 90 ! United States deposits
Depositsof U.S. disbursing officers, j
726 00
j
2 46 Due to other national banks
Due to State banks and bankers.
924 00
2, 000 00 i Notes and bills re-discounted.
! Bills payable
5(52 50
500 00

Total.

134,771 27

56, 025 62

134,771 27

Northern National Bank, Hallowell.
J U S T I N E . SMITH, President.

Loans and discounts
O rerdrafts
U. S. bonds to secure c i r c u l a t i o n . . .
IJ. S. bonds to secure deposits L r . S. bonds on hand
Other stocks, bonds, and mortgages
D u e from approved reserve agentH.
D u e from other bonks and b a n k e r s
Real estate, furniture and fixtures
C u r r e n t expenses and taxes paid. ..
P r e m i u m s paid
Cbecks and other cash items
E x c h a n g e s for clearing-house
Bills of o t h e r banks
Fractional currency
T r a d e dollars
".
Specie
Legal-tender notes
U . S. certificates of deposit
Redemption fund with U. S. Treas .
D u e from U". S. T r e a s u r e r

Total.




No. 532.

$127, 957 91
100, 000 00
'2, 725
37, 674
1, 445
2, 435

00
37
00
51

(5, 608 00
1,151 52

G E O R G E R. SMITH,

Capital stock paid in.
Surplus fund
Other undivided profits

Cashier.

$100,000 00
;
;

25, 000 00
15, 596 94

National bank notes outstanding.. j
State bank notes outstanding
i

89, 8L0 00

Di vidcuds unpaid

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

1,464 00

57, 639 74

1. ! ( > 0 >
U <
5 37
Du<* to other national b a n k s
Due to State b a n k s and b a n k e r s .
1, 8-jn 00
3. 345 00
Notes and bills re-discountedHills payable
3,180 00
289, 510 68 !

Total.

289, 510 68

REPORT OF THE COMPTROLLER OF THE CURRENCY.

If)

MAIME.
First National Bank, Boulton.
No. 274$

WALTER MANSUK, President.

WILLIAM C. DONNELU Cashier.

Resources.
Loans and discounts
—
Overdrafts
IT. S. bonds to secure circulation..
U, S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
.Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
'Bills of" other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas
Due from U. S. Treasurer

Total.

Liabilities,
$107,306 89 i Capital stock paid in

$50, 000 00

"""so," boo" 65" Surplus fund
Other undivided profits
.
i [National bank notes outstanding..
.10, 766 95 State bank notes outstanding
,
>'. Dividends unpaid
ii
4, aoo oo ; | Individual deposits
900 55 I United States deposits
Deposits of U.S. disbursing officers.'
1, 931 00
i
4 12 Due to other national banks
37 00 ! Due to State banks and bankers .. !
7,742 35
700 00 ! j Notes and bills re-discounted
Bills payable
1, 350 00

3, 300 00
713 00

172, 541 84

Total

10, 000 00
3, 929 0;i
20, 480 00
63 00
80, 344 87

1,724 04

172, 541 84

Ocean National Bank, Kennebunk.
EDWARD W. MORTON, President.
!
Loans and discounts
Overdrafts
T7. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...:
;
Premiums paid
Checks and other cash items
i
Exchanges for clearing-house
Bills of other banks
;
Fractional currency
Trade dollars
.".
Specie
'
Legal-tender notes
U. S. certificates of deposit
Kedemption fund with U. S. Treas.
Due from U. S. Treasurer

No. 1254.

[ $100, 000 00

"""eo," 666 "66

20, 000 00
10,429 57

Surplus fund
-I Other undivided profits .
2, 000 00 ;, National bank notes outstanding..
20,143 01 State bank notes outstanding
3,093 77 ,
3, 500 00 : Dividends unpaid
325 75 ii
',' Individual deposits
4,541. 17 H United States deposits
. I Deposits of U.S. disbursing officers.
1,482 00 i
3 51 Due to other national banks
Due to State banks and bankers .
7, 582 25
500 00 Notes and bills re-discounted .
Bills payable

52, 000 00
423 00
48,121 79

2, 700 00
700 00 |i

230,974 36 ||

Total.

CHRISTOPHER LITTLEFIELD, Cashier,

$124, 402 90 j Capital stock paid in

Total.

230, 974 36

First National Bank, Lewiston.
E. F. PACKARD, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. 8. bonds on hand
Other stocks,bonds, and mortgages.;
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures..
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas-'
Due from U. S. Treasurer
Total.




No. 330.

A. L. TEMPLETON, Cashier.

$694,938 43 ; j Capital stock paid in

j

$400, 000 00

!
'[

400,000 00 j Surplus fund
j Other undivided profits

200,000 00
30, 676 40

! National bank notes outstanding .
51, 00'i 20 • State bank notes outstanding
3.18101 j
35,435 51 ; Dividends unpaid
1,42!? 70 :
I Individual deposits
34 n.i I United States deposits
4"1 47 ! DopositsofU. S. msbursingofficers.
22. 190 00 j
fi6 69 ,
Due to of her national banks
175 00 Due to State banks and bankers . .
22, 535 00 I
1, 500 00 ,• Notes and bills re-discounted .
Bills payable
18, 000 C ;
O
I
1, 250, 953 72 I

Total

M

859, 270 00
964 00
250, 234 09

9, 809 23

1,250,953 72

I
G

REPORT OF THE COMPTROLLER OF THE CURRENCY.
IIA IW E .
f
Manufacturers' National Bank, Lewiston.

JOHN M. BOBBINS, President.

No. 2260.

ADDISON SMALL, Cashier.

Liabilities.
Capital stock paid in.

Resources.

$200,000 00

$283, 637 89
Loans and discounts
i
O verdrafts
!•-•
;
156,666 66 Surplus fund
U. S. bonds to secure circulation... |
II. S. bonds to secure deposits
!...
Other undivided profits IT. S. bonds on hand
!--648 00 i National bank notes outstanding..
(.')ther stocks, bonds, and mortgages j
22,412 59 State bank notes outstanding
Dae from approved reserve agents, j
57 97
Duo from other banks and bankers, j
22,162 58 I Dividends unpaid
Heal estate, furniture, and fixtures.'
1, 997 72
Current expenses and taxes paid... j
14, 475 00 I Individual deposits
Premiums paid
I
182 64 | United States deposits
("hecks and other cash items
Exchanges for clearing-house
Deposits of U.S. disbursing officers.
6,039 00
J3ills of other banks
298 10 Due to other national banks
Fractional currency
Trade dollars
Due to State banks and bankers . .
10, 499 00
Specie
1,000 00 j|Notes and bills re-discounted .
Legal-tender notes
Bills payable
II. "B. certificates of deposit
0, 750 00
J Redemption fund -with U. S. Treas
Due from U. S. Treasurer
520,160 49

Total.

18, 000 00
5, 232 20
134,330 00
304 50
161, 743 79

500 00

Total.

520,160 49

Limerick National Bank, Limerick.
JEREMIAH M. MASON, President.

Loans and discounts
;
Overdrafts
U. S. bonds to secure circulation...
II. S. bonds to secure deposits
'•
U. S. bonds on hand
Other- stocks, bonds, and mortgages. j
Due from approved reserve agents •
Duo from other hanks and bankers ;
Jloid estate, furniture, and fixtures.!
O iirrent expenses and taxes paid... \
Premiums paid . . . . '
i
Checks and other cash items
j
Exchanges for clearing-house
|
Bills of other banks
Fractional currency
;
Trade dollars
Specie
•-..:
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas.
Due from U. S. Treasurer

No. 2785.

|

$50, 000 00

Surplus fund
Other undivided profits .

3,106 88
2,674 51

10, 000 00
3, 284 32

National bank notes outstanding..
State bank notes outstanding

12, 500 00

11,220 00

Dividends unpaid
;
Individual deposits
United States deposits
Deposits of U.S. disbursing officers.

250 00

11, 012 75

41 Due to other national banks
Due te State banks and bankers . . !
122 00
429 00 Notes and bills re-discounted
Bills payable
562 50

Total.

85, 517 07

Total .

JOSHUA C. LANE, Cashier.

Capital stock paid in.

$65,871 77

85,517 07

New Castle National Bank, N e w Castle.
THOMAS C. KENNEDY, President.

Loans and discounts
Overdrafts
I
II. S. bonds to secure circulation... j
II. S. bonds to secure deposits
i
U. S. bonds on hand
'
Other stocks, bonds, and mortgages.
Dae from approved reserve agents.
Duo from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
L?igal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas.
Due from U. S. Treasurer
Total.




No. 953.

D. W. CHAPMAN, Cashier.

$72, 259 85 j Capital stock paid in .

26, 66666

$50, 000 00

| Surplus fund
Other undivided profits .

25, 000 00
6,048 79

6, 000 00 National bank notes outstanding..
19,793 94 State bank notes outstanding

23,400 00

1, 725 00 Dividends unpaid .
441 84
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
1, 012 00
1 09
2, 590 00
300 00

450 00
28,454 93

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

1,170 00 i
131,353 72 1

Total.

131,353 72

OV TlTti COMPTROLLER OF THE (CURRENCY.

17

M A fi N E .

North Berwick National Bank, North Berwick.
F . 0. SNOW, President

No. 1523.

C. W. GREENLEAF, Cashier.

Resources.
Loans and discounts
i
Overdrafts
•
U. S. bonds to secure circulation. - -i
TJ. S. bonds to secure deposits
!
IT. S. bonds on hand
Other stocks, bonds, and mortga
Dae from approved reserve agents
Due from other banks and bankers.!
Real estate, furniture, and fixtures. I
Current expenses and taxes x>aid... .j
Premiums paid
j
C hecks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
'.
Specie
Lsgal-tender notes
U. S, certificates of deposit
Redemption fund with U. S. Treas
Due from TJ. 8. Treasurer
Total.

Liabilities.
$65, 710 72 ,; Capital stock paid in
31)4 06 '
20,000 00 I j Surplus fund
i
Other undivided profits
i
! National bank notes outstanding..!
2,156 05 I State bank notes outstanding
1,900 00 I j Dividends unpaid .

$50, 000 00

8, 623 75
2, 520 48
18, 000 00
153 00

i Individual deposits
j
2, 865 67 '! United States deports
I
.' i Deposilsof'U .S. disbursing officers.!

21, 0Gb 47

412 00
!
2 20 i
1, 525 00
4,500 00

Due to other national banks
Due to State banks and bankers
I Notes and bills re-discounted .
i Bills payable

900 00

Total.

100, 365 70

100, 365 70

Norway National Bank, Norway.
HENRY M. BEARCE, President.

Loans and discounts
Overdrafts
TJ. S, bonds to secure circulation
TJ. S. bonds to secure deposits...
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Duo from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid.
,
C bocks and other cash items
Exchanges for clearing-house
Bills of other banks..'.'
Fractional currency
Trade dollars
Speci.0
Legal-tender notes
TJ, S. certificates of deposit
Redemption fund with U. S. Treas
Due from TJ. S. Treasurer

Total.

No. 1956.
$154,833 93
50,000 00

H. D. SMITH, Cashier.

Capital stock paid in.

$100, 000 00

Surplus fund
Other undivided profits . . .

12, 500 00
3, 374 49

1, 090 00 National bank notes outstanding..
430 55 State bank notes outstanding . . . .
7, 707 1)7
3, 290 50 Dividends unpaid
882 59 !
10, 800 01) : Individual deposits
861) 5(3 United Stares dr-posits
Deposits of U.S.disbursingofiieers
18 50 ! Due to other national hanks
5,121 00 j Duo to Stato banks and bankers .
8,500 00 ! Notes and bills re-discounted
Bills payable
,

44, 500 00
323 00
69,372 17

5,781 06
7, 325 93

2,250 00

Total.

243,170 05 i

243,176 65

Messalonskee National Bank, Oakland.
A. P. BENJAMIN, President.

L >aus and discounts
Overdrafts
TJ. S. bonds to secure circulation....
T.T. S. bonds to secure deposits
'
IT. S. bonds on hand
Oiher stocks, bonds, and mortgagee.
Due from approved reserve agents, j
Due from other banks and bankers j .
Real estate, furniture, and fixtures.!
(Jui rent expenses and taxes paid.... \
I* renriums paid
'
0 iecks and other cash items
j
E ^changes for clearing-house
i.
BiDs of other banks..
Fractional currency
•
Trade dollars
"
:.
Specie
Logal-tender notes
U. S. certificates of deposit
.
Redemption fund with U. S. Treas.

Due from U. S. Treasurer
Total




No. 2231.
$95,085 53

J . E . HARRIS, Cashier.

Capital stock paid in.

. . . . .....j

75, 000 00 ; Surplus fund
Other undivided profits
-

.I

National bank notes outstanding..

2,745 63 j State bank notes outstanding
!
1,250 00 ' Dividends unpaid .
309 73 1
1
Individual deposits
18, 500 00
1, 073 22 United States deposits

Deposits of TJ.S.disbursing officers.
3, 57r> 00
10 03 : Due to other national banks
Due to State banks and bankers . .
1, 087 00
2, 500 00 Notes and bills re-diseonnted Bills payable
3, 375 00

204,511 14 j;

Total.

$75, 000 00
7, 959 37
3, 385 78
65, S O 00
C
69 00
46, 510 01

6, 086 98

204,511 14

18

REPORT OF THE COMPTROLLER OF THE CURRENCY,
MAINE.
Orono National Bank, Orono.
No. 1134.

EBENEZER WEBSTER, President.

ALBERT W H I T E , Cashier,

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
XT. S. bonds to secure deposits
TJ. S bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
'
Specie
Legal-tender notes
XT. B. certificates of deposit
Redemption fund with IT. S. Treas.
Due from TJ. S. Treasurer

$50, 000 00

$36,615 34 I. Capital stock paid in.

400 00
5, 200 00
12, 000 67
3, 907 95
4, 800 00
538 50
3, 409 37

475 00
31 02
7,146 97
990 00

Surplus fund
Other undivided profits .

8,403 00
2, 008 98

National bank notes outstanding-.
State bank notes outstanding

9,410 00

Dividends unpaid

,

74 00

Individual deposits
United States deposits
|
Deposits of U.S. disbursing officers.

18,681 34

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

562 50
18,637 32 |;

Total .

Total.

88,637 32

Union National Bank, Phillips.
J. E. THOMPSON, Cashier.

No. 2267.

. B. BEAL, President.
Loans and discounts
;
Overdrafts
:
U. S. bonds to secure circulation... j
U. S. bonds to secure deposits
;
U. S. bonds on hand
I
Other stocks, bonds, and mortgages-|
Due from approved reserve agents. •
Due from other banks and bankers.!
Real estate, furniture, and fixtures.;
Current expenses and taxes paid...!
Premiums paid
j
Checks and other cash items
'
Exchanges for clearing-house
!
Bills of other banks
!
Fractional currency
j
Trade dollars
".
I
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas j
Due from U. S. Treasurer

Total.

$45,141 06

Capital stock paid in

50, 000 00

$50,000 00

;

Surplus fund
i
Other undivided profits
j
500 00 ; National bank notes outstanding..
8,352 05 State bank notes outstanding . .
676 86 :' Dividends unpaid .
|
j
5, 800 00 Individual deposits
544 83 United States deposits
j Deposits of U.S. disbursing officers. I.
880 00
39 Due to other national banks
Due to State banks and bankers .
1, 002 25
177 00 Notes and bills re-discounted .
Bills payable
2, 250 00

115,324 44

Total.

4, 200 00
1, 318 23
45,000 00
117 00
14, 689 21

115, 324 44

First National Bank, Portland.
IT. J . LIBBY, President.

J. E. WENGREN, Acting Cashier.

No. 221.

$1,760,431 84 Capital stock paid in.
Loans and discounts
$1, 000,000 00
5, 015 71
' )verdrafts
800, 000 00 Surplus fund
112, 256 09
ij. S. bonds to secure circulation...
30,609 59
f J. S. bonds to secure deposits . . . .
Other undivided profits .
iJ. S. bonds on hand
18, 200 00 National bank notes outstanding..
720, 000 00
Other stocks, bonds, and mortgages
35, 455 77 State bank notes outstanding
;)ne from approved reserve agents.
209, 836 57
)ue from other banks and bankers,
181, 857 63 Dividends unpaid
i.leal estate, furniture, and fixtures .
308 00
'. torrent expenses and taxes paid...
3, 362 59
i?remj.ums paid
124,150 80
Individual deposits
Checks and other cash items
11,095 83 United States deposits
Exchanges for clearing-house
40,117 05 Deposits of U.S.disbursing ofiicers.
Bills of other banks
14, 820 00
Fractional currency
129,905 74
Due to other national banks
Trade dollars
> Due to State banks and bankers . .
31, 515 24
Specie
67, 732 47 I
Legal-tender notes
11, 000 00 '| Notes and bills re-discounted
CT. S certificates of deposit
j Bills payable
..i
50,000 00
Redemption fund with U. S. Treas.
36, 000 00 I
Due from U . S . Treasurer
3, 910 00 j
Total




,

3,198, 835 46 j

Total

I 3,198,835 4G

REPORT OF THE COMPTROLLER OF THE CURRENCY.

19

MAINE.
Canal National Bank, Portland.
No. 941.

"WILLIAM W. THOMAS, President.

BENJAMIN C. SOMEUBY, Cashier.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation ..
IJ S. bunds to secure deposits
II., S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Keal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
('hecks and other cash items
Exchanges tor clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes .
II. S. certificates of deposit
Redemption fund with U. S. Treas
Due from TJ. S. Treasurer
<...

Total.

Liabilities.
Capital stock paid in

$1, 358,869 44
50,000 00

144, 858
81, 842
5,000
4. 380
33,125
19, 813
20,106
14,151
39

j

$600, 000 00

120,000 00
261, 215 57

Surplus fund
Other undivided profits .
National bank notes outstanding..
State bank notes outstanding
'

58
83
00
42
00
01
11
00
31

45, 000 00
1,367 27

Dividends unpaid.
]

Individual deposits

695, 501 87

United States deposits
Deposits of U.S. disbursing officers.

53,840 00
4,000 00 i|

Due to other national banks
Due to State banks and bankers ..

49, 250 94

Notes and bills re-discounted
Bills payable
Total

1,772,335 65

| 1,772,335 65

Casco National Bank, Portland.
I. P . FARRINGTON, President

Loans and discounts
Overdrafts
U, S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Ot hex stocks, bonds, and mortgages
Due from approved reserve agents
Due from othoi banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
P reniiunis paid
C liecks and other cash items
K ^changes for clearing-house
J J :11s of other banks
Fractional currency
Trade dollars
Specie
I jOgal-tender notes
I *. S. certificates of deposit
Redemption fund with U. S. Treas .
Due from U. S. Treasurer
Total .

No. 1060.

MARSHALL R. GODING, Cashier.

$1,421, 310 05 !, Capital stock paid in
161,220 47 i!
50, 000 00 i i Surplus fund
; i Other undivided profits
137 15

:

i

$800,000 00
!

290, 000 00
21, 975 67

! National bank notes outstanding.. j
State bank notes outstanding

45, 000 00

503 08
000 00 ;! Dividends unpaid
431 (39 i|

3,140 27

; Individual deposits
518*23 ! United States deposits
407 90 '; Deposits of U. S. disbursing officers.
248 00
36 58
612 80
712 00

ji Due to other national banks
I
. j Duo to State banks and bankers .. I
i Notes and bills re-discounted .
Bills payable

733, 590 29
55, 681 72

2, 250 00

1,949,387 95 ;

Total

1,949,387 95

Cumberland National Bank, Portland.
IIOUATIO N. JOSE, President.

No. 1511.

W . H . SOULK, Cashier.

Loans and discounts
$430, 970 14
$250, 000 00
Capital stock paid in.
(): verd rafts
!T . S. bonds to secure circulation...
50, 000 00
155, 000 00
Surplus fund
I S. bonds to secure deposits
I.
38, 739 83
Other undivided profits .
U.S. bonds on hand
j.
Other stocks, bonds, and mortgages.
139, 500 00
National bank notes outstanding..'
Duo from approved reserve agents, j
14, 973 34 State bank notes outstanding
j.
Dao from other banks and bankers, j
15, 964 49
Real estate, furniture, and fixtures <
j
482 32
15, 000 00 Dividends unpaid
('urrent expenses and taxes paid. ..j
2,758 09 ;|
Premiums paid
|
j
181, 730 14
8, 000 00 IIndividual deposits
(' hecks and other cash items
I
8,307 '17 I United States deposits
|
II^changes for clearing-house
:
5, 368 71 !\Deposits of U. S. disbursing officers. j
1 Jills of other banks
!
4, 070 00 '
Fractional currency
!
!
17, 295 89
20 24 : Due to other national banks
Trade dollars
i
! Due to State banks and bankers ..!
;
Specie
615'00 :
Ljgal-tender notes
:
9, 256 00 i Notes and bills re-discounted .
IT. S. certificates of deposit
!_
j Bills payable
iiedemption fund with U. S. Treas -I
6, 975 00 ;
Due from U. S. Treasurer
470 00 ,

Total.




677,748 18 ;|

Total.

677, 748 18

20

REPORT O F T H E COMPTROLLER O F T H E CURRENCY.
A I J* E .
Merchants' National Bank, Portland.

JACOB MCLELLAN, President.

"No. 1023.

CHARLES PAYSON, Cashier.

Resources.
Loans and discounts
!
!
Overdrafts
U. S. bonds to secure circulation... i
TJ. S. bonds to secure deposits
!
TJ. S b n s on hand
S. bonds
Other stocks,bonds,and mortgages |
Due from approved reserve agents I
Due irom other banks and bankers, j
Keal estate, furniture, and fixtures, j
Current expenses and taxes paid ...\
Premiums paid
i
C necks and other cash items
i
Exchanges for clearing-house
j
Bills of other banks...'
Fractional currency
|
Trade dollars
i
Specie
j
Legal-tender notes
i
TJ. S. certificates of deposit
{
Redemption fund with U. S. Treas .'
Due from U. S. Treasurer
j
Total.

Liabilities.
$667, 968 51 Capital stock paid in
40 40
272, OoO 00 Surplus fund
70, 000 00 : Other undivided profits

|

60, 000 00
122, 329 43

48 National bank notes outstanding.
42 State bank notes outstanding
40
00 Dividends unpaid
56
Individual deposits
5,282 53 United States deposits
13,840 51 Deposits of U.S. disbursing officers
9,2G0 00
99 22 Due to other national banks
Due to State banks and bankers ..
33,506 00
Xotes and bills re-discounted.
Bills payable
12,240 00

3,492
49,003
10, 554
24, 000
2,828

1,174,116 03

$300,000 00

244, 800 00
959 82
387,411 53
28,221 05
14, 536 84
15, 857 36

Total.

1,174,116 03

National Traders' Bank, Portland.
No. 1451.

FRED. G. MESSER, President.

Loans and discounts
Overdrafts
|
U. S. bonds to secure circulation... j
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Keal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
F factional currency
I
Trade dollars
,... j
Specie
Legal-tender notes
i
U.S. certificates of deposit
Redemption fund with TJ. S. Treas .'
Due from TJ. S. Treasurer
;
Total .

EDWARD GOULD, Cashier

$516,986 11 Capital stock paid in
78 77
172,000 00 Surplus fund
Other undivided profits

|

$300,000 00

I

75,000 00

Xational bank notes outstanding..
58, 378 57 State bank notes outstanding
40,488 84
Dividends unpaid
2, 745 91
Individual deposits .
United States deposits
7,230 51 Deposits of U. S. disbursing officers
3, 233 00 j
58 18 Due to other national banks
Due to State banks and bankers ..
18, 475 00
2, 809 00 Xotes andbilis re-discounted.
Bills payable
7, 740 00
1,000 00

154, 500 00

831, 283 89

30, 6*J5 97

Total.

420 00
270, 606 38

91 54

831, 283 89

First National Bank, Richmond.
C. H. T. J. SOUTHARD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Keal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
j
TJ. S. certificates of deposit
-'
Redemption fund with U. S. Treas
DHH from U. S. Treasurer
Total.




No. 662.

JOSEPH M. ODIORNE, Cashier,

$42,370 82 : Capital stock paid in.

'""56*606*66*

$50, 000 00

Surplus fund
Other undivided profits.

8,127 80
1,327 72

National bank notes outstanding..
17,485 58 State bank notes outstanding
" 2 6 0 " 00*

218 98
7,600 00
2, 296 92
2, 895
14
9
2,426
296

42,100 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

00 i!
05 ' Due to other national banks
00 1 Due to State banks and bankers
70 '•
00 •; Notos and bills re-discounted. -.

26, 507 53

..

Bills payable

2,230 00 !

128,063 05 :;

Total

„

128,063 05

REPORT OF THE COMPTROLLER OF THE CURRENCY.

21

MAINE.
Richmond National Bank. Richmond.
GEORGE H. THEOBALD, President.

No. 909.

WILLIAM H. STUART, Cashier.

Liabilities.

Resources.
.Loans and discounts
Overdrafts
U. S. bonds to secure circulation- -.
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Dae from approved reserve agents.
Due from other banks and bankers. \
Real estate, furniture, and fixtures, j
Current expenses and taxes paid....!
Premiums paid
j
Checks and other cash items
•
E^changes for cleaving-house
!
Bills of other banks
i
Fractional currency
j
Trade dollars
'
Specie
!
Legal-tender notes
-.. j
U. S. certificates of deposit.
'
Redemption fund with U. S. Treas. j
i m e f r o m U . S. Treasurer
;

$114,440 37 Capital stock paid i n . . „
04 94
120, 000 00 Surplus fund
Other undivided profits
11, 600 00
24, 045 1G

$120,000 00
22,500 00
4,479 05
103, 620 00

National bank notes outstanding-.
State bank notes outstanding

3,125 00 | i Dividends unpaid .

298 50

; Individual deposits
404 03 I United States deposits
:
Deposit s of U.S. disbursing officers
850 00 ;
21 5G ; Due to other national banks
--•
Due to State banks and bankers .
2,113 00
1,100 O ) Notes and bills re-discounted
S
Bills payable..
5,400 00
283, 170 06

Total.

j
•

31,304 80

967 71

Total.

283,170 06

Lime Rock National Bank, Rockland.
JOHN T. BEERY, President.

No. 2097.

Loans and discounts
- -'
Overdrafts.
'
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
i
U. S. bonds on hand
Other stocks, bonds, and mortgages ;
Due from approved reserve agents. •
Due from other banks and bankers
Real estate, furniture, and fixtures.;
Ciirrent expenses and taxes paid... ;
1 •remiumH paid
I
C hecks and ot her cash items
Exchanges for clearing-house
'•
Bills of other b a n k s . . ;
.!
Fractional currency
,
Trade dollars
'.
'
Specie
;
Legal-tender n o t c s
--i
U. S. certiiicatcs of deposit
!
Redemption fund wirii U. S. Trcas. j
Due from U. S. Treasurer
!
Total
!

GEORGE W. BERRY, Cashier.

$138, 025 8<i ; Capital stock paid in
h 09!) hi
40, 000 00 ; Surplus fund j
: Other undivided profits.

•, $105, 000 00
8, 500 00
833 61

1,(180 80 : National bank notes outstanding..
13, (387 55 ; Suite bank noios outstanding
13, 034 01 i
Dividends unpaid .

36, 000 00

4, 375 00 Individual deposits
,
14, 830 91 United Sfcal^.s deposits
: .'Deposits of U.S. disbursing officers
0,1)50 00 ;
111 04 Due to other nn-tiiMial banks
: Dut- to Slate banks and bankers . .
9. 318 68
3, 070 00 Notes and bills re-discounted
i Bills payable
1,800 00 .
;i
247, 089 01 |
Total.

75, 842 70

3,788 72

17,332 25
691 73

247, 989 01

North National Bank, Rockland.
ADCXNIBAM J. BIRD, President.

No. 2371.

NATHAN T. FAUWELL, Cashier.

Loans and discounts
|
$135. 255 51 Capital stock paid in
;
Overdrafts
U. S. bonds to secure circulation-..'
100, 000 00 Surplus fund
U. S. bonds to secure deposits
,
Other undivided profits .
U. S. bonds on hand
Other stocks, bonds, and mortgages ;
10, 500 00 National bank notes outstanding..
Due from approved reserve agents.
3i), 041 (J8 Btate bank notes outstanding . . . . . '
Duo from other banks and bankers.
50 00
Iloai estate, furniture, and fixtures.;
2, 500 00 Dividends unpaid
I
Current expenses and taxes paid
Premiums paid
Individual deposits
Checks and other cash items
3, 007 10 United States deposits
Exchanges for clearing-house ''
Deposits of U. S. disbursing officers.
Bills of other banks
3, 980 00 I
Fractional currency
..s
105 28 !' Due to other national banks
Trade dollars
.'•
Specie
.
8, 022 00 Due to State banks and bankers ..
Legal-tender notes
1, 180 00 | Notes and bills re-discounted .
U S. certificates of deposit
| l-Jifls payable
Redemption fund with U. S. Treas
-1, 50*; 00
Dae from U. S. Treasurer
,

Total.




309,731 57

Total

$100,000 00
12, 500 00
11, 608 50
81,000 00
850 50
102,608 22

1,164 35

309, 731 57

22

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Hockland National Bank, Rockland.

MAYNARD SUMNER, President.

No. 1446.

G. HOWE "WIGGIX, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TT. S. bonds to secure circulation...
U. S. bcrnls to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
E xchanges for clearing-house...
Bills of other banks
Fractional currency
Trade dollars
'
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas.
Due from U. S. Treasurer

Total.

$345,871 14
96 57
50, 000 00
15, 500 00
23, 708 32
12,084 72
7,500 00

Capital stock paid in

!

Surplus fund
Other undivided profits -

:

National bank notes outstanding..!
State bank notes outstanding
J
Dividends unpaid

50, 000 00
17, 688 02
45, 000 00
1, 056 00

Individual deposits
2, 058 43 United States deposits
Deposits of U. S.disbursing officers.
12,160 00
205 20 Due to other national banks
Due to State banks and bankers . .
11, 565 05
1, 500 00 "Notes and bills re-discounted .
Bills payable
2, 250 00

214,136 34
3, 742 22
2, 876 85

Total.

484,499 43

$] 50, 000 00

464,499 43

Saco National Bank, Saco.
No. 1535.

R. JORDAN, President.
Loans and discounts
Overdrafts
TT. S. bonds to secure circulation-..
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Duo from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiurnspaid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
17. S. certificates of deposit
I
Redemption fund with U\ S. Treas.;
Due from TJ. S. Treasurer
j
Total.

S. S. RICHARDS, Cashier.
;

$100, 000 00

""90," 000 66"; Surplusfund
Other undivided profits
18, 000 00 ! National bank notes outstanding.. !
28, 262 73 j State bank notes outstanding
1, 062 62 j
7,821 44 Dividends unpaid
!

20,000 00
3, 450 77
79,600 00

$117,515 44

1,454 90
652 08
4, 058 00
5 19
4,162 30
3, 500 00
4, 050 00
410 00

Capital stock paid in

Individual deposits
!
United States deposits
j
Deposits of U.S. disbursing officers. 1
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

I

Total..

280, 954 70

1, 530 18
76, 321 65

52 10

280, 954 70

York National Bank, Saco.
R. F. C. HARTLEY, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Duo from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid... >
Premiums paid
>
Checks and other cash items
|
Exchanges for clearing-house
Bills of other banks
j
Fractional currency
j
Trade- dollar's
Specie
•
L-gal-tender notes
U. S. certificates of deposit
Redemption fund, with" IT. S. Treas
Duo from U. S. Treasurer

Total.




No. 1528.

JOHN C. BRADBURY, Cashier.

$173,147 17

Capital stock paid in

"ioo, 666 60

Surplus fund
Other undivided profits.

36, 939 95
506 42
7, 500 00

$100, 000 00
!
...J

National bank notes outstanding-.!
State bank notes outstanding
Dividends unpaid .

Individual deposits
I, 648 44 I United States deposits
' Deposits of U. S. disbursing officers.
11, 973 00
3 83 i Duo to other national banks
:
Due to State banks and bankers .. j
12, 709 20
9, 868 00 Notes and bills re-discounted
\
Bills payable
j
4, 500 00
1, 500 00
360,316 01

Total.

40, 000 00
8,017 37
88, 500 00
2, 389 38
110,314 06

11,095 20

360, 316 01

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

23

M AI
Searsport National Bank, Searsport.
JAMES G. PENDLETOX, President.

No. 2042.

CHARLES F. GORDON. Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts - IT, S. bonds to secure circulation...;
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Dae from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures .
Current expenses and taxes paid —
Premiums paid
'
0 hecks and other cash items
E xchan gos for clearing-house
1 Jills of other banks.. I
;
Fractional currency
;
Trade dollars
Specie
!
Legal-tender notes
:
U. S, certificates of deposit
Redemption fund with U. S. Treas .
Due from TJ. S. Treasurer

$86, 554 98

Capital stock paid in

j

$50, 000 00

" 50*000 00

I Surplus fund
Other undivided profits

I

4, 000 00
7, 255 18

Nat ional bank notes outstanding.. j
State bank notes outstanding
;.

45, 000 00

0, 521 00
30, 212 82

I Dividends unpaid

\

828 00

Individual deposits.
p
1, 015 55 I United States deposits
:
U.S.disbursing
• Deposits of U S disbursi officers.
1, 491 00
j
4 65 Due to other national banks
Due to State banks and bankers .. i
4, 715 83
500 00 Notes and bills re-discounted.
Bills payable

75, 757 86

403 40

818 19

2, 250 00

Total.

183, 659 23

Total.

183, 659 23

First National Bank, Skowhegan.
JAMES B. DASCOMB,

No. 239.

President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation. ..j
II. S. bonds to secure deposits
|
IT- S. bonds on hand
;
Other stocks,bonds,and mortgages.
Dae from approved reserve agents..
Duo from other banks and bankers.;
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
;
Trade dollars
Specie
Legal-tender notes . .
IT. S. certificates of deposit
Redemption fund with IT. S. Treas .
Due from XI. S. Treasurer

$260, 233 49

GEORGE N. PAGE, Cashier.

Capital stock paid in

i

iso, 666 66

Surplus fund
Other undivided profits

30, 000 00
129,730 G2
1, 761) 33
2, 000 00

National bank note* outstanding..;
State bank notes outstanding

20, 000 00
11,920 53
0, 6(50 00
107 25
" 5,'500 66
15, 000 00

50, 000 00
11, 788 52
129, 000 00

Dividends unpaid

520 00

Individual deposits
I
United States deposits
Deposits of U.S. disbursing officers. |

298, 359 70

l)ue to other national banks
j
Due to State banks and bankers . . j
i
Notes and bills re-discounted
i
Bills payable
i

639, 668 22

Total.

$150, 000 00

Total.

639, 668 22

Second National Bank, Skowhegan.
R. B. SHEPHERD, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Cheeks and other cash items
Exchanges for clearing-house
Bills of other banks...'
Fractional currency
Trade dollars
".
Specie
'
Legal-tender notes
U. S. certificates of deposit
Red* mption fund with IT. S. Treas
Due from U. S. Treasurer
Total.




No. 298.

JAMES FELLOWS, Cashier.

$144, 513 32 Capital stock paid in
4,105 82
125, 000 00 Surplus fund
Other undivided profits

\

$125,000 00
30, 000 00
2, 942 40

National bank notes outstanding . I
15, 002 26 State bank, notes outstanding . . . . . j
5, 776 79
4,000 Ou ' Dividends unpaid .
j
'

112,400 00

3, 000 00 j Individual deposits
i
[
1, 853 31 ! United States deposits
Deposits of U.S. disbursing officers.'
3,025 00 ;
54 67 ' Due to other national banks
i
Due to State banks and bankers ... I
3,401 70 '
1. 000 00 Notes and hills re-discounted ..
J Jills payable
:> 625 00
",

45,132 47

316,447 87

Total.

973 00

316,447 87

24

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
South Berwick National Bank, South Berwick.

"W. D. JEWKTT, President.

No. 9.39.

JOHN F. WALKER, Cashier.

Resources.
Loans and discounts
|
Overdrafts
- - •:
TJ. S. bonds* to secure circulation. - !
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents. '
Due from other bunks and bankers.:.
Heal estate, furniture, and fixtures.!
Current expenses and taxes paid... !•.
Premiums paid
.
Checks and other cash, items
i
Exchanges for clearing-house
!
Bills of other banks, . t
.;
Fractional currency
>
Trade dollars ....-'
!
Specie
!
Legal-tender notes
U. S. certificates of deposit
'
Redemption fund with U. S. Trcas .|
Duo from IT. S. Treasurer
Total.

Liabilities.
| $100, 000 00
$130, 412 48 ; Capital stock paid in
15,
!
20, 000 00
100, 000 00 j Surplus fund
,. Other undivided profits
I
21,126 52
i
89,000 00
1G, 325 00: National V>ank notes outstanding. J
29,881 01 i State bank notes outstanding
'
1, 000 00 i Dividends unpaid .

I

!! Individual deposits
j
022 75 J: United State?} deposits
:
I Deposits of U.S. disbursing officers. j
1,100 00
30 19 Due to other national banks
Due to State banks and bankers .
2, 901 00
2,201 00 • Notes and bills re-discounted
| Bills payable
4, 500 00
288,974 18 |i

Total.

3,427 00

54, 820 66

288, 974 18

Georges National Bank, Thomaston.
EDWARD O'BRIEN, President.

Loans and discounts
!
Overdrafts
!
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
!
TT. S. bonds on hand
i
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Duo from other banks and ban kern
Heal estate, furniture, and fixtures.
Current expenses and taxes paid. ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other backs
Fractional currency
Trade dollars
Specie
Legal-tender notes
...
TJ S. certificates of deposit
Redemption fund with IJ. S. Treas . |
Due from U. S. Treasurer
Total.

S o . 1142.

JOHN C. LEVENSALEK, Cashier.

$91,272 91 , Capital stock paid in

|

110, 000 00 ; Surplus fund
I
Other undivided profits
j
700 00 National bank notes outstanding..'
13,45a (O
J
!
3, 250 00 State bank notes outstanding
2, 750 00
Dividends unpaid
18, 500 00 .
j
J.0G1 52 Individual deposits
United States deposits
:
878 00
Deposits of U. S. disbursing officers.!
14 U8 Due to other national banks
j
Due to State banks and bankers . .
3, 270 00
l(,0 00 Notes and bills re-discounted .
Bills payable
4, 950 00
Total.

250,200 11

$110,000 00
1,638 17
99,000 00

34, 205 98
1, 355 96
4,000 00

250,200 11

Thomaston National Bank, Thomaston.
CHKISTOPHEK PRINCE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ... •
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents. •
Due from other banks and bankers. •
Real estate, furniture, and fixtures. I
Current expenses and taxes paid....
Premiums paid
:
Checks and other cash items
j
Exchanges for clearing-house
:
Bills of other banks.
i
.Fractional currency
j
Trade dollars
'
'
Specie
Legal-tender notes
U. S. certificates of deposit .
Redemption funri with IT. S. Treas . I
Due from U. S. Treasurer
!
Total.




No. 890.

$91,420 77

FRANK H. JORDAN, Cashier.

Capital stock paid in

j

$100, 000 00

|
i

20, 000 00
4, 599 94

35,350 00 ; National bank notes outstanding. J
49,886 45 • Slate bank notes outstanding
j
4, 557 (59
17, 400 00! ;Dividends unpaid .

45, 000 00

50, 000 00 i Surplus fund
-. | Other undivided profits

j
9, 337 52 , Individual deposits
8, 060 50 , United-States deposits
j.
Deposit s of U. S. disbursing officers. i.
1,3(50 00 I
10 14 Due to other national banks
Due to State banks and bankers .. I
7, 497 50 J
50 00 ! Notes and bills re-discounted Bills payable
2, 250 00 j
277,186 57 ||

Total.

793 00
102, 785 14

4, 008 49
'.

277,186 57

REPORT OF THE COMPTROLLER OF THE CURRENCY.

25

W AIN£.
Medomak National Bank, Waldoboro'.
SAMUKL W. JACKS.OX, President.

No. 1108.

DAVID W. POTTKK, Cashier.

Resources,

Liabilities.

L a-us and discounts
j
Overdrafts....
U. S. bonds to secure circulation...;
U. S. bonds to secure deposits
;
U. S. bonds on hand .
'
Otiver stocks, bonds, and mortgages >
Duo from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures •
Current expenses and taxes paid
Premiums paid :
Checks and other cash items
Exchanges for clearing-house
Bills of other banks..'.
:
Fractional currency
Trade dollars
".
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with 17. S. Treas.
Duo from U. S. Treasurer
Total

$77, 890 42 Ca pi!;al stock paid in
50,000 00 Surplus fund.
. . . Other undivided profits
8. 200 00
0, 11.3 40

$50, 000 00
,

National bank notes outstanding..
!
State, bunk notes outstanding .
Dividends unpaid

I

Indi vidr.al deposits
800 50 United States deposits
-.
Deposits of U.S. disbursingoflicers.:
4,107 00
|
;
79 ' Due to other national banks
Due to State banks and bankers
3, 03!) 00
1, oi)0 00 Notes and bills rc-dixeounted
Bill.i payable
2,250 00
354,007 17

Total

10,000 00
.1, 713 (19
43, 200 00
432 in)
48, 720 98

...

154,007 J7

Merchants' National Bank, Waterville.
JOHN* WAKE, President

N o . 2H00,

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
I •. S. bonds to secure deposits
U. S. bonds en hand
Other stocks, bonds, and mortgages
Una from approved reserve agents.
Due from other banks and bankers
I teal estate, furniture, and fixtures ,
() mrent expenses and taxes paid
Premiums paid
("hecks and other cash items
:
Exchanges for clearing-house
,
Bills of other banks
Fractional currency
Trade dollars
Specie
Logal-tender notes
V. S. certificates of deposit
Kedemption fund with II. S. Tieas
Due from U. S. Treasurer
Total

;

HOR.YTIO I). BATES, Cashier.

$217,392 10 , Capital stock paid in
1, 2(57 91
100, 000 00 Surplus fund
OtiuT undivided profits
18,500 00
8, 744 14

$100, 000 00
25, 000 < )
u
5, 000 21

National bank notes outstanding..
State bank not.«s outstanding

89,60;) 00

;
9, 007 49

Dividends unpaid

300 00

;

!
Individual deposits
98, 442 97
:
1, 254 34. ; United States deposits
, DeposHsof U.S. uisbursingollk;ers.
2,5)17 00:;
|
7 10; Due. to other national banks
•
13, (515 99
10 00 \\ Due to State banks and bankers... •
3,915 00 ;,
;
5, '2H2 (>() , Notes and bills re-discounted
•,
40, 500 00
> liills uayaido
i
;
;
4,500 00 \,
" "
:
j

372,597 17 j|

Total

i

372,597 17

People's National Bank, Waterville.
N. G. H. PuLBii'Kit, President

No. 880.

Loans and discounts
$280, 053 84
Overdrafts
..
IT. S. bonds to secure circulation. . .
200, 000 C
O
U. S. bonds to secure deposits
.... .
U. S. bonds on hand
Other stocks, bonds, and mortgages
id, KM «O
'
Due from approved reserve agents
2, 4->4 92
Due from other b a n k s and b a n k e r s
Real estate, furniture, and fixtures
10. 000 0o
C u r r e n t expenses a n d taxes p a i d . . .
889 33
Premiums paid
Checks and other cash items
:
1. (,•;;"» 5;j
Exchanges for clearing-house
Bills of other b a n k s
Fractional c u r r e n c y
,
- ,
9 85
Trade dollars
."
".
[..
Specie
'
3,350 00
Legal-tender notes
1, 2: 0 00
;
IT S. certificates of deposit
Redemption fund with U. S. Treas.
8,130 00
Due from U. S. Treasurer
.Total




j

518,494 4 7 , ;

H O M E R PERCIVAL, Cashier.

Capi tit 1 stoc k pa id in

$200, 000 00

Surplus fund
Other undivided profits.

40, 000 00
9, 170 50

"National lujnk notes o u t s t a n d i n g . .
Slate bank notes o u t s t a n d i n g

178,000 00

Dividends unpaid

747 52

Individual depouits . . .
United States deposits
Deposiisof iJ.S.disburskigoiiicers
Due to other naiional b a n k s
1 )uo to State banks and bankers

90,294 06

:

282 39

\
Notes and bills re-discounted...... i
Bills payable;
'
I
Total.

518, 494 47

26

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Ticonic National Bank, Waterville.
N. R. BOUTELLE,

President.

No.

702.

A. A. PLAISTED, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
O Kher stocks, bonds, and mortgages.,
1)iie from approved reserve agents.
Due from other banks and bankers
IJaal estate, furniture, and fixtures
()• urrent expenses and taxes paid
IVerMi ums paid
C aeeks and other cash items
Exchanges for clearing-house
Bills of other b a n k s . . 1
Fractional currency
Trade dollars
I
!
Specie
Legal-tender notes
:
TJ. S. certificates of deposit
Kedemption fund with IT. S. Treas.j
Due from U. S. Treasurer
i

il50, 585 03
100, 000*0)

Capital stock paid in

$ 100, 000 00
22, 000 00
4, 525 50

2.

National bank note1;} outstanding..
Slate bank notes outstanding

89, 500 00

9, 000 00

Dividends unpaid

1,760 14

Individual deposits
United Staff's deposits
.
Depos i t H o f U. S. disbursing officers. .

57G 00

3, S O 00
G
>
57 00 Due to other national banks
Due to State banks and bankers . . :
2,110 50
1, 640 00 Notes and bills re-discoimted.
Bills payable
2, 090 00
273, 103 02

Total.

;

Surplus fund
Other undivided profits

Total.

40, 830 75

9, 671 37

273,103 62

National Bank, Winthrop.
No. 553.

CHARLES M. BAILEY, President.

Loans and discounts
O verdrafts
IT. S. bonds to secure circulation . . .
U. S. bonds to secuie deposits
1.7. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid.
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
.Fractional currency
Trade dollars
Specie
i
Legal-tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treas.
Due from U. S. Treasurer

$135, 31% 60

100, 000 Oo' Surplus fund
Other undivided profits
23, 2^4 83

$100, 000 00
....

National bank notes outstanding..
Stat e bank notes outstanding
I)ividends unpaid

20, 000 00
5, 750 00
00, 000 00
2, 752 00

Individual deposits
171 31 United States deposits
Deposits of U.S. disbursing officers.
854 00
8 !)2 Due to other national banks
I>ue to State banks and bankers
4, (523 00 :
I, 500 00 • Notes and bills re-discounted ...
Bills payable
4,500 00
270, 260 72 '

Total .

J O H N M. BENJAMIN, Cashier.

Capital stock paid in

Total .

51, 758 72

270, 260 72

First National Bank, Wiscasset.
II. ING ALLS, Pret

dent.

Loans and discounts
() verdrafts
U. S. bonds to secure circulation...
IT. S. bonds to .secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Dae from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premimns paid
('hecks and other cash items
Exchanges for clearing-house
Bills of other banks . '.
Fractional currency
:
Trade dollars
...
Specie
Lpgal-tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treas.
D n e from U. S. T reasuror

Total .




No. 1549.

F. W. SEWALL, Cashier.

$89, Oil 43 : Capital stock paid in
10 44
100, 000 00 ; Surplus fund
Other undivided profits
31, 738 04 ; National bank notes outstanding .
8, 070 27 State bank notes outstanding ..'...
6, 223 70
1, 626 64 Dividends unpaid . .
7, 036 02
3,600
419
500
4,500

Individual deposits
United States deposits
i
Deposits of U. S. disbursing officers.;
0<;
"
i
Due to other national banks
I
Due to State banks and bankers . . j
15 !
!
00 ! Notes and bills re-discounted
'
:
:
Bills payable
00 '
"
i

253, 341 75 i

Total.

$100, 000 00
30, 000 00
6, 358 90
89,500 00
771 60
26. 711 25

253, 341 75

REPORT OF THK COMPTROLLER OF THE CURRENCY.
J W I I A M P S II I K E .
E
Connecticut River National Bank, Charlestown.
J . G. DISHMOHK, President

'

N o . i»:j7.

GEORGE OI.COTT, Cashier.

Resources.

Liabilities.

$117,283 71
Loans and discounts
0verdraft s
j 00, 000 00
II. S. bonds to secure circulation.
U. S. bonds to secure deposits.
id
U. S. bonds on han
Other stocks, bonds, and mortgages '••... . .
Duo from approved reserve aiients :
JT}, T O 5s>
O
Due from o t h e r b a n k s and b a n k e r s
1.5, OoO 00

ll^al estate, furnitui'e, and fixtures
C urrent expenses and taxes paid

Prenii urns paid
Cnecks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
IT. "S. certificates of deposit
Redemption fund with U. S. Treas
Duo from U. S. Treasurer

Capital stock paid hi

,
i

'
.;
:

32, 000 00
J, 'j'Jo 44

Nation;;! bank notes out standing .
State bank notes outstanding

-',
7, 025 00

90, 000 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U.S. disbursing officers.'

50, 56,") 97

1, 785 00 :
Due to other national banks
4U
• Due to Slate banks and bankers .
!, 033 00 >
Notes and bills re-discounted
3, 408 Oo
Bills payable
4, 500 00
273,801 41

Total.

.$100, 000 00

Surplus fuml
Other undivided pro tits

Total.

273, 801 41

Claremont National Bank, Claremont.
GEORGE N . F A R W E L L , President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
'
1 J. S. bonds on hand
:
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers i
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premium s paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
...'
Trade dollars
Specie
Le ^al-tender notes
U. S. certi ficates of deposit
Redemption fund with U. S. Treas . ;
Due from U. S. Treasurer
Total .

N o . 596.

GEORGE N\ HARWELL, 2d, Cashier.

$1 G , 177 30 Capital stock paid in
O

$150, 000 00

Surplus fund
Other undivided profits

64, 000 00
665 10

83, 825 00 National bank notes outstanding .
.'{"2, G02 31 State batik notes outstanding .....
10,191. 47
Dividends unpaid
4 80
Individual deposits . 7, OSJ 90
United Slates 'deposits
Deposits of U.S. disbursing officers
11,100 00
0 "23 Due to other national banks ''
Due to State banks and bankers
10, 930 00
1, 187 00 Notes and bills re-di.seounted
j Jills payable
2, 25u 00

45, 000 00

50, 000 00

381, 33(5 13

7, 030 00
114, 661 03

Total.

381,356 13

First National Bank, Concord.
W. F . TIIAYER,

President.

Loans and discounts
Overdrafts
U. S. bonds t o secure circulation . .
IT. S. bonds to secure deposits . . . . .
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie .
Legal-tender notes
IT. "S. certificates of deposit
Redemption fund with U. S. Treas .
Due from U. S. Treasurer

Total.




No.

318.

C. G-. RKMICK, Cashier.

$505,242 3(5 ! Capital stock paid in

,

$150, 000 00

40 «J4

150, 000 00 : Surplus fund
150,000 00
Other undivided profits .
650 00
154,287 50 • | National bank notes outstanding..!
r>:{, 0!Mi 6!) I State bank notes outstanding . . . . . i
61,711 57
10. 000 00 : Dividends unpaid.
ii, 538 06
Individual deposits
;
10,553 80 : United States deposits
'
Deposits of U.S. disbursing o/nYem
0, 000 00
468 51
Due to other national banks
Duo to State, banks and bankers .
28, 555 00
Notes and bills re-discounted
19, 550 00
'Bills payable
6, 750 00
1,172,444 22

Total

100, 000 00
62, 690 83
134, 6(50 00
1.170 00
448,183 12
80, 074 14
31, 572 18
158, 087 05

1,172,444 22

28

REPORT OF THE-COMPTROLLER OF THE CURRENCY.
NEW
Mechanicks' National Bank, Concord.

B. A. KIMBALL, President.

No. 2447.

*

.TAMES MINOT, Cashier.

Liabilities.

Resources.

$285, 020 58 i Capital stock paid in
$100, 000 00
Loans and discounts
2, 520 5)2
Overdrafts
25,000 00 Surplus fund
i
11,000 00
IT. S. bonds to secure circulation.. .i
IT. S. bonds to secure deposits
Other undivided profits
j
12, 536 42
IT. S. bonds on band
--- 26,000 00 National bank notes outstanding.-!
Other stocks, bonds, and mortgages >
17,740 00
146, 528 43 State bank notes outstanding . . . . . |.
Due from approved reserve agents, i
Dae from other banks and bankers. .
Iteal estate, furniture, and fixtures.
10,000 00 ;; Dividends unpaid..
35 00
Current expenses and taxes paid.
Individual deposits
|
357, 835 76
Premiums paid
3,011 03 United States deposits
:
Checks and other cash items
,
Deposits of 17. S. disbursing officers.
Exchanges for clearing-house
3,973 bo"
Bills of other banks
;
|
353 1(5 i Due to other national banks
Fractional currency
i
Trade dollars
Due to State banks and bankers . . |
28, 352 19
21, 9C5 45
Specie
;
2, 000 00 i Notes and bills re-discounted
|
Legal-tender notes
•
IT. S. certificates of deposit
|.
. i Bills payable
j
1,125 00 ,
Kedemption fund with U. S. Treas .1
Due from U. S. Treasurer
1 80 !
~527,499 37
527,499 37
Total.
Total.

National State Capital Bank, Concord.
L E W I S DOWNING, Jr., President

No. 758.

J . E. FERNALU, Cashier.

Loans and discounts
i
$385,301 40 Capital stock paid in
| $200,000 00
!
Overdrafts
279 53 r
U. S. bonds to secure circulation. . J
200, 000 00 Surplus fund
I
40, 000 00
U. S. bonds to secure deposits
Other undivided profits
31, 611 22
17. S. bonds on hand
Other stocks, bonds, and mortgages
51, 095 O National bank notes outstanding..
n
179,430 00
Due from approved reserve agents.
05, 584 49 State bank notes outstanding . . . . . i
Due from other banks and bankers.
31,200 02
Real estate, furniture, and
fixtures.
25, 000 00 Dividends unpaid. .
4,490 00
Current expenses and taxes paid
j
Pretniiuaspaid
•• Individual deposits
249, 297 63
Checks and other cash items
732 24 United States deposits
;.
Exchanges for clearing-house
Deposits of U.S.disbursing officers, j
Kills of other banks
8, 834 00 •
Fractional currency
\
151 45 • Due to other national banks
82,787 38
!
Trade dollars
'
8,287 90
Due to State banks and bankers ..
Specie
:
6, 720 00 ..
Legal-tender notes
;
12, 000 01) ' Notes and bills re-discounted
U. S. certificates of deposit
:
Bills payable
Redemption fund with U. S. Treas .j
9, 000 00 j
Due from U. S. Treasurer
j

Total.

•i

795, 904 13

Total.

795, 904 13

Derry National Bank, Deny.
JOHN W. NOTES, President.

No. 499.

F. J. SHEPARD, Cashier.

!
Loans and discounts
'
$35, 974 64 ! Capital stock paid i n .
Overdrafts
•
U. S. bonds to secure circulation....
60, 000 00 !' Surplus fund
U. S. bonds to secure deposits
'
Other undivided profits
IT. S. bonds on hand
.'500 00
Other stocks, bonds, and mortgages.
38, 706 00 ' National bank notes outstanding-.
Duo from approved reserve agents.
5, 592 29 State bank notes outstanding
Due from other banks and bankers
"Real estate, furniture, and
fixtures.
600 00 ; Dividends unpaid Current expenses and taxes paid...!
543 07
Premiums paid
5,613 88 Individual deposits
Checks and other cash items
•,
27 50 United States deposits
Exchanges for clearing-house
'.
\ Deposits of U.S. disbursing officers.
Bills of other banks, -T
i
1, 812 00 j
Fractional currency
13 .16 ! j Due to other national banks
Tiade dollars
'.
I
Specie
j
4,134 55 Due to State banks and bankers .
L°gal-tender notes
!
1, 333 00 Notes and bills re-discounted
U. S. certificntos of deposit
Billspayable
Kedemption fund with U. S. Treas .
2, 700 00
Due from U. S. Treasurer

Total.




157,350 09 ;

Total-

$60,000 00
8. 500 00
2, 283 4G
54,000 00
429 00
32,137 63

lS?, 350 09

REPORT OP THE COMPTROLLER OF THE CURRENCY.

29

u m w II A. M P S ii t R E .
r
Cccheco National Bank, Dover.
No. 1087.

JAMES E. LOTHROP, President

HAKKISON HALEY, Cashier.

Liabilities.

Resources.
Loans and discounts
:
Overdrafts
!
I), S. bonds to secure1* circulation...\
I". S. bonds to secure deposits
\
U. S. bonds on hand .
Other stocks, bonds, and mortgages. j
Due fiom approved reserve agents, j
Duo from other banks and bankers.:
K3-1I estate, furnituro, and lixtnros.i
(.':irre.nt expenses and taxes paid... ;
Premiums paid
-.. j
Checks and other cash items
L'ixciiansjes for clearing-house
•
'
Dills of other banks.
;
Fractional currency
„.!
!
Trade dollars
".
Specie
Legal-tender notes
•
!
[J. S. certificates of deposit
Redemption fund with U. S. Ti eas.
Due from U. S. Treasurer
Total.

$443, 571 67i Capital stock paid in
279 90
130, 000 00 \ j Surplus fund
1!
Other undivided profits
4, 300 25 ;| National bank notes outstanding-. :
8, Gil 00 State bank notes outstanding
,
0, 000
1,197
23, 025
1, 018

00 Dividends unpaid
!
58
00 Individual deposits
57 United States deposits
Deposits of U.S. disbursing officers.
1,G18 00
!
102 56 Due to other national banks
Due to State banks and bankers ..'
2, 9S7 50
300 00 Notes and bills ro-discounted.
; Bills payable
5, 850 00
Total.

330,428 12

$150, 000 00
6,170 00
2, 4i'3 11
116, 750 00
744 04
54, 340 97
T

330,428 12

Dover National Bank, Dover.
No. 1043.

OLIVER WYATT, President.

ISAAC F . ABBOTT, Cashier.

Loans and discounts
:
$90,39J 59 Capital stock paid in
Overdrafts
25 70
U. S. bonds to secure circulation.. 100, 000 00 ! Surplus fund
U. S. bonds to secure deposits
Other undivided profits
:
17. S. bonds on hand
—
Othei stocks, bonds, and mortgages
44,(512 50 National bank notes outstanding..!
Dae from approved reserve a,gonts ;
20, 42S 17 State bank notes outstanding . .
Due from other banks and bankers
Real estate, furnitures, and fixtures.;
8,200 00 Dividends unpaid
Current expenses and taxes paid...'
211 35
Premiums paid
20, 389 58 Individual deposits
Checks and other cash items
I
1, 030 92 United States deposits
Exehansres for clearing-house
'
. . . Deposits of U.S. disbursing officers
Biils of other banks.. 1
3, 455 00
Fractional currency
j
27 74 . Due to other national banks
;
Trade dollars
«
Duo to State banks and bankers.
Specie
;
3,030 00 ,
Legal-tender notes
j
2, 548 00 Notes and bills re-discounted
U. S. certificates of deposit
!
Bills payable
Redemption fund with U. S. Treas. j
4, 500 00
Dae from U .S. Treasurer
I
Total.

1

304,850 55 j :

Total.

$100, 000 00
20, 000 00
13. 020 27
84,100 00
8G0 00
86, 870 28

304,850 55

Stratford National Bank, Dover.
WILLTAM S. STEVENS, President.

Loans and discounts
j
Overdrafts
U. S. bonds to secure circulation...,
I'. S. bonds to secure deposits
|
U. S. bonds on hand.
''
Other sicks, bonds, and mortgages. :
Dae from approved reserve agents
Due from ot her banks and bankers ,
Real estate, furniture, and fixtures.!
C arrent expenses and taxes paid.... 1
P
spaid.
C iiecka and other cash items
Exchanges for clearing-house
J J • 1 is of o I her banks
Fractional, currency
Trade dollars . . „ . / .
Specie
Legal-tender notes
I
IT. S. certificates of deposit,..
Redemption fund with U. S. Treas.
Due from U. S. Treasurer
:
Total.




No. 1353.

ELISHA R. BROWN, Cashier.

871, 513 45 ; Capital stock paid in
150, 000 00 Surplus fund
Other undivided profits
6, 392 87 ! National bank notes outstanding..
16, 933 29 • State bank notes outstanding
! Dividends unpaid
i Imli vidual deposits
300 00 '! United States deposits
: Deposits of U.S. disbursing officers.
11, 922 00 |
200 33 j Due to other national banks
Due to State banks and bankers . .
9, 900 00 '
5, 000 00 | • Notes and bills re-discounted.
I Bills payable
,
6, 750 00
578,911 94 I

Total.

$150, 000 00
50, 000 00
26, 299 07
134, 400 00
1, 804 00
400 00
201, 215 17

14, 793 70

578, 911 94

30

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Monadnock National Bank, East Jaffrey.
C. L. RICH, Cashier.

No. 1242.

PETER UPTON, President.

Liabilities.

Resources.

$100, 000 00
$112,617 61 Capital stock paid in.
Loans and discounts
Overdrafts
10,147 07
"ioo," 66o'66' Surplus fund
U. S. bonds to secure circulation...
0,397 82
U. S. bonds to secure deposits
Other undivided profits
IT. S. bonds on hand
17,200 00 National bank notes outstanding-.:
89, 800 00
Other stocks, bonds, and mortgages.,
|
3,2:31 59 State bank notes outstanding
Due from approved reserve agents
Due from other banks and bankers. .
Dividends unpaid
442 02
Real estate, furniture, and fixtures.;
579 77
Current expenses and taxes paid...!
! Individual deposits
;
34, 065 G'y
Premiums paid
;.
704 75 ; United States deposits
j
Checks and other cash items
i
! Deposits of U.S. disbursing officers i
Exchanges for clearing-house
|.
1, 510 00
13ills of other banks
i
53 70 : Due to other national banks
'
Fractional currency
;
i Due to State banks and bankers... J
3, 394 20
Trade dollars
j
Specie
:
3,800 00 |
: Notes and bills re-discounted
!
Legal-tender notes
'
i Bills payable
j
X S. certificates of deposit
L
>
Redemption fund with U. S. Treas. I
3, 620 00
Due from U. S. Treasurer
'
250,247 36 i;

Total.

Total.

250, 247

National Granite State Bank, Exeter.
CHARLES A. MERRILL, President.

No. 1147.

"WARREN F. PUTNAM, Cashier.

:
Loans and discounts
$68, 276 94 Capital stock paid in
j $100, 000 00
|
Overdrafts
!
i
20, 000 00
U. S. bonds to secure circulation . . ;
100, 000 00 Surplus fund
U. S. bonds to secure deposits
'
2, 242 64
; Other undivided profits
j
2, 242 64
U. S. bonds on hand
89,260 00
Other stocks, bonds, and mortgages j
68, 550 00 ; National bank notes outstanding..!
Due from approved reserve agents. i
State bank notes outstanding
j..
Due from other banks and bankers.
|
Real estate, furniture, and
fixtures.;
5, 000 00 Dividends unpaid
126 00
Current expenses and taxes paid. ..\
1, 399 19
j
Premiums paid
'
25, 000 00 Individual deposits
65, 854 39
;..
Checks and other cash items
105 00 '1 United States deposits
Deposits of U. S. disbursing officers. i..
E xchanges for clearing-house
i
J Jills of other banks .. /
\
4, 617 00
i
Fractional currency
10 07 ! Due to other national banks
4,525 17
Trade dollars
,
I Duo to State banks and bankers...;.Specie
.'
4, 550 00
Legal-tender notes
,
I
; Notes and bills re-discounted
U. S. certificates of deposit
Bills payable
Redemption fund with U. S. Treas.
4, 500 00
Due from U. S. Treasurer

Total.

282, 008 20

Total.

282, 008 20

Farmington National Bank, Farmington.
JOHN H. BARKER, President.

No. 2022.

JAMES B. EDGERLY, Cashier.

Loans and disco unts
$117,471 96 Capital stock paid in
j $100,000 00
() verdrafts
U. S. bonds to secure circulation...
25, 000 00 ! Surplus fund
'
8,500 00
U. S. bonds to secure deposits
'
! Other undivided profits
I
2,798 97
i;. S. bonds on hand
1
Other stocks, bonds, and mortgages. \
10, 000 00 National bank notes outstanding .. |
22, 500 00
Due from approved reserve agents. \
State bank notes outstanding . .
Due from other banks and bankers.
Real estate, furniture, and
fixtures.!
4,450 73 Dividends unpaid
60 00
Current expenses and taxes paid.. .j
781 58
Premiums paid
3, 000 00 Individual deposits
26, 235 29
Checks and other cash items
286 £6 i United States deposits
Exchanges for clearing-house
'•
Deposits of U.S. disbursing officers.
13i 11s of other banks
|
4, 673 00
4,054 15
Fractional currency
i
25 37 Due to other national banks
5,099 34
Trade dollars
j
Due to State banks and bankers ..
Specie
!
], 833 25
Legal-tender notes
|
600 00 ; Notes and bills re-discounted.
. U. S. certificates of deposit
i
Bills payable
°
Redemption fund with U. S. Treas.|
1,125 00
Due from U. S. Treasurer
|
Total.




169,247 75 i

Total.

169,247 75

REPORT OF THE COMPTROLLER OF THK CURRENCY.
N E W

PA

If A M P S 11 £ U E .

First National Bank, Francestown.
M. L. Moititisox, President.

'No. 576.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
XI. S. bonds on hand
Other stocks,bonds, and mortgages
13ue from approved reserve agents.
Due from other hank sand ban leers.
Real estate, furniture, and fixtures.
(,-urrent oxpeuses and taxes paid...
Premiums paid
< 'hecks and other cash items
[Exchanges for clearing-house
.Bills of othor banks . ,
Fractional currency
Trad*1, dollars . . . . '
Specie
Legal-tender notes
U. S. certificates of deposit
Kedeinpi ion fund with U. S. Treas .
lJi.it? l'rom IT. S. Treasurer

Total..

li. W. CUMMTNCS, Cashier.

:

Liabilities.

$63, 119 51 ; Capital stock paid in

$100,000 00

100, 000 00 i Surplus fund
Other undivided profits
45, 225 00 National bank notes outstanding..
Stale bank notes outstanding
451 ill
793 49
12. 500 00
115 88

Dividends unpaid

20, 000 00.
5, 7<i7 02
89, 750 00
31 50

Individual deposits
United States deposits
Deposits of U.S.disbursingollk'ers.

489 50
30 00
4, 500 00 i

11,051 98

Due to otber national banks
Due to State banks and bankers...
Xotcs and hills re-discounted
Bills payable

32 16

Total.

227, 232 »G
5

227, 232 GO

Franklin National Bank, Franklin.
A. W. SULLOWAY, President.

Xo. 2443.

Loans and discounts
#119, 316 03
16 50
Overdrafts
100,000 00
I'. S. bonds to secure circulation . U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.'
25, 000 00
Duo from approved reserve agents, j
37, 684 72
Due from other banks and bankers. •.. lieal estate, furniture, and fixtures.'
11,406 37
Current expenses aud taxes paid...:
805 97
Premiums paid
;...
(Checks and other cash items
;
" 5 , " 908*55'
Exchanges for clearing-house
Bills of other banks
•
3. 477"00"
Fractional currency
j
29 13
Trade dollars
!...
:
Specie
1, 79iJ 00
Legal-tender notes
i
3, 000 00
XT. S. certificates of deposit
j . . .
Redemption fund with U. S. Treas . j
Due from U. S. Treasurer
j . . .

Total.

FKAXK PKOCTOH, Cash-itr.

Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits

5, 21! 39
18,827 18

National bank notes outstanding
State bank notes outstanding . . .

89, 250 00

Di vidends unpaid

480 00

Individual deposits
: United States deposits
Depositsof U.S.dishursinsotlicers.
Due to other national hanks
Due to State banks and bankers ..,
"Notes and bills re-discounted
Bills payable
-

Total .

312,940 27 !)

7«3,159 30

23, 012 40

312,940 27

Great Falls National Bank, Great Falls.
A. A. PERKINS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation . . .
1.7. S. bonds to secure tleposits
U. S. bonds on hand
Other stocks, bonds,and mortgages.
Due from approved reserve agents.
Due fro'iii other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
C liecks and other cash items
Exchanges for clearing-house
Bills of other banks...'.
Fractional currency
Trade dollars
Specie
!
Legal-tender notes
XT. S. certificates of deposit
Redemption fund with U. S. Treas .
Due from U. S. Treasurer

Total .




No. 1180.

,T. A. STICKXEY, Cashier,

$Ui6, 89G 72 Capital stock paid in
*9l 66
150, 000 00 Surplus fnnd
Other undivided profits.
15, 000 00 iSTatioual batik notes outstanding..
5, 989 3(5 State bank notes outstanding.. . . . .
500 00

Dividends unpaid.

$ 150, 000 00
50, 00;'l 00
4,853 95
135,000 00
084 00

1,184 03 Individual deposits 37,791 4G
357 10 United States deposits
...
Depositsof U.S.disbursing officers
1, 410 00
3 04 Due to other national banks
Due to State banks and hankers ...
1,047 50
1, 500 00 Notes and bills re-discounted .
2,400 00
Bills payable
0, 750 00
380,729 41

Total.

380,729 41

32

REPORT OF THE COMPL'iiOLLfiR
]\ J IV
E

OF THE CURRENCY.

HAMPSHIRE.

Somersworth National Bank, Great Falls.
EDWARD HARGRAVES, President.

No. 1183.

H. C. GILPATRICK, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation....
U. S bonds to secure deposits
U. S. bonds on hand
'
Other stocks, bonds, and mortgages ;
Due from approved reserve agents. j
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges ten- clearing-house
,
Bills- of other banks
i
Fractional currency
i
Trade dollars
;
Specie
j
Legal-tender notes
;
U. S. certificates of deposit
Redemption fund "with IT. S. Treas .]
Due from U. S. Treasurer

Total.

$185,184 95 Capital stock paid in
390 10
100, 000 00 Surplus fund
Other undivided profits

|

$100,000 00
20, 000 00
33, 855 64

National bank notes outstanding..

90, 000 00

4, 765 15 State bank notes outstanding
717 57

I Dividends unpaid .

690 00

i Individual deposits
6, 529 07 i United States deposits
i Deposits of IT. S. disbursing officers.
3, 700 00
28 17 j Due to other national banks
4,200 00

65, 469 37

Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

4, 500 00

310, 015 01

Total .

310, 015 01

Dartmouth National Bank, Hanover.
Xo. 1145.

NEWTON S. HUSTINGTON, President

Loans and discounts
Overdrafts
'.
XT. S. bonds to secure circulation. . .|
IT. S. bonds to secure deposits
•.
IT. S. bonds on hand
'
O t her stocks, bonds, and mortgages.'
Due from approved reserve agents.
Due from other banks and bankers. ;
Jleal estate, furniture, and fixtures. . .
C iirrent expenses and taxes paid...:
Premiums paid
Cbecks and other cash items
Exchanges for clearing-house
Bills of "other banks
,
Fractional currency
'•.
Trade dollars
..
Spocie
Legal-tender notes
IT. S. certificates of deposit
Redemption fund with IT. S. Treas .
Due from U. S. Treasurer

$50, 000 00

"io.OOO 66 Surplus fund
Other undivided profits .
13, 979 00 National bank notes outstanding-.'
32, 851 02 State bank notes outstanding
I.
Dividends unpaid .
313 00
2, 500 00 Individual deposits
United States deposits
Deposits of IT. S. disbursing officers.
2, 900 00
19 07 Due to other national banks
Due to State banks and bankers .
4,950 00
2, 000 00 Notes and bills re-discounted .
Bills payable
675 00 j
30 00 j
~147, 434 29"i

Total.

CHARLES P . CHASE, Cashier.

$72,156 60 , Capital stock paid in.

18,000 00
3,201 29
13, 500 00

62,733 00

Total.

147,434 29

First National Bank, Hillsborough.
JAMES F . BRIGGS, President.
!
Loans and discounts
Overdrafts
t
TJ. S. bonds to secure circulation...i
IT. S. bonds to secure deposits
!
U. S. bonds on hand
i
Other stocks, bonds, and mortgages.
Due from approved reserve agents. i
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Trade dollars
1
!
Specie
j
Lagal-tender notes
•
IT. S. certificates of deposit
;
Redemption fund with U. S. Treas j
Due from IT. S. Treasurer

Total.




No. 1688.

$40, 087
2
50, 000
•

JOHN C. CAMPBELL, Cashier.

Capital stock paid in

i

Surplus fund
Other undivided profits

•

28,199 85 , National bank notes outstanding.. j
2, 087 59:' State bank notes outstanding
|.
1, 054
2,500
1,172
3, 356 00
4,419
1, 860
2, 250
137, 893 56

Dividends unpaid

$50, 000 00
10, 000 00
2,471 71
44, 400 00

j.

Individual deposits
j
United States deposits
!.
Deposits of U.S.disbursingofficers. |

31, 021 85

Due to other national banks
j
Due to State banks and bankers . . ;
Notes and bills re-discounted .
Bills payable

Total.

137,893 56

REPORT OF THE COMPTROLLER OF TItti CURRENCY.
MEW

33

HAMPSHIRE.

Ashuelot National Bank, Keene,
No. 946.

G. A. AVHEKLOCK, President.

Resources.
Loans and discounts
i
Overdrafts
I
17. S. bonds to secure circulation... j
TJ. S. bonds to secure deposits
!
TJ. S. bonds on hand
!
Other stocks, bonds, and mortgages. I
Due from approved reserve agents |
Due from other banks and.bankers. I
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other ban ks
Fractional currency
Trade dollars
Specie
Legal-tender notes
,
IT. S. certificates of deposit
j
Redemption fund with IT. S. Treas.
Due from IT. S, Treasurer
!
Total.

IT. 0. COOLIIGE, Cashier.

;

Liabilities.

$173,511 10 Capital stock paid in
! $150, 000 00
33 53
150,000 00 | Surplus 1 iind
:
30, 000 00
Other undivided profits
15, 440 49
63,471 20 I National bank notes outstanding.. i
!
134,490 00
17, 162 61 | State bank notes outstanding
'
" C,50000"i Dividends unpaid
|
3, 842 15 !
Tndi vidual deposits
>
"i," 566 72 United States deposits
;
Deposits of U.S. disbursingofticers.!
4,126 00
88 20

Due to other national banks
Due to State banks and bankers ..

5,551 75
5,134 00

120 00
99, 247 31

4:!(> 72
8,182 23

Notes and bills re-discounted .
Bills payable

6,750 00 j
1(59 40 !

Total.

437,900 To '•

437,906 75

Cheshire National Bank, Keene.
JOHX 11. ELLIOTT, President.

No.

559.

JtOYAL 11. POUTER, Cashier.

Loans and discounts
$215, 425 3 L | Capital stock paid in
$200, 000 00
:
Overdrafts
1,031 9(j
II. S. bonds to secure circulation... :
50, 000 00 i Surplus fund
'< 50, 000 00
U. S. bonds to secure deposit s
i Other undivided profits
;
19, 681 49
17. S. bonds on hand
Other stocks, bonus, and mortgages ;
93,200 00 i National bank notes outstanding. -1
45, 000 00
Due from approved reserve agents ;
24, 735 05 ! State bank notes outstanding
Due from other banks and bankers j
12,900 00
Heal estate, furniture, and fixtures.j
Dividends unpaid
Current expenses and taxes paid-.. j
3, 464, 93
Premiums paid
j
Individual deposits
95, 864 05
Checks and other cash items
I
7, OSS 26 United States deposits
Exchanges for clearing-house
i
Deposits of U. S. disbursing otlicers.
Bills of other banks.
4, 400 00
Fractional currency
55 32 Due to other national banks
:
5,176 35
!
Trade dollars
I
5,143 44
Specie
..
6, 374 50: ; Due to State banks and bankers . .
Legal-tender notes ..'
i..
Notes and bills re-discounted
U. K certificates of deposit
!
„. Bills payable
Redemption fund with U. S. Treas.
2. 250 00
Due from U. S. Treasurer
Total.

420, 925 33

Total-

420, 925 33

Citizens' National Bank, Keene.
OBED G. DORT, President.

I >oans and discounts
[
Overdrafts
j
IT. S. bonds to secure circulation. ..
I r . S. bonds to secure deposits
II. S. bonds on hand
-Ot her stocks, bonds, and mortgages. •
Due from approved reserve agents ;!
1 >ue from other banks and bankers.
Keal estate, furnit ure, and fixtures
Current expenses and taxes paid...;
Premiums paid . . .
j
(3becks and other rash items
|
Exehauges for clearing-house
|
Bills of other banks . .7
j
Fractional currency
'
Trade dollars
!
Specie
j
Legal-tender notes
;
U. S. certificates of deposit
\:
Redemption fund with U. S. Treas.|
Due from U. S. Treasurer
!
Total .

H. Ex.




No. 2299.
$96, 468
71)
100, 000
77, 931
16, 735
666

HENUY S. MARTIN, Cashier.

Capita] stock paid in.

20, 000 00
13,100 04

National bank notes outstanding...;
State bank notes outstanding..."...;

89, 200 00

; Dividends unpaid .
: Individual deposits ;
:
United States doposity
Deposits of U.S. disbursing officers

927
..
5, 029 00
25 99 Due to other national banks
Duo to State banks and bankers ..
5, 0(50 00
1,100 00 Notes and bills re-discounted
'.
Bills payable,
4,500 00
309,161 74

$100, 000 00

Surplus fund
Other undivided profits -

Total.

1,392 50
78, 759 69

6, 649 51

309,161 74

34

REPORT OF THE COMPTROLLER OF THE CURRENCY.
J E W II A US P S I I I R E .
V
Keene National Bank, Xeene.
No. 877.

E. JOBLIN, President.

J. R. BEAL, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
j
U. S. bonds to secure circulation... j
U. S. bonds to secure deposits
j
U. S. bonds on hand .
Other stocks,bonds, and mortgages.
I)ae from approved reserve agents.
Due from other banks and bankets
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
C hecks and other cash items
E ^changes for clearing-house
Bills of other banks.
Fractional currency
Trade' dollars
Specie
Legal-tender notes
IT. Is. certificates of deposit
Redemption fund with U. S. Treas.
Due from U. S. Treasurer
Total.

$136,488 38 ? Capital stock paid in
!
4,654 63
100, 000 00 jSurplus fund
; Other undivided profits
<
72,900 00
National bank notes outstanding..
33, 259 56
State bank notes outstanding

20,000 00
39, 057 74
90, 000 00
180 00

1 Dividends unpaid
1
'i Individual deposits
6,406 49 1 United States deposits
1
! Deposits of U.S. disbursing officers.
1, 615 00
1 98

$100,000 00

Due to other national banks
Due to State banks and bankers - and bills re-discounted.
Bills payable

105,196 67

11, 502 39

4,903 76 !
1, 207 00 i Notes
4,500 00

365, 936 80

Total.

365, 936 80

Laconia National Bank, Laconia.
JOHN C. MOULTON, President.

No. 1645.

ORKAN W. TIBBETTS, Cashier.

Loans and -discounts
$223, 891 22 Capital stock paid inOverdrafts
3, 378 28
IT. S. bonds to secure circulation...
50, 000 00 Surplus fund
IT. S. bonds to secure deposits
Other undivided profits
U. S. bonds on hand .
Other stocks, bonds, and mortgages.
15,000 00 , National bank notes outstanding..
Due from approved reserve agents.
23,118 87 ! State bank notes outstanding
j
Due from other banks and bankers
Real estate, furniture, and
fixtures.
,; Dividends unpaid ..
Current expenses and taxes paid...
3 50 :J
Premiums paid
'
jj Individual deposits
Checks and other cash items
I United States deposits
;
Exchanges for clearing-house
Deposits of U.S. disbursing officers.
Bills of other banks..."
,
31,106 00 ]\
Fractional currency
42 45 i; Due to other national banks
Trade dollars
I Due to State banks and bankers ..
Specie
17; 585 00M
;l
Legal-tender notes
Notes and bills re-discounted.
U. S. certificates of deposit
ji Bills payable
Redemption fund with U. S. Treas. j
2, 250 00 !'
Due from U. S. Treasurer
i
Total.

366, 375 32

Total.

$150, 000 00
24, 600 00
2, 322 55
45, 000 00
1, 529 50
125, 837 27

17,086 00

366, 375 32

Lancaster National Bank, Lancaster.
GEORGE R. EATON, President.

No. 2600.

FRANK D. HUTCHIXS, Cashier.

Loans and discounts
$208, 371 77 Capital stock paid i n .
j
Overdrafts
5 69
!
U. S. bonds to secure circulation...
32,000 00 Surplus fund
TJ. S. bonds to secure deposits
Other undivided profits .
!
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
National bank notes outstanding..
Due from approved reserve agents.
20,539 97 State bank notes outstanding
'
Due from other banks and bankers
Ron! estate, furniture, and
fixtures.
3, 000 00 Dividends unpaid .
Current expenses and taxes paid... :
1, 018 81
Premiums paid
8,000 00 Individual deposits
Checks and other cash items
'
912 20 United States deposits
Exchanges for clearing-house
'• Deposits ot'U.S. disbursing oflicers.
Bills of other banks..."
1,01100;
Frac tional currency
14 54 Due to other national banks
Trade dollars
Due to State banks and bankers .
Specie
9, 594 65
Legal-tender notes
Notes and bills re-discounted .
U. S. certificates of deposit
I
Bills payable
Redemption fuud with U. S. Treas.
1,440 00
Due from U. S. Treasurer
i

Total.




285, 908 63

Total.

$125,000 00
15, 000 00
5, 920 97
28,800 00
36 00
111, 151 66

285, 908 63

REPORT OF THE COMPTROLLER OF THE CURRENCY,
NEW

35

HAMPSHIRE.

National Bank, Lebanon.
]Nro. 808.

WILLIAM S. ELA, President.

E. A. KENDKTCK, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
I
U. S. bonds to secure circulation... |
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.!
Current expenses and taxes paid...!
Premiums paid
;
Cheeks and other cash items
:
Exchanges for clearing-house
;
Bills of other banks
'
Fractional currency
;
Trade dollars
;
Specie
'
Legal-tender notes
j
U. S. certificates of deposit
!
Redemption fund with U. S. Treas -j
Dae from XL S. Treasurer
Total

..!'

$134, 080 06

Capital stock paid in

i

9,337
8, 341
1,519
4,500
003
6, 312
1,041

00
35
00
00
22
50
19

$100,000 00

i
!
!

110 19
25,000 00 i! Surplus fund
i Other undivided profits

21,000 00
6,143 85

|i National bank notes o u t s t a n d i n g . .
State bank notes outstanding
;:
!' Dividend aim paid
!':
-i Individual deposits
:. United Ktau\s<Ii.'p..>-iits \
D o s i t s u l ' l T . S . iii.si>;irsLny,-oriioeris. j

3, 709 00
238 13

22,500 00

20 13
54,401 84

Due to other national 'banks. ..
Due to State banks and bankers. . |
Notes and bills re-discounted..
Bills payable. -

"7," 099 " I s "
1,000 00
1,125 00 ;
500 00 !

204, G05 82

Total.

204,065 82 •
(

Littleton National Bank, Littleton.
No. 1885.

JOHN FARR, President.

OSCAR C. HATCH, Cashier.

Loans and discounts
<
$275, 579 51 : Capital stock paid in
:
Overdrafts
!.
150* 000 00 "i Surpln H iuud
U. S. bonds to secure circulation. . .1
XT. S. bonds to secure deposits
;.
; Other undivided profits
U. S. bonds on hand
I.
38, 500 00
National b a n k notes out^ta udiug .
Other stocks, bonds, and mortgages.
State bank notes outstanding
51. 519 02
Due from approved reserve agents J
Due from otiier banks and bankers i.
Real estate, furniture, and fixtures-i
0,558 12
Dividends unpaid
'
Current expenses and taxes paid... j
802 78
P r e m i u m s paid
Checks and other cash items
Exchanges for clearing-house
Bills of other b a n k s .
Fractional currency
Trade dollars
Specie
Legal -tender notes
U. S. certificates of deposit
Redemption fund with U. S. T r e a s
D u e from U. S. T r e a s u r e r

j
j
;.
j
j
i.
j
I.
.j
!.

Total

20,000 00
31 00

Individual deposits
United States deposits

7,737 00
5 03

!
;

Due to other national bank >
i
Duo to Stuio banks and bankers . . :

8,811 00
3, 500 00
6,750 00 !

Notes and lulls re-discounted
Bills payiil.de

3<\ (K)0 no
23. (577 2t>
134, 770 00
72 00
223, 051 75
• -••
8,253 05

I.
j•

Total.

569,824 00 !

$150, (){•{) 00

5C9, 824 06

First National Bank, Manchester.
FREDERICK SMYTH, President.

Loans and discounts
O 7erdraf ts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Dae from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
("hecks aud other cash items
Exchanges for clearing-house...,_.
Bills of other banks
Fractional currency
Trade dollars
.".
L : >i.r;il-tcnder n o t e s

No. 1153.
$141, 822 65
180 51
150, 000 00
100, 000 00

$150, 000 00

34,900 00 .National bank notes outstanding-.
2 i, 1)10 43 State b;vak notes out,standing
103 40
Dividends unpaid
'•.
2, 882 74
21,000 00 Individual deposits
j
r
1, 078 10 : United States deposits
'

135,000 (v)




30,000 ('"»
5, 254 fw
>

Deposits a i'U. 8. disbursing oilicers ••

1,189 W
89,253 (H
87,111 in

877 00
1,209 40 ,i Due to other national banks
,
!l Due to State banks and bankers .
12, 020 25 !
'\ot(vs and bills re-discounted
Bills pay-ible

1 J. S. certificates of deposit
Kedomption fund with U. S. Treas .
Due from U. S. 'treasurer..
Total

CHARLES F. MOKRILL, Cashier.

i Capital stock paid in.
i
I Surphifl fund
j Oilier undivided profits -

497, 809 48 i

Total.

I
i

497, 809 4b

36

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Second National Bank, Manchester.
ARETAS ELOOU, President.

No. 2302.

J O S I A H CARPENTER, Cashier.

Resources.
L »ans and discounts
i
Overdrafts
I
U S. bonds to secure circulation. . . |
U S. bonds to secure deposits
;
U. S. bonds o i hand
!
Other stocks, bonds, and mortgages i
Due from approved reserve; agents, j
Due from other banks and bankers
Rval estate, furniture, and fixtures.
C .irrent expenses and taxes paid.. J
p
I'
id
I'l-cmiums paid
other cash items
j
Checks and ot
E ^changes for clearing-house
;.
B;lls of other banks.
|
Fractional currency
j
Trade dollars
'
.'.
Specie
;
Legal-tender notes
U. S. certificates of deposit
j
Redemption fund with U. S. Treas J
Due from U. S. Treasurer
'

Total.

Liabilities.
:
Capital stock paid i n .
$138, 231 83
213 19 ;
100, 000 00 ! Surplus fund
Other undivided profits

$100, 000 GO
6, 775 00
3, 955 59

National bank notes outstanding..
State bank notes outstanding

8,588
12, 455

89, 300 00
1,497 00

Dividends unpaid
18
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

94

2,861 00 ;
9 55 : Due to other national banks
. I Due to State banks and bankers . .
5,921 50 i1
Notes and bills re-discounted.
Bills payable
4, 5i
275, 507 83

72, 846 23

1,134 01

275, 507 83

Total..

Amoskeag National Bank, Manchester.
M. CURRIER, President.

No. 574.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds1 to secure deposits . . . . .
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from oilier banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
C hecks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas
Due from U. S. Treasurer

Total.

$475, 711 22
2,148 95
100, U00 00

G. B. CHANDLER, Cashier.
$200, 000 00

Capital stock paid i n .
Surplus fund
Other undivided profits
National bank notes o u t s t a n d i n g . .
State bank notes outstanding

24, 0C6 50
164,977 47

42, 000 00
22, 657 85
85, 860 00

Dividends u n p a i d .
5, 847 77
15,000 00
31,570 41
13,5;:>2 00
93 49
14 25
23,790 50
5, 000 00

184 00

j Individual deposits
, United States deposits
: Deposits of U.S. disbursing officers.

343,183 91

Due to other national banks
Due to State banks and bankers . .
i Notes and bills re-discounted.
; Bills payable

79, 020 12
92, 506 68

3, 640 00

865,412 56

Total.

865,412 56

Manchester National Bank, Manchester.
N. PARKER, President.

No. 1059.

E. H. PAINE, Cashier.

Loans and discounts
: $322, 296 77 Capital stock paid in
Overdrafts
'
1, 861 02
U. S. bonds to secure circulation...;
150, 000 00 Surplus fund
U. S. bonds to secure deposits
Other undivided profits
U. S. bonds on hand
j
Other stocks, bonds, and mortgages -;
24, 400 00 National bank notes outstanding.
Due from approved reserve agents •
145, 039 01 State bank notes outstanding
Due from other banks and bankers!
599 36
Real estate, furniture, and
fixtures.
- - - - - Dividends unpaid.
Current expenses and taxes paid... j
1, 058 32
Individual deposits
Premiums paid
!
Checks and other cash items
i
3, 880 61 United States deposits
Deposits of U.S. disbursing officers
Exchanges for clearing-house
I
13,436 00
Bills of other banks
148 37 Due to other national banks
Fractional currency
Trade dollars
'..
! Due to State banks and bankers ..
28,100 00
Specie
1,000 u
O Notes and bills re-discounted.
Legal-tender notes
U. S. certificates of deposit . .
Bills payable
Redemption fund with U. S. Treas -|
6, 750 00
;
Dae from U. S. Treasurer

Total.




698, 569 46

Total.

$150, 000 00
60, 000 00
37, 479 60
133,990 00
465 00
252, 411 41

50,438 59
13, 784 86

698, 569 46

REPORT OF THE COMPTROLLER OP THE CURRENCY.
NEW

37

HAMPSHIRE.

Merchants' National Bank, Manchester.
No. 1 520.

JAMKR A. WP:STON, President.

DAXIEL TV. LANE, Cashier

Liabilities.

Resources.
Loans and discounts
... I
$251, 608 88
Overdrafts ....
|
2, 555 42
U S. bonds to secure circulation. . j
150,000 00
IT S. bonds to secure deposits
:
id
IT. S. stocks, bonds,
72, 000 00
Or herbonds on han ' and mortgages ;
Dae from approved reserve agents. L.
Dae from other banks and bankers !I..
Kea.1 estate, turn it a re, and fixtures -.
Current expenses and taxes paid, .j
Premiums paid.
j..
O fiecks and other cash items
j
E \changes for clearing-house .
.JJiils of other ban ks
i
3,030 00
F;actional currency
I!
5 25
T i ade dollars . . .
.
Specie
i
15, 509 00
L^gai-tender notes
;
2, 500 00
U S. certificates of deposit
!..
Redemption fund with U. S. Treas J
Due from U. S. Treasurer
i-

Capital stock paid in

30, O d 0'i
O
11, 178 54

National bank notes outstanding..
State bank notes outstanding . . . . . .
Dividends unpaid .

, 000 0 t

2, 340 00

Individual dej>osits
!
United States deposits
Deposits ofU.S.disbursing officers ,
!
Due to other national banks
Due to Slate, banks and bankers . .

159,989 48

18,7(17 75

Notes and bills re-discount ed.
Bills payable

Total.

507,281. 77

Total .

$150, 000 00

Surplus fund
Other undivided profits .

507, 281 77

Souhegan National Bank, Milford.
F. T. S.WVYEU, Cashier.

No. 1070.

C. S. AVERILL, President.

Loans and discounts
i
Overdrafts
!
U . S . bonds to secure circulation. ..j
U S. bonds to secure deposits
!
U. S. bonds on hand
I
Overstocks, bonds, and mortgages |
Due from approved reserve agents I
Due from other banks and bankers j
Real estate, furniture, and fixtures j
Current expenses and taxes paid. .'
Premiums paid
'
Checks ami other cash items
[
Exchanges for clearing-house
!
Bdls of other banks
j
Fractional currency
.....;
Trade dollars .
Specie .
Legal-tender n
<
U. S. certificates of de[)osit
...i
Redempiion fund with U. 3. Treas . |
Due from U. S. Treasurer
I

Total .

$180,125 99 i Capital stock paid in
i
25,000 00 Surplus fund.
| Other undivided profits
!

..!
...
|
18,100 00 \ National bank notes outstanding..|
\ State-bank notes outstanding
'

$100, 000 00
38,382 25
4, 480 38
22, 500 00

:;, no :Yl •

3, 000
711
6, 00'>
1,195

00 i Dividends unpaid
J
07 :
i
00 Individual deposits
-•
•
US Unit ed States deposits
Deposit sol'U.S. disbursing otncers
4, 005 00
197 7(5 Due to other national banks .
10" 0<t Due to State banks und bankers
10, 779 25 ,
9U0 00 Notes and i»ills re-dis<;ounted.
Bilks payable
1, 125 00 |
.. |
Total.

254,015 27 |

813 00
84, 7:9

51

254,015 27

First National Bank, Nashua.
GEORGE A. KAMSDELL, President.

L >ans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to sec (ire deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks ami other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
'
Specie .
Legal-tender notes
IT, S. certificates of deposit
Redemption fund with U. S. Treas .
Due from U. S. Treasurer

Total .




No. 2741.
J o TIN' A. SrAi/mxfi, Cashier.
$165,204 83 Capital stock paid in -.
$100, 000 00
1,13.-3 22
4, 100 00
ioo,0uo oo Surplus fund.
Other undivided profits
7, 840 (14
8,700 00 i National bank notes outstanding..
48,095 51 ;: State bank notes outstanding
10,05! 42
15, 0"0 00 • Dividends unpaid
1,-119 30
7,000 00 Individual deposits
2,491 99 United States deposits
Deposits of U. S. disbursing officers ,

89,0-10 00
398 70
173,092 00

357 00 !

Due to other national banks
;
Due to State banks and bankers ..!

;*02 55 ;
9, 000 00 j Notes and bills re-discounted.
Bills payable
4,500 00 1
1
374,495 82 j!

Total.

24 42

374, 495 82

38

REPORT OF Till: COMPTROLl ,ER OF THE CURRENCY.
J W
G

H A JTI P S I I I R E .

Second National Bank, Nashua.
JEREMIAH W. WHITE, President.

FREDERICK A. EATON, Cashier.

No. 2240.

Liabilities.
Loans and discounts
Ovordraft.s
U. S. bonds to secure circulation ..
U. S bonds to secure deposits
U. S. bonds on hand
Other stocks.bonds, and mortgages j
Duo from approved reserve agents j
Due-from oilier banks and bank>-M I
IT/al e s t a t e , f u r n i t u r e , and fixtures i
C ;rrent expensi'ti a n d ta.\(:s [mid . J

Premiums paid
Checks and other cnsii items
K-changes for clearing-house
15iiL-iof'oih(M"l"Ujk.s...'
Fraction;;! curre-rey
Trade doll a rs .....'.
Specie
L^al-tender nwfi a de
oi'

;
•
'
!
-.

r. s..

R e d e m p t i o n fins-l willi U. S. Tr.r
D a e from U . S. T r e a s u r e r

$207, 860 85 '. Capital stock paid in

$150, 000 00
11, 000 00
4, 576 82

:

62,500 00 i Rational bank notes outstanding..
32, 7 H <)[ j;! State bank notes outstanding .....
G
25oo oo i'•
-JL, ;>UIJ UU

44, 980 00
279 50

10,000 00 ;;• D i v i d e n d s u n p a i d
!,4(.)3 70 •

i1 Individual deposits
3,200 00 : ! United Stales deposits
i Denositsof U.S.disbur.sing officers.
4. 200 00;!
170 06 I Due to other national banks
' Due To State banks and bankers

177,119 20

L\ 7A)\) 0 0 •

S, 5ii0 00 I Kotos and bills re-discounted 3 ])i

2, 2">0 00 !

Total.

387,5)55 52 :

Total.

!
j

50*000 00 • Surplus fund
Other undivided profits

337, 955 52

Indian Head National Bank, Nashua.
EDWARD SPAUUUXG, President.

Loans and discounts
()verdrafts
-IT. S. bonds to secure circulation. -.
U. S. bonds to secure deposits
U. S. bonds on band
'
Oilier stocks, bonds, and inort ,u;U;es..
Due from apit^^oved vcu)v\o agents
Due from other b-anks and bankers
Keal estate, fui'irituso. aiid li\tnrcs
Cunvut expenses and ta^-s paid J reiniunis (>aid
Chocks and other casli items
Exchanges for e-learing-bouso
Bills of other banks ..'.
Fract iena! cnrreuc.v —
Trado dollars
Specie
Legal-tcndor notes .
T J. S. certiiieates of deposi t
Redemption fund with U. S. Treas .
Due from U. S. Treasurer
Total.

Xo. 1310.
$285, 09") 2(j

FRANK A. MOKEAN, Cashier.

Canital stock paid in

$120,000 00

378 7(i

120, (>u0 00
11. 500 00
53, 4i!0 78

Surplus fund
Other undivided profits .

27, 000 00
25, 685 91

National bank notes outstanding..
State bank notes outstanding

. .Dividends ^mpaid
,
2,232 70 |:
I
• Individual deposits
Unite*] States deposits
, Deposits of U. S. disbursing officers.
8,871 00 !|;
227 41 Duo to other national banks
Due to State banks and bankers . .
10,900 00 -:
,
4,000 00 \\ Notes and bills re-discounted
• l>ijly pavable
5,400 00 M
Total.

502, 632 00 !

105,880 00
681 38
220, 368 56

3, 016 15

502, 632 00

New Market National Bank, New Market.
J. C. BURLEY, President.

No. 1330.

Loans and discounts
$1.08,
i
Overdiafts
TJ. S. bonds to secure circulation ..
'"'80,"
V. S. bonds to secure deposits
- - -•
|
. IT. S. bonds on hand
I 00
O; her si ocks, bonds, and mortgage:;t
Due fiom approved reserve• agents
• 92
Dae from other banks and bankrrs
IJ'-a!. estate, furniture, and ii\t m ; s
Current expenses and ta-.ws paid...
l'remimv.spaid
CiKvks and other cash items
Evcharuces for clrnriug-house
-.
Bills of other banks..'.".
....'
I-'i-actioral eurre-ncy
Trade dollars
''.
Specie
;
:, o:;r>
L'^gal-tender notes
f>uO
:
U S. certiiieates of deposit- . _
.
Redemption fund with U. S. Treas .;
Due from U. S. Treasurer
Total




211, 255 74

S. A. HALEY, Cashier.

Capital stock paid in

$80,000 00

Surplus fund
Other undivided profits

16, 000 00
905 63

National bank notes outstanding..
State bank notes outstanding

71, 000 00

Dividends unpaid
Individual deposits
United Stntes deposits
Dcpo.jiL.S ofU. Sk Hisbursingofdeers-

561 00
42, 789 1.1

Due to other national banks
Duo to State banks and bankers...
Notes and bills re-discounted .
Ijills payable

Total.

211, 255 74

REPORT OF THE COMPTROLLER OF THE CURRENCY.

39

N E W If A HI P S II I R E .
First National Bank, Newport
D. RICHARDS, President.

F. W. LEWIS, Cashier.

No. 888.

Resources.

Liabilities.

Loans and discounts
Overdrafts
17 S. bonds to secure circulation... I
U. S. bonds to secure deposits
I
:
TJ. S- bonds on band
Other stocks, bonds,and mortgages. \
Due from approved reserve agents.;
Duo from other banks and bankers. I
Real estate, furniture, and fixtures.!
C urrent expenses and taxes paid... \
Premiums paid
Checks and other cash items
Exchanges ibr clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
IT. 8. certificates of deposit
Redemption fund with TJ. S. Treas.
Due from TJ. S. Treasurer
Total.

$118,173 25 ' • Capital stock paid in

$100, 000 00

100,000 00

Surplus fund
Other undivided profits
j
8, 725 00 ' National bank notes outstanding..
12,663 92 ! State bank notes outstanding

70*6 oo ! Dividends unpaid .
87 22 ;

25, 000 00
4, 298 74
89,000 00
275 50

Individual deposits
'United States deposits
Deposits of U. S. disbursing officers -1

5,838 00 i
3 33 | Due to other national banks
Due to State bunks ami bankers ..
7, 390 00
825 00 Notes and bills re-discounted .
Bills payable

27, 827 74

12, 503 74

4, 500 00 |
:

Total

258, 905 72 ||

258,905 72

Citizens' National Bank, Newport.
No. 3404.

LEANDER F . DODGE, President.

Loans and discounts
Overdrafts
.,
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
*
.
Other stocks, bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
CuiTent expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
U.S. certificates of deposit
Redemption fund with U. S. Treas.
Due from U. 8. Treasurer
Total.

PEKLEY A. JOHNSON, Cashier.

$54,823 35 j Capital stock paid in

$50, 000 00

Surplus fund
Other undivided profits
10, 773 00 | National bank notes outstanding- .•
2, 799 47 ; State bank notes outstanding .....
;
" 2, 000 00 !j Dividends unpaid
375 68
2, 650 00 \ Individual deposits
64 39 United States deposits
Deposits of U. S.disbursing officers.
1, 690 00
57 35 Due to other national banks
Due to State banks and bankers .
1,963 60
!
500 00 Notes and bills re-discounted
Bills payable
I
562 50
V2, 500 00

90,759 34

Total.

2,001 93
11, 250 00

20,007 41

7, 500 00

90, 759 34

First National Bank, Peterborough.
No. 1179.

F. LIVINGSTON, President.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other hanks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes.
U. S. certificates of deposit
Redemption fund with U. S. Treas.
Due from U. S. Treasurer
Total




"I

$128, 856 ©5
1,173 85
,100,000 00
19, 550 00
2,914 26
1, 000 00
846 44

"6*ii5"96
4, 726 00
70 90
2,219 40
500 00

C. P. RICHAKDSON, Cashier.

Capital stock paid in.

$100,000 00

Surplus fund
Other undivided profits .

20, 000 00
19, 092 75

National bank notes outstanding.. |
State bank notes outstanding
!

89,400 00
492 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1,178 99
45, 304 12

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

4, 500 00
275,467 86

Total.

275,467

40

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE,

Pittsfield National Bank, Pittsfield.
JOHN A. Goss, Cashier.

No. 1020.

JAMES DRAKE, President.

Liabilities.

.Resources.

Loans and discounts
$50,632 78 | Capital stock paid in.
Overdrafts
551 46
U. S. bonds to secure circulation . .
50, 000 00 j Surplus fund
U. S. bonds to secure deposits
!
\ Other undivided profits .
!
U. S. bonds on hand
\ National bank notes outstanding . .
Other stocks, bonds, and mortgages.:
2, 532 03 ; State bank notes outstanding
Due from approved reserve agents.
Due from other banks and bankers .
Real estate, furniture, and
fixtures.;
3, 000 00 1 j Dividends unpaid
Current expenses and taxes paid...
574 88
Premiums paid
12, 974 00 i; Tndividual deposits
Checks and other cash items
;
.1, 600 00 United States deposits
Exchanges for clearing-house
'
',' Deposits of U.S. disbursingofficers.
Bills of other banks
:
8,400 00 j
Fractional currency
325 9'3 Duo to other national banks
Trade dollars
Due to State banks and bankers
Specie
2, 500 00
Legal-tender notes
1, 500 00 , Notes and bills re-discounted
TJ. S. certificates of deposit
J
: Bills payable
Redemption fund with U. S. Treas.
2, 250 00
Due from U. S. Treasurer
Total.

Total.

130,841 08 !

$50, 000 00
8,831 00
2,4G5 84
44,460 00
172 00
30, 912 84

136, 841 68

Pemigewasset National Bank, Plymouth.
NATHAN H. WEEKS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation.
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks- .1
Fractional currency
Trade dollars
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas.
Due from U. S. Treasurer

Total.

No. 2587.

OSMAN B. COPELAND, Cashier.

$98, 422 49 i C a p i t a l stock paid i n .

$75,000 00

75, 000 00 |,' Snrplus fund
....;': Other undivided profits .

1, 600 00
3, 541 70

8, 375 00 \
22, 771 71

National bank notes outstanding..
State bank notes outstanding

9, 246
1,301
12, 500
74

Dividends unpaid

95
15
00
94

67, 000 00

54 00

Individual deposits
United States deposits
•; Deposits of U. S. disbursing officers.

103, 088 55

11, 906 00
31 41

i: Due to other national banks
i Due to State banks and bankers .
i Notes and bills re-discounted .
Bills payable
3,375 00 j
500 00 I
~2r,0, 284 25
Total.
1, 279 60
5, 500 00

250, 284 25

First National Bank, Portsmouth.
E. P. KIMBALL, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, a.nd mortgages
Due from approved reserve agents Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
!
Checks and other cash items
Exchanges for clearing-house
Bills of other banks..."
Fractional currency
Trade dollars
Specie
Legal-tender notes
U.S. certificates of deposit
Redemption fund with U. S. Treas.
Due from U. S. Treasurer
Total




No. 2672,

C. A.. HAZLETT, Cashier.

$382,510 60 , Capital stock paid in
2, 450 41
200, 000 00 Surplus kind
100,000 00 Other undivided profits .
148, 8R4 53
26,131 05
15,631 ^
4, 000 00
6,107 61
9, 500 00
3,891 09

National bank notes outstanding..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U.S. disbursingofficers

" " 5 , " 147 Of')'
146 50

Due to other national banks
Due to State banks and bankers.
14, 950 00
5, 500 00 Notes and bills re-discounted .
! Bills payable
9, 000 00
30 00

933,880 37

Total.

$300, 000 00
100, 000 00
16, 087 20
180, 000 00
285 00
253, 430 77
67, 348 24
13,469 56
3, 259 60

933, 880 37

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

41

HAMPSHIRE.

National Mechanics and Traders' Bank, Portsmouth.
J O H N SISE, President

No. 401.

J . V. BAKTLETT, Cashier.

Resources.

Liabilities.

!
LoanS and discounts
(.) .-erdrafts
• - -:
•
U S. bonds to secure circulation... j
U. S. bonds to secure deposits
!
I r . S. bonds on hand
I
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Dae from other banks and bankers
Real estate, furniture, and fixtures.
Piirrent expenses and taxes p a i d . . .
P remimns paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
,
S ;>ecio ..
I
Legal-tender notes
j
U. S. certificates of deposit
..i
Redemption fund with IT. S. Treas . |
D a e from IT. S. Treasurer
i

Total.

Capital stock paid i n .
$410,140 12
14 83
100, 000 00 Surplus fund
0tlier undivided profits .
04,200 00
20, 397 33

$800,000 00
60, 000 00
28, 094 88

National bank notes outstanding
Si-ale- bank notes outstanding . . .

90, 000 00

11,900
4,427
i), iilil
1, 744

00
Dividends unpaid
91 ,
(JO : Individual deposits
United States deposits
:
S6
"DepositsofU.S.disbursingoflicers
2, 5(>0 00 :
308 85 ' Due to other national bunks
;
• Due to State banks at-d bankers . . !
5. 254 50 :
1, 650 00 : "Notes and bills re-discounted
j Bills payable
4, 500 00 i

642, 473 40

;

Total.

620 00
145, 920 64

17, 837 88

642, 473 40

New Hampshire National Bank, Portsmouth.
E. A. PETERSON,

Xo. 1052.

President.

Loan s and discounts
j
Overdrafts
j
II. S. bonds to secure circulation...;
IT. S. bonds to secure deposits
|
17. S. bonds on hand
!
Other stocks,bonds,and mortgages !
Due from approved reserve agents !
Duo from other banks and bankers, j
R o al estate, furniture, and fixtures !
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Eiils of other banks
Fractional currency
Trade dollars
*
j
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with T7. S. Treas .
Due from U. S. Treasurer
Total.

L. S. BUTLER, Cashier.

$258, 000 58 Capital stock paid in
3(57 30
150, 000 00 i Surphi s fund
,; Other undivided profits

•
'
'
•
,

30,500
34, 308
31,574
7, 500
2.472

00 ••• National bank notes outstanding..!
55 ' State bank notes outstanding
'
47 :!
|
G '• Dividends unpaid
O
.1
02 :
j
. . . ; Individual deposits
j
5 ( 10 :: United Statesfdeposits
G>
,.|
". Depositsof U.S. disbursing officers.'
4, 910 00 ;i
|
V2 70 i: Due to other national banks
i
ij Due to State banks and bankers . . '
7, 308 00 !|
i
6, 900 00 'I Notes and bills re-discounted
i
...
ji Bills payable
j
6, 750 00 ;i
547, 944 72

Total.

$150, 000 00
30, 000 00
6,457 61
134,460 00

227, 027 11

547, 944 72

Rockingham National Bank,, Portsmouth.
JOHN' J. PICKERING, President.

No. 1025.

Luins and discounts
Overdrafts
1T S. bonds to secure ch-culation
17. S. bonds to secure deposits
r . IS. bonds on liuul
Other stocks, bonds, and mortgages.
Due fioni approved reserve agents.
Due from other banks and bankers.;
Real estate, furniture, and fixtures-:
Current expenses and taxes p a i d . . .
Premiumspaid
C hecks and other cash items
\
Exchanges for clearing-house
;
Bills of other b a n k s . . !
|
FractioiiMl currency
|
Trade dollars
Specie
,
I iegal-t<?nder notes
T7 S. certificates of deposit
....'•.
Redemption fund with U.S. Tr-eas .
D:ie from V. S. TTeasTiror
;
Total




'

J O H N P . H A R T , Cashier.

$239, 878 27 , Capital stock paid in
200, 000 00 : Surplus fund
.
I
Other undivided profits
;
!
5. («()() 00
33JU00 00 Xationiil hank notes outstanding.. 1
30, :'2O 48 . State b a n k n o t e s outstanding
;
2,827 08 ;
'
5,000 0;) Dividends u n p a i d . . .
14, ^75 00 Individual deposits
4,740 04 • Uni*-«'d States deposits
, : Df-.jnosiisoi'LT.S.disbursiiigoflicers.
1, 138 00
Due to other national banks
Due to State banks and banker?
8, 8G5 75
Notes and bills re-discounted
'.Hill.-} payable
9,'JUU 00
554, 897 93

Total.

£200, 000 00
40, 000 00
25, 824 84
178,000 00
4,538 00

106, 535 09

554,897 93

42

REPORT OF THE COMPTROLLER OF THE CURRENCY.
N E W H A M P S I I it B.
I
Rochester National Bank, Rochester.

JOHN MCDUFFKE, Vice-President.

No. 2138.

HENRY M. PLUMER, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
U.S. bonds to secure deposits
TJ. S. bonds on band
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Dae from other banks and bankers.
Real estate, furniture, and fixtures.
C urrent expenses and taxes paid...
Premiums paid
Chetks and other cash items
Exchanges for clearing-house
Dills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
U. S. certificates of deposit
iledemption fund with U. S. Treas
Due from TJ. S. Treasurer
Total .

$90, 229 90
602 64
50, 000 00

Capital stock paid in.

$50,000 00

Surplus fund
! I Other undivided profits .
30, 000 00
I National bank notes outstanding..
1
26,705 40 State bank notes outstanding
316, 85 Dividends unpaid
812 91
3,071 88 ; Individual deposits
j
4, 024 58 , United States deposits
!
• Deposits of U.S. disbursing officers.!
:
1,291 00 i
2 65 ! Due to other national banks

7,000 00
3,003 33

45, 000 00
582 50
110,377 68

1,955 70 . Due to State banks and bankers .
4,700 00 ! Notes and bills re-discounted .
Bills payable
2, 250 00
215, 963 51 I

215, 963 51

Total.

Citizens' National Bank, Tilton.
AUSTIN F. PIKE, President.

Loans and discounts
!
Overdrafts
!
U. S. bonds to secure circulation... |
U. S. bonds to secure deposits
j
U. S. bonds on hand
I
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
'
Exchanges for clearing-house
Bills of other banks
,
Fractional currency
j
Trade dollars
j
Specie
i
Legal-tender notes
i
U. S. certificates of deposit
;
Redemption fund with U. S. Treas J
Due from U. S. Treasurer
I
Total.

No. 1333.

WILLIAM T. CABS, Cashier.

$77,217 27 i Capital stock paid in.

$70,000 00

70, 000 00 i Surplus fund
Other undivided profits .
National bank notes outstanding..
26,116 79 State bank notes outstanding
1,700 00 i Dividends unpaid
663 05
I
7, 631 42 Individual deposits
'
1, 709 99 United States deposits
Deposits of U.S. disbursing officers. |
552 00
9 05 Dae to other national banks
Due to State banks and bankers.
2,538 75
. 1,500 00 Notes and bills re-discounted
Bills payable
1,750 00
Total.

191, 388 32

7,800 00
3,222 63
62, 300 00

48, 065 69

191,388 32

Winchester National B ank, "Winchester.
EDWAED C. THAYER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas
Due from U. S. Treasurer.
Total.




N o . 887.

$222,404 10
387 95
50, 000 00

HENRY ABBOTT, Cashier

Capital stock paid in.
Suxplus fund
Other undivided profits.

23, 000 00 National bank notes outstanding..
9,466 88 State bank notes outstanding
3, 500 00 Dividends unpaid
1, 250 43
10,000 00 Individual deposits
37 27 United States deposits
Deposits of U.S. disbursing officers.
200 00
44 99 Due to other national banks
I
Due to State banks and bankers ..'
744 30
Notes and bills re-discounted .
227 00
Bills payable
,
2. 250 00
Total.

$200, 000 00
35,300 00
6, 706 07
45,000 00
144 00
36, 271 91

90 94

323,512 92

REPORT OF THE COMPTROLLER OF THE CURRENCY.
111 W

43

H A M P S II I K E .

Lake National Bank, Wolfborough.
I. W. SPRINGFIELD, President.

No. I486.

CHARLES F. PARKISR, Cashier.
Liabilities.

Resources.

Loans and discounts
( $125, 000 00
$135, 400 72 Capital stock paid in
Overdrafts
,
!
U. S. bonds to secure circulation . . j
125, 000 00 Surplus fund
1G.000 00
j
U. S. .bonds to secure deposits
i
4,421 16
Other undivided profits
i
IT. S. bonds on hand
j
Other stocks, bonds, and mortgages, i
National bank notes outstanding.. I
112, 500 00
Due from approved reserve agents. :
8, 354 79 State bank notes outstanding.."... .
I)ne from other banks and bankers.
Real estate, furniture, and
fixtures.;
3, 000 00 Dividends unpaid
152 00
C urrent expenses and taxes paid
Premiums paid
'
10, 000 00 Individual deposits
35, 588 09
(• hocks and other cash items
;
74 60 United States'deposits
;
E xe haw go s for clearing-house
Deposits of IT. S. disbursing officers. j
Jill Is of other banks
5,121 00
s
fractional currency
!
30 14 Due to other national banks .....
Trade dollars
L
i Due to State banks and bankers .
Specie
;
1, 080 00
Legal-tender notes
,
JN"otes and hills re-discounted
i
II. S. certificates of deposit
!
\ Bills payable
'.Redemption fund with U. S. Treas. j
5,600 00
Due from U. S. Treasurer
Total.




293,661 25

Total.

293, 661 25

44

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TEBMO9TT.
National Bank, Barre.
No. 2100.

L. F. ALDRICH, President.

C. M. SPENCER, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Dae from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
C becks and other cash items
:
Exchanges for clearing-house
Bills of other banks ..".
\
Fractional currency
[
Trade dollars
Specie
Legal-tender notes
II. S. certificates of deposit
Redemption fund with U. S. Treas .
Dne from U. S. Treasurer

! $100,000 00
$142, ()49 45 Capital stock paid in
144 12
20, 000 00
100, 000 00 Surplus fund
10, 556 48
- Oilier undivided i>rofits
100 00
89,330 00
42. 900 O National bank notes outstanding..
n
13, 200 Xi State banli notes outstanding
2, 3!8 83
5,400 00 Dividends unpaid..
3 00
8115 04
I
Individual deposits.
100, 936 95
423 37 Uni ted States deposits
Deposits of U. S. disbursing officers j
2, 510 00
I
0 87 Due to other national banks.
G
Duo to State banks and bankers
4, 804 05
1,750 00 Notes and bills re-discounted.
Bills payable
14 63
3, 700 00
...
320,841 00 /

Total .

320, 841 06

Total.

Barton National Ba*nk, Barton.
A. DAVISOS, President

No. 2290.

II. K. DEWEY, Cashier.

Loans and discounts
!
170, 914 44 : Capital stock paid in
| $150, 000 00
O verdrafts
;.
11,225 00
IT S. bonds to secure circulation . ;
75, 000 00 Surplus fund
V S. bonds to secure deposits
4,882 29
Other undivided profits
IT. S. bonds on hand
t
67,500 00
Other stocks, bonds, and mortgages fc.«
National bank notes outstanding..!
Due from approved reserve agents.:
3,829 27 State bank notes outstanding
j.
5, 000 00
Due from other banks and banker
li jiil estate, furniture, andfixture>
1, 500 00 Dividends unpaid
i
63 00
1,211 57
j
Current, expenses and taxes paid...
7, 205 02 Tmli virtual deposits
41, 714 56
Premiums paid
C Liocks iiiid other cash items
-, 572 g'J '.. United States deposits
E ^changes for clearing-house
-^.
Deposits of U.S. disbursing officers.
Bills of other banks
j
8,880 00
10, 000 00
57 21 Due to other national banks
Fractional currency
;
Due to State banks and bankers .
Trade dollars
3,822 85 i;
Specie
I
2, 000 00 Notes and bills re-discounted
Legal-tender notes
Bills payable
TT. S. certificates of deposit
Redemption fund with IT. S. Treas.,
3,375 00 ;
Due from TJ. S. Treasurer
j.

Total.

285, 384 85 i

Total.

285f 384= 85

National Bank, Bellows Falls.
J . H. WILLIAMS,

President

No. 1G53.

P. II. HADLKY, Cashier.

Loans and discounts
$183, 238 05 | Capital stock paid in
Overdrafts
384 58
IT. S. bonds to secure circulation...
100, 000 00 i Surplus fund
:
U. S. bonds to secure deposits
! Other undivided profits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
700 00 National bank notes outstanding. J
Due from approved reserve agents
30, 722 fii), State bank notes outstanding
i
Duo from other banks and bankers
25,153 21
Real estate, furniture, and
fixtures
14, 250 00 Dividends unpaid
t
!
Current expenses and taxes paid...
1, 971 99
Prern inms paid
22, 375 00 ; Individual deposits
|
Checks and other cash items
3, 10!) 14 : United States deposits
|
Exchanges for clearing-house
, Deposits of U.S.disbursing officers '
Bills of other banks
3,197 00
Fractional currency
Due to other national banks
,
Trade dollars .....'.
!
190 00 Due to State banks and bankers . J
Specie
25,446 53
Legal-tender notes
,
3,495 00 Notes and bills re-discounted
U. S. certificates of deposit
Bills payable
|
Redemption fund with U. S. Treas.
4, 500 00
Due from U. S. Treasurer

Total .




424, 794 09

Total.

$100, 000 00
20, 000 00
35, 624 89
89,400 00
3, 500 00
377 50
175, 434 27

457 43

424, 794 09

REPOJRT OF TTIK COMPTROLLER. OF THE CURRENCY.

45

V BKM ON T.
First National Bank, Bemiingtcn.
No. 130.

LUTHER 11. GKAVKS, President.

GKORGK F. GRAVES. Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation..
IT. S. bonds to secure deposits
IT. S. bonds on hand
Of her stocks, bonds, and Mortgages
Due from approved reserve agents
Duo from other banks and bankers
lieal estate, tt.iraiture, and fixtures
Current expenses and taxes paid..
Premiums paid
>
Checks and other cash items..
E schanges fc»r clearing-house
IJiils of other hanks..
I1''actional currency
Trade dollars
Specie .
Legal-tender notes
C. S. certificates of deposit
lledemption fund with U. S. Treas. .
Due from U. S. Treasurer
Total

$370,3!f> TO
3i .10
110,000 00

Capital stock paid in

$110, 000 00

Sur))lus fund
Other undivided profits
National bank notes outstanding..!
1
1, 111 15 Stiit :- bank notes outstanding
5, OHO <IO

2,031. hi
-

Dividends unpaid

98, 460 00

;

Individual deposits
United States deposits
Deposit.-, <; f 17. S. disbu rsing officers.
.
00
210 07

22, 000 00
,'50,710 0(J

203,404 77

l!. (1 i.)

1 0 , 0-S<>
lO.TiiO

00
00

Due 1'.» other national banks
Due to State, banks and hankers ..

7,011 W)

\roTes and bills re-discounted .

532.48(5 -13

532,486 43

To tiU

Bennington County National Bank, Bennington.
CHAULMS THATOHEK, President.

Loans and discounts
0 verdrafts
U. S. bonds to secure, circulation-..
IT. S. bonds to secure deposits
T.J. S. bonds on hand..
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
C hecks and other cash items.
.•
Exchanges for clearing-bouse
Bills of other banks...'.,
Fractional currency
,„
Trade dollars
"
[
S pecie
Legal-tender notes
II. S. certificates of deposit.
Redemption fund with IT. S. Treas .
Duo from U. S. Treasurer
Total.

No. 2395.

CLEMENT H. CONE, Cashier.

$201,915 41 Capital stock paicFin
227 07 !
100, 000 00 j Surplus fund
: Other undivided profits

$100,000 00
;

;

i. National bank notes outstanding.. \
23, 225 99 ,; State bank notes outstanding
]
2,500 00 ; Dividends unpaid .

.

10, 000 00 I Iudh idual deposits
477 03 ,i United States deposits
,
Dej)o:.-jitsof U.S.disbursiugotUcei's.!
2, ooo oo :: |
i
•11 9(5 : D m : to o t h e r n a t i o n a l b a n k s
j
4G2 00 i! D u e to S t a t e b a n k s a n d b a n k e r s . . •

1, 8 0 8

5 0 '•}•

11, 500 00
3, 268 92
89, 990 00

137,801 60

1,313 10
5, (>()3 34

i

3, 103 00 '. j Xotes and bills re-discounted
,j Bills payable

|
i

3,580 00 j,

I

349, 470 O ;!
H

Total...

. 349, 476 96

National "White River Bank, Bethel.
NELSON- GAY, President.

" : o. 902.
N

Loans and discounts
$173,033 (55
0 verdrafts
3 *6 75
U. S. bonds to secure circulation. . 125, 000 no
IT. S. bonds to secure deposits
1 \ S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
4, 019 !)2
I)ue from other banks and 'bankens
Iteal estate, furniture, and fixtui'es
3,000 (M»
Current expenses and taxes paid..
730 L'l
Premiums paid
'••.....
Checks and other cash items
:
7(i5 70
Exchanges for clearing-house ..
I
..
Uills of other banks..
.\
3,84'! 00
Fractional eui'n^ncy
I
(it,1 74
Trade dollars
'
i
Specie
(J, 41" < 5
S
Legal-tender notes
I
2, "'.'U uu
1.1. S. e^rtiiieares of deposit
j
...
lledem])tion fund with IT. S. Treas ,
5, <>.."•• 0')
Due from U. S. Treasures1
- - - •:
Total.




M. SYLVESTER, Cashier.

Capital stock paid in

:

$125,000 00

Surplus fund
Other undivided profits

!

24. 000 00
5,774 97

i
National bank notes outstanding.. \
Ktatr bank notes outstanding
\
:
Dividends unpaid
Individual deposits
!
Uniie<l States deposits
IV posits of U.S. disbursing officers.!
'
"
I
Dm1 to other national banks
!
Due to State banks and bankers . J
j
Notes and bills re-discounted
'
Hdls payable
!
"
j:
Total..

111, 560 00
682 50
57, 828 35

324, 845 82

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
First National Bank, Brandon.
No. 278.

N . T. SPRAGUE, President

F . E. BRIG«S, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
•
U. S. bonds to secure circulation -..
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Duo from approved reserve agents.
Duo from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes ]>a!d -.
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
L^sral-tender notes
17. S. certificates of deposit
Redemption fund with U. S. Treas
Due from U. IS. Treasurer

$197, 564 19 • Capital stouk paid i n . . . 1,112 20 j.
150, 000 00 | Surplus fund
Other undivided profits

|

$150, 000 00

j
--j

110, 000 00
8, 099 56
135, 000 00

437,985 99

Total.

54, 050 00 "National bank notes outstanding..
4, 252 07 State bank notes outstanding
'5,500*00"' Dividends unpaid
499 70 ;
13,827 00 ! Individual deposits
1, 347 83 United States deposits
United
I, 025 00 j Deposits o f U. S. disbursing officers.
310 00 ; Due to other national banks
391 00 Due to State banks and bankers .
1,357 00 i
i
1,000 00 ' Notes and bills re-discounted
Bills payable
;
5, 750 00 :

437, 985 99

Total.

55 00
34, 831 43

Brandon National Bank, Brandon.
E. D . THAYEK,

No. 404.

President.

Loans and discounts
|
Overdrafts
!
U. S. bonds to secure circulation.. ;
TJ. S. bonds to secure deposits
\
!
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Duo from approved reserve agents
Duo from other banks and bankers.
Real estate, furniture, and fixtures
C in-rent expenses and taxes paid
Premiums paid
i
Checks and other cash items
|
Exchan ge.s for clearing-house
Bills of "other b a n k s . . :
-.. \
Fractional currency
Trade dollars ....."
1
Specie
i
Legal -tender notes
!
U. S. certificates of deposit
Redemption fund with TJ. S. Treas .,
Due from TJ. S. Treasurer
|

Individual deposits
95G 44 United States deposits
Deposits of U.S. disbursing officers.
1,164 00 ,
! Due to other national banks
Due to State banks and bankers .
398 44
1,600 00 Notes and bills re-discounted .
Bills payable
4, 500 00
333, 770 00 I

Total-

"VV. F . SCOTT, Cashier.

j
$202, 875 8(5 Capital stock paid in
3,204 05
j
100, 000 00 Surplus fund
Other undivided profits
j
—
National bank notes outstanding..
*>, 011 21 ; State bank notes outstanding
h, 000 00 ;i
9,000 00 : Dividends unpaid.

Total.

$200, 000 00
6, 500 00
9, 9S2 13
90, 000 00
6 00
27,281 87

333, 770 00

People's National Bank, Brattleboro'.
JULIUS J . ESTEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secirre deposits
U. S. bonds on hand
!
Other stocks, bonds, and mortgages '
Dae from approved reserve agents.
Due from other banks and bankers. I
Real estate, furniture, and fixtures, j
Cunent expenses and taxes paid...I
Premiums paid
j
Checks and other cash items
|
Exchanges for clearing-houso
Bills of other banks . S~.
Fractional currency
Trade dollars
Specie
Legal-tender notes -. •U. S. certificates of deposit
Redemption fund with U. S. Treas .
Due from U. S. Treasurer...
I
Total .
.j




No. 2305.

O. A. MARSHALL, Cashier.

$252, 419 28 Capital stock paid i n .
"""50,600 "66"

$100, 000 00

Surplus fund
Other undivided profits .
4,000 00 ! National bank notes o u t s t a n d i n g . .
26, 844 45 : State bank notes outstanding . . . . .j
I
100 00 | Dividends unpaid

25, 000 00
21, 052 29

i
1,198 78 ,' Individual deposits
United States deposits
Deposits of U.S. disbursing officers, i
"*2,"889"6s" •
4, G O 00
O
:
85 00 Due to other national banka
Due to State banks and bankers... j
6, G O 56 ,
O
,
5, 500 00 j;Notes and bills re-discounted
Bills payable
!.
2, 250 00

140,204 25

356,577 15

Total.

45, 000 00

6,825 G
O
18, 495 01

356, 577 15

47

KKPORT OV THK COMPTROLLER OF THK
V E R HI O jtf T .
Vermont National Bank, Brattleboro'.
WILLIAM P . CUKE, President.

No. 1430.

GEORGE S. DOYVLEY, Cashier.

Liabilities.

Resources.
Loans and discounts
j
Overdrafts
;
XL S. bonds to secure circulation.. .i
IT. S. bonds to secure deposits
;
IT. S. bonds on hand
;
Other stocks, bonds, and mortgages.:
Dae from approved reserve agents.!
Diit; from other banks and bankers \
Real estate, furniture, and fixtures, i
Current expenses and taxes p a i d . . . i
Premiums paid
C.'leeks and other cash items
K':('b;nM>C'H for clearing-house
Hills of other banks
Fractional currency
Trade dollars
Specie
•
Legal-tender notes
TJ. S. certificates of depositRedemption fund with TJ. S. Treas .
Due from C". S. Treasurer
Total.

$409, 215 27 ;; Capital stock paid in

|

" iso'ooo'oo ! Surplus fund

•
:! Other undivided profits
;
':
!
124,000 00
National bank notes outstanding.-!
5(.),eor> 38 i State bank notes outstanding . .

$150, 000 00
100,000 00
62, 555 26
134,550 00

228 29

..!; Dividends unpaid
2,513 00
; Individual deposits
1,707 60 I Uuited States deposits
I "Deposits of U.S. disbursing officers

321, 304 53

Duo to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
;
Bills payable
'.

56 20
11,120 00
3. 498 00
0,750 00

Total.

76S, 693 83

284 04

768, 693 83

Howard National Bank, Burlington.
F. M. VAN SICKLEX, President.

No. 1698.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Dae from appro veil reserve agents.
Due from other banks and bankers.
Roal estate, furniture, and fixtures.
Current expenses and taxes paid. .Premiums paid
Checks and other cash items
I
E ^changes for clearing-house
'
Ellis of oilier banks.
i
!Ffactional currency
!
Trade dollars
'
!
Specie
j
Legal-tender notes
;
U. S. certificates of deposit
!
Redemption fund with U. S. Treas .|
Due from TJ. S. Treasurer
i
Total.

CURTIS AVELLS, Cashier.

$552, 522 14 Capital stock paid in.
$300,000 00
1,140 U
50, 000 00 Surplus fund
37, 500 00
21,573 01
,! Otliei undivided profits
'! National bank notes outstanding. J
45,000 00
92,625 26 1 State bank notes outstanding
1
13,417 90
21,419 97 !| Dividends unpaid
2,480 14 j:
4, 000 00 !j Individual deposits
381, 528 24
2,166 78 j' United States deposits
!
' Deposits of U.S. disbursing officers. .
4,140 00
9 96 Due to other national banks
Due to State banks and bankers
33, 483 50
5, 246 00 j; Notes and bills re-discounted
| Bills payable.
2,250 00
700 00
785, 60.1. S3

Total.

785,601 85

Merchants' National Bank, Burlington.
No. 1197.

C. W. WOODHOUSE, President.

Loans and discounts
;
Overdrafts
!
U. S. bonds to secure- circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents, j
Due from other banks and bankers.;
Real estate, furniture, and fixtures..
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other hanks
Fractional currency
Trade dollars
."
Specie
,
Legal-tender notes.
IT. S. certificates of deposit
Redemption fund with U. S. Treas .

Due from U. S. Treasurer
Total




|

$981,710
59
500, 000
5(\ 000
100,000
72, £00
97, 653
54, 998
5, 000

24
21.
00
00
00
00
08
08
00

L. E. WOODIIOUSK, Cashier.

j

j Capital stock paid in.

996 14

Surplus fund
Other undivided profits

100, C00 00
54, 576 70

National hank notes outstanding-. ;
Stale bank notes outstanding

448,310 00

Dividends unpaid ..

1,951,412 62 •

444 50

Individual deposits
United States de-posits
i
DepositsofU.S.disbursingofiicersJ

8, 873 00
94 57 , Due to other national banks
519 00
Due to State banks and bankers
32, i\?>\) 50 !
26, 053 00 ' Notes and bills re-discounted
;

"2O?oio"oo"!

$500, 000 00

Bills payable;
Total

723,120 53
32,565 28
4,127 82
88r 267 79

.
:
..i 1,951,412 62

48

REPORT 01 7'HE 0OMPTKOLLER OF THE CURRENCY.
VERMONT,
Castleton National Bank, Castleton.

C. S. SHRKMAX,

D. D. COLE, Cashier.

President.

Liabilities.

Resources.
L o a n s and discounts
-. - i
Overdrafts
IT. S. bonds to secure circulation. . .
IT S. bonds to secure deposits IT. S. bonds on h a n d
O t h e r s t o e k s . b o n d s . and mortgages.:
Duo from approved reserve a g e n t s ;
D u e front other ban'ksand bankers. 1
Real esti;to, funiil are, and iixluros. •
Current expenses and taxes paid
'Premiums paid
'
Checks and other cash items
I
E x c h a n g e s for clearing-house
!
Hills of oilier b a n k s . . >
Fractional currency
I
T r a d e dollars
'.
j
Specie
I
Legal -tender- not es
j
:
(I. S. cert;ticates of deposit
Kedemption fund with IT. S. T r e a s :
D a e from U. S. Treasurer

Total.

$54,158 18

Capital stock paid in

j

$50, 000 00

Surplus fund
Other undivided profits

50, 000 00

i
\

10, 000 00
4, 299 94

i

9, 0n0 00 Xational bank notes o u t s t a n d i n g . , j
7, 653 do State bank notes o u t s t a n d i n g
•
1.37 «ci>
j
3, OliO 00 Dividends m p a i d

45,000 00

I n d i v i d u a l deposits
Vnited States deposits
- - • Deposits of U.S.disbursing officers.
730 00
4 00 D u e to ot her national b a n k s
Due t o State b a n k s a n d b a n k e r s .
844 35
1,000 00 Notes and bills re-caseountod.
Bills p a y a b l e .
2,250 00

19, 261 51

128, 778 U\i i

216 57

128,778 02

Total.

First National Bank, Chelsea.
A A H O X X. K I N G ,

Xo." 2120.

President.

Loans and discounts
Overdrafts
..!
TJ. S. bonds to secure circul.i1 ion. - -'
IT. S. bonds to secure doposdts
:
IT. S. bonds on hand
Other stocks, bonds, and m o r t g a g e s . |
D u o from approved resort e a g e n t s . !
D u e from other b a n k s and b a n k e r s . '
Keal estate, furniture, and fixtures.;
C u r r e n t expenses and taxes p a i d . . . !
P r e m i u m s paid
j
;
Checks and other oash items
E x c h a n g e s for clearing-house
!
Bills of other b a n k s
j
Fractional currency
;
T r a d e dollars
*
Specie
Logal-tendrr notes
U. S. eert.iticat.es of deposit
liedemption fund w i t h U. S. T r e a s .
D u e from U. S. Treasurer--....'
•
'

Total.

CuiiTis S. E M E R Y , Cashier.

$92, 322 84 : Capital stock paid i n
1(57 " '
Surplus fund
150, 000
Other undivided profits

!

$150, 000 00
4, 040 04
812 06

Xational bank notes outstanding..
State bank notes outstanding

29, 233
81
10,000
5, MO
451
2,410
2,343

|
j

131, 090 00
303 00

Dividends u n p a i d
Individual deposits
'
United S t a t e s deposits
j
Deposits of IT. S.disbursing officers. |

1,573
34

18,147 39

D u e t o other national b a n k s
'.!
D u e to State b a n k s a n d b a n k e r s . . \

3,304 09

Xotes and bills re-discounted
Bills payable

6, 750
304, 392 49

i

304, 392 49

Total.

Caledonia National Bank, Danville.
J. "W. SiMrsox,

President.

Loans and discounts
•..
Overdrafts
IT. S. bonds t o secure circ^,r»fj'on...;
IT. S. bonds t o secure d e p ^ j t i i
11. S. bonds on hand
,
.-...'•
Other stocks, bonds, a n d r : r t ^ a g e s .
D u e from approved reserve) a g e n t s .
D a e from other b a n k s an", h a n k e r s .
Ileal estate, furniture, an ] fixtures.
C u r r e n t expenses and ta::tvj p a i d . . .
P r e m i u m s paid
Checks and o t h e r cash it -.'us
E x c h a n g e s for clearing-li :»r:fio
Kills of other b a n k s . . .
Fractional currency
Trade- dollars
".
Specie
Logul-tem'lor notes
U. \S. certificates of deposit
Iledemption fund with U. S. T r e a s .
D u e from IT. S. T r e a s u r e r
Total




J. B. MATTOCKS, Cashier.

No. 1576.

$138,37G 32 ,j Capital stock paid in
37 37 :
35, 000 00 Surplus fund
Other undivided profits .
7. 300 00
7, 241 53
193 58
3, 500 00
8 90
3, C O 00
O
17 11
293 00 !
04 00 j

Xational bank uotes outstanding.
State bank notes outstanding

$100, 000 00
33, 045 43
106 83
31, 500 00

Dividends unpaid.

92 75

Individual deposits

34, 822 71

United States deposits
Deposits of U.S. disbursingofficers.
Due to other national banks

2 , TOO 8 5 • Due to State banks and bankers .
200 oo ; Xotes and bills re-discounted
Bills payable
1, 575 00 |
199,567 72 ;;

Total.

199, 567 72

REPORT OF THE COMPTROLLER OF THE CURRENCY.

49

VERMONT.
National Bank, Derby Line.
AUSTIN T. FOSTER, President.

No. 1368.

Loans and discounts
j
Overdrafts
'
1'. S. bonds to secure circulation . . . !
\J S. bonds to secure deposits
IT. S. I n d s'
' id.
Overstocks, bonds, and mortgages. i
Due from approved reserve agents.
Duo from other banks and bankers.;
Heal estate, furniture, and fixtures.1
() nrreiii o x perise? and taxes paid.. .
Premiums paid
;
("hecks and o;hr-r cash items
11 ^changes for clearing-house
•.
Bills of other banks..."
'
1'raci ionul currenc y
:
Trade dollars
'..
;.
Speci':
,
Legal-tender notes
...;
U.. S . eertilicates of deposit
>
L
Redemption fund with U. S. Treas.i
Due from U. S. Treasurer
i

Total.

STEPHEN FOSTER, Cashier.

|

Resources.

Liabilities.

j Capital stock paid in
.
,.!
82 34
40,000 00 I! Surplus fund
Other undivided profits
2, 012 50 j Rational bank notes outstanding..
34, 350 61 ; State bank notes outstanding
2,157 28
7, 598 22 j j Dividends unpaid

$150,000 00

8, 850 00 ! Individual deposits
2, 702 35 United States deposits
Deposits of U.S. disbursing officers.

233,164 3fl

$336,377 34

30, 000 00
8, 064 67
36, 000 00

4,030 00
7 34

i Duo to other national banks
i Due to State banks and bankers .. I
l3,23000
2,671 00 ! Rotes and bills re-discounted .
I Bills payable
i,'8o6"ob"
1,3G0 00

457,228 98

Total.

457,228 98

Factory Point National Bank., Factory Point.
EOJJERT AMES, President

No. 3080.

Loans and discounts . -0 verd rafts
IT. S. bonds to secure circulation-..
11". S. bonds to secure deposits
U. S. bonds on hand
Ofhorstocks, bonds, and mortgages.
Due- from approved reserve agents.
Duo from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items....
Exchanges for clearing-house
Bills of other banks
Fractional currency
T rado dollars
S nee ie
L ^gal-tender notes
U. S. certificates of deposit..
Redemption fund with D". S. Treas.
Diie from U. S. Treasurer
Total.

JAMES P. BLACK, Cashier.

$121, 312 83 | i Capital stock paid in

,

$75,000 00

20, 000 00 | Surplus fund
|| Other undivided profits
National bank notes outstanding..
4, 998 20 State bank notes outstanding . . . . .
421 53
1.200 00 Dividends unpaid
j
249-94
3,400 00 Individual deposits
j
United States deposits
j
Deposits of U.S. disbursing officers. |
2, 084 00
52 52 Due to other national banks
!
28 80 Due to State banks and bankers . |
4,551 20
2, 600 00 Notes and bills re-discounted .
!
Bills payable
!
900 00

1, 300 00
2,851 04
18, 000 00

161,799 02

Total.

64, 647 98

L..

161, 799 02

First National Bank, Fair Haven.
It. C. AUELL, President

No. 344.

E. H. PHELPS, Cashier.

$196,245 C i Capital stock paid in
O
$100,000 00
L'jans and discounts
-I
300 11
0v-erdrat'ts
100, 000 00 j Surplus fund
20, 000 00
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
Other undivided profits .
21,450 95
IT. S. bond:) on hand
8, 785 00 National bank notes outstanding..
00, 000 00
()! her stocks, bonds, and mortgages.
33,456 29 State bank notes outstanding . . . . . ._
Due from approved reserve agents.
37 72
Duo from other banks and bankers.
5,184 00 Dividends unpaid.
Koal estate, furniture, and fixtures..
300 00
1,282 01
Current expenses and taxes paid... j
Individual deposits
rrewiums paid
j-129,156 30
4,542 7«
United States deposits
C hecks and other cash items
|
Deposits of U.S. disbursing officers.'
Exchanges for clearing-house
'..
~i"136*00*
Bills of other banks
!
2 14 Due to other national banks
j
'Fractional currency
315 94
Trade dollars
Due to State banks and bankers .. \.
2,772 50
Specie
2, 985 00 Notes and bills re-discounted .
Legal-tender notes
! Bills payable
\
T J. S. certificates of deposit
"4,"506"66*!
Kedeinption fund with U. S. Treas.j
Due from U. S. Treasurer
!..

Total




361,229 19 ;

Total..

361,229 19

REPORT OF TilL COMPTROLLER OK THE CURRENCY.
VEBMONT.
Allen National Bank, Fair Haven.
No. 2422.

IRA C. ALLEN, President.

CHARLES R. ALLEN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation - -.
U. S. bonds to secure deposits
X . S. bonds on hand
T
Other stocks, bonds, and mortgages
Due from approved reserve agents
i)ue from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid. .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas
Due from U. S. Treasurer
Total.

$80, 821 70 !
211 30 j
50, 000 00 ;

Capital stock paid in

$50,000 00

Surplus fund
Other undivided proEts

|

National bank notes outstanding..
5,509 57 State bank notes outstanding
382
1,010
575
2, 225
693

80
00
58
93
79

1, 356 00
130 07
5, 305 00
1, 900 00

6,158 00
2,003 49
44,115 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U.S.disbursingofncers.

49, 786 84

Due to other national banks
Due to State banks and bankers . .

629 07

Notes and bills re-discounted .
Bills payable

1, 970 00

Total.

152, 692 40

152,692 40

Lamoille County National Bank, Hyde Park.
CARLOS S. NOTES, President.

No. 1163.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . . .
TL S. bonds to secure deposits
TJ S bonds on hand
Other stocks, bonds, andmortgagos
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks...".
Fractional currency
Trade dollars
. . .
Specie
Legal-tender notes
TJ. S. certificates of deposit
Redemption fund with TJ. S. Treas.
Due from TJ. S. Treasurer
Total

$100, 370 46
3,278 34
100,000 00

24,118 73
4, 000 00
267 20
11,350 00
7, 924 77
G, 714 00
42 17
1,200 00
3, 000 00
4,500 00

ALBERT L. NOYES, Cashier.

Capital stock paid in . .

$150, 000 00

Surplus fund
Other undivided profits.

25, 200 00
3,492 29

National bank notes outstanding..
State bank notes outstanding

90, 000 00

Dividends unpaid.

138 00

Individual deposits
United States deposits
Depositsof TJ. S. disbursing officers.

55, 941 44

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
Total . . . .

324,771 73

324, 771 73

National Bank, Lyndon.
D. N. TRULL, President.

N o . 1140.

$134, 087 64
Loans and discounts
Overdrafts
56,000 00
U. S. bonds to secure circulation . . .
U. S. bonds to secure deposits
U. S. bonds on hand
9, 600 00
Other stocks, bonds, and mortgages.
4,408 01
Duo from approved reserve agents
8, 000 00
Due from other banks and bankers.
2, 998 53
Real estate, furniture, and fixtures.
925 38
Current expenses and taxes paid...
Premiums paid
I.
Checks and other cash items.
2, 279 05
Exchanges for clearing-house
I...
Bills of other banks
i,47(Voo"
Fractional currency
08 58
Trade dollars
70 00
Specie
3, 505 00
Legal-tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treas.
2, 520 00
Due from U. S. Treasurer .».

Total.




225,908 19

W. J. STANTON, Jr., Cashier.

Capital stock paid in.

$106, 000 00

Surplus fund
Other undivided profits

21,200 00
12, 235 01

National bank notes outstanding..
State bank notes outstanding „.'...
•utstanding

50,400 00

Dividends unpaid
Individual deposits
j
United States deposits
j
Depositsof U.S. disbursing officers.!

384 00
35, 749 18

Due to other national banks
'
Duo to State banks and bankers ..!
i
Notes and bills re-discounted
\
Bills payable
Total .

225,968 19

ftEPOKT OF THE COMPTKOJ.LKK OF THE CUKftENCY.

51

V E R M O l¥ T .
Lyndonville National Bank, Lyndonville.
L. B. HAHEIS, President.

Ko. 3158.

H. M. PEARL, Cashier.

Liabilities.

Resources.
Loans and discounts
!
Overdrafts
!
TJ. S. bonds to secure circulation . . . i
TJ. S. bonds to secure deposits
j
;
IT. S. bonds on hand
Other stocks, bonds, and mortgages \
Due from approved reserve agents.!
Due from other banks and bankers. •
Real estate, furniture, and fixtures i
Current expenses and taxes paid... •
Premiums paid
|
Checks and other cash items
j
]
Exchanges for clearing-house
Bills of other banks
I
Fractional currency
j
Trade dollars
'.
Specie
Legal-tender notes
TJ. S. certificates of deposit
!
Redemption fund with U. S. Treas . |
Due from TJ. S. Treasurer
;

Total .

Capital stock paid in

$87, 681 95

$75,000 00

i6,666 DO

Surplus fund
Other undivided profits.
28, 700 00 Xatiottal bank notes outstanding..
7, 081 96 State bank notes outstanding
Dividends unpaid

2,500 00
706 40

3, 656 00
67 62

17,100 00
12 00

Individual deposits
IJnited States deposits
Deposits of U.S. disbursing officers.

~2~35(i"i6'

800 00
909 50

63, 283 59

Duo to other national banks
Due to State banks and bankers

2, 900 00
1,000 00

Notes and bills re-discounted
Bills payable

855 00

Total.

157,105 09 i

157,105 09

National Bank, Middlebury.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation... |
TJ. S. bonds to secure deposits j
p
j
TJ S. bonds on hand
h
d
j j
TJ. S b d
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current exjjenses and taxes paid. . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
!
Bills of other banks
!
Fractional currency
Trade dollars
Specie
Legal-tender notes
TJ. S. certificates of deposit
Redemption fund with TJ. S. Trcas .
Due from TJ. S. Treasurer

Total.

CHARLES E. PIXXEY, Cashier.

1195

ALBERT A. FLETCHER, President

$258,381 42 Capital stock paid in.

§200,000 00

200, 000 00 Surplus fund..
Other undivided profits
26, 400
26 400 00
8, 600 00 ;\ Xatioiiiii bank notes outstanding. .,
1.0, 620 28 State bank notes outstanding
Dividends unpaid .....

5, 000 00

178, 260 00
785 00

individual deposits . .
United Stales d posits
<
U

381 00

,000
40, < 00
25, 005 26

97, 000 07

Deposits of U. S. <li sbursing officers - :

1, 500 00
T);ie to other national banks
40

!

Duo to State banks and bankers

9, 445 00
5,583 00

Notes and bills re-discounted.
Bills payable

9, 000 00

Total.

541, 050 83

541, 050 83

Gray National Bank, Middietown Springs.
No.

LEOXIDAS {.ITiiAY, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation-..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stoc ks, bonds,and mortgages
Due from approved reserve agents.
Due from oti'icr banks and bankers
lieal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
13Ills of other banks
Fractional currency
Trade dollars
Specie
,
Legal-tender* notes
TJ. S ^rtifieates of deposit
Redemption fund with TJ. S. Treas
Duf* from TJ. S. Treasurer

Total .




$65, 867 77
8 00
50, 000 u0
-.
.,
7, 383
5
500
272
2, 500
732

95
88
00
21
00
08
.
855 00
19 31

F-KT A. GUEEXE, Cashier.
;

C:\\,\tal stock paid in
Surplus fund..
Other undivided profi ts

:; National bank notes o u t s t a n d i n g . .
'•• s t a t e banl-L notes o u t s t a n d i n g . ...
;'
j Dividends unpaid
=
!
:
Individual deposits
Tin itcd States deposits
| : Deooriitsot'U.S. disbursing officers
:
J; Due to other national b a n k s
ji Duo to State banks and bankers

616 Y,
1,235 00 || TTotos and bills re-discounted
! Bills payable
2,250 00 I
132, 245 35

Total.

$50, 000 00
.1, 000 00
4,101 48
45, 000 C
O
180 00
29, 963 87

2, 000 00

132,245 35

52

REPORT OF Ttii: OOMPTttOLLEft OF THE CURRENCY.
V E UMONT .
First National Bank, Montpelier.
No. 748.

JOHX A. PAGE, President.

Resources.

FRED. L. EATON, Cashier.

'<•

Liabilities.

ii

Loans aud discounts
'
Overdrafts
;
'
fT. S. bonds to secure circulation...!
11 S. bonds to secure deposits
17 S. bonds on hand
...,
Other stocks, bonds, and mortgages j
Due from approved reserve agents !
1 )ue from other banks and bankers, j
R'Mil estate, furniture, and fixtures.:
< •irrent expenses and taxes paid.. J
Premiums paid
j
C hecks and other cash items
j
Exchanges for clearing-house
Kills of other banks.
Fractional currency
T rade dollars
".
Specie
Legal-tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treas .
Due from U. S. Treasurer
Total.

_

;3S2, 381 80 j i Capital
5, 3(55 15
:
50,000 00 •, Surplus

stock paid in

j

fund
'
• '; Other undivided profits
I
38, 591 70 ;. National bank notes outstanding-. |
20, :u:i 32 I' State bank notes outstanding
4, 388 80 '; Dividends unpaid

* 1,110 04 |! Individual deposits
ji United States deposits
,
1
372 76 I Deposits of U.S. disbursing officers. I
"5," 120 00
8 41 Due to other national banks
Due to State banks and bankers ..!.
10, 900 80
1,413 00
Notes and bills re-discounted .
Bills payable

$250, 000 00
50, 000 00
21,338 66
45, 000 00
420 00
152,107 85

3,358 27

2,250 00
522,224 78

Total.

522, 224 78

Montpelier National Bank, Montpelier.
JAMES R. LAXQDON, President.

No. 857.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation. ..I
U. S. bonds to secure deposits
;
II. S. bonds on hand
\
Oiher stocks, bonds, and mortgages i
Dao from approved reserve agents j
i )ue frjm other banks and bankers.:
Real estate, furniture, and fixtures I
() urrent expenses and taxes paid... |
] ' remiums paid
I
C hecks and other cash items
i
i]xchanges for clearing-house
'
B Ala of other banks
\
I1'ractional currency
:
Trade dollars
:
Specie
!
L>.gal-tender notes
|
U. S". certificates of deposit
Redemption fund with U. S. Treas .
Due from U. S. Treasurer
I
Total.

E. D. BLACKWELL, Cashier.

$161,351 22 j Capital stock paid in
134 83 ;,
300, 000 00 I Surplus fund
60, 000 00 | Other undivided profits .
13, 050 00 i
131,900 00 ;. National bank notes outstanding..
45,857 30 ,' State bank notes outstanding . . . .
221 64
Dividends unpaid
1, 254 69
Individual deposits
144 91 United States deposits
Deposits of U.S. disbursing officers.
4, 009 00: j;
1 07 Due to other national banks
[ Due to State banks and bankers .
!
7,321 00
1,160 00 Notes and bills re-discounted .
. Bills payable
13, 500 00
740, 505 66

Total.

$300, 000 00
60, 000 00
14 133 18
268, 560 00

96,015 05
1, 797 43

740, 505 66

National Bank, Newport.
ELISHA LANE, President.

Loans and discounts
O verdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
II. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents .
Due from other banks and bankers
Heal estate, furniture, and fixtures
<) ui rent, expenses and taxes paid
Premiums paid
C hocks and other cash items
'
Exchanges for clearing-Louse
Kills of other banks
Fractional currency
Trade dollars
'
Specie
Legal-tender notes
U S. certificates of deposit
Redemption fund with U. S. Trras .
Due from U. S. Treasurer
Total.




No. 2263.

EOBERT J. WRIGHT, Cashier.

$215, 028 51

Capital stock paid in .

85, C00 00

Surplus fund
Other undivided profits

13, 000 00
9, 210 00

8, 000 00
11, 032 45

Naiionnl bank notes outstanding .
State bank notes outstanding

76, 500 00

3,300 00
000 00
i81. 00
',315 00
! 41
>
', noi; 05
, 058 00

$100, 000 00

Dividends unpaid.
Individual deposits
United States deposits
\
Deposits of U. S. disbursing officers)

145, 506 32

Due to otli"r national banks
Due hi State banks and bankers .
Notes and bills re-disco anted . . .
Kills ]);ivable

:, 825 00
344, 216 32 ,

Total.

344, 216 32

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
First National Bank, North Bennington.
J". G-. MCCULLOUGH, President.

Xo. 194.

Resources.

SAMUEL B. HALL, Cashier

;:

Loans and discounts
:
Overdrafts
'
TJ. S. bonds to secure circulation.. v
17. S. bonds to secure deposits
.'•
TJ S. bonds on hand
Other stocks, bonds, and m o r t g a g e s .
l):io from approved reserve admits
Dae-from other b a n k s and b a n k e r s .
K «al estate, furniture, and fixtures.:
C u r r e n t e x p e n d s and taxes paid
Pf-erouims paid
C l u c k s and other cash items
;
F,-a*ban Lies for clearing-house
Bills of o t h e r banks...'."
Fractional currency
Trade dollars
*
S.sCH-ie

Liabilities.

$ 101, 245 ( : j Oapital stock paid in
>?
$150, 000 00
570 72 !
150, 000 00 Surplus fund
55, 000 00
• Other undivided profits . . .
5, 009 24
...._.,.
100,000 00 { X a u o n a l bank notes o u t s t a n d i n g . .
134,450 00
8, M0 s.! , S?ate bank notes outstanding 1
4, 108 25 ;
i
5, Out) 00 Dividends unpaid
!
'
!
:
1 ndividnal deposits
105, 755 44
;
21.4 13 ' i ' n i t r d States deposits
..
Deposits of U.S. disbursingollicers.
3,1O»> 00
;
;
00 G
O Due to other national b a n k s
170 87
34<i 00 i?ue to St.iite banks and bankers
8, 7 0 0 M
O

Lvgal-tender notes
U, K certificates of deoosit
Redemption iund with U.S. Trea*.
Due from U. 8. Treasurer
Total.

1, 000 00

:

Notes and bills re-discounted
Bills payable
'

6,750 0'.)

Total.

450, 985 55

*

•
\
\
450, 985 55

Northfield National Bank, Northfield.
Xo, 1038.

GEOBGE XICHOLS, President.

Loan a and discounts
0 v erdrafts
;
U. S. bonds to secure circulation.. U. S. bonds to secure deposits
. bonds ihand .
T
Other stocks, bonds, and mortgages
Dae from approved reserve agents
lVio from other banks and bankers
ll.val estate, furniture, and fixtures
Current expenses and taxes p a i d . . . |
Pi-cmiuins paid
j
d e c k s and other cash items
E vchnniies for clearing-house
j
Bills of other banks. / .
Fractional currency
Tnide dollars
\
|
Spec ie
j
L3gal-tender notes
!
IT S. certiiicates of deposit
Redemption fund with U. S. Treas
Due from U. S. Treasurer.
Total.

CHARLES A.EDOERTOX, Jr., Cashier.

$114,815 84
Oapital stock paid in
922 19
100, 000 00 [ Surplus fund
; Other undivided proiits

$1.00, 000 00
10, 500 00
4, Gil 81

7, 300 00 i Xational bank notes outstanding..
9, 047 98 : ' State, bank notes outstanding
782 G2 :

Dividends unpaid

90, 000 00
;

Individual deposits
00 82 ; United States deposits
Deposits of U.S. disbursing officers. •
1,100 00 ••
2 95
Due to other national banks
Due to State banks and bankers ...
"i,"545"6(V930 00
Xot.es and bills re-discounted
Bills pa> able
4,500 00 ;
;

241, 013 40 I

Total.

03 00
35, 838 59

241, 013 40

First National Bank, Orwell.
YIHTALON RICH, President.
Loans and discounts
;
Overdrafts
'.
V. S. bonds to secure circulation.. J
U. S. bonds to secure deposits
i
IT. S. bonds on hand
!
Other stocks, bonds, and mortgages !
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums pftid
Checks and other cash items
Exchanges tor clearing-house
Bills of other banks
]
.Fractional currency
j
Trade dollars
S tecie
L :gal tender notes
17. S. certiiicates of deposit
Redemption fund with U. S. Treas.
Due from U. S. Treasurer

Total .




Xo. 228.

CHARLES E. BUSH, Cashier.

$289, 978 40 i ' Capital stock paid in
2, 886 26 i;
50,000 00 i! Surplus fund
j; Other undivided profits

j
;
j
j

$lo0, 000 00

21,536 87 i Xational bank notes outstanding..,
1G, 708 85 • State bank notes outstanding . . . . . !
18,195 98
7, 500 ('0 I Dividends unpaid.
1,565 74
! Individual deposits
I
661 00 j i United States deposits
j
I Deposits of U.S. disbursing officers.;
1,373 00
83 13 | Due to other national banks
;
!
Due to State banks and bankers . . ,
4,504 60
4, 000 00
Notes and bills re-discounted
i
Bills payable
I

45, 000 00

421, 243 83

Total

i

100, 000 00
30,103 62

125 00
107, 839 36

18, 222 03
1, 053 82
18, 900 00

421,243 83

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VEBMO1VT.
First National Bank, Poultney.
No. 2545.

JOHN B. BEAMAN, President.

MARTDT D. COLE, Cashier.

Liabilities.

Resources.

S
$59, 783 42 Capital stock paid in
Loans and discounts
i
245 31
0 rerdrafts
50, 000 00 Surplus fund
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits .
Other undivided profits .
U. S. bonds on band . .
O ther stocks, bonds, and mortga ges - i
5, 000 00 1 National bank notes outstanding..
Due from approved reserve agents.
5, (312 01 State bank notes outstanding
Due from other banks and bankers.
201 30
Keal estate, furniture, and
fixture**.,
3, 500 00 Dividends unpaid.
C urrent expenses and taxes paid...
522 51
Individual deposits
Premiums paid
Checks and other cash items
15 72 TTni ted States deposits
Deposits of U.S. disbursing officers.
Exchanges for clearing-house
Bills of other banks
2, 6.14 00
Fractional currency
G 48 Due to other national banks
O
Trade dollars
I
153 85 Due to State banks and bankers Specie
i
1,191 45
Legal-tender notes
;
1, 000 U • Notes and bills re-discounted .
0
Bills payable
IT. S. certificates of deposit
Redemption fund with IT. S. Treas.
2, 250 00
Dae from U. S. Treasurer
Total.

132,176 05

Total.

$50, 000 00
4,250 00
1, 752 64
45, 000 00
660 00
30, 513 41

132,176 05

National Black River Bank, Proctorsville.
GEORGE S. HILL, President.

No. 1383.

Loans and discounts
',
Overdrafts
[
17. S. bonds to secure circulation.. .j
IT. S. bonds to secure deposits
•
V. S. bonds on hand
;
Other stocks, bonds, and mortgages, j
Due from approved reserve agents.
Due from other banks and banker's
Heal estate, furniture, andfixture!*,j
Current expenses and taxes paid... j
Premiums paid
'
0hecks and other cash items
Exchanges for clearing-house
.Bills of other banks
!
Fractional currency
j
Trade dollars
Specie
.
Legal-tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treas,
Due from U. S. Treasurer

Total.

CHARLES TV. WHITCOMB, Cashier.

$85, 204 54 Capital stock paid in
1, 180 00
50, 000 00 Surplus fund
Other undivided profits
9, 500 00
4, 499 G8

National bank notes outstanding..
State bank notes outstanding

1, 400 00 !
43 12 .

Dividends unpaid

$50, 000 00
25, 000 00
3, 849 74
42, 650 00
12 00

Individual deposits
1,300 00 i United States deposits
Deposits of U.S. disbursing officers.
750 00 !
93 08 Due to other national banks
Due to State banks and bankers...
4,250 00
3, 250 00 Notes and bills re-discounted . . .
Bills payable

42,088 98

179 70

2,250 00

Total

163, 780 42

163, 780 42

Baxter National Bank, Rutland.
JOHN W. CRAMTOX, President.

Loans and discounts
\
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks ana other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
.
Specie
Legal-tender notes
.
U. S. certificates of deposit
Redemption fund with U. S. Treas.
Due from U. S. Treasurer

Total.




No. 1700.

GEORGE R. BOTTUM, Cashier.

$493, 703 98 ;, Capital stock paid in.
4,189 19
150, 000 00 Surplus fund
Other undivided profits .
6, 500 00
16, 850 61

National bank notes outstanding..
State bank notes outstanding

5,777 00 Dividends unpaid.
1,588,22 :
Individual deposits
424 62
United States deposits
Deposits of U.S. disbursing officer!
4,909 00
139 95 Due to other national banks
615 00 Due to State banks and bankers.
7, 593 30
10,400 00 Notes and bills re-discounted.
Bills payable

$300, 000 00
100, 000 00
9, 703 60
64, 040 00

232, 249 27

3, 302 00

705, 992 87 !

Total.

705,992 87

REPORT OF THE COMPTROLLER OF THE CURRENCY.

55

VERMONT.
Clement National Bank, Rutland.
CHARLES CLEMENT, President.

No. 2950.

E D W A R D T. SMITH, Cashier.

Resources.
Loans and discounts
;
Overdrafts
U. S. bonds to secure circulation...;
:
IT. S. bonds to secure deposits
17. S. bonds on hand
i
0riier stocks, bonds, and mortgages 1
1) ie from approved reserve agents.
Dae fivjm other banks and bankers.
Real estate, furniture-, and fixtures.;
Current expanses and taxes p a i d . . . '
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of 'other banks. .Fractional eurrcnev
Trade dollars
p
Legal-tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treas.
Due from IT. 8. Treasurer
Total.

Liabilities.
$242,322 03 l| Capital stock paid in
\
1,053 81. i:
100,000 00 j Surplus fund
Otlier undivided profits .
National bank notes outstanding..
23, 035 54 State bank notes outstanding
j.
1,317 01
Dividends unpaid
6 1 0 li
9,000 G V Individual deposits
O
480 34 j; United States deposits
Deposits o f U. S. d is bursing officers.
6,270 00
81 l>2 Due to otlier national banks
Due to State banks and bankers .
15,671 30 I
4,635 00 \ NOtes and bills re-discounted ..
Bills payable
4, 500 00 !
Total.

408, 402 45

$100, 000 00
7, 000 00
4,621 63
90,000 00
15 00
206,765 82

408,402 45

Killington National Bank, Rutland.
HEDFIELD PiiOCTOii, President.

No. 2905.

GEORGE K. MONTGOMERY, Cashier.

$265, 594 59 Capital stock paid in
;
Loans and discounts
482 21
Overdrafts
,
90, 000 00 Surplus fund
IT. S. bonds to secure circulation . . . i
U. S. bonds to secure deposits
:. .
Other undivided pro tits.
IT. S. bonds on hand
National bank notes outstanding..
Other stocks, bonds, and mortgages . Due from approved reserve agents.
,
14, 22G 15 State bank notes outstanding
Due from other banks and bankers . ..
Heal estate,, furniture, and fixtures.'
3,000 00', Dividends unpaid.
Current expenses and taxes paid..
1, 656 28 ;
3, 000 00 i Individual deposits
Premiums paid
2,05.") 08 : United States deposits
(.'hecks and other cash items.
'
Depositsof U.S.dwbursingolncers- !
i] vchanges for cleari ng-house
'..
'8,887 00'•
Bills of other banks
Fractional currency
4 ;>i : Due to other national banks
Trade dollars
,
18 40 ! Due to State banks and bankers ..!
Specie
3,190 50 j
L^gal-tendor notes
2, 614 00 I Notes and bills re-discounted .
Bills payable
IT. S. certiiicafcos of deposit
4, 050 00 i|
Redemption fund with IT. S. Treas
Due from IT. S. Treasurer
398, 778 55 I

Total.

Total.

$200, 000 00
6, 000 00
5, 582 37
80, 970 00
426 00

1)3, 786 12

12, 014 06

398, 778 55

Merchants' National Bank, Rutland.
J o n x X. BAXTER, President.
Loans and discounts
() verdraf ts
U. S. bonds to secure circulation ..
U. S. boims to secure deposits
V. S. bonds on hand
Other sI ocks, bonds, and mortgages. j Due from approved reserve agents '
Due fr >m of her banks and bankers. I
Real es a:e. furniture, and fixtures J
Current expenses and taxes p a i d . . . |
Premiums paid
;
Checks and other cash items
j
Exchanges for clearing-house
i.
Bills of other banks
j
Fractional currency
\
Trade dollars
. . . |.
Specie
i
Legal-tender notes
•
'IT. S. certificates of deposit
;.
Redemption fund with U. S. Treas. j
Due from U. S. Treasurer
I.
Total.




No. 3311.
$236, 886 28
2, 912 63
25, 000 00

19,395 18
38, 361 IK)
3, 760 75
1, 588 80
5. 593 75
'439 73

CHARLES "W. MUSSEY, Cashier.

Capital stock paid in

:

Surplus fund
Other undivided profits.
National bank notes outstanding..'
State bank notes outstanding
•
Div idends unpaid
Indi vidn.il deposits
United States deposits
I
Deposits of U. S.disbursing officers.

10, 550 00
188 82 Due to other national banks
Due to State banks and bankers ..
11,620 00
">, 000 00 Notes and bills
re-discounted
j
Bilk payable
|
1,125 00
359, 402 90

Total.

$100, 000 00
1,000 00
5,139 84
22, 070 00
238 00
118,083 16

112,871 90

359, 402 90

56

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Rutland County National Bank, Rutland.
]STo. 820.

W. Y. W. RiPLEr, President

HENRY F. FIELD, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure eircul.-rt ion...
U. S. bonds to secure deposits
•.
IT. S. bonds on bund
Other stocks, bonds, and mortgages. .
Due from a])proved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid .,
Premiums paid
Checks and other cash items
Exchanges for clearing-houseBills of other bau ks .'.
Fractional currency
Trade dollars
'.
Specie
Legal-tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treas.
Duo from U. S. Treasurer
Total

$454, 076 65! Capital stock paid in .
2,521 14
300, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding..
6, 667 54 State bank notes outstanding
1, 360 72
3, 700 00 Dividends unpaid.
1, 728 06
Individual deposits
1,130 74 United States deposits
Deposits of U.S. disbursing officers.
2,533 00"
317 04 Due t o other national banks
777 00 Due to State banks and bankers . .

$300, 000 00
75,000 00
14,204 63
268,500 00
112 0!)
93, 096 29

10,559 54
40,175 13

12,374 70

715 00 * Notes and bills re-discounted.
Bills payable

13,500 00

802,307 59

Total .

802, 307 59

First National Bank, Springfield.
A M A S A WOOLSOX,

President.

No. 122.

L o a n s a n d discounts
Overdrafts
U . S. bonds t o secure circulation . . . •
U . S. b o n d s t o secure deposits
>
U. S. bonds on h a n d
O t h e r stocks, bonds, a n d mortgages, i
Duei from approved r e s e r v e a g e n t s . :
D u e from o t h e r b a n k s ami b a n k e r s . '

Heal estate, furniture, and fixtures '
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
!
Trade dollars
'.
Specie
!
Legal-tender notes
I
U. S. certificates of deposit
Redemption fund with U. S. Treas. :
Due from TL S. Treasurer
;

$121, 285 98
23 03
. 100, 000 00

Cashier.

• $100, 000 00

Surplus fund
\
Other undivided profits
34, 715 00 ; National bank notes outstanding..'
34,380 02 •••.
State bank notes outstanding

33, 700 00
9, 999 08
90, 000 00

i

1, 000 00 j Dividends unpaid.
527 09 '
j Individual deposits
1, 700 03 j United States deposits
' Deposits of U.S.disbursing officers.
1,140 00 j
21 65 j Due to other national banks
' Due to State banks and bankers.
6,511 45 |;
152 00 Notes and bills re-discounted.
|, Bills payable
4, 500 00 :
•j
Total

305, 956 25

Total.

B. F . A L D R I C H ,

Capital stock paid in

225 00
72, 032 17

j

305,956 25

Weldon National Bank, St. Albans.
J\ GREGORY SMITH, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Trade dollars
Specie
Legal-tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treas.
Due from U. S. Treasurer
Total.




No. 3482.

F. STEWART STBAXAHAN, Cashier.

$189,109 74 i Capital stock paid in
915 06
25, 000 00 ; Surplus fund
; Other undivided profits
80, 364 13
1,358
1,374
3,140
13

I
i
;

National bank notes outstanding.. I
State bank notes outstanding.

S3
87
02
00

i Dividends unpaid
,
i
j Individual deposits
|
j United States deposits
Deposits of U.S.disbursing officers.'
i
5,127 00 !
|
42 00 i Due to other national banks
Due to State banks and bankers.. j
12,153 58
2,262 00 Notes and bills re-discountedBills payable
1,125 00
321,786 43

Total .

$100, 000 00
6,603 70
22,500 00

192, 682 73

321, 786 43

REPOKT OF THE COMPTROLLER OF THE CURRENCY..

57

VERMONT.
First National Bank, St. Johnsbury.
HORACE FAIRBANKS,

No. 4 Si).

President.

J O H N C. OLABK, Cashier.

Liabilities.

Resources.
Loans and discounts
O -.-c-rd rafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits .
.
IT. S. bonds on hand
Of her stocks,bonds, and mortgages.;
Dae from approved reserve agents \
D.ie from other banks and bankers ;.
R--al estate, furniture, and fixtures.;
Current expenses and taxes paid...].
Prerniums ])aid
\.
C leeks and other cash items
'
E Mehan&vs for clearing-bo as e
!.
:i>iils of other b a n k s . . .
|
Fractional currency
j
Trade dollars
'
SiH'cio
i
L^al-tendcr notes
I
IT. S. certificates of deposit
'.
Redemption fund with XT. S. Treas. j
Due from U. S. Treasurer
'.

$604, ^50 15
764 00
185.500 00

Surplus fund
Other undivided profits .

77,000 00
9, 915 42

5,500 00 ' "National bank notes outstanding..
51, 608 K ' State i>;uik notes outstanding
>
i
27,771 35 \ Dividends unpaid
2,098 81

163, 985 00
290 00

i

158, 697 82

1 ndivitl 1 sal deposits
United Stat es deposits
DiMtosksof P.S.disbursing officers.

5,148 00 •
4(> 7 1 • Due to other national banks
:
12:5 0 0 : .Due to Stale banks and bankers .
]2,3i3 :»i) !
6, (5QS 00 Notes and bills re-discounted.
Bills pssvji We
8,347

Total.

909, 888 24

Total.

$500,000 00

Capital stock paid in.

909, 888 24

Merchants' National Bank, St. Johnsbury.
W. E. PECK, President.

No. 2295.

W. S. STREETEK, Cashier.

$531,250 52 [ Capital stock paid in.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation . .
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Piemiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks. ^Fractional currency
Trade dollars
'.
Specie
Legal-tender notes
IT. S. certificates of deposit
Redemption fund with TT. S. Treas
Dae from IT. S. Treasurer.

I

150, 000 00 : Surplus fund
Othor aodivided profits
24,419 24
781 71
18, 000 00
1,198 98
12,000 00
1, 578 SS
" 4, 08(3 00
99 37
32,000 0i>
4,000 00

"0,750" 00

Total.

$400,000 00

!
...

18, 000 00
7, 671 47

National bank notes outstanding.. \
State bank notes outstanding ..'....'

135, 000 00

Dividends unpaid

;

501 00

Individual deposits
i
United States deposits
i
Deposits of U.S. disbursing oilicers.''

194, 032 44

:
Due to other national banks
Due to State banks and bankor.-s . . 1

209 77

Notes and bills 1 e-discou;;ted
Bills payable

\

Total.

700,104 (58

10, 000 00

760,1G4 (38

Farmers' National Bank. Vergermes.
No. 2475.

W. SciiAXTON, President.
Loans and discounts
-.
O verdrafts
U. S. bonds to secure circulation . . j
U. S. bonds to secure deposits
j
U. S. bonds on hand
'•
Other stocks bonds, and mortgagos '
Due from approved reserve agents |
Due from other banks and bankers. i
Real estate, furniture, and fixtures.
Current expenses and taxes paid.. Premiums paid
C hecks and other cash items
Exchanges for clearing-house
Bills of other banks
fractional currency
Trade dollars
'
Specie
/
Legal-tender notes
U. S. certificates of deposit .
Redemption fund with U. S. Treas. I
Due from U. S. Treasurer
Total




j

$1GJ, 3"i 74
L}, 48;J .'.7
75, 000 00
-

D. II. LEWIS, Cashier.

Capital stock paid in

i

Surplus fumV.
Other undivided profit s

;
!

$75, 000 00
2, 800 00
L\ 720 70

j

9y 472 52
5,425
2, 950
8,800
1, 500

National, bank notes outstanding.. i
State bank notes outstanding
,

00 i • Dividends unpaid
!
97
00 , Individual deposits
00 ';: United States deposits
I Deposits of U.S.disbuxising officer^..!
i,830 00
70 02
Dm) to oilier national banks
283 56 Due to State banks and bankers
3.400 00
3,300 00
Notes and bills re-discounted
Bills payable

67, 500 00
105 00
120,871 10

35, 263 23

310,200 18

58

REPORT OF THE COMPTROLLER OP THE CURRENCY.
VERMONT.
National Bank, Vergennes.
No. 1364.

CARLETON T. STEVENS, President.

ANDREW ROSS, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
E xchanges for clearing-house
Bills of other banks. . "
*
Fractional currency
Trade dollar