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ANNUAL REPORT

COMPTROLLER OF THE CURRENCY
TO THE

SECOND SESSION OF THE FORTY-SEVENTH CONGRESS




OF THE

U NITED
ITED

S
O T A T E S.

DECEMBER 4, I§§2.

IVASHIFG-TGH;
GOVERNMENT PKINTIJNTGT OFFICE.

1882.

TABLE OF CONTENTS.
[A full index will be found at page ccxxv of this volume.]

Report submitted for consideration of Congress
National banks organized during the year, witli their location, capital, and circulation . . . .
National banks placed in voluntary liquidation during the year
Resources and liabilities of national banks on October 3, 1882, classified as to city and
country banks
*.
Twenty States and Territories haviug tbe largest national-banking capital
Comparative statements of tbe national banks for eleven years
Number, capital, and deposits of national banks, State and savings banks, and private
bankers
Extension of corporate existence of national banks
- - -.
Passage of act of July 12, 1882
Provisions of same act
Operations under same
Expiration of corporate existence of banks on and before February 25, 1883
Expiration of corporate existence of national banks on or before January 1, 1900
Coin and paper circulation of the United States
Different kinds in circulation on November 1,1882
Propositions discussed for authorizing the issue of national-bank notes without deposit of
United States bonds
Bonds, four and four and one-half percent., on deposit for circulation by national banks on
November 1, 1882
Bonds not redeemable at the option of the Government available as basis for circulation..
Kinds of bonds not redeemable
Probable contraction of bank circulation unless revenue is reduced
^Remedies suggested for the contraction of national-bank currency
First, by the refunding of the debt at three per cent
Second, by the reduction of tax on circulation
Third, by authorizing the issue of circulation equal to 90 per cent, of the current
market value of the bonds deposited
Distribution of coin and paper currency
Illegal certification of checks
Amount of the interest-bearing funded debt, and the amount held by the national banks..
Amount of United States bonds held by the national banks, by banks organized under
State laws, and by private bankers
National-bank failures and dividends to creditors
Loans and rates of interest
Specie in bank, in the Treasury of the United States
Estimated amount in the country
Specie in the Bank of England
Specie in the Bank of France, and proportions of gold and silver
Transactions of the New York Clearing-House
Transactions of clearing-houses in other cities
Clearing-house certificates
State banks, trust companies, and savings banks
Private bankers
Security for circulating notes
Counterfeit and unsigned national-bank notes
Taxation of national banks
State taxation of national banks
Dividends of national banks
Losses
III




Page.
V
"V
Y
"VI
VII
VII
VIII
IX
X
XI
XII
XII
XIII
XIII
XIII
XVI
XIX
XIX
XIX
XIX
XXI
XXI
XXI
XX LI
XXIII
XXV
XXIX
XXXI
XXXIII
XXXVI
XXXIX
XXXIX
XL
XL
XL
XLII
XLIII
XLIV
XLVI
XLVIII
XLIX
L
LV
LVII
LVLII

IV

TABLE OF CONTENTS.

Surplus
,
.
United States legal-tender notes and national-bank circulation
National-bank and legal-tender notes by denominations; circulating notes of the Bank of
France and Imperial Bank of Germany by denominations
Redemption
Reserve
Attention called to tables in appendix

Page.
LXI
LXII
LX1Y
LXVI
LXVIII
LXIX

APPENDIX.
Names ami compensation of officers and clerks
LXX
Expenses of the office
LXXI
Synopsis of decisions of the Supreme and circuit courts of the United States and of State
courts of last resort upon national-bank questions
LXXII
Number, capital, bonds, and circulation of national banks
XCV
Principal liabilities and resources on October 3,1882, of the national banks by States and
reserve cities, arranged in eight principal divisions
XC VI
Classification of the loans of national banks
CX
Number, average capital, deposits, and investments in United States bondsof State banks,
&c
C
Lawful money reserve of the national banks
CVI
Average weekly deposits and circulation of national banks in New York City, as reported
to clearing-house
CXII
Tables of dividends and earnings of national banks
CXIV
Numbers and denominations of national-bank notes issued, redeemed, and outstanding
CXX
Circulation issued and legal-tender notes deposited to retire circulation
CXXI
Monthly and yearly increase of national-bank circulation
CXXII
Clearings and balances of banks in New York City
CXXIII
Tables of taxation of national banks, from 1867 to 1880
CXXIV
Tables showing taxation of State banks, savings banks, trust companies, and private bankers, from 1876 to 1882, inclusive
CXXXIII
Tables by geographical divisions of the number, average capital, and deposits of State
banks, private bankers, trust and loan companies, and savings banks, from 1876 to 1881, inclusive
CXL
Tables of the resources and liabilities of State banks, savings banks, and trust companies,
at various dates
CXLIV
Amount of national-bank, and legal-tender notes outstanding at various dates
CL
List of banks in voluntary liquidation under sections 5220 and 5221
CLI
National banks in liquidation under sections 5220 and 5221 for the purpose of organizing new
asso- ciations
CLYII
National banks in liquidation under section 7 of act of July 12, 1882
CLYIII
Tables of insolvent national banks
•.
CLX
Abstract of resources and liabilities of national banks for each year from 1863 to 1882
CLXIV
Abstract by States and principal cities of the reports of national banks from October 1,
1881, to October 3,1882
CLXXX
Report of the condition of each national bank on October 3, 1882
3




TKEASUKY DEPARTMENT,

)

Document No. 364.
S
Comptroller of the Currency. )

REPORT
OF

THE COMPTROLLER OF THE CURRENCY,
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,
Washington, December 2, 1882.

I have the honor to submit for the consideration of Congress the
twentieth annual report of the Comptroller of the Currency, in compliance with section 333 of the Revised Statutes of the United States-.
The number of national banks organized during the year ending
November 1, 1882, has been 171, with an aggregate authorized capital
of $15,767,300. Circulating notes have been issued to these associations amounting to $6,500,680. This is the largest number of banks
organized in any year since 1872, and they are located in the following
States and Territories:
States and Terri- No. of Panitnl
banks.: capital.
tories.
Maine
New H a m p s h i r e . .
Massachusetts
Connecticut
New York
Pennsylvania
Maryland
Virginia
"West Virginia
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Missouri
Tennessee
Ohio
Indiana

3 ! $150, 000
200, 000
2
2
400, 000
2
200, 000
14 1, 302, 000
10
865, 000
2
350, 000
3
305, 300
1
100, 000
1
75, 000
1
100, 000
8
525, 000
1
50, 000
6
1, 010, 000
3
305, 000
5
305, 000
10
1, 650, 000
4
320, 000

| Circulation
issued.

States and Terri^ s .
tories.

$117, 000 Illinois
180, 000 Michigan
108, 000 Wisconsin
162, 000 Iowa
774, 000 Minnesota
357, 300 Kansas
45, 000 Nebraska
139, 500 Colorado
45, 000 Oregon
67, 500 Utah
90, 000 Montana
160, 640 "Wyoming
11, 240 New Mexico
219, 600 Dakota
103, 500 Washington
166, 500 Arizona
639, 000 California
148, 500
United States

^pital.

13 $1, 200, 000
6
850, 000
5
325, 000
13 1,125, 000
6
550, 000
10
600, 000
15 1, 050, 000
4 i
270, 000
1
50, 000
150, 000
2
325, 000
4
200, 000
1
100, 000
2
310, 000
6
250, 000
3
100, 000
1
100, 000
1
!

171 : 15,767,300

$37:». 750
30li. 000
153. 000
505, 790
76, 500
217, 790
593, 970
144, 000
45, 000
99, 000
104, 000
45,000
54, 000
135,000
81, 000
30, 600

6, 500,6

These banks are located by geographical divisions as follows: Eastern
States, nine banks with a capital of $950,000; Middle States, twenty-six,
with a capital of $2,517,000; Southern States, twenty-nine, with a capital of $2,775,300; Western States, eighty-six, with a capital of $7,940,000;
Pacific States and Territories, twenty-one, with a capital of $1,585,000.
Nineteen banks, with an aggregate capital of $1,855,000 and circulation of $1,440,800, have voluntarily discontinued business during the
year. The number of banks organized and in voluntary liquidation as
given, is exclusive in each case of those banks which have gone into voluntary liquidation during the year and have been succeeded by other
banks, with the same or nearly the same shareholders.
Three national banks, since November 1, have been placed iu the
hands of receivers, making 87 in all since the establishment of the system. The total number of banks which have voluntarily closed their




VI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

affairs by vote of shareholders owning two-thirds of their stock, tinder
sections 5220 and 5221 of the Eevised Statutes, has been 414; 72 of this
number have gone into liquidation within the past year, of which 53
were closed by their stockholders for the purpose of organizing new
banks, and all but three of this latter number in anticipation of the near
approach of the expiration of their corporate existence.
The shareholders of six banks permitted their corporate existence to
expire, and these associations are in liquidation under section 7 of the
act of July 12,1882. National banks are organized in every State of the
Union and in every organized Territory. The total number in operation
on October 3 last was 2,269—the largest number that has ever been in
operation at any one time.
The following table exhibits the resources and liabilities of the national
banks at the close of business on the 3d day of October, 1882, the returus from New York City, from Boston, Philadelphia, and Baltimore,
from the other reserve cities, and from the remaining banks of the country, being tabulated separately:
Country
banks.

Aggregate.

2,026 banks.

2,269 banks.

Baltimore.
50 banks.

I 102 banks.

91 banks.

RESOURCE?.

Loans and discounts
$239, 041, 802 $201, 987, 503
108, 482
69,476
Overdrafts
i
22,105,150
52,548,050 •
Bonds for circulation
661,000 '
Bonds for deposits
820, 000
472,400
3, 545, 950
TJ. S. bonds ou hand
\
8,117,294
Other stocks and bonds
:
12, 692, 046
17,766,418
Due from reserve agents
13,136,707
Due from other national banks.
±9,258,566
Due from other banks and
bankers
\
1,126, 884
3, 087, 918
Real estate, furniture, and fix- ;
6, 501, 659
tures
10, 671, 839
826,941
Current expenses
1, 092, 203
444,529
Premiums
665, 549
Checks and other cash items.. \
1, 337, 998
2, 809, 544
Exchanges for clearing-house.. ]
24, 148, 573
Bills of other national banks...; 174, 929, 476
2, 753, 321
1, 634, 685
Fractional currency
•
31,210
43,131
15,343,221
Specie
44, 523, 884
6, 727, 782
Legal-tender notes
3, 175, 000
U. S. certificates of deposit
: 16, 956, 390
1, 970, 000
2, 353, 504
Five per cent, redemption fund.!
963, 999
Due from U. S. Treasurer
620, 828

Totals

! 557, 541, 532

$146, 282, 464 $651, 024, 666 $1, 238, 286, 525
372, 403
4, 366, 333
4, 916, 694
26, 472. 700 256, 505, 850
357, 631, 750
3, 883, 000 10, 747, 000
16, 111, 000
3, 803, 750 18,492,650
21, 314, 750
4, 895, 668 40, 463, 909
66,168, 917
15, 446, 614 80,064,196
113, 277, 228
9,198, 735
26, 922, 833
68, 516, 841
3,364,283 |
!
• 4,060,660 !
852,926 I
762, 261
1, 076, 034
8, 384, 539
2, 466, 461
50, 428
12, 966, 384
: 11, 310, 699
2, 890, 000
: 1,163, 961
108, 325

359, 557, 535 j 259, 812, 295

9, 526, 383

17,105, 468

25, 302, 908
4, 466,190
4, 642, 816
9, 560, 449
903, 952
13, 834, 958
271, 599
30, 024, 289
28, 286, 396
640, 000
11, 336, 634
538, 303

46, 537, 066
7, 238, 260
6, 515,155
14, 784, 025
208, 366, 540
20, 689, 425
396, 368
102, 857, 778
63, 281, 267
8, 675, 000
15,818,093
1, 345, 521

1, 222, 922, 314 j 2, 399, 833, 676

LIABILITIES.

Capital stock
Surplus fund
Undivided profits
National bank notes outstanding
State bank notes outstanding..
Dividends unpaid
Individual deposits
XT. S. deposits
Deposits of V. S. disbursing
officers
Due to national banks
Due to other banks and bankers
Notes and bills rediscounted . .
Bills payable
Totals

51,650,000
21, 314,109
13, 970, 754

79,298,330 |
22,501,193
6,712,526

19,270,285
47, 446
228, 865
325, 268, 004
425,115

46,467,247
35,154
941, 097
151, 959, 431
397, 200

.127,364
90,104, 275
35,134, 415
•I

20,986 I
38,461,312 I
12,084,059 |
220,000 !
459,000 j

; 557,541,532! 359,557,535

46,080,995 ' 306,074,888
11,641,071 I 76,521,077
5,288,721 < 35,208,309
22, 365, 298
157, 931
119,162, 216
2, 563, 517
567,154
29, 048, 962
20, 619, 577
879, 906
1, 436, 947

226, 618, 385
138, 577
1, 825, 943
526, 082,132
5, 431, 579
2,
22,
12,
4,
2,

912,
461,
047,
647,
952,

483,104, 213
131, 977, 451
61,180, 310
314, 721, 215
221,177
3,153, 836
1,122,472, 682
8, 817, 411

343
201
601
709
570

3, 627, 847
180,075,750
79, 885, 652
5, 747, 615
4, 848, 517

259, 812, 295 |1, 222, 922, 314

2, 399, 833, 676-

•The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore are Albany
Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee,
Saint Louis, and San Francisco.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

VII

The following table exhibits, in the order of their capital, the twenty
States having the largest amount of capital, together with the amount
of circulation, loans and discounts, and individual deposits of each, on
October 3,1882:
Capital.

States.
Massachusetts
New York
Pennsylvania
Ohio
Connecticut
Rhode Island
Illinois
Maryland
Indiana
New Jersey
Kentucky
Michigan
-m •
»
Maine .
Vermont
Iowa
New Hampshire.
Minnesota
Missouri
Tennessee
Virgiuia

."..

| Circulation.

Loans and
discounts.

$68, 572, 889 $195,125, 594
I $95,852,500
47, 596,145 335, 378, 784
j 87,580,567
40, 618, 976 154,445, 895
i 57,452,051
20, 839, 922
74,442, 871
i 32,604,000
17,217,745
43, 468, 889
I 25,556,820
14,143, 039
20,315, 050
30, 078, 658
8, 799, 530
18, 989, 600
73,117,769
8, 793, 523
31,575,651
I 13,922^030
8,117,470
27, 585.4C 1
13,323,500
9, 769, 701
31, 481, 551
12,375,350
9,198, 631
19, 593, 643
I 11,421,350
5, 793,152
29, 825, 149
! 10,855,000
I
- . / i n j-> •
— m-, j \
8, 090, 233
18, 937, 910
10,335,000
12,186, 775
7, 786, 000 ! 6,487,367
4, 683,116
17, 799, 344
7,135,000
5,147, 345
6,080,000
8,137, 442
5, 920, 000 i 1, 986, 694
17, 907, 894
4,980,000 ,
12, 890, 836
1, 883,290
3, 715, 300 ' 2, 780, 590
8, 434, 524
3, 263, 060
2, 647,100
10,444,317

Individual
deposits.
$114,397 392
409, 934, 724
148,490,486
60, 734,873
24, 933, 405
11, 460, 515
69, 763, 033
23, 995, 278
24, 942, 872
28, 606, 052
11. 506,117
26, 238, 875
10, 433, 752
5, 955, 461
16,169, 065
4, 569, 085
14, 045, 218
9, 608,139
7, 590,120
10, 293, 487

COMPARATIVE STATEMENTS OF THE NATIONAL BANKS FOR ELEVEN
YEARS.

The following table exhibits the resources and liabilities of the national banks for eleven years, at nearly corresponding dates, from 1872
to 1882, inclusive:
Oct. 3, Sept 12, Oct. 2, Oct. 1,, Oct. 2, Oct. 1, Oct. 1,! Oct. 2, Oct. 1,! Oct. 1,! Oct. 3,
1879. I 1880. I 1881. 1882.
1R79
1873 1S7i
1875 i 1K76 i 1877. 1878.
1,919
1,976 i 2,004 2,087 ! 2,089 ! 2,080 2,053 2,048 2,090 2,132 2,269
b a n k s . b a n k s , [banks.,banks, i b a n k s , b a n k s . banks, b a n k s . b a n k s . banks. b a n k s .
itESOURCES.
Minima. Millions. Millions. Milliom. Millions. Millions. Millions.',Millions. Milliom Millions. \Millions.
Loans
877.2
944. 2| 954.4 984.7 931.3 891.9 834.0 878. 5;1, 041. 0 1,173. 8il, 243. 2
Bonds ibrcirculat'n! 382.0
388. 31 383. 3 370.3 337.2 336.8 347.6 357. 3! 357. 8 363.3 357.6
71.2
43.
56.5
Other IT. S. b o n d s . .
45.0
94.7,
37.4
28.0
28.1
27.6
23.6
47.8
39.7
48.9
Stocks, bonds, & c .
33.5
34.5
36.9
61.9
27.8
66.2
23.5
23.7
34.4
Due from b a n k s . . . 128.2
149.5 134. 8 144.7 146.9 129.9 138.9 167.3 213.5 230.8 198.9
48.0
45.2
46.7
47.8
47.3
Heal estate
42.4
46.5
32.3
34.7
38.1
43.1!
22.7
30.7
42.2 109.3 114.3 102.9
Specie
10.2
19.9
21.2
8.1
21.4
66.9
69.2
56.6
64.4
53.2
Legal-tender n o t e s l 102.1
92.4
76.5
84.2
63.2
80.0
15.6
16.7
16.9|
18.2
Nat'1-bank n o t e s . . .
16.1
15.9
17.7
15.8
18.5
18.5
20.7
74.5
82.4 113.0 121. lj 189.2 208.4
C. H. exchanges
125. 0
100. 3| 109.7
87.9 100.0
33.4
26.8
29.2
32.7
7.7
6.7
6.7
20.6!
48.8|
TJ. S. cert, of deposit
8.7
42. J
16.0
17.0
16.7
16.5
17.1
17.5
D u e fromTJ.S.Treas
19.6
17.2
20.3!
28.7
22.1
19.1
24.9
23.0
26.2
Other resources — ""25."2 *"i7."3
28.9
18. 3,
19.1
Totals

1,755.8 1, 830. 6:1, 877. 2:1, 882. 2 1, 827. 2 1, 741.1 1, 767. 3 1 , 868. 8j2,105. 8 2, 358. 4

LIABILITIES.
Capital stock
Surplus fund
Undivided profits.
Circulation
Due to depositors D u e to b a n k s
Other l i a b i l i t i e s . . .
Totals




479.6
110. 31
46.6
335.1
628.9
143.8
11.5

491. 0!
120.3
54.5
340.3
640.0
173.0
11.5

493.8
129.0
51.5
334.2
683. 8!
175. 8l

504. 8
134. 4
53.0|
319.1
679.4
179. 7{
11. 8j

499.
132. 21
46.4'
292. 2i
666. %
179. 8j
10. 6:

479.5
122. 8:
44. 51
291. 9j
630. 4;
161. 61
10.41

466. 21
116. 9i
44.9]
301.9
668.4
165.1
7.9|

454. lj
114. 8
41.3!
313. 8
736. 9!
261. 2!
6.7!

457.6 463.8 483 1
120. 5 128. l! 132. 0
46.1
56.4! 61. 2
317.3 320.2k 315.0
887. 91,083. l] 1,134. 9
267. 9l 294.9 259.9
11.9
8.5
13.7

|1, 755. 8| 1, 830. 6 1, 877. 2 1 , 882. 2 1 , 827. 2 1, 741.1;1, 767. 311, 868. 8 2,105. 8 2, 358. 4|2, 399. 8

VIII

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

In the Appendix will be found a table, showing the principal resources
and liabilities on October 3,1882. of the banks in the States, Territories,
and reserve cities, arranged in eight divisions.
NUMBER, CAPITAL, AND DEPOSIT* OP NATIONAL BANKS, STATE AND
SAVINGS-BANKS, AND PRIVATE BANKERS.

Section 333 of the Kevised Statutes of the United States requires the
Comptroller to present annually to Congress a statement of the condition of the banks and savings-banks organized under State laws. Returns of capital and deposits are made by these institutions and by
private bankers semi-annually, to this department for purposes of
taxation. From these returns the following table has been compiled,
exhibiting, in concise form, by geographical divisions, the total average
capital and deposits of all the State and savings-banks and private
bankers of the country, for the six months ending May 31, 1882:
Private

capital.

Geographical d i v i aions.

;

i

No. Capital. D i * o s - No. jcapital.

No. Capital.
Mill's. Mill's.

New England States.. ; 40 8.32, 24.96 104
Middle States
205 40.56 225.51 1014
Southern States
246 25.37 : 48.47 293
Western States and
!
Territories
! 521 42.54 153.06 1980

Mill's. Mill's.

out capital.
- v- ' Deposits.

Mill's, i Mill's. •
:
.09
.77 418
.61
5.07 173
.53
1.23
2
2.63 [
34.17 29 •
3.86 !
41.24 B22

7.13
9.42
62.19 113. 08
6. 37 19. 98 •
38. 56 i 153.14

United States...! 1012 116.79 : 452.00 , 3391 j 114.25 I 295.62

Mill's.
421.35
473.26
1.15
34.07
929.83

The capital of the 2,239 national banks in operation on July 1, 1882,
as will be seen by a table in the Appendix, was $477,184,390, not including surplus, which fund at that date amounted to more than 131 millions of dollars; while the average capital of all the State banks, private
bankers, and savings-banks, for the six months ending May 31, 1882,
was but $234,929,976. The latter amount is less than two-fifths of the
combined capital and surplus of the national banks.
The table below exhibits the capital and net deposits of the national
banks on July 1, 1882, together with the aggregate average capital and
deposits of all classes of banks other than national, for the six months
endingMay 31, 1882:

Geographical divisions.

State banks, savingsbanks, private bankers, &c.

National banks.
Panital i ^ e * ^eCapital, j p o s H s

No. Capital. ; Deposits. No.

New England States. 564
Middle States
1400
Southern States
547
"Western States and
Territories
2552
United States.. 5063




Millions.
15.5
103.4
32.3
83.7
234.9

Millicns.
456.5
816.9
70.8
374.5

Total.

557 !
686
200
796

No.

Capital. Deposits.

Millions. \ Millions.
165. 7 j
191.4
173.3 ! 572.8
32.9 j
62.0

1121
2086
747

Millions. • Millions.
181.2
647.9
i 276.7
1, 389. 7
65.2
132.8

105.3 !

1, 718. 7 2239
i

3348 J

189.0

680.0

477.2 j 1,131. 7 7302 i
1

305.5

712.1

2, 850. i

REPORT OF THE COMPTROLLER OP THE CURRENCY.

IX

The total number of banks and bankers in the country at the date
named was 7,302, with a total banking capital of $712,114,366, and total
deposits of $2,850,678,178.
•
lii the Appendix will be found similar tables for various periods from
1875 to 1882. On a subsequent page in this report, under the head of
" State banks, savings banks, and trust companies," will be found tables
showing the resources and liabilities of these corporations for the present
year, and in the Appendix similar results for previous years.
A table arranged by States and principal cities, giving the number,
capital, and deposits, and the tax thereon, of all banking institutions
other than national and of the private bankers of the country, for the
six months ending May 31, 1882, and for previous years, will also be
found in the Appendix.
The following table exhibits, for corresponding dates nearest to May
31 in each of the last seven years, the aggregate amounts of the capital
and deposits of each of the classes of banks given in the foregoing
table:
National banks.

Savings
State banks, private Siryiujxs banks bankswithbankers, &e. | with capital. ont capital.

Total.

Tears.

1876 ..
1877.
1878.
1879.
1880.
1881.
1882...

2091
2078
2056
2048
2076
2115
2239

Depos- No.
its.

Capi- Depos- No.
tal.
its. :

No.

:
:

Capital.

Mill's. Mill's.
500.4 713.5 3803
481.0 768. 2 3799
470.4 677.2 3709
455.3 713.4 3639
455.9 900.8 3798
460.2 1,039.9 4016
477.2 1,131.7 4403

Mill's. Miffs.
214. 0
218.6
202. 2
197. 0
190.1
206.5
231.0

480.0
470. 5
413. 3
397.0
501.5
627.5
747.6

Capi- iDepos-!- Dcpos-; A o ;\ Capi- i Depot
K
tal. I its. r°-\ its. I N o- I tal. • its.
Mill's, Mills.

26
26
23
29
29
36
38

5.0
4.9
3.2
4.2
4.0
4.2
3.9

37.2 691 844.6
38.2 676 843.2
26.2
803.3
36.1
747.1
34.6
783.0
37.6
862.3
41.3
929.8

I Mill's. Mill's.
6611
6579
6450
6.360
6532
6796
7302

719.4
704.5
675.8
656.5
650. 0
670.9
712.1

2, 075. 3
2, 120.1
1,920.0
1, 893. 5
2,219.9
2, 867. 3
2. 850. 4

EXTENSION OF THE CORPORATE EXISTENCE OF NATIONAL BANKS.

Section 11 of the national-bank act of February 25, 1863, provides
that—
Everj association formed pursuant to the provisions of this act may make and use
a common seal, and shall have succession by the name designated in the articles of
association, and for the period limited therein, not, however, exceeding twenty years
from the passage of this act.

Ninety-eight national banks organized under this act were entitled,
under their organization papers, to continue for nineteen years only,
and the corporate existence of 307 other banks will expire on or before
the close of business on February 24, next.
The Comptroller recommended in his last report—
That an act be passed during the present session, authorizing any national bank,
with the approval of the Comptroller, at any time within two years prior to the date
of the expiration of its corporate existence, to extend its period of succession for
twenty years, by amending its articles of association. The bill may provide that
such amendments must be authorized by the votes of shareholders owning not less
than two-thirds of the capital of the association, the amendment to be certified to
the Comptroller of the Currency, by the president or cashier, verified by the seal of
the association, and not to be valid until the Comptroller's approval thereof shall
have been obtained, and he shall have given to the association a certificate authorizing it to continue its business under such extension. Responsibility for the extension of the corporate existence of the banks will thus, in a measure, rest with the
Comptroller; and he can require such an examination of their affairs to be made prior to
granting the extension, as may seem to him proper, in order to ascertain if the capital
stock is intact, and all the assets of the bank in a satisfactory condition. * * *




X

REPORT OF THE COMPTROLLER OF THE CDREENCY.

If, for any reason, the legislation herein proposed shall not be favorably considered
by Congress, the banks can still, under the present laws, renew their existence if they
so desire; and in the absence of prohibitory legislation many of them undoubtedly
will, on the expiration of their present charters, organize new associations, with nearly
the same stockholders as before, and will then apply for and obtain from the Comptroller certificates authorizing them to continue busiuess for twenty years from the
respective dates of their new organization certificates. Such a course of procedure
will be perfectly legal, and, indeed, under the existing laws, the Comptroller has no
discretionary power iu the matter, but must necessarily sanction the organization, or
reorganization, of such associations as shall have conformed in all respects to the
legal requirements.
The passage, however, of a general act directly authorizing an extension of the corporate existence of associations whose charters are about to expire would, in many
instances, relieve the banks from embarrassment. As the law now stands, if the
shareholders of an association are all agreed, the process of reorganization is simple ;
but if any of the shareholders object to such reorganization, they are entitled to a complete liquidation of the hank's atfairs, and to a, pro rata distribution of all its assets,
including its surplus fund. In many instances executors and administrators of estates
hold national-bank stock in trust; and while they might prefer to retain their interests in the association which issued the stock, they would perhaps have no authority
to subscribe for stock in the new organizations. While, therefore, the legislation
asked for is not absolutely essential, yet its passage at an early day would be a great
convenience to many of the national banks, and especially so to th e class last referred to.

Some doubts having been expressed in reference to the right of the
shareholders of national banks whose corporate existence had expired
to organize new associations with the same names as those which had
just expired, the opinion of the Attorney-General was requested on this
point, and on the 23d of February, 1882, an opinion was given, in which
he said:
The present national banking laws do not forbid the stockholders of an expiring
corporation from organizing a new banking association, nor from assuming the name
of the old corporation, with the approval of the Comptroller of the Currency, and, in
the absence of any prohibition to that eftect, no legal obstacle to the formation of a
new association by such stockholders, and the adoption of the name of the old association, would, in my opinion, exist.

He also said:
I do not know of anything to prevent a national banking association, upon the expiration of the period limited for its duration, from being converted into a State bank
under the laws of the State, provided it has liquidated its affairs agreeably to the laws
of Congress ; nor after it has thus become a State bank, to prevent such bank from
being converted back into a national banking association under section 5154 of the
Revised Statutes, and adopting the name of the expired corporation, with the approval of the Comptroller of the Currency. To enable a State bank so to reconvert
itself into a national banking association, authority from the State is not necessary.*

In conformity with this opinion, fifty banks have been organized to
succeed other institutions whose corporate existence has expired and
which had previously given notice of liquidation. These banks have
in most cases been organized with the same title as that of the banks
which had been placed in liquidation and by the same stockholders.
Soon after the assembling of the present Congress a bill was introduced for the extension of the corporate existence of national banks,
embodying the recommendations of the Comptroller. It was subsequently reported to the House from the committee with important amendments, and, after continued discussion, passed on May 30,1882, by a vote
of 125 to 67.t The bill was amended in the Senate in many particulars,
and passed that body on June 22,1882, by a vote of 34 to 14,| and was
subsequently passed in the House July 10, upon the report of the con-




*Casey v. Galli, 94 U. S., 673.
tCongressional Record No. 120, p. 25.
t Ibid.,So. 147, p. 32.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XI

ference committee, yeas 110, nays 79, not voting 101,* and received the
approval of the President on July 12, 1882.
The act provides for the extension of the corporate existence of all
national banks for twenty years by amending their articles of association, which amendment shall be authorized by the consent in writing of shareholders owning not less than two-thirds of the capital
stock of the association. It provides that the Comptroller, upon receipt
of the application of the bank and the amendment certified by the association, shall cause a special examination to be made to determine its
condition, and authorizes him to grant his certificate for the proposed
extension, if the condition of the association is found to be satisfactory.
It provides that'any shareholder not assenting to the amendment of the
articles of association may give notice in writing to the directors, within
thirty days of the date of the certificate of approval of the Comptroller,
that he desires to withdraw from said association, in which, case he is
entitled in accordance with the method provided in the act to receive
from said association the value of the shares; that in the organization
of any association intended to replace any existing banking association
and retaining the name thereof, holders of stock in the expiring association shall be entitled to preference in the allotment of the shares of
the new bank in proportion to the number of shares held by them respectively in the expiring association; that the circulating notes of the
association extending its period of succession, which were issued to it
previous to such extension, shall be retired by redemption at the Treasury ; that at the end of three years from the date of such extension
lawful money shall be deposited by the bank with the Treasurer for the
redemption of the circulation then outstanding; that any gain that
may arise from the failure to present such circulating notes for redemption shall enure to the benefit of the United States; that new notes shall
be issued to the banks thus extending, bearing such devices as shall
make them readily distinguishable from those previously issued and that
national banks whose corporate existence has expired or shall hereafter
expire, which do not avail themselves of the privilege of extension, shall
give notice of liquidation and deposit lawful money for the retirement
of their circulating notes as required by law. It also provides for the
extension of the franchise of expiring associations for the sole purpose
of liquidation until their affairs are finally closed. The other provisions of the act in reference to national banks are general in their character and do not exclusively apply to banks whose corporate existence
is extended by its provisions.
Immediately upon the passage of this act appropriate blanks were
prepared for the use of those banks whose corporate existence was
about to expire, and new circulating notes were subsequently issued to
such institutions as conformed to the law. The note of the denomination of five dollars has for its vignette the portrait of the late President
G-arfield. The faces of the notes of other denominations are similar to
those previously issued, but all the new notes have, as a distinctive
feature, the charter number engraved six different times in the border,
so that the name of the bank issuing the note may be ascertained from
fragments thereof. The charter number of each bank is also printed
conspicuously in the center of the reverse or back of each note. The
brown and green colors of the back of the new notes are said to be a
protection against the arts of the photographer and counterfeiter, and




* Ibid., July 11, 1882.

XII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

are printed upon the new distinctive paper which has given general
satisfaction.
Under the act of July 12, 1882, 30 banks have already extended their
corporate existence, and nearly all of the banks which were organized
under the act of February 25, 1863, have already given notice of their
intention to take advantage of the act. The total number of banks
whose corporate existence either has expired, or would have expired if
no action had been taken by their stockholders, is 86, having a "capital
of $18,877,500, and surplus of $6,994,854, and circulation of $12,840,010.
Of these 50 were placed in liquidation by their stockholders previous
to the date of the expiration of their corporate existence, and all but
two before the passage of the act of July 12, 1882. The stockholders
of 45 of these liquidating banks organized new associations with the
same name; those of four organized new associations with different
names, and those of one did not perfect any new organization. The
corporate existence of six of the 86 banks first mentioned expired*
without having been previously put into liquidation. The united stockholders of three of these banks perfected new organizations with the
same name, and in the case of two others a portion of the stockholders
organized new associations with different names, while those of one took
no action. The stockholders of the remaining 30 of the 86 banks mentioned, which are all of the banks whose corporate existence has expired since the passage of the act of July 12,1882, have extended under
this act.
The number of national banks yet in operation at the date of this report, organized under the act of February 25,1863, is 307, and their corporate existence will expire on the following dates :
No. of
banks!

Date.
December, 1882
January, 1883
February, 1883

,

!
j

10
. 3
294

Capital.
$1,420,000
400,000
69,793,250

Circulation.
$1, 278, 000
360, 000
53, 222,170

Section 8 of the act of June 3, 1864, provides that each association—
Shall have power to adopt a corporate seal, and shall have succession by the name
designated in its organization certificate, for the period of twenty years from its organization, unless sooner dissolved according to the provisions of its articles of association, or by the act of its shareholders owning two-thirds of its stock, or unless the
franchise shall be forfeited by a violation of this act.

Under the previous act, banking associations were entitled to succession for twenty years from the date of the passage of the law; but under
the act of 1864, each association was entitled to an existence of twenty
years from the date of its organization certificate. The Merchants' National Bank of Boston was the first association to organize under the
act of June 3, 1864, and its organization was followed by the conversion
of 28 other banks in the city of Boston and 22 in the city of Philadelphia during the same year, and by the conversion of 38 banks in the
city of New York during the year 1865.
The provisions of the act of July 12, 1882, relating to the extension of
the corporate existence of national banking associations, have proved to
be well adapted to the purpose for which they were intended. They are
simple in form and appear to be readily understood by the banks.
* These banks were, however, revived for purpose of liquidation by section 7 of the
act of July 12, 1862.




REPORT OF THE COMPTROLLER OF THE CURREKCY.

XIII

The whole number of banks now in operation which organized under
the act of June 3, 1864, whose periods of succession will expire during
each year previous to 1900 is 1608, with capital and circulation as follows:
Tears.

THo.

of

banks.

Capital.

249
734
19
6
11
3
63
105
105
39
68
S3
24
29

1884.
1885.
1886.
1887 .
1888
1889 .
1890 .
1891.
1892 .
1893 .
1894 .
1895 .
1896 .
1897 .
1898 .
1899 .
Totals.

$89. 611, 570
188; 286, 715
2, 715, 300
1,100, 000
1, 300, 000
600, 000
9, 290, 500
13, 293, 900
13, 035, 600
4, 740, 000
7, 688, 000
10, 567, 000
2, 018, 800
3, 019, 000
2, 649, 600
4, 930, 000

1,608

354, 845, 985

Circulation.
$60,526,825
125, 635, 450
1, 758, 250
976, 500
719,100
540, 000
6, 419, 950
9,180, 280
8, 441, 270
3,849,400
5, 864,150
7, 740,180
1, 552, 600
2, 151, 000
2, 208, 600
3, 910, 900
241, 474, 355

One advantage in extending the corporate existence of associations
under this law, over the only method possible previous to its passage,
is in the retention of the surplus fund.
Thus, in the case of the fifty-four banks which have been liquidated,
either under sections 5220 and 5221, or under section 7 of the act of
July 12,1882, by their stockholders, in order to organize new associations, the surplus was reduced from $5,540,067 to $2,559,252.
The aggregate surplus of the thirty banks extending their existence
under the act of July 12, 1882, has slightly increased.
COIN AND PAPER CIRCULATION OP THE UNITED STATES.

On another page, tables similar to those which have been given in the
three preceding annual reports are published, exhibiting the amounts of
gold and silver coin and paper currency which were in the Treasury, in
the banks, and in the hands of the people at the time of the resumption of specie payments, and on the 1st of November of each year since
that date.
The total amount of the circulating medium of the country on November 1 is given as follows:
Treasury notes outstanding
$346, 681, 016
National bank notes outstanding
362, 727, 747
Gold in the Treasury, less certificates held by the banks.. 148,435, 473
Standard silver dollars in the Treasury
92, 414,977
Subsidary silver coin and silver bullion in the Treasury..
30, 761,985
Coin in the national banks
102,362,063
Coin in State and savings banks
17,892,500
Estimated amount of coin held by the people
387,562, 793
Total
1, 488, 838,554
The estimated total currency of the country on November 1 thus appears to have been more than fourteen hundred and eighty-eight millions,




XIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

which is four hundred, and thirty-three millions in excess of the amount
held on January 1, 1879, and one hundred and eighty-six millions in
excess of the amount held two years ago—on November 1, 1880. The
gain in gold coin since the resumption of specie payments has been two
hundred and eighty-eight millions, and in gold and silver coin three
hundred and ninety-four millions. The increase in national bank notes
has been nearly thirty-nine millions.
] T change has been made in the amount of legal-tender notes outSo
standing. It remains at $346,681,016, which was the amount outstanding at the date of the passage of the act of May 31, 1878, which prohibited any further reduction of the volume of these notes.
The act of January 14, 1875, required the Secretary of the Treasury
on and after January 1, 1879, to redeem in coin these notes, on their
presentation at the office of the Assistant Treasurer in the city of K"ew
York, in sums of not less than fifty dollars. In order that he might always
be prepared to do this, he was " authorized to use any surplus revenue
from time to time, in the Treasury not otherwise appropriated, and to
issue, sell, and dispose of, at not less than par, in coin," any of the five,
four and a half, and four per cent, bonds authorized by the act of July
14,1870. This act is still in force, and gives the Secretary unlimited
power with which to provide for the redemption in coin of the legal-tender notes. He is thus enabled, so long as the credit of the government
continues good, to check, by the sale of United States bonds, any exportation of coin which might endanger the redemption of United States
legal-tender notes.
These notes were issued at a time when the expenditures of the
government were in excess of its revenue. Its receipts now so largely
exceed its expenditures that more than 148 millions of the public debt
was paid during the past year. The only reason that can be advanced
for the increase of these issues, would be that they may be substituted
for other forms of public debt, and the only method by which they can
now be disbursed is in payment of United States bonds, at a time when
the bonds are being paid from the surplus revenue at a rate unprecedented in the history of nations. It is evident that whatever difference
of opinion may have heretofore existed upon the subject, so long as the
revenue shall continue to supply more money than is needed for expenditures, there can be no sufficient reason for the authorization by Congress of an increase of these notes.
The act of July 12, 1882, has again inaugurated the policy of issuing
gold certificates. These substitutes for coin are hereafter to be issued
against deposits of coin in the Treasury, and, together with certificates
for silver deposited in like manner, are authorized to be included in the
reserves of the banks, and to be used as clearing-house certificates in
the cities where clearing-houses are established. They will not increase
the amount of the currency in the country, but, by saving the cost of
transporting specie from one point to another, will render the stock of
specie more available for use by the banks and the people.
The Comptroller, in his report for 1881, in elaborate tables giving the
receipts of banks upon two different days, showed that the proportion
of money required for the transaction of business throughout the whole
country was about five per cent, of the total receipts, the remaining
ninety-five per cent, being in checks and drafts. There has been during the current year an increase of 171 in the number of national banks
in operation, and during the three preceding years the increase was 314.
During the current year 36 additional State banks and 353 private bankers have commenced business. The rapid increase in these places of




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XV

deposit brings into use a larger number of the small checks of depositors, and largely diminishes the use of the circulating medium. These
depositories, and the amount of capital employed in banking, notwithstanding the excessive taxation imposed upon this business, nearly
keep pace with the advance in the population and wealth of the country ; but the increase in the receipts and payment of banks and bankers, made by checks and drafts, shows the absurdity of the theory that
the money required for business purposes, should bear a fixed proportion to the population or to the wealth of the country.
The same causes which have operated to bring about a rapid reduction of the public debt have also tended to increase the circulating medium. The large imports of coin, in excess of exports, together with
the products of the mines, have filled the channels of circulation. The
circulation during the past year has undoubtedly been much larger than
at any period since the organization of the government. The per capita
of circulation is larger, and it is probable that its proportion to wealth
is greater than at any previous time. It is undoubtedly large enough
to supply the legitimate demands of business; and it is probable that
the addition to the coin of the country, since the resumption of specie
payments, has been in advance of such demands. There has been no
complaint of scarcity of money which cannot probably be traced to
those engaged in speculative business, and however great the aggregate of the circulating medium may become, complaints of scarcity will
always be heard from those who desire a rise in prices.
No other nation economises the use of its circulating medium as does
this, and it is probable that but a slight annual increase in the amount
of national bank notes outstanding will hereafter be required, provided
that the exports of coin are not greatly in excess of imports, and the
receipts from our increasing revenue, in excess of the requisite reserve,
are kept in circulation and not hoarded in the Treasury.
The interest-bearing bonded debt of the United States has been
rapidly reduced since 1869, at which time the funding of the miscellaneous obligations of the government had been successfully accomplished. The reduction of this debt during the twelve years ending
June 30, 1881, has been more than six hundred and forty-eight millions
($648,403,068) and the amount of interest paid more than one thousand
two hundred and seventy millions ($1,270,596,784); the average annual
payment of the principal being $54,033,639, and of interest, $105,883,065.
The annual average reduction in the interest-bearing debt during the
last three years, ending November 1, has been $126,295,816. The reduction during the past year was $148,648,550.
The successful refunding of the five and six per cents as they matured,
at first into four and four and one-half per cents, and subsequently into
three and one-half per cents, and during the last year into three per
cents, together with the rapid reduction of the debt, has had the effect
of renewing the discussion as to the permanency of the national banking
system, and its ability under existing laws to supply the additional circulation which may be hereafter annually required. The banks hold 40
millions of three and one-half per cents, and nearly 180 millions of three
per cents as security for their circulation. Jf the debt should hereafter
continue to be reduced at the same rate as daring the last year, all of
these bonds will be called for payment in less than three years, and it
will be necessary for the banks holding such called bonds, either to deposit lawful money for the purpose of retiring two hundred millions of
their circulation, or to purchase four or four and one-half per cents, or




XVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Pacific Kaihvay six per cents, which are now at a high premium in the
market.
Many plans have been suggested for the purpose of supplying the
deficiency in bank circulation, which it is probable will arise as these
bonds are paid.
The systems of banking in operation previous to the establishment
of the national banking system, and particularly those known as the
" charter " and " safety-fund" systems, have been brought forward for
discussion, and opinions have been expressed that under the general
restrictions of the national banking system, or with increased limitations, it would be advisable for Congress to authorize the issue of circulating notes based upon the capital, the assets, and the individual liability of stockholders, without requiring, as heretofore, the actual deposit
of securities in the Treasury for such issues. It has been suggested if
the circulation issued be considerably less than the actual capital paid
up, and if the bill holder be entitled to a first lien upon all the assets of
the bank, and to the amount which maybe collected upon the individual
liability of the shareholder, that the people would be abundantly secure
from any loss upon the circulation so issued by the banks. As supplementary to this proposition, it has also been suggested that the banks
be required to hold not less than the minimum amount of bonds now
provided by law, which is estimated not to exceed 100 millions of dollars, and that in addition they be required to deposit ten per cent, upon
their capital in coin with the Treasurer as a safety fund, and that they
shall continue to receive each other's notes in payment of obligations
due them.
It is not probable that the stockholders of those banks which do
not desire to issue circulation, would be willing to continue business
upon the condition that they should contribute so large an amount to a
fund intended to insure the public against the issues of fraudulent or
badly-managed institutions. It is suggested, however, that the proposition would be improved if banks desiring to issue circulation be required to contribute to such a fund a percentage upon the circulation
issued, instead of a percentage upon capital. If this fund, amounting
to, say, 30 millions, be held in United States three per cent, bonds instead
of coin, and the losses from the circulation of insolvent banks be small,
the interest, in the course of a few years, if retained as proposed, would
amount to a considerable sum. The large fund on deposit in the Treasury for the purpose of redeeming the notes of national banks retiring circulation now amounts to more than 38 millions. If it should be thought
expedient to invest a considerable portion of this fund in three per cents,
thus releasing it from the Treasury, the income might also be added to the
safety fund. The gain resulting from the failure on the part of the public, to present for redemption national bank notes which are being retired
by an act of the present Congress, accrues to the benefit of the government, and it is estimated will amount to not less than from three to five
millions during each twenty years. This gain might also properly be
included iii the proposed safety fund, and in the course of a few years
these funds, by reinvestment, would increase to so large an amount,
that the securities required to be deposited by the banks could be
largely diminished.
The foregoing propositions have no precedents in any form of general
legislation heretofore known in this country. Circulation authorized
upon similar plans has heretofore been issued to banks which have been
specially chartered, and not to banks organized under a general law.
Nearly every State in the Union has had its experience in authorizing




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XVII

the issue of bank notes, based exclusively upon the capital and assets
of the banks issuing the same; and many States have required the accumulation of a safety fund for the protection of the public from unsecured and nncurrent bank notes. In most cases circulation was
authorized to be issued by such banks equal to the capital; sometimes
the amount issued was less; sometimes it largely exceeded the capital.
The Suffolk system in the New England States, which was perhaps
as good a system as could be desired to protect a bank circulation not
secured by bonds, by a prompt and vigorous redemption of the notes,
kept them in a healthy state, but the annual losses upon bank circulation, even in the New England States, up to the time of the organization of the national banking system, were by no means inconsiderable.
Notwithstanding the restrictions then existing, banks of circulation were
organized with but little capital paid in, and notes, either worthless or
irredeemable, were placed in circulation atpoints remote from the places
of issue. In New York under the safety fund system, and previous
thereto, losses to the bill holders frequently occurred, and in other States,
almost without exception, such losses were large, and have usually been
estimated to have been, in the aggregate, not less than five per cent,
annually of the whole amount outstanding. It is true that there are
in England, Ireland, and Scotland 119 private and joint-stock banks,
with many branches, which are authorized to issue circulation based
upon their capital, but their authorized circulation is only about 100
millions of dollars. Thirty-five banks, with numerous branches in the
Dominion of Canada, are also authorized to issue circulation in a similar
manner, but the total circulation of these banks does not exceed 35
millions. Most of these are banks which have been in existence for
many years, and were organized under special charters, and the liability
of the shareholders in many cases, particularly in Great Britain, is
unlimited.
No State or nation has ever authorized the organization of banks
under a general banking law, with the right to issue circulating notes
proportionate to capital, except under a restriction requiring the deposit with the government of securities as the basis for the issue of such,
notes. Banks in this and in other countries, which have been authorized
to issue circulating notes without security, have been those organized
under special charters, and in granting such charters the means and
character of the applicants and proposed stockholders are subject to
investigation by committees and legislators. Propositions for the issue
of circulation without the fullest security cannot be too carefully considered. The security of the national-bank note under the present system is perfect. In twenty years not a single bank note has failed' to
be redeemed at its face value. Banks organized under a general law,
located so often at great distances from commercial centers, render a
security for circulation of uniform and positive value an absolute necessity. It is evident that the authorizing of more than three thousand
banks, under a general or free banking law, to issue circulation without
security, located in a country having such extensive territory as our
own, would result disastrously.
Under the present banking system it is difficult in all cases to prevent the organization of banks with deficient capital, but if such banks
are organized, at least no injury can happen from the issue of their circulating notes. The failure to pay the capital is almost certain soon
to be ascertained, when such associations can be summarily closed, or
required to make good the deficiency. If under the proposed system,
banks should be organized with deficient capital and receive circuli*c o
ir




XVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

tion, an irreparable injury would be accomplished before the worthless character of the assets could be ascertained. It would be practically impossible for any government officer to prevent unprincipled
jaen from organizing and controlling such associations for the purpose
of benefiting themselves at the expense of the holders of their circulating notes.
There are in this country more than a thousand State banks and trust
companies, and nearly thirty-four hundred private bankers. The temptation would be strong, on the part of these corporations and individuals, to organize banks of circulation, if circulation could be obtained
without depositing bonds as security therefor. The value of the different
notes issued would depend upon the management of the bank and character and standing of the different stockholders. Many notes would be
at a discount in exchange for coin, and the failure of one bank to pay
its notes, would throw discredit upon the whole volume of bank circulation and the system under which such banks were organized. If the
issue of circulation were confined to a few banks, organized by men of
character, integrity, and means, such associations would be characterized as a monopoly. Even if corporations are organized upon the condition that all should contribute a percentage of the circulation to a
safety fund for the protection of the aggregate circulation, there is
danger that the issues of fraudulent or badly-managed banks would
soon consume the safety fund, and it is evident that the circulation
would be paid, if at all, at the expense of the depositor, who would be,
in some cases, stripped of the dividends which under existing laws are
distributed to unfortunate creditors.
Under the national banking system, it is provided that the circulation issued shall first be paid from the proceeds of the bonds deposited
to secure the same. The proceeds of the remaining assets are distributed pro rata among the creditors. Eighty-seven national banks, in all
having an aggregate capital of $19,262,000, have failed during the last
twenty years, and since the organization of the system. The amount
of circulation to which these banks were entitled under existing laws,
namely, ninety per cent, upon capital, is $17,336,340, which is a less
amount in the aggregate than the amount of dividends which will have
been paid to the creditors of these insolvent institutions. Forty-four
of these banks, having a capital of $10,094,000, would each have paid
in full their circulation, if ninety per cent, had been issued upon their
capital, from the proceeds of their assets, and would also have paid
small dividends to their depositors. The remaining forty-three insolvent banks, having a capital of $9,168,600, would in the aggregate
have paid, it is estimated, seventy-five per cent, only, from the avails of
their assets upon the circulation authorized; entailing a loss upon the
bill-holders of over $2,000,000, and leaving no assets whatever for the
benefit of the depositors, whose claims are $9,043,605, and upon which
dividends will be paid averaging, it is estimated, sixty-eight per cent.
While these forty-three banks would in the aggregate have paid seventyfive per cent, to the bill-holders, about one half of this number would
have paid on the average from the avails of their assets not exceeding
fifty per cent, of the amount of their circulating notes.
The losses which the holders of the notes of insolvent banks would
have experienced under the national banking system, if securities had
not been required to have been deposited, would have been small in comparison with the whole circulation. But the fact that such losses would
nave occurred in so many banks, and that, too, at the expense of the depositors under a system with so many safeguards and restrictions, is




REPORT OF THE COMPTROLLER OP THE CURRENCY.

XIX

an argument from experience against any proposition to issue notes for
©irculation under any general system, without requiring sufficient security, which cannot easily be answered.
If the public debt is to be paid hereafter as rapidly as during the past
three years, all of the interest-bearing bonds will soon be surrendered
and canceled, and there is danger that the bank circulation willbe so rapidly retired as to cause a contraction of the currency which will affect the
price of commodities and create embarrassments in business; but there
is now no such pressing necessity for a speedy payment of the public
debt as there is for the reduction of the redundant revenue. It is believed that Congress will soon provide for so large a reduction of the
revenue that a sufficient amount of bonds will remain for the security of
the bank circulation.
The national banks held, on November 1, bonds for circulation, not
payable at the pleasure of the government, as follows:
Four and one-lialf per cent, bonds
Pacific Railway sixes
Four per cent/bonds

f 33,754,650
3,526,000
104,917, 500

Total

142,198,150

None of these bonds will be payable until nine years hence, in the
year 1891. The total amount of bonds outstanding, held by the banks
and by the people, Avhich are available for circulation, and not payable
at the pleasure of the government, and cannot be redeemed except by
purchase in the market, is as follows:
Four per cents., payable July 1, 1907
Four and one-half per cents., payable September 1, 1891
Pacific Railway sixes, payable September 1, 1895
Pacific Railway sixes, payable September 1, 1896
Pacific Railway sixes, payable September 1, 1897
Pacific Railway sixes, payable September 1, 1898
Pacific Railway sixes, payable September 1, 1899

$738, 929,600
250,000,000
$3,002,000
8, 000,000
9,712,000
29,383, 000
*14,526,512
64,623,512
1,053,553,112

These bonds, including the Pacific sixes, amount to nearly 1,054
millions, and are abundantly sufficient as a basis for bankiug'during
the next twenty years. In fact, one-fourth of this debt, exclusive of the
142 millious held by the banks, is sufficient to supply a basis for the bank
notes now outstanding. The law provides that any bank may reduce
the amount of its bonds held as security for circulation, to an amount
not less than $50,000, and, by an act of the present Congress, banks
having a capital of $150,000 or less can reduce their bonds to a minimum of one-fourth of their capital. The aggregate amount of bank circulation outstanding has not been reduced for a series of years, as may
be seen from the following table, which gives the total amount of the
national bank circulation outstanding on the 1st of June and 1st of November of each year since 1873:
! National-bank

notes.

J u n e 1,1874
J a n e 1,1875
June 1,1876
Junel,1877
June 1,1878
June 1,1879

i
j
!
i
j
:

June),1880

:

June 1,1881
J u n e 1,1882

|
;




$351,850,502
354,455,478
336,6ti5, 930
319,096,212
323, 988,085
329, 539, 411

!

i November
I November
I November
j November
November
November
345,183,783 November
354,151,718 November
359,875,334 November

Vate

-

1,1874
1,1875
1,1876
1,1877
1,1878
1,1879
1,1880
1,1881
1,1882

*$483, 512 of this amount is payable in 1900, and $4,680 in 1902.

National-bank

notes.

1
i
i
j
!
1

$354,077,246
348,216,902
323,241,308
318,207,231
322,460,715
337,181,418
343,834,107
360,344,250
362,727,747

XX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The above table exhibits the total circulation actually outstanding,,
which includes the notes of the insolvent banks, of those in voluntary
liquidation, and of those which have deposited lawful money for the purpose of reducing their circulation.
The circulation of the banks in operation during the present year
has, however, by the payment of the bonds held as security and the
voluntary retirement of bank notes, been reduced from $320,200,069 to
$314,721,215, as will be seen from the table below, which gives, by geographical divisions, the amount of notes outstanding of the banks in
operation in the month of October yearly since 1877.
1878.
No. of
banks.
New England States
Middle States
Southern States
Western States
Pacific States and Territories

543
633
176
693
35

No. of
banks.

Circulation.
$107,308,787 00
: 102,562,331 00
I 20, 604,171 00
58, 542,738 00
: 2,856,209 00

1879.
No. of
banks.

Circulation.

543 $112,106,441 00
635 109,134,919 00
176 21, 837, 670 00
55, 85(1. 523 00
663
2, 958, 539 00
36

2, 080 i 291, 874, 236 00

2, 053

547 $117, 088, 368 00
641
113,121, 339 00
175 i 23, 478, 426 00
649
56, 921, 027 00
36
3,177,182 00

301, 888, 092 00 I 2, 048 j 313, 786, 342 00

1880.
No. of
. banks.
New England States
Middle States
Southern States
Western States
Pacific States and Territories

1882.
! No. of

Circulation. i banks.

550 $121,460,013 00
657 110, 765, 602 00 i
179 24,305, 338 00
660 57, 048, 761 00
44
3,770,322 00
2, 090

Circulation.

Circulation.

No. of
banks.

554 $123,764,682 00
668 ! 111, 639, 689 00 !
185
24, 698, 702 00
673
56, 268, 899 00
3, 828, 097 00

317, 350, 036 00 ; 2,132

320, 200, 069 00

Circulation.

558 I $119, 658, 618
" " ' 109,039,214
25,105, 793
56, 376, 988
4, 540, 602

00
00
00
00
00

!, 269 [ 314, 721, 215 00

The reduction from January 1 to July 1 of the present year was still
greater, and amounted to more than 16 millions, but the amount has
again increased, as is »sual in the fall season of the year. Banks, during
the year, have been frequently called upon to surrender their bonds to
the Secretary for payment. In such cases the three and the three and
one-half per cents have usually been substituted or the circulation surrendered. The amount of four and four and one-half per cents held as
security for bank notes have, however, during the year increased more
than 14 millons.
The banks hold, as has been seen, 220 millions of dollars of United
States bonds which are subject to the call of the government, and these
bonds can be replaced only by other bonds bearing a high premium,
and payable after afixeddate. If these latter bonds are not substituted
for the former, the circulation of the banks will be reduced about 200
millions.
The profit upon circulation upon the four and four and a half per cent,
bonds, where the rate of interest is six per cent., is not much in excess
of three-fifths of one per cent., and where the rates of interest are above
eight per cent, the profits are nominal, and are not sufficient to induce
the banks to purchase large amounts as security forTcirculation. Where
the profits are so small there is a serious objection "to the investment of




EEPOKT OF THE COMPTROLLER OF THE CURRENCY.

XXI

so large an amount of capital in premium, which, in the case of four per
cent, bonds, amounts to one-fifth of the face value of the bonds.
If the whole public debt were reduced to a uniform rate of three per
cent., the present high premium upon bonds would almost entirely disappear, and the volume of circulation would respond more readily to
the demands of business. The temptation to sell such bonds for the
purpose of realizing the premium would no longer remain. A proposition for refunding all the bonds, not payable at the pleasure of the
government, into three per cents, was suggested during the last session of Congress. The proposition is that inducements be offered to the
holders of the four and four and one-half per cent, bonds to surrender
them to the government, receiving in payment therefor three per cent,
bonds having the same dates of maturity as the bonds which are to be
surrendered. The new three per cent, bonds issued would themselves
bear a small premium, and it is believed that the holders of four per
cents, would consent to such an exchange if accompanied by an offer
of not more than fifteen per cent, premium. The amount of the premium upon this class of bonds, say 700 millions, now outstanding at
fifteen per cent, would be 105 millions of dollars, and this premium
could be paid, as the bonds are surrendered for exchange, from the
surplus revenue of the government, thus in effect reducing the debt of
the government 105 millions by a prepayment of interest which must
be paid at a greater rate each year until their maturity.
The benefits of this plan both to the holder and to the government
are apparent. The holders would receive, in the shape of fifteen per
cent, premium upon the bonds, a portion of their interest in advance,
which would be available tor loans at rates greatly exceeding the bor.rowing power of the government, which is now less than three per cent.
The government would be enabled by this use of its surplus to save a
portion of the interest which otherwise it would be compelled to pay
hereafter.
The market price of the four per cent, twenty-five-year bonds is now
119.20, which indicates a market estimate of a borrowing rate of interest
of 2.92. per cent, per annum to the government. At this rate the
present value of one per cent, of interest upon each $100 bond annually
for twenty-five years, relinquished by the holder, is $17.70. If the holder
accepts fifteen dollars as an equivalent for these twenty-five annual
payments, instead of $17.70—a reduction of $2.70 from the market
estimate of the value—the government will practically purchase from
the holder of the bond at a tour and one-half per cent, rate of interest
instead of at 2.92 per cent. In other words, the present value of the
twenty-five one dollar annual payments relinquished by the holder, when
computed at the rate of 2.92 per cent, per annum, is worth $17.70; but
computed at the rate of four and one-half per cent, is worth only $15, a
premium which, it is believed, the holders would be willing to accept;
and if the government be able to invest its surplus revenue at a rate so
favorable to itself as four and one-half per cent., there would seem to be
good reason for Congress to provide the necessary legislation for authorizing an arrangement which can also be shown to be of advantage to the
holders of the four per cent, bonds.
One alternative would be to reduce the tax upon circulation to onehalf of one per cent, per annum, and another to ainend section 12 of the
act of July 12, 1882, so as to authorize the banks to receive circulation
at the rate-of ninety per cent, upon the average current market value of
the bonds for the six mouths previous. If the bonds shall decline in
the market, additional bonds may be required to be deposited, or t h e




XXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

interest may be retained by the Treasurer upon notice from the Comptroller to make up the deficiency. Such an amendment has frequently
been suggested, and, in fact, the original national bank act authorized
the issue of circulating notes to the amount of 90 per centum of the
current market value of United States six per cent, bonds deposited,
provided that such 90 per centum was not in excess of the amount of
the bonds at their par value, or in excess of the paid-in capital stock.
That law also provided for the deposit of additional bonds or money upon
their depreciation, or the suspension of payment of interest upon the
bonds held, so long as the depreciation should continue.
It is submitted that the issue of circulation upon four and four and
a half per cents at ninety per cent, upon their current market value,
under a restriction similar to that last mentioned, is equally safe with
the issue of ninety per cent, upon the three per cents now outstanding
at par; or that a reduction of the tax upon circulation to one-half of
one per cent., or to an amount sufficient to reimburse the Treasury for
the whole expense of the issue of bank circulation and all expenses incident thereto, is not unreasonable in view of the fact of the large reduction upon the income derived from United States bonds, amounting
to more than two per cent, since this tax was imposed.
Either of these plans is feasible and would prevent a sudden contraction of the currency, by bringing into possession of the banks a sufficient
amount of bonds to supply the circulation which is needed, and is certainly greatly to be preferred to the propositions for a large increase in
legal-tender notes—if such issues were practicable—or to the issue of
bank circulation without a deposit of bond security under restrictions
however stringent.
If, however, it shall be the policy of the government to accumulate
the revenue instead of largely reducing it, thus rendering it necessary
to continue the rapid reduction of the debt even if it is to be purchased
at the price fixed by the holders, it is of the greatest importance that
the basis upon which the bank currency is issued should be enlarged so
as to include some other form of security besides government credit.
The national banking system has been in operation nearly twenty
years, and may be said to have not yet attained its majority. It is part
of the machinery of the government. Its advantages have been well
tested in goed and in o /il times, and during the searching and acrimonious discussions of the last ten years, the final result of which has been
the legislation of the present Congress authorizing the extension of the
period of succession of each one of these institutions for twenty years
from the date of the expiration of its corporate existence. The Comptroller, while he believes it is for the best interests of the government
to continue the national banking system, subject to such improvements
as shall hereafter be authorized by Congress, is after all of opinion that
it would be better that the circulation should diminish ir> volume, than
that the issue should be increased at the risk of placing in the hands
of the poorer classes nncurrent and irredeemable circulation, or of giving to associations organized by unscrupulous men an opportunity to
use an excellent system of banking for bad purposes.
The national banking system was established with a view to uproot other and evil systems, and nothing but the heroic legislation
of taxing bad issues of circulation out of existence, which was passed
in the interests of the government during a great war, could have accomplished this purpose. By increasing the rate of issue upon the
bonds pledged by the banks as security for their circulation, or by
reducing the tax upon bank notes, or by a proper refunding of the debt,




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII

and reducing the revenue derived in many instances from unjust and
burdensome taxation, the system may continue for twenty-five years,
or until the maturity of the four per cents ; but it is far better that the
right to issue notes should be gradually discontinued than that so good
a system should be used to bring again upon the country the very evils
which were experienced at the time of its organization, twenty years ago.
DISTRIBUTION OF COIN AND PAPER CURRENCY.

In the reports of the Comptroller for the three years preceding 18S2,
tables have been given showing the amount of coin and currency, and
its distribution in the Treasury, in the banks, and in the hands of the
people on January 1, 1879, the date of the resumption of specie payments, and on November 1 of that and each succeeding year. These
tables are again presented, the amounts on November 1, 18fi2, having
been added.
From November 1, 1881, to November!, 1882, the production of gold
by the mines of the United States is estimated at $43,359,021, and the
amount of gold exported from the country, iu excess of the amount imported, has been $36,122,530. The difference, $7,230,485, is the increase
during the year. The Director of the Mint estimates that $2,700,000 of
this amount has been used in the arts, leaving $4,530,485 as the increase
in the stock of gold remaining in the country and available for circulation. The total excess of imports of gold over exports, from the date
of resumption to November 1,1882, has been $101,311,578, and the total
gold product of the mines of the United States for the same period is
estimated to have been $147,509,021. This is the first year since 1879
during which the exportation of gold has exceeded the importation.
During the last two months (September and October, 1882) the imports
have, however, slightly exceeded the exports.
The amount of standard silver dollars coined during the year has been
$27,657,175, and the total amount coined up to November 1, t882, since
the passage of the law of February 28, 1878, authorizing their coinage,
has been $128,329,880.
The following table shows the amount of coin and currency in the
country on Januarv 1, 1879, and on November 1 of the years 1879,1880,
1881, and 1882 :
January
1,1879.
Gold coin*
Silver coin*
Legal-tender notes
2fational-bank notes
Totals

November
1, 1879.

November
1,1880.

$278, ill 0,120
j 106, 573, 803
340, 681,010
J 323, 791, 674

$355, 681, 532
120, 009, 537
346, 681,011<
337,181,418

$453, 882, 692
158,320,911
346,681.016
343, 834,107

Novembe
1,1881.

November
1, 1882.

$562, 568, 971
180, 037, 365
346,681,016
860, 344, 250

$567,103, 456
212 324, 335
346,681,016
362, 727, 747

| ] , 055, 356, 619 1, 165, 553, 503 1,302,718,726 '1,455,631,602

1,488,838,554

There has been no change in the aggregate of legal-tender notes ou1>
standing, which remains as fixed by the act of May 31,1878. Nationalbank notes have increased $2,383,497 during the year; the amounts of
gold and silver coin have increased $4,536,485 and $26,280,970, respectively, making a total increase in coin and currency of $33,206,952.
The table below gives the portion of coin and currency held by the
United States Treasury, and by the national and State banks. The
amounts in the Treasury are for the same dates as in the preceding
* Estimate of Director of the Mint, which includes bullion in process of coinage.




XXIV

REPORT OF THE COMPTROLLER 01' THE CURRENCY.

table, and those in the national banks are for the dates of the bank returns nearest thereto, viz, January 1 and October 2, 1879, October 1,
1880 and 1881, and October 3,1882. The amounts in the State bauksj
trust companies, and savings banks have been compiled in this office
from official reports for the nearest obtainable dates.
January
1, 1879.

In tbe Treasury, less certificates
In national bants, including
certificates
In State banks, including certificates
Total gold

November
1, 1879.

$112,703,342 j $156,907,986

November
1, 1880.

November
1, 1881.

$133, 679, 349 j $167,781,009
]

November
1, 1882.

$148, 435,473
94,127, 324

35, 039, 201 j

37,187, 238

102, 851, 032

10,937,812 |

12,171,292

17,102,130

19,901,491

17, 892, 500

206,266,516

253,632,511

294,905,569 j

260,455,297

158,680,355

107, 222,169

SILVER.

In tbe Treasury, standard silver dollars
In the Treasury, bullion
In the Treasury, fractional coin.
I n national banks
Total silver

17,249,740 . 32,115,073
9,121, 417
3, 824, 931
6,048,194
17,854,327
6,460,357 j
4,986,492

47,156,588
66,576,378
6,185,000
3,424,575
24,635,561
25,984,687
6, 495. 477 : 7,112, 567

38,879,908 j

84,472,626 '' 103,098,207 j

58,780,823

92,414.977
4, 012, 503
26, 749, 482
8, 234, 739
131,411,701

CURRENCY.

In tbe Treasury, less certificates
In national banks, including
certificates
In State banks, including certificates
In savings banks

44, 425, 655
126,491,720
25, 944, 485
14, 513, 779

21, 711, 376

18, 221, 826

22, 774, 830

26, 224, 248

118, 546, 369

86, 439, 925

77,630,917 :

92, 549,767

25, 555. 280
15, 880, 921

25, 828, 794
17, 072, 680

27,391,317 |
11,782,243

27, 086,482
14, 724, 978

Total currency-

211, 375, 639

181, 693, 946

147,563,225

Grand totals

408, 935, 902

446, 741, 285

485, 668, 362

139,579,307

160, 580, 475

537, 583, 083 ~552, 447, 473

If the amounts of gold and silver coin and of currency in the above
table—that is, the amounts of these items in theTreasury and the banks—
be deducted in each case from the amounts of gold and silver coin and
currency in the country, as shown in the first table, the remainder will
be, approximately, the amounts which are in the hands of the people,
as follows:
January
1, 1879'.
Gold
Silver
Currency
Totals

November
1, 1879.

$119,620,771 $149,415,010
67,6!I3. 895
67,228,714
459,097,051
502,168,488
646,420,717

718,812,218

November
1, 1880.
$200,250,181
73,848,285
542,951,898
817,050,364

November
1, 1881.

November
1, 1S82.

$267,663,402
$306,650,159
82,939,158
80,912,634
567,445,959; 548,828,28
918,048,519

936,391,081

The gold in the Treasury, including bullion in the process of coinage,
has decreased during the year $19,34:0,430, and in the banks $15,103,846.
The paper currency in the Treasury has increased $3,449,418, and in the
banks $17,557,050. The increase of gold outside of the Treasury and
the banks has been $38,980,757, and the decrease of paper currency,
exclusive of silver certificates, $18,617,671. In the foregoing tables
the silver certificates issued by the Treasury have not been included, but
the standard silver dollars held for their redemption on presentation




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXV

form a portion of the silver coiu in the Treasury. The silver certificates
in the hands of the people and the banks, at dates corresponding with
those given in the preceding tables, were as follows:
January 1, 1879
November 1, 1879
November 1, 1880
November 1, 1881 .
November 1. 1882

$413, 360
1,604,370
19,780,240
58,838,770
65,620,450

It will be seen that the amount of these certificates in circulation has
increased only $6,781,680 during the past year, and if this whole increase
were held outside of the banks, it would not offset the decrease of
$18,617,671 in other forms of paper currency in the hands of the people,
for which coin has been substituted.
As before stated, the total amount of standard silver dollars coined
up to November 1, 1882, was $128,329,880, of which, as shown in
one of the foregoing tables, $92,414,977 was then in the Treasury, although an amount equal to $65,620,450 was represented by certificates
in the hands of the people and the banks, leaving $26,794,527 belonging
to the Treasury. Of the $128,329,880 coined, $35,914,903 was therefore
•circulating outside of the Treasury in the form of coin, and $65,620,450 in
the form of certificates. The remainder of the silver, $83,994,455, consisted of subsidiary coin, trade dollars, and bullion, of which $30,761,935
was in the Treasury, and $53,232,520 was in use in place of the paper
fractional currency for which it was substituted, as against $55,955,398
similarly employed on November 1,1881. The increase of gold and silver coin and paper currency, outside of the Treasury, since the date of
resumption is thus estimated to have been $289,964,414, and the increase
during the year ending November 1, $18,336,612; or, if the amount of
silver certificates in circulation be added, the total increase since resumption would be $355,172,504, and during the past year, $25,118,292.
ILLEGAL CERTIFICATION OF CHECKS.

The practice of certifying checks had been in use for more than thirty
years, previous to the organization of the national banking system, and
at least twenty years previous to the establishmentof the clearing house.
In the beginning, this certification was not considered as legally binding the bank to pay the check. For many years it had little signification other than as giving clerical information, and the amount of the
check, when certified, was not charged to the account of the drawer
until it was afterwards presented for payment. Subsequently, after the
year 1854, when the clearing house was organized, it became the custom
to present checks, and also bills receivable or acceptances on the day of
maturity at the bank where they were made payable for certification.
The bills and checks which were certified, were then returned to the
bank messenger who had presented them, and on the following morning
were transmitted to the clearing house with other exchanges.
The certification consisted of the signature of the paying teller, written
across the face of the paper inside of a stamp bearing the date of the
certification and the title of the bank. This form of certification was
regarded as a legal obligation of the bank, and the amount of the check
was charged to the account of the drawer at the date of the certification.
If the maker or acceptor of notes or bills was in good standing at the
bank at which it was made payable, such bills were not unfrequently
certified, even if the full amount was not to the credit of the account to




XXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.

which it was subsequently charged. Bills or checks are usually presented for certification during the first business hours of the day, and
the deposits of merchants and brokers are not usually made until the
later hours of the day. The officers of the bank, who know the usual
habits of their dealers in making their deposits, as well as their responsibility, do not hesitate to assume the payment of checks or drafts
which they feel assured will be provided for before the exchanges of
the clearing house are received. If these certifications were confined to
mercantile and commercial transactions, little objection would have
been raised to the practice, and it is not probable that there would have
been any legislation prohibiting it. It would certainly seem to be advisable to leave to the discretion of a bank the right to accept bills
drawn by correspondents at a distance, or by merchants at home, whose
standing is beyond question, and whose deficiency in the account is
known to arise from delay in receiving remittances or making deposits.
A refusal to certify or pay under such circumstances would be likely to
subject the bank to the loss of the accounts of its most valuable dealers.
Such legitimate certifications in mercantile,or commercial transactions
are for comparatively small amounts, and would not attract attention
as a large item in the abstracts of the condition of the banks in the city
of New York, to which this practice is chiefly confined.
The large use of these instruments by which the banks in effect
guarantee the contracts of stock-brokers with their customers has
grown to be a great abuse during the past few years, and cannot be defended upon any correct principle of banking. This business is chiefly
done by nine or ten national banks, although other banks, organized
under State laws as well as national, certify similar checks for considerable amounts.
Section 5208 of the Eevised Statutes makes i t Unlawful for any officer, clerk or agent of any national banking association to certify any cheek drawn upon the association, unless the person or company drawing the check has on deposit with the association, at the time such check is certified,
an amount of money equal to the amount specified in such cheek.

There are many methods of evading this law. If certification is
required in excess of the amount on deposit a demand note is made,
and the amount thereof is entered to the credit of the broker desiring
the accommodation; or his check upon another bank is received without certification, and a temporary credit entered upon his account, and
these temporary credits are canceled at the close of business when the
account has been made good. Brokers asking for such over-certifications keep large balances to their credit, on which the bank pays no
interest. Certification is made without charge, the bank receiving its
compensation in the large deposits which stand to the credit of the
broker. The banks justify the practice upon the ground tliat it is of
great convenience to the community, and that stock transactions, particularly, could not be carried on without some such arrangement. They
insist that for many years only trifling losses have arisen from the
practice—very much less than the losses incurred by them in ordinary
discounts.
Section 1.3 of the act of July 12, 1882, provides :
That any officer, clerk, or agent of any national-banking association who shall
willfully violate the provisions of an act. entitled "An act in reference to certifying
checks by national banks," approved March third, eighteen hundred and sixty-nine,
being section fifty-two hundred and eight of the Revised Statutes of the United States,
or who shall resort to any device, or receive any fictitious obligation, direct or collateral, in order to evade the provisions thereof, or wko shall certify checks before the




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXVII
amount thereof shall have been regularly entered to the credit of the dealer upon the
books of the banking association, shall be deemed guilty of a misdemeanor, and shall,
on conviction thereof in any circuit or district court of the United States, be fined not
more than five thousand dollars, or shall be imprisoned not more than five years, or
both, in the discretion of the court.

Previous to the passage of this act those national banks which are
accustomed to make large advances to brokers for stock transactions
certified checks for large amounts under evasions of the law, or such
arrangements or agreements as were deemed by them not to be in conflict with section 5208 of the Revised Statutes. The latter act seems to
have been passed for the purpose of preventing the evasions of the previous law to which reference has been made. The language of the
section is: " Or who shall resort to any device or receive any fictitious
obligation, direct or collateral, in order to evade the provisions thereof."
Since the passage of this act the banks have accepted checks which
have been drawn upon them instead of certifying them, and have assumed that such acceptance is not in violation of law. In some cases
these acceptances are made payable through the clearing house, the
effect of which form of acceptance is that such checks are payable upon
the following day; in other cases the acceptance is made without any
condition as to the mode of its payment. The banks claim that they
have power to accept cheeks under the third and seventh paragraphs of
section 5136 of the Revised Statutes. The former authorizes national
banks " to make contracts," and the latter provides for the "exercise of
all sucli incidental powers as shall be necessary to carry on the business
of banking." It is also claimed that section 5209 of the Revised Statutes, which provides that it shall be a misdemeanor for an officer of a
bank to make acceptances without proper authority, by implication authorizes acceptances to be made with the authority of the directors, and
that the act of July 12, 1882, does not, in plain terms, prohibit such acceptance. The Comptroller being in doubt in reference to the proper
construction of the section, prepared a letter containing the following
questions, which, at his request, was submitted by the Secretary to the
Attorney-General for his opinion :
Has a national bank the legal right to accept checks drawn upon it, unless the
drawer has the amount stated in the cheek actually on deposit in the bank?
If a national bank has the power to make such an acceptance, would such acceptance at a time when the money was not on deposit to the credit of the drawer be a
liability to it for money borrowed, and as such be required to be. limited to one-tenth
of the paid-in capital of the bank, as provided by section 5200 United States Revised
Statutes ?
If a national bank has the power to accept such checks equal in amount in anyone
case to one-tenth of its capital, would the acceptance of any number of checks to an
amount exceeding, in the aggregate, the amount of its paid-in capital be in violation
of section 5202 United States Revised Statutes ?

The violation of section 5208, Revised Statutes, subjected a national
bank to the appointmeut of a receiver. The law was not mandatory, and
the appointment was left to the judgment and discretion of the Comptroller. The proper ground for the appointment of a receiver is insolvency,
and it may be questioned whether the responsibility for taking a bank
from the control of its owners should be exercised in other cases thaa
insolvency until the question of violation of law shall have been brought
before the courts for determination. No appointments of receivers have
ever been made since the organization of the national banking system,,
except in cases of insolvency, although two large banks which had
previously been found to be insolvent, were placed in charge of a receiver for illegal certification of checks.




XXVIII

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

The passage of the act of March 3, 1869 (section 5208, Revised Statutes), and the examinations which followed, had the effect to check and
•diminish the practice of certification. The practice has, however,
greatly increased during the last three years, and the returns of the
banks for October 3, the date of their last statement, discloses the fact
that the amount of certificates or acceptances made on that day was
nearly one-third greater than for a corresponding date in the year previous ; and that the amount of acceptances for stock-brokers of nine
national banks on that day was more than nine times the aggregate capital stock of those banks, as may be seen from the following table, which
exhibits the amount of capital and certified checks or acceptances outstanding of all the national banks of New York City for corresponding
dates from 1875 to 1882 inclusive, and like information in reference to
nine national banks for the same dates.
Date.
June 30,1875...
October 1, 1875.
June 30,1876...
October 2, 1876.
June 22, 1877...
October 1, 1877.
June 29,1878 ..
October 1, 1778
June 14, 1878...
October 2, 1879.
June 11, 1880...
October 1, 1880.
June 30, 1881
October 1, 1881
July 1, 1882
October 3, 1882

. No. of
banks.

Capital.

Certified
checks.

Date.

0», 500,000 $41, 223, 840 June 30, 1875...
68, 500, 000 28,049,100 October 1, 1875.
68,400, 000 36, 983, 391 June 30, 1376...
65, 850, 000 : 38,725,100 October 2, 1876.
57, 400, 000 : 29,450,134 J u n e 22,1877...
57, 40D, 000 29,199, 900 October 1, 1877.
55, 600 000 42, 576, 240 June 29, 1878 .
53, 486, 300 ; 40,290,100 . October 1, 1878.
50, 750, 000 , 44,465,002 June 14, 1879...
48, 750, 000 1 58, 827, 717 October 2, 1879.
50, 450, 000 ; 75,737,938 June 11, 1880 . .
49, 900, 000: 61,791,510 October 1. 1880.
51,150, 000 i 78, 142,179 June 30, 1881 . .
51,150, 000 i 97,522,120 October 1, 1881.
51, 500, 000 65,101, 191 July 1, 1882 . ..
51, 650, 000 137, 316,600 October 3, 1882.

i No. of
! banks.

Capital.
$18,300, 000
18, 300, 000
17,100, 000
17,100, 000
14, 300, 000
14, 300, 000
13,750,000
12', 700, 000
11, 700, 000
11, 700, 000
11, 700, 000
11, 700, 000
11, 700, 000
11, 700, 000
11,700,000
11, 700, 000

Certified
checks.
$25, 889, 826
17, 835, 333
22, 893, 395
20, 722, 766
19,191,192
17, 576, 591
29,134, 950
26,147, 765
30, 274,422
42, 875, 636
54, 521,170
43, 396,496
53, 820, 573
71, 635, 693
45, 563, 450
105,481, 705

The penalty for the violation of section 13 of the act of July 12,
1882, is a fine of not more than $5,000, or imprisonment for not more
than five years, or both, upon conviction thereof in any circuit or district
court of the United States; and the penalty for the violation of other
laws relating to the national banks where the penalty is not specified
is the forfeiture of the rights, privileges, and franchises of an association,
to be determined and adjudged by a proper circuit, district, or Territorial court of the United States.
The Attorney-General, in answer to the questions submitted to him,
has returned an opinion, in which he says:
These provisions together [section 5208 Revised Statutes, and section 13 of the act
of July 12, 1882] prohibit the certijicalwn of a check drawn upon a national bank,
where, at the time of certification, the drawer has not on deposit with the bank, and
regularly entered to his credit on its books, an amount of money equal to the amount
of the check.
What, then, is certification of a check? It is an act on the part of the bank upon
which the check is drawn, implying (as is observed by the Supreme Court in the case of
Merchants' Bank v. State Hank, 10 Wall., u'04). "That the check is drawn upon sufficient
funds in the hands o'f the drawee, that they have been set apart for its satisfaction,
and that they shall be so applied whenever the check is presented for payment. It is
an undertaking that the check is good then and shall continue good, and this agreement is as binding on the bank as its notes of circulation, a certificate of deposit payable to the order of the depositor, or any other obligation it can assume."
No particular form is required for the certification. Ordinarily this is done by
simply writing the word "good" upon the face of the check, adding thereto the signature or initials of the certifying officer. But any language employed by such officer,
importing that the check is good and will be paid, would seem to be sufficient. (See
"i Daniel on Neg. Inst., Sec. KiOfi.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXIX

A check being an order for the payment of money addiessed to a bank or banker,
it is always presumed to be drawn against funds on deposit therewith. It is not,
when considered with reference to its purpose, presentable for acceptance, but only for
payment—that is to say, payment is the only acceptance which in contemplation of
law enters into the engagement of the parties. Hence, if the payee or holder of the
check presents it with the view of having it certified, instead of paid, he does so at
the peril of discharging the drawer. (First Nat. Bank v. Leach, f>2 N. Y., 353.)
In Security Bank v. National Bank, (67 N. Y., 4(i2), the court says: "The manifest
object of a certification is to indicate the assent of tlie certifying bank to the request
of the drawer of the check that the drawer will pay to the holder the sum mentioned; and

this is what an acceptor does by his acceptance of a bill." Whether such assent is
indicated by writing the word "good" or the word "accepted" upon the check can
make no difference as between the holder of the check and the bank, the obligation
assumed by the latter is precisely the same in either case; and thus the legal effect of
marking a check "accepted" being the name as marking it "good," the employment
of the former expression may, equally witli that of the other, well be deemed to import a certification thereof. Agreeably to this view, the acceptance of a check, other
than for immediate payment, is not legally distinguishable from its certification. In
fact and effect the words are equivalents; they are for the same forbidden purpose to
produce the same forbidden results.
The aim of the statute, in prohibiting the certification of checks by national bankswhere the amount thereof is not on deposit to the credit of the drawer, is obviously
to provide a guard against the risks and evils attending such pledging of their credit
without adequate security. The mischief sought to be avoided is the incurring of
liabilities by these banks on checks drawn upon them without sufficient funds; and
inasmuch as the liability is the same whether the check be marked by the bank
"accepted" or simply " good," either of these modes of incurring it would seem to be
sufficient to bring the case within the prohibition referred to. Each may properly be
regarded as constituting a certification, according to the meaning and intent of the
statute. To construe otherwise would be to allow a "device" to "evade the provision" of the law, and such, too, as by express terms is prohibited and punished.
In answer to the first question I accordingly reply that in my opinion a national
bank cannot legally accept checks drawn npon it, where the drawer has not on deposit
therewith the amount stated in the check.
To do so renders the bank subject to certain proceedings on the part of the Comptroller of the Currency (under section 5234, R. S.), and the officer by whom the acceptance
is made becomes liable to the penalties provided in the act of July 12, 1882.
The case presented in the second question is not, iu my opinion, covered by the provisions of section 5200 Revised Statutes.
The restriction then applies only to liabilities "for money borrowed." The acceptance of a check, where the drawer has no funds on deposit, would be a loan of the
credit of the bank, rather than a loan of money, and, if otherwise unobjectionable, it
could not properly be regarded as within the terms of the restriction adverted to.
The third question presents the same case in connection with section 5202, Revised
Statutes, which declares that " no association shall at any time be indebted or in any
way liable to an amount exceeding the amount of its capital stock actually paid in
and remaining undiminished by losses or otherwise," except on account of demands of
the nature therein described. Liabilities incuri'ed by the acceptance of checks, the
drawers thereof having at the time no funds on deposit with the bank, do not appear
to fall within any of the exceptions enumerated ; and assuming such acceptance to be
lawful, I am of the opinion that the limit imposed by section 5202 extends to liabilities
thus incurred, and that the acceptance of checks by a bank, without the existence of
funds on deposit therewith, to an amount exceeding in the aggregate the amount of
its paid-in capital, would be a violation of that section.

Under this opinion of the Attorney-General it will be the duty of
the Comptroller to bring such evidence as he can obtain by frequent
examinations to the attention of the proper officers, in order that such
violation may be determined by the courts, and the penalty enforced as
provided by the statute.
THE AMOUNT OP THE INTEREST-BEARING FUNDED DEBT OF THE
UNITED STATES, AND THE AMOUNT HELD BY THE NATIONAL BANKS.

The report for 1881 contained tables exhibiting a classification of the
interest-bearing debt of the United States, and of the bonds held by




XXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

the national banks for a series of years. These tables are again presented, and now exhibit also the amount of the outstanding bonds of
the government, and the amount held by the banks on November 1st
of the present year.
The most important operations of the Secretary of the Treasury, during the years which followed the close of the war, were the funding of
large amounts of temporary obligations then outstanding of the government chiefly into six per cent, bonds.
The six per cent, bonds were gradually reduced during the year 1869,
and the seven years following, by payment and refunding, into five per
cents. The six per cents, together with the five per cents, were subsequently rapidly replaced by four and a half and four per cents, which
were authorized to be issued by the act of July 14, 1870. In the year
1881 all of the unredeemed five and six per cent, bonds, amounting to
#579,560,050, were continued, payable at the pleasure of the government, with interest at three and one-half per cent., by agreement with
the holders, and since that time $164,833,200 of these three and onehalf per cent, bonds have been paid, and during the present year
$259,370,500 have been replaced by three per cents, under the act of
June 12,1882.
The following table exhibits the classification of the miniatured interest-bearing bonded debt of the United States* on August 31,1865,
when the public debt reached its maximum, and on the 1st day of July
of each year thereafter, together with the amount outstanding on November 1 of the present year:
Date.
Aug. 31,1865
July 1,1866
July 1,1867
Jl
July 1,1868
July
July
July
July
July
July
July
y
"" "
July

1,1869
1,1870
1,1871
1,1872
1,1873
1,1874
1,1875
1,1876..

July 1,1877
July 1,1878
July 1,1879
July 1,1880
y ,
J l 1,1881
July
July 1,1882
Nov. 1,1882

•

Sis per cent. Five per cent. ! Four and a half Four per cent,
bends.
'per cent, bonds, i
bonds.
bonds.

$199, 792,100
198, 528, 435
198, 533, 435
221, 588,400
221, 589, 300
i
221,589,300
274, 236, 450
414, 567, 300
414, 567, 300
510, 628, 050
607,132, 750
711,685,800
703, 266, 650
703, 266, 650
646, 905, 500
310, 932, 500
484, 864, 900
235, 780, 400
439, 841, 350
196, 378, 600
Continued at Continued at
3 | per cent.
3^ per cent.
401, 503, 900
58, 957,150
155, 356,350 )
< 3 per cents. 3 per cents. >
(
13, 231, 650
246,138, 850 )
$908,518,091
1, 008, 388, 469
1, 421, 110, 719
1, 841, 5:>1, 800
1, 886, 341, 300
1,764,932. 300
1, 613, 897, 300
1, 374, 883, 800
1, 281,238, 650
1,213,624,700
1,100, 865. 550
984, 999, 650
854, 621, 850
738, 619, 000

Total.

$140,000,000
240,000,000
250,000,000
250, 000, 000
250,000,000

'0, 000
679,878,110
739, 347, 800
739, 347, 800

$1,108,310,191
1, 206, 916, 904
1, 619, 644,154
2, 063,110, 200
2,107, 930, 600
1, 986, 521, 600
1,888,133,750
1, 780, 451,100
1,695,805,950
1, 724, 252, 750
1, 707,998, 309
1, 696, 685, 450
1, 696, 888, 500
1, 780, 735, 650
1, 887, 716,110
1, 709, 993,100
1, 625, 567, 750

250, 000, 000

739,349,350

1,449,810,400

250,000,000

739,353,350

1,404,080,200

The operations of the Treasury Department for a series of years have
largely reduced the amount of interest receivable by the national banks
on the bonds held by them. During the present year, ending November 1, the three and one-half per cents have been reduced more than
two hundred millions ($200,769,200), and $179,685,550 of three per cents
have been deposited in place thereof.
Sixteen years ago the banks had on deposit as security for circulation, 327 millions in United States bonds, of which amount 241 millions
bore interest at six per cent, and 86 millions at five per cent. These
*The Navy pension fund, amounting to $14,000,000 in three per cents, the interest
upon which is applied to the payment of naval pensions exclusively, is not included
in the table.




REPORT OP THE COMPTROLLER OF THE CURRENCY.

XXXI

bonds have now entirely disappeared from the list of securities held by
the national banks. The average rate of interest now paid by the
United States on the bonds deposited as security for circulating notes
is about 3.5 per cent, upon their par value; but is equal to about 3.26
per cent, only of the current market value of the bonds. The banks
now hold 33 millions of four and one-halfs; nearly 105 millions of fours;
40 millions of three and one-half per cents converted from five and six
per cents, and 179 millions of three per cents, which have been refunded
from three and one-half per cents, during the present year. This will
be seen from the following table, which exhibits the amount and classes
of United States bonds owned by the banks, including those pledged as
security for circulation and for public deposits on the first day of July
in each year since 1865, and upou November 1 of the present year.
United
States
bonds held
for oth'^r
purposes
at nearest
date.

United States bonds held as security for circulation.
Date.

July 1,1865.
July 1,1866
July 1,1867.
July 1,1868.
July 1,1869
July 1,1870.
July 1,1871.
July 1,1872
July 1,1873.
July 1,1874.
July 1,1875.
July 1,1870.
July 1,1877.
July 1,1878
July 1,1879.
July 1,1880.
July 1,1881.

July 1,1882.
Nov. 1,1882.

6 percent.
bonds.

5 per cent, i 4Jpercent. 4 per cent.
bonds,
i bonds.
i bonds. \

$170, 382, 500
241, 093, 500
251, 430, 400
250, 726, 950:
255,190, 350
247, 355, 350
220, 497, 750'
I 173,251,450!
160,923,500
I 154, 370, 700
; 136,955,100
1
109,313,450
t 87, 690, 300
;
82, 421, 200,
i 56, 042, 800
i 58,056,150,
! 61,901,800

$65, 576, 600'
86, 226, 8501
89, 177,100;
90, 768, 950i
87, 661, 2501
84, 923, 200:
139, 387, 800
207,189, 250!
229, 487, 050|
236, 800, 5001
239, 359, 400;
232, 081. 3001
206,651,050
199. 514, 550
144,616,300
139, 758, 050
172, 8J8, 350
, Continued C o n t i n u e d
at 3J per at3iper \
cent.:
i cent. :
25,142, 600 202, 487, 650j
f 2, 101, 200! 38, 505, 750!
<3 p e r c e n t s : 3 per c e n t s : 1
( 7,788,100 171, 897,450,

$44,
48,
35,
37,
32,

Total

Grand
total.

,$235,959, 100 $155, 785, 750 $391, 744, 850
; 327, 31(1, 350| 121, 152,950, 448,463,300
• 340,607, 500! 84, 002, 850 424, 610, 150
: 341,495, 900 80, 922,500; 422,418,400
: 342,851, 600 55, 102, 000 397, 953, 600
342,278, 550J 43, 980,600 386,259,150
i 359,885, 550 " 450,800 399,336,350
: 380,440, 700 31, 868, 200 412, 308, 900
390,410, 550 25, 724, 400 416,134,150
391,171, 200] 25, 347, 100 416, 518, 300
! 376,314, 500 26, 9»0, 200 403, 214, 700
| 341,394, 750' 45, 170, 300 386, 565, 050
338,713, 600 47, 315,050! 386,028,650
$19,162, O O 349,546, 400 68, 850,000! 418.397,300
Ol
118, 538, 950| 354, 254, 600 76, 603, 520S 430, 858,120
1L'6, 070. 300 361, 652, 050 42, 831.300! 404,483,350
93,637,700: 360,488, 400 63. 849,950 424,338,350

97, 429, 800! 357, 812, 700,

43,122, 550! 400, 935, 250

104, 917, 500| 358, 964, 650

37, 563, 75o' 396, 528, 400

The banks also held $3,526,000 of Pacific Eailroad six per cents, and
$15,000 of five per cents upon which interest has ceased.
AMOUNT OP UNITED STATES BONDS HELD BY THE NATIONAL BANKS,
BY BANKS ORGANIZED UNDER STATE LAWS, AND BY PRIVATE
BANKERS.

The amounts of United States bonds held by the national banks on
November 1, 1880, 1881, and 1882, were, respectively, $403,369,350,
$426,120,950, and $396,528,400.
In the following table these amounts have been combined with the
average amount of United States bonds held by the savings banks, State
banks and trust companies, and private bankers of the country during
the six mouths ending May 31 of the same years:
1880.

National banks
Savinas banks
State banks and trust companies.
Private bankers
Totals.




1881.

1882.

$403, 369, 350 :
189,187,816
24,498,604 ,
14,366,684 i

$426,120, 950
214, 880, 178
21, 650, 668
16, 670, 494

$395, 057, 500
242, 028, 782
23, 211, 430
14, 870,745

631, 422, 454 ]

679, 322, 290

675,168, 457

XXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The interest-bearing funded debt of the United States was, on November 1 last, $1,418,080,200. The total amount of bonds held by all the banks
and bankers in the country as given above was $675,168,457, which is
not greatly less than one-half of the interest-bearing debt. The amountsfor the banks other than national have been obtained from the semiannual reports made by them to the Commissioner of Internal Revenue,
for purposes of taxation. The table given below has also been compiled
from these reports, and shows, by geographical divisions, the average
amount invested by State banks, private bankers, trust companies, and
savings banks in United States bonds, for the six months ending May
31 for the four years named:
Amount invested in United States bonds.
Geographical divisions.

By State banks,
private bankers, and trust
companies.

May 31, 1879:
New England States
Middle States
Southern States
Western States
Pacific States and Territories.

$3, 669, 967 |
25,686,469 |
3, 593, 179 i
8,326,402 i
5,015,948

By saving
banks.

$34, 941, 378
123, 818,148
86, 021
2,164, 668
1, 372, 845

Total.

$38, 611,345
149, 504, 617
3, 679, 200
10, 491, 07O
6, 388, 79S

United States
May 31, 1880:
New England States
Middle States
Southern States
Western States
Pacific States and Territories

37, 698, 200
146, 301,155
1,000
2,474, 557
2, 717, 904

United States
May 31, 1881:
New England States
Middle States
Southern States
Western States
Pacific States and Territories

2, 985, 496
21, 908,703
1, 707, 702
6, 734, 948
4, 984, 313

39, 626, 291
190, 525,752
1, 729, 391
9, 424, 395
11, 895, 511

United States
May 31, 1882:
New England States
MiddleStates
Southern States
Western States
Pacific States and Territories
United States .

I
!
I

2,644,895
20,576,823 J
1,862,946 I.
7,099,874 I
5, 897,637 i

37,046,625
189,775,842

38,082,175 I

242,028,782

2, 354, 710
12, 851, 605

39, 691, 520
210, 352, 665
1, 862, 946
9,454, 584
18, 749,242
280,110, 957

The above table gives the average amount of capital invested in
United States bonds, from which should be deducted the amount of
premium paid at the time of purchase, which cannot be ascertained.
Through the courtesy of State officers the Comptroller has obtained
the official reports made to them, under State laws, by State banks in
twenty-one States, by trust companies in five States, and by savings
banks in fifteen States, at different dates during the year 1882, and from
these returns the following table has been compiled:
Held by State banks in twenty-one States
Held by trust companies in five States
Held by savings banks in fifteen States
Total




$8,739,172
16,934,812
237,786,442
263,460,426

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXXIII

The amount held by geographical divisions during the years 1880,1881,
and 1882, was as follows :
Geographical divisions.
Eastern States
Middle States
Southern States
Western States
Pacific States

|

1880.

i $45,230,098
| 157,563,757
!
958,470
I
2,672,242
!
7,240,833

Total

213,665,402

j

1881.

|

1882.

$40, 468, 340
176, 373, 889
1, 073,460
5,735,518
14, 874, 332

$42, 007, 248
197, 135, 28£
268, 350
3,369, 414
20, 020,175

238,525,539 I

263,460,426

The amounts of United States bonds held, as shown by the tables
compiled from returns made by State banks, trust companies, and savings banks to State officers, in twenty-one States and Territories were,
in 1882, $16,650,531 less than the average amount shown by the table
compiled from the reports made to the Commissioner of Internal Revenue, which were received from similar institutions.
The first-named table shows the actual amounts held at various dates
in 1882, while the last gives the average amount held for the six mouths
ending May 30,1882. Although obtained from different sources and
based on data that are not equally complete, the amounts obtained from
the one source serve to corroborate those obtained from the other.
NATIONAL BANK FAILURES.

Three national banks have been placed in the hands of receivers during the year ending November 1,1882, namely: The Mechanics' National
Bank of Newark, N. J., on November 2, 1881; the Pacific National
Bank of Boston, Mass., on May 22,1882, and the First National Bank
of Buffalo, N. Y., on April 22,1882. The suspension of the first-named
two banks was mentioned in the report of the Comptroller for the year
ending November 1,1881, and the causes which led to both these failures were then fully discussed. The directors of the Pacific National
Bank of Boston undertook to make good the impairment of its capital stock in the mariner authorized by section 5205 of the Eevised Statutes, but, as they failed to do so within the time fixed by law, a receiver
was appointed to take charge of its affairs. The failure of the First
National Bank of Buffalo was the result of the misappropriation of its
funds by its president. Its condition was discovered by the bank examiner when making his annual examination, and a receiver was appointed as before stated.
The affairs of ten national banks have been finally closed within the
year. These banks, with the total dividend paid by each to their creditors, are as follows:
The First National Bank of Selma, Ala
The First National Bank of New Orleans, La
The National Bank of Vicksburg, Miss
The Ocean National Bank of New York City
The First National Bank of Carlisle, Pa
The First National Bank of La Crosse, Wis
The First National Bank of Wichita, Kans
The First National Bank of Greenfield, Ohio
The First National Bank of Tarrytown, N. Y
The First National Bank of Meadville, Pa

46.6 per cent.
79. 0 per cent.
49.2 per cent.
100. 0 per cent, and interest.
73.5 per cent.
48. 4 per cent.
70.0 per cent.
'27. 0 per cent.
90. 5 per cent.
100.0 per cent, and interest.

The following banks have been closed, with the exception of litigation pending in the courts, and the expenses of the receiverships, inC C




III

XXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

eluding the amounts paid to receivers for j)ei\soiial services, are in each
case no more than is necessary to carry on the suits. In each of these
instances, if litigation results favorably to the banks, some additional
dividends may be paid.
The dividends already paid to the creditors of these associations are
as follows:
Per cent.

The Charlottesville National Bank, Ckarlottesville, Va
The First National Bank of Norfolk, Va
The First National Bank of Anderson, Ind
The Venango National Bank of Franklin, Pa
The Atlantic National Bank, of New York City
The First National Bank of Mansfield, Ohio
The Miners' National Bank of Georgetown, Colo
The First National Bank of Bedford, Iowa
The City National Bank of Chicago, 111
The First National Bank of Georgetown, Colo
The First National Bank of Dallas, Tex
The Central National Bank of Chicago, 111
The People's National Bank of Helena, Mont
The First National Bank of Allentown, Pa
The First National Bank of Waynesburg, Pa

62
49
25
15
95
45
65
12.5
77
22.5
37
60
40
70
40

If the litigation now in progress should result favorably, it is estimated that additional dividends will be paid as follows: To the creditors of the First National Bank, "Waynesburg, 25 per cent.; of the First
National Bank, Allentown, Pa., and First National Bank, Georgetown,
Col., 20 per cent.; the First National Bank of Mansfield, Ohio, and Miners'
National Bank of Georgetown, Col., 10 per cent., and to the remaining
banks, dividends less than 5 per cent.
The affairs of the Cook County and Scandinavian National Banks of
Chicago, and of the National Bank of the State of Missouri of Saint
Louis also, cannot be closed until pending litigation is brought to a conelusion. The latter bank has already paid to its creditors 100 per cent,
of the principal of their claims, and more than 50 per cent, of interest
accrued up to December 1, 1882. It is expected that a considerable
portion, though not the whole, of the remaining interest will hereafter
be paid.
The First National Bank of New Orleans has been closed during the
year. The payment of a final dividend had been necessarily postponed
on account of delay experienced in adjusting accounts due to and from
the government, but which have during the year been finally settled by
an appropriation by Congress resulting in a recovery by the bank of
$94,000. The three following banks have paid their creditors the full
amount of their claims, principal and interest, and their affairs are still
in the, hands of receivers appointed by the Comptroller, who are administrating the remaining assets in the interest of the stockholders:
First National Bank of Newark, N. J
First National Bank of Brattleboro, Vt
Third National Bank of Chicago, 111

100 per cent, and interest in full.
100 per cent, and interest in full.
100 per cent, and interest in full.

f It is probable that in each of these cases the shareholders will eventually receive a handsome percentage upon the capital stock of the bank.
The following banks in the hands of receivers have paid dividends during the past year. The total dividends up to November 1, 1882, being
also given.
The First National Bank of Selma, Ala., 4.6 percent.; total, 46. 6 per cent.
The First National Bank of New Orleans, La., 9 per cent.; total, 79 per cent.
The National Bank of Vicksburg, Miss., 13 per cent.; total, 49.2 per cent.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXXV

The Ocean National Bank, New York City. Interest dividend; total, 100 per cent.,
and interest.
The Ne.w Orleans National Banking Association, New Orleans, La., 5 per cent.; total,
60 per cent.
The (;harlottesville National Bank, Charlottesville, Va., 7per cent.; total, 62 per cent.
The First National Bank of La Crosse, Wis., 3. 4 per cent.; total, 48. 4 per cent.
The First National Bank of Greenfield, Ohio, 27 per cent.; total, 27 per cent.
"The First National Bank of Franklin, Ind., 15 per cent, to stockholders ; creditors paid
in full.
The National Bank of the State of Missouri, Saint Louis, Mo., 5 per cent., and 50per
cent, of interest; total, 100 per cent., and 50 per cent, of interest.
The Lock Haven National Bank, Lock Haven, Pa., 10 percent.; total, 100 per cent.
Ths Third National Bank of Chicago, 111. Interest in full; total, 100 per cent, and
interest.
*The Commercial National Bank of Kansas City, Mo., 6.165 per cent, to stockholders;
total, to stockholders, 37.165.
The First National Bank of Tarrytown, N. Y., 5.5per cent.; total, 90.5 per cent.
The First National Bank of Allentown, Pa., 20 per cent.; total, 70 per cent.
The People's National Bank of Helena, Mont., 10 per cent.; total, 40 percent.
TheGerman American National Bank, Washington, D. C , 10 per cent.; total, 50 per cent.
The Second National Bank of Scranton, Pa., 50 per cent.; total, 75 per cent.
The First National Bank of Bntler, Pa., 20 per cent.; total, 60 per cent.
The First National Bank of Meadville, Pa. Interest in full. 100 per cent, and interest.
The First National Bank of Newark, N. J. Interest in full. 100 per eent. and interest.
The Mechanics' National Bank of Newark, N. J., 55 per cent.; total, 55 per cent.
The First National Bank of Buffalo, N. Y., 25 perceut.; total, 25 per cent.

Since the commencement of the national banking system 87 banks
have been placed in the hands of receivers, and 420 banks have voluntarily closed their business by the votes of shareholders owning
two-thirds of their stock, under the provisions of sections 5220 and
522 L of the Revised Statutes of the United States. Of the banks so
placed in voluntary liquidation by their stockholders, 7 failed to pay
their depositors, and in these cases receivers were appointed by the
•Comptroller to wind up their affairs. Of the 87 banks placed in the
hands of receivers, 51 have been finally closed, leaving 36 still in process of settlement. The loss to creditors of national banks which have
been placed in the hands of receivers during the nearly twenty years
that have elapsed since the passage of the act of February 25, 1863, as
•near as can be estimated, including dividends which will probably be
hereafter paid, has been about $7,000,000. The average annual loss has
been, therefore, about $400,000 in the business of corporations having
-an average capital of about $450,000,000, and which have been responsible for the safe keeping of deposits in their hands averaging constantly
over $800,000,000, or about one-twentieth of one per cent, of annual
loss to depositors. The time required for liquidating the affairs of insolvent banks depends chiefly upon the amount of litigation which may
arise, as in any case it is impossible to tell in advance what questions it
jinay become necessary to refer to the courts for decision. In many of
these cases no conclusion can be reached until the matter has been
brought before the courts of last resort. The dockets of the supreme
tourts in most of the States, and that of the Supreme Court of the
United States, are crowded, and when an appeal is made to these tribunals, years often elapse before the case can be reached. Owing, however, to the decisions already made, the forms of procedure, under the
laws governing national banks, are better understood, and in collecting
assets, in allowing offsets, and enforcing the liabilities of stockholders,
there is now no inducement to protract litigation, either on the part of
the ordinary debtors of the bank or of the stockholders who become
such debtors when assessed under their liability, as provided in section
5151 of the Eevised Statutes. In all cases of failui'e of national banks




'Cie.litors paid in full.

XXXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

there are many claims presented to the receivers which, for various reasons, do not appear to be properly liabilities of the association, and itis
necessary, in order to protect the interests of the genuine creditors^
that such claims should be rejected until their merits have been properly
investigated by a court of competent jurisdiction.
The liability of directors for negligent discharge of their duties, or
for malfeasance, is not yet clearly denned by any authoritative decision,
but such decisions as there are bearing upon this matter point to a complete remedy against them also. The total amount paid to creditors of
insolvent national banks amounts to $20,945,090; upon proved claims
amounting to $29,586,558. The dividends so far paid thus equal about
70 per cent, of the proved claims. The amount paid during the year
was $2,283,392.
Assessments amounting to $8,101,750 have been made upon the stockholders of insolvent national banks for the purpose of enforcing their indiAddual liability under section 5151 of the Kevised Statutes, of which about
$3,200,000 have been collected and $534,080.70 during the past year.
A table showing the national banks which have been placed in the
hands of receivers, the amount of their capital, of claims proved, the
rates of dividends paid, and also showing the amount of circulation of
such banks issued, redeemed, and outstanding, will be found in the Appendix.
LOANS AND RATES OF INTEREST.

The following table gives the classification of the loans of the bank&
in the city of New York, in Boston, Philadelphia, and Baltimore, and
in the other reserve cities, at corresponding dates in each of the last
three years:
OCTOBER 1,

Classification.

New York
City.
47 banks.

On TT. S. bonds on demand
On other stocks, bonds, &c,
on demand
On single-name paper without
other security
All other loans
Totals

1880.

Boston, Phila- Other redelphia, and serve cities.
Baltimore.
101 banks

83 banks.

Country
banks.

Aggregate.

1.859 banks. 2,090 banks.

$3, 915, 077

$525,445

$1,378,168

$5, 818, 690-

92, 630, 982

30, 838, 692

16, 558, 260

140, 027, 934-

27, 755,152
114,127, 290

22, 542, 776
137, 405, 246

10,402, 295
75, 687, 334 $503,294*724*

60, 700, 225
830, 514, 594

238, 428, 501

191,312,159

104, 026, 057

503, 294, 724 1, 037, 061, 441

OCTOBER 1, 1881.

Classification.
On U. S. bonds on demand
On other stocks, bonds, &c,
on demand
On single-name paper "without
other security
All other loans
Totals

48 banks.

102 banks.

On TT. S. bonds on demand
On other stocks, bonds, &c, on
demand
On single-name paper without
other security
All other loans
Total




1,895 banks. 2,132 banks.

$2, 539, 928

$415,164

$468, 496

$2, 661, 256

97, 249,162

39, 251, 526

24,227,158

35, 423, 896

196,151, 742-

26, 935, 878
120, 032, 691

34, 465, 661
137, 682, 302

12, 904, 338
96, 806, 506

73,114, 405
464, 843, 937

147, 420, 282'
819, 365, 436-

246, 757, 659

211, 814, 653

134, 406, 498

OCTOBER 3,

Classification.

87 banks.

50 banks.

$6, 084, 844-

576, 043, 494 1,169, 022, 304-

1882

102 banks.

91 banks.

2,026 banks. 2, 269 banks.

$1,618, 687

$265, 357

$1, 532,214

$1,851,550

$5, 267, 808

89, 532, 760

31, 653, 098

22,143, 725

39, 554, 649

182, 884, 232

21, 382, 572
126, 507, 873

26, 721, 688
143, 297, 359

16, 075, 330
106, 531,193

83, 576, 480
526, 041, 081

147, 754, 806
902, 379, 670

146,282,462!

631, 024, 660 | 1, 238, 286, 516;

! 239, 041, 892 | 201,937,502

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXXVII

In the table below is given a full classification of the loans in New
York City alone for the last five years:
October 1,
1878.

October 2,
1879.

October 1,
1880.

October 1,
1881.

October 3,
1882.

47 bauks.

47 banks.

47 banks.

48 banks.

50 banks.

On indorsed paper

$83, 924, 333
17, 297, 475
7, 003, 085
51,152, 021
786, 514
6. 752,181
2, 670, 371

$81,
22,
8,
78,

4, 821, 210

5,731,917

7, 747, 587

7, 600, 487

Totals

169, 585, 980

195, 851, 902

238, 428, 501

246, 757, 659

239, 041, 892

Loans and discounts.

On single-name paper
On TJ. b. bonds on demand
On other stock, &c, on demand
On real-estate security
Payable, in gold
All other loans

520,
491,
286,
062,
670,

129
926
525
085
021

$107,
27,
3,
92,
1,

058, 860
755,152
915, 077
630, 982
336, 513

$112,049,004
26, 935, 878
2, 539, 928
97, 249,162
236,100

$118,
21,
1,
89,

692,651
203, 573
797, 687
532, 762
304, 732

The attention of Congress has previously been called to section 5200
of the Revised Statutes, which places restrictions upon loans, and to the
difficulty of enforcing its provisions. In cities where large amounts of
produce are received and stored, it is represented that it is impossible
for the banks to transact this class of business, if restricted to loans for
an amount not exceeding in any instance one-tenth of their capital. It
is true that the limitation does not apply to loans upon produce in transit,
where the drafts are drawn on existing values; but if produce is stored,
instead of being shipped, large loans cannot be made except in violation
of law. In such case the Comptroller has no means of enforcing the law,
•except by bringing a suit for forfeiture of charter, and this course might
result in great embarrassment to business, as well as loss to many innocent stockholders of the banks. It is evident that the law should be so
amended as to exclude from the limitation mentioned legitimate loans
upon produce or warehouse receipts, and some other classes of collat•eral security, as well as loans upon United States bonds.
RATES OF INTEREST IN NEW YORK CITY, AND IX THE BANK OF ENGI.AXD AND THE
BANK OF FRANCE.

The average rate of interest in New York City for each of the fiscal
years from 1874 to 1881, as ascertained from data derived from the Journal of Commerce and The Commercial and Financial Chronicle, was as
follows:
18T4, call loans, 3.8 per cent.
18T5, call loans, 3.0 per cent.
I87ii, call loans, 3.3 per cent.
1877, call loans, 3.0 per cent.
187s. call loans, 4.4 per cent.
1879, call loans, 4.4 per cent.
1380, call loans, 4.9 per cent.
1881, call loans, 3.8 per cent.
1882, call loans, 4.4 per cent.

commercial paper, 6.4 per cent.
commercial paper, 5.8 per'cent.
commercial paper, 5.3 per cent.
commercial paper, 5.2 per cent.
commercial paper, 5.1 per cent.
commercial paper, 4.4 per cent.
commercial paper,' 5.3 per cent.
commercial paper, 5.0 per cent.
commercial paper, 5.4 per cent.

The average rate of discount of the Bank of England for the same
years was as follows:
During
During
During
During
During
During
During
During
During

the calendar year ending December 31, 1874, 3.69 per cent.
the calendar year ending December 31, 1875, 3.23 per cent.
the calendar year ending December 31, 1876, 2.61 per cent.
the calendar year ending December 31, 1877, 2.91 percent.
the calendar year ending December 31, 1878, 3.78 percent.
the calendar year ending December 31, 1879, 2.50 per cent.
the calendar year ending December 31, 1880, 2.76 per cent.
the calendar year ending December 31, 1881, 3.49 per cent.
the fiscal year ending June 30, 1882, 4.01 per cent.




"From the Financial Chronicle only.

XXXVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

In the calendar year ending December 31, 1881, the rate of discount
of the Bank of England was increased four times, and only twice reduced. During the fiscal year ending June 30, 1882, the rate was»
increased four times and decreased three times. The present rate is 5
per cent.
The rate of interest in the city of New York on November 28 was, on
call loans, from 4 to 7 per cent., and on commercial paper from 7 to 8per cent.
SPECIE IN BANK AND IN THE TREASURY OF THE UNITED STATES, AND"
ESTIMATED AMOUNT IN THE COUNTRY—SPECIE IN THE BANK OF
ENGLAND AND IN THE BANK OF FRANCE.

The following table exhibits the amounts of specie held by the national
banks at the dates of their reports for the last ten years, the coin and
coin certificates held by the New York City banks being stated separately :
Held by national banks in New York City.
Dates.
Coin.

Oct. 3,1872..
Dec. 27,1872..
Feb. 28,1873..
Apr. 25,1873..
J u n e l 3 , 1873..
Sei>t.l2,1873..
Dec. 2(i, 1873..
Feb. 27,1874..
May 1,1874..
June 26,1874.
Oct. 2,1874.
Dec. 31,1874..
Mar. 1,1875.
May 1,1875.
J u n e 30, 1875..
Oct. 1,1875.
Dec. 17, 1875.
Mar. 10,1876.
May 12,1876.
J u n e 30,1876.
Oct. 2,1876.
"Dec. 22,1876.
Jan. 20,1877.
Apr. 14,1877.
June22,1877.
Oct. 1,1877.
Dec. 28,1877.
Mar. 15,1878.
May 1,1878.
June29,1878.
Oct. 1,1878.
Dec. 6,1878.
Jan. 1,1879.
Apr. 4,1879.
J u n e 14,1879.
Oct. 2,1879.
Dec. 12,1879.
Feb. 21,1880..
Apr. 23,1880..
J u n e 11,1880.
Oct. 1,1880..
Dec. 31,1880..
Mar. 11,1881..
May 0,1881..
J u n e 30,1881..
Oct. 1,1881..
Dec. 31,1881..
Mar. 11,1882..
May 19,1882..
July 1,1882..
Oct. 3,1882..

U. S.

Clearing-house
; certificates. >

Total.

Held by
i
other national j
banks.

Aj_r<;n'<;ate

$6, 375, 347 37 $3, 854, 409 42 '$10, 229, 756 79>
$920,767 37 $5, 454, 580
1, 30H, 091 05 12,471,940
; 13, 778, 031 05 5, 2(i9, 305 40 19,047,336 45
1, 958, 769 86 11, 539, 780
13.498,541 86 4,279,123 67 17, 777, 673 53
1, 344, 950 93 11, 743, 320
13, 088, 259 93 3,780,557 81 16, 868, 808 74
1, 442, 097 71 22,139, 080
23,581,177 71 4, 368, 909 01 27, 950, 086 72
1,063,210 55 13,522,600
14, 585, 810 55 5, 282, 658 90 19, 868, 469 45
1, 376, 170 50 18, 325, 760
19, 701, 930 50 7. 205, 107 08 26,907,037 58'
1,167,820 09 i 518, 640
24, 686, 460 09 8,679,403 49 33, 365, 863 5&
23,
1,530,282 10 23, 454, 000
24,984,942 10 7, 585, 027 16 32, 56!i, 969 26
1, 842, 525 00 13, 671.60B
15, 514,185 00 6, £12, 022 27 22, 326, 207 2T
1,291,786 56 13, 114,480
14, 406, 266 56 6, 834, 678 67 21, 240,945 23.
1, 443, 215 42 :11, 410,1140
15,854,155 42 6, 582, 605 62 22, 436, 761 04
1, 084, 555 54 10, 622, 100
11, 706, 715 54 4, 960, 390 63 16, 667.106 17
930, 105 76 i 5, 753, 220
6,683,325 76 3, 937, 035 88 10,620,361 64
1, 023, 015 86 12,642,180
:
13, 665,195 86 5, 294, 386 44 18, 959, 582 30
753, 904 90 4,201,720
4, 955, 624 90 3, 094, 704 83 8, 050, 329 78
869,436 72 12, 532, 810
• 13, 402, 246 72 3, 668, 659 18 17,070,905 90
; 22, 348, 051 36 6, 729, 294 49 29, 077, 345 85
3, 261,131 36 19, 086, 921)
16, 016, 073 70 5, 698, 520 66 21,714,594 3ff
832, 313 70 15,183, 760
18, 087, 302 92 7,131,167 00 25,218,469 92
1, 214, 522 92 16, 872, 780
14, 576, 574 34 6, 785, 079 69 21, 361, 654 03
1,120, 814 34 13, 446, 760
23, 037, 601 83 9, 962, 046 06 32, 999, 647 89
1,434,701 83 21,602,900
35, 298, 944 94 14, 410, 322 61 40, 709, 267 55
1, 669, 284 94 33, 629, 660
1, 930, 725 59 13, 889, 180
15, 829, 905 59 11, 240, 132 19 27, 070, 037 78
1, 423, 258 17 10, 324, 320
11, 747, 578 17 9,588,417 89 21, 335, 996 Oft
1, 538, 486 47 11, 409, 920
12, 948, 406 47 9,710,413 84 22,658,820 31
21,074,826 20 11, 832, 924 50 32,907, 750 70
1, 955, 746 20 19,119,080
37, 432, 017 44 17, 290, 040 58 54, 722. 058 02
2, 428, 797 44 35, 003, 220
28, 085, 732 06 17,938,024 00 46, 023, 756 Oft
2, 688, 092 06 25, 397, 640
13,860,205 22 15,391,264 55 29, 251, 469 77
1, 905, 705 22 11, 954, 500
1, 779, 792 43 11,514,810
13, 294, 602 43 17, 394,004 16 30, 688, 606 59>
4, 009, 299 01 12, 277,180
16, 286, 479 01 18,068,771 35 34, 355, 250 36
18,161,092 49 23, 338, 664 83 41, 499, 757 32
5, 421, 552 49 12, 739, 544
17, 533, 906 90 23,014,656 51 41,148, 563 41
5, 312, 906 90 12, 220, 940
18, 349, 742 34 23,(183,545 10 42, 333, 287 44
6, 058, 472 34 12, 291, 270
i 19, 349, 867 69 22, 823, 873 54 42,173,731 23:
7,218,967 69 12,130, 900
20, 096, 249 64
8, 366, 140 $21, 569, 000 00 50,031,389 64 28,981,651 95 79, 013, 041 59
33, 869, 860 31
12,252,541 44
7, 404, 650 35, 855, 000 00 55, 572,191 44 41,461,761 72 89, 442, 051 7512, 595, 720 49
6, 914, 250 25, 458, 000 00 44,967,970 49 41, 677, 078 86 86, 429, 732 21
16,682,226 40
7, 810, 200 33, 337, 000 00 57, 829, 426 40 49, 562, 954 11 ! 99, 506, 505 2ft
16,104, 855 28
7, 489, 700 36, 189, 000 00 59, 783, 555 38 52, 443, 141 91 !109, 346, 509 4»
6, 709, 900 28, 246, COO 00 54, 729, 759 01
107, 172, 900 92
19, 773, 859 01
4, 825. 300 30, 809, 000 00 51,558,983 90 53,597,211 36 105, 156, 195 2ft
15, 924, 683 90
4, 625; S00 31, 176, 000 00 65, 044, 008 60 57, 584. 553 48 !122, 628, 562 08
26, 242,108 60
4, 513, 400 41, 858, 000 00 67, 194, 190 87 61,444.736 63 128, 6'i8, 927 50
20, 822, 790 87
4, 486, BOO 31,721,000 00 51, 524, 768 04 62, 809. 968 08 114.334,736 12
15,317,168 04
4, 037, 600 33,852,000 00 53, 828, 680 49 58,908,719 11 112,537,399 60
15,739,080 49
4, 075, 800 29, 907, 000 00 50, 220, 457 39 58, 555, 573 05 108,782,031 04
16, 243, 657 39
4, 034, 300 31, 783, 000 00 50, 526. 288 93 60, 687, 499 80 111.213,786 73
14, 708, 986 93
4, 005, 100 32, 854, 000 00 50, 507, 790 77 60, 272, 431 77110,810,222 54
13, 708, 690 77
3, 908, 100 20, 224, 000 00 43,397,403 74 57, 652, 774 53 101,050,178 2?
13, 265, 303 74




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXXIX

The national banks held silver coiu amounting, on October 1,1877, to
$3,700,703, and on October 1, 1878, to $5,392,628. On October 2, 1879,
the amount held was $4,986,493, and on October 1, 1880, it was
$6,495,477, including $1,165,120 in silver treasury certificates, and on
October 3, 1882, it was $8,273,815, including $1,807,600 of silver certificates. On October 1, of the present year, the official reports of the State
banks in New England, New York, Pennsylvania, Maryland, Louisiana,
Ohio, Indiana, Iowa, Wisconsin, Missouri, and Minnesota show that
these banks then held specie amounting to $7,140,867, of which the banks
in New York City held $3,484,913. The official returns from the State
banks of California do not give separately the amount of coin held by
them; but it is estimated that of the total cash reported, amounting to
$10,542,859, $10,060,622 consisted of coin. The amount of coin held by
State banks in the States before mentioned, including California, was,
therefore, $17,201,489.
The Director of the Mint, in his report for 1881, estimates the amount
of coin in the country on June 30, 1880, at $501,555,711, of which
$358,958,691 was gold and $142,597,020 was silver. His estimate for
the fiscal year ending June 30, 1882, is as follows:
United States coin.

Gold.

Circulation June 30, 1881
Coinage for the year, less deposits for recoinage
Excess of exports over imports

Total.

Silver.

$419, 774, 753 $171, 459, 766
gS, 814, 091
27,655,816
517, 778

Total
Less excess of exports over iui|>orts

528,590,844
25, 008, 650

Remainder
Less amounts used in the arts

503,582,185
2,700,000

Circulation July 1, 1882.

500, 882,185

199,633,360

$611, 236, 519
116,460,907
517, 778
:
;

728,224,204
25, 008. 659

199,633,360
60,000

703,215.545
2,760,000

199, 573, 360

:

700, 455, 545

From July 1, 1882, to November 1, the Director estimates that there
was added to the coin $15,306,491 of gold and $8,738,472 of silver, making the stock of coin in the country at the latter date $724,500,508, of
which $516,188,076 was gold and $208,311,832 was silver.
The amount of"bullion in the mint and in the New York assay office
on November 1 is stated to have been $50,916,780 of gold and $4,012,503
oftsilver, making in all $54,929,283; which, added to the estimated amount
of coin stated above, gives $779,429,791, of which amount $567,105,456
was gold and $212,324,335 was silver.
The following table shows the amount of gold and silver, including
the amount held to protect gold and silver certificates, and the percentage of each, in the Treasury of the United States, on September 30 of
each year from 1876 to 1882, and on November 1, 1882 :
Silver.
Period.

Sept. 30,1876..
Sept. 30,1877..
Sept. 30,1878.
Sept. 30,1879.
Sept. 30,1880.
Sept. 30,1881.
Sept. 30,1882.
Nov. 1, 1882 .

Standard
dollars.

^,,
.
, .,
Other coin
Total silfc
and bullion. !
ver.
!

$6, 029, 367
7,425,454
15,777,937
$12,155, 205
31,806,774 I 21,173,023
47,784,744 ' 30, 878, 286
28, 945, 297
66,092,667
92, 2'?8, 649 I 30, 769, 705
30, 761, 935
92, 414, 977




Per cent of—
I Gold coin
and bullion,

9,367
7,425, 454
27, 933,142
52, 979, 797
78, 663, 030
96, 037, 964
122, 998, 354
123,176. 912

$55, 423, 0'9
107, 0i9, 529
136, 036, 302
169, 821, 571 '
135, 641, 450
174, 361, 343
152, 739, 106
159. 805, 744

Total coin
and bullion.

$61,4i2, 426 I
114, 464, 983
163,969,444
222, 807, 368
214, 304, 480
269, 399, 307
275, 737, 460
282, 982, 656

Silver.
9.8
6.5 |
17.0 !
23.8 ;
86.7
35.3 i
44.6 j
43.5

Gold.
90.2
93.5
83.0
76.2
63.3
64.7
.'5.4
r.i;. 5

XL

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The bullion in the Bank of England for each year from 1870 to 1882,
is shown in the following table, the pound sterling being estimated at
five dollars:
$103,900,000 1877
117,950,000 1878
112,900,000 1879*
113,500,000 18801
111,450,000 1881+
119,600,000 18821
143,500,000

1870
1871
1872
1873
1874
1875
1876

$126,850,000
119,200,000
150,942,980
141,637,000
115,221,870
108,689,912

Below is a similar table, giving the amount of gold and silver, and
the percentage of each, in the Bank of France, on December 31 of each
year | from 1870 to 1881, and on November 1882, five francs being
estimated at one dollar
Per cent of—
Silver coin
and bullion.

Gold coin
a n d bullion.

December 31 1870

$13, 700 000

December
December
December
December

31 1872
31 1873
31 1874 .
31 1875

December
December
December
December

31 1877
311878
31 1879
31 1880

26, 520,
31, 260
62, 640,
101, 000,
127, 720,
173, 080,
211, 620,
245, 520,
244, 360,
231,180,
223,136,

$85, 740, 000
110,680,000
131, 740, 000
1^,260 000
204, 220, 000
234, 860, 000
306, 080, 000
235, 420, 000
196, 720, 000
148, 320, 000
110, 480, 000
129,160, 000
194, 314, 000

;o, 2-M, ooo
. ..

000
000
000
000
000
000
000
000
000
000
000

Total.
Silver.
$99, 440,
126, 920,
158, 260,
153 520
266, 860,
335, 860,
433, 800,
408, 500,
408, 340,
393, 840,
354, 840,
360, 340,
417, 450,

000
000
000
000
000
000
000
000
000
000
000
000
000

13 8
12.8
16.8
20 4
23.5
30 1
29.4
42.4
51.8
62.3
68.9
64.2
53.5

Gold.
86 2
87.2
83.2
79 6
76.5
69.9
70.6
57.6
48.2
37.7
31.1
35.8
46.5

TRANSACTIONS OF THE NEW YORK CLEARING- HOUSE.

The New York Clearing House Association is composed of forty-seven
national and fourteen State banks, and the assistant treasurer of the
United States at New York.
Through the courtesy of Mr. W. A. Camp, its manager, a statement
of the transactions during the year ending October 1, 1882, has been
obtained, 'which shows that the total exchanges were more than
forty-six thousand millions of dollars, while the balances paid in money
were nearly 1,600 millions. The daily average balances paid were somewhat more than $5,000,000, or about 3.4 per cent, of the amount of the
settlements. The balances paid in money during the year consisted of
$1,325,990,000 in clearing house certificates of the Bank of America,
legal tenders amounting to $10,220,245, and $258,550,000 in gold coin,
weighing 476J tons. If, instead of gold coin, silver had been used, the
weight would have been nearly 8,000 tons. Since the date of the issue
of the new gold certificates (October 4), authorized by the act of July 12,
1882, the balances due from the government have been paid in these
* London Economist, November 8,1879.
t London Bankers' Magazine, October, 1880,1881, and 1882.
$ The Bulletin de Statistique, as quoted in the Bankers' Magazine, New York, vol.
xiii, page 740; except the items for 1879-'8O and '81, which were obtained from the
London Bankers' Magazine for August, 1830, page 661, September, 1881, page 716,
and September. 1832, page 739, and the last item from The London Economist, November 4. !Si2.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLI

certificates instead of coin, thus dispensing with the movement of large
amounts in bags and upon drays from the Treasury to the custody of the
banks. The following table shows the yearly transactions of the New
York clearing house for the twenty-nine years since its organization in
1853, and the amounts and ratios of currency required for the payment
of daily balances:
Years.

No. of
banks.

•Capital.

Exchanges.

Balances paid
in money.

Average
Average
daily baldaily
ances paid
exchanges. in money.

Ratios.
Per. ct.

1854
1855
1856
1857
1858
1859
1860
J861
1862
1863
1864
1865
1866
1867
1863
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882

50
48
50
50
46
47
50
50
50
50
49
55
58
58
59
59
61
62
61
59
59
59
59
58
57
59
57
60
61

$47, 044, 900
48, 884,180
52, 883, 700
64, 420, 200
67,146, 018
67, 921, 714
69, 907, 435
68, 900, 605
68, 375, 820
68, 972, 508
68, 586, 763
80, 363, 013
82, 370, 200
81, 770, 200
82, 270, 200
82, 720, 200
83, 620, 200
84, 420, 200
84. 420, 200
83, 370, 200
81, 635, 200
80, 435, 200
81, 731, 200
71, 085, 200
63,611,500
60, 800, 200
60, 475, 200
61, 162, 700
60, 962, 700
171,043,710

$19,104, 505
17,412,052
22, 278,108
26, 968, 371
15, 393, 736
20, 867, 333
23, 401, 757
19, 269, 520
22, 237, 682
48. 428, 657
77, 984, 455
84, 796, 040
93, 541,195
93,101,167
92,182,164
121, 451, 393
90, 274, 479
95,133, 074
109, 884, 317
115, 885, 794
74, 692, 574
81, 899, 470
70, 349, 428
76, 358,176
73, 555, 988
82, 015, 540
121, 510, 224
159, 232, 191
151,637,935

$988, 078
940. 565
1. 079, 724
1,182, 246
1, 016, 954
1, 177, 944
1, 232, 018
1,151,088
1,344,758
2, 207, 252
2, 866, 405
3, 373, 828
3, 472, 753
3, 717, 414
3, 642, 250
3, 637, 397
3, 365, 210
3, 927, 666
4, 636, 632
4, 818, 654
4, 205, 076
4, 603, 297
4, 218, 378
4, 504, 906
4, 274, 000
4, 560, 622
4, 956, 009
5, 823, 010
5, 195, 440

5.2
5.4
4.8
4.4
6.6
5.6
5.3
6.(1
6.0
4.6
3.7
4.0
3.7
4.0
4.0
3.0
3.7
4.1
4.2
4.1
5.7
5.6
5.9
5.9
5.8
5.6
4.1
3.5
3.4

•645,059,244,842 J28, 280,157, 052 (72,443,011

f3,170, 537

4.4

$5, 750, 455, 987
5, 362, 912, 098
6, 906, 213, 329
8, 333, 226, 718
4, 756, 664, 386
6, 448, 005, 956
7, 231,143, 057
5, 915, 742, 758
6, 871, 443, 591
14, 867, 597, 849
24, 097,196, 656
26, 032, 384, 342
28, 717,146, 914
28, 675,159, 472
28, 484, 288, 637
37, 407, 028, 987
27, 804, 539, 406
29, 300, 986, 682
33, 844, 369, 568
35, 461, 052, 826
22, 855, 927, 636
25, 061, 237, 902
21, 597, 274, 247
23, 289, 243, 701
22, 508, 438, 442
25,178, 770, 701
37, 182,128, 621
48, 565, 818, 212
46, 552, 846,161

$297,411,494
289, 694,137
334, 714, 489
365, 313, 902
314, 238, 911
363, 984, 683
380, 693, 438
353, 383, 944
415, 530, 331
677, 626, 483
885, 719, 205
1, 035, 705,108
1, 066,135,106
1,144, 963, 451
1,125, 455, 237
1,120, 318, 308
1, 036, 484, 822
1, 209, 721, 029
1, 428, 582, 707
1, 474, 508, 025
1, 286, 753,176
1,408,608,777
1, 295, 042, 029
1, 373, 996, 302
1, 307, 843, 857
1, 400, 111, 063
1,516,538,631
1, 776, 018, 162
1, 595, 000, 245

The total amount of transactions for the twenty-nine years given in
the table is $645,059,244,842, and the annual average is $22,243,422,236.
The clearing house transactions of the assistant treasurer of the United
States at New York, for the year ending November 1,1882, were as follows:
Exchanges received from clearing-house
$341,737,470 97
Exchanges delivered to clearing-house
124, 963, 744 70
Balances paid to clearing-honse
218,899, 803 26
Balances received from clearing-house
2,126, 076 99
Showing that the amount paid by the assistant treasurer to the clearing-house was in excess of the amount received by him
216,773,726 27

A table compiled from statements made by the New York clearinghouse, giving the clearings and balances weekly for the months of
September, October, and November, of the years from 1874 to 1882, will
be found in the appendix, and are valuable for purposes of comparison.
The following table exhibits the transactions of clearing-houses located
* The capital is for various dates, the amount at a uniform date in each year not
being obtainable.
t Yearly averages for twentj'-uine years.
{ Totals for twenty-nine years.




XLII

REPOKT OP THE COMPTROLLER OF THE CURRENCY.

in 22 cities, for the year ending October 1,1882, from official returns received by the manager of New York Clearing-House:
Cities.
Boston, Mass
Philadelphia, Pa
Cg,
Chicago, 111
Cincinnati, Ohio
C i i t i O

Saint Louis, Mo
Baltimore, Md
San Francisco, Cal
New Orleans, La
Pittsburgh, Pa
Louisville, Ky
Milwaukee, Wis
Kansas City, Mo..
Cleveland, Ohio...
Indianapolis, Ind .
Hartford, Conn . -.
Peoria, 111
Memphis, Tenn...
Worcester, Mass..
Springfield, Mass .
Lowell, Mass
Syracuse, N. T
N"ew York City

h

i

Exchanges.

Balances.

7

t

9

$479, 090, 6P5 00
234, 099,190 71
247,934,356 00(*)
141,172, 251 00
83, 968, 848 07"
112,275,530 21'
49, 733, 734 00
82,218,178 18
41,072,489 27
62, 640, 929 20
»
(*)
24, 000, 000 00
23, 588, 000 00.
(*)
9, 721, 986 74
13, 747, 394 0012, 694, 908 7*
10, 701, 606 94
6, 043, 858 28
1, 595, 000, 245 27

61,054,353,584 75

9

! $3, 753, 4%, 901 00
2,760, 946,905 49
2,873,903,487 00
0
0
971, 900, 000 00
000
878, 549,184 00
700,464, 508 35
635, 787, 678 51
484, 615, 412 00
433,689,238 82
392,189, 934 00
388,170, 946 06
178, 044, 500 00
116, 481, 767 00
112,000,000 00
88, 493, 000 00
54,428, 517 00
43, 693, 882 07
42,769, 666 00
41, 450, 006 06
28, 502, 573 08
81, 929, 316 97
46,552,8*6,161 34

3,229,701,101 61
49.4 per c e n t , of
total balances.

22cities

New York City

76.3 per cent, of
total exchanges.
• No record kept.

The. following interesting table has been copied from the Public, of
New York City, of November 23, which gives the latest information concerning the exchanges at New York and other cities having clearinghouses, for the week ending November 18, 1882, comparing them with
those for the corresponding week in 1881, and showing the percentage
of differences. The exchanges at the same places for the week ending
November 11,1882, are also given with the percentage of differences resulting from a comparison with the exchanges for the same week of the
previous year.
Week ending November 11.

Week ending November 18.

1882.
New York
Boston
Philadelphia
Chicago
Cincinnati
Saint Louis
Pittsburg
Baltimore
San Francisco
New Orleans
Milwaukee
Louisville
Providence
Kansas City
Cleveland
Indianapolis
Hartford
Memphis
New Haven
Peoria
Columbus
Portland
Worcester
Springfield
Lowell
Syracuse
Total
Outside New York




j $1, 054, 585, 666
75, 587, 683
55, 876, 635
48, 202, 252
21, 494, 000
17, 080, 980
14, 586, 503
14, 514, 871
14,116, 305
13, 491, 661
8,123, 670
7, 338, 929
5, 421, 800
4, 630, 200
2, 393, 822
2,141, 641
2, 055, 788
'•
1, 634, 766
I
1, 418, 481
I
1, 078, 558
1, 073, 541
*1, 030, 655
949, 086
945, 168
772, 367
576, 316
i
j
j
j
I
i
-

1,370,090,689
315, 505, 023

1881.
$892, 319, 707
86, 781,980
57, 969, 493
46, 857, 356
20, 275, 000
18, 552, 432
8, 231,182
15, 270, 602
13, 934, 168
12, 381, 927
7, 816, 756
7, 158, 985
069, 600
5, 074, 700
3, 577, 219
434, 748
762, 978
611, 834
263, 734
062, 509
899,134

880,377
926, 288
546, 991
504, 512

Per
cent.
+18.2
-12.9
-3.6
+ 2.9
+ 6.0

79
+77^2
-4.9
+ 1.3
+ 9.0
+ 3.9
+ 2.5
+ 6.9
+ 50.6
- 7.1
-12.0
+ 16.6
+ 1.4
+ 12.2
+ 1.5
+ 19.4
+ 7.8
+ 2.0
+ 41.2
+14.2

1,210,164,212 I +13.2
317,844,505 j — .7

* Portland omitted in footings.

1882.

Per
cent.

$950, 469, 957
4 19. S
74, 693, 348
-11.1
54, 040, 419
+ 11.6
48, 221, 994
-2.7
19, 109, 500
- 3.8
17, 870,457
-11.6
23, 161, 722 +173.8
12. 213,156
-7.8
10, 493, 471
-14. 5
14, 512, 512 +21. a
2
915,788
781,630
-13! 8
304, 900 + . 9
300, 000 +71.8
398, 234 + 1.1
897, 587 -23.3"
878, 811 + 15 6
707,416
+ 36.3
308, 520 + 1 4 . 6
127,170
4.0
254, 293 - 21.0
+

186,168
930, 826
823, 707
764, 848
507, 070

1, 263, 687, 336
313, 217, 380

+ 11.7
- 7.4
+ 30.91
+28.8

+l
+ 2.T

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLIII

CLEARING-HOUSE CERTIFICATES.

Section 5192 Revised Statutes provides that clearing-house certificates, representing specie or lawful money specially deposited for the
purposes of any clearing-house association, shall also be deemed to be
lawful money in the possession of any association belonging to such
clearing-house holding and owning such certificate; and section 5193
provides that the Secretary of the Treasury may receive United States
notes on deposit, without interest, from any national banking association, in sums not less than ten thousand dollars, and issue certificates
therefor in denominations of not less than five thousand dollars, which
certificates may be counted as part of the lawful-money reserve, and
may be accepted in the settlement of clearing-house balances at the
places where the deposits therefor were made.
The legal-tender note certificates were first issued in the fiscal year
1873. On June 30, 1875, there were outstanding $59,045,000 of these
certificates, of which the national banks held $47,310,000. On June 30,
1876, the amount outstanding was $33,140,000, of which the banks
held $27,955,000. On June 30, 1879, the amount had been reduced to
$29,330,000, and the banks held on June 14 of the same year, $25,180,000.
The amount outstanding on October 3, 1882, was $10,725,000, and the
national banks held on that day, $8,645,000.
The issue of the gold certificates was authorized by the fifth section of
the act of March 3,1863, and they were used for clearing-house purposes
soon after the passage of the national bank act. The first issue was
made on November 13, 1865. On June 30, 1875. there were outstanding
$21,796,300,of which the national banks in New York City held $12,642,180.
The issue of these certificates was discontinued on December 1,1878. and
the amount outstanding had decreased on June 30,1879, to $15,413,700,.
and on October 1, 1880, to $7,480,100. The amount outstanding on
October 3, was $4,907,440, of which the national banks held $4,594,300.
The issue of gold certificates having been discontinued by the government, and the amount of gold coin having rapidly increased, the banks
in New York found it necessary to establish a depositoiy of gold coin
for the convenience of the clearinghouse. This depository at the present
time is the Bank of America, by which bank certificates of deposit
were first issued on October 14, 1879. The amount of such certificates outstanding on November 1, 1882, was $26,390,000; on January
1, 1880, $25,610,000. The largest amount of coin on deposit, during the
year, was on January 21, 1882, viz, $45,330,000, the capacity of the
vault having been increased since 1880. The national banks of New
York City held on July 1,1882, $34,486,000; on October 3, $41,132,000.
The act of February 28, 1878, authorized any holder of silver dollars
of the weight of 412£ grains troy of standard silver, to deposit the
same with the Treasurer, or any assistant treasurer, of the United
States, in sums not less than ten dollars, and receive therefor certificates
of not less than ten dollars each, corresponding with the denominations of the United States notes. It required that the coin deposited,
or representing the certificates, should be retained in the Treasury for
the payment of the same on demand, and that said certificates should be
receivable for customs, taxes, and all public dues, and also authorized
their reissue. This act did not authorize their use as clearing-house
certificates, nor make them available as reserve for the national banks.
The act of July 12, 1882, authorized and directed the Secretary of the
Treasury to receive deposits of gold coin in denominations of not less
than $20 each, corresponding with the denominations of United States




XLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY

notes. The coin deposited for the certificates is required to be retained
for the payment of the same on demand, aud these certificates, and also
silver certificates, are authorized to be counted as part of the lawful
reserve of the national banks.
The act also provides that—
Xo national banking association shall be a member of any clearing house in which
such certificates shall not be receivable iu the settlement of clearing-house balances.

The amount of silver certificates outstanding on November 1 was
$05,620,450. The amount of gold certificates which had been issued
under this act on November 1, 1S82, was $21,790,000.
STATE BANKS, TRUST COMPANIES, AND SAVINGS BANKS.

The act of Congress of February 19, 1873, section 333 of the United
States Kevised Statutes, requires the Comptroller to obtain from authentic sources, and report to Congress, statements, exhibiting under
appropriate heads, the resources and liabilities of such banks and savings banks as are organized under the laws of the several States and
Territories. In compliance with this act, he has presented annually in
the appendices to his reports, the resources and liabilities of these corporations, so far as it has been possible to obtain them. Through the
courtesy of State officers, returns of State banks, savings banks, and
trust and loan companies have, during the past year, been received from
twenty-three States. Many of the States and Territories, including
Illinois, Kansas, Nebraska, Dakota, Oregon, Virginia, and Tennessee
do not require periodical returns of the condition of the different classes
of banks organized under their laws.
From these returns, the following abstract has been compiled, showing the resources and liabilities of State banks and trust companies for
the last three years, the number reporting in 1880 being 650; in 1881,
683, and in 1882, 704.
1882.

1880.

704 b a n k s .

050 banks.

683 banks.

$281, 496, 731
5!17, 699
252, 182
601, 792
340, 345
489, 086
374, 037
979, 492
176, 592
905, 977
51 500, 226

$352, 725. 986
1, 407, 095
27 680, 025
42, 330, 957
54, 662, 829
21, 396, 772
941,741
136, 427
900, 762
925, 628
391, 317

$404. 574, 420
i; 373, 116
25, 673, 984
45, 658, 783
57, 973, 718
19, 915, 682
13, 685, 205
1,193, 345
18, 546, 073
17, 902, 760
27, 322, 912

481, 774,159

^75, 500,139

633, 819, 998

109, 318, 451
283, 308
25, 008, 431
10, 774, 731
486, 094
298, 759, 619
18,613, 336
18, 530,189

112, 111,325
274, 941
27, 857, 976
12, 237, 320
576, 413
373, 032, 632
19, 105, 664
30, 303, 868

113, 361, 931
286, 391
31, 504, 352
14, 758, 438
577, 419
426, 677, 092
18, 409, 351
28, 245, 024

481,774,159 : 575.500,139

633,819,998

RESOURCES.
Loans and discounts .
•Overdrafts
United States bonds
Other stocks, bonds,
Due t'rom banks
Rea) estate
•Other assets
Exp
Cash items
.
Specie
Legal-tenders, bank notes, &c.
Total
LIABILITIES.
Capital stock
-Circulation
Surplus fund
Undivided profits .
Dividends unpaid .
Deposits
Due to banks
O t h e r liabilities . . .
Total




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLV

The foregoing table was prepared from returns from all the New England States, except Maine; from four Middle States, not including:
Delaware, and from all the Western States, excepting Illinois, Kansas,
and Nebraska. The only Southern States from which reports have
been received were South Carolina, Georgia, Louisiana, Texas, and
Kentucky. The only Pacific State is California. There no are State
banks in Maine, but one in New Hampshire, six in Vermont, and none
in Massachusetts. There are, however, six trust and loan companies in
the latter State, one in Ehode Island, and seven in Connecticut.
SAVINGS BANKS.

The following table exhibits the aggregate resources and liabilities of
629 savings banks in 1880, 1881, a*nd 1882 :
1880.

1881.

1882.

RESOURCES.

Loaas on real estate
Loans on persona] and collateral security
United States bonds
State, municipal, and other bonds and stocks..
Bailroad bonds and stocks
Bank stock
Heal estate
Other assets
Expenses
Due from banks
Cash
Total

$315, 273,232 $307, 096,158
70,175, 090
95, 817, 641
187, 413, 220 210, 845, 514
150,440, 359 159, 819, 942
20, 705, 378
27, 069, 048
32, 225, 923
33, 249, 203
39, 038, 502 41, 987, 674
27, 053,452
37,408,163
216, 423
135, 572
22, 063, 091
40, 603, 641
17, 072, 680 13,758,106
881, 677, 350

$307, 089, 227
128, 483, 698
237, 786, 442
206, 291, 27*
32, 994, 578
35, 365, 717
39, 882,429
11, 047, 346.
132, 204
38, 977,135
14, 932, 015

967, 790, 662 1, 052, 982, 065

LIABILITIES.

Deposits
Surplus fund
Undivided profits
Other liabilities
Total

819,106,973 891, 961,142
51, 226,472
60, 289, 905
4, 740, 861 10, 325, 800
6, 603, 044
5, 213, 815
881, 677, 350

966, 797, 081
69, 454, 512
11,136,219
5, 594, 253

967, 790, 662 1, 052, 982, 065-

The foregoing table includes the returns from the six New England
States, from four Middle States, not including Delaware, from the States
of Ohio, Indiana, California, and the District of Columbia. The aggregate of loans in the New England States is $252,010,803, and of
deposits, $430,233,402. In the Middle States the aggregate of loans is
$145,099,593, and of deposits, $469,058,085.
Some of the largest savings banks in the city of Philadelphia, organized under old charters, are not required to make reports to any State
officer. Eeturns received directly from four of these banks, having deposits amounting to $29,913,605, are included in the returns from the
State of Pennsylvania.
The savings-banks deposits, given in the foregoing table for 1882,
based upon reports made to State authorities, are $966,797,081, and the
deposits of the State banks and trust companies were $426,677,092.
These returns do not include bank deposits. The deposits of the
national banks on October 3, 1882, exclusive of those due to banks,
were $1,138,071,777. These deposits of the national banks bear to those
of the savings banks the proportion, nearly, of 55 to 45 ; to those of the
State banks and trust companies the proportion of 73 to 27; and to the
combined deposits of both, the proportion of 45 to 55.
The total population of New England, according to the census of 1880,.




XLVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

was 4,010,529, and the number of open-deposit accounts of the savings
"banks in the year 1882 is 1,294,859, which is equal to 32.3 accounts to
each one hundred of the entire population. The average amount of
«ach account is $332.26, and if the total deposits were divided among
the entire population, the average sum of $107.27 could be given to each
individual.
The deposits of the savings banks in the State of New York were
4387,832,893, while the population is 5,082,871, showing that an equal
distribution of the savings-banks deposits among the entire population
of the State would give $76.30 to each individual. Tables showing the
aggregate resources and liabilities of State banks, trust companies, and
savings banks in each State, from which returns have been received
from the State authorities appear in the Appendix.
A table is also there given showing by States the number of savingsbank depositors and the average amount due to each in 1881 and 1882.
PRIVATE BANKERS.

In the Appendix will be found three comprehensive tables of two
pages each, giving by geographical divisions, and by States, Territories,
and principal cities, the number of State banks, savings banks, trust
-and loan companies, and private bankers of the country, for the present
and two previous years, together with the amount of their capital and
deposits, and the amount of their capital invested by them in United
States bonds. The first official information of this character ever published in regard to the private bankers of the country was contained in
a, table in the Comptroller's report for 1880. The following information
in reference to the private bankers in sixteen of the principal cities has
been compiled from the table in the Appendix for the year 1882:
Cities.

<Boston
N e w York City.
Albany
Philadelphia
Pittsburgh
^Baltimore
'Washington
N e w Orleans
Louisville
Cincinnati
•Cleveland
Chicago
Detroit
Milwaukee
Saint Louis
San F r a n c i s c o . . .

Totals .

Number
of banks.

Invested in
United States
bonds.

Capital.

Deposits.

64
536
3
50
10
35
8
10
3
11
5
27
7
4
11
12

$6, 088, 250
51, 654,464
91, 000
040, 877
785, 754
104, 268
408,517
71, 000
180, 500
686,994
77, 000
604, 618
161, 541
160, 000
295, 351
2, 030, 465

$5, 980, 391
56, 364, 207
85, 767
6, 097, 791
3, 278, 514
2, 942, 892
4, 338, 716
1,082
709, 290
2, 869, 514
1, 599, 202
10, 916, 243
1, 095, 923
2, 352, 465
246, 285
10, 863, 554

$871, 395
7, 846, 422

796 :

74,440,599

109,741, 746

10, 016, 206

77, 738
54, 712
177,107
326, 634
203, 858
14, 210
235, 787
5,750
3,812
45, 825
152, 956

The total number of private bankers in the foregoing cities is 796,
with an aggregate capital of $74,440,599, and aggregate deposits of
$109,741,746; the average capital being $93,518, and the average deposits $137,867. About 68 per cent, of these private banks are located
"in New York City, representing more than two-thirds of the aggregate
capital and over one-half of the aggregate deposits. In the city of New
York the average amount of capital is $96,370 and deposits $105,157
for each private banker; and the bankers in that city also held $7,846,422
of United States bonds, or nearly one-half of the amount of such bonds
lield by all of the private bankers of the country.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLVII

The following table gives similar information for tlie thirty-three States
and Territories, exclusive of the cities in the above table, having an
amount of capital in excess of $100,000. In this table the number of
private bankers is 2,530; the aggregate amount of capital, $39,287,623,
and of deposits $181,970,664, the average capital being $15,529, and the
average deposits $7i,925.
States and Territories.

Pennsylvania...
Ohio
Iowa
Illinois
Indiana
Texas
New York
Kansas
Michigan
Missouri
Minnesota
Nebraska
Oregon
Wisconsin
Kentucky
Colorado
Alabama
Montana
^Georgia
Connecticut
"Washington
Rhode Island. -.
Virginia
Dakota
Mississippi
•California
Utah
Nevada
Wyoming
Sontu Carolina
Arkansas
Louisiana
Florida
Totals .

i No, of
j banks.
203
221
315
297
118
123
162
164
149
89
109
126
17
85
25
48
23
15
30
16
15
8
19
61
10
25
9
7
5
8
16
3
9

Deposits.
$4, 295, 918 $24, 780,177
4, 294, 085 23, 709, 057
4,186, 651
16, 703, 267
3, 735, 378 24, 328,452
3, 286, 507 14, 069, 359
7, 224, 606
2, 708, 364
1, 753, 420 15,152,959
1, 633, 919
5, 046, 452
1, 407, 597
6, 930, 293
1, 263, 396
6, 961, 756
992, 068
4,486,316
931, 366
3, 046, 989
863, 367
2, 370, 681
780, 952
4, 317, 066
662, 368
2, 779,621
629, 939
2,469,192
576,175
1, 792, 676
1, 434, 947
570, 858
951, 645
561, 667
2, 018, 460
477,158
418, 657
1, 008, 857
412, 496
553,489
410, 590
2, 378, 429
392, 789
810, 324
1, 017, 893
372. 537
352; 006
1, 309, 128
1. 259, 082
278, 464
' 779, 656
215,445
193, 426
772, 078
189, 577
63, 432
529,125
176, 676
80, 235
132, 286
834,965
131, 521

2,530 I 39,287,623

181, 970, 664

Invested in
U. S. bonds.
$227,954
784, 737
321, 310
634, 845
706, 965
11,175
493, 976
435, 531
147, 207
218, 696
18,413
38, 237
265, 250
69, 816
21, 083
1,500
500
6,000
7,571
2,500
52, 983
40, 000
36, 907
47, 755
100, 000
62,941

4, 753, 852

The remaining thirteen States and Territories, not enumerated in
the above table, contain 65 private bankers, with an aggregate capital
of $527,670, and aggregate deposits of $3,909,750. Massachusetts has
only three private bankers, outside the city of Boston, with an aggregate capital of $64,167, and aggregate deposits of $618,206. Maryland
has but two private bankers outside of the city of Baltimore. The
State of Maine has ten private bankers, North Carolina but four, New
Hampshire two, New Jersey four, Delaware and Vermont only one each,
and Arizona eleven. The average amount of capital held by each of
these 65 private bankers is $8,511, and of deposits $63,060.
The following table shows, by geographical divisions, the number of
private bankers in the United States, with the aggregate amount of
their capital, deposits, and investments in United States bonds, for the
six months ending May 31, 1882:
Geographical divisions.
New England States
MiddleStates
Southern States
Western States and Territories
United States




No. of
banks.
104
1,014
293
I 1, 980
3,391

Capital.

Deposits.

$7,130,196
62, 193, 765
6, 369, 701
38, 552, 230

$9, 417, 712
113, 079, 792
19, 981, 042
153,143, 614

114, 255, 892 | 295, 622,160 |

Invested in
United States
bonds.
$981, 371
9, 204, 616
227,131
4, 457, 627
14, 870, 745

XLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

The table below is a recapitulation of the foregoing, showing by groups
the aggregates for the bankers in the sixteen principal cities, in the
thirty-three States and Territories having a private banking capital in
excess of $100,000, and in the thirteen remaining States and Territories*
for the last year:
RECAPITULATION.
K"o. of
banks.
Principal cities
Principal States and Territories
Remaining States and Territories

!
796
; 2,530
65
3,391

United States.

Capital.

Deposits.

Invested in
United Statesbonds.

$74, 440, 599 ' $109, 741, 746
39,287,623 j 181,970,664
527,670 !
3,909,750

S10, 016, 206.
4, 753, 852
100, 687

114, 255, 892

14, 870, 745-

295, 622,160

SECURITY FOR CIRCULATING- NOTES.

During previous years there have been many changes in the classes
of United States bonds held by the national banks as security for their
circulation, owing to the payment or refunding or extension of the different issues of five and six per cent, bonds bearing interest at four and
one-half, four, three and one-half, and three per cent. During the present year 259 millions of three and one-half per cent, bonds, held by
the banks, which were extended from five or six per cent, bonds in the
year 1881, have been changed into three per cent, bonds. The amount
of United States bonds held by the Treasurer as security for the circulating notes of the national banks on the first day of November, 1882,
is exhibited in the following table:
Class of bonds.

Authorizing act.

Funded loan of 1881 (5's, interest ceased) • July 14, 1870, and January 20, 1871.
Funded loan of 1891
'.. do
Funded loan of 1907
:;.-do
Loan of July and August continued
July 17 and August 5,1861
Loan of 1863 continued (81's)
! March 3, 1863
Funded loan of 1881 continued
i July 14, 1870, and January 20, 1871.
Fundedloanof July 12,1882
July 12, 1882
Pacific Railway bonds
July 1, 1862, and July 2,1864
Total.

Rate of
interest.
Per cent

Amount.
$15, 00O
33, 754, 650
104, 927, 509
749, 50O
1, 351, 700
38, 505, 750
179, 675, 550
3, 526, 00»
362, 585, 650

During the year 1871, and previous thereto, a large portion of the
bonds bore interest at the rate of six per cent., and until the year 1877
all of the bonds bore interest at either five or six per cent. The five
or six per cent, bonds, in the year 1881, entirely disappeared from the
list of these securities, with the exception of three and a half million
of Pacific sixes.
At the present time more than eleven per cent, of the amount, pledged
for circulation, consists of bonds bearing interest at three and a half per
cent, only, and nearly fifty per cent, of them bear interest at three per
cent., and the remainder, with the exception of three and one-half
millions of Pacifies, bear interest at the rate of four and four and a
half per cent.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLIX

COUNTERFEIT AND UNSIGNED NATIONAL-BANK NOTES.

Section 5 of the act of June 30, 1876, provides—
That all United States officers, charged "with the receipt or disbursement of public
moneys, and all officers of national banks, shall stamp or write in plain letters the word
"counterfeit," "altered" or "worthless," upon all fraudulent notes issued in the form
of, and intended to circulate as money, which shall be presented at their place of
business, aud if such, officers shall wrongfully stamp any genuine note of the United
States, or of the national banks, they shall, upon presentation, redeem such notes at
the face value thereof.

This section makes it the duty, not only of every officer of the United
States charged with the receipt or disbursement of public moneys, but
also of all officers of the national banks, to stamp every fraudulent note
which shall be presented at their counters, in such a manner as shall
thereafter prevent its circulation.
There is no doubt that there has been great neglect on the part of
national bank officers to comply with this law. The number of counterfeit national bank notes which have been issued is very small in proportion to the number issued previous to the establishment'of the national banking system, but the number in circulation has largely
increased during the last few years, probably owing to the fact that the
bank notes which are presented at the counters of the banks, and which
are known to be fraudulent, are not immediately stamped " counterfeit,"
" altered," or " worthless," as required by law. If a genuine note is
wrongfully stamped, the officer thus stamping it can immediately obtain a genuine note in exchange by forwarding the same to the Treasurer for redemption, so that there is no risk whatever on the part of
the officers of national banks, even if they should wrongfully stamp a
genuine note.
Section 5172 of the Revised Statutes provides that national bank
notes shall express upon their face the promise of the association issuing the same to pay on demand, attested by the signatures of the president or vice-president and cashier, and section 5182 of the Bevised
Statutes provides, that after any association receiving circulating notes
has caused its promise to pay such notes on demand to be signed by the
president or vice-president and cashier thereof, in such manner as to
make them obligatory promissory notes, payable on demand at its place
of business, such association may issue and circulate the same as money.
There can be no doubt as to the meaning and intention of these sections. The law requires that national bank notes shall be signed by the
president or vice-president and cashier, before they are placed in circulation, and every bank issuing notes, not thus signed by these officers,
subjects itself to a forfeiture of its charter. Notwithstanding this plain
provision of law, various banks have issued their notes with printed
signatures, and in some cases with lithographic signatures, which are so
badly executed as to excite suspicion as to the genuineness of the notes.
The written signature of the officers of the bank are necessary as an.
additional precaution against counterfeiting. The signature of at least
one bank officer is necessary as a check between this office and the
issuing bank, for if the question of an overissue of notes should arise,
the signature of such officer would, without question, determine the
genuineness of the note.
A bill is now pending in Congress, imposing a fine of twenty dollars
for every circulating note issued by any national bank without the
written signature thereon of at least one of its officers.
National bank notes, with new designs, are now being rapidly issued
Cc
iv




L

REPORT OF THE COMPTROLLER OF THE CURRENCY.

to banks whose corporate existence lias been extended, aud to other
national banks which are being organized, and it is important that
these new notes should not be issued unless signed by the officers in
accordance with law. The Comptroller respectfully repeats his previous recommendations for the passage of the act referred to, which
act should also impose a penalty upon any engraver or lithographer
who shall print the signature of bank officers upon such notes.
TAXATION.

In previous reports the repeal of the law imposing a tax upon bank
capital and deposits, and of the two cent stamp tax on checks, has been
recommended as a measureof justice to the banks, and as a benefit to the
people, and to the manufacturing and commercial interests of the country. During the last session of Congress a bill including a provision
for repealing these taxes was passed by the House by a vote of 127 to 79.
The debate in the Senate, as well as some votes on preliminary questions, showed that if a vote upon the bill had been reached it would
have become a law. The force of the reasons heretofore urged for the
repeal of these taxes is as great as ever. The revenue still continues in
excess of the amount required for the expenses of the government, including interest on the public debt which is being rapidly reduced; and
the taxes imposed upon banking capital by the government, State, and
municipal authorities are larger than during any previous year. The
Comptroller presents, herewith, a table which gives, for the year 1881,
the amount of the banking capital invested in national banks, and the
amount and rates of United States and State taxes paid by the national
banks in every State and principal city in the Union.
Ratios to capital.

Amount of taxew.
States ami Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island.. •
Connecticut

Capital.*

$10, 394, 806
5,835,442
8, 073,115
• 45, 340, 820
50, 862,191
19, 968, 874
25, 539,720

New England States. 166,014,968

New York
New York City ..
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia .
Washington
Middle States

$129,324
73,493

92,045
601,953
883,716
216,910
325,760

$226, 648
98, 848
125, 796
856, 031
903, 444
280, 812
419, 701

1'er ct. 1'er ct.
1.2
2.2
1.3
1.7
1.1
1.6
1.3
1.9
1.7
1.8
1.1
1.4
1.6
1.3

2,323,201 : 2,911,280 ! 5,234,481 i

33,037,003
605,458
573,679 ! 1,179,137
51,045,869
1, 697, 0fl3 1,757,982 : 3,454,985
1, 800, 000
62,851 I
49,058
111,909
32,913,077 ,
239,020 I
229,874
468,894
518,798
29,305,142
186, 981
705,779
442,913 i 129, 368
17, 358, 000
572, 281
176,312
9, 850, 000
78, 838
255,150
1,743,985
2,866
31,820
34, 686
2,396,849
43,351
36, 256
79, 607
11,136,997
167, 350
175, 356
342, 706
252, 000
5,100
255
5, 355
1,125, 000
18,193
4,261
22, 454
i 171,963,922 : 4,008,169 | 3,224,774

Virginia
' 2,978,995;
66,749 ,
West Virginia
: 1,750,470:
26,262
North Carolina
i 2,501,000
35,142
South Carolina
1,871,679
31,748
Georgia
2,250,946
33,744
Florida
100,000
2,535
*The capital of the banks that reported State, county,
is $456,579,431.




$355, 972
172, 341
217, 841
1,457,984
1, 787,160
497, 722
745,461 :

1. 4 j
1.8
3.3
3.5
1.9
1.8
2.6
1.8
1.8
1.8
1.5
2.0 !
1.6

•er ct.
3.4
3.0
2.7
3.2
3.5
2.5
2.9

1.8

3.2

1.8
3.5
2.7
1.9
0.6
0.7
0.8
0.2
1.5
1.6
0.1
0.4

3.6
6.8
6.2
3.8
2.4
3.3
2.6
2.0
3.3
3.1
2.1
2.0

7, 232,943

59,540
126,289
32,560
58,822
34,039
69,181
44,607
76,355
38,838
72,582
1,035
3,570
and municipal taxes on

4.2
1.5
3. 3
1.8
1.4
1.4
2.8
2.4
1.7
4.1
1.8
1.5
3.3
2.1
2.5
4.6
stock and real estate

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Ratios to capital.

Amount of taxes.
Capita!.

States ami Territories.

Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States

$1,518,000
2,875,000
1,430,769
205,000
7,303, 824
3,151, 500
3, 321,239
j 31,258,422'

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
AYisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis - Kansas
Nebraska
Colorado
Nevada
California
San .Francisco.
Oregon
Dakota
Idaho
Montana
New Mexico
"Utah..
Washington
"Wyoming

19,158,781 i
5, 732, 633 |
3,700,000 :
13,025,842 I
10,914,614
4,250,000
7,348,556
2,114,298
2,419,721
650,000
5,999,645
5, 062, 546
1, 534,184
2,725,000 ,
925, 000 I
880,924
1,185,702
62, 500
1,780,788
1,500,000
250,000
554,909
100,000
225,815
400,000
200,000
200,000 '
202,831

United
States.

f\ State, i Total.

Total.

State.

Per et. Per et. I Per et.
1.3
1.1 i
2.4
2.4
0.3
2.7
1.9
1.5
3.4
2.2
1.6 !
3.8
1.4 I
0.6
2.0
1.7
2.5
2.0
4.1

$19,814
67,698
27,247
4,506
101, 520
54,544
66, 700 |

$16, 285
7,092
15, 998
3,237 :
47,970
24,891 |
62, 903

$36, 099
74,790
43, 245
7,743
149, 490
79,435
129,603

538,209:

388,995

927,204

1.7

1.3

3.0

334,242
131,973
57,583
222,220 i
234,657 I
252,349
126,613
52, 468
56,338 !
29,794
123, 069
95,716
31,156 ;
68,120
20, 967 !
32, 911
57, 329
992

361,143
104,151
57,816
265,197
196, 960
109,763
131,511

695,385
236,124
115, 399 ,
487,417
431,617
362,112
258,124
90,357
103,115
45,398
237,719
183,014 :
62,978
138,365
45,175
55,150
86,468
2,042
43,553
18,764
15, 235
27, 012
4,987
14, 060
13,219
9,173
5,221

1.7
2.3
1.6
1.7
2.1
5.9
1.7
2.5
2.3
4.6
2.1
1.9
2.0
2.5
2.3
3.7
4.8
1.6
1.8
1.2
4.4
2.0
1.9
3.8
2.0
2.8
1.6
2.1

1.9
1.9
1.6 !
2.0 !
1.8
2.6 i
1.8
1.8
2.0
2.4
2.0
1.8
2.3
2.7
2.8
2.5
2.9 :
1.7
0.6
0.1
1.7
3.1
3.0 !
2.7
1.3
1.8 '
1.4 ]
2.1:

3.6
4.2
3.2
3.7
3.9
8.5
3.5
4.3
4.3
7.0
4.1
3.7
4.3
5.2
5.1
6.2
7.7
3.3
2.4
1.3
6.1
5.1
4.9
6.5
3.3
4.6
3.0
4.2

2. 2

1.9 i

4.1

32, 289

18,661
10,985
10,999 '
1,940
8,590
8, 149
5,573
3,151 ,
4,179

37,889 '
46,777

15, 604
114, 650
87, 298
31, 822
70,245
24,208
22,239
29,139
1,050
11, 264
103
4,250
16,013
3,047
5,470
5,070
3,600
2, 070
3,090

Western States and I
Territories
! 93,104,289 j 2,033,013 I 1,761,439 ! 3,794,452
United States

LI

| 462,341,601 ! 8,902,592 ! 8,286,488 | 17,189,080

3.7

Similar tables for the years 1867 and 1869, and for the years 1871 to
1880, inclusive, may be found in the Appendix.
The following condensed table shows for the years 1879,1880, and 1881
the amount of these taxes paid by banks located in each geographical
division of the country:
1879.

Eatios to capital.

Amount of taxes.
Geographical divisions,

j

Capital.
United
States.

State.

Total.

[United
! States. State.

New England States
$165, 032,512 $1,942,209 $2, 532, 004 $4, 474,213
Middle States
' 170,431,205 3,190,113 2, 936, 269 6,126, 382 !
Southern States
! 30,555,018
425, 997
383, 927 I 809,924
"Western States and Terr's. j 90,949,769 1, 457, 812 1, 751,032 3,208,844
"United States




j 456, 968,504

7, 016,131

7, 603, 232

14, 619, 363 ;

Total.

1.2
1.9
1.4
1.6

1.5
1.7
1.3
2.0

2.7
3.6
2.7
3.6

1. 5

1. 7

3.2

LII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
1880.

Ratios of capital.

Amouiit of taxos.

Geographical divisions.

Capital.

United
States.

New England States
Middle States

$165, 680, 256
170, 781,946
30,829,178
89, 975,165
Western States and Terr's

United States

Total.

United State.
States.

Tota!.

921
245
613
324

$2, 886, 916 | 5 , 077, 837
2, 927, 948
6, 625,193
403,092
882,705
1,658,866 ; 3,409,190

1.3
2.2
1.6
1.9

1.8
1.8
1.4
2.0

3.1
4.0
3.0
3.9

8,118,103

7, 876, 822 , 15, 994, 925

1.8

1.8

3. (

$2, 323,201
4, 008,169
538, 209
2, 033, 013

$2, 911, 280 I $5, 234, 481
3,224,774
7,232,943
388,995 1
927,204
1,761,439 j 3,794,452

1,4
2.3
1.7
2.2

' 1.8
1.9
1.3
1.9

4.2
3.0
4.1

8, 902, 592

8, 286, 488 j 17,189, 080

1.9

1.8

3.7

$2,190,
3, 697,
479,
1, 750,

457,266, 545

1881

#
Mew England States
Middle States

$166, 014, 968
171, 963,922
31,258,422
"Western States and Terr's. 93,104,289

United States

State.

462,341, 601

q O
o. 6

It will be seen that the per centage of State taxation during the year
1881 varies from 1.3 per cent, in the Southern States to 1.9 per cent, in
the Middle and Western States, and that the average percentage
throughout the United States remains the same as it was during the
year 1880, but has increased one-tenth of one per cent, as compared with
that paid during the year 1879. The total of United States and State
taxes paid by national banks to capital is 3.7 per cent, during the year
1881, having increased one-tenth of one per cent, over those paid in
1880, and one-half of one per cent, over those paid during the year 1879.
The rates of United States taxation are the same in all sections of
the country. The inequality in the percentages of United States taxes
to capital arises from the fact that while the United States tax is imposed on the three items of capital, deposits, and circulation, the percentages given in the tables are those of the total tax derived from
these three sources to capital only. "Where the deposits are large
in proportion to capital, the proportion of the United States tax, as
measured by capital, appears greater. The first table given below
shows the percentages to capital of taxation paid by the banks in the
principal cities of the country. Particular attention is called to the
inequality in State taxation shown by it. The second table gives the
States in which the taxes, United States and State, are most excessive.
1879.
Cities.

Boston
New York...
Albany
Philadelphia
Pittsburgh..
Baltimore
Washington.
New Orleans
Louisville...
Cincinnati
Cleveland...
Chicago
Detroit
Milwaukee..
Saint Louis..
Saint P a u l . . .




1880.

1881.

United State.
States.

United
Total. States. State.

Total. United State.
States.

Total.

Per ct. Perct

Per ct. Per ct. Per ct. Per ct. Per ct. Perct
1.6
1.9
3.5
1.8
2.6
1.7
2.9
3.5
5.5
3.1
6.0
3.3
5.4
3.2
3.1
6.3
3.5
2.7
2.8
2.4
0.7
2.6
0.7
3.1
2.0
1.7
0.7
2.4
1.8
0.8
2.5
1.5
1.6
1.4
1.5
2.9
1.8
1.5
0.4
1.9
1.6
0.4
2.2
0.3
2.0
0.2
2.2
2.4
2.1
0.8
1.7
0.6
2.3
1.7
4.3
2.3
4.6
2.3
1.9
2.3
3.3
1.6
1.6
1.4
1.6
3.0
5.8 1 4.8
2,6
2.5
7.3
5.9
4.0
2.5
1.8
2.2
1.7
3.9
5.3
3.0
4.6
2.4
4.0
7.0
3.9
2.5
2.7
2.4
2.5
4.9
3.0
3.5
1.4
2.1
1.7
1.8

Per ct.

1.3
2.6
2.9
2.1
1.4
.2
.4
1.7
1.5
1.9
1.3
3.4
1.8
2.8
1.8
1.5

1.3
2.9
2.5
0.7
0.6
1.3
0.4
0.5
0.6
2.4
2.0
2.4
2.2
2.5
2.1
1.5

3.5
6.8
6.2
3.3
2.6
3.1
2.0
2.7
2.5
4.2
3.2
8.5
4.3
7.0
5.2
3.5

REPORT OF THE COMPTROLLER OF THE CURRENCY.
1879.

States.

! United
I States.
' Per ct.
1.5
1.5
1.4
1.4
1.5
1.6
2.1
2.6
1.2
1.7

Kew York

New Jersey - - Ohio
Indiana
Illinois
"Wisconsin
Kansas
Nebraska
South Carolina
Tennessee

1880.

LIII

1881.

United,'
United
State. I Total. States. State. ! Total. States. • State.

Total.

| Per ct. i Per ct. I Per ct. ' Per et. Per el. | Per ct. Per ct. : Per ct.
3.5
1.9
3.6
1.8
1.8
3.6
2.0
1.7
3.3
1.9
3.6
1.9 :
3.8
1.8 i
1.7
1.9 :
3.4
1.9
3. 5 |
1.9
3.0
i
2.0
1.6
1.7
3. S
3.8
2.0 i
3.7
I
1.6
2.2
1.7
3.3
3.7
1.8
3.9
1.9
1.8
2.1
L8 i
3.4
3.9 j
2.0 !
4.3
i
2.0
1.9
2.3
1.8
4.8
4.5
2.8
5.1
I
2.3
2.2
2.7
2.3 :
5.2
5.8
2.5 ;
6.2
3.3
2.5 I
2.6
3.7 i
3.2
3.9 !
2.4
4.1
1.4
2.5
2.0
1.7
3.5
4.6 I
2.1
4.1
1.9
2.7
2.0
1.8

The uniform rates of United States taxes are annually one per cent,
upon their notes in circulation; one-half of one per cent, upon their deposits, and the same rate upon the average amount of their capital, in
excess of that invested by them in United States bonds. These taxes
are paid semi-annually by the national banks to the Treasurer of the
United States, and subject the government to no expense for their collection.
The whole cost of the national banking system to the government,
from the date of its establishment in 1883, has been $5,366,908; on the
other hand, the government has, in about twenty years, collected taxes
upon the capital, circulation, and deposits of national banks at the rates
heretofore specified, amounting, as may be seen by the following table,
to $118,005,706.25:
Tears.
1864
1865
1866
.
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877... .
1878
1879 . .
1880
1881
1882

..
-

..

.
.

O n circulation.
$53,193 32
733, 247 59
2,106, 785 30
2, 868, 636 78
2, 946, 343 07
2, 957, 416 73
2, 949, 744 13
2, 987, 021 69
. ... 3,193, 570 03
3, 353,186 13
3, 404, 483 11
.
3, 283,450 89
3, 091, 795 76
2, 900, 957 63
. . .
2, 948, 047 08
3,009, 647 16
3,153, 635 63
3,121, 374 33
3,190, 981 98

O n deposits.
$95,911 87
1, 087, 530 86
2, 633,102 77
2, 650,180 09
2, 564,143 44
2, 614, 553 58
2, 614, 767 61
2, 802, 840 85
3,120, 984 37
3,196, 569 29
3, 209, 967 72
3,514, 265 39
3, 505,129 64
3, 451, 965 38
3, 273, 111 74
3, 309, 668 90
4, 058,710 61
4, 940, 945 12
5, 521, 927 47

52, 253, 518 24 58,166, 276 70

O n capital.
$18,432 07
133,251 15
406, 947 74
321, 881 36
300,781 67
312, 918 68
375,962 26
385,292 13
389, 356 27
454, 891 51
469, 048 02
507,417 76
632,296 16
660, 784 90
560, 296 83
401, 920 61
379, 424 19
431 233 10
437,774 90

Total.
$167, 537 26
1, 954, 029 60
5,146, 835 81
5, 840, 698 23
5, 817, 268 18
5, 884, 888 99
5, 940, 474 00
6,175,154 67
6, 703, 910 67
7, 004,646 93
7, 083, 498 85
7, 305,131 04
7, 229,221 56
7, 013, 707 81
6, 781, 455 65
6, 721, 236 67
7, 591, 770 43
8 493 552 55
9,150, 684 35

7, 585, 911 31 118,005,706 25

The tax imposed upon banks other than national is collected by the
Commissioner of Internal Eevenue. The rates upon ctipital and deposits are the same as in the case of the national banks. A tax of
ten per cent, is imposed, under section 3412 of the Revised Statutes,
on the use, in payments, of notes issued by any banks other than
national. This tax has the effect of preventing the issue of circulating
notes by State banks. The table below gives the taxes collected annually
by the Commissioner of Internal Eevenue during the years from 1864 to




LIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

18S2, inclusive, showiug the whole amount paid during that period by
banks, other than national, to have been $66,793,930.
Ou circulation.

Years.
1864
1865
1866
1867
1868
1869

j
1
1
!

1870

1871.
1872.
1873.
1874.
1875.
1876.
1877.
1878.
1879.
'1880.
1881.
1882.

O n ilrposits.

$2,056,996 30
1,993,661 84
990, 278 11
214, 298 75
28, 669 88
16, 565 05
15, 419 94
22,781 92
8, 919 82
24, 778 62
16, 738 26
22, 746 27
17, 947 67
5,430 16
1,118 72
13, 903 29
28, 773 37
4,295
4.285 77

"
I

Aggregates.

$780,723 52
2, 043, 841 08
•i, 099, 635 83
1, 355, 395 98
1, 438, 512 77
1,734,417 63
2,177, 576 46
2, 702,196 84
3, 643, 251 71
3, 009, 302 79
3, 453, 544 26
2, 972, 260 27
2, 999, 530 75
2, 896, 637 93
2, 593, 687 29
2, 354, 911 74
2, 510, 775 43
2, 946, 906 64
4, 096,102 45

O n capital.

$903, 367 98
374, 074 11
476, 867 73
399,562 90
445, 071 49
827, 087 21
919, 262 77
976, 057 61
736, 950 05
916, 878 15
1,102,241 58
989, 219 61
927, 661 24
897, 225 84
'830,068 56
811,436 48
811,006 35
1,153, 070 25

Totals.
$2, 837, 71982
4, 940, 87090
3,463, 98805
2, 046, 56246
1, 866, 74555
2,196, 05417
3, 020, 08361
3, 644, 24153
4, 628, 22914
3, 771, 03146
3, 387,160 67
4, 097, 24812
4, 006, 69803
3, 829,729 33
3, 492, 03185
3,198,883 59
3, 350, 98528
3, 762, 20807
5, 253,458 47

5, 487, 608 82 46, 809, 211 37 ! 14, 497,109 91 ! 66, 793, 930 10

The following table exhibits the taxes, both national and State, paid
by the national banks during each of the sixteen years preceding 1882,
and the proportion of such taxes to capital.
' Ratio of tax to capital.

Amount of taxes.
Years.

Capital stock.
United States. '•

1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881

:
,

;

i
'
i
:
!
i

$410, 593, 435
422, 804, 666
480,143,491
419,619,860
429, 314, 041
451,994,133
472,956,958
488,778,418
493,751,679
503,687,911
501,788,079
485,250,694
471,064,238
450,968,504
457,266,545
462,341,601

$7,949,451
9,525,607 i
9,465,652 i
10,081,244 !
10; 190, 682 !
!
10,649,895
6,703,910 i
7,004,646
7, 256, 0X3
7,317,531
7, 076, 087
6,902,573
6,727,232
7,016,131 :
8,118,103 i
8, 902, 592

State.
$8, 069, 938
8, 813,127
8, 757, 656
7, 297, 096
7, 465, 675
7, 860, 078
8, 343,772
8, 499, 748
9, 620, 326
10, 058,122
9, 701, 732
8, 829, 304
8, 056, 533
7, 603, 232
7, 876, 822
8,286, 488

Total.
$16, 019, 389
18, 338, 734
18, 223,308
17, 378, 340
17,656,357
18, 509, 973
15, 047, 682
15, 504, 394
16, 876, 409
17, 375,653
16, 777, 819
15, 731, 877
14,783,765
14, 619, 363
15, 994, 925
17,189, 080

• United
:
States. State.

Total.

Per ct. Per ct. Per ct.
1.9
2.0
3.9
2.2
2.1
4.3
2.2
2.1
4.3
2.4
1.7
4.1
2.4
1.7
4.1
2.4
1.7
4.1
1.4
1.8
3.2
1.4
1.8
3.2
1.5
2.0
3.5
1.5
2.0
3.5
1.4
2.0
3.4
1.4
1.9
3.3
1.4
1.7
3.1
1.5
1.7
3.2
1.8
3.6
' 1.8
1.8
3.7
1.9

This table shows that the percentages to capital of taxes have never
been less than three per cent, annually, and that during the last four
years given there has been an increase in the rate from 3.1 per cent, to
3.7 per cent. It is probable that the rates of State taxation paid by
banks, other than national, do not vary much from the rate of those
paid by the national banks, although in many of the States, the laws
relative to the assessment of taxes upon bank capital have, heretofore,
somewhat discriminated against national banks. The repeal of the law
imposing the government taxes will still leave the banks subject to a
burden of taxation by the different States much greater than that imposed by them upon any other kind of capital, and this repeal is again
urgently recommended. The reduction of the annual rate of the tax
on circulation to one-half of one per cent, is also recommended for reasons
i ven in another portion of this report.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LV .

DECISIONS RELATIVE TO STATE TAXATION OF NATIONAL BANK SHARES.

la the last annual report of the Comptroller of the Currency reference was made to the decision of the United States circuit court of the
northern district of the State of New York, in the case of the National
Albany Exchange Bank vs. Charles A. Hills et al., supervisors of Albany
County, New York, namely, that the law of the State of New York under
which taxes had been assessed for fourteen years upon bank shares was
void and invalid, for the reason that this act did not permit the owners of
national bank shares to reduce the assessment by the amount of their
debts, while owners of other moneyed capital possessed that privilege.
The circuit court rendered a judgment in favor of Stanley, the assignee and representative of the stockholders of the National Albany
Exchange Bank, for taxes previously exacted and paid. The supervisors appealed to the Supreme Court of the United States. The decision
of the latter court was rendered April 3,1882, and reversed the decision
of the circuit court in the case of all except one of the stockholders
represented by Stanley.
The court said:
The question here to be decided arises under two statutes of the State of New York
in regard to taxation. The first of these is the act of 1850, relating to the assessment
and collection of taxes in the city of Albany. The sixth section of the act requires
the board of assessors to prepare an assessment roll, in which there shall be set opposite the name of each tax-payer (1) all his real estate liable to taxation, and its value;
(2) the full value of all his personal property, after deducting the just debts owing by
him. Section 9 of the act is as follows: " I f any person shall at any time before the
assessors shall have completed their assessments make affidavit that the value of his
real estate does not exceed a certain sum, to be specified in such affidavit, or that the
value of the personal estate owned by him, after deducting his just debts and his
property invested in the stock of any corporation or association liable to be taxed
therefor, does not exceed a certain sum, to be specified in the affidavit, it shall be the
duty of the board of assessors to value such real or personal estate, or both, as the
case may be, at the sum specified in such affidavit, and no more."
In 1866 the State enacted a law concerning the taxation of bank shares, which was
evidently intended to meet the requirements of the act of Congress in relation to
State taxation of the shares of national banks, and the provision of this statute
relates only to taxing stockholders in banks, and to the capital invested in individual
banks. The first section of -this act reads as follows, and it contains no other provisions for deductions as the basis of taxation, except what is found in this section :
"No tax shall hereafter be assessed upon the capital of any bank or banking association organized under the authority of this State or of the United States, but the
stockholders in such banks and banking associations shall be assessed and taxed on
the value of their shares of stock therein," &c.
In the case of People v. Dolan (36 N. Y., 59) the question was whether, taking the
two statutes together, an owner of shares of stock was entitled to deduct from the
assessed value of his shares the just debts due him. * * * The court of appeals
decided that no such deduction should be made under the law of 1866. In the case
of Williams v Weaver, Williams had made the affidavit required by section 9 of the
act of 1850, and demanded a deduction of the assessors, which they refused. The
case -was taken to the court of appeals, which reaffirmed the principles held in
the case of People v. Dolan. The Williams case coming to the United States Supreme
Court by writ of error, it was held that while we are bound to accept the decision of
the highest court of the State in construction of its own statute, the act of 1866 as
thns construed was in that particular in conflict with the act of Congress, because it
did tax shares of the national banks at a higher rate than other moneyed capital in
the State. * * * Accepting, therefore, as we must, the act of 18§6, as construed by the
court of appeals of New York, as not authorizing any deduction for debts by a shareholder of a national bank, is it for that reason absolutely void? * * * It would
seem that if the act remains a valid rule of assessment for shares of State hanks and
for individual bankers, it should also remain the rule for shareholders of national banks
who have no debts to deduct. * * *

None of the stockholders except Williams made the affidavit required
by the act of 1850, showing they had debts to deduct, and therefore in




LVI

REPORT OF THE COMPTROLLER OF THE CURRENCY

their case tlie judgment of the circuit court was reversed, and in that of
Williams affirmed.
This decision seems to cut off all remedy for taxes already paid by
stockholders of Albany national banks who neglected to make the affidavit required under the act of 1850.
In People v. Weaver the Supreme Court pointed out that the method
to pursue in cases where the taxation by State authority of shares of
national banks was greater than that of other monied capital in the
same State, was by enjoining the collection of the excessive taxation. In the case of National Albany Exchange Bank v. Hills, the
bank brought, on behalf of its stockholders, a suit to enjoin the collection for taxes assessed but unpaid for the year 1879, and the circuit
court of the northern district of New York granted a perpetual injunction. The Supreme Court decided that the injunction was properly
granted as to one stockholder, who made affidavit and demand on account of deduction of his debts, but not as to the others, who had made
no such affidavit or demand, but in the case of the latter the lower court
was directed to permit them to bring their action in an amended form,
on the ground that they refrained from making affidavit and demand,
because they knew it would have no effect.
In the case of German National Bank of Chicago v. Kimball, appealed
to the United States Supreme Court from circuit court for the northern district of Illinois, it was decided that no one can be permitted to
go into a court of equity to enjoin the collection of a tax, until he has
shown himself entitled to the aid of the court by paying so much of the,
tax assessed against him as it can be plainly seen he ought to pay, nor
should he be permitted, because his tax is in excess of what is just and
lawful, to screen himself from paying any tax at all, until the precise
amount which be ought to pay, is ascertained by a court of equity.
In the case of Evausville National Bank v. Brittou, referred to
last year, as decided in the United States circuit court for the district
of Indiana, the Supreme Court affirms the decree of the lower court,
perpetually enjoining the collector as to those shareholders who at the
time of the assessment proved that they owed debts which should rightfully be deducted, and dismissing the bill as to other shareholders.
AH of these decisions appear to have grown out of matters pending
when the decision of the United States Supreme Court in the case of
People v. Weaver was rendered. It is probable that in most States the
legislatures will so modify their laws taxing bank shares as hereafter
to conform with the principles laid down ill that decision; but these
supplementary decisions are valuable in that they point out a mode
of action in all cases where discrimination in any form is made in
assessing or collecting taxes on national bank shares. The party aggrieved must clearly state the amount of the excessive taxation, pay
what is justly due, and enjoin the collection of the remainder. In stating the amount believed to be unjustly demanded, strict regard must be
had to the forms required by the State law* in force in the place where
the bank in located. While the Supreme Court of the United States is
extremely careful not unnecessarily to interfere with the effect of State
legislation in the taxation of national bank shares, it upholds the rights
of individuals under Federal laws when actions based on equitable
grounds are brought in a proper manner.
In New York City it is claimed that under the act now in force in the
State, taxiDg national and other bank shares, which permits the deduction of debts, there is still great discrimination in the valuation of bank
shares as compared with the valuation of other personal property and
real estate.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LVII

DIVIDENDS.

From the semi-annual returns made to this office under section 5212
of the lievised Statutes of the United States, the following table has
been prepared, showing the dividends and total earnings, and the ratio
of each to capital and combined capital and surplus, for each semi-annual
period from September 1,1869, the close of the period for which these
reports were first received, to September 1, 1882.
Period of i „

Sept. 1, 1869
Mar. 1, 1870
Sept, 1, 1870
Mar. 1, 1871
Sept. 1, 1871
Mar. 1, 1872
Sept. 1, 1872
Mar. 1, 1873
Sept.l, 1873
Mar. 1, 1874
Sept. 1, 1874
Mar. 1, 1875
Sept. 1, 1875
Mar. 1, 1876
Sept. 1, 1876
Mar. 1, 1877
Sept, 1, 1877
Mar. 1. 1878
Sept. 1, 1878
Mar. 1, 1879
Sept. 1, 1879
Mar. 1, 1880
Sept. 1, 1880
Mar. 1,
Sept. 1, 1881
1881
Mar. 1, 1882
Sept. 1, 1882

f

j

Capital.

s-pi-

>™?-

1,481 $401, 650, 802 $82,105, 848
86,118, 210
1,571 416, 366, 991
91, 630, 620
1,601 425, 317, 104
94, 672, 401
j 1,605 428, 699, 165
98, 286, 591
' 1,693 445, 999, 264
1,750 450, 693, 706
99, 431, 243
1,852 465, 676, 023 105,181, 942
1,912 475, 918, 683 114, 257. 288
1,955 488,100, 951 118,113, 848
1,967 489, 510, 323 | 123, 469, 859
1,971 489, 938, 284 128, 364, 039
2,007 493, 568, 831 131,560,637
2,047 497, 864, 833 134,123, 649
2,076 504, 209, 491 134, 467, 595
2,081 500, 482, 271 132, 251, 078
2,080 496, 651, 580 130, 872,165
2,072 486, 324, 860 ; 124, 349, 254
2,074 475, 609, 751 j 122, 373, 561
2,047 470, 231, 896 I 118, 687,134
2,043 464,413, 996 [ 116, 744,135
2,045 455,132, 056 115,149, 351
2,046 454, 080, 090 117, 226, 501
2,072 454, 215, 062 j 120,145, 649
2,087 456, 844, 865 122,481,788
2, 100 458, 934, 485 127, 238, 394
2,137 I 460,354, 485 I 131,291,889
2,197 i 473,947, 715 133,570,931

$21, 767, 831
i 21, 479, 095
21,080,343
22, 205, 150
22,125, 279
• 22,859,826
i 23, 827, 289
24, 826, 061
I 24, 823, 029
23,529,998
S 24, 929, 307
24, 750, 816
24, 317, 785
24, 811, 581
22, 563, 829
31,803,969
22,117, 116
18, 982, 390
17, 959, 223
17, 541, 054
17, 401, 867
18,121, 273
18, 290, 200
18, 877, 517
19, 499, 694
19, 915, 375
20. 876, 553

.. .

Total net
earnings.

Earnings
Divi- Dividends! to capital
to capital
p
dends to and p
sur- and sur.
capital.
plus.
plus.

[Per cent.
5.42
S29, 221, 184
5.16
28, 996, 934
26, 813, 885 I
4.96
27, 243,162
5.18
27, 315, 311
4.96
5.07
27, 502, 539
5.12
30, 572, 891
5.22
31, 926, 478
5.09
33, 122, 000
4.81
29, 544, 120
5.09
30, 036, 811
5.01
29,136, 007
4.88
28, 800, 217
4.92
23, 097, 921
4.50
20. 540, 231
4.39
19J592, 962
4.54
15, 274, 028
3.99
16, 946, 696
3.81
13, 658, 893
3.78
14, 678, 660
3.82
16, 873, 200
3.99
21,152, 784
4.03
24, 033, 250
4.13
24, 452, 021
4.25
29,170. 816
4 33
27, 083; 599
4.40
26, 237, 635

Per cent.
4.50
4.27
4.08
4.24
4.07
4.16
4.17
4.21
4.09
3.84
4.03
8.96
3.85
3.88
3.57
3.47
3.62
3.17
3.04
3.02
3.05
3.17
3.18
3.26
3.33
3.37
3.44

Per cent.
6.04
5.77
5.19
5.21
5.02
5.00
5.36
5. 41
5.46
4.82
4.86
4.66
4.56
3.62
3.25
3.12
2.50
2.83
2.31
2. 53
"2.96
3.70
4.18
4.22
4.98
4.56
4.32

In the following table is given, by geographical divisions, the number
of national banks, with their capital, which paid no dividends to their stockholders during the two semi-annual periods ending March and September 1,1882; to which has been added the total number of banks, with
their capital, similarly passing dividends during the semi-annual periods
of each of the four preceding years, with the average for each year and
the average for the whole period of six years.
Six months ending—
Geographical divisions.

March 1, 1882.
No. of

September 1,1882.
No. of

Average for
year.

the

No. of

58
18
89

$1,350,000
6, 763. 000
1, 640, 000
7, 430, 500

14
62
25
118

P. 206,

000
8 725, 000
2 337, 000
12 812,730

11
60
21
104

$1, 778, 000
7, 744, 000
1, 988, 500
10,121, 615

Totals for 1882 .
Totals for 1881 .
Totals for 1880 .
Totals for 1879 .
Totals for 1878 .

173
175
226
309
328

17,183, 500
20, 321, 530
30, 407, 200
53, 843, 700
48, 797, 900

219
171
233
299
357

26, 080, 730
18, 387, 550
26, 334,150
44, 576, 300
58, 736, 950

196
173
230
304
343

21, 632,115
19, 354, 540
28, 370, 675
49, 210, 000
53, 767, 425

Average for each year .

242 ! 34,110, 766

249

34, .466, 951

New Ensland States
Middle States
,
Southern States
Western States and Territories




256 | 34, 823,136

LVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The percentage to capital of dividends paid, and of dividends and earnings, respectively, to combined capital and surplus, is shown by similar
geographical divisions for the years 1877 to 1882, inclusive:
1879.

1877.

Geographical
divisions.

Ea
Divi- deml" to ™ings : Divi- diPndsto
"
dends to capital ^ ^ 1 ,d
dendsto capital
capital.
capitaL

Per ct.

Per ct.

7.6
8.5
8.3

6.0
6.6
7.1

4.7
5.4
7.1

12.2

9.6

7.2

8.9

w

New England
States
Middle States..
SouthernStates
Western States
and Territories
•
United States..

Per ct.

New England
States
Middle States..
SonthernStates
Western States
and Territories

Sif?

Perct.

6. 9
7.9
7 ?.

Per ct.

6.1
6.2

4.3
4.9
5.7

7.1

6.2

5.2
6.1
6.0

4.2
5.8
5.4
7.1

6.1

Per ct.

Per ct.

6.4
7.9
7.0

7.5

Per ct.

5.5

5.1

1880.
Geographical
divisions.

Dividends to ; capital

1881.

Per ct.

1882.

; DiviDivi- ! dendsto
dends to capital
uenusio capiiai ! , '
capital. ! and sur- ° \ ™

itl
dendsto capital , l 0 - ? ^ 1 1aenas to |capital t"_ri *£&*
dends to Tapitel'
uenasto capital i
•,;
,,,

Per ct.

Per ct.

Per ct.

Per ct.

6.8
8.4
7.8

5.5
6.5
6.7

6.4
8.6
7.6

7.6

9.3

United States

6.4

Divi-

Divi-

:

capital. and sur-:

Per ct.
5.8
6.4
6.9

Divi-

^

I capital. ' autf sur-

Per ct. \ Per ct.
7.3
9.4
11.3

7.1 i

8.4 1
8.2 i

Per ct.
5.7
6.3
6.7

12.0

10.4
8.4

Divi-

6.0

9.2 !

6.8

pi u s 3

Per ct.
8.6
10. S

10.0

8.7

Earnings

8.9

In the appendix may be found tables exhibiting the amount of dividends and earnings of the national banks, arranged by geographical
divisions, for semi-annual periods from September 1, 1882; also an abstract of reports of dividends and earnings for the two semi-annual
periods of the present year, and a table, by States and reserve cities, of
the ratios to capital and to combined capital and surplus of the dividends and earnings from March 1, 1877, to September 1. 1882.
LOSSES.

During the year ending Septem ber, 1882, losses in their business on
every account, including losses on technical bad debts, under section
5204 of the Revised Statutes, and premiums on United States bonds,
Have been charged off by the national banks, amountingto $11,324,912.93.
Of this sum $4,963,155.22 was charged off during the six months ending March 1, 1882, and $6,361,757.71 during the six months ending September 1, 1882.
The following table shows the number of banks charging off these
Josses and the amount charged off in each State and reserve city in the
TTnitedd States for the semiannual x)eriods named above.




REPORT OF THE COMPTROLLER OP THE CURRENCY.
March 1, 1*82.
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia...
Washington
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Nevada
California
San Francisco
Oregon
Dakota
Montana
New Mexico
Washington
Wyoming^
Totals for 1882 .
Add for 1881
Add for 1880
Add for 1879
Add for 1878
Aggregate losses for five years .

No. of
banks.
34
•-'7

26
97
36
138 !
40 i
5
47
114
25
13
8

5
12
3
10

11
1
24
8
10
85
5
4
48
63

14
3
32 '
16
30
4
9
12
1
>•

1
1
2
3
1

1,199
1,210
1,360
1,421
1,304

Loss.-

LIX

September 1, 1882.
i No. of
• banks.

$70, 634 K!
43, 369 91
84, 831 31
35S, 769 27
269, 632 31
130, 931 56
179, 671 07
482, 230 69
466, 519 58
21,401 38
261, 295 73
309, 020 24
333,833 66
119, 205 60
43, 566 60
12,939 37
33, 047 65
17,145 61
34, 345 71
1,110 79
23, 607 94
79, 366 74
18, 201 60
1. !»7 26
43, 699 08
23, 811 21
47, 751 25
9,515 90
76, 650 80
37, 245 99
40, 516 90
256, 334 63
13,474 68
47, 621 14
106, 422 07
139,146 49
101,933 50
72, 400 47
5(1,147 58
28, 789 96
15,217 22
66, 200 20
(i«, 801 04
54, 526 74
70, 940 63
10, 684 84
12, 041 81
66, 312 91
692 65
28,192 99
10,439 04
24, 355 60
33, 654 71
3, 404 45
4, 098 40
5, 796 48
697 55
4, 963, 155 22
5, 889, 761 19
7, 563, 886 04
10, 238, 324 98
10, 903, 145 04
39, 55S, 272 47

36
22
21
101
41
30
53
132
41
5
50
111
25
17
7
9
12
1
5
15
5
8
10
8
1
7
7
11

18
99
8
41
65
42
3
15
1
43
18
12
4
9
6
14
1
4
1

Losses.
$106, 926 28
79, 877 71
90, 848 43
370, 248 93
285, 216 51
76, 950 71
152,105 13
439,013 51
815, 959 14
84, 790 97
205, 688 08
255,080 14
255,258 93
992, 381 21
10,176 70
35, 854 63
104,116 35
2,200 00
29,490 93
63, 688 53
3,171 75
80, 692 33
44, 880 17
32,781 87
5 00
9,343 38
129,905 30
58, 358 43
3,716 42
42, 721 40
19, 894 14
30, 221 63
311,295 37
70,405 19
65,740 74
108, 330 09
149, 522 62
63,521 65
76, 930 40
12,191 58
42, 531 37
695 09
87, 756 76
70,402 99
59,077 10
75, 693 70
20, 613 76
19, 945 50
166,565 84
381 07
16, 882 25
5, 937 43
22,029 81
2, 289 97
1, 018 68
434 16

1,252 :
1,269
1,321
1,442
1,430 i

0, 361, 757 71
6, 801. 588 56
7, 142' 519 96
11, 487, 330 17
13, 563, 654 85
45, 356, 851 25 I

$177, 561 01
123, 247 62
175, 679 74
726,018 20
554, 848 82
207, 882 27
331, 776 20
921, 244 20
1, 282,478 72
106,192 35
466, 983 76
564,100 38
589, 092 59
1, 111, 586 81
53, 743 30
48, 794 00
137,164 00
2,200 00
46, 636 54
98, 034 24
4, 282 54
104, 300 27
124, 246 91
50, 983 47
1,962 26
53, 042 48
153, 716 51
106,109 68
13, 232 32
119, 372 20
57,140 13
70, 738 53
567,630 00
83, 879 87
113, 361 88
214, 752 16
288,669 11
165, 455 15
149, 330 87
62, 339 16
71, 321 33
15, 912 31
153,956 96
137, 204 03
113, 603 84
146, 634 33
31, 298 60
31, 987 31
232,878 75
1, 073 72
45, 075 24
16, 376 47
24, 355 60
55, 684 52
5, 694 42
5,117 08
5, 796 48
1,131 71
11,324,912 93
12,691,349 75
14, 706, 406 00
21, 725, 655 15
24,466,799 89
84, 915,123 73

The total losses charged off in each of the five preceding years are
added to this table. A considerable portion of these technical losses
have already been collected, and other large amounts will undoubtedly
be hereafter recovered. Full tables for the six preceding years may be
found in the appendix.




LX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table gives the losses i'or the last six years of the
national banks located in each geographical division of the United
States. The number of banks reporting losses and the total losses for
five years are also shown in this table.
1STeW

Six months ending-

Stat D ef n<1

Southern

MiMle

States-

1

No.

Amount, i No. i Amount, i K"o. Amount. ! No. Amount, j No. | Amount.

327 $3, 344, 012
March 1,1878
September 1, 1878. 399 4, 016, 814

417 :$4, 506,813
449 I 5,502,770

Total, 1878...

7, 360, 826

3, 612,128
3,388,394

3,592,950
4,360,440

379
3«4

Total, 1879.
362
March 1, 1880
September 1, 1880. 326
Total, 1880....

7,000,522

463

2,236,928
1, 866, 658

446 I 3,152, 317
440 ! 2,817,870

4,103,586 :

285
March 1, 1881.
September 1, 1881.1 318

1, 584, 675
1, 707, 338

Total, 1881....

412
428

2, 548, 203
2, 975,110

2, 297, 014 ••
24,053,901

121
124

5, 330, 217
34,786,690

5,198,757
456

530,
787,

431
431

384,
797,

437, 781
519, 380
957,161
7, 286, t

1, 372, 276 ll, 210!
1,321,908 il, 269|
2,694,184

1,181, 840 I
107
122

387
411

21,725,654

1, 643, 872 l,360 ! 7, 563, 886
1, 670, 946 l,32ll 7, 142, 52C
3, 314, 818

401
404

i 24,466,800

2, 336, 600 1, 42l! 10, 238, 324
2, 502, 712 1,442; 11, 487, 330
4, 839, 312

1,932,430

1, 317, 815
118
119

5, 523, 313 |

1,134, 840 416 ! 2,100,206
1,162,174 415 i 3,230,011

696,
1, 235,
j

; 5,970.187

3, 292, 013

March 1, 1882
289
September 1, 1882. 304
Total, 1882....

> 1,897,634
125
139

| 7,953,390 i

;

$672, 032 j 436 !$2, 380, 288 |l,304$10, 903,145
1, 225, 602 , 442 2, 818, 469 1,430. 13, 563, 655

124
140

10,009,583 I

March 1 , 1 8 7 9 . . .
September 1, 1879

Total for five
years

: Western States | TU rmi tt e] d M+a tt
(,
and Territories.j

] 14,706,406
5, 889,761
6, 801, 589

12,691,350

1, 290, 328 ll, 199! 4, 963,155
1, 450,193 1,252! 6, 361, 758
2,740,521

11, 324, 913

18, 787, 592 |

! 84,915,123

Of the losses exhibited by the foregoing tables, $2,025,502 was on
account of premiums on United States bonds charged off. The high
premiums upon the United States bonds not subject to redemption
at the option of the government, compel those organizing new national
banks to invest a portion of their capital in a premium account. As
the premium may entirely disappear at the maturity of the bonds it has
been a requirement of this office that a portion of such premium account
shall be charged to undivided profits each half year before the declaration
of a dividend until the whole account shall have disappeared. It is, of
course, possible that many of these amounts charged off, either on account
of premiums or on account of technical bad debts, may eventually be
realized by the bank. The bank may close and withdraw andV sell its
bonds while they yet command a premium. Debts, though technically
bad on account of interest remaining due and unpaid over six months,
may nevertheless be afterwards paid. These recovered losses are
included in the profits of each half year. Banks holding 4 per cent,
bonds have been instructed to charge off each year one-twentieth part
of the premium paid thereon, and counted as an asset; those holding 4J
per cent, bonds have been instructed to similarly charge off one-tenth
of the premium, and those holding Pacific T
Railroad sixes to charge off
one-fifteenth. The charges in each case w ere to be made previous to
the semiannual declaration of a dividend, and at no time is the amount
of premium counted as an asset to exceed the current market premium
on the bonds held.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXI

In the following table the losses charged off by the national banks in
the principal cities of the country are given for each of the years covered
by the preceding tables, with the total for the period.
Cities.

1878.

!

1880.

1879.

:

1882.

New York
$5,147, 819 98 $3,135, 557 37 $2, 054, 381 52 $2,
i 72
Boston
i 2,490,197 46 ! 2,655,390 58 I 1,110,831
,4,17
399, 943 74
Philadelphia...| 561,676 30
491, 558 36
258,128 15
333, 022 99
Pittsburgh
I 419,036 51
!
211, 329 01
294, 507 00
Baltimore
368,915 99
118, 080 38 i
New Orleans... i 338,496 90
272, 889 87

Total.

321, 002 62 $1, 282, 478 72 :$13, 740 21
940,
701 054 73 I 554,848 " ' " 512, 323 31
701, 054
i 82
"
406, 249 16 ; 589 092 59
!
448, 520 15
258,088 09 i 1, 111, 586
181
379, 862 55
99,179 76 i 137,164 0 0
•
111, 096 76
153, 716 51
I
958,103 91
74, 920 25

SURPLUS.

In the following table is exhibited the gradual accumulation of a surplus fund under the provisions of section 5199, requiring each association, before the declaration of the semi-annual dividend, to carry to surplus one-tenth of its net profits for the preceding half year, until such
fund shall amount to 20 per cent, of its capital.
Dates.

Amount.

July 4 1864
January 2,1865
July 3,1865
January 1,1866
July2,1866
•January 7, 1867
Julyl,1867
January 6, 1868
July 6, 1868
January 4, 1869
June 12,1869
January 22,1870
June 9,1870
December28, 1870 . . .
June 10, 1871
December 16, 1871...
June 10, 1872
December 27, 1872...
June 13, 1873

$1,129,910
8,663,311
31.303,560
43, 000, 371
50,151, 992
59, 992, 875
63, 232, 811
70, 586,126
75, 840.119
81,169, 937
82, 218, 576
90,174,281
91, 689, 834
94, 705, 740
98, 322, 204
101,573,154
105, 181, 943
111, 410, 249
116, 847, 455

Semi-annual
increase or
decrease.

Dates.

Amount.

Increase.
$7, 533, 401
22, 640, 255
11, 696, 805
7,151, 621
9, 840, 883
3, 239, 936
7, 253, 315
5, 253, 993
5, 329, 818
1, 048, 639
7, 955, 705
1, 515, 553
3, 015, 906
3, 616, 464
3, 250, 950
3, 608, 789
6, 228, 306
5,437, 206

December 26,1873.... $120 961 268
June 26, 1874
126^239,308
Decembers!. 1874 . . . 130, 485, 641
June 30,1875
133, 169, 095
December 17,1875....
June 30,1876
December 22,1876...
J u n e 22,1877
Decembei 28,1877
June 29,1878
January 1, 1879
June 14,1879

133, 085, 422
131,897,197
131, 390, 665
124,714,073
121,568,455
118, 178, 531
116,200,864
114,321,376

December 12,1879
June 11, 1880
December 31, 1 0 . . .
June 30,1881.. ,. ..
December 31, 18 1 . . .
July 1,1882

115,429,032
118, 102, 014
121,824,620
126,679,518
129, 867, 494
131, 079, 251

Semi-annual
increase oi
decrease.
Increase.
$4 113 81?
5, 278, 040
4, 246, 333
2, 083, 454
Decrease.
83, 673
1,188,225
506, 532
6, 676, 592
3,145,618
3, 389, 924
1,977,667
1,879,488
Increase.
$1,107,650
2, 672, 982
3,722,615
4, 854, 889
3,187, 976
1, 211, 757

Practically the law requires that the surplus fund of each bank shall
at all times equal an amount equal to one-tenth of its total net earnings
since it commenced business. Many of the banks accumulate the fund
much faster than this, and some pass dividends for the purpose of doing
so. Some do not stop at the twenty per cent, limit named in section 5199,
but continue to increase their surplus until the latter is often greater
than the capital stock. As the fund is very rarely diminished except
for such extraordinary losses as cannot be met out of current profits,
it, together with the capital, constitutes the working fund of the bank
by the use of which dividends are earned. Bearing this in mind, it will
be seen that the returns made to stockholders of national banks for
their investment are not excessive.
In an excellent paper on the national banks of the United States,
read before the Banker's Institute of London, England, May 17, 1882,
by Mr. EobertW. Barnett, an associate of the Institute, and published




LXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

in the journal of the Institute for July, 1882, the following comment is
made:
"Dividends paid by the banks have, on the whole, been satisfactory;
although, taking into consideration the value of capital in the United
States and the general rates of interest prevailing, the average rate of
dividends must be pronounced moderate."
UNITED STATES LEGAL-TENDER NOTES AND NATIONAL BANK CIRCULATION.

The acts of February 25, 1862, July 11, 1862, and March 3,1863, each
authorized the issue of 150 millions of dollars of legal-tender notes, making an aggregate of 450 millions of dollars.
On January 30, 1864, the amount of such notes outstanding was
$449,338,902, which was the highest amount outstanding at any one
time. The act of June 30, 1864, provided that the total amount of
United States notes issued, or to be issued, should not exceed 400 millions of dollars, and such additional sum, not exceeding 50 millions, as
might be temporarily required for the redemptiou of temporary loans.
By the act of June 20,1874, the maximum amount was fixed at 382 millions. Section 3, act of January 14, 1875, authorized an increase of the
circulation of national banks in accordance with existing law, without
respect to the limit previously existing, and required the Secretary of
the Treasury to retire legal-tender notes to an amount equal to eighty
per cent, of the national-bank notes thereafter issued, until the amount
of such legal-tender notes outstanding should be 300 millions, and no
more. Under the operation of this act, $35,318,984 of legal-tender notes
were retired, leaving the amount in circulation on May 31, 1878, the
date of the repeal of the act, $346,681,016, which is the amount now outstanding.
In the following table are given the amount and kinds of the outstanding currency of the United States and of the national banks on January 1 of each year, from 1866 to 1882, and on November 1, 1882, to
which is prefixed the amount on August 31, 1865, when the public debt
reached its maximum.
"United States issues.
Date.

LegrtWeT
notes.

demand] Fractional
no*tes. '

Notes of national banks,
i n c l u d i n g Aggregate.
gold notes.

currency.

Aug. 31,1865 $432, 553, 912 $402, 965 $26, 344, 742 i $176, 213, 955 $635, 515, 574
Jan. 1,1866 . 425, 839, 319 392, 670 26,000,420 i 236, 636, 098 688, 867, 907
Jan. 1,1867 . 380, 276,160
298, 588,419 707,819, 023
221,632
28,732,812
Jan. 1,1868 . 356, 000, 000 159,127
31, 597, 583 , 299, 846, 206 687, 602,916
Jan. 1,1869 . 356, 000, 000 128, 098 34,215,715
299, 747, 569 690, 091, 382
Jan. 1,1870 . 356, 000, 000 113, 098 39,762,664
299, 629, 322 695, 505, 084
Jan. 1,1871 . 356, 000, 000 101, 086 39,995,089
306, 307, 672 702, 403, 847
Jan. 1,1872 . 357, 500, 000
92, 801 40, 767, 877 328, 465,431 726, 826,109
Jan. 1,1873 . 358, 557, 907
84, 387 45,722, 061 i 344, 582, 812 748, 947,167
Jan. 1,1874 . 378, 401, 702
79, 637 48, 544, 792 i 350, 848, 236 777, 874, 367
Jan. 1,1875 . 382, 000, 000
72,317
46,390,598 ; 354,128, 250 782, 591,165
Jan. 1,1876 . 371, 827, 220
69,642
44,147,072
346, 479, 756 762, 523, 690
Jan. 1,1877 . 366, 055, 084
65,462
26,348,206
321, 595,606 714, 064, 358
Jan. 1,1878 .
349, 943, 776
63, 532 17,764,109
321, 672, 505 689,443, 922
Jan. 1,1879 . 346, 681,016
62, 035 16,108,159
323, 791,674
686, 642, 884
Jan. 1,1880 .
346, 681, 016
61, 350
15,674,304 ' 342, 387, 336 704, 804, 006
Jan. 1,1881 . 346, 681, 016
60,745
15,523,464
344, 355,203 706, 620, 428
Jan. 1,1882 .
59, 92C 15,451,861 362, 421, 988 724, 614, 785
Nov. 1, 1882. 346, 681, 016
346, 681, 016
59, 380 15, 402,120
362, 727, 747 724, 870, 263




If

Golc
price of
$100 cu

$144 25
144
133
133
135
120
110
109
112
110
112
112
107
102
100
100
100
100
100

50
00
25
00
00
75
50
00
25
50
75

ro

87
00
00
00
00
00

$69
69
75
75
74
83
90
91
89
90
88
88
93
97
100
100
100
100
100

32
20
18
04
07
33
29
32
28
70
89
69
46
21
00
00
00
00
00

REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXIII

The act of June 20, 1874, provided that any national banking association might withdraw its circulating notes upon the deposit of lawful
money with the Treasurer of the United States in sums of not less than
$9,000. Since the passage of this act, $154,424,641 of lawful money have
been deposited with the Treasurer by the national banks for the purpose
of reducing their circulation, and $120,156,646 of bank notes have been
redeemed, destroyed, and retired.
In the following table is shown, by States, the amount of circulation
issued and retired during the year ending November 1, 13S2, and the
total amount issued and retired since June 20, 1874.
Circulation retired.
States and Teriitories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
Nebraska
Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico
Dakota
Washington
California
Arizona

Total
Surrendered to this oiiice and retired .
Total
From June 20,1874, to October 31,1881
Surrendered to this office between same dates.
Grand total

Circulation
issued.

$253,400
540, 000
251,110
1, 606, 200
443, 120
755, 380
2, 792, 820
209, 250
2,573,080
45,000
235,750
171, 200
45, 000
9. 000
85, 500
2, 900
67, 500
87,100
259, 590
38,240
657, 990
288,000
260,710
4, 276. 670
963,090
], 048, 050
1,061,080
423,000
979,140
202,500
240, 310
620,970

Act of June Liquidating
20,1874.
banks.
$63, 070
334, 742
2, 352, 033
773, 659
1,071,921
3, 711,140
584,128
2, 617, 877
20, 450
55,060
19, 245
67,125
53, 790
125, 216
91,643
57,406
74, 895
23,169
27, 696
18,818
285, 630
17, 503
216, 607
902, 354
878, 361
511,402
440,118
140, 238
100,320
138,979
69,540
99, 305

45, 000
165,600
99. 000
149, 000
45,000
54, 000
243, 000
108, 000
32.400
30,600 ;
22,464,2.50 [

$41,571
39,858 !
66,882 i
123, 229 |
2,638 i
55,220 •
346,618 i
257,168 i
226,740
4,443
15,308 I
44,280
14,901
SO, 855
26, 019
13,176
120
11, 540
10, 728
459
41, 800
39, 792
121,731
434, 320
362, 014
192, 528
129,119
88, 495
148, 357
107, 558
56, 334
2,010
165

Total.

$104,641
39, 858
40], 624
2, 475, 262
776,297
1,127,141
4, 057,758
851, 296
2, 844, 617
20, 450
59, 503
34, 553
111, 405
68, 691
146, 071
91,643
83, 425
88, 071
120
34, 709
35, 424
19, 277
327,430
57, 295
338, 338
1, 336, 674
1,240,375
703, 930
569, 237
228, 73.3

248, 677
246, 537
125, 874
101, 315
165

19, 959 !
3,860 i
26, 066

]9, 959
3,860

29, 585

55, 651

750
42, 335

750
42,335

16,022,591

3, 099, 380

19,121, 971
753, 953

22, 464, 250
122,727,905

16,022,591
83, 438, 594

3, 099, 380
17, 596, 080

19,875, 929
101, 034, 674
12, 205,755

145,192,155

99,^|1,185

20,695,460;

133,116,358

The amount of circulation issued to national banks for the year ending November 1, 1882, was 122,464,250, including $6,500,680 issued to
banks organized during the year. The amount retired during the year




LXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

was $19,937,630, and the actual increase for the same period was therefore $2,526,620, making the total on November 1, $361,949,358.
During the year ending November 1,1882, lawful money to the amount
of $26,501,045 was deposited with the Treasurer to retire circulation, of
which amount $7,895,754 was deposited by banks in liquidation.
The amount previously deposited under the act of June 20, 1874, was
$107,978,052; by banks in liquidation $19,945,544, to which is to be
added a balance of $3,813,675 remaining from deposits made by liquidating banks prior to the passage of that act. Deducting from the total
the amount of circulating notes redeemed and destroyed without reissue ($120,156,646), there remained in the hands of the Treasurer, on
November 1,1882, $38,081,670 of lawful money for the redemption and
retirement of bank circulation.
NATIONAL BA^K AND LEGAL-TENDER NOTES BY DENOMINATIONS.
CIRCULATING NOTES OF THE BANK OP FRANCE AND IMPERIAL BANK OF GERMANY,
BY DENOMINATIONS.

In accordance with law, no national-bank notes of a less denomination than five dollars have been issued since January 1, 1879, when the
amount outstanding was $7,718,747. Since that date the amount of
ones and twos issued by the banks has been reduced $6,778,189, and
during the same period the legal-tender notes of these denominations
nave been increased $12,435,707.
During the last year the amount of national-bank notes of these denominations has decreased nearly one-half, to 940,558, the amount of
the decrease being $910,724. The total increase of the amount of ones
and twos outstanding, in national-bank and legal-tender notes, is
$5,657,518.
The following table shows, by denominations, the amount of nationalbank and legal-tender notes outstanding on October 31, 1882, and the
aggregate amounts of both kinds of notes at the same period in 1880
and 1881:
1882.

Denominations.

Ones
Twos
Fives
...
Tens
Twenties
Fifties
One hundreds
Five hundreds
One thousands
Five thousands
Ten thousands
Add for unredeemed fragm
of national-bank notes ents
Deduct for legal-tender
destroyed in Chicago notes
fire
Total

1881.

1880.

Natioral- ! Legal-tender
Aggregate.
bank notes.
notes.

Aggregate.

Aggregate.

$813, 800
126,758
96, 920, 955
122, 713, 260
84, 001, 540
23. 657,100
31, 598, 800
953, 500
197, 000

$27, 255,144
25, 473,197
68, 344,110
72, 012, 211
66, 716, 419
24,145, 545
34, 237, 890
14, 671, 000
12,200,500
2, 395, 000
230, 000

$28, 068, 944
25, 599, 955
165,265, 065
194, 725,471
150, 717, 959
47, 802, 645
65, 836, 690
15. 624, 500
12. 397, 500
2,395,000
230, 000

+18, 233

+18, 233
— 1 , 000, 000

361, 000, 946

346, 681, (>16

— 1 , 000, 000
707, 681, 962

$25,793,171
24, 254, 366
168, 380, 062
196, 717, 671
151, 922, 503
46, 441, 775
63,190, 370
14, 949, 500
12, 266, 500
2, 430, 000
260, 000

$24, 247, 362
23, 036, 578
167, 042, 898
189, 655, 588
147, 719, 837
45,777,475
59. 958, 600
16, 765,500
14, 640, 500
56.% 000
320, 000

+16, 586

+ 15,129

— 1 , 000, 000

— 1 , 000, 000

705, 622, 504

688, 744,467

The amount of one and two dollar notes outstanding is but one-fourth
of one per cent, of the whole circulation of the banks; the fives constitute 26.9 per cent., the tens 34 per cent., the twenties 23.3 per cent.,




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV

while the fifties arid larger notes are only 15.G per cent, of the entire
circulation. While the amount of ones and twos of the national-bank
circulation is steadily diminishing, the legal-tender notes of these denominations are as steadily increasing.
Of the entire amount of national-bank and legal-tender notes outstanding, about 7.5 per cent, consists of one and two dollar notes; more
than 30.8 per cent, of ones, twos, and fives; more than 58.3 per cent, is
in notes of a less denomination than twenty dollars, while about 79.6
per cent, is in notes of a lower denomination than fifty dollars. Of the
entire issue about twenty per cent, is in denominations of fifties, one
hundreds, five hundreds, and one thousands. There arc also outstanding 479 legal-tender notes of the denomination of five thousand, and
23 notes of the denomination of ten thousand.
The following table* exhibits by denominations the circulation of the
Imperial Bank of Germany on January 1,1882, in thalers and marks,
which are here converted into our currency:
Thalers.

Number
of pieces.

Denominations.

Marks.

Amount in
T . , , , , nf
Value ol
Number of
donars
each piece
(Thaler=
pieces.
in dollar
75 cents.)

500 thalers.
100 thalers.
50 thalers.
25 thalers.
10 thalers.

375 00
75 00
37 50
18 75
7 50

30, 375
164, 625
63, 094
161, 644
66, 993

261, 588
195, 642
4, 920, 300

486, 731

81
2, 195
1, 682J8,621
8, 932k

Denominations.

Value of
each piece
in dollars.

5, 383, 530

1,000 m a r k s .
510 marks.
100 m a r k s .

250
125

Amount in
dollars.
(Mark=25
cents.)
66, 897, 000
24, 455, 250
123, 007, 500

214, 359, 750

The circulation of the Imperial Bank of Germany on January 1,1881,
was $201,036,187, showing an increase during the following year of
$13,323,563; on January 1,1879, the circulation was $165,933,942, showing an increase during the three years preceding January 1, 1882, of
$48,425,808.
The following tablet gives the circulation of the Bank of Prance and
its branches, with the number of pieces, and the denominations in francs
and in dollars, on January 26, 1882:
Number of pieces.

], 365, 028
6-8, 400

2, 823
9. 626, 652
:i, 464, 329
24,110
233, 845
182, 700
1,217
15, 589,109

Denominations.
5, 000 francs.
1, 000 francs.
500 francs.
200 francs.
100 francs.
50 francs.
25 francs.
20 francs.
5 francs.
Forms out of date.

Value of each pi
in dollars.
1, 000
200
100
40
20
10

'• Amount in francs.

at in dollars.
c=20 cents.)
5,000
273, 005, 600
68, 840, 000
112, 920
192, 533, 040
34, 643, 290
120, 550
935, 380
182, 700
84, 855

:, 852, 316, 675

4
1

25, 000
1, 365. 028, 000
344, 200, 000
564, 600
962, 665, 200
173, 216, 450
602, 750
4, 676, 900
913, 500
424, 275

570, 463, 335

The amount of circulation of the Bank of France on January 27,1881,
was 2,524,081,780 francs, or say $504,816,356, showing an increase be-

C C




* London Bankers Magazine, August, 1882, p. 623.
\Ibhl., September, p. 742.
V

LX.VI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

tween that time and January 26, 1882, the date of the foregoing table,
of 328,231,895 francs, or $65,646,979, and since January 30,1879, an increase of 561,345,845 francs, or $112,269,169.
It will be seen that the Imperial Bank of Germany has in circulation
no notes of a less denomination than seven dollars and a half (ten
thalers), and issues none of less than twenty-five dollars (one hundred
marks); and that the Bank of France issues but little over a million
and a quarter of a less denomination than ten dollars. The Bank of
England issues no notes of less than £5, or twenty-five dollars, and the
Irish and Scotch banks none of less than £1, or five dollars.
REDEMPTION.

Since the passage of the act of June 20, 1874, section 3 of which requires the banks at all times to keep on deposit in the Treasury 5 per
centum of their circulation as a redemption fund, that fund as a rule
has been maintained, and circulating notes of the banks have been
promptly redeemed at the Treasury, without expense to the government.
The following table exhibits the amount of national-bank notes received for redemption monthly by the Comptroller of the Currency for
the year ending October 31,1882, and the amount received for the same
period at the redemption agency of the Treasury, together with the
total amount received since the passage of the act of June 20, 1874:
Received by the Comptroller.
Months.

Received a t
redemption
agency.

From national From redempbanks for re- tion agency tional banks Under a c t
issue or sur- for reissue.
render.
tion.

1881.
$4, 882, 846
4,700, 649

5, 003,100
5,187, 200
5, 567, 500
4, 747, 800
5, 862, 700
7,138, 200
3, 967, 900
4,100, 400
3, 346,200
5, 549,400

$201, 091 $1, 089,555
55,463
754, 086
228, 603 1, 442, 970
253, 553 1,272, 610
222, 584 1, 498,148
169, 751 1, 045, 863
265,364
1,807,888
486, 820 2, 065,193
280, 685
985, 762
351, 358 1,401, 440
148, 658 1,181, 773
210, 745 1, 575,185

6, 692, 683
6, 797, 863
7, 372, 842
6, 021, 814
8,163,402
9,734, 833
5, 327, 697
5, 948, 218
4, 701,131
7, 435, 980'

8,185, 651
6,345, 210
6,671,918
7,248, 503
9, 042, 641
8, 980, 367
7, 363, 382
6, 296, 071
5, 640, 717
6, 858,152

882,610

57, 992, 200

2, 874, 675 16,120,473

77, 869, 958

84,150, 789

13,074,089

429, 748, 255

17, 695, 793 83, 605, 213 544,123, 350

1,100, 523, 269

13, 956, 699

487,740, 455

20, 570,468

1,184, 674, 058

November
December

$20, 000
31,500

$3, 572, 200
3, 949, 600

January
February
March
April
May
June
July
August
September
October

18,010
84, 500
84,610
58,400
227,450
44,620
93,350
95,020
24,500
100,650

!

Total
'
R e c e i v e d from
October 31,1881.;
Grand total..

99, 725, 686 621,993, 308

$5, 034, 073
6, 484,104

From the passage of the act of June 20, 1874, to November 1,
1882, there was received at the redemption agency of the Treasury
$1,184,674,058 of national-bank currency for redemption. During the
year there was received $84,150,789, of which amount $30,577,000, or
about 30.3 per cent., was received from banks in the city of New York,
and $8,766,000, or about 10.4 per cent., from banks in the city of Boston.
The amount received from Philadelphia was $6,412,000; from Chicago,
$4,465,000; Providence, $1,532,000; Baltimore, $1,102,000; Cincinnati,
$1,430,000; Saint Louis, $1,201,000; Pittsburgh, $929,000. The amount
of notes fit for circulation returned by the redemption agency to the




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXVII

banks of issue during the year was $4,017,100. The decrease in this
class of notes has been very marked in the past five years, the amount
for the year ending October 31,1878, having been $151,683,200, or 75.4
per cent, of the whole amount received, and for the year only 4.7 per
cent.
The total amount received by the Comptroller of the Currency for
destruction from the agency and from national banks direct was
$74,995,283. Of this amount $5,820,140 were the issues of banks in the
city of New York, $7,287,443 of Boston, $3,104,471 of Philadelphia,
$2,359,692 of Providence, $1,170,578 of Baltimore, $1,475,062 of Pittsburgh, $598,100 of Cincinnati. $580,274 of Louisville, $264,530 of Chicago,
$159,406 of Saint Louis, $404,969 of New OrleaDS, and of each of the
other principal cities less than $400,000.
The following table exhibits the number and amount of national-bank
notes, of each denomination, which have been issued and redeemed
since the organization of the system, and the number and amount outstanding on November 1, 1882:
Number.
Denominations.
Issued,
Ones
Twos
Fives
Tens

Twenties
Fifties
One hundreds
Five hundreds
One thousands
Portions of notes lost or

royed
Total

i Redeemed.

Amount.
Outstanding.

Issued.

: Redeemed. Outstand-

813,800 $23,1«7,677 i$22, 353, 877
i 23,167,677 22, 353, 877
$813, 800
83,379
15, 495, 038 15, 368, 280
7, 684,140
i 7,747,519
126, 758
19,384,191 393, 487,120 296, 566,165 96, 920, 955
| 78,697,424 I 50,313,233
32, 042, 260 19, 770, 934 12, 271, 326 j 320, 422,600 197,709,340 122,713,260
4,200,077 I 195, 035, 680 111, 034,140
5,551,707
84, 001, 540
9,751,784
473,142
080,182
72, 666, 200 49, 009,100
23, 657,100
1,453,324
315,988 103, 511, 800 71, 913, 000 31, 598, 800
7)9,130
I 1, 035,118
1,907
20, 880
11, 393,500 10,440, 000
953, 500
22,787
197
7,187, 000
6,990
6, 990, 000
197, 000
!
7,187
:
153 925 080 116 401, 073

-18,233

+ 18,233

37 524 007 1 142, 366, 615 i781, 365, 668 361, 000, 947

A table showing the number and denomination of national-bank
notes issued and redeemed, and the number of each denomination outstanding on October 31 for the last fourteen years will be found in the
Appendix.
The following table shows the amount of national-bank notes received
at this office and destroyed yearly since the establishment of the system :
Prior to November 1,1865
During the year ending October 31, 1866
During the year ending October 31, 1867
During the year ending October 31, 1868
During the year ending October 31, 1869
During the year ending October 31, 1870
During the year ending October 31, 1871
During the year ending October 31, 1872
During the year ending October 31, 1873
During the year ending October 31, 1874
During the year ending October 31, 1875
During the year ending October 31, 1H76
During the year ending October 31, 1877
During the year ending October 31, 1878
During the year ending October 31, 1879
During the year ending October 31, 1880
During the year ending October 31, 1881
During the year ending October 31, 1882
Additional amount of notes of national banks in liquidation
Total




$175,490
1,050,382
3,401, 423
4,602, 825
8,603,729
14,305,689
24,344,047
30,211,720
36,433,171
49,939,741
137,697,696
98,672,716
76,918,963
57,381,249
41,101,830
35,539, 660
54,941,130
74,917,611
31,126,596
781,425,688

LXVIII

EEPOET OF THE COMPTROLLER OF THE CURRENCY.
liESERVE.

The following table exhibits the amount of net deposits, and the reserve required thereon by the act of June 20, 1874, together with the
amount and classification of reserve held by the national banks in New
York City, in the other reserve cities, and by the remaining banks, at
the dates of their reports in October of each year from 1875 to 1882:
NEW YORK CITY.
Reserve held.

Netde- Reserve
barts.

' Ainnimt
Amount.
Million*.

October 1, 1875.
October 2, 1876.
October 1,1877. j
October 1,1878. !
October 2, 1879.
October 1, 1880. j
October 1, 1881.
Octobers, 1882.

202.3
197.9
174.9
189.8
210.2
268.1
268.8
254.0

50.6
49.5
43.7
47.4
52.6
67.0
67.2
63.5 i

60. 5
60.7
48.1
50.9
53.1
70.6
62.5
64.4

Eatio to
(leposits

Classification of reserve.
«npcif Other, law- Due from Redeinp»P ecle -f u i money, agents, tion fund.

30.7
27.5
26.8
25.3
26.4
23.3
25.4

5.0
14.6
13.0
13.3
19.4
58.7
50.6
44.5

Horn.

Mitlio

54.4
45. 3
34. 3
36.5
32.6
11.0
10.9
18.9

1.1
0.8
0.8
1.1
1.1
0.9
1.0
1.0

OTHER RESERYE CITIES.
October
October
October
October
October
October
October
October

1,1875.
2, 1876
1,1877.
1, 1878
2, 1879.
1,1880.
1,1881.
3, 1882

188
189
188
184
181
184
189

223.9 ;
217.0 i
204.1 |
199.9 |
228.8 i
289.4 i
335.4 I
318.8

56.0
54.2
51.0
50.0
57.2
72.4
83.9
79.7

!
i
I
!

74.5
76.1
67.3
71.1
83.5
105.2
100.8
89.1

37.1
37.1
34.3
29.4
33.0 !
25.0 i
21.9
24. 1 j

32. ;i
32.0
24.4
29.1
35.7
48.2
40.6
33.2

3.6
3.0
3.0
3.2
3.5
3.7
3.7
3.5

2.7 i
4.2 i
8.0
11.5
21.2 i
27.5 i
30.0

33.7
31.0
31.6
31.1
30.3
28.3
27.1
30.0

53.3
55.4
48.9
56.0
71.3
86.4
92.4
80.1

11.5
10.8
10.7
11.0
11.2
11.3
11 4
11. b

3?. 0
8.1
33.5
21.3
31.5
22.8
33. 6
30.7
33. 9
42 2
38.4
10&2
28.9 ; 112.7 I
27.2
102.8 ;

125.2
113.4
100.2
97.0
95.9
64.3
59.9
72,0

85.6
87.4
73.3
85.1
107,0
134.6
133.0
113.3

16.2
14.6
14.5
15.3
15.8
15.9
16.1
15.8

33.3
35.1
33.0
35.6
36.5 :
36.3
30.0
28.0 '

1.5
4.0
5.6
9.4

11.3
28.3
34.6
28.3

STATES AND TERRITORIES.
October 1, 1875.
October 2, 1876.
October 1, 1877.
October], 1878.
October 2, 1879.
October 1,1880.
Octoberl, 1881.
Octobers, 1882.

1,851
1,853
1,845
1,822
1,820
1,859
1,895
2,026

307.9
291.7
290.1
289.1
329.9
410.5
507.2
545.8

46.3 i
43.8 i
43.6 i
43.4
49.5
61.6
76.1
81.9

100.1
99.9
95.4
106.1
124.3
147.2
158.3
150. 4

32.5 [
34.3 |
32.9 !
36.7 i
37.7 ;
35.8
31.2 !
27. 5 1

1.6 t

SUMMART.
October 1, 1875 2,087
October 2, 1876. 2,089
October 1, 1877. 2,080
October 1, 1878
October 2, 1879.
October 1,1880Octoberl, 1881.
October 3, 1882.

2,053
2,048
2,090
2,132
2; 269

734.1
706.6
669.1
678.8
768.9
968.0
1, 111. 6
1,118. 6

152.2
147.5
138.3
140.8
159.3
201.0
227.2
225.1

235.1
236. 7
210.8
228.1
260. 9
323. 0
321.6
303.9

The following table, compiled from returns made to the clearing-house
by the national banks in New York City, exhibits the movement of their
reserve, weekly, diiring October, for the last seven years:




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXIX

Ratio of reserve t o Specie.

AVeok ending—

October 7,1876
October 14,1876
October 21,1876
October 28,1876
October 6,1877
October 13,1877
October 20,1S77
October 27,1877
October 5,1878
October 12,1878
October 19,1878
October 26,1878.
October 4,1879 .
October 11,1879.
October 18,1879 .
October 25,1879 .
October 2,1880 .
October 9,1880
October 16,1880
October23,1880
October 30,1880
October 1,1881
October 8,1881
October 15,1881
October 22,1881
October 29,1881
October 7,1882
October 4,1882
October 21,1882
October 28,1882

17,082,600 j
16,233,600 j
15,577,500
i 14,011,600
:
14,665,600]
; 14,726,500 j
14,087,400 I
j 15,209,000 I
,| 14,995,800!
1 12,184,600 j
; 13,531,400 !
17,384,200
18, 979, 600
20, 901,800
24, 686, 500
25, 636, 000
59, 823, 700
! 62521300 1
62,521,300
-..I 62,760,600 :
! 60,888,200 ,
j 61,471,600
' 54,954,600 :
' 53,287,900
;
51,008,300
• 54,016,200
'• 55,961,200 :
' 47,016,000'
i 48,281,000
' 49,518,200
! 48,374,200
:

Legal tenders.

45,535,600 '
43,004,600 ,
41,421,700 i
41,645,600
36,168,300
35,178,900 i
35,101,700
34,367,800
38,304,900
37, 685,100
36, 576, 000 :
35,690,500
34,368,000 :
32,820,300 j
29,305,200 :
26,713,900 i
11,129,100
10, 785, 000
10, 939, 200
10,988,200
10,925,000
12,150,400
12,153,800
12, 452, 700
12, 496, 500
12, 947, 900
18, 384, 500
18, 002, 700
17, 023,900
17, 204, 700

Total,

i Circulation and
j deposits.

63,218,200
59, 238, 200 '.
56,999,200
55,657,200
50,833,900
49,905,400
49,189,100
49,576,800
53, 300,700
49, 869, 700
50, 107, 400
53,074,700
53,347,600
53, 722,100
53,991,700
52, 349,900
70,952,800
73, 306, 300
73, 699, 800
71, 876, 400
72, 396, 600
67,105, 000
65,441,700
63, 461, 000
66,612,700 .
68, 909,100
65,400,500
66,283,700 '
66,542,100
65, 578, 900

Deposits.

Per cent. Per cent.
30.5
32.4
28.8
31.1
27.8
30.0
28.0
30.3
27.0
29.5
26.7
29.2
26.5
29.0
26.8
29.4
25.7
28.4
24.4
27.0
24.7
27.3
25.8
28.5
23.3
25.8
23.4
25.9
23.5
26.1
23.0
25.5
25.4
26.4
25.4
27.2
25.5
27.1
24.9
26.6
25.0
26.7
23.1
24.8
23.1
24.9
23.2
25.0
24.6
26.6
25.6
27.4
24.0
26.3
24.7
26.6
25.0
26.8
24.8
26.5

Tables will be found in the appendix, exhibiting the reserve of the
national banks as shown by their reports, from October 2,1874, to October 3,1882; the reserve by States and principal cities for October 3,1882;
and in the States and Territories, in New York City, and in the other
reserve cities, separately, at three dates in each year, from 1878 to 1882.
APPENDIX.

Special attention is called to the synopsis of judicial decisions, to
the numerous and carefully prepared tables in both report and appendix, and to the index of subjects and list of tables to be found at the
close of the appendix. At the end of the full volume of more than
seven hundred pages, which contains separate statements of 2,269 national banks as returned by them for October 3, is an alphabetical list of
the cities and villages in which the national banks are situated.
In concluding this report; the Comptroller gratefully acknowledges the
efficiency of the officers and clerks associated with him in the discharge
of official duties.
JOHN JAY KNOX,
Comptroller of the Currency.
Hon.

JOSEPH W.

KEIFEE,

Speaker of the House of Representatives.




LXX

REPORT OP THE COMPTROLLER OF THE CURRENCY.

APPENDIX.

NJMES and COMPENSATION of OFFICERS and CLERKS in the OFFICE of the
COMPTROLLER OF THE CURRENCY.
Name.

Grade.

John Jay Knox
John S. Langworthy

Salary.

: Comptroller
;

$5, 000

Deputy Comptroller

2,800

J. Franklin Bates
William B. Greene
JohnD. Patten
Edward Wolcott

Chief of division
i
do
do
do

2,200
2,200
2,200
2,200

John "W. Griffin
Edward S. Peck
"Watson W. Eldridge
Frank A. Miller
Theodore O. Ebaugh

, Bond clerk
Superintendent
Teller
Principal bookkeeper
!
Assistant bookkeeper

2,000
2,000
2,000
2,000
2, 000

James C. Brown
Fernando C. Cate
Charles H. Cherry
William Elder
Charles H. Norton
William Sinclair
George H. Wood
Thomas C. Folger
Charles E. Brayton
David B. Brenner
William H . Glascott
J o h n A . Hebrew
George T. May
Washington K . McCoy
E d m u n d E . Schreiner
Charles J . Stoddaid
William D. Swan
Walter Taylor
Edwin D.i'racy

Fourth class
do
do
do
do
do
do
Stenographer
Third class
do
do
do
do
do
'
do
do
do
do
do

"
'
;

'
'.

i
;

1,800
1,800
1,800
1,800
1,800
1,800
l,8€0
1, 600
1,000
1, G O
O
1,600
1,600
1,600
1,600
1,600
1,600
3,600
1,600
1,600

J . Edward De Saules
Charles B. Hinckley
E. Le Roy Livingston
Isaac C. Miller
Charles McC. Taylor
William H. Walton
Arthur M. Wheeler
Frederick Widdows

Second class
do
do
do
do
do
do
do

1,400
1,400
1,400
1.400
1,400
1,400
1,400
1,400

Harriet M. Black
May Crosby
Julia K. Donoho
Sarah F . Fitzgerald
M a r y E . McCormick
Morris M. Ogden

First class
do
do
do
do
do

1,200
1,200
1,200
1,200
1,200
1,200

Margaret L. Simpson
George F. Walker

First class
do

EvelineC.Bat.es

Clerk

Edward Myers

do

Joseph K. Miller

Messenger

Philo Bnsh
William Griffiths
Silas Holmes

Assistant messenger
do
do




1,200
1,200
1,000

:

Engineer

John Newman

i

1,000
1,080
840

'
j
i

720
720
720

REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXI

NAMES and COMPENSATION of OFFICERS and CLERKS, #c—Continued.
JSTame.

i

Thomas H. Austin
Thomas Jackson
Lafayette J. Garner

"Watchman
do
\ Fireman

Langston W. Allen
Lee Nance
Boston Nowlin

i Laborer
!
do
j
do

Eliza M. Barker
Ettie J . Broughler
Margai-et M. Browne
K a t e R . Bruce
Louisa Campbell
Virginia H. Clarke
Sarah G. Clemens
Mary L.Conrad
Mary A. Curtis
Margaret F. Dewar
Jane A. Dorr
AnnabellaH. Finlay
Mora M. Fleming-.".
Margaret E. Gooding
Elizabeth Hutchinson
Kebecca C. Hulburd
Eliza E. Hyde
Alice M. Kennedy
Lucretia \V. Knowlton
Emma Lafayette
Sarah Lowell
Maggie B. Miller
Margaret F. Ogden
M a r y E . Oliver
C a m e L. Pennock
Eliza M-. Peters
Annie E. Kanney
Emily H. Reed
Marie Eichardson
ElizaA.Saunders
F a y e t t e C . Snead
Amelia P. Stockdale
Sarah A. W. Tiffey
Julia C. Townsend

! Clerk
'
do
i
do
do
do
j
do
I
do
!
do
i
do
i
do
do
do
!
do
'
do
i
do
I
do
;
do
i
do
I
do
|
do
I
do
j
do
;
do
.do
do
j
do
]
do
I
do
do
do
i
do
!
do
I
do
|
do.

Salary.

Grade.

'.

,

|

$720
720
720

I
!
j
j
I
'

.j
'•

:

'

!
i

!

j
i
i
i
i

660
660
660
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900

Expenses of the office of the Comptroller of the Currency for the fiscal year ending June 30,1882.

For special dies, plates, printing, &c
For salaries

$116,860 29
101,398 88

Total
218,259 17
Total expenses of the office of the Comptroller of the Currency from its organization
to June 30, 1882, $5,366,908.18.
The contingent expenses of the office are not paid by the Comptroller, but from the
general appropriation for contingent expenses of the Treasury Department; and as
separate accounts are not kept for the different bureaus, the amount cannot be stated.




LXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

SYNOPSIS OF DECISIONS OF THE SUPREME AND CIRCUIT
COURTS OF THE UNITED STATES AND OF STATE COURTS
OF LAST RESORT, UPON QUESTIONS ARISING UNDER
THE NATIONAL BANK ACT, AND UPON COGNATE POINTS
OF INTEREST TO BANKS AND TO PARTIES HAVING
DEALINGS WITH THEM.*
ABATEMENT.

I. An action brought by a creditor of a national bank is abated by a decree of
a district or circuit court dissolving the corporation and forfeiting its franchises. (First National Sank of Selma vs. Colby, 21 Wallace, p. 609.)
II. Suit by the receiver of the Netv Orleans National Banking Association (formerly
a State organization called the Bank of New Orleans) against a shareholder
to enforce his personal liability. Plea in abatement that " at the date of
the appointment of said receiver there was not, nor has there since been,
nor is there now, any such corporation as said New Orleans National Banking Association, because said Bank of New Orleans had no power by its
charter, nor authority otherwise from the State of Louisiana, to change its
organization to that of a national association under the laws of the United
States."
On general demurrer this plea was held bad, because no authority from
the State was necessary to enable the bank to make such change. The option to do so was given by the forty-fourth section of the banking act of
Congress, 13 Statutes, 112. "Thepower there conferred was ample, and its
validity cannot be doubted." (Casey, Receiver, $-e., vs. Galli,4 Otto, p. 673.)
This plea was also held bad upon the additional ground that "where a
shareholder of a corporation is called upon to respond to a liability as such,
and where a party has contracted with a corporation, and is sued on his
contract, neither is permitted to deny the existence and legal validity of
such corporation." (Ibid.)
"To hold otherwise," says Mr. Justice Swayne (p. 680), " would be contrary to the plainest principles of reason and good faith, and involve a
mockery of justice. Parties must take the consequences of the positions
they assume." "They are estopped to deny the reality of the state of
things which they have made to appear to exist, and upon which others
have been led to rely. Sound ethics require that the apparent, in its eifects
and consequences, should be as if it were reai, and the law properly so
regards it."
ACCOMMODATION ACCEPTANCES, INDORSEMENTS AND NOTES.

I. Where bills, indorsed by a national bank for accommodation only, had been
negotiated by the bank through its usual channels of communication with
its correspondents as its own bills, and the proceeds thereof have been
placed to the credit of the bank, which thereupon gave the same credit to
the parties for whom it had thus indorsed, and received no benefit therefrom: Meld, that although an accommodation indorsement by a national
bank, in such cases, was void in the hands of holders against whom notice of
the character of the indorsement could be concluded, yet that the bank was
liable for the same to holders, for value without notice. (Blair vs. First
National Bank of Mansfield, Ohio. United States circuit courtfor Ohio, at Cleveland November term, 1875, Emmons, J. Seported in Bankers' Magazine for
March, 1878, pp. 721-5.)
II. It is no defense to a suit against the acceptor of a draft which has been discounted, and upon which money has been advanced by plaintiff, that the
draft was accepted for the accommodation of the drawer. (Davis vs. Mandall, 115 Mass., p. 547.)
III. A national bank discounted a note made by the defendant for the benefit of
the payee, and which the payee agreed to take care of at maturity: Held,
that the hank could recover the note although it bad, when it took the
note, full notice of the circumstances under which it was given. (Thatcher
vs. West River National Bank, 19 Mich., p. 196.)
(See, also, Title "EVIDENCE.")
* Many of the decisions cited in this synopsis will be found in "Thompson's National
Bank Cases," vols. 1 and 2; but in most instances reference is made to the original
report, thus indicating the tribunal by which the point was decided.




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIII
AcOOMODATION ACCEPTANCES, INDORSEMENTS, AND NOTES—Continued.

IV. That the accommodation acceptance, indorsement, bill, or note of a corporation is ultra vires. (See Bank of Genesee vs. Paichin Bank, 13 N. Y.,p. 309,
mid 19 N. Y., p. 312; Bank of Auburn vs. Putnam, jr., 1 Abb. App. Decisions,
p. 80; Monfords vs. Farmers $• Mechanics' Bank, 26Barb., p. 568; Farmers $•
Mechanics' Bank vs. Troy City Bank, 1 Doug. \_Mich.~\, p. 45.)

[NOTE.—In the United States circuit court, western district Virginia
Judge Bond has recently decided the cases of Seligman §• Co. vs. The Charlottesville National Bank, and Johnston Brothers $• Co. against the same bank.
The first was an action of covenant upon a letter of credit for £5,000, issued
under the seal of the bank, pursuant to a resolution of the board of directors, guaranteeing the drafts of Flannagan & Son to the amount of said
letter. The latter was assitmpsit upon five bills of exchange for$5,000 each,
dated April 16, 1875, each drawn by said Charlottesville Bank upon the
Citizens' National Bank of Baltimore, payable to the order of Flannagan
& Son, acceptance waived, maturing upon days "fixed" within five days
of each other, the first, November "20, and the last, December 10 of same
year. Said bills were not drawn against funds due or to become due from
the said Citizens' to said Charlottesville Bank, but were a mere loan of the
credit of the latter bank (it being without funds) to the said Flannagan
& Son, and drawn to be used by the latter, as they were used, as collateral security in part for a loan of $25,000, made by said Johnston Brothers
Sf Co. to said Flaunagan &, Son. Said plaintiff's took said bills as such
collateral security, and with full notice of all the facts aforesaid. Held, I.
That said letter of credit and said bills of exchange were only the accommodation paper of said Charlottesville National Bank, and, as such, void
in the hands of the plaintiffs, holding with full notice of their character.
II. That the incidental powers conferred upon national banks are not such
as are conferred upon banks generally, but only such as are necessary to
carry on the specific banking business prescribed by the national-bank
act. Hence, though such banks may borrow money for certain purposes,
they have no power to loan their credit to customers. These cases were
reported in the Bankers' Magazine for December, 1879.]

ACTION*.

I. A national bank may be sued in the proper State court. (Bank of Bethel vs.
Pahquioqne Bank, 14 Wall., pp. 383,395.)
II. Such banks may sue in Federal courts. The word " by " was omitted in section 57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 506-7.)
III. Receivers may also sue in United States courts. (Ibid.)
IV. When the full personal liability of shareholders is to be enforced the action
mustfbeatlaw. (Kennedy vs. (lib-son, 8 Wall., p. 505; see, also, Casey, <fc, vs.
Galli, supra.)
X. But if contribution only is sought, the proceedings may be in equity, joining
all the shareholders within the jurisdiction of the court. (Ibid., pp. 505-6.)
(See, also, Title "SHAREHOLDERS, INDIVIDUAL LIABILITIES OP," VI, post.)
VI. But in Bailey, Receiver, tfe., vs. First National Bank of Duluth, U. S. circuit court

for Minnesota, Nelson, J.—Held, that even where less than the par value was
assessed the suit might be at law; and this would seem to be the ti ne theory.
(See Bankers' Magazine, April, 1877, p. 793.)
[NOTE.—InStanton, Receiver, <fc, vs. Wilkeson, 8 Ben., 357, the point was
distinctly made before Judge Blatchford. The suit was brought to enforce
an assessment of sixty per centum, and defendant insisted that plaintiff
should have proceeded by bill in equity; but the court held that the action
at law was the proper remedy, at the option of the receiver.]
VII. A national bank located in one State may bring action in the circuit court
of the United States sitting within another State against a citizen thereof.
(Manufacturers'

National Bank vs. Baack, 8 Blatch., p. 147.)

VIII. In such action it will be presumed, so far as the question of jurisdiction is
concerned, that the stockholders of such bank are citizens of the State
where the bank is located. (1 bid.) But in case of Commercial Bank of Cleveland vs. Simmons, decided in the United States circuit court northern district
of Ohio, it was held that a national bank does not sue in the Federal court
by virtue of any right conferred by the judiciary act of 1789, but by virtue
of the right conferred by its charter, the national-bank act, and this would
seem to be the true doctrine. (See Thomp. National Bank Cases, p. 295. Also
First National Bank of Omaha vs. County of Douglas, 3 Dillon, p. 298, decided

by Mr. Justice Miller, of the United States Supreme Court.)




LXXIV

REPORT OP THE COMPTROLLER OF THE CURRENCY.

ACTIONS—Continued.

IX. National banks can be sued only in the courts designated in the national-bank
act. Therefore a State court of New York has no jurisdiction of an action
against a national bank located in Alabama. (Cadlexs. Tracy, 11 Blatch.,p.
101.) To the contrary of this, see Cooke vs. State National Bank, 52 N. T., p. 96.
X. Actions in their nature local, in the technical legal meaning of that word, may
be brought against a national bank in the State court of the proper county.
(Case// vs. Adams, 102 V. S., p. 66.)
(See, also, Title "JURISDICTION,"pout.)
ATTACHMENTS OF ASSETS,

I. When a creditor attaches the property of an insolvent natioual bank, he cannot hold such property against the claim of a receiver appointed after the
attachment suit was commenced. Such creditor must share pro rata with
all others. (Bank of liehna vs. Colby, 21 Wall.,pAM9; see, also, Harvey vs.
A lien, 16 Match/., p. 29.)
(See, also, Title "JURISDICTION," If, post.)
II. Section 5242 Revised Statutes United States prohibits the issuing of an attachment against a national bank by any State, county, or municipal court,
before final judgment. (Central National Bankxn. Richland National Bank,
52 Howard \_N. T.}, p. 136.)
III. In Robinson vs. National Bank of New Berne, 58 How., p. 306, the court of
appeals decides that a State court can issue attachment process against a
solvent national bank, located in another State, upon which its funds within
the jurisdiction ofsuch court can be seized and subjected to the satisfaction
of any claim established by the judgment of such tribunal. But in the
supreme court of New York, in Ilhoner vs. First National Bank ofAllentoivn,
14 Hun., p. 126, the contrary doctrine is held in accordance with the rulingin Central National Bank vs. Richland National Bank, 52 How., p. 136, heretofore cited.
[NOTE.—It is submitted that the latter is the correct rule. The currency
act favors the policy, on the part of country banks, of keeping a large
portion of their reserve in certain cities. But if such banks are advised that
such reserve funds are there subject, at any moment, to be seized by process
of a State court, at the instance or caprice of any resident who may think
himself a creditor, such deposits will be made with more or less hesitation,
or not at all.]
ATTORNEYS.

I. Section 56 of the currency act is directory only, and it cannot be objected by
defense that a suit is brought by a private attorney instead of the United
States district attorney. (Kennedy vs. Gibson, 8 Wall., p. 504.)
BY-LAWS.

I. A national bank cauuot by its by-laws create a lien on the shares of a stockholder who is a debtor of the association. (Bullard vs. National Bank, <$-e.,
18 Wall., p. 589.)
(See, also, case of Bank vs. Lanitr, 11 Wall., p. 369, cited under " LOANS
OX SHARES," post.)

[NOTE.—In Youn<f vs. Fough, 23 N. J. Equity M., p. 325, it was held that
a national bank could by its by-laws prohibit the transfer of shares by a
shareholder while indebted to the bank, and that transfers in violation of
such by-laws were void. As it is held by the Supreme Court of the United
States that such by-laws can create no lien for indebtedness, it would seem
that a regulation prohibiting such transfers can be of little practical use,
even if the power exists.]
CHECKS.

I. The holder of a check on a natioual bank cannot sue the bank for refusing;
•• payment, in the absence of proof that it was accepted by the bank. (National Bank of the Republic vs. Millard, 10 Wall., p. 452.) *
II. The relation of banker and customer is that of debtor and creditor. Receiving deposits is an important part of the business of banking, but the moment they are received they become the moneys of the bank, may be loaned
as a part of its general fund, and the check of the depositor gives no lieu
upon them. (Ibid., p. 155.)
III. Perhaps, on proof that check had been charged to the drawer, and that the
bank had settled with him on that basis, the holder or payee could recover
on account for "iimney had and received." (Ibid,, pp. 155-0.)




KEPORT OV THE COMPTROLLER OF THE CURRENCY. LXXV
CHUCKS—Continued.
IV. The facts that the bank was a United States depositary and the check wag
drawn by a United States officer to a United States creditor do not vary the
rule. (Ibid., pp. 155-6.)
V. Where a bank pays a check drawn on it in favor of a party whose indorsement thereon is forged, and the same has passed through several hands,
only reasonable diligence is required to be exercised in giving notice to
prior holders of the forgery, after its discovery, in order to hold them liable.
(Shrwder vs. Harvey, 75 III., p. 638.)
VI. A clerk of plaintiffs received from their debtors checks, payable to their
(plaintiffs') order, in payment of sums due. The clerk, wrongfully and
without authority, indorsed the names of the plaintiffs on these checks
and transferred them to other persons, appropriating the proceeds to his
own use. Subsequently these checks were deposited with a bank, which in
good faith collected them and paid over the proceeds to the depositors. In
a snit by plaintiffs against the bank to recover the amounts so collected by
it: Held, that the bank was liable. (Johnson vs. First National Bank, 13
N. Y. Sup. Court.)
VJI. Bankers are presumed to know the signatures of their customers, and pay
checks purporting to be drawn by them, at their peril. ( Weisser va. Dennison, 10 N. ¥., p. 68; National Batik of the Commonwealth vs. Grocers' National Bank, 35 Howard IN. ¥. JV.], p. 412.) This last case holds that if
the bank, the drawee, pays the forged check to the holder, it cannot recover back the money so paid. The same doctrine was held in case of First
National Bank of Quinci/ vs. llicker, 71 III., p. 439; but qualified by holding
that it applied only where the presumed negligence was all on the s'ide of
the. bank, and where the holder or payee had been guilty of no fraud or act
to throw the bank off its guard.
YIII. CERTIFYING.—National banks have the power to certify checks; and thi.
power may be exercised by the cashier without any special authorization
The directors can limit this power, but such limitation will be no defense
as to parties having no notice. (Merchants' National Bank vs. Stale National
Bank, 10 Wall, p.6Qi.)
IX. A certificate of a bank that a check is good is equivalent to an acceptance
implying that the bank has the funds to pay it, and that they are set apart
for that purpose. (Ibid., p. 604.)
X. A national bank is liable on a check certified by its cashier to the holder
in good faith, although the drawer has no funds in the bank when it was
certified. (Cooke vs. State National Bank, 52 N. T., p. 96.)
XI. The act of Congress of March 3, 1869, making it unlawful for a national bank
to certify checks unless the drawer has at the time funds on deposit to an
amount equal to the amount specified in the check, does not invalidate a
conditional acceptance of a check by such bank, having no funds of the
drawer in its hands at the time, but engaging to pay the same when a
draft left with it for collection by the drawer shall have been paid. (First
National Bank vs. Merchants' National Bank, 7 West Va., p. 544.)
XII. A bank is liable to pay a subsequent bona fide purchaser the amount of a
check which it has certified, notwithstanding the check was fraudulently
raised, if before certification, from a smaller amount. (Louisiana National
Bank vs. Citizens' Bank, 28 La. Annual, p. 189.)
XIII. When a bank was chargeable with negligence in certifying a check, which
was so drawn as to admit of a fraudulent alteration of the amount being
easily made, and the check was raised: Held, that the bank was liable to a
bona fide holder, for value, for the increased amount. (Helwegevs. Hibernia National Bank, 28 La. Annual, p. 5'20.)
[NOTE.—As the above case unquestionably declares the true rule of law,
prudence would seem to dictate that cashiers should always insist upon
such filling up of checks as to render alteration impracticable, before certifying.]
XIV. A certified check is not deemed dishonored by delay between its date and the
time when it is sold to a bonafidepurchaser, for value, so that the latter
takes it as overdue, and subject to equities; because, by certifying, the
bank becomes the principal debtor, and liable indefinitely, like an acceptor
of a bill of exchange. Hence, one who in good faith, and after making
reasonable inquiry, bought a certified check, three or four months after its
date, which had been stolen, was held entitled to recover its amount. (Nolan vs. The Bank of New York, 67 Barb., p. 24.)




LXXVI

REPORT OF THE COMPTROU-KR OF THE CURRENCY.

CHECKS—Continued.
XV. A check contained ou its face this recital: "To hold as collateral for 1,000
P. T. Oil, pipage paid to Jan. 4, 1870 "; across its face the cashier wrote,
" Good when properly indorsed." Held, that the check was not drawn in
usual course of banking business, and. therefore the certificate of the
cashier did not bind the bank. (Dorse;/ vs. Abrams et al., bankers, 85 Pa.,
p. 299. See, further, as to liability ou checks, certified or otherwise, Dodge
vs. National Exchange, Bank, 30 O., p. 1; Security Bank vs. National Bank of
the Republic, 67 N. ¥., p. 458; Andrewsva. German National Bank, 9 Heisk.
[Tenn.],p. 211.)
CIRCULATION.

The circulating notes of a national bank are valid without the imprint of the
seal of United States Treasury. V. S. v. Bennett, 17 Blatehf.,'Ao7.
CITIZENSHIP.

I. National banks are citizens of the State in which they are organized and
located, and when sued by national banks of other States have a right to
demand a removal of the snit from a State to the proper Federal court.
(Cliatham National Bank vs. Merchants' National Bank, 4 ThompsonfyCook,
N. T. Sup. C, p. 196, and 1 Hunter [N. F ] , p. 702; Daw vs. Cook, 9 Nevada,
p. 134.)
(See also Title "ACTIONS" V and VI,supra.)
II. A national bank, being a citizen of the State in which it is located, may be
required to give security for costs when suing in another State; and in the
State of New York such security may be required, because the bank is
regarded as a corporation created by a foreign State. (National Park Bank
vs. Gunst, 1 Abbott's New Cases, p. 292.)
COLLECTIONS.

I. A bank receiving paper for collection undertakes to use due diligence in
making demand, at maturity, and giving the proper notices of non-payment.
An unreasonable delay will charge the bank with liability for the amount;
and proof that the paper would not have been paid, if presented, will constitute no defense. (Bank of Washington vs. Triplett, 1 Peters, p. 25; Bank
of New Hanover vs. Kenner, 76 N. C, p. 340; Steele vs. Russell, 5 Nebr., p. 211;
Capital State Bank vs. Lane, 52 Miss., p. 677; Fabens vs. Mercantile Bank, 23
Pick. [Jlfass.], j>.320.)
II. And if the bank receiving paper for collection, upon a sufficient consideration, transmits it to another bank to be collected, the receiving bank will
be liable for the misconduct of such other bank, unless there is some agreement to the contrary. (Montgomery Count)/ Bank vs. Albany City Bank, 7
N. ¥., p. 459; Commercial Batik vs. Union Bunk, 11 N. T., p. 203; Kent vs.
Dawson. 13 Blatehf, p. 237; First National Bank vs. First National Bank of
Denver,'4 Dill.,p. 290.)
III. A bank received a check upon itself for collection, being at the same time a
large creditor of the drawer, and failed, without excuse, to notify the
depositor of the non-payment of the check: Held that the bank was
chargeable for the negligence. (Bank of New Hanover vs. Kenner, supra.)
IV. A bank holding a check for collection, and accepting the certification of the
bank upon which it is drawn, in lieu of payment, assumes the risk and
thereby becomes liable to the owner for the amount, with interest from date
of certification. (Essex Count)/ National Bank vs. Bank of Montreal, 7 Bissell,
p. 193.)
V. The Corn Exchange National Bank of Chicago sent defendant, the Dawson Bank,
at Wilmington, N. C, a draft drawn upon one Wiswall, living at Washington, N. C , for collection. Defendant by letter acknowledged the receipt of
the draft, stating that it had been credited to the Corn Exchange Bank, and
entered for collection. Thereupou defendant sent draft to Bwrbank 4" Gallagher, bankers at Washington, N. C, for collection. The latter house collected the draft, but failed and passed into bankruptcy before remitting.
In a suit brought by the assignee of the Corn Exchange National Bank
against the Dawson Bank to recover the proceeds of the draft: Held, per
Wallace, J., thattl|e latter bank was liableforthe amount. (Kent, assignee,
#c, vs. The Dawson Bank, 13 Blatehf., p. 237.)
[NOTE.—The court concedes that the authorities are conflicting upon the
point involved in this case. In Nero York, Ohio, and in England, the decisions sustain the conclusions of Judge Wallace, while in Connecticut, Massachusetts, Illinois, and Pennsylvania precisely the contrary rule prevails. The
point was made in this case that the law of Illinois should control the right*
of parties, but it was held otherwise.]




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXVII

COLLECTIONS—Continued.

VI. In an a«tion by (i against a bank it appeared that a note was made to G's
order, indorsed by him, and sent through the house of B, a banker, for collection, and by B indorsed to the defendant bank, "for collection and
credit" : Held, that B, \>j the indorsement, did not become the owner of the
note, and had no right to pledge it, or direct its proceeds to be credited to
him in payment of his indebtedness to the defendant bank. (First National
Bank vs. Gregg, 79 Pa., p. 384.)
VII. In such case, if the defendant bank had made advances, or given new credit
to B on the faith of the note, it would have been entitled to retain the
amount out of the proceeds. {Ibid.)
VIII. A bank holding a customer's demand note has a lien upon the proceeds or
drafts delivered to it for collection, after the giving of the note, though collected after the filing of a petition in bankruptcy, and can apply such proceeds upon the notes. (Be Farnsworth, 5 Bliss.,p. 223.)
IX. A collection agent who receives from his principal a bill of lading of merchandise, deliverable to order, and attaches to it a time draft, may, in the
absence of special instructions, deliver the bill of lading to the drawee of
the draft, upon the latter's acceptance of the draft. It is not the duty of
the agent to hold the bill after such acceptance. (National Bank of Commerce vs. Merchant's National Bank, 1 Otto, p. 92.)
X. Woolen &• Co., bankers at Indianapolis, sent to defendant, a bank at Buffalo,
a draft on one Bugbee; also bills of lading for sundry car-loads of lumber.
The remittance was by letter, which merely stated that the draft and bills
were sent to defendant for collection and remittance of proceeds to plaintiffs, Woolen < Co. The draft was drawn by, and to the order of, Coder $•
f
Co., indorsed by them, by Mayhew, and the plaintiffs. By the terms of the
draft the drawer, indorsers, and acceptor waived presentment for payment
and notice of protest and non-payment. It was payable fifteen days after
its date, and it was admitted that by ordinary course of transit the lumber
would reach its destination eight days prior to the maturity of the draft.
There had been no business transactions between plaintiffs and defendants,
save one collection similar to this. Defendants presented the draft to Bugbee for acceptance, and upon such acceptance delivered to him the bills of
lading. Bugbee failed before the draft matured, and plaintiffs sued defendants for delivering the bills of lading to Bugbee before payment of the draft.
It was conceded that the draft was drawn for the price or value of the lumber: Held, per Wallace,./., that, the draft being on time, it must be presumed that it was the intent of parties that Bugbee should realize from
sale of the lumber the funds to meet the draft at maturity. Therefore,
upon his acceptance of the draft, he was entitled to the bills of lading, and
defendants were not liable for thus delivering them ; but if the draft had
not been upon time, a different rule might have prevailed. (Woolen <f Webb
vs. N. T. and Erie Bank, 12 Blatehf., p. 359.)
XI. L. transmitted to a bank a draft indorsed "for collection ou his account."
The bank provisionally credited the draft, when received, to L., presented
it for payment, and surrendered it to the drawee on receipt of his check for
the amount. Instead of demanding the money on this check, the bank had
it certified "good," and ou the same day suspended payment. The next
day the cheek was collected, and the money mingled with the other money
in the hands of the receiver : Held, that the receiver held the funds in trust
for L. {Lent vs. Missouri Bank, 5 Dillon, p. 104.)
XII. The general power of a bank to collect ceases by its suspension, as to paper
previously deposited therewith. (Jocknsch vs. Toiesey, 51 Tex., p. 129.)
COMPBOMISES.

I. In adjusting aud compromising contested claims against it, growing out of a
legitimate banking transaction, a national bank may pay a larger sum than
would have been exacted in satisfaction of them, so as to thereby obtain a
transfer of stocks of railroad and other corporations, in the honest belief
that, by turning them into money under more favorable circumstances than
then existed, a loss which it would otherwise suffer from the transaction
might be averted or diminished. {First National Bank vs. National Exchange
Bank, 2 Otto, p. 122.)
II. So, also, it may accept stocks in satisfaction of a doubtful debt, with a view
to their subsequent conversion into money, in order to make good or reduce
an anticipated loss. (Ibid.)
(See, also, Title "ESTATE, RHAT.," I, post.)




LXXVIII

REPORT OF TI1K COMPTROLLER OF THE CURRENCY.

COMPROMISES—Continued.

III. A courthasnopowrv, under section 5324 of the Revised Statutes of the United
States, to order the receiver of a national bank to compound debts which
are not " bad or doubtful" ; and a composition under such an order, of debts
not bad or doubtful, is ineffectual. (Price, Receiver, cfc., vs. Yales, 2 Thomp.
Cases, p. 204, V. S. circuit court, western district Pa.)
IV. A receiver compromised suits with counsel for the United States : Held, that
the compromise would not bo opened after a lapse of years, no fraud being
alleged. Henderson v. Myers, 11 Phil. (Pa.), 616.
[NOTE.—This must have been a compromise made without a special order
- of court.]
COMPTROLLER.

I. The Comptroller appoints the receiver, ami can therefore remove him. (Kennedy vs. Gibson, 8 Wall., p. 498.)
II. The Comptroller's certificate, reciting the existence of the facts of which ho
is required to be satisfied, to justify the appointment of a receiver, under
section 50 of the national-bank act, is sufficient evidence of the validity of
such appointment, in an action brought by such receiver. ( Platt vs. Bebee,
57 A". T.,p. 339.)
III. The Comptroller must authorize any increase of the capital stock of a national
bauk ; and such increase must be certified by him as prescribed by section
13 of the act of Congress providing for the organization of national bants.
(Charleston vs. People's National Bank, 5 S. C, p. 103.)
IV. The Comptroller cannot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. (Casevs. Terrill,
11 Wall., p. 199.)
(See, also, title " SHAREHOLDERS, INDIVIDUAL LIABILITY OF,"post.)
CONVERSION.

I. The conversion of a State into a national bank works no dissolution, only a
change of the original corporation; nor does the latter thereby escape any
of its liabilities. (Maynard vs. Bank, 1 Brewster, Pa., p. 483; Kelsey vs. National Bank of Crawford County, 69 Pa., p. 426; Coffey vs. National Bank of
the Slate of Missouri, 46 Mo., p. 140.)
CREDITORS OF NATIONAL BANKS.

I. The respective rights and liabilities existing between a national bank and its
creditors and debtors becomefixed,when its insolvency occurs. * * * All
the property and assets of the association then become a fund legally dedicated, first, to the satisfaction of any claim of the United States for the
redemption of its circulating notes, and, second, for a ratable distribution
of the balance among its general creditors upon the principle of equality.
(Balch vs. Wilson, 2 Thomp. Cases, p. 276 ; 25 Minn., p. 299.)
CURRENCY.

I. The word "currency," in a certificate of deposit, means money, including
bank notes, which, though not an absolute legal tender, are used as money
by authority of law, and are in circulation generally, at the locus in quo, on
par with coin. (Klauber vs. Biggerslaff, 47 Wis., p. 551.)
CURRENCY ACT.

I. The purpose of the currency act was, in part, to provide a currency for the
whole country, and, in part, to create a market for the government loans. (Per
Strong, J., in Tiffany vs. National Bank of the State of Missouri, 18 Wall., p.
413.)
II. National banks organized under the act of Congress of June 3, 1864, are the
instruments designed to be used to aid the government in the administration of an important branch of the public service; and Congress, which is
the sole judge of the necessity for their creation, having brought them into
existence, the States cau exercise no control over them, nor in any wise affect
their operation, except so far as Congress may see proper to permit. (Per
Swayne, J., in Farmers and Mechanics' National Bank vs. Dearing, 1 Olio, p.
29.)
III. The constitutionality of the act of June 3,1864, is unquestioned. It rests on
the same principle as the act creating the second Bank of the United States.
The reasoning of Secretary Hamilton aud of this court in MeCulloch vs. The
State of Maryland, 4 Wheat., p. 316, and in Osborne vs. Bank U.S.,7 Wheat.,
' p. 708, therefore applies.
IV. The power to create carries with it the power to preserve. The latter is a
corollary of the former. (Ibid., per Swayne, J., pp. 33, 34.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXIX

DEBTORS OF NATIONAL BANKS.

I. Debtors of an insolvent national bank, when sued by the receiver, cannot
object that pleadings do not show a compliance with all the steps prescribed
by statutes as preliminary to the appointment of such receiver. (Cadle,
Receiver, #c, vs. Baker if- Co., 20 Wall, p. 650.)
II. Such ordinary debtors may be sued by receiver without previous order of the
Comptroller. (Bank vs. Kennedy. 17 Wall, p. 19.)
DEPOSITS.

I. CERTIFICATES OF.—A certificate of deposit was issued by a bank for a certain
sum, subject to the order of the depositor at a. certain date, payable on the
return of the certificate: Held, in an action on said certificate against the
bank, brought by an assignee, that there could be no recovery without proof
of au actual demand and refusal of payment. (Brown vs. McElroy, 52 Ind.,
p. 404.)
II. In a suit against the bank, upon a stolen certificate of deposit given by the
defendant to the plaintiff, reciting that he had deposited in the bank a certain number of dollars, payable to his order in current funds, on the return
of the certificate properly indorsed : Held, first, that the instrument should
be regarded as the promissory note of the bank, assignable under the statute
(of Indiana), but that it was not negotiable as an inland bill of exchange,
being made payable not in money, but "in current funds"; second, that the
payee could recover on said stolen certificate without giving a bond against
a subsequent claim thereunder by another person. ( National State Bank vs.
Ringel, 51 Ind., p. 393.)
III. Where a bank issues a certificate of deposit, payable on its return properly
indorsed, it is liable thereon to a bona-fide holder, to whom it was transferred
seven years after it was issued, notwithstanding the payment thereof to the
original holder. Such certificate is not dishonored until presented. ^National Bank of Fort Edward vs. Washington County National Bank, 5 Hun.,
N. Y. Sup. Court, p. 605.)
IV. Under a statute prohibiting the circulation of bills or notes not payable on
demand, banks have no power to issue time certificates of deposit; and
such certificates, if issued, are void. They are equivalent to post notes.
(Bank of Peru vs. Farnesworth, 18 III, p. 563; Bank of Orleans vs. Merrill,
2d Hill [N. Y.], p. 295; Leavitt vs. Palmer, 3 N. T. [Comst.J, p. 19.)
(See, also, "CURRENCY," supra.)

V. GENERAL.—The relation between a bank and its depositors is that of debtor
and creditor only, and is not fiduciary. Thus, a note deposited for collection, if passed to the credit of the depositor in his general account, then
overdrawn, becomes the property of the bank, which becomes indebted to
him for the proceeds. Upon the bankruptcy of the bank, the proceeds are
assets available to the general creditors. And the fact that the account
was made good by other deposits before collection of the note makes no
difference. (In re Bank of Madison, 5 Bissell, p. 515. A national bank may
also apply a deposit in payment of a matured note held against the depositors. (Home Bank vs. Newton, 8 III, App., 563.)
VI. A deposit is general, unless the depositor makes it special, or deposits it expressly in some particular capacity. And in case of a general deposit of
money with a banker, a previous demand by the depositor, or some other
person by his order, is indispensable to the maintenance of an action for the
deposit, unless circumstances are shown which amount to a legal excuse.
(Brahm vs. Adkins, 77 III, p. 263.)
VII. A national bank having become insolvent, a depositor therein assigned his
deposit to a debtor of the bank: Held, that the latter could not offset such
deposit against his debt, in an action thereon. ( Venango National Bank vs.
Taylor, 56 Pa., p. 14.)
VIII. A depositor was also indebted to the bank on bond and mortgage: Held, that
he could offset his deposit against said indebtedness, the bank being in the
hands of a receiver. (Mattel- of New Amsterdam Savings Bank vs. Garlter, 54
How. IN. Y. Pr.}, p. 385.)
IX. The claims of depositors in a suspended national bank are, when proved to
the satisfaction of the Comptroller of the Currency, on the same footing as
if they were reduced to judgments, and from date of such proof bear interest. (National Bank of the Commonwealth vs. Michigan National Bank, 94 Xf.
S. [4 Otto], p. 437.)
X. SPECIAL.—The taking of special deposits to keep, merely for the accommodation of the depositor, is not within the authorized business of uational banks;
and the cashiers of such banks have no power to bind them on any express
contract accompanying, or any implied contract arising out of, such taking.
(Wiley vs. First National Bank, 47 Vt., p. 546.)




LXXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

DEPOSITS—Continued.

[NOTE.—To the same effect was the decision of the New York court of
appeals in J'ijsi'.Nat. Bankof Lyonsvs. Ocean Nat. Hank, 60 N. T.,p.278. But
it is to be remembered that in both these oases only the act of the cashier
was relied upon to bind the bank. In the latter case it was stated that there
was no proof of even implied knowledge or assent on the part of the directory. In the well-reasoned case of Weckler vs. First Nat. Bank of Magerstown,
42 Md.,p. 581, these cases are cited with decided approval; bu t a recent decision of the supreme court goes very far towards establishing a different doctrine. In National Bank vs. Graham, 100 V. S. ,p. 699, the supreme court held
that section 5228 R. S. U. S. conferred upon a national bank power to receive
and take charge of special deposits, such as the public securities of the
government, and that such bank is liable in damages for the loss, through
gross negligence, oi such deposit, when it had been made with the knowledge
and acquiescence of its officers arid directors. The learned judge who delivered the opinion (Mr. Justice Swayne) cited numerous State decisions,
only referring to the cases in Vermont as being in conflict with the weight
of adjudications, and based the conclusion of the court upon the doctrine
that " gross negligence on the part of a gratuitous bailee, though not a
fraud, was equivalent thereto in legal effect, and that the doctrine of ultra
vires has no application in favor of a corporation when guilty of a wrong."]
XI. A national bank receiving a special deposit for safe-keeping, without reward,
is liable only for gross negligence. The burden of proof is on the plaintiff,
and gross negligence is not the omission of that care which every attentive
and diligent person takes of his own goods, but the omission of that care
which the most inattentive takes. {First National Bank, cj-c, vs. Hex, 8!)
Perm., p. 308.)
In Pattisou vs. Syracuse Hank, 80 X. Y., 82, the case oiNat'l Bank of Lyons
vs. Ocean National Bank is substantially overruled, following the ruling iu
Nat'l Bank vs. Graham.
DIRECTORS OF NATIONAL BANKS.

I. Directors of a national bank may remove the president, both under the law of
Congress and the articles of association, where the latter so provide. The
power exists if the bank has adopted no by-laws. (Taylor vs. Mutton, 43
Barb., N. T. Sup. Court, p. 195; S. C, 18 Abb. Pr. B., p. 16.)
II. In all cases where an act is to be done by a corporate body, a majority of the
whole number of directors is necessary to constitute a valid meeting ; but
at a meeting wheu a quorum is present the majority of those present may
act. A by-law adopted when less than a majority are present is void.
(Lockwood vs. American National Bank, 9 Rhode Island, p. 308.)
(See Title "OFFICERS,"post.)
III. The power to compromise or release claims in favor of a bank is in the board
of directors, and not within the scope of the cashier's authority. Chemical
Bank vs. Kohner, 8 Daly [.V. F.], p. 530.
EMBEZZLEMENT.

I. "When the president of a national bank, having charge of its funds, coiiTerts
them to his own use, he embezzles and abstracts them within section 55 (R.
S., sec. 5209) of the national-bank act, unless he shows authority for thus
using them. (In the matfer of Van Campen, 2 Benedict, p. 419, per Blatchford, J.)
II. Although false entries in regard to such embezzlement are made on the books
of such bank by the clerk, but by the order of the president, the latter is
chargeable as principal; and the intent to defraud the bank is to be inferred
from the fact of such embezzlement. (Ibid.)
III. The cashier of a national bank was indicted under said section 55 for embezzling and willfully misapplying the moneys of the bank with intent to defraud, &c. On trial it was proved that defendant took the moneys of the
bank and used them in stock speculations, carried on in his own name, by
depositing the same with a stock broker as "margins" for stock bought on
his own account. Meld, that the intent to injure or defraud was conclusively
presumed upon proof of the act charged4; and, therefore, evidence was not
admissible to prove that the cashier used the funds with the knowledge and
consent of the president and some of the directors of the bank, and on account of and for the benefit of the bank. (United States vs. Taintor, 11
Blatchf.,p. 374.)
[NOTE.—This last case was decided in the United States circuit court,
southern district of New York, Woodruff, Blatehford, and Benedict, JJ., all
concurring in the decision.]




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXXI

EMBEZZLEMENT—Continued.

IV. A State court has no jurisdiction of the crime of embezzlement by an officer
of a national bank situated within the State. (Commonwealth vs. Felton, 101
Mass., p. 204; Stale vs. Taller, 34 Conn.,p. 280.) But in this latter case it
was also held that while a teller of such bank could not be punished for
embezzling the funds of the bank, he could be convicted, under the statute
of the State, for purloining property deposited with such bank for safekeeping; and in Commonwealth vs. Barry, 116 Mass., p. 1, it was decided
that though an officer of a national bank, who has stolen its property, may
be subject to punishment for embezzlement under the national law, he may
also be punished for the same act, an a larceny, under the statute of the
State.
ESTATE, REAL.

I. The want of power of a bank, or of its trustee (receiver) in insolvency, to purchase and hold real estate, does not render void an arrangement whereby
land subject to a lien in favor of the bank, and to other liens, is discharged
of those other liens by funds from the assets of the bank, the land beingthen sold, and the entire proceeds of such sale realized to the bank assets,
provided the title does not pass through the bank or its trustees. (Zantzingtrs vs. Gunton, 19 Mall., p. 32.)
II. In Union National Bank et al. vs. Mathews, 98 U. S., p. 658, the court recognized
the doctrine that, "where a corporation is incompetent by its charter to
take a title to real estate, a conveyance to it is not void, but only voidable,
and the sovereign alone can object. It is valid unless assailed in a direct
proceeding instituted for that purpose."
[NOTE.—Thus it would seem that a mortgage executed to secure a present
loan, or any other conveyance of real estate to a national bank, must be
held valid until declared void in a direct proceeding instituted for that purpose by the United States Government.]
(See also, Wroien's Assignee vs. Armat, 31 Grattan, p. 238.)
III. The title to real estate taken by a national bank, on adjustment of a liability
in its favor, mnst be held valid until attacked by the United States, in direct
proceedings instituted for that purpose. Such title cannot be impeached
collaterally, in an ejectment suit. (Mapes et al. vs. Scott et al., 94 17/.., p. 379;
National Bank vs. Whitney, 106 D. S.,p. 99; Graham va. National Bank, 32
N. J. Eq., p. 804; Warner vs. DewUt, 4 III. App., p. 305.)
(See, also, Title "LOANS OH REAL ESTATE,"pout.)
ESTOPPEL.

I. A shareholder in a national hank, who has participated in its transactions as
such, and received dividends, is estopped from denying the legality of its
incorporation. The same rule applies to one accustomed to deal with a
national bank as such, as by giving his promissory note to such bank.
(Wheeloelc vs. Kost, 77 III., p. 296; National Bank of Fairhaven vs. Phoenix
Warehousing Company, 6 Hun. [N. T. ], p. 71; Casey vs. Galli, 94 U. 8., p. 673,
and numerous cases therein cited.)
XI. The Manufacturers' National Bank of Chicago, defendant, being the city correspondent of the People's Bank of Belleville, plaintiff, guaranteed to the latter
bank the payment of certain notes of one Picket, pursuant to an agreement
that thus guaranteed their amount should be, as it was, debited to the account
of the Belleville bank. Such agreement, and the guarantee in pursuance
thereof, were made by the vice-president of the defendant hank, with the
assent of the president and cashier, but without the assent of the directors.
Held, that under the circumstances the defendant bank was estopped from
setting up, as a defense, that such guarantee was ultra vires. (People's Bank
vs. National Bank. 101, U. 8., p. 181.)
[NOTE.—It will be observed that this decision stops far short of legalizing naked accommodation paper made by a national bank.]
III. A national bank which has wrongfully converted to its own use the property
of another, is estopped from denying its liability to account therefor upon
the ground that it received and held the property in carrying on the business of a warehouseman, outside the powers conferred by its charter. (German National Bank vs. Meadoweroft, 2 Thomp. Cases, p. 462. Sup. Court III.)
EVIDENCE.

I. Even if it be within the authority of the president of a national hank to bind
the bank by an agreement with the acceptor of a draft, which is discounted
by the bank, not to enforce the draft against him, yet oral evidence of such
an agreement is not competent in defense of a suit by the bank against the
acceptor. (Davis vs. Randall,\W> Mass., p. 547.)
CC
VI




LXXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

EVIDENCE—Continued.
II. The certificate of the Comptroller of the organization of a national bank is
conclusive evidence as to the completeness of such organization, in a suit
against oue of its shareholders. (Casey vs. Galli, ante; Thatcher vs. West.
River National Bank, 19 Mich., p. 196.)
III. In ordering an assessment for the payment of the debts of an insolvent bank,
the stock certificates and stock ledger of the bank must be taken by the
Comptroller of the Currency, in the absence of fraud or mistake, as showing who the stockholders were, at the time of the failure. (Davis vs. Essex,
Baptist Society, 44 Conn., p. 582.)
IV. The maker of a certificate of deposit cannot overcome its effect, as proof of a
deposit actually made, except by clear and satisfactory evidence. (First
National Bank of Lacon vs. Meyer's, 83 III., p. 507.)
INTEREST.

I. Under section '30, act of 1864, a national bank in any State may take as high
rate of interest as by the laws of such State a natural person may stipulate
for, although State banks of issue are restricted to a less rate. (Tiffany
vs. National Bank of the State of Missouri, 18 Wall., p. 409.)
II. As the action was virtually brought to recover the penalty for usury, the
statute (section 30) must receive a strict construction. (Ibid., p. 409.)
[NOTE.—In Missouri, natural persons may take ten per cent., but State
banks are restricted to eight per cent. In this case the national bank had
taken nine per cent.—Held, legal.]
III. In a suit by a national bank upon a bill of exchange discounted by it, the
acceptor cannot set up by way of counter-claim, or set-off, that the bank
in discounting a series of bills of said acceptor, the proceeds of which it
used to pay other bills, knowingly took, and was paid, a greater rate of
interest than that allowed bylaw. (Burnett vs. National Bank, 98 U.S.
[8 Otto'], p. 555.)
IV. The act of June 3, 1864 (R. S., sec. 5198), having prescribed that, as a penalty for such taking, the person paying such unlawful interest, or his legal
representative, may in an action of debt against the bank recover back twice
the amount so paid, he can resort to no other mode or form of procedure.
(Brown, vs. Second National Bank of Erie, 72 Pa., p. 209; Barnett vs. National Bank, 98 U. S., p. 555.)
[NOTE.—The above case of Barnett vs. National Bank, 98 77. S., p. 555,
overrules several State adjudications, and settles several points in regard to
usurious interest as affecting loans by national banks. It holds that when
suit is brought by such bank to recover a loan made at usurious rate, stipulated for, but not paid, the entire interest thus agreed upon, but no part
of the principal, is forfeited, and the latter may be recovered in full; that
when the usurious interest has been paid, twice its sum may be recovered by the borrower, but this can only be done by a suit directly brought
for that purpose, which suit must be in the nature of an action of debt,
commenced, of course, within the two years specified. Suppose, then, A
borrows $1,000 from a national bank on 90 days time, and for the loan actually pays usurious interest in advance. Suppose his paper is protested and
suit is brought upon it. It follows that while A cannot offset twice the usurious interest he has paid, nor any part thereof, in reduction of the face of
his paper, the bank can recover from him not only the principal of the
loan, but legal interest theveou from the date of maturity of the note or
bill.]
(See, also, Nat!. Bank vs. DearUig, 91 U. S.,p. 29, and Title "USURY,"
post.)
V. ON CLAIMS OF CREDITORS.—Where a national bank is put in charge of a
receiver, under section 50 of the original Currency Act (R. S., sec. 5234),
and a sufficient sum is realized from its assets to pay all claims against it
and leave a surplus, the Comptroller ought to allow interest on the claims
during the period of administration, before appropriating the surplus to
the stockholders of the bank. An action of assumpsit by the holder of
such a claim will not lie against the Comptroller, nor against the receiver,
but will lie against the bauk. (Chemical National Bank vs. Bailey, 12 Blatchf.,
p. 480.)
VI. In such action interest is recoverable on all demands originating in contract
conditioned for the payment of interest, and on all demands for money due
and unpaid, by way of damages for non-payment after such demands became due. And interest is recoverable on a balance due a depositor in such
bank, although he has made no formal demand of payment. (Ibid.) But,
as to this last point, see the ruling of the Supreme Court.




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII
INTEREST—Continued.

VII. In the case of National Bank of the Commonwealth vs. Mechanics National Bank,
4 Otto, p. 4'.57, this United States Supreme Court decided tbat a depositor in
a national bank, wlien it suspends payment and a receiver is appointed, is
entitled from the date of his demand to interest on the deposit; that the
claims of depositors iu such bank at date of suspension, for the amount of
their deposits, are, when proved to the satisfaction of the Comptroller of
the Currency, placed upon the same footing as if reduced to judgments;
that is to say, they draw interest from the time of such proof and allowance.
It was also decided that, such interest being a liquidated sum at the time
of the payment of the deposit, an action lies to recover it, and interest thereon.
VIII. When the Comptroller assesses shareholders to pay the debts of an insolvent
national bank, such assessment bears interest from the date of the Comptroller's order. (Casey vs. GalK, ante.)
IX. A statute of New York, fixing the rate of interest at 7 per cent., also makes
forfeiture of principal and interest the penalty for taking interest at a
greater rate. Notwithstanding this statute, the courts of that State have
held that the payee of a, promissory note may, in good faith, sell and indorse
it to a third party for a sum agreed upon, amounting as discount to any
rate in excess of that prescribed bylaw ; that such purchaser may recover
from the maker principal and interest in full, and that if it be necessary to
resort to the indorser, the purchaser may recover against him the actual
sum paid for the note with interest.
Acting upon these adjudications, a national bauk in that State, discounted
for a customer notes (all paid at maturity) for sums aggregating $2,735.36,
in excess of the legal rate of interest. Subsequently the seller sued the
bank to recover, under sections 5197 and 5198 of the National-Bank Act,
the penalties therein prescribed, to wit, double the aggregate paid.
In the State courts the plaintiff had judgment as prayed, and on writ of
error to the court of appeals of New York, the Supreme Court of the United
States affirmed the judgment below ; holding that,
"Although under the laws of New York a contract between natural persons to reserve and pay upon the discount of business paper any stipulated
rate of interest (discount) may be valid, such contract, if a national hank
be party thereto, and the paper be, in pursuance thereof, transferred to
it, is in violation of said sections, if the rate agreed upon exceeds 7per cent.,
and subjects such bank to the penalties therein prescribed. (National
Bankxs. Johnson, 104 V. S., 271.)
JUDGMENTS.

I. A judgment against a national bank in the hands of a receiver, upon a claim,
only establishes the validity of such claim; the plaintiff can have no execution on such judgment, but must await pro rata distribution. (Bank of
Bethel vs. 1'ahqiiioqne Bank, 14 Wall., p. 383, and Clifford, J., p. 402.)
JURISDICTION.

I. A United.States district court has jurisdiction to authorize a receiver of an
insolvent national bank to compromise a debt. (Matter of Platt, 1 Ben., p.
534.)
,
II. A resident (citizen) of Kentucky was a creditor of a national bank located in
Alabama, and commenced a suit on his claim against said hank in the supreme court of the State of New York, at the same time attaching certain
moneys belonging to said bank, in the hands of the National Park Bank, in
New York. Subsequently the receiver of the Alabama bank (which had
failed) was, on his own motion, made party defendant to the action pending
in the New York supreme court, and pleaded "want of jurisdiction," and
other defenses. The supreme court overruled his plea to the jurisdiction,
rendered judgment against the receiver on the merits, and ordered satisfaction to be made from the moneys attached. Thereupon the receiver filed
his bill in chancery in the United States circuit court for the proper circuit,
praying an injunction to restrain the collection of the judgment rendered by
said supreme court, and that the moneys attached be paid to him as receiver.
Held, that, by the provisions of the Currency Act, the State court was deprived of jurisdiction of the attachment proceedings; that the receiver was
not estopped by the proceedings in said State court from asserting his
rights in said circuit court, and that he was entitled to the relief prayed
for in his bill. (Cadle, Beceicer, <fc, vs. Tracy, 11 Blatchf., p. 101.)
(See, also, Title "RECEIVERS," VII, post.)




LXXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

JURISDICTION—Continued.

III. State courts have no jurisdiction of actions to recover penalties imposed by
the National-Bank Act. (Newell vs. National Bank of Somerset, ViBush. [Ky.jr
p. 57.)
(See, also, Title "EMBEZZLEMENT," IV, ante.)
IV. The United States circuit court has no jurisdiction of a suit by a private person to restrain or interfere with the Treasurer of the United States or the
Comptroller of the Currency in the discharge of their duties in respect tobonds deposited to secure the redemption of circulating notes of a national
bank. (YanAntwerp vs. Hulburd, Blatchf., p. 426.)
V. An action will not lie against the Comptroller nor the receiver, upon a claim
against an insolvent national bank, but will lie against such bank. (Chemical National Bank vs. Bailey, ante. See, also, Bank of Bethel vs. Pahquioque
Bank, ante.)
VI. A national bank cannot be sued in the United States district courts outside
of the district where it is located. (Main vs. Second Nat. Bank of Chicago?
6Bissell,p.26.)
VII. Nor can such action be brought against a national bank in a State court, save
in the county or city where it is located. (Crocker vs. Marine National BankT
101 Mass.,p. 240.)
(See, also, Title "ACTION," VII, ante; also "EMBEZZLEMENT," IV, ante.)
VIII. The provision of section 5198, U. S. Rev. Stats., requiring that suits, actions,
and proceedings againsi a national bank in any State, county, or municipal
court must be brought in the county in which such bank is located, is held
to apply to transitory actions only, and not to such actions as are by law
local in their character. (Casey, Receiver, §c, vs. Adams, 2 Thomp. Cases,p.
102. U. S. Supreme Court.)
[NOTE.—The jurisdiction of the local court was sustained in this cause,
although it seemed clear that a complete remedy might have been had in
the U. S. circuit court at New Orleans, where the bank was situated.]
IX. National banks are not entitled, by force of the national-bank act, to have
any suit in a State court, wherein they are parties defendant, removed to a
Federal court. (Wilder vs. Union Nat. Bank, 2 Thomp. Cases, p. 124.)
X. National banks are not authorized to sue in the Federal courts out of the districts in which they are located, when the amount sued for does not exceed
$500. (St. Louis Bank vs. Brinkham, 1 MeCrary, 9.)
[NOTE. —As to present jurisdiction of Federal and State courts, see act of
Congress of July 12, 1882, proviso to section 4.]
LOANS IN EXCESS.

I. A loan by a national bank in excess of the restriction of section 29 of the act
of 18(54 (Revised Statutes, section 5200), which provides that the total liabilities of any person (borrower) shall not exceed ten per centum of the
capital stock, &c, is not void on that account. The loan may be enforced,
though the bank may be liableto proceedings for forfeiture of its privileges,
&c, for making it. (Stewart vs. National Union Bank of Maryland, 2 Abb.,
United States, p. 424. See, also, O'Hare vs. Second National Bank, 77 Pa., p.
96.)
If. In Samuel M. Shoemaker vs. The National Mechanics' Bank, and The same vs.
The National Union Bank, application for injunction, & c , United States circuit court, Baltimore, Mel., Judge Giles held, * * * "As to the first
charge in this bill against the defendant, in reference to the amount loaned
to Bayne & Co., in violation of the twenty-ninth section of the act of
June 3, 1864, I would only say that the loan made under such circumstances is not void; it can be enforced as any other loan made by the
bank." (Vide 31 Md., p. 396.)
III. The validity of a loan in excess of the above-named statutory restriction
was established and set at resf. by the decision of the United States supremecourt, In the case of Gold Mining Company vs. Rocky Mountain National
Bank, 96 U. S. [6 Otto~\, p. 640.
LOANS ON REAL ESTATE.

I. A executed a note to B, and, to secure payment thereof, also executed a deed
of trust on lauds, which was in effect a mortgage, with a power of sale
thereto annexed. A rlational bank, on the security of the note and deed,
loaned money to B, who thereupon assigned them to the bank. The note
not being paid at maturity, the trustee was proceeding to sell the lands
pursuant to the power, when A filed a bill in chancery to enjoin the sale
upon the ground that by sections 5136-'37, Revised Statutes, the deed did
not inure as a security for a loan made by the bank at the time of the




REPOET OP THE COMPTROLLER OF THE CURRENCY.

LXXXV

iLOAXS ox REAL ESTATE—Continued.

assignment of said note and deed: Meld, that the bank was entitled to enforce collection of the note by a sale of the lands pursuant to the power
in the deed of trust. {Union National Bank of St. Louis vs. Matthews, 96
V. S. [8 Otlo~],p. 621.) Mr. Justice Miller dissented, holding the note valid,
but that the deed was inoperative as security to the bank.
[NOTE.—It is now well settled that a mortgage given to secure a loan
from a national bank, executed directly to the bank when the loan is made,
is valid, unless set aside by proceedings instituted for that purpose by the
government. {National Bank vs. Whitney, 103 U. S., p. 9b. Graham vs.
National Bank, 32 N. J. Eq., p. 804. Warner vs. Dewitt, 4 III. App., p. 305.
Thornton vs. Exchange National Bank. 71 Mo. 221.)]
LOANS ON SHARES.

I. National banks are governed by the act of 1864, which repealed the act of
1863, and cannot, therefore, make loans on the security of their own shares,
unless to secure a pre-existing debt, contracted in good faith. (Bank, <fc,
vs. Lanier, 11 Wall., p. 369.)
II. The placing of funds by one bauk on permanent deposit with another bank is
a loan within the spirit of section 35 of act of 1864. {Ibid., p. 369.)
III. Loans by such banks to their shareholders do uot create a lien on the shares
of such borrowers. (Ibid., p. 369.)
(See, also, Billiard vs. Bank, 18 Wall., p. 5S0; and " BY-LAWS," supra.)
IV. But a national bank has the right to make loans on negotiable notes secured
by the stock of another corporation, of marketable values. (Shoemaker vs.
National Mechanics' Bank, 1 Hugh., p. 101.) The same doctrine was also
held in case of Germania National Bank et al. vs. F. F. Case, receiver^ §c,
decided by the United States supreme court at its last term. It will be
reported in 99 U. S.
iLOCATIOX.

I. Under sections 6, 8, 10, 15, 18, and 44 of the original Currency Act (13 Statat Large, 101), respecting the location of banking associations, a national
bank is to be regarded as located at the place specified in its organization
certificate. If such a place is in a State, the association is located in that
State. (Manufacturers' National Bank vs. Baaek, 8 Blatchf., p. 137.)
OFFICERS.

I. CASHIER. The cashier is the general executive officer of a bank, having
charge of its funds, notes, bills, and other choses in action. Either directly
or through his subordinates he receives all moneys and notes of the bank,
delivers up discounted paper when paid, draws checks to withdraw funds
of the bank when deposited, and generally, as such executive officer, transacts most of the bank business. ( United States vs. City Bank of Columbus,
21 How., p. 356, and numerous later decisions )
II. But the cashier can make no declaration binding the bank not within the
scope of his general powers. (Bank of Metropolis vs. Jones, 8 Pet., p. 12; S.
P., 3 Watts 4- S., Pa., p. 317: 3 Gill [Md.], p. 96.)
III. A cashier who has made sale of corporate property, and holds a balance in his
hands, is the agent of the board of directors, and not of the respective
stockholders, and cannot be charged by an individual stockholder as holding such balance for his benefit. (Brown vs. Adams, 5 Biss.,p. 181.)
IV. A cashier, without special authority, cannot bind his bank by an official indorsement of his individual note, and the onus is on the payee to show such
authority. (West Saint Louis Savings Bank vs. Shawnee Co. Bank, 3 Dill,
p. 403.)
V. Although the cashier of a bank may, in the ordinary course of business, without the action of the directors, dispose of the negotiable securities of the
bank, he has not the power to pledge its assets for the payment of an antecedent debt. (State of Tennessee vs. Davis, 50 How. IN. T."\, p. 447.)
VI. A cashier has not the authority to compromise or release a claim of the bank.
(Chemical Bank vs. Kohner, 8 Daley IN. I*.], p. 530.)
VII. DIRECTORS. It is the duty of directors of a bank to use ordinary diligence
in acquiring knowledge of its business. They cannot be heard, when sued,
to say that they were not apprised of facts the existence of which is shown
by the books, accounts, and correspondence of the bank. They should
control the subordinate officers of the bank in all important transactions.
Therefore, under the circumstances proved in this particular case, they were
held liable for the abstraction and sale of special deposits by the latter.
( United Society, <f-c, vs. Undenvood, 9 Bush [Ky.~\, p. (509; German Bank vs.
Wnlfekuhler, 19 Kansas, p. 60.)




LXXXVI

REPORT OF THE. COMPTROLLER OF THE CURRENCY.

OFFICERS—Continued.

VIII. The cashier of a national bank, who had executed no bond, embezzled its
funds, discovery whereof might have been effected by use of slight diligence
on the part of the directory. They, however, published, according to law,
a statement of the condition of the bank, which showed that its affairs were
being prudently and honestly administered, and from which the public had
a right to believe that he was trustworthy. Afterwards, persons who had
seen this report became sureties on the official bond of the cashier, and for
his subsequent embezzlements were sought to beheld liable thereon: Held,
that such sureties, being misled by the statement, were released. They
had a right to believe that the directors, before publishing it, investigated
the condition of the bank. (Graves vs. Lebanon National Bank, 10 Bush
\_Ky.lp.23.)
IX. The mere fact that directors of a bank knew of and sanctioned overdrafts
will not release from liability the sureties of a teller who causes a loss to
the bank by permitting overdrafts; for the directors of a bank have nopower to sanction overdrafts. (Market Street Bank vs. Stnmpe, 2 Mo., App.t
545.)
X. PRESIDENT. A guarantee against loss for signing as sm-eties, given by a bank
president without authority from the directors, to those whom he had solicited thus to sign a note, given to the bank to retire a prior note held by
it against their principal, is held to be the individual contract of the president, and not binding upon the bank. (Fir-it National Bank vs. Bennett,
33Mieh.,p. 520.)
XI. A president of a bank bought the stock of A. for $1,000, and iu payment gave
up to A. his note for that amount, which the bank held against A.: Heldr
that the president exceeded his powers, and that the bank could recover
from A. the amount of the note thus surrendered. (Rhoads vs. Webb, 24
Minn., p. 292.)
XII. A president of a bank, who, with the cashier, had the general charge of its
business, permitted and directed the drawing of moneys from the bank by
one irresponsible, without security, and for a business in which the president was interested with the party drawing the funds. He requested thecashier not to say anything of it to the directors: Held, that the president
was personally responsible for the moneys thus drawn. (First National Bank
of Sturgis vs. Reid, 36 Mich., p. 263.) Quere: Would not au indictment for
embezzlement lie under the national-bank act?
XIII. The president of a bank, as such, has no authority to release the claims of the
bank against any one. Such authority must come from the directors, by
vote or implication. (Olney vs. Chadsey, 7 R. I., p. 224.) Nor can he bind
the bank to pay or become liable for a debt by his admission. (Henry vs.
Northern Bank, 63 Ala., p. 527.)
POST-NOTES.

I. Certificates of deposit, payable at a fixed future day, held to be equivalent to
post-notes, and therefore void, as prohibited by a State law. (See, ante, Title"DEPOSITS, CERTIFICATES OF," IV, and cases there cited.)
RECEIVERS.

I. The receiver of a national bank is the instrument of the Comptroller, and
may be removed by him. (Kennedy vs. Gibson, 8 Wall., p. 505.)
II. Such receiver is the statutory assignee of the assets of the Dank, and may sue
to collect the same in his own name, or in the name of the bank for his use.
(Ibid.,p.bO6.)
III. In such suit it is not necessary to make the bank or creditors parties. (Ibid. r
2>.5O6.)
IV. The receiver of a national bank represents such bank and its creditors, but
he in no sense represents the United States Government, and cannot subject
the government to the jurisdiction of any court. (Case vs. Terrill, 11 Wall. t
p. 199.)
V. The decision of a receiver, rejecting a claim against his bank, is not final.
Claimant may still sue. (Bank of Bethel vs. 1'aliquioque Bank, 14 Wall., p~
383.)
VI. The clause of section 50, act of 1864, which prescribes that the receiver shall
be "under the direction of the Comptroller,"means onlythatheshallbe subject to his direction, not that he shall not act without orders. He may and
must collect the assets. That is what he is appointed for. (Bradley, J.,
in Bank vs. Kennedy, 17 Wall., pp. 22-3.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXVII
KECF.IVEKS—Continued.

VII. Receivers of national banks are officers of the United States, within the meaning of the act of Congress of March 3, 1815, giving United States courts
jurisdiction of actions by United States officers, and may sue in such courts.
(Platt, receiver, tfc, vs. Beach, 2 Ben., p. 303.)
[NOTE.—The judge places stress upon the provision of section 31 of the
act of 1864, which requires (in that particular instance) that the Secretary
of the Treasury shall concur in the appointment of the receiver.]
VIII. Receiver not liable to be sued on a claim against the bank. (See Title
"JURISDICTION," V, ante.)

IX. The personal assets and personal property of an insolvent national bank in
the hands of a receiver appointed by the Comptroller of the Currency in accordance with the provision of section 5234 of the Revised Statutes, in legal
contemplation still belong to the bank, though in the hands of the receiver
to be administered nnder the law. The bank does not cease to exist on
appointment of the receiver. Its corporate capacity continues until its
affairs are finally wound np, and its assets distributed. (Rosenblatt vs.
Johnston, Chief Justice IVaite, U. S. supreme court, October term, 1881.
SKT-OFK.

I. In an action brought to enforce the individual liability of a shareholder of an
insolvent bank, such shareholder cannot set off against such liability the
amount due to him as a creditor of the bank. (Garrison vs. Howe, 17 N. ¥.,
p. 458 ; In re Empire City Bank, 18 JV. Y., p. 199.)
[NOTE.—Though these cases were decided by a State tribunal (New York
court of appeals), and the rulings were based upon provisions of a State constitution and a State statute, yet the principle they enunciate is recognized
and fully affirmed in Sawyer vs. Hoag, 17 Wall., p. 610, and Seammon vs.
Kimball, 2 Otto, p. 342. See, also, Vumngo National Bank vs. Taylor, 56 Pa.,
p. 14.]
II. A creditor of an insolvent national bank, being such at date of its suspension,
may set off the amount of his claim against any claim held by the bank
against him at the same date; as, for example, his note, even though such
note had not then matured. (Berry vs. Brett, 6 Bos. [N. P".], p. 627 ; New
Amsterdam Savings Bank vs. Gariter, 54 Sow. [P. R.], p. 385; Plait, receiver,
vs. Bentley, 11 Am. Law Register, p. 171; Hade, receiver, vs. McVay, 31 0. St.,
p. 231; same case, Brown's National Bankrupt Cases, p. 353; and see the cases
cited on p. 357, viz, 56 Maine, 167 ; 1 Paige [JV. F.], p. 444 ; 12 Gray [Mass.],
p. 233.)
III. Usurious interest paid cannot be set off. (Hade vs. Me. Fay, 31, 0. St., p. 231;
Barnetvs. National Bank, 98 U. *.,i>. 555.)
SHAREHOLDERS.

1. GENERAL RULES. A person is presumed to be the owner of stock when his
name appears on the books of a company as a stockholder; and when he is
sued as such, the burden of disproving such presumption is cast upon him.
(Turnbull vs. Payson, 95 U. S. [5 Otto~\, p. 418.)
II. Shareholders have no standing in court to interfere for the protection of their
company, until the board of directors has neglected, or refused on application, to take the proper steps to protect the interests of the company.
(Fifth National Bank, $c., vs. Railroad Co., 2 Thomp. Cases, p. 190.)
III. Snares of stock in a national bank are salable and trausfev able like other
personal property; and the statute recognizes this transferability by authorizing each association to prescribe the manner of their transfer. (Johnston
vs. Zafflin, 103 U. S., per Field, J., on p. 803.)
IV. This power can only go to the extent of prescribing conditions essential to
the protection of the association against fraudulent transfers, or such as are
designed to evade just responsibility. It must be exercised reasonably.
Transfers cannot be clogged with useless restrictions, nor be made dependent on the consent of directors or stockholders. (Ibid.)
V. As between the parties to a sale, it is enough that the certificate of stock is
delivered, with authority to the purchaser, or any one he may name, to
transfer it on the books of the association, and payment of the price.
(Ibid., p. 804.)
VI. The entry of the transaction on the books of the association is required, not
for the translation of title, but for the protection of parties and others dealing with the bank, to enable the bank to know who are its stockholders,
entitled to vote and receive dividends. It is necessary to protect the seller
against subsequent liability ax stockholder, and, perhaps also, to protect the
purchaser against proceedings bv creditors of the seller. (Ibid., I'iclil,./.,
p. 804.)




LXXXVI1I

REPORT OF THE COMPTROLLER OF THE CURRENCY.

SHAREHOLDERS—Continued.

VII. When a national bank'reduces its capital, each shareholder is entitled to a
return of his proportional amount, and the bank cannot retain the funds as
surplus, or for any other purpose; and having refused to permit shares thus
retired to be transferred on its books, the bauk is liable for the value of
the shares to the holders. (Seeley vs. New York National Exchange Sank, 4
Abb. New Cases, p. 61.)
VIII INDIVIDUAL LIABILITY OF. The Comptroller must decide when aud for what
amount the personal liability of the shareholders of an insolvent national
bank shall be enforced. (Kennedy vs. Gibson, 8 Wall., p. 505.)
IX. His decision as to this is conclusive. Shareholders cannot controvert it.
(Ibid., p. 505 ; Casey vs. Galli, 94 U. S. [4 Otto}, p. 673 ; Germania National
Bank et al. vs. Case, Receiver, U. S. supreme court, not yet reported.)
[NOTE.—These cases are decisive against the ruling in Bowden vs. Morris,
1 Hugh,., p. 378.]
X. In any suit brought to enforce such personal liability, such decision of the
Comptroller must be averred by the plaintiff, and, if put in issue, must be
proved. (Kennedy vs. Gibson, supra.)
XI. The liability of shareholders is several, and not joint. (Ibid., p. 505.)
XII. The limit of such liabilities is the par value of the stock held bv each one.
(Ibid., p. 505.)
XIII. Where the whole amount is sought to be recovered, the proceeding must be at
law; where less is reqviired, the proceeding may be in equity, aud in such
case an interlocutory decree may be taken for contribution, and the case
may stand overforthe further action of the court, if such action should
subsequently prove to be necessary, until the full amount of the liability
is exhausted. (Ibid., p. 505.)
XIV. In such equity suit, all shareholders within the jurisdiction of the court should
be made parties defendant; but it is uo defense that those not within the
jurisdiction are not joined. (Kennedy vs. Gibson, supra.)
XV. Suits to enforce personal liability of shareholders may properly be brought
before other assets are exhausted. (Ibid.,pp. 505-6.)
XVI. One Stevens bought shares in a national bank, and caused them to be transferred to one Elston, a porter in the office of his New York broker, and irresponsible. At the time of the transfer, there was no suspicion of the insolvency of the bank, and it remained in good credit for more than a year
afterward: Held, that Stevens was liable as stockholder upon the failure
of the bank. (Davis, Receiver, vs. Stevens, 2 Thomp. Cases, p. 158. U. S. circuit court Southern district N. Y., per Waite, C. J.)
XVII. Where, before the failure of a bank, stock was transferred on its books to the
name of an irresponsible person, for the purpose of escaping liability, and
so stood at the time of the appointment of a receiver: Held, that the receiver could show who the real owner was, and that the latter was liable
for the assessment. (Ibid.)
XVIII. RATABLE LIABILITY OF. Mr. Morse, in his Treatise on Banks, &c, second
edition, p. 503, states the law in substance as follows: "The liability of
each stockholder is precisely for his ratable proportion of that indebtedness
of the bank which is to be borne by the shareholders. It is for his share
of such total indebtedness, not for his proportion of each ijem thereof.
Neither are the solvent shareholders, or those who can be come at for collection, liable to assessment beyond the proportional amount as above
stated, by reason of the insolvency or inaccessibility of others of the shareholders. Those who are solvent and accessible have not the burden of
paying off .the sum which is due from all together; only their own proportionate share." This theory was fully sustained by the United States suprfine court, in the case of United Slates vs. Knox, 102 V. S.,p. 422. See
also the cases there cited.
XIX. LIABILITY OF EXECUTOR, ADMINISTRATOR, AND HEIRS OF.

Where stock-

holder died before failure of bank, stock not having been transferred to
name of administrator: Held, that the stock is not to be regarded as having been at the time of the failure the property of the administrator, in such
a sense as to constitute him a shareholder within the meaning of sec. 5152,
U. S. Rev. Stat., so as to limit liability of the estate to funds actually in
the hands of administrator. Held, also, that the provision of the act exempting executors, administrators, and trustees from personal liability was
not intended to affect the liability to assessment of estates in process of
settlement, but only to prevent a personal liability from running against
persons acting in a trust capacity, who had received the stock for the benefit of trust estates. (Davis vs. Weed, 44 Conn., p. 569.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXXIX

SHAREHOLDERS—Continued.

XX. The liability of a stockholder is in the nature of a contract, and as sucli was
a personal liability, for which his estate was holden at his death, {Davis
vs. Weed, supra, citing Hawthorne vs. Galef, 2 Wall., p. 22; Lowry vs. Jamen,
46 N. Y.,p. 119; Bailey vs. Hollister, 26 N. T., p. 112.)
XXI. LIABILITY OF TRUSTEE OF. TO protect trustee of stock from personal liability it nwist appear upon the books that he held as such trustee. (Davis
vs. Essex Baptist Society, 44 Conn., p. 583.)
•
XXII. Creditors have a right to know who have pledged their personal liability.
(Ibid.)
XXIII. If a trustee wishes to disclose his trusteeship, there is no difficulty in giving
notice upon the books of the bank. If he does not do so he is guilty of
laches, for which others should not suffer. (Ibid.)
XXIV. The settlement of the affairs of an insolvent bank would bo rendered a matter of great labor, expense, and delay if persons who appeared upon the
books of the bank as individual stockholders were permitted to relieve
themselves by proof aliunde that they held the stock as executors, guardians,
or trustees. (Ibid.)
[NOTE.—The last-cited case, and Davis vs. Weed, supra, although reported
in the Connecticut Reports, were decided by the United States district court. ]
XXV. LIABILITY OF TRANSFEREE OF. The transferee of shares, when such transfer
is absolute on the books of the bank, is liable to creditors to the amount of
such shares, although in fact he holds them as collateral security for a loan
to the shareholder who transferred them. (Hale vs. Walker, 31 Iowa, p. 614;
Adderley vs. Storm, 6 Hill, p. 624; Van Hiker's ease, 20 Wend., p. 614 ; Bowden,
Receiver, vs. Santos et ah, 1 Hugh., p. 158; Marcyvs. Clark, 17 Mass., p. 330.)

[NOTE.—In the Bankers' Magazine for January, 1875, is a notice of the case
of Mann, Receiver, vs. Dr. Chceseman, decided by Blatchford, J., in the United
States circuit court, in New York, in which the .judge held that until there
was a transfer of shares on the books of the bank, the shareholder whose name
there appeared was liable for the debts of the bank: that an actual sale and
the signing of the ordinary power of attorney on the back of the certificate
will not relieve the seller. To the foregoing rulings of State and other
subordinate tribunals may now be added the decision of the supreme court
of the United States, in Germania Bank et al. vs. Case, Receiver, alreadycited. The Germania National Bank of New Orleans discounted a note for
the firm of Phelps, McCullough & Co. for $14,000, at ninety days, taking as
part security therefor the pledge of 100 shares of the Crescent City National
Bank stock, with power of attorney to the Germania cashier to transfer,
sell, & c , on default in payment of the note. Phelps, McCullough & Co.
failed, and the note was protested at maturity. Prior to the maturity of
the note, the Ci'escent City Bank sustained such heavy losses that it was
notoriously in bad repute in New Orleans; and yet, when the note fell due,
the cashier of the Germania immediately transferred to his own bank, upon
the books of the Crescent City Bank, the 100 shares so pledged. Afterwards, on the same day, he transferred 76 of these shares to one Waldo, :t
clerk of the Germania Bank; and on the day following transferred the remainder to said Waldo. It was proved that Waldo paid nothing, was the
mere agent of the Germania Bank, which still owned the 100 shares as security for the payment of said note, and that one of the principal reasons
for the transfers to Waldo was the possible liability of the shareholders of
the Crescent City Bank for its debts in case of insolvency. Soon after, the
Crescent City Bank failed. Held, per Strong, J., that the transfers to said
Waldo were void as against said receiver, and that although the Germania
Bank only held said shares as collateral security for the payment of said
discount, it was still liable as owner for the assessment in this case ordered
by the i omptroller. The opinion is able and fortified by numerous authorifies. In this same case, at a former term, upon a motion to dismiss the
appeals of certain of the appellants, the Supreme Court recognized the
right of the Comptroller to make an additional assessment, if deemed necessary ; and for this reason sustained the appeals, holding that the matter
in dispute was, or might be, over $5,000, although the decrees appealed
from were severally less than that amount. The assessment was for 70 per
cent. ]
(See, also, Pullman vs. Upton, 96 ZJ. S. [6 Otto'], p. 328, as to liability of
transferee.)
SIIAHE'HOLDEK'S RIGHT TO SUE.

I. In an action by a shareholder of a national bank charging the directors
with misconduct, if the complaint fails to show a demand on the Comptroller for and his refusal of a direction to the receiver to bring suit, it is




XC

REPORT OF THE COMPTROLLER OF THE CURRENCY,

SHAREHOLDERS EIGHT TO SUE—Continued.

bad, and the action must fail; though it is said that if the Comptroller,
iu a proper case, should thus refuse, probably the stockholders could sue,
making the bank a proper party. (Iirinlerlioffvs. Bostwick, 23 Hun. IN.
y.], 237.)
NOTE.—In a suit at law iu New Jersey, by one Ackernian, a shareholder,
against Bahey, president of the Mechanics' Rational Bank, it was by Mr.
Justice Depne Held 1st. That a suit under section 5239 of the National
Bank acf, to eniorce the liability of a director for m'sconduct, should be
brought by the corporation, or, when in the hands of a receiver, by him.
2d. That in the event of the improper refusal of the corporation or receiver to sue, one or more shareholders might institute a suit; but in such
instances the suit should be for the benefit of all shareholders, making
the bank or receiver a proper party, and, of course, the proceedings should
be, not at law, but in equity.
SHARES OF STOCK.

I. A national bank whose certificates of stock specify that the shares are transferable on the books of the bank on surrender of the certificates, and not
otherwise, and which suffers a shareholder to transfer without such surrender, is liable to a bonafide transferee, for value of same stock, who produces
such certificate with usual power of attorney to transfer; and this is so
though no notice had been given to the bank of the transfer. (Bank vs.
Lanier, 11 Wall, p. 369.)
II. Shares arc quasi negotiable. (Ibid., p. 369.)
SURPLUS FUND.

I. Where the shares of a national bank are assessed for taxation at their par
value, the surplus fund of such bank, in excess of the amount required by
law to bekept on hand, is taxable. (First National Bank vs. Peterborough, 56
N. H., p. 38.) But when such shares are assessed at their market value, and
the amount of such surplus is taken into account in estimating such market
value, it is not taxable. (State vs. City of Newark, 10 Vroom[N. J. ], p. 380.)
II. Neither a dividend which has been declared, nor a portion of capital of a national bank remaining after a reduction has been made, can be retained by
the directors to constitute a surplus fund. (Seeleij vs. New York National
Exchange Bank, 4 Abb. IN. Y.], p. 61.)
III. The surplus fund which a national bank is required, by section 5199, U. S. Revised Statutes, to reserve from its net profits, is not excluded, in the valuation of its shares for taxation. (Strafford National Bank vs. Dover, 2 Thomp.
Cases, p. 296, Sup. Court N. if., following National Bank vs. Commonwealth,
9 Wall., p. 353; People vs. Commissioners, 94 U. $., p. 415.)
TAXATION.

I. By LICENSE. The District of Columbia imposed a license tax on all the national
banks in the District, the rate being 50 cents annually on each $1,000 of the
capital invested. The Citizens' National Bank refused to pay this assessment, and a test case was made in the District criminal court, Mr. Justice
MacArthur presiding. This court, after full argument, held the tax illegal
and void, as being contrary to the mode of taxation prescribed by Congress,
which mode was held to be exclusive. This ruling of Judge MacArthur is
fully sustained by the supreme court of Missouri, Carthage vs. Carthage
National Bank, 71 Mo., 508; also by National Bank of Tittisville vs. Cadwell,
V. S. Dist. Court, West. Dist. Pa., Fed. Reporter, XIII,p. 429.)
II. OP INSOLVENT BANKS.—A tax levied upon the property of a national bank,
subsequent to its insolvency, is subordinate to the rights of a receiver, even
though he be appointed after such levy. (Woodward vs. Ellsworth, 4 Colo.,
p. 590.)
(See Title " SURPLUS FUND," supra.)

III. OF INTEREST AND DIVIDENDS.—Under the internal-revenue aet'of July, 1870,
interest paid and dividends declared during the last five months of 1870 are
taxable, as well as those declared during the year 1871. (Blake vs. National
Banks, 23 Wall., p. 307.)
IV. OF SHARKS OF STOCK.—The act of 1864, rightly construed, subjects the shares
of the association in the hands of shareholders to taxation by the States,
under certain limitations set forth in section 41, without regard to the fact
that part or the whole of the capital of snch association is invested in national securities, which are declared by law exempt from State taxation.
(Fan Allen vs. Asses-tors, 3 Wall., 573. Chase, C. J., and other judges dissented.)




KEPORT OF THE COMPTROLLER OF THE CURRENCY.

XCI

TAXATION—Continued.

V. Act thus construed is constitutional. (Ibid., p. 573.)
VI. A certain statute of New York, which taxed shares of national-bank stock,
declared void, because shares of State banks were not taxed, although their
capital was; the act of Congress prescribing that shares of national banks
.shall be taxed only as shares of State banks are. (Ibid, p. 573. The ruling
as to taxing shares of stock reaffirmed in Bradley vs. People, 4 Wall., p. 459 ;
National Bank vs. Commonwealth, 9 Wall., p. 353.)
VII. In last case, Held, that a State law requiring the cashier to pay the tax was
valid. Held, also, that a certain State tax law virtually taxed " shares of
moneyed corporations," &c. (Ibid., p. 353.)
VIII. Section 52^9 of United States Revised Statutes applies to and includes as well
the valuation of shares for taxation as the rate of tax to be imposed, and
prohibits a State from discriminating, detrimentally to a national bank, as
to either valuation or rate. Therefore, a statute of the State of New York
which.perrnitted a party, when being assessed, to deduct his just debts from
the value of all his personal property, save such as was invested in shares
of national-bank stock, was held void as to taxation of such shares. (People vs. Weaver, 100 U.S., p. 539, overruling the judgment of New York court
of appeals in same cause.)
IX. So in another case, where local assessors valued all other property below its
cash worth, but assessed shares of national-bank stock at par, or their full
value: Held, that the tax upon shares thus assessed was invalid, and that,
upon payment of the amount justly assessable, a court of equity would
enjoin collection of the residue. (Pelton vs. Commercial National Bank of
Cleveland, 101 U. S.,p. 143.)
X. W here it appeared that throughout a portion of Ohio, including Lucas County,
and perhaps all over the State, a settled rule with the equalizing officers
was to value real estate and ordinary personal property at one-third of tbeir
worth, while moneyed capital was fixed at three-fifths, and the State board1
of equalization, without changing the valuation thus made of real estate
and ordinary personalty, assessed national-bank shares at par: Held, that
such unequal valuation was in violation of the constitutional rights of such
shareholders; and, on payment of the tax justly due, equity would enjoin
collection of the residue. (Cummings vs. Merchants' National Bank of Toledo?
101 U.S., p. 153.)
XI. Shares of stock in national banks are personal property, and though in onesense incorporeal, the law which created them could separate them from
the person of their owner, for taxation, and give them a situs of their own.
(Tappan, Collector, vs. Bank, 19 Wall.,p.490.)
XII. Section 41 did thus separate them and give them a situs of their own. (Ibid.,.
p. 490.)
XII. This provision of the national currency act became a law of the property
(in shares), and every State in which a bank was located aequhed jurisdiction, for taxation, of all the shares, whether owned by residents or nonresidents, and power to legislate accordingly. (Ibid., p. 490.)
XIV. Under the act of Congress of February 10,1868, enacting that each State legislature may direct the manner of taxing all shares of stock of national
banks located within the State, subject to the restriction that the taxation
shall not be greater than the rate assessed upon other moneyed capital in the
hands of individual citizens of such State, and of a certain act of the legislature of Pennsylvania which provided that such shares shall be assessed
for school, municipal, and local purposes at the same rate as is now or may
hereafter be assessed and imposed upon other moneyed capital in the handsof individual citizens of the State: Held, that shares of national-bank stock
may be valued for taxation for county, school, municipal, and local purposes, at an amount above their par value. (Hepburn vs. School Directors of
the Borough of Carlisle, 23 Wall.,p. 480.)
[NOTE.—In this case it appeared that Hepburn owned several thousand
dollars of national-bank stock, the par value of which was $100 per share,
and that it was valued for taxation, for a school tax, at |150 per share.
This assessment was held valid, notwithstanding that by a certain act of
the State legislature, applicable to the county of Cumberland, in which theborough of Carlisle was situated, certain specified kinds of moneyed obligations were exempt from taxation except for State purposes.]
XV. The rate of taxation of shares of a national bank by a State should be the
same as, ornot greater than, that upon the moneyed capital of the individual
citizen which is liable to taxation; that is, no greater in proportion or
percentage of tax on the valuation of shares should be levied than upon
other moneyed taxable capital in the hands of the citizen. (People vs. The
Commissioners, $-c, Wall.,p. 256.)




XCII

REI'OKT OF THE COMPTROLLER OF THE CURRENCY.

TAXATION—Continued.

XVI. The act of Congress approved June 3,1864 (R. S., see. 5219), was not intended
to curtail the power of the States on the subject of taxation, or to prohibit
the exemption of particular kinds of property, but to protect the corporations formed under its authority from unfriendly discrimination by the
States in the exercise of their taxing power. (Adams vs. Nashville, 95 XJ. S.
[5 Otto~\,p. 19. See, also, Saint Louis National Bank, National Bank of the State
of Missouri, Third National Bank, Valley National Bank, and Merchants' National Bank of Saint Louis vs. l'apin, in United States circuit court, Eastern
district of Missouri, September term, 1876. Also, Gallatin National Bank of
New Torkvs. Commissioners of Taxes, supreme court of New York, first department, general term, November, 1876. These latter cases are published in
the Bankers' Magazine for December, 1876.)
XVII. OF TOWN AND CITY NOTES, ETC.—Section 3413, U. S. Revised Statutes, which

enacts that every national bank, State bank, orbanker, or association, shall
pay a tax of ten per centum on the amount of notes of any town, city, or
municipal corporation paid out by them, imposes the tax thus laid, not on
the notes, but on their use as a circulating medium, and is therefore constitutional. (National Bank vs. United States, 101 XJ. S.,p. 1.)
XVIII. When by a State statute the citizeu may have the amount of his indebtedness deducted from the total value of his personal property, thus ascertaining the amount of his personal estate subject to taxation, and a subsequent
statute relatiug to taxation of bank shares makes no provision for such deduction, the latter statute is nevertheless the valid rule for assessing such
shares in all instances where there are no debts to be deducted. That the
latter statute does not authorize a deduction for debts does not invalidate
it, except as to that distinct and separable principle.
XIX. Under such statutes assessments of bank shares where there are no debts to
deduct are valid. Even in cases of assessments where debts exist, which
should be deducted, but are not, the assessments are voidable only, not
void. (Supervisors of Albany vs. Stanley, II. S. supreme court, April, 1882.
Fed. Eeporter, Vol. XII, p. 82.)
TRANSFERS OF ASSETS.

I. A preference of one creditor to another, within the meaning of section 5242,
Revised Statutes, is a preference given by the bank to secure or pay a preexisting debt. Where a person, knowing that a national bank is embarrassed, makes to it a loan, taking as security therefor a pledge of part of
the assets of the bank, this transfer does not give him the preference prohibited by the statute. (Casey vs. Le Societe de Credit Mobilier, 2 Woods,
p. 77.)
II. WHEN NOT BINDING.—Under said section 5242, which declares void transfers of
its property by a national bank, made in contemplation of insolvency, and
with a view to give a preference to one creditor over another, or with a view
to prevent the application of the assets of the bank in the manner prescribed by law, such a transfer is void if the insolvency is in the contemplation of the bank making the transfer, although the party to whom it is
made does not know or contemplate the insolvency of the bank. (Case,
Receiver vs. Citizens' Bank, 2 Woods, p. 23.)
III. As to when a pledge of assets, even when intended as security for a loan to a
national bank, will be held invalid, as against general creditors, see the
cases of Casey, Receiver, vs. Le Societe de Credit Mobilier; Same vs. National
Vark Bank; Same vs. Schuehardt, 96 XJ. S., [6 Otto's, pp. 467,492, 494.
ULTRA VIRES.

I. WHAT IS.—National banks cannot sell railroad bonds for third parties on commission, or engage in business of that character. (Susan Weckler vs. First
National Bank of Hagerstotvn, court of appeals of Maryland, 42 Md., p 581.)
II. In an action of deceit against a national bank, for alleged false representations of its teller in the sale to plaintiff of certain railroad bonds: Held,
that the selling of such bonds on commission was not within the authorized
business of a national bank, and being thus beyond the scope of its corporate powers, the defense of ultra vires was open to it, and it was not
responsible for the deceit of its teller. (Ibid.)
III. A national bank has no inherent power to act as ageut in the purchase of
bonds or stocks for third persons, and its president cannot bind it by an
agreement so to act without special authority. (First National Bank of
Allentown vs. Hoch, 89 Penn., p. 324.) Quere: If the bankhas no such inherent power, how can it confer "special authority" on the president?
[NOTE.—Whether the purchase of promissory notes by a bank empowered




REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIII
ULTP.A VIRES—Continued.

to discount them is ultra vires, is a question upon which the adjudications
are in conflict. That such purchase is valid, see Pape vs. Capital Bank of
Topeka, 20 Kans., p. 440; Smith vs. Exchange Bank, 26 0., p. 141, #c. Per
contra, see Farmers and Mechanics' Bank vs. Baldwin, 23 Minn., p. 198; First
National Bank of Iiochesler vs. Peirson, 1 Thmnp. Cases, p. 673. There is
much in the point that if a national bank can purchase promissory notes, it
can do so for such price as the seller may be willing to take; and thus the
prohibitions as to usury may be practically nullified. But further, why
should not the rule " expressio unius estexclusio alterius " control ? In National Bank vs. Johnson, 104 U. S. 271, the United States supreme court hold
that a national bank may purchase business paper (promissory notes)
when the transaction amounts in law, to a discount, but expressly leave
undecided the question whether such bank can buy such paper " indorsed
without recourse," or transferred by delivery only. (See the closing paragraph of Opinion.)]
IV. WHAT IS NOT.—A national bank took a lien upon real estate to secure a preexisting debt. Afterward the bank paid f500 to discharge a prior lien upon
the land, taking a note and mortgage on land in Kansas to secure this advance. Lien and mortgage held valid and warranted by law. (Ornn vs.
Merchants'National Bank,V6 Kans., p. 341. )
V. A chattel mortgage taken by a national bank to secure a pre-existing debt is
valid, and will be enforced. (Spofford vs. First National Bank, 37 Iowa, p.
181.)
VI. A bank organized under the national bank act has power to sell any immovable it may own, and may reserve a mortgage and vendor's privilege
(lien) thereon. (New Orleans National Bank vs. Maymond, 29 La Annual, p..
355.)
VII. It would seem that where a national bank had realized the consideration
agreed upon for its guarantee of the paper of'another, the doctrine of
estoppel inpais precludes such bank from asserting that such guarantee is
ultra vires. (People's Bank vs. National Bank, 101 U. S.,p. 181.)
VIII. A national bank has corporate power to enter into an agreement with a customer to exchange for him non-registered for registered United States bonds ;.
and it is bound by an agreement to that effect, made for a sufficient consideration by its cashier. (Terkes vs. National Bank, 69 N. Y.,p. 382.)
(See, also, Title "DEPOSITS, SPECIAL," ante.)
IX. A township in Vermont issued its bonds with interest coupons attached*
Each coupon contained an express promise to pay, &c. A national bank
bought of these bonds, and sued the township in assumpsit, on unpaid coupons : Held, that the action was in due form, and that a national bank could
legally buy, hold, and sue upon such bonds and upon the coupons. (North
Bennington Bank vs. Bennington, 16 Blatchf, p. 53.)
USURY.

I. State laws relative to Usury do not apply to national banks. (Farmers and'
Mechanics' National Bank vs. Dearing, 1 Otto, p. 29.)
II. The only forfeiture declared by the 30th section of the act of June 3, 1864,
(Revised Statutes, section 5198), is of the entire interest which the note or
bill carries with it, or which has been agreed to be paid thereon, when the
rate knowingly reserved or charged by a national bank is in excess of that
allowed by that section ; and no loss of the entire debt is incurred by suck
bank as a penalty or otherwise, by reason of the provision of the usury
law of a State. (Farmers and Mechanics' National Bank vs. Dearing, above
cited; National Exchange Bank vs. Moore, 2 Bond, p. 170; Barnettva. National'
Bank, 98 U. S. [8 Otto), p. 555.)
III. If usurious interest has been paid to a national bank, twice the amount of interest thus paid may be recovered from such bank by the person paying the
same, or his legal representative; but as this provision of the statute is.
penal and the same statute prescribes how such recovery may be had, no
other remedy can be resorted to. It mnst be recovered, if at all, in a suit
in the nature of an action of debt. That the borrower from a national
bank has paid usurious interest can avail him nothing, as a defense, or by
way of a set off, when sued for the amount of the loan, by the bank. (Barnettvs. National Bank, above cited.)
(See Title " INTEREST," ante.)
IV. While the National-Bank Act prescribes penalties for usury, it does not make
the contract (e.g. contract of indorser) void; and for the court so to decide
would be to add a penalty not imposed by the statute. This the court will
not do. (Oates vs. First 'NationalBank of Montgomery, 100 U. S., p. 239.)




XCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

USURY—Continued.
V. The assignee in bankruptcy of a borrower from a national bank may sue for
and recover the penalty for having received usurious interest. ( Wright vs.
First National Bank of Greensburg, 2 Thomp. Cases, p. 138, U. S. Cir. Court,
Indiana.)
VI. The exacting of usurious interest by a national bank, upon the discount of
a note, works a forfeiture of interest accruing after, as well as before, the
maturity of the note. (National Bank of Uniontown vs. Stauffer, 2 Thomp.
Cases, p. 178, U. S. Cir. Court, Western District Penn.)
VlSITORIAL POWEKS.

I. Section 5241 U. S. Rev. Stats, prohibits a State court from compelling officers
of a national bank to produce the bauk books, for the purpose of ascertaining
facts upon which to impose a State tax upon the deposits of depositors.
(National Bank of Toungstmimva. Hughes, Auditor, ifc, 2 Thomp. Cases,p.\7(>,
U. S. Cir. Court, N. Dirt. Ohio.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCV

SViunbcr of hanks organized and in operation, with their capital, bonds on deposit, and circulation issued, redeemed, and outstanding on Xorember 1, 188.!.
Circulation.

Banks.
States and Terri- :
torics.

| In ;
Organ-; Iiqni- ,
ized. I da- \ iteratiou. ' tion.

Maim'
i
>few Hampshire .!
Vermont
j
Massachusetts.,.\
Rhode Island . . . . \
Connecticut
!
Eastern States
New York
N'e,w Jersey
Pennsylvania
Delaware
Maryland
Middle States..

Capitiil
stock paid
in.

(1 ,,,.,,„„!t.
(1

$9, 318, 500
0,220,800 i
7, 070, 400
78,923,850
15,214,200
20,194, 650

Ilederiued.

Outstanding.

$25,179, 540 $16,367,472 $8, 812, 068
15, 708, 005 10, 0U3, 314
5, 704, 691
23, 321, 070 16,314,004
7, 007, 066
219, 786, 825 146,761,142 • 73, 025, 683
46, 526, 205 31, 486, 465 I 15,039,740
61, 325, 950 42,224,345 i 19, 101, 605

i
i
;
]

4
8
10
1
6

72 $10, 585, 000
48 : 8, ;S80, 000
7, 78ti, 000
46
244 97, 213, 800
20,315,050
26, 056, 820

593 j

35

558 |]68, 336, 670 136, 942, 400 j 391, 847, 595 263,156, 742 1128, 690, 853

73
8
40

308
66
256
14
40

78
52
54
254
63
92

:

74 )
296 |
14
42

88, 065, 5«8
12. 850, 350
58^ 605, 635
1, 743, 985
13, 947, 030

54, 070, 700 j
11,261,850
46,703,900
1,744,200
9,181, 600

684 175,212,568 122,962,250

807

IHst. Columbia . .
Virginia
West Virginia...
Xorth Carolina . .
South Carolina...
Oeoriria
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri..

12
5
1

1,377,000 , 1,100,000
3, 157, 200
3, 206, 300
1,936,000 ] 1, 479, 600
1,522,000
2, 501, 000
1,886,200 | 1, 360, 000
1,858,500
2, 281, 000
100, 000
80, 000
1, 458, 000 • 1,226,800 i
75, 000
75,000
2,545,000
2, 975, 000
2,125, 000
1, 266, 000
217, 500
355,000
11, 686, 989 10, 186, 200
3,380,500
3, 765, 300
1,587,000
5,030,000
40, 817, 789 ! 31,041, 300 '
33, 259, 000
13, 633, 500
10. 037, 843
10, 741, 300
3, 625, 000
7, 177, 500
6, 102, 700
1, 465, 000
1,800, 000

25,707,100
», 809, 800
10, 567,500
0, 471, 800
2, 683, 000
5, 324. 000
2, 593, 900
1, 057, 000
1, 513, 000
65,727,100

Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico
Dakota
"Washington
Arizona
California
Pacific States
and Territ ! es.

Issued.

213,194,345 158, 567, 673 54, 626, 672
37, 430, 060 26, 140, 304 11, 289, 7S6
141, 925, 615 93, 424, 675 ! 48, 500, 940
2, 858, 495 \ 1, 593, 000
4,451,495
28, 414, 430 19, 218, 109 ! 9,196, 321
425,415,945 300,209,256 125,206,68!)
3, 985, 400
9, 196, 530
5,777,700
5, 162, 210
4,289,285
6,050,790
113, 900
3, 582, 530
133, 500
8,060,130
2, 646, 930
649, 840
24, »65, 855
8, 299, 890
13, 256, 565

3,058,594
6,415,768 :
4,217,479 |
3,407,260
3.021,791 I
4,002,923 !
56,380 j
2,262,085
67,449
5,626,933
1,533,721 |
449,855
14,838,012 I
5,233,478 ]
10,411,410

96,171,055

64,603,138

31,567,917

74,365,200 47, 271, 524
41.275,695 20, 843, 988
40,591,025 29, 749, 804
21, 844,100 14, 382, 235
!), 685, 080
6. 545, 828
10, 628, 730 10, 830, 714
8, 793, 440 ' 6, 146, 856
3, 650, 430
2, 588, 483
2, 957,170
1, 552, 461

27, 093, 676
11,431,707
10, 841, 221
7, 461, 805
3,139, 852
5, 798, 016
2, 646, 584
1,061,947
1, 404, 709

219,791,470 148,911,893 170,879,577

39, 000
300, 000
1, 185, 000
310, 000
100, 000
498, 100
194, 000
460, 000
702, 500
190,000
34, 000
], 120. 000

171,060
650,800
2,759,440
947,530
259,340
973, 420
245,600
933,610
738, 730
390, 540
30, 600

142,674
375.600
1.552J258
662,882
177,939
504, 057
115,590
526, 710
174,030
68,390 !

1,039,880

184,510

5, 132, 600

92

926, 806
780, 762
560, 221
754, 950
267, 494
047, 867
57, 520
1, 320, 445
66, 051
2, 433,197
1, 113, 209
199, 985
10, 127, 843
3, 066, 412
2, 845,155
2,
1,
1,
1,
2,

9, 140, 550

28, 386
275, 200
1, 207,182
284, 648
81,401
469, 363
130,010
406, 900
564,700
322,150
30, 600
855, 370

4, 484, 640 ! 4, 655, 910

Addformutilated
948, 412
Total currency
banks
'..! 2,802
Add gold banks..;
6
T'nited States..'. 2,808




504
3

2,298 488,168,870 361,805,650 1,142, 366, 615 :781,365, 669 1361,949,358
3 I 2, 000, 000 1
700, 000 j
3, 277, 510 | 2, 499,121 j
778, 389

507 ! 2,301 490,168,870 362,505,650 II, 145, 844,125 ;783, 864, 790 .362,727,747

XCVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Principal liabilities and resources, on Octobers, 1882, of the national

States and Territories.

No. of
banks.

Maine
New Hampshire
Vermont
Boston
Massachusetts, other..
Ehode Island
Connecticut

71
49
46
53
191
02
86

Total division No. 1 ...
New York City
Albany
New York, other
New Jersey
Philadelphia
Pittsburg
Pennsylvania, other.

50
7
251
66
32
23
198

Total division No. 2 .
Delaware
Baltimore
Maryland, other
"Washington
District of Columbia, other..
Virginia
"West Virginia

Total division No. 5 .
Iowa
Minnesota
Saint Louis
Missouri, other.
Kansas
Nebraska
Total division No. 6 .
Colorado
Nevada
San Francisco...
California, other.
Oregon
Total division No. 7 .




$10, 335, 000
6, 080, 000
7, 786, 000
50, 450, 000
45, 402, 500
20, 315, 050
25, 556, 820
165,925,370

627

51, 650, 000 I
1,800,000 j
34,130,567 j
12,375,350 I
17,358,000 i
10,029,495 '
30,064,556 ',
157,407,968

$2,594,844
1,102,631
1,796,958
11,431,366
13,520,116
3,9fiO, 822
6, 789,186

i
i
i
:

41,195, 873

21, 314,109
1,400, 000
8, 351, 627
3, 622, 908
8, 456, 403
3,166, 772
8,109, 518
54, 421, 337

~ 1 , 743, 985"|
11, 490, 330
2,431,700
1,125,000
252,000
3,263,060
1,836,000

542, 797
2, 613, 424
731,018
230, 915
60, 000
1, 070,000
467, 723

22,142, 075

14
17

Total division No. 3.
North Carolina ...
South Carolina ..
Georgia
Florida
Alabama
Mississippi
New Orleans
Louisiana, other.
Texas
Arkansas
Louisville
Kentucky, other .
Tennessee
Total division No. 4 .
Cincinnati
Cleveland
Ohio, other
Indiana
Chicago
Illinois, other
Detroit
Michigan, other ..
Milwaukee
Wisconsin, other.

Surplus.

5, 715, 877
474, 956
697, 693
544, 973
10, 742
283,100 i
85
985,000
474, 581
64, 000
561, 842
1, 440, 056
695, 326

28, 666, 650
11
6
169
94
10
138
5
80
3
38

6, 229, 354

8,100, 000
4, 200, 000
20, 304, 000
13, 323, 500
7, 050, 000
11,939,600
2, 650, 000
8, 205, 000
650, 000
2, 935, 000

931, 500
710, 000
3, 936, 689
3, 297, 773
2, 052, 500
3, 793, 784
582, 000
2, 014, 687
245, 000
681,177
18,245,110
1, 632, 469
1,172,103
581,196
425, 819
280, 660
323, 000

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCVII

banks, by States and reserve cities, arranged in eight 2>nneipal divisions.
Deposits.
1
Individual.

counts.

Gold.

Silver.

Other.
$18, 937, 909
8,137, 442
12,186, 775
111,413,119
83,712,475
30. 078, 658
43,468, 889

$489, 956
161, 601
195,492
6,450,107
1,469, 009
262, 567
1, 087, 845

L egal tenders
and TJ S
certificates
of deposit.

$10,433, 752
4, 569, 085
5, 955, 461
68, 664, 218
45, 733,175
11,460,515
24, 933, 405

$116, 863
290, 242
23, 498
53, 873
301, 069
122, 062
209, 745

171,749, 611

1,117. 352

10,116,577

875, 784

552, 479
59, 756
572, 822
196, 750
250, 546
241,694
333, 690

239.150,374
8, 786, 455
87, 441, 955
31,481,551
64, 282, 838
25, 947, 840
64,215,216

43, 004,181
521, 968
2, 326, 690
758, 134
6, 666, 862
1, 587, 680
3,171, 492

1, 519,703
22, 883
484, 257
293,485
490,324
172, 056
774,184

18, 926, 390
698, 631
3, 544,161
1, 757,408
4, 947, 732
2, 091, 967
2,772, 096

587, 031, 262

2, 207, 737

521, 306, 229

58,037, 007

3, 756, 892

34, 738, 385

4,121, 901
18, 444, 730
5 550 548
2,390, 238
711 633
10, 293,486
2, 583, 944

42, 223
113,767

4, 0»2, 965
26, 311, 022
5, 264, 628
1, 850, 621
349 6''8
10,444,317
3, 480, 418

126, 272
1, 338, 769
220,765
103,267
52, 205
485, 438
206, 798

34, 765
133, 843
44, 720
48,152
10 711
169,785
27, 283

191, 591
1, 752, 395
359, 821
423,106
100 000
629,172
224, 099

44, 096, 480

612, 364

51, 703, 599

2, 533, 514

469, 259

3, 680, 184

2, 889, 789
2, 504, 996
2, 751, 995
400 979
1, 646, 975
107 934
8 l 010 003
42 646
5,487, 068
472, 517
3, 034, 281
8,471,836
7,590 120

190, 840
165, 909
82, 609

309, 712
74, 207
675, 052
195, 593
273, 303

4, 73K, 012
4,306,292
4,711,006
291 726
2, 531, 746
132, 245
8 7'->8 134
100, 684
5,601,882
577, 741
6, 859,101
12, 734, 542
8,434, 523

139,035
113, 523
204, 835
12,145
61, 493
20, 346
362, 162
1,043
227.017
28, 320
366, 951
312, 689
531, 559

87, 393
63, 509
113, 330
12 032
49, 507
15, 111
205 696
15 973
268,470
19,140
51,707
79,192
135, 758

222,433
149, 374
209, 291
43 000
202, 579
9,602
814 274
4 333
507, 720
43, 230
327, 795
379, 510
428, 835

43, 411,139

1, 900, 072

59, 747, 634

2, 381,118

1,116,818

3,401, 976

13, 969, 642
7, 942,932
38, 822, 300
24, 942, 872
35, 602, 856
34,160,176
7,519,383
18, 719, 492
4, 001, 236
9, 723,179

735, 000
373, 809
402, 329
683, 311
63, 831
720, 125
475, 450
29. 248
464,983
66, 000

19, 923, 286
10, 289, 970
44, 229, 615
27, 685, 400
40, 035, 632
33, 082, 137
8, 56t>, 566
21, 258, 582
3, 76H, 986
9, 420, 341

446, 563
344,.26
2,479, 726
1,417,701
5, 782, 298
2, 221, 797
876, 206
1,167, 613
393, 180
586, 980

46, 907
33,173
285, 265
222, M00
104, 997
251, 547
121,198
171,412
28, 620
78, 891

2, 824, 249
1, 209, 000
2, 848, 166
2,160,251
3, 539, 500
1, 953,010
771,176
915,352
351,099
447, 459

195,404, 068

4, 014, 086

218, 155, 514

15, 713, 288

1, 344, 898

16, 999, 862

16,169, 065
14,045,218
5,456,166
4 151 973
4,210,787
6,113, 052

148,912
449, 756
140, 824
311, 746
336, 482

17, 799, 343
17, 907, 884
8, 837, 857
4 052 979
3, 479, 713
6, 774, 674

895, 609
390,119
577, 572
205, 517
164, 240
365, 861

183, 924
92, 913
15, 734
36,646
43,647
73,171

1,341,964
1, 025, 558
1,168, 850
315 542
458,864
340, 522

1
?,
3
4
5
6
T

6,839, 739

325, 268, 904
6,890,888
77, 774, 932
28,606,052
64, 850,484
22, 395, 910
61, 244,092

272
456,102

32,847

307, 935, 267

$46, 635
53, 075
43,178
263, 316
253,124
60,966
155,490

$254,637
124, 721
232, 373
3, 202, 655
1, 670, 277
450, 284
904, 792

1, 387, 720

58, e52, 450

2, 598, 918

446, 035

175, 265

408, 542
33,142
734, 700
900,122
397, 502

93, 201
2,199
18,490
57,766
18, 677

857, 593

514, 602

6, 888, 304
205, 476
3 065,421
4, 624, 783
1, 724, 262

20,127, 885

689, 867

16, 508. 246

2, 474, 008 J

190,333

884,179

n
n
n
14
is
16
17
18
T)
M
21

2.1
?4
of

i

2fl

°7

°R
''ft
30
SI
33
33
34

85
36
37
30
M
40
41
*?,
43
44

45
41!
47
40
49
50

4, 651, 300

10, 338, 395
162 029
1 948 680
5 484 887
2,193, 894

8
9
10

50,146, 261 j

or




~\7TT

1 052
9 402
16,102

51
*)*
"i?
M
55

XCVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Principal liabilities and resources, on

States and Territories.

No. of
hanks.

$100,000
1,065,000
100,000
655,000
500, 000
350, 000
200,000
425, 000

Arizona.
Dakota
Idaho
Montana
NewMexioo
Utah
Washington Territory
Wyoming
Total division No. 8
Total for United States




Capital.

41

3,395,000

2,269

483,104,213

Surplus.

$139,365
20,000
73,500
137,890
125, 000
31,750
78, 000
605,505
131,977,451

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCIX

October 3, 1882, ^-c—Continued.
Deposits.
Loans and discounts.
Individual.

Gold.

Silver.

Other.

$211,174
2,945, 366
274, 320
3,039, 674
1,181, S87
1,087,870
581,472
1,184,514

$45,653
41,085

10, 505, 977

516,060

8,994,271

729,528

73,789

762, 892

1,122,472,683

12,445,258

1,243,203, 210

94, 583,958

8,273,820

71,958,517




160,892
163,075
85,576
19,779

$114,198
2,517,462
132,034
2,700,832
1, 044,376
648, 605
756, 257
990, 507

$40,153
137,121
7,180
101, 522
87,453
224,001
50,747
81, 351

$3,888
17,797
2,224
19,181
17,994
6,187
2,904
3,620

Legal tenders
and U. S.
certificates
of deposit.
$24 500
245, 539
37, 855
264, 500
69, 672
35,924
12,021
72,881

56
57
58
59
60
61
62
63

REPORT OF THE COMPTROLLER OP THE CURRENCY.
Number of Stale banks and trust companies, private bankers, and savings banks, with Iheavermonths ending
Private

State banks and trust companies.
States and Territories.

Deposits.

Deposits. ! in U. S.
Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

,000
350, 000
260, 000
644,349
3, 074, 385
2, 476, 896

$8,313
5,202
36, 984
185, 063
568, 043
630, 543
254. 312

$47, 319
1,000
3,700
250, 000
4, 483, 750
234,119
140, 000

$120,155
61, 240
16, 025
434,415
1, 636, 216
334, 718
1,140, 930

163 1, 524,103
452 ,31,187,192
91, 000
29,180
4, 378, 527
1, 346, 729
324, 382
2,000
98, 508
667, 256
357, 060

2,340
36, 003
1, 607, 553
1, 323, 634
6,120, 679
3,611,242
3, 767,165

11,402,788
30, 552, 744
71, 649
920
18,727,565
4,104, 001
1,474, 866

New England States
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore.
"Washington
Middle States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana. New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

3, 743, 705
7, 001, 542
18,148,114
550, 000
1, 255, 373
4,411,404
762, 175
3, 270. 897
673, 889
455, 841
2,447,511

71, 540,139

38,976,546 154,894,971 ,11,782,335
2, 321. 590
1,177,12
747, 894
295, (100
3, 6U4, 625

5,137,229
3, 089,199
1, 477, 416
611, 0(17
4,341,983

643,013
3,000
74. 017
218, 553
471, 197
112, 388

374,472
70, 000
42,427
216,493
433, 654
81, 830
425, 241
439,485
126, 265
53, 333
1,761,804
112,110
394, 628
20ti, 584
71,464

1, 278, 058
620, 769
940, 924
1,201,244
987, 033
3,681,114
1, 337 700
710,000
785 614
:, 231
!
2,521,985
971,307
3,167, 050
5, 250, 582
767,707
192,032
259, 250

3, 132, 931 163, 656
1, 350, 032
20. 882
4,198,909
623. 837
2,169,517
88, 268
3, 228, 683
117,717
8, 846, 734 2, 398, 878
3, 378, 821
88, 973
4, 849. 999 329, 692
2, 654, 682
112,477
6. 252. 283
13, 489
6, 100, 367 222,112
1,911,978
51, 924
10, 360, 654
325, 025
18, 074, 610
849, 920
1, 810, 416
47, 883
480, 354
545, 512

4, 361, 082
775, 472
105, 000
3, 164,190
3, 042, 881
586. 381
1, 009, 099
206, 041
793, 229
161,500
2, 583, 754
935, 068
1, 083,125
454, 973
796, 437
461, 458
325, 667

108, 000
283, 006
7,901,233

98, 560
11, 269, 822
18,199,412

1, 012, 426
1,441, 669
4, 632,122
2, 280,131
412, 310
5, 902, 969
5,116,149
3, 050, 686

Pacific States, & c .
United States




87, 343

17, 004, 516
3, 042,679
826,114
9, 590, 096
13,282,590
3, 726, 779
3, 727, 131
826, 455
3, 309, 346
1, 536, 607
7, 017, 806
2, 814, 325
4, 946, 562
614, 089
3, 066, 734
1,539,460
2, 934, 365
79, 805, 653

Western States..
Nevada
California
San Francisco...
Oregon
Arizona
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming

2, 061, 637
945, 544
119, 216
47, 745
683, 840
272, 706
1, 257, 221
1,193, 246

13, 541,159

Southern States..
Ohio....
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit.
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri.
Saint Louis
Kansas
Nebraska
Colorado

1,824

143,185
2, 072, 366
2, 988, 231

29, 567, 794

735, 988
818, 952
7, 912, 530
974, 571
243, 673
396, 279
18,368
724, 031
181, 925
1, 233, 952
525,109
271, 201
3, 517,121

318, 783, 228 [24, 498, 604

117 • 5,300,583

14,036,579
1827667.23?

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CI

age amount of their capital, deposits, and investments in United States bonds, for the six
May 31,1880.
Invested
in U. 8.
bonds.

:
$38, 550
3,984,618
7,045
18, 420

$21, 599, 469 $3, 284, 637
I 28,204,300
919, 297
j 6, 907, 562
653, 862
142,510,224 13, 633, 993
50, 790, 871 6.499,110
I 39, 188, 748 , 570, 369
73,549,860
8, 131, 932

358,430 1
7, 528, 342
3,000
800
274,180
117, 527
7,425

$47, 319 $21, 721, 964 $3, 292, 950
924, 499
51,000 28, 301, 549
69U, 846
8, 531,140
353, 700
510,000 144, 268, 273 13, 857, 606
5,128, 099 64, 55::, 76fi 9,051,771
3, 308, 504 43, 134, 708 5, 207, 957
78, 457, 961 8,404, 664
2,616,896

91
1131,291,297 45, 9fl3, 290
!
23
174.566,730 73, 737, 079
7 !
i 12,289,861 2, 552, 905
34 ! $40, 000 i 17, 417, 079 5. 871, 992
70,000
6, 472, 097
1, 679, 366

162, 275, 473 48,2
291,914,072 88, 890,
2, 910,
13,751,649
6,141,
20,391,118
822,
29,071,132
6, 671,
51,496,370
74, 651, 589 2, 340,
20,
2,127,4.6
264,
hi 9, 944
25.814,319 10, 200,
310,
3, 305, 875

528,460 389,183,857
2

340,912

8, 940, 548
1,413,171
550, 515
10, 570

366,695 I

17 2,842,248

44, 283, 828 | 2, 717, 904 j
j

757, 202
034, 743
596, 632
658,812
910, 827
287, 289
269, 647
634,915
87, 34:i
',122
3.12, 7-M
577, 628
S, 114
8(13, 673
222,740

20, 834, 648
4,392,711
13, 905, 571
13,172, 783
17,061,788
12, 584, 083
7,105, 952
7, 544, 048
5, 964, 028
7, 788, 900
13, 326, 191
5, 000, 150
15, 307. 216
18, 688,
4,877,150
2,019.814
3, 479. 877

2,151,270
42, 061
60, 000

7 I 680,710 I 2,839,944
9 2, 119, 796 1 41, 385, 352
1 ! 41,742 1
58 532

129, 272
112, 423
25, 000

14,366,684

615, 618, 967 166, 865, 989
3,036
1,247
790
511
4,068
83
1,040
1, 083
126
2,777
3,701
245
,099
5, 2OT
1.769

558,336

364. 457
9, 430, 629
12,104,546
1, 245, 208
112,932
127,511
5, 35
446, 708
6,007
206, 000
2"7, 000
128, 054
201,24,435,070; 87,888,201

954, 434
275, 671
2, 829,649
550, 014
735,
2. 559,
154,
480,
184,
15,
319.

34
35
36
! 37

100, 000
197,34!
6,160, (56
118,723
25, OUO

6, 601, 720 |

658 4, 044,187 « 7 , 644,113 189,187, 816 ' 4, 456 194, 136^ 825 1,319,094,576 '228, 053, 104




CII

REPORT OF THE COMPTROLLER OP THE CURRENCY.

Number of State banks and trust companies, private bankers, and savings banks, with the
months ending
State banks and trust companies.
Private
States and Territories.

Maine .
Vermont. Boston .
Ehode Island .
Connecticut.
New England States
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
:
Baltimore
Washington
Middle States
Virginia
West Virginia
North Carolina.
South Carolina.
Georgia
Florida...
Alabama.
Mississippi
Louisiana .
New Orleans .
Texas
Arkansas .
Kentucky...
Louisville .
Tennessee.
Southern States
Ohio
Cincinnati.
Cleveland .
Indiana .
Illinois.
Chicago.
Michigan .
Detroit
Wisconsin.
Milwaukee.
Iowa .
Minnesota .
Missouri
Saint Louis.
Kansas.
Nebraska
50 Colorado.
Western States
Nevada
California
San Francisco
Oregon
A rizona .
1) ikota
Idaho
Montana
New Mexico
Utah
Washington
62 i Wyoniiu:
Pacific States
United States




7, 211, 333 25,277,222 1, 832. 351
20, 527, 888 105,898,639 6, 987, 938
182, 579
66, 000
3,487,561 ; "'323,'675
1,167, 683
3, 718, 015 11,599,119 |
388, 685
768, 280 33,648,619 I
48, 033
5,943,543 | 623, 348
2,922,125
844,743 !
601,561
10, 000
548, 605
447, 812
256, 675
2, 346, 610
1, 846, 816
36,189
218

163 1, 551, 347
508 45, 482, 515
550, 000
3
26, 231
5
172 4,140, 679
52 1, 890, 614
7
563, 910
1
5, 000
49,177
2
773, 657
19
364, 000
6

12, 699, 067
45, 414, 376
1, 611, 470
1,560
19, 978, 585
6,174, 785
2, 025, 477
19,183
43, 742
2, 389, 032
3, 747, 703

39,280,513 189,777,240 ! 10, 506, 894

938 |55, 397,130

94,104, 980

369, 792
70, 000
40, 833
229, 956
478, 910
99, 079
564, 085
314, 579
146, 329
32, 000
2, 560, 951
87, 066
368, 731
178, 000
48, 517

2,102,0^7
992, 892
102, 240
53, 921
1, 308,131
521, 699
1, 372, 342

833, 326
35, 812

REPORT OF THE COMPTROLLER OF THE CURRENCY.

cur

average amount of their capital, deposits, and investments in United Stales bonds, for the six

May 31, 1881.
bankers'.

Savings banks.

Invested
in tJ. S. Banks. Capital.
bonds.
$6,966
16, 667
L 003, 343
32, 613
8,063

89
24
7
33
1
4
5
2
5
10

195, 384
287, 029

$24,116,117
32, 092, 232
7, 971, 977
162,120, 982
59, mi, 155
38, 364, 066
78, 466, 347

$4, 049, 652
738, 716
508, 777
14, 485. 728
5, 720,483
4, 228, 338
6, 909,101

145,
192,
13,
45, 000 20,

Capital.

Deposits.

Invested
in TJ. S.
bonds.

66
72
22
163
62
55
106

$53, 200
76, 000
352, 804
310, 000
4, 855, 730
3,719,789
2, 620,100

$24, 363, 290
32,163,124
10,046,910
164, 637, 832
70, 644, 577
43, 039, 201
84,289, 272

$4, 056, 618
740, 091
622, 525
14, 670, 009
7, 316, 624
5,170, 535
7, 049, 889

36, 640, 795

546

11,987,023

429,184, 206

39, 626, 29!

54, 898,
83, 257,
2, 964,
7, 729,
67
6 534
2, 372,

10, 976
10, 749, 845
31, 585

300
563
12
48
246
74
30
7
11
39
7

8, 762, 680
66, 010. 403
616,000
1, 238, 014
7, 858, 694
2, 658,894
4, 019, 335
609, 561
507, 074
1, 640, 698
364, 000

183, 626,465
343, 830, 575
15,775,441
23, 877, 530
31 947,161
64 831,097
17, 887, 623
2, 299, 392
887, 742
27,859, 420
4,144, 875

57,094,710
99, 916, 629
3, 315, 825
8, 053, 089
744 996
6, 806 890
3, 015, 930
10, 000
267, 651
10, 981, 418
318,614

608, 610 433, 085,101 168, 617, 050

425

364, 268
9, 670, 751
351, 000
333
288,461
224, 208
20, 374

Deposits.

25,000 403, 052, 876

57
67
16
157
12
33
83

1, 067, 652

Total.
Invested
in U. S.
bonds.

716, 967, 321 190, 525, 752

$25,000

a-

533, 300
10, 085
20, 225

650,176
517, 560
981, 392
388, 409
369 457
25 007 693
9, 918, 603
1, 435, 466
295, 395
23,123,778
397,172

11,401, 808

181

35, 000
35, 617

3

418, 741

813, 449

2
2
1

15, 000
2,000

091
940
825
081
850
649
208

307, 201
929 082
17, 750

2,129

Banks.

2,397

i
7,000

1,337

95,286, 253

21, 689

74
19
13
14
54
7
27
28
3
13
120
14
75
15
31

3, 068, 985
1, 228, 983
504 640
549, 956
3, 438, 668
101,079
1, 179, 085
989, 872
146, 329
2, 271, 932
4, 047, 964
217, 302
6, 052, 294
5, 145, 554
1, 796, 536

9, 286, 961
4, 306, 402
1 165 763
1, 914, 267
6,199,163
539,449
2,481,642
2,144, 493
35, 812
5,149, 585
8, 811, 029
679, 509
9, 002, 299
6,631,685
3, 474, 487

800
48, 280
30, 000
1

14, 000
1,250
80,000

I

11,833

1
2
3

4
5
li

7

8
9

ia

n

T>
14
15
16
17
18

264, 825 19
102, 407 20
50
45, 000 22
7 000
24
800 25
170 973
30 000 97
395,161 28
14, 000
66, 480 30
171,177 31
249 922 •)9
211, 596 33

263, 780

9

437, 870

'2, 069, 879

21,689 ;

507

30, 739,179

61, 822, 546

1, 729, 391

656, 222
280, 205
8,967
571, 999
1,245, 738
172, 589
74,464
7, 333 !
111, 960
350
67, 287 1
45, 848
134, 142
44, 406
32, 600
14, 070
15,000

5

165, 000

1,173, 782

118, 369 •

o
l

75, 350
10, 000
75, 000
160, 000

10 021 390
1, 716, 516
946, 035
67, 515
393, 671
2, 586, 087

3

40, 000

228, 281
51)6, 510

246
12
8
145
330
33
161
14
108
8
337
112
182
30
175
98
59

5, 509, 583
1, 374, 317
1, 059, 667
4, 433, 488
4, 579, 378
3,965,197
2, 445, 500
1, 044, 028
1, 830, 863
437, 898
5,671,468
2, 875, 971
4, 366, 103
5, 763, 025
1,921,571
944, 372
903, 440

24, 495,977
5,421, 863
15, t>61, 757
15,878,206
23, 903, 504
19,316,023
9, 017, 059
9, 419, 029
10,106, 752
7, 484. 589
18, 592, 795
7, 754, 414
21, 660, 092
25,112, 676
6, 418, 482
2 661,291
3, 864, 948

936, 899
340 999
2,633 711
734, 834
1, 357, 305
1, 198, 937
117, 241
509, 992
207, 196
2, 067
360, 976
69, 622
473 884
383, 825
6.!, 537
14 070
20, 000

38

515, 350

17, 639, 717

2, 689, 446 ; 2,058

49, 125, 869

226, 969, 457

9, 424, 395

2 »33 524

15
83

381,851
8 847,747
11, 953,172
892, 844
147, 319
216, -i&i
6 561
512,706
13 333
208, 225
284, 050
135, 208

1, 254, 649
15, 662, 084
68, 9811, 629
1, 434, 568
635, 256
484, 335
19 007
904, 498
459, 518
1, 582, 519
657, 015
421, 310

100,1100 51
254 290
11, 234, 921 53
256 300 54
50, 000
56
57
58

23,599,279

92, 495, 478

11. 895, 511

1

15
6

3, 483,180 |

2 133,
122,
85,
24,

583
645
234 i
6)8
550
202, 292
:
2,125

100, 000
681 965

4

8 1, 951, 243 41, 892, 395

104, 074
250 000

1
6.911,198
!

'•

\

454, 074
16, 670, 494

12 2, 633, 208

44,125, 919

6, 911.19K

665 4, 220, 038 899, 973, 492 214, 880,178




24
16
9
37
2
14
8
12
9
4
233

;

34
35
36
37
38
39
40
41
#1
44
45
46
47
48
40
50

(III

r.i
62

4,681 210,738,203 1, 527, 439, 008 253, 201, 340

CIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of State ianks and trust companies, private bankers, and savings banks, with tlie
months ending
State banks and trust companies.
Invested
in IT. S. Banks,
bonds.

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

$50, 000
450, 000
260, 000
1, 850, 000
3,174, 035
2, 540, 308

New England States

456,835

1,707,780
205

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana .
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States ...
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit .
Wisconsin
Milwaukee
Iowa.
Minnesota
—

2,445,706

40,562,792 225,508,253 11,372,207
2, 369, 397
1,145,1)57
510, 534
405, 000
2, 970, 333

1, 753,420
51,654,464
91, 000
16,7)0
4, 295,918
2,040,877
785, 754
5,000
37, 837
1,104,268
408, 517
1,014 I 62,193,765 ;il3,079,792

7, 779, 008
3, 970, 727
1,154, 273
1, 774, 087
4, 517, 393
2, 046, 648
1,620,183

!

2,213,700
1,978,079
112,107
5,577.074
5, 090, 59S

2, 378, 429
1, 195,100
110, 750
63, 432
951, 645
834, 965
1, 792, 676
017,893
80, 235
3,082
7, 224, 606
529,125
2,779,621
709, 290
312,193

115,583
557, 302
26, 619
17, 961
73,311
465,185
29. 981
,369,701

19,981,042

996,856 i 3,667,715 .
300, 0(10
1,1.-6,458 I
1, 053, 435
5,545,652 ,
1, 333, 696
2,582,61(9
005, 376
2,581,150 >
2, 697, 573 11,914,114 '
4,054,348 :
5, 372
806, 104
, 994, 957
942, 930
5, 773, 299
473, 231
9, 072. H25
2,290, 823
7, 578, 034
2, 291. 842
6,495.137
4, 306, 632 17,706,715
5,081,333 28, CM, 263
1,210, 8til
2, 742, 402
555,731
, 301,0:i5
558, 401
2, 477, 522

i
j
'

Missouri
Saint Louis
Kansas
Nebraska
Colorado
Western States...
Nevada
California
San Francisco
Oregon
Arizona
Dakota.
Idaho
Montana
New Mexico
Utah
"Washington
"Wyoming

1, 788, 506
7, 239,463
351, 000
418, 644
616, 576
42,900
626,174
6,667
244, 075
38, 202

550, 000
1,183, 491
3, 760, 025
728,105
2, 834, 696
554. 6K6

Middle States

34,
35 !
36 :
37 :
38
39 j
40
41
42
43
44
45
46
47
48
49
50

64,167
6, 088, 250
412,496
477,1S8

24,966,722 I 1,663,524

New York
Kew York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington
19
20
21
22
23
24
26
26
27
28
29
30
31
32
33

$9,272
25, 541
2, 629, 483
2,156, 705
]0. 828, 402
4, 379, 082
4, 938,177

439

26, 4;6, 256 120,170. 435

3, 213, 375

97,333 i
359,(27
7,190,822 13,811,198

33,127,362 131,147,83
779, 6i
309,12)
863, 55
370, 68
536, 72
810,32
57,:
434, 94
793, 35
259, 08
008, 85
772,07

Pacific States and
Territories
United States




: 5,012 110.806.512 -I?,-.', 002. 37« 2:!. 211,430

114, 205, 892 .295, 622,16

EEPORT OF THE COMPTROLLER OF THE CUKEENCY.
average amount of their capital, deposits, and investments in United States bonds, for the six
May 31,1882.
Savings bants.
bankers.
Invested
inTJ.S. Banks.! Capital, Deposits.
bonds.
'

Total.
Invested
in TJ. S. ;Banli3.
bonds,

309
395
983
571

56
65
16
153
14
33
83

$27,172,530 $5, 299, 227
$94,250 I 36,630,994
602, 414
i 9,249,045
502, 598
161,344,850 12, 587,172
64,137,146
7, iJOO, 254
41, 647, 644 4, 504, 880
81, 938, 327 6, 250, 080

981 371

420

94,250 J422,120, 636 | 37,046,625

$15,113
34
871
52
7

493 976
7,846 422

!l59, 564, 970
'209, 919, 280
15,416,751
55, 000 26, 394, 884
453, 744
28, 788, 501
526, 383 10, 945, 882
1, 597, 886
325, 989
10,085
20, 350 24,437,120
225
483, 205

73
227, 954
77, 738
54, 712
177,107
326,634

40, 000
32,108

411,783 ] 1,083,348
1

500
36, P07

10, 976
11,159, 458
31, 585

Deposits.

Invested
in TJ. S.
bonds.

$88,125 $27, 406, 711 $5, 314, 340
144, 250
36, 656, 791
602,414
11,900,529
712, 598
450, 000
324,167 164,119,761 12, 625, 886
80,945,999
7, 938, 250
8, 72«, 974
3. 586, 531 48, 580, 215 5, 368,280
88, 894, 964
3, 017,4C6
6, 341, 028

67
68
23
159
82
55
110

504 j 15,548,789 j 456,504,970 j 39,691,520
303 9,184, 753
591 73,030,305
12
641, 000
4G 1,255,201
267 8, 055, 943
70 2, 768, 982
31 4,146, 833
7
559, 686
11
504, 757
52 2, 832, 398
10
408, 742

205, 999,707 I 65, 825, 398
396, 504, 4481105,051,411
17,177,120 4,536,189 10
30, 442, 410 10,530,123 11
38, 563, 241
910, 230 12
70,186,411 7, 573, 921
19, 994, 569 3, 930, 689
2, 563, 323
6,667
837, 479
255, 051
29, 825, 628 11, 374, 767
4, 821, 921
358,219

612, 043 j478, 328, 212 J189, 775, 8421,400 103,368,600 i 816,916,257 210,352,665

9,204,616

6,000

63, 542, 916
89, 96?, 526
4,185,189
10,111,406
65, 700
7,453,283
3, 249, 803

Capital.

30,000

?k

2,000

76
21
15
13
54
10
29 j

4,333
1, 146, 692
62, 477

27 I
83, 727

3
15
138
21
77
16
32

79, 48C

11,175
62, 941
21,083
16, 417

I
I
I
I

3,191,770
11,240,785
1,185,057
5,165,827
567,201
1, 265, 023
1,841,852
624,577
6,615,730
3,532,000
133,521
897, 442
1,191, 175
3, 839, 324
1,032,361
2, 638, 076
332,286
80, 235
2,368,427
5, 666, 677
4,086,443 I 10, 581, 852
735, 837
288,843
6,239,442 ; 9,310,197
7, 567, 801
5,271,096
1,825,065 i 3, 375, 985

237, 686 11»
136, 608 i 2ft
'21
51,667 i 22"
6,000 23

J2*

500 25
148, 490
557, 302
37, 794
80, 922
94, 394
465,185
46, 398
1, 862, 946

784, 737
203, 858
14, 210
706, <J65
634, 845
235, 787
147, 207
5, 750
69, 816
3,812
321, 310
18,413
218, 696
45. 825

3, 886, 499

5,480, 570
986, 91 4
1,130,435
4, 620, 203
4, 38S, 254
11,311,191
2,412,969
1,117,705
1, 723, 882
633, 231
6,517,474
3,283,910
6, 570, 028
5, 376, 684
2, 850, 780
1, 487, 097
1, 188, 340

42, 500
,000
30, 000
150, 000

40

461,129

21, 441, 468

2, 354, 710 2,265

100, 000
3 428, 057 2,128, 976
25,699
152, 956
8 1, 744, 583 44, 678, 418 12,825,906
265, 250
2, 667 . . .
I
47, 755
2, 500

571,128
14, 870, 745

11 2,172,640

46,807,394

12,851,605

660 3, 867, 572 971, 073, 946 242,028,782




12
81
30
20
15
66
6
15
11
11
15
5

28, 896, 926 1,104,796 34
4,107, 626
268,014 | 35
18,597,036 2, 153, 2S2
18, 642, 51b
9811, 879
28, 561, 274
826, 245
22, 962. 614 1, 432, 807
11,190,963
204, 457
11,280,247
40»,961 | 41
10, 090, 365
144,815 42
11, 424, 490
7, 178 I 4 *
24, 555, 913
525,700 44
11,924,154
40,613 45
24, 668, 471
747, 636
28, 773, 548
7,788,854
4, 348, 024
4,946,714

60,074,747 ' 272,759,734
312,778
7,970,885
12,315,100
951,542
129, 056
432, 224
11,575
570,858
25, 927
336,458
418, 657
193. 426

I 1,139,283
100,000 151
i 17,249,302
1,002,334 152
l 72,501,819 17,328,736 5S
265,250 54
I 2,915,865
2,667 55
862, 746
66
839, 573
57
57,390
58
1,434,947
793, 359
'59
2,119,659
47,755 60
2,500 ,61
1, 008, 857
62'
I
772, 078

CVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Lawful money reserve of the national banks, as shown by the reports
STATES AND

States aad cities.

11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28

29
30

31
32
33
.34
35
36
37
38
39
40
41
42 j
43
44

45
46
-47

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas.
Arkansas.
Kentucky
Tennessee .
Ohio.
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Nevada
California
Oregon
Arizona
Dakota
Idaho
Montana
New Mexico .
trtah
Washington .
Wyoming
Totals

Reserve held.

' Nam! ber of

banks.

71
49
46
191
62
86
251
60
198
14
1
21
18
15
13
12
2
9
1
1
21
2
49
29
169
94
138
80
38
88
33
20
20
23
19
1
10
2
1
17
1
6
3
2
4

2,026

4-iuount.

$11,019,988
5,312,637
6,034,687
48,044,832
13, J93, 357
25,036,515
79, 750, 175
29, 774, 327
61,826,159
4,210,595
5, 586, 746
713,525
10, 880, 966
2, 610,128
3, 288,779
3, 258, 515
3, 132, 620
400, 979
1,754,413
131,784
42,823
5,958,903
553,125
8, 757, 560
7.828,991
39, 350, 944
25, 535, 752
34,955,531
18,776,964

9,865,527
16, 453, 067
15,262,482
4,403,216
4, 530, 970
7, 428, 769
10,5)4,445
182, 291
*5, 53H, 137
2, 859, 535
256, 827
3,020,076
274,320
3, 200, 506
1,344,682
1,173.986
597, 171
1, 214, 293
545,842,660

Ratio to
liabilities.

$3, 062,583
1, 785,411
1, 845,680
12,368,432
3,315,789
6, 954,689
20, 686, 6S1
8, 718, 769
18, 429,418
1,514,275
631,589
838, 012
1, 670, 485
107,029
311, 595
1, 632,145
2, 698, 656
391, 519
832, 352
493, 317
782, 361
488, 777
612,313
469, 893
839, 983
60, 147
100, 765
263,162
616,259
19,768
48,434
6,423
29, 446
893,835
1, 794, 081
82,969
)48, 038
1, 313, 634
2, 494, 055
1,174,349
1, 926, 910
5, 902, 642 10, 602, 840
3, 830, 363
8, 265, 287
5,243,330
9, 599, 004
2,816,545
4, 955,115
1,479,829
2, 547, 602
2, 467, 960
4, 369, 890
2,289,372
3, 015,103
660,482
1, 455, 888
679, 645
1, 373,100
1.114, 315
1, 652,112
1,577,167
3, 872, 801
27, 344
37,141
834,683
1, 696, 203
428, 930
635, 668
38, 524
82,549
453,011
680, 747
41,148
51,759
4*0, 085
636, 468
201,699
391,048
176,098 j
359, 760
134, 386
89, 576 I
182, 144
349, 582

Per cent.
27.79
33.61
30.58
25.74
25.13
27.78
25.94
29.28
29.80
35.96
29.90
43.67
24.80
31.89
23.79
18 79
26.81
26.13
35.13
36.75
68.76
30.11
26.78
28.48
24.61
26 94
32.37
27.46
26.39
25.82
26. 56
19.75
33.06
30.30
22.24
36.83
20.37
30.63
22.23
32.14
22.54
18.87
19.89
29.08
30.64
22; 50
28.79

81,880,361 | 150,351,513

27.54

$1,652,998
796,896
905,203
7,206,725
1, 979, 003
3,755,477
11, 962, 526
4, 466,149
9,273,924

RESERVE
Boston
Albany
Philadelphia
3] P i t t s b u r g h
Baltimore
Washington
7i New Orleans
Louisville
8 Cincinnati
9
10 Cleveland
11; Chicago
12 Detroit
13 Milwaukee.
14 i Saint Louis
15 San Francisco

I

li

$80,899,
9,426,
66,071,
23,174,
18,939,
2,414,
7,915,
5,638,
19,375,
9, 562,
50.084,
8,843,
4, 910,
8,868,
•2, 652,

Totals
16 I New York
United States

63,503,245 j

64,414,273

225, 078^ i75~i~30379097369

* Includes national
NOTE.—Prior to J n n e 20, 1874, the required reserve in States and Territories was 15 per centum, and
•centum of the deposits only.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CVII

of their condition at the close of business on October 3, 1882.
TERRITORIES.
Cash reserve.
Required.

|

Held.

Classification of reserve held.
Specie.

United States:
Due
RedempLegalteiiders. certificates of from reserve tion fund with
treasurer.
agents.
deposit.

$536, 591
214, 676
238, 670
1, 722, 133
323, 533
1, 243, 335
2,810,947
1, 051, 618
3,945,676
161,037
265,485 ;
62, 916
655,223 ;
234,081
226,428
177, 032
318, 165
24,177
111,000
35,457
17,016
495, 486
47, 460
391, 881
667, 317
2,764 991
1, 640, 602
2, 473, 344
1, 336, 024
685, 871
1, 079, 533
483, 032
242, 164
207, 887
439, 033
501, 743
35, 341
957, 888
416,179
44, 035
154, S17
9,404
120, 702
105, 447
230, 189

$254, 637
124, 721
232, 373
1, 470, 277
450, 284
894, 792
3, 249, 161
1, 747, 408
2,717,096
161,591
359, 821
100, 000
629, 172
224, 099
222, 433
149, 374
269, 291
43, 000
202, 579
9,602
4,333
507, 720
43, 230
379, 510
428, 835
2, 848,166
2,160,251
1, 943, 610
915, 352
447, 459
1, 341, 964
1, 025, 558
315, 542
458, 864
340, 522

$1, 865, 026
1,186, 314
1, 048, 292
7, 059,435
1, 845, 015
3, 945, 079
13, 002, 624
5 419. 953
10, 445, 818
1, 086,183
940, 904
137, 429
1, 282, 856
305, 064
264, 221
228, 782
158, 832
29, 988
251, 466

$498, 668
214, 878
231,543 ,
2,116,055 |
512,818
1, 157, 598
4,253,431
1, 590, 544
3, 203, 238
222, 450
293, 495
38,312
600, 296
128, 964
169, 615
172, 661
X50, 479
22, 619
84,779
6, 557
769
335, 827
29, 497
400, 020
416, 128
2, 064, 997
1, 389, 219
I, 932, 208
1, 032, 507
554, 840
892, 993
875, 422
238, 917
257, 166
423, 730
•609, 987
10, 218
320,116
166, 172
14.798
169, 905
14, 659
185, 094
72, 400
64, 859
32, 590
70, 266

$791, 228
339, 397
471, 043
3, 392, 410
773, 817
2,148,127
6, 355,108
2, 809, 026
6, 717, 772
352, 628
625, 306
162, 916
1, 284, 395
458, 180
448, 861
326, 40ti
587, 456
67, 177
313, 579
45, 059
21, 349
1,003,206
90, 690
771,391
1, 096,152
5, 613,157
3, 800, 853
4, 426, 954
2, 251, 37R
1,113,330
2, 421, 497
1, 508, 590
557, 706
666, 751
779, 555
I, 359, 336
35, 341
967, 320
432,281
68, 535
400, 456
47, 259
385, 202
175,119
266,113
65, 673
157, 852

28,224,334 I

58,952,935 j

30,024,289

28, 318, 646

610, 000

I, 064, 196

$9, 916, 078
1, 243, 482
12,104, 918
3, 851, 703
3, 225, 007
574, 525
1, 382,132
746, 452
3,317,719
1,586,399 i
9, 426, 794
1, 768, 580
752, 899
1, 762, 156
754, 242

$6, 713, 423
544, 851
7,157,186
1, 759, 736
1, 472, 612
151,419
567, 858
418, 657
493, 470
377, 399
5, 887, 294
997, 404
421, 800
593,3.1
753,190

$2, 707, 655
218,631
2, 867, 732
2, 091, 967
1,152, 395
423,100
814, 274
327, 795
1, 394, 249
1,194, 000
2, 574, 500
771,176
331, 099
1, 168, 850
1, 052

$495, 000
480, 000
2, 080, 000

$10, 304,293
1, 694, 343
5, 510, 646
2,158, 041
1, 951, 479
420, 554
452, 617
526, 632
1, 844, 353
560, 080
4, 928, 707
987, 693
678, 284
1,195, 310

53, 652
84, 971

$200,000 j
10, 000
205, 000
10, 000
55,00(1
30,000

10, 000

857, 593

9, 432
16,102
24, 500
245, 539
37, 855
264,500 I
69,672 i
35,924
12,021
72,881 i

3,597
736, 608
48,123
1, 409, 080
696,728
4, 249, 534
4, 057,194
4, 759, 240
2, 468, 462
1,341,542
1, 712, 915
1, 405, 696
834, 992
669, 619
817, 567
2, 461, 265
679,
189,
12,
252,

633
887
484
044

233,
195,
79,
60,
185,

916
229
697
613
250

$406,
259,
326,
1, 916,
696,
861,
1,32!
489, 790
1, 265, 828
75, 464 i10
104, 275 j 1 1
11, 250
131, 405
69, 108
',
69, 279 115
57, 125 16
93, 695 17
3, 600 !18
51, 214
3, 375
4, 500
54, 267
I,
9, 225
313, 584
134, 030
740, 149
407, 240
412, 810
235, 277
92, 730
235, 478
100,
63,
36,
54,
52,
1,
49,
13,
1,
28,
4,
17,
20,
13,
6,480
11, 334, 382

CITIES.
$9, 342, 200
1, 139, 655
8, 022,145
2, 732, 687
2, 197, 767
2.86,117
9:13, 968
641, 337
2,302,767 I
1,157,800
6,241,761
1,076,397 |
600,257
1, 092, 649
353, 281

600 000

1, 430, 000
15, 000
965, 000

$1, 540,
77,
473,
328,
339,
31,
110,
127,
238,
74,
10
37, 507 111
58, 005 I 12
27,
31,
21,
15

16

15,815,846
^old bank circulation.
in reserve cities 25 per centum of circulation and deposits ; since that date 15 per centum and 25 per




CVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of the state of the lawful-money reserve of the national banlcs
STATES AND

Dates.

1 Oct.
2,1876 .
2 Dec. 22,1876.
3 Jan. 20,1877 .
' April 14,1877 .
J u n e 22,1877 .
6 Oct.
1,1877.
Dec. 28,1877.
Mar. 15,1878.
May
1,1878.
J u n e 29,1878.
Oct.
1,1878.
Dec.
6,1878.
Jan.
1,1879.
Apr. 4,1879.
J u n e 14,1879.
Oct..
2,1879
Dec. 12,1879
Feb. 21,1880
Apr. 23,1X80
J u n e 11,1880
21 Oct.
1,1880
22 Dec. 31,1880
23 Mar. l i , 1881
May
6,1881
J u n e 30,1881
Oct.
1,1881
Dec. 31,1881.
Mar. 11,1882.
May 19, 1882 .
July
1,1882 .
Oct.
3, 1882 .

I Nnm1 ber of Net deposits.
; banks.

1,853
1,848
1,1-49
1,839
1,844
1,845
1,834
1,831
1, 827
1,824
1,822
1, 825
1,821
1,819
1,819
1,820
1,824
1,831
1,844
1,845
1,859
1,863
1,860
1,868
1,880
1,895
1,926
1,945
1,981
1,996
2, 026

$291, 744, 349
288, 950, 818
299, 364, 605
294,192, 806
291, 600, 630
290, 136, 048
287, 728, 891
286,105, 648
282, 678, 523
283,101, 236
289,071,448
283, 181, 956
290, 504, 788
293, 817, 962
300, 097, 942
329, 874, 452
348, 834, 775
375, 281, 538
384, 765,183
385,168,252
410, 622, 448
439, 354, 304
447,410, 923
460, 478, 466
484, 089, 521
507,247,143
518,701,965
515, 198, 159
519, 247, 650
527, 588, 049
545, 842, 660

Reserve required.

$43,862,907
43,416, 361
44, 978, 935
44, 203, 308
43, 814, 051
43, 594, 978
43,616,668
42, 990,67»
42, 476, 500
42, 539, 987
43, 437, 474
42, 555, 776
43, 654, 032
44,126, 773
45, 068, 973
49, 535, 540
52, 379, 535
56, 346, 827
57, 766, 633
57, 801, 806
61, 598, 298
65, 922, 995
67,131, 602
69, 091, 733
72, 633, 329
76,196, 945
77, 809, 257
77, 283, 686
77, 891,110
79,142,169
81, 880, 361

RESERVE
Oct.
Dec.
Jan.
Apr.
June
Oct.
Dec.
Mar.
May
W| J u n e
11 Oct.
12 Dec.
13 Jan.
14 Apr.
15 J u n e
16 Oct.
17 Dec.
18 Feb.
19 Apr.
20 J u n e
21 Oct.
22 Dec.
23 Mar.
24 May
25 J u n e
2«, Oct.
27 I Dec.
28 i Mar.
29! May
30 i July
31 Oct.

2,1876..
22, 1876..
20,1877..
14,1877..
22,1877..
1,1877..
28.1877 .
15.1878 .
1,1878..
29,1878..
1,1878..
6,1878..
1,1879..
4,1879 .
14,1879..
2,1879 .
12,1879.
21,1880..
23,1880.
11,188(1.
1,1880.
31,1880.
11,1881.
6,1881.
30, 1881.
1, 1881.
31,1881.
11,1882.
19,1882.
1, 1882.
3,1882.




236 i
234 '
234 :
234
234
235
233 i
232
233
232
231 i
230
230
229 i
229 1
228 i
228
230
231
231 I
231 '
232
234
234
235 :
237
238 :
242;
242
243
243

414, 887, 769
396, 950, 934
421, 845,188
402, 090, 332
420,184,1-65
378, 992, 700
372, (S96, 990
384, 942, 505
373, 875,154
.395, 473, 477
389, 031, 686
381, 431, 393
384, 319, 202
366,814,853
414, 518, 542
439, 009, 954
458, 944, 779
498, 980, 548
482, 230, 794
516,491,857
557, 508, 975
544,501,717
536,112,658
588, 714, 401
655, 815, 066
604, 438, 599
577,163,351
564, 058, 531
590, 883, 075
604, 391, 647
572, 791, 257

103, 721, 942
99, 237, 733
105, 461, 297
100, 522, 583
105,040,216
94,748,175
93,174, 248
96, 235, 626
93, 468, 789
98, 868, 369
97, 257, 896
95, 357, 848
96,130, 280
91, 703, 713
103, 629, 635
109, 752, 489
114, 736, 195
124,745,137
120, 557, 698
129, l-.'2, 964
i:<9, 377, 244
130,125,429
134,028,165
147,178, 600
163, 953, 766
151,109,650
144,290, 838
141,014,632
147, 721), 769
151,097,911
143, 197, 814

REPORT OF THE COMPTROLLER OF THE CURRENCY,

CIX

os shown by their reports from October 2, 1876, to October 3, 1882,
TERRITORIES.
Reserve held.

Amount.

$99, 985, 627
101, 429, 533
108, 706, 493
103, 945, 584
101, 962,783
95, 379, 331
101,866,983
108, 782, 223
99, 320, 989
102, 308, 371
106, 045,159
106, 003, 028
110,164, 553
105, 684, 344
112, 463,409
124, 315, 513
124, 606,178
139, 489, 054
133, 966, 543
138, 632, 303
147, 105, 244
155, 406, 393
150, 919, 415
155, 258, 642
170, 055, 750
158, 299, 042
159, 060, 717
150, 725, 091
154, 776, 359
151, 908,107
150,351,513

Classification of reserve held.

Ratio
to liabilities.
Per cent.
34.3
35.1
36.3
35.3
35.0
32.9
35.1
38.0
35.1
36.1
36.7
37.4
37.9
36.0
37.5
37.7
35.7
37.2
34.8
36.0
35.8
35.4
33.7
33.7
35.1
31.2
30.7
29.3
29.8
28.8
27.5

Specie.

$2,763,198
3,427,133
3, 941, 358
4,166, 989
4, 208, 317
4,155, 631
4, 486,185
6, 305, 680
7, 007, 260
7, 049, 274
7, 988, 990
9, 048, 396
11, 578,143
11, 872, 699
12,135, 564
11,474,961
13, 257, 825
15, 931, 208
18, 523, 230
18, 988, 001
21,145,738
25, 108,888
26, 660,882
27, 842, 501
27, 635, 215
27, 509, 821
30, 283, 767
29,161, 734
30, 036, 477
30, 089,064
30, 024, 289

Legal
tenders.

$29, 723,138
30, 714, 772
32, 707, 525
31, 948, 207
30, 879,163
30, 316, 538
32,730,224
31, 528,169
32,024, 586
29, 390,198
30, 064, 665
30, 579, 974
32, 374, 428
29, 074, 259
26, 433, 762
29, 628, 096
29, 357, 057
28, 471,133
30, 138, 708
28, 650, 254
27, 613, 370
29, 063, 892
26, 783,131
28, 672, 789
27, 416, 230
26, 473, 002
28, 905, 001
26, 897, 694
28. 160, 627
26, 857, 620
28, 318, 646

United States
Due
Redempcertificates of from reserve tion fund with
deposit.
agents.
Treasurer.

$1, 280, 000
1,280,000
1, 245, 000
1,180, 000
1, 250, 000
1. 315, 000
1, 225, 000
1,115, 000
1. 035, 000
1, 040, 000
995, 000
1,140, 000
1, 035, 000
895, 000
695, 000
735,000
670, 000
670, 000
645, 000
605, 000
640. 000
630, 000
585, 000
585, 000
575,000
620,000
595, 000
610, 000
535, 000
620, 000
610, 000

!

$56, 362, 468
$10, 856, 823
55. 244,747
10,762,881
60,110, 762
10,701, 848
55, 904, 422
10, 745, 584
55, 012,171
10, 613,132
48,885,195
10,706, 697
52, 587, 886
10, 837, 688
58, 950, 369
10, 883, 005
48, 325,035
10, 929,108
54, 033, 882 ! 10, 795, 017
10, 972, 940
56, 023, 564
10, 965, 960
54, 268, 698
10, 979, 537
54, 197, 445
10, 925, 684
52, 916, 702
62, 257, 734
10, 941, 349
71, 302. 887
11,184, 569
70, 017, 269
11,304,027
83,134,259
11, 282,454
73, 296, 236
11,363,369
79,126, 763
11, 262, 285
86, 371, 229
11,334,907
89. 258, 930
11, 344, 683
86, 060, 705
10, 829, 697
87, 109, 924
11, 048, 428
103, 297,184
11,132,121
92, 335, 036
11,361,183
87, 745, 656
11, 531, 293
82, 599, 924
11,455,739
84, 721, 969
11,322,286
83, 221, 970
11,119, 453
80, 064,196
11, 334, 382

CITIES.
136, 821, 941
122, 279, 996
142, 409,114
127, 205, 252
138, 499,197
115, 329,428
119,041,848
131. 607, 266
121, 342, 350
129, 869, 019
121,993,977
122, 549. 302
123, 982, 261
111,075,311
130, 843, 837
136, 610, 443
138, 638. 047
149, 451,113
140, 898,106
169,206, 207
175, 852, 592
357,721,336
147, 308, 032
180, 221, 803
197, 889, 047
163, 348, 053
161, 410, 332
157, 802, 939
172, 827,165
167, 963, 478
153, 557, 856




34.2
30.8
33.8
29.0
33.0
30.5
31.9
34.2
32.5
32.7
31.3
32.1
32.3
30.3
31.6
31.1
30.2
30.0
29.2
32.8
31.5
29.0
27.5
30 6
30.2
27.0
28.0
28.0
29.2
27.8
26.8

18, 598,456
29, 572, 511
45, 767, 909
22, 903, 049
17,127, 679
18,503,189
28, 421, 566
48, 416, 378
39, 016, 496
» , 202. 196
22, 699, 616
25, 306, 854 I
29, 921, 614 !
29, 275, 864
30,197, 723
30, 698, 771
65, 527,137
73, 215, 503
67, 410, 642
80, 023,104
87,035,651
80, 609, 813
77, 490, 354
93, 525,721
100, 058,123
85,162, 735
82, 253, 632
79, 620, 297
81,177, 310
80, 751,158
72, 883, 489

54, 488,445
35, 466, 510
39, 908, 797
40, 330,831
47, 072, 388
36, 544, 635
37, 767,429
32, 422, 675
35, 163,963
42, 209, 909
34, 306, 906
34, 074,142
38,162, 935
35, 373, 905
40,611,933
39, 557, 866
25, 362, 067
26, 749, 506
30, 889, 350
35, 821, 472
29, 023, 558
30,150, B82
25, 371,178
33, 842,177
31,308,173
26, 677, 602
31,188, 493
29, 725, 288
37, 797, 247
37,153,139
34, 994, 871

27, 890, 000
24,815,000
24, 225, 000
30, 920, 000
43, 180,000
32, 095, 000
25, 290, 000
19, 490, 000
19, 960, 000
35, 865, 000
31, 695, 000
31,380,000
27, 880, 000
20, 990, 000
24, 465, 000
26, 035, 000
10.180, 000
10, 090, 000
7, 225, 000
11, 895, 000
7, 015, 000
5, 5l!0, 000
5, 525, 000
7, 460, 000
8, 965, 000
6,120, 000
7, 335, 000
8, 835, 000
9, 850. 000
10, 425, 000
8, 035, 0Q0

31, 981, 995
28, 544, 429
28, 587, 547
29, 038, 296
27,119, 929
24, 398, 938
23, 372, 201
27, 066, 622
23,006,184
24, 841,174
29, 059, 854
27,464,439
23, 727, 624
21,105, 059
31.185. 730
35, 720, 660
32, 725,183
34, 657,128
30, 667, 994
36, 808, 905
48, 191, 549
36, 896, 084
34, 759, 986
40, 862, 229
52, 961, 453
40, 633, 147
35,784,810
34, 852, 796
39, 467, 976
35, 233, 042
33, 213, 032

3, 863, 045
3, 881, 546
3, 919, 861
4, 013, 076
3, 998, 201
3, 787, 666
4, 190, 652
4, 211, 591
4, 195, 707
4, 250, 740
4, 232, 601
4, 323, 867
4, 290, 088
4, 330, 483
4, 383,451
4, 598,146
4, 843, 660
4, 738, 976
4, 705,120
4, 657, 726
4, 586, 834
4, 544, 457
4,161, 514
4, 531, 676
4, 596, 298
4,754, 569
4, 848, 397
4,769, 548
4, 534, 632
4, 401,139
4,481, 464

ex

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Classification of the loans and discounts of the banks in New York City, in Boston, Philadelphia, and Baltimore, in the other reserve cities, and in the States and Territories, on October 3, 1882.
Cities, States, ana Territories.

Total.

New York City

$239, 041, 892

Boston
Philadelphia
Baltimore

111,362,914
64, 272, 224
26, 302, 364

13, 835, 460
6, 704, 8c3
6.181, 345

14, 754, 065
13, 808, 630
3, 090, 403

82, 638,155
43, 646, 588
17, 012, 616

528, 793
1,313,916
2, 871
151,103
135
4, 273, 233
1,010,950
6, 092, 527
308, 207
539, 540
125,138
1, 728. 917

2, 625, 912
2, 020. 834
509, 601
2, 293, 447
561, 629
2,421,864
1, 271, 249
7,671,169
731, 050
452, 265
1, 430, 626
154; 079

5, 621, 723
22, 524, 369
1, 281, 735
251, 276"
6, 235, 865
13, 063, 997
7, 971, 370
25, 040, 495
7, 522, 992
2, 747, 964
7, 265, 7
1, 003, 608

12,566
12, 385
26, 890
93, 254
3,033
11,490
541,499
650, 655
224, 405
4,000
1,200
1,523
50, 000
100
42. 260

590, 475
912, 226
456, 377
5,493,
726, 555
2, 662, 647

200
3,000
6,700
22, 486
18,150
11, 000
7,617
11,330

26, 522
219,932
328, 303
456, 375
1, 498, 463
1,113, 053
1, 443, 681
1, 447, 866
226, 988
199, 054
456, 536
103, 305
112, 890
113, 264
608, 344
184, 489
9, 267
570,454
183, 325
101
90, 804

17, 252, 375
6,468, 936
10, 669, 097
65, 078, 273
23, 849, 556
31,450, 412
71, 820, 634
22,312,702 |
56, 843, 945 I
3,720,421 '
4, 562, 873
147,104
9, 203, 663
3, 246, 875
4, 404, 020
3,619,034
3, 523, 780
243, 632
1, 928, 247
25, 979
71, 462
3, 927, 580
427,174
11, 487, 683
5, 670, 666
38, 745, 104
23, 501, 581
25, 622, 643
17, 812, 866
7, 679, 841
14,263,932
10, 590,157
3, 275, 506
2, 734, 237
4, 826, 559
4, 746, 518
99, 905
2, 878, 623
742, 084
74. 806
1,958,818
83, 240
1, 602, 992
912, 873
495,
718, 210
719,177

Totals

201,937, 502

Albany
Pittsburgh
Washington
New Orleans
Louisville
Cincinnati
Cleveland
Chicago..
Detroit
Milwaukee
Saint Louis
San Francisco

8, 783, 378
25, 868, 219
1, 848, 392
8,711,176
6, 797, 629
19, 909, 419
10, 254,162
40, 002, 591
8, 562, 249
3, 739, 769
8, 821, 563
2,983,915
146, 282, 462

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Nevada
California
Oregon
Arizona
Dakota
Idaho
Montana
New Mexico
Utah
"Washington
"Wyoming
Totals
United States




5, 747, 544
2, 811, 772
175, 775
157, 200
200,714
,531
84,938
61, 765
472, 465
675, 697
25, 000
309, 428
72, 820

526, 041. 981
2,269

147, 756, 070

90273787406

18, 912788»
8,111,986
12,114,058
83, 603, 918
30, 037, 681
43, 310. 911
87, 038, 954
31, 444, 384
63, 944, 559
4, 000, 672
5, 225, 869
349, 341
10, 396, 922
3, 469, 574
4, 664, 512
4, 160, 229
4, 562, 303
275, 758
2,505,400
113, 984
100, 684
5,434, 228
577, 089
12, 616, 323
8, 350, 578
43, 875, 995
27, 387, 929
32, 007, 562
21,082,584
9, 323, 366
17, 483, 065
17, P05, 454
4, 017, 031
3, 421, 675
6, 651, 274
6, 765, 796
202, 237
4, 587, 243
1, 707, U59
111,713
2, 485, 472
120, 566
2, 699, 922
1, 027, 430
633, 422
739, 426
965, 635
651, 024, 660

1, 238, 286, 516

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXI

Table of the liabilities of the national banks, and of the reserve required, and held at three
dates in each year from 1879 to 1882.
STATES AND TERRITORIES EXCLUSIVE OF RESERVE CITIES.
Classification of reserve.

Reserve "held.
Date.

Number of
banks

Net de- Reserve
posits. required.

Other
lawful
money.

Due
Redempfrom
tion
fund.
agents.

Ratio to
Amount. deposits.

Specie.

Millions. Millions. Millions.
11.9
30.0
52.9
12.1
27.1
62.3
11.5
30.3
71.3

Apr. 4 1879
June 14 1879
Oct. 2 1879

1,819
1,819
1,820

Millions.
293.8
300.1
329.9

Millions.
44.1
45.1
49.5

Millions.
105.7
112.4
124.3

Percent
36.0
37.5
37.7

Apr. 23 1880
June 11 1880
Oct. 1 1880

1,844
1,845
1,859

384.8
385.2
410.5

57.8
57.8
61.6

134.0
138.6
147.2

34.8
36.0
35.8

18.5
19.0
21.2

30.8
29.2
28.3

73.3
79.1
86.4

May 6 1881
J u n e 30,1881
Oct. 1 1881
M a y 19,1882
July 1 1882
Oct. 3 1882

1,868
1,880
1.895

460. 5
484.1
507.2

69.1
72.6
76.1

155. 3
170.1
158.3

33.7
35.1
31.2

27.8
27.6
27.5

29.3
28.0
27.1

87.1
103.3
92.4

11.4
11.3
ii. a
11.0
11.1
11.4

1,981
1,996
2,026

519.2
527.6
545.8

77.9
79.1
81.9

154.7
151.9
150.4

29.8
28.8
27.5

30.0
30.1
30.0

28.7
27.5
30.0

84.7
83.2
80.1

11. S
11.1
11. s

27.0
27.8
25.3

17.5
18.3
19.4

28.0
37.2
32.6

1.1
1.1
1.1

Millions*
10.9
10.9
11,2

NEW YORK CITY.
Apr. 4,1879
June 14,1879
Oct. 2,1879

47
47
47

172.2
203.5
210.2

43.1
50.9
52.6

46.6;
56.6 I
53.1 f

Apr. 23,1880
J u n e 11,1880
Oct. 1,1880

47
47
47

224.1
247.7
268.1

56.0
61.9
67.0

58.4
76.4 i
70.6 I

26.0
30.8
26.4

44.6
57.4
58.7

12.8
18.0
11.0

1.0
1.0
0.9-

May 1,1881
Juiie 30,1881
Oct. 1,1881

48
48
48

277.3
312.1
268.8

69.3
78.0
67.2

79.9
81.9
62.5

28.8
26.2
23.3

64.1
66.5
50.6

14.9
14.4
10.9

1.0
1.0
1.0

May 19,1882
J u l y 1,1882
Oct. 3,1882

50
50
50

267.3
277.4
254.0

66.8
69.3
63.5

70.5 ;i
72.1
64.4

26.4
26.0
25.4

50.5
50.5
•44.5

19.0
20.6
18.9

1.0
1.0
1.0

i

OTHER RESERVE CITIES.
Apr. 4,1879
J u n e 14,1879
Oct. 2,1879

182
182
181

194.6
211.0
228.8

48.6
52.7
57.2

64.5
74.3
83.5

33.1
35.2
36.5

11.7
11.9
11.3

28.4
27.9
33.0

21.1
31.2
35.7

3.S
3.3
3.5

Apr. 23,1880
J u n e 11,1880
Oct. 1,1880

184
184
184

258.1
268.8
289. 4

64.5
67.2
72.4

82.5
92.8
105.2

32.0
34.5
36.3

22.8
22.6
28.3

25.3
29.8
25.0

30.7
36.8
48.2

3.7
3.8
3.7

May 1,1881
J u n e 30,1881
Oct. 1,1881

186
187
189

311.4
343.7
335.6

77.9
86.0
83.9

100.3
116.0
100.8

32.2
33.7
30.0

29.5
33.6
34.6

26.4
25.9
21.9

40.9
53.0
40.6

3.6
3.6
3.7

May 19, J882
J u l y 1, 1882
Oct. 3,1882

192
193
193

323.5
327.0
318.8

80.9
81.8
79.7

102.4
95.9
89.1

31.6
29.3
28.0

30.7
30.2
28.3

28.6
27.0
24.1

39.5
35.2
33.2

3.6
3.5
3.5

Apr. 4,1879
J u n e 14,1879
Oct. 2,1879

32.8
34.0
33.9

43.1
42.3
42.2

86.4
92.2
95.9

74.0
93.5
107.0

15.3
15.3
15.8

Apr. 23,1880
J u n e 11,1880
Oct. 1,1880

31.7
34.1
33.4

85.9
99.0
108.2

68.9
77.0
64.3

104. 0
115.9
134.6

16.1
15 9
15.9

May 1,1881
Jniie 30,1881
Oct. 1,1881

32.0
32.3
28.9

121.4
127.7
112.7

70.6
68.3
59.9

128.0
156.3
133.0

15.6
15. T
16.1

May 19,1882
J u l y 1,1882
Oct. 3,1882

29.5
28.3
27. 2

111.2
110.8
102.8

76.3
75.1
72.0

124.2
118.4
113.3

15.9
15.6
15.8

SUMMARY.




CXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Average weekly deposits, circulation, and reserve of the national banks in New York City, as
reported to the Istw York Clearing House, for the months of September and October in each
year from 1»75 to 1882.
Liabilities.

Reserve.

Weet endingCirculation. Net deposits.
Dollars.

Dollars.

Dollars.

Dollars.

Dollars.
Per et.
67, 966, 300
29.7S
66, 322, 800
29.15
28.67
64, 394, 800
28.10
6?, 780,800
28.10
61, 620,400
26.4*
57, 058, 500
25.41
54, 111, 200
25.34
47, 300, 900 53, 035, 900
26.45
45, 762, 800 54, 738,400

Sept. 4,1875

18,093,700
17, 725, 000
17, 223, 200
17, 902, 600
17, 894,100
17, 820, 700
17,781,200
17, 844, 600
17, 900,100

210, 397, 200
209, 802,100
206, 916, 800
205,4-3,200
201, 409, 700
197, 555, 800
195,192, 400
191, 468, 500
189, 068, 800

228,490, 900
227, 527, 100
224, 640, 000
223, 385, 800
219,303,800
215, 376, 500
212, 973, 600
209,313,100
206, 968, 900

Dollars.
9,16f, 700
8,494, 500
6, 538, 200
6, 432, 400
5,438,900
5,716,: 00
5, 528, 500
5. 735, 000
8, 975, 600

58,810,600
57, 828, 300
57, 866, 609
56, 348, 400
56, 181, 500
51,341', 300
48, 582, 700

Sept. 2,1876
Sept. 9,1876
Sept. 16,1876
Sept. 23,1876
Sept. 30,1876
Oct. 7, is ;e
Oct. 14,1876
Oct. 21,1876
Oct. 28,1876

14, 577, 300
14, 339, 700
14,403, 500
14, 400, 800
14,615,700
11, 897, 000
14, 693, 300

197, 992,
200, 754,
202, 734,
200, 794,
196. 590,
195,145,
190, 699,
190, 019,
183, 810,

212, 569, 700
215, 094, 4liO
217,138, 000
215,195,600
211, 2(16,100
207, 042, 700
205, 392, 900
204,829,100
198 869, 800

19, 617, 600
20, 202, 700
20, 068, 900
16, 907,800
14,751,200
17, 682, 600
16, 233, 600
15, 577, 500
14, 011, 600

48, 238, 000
48, 699, 700
49, 338, 200
48, 625, 500
47, 538, 900
45, 535, 6"0
43, 004, 600
41, 421, 700
41, 645, 600

Sept. 1,1877
Sept. 8.1877
Sept. 15,1877
Sept. 22.1877
Sept. 29,1877
Oct. 6,1877
Oct. 13,1877
Oct. 20,1877
Oct. 27,1877

15, 357, 900
15, 543, 000
15,551,700 1
15, 570, 700 !
15, 699, 000
15,964,900
16, 055, 600
16, 205, 000
16, 600, 700

181, 741. 500

182, 949, 400
181,5X4,100
180, 63:i. 700
175, 0!!6, 800
172, 106, 000
171,058,500
1«9. 670, 500
168, 373, 800

197, 099,
198, 492,
197,15,
196, 204,
190,73"),
188, 070,
187, 114,
185, 875,
184, 974,

13, 993, 800 41, 460, 400
17,811,000 39, 019, 800
17,451, 000 38,429, 900
16, 945,100 37,113,200
14, 682, 100 36, 978, 900
14, 665, 600 36,168, 300
14, 726, 500 35,178,900
14, 087, 400 35,101, 700
15, 209, 000 ] 34,367,800

Sept. 7,1878
Sept. 14,1878
Sept. 21,1878
Sept. 28,1878
Oct. 5,1878
Oct. 12,1878
Oct. 19, 1878
Oct. 26,1878

19, 037, 000
19, 453, 000
19, 591. 000
19, 592. 500
19, 552, 200
19,567,800
19, 575, 900
19,864,400

191,650,200
191,090,500
190,268, 100
189, 832, 700
187, 508, 400
18,, 82"), 400
183, 027, 600
186, 082, 100

Sept. 6,1879
Sept. 18. 1879
Sept. 20,1«79
Sept. 27,1879
Oct. 4, 1879
Oct. 11,1879
Oct. 18,1879
Oct. 25,1879

21, 354,100
21, 585, 300
21,366,700
21, 513, 7D0
21,914,200
22,061,900
22,268, 600
22,430, 500

201, 608,400
201, 071, 200
203, 326, 900
204, !>64, 4H0
206, 866, 800
207. 684, 5nO
207, 200, 200
205,496, 800

Sept.
Sept.
Sept,
Oct.
Oct.
Oct.
Oct.
Oct.

11,1875
18,1875
25,1875
2,1875
9.1875
16,1875
23,1875
30,1875

67, 855, 60 •
68, 902,400
69,407,100
65, 533, 300
62, 290,100
63,218,200
59, 238, 200
56, 999, 200
55, 657, 200

31.92
32.03
31.96
30.45
29.49
30.53
28.84
27.83
27.99

55, 454, 200
56, 830, 800
55, 880, 900
54, 058, 300
51, 661, 000
50, 833, 900
49, 905, 400
49, 18:), 100
49, 576, 800

28.14
28.63
28.35
27.55
27.09
27.08
26.67
26.46
26.80

210,687,200 i 14, 583, 200
210.543,500 1 15, 929, 300
209, 859,1C0 15, 590, 400
200, 425, 200 15, 373, 300
2()7, 120, 600 14, 995, 800
204, 393.200 12,184, 600
203, 203, 500 13, 531, 400
205, 946, 500 17, 384, 200

43,260,300 j57, 843, 500
41,673.400 I 57, 602, 700
41, 894' 700 57, 485,100
39, 762, 000 55, 135, 300
38, 304, 900 53. 3"0t 700
37, 685,100 49, 86!>, 700
36, 576, 000 50,107, 400
35, 690, 500 53, 074, 700

27.45
27.36
27.49
26.33
25.73
24.40
24.66
25.77

222, 962, 500 18, 502, 900
222, 656, 500 18, 538, 000
224, 693, 600 18,670,400
226, 478, 100 I 18. 731, 600
228, 781, 000 i 18,979,600
229. 746, 400 20,901,800
229, 468, 800 24,686,500
227, 927, 300 25,636,000

36,275, 800
36,181, 600
37, 781, 100
35, 901, 900
34, 368, 000
32,820; 300
29, 305, 200
26, 713, 900

54, 778, 700
54, 719, 600
56, 451, 500
54, 633, 500
53, 347, 600
53, 722,100
53, 991, 700
52, 349, 900

24. 5T
24.58
25.12
24.12
23.32
23.38
23.53
22.97

Sept. 4,1880
Sept. 11,1880
Sept. 18,1880
Sept. 25,1880
Oct. 2, 1880
Oct. 9,1880
Oct. 16,188(1
Oct. 23, i880
Oct. 30,1880

19,324,200 267, 791, 300 287,115,500 i 61,269,200
19, 335, 500 267, 792, 600 287,128,100 60,716,000
19,326,400 i 268, 244, 300 287, 570, 700 : 61,522,200
18.864,400 ' 264, 358, 200 '•
283,222, 600 ! 60,026,600
18,618,(00 263,755,000 ! 282, 373, 600 i 59,823,700
18,555,600 269,993.400 i 288, 549, 000 i 62.521,300
17,011,000 271, 907, 700 , 28!), 5 8, 700 62,7i;0, 600
18,682,500 | 269,70^,600 288, 391, '.00 j 60,888,200
18,628,400 ! 271,230,700 : 289, 859,100 ! 61, 471, 600

12, 545, 900
11, i)5'2, 000
11, 407, 100
11, 090, 500
11,129, 100
10, 785, 000
10, 819, 200
10,988,200
10, 925, 000

73, 815,100
72, 6 8, 000
72, 929. 300
71,116,100
70, 952, 800
73, 306, 300
73, 699, 800
71, 876, 400
72, 396, 600

25.71
25.31
2R.36
25.11
25.37
25.42
25.46
24.92
24.98

Sept. 3,1881
Sept. 10,1S81 I
Sept. 17,1881
Sept. 24,1881
Oct. 1,1881
Oct. 8, 881
Oct. 15. 1881
Oct. 22,1»81
Oct. 29, 1881

19, 669, 400 \278,241,700 297,911,100 '
19,764,500 . 277,011,700 296, 776, 200
19, 768, 1C0 : 279,404,900 299, 173, 000
19,747,500 I 277,268,600 ; 297, 016,100
19,841,400 I 270.7-7,400 290, 568, 800
19, 849. 400 ! 263,081,600 282, 93.. 000
19,878,400 j 254,224,700 274,103, 100
19,901,400 i 250, '-99, 000 270, 200, 400
19,930,400 ; 251,480,300 '.
271,410,700

13, 226, 600
12, 591, 300
11,979,000
12,451,300
12,150, 400
12, 153, 800
12,452, 700
12, 496, 500
12, 947, 900

71, 042, 700
72, 582, 900
73, 203,100
72. 927, 300
67,105, 000
65,441,700
63, 461, 000
66, 512, 700
68, 909,100

23.85
24.46
24.47
24.55
23.09
23.13
23.15
24.61
25.61

Sept. 2,1882
Sept. 9,1882
Sept. 16,1882
Sept. 23,1882

18,278,400 ! 271,999,400
18,307,000 265, 586, 900
18,357,500 263, 736, 700
18, 623, 700 260, 205. 800

19, 953,100
19, 448, 800
18, 691, 500
17, 993, 700

69,728, 500
66, 597, 300
67, 263, 000
65,107, 700

24.02
23.46
23.84
23.35

14, 809, 2U0
15, 059, 600




57,810,100

59, 991, 600
61,224,100
60. 476, 000
54, 9."i4, 600
53, 287, 900
51, 008, 300
54,016,200
55, 961, 200

290,277,800 ! 49,775,400
283,873,900 ! 47,148,500
28-2,094,200 l 48,571,500
278,829,500 47,114,000

REPORT OP THE COMPTROLLER OF THE CURRENCY. CXIII
Average weekly deposits, circulation, and reserve of the national banks in New York, tfe.—

Continued.
Keserve.

Liabilities.
"Week endingCirculation. Net deposits.

Sept. 30,1882
Oct. 7,1882
Out 14,1882
Oct. 21,1882
Oet. 28,1882

Dollars.
18, 768,100
18, 894, 800
18, 732, 000
18, 749, 400
18,764, 500

C 0-




-VIII

Dollars.
251, 858,100
249,136, 800
249, 629, 700
247, 974, 400
247, 575, 400

Total.
Dollars.
270, 644, 200
268, 031, 600
268, 361. 700
266, 723, 800
266, 339, 900

Dollars.
U. 925, 500
47, 016, 000
48,281,000
49, 518, 200
48, 374, 200

Dollars.
18, 389, 000
18, 384, 500
18, 002, 700
17, 023, 900
17, 204, 700

Dollars.
63, 314, 500
65,400, 500
66, 283, 700
66,542,100
65, 578, 900

Per cl.
23.25
24.03
24.70
24.97
24.77

CXIV

EEPOKT OF THE COMPTEOLLEE OF THE CUEEENCY.

Dividends and earnings of the national banks, arranged by geographical divisions, for semiannual periods from September 1, 1873, to September 1, 1882.
Ratios.
Geographical divisions.

: of

• Capital.
Ib'nks.

Sept., 1873, to March, 1874: ]
New England States...
Middle States
;
Southern States
j
Western States
!
Totals

Surplus.

Dividends.

Net earnings, j

Pr. ct. Pr. etiPr.
4.8
3.8
4.8.
3.7
4.3
3.9;
4.9
4.0,

ct.
4.9
4.5
4.8
5.4

503 $159, 041,832 $39,714,859
588 190,368,669; 55,931,654
159' 32, 605, 522!
3, 865, 491
717 107, 494, 3001 23,957,855

$7,627,811
9,164,682
1,415,933:
5,321,571j

$9,682,704
$ , ,
9048
10.983,048
1,750,914
7,127,454

I 1,967: 489,510,323 123,469,859:

23,529,997

29,544,120

4.8

9,603,512
11,214,753
1, 871, 562
7, 346, 984

4.9
5.0
4.8
5.6

3.9
3.8:
4. 3
4. 5!

4.8
4.5
5.0
5.5

March, 1874, to Sept., 1874:
New England States...
Middle States
Southern States
Western States

506! 139,531,832 41, 978,153
586! 189,385,019 57,176, 298
159 33,138, 800
4,121,405'
720 107^882! 633^ 25, 088', 183

Totals

7,838,007!
9,463,707!
1, 594, 208
6, 033, 384

1,971; 489,938,284 128,364,039;

24,929,3061 30,036,811

5.1!

4. o!

4.9

43, 020, 505:
57,749, 497 j
4,646, 468
26,144,167.

7,785,166!
9,031,409
9,537,118: 10,361,652
1,463,1701 1.861,758,
5,965,362!
7,881,188

4.8
5.0!
4.3 1
5.4

3.8!
3.9
3.8
4.4!

4.4
4.2
4.9
5.8

2,007 493,568,831: 131,560,637;

24,750,816! 29,136,007

5.0

4.0J

4.7
4. 3
4. 9
4. 8
5. 8

Sept., 1874, to March, 1875:
New England S t a t e s . . .
Middle States

510 160,461,832
589 189,639,519
169 33,681,310
739 109,786,170

Southern States
Western States
Totals .

March, 1875, to Sept., 1875:
New England S t a t e s . . .
Middle States
Southern States
Western States

512 161,928,732 43, 563, 385
603 190,775,569 57, 826, 444,
4, 965,170|
175 34,640,100
757 110,520,432! 27, 768, 650i

7, 758, 460
9,151, 653
1, 539, 234'
5, 868, 438

8, 767, 978!
9, 985, 736!
1,956,203!
8, 090, 300

4.8
4.8
4.4
5.3

3. 8
3 7,
3. 91
4.21

2,047 497, 864, 833! 134,123, 649

24, 317, 785

28, 800, 217!

4. f

3. 8;

4. 6

j
166, 396, 620! 43,739,079
193,834,271s 56,319,205
33, 390,100
5, 348,175
110,588,500] 29,061,135

7, 371, 060
10,174, 655
1, 509,125
5, 756, 741

7, 548, 855
5, 770,198!
2, 211, 3571
7, 567, 51l!

4.4!
5.2
4.5
5.2.

3.5
4.1
3.9
4.1

3.6
2.3
5.7
5.4

2,076 5"4, 209, 491: 134,467,594

24, 811, 581

23, 097, 921

4.9

3.9

3.6

6, 770,149,
8, 818, 572
1,432,194
5, 542, 914

6, 098, 661
6,751,345:
1,498, 873
6,191, 353

4.0!
4.6

3.2
3.6
3.7
4.0

2.9

4.3
5.1

22, 563, 829

20, 540, 232

4. 5'

3. 6

3. 3

43,109, 865
53,430, 368
5, 678,226
28, 653, 706

6, 501,179
8, 328,761
1,387,478
5, 586, 551

6,128, 206
6, 787, 978
1,470,475
5, 206, 303

3.9
4.4
4.3
5.31

3.1
3.4
3.7
4.1

2 9
2! 8
3.9
3.9

! 2,080! 496,651,580 130, 872,165

21,803,969

19,592,962

4.4

3.5

3.1
1. 8
2. 6
3. 2
3. 3

I

Totals
Sept., 1875, to March, 1876: !
New England S t a t e s . . . j
MiddleStates
]

Southern States.
Western States .
Totals .

Miirch. 1876, to Sept., 1876: j
New England States . . I
MiddleStates

Southern States
Western States
Totals

Sept., 1876, to March, 1877:
New England States •. -

MiddleStates
Southern States
Western States
Totals

March, 1877, to Sept., 1877:
New England States..
Middle States
Southern States
Western States
Totals.
Sept., 1877, to March, 1878:
New England States. MiddleStates
Southern States
Western States
Totals




531
625
174
746

539 167,902,820;
626 190,928,351:
179! 33, 392, 600J
737! 108,258,500
2,081 500,482,271 132,251,078
542; 168,178,520
63li 190,272,820
175: 32,120,440
732| 106,079,800

41,370,40f
51, 871, 08!
5,571,36:
25, 536, 44(

6,147, 573
7, 686, 267
1. 299 476
6, 983i 800;

3, 744,799
6,185,157
1, 207, 343
4,136, 729

4.1'
4.0!
6.9

2. 9
3. 2!
3. 4
5. 5!

2, 072 486. 324, 860 124, 349, 254

22,117,116:

15, 274, 028

4. 5|

3. 6

541 ]
6311
175
725

167,217,820
185,468,951
32. 599, 989
101,018,100

544 166,546.320
631 178,149,931
176 32,166, 800
722 98, 746, 700

40, 560,405
51,551,601
5, 482, 012
24, 779, 543!

2,074 475,609,751 122,373,561'

4, 985, 926
6,283,445
1,174,220
4, 503,105
18,982,390,

16,946,696

3.9
4.5

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Dividends and earnings of the national tanls,

CXV

4'C.—Continued.
Ilatios.

Geographical divisions.

No.
of
b'uks.

March, 1878, to Sept., 1878:
New England States...
Middle States
Southern States
Western States
Totals

Totals

Totals
Sept., 1879, to March, 1880:
New England States-.

Middle States
Southern States
Western States
Totals .

March, 1880, to Sept., 1880:
New England States..
Middle States
Southern States
Western States
Totals

Surplus.

543 $166, 587, 820| $38, 956, 8741 $5,459,786
176,694,576! 50,182,622 6, 674, """
618
--•-•5, 684. 035 1,115, 865
23, 863, 603i

Pr.ct.lPr.ct.Pr.ct.

, 846,183
4, 999, 505
951, 995
3,861,210'

! 2,047! 470,231,896 118,687, J"i!

Sept., 1878, to March, 1879:
New England S t a t e s . - !
Middle States ,
|
Southern States
I
Western States
!

March, 1879, to Sept., 1879:
Hew England States .
Middle States
Southern States
Western States

Capital.

544! 165, 645, 820' 38,037,11
630i 173, 979, 676! 50,084,782;
175; 30,882,800, 5, 240, 054^
694! 93,905,700, 23,382,183;

5,295, 347
6, 876, 398i
1, 077, 333
4, 291, 976

3, 658, 989
5, 826, 6621
961, 734'
4, 231, 275;

2. 6:
3. V
3.0:
3. 6i

1. 8
2. 6
2. 7
3. 6

3. 5
4. 2
3. 7
4. 7

2. 9
3. 2
3. 2
3. 7

3.6
4.1
4.0
4.8

! 2, 043 464,413,996, 116,744,134!
542
640:
175;
688

164,450,120 37,441,984
169,645,936! 49, 779, 783
30, 281, 800 5.198, 481
90, 754, 200, 22, 729. 103,

4, 761, 422
7,128, 9791
979, 496;
4, 003, 303i

a, 045! 455,132, 056: 115,149, 351 17, 401, 8671 16, 873, 200
546 164,820,020
640 169, 399, 170;
175' 30, 432, 700
89, 428, 200;

5, 409, 351!
7,151,166
1, 246, 470'
4, 314, 286

454,080,0901 117,226,501
165, 380, 242 38, 450, 297
169, 343, 870' 52, 762, 674
30, 423, 700; 5, 516, 335
89,067,250 23,416,343

5, 858, 434
7,120, 204
1,139,2031
4,172, 359!

7, 413, 622,
9, 805, 448
1,434,102;
5, 380, 078'

5,900,861;
6,974,934!
1, 264, 398
4, 737, 324]

6, 757, 787!
9, 162, 7711
1, 905, 690;
6, 625, 773

i 2, 072 454, 215, 062, ] 20,145, 649^

Sept., 1880, to March, 1881:

New England States .
Middle States
Southern States
Western States
Totals

March, 1881, to Sept-, 1881:
New England States..
Middle States
Southern States
Western States
Totals

165,623,120 38,944,841
> 170,739,045! 53,536,248
7
30, 448, 700,
5, 898.107!
90, 034, 000! 24,102, 592

2, 087, 456, 844, 865! 122, 481, 7
550 165,373,120
66l> 171,560,315!
181 30,973,950
709 91,027,100

6, 005, 608; • 8, 166, 022
7, 558, 407i 11, 925, 784
1, 282,120'
2, 300, 624
4, 653, 833| 6, 778,112

2,100 458, 934, 485: 127, 238. 394

Sept.. 1881, to March. 1882:

New England States..
Middle States
Southern States
Western States

553 162,650,870: 40,703.776,
666 171,488,315! 57,470,278
188 31, 672, 700|
6, 928 882
730 94, 542, 600 26,188, 953

Totals .
March, 1882, to Sept., 1882:
New England States..
Middle States
Southern States
Western States

2,137 460, 354, 485! 131, 291, 889,
555! 165,515,870; 41,033,296,
678 173,270,315 58,491,696:
194' 32,212,700
7,503,078
770 102,948,830! 26,542,862

5. 952, 275
7, 367, 409!
1, 333, 715]
5, 261, 976!

5, 729, 842
7,194, 528
1, 289, 362
6, 662, 821

6, 732, 530,
9, 704, 251'

2, 062, 960J
7, 737, 893

Totals

2,197; 473, 947, 715J 133, 570, 931

26, 237, 635,

4.4:

3. 4;

4. 3

General averages . . .

2,064 476,795,271! 125,798,200

22, 794. 977

4.4

3. 5;

3. 8




CXVI

REPORT OF THE COMPTROLLER OP THE CURRENCY.

Abstract of reports of dividends and earnings of national banks in the United States
September 1,1881, to March 1, 1882.

from

Katios.
States and Territories.

No. of'
banks.!

Capital
stock.

21 |
5
Surplus.

i Dividends. [Net earnings

Pr. ct.Pr. to.
Maine
New Hampshire..
Vermont
Massachusetts
.Boston
Rhode Island
Connecticut
...
New
England
States

69
47
47
190
53
62
85

N e w York
N e w York C i t y . .
Albany
N e w Jersey
•
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Dist. of Columbia.
Washington
Middle S t a t e s . . .

I $10, 385, 000
j 5,830,000 1
| 8,151, 000
42, 327, 500
50, 350, 000
I 20, 065, 050
1 25, 542, 320

! $2, 608, 710 41
$453, 000 00
1,120,210 56
229, 950 00
1, 789, 677 80 335,130 00
13, 390, 035 44 1, 742,127 96
11,179, 451 70 1, 470,114 60
3, 855, 586 33 688, 3a5 25
6, 760,104 15 1, 033, 556 95

243
48
7
65
191
32
22
14
22
16
1
5

$508, 639 08
239, 523 96
369, 615 86
2,049,072 83
1,945,097 51
860, 426 04
1,150, 963 35

553 !l62, G50, 870

40, 703, 776 39 5, 952, 274 76 7,123, 338 63 3. 66 2. 93
32, 842,160 "8,145, 882 96 "1,348, 67529" 1,666, 949"29"
" "
3 29
51,150, 000 20, 330, 890 70 2, 462,165 00 3, 411,916 78
3.44
109, 165 42
1, 800,000
1,400,000 00
108, 525 00
3.39
608, 142 21
540,871 25
12,410, 350
3, 483, 835 18
3.40
29, 343, 340
8,357,657 02 1,145, 299 70 1,668,245 00
3.04
826 91
17, 358, 000
8,324,303 08
758,000 00 1, 341,
2.95
465, 745 34
9, 850, 000
364, 000 00
3,314,730 80
2.76
69, 567 31
1, 743, 985
521, 867 10
76, 683 35
3.38
126, 059 04
2,431, 700
720, 021 62
107, 751 00
3.42
680, 784 45
11,181,780
2,559,689 71
416, 233 95
3.03
12, 091 26
252, 000
10,080 00
60, 000 00
3.23
49. S79 66
1,125, 000
251,400 00
29,125 00
2.12
171, 488, 315^ 57, 470, 278 17 7,367,409 54"
"3.22 4.46
3, 016, 000
977, 500 00 ""1287980 00" ~266,"848 27 4.28
''""19
Virginia
1, 736, 000
461, 902 67
78, 640 00
17
94, 500 03 4.53
W e s t Virginia.
368, 866 74
89, 830 00
15
2, 501, 000
134,651 55 3.59
N o r t h Carolina
420, 363 05
66, 900 00
1, 885, 000
13
169, 029 46 3.54
South Carolina
509, 538 13
2,281, 000
12
79, 251 66
133,148 82 3.47
Georgia
8,673 51
100, 000
2,500 00
2
2, 966 58 2.50
Florida
1, 518, 000
62,480 00
9
270, 350 00
41,509 10 4.12
Alabama
2, 875, 000
118, 000 00
7
910, 000 00
220, 624 49 4.10
N e w Orleans
1, 475, 000
102, 336 37
15
375, 002 30
162, 966 51 6.94
Texas
205, 000
13, 000 00
43, 000 00
9, 862 45 6.34
2
Arkansas
940 23
7, 498, 900
281, 557 00
1, 367,
336,541 22 3.75
44
Kentucky
3,151, 500
118, 060 00
531, 193 43
8
147, 223 48 | 3.74
Louisville
192, 180 00 _ 2 6 y S 5 4 56 5.60
3, 430, 300
678, 551 50
25
Tennessee
881 56 1, 333,715 03" 1, 981, 226 52 "4. 21
6,928,
Southern States . •, 188~; 31,672,700
1,118,760 12
4.84
Ohio
f 162 19,109, 000 4, 004,4b9 06
30b, 000 00
6, 600, 000
824, 0U0 00
568, 791 47
7.66
10
Cincinnati
152, 000 00
3, 700, 000
845, 000 00
284,416 09
6.26
Cleveland
6
618, 370 00
808,343 35
4.75
Indiana
93 13, 093, 500 3,909,615 6U
777, 350 00
986,473 27
3,775,691 92
6.63
Illinois
132 11,100,100
408, 000 00
765, 838 75
4, 250,000 3, 242, 500 00
10.22
Chicago
9
431, 535 00
586, 027 83
7, 335, 000 2,065,651 59
6.23
Michigan
76
107, 000 00
120,471 97
2, 100, 000
760, 000 00
4.21
Detroit
j
4
140,203 78
196, 947 48
2, 5S5, 000
6.04
698,180 74
Wisconsin
t
33
26,000 00
83, 332 70
9.36
G50, 000
240,0(10 00
Milwaukee
3
332,756 00
499, 336 73
6.64
' 5, 890, 000 1, 634, 398 50
Iowa
75
248, 850 00
249,077 51
4.19
4, 900, 000 1, 050, 813 48
Minnesota
27
136, 706 58
6.60
76, 500 00
1, 675, 000
395, 128 70
Missouri
16
161, 793 26
4.60
103, 000 00
2, 950,000
566,027 84
Saint Louis
5
107, 640 76
9.32
77, 000 00
925, 000
229,960 00
Kansas
13
152, 807 11
69, 500 00
356, OoO 00
Nebraska
12L07_
_910, 000
12
676" 87,752,600 24", 597/437 52 4, 743,475 77 J3JI26, 764J>8
6.08
W e s t e r n St&tes - 182, 500 00
1,170,000 I
520,500 00
Colorado
9, 000 00
75,000 i
10, 449 21
13,635 19
Nevada
82, 500 00
1,750,000 I
183, 053 29
307,752 07
California
60.000 00
1,500, 000 ! 186, 822 36
72,189 95
San Francisco . . .
30J 000 00
250,000 !
43*371 35
50,000 00
Oregon
43, 500 00
720,000 I
82,167 50
99,004 23
Dakota
22, 000 00
100,000 '
22,128 21
20, 000 00
Idaho
15,000 00
200,000 I
66, 234 17
40, 000 00
Montana
31, 000 00
400,000 i
47, 813 88
125,987 37
N e w Mexico
12,000 00
200,000 j 125, 000 00
14,187 72
Utah
6,000 00
200,000 i
28,986 06
31,000 00
Washington
25,000 00
225, 000 i
48, 416 93
75,000 00
Wyoming
Pacific States and
54
6,790,000 I 1, 591, 515 24 | 518, 500 00 j 94^ 896 34 7.64
Territories
Grand totals




! 2,"i37 460, 354. 485 131, 291, 888 88 19, 915, 373 10 27,0837599" 14" r 4 . 3 3

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXVII
Abstract of reports of dividends and earnings of national banks in the United States from
March 1, 1882, to September 1, 1882.
1

No. of |
banks.

Capital
stock.

J

Surplus.

Dividends. [Net earnings.

s

!

capital.
vide
apit

States and Territories.

Ratios
$
•§7? s

P*

fi
I

Maine
New Hampshire ...
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New England
States

70 $10, 385, 000
49
6, 080, 000
46
7, 801, 000
190 45,142, 500
53 50,450,000
62 20, 315, 050
85 25, 342, 320

$2, 665,154
1,169, 031
1, 816, 851
13, 387, 342
11,253,210
3, 943, 239
6, 798,466

555 !l65, 515, 870

247 33, 507,160
50 51, 500, 000
7
1, 800, 000
66 12, 375, 350
195 29. 845, 340
32 17, 358, 000
22
9, 850, 000
14
1, 743, 985
22 i 2, 431, 700
17 11, 481, 780
1
252, 000
5J 1,125,000
678 173, 270, 315
3, 016, 000
1, 736, 000
2, 501, 000
1, 885, 000
2, 281, 000
100, 000
1, 468, 000
75, 000
100, 000
2, 875, 000
1, 625, 000
230, 000
7, 603, 900
3,151, 500
_3i565,300

Pr. ct.\Pr, ct. ct.
Pr.
4.34 ! 3.46 3.59
3.58 3.00 3.36
3.38 2.74 3.16
3.64 2.82 3.52
2.84 2.32 2.70
3.41 2.85 3.44
4.06 3.20 3.60

41, 033, 295 69

N e w York
New York City..I
Albany
1
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
'
Disk of Columbia..
"Washington
Middle States
'[

"Virginia
West Virginia
North Carolina
•
Sonth Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States..
Ohio
11
Cincinnati
6
Cleveland
93
Indiana
132
Illinois
10
Chicago
77
Michigan
5
Detroit
35
Wisconsin
3
Milwaukee
83
Iowa
32
Minnesota
19
Missouri
5
Saint Louis
15
Kansas
Nebraska
_12_
Western States.. 706
Colorado
Nevada
California
San Francisco ...
Oregon
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
Pacific States and
Territories
Grand totals




64

1,220,000
75, 000
1, 800, 000
1, 500, 000
300, 000
890, 000
100, 000
375, 000
500, 000
300, 000
200, 000
365, '000
7, 625, 000

e||

22 ! $451,125 00 $468, 514 20
40 J
217, 575 00
243, 256 10
52 ! ZU, 390 00
303,960 63
84 '<1,643,321 00 2, 059, 645 76
13 1,434,450 00 1, 664, 370 43
10
691, 715 25
835, 027 69
48 1, 028, 265 J 5 ^,157/755^32

5, 729, S41 70 6,732,530 63
8, 368, 052 25 1, 335, 47 1,842, 969 40
488
21, 214,109 21 2, 307,125 00 3, 809, 816 13
1, 400,000 00
82, 260 00
66, 216 28
3,486,908 29
518, 594 00
628, 249 10
8, 252, 860 73 1, 218,239 70 1, 715, 582 20
8,436,403 08 703, 660 00
823, 561 02
3,166, 883 21 362, 000 00
43, 731 67
542,797 08
77, 183 35
111, 338 62
725, 318 05
106, 251 00
132, 367 86
2, 585, 664 45 446, 521 15
491, 105 55
60, 000 00
10, 080 00
13, 332 58
252, 700 00
27, 125 00
25, 98058
58,491, 696 35 7,194, 527 CT"97704, 25(f99""
1, 020, 000 00 130,480 00
175, 338 56
468, 676 57 | 75,190 00
87, 956 46
391, 960 19 I 95, 750 00
153, 131 12
597,693 34 j 76, 400 00
218, 717 54
544,804 18 j 76,110 00
126, 539 27
10,173 51 I
2, 500 00
16, 175 18
283,100 00
59, 480 00
109, 760 45
261 68
120 52
118, 000 00
209, 813 03
57, 975 00
157, 209 55
8,750 00
22, 738 83
291, 387 00
376, 269 19
122, 060 00
178, 470 54
175,280 00
230, 458 36
17289, 362"00 27662, 96028"

4,152, 045 70 1,174,308 15 1,100, 757 24
931, 500 00
765, 000 00
478, 504 80
545, 000 00
186, 000 00
328, 819 76
3, 868,192 93 789, 560 00
821, 911 85
3, 808, 593 59 783, 480 00
884,277 17
3, 450, 000 00 740, 700 00
704,177 86
2,044,615 33
438, 500 00
592, 568 18
782, 000 00
81, 497 47
285, 096 95
700,176 87
123, 050 00
180,771 22
245 000 00 ! 20, 000 00
165, 095 84
1, 64li 615 94 ! 475, 875 54
466,135 88
1,097,102 71 j 347, 100 00
419, 018 43
418, 500 00 ' 69, 750 00
107, 699 79
581,195 53 j 78, 000 00
170, 018 32
249, 660 00 I 45, 250 00
95, 893 73
_320, 000 00 j 133, ooq_oo
158,602 14
24, 835,188" 60" | 251,
6,
071 16 6; 9597344 16
518, 000 00 i 102,500 00
189,107 23
13, 957 91 |
7, 500 00
11, 008 70
85, 500 00
323, 842 75 !
130,435 02
194, 347 21 ! 60, 000 00
75, 248 49
52, 000 00 i 55, 000 00 i
73,447 24
89, 478 62
139, 365 02 j 35, 500 00 j
15.192
20, 000 00 i 15,000 00 !
50i 191
73, 500 00 I
55,153
• 137, 900 17 I "26,756 661
31, 423
12,000 00
125 000 00
39,225
31, 750 00
7, 500 00
18, 637
78, 000 00
4, 500 00 1
1,707,663 06

411, 750 00

778, 548 80

2,197 J473, 947,715 133, 570, 931 46 20, 876, 552 53 26, 237, 634 86

3.46
f99~
4.48
4.57
4.19
4.08
4.05
3.68
4.43
4.37
3.89
4.00
2. 41
4.15
4.33
4.33
3.83
4.05
3.34
2.50
4.05

2.77
3.19
3.17
2. 57
3.27
3.20
2.73
2.78
3.38
3. 37
3.17
% 23
1.97
3.10

3.26
4.49
5.24
2.07
4.02
4.50
3.18
.34
4.87
4.19
3.49
4.27
1.89
4.18

3.23
3.41
3.31
3.08
2.69
2.27
3.39

4.34
3.99
5.29
8.81
4.48

4.10
3.57
3.80
3.83
3.87
4.92

3.06
2.77
3.14
3.22
3.29

i"5. 83"
10. 55
j 5.20
5.90
j 6.88
14.67
I 5.65
3.08
4.63
3.08
6.99
4.92
3.52
2.64
4.21
13. 85
"6.56

14.68
6.27
.34
.12
5.44
7.51
8.15
4.16
4.81

4J.2
3j2(f
"4783" T53
9.39
5.84
4.50
7.98
4.58
4.76
5.16
5. 82
8.71
8.28
4.47
6.04
2.37
8.31
3.66
5.38
2.24 18.46
5.63
5.52
4.26
5.14
2.91
4.49
2.21
4.82
3.42
7.24
10.39 12.39
5f20
9

JL?

8.40 5.90 ToTfg
110. 00 8.43 12.38
4.75 4.03
6.14
j 4.00 3.54
4.44
118.33 15.63 20.87
8.69
3.44
15.00 12.50 12.66
5.35
4.00
3.75
1.23

4.19
2.82
3.24
1.02

5.40

4.41

4.40 1 3.44

11.19
8.64
7.39
16.91
8. 34
4lS2

CXVIII

REPORT OF THE COMPTROLLER OP THE CURRENCY.

Tulle,

by Slates and reserve cities, of the ratios

to capital,

and to capital

and surplus,

I Ratios of dividends to capital for six months ending—
States, Territories, and
it serve cities.

lg7g

\
:

lg?9

i m

18g]

of

Eatio of

1878.

lgg2_

MarJ Sept. Mar. i Sept. Mar. Sept. Mar. Sept. iMar. Sept. Mar. Sept.
1.
1.
1.
1.
1.
1 . : 1. i 1 .
1 . | 1 . •• 1 . 1 .
Pr. cl.l Pr. ct. Pr. <

1 Maine
2 ! New Hampshire
3 J Vermont . . .
4 I Massachusetts
5 !
Boston
6 I Rhode Island
7 I Connecticut
8 ' New York
9
New York City
10 j Albany
11 ;| New Jersey
12 Pennsylvania
13 !
Philadelphia
14!
Pittsburgh
15 Delaware
16 : Maryland
17
Baltimore
18 I District of Columbia
19 Washington
20 ; Virginia
21 "West Virginia
22 ;! North Carolina
23 South Carolina
24 : Georgia
25 Florida
26 •. Alabama
27 ' Mississippi
28 '• Louisiana
29 i
New Orleans

4. 5
3.9
; 4. 0
3.9
: 2.9
3.3
3. 9
4.2
3.7
5.2
' 4.7
3.9
5.1
3.8
4.7
5.1
3.9
:
4.0
2.3
3.2
• 4.1
; 2.5 ;
3.3 I
3.4
3.0
2.3
I
.
4.3

4.4
3.8
3.6
3.4
2.3
3.4
4.2
3.8
3.6
4.7
4.0
3.6
4.6
3.6
4.7
4.8
3.3
4.0
2.6
3.5
4.2
2.3,
2.3
3.5
3.0
2.7

30 j Texas

, 8.4

4.5
1.6
3.7
1.6
4.6
4.4
4.5
4.1
5.0
4.8

31 Arkansas
32 Kentucky
33
Louisville
34 I Tennessee
35 : Ohio
36
Cincinnati
37
Cleveland
38 Indiana
39 Illinois
40
Chicago
41 Michigan
42
Detroit,
43 "Wisconsin
44
Milwaukee
45 Iowa
46 Minnesota
47 Missouri
48
Saint Louis
49 Kansas
50 Nebraska
51 Colorado
52 Nevada
53 California
54
San Francisco
55 Oregon
56 Dakota
57 Idaho
58 Montana
59 New Mexico
60 Utah
61 Washington
62 Wyoming
Averages




4.7
3.9
3.4
3.4
2.2
3.3
4.0.
3.9
4.2
4.9
4.0
3.5
4.7
3.3
4.4
4.5
3.5
4.0
1.8
4.2
4.0
3.1
1.6
3.8

4.2
3.9
3.7
3.7

4.2
4.0
5.3
3.7
2.5
4.2
4.9
2.8
3.0
4.2
5.1
3 8
6.0
5. 1
P. 9
2.9
4.5
4.9
4.6
1.3
i 2.5
6.7

4.2
3.6
3.7
3.2
3.2
4.8
4.1
5.2
3.5
4.0
6.1
6.8
5.9
4.9
5.8
2.9
4.4
6.0
3.3
2.8
3.1
10.8
2.8

3.9
! 3. 5
4. 8
4.6
4. 4
3.4
4.5
5.5
1.8
5. 7 4.5
5.3 17.2
5. 5 5.0
4.7
2.9
5. 5
4.7
5.5
5.3
3.8
5.3
2.0
3.6
4.9
3.8
5.4
6.8
2.4
2.1
....
9.9
3.7 7.5
< 2. 9 4.1 3.7
12.0 12.0 17.0
5.0
4.0 2.0
18.0 10.0 20.0
5.5
1.5 8.6
4. 0 2.5 4.5
6.0
6.0 6.0

3.7
4.2
3.8
4.5
4.0
:s.5
4.4
3.5
4.1
4.4
4.3
4.0
2.7
4.2
4.0
3.3
1.9
3.0

4.2
3. 5
22. 0
9. 4
15.0
1.8
4.5
6.0
18.0

14.4

4.5

3.9 j 3.8

•i.; Pr. ct. Pr. ct. Pr. ct.

4.1
4.4 4.4
4.4
3.7 i 3.7 3.9 : 3.7
3.7 i 4.5 4.1
5.3
3.4 : 3.6 3.9
3.9
2.5 2.9 2.9 2.8
3.3 3.4 3.3 3.4
4.1
4. o : 4.1 3.8
4.1
i 3.5 i 3.8 3.7
4.4 4.5
5.0
5.1 ;
4.3 6.2
4.2
4.6
4.2 4.2
4.2
4.1
4.4 3.8
4.1
3.8
4.5 4.4
4.4
; 4 . r>
3.7 3.4
3.7
3.6
4.4 4.4
4.4
4.4
4.5 4.6
5.6
4.6
4.2 3.8
4.0
3.9
4.0 4.0
4.0
4.0
2.3 2.6
2.4
2.4
4.2 4.3
4.1
4.0
4.2 4.7
4.6
4.0
2.5 3.7
3.7
3.7
1.4 5.1
3.6
1.9
3.7 3.8
3.9
3.3
2.5
5.0
3.7
4. 8
3. 5 3.5

'r.

4.4
3.9
4.1
4.1
2.9
3.4
4.0
4.1
4.8
6.0
4.4
3.9
4.4
3.7
4.4
4.4
3.7
4.0
2.6
4.3
4.5
3.6
3.5
3.5
2.5
4.1

ct.

4.2
4.1 4.1
4.1
3.8
5.8 6.9
3. 6
3.7 6.3
3.8
; 6.3
3.8 3.7
3.8
: 3.7
4.2 3.7
3.9
3. 6
5.1 5.6
4.9
5.6
4.4 4.5
5.8
4.3
3.8 4.6 10. 5
4.5
4.1 4.1
5.2
4.1
5.1 4.7
5.9
4.7
5.7 7.0
6.9
6.4
4.9
14.7
9.5
4.9
5.6
5.2
5.1 5.1
3.1
4.9
5.4 5. 5 4.6
6.5
4.0 4.0
3.1
4.0
5.2 5.6
7.0
5.3
8.0 5.1
4.9
4.6
4.3
3.5
: 7.8 3.7 4.6
3.5
2.6
! 3.7
3.6 8.3
4.2
3.4
7.4 7.6 13.8
7.6
9.6 15.6
10.7
8.4
5. 0 5.0 12.0 10.0
4.7
3. 7 4. 4 4. 6 4.2 4.7
4.0 4.0
4.0
3.1 4.0 4.0
12. 0 12. 0 12. 0 32.0 12.0 18.3
5.0 6.0
4.0
0. 9 10.0 3.6
15.0 15.0 18.0 28.0 22.0 15.0
3.3
7.5
3.5
5.3
2. 6 6. 4 '4.9 7.7
6.0 6.0
6.0
6. 0 6.0
4.0
3.0
3.7
20.0
1.2
11.1
38.0
4.1
5.4
6.3
3.5
3. 6
7.9
4.9
5.6
3.7
4.3
5.2
4.9
4.7
5.1
7.2
3.1
4.8
5.1
4.7
3.2
5.3
7.7
4.1

4.0

4.3
4.5
3.7
3.8
3.8
5.4
4.4
4.7
3.9
4.5
5.3
4.8
4.4
5.1
5.0
4.0
4.4
5.6
6.5
3.2
3.6
7.5
4.5

4.0

4.1 j 4.2 i 4.3

Pr. ct.

4.3 3.7
3.6 3.3
3.4 3.2
3.6 3.0
2.8 2.4
3.4 2.8
4.1 3.1
4.0 3.4
4.5 2.8
4.6 3.0
4.2 3.7
4.1 3.1
4.0 3.5
3.7 2.9
4.4 3.7
4.4 i 4.0
3.9 i 3.3
4.0 3.3
2.4 2.0
4.3 2.6
4.3 3.3
3.8 2.2
4.0 3.0
3.3 2.9
2.5 2.8
4.0 2.1

3.7
I 6. 6
3.3
3.1
4.1
3.8
3.7
2.9
3.5
4.1
1.3
4.5
3.7
4.3
3.5
4.4
4.6
3.2
3.0
3.1
5.8
2.0
6.8

Pr.

ct.

3.6
3.2
2.9
2.6
1.9
2.9
3.3
3.1
2.8
2.7
3.2
2.8
3.2
2.8
3.7
3.7
2.7
3.3
2.1
2.8
3.4
2.1
2.0
2.6
2.9
2.5
5.1
3.5
1.4
3.2
1.5
4.0
3.7
3.7
3.5
3.9
3.6
4.5
3.5
12.8
3.9
3.2
3.7
4.5
4.3
1.6
4.1
4.3
2.6

5.0

3.4
3.9
10.0
3.3
8.3
1.2
2.2
5.0

4 . 4 ] 3.2

3.0

10.0
4.2
15.0
4.4
3.6

NOTE.—Figures printed in bold-faced type in column

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXIX

the rfindenda and earnings of nut tonal banks, from March 1, 1878, to September 1, 1882.
dividends to capital and .surplus tor six
months eliding—
1879.

1880.

1881.

Eatio of earnings to capital aud surplus for six
mouths ending—

1882.

1878.

1880.

1881.

1882.

M a r . S e p t . M a r . ' S e p t . M a r . ; SeptjMar.! S e p t M a r . iSept M a r . S e p t M a r . S e p t ' M a r . S e p t M a 1 Sept
ir.
1.
1. i 1.
1. : 1. : 1. I 1. ; 1.
1. I 1.
1.
1. ; 1.
1. ! 1.
1
IV.

it

P.-. rt.

3.8 ! 3.5
a. 3 | 3.3
2.8 | 3.0
2.9
2.6
1.8 1.8
2.8
18
3.0
a. 2
3.1 j 3.4
•i. 2 2,9
2.6
2.8
3.1
3.2
2.8
2.8
3.1
3.3
2.7
2.6
3.5
3.4
3.4
3.5
2.9
3.3
3.3
1.5
2.2
3.3
3.3
3.2
2! 9
2.7
1.4
1.7
3.2
2. (i

Pr.

3.3
3.1
2.9
2.7
2. 1 i
2.8
3.2
2.8
3.8
2. 5 :•
3.2
3.0 ;
3.1
2.8
3.5
3.5
3.2
3.3
2.0
3.1
3.2
3.3
1.6
2.8

it.

3.6
3.1
3.7
2.9
2.4
2.8
3.2
3.1
3.2

Pr. «
3.6
3.3 i
3.3
3.1
2. 4
2.8
3.0
3.0
3.3
3.5
3.3
3.0
3.0
2.6
3.4 i

3.0
3.1
4.4
3.0

2^8
3.3
3.3
3.6
2.4
2.4
3.2
3:0
3.3
3.5
3.0
3.1
2.8
2.8
3.4
3.4
4.3
3.5
3.3
3.4
3.2
3.3
2.0
1.9
3.3 3.3 3.2
3.4 3.8 3.6
2.2 3.3 3.2
2.9
L2 4.2 3.2
3.1
3 . 1 ; 2.4
3.2 '
2.4 1 2.5 i 4.2 i 3.0
3.01

3.7
3.1
4.5
3.2
2.3
3.6
4.0
2.4
2.6
3.3
3.9
2.5
4.7
3.8
4.6
4.2
3.7
1.0
2.0
5.5
2.3

3. 7 3. 6
2. 8 j 4. 2
3.1 I 5.3

4.1
3.4
4.4
3.0
3.1
4.6
4.5
4.7
3.6
4.5

3.1
3.3
6.8
4.1
4.6
3.1
3.3
3.9

s! 7
3.8
5.6
2.3
3'5 3.9
5.1 4.4
2.6 3.8
2 2 2.6
2! 5 4.3
8.9 6.2
2.4 3.3

6.9
3.8 3.3
3.5
3.3 2.9
14.2 18.3 10.0
1.8
8.4 0.8
16.7 12.5 12.5
6.1 1.3 2.8
4.0 3.1
4.0
4.8 4.8
4.8
12. 9 127.1
3.0 ' 3.1 f 3.2

if!

3. 6
3.6
3.1
3.3
3.4
4.6
3.7
3.9
3.3
3.5
4.0
3.1
3.5
3.8
3.9
3.0
3.5
4.8
5.3
2.5

i 3. 5 3.2
j 3.1 4.7
I 5.3 3.0
3.2 3.2
3.1 3. 6
4.7 4.3
3.5 3.7
3.9 3.3
3.4 3.4
3.6
4.8
6.0
4.1
3.6 3.0
50
3.0
4.2 4.1
3.9 ! 6.7
3.3 i 3.5
2.9 12.9
2.8 ' 2.9
5.9 5.6
3.5 8. 17.0
1
4.5
3. 9 ! 4.1 ; 3.7
3. 6 I 3. 6 3.6

3.5
3.3
3.4
3.1
2.4
2.9
3.2
3.3
3.4
3.4
3.4
3.0
2.9
2.8
3.4
3.4
3.0
3.2
2. 1
3.2
3. 6
3.1
2.9

3.1
5. 5
5. 2
" "

ts

5. 5
10.8
10.5
4.0
3.6
10.0 .10.0
10.0
;26.7 5.3
9. 2 ; 3.1
12.5 115.0
18.3
23! i 6 . 2
5. 9
3. 7
2.7
8.3

3.5
3.0
2.7
2.8
2.3
2.8
3.2
3.2
3.2
2.6
3.3
3.2
2.7
2.8
3.4
3.4
3.2
3.2
2.0
3.2
3.4
3.3
3.1
2.7
23
3! 4

4.2
3.9
2.9
2.6
1.2
1.9
3.7
2.8
2.0
1.1
3.4
3.1
3.8
3.4
3.9
3.5

3.2
3.4
9 <>
2.5
T!5 1.4
0.9 0.8
2.0 2.4
*.. 7 2.9
2.8
2. 5
0.7 1.2
1.9
2.3
2.3 3.4
1.2 2.4
3.4 4.0
4.1

ti. 2

1.9
4.6
1.4
3.4
2.2
2.3 j O . l 4.2
2.4 i 2.2 1.1
2.8 i 3.1 3.2
3. 8 j 4. 0 1.1
2.5 ! 0.9
4.5
3.0
1.6
3.4

3.9
1.2
1.6
3.2

4.5 9.8 (.0
4.7
3.5 as 2.1
3.4
2.1
2.7 0 . 3 3.0
4.2 2.5 4.8
4.0 3.1 3.4
3.8 3.8 3.5
3.5 0.4 3.2
3.7 2.6 3.3
4.1 3.1 2.0
1.6
4.8 5.0
4.3 3.9 4.1
5.1 4.5 2.0
4.2 4.2 4.9
1.0 1.1 3.3
3.4 3.1 3.4
4.3 4.5 4.2 5.0
4.4 3.0
2.9
2.2 2.0 1.6 2.8
3.4 3.9 16.3 5.2
|10. 4 6. 7 ' 7. 3 6.0
3.5 0.6 4.1
8.4
4.0 6.4 , 5.6 6.0
3. 5 3.6 ' 3.8 3.6
il5. 6 12.6 il4. 9 17.4
i 3.4 6.1 1.6 14.9
il2. 5 12.9 | 7.7 16.9
i . . . . 10. 8 ! 4. 8 11.8
: 4. 2 4. 8 i 4. 4 4.5
j 2. 8 7. 3 I 3. 6 5.7
j 3.1
2. 8
3.1
3.2

Pr. rt,

3.5
2.9
2. 7
2.5
. 1.4
2.9
2,8
3.0
1.4
3.1
2.8
3.4
3.5
3.6
3.4
4.8
4.3
1.5
3.0
3.5
2.5
1.4
2.6
2.8
4.7
2.4
0.1
3.5
2.7
1.»
4.7
2.C
4.0
2.1
2.9
3.7
6.8
3.7
5.9
4.4
3.6
3.6
4.1
2.5
1.4
0.9
5.4
3. 7

4.5
2.8
16.6
14.4
12.5
4.8
3.7
7. 2
i 3.2
6.0 6.2
! 1.0 11.3 111.0 113. 0 7.8

ft.IPr.ct. Pr. rt. Pr. ct.lPr.

3.6 4.3
I 4.0 3.4
i 3.3 3.2
j 3.5 3.6
2.8 3.4
2.4 3.9
3.8 3.9
I 4.0 3.7
I 5.8 6.2
3.1 1.9
3.3 3.8
j 3.3 3.4
i 3.4 3.9
i 3.0 3.6
I 4.3 4.5
! 3 9 3.9
i 3.3 4.0
3. 2
i U 1.7
' 4.2 4. 3
1 3.7 4.1
1
4.0 1.9
i 2 5 3.0
3.0
4.6
5.2 1.7
3.6 7.2

4.1 5.1
3.3 3.8
3.2 3. 6
3.5 4.4
3.0 3.4
2.0 4.0
4.1 I 4.1
4.0 4.5
4.5 7.1
4.1 3.9
3 9 4.5
3.S 4.4
3.7 4.3
3.7 4.6
4.2 5.9
4.2 4.5
; 4.3 4.4
' 4.1 3.6
i 0.3 2.0
5.5
Ii '4. 8 4.6
4.2
4.8
4.7
9.4 7.2
5.3 5.5
8.2 10.4
5. 6 5.1

3.
3.6
4.1
4.8
10
3.4
11
3.8
4.4 , . „ 12
5.2 3. 2 i 13
3.5 0.3 I 1*
3.1 4. 9 ! 15
4.0 4.2 ! 16
4.9 3.5 17
3.9 4.3 ! 18
3.6
19
6.7 4.3
4.3 4.0
4.7 3.3
7.3 8.8
4.8 4.5
2.7 14.7
2.3 6.3
0.3
0.1
4.(1 6. 3 6.1 7.6 5.8 5.4
5.0 1.6 5.2 10.0 8.8 7.5
7.2 4.4 5.6 6.6 4.0 8.1
2.8 3.6 4.2 5.2 3.8 4.2
2.!) ! 5.0 4.3 7.9 4.0 4.8
5.4 I 6.8 6.1 6.0 6.4 5.4
3.8 ; 3.9 4.6 4.9 4.8 4.5
5.7 5.1 • 5. 5 5.1 7.7 5.8
4.6 5.1 4.2 5.0 6.3 8.0
3.1 3. 3
i-i 4.8 4.7 4.8
4.3 j 4.4 : 5.5 6.3 6.6 5.8
7.7 ! 8.8 j 8.8 9.8 10.2 8.3
4.0 ! 4.0
6.2 6.2 6.0
5.2 I 0.0 j 4.5 6.5 4.2 8.3
5.3 ' o. / I 6.1 6.1 6.0 5.4
5.2 i 4.1 '11. 1 ! 5.6 9.4 18.5
4 . r> i 4.2 ! 5 - 7 j 3.2 6.6
5.5
4.7 5. 7 1 7.0 7.0 4.2 5.1
6.7 5.3 ! 5.5 0.5 6.6 4.5
I 2.7 3.8 I 5.0 ! 3.7 4.6 4.8
I 5.7 I 4.3 0.8 7.4 9.3
...
!
6.3 113.5 6.7 112.1 12! 4
ko!? 8.3 115. 7 11.8 118. 9 bo. 9
8.7 11.2 116.0 I12.4
3.6 4.9 6.7 5.1 I 8. 9 1 6.1
3.1 I 4.4 5.6 5.1 ! 4.3 4.4
18.9 IS). 6 13 8 ll(i. 7 14. 5 20.9
9.2 12.6 |17.1 114.6 10.0 8.7
13.2 12.1 iM. 6 23.1 18.4 12.7
S.4 13.3 11.3 116.6 27.6 11.2
2.9 7.6 jl'2. 5 7.0 9.1 8.6
6.4 ! 7.5 19.9 4.4 7.4
R l 8.9 [11.1 17.2 12.5 16.9
16.7 i 4.5 (12. 8
4.2

i -

3.2 i 3.3 ! 3.3 i 3.4 I 3. 4 I 2.8 • 2.3 ! 2. 5 I 3.0 : 3.7 ' 4.2

or 1878, 1879, and 1880, signify percentage of loss.




3.2
2.9

4. 2

5. 0 4.6

4.3

CXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number and denominations of national-bank notes issued and Redeemed, and the number of
each denomination outstanding, on November I in each year, from 1870 to 1882.

Ones,

1870.
Issued
Redeemed..

j Twos.

Fives.

Tens.

Twenties.

Fifties.

One
Five
One
hunhun- thoudreds. ! dreds. sands.

10,729, 327 3, 590,157 24, 636, 720, 8, 413, 244i2, 370, 056 378,482| 284, 460
2, 568,703 667,733 1,737,983; 484,135 129,185 47, 8451 43, 599

Outstanding, .'j 8,160,624 2,922,424 22,898,737 7, 929,109 2, 240, 871

13, 926
3, 952!

330, 637

240, 8611

433,426
82, 972

321,163
76, 287

14, 642
6,017

Outstanding.. 7, 261, 60012, 702, 465,24, 898, 566 8, 794, 93012, 534, 031 350, 454

244, 876)

4,779
3, 263

8, 625

1871.
Issued .
Redeemed

1872.

Issued
Eedeemed

12, 537, 657j4,195, 791 28,174, 940 9, 728,375 2, 779,392
933, 445] 245, 361
5,276,057jl,493,326 3, 276, 374

il4, 297, 36014, 782, 62831,933, 348 U, 253, 45213, 225, 688 497,199
i 7,919,389;2,408,389, 5,960,
1,699,702; 438,852 126,180

Outstanding.. j 6,377,9712,374,239 25,972,681 9, 553, 750.2, 786, 836 371, 019
1873.

Issued
Redeemed..

15, 524,189ft 195, 111 34, 894, 456 12, 560, 3993, 608,219
9, 891, 606:3,120, 723 9,141, 963 2, 573, 070, 653, 071

559,722
168, 976

9, 974 1,516
4,843
4,005

367, 797j 15, 621 4,938
110, 989!
7, 867 4,315
256, 8081

7, 754

618

416,59o! 16,496 5,148
144, 057:
9, 658 4,530

618
Outstanding.. 5, 632, 583,2, 074, 388 25, 752, 493 9, 987, 329:2, 955,148 390,746 272, 533: 6, 838
1874.
16, 548, 259I5, 539,113 39, 243,136 13, 337, 076'3, 962,109 950 492,482; 17, 344 5,240
Issued
666,
Redeemed
11,143, 606 3, 765, 019 13, 041, 605
3,912,707 971,608! 231,556 196, 5721 11, 676 4,688

Outstanding.. ] 5,404,653 1,784,094 26,201, 531 9,424,3692,990,501
1875.

Issued
Redeemed..

18,046,176 6,039,752 47,055,18417,410,5075,296,064: 884,165
14,092,126 4,816, 623 24,926,771] 7,608, 532 2,004,464! 381,037

Outstanding.. 3, 954, 05011,223,129 22,128, 413| 9, 801, 975 3, 291, 600
1876.

Issued
Redeemed

Issued
Redeemed

5,668

557

645,838 18,476
299,428; 14,471

5,530
5,048

503,12Si 346,418,

4,005

482

18, 84», 264 6, 307,448 51,783, 528 20, 008, 652 6, 086, 492; 985,615 710,900; 18,721 5, 53fl
15, 556, 708 5, 324, 546 32, 382, 056 10, 369, 2142,852,246j 515,784j 395,785: 16,217 5,272

Outstanding..] 3,292,556]
1877.

435,394 -295,910,

982,90219,401,472 9,639,438 3,234,246; 469,831! 315,115:

2,504

267

|20,»il6, 024 6, 896, 968 56, 816, 848 22, 266, 064 6, 776, 253il, 079, 7811 767,317; 20,022 5,668
16, 815,568:5,755,526 38,115,868 12,434, 779J3, 503, 528J 634,679! 479,317 17,615 5,411

Outstanding.. \ 3, 800,4561,141,442J18,700, 980 9, 831, 285J3, 272, 725!

445,102

8, 000

2, 407

257

22, 478,4157, 517, 765 61,191, 288 24,157, 29317, 344,167 1,147, 578 812, 903
18,194,196i6,226,692J42, 683,433 13,859,149 3,933,178 728,222! 541,859

20, 210
18,895

6, 2«4
5,900

Outstanding..! 4, 284,2191,291,073 18,507,85; 10,298,144 3,410,989! 419, 350| 271,044,

1,315

304

1878.

Issued .
Redeemed

1879.

Issued
Redeemed

:23,167,677:7,747,51965, 578,440 25, 904, 223 7, 869, 9511, 211, 761 850, 720
;19, 600,477^6,701,270r45,996, 076 14,930,599]4,237,343 785,163 581,604

Outstanding.. 3, 567, 200J1, 046, 249119, 582, 364 10, 973, 624 3, 632, 608 426, 498 269,116
1880.
Issued .
Redeemed..

28S

T

Issued
~ '
"
Redeemed.

1,279

239

23,167, 677;7, 747, 519 73, 612, 504 29, 477, 51»;8, 940, 81711, 357, 574! 959, 712 21, 959
21,838,565 7,486,434 53,516,488 17,346,635|4, 884,9921 891,890; 660,202! 20,495

1881.

603, 630;i9,982,155 11,382,058 3,781,578] 428,366, 268,889i

7,144
6,9«(

Outstanding.. 1,329,112: 261,085 20,096,016 12,130, 884 4, 055. 825j 465,684
Issued
Redeemed

1, 283

23,167,f t677J7, 747, *51969,131, <J I\J 77, 203,1688, 266, 398,1, 253, 865' 879, 490 20, 763 6,363
^i/
x\jt
jf(]<f
>T!J
; i < ; v f f x f i f 976
20, 875, 21517,143, 889.49,149, 824 15,821,110 4,484,8201 825,499 610,601! 18,484 6,124

Outstanding.. 2,292,462

1882.

20, 570 6,340
19,287 6,067

299,510

1,464

201

J23,167,677 7, 747, 519 78, 697, 424 •i% 042, 260 9, 751, 784
1,453,3241,035,118
!22, 353, 877 7, 684,140 59, 313, 23i 19, 770, 934:5, 551, 707 980, 182 719,130

22, 787
20, 880

7,187
6,990

1,907

197

Outstanding..!




813,800

63, 379 19, 384,19] 12,271, 326!4, 200, 077

, 142!

315, S

KEPORT OP THE COMPTROLLER OF THE CURRENCY.

CXXI

Table showing by States the amount of national-bank circulation issued, the amount of legaltender notes deposited in the United States Treasury to retire national-bank circulation,
from June 20, 1874, to November 1, 1882, and amount remaining on deposit at latter date.

States and Territories.

Maine
-New Hampshire
Vermont
Massach usett s
Khode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
"West Virginia North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
,...
Indiana
Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Kansas
Nebraska
Nevada
'
Oregon
Colorado
Utah
Montana
"Wyoming
New Mexico
Dakota
"Washington
Arizona
California
Legal-tender notes deposited
prior to June 20, 1874, and
remaining at that dafce
Totals




Additional
circulation
issued since
J u n e 20,
1874.

$1, 781, 580
1,183,165
2, 251, 470
26,117,190
3, 839, 720
5,168, 350
30, 934, 035
3,108, 585
18, 956, 310
322, 275
2, 216, 060
457, 000
1, 273, 000
271,810
1, 235, 660
189, 700
628, 330
72, 000
209, 900
67, 500
1,710,210
749,190
209, 240
5, 279, 370
1,136, 770
1, 904, 070
9, 960, 230
4, 863, 940
4, 508, 975
3, 515. 390
1, 676, 030
2, 959, 840
1, 367, 900
509, 390
887. 370
36, 000
45, 000
887,400
233, 900
404, 600
75, 600
144, 000
535, 500
333, 000
30, 600
945, 000

Legal-tender notes deposited to retire national-bank circulation since June 20,1874. Legal-tenders
on deposit
with the U.S.
Tor
To retire
Treasurer
redemption circulation
Total
at date.
of notes of under act of ! deposits.
|
liquidating June 20,1874.;
banks.
$450, 000
342, 097
458,097
826, 250
32,350
202,150
3, 133, 288
881, 758
2,671,486
166, 600
444, 664
937,369
731, 060
128, 200
330, 925

«809, 700
100, 800
1, 919, 090
12, 983, S5«
2, 730, 985
4, 779, 590
33, 671, 280
3, 255, 832
14, 859, 681
53, 350
1, 875, 880
530, 060
1, 036, 010

$1,259,700 !
442, 897 |
2,375,187
13,809,800 I
2, 763, 335 '
4,981,740 j
36,804,568 :
4,137,590 j
17, 531,167 !
53,350 !
2,042,480 i
974,724
1.973.379 :
1,117, 745
1,573,685
1,445,485
1. 214, 380 I 1.214.380 i
1,058,850 !
727,925

90, 000

368, 280
2,144, 250
319, 340
198, 000
2, 524, 583
674, 259
4, 706,165
6, 735,451
7, 962, 935
8, 014, 546
3, 790, 075
1, 540, 839
1, 986, 680
1, 857,177
384, 050
463, 480

2, 800, 663
380, 630
198, 000
3, 154, 450
1, 088, 360
5,749,615
10, 382, 52:
10, 429, 510
10, 254, 620
4, 535, 555
2, 355, 699
3, 223, 904
2, 509, 940
1,165, 771
508, 480

629,867 :
414,101
1,043,450
3,647,070
2,466,575 .
2, 240, 074 !
745,480 I
814,860 •
1,237,224
652,763 ;
781,721
45,000

361,820

96,800
304,856
187, 935
101
70,090
93, 816
16, 721
853, 957
254, 862
1,153, 046
4, 669, 852

458, 280

656,413
61, 290

$336, 983
299, 928
616, 36S
2, 925,117
899, 711
1, 478, 695
6, 745, 357
1, 353, 380
6, 337, 471
32,900
173,171
74, 813
171, 761
71,764

2, 673, 387

1, 671, 315
1, 489, 835
714, 308
824, 486
588, 203
199,122
128, 691
1,553

149,400 j
196,800
81,000 !

420,625 !
357,991 1
229,700 j

120, 957
8,748
37,495

15,750
90,000 :

271,225 !
161,191
148,700

90|000 1

15, 000
27,300
" ""

3, 813, 675
145,192,155

27, 841, 298 ' 126, 583, 343

158,238,316

38, 081, 670

CXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Statement of the monthly increase and decrease of national-bank circulation, from November
1, 1878, to October 31, lS&i, to which is added the preceding yearly increase since January
14, 1875.
i National-bank circula- i
I
tion.
j

Increase.

Months.
Issued.

Decrease.

Retired.

1878.
November
December

; $1,219,720
|
801, 830

$189,219 I $1,030,501
270,633 |
531,197

1879.
January
February
March..'
April
May
June
July
August
September
October
November
December

075,510
i 2. 078,190
< 2, 003, 460
2, 957, BiO
' 1, 290, 920
i 1, 428,480
953, 430
! 1, 628,130
j 3, 912,120
j 3, 582, 050
3, 109, 350
I 2, 576, 580
1880.
603, 875
703, 490
143, 450
i 1 316, 880
626,100
463, 610
658, 950
506, 590
196. 040
497, 300
412, 500
]
; 1 , 195, 650

January

February
March
April

May
June
,
July
August
September
October
November
December
1881.
January .
February
March
April
May
June
July.
Ang ust
September
October
November
December

j
'•

626, 630
577, 640

4, 820, 620
;
7, 292, 630
! 3, 342, 070
3, 199,520
3, 027, 820
' 2 036, 660
1 554, 700
2 893, 190
! 2 730, 930
1 491, 820

287,
424,
919,
478,
893,
1, UI7,
674,
732,
427,
594,
194,
229,

788, 035
653, 762
083, 646
478, 904
397, 681
281,186
280, 439
895,311
485, 103
987, 328
914, 430
347. 258

249, 887 1,353,988
540, 569
162,921
365, 210
778,240 t
649, 987
1566,893 I
343, 017
283,083
, 134, 326
950, 055
567, 844
412,645
555, 271
359, 406
53, 094
635, 483
560, 167
366, 645
1, 023,785
1,174, 376
2, 228,435
1, 724,359
2, 264,377
745, 882
1, 319,587
673, 821
1, 189,143
933, 665
1, 224,639

'
259, 985
i
I 3,646,244
I 5, 061,195
1, 617, 751
9S5,143
2, 281, 938
717, 073
880, 879
3,704,047
1, 797, 265
267,181

$670, 716
291,105
61, 254
216, 605
57, 971

446,145

1882.
January
February
March.."
April
May
June
July.
August
September
October
From
From
From
From

Totals
J a n u a r y 14,1875, to October 31.1875
November 1,1875, to October 31,1876
November 1.1876, to October 31.1877
November 1,1877, to October 31,1878

Circulation surrendered to this office and retired
Grand totals




1,195, 849 I
206, 601
1, 402, 450
1, 596, 388 : .
946, 470
1, 600, 289 ' .
i 1,350,390
1,218,188 :.
1
694,540
l
1,841.750 .
976,220
2,237.820 .
i 1,121,530
i 1,956,990 | 1,661,886
295,104
3,869,000 1 2,015,043; 1,853,957
!
3,895,510 I 1,535,052 1 2,360,458
; 2,028,400
2,061,402'
89,779,585
i 10, 986,675
7, 093, 680
, 16, 306, 030
10,291,085

46, 060, 680
14, 570, 305
27, 506. 981
18, 265, 331
10, 986,116

48,900,988

649, 918
249, 899
523, 648
865, 530
, 116, 290

33, 002
5,182,('h3
3, 583, 630
20, 413, 301
1, 959, ;«ll

5, 305, 569

|140.457,655 '117,389,413 ; 54,206,557
i
j 12, 959,713 ''•

31,138, 315

1140,457,653 130,349,126 I 54,206,557

31,138,315

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXIII
Clearings and balances of the banks of New York City for the weeks ending at the dates given.
AVeek ending—
Sept.
Sept,
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Nov.

1,1877
8, 1877
15, 1877
22, 1877
29, 1877.
6, 1877
13. 1877
20, 1877
27, 1877
3,1877
NOT. 10, 1877
"—
Nov. 17, 1877
Nov. 24. 1877
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
NOT.

Nov.
Nov.
Nov.
Nov.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
NOT.

Nov.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.

Clearings.

Balances.

.j
•
:
i
!
;
i
!
i
;
i

$400,793,928 37
397,270,385 61
379,235,693 05
405,032,278 32
419,336,185 05
428,838,637 02
485,782,249 45
478,165,840 10
437,887,453 60
458,025,653 30
358,005,167 11
401,980,936 84
; 417,104,418 66

$17,195, 538 34
21, 276, 952 69
16, 226, 864 42
18, 062, 064 62
17, 638, 612 67
17, 969, 027 54
19,466, 542 22
21, 282, 891 22
10, 555,158 76
23, 219, 535 73
16, 400, 805 41
20,952,083 11
17, 367,124 75

1878.
1878.
1878.
1878.
1878.
1878.
1878.
1878.
1878.
1878.
1878.
1878.
1878.

348, 022, 456 02
330, 877, 791 01
333, 606, 566 02
370, 111, 767 49
453, 971, 364 93
424,149, 900 70
482, 291, 920 94
392, 878, 293 23
488, 571, 553 53
408, 903, 425 00
480, 572, 737 80
404, 037, 742 00
368, 238, 659 90

17, 551,602
17, 037,659
17, 080,319
17, 596,844
18, 225,691
22, 036,490
21,414, 267
16, 507,373
24, 886,588
19, 531,868
20, 918,299
17, 061,847
16, 450,900

23
82
34
29
50
39
79
90
26
14
11
4S
37

1879.
1879.
1879.
1879.
1879.
1879.
1879.
1879.
1879.
1879.
1879.
1879.
1879.

452, 345, 265 71
507,109, 348 67
530, 921, 366 52
591,859,560 99
747, 278, 535 78
741,448,440 55
798,960,746 51
761,277,728 00
865, 862, 857 05
772,150,134 18
870, 092, 059 78
942, 922, 768 23 !
779, 955, 847 24

23, 606,921
23, 279,390
24, 859,791
26, 691,095
28, 371,132
29, 463,295
26, 950,734
28, 333,087
32, 796,457
30, 621,579
39. 899,377
30, 443,292
28, 364,989

32
27
49
46
68
51
21
7a
88
21
29
71
12

33, 414,325
26,812, 778
30, 733,842
30, 070,332
32, 827,400
28, 586,849
27, 875.042
32, 910,082
31,018, 354
33, 236,599
34, 579,373
34, 404,039
32, 472,796

94
80
94
13
90
16
64
09
80
77
05
13
33

4, 1880.
11, 1880 .
18, 1880.
25, 1880 .
2, 1880.
9, 1880 .
16, 1880 .
23, 1880 .
30, 1880.
6, 1880 .
13, 1880 .
20, 1880 .
27, 1880

Sept. 3. 1881
Sept. 10, 1881
Sept. 17, 1881
Sept. 24, 1881
Oct. 1, 1881
Oct.
1881
Oct.
1881
Oct.
1881
Oct. 29, 1881
Nov. 5, 1881
Nov. 12, 1881
N O T . 19, 1881
Nov. 26, 1881
Sept. 2. 1882.
Sept. 9, 1882.
Sept. 16, 1882.
Sept. 23, 1882.
Sept. 30, 1882.
Oct. 7, 1882.
1882.
Oct. 14,
1882.
Oct. 21,
1882.
Oct. 28,
NOT. 4 1882.
,
1882.
Nov. 11,
1882.
NOT. 18,
Nov. 25, 1882.




603, 877, 203 02
625, 650, 183 37
623, 375, 655 48
573,355,801 73
705, 598, 706 46
651,169,020 35
693, 917, 360 86
872,895,695 57
785, 361. 621 85
886, 393, 048 37
896, 540, 451 06
868, 076, 513 35
1,072,680,747 81

•
.

: 857,413,263 85
i 639,907,979 97 i
i 925,116,460 3 7 ;
773,401,695 57
! 758,155,052 10
i 1,154,052,466 33
1 975,722,717 38
i 953,850,125 2 3 ;
:
881,124,243
1,021,882,159 74 '
796,664.258 85 ;
97
j 892,319,707 29
! 892,475,503 06 :

37,132, 230 8ft
28, 808.004 38
36, 408|897 13
29, 389,049 98
26,349, 314 58:
35,187, 686 23
31, 673,440 10
35,159, 491 42
32, 450,957 70
37, 173,439 72
27, 635,753 35
31, 043,351 43
23, 882,022 31

787. 790, 34316
806; 162,117 62
97
1, 010, 034, 295
950, 962, 83149
1 011,393,333 57
1,124, 300, 24743
999, 817, 80493
21
1, 044, 396, 226
857, 810, 08635
991, 296, 92646
950, 469, 95650
67
1, 054, 584, 665
95
1, 246, 998, 567

27, 396, 924 64
29, 786, 386 41
30, 418, 411 7 8
27, 978, 458 28
34. 393, 848 91
30,742,717 31
35,772,217 86
33, 623, 283 8626, 633, 506 70
37,122. 701 71
26,969, 785 92
33,258. 877 77
28, 657, 750 01

'
i

I

!
!

CX XIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
Amount and rale of taxation ( United States and State) of thenational banks for theyear 1867.
Ratio of tax to
capital.

Amount of taxes.
States and Territories.

Capital stock.
United States.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Colombia
Virginia
"West Virginia
North Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
Colorado
man
Idaho
Montana
Totals




State.

$9,085,000
4,735,000
6, 510,012
79, 932, 000
20, 364, 800
24, 584, 220
116,494,941
11, 333, 350
50,277,795
1,428,185
12,590,203
1,350,000
2, 500, 000
2,216,400
583, 300
1, 700, 000
500.000 .
1,300,000
576,450 I
200,000 I
2, 885, 000
2,100, 000
22, 404, 700
12, 867, 000
11, 620, 000
5, 070, 010
2,935,000 !
3,992,000 !
1,660,000 j
7,559,300
400, 000
250, 000
100,000 I
350, 000 '
150, 000
100, 000
100, 000

$180,119
88, 773
122, 214
1, 616, 825
324, 844
434, 440
3, 022, 662
253, 359
1, 242, 037
32, 621
260,261
15, 330
48, 345

422,804,666 !

9, 525, 607 ; 8, 813,126

9,049
40,845
8,763
35,894
6,865
5,745
59, 816
52, 460
514, 681
278, 798
321,406
111, 790
76, 583
106, 349
39,132
133,142
10, 229
10, 735
1,624
9,702
1,887
479
837

Total.

$141,226
$321, 345
93,179
181, 952
144,164
266, 377
1, 562,128 3,178, 953
195, 355
520, 200
387,146
821,587
4, 058, 706 7, 081, 368
223,106
476, 465
278, 268 1, 520, 305
1,261
33, 881
166, 054
426, 315
3,286 .
18,615
13, 926
62, 270
51,457 !
98, 424
5,144
14,193
6,050
46, 895
3,830 '
12. 592
20,042
55, 936
2,149
9.015
1,351
7,096
17,467

27,975
520, 951
200, 372
231, 917
68,061
62, 012
88,281
29,522
189, 248
7,801
7,014

i.'eis'

1,097
1,405
560

77,283

80,435
1,035, 633
479,170
553, 323
179, 851
138, 595
194, 631
68,655
322, 380
18, 030

17, 749
1,624
11, 317
2,984

1,884
1,397
18, 338,734

United State.
Total.
States.
Perot. Pr. et. Pr. et.
1.5
2.0
3.5
1.9
1.9
3.8
1.9
4.1
2.2
2.0
4.0
2.0
1.5
2.5
1.0
1.7
3.3
1.6
2.6
6.1
3.5
2.2
4.2
2.0
2.5
3.0
0.5
2.3
2.4
0.1
2.1
3.4
1.3
1.3
1.6
0.3
1.9
2.5
0.6
2.1
4.4
2.3
1.5
2.4
0.9
2.5
2.9
0.4
1.7
2.7
1.0
2.8
4.3
1.5
1.2
1.6
0.4
2.9
3.6
0.7
2.1
2.7
5! 7 0.6
4.1
1.4
2.3
4.6
2.3
2.2
3.7
1.5 i 4.8
2.8
2.0 | 3.5
2.2
1.3
2.6
4.7
2.1
2.7
4.9
2.2
2.0
3.3
1.3
1.4
3.4
2.0
2.5
*. 5
2.0
4.3
7.1
2.4
2.4
2.8
3.2
0.4
1.3
2.0
0.7
0.5
1.9
1.4
0.8
1.4
0.6
2. 2

2.1

4.3

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXV
Amount and rate of taxation ( United States and State) of the national banks for iheyear 1869.
Ratio of tax to
capital.

Amount of taxes.
States and Territories.

Capital Btock.
United States.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
Colorado
!plaho
Montana
Totals




$9,185, 000
4,835,000
6,385, 012
81,282,000
20.164, 800
24, 60B, 820
112, 267, 841
11, 465, 350
49, 560,390
1, 428,185
12,790, 203
1,050, 000
2, 221, 860
2,116, 400
683, 400
823, 500
1, 500, 000
400, 000
1, 300, 000
525, 000
200, 000
2, 835, 000
1, 987, 400
21, 917, 399
12, 752,000
12, 370,000
5, 510, 000
2, 710, 000
3, 717, 000
1, 770, 000
7, 810, 300
400, 000
400, 000
100,000
350, 000
100,000
100, 000
419,619, 860

State.

Total.

$191, 779
97,245
129, 059
1, 691, 620
344, 687
476, 244
2, 958, 089
279, 410
1,312,419
30,907
277, 590
23, 814
59, 281
51,979
15, 712
19, 763
45,824
5,926
27, 455
11,184
4,284
62,886
47,164
635, 935
298, 336
369,742
143, 649
80,963
322,162
45, 223
171,198
17, 443
14, 593
2,917
11,902
1,179
1,731

$164,150
102,812
117,107
1, 329, 018
175, 466
366, 457
2, 980,104
200,121
266,186
3,265
147, 854
1,850
8,882
37, 053
2,455
7,952
8.254
490
7,107
4,375
6,998
10, 236
6,570
573, 576
218, 888
217, 652
34,384
50, 663
53, 621
29, 873
120, 720
16, 009
10, 838
11, 286
2,541
2,283

$355, 929
200, 057
246,166
3, 020, 638
520,153
842, 701
5, 938,193
479, 531
1, 578, 605
34,172
425, 444
25,664
68,163
89, 032
18, 167
27,715
54, 078
6,416
34, 562
15, 559
11,282
73, 072
53,734
1, 209, 511
517, 224
587,394
178,033
131,626
175, 783
75,096
291, 918
33,452
25, 431
2,917
23,1S8
3,720
4,014

10, 081, 244

7,297, 096

17, 378, 340

Stated State. Total.
Per ct. Pr. ct.Pl ct.
»r.
2.1 1.8
3.9
2.0 2.1
4.1
2.0 1.8
3.8
2.1 1.6
3.7
1.7 0.9
2.6
1.9 1.5
3.4
2.6 2.7
5.3
2.4 1.8
4.2
2.7 0.5
3.2
2.2 0.2
2.4
2.2 1.1
3.3
2.2 0.2
2.4
2.7 0.4
3.1
2.3 1.7
4.0
2.3 0.4
2.7
2.4 1.0
3.4
3.0 0.6
3.6
1.5 0.1
1.6
2.1 0-6
2.7
2.2 0.8
3.0
2.1 3.5
5.6
2.2 0.4
2.6
2.4 0.3
2.7
2.9 2.6
5.5
2.4 1.7
4.1
3.0 1.8
4.8
2.6 0.6
3.>2
3.0 1.9
4.9
3.3 1.4
4.7
2.5 1.7
4.2
2.2 1.5
3.7
4.4 4.0
8.4
3.7 2.7
6.4
2.9
2.9
3.4
6.6
1.2 '3.2
3.7
1.7 2.5
4.0
2.4

1.7

4.1

CXXVI REPORT OF THE COMPTROLLER OP THE CURRENCY.
Amount and rate of taxation (United States and State) of the national banks for the year 1874.
Katio of tax to
capital.

Amount of taxe 3 .
States and Territories.

Capital stock.
United
States.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas . Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
California
Colorado
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana

State.

Total.

United State. Total
States.
Per. ct. Pr. ct. Pr. ct.
1.2
1.1
1.1
1.3
1.0
11
1.9
1.5
1.6
1.4
1.3
1.5
1.5
1.4
1.4
1.1
1.1
1.2
1.5
1.4
1.2
1.1
1.5
1.4

2.3
1.2
1.2
1.4
1.4
1.2
1.9

2.T

6,777

$192,290
$303, 693
106, 587
166, 589
139, 297
227, 449
1, 878, 368 • 3, 042, 226
224, 540
425, 857
439, 402
711, 203
3, 044, 565 5, 071, 525
282, 645
488, 096
377, 546 1, 248, 766
6,630
27, 428
194, 697
375, 946
5,288
25,035
52, 207
107,164
34,507
67, 991
38, 601
69,438
111, 654
146, 075
53, 872
85, 528
25, 289
44,035
52, 270
113, 912
22, 863
37, 247
8,030
10, 518
47,655
151, 290
70,844
121,134
642,054
1, 045, 751
429, 585
644, 562
420, 461
788,179
149, 720
283, 772
70, 330
143, 815
117,115
215, 536
76, 876
140,100
190,140
302, 665
41, 867
68, 049
34,282
55,165
3,488
9,296
46 044
10,750
27, 733
4,137
9,524
3,150
6,868
1,180
2, 877
129
1,522
1,225
1, 839
8,190
14,967

1.4
1.1
2.5
0.1
2.5
2.3

4.4
2.6
2.3
3.9
1.5
3.7
4.2

7, 256, 083

9, 620, 326 16, 876,409

1.5

2.0

3.5

$9,654,019
5, 317, 037
7, 862, 712
91, 754, 078
20, 504, 800
25, 424, 620
106, 599, 70S
13,830,466
53,178, 261
1, 523,185
13, 720,997
1, 309, 512
3, 580, 913
2, 375, 216
2,173, 338
3,156, 250
2, 843, 962
1, 834, 883
4, 000, 000
1, 054, 897
205, 000
9, 076,127
3, 457, 897
29,112, 642
17, 936, 404
20, 507, 963
10, 098,162
3, 704, 032
6, 048, 562
4, 268, 026
9, 308,198
1, 783, 235
1, 025, 000
250, 000
3, 358, 594
748, 581
439,402
300, 000
125, 000
100, 000
50, 000
350, 000

$111,403
60,002
88,152
1,163, 858
201, 317
271, 801
2, 026, 960
205, 451
871, 220
20, 798
181, 249
19, 747
54, 957
33, 484
30,837
34,421
31, 656
18,146
61,642
14,384
2,488
103, 635
50, 290
403, 697
214, 977
367,718
134, 052
67, 485
98, 421
63, 224
112. 525
26i 182
20, 883
5,808
46, 044
16, 983
5,387
3,718
1,697
1,393

*493, 751, 679

614

1 2

1.8
1.3
1.8
1.6
1.5
1.2
1.5
2.0
2.3

1. 4

2.0
2.1
1.8
2.1
1.1
1.8
2.9
2.1
0.7
0.4
1.5

. 0.4
1.6
1.8
1.9
3.6
1.9
1.7
1.4
2.3
3.9
0.5
2.2
2.2
2.6
2.2
1.5
2.3
2.1
2.0
2.1
3.3
3.3
1.4

3.2
3.2
2.9
3.4
2.1
2.9
4.8
3.6
2.3
1.8
2.8
1.9
3.1
3.2
3.3
4.7
3.0
2.9
2.9
3.7
5.1
1.6
3.7
3.6
3.8
4.0
2.8
4.1
3.7
3.5
3.3
4.8
5.3
3.7

1 4

* Including capital of banks from which returns of the amount of State taxation were not received.




REPORT OP THE COMPTROLLER OF THE CURRENCY. CXXVII
Amount and rate of taxation ( United States and State) of the national banks for the year 1875.
Ratio of tax to capital.

Amount of taxes.
States and Territories. Capital stock

Maine.
New Hampshire
"Vermont
Massachusetts
Boston
Rhode Island
Connecticut
NewYork
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
"Washington
Virginia
"West Virginia
North Carolina
South Carolina
«,
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Tennessee
Kentucky
Louisville
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Minnesota
Iowa
Missouri
Saint Louis
Kansas
Nebraska.
Oregon
California
San Francisco
New Mexico
Colorado
Utah
Idaho
Montana
"Wyoming
Dakota
Totals.




,

United
States.

State.

$112, 652
$9, 790,104
$215, 981
5, 482, 514
61, 006
103,949
169,044
8, 216, 467
89, 360
865,198
43, 063, 374
491,157
957,283 I
703,218
51, 362, 454
269,402
20, 548, 433
201, 639
435,680 I
25,852,987 ' 277, 984
962,982 '
35, 471, 333
529, 804
68.466, 576 1, 376, 541 2,093,143
71,740
62,215
2, 088, 462
300,894
208,559 I
14, 072, 520
175,059
410,928
29, 655, 994
128,996 I
346,950
17, 019, 239
56,246 !
141,545
10, 059, 041
7,952 :
22,025 i
1, 523,185
31,355 i
30,468
2, 268, 238
230,368
11, 469, 355
150, 003
262
252, 000
4,555
1, 239, 564
3,462 !
16, 905
70,710
3, 535, 719
54,132
30,102
1, 971, 000
25, 775
34,584 i
2, 232,150
31, 406
106,760 !
3,135, 000
34,747
45, 790 I
2, 716, 974
29, 023
1,056
50, 000
854
1, 638, 868
22,204
18,865
9,870
3, 766, 667
59, 314 '
1, 205, 350
15,819
20,844 :
205, 000
3,288
1,983
3, 468, 992
47,341
78,427 I
7, 201, 765
80,777
36,311
3, 358, 000
16,290
45, 012
21,110, 393
507,231 |
292, 900
105,199
4, 000, 000
80, 198
4, 550, 000
104,872
51, 011
18, 588,189
229, 606
470,836
11, 873, 363
271,636 !
186,188
188,524
7, 673, 757
173, 506
8, 568, 270
105, 676
146, 998
1, 900, 000
33, 331
24, 744
2, 974, 651
47, 584
55,156
700, 000
16, 263
19, 229
4, 391, 068
60, 781
93, 736
6, 416, 607
104, 607
126, 088
2, 742,199
36, 361
93, 467
75,135 !
6, 360, 300
177, 464
22,901
1, 588, 821
45. 548
22,277
994, 758
21,689
5,654
250, 000
3,037
1, 552, 622
17, 186 :
2, 917,112
35,780 i
300, 000
4,228
3, 250
923, 478
18,997
25, 714
300, 000
3,472 ,
2,550
100, 000
1.429 I
2,367
350, 000
7,047 ;
9,137
125, 000
2,049 |
3, 523
742
50, 000
900

Total.

$328, 633
164, 955
258, 404
1, 356, 355
1, 660, 501
471, 041
713, 664
I, 492, 786
3, 469, 684
133, 955
509, 453
585, 987
475, 946
197, 791
29, 977
61, 823
380, 371
4,817
20, 367
124, 842
55, 877
6,5, 990
141, 507
74, 813
1,910
41, 069
69,184
36, 668
5,271
125, 768
117, 088
61, 302
800,131
185, 397
155, 883
700,442
457, 824
362, 030
252, 669
58, 075
102, 740
35. 492
154; 517
230, 755
129, 828
252, 599
68, 449
43, 966
8,691
17,186
35, 780
7,478

44,711
6,022
3,796
16,184
5. 572
1,642

503, 687, 911 | 7, 317, 531 : 10, 058,122 I 17, 375, 653

United

States. State. ! Total.
Per ct. Per ct. Per ct.
1.2
2.2
3.4
1.1
1.9
3.0
1.1
2.2
3.3
1.1
2.0
3.1
1.4
1.9
3.3
1.0
1.3
2.3
1.1
1.7
2.8
1.5
27
4.2
2.0
d.l
5.1
3.0
3. 6
6.6
1.5
2 1
3.6
1.4
0^6
2.0
2.0
0.8
2.8
1.4
0.5
1.9
1.5
0.5
2.0
1.3
1.4
2.7
1.3
2.0
3.3
1.8
0.1
1.9
1.4
0.3
1.7
1.5
2.0
3.5
1.3
1.7
3.0
1.4
1.6
3.0
1.1
3.4
4.5
1.1
1.6
2.7
1.7
2.1
3.8
1.2
1.4
2.6
1.6
0.3
1.9
1.3
1.7
3.0
1.0
i 1.6
2.6
1.4
2.3
3.7
1.1
0.5
1.6
1.3
0.5
1.8
1.4
2.4
3.8
2.0
2.6
4.6
1.1
2.3
3.4
1.2
2.6
3.8
1.6
2.3
3.9
2.3
2.5
4.8
1.2
1.7
2.9
1.8
1.3
3.1
1.6
1.9
3.5
2.3
3.0
5.3
1.4
2.3
3.7
1.6
2.0
3.6
1.3
3.5
4.8
1.2
4.0
1,4 i
4 6
2.8
2.2 I
4.5
3.2
3.5
i
2.3
1.1
1.2
1.2
0.0
1.1
2.5
0.0
1.2
5.4
1.1
1.4
2.5
3.3
2.1
3.6
1.3
1.2
4.8
2.4
1.4
4.4
2.6
2.0
3.3
2.8
1.6
1.8
1.5
1.5

2.0

3.5

CXXVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Amount and rate of taxation ( United States and State) of the national banks for the year 1876.
Eatio of tax to capital.

Amount of taxes.
States and Territories. Capital stock.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Khode Island
Connecticut
New York
NewYorkCity
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
•Washington
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis.
Kansas
Nebraska
Oregon
California*
San Francisco*
New Mexico
Colorado
XTtah
Idaho
Montana
Wyoming
Dakota..
Totals

i
;
!
:
i
'
|
I
|

United
States.

Dnited State.
States.

State.

$10,635,819
$115,272 I $237,792
62,627 I
5,615,000
97, 255
91,777 I
8,722,369
179, 876
497, 228 I 825, 685
44, 299,557
704,655 '
52,200,000
855, 446
200,420 |
20, 579, 800
279, 765
275,991 !
438, 989
26,015,834
512,233 I
35,326,077
826, 929
1,278,956 I 2,197,681
66,607,325 j
63,650 i
2,000,000 |
67, 972
204, 512
14,238,634
292, 024
417, 324
29,354,981 j
182, 003
356, 204
17,189,489 |
119, 655
142,232
10,531, 592
56,620
1,571,730 j
22, 030
6,900
2,299,960 j
31, 280
28, 046
11, 491, 985 i
142,102
229, 484
252,000
4,478
3,906
1,300,000
15, 246
14, 096
3,339,307
51, 297
71, 827
1,746, 000
21, 783
28, 878
2,499,499
31, 021
39, 933
3,172,500
31, 793
84,863
2,504,317
26, 265
41, 764
50,000
941
948
1,690,412
19,184
16, 888
3,436,786
53, 388
6,534
14, 518
1,038,782
19, 057
2, 055
2,830
205,000
79, 609
7,259,641
32, 587
3, 095, 500
42, 676
14, 676
49, 251
3,401,449
70,479
20,757,903
274, 814
569, 498
4,373,680
74,720 1
128, 087
4,550,000
49,454 !
114,072
17,781,910
210,769
424, 904
11,728,823
173,495 !
231, 693
6,950,123
154,246 ,
200, 866
8, 238, 899
100,414 .
128, 446
31,078 i
1,900,000
28, 633
2,827,322
43, 783 j
53,499
650,000
14,207
18, 606
91,667 j
122, 519
6,430, 308
60,336 i
4,455,478
86, 623
35, 824 j
2,574,000
53, 580
73,314
5,742,596
76, 071
20,722
1,369,167
34, 518
21, 839
975,000
23, 274
6,319
237, 500
2,550
17, 484 |
1,700,000
3, 463
705
2,875,000
23, 526 I
3, 976 I
300,000
3,513
18,276
16,465
824,025
2,625
2,840
250.000
1,278
100,000
2,370
6.811
9,561
350, 000
1,976
3,367
125,000
891
636
50,000

$353, 064
159,882
271,653
1,322,913
1, 560,101
480.185
714, 980
1, 339,162
3,476, 637
131, 622
496, 536
599, 327
475, 859
198, 852
2o, 930
59,326
371, 586
8,384
29, 342
123,124
50,661
70,954
116, 656
68, 029
1,889
36, 072
59, 922
33, 575
4,885
112,196
57, 252
119, 730
834, 312

t501,788, 079

7,076,087 I 9,701,732

Total.

Per ct. Per ct. Per ct.

163, 526
635, 673
405,188
355,112
228, 860
59, 711
97, 282
32,813
214.186
147,259
89, 404
149,415
55, 240
45,113
8,869
20, 947
24,231
7,489
34,741
5, 465
3,648
16,372
5,343
1,527

1.1
1.1
1.1
1.1
1.4
1.0
1.0
1.5
1.9
3.2
1.4
1.4
2.1
1.4
1.4
1.4
1.2
1.8
1.2
1.5
1.2
1.2
1.0
1.0
1.9
1.1
1.6
1.4
1.0
1.1
1.4
1.4
1.3
1.7
1.1
1.2
1.5
2.2
1.2
1.6
1.5
2.2
1.4
1.4
1.4
1.3
1.5
2.2
2.7
1.0
0.8
1.3
2.2
1.1
1.3
1.9
1.6
1.8

2.2
1.7
2.1
1.9
1.6
1.3
1.7
2.4
3.5
3.4
2.1
0.6
0.7
0.5
0.4
1.3
2.0
1.2
1.1
2.1
1.7
1.6
2.7
2.0
1.9
1.0
0.2
1.9
1.4
0.5
0.5
2.1
2.8
2.9
2.5
2.5
2.0
3.0
1.6
1.5
1.9
2.9
2.0
2.0
2.2
2.6
3.0
1.0
0.2
0.0
1.2
2.2
1.3
2.4
2.7
2.7
1.3

3.3
2.8
3.2
3.0
3.0
2.3
2.7
3.9
5.4
6.6
3.5
2.0
2.8
1.9
1.8
2.7
3.2
3.0
2.3
3.8
2.9
2.8
3.7
3.0
3.8
2.1
1.8
3.3
2.4
1.6
1.9
3.5
4.1
4.6
3.6
3.7
3.5
5.2
2.8
3.1
3.4
5.1
3.4
3.4
3.6
3.9
4.5
4.7
3.7
1.2
0.8
2.5
4.4
2.4
3.7
4.6
4.3
3.1

16, 777, 819

1.4

2.0

3.4

202, 807

25

* California banks pay no State taxes on capital, except on such as is invested in real estate,
t The capital of the banks that paid State, county, and municipal taxes on stock and real estate is
•488,272,782.




REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXIX
Amount and rate of taxation ( United States and State) of the vationaltattk* for the year .877.
Amount of taxes.
States and Territories.

Maine
New Hampshire.
Vermont
..
Massaehusetts . Boston
Rhode Island
Connecticut

Capital stock.

$10,689,837
5,683,750 .
8,568,700 i
44,413,464 I
52, 329, 080
20, 27). 65 •
25, 831, 994

j Katioof t-ix to capital.
!

United
States.

State.

$113,855 !
113,252 '
?8, 659
493, 489
6 4, 562
103, 088
270,871

$240,442 j $354.207
1 3, !«2
300. 700 ,
•jr,i,'/H>
1 8, r n i i
•i, 321. 553
8:8, i C4 '
83.1.817 ; ),5lf>,4()9
KF, 31.")
2 3, 2 7 i
CS», 159
422.188 j

j

'!!"} State.

•>'»ta).

Total.

Per el. Ver H. Per ct.
1.1
1. 1

t'.l
1.3
1.0
1.0

2. 2
1.8
2. 0
1.9
1 6
I 4
1.8

?, 3
2.9
3.0
:i. II

2.»
2.4
2. ti

New England State!
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware . . .
Maryland
Baltimore
District of Columbia . . .
Washington

3. 3
2.1

L9
18
.
31
.
2.6
2.0

Middle States

3.6

Virginia
"West Virginia
North Carolina
South Carolina
GeorgiaFlorida
Alabama
New Orleans . -.
Texas
Arkansas
i....
Kentucky
Louisville
Tennessee

3, 285, 229
1,740,000
2, 586, 096
2, 927, 043
2, 146, 305
50. 000
1, 668, 000
3, 300, 000
1, 081, 782
205, 000
7, 008, 500
3, 095, 500
6, 112, 233

Southern States.
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
"Nebraska
Colorado
Oregon
California *

l

l

32,212,288 i

49, 796
21, 461
30, 792
28,918
25, 547

818
18,653
50, 099
14, 597
2,700
77, 141
42, 265
48, 039

411, 48(5

3JUHS Ban Francisco *

Totals

2.0

3.6
2.3
2.4
3.6
3.1
1.5
1.9
3.8

429, 149

840, 635

1.3

14
.

428, 902
128,159
97, 591
347, 744
223, 990
331,744
120,710
34, 885
50 SIC9
16,010
121,291
93, 923
41, 243
05, 722
18,855

098,440
201,976
145.730
550, 338
387, 581
277,111
214,917
05, 990
94, 329
32, 005
206, 37(1
155, 352
75, 961
122, 534
37, 848
41, 407
44, 495
9, 874
22, 356
23. 827
7, 300
5, 529
4, 551
13, 227
3 572
1, 803

1.4
1.7
1.1
12
1.4
9 9

2.3
2.9

3, 168
2, 750
3,184
(i, 432
1, 599
093

[.Western States and
Territories

3.5

114,480
49,198
04,737
3 02,945
08, 179
1,841
38,025
76, 486
35,252
6,301
107, 777
58, 201
117, 153

)!). 922
23, 951
2, 050
3, 940
535

New Mexico
Utah
Idaho
Montana
Wyoming
Dakota

2.0
1.6
1.4
2.6

64, 084
'Si, I'-Yt
33,945
74, 027
42, 632
1, 023
19, 372
20, 387
20, 655
3, 601
30, 63f
15, 936
08, 514

1, 991,174 i 3, 444, 495
8,829,304 ; 15,731,877

1.2
1.0
1.2
1.0
1.1
1.5
1.4
1. 3
i.i
1.4
1.0

1.2
1.0
1.5
2.4
1.4
1.4
1.5
1.4
1.7
2.3
2.1
2.9
1.2
0.8
1.4
1.4
1.4
1.9
1.0

:

1. 4
1.4

0.0
2. 2
1.8
0.4
0.5

2.0
2.9
1.7
1.7
1.9
2.0

2.e
2.0
2.3
3.0
1.1
0.2
0.0
1.1
1.4
3.2
1.8
1.3
1.4

2.1

2^6
3.6

4.6
3.3
3. 5
3.4
5.1
2.9
3.3
3.4
5.0
3. 5
3.0
4.1
3.9
4.3
4.6
5.1
4.0
1.4
0 8
o 5
2. 8
4.6
3.7
2.9
3.6
3.5

1.9

* California hanks pay no State taxes on capital, except on suoh as is invested in real estate,
t The capital of the banks that paid State, county, and municipal Taxes on stock and real estate
$474, 607,771.

c c




ix

CXXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Amount and rate of taxation ( United Statex and •State) of the national haul's for the year 187S.
Amount of taxes.
States and Teiritories. jCapital stock.

United

Stafe

$10.760, 000
5, 740, 000
8, 544, 285
44, 260", 128
51,927,865
20,031, 112
25, 474, 204

$114,880
64, 849
88, 157
499, 959
672, 766
191, 410
268, 714

$231. 655
101, 484
158, 588
760, 115
7(i2, 834
257, 654
380, 713

$346. 535
166, 333
246, 745
1, 260, 074
1, 375, 600
449, 064
649, 427

166, 737, 594

1, 900, 735

2, 593, 043

4, 493, 778

1.1

1.6

'2. 7

499. 197
1, 226, 933
55, 609
203, 567
395, 089
333,161
134, 072
24, 451
31 847
129, 571
4, 392
16, 687

700, 786
1, 606, 049
56, 440
257, 276
187, 709
114,235
54, 0«8
6, 980
99 903
197, 716
255
6, 068

1, 199,983
2, 832, 982
112,049
460,843
582, 798
447, 396
188,140
31,431
61, 750
327, 287
4,647
22, 755

1.5
2.2
2.8
1.4
1.4
2.0
1.3
1.4
1.4
1.2
1.7
1.4

2.1
2.9
2.8
1.8
0.7
0.7
0.5
0.4
1.3
1.8
0.1
0.6

3.6
5.1
5.6
3.2
2.1

Baltimore
District of Columbia
Washington

33,541,481
55, 150, 348
2, (1(10, 000
14,101,926
28, 549,169
] 6, 843, 000
10, 350, 000
1, 738, 294
2 264 510
10, 762, 648
252. 000
1,215,023

Middle States

176, 768, 399

3, 054, 576

3, 217, 485

6, 272, 061

1.7

1.8

3.5

3 ^21 9 02
1, 714, 179
2, 553, 083
2,853,154
2 083 322
50, 000
1, 668, O O
O
3,0(0,538
1 0 7 ' 099
205, 000
7, 030, 396
3 012 075
3 080 300

48, 789
21,411
30, 495
29, 515
25, 769
779
19,826
46, 068
14 863
3,243
78, 046
40 741
50, 294

66, 607
27, 196
31, 982
59,010
37, 667
851
22, 404
28, 332
15,104
2, 705
39, 830
16 469
57,919

115, 396
48,607
62, 477
88, 525
63, 436
1,630
' 42,230
74, 400
29 967
5,948
117, 876
57,210
108, 213

1.5
1.2
1.2
1.0
1.2
1.6
1.2
1.5
1.4
1.6
1.1
1.4

2.2
1.6
1.3
2.1
1.8
1.7
1.3
1.0
1.7
1.3
0.6
0.5

1.6

2.1

3.T
2.8
2.5
3.1
3.0
3.3
2.5
2. 5:s. l
2.9
1.7
1.93.7

406,076

815, 915

1.3

1.3

2.6

390, 062
120, 832
86, 779
316,918
210,986
106,157
113,231
31, 099
49, 903
17,144
115, 594
92, 720
31,987
62, 748
21,131
23, 706
23,106
2, 925
3,696
169
5, 243
2, 750
3,147
4, 588
2,636
672

644, 092
186, 516
133, 031
511, 022
368, 529
224, 794
204, 146
66,264
90, 651
32, 700
197, 543
155, 570
56, 499
106, 762
36, 369
45, 396
47,108
10, 635
22, 243
22,739
9,523
5,553
4,543
11, 225
4,824
3,035
699

1.3
1.5
1.1
1.3
1.4
2.5
1.2
1.7
1.5
2.4
1.4

2.1
2.7
2.0
2.1
2.0
2.6
1.5
1.5
2.0
2.6
2.1

3.4
4.*
3.1
3.4
3.4
5.1

1.3

2.0

Connecticut
New England States.
New York
New York Citv
Philadelphia

West Virginia

New Orleans

Southern States ...
Ohio

Detroit
Milwaukee

California*
San Francisco*
Utah
Idaho
Dakota
Washington
Western States and
Territories
Totals

'

31,583,348

409, 839

18, 903, 637
4, 333, 333
4,289, 130
15,381,544
11, 319, 200
4, 770, 166
7,561,740
2,100,000
2, 690, 000
650, 000
6 048 704
4 793 131
1, 725, 817
2, 653, 750
952, 320
050 000
1 003 750
250, 000
1, 550 000
2, 750, 000
300, 000
200, 000
100 000
332 880
125.000
129, 124
111,671

254, 030
65, 684
46, 252
194,104
157. 543
118, 637
90, 915
35,165
40, 748
15, 556
81, 949
62 850
24, 512
44, 014
15, 238
21 690
24,002
7,710
18, 547
22, 570
4,280
2,803
1 396
6,637
2,188
2,363
699

95, 974, 897

1, 362, 082

1, 839, 929

(471,064,238

6, 727,232

8, 056, 533

;

; Ratio of tax to capital.
Total

Unitod

state

ToU,

Per ct. Per ct. Per et.
1.1
2.2
3.S
1. 1
1.8
1.0
1.9
2.9
1.1
1.7
2.»
1.3
1.3
2.6
0.9
1.3
•> 9
1.0
1.5
2.5

1.8
1.8
2.7
3.0
1.8
2.0-

1.8
1.8
0.6

2.1
1.3
0.0

3.2
3.5
5.0
3.5
3.3
3. &
4 0
4.2
4.9
4.8
4.3
1.5
0.8
3.2
2.8
4.6
5.1
3.9
3.1
0.6

3, 202, 011

1.4

2.0

3.4

14,783, 765

1.4

1.7

3.1

1.4

1.1)
2.3

2.5
2.4
2.6
2.6

2.4

2.4

1.J
3.1
1.2
0.8
1.4
1.4
1.4
2.0

1.2
0.3
0.0
1.8
1.4
qo
3.1

* California banks pay no State taxes on capital, except on such as is invested in real estate,
t Tlie capital of the banks that reported State, county, and municipal taxes on stock and real estate
Is $403,983,724.




REPORT OF THE COMPTROLLER OP THE CURRENCY. CXXXI
A mo u u I and rate of taxation ( United States and Stale) of the national banks for the year 1879.
:

Amount of taxes.

Ratio of tax to capital.

States and Territories. Capital stock.
United
States.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Khode Island
Connecticut

: -.

$10, 507, 115
5,666,257
8, 528, 353
44. 302, 447
50,445,725
20, 000, 800
25,572,815 :

New England States : 165, 032, 512

New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington.*
Middle States
Virginia
West. Virginia
North Carolina

South Carolina
Georgia
Florida.
Alabama
New Orleans...
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States. ...
Ohio
Cincinnati . . .
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa Minnesota
Missouri
Saint L o u i s . . . .
Kansas
...
Nebraska
Colorado
Oregon
California*
San Francisco'
N e w Mexico
Utah
Idaho
Montana
Wyoming
Dakota .
Washington

Western States and
Territories.
Totals

!

32,973,066
50, 813, 657
1,920,229
13, S53, 308
28.513,098
10,818,000
9,897,977
1,7(8,9*5
2,265,125
10, 535, 760
252,000 !
1,125,000 '

State.

$114,855
65, 138
89, 863
517, 410
678,371
195,509
281, 063

$228, 030
97,950
169,099
719,(329 ;
675,691 ,
251,079
389,926 i

$342, 885
163, 088
259, 563
1,237,039
1, 354, 062
446, 588
670,989

^ d ; State. I Total.
Per et. ! Per ct.
1.1
2.2
1.7
1.2 ;
2.1
1.0 j
1.6
1.2 i
1.3
1.3
1 2
1.0
1.5
1. 1

Per ct.
3.1
2.8
2.6
2 2
2.6

1,942,209:

2,532,004

4, 474, 213

12
.

15
.

2.7

511,243
3, 299, IMS

637,489
1, 466. 570
50, 532
241,379
191,626
109, 508
59, 834
6,215
30, 522
138,415
130
4,049

1,148,732
2, 765, 736
106,709
447, 235
599, 936
487, 531
202, 890
31, 742
63,363
288, 196
4,639
19, 673

15
.
2.6
2.9
15
.
1.4
2.1
1.4
1.4
1.5
1.2
18
.
1.4

2.0
2.9
2.5
18
.
07
.
07
.
06
.
0.4
13
.
13
.
01
.
0.4

3.5
5.5
5.4
3.3
2.1
2.8
2.0
1.8
2.8
2.5
1.9
18
.

2,936,269

6,126, 382

1.9

17
.

3.6

103, 090
48, 438
69, 942
78, 496
63, 844
1,609
51,797
63, 356
35, 035
6, 087
122,161
63, 891
102,178

17
.
13
.
13
.
1.2
1.3
1.6
1.2
1.7
15
.
16
.
12
.
1.5
1.7

19
.
16
.
16
.
2.0
1.7
1.6
2.0
0.5
19
.
1.4
0.6
0.6
18
.

3.6
2.9
2.9
3.2
3.0
3.2
3.2
2.2
3.4
3.0
1.8
2.1
3.5

56, 177
205, 856
408, 310
358, 023
143,050
25, 527
32, F41
129, 781
4,509
15,024

170, 431, 205 • 3.190,113i
2, 947, 560
1, 60S, 000
2, 500, 884
2, 450, 000
2,119,216
50, 000
1, 662, 000
2, 875, 000
1, 050, 000
205, 000
7, 037, 974
2, 995. 500
3, 005, 884

Total.

49,
21,
.31,
28,
27,

380
523
586
709
807
794
20, 267
50,212
15, 439
3, 217
82, 347
44, 606
50,110

53,710
26, 915
38, 356
49, 787
36, 037
815
31, 530
13,144
19, 596
2, 870
39, 814
19,285
52, 068

30, 555, 018

425, 997

383, 927

809, 924

IT

13
.

2.7

18, 451, 403
4, 108, 333
3, 887, 500
13, 828, 074
11,068,214
4, 020, 054
7, 263, 673
2, 100, 000
2, 530, 093
650, 000
5, 809, 832
4, 662, 307
1, 282, 065
2, 650, 000
816, 394
927, 141
1, 050, 000
250. 000
1, 559, 045
2, 750, 000
326, 000
200, 000
100, 0<!0
200, 000
125,000
185, 041
150, 000

264,013
79, 722
50,530 i
196,213[
169,594:
137, 681
96,743
38, 391
41, 295 I
18,190 j
86,537
65,598 i
18,740 i
47,910 '
17,066 i
24,321 '
34, 545 i
6, 836
19.645
21,543
4,598
3,098
1,434 •
5, 416
2,403
4,206
1, 544

368, 946
99,415
78, 862
289, 943
194, 416
94, 288
118, 018
46, 687
44, 425
16, 236
118,056
85, 475
28, 637
55, 642
21, 763
23, 814
35,412
2,900
4, 229
122
4,204
3,350
3,478
4,477
2,731
3, 509
1, 937

63?, 959
179,137
129, 392
486,156
364, 010
231, 969
214, 761
85, 078
85, 720
34, 426
204, 593
151, 073
47, 377
103, 552
38, 829
48, 135
69, 957
9, 736
23, 874
21,665
8,862
6,448
4,912
9, 893
5, 134
7,715
3,481

14
.
19
.
13
.
14
.
15
.
3.4
13
.
1.8
1.6
2.8
15
.
1.4
15
.
1.'8
2.1
2.6
3.3
2.7
13
.
08
.
1.4
15
:
1.4
2.7
1.9
2.3
10
.

2.0
2.4
2.0
2.1
.1.8
2.4
16
.
2.2
18
.
2.5
2.1
1.8
2.4
2.1
2.7
2.6
3.4
1.2
03
.
00
.
14
1.7
3.5
3.0
2.2
2.0
13
.

3.4
4.3
3.3
3.5
3.3
5.8
2.9
4.0
3.4
5.3
3. 6
3.2
3.9
3.9
4.8
5.2
6.7
3.9
10
.
0.8
2.8
3.2
4.9
5.7
4.1
4.3
2.3

1.6

2.0

1,751,032 1 3,208,844 I

7,016,131 i 776037232"; I4T6T9730T,

iTiT

3.6

"¥2

^California banks pay no State taxes on capital, except on such as is invested in real estate.
tThe capital of the banks that reported State, count y, and municipal taxes on stock and real estate
is $452,869,712.




CXXX1I

REPORT OF THE COMPTKOLLER OF THE CURRENCY.

Amount ami rate of taxation (United States and State) of the national banks for the year 18(30.
Amount ol'taxes,
States ami Ten Mories.

tt -stori

JliHnU', I.slnnd

Count etiout
JVew E:i^lauil Slates..
Albany
Pennsylvania

Washington
Middle States

"Florida

Tennessee
Southern States
Ohio . . .

Colorado

Utah
Wyoming
Western States and
Territories
Totals

Ratios to capital.

United
States.

State.

$124. 884
70 523
93. 745
569, 299
813.080
210, 778
308, 612

.|228, 263
97 720
141.678
819, :<89
943. 219
255, 850
400, 797

$•'53,147
168, 243
235, 423
1, 388. 688
1, 756, 299
466, 628
709, 409

2, 190, 921

2, 886, 910

5, 077, 837

1.3

561, 912
32,847.771
50, C> i, 000 1. 580, 920
"
55,398
1,800,000
225, 397
13,147,917
465, 380
28, 969, 850
17, 180,580
405, 834
9 850 OOti
161, 365
1,761,677
28, 573
37, 263
'» 306 815
153 847
10 890 330
4,837
252, 000
16, 513
1,125, 000

590, 085
1, 459, 209
57, 124
241, 937
182, 124
115, 377
72. 2-8
7, 423
31,538
10" 505
3,910
4, 428

1, 151, 997
3,040,135
112, 522
467, 334
647, 504
521,211
233, 653
35, 996
68,801
316. 352
8,747
20, 941

1.7
3.1
3.1
1.7
1.6
2.4
1.7
1.6
1.6
1.4
1.9
1.5

5
8
44
5^
2",
-.5,

8'7 8:!0
355, 6S3
'»;>.'> OiO
5.to ooo
ell;l, >00
550, ft.13

165. 680, 1:56

; Total.

Total.

[

Per ct.
1.2
1.2
1.1
1.3
1.6
1.0
1.2

Perct.
2.2
1.7
1.8
1.8
1.9
1.3
1.6

2^9
3.2
1.9
0.7
0.7
0.7
0.4
1.4
1.5
1.6
0.4

3,697,245

2, 927, 948

6,625,193

22

1.8

2. 806, 000
1. 780, 795
'' 501 00O
'» 3'4, 900
2 201,506
75 000
1,518. 000
2. 875. 000
1,267.042
••05 000
7 151 135
3 008, 50(1
3,055, :;oo

55, 892
25, 033
34, 459
32, 299
31,418
1 195
20, 054
56, 992
19, 248
3, 546
9-' 417
49, 664
57, 396

51,270
26, 835
32, 477
55, 185
36, 770
1 975
32, 754
4,851
17. 548
2, 750
41 088
18,608
80, 975

107, 162
51, 868
66, 936
87, 484
68, 194
3, 170
52, 808
61,843
36, 796
6,296
133,505
68, 272
138, 371

2.0
1.4

2.0
1.7

1.4
1.4
1.4
1.6

1.4
2.5
1.7
2.0

30.820, 178

479, 613

403, 092

18 099, 746

296. 403
9/; 157
54 013
213,989
199 573
203, 049 ;
114,968
40,320
48,903
26,048
103 810
70, 613 i
25, 024
62,407
19,903
28,071
51, 853
340
23, 955
17, 325
8, 660
7 587
1,564
6,622
6, 857
4, 513
2, 622
3,169

325, 047
94 7'>'>
60 302
272. 963
180 842
107, 447
115,216
30 446
43, 332
19, 409
]->l 076
81 289
25 673
64 089
13, 899
20, 381
28,645
184
16, 369
1'J2
3, 688
5 430
3, 111
2, 078
8, 655
3, 350
1,440
3, 021
1, 658, 866
7,876,822

••>".•> 0 0 0

3 700 000
13, 230, 452
10 714 600
4 250, 000
7, 384. 851
•' 100. 00O
2 425, 000
650, 000
5 793 813
4 901 55''
1 416 667
2 650 000
865. 004
854. 121
1, 070. 000
30,874
],(W0, 073
1, 500. 000
l
>50 000
370 7°2
100, 000
200, 000
400. 000
200. 000
150. 000
150. 000
89, 975,165
457, 266, 545

1,750,324
8,118,103 j

I Perct.
3.4
•
2.9
2.9
3.1
j
3.5
2.3
1
2.8

1.8 i

170, 781, 946

4

Detroit

j

Capital.-

i
i
i
I

3.1
3.6

6.0
6.3
3.6
2.3
3. 1
2.4

2.0
3.0
2.9

i
1
1

3.5
1.9
4.0
4.0
3.1
2.8
3.9
3.1
3.6
3.5
2.2
3.5
3.0
1.9
2.3
4.6

1.3
2.0
1.5
1.7

2.2
0.2
2.0
1.3

1.3
1.7
1.9

0.6
0.6
2.7

882, 705

1.6

1.4

3.0

621, 450
190, 879
114, 375
486, 952
380,415
310,496
230,184
82, 772
92, 235
45, 457
''25 486
157, 902
50, 697
1'6, 496
33. 802
48, 452
80, 498
524
40, 324
17, 427
12, 348
13 017
4,675
8,700
15, 512
7,863
4,062
6,190

1.6
2.3
1.4

1.9
2.3
1.6

4.8

1^8
2.5

3.5
4.6
3.6
3.8
3.7
7.3
3.3
3.9
3.9
7.0
3.9
3.4
4.1
4.9
4.5

1.6
1.9
1.6
2.2

1.7
1.7

2.0

1.9

4.0
1.8

3.0
2.1

1.6
1.8
2.4
2.3

1.8
2.3
2.5
2.2

3.3
4.8
1.1
1.4
1.2
3 5
20

2.5
2.7
0.4
1.0
0.0
1.5
1. 7

1.6

3.1

3.3
1.7

5.8
7. 5
1.5
2.4
5.0
3.7
4.7
5.4

1.7
2.1

2.1
2.2
1.7
1.0
2.0

3, 409,190

1.9

2.0

3.9

15, 994, 925

1.8

1.8

3.6

3.9
4.0
4.1

[

"The capital of the banks that reported State, county, and municipal taxes on stock and real estate
$444,773,085.
California banks pay no State taxes on capital, except on such as is invested in real estate.




REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXIII
her of State banks, savings banks, trust eompanUs, and private bankers, with their average
vital and deposits, and the tax thereon, for the mix months ending Xovember 30,1876.
Capital.

States and Territories.
Maine
New Hampshire.
"Vermont
Massachusetts...
Boston
Rhode Island
Connecticut
Sew England States
Is ew York
...
New York City.
Albany
."
yew Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia.
Washington
Middle States.
Virginia
West Virginia.
North Carolina.
South Carolina.
Georgia
Florida
Alabama
Mississippi
Louisiana
,
Xew Orleans..
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States.
Ohio
Cincinnati..
Cleveland...
Indiana
Illinois
Chicago
Michigan
Detroit
"Wisconsin ....
Milwaukee .,
Iowa
Minnesota
Missouri
Saint Louis.
Kansas
...
Nebraska
Western States.
Oregon
,
California
San Francisco .
Colorado
Nevada
Utah
New Mexico
"Wyoming
Idaho
Dakota
Montana
Washington
Arizona
Pacific States and Territories
Grand totals




66
78 !
21
168
67
58
112

I

570

Tax.
Deposits, j
r
"
jOncapital.On deposits.

$177, 658
151, 000
302, 500
855, 000
3, 108, 788
3, 923, 222
3, 027, 892

$27,017,950
30, 937, 358
8, 123, SS3
163, 430, 720
84, 686, 258
52, 888, 125
82, 818, 889

$403
314
650
1, 569
4,442
8,482
5, 815

11, 546,060

449, 909, 289

*$6,240
13,071
4,998
8,115
23,174
54, 206
56, 043

21, 675

144,172

165, 847

151, 986, 519
278, 634, 125
12,754.533
36, 110, 777
41, 393, 020
47, 415, 908
13, 937, 144
1, 684, 846
543,171
24, 876, 590
28, 452
3, 618, 467

23, 044
78, 635
452
5, 243
29,125
5, 845
11, 863
],687
1.293
8,591
50
412

111, 326
271, 833
10, 177
28,120
102, 767
78, 369
24, 939
2,000
875
18, 217
71
7,973

134, 370
350 468
10, 629
33, 363
131, 892
84,214
36, 802
3,687

88, 503, 627

612,983,558

166,240 i

656, 667

822, 907

3,563, 878
1,426. 858
576. 062
1,006, 452
4, 823, 597
39, 000
], 0(15, 900
1,251,577
54, 000
3,011, 584
3,400, 041
225, 167
7 488, 271
5,592, 382
1,723, 291

7,188, 428
3, 939, 744
885, 795
1, 008, 034
3, 383, 964
240, 821
1, 501, 305
1,196.752
40, 508
6, 290, 194
4, 302,285
264, 300
6,086,657
5,976,005
2, 775. 023

8, 723
3,553
],442
2, 516
12. 059

16, 925
9, 84'9
2,214
2,341
8, 264
602
3, 753
2, 992
101
11, 796
10, 756
661
15,216
14, 940
6, 938

25, 648
13, 402
3,656
4,857
20, 323

340 10 850, 325
472 48 518, 473
15
579, 500
67 2 418,120
344 12 475, 573
66 2 502,021
43 5 137, 193
10
"70f, 596
17
631, 885
40 4 0B6, 837
1
20, 000
11
595, 102
1,426
77
25
15
18
69
3
18
29
"
2
24
98
13
72
18
31

Total.

$5, 837
12, 757
4,348
6,546
18, 732
45, 724
50, 228

512

35, 878, 060

262~
21

266
68
165
54
109
35

6, 327, 007
1, 903,150
802, 819
6, 033, 563
5, 4.52, 244
4, 918, 350
2, 597, 657
1, 172, 902
1, 328, 035
677, 522
4, 832, 196
1, 158, 438
3, 467, 093
7, 928, 799
1, 638, 143
407, 354

1,748

2, 650
2,423
13=
9, 029
7, 559
561
18, 132
13, 838
4,172

2,168

26, 808
121
8,385

50, 705, 272

n>

149
315
41
140
14
87

~ 7
84
49
29
17
6
3
3
3

546, 985
9, 917, 377
23, 728, 485
549, 540
299, 438
151,000
2,000
38, 372
57, 417
24, 000
97, 431
222, 947
8,333

219 i 35,643,325

38, 794
20, 312
16, 446
22, 287
41, 832
20,172
12, 339
15, 372
9,112
15, 590
21, 846
6,306
24,
60, 801
«7, 002
3,126

16, 069,106
8, 955,100
11, 859, 737
10, 533,
17, 518, 220
14, 913, 591
4, 935, 755
6,148,749
3, 645, 026
6, 236, 008
8, 738, 362
2, 539, 637
, 921, 909
24, 723, 031
2, 800, 868
1, 250, 342

4,290
59, 997
224, 055
3
4,975
1,848

1,
24, 739
57,129
1,374
749
377

118,756,472

4,475 222,276,944 11,377,518,351

474,091

1,459,249

CXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
Number of State banks, savings banks, trust companies, and private bankers, with their artr
age capital and deposits, and the tax thereon, for the six months ending May 31, 1877.
States and Territories.

:

tan£.

Ca

PitaL

Maine
ISiew Hampshire .
Vermont
Massachusetts-. Boston
Rhode Island ...
Connecticut
New England States

Tax.

Deposits.

On capital. On deposits.

162, 477,183
88,716,005
53,031,370
82, 893, 262
'

New York
New York City . . . .
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Middle States

557

11,272,273

336
466
14
65
346
60
41
10
15
40
1
10

11, 061,
45, 785,
637,
2,170,
12. 216,
2, 091,

1,404

' 717',
623,
4,104,
5,
595,
85,028, 770

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida.
Alabama
Mississippi
Louisiana..
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States
Ohio
Cincinnati
Cleveland.
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
•Western States
Oregon
California
San Francisco..
Colorado
Nevada
Utah
N e w Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona

Pacific States and Territories.
Grand totals




Total.

$26, 499, 218
30, 896, 234
8,107, 445

,182
3, 632
1,436
2, 508
10. 980
92
2,458
2,274
135
8,640
8, 235
558
17, 478
13, 373
3,983
524 i 34, 995, 834
257
23
9
146
319
42
145
18
90
12
279
71
180
46
114
39

6, 334, 477
2, 008, 549
838, 290
5, 626, 955
5, 483, 644
4, 836.153
2, 605, 763
1, 240, 932
1, 389, 348
672. 065
5,178, 643
1,168, 965
3, 806, 229
7, 530, 583
1, 725, 224
465, 664

16,640,560 :
9,016,478
12,767,959
11,128,830
17.299,692
15, 136. 791 •
:
4, 914, 596
5, 870, 285
3, 765, 813
6, 328, 969
8,730,477
2, 508, 685
11,223,423
22,691,281
3,116, 289
1,184, 932

1, 790 '• 50,909,484

152,325,060

610, 724
12,110,922
26,902,567
588, 858
417, 039
179,521
5, 667
55, 489
56, 507
34, 167
103, 037
222,312
10, 000

14,051 !
3,436
1,653
13,051
12,270
9,568
6,367
2,250
3,190
1,406
12, 545
2,757
8,448
16,947
4,039
1,114

1,349,112
41, 522, 335
65, 865, 076
971, 936
1, 545,409
587, 894
36, 342
98, 987
16, 182

113, 092

40,293
20,231
17,940
23, 336
41, 303
23,426
12,286
14, 676
9,414
15,822
21,661
6,135
28, 058
56,281
7,791
2,962
+
341, 615

,

;
:

54,344
23, 667
19, 593
36, 387
53, 573
32, 994
18, 653
16, 926
12, 604
17, 228
34, 20(5
8,892
36, 506
73, 228
11, 830
4,070

•454, 707

3,373
68,587
123,034
2,430
3,864
1,470
91
247
40
351
234
794
13

]40,321
93, 800
317,696
5,000

226 i 41, 296, 810 j 112, 550, 090

97,021

4.501 223,503,171 (1,351,867,650

468, 333

4.791
98, 700
184, 342
3, 902
4,907
1,919
105
386
181
436
492
1, 350
38

204, 528

301, 54»

1. 416, 8 6 6 ' 1,885,199

REPORT OF THE COMPTROLLER OP THE CURRENCY. CXXXV
Jfumber of State banks, savings banks, trust companies, and privatebankers, with their average
mpital and deposits, and the tax thereon, for the six months ending May 31, 1878.
States and Territories.

banks.

Maine
^New Hampshire
Vermont
Massachusetts .
Boston
Rhode Island - Connecticut

Capital. ; Deposits.
$92, 108
01,000
344,167
834, 666
3, 061, 397
3, 883, 267
2, 840, 000

New England State;
New York
New York City
Albany
!...
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware .
Maryland
Baltimore
Washington

On capital.• On deposits.
$188 98
152 50
829 33
1, 429 33
3, 826 47
8, 188 16
S, 604 82

422, 857, 720

20, 219 59
100, 972 62
214, 356 85

148, 258, 669
247,904,314
12,153,189
19, 320, 498
29, 979. 015
42, 552, 729
13, 727, 252
1,798,521
559, 703
24, 604, 030
3,151,613

Middle States
Virginia
West Virginia
North Carolina
South Carolina
Oeorgia
Florida
Alabama
MisMssippi
ILouisiana...
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee . . . .

544,075,53:1
3,281,667
1,496,792
588, 290
911,523
4,317,817
89, 483
993, 276
1, 289, 573
116, 000
4, 473, 905
3, 707, 057
225, 576
7, 010, 103
5, 288, 296
1. 769, 671

Total.

$1, 253 21
4, 270 50
4, 096 57
5,085 19
17, 694 04
39,301 63
31, 9.71 53

4,039 30

14, 587 16
74,851 74
61,604 26
22, 599 96
2 031 54
913 51
15, 740 49
, 469 94

121,262 98
270, 633 43
4, 745 83
18,123 45
100, 024 56
66, 252 94
32, 884 89
3, 699 51
1,875 52
24, 535 98
983 12

132,854,78

, 499, 580
3,927,737
978, 018
1, 004, 808
3, 948, 488 :'
233,405
1, 813, 005
1, 732, 597
48,110
7, 994, 123 !
4, 626, 420
298, 605
6,287,262 '
ft, 650, 057
2,731,199

Southern States
Ohio
Cincinnati ..
Cleveland...
Indiana
Illinois
Chicago
Michigan
Detroit
Arisconsin
Milwaukee .
Iowa
Minnesota....
Missouri
Saint Louis.
Kansas
Nebraska
Western States
Oregon
California

San Francisco .
Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
•Washington
Arizona
Pacific States and Ter
ritories
Grand totals




255
21
9
150
319
31
153
15
89
11
287
.76
32
109
48
' 1,782
10
84
33
28
18
8
4
3
a
12
8
3
4

6, 042, 364
2, 022, 369
898, 623
5,081, 175
4, 509, 738
3, 612, 908
•I. 636,707
1,108,368
1,380,425
729, 853
5, 255, 013
1, 510, 502
4,124, 269
6,576,033
1, 472, 344
503,595

15,952,238
12, 959 68 '
7,361,629
3, 388 23
12,244,967
1, 590 98 '
10,224,039
11, 724 36
12,472,557
10, 153 55
6,832,759 i 4, 892 45
4,737,722
6, 454 25
5,179,009
1,800 91 I
3,714,069
3, 026 20 :
1, 069 66 I
5, 747, 509
8,224,785
12,711 94 !
3,233,693
3, 662 47
10,184,792 : 9, 811 03 •
14,540 48
16, 387, 002
3,441 85
2, 598, 746
1,203 76
1,189,250

47,470,280; 126,284,766 103,03180
643, 225
9, 943,129
21, 787, 036
526,190
412,268
190, 000
5,000
82, 794
54, 000
78, 039
133, 413
208, 000

85, 000

217 ! 34,148,094

38, 776, 39
17, 295 38
17,403 31
21,838 78
29, 981 71
17, 043 45
11,844 11
11,038 32
9, 284 96
14, 368 72
20,377 82
7,950 50
25,461 50
40,967 45
6,496 55
2, 972 96
3, 101 91 i 396,133 71

1, 489, 547
1, 499 49 ;
17, 422,175 24,733 99 '
78,070,629 , 46, 256 46 !
934,915
1,315 46 •
1.914,583
1,030 66
714, 555 i
475 00
61,180 '
12 50
148, 682
198 69
16, 358
135 00 '
277, 927
•195 10
188, 918
333 53
537,450
520 00
25,885 !
212 50

3, 692 45 }
37, 946 00
132, 601 59 !
2, 336 38 ;
4, 786 37 i
1, 780 37
152 95
371 70 ;
40 88 '
694 80 !
472 28
1, 343 62
64 70 i

101, 802, 804 ; 76, 918 38;

186, 200 09

263,118 47

1,
4, 400 J205, 382, 832 242, 794, 903 j 418,112 05| 1, 213, 483 94 Jl, 631, 595 99

CXXXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of State banks, Havings btuikn, trust eoutpun'('», and private bankers, with their average
capital and deposits, and the itix thereon, for the six months ending May 31, 1879.
Tax.

States and Territories.
Maine - .
New Hampshire .
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

On capital.! On deposits.
$41,209
61,000
331, 200
810, 000
3, 357, 412
3, 565, 961
2, 640, 000

$22, 801, 402
26, 766. 055
7, 8110, 150
148, 785, 115
61, 086, 908
42,614,408
74, 227, 500

$645
2,041
3,436
5,149
17, 432
23,961
19,758

16
34
90
48
42
69
50

Total.
710
2,193
4,256
6, 508
21, 006
31,021
24,621

84
10
18
35
02
33

New England States..
New York .

New York City
Albany
N ew Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington

142, 418, 399
9, 339, 629
250, 534,151
43, 027, 777
12, 744, 630
641,000
18, 073, 791
1,554,540
23, 888, 582
9.328, 171
43,417,806
1,952,718
4, 466, 965 12, f>44, 729
1, 745, 570
640.412
630, 081
570, 723
23, 891, 161
3, 871,
2,571,645
377. 550

Virginia
West Virginia
North Carolina
South Carolina
Georgia.
Florida
Alabama
Mississippi
Louisiana..
New Orleans
Texas
Arkansas
Kentucky
Louisville..
Tennessee .

3,226,054 j
1,478,645
442,377 :
720,633 i
3,957,486 •
81,783 j
1, 060, 999
1,226,268
111,450
5, 988, 1«8
3, 620, 868
207, 903
6, 454,156
5, 585, 957
1, 758, 029

Ohio
Cincinnati
Cleveland
Indiana
niinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska

16, 790 91
59,323 50
706 62
2,725 00
21, 540 22
4, 075 69
9,407 67
1, 545 05
718 99
8, 051 40
137 50

5, 968, 718
1, 707,174
962, 317
4, 836, 292
4, 034, 349
3, 984, 828
2, 327, 2
1, 110,775
1, 405, 619
743, 541
5, 084, 219
1, 670, 319
, 053, 300
6, 335, 969
1, 369, 532
444,

Oregon
Californ;a
San Francisco
Colorado
Nevada
Utab
New- Mexico
Wyoming
Idaho .
Dakota
Montana
Washington
Arizona
Pacific States and Ter
ritories
Grand totals




1, 078, 739
10, 337, 967
21, 369,142
635,180
368, 737
230, 000
5,000
106,411
,083
103, 093
154, 204
207, 000
81, 827

6, 769, 857 7,258
3, 797, 525 3,291 90
833, 385
1, 105 95
800, 592
1,497 83
4, 545. 928 9, 644 67
215, 970
204 45
1,908,807
2, 586 65
1,682, IfW- 2, 375 15
166 12
59, 575
6,310,557
8, 037 57
5, 503, 345 8,215 82
352 60
336, 328
6, 134, 643 15,010 92
12, 706 05
5,271,471
2, 837, 835 3, 365 55

50, 452 48
14, 255 78
16, 54a 42
33, 909 71
37, 872 17
23, 620 33
18, 470 50
14, 6f7 43
12,276 59
16,185 11
,975 7
12, 315 24
35, 583 00
53, 684 02
11,122 40
4,179 22

1, 353,172 i
16,707,656
64, 312, 295
1, 724, 854
1, 688, 318
857, 933
,251 |
191,290 |
45,304 :
200, 995
284,136
339, 991
76,107
87, 868, 302 ! 73,402 48

4,312 201,241,484 1,180,122,835.1 386,247 56

164, 064 94

237, 467 42

1,113, 554 75 II, 499, 802 81

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXVII
Snniber of State banks, savings banks, trust companies, and private bankers, with their aver
aye capital and deposits, and the tax thereon, for the six months ending May 31, 1880.
States and Territories.
Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
Ifew England States..
New York
New- York City
Albany
>Tew Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington
Middle States

Capital.
64
71
22
161
57
56
105

Southern States

Western States
Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona
Pacific States and Territories
Grand totals




!
$47,319 $21,721,964
i
51,000 i 28, 301, 549
I
353,700 !
8, 531,140
I
510, 000 i 144, 268, 273
'• 5,128,099 j 64, 553, 766
43,134, 708
| 3,308,504
78, 457, 961
I 2,616,896

1, 300

8, 525, 645
49,335,306
641, 000
1, 324, 553
8, 789, 931
2,108, 904
4, 053, 579
675, 689
564, 434
3,134, 842
357, 060

248
12
9
144
316
34
155
14
109
9
309
95
170
28
148
83
1, 883

31,847,370
5, 704,140
1, 402, 241
1, 045, 924
4, 365, 434
4, 092, 314
4, 272, 495
2, 340, 799
1, 066, 041
1, 578, 843
634, 731
5,153,906
1, 906, 375
4, 250, 175
5, 705, 555
1 564,144

$97 52
114 49
791 79
715 96
0,438 60
6, 677 32
5, 860 40

$472 44
1, 082 04
4, 088 58
4,664 95
19,426 34
16, 977 36
14, 951 09

$569 96
1,196 53
4, 880 37
5, 380 91
25,864 94
23, 654 64
20, 811 49

20, f i 08

61,662 80

82, 358 i

78, 945 75
15, 563 57
85, 455 58 j 293, 743 04
3,654 47
708 69 j
7,719 79
2, 537 17 !
20,093 39 I 72, 000 44
4, 773 76 ! 73, 346 71
18,319 50
8, 353 69
2, 320 03
1, 639 18 !
1, 525 23
10, 983 21
7,470 56

94, 509 32
379,198 62
4, 363 16
10, 256 36
92, 093 83
78,120 47
26,673 19
3,959 21
32
18,045 55
7, 638 81

1, 245, 208
"i, 430, 629
26 i 12,104,546
584,917
364, 457
206, 000
6,667
128, 054
5,358
127, 511
446, 708
257, 000
112, 932
25, 019 !

18,257 23
10,086 80
3, 991 55 i
1,647 01 ;
13,615 93
681 76 i
5,674 02 I
6, 587 20 )
218 35 i
11, 580 30 '
15, 832 10
1,444 01
19, 245 06
14,509 16
8, 056 73

7, 757, 202
4, 034, 743
1, 596, 632
658, 812
5, 910, 827
287, 289
2, 269, 647
2, 634, 915
87, 343
4, 632,122
6, 332, 751
577, 628
7, 698,114
5, 803, 673
3,222,740
53,504,438
20, 834, 648
4, 392, 711
13, 965, 571
13, 172, 783
17, 061, 788
12, 584, 083
7,105, 952
7, 544, 048
5, 964, 028
7, 788, 900
13, 326,191
5, 000,150
15, 307, 216
18, 688, 699
4, 877,150
2, 019, 814

45, 743, 007 169, 633, 732

15

239

162, 275, 473
291, 914, 072
13, 751, 649
20, 391,118
29, 071,132
51, 496, 370
14, 651, 589
2,127, 426
819, 944
25, 814, 319
3, 305, 875

Total.

79, 510, 943 | 615, 618, 967
3, 036, 974
1, 247,128
790, 321
511,499
4, 068. 279
83, 830
1, 040, 241
1, 083, 690
126, 265
2, 777, 031
3, 701, 080
245,110
6, 099, 666
5, 267, 028
1, 769, 228

498

Tax.

•
,Ou capital. On deposits.)

536 I 12,015,518 | 388,969,361
303
506
12
51
271
61
31
8
12

Virginia
West V irginia
North Carolina
South Cai-olina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa.. Minnesota
Missouri
Saint Louis
Kansas
Nebraska

I Deposits.

11, 993 31
2, 816 43
918 87
9,643 63
8, 541 52
4, 281 69
5, 479 68
1, 800 75
3,485 19
1, 547 05
12, 084 91
4,466 02
9, 554 76
12, 080 40
3,684 19
1,535 90

50,407 23
10, 981 78
12,562 56
29,581 35
41, 336 76
31, 433 74
17, 764 58
14,693 74
14, 909 89
19,472 26
32, 879 70
11,878 55
38,267 88
46,721 75
12,192 78
5,049 38

93, 914 I

390,133 93

1,
14,
67,
3,

033,103
928, 718
497, 294
479, 877
834,548
1,233,952
181, 925
271, 201
18, 368
396, 279
724, 031
525,109
243, 673

2, 816 21
23,083 17
20, 528 20
1, 462 30
661 12
515 00
16 66
320 14
13 39
318 78
1,116 75
642 50
219 83

91, 268 078

51,714 05

4, 456 |194,136, 825 1, 319, 094, 576 I 386, 726 40

62,400 54
13,798 21
13, 481 43
39,224 98
49, 878 28
35, 715 43
23, 244 26
16, 494 49
18,395 08
21,019 31
44,964 61
16, 344 57
47,822 64
58, 802 15
15, 876 97
6,585 28

2, 446 89
32, 355 28
98, 276 22
8, 699 65
2, 086 31
3, 084 82
454 81
678 00
45 92
990 67
1. 810 04
1, 312 77
609 17
152,850 55
1, 306,103 22 1, 692, 829 62

CXXXVill

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of State banks, savings banks, trust companies, and private bankers, with their average capital and deposits, and the tax thereon, for the six months ending May 31, 1881.
Tax.
States and Territories.
Maine
New Hampshire
Vermont
Massachusetts ..
Boston
Rhode Island . . .
Connecticut

Deposits.

$53, 200
76, 000
352, 804
310, 000
4, 855, 730
3, 719, 789
2, 620,100

66
72
22
163

$24, 363, 290
32, 163,124
10, 046, 910
164. 637, 832
70, 644, 577
43,039,201
84, 289, 272

New England States
New York
New York City
Albany
New Jersey
Pennsyl vania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore. Washington
Middle States
il, 068, 985
1, 228, 983
504, «40
549, 956
3, 438, 668
101, 079
1, 179, 085
989, 872
140, 329
2, 271, 932
4, 047, 964
217, 302
6, 052, 294
5,145, 554
1, 796, 536

Tennessee

507 I 30, 739, 179

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee . . . .
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Western States

5, 509, 583
1,374,317
1,059,667
4, 433, 488
4, 579, 378
3, 965, 197
2,445,500 i
1, 044, 028
1,830, 8t>3
437,898 ,
5, 671, 468
2,875,971 .
4, 366, 103
5, 763, 025
1, 921, 571
944,372 ;

Pacific States and Territories
Grand totals




9, 286. 061
4,306.402 .
1,165,76:1
1,914,267
6, 199. 163
539, 449
2. 481, 642
2,144,493
35, 812
5, 149, 585
8, 811, 029
679, 509
9. 002, 299
6, 631, 685
3, 474, 487

59
56
64
31
93
98
28

61, 822, 546

7, 010 47
2, 816 42
1, 261 46
1,262 39
8, 579 16
252 69
2, 945 74
2,047 25
290 82
4, 691 92
10,084 92
377 05
14, 702 80
12, 239 07
3, 962 35
72, 524 51

24, 495, 977
11, 620 60
5. 421, 863
2, 585 05
1. 398 85
15,861,757
9, 553 25
15,878,206
23, 903, 504 8,257 80
19, 316, 023 6,971 51
9, 017, 059 5,821 95
9, 419, 029 1,840 83
4, 059 21
10,106, 752
7, 484, 589 1. 089 54
18, 592, 795 13, 276 07
7, 754. 414 7, 015 81
21, 600, 092
9, 730 42
25, 112, 676 13, 448 00
4, 644 97
6 418, 482
2, 661, 291 2, 325 66

1,999 48,222,429 j 223,104.509

Oregon
California

San Francisco
Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona

$115
186
597
314
8,148
8, 943
6,198

$795
1, 216
5,210
6, 525
26,810
17, 985
18, 487

$910
1,402
5, 807
6.840
34. 959
24, 929
24, (585

15
24
14
74
53
83
29

74
80
78
05
46
81
57

16,415 12
123, 379 20
662 50
2,174 76
17, 953 87
5, 966 64
8, 350 90
1, 498 89
625 98
6,022 80
192 43

Virginia
West Virginia .
North Carolina
Smith Carolina .
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans.
Texas
Arkansas
Kentucky •
Louisville
Southern States.

On capital, j On deposits. > Total.

103,639 52

1,434,568
1, 591 36
15,662,084 21, 483 57
68, 980, 629 , 16, 908 58
3, 864, 948 ; 2, 208 61
1. 254, 649 i 704 63
1,582,519
520 56
459.518 '• 33 34
13, 333
421,310
135, 208
338 02
6, 561
19,097 i
16 40
216,263 ,
484, 335
540 66
512, 706
904,498 ! 1,281 74
284,050
6J7, 015
710 11
147,319
635,256
243 30

892,844 i
8,847,747 :
11, 953,172
903, 440
381, 851
208, 225

14
9
9
292

:

24, 502, 719 I

96, 360, 426 | 46, 580, 88 .

21, 558 82 I
10, 765 99 !
2, 914 43
4,238 05 i
14,061 09 !
1, 304 20 ;
6, 204 03 '
5,361 18
89 52
12,867 95 '<
22,027 48
1, 698 75
22, 505 60
16, 579 17
8,686 11 ;

28, 569 29
13, 582 41
4, 175 89
5, 500 44
22, 640 25
1, 556 89
9,14 i 77
*
7,408 43
380 34
17, 559 87
32,112 40
2, 075 80
37,208 40
28, 818 24
12, 648 46

150, 862 37 j 223, 386 I
58, 439
13, 554
14,601
35, 556
57, 507
48,122
21, 666
18,081
25, 266
18,711
45,943
18,273
54,149
62,781
16, 046
6, 652

37
86
10
69 :
25 •
96
56
01
77
45
62
96
87
65
02
75

70, 059
16,139
15, 999
45,109
65,765
55, 094
27,488
19,921
29, 325
19,800
59, 219
25, 289
63, 880
76, 229
20, 690
8, 978

97
71
95
94
05
47
51
84
98
99
69
77
29
65
99
41

515, 355 69 \ 618, 995 21
3. 586
35, 389
91, 580
9, 662
3,136
3,956
1,148
1, 053
47
1,210
2,261
1, 642
1, 588

5,177
56, 873
108, 488
11, 870
3,8(1
4, 476
1,182
1,391
64
1,751
3, 542
2,352
1,831

36
80
19
32
62
27
80
27
74
78
19
52
06

156, 263 92

!

72
37
77
93
25
83
14
29
14
44
93
63
36

202, 844 80

\ 4,6*1 [210,738,203 1,527,439,008 i 428,493 29 : 1,613,863 61 2,042,356 9i

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXIX
umber of State hanks, savings banks, trust companies, and private bankers, with their average capital and deposits, and the tax thereon, for the six months ending May 31, 1882.
Tax.

States and Territories.

On capital. On deposits. : Total
Maine
New Hampshire
Vermont
Massachusetts.
Boston
Rhode Island
Connecticut

, 125

New England States

$719 95
1,400 80
6, 675 06
7.133 65
42, 039 27
19, 6] 1 83
22.465 21

$27, 406, 711
36, 656, 791
11, 900, 529
164,119, 761
80, 945, 999
46, WO, 215
88, 894, 964 !
456, 504, 970 I 32, 259 70

New York
New York City
Albany
New Jersey
Pennsylvania.
Philadelphia
Pittsburgh
Delaware ..
Maryland..
Baltimore
Washington .

17, 255 65
134,811 21
725 00
1, 953 73

9,184,753
73, 010, 305
641, 000
1, 255, 201
8, 055, 943
2, 768, 982
4,146,833
559, 686
504, 757
2, 832, 398
408, 742

Middle States.

18, 028
6, 620
8, 594
1,382
651
6, 542
205

103,368,600

54
88
05
54
68
73
27

816,916.257

Virginia .
"West Virginia .
North Carolina .
South Carolina ,
Georgia.
Florida .
Alabama.
Mississippi .
Louisiana...
New Orleans. Texas
Arkansas.
Kentucky
Louisville..
Tennessee .

850, 824 96 1, 057, 596 24

11,240, 785
5, 165, 8-27
1, 265, 023
1,841,852
6, 615, 730
897, 442
3, 839, 324
2, 638, 076
80 235
5, 666, 677
10, 581, 852
735, 837
9, 310,197
7, 567, 801
3, 375, 985

33, 272
IS, 535
4,580
6,030
23,254
2,433
12,574
8, 804
531
18, 495
, 075
2, 359
38, 637
30, 934
12,886

03
65
52
81
84
63
96
72
30
80
99
37
82
29
42

Southern States .
Ohio
Cincinnati ..
Cleveland.. Indiana
Illinois
Chicago
Michigan .. .
Detroit
"Wisconsin
Milwaukee .
Iowa
Minnesota
Missouri
Saint Louis .
Kansas
Nehraska
Colorado
Western States.
Nevada
California
San Francisco .
Oregon
Arizona
Dakota
Mali*
Montana
New Mexico
Utah
Washington
Wyoming
Pacific States and Territories
Grand totals




249
14
8
154
317
36
170
14
116
9
136
207
30
218
154
62
2,265
12
81
30
20
15

5,480, 570
986, 994
1,130,435
4, 620, 203
4, 383, 254
11,311,191
2, 412, 969
1, 117, 705
1, 723, 882
633, 231
6, 517, 474
3, 283, 910
5, 570, 028
5, 376, 684
2, 850, 780
1, 487, 097
1,188, 340

28, 896, 926
4,107, 626
18, 597, 036
18, 642, 515
28, 561, 274
22, 962, 614
11,190,963
11, 280, 247
10, 090, 365
11,424,490
24, 555, 913
11,924,154
24, 668, 471
28,773, 548
7, 788, 854
4, 348, 024
4. 946, 714

60,074,747 j 272,759,734
312,778
7,970,885
12,315,190
951,542
129,056
432,224
11,575
570, 858
25,927
336,458
418,657
193,426

;

.
]
i
i

1,139, 283
17, 249, 302
72, 501, 819
2, 915, 865
862, 746
839, 573
57, 390
1, 434, 947
793, 359
2,119, 659
1, 008, 857
772, 078

287

101, 694, 878

I 5,063

1, 718, 698,482

11,303
1,797
1, 790
9,288
9,125
24, 784
5, 522
2, 238
3, 947
1,565
14, 978
8, 108
12, 055
13, 209
5, 948
3, 622
2, 942

10
46
56
41
48
85
60
93
68
13
93
22
85
08
10
11
14

132, 228 63
531
17,421
17,171
1, 715
315
1,080
28
1,427
64
721
1, 040
483

i)5
27
92
72
99
49
94
14
82 :
75
35
56

42,003 9 0 !

68, 574
10, 080
17,862
41,853
67, 616
57, 082
27,568
21, 570
25,225
28,561
60, 795
27, 818

54
54
14
92
40
27
11
62
80
20
96
13 •

61, 670 65
71,933 88
19,471 86
10,869 90
12, 366 79

!
!
i
!
i

79, 877 64
11,878 00
19,652 70
51, 142 33
76,741 88
81,867 13
33, 090 71
23, 809 55
29,173 48
30, 126 33
75, 774 89
35, 926 35
73,726 50
85,142 96
25,419 96
14, 492 01
15,308 93

i 922 71
,

763,151 34

39, 475 84
87, 218 02
7, 289 65
2, 156 83
2, 098 84
143 48
3, 587 31
1, 983 37
5, 299 13
2, 522 09
I, 930 17

3, 380 14
56,807 11
104, 389 94
9, 005 37
2,472 82
3,179 33
172 42
5, 014 45
2, 048 19
6,020 88
3, 562 44
2.413 73

156,552 9 2 : 198,556 88

489, 278 94 i 1, 910, 739 08 .2, 400, 018 06

CXL

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, and trust and loan companies, and of savings batiks with and without capital, for the six months ending November 30, le<75.
1

Geographical divisGeographi
ions.

State banks, private ! c a ,,i T l t r ,i, a n i,,«.i,i, Savings banl
bankers, and trust ha-ungs banks witn w i t l l o u t c a ]
t 1 tal
«™W*i*»\
" " "al.
No. Capital. Depos-

New England States! 126
Middle States
1,270
Southern States
j 517
Western States and r
Territories
1,853
United States.. 3,760

o

Depos
its.

' 'CaPital

\Mill'ns. MilVns.;
11.6
24. 0
90.8
232. 4
42. 0
36.0

Mill'ns. Mill'ns.
0.3
5.2
0.2
0.8
0.4
0.5
32.6

70.9 i 188.0 : 19 i
209.3 | 487.0:27

5.0

39.1

Total.

No. Capital, Deposits.

MilVns. 'MilVns.
Mill'ns.
11.9
443.1
436 413.9 564
91.0
616.0
218 382.8 1,491
36.4
45.0
523
3,
38

47.0 jl, 910 I 75.0

695 I 845. 6 4, 488 j 214. 3

267.6
1, 371. 7

Table, by geographical divisions, of the number, and average capital and de})osits, of State
banks, private bunkers, and trust and loan companies, and of savings banks with and without capital, for the six months ending May 31, 1876.

State banks, private ! & l ln
tt
with Savings banks
bankers, and trust j " jrj
without capcapital.
,
ital.
Geographical diviscompanies.
ions.
No. Capital.

No. Capital.

'MilVns. Mill'ns. \
3.0
11.7
New England States 135
89.2
223. 4 !
Middle States....... 1,256
44.9 i
Southern States . . - 516 t 35.7
Western States and
Territories
77.4
188.1 i 19
1, t
United States.. 3,803

214.0

480.0 , 20

0.2
0.3
0.4

No.

IVns.
4.4
1.2
0.0

436
212
4

31.0
5.0

39

37.2

691

Total

Depos- No. Capital : Deposits.
MiU'ns.
MilVns. Mill'ns.
11.9
443.1
572
415.1
89.5
607.1
382.5 1, 471
523 j 3 6 . 1
2.0
47.5
45.0 1,954 \
844.6 4,520

81.5

264.1

219. 0 1, 361. 8

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, and trust and loan companies, and of savings banks with and without capital, for the six months ending Xoveniber 'SO, 1876.
State banks, private
bankers, and trust
companies.
Geographical divisions.

capital.

No. Capital. Deposits.
iMill'ns. ^Mill'ns.
11.34 22. 76
88.34 226. 40
35.40
42.40
82.14
192. 49
United States.. 3, 764 217. 22
484. 05

New England States 131
Middle States
1,213
Southern States
505
"Western States and
Territories
1, 915




Total.
ital.
No. Depos- No. Capital. D «P 03 its.

MiU'ns. MilVns.
0.20
4.15
0.77
0.16
0.64
0.48
4.21 ! 3138
5. 05 i 37. 94

Mill'ns.
MiU'ns. \MilVns.
422. 99 570
11.54 I 449.90
385.82 1,426
88.50
612. 99
2.04
512 35.88
45.08
35
44.68 1,967 r 86.35
19.55

438

211
3

687 j 855.53 4,475 222.27 1,377.52
I
I
'
i

REPORT OF THE COMPTROLLER OP THE CURRENCY.

CXLI

Table, by geographical divisions, of the number, and average capital and deposits, of Stale
banks, private bankers, and trust and loan companies, and of savings banks with and without capital, for the six months ending May 31, 1877.

Geographical divisions,
i

No. Capital.
!

D

? t p 3 o s '!No. Capital. Depos-

its.

Mill'ns. .MiU'ns.,

Xew England States 1 117 I 11.07 j
Middle Stales
% 202 j 84. 87 j
Southern States
517 i 3 4 . 5 8 !
W e s t e r n S t a t e s and
Territories
'1,963
8.11
U n i t e d States . . <3, 799

Savings banks;
without cap-|
Hal.

capital.

companies.

Mill'ns. MiWn,i>.
0.20
3.94
0. lli j 11.88

19.99 j 1
215. 87 ! 2
46.17
3

0. 42 |

No.

Total

Dt pos- No.
its.
Mill'ns.

200
4

Mill'ns.
428 till
5!>7 I 11 17
31i8. 81 ,1,404
85. o;i
2. 12 j 524

4.

3:! 81

4.87:

188. 51 I 20

218.63 i 470.54 ! 26

Capital/1^*

3 8 . 1 7 1 67li | 8 4 3 . lli ,4, 5 0 1

33

43.54 2,016

4 5 ' «S
uK>. Mi
48. H

92 20

LT4. Hi

2 . 3 . So II, K l . i 7

Table, by geographical divisions, of the number, and average capital and deposits, of Stale
banks, private bankers, and trust and loan companies, and of sarings banks it ith and without capital, for the six months ending May 31, 1878.
State banks, private
bankers, and trust
companies,

o^ ,
hl m

" ft

hnnkswith Savings banks
°.a",fcs w l U l
without capcapital.
, it,(1

Total.

Geographical divisions.
No. [Capital Depos- No. Capital. Depos- No.
its.
its.

N e w En gland States
^13
1,133
MiddleStat.es
Southern States
513
W e s t e r n States and
1,950
Territories

''Mill'ns. i MiU'ns.
18. 29
11.05
76. 93 184.02
34. 68 44. 35
79. 49 166.65

United States . . 3, 709 . 202.15 i 413. 31

1
3
4

Mill'ns. MiU'ns.
0.07
1.14
0.16
1.37
0.88
1.28

15

2.13

22. 39

23 i

3.24

Depos- No. ^Capital. Deposits.
its.
Mill'ns.

441
190
3

26.18

34

403. 43
555
358. 68 1,326
2.14
520

'Mill'ns. Mill', s.
11.12 422. 86
77.09
544. 07
47. 77
35. 56

39.05 1,999

228. 09

81. 62

803.30 4,400 i 205.39 !1, 242.'79

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks and trust companies, private bankers, and savings bankx with and without capital,
for the six months ending May 31, 1878, the private bankers being given separately.

' State banks and trust
companies.

Private bankers.

Savings banks with
capital.

.-f
UaL

Geographical divisions.
No. jCapital.:D?P°sj

j

No. Capital.

lvS.

f

D

fP 0S - .No. Capital.
ITS.

D

f£ o s -

Mill'ns. Mill'ns.
Mill'ns. Mill'ns.
'Mill'ns. Mill'ns.
2.86
0. 07
1.14
42 . 8. 19
15.06 ! 71
3.23
New England States
:
0.16
1. 37
34.48
61.92
217
42.45 122. 10 ; 916
Middle States
0. 8$
1. 28
13.68
7.30
Southern States . . . ' 233 j 27.38 I 30.67 i 280
Western States and '
361i 4 6 . 3 3 : 61.65 1,589
33.16 105.00 15
2.13
22.39
Territories
United States..1




853

124. 35 • 229. 48 2, 856

77. J

183.83

No.

ITS.

23

3.24

26.18

Deposits.'
MiU'ns.

441
190
3

403.43
358. 68
2.14

668

803.30

39. 05

CXLU

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, savings banks, and trust and loan, companies, for the six months
ending Mail 31, 1878, and of the number, uaoital, and deposits of the national banks on
June, 29, 1878.
State hanks, s a v i n g s
banks, private bankers,
and trust companies.
Geographical divisions.

National banks.

No. i Capital. {Deposit*!. No.
! Millions. \ Millions.
New England States. 555 !
11. 12 ' 422.80
7.09 j 544.07
Middle States
1, 326
35. 55 I 47.77
Southern States
520
Western States and •
Territories
1,999
81.02
228.09

Capital.

Total.

Deposits. No.

Capital.

Deposits.

Millions.
166. 52
177.18
31.49

704

95.20

137.50 2,703

176.82

205. 38 | 1, 242. 79 '?,, 056 '• 470.39

United States. . 4 , 400

542
634
176

Millions.
MiHions.
Millions.
128.83 1,097
551. 89
177.64
374.89 1,960
254. 27 j 918. 96
35.94
696
67.04 |
83.71

677.16 0,456

675. 77 | 1, 919. 96

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks and trust companies, private bankers, and savings batiks with and without capital,
for the six months ending Mai/ 31, 1871), the private bunkers being given separately.

bankers.
Geographical divisions.
No. Capital. D ?£ oa " ; No. Capital.

?&

Mill'ns. MiU'ns.]
M M , Millns.
Mill'ns.', MilVni
| MilVns.
70
3.72
3.32
426 366. 46
New England States..
40 ; 7.10
14.39
0.51
2.44 182
350. 95
Middle States
; 239 40.72 124.64 | 853 34. 54 54.53
11.89
5.64
0.86
0.83 i 3
1.69
Southern States
! 251 I 27.43 ! 32.60 ! 237
Western States and
32. SO | 33 27.96
Territories
! 475 52.02 85.44 !l, 474 I 25.85 70.18 20 1 2.85
United States ..il, 005

127.27

257.07 j2, 634 j 69.75

139.92

29 j

4.22

36.07 ;644

747. 06

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, savings banks, and trust and loan companies, for the six months
ending May 31, 1879, and of the number, lapital, and deposits of the national banks on
June 14, 1879.

Geographical divisions.

State banks, s a v i n g s '
banks,private bankers, !
&c.
!

National banks.

Total.

No. Capital. Deposits.! No. Capital. Deposits. No. j Capital. [Deposits.
l

New England States. 536 I
1, 280 !
Middle States
494
Southern States
Western States and
2,002
Territories
United States.. 4, 312




j

Millions. Millions, i
1(183
75. 77
33.92 !

80. 72 |
201. 24

384.17 :I 544
532.56 640
47.02
176
216. 37 I

1, 180. 12 2, 048

Millions. Millions.
164. 43
170. 21
30.40

j Millions. Millions.
126.72 1,080
175.26
510.89
393.12 11,920
245.98
925. 68
37.93 I 670
64.32
84.95

90.20

155.63 2, 690

170. 92

455.24 |

713.40 \(S, 360

656. 48

372.00

1, 893. 52

REPORT OF THE COMPTROLLER OP THE CURRENCY. CXL1II
Table, by geographical divisions, of the number and average capital and deposits of State
banks and trust companies, private bankers, and savings banks tvith and without capital,
for the six months ending May 31, 1880, the private bankers being given separately.
Slate banks ami trust
companies.

Private bankers.

Savings
Savings banks with banks withcapital.
out capital.

;

Geographical divisions.
No. Capital. Depos- No. Deposits.
its.

No. Capital.
MilVns. Mill us. ;
.MilVns.
74
S. 86
16.47
5.16
38.98 154.89 i 885
40.01
28. 69
38. 51
4.81

MilVns.
3.74
71.54
13.54

6
3 ,

0.53
0.34

3.19
0.57

41.44

108.91 1,591

26.14

93.85

20 i

3.17

30.85

996 113.97

318.78 2,802

76.12 j 182.67 i 29

New England States
40
Middle States
234
Southern States
241
Western States and Territories
481
United States

Mill'ns. MilVns

Mill'ns.
368. 76
386. 00
0.88
27.39

4.04 I 34.61

783. 03

,p
ding
/
June 11, 1880.

Geographical divis- :
ions.
'

State, banks, s a v i n g s [
banks, private bankers,
&
!

National banks.

No. J Capital. (Deposits. No. Capital.
Millions, i Millions. \
12.02
388. 97
79.51
615. 62
31.85
53.50

New England States. 536
Middle States
1,300 |
Southern States
| 498 I
Western States and
Territories
2,122
United States . . . 4, 456

548
654
177

Total.

Net de.
posits.

No.

Millions. j Millions.!
165. 60
161.96 1,084
170. 44
4811.06 1,954
30.79
45.90 j 675

Capital, j Deposits.
Millions.
177.62
249.95
62. 64

I Millions.
!
550.93
j 1,095.68
|
99. 40

261.00 ! 697

89.08

212.87 2,819

159.84 !

194.14 ! 1,319.09 2,078

455. 91

900.79 6,532

650.05

70.76 .

473. 87
2,219 88

Table, by geographical divisions, of the number and average capital and deposits of State
banks, and trust companies, private bankers, and savings banks with and without capital,
for the fix months ending May 31, 1881, the private bankers being given separately.
State banks and trusi
companies.

p r i v a t » bankers.
Private h a n k e r

Savings
I Savings banks with
bankswithcapital.

out capital.

Geographical divisions.

No. Capital.

New England States... 41
Middle States
218
Southern States
240
Western States and Ter479
ritories
United States




D

?los-

MiU'ns. j MiU'ns.
7.26 I 20.97
39.28 189. 78
42. 43
24.71

No.

80
938
258

Capital.

D

f.T N»- Capital.

MiU'ns. MUl'ns.
4.70
5.16
55.40
94.11
5.59
17.32

41.94

132. 44 1, 762

27.64

125. 26

978 \ 113.19

385. 62 3,038

93. 33

241. 85

Depos- No. Deposits.
its.

MiU'ns. MilVns.
.Mill'ns.
.02
.19 t24 402. 86
.61
4.68 L74
428. 40
.44
3
1.24
31.90 28
3.15
29.86
4.22
37.61
862. 36

CXLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by geographical divisions, of the number and average capital and deposits of State
banks, private hauliers, savings banks, and trust and loan companies, for the six months
ending Mai/ 31, 1881, and of the number, capital, and deposits of the national banks on
June 30, 1881.

aplite:tl divis
ions.

State banks, savings
banks, private bankers, &c.

National banks.

Total.

No. Capital. Deposits. No.

Capital.

Net tie-

Millions. [Millions.
12.0
429.2
95. 3. I 717.0
30.7
01.8

Millions.
165.9
171.7
31. 1

Millions.
Millions. Millions.
208.6 1,
177.9
637.8
599.7 2,001
267.0
1, 316. 7
59. 5 I 691
01.8
121.3

New England States
546
Aliddle Stiiles
1,337
Southern States 507

"Western States and
Territories
2,291

United States ...4. 681

552
664
184

posits.

No. Capital. Deposits.

715
210.7

91.5

272. 1 :3, 006

1,527.4 2,115

460. 2

164.2

1, 139. 9 6, 796

591. S
2, 067. 3

Table of the resources and liabilities of State banks at various dates.
NewHanip- Vermont, Rhode Isl- Counecti- New York,
sbire, Jau'y J u n e 30, and,Nov.21, cut, Oct.-1, Sept. 30,
..
•
18g]
lg81
lg8.
11, 1882.
1882.

RESOl'HCES.

1 bank.
$72 360

0 banks.
$2 , 006,174

183, 765
846, 837
111,636
24, 023
104, 927

13 banks.

4 banks.

53 banks.

$3, 033, 217 $2, 316, 247 $33, 258, 246
49, 476

12,095

42, 843

16 521
143, 575

228, 848

2, 660,109
4, 977, 814
764, 265
93, 456
138,172
440,131
391, 978
1, 373, 820

102,812

3 , 380, 205

3, 894, 694

3, 666, 078

44,147, 467

50 000
1, 130
10 338

450, 000

2, 374, 035
9,149

1, 449, 328
19, 396

76, 207

17, 825

188, 497
11, 850
1,167, 659
123,161
20, 343

7, 783, 000
15, 997
2, 268, 853
1, 376, 261

1, 535, 491
454,374

27, 494, 705
2, 446, 86S
2, 761, 788

3 , 380, 205

3, 894, 694

3, 666. 078

44,147, 467

7 275
9
9 8

10 154

Legal tenders, bank notes, &c
Totals

231, 816
314, 594
139,587
13, 288
2,096

118, 675
850, 653
144, 055
7,600

LIABILITIES.

505

34 839
Other 1 abilities
- •"" Totals




102,812

2 ,836,113

207, 489

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLV
Resources and liabilities of State banks at rations

dates—Continued.

| New York j New Jer- Pennsylva- Maryland, So«tt> Caro; City, Sept. sey, Jan.. i nia. Nov., Sept., 1882. llna > Sept.
«„„* iaao 3 0 ) 1 8 g £
1882.
! 1881.
30, 1882.

KESOUUCES.

21 b a n k s .

6 banks.

\ 81 b a n k s .

10 b a n k s . I 4 b a n k s .

8, 968, 668

$3, 940, 311

$1,131, 999

9!»2, 530
3, 744, 296
4, 279, 317
2,106,195
1, 262, 839
209, 272

50,000
538,120
120, 370
81,763

419,521
2, 264, 303

95, 000
394, 583
410,023
425, 783
2,221
16, 266
84,188
3,805
368, 427

.; 78,276,135 ; 4,117,184 j 34,246,841

5,740,607

2, 090, 698

470, 000

24, 744, 8:i7 i
319,808
355,872

1, 837, 025
441
184, (132
157, 501
19,922
3, 307, 682
175,188
58, 216

15, 000
99,415
385
1, 407, 298
98, 600

34, 246, 941

5, 740, 607

2, 090, 698

Loans and discounts

!$49, 672, 853 i $2, 636, 503 ;$1
45,030
332, 425 |
800,994
420, 784 I
388,294
3,884,598
151,223
1,210,388
33,636 '
123,351
13, 104 I
185,632
14,868,516
3,484,913
!
3, 993, 860
141, 215 j

Overdrafts .
United States bonds
Other stocks, bonds, &c
Due from banks
Keal estate
Other assets
Expenses
Cash items
Specio
Legal tenders, bank notes, &o Totals

21, 921
146, 525

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities

10,987,700
13, 701
3,521,447
2, 486, 130

1,064,350
6->8
380
815
054
957
000

54, 458, 551
6, 004,403
804, 203

52,
1'8,
1,
2,771,
58,
80,

78, 276,135

Totals .

]

4,117,184

7,161,740
.058,400
'606,275

:

Resources and liabilities of State banks at various
Georgia,
June 30,
1882.

IlESOUKCES.

18 banks.
Loans and discounts
$6, 001,163
Overdrafts
84, 088
United States bonds
Other stocks, bonds, &c
494,117
Due from banks
716,590
Eeal estate
260, 044
Other assets
|
191, 988
35, 615
Expenses
,
Cash items
Specie
956, 420
Legal tenders, banknotes, &c

Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals

c o-




4 banks.

| 6 banks.

Kentucky,
June 30'
1882.

Missouri, Ohio, April
Aug. 31,
3, 1882.
1882.

60 b a n k s .

134 banks. 27 banks.

:6,411,156 | $1,161, 333 $20, 551, 490 $36, 256, 312
,
2,934 !
481, 372
35,015
143,500
899, 588
44,850
141,591
10, 082
3, 781, 582
1, 463, 362
488,011
409, 474
8, 637, 800
3, 063, 837
316,451
68,152
1, 363, 892
933, 325
2,500
12, 052
4, 644, 502
433, 938
17,818
23, 280
19, 289 'l,' 879,' 298' I
653, 648
378, 030
1,715,983 ;
1, 256, 511
489,120 I 2,233,371
4,959,049

;5, 050, 043
40, 080
135, 978
257,700
704, 917
291, 551
60, 799
50, 376
44,182
75, 994
575, 809

:, 740, 025 I 9,809,216 1 2,176, 427 j 28, 778, 477 j 64, 619, 378 J

Totals
LIABILITIES.

Louisiana,' Texas,
Dec. 31,
June 30,
1881. j
1882.

dates—Continued.

7,287,429

;

; 2, 834, 975
I
338, 328
345, 379
I
44, 581
]
i 4,266, 057
463, 221
i
447, 484
i
8,740,025

2, 213, 700
8,670
100, 000
152,469
45, 366
6,407,429
881, 582
9, 809, 216

10, 859, 887
217, 684
85,313'
426, 846
95, 420
1,428, 875
259, 306
56
1,434, 915 14, 531, 655
828, 594
81, 925
225, 630

10,197, 708

1, 374, 300

4, 346, 304
44, 427, 230
5,594,418
53,718

184, 598
113, 803
844
5, 351, 661
196,815
65, 408

2,176,427

64, 619, 378

7, 287,429

478, 798

"

28, 778,477

CXLVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Resources and liabilities of State hanks at various

dates—Continued,

Indiana, i Michigan, Wisconsin,] Iowa, June Minnesota, California,
Nov. 1881. iJuly3,l882. July3,1882. 30,1882. Oct. 2, 1882.! T
"
"" ' July 1,1882.
"
RESOURCES.

17 banks.

28 banks.

34 banks.

57 banks, i 27 banks. ! 61 banks.

Loans and discounts
i2, 056, 983 $12,195,265 $13,412,450 $9,890,859 | !8,169, 592 $34, 326, 991
Overdrafts
14, 257
21. 651
142, 270
237,431 !
42, 765
United State bonds
80, 761
286,132
88, 326
5,406, 31T
291,076 !
Other stocks, bonds, &c .
1, 757, 477 1, 240, 855
169, 906
409, 290
591,184
2,169, 256
Due from banks
3, 298, 498 1,316,804 I 1, 381, 376 11, 803, 209
336,041
Real estate
144, 365
377, 580
1P4, 106
153, 035
3, 535, 961
120,995
84, 906
107, 703
Other assets
233
4, 945, 644
111,071 '
51, 624
15, 012
22, 898
Expenses
•.
66, 498
117,120
32, 904
426, 086
Cash items
200,803 i
73, 301 »10, 060, 62J
313, 556
Specie
66,462
840,174 |
968, 257
321, 802 1, 853, 949
944,472
472, 23T
Legal tenders, banknotes.&c!
Totals

3,375,732

18,441,676 | 20,019,209

13,748,506 j 11,215,004

70, 960, 271

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits.
Dividends unpaid.
Deposits
Due to banks
Other liabilities ..

964,800
2, 022, 400
1, 534, 431 2, 650, 355
223
114,843
370, 624
422, 955
115, 000
77, 746
405, 699
580, 013
2,813
93, 036
2, 210, 438 15, 342, 629 14,427, 801 10,172, 093
5,092
243, 312
138, 009
57,012
3, 633, 799
3, 375, 732 18,441,676 I 20,019,209

Totals .

2, 458, 250

20, 591, 431

158, 732 "9," 367,'200
386, 960
1,379
7, 901, 574 35, 543, 785
147, 850
100, 259 "b, 457," 857

13, 748, 506 11, 215, 004

70, 960, 27»

•Estimated.
Aggregate resources and liabilities of Stale hanks from 1878 to 1882.

1877-78.

[

1878-79.

i

1879-'8O.

1880-'81.

1881-82.

652 banks.

672 banks.

RESOURCES.

475 hanks.
Loans*and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Eeal estate
Other assets
Expenses
--....
Cash items
Specie
Legal tenders, bank notes, &c
Totals

616 banks. ! 620 banks.

$169,391,427 $191, 444, 093
3H>, 959
447, 302
2,150, 880
7, 739, 2(13
19, 398, 287
21, 916, 024
25,107,149
22,169, 065
11, 092, 118
14, 264, 835
10, 694, 390
9, 221, 760
914, 726
801, 005
7, 320, 845
•8,767,391
3, 041, 676
1, 979, 701
28, 480, 374
37, 088, 961
277, 911, 831

!206, 821.194 $250. 819,
528, 543
1,335,
7,142, 532
12,048,
17,117,117
24, 904,
46, 657,
36,180,435
13,914,
15, 227, 927
10, 542,
5, 801, 796
965,
878, 696
16, 900,
11, 176, 374
17,071,
6,201,617
23, 797,
48, 828, 255

$272, 520, 217
1,196,369
8, 739, 172
19, 780, 527
49,919, 183
13, 037, 939
12, 306, 578
999, 944
18,546,073
17, 201, 489
24, 580, 682

315,839,340 | 354,904,486

418,956,060 I

438,834,11*

95,193,292
104,124, 871
90,816,575
388,298
389,542 I
283,308
7,983,996
16, 667, 574 i 18,816,496
11,693,064
5,666,221
6,721,615
324, 176
501,831 |
474,567
142,764,491
166, 958, 229 | 208,751,611
10,348,911 ! 13, 093, 069
18,402,707
9,215,603 '
8,438,003 I 10,577,607

92, 922, 525
274,941
20, 976,167
7, 943, 466
567,171 I
261,362,303
18, 870,466
16,039,021

91, 808, 21S
286, 391
23,148,050
8, 902, 579
481, 858
281, 835, 496
18, 262,17S
14,109, 414.

LIABILITIES.

Capital stock
Circulation
Surplus fund
TTnnivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals




,

277, 911, 831

315, 839, 340

354, 904, 486

I

438, 834,17S

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXLVII

Resources and liabilities of trust and loan companies at various dates.
Massaclnv
Island,
New York,
setts, Oct. 31, ,Rhode21,1881. Connecticut, Jan. 1, 1882. Pennsylvania,
Nov.
Oct. 1, 1881.
Oct., 1882.
1881.

KESOUKCES.

6 banks.
Loans and discounts
\ $11,583,706
Overdrafts
1, 235, 737
United States bonds
Other stocks, bonds, &c.
1,393,618
1, 830, 204
Due from banks
305, 741
Real estate
Other assets
68, 027
64, 843
Expenses
Cash items
Spei
144,128
Legal tenders, bank notes, &c.

1 bank.

7 banks.

!
$3,964,904 !
..
.

$3,212,343 I $85,537,490
i
208
13, 369, 893
4, 537, 731
271, 968
3, 250, 341
363, 920
2, 616, 265
312, 877
986, 615
213,775 ;.

1, 000, 000
1,986,600

33,150

555,793

124, 919

16, 626, 004 !

7, 721,132 !

4, 319,178

2, 550, 000

Totals .

10 banks.

800, 000

1, 026, 600

152, 267

8 baDks.
$27, 755. 700
176, 539
1, 329,182
17, 688, 338
2, 610, 070
3, 642, 860
110, 210
95, 408
701, 271
1, 759,123

110,450, 810 }

55, 868, 701

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits .
Dividends unpaid.
Deposits
Due to banks
Other liabilities...
Totals

220, 000
337, 991 i
2,775
12, 736, 592

7,721,132

4,319, 178

778, 646
|

16,626,004

7,677,118
2, 339, 591
1, 554, 705
4,325
33, 466, 076

2,530,078

6,860,818

123,640
8,083 I
3,013,676
147, 179

60, 314

9. 500, 000
5, 796, 711
3, 779, 209
80,378
88, 764, 434

10, 820, 886

110,450,810

55, 868, 701

Aggregate resources and liabilities of trust and loan companies from 1878 to 1802.
1877-78.

1878-'79.

1879-8(1.

1880-'81.

1881-82.

35 banks.

32 banks.

30 banks.

31 banks.

32 banks.

EESOUKCEB.

Loans and discounts
Overdra Its
United States bonds
Other stocks, bonds, &c
Due from banks
Heal estate
Other assets
Expenses
•
Cash items
Specie
Legal tenders, bank notes, &c.
Totals.

$59, 303, 327 $61,171, 877
11,565
26, 2!ll
19,445,460
17, 948, 856
17, 296, 237 16, 892, 230
5, 536, 854
6,011,039
3, 700, 375
4, 044, 285
2, 412, 519
2, 874,164
274, 911
124, 563
43,215
54, 879
3(i9, 831
377, 272
2, 449, 309
2, 284, 480

$74, 675, 537 $101,906,506
69,156
72, 385
19,109, 650
15, 631, 573
18, 544, 675 17, 426, 054
4,159, 910
8, 005, 501
5, 261,159
7, 482, 584
1, 572, 241
1, 399, 475
100, 796
171, 100
218
437
704, 360
854,183
2, 671, 971
3, 594, 271

$132, 054, 203

110, 843, 603 [ 111. 809, 936 I 126, 869, 673 156, 544, 079

194, 985, 825

19,188, 800

21, 553, 718

176, 747
16,934,812
25, 878, 256
8, 054, 535
6, 877, 743
1, 378, 627
193, 401
701, 271
2, 736, 230

LIABILITIES.

Capital stock.
Circulation.
Surplus fund
Undivided profits .
Dividends unpaid.
Deposils
Due to banks
Other liabilities —
Totals..




22, 086, 611 I 21,101, 876

18,501,876

7, 925, 303
691, 651
11,261
73,136, 578
521,426
6,470,773

6,191, 935 I 6,881,809
4,053,116 ! 4, 293, 854
11, 527 I
9,242
90,008,008 111,670,329 I
150,629
235,198 i
7, 952, 582 • 14,264,847 >

110, 843, 603

7,714,316
1, 480, 254
24, 637
75, 873, 219
140, 443
5, 475, 191

111, 809, 936 j 126, 869, 673 . 156, 544, 079

8, 356, 302
5, 855, 859
95, 561
144,841,598
147,178

14,135, 610
194, 985, 825

CXLVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by geographical divisions, of the resources and liabilities of State banks and, trust
companies, 1881-'82.
New

S

Middle

Southern

sae .
tts

; =

38 banks.

189 banks.

]

"Western
States.

92 banks.

324 banks.

Pacific
States.

61 banks. I 704 banks.

Loans ana discounts
i$26,189, Oil $221,769,771 35, 257,141 !$87, 031, 504 $34, 326, 993
979, 826 I
271,253
122, 037
Overdrafts
1,490,785 "5,"406,Tl7
16,119,030
238, 350
United States bonds
2,419, 502
7,498, 596
30,246.835 2, 647, 272
409, 290
Other stocks, bonds, &c
I 4, 8S6, 790
Due from banks
3,471, 935 19.800,457 4, 798, 282 18, 099, 835 11, 803, 209
2, 860, 570 3, 535, 961
1, 659, 735
Real estate
i
936,437 10,922,979
5, 019,138 4, 945, 644
2,612,328
ri40, 478
Other assets
j
467,617
317, 479
657,854
117, 923
Expenses
j
100,089
2, 499, 590
653, 648
15,392,835
Cash items
:
2, 446, 099 10, 060, 622
378, 030
5,001,488 i
Specie
]
16, 521
472, 237
Legal tenders, bank notes, &c 1,252,201 10,053,015 I 5, 081, 947 10,463,512
Totals

i 39,710,103

332,847,845; 51,594,843 138,706,934

Aggregate.

70,960,273

$404, 574, 420
t 1, 373,116
! 25, 673, 984
| 45. 658, 788
57, 973, 718
19,915,682
13, 685, 205
1, 193,345
18, 546, 073
17, 902, 760
27, 3S2, 912
633, 819, 998

LIABILITIES.

1,963
29, 675
236,338 i
994,108 I
23,213 I
,185,188 :
724,714
816,814

Capital stock
Circulation
Surplus fund
Undivided profits .
Dividends unpaid .
Deposits
Due to banks
Other liabilities . . .

Totals.

39, 710, 103

46,010,933
30,139
15,222,-m
10,078,461
106,440
235,007.339
9,0 5^219
17,387,043

16, 857, 360 21, 202, 244 20, 591, 431 113, 361, 931
223
226, 354
286, 391
965, 487 5, 713, 056 9, 367, 200
31, 504, 352
2,121, 558 1, 564, 221
14, 758, 438
349, 694
98, 072
577, 41S)
28, 047, 354 99, 893, 426 35, 543, 785 426, 677, 092
2, 353, 922 6, 325, 496
18, 409, 351
673, 114 3, 910,196 " 5," 457, 857 28, 245, 024

633,
332,847,845 51, 594, 843 |138, 706, 934 : 70, 960, 273 819, 998

Resources and liabilities of savings banks organized under States laios at various dates.

NewHamp.
\ MassachuT e n a m t
Maine,
Rhode Island,
sniie,
T
qn l s i u
sens,
Nov. 7, 1881. March 1,1882. « ) u n e < ! t ) .toga ! Oct. 31, 1881. Nov. 21,1881.
-

RESOURCES.

55 banks.

Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks
Bank stock
Real estate
Other assets
Expenses
Dae from banks
Cash
Totals

65 banks.

$4,984,511 : $12,956,892

16 banks.

165 banks.

39 banks..

$82, 518, 068

$19,128, 256

7, 473, 259
624, 000

1, 876, 696
486, 310

59, 596, 552
22, 025,197

8. 738, 35T
4, 586, 500

7,765,227
2, 541, 580
1,199, 464
1, 200, 438
864, 048

6,485,266
6,809,458
1,595,794
815,961
1, 210, 787

1, 759,454

17,407,424

141, 028
161, 905
190, 530

24, 937, 671
10, 599,354
1, 218,003

5,
3,
2,
3,

1,237,222
j

$5,073,301

2,766,652
5,802,259

962, 243

489, 771
66, 264

11,770,415
1, 061, 651

1, 468, 320

7, 802,403

285,
608,
469,
467,
177,

069
445
626
713
205

28,301,401:

38,933,660

10,245,259 1 238,936,738

48, 929,491

Deposits
Surplus fund
Undivided profits .
Other liabilities . . .

26, 474, 555
1,033,219
671, 082 j
182,545 I

36,181,187
1,162, 654
1,309,662
280,157

9, 839,157 i 230, 444, 479
3, 341, 062
363, 356
4, 890, 601
42, 746
260, 596

46,771, 72S

Totals.

28,361,401 \

38,933,660

10, 245, 259 ! 238, 936,738 I

48, 929, 491

LIABILITIES.




2,150,13T
7,631

REPORT OF THE COMPTROLLER OF THE CURRENCY
Resources and liabilities of savings hanks organized, tinder State

CXLVIX

laws—Continued.

Connecticut, [ New York, New Jersey, Pennsylvania 1 Maryland,
Oct. 1, 1881. | Jan. 1, 1882. Jan. 1, 1882. Oct.,'1882. I J u l y 1,1882.
KESOUKCES.

85 banks.
Loans on real e s t a t e . . . . Loans on personal and collateralsecurity ...
United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks
Bank stock
Eeal estate
Other assets
Expenses
Due from banks
Cash

127 banks.

30 banks.

$39, 808, 956

$91, 401, 641

$8,383,166

7, 089, 303 j 17, 638, 223
6,723,480 I 155,133,760

3, 836, 570
9, 602, 481

4 banks.

15 banks.

$4,613,855 !

$3,384,590

6, 760,183
5, 671,188
6,160, 830
6, 601,452

9, 081, 365
10, 608, 780

11, 465,192
138, 886,135
4,593,520
4,855,047 j
5,675,822
9,527,517
299,983 I
4,795,249

2,197,126

2, 950, 640
781,192

21, 077, 293
4, 587, 596

799, 429
286, 964

586, 588
546
104, 926
10,450
2. 298, 818

84,243,135

443,047.414

26,874,861

32,808,836

25,989,874

Deposits
Surplus fund
Undivided profits .
Other liabilities.. -

80, 522,301
3, 435, 385

387, 832, 893
55, 044, 756

25, 321, 713
1, 375, 499

29, 913, 605
1, 971,140
924, 091

25,989,874

285,449

169, 765

177, 649

Totals.

84, 243,135

443, 047, 414

26, 874, 861

32, 808, 836

25, 989, 874

Totals.

922,791
846, 334

1,180, 394
1, 037,720
167, 087
529, 938

LIABILITIES.

Resources and liabilities of savings banks organized under State

KESOUECES.

laws—Continued.

District of |
Indiana,
Ohio,
umu,
i -»T._. m v.i -i California,
Vjaiiiorma,
'Columbia. Oc-i
e
' i J u l y 1,1882.
18?n
• tober 3, 1882. April 3, 1882.:

1 bank.
Loans on real estate
i
Loans on personal and collateral security... !
United States bonds
I'
State, municipal, and other bonds and stocks
Railroad bonds and stocks
Bank stock
;
Beal estate
j
Other assets
'
Expenses
j
Due from banks
|
Cash
(

4 banks.

$157,804
30, OOOJ
249, 689 '

I

97,230
1, 585
1,164
463
20,347

$3, 394,142
1,112, 625
1, 775,125
5, 896, 200

168, 282
55, 374

6 banks.

17 banks.

$536,218 I $30, 747, 827
432, 535 I
2, 081, 378
103, 504 j
14, 613, 858
82,362
1, 470, 906
6, 074, 620
1, 353, 390

686, 630
105, 058

54, 270
34, 312
2,274
207, 037

1,192, 044
1, 849, 303

558,282 j

13,217,276

1,452, 512

59, 383, 326

Deposits
Surplus fund
Undivided profits
Other liabilities..

548,532

12, 417, 317
789, 959
10, 000

1, 330, 956
93, 975
27, 581

53, 208, 789
1, 996, 822

9,750

Totals.

558, 282

13, 217, 276

Totals.

23, 840

LIABILITIES.




* Includes $3, 602,319 oapital stock.

*4,177, 716
I, 452, 512

59, 383, 326

CL

EEPOET OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of savings banks frort i 1878 to 1882.
1877-78.

1878-'79.

1879-'8O.

1880-'81.

1881-82.

663 b inks.

639 banks.

629 banks.

629 banks.

629 banks.

BESOUECES.

Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks
Bank stock
Real estate
Other assets
Expenses
Due from banks
Cash

$408,921,601
88, 192, 337
129, 362, 890

$352,695 026
:

170,155,076 ':
21,752,650 |
34, 703, 256 j
29,952,494
18,169,863 ;
216,690
22, 551, 208
17, 469, 085

$315,273,232 ! $307,096,158

$307, 039, 22T

65, 694, 465 ! 70, 175, 090
156, 415,159 j 187, 413, 220

95, 817, 641
210, 845, 514

128, 483, 698
237, 786, 442

151,804,318
18,737,917
32, 452, 020
33,573,091
16,643,100
194,113
22, ^80, 849
14, 056, 894

150, 440, 359
20, 705, 378
3'2, 225, 923
39, 038, 502
27, 053,452
216, 423
22, 083, 091
17, 072, 680

159, 819, 942
27, 069, 048
33, 249, 203
41, 987, 674
37, 408,163
135, 572
40, 603, 641
13,758,106

206,291,274
32. 994. 578
3o, 8li5, 717
39, 882, 429
11, 047, 346
132, 204
38, 977,136
14, 932, 015

865,146,952:

881,677,350

967, 790, 662

1, 052, 982, 066

802, 490, 298
50, 495, 200
4,019,569
8,141, 885

819,106,973
51,226,472
4, 740, 861
6, 603, 044

891,961,142
60, 289, 905
10, 325, 800
5, -213, 815

966, 797. 081
69,154, 512
11,136, 219
5, 594, 258

941,447,150 1 865,146,952

Totals

'
i
|
i
;
|

881,677,350

967,790,662

1,052,982,066

941,447,150

LIABILITIES.

Deposits
Surplus fund
"Undivided profits
Other liabilities
Totals

:.

879, 897, 425
43, 892, 503
6, 964,177
10, 693, 045

Table, by States, of the aggregate deposits of savings banks, with the number of their depositors
and the average amount due to each in 1881 and Ib82
1880-81.

States.

New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Maryland
"District of Columbia
Louisiana
Ohio
California
Totals

Number of Amount of
depositors. ^ deposits.
80, 947
96, 881
32, 081
706, 395
97, 682
213, 913
953, 707
74, 965
99, 416
*64, 911
4,492
6,178
28, 587
*3, 502
65, 092

$23, 277, 676
32, 097, 734
8, 606, 607
218, 047, 922
44, 755, 625
76, 518, 571
353, 629, 657
19, 863, 638
26, 895, 295
23, 824, 354
462, 636
1, 794, 086
10, 902, 052
1, 330, 956
49, 954, 333

2, 528, 749

1881-'82.

Average Number of
to each
depositor. depositors.

891, 961,142

Amount of
deposits.

Average
to each
depositor.

87, 977
104, 692
34, 882
738, 951
102, 991
225, 366
1, 036, 106
86,448
112, 352
•70, 817
4,971

426. 474. 555
36,181,187
9, 839,157
230,444, 479
46, 771, 723
80, 522, 301
387, 832, 893
25, 321, 713
29, 913, 605
25,989, 874
548, 532

31, 966
*3, 502
*69, 333

12, 417, 317
1, 330, 956
53, 208, 789

388 45
380 00
767 4i

352 73 j 2, 710, 354

966, 797, 081

356 78

$287
331
268
308
458
357
370
264
270
367
102
290
381
380
767

57
31
28
68
18
71
79
97
53
00
99
40
36
00
44

$300
345
282
311
454
357
374
292
206
367
110

92
59
07
85
13
29
32
91
25
00
35

* Estimated.
Statement showing the amount of national-bank and legal-tender notes outstanding on June
20, 1874, January 14, 1875, May 31, 1878, and November 1, 1882, and the increase or
decrease in each.
NATIONAL-BANK NOTES.

Amount outstanding June 20,1874
Amount outstanding January 14, 1875
Amount outstanding May 31,1878
Amount outstanding at date"
Decrease during the last month
Increase since November 1, 1881

—

$349, 894,182
351, 861, 450
322, 555, 96*
361, 949, 358
128, 272
2, 526, 620

LEGAL-TESDER NOTES.

Amount outstanding June 20,1874
Amount outstanding January 14, 1875
Amount retired under act of January 14, 1875, to May 31, 1878
Amount outstanding on and since May 31, 1878
Amount on deposit with the Treasurer United States to redeem notes of insolvent and
liquidating banks, and banks retiring circulation under act of June 20, 1874
Decrease in deposit during the last month
Increase in deposit since November 1, 1881

382,
382,
35,
346,

000,
000,
318,
681,

000
000
984
016

38, 081, 670
968, 962
7, 379, 074

* The notes of three national gold banks located in the State of California, which have an aggregate
capital of $2,000,000, and a circulation of $778,389, not included.




REPORT OP THE COMPTROLLER OF THE CURRENCY.

CLI

National banks thai have gone into voluntary liquidation under the provisions of section 5220
ami 5221 of the Kevised Statutes of the United States, with the dates of liquidations, the
amount of their capital, circulation issued and retired, and circulation outstanding November 1,1882.

Name and location of bank.

Circulation.

Date of liquidation.

Issued.
First National Bank, Penn Tan, N. Y*.. Apr. 6,1864
First National Bank, Norwich, Conn*... May 2,1864
Second National Bank, Ottumwa, Iowaf. May 2, 1864
Secoud National Bank, Canton, Ohiot
Oct. 3,1864
First National Bank, Lansing', Mieht.... Dec. '"•, If 64
First National Bank, Columbia, Mo
Sept, 19.1864
First National Bank, Carondelet, Mo
Mar. 15, 1865
First National Bank, TJtica, N. T*
June 9,18B5
Pittston National Bank, Pittston, Pa
Sept. 16.1865
Fourth National Bank, Indianapolis, Tnd. Nov. 30.1865
Berkshire National Bank, Adams, MassJ Dec. 8, 18fi5
National Union Bank, Rochester, N. Y.. Apr. 26, 1866
First National Bank, Leonanlsville, N. Y July 11,1866
Fanners' National Bank, Richmond, Va. Oct. 22, ] 866
Farmers' National B;:nk, Waukesha,Wis Nov. 25.1866
National Bank of Metropolis, Washington, D. C
Nov. 28, 1866
First National Bank, Providence, Pa
Mar. 1,1867 ;
First National Bank of Newton, Newtonville, Mass
.... Mar. 11,1867 I
National State Bank, Dnbuque, Iowa .. Mar. 9,1807 !
Frst National Bank, New Ulm, Minn.. Apr. 18,1867 j
National Bank Crawford County, Meadville, Pa
Apr. 19,1867
KittanningNational Bank, Kit} anning,Pa Apr. 29,1867
City National Bank, Savannah. Gat.
May' 28, 1867 !
Ohio National Bank, Cincinnati, Oliio... July 3,1867 j
First National Bank, Kingston, N. Y
Sept. 26,1867
Dec. 5,1867 :
First National Bank, Bluffton, Ind
National Exchange Bank, Richmond, Va Dec. 5,1867
First National Bank, Skaneatelcs,N. T.. Dec. 21,1867
Dec. 26, 1867
First National Bank, Jackson, Miss
First National Bank, Downingtown, Pa.. Jan. 14,1868
Jan. 15,1868 !
First National Bank, Titusville, Pa
Appleton National Bank, Appleton, Wis Jan. 21, 1868 i
Feb. 14,1868!
National Bank of Whitestown, N. Y
First National Bank, Now Brunswick,
N.J.
Feb. 26,1868
First National Bank, Cuyahoga Falls,
Ohio
'
Mch. 4,1868
First National Bank, Cedarbnrg, Wis... Mch. 23,1868
Commercial National Bank, Cincinnaii,
Ohio
x\pr. 28,1868
Second National Bank. Watertown, N. Y J u l y 21, 1868
First National Bank, South Worcester,
N.X
A u g . 4,1868
National Mechanics and Fanners' Bank,
Albany, N. Y
A u g . 4,1868
Second National Bank, DesMoines, Iowa1 A u g . 5.186S
First National Bank, Steubenville, Ohio.j A u g . 8,1868 |
First National Bank, Plumer, Pa
A u g . 25,1868
First National Bank, Danville, Va
' Sept. 30, 1868
First National Bank, Dorchester, Mass.. N o v . 23,1868
First National Bank, Oskaloosa, Iowa... D e c . 17,1868
Merchants and Mechanics' National
Bank, Troy, N. Y
D e c . 31, 1868
National Savings Bank, Wheeling, W. Va J a n . 7, 1869
First National Bank, Marion, Ohio
J a n . 12,1869
National Insurance Bank Detroit Mich. F e b . 26,1869
National Bank, Lansingburg, N. Y
M a r . 6,1869
National Bank of North America, New
York.N. Y
A p r . 15,1869
First National Bank, Hallowell, Mo
A p r . 19,1869
A p r . 23,1869
First National Bank, Clyde, N.Y
Pacific National Bank, New York, N. Y. M a y 10,1869
Grocers' National Bank, New York, N. Y. J u n e 7,1869
Savannah National Bank, Savannah. Ga J u n e 22,1869
J u l y 30,1869
First National Bank, Frost burg, Md
A u g . 30,1869 }
First National Bank, La Salle, 111
National Bank of Commerce, Georgetown,

p.c

r

Miners' National Bank, Salt Lake City,
Utah
I.

Oct. 28,1869
i
D e c . 2, 1869

$100,000 :
30,000 I
I
200, 000
100, 000
100, 000
400, 000
50, 000
100, 000
100, 000

$90, 000
25, 500

200, 000 |
100,600 I
i
150,000 1
150,000 j
60,000 I

500
000
000
000

ing-

$89. 835
25,356

$165
144

98, 845

1,155

358
190
663
365

2,142
810
2,337
635

180, 000
90, 000

175, 598
87, 585

4,402
2,415

130, 000
127, 000
54, 000

127, 882
125,156
52, 900

2,118
1,844
1,100

450,
180,
45,
180,
135,
40,
90,
86,
45,
44,

000
000
000
000
000
500
000
750
000
500

441, 020
175, 884
44, 386
178,185
133, 097
40,115
88, 335
85, 068
44, 256
44, 008

8,980
4,116
614
1,815
1,908
385
1,665
1,682
744
492

100, 000

90, 000

87, 949

2,051

50, 000
100, 000

45, 000
90, 000

44, 312
89, 042

688
958

500, 000
100, 000

345, 950
90, 000

341,000
87, 020

4,950
2,980

175, 500

157, 400

155,196

8,204

350,
50,
150,
100,
50,
150,
75,

000
000
000
000
000
000
000

314, 950
42, 500
135, 000
87, 500
45, 000
132, 500
67, 500

310, 945
41, 952
130, 392
84, 812
44, 320
129,115
66, 773

4, 005
548
4,608
2,688
680
3,385
727

300, 000
100, 000
125, 000
200, 010
150, 000

184, 750
90, 000
109, 850
85, 000
135,000

182, 381
88, 800
108, 458
84,144
133,185

2,369
1.200
1,392
856
1,815

333,000
53,350
44,000 1
134,990
85,250
85,000 I
45,000 j
45,000

328, 930
52, 717
42, 975
133, 307
84, 696
84, 005
44, 568
44, 360

4,070
633
1,025
1,683
554
995
432

90, 000 ;

88, 560

135,000 •
'

133, 289

300,000
200, 000
100. 000
500, 000
200, 000
50, 000
200, 000
150,000
100, 000
100, 000
100, 000
50, 000
120, 000

1, 000, 000
60, 000
50, 000
422,700
390, 000
100, 000
50, 000

190,
44,
82,
89,

640

50, 000
100, 000
150,000 i

•' New bank with same title, i Never completed organization.




100, 000
192,
45,
85,
90,

Betired.

1,440
1,711

J Consolidated with another bank.

CLII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
National banks that have gone into voluntary liquidation, fyc.—Continued.
Circulation.
Name and location of bank.

Date of liquidation.

Capital.
Retired.

Issued.
First National Bank, Vinton, Iowa
Hational Exchange Bank, Philadelphia,
Pa
First National Bank, Decatur, 111
National Union Bank, Owego, N. Y
First National Bank, Berlin, Wis
Central NationalBank, Cincinnati, Ohio .
First National Bank, Dayton, Ohio
National Bank of Chemung, Elniira, V. Y.
Merchants' National Bank, Milwaukee,
Wis

First National Bank, Saint Louis, Mo..
Chemung Canal National Bank, Elmira,
N.Y..
Central National Bank, Omaha, Nebr*..
First National Bank, Clarksville, Ta
First National Bank, Burlington, T t
First National Bank, Lebanon, Ohio
National Exchange Bank, Lansingburg,
Muskingum National Bank,Zanesville,
Ohio
United National Bank, Winona, Minn..
First National Bank, i)es Moines, Iowa
State National Bank, Saint Joseph, Mo..
Saratoga County National Bank, Waterford/N. T . . . .
First National Bank, Fenton, Mich
First National Bank, Wellsburg, W. Va.
Clarke National Bank, Rochester, N. Y.
Commercial National Bank, Oshkosh,
Wis
Fort Madison National Bank, Fort Madison, Iowa
National Bank, Maysville, Ky
Fourth National Bank, Syracuse, N. Y . .
American National Bank, New York,
N. Y
Carroll County National Bank, Sandwich, N. H
Second National Bank, Portland, Me. .
Atlantic National Bank, Brooklyn, N. Y.
Merchants and Farmers' National Bank,
Quincy, 111
First National Bank, Rochester, N. Y .
LawrenceburgNational Bank, Lawrenceburg, Ind
Jewett City National Bank, Jewett City,
Conn
First National Bank, Knoxville, Tenn...
First National Bank, Goshen, Ind
Kidder National Gold Bank, Boston,
Mass .
Second National Bank, Zanesville, Ohio
Orange County National Bank, Chelsea,

Dec. 13,1869

$50, 000

$42, 500

$42,184

$316

Jan. 8,1870
Jan. 10,1870
Jan. 11,1870
Jan. 25,1870
Mar. 31,1870
Apr. 9,1870
June JO, 1870

300, 000
100, 000
100, 000
50, 000
500, 000
150, 000
100, 000

175,
85,
88,
44,
425,
135,
90,

750
250
250
000
000
000
000

171, 900
008
782
533
230
050
218

3,850
1,242
2,468
467
6,770
1,950
782

June 14,1870
July 16,1870

100, 000
200, 000

90, 000
179, 990

88, 625
177, 665

1,375
2,325

Aug. 3,1870
Sept. 23,1870
Oct. 13,1870
Oct. 15,1870
Oct. 24,1870

100, 000
100, 000
50, 000
300, 000
100, 000

90, 000
27, 000
270, 000
85, 000

26,645
262, 838
83, 934

355
7,162
1,066

Dec. 27,1870

100, 000

90, 000

88, 878

1,122

Jan. 7,1871
Feb. 15,1871
Mar. 25,1871
Mar. 31, 1871

100, 000
50, 000
$100, 000
100, 000

90,000
45, 000
$90, 000
90, 000

88, 510
44, 355
$88, 719
89, 287

1,490
645
$1, 281
713

Mar. 28,1871
May 2,1871
June 24,1871
Aug. 11,1871

150, 000
100, 000
100, 000
200, 000

135,
49,
90,
180,

000
500
000
000

133, 238
48, 868
88, 693
178, 521

1,762
632
1,307
1,478

Nov. 22,1871

100, 000

90, 000

88, 657

1,348
890
3,658
1,392

84,
85,
43,
418,
133,
89,

1,196

I

Dec. 26,1871
Jan. 6,1872
Jan. 9,1872

75, 000
300, 000
105, 500

67, 500
270,000
91,700 |

66, 510
266, 347
90, 308

May 10,1872

500, 000

450,000 i

439, 090

10, 910

May 24,1872
June 24,1872
July 15,1872

50,000
100, 000
200, 000

45,000 i
81,000 I
165,000 I

43, 522
78, 758
162, 370

1,478
2,242
2,630

Aug. 8,1872
Aug. 9,1872

150, 000
400, 000

132, 540
202,252

2,468
3,848

Sept. 10,1872 I

200, 000

135,000 I
206,100 !
!
180, 000

176,130

3,879

Oct. 4,1872
Oct. 22,1872
Nov. 7,1872

60, 000
100,000
115,000

48, 750
80,910
103, 500

47, 582
79, 051
101, 315

1,1«8
1,869
2,185

Nov. 8,1872
Nov. 16,1872

300,000 I
154,700

120, 000
138,140

120, 000
134, 863

3,277

200, 000 i
100,000 !

180, 000
90, 000

173, 623
88,130

6,377
1,870

230, 000 |

207, 000
66, 900

207, 000
65, 279

1,621

93, 800

91, 910

1,890

50, 000 I

83,250
31,500
45, 000

81, 286
31,165
43, 310

50, 000 !
150, 000

45, 000
116,770

1,964
835
1,690
1,316
2,958

Jan. 14,1873
Second National Bank, Syracuse, IT. Y . . Feb. 18,1873
t Richmond National Bank, Richmond,
Feb, 28,1873
Ind
Mar. 7,1873
First National Bank, Adams, N. Y
Mechanics' National Bank, Syracuse, N.
Mar. 11,1873
Farmers and Mechanics'National Bank, i
Rochester, N. Y
j Apr. 15,1873
Montana National Bank, Helena, Mont.. I Apr. 15,1873 I
First National Bank, Havana, N. Y
June 3,1873
Merchants and Farruers'NationalBank,
June 30,1873 1
Ithaca, N Y . . .
July 18,1873 ;
National Bank, Cazenovia, N. Y
Merchants' National Bank, Memphis,
Aug. 30,1873
Tenn
Manufacturers' National Bank, Chicago,
Sept. 25,1873
Jll
Sept. 25,1873
Second National Bank, Chicago, 111
Merchants' National Bank, Dubuque,
Sept. 30,1873
Iowa
Vt

7 5 0 0 0 ••

I
140,000 ;
i
100,000 '
100, 000 I

43, 684
113, 812
:

250, 000

225,000

500, 000
100 000 j

450, 000
97, 500

219,063
423, 974
94,106

200,000 i

180,000

171,134

"Never completed organization. tNew bank organized with same title.




Outstanding.

5,937
26, 026
3,394

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

CLIII

National banks that luive gone into voluntary liquidation, $c.—Continued.
Name and location of bank.

Circulation.

Date of liquidation. : Capital. !
Issued.

Beloit National Bank, Beloit, Wis
Oct. 2,1873
Union National Bank, Saint Louis, Mo . Oct. 22,1873
City National Bank, Green Bay, Wis... Nov. 29, 1873
Jan. 1,1874
First National Bank, Sbelbina, Mo
Second National Bank, Nashville, Tenn J J a n . 8,1874
Jan. 13,1874
First National Bank, Oneida, N. T
Merchants' National Bank, Hastings,
Minn
Feb. 7,1874
National Bank, Tecumseh, Mich
Mar. 3,1874
Gallatin National Bank, Shawneetown,
Mar. 7,1874
in
Mar. 26,1874
First National Bank, Brookville, P a . . . .
Citizens1 National Bank, Sioux City, Apr. 14,1874
Iowa .. Citizens' National Bank, Charlottesville, Apr. 27,1874
Va
Farmers' National Bank, Warren, 111 . . . Apr. 28,1874
May 6,1874
First National Bank, Medina, Ohio
Croton River National Bank, South East,
May 25,1874
N.T
Merchants' National Bank of West VirJuly 7,1874
ginia, Wheeling, W. Va
Central National Bank, Baltimore, Md .. July 15,1874
Second National Bank, Leavenworth,
July 22,1874
Kans
Teutonia National Bank, New Orleans,
Sept. 2,1874
La
City National Bank, Chattanooga, Tenn Sept. 10,1874
Oct. 10,1874
First National Bank, Cairo, 111
Nov. 9,1874
First National Bank, Olathe, Kans
Nov. 10,1874
First National Bank, Beverly, Ohio
Union National Bank, La Fayette, Ind.. Dec. 4.1874
* Ambler National Bank, Jacksonville,
Fla
. . . Dec. 7,1874
Mechanics' National Bank, Chicago, 111.. Dec. 30,1874
First National Bank, Evansville, Wis... Jan. 9,1875
First National Bank, Baxter Springs,
Kans
Jan. 12,1875
People's National Bank, Pueblo, Colo . . . Jan. 12,1875
National Bank of Commerce, Green Bay,
Wis
Jan. 12,1875
First National Bank, Millersburg, Ohio.. Jan. 12,187o
First National Bank, Staunton, Va
Jan. 23,1875 |
National City Bank, Milwaukee, Wis... Feb. 24,1875
Irashui'g National Bank of Orleans,
Irasburg, Vt
Mar. 17,1875
First National Bank, Pekin, III
Mar. 25,1875
Merchants and Planters' National Bank,
Augusta, Ga
Mar. 30,1875 ;
Monticello National Bank, Monticello,
Iowa
Mar. 30,1875
Iowa City National B>mk, Iowa City,
Iowa
Apr. 14,1875 ;
First National Bank, Wheeling, W. Va. Apr. 22,1875
First National Bank, Mount Clemens,
Mich
May 20,1875
First National Bank, Knob Noster, Mo .. May 29, 1875
First National Bank, Brodhead, Wis
J u n e 24,1875 i
Auburn City National Bank, Auburn,
N.T....•..'
J u n e 26,1875
First National Bank, El Dorado, Kans .. J u n e 30,1875 •
First National Bank, Junction City,
Kans
J u l y 1,1875
First National Bank, Chetopa, Kans
J u l y 19,1875 '
Aug. 25,1875:
First National Bank, Golden, Colo
Aug. 26,1875 .
National Bank, JetFerson, Wis
Green Lane National Bank, Green Lane,
Pa
Sept. 9,1875:
State National Bank, Topeka, Kans
Sept. 15,1875
Farmers' National Bank, Marshalltown,
Iowa
Sept. 18,1875 ,
RichlandNationalBank, Mansfield, Ohio. Sept. 25, 1875
Planters' National Bank, Louisville, Ky. Sept. 30,1875 i
Oct. 1,1875
First National Bank, Gallatin, Tenn
First National Bank, Charleston, W. Va. Oct. 2,1875
People's National Bank, Winchester, III. Oct. 4,1875
First National Bank, New Lexington,
Ohio
Oct. 12,1875




Outstanding.

000
300
000
000
920
500

43, 610
144, 378
42, 459
86, 533
89, 575
106,082

1,390
5,922
2,541
3,467
3,345
4,418

100, 000
50, 000

90, 000
45, 000

85,480
43, 345

4,520
1,655

250, 000
100, 000

225, 000
90, 000

215, 818
86, 095

9,182
3, 90S

50, 000
500, 000
50, 000
100, 000
125, 000
125, 000

50, 000
100, 000
50, 000
75, 000

45,
150,
45,
90,
92,
110,

Retired.

45, 000 ;

44, 050

950

90,000
45,000
45, 000

85,854
42, 922
43, 784

4,146
2,078
1,216

200, 000

166,550 i

161,471

5,079

500, 000
200, 000

450, 000
180, 000

433, 262
173, 271

16,738
6,720

90, 000

84, 807

5,193

000
000
000
000
000
000

270, 000
153, 000
90, 000
45, 000
90,000
224, 095

255, 385
145, 386
85, 548
43, 716
84,938
214, 993

14, 615
7,614
4,452
1,284
5,062
9,102

42, 500
250, 000
55, 000

144, 900
45, 000

136,190
43, 312

8,710
1,688

34, 676
26, 374

1,324
626

000
000
000
000

36, 000
27, 000
90,000
72,000
90,000
76, 500

86,440
69, 551
84, 987
72, 825

3,560
2,449
5,013
3,675

75, 000
100, 000

67, 500
90, 000

64,076
83, 285

3,424
6,715

100, 000
300,
170,
100,
50,
102,
250,

50, 000
50, 000
100,
100,
100,
100,

200, 000

lf-0, 000

167, 870

12,130

100, 000

45,000

41, 025

3,975

125, 000
250, 000

112, 500
225, 000

106,985
208, 267

5,515
16, 733

$50, 000
50, 000
50, 000

$27, 000
45, 000
45, 000

$25, 870
43, 521
42, 885

$1,130
1,479
2,115

200, 000
50,000 I

141,300
45, 000

131, 662
42, 887

9,638
2,113

50, 000
50,000 |
50,200 i
60,000 '

45, 000
36, 000
27, 000
54, 000

42, 615
34, 233
26,100
49,917

2,385
1,767
900
4,083

90, 000
30, 600

86,378
29, 547

3,622
1,058

000
000
000
000
000
000

27, 000
135, 000
315,000
45, 000
90, 000
67, 500

25, 500
120, 741
273, 821
42, 755
85, 837
61, 751

1,500
14, 259
41,179
2,245
4,163
5,749

50, 000

45,000

43, 008

1,992

100, 000
60, 500
50,
150,
350,
75,
100,
75,

* No circulation.

CLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
National hanks that have gone into voluntary liquidation, 4c.—Continued.
Circulation.

Name and location of bank.

Dat

,? °£!j, q " '

Capital.
Issued.

First National Bank, Ishpeming, Mich ..! Oct. 20.1875 I
Fayette County National Bank, "Washington, Ohio
Oct. 26,1875;
Merchants' National Bank, Fort Wayne,
Ind
Nov. 8, 1875 '<
Nov. 13, 1875
Kansas City National Bank, Mo
First National Bank, Schooleraft, Mich.. Nov. 17, 1875
First National Bank, Cnrwensville, Pa. .. Dec. 17, 1875 !
National Marine Bank, Saint Paul, Minn. Dec. 28, 1875 I
First National Bank, Rochester, Ind ... Jan. 11, 1876 i
Jan. 11, 1876
First National Bank, Lodi, Ohio
Iron National Bank, Portsmouth,Ohio... Jan. 19, 1876 i
| Jan. 26,1876!
First National Bank, Ashland, Nebr
Jan. 2R, 1876 |
First National Bank, Paxton, 111
First National Bank, Bloninfleld, Iowa .. Feb. 5, 1876 I
Feb. 16, 1876 1
Marietta National Bank, Ohio
Salt Lake City National Bank, Salt Lake
City, Utah'
Feb. 21, 1876 j
First National Bank, La Grange, Mo
Feb. 24, 1876
Mar. 7, 1876
First National Bank, Atlantic, Iowa
Mar. 11, 1876
First National Bank, Spencer, Ind
National Currency Bank, New York, N. Y Meh. 23, 1876 I
May 13, 1876 !
Caverna National Bank, Ky
May 25, 1876 I
City National Bank, Pittsburgh, Pa
National State Bank, Des Moines, Iowa. June 21, 1876 i
First National Bank, Trenton, Mo
: June 22, 1876 |
July 10, 1876
First National Bank, Bristol, Tenn
July 11, 1876
First National Bank, Leon, Iowa
Anderson County .National Bank, Lawrt-ncehurg, Ky
July 29,1876
First National Bank, Newport, Ird
Aug. 7,1876 ,
First National Bank, De Pere, Wis
Aug. 17, 1876
Second National Bank, Lawrence, Kans . Aug. 23, 1876
Commercial National Bank, Versailles,
Ky
Aug. 26, 1876
State National Bank. Atlanta, Ga
Aug. 31, 1876
Syracuse National Bank, N. Y
Sept. 25,1876
First National Bank, Northumberland,
Pa
Oct. 6,1876
First National Bank, Lancaster, Mo
Nov. 14,1866
Fiist National Bank, Council Grove,
Kans
Nov. 28.1876 j
NationalBankot Commerce, Chicago, 111. Dec. 2,1876
First National Bank, Palmyra, Mo
Dec. 12,1876
First National Bank, Newton, Iowa
Dec. 16,1876
National Southern Kentucky Bank, Bowling Green, Ky
Dec. 23,1876
First National Bank, Monroe, Iowa
Jan. 1,1877
First National Bank, New London, Conn. Jan. 9,1877
Winona Deposit National Bank, "Winona. Minn
Jan. 28,1877 i
First National Bank, South Charleston,
Ohio
Feb. 24,1877 j
Lake Ontario National Bank, Oswego,
N. Y
.... Feb. 24,1877
First National Bank, Sidney, Obio
Feb. 26,1877
Chillicothe National Bank, Ohio
Apr. 9,1877
First National Bank, Manhattan, Kans.. Apr. 13,1877
Apr. 23,1877
National Bank of Monticello, Ky
Apr. 25.1877
First National Bank, Rockville, Ind
May 31,1877
Georgia National Bank, Atlanta, Ga
June 11,1877
First National Bank, Adrian, Mich
J u n e 30,1877
First National Bank, Napoleon, Ohio
Aug. 1,1877
First National Bank, Lancaster, Ohio
First National Bank, Minerva, Ohio... . Aug. 24,1877
Kinney National Bank, Portsmouth,
Ohio
Aug. 28,1877
First National Bank, Green Bay, Wis . . . Oct. 19,1877
National Exchange Bank, Wakefield,
E.I
Oct. 27,1877
First National Bank, Union City, Ind ... Nov. 10,1877
First National Bank, Negaunee, Mich
Nov. 13,1877
Tenth National Bank, New York, N. Y.. Nov. 23,1877
Dec. 1,1877
First National Bank. Paola, Kans
Dec. 6.1877
National Exchange Bank, Troy, N. Y
Second National Bank, LaFayette, Ind.. Dec. 20, 1877
State National Bank, Minneapolis, Minn. Dec. 31,1877
Second National Bank, Saint Louis, Mo. Jan. 8.1878
Jan. 8,1878
First National Bank, Sullivan, Ind




OutstandRetired. ! ing-

50, 000

45, 000

42, 445

2,555

100, 000

90, 000

85, 275

4,728

100, 000
100, 000
50, 000
100, 0C0
100, 000
50,000
100,000
100,000
50,000
50,000
55,000

150,000 I

90, 000
90, 000
45, 000
90, 000
90,000
45, 000
90,000
90,000
45, 000
45,000
49, 500
135, 000

86, 895
84, 343
42, 242
79, 368
83, 4i0
40, 773
77,473
84, 217
42, 088
40, 251
45, 320
126, 282

3,10S
5,657
2, 758
10, 632
6,580
4,227
12, 527
5, 783
2,912
4,749
4,180
8,718

100, 000 I
50,000 :
50,000 !
70,000 !
100, 000
50, 000
200, 000
100, 000
50, 000
50,000 '
60,000 j

90, 000
45, 000
45. 000
63, 000
90, 000
45, 000
90, 000
90, 000
45, 000
45, 000
45, 000

86, 629
40, 163
40, 259
57, 991
86, 460
41,555
78, 683
82, 730
40, 531
41,516
40, 383

3,371
4.83T
4,741
5,009
3,540
3,445
11,317
7,270
4,46»
3,484
4,617

100, 000 I
60,000 |
50,000
100,000

45. 000
45, 000
31, 500
90, 000

41, 540
36, 613
29, 691
82, 070

3.460
8,387
1,809
7, 930

133, 910
123, 885
162, 095

19, 090
11,115
17,905

!
i
!
'
I

170, 000
200, 000
200, 000

153,000 !
135, 000
ISO, 000

100,000 i
50,000

90,000
27,000

82, 601
24, 622

7.399
2,378

50,000 i
250, 000
100, 000
50, 000

26,500
160, 500
90, 000
45, 000

23, 586
156, 510
83, 869
31, 635

2,914
9,990
6,131
13,365

27, 000
45, 000

24, 012
39, 333
84,161

2,988
5,667
6,839

76, 428

13, 572

75,131

14, 869

50,000
60, 000
100, 000
100, 000
100,000

91, 000
90,000

275, 000
52, 000
100, 000
50, 000
60, 000
200, 000
100, 000
100, 000
50, 000
60, 000
50, 000

90, 000
238, 150
46, 200
89, 990
44, 200
49, 500
173, 0!)0
90, 000
88, 500
90, 000
54, 000
45, 000

229,154
37, 787
78, 340
37, 050
32,715
131, 065
83,103
78, 261
81, 364
42,715
37, 009

8,413
11, 650
7,150
16, 785
42, 025
6.89T
10, 239
8,636
11, 285
7,991

100, 000
50, 000

90, 000
45, 000

72,164
33, 954

17, 836
11, 046

70, 000
50, 000
50, COO
500, 000
50, 000
100, 000
200, 000
l00, 000
200, 000
50, 000

34, 650
45, 000
45, 000
441,000
44, 350
90, 000
52,167
82, 500
53, 055
45, 000

25, 639
34. 570
33, 773
338, 359
32, 340
70, 956
38, 930
55, 399
36, 046
35,120

9,011
10,430
11,227
102, 641
12, 010
19,044
13, 237
27,101
17, 009

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLV

National banks that have gone into voluntary liquidation, tfc.—Continued.
Circulation.

Name and location of bank.

Date of liquidation.

Capital.
Issued.

Rockland Countv National Bank, Nyack,
If. T
First National Bank, Wyandot, Kans . . .
First National Bauk, Boone, Iowa
First National Bank, Pleasant Hill, Mo .
National Bank of GloYersville, N. Y
First National Bank, Independence, Mo.
National State Bank, Lima, Ind
First National Bank, Tell City, Ind
First National Bank, Pomeroy, Ohio
Eleventh Ward National Bank, Boston,
Mass
First National Bank, Prophetstown, 111 .
First National Bank, Jackson, Mich
First National Bank, Eau Claire, Wis. -.
First National Bank, "Washington, Ohio
First National Bank, Middleport, Ohio . .
First National Bank, Streator, 111
First National Bank, Mnir, Mick
Kane County National Bank, Saint
Charles, 111
First National Bank, Carthage, Mo
Security National Bank, Worcester,
Mass
First National Bank, Lake City, Colo ...
People's National Bank, Norfolk, T a
Topeka National Bank, Topeka, Kans .
First National Bank, Saint Joseph, Mo..
First National Bank, Winchester, Ind ..
Muscatine National Bank, Muscatine,
Iowa
Traders' National Bank, Chicago, 111
Union National Bank, Rahway. N. J
First National Bank, Sparta, Wis
Herkimer County National Bank, Little
Falls, N. T ..."
Farmers' National Bank, Bangor, Me —
Pacific National Bank, Council Bluffs,
Iowa
First National Bank, Anatnosa, Iowa —
Smithfield National Bank, Pittsburgh, Pa
First National Bank, Buchanan, Mich...
First National Bank, Prairie City. Ill
Corn Exchange National Bank, Chicago,
Franklin National Bank, Columbus, Ohio.
Traders' National Bank, Bangor, Me
First National Bank, Gonic, N. H
First National Bank, Salem, N. C
First National Bank, Granville, Ohio
Commercial National Bank, Petersburg,
Va
'..
First National Gold Bank, Stockton, Cal
First National Bank, Sheboygan, Wis -..
First National Bank, Boscobel, Wis
National Marine Bank, Oswego, N. T . . .
Central National Bank, Hightstown, N. J .
Brookville National Bank, Brookville,
Ind
Farmers' National Bank, Centerville,
Iowa
First National Bank, Clarinda, Iowa
Waterville National Bank, Waterville,
Me
First National Bank, Tremont, Pa
First National Bank, Atlanta, 111
Union National Bank, Aurora, 111
National Bank of Menasha, Wis
NationalExchange Bank, JeffersonCity,
Mo
First National Bank, Hannibal, Mo
Merchants' National Bank, Winona, Minn
Farmers' National Bank, Keithsburg, 111.
First National Bank, Franklin, Ky
National Bank, Salem, Ind
Fourth National Bank, Memphis, Tenn-.
Bedford National Bank, Bedford, I n d . . . .
First National Bank, Afton, Iowa




Jan.
Jan.
Jan.
Feb.
Feb.
Mar.
Mar.
Mar.
Mar.

10,1878
19,1878
22, 1878
7,1878
28,1878
1,1878

Mar.
Mar.
Mar.
Mar.
Apr.
Apr.
Apr.
Apr.

Retired.

Outstanding.

4,1878
5,1878

100, 000
50,000
50, 000
50, 000
100, 000
50, 000
100, 000
50, 000
200, 000

89,000
45,000
32, 400
45, 000
64, 750
27, 000
33, 471
44, 500
75, 713

66, 801
34, 891
24, 210
33, 283
46, 678
16, 928
20, 457
37, 444
59, 509

22,199
10,109
8,190
11, 717
18, 072
10, 072
13, 014
7,056
16, 204

14,1878
19,1878
26,1878
30,1878
5,1878
20,1878
24,1878
25,1878

200, 000
50, 000
100, 000
60, 000
200, 000
80, 000
50, 000
50, 000

89, 400
45, 000
88, 400
38, 461
69, 750
31, 500
40, 500
44, 200

70, 715
38, 983
62,115
26, 272
47,148
25, 415
31, 445
31, 227

18, 68*
6,017
26, 28S
12,189
22, 602
6,085
9,055
12, 973

50, 000
50, 000

26, 300
44, 500

18, 078
30, 533

8,222
13, 967

2,1878

May 31,1878
June 1,1878 i
June 5,1878
June 15,1878
July 31,1878
Aug. 7,1878
Aug. 13,1878
Aug. 24,1878

100,
50,
100,
100,
100,
60,

000
000
000
000
000
000

49, 000
25, 300
85, 705
89, 300
67,110
52, 700

35, 630
19,404
46, 705
48, 323
35, 480
32, 248

13, 370
5,896
39, 000
40, 977
31, 630
20, 452

Sept. 2,1878
Sept. 4,1878
Sept. 10,1878
Sept. 14,1878

100,
200,
100,
50,

000
000
000
000

44,
43,
89,
45,

22,
22,
58,
27,

21,
21,
30,
17,

Oct. 11,1878
Nov. 22,1878

200, 000
100, 000

Nov.
Dec.
Dec.
Dec
Dec.

30,1878
14,1878
16,1878
21,1878
24,1878

100,
50,
200,
50,
50,

000
000
000
000
000

Jan.
Jan.
Jan.
Jan.
Jan.
Jan.

4,1879
4,1879
14,1879
14,1879
14,1879
14,1879

500,
100,
100,
60,
150,
50,

Jan.
Jan.
Jan.
Jan.
Jan.
Feb.

200
700
200
000

201
395
551
920

999
305
649
080

109, 910
50, 867

68, 390
38, 233

000
500
000
000
000

33,145
21,119
50,150
18,163
9,720

11, 85*
23, 381
39, 850
8,837
17, 280

000
000
000
000
000
000

450, 000
180, 000
76, 400
45, 597
128, 200
45. 000

429, 794
132, 653
37,765
26, 493
63, 380
29, 344

20, 206
47, 347
38, 63S
19 104
64,820
15, 656

14,1879
14,1879
14,1879
21,1879
25,1879
15,1879

120, 000
300, 000
50, 000
50, 000
120, 000
100, 000

99, 800
238, 600
45, 000
43, 900
44, 300
32, 400

46,903
126, 396
27, 088
25, 068
29, 778
21, 625

52, 897
112, 204
17, 912
18, 832
14, 522
10, 77S

Feb. 18,1879

100, 000

89, 000

38, 245

50, 755

Feb. 27,1879
Mar. 1,1879

50, 000
50, 000

41, 500
45, 000

23, 592
30, 978

17, 908
14, 032

Mar. 3,1879
Mar. 4,1879
Apr. 15,1879
Apr. 22,1879
Apr. 26,1879

125, 000
75, 000
50, 000
125, 000
50, 000

69, 037
28, 860
9,680
33, 824
27,108

41, 26»
35, 740
16, 820
48,176
17, 39S

M a y 8,
M a y 15, 1879
June 16, 1879
July 3, 1879
July 5, 1879
July 8, 1879
July 19, 1870
July 21, 1879
Aug. 15, 1879

50, 000
100, 000
100, 000
50, 000
100, 000
50, 000
125, 000
100, 000
50, 000

110, 300
64,600 j
26,500
82, 000
44,500 I
l
45, 000
88, 200
35, 000
27, 000
54, 000
44, 400
45, 000
87, 200
26, 500

24, 435
37, 234
21,016
12,160
24, 625
29, 830
17, 775
55, 007
11, 874

20, 561
50, 966
13, 984
14, 840
29, 37i
14, 579
27, 22S
32,198
14, 626.

178, 300
89,100
45,
44,
90,
27,
27,

CLVI

REPORT OF THE COMPTROLLER OP THE CURRENCY.
National banks that have gone into voluntary liquidation, <fc.—Continued.
Circulation.
CaPital-

Name and location of bank.

Issued,
First National Bank, Deer Lodge, Mont.
First National Bank, Batavia, 111
National Gold Bank andTrust Company,
San Francisco, Cal
•Gainesville National Bank, Ala
First National Bank, Hackensack, N. J .
Kational Bank, Delavan, Wis
Mechanics' National Bank, Nashville,
Tenn
Manchester National Bank, Ohio
First National Bank, Meyersdale, Pa
Fisrt National Bank, Mifflinburg, Pa
National Bank of Michigan, Marshall,
Mich
National Exchange Bank, Houston, Tex.
Ascutney National Bank, Windsor, V t . .
First National Bank, Seneca Falls, N. T .
First National Bank, Baraboo, Wis
Bundy National Bank, New Castle, Ind .
Vineland National Bank, Vineland, Ttf. J .
Ocean County National Bank, Tom's River.N.J
Hnngerford National Bank, Adams, N. Y.
Merchants' National Bank, Minneapolis,
Minn
Farmers' National Bank, Mechanicsburg,
Ohio
First National Bank, Green Spring, Ohio.
First National Bank, Cannon Falls, Minn
First National Bank, Coshocton, Ohio...
Manufacturers' National Bank, Three
Rivers, Mich
First National Bank, Lansing, Iowa
First National Bank, Watertown, N. T . .
First National Bank, A mericus, Ga
First National Bank, Saint Joseph, Mich
First National Bank, Logan, Ohio
First National Bank, Shakopee, Minn...
First National Bank, Rochelle, 111
Vational State Bank, Oskaloosa, Iowa...
Attica National Bank. N. Y
First National Bank, Hobart, N. Y
National Bank of Brighton, Boston, Mass.
Clement National Bank, Rutland, Vt*...
First National Bank, Lisbon, Iowa
First National Bank, Warsaw, Ind
Brighton National Bank, Iowa
Merchants' National Bank, Denver, Colo.
Merchants' National Bank, Holly, Mich.
First National Bank, Alliance, Ohio
National Union Bank, New London, Conn
Kational Bank of Royalton, Yt
First National Bank, Whitehall, N. Y..
National Bank of Pulaski, Tenn
First National Bank, Alton, 111
Havana National Bank, N. Y
First National Bank, Brownsville, Pa . . .
Second National Bank, Franklin, Ind —
Merchants' National Bank, Georgetown,
Colo
Commercial National Bank, Toledo, Ohio.
Harmony National Bank, Pa
First National Bank, Liberty, Ind
Manufacturers' National Bank, Amsterdam, N. Y




Aug. 16,1879
Aug. 30,1879

50, 000
50, 000

Sept.
Nov.
Dec.
Jan.

1,1879
25, 3879
6,1879
7,1880

750,
100,
100,
50,

Jan.
Jan.
Mar.
Mar.

13,1880
13,1880
5,1880
8,1880

100, 000
50, 000
50,000
100, 000

000
000
000
000

i Retired.

Outstanding.

45,000
44,300

27, 915
23, 399

40,000
90,000
90, 000
27, 000

18,470
29, 658
39, 505
10, 400

17, 085
20, 901
21, 530
60, 342
50, 495
16,600

90,
48,
30,
90,

36, 250
20, 285
17, 850
30, 245

53,750
28,018
12, 750
59, 755

000
303
600
000

May 14,1880
Sept. 10,1880
Oct. 19,1880
Nov. 23,1880
Nov. 27,1880
Dec. 6,1880
Jan. 11,1881

120, 000
100, 000
100, 000
60, 000
50, 000
50, 000
50, 000

100, 800
31, 500
90, 000
54, 000
27, 000
45, 000
45, 000

38,149
9,693
29, 911
40, 240
8,400
23,118
21, 375

Jan. 11,1881
Jan. 27,1881

100, 000
50, 000

119, 405
45, 000

40, 300
14, 333

62, 651
21, 807
60,089
13, 760
18, 600
21, 882
23, 625
79,105
30, 667

Jan. 31,1881

150,000

49, 572

48,696

Feb.
Feb.
Feb.
Feb.

18,1881
18,1881
21,1881
21,1881

100, 000
50, 000
50, 000
50, 000

30,140
45, 000
45, 000
53,058

11, 305
16, 247
14,120
22, 342

18, 835
28,753
30, 880
30,716

Feb. 25,1881
Feb. 25,1881
May 26,1881
June 17,1881
June 30,1881
July 8,1881
Aug. 10,1881
Aug. 9,1881
Aug. 13,1881
Aug. 30, 1881
Aug. 27,1881
Oct. 4,1881
Aug. 1, 1881
Nov. 1,1881
Dec 1,1881
Dec. 15,) 881
Dec. 24,1881
Dec. 31,1881
Jan. 3,1882
Jan. 10,1882
Jan. 10,1882
Jan. 18,1882
Jan. 23,1882
Mar. 30,1882
Apr. 15,1882
May 2,1882
June 20,1882

50,000
50, 000
100, 000
60, 000
50, 000
50, 000
50, 000
50, 000
50, 000
50, 000
100, 000
300, 000
100, 000
50, 000
50, 000
50, 000
120, 000
50, 000
50, 000
300, 000
100, 000
50, 000
70, 000
100, 000
50, 000
75, 000
100, 000

45,000
45, 000
90, 000
45, 000
27, 000
45, 000
45, 000
45, 000
36, 685
45, 000
90, 000
270, 000

16, 750
15, 932
19, 225
17, 995 !
7,517
18, 055
11, 735
12, 827
15, 520
12, 600
18, 854
49, 300

45, 000
48, 500
45, 000
72, 000
45, 000
45, 000
112, 818
90,000
45,000
45,000
90, 000
45,000
67, 500
90, 000

10, 470
11, 425
9,669
4,330
9,868

June 22,1882
July 6,1882
July 7,1882
July 22,1882

50, 000
100, 000
50, 000
60, 000

45,000
90,000
45,000
54,000

Aug. 1,1882

80,000
42, 715, 610

* Failed to complete organization.

28,250
29,068
70, 775
27, 005
19,483
26, 945
33, 265
32,173
21,165
32, 400
71,146
220, 700

10, 300
16, 776
13, 692
7,618 j
9,218
9,364
6,686
6,150
13, 345

34, 530
37, 075
35, 331
67, 670
35,132
34, 700
96, 042
76, 308
37, 382
35, 782
80, 636
38, 314
61,350
76, 655

i
I
j
'

2,985
6,700
2,300
3,000

42, 015
83,300
42,700
51, 000

72,000 !

4,200

67,800

|
'
'
'

,

31,428, 051 ! 26,119,114 5, 308, 937

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLVII
National hanks that have gone into voluntary liquidation under the provisions of sections
5220 and 5221 of the Eevised Statutes of the United States, for the purpose of organizing
new associations with the same or different title, with date of liquidation, amount of capital,
circulation issued, retired, and outstanding November 1, 1882.

Name and locatiOD of bank.

Date of liquidation.

Circulation.
Capital.

lOutstanding-

Issued.
Oct. 30,1880
First National Bank, Bondout, N. Y
$300, 000
First National Bank, Hnntington, Ind .. Jan. 31,1881
100, 000
First National Bank, Indianapolis, Ind.. July 5,1881
300, 000
Apr. 24,1882
First National Bank, Valparaiso, Ind
50, 000
First National Bank, Stillwater, Minn .. Apr. 29,1882
130, 000
Apr. 29,1882 1, 000, 000
First National Bank, Chicago, IU
First National Bank, Woodstock, 111 .. Apr. 30,1882
50, 000
Second National Bank, Cincinnati, Ohio. Apr. 28,1882
200, 000
Second National Bank, New York, N. Y. Apr. 28,1882
300, 000
First National Bank, Portsmouth, N. H . . Apr. 29,1882
300, 000
First National B:ink, Richmond, Ind .. May 5,1882
200, 000
Second National Bank, Cleveland, Ohio . May 6, 1882 1, 000, 000
First National Bank, New Haven, Conn. May 6,1882
500, 000
May 2,1882
100, 000
First National Bank, Akron, Ohio
300, 000
First National Bank, Worcester, M a s s . . May 4,1882
May 9, 1882
150, 000
First National Bank, Barre, Mass
100, 000
First National Bank, Davenport, Iowa.. May ' 1882
150, 000
First National Bank, Kendallville, Ind.. May 12,1882
300, 000
F i A t National Bank, Cleveland, Ohio .. May 13, 1882
500, 000
First National Bank, Youngstown, Ohio. May 15,1882 !
500, 000
First National Bank, EvansviHe, Ind . . . May 15,1882 i
May 15,1882 j
50, 000
First National Bank, Salem, Ohio
May 18,1882 I
200, 000
First National Bank, Scranton, Pa
May 18, 1882 I
50, 000
First National Bank, Cent reville, I n d . . . May 22,1882 \
300, 000
First National Bank, Fort Wayne, Ind.. May 22, 1882
100,000
First National Bank, Strasbnrg, Pa
May 27,1882
100, 000
First National Bank, Marietta, Pa
150, 000
First National Bank, La Fayette, I n d . . . I May 31,1882
First National Bank, McConnellsvill' [!
Ohio
May 31,1882
50, 000
First National Bank, Milwaukee, Wis .. May 31,1882
200, 000
Second National Bank, Akron, Ohio
May 31,1882
100, 000
First National Bank, Ann Arbor. Mich . June 1,1882
100, 000
June 1,1882
100, 000
First National Bank, Geneva, Ohio
June 1,1882
First National Bank, Obeilin, Ohio
50, 000
First National Bank, Philadelphia, Pa .. June 10,1882 1, 000, 000
June 10,1882
First National Bank, Troy, Ohio
200, 000
Third National Bank, Cincinnati. Ohio -. June 14,1882
800, 000
First National Bank, Cambridge City,
Ind
'-. Jnne 15, 1882
50. 000
First National Bank, Lyons, Iowa
Jnne 15, 1882
100, 000
First National Bank, Detroit, Mich ,
June 17, 1882
500, 000
First National Bank, Wilkesbarre, Pa . June 20, 1882
375, 000
-First National Bank, Iowa City, Iowa .. June 24, 1882 _~ 100, 000
First National Bank, Nashua, N. H
June 24, 1882
100, 000
First National Bank, Johnstown, Pa
June 24, 1882
60, 000
First National Bank, Pittsburgh, Pa
June 29, 1882
750, 000
First National Bank, Terre Haute, Ind.. June 29, 1882
200, 000
First National Bank, Hollidaysburg, P a . June 30, 1882
50, 000
First National Bank, Bath, Me
June 30, 1882 ! 200, 000
First National Bank, Janesville, Wis . -. June 30, 1882
125,000
First National Bank, Michigan City, Ind. June 30, 1882
100, 000
July 3, 1882
First National Bank, Monmouth, 111
75, 000
July 11, 1882
First National Bank, "Marion, Iowa
50, 000
Aug. 3, 1882
First National Bank, Marlboro, Mass
200, 000
Oct. 3, 1882
National Rank of Stanford, Ky
150,000
First National Bank, Sandusky, Ohio . . . Oct. 6, 1882
150, 000
Totals




I 13,415,000

$270,000
90, 000
279, 248
45, 000
83, 456
90, 000
45, 000
180, 000
241, 890
286, 000
139,500
532,800
355,310
114.822
252,000
135,000
45,000
90,000
266,462
441, 529
442, 870
110, 540

Retired. |

[
I
'
j
!

45, 000
64, 525
45, 000
79,200
99, 000
175, 060

$89, 857 $180,148
36, 878
53,122
75, 704
203, 544
6,089 I 38, 911
13,398 ! 70, 058
59, 415 j 30, 585
5,400
39, 600
20,135
159, 865
35,370
206, 520
34,461
251, 539
133, 759
5,741
63,365 I 469, 435
320, 015
35,295 !
7,808 ! 107,014
31,150 ; 220, 850
11,856 : 123,144
3,278
41, 722
8, 510 I 81, 490
20,494 | 245, 968
392, 871
48,658
410, 055
32,815
9,945 I 100,595
9, 645 i 35, 355
58, 299
6, 226
4,123
40, 877
7,965
71, 235
8, 675
90, 325
157, 751
17, 309

84, 640
229,170
102, 706
85, 078
90, 000
58, 382
799, 800
180, 000
609, 500

7,337
14, 240
5,143
5,475
5,610
4,872
70, 850
20, 091
34, 675

77, 303
214, 930
97, 563
79, 603
84,390
53, 510
728, 950
159, 909
574, 825

45, 000
90, 000
336, 345
337, 500
88, 400
90, 000
54,000
594, 000
141, 705
45, 000
180, 000
121, 050
45, 000
45, 000
45, 000
180, 000
135, 000
90, 000

2,494
4, 335
20,440
21, 795
3,615
5,637
3,860
31,365
10,105
2,945
7,508
4,300 I
7,700
3,445
3,512
6,600
4,000
6,700

42, 506
85, 665
315, 905
315,705
84, 785
84, 363
50,140
562, 635
131, 600
42, 055
172, 492
116, 750
37, 300
41, 555
41, 488
173, 400
131, 000
83. 300

9,946,488

1, 028,214 8, 918, 274

•CLVIII

REPORT OF THE COMPTROLLER OP THE CURRENCY.

Names of banks in liquidation under section 7, act July 12, 1882, with date of expiration of
charter, circulation issued, retired, and outstanding Noreniber 1, 188S.

Name and location of bank.

First National Bank, Poutiac, Mich
First National Bank, Washington, Iowa.
First National Bank, Fremont, Ohio
Second National Bank, Dayton, Ohio
First National Bank, Girard, Pa
First National Bank, Kittanning, Pa

Date of expiration of cor; porate existence.

r a
C

i
Circulation.
,. ,
PltaL |
! Issued.
Retired. Outstanding.

Total.

$50, 000
100,000
100, 000
300, 000
100, 000
200 000

$90,
45,
90,
262,
90,
199,

000
000
000
941
000
500

$13,238
11,711
6,984
19, 299
6, 945
16, 000

850,000

Deo. 31,1881 ;
Apr. 11,1882
May 22,1882
May 26,1882 !
June 1,1882 j
July 2,1882

777, 441

74,177

$70,
33,
83,
243,
83,
183,

762
289
016
642
055
500

703, 264

National hauls lhat hate been placed in the hands of receivers, together with their capital,
circulation issued, laufnl money deposited with the Treasurer to redeem circulation, the
amount redeemed, and the amount outstanding on Noreniber \, 1881.

Name and location of bank.

Capital
stock.

First National Bunk, Attica, N.Y
$50,000
Venango National Bank, Franklin. Pa
300,000
Merchants' National Bank, "Washington,
D.C
200,000 I
First National Bank. Medina, N. Y
50,000 i
Tennessee National Bank, Memphis,
100,000 j
Tenn
100, 000 I
First National Bank, Selma, Ala
500, 000 i
First National Bank, New Orleans, La...
120,000 I
National UnadiHa Bank, t'naililla. N. Y ..
Farmers and Citizens' National Bank,
Brooklyn, N. Y
300,000
Croton National Bank. New York, N. Y..
200, 000
First National Bank, Bethel, Conn
60, 000
First National Bank, Keokuk, Iowa
100,000
National Bank of Yieksburg, Miss
50, 000
First National Bank, Rnckford, 111
50 000
First National Bank of Nevada. Austin,
250, 000
Nev
1, 000, 000
Ocean National Brink, New York, N. Y
Union Square National Bank, New York,
200, 000
N.Y
250, 000
Eighth National Bank, New York, N. Y ..
200, 000
Fourth National Bank, Philadelphia, Pa ..
106,100
Waverly National Bank, Waverly, N. Y -.
50, 000
First National Bank, Fort Smith! Ark
250, 000
Scandinavian National Bank, Chicago, 111.
Wallkill National Bank, Middletown,
N. Y
175, 000
Crescent City National Bank, New Orleans, La
500, 000
Atlantic National Bank, New York, N. Y.
300, 000
First National Bank, Washington, D. C....
500,000
ITatioDal Bank of Commonwealth, New
York, N.Y
750, 000
Merchants' National Bank, Petersburg,
400,000 !
Va
First National Bank, Petersburg, Va
200,000 \
First National Bank Mansfield, Ohio
ioo, ooo';
New Orleans National Banking AssociaI
tion, New Orleans, La
600,000
First National Bank, Carlisle, Pa
50.000
First National Bank, Anderson, Ind
50, 000
First National Bank, Tope ka, Kans
100,000
First National Bank, Norfolk, Va
100, 000
Gibaon County National Bank, Princeton,
50, 000
Ind
'
First National Bank of Utah, Salt Lake
150, 000
City, Utah
500, 000
Cook' Connty National Bank, Chicago, 111
100, 090
First National Bank, Tiffin, Ohio
Charlottesville National Bank, Charlottesville. Va
200, 000




Lawful
money deposited.

Circulation.
Redeemed.

Issued.

Outstanding.

$44, 000
85, 000

$44, 000
85, 000

$43, 691
84, 663

$308
337

180, 000
40, 000 i

ISO, 000 I
40,000 i

178, 979
39,722

1,021
278

90, 000 !
85,000
180, 000
100,000

90, 000
85, 000
ISO, 000
100, 000

89,539 i
84,487 |
178.305
99,654

461
513
1,695
346

253,900 |
180,000 I
20,300
00, 000
25, 500
45, 000

253, 900
180,000
20, 300
90, 000
25, 500
45, 000

252, 217
179, 430
26, 064
89, 479
25, 374
44, 588

1,683
570
236
521
126
412

129, 700
800, 000

129,700
800, 000

128,146
786, 347

1, 554
13, 653

50, 000

50, 000
243, 393
179, 000
71, 000
45, 000
135, 000

49, 447
239, 480
176, 030
69, 387
44, 300
133, 547

553
3,913
2,970
1,613
700
1,453

243, 393

179, 000
71, 000
45, 000
135, 000
118, 900

118, 900

116,199

2,701

450, 000
100, 000
450, 000

450, 000
100, 000
450, 000

440,775
97,801
432, 674

9,225
2,199
17,326

234, 000

234, 000

226, 391

7,609

360, 000
179, 200
90, 000

360, 000
179, 200
90, 000

343,220
170,415
86,481

16, 780
8,785
3,519

350,
45,
45,
90,
95,

360, 000
45, 000
45, 000
90, 000
95, 000

349, 500
43, 280
43,173
86, 339
90,380

10,500
1,720
1,827
3,661
4,620

000
000
000
000
000

43, 800

134, 991
306, 400
68,850 j
146,585 '

43, 800

I

134,991 !
315,900 I
68,850 ;
. Ii6, 585

41, 870

1,930

131, 324
302, 973
65,065 |

3,667
12, 927
3,785

133,230 I

13, 355

REPORT OF THE COMPTROLLER OF THE CURRENCY.
National banks that have been 2>laced in the hands of receivers,
I

Name and location of bank.

Miners' National Bank, Georgetown, Colo.
Fourih National Bank. Chicago, 111
First National Bank, Bedford, Iowa
First National Bank, Owceola, Iowa
First National Bank, Dulnth. Minn
First National Bank, La Ciosse, Wis
City National Bank. Chicago, 111
Wsitkins National Bank, Watkins, N. T...
First National Bank, Wichita, Kans
First National Bank, Greenfield, Ohio
Nal ional Bank of Fishkill, Fishkill N. X..
First National Bank, Franklin, Ind
Northumberland County National Bank,
Shamokin, Pa.
{
First National Bank, "Winchester, 111
National Exchange Bank, Minneapolis, i
Minn.
National Bank of State of Missouri, Saint j
Louis Mo.
First National Bank, Delphi, Ind
First National Bank, Georgetown, Colo
Look Haven National Bank, Lock Haven
Pa.
Third National Bank, Chicago, 111
Central National Bank, Chicago, 111
First National Bank. Kansas City, Mo
Commercial National Bank, Kansas City,
Mo.
First National Bank, Ashland, Pa
First National Bank, Tarrytown, N. Y
First National Bank, Allentown, Pa
First National Bank, Waynesburg, Pa
"Washington County National Bank, Greenwich, N. T.
First National Bank, Dallas, Tex
People's National Bank, Helena, Mont
First National Bank, Bozeman, Mont
Merchant s' National Bank, Fort Scott, Kans.
Farmers' National Bank, Platte City, Mo.
First National Bank, Warrcnsburg, Mo...
German-American National Bank, Washington, IX C.
German National Bauk, Chicago, 111
Commercial National Bank/ Saratoga
Springs, N.T.
Second National Bank, Scranton, Pa
National Bank of Poultney, Vt
First National Bank, Monticello, Ind
First National Bank, Butler, Pa
First National Bank, Meadville, Pa
First National Bank, Newark, N. J
First National Bank, Brattlehoro', Yt
Mechanics' National Bank, Newark, N. J.
First National Bank, Buffalo, N. Y
Pacific National Bank, Boston, Mass




Capital
stock.

$150,000
200, 000
30, 000
50, 000
100, 000
50, 000
250, 000
75, 000
00, 000
50, 000
200, 000
132, 000
67, 000

tyc.—Continued.
Circulation.

Lawful i
money de- !
posited. I
$42,
WO,
20,
45,
9(1,
45,
225,
67,
52,
50,
152,
130,
49,

000
000
512
000
000
000
000
500
200
000
900
992
300

Issued.

OutstandI Kedeemed. i ing.

000
000
000
000
000
000
000
500
200
000
200
992
300

$40, 545
170, 607
19, 750
40, .934
87, 000
41,043
211,552
58, 606
48, 667
46, 627
149, 624
108,732
49, 745

45, 000
90, 000

45, 000
90, 000

2,500,000 ! 1,848,800

1, 693, 660

35, 801
62, 500
1,621,121

45, 000
36, 000
71, 200

45, 000
45, 000
71,200

38,156
33,595
49,168

50,000
100,000

50,000
75,000
120,000

$45,
180,
27,
45,
90,
45,
225,
07,
52,
50,
177,
130,
60,

750,
200,
500,
100,

000
000
000
000

496,
32,
44,
44,

840
500
940
500

597,840 :
45, 000
44,940 !
44,500

112,
100,
250,
100,
200,

500
000
000
000
000

75.
89,
78,
09,
114,

554
200
641
345
220

75, 554
89,200
78,641
69,345
114,220 ;

50,
100,
50,
50,
50,
100,
130,

000
000
000
000
000
000
000

29, 800
59, 300
44, 400
45, 000
27, 000
45, 000
51,500

29,800 i
89,300 !
44,400
45,000
27,000
45,000
62,500

500, 000
100, 000

367, 000
86, 900

200,
100,
50,
50,
100,
300,
300,
500,
100,
961,

000
000
000
000
000
000
000
000
000
300

19, 723, 900

CL1X

370,859
33,143
31,000
31,179

$4, 456
9,39?
7,250
4,066
3,000
3, 95T
13,448
8,894
3, 533
3,373
27, 576
22, 260
10, 55*
9,139
27, 500
72, 53»
6,844
11, 405
22, 032

226, 981
11.85T
13, 949
13,321

48,466
63, 888 !
54, 857
60,840
81,222

27, 088
25,312
23, 784
2,505
32, 998

20, 095
52, 715
30, 875
33, 293
16, 010
33, 397
51,103

9,705
36, 585
13, 525
11,707
10, 990
11,608
11, 397

450, 000
86, 900

431, 045
66,144

18, 955
20, 756

91, 465
90, 000
19, 000
51,165
89, 500
326, 643
35, 000
149, 750
10, 000
20, 000

91, 465
90, 000
27, 000
71,165
89, 500
326, 643
90, 000
450, 000
99, 600
450, 000

52, 073
57, 642
16, 393
30, 315
34, 600
160, 075
31,187
105,450
10, 760
56, 771

39, 392
32, 358
10, 607
40, 850
54, 900
166, 568
58, 813
344, 550
88, 740
393, 229

12,156, 086

13, 414, 484

11, 229,1962,185,288

CLX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Insolvent national banks, with date of appointment of receivers, amount of capital stool; ami
claims proved, and rate of dividends paid to creditors.

Name ami location of bank.

Proved
claims.

Dividends
paid.

$50, 000
300, 000

$122,089
434,186

Pr. cent.
58
15

200, 000

669, 513

50, 000

82, 338

100, 000

376, 932

100, 000
500, 000

289,467
1,119, 313

' Keceiver ap- Capital
i pointed— j stock.

First National Bank ofAttica, N. Y Apr. 14,1865
Venango National Bank of Frank- May 1,1866
lin, Pa.
Merchants' N a t i o n a l Bank of j May 8,1866
Washington, D. C.
i
First National Bank of Medina,
Mar. 13,1867
N.T.
Tennessee National Bank of MemMar. 21,1867
phis, Tenn.
First National Bank of Selma, Ala. Apr. 30,1867
First National Bank of New Or- May 20,1867
leans, La.

National Unadilla Bank, TJnadilla, Aug. 20,1867 j 120, 000
N. Y.
Farmers and Citizens' National Sept. 6,1867 i 300, 000
Bank of Brooklyn, N. Y.
Croton National Bank of New Oct. 1,1867 \ 200, 000
York, N. T.
First National Bank of Bethel, Feb. 28,1868
60, 000
Conn.
Mar. 3,1868 j 100, 000
First National Bank of Keokuk,
Iowa.
National' Bank of Vicksburg, Apr. 24,1868
50, 000
Miss.
First National Bank of Eockford, Mar. 15,1869
50, 000
111.
First National Bank of Nevada, Oct. 13,1869
250, 000
Austin, Nev.
Ocean National Bank of New York, Dec. 13,1871 1,000,000
N. X.
Union Square National Bank of i Dec. 15,1871 200,000
New York, N. Y.
Eighth National Bank of New I Dec. 15,1871 250, 000
York, N. Y.
I
Fourth National Bank of Philadel- Dec. 20,1871 200,000
phia, Pa.
Waverly National Bank of "Wa- Apr. 23,1872
106,100
verly.'N. Y.
First National Bank of Fort Smith, May 2,1872
50, 000
Ark.
Scandinavian National Bank of Dec. 12,1872 250, 000
Chicago, 111.
Wallkill National Bank of Middle- Deo. 31,1872
175,000
town, N. Y.
;
j
Crescent City National Bank of Mar. 18,1873 \ 500, 000
New Orleans, La.
j
Atlantic National Bank of New '• Apr. 28,1873 300, 000
York, N. Y.
First National Bank of Washing- Sept. 19,1873 ! 500, 000
ton, D. C.
National Bank of the Common- Sept. 22,1873 1 750, 000
wealth, New York, N. Y.
Mechanics' National Bank of Pe- Sept. 25,1873
tersburg, Va.
First National Bank of Petersburg, Sept. 25,1873
Va.
'
First National Bank of Mansfield, Oct. 18,1873
Ohio
New Orleans National Banking Oct. 23,1873
Association of New Orleans, La.
First National Bank of Carlisle, Oct. 24,1873
Pa.
First National Bank of Anderson, Nov. 23,1873
Ind.
I
First National Bank of Topeka, Dec. 16,1873 [
Kans.
First National Bank of Norfolk, j June 3,1874
Va.
Gibson County National Bank of j Nov. 28,1874
Princeton. Ind.
i




Remarks.

24ft

Finally closed.
Finally closed.
Finally closed.
Finally closed.

46.6
79

Finally closed.
Finally closed; 9 p e r
cent, s i n c e l a s t
report.
Finally closed.

96

Finally closed.

100

Finally closed.

127, 801
1,191, 500
170, 752

Finally closed.

68, 986
205, 256

Finally closed.

33, 562

Finally closed.

69, 874

Finally closed.

170, 012
1, 282, 254
j

90
100

Finally closed; 46
per cent, of interest paid.
Finally closed; 1«
per cent, paid to
stockholders.
Finally closed.

157,120 I 100
378, 772

100

645, 558

100

Finally closed.

79, 864

100

15,142

100

Finally closed;
per cent paid
stockholders.
Finally closed;
per cent, paid
stockholders.

249,174

100

13
to

40

171, 468

32J
to

Finally closed; 30
per cent, of interest paid.
Finally closed.

657, 020
574, 513

95

1,619,965

100

Finally closed.
I

796, 995 I 100
j

400, 000

992, 636 '

34

200, 000

167, 285

76

100, 000

Finally closed; 35
per cent, paid to
1 stockholders.
Finally closed.

175, 068 i 45

600, 000

1, 428,152

50, 000

65, 729

60
73.5

50, 000

143, 534

100, 000

55, 372

100, 000

176, 330
62, 646

100

5 per cent, since last
report.
Finally closed.

49

50, 000

Finally closed.

25

Finally closed.
Finally closed.

REPORT OF THE COMPTROLLER OP THE CURRENCY.

CLXI

1

nxolvenl national hauls, with date of appointment of receive. ', 4c*—Continued.

Name and location of bank.

E 0

!; f|T?!i ap*

First National Bank of Utali, Salt Dec.
Lake City, Utah.
Cook County National Bank of Feb.
Chicago. 111.
•
'
First National Bank of Tiffin, Ohio. Oct.
Cliarlottesville National Bank of Oct
Charlottesville. Va.
i
Miners' National Bank of George- ! Jan.
town, Colo.
Fourth National Bank of Chicago. Feb.
111.*
First National Bank of Bedford, Fob,
Iowa.
First National Bank of Osceola, Feb.

10,1874

Capital
stock.

Divi
dends
paid.

Proved
claims.

$150,000

Remarks

Pr.cent.]1
y.j Finally closed.

$93.1121
1, 096, 530

3,1875

500, 000

22,1875
28,1875 i

100, 000
200, 000

237, 824
351,847

60
62

24,1876 !

150, 000

92, 624

65

1,1876

200, 000

35, 801

50

1,1876

30,000

50, 781

25.1876

50,000

34, 535

First 'National Bank of Dnluth,
Minn.

Mar. 13,1876

100, 000

First National Bank of La Crosse,
Wis.

Apr. 11,1876

50.000

City National Bank of Chicago, 111. May 17,1876
Watkins National Bank of Wat- J u l y 12,1876
kins. N. Y.
'•
First National Bank of Wichita, Sept. 23,1876

Filially closed.
7 per cent, since last
report.

12.1
100

I Finally closed.

87,786 | 100

Finally closed. Interest paid in full
since last report.
Finally closed: 3,»,
per cent, since la.it
report.
Finally closed.

75,000 ;

59,144 ! 100

60,000

97,404

!

70

Finally closed.

KBIIS.

First National Bank of Greenfield,
Ohio.'

Bee. 12,1876

50, 000

34. 665 ; 27

National Bank of Fishkill, Fishkill, N. Y.
First National Bank of Franklin,
Ind.
Northumberland County National
Bank, of Shamokin, Pa.
First National Bank of Winchester. 111.
National Exchange Bank of Minneapolis. Minn.
National Hank of the State of Missonri. Saint Louis, Mo.

Jan. 27,1877
:
I Feb. 13,1877

200,000

345, 3JO 300

Mar. 12,1877 ':

184.457

67, 000

First National Bank of Ashland, ! Feb. 28,1878
Pa
First National I'.ank of Tarrytown, Mar. 23,1878
N. Y.
"

500,000

392, 394




XI

Finally closed. Interest paid in full.

Finally closed.
F i n a 11 y closed.
3

100,000

111', 500

33, 105

100,000

118,371

90i
70

:

100

7i'n".f« I'er cent.
paid to stockholders.
Finally closed.

Finally closed: 5J
percent, since last
report.
20 per cent, since
last report.

Apr. 15,1878

250, 000

89, 650

May 15,1878

100, 000

33, 3(12

-10

June 8,1878

200, 000

202, 812

10(1

Finally closed.

June 8,1878

50. 000

73, 804

60

Finally closed.

Peoples'National Bauk of Helena, Sept. 13,1878
100, 000 ' 168. 04S
Mont.
i
First National Bank of Bozeman. Sept. 14,1878 !
50, 000
69, 631
Mont.
i
27,801 I
Merchants" National Bank of Fort Sept.25,1878
50,000
Scott, Kims.*
•
> _
* Formerly in voluntary liquidation.

C C

100

175, 952 ' 75

(
; Mar. 16,1877
50, 000
143,300
63/i
Finally closed.
i
; May 24,1877 { 100,000
223, U42 SSt%% Finally closed
;
'
June 23,1877 ,500,000 ; 1,841.949 ; 100
5 per ceni. of priuci,
rial and 50 per
c e n t , of interest
since last report.
Julv 20,1877 '
50. 000
Finallv closed.
133,112 100
'
;
• Aug. 18,1877
75, 000
160,016 I 22!
'
;
; Aug. 20,1877 ; 120, 000 '. 234,186 j 100
10 per cent, since
'
last report.
! tfov. 24,1877 : 750, 000 • 988,641 ! 100
Interest paid in full
l
I
!
since last report.
I Dec. 1,1877 1 200,000
298, 324
60

First National Bauk of Delphi,
Ind.
First National Bank of Georgetown. Colo.
Lock Haven National Bank, of
Lock Haven, Pa.
Third National Bank of Chicago,
111.
Central National Bank of Chicago.
111.
First National Bank of Kansas Feb. 11,1878
City. Mo.
Commercial National Bank of Kan- ! Feb. 11,1878
sas City, Mo.
:

First National Bauk of Alleni own,
Pa.
First National Bank of "Waynesburs. Pa.*
Washington County N a t i o n a l
Bank of Greenwich, N. Y.
First. National Bank of Dallas,.

132,000

Finally closed: 27
per cent, since last
report.

CLXil REPORT OF THE COMPTROLLER OF THE CURRENCY.
Insolvent national baiiSi*, with (late of appointnun / of reveirtrs, <f'c.—Continued.
Capital
stock.

Dividends
paid.

Name and location of bank.

Keeeiver appointed—

Proved

Farn
'aimers'National Bank of I'latto
City. Mo.

Oct. 1,1878

50,000

First National Bank of YTaiTensbnrg. Mo.
German American National Bank
of Washington, IX C.
German National Bank of Chicago.
111.*
Commercial National Bank of Saratoga Springs, N. Y.
Second National Bank of Seranton.
Pa.*
National Bank of Poultney, Vt
First National Bank of Monticello,
Ind.
First National Bank of Butler, P a .

Nov. 1,1878

100, 000

Fr.cent.i
100 I Finally closed: 18
: per "cent, paid t o
stockholders.
156,260 100
Finally closed.

Nov. 1,1878

130, 000

279,305 j 50

Dec. 20,1878

500, 000

197,353

Feb. 11,1879

100, 000

128,832 ; 100

Finally closed.

Mar. 15,1879

200, 000

132, 246 : 75

Apr. 7,1879
July 18,1879

100, 000
50, 000

50 per cent, since
last report.
Finally closed.

J u l y 23,1879

50, 000

First National Bank of Meadviile,
Pa.

June 9,1880

100, 000

claims.

12,449

80

81,801

100

108,385

60

93,625 ! 100

300,000 :

580,592 100

First National Bank of Brattleboro', Vt.
Mechanics' National Bank of Newark, N. J .
First National Bank of Buffalo,
N. Y.
Pacific National Bank of Boston,
Mass.

103,617 100




10 per cent,
last repoit.

since

14,200 ! 30

First Nation.il Bank of Newark. June 14,1880
N. J .

Total.

llemarks.

June 19,1880

300,000

Nov. 2,1881

500, 000 '2,602,655 i 55

Apr. 22,1882

100,000 : 814,470

May 22,1882

961,300

;

1,362,934 :

. 19, 723, 900 30, 049, 492
* Formerly in voluntary liquidation.

25

20 per cent, since
last report.
Finally closed. Interest paid in fall
since last report.
10 per cent, and interest in full to
creditors, and 10
per cent, to stockholder.

AGGREGATE RESOURCES AND LIABILITIES
OP

THE NATIONAL BANKS




OCTOBER, 1863, TO OCTOBER, 1882.

CLXIV REPORT OP THE COMPTROLLER OP THE CURRENCY.
Aggregate resources and liabilities of the National
1803.
JAJIUARY.
1

Resources.

APBIL.

JULY.

OCTOBEE 5.

66 banks.
$5,466,088 33
5,662,600 00
106,009 13
Pun from uat'l ami otherb'k9.

2, 625,507 05
177,565 69
53,808 92
2, 503 69
492,138 58
764 726 00
1,416,607 62

Specie and other lawful moB'y.

16,797,644 00

Total

1

804.

JANUARY 4.

JULY 4.

OCTOBKK 3.

139 banks.
Loans and discounts
XT. S. bonds and securities
Other items

APRIL 4.

307 banks.

467 banks.

508 banks.

$10, CCO, 095 C
O
15,112,250 00
74,571 48

$31,593,943 43
41,175,'15O 00
432,059 95

$70,746,513 33
92,530,500 00
842,017 73

$93,238,657 92
108, 064,400 00
1,434,739 78

Due from national banks
Dae from other b'ksandb'k'rs
Beal estate, furniture, &o
Current expenses

•4,786,124 58
S81,144 00
118,854 43

4, 699,479 56
8,537,908 94
755, 096 41
352,720 77

15,935,730 13
17,337,558 68
1, 694, 049 46
502, 341 31

19,965,720 47
14,051,396 31
2,202,318 20
1,021,569 02

Checks and other cash items..
Bills of nat'l and other banks.
S;>ecie and othei lawful mon'y.

577, 507 92
895,521 00
5,018, 622 57

2, 651, 916 96
1,060,000 00
22,901,411 64

5,057,122 90
5,344,172 00
42,283,798 23

7, 640,169 14
4,687,727 00
44,801,497 48

37, C30. 691 58

114,820,287 66

252,273,803 75

297,108,195 SO

Total

1 §

65.

JANUAKY 2.

Ai-im, 3.

JULY 3.

OCTOBER 2.

638 banks.

907 banks.

1,294 banks.

1,513 banks.

$106,448,718 00
176, 578,750 00
3,294, 883 27

$252,404,208 07
277,619, 900 00
4,275,709 51

$362, 442,743 08
391,744,850 00
12,569,120 38

$487,170,130 29
427,731,300 00
19,048,513 15

Due from national banks
Due from other bks and b'k'rs
Real estate, furniture, &c
Current expenses
Premiums paid

30, 820,175 44
19,836,072 83
4,083,226 12
1,053,725 34
1, 323, 023 50

40, 903, 243 47
22,554,636 57
6,525,118 80
2,208, 025 65
1, 823, 291 84

76, 977, 539 59
20,078,028 01
11,231,257 28
2,338,775 56
2,243,210 31

89,978,980 55
17,393,232 25
14,703,281 77
4,539,525 11
2,585,501 00

Checks and other cash items..
Hills of nat'l and other banks.
Specie
Legal tenders and fract'l cur'y

17,837,496 77
14,275,153 00
4,481,937 68
72, 535,504 67

29,681,394 13
13,710,370 00
6, 659, 660 47
112,999,320 59

41,314,904 50
21,651,826 00
9,437, 000 40
168,426,166 5t>

512,568,666 68

771,514,939 10

Loans and discounts
U. S. bonds and securities
Other items

Total




72,309,854
16,247,241
18,072,012
189,988,498

44
00
59
28

1,126,455,481 66 1,359,768,074 48

•Including amount dne from national banks.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

OLX.V

Banks from October, 18C3, to October, 1882.
1 § 6 3.
JANUARY.

APRIL.

JULY.

OCTOBEB 5.
60 b a n k s .
$7,188, 393 00
128, 030
8,497, 681
981,178
2, 300

Individual and other deposits.
Due to nat'l and other banks*.
Other items

Total

00
84
59
51

16,797, 644 00

1864.
JANUARY 4.

APRIL 4.

139 banks.

307 b a n k s .

$14, 740, 522 00

Capital stock
Surplus fund
Undivided profits

432, 827 81

Xational b ' k notes outstanding
Individual and other deposits.
D u e to nat'l and other banks*.
Other items

Total

30,155
19,450,492
2,153, 779
822, 914

00
53
38
80

37,030,091 58

JULY 4.

OCTOBER 3.

407 banks.'

508 banks.

$42, 204, 474 00

$75, 213, 945 00

$8fl, 782,802 00

1, 025, 650 87

1,129,910 22
3,094,330 11

2,010,280 10
5, 982,392 2?

9, 797, 975
51,274,914
0, 814, 930
3,1(12,337

00
01
40
38

114,820, 287 00

25,825,665
119,414, 239
27,382, 000
213, 708

00
03
37
02

252,273,803 75

45,260, 504
122,106, 536
34,802,384
43,289

00
40
81
77

297,108,195 30

1 8 6 5.
JANUARY 2. •

OCTOBEB 2.

907 banks.

1,294 b a n k s .

1,513 b a n k s .

$135, 018, 874 00

$215, 326, 023 00

$325,834, 558 00

$393,157,206 00

8,003,311 22
12,283,812 65

!>urplns fund
Undivided profits

JULY 3.

638 b a n k s .

Capital stock

APRIL 3.

17, 318, 942 65
17,809, 307 14

31,303, 505 64
23,159,408 17

38, 713, 380 72
32, 350,278 19

National b'knotes outstanding
Individual and other deposits.
Uni ted States deposits

00, 709, 375 00

98, 800,488 00

131,452,158 00

171,321, 903 00

1R3, 479, 636 98
37, 704,729 77

202,961,473 13
57,630,141 01

398,357, 559 59
58,032, 720 67

500,910,873 22
48,170, 381 31

Dne to national banks
Due toother lr'ksand bankers'

30, 619,175 57
37,104,130 02

41,301, 031 16
59, 692,581 64

78,261, 045 04
79,591,594 93

90,044,837 08
84,155,161 27

Other items
Total




205,620 87

578,951 37

402, 871 02

944,053 70

512,508,666 08

771,514,939 10

1,120,455, 481 66

1,359,768,074 49

" Inoiuding State bank oircnlflUon outstaDding.

CLXVI BEPOKT OP THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
I860.
JA-NUAKr 1.

APKIL2.

JULY 2.

OCTOBKB 1.

j

1,582 banks.

Resources.

1,612 banks.

1,634 banks.

1,644 banks.

|

$500,650,109 19
Loans and discounts
V. S. b'dsdep'd to secure ciro'n 298, 376, 850 00
142, 003,500 00
3therU.S. b'dsand securities.
17,483,753 18
Oth'r stocks, b'Ua, audutortg's
Dno from national banks
93,254,551 02
l>uefromother b'ks and b'k'ra
14, 658, 229 87
JReal estate, furniture, &c
15,4:16,296 10
Current expenses
3,193, 717 78
Premiums paid
2,423,918 02
8!), 837, 6R4 50
Checks and other cash items.
20,406, 442 00
Bills of national and other b'ks
19, 205, 018 75
Specie
187,840, 548 82
legal tenders and fract'l cur'y

$528, 080, 526 70 $550,353,094 17
326,483,350 00
315,850,300 00
121,152.950 00
125, 625, 750 00
17, 605,911 46
17, 379, 738 92
87, 5G4, 329 71
96,690,482 06
13,082,345 12
13,982, 613 23
15, 8<ir>, 504 46
16, 730, 923 62
4, 9.'7, f,(l9 79
3,032,716 27
2, 398, 872 28
2, 233, 51'6 31
105. 490, 619 36
96, 077,131 53
18, 279, 81(5 00
17, 866, 742 00
17, 529, 778 42
12, 629,376 30
189,867,852 52
201,425,041 63

1,404,776,619 29

1, 442, 407, 737 31 1,470,395,208 13

Total

$603,314,704 63
331,843,200 00
94, 974,650 00
15,887,490 Ofi
107,650,174 18
15,211,117 16
17,134,002 W
5,311,253 M
S
2,493, 773 -17
103, fl«4,249 21
17. 437,779 (HI
9,226, 831 Si
205, 793,578 7«

!

1,526, 982,804 42

1 867.
JANUAKI 7.

Total

JULY 1.

OCTOBER 7.

1,648 banks.
[joana and discounts
U. S. b'ds dep'd to secure circ'n
tj, S. b'ds dep'd to sec're dep'ts
tT. S. b'ds and see'ties on band.
Oth'r stocks, b'ds, and mortg's
I>ne from national banks
l)ne from other b'ks and b'k'rs
Keol estate, furniture, &c
Current expenses
E'remiums paid
Checks Rnd other cash items
Hills of national banks
Bills of other bunks
Specie
Legal tenders and fract'l cur'y
Compound interest notes.....

APKILl.
1,642 banks.

1,636 banks.

1,642 banks.

$608,771,799 61
339, 570,700 00
36,185, 950 00
52,9-19,300 00
15,073,737 45
92, 552,206 29
12, 990,157 49
18,925,315 51
2, 822, 675 18
2,860, 398 85
101,430,220 18
19,263,718 00
1,170,142 00
19,720, 043 20
104,872,371 64
82, 047, 250 00

$597,648,286 53
388,863, 650 00
38,465, 800 00
46,639, 400 00
20,194,875 21
94,121,186 21
10,737,392 90
19, 625, 893 81
5, 693, 784 17
3,411, 325 56
87,951,405 13
12, 873,785 00
825, 748 00
11, 444, 529 15
92,861,254 17
84, 005, 790 00

1, 511, 222, 985 40 1,405,451,105 84

$588,450, 396 12
337, 684, 250 00
38,368,950 00
45,633,700 00
21,452, 615 43
92,308,911 87
9, 603, 322 82
19, 800, 905 86
3, 249,153 31
3,338,600 37
128, 312,177 79
16,138,769 00
531,267 00
11,128,072 98
102, 534,613 46
75,488, 230 00

$609,075,214 61
338,640,150 00
37,862,100 00
42,460,800 00
21,507,881 42
95,217,610 14
8, 389, 226 47
20, 639,708 23
5,297,494 13
2,764,180 35
134,603,231 51
11,841,104 00
333,209 00
12,798,044 40
100,550,849 91
50,888,250 00

1, 494,084, 526 01 1,499,409,060 17

18
JANUAItr 0.

APRIL 0.

JULY 6.

OCTOBEK 5.

1,042 banks.

1,043 banks.

1,640 banks.

1,643 banks.

$018, 603, 479 89
Loans and discounts
IS. S. b'dsdep'd to secure circ'n 339, 064, 200 00
U. S. b'ds dep'd to sec're dep'ts 37, 315, 750 00
44,164, 500 00
(7. S. b'ds and see'ties on hand.
19, 305, 804 77
Jth'r stocks, t>'ds, and mortg's
99,311, 440 60
Due from national banks
8, 480,199 74
Dae from other b'ks and b'k'ry
21,125,665 68
Keal estato, furniture, &c
2, 986, 893 86
Current expenses
2,404, 536 96
Premiums paid
109, 390, 266 37
Checks and other caah items.
10,055, 572 00
Bills of national banks
261,209 00
Bnisof other banks
1,927,876 78
Fractional currency
20, 981,601 45
Specie
114,300,491 00
legal-tender notes
39, 997,030 00
Uompound Interest notee
8,245,000 00
Three per cent. certificate!* . .
Total




1,502,647,644 10

$028, 029, 347 65
339, 686, 650 00
37, 440, 000 00
45, 958, 550 00
19, 874,384 33
95, 900, 606 35
7, 074,297 44
22, 082, 570 25
5, 428, 460, 25
2, 000,100 09
114,993,036 23
12,573,514 00
190,106 00
1,825,040 ]fl
18, 373, 943 22
84, 390, 219 00
38,917,490 00
24,255, 000 00

$655,729,548 42
339,509,100 00
37,853,150 00
43, 068,350 00
20,007,327 42
114,434,097 93
8, 642,456 72
22, 699, 829 70
2,938, 519 04
2,432,074 37
124,076,097 71
13,210,179 00
342,550 00
1, 863,358 91
20,755, 919 04
100,166,100 O
O
19,473,420 00
44, 905, 000 00

$657,668,847 83
340,487, 050 00
37, 360,150 00
36,817, 600 00
20, 693,406 40
102,278,547 77
7,848,822 24
22,747, 875 18
5,278,911 22
1, 819, 815 50
143,241,394 99
11,842, 974 00
222, 668 00
2,262,791 97
13,003,713 39
92,453,475 00
4, 513, 730 00
59,080,000 00

1,499, OCa 920 97

1,572,167,078 20 1,559,021,773 49

EEPOKT OF THE COMPTROLLER OF THE CURRENCY. CLXVH

Banks from October, 1SG3, to October, 1882-Continued.
1

866.

JANUAICZ 1.

APKIL 2.

JCJLT 2.

OCTOBKB 1.

1,582 banks.

1,612 banks.

1,634 banks.

1,644 banks.

$403, 357, 346 00

$409,273, 534 00

Liabilities.
Capital stock
Surplus fund
Undivided profits

43,000,370 78
28, 972, 493 70

$414, 270, 493 00

$415,472, 369 00

44, 687, 810 54
30, 964, 422 73

50,151, 991 77
29, 286,175 45

53,359,277 64
32, 593,466 69

National b'k notes outstanding
State bank notes outstanding.

213,239, 530 00
45,449,155 00

248, 886, 282 00
33, 800, 865 00

267, 798, 678 00
19,990,163 00

280,253,818 00
9, 748, 025 00

Individual deposits
U. S. deposits
Dep'tsot U. S. disb'sing officers

522, 507, 829 27
29, 747, 236 15

534, 734, 950 33
29,150, 729 82

533,338,174 25
36,038,1*-, 03
3, 0G6, 892 22

564, 616, 777 IH
30,420,819 Wt
2, 979, 955 77

Due to national banks
Due to other l>'ks and bankers.

94, 709, 074 15
23, 793, 584 24

89, 007, 501 54
21,841, 641 35

96, 496, 7°6 42
25,951, 728 99

1.10 531. »r.7 31
26, OSu, 317 57

Total

1,404, 776, 619 29

1,442,407,737 31

1, 476, 395, 208 13 1,526,962,81)4 42

1867.
JANUAltY 7.

Capital stock

APKIL 1.

JULY 1.

OCTOBEIl 7.

1,648 banks.

1,042 banks.

1,036 banks.

1,642 banks.

$420,229, 739 00

$419, 399, 484 00

$418, 558,148 00

$420, 073, 415 00

59, 992, 874 57
26, 961, 382 60

60,206,013 58
31,131, 034 39

63, 232, 811 12
30, 656,222 84

66, 695, 587 01
33,751,446 21

National b'k notes outstanding
State bank notes outstanding.

291, 436, 749 00
6, 961,499 00

292,788, 572 00
5, 460, 312 00

291, 769, 553 00
4, 484,112 00

293,887, 941 00
4,092,153 00

Individual deposits
U.S. deposits
Dep'teoi U. S. disb'sing officers

558, 699,768 06
27, 284, 876 93
2,477, 509 48

512, 046,182 47
27,473,005 66
2, 650, 981 39

539, 599, 076 10
29, 838, 391 53
3,474,192 74

540,797,837 51
23, 062,119 92
4, 352, 379 43

Pue to national banks
Due to otlior b'ks and bankers.

92,761,998 43
24, 416, 588 33

91,156, 890 89
23,138, 629 46

89, 821, 751 60
22, 059, 267 08

93,111,240 89
19, 644, 940 20

Surplus fund
Undivided profits

Total

1, 511, 222, 985 40 1, 485,451,105 84 1, 494, 084,526 01

1,499,469,060 17

18 6 8.
JANUARY 6.

APItIL 6.

JULY 6.

OCTOBER 5.

1,642 banks.

1,648 banks.

1,640 banks.

1,643 banks.

$420, 260,790 00

$420, 676, 210 00

$420,105,011 00

$420,634,511 00

70, 586,125 70
31,399,877 57

72,349,119 60
32,861,597 08

75,840,118 94
33,543, 223 35

77, 995,761 40
36,095,883 98

National b'k notes outstanding
State bank notes outstanding.

294, 377, 390 00
3,792, 013 00

295,336, 044 00
3,310,177 00

294, 908, 264 00
3,163, 771 00

295,769,489 00
2, 906,352 00

Individual deposits
V. S. deposits
Dep'tsof. U. S. disb'sing officers

534,704, 709 00
24,305,638 02
8,208, 783 03

532,011,480 36
22,750,342 77
4, 976,682 31

575,842,070 12
24, 603,676 96
3,499,389 99

580, 940,820 85
17, 573, 250 64
4, 570, 478 16

I>ne to national banks
HUB to other b'ks and bankers.

98,144, 609 61
21, 867, 648 17

94,073,631 25
21,323,030 60

113,306,346 34
27, 355, 204 58

99,414,397 28
23, 720, 829 M

1,499,668,920 »7

1,572,167,076 28

Capital stock
Surplus fund
Undivided profits

Total




1,502,647,644 10

1,559,621,773 49

CLXVIII REPORT OP THE COMPTROLLER OP THE CURRENCY.
Aggregate resources and liabilities of the National
I860.
JAXUARY 4.

APRIL 17.

JUKE 12.

OCTOBER 9.

1,628 banks.

1,620 banks.

1,619 banks.

1,617 banks.

$662,084, 813 47
338,379,250 00
29,721,350 00
30,226, 550 00
20, 074,435 69

$686, 347,755 81
338, 099, 750 00
27, 625, 350 00
27, 476, 650 00
20,777,500 53

$682,883,108 97
339,480,100 00
18, 704,000 00
25 903,950 00
22, 250, 697 14

80
84
34
28
81
70

57, 554, 382 55
30, 520, 527 89
8, 075, 595 60
23,798,188 13
5, 641,195 01
1,716, 210 13

62, 912, 036 82
35,556,504 53
9,140,919 24
23, 859,271 17
5, 820,577 87
1, 809, 070 01

142, 005, 984 92
14, 684,799 00
2, 280,471 06
29, 626, 750 20
S3,239, 300 00
52, 075, 000 00

154,137,191 23
11,725,239 00
2, 088, 545 18
9, 944, 532 15
80, 875,161 00
51,190, 000 00

161, 614, 852 66
11,524,447 00
1, 804, 855 53
18, 455, 090 48
80, 934,119 00
49,815,000 00

1, 540, 304,266 50

1, 517,753,167 03

1, 564,174,410 65

1,497, 226, 604 33

Resources.

Loans ami discounts
TJ. S. bonds to secure circ'lat'n
IT. S. bonds to secure deposits
U. S. b'ds and see'ties on hand.
Oth'r stocks, b'ds, and rnortg's

$644,945,039 53
338,539,950 00
34, 538, 350 00
35, 010, 600 00
20,127, 732 96

Due from redeeming agents..
Due from otber national banks
Due from Stateb'ks and b'k'rs
Keal estate, furniture, &o
Current expenses
Premiums paid

65, 727, 070
30, 007, 316
7, 715, 719
23, 289, 838
3. 205, 990
1, 654, 352

Cheeks and other cash items.
Bills of other national banks.
Fractional currency
Specie
Legal-tender notes
Three per cent, certificates . .
Total

56, 669, 562 84
35,393, 563 47
8, 790, 418 57
25,169,188 95
5, 646, 382 96
2, 092, 364 85
108,809,817 37
10,776, 023 00
2, 090, 727 38
23, 002,405 83
83,719,295 00
45, 845, 000 00

1 S 7o.
JANUARY 22.

MARCH 24.

JUNE 9.

OCTOBER 8.

DECEMBER 28.

1,615 banks.

1,615 b a n k s .

1,612 b a n k s .

1,615 b a n k s .

1,648 b a n k s .

Loans and discounts. $688,875,203 70 $710, 848, 609 39 $719,341,186 06 $715, 928, 079 81 $725, 515, 538 49
Bondsfor cironlation. 339,350,750 00 339, 251, 350 00 338,845,200 00 340, 857,450 00 344,104, 200 00
16,102, 000 00
15,704,000 00
15,381, 500 00
15,189,500 00
Bonds for deposits... 17,502, 000 00
27,292,150 00
28, 276,600 00
22, 323, 800 00
23, 893, 300 00
XT. S. bonds on h a n d . 24, 677,100 00
20, 524, 294 55
23, 300, 681 87
23, 614, 721 25 22,686,358 59
Other stocks and b'ds 21, 082,412 00
66,275, 608 92
04, 805, 002 88
Du e from red 'g agents 71,641,480 05
73,435,117 98
74,635, 405 61
37,478,166 49
36,128, 750 66
33, 948, 805 65
Due from n a t l banks 31, 994, 609 26
29,510,688 11
0,824,144 IS
10, 430, 781 32
9, 319, 500 54
9, 202, 496 71
X>no from State banks
10,238,219 85
26, 5.03, 357 00
26, 002, 713 01 20, 330,701 24
27,470, 746 97 28, 021. 637 4-1
Real estate, Sea
6, 905, 073 32
0, 324, 955 47
3,469, 588 00
5, 871, 750 02
Current expenses
6,683,189 54
3,251,648 72
3, 076, 456 74
2,439,591 41
2,491,222 11
Premiums paid
2, 680, 882 39
13, 229, 403 34
111, 624,822 00
11,267,703 12
11, 497, 534 13 12,530,613 57
Cash items
76,208.707 00
75,317,992 22
83, 930, 515 64
79, 089, 688 39
Clear'g-house exch'gs
17,001,846 00
14, 226, 817 00
16, 342, 582 00
12,512,927 00
National bank notes. 15, 840, 669 00
2,150,022 89
2,476, 966 75
2, 285,499 02
2,184,714 39
2, 078,178 05
Fractional currency .
20, {(07,251 59
48, 345,3S3, 72
37, 096, 543 44
31, 099,437 78
18,400,011 47
Specie
80, 580, 745 00
82,485, 978 00
94, 573,751 00
79,324,577 00
legal-tender notes . 87, 708,502 00
41, 845, 000 00
43, 570, 000 00
43, 465, 000 00
43,345,000 00
Three percent, cert'fs 43, 820,000 00
Total

1,540,201,357 44 1,529,147,735 85 1,505,756,909 67 11,510,713,236 93 1,538,998,105 93

187 1 .
MARCH 18.

APRIL 29.

JL'XE 10.

OCTOBER 2.

DKCEMBRR 16.

1,688 banks.

1,707 banks.

1,723 banks.

1,767 banks.

1,790 banks.

Loans and discounts. $767,858,490 59 $779,321,828 11 $789,416,568 13 $831, 552, 210 00 $818,990,311 74
Bonds for circulation 351,556,700 00 354,427,200 00 357, 388, 950 00 364, 475, 800 00 360, 840, 200 00
15, 250, 500 00
28, 087, 500 00
23,155,150 00
15,230,500 00
Bonds for deposits... 15,231, 500 00
24, 200, 300 00
17,753,650 00
17,675,500 00
22,487, 950 00
U. S. bonds on hand. 23, 911, 350 00
23,132, 871 05
24, 517, 059 35
23, 061,184 20
22,414, 059 05
Other stocks and b'ds 22, 703, 809 20
One from red'gagents
Due from natl banks
Inxa from State banks
Eeai estate, &o
Current expenses
1'remiiims paid

83,809,188 92
30,201,119 99
10,271, 005 34
28, 805,814 7!)
6, 694, 014 17
3, 939. 905 20

85,061, 016 31
38,332, 679 74
11,478,174 71
29, 242, 762 79
6, 764,159 73
•t, 414, 755 40

11, 042, 044 74
12, 749,289 84
Cash items
Clear' g-honse exch'gs 100,693,917 54 130, 8.">5, 698 15
l(i, (>32, 323 00
National bank notes. 13,137, 000 00
2,103, 208 10
2,135, 703 09
.Fractional currency.
?5, 769,106 64
22, 732, 027 02
Specie
Legal-tender notes... 91,072,349 00 100,210,120 00
33, 935, 000 00
Three per cent, cert'fs 37, 570, 000 00
Total




92, 309, 240 71
39, 630, 579 35
11,853,308 60
29, 637,9'J9 30
6,295,099 *S
5, 026, 385 97

80, 878, 608 84
43, 525,302 05
12, 772, 609 83
30, 089, 783 85
6,153,370 29
5,500,890 17

14, 058,268 8fi
13,101,497 95
102,091,311 75 101, 165,854 52
14,197, 653 00
19,101, 389 00
2, 095, 485 79
2,'16O, 713 22
13, 252,998 17
19, 924, 955 16
122,137, 660 00 109,414,735 00
25, 075,000 00
30, 690, 000 00

77, 985, 600 53
43,313,344 78
13, 069, 301 40
30, 070, 330 57
7, 330,424 12
5, 950, 073 74
13,784.424 76
114,538,539 93
13,085,904 00
2, 001, 600 89
29, 595, 299 56
03, 942, 707 00
21, 400, 000 00

1,627,032,030 28 11,694,440,912 94 1,703,415,335 65 1,730,506,899 72 1,715,801,897 22

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXIX
Banks from October, 18C3, to October, 188ii~Continued.
869.

1
JANUARY 4.

APRIL 17.

JUNE 12.

OCTOBER 9.

1,628 b a n k s .

1,620 b a n k s .

1,619 b a n k s .

1,617 b a n k s .

$419, 040, 931 00

$420,818,721 00

$422,659,260 00

$426,399,151 00

81,169,936 52
35, 318, 273 71

82, 653, 989 19
37,489,314 82

82,218,576 47
43,812,808 70

86,165,334 32
40,687, 300 92

Natl banknotes outstanding..
State bank notes outstanding.

294,476,702 00
2,734,669 00

292,457, 098 00
2, 615, 387 00

292, 753,286 00
2,558, 874 00

293, 593, 645 00
2,454, 697 00

Individual deposits
D". S. deposits
Dep'ts TJ. S. disbnrstogoffioers.

568, 530,934,11
13,211,850 19
3,472,884 90

547, 922,174 91
10,114, 328 32
3, 665,131 61

574,307,382 77
10, 301, 907 71
2,454, 048 99

511,400,196 63
7,112, 646 67
4, 516,648 12

Due to national banks
Due to State banks and b'k'rs

95,453,139 33
20, 984, 945 74

92, 662, 648 49
23, 018, 610 62

100,933, 910 03
28, 046, 771 30

95,067,892 83
23, 849,371 62

2,464, 849 81
1, 870, 913 26

2,392,205 61
1, 735,289 07

3,839, 357 10
2,140, 303 12

1,517,753,167 03 | 1,564,174,410 65

1,497,226, G04 33

Liabilities.
Capital stock
Snrplas fond
Undivided profits

Notes ana bills re-discounted Bills payable
Total

1, 540, 394, 266 50

18

70.

JANUAKY 22.

JUNE 9.

OCTOBER 8.

DECEMBER 28.

1,615 b a n k s .

Capital stock

MAECH 24.

1,615 banks.

1,612 b a n k s .

1,615 b a n k s .

1,648 b a n k s .

$426, 074,954 00 $427,504,247 00 $427,235,701 00 $430,399, 301 00
•
90,174, 281 14
91, 689, 834 12
94, 061, 438 95
90, 229, 954 59
42,861,712 59
34,300,430 80
38,008,018 91
43,109,471 62

Surplus fund
Undivided profits
Nat! bank circulation
State bank circulation

292, 838, 935 00
2, 351,993 00

Dividends unpaid
Individual deposits ..
U. S. deposits
Dep'ts U. S. dis. offl'rs

292, 509,149 00
2, 279,409 00

291,183, 614 00
2,222, 793 00

291, 798, 640 00
2,138, 548 00

$435,356,004 00
94, 705, 740 34
46, 056,428 55
296, 205, 440 00
2, 091, 799 00

2,299,296 27

1,483, 416 15

1, 517, 595 18

2, 402, 591 31

2, 242, 556 49

546,236,881 57
6,750,139 19
2, 592, 001 21

516, 058, 085 26
6,424,421 25
4, 778,225 93

542,261,563 18
10, 077, 873 92
2, 592, 967 54

501,407,586 90
6, 807, 978 49
4, 550,142 68

507,308, 618 67
6, 074, 407 90
4,155,304 25

Duo to national banks 108, 351, 300 33
Due to State banks .. 28, 904,849 14
Notes ro-disconnted.. 3, 842, 542 30
Bills payable
1, 543,753 49
Total
1,546,261,357 44

109,607,715 95
29, 707, 575 21

115,456,491 84
33,012,102 78

100, 348, 292 45
29, 693, 910 80

106,090,414 53
29, 200, 587 28

2, 402, 647 49
2,873, 357 40

2,741, 843 53
2,302,756 99

3,843,577 C7
4, 592, 609 70

4, 012, 131 08
4, 838 667 83

1,529,147,735 85 1,565,756,909 67 1,510,713,230 92

1,538,998,105 93

187

I.

MAECII 18.

JUNE 10.

OCTOBEK 2.

1,688 b a n k s .
Capital stock

APRIL 29.
1,707 b a n k s .

1,723 b a n k s .

1,767 b a n k s .

$444, 232, 771 00 $446, 925,493 00 $450,330, 841 00 $458. 255, 690 00

DECEMBER 16.
1,790 b a n k s .
$460, 225, 866 00

96,862,081 66
43, 883, 857 64

97, 620, 099 28
44,770, 030 71

98, 322, 203 80
45, 535,227 79

101,112, 671 91
42, 008,714 38

101, 573,153 62
48, 630, 925 81

N a t ' l b a n k circulation 301,713,460 00
2, 035, 800 00
State b a n k circulation

300,131,393 00
1. 982, 580 00

307,793, 8S0 00
1, 968, 058 00

315.519,117 00
1, 921, 056 00

318,205,481 00
1, 886, 538 00

Surplus fnnd
Undivided profits

1, 203, 707 70

2, 235,248 40

1,408, 628 25

4,540,194 61

1,393,427 98

[ndividual deposits . 501,190, 830 41
6, 314, 957 81
U. S. deposits
4, 813, 016 06
D e p ' t s U. S. dis. offl'rs

611, 025,174 10
6, 521, 572 92
3,757, 873 84

602,110,758 16
6, 265,167 94
4, 893, 907 25

600, 868,486 55
20, 511, 935 98
5,393, 598 89

596, 586,487 54
14,829,525 65
5, 399,108 34

Due to national b a n k s 118, 904, 865 84
Dne to S t a t e b a n k s . . . 37,311 519 13

128.037,469 17
30,113, 290 67

135,107, 847 69
41, 219, 802 96

131, 730, 713, 04
40, 211,971 67

118,657.614 16
38,116, 950 6T

3,573, 723 02
5, 740, 964 77

3,120, 039 09
5,278,973 72

3, 964, 552 57
4,528.191 12

4,922, 455 78
5.374. 362 67

1.627.032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72

1,715,861.897 22

Dividends unpaid

Notes re-discounted..
Bills payable
Total




3, 250, 896 42
5, 248, 206, 01

CLXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
18 7 2.
FEBRUARY 27.

APRIL 19.

JL'.VE 10.

OCTOBER 3.

DECEMBER 27.

1,814 b a n k s .

Resources.

1,843 b a n k s .

1,853 b a n k s .

1,919 b a n k s .

1,940 b a n k s .
j

Loans and discounts- $839,665, 077 91
Bonds to. circulation 370, 924,700 00
Bonds for deposits... 15,870,000 00
U. S. bonds on hand. 21, 323, 150 00
Other stocks and I ds 22, 838, 338 80
V
Due from red'j; agents 89, 548, 329 93
Due from nat'l banks. 38, 282,905 86
Due from State banks 12, 2«9, 822 08
30, 037, 676 75
Real estate, &c
Current expenses.... 6, 265, 655 13
6,308,821 86
Premiums paid
12,143,403 12
Cash items
Clear'g-houso exch'^s 93, 154,319 74
National bank notes. 15, f>r,'.!, 087 00
Fractional currency . 2, 278, 143 24
25,507,825 32
Specie
Legal-tender notes... 97,865,400 00
X . S. cert Is of deposit
T
Three per cent, cert's 18, 980,000 00
Total

$844, 902,253
374,428,450
13,169, 000
19, 292,100
21, 538, 914
82,120,017
36, 697, 592
12, 299, 716
30,809,274
7, 026, 041
6, 544, 279
12,461,171
114,195. 966
18, 492, 832
2,143, 249
24, 433, 809
105,732, 455

49 $871, 531,448 67 $877,197, 923 47 $885, 653, 449 62
00 377, 029, 700 00 382, 046,400 00 384, 458, 500 00
00
15, 409, 950 00
15,479,750 00
16, 304,750 00
00
16, 458, 250 00
12,142, 550 00
10, 306,100 00
06
22,270,610 47
23, 533,151 73
23,160,557 29
24
91, 564,269 53
80,717,071 30
80,401,459 44
81
39,408, 323 39
34,480,593 87
42,707,613 54
94
13, 014, 265 26
12, 976, 878 01
12, 008, 843 54
98
31,123, 843 21
32,276,498 17
33, 014, 796 83
23
6, 719..794 90
6,310,428 79
8 454, 803 97
29
6, 616,174 75
6, 546, 848 52
i, 097, 847 86
40
13,458,753 80
14,916,784 34
13, 696, 723 85
30
88, 592, 800 16 110,086,315 37
90,145, 482 72
00
16, 253,560 00
15, 787, 298 00
19, 070, 322 00
29
2,069,464 12
2,151, 747 88
2, 270, 576 32
46
24,256,644 14
10,229,756 79
19, 047, 336 45
00 122,994,417 00 105,121,104 00 102,922, 309 00
6,710,000 00
12, 650, 000 00
7,140, 000 00
4,185,000 00
12, 005, 000 00
15, 305, 000 00

1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43

1 § 7 3.
FEBRUARY 28.
1,947 banks.
Loans and discounts $913,265,189
Bonds for ci rculat ion . 384,675,050
Bonds for d e p o s i t s . . . 15, 035,000
TJ. S. bonds on hand. I 10,436,950
Other stocks and b'dsi 22. 063, 306
Due from red'j* agents: 95,773, 077
D u e from nat'l b a n k s . \ 39, 483, 700
D u e from State banks! li!, 595,679
34, 023, 057
Eeal estate, &o
6, 977, 831
C u r r e n t expenses
7, 2()3,259
Premiums paid
1L, 761, 711
Oa«h items
i
Clear'g-house exch'fisj 131,383,860
National bank notes. 15, 998, 779
2, 289, 680
Fractional currency .
17, 777, 673
Specie
Le#al-tender n o t e s . . ; 97,141,909
IT. S. cert 1 is of deposit 18,460, 000
1,805,000
T h r e e per cent, c e r t ' s
Total

iraE 13.
I 1,902 banks.
!$912. OOt, 207
386,763, 800
16,235,000
9, 013, 550
22, 449,146
88,815, 557
38,671,088
12, 883, 353
34,216,878
7,410,045
7,559,987
11,425,209
94, 132, 125
19, 310, 202
2,198,973
16,868,808
100, 605, 287
18, 370, 000
710, 000

SEPTEMBER 12.

1,968 banks. | 1,976 banks.

31 $925, 557, 682 42
$944, 22ft, 116
00 388, 080, 300 00 388, 330,400
00
15, 935,000 00 14, 805, 000
00
9, 789, 400 00 8, 824, 850
04
22, 912, 415 63 23, 709, 034
80
97,143, 326 94 96,134.120
63
43, 328. 792 28 41, 413, 680
37
14, 073, 287 77 12,022,873
07
34, 820, 562 77 34, 661, 823
87
7,154,211 09 6, 985, 436
67
7, 890, 902 14 7, 752, 843
00
13,0:16,482 58 11,433,913
24
91,918,528 59 88,926,003
00
20, 394, 772 00 16,103, 842
37
2,197,559 84 2,302, 775
74
27, 95(1, 086 72 19, 808,469
00 100,381,491 00 92, 522, 663
00
22, 365, 000 »0
20,610,000
00
305, 000 00

DECEMBER 26.
1,976 b a n k s .

34 $850,816,555 05
00 389, 384,400 00
00
14,815,200 00
00
8, 630, 850 00
63
24, 358,125 06
66
73, 032, 046 87
00
40,404, 757 97
11,185, 253 08
41
35, 556, 746 48
21
8,678, 170 39
99
7,987,707 14
87
12, 321, 972 80
22
02,881,342 16
53
21, 403,179 00
00
2,287,454 03
26
26,907, 037 58
45
00 108, 719,506 00
24,010, 000 00
00

'1,839,152,715 21 (1,800,303,280 11 jl,851,234,800 38 1,830,627,845 53 1,729,380,303 61

1874.
FEBRUARY 27.

MAY 1.

JUNE 20.

OCTOI1ER 2.

DECEMBER 31.

1,975 bunks.

1,978 b a n k s .

1,983 b a n k s .

2,004 b a n k s .

2,027 banks.

Loans and discounts. $897, 859, 600 4(i
Bonds for circulation. 389,614,700 00
Bonds for deposits- . 14, 600, 200 00
TJ. S. bonds on hand. 11,043,400 00
Other stocks and b'ds 25, 305,730 24
Due from res'vea£:ts 101,502,801 58
Due from nat'l banks. 36, 624, 001 39
Due from State banks 11, 496, 711 47
36,043,741 50
Real estate, &c
Current expenses.... 6, 998, 875 75
8,741,028 77
Premiums paid
10,269,955 50
Cash items
Clear' jj-housoexch'fis 62,708,119 19
National hank notes. 20,003,251 00
2, 309, 919 73
Fractional currency
33,365,863 58
Specie
Legal-tender notes... 102,717, 563 00
U. S. cert'fsof deposit 37,235, 000 00
Dep. with IT. S. Treas
Total




$923, 347, 030 79 $926,105, 671 70 $934,394,791 59 $955, 862, 580 51
389, 249,100 00 390,281, 700 00 383,254, 800 00 382, 976, 200 00
14, 890, 200 00
14, 890,200 00
14,691,700 00
14,714,000 00
10,152,000 00
10,456,900 00
13,313,550 00
15, 290, 300 00
25, 460, 460 20
27, 010, 727 48
27, 807, 826 92
28, 313, 473 12
94,017,603 31
97, 871, 517 06
83,885,126 94
80, 488, S:J1 45
41,291,015 24
45, 770, 715 59
39, 695, 309 47
48,100, 842 62
12,374,391 28
12,409,592 33
11,196,611 73
11,655,573 07
30,70S, 060 39
37, 270, 876 51
38,112,926 52
39,190, (i83 04
7, 547, 203 05
7,550,125 20
7, 658, 738 82
5, 510, 566 47
8, O U 370 84
K,
8, 563, 262 27
8, 376, 659 07
8,626,112 16
11, 949, 020 71
10,406,257 00
12,296,416 77
14,005,517 33
94, 877, 796 52
63,890,271 31
97, 383, 687 11 112,995, 317 55
20, 673,452 00
23, 527, 991 (10
18,450, 013 00
22, 532, 330 00
2,187, 186 69
2, 283, KI8 92
2,224,943 12
2, 392, 008 74
32, 569,969 26
22,326,207 27
21, 240, 945 23
22,436,761 04
101,692,930 00 103,108,350 00
80, 021, 946 00
82,604,791 00
40,135, 000 00
47, 780, 000 00
42, 825, 000 00
33, 070, 000 00
91,250 00
20, 349, 950 15
21,043, 084 36

1.808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1,902,409,638 46

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXI

Banks from October, 1863, to October, 1882—Continued.
FEBRUABY 27.

APRIL 19.

JUXE 10.

OCTOBER 3.

DECEMBER 27.

1,814 banks.

Liabilities.

1,843 banks.

1,853 banks.

1,919 banks.

1,940 banks.

Capital stock
$464,0Sl,744 00 $407, 924,318 00 $470, 543,301 00 $479,629,174 00 $482, 606, 252 00
Surplus fund
103, 787, 082 02 104,312, 525 81 105,181, 943 28 110,257,516 45 111, 410, 248 98
56,702,411 8S
Undivided profits . . .. 43, 310,344 40 46,428, 590 00 50, 234, 298 32 40, 623, 784 50
H"at'l bank circulation 321, 634, 675 00 325, 305. 752 00 327, 002,752 00 333,495, 027 00 336,289, 285 00
1, 507,143 00
State bank circulation 1,830, 563 00
1, 703, 885 00
1, 700, 933 00
1, 511, 396 00
Dividends unpaid

1, 561, 014 43

3,149, 749 61

' 1, 356, 934 48

Individual deposits .. 593, 645, 006 10 020, 775, 205 78 01S, 801,619 49 013,290,671 45
6, 355,722 85
0, 993, 014 77
7, 853, 772 41
TJ. S. deposits
7,114,893 47
3,410,371 16
5, 403, 953 48
Dep'tstf.S.dis.officers
5, 024, 099 44
4, 563, 833 79

598,114,679 26"
7,803, 894 03
5,136, 597 74

Due to national banks 128, 627, 494 44 120, 755, 565 86 132, 804, 924 02 110, 047, 347 67
Dae to State banks . - 39, 025,1«5 44 35, 005,127 84 39, 878, 826 42 33, 789, 083 82

124,218,392 83
34,794, 903 37

1,451,746 29

Notes re-discounted..
Bills payable

3, 818, 686 91
6,062,896 11

1,434,044 06

4, 225, 622 04
5, 821, 551 76

5, 549,431 88
0, 040, 502 06

4, 745,178 22
5, 942, 479 34

0, 545, 059 78
0,940,416 17

1,719,415,637 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556, 532 «

Total

187
FEBRUARY 28. I

3.

APRIL 25.

SKFTlEMUEtt 12.

DECEMBER 26.

1,976 banks.

1,970 banks.

!

1,908 banks.

1,947 banks. I 1,962 banks.

Capital stock

.. $484, 551, 811 1)0 j$487, 891, 251 00 $490,109, S01 00 $491, 072, 616 00 $490, 200, 611 00

Surplusftmd
'<
Undivided profits

114,081.048 73 115,805,574 57
! 48, 578, 045 28 j 52,415, 348 40

116, 847, 454 62
55,300, 154 69

120,314,499 20
64, 515,131 70

120, 961, 267 91
58, 375,169 43

Nat'l bank circulation' 336,292,459 00 | 338,103,804 00

338, 788, 504 00
1, 224, 470 00

339, 081 799 00
1,188,853 00

341,320,250 0V
I, KiO, 585 00

1,400,491 90

1, 402, 547 89

1, 209, 474 74

State bank circulation;

1,308,271 00 j

1,280,208 00

Dividends unpaid

1,463,993 00 j

1,402,330 77

i

Individual deposits .. i 656,187,551
XT. S. deposits
I 7, 044, 848
Dep'tstf.S.dis.oflicers
5,835,690
Due to national banks! 134, 231,842
Due to State banks ..[ 38,124,803
Notes re-discounted..! 5,117,810
Bills payable
j 5,072,532
Total
:l,630,152,715

61 i 616,848,358
34 I 7, 880, 057
0 0 ! 4,425,750
95 126,031,920
85 35,030,433
50
5,403,043
75
7,059,128
21 |l,800,303,280

641,121, 775 27 622, 685, 563 29 I 540, 510, 602 78
8, 691, 001 95
7, 829, 327 73
7, 080, 375 26
0, 410, 275 10
8, 098, 560 13 I
4,705, 593 3(i

25
73
14 I 137,856, 085 67 133, 672, 732 94 | 114, 996, 666 54
24 40, 741, 788 47 39, 208,148 14 I 36, 098, 070 29
18
5, 515, 900 07
5, 987, 512 36 i 8,811,487 89
38
7,215, 157 04
5,480,554 09
7,754,137 41
39
11 1,851,234,800 38 1,830,627,845 53 |1, 729, 880, 303 61

18
i FEBRUARY 27.

MAY 1.

! 1,975 banks.

1,978 banks.

JUNK 26.
; 1,983 banks,

OCTOBER 2.
i 2,004 banks.

DECEMBER 31.
2,027 banks.

Capital stock

|$490,851>, 101 00 !$490. 077, 001 00 $491, 003, 711 00 [$493, 705,121 00 j $495, 802, 481 00

Surplus fund
"Undivided prottts

j 123, 4!>7, 347 211
; 50, 230, 919 SS

123, 5H1. 081 23 j 120, 239, 308 41 128, 958,106 84 I 130, 485, 041 37
34,331,713 13 ' 58, 332, 905 71 51,484, 437 32 | 51,477, 629 33
Nat'l bank circulation! 339, 002, 955 00 310, 2fi7, 049 00 ! 338, 538, 743 00 333, 225, 298 00 | 331,193,159 00
State bank circulation! 1, 078, 988 00
1,049,280 00 j I, 009, 021 00 ••
904, 507 00 |
SOU, 417 01)
Dividends iui|>aid....[

1,291,055 03

2,259,129 91

1,242,474 8 1 !

3,516,270 9 9 ;

0,088,843 0!

Individual deposits . ,| 595, 350, 334 90
U. S. deposits
J 7, 276, 959 87
Dep'tslT.S.dis.officers
5,034,024 40

049, 280, 298 95 i 622, 80S, 134 44 | 669, 008, 995 88
7,991,422 27 ! 7, 322, 830 85 ! 7, 302,153 58
3, 297, 089 24 \ 3, 238 639 20 j 3, 927, 828 27

682, 840, 007 45
7, 492, 307 78
3, 579, 722 94

Due to national banks] 138,435,388 3D
Due to State banks ..! 48,112, 223 40

135, 640. 418 24 ' 143, 033, 822 25 ! 125,102, 049 93
48, 683, 924 34 50, 227, 426 18 ! 50, 718,007 87

129,1S8, 671 42
51,029,002 3«

Notes re-discounted. 1 3,448,828 02
Bills payable
j 4,275,002 51
Total.




:

4, 581,420 38 I
4, 772, 002 59 I

[
4, 436,256 22 i
4,332,500 57 !

4,197, 372 25
4, 950, 727 51

0,365,052 m
5, 398, 900 83

• 11,808,500,529 10 ]l,807,802,796 2S '1,851,840,913 04 :1,877,180,942 44 11, 902, 409, 038 46

CLXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
•Aggregate resources and liabilities of the National
1 §
"Resources.

MARCH 1.

JIAY 1.

JUXE 30.

OCTOBER 1.

DECEMBER 17.

2,046 banks.

2,076 banks.

2,088 banks.

2, 086 b a n k s .

1

2, 029 hanks.

Loans and discounts - $950, 485, 039 33
Bonds ibr circulation 380, 082, 650 00
Bondsfordeposits .. 14,492,200 00
LJ. S. bonds on hand. 18,002,150 00
Other stocks and b'ds 28,208,841 60
Duo from res've ag'ts 89, U91,175 34
Duo fromnat'l banks 44,720,394 11
Duo from State banks 12,724,243 97
39,430,952 12
Real estate, &c
7, 790, 581 86
Current expenses
9, 006, 880 92
Premiums paid
'11,734,762 42
Cash items
Clear'ghouseoxch'gs 81,127,796 39
Bills of other banks - - 18, 909, 397 00
Fractional currency - 3, 008, 592 12
16, 607,100 17
Specie
Legal-tendernotes. -. 78,508,170 00
TJ. S. cert'fs of deposit 37,200, 000 00
Duefrom TJ. S. Trcas. 21,007, 919 76
To;al

i

75.

$971, 835, 298
378, 020, 900
14,372,200
14, 297, 050
29, 102,107
SO, 020, 878
40, 039, 597
12, 094, 086
40,312,285
7, 706, 700
8,434,453
13,122,145
116,970,819
19, 504, 040
' 2, 702, 320
10, 020, 301
84, {115, 928
33, 015, 000
21, 454, 422

74 $972, 926, 532 14 $984, 691, 434 40 $902, 571, 807 70
00 375,127, 900 00 370, 321,700 00 363, 618,100 00
00
14, 097, 200 00
13, 981, 500 00
14,147,200 1)0
00
13, 08!), 950 00
16, 009, 550 00
12,753,000 00
10
33, 505, 045 15
31,657,060 52
32,010,310 18
75
85, 701,259 82
81,402,682 27
89, 788, 903 73
57
47, 028. 709 18
44, 831, 891 48
48,513,388 86
39
11, 963, 768 90
11,895,551 08
11,025,047 15
99
42, 300, 647 65
41, 583, 311 94
40, 009, OW 49
S
42
7, 841, 213 05
fl, 218,455 47
4, 992, 044 34
14
8, 070, 091 18
9,442,801 34
8, 742, 393 83
88
12, 758,872 03
11,238,720 72
12,433,100 43
05
75,142,863 45
67,886, 067 04
88, 924, 025 93
00
18, 528,837 00
17,166,190 00
24,201,901 00
44
2,595,631 78
2, 901, 023 10
2, 020, 504 26
64
8, 050, 329 73
17, 070, 905 90
18, 959, 582 30
00
70, 458, 734 00
70, 725, 077 00
87, 492,893 00
00
48, 810, 000 00
31, 005,000 00
47, 310, (100 00
29
19, 086, 000 30
19, 202, 256 08
19,640,785 52

1,869,819,753 22 1,909,847,891 40 1,913,239,201 10 1,882,209,307 02 1,823,409,752 44

6.
MARCH 10.

MAY 12.

JUKE 30.

OCTOBER 2.

DECEMBER 22.

2,091 banks.

2,089 banks.

2,091 banks.

2,089 banks.

2,082 b a n k s .

Loans and discounts. $950, 205, 555 62
Bonds for circulation. 354, 547, 750 00
Bonds for deposits... 14, 210, 500 00
C . S. bonds on hand.. 25, 910, 050 00
T
Other stocks and b'ds 30,425, 430 43
Due from res've ag'ts 99, 068, 360 35
Due from nat'l banks. 42, 341, 542 67
Due from State banks 11,180, 562 15
41, 037, 617 25
Eeal estate, &c
8,296,207 85
Current expenses
10, 940, 713 15
Premiums paid
9, 517, 868 80
Cash items
Clear'g-houseexcb'gs 58, 803,182 43
Bills or other banks. - 18, 536, 502 00
Fractional currency. 3, 215, 594 30
29, 077, 345 85
Specie —
Legal-tendernotes... 76, 768, 446 00
U. S. cert'fs of deposit 30, 805, 000 00
Due from TJ. S. Treas. 18,479,112 79
Total

$939, 893, 083
344, 537, 350
14,128, 000
20. 577, 000
30, 905,195
80,709,083
44, 328, 609
11, 202,193
42,183, 958
6,820,573
10, 414, 347
9, 093,186
50, 800, 032
20, 347, 964
2, 771, 886
21, 714, 594
79, 858, 661
27, 380, 000
10, 911, 080

34 $933, 686, 530 45 $931,304,714 06 $929, 066,408 42
00 339,141, 750 00 337,170,400 00 336,705, 300 00
00
14, 328, 000 00
14, 698, 000 00
14,757,000 00
00
30, 842, 300 00
33,142,150 00
31, 937, 950 00
82
32, 482, 805 75
34, 446,157 16
31,565,914 50
97
87, 989, 900 90
87, 326, 950 48
83, 789,174 65
40
47, 417, 029 03
47, 525, 089 98
44,011,664 97
90
10, 9S9, 507 95
12, 061,283 08 , 12,415, 841 97
78
42,722,415 27
43,121, 942 01
43, 498,445 49
35
5, 023, 549 38
6, 987. 044 40
9, 818,422 88
28
10, 621,634 03
10, 715, 251 10
10, 811, 300 66
37
11, 724, 592 67
12, 043,139 68
10, 658,709 26
03
75, 328, 878 84
87, 870,817 06
68, 027, 016 40
00
20, 398, 422 00
15, 910, 315 00
17,521,063 00
26
1, 987, 897 44
1, 417, 203 66
1,146, 741 94
36
25, 218,409 92
21,300,707 42
32,999, 647 89
00
90, 836, 870 00
84,250,847 00
06,221,400 00
00
27, 955, 000 00
29,170, 000 00
26, 095. 000 00
20
17,003,407 65
16, 743, 695 40
16,359,491 73

1,834,339,941 70 |l,793,300,002 78 1,825,760,967 28 1,827,205,307 01 1,787,407,003 76

1§7

7.

JANUARY 20.

APRIL 14.

JUNE 22.

OCTOBER 1.

DECEMBER 28.

2,083 banks.

2,073 banks.

2, 078 banks.

2, 080 banks.

2, 074 b a n k s .

Loans and discounts. $920, 561, 018 65
Bonds for circulation. 337, 590,700 00
Bonds for deposits. -. 14, 782,000 00
X . S. bonds on hand. 31,988,650 00
T
Other stocks and b'ds 31,819,930 20
Duefrom res've ag'ts - 88, 698, 308 85
Duefromnat'l banks. 44, 844, 616 88
Due from State banks 13, 680, 990 81
Real estate, &c
43, 704, 335 47
Current expenses
4,131,510 48
Premiums paid
10, 991, 714 50
Cash items
10,295,404 19
Clear'g-house exch'gs 81,117, 889 04
Bills of other banks. - 18,418,727 00
fractional currency. 1, 238, 228 08
Specie
49, 709, 267 55
Legal-tendernotes. - - 72, 089, 710 00
17. S. cert'fs of deposit 25, 470, 000 00
Duo from TJ. S. Treas. 16,441, 509 98
Total




$911, 946, 833
339,658,100
15, 084, 000
32, 904,250
32, 554, 594
84, 942, 718
42, 027, 778
11,911,437
44, 736, 549
7, 842, 296
10, 494, 505
10,410,023
85, 159, 422
17, 942, 693
1,114, 820
27, 070, 037
72, 331, 573
32,100, 000
16, 291, 040

88 $001,731,410 03 $891, 920, 593 54 $881, 850,744 87
00 337, 754,100 00 330, 8.10, 9.">0 00 343, 869, 550 00
00
14,971,000 00
14,903,000 00
13,538,000 00
00
32, 344, 050 00
30, 088, 700 00
28,479,800 00
44
35, 653, 755 29
34, 435, 995 21
32,109,401 03
41
82,132, 099 96
73,284,133 12
75,960,087 27
81
44, 507, 303 03
45,217,246 82
44,123, 924 97.
36
11, 246, 349 79
11,415,701 00
11, 479, 945 65
09
44,818,722 07
45, 229, 083 25
45, 511, 932 25
80
7, 910, 804 84
0,915,702 50
8, 958, 903 60
12
10, 320, 674 34
9,219,174 02
8, 841, 939 09
87
10, 099, 088 46
11,674,587 50
10, 265, 059 49
74
57,801,481 13
74, 523, 215 89
04, 664, 415 01
00
20.182, 948 00
15.531,407 00
20, 312, 092 00
0«
i; 055,123 01
' 900, 805 47
778, 084 78
78
21, 335, 990 00
22, 058, 820 31
32, 007, 750 70
00
78, 004, 3KB 00
00, 920, 084 01)
70,508,248 00
00
44, 430, 000 00
33, 410, 000 00
20,515,0(10 00
84
17, 932, 574 00
10, 021, 753 01
10,493,577 08

1,818,174,517 68 1,706,603,275 29 1,774, 352,833 81 1,741,084,663 84 l,",'i7,295,H5 79

REPORT OP THE COMPTROLLER OF THE CURRENCY. CLXXIII

Banks from October, 1863, to October, 1882—Continued.
1 8 75.

Capital stock
Surplus fund
Undivided profits

MARCH 1.

MAYl.

JUNE 30.

OCTOBER 1.

2,029 banks.

Liabilities.

2,046 banks.

2,076 banks.

2,088 banks.

2.080 banks.

$496, 272,901 00 $498,717,143 00 $501,568,563 50 $504,829,769 00

$505,485,865 00

131, 604,608 66 133,169,094 79 134,356, 076 41
55,907,619 95 52,160,104 68 52,964,953 50

133,085,422 30
59,204,957 81

323,321,230 00
815,229 00

314,979,451 00
752,722 00

131,249,079 47
51, 650,243 62

Nat'l bank circulation 324, 525,349 00
State bank circulation
824,876 00
Dividends unpaid

DErSMBER 17.

1, 601, 255 48

318,148,406 00 318,350,379 00
786, 844 00
772, 348 00

2,501,742 39

6,105,519 34

4,003,534 90

1,353,396 80

Individual deposits .. 647, 735, 879 69 695,347, 677 70 686,478,630 48 664, 579, 619 39
U. S. deposits
7, 971,932 75
6, 797, 972 00
6, 714,328 70
6,507,531 59
Dep'ts U.S.dis.officers
5, 330,414 16
2,766,387 41
3,459,061 80
4,271,195 19

618,517,245 74
6, 652, 556 67
4,232,550 87

Dae to national banks 137, 735,121 44 127,280,034 02 138,914,828 39 129, 810, 681 60
Due to State banks.. - 55, 294, 663 84 53, 037, 582 89 55, 714, 055 18 49, 918, 530 95

119,843,665 44
47,048,174 56

Notes re-discounted..
Bills payable
Total

4,841, 600 20
4, 786,436 57

5, 671, 031 44
6,079, 632 94

4,261,464 45
5,758,299 85

5,254,453 66
6,590,234 43

1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44

187

6.

MARCH 10.

MAY 12.

JUNE 30.

OCTOBER 2.

2,091 banks.
Capital stock

5,257,160 61
7,056,583 64

2,089 banks.

2,091 banks.

2,089 banks.

DECEMBER 22.

2,082 banks.

$504, 818, 666 00 $500, 982, 006 00 $500, 393, 796 00 $499,802,232 00

$497,482, 016 00

133, 091, 739 50 131,795,199 94 131, 897,197 21 132,202,282 00
51,177, 031 26 49, 039, 278 75 46, 609,341 51 46,445, 215 59

131,390, 664 67
52,327, 715 08

Nat'l bank circulation 307,476,155 00 300, 252, 085 00 294, 444, 678 00 291, 544, 020 00
State bank circulation
714, 539 00
667,060 00
058,938 00
628,847 00

292, 011, 575 00
608, 548 00

Surplus fund
Undivided profits

Dividends unpaid....

1,405, 829 00

2, 325, 523 51

6,116, 679 30

3,848,705 64

1, 286, 540 28

Individual deposits.. 620, 674, 211 05 612,355, 096 59 641,432,886 08
6, 606, 394 90
U. S. deposits
8, 493,878 18
7,667, 722 97
4, 313,915 45
Dep'ts U.S.dia.offlcers
2,505, 273 30
3,392, 939 48

651,385,210 19
7,256, 801 42
3,746,781 58

619, 350, 223 06
6,727,155 14
4, 749, 615 39

Due to national banks 139, 407, 880 06 127, 880,045 04 131, 702,104 87
Due to State banks... 54,002,131 54 46, 700, 969 52 51, 403,995 59

131, 535 909 04
48, 250, 111 63

122, 351,818 09
48, 685,392 14

Motes re-discounted..
Billa payable
Total

4,631,882 57
6, 049,566 31

4, 653,460 08
5, 650,126 87

3, 867, 622 24
6,173,006 03

4,464,407 31
6,154, 784 21

4, 553,158 76
5,882,672 15

1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,205,367 61 jl, 787,407, 093 76

1 8 7 7.
JANUARY 20.
2,083 banks.
Capital stock
Snrplns fund
Undivided profits

APRIL 14.

2,073 banks.

OCTOBER 1.
2,080 banks.

$493,634,011 00 $489, 684, 645 00 $481, 044,771 00 $479,467,771 00
130, 224,169 02
87,450,530 32

127, 793, 320 52 124,714, 072 93 122,776,121 24
45, 609,418 27 50, 508, 351 70 44, 572,678 72

Nat'l bank circulation 292, 831, 351 00 294,710,313 00
State bank circulation
581, 242 00
535,963 00
Dividends unpaid

JUNE 22.
' 2,078 banks.

2,448, 909 70

1,853, 974 79

290, 002, 057 00 291,874,236 00
521,611 00
481, 738 00
1, 398,101 52

3, 623,703 43

DECEMBER 28.

2,074 banks.
$477,128,771 00
121, (!18,455 32
51,530, 910 18
299,240, 475 00
470,540 00
1, 404,178 34

Individual deposits .. 659, 891, 909 76 641, 772, 528 08 636, 267, 529 20 616,403,987 12
7, 584, 267 72
U. S. deposits
7, 234, (>90 98
7,187,431 67
7, 972,714 75
3, 070, 878 70
Dep'ta U. S.dis.oflicers
3, 710,107 20
3,108, 310 55
2, 376, 983 02

604, 512,514 52
6,529, 031 09
3,780,759 43

Due to national banks 130, 293, 566 38 125,422,444 43 121, 443, 001 23 115,028,954 38
Duo to State banks... 49,963, 770 27 48, 604, 820 09 48, 352, 583 90 40, 577,439 88

115,773, 660 58
44, 807, 958 79

Notes re-discounted..
Bills payable
Total




4, 000, 063 82
6,483,320 92

3, 985,459 75
5, 969, 241 94

2, 953,128 58
6,249,426 88

3, 791, 219 47
6,137,116 83

4, 654, 784 51
5,843,107 03

1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79

CLXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
1 8 7 8.
MAY 1.

JUNE 29.

OCTOBER 1.

| DECEMBER 6.

2,063 banks.

Resources.

MAKCH 15.

2,059 b a n k s .

2,056 banks.

2,053 b a n k s .

| 2,055 b a n k s .

Loons and discounts. $854,750, 708 87
Bonds for circulation 343,871, 350 00
Bonds for deposits... 13, 329, 000 00
IT. S. bonds on hand.. 34, 881, 600 00
Other stocks and b'ds 34,674,307 21
Due from res'veag'ts 80, 016, 990 78
Due from nat'I banks 39,692,105 87
Due tVom State banks 11, 683, 050 17
Eeal estate, &c
45, 792, 363 73
Current expenses
7, 786, 572 42
Premiums paid
7, 806, 252 00
Dash items
10,107, 583 76
Clear'g-house exch'gs 66,498, 965 23
Bills of other banks.. 16, 250, 569 00
Fractional currency.
697, 398 86
Specie
54,729,558 02
Legal-tender notes... 64, 034, 972 00
XT. S.cert'fs of deposit 20, 605, 000 00
Duo from X . S. Treas. 16, 257, 608 98
T
Total

$847, 020, 392
345, 256, 350
19, 536, 000
33,615,700
34, 697, 320
71,331,219
40, 545, 522
12,413,579
45,901,536
7, 239, 305
7, 574, 255
10, 989, 440
95, 525,134
18, 363,335
661,044
46, 023,756
67, 245,975
20, 995,000
16, 364,030

49 $835, 078,133 13 $833, 988, 450 59 $826,017,451 87
00 347, 332,100 00 347, 556, 650 00 347, 812, 300 00
00
47, 936, 850 00
49,110,800 00
28,371,000 00
00
46, 785, 600 00
44, 255, 850 00
40, 479, 900 00
53
36,859,534 82
35, 816, 810 47
36,694, 990 24
27
85, 083, 418 51
81, 733,137 00
78, 875, 055 92
72
41, 492, 918 75
43,144, 220 68
41, 897, 858 89
10
12, 314, 698 11
12, 259, 856 09
12,232,316 30
93
46, 702, 476 26
46, 728,147 36
46,153, 409 35
78
ti, 272, 566 73
7, 608,128 83
4,718,618 66
95
7,134, 735 68
6, 978, 763 71
7, 335, 454 49
78
10, 982, 432 89
9, 985, 004 21
11, 525, 376 07
28
82, 372, 537 88
61, 998, 286 11
87, 498, 287 82
00
16, 929, 721 00
19,392,281 00
17, 063, 576 00
69
515, 661 04
496, 864 34
610, 084 25
06
30, 688, 606 59
34, 355,250 86
29, 251,469 77
00
64,428, 600 00
64, 672,762 00
71, 643, 402 00
00
32,690,000 00
32, 520,000 00
36, 905,000 00
47
16, 543, 674 30
17, 940,918 34
16, 798,667 6C

1,729,465,956 90 1,741,898,959 05 1,750,404,706 51 1,767,279,133 21 1,742,826,837*37
I

18 7 9 .
JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

DECEMBER 12.

2,051 b a n k s .

2,048 banks.

2,048 b a n k s .

2,048 banks.

2,052 banks.

Loans and discounts. $823, 906,765
Bonds for circulation. 347,118,300
Bonds for d e p o s i t s . . . 66, 507, S50
XT. S. bonds on hand . 44,257, 250
Other stocks and b'ds 35, 569,400
D u e from res've a g t ' s . 77, 925, 008
D u e from nat'I b a n k s
44,101, 948
D u e from Stato b a n k s 11, 892, 540
E e a l estate, &c
47, 091, 964
C u r r e n t expenses
4, 033, 024
P r e m i u m s paid
6, 366, 048
Cash items
13, 564, 550
Clear'g-house exch'gs 100,035,237
Bills of other b a n k s . . 19, 535, 588
Fractional currency.
475, 538
Specie
41,499,757
Legal-tendernotes...
70, 561, 233
XT. 5 . cert'fs of deposit 28, 915, 000
D u e from TJ.S. T r e a s
17,175, 435

Total

68 $814, 653, 422 69 $835, 875,012 36 $878, 503, 097 45 $933,543,661 9*
00 348, 487, 700 00 352, 208, 000 00 357, 313, 300 00 364, 272, 700 00
00 309,348,450 00 257, 038, 200 00
18, 204,650 00
14, 788, 800 00
54, 601, 750 09
00
62,180,300 00
52, 942,100 00
40, 677, 500 00
38, 747,129 40
93
37,617,015 13
39, 671, 916 50
38,836,369 80
74, 003, 830 40
08
93, 443,463 95 107, 023, 546 81 102,742,452 54
39,143, 388 90
46
48,192, 531 93
46, 692, 994 78
55, 352, 459 82
10, 535, 252 99
26
11, 258, 520 45
13, 630, 772 63
14,425, 072 00
47, 461, 614 54
70
47, 790,108 26
47, 817,169 36
47, 992, 332 99
6, 693, 668 43
67
6, 913, 430 46
6, 111, 256 56
7, 474, 082 10
6, 609,390 80
85
5,074,497 80
4, 332,419 63
4,150, 836 17
10, 011, 294 64
25
10, 209, 982 43
11, 306,132 48
10, 377, 272 77
63, 712, 445 55
82
83,152, 359 49 112, 964, 964 25 112,172, 677 95
17, 068, 505 00
00
16, 685, 484 00
16, 707, 550 00
16, 406, 218 00
467,177 47
50
440, 217 26
396, 065 06
374,227 02
41,148, 563 41
32
42, 333, 287 44
42,173, 731 23
79,013, 041 59
64,461,231 00
00
67, 059,152 00
69,196, 696 00
54,715, 096 00
21,885,000 00
00
25,180, 000 00
26,770, 000 00
10, 860, 000 00
17, 029,121 31
13
16, 620, 986 20
17, 029, 065 45
17, 054, 816 40

1.800,592,002 25 1,984,068,936 53 2,019,884,549 16 1,868,787,428 19 ;1,925,229,617 08

188

o.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

DECEMBER 31.

2,061 banks.

2,075 b a n k s .

2,076 b a n k s .

2,090 b a n k s .

2,095 b a n k s .

Loans and discounts. $974, 295, 360 70
Bonds for circulation 361,901,700 00
Bonds for deposits .. 14, 917, 000 00
XT. S. bonds on hand.. 36, 798, 600 00
Other stocks and b'ds 41, 223, 583 33
Due from resVe ag'ts 117,791,386 81
Due from nat'I banks. 53, 230, 034 03
Due from State banks 14, 501,152 51
Eeal estate, &c
47, 845, 915 77
Current expenses ... 6, 404, 743 54
Premiums paid
3, 908,059 27
Cash items
10, 320, 274 51
Clear'fc-bouse exch'gs 166, 736, 402 64
Bills of other banks. - 15, 369, 257 00
Fractional currency.
897,187 23
Specie
89,442,051 75
Legal tender notes .. 55, 229, 408 00
XT.S. cert'fsof deposit 10,760,000 00
Due from X . S.Treas. 16,994,381 37
T
Total




$992,970,823 10 $994, 712, 646 41 $1,040,977,267 53 $1,071,356,14179
361, 274, 650 00 359, 512, 050 00
357,789,350 00
358,042,550 00
14, 722, 000 00
14,727,000 00
14,827,000 00
14,726,500 00
29, 509, 600 00
28, 005, 800 00
28,793,400 00
25,016,400 00
42,494, 927 73
44, 947, 345 75
48,863,150 22
48,628,372 77
103, 964, 229 84 115, 935, 668 27
134,562,778 70
126,155,014 40
54, 493, 465 09
56,578,444 69
63,023,79684
69,079,32615
13, 293, 775 94
13, 861, 582 77
15,881,197 74
17,111,24103
47, 808, 207 09
47, 979, 244 53
48,045,832 54
47,784,461 47
7, 007,404 19
6, 778. 829 19
6,386,182 01
4,442,440 02
3, 791, 703 33
3, 702i 354 60
3,488,470 11
3,288,602 63
9, 857, 645 34
9, 980,179 32
12,729,002 19
14,713,929 02
99, 357, 056 41 122, 390, 409 45
121,095,249 72
229,733,904 59
21,064, 504 00
21, 908,193 00
18,210,943 00
21,549,367 00
395, 747 07
387,226 13
367,171 73
389,921 75
86, 429, 732 21
99, 506, 505 26
109,346,50949
107,172,900 92
61, 048, 941 00
64,470,717 00
56,640,458 00
59,210,934 00
7, 890, 000 00
12, 510, 000 00
7,655,000 00
6,150,000 00
17, 226, 060 01
16, 999, 083 78
17,103,866 00
17,125,822 37

2,038,006,498 46 1,974,600,472 95 2,035,493.280 15

2,105,786,625 82 2,241,683,829 91

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXV
Banks from October, 1863, to October, 1882—Continued.
187

8.

MARCH 15.

Capital stock

J U X E 29.

OCTOBEK 1.

DECEMBER 6.

2,063 b a n k s .

Liabilities.

MAT 1.
•2,059 b a n k s .

2,056 b a n k s .

2,053 b a n k s .

2,055 b a n k s .

$473, 952, 541 00 $471, 971,627 00 $470, 393, 306 00 $466,147, 436 00

Surplus fund
Undivided profits

$464, 874, 996 00

120,870,290 10
45, 040, 851 85

119, 231,126 13
43, 938, 961 98

118,178, 530 75
40,482, 522 64

116, 897,779 9?
40, 936, 213 58

116,402,118 84
44, 040,171 84

Nat'l bank circulation 300, 926, 284 00
State bank circulation
439, 339 00

301, 884,704 00
426, 504 00

299, 621,059 00
417,808 00

301, 888, 092 00
413, 913 00

303, 324, 733 00
400, 715 09

Dividends unpaid

1, 207,472 68

1, 930, 669 58

5,466, 350 52

3,118, 389 91

1, 473, 784 86

Individual deposits . . 602, 882, 585 17
TJ. S. deposits
7, 243, 253 29
Dep'ts U.S.dis.oflicers 3, 004, 064 90

625,479,7T1 12
13, 811, 474 14
2, 302, 281 61

621, 632,160 00
22, 686, 619 67
2, 903, 531 99

620, 236,176 82
41, 654, 812 08
3,342, 704 73

598,805,775 56
40, 269, 825 72
3,451,430 56

Due to national banks. 123, 239. 448 50
Due to State banks... 43, 979; 239 39

109, 720, 396 70
44, 006,551 05

117, 845, 495 88
43, 360, 527 86

122,496,513 92
42, 638, 703 42

120, 261, 774 54
41, 767, 755 07

2,834, 012 00
4, 270, 879 74

2,453, 839 77
5, 022, 894 37

3, 007, 324 85
4, 502, 982 92

3, 228,132 03
4,525,617 45

Hotes re-discounted..
Bills payable

2, 465, 390 79
4, 215,196 23

Total

1,729,465,956 90 1,741,898,959 05 1,750,464,706 51 1,707,279,133 21 >1, 742, 826, 837 37

18
JANUARY

t.

APRIL 4.

2,048 bank s.

2,051 bank s.
Capital stock

JUNE 14.
2,048 b a n k 9.

OCTOBER 2

2,048 banks.

$462, 031, 396 00 $455,611,302 00 $455,244,415 00 $454, 067,365 00

Surplus fund
Undivided profits

DECEMBER 12.
2,052 b a n k s
$454,498, 515 00

116, 200, 863 52
36,836, 269 21

114,823,316 49
40, 812, 777 59

114, 321,375 87
45, 802, 845 82

114, 786, 528 10
41, 300, 941 40

115, 429, 031 93
47, 573, 820 75

Nat'l bank circulation 303, 506,470 00
State bank circulation
388, 368 00

304,467,139 00
352, 452 00

307, 328, 095 00
339, 927 00

313, 786, 342 00
325, 954 00

321, 949,154 00
322, 502 00

5,816,348 82

2,158, 510 79

1, 309, 059 13

2, 658, 337 46

1, 305, 480 45

Individual deposits.. 643, 337,745 26
V. S. deposits
59, 701, 222 90
Dep'ts C.S.dis.officers
3, 556, 801 25

598, 822, 694 02
303,463, 505 69
2, 689,189 44

648,934,141 42
248,421, 340 25
3,682, 320 67

719, 737, 568 89
11, 018, 862 74
3, 469, 600 02

755, 459, 966 01
6, 923, 323 97
3, 893, 217 43

Due to national banks 118, 311, 635 60
Due to State banks... 44, 035, 787 50

110,481,176 98
43, 709,770 14

137,300, 091 60
50, 403, 064 54

149, 200, 257 16
52, 022, 453 99

152,484,079 44
59, 232, 391 93

2, 224, 491 91
4, 452, 544 48

2, 226, 396 39
4, 510. 876 47

2, 205, 015 54
4, 208, 201 89

2,116, 484 47
4, 041, 649 70

Dividends unpaid

JTotes re-discountsd. Bills payable
Total

2, 926, 434 95
3, 942, 659 18

1,800,592,002 25 1,984,068,936 53 2,019,884,549 18 1,808,787,428 19 1, 925, 229, 617 08

1 880.
FEBRUARY 21.

2,061 banks.
Capital stock

APRIL 23.

JUNE 11.

| 2,075 banks.

OCTOBEK 1.

DECEMBER 31.

2,070 b a n k s .

2,090 banks.

2,095 banks.

!

<$454,518,585 00 $456,097,935 00 $455, 909, 565 00 j$457, 553, 985 00

117, 044, 043 03
Surplus fund
Undivided profits . . . 42,863,804 95
Nat'l bank circulation; 320,303,874 00
State bank circulation!
303,452 00
Dividends u n p a i d . . . '

i

1,365,00191]

117.299,350
48, 226, 087
320,759,472
299, 790

09
61
00
00

1,542,44798

$458, 540, 085 00
121, 824, 629 03
47,946,741 64

118,102,014 11
50,443, 63» 45

120, 518, 583 43
40,139, 090 24

318, 088, 562 00
290, 738 00

317, 350, 036 00 i 317, 484, 496 00
271, 045 00 ;
258, 499 00

1, 330,179 85 j

3, 452, 504 17 i

6,198, 238 38

Individual deposits..! 848,926,599 86
V. S. deposits
j 7,856,79197
Dep'tsU.S.dis.officers
3,069,880 74

791, 555, 059 63 833, 701, 034 20 873, 537, 637 07|l, 006, 452, 852 82
7, 925, 988 37 7, 680, 905 47 7, 548, 538 67
7, 898,100 94
3,220, 606 64 3, 026, 757 34 3, 344, 386 62
3, 489, 501 01

Due to national banks 170, 24f>, 061 08
Due to State banks.. 65,439, 334 51

157, 209, 759 14 j
171,462,131 23 192,124, 705 10 192, 413, 295 78
63, 317,107 96 I 67, 938,795 35 75, 735, 677 06 71,185, 817 08

Notes re-discounted.
Bills payable
Total.




1, 918, 788 88
4,181,280 53

2,616,900 55 I 2,258,544 72
4, 529, 967 98 5,260,417 43

3,178, 232 50
5, 031, 604 96

3, 354, 697 18
4, 636, 876 05

2,038,066,498 46 11,974,600,472 95 2,035,493,280 15 2,105,786,625 82 J2,241,683, 829 91

CLXXYI

REPORT OF THE COMPTROLLER OF TFIE CUKRENCV.

Aggregate resources and liabilities of the National
188 1.
MAIICH 11.
Kesourees.

2,094 b a n k s .

;

MAY C.

JUNK 30.

OCTOBER 1.

2,102 b a n k s .

2,115 b a n k s .

< 2,132 b a n k s ,

L o a n s a n d d i s c o u n t s . $ ,073,780,749 70 $1, 093,649,382 18 $1, 144,988,949 45 $1,
339,811,950 00
352,653,500 00
358,287,500 00|
B o n d s for c i r c u l a t i o n .
•14,851,500 00
15.240,000 00
15,265.000 001
Bonds for d e p o s i t s . 46,626,150 00
44,116,500 00!
48,584,950 00
TJ. S. b o n d s on h a n d . .
49,545,154 92
58,049,292 63
Other stocks and b'ds
52,908,123 98
120,820,69109,
D u e from res' ve a g ' t s .
128,017,627 03
156,258,637 05
D ue from nat'l b a n k s
63,176,225 67
62,295,517 34
75.703,599 78
D u e from State b a n k s
17,032,26164
16,938,734 56
18,830,775 34
47,525,790 0247,791,348 36
47,834.060 20
Heal estate, &c
7.810,930 83
4,235,91119
6.096,109 78
Current expenses....
3,530,516 71
4,024,763 60
4.115,980 01
P r e m i u m s paid
10,144,682 87
11,826,603 16
13,534,227 31
Cash items
147,761,543 96
196,633,558 01
143,960,236 84
Clear'&-uouso exch'gs
17,733,032 00
25,120.933 00
21,631,932 00'
Bills of other b a n k s . .
386,50963
386,950 21
372,140 23
Fractional c u r r e n c y .
105,156,195 24
122,628,562 08
128,638,927 50;
{Specie
52,156,439 00
62,516,296 00,
58.728,713 00:
Legal-tender notes . . ,
6,120,000 00:
8,045,000 00
9,540,000 00;
U . S. cert' s of deposit.
17,015,269 83
18,456,600 14
D u e from U . S . Treas
17,251,868 22,
Total

DECEMBER 31.
s

173,796,083 09 $1, 169,177,557 16
363,385,500 00
368,735,700 00
15,715,000 00
15,540,000 00:
31,884,000 00
40,866,750 00:
61,952,402 95:
62,663,218 93
132,968,18312: 123,530,465 75
78,505,446 17:
77,633,902 77
19,306,826 62:
17,644,704 62
47,329,11116
47,445,050 46
4,647,10104
6,731,03648
3,891,728 72
4,138,585 71'
14,831,879 30
17,337,964 78
189,222,255 95
217,214,62710
17,732,712 00
24,190.534 00
373,945 96:
366,36152
114,334,73612
113,680,639 60
60,104,387 00
53,158.44100
7,930,000 00
6,740^000 00
17,472,595 96
18,097,923 40

: 2,140,110,944 78 2,270,226,817 76 2,325,832,700 75: 2,358,387,39159; 2,381,890,866 85

1 § S !>.
MAKC'H 11.

Resources.

2,187 b a n k s .

MAY

19.

2, 224 banks.

JULY 1.

OCTOBEU 3.

2, 239 banks.

2, 269 banks.

Loans and discounts
$1,182, 661, 609 53 $1,189, 094, 830 35 $1, 208, 932,
655 92
Bonds for circulation
:
307, 333, 700 00
360,153, 800 00
355, 789,550 00
Bonds for deposits
,
16, 093, 000 00
15, 92o, 000 00
15,920, 000 00:
IT. S. bonds on hand
2S, 523,450 00
20, 662, 700 00
27, 242,550 00
Other stocks and bonds
64, 430, 08(5 18
65, 274, (190 32
66,691, 399 56
Due from reserve agents
]17, 452, 719 75
124,1811,945 23
118,455, 012 38
Due from national banks
08,301,645 12
66,883,512 75
75, 366,970 74
D u e from State b a n k s
15,921,432 07
16,890.174 92
10, 344,688 66
Keal estate, &c
47, 073, 247 45
46, !)50, 574 2S
46, 425,351 40
Current expenses
8, 494, 036 21
6, 774, 571 8t>
464 69
3, 030,
P r e m i u m s paid
3, 762, 382 59
5. 062, 314 .-,•_•
5, 494,224 35
Cash items
13, 30^, 120 70
12, 295, 256 90
20,166, 927 35
Clearing-house exchanges . .
162, 088, 077 94
107, 270, 094 71
159,114, 220 08
Bills of other b a n k s
19,440,089 00
25,226,180 00
21, 405,758 00
Fractional currency
389, 508 07
390, 236 30
373, 725 83
Specie
109,984,11104,
112,415,806 7::
111,094, 202 54
Legal-tender notes
56, 633, 572 00
65, 969. 522 00
64, 019,518 00
11,045, 000 00
IT. S. certificates of d e p o s i t . . . .
9,445,000 00
10, 395. 000 on
16, 830,407 40
D u e from TJ. S. T r e a s u r e r
17, 720, 701 07
17,099, 385 14:
Total




:

2,309,057,088 72

2,277,924,91113

2, 344, 342, 686 90

210
. 243, 203,
,
357, 631,750
000
16,111,
21, 314,750
66,168, 916
113,277, 227
68, 516,841
17, 105,468
46, 537,066
7, 238,270
6, 515,155
34,784, 025
208, 366,540
20, 689,425
396, 367
102, 857,778
63, 313,517
8, 645,000
17, 161,307

08
00
00
00
64
87
06
44
41
17
03
21
08
00
64
27
00
00
94

2, 399, 833 676 84

UKPOKT OF THE COMPTROLLER OF THE CURRENCY.

CLXXVII

Bunks from October, 1.803, to October, lfvS2—Continued.
1 § 8 1 .

Liabilities.

MAY 6.
j MARCH 11.
|
. ' 2,102 b a n k s . I 2.115 b a n k s
i 2,094 banks.

OCTOlSEIt 1.

DKCEM1IK1S 3 1 .

2.132 banks.

2,164 b a n k s .

Capital stock

j $458, 254, 935 00 $459, 039, 205 O0J $460, 227, 835 00 $463,821,985 00 $465, 859, 835 00

Surplus fund
Undivided profits

! 122, 470, 996 73
! 54,072, 225 49

124,405,926 91
54, 906, 090 47

126,679,517 97
54,684,137 10

128.140,017 75
56, 372, 190 92

129, 867, 493 92
54, 221, 816 10

Nat'l l a n k circulation! 298, 590,802 00
State bank circulation'
252, 765 00

309. 737, 193 00'
252,647 Od'

312, 223, 352 00
242,967 110

320, 200, 069 00
244,399 00

325, 018, 161 00
241,701 0(1

1,402,118 43

2,617,134 37'

5,87.1,595 59

3,836,445 84

6,372,737 33

Dividends unpaid... J

Individual deposits., i 933,392,4011 75 1, 027, 040, 514 101,031.731,043 42 1, 070, 997, 531 71 1,102, 679, 163 71
8,971.826 73
8, 476, 689 74
8, 796, 678 73
9. 504, 08] 2.V
U. S. deposits
I
7, 381,149 25,
3, 272, 610 45
3, 631, 803 41
3, 595, 726 83
3, 371, 51.2 4,s
Dep'ts U. S.dis.officers'
3, 839, 324 77
Due to national banks: 181, 677, 285 37
Due to State banks...! 71, 579, 477 47
Xotes re-discounted.. i
Bills payable
!
Total

2, 616, 203 05
4, 581, 231 47

191*250,091 90
80, 700, 506 06

223, 503,034 19
91, 035, 599 65

205, 862, 945 80
89, 047, 471 00

197, 252, 326 01
79, 380, 429 38

2, 908, 370 45
4, 493, 544 77

2, 220, 053 02
5, 169, 128 57

3, 091,165 30
4,664,077 12

4,122, 472 79
4, 482, 325 25

12,140,110,9+4 78 2, 270, 226, 817 70)2. 3~">.

8:!2

> "00

75

-. 3 3 8 .

387

.

39

§ § a .
MAKCH 1 1 .

:

MAI' 19.

JULY 1.

Liabilities.
2,187 banks.

:

2, 224 b a n k s .

2, 239 b a n k s .

OCTOBKK 3 .

2, 269 banks.

, $469, 390, 232 00

$473,819. 124 00

$477,184, 390 00

$483, 104,213 00

Surplus fund
Undivided profits

130,924,139 66
60, 475, 764 98

129, 233, 358 24
62, 345,199 19

131,079,251 16
52, 128, 817 73

131,977,450 77
61,180,310 53

Xational bank circulation . . . .

323,651,57700

315,671,230 00
241, 319 00

308,921,898 00
235, 173 00 j

314,721.215 00
221J77 00

Capital stock

State bank circulation
Dividends unpaid

241, 527 00
1. 418,110 12 :

Individual deposits
1, 036, 595, 098 20
IT. S. deposits
8,853,242 10
DepositsTT. S. disburs'gofflcers
3,372,363 96
Duo to national banks
187, 433,824 90
Due to State banks
78, 359, 675 85
Notes re-discounted
3, 912, 992 38
Bills payable
4,428,53151
Total
2,309,057,088 72

c c




xn

3,950,554 88

6, 034, 372 20 j

3, 353, 836 30
1, 122,472,082 41
8,817,411 22
3, 627, 846 72

1,001,687,693 74
9,741,333 36
3, 493, 252 88

1, 066, 707. 248 75
9, 817, 224 44
2, 867, 385 63

192, 067, 865 26
78,911,787 20

194. 868, 025 40
84, 066, 023 66

180, 075, 749 77
79,885,652 22

3, 754, 044 38
5, 008. 343 00

4. 195,210 99
5, 637, 605 88

5, 747, 614 OS
4,848,517 18

2, 277, 924, 911 13

2, 344, 342, 686 90

2, 399, 833, 676 84

ABSTRACT
OF

REPORTS OF THE CONDITION
OF

THE NATIONAL BANKS
ON
DECEMBER 31, 1881, MARCH 11, MAY 19, JULY 1, AND OCTOBER 3, 1882.

Arranged by States, Territories, and Reserve Cities.

NOTE.—The abstract of each State is exclusive of any reserve city therein.




CLXXIX

CLXXX

REPORT OK THE COMi'TROEEER OF THE CURRENCY.

Abstract of reports since October 1,1881, arranged
MAINE.
0ECEMI5K!; 31.

MAUCIT 1 1 .

j

MAY HI.

69 b a n k s .

(19 banks.

i

70 banks.

JLM.Y I .

OCTOBER 3 .

Kesources.
£;«9!ts and discounts. 117,318. :S(i4 4;".
JKoiiils forcirculation i 9, 270, 300 00
170, 000 00
Solids tor deposits .. •

U.S. bonds on hand..:
Other stocks and b'ds:
Khrefronires'veag'ts :'•
Due from nat'l banks
Due from State banks
Steal estate, &c
Current expenses....
% Premiums paid
Cask items
"Clear'^-uouse exch'gs
tRills ot' other banks..
Fractional currency. •
Specie
Local-tender notes ..
CT. S. cert's of deposit
Due from U. S. Troas
Total

*17, 510, 280 25
!l, '270. 300 00
170, 000 00
137, 2.">0 00
145,750 00
514,488 (i!l
500,530 l(i
3, 003. 92.". 81
2,415,571! 07
092.573 75
5(!3, IW8 27
15, 194 45
(i, 260 00
33!).:
331.511 31
12.913 51
48, 085 42
]«, (I8fl 90
37, 720 08
379,492 25
287. 470 04
304, 557
3, 9K7
408, 089
25!), 240

00
80
71
00

207,753
2.681
475'200
388,221

429, 773 511

ILoans and discounts. $7, 496, 554 4 3
5.1)02. 000 00
SBondsfoveirculation.
372, 000 00
Bonds for deposits...
205, flflu00
XT. S. bonds on hand..
Other stocks and b'ds 1,212,740 3 0
1, 380, 140 30
Due from res're ag'ts
80, 277 5 8
I) ue from nat'l bank s
45. 720 59
J>ue fmm State banks
248 238 1 8
Ueal estate, &o
47. 090 43 |
•Current expenses....
111. 074 !>"_' I
Premiums paid
1 Oil, *57 '?.'> !
^L'ash items
''C'ifar'ff-hoiise exch'jis
Bills of other banks..
fractional currency.
"Specie
. . .
Le.sal-tender notes '..
3U. S. cert's of deposit.
Due from U . S . l r e a s

209. 324 CD
3, 404
2] (>, 874 (Hi
114,948 1)0

00
99
95 !
00

1

71 bunks.

417,392
3,290
472,092
213,714

00 ;
12 !
13 :
00 ;

428, 478 5(1

280,701
3.234
487,507
214.524

00
44
57 ;
00

424, 778 50

356,244 00
3,152 18
53B, 591 04
254,637 0(1
427, 823 50

32,800.550 51 ; 33, 080, 338 37

HAMPSHIRE.

49 b a n k s .

49 banks.

!

.">(•>,

32,069,17184' 32. !I1S, 108 90

NEW

70 banks.

*17,8SG, 101 28 $17, 883. 688 «1 I if]8,
9. 317.
SI, 167, 300 00
170,
170, 000 00
142,
147, 250 00
505.
497,011 48
1, 908, 561 88
1
2, 078,
551,
770.241 51
12. 824 27
12.
334.
330, 802 07
13,143 95
30.
55. 797 80
432,468 83
287,

432, 503 50

: 450, 156 55
,

;

if 7, 728, 621
5. 902, 000
372, 000
1!I3. 050
1,185,326
1,091,125
57, 403
29, 144
243, 956
51.299
20. 005
152, 319

4 I banks.

49 banks.

34 1
oo ;|
00
00
09

11
22
28

37 !
13 )
20 ;

181.023 00 |
3, 486 20 i
384, 485 50 (
1 (IS, 273 00

$7. 723. 281 0 3
5*730, 000
372, 000
93, 000
1.215. 282
1.185,400
94, 046
21,430
241,566
45. 120
44, 80)
143, 072

00
00
1)0
48
33
8(1
42
54
32

230. 251
3, 038
207. 710
118,477

00

07
"'"
81
94
00

49 b a n k s .

$7 756, 424 91
065, 000 00
372, 001) 00
144. 750 00
1 222, 988 31
1 352, 847 20
95, 24!) 25
17,714 82
220, 017 22
27, 187 07
58. 655 19
3 88, 922 07
251,037 oo
3, 720 27
mo, DOS 24
134,444 00

$8,137,441 87
5, 7!>0, COO 00
372, 000 00
101, 050 00
1, 244, 322 84
1, 186,314 31
82, 229 74
13, 085 11.
222, 500 2 1
50, 949 73
(ill, 128 68
157,574 07
244, 921
3, 404
214. 075
124, 721

00

44
98
00

264, Kll 94

268, 000 00 \

257, 875 00

254. 675 00

266, 010 00

18,048,932 29

Total

37.822.717 77 i

17.727.514 S6

17 962, 029 11

18, 33S, 027 08

VERMONT.
47 banks.

JLomis and discounts.! $11,200,255 80
JBonds forcirculation. | 7, 278, 000 0 0
3 Soiids for deposits ..!
50, 000 00
'4S. S. bonds on hand.. i 360, 500 0 0
Other stocks and b'ds!
787. 201 4!)
3 Hie from res' veag'ts. \ 1,473,125 44
iDue from nat'l banks i
131, 175 86
iDuefrom State banks|
46, 000 3 0
"Steal estate, &<•
j
37!), 563 13
•Current expenses
42, 599 37
Premiums paid
I
11,834 !>;;
•Cash items
S3, 251 97
'Clear' £-Uouse exch'^si
Bills of other banks..'
187,888 0 0
Fractional currency.:
2, 834, 80
Specie
...j
239, 703 •>7
Ijejral-tender notes ..!
234. 825 00
JJ. S cert's of deposit!
SDuefromU.S. Treas :
32!), 002 02
Total




•

22. 841. 8;./ 08

40 banks.

46 ha iks.

$11,200,246 49
7, 178, 000 00
50, 000 00
302, 250 00
668, 822 06
1,057,976 55
102, 922 39
45, 885 41
350, 128 74
26, 569 65
!
8.046 06
1
79. 913 88
•

132,575
2, 654
229. 808
198, 042

00
91
03
Oil

$11,388, 039
1,17S] 000
50, 000
280, 600
089. 682
996, 210
236, 900
17, 430
349, 916
41, 161
9. 192
86, 787
160
3
238
207

121
473
173
353

46 b a n k s
66
00
00
00
46
47
88
88
62
Hi
84

46 b a n k s .

$13,507. 288
i 7, 108, 500
50, 000
'
282, 550
0U2, 045
,
1, 098, 226
i
188, IJ14
!
15, 723
346, 840
i
.19 164
I
23 980
63
113 972

90
00
00
00
48
84
7C
70
05
28
37

00 '

0(1

00
70
00

125
3
253
215

219
433
102
S44

74
78
57
(ill

$32,186,774 92
7, 263, 000 00
50, 000 00
151, 350 00
6P6, 293 26
1, 048, 292 40
124,325 50
19, 043 87
329, 526 13
54, 557 83
54, 244 92
85, 719 02
123,453
3, 252
23S, 66!)
232. 37:!

00
05
78
00

323 : 292 02

322 092 62

321 165 1.2

328. 5fi7 62

22, 047. 133 79

22. 255 136 07

22, 365 371 59

22. 989. 443 3(5

KEI'ORT OF THE COMPTROLLER OF THE CURRENCY.

CLXXXI

by States and reserve cities—Continued.
MAINE.
DECEMUKU31. !

MAISCH) 1 1 .

.MAY 19.

JL'I.V 1.

70 banks.

70 brinks.

$10, 435, 000 00

$10,335,000 00

Liabilities.
09 banks.

Capital stock .

69 banks.

$10,385,000 00 j$10,385,000 00

OCTOBER 3.
71 b a n k s .

.

$10, 3:i5. 000 0O

2, 009. 210 41
1, 373, 459 S3

2,594,923 37
1,508,990 16

2, 603, 657 29 :
1,199, 743 43

2, 594, 844 25
1, 432, (IS7 8S

8,215,386 00 I 8, 223, 730 00
1, 432 00
1, 432 00 i

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

8, 285, 441 00

8, 090, 798 00

8, 090, 23."i 0O
1. 432 0O

2,000,151 05
1, 212, 791 35

Dividends unpaid

!

Individual deposits..S
U. S. deposits
j
Dep'ts U.S.dis.officers!

321,320 70 j
9, 405, 529 67
56, 808 36
53,331 84

0(1,150 51
9,172, 430 97
67,460 05
46,602 04

1,432 00 .
60,195 19

Due to national banks!
Due to State banks..-1

945, 629 85
110, 282 32 !

570, 578 08 '
8^,448 47 '

9, 010, 436 07
73,521 04
46,277 47
677,409 05 !
57, 209 03 ;

Notes re-discounted..
Bills payable

62, 487 41
20, 000 00

52, 663 48
22, 000 0U

125, 773 92
32, 500 00

1,432 00
295,874 62
9, 409, 385
83, 534
50, 429
614, 176
68, 536

32
68
28
41
22

10, 433, 752 40
52, 535 04
64, 327 86
772, 743 SI
77,047 (iG
20, 000 «O
10 000 III}

| 33, 450,156 55 | 32, 069,171 84 ! 32, 915,108 90 : 32, 806, 556 51

Total

02, 334 92
1],654 34

33, 9S6, 338 U~

NEW HAMPSHIRE.
49 b a n k s .

Capital stoc k
S-nidus fund
Undivided profits
Nat'l bank circulation
State bank circulation

49 b a n k s

49 banks.

49 b a u k s .

49 banks.

$6, 080, 000 00

$6, 080, 000 00

$6, 080, (100 0 0

1,116, 041 18
550, 626 02

1,120, 210 50
571, 311 38 ,

1,121, 430 36
586, 429 78

1, 124, 816 40
498, 311 18

1,102, 631 4©>
582. 960 2»

5,161,137 00
7,676 00

5, 274, 937 00 ;
7,670 00

5, 036, 900 00
7,075 00

4,941,412 00
7,075 00

5,147, 345 00
7, 075 0(>

$5, 967, 500 00

$6, 017, 500 00

Dividends unpaid....

87, 325 91

19, 998 20 j

22, 231 00

92, 301 60

38. 286 03

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...

4, 365, 546 14
128, 391 12
132, 772 12

4, 007,180 94 '
173, 663 29 j
114, 742 49

4, 082, 852 67
191.431 26
110,516 6!t

4, 352, 800 30
179, »59 73
88, 521 57

4, 569, 0S4
166, 771 34
123, 471 01

388, 378 31
94, 643 54

381,819 39
203, 345 03

349. 500 1(>
161,432 99

Notes re-discounted..
Bills payable

5, 000 00
53, 700 00

5, 020 25

]0, 190 89
1, 470 02

8, 804 20

17, 727, 514 80

17, 962, 629 11

18, 338, 027 98

Total .

273. 404 53
199, 792 27

18, 048, 912 29

278, 306 64
187,185 27
50, 000 00 ;
17, 822, 717 77

VERMONT.
47 b a n k s .

Capital stock
Surplus fnnd
|
Undivided profits.... •
Nafl bank circulation!
State bank circulation!
Dividends unpaid

46 b a n k s .

46 b a n k s .

$7, 801, 000 00

$7,801,000 00

46 b a n k s .
$7, 786, 000 00

1, 786, 646 60
651, 819 88

1, 769, 754 50 i
581, 458 04 :

1, 773, 312 36
694, 699 14

1, 796, 417 36 ;
521, 987 89 :

1,796,957 45
622, 718 63

6,474 956 00
4, 000 00

6, 390 980 00
4, 000 00

6, 406, 807 00
4, 000 00

6, 289, 626 00
4, 000 00

6. 487, 367 00
4, 000 0G

120, 022 26

Due to national banks]
Due to State banks.. J
j
Notes re-discounted..!
Bills payable




46 b a n k s .
$7,701, 000 00

10, 304 99

5, 696, 547 68
31, 218 65
8, 692 02

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.offieers

Total

*7, 801, 000 00

5, 308, 751 28
20, 794 92
12, 668 88

142, 836 61
12, 395 84

137,572 63
5,671 22

75, 072 44
42, 650 00

| 22,847,857 9 8 !

85, 527 33
12, 650 00 i
22, 047,133 79

13, 663 04

132, 612 35

17, 916 VI

5, 396, 249 27
23, 600 69
18, 533 89

5,955,461 1(»
16, 841 42
6. 656 8»

182, 670 72
8,124 44

178, 510 35
15, 270 78

121,143 97"
20, 104 5«

141, 945 31
12, 650 00

169,606 01
17, 957 00

116,465 12:
37. 811 22

5, 171, 583 53
27, 223 76
17, 450 77 !

22,255,136 0 7 .

22,365,37159:

22,989,443 3 6

CLXXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
MASSACHUSETTS.
DECEMBER 3 1 . I

Resources.
191 banks.

Loans and discounts
Bonds for circulation.
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'dsi
Dne from res've ag'ts.
Due from nat'lbanks
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
tT. S. cert's of deposit.
Due from TJ. S. Treas.
Total

MAUCH 1 1 .

j "

191 banks.

J U L Y 1.

MAY 19.

190 banks.

OCTOBER 3.

191 banks.

191 banks.

$79, 048, 240 58 $80,109, 369 77 $78, 654,168 08 £80,120,172 46 $83,712,474 85
43, 683,100 00 43, 529,100 00 42, 904, 550 00 43, 078,100 00 42, 758, 950 00
430, 000 00
430,000 00
380, 000 00
430, 000 00
430, 000 00
767, 500 00
669, 600 00
532, 500 00
958. 400 00
1, 234,450 00
4, 251, 323 86 4, 260, 470 49 4, 210, 910 02 4,186, 319 51 4, 084,629 89
7, 849, 391 02 7, 392, 305 06 7, 059, 434 24
7, 386, 912 91 6, 780, 455 03
849, 280 26
1, 015, 839 85
986, 242 55
978, 809 17 1 103, 401 55
274, 079 94
206, 675 53
139, 030 99
99,164 20
215, 895 74
2,196,105 44 2 132, 634 44
2,137, 023 29 2,141, 058 98 2,120,240 35
214, 445 45
249, 721 42
346,156 37
195,401 16
615, 039 87
794, 314 54
512, 728 25
622, 775 78
283, 876 45
305, 701 03
987,116 31
947, 204 52
790, 861 50
662,171 82
689, 406 20
32, 975 74
59, 021 86
52,243 11
48, 603 65
32,413 65
1, 284, 693 00 1,029,430 00
1,252, 699 00
1,404, 849 00 1 038, 3C7 00
28, 982 09
30,405 18
29, 848 79
27, 681 61
31, 924 86
1,745,238 03
1, 758, 314 75 1, 722,133 13
1, 877, 877 78 1 672, 595 84
1,285,204 00
1, 330,137 00 1, 470, 277 00
1, 469,663 00 1 233, 267 00
135, 000 00
200, 000 00
200, 000 00
190, 000 00
185, 000 00
1, 987,136 00 1, 969, 394 00 1,964,486 75
2, 025, 693 51 2 016, 072 99

147,775,536 21

147 339, 455 46

146, 014, 632 17 147, 322,102 02 150, 505, 074 18

CITY OF BOSTON.
53 b a n k s .

53 b a n k s .

Loans and discounts $114, 918, 897 30 $112, 407, 075 52
Bondsforeirculation 36, 592, 500 00 35, 550,500 00
175, 000 00
100, 000 00
Bonds for deposits...
221, 500 00
109, 600 00
TJ. S. bonds on hand..
2, 643, 576 63
Other stocks and b'ds 2, 366, 400 01
10, 883,096 68
10, 435, 266 37
Dne from res've ag'ts.
9,190, 500 69
7, 766, 556 82
Due from nat'l banks
243, 282 74
460,562 07
Due from State banks
3, 501, 859 57
3, 145, 586 04
Real estate, &c
748, 027 56
1, 401, 391 51
Current expenses
97,841 20
139, 650 58
Premiums paid
1, 042, 834 24
477, 542 37
Cash items
7, 920, 591 54
Clear'g-house exch'gs 11, 081, 290 77
Bills of other banks.. 2, 035, 419 00
1,129,183 00
6,440 36
6,764 04
Fractional currency.
7, 241, 208 31
5, 899, 944 22
Specie
Legal-tender notes .. 3,259,701 00 2, 345, 458 00
1, 830, 000 00
1,810,000 00
TJ. S. cert'sof deposit
1, 654, 009 36
Due fromTJ. S. Treas. 1, 884, 690 66
Total
207, 320, 490 09 195, 403, 258 07

53 b a n k s
$109, 527, 632
35, 260, 500
100, 000
698, 200
2, 837, 322
14, 858, 876
9, 260, 996
231, 276
3, 325, 328
165, 263
200,069
402, 272
7, 993, 319
1, 610, 305
6,447
7, 605, 429
2, 546, 226
1, 420, 000
1, 654, 450

53 b a n k s

53 b a n k s .

97 $118, 333, 491 69 $111, 413,118 77
00
34, 936, 500 00
34, 354,150 00
00
100 000 00
161, 000 00
00
318, 700 00
69,100 00
81
2, 977, 361 56
2, 872, 350 49
9, 768, 812 57
10, 304, 293 36
22
17
9, 719,100 52
7, 883, 356 94
85
247, 374 53
189, 930 56
01
3, 223, 563 36
3, 222, 300 51
90
390, 479 25
12,494 86
61
244, 392 78
260, 877 50
24
954,104 75
577, 832 03
64
11, 385, 614 38
11, 151,592 11
00
1, 749, 797 00
1, 294, 041 00
11
6,558 77
6,882 30
40
7, 663, 263 53
6, 713. 423 27
00
2, 482, 836 00
2 707, 655 00
00
1, 015, 000 00
495, 000 00
41
1, 683, 345 00
1 563, 607 50

199, 703, 916 34

206, 744, 539 64

195 708, 762 20

62 b a n k s .

62 b a n k s .

RHODE ISLAND.
62 b a n k s .

Loans and discounts $28, 497, 684 09
Bonds for circulation 16, 635 300 00
Bonds for deposits . .
150, 000 00
TT. S. bonds on band..
432,600 00
Other stocks and b'ds
751, 013 30
Due from res've ag'ts
2, 068, 580 09
Due from nat'l banks
771, 433 34
Due from State banks
81, 890 80
Heal estate, &c
826,460 44
73,124 61
Current expenses... Premmms paid
185, 419 19
Cash items
541, 040 65
Clear' g-house exch'gs1
Bills of other banks..
472, 994 00
Fractional currency.
9, 329 82
Specie
431,342 64
Legal-tender notes ..
498, 579 00
XJ. S. cert's of deposit.
Due from TJ. S. Treas
777,152 !
Total




62 banks-

62 b a n k s .

$28, 918, 396 76
15, 972, 300 00
150, 000 00
306,750 00
768, 883 52
1, 884,192 02
709, 425 96
42, 645 53
821,163 66
149, 205 59
231, 957 38
441, 925 19

$29,131,116 64
16, .042, 300 00
150, 000 00
291, 700 00
893, 623 91
2,426,861 67
760, 412 57
63, 669 40
821,280 17
121, 680 37
253, 389 54
317,177 09

268,143 00
15, 316 31
312, 523 73
387,477 00
712, 441 31

53, 2(13, 844 95 I 52, 01)2, 746 !>6

410,152 00
11,731 11
370, 364 99
426, 385 00

$29, 293, 061 29 $30,078, 658 48
15, 821, 300 00
15, 811, 300 00
150, 000 00
150, 000 00
335, 750 00
297,200 00
1,087, 087 08
891, 973 18
1, 845, 014 47
2, 090, 515 09
704, 218 06
747, 250 25
77, 372 30
91, 634 93
825, 917 56
849, 136 99
66, 218 51
117, 542 14
324, 823 64
253, 464 72
470, 398 42
611,728 99
246,
12,
370,
394,

282
606
517
744

00
67
33
00

379,108 00
12, 767 20
323,533 11
450, 284 00

734,106 31

720, 418 81

713,051 31

53, 225, 950 77

52, 870 570 70

53, 744, 307 83

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXXXIII

by States and reserve cities—Continued.
MASSACHUSETTS.
DECEMUKR 31.
Liabilities.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

MARCH 11.

MAY 19.

JULY 1.

191 banks.

191 banks.

190 banks.

191 banks.

\ $45, 427, 500 00 $(5, 227, 500 00 $44, 852, 500 00 $45, 227, 500 00

OCTOUEB 3.
191 banks.
$45,402,500 00

13, 378, 544 21
4, 062, 923 55

13, 334, 455 13
5, 039, 236 25

13, 279, 000 69
4,292,023 37

13,468,771 12
4, 330, 356 69

13, 520,116 15
3,811,783 15

38, 893, 732 00
10, 556 00

38, 710, 071 00
10, 556 00

38,110, 025 00
10, 546 00

37, 984, 615 00
10,546 00

38,131, 707 00
4, 842 00

361, 054 46

107, 747 84

183,290 39

404,007 94

718,261 04

Individual deposits... 41, 652, 204 59
240, 710 25
TJ. S. deposits
3.3,851 93
Dep'ts U.S.dis.officers,

4), 328, 697 72
236,810 09
40,258 56

41, 400, 878 15
236, 606 96
55, 303 71

42, 948, 946 32
260,060 61
30, 918 03

45, 733,174 62
265, 518 79
35, 550 30

Due*to national banks! 2, 646, 400 65
131, 092 14
D ue to State banks... [

2, 285,147 11
204, 435 30

2, 799, 937 62
80, 876 96

1, 842,190 64
86,531 29

1, 755, 805 58
117, 350 48

296, 630 73
511, 909 73

399, 015 42
314, 627 90

Notes re-discounted..
Bills payable
Total .

393, 317 67
538, 588 76

147, 775, 536 21 147, 339, 455 48 146, 014, 632 17

CITY

403, 323 67
324. 334 71
147, 322,102 02

413, 690 65
594, 774 42
150, 505, 074 18

OP B O S T O N .

53 banks.

53 banks.

53 banks.

53 banks.

$50, 450, 000 00

$50, 450, 000 00

$50, 450, 000 00

$50,450, 000 00

11,189, 876 47
3, 925, 664 86

11,189,876 47
5, 291, 265 61

11, 253, 210 13
3, 482, 006 88

11, 253, 210 13
4, 276, 704 09

11, 431 365
3, 041, 700

Nat'l bank circulation 32, 474, 414 00
State bank circulation .

31,775.012 00

31, 229, 736 00

31,065,322 00

30,441 182 00

Capital s t o c k . . .
Surplus f u n d . . .
Undivided profits

53 banks.
$50,450,000 00
951
4H

49, 962 71

25, 767 96

77, 647 71

56, 278 97

829, 749 21

Individual deposits...
IT. S. deposits
Dep'ts U.S.dis.officers

76, 000, 553 01
66, 212 97
24, 655 02

67, 432, 950 61
21, 129 20
22, 322 11

72, 216, 572 42
36,118 07
22, 613 27

73, 299, 590 52
90, 771 97
22, 301 29

68, 664, 217 7 1
32, 886 94
20, 986 21

Due to national banks
Due to State banks.

25, 036, 23.3 22
7, 504, 856 07

21, 205, 541 91
7, 303, 592 20

22, 730,293 91
7, 603, 717 95

27, 000, 698 22
8, 670,162 45

21, 704, 707 21
8, 412, 968 51

Notes re-discounted..
Bills p a y a b l e . . .

197, 599 76
400, 460 00

300, 000 00
385, 800 00

300, 000 00
302, 000 00

300, 000 00
259, 500 00

220, 000 00
459, 000 00

207, 320, 490 09

195,403, 258 07

199, 703, 916 34

206. 744, 539 64

195, 708, 762 20

Dividends unpaid

Total

RHODE ISLAND.
62 banks.
Capital stock
Undivided profits
Nat'l bank circulation
State bank circulation

62 banks

62 banks

62 banks.

$20, 065,050 00

$30, 065, 050 00

$20, 315, 050 00

$20, 315, 050 00

$20, 315, 050 00

3, 838, 055 79
1,167,169 85

3, 869, 619 33
1, 328, 044 55

3, 901, 377 88
1, 356, 258 54

3, 936,164 19
1,138, 449 78

3,960, 822 t 8
1, 327, 213 43

14, 828, 552 00
8,998 00

14,180, 575 00
8,998 00

14,361,021 00
8,975 00

14,106,715 00
8,973 00

14,143, 039 00
8,973 00

62 banks.

287, 050 59

103, 521 83

116, 445 38

305, 699 10

165, 913 43

Dep'ts U.S.dis.officers

10, 443,175 68
52, 385 88
42, 958 03

10,178, 536 49
49, 200 10
70, 331 43

10, 479, 588 09
53, 625 96
67, 791 65

10, 584, 691 82
63,173 15
84, 009 88

11, 460, 515 17
33, 479 67
88, 582 42

Duetonational banks
Due to State banks...

1, 700, 585 59
730, 079 65

1, 552, 214 34
610, 456 66

1, 737, 747 28
707, 370 76

1, 382, 689 82
806, 255 73

1, 447, 943 37
792, 775 96

Dividends unpaid
Individual deposits...

Bills payable
Total




39, 883 89

76,199 23

120, 699 23

138, 699 23

53, 20.3, 944 95

52, 092, 746 96

53, 225, 950 77

52, 870, 570 70

53, 744, 307

m

CLXXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Jbslraets of report* since October 1, 1861, arniinjad
CONNECTICUT.

Total

86 bauks.

j

83, 500, 357 24 •• 80, 548,105 14

NEW
1
1

243 b a n k s

Loans and discounts $80,540,611
Bonds for circulation. 30. 011, 900
895, 000
Bonds for deposits-.. 1

TJ. S. bonds on hand.. • 4, 885, 400

Other stocks and b'ds
Duefromres'veag'ts i
Due from nat'l banks
Due from State banks;
Real estate, &c
Current expenses;...'
Premiums paid
:
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .'
Specie
Legal-tender notes ..
U.S. cert'sof deposit
DuefromTJ.S.Treas
Total

5, 314, 616
13,862,458
2, 812, 662
930,137
' 2, 999, 023
387, 336
417,253
2, 382, 632
52, 290
1,155,270
23, 101
2 995 234
3,124,249
265, 000
1, 433, 550

154,487,737 34

88 b a n k s .

86 b a n k s .

$42, 858, 990 36
19, 225, 300 00
370, 000 00
495, 500 00
2,544,133 40
3, 991, 295 18
2, 717, 831 32
205, 803 76
1,628,882 46
55, 488 37
355.158 17
537, 704 43
540, 749 82
615,225 00
15, 034 70
1, 263, 085 36
709,417 00
10,000 00
891,041 90

79,161,748 10

$82, 704, 681
30,387,100
895, 000
4,198, 400
5, 433, 691
IS, 649, 6(59
2, 312, 346
777, 921
2, 966, 245
469, 385
411. 141
1, 376,712
23, 440
912, 649
26, 316
2 772, 327
3, 099, 747
305, 000
1, 403, 570

250 b a n k s
24
00
00
00
72
07
72
70
24
29
12
72
59
00
83
10
00
00
82

154,125, 346 16

$64, 219, 848
29, 988, 600
895, 000
2, 844, 000
5, 081,197
13,335,416
2,170, 949
641, 557
2, 948,190
543, 276
407, 646
1,125, 625
28, 555
1, 207, 377
25, 835
2 933 457
3, 280, 695
295, 000
1,404,483

Loans and discounts $241,230,467 14
Bondsforcirculation. 23,476, 500 00
Bonds for deposits...
820, 000 00
XT. S. bonds on hand.. 4, 550, 550 00
Other stocks and b'ds 13, 063, 990 59
Duefromres'veag'ts.!
Due from nat'l banks ! 22.146, 657 39
Due from State banks! 2,859,316 00
Real estate, &c
10, 905, 943 57
252, 611 55
Current expenses
Premiums paid
772, 857 85
Cash items
1 3,113, 883 39
Clear'g-house exch'gs: 185. 664,136 32
Bills of other banks.. i; 933, 589 00
Fractional currency.
38, 535 16
Specie
54, 242, 230 49
Legal-tender notes .. 10, 213, 289 00
TJ. §. cert's of deposit. 1,670,000 00
Due from TJ.S.Treas. 1, 548, 581 63




578, 503,139 08

$43,468, 889 31
19, 359,500 00
370, 000 00
491, 000 00
2, 354,286 66
3, !)45,079 07
1, 668,339 45
155, 346 56
1, 648,919 73
256, 574 85
::66, 650 05
622 0!)
413, fll« 16
•>''2 802 00
438 70
1.243! 335 09
792 00
10, 000 00 .
082 30
895,
78. 506, 036 1)2
79,090.64123

50 b a n k s
$237,117,499
23, 601, 500
820, 000
3, 984, 850
13, 308, 727
16, 932, 592
2,160, 084
10, 950, 472
979, 794
400, 507
2, 541, 052
137, 330, 898
1, 675, 508
40, 800
51,076,247
11,395,892
1,740,000
1, 688, 297

251 b a n k s

250 bankb
93
00
00
00
01
37
43
06
73
99
17
38
24
00
07
45
00
00
17

153, 976, 711 00

CITY OF NEW
49 b a n k s

19.

YORK.

246 b a n k s
83
00
00
00
76
10
99
69
11
96
15
12
01
00
40
87
00
00
29

OCTOBER 3.

MAY

85 b a n k s .

Loans and discounts. $43,953,340 17
Bondsfor circulation. 20,197, 500 00
Bonds for deposits...
370, 000 00
XT. S. bonds on hand..
540,600 00
Other stocks and b'ds 2, 207, 811 04
Due from res've ag'ts
5, 974, 326 S6
Dne from nat'l banks
3, 209, 841 91
Due from State banks;
187, 290 36
Real estate, &c
i 1,634,936 98
Current expenses
95, 936 44
Premiums paid
247, 494 23
571,485 04
Cash items
Clear'g-house excb'gsi
388,250 70
Bills oi other banks..
742, 506 00
Fractional currency.
14, 559 84
Specie
1,291,647 58
legal-tender notes ..
921, 030 00
U. S. cert'sof deposit.
10,000 00
Due from TJ.S.Treas
941, 794 3;!

JULY 1.

$42, 636, 269 45
19, 225, 300 00
370, 000 00
438,450 00
588, 5fi8 87
952,104 51
102, 668 11
207, 367 58
029, 334 75
268, 209 08
359, 651 26
348,606 13
208, 677 66
844, 683 00
15,101 63
248,230,86
K21, 667 00
10,000 00
886, 838 27

DECEUBEK 31.

Resources.

$63, 001, 074
29, 978,100
895, 000
3,001,150
5, 756, 395
12, 597, 931
2, 805, 252
680, 536
2, 903, 071
266, 215
440, 249
4, 343, 696
08, 607
806, 524
26, 343
2, 825, 922
2, 925, 821
295. 000
1,415,105

93 .1*87, 441, 95o 20
00 i 30,185,400 00
895, 000 00
00 ;
00 ] 2, 821, 500 00
18
5, 838, 840 30
58 i 13, 002, 623 78
16
2, 038, 454 16
60
531,176 93
25
2, 939, 248 06
65
468, 926 39
03
700, 038 71
02
1, 635, 799 89
47, 098 79
13 '.
1, 052, 049 00
00
20 :
24, 853 62
2, 810, 947 01
96
3, 249, 161 00
00
00 ;
295, 000 VI)
05
1, 374, 748 20

155,091,995 74

lf.7, S73, 421 04

YORK.

50 b a n k s .

50 b a n k s

50 b a n k s

49 $238, 750, 645 98 $247, 545, 234 10 $239,150, 374 00
00
22,112, 450 00
22,105,150 00
22,112, 450 00
00
820, 000 00
820, 000 00
820, €00 00
CO
6, 006, 750 00
4, 796, 400 00
3, 545, 950 00.
12, 692, 046 20
53
14,284,111 31
14,247, 075 81
32
45
86
65
73
84
16
00
53
39
00
00
07

517, 095, 725 02

15,884,366
3,478, 350
10, 782, 354
1,258,052
782,177
2, 687, 953
84, 638, 329
3, 703, 666
40, 942
51, 359, 256
17, 409, 677
1, 570, 000
1,291,602

42
56
65
30
33
89
86
00
43
93
00
00
95

476, f 61, 687 61

19, 523, 931
2, 260,144
10, 687, 545
150, 038
665, 852
3, 849, 656
120, 999,198
3,071,818
39,181
51,137,390
17, 689, 942
2, 865, 000
1,241,219

56
93
54
22
49
39
68
00
08
77
00
00
20

523, 702, 078 77

19,258,565
3, 087, 917
10, 671, 839
1, 092, 202
665, 548
2, 809, 544
174, 929,475
1, 634, 685
43,131
44, 523, 883
16, 956, 390
1, 070, 000
1, 584, 827

81
83
35
72
81
48
54
00
17
74
00
00
42

557. 541,532 07

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXXXV

61/ States ami resen-e cities—Continued.

CONNECTICUT.
MARCH 11

DECEMBER 31.

Liabilities.

- 85 banks.

—
85 banks.

!

JULY 1.

OCTOBER IS.

80 b a n k s

80 b a n k s

86 b a n k s .

MAY 19.
—

$•'5 539 620 Oft

$25, 399 620 00

$'>.-> 400 820 00

$25 556 820 0 0

0, 714, 909 82
1,720,581 18

6, 728, 939 30
2, 146, !(86 0»

6, 783, 612
], 354, 195 84

0 789.135 ir»
1, 948. 129 4!>

18, 013, 607 00
41, 663 00

Dividends unpaid....

$"5 339 820 00

6, 737, 641 75
1,403,617 33

Surplus fund
Undivided profits....
Xat'l bank circulation
State bonk circulation

17, 859, 240 00 '
41, 665 00

17, 020, 89.1 00
41, 659 00

10,948,410 00
41, 659 00

17 217. 745 00
38, 983 0(>

68, 283 15

038, 047 52

101. 082 59-

24,337, 191 74 . 25, 039, 720 04
231, 019 92
238, 000 74
31, 969 7 0 •
31, 571 66

24 933, 405 47
185, 313 34
24. 431 62-

651,128 07

Individual deposits..

!Hi. 097 23

24, 800, 827 16
20,115, 210 13
207, 841 71
136, 016 08
24, 829 56 •
2 0 , 5 5 6 62

Dep'ts Tf.S.dis.ofncers
Due, to national banks
Daft to State banks...

4, 177, 630 81 I
577, 561 88

2, 722, 272 76
364,171 11

2, 086, 475 66
252, 020 84

1 339,712 5;!
35

10,000 00 i

Xotea re-discounted..
Bills payable
Total

3,217,172 84 :
490, 878 61
20,000 00 '

68, 740 32

107, 909 08
100, 980 62

83,153 08
125, 200 0(V

•79,101, 748 JO

79, 090, 641 23

78 560. «30 02

250 b a n k s .

251 banks.

83, 500, 357 24

80, 548,165 14

NEW YORK.
!

Capital stock ...

243 banks.

246 b a n k s .

250 b a n k s .

j $32, 842,160 00 | $33, 355, 540 00 I $33, 572, 095 00

$33, 639, 030 00

$34,130,507 00

8, 318, 617 50
4, 832, 453 38

8, 351. 620 78
5,484,311 70

26, 574,168 00
34, 945 00

20, 781, 720 0l>
34.945 00

1

Surplus fund
Ii 8, 085, 844 41 8,157, 272 50 ; 8, 093, 061 20
i
Undivided profits
! 4,977, 795 82 ] 4,895,943 16 \ 5, 634, 402 23
Xat'l bank circulation! 26, 788, 764 00 20, 977, 420 00 ; 26, 626, 603 00
41, 082 00
State bank circulation]
41, 097 00
41,097 00
Dividends unpaid

|

385,139 33

80, 974 48

Due to national b a n k s
Due to State b a n k s . . . j
Xotes re-discounted., j
Bills payable
Total

75, 429 93

80. 240 4!»

382, 759 77,

77, 774. 931 5*
478.871 32
93, 950 85

74. 310, 853 48 i 73 034, 284 86 : 75, 688, 403 32
558, 821 11 !
546,743 68
595,183 94
72, 306 25
61, 556 15 :
08, 509 43

Individual deposits . . J 74, 059, 868 42
576,657 67
U. S. deposits
|
112,478 03
Dep'ts U.S.dis.officers!
4, 419, 988 28
1,391,413 06

3. 615, 334 78 •
1, 382, 721 48 i

335,911 54 !
470, 619 78

3, 421, 505 71 ••
1, 451, 901 66 !

233, 923 83 i
465, 965 62 |

244,816 39
550, 341 66 1

] 154, 487, 737 34 ! 154,125, 346 10

10
05

2, 299. 289 88
1, 103, 748 !ir>

406, 908 22
414,703 03

223. 345 55
475 871 95

153 976, 711 00 ; 155,091,995 74

157, 373 421 04

2, 773, 029
1, 303, 225

CITY OF NEW YORK.
49 banks.
Capital stock .

$51,350,000 00

50 b a n k s .

50 b a n k s .

$51, 500, 000 00 ; $51, 500, 000 00

50 b a n k s .

50 banks.

$51, 500, 000 00 | $51, 050,1)00 00

20,133,816 75
11, 015, 312 67

20, 336, 890 70
12, 611,188_22

20, 386, 890 70
14, 524, 853 93

21, 260, 946 91
11, 825,763 77

21, 314,109 21
13, 970, 753 58

20, 508, 950 00
47,470 00

20, 595, 087 00
47, 467 00

19, 066, 570 00
47, 453 00

18, 935, 605 00 I
47, 446 00 I

19,270,285 00
47.446 00

1,465,178 44

172, 971 54

189, 043 14

Individual d e p o s i t s . . . 339,720,244 88
U . S . deposits
444,140 55
Dep'ts U.S.dis.offlcers
122,520 16

284, 429, 052 33
417,498 31
195, 791 25

239, 034, 650 84
427,031 65
185, 894 34

94, 386,177 33
32, 753, 601 34

96, 501, 805 34
34,497,494 67

Surplus fund
Undivided profits
Xat'l bank circulation
State bank circulation
Dividends unpaid

Dne to national b a n k s
to State b a n k s . . .

98, 987,954 53
34,451,545 10

Notes re-discounted ..
Bills payable
Total

578, 503, 139 08




250, 000 00 !

228, 864 Ott

1, 300, 922 75

325, 268, 903 86.
281, 723, 991 54
428, 605 08 I
423,115 50
72, 387 58 j
127, 363 6098, 726, 010 52 I
37, 380, 393 02

250, 000 00

500, 000 00

500, 000 00

517, 095, 725 02

476,861,087 61

523, 702, 078 77

90.104,274 84
35,134.415 52

:

557, 541, 532 0T

CLXXXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1,1881, arranged
CITY OF ALBANY.

Resources.
Loans and discounts.
Bonds for circulation.
Bonds for deposits...
U. S.bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks.
Dae from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due from U. S. Treas.
Total

DECEMBER 31.

MAKCH 11.

7 banks.

7 banks.

$7, 525, 060 45
1, 680, 000 00
100,000 00
577,650 00
123, 632 08
2, 060, 718 68
997,173 69
162, 287 48
333, 500 00

$8, 673, 399 91
1, 680, 000 00
100, 000 00
379, 650 00
115, 757 08
1. 423, 635 24
706, 253 86
87, 483 31
329, 000 00
2, 370 19
23, 910 00
87, 584 06
168, 631 55
68, 646 00
3, 340 70
530, 858 95
191, 076 00
505, 000 00
88, 897 50

$8, 867, 590
1, 718, 000
100, 000
415, 050
133, 243
2,146, 582
813, 935
159, 822
330, 200

15,165, 494 35

37, 270 38
106, 897 12
308, 818 60
161, 926 00
2,272 59
541,758 78
212, 967 00
480, 000 00
78, 997 50
15,490, 930 35

JULY 1.

MAY 19.
7 banks.

OCTOBER 3.

7 banks.

7 banks.
57
00
00
00
58
56
32
30
00

$9,521,168 17
1, 718,000 00
100,000 00
215, 050 00
141,960 25
1, 501, 213 06
893, 991 23
169, 534 14
330, 200 00

110, 249 08
89,069 39
121, 262 53
147, 038 00
3, 072 61
607,067 45
238,100 00
530, 000 00
84, 607 50

110, 097 08
122, 828 94
319, 426 94
81, 572 00
2, 054 80
620, 205 24
192, 806 00
530, 000 00
82,107 50

$8, 786, 454 77
1, 718, 000 00
100,000 00
116,150 00
142, 682 19
1, 694,343 10
663, 958 33
162,175 95
330,200 00
4,954 75
96, 087 96
68,126 25
265, 919 58
80,457 00
1, 593 86
544, 851 26
218, 631 00
480, 000 00
80,107 50

16, 614, 890 89

16, 652, 215 35

15, 554, 693 50

NEW JERSEY.
66 banks
Loans and discounts.
Bonds for circulation.
Bonds for deposits -.
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Bills of other banks..
Fractional currency.
Legal-tender notes ..
U. S. cert'sof deposit.
Due from U.S. Treas.
Total

66 banks.

66 b a n k s .

$28,170,364
11, 658, 85C
300,000
1, 556, 850
1, 534,291
6, 307,302
1, 759, 025
284, 780
1, 668,172
115, 957
124, 217
1, 023, 577

43
00
00
III)
44
57
HI
75
H5
14
78
53

392,059
13,740
960, 265
1, 434,258
10, 000
542, 030

00
06
77
00
00
80

57, 855, 743 73

$29, 657,705 01 $29,691,400 40
11,599,350 00
11, 568,850 00
300, 000 00
300, 000 00
1, 535, 650 00
1,177, 300 00
1,518,255
1,490, 958 67
6, 347, 313 u
38
5, 485,132 81
1, 251,403 11
1, 529, 534 74
279, 020 03
199, 686 66
1,659,691 47
1, 646, 848 66
207, 573 03
190, 443 15
126, 836 73
153, 222 84
751, 612 42
595, 310 97
325, 252
13, 095
834, 053
1, 367,483
10, 000
526, 890

00
74
63
00
00
00

57, 294, 744 40

528, 356
13,128
863, 395
1, 682, 092
10, 000
531, 479

00
28
<
W
00
00
75

58, 673, 590 44

66 banks

66 b a n k s .
$29,798, 409
11, 270, 350
300, 000
1, 072, 800
1, 580, 847
6, 988, 034
1, 435, 310
276,154
1, 610, 071
71, 028
151, 340
1,113, 031
332, 700
13, 601
898, 244
1, 308, 728
10,000
517, 900

43
00
00
III)

28
93
7fi
34
07
97
K4
04
00
80

v>

00
00
70

$31, 481, 551
11, 032, 350
250, 000
848, 500
1, 475, 585
5, 419, 952
1, 213, 436
235,119
1, 59s, 744
158, 286
211, 999
750, 818

28
00
00
Oil
69
91
5(1
43
89
12
97
84

546, 546
16, 772
1, 051, 618
1, 747,408
10, 000
497, 722

00
92
48
00
00
10

58, 748, 553 68

58, 546, 413 13

199 banks.

198 banks.

PENNSYLVANIA.
194 banks.
Loans and discounts.
Bondsforcirculation.
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Dae from U. S. Treas
Total




195 b a n k s .

198 b a n k s .

$58, 079, 836 99 $59, 839, 603 45 $62, 542,114 04 $61, 334, 619 53 $64,215,217 69
28, 467,100 00
27,870,100 00
28, 435,100 00
28, 410,100 00
28, 369,100 00
580, 000 00
580, 000 00
580,000 00
580, 000 00
580, 000 00
2, 817, 000 00
2, 709, 450 00
2,199,400 00
3, 579, 250 00
3,102,650 00
6, 313, 515 08
6,328, 840 32
6, 797,156 22
5, 924, 303 08
6,138,778 23
9,631,816 96
10,445,817 64
9, 459, 449 87
11,115, 063 45 10,418,101 75
2,800,892 67
3, 525, 394 67
2,396, 418 81
3, 521, 924 83
3, 544, 450 98
1,217, 898 84
1, 388, 539 34
1, 099, 756 87
1, 375, 710 64
1, 287, 270 77
3,404, 826 06
3, 347, 602 48
3, 427,774 23
3, 461, 803 26
3,440,048 36
337, 072 62
279, 510 69
576, 775 00
283, 552 03
610, 072 08
301, 605 52
321, 779 50
460,148 40
218,071 91
241,009 65
749, 727 42
800,163 32
835, 249 99
849, 662 01
879, 222 50
33, 998 95
46,882 45
44, 338 72
53,034 10
34,739 95
1,133, 248 00
1, 218, 376 00
973, 692 00
1, 253,174 00
833, 742 00
43, 470 81
44, 379 19
42, 377 04
40, 098 49
43, 398 46
3,924, 985 90
4, 068, 745 21
3, 945, 675 74
3, 924, 272 20
3, 600, 537 14
2, 814, 762 00
2, 868, 284 00
2, 717, 098 00
2, 884, 822 00
2, 529, 016 00
45, 000 00
55, 000 00
55, 000 00
60, 000 00
50, 000 00
1, 318, 031 35
1, 264, 270 10
1, 293, 626 88
1, 320, 397 22
1, 330, 958 67
125,279,462 63

127, 569, 661 69

129, 263, 351 01

127, 683, 753 76

130, 540, 621 23

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

CLXXXVII

by States and reserve cities—Continued.
CITY OP ALBANY.
DECEMBER 31.

MARCH 11

MAY 19.

JULY 1.

OCTOBER 3

Liabilities.
7 banks.

Capital stock
Surplus fund
Undivided profits
Uat'l bank circulation
Dividends unpaid

7 banks.

7 banks.

7 banks.

$1, 800, 000 00

$1, 800, 000 00

$1, 800, 000 00

$1, 800, 000 00

1,400, 000 00
260, 549 98

1, 400, 000 00
233, 528 88

1, 400, 000 00
219, 023 51

1,400,000 00
226, 762 67

1 400, 000 00
292, 034 41

1, 503, 040 00

1, 500,140 00

1, 503, 640 00

1, 526, 040 00

1, 544,140 00

37, 310 78

7 banks.
$1 800,000 00

11,372 85

6,315 96

1,802 55

I n d i v i d u a l deposits . .
TT. S. deposits
D e p ' t s TJ.S.dis.officers

6,777,063 25
66,371 06
10, 988 74

6, 803, 590 48
60, 494 39
9,039 41

7, 763, 991 57
69, 225 00
9,284 35

7,805,117 00
54, 355 35
18, 315 73

6 890,888 27
52,131 04
7,625 38

D u e to national b a n k s
D u e to State b a n k s . . .

2, 952, 258 26
683, 348 28

2, 883, 095 91
469, 289 32

3,109, 639 97
738, 283 94

2, 948, 484 53
856, 478 41

2, 879, 512 23

15, 490, 930 35

15,165, 494 35

16, 614, 890 89

16, 652, 215 35

15 554, 693 5ft

16,661 66

676, 989 32

N o t e s re-discounted..
Bills payable
Total

NEW JERSEY.
66 b a n k s .

66 banks.

66 b a n k s .

66 b a n k s .

$12, 475, 350 00

$12, 375, 350 00

$12,375,350 00

$12, 375, 350 00

$12,375, 350 00

S u r p l u s fund
Undivided p r o f i t s . . .

3,477,158 83
1, 408,196 13

3, 485, 835 18
1, 534, 980 42

3, 505, 335 18
1, 776, 054 47

3, 580, 491 32
1, 371, 682 15

3, 622, 908 29
1, 538, 051 10

N a t ' l b a n k circulation
S t a t e b a n k circulation

10, 414, 799 00

10, 295,483 00
9,113 00

10, 278, 933 00
9,108 00

10, 039, 546 00
9,108 00

C a p i t a l stock

Dividends unpaid
Individual deposits..
TT. S. deposits
D e p ' t s O.S.dis.officers'
D u e to national b a n k s
D u e to State b a n k s . . .
N o t e s re-discounted..
Bills payable
Total

9,116 00
298, 315 47
27, 034,167 00
179, 927 05
13,440 89
2, 234,145 05
175, 029 59

51,398 72
84 700 00
57, 855, 743 73

56,375 38

45,297 74

26, 878, 635 09 27, 368,427 14
188, 088 95
210, 908 51
14,248 18
13, 488 39
2,135, 655 71
280, 679 49
35, 600 00
4,700 00

280, 951 68

66 b a n k s .

9, 769, 701 00
8,480 00
107, 860 99

28, 757, 966 87
205, 473 33
11,307 74

28, 606, 051 73
176, 662 43
20, 087 29

2, 696, 984 29
265,448 77

1, 750, 747 00
205, 783 02

2, 047, 125 94
258, 794 78

113, 554 95
14,700 00

65, 446 57
94,700 00

14, 039 61
6, 300 00

57, 294, 744 40 | 58, 673, 590 44 I 58, 748, 553 68 ]

58, 546, 413 13

PENNSYLVANIA.
194 b a n k s .
•Capital stock .
S u r p l u s fund
Undivided profits
N a t ' l b a n k circulation
S t a t e b a n k circulation

195 banks.

198 b a n k s .

199 banks.

$29, 662,840 00

$29, 738, 056 00

$30, 084, 699 00

$29, 643, 425 00

7, 894, 717 59
2,623, 575 03
25, 006,401 00
25, 639 00

7,995.661 55
2,899,500 69
24, 902, 007 00
25, 474 00

8,185, 392 04
2, 564, 376 58
24,905,747 00
25, 445 00

8,114, 656 73
2,498, 327 49
24, 004, 836 00
25, 445 00

198 b a n k s .
$30, 064, 556 00
8,109, 517 43
3, 293, 012 15
24, 911, 982 00
20, 489 00

265, 789 19

184,957 89

349,594 24

341, 569 20

177, 205 41

Individual deposits...
U. S. deposits
D e p ' t s U.S.dis.offlcers

55, 876, 463 06
377, 278 01
13, 570 87

57, 939, 292 25
342, 883 98
5, 904 29

59, 748, 349 77
369, 762 59
5,115 32

59, 870, 507 44
395, 789 30
11, 648 67

61, 244, 091 93
317, 857 50
15, 832 63

D u e to national b a n k s
H3ue to State b a n k s . . .

2,998,139 51
425, 019 34

2, 956, 084 42
496, 990 57

2, 390, 307 78
303. 337 21

1, 918, 718 23
285,115 64

1, 870,196 29
297, 076 84

N o t e s re-discounted..
Bills payable

73,494 75
36, 535 28

41, 358 77
41, 490 28

155, 734 20
175,490 28

125,279,462 63

127, 569, 661 69

129, 263, 351 01

Dividends unpaid

Total




122,724 78
450, 990 28 !

103, 293 77
115,510 28

127, 683, 753 76 i 130, 540, 621 23

CLXXXVIII REPORT OF THE

COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 1, 1881, arrnnged
CITY

OF PHILADELPHIA.

DECEMBER 31.

MARCH 11.

JULY 1.

Resources.

U . S. bonds on h a n d . .
O t h e r stocks and b'ds
D u e from res've ag'ts
D u e from n a t ' l banks
Due from State b a n k s
Real estate, &c
\
Current expenses....
P r e m i u m s paid
Cash items
Clear'g-house cxch'gs
Bills of other h a n k s . .
Fractional c u r r e n c y .
Specie
Legal-tender notes . .
TJ. S. cert's of deposit I
D u e from U. S. Treas ,
Total

$57, 069, 510
13, 438, 000
250, 000
920, 500
4, 473, 587
5, 034, 409
5,169,132
1, 072, 632
2, 600, 250
239, 39S
62, 201
956, 307
9,860,507
812, 668
18,461
0, 315, 978
4. 052, 017
1, 580, 000
689, 318

32 banks.

32 h a n k s .

32 banks.

Loans and discounts
Bonds for circulation.
Bonds for deposits ..

94 $58,140, 134 35 $60, 240,712
00
13, 285, 000 00 ; 12, 008,000
250, 000
00
250, 000 00
00
1, 070,500
744, 500 00
919 98
10
3, 899,404
4, 716,
5, 933,253
91
6, 205, 521 04
95
4,157, 686 41
4, 051,482
892, 608
80
885, 948 73
00
2, 588, 729 34
2,59], 278
90
598, 178 17
135, 944
11
04, 078 84
07, 861
15
028, 146
500, 912 31
745 30
50
7, 862,
0,116,538
403, 701 00
00
692, 010
932
526 18
30
23,
0, 85?,954
10
6, 913, 231 30
041 00
00
2, 800,
3, 474,386
00
1, 890, 000 00
2, 310,000
805 35
41)
636,
600, 443

115,214,878 25 '. 112,728,259 90

CITY
22 b a n k s
Loans and discounts j $23, 897, 498
Bonds for circulation ! 7, 652, 000
Bonds for deposits . . !
250, 000
U . S. bonds on h a n d . . :
400,150
Other stocks and b'ds•
1, 025, 476
Duefromres'veag'ts \
2, 016, 524
Due fromnatl banks '
918, 483
D u e from State banks!
245, 093
Real estate, &c
! 1,678,090
84, 531
C u r r e n t expenses
•
P r e m i u m s paid
32, 503
Cash items
!
352, 574
Clear'g-house exch'gsi
1, 321, 029
Bills of other b a n k s . . i
530, 728
Fractional c u r r e n c y . [
10, 030
1, 526, 222
Specie
\
Legal-tender notes .. j 1, 799, 464
TJ. S. cert's of deposit. [
D u e from U . S . Treas I
376, 600

112,440,450 65

119,569,167 75

119,520,205 60

OF PITTSBURGH.
22 hanks.

26
00
00
00
40
98
86
19
40
36
25
73
38
00
19
83
00

32 banks.

44 $60,030,811 90 $64,282, 838 27
00
11, 048, 000 00
10, 652, 800 00
00
300, 000 00
300, 000 00
00
824, 300 00
303, 300 00
13
4,994, 334 50
5.156, 378 00
47
7, 048, 581 36
5, 510, 645 76
54
4, 660, 205 15
4,129, 799 76
88
1,101, 661 90
789. 004 58
50
2, 591,141 65
2, 595, 177 18
08
O
284,165 04
638, 111 C
38
73,077 11
37. 083, 07
28
1,031,604 42
681. 669 ill
22 12, 512, 276 15
11, 092, 055 21
00
599, 900 00
052, 996 00
84
19, 876, 07
21, 598 84
04
6, 300, 040 05
7.157. 185 80
00
3, 236, 209 00
2, S07, 732 0)
00
2, 370, 000 00
2, 080, 000 0(1
85
542, 970 85
527, 819 50

$24, 444,176
7. 020, 500
250, 000
242, 300
1,124,261
2, 330,151
859, 447
195, 509
1, 765, 770
180,913
10, 25)8
1S7.285
1,149,118
300, 718
11,046
1, 382,106
1, 820, 825

22 b a n k s
37
00
00
00
96
46
17
74
28
24
05
29
75
00
31
04
00

35

367, 745 47

44,117, 067 18

44, 254, 839 T3

$24, 000, 407
7, 070, 500
250, 000
203, 650
827, 212
2, 051, 908
907,166
3112 360
1, 744, 658
124,916
111, 454
159, i>74
1, 406, 585
673, 209
10, 843
1,409,713
2, 101,110

23 b a n k s .

23 b a n k s .

10 $24, 290, 029 27
00
7, 320, 500 00
00
250, 000 00
00
514, 060 00
21
916,139 47
79 :
2, 224, 884 50
15
1,192,054 04
00
182, 508 98
05
1, 594,141 62
13 '
53, 542 17
90
05, 901 02
28
259, 577 08
00
1,210,353 27
00 '
348, 077 00
30
8, 973 95
90
1,629,600 04
00
2, 069, 084 00

374, 642 47

$25, 947. 839
7, 305, 500
250, 000
352, 550
813, 002
2,158, 040
1,20", 182
275, 304
1, 499, 609
200. 304
78, 942
302, 955
1, 874, 703
484, 010
12,193
1, 759. 736
2, 091, 967

92
00
00
00
27
4!)
81
73
01
79,
75
15
53
00
85
10
00

376,140 72

350, 360 22

45, 009, 438 00 : 44,505, 622 73

46, !>03, 334 62

DELAWARE.
14 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Duefrom res've ag'ts.
Due from nat'lhanks.
Due from State hanks
Keal estate, &c , .
Current expenses
Premiums paid
Cash items . .
Clear' g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
V. ?S. cert's of deposit
Due from U. S. Treas.
Total




14 banks.

14 banks.

$3, 047, 048 76
1, 693,200 00
60, 000 00
182, 000 00
291, 774,48
787, 005 57
221, 787 23
80, 876 06
209, 034 30
18, 927 52
11, 677 62
112, 734 72

$3, 714,139 98
1, 693,200 00
60, 000 00
285, 500 00
300,752 70
671, 542 96
191, 608 85
68, 576 44
199,117 25
18,122 01
12, 281 37
96, 072 49

89, 744
2, 005
174, 321
138, 544
30, 000
80,138

75, 521
2,454
181, 529
137,160
30, 000
80,838

00
91
90
00
00
75

7, 830, 880 82

00
16
93
00
00
75

7, 824, 417 89

14 banks

14 banks.

$3, 731, 086
1, 693, 200
60,000
272, 000
300, 552
641, 265
171, 622
27, 336
185, 837
22, 755
17, 273
56,652

77
00
00
00
70
87
14
98
45
42
87
91

$3, 611,204 99
1, 693, 200 00
00, 000 00
272, 000 00
300, 552 70
661, 477 47
180, 060 68
81, 592 15
185, 827 45
17, 576 51
17, 273 87
102, 495 50

$4, 002, 965
1, 678, 200
60, 000
1!>3. 000
290, 499
1, 086,183
214, 228
62,284
185, 912
23, 048
:t7, 901
«8, 628

80
00
00
00
48
19
05
68
54
54
37
40

71, 054
1, 519
165, 009
151,779
30, 000
74, 738

00
09
04
00
00
75

67, 759
1,747
134, 388
152,965
30, 000
79, 038

00
58
41
00
00
75

7«, 951
2, 254
101, 036
161,591
::o, 000
70, 463

00
61
58
00
00
75

7,073,083 ffil

7,049, 100 00

8, 41". 149 05

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXXX1X

by States find reserve cities—Continued.
CITY OP

PHILADELPHIA.

MARCH 11.

MAY 19.

JULY 1.

OCTOBER 3.

32 b a n k s .

UECBMUEU 31.

32 b a n k s .

32 b a n k s .

32 b a n k s .

Liabilities.
32 b a n k s .
Capital stuck

'

$17, 858, 000 00 , $17,358,000 00

•17, 338, 000 00 I $17, 358, 000 00

S u r p l u s fund
Undivided p r o f i t s . . . .
Nat'l bank circulation
S t a t e bank circulation

8, 312, 303 08 '
1, 555, 29!) 14 i
11, 335, 638 00
480 00

$17, 358, 000 00

8, 419, 303 08
1,762,610 53

8,456,403 08
2, 298, 320 47

9,292,694 00
480 00

9, 330, 359 00
480 00

8, 339, 303 08
1, 973, 056 00

8, 399, 303 08 :
1, 417, 776 46
10, 256, 934 00
480 00

li, 402, 286 00
480 00

112,242 64

46, 968 69

36, 018 03

Individual deposits. • . 60, 514, 763 32
213, 970 34
IJ. S. deposits
D e p ' t s U.s.dis.officer's .

57, 976, 917 18
202,341 07

59,641,887 72
203, 626 90

66, 008, 879 96
217, 305 41

6*, 850, 483 57
250, 546 46

D u e t o national b a n k s
Due to State b a n k s . .

12. 401, 035 52
:;, 040, 873 27

12,125, 039 44
2, 925, 146 41

13, 716, 710 50
2, 74(5, 215 58

13, 617, 073 96
3,328,521 03

112, 728, 259 96 ' 112, 440, 456 65

119,569,167 75

119,526,205 60

Dividends unpaid

48, 745 31

12. 621,107 58
3,034,571 48

33,967 84 ':

Notes re-discounted.
P>ills payable
Total . . .

115, 214, 878 25

CITY OF PITTSBURGH.
22 b a n k s

22 b a n k s

- 1 banks.

2 ! banks.

23 banks.

850, 000 00

$9, 830, 000 00 i

850, 000 00

$9, 975. 580 00

$10, 029, 495 00

Undivided profits

3, 291, 134 49
810, 784 91

3, 311, 477 42
881, 239 51 ,

3, 336,346 73
563, 337

3, 361, 883 21
382, 832 10

3, 166,771 66
733, 236 18

X a t ' l b a n k circulation

6 7.12 418

oo

0, M l , 600 00 ;

6 691, 380 00

«, 106,970 00

6, 376, 635 00

i
Dividend* u n p a i d - . - .

76 111 75

46,819 75

71, 987 25

168, 871 75

Individual d e p o s i t s . . .
U. S. deposits
D e p ' t s U.S.dis.ofliceis

19 189 858 26
13 5 430 18
104 673 90

39,343,188
159,973 50
63, 355 15

20 761, 029 06
146, 930
76, 571 31

20 556,774
178,024 58
36, 240 97

D u e to national banks
'Due t o State l>anks . .

621 594 66
1 275 452 48

2.831.286 62
1,08], 1.04 69

502,132 81
1 086, 356 90

363, 662 28
i 510,104 33

436, 179 09
1 389, 829 77

Notes re-discounted - .
T>ills payalde

69 608 33

7, 500 00
37, 294 98

92, 784 24
50, 781

64, 678 96

132, 827 48

44 117 067 18

44, 254. 839 73

45 009, 438 00

44 505, 622 73

46 963, 334 02

Total

60, 756 50
OO

395, 910 23
3 83,763 45
57, 930 26

DELAWARE.
14 banks
Capital stock
S urplus fund
i
Undivided profits....;

510,080 81
185, 344 23

Nat'l bank circulation
State b a n t circulation'

3,467, 849 00
855 00

Dividends unpaid

30,608 65

Individual deposits ..}
TJ. S. deposits
Dep'ts tT. S.dis.otneers

3, 462, 036 80
38,360 76
3, 341 74

Duo to national banks
Due to State b a n k s . .

383, 1«4 01
35,654 22




526,367 10
350,456 54 ;
3, 465, 599 00
855 00
34,941 75
3, 409, 027 08
39, 389 38
2,389 49
422, (139 42
39, 368 13
30. 000 00

Notes re-discounted..
l
Bills payable
.

Total .

14 banks

14 b a n k s .

ifl, 743, 985 00 i $3,743, 985 00 j $3, 743, 985 00

7, 830, 880 82

7,824,437

34 b a n k s .
$1, 743, 975 00

14 b a n k s .
$1, 743, 985 00

526,867 10
386,070 64

529, 949 10 j
192,411 13 |

542, 797 08
187, 435 08

3,466,349 00
855 00

1,458,999 00 j
855 00 j

1,450,969 00
835 00

33,471 (10

23,043 75

3,243,641 50
3,311,821 94 •
37,844 56 I
42, 161 10 i
581 72
2, 920 56
409,734 97 I
26, 302 50 |
38, 000 00
7,673,683 9 9 !

322,165 76 (
1,857 72

11, 867 40
4, 121, 900 75
40,772 57
3,449 73
3IM.424 73
6, 692 73

21, 000 00
7,649,160 0 6 !

8,413,149 05

cxc

REPORT OP THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1,1881, arranged
MARYLAND.

Loans and discounts.
Bonds for circulation.
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due fromres've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
U.S. cert's of deposit
Duefrom U. S. Treas.
Total

DECEMBER 31.

MAKCH 11.

MAY 19.

JULY 1.

OCTOBER 3.

22 banks.

Resources.

22 banks.

22 banks.

22 banks.

22 b a n k s .

$4,611,996 83
2,266, 550 00
100,000 00
556,150 00
349,913 81
866,126 91
584,593 79
63,753 16
245, 287 56
17, 489 52
47,670 55
47, 008 33

$4, 694,422 78
2,266,550 00
100,000 00
538, 550 00
374,013 81
748,789 05
523, 776 40
88,611 98
245, 559 83
44, 203 0)
56,477 92
53,178 45

$4 975,419 00
2, 266, 550 00
100,000 00
452, 550 00
385,196 94
625, 554 54
447, 477 25
51,129 15
240,221 38
51,904 74
68, 878 84
44,500 82

$5, 025, 238 93
2,266,550 00

$5, 264, 628 11
2,355,050 00

508, 050 00
379,145 69
545,057 12
353, 785 99
43, 601 30
245, 540 78
16,153 63
63,275 56
61,138 25

454, 500 00 j
359, 903 82
940,903 74
533, 488 10
91, 535 »7 j
244, 693 41 '
56,446 12 !
73,141 30 i
75, 995 51 j

78, 199 00
2,967 32
286,396 69
308,817 00

94,180 00
2,242 60
265,001 01
407,628 00

73,786 00
2,704 95
254, 967 35
367, 438 00

92, 622
2, 996
265, 485
358, 821

105,745 80

101, 992 60

116, 692 35 j

106, 092 60

106,175 00 !

10,566,320 11

10, 512, 505 84

93, 706
2,661
263, 602
344, 064

00
07
78
00

10, 595,126 62

10, 312, 526 15

00 '
81 !
29 |
00 |

11, 277, 385 28 '

CITT OF BALTIMORE.
16 banks.

17 banks.

17 banks.

17 banks.

Loans and discounts $24,267, 088 34 $25,139, 161 44 i $25,595,152 46
7, 691, 100 00
7,691,100 00
7, 641,100 00
Bonds for circulation.
200, 000 00
200, 000 00
l!00, 000 00
Bonds for d e p o s i t s . . .
200,000 00
250, 000 00
U. S. bonds on h a n d . .
200, 000 00
Other stocks and b'da
81, 738 87
74, 494 07
74,283 10
Due from res've a g ' t s . { 2, 294, 820 59
1, 836, 047 17
1, 613,186 84
Due from nat'l b a n k s .
1,113,916 65
860, 296 38
1, 028, 430 05
D u e from State banksi
175, 969 29
243, 809 01
135, 711 70
722, 706 94
687, 796 89
712, 332 90
Keal estate, &c
113, 704 16
49,260 25
143,454 37
Current expenses
52, 118 74
51,140 70
40,398 74
Premiums paid
63, 568 13
98,926 89
80,252 49
Cash items
1, 407, 537 49
1, 727, 752 56
i, 398, 465 33
Clear'g-house exch'gs
537, 550 00
556,438 00
782,942 00
Bills of other b a n k s . .
2,173 45
2, 553 15
Fractional currency.
3, 074 46
926, 457 93
1, 057, 63 93
943,187 90
Specie
00
1,
1,354,206 00
1, 227,134 00
Legal-tender notes ..
630,000 00
1, 730, 000 00
V. S. cert's of deposit
i, 315; 000 00
592 00
356, 242 00
354,887 10
Due fromU. S. T r e a s .
381,
Total
42,482,868 13 42, 890, 575 20 43, 953, 472 13
DISTRICT
1 bank.

17 banks.

S26, 311, 022 53 |
7,541,100 00 i
200. 000 00 t
100,000 00 I
88, 565 69 '
1, 951, 478 95 I
1,123, 550 21 |
147, 948 43
684,181 70
176, 334 14
96,558 74
78, 496 20
1, 904, 925 9T
350,528 00
2, 728 36
1, 472, 611 89
1,152, 395 00
600,000 00
340,142 00
44, 322, 567 81

OP COLUMBIA.
1 bank.

1 bank.

. 1 bank.

Loans and discounts
Bonds for circulation.

$319, 289 23
250,000 00

$318, 884 46
250,000 00

$333,189 69
250, 000 00

$317,166 48
250, 000 00

$349, 627 87
250,000 00

U. S. bonds on hand..
Other stocks and b'ds
Due from res'ye ag'ts.
Due from nat'lbanks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
U.S. cert's of deposit.
Due from U.S. Treas.

275,000 00
930 00
102, 501 62
9, 957 08
3,868 92
17, 950 00
103 39
2, 200 00
9,417 37

275, 000 00
930 00
131, 833 21
9,123 80
9,148 60
17, 950 00
2,028 12
2, 200 00
7,456 48

275, 000 00
1, 930 00
104, 357 16
7,437 26
3,901 75
17,950 00
4, 065 96
2,200 00
4, 219 00

275,000 00
1, 930 00
118, 804 12
29, 244 61
941 18
17,950 00
155 02

275,000 00
1, 930 00
137, 429 33
30, 559 80
602 71
17,950 00
3, 027 01

6,380 00

9,290 00

10,259 00
14 50
54, 288 00
' 01, 000 00

12,590 00
16 00
59, 572 50
106, 000 00

14, 530 00
12 24
56,584 50
84, 000 00

15,419 00
23 38
58,681 00
90, 500 00

16, 056 00
8 14
62,916 00100,000 00'

Total




1 bank.

:

11, 250 00

11, 250 00

11, 250 00

11, 250 00

11, 250 W

1,158, 029 11

1, 213, 983 17

1,170, 627 56

1,193,444 79

1,265, 646 SG

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXCI

by States and reserve cities—Continued.
MARYLAND.
Liabilities.

DECEMBEK 31.

MAY 19.

MABCH 11

JULY 1.

22 b a n k s

22 b a n k s

OCTOBEK 3.

22 banks.

22 b a n k s

22 b a n k s .

$2, 431, 700 00

Surplus fund
Undivided profits
Nat'l tank circulation
Dividends unpaid

$2, 431, 700 00

$2, 431, 700 00

$2,431,700 00

$2, 431,700 0(1

718, 570 15
198,174 31

720, 021 62
264,124 89

721, 663 13
312, 082 63

724, 278 23
206, 028 67

731, 018 05
270, 991 48

1, 996, 492 00
32 00

2, 017, 747 00
32 no

2, 005, 427 00
)1
32 11

1, 993, 442 00
32 00

2, 097, 817 00

64, 436 93

18, 529 94

26,140 18

44, 573 33

36,197 68

Individual deposits...
17. S. deposits
Dep'ts U.S.dis.officers

4, 885, 766 74
21, 866 63
45 436 31

4, 813, 579 43
26, 625 05
24 535 27

4, 785, 616 85
28, 957 43
28 021 48

4, 712, 975 56

5, 550, 548 26

Due to national banks
Due to State banks..
Notes re-discounted..
Bills payable

173,226 95
28, 618 09

136, 975 43
34,162 74

180, 533 57
24, 821 01

106, 398 77
20, 535 19

112, 577 0221, 535 7D

2,000 00

24, 472 47

50,131 34

62, 562 40
10, 000 00

25, 000 00.

10, 566, 320 11

10, 512, 505 84

10, 595,126 62

10, 312, 526 15

11, 277, 385 28

Total

CITY OF BALTIMORE.
16 b a n k s .

Capital stock
Surplus fund
Undivided profits
Natl bank circulation
State bank circulation
Dividends unpaid
Individual deposits. U. S. deposits
Dept'sTT.S.dia.officers
Due to national banks
DuetoState banks...

Total

17 banks.

17 banks

17 b a n k s

$11,190,330 00

$11, 340, 330 00

$11, 490, 330 00

$11,490,330 00

$11,490,330 0&

2, 579, 446 79
966, 909 70

2, 586, 646 79
1, 218, 839 39

2, 588, 882 87
1, 393, 692 69

2, 613, 424
919,103 41

2, 613, 424 05
1, 372, 504 88

6, 661, 461 00
34, 784 00

6, 644, 011 00
34, 779 00

6, 747, 661 00
34, 674 00

6, 692,106 00
34, 674 00

6, 695, 706 00.
34, 674 00

17 b a n k s .

361, 891 22

70, 975 68

92, 944 01

358, 504 51

75, 329 42

18, 207, 619 38
112, 516 19

18, 253, 333 74
103, 923 55

18, 081, 878 24
110, 318 53

19, 096, 420 27
1)8, 395 25

18, 444, 729 92
113, 766 86

1 996,139 90
371, 769 95

2,330,707 97
307, 028 08

3, 051, 323 05
361, 767 74

2, 529, 209 00
303, 378 42

3,139, 531 03
342, 571 65

42, 482, 868 13

42, 890, 575 20

43, 953, 472 13

44,155, 544 91

44, 322, 567 81

DISTRICT OP COLUMBIA.
1 bank.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

1 bank.

1 bank.

1 bank.

$252, 000 00

$252,000 00

$252, 000 00

60,000 00
32,225 36
224,400 00

60,000 00
40,121 40
214, 500 00

lbank.

$252,000 00

$252, 000 00

60, 000 00
47,172 82

60, 000 00
34,120 73

60, 000 00
41, 080 50

207, 000 00

200,100 00

192,100 00*

11, 772 00

1, 928 00

1, 856 00

6, 312 00

1, 892 06-

Individual deposits...
TJ g. deposits
Dep'ts TJ.S.dis.officers

575, 026 15

641,942 30

592, 981 07

637,783 70

711,633 45

Due to national banks

2,605 60

2,936 94
554 53

9,617 67

1, 232 22
1, 896 14

6, 726 97
213 941

Notes re-discounted..
Bills payable
Total

1,158, 029 11

1,170,627 56

1,193,444 79

1,265, 646 86




1,213, 983 17

CXC1I

REPORT OF THE COMl'TBOLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
CITY

OF W A S H I N G T O N .

DECEMBER 31. j

Resources.

5 banks.

i

MAR»11 11.

MAY 19.

5 banks.

5 banks.

5 banks.

5 banks.

(Loans and discounts j $1, 854, 717 92 $1, 753,402 49 $1, 868, 898 20 $1,929,428 92 I
Bonds for circulation |
730, 000 00
730, 000 00
730, 000 00
730, 000 00 |
Bonds for deposits -. i
100, 000 00
100, 000 00
100,000 00
100, 000 00 i
U. S. bonds on hand.. j
172, 600 00
301, 650 00
346, 950 00
205, 800 00 :
Other stocks and b'ds
101, 900 51
107, 191 59 '
77, 599 76
68,152 70
Duefrornres'veag'ts \
424, 145 58
365,138 12
221,312 53
417, 952 93
Due fromnat'l banks.!
164,907 57
168, 569 36
106, 503 21
121, 066 27
Duo from State banks
13,986 01
6,580 6!)
19,105 20
11, 203 97
418, 6«5 67
430,772 00
425, 665 67
430, 974 00
Real estate, &c
11,918 43
19, 264 73
12, 744 49
•Current expenses.. -.:
33,776 75
4,564 13
4, 694 43
8,631 16
Premiums paid
i
6, 032 11
92,502 79
69,169 75
62, 469 34
90, 380 47
Cash items
:
Clear'g-house exch'gs .
Bills of other banks..!
17. 862 00
£1,099 00
43, 679 00
32, 808 00
Fractional currency.;
4,923 65
5, 852 40
6,353 92
5, 132 90
171,844 25
203, 052 25
184,686 25
Specie
170,291 50
213, 084 00
167,907 00
206, 603 00
167, 335 00
Legal-tender notes ..:
V. S. cert's of deposit. j.
DnefrumTJ.S.Troas.:
31,500 00
31,500 00
34,000 00
31, 500 00
Total

4,198,467 35

4, 504, 247 31

1, 850, 620 92
730,000 00 :
100,000 00 !
63, 800 00 |
100, 542 93 I
420,553 58 I
109,221 29 ;
21,132 41
430, 772 00 ,
23, 901 99 !
l i . 117 8 6 ;
94. 792 93 I
45, 745
6,401
151, 418
423, 106

00 I
78 !
50 ]
00 j

31,500 00

4, 588, 199 71

4, 743, 209 20

j
!

4,614,687 17

VIRGINIA.
:

19 banks.

19 banks.

Loans and discounts.! $9,677,700 51 ; $9,970,158 38
Bondsforcirculation.
2,843,350 0 0 !
2,863,350 00
Bonds for deposits . . :
600,000 00 j
600, 000 00
TT.S. bonds on h a n d . . ;
361,800 0 0 !
342,800 00
O t h e r stocks and b'ds!
398,177 97
421,587 78
DnefromresVeag'ts I 1,533,280 21
1,307,965 35
Duefromnaflbaukx
466,577 67
389,542 78
l>ue from State "banks1
360,396 86
286,722 52
Real estate, &e
364,896 84
359,313 22
Current expenses
33.595 87
59,364 39
Premiums paid
'
50, 318 9<i
49, 013 56
Cask items
324, 332 68
282, 961 67
Clear' g-honsoexeVgs
Bills of other banks".. ]
384,400 00
258.032 00
Fractional currency '
2, 509 45
2, 759 71
Specie
468, 483 99
593,103 26
Legal-tender notes . .
664, 236 00
538, 601 00
XJ. S. cert's of deposit
;
DuofroiuU. S. Treas.
135,135 3 5 '
141,81(156
Tol nl

IS, 069,252 36

18, 407, 986 18

19 banks.

I

$9,861,203 52
2, 863, 350 00
600, 000 00
231,000 00
373, 377 09
1,000,459 82
391, 688 19
310, 425 38
368, 624 77
93, 401 72
46, 788 42
225,524 60

21 banks.

19 banks.
$9,412,016 37
2,863, 350 00
600, 000 00
240, 900 00
353. 864 33
1, 440, 290 95
462, 003 16
300, 103 49
369, 954 42
34,072 50
48.632 17
377. 970 10

$10,444,317 27
2, 908, 350 00
600,000 00
280,950 00
522, 594 34
1, 282, 855 83 I
380,159 87 ;
281,877 35 •
394, 077 73 '
85,102 51
74, 210 50
231, 505 51

389,810 S
O
2, «27 18
036, 175 52 |
614, 041 00 I

266, 188 00
2,147 23
744,314 14
098, 236 00

394,597 00
2, 923 28 !
855,222 87 i
629, 172 00 I

136, 029 06

152,700 00 I

18, 144, 526 27 i 18, 346, 743 46

143, 464 60 !
19, 371, 440 66 j

WEST VIRGINIA.
17 banks.

17 banks.

Loans and discounts, i $3,130,329 32
$3,190, 989 52
ISondsforcirculation ; 1,561,950 00 ; 1, 561, 950 00
Bonds for deposits . . i
[
U . S . bonds on h a n d . . ;
61,200 00
81,200 00
O t h e r stocks and b'ds
58, 752 11
69,752 11
Due from resVeag'ts :
327,482 98.
352,856 83
Duefromnat'lbanks.i
218,860 90
180,773 80
D u e from State b a n k s
85, 237 94
67,102 19
Real estate, &c
184, 957 98
199,512 74
Current expenses....
31,57581
24, 571 42
P r e m i u m s paid
18.296 03
21, 736 53
C a s h items
15, 306 41
14, 885 59
Clear' g-house exch'gs
Bills of other banks'..
75, 070 00
56,128 00
Fractional c u r r e n c y .
1,486 46
1,357 39
Specie
. ' . . « 228,062 14
214, 941 36
Legal-tender notes . .
300, 083 00
248, 645 00
C. S. cert's of deposit
DUB from U . S . Treas
75, 096 88
75, 746 13
Total




6,373,747 96

6, 362,148 61 I

18 banks.

18 banks.

$3, 347, 104 83 j $3, 373, 279 35
1,611,950 00 ! 1,611,950 00
62, 200 00
65,052 11 I
226,136 99 i
146,706 44 I
60,162 56 j
202, 465 03 !
27,169 12
25. 698 26
14,065 80

52, 700 00
65, 252 61
234, 647 39
150,169 05
66, 540 66
202,499 83 '
8, 892 93
27,696 04
17, 479 81

08, 396 00
1,364 53
213,952 32
247,591 C
O

6G, 875 00
1, 175 81
199,476 77
223, 842 00

76, 245 93
6, 396, 260 92 J

69, 745 88
6, 378, 222 93 '

18 banks.

•

$3, 4S0, 418 87 !
1,611,950 00 ;
32, 600 00
93, 008 61
305,063 77
286, 912 20
59, 995 75
204, 405 40
26, 654 47
' 29, 269 51
19,853 99
48, 430
1,155
234,081
224, 099

00
85
36
00

74,960 68
6, 732, 859 46

REPORT OP THE COMPTROLLER OF THE CURRENCY.

CXCIII

by States and reserve cities—Continued.
CITY OP WASHINGTON.
DECEMBER 31.

MAT 19.

j

JULY 1.

5 banks.

5 banks.

i

5 banks.

$1,125, 000 00

Capital stock

MARCH 11

5 banks.

Liabilities.

$1,125, 000 00

$1,125, 000 00

251,100 00
79, 772 84

251, 400 00
78, 992 90

623, 600 00

021, 000 00

Surplus fund
Undivided profits —
Nat'lbank circulation
Dividends unpaid

j

OCTOBEU 3.
5 banks.

$1,125,000 00

$1, 125, 000 00

251,400 00 !
119,661 57 :

252,400 00
79, 965 35

2Sd. 914 86
!>.., 676 93

621, 800 00 |

624, 500 00

617,800 00

17, 699 50

1,888 50

1,143 00

11,764 50

1,951 00

Individual deposits...
U. S. deposits

1, 942, 066 37
27, 271 28

2,216,928 85
64, 370 64

2,434,040 52
35, 046 57

2, 357, 309 18
4,618 31

2 390, 2"8 24
271 79

Due to national banks
Due to State banks...
Notes re-discounted..

117, 328 71
14, 628 65

126, 970 67
17, 695 75

138, 904 33 ;
15, 313 21 ;

114, 481 88
18,160 49

135, 928 00
16, 900 35

4,198, 467 35

4, 504, 247 31

[
1
4, 743, 209 20 |

4, 588,199 71

4, 614, 687 17

Total

VIRGINIA.
19 b a n k s .

19 banks.

$3, 016, 000 00

$3,016, 000 00

$3, 016, 000 00

976,100 00
388, 207 05

977, 500 00
386, 600 03

2, 536, 500 00

2, 542, 900 00

19 b a n k s .

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
Dividends unpaid

995, 500 00
540,191 24
2,545,100 00

19 banks.

21 b a n k s .

$3, 016, 000 00

$3,263,060 00

1, 020, 000 00
342, 013 24

1, 070, 000 00
493, 286 37

2, 531, 000 00

2, 647,100 00

103, 425 04

4,410 36

3, 702 86

70, 702 50

3, 426 00

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

10,123, 340 48
337, 742 30
72, 780 93

9, 807, 948 63
317,142 25
59, 736 91

9,586,189 53
348, 786 23
123, 997 19

10, 037, 818 83
381,973 81
77, 632 61

10, 293,486 55
373, 6U2 43
82, 439 27

Due to national banks
Due to State banks...

488, 437 34
482, 219 22

590. 598 22
449, 512 65

457,091 21
363,287 01

408, 753 90
332,108 57

273, 699 39
428, 289 95

Notes re-discounted .
Bills payable
Total

59, 500 00
85, 000 00

50, 637 13
265, 000 00

74, 681 00
90, 000 00

23,740 00
105, 0011 00

354, 91)0 70
82, 000 00

18, 669, 252 36

18, 467, 986 18

18, 346, 743 46

19, :.7I, 440 66

18,144, 526 27

WEST VIRGINIA.
17 b a n k s .

18 b a n k s

18 b a n k s .

$1, 736, 000 00

$1,736,000 60

$1,806, 000 00

$1, 816, 000 00

460, 481 31
132,138 86

Capital stock

17 b a n k s .

461, 902 67
111, 186 10

463,102 67
147, 097 70

Surplus fund
Undivided profits
Nat'l bank circulation

1, 378, 630 00

Dividends unpaid

1,379,550 00

1, 424, 285 00

487, 723 41
Io5, 734 20
1, 431, 255 00

24,589 50

52, 898 50

2-1, 024 50

Individual deposits..

2, 439, 836 21

2, 422, 533 08

2, 327, 247 87

2, 358, 075 25

2, • ;-;i, 943 92

Dep'ts TLS.dis officers
Due to national bnnks
Due to State banks ..

150, 366 14
29, 512 44

171,116 71
43, 388 55

137, 606 99
52, 267 49

101, 693 73
33, 546 86

1 III, 297 88
52, 721 07

9. 000 00

2,428 70
11, 075 00

6, 362,148 61

6, 396, 260 92

41, 283 00

Notes re-discounted..
Bills payable
Total




27,471 50

1, 424, 845 00

465, 036 74
94,191 26

1> banks.
>
$!, K.;6, 000 00

5, 500 00
6, 373, 747 96

-XIII

,

11.101 09
21, 394 50

6, 378, 222 93

6, 000 00
2. l.-i9 48
6 T.S, S59 46

CXCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
NORTH

CAROLINA.

DECEMBER 31.

Resources.

MARCH 11;

MAY 19.

JULY 1.

15 banks.

15 banks.

15 banks.

15 banks.

Loans and discounts. $4,345,907 03 $4, 771, 338 52 $4,731,700 57 $4, 747,158 26
1, 868, 000 00
1, 818, 000 00
1, 568, 000 00
1, 568, 000 00
Bonds for circulation
200, 000 00
200, 000 00
200, 000 00
200,000 00
Bonds for deposits ..
81, 200 00
81,200 00
34, 050 00
36,050 00
TT. S. bonds on hand..
229,195 36
214,850 50
199, 506 30
200,276 51
Other stocks and b'ds
515,155 82
357, 478 16
176, 266 83
219, f21 48
Due from res've ag'ts
428, 372 48
401, 937 11
278, 419 22
211,422 55
Due from nat'l banks 49, 979 88
44,886 89
56, 978 30
31, 965 34
Due from State banks
335, 740 38
326,203 45
380, 918 27
376, 890 26
Eeal estate, &c
64, 444 13
44, 766 50
64, 755 30
29, 756 87
Current expenses
38, 225 47
39, 725 47
35,298 60
35,746 10
Premiums paid
61, 787 22
81, 085 91
63,155 02
39,159 85
Cash items
Clear' g-house exch'gs
83, 880 00
108, 667 00
143,283 00
95,767 00
Bills of other banks..
2, 016 29
2,901 91
1, 902 47
2, 859 63
Fractional currency.
259, 862 26
346, 393 54
229, 32H 57
282, 425 85
Specie
266, 525 00
272, 669 00
364, 345 00
235, 299 00
Legal-tender notes ..
U. S. cert's of deposit.
85,548 05
70, 642 81
70,469 49
70,969 64
Due from TJ. S. Treas.
Total

9, 042, 414 86

9, 064, 398 87

SOUTH
13 banks.

8, 590,149 35

8, 383, 568 34

OCTOBER 3.
15 banks.
$4,738, Oil 83
1, 537, 000 00
200, 000 00
31,150 00
199, 615 51
264,220 63
389,065 48
51, 224 09
379, 933 65
50,063 54
34, 833 47
51,393 74
124, 854
2, 663
226, 428
222, 433

66
87
25
00

72,471 19
8, 375, 362 25

CAROLINA.

13 banks.

13 banks.

13 banks.

13 banks.

Loans and discounts $3,521,475 28
1, 335, 000 00
Bonds for circulation
150, 000 00
Bonds for deposits . 210,100 00
tT. S. bonds on hand .
561,042 42
Other stocks and b'ds
580,168 31
Due from res've ag'ts
322, 379 49
Due from nat'l banks
76,903 35
Due from State banks
220,939 28
Real estate, &c
43, 489 32
Current expenses
10, 518 75
Premiums paid
27, 056 90
Cash items

$3, 647, 248 06
1, 335, 000 00
150, 000 00
210,100 00
779, 360 56
501,282 66
274, 818 82
46, 769 45
198,141 50
37,857 21
10, 518 75
24, 865 39

$3, 957,413 33
1, 335, 000 00
150, 000 00
210,100 00
656, 030 56
202, 621 50
181, 707 58
58, 405 32
198,016 50
69, 959 26
10, 518 75
18, 623 26

$3, 858, 098 05
1, 335, 000 00
150,000 00
210,100 00
651, 548 05
434, 428 94
130, 747 56
47,374 36
214, 016 50
259 60
10, 347 22
22,912 52

$4, 306, 292 56
1,305,000 00
150,000 00
185,100 00
587,561 55
228, 782 18
195, 551 32
51, 369 19
214, 016 50
43, 926 94
6,597 22
25, 313 88

205, 690 00
2, 999 56
421,721 65
306, 293 00

89, 641 66
2, 833 65
278, 939 03
252,115 00

75, 359 00
3,412 19
361, 094 72
172, 912 00

166,180 00
2,245 84
333, 887 60
152, 337 00

100,342 00
1, 725 84
177,031 90
149, 374 00

Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes . TJ. S. cert'sof depositDue fromtj. S. Treas
Total

61, 626 61
8, 057, 403 92

59, 872 10
7, 899, 363 18

58, 272 05

67,171 60

63, 225 35

7, 719, 446 02

7, 786, 654 84

7, 791, 210 43

GEORGIA.
12 banks.
12 banks.
12 banks.
12 banks.
12 banks.
"Loans and discounts $1, 039, 775 90 $3,976, 695 30 $3, 936, 270 07 $3, 870, 930 38 $4,710, 996 14
2, 281, 000 00
2, 281, 000 00
2, 281, 000 00
2,082,100 00
Bonds for circulation
2, 082,100 00
110, 000 00
110, 000 00
110, 000 00
110, 000 00
Bonds for deposits .
110, 000 00
1, 500 00
1, 500 00
1, 500 00
1, 500 00
TJ. S. bonds on hand1,500 00
275, 632 89
415, 432 89
300,491 94
Other stocks and b'ds
302,116 94
305, 379 44
480, 889 23
411, 430 57
406, 856 52
Due from res've ag'ts
233, 087 35
158,831 91
Due from nat'l banks
253, 302 97
239, 612 67
191,497 03
178, 291 06
198, 885 76
Dae from Stat; banks
102, 813 72
220 522 06
81, 906 00
131,101 98
50, 880 56
670 84
218, 906 96
220,
258, 285 95
258, 960 46
259, 625 86
Real estate, &c
54,107 47
43, 903 56
71, 611 74
32, 533 68
Current expenses
54, 758 04
35, 655 07
31, 614 32
31,349 32
31, 324 32
28, 744 32
Premiums paid
188, 635 53
146,118 57
160, 142 27
96, 054 05
115, 331 11
Cash items
Clear'g-house exch'gs
309, 907 00
265, 060 00
310, 686 00
138, 795 00
Bills of other banks..
140, 607 00
2, 282 89
1, 929 39
2, 758 07
2, 361 73
Fractional currency
2, 393 09
345, 317 18
469, 260 34
379, 081 65
357.113 71
318,164 96
Specie
282,617 00
306,077 00
309,607 00
291,253 00
269, 291 00
Legal-tender notes ..
TJ. §. cert's of deposit
113, 597 10
132, 901 30
106, 697 10
Due from U. S. Treas
104, 747 00
97, 846 60

Total.




9, 053,423 95

> 287, 752 51
,

8, 968, 233 92

8, 222, 270 66

8, 905, 335 79

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXCV

by States and reserve cities—Continued.
NORTH CAROLINA.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

DECEMBER 31.

MARCH 11.

MAY 19.

JULY 1.

OCTOBER 3.

15 b a n k s .

Liabilities.

15 b a n k s .

15 b a n k s .

15 b a n k s .

15 b a n k s .

$2, 501, 000 00

$2,501,000 00

$2, 501, 000 00

$2, 501, 000 00

$2, 501, 000 00

349, 663 17
352, 497 97

377, 866 74
276,430 69

377, 866 74
374, S88 07

387,116 74
299, 922 86

474, 956 02
255, 758 23

1, 669, 690 00

1, 606, 790 00

1, 367, 670 00

1, 363, 970 00

1, 343,790 00

24, 291 50

8, 573 50

7,190 00

37, 078 00

8,150 00

2, 940, 412 90
163, 574 05
17, 750 27

2, 889, 788 62
172,975 25
17, 864 82

Individual deposits...
TJ. S. deposits
Dep'ts U.S.dis.offieers

3, 389, 529 63
159, 989 90
12, 749 42

Due to national banks
Due to State banks...

177, 666 26
72, 495 20

179, 735 05
93, 830 88

206, 997 63
70, 693 41

156, 239 55
58, 606 14

168, 213 28
69,753 03

Notes re-discounted..
Bills payable

267, 841 81
65, 000 00

236,168 95
130,000 00

241,182 34
136, 500 00

283,197 83
175,000 00

273,113 00
200, 000 00

9, 042, 414 86 '

9, 064, 398 87 .

8, 590,149 35

8, 383, 568 34

8, 375, 362 25

Total

3,463,301 49
165, 538 09
25,163 48

3,117, 861 22
167, 695 48
20, 504 46

SOUTH CAROLINA.
13 b a n k s .

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits - -.
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...
Bills payable
Total

13 banks.

13 b a n k s .

13 banks.

$1, 885, 000 00

$1,885,000 00

$1,885,000 00

$1, 885,000 00

423, 963 05
505, 943 67

428.363 05
54 I, 748 86

428,363 05
650, 965 14

1,197,400 00

1,192, 705 00

1,197, 355 00

697, 693 34
285,121 57
1,193, 812 00

13 banks.
$1,885,000 00
697,693 34
358,235 05
1,169, 885 00

28, 788 50

10, 319 75

8, 319 75

36, 528 00

3, 451, 867 78
44, 508 79
75, 014 35

3, 332, 555 59
47, 837 01
103,047 88

2,855,999 71
51, 339 03
94, 484 03

2, 894, 486 69
35, 595 41
74, 511 71

231, 757 52
163,160 26

198, 993 87
108,792 17

239,183 28
74, 909 84

144, 450 20
180, 093 36

322, 013 63
105, 244 56

50, 000 00

50, 000 00

98, 527 19
135, 000 00

119,362 56
240, 000 00

174, 961 47
400, 000 00

7,719,446 02

7, 786, 654 84

7, 791, 210 43

8, 057,403 92

7,899,363 18

7, 273 00
2, 504, 995 82
107,468 48
58, 440 08

GEORGIA.
12 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
[ndividual deposits ..
U. S. deposits
Dep'ts TT.S.dis. officers

12 banks.

12 banks.

12 banks.

12 banks.

$2,281,000 00

$2,281,000 00

$2,281,000 00

$2,281,000 00

$2,281,000 00

509,538 13
300,970 16

525,538 13
353,194 36

490, 959 43
328,031 76
2,016,780 00
8, 684 18
3,470, 128 69
49,455 75
20,674 85

1,995,700 00

2,002,400 00

1,825,390 00

1,950 50

48,132 00

2,116 50

2, 887, 283 82
74,523 18
9 309 65

2,751,994 67
67,745 38
14,864 01

132, 456 50
86,017 19

242, 843 50
137,822 35

244,093 83
157, 278 39

239,146 33
214,250 21

Notes re-discounted. Bills payable

25,674 91
10, 000 00

10,000 00
10, 000 00

92,093 40
10,000 00




1,819,720 00

3, 166,264 46
74, 782 22
7,614 31

2,443 50

216,249 05
135,785 33

9, 053,423 95

544,973 13
302, 872 77

3,693,860 10
74,298 77
8,569 63

Duetonational banks
Due to State banks...

Total

534,204 18
253,373 06

9,287,752 51

8,968,233 92

86,251 08
10,000 00
8, 222, 270 66

568,713 48
165, 000 00
8,905,335 79

CXCVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
FLORIDA.
DECEMBER 31.

MARCH 11

MAY 1 9 .

JULY 1.

OCTOBER 3.

2 banks.

2 banks.

2 banks

2 banks.

2 banks.

Loans and discounts
Bondsforcirculatum.

$306, 256 78
80,000 00

$304, 692 81
80, 000 00

$320, 944 52
80, 000 00

$335,156 81
80, 000 00

$291, 725 89
80,000 00

Other stocks and b'ds
Due from res' ve ag' ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid

050
1,910
1, 529
12, 8 ^
13, 579
21, 000
5,551
2, 303
3 830

00
38
04
6(1
10
76
62
61
10

3,910
60, 944
48. 753
31, 652
21,031
6, 515
1, 0"0
3 8''5

38
'22
22
11
51
33
19

3, 522
24, 724
75, 8(i7
3, 733
21, 031
10,574
1, 000
4 693

13
09
«9
09
.11
64
00
71)

3, 522 13
8, 255 34
29, 632 58
17,0114 70
21,031 51
13, 358 10
1, 000 00
1 7:34

1,114
29, 987
54,132
9,686
21, 031
3,103
1,000
3 483

65
61
75
04
51
13
00
60

8,942
2
6,193
32,555

00
58
78
(10

10, 0S1
4
13,395
49, 178

00
87
7ll
00

43, 977
16
21,131
38, 300

00
71
T>,
00

16, 739
9
21,137
51, 000

00
14
«•'
00

15,261
6
24,177
43, 000

00
20
20
00

Bills of other banks^.
Fractional currency
Legal-tender notes ..
Due from U. S. Xreas
Total

(III

<m

3,175 48

2,789 88

4,445 28

2,340 28

4, 600 00

500, 368 89

637, 804 22

653, 962 08

602, 031 24

582, 309 58

ALABAMA.
9 banks.

Loans and discounts $2, 033, 315 38
1, 437, 000 00
Bonds for circulation
50,000 00
Bonds for deposits ..
U.S. bonds on hand..
323, 609 62
Other stocks and b'ds
Due from res'veag'ts.
316,859 03
Due from nat'lbanks.
357,930 55
Due from State banks
76. 765 (JO
135, f96 01
Real estate, &c
41, 053 33
Current expenses
16, 097 42
Premiums paid
11,151 59
Cash items
Clear'£-house exeh'gs .
147, 027 00
Bills of other banks..'
765 94
Fractional currency i
Specie
- - j 164, 415 45
264, 021 00
Legal-tender notes -. |
U. 8. certs of deposit.:.
64, 756 86
Due from D. S. Treas -1
Total

5, 440, 665 08

9 banks.

9 banks.

$2, 044, 343 «7
1, 387, 0(10 00
50, 000 00
261, 389
211,924
141,762
55,546
130. 079
29, 163
15,727
70, 310

52
73
39
03
67
60
42
05

$2,109, 079
1, 387, 000
50, 000
1, 100
250, llfi
160, 833
191,495
79, 670
130,551
53,0.19
15,727
22, 809

158, Of 0
837
188,(165
283, 290

00
83
10
00

68, 265
1,200
l-»0, 389
225, 682

9 banks.
05
00
00
00
28
51
74
08
42
13
42
19
00
66
89
00

$2, 251, 383
1,226,800
50, 000
2110
247,081
167, 7'.)2
147, 660
120,1141
130, 525
8, 426
16,731
23, 268
62, 312
1, 122
131,314
158, 997

9 banks.
62
00
00
00
59
08
85
31
46
36
29
66
00
05
19
00

$2,531,746
1, 226, 800
50,000
200
255,055
251.465
124, 849
97, 698
122.470
30, 853
16,7X1
12,947
109, 151
1,162
110, 999
202, 579

79
00
00
00
88
85
28
26
91
83
79
13
00
11
74
00

54, 801 96

61, 632 80

56, 670 05

51,264 45

5, 062, 922 59

4, 928, 592 17

4, 801, 246 51

5,195, 956 02

MISSISSIPPI.
1 bank.
Loans and discounts
Bonds for circulation
Other stocks and b'ds
Due from res1 ve ag'ts
Due from nat'l banks
Due from State banks

Clear'g-bouse excb'jjs
Fractional currency
Legal-tender notes ..
U.S. cert's of deposit
Sue from U.S. Treas
Total




1 bank.

•1 bank.

$69, 761 54
75 000 00

$94, li)0 05
75, 000 00

$132,244 79
75,000 00

15, 767 47

15, 729 65

16, 214 77

54, 856
2,700
2 035
1 152

23,916
10,017
2, 035
1,588

93
83
80
25

04
30
80
80

738
135
5,066
2, 789

62
30
55
97

1.076 23

344 15

3, 303 46

50 60
''8 500 00
28,958 00

79 44
30,071 80
21,651 00

100 34
35,457 30
9, 602 00

3, 375 00

3, 375 00

3, 375 60

283,234 65

278, 599 03

284,018 10

REPOKT OF THE COMPTROLLER OF THE CURRENCY.

CXCVII

by States and reserve cities—Continued.
FLORIDA.
DECEMBER 31.

MAHCH 11.

MAY 19.

JULY 1.

OCTOBEB 3

2 banks.

Liabilities.

2 banks.

2 banks.

2 banks.

2 banks.

$100, 000 00

,

$100, 000 00

Undivided profits
Nat'l bank circulation
State bank circulation
individual deposits..

$100, 000 000

$100, 000 00

$100,000 00d

7,673 51
18,372 13

8, 673 51
16, 757 43

8,673 fil
25, 600 J l

8,673 51
31,141 87

10,742 21
15, 067 72

65,100 00

62,600 00

60, 000 00

57, 400 00

55,100 00

304, 775 91

440, 005 40

447,390 00

391, 981 79

400, 979 36

1, 920 21
2, 527 13

9, 767 88

6,552 01
6,746 45

10, 245 53
2,588 54

420 SKI

500, 368 89

Capital stock

637, 804 22

653, 962 08

602, 031 24

582, 309 58

Dep'ts U.S.dis.officers
Due to national banks
Due to State banks . -

Total

ALABAMA.
t banks.

9 banks.

on

$1,468, 000 no

$1,468, 000 on

250,350 00
276, 696 03

270, 350 no
185,159 85

270. 350, 00
246,411 57

1 270, 267 00

1, 239, 267 00

1, 234, 367 00

$1 518,009

Undivided profits
Nat'l bant circulation

9 banks.

9 banks.
$1 468,000

9 banks.

no

280, 000 on
170, 880 09
1 098, 587 00

$1, 468,000

no

283,100 00
187,165 19
1, 099, 037 00

3,941 00

7,789 00

216 00

31, 412 00

2,134 00

Individual deposits ..

1 878, 964 53

1, 646, 974 85

29, 755 76
4,457 43

1, 603, 958 99
29, 930 59
7,176 79

1 586, 735 99

Dep'ts XLS.dis.offlcers
Due to national banks
Due to State banks...

1, 751, 512 00
23, 962 33
8,277 21

75, 476 01
132, 757 32

48, 634 69
59, 970 51

49, 476 19
18, 705 04

63, 685 35
16, 209 63

200, 462 73
76,543 13

42, 052 99
10, 000 00

181, 692 8 '
18, 000 00

Dividends unpaid

Bills payable

...

Total

5, 440, 665 08

5, 062, 922 59

4, 928, 592 17

28, 827 13
4,856 33

4, 801,246 51

26,563 71
6,282 59

5, 195. 956

„.,

MISSISSIPPI.
1 bank.

Due to national banks
Bills payable
Total




i

$75, 000 00

$$75, 000 00

85 37
4,108 30

U S deposits
Dep'ts tr.S.dis.officers

1 bank.

$75, 000 00

State bank circulation

1 bank.
85 37
6,056 15

85 37
8,774 98

67,500 00

67,500 00

67,500 00

132,626 54

129,348 02

107,934 89

3,914 44

609 49

20,680 95
4,041 91

283,234 65

278,599 03

284,018 ID

CXCVIII

EEPOET OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
LOUISIANA.

Resources.

DECEMBER 31.

JULY 1.

1 bank.

Loans and discounts.
Bonds for circulation.

$58,135 33
100, 000 01)

1, 740
1, 045
332
886
2, 826
9,155

Due from State banks
Premiums paid

29
13
05
00
06
00

Clear'g-house exch'gs
3, 594 00
30 40
12, 992 00
9, 520 08

Fractional currency.
V. S. cert's of deposit
Dne from U.S. Treas.

$100, 683 98
100, 000 00

500 00
17, 291
1,910
37
894

72
53
97
50

10, 342 50

i, 158 66
34 57
4, 588 00
7, 583 00

500 00
3, 597
1,176
596
894
1, 480
1, 095

39
20
48
50
41
00

1,870 00
104 19
17, 015 75
4, 333 00

2,250 00

4, 355 00

4, 500 00

203, 006 26

Total

243,704 31

237, 846 90

CITY

OF NEW

7 banks.

Clear'g-house exch'gs
Bills of other banks..
Fractional currency Legal-tender notes ..
Due from U. S. Treas
Total

1 bank.

$95, 008 52
100, 000,00

500 00

Other stocks and b'ds
Due from res've ag'ts.

Loans and discounts
Bonds for circulation
U. S. bonds on hand. Other stocks and b'ds
Due from resVe ag'ts
Due from nat'lbanks.
Due from State banks
Real estate, &e
Current expenses....

OCTOBER 3.

1 bank.

MAT 19.

MARCH 11.

7 banks.

7 banks.

$8, 977, 728 57
2, 475, 000 00

$8,975,030 87
2, 475, 000 00

965,761 32
2, 475, 000 00
700
901
954
043
535
578
854

00
55
26
22
07
93
59

56, 330
1, 704, 990
133, 680
3,4-15
1 508, 993
985, 064

84
45
00
09
27
00

492,
829,
384,
495,
337,
40,

220, 700
589, 781
548, 659
116, 381
464, 715
336, 963
88, 913
11 125
23 059
1, 318,103
181, 815
3,211
1, 241, 361
1,156, 701

00
69
67
H
O
14
22
25
00
43
00
83
71
00

ORLEANS.

150, 200 00
549, 518 47
880, 890 94
173,917 86
482, 544 01
323, 825 74
148,645 41
1 597 71
23 41)9 75
801, 095 "3
133, 400 00
4, 139 28
888, 250 14
1, 248, 859 00

7 banks.

7 banks.
$R 787,230 «7
2, 475, 000 00

$8,728,133 83
2, 475, 000 00

26,100
573, 645
778, 241
115, 852
302, 7G9
336, 724
4,154

00
45
47
67
34
20
86

2,550
548, 657
452, 617
62, 702
324, 270
335, 589
106, 062

00
32
07
3V
40
64
21

4 130
789, 937
190,833
2,736
1, 249, 522
1, 200, 748

88
74
00
48
15
00

2,130
1, 058, 357
171, 475
3,118
567, 858
814, 274

83
15
00
06
26
00

110, 925 00

121, 975 00

118, 875 00

121, 775 00

112, 875 00

18, 525, 767 59

17, 916,195 45

17, 439, 259 21

16, 959, 401 91

15, 765, 671 14

TEXAS.
15 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res Ve ag' ts
Due from nat'l banks.
Due from State banks
Real estate, &e
Current expenses....
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposit
Due from U.S. Treas
Total




16 b a n k s .

16 b a n k s .

$3, 498, 801 56
1, 055, 000 00
200, 000 00
7,100 00
178, 736 90
561,249 04
334, 693 23
507, 925 04
132,132 17
46, 237 16
8, 310 02
46, 781 10

$4,187, 672 30
1,124, 000 00
200, 000 00
2,300 00
149, 808 44
529, 211 58
270, 519 68
512,166 76
142, 219 72
41,035 13
11, 938 27
72, 314 59

$4, 612, 998 09
1,074,000 00
200,000 00
2, 300 00
123,915 33
754, 239 87
364. 053 64
317, 031 73
158, 939 60
63,130 88
14, 900 77
66,118 45

312,636 00
2,883 85
283. 028 72
723,155 00

229, 368 00
3, 204 02
381, 637 95
681,110 00

276, 030 00
2, 721 97
348,911 96
524, 042 00

17 banks.
$4,611,713 31
1,104,000 00
200,000 00
2,300 00
156,454 05
729, 744 46
291,158 05
459,198 94
162,278 01
14,433 16
14,425 77
65, 815 39
310, 370
5, 070
413, 718
587, 956

00
47
25
00

21 b a n k s .
$5, 601, 881 69
1, 218, 500 00
200, 000 00
2,200 00
93, 684 64
736, 608 07
479, 068 60
571,169 14
191, 433 47
53, 864 95
22, 817 46
69, 083 20
269,
2,
495,
507,

785
860
486
720

00
57
43
00

50, 044 37

61, 599 37

49, 889 57

48,378 82

56,911 57

7, 948, 714 16

8,600,105 81

8, 933, 223 86

9,177, 014 68

10, 573, 074 79

REPOKT OF THE COMPTROLLER OF THE CURRENCY.

CXCIX

by States and reserve cities—Continued.
LOUISIANA.
OCTOBER 3.

1 bank.

1 bank.

$60,000 00

MARCH 11.

JULY 1.

1 bank.

DKCBMBEB 31.

$100, 000 00

$100,000 00

MAY 19.

2, 597 96

3,251 16

87,100 00

90, 000 00

66 340 73

55,254 15

42, 646 27

1,189 77

Dep'ts U.S.dis.officers
Due to national banks

160 39

45, 000 00

Nat'l bank circulation
State bank circulation

1, 947 39
2 08

243,704 31

237, 846 90

29,067 57

Bills payable
Total

203, 006 26

CITY OF N E W ORLEANS.
7 banks.
Capital stock

7 banks.

$2, 875, 000 00

7 banks.

7 b a n k s.

7 b a n k i.

$2,875, 000 00

$2, 875, 000 00

$2, 875, 000 00'

$2,875,000 00

Surplus fund
Undivided profits
Nat'l 'bank circulation

895, 000 00
280, 704 80

910, 000 00
347, 695 49

910,000 00
520,138 22

985, 000 00
193, 071 45

985, 000 00
388, 910 90

2, 202, 820 00

2,188, 000 00

2,141, 030 00

2,184,190 00

2,156,190 00

Dividends unpaid.. -.
Individual deposits..

97, 087 47

22, 755 26

20, 864 60

106, 647 98

22, 644 69

10, 995, 603 07

10, 297,165 40

9, 957, 673 76

9, 581, 225 95

8, 010, 002 60

Dep'ts U.S dis.officers
Due to national banks
Due to State banks...

573, 711 49
. 605,830 76

353, 673 41
921, 905 89

208,381 52
717,171 11

247, 538 58
786, 727 95

435,880 58
844, 542 37

18, 525, 757 59

17, 916,195 45

17, 439, 259 21

16,959, 401 91

15, 765, 671 14

Bills payable
Total

47, 500 00

TEXAS.
15 banks.

16 banks.

16 banks.

17 banks.

$1,475,000 00

$1,675,000 00

$1, 625,000 00

$1, 675, 000 00

$1,950,000 00

Surplus fund
Undivided profits . -.

362,700 00
237,818 6L

375, 002 30
241,251 80

375, 802 30
327, 218 91

449, 302, 30
213, 959 29

471,581 40
322, 886 34

Nat'l bank circulation
State bank circulation

931, 225 00

957, 025 00

928, 225 00

925,525 00

1, 056, 925 00

Capital stock

Dividends unpaid

21 banks.

11, 974 00

1,095 00

690 00

23, 540 00

2, 695 00

Individual deposits ..
U.S. deposits
Dep'ts U.S.dis.officers

4, 066, 378 86
109, 593 14
158,639 30

4, 640, 374 75
118,943 64
103, 335 79

4, 668, 513 09
104, 665 59
206, 773 86

5,103, 392 89
113,000 11
188, 227 19

5, 487, 067 63
96,716 37
212, 995 88

Due to national banks
Due to State banks ..

149,146 62
293, 611 45

102,459 29
333, 086 48

114, 763 89
385, 210 72

114, 425 82
297, 027 20

246, 591 85
411, 479 70

Notes re-discounted..
Bills payable

52,627 18
100, 000 00

2, 531 76
50, 000 00

119,360 50
97, 000 00

13, 614 88
60, 000 00

154.707 11
159,428 51

7,948,714 16

8, 600,105 81

8, 953, 223 86

9,177, 014 68

10, 573, 074 7s)

Total




cc

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
ARKANSAS.
DECEMBER 31.

MARCH 11.

MAY 19.

2 banks.

Loans and discounts
Bonds for circulation.
Bonds for deposits...
IT. S. bonds on band..
Other stocks and b'ds
Due from res've ag'ts
Due fromnat'lbanks
Due from State banks

2 banks. '

2 banks

$397, 111 17
205, 000 00
100, 000 00
20,700 00
57, 031 99
85, 794 25
15, 332 47
2, 897 20

$418,862 68
205, 000 00
100, 000 00
J2, 400 00
64,457 68
37,091 09
18,766 13
2 598 12
8 500 00
271 36

$397, 295
205, 000
100, 000
26, 900
17, 875
248, 365
24,328
13, 492
8 321
64

20, 075 66

8, 215 66

74 61
7 931 65
45, 658 00

173 32
17, 283 45
31, 031 00

15, 043
251
14, 710
29, 066

9, 225 00

9, 225 00

966, 831 34

963, 874 83

JULY 1.

OCTOBER 3.

2 banks.

2 banks.

$459, 496
205, 000
100, 000
7,400
37, 493
138, 244
6,947
13, 500
7 829
4

63
00
00
00
27
51
27
12
10
•>n

$577, 741 31
205,000 00
100, 000 00
3, 800 00
42, 249 45
48,123 34
21, 059 90
16, 989 90
9 323 50
166 22

12, 262
169
11,145
18, 814

00
76
10
00

11, 348 00
466 79
47 459 75
43,230 00

9,225 00

7,875 00

9, 225 00

1,113, 933 15

1,026,181 76

1,137, 395 91

49
00
(Ml
00
94
93
27
38
10
In

3 393 75

Bills of other banks..
Fractional currency.
Legal-tender notes ..
Due from U.S. Treas
Total

1 212 75

00
24

to

00

KENTUCKY.
44 b a n k s

Loans and discounts
Bonds for circulation.
Bonds for deposits ..
TF.S. bonds on hand..
Other stocks and b'ds
Due from res' ve ag'ts
Due frotnnat'lbanks
Due from State banks
Real estate, &o
Current expenses
Premiums paid
Clear' g-house exch'gs
Bills of other banks..
Fractional currency
Legal-tender' notes ..
Due from TJ. S. Treas
Total

45 b a n k s

$11,898,674
7,133, 000
300, 000
151, 35U
801, 882
1,135,404
707, 352
205, 851
540, 703
50. 470
112,73*
54 01C

74
00
00
00
10
77
49
82
17
61
80
7(1

305,149
3,135
355 30S
442, 274

00
05
O
H
00

$11,932,932
7,226,000
300, 000
96, 450
767, 652
953, 396
587,9;e
222, 645
.',38,76C
72, 804
160, 662
39, 995

45 b a n k s .
28 $11, 470, 870 87
00
7,256,000 00
00
300,000 00
flfl
51,450 00
43
802, 671 86
92
1, 067, 792 99
2(1
577, 640 04
32
195, 803 41
53
547, 689 66
15
88, 810 59
62
168, 497 35
'*»
54, 951 49

236,114 00
3,851 92
337 13!
420, 111 00

233, 802
1, 900
348 002
415,921

47 b a n k s .
$11, 623, 891 87
7, 386, 000 00
300, 000 00
49,150 00
751, 000 38
1, 220, 547 46
560, 717 77
219, 770 66
573, 036 51
31, 636 29
176,196 66
52 416 84

00
72
24
00

290, 528
1, 834
369 259
425, 614

00
50
25
00

49 banks ,
$12, 734, 542
7, 382, 500
300, 000
77, 450
913,606
1, 409, 079
785,199
345, 599
557, 975
103, 313
181, 200
54 216

55
00
00
110
40
98
96
S3
5Si
41
40
11

247, 636
3,247
391 880
379, 510

00
33
<
M
00

315, 483 23

314, 613 30

306, 794 20

313, 045 90

317, 561 90

24, 512, 797 56

24, 211, 041 95

23,888, 598 42

24, 344, 646 09

26,184, 519 92

CITY OP LOUISVILLE.
8 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Legal-tender notes ..
U.S. cert's of deposit.
Due from U.S. Treas
Total




$7,423, 989 47
2, 933, 700 00
600, 000 00
9, 250 00
129, 169 33
353,340 21
198, 470 41
107, 061 84
123, 345 52
14, 787 52
72, 797 61
63 747 37
134, 856 71
98, 992 00
167 20
189 933 35
408, 728 00

8 banks.
$6, 882, 547
2,933, 700
600, 000
8, 250
114, 262
345,198
210, 588
138, 982
128. 653
66, 548
72, 797
22 148
30, 783
163, 034
351
222 251
378, 099

8 banks.

8 banks.
66

oo

00
00
91
57
12
111
82
35
61
70
87
00
01
11
00

$6, 550, 661
2, 783, 700
600, 000
8,250
62, 329
375, 616
237, 592
150, 752
125, 499
29,190
66, 797
24 543
12,186
82, 805
324
364 767
260, 456

96
00
00
00
16
45
46
51
10
68
61
23
00
53
10
00

$6, 573,336 73
2, 783, 700 00
600, 000 00
8,250 no
92, 596 74
600, 453 63
312, 766 97
166,468 ?4
131, 867 68
15, 632 49
66, 797 61
y 331
28, 626 46
55, 320 00
155 56

344, 537 00

8 banks.
$6, 859,100 91
2, 933, 700 00
600, 000 00
74,250 00
53, 872 85
526, 631 99
260, 795
131, 208 85
130, 062 18
89, 780 95
70, 295 30
44,799 41
17, 449 10
82, 326 00
221 05
418, 657
327, 795 00

143, 079 73

131, 516 50

133, 766 50

130, 563 75

131, 016 50

13, 005, 416 27

12,449,713 41

11, 869, 238 58

12, 324, 037 18

12, 751, 962 64

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCI

by States and reserve cities—Continued.
ARKANSAS.
DECEMBER 31.

Surplus fund
Undivided profits....
jSTat'l bank circulation
State bank circulation
Dividends unpaid

MAI" 19.

JULY 1.

OCTOBER 3.

2 banks.

2 banks.

2 banks.

2 banks.

$205, 000 00

Capital stock

MARCH 11.

2 banks.

Liabilities.

$205, 000 00

$205, 000 00

$205, 000 00

$305,000 00

43, 000 00
22, 863 66

49, 000 00
15,878 80

84, 000 00
25,265 88

180,100 00

157, 400 00

• 184,400 00

7, 050 00

400 00

578, 995 75
59, 282 90
11, 635 41

507,958 95
56, 802 28
13, 356 77

472, 517 38
64, 053 64
10,153 64

43, 000 00
7, 323 21 ;
184, 400 00 I

43,000 00 !
13, 561 18 i
184,400 00

13, 050 00 I

50 00

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

418,897 10 !
63,431 38 j
7, 557 51 |

444,791 18
55, 318 87
12, 549 84

Due to national banks;
Due to State banks...!

12, 776 56 !
11, 395 58

1, 039 48 !
4,164 28 j

9, 892 25
3, 842 71

144 84
5,480 63

1, 026,181 76

1,137, 395 91

13, 055 43

Notes re-discounted.. j.
Bills payable
Total

6, 000 00
>6, 831 34

963, 874 83

1,113, 933 15 j

KENTUCKY.
44 banks

45 banks.

45 banks

47 banks.

49 banks.

$7 538 900 00

17, 598 900 00

$7,598,900 00

$7, 989, 850 00

$8, 269, 850 00

Undivided proiits

1, 357, 394 09
389, 574 95

1, 377, 940 23
464, 509 40

1, 390, 547 52
594, 763 84

1, 425, 753 70
357, 344 15

1, 440, 056 Ifi
557 645 41

Kat'l bank circulation

6, 362, 358 00

6, 434, 978 00

6,426, 203 00

6, 448,847 00

6, 561, 898 00

116, 064 50

31, 259 50

21,131 00

119, 919 00

42, 631 00

Dividends unpaid
Individual deposits . .
U . S . deposits
Dep'ts U.S.dis.officers

7, 941, 242 89
180. 000 00
235 00

7, 374,443 40
180, 000 00
2, 367 55

6, 860, 983 54
180, 000 00
926 90

7, 228, 097 26
180, 000 00
356 90

8, 471, 835 82
190, 000 00
5,592 80

Due to national banks
Due to State banks -. -

338, 247 43
224,940 85

334, 490 67
252, 834 96

408, 529 55
287,167 03

249, 637 29
256, 730 39

315, 074 44
268, 636 29

Notes re-discounted..
Bills payable

37, 839 88
26, 000 00

95. 453 49
63, 864 75

57, 629 39
61, 816 65

41, 782 50
46, 327 90

10, 800 00
47,500 00

24, 512, 797 56

24,211,041 95

23, 888, 598 42

24, 344, 646 09

26,184, 519 g->

Total

C I T Y OF L O U I S V I L L E .
3 banks.

Nat'l bank circulatioDj
State bank circulation!

6 banks.

$3,151,500 00

$3 ,151 ,500 00

$3 ,151,500 00

$3 ,151,500 00

531,193 43
193,103 24

Surplus fund.
lrplu
Undivided profits

3 banks.

$3 ,151,500 00

Capital stock.

8 banks.

531,193 43
297,686 95

533 ,589 67
296 ,665 54

561,841 52
234,429 21

561,841 52
356,670 72

2 ,633,203 00

2,636,753 00

2 ,491 ,603 00

2 ,494,603 00

2 ,633,733 00

8 banks.

j

34,015 00

5,933 00

12 ,132 00

32,982 00

5,185 00

Individual deposits - X . S. deposits
T
Dep'ts U.S.dis.oflicers

2 ,819,239 75

2 ,645 ,188 61

2 ,751,480 45

3 ,034,281 35

465,202 38
89,193 61

2,635,235 05
446,628 76
116,389 76

Due to national banks
Due to State banks...

1 ,270,153 98
1 ,185,309 52

998-,445 84
918,981 41

1 ,095 ,768 19
1 ,003 ,887 48

1 ,179,082 85
1 ,266,209 26

i ,244,655 03

Notes re-discounted..
Bills payable

513,302 36
120,000 00

640,966 21
70,000 00

64 ,967 90

110,748 82

13 ,005,416 27

12,449,713 41

11 ,869 ,238 58

12 ,324,037 18

Dividends unpaid

Total.




442 ,983 75
130 ,952 44

419,157 91
122,002 16

469,004 12
106,047

,189,044 19

12 ,751,962 64

CCII

REPOET OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
TENNESSEE.
DECEMBER 31.

j

MAY 19.

26 banks.

27 banks.

28 banks.

29 banks.

OCTOBER 3.
29 banks.

Loans and discounts $8,609,581 71 $8, 543, 227 31 $7, 906, 711 17 ! $8,011,701 69 $8, 434, 523 43
Bondsfor circulation
3,121, 000 00
3, 206, 000 00
3,256,000 00
3,120, 000 00
3,156, 000 00
Bonds for deposits .
350, 000 00
350,000 00
350, 000 00
350, 000 00
350, 000 00
900 00
TJ. S. bonds on hand.
850 00
16, 700 00
29,
16,500 00
22, 200 00
23,
Other stocks and b'dsj
376, 224 17
3?4 436 65
358, 320 90
332, 192 25 j
417,169 74
Duefromres'veag'ls [
918, 82.5 14
863, 311 83
696, 728 18
695, 782 85 j
1,144, 010 51 j
Due from natl banks
541, 888 51
493. 247 40 !
395,619 34
472, 937 05 i
562,588 51 j
Due from State banks
111, 754 94
143, 651 14
117,763 05
111, 149 27 \
141,454 59 j
334,612 15
342, 258 97 '
335, 247 86
329, 537 95 !
Real estate, &c
336, 468 62 '
70, 774 75
87, 686 04
80, 639 82 1
18, 862 00
Current expenses
80,466 64
Premiums paid
83,136 23
89, 102 88
94, 923 78 J
97, 568 53
98,981 17
191.232 07
157, 424 61 I
18!), 794 87 I
143.139 32
Cash items
214, 941 85
74, 938 75
45, 535 17 •
38, 957 46 !
6 I, 190 94
47, 355 54
Clear'g-house exch'gs
641,804 00
376, 225 00
Bills of other banks..'
451, 702 00
347, 361 00
360, 111 00
3,984 55
2, 508 74
Fractional currency.
4, 576 17
5. 438 25 !
5, 523 24
209
107 89 i
529,303 26
667,317 08
Specie
630,
685,056 99
720, 488 55
00
779, 948 00
428, 835 00
711, 200 oo ;
724,249 00
Legal-tender notes ..
791,
V. S. eert'sof deposit.
Due from TJ. S. Treas
155, 755 24
146, 993 16 i
152, 900 79
145, 057 31
146, 455 71
Total

16,911,463 47

16, 339,866 68 i 16,141,315 67

16, 546, 507 45 | 15,821,686 96

OHIO.
164 banks.

166 banks

169 banks

169 banks

169 banks

Loans and discounts. $40,031, 463 08 $41. 534, 370 59 $42, 261, 248 80 $42,142, 753 12 $44,229,#615 47
Bonds for circulation 17, 793, 200 00 18,127, 500 00 17,262, 000 00 16, 873, 000 00 17,154, 700 00
500, 000 00
553, 000 00
550, 000 00
550, 000 00
550, 000 00
Bonds for deposits . 1,681,250 00
1,115, 800 00
1,116, 900 00
1,002,950 00
IT. S. bonds on hand.. 1, 875, 550 00
2, 684, 388 28
2,702, 220 43
2, 563, 711 86
2, 653,196 04
Other stocks and b'ds 2, 657, 071 45
5, 816, 465 63
5, 528, 320 57
4, 827, 702 29
4, 991, 336 57
4, 249, 534 01
Duefromres've ag'ts
2, 255, 993 61
2,145, 973 91
2, 093, 644 54
1, 829, 714 22
1, 710, 940 84
Due from nat'l banks
754, 145 70
688, 621 69
571, 029 16
585, 327 11
615, 684 88
Due from State banks
1, 793, 784 75
1, 750, 563 61
1, 686, 939 07
1, 725, 729 71
1, 711, 937 27
Real estate, &c
214, 964 06
422, 224 02
198, 838 78
187, 858 27
429, 075 14
Current expenses....
150, 378 19
173, 311 00
226,760 86
246, 673 50
271, 087 47
Premiums paid
591 974 4-1
432 679
449 680 54
595 787 •'«
510, 916 •'0
48, 793 51
28, 072 09
57, 498 01
Clear'g-house exch'gs
75,115 56
81, 776 08
Bills of other banks. - 1, 381, 556 00
1, 318, 928 00
1, 207, 949 00
1,172, 520 00
1,186, 852 00
20, 050 14
22, 290 73
23, 344 34
19, 934 60
23, 224 32
Fractional currency K
2 645 987 06
2 721 892
2 847 319 00
2 693 419
2 764 990 M
2, 848,166 00
2, 874, 966 00
2, 522, 702 00
Legal-tender notes .. 2, 982, 474 00
2, 910, 915 00
Due fromU. S. Treas
Total

853,287 39

843,347 01

805,637 71

754,135 45

785,346 58

82,393,461 56

83,621,352 72

81,733,152 11

80,629,001 08

82,747,010 71

CITY OP C I N C I N N A T I .
10 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits ..
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
• Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tendei notes ..
U.S. cert's of deposit.
DuefromU.S. Treas.
Total




i

11 banks.

11 banks.

11 banks.

11 b a n k s .

$19, 019, 839 43 • $18,916,444 83 $18, 077, 388 90 $18, 319, 036 29 $19, 923,585 13
4, 613, 000 00
4, 624, 000 00
5,333,600 00
4, 826, 000 00 i 4, 883, 000 00
823, 000 00
878, 000 00
823, 000 00 I
878, 000 00
883,000 00
467,800 00
723, 050 00
444.100 00
569, 950 00 i
720, 650 00
728,107 81
782, 207 81
791, 962 07
659,143 07
738, 054 69
1,779,824 63 2,158, 753 48
1,844.353 05
2, 390, 539 01 I 1, 637, 306 24
906, 515 39
961, 709 60
1,010,415 52 i
999, 600 98
1, 274, 812 99
565, 448 22
661, 428 14
558, 467 12
706, 201 48
821,916 75 I
311, 011 82
280, 349 90
278, 833 60
275, 027 92
280, 019 72
182,000 53
141,874 35
49, 262 65
168, 925 47
68, 080 54 i
142, 725 85
93, 895 78
99, 302 59
307, 055 00
296,197 40
193, 282 46
113, 933 14
128, 271 52
113, 329 75
209,884 03 i
268,891 58
255,426 03
460, 689 40 I
368, 677 70
343,151 01
592 00
304, 605 00
205,388 00
341, 858 00
498, 865 00 1
209,
2,082 14
1, 308 82
1, 842 58
1, 784 93 !
3, 805 23
258 33
279, 754 90
493, 469 70
560,667 82 •
372, 495 80
297,
1, 655, 062 00
1, 415, 467 00
1, 394, 249 00
1,996,831 00 | 1,653,924 00
795,000 00
1, 100, 000 00
985, 000 00
1,430,000 00
605,000 00 !
220, 490 64
249,435 00
242,711 03j
199,291 50
179, 690 00
35,218,144 65

33,369,685 14

32,957,713

33, 270, 892 56

36, 039, 511 55 I

REPOET OF THE COMPTROLLER OF THE CURRENCY. CCIII
by States and reserve cities—Continued.
TENNESSEE.
DECEMBER 31.

26 banks
Capital stock
Undivided profits
Nat'l bank circulation
Dividends unpaid

MAY 19.

MARCH 11

29 banks.

29 b a n k s

28 banks

27 banks.

OCTOBER 3 .

JULY 1.

on

no

$3,715,300 00

668,918 61
375,638 28

686, 3^3 73
235, 524 59

695,326 06
330,685 03

eo

2,857, 780 00

2,780,590 00

wnjSOO on

$3,555, too 00

646 767 • n
395 ,982 79

668, 918 61
308, 464 73

2 779 ,150 00

2,771, 790 00

16 ,746 00

7, 495 00

6,064 00

60, 701 00

12,923 00

8,200, 793 63
160, 045 48
67, 985 75

7,590,119 75
162,379 17
110,924 10

$3

$3,665,300

2,796,440

$3,715, 300

Dep'ts ff.S.dis.offlcers

8 724 ,728 38
171 ,511 09
149 ,792 92

8,228 258 02
136, 768 11
111, 965 21

7,890,723 48
172,158 74
94,761 35

Due to national banks
Due to State banks-..

365 ,913 46
124 ,031 16

374 970 46
110, 176 54

238,255 10
205,735 28

240, 941 00
297, 730 31

225,484 72
185,505 29

Notes re-discounted..
Bills payable

49 ,520 55
7 ,000 00

67 760 00

27,320 83

23, 381 96

12,449 84

16 911 ,463 47

16,339 866 68

16,141,315 67

16,546 507 45

15,821,686 96

Individual deposits...

Total

OHIO.
164 bank s.

166 banks

169 banks.

$19,439,000 00

$19,888,620 00

$19,659,060 00

$20,174,000 00

$20 304,000 00

3,940,792 19
1,741,645 47

4,020,480 02
2,075,812 34

3,873,776 20
1,717,774 88

3,927,266 39
1,564,301 63

3 936,688 41
2 185,737 01

15,622,079 00
7,903 00

16,027,161 00
7,903 00

15,089,666 00
7,903 00

14,289,033 00
7,903 00

14 880,142 00

92,873 90

23,102 50

159,919 60

124,601 54

35,618 40

Individual deposits - -. 39,178,086 35
TT. S. deposits
373,190 77
Dep'ts TT.S. dis. officers
35,297 26

39,302,795 59
343,538 45
39,723 65

37,878,252 48
368,887 67
38,007 19

38,097,805 65
356,143 04
70,706 95

38,822,299 53
354,337 96
47, 991 52

1,127,678 57
566,828 69

1 243,779 53

175,140 94
147,591 68

238,051 10
139,489 93

80,629,001 08

82 747,010 71

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

Due to national banks
Due to State banks...

1,089,628 64
718,580 26

1,022,248 50
707,646 80

Notes re-discounted..
Bills payable

30,488 04
123,896 68

64,929 19
97,391 68

1,958,612 36
683.296 52
178, 004 17
119,992 04

82,393,461 56

83,621,352 72

81,733,152 11

Total

169 banks.

169 banks.

7,903 00

550,972 32

CITY O
P CINCINNATI.
10 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
Dividends unpaid

11 banks

11 banks.

11 banks.

11 banks.

$6,600,000 00

$7,100,000 00

$7 000, 000 00

$8, 050, 000 00

$8,100,000 00

809,000 00
913, 400 84

824, 000 00
984, 366 64

834, 000 00
1 013, 274 18

924,000 00
413, 550 68

931, 500 00
666,165 77

4, 273, 890 00

4, 326, 970 00

4 047, 200 00

3, 489, 900 00

4, 641, 800 00

17,143 00

16,349 00

3,884 00

135, 250 00

8,880 00

13, 742,162 03
750, 000 00

11, 618, 825 31
750, 000 00

12,518,200 34
735, 000 00

12, 735, 542 47
735, 000 00

13, 969, 641 54
735, 000 00

Due to national banks
Due to State banks . .

5,149, 733 53
2, 364, 915 25

5, 052, 365 02
2, 053, 909 17

4 346, 785 95
1 746,419 42

4, 367, 903 35
1, 640, 846 06

4, 793, 850 69
1, 645, 586 80

Notes re-discounted..
Bills payable

597, 900 00

45 000 00
597, 900 00

12 000 00
700, 950 00

88 000 00
690, 900 00

547, 086 75

33, 369, 685 14

32, 957, 713 89

33, 270, 892 56

36,039, 511 55

Individual deposits - Dep'ts U. S. dis.offlcers

Total




35, 218,144 65

CCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
CITY OF CLEVELAND.
DECEMBER 31.

Resources.
Loans and discounts
Bonds for circulation
Bonds for deposits . U. S. bonds on hand-.
Other stocks and b'ds
Due from res'veag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
31ear'g-house exoh'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
U. S. cert's of deposit
Due fromU. S. Treas
Total

MARCH 11.
6 banks.

6 1 anks.

6 banks.

6 banks.

75
17
00
07
04
00
00
15

$9, 538, 672 58
1, 397, 800 00
55H, (100 00
403, 300 00
456. 261 50
P75, 379 88
632, 648 72
243, 282 06
265, 408 56
4, 752 50
83, 937 50
140 243 45
170, 911 97
322, 683 00
9,422 72
464,453 06
1, 084, 000 00
15, 000 00
48,172 50

$9, 700,133 30
1, 497, 800 00
550, 000 00
403, 300 00
436, 261 50
420, 845 35
570, 397 80
246, 082 38
268, 415 06
27, 276 56
103, 812 50
81, 357 23
171, 124 51
155, 264 00
8, 9:H2 77
443, 069 77
1,007,500 00
15, 000 00
53, 142 50

17, 687, 013 6C

16, 706, 330 00

16,159, 715 23

$10,011,351
2,392, 000
575, 000
3,300
196,279
830, 745
671, 783
261, 618
226,312
47, 839

33
00
00
00
16
42
95
52
58
27

$10, 249, 286 32
2, 392, 000 00
575,000 00
3, 300 00
575,249 16
718, 521 38
658,877 18
220, 762 51
218,355 90
105, 441 03

125,117
236, 929
363,612
13, 536
467. 598
1, 025, 000
15, 000
110,849

20
03
00
51
39
00
00
15

129, 360
197,450
194,994
7,297
371 186
945, 000
15, 000
103,932

17, 573, 872 51

JULY 1.

MAY 19.

OCTOBER 3.
6 banks.
$10, 289, 970
1, 900, 000
550, 000
5, 300
535, 050
560, 080
547, 631
226,413
268, 529
101, 358
107, 387
91,871
222,149
245, 563
9, 023
377, 398
1,194, 000
15, 000
81, 405

60
00
00
00
50
01
08
83
90
11
00
25
71
00
05
82
00
00
30

17, 328,132 16

INDIANA.
93 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res'veag'ts
Due fromnat'Ibanks
Due from State banks
Real estate, &c
Current expenses....
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks ..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's oi'deposit
Due from U.S. Treas.
Total

94 b a n k s

$27, 780, 469 47
10, 037, 800 00
800. 000 00
1, 685. 000 00
1, 050, 975 00
3, 351, 293 97.
2, 983, 828 17
561, 766 47
1, 507, 384 06
176, 498 98
102, 868 71
333, 718 77
203, 251 44
1, 051, 573 00
15, 080 26
1,721,952 75
1, 972, 864 00

$28, 357, 3 <i4 83
10,108, 800 00
950, 000 00
1, 338, 000 00
1,141,541 21
2, 887, 508 67
2, 905, 092 73
476, 478 95
1, 533, 720 03
183,472 93
107, 544 26
282 084 79
155, 486 43
808, 839 00
12,919 49
1 W t y t*Ul^ 17
637 269
Xf
1, 930, 386 00

95 b a n k s

94 b a n k s

$26, 999, 940 33
9, 543, 800 00
800, 000 00
1,185, 600 00
1,158, 943 41
3, 059, 327 37
2, 398,152 75
390,477 23
1, 436, 076 39
270, 706 73
101, 981 66
233, 316 98
209, 029 79
939, 055 00
12, 874 71
1, 733,155 89
l] 913, 095 00

,

$26, 476, 386 13
9, 248, 800 00
800, 000 00
949, 750 00
1, 093, 506 59
2, 967, 664 37
2, 394, 317 32
352, 589 73
1, 307, 415 17
64, 055 09
77, 361 16
226, 382 17
164, 823 45
907,431 00
13, 249 62
1 650, 667 79
1, 833, 379 00

94 b a n k s .
$27, 585, 400
9,304,800
800, 000
834,100
1, 238, 355
4, 057,194
3, 524, 469
620, 600
1,316,533
241, 805
91, 362
310,028
127, 978
1, 070, 234
11, «19
1,640, 602
2, 160, 251

89
00
00
00
24
15
99
20
85
57
79
50
68
00
31
04
00

471, 594 80

460, 904 05

436, 392 03

395, 711 01

436, 975 74

55, 807, 919 85

55, 277, 212 54

52, 821, 925 27

50, 923, 489 60

55,372,311 95

ILLINOIS.
132 b a n k s .

Loans and discounts
Bonds for circulationBonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Duefromres'veag'ts
Due fromnat'Ibanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposits
Due from U.S. Treas
Total




132 b a n k s .

$29, 840, 099 45
8, 985, 000 00
875,000 00
1,222,000 00
2, 032, 293 36
6,154,085 88
1, 971, 947 29
480, 618 16
1, 384,154 93
200, 485 37
100, 688 49
514, 959 14

$30, 941,161 89
9, 058, 000 00
975, 000 00
1, 204, 750 00
2, 233, 604 40
6, 221, 518 27
2, 204, 855 34
443, 086 62
1, 368, 268 66
228,684 44
118, 242 48
485, 230 73

1, 111, 607
11,111
2, 614, 748
2,183, 582
10, 000
442, 515

00
84
68
00
00
97

60,134, 897 56

1,176, 092
12,157
2, 626, 442
2,216,107
10, 000
438, 655

00
87
53
00
00
31

61, 961, 857 54

136 b a n k s .

138 b a n k s .

$30,407, 992
9,193, 500
975, 000
1,167, 850
2,133, 046
6, 948,114
1, 967, 256
521, 085
1, 356,108
305, 049
155,104
420, 907

50
00
00
00
41
37
89
77
10
73
68
48

$30, 582, 609
9, 223, 500
975, 000
1, 048, 250
2, 232, 825
7,108, 303
2,461,701
484, 505
1, 360,137
130, 427
187,406
482,124

1,113, 470
11, 343
2, 649, 026
2,184, 092
10, 000
455, 599

00
80
84
00
00
83

1,077,798
11, 920
2, 685,108
2, 245, 565
10,000
458, 909

61, 974, 548 40

138 b a n k s .

19 $33, 082,137 43
00
9, 277, 500 00
00
975, 000 00
00
955, 150 00
04
2, 243, 379 11
08
4, 759, 240 02
25
1,637,478 71
00
374, 356 70
70
1, 343, 335 37
40
230, 377 68
65
213, 524 31
04
402, 496 47
00
77
03
00
00
33

62, 766, 090 48

851,180
12, 354
2, 473,344
1,943,610
10, 000
464,196

00
88
16
00
00
37

61, 248, 661 21

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCV

by States and reserve cities—Continued.
CITY OF CLEVELAND.
DECEMBKU 31. |

Liabilities.

MAHCH 11

MAY 19.

JULY 1.

OCTOBER 3

I

6 banks.

Obanka.

6 banks.

6 banks.

6 banks.

]

$3, 700, 000 0 0 i $3,700,000 00

Undivided profits
Nat'l bank circulation
Dividends unpaid-...

$3, 575, 000 00

575 flflfl 00

$4,200, 000 00

845, 000 no
470, 49.) 45

695 000 00
244, 032 56

fW 1)00 00
317 460 40

710, 000 00
506, 607 18

2,141, 340 00

987, 980 00

1, 032, 980 00

1, 317, 980 00

845 000 00 i
306, 771 3 4 !
2,117,120 00

107 00

2, 823 00

325 00

123 00

Individual deposits -.
U. S. deposits
Dep'ts U.S.dia.officers

7, 528, 847 62 !
290, 237 17 i
65, 639 7 9 :

7, 477, 022 11
3.S7, li03 41
148, 419 9.5

7, 763, 482 91
426, 3l>9 36
23, 334 42

7,447 839 46
334 010 00
104 465 77

7, 942, 932 23
320, 047 67
53,761 31

Due to national banks
Due to State banks..

947,168 04 !
771, 1(18 70 ;

960, 868 42
678, 578 07

1, 104,022 27
565, 925 48

732 538 44
579 994 22

866, 263 93
533,481 71

927, 519 25

1,318,31)0 00

21 741 94
1,318 360 00

34, 575 13
842, 360 00

17, 687, 013 66

16, 706, 330 00

16, 159, 715 23

17, 328,132 16

Bills payable
Total

260 00

1 001,719 25 ;
17, 573, 872 51

INDIANA.
93 banks

Capital stock .
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

94 banks

$13, 093, 500 00

$13,233,500 00

3, 853, 225 14
1, 601, 950 30

3, 899,500 78
1,468,177 06

3, 648, 862 59
1, 634, 971 20

3,195,760 33
1, 084, 681 03

3, 297, 773 18
1,500, 913 61

8, 827,190 00

S, 915,330 00

8, 208, 635 00

7,788, 780 00

8,117, 470 00

77, 827 45
Dividends unpaid
Individual deposits .. 21,347,445 84
660, 259 75
U. S. deposits
84, 940 17
Dep'ts U.S.dis.officers
Dae to national banks 2, 022, 725 11
Due to State banks..
1, 059, 321 55
Notes re-discounted.
71, 534 54
10F, 000 00
Bills payable

Total

55, 807, 919 85

95 banks.

94 banks

$12, 833, 500 00 $13, 033,500 00

94 banks.
$13,323, 500 00

27, 275 20

21, 425 48

146, 591 03

29, 548 03

23,681,032 80
602, 087 03
154, 233 99

23, 235, 866 36
649, 384 48
83, 678 58

22, 517, 987 35
516, 015 55
61, 237 34

24, 942, 871 78
438, 405 63
244, 905 70

1, 986, 931 42
1,164, 500 76

1, 493, 574 40
905, 968 89

1, 624, 202 11
90K, 216 91

2,438, 425 65
1, 007, 897 16

35, 643 50
109, 000 00

32, 058 29
14, 000 00

28, 517 95
18, 000 00

22, 60! 21
8,000 00

55, 277, 212 54

52, 821, 925 27

50, 923, 489 60

55, 372, 311 95

ILLINOIS.
132 banks

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

132 banks

136 banks

138 banks

138 banks.

$11,400,100 00

$11 410,100 00

$11,722, ICO 00

$11, 951,100 00

$11, 939,600

3, 687,499 20
1, 618, 939 73

3 767. 397 85
1 463, 883 14

3,711,268 33
1, 682, 515 23

3,758,792 02
1,422,931 05

7, 970, 352 00

8, 042, 092 00

7, 938, 217 00

8, 071,477 00

1

00

793, 783 57
525,170 64

s, 261, 781 00

93,900 50

20, 624 41

27, 995 41

121, 471 41

35,230 41

33, 921, 908 68
Individual deposit;
U. S. deposits
639, 766 49
Dep'ts U.S.dis.officor8
29,403 67

35 666, 076 78

653, S66 24
22,554 99

35, 233, 786 35
728,152 17
50, 920 14

35, 839, 203
696, H51
39,474 85-

34, 160,176 26

684, 584 42
35, 540 33

Due to national banks
Due to State banks..

115,108 91
547, 918 38

177, 000 03
560, 542 83

206, 4(16 62
478, 532 74

288,334 82
467, 639 86

141, 560 44
400, 950 01

Notes re-discounted. .|
Bills payable ..

60, 000 00
50, 000 00

153,019 27
25, 000 00

146, 654 41
48, 000 00

89, 014 54
20, 000 00

230, 284 13
40, 000 00

60,134, 897 56

61, 961, 857 54

61,974,548 40

62. 766, 090 48

61, 248, 661 21

Total




CCVX

REPORT OF THE COMPTROLLER OP THE CURRENCY.
Abstract of reports since Octvber 1, 1881, arranged
CITY

9 banks.

Loans and discounts $32, 401,
Bonds forcirculation
1, 350,000
Bonds for deposits..
100, 000
IT. S. bonds on hand.
1, 956,250
Other stocks and b'ds 1,216, 494
Due from res1 ve ag'ts
5, 912,978
Due from nat'lbanks
2, 735,258
Due from State banks 1, 186,187
Real estate, &c
586, 741
558
Current expenses
Premiums paid
24, 558
670
46.
Cash items
Clear'g-house exch'gs 2,634, 661
Bills of other banks.
1, 023,807
Fractional currency
1, 812
Specie
6, 439,158
Legal-tender notes .
3, 008,060
U. S. cert's of deposits
525, 000
Due fromir. S. Treas
96, 750
Total

00
00
00
49
35
59
86
72
30
71
03
75
00
21
35
00
00
00

61,246,816 32

MARCH 1 1 .

MAY 19.

10 banks.

DECEMBER 31.

Resources.

OF C H I C A G O .

10 banks.

10 banks.

10 banks.

$34, 467, 313 38 $35, 655, 589 13 $36, 664, 840 98 $40, 035, 631 83
983, 500 00
1,400,000 00
1,030,500 00
833, 500 00
100, 000 00
100, 000 00
100, 000 00
100,000 00
2,321,750 00
3, 175, 100 00 |
3, 315, 250 00
2,581,450 00
987, 493 13
1, 541, 557 64
1, 563,112 16
1, 464, 856 80
6,129, 170 45
5, 347, 999 88
5, 914, 959 13
4, 928, 707 13
3,123,527 06
3, 078, (163 85
4, 039, 429 49
3, 050, 322 39
1,132, 340 17
1, 058, 553 24 I 1, 077, 919 91
991, 372 42
589, 748 36
705, 898 63
620, 358 01
416, 558 35
3, 580 49
55,207 27
68, 588 25
9, 483 24
64,323 97
28, 184 88
86,176 82
59, 960 14
34,201 88
39, 129 91
36,684 75
43, 540 66
2,702,21)3 65
6 840,133 08
3, 539, 958 37
2, 540, 957 37
1,492, 968 .00
1, 392, 024 00
1, 805, 662 00
773, 445 00
2,769 50
4, 306 96
3, 651 34
2, 527 11
8, 383, 487 87
7, 460, 908 50 5, 887, 294 25
8, 027, 761 80
3, 637, 270 00 2,574,500 00
3, 303, 885 00
2, 878,105 00
1, 235, 000 00
765,000 00
1,175, 000 00
965, 000 00
90, 132 50
78, 507 50
70, 750 00
79, 372 50
16, 333,171 42

69, 061, 615 15

75,196, 615 32

68,336,615 19

MICHIGAN.
78 b a n k s .

Loans and discounts
Bonds for eirc ulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res'veag'ts
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
31ear'g-house exch'gs
Bills of other banks..
Fractional currency
3pecie
Legal-tender notes ..
U. S. cert's of deposits
Due from U.S. Treas.
Total

77 b a n k s .

$17, 816, 605 45 $19,566,721 90
5,146,900 C
O
5,346,900 00
50,000 00
50, 000 00
202, 950 00
228,100 00
701,233 07
573,076 66
2, 779, 380 24
2, 516,430 01
763, 7)9 36
916,323 68
226, 932 82
159, 394 87
881,756 60
866, 247 24
70,722 05
142,905 15
39, 208 83
36,163 53
223, 232 00
181, 031 48
546, 5*5 00
7,446 23
1,271,561 13
1, 048,146 00

422, 238 00
9, 093 44
1, 237, 618 38
841,764 00

77 banks.

77 banks.

80 banks.

$20, 379, 508 32
5, 346, 900 00
50.000 00
192, 550 00
581,848 66
2,192,316 79
752, H I 92
165. 800 52
859, 903 44
191,651 83
33,851 19
181, 935 33

$20, 585, 111 66
5,190, 900 00
50, 000 00
153, 250 00
525,718 79
2, 443, 571 35
822, 564 95
185, 306 25
848, 818 05
35, 352 47
32,167 86
222,110 52

$21, 258, 582 63
5, 305 900 00
50,000 00
230, 050 00
715, 846 05
2, 468, 461 68
988,817 95
187,958 93
793,830 84
184, 742 89
53, 799 50
200,124 71

573,608 00
9,492 06
1, 265, 522 93
971,331 00

378, 010
8,128
1, 235, 236
948, 418

00
77
84
00

670, 732 00
8, 821 92
1, 336, 024 24
915, 352 00

281,487 81

267, 879 19

267,919 04

251, 937 03

263, 086 77

32, 057, 866 59

33, 361, 887 53

34,016,251 03

33, 916, 602 54

35, 632,132 11

CITY OF DETROIT.
5 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res'veag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
U. 8. cert's of deposit
Due from U.S. Treas.
Total




5 banks.

$7, 540,739 98
I, 583, 400 00
500,000 00
35, 000 00
87, 631 25
1,082,744 14
916, 206 81
45, 914 38
99,461 05
10, 774 90
2,125 00
90, 977 21
244, 435 85
275, 079 00
13,488 50
868, 399 75
547, 789 00

$7, 743, 018 56
1, 283, 400 00
500, 000 00
35, 000 00
82,131 25
1,853,092 94
1,361,646 15
66, 399 08
100, 591 78
52,193 12
4, 375 00
61,417 90
154, 966 53
141, 344 00
7, 675 24
759, 708 58
572, 240 00

89, 432 65
14, 033, 599 47

5 banks.

5 banks.

5 banks.

$7, 869, 863 76
1, 333, 400 00
500, 000 00
35, 000 00
80, 262 25
1, 350, 742 16
782, 708 93
86, 381 60
15,470 43
32, 758 76
5, 500 00
35,181 99
173, 522 90
273, 483 00
10, 760 90
940, 380 70
- - • - oo

$7, 654, 579 14
1, 333. 400 00
500, 000 00
35, 000 00
75, 262 25
1,355,701 93
1, 060, 480 49
87, 699 44
13, 345 50
8, 384 52
11, 060 00
67, 217 49
166, 933 47
84, 429 00
9,616 79
1, 035, 053 35
617, 437 00

$8, 566, 565 93
1, 333, 400 00
500,000 00
85,000 00
75, 262 25
987, 693 27
931,647 20
94, 998 76
82, 273 82
23, 857 88
11,685 00
54,178 93
249, 357 98
163, 984 00
5, 802 53
997, 404 08
771,176 00

56,169 05

73, 924 25

19, 457 45

60, 025 05

14, 835, 369 18

14, 407, 809 63

14,185,057 82

14,994,312 68

REPORT OF THE COMPTROLLER OF THE CURRENCY. CCVII
by States and reserve cities—Continued.
CITY

OF CHICAGO.

DECEMBER 31.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
Dividends unpaid

MARCH 11

MAT 19.

JULY 1.

OCTOBER 3.

9 banks.

10 b a n k s

10 banks.

10 banks.

10 banks.

$4, 2E0, 000 00

$4,550,000 00

$7, 050, 000 00

$7, 050, 000 00

$7, 050, 000 00

3, 242, 500 00
1, 018, 974 36

3, 245, 000 00
1, 206, 000 80

1, 947, 500 00
988, 258 37

2, 050, 000 00
838, 363 49

2, 052, 500 00
1, 030, 601 81

615,197 00

653, 797 00

590,450 00

544,150 00

537, 750 00

121, 313 25

1,124 50

415 00

81, 311 50

26, 755 00

Individual deposits..
XJ. S. deposits

29, 449, 571 99
39, 969 03

31, 520, 313 19
39, 513 00

34,104, 349 81
23, 482 96

38, 566, 743 27
69, 246 98

35, 602, 856 45
63, 831 13

Due to national banks
Due to State banks...
Notes re-diacounted-.

12,475, 572 04
10, 033,718 65

13,705, 068 83
11, 412, 354 10

13, 625, 391 95
10, 731, 767 06

14,150, 381 46
11, 846, 418 62

12, 229, 861 85
9, 742, 458 95

61, 246, 816 32

66, 333,171 42

69, 061, 615 15

75,196, 615 32

68, 336, 615 19

Total

MICHIG AN.
76 b a n k s .

Dividends unpaid

77 b a n k s

80 b a n k s .

on

$7, 749, 350 00

$7,725,000 Ofl

$8, 205, 000 00

2, 052, 991 63
1, 089, 842 45

2, 062, 051 59
1,179, 297 30

2, 043, 326 59
1,463, 944 41

2, 048, 200 33
1,071,888 17

2, 014, 686 97
1, 385, 009 31

4, 512, 217 00

4, 708,117 00

4, 728, 842 00

4, 555,187 00

4, 668, 852 00

$7, 285, 000 00

Undivided profits
Natl bank circulation

77 banks.

77 banks.
$7,738,006

172, 646 00

14, 062 56

28, 556 31

186, 053 47

19,113 95

Individual deposits..
X . S. deposits
T
Dep'ts u.S.dis.officers
Due to national banks
Due to State banks...

16, 552, 558 00
26, 389 43
4,246 63

17, 201,126 73
22, 395 81
6,369 01

17,4S6, 474 87
39, 470 10
4,451 27

17, 817, 799 78
28,190 60
2,078 69

18, 719, 491 56
23,129 42
6,118 82

133, 222 72
130, 521 85

70,188 05
130, 088 46

98, 653 65
138,183 03

98, 914 22
128, 480 40

200, 643 93
189, 080 75

Notes re-discounted..
Bills payable
Total

98, 230 88

230,185 02

234, 998 80

253, 093 42
1,716 46

191,895 00
9,110 40

32, 057, 866 59

33, 361, 887 53

34, 016, 251 03

33, 916, 602 54

35, 632,132 11

CITY OP DETROIT.
5 banks.

5 banks.

5 banks.

$2, 250,000 09

$2, 443,105 00

$2, 505, 805 00

$2,650,000 00

$2, 650, 000 00

760, 000 00
565, 546 40

764, 655 25
762,027 22

767, 790 25
744,694 39

582, 000 00
492, 303 13

582,000 00
433, 811 39

1, 251, 825 00

1, 098, 680 00

1,148, 680 00

1, 081, 900 00

1,124, 300 00

5 banks.

Capitol stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

5 banks.

63, 490 00

1, 360 00

% 715 00

9, 817 50

" 9,485 00

Individual deposits ..
TJ. S. deposits
Dep'ts U.S.dis.offieers

7,133, 364 76
260, 781 45
234, 452 29

7, 667, 936 49
283, 400 50
178, 802 35

6, 739, 015 77
306,092 82
227, 947 98

6, 552,139 59
327, 592 97
202, 511 76

7, 519, 383 20
323, 820 97
151, 629 01

Due to national banks
Due to State banks..

680, 635 17
833, 504 40

834,465 24
800,937 13

920,135 95
1, 044, 932 47

1, 259, 675 87
1, 027,117 00

858, 842 38
1, 256, 040 73

Bills payable
Total




85, 000 00
1
14, 033, 599 47

14, 835, 369 18

14,407, 809 63

14,185, 057 82

14, 994, 312 68

CCVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
WISCONSIN.
DECEMBER 31.

Resources.

33 b a n k s .

i

I 14,946,55442

MAY 19.
36 b a n k s .

34 banks.

Loans and discounts.! $7, 360, 256 79
Bondsforcireulation. i 2, 079, 500 00
Bonds for deposits .. I
100, 000 00
U. S. bonds on hand - - j 184,700 00
Other stocks and b'ds]
506, 917 44
Duefroinres'veag'ts i 1, 740, 063 92
Due from nat'l banks I
776,837 25
Due from State banks
114,403 55
Real estate, &c
I
2!)8, 228 Oli
Current expenses.... |
58,460 02
22, 276 3 i
Premiums paid
j
74, 344 73
Cash items
j
Clear'g-house exch'gs
326, 439 00
Bills of other banks. Fractional currency
3,456 SB
664, 927 63
Specie
531, 758 00
Legal-tender notes ..
XT. S. cert's of deposit Due from V. S. Treas
103, 985 11
Total

MARCH 11.

$8, 432, 718 92
$7,845,791 49
2, 149, 500 00 '
2, 239, 600 00
100, 0011 00
100, 000 00
181. 750 00
119,85(1 00
540, 072 30
543,419 04
1, 530, 195 00
1,351.155 15
:
678,077 90
6(10, 358 72
161,128 34
139,697 05
304, 519 73
2«7, 070 02
55, 798 63 !
65.0)5 14
37,2:16 11
46, 639 73
43, 788 34
66, 275 94
215,477 00
3,837 30
680, 641 79
430, 345 00

219,270 00 !
4, 560 38 I
705, 839 41
445,210 00

111, 735 99
15, 081, 893 01

109, 779 66

99, 828 61

103,514 31

15, 486, 489 70 j 15, 563, 872 04 j 16, 048, 390 05

CITY OP M I L W A U K E E .
3 banks

3 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits - XT. S. bonds on hand..
Other stocks and b'ds
Due from res' veag'ts
Due from nat'l banks
Due from State banks
Real estate, &o
Clear' g-house exeh'gs
Bills of other banks..
Fractional currency
Legal-tender notes ..
Due from X . S. Treas.
T
Total

3 banks.

3 banks.

3 banks.

$3, 700,425
C50, 000
550, 000
500
296, 179
772,067
227, 290
52, 796
118,781
9,593

29
(1(1
00
00
10
47
55
29
43
V«

$3, 947, 935
650, 000
550, 000
37, 050
390, 102
728, 223
353, 066
34, 032
113, 830
4. 003

33
00
00
00
77
111
51
69
28
65

$3,936,441
550, 000
550, 000
36, 800
317,225
724, 058
436, 722
25. 472
112, 744
11,690

26
00
00
00
00
00
55
04
66
54

$3, 766, 853
500,000
550, 000
5, 300
400, 500
625, 717
93, 812
41, 280
85, 000

57
00
00
00
00
60
80
04
00

3,968
148, 342
35, 853
2,512
397, 137
579, 470

49
35
00
24

2,553
136, 758
26.719
2,356
372, 233
547, 365

50
12
0(1
71
00
00

4 745
103, 822
26, 622
3,014
431 138
405, 275

09
78
00
84
11
00

2
325,
10,
1,
309
359^

45
55
1)0
58
4
M

•<•)

III)

189
437
005
902
531
754

$3, 763, 985
600, 000
550, 000
550
254, 050
678, 283
557, 563
38, 519
85, 000
5 702
12 225
868
164, 068
12, 541
2, 493
421 800
331, 099

on

56
00
(10
00

no
86
82
41
00
49

no
09

10
D
O
83

no
no

40, 250 00

29, 250 00

32, 450 00

27, 850 00

27, 000 00

7,585, 108 72

7, 925, 479 57

7, 708, 821 91

7,105, 734 02

7, 506, 750 99

IOWA.
80 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits - XT. S. bonds on hand...
Other stocks and b'dsj
Due from res've ag'ts ]
Due from nat'l banks !
Due from State banks;
Real estate, &c
Current expenses....
Premiums paid
[
Cash items
i
Clear'g-house exch'gs1
Bills of other banks..
Fractional currency.!
Specie
'
Legal-tender notes ..
XT. S. cert's of deposit. |
Due from U.S. Treas
Total




82 banks.

$15, 249, 997 06 . !16, 143, 673 66
5,345,500 00
5. 432, 500 00
75,000 00
125, 000 00
424,800 00
264, 600 00
944,428 97
981, 604 01
2, 354, 406 45
2,002,987 20
1,310,854 62
1, 381, 503 14
293,103 41
328, 51-3 14
931, 809 89
934, 769 39
140, 045 39
213, 932 73
72, 003 95
65, 661 90
219,641 56
221, 140 50
630,473 00
6,406 78 !
1,250.964 38 j
1, 2-16, 625 00 j
20,000 00
266, 587 37

675, 759 00
7, 356 76
1,303,931 79
1,361.883 00
10, 000 00
263, 769 51

30, 431, 228 58 i 32, 069,174 98

85 banks.
$16, 249,560
5, 530,000
125, 000
192, 500
1,007, 144
2, 358,706
692
1, 5(17,
25>, 406
930, 504
213, 626
87, 114
203, 272

86 banks.
43 $16, 377,471
00
5, 323,400
00
125, 000
00
224, 000
91
3,033, 612
23
2, 300,935
46
1, 538,305
70
333, 623
41
915, 996
90
127. 703
34
132, 511
31
204, 426

j

88 b a n k s .

38 ! $17, 799, 343 56
00 i 5,431,000 00
175,000 09
00 !
00
207,500 00
71
995, 328 93
25
1,712,915 40
17
999, 807 78
69
216,765 40
65
929,537 51
23
204. 597 42
79
126, 526 58
15
204, 612 17

670, 718 00
00 |
76 j
8,147 91
96 ! 1,268,840 16
00 I
1,306, 119 00
00
10, 000 00
64 !
237,666 17

620, 584 00
9,112 34 |
079, 532 85
341,964 00

32, 310, 549 05 | 32,138, 477 26

32,304,805 28

632,371
7,225
1,311,310
1, 370, 239
10,000
261, 873

250,677 34

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCIX

by States and reserve cities—Continued.
WISCONSIN.
DECEMBER 31.

MARCH 11.

MAY 19.

JULY 1.

OCTOBER 3

Liabilities.
34 banks.

33 banks.

36 b a n k s

36 b a n k s

38 b a n k s .

no

$2 935 000 00

716, 895 74
529, 357 60

678, 025 74
428, 948 36

681,176 87
528,319 31

1, 920, 773 00

1, 825, 558 00

1, 839 983 00

$2 565 000 00

$2 640 000 00

$2 720 000 00

Surplus fund
Undivided profits....

698, 500 33
465, 340 31

716, 550 74
433, 678 01

N a t l bank circulation

1,812,763 00

1, 882,163 00

$2 657 500

13, 315 00

615 00

615 00

9, 155 00

1,190 00

[ndividual deposits..
U. S. deposits
Dep'ts U.S.dis.officers

9,274,723 63
55, 344 18
9, 714 82

9, 271, 006 02
53, 890 39
12, 199 94

9, 348, 207 12
96, 141 26
1,924 45

9, 700, 608" 91
75, 509 95
3, 772 66

», 723,179 38
60,104 59
5, 895 16

Due to national banks
Due to State banks...

17, 035 88
29, 659 83

29, 842 45
31,790 02

42, 862 65
47, 055 50

29, 215 23
35, 147 22

53,155 77
00, 064 27

Xotes re-discounted..
Bills payable

5, 000 00
157 44

10,000 00
157 44

12, 500 00
50,157 44

70, 273 53
50,157 44

85,170 26
75,157 44

14, 940, 554 42

15, 081, 893 01

15,486, 489 76

15, 563, 872 04

16, 048, 396 05

Dividends unpaid

Total

CITY OF MILWAUKEE
3 banks.

3 banks.

3 banks.

$650, 000 00 I

$650, 000 00 !

$650, C O 00
O

$650 000 00

235, 000 00
250,108 71

240, 000 00 i
253, 290 44 I

240, 000 1)0
288,790 99

245, (100 00
KG, 105 92

245, 000 00
177, 054 83

585, 000 00

585, 000 00 :

495, DM Oil
I )

-105, 000 00

540, 000 00

3, 739, 874 16
268, 415 39
189, 081 80

4,001,235 68
274, 822 48
190,160 03

3 banks.
Capital stock

$650,000 00

!

Surplus fund
!
Undivided p r o f i t s . . . .j
I
iS'at'l bank circulation,
State bank circulation] Dividends u n p a i d . . . .j

;

3 banks.

i
I

9 00
4, 076, 476 40
251,231 19
216, 474 01

Individual deposits . .
TJ. S. deposits
Dep'ts U.S.dis.officers

3, 735, 432 80
236, 907 60
177, 814 95

Due to national banks:
Due to State b a n k s . . . |

1,073,821 71
530, 137 27
110,934 68

:

4, 235, 503 03 ;
297, 614 37 j
204, 903 94 j

980,141 00
060,366 53

Xote.s re-discounted..!
Bills payable
|

j

12, 500 00

Total

|

7,585,166 72

7, 925, 479 57

839,360 25 I
457, 049 33

700, 682 28
443,311 30

151,083 20
7, 708, 821 91

843, 763 15
481, 410 40

224, 483 85

7,105, 734 02 I

7, 506, 750 99

86 b a n k s .

88 banks.

IOWA.
80 b a n k s .
Capital stock.

j

£6, 267, 500 00

Surplus fund
Undivided profits

82 b a n k s .

85 banks.

i, 600, 000 00 j $6, 809, 530 00 j $6, 919, 530 00 i

i
!

1, 555,790 84
842, 201 41 j

1, 627, 651 18 I 1, 619, 396 03 i
749, 643 32 ]
821, 366 27 !

Nat'l bank circulation'
State bank circulation'.

4, 681,173 00 !

4, 693, 003 00 j

79,891 50 ;

Dividends unpaid

Individual deposits...', 15, 274,206 53
TJ. S. deposits.
'
50,342 94
17, 604 05
Dep'ts U.S.dis.offlcersj

32, 170 90 |
16, 586, 698 53
81, 940 43
25, 932 92

4, 689, 504 00 :
30, 382 50 ;

748,910 93
667, 264 45

632, 215 84
931, 531 87 \

719, 468 62 ;
1, 035,418 96 i

Kotos re-discounted..
Bills payable

231,100 31 i
15, 242 62

108,386 99 j

35,862 26 i
5, 000 00 j

C C




| 30,431,228 58

XIV

32, 069,174 98

4, 451, 603 00
73, 209 00 |

4, 683,116 00
15,090 00

16, 415, 691 15
10, 642, 239 53 16,169, 064 72
101,913 09 i
79,219 02
118,809 86
27, 016 17 i
10, 606 71
30,102 67

Due to national banks'
Due to State banks.. -

Total

$7,135, 000 00

1, 559, 540 69 I 1, 632, 469 09
716, 596 86 i
858, 496 33

587,184 69
990, 429 80
47,197 84 .
01, 060 12

32, 310, 549 05 i 32,138, 477 26 ,

513,246 16
649, 385 83
380, 024 62
120,000 00
32, 304, 805 28

CCX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
MINNESOTA.
DECEMBER 31.

Loans and discounts
Bonds for circulation
Bonds for deposits -.
IT. S. bonds on h a n d .
Other stocks and b'ds
Duefromres'veag'ts
Duefromnat'lbanks
D u e from State banksj
Real estate, &c
!
Current expenses... '
P r e m i u m s paid
j
Cash items
j
Clear' g-house exch'gsj
Bills of other b a n k s . . j
Fractional currency j
Specie
\
Legal-tender notes . . i
XT. S. cert's of deposit. |
D u e from U . S . Treas
Total

MAY 19.

MARCH 11.

28 banks.

Resources.

28 banks.

$7, 378, 426 60 j $8, 045, 660 24
1, 570, 000 00
1, 590, 000 00

.JULY 1.

29 banks.

50, 100 00
53, 711 85
727,325 64
854, 645 01
199, 225 78
363, 772 84
74, 735 50
9, 986 33
138, 404 16

6, 600 00
90, 939 86
649, 263 77
821, 799 76
142,181 78
357, 355 66
104, 296 18
16,067 58
135, 730 95

: 00 j
:', 484 21
471,760 12
580, 009 00

146, 255 00
2, 407 80
415,169 37
384,502 00

199,521
2,117
303, 465
446, 215

74, 066 21

76, 258 43

00
34
42
00

i

Loans and discounts j
Bonds for circulation |
Bonds for deposits...;
U.S. bonds on hand. Other stocks and b'ds
Due from res've ag'ts. I
Duefromnat'lbanks •
Due from State banks;
Real estate, &c
,
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
j
Legal-tender notes ..
U. S. cert's of deposit.
Due from U. S. Treas.
Total

OF S A I N T
3 banks.

3 banks.

$8,107, 094 77 j $7, 845,170 99
633, 500 00
633, 500 00
500, 000 00
500,000 00
1, 400 00
279, 019 39
268, 311 79
573, 213 96
1,013,499 30
91, 858 98
52, 534 97
88, 854 57
114,143 72
42, 523 08
43, 346 93
17, 063 22

6,100
92, 069
765,146
1,160, 705
199,896
359, 428
12, 002
16, 083
138,455

17, 900 00
167, 680 49
720, 317 44
653,215 49
176, 348 20
367,195 06
68,177 50
19, 951 06
198, 278 54

00 !
91
45 I
37
98 !
45 '
49 ;
75 i
85 j

231,205 00
2, 016 30
312, 786 34
591, 551 00

74, 458 43

] 12, 475, 494 04 i 13,132,159 95 | 13, 737, 604 87

CITY

30 b a n k s .

29 banks.

$8, 767, 592 14
$9,169, 232 03 ! $10, 074, 603 07
1,620,000 00 I 1, 620, 000 00 j 1, 615, 000 00

00 j
81 I
68
05 !
94 ;
99
73
33
37

50.100
54,113
738, 669
639,143
115, 960
366, 603
51, 941
9, 436
154, 095

OCTOBER 3.

239,196 00
2, 968 66
339, 037 88
648, 364 00
;8, 258 65

78, 573 25 j
14, 755 253 23

15, 396, 492 04

PAUL.
3 banks.

3 banks.
$8,090,014 84
633, 500 00
500,000 00
700 00
270, 540 20
972, 455 97
130, 909 59
101,562 60
45, 457 78
28,003 15

7,091 38
130,258 17
228, 578 00
1,071 85
331, 377 64 ;
370, 972 00

30,861 74 ;
74, 699 93 .
55, 797 00
761 03
336, 899 18 |
197,682 00 i

21,146 19
71,558 54
53, 025 00
956 99
232,472 67
294, 622 00

31, 896 00

38,888 20 j

37, 386 40

3 banks.

$7, 833,281 20
633, 500 00
500, 000 00
200 00
281, 917 00
273, 684 32
804, 594 03
685, 378 32
92,394 18
148, 001 44
140,836 03
169, 945 68
49, 157 78
55, 633 48
331 09
17, 295 22

58,212,824 06
633, 500 00
500, 000 00

9, 069 41
106, 405 54
141, 599 00
620 74
326, 478 71
273, 065 00 j

12, 065 29
165, 398 36
107, 809 00
1,313 54
143, 994 24
377,194 00

55,; 74 70

39,474 70

| 11, 405, 498 78 I 11, 236, 371 07 I 11, 484, 311 92 | 11, 628,167 27

11, 164,168 79

MISSOURI.
17 b a n k s .

Loans and discounts
Bonds for circulation
U. S. bonds on hand-.
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate. &c
Current expenses....
Premiums paid
Clear' g-honse exch'gs
Bills of other banks. Fractional currency
Legal-tender notes . Due from U. S. Treas.
Total




18 b a n k s .

$3,542, 547 99
1, 330, 000 00

$3, 506, 569 72
1,390,000 00

00
93
43
65
23
49
36
49

169, 250 00
941,267 45
594, 353 63
103,584 27
191,150 23
168, 523 10
64, 289 03
5, 052 99
36 116 13
38,469 13
210,800 00
1,271 63
937 881 87
329, 207 00

201,400
961, 228
740.126
105, 391
178, 354
178, 423
33, 542
3, 837
48, 588
31,114
211, 190
79+
209 0'4
301, 323

on
42
00
53
SO
00

19 banks

20 b a n k s

20 banks.

$3, 862,116 03
1, 430, 000 00

$3, 764, 459 76
1, 460, 000 00

$4, 052, 979 03
1,422, 000 00

131,150
904, 492
585, 937
68, 947
208, 604
61, 927
169, 341
6,158
36 544
21, 506
173, 715
837
218 150
293, 855

134,150
898, 906
599, 548
174,418
193, 694
178,134
33, 750
4,686
38 098
18, 470
186, 835
1, 076
231 343
283, 666

00
20
54
84
49
89

27
93
^
88
00
70
71
00

no

3fi
51
47
68
04
43
94
«1
79
00
l!l
79
00

128, 800«00
888,882 93
834, 992 43
69, 788 27
263, 524 36
180, 592 31
50, 376 37
2, 959 49
44 930 43
37, 827 87
237, 793 00
941 68
24° 163 63
315, 542 00

63, 203 49

66, 625 24

66, 867 00

68, 862 09

70,910 79

8,140, 090 31

8, 054, 411 42

8, 240,152 93

8, 270,101 90

8, 844, 304 59

REPORT OF THE COMPTROLLER OF THE CUERENCY.

CCXI

by States and reserve cities—Continued.
MINNESOTA.
DECEMBER 31.

MABCH 11.

MAY 19.

JULY 1.

OCTOBER 3.

Liabilities.
28 b a n k s .

Surplus fund
Undivided profits...

Dividends unpaid...
Dep'ts U S dis officers
Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable
Total

29 banks.

29 b a n k s .

$2, 890, 000 00

$3, 020, 000 00

$3,170, 000 00

$3,720,000 00

!

502, 512 71
304, 917 71

537,102 71
398, 521 66

1, 390, 434 00 ]

1, 380, 364 00

1, 421, 514 00

415, 725 88
387,945 19

Nat'l bank circulation |

Individual deposits.

28 b a n k s .

$2,880,000 00

Capital stock

1,361,814 00
19, 288 00

i

436, 313 48 i
343, 916 28 |
5,401,019 00

476,113 48
457,083 04

4, 412 50

•I, 345 00 !

30 b a n k s .

83, 900 00

6,092 00

7, 592, 594 72 '

7, 848, 625 83

8, 826, 261 09

8, 689, 588 80

74, 024 98
93, 768 64

191,310 99
96,131 33

180, 969 77
66,953 80

233, 348 30
111, 496 84

201, 403 38
245, 983 10

129,103 33

176, 461 65

239, 079 95
55, 000 00

97, 452 58
45, 000 00

176, 286 39

12, 475, 494 04

13,132,159 95

13, 737, 604 87

14,755, 253 23

15, 396, 492 40

7, 113, 824 02

CITY

O SAINT
F

PAUL.

3 banks.

3 banks.

3 banks.

3 banks.

$2, 200, 000 00

$2, 200, 000 00

$2, 200, 000 00

$2, 200, 000 00

$2,200, 000 00

Surplus fund
Undivided profits

615, 000 00
185,644 16

615, 000 00
271, 224 89

615,000 00
330,801 79

635, 000 00
265, 336 36

635, 000 00
331, 664 42

Nat'l bank circulation

567, 380 00

567, 080 00

570, 080 00

558,680 00

565, 180 00

Capital stock

Dividends unpaid
Individual deposits. U. S. deposits
Dep'ts U.S.dis.oflicers
Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable
Total

3 banks.

50, 000 00

1, 057 00

70 00

14, 000 00

462 00

5,755,263 88
76, 524 87
393, 544 41

5,157, 902 79
181,117 23
254, 323 30

5,175, 239 55
164,941 96
346, 625 56

5,125,181 71
180, 282 88
257, 253 56

5, 355, 628 72
74,019 18
375, 736 98

718, 932 17
843,209 29

943, 977 59
1, 044, 688 27

1, 089, 980 68
991, 572 38

1,172, 441 86
1, 214, 990 90

734, 732 28
891, 745 21

5, 000 00
11, 405, 498 78

11, 236, 371 07

11, 484, 311 92

11, 628,167 27

11,164,168 79

MISSOURI.
20 b a n k s .

17 b a n k s .

Capital stock
Surplus fund
Undivided profits —
Nat'l bank circulation
Dividends unpaid

18 b a n k s .

19 banks.

20 b a n k s .

$1, 725, 000 00

$1, 925, 000 00

$1, 980, 000 00

$2, 030, 000 00

$2, 030, 000 00

377, 629 75
286, 233 46

402,700 00
273, 426 42

407,700 00
323, 784 42

468, 500 00
194, 503 36

425, 819 36
332,198 51

1,187, 545 00

1, 228, 440 00

], 270, 030 00

I, 270, 030 00

1, 266, 930 00

24,177 50 1

640 00

4,179, 667 82

3, 687,160 09

3, 528, 871 IB

Dae to national banks
Due to State banks...

82, 564 19
238, 501 04

143,349 62
303, 427 81

235,140 38
368, 053 18

140, 256 28
334, 939 07 i

148, 316 38
435, 959 69

Notes re-discounted..
Bills payable

9, 000 00
29,771 55

34, 976 93
55,188 55

54, 232 25
71, 701 55

41,166 00
62,162 55

15, 000 00
37,186 80

8,140, 090 31

8, 054,411 42

8, 240,152 93

8, 270,101 90

8, 844, 304 59

Total




2, 460 75

920 75

742 00

Individual deposits..
U. S. deposits
Dep'ts U.S.dis.offlcers

3, 726, 083 89 j

4,151, 973 10

CCXII

REPORT OP THE COMPTROLLER OF THE CURRENCY.
Abstract of reports .since October 1, 1881, arranged
CITY

OF S T . L O U I S .

DKCKMBE1! 31.

Resources.

OCTOBER 3 .

MARCH 11.

5 banks.

5 banks.

5 banks.

Loans and discounts. $9, 738, 045 53 $9,132, 294 80 $8, 883,581 77
1,160, 000 00
Bonds for circulation 1, 610, 000 00
1,160, 000 00
250. 000 00
Bonds for deposits...
250, 000 00
250, 000 00
86, 600 Oil
TT. S. bonds on hand..
98,750 00
79,450 00
280, (Mil 60
Other stocks and b'ds
406,095 95
283, 922 75
Due from res've ag'ts
504, 850 83
501,557 44
238, 049 02
Due from nat'lbanks
350, 955 48
494,845 55
421,189 57
Due from State bank:
212, 591 98
317,570 54
217, 717 44
224, 666 86
Real estate, &c
j
239,458 04
227, 999 34
89, 2J8 01
Current expenses
j
59, 206 06
83,241 56
6,549 64
14,537 14
6, 549 64
Premiums paid
I
52, 783 39
43, 079 51
Cash, items
!
71,736 62
625, 833 24
622, 400 86
489, 376 47
Clear'g-house exch'gsj
367,282 00
274, 153 00
Bills of other banks" - j
121,041 00
Fractional currency.
4, 189 55
3, 375 79
3, 864 77
665, 055 89
884, 068 00
Specie
j
686,829 78
1, 828,000 00
Legal-tender notes .. i 1,578,000 00
1, 818, 000 00
TT. S. cert's of deposit.
Due from XT. S. Treas. I
64, 179 50
9, 429 50 :
58,179 50
Total

i 16,904,312 18

15,706,992 64

5 banks.

5 banks.
$8, 503, 038 23
710, 000 00
250, 000 00
525. 900 00
311, 002 40
016, 083 73
448, 289 91
139, 055 73
217, 616 86
11, 915 29
I), 549 64
237, 747 45
443 11
556, 846 00
472, 968 00
3, 987 84
749, 0(9 00
1,715,
41,945 0©

15,417,760 09 1 15, 517, 438 19

$8, 837, 856 52
710, 000 00
250, 000 00
78,050 00
248, 487 54
1,195, 310 34
476, 277 50
197, 939 12
204, 536 50
117,807 64
8, 562 50
259, 439 82
550, 002 09
200, 776 00
4,168 51
593, 305 60
1.108,850 00
41, 945 00
15,143,314

KANSAS.
14 b a n k s .

Loans and discounts
$2, 503, 885 80
Bonds for circulation
785, 000 00
Bonds for deposits.. 375, 000 00
V. S. bonds on hand..
40, 200 00
Other stocks and b'ds
62, 364 94
Due from res've ag'ts
512, 985 96
Due from nat'l banks.
259, 455 60
Due from State banks
133, 297 42
Real estate, &c
159, 428 03
Current expenses . . .
34,465 63
Premiums paid
11, 382 08
Cash items
39, 803 86
Clear'g-house exch'gs Bills of other banks..
181, 528 00
Fractional currency 2,487 84
155, 592 76
Specie
Legal-tender notes ..
326, 214 00
U. b. cer'ts of deposit.
Due from TJ. S. Treas.
39, 398 13
Total.

5, 622, 490 05

14 b a n k s .

17 b a n k s .

16 b a n k s .

20 b a n k s .

$2, 602, 244
785, 000
375, 000
22, 000
60,146
359, 781
219, 807
154,216
147, 666
22, 735
10, 338
34, 350

94
00
00
00
93
98
14
02
2ii
82
XI
76

$2, 762, 604
849, 000
375, 000
15, 100
63, 280
461, 418
212,035
125, 381
154, 565
37, 548
11, 798
35, 726

68
00
00
00
69
84
98
27
85
77
61
74

$2, 930, 041
879, 000
375, 000
15, 700
68. 662
487,119
219, 025
158,256
156, 740
30, 485
8,679
42, 362

29
00
00
00
80
14
08
48
93
64
96
69

$3, 479, 713
897, 000
375, 000
35, 000
89, 580
669, 619
434, 535
233, 887
162, 016
32, 456
9,977
81, 478

47
00
00
00
19
11
35
38
63
17
93
58

145, 172
1,531
134, 487
337, 655

00
58
65
00

148, 683
2,280
141, 267
318, 437

00
99
54
00

132, 190
1,783
163, 743
304, 767

00
06
51
00

193, 008
2,016
207, 887
458, 864

00
5(8
04
00

43,178 13
5, 455, 312 51

45, 582 58

44, 995 43

42, 671 43

5, 759, 712 54

6, 018, 553 01

7, 404, 711 56

NEBRASKA.
12 banks.

Loans and discounts. $5, 059,968 72
769, 000 00
Bonds for circulation
350, 000 00
Bonds for deposits...
376, 950 00
V. S. bonds on hand..
209, 757 39
Other stocks and b'ds
470,173 50
Due from res've ag'ts
281, 404 04
Due from nat'l banks
107, 788 71
Dnefrom State banks
247, 357 55
Real estate, &c
33, 845 18
Current expenses . . .
6,294 01
Premiums paid
•ash items
330, 891 31
Clear'g-house exch'gs
Bills of other banks. •.
151, 090 00
2,612 76
Fractional currency.
376 938 •17
Legal-tender notes . .
295,120 00
U. S. cert's of deposit
37, 382 35
Due fromTJ. S. TreasTotal




9,106, 574 49

12 b a n k s .
$4, 667, 272 43
769, 000 00
350, 000 00
81, 700 00
186, 380 79
616.314 29
286, 581 54
258,315 70
250, 210 02
43,040 38
6, 765 76
376, 082 89
126, 765 00
1, 944 52
388 292 10
287, 403 00

16 b a n k s

13 b a n k s .
$4, 837,133
844, 000
350, 000
78, 600
209, 824
1,295,851
515,518
240, 630
266, 323
39, 462
2,643
219, 552

23 b a u k s .

92
00
00
00
15
88
57
12
32
43
61
11

$5,209,415
983,000
350, 000
112, 900
197, 246
908, 823
449, 766
380, 804
293, 204
40, 244
16, 704
274, 838

75
00
00
00
19
85
98
78
28
53
08
35

$6, 774, 673
1, 387, 000
350. 000
106, 200
165, 799
817, 566
359, 267
433, 032
373, 044
53, 250
20, 243
296, 010

65
00
00
00
84
92
84
79
69
10
04

145,126 00
2,851 97
297 088
328, 453 00

174, 279
2,676
504 666
289, 901

00
98
(>
1
00

161, 409
3,629
439, 032
340, 522

00
14
M
00

11

38,282 35

38, 302 35

43, 852 35

59, 037 35

8, 734, 350 77

9, 711,363 91

10, 232, 324 33

12,139, 719 01

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCXIII

by States and reserve cities—Continued.
C I T Y OF ST.
DECEMBER 31.

LOUIS.

MARCH 11.

MAY 19.

Liabilities.

JULY 1.

OCTOBER 3.

5 banks

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation

'

5 banks.

5 banks.

5 banks

$2,950,000 00

$2, 950, 000 00

$2,950, 000 00

$2, 950, 000 00

$2, 950, 000 00

562, 857 17
243, 863 94

566,027 84
297, 254 97

566. 027 84
365, 879 53

581,195 53
238, 938 09

581,195 53
499, 548 30

1, 448, 590 00

1, 039, 990 00

1, 030, 890 00

594, 760 00

616, 360 00

5 banks.

Dividends unpaid....

77, 496 18

11, 708 68

17, 072 68

57, 200 68

Individual deposits..
U.S. deposits

5, 536, 903 66
110, 913 63

5, 097, 690 83
100, 434 80

5, 367, 884 57
110, 730 47

5, 376, 927 77
192, 290 02

5, 456,165 77
140, 823 74

Due to national banks
Due to State banks...

2,136, 060 79
3,116, 056 96

1, 986, 263 11
3, 044,136 96

1, 975, 553 25
2,962,721 75

2, 256, 275 56
2, 867, 040 37

2, 038, 029 03
2, 447, 874 25

Notes re-discounted..
Bills payable
Total

621, 069 85
100, 500 00

512, 985 45
100, 500 00

71, 000 00

202, 810 17
200, 000 00

403,019 38

16, 904, 312 18

15, 706, 992 64

15, 417, 760 09

15, 517,438 19

15,143, 314 68

10, 298 68

KAN8 A S .
14 b a n k s

Capital stock

14 banks.

16 b a n k s .

17 b a n k s

20 banks.

$975,000 00

$975, 000 00

$1,125,000 00

$1,155,000 00

$1, 335, 000 00

Surplus fund
Undivided profits

226,210 00
195, 534 24

237, 960 00
137, 445 32

243, 360 00
186, 021 90

246,160 00
173, 314 63

280, 660 00
195, 865 10

Nat'l bank circulation

706, 460 00

706, 460 00

764,060 00

789, 500 00

795, 080 00

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.offlcers

2, 928, 449 44
104,141 57
225,182 11

2,849,642 54
113, 725 72
142,140 18

2, 922, 754 59
171, 286 56
143, 328 62

3, 068, 496 23
209, 228 43
116, 367 87

4,210,787 17
120, 768 60
190, 977 82

Due to national banks
Due to State banks.. Notes re-discounted..
Bills payable
Total

25,442 33
170, 446 87

12,941 78
218,231 26

7, 762 67
139, 078 20

21, 830 18
166, 416 65

83, 553 52
150, 992 27

50, 623 49
15, 000 00

61,715 71

57, 060 00

75, 739 02

32,591 08
5, 000 00

5, 622, 490 05

5,455,312 51

5,759,712 54

6, 018, 553 01

7,404,711 56

2 500 flO

50 00

3 436 00

N E B R A SKA.
12 banks.

Capital stock

12 b a n k s .

13 banks.

16 b a n k s

23 b a n k s .

$960, 000 00

$960,000 00

$1,210, 000 00

$1, 340, 000 00

$1, 715, 050 00

Surplus fund
Undivided profits

304, 500 00
202, 640 89

310, 000 00
271,235 44

313,500 00
282, 537 47

321, 500 00
254,168 38

323, 000 00
373, 939 80

Nat'lbank circulation

692, 050 00

692,050 00

681, 550 00

813, 350 00

1, 098, 750 00

Dividends unpaid
Individual deposits..
U. S. deposits
Dep'tsU.S.dis.officers
Due to national banks
Due to State banks..
Notes re-discounted..
Bills payable
Total




2, 568 00

1,118 00

414 00

11, 630 00

5, 500 00

5, 005, 442 22
86, 539 76
223, 006 54

4, 962, 241 76
53, 729 34
238, 056 50

5, 263, 341 98
116, 255 58
225,439 45

5, 452, 527 83
119, 937 33
182, 201 04

6,113, 052 23
75, 370 29
261,111 30

499, 371 72
758, 266 99

430, 325 57
676, 911 32

776,570 06
841, 355 37

801, 800 89
848,158 86

950, 463 64
785, 572 10

372,188 37

138,682 84

400 00

67, 050 00
20, 000 00

407, 909 65
30, 000 00

9,106, 574 49

8, 734, 350 77

9, 711, 363 91 j 10,232, 324 33

12,139, 719 01

CCXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
COLORADO.
JULY 1.

OCTOBER 3.

19 b a n k s .

DECEMBER 31.

19 b a n k s .

•

Kesources.

Total

$6,717, 609
1,130, 000
• 200, 000
403, 900
834, 637
2,189, 545
484, 785
474, 818
166, 334
28, 794
33, 384
353,222
282, 356
1, 449
542, 760
811, 977

18 bauks.

17 bants.

17 b a n k s .

Loans and discounts
Bondsforcirculation
Bonds fordeposits .
TJ. S. bonds on bancl J
Other stocks :unl b'dsj
Duefrom res've ag'ts
Due from nat'l banks
Dne from State banks
Eeal estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due from TJ. S. Treas.

35
00
00
00
01
38 '
29
31
19
87
37
89

$6,922,969 37
1, 080, 000 00
300, 000 00
64,700 00
699, 255 80
1, 867, 076 37
756,962 87
479, 748 95
175,192 88
71. 763 85
11,612 77
263, 821,18

00
23
44 |
00 I

230, 248
1, 098
369,462
785,144

00
53
68
00

$6, 867, 955
1,130, 000
300, 000
52, 700
532, 839
1,880, 890
861, 846
442, 537
180, 418
66, 906
12, 878
220, 857
232,440
2. 294
464,763
883,172

88 l $6, 921,366 47
00 , 1,160, 000 00
00
300, 000 00
00
142, 600 00
77
512, 788 35
64
1, 750, 540 72
54
724,116 13
98
552, 099 65
69
190, 618 71
61
17, 516 42
77 .
13, 829 37
88
280,312 11
00
93
56
00

64, 969 60

76,605 22

14,740, 827 97 I 14,144, 626 85

14,209,108 47

65,193*04'!

179,443
1,857
509, 541
775, 867

00 j
04 ;
86
00

73,387 4 7 :

$6,888,303
1,160, 000
300, 000
131, 350
740, 880
2, 461, 265
1, 074, 248
595, 051
211,408
62, 732
13, 779
250, 930
215,607
1.196
501,742
857, 593

84
00
00
00
22
29
46
48
27
92 :
4^
98
00
57
60
00

80,310 77

14, 105, 884 30 I 15, 541), 400 81

NEVADA.
1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

Loans and discounts
Bonds for circulation.

$194, 912 93
40, 000 00

$184, 205 82
40, 000 00

$173, 901 32
40,000 00

$188, 093 90
40, 000 00

$205, 476 22
40, 000 00

Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State hanks
Heal estate, &c

1,561 40
916 37

8,051 75
1,416 65

345 89
3, 32? 34

Premiums paid
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.

3, 225 00
350 00

4,951
3,328
1,951
3, 225
320

8,083
4, 918
1, 039
8, 821
3, 328
3, 556
3, 225
313

8,083
3,544
58
4,146
3,000
75
3,225
295

Legal-tender notes ..
Due from TJ. S. Treas Total
. .

49
34
04
00
50

25
73
91
41
34
02
00
25

25
29
17
38
00
00
00
75

2,785 00

6,540 00

2, 980 00

1,875 00

37 242 87
4,133 00

40, 009 73
7,463 00

57, 376 77
2, 417 00

54, 081 ''4
962 00

14, 336 29
5, 219
2,469
3, 000
2,453
3, 225
266

70
18
00
68
00
50

4,647 00
35 341 V

2,200 00

1,800 00

1, 800 00

2,200 00

2, 200 00

291, 000 80

303, 263 32

311,761 00

309, 639 98

318, 634 88

CALIFORNIA.
10 h a n k s

10 b a n k s

10 b a n k s

10 b a n k s

Loans and discounts. $4,481, 903
Bonds for circulation
1, 234,000
Bonds for deposits...
50, 000
TJ. S. bonds on hand.. I 285, 400
Other stocks and b'ds!
218,122
Due from res Ve ag'ts j
508, 246
Due from natl banks. i
6,807
Due from State banksj
199, 797
306, 881
Real estate, &c
|
Current expenses
16, 805
40, 470
Premiums paid
46, 622
Cash items

76
00
00
00
65
88
04
62
26
46
54
42

$3, 544, 423
1,134, 000
50, 000
461, 250
306, 548
731, 943
63, 015
273, 381
313, 806
31, 450
41, 514
69, 984

46
00
00
00
64
34
29
16
97
53
38
81

$3, 816,176
1,150, 000
50, 000
458, 200
326,115
815, 223
71, 937
451, 543
329, 426
34, 003
48, 659
69, 341

57
00
00
00
18
31
84
55
14
62
93
89

52, 617
224
1,143, 876
19, 227

00
81
51
00

86, 043
145
1.014,671
32,951

00
04
13
00

24, 251
132
771, 242
16,139

00
28
41
00

Clear'g-bouse exch'gsl
Bills of other banks..
Fractional currency.
Specie
*..
Legal-tender notes ..
IT. S. cert's of deposit.
Due from TJ. S. Treas -




$4,045, 615
1,150, 000
50, 000
437, 700
323, 267
868, 967
66, 835
505, 553
330, 611
5,816
47, 816
113, 888

10 b a n k s .
23
00
00
00
78
43
83
45
83
94
55
38

$4, 624,783
1,150,000
50, 000
340, 050
315, 678
679,633
20, 528
455,127
328, 294
27. 962
47, 893
65, 535

09
00
00
00
79
43
98
63
•23
66
56
65

50, 689 00
107 37
054 675 93
45, 113 00

56, 488
90
957, 887
9,432

00
84
90
00

46, 530 00

40, 530 00

46, 750 00

46, 250 00

49, 250 00

8, 657, 592 95

8, 201, 658 75

8, 479,142 72

8, 742, 908 72

9,178, 636 76

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCXV

by States and reserve cities—Continued.
COLORADO.
DECEMBER 31.

Capital stock

MAKCH 11

MAY 19.

JULY 1.

17 b a n k s .

17 b a n k s

18 b a n k s .

19 b a n k s .

OCTOBEK 3.
19 b a n k s .

$1,290, 000 00

$1, 220, 000 00

$1, 270, 000 00

$1, 382, 000 00

$1, 440, 000 00

Surplus fund
Undivided profits

503, 500 00
301, 283 21

528, 500 00
316, 814 41

528, 500 00
434, 791 03

563, 000 00
360, 880 25

564, 000 00
439, 726 13

Nat'l bank circulation

998, 850 00

937 200 00

1, 010,100 00

983, 500 00

1, 027, 560 00

Dividends unpaid

26,000 00

275 00

22, 505 00

785 00

[ndividual deposits. - - 10, 561, 660 79
78, 676 07
U. S. deposits
104, 662 07
Dep'ts U.S.dis.officers

9, 813, 355 30
85,167 79
66, 547 39

9, 738, 586 94
l§0, 862 05
98, 611 17

9, 474, 848 20
207, 084 58
59, 672 72

10, 338, 394 86
06, 739 42
108, 525 38

565, 206 03
571, 560 93

488, 936 18
374, 470 10

572, 936 04
395,137 94

815,136 32
697, 573 70

30, 000 00
10, 000 00

74, 251 00

84, 319 57

47, 960 00

14,144, 626 85

14, 209,108 47

14,105, 884 30

15,546,400 81

Due to national banks
Due to State banks...

401,362 66
474,833 17

Bills payable
Total

14, 740, 827 97

NEVADA.
1 bank.

Capital stock .

1 bank.

1 bank.

I

1 bank.

1 bank.

$75, 000 00 I

$75, 000 00 j

$75,000 00

$75, 000 00

Surplus fund
Undivided profits...

!
8, 821 02 I
11, 639 81

10, 449 21
4,139 46

10, 449 21
9, 686 41

10,449 21
10, 470 28

$75, 000 00
13, 957 91
6,136 71

Nat'l bank circulation
State bank circulation

35, 980 00

35, 960 00

35, 360 00

34, 860 00

33, 560 00

Individual deposits..
~U. S. deposits
Dep'ts U.S.dis.offlcers

124, 403 35 i

149, 771 06 !

168, 309 15

Due to national banks
Due to State banks..

11, 196 92
23, 959 70

2, 900 14
24, 953 45

291,000 80 i

303,263 32

Dividends unpaid-.. 158, 779 45

162, 028 89

12, 956 23 ,

20, 081 04

1, 276 01
26, 675 36

311, 761 00 '

309, 639 98

318, 634 88

Notes re-discounted.
Bills payable
Total

CALIFORNIA.
10 b a n k s

Capital stock

10 b a n k s .

$1, 800,000 00

$1, 800, 000 00

Surplus fund
Undivided profits

303, 884 98
214, 705 73

307,752 07
236, 321 14

Nat'l bank circulation
State bank circulation

904, 890 00

920, 450 00

Dividends unpaid

17,904 39

9, 767 23

4, 970, 953 76
27, 839 47

4, 677, 780 30
22, 339 53

Due to national banks
Due to State banks...

22, 081 50
365, 333 12

30, 356 26
196, 892 22

Total




10 b a n k s

10 b a n k s .

$1, 800, 000 00

$1,800, 000 00

308, 752 07
271, 801 98 ,

319, 752 07
236, 965 40

324, 842 75
273, 982 44

907, 640 00 |

914, 070 00

945, 585 00

1

Individual deposits . .
U. S. deposits
Dep'ts U.S.dis.officers

Notes re-discounted..
Bills payable

10 b a n k s .
$1,800,000 00

6,876 15
4, 909, 431 49 !
27, 617 21 i
31, 023 39 1
216. 000 43 ;

16, 589 65

13, 630 15

5,123, 862 90
14,454 89

5, 484, 887 29

42, 461 29
274, 752 52

28, 365 31
307, 343 82

30, 000 00
8, 657, 592 95 { 8, 201, 658 75 j 8, 479,142 72 | 8, 742, 908 72 9,178,636 7ft

CCXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
CITY

OF SAN

DECEMBER 31. i

MARCH 11.

Resources.
1 bank.

1 bank.

FRANCISCO.
MAY 19.

JULY 1.

1 bank.

1 bank.

Loans and discounts . $2, 537,147 15 | $2, 428, 765 61 $2, 466, 396 80
Bonds for circulation.
600,000 00
600, 000 00
600, 000 00
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Duefrom res'veagt's.
Due from nat'l banks.
259,359 77
147, 686 54
82, 098 30
Due from State banks
194,412 19
164, 331 44
167, 631 13
7, 500 00
Eeal estate, &c
7, 500 00
7, 575 51
865 73
2,065 62
Current expenses
10, 000 00 i
Premiums paid
I
10,000 00
10, 000 00
367 50 j
Cash items
164 15
166 60
77, 039 57 I
3, 490 33
Clear'g-houseexch'gs
93, 716 72
25,020 00 |
18, 714 00
Bills of other banks..
3, 894 00
78 40 |
9 18
Fractional currency.
9 27
Specie
I 1,111,963 8.0 1, 209, 070 00 I 1,189, 892 50
JO, 580 00 !
17,180 00
legal-tender notes .. I
10,893 00
U. S. cert's of deposit.!
Duefrom IT. S. Treas.
Total

4,753,653 57 1 4,681,304 79

OCTOBER 3.
1 bank.

$2,466, 633 66
600, 000 00

$3, 065, 420 99
600,000 00

95,748 77
160, 889 20
2, 500 00 i
698 50 I
10,000 00 i

63, 619 77
194, 746 34
2, 500 00
727 10
9, 800 00

11, 558 21 I
11,191 00
10 16 j
1,091,170 00 |
8, 759 00 I

99, 361 89
745 00
42 04
753,190 00
1, 052 00

22,102 75

22,102 75

4,640,626 45 | 4,481,26125

4,813,307 88

OREGON.
1 bank.
Loans and discounts.
Bonds for circulation
Bonds for deposits ..
. TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Heal estate, &c
Current expenses ...
Premiums paid
;
Cash items
!
Clear'g-house exch'gs
Bills of other banks.. j
Fractional currency.j
Specie
•
Legal-tender notes ..'
TJ. S. cert's of deposit.
Dae from TJ. S. Treas.
Total

2 banks.

2 banks.
$1,159,368 46
280,000 00
500, 000 00
254,150 00
405, 633 36
158,428 32
10, 348 65
216, 484 64
45,800 00
5,188 65
23, 859 38
2, 091 45

$896, 303 91
250,000 00
500, 000 00
154,150 00
422, 296 16
311, 299 46
5,901 34
266, 926 81
16,282 15
23, 909 60
3,157 56

2 banks.
$1, 413, 319 39
300,000 00
500,000 00
121,150 00
384, 428 76
421, 447 79
5, 254 45
55, 698 68
50, 000 00
10, 888 68
23,386 87
6, 017 05

32, 800 00

17,500 00

316, 019 20
61, 800 00

204,836 24 '
91, 900 00

12, 500 00 !
432, 776 42
17,465 00

$1,376,066
300, 000
500, 000
121, 150
393, 712
486,423
21, 566
126, 975
64,001
607
23, 386
1,190

2 banks.
27
00
00
00
15
36
10
39
71
14
87
21

19, 496 00
140 44
407, 854 00
17 800 00

11, 724, 261 81
300,000 00
500, 000 00
121,200 00
396, 665 21
189, 887 06
45, 364 74
166, 795 71
83,921 59
10, 812 94
23, 586 87
5,126 11
16,695
600
416,179
16, 102

00
10
30
00

15 550 oo ;

17, 450 00
3, 278, 296 19 j

17 bOO 00 ;

13, 800 00

26,700 00

3,391 139 15 i

3,771 833 09 i

3 874,169 64

4, 043, 898 44

ARIZONA.
1 bank.

Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks

TJ. S. cert's of deposit
Duefrom TJ. S. Treas.
Total




1 bank.

$99, 074 28
34, 000 00

$114,197 83
34, 000 00
75, 000 00

1, 398
79, 509
2,935
1, 794
1, 078
1,109

Clear'g-house exch'gs
Fractional currency.
Specie

1 bank.

$83, 084 85
34, 000 00

Loans and discounts.
Bonds for circulation

[

20
94
90
43
85
55

8 05
8, 455 50
36, 901 00

69,107
1, 642
8, 629
2,950
3, 889
717
28,081

53
51
74
08
63
50
65

22,154
12, 484
725
19, 607
2, 950
7,122
1,367
2, 227

30
27
50
35
08
10
50
44

18 500 00

24, 500 00

3, 777 41
7, 480 00

44, 034 64
24, 500 00

1,530 00

1,530 00

1, 530 00

251, 806 27

279, 380 33

386,401 01

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCXVII

by State.* and reserve cities—Continued.
CITY

OP SAN
MARCH 11

DECEMBER 31.
1 bank.

Capital stock

FRANCISCO.
MAY 19.

1 bank.

1 bank.

JULY 1.

1 bank.

OCTOBER 3.

1 bank.

1,500,000 00

1,500,000 00

1, 500,000 00

1, 500, 000 00

182,603 36
99, 576 99

186, 822 36
89, 887 07

189,822 36
85, 063 59

189, 822 36
107, 697 76

194, 347 21
108, 403 04

353, 570 00

Undivided profits
Nat'l bank circulation
State bank circulation

1, 500, 000 00

319, 245 00

293, 025 00

276,110 00

258,610 00

Dividends unpaid...

2,012 00

1,258 00

2,032 00

592 00

480 00

Individual deposits ..

1, 874, 765 31

1, 874, 780 45

1, 705, 955 48

1, 690, 637 77

1,948,680 02

Dep'tsU.S.dis.officers
Dae to national banks
D lie to State banks -..

206, 684 31
534, 441 60

368, 495 84
340, 816 07

367, 423 21
497, 304 81

332,076 94
384, 324 42

424, 887 31
377, 900 30

Notes re-discounted..
Bills payable
Total....

4, 753, 653 57

4, 681, 304 79

4, 640, 626 45

4, 481, 261 25

4, 813, 307 88

OREGON.
1 bank.

2 banks.

2 banks.

2 banks.

$250, 000 00

$300,000 00

$300, 000 00 ;

$300, 000 00 i

$300,000 00

Surplus fund
Undivided profits....,

50, 000 00
359, 983 34

50, 000 00
339, 612 31

50, 000 00
362, 939 11

52,000 00 !
333, 638 06

52, 000, 00
363, 313 31

Nat'l bank circulation 1
State bank circulation:.

217, 590 00

210,890 00

231,890 00

240,190 00 ;

256, 890 00

1, 963, 263 72
304, 988 25
288, 356 37

2,147, 807 45 i
393, 654 45 i
207, 696 31 I

2,193, 894 27
268, 861 63
245,740 01

Capital stock

Dividends unpaid

;

2 banks.

.

Individual deposits . .
U. S. deposits
Dep'tsTT.S.dis.officers1
Due to national banks
Due to State banks . . i

1, 692, 710 43
212, 747 46 i
285, 907 65 !
38,747 72 i
170, 609 59 ;

1, 737, 439 68
219, 329 03
297,460 40

16,323 87
220, 083 86

39, 122 82
231, 272 82

32, 425 65
330,773 57

15,530 50 I
183, 652 87 i

Notes re-discounted.
Bills payable
Total..

3, 278, 296 19 I 3, 391,139 15

3, 771, 833 09 1 3, 874,169 64 |

4, 043, 898 44

ARIZONA.
1 bank.
Capita] stock

$60,000 00

Surplus fund
Undivided profits

lbank.
$90,000 00

1 bank.
$100,000 00

2, 900 30

4, 641 66

10, 453 30

30,600 00

18, 600 00

19,100 00

144 340 73

Nat'l bank circulation .
State bank circulation .

165,128 62

211,174 16
13, 257 31
32,395 84

Dividends unpaid

Dep'tsIT.S.dis.officers

1
3 104 49
10 860 75

Due to national banks

1,010 05 ,

21 40

Bills payable
Total




•

251 806 27

279, 380 33

386, 401 01

CCXVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
DAKOTA.
SIAKCH 11.

MAY 19.

14 banks.

DECEMBER 31. I

17 banks.

OCTOBER 3.

Resources.
13 banks.

Loans and discounts - $1, 687,933 91
$1,889,313 05 . $2,
Bonds for circulation |
555, 000 00 i
525, 000 00
Bonds for d e p o s i t s . . . ]
50, 000 00
50, 000 00
XT. S. bonds on hand..'
100 00
100 00
Other stocks and b'ds'
86,923 66 :
102,917 00
D n e from res've ag' ts
242, 967 80
184,436 76 :
Due from n a t ' l banks i
352, 914 82
266, 594 17
Due from State b a n k s
119,364 36 !
157, 532 88 !
:
146,043 69 I
Real estate, &c
136, 076 59
83,360 01 !
Current expenses
18, 721 94
9, 422 25 j
Premiums paid
9,291 00
33, 656 76
Cash items
;
29,302 64
Clear'g-house exch'gs .
Bills of other b a n k s . . ;
73,018 00
70, 536 00
Fractional currency ^
442 80
581 79
Specie
...'
166,241 15
107,633 54
Legal-tender n o t e s . . .
166, 345 00
176, 885 00
U. S. cert's of d e p o s i t ' .
Dnefrom IT. S. Treas.
24, 484 50
23, 634 50

Total.

3, 595,106 34

3, 901, 669 23

200, 945 39
645, 000 00
50, 000 00
1,000 00
82, 320 29
295,100 64
412, 715 64
285, 777 01
167,255 06
45,056 65
11, 783 00
24,085 65
99,760 00
747 78 j
173,247 56 I
232, 093 00 ;

17 banks.

17 banks.

!, 289, 784 24
645,000 00
50, 000 00
3,500 00
33, 845 59
365,467 31
354, 948 34
237,203 81
182, 377 47
27,127 33
12,600 50
59, 065 29

$2, 517,461 89
627, 500 00
50, 000 00
3,500 00
205, 628 78
252, 043 53
331, 762 38
261,159 07
203, 874 38
37,424 65
13, 438 00
62, 840 87

74,188 00
463 95
146,351 20
245, 249 00

144,729 00
812 84
154, 917 48
245, 539 00

28, 659 50

30,434 50

4,755,547 17

4,817,406 53

28, 652 00
5, 141, 283 87

IDAHO.
1 bank.
Loans and discounts !
Bonds for circulation.!
Bonds for deposits...;
U. S. bonds on hand.. i
Other stocks and b'ds!
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses....
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks .
Fractional currency.
Specie
Legal-tender notes . U.S. cert's of deposit
Due from U.S. Treas
Total

100, 000 00
42,123 12
649 35 :
69, 980 94 ;
7,000 00 t
7, 459 39
17,437 50
3, 841 31

100, 000 00
47, 308 77 :
445 52 |
19, 721 47 j
7,000 00 '
2, 699 01 i
17,437 50 |
2, 822 06

1 bank.

1 bank.

1 bank.

$119,528 46
100,000 00

1 bank.

$101,028 48
100,000 00

$127, 623 82 !
100, 000 00

$132, 034 50
100,000 00

100, 000 00
59, 770 28

60,254 54

82, 856 74

35, 747 92
30,129 04
7, 000 00
4, 014 04
17, 437 50
2, 603 64

28,761 35
72, 936 63
7, 000 00

14, 885 06
63,366 33
7,000 00
3,976 93

5, 940 19 ;

753 38

18, 200 00

32,320 00

33, 816 00 j

18,300 00 j

25,300 W

14 800 00
24 600 00

14, 300 00 I
39, 800 0 0 ;

5,839 00.
29,100 00

6,778 00
15, 783 00

9,403 50
37, 855 00

6 940 31

3, 057 31 |

6,500 00

481, 856 79 i

551, 485 88

514 060 40

6,200

oo ;

448, 577 53 ;

7,782 00
485, 213 44

MONTANA.
4 banks.

4 banks.

4 banks.

4 banks.

7 banks.

oans and discounts
onds for circulation
3 onds for deposits.. -

$1, 519, 385 29
330, 000 00
200, 000 00

$1, 698, 020 94
330, 000 00
200, 000 00

$1, 893, 753 55
330, 000 00
200, 000 00

$2, 002, 283 85
330,000 00
200, 000 00

$2, 790, 831 71
445, 600 00
200, 000 00

Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes . U. S. cert's of deposit.
Dne from U. S. Treas

112, 606 87
25, 057 88
65, 862 62
53, 814 79
57, 397 83
1, 791 74
5, 500 00
51, 596 93

135, 894 05
03,425 29
42, 715 69
56, 589 64
65, 382- 04
16,181 70
7, 000 00
78, 521 37

136,135 57
103,710 81
56, 468 49
138, 727 39
65, 967 69
23,233 69
7, 000 00
142,152 03

136, 087 21
115, 868 28
51, 967 23
178, 613 13
65,896 41
6, 883 41
5,750 00
133, 391 83

187, 998 68
233,915 54
125, 766 40
180,196 06
88, 659 75
30 267 62
14,381 00
55,278 49

51, 227 66
86 28
74, 814 95
95, 670 00

26, 701 00
155 86
59, 016 70
116, 654 00

26, 791 00
371 91
49, 927 40
107, 000 00

80, 390
366
120,702
264,500

Total




26, 529
6
76, 434
72, 935

00
17
20
00

00
37
37
00

12, 982 38

16, 262 90

13, 632 38

16, 232 38

18,511 38

2, 611, 900 70

2, 931, 791 85

3, 313, 309 16

3,427, 064 04

4, 837. 365 37

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCXIX

by States and reserve cities—Continued.
DAKOTA.
DECEMBER 31.

MAT 19.

JULY 1.

OCTOBER 3.

13 banks.

14 banks.

17 banks.

17 banks.

17 banks.

$800,000 00

$883,570 00

$995, 750 00

Liabilities.
Capital stock .
Surplus fnnd
Undivided profits
Nat'l bank circulation
State bask circulation

$1,018,350 00

$L, 065,000 00

83,100 00
228, 557 63

99, 004 23
193,058 70 !

101,004 23
252, 547 71 •

113,004 23
239, 412 62

139, 365 02
249, 388 32

454, 430 00

489,500 00 !

552, 900 00 !

579, 600 00

564, 750 01)

Dividends unpaid.
Individual deposits ..,
U.S. deposits
i
Dep'ts U.S.dis.officers
Due to national banks!
Due to State banks .. i

1, 891, 058 07
23, 891 88
43, 063 97

2, 060, 848 30
42, 901 19
36, 386 54

6, 246 47
29,256 52

7, 429 52
26, 994 07

38, 553 88 j
29, 698 18

32, 689 37
25, 093 82

28,886 94
24, 1C3 4tt

Notes re-discounted..:
Kills payable

35, 501 80

61, 311 08

32, 013 64 i

51, 047 83

49, 054 40
33, 070 00

3, 901, 669 23

4, 755, 547 17 |

4, 817,406 53

5,141, 283 87

Total

260 00

555 00

2, 701, 763 08 I 2, 717, 286 63
29,183 42
14,830 36
21,873 03
25, 831 67

2, 945, 365 59
23, 784 38
17, 300 76

665 00

'

3, 595,106 34 |

260 00

IDAHO.
1 bank.

1 bank.

1 bank.

1 bank.

$100,000 00

$100, 000 on

$100,000 00

$100,000

Surplus fund
Undivided profits
Nat'l bank circulation

20, 000 00
25, 076 51

20, 000 00
6,179 05

75, 500 00

Individual deposits-..
Dep'ts U.S.dis.officers
Dne to national banks
Due to State banks...
Bills payable
Total

1 bank.
$100, 000 00

20, 000 00
13, 377 81

20,000 00
398 64

20, 000 00
9,454 2."»

73, 900 00

77, 700 00

83,600 00

80, 800 Oft

281,195 40

309, 002 09

243, 963 94

274, 319 92

472 70

-

no

293, 011 19

Capital stock

582 34

31,405 98

1,614 95

039 27

449, 577 53

485, 213 44

.

..

514, 060 40

481, 856 79

551, 485 88

MONTANA.
4 banks.

Capital stock.

4 banks.

4 banks.

4 banks.

$350,000 00 '

$375,000 00

$375, 000 00

$375,000 00

$655, 000 00

7 banks.

Surplus fund...
urp]

40,000 00
257, 574 17 >

65, 000 00
244, 624 23

65, 000 00
279,782 44

73, 500 00
264, 304 10

73.500 00
353, 700 71

Nat'l bank circulation
State bank circulation

246, 900 00

289, 900 00

291,200 00

291,800 00

389, 200 Oft

Undivided profits

Dividends unpaid.
Individual deposits .. I 1,457,285 89
U. S. deposits .
16, 310 54
Dep'ts U.S.dis.ofncers
152, 397 37
I
30, 719 90
Dne to national banksj
50, 715 73
Due to State banks.. - [
Notes re-discounted.. I
Bills payable
Total.




1, 718, 829 32
16,122 61
115, 848 82

1, 993, 050 80
44, 392 40
144, 715 69

2,080, 581 29
58, 350 87
109,150 65

3, 039, 074 24
24, 423 23
136, 468 19

32, 612 38
73, 854 49

14, 679 59
65, 849 47

35, 796 55
.113, 580 58

48, 378 12
97,020 88

29, 638 77
10, 000 00

15, 000 00
10, 000 00

20, 000 00

3, 313, 309 16

3, 427, 064 04

4, 837, 365 37

10, 000 00
2, 611, 900 70 i

2, 931, 791 85 j

CCXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1881, arranged
NEW MEXICO .
MAY

19.

J U L Y 1.

OCTOBER 3.

D E C E M B E R 31. i

M A K C H 11.

4 banks.

6 banks.

6 banks.

$948, 463 15
460, 000 00
160, 000 00
400 00
4, 606 66
141, 633 10
226, 772 30
109, 459 58
43, 296 65
15, 436 61
3,233 31
4, 625 74

$975,460 17
460, 000 00
160, 000 00
400 00
10,751 80
224,150 01
262, 018 40
91, 307 99
47, 298 79
20,313 68
3,233 31
7, 056 94

$1,040, 528 05
460, 000 00
160, 000 00
400 00
11,811 88
234, 645, 84
414, 759 86
83, 735 40
61, 237 76
19,467 80
3,233 31
7, 019 38

$1, 044, 375 62
460, 000 00
160, 000 00
400 00
26,275 66
195, 228 73
473, 925 40
98, 059 97
80, 267 88
27,158 49
2, 745 81
14, 220 91

70,577 00
. 624 48
142,060 83
109, 297 00

31,158 00
715 05
69, 965 95
93, 076 00

20,631 00
618 77
105, 447 35
69, 672 00

28,720 00

24,200 00

Resources.
Loans and discounts
Bonds for circulation. i
Bonds for deposits .. I
T . S. bonds on hand. - j
X
•Other stocks and b'dsj
. Duefromres'veag'ts.
Due froninat'lbanks
Due from State banks!
Real estate, &c
Current expenses
Premiums paid
i
Cash items
'
•Clear'g-house exch'gs:
Bills of other banks.. j
Fractional currency. ••
Specie
;
Legal-tender notes ..:
U. 8. cert's of deposit -:
Due fromTT.S.Treas j
Total

'

;

$825, 437 11 !
400,000 00 [
160, 000 00 I
400 oo :
3, 464 77
277,182 17
201, 304 49
126,307 11 !
29, 275 72
15,925 06
2, 295 81
7,643 39
17,930 00
426 34
103, 201 85
76, 620 00
18, 000 00
2, 265, 413 82 i

40, 418
966
88, 985
106,133

00
48 i
81 I
00 !

27, 760 00

22, 520 00 |
2, 377, 950 39

6 banks.

2, 612, 310 40

6 banks.

2, 720, 474 28

, 803, 227 59

UTAH.
2 banks.

1 bank.
.Loans and discounts'
Bonds for circulation'
Bonds for deposits...
TJ. S. bonds on hand..
•Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbauks
Due from State banks
Real estate, &.c
Current expenses
Premiums x>aid
Cash items
Clear'g-house exch'gs
Bills of other banks -.
Fractional currency.
Specie
Legiil-tender notes . .
TJ. S. cert's of deposit.
Due from IT. S. Treas
Total

$377, 685 59
200, 000 00
100, 000 00
100,100 00
226, 400 00
54,222 05
87,967 15
38, 970 26
40, 000 00
2, 809 05

12, 674 44
16, 449 00
104 00
227, 888 85
28, 200 00

$410, 550
250, 000
100, 000
80, 600
267, 000
57, 649
130, 385
25, 833
40, 791
10, 811
1, 250
3, 061

3 banks.
72
00
00
00
00 j
78 !
05
30 |
00
58
00 :
64

19,115 00
181 20
250, 439 68
23, 615 00

9, 000 00

11, 250 00 I

1,522,470 39

1, 682, 533 95 !

3 banks.

3 banks.

$608, 079 96
310,000 00
100, 000 00

$557, 737 79
310,000 00
100,000 00

267, 000 00
63, 423 90
151, 652 03
34, 252 57
40,791 00
3, 668 76
2,012 50
1,149 43

247, 000
55, 534
143, 360
39, 935
40, 791
7,132
2,181
3, 785

00
56
28
01
00
68
35
45

$648, 605 47
310,000 00
100, 000 00
300 00
254, 000 00
79, 696 87
228, 555 51
46,295 02
41, 666 00
13,432 92
2,181 35
4, 964 33

32, 736 00
81 86
185,866 20
29, 070 00

57, 375 00
85 60
222,808 55
50,491 00

21, 772 00
141 41
230,188 65
35, 924 00

13,275 00
1, 843, 059 21 j

13, 725 00
1, 851, 943 27

13, 950 00
2, 031, 673 53

WASHINGTON.
2 banks.

2 banks.

2 banks.

2 banks.

2 banks.

Loans and discounts
Bonds for circulation.

$591,188 01
150, 000 00

$686, 348 43
150, 000 00

$670, 805 00
180, 000 00

$741,119 18
180,000 00

$756, 257-46
180, 000 00

Other stocks and b'ds
Duefromres'veag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses

7,640
56, 070
62, 820
34, 229
9,606
425

00
09
69
56
19
99
72

500 00
25, 494 06
41, 415 34
6, 546 96
9, 606 99
3,683 09

3, 500 00
24, 958 84
60,613 02
20, 549 37
27, 519 09
10, 506 99
10, 418 01

243 ?6

515 63

10,990 10

500 66

Total




7, 322 40
6,463 85
28, 633 53
21, 358 70
9, 606 99
3, 659 95

1 218 05

Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
TJ. S. cert's of deposit.
Due fromTJ. S. Treas.

30
32
02
50
99
42

655 47

3,575
8
122, 300
29,180

00
10
93
00

850
1
109, 552
4, 450

00
80
53
00

500
28, 091
23, 488
29, 320
10,752
9,606
3,013

452
11
63, 734
2,985

00
10
74
00

250 00

74, 892 66
6, 955 00

53, 651 85
12, 021 00

6,750 00

6, 750 66

6,750 00

8,100 00

8,100 00

. 1, 075, 012 64

1, 036,153 65

1,029,754 34

1, 098, 828 25

1,179,335 73

REPORT OF THE COMPTROLLER OF THE CURRENCY,

CCXXI

by States and reserve cities—Continued.
NEW MEXICO.
D E C E M B E R 31.

M A E C H 11

MAY

19.

Liabilities.
4

Capital stock

banks.

6

banks.

6

banks

J U L Y 1.

6

banks.

OCTODEK 3.
6

banks:

$400,000 00

$485, 000 00

$405, 000 00

$500, 000 00

$500, 000 00

Surplus fund
Undivided profits

105,987 37
74, 637 31

126,162
35,193 84

126, 889 57
62, 418 78

131, 889 57
61,190 98

137, 889 57
75, 930 22

Nat'l bank circulation

349, 437 00

354, 807 00

411,167 00

410, 737 00

406, 537 00

Individual deposits ..
U. S. deposits
Dep'tsU.S.dis.officers

927, 940 81
57, 744 04
111, 978 07

959, 790 51
106, 599 04
93, 794 82

1, 039, 575 92
83, 614 69
81,155 96

1,112, 708 93
118, 932 31
79, 295 01

Due to national banks
Due to State banks.. -

54, 740 92
182, 948 30

91, 466 31
125,136 64

151,812 07
160, 676 41

96, 362 89
209, 357 59

98,972 34
239, 236 78

2, 612, 310 40

2, 720, 474 28

2, 803 227 59

..

Total

2 265 413 82

2 377,950

1,181, 586 95
42, 020 11
121, 054 62

U T A H.
1 bank.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation

2 banks.

3 banks.

3 banks.

$200, 000 00

$270, 000 00

$315, 000 00

$335, 000 00

$350, 000 00

125, 000 00
21, 460 53

125, 000 00
39,183 72

125, 000 00
31, 609 41

125, 000 00
44, 614 72

125,000 00
68, 029 08

177, 500 00

204, 200 00

248, 000 00

271, 800 00

269, 230 00

3 banks.

Dividends unpaid....

402 00

378 00

1,056 00

672 00

Individual deposits ..
U. S. deposits
Dep'tsU.S.dis.oflicers
Due to national banks
Due to State banks...

885, 396 27
49, 785 48
56, 434 53

946, 680 75
8,164 71
61, 390 62

1, 011, 234 88
44, 206 81
38, 943 67

974; 999 82
49, 063 78
28, 374 65

1, 087, 869 63
36, 325 04
49,251 11

5,441 41
1, 050 17

17,493 27
10, 042 88

12, 987 96
15, 020 48

19, 219 49
3,198 81

31,875 11
13,553 56

1, 522,470 39

1, 682, 533 95

1, 843, 059 21

1, 851, 943 27

2,031,673 53

540 00

Bills payable
Total

WASHINGTON.
2 banks.

2 banks.

Individual deposits..
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...

2 banks

2 banks.

$200, 000 00

Undivided profits
Nat'l bank circulation
State bank circulation

2 banks
$200, 000 00

$200,000 00

$200, 000 00

$200, 000 00

31, 000 00
94, 732 80

31, 000 00
111, 433 20

31,750 00
119,471 01

31 750 00
126, 504 88

31 750 00
140, 346 50

135, 000 00

135, 000 00

135, 000 00

162, 000 00

162, 000 00

583,106 31

515, 329 91

518, 278 62

532,122 26

581,472 09

::::::::::::
31,173 53

26, 755 49
16, 635 05

25, 254 71

19, 427 54
27, 023 57

19, 927
43, 839 78

1, 075, 012 64

1, 036,153 65

1, 029, 754 34

1, 098, 828 25

1,179, 335 72

Bills payable
Total




CCXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1,1881, arranged
WYOMING.
DECEMBER 31.

Resources.
Loans and discounts
Bonds for circulation
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due fromTJ. S. Treas
Total




MARCH 11.

MAY 19.

j

JULY 1.

OCTOBER 3.

3 banks.

3 banks.

4 bauks.

4 banks.

4 banks.

$668, 364 86
94,000 00

$670, 207 05
94, 000 00

$719,077 90
144, 000 00

$847, 366 30
144,000 00

$990,506 95
144,000 00
50, 000 00

34, 210 81
70, 678 81
76,416 18
9, 538 98
35, 829 69
5,188 34
406 61
4, 774 78

46,199 67
35, 216 96
48,183 98
3, 367 62
36, 051 79
12, 976 19
406 61
8, 925 11

48, 653 56
93,196 59
96, 802 81
9, 045 77
38, 359 53
8, 813 65
1,781 25
9, 622 44

64,140 51
88,430 84
68, 905 01
1, 464 15
38, 964 13
9,357 09
1, 781 25
14, 099 03

66, 596 76
185, 250 37
198, 859 55
4,604 17
38,170 55
19, 644 19
11,750 0«
15, 762 24

18, 803 00
54 44
81,440 70
50, 490 00

8, 060 00
71 02
96,142 36
49, 782 00

17, 868 00
69 66
88, 666 45
65,134 00

20, 080 00
80 20
104, 996 80
61,113 00

38, 476 00
96 40
84, 970 95
72, 881 00

4, 309 00

4,230 00

5, 230 00

6, 480 00

6,480 00

1,154, 506 20

1,113, 820 31

1,345,821 61

1, 471, 258 31

1, 928, 049 13

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCXXI1I

by States and reserve cities—Continued.
WYOMING.
DECEMBER 31.

MAKCH 11.

MAY 19.

JULY 1.

OCTOBER 3.

4 banks.

Liabilities.
3 banks.

3 banks.

4 banks.

4 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

$225, 000 00

$225,000 00

$345, 000 00

$365, 000 00

$425, 000 00

75, 000 00
21, 056 84

75, 000 00
32, 791 30

78,000 00
35, 579 32

78, 000 00
39, 210 87

78, 000 00
70, 610 83

81, 950 00

97,950 00

125,150 00

126, 780 00

4 500 00

30f> no

Individual deposits...
XT. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...

744, 702 35

661, 049 02

724, 513 89

837, 572 24

1,184, 514 18
10, 450 14
9, 328 70

2, 948 77
3, 048 24

32, 338 66
5,691 33

1, 912 15
7, 783 00 j

2, 878 99
3, 562 96

2, 026 53
11,338 75

50 583 25 !

10 RRS 9.1

10,000 00

1, 471 258 31

1,928,049 13

82, 750 00
1

Notes re-discounted..
Total




1,154, 506 20

1,113, 820 31

1, 345, 821 61

INDEX.

Page.
INTRODUCTION

Number of banks organized dining the year, with their capital and circulation
Location of banks organized during the year
Banks in liquidation
Number of banks which have gone into liquidation during the year
Number of banks placed in the hands of receivers during the year
Number of banks in liquidation for the purpose of organizing new associations
Number of banks whose corporate existence has expired during the year
Total num ber of national banks in operation
Resources and liabilities of national banks on October 3,1882
Table showing the twenty States having the largest national bank capital, together
with the amount of circxilation, loans and individual deposits
Table showing the resources and liabilities of national banks for eleven years at corresponding dates

V

V
V
V
V
V
VI
VI
VI
VI
Vil
VII

NUMBER, CAPITAL, AND DEPOSITS OF NATIONAL BASKS, STATE, AND SAVINGS BANKS, AND PRI-

VATE BANKERS
Table showing, by geographical divisions, State banks and trust companies, private
bankers, savings banks with capital, savings banks without capital, their number,
capita], and deposits
Table showing, by geographical divisions, State banks, savings banks, private bankers,
&c, and national banks, and the total, with their number, capital and deposits
Table showing for the last seven years the number, capital and deposits of each of
the classes of banks given in the foregoing table
BXTEN6I0N OF THE CORPORATE EXISTENCE OF NATIONAL BANKS

Banks organized under the act of February 25, 1803, whose corporate existence will
expire on or before February 25, 1S83
Recommendation of the Comptroller in his last report
Opinion of the Attorney-General as to organizing new associations with the samename.
Number of banks organized in conformity with foregoing opinion
Passage of the act of July 12, 1882
Synopsis of provisions of the act of July 12, 1882
Blanks issued in accordance with provisions of the act
New circulation issued in accordance with provisions of the act
Number of banks which have extended their corporate existence under act up to date
of report
Total number of banks whose corporate existence would have expired prior to date of
report
.
Number liquidated for the purpose of organizing new associations with same or different names
Number actually expiring
Table showing number of banks which will expire during December, 1882, and January
and February. 1883, with their capital and circulation
Expiration of corporate existence of banks organized under act of June 3, 1864
Provisions of the act of July 12, 1882, we:l adapted to the purpose for which intended.
Table showing the number, capital and circulation of banks organized under act of
June 3, 1864, which will expire previous to the year 1900
Reduction of surplus in case of banks liquidating for the purpose of organizing new associations
COIN AND PAPER CIRCULATION OF THE UNITED STATES

Table showing total amount of circulating medium of the country on November 1,1882.
Comparison of this amount with amount shown in previous years

15 C C




VIII

VIII
VIII
IX
IX

IX
IX
IX
X
X
XI
XI
XI
XII
XII
XII
XII
XII
XII
XII
X UI
XI11
XIII

X III
XIV

CCXXVI

INDEX.
Page.

LEGAL-TENDER NOTES

The Secretary of the Treasury authorized to sell bonds to procure coin for the redemption of such notes
No farther necessity for any increase in the issue of these notes
Gold certificates authorized under act of July 12, 1882
Stock of specie rendered more available thereby
"Use of checks and drafts in the business of the country
Payment by checks and drafts largely reducing the use of circulating medium
Circulation during the last year larger in amount than at auy period since the organization of the government
-.
Per capita and proportion to wealth greater than at any previous time
Probability that but a slight annual increase in the amount of national-bank notes outstanding will hereafter be required
Interest-bearing debt of the United States largely reduced
Total reduction of this debt during twelve years
Amount of interest paid on debt during the same period
Average annual reduction of debt
Reduction during the past year
Refunding and reduction of the debt, and the amount and kinds of bonds held by the
banks
—
Proposed plans for supplying anticipated deficiency in national-bank circulation
Issue of circulation based upon capital, assets, and individual liabilities of stockholders
without requiring deposit of bonds discussed
Effect of a safety fund to be deposited by the banks
Such safety fund should be based upon deposit of amounts having a certain percentage
to the circulation issued
Fund now on deposit for redeeming national-bank notes might be invested in 3 per cent.
bonds
No precedent for general legislation authorizing tbe issue of circulation without a
depoait of securities
«
Losses to the people by failure to redeem circulation under previous systems where
the deposit of securities was not required
"Where such losses were small special charters have generally been granted and the
amount of cii dilation issued has not been large
Objections to issuing circulation to banks organized under a general law without requiring the deposit of bonds
Under present system there can be no failure to redeem circulating notes
Temptations existing if circulation could be obtained without depositing bonds as
security
;..
Defects of a safety fund as security
„.
Experience derived from the failure of banks under the national system
Danger of the contraction of national-bank currency, owing to the rapid payment of the
public debt
Bonds held by the national banks which are not payable at the option of the government
Total amount of bonds outstanding, not payable at the option of the government, which
may be made available as a basis for national-bank circulation
Table showing that the aggregate amount of bank circulation outstanding has not
teen reduced
The aggregate outstanding circulation iucludes notes of insolvent and liquidating banks
and of banks retiring their circulation
Table showing, by geographical divisions, the outstanding circulation of banks in operation during the past six years
Reduction in the outstanding circulation «Uow-i by the preceding table during the last
year
Profit upon circulation based upon 4 and 4J per cent, bonds
Proposition for reducing rate of interest on the entire public debt to 3 per cent, by
the exchange of 3 per cent, bonds for the outstanding 4, 4J, and 6 per cents
Calculation showing the premium which it will be necessary for the government to pay.
This proposition a remedy for a contraction of national-bank currency
Recommendation that the tax on circulation be reduced
Contraction of bank currency would be prevented if the issue of circulation to the extent of 90 per cent, upon the average current market value of bonds deposited were
authorized by Congress
Similar authority given in original bank act




XIV

XIV
XIV
XIV
XIV
XIV
XV
XV
XV
XV
XV
XV
XV
XV
XV
XV
XVI
XVI
XVI
XVI
XVI
XVI
XVII
XVII
XVII
XVII
XVIII
XVIII
XVIII
XIX
XIX
XIX
XIX
XX
XX
XX
XX
XXI
XXI
XXI
XXI
XXI
XXII

INDEX.

ccxxvn
Page.

LE^AL-TENDER NOTES—Continued.

Any of the foregoing plans would, without risk, prevent contraction of national-bank
currency
Comptroller believes it to be better for the national-bank currency to diminish in volume
rather than that any risk should be run of issuing irredeemable circulation
DISTRIBUTION OF COIN AND PAPER CURRENCY

Net imports and estimated gold production since resumption on January 1, 1879
Standard silver dollars coined during the year
.
Table showing coin and currency in the country on resumption day, and on November 1, 1879, 1880, 1881 and 1882
Increase during the previous year shown in the foregoing table
Tables showing the gold, silver and currency in the Treasury, and in the banks, State
and national, on resumption day and on November 1, 1879, 1880, 1881 and 1882
Tables showing the gold, silver and currency in the country outside of the banks and
Treasury on the same dates
Increase of gold and paper currency in the Treasury and in the banks during the year.
Issue of silver certificates and amount outstanding on resumption day and on November 1, 1879, 1880, 1881 and 1882
Increase in silver certificates during the year
Amount of silver dollars in the Treasury
Amount represented by silver certificates in circulation
Amount in the hands of the people
Increase, since date of resumption, of gold and silver coin and paper currency outside
of the Treasury and the banks
JlSLEGAL CERTIFICATION OF CHECKS

Origin of the custom
Original form of certification
The subseqiient custom in reference to certification
What certifications legitimate
Abuse of certifications in stock transactions
Certifications for use in stock-broking chiefly made by nine or ten national banks in
New York City
Methods of evading section 5208 of the Revised Statutes, forbidding certification of
checks under certain circumstances
Section 13 of the act of July 12,1882, makes such certifications or evasions a misdemeanor.
Acceptances substituted for certifications since passage of latter act
Questions in reference to such acceptances submitted to the Attorney-General
Penalty of appointment of receiver considered
Practice of certifications in evasion of section 5208 greatly increased during the last
three years
."
Table showing the capital and certified checks or acceptances outstanding of all the
national banks in New York City in June and October, from 1875 to 1882, inclusive..
Like information for the nine banks doing the most of this business in the same city..
Penalty for violation of section 13, act of July 12,1882
Opinion of the Attorney-General making either certification or acceptance of checks
when money is not on deposit to the credit of the drawer, a violation of section 13
oftheactof July 12, 1882
Violation of this section to be determined by the courts, and the penalty enforced
INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES AND AMOUNT HELD BY THE NATIONAL
BANKS

Gradual reduction and refunding of the debt since 1869
Table showing the interest-bearing funded debt of the United States on August 31,1865,
and on July 1 in each succeeding year, and on November 1, 1882
Reduction of interest on bonds held by national banks as security for their circulation.
Tables showing the amount of United States bonds held as security for circulation on
July 1 of each year from 1865 to 1882, inclusive, and on November 1, 1882
AMOUNT OF UNITED STATES BONDS HELD BY NATIONAL BANKS, AND BY BASKS ORGANIZED
UNDER STATE LAWS AND BY PRIVATE BANKERS

Total amount of United States bonds held by all banks and bankers in the country, including national, in 1880, 1881 and 1882
Proportion of the total interest-bearing funded debt of the United States held by all
the banks and bankers in the country
Amount of United States bonds held, as shown by reports made to the Commissioner of
Internal revenue, by State banks, private bankers, trust' companies, and savings
banks for the six months ending May 31, 1879,1880,1881 and 1882, in different sections
•f the United States




XXII
XXII
XXIII

XXIII
XXIII
XXIII
XXIII
XXIV
XXIV
XXIV
XXV
XXV
XXV
XXV
XXV
XXV
XXV

XXV
XXV
XXV
XXVI
XXVI
XXVI
XXVI
XXVI
XX V11
XXVII
XXVII
XXVIII
XXVIII
XXVIII
XXVIII
XXVIII
XXIX
XXIX

XXX
XXX
XXXI
XXXI
XXXI

XXXI
XXXII

XXXII

CCXXVIII

INDEX.

AMOUNT OF UNITED STATES BONDS HELD BV NATIONAL HANKS. &c.—Continued.

United States bonds held by bants organized under State laws, as ascertained from
reports made to State officers
Amount of such bonds held by the same banks in l?80. 1381 and 1882, arranged by
geographical divisions

Page.
XXXIT
XXXIII

NATIONAL-BANK FAILUREO

XXXIII

Failures since last report
•
Affairs of insolvent banks finally closed during year
Insolvent banks closed with except ion of litigation
Prospective dividends in case of said banks
Affairs of The Co«k County and The Scandinavian National Banks of Chicago
Affairs of The National Bank of the State of Missouri, Saint Louis
The final closing of The First National Bank of New Orleans, La
Banks which have paid creditors in full, and which will still pay something to stockholders
Lists of insolvent banks which have paid dividends during the past year
Number of banks placed in bands of receivers since the commencement of the national
banking system
Number of banks in voluntary liquidation
Number of insolvent banks finally closed
Losses to depositors in national banks
Causes of delay in liquidating insolvent banks
Liability of directors tor negligent discbarge of their duties
Total claims against insolvent banks and dividends thereon
Amount paid in dividends during the past year
Assessments upon shareholders of insolvent banks, and amounts collected therefrom ..
Reference to further tables in appendix

XXXIIT
XXXIIT
XXXIV
XXXIV
XXXIV
XXXIV
XXXIV

LOANS AND BATES OF INTEREST

XXXIV
XXXIV
XXXV
XXXV
XXXV
XXXV
XXXV
XXXVI
XXXVI
XXXVI
XXXVI
XXXVI
XXXVI

Classification of the loans of banks in New York and other reserve cities on October 1,
1880, 1881 and 1882
XXXVI
Classification of the loans in New York City for the last five years
XXXVII
Recommendation that the law should be amended to relieve from the limit of 10 per
cent, of capital legitimate loans on produce and warehouse receipts
XXXVII
Bates of interest in New York City and of the Bank of England and the Bank of Trance
at various dates fiom 1874 to 1882
XXXVIT
Changes in the rate of discount in the Bank of England
XXX-VIII
SPECIE IN BANKS ASH IN THE. UNITED STATES TREASURY, AND ESTIMATED AMOUNTS IN THE

COUNTRY
XXXVIII
Silver coin held by the national banks
XXXIX
Specie held by banks other than national
XXXIX
Estimate of the Director of the Mint as to the amount of coin in the country on June 30,
1882
XXXIX
Estimated increase from July 1 to November 1, 1882
XXXIX
Amount of gold and silver bullion in the mint and in the New York assay office on
November 1,1882
XXXIX
Table showing amount of gold and silver in the Treasury of the United States on September 30 of each year from 1876to1882, and on November 1, 1882
XXXIX
Bullion in the Bank of England for each year from 1870 to 1882
XL
Gold and silver in the Bank of Trance
XX
TRANSACTIONS OF THE NKW YORK CLEARING HOUSE

Average daily balances
Total amount of settlements during the year
Form in which balances were paid
Balances due from the government paid in gold certificates, authorized by act of July 12,
1882
Table showing yearly transactions of the New York clearing-house for twenty-eight
years
Clearing-house transactions of the assistant treasurer of the United States at New York .
Reference to clearing house tables in the appendix
Table showing the transactions of clearing-houses located in twenty-two cities for Che
year ending October 1, 1882
Table showing the transactions of clearing-houses located in New York and other cities
for the weeks ending November 18 and November 11, 1882, and for corresponding
weeks in 1881
CLEARING-HOUSE CERTIFICATES

What clearing-house certificates are deemed lawful money available for reserve




XL

XI,
XL
XL
XL
XLI
IH
XLI
XLTI

XLII
XLni

XLTTT

INDEX,

CCXXIX

-HOL'sE CELITIFICATE»—Continued.
Legal-tender note certificates
Acts authorizing the issue of gold certificates
Issue of gold certificates by the Bank of A merica
The issue of silver certificates under act of -February 8. 1878.
Issue of gold certificates under act of July 12, 1882.
"National banks cannot be members of clearing-houses iu which silver certificates are
not receivable in settlement of clearing-house balances

Page,
XLIII
XLIIT
XLII1
XLIII
XLIII
XLIY

.STATE BANKS, TRUST COMPANIES AND SAVINGS BANKS

XLIV"

Art of Congress requiring Comptroller to obtain information in reference thereto
Returns received through the courtesy of State officer-*
Resources and liabilities of State banks and trust companies in operation in 1880, 1881 and
1882
v
States included in the foregoing table
Resources and liabilities of savings banks for 1830, 1881 and 1382
States included in the foregoing table
Comparisons of deposits of savings banks, State banks and trust companies with, those.
of national banks
Deposit accounts in New England, average amount thereof, average savings deposits per
capita shown by the population of the State
Average savings deposits per capita in New York shown by the population of the State . .
Reference to farther tables in the appendix

XLIV
XLTV

PRIVATE BANKERS

Private bankers in sixteen principal cities: their number, capital and deposits, and
amount of capital invested in United States bonds
Private bankers in the States and Territories giviug the same items as foregoing table.
Private bankers not enumerated in the foregoing table
Total private bankers in the United States by geographical divisions
Recapitulation of private bankers in 16 principal cities, iu 33 States and Territories, and
in 13 remaining States and Territories, for the last year
SECURITY FOR CIRCULATING NOTES

Amount of United States bonds held by the Treasurer as security for the circulating
notes of national banks on November 1, 1882
COUNTER*EIT AND UNSIGNED NATIONAL-BANK NOTES

Law requiring officers of national banks to stamp fraudulent notea
Genuine notes wrongly stamped may be exchanged for others at the Treasury Department
"Written signatures required on bank notes
Notes issued with lithographic signatures
The Comptroller recommends the passage of pending bill imposing a penalty forissuing
notes without written signatures
TAX ATION

Repeal of tax upon bank capital and deposits and two-cent stamp tax on checks recommended
Action taken during the last session of Congress
Increase of the revenues of the government
Table showing the amount of United States and State taxation paid by the national
banks in each State and Territory during the year 1881
Reference to tables for previous years in appendix
Table showing the amount of taxation paid by banks located in each geographical division of the country for the years 1879, 1880 and 1881
Increase in the United States and State taxation during the year 1881
Tables showing the inequality of taxation in different States and cities of the country.
Rates of United States taxation imposed by present law
Cost of the national banking system to the government
Table showing taxes paid by the national banks on circulation, deposits and capital
from 1864 to 1882, inclusive
Table showing taxes paid by banks other than national on circulation, deposits and
capital fiorn 1864 to 1882
*
Table showing the amount of taxation, both national and State, paid by national banks
from 1866 to 1881, inclusive
Reduction of the tax on circulation to one-half of one per cent, annually recommended.
DECISIONS RELATIVE TO STATE TAXATION OF NATIONAL-BANK SHAKES
DIVIDENDS OF NATIONAL BANKS

Table showing dividends of the banks, semi-annually, from September 1, 1360, to Sep- .
tember 1, 1882




XLIV
XLV
XLV
XLV
XLV
XLV I
XLVI
XLVI
XLVI

XLV I
XLVII
XLVIJ
XLVIT
XLVIIT
XLVIII

XLVI1I
XLIX

XLIX
XLIX
XLIX
XLIX
XLIX
L

L
L
L
L
L
LI
LII
LII
LIII
till
LIII
LIV
LIV
LIV
LV
LV1E

LVII

ccxxx

INDEX.

Table showing, forfiveyea™, national banks which declared no dividends
Percentages of dividends to capital and to combined capital and surplus for six years..
LOSSES
Table showing losses charged off by the banks during the semi-annual periods ending
March 1 and Sentomber 1. 1832, with the total losses for the four previous years
Losses of the national bants by geographical divisions for the last five years
Premiums charged off
Losses in six principal cities
Su Ri'LUS
Table showing the amount of surplus at various periods from July 4, 3864, to July 1,
1882, with the increase and decrease of the same
Law in reference to surplus
UNITED STATES LEGAL-TENDER NOTES AMI NATIONAL-BANK CIRCULATION

Sketch of the history of the issue of legal-tender notes
Table showing the amount and kinds of outstanding currency of the United States
and of the national banlis from August 31, 1865, to November 1, 1882
Lawful money deposited under provisions of act of Jnne 20. 1874
Table showing amount of circulation issued and retired by banks located in each State
since June 20, 1874
Increase in national-bank circulation outstanding during the year
Amount of lawful money deposited with the Treasurer to retire circulation during the
year
Amount of lawful money in the hands of the Treasurer for redemption and retirement
of circulation on November 1, 1882
NATIONAL-BANK AND LEGAL-TENDER NOTES BY DENOMINATIONS

Table showing by denominations amount of national-bank and legal-tender notes outstanding on November 1, 1882, and the aggregate amount of both kinds of notes on
the same date in previous years.
Percentages of notes of various denominations now outstanding
Table showing by denominations the circulation of the Imperial Bank of Germany on
January 1, 18b2
Table showing the circulation by denominations of the Bank of France on January 26,
1882
."
increase in the circulation of the BanK of France
Least denominations of notes of the Imperial Bank of Germany and the Bank of France
in circulation
REDEMPTIONS
Table showing the amount of national-bank notes received for redemption monthly by
the Comptroller of the Currency and at the redemption agency of the Treasury from
November, 1881, to October 31, 1882
Amounts received at the redemption agency from principal cities
-.
Decrease in notes fit for circulation received for redemption
Total amount received by the Comptroller for destruction
Amount received by Comptroller for destruction from banks in principal sities
Table showing the number and amount of national-bank notes of each denomination
issued since the organization of the system, and amount outstanding on November 1,
1882
Reference to other tables in the appendix
Table showing amount of national-bank notes received and destroyed in the office of the
Comptroller yearly since the establishment of the system
RESERVE
Table showing net deposits, amount and classification of reserve held by the national
banks in New York City and the other reserve cities, and the remaining banks at
• various dates
Table derived from returns made to the clearinghouse in New York City showing movement of reserve for the last seven years
Reference to reserve tables in appendix
Special attention called to the synopsis of judicial decisions and to other tables in the
appendix—to the index of subjects and lists of tables to be found at the close of the
appendix
"Conclusion




Page.
LVII
LVIII
LVin
LVIII
LX
LX
LXI
LXI
LXI
LXI
LXII

LXII
LXH
LXIII
LXIII
LXlV
LXIT
LXIY
LXIT

LXIV
LXV
LXV
LXV
LXV
LXVI
LXVI

LXVI
LXVI
LXVIT
LXVII
LXVII

LXVII
LXVII
LXVII
LXVIII

LXVIII
LXIX
LXIX

LXIX
LXIX

INDEX.

CCXXXI

TABLES CONTAINED IN THE APPENDIX.
Page.
Names and compensation of officers and clerks in the office of Comptroller of the Currency
and expenses of the office for the fiscal year ending June 30, 1882
LXX
Synopsis of decisions of the Supreme and circuit courts of the United States and of State
courts of last resort upon national-bank questions
LXXII
Number of banks organized and in operation, with their capital, bonds deposited, and circulation issued, redeemed and outstanding, ou November 1, 1882
LXLV
Principal liabilities and resources, on October 3, 1882, of the national banks, by State3 and
reserve cities, arranged in eight priucipal divisions
LXLVI
State banks, trust companies, private bankers and savings banks, with the average amount
of their capital, deposits and investments in United States bonds, for the six months ending May 3], 1880
C
Similar table for the six months ending May 31, 1881
ClI
Similar table for the six months ending May 31, 1882
CIV"
Lawful money reserve of the national banks, as shown by the reports of their condition at
the close of business on October 3. 1882
CVI
Table of the lawful money reserve of the national banks, as shown by their reports, from
October 1, 1876. to October 3, 1882...
CVIII
Classification of the loans and discounts of the banks in New York City, Boston, Philadelphia
and Baltimore, and in the other reserve cities and in the States and Territories, on October
(
3,1882
CX
Table of the liabilities of the national banks and the reserve required and held at three
dates in each year from 1879 to 1882
CXI
Average weekly deposits, circulation and reserve of the national banks in New York City,
as icported to the New York clearing-house, for the months of September and October
in each year from 1877 to 1882
CXI I
Dividends and earnings of the national banks, arranged by geographical divisions, for
semi-annual periods from September 1, 1873, to September 1, 1882
CXIV
Abstract of reports of dividends and earnings of national banks from September 1, 1881, to
March 1, 1882
CXVI
Similar table, from March 1, 1882, to September 1, 1882
CXV1I
Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, of
the dividends and earnings of national banks from March 1, 1878, to September 1, 1882 ..
CXVIIT
Number and denominations of national-bank notes issued and redeemed, and the number of
each denomination outstanding on November 1, in each year, from 1871} to 1882
CSX
Table showing, by States, the amount of national-bank circulation issued, the amount of
legal tenders deposited in the United States Treasury to retire national-bank circulation
from June 20,1874, to November 1, 1882, and amount remaining on deposit at latter date.
CXXI
Statement of the monthly increase and decrease of national-bank circulation from November ], 1878, to October 31,1882, to which is added the preceding yearly increase since January 14, 1875
CXXII
Clearings and balances of the banks in New York City for the weeks endiug at various
dates
CXXIII
Amount and rate of taxation, United States and State, of the national banks for the yeas'
1867
CXXIV
Similar table for the year 1869
CXX\T
Similar table for the year 1874
CXXYI
Similar table for the year 1875
CXXVII
Similar table for the year 1876
CXXVIII
Similar table for the year 1877
CXXIX
Similar table for the year 1878
CXXX
Similar table for the year 1879
CXXXI
Similar table for the year 1880
CXXX1I
Taxes paid by State banks, savings banks, trust companies and private bankers on their
average capital and deposits for the six months ending November 30,1876
CXXXIll
Similar table for the six months ending May 31, 1877
CXXXIV
Similar table for the six months ending May 31, 1878
CXXXV
Similar table for the six months ending May 31, 1879
CXXXVI
Similar table for the six months ending May 31, 1880
CXXXYII
Similar table for the six months ending May 31, 188!
.CXXXVIII
Similar table for the six months ending May 31, 1882
CXXXIX
Table, by geographical divisions, of the number, average capital, and deposits of State
banks, private bankers, and trust and loan companies, and of savings banks, with and
without capital, for the six months ending November 30, 1875
CXL
Similar table for the six months ending May 31, 187G
CXL




CCXXXII

INDEX.

Page.
Similar table for the six months {-cuing November 30. i&76
f!TL
Similar table for the sis months ending May 31, 1877
CXLI
Similar table for the six mouths ending May 31, 1878
CXLI
Similar table for May 31, 1878, giving private bankers separately
.
CXLI
Similar table for May 31,1878. combining State banks, private bankers, savings banks, and
trust and loan companies, and giving, in addition, the number, capital and deposits of national banks on June 29,1878
CXLI I
Table, by geographical divisions, of the munber, average capital and deposits of State
banks and trust companies, private bankers and savings bauks. with and without capital,
for the six months ending May cil, 1879. the private bankers being given separately
CXLII
Similar table in which the State banks, savings banks, private bankers, &c, are combined,
giving, in addition, the number, capital, ami deposits of the national banks on June 14,
1879
CXLII
Tables similar to the last two for the six months ending May 31, 1880
CXLIII
Similar tables for the six months ending May 31, 1881
CXLIII
Table of the resources and liabilities of State banks in different States at various dates...
CXLIV
Aggregate resources and liabilities of State banks from 1878 to 1882
CXLVI
Resources and liabilities of trust and loan companies in different States at various dates ..
CXLVII
Aggregate resources and liabilities of-trust ard loan companies from 1878 to 1882
CXLVII
Table, by geographical divisions, of the resources and liabilities of State banks and trust
companies 1881-1882
CXLVIII
Resources and liabilities of savings banks organized under State laws in different States at
various dates
CXLVIII
Aggregate resources and liabilities of savings banks from 1878 to 1882
OL
Table, by States, of the aggregate deposits of savings banks, with the number of their depositors, and the average amount due to each in 1881 and 1882
CL
Statement showing the amount of legal-tender notes outstanding at various dates and the
increase and decrease in each
CL
National banks that have gone into voluntary liquidation, with dates of liquidation, amount
of their capital, of circulation issued and retired, and the amount outstanding on November
1,1882
CLI
National banks that have gone into voluntary liquidation for the purpose of organizing new
associations with the same or different titles, dates of liquidation, amount of capital, circulation issued, retired and outstanding November 1, 3882
CLVM
National banks in liquidation under section 7 of act of July 12, 18*2. dates of expiration of
corporate existence, circulation issued, retired, and outstanding November 1, 1S82
CLVIII
Table giving similar information in regard to national hanks in the hands of receivers
CLVIII
Insolvent national banks, withdate of appointment of receivers, amount of capita] stock
and claims proved, and rate of dividends paid to creditors
CLX
Aggregate resources and liabilities of national "t^nks at tho dates of their reports from 1863 to
1882
CLXIV
Abstract by States, Territories, and reserve cities of the reports made by the national banks
since October 1, 1881
CLXXX
List of States, Territories, and reserve cities
CCX XXIII
Report of the condition of each national bank on Octobers, 1882
1
Index of towns
777




LIST OF STATES. TERR!FORIKS, AND RESERVE CITIES.

S T A

T \:>

A X [> T K U U 1 T O \l I K S .

.AbsU'iUt-

States and Territories.
i'tu

! K')>

1'ion.
rex I

7J

i-i'MV ,

Alubamn

7;i

Arizona
A rkansas.. _
California
N't-w 1 iiuiijtsliii i

7-MJ

Colorado
(Jonnwru-ul

(I.XXXTV

.

UV.'.

ax\NVi

Delaware

II.XXMV
("Si'

District (if Columbia. . .
Flurida
(*rtH>i;i"iii

cxciv

f.'O

\4.Hh Carolina

cxciv

»t.">

Orruon

• VXVI j

fXOVI

7(i(>

Illinois

r

.h8

Indiana

5tMi

Iowa

1'nnusylvitniii . .

7!il

-

Kentucky .

' S o n t l s C.'jirolnia.
rciHH'SS(-.

( Xt.VlU

_

\'»i

ivn |

I'Uih
r

:;

( l.XXX

I
r\r:jv i

<-.xf-vni J

' Tt'KHf-

Mi'.

.- -

Louisiana

n.xxxvi i

: Klio.lr INI-UKI . .

l#l

Kansas

4!I4

((II

Idaho - -

Maine

-

^9

Nc« Mi^i.-o....

ccwin

Dakota

fi,XXX '

I'CXX

V c i ini.uf

I'lAXX

Virj>'ini:i

.

(Mil I

41(7

\\;i>lii)iut"

i-OXX |

( i.wxn

Maryland

tiM

W I - M Vij-ii"i

rxni i

Ct'Vl

i;::,s

Wis.oiiMi)

Ci'VIlI I

71)

Wyoininu".

crxxii :

-

Michigan

-

< ox

Minnesota

t-V!

U K rt K U V i :

f ''it-ioK.

iiwrt.

Reports.

I ' I T I F S .

Oirit-'w.

ALifltract.

f'fifHi.

:

t i.xxxvi

191'

MihvM.U,-

HIT

Xrw Yolk

<*IA VXIJ

Cincinnati

\
j

u;rv '

Detroit

;

ei.xxxvm

ecu

Cleveland

. .

CCVI




.~.O8

San Francisco
WaHhinirton

K.-—For mdt'X of t

nc.l of voiume.

<CXV

< XCI

Koports.

REPORTS OF THE CONDITION
OF

THE NATIONAL BANKS
AT THE

CLOSE OF BUSINESS ON TUESDAY, OCTOBER 3, 1882.

H. Ex. 3




1

REPORTS OF THE CONDITION

THE

NATIONAL BANKS
AT THE

CLOSE OF BUSINESS ON TUESDAY, OCTOBER 3, ls*2.

M A I IV E .
First National Bank, Auburn.
JAMES DINGLF.Y, Jr., President

No. 154.

L. LIXN SMALT,, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation.. i
U. S. bonds to secure deposits
|
U. S. bonds on hand
j
Other stocks, bonds, and mortgages !
;
Due from approved reserve agents
Due from other banks and bankers ;
Real estate, furniture, and fixtures |
Current expenses and taxes paid .. i
Premiums paid
'
Checks and other cash items
Exchanges for clearing-house
j
:
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
tJ. S. certificates of deposit
Due from U. 8. Treasurer
Total.

$246, 308 43 Capital stock paid in

j

150, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding..
17, 353 15 State bank notes outstanding
Dividends unpaid .
1, 612 95 Individual deposits
United States deposits
3, 477 97 Deposits of U. S. disbursing officers.
5,257 00 Due to other national banks
16ti 16 Due to State banks and bankers . .
1, 800 00
2,250 00 Notes and bills re-discounted .
Bills payable
6, 750 00
434,977 G [
6

Total.

$150, 000 00
40, 000 00
5,005 14
134, 940 00

102,415 36

2,617 16

434, 977 66

National Shoe and Leather Bank, Auburn.
AKA CUSHMAN, President.

Loans and discounts
!
Overdrafts
U. S. bonds to secure circulation . .
TT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages .
Due from approved reserve agents :I
Due from other banks and bankers
Real estate, furniture, and fixtures ,
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 2270.

M. C. PEHCIVAL, Cashier.

$473, 535 47 Capital stock paid in.
300, 000 00 Surplus fund
Other undivided profits
5,351 80 National bank notes outstanding..
13, 397 32 State bank notes outstanding
6, 000 00 Dividends unpaid .
2,847 23 Individual deposits
United States deposits
,
6.164 92 Deposits of U.S. disbursing officers
2. 406 00 Due to other national banks
34-3 87 Due to State banks and bankers ..
14, 07G 00
! Notes and bills re-discounted.
j Bills payable
13, 500 00
837, 622 til

Total.

$300, 000 00
15, 000 00
24,659 76
270,000 00
466 50
219,893 51

2, 602 84

5,000 00
8B7,622 61

3

4

REPORT OF THE COMPTROI>LEK OF THE CURRENCY.
MAINE.
First National Bank, Augusta.

DANIEL A. CONY, President.

No. 367.

JOHN W. FOGLEH, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgagesDue from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
Due from IT. S. Treasurer
Defalcation of late cashier
Total

Liabilities.
$816, no3 21
1, 109 11
250, 000 00

Capital atock paid in

$250, 000 00
50, 000 00
20,701 41

Surplus fund
Other undivided profits

National bank notes outstanding..
59, 5{)7 01 State bank notes outstanding
999 13 Dividends unpaid
2,209 54 Individual deposits
United States deposits
7, 353 04 Deposits of U.S. disbursingofficers
2, 479 00
185 00
17, 80S 70
20,913 16

225, 000 00
930 00
638, 081 50

Due to other national banks
Due to State banks and bankers

12, 068 99

Notes and bills re-discounted
Bills payable

1, 196, 781 90

1,196,781 90

Total

Freeman's National Bank, Augusta.
W. 1\ HAT.LETT, President.

S. B. GLAZIER, Cashier.

N o . 406.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits..
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Due from U. S. Treasurer

$154, 831 32
1,154 80
100, 000 00

28, 000 00
4, 246 47

Surplus fund
Other undivided profits .

26, 850 00 National bank notes outstanding..
11, 183 21 State bank notes outstanding
931 12
8, 000 00 Dividends unpaid
813 58 Individual deposits
United States deposits
1,404 10 Depositsof U.S. disbursing officers
318 00
175 04
4, 500 00
1,000 00

90, 000 00
454 00
77,135 15
7, 462 63
3, 362 92

Due to other notional banks
Due to State banks and bankers . .
Notes and bills re-discounted.
Bills payable

5,000 00

4,500 00
315,661 17

Total.

$100,000 00

Cax>ital stock paid in.

Total.

315, 661 17

Granite National Bank, Augusta.
DAUIUS ALDEN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
V. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 498.
$246, 140 55
13, 495 57
100,000 00
50, 000 00
3, 050 00
41, 600 00
28. 267 69
5,128 77
12, 000 00

TREISY JOHNSON, Cashier.

Capital stock paid in

i

$100, 000 00

Surplus fund
Other undivided profits .

25,000 00
10,113 47

National bank notes outstanding..
State bank notes outstanding

90,000 00

Dividends unpaid

269 00

5,800 00
9, 265 95

Individual deposits
United States deposits
Deposits of U.S. disbursing officers

273, 029 35
16, 682 36
21, 308 37

4, 231 00
143 56
19, 893 00

Due to other national banks
Due to State banks and bankers..

7,119 54

Notes and bills re-discounted.
Bills payable

4, 500 00
54.3, 522 09

Total.

543, 522 09

EKPORT OF TK) COMPTROLLER OF THE CURRENCY.
MAINE.
Fi rst National Bank, Bangor.
No. 112.

GEORGE STETSON, President

E. G. WYMAN, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation..
TJ. S. bonds to secure deposits
XT. S. bonds on band
;
Other stocks, bonds, and mortgages i
D.ue from approved reserve agents |
Due from other banks and bankers '
Real estate, furniture, and fixtures ,
Current expenses and taxes paid.. .:
Premiums paid
Checks and other cash items
Exchanges for clearing-house
.
Bills of other banks
;
Fractional currency
:
Specie
Legal-tender notes
IT. S. certificates of deposit
•.
Due from U. S. Treasurer

Liabilities.
$860, 003
567
300, 000
50, 000
21, 286
3, 516
4, 379
9, 092

00 Capital stock paid in.
98
00 Surplus fund..
00 Other undivided profits .
National bank notes outstanding..
90 State bank notes outstanding
97 Dividends unpaid
50 Individual deposits
United States deposits
49 Deposits of U.S. disbursing officers.

100,000 00
67, 786 30
268, 250 00
692 00
277, 797 97
25, 750 90
347 73

3, 666 00 Due to other national banks
5 51 Due to State banks and bankers . .
21,500 00
Notes and bills re-discounted.
Bills payable

52; 705 10
188 29

13, 500 00

Total.

1, 293, 518 35

Total.

$500, 000 00

1, 293, 518 3,"

Se< ond National Bank, Bangor.
NATHAN C. AYEU, President.

Loans and discounts
|
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
]
TJ. S. bonds on band
j
Otber stocks, bonds, and mortgages j
Due from approved reserve agents j
Due from other banks and bankers
Real estate, furniture, and fixture*
Current expenses and taxes paid... I
Premiums paid
Checks and other cash items
j
Exchanges for clearing-house
•
Bills of other banks
, .1
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.

No. 306.

W H . S. DENNETT, Cashier.

$489 687 74 Capital stock paid in

j

$150, 000 00

i
i

30,000 00
46, 155 90

1, 231 72 National bank notes outstanding . j
''
50,142 31 State bank notes outstanding
Dividends unpaid

135, 000 00

150, 000 00 Surplus fund
Other undivided profits

Individual deposits . -1

5, 975 00
365, 908 02

United States deposits
2,342 41 DepositsofU. S. disbursing officers

-

7,112 0(1 Due to other national banks
,
Due to State banks and bankers ..'
Notes and bills re-discounted .
Bills payable

7, 214 26
;

50 00
16, 937 00
10, 000 00
6,750 00

Total.

740, 253 18

740,253 18

Keiid tiskeag National Bank, Bangor.
"Win. B. HAYFORD, President.

Loans and discounts
Overdrafts
U.S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid. . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 518.
$349, 878 54
27 20
100,000 00

Capital stock paid in

$100, 000 00

2, 751 60
25
12,173 45
00 ;
00 I
7(i I
00 •

4, 500 00
518, 211 28

Surplus fund
Other undivided profits

20,000 00
18,233 46

National bank notes outstanding..
State bank notes outstanding

19,715

8, 458
40
2, 606
18, 000

G E O . H. HOPKINS, Cashier.

90, 000 00

Dividends unpaid

2, 015 00

Individual deposits
United States deposits
Deposits of U.S. disbursing officers

285,945 4."

Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted . .
Bills payable
Total.

2,017 35

I
518,211 26

REPORT OF THE COMTPROLLKK OF THE CURRENCY.
MAINE.
Merchants' National Bank, Bangor.
SAMUEL H. BLAKK,

No. 1+37.

President.

ALBERT P. BAKER,

Resources.

Cashier.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds t o secure circulation....
TJ. S. bonds to secure deposits
U. S. bonds on band
Other stocks, bonds, and mortgages

$270, 71)0 50
2, 4«5 48
100, O O 00
U

Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
C u r r e n t expenses and taxes paid
P r e m i u m s paid

123,003 14

!), 800 00
23, 490 U0

6, ;"88 75
1

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
".
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

40, 292 74
22, 3.">3 00
05 20
27,429 21
10 000 00

Capital stock paid i n .

$100, 000'00

Surplus fund
Other undivided profits .

20, 000 00
91, 588 30

National b a n k notes outstanding..
State bank notes outstanding

89, 830 00
1,432 00
3, 585 00

Dividends un paid
Individual deposits
United States deposits
Deposits of U.S.disbursingoflicers.

309,434 03

Due to other national b a n k s
Due to State banks and bankers . .

25, 479 44

Notes and bills re-discounted.
Kills payable

4, 500 00

Total

Total. .

041, 348 77

Veazie National Bank, Bangor.
C U A U L E S V. LOUD,

No. 2089.

President

$208, 424 08 Capital stock paid in

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
U. S. bonds on hand
.
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
V. S. certificates of deposit
Due from U. S. Treasurer
Total

WILLIAM C. HOLT, Cashier.

100, 000 00

i

Surplus fund
Other undivided profits .

$100,000 00
16,149 42
7,276 00

National bank notes outstanding..
14, 097 41 State bank notes outstanding
3, 000 00 Dividends unpaid.

88,400 00

Imli vidual deposits
United States deposits
30,857 99 Deposits of U. S. disbursing officers

152,498 11

00 Due to other national banks
31 Due to State banks and bankers . .
00
00 Notes and bills re-discounted
Bills payable
4, 500 00

3, 360
2>
"
1, 000
7, 000

'

372,870 79

Total.

4, 000 00

4, 547 26

372, 870 79

First National Bank, Bath.
No. 2743.

GALEX C. MOSES, President.

Loans and discounts
:
Overdrafts
'
TJ. S. bonds to secure circulation... i
U. S. bonds to secure deposits
i
TJ. S. bonds on hand
I
Other stocks, bonds, and mortgages
Due from approved reserve agents.
. Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
•
Bills of other banks
j
Fractional currency
|
Specie
I
Legal-tender notes
I
U. S. certificates of deposit
'
Due from TJ. S. Treasurer
j
Total




1

W J I . D. MUSSENDEN, Cashier.

$312, 539 83 Capital stock paid in.
698 87
100, 000 00 Surplus fund
Other undivided profits .
12,100 00 National bank notes outstanding..
38,355 84 State bank notes outstanding
Dividends unpaid .
3, 000 00
2, 451 71

$100, 000 00
50,000 00
15,644 22
45, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

169,330 18

1,805 00 Due to other national banks
2 30
14,379 00 Due to State banks and bankers .
1, 000 00 Notes and bills re-discounted.
Bills payable
2,250 00

108,608 15

488,582 55

Total.

488, 582 55

KEPORT OF THE COMPTROLLER OP THE CURRENCY.
MAINE.
Bath National Bank, Bath.
AKTHUR SEWALL, President.

No. 494.

Resources.

WILLIAM D. HILL, Cashier.

\\

liabilities.

Loans and discounts
i $174,032 12 Capital stock paid in
Overdrafts
'
j
tT. S. bonds to secure circulation. . .j
125, 000 00 , Surplus fund
IT. S. bonds to secure deposits
' Other undivided profits .
TT. S. bonds on band
Otber stocks, bonds, and mortgages
32,650 00 National bank notes outstanding..
State bank notes outstanding
Due from approved reserve agents-:
10,477 98 j
Due from otber banks and bankers.
29,102 73 I Dividends unpaid.
Real estate, furniture, and
fixtures'
Current expenses and taxes paid...
1, 004 20 Individual deposits
Premiums paid
\ United States deposits
Checks and other cash items
2,101 15 Deposits of IT. S. disbursing officers.
Exchanges for clearing-bouse
Bills of other banks
2, 787 00 Due to other national banks
Fractional currency
1 84 Due to State banks and bankers .
Specie
3. 082 50
Legal-tender notes
5, 000 00 Notes and bills re-discounted Bills payable
TT. S. certificates of deposit
_
Due from XT. S. Treasurer
5, 025 00
Total

:

Total.

391,464 52

$125, 000 00
50,000 00
22, 598 62
112, 500 00
610 00
80, 755 90

391, 464 52

Lincoln National Bank, Bath.
CHARLES DAVENPORT, President.

Loans and discounts
:
Overdrafts
IT. S. bonds to secure circulation... ;
IT. S. bonds to secure deposits
IT. S. bonds on hand
!
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures, j
Current expenses and taxes paid.. ,
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
j
Fractional currency
!
Specie
Legal-tender notes
U.S. certificates of deposit
Due from U. S. Treasurer
Total

WM. R. SHAW, Cashier.

No. 761.

$273,609 04 | Capital stock paid in.
".
200, 000 00 Surplus fund
Other undivided profits .
5, 000 00
29,400 00 National bank notes outstanding- 53, 505 62 State bank notes outstanding
3, 973 62
7, 700 00 ! | Dividends unpaid
88 12 | Individual deposits
,1 United States deposits
6 961 Deposits of U. S. disbursing officers.
1

$200,000 00

7,704 00 ! Due to other national banks
38 03 Due to State banks and bankers . .
10, 943 11
Notes and bills re-discounted .
Bills payable
9, 000 00

4, 778 87

600,968 50

Total.

50, 000 00
513 37
179,100 00
10, 092 00
156,484 26

600, 968 50

Marine National Bank, Bath.
S. D. BAILEY, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Cnrrent expenses and taxes paid. ..
Premiums paid
Checks and other cash items
•Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 782.

H. A. DUNCAN, Cashier.

$155, 210 84

Capital stock paid in.

100,000 00

Surplus fund
Other undivided profits

24, 000 00
6,907 18

2,000 00 National bank notes outstanding.7,112 16 State bank notes outstanding
3,000 00 Dividends unpaid .
% 019 42 Individual deposits
United States deposits
3, 361 04 Deposits of U. S. disbursing officers.

89, 000 00

$100, 000 00

228 00
67, 803 24

1,726 00 Due to other national banks
8 96 Due to State banks and bankers .
9,000 00
Notes and bills re-discounted .
Bills payable
4, 500 00
287, 938 42

Total.

287, 938 42

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Sagadahock National Bank, Bath.
No. 1041.

FSANKLIN REED, President.

HENKY EAMES, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages. j
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid. -.
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
:
Fractional currency
Specie
:
Legal-tender notes
U. S. certificates of deposit
|
Due from IT. S. Treasurer
Total.

$100,000 00

$174,120 10

Capital stock paid in.

"'ioo.'ooo'oo"

Surplus fund
Other undivided profits

i

National bank notes outstanding..
!.
20, 745 05 State bank notes outstanding
00,197 84 Dividends unpaid.
1, 000 00
1, 083 42 Individual deposits
United States deposits
Deposit s of TJ. S. disbursing officers.
4, 072 00 Due to other national banks
5 85 Due to State banks and bankers.
8, 592 00
Notes and bills re-discounted
Bills payable
4, 500 00 ;

86,105 00
3,640 00
136, 252 04

j
374, 316 26

Total.

374, 310 26 I

42, 000 00
6, 319 22

Belfast National Bank, Belfast.
No. 840.

J O H N G BROOKS, President.

A. H . BRADBUBY, Cashier.

$150, 000 00
Loans and discounts
$208, 340 40 Capital stock paid in
Overdrafts
33,000 00
Surplus fund
TJ. S. bonds to secure circulation...
150, 000 00
6, 830 80
TJ. S. bonds to secure deposits
Other undivided profits .
tT. S. bonds on hand
40, 500 00
133,500 00
Nation.il bank notes outstanding..
Other stocks, bonds, and mortgages
!.
Due from approved reserve agents.
35, 081 43 State bank notes outstanding
Due from other banks and bankers21, 975 88 Dividends unpaid
264 00
Real estate, furniture, and
fixtures
7. 500 00
Current expenses and taxes paid...
558 44
179, 029 41
Premiums paid
19,645 00 Individual deposits
United States deposits
[.
Checks and other cash items
1, 934 05 DepositsofU.S. disbursing officers ;.
Exchanges for clearing-house
Bills of other banks
1, 527 00 Due to other national banks
Fractional currency
Due to State banks and bankers .
Specie
7,806 01
Legal-tender notes
,
1,000 00 Notes and bills re-discounted.
Bills payable
TT. S. certificates of deposit
Due from TT. S. Treasurer
|
6,750 00
Total

I

502,624 21 ;

Total.

502, 624 21

First National Bank, Biddeford.
E S R E F F H. BANKS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from otner banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
,
Legal-tender notes
TT. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 1089.

CHAS. A . MOODY, Cashier.

$226, 904 36 Capital stock paid in.
100,000 00

29,105 01

$100,000 00

Surplus fund
Other undivided profits

20, 000 00
21,351 11

National bank notes outstanding..
State bank notes outstanding

90, 000 00>

Dividends unpaid.
Individual deposits
United States deposits
800 12 Deposits of U. S. disbursing officers -

111, 812 68

2, 809 00 Due to other national banks
2 16 Due to State banks and b a n k e r s . . .
406 30
6, 000 00 Notes and bills re-discounted.
Bills payable
4, 500 00

27,363 16

370,520 95

Total.

370, 526 95-

REPORT OF THE COMPTROLLER OF THE CURRENCY.

\t

HAINE.
Biddeford National Bank, Biddeford.
LUTHER BRYANT, President.

No. 1575.

CHAS. E. GOODWIN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts

I
•,

U. S. bonds to secure circulation... 1
U. S. bonds to secure deposits
!
U. S. bonds on hand
'
Other stocks, bonds, and mortgages.;
Due from approved reserve agents. I
Due from other banks and bankers.
Real estate, furniture, and fixtures.:
Current expenses and taxes paid—
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

'

$218, 373 55

Capital stock paid in

I

$150, 000 00

'

150,000 00 Surplusfund
Other undivided profits

37,000 00
16,928 81

'[

16,166 02 National bank notes outstanding..
7,118 49 State bank notes outstanding
2, 703 73 Dividends unpaid.

135, 000 00
6, 318 98

Individiial deposits
United States deposits
1, 344 91 Deposits of U. S. disbursing officers -

59, 502 64

00 Due to other national banks
73 Due to State banks and bankers . .
00
00 Notes and bills re-discounted
Bills payable
6, 750 00

5, 861 00

5,100
16
763
2, 275

410,611 43

Total.

410, 611 43

National Village Bank, Bowdoinham.
JOHN COOMBS, President.

No. 944.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from TT. S. Treasurer

$49, 943 60 Capital stock paid in.
"50,000 00
3, 600 00
4,198 23
11,035 67
300 00

386 52
4,338 00
92
1, 580 00
1, 250 00

$50, 000 00

Surplus fund
Other undivided profits.

National bank notes outstanding..
State bank notes outstanding
Dividends unpaid .

7,188 61
150 00
42, 695 00
1, 871 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

26, 978 33

Due to other na tional banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

2, 250 00

128, 882 94

Total.

128, 882 94

Total.

H. Q. SAMPSON. Cashier.

First National Bank, Brunswick.
N. T. PALMEK, President.

Loans and discounts
Overdrafts
TT. S. bonds to secure circulation...
TT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
.'..
Specie
Legal-tender notes
U.ls. certificates of deposit
Due from U. S. Treasurer
Total.




No. 192.
$98, 638 16

J. P . "WINCHELL, Cashier.

Capital stock paid in

100, 000 00

$100, 000 60

Other undivided profits
66, 500 00

20, 000 00
17, 421 12

National bank notes outstanding-.

89, 900 00

15, 670 19
990 00

500 00
1,019 08

66,103 44

4, 043 13

Depositsof U.S. disbursing officers.

3,641 00
13 28
171 25
5,000 00

Due to other national banks
Due to State banks and bankers ..

1,191 19
4,090 34

Bills payable

4, 500 00
299, 696 09

Total

299, 696 09

10

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAIKE.
Pejepscot National Bank, Brunswick.
No. i315.

H. C. MARTIN, President.

L. H. STOVEH, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds.and mortgages
Due from approved reserve agents
Due from other banks and bankers
Eeal estate, furniture, and
fixtures
Current expenses and taxes paid
Premiums paid ..
Checks and other cash items
Exchanges for cle,aring-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total

$2li, ~64 37 Capital stock paid in
50, 000 00

;

$50,000 00

'
i

Surplus fund
Other undivided profits

3,200 00
2, 346 22

2, 000 00
8, 800 00 National bank notes outstanding..:
j
58, 25.'J 05 State bank notes outstanding
(
.'), 355 32 Dividends unpaid
4, 200 00
Individual deposits
,
-United States deposits
1, 556 00 Deposits of U.S. disbursing officers
:
1, 081 00 Due to other national banks
82 Due to State banks and bankers ..
1, 001 00
j
1, 000 00 Notes and bills re-discounted
Bills payable
;
2, 250 00
j
Total
j
156,101 56

45, 000 00
603 00
55, 012 34

156,161 56

Union National Bank, Brunswick.
No. 1118.

STEPHEN J . YOUNG, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Dae from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. • S. certificates ofdeposit
Due from U. S. Treasurer

H . A. RANDALL, Cashier.

$75, 897 02 • Capital stock paid in

|

50,000 00 I Surplus fund
Other undivided profits 10, 500 00
20,000 00 National bank notes outstanding..
State bank notes outstanding . .

$50, 000 00
10,000 00
4, 753 73
45, 000 00

12,722 04

4,743 16

4,432 39

Dividends unpaid.

6,460 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

67,454 58

1, 128 00 Duo to other national banks
Due to State banks and bankers .
495 70
1,500 00 Notes and bills re-discounted.
Bills payable
2, 250 00

Total

183, 608 31

Total.

183,668 31

Bucksport National Bank, Bucksport.
T H E O . C. WOODMAN, President.

No. 1079.

Loans and discounts
'•
Overdrafts
1
U. S. bonds to secure circulation... i
TJ. S. bonds to secure deposits
,
XT. S. honds on hand
Other stocks,bonds,and mortgages
Due from approved reserve agents, j
Due from other banks and bankers I
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
'
TJ. S. certificates of deposit
|
Due from U. S. Treasurer
i
Total




|

$122, 569 00

EDWARD SWAZEY, Cashier.

Capital stock paid in.

$100, 000 00

Surplus fund
Other undivided profits

16, 300 00
18,337 99

National bank notes outstanding..
State bank notes outstanding

84,130 00

Dividends unpaid.
425 00 Individual deposits
United States deposits
2, 514 97 Deposits of U. S. disbursing officers.

93,280 88

100,000 00
600 00
34, 714 08
38,516 85

4,503 00
4,160 47
4,500 00
312,503 37

454 50

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total..

312, 503 37

REPORT OF THE COMPTROLLER OF THE CURRENCY.

11

MAINE.
Calais National Bank, Calais.
No. 1425.

LEMUEL G. DOWSES, President.

FRANK NELSON, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdratls
TT. S. bonds to secure circulation . I
U.S. bonds to secure deposits
!
TT. S. bonds on hand
- -..!
Other stocks, bonds, and mortgages j
Due from approved reserve agents
Due fiom other banks and bankers
Real estate, furniture, and fixtures
OurTent expenses and taxes paid.. j
Premiums paid
:
Checks and other cash items
:
Exchanges for clearing-house
Bills of other banks
Fi actional currency
Specie
"
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

.
\

$225, 084 59 Capital stock paid in
1, 046 6«
100, 000 00 Surplus fund
Other undivided profits

$100,000 00

i

37,985 82
4, 018 53

National bank notes outstanding..
State bank notes outstanding
i

89,800 00

2,70] 39 Dividends unpaid
08!) (i3 Individual deposits
United States deposits
3, 0G6 71 Depositsof U.S. disbursing officers,

'

108 30

j
!
i

113, 972 32

j

2,4!)7 00 Due to other national banks
!
8 20 Due to State banks and bankers...'
3, 65B
Notes and bills re-discounted
j
14, 281
Bills payable
4, 500
Total.
358, 521 74

10, 728 17
1,908 60

358, 521 74

Camden National Bank, Camden.

Loans and discounts
\
Overdrafts
j
U. S. bonds to secure circulation...!
U. S. bonds to secure deposits
i
U. S. bonds on hand
\
Other stocks, bonds, and mortgages I
Due from approved reserve agents |
Due from other banks and bankers !
Real estate, furniture, and fixtures j
Current expenses and taxes paid... I
Premiums paid
j
Checks and other cash items
i
Exchanges for clearing-house
Bills of other banks
!
Fractional currency
j
Specie
\
Legal-tender notes
,
:
U. S>. certificates of deposit
Due from U. S. Treasurer
j
Total

J. F. STETSON, Cashier.

No. 2311.

G. L. FOLLAXSBEE, President.

I

$92,255 90 Capital stock paid in.

$50, 000 00

50,000 00 Surplus fund
Other undivided profits .
National bank notes outstanding..
37, 348 89 State bank notes outstanding
2, 020 ••>
";
"
3, 525 37 Dividends unpaid .
83(> 19 Individual deposits
United States deposits
4, 468 93 Deposits of U. S. disbursing officers.

2, 775 00
4,217 56
44, 500 00
48 00
99, 356 58

1,505 00 Due to other national banks
7 81 Due to State banks and bankers .
5,378 50
700 00 Notes and bills re-discounted...
Bills payable
'
2,250 00
200, 897 14

Total..

200, 897 14

First National Bank, Damariscotta.
EDWIN FLYE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation-..
TT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid.. Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. o. certificates of deposit
Due from U. S. Treasurer
Total.




No. 446.

WILLIAM FLYE, Cashier.

:

$63,172 23 ! Capital stock paid in.
50,000 oo Surplus fund
Other undivided profits.
11, 620 00
41, 289 97

National bank notes ou tstanding..
State bank notes outstanding
Dividends unpaid.

577 67
37 50
811 54
1 64
503 40
, 698 00

Individual deposits
United States deposits
Deposits of U.S. disbursing offic

$50, 000 00
15, 000 00
7, 350 54
44,400 00

680 00
56, 531 41

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted Bills payable

2, 250 00

173, 961 95

Total.

173, 961 95

12

REPORT OF THE COMPTROLLER Ol1 THE CURRENCY.
MAINE.
First National Bank, Dexter.

CHABLES SHAW, President.

No. 2259.

CHAS. W. CURTIS, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U.S. bonds to secure circulation...
U. S. bonds to secm-e deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Duo from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

Total.

$155, 004 17
100, 000 00

10,282 19
1,218 14
2, 000 00
828 27

180
3
],902
1,486

00
21
10
00

Capital stock paid i n .

$100,000 00

Surplus fund
Other undivided profits

5,500 00
8,126 58

National bank notes outstanding..
State bank notes outstanding

Dividends unpaid

90, 000 00
195 50

Individual deposits
United States deposits
icers
Deposits of U. S. disbursing offi

79,642 05

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted . . .
Bills payable

4, 500 0(1
283, 464 08

283, 464 08

Total..

Frontier National Bank, Eastport.
SEWARD B. HUME, President.

No. 1495.

Loans and discounts
Overdrafts
'
U. S. bonds to secure circulation....
U. S. bonds to secure deposits
U.S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers ,
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
i
:
U. S. certificates of deposit
Due from TJ. S. Treasurer
i

$130, 514 40

GEOUGE H. HAYES, Cashier,

Capital stock paid in

$75, 000 00

60, 300 00 Surplus fund
Other undivided profits
National bank notes outstanding..
66, 558 76 State bank notes outstanding
1,551 53 Dividends unpaid
424 02 Individual deposits
Uuited States deposits
Depositsof U.S. disbursing officers
9,950 00 Due to other national banks
88 70 Due to State banks and bankers
6,000 00
Notes and bills re-discounted.
Bills payable
2,713 50

22,282 24
3. 468 38
54,270 00
08 48
122,120 90

920 97

j

Total

i

Total.

278,100 97 |

278,100 97

First National Bank, Fairfield.
HENRY EELLEY, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
i
Due from TJ. S. Treasurer
Total




No. 2175.

ELBRIDGE G. PRATT, Cashier.
$50,000 00

;63,048 47 ) Capital stock paid i n .
50,000 00 i; Surplus fund
Other undivided profits .
3, 500 00
1,000 00 | National bank notes outstanding
14,191 48
766 69
850 24
593 75
73 30
3, 886
3
3, 513
150

00 I
10 I
20 ]
00

3, 805 38
1. 644 96

.

44.950 00

Individual deposits
United States deposits
Deposits of U.S. disbursing officers.

38. 662 46

State bank notes outstanding

Dividends unpaid . .

324 00

Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted.
Bills payable

2, 250 00

143, 826 23 j

Total.

143, 826 23

REPORT OF THE COMPTROLLER OF THE CURRENCY.

13

MAINE.
Sandy River National Bank, Farmington.
FRAXCIS IT. Jivrt^ii, President.

No. 901.

TIMOTHY F. BELCHER, Cashier.
Liabilities.

Resources.
Loans anil discounts
Overdrafts
U. S. bonds t o secure circulation . U. S. bonds t o secure deposits
U. S. bonds on b a n d
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other b a n k s and b a n k e r s .
Real estate, furniture, and fixtures
C u r r e n t expenses and taxes paid . .
P r e m i u m s paid
Cheeks and other cash items
Exchanges for clearing-house
Bills of other b a n k s
Fractional currency
Specie
Legal-tender notes
V. S. certificates of deposit
Due from TJ. S. T r e a s u r e r

$75. 376 9S
406 70
7!\ 000 00
13, 200 00
-U, 000 00
13. 755 58
<>,26L 80

Capital stock paid i n - .

26, 149 84
114 72

National bank notes outstanding- State b a n k notes outstanding . —

07,500 00
3,442 00

Dividends unpaid

Individual deposits
United States deposits
G 69 DepositsofU.S. disbursing officers
2, 000
4
2. :!29
1,000

110
87
00
00

:;, o7."> 00

47,450 12

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills pay able
Total..

219, « 5 6 68

Total.

$75, 000 00

Surplus fund
Other undivided profits .

219,056 68

Cobbossee National Bank, Gardiner.
J A M E S STO.NE,

No. 93!).

President.

$176,714 51
Loans and discounts
579 43
Overdrafts
100, 000 00
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages
5. !Ki0 00
Due from approved reserve agents '••
]«, ,777 33
Due from other banks and bankers ..
Real estate, furniture, and fixtures ;
8,000 00
Current expenses and taxes paid ..
l,.">08 Hi
Premiums paid
232 91
Checks and other cash items
Exchanges for clearing-house
40 00
Bills of other banks
47 43
Fractional currency
:;, 229 o.->
Specie
1,019 00
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
\

Cashier.

$100,000 00

Capital stock paid in
Surplus fund
Other undivided profits

20,000 00
7,726 15

National b a n k notes outstanding
State bank notes o u t s t a n d i n g . . .

89, 900 00
390 00

Dividends unpaid

97,758 16

Individual deposits
United States deposits
Depositsot'U.S. disbursing officers

3, 173 51

D u e to other national banks
•
Due to State b a n k s and b a n k e r s . - .
Notes and bills re-discounted .
Bills payable

318, 9J7 82

Total.

H E N R Y S. W E B S T E R ,

318, 947 82

Total.

Gardiner National Bank, Gardiner.
JosErH BRADSTKEKT, President.

No. 1174.

FRED. " " HUNTOX, Cashier.
W.

Loans and discounts
$101. 732 62 Capital stock paid in...
Overdrafts
TJ. S. bonds to secure circulation...
50,000 00 Surplus fund
IT. S. bonds to secure deposits
Other undivided profits
U. S. bonds on hand
Other stocks, bonds, and mortgages
12, 315 60 National bank notes outstanding..
Due from approved reserve agents
6, 989 94 State bank notes outstanding
Due from other banks and bankers
1, 761 65
Real estate, furniture, and
fixtures
8, 000 00 Dividends unpaid
Current expenses and taxes paid...
245 99
Premiums paid
Individual deposits
,
Checks and other cash items
502 36 United States deposits
Exchanges for clearing-house
Bills of other banks
1,433 00 Depositsof U.S. disbursing officers !
:
Fractional currency
159 H Due to other national banks
Specie
2, 770 00 Due to State banks and bankers
Legal-tender notes
Notes and bills re-discounted
U. S. certificates of deposit
I Bills payable
Due from XT. S. Treasurer
2, 250 00
Total.




188,160 30

Total.

$50, 000 00
10,000 00
16, 537 42
45, 000 00

1,127 50
62,174 59

3,320 79

188,160 30

LIBRARY

14

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAIiVE.
Oakland National Bank, Gardiner.
No. 74(1.

JOSHUA GRAY, President.

SIFAMAI BOWMAN, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits . . . .
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

Total.

Liabilities.
$143, 4f>8 58 Capital stock paid i n . .
1,1113 70
50, 000 00 Surplus fund
Other undivided profits

$50, 000 00
13, 424 00
23, 275 21

1, 000 00 National bank notes outstanding..
State bank notes outstanding
5, 500 23
^ 8 unpaid

44,985 00

000 02 Individual deposits
United States deposits
2, 504 21 Deposits of U.S. disbursing officers

89.427 37

817 00
47 72
3, 320 70
2,795 00

948 50

Due to other national banks
Due to State banks and bankers ..
Notes and bills re-discounted
Hills payable

2, 248 34

..

:

2,250 00
.224.303 42

Total .

124, 303 42

American National Bank, Hallo well.
No. 024.

PETER F . SAMSOKN, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from othqr banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiumspaid
Checks and other cash items
Bxchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U . B . certificates of deposit Due from U. S. Treasurer

$78, 407 31 Capital stock paid in.

$75,000 00

Surplus fund
Other undivided profits -.

13, 300 00
5, 377 46

000 00 National bank notes outstanding.. •
Slate bank notes outstanding
013 01
I ividmids unpaid

66, 700 00

000 00

Individual deposits
United States deposits
i Deposits of U.S. disbursingorticers ••..
1 UK (10
>>91
844 40
200 00

•>

3 ,rf7o 00 |

368 00
33, 325 67

Due to other national banks
Due to State banks and bankers .. I..
Notes and bills re-discounted Bills payable
Total.

194 071 13

Total.

AUSTIN D. KNIGHT, Cashier.

194.071 13

Northern National Bank, Hallowell.
JUSTIN E. SMITH, President.

Loans and discounts
Overdrafts
Tf. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IX. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 532.

$122,485 69
100,000 00
10,000 00
5, 725 00
38, 723 87
938 10
2, 435 51

1, 290 97
1, 89.1
73
•>, 007
4, 831

Ml
87
00
00

GEORGE R. SMITH, Cashier.

Capital stock paid in.

$100, 000 00

Surplus fund
Other undivided profits

25,000 00
14, 501 92

National bank notes outstanding.-|
State bank notes outstanding
j.

89,978 00

Dividends unpaid

j

1,408 00

Individual deposits
United States deposits
Depositsof U.S. disbursing officers, j

66, 763 15

Due to other national banks
Due to State banks and bankers . .

800 94

Notes and bills re-discounted .
Bills payable

4, 500 00
298, 512 01

Total.

298, 512 01

REPORT OF THE COMPTROLLER OF THE CURRENCY.

15

MAINE.
First National Bank, Houlton.
No. 2749.

WALTER MAXSUU, President.

¥i.

C. DONKELL, Cashier.

Liabilities.

.Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
,
IT. S. bonds on hand
.
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and
fixtures
Current expenses and taxes paid.. '
Premiumspaid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
"Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$14, 824 29
94 22
30,000 00

15, 093 71
1, 928 17
515 80
0,000 00
1,965 08
3,118 00
96
2, 403 75
3, 800 00

$50,000 00

Capital stock paid in.

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
i

262 97
100 00

Dividends unpaid
Individual deposits
United States deposits
DepositsofU.S. disbursingoflicers
Due to other national banks
Due to State banks and bankers

30, 667 22

:

63 77

Notes and bills re-discounted.
Bills payable

1,350 00
Total.

81, 093 9«

Total.

81, 093 96

Ocean National Bank, Kennebunk.
No. 1254.

JOSEPH DAXE, President.

Loans and discounts
:
Overdrafts
i
U. S. bonds to secure circulation...!
TJ. S. bonds to secure deposits
;
U. S. bonds on hand
!
Other stocks, bonds, and mortgages '
Due from approved reserve agents
Due from other banks and bankers j
Heal estate, furniture, and fixtures i
Current expenses and taxes paid... |
Premiumspaid
'
Checks and other cash items
i
Exchanges for clearing-house
:
Bills of other banks
i
Fractional currency
Specie
j
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
i
Total

,

CHKISTOPHER LITTLEFIELD, Cashier.

$100, 000 00

$104,443 04 ! Capitol stock paid in.
I
.
100,000 00 Surplus fund
Other undivided profits
National bank notes outstanding..
'17,450 60 State bank notes outstanding
5,475 50 Dividends unpaid.
0,783 67
7115
Individual deposits
United States deposits
370 09 Deposits of U. S. disbursing oflicers

20,000 00
6, 228 71
81, 508 00
600 00
39,112 89

2,107 00 Due to other national banks
5 05 Due to State banks and bankers.
6, 243 50
Notes and bills re-discounted Bills payable
4, 500 00
247,449 60 i;

Total.

247,449 60

First National Bank, Lewiston.
No. 330.

E. F . PACKAKD, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to sectire deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
'
Checks and other cash items
Exchanges for clearing-house
j
Bills of other banks
j
Fractional currency
j
Specie
•
Legal-tender notes
i
U.15. certificates of deposit
j
Due from U. S. Treasurer
!
Total




!

A. L. TEMPLETON, Cashier.

j

$400,000 00

i
'

175,000 00
32, 851 09

National bank notes outstanding..
:
67,522 72 State bank notes outstanding
:
42,208 98 Dividends unpaid
1,429 91 Individual deposits
United States deposits
i
1, 275 53 DepositsofU.S.disbursmgofficers i

354,300 00

$651, 215 87

Capitol stock paid in

400, 000 00 Surplus fund
Other undivided profits

46,173
106
23, 916
7, 000

00 Due to other national banks
;
54 Due to State banks and bankers .. i
50
00 Notes and bills re-discounted .
Billspayable
18,000 00 !
1, 258, 84B 05

Total

485 00
288,650 20

7, 562 76

! 1,258,849 05

16

REPORT OF T H E COMPTROLLER OF T H E CURRENCY.
]I A I N E •
T
Manufacturers' National Bank, Lewiston.

Joire M. BOBBINS, President

No. 2260.

ADIMSOS SMALL, Cashier

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other baiiks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certiticatea of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
010 38

Capital stock paid in.

000 00

Surplus fund
Other undivided profits .

648 00

National bank notes outstanding..
State bank notes outstanding

, 073 3 i
H3 88
', 7(10 (10
, 087 40
. 1)00 00

02! 00
(>!) r>0
til)! 00
000 00

$200,000 00
10, 000 00
4, 545 89
135, 000 00

Di vidends unpaid

168 00

Individual deposits
p
U i t d States deposits
United S t t d i t
Deposits of U.S. disbursing officers

123, 861 17

Due to other national banks
Due to State banks and bankers

1, 879 21

Notes and bills re-discounted
Hills payable
Total.

475,454 27

475,454 27

New Castle National Bank, New Castle.
J O S E P H HAINES,

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U . S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U . S. Treasurer

Total.

D A V I D W. CHAPMAN,

No. 053.
$58, 008 82
30,000 00
4,250 00
9, 000 00

1, 72"> 00
557 77
1, 54fi 50

1,611 00
80
1, 580 00
2, 000 00

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

Cashier.

$50,000 00
25, 000 00
5, 877 99
45, 000 00

Di vidends unpaid
Individual deposits
United States deposits
Deposits of U.S. disbursing officers.

440 00
49, 746 38

Due to other national banks
Due to .State banks and bankers .
Notes and bills re-discounred .
Bills payable

2,250 00
176, 064 37

Total.

170, 064 37

North Berwick National Bank, North Berwick.
FKANK O. SNOW, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and
fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
i

Total.




No. 1523.

$50, 335 64

CHAS. "W. GEEENLEAF, Cas,

Capital stock paid in.

50, 000 00 Surplus fund
Other undivided profits
—
National bank notes outstanding.. j
634 89 State bank notes outstanding . . . . .
1,900 00 Dividends unpaid
55 01 Individual deposits
:
United States deposits
!.
1,288 60 Deposits of U.S. disbursing officers.!
I
580 00 Due to other national banks
88 Due to State banks and bankers .. I
486 50
1, 800 00 Notes and bills re-discounted .
Bills payable
2, 250 00
109,331 52

Total.

$50, 000 00
7, 268 90
2,102 55
44,000 00

.

32 00

5,928 07
/.

109, 331 52

17

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE .
Norway National Bank, Norway.
No. 1950.

HENHY M. PEAHCB, President.

HOWARD D. SMITH, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Eeal estate, furniture, and fixtures.
Current expenses and taxes paid.. Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

j
$107,100 63 '. Capital stock paid in
i
100,000 00 Surplns fund
:
Other undivided profits
j
"25,000 00
6,100 00 National bank notes outstanding..:
:
6,411 24 State bank notes outstanding
10,1«9 43 Dividends unpaid
2, 375 00
1,056 11 Individual deposits
500 00 i United States deposits
3, 460 75 j Deposits of U. S. disbursing officers.
520 00
47 95
2,500 00
500 00

Due to other national banks
Due to State banks and bankers . .

$100,000 00
8,500 00
3, 838 72
88,000 00
836 00
67, 369 31

1, 787 08

Notes and bills re-discounted . .
Bills payable

4, 500 00
Total..

270,331 11

270, 331 11

Orono National Bank, Orono.
EBENEZEE WEBSTER, President.

Loans and discounts
<
Overdrafts
i.
TJ. S. bonds to secure circulation,..[
TJ. S. bonds to secure deposits
.
TJ. S. bonds on hand
Other stocks,bonds,and mortgages..
Due from approved reserve agents
Due from other banks and bankers Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
.
Checks and oth er cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
!
TJ. S. certificates of deposit
i.
Due from U. S. Treasurer
[
Total.

No. 11.34.

ELVATON P. BUTLER, Cashier.

$36,310 07 •• Capital stock paid in
50, 000 00
400 00
200 00

7, 368
2, 735
5,050
396
33

|

$50,000 00
7,158 55
2,247 98

Surplus fund
Other undivided profits .

National bank notes outstanding..
18 State bank notes outstanding
47
00 Dividends unpaid.
18 Individual deposits
United States deposits
27 Deposits of U.S. disbursing officers.

39 £

i 00

204 00
19, 621 98

8, 380 00 Due to other national banks
23 00 Due to State banks and bankers .
5,186 34
700 00 Notes and bills re-discounted .
Bills payable
:
2, 250 00
Total.

119, 032 51

119, 032 51

Union National Bank, Phillips.
NATHANIEL B. BEAL, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
'.
Other stocks, bonds, and mortgages. .
Due from approved reserve agents.!
Due from other banks and bankers ; .
Real estate, furniture, and fixtures \
Current expenses and taxes paid... i.
Premiums paid
\.
Ohecks and other cash items
j
Exchanges for clearing-house
|.
Bills of other banks
|
Fractional currency
!
Specie
:
Legal-tender notes
;
U. o. certificates of deposit
j.
Due from 17. S. Treasurer
Total.

H. Ex. 3-




No. 2267.

JAMES E . THOMPSON, Cashier.

$46,840 21 I Capital stock paid in
50, 000 00 ,1 Surplus fund
! Other undivided profits
National bank notes outstanding..
11, 596 16 ; State bank notes outstanding
Dividends unpaid.
676 86
Individual deposits
Uuited States deposits
602 48 Deposits of U. S. disbursing officers.
1, 622 00
05
1,130 85
209 00

j

$50,000 00

j
i

2,600 00
1,369 45
44, 970 00
300 00
16,397 16

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

2, 950 00
115, 636 61

Total.

115, 636 61

18

EEPOET OF THE COMPTROLLER OF THE CURRENCY.
ar AINE .
First National Bank, Portland.

HARRISON J . LIBISY, President.

No. 221.

"WILLIAM E. GOULD, Cashier.

Liabilities.

Resources.
Loans and discounts
$1,924,455 26
Overdrafts.
800, 000 00
IT. S. bonds to secure circulation...
U.S. bonds to secure deposits
.
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
935 00
3,195 63
Due from approved reserve agents.
183, 967 98
Due from other banks and bankers
Real estate, furniture, and fixtures.
72,479 18
Current expenses and taxes paid...
4,920 80
Premiums paid
Checks and other cash items
56, 750 85
Exchanges for clearing-house
18,324 00
Bills of other banks
450 05
Fractional currency
52,130 90
Specie
Legal-tender notes
52,400 00
U. S. certificates of deposit
Due from TJ. S. Treasurer
52,000 00
Total

Capital stock paid in

I

$800, 000 00

Surplus fund
Other undivided profits .

300,000 00
77,717 98-

National bank notes outstanding..
State bank notes outstanding

708, 000 00

Dividends unpaid .

2, 460 90

Individual deposits
I 1, 038,917 97
United States deposits
i
Deposits of U. S. disbursing officers 1
Due to other national banks
;
Due to State banks and bankers . . ]

236, 591 34
58, 321 46

Notes and bills re-discounted.
Bills payable
Total

3,222,009 65

3,222,009 65

Canal National Bank, Portland.
WILLIAM "W. THOMAS, President.

No. 941.

BENJAMIN C. SOMERBT, Cashier.

Loans and discounts
[ $1, 530, 245 15 Capital stock paid in
Overdrafts
'
U. S. bonds to secure circulation...
500, 000 00 Surplus fund
U. S. bonds to secure deposits
!
*
Other undivided profits
U. S. bonds on hand
I
Other stocks, bonds, and mortgages
National bank notes outstanding..
State bank notes outstanding
Due from approved reserve agents.
67, 460 60
Due from other banks and bankers.
16, 066 97
Dividends unpaid .
Real estate, furniture, and fixtures.
8, 500 00
Current expenses and taxes paid...
4, 643 22
Premiums paid
: Individual deposits
United States deposits
Checks and other cash items
,
57,990 04 Deposits of U. S. disbursing officers.
Exchanges for clearing-house
I
Bills of other banks
'
6,700 00 ; Due to other national banks
Fractional currency
:
38 29 Due to State banks and bankers . .
Specie
32,051 75 ;
Legal-tender notes
;
19,900 00 j Notes and bills re-discounted .
T . S. certificates of deposit
X
i Bills payable
Due from U. S. Treasurer
',
22, 500 00 |:
Total.

2, 266, 096 02 |'

Total.

$600,000 09
120, 000 00
308, 982 45
440,000 00

2,473 93
730, 558 94

64, 080 70

2, 266, 096 02

Casco National Bank, Portland.
IKA P. FARRINGTON, President.

Loans and discounts
:...
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 10"60.
$1, 847, 696 35
50,000 00

WILLIAM A. 'WiNSHrp, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits .

4, 000 00 National bank notes outstanding - 55, 827 36
20, 251 15
5,000 00 Dividends unpaid
4, 683 99 Individual deposits
566 25
.30,895 61 Deposits of U.S. disbursing officers.

10,219 00 Due to other national banks
18 19 Due to State banks and bankers . .
49, 718 00
15,000 00
Bills payable
2, 250 00 j
2, 096,125 90 |

Total

$800, 000 00
400, 000 00
64, 084 61
45,000 00
2,607 9a
650,291 88

134,141 45

2,096,125 90

REPORT OF THE COMPTROLLER OF THE CURRENCY.

19

MAIWE .
Cumberland National Bank, Portland.
HORATIO N. JOSE, President.

No. 1511.

Resources.

WILLIAM H. SOULE, Cashier.

|,

Loans and discounts
-Overdrafts
!
IT. S. bonds to secure circulation...!
TJ. S. bonds to secure deposits
J
IT. S. bonds on hand
Other stocks, bonds, and mortgages .-j
Due from approved reserve agents..
Due from other banks and bankers -:
Keal estate, furniture, and fixtures. [
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
:
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from II. S. Treasurer
:

Liabilities.

$411, 964 45 Capital stock paid in
250,000 00

24,749 39
178 00
17,763 27
3,036 61
11,300 00
3, 840 88

Dividends unpaid

50,000 00
55, 236 39
219, 500 00
502 92 •

Individual deposits
i
United States deposits
j.
Deposits of U.S. disbHrsing officers. [

00 Due to other national banks
61 Due to State banks and bankers...
00
00 Notes and bills re-discounted.
Bills payable
11,250 00

176, 791 12

391 78

5,690
46
10,603
2,000

Total.

752, 422 21

Total.

$250,000 00

Surplus fund
|
Other undivided profits .
National bank notes outstanding- State bank notes outstanding
;

752, 422 21

Merchants' National Bank, Portland.
JACOB MCLEI.LAX, President.

No. 1023.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation... i
XT. S. bonds to secure deposits
'
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Keal estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. ». certificates of deposit
Due from TJ. S. Treasurer
Total

]

CHARLES PAYSON, Cashier.

$692, 698 93 Capital stock paid in
j
151 10
300, 000 00 Surplus fund
70,000 00 Other undivided profits . .
,
2,722 48 National bank notes outstanding..!
49, 614 37 State bank notes outstanding
;
17, 076 50'
31, 000 00 Dividends unpaid
•
3,090 48
Individual deposits
;
26, 928 79 United States deposits
!
13, 774 00 Deposits of U.S. disbursing officers. I
Due to other national banks
114 67
26, 800 00 Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
13,500 00
Total

1,247,471 32 |

$300,000 00
60.0H0 00
146,229 76
270, 000 00

1, 238 67
412, 806
10,101
42,671
4,422

47
78
76
88

1,247,471 32

National Traders' Bank, Portland.
FEED. G. MESSER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Keal estate, furniture, and fixtures Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges (or clearing-house
Bills of other banks
Fractional currency
Specie
, Legal-tender notes
U.S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1451.
$583,435 49
"297,066 66'

EDWARD GOULD, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits.

5, 000 66 National bank notes outstanding..
36,352 60 State bank notes outstanding
13,878 09 Dividends unpaid.
4, 217 99 Individual deposits
United States deposits
8,800 81 Deposits of U. S. disbursing officers.
7,191 00
50 86
10,680 00
5,837 00

I $300,000 00
75 000 00
37, 866 41
267, 300 00
1, 251 68
305, 390 75

Due to other national banks
Due to State banks and bankers.
Notes and bills re-disconnted.
Bills payable

14, 365 00
986, 808 84

Total.

986,808 84

20

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Richmond.
No. 002.

LEVI MUSTARD, President.

JOSEPH M. ODIORNE, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
tT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and
fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items?
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
tT. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$64,696 20 I' Capital stock paid in
50, 000 00

Surplus fund
1
• Other undivided profits
; National bank notes outstanding..
!
22,235 34 ! State bank notes outstanding
Dividends unpaid
1,100 00
174 99 i Individual deposits
:
Ij United States deposits
i.
1,110 33 i: DepositsofU.S.disbursingofficers I.

Total.

43, 200 00

18 75
46,208 51

144, 748 89

Richmond National Bank, Richmond.
No. 909.

291,548 40 ;

'

"WILLIAM H. STUART, Cashier

:
Loans and discounts
$136, 906 25 ; Capital stock paid in.
Overdrafts
:
TJ. S. bonds to secure circulation...
120, 000 00 Surplus fund
U. S. bonds to secure deposits
:
Other undivided profits .
TJ. S. bonds on hand
j
Other stocks, bonds, and mortgages ;
8, 000 00 National bank notes outstanding..
Due from approved reserve agents.
16,548 21 State bank notes outstanding
Due from other banks and bankers !
Real estate, furniture, and
fixtures.,
1, 200 00 Dividends unpaid .
Current expenses and taxes paid
j; Individual deposits
Premiums paid
j United States deposits
Checks and other cash items
J 48 59 [Deposits of U.S. disbursing officers.
Exchanges for clearing-house
*
Bills of other banks...
:
1,815 00 Due to other national banks
Fractional currency
01 85 ( Due to State banks and bankers .
Specie
2, 008 50 |
Legal-tender notes
1, 000 00 ! Notes and bills re-discounted.
XJ. S. certificates of deposit
' Bills payable
Due from TJ. S. Treasurer
2,900 00 '

Total

3,254 63
2, 067 00

3,120 00 I Due to other national banks
1 43 ! Due to State banks and bankers .
360 60
500 00 Notes and bills re-discounted.
Bills payable
1,450 00 ,
144, 748 89

GEORGE H. THEOBALD, President.

$50, 000 00

Total.

$120,000 00
24, 000 00
6, 607 08
102,000 00
513 00
38,293 30

75 02

291,548 40

Lime Rock National Bank, Rockland.
JOHN T. BEIIKY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid.
Premiums paid
Checks and other cash items .
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 2097.

$156, 029 59
201 14
105, 000 00

GEORGE W. BERRY, Cashier.

Capital stock paid in

$105, 000 00

Surplus fund
Other undivided profits .
1

11, 000 00
1,709 72

National bank notes outstandingState bank notes outstanding

89,900 00

Dividends unpaid .
Individual deposits
United States deposits
Depositsof U.S. disbursing officers
Due to other national banks
Due to State banks and bankers ..

3, 868 17
122,422 07

7, 861 55
68 55

Notes and bills re-discounted .
Bills payable
Total.

341,830 06

REPORT OF THE COMPTROLLER OP THE CURRENCY.

21

MAIUE.
North National Bank, Rockland.
No. 2371.

ADOKIKAM J . BIRD, President.

NATHAX T. FAUWELT,, Cashier.

Liabilities.

Resources.
Loans and discounts
$139, 509 01
Overdrafts
U. S. bonds to secure circulation.. . •
ICO, 000 00
U. S. bonds to secure deposits
TJ. S. bonds on band
Otber stocks, bonds, and mortgages.
Due from approved reserve agents.
17,946 96
Due from other banks and bankers.,
Real estate, furniture, and
fixtures.
500 00
Current expenses and taxes paid
Premiums paid
Checks and otber cash items
11, -178 54
Exchanges for clearing-bouse
Bills of other banks
3, 945 00
Fractional currency
5 41
Specie
".
3,666 50
Legal-tender notes
1,047 00
U. S. certificates of deposit
Due from TJ. S. Treasurer
2, 500 00
Total

Capital stock paid in

(

Snrplusfund
Other undivided profits

:

7,500 00
8, 927 75

National bank notes outstanding.. i
State bank notes outstanding
|

85,100 00

Dividends unpaid

$100, 000 00

731 50

Individual deposits
United States deposits
Depositsof TJ. S. disbursing officers.

78, 239 77

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

280,499 02

Total.

280, 499 02

Rockland National Bank, Rockland.
MAYNARD SUMXEU, President.

No. 1446.

G. HOWE "WIGGIN, Cashier.

$333, 496 65 Capital stock paid in

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$150,000 00

Surplus fund
Other undivided profits
j
' 2,700 00 National bank notes outstanding..':
48, 578 34 State bank notes outstanding
>
7,500 00 Dividends unpaid

"150,000 00

Individual deposits
j
United States deposits
|
3, 472 50 Deposits of U.S. disbursing officers, i
8,927
22
10,561
2, 000

00 ;' Due to other national banks
48 I Due to State banks and bankers
00 I
00 I: Notes and bills re-discounted

6, 750 00 '

Total.

Bills payable

900 00
209, 853 60

!
600 45
.. | .
480 39
'
26,000 00
'

Total.

574,007 97

40.000 00
13, 673 53
132,500 00

574, 007 97

Saco National Bank, Saco.
No. 1535.

RISHWORTH JOKDAS, President.

Loans and discounts
I
Overdrafts
U. S. bonds to secure circulation- -.
U. S. bonds to secure deposits
U . S . bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
:
Checks and other cash items
;
!
Exchanges for clearing-house
Bills of other banks
,
Fractional currency
;
Specie
.'
;
Legal-tender notes
;
U. S. certificates of deposit
j
Due from U.S. Treasurer
]
Total




I

TRISTRAM SCAMMAN, Cashier.

$107,125 24 I Capital stock paid in
100, 000 00

Other undivided profits

$100, 000 00
20, 000 00
540 02

18, 000 00 National bank notes outstanding..
13, 723 10 State bank notes outstanding .
1,308 17
4,160 72 Dividends unpaid
1,454 90 Individual deposits
United States deposits
1, 369 99 DepositsofTJ.S. disbursingofficers.

88, 000 00

4,175 00 Due to other national banks
4 73 Due to State banks and bankers ..
1,550 00
2,000 00

1,954 97

1,971 49
48, 805 43

6, 400 00
261,271 91

Total

261, 271 91

22

REPORT OF THE COMPTROLLER OP THE CURRENCY.
MAUVE.
fork National Bank, Saco.

E. F. C. HARTLEY, President.

•

No. 1528.

JNO. C. BRADBURY, Cashier.

Resources.

Liabilities.

Loans and discounts
$163,608 59 Capital stock paid in
$100,000 00
Overdrafts
612 88
XT. S. bonds to secure circulation...
100, 000 00 Surplusfund
35,000 00
TJ. S. bonds to secure deposits
Other undivided profits
11, 267 17
tT. S. bonds on hand
30,000 00
National bank notes outstanding..
83,400 00
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
33,100 67 State bank notes outstanding
Due from other banks and bankers
1,629 91 Dividends unpaid
2.645 81
Eeal estate, furniture, and
fixtures.
3, 409 85
Current expenses and taxes paid
Individual deposits
124, 843 52
:
Premiums paid
United States deposits
,
Checks and other cash items
584 00 Deposits of IT. S. disbursing officers.;
Exchanges for clearing-house
'
10,167 61
Bills of other banks
10,206 00 Due to other national banks
Fractional currency
32 21 Due to State banks and bankers
Specie
8,040 00
Legal-tender notes
10,000 00 Notes and bills re-discounted
;
TJ. S. certificates of deposit
Bills payable
i
Due from IT. S. Treasurer
;
6,100 00
Total

i

Total

367,324 11

i

367,324 11

Searsport National Bank, Searsport.
JAS. G. PENDLETON, President.
Loans and discounts
Overdrafts
'
U. S. bonds to secure circulation... j
TT. S. bonds to secure deposits
:
TT. S. bonds on hand
;
Other stocks, bonds, and mortgages. |
Due from approved reserve agents. I
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
'
Exchanges for clearing-house
Bills of other banks
Fractional currency.
Specie ,
Legal-tender notes
TT. S. certificates of deposit.
Due from TJ. S. Treasurer. -

No. 2642.
$75, 976 72

Capital stock paid in

!

50,000 00 Surplus fund
Other undivided profits

!
|

National'bank notes outstanding. .•
;
28, 505 09 State bank notes outstanding
Dividends unpaid
|
122, 58 Individual deposits
United States deposits
637 78 Deposits of U.S. disbursingomcers. t
1, 019 00 Due to other national banks
3 21 Due to State banks and bankers
2, 889 70
1,400 00 Notes and bills re-discounted
Bills payable
2, 250 00
Total

162, 804 I

Total.

CHAS. F. GORDON, Cashier.
$50,000 00
2,11330
45,000 00

65, 690 78

'
i

162,804 08

First National Bank, Skowhegan.
ABNER COBURN, President.

Loans and discounts
Overdrafts
TT. S. bonds to secure circulation.. .j
U. S. bonds to secure deposits
i
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents ]
Due from other banks and bankers.'
Keal estate, furniture, and fixtures.
Current expenses and taxes paid... |
Premiums paid
!
Checks and other cash items
;
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 239.
4,539 33

GEORGE N . P A G E , Cashier.

Capital stock paid in

150, 000 00 Surplusfund
Other undivided profits
National bank notes outstanding..'
40, 577 17 i State bank notes outstanding
Dividends unpaid
2, 000 00
6,533 \4

Individual deposits
United States deposits
Deposits of U.S. disbursing officers

10,235 00 Due to other national banks
8060 ; Due to State banks and bankers
2,625 00
4, 000 00 Notes and bills re-discounted
Bills payable
6,750 00
487, 340 24

Total

$150, 000 00
50,000 00
11, 706 92
128, 600 00
360 00
146,144 00

529 32

487,340 24

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

23

MAINE.
Second National Bank, Skowhegan.
E. B. SHKI-HEELI, President.

No. 298.

JAMES FKLLOWS, Cashier.

Liabilities.

Resources.
Ijoana and discounts
Overdrafts
U. S. bonds to secure circulation...
TT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from otber banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

Total .

j
$157, 858 32 i Capital stock paid in
79 51
125,000 00 Surplus fund
Other undivided profits
.4,500 66"
National bank notes outstanding..
13, 260 63 State bank notes outstanding
3, 277 73 Dividends unpaid

2,054 19
1,410 00
90 04
837 14
2,300 00

Individual deposits
United States deposits
Deposits of U. S.disbursing officers.

$125, 000 00
27, 500 00
3,122 19
109, 900 00
1,101 00
53, 523 26

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

5,625 00 I
Total.

320,146 45 ;

320,146 45

South Berwick National Bank, South Berwick.
WILLIAM D. JEWETT, President.

Loans and discounts
Overdrafts
V. S. bonds to secure circulation...
XJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. h. certificates of deposit
Due from U. S. Treasurer
Total .

No. 959.

*

JOHN F. WALKER, Cashier.

$125, 883 21 Capital stock paid in
100,000 00 Surplus fund
Other undivided profits .

$100,000 00
20,000 00
9,483 40

25,125 00 National bank notes outstanding".. j
State bank notes outstanding
!.
23, 808 75
Dividends unpaid

87, 000 00

Individual deposits
Tjnited States deposits
1, 388 54 Deposits of TJ. S. disbursing officers.

68, 381 24

5, 073 50

1, 617 00 Due to other national banks
2 34
2,887 50 Due to State banks and bankers .
3, 700 00 Notes and bills re-discounted .
Bills payable
4, 500 00

Total.

89, 938 14

289, 938 14

Georges National Bank, Thomas ton.
EDWARD E. O'BBIEK, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..;
IT. S. bonds to secure deposits
j
XT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
j
Due from TJ. S. Treasurer

Total.




No. 1142.

$83, 653 40

JNO. C. LEVENSALER, Cashier.

Capital stock paid in

110; 000 00 Surplus fund
Other undivided profits
19, 765 66
2,200 00

National bank notes outstanding..
State bank notes outstanding
Dividends unpaid

$110,000 00
19,500 00
4,784 83
99,000 00
251 00

"9,'i87"50" Individual deposits
Tjnited States deposits
45,977 34 Deposits of TJ. S.disbursingofficers.

46,168 85

2,915 00 Due to other national banks
10 90 Due to State banks and bankers . .
4,512 50
1,100 00 Notes and bills re-discounted .
Bills payable
4,950 00

1, 567 62
3, 000 00

284,272 30

Total.

284, 272 30

24

REPORT OF THE COMPTROLLER OF THE CURRENCY,
MAINE .
Thomaston National Bank, Thomaston.

CHKISTOPHEB PKINCE, President.

No. 890.

PRANK

H . JOEDAN, Cashier,

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation....
TJ. S. bonds to secure deposits
U. S. bonds on band
Other stocks, bonds, and mortgages ;
Due from approved reserve agents.
Due from other banks and bankers.
Eeal estate, furniture, and
fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
i
Exchanges for clearing-house
Bills of other banks
Fractional currency
•
Specie
Legal-tender notes
j
:
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
,.,

! $100,000 00
$135, 485 87 Capital stock paid in
20,000 00
100,000 00 Surplus fund
;
11,834 81
Other undivided profits .
88,000 00
5, 200 00 National bank notes outstanding..i
i
52,282 31 State bank notes outstanding
Dividends unpaid
j
434 00>
17,400 00
Individual deposits
i
United States deposits
'
50, 542 69 Deposits of U.S. disbursing officers, j

156,325 81

:
1,949 00 Due to other national banks
2 29 Due to State banks and b a n k e r s . . .
7, 875 00
2,286 00 Notes and bills re-discounted.
Bills payable
4, 500 00

928 54

Total.

377, 523 16

Total.

377, 523 16

Medomak National Bank, Waldoboro'.
SAML. W. JACKSON, President.

•
!

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...;
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages '
Due from approved reserve agents-1
Due from other banks and bankers !
Real estate, furniture, and fixtures.:
Current expenses and taxes paid.
Premiums paid
i
!
Checks and other cash items
Exchanges for clearing-house
'
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
;

Total.

No. 1108.

$58,740 66
50,000 00

GEORGE ALLEN, Cashier.

Capital stock paid in.

Surplus fund

'...

Other undivided profits .
3,600 00 National bank notes outstanding.. i
55,377 33 State bank notes outstanding . .
224 11 Dividends unpaid
Individual deposits
United States deposits
4, 059 45 Deposits of U. S. disbursing oflicers.
2,420 00
7,862 00
2, 250 00

$50, 000 00
9, 200 00
1, 616 11
43, 822 00-

235 50
79, 659 94

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

184, 533 55

184, 533 55

Waldoboro' National Bank, Waldoboro'.
ISAAC REED, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation..
TJ. S. bonds to secure deposits .
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Dne from approved reserve agents
Due from other banks and bankers
Eeal estate, furniture, and fixtures
Current expenses and taxes paid. ..j
Premiums paid
j
Checks and other cash items
;
Exchanges for clearing-house
Bills of other banks
'
:
Fractional currency
,
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from TJ. S. Treasurer

Total.




No. 744.

BELA B. HASKELL, Cashier.

$50, 000 00

$51, 251 65
50,000 00
13, 000 00
5, 556 I

Surplus fund
Other undivided profits

10,000 00
966 26

National bank notes outstanding.. j
State bank notes outstanding
!.

45,000 00

Dividends unpaid.

280 00

Individual deposits

18,630 82

United States deposits
Depositsof U.S. disbursingofiicers.
1,260 00 Due to other national banks
855
650 00 Due to State banks and bankers .
900 00 I Notes and bills re-discounted
I
Bills payable
I
2, 250 00
124, 877 08

Total.

124,877 08

KEPOET OF THE COMPTROLLER OF THE CURRENCY.
MAINE .

25

•

Merchants' National Bank, Waterville.
J O H N WAKE, President.

No. 2306.

Resources.
Loans and discounts
Overdrafts
TT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
,
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TT. S. Treasurer

Liabilities.

$117,012 15
344 31
100,000 00

Capital stock paid in

'

$100, 000 00

Surplusfund
Other undivided profits

16/000 00
3,367 63

12,500 00 National bank notes outstanding..,
3, 564 54 State bank notes outstanding
2, 945 63 Dividends unpaid
9, 001 72
Individual deposits
United States deposits
361 00 Depositsof U.S. disbursing officers

90,000 00
399 00
47, 465 94

3,175 00 Due to other national banks
20 22
2,171 00 Due to State banks and bankers .
1, 637 00 Notes and bills re-discounted.
Bills payable
4,500 00
257, 232 57

Total.

257, 232 57

Total.

HOKATIO D. BATES, Cashier.

i

People's National Bank, Waterville.
N. G. H. PULSIFER, President.

No.

HOMER PERCIVAL, Cashier.

Capital stock paid in

Total.

;

Surplusfund
Other undivided profits

$243. 385 86
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...!
200, 000 00
U. S. bonds to secure deposits
i
TJ. S. bonds on hand
'
Otherstocks, bonds, and mortgages, i
28,000 00
Due from approved reserve agents.'
370 84
Due from other banks and bankers j
391 43
Real estate, furniture, and
fixtures.;
6, 400 00
Current expenses and taxes paid...!
Premiums paid
i
Checks and other cash items
:
2, 315 68
;
Exchanges for clearing-house
Bills of other banks
3, 548 00
Fractional currency
'
9 93
Specie
'
i
1,665 00
Legal-tender notes
'
800 00
TJ. S. certificates of deposit
i
Due from TJ. S. Treasurer
:
9, 000 00

|
j

National bank notes outstanding ..j
State bank notes outstanding
'
Dividends unpaid

$200,000 00
42,000 00
6, 093 37
180,000 00

j

948 00

Individual deposits
i
United States deposits
j
Deposits of U. S. disbursing officers.!

61, 617 21

Due to other national banks
•<
Due to State banks and bankers - Notes and bills re-discounted.
Bills payable

5, 228 16

495, 886 74

Total.

495, 886 74

Ticonic National Bank, Waterville.
SAMUEL' API'LETON, President.

Loans and discounts
i
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
'
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents j
Due from other banks and bankers !
Real estate, furniture, and fixtures 1
Current expenses and taxes paid... j
Premiumspaid
!
Checks and other cash items
j
Exchanges for clearing-house
;
Bills of other banks
i
Fractional currency
i
Specie
.'
!
Legal-tender notes
j
U . S . certificates of deposit
!
Due from U . S . Treasurer
I
I
Total
j




No. 762.

AARON A. PLAISTED, Cashier*

$148, 470 96 Capital stock paid in
100,000 00

1

Other undivided profits

National bank notes outstanding..
State bank notes outstanding . . . . .
1,628 08
1,376 13 Dividends unpaid
9, 000 00
Individual deposits
2,397 38

$100,000 0022, 000 008, 355 58
90, 000 00
565 00
53, 626 59

Depositsof U.S. disbursingofficers.

4,648 00 Due to other national banks
66 10 : Due to State banks and bankers ..
2,134 00
412 00

380 48

4,79500
274, 927 65

Total

274, 927 65-

26

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
West Waterville National Bank, West Waterville.

ALBION P. BENJAMIN, President.

No. 2231.

Resources.

GEORGE H. BRYANT, Cashier.

!

Liabilities.

.
*
Loans and discounts
$78,977 19 Capital stock paid in
Overdrafts
12 40
U. S. bonds to secure circulation...
75, 000 00 Surplus fund
Other undivided profits
TT. S. bonds to secure deposits
!
TT. S. bonds on hand
Other stocks, bonds, and mortgages
| National bank notes outstanding..
Due from approved reserve agents.
* 14, 843 50 I S t a t e b a n k n o t e s ^ s t a n d i n g .
Due from other banks and bankers
6, 659 39
:
Real estate, furniture, and
fixtures1,189 31 , Dividends unpaid
Current expenses and taxes paid...
405 35
current expenses ana taxes paid...
400 d» , I n a i v l d u a l a e p o s i t s
:
Premiums paid
j; United States deposits
Checks and other cash items
1,032 03 j! DepositsofU.S.disbursingofficersJ '.
Exchanges for clearing-house.
Bills of other banks
825 00 Due to other national banks
Fractional currency
315 Due to State banks and bankers .
Specie
79 00
Legal-tender notes
1, 074 00 I Notes and bills re-discounted
I
TT.S. certificates of deposit
:i Bills payable
Due from U. S. Treasurer
3,375 00 ! i
Total

183,475 32 j;

Total

$75, 000 00
5,301 86
2,848 56
67, 500 00
24 50
32,800 40

183,475 32

National Bank, Winthrop.
CHARLES M. BAILEY, President.

No. 553.

Loans and discounts
'
Overdrafts
TT. S. bonds to secure circulation... :!
TJ. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agentsCurrent expenses and taxes paid
Premiumspaid
Checks and other cash items
Exchanges for clearing-bouse
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from U. S. Treasurer

JOHN M. BENJAMIN, Cashier.

$170,405 93 :! Capital stock paid in
j $100,000 00
'•'.
100, 000 00 j I Surplus fund
:
20,000 00
Other undivided profits
30, 631 40
\.
i: National bank notes outstanding..
90,000 00
28,387 65 ' State bank notes outstanding
Individual deposits
'
United States deposits
;
DepositsofU.S.disbursingofficers

2,789 06

68,776 22

620 00 ; Duetoother national banks
;
28 48 Due to State banks and bankers . 3,12150.
>
1, 000 00 ' Notes and bills re-disconnted
;
Bills payable
,
4,500 00

Total

310,852 62

Total

'

310,852 62

First National Bank, Wiscasset.
HENRY ISGALLB, President.

No. 1549.

FREDK. W. SEW ALL, Cashier.

.

.. ..
.
98' Capital stock paid in
] $100,000 00
:
00 : Surplus fund
!
30,000 00
' Other undivided profits
i
8,640 18
]'<
\1
00 •[ National bank notes outstanding..
89, 500 00
22 ! State bank notes outstanding
;

Loans and discounts
$121,847
Overdrafts
V. S. bonds to secure circulation...
100,000
TT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks,bonds,and mortgages
16, 000
Due from approved reserve agents.
5,662
Due from other banks and bankers.
Dividends unpaid
i
Real estate, furniture, and
fixtures.
1,626 64
Current expenses and taxes paid
.
,Indlvidnal d
|
lts
Premiumspaid
8,851 78 •> United States deposits
\
Checks and otner cash items
936 19 ! DepositsofU.S.disbursingofiicer8.|
Exchanges for clearing-house
,
Bills of other hanks
2, 000 00 , | Due to other national banks
j
Fractional currency
i Due to State banks and bankers .. i
Specie
260 00 ;
i
Legal-tender notes
300 00 ; Notes and bills re-discounted
'
TT. S. certificates of deposit
Bills payable
j
Due from U. S. Treasurer
4,500 00 :
Total




:

261,984 81

Total

i

1,372 61
040 48
,

3i,

1,431 54

261,984 81

REPOKT OF THE COMPTROLLER OF THE CURRENCY.
NEW

27

HAMPSHIRE.

Connecticut River National Bank, Charlestown.
HOBEKT ELWELL, President.

No. 537.

GEORGE OLCOTT, Cashier.

Resources.

Liabilities.

I $100,000 00
Loans and discounts
'
$152, 373 22 Capital stock paid in
Overdrafts
:
32,000 00
TJ. S. bonds to secure circulation...
100, 000 00 Surplusfund
TJ. S. bonds to secure deposits
\
Other undivided profits
'
1,163 80
TJ. S. bonds on hand
-.
90, 000 00
National bank notes outstanding..
Other stocks,bonds, and mortgages. :
Due from approved reserve agents.
10, 533 45 State bank notes outstanding
Due from other baiiks and bankers.'
Real estate, furniture, and
fixtures.
5, 250 00 Dividends unpaid .
Current expenses and taxes paid... •
Individual deposits
52, 502 01
Premiums paid
United States deposits
Deposits of U.S.disbursingoffic
Checks and other cash items
'••
Exchan 2es for clearing-house
Bills oi other banks
827 00 Due to other national banks
Fractional currency
2 74 Due to State banks and bankers .
Specie
900 00
Legal-tender notes
1,280 00 Notes and bills re-discounted.
Bills payable
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
4, 500 00
Total

275,666 41

Total.

275, 666 41

Claremont National Bank, Claremont.
GEO. N. FAKWELL, President.

No. 596.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..,
TT. S. bonds to secure deposits
:
XT. S. bonds on hand
Other stocks.bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...;
Premiums paid
Checks and other cash items Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from XT. S. Treasurer
Total.

$171, 644 67
48 44
150,000 00

GEO. N. FARWELL, 2D, Cashier.

Capital stock paid in

[ $150, 000 00
45, 000 00
1,192 86

Surplus fund
Other undivided profits .

44,650 00 National bank notes outstanding..
22, 207 79 State bank notes outstanding
2, 699 31 Dividends unpaid
5 00 Individual deposits
United States deposits
1, 463 35 Deposits of TJ. S.disbursing oflicers.

135, 000 00
6,000 00
68,937 20

2,068 00 Due to other national banks
3 50 Due to State banks and bankers .
1,330 00
3, 205 00 Notes and bills re-discounted.
Bills payable
6,750 00
Total.

406,130 06

406,130 06

First National Bank, Concord.
No. 318.

AUGUSTINE 0. PIERCE, President.

Loans and discounts
$321, 812 00
Overdrafts
227 30
TJ. S. bonds to secure circulation . .
150, 000 00
TJ. S. bonds to secure deposits
165, 000 00
U. S. bonds on hand..
;
7,150 00
Other stocks,bonds, and mortgages118,990 00
Due from approved reserve agents. •
116,869 35
Due from other banks and bankers.:
20,227 53
Keal estate, furniture, and
fixtures.!
10, 000 00
Current expenses and taxes paid...
4,101 38
Premiums paid
;
,
Checks and other cash items
[
7, 310 45
Exchanges for clearing-house
Bills of other banks
:
8,195 00
Fractional currency
,
171 59
Specie
'
10,716 85
Legal-tender notes
19, 650 00
U. S. certificates of deposit
!
Due from U. S. Treasurer
j
6, 750 00
Total




i

967,171 51 :

WILLIAM F . THAYEE, Cashier.

Capital stock paid in

'' $150,000 00

Surplusfund
Other undivided profits

,
;

National bank notes outstanding..;
State bank notes outstanding

30,000 00
68,354 31
134, 850 00

Dividends unpajd

580 00

Individual deposits
- 311,7)8 23
United States deposits
;
19,472 06
Deposits of U.S. disbursing oflicers.,
102,369 67
Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted
Bills payable
Total

149, 827 24
'
'•
!

967,17151

28

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Mechanicks' National Bank, Concord.
BENJ. A. KIMBALL, President.

No. 2447.

JAMES MIXOT, Cashier-

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on band
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bar kers
Real estate, furniture, and fixtures.
Current expenses and taxes p'lid...
Premiums paid
Checks and other cash items
Exchanges for clearing-housoBills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S3. certificates of deposit
Due from TJ. S. Treasurer. - .
Total.

201, 222 41 Capital stock paid iu
1,241 83
40, 000 00 Surplus fund
Otlicr undivided profits

$100, 000 00
i

27, 6r>8 25 National "bank notes outstanding.. |
I
99,16ft 47 State bank notes outstanding
Dividends unpaid
'its," boo" oo
:
Individual deposits
5, 500 00 United States deposits
i
3, 798 30 DepositsofU.S. disbursing officers.'

9, 878 00 Due to other national banks
38 11 Due to State banks and bankers ..;
0,875 00
13,340 00 Notes and bills re-discounted
'
Bills payable
1, 800 00
Total.

420, 521 37

2,100 00
6.484 60
30, 500 00
345 00
263,139 12

467 37
23, 485 28

426,521 37

National State Capital Bank, Concord.
LEWIS DOWNIKG, Jr., President.

J . E. 1'ERNAI.U, Cashier,

No. 758.

Loans and discounts
$356, 068 92 Capital stock paid in
| $200, 000 00
Overdrafts
89 06
40,000 00
U. S. bonds to secure circulation...
200, 000 00 Surplus fund
23,953 09
IT. S. bonds to secure deposits/
Other undivided profits .
U. S. bonds on hand
Other stocks,bonds, and mortgages.
42,840 00 National bank notes outstanding..
180.000 00
Due from approved reserve agents
39, 586 11 State bank notes outstanding
Due from other banks and bankers
10, 921 37
7,175 0*
Real estate, furniture, and
fixtures
25, 000 00 Dividends unpaid
Current expenses and taxes paid.
215,790 53
Individual deposits
Premiums paid
United States deposits
j.
Checks and other cash items
3,4o8 70 DepositsofU.S. disbursing officers. I.
Exchanges for clearing-house
Bills of other banks
9, 950 00 Due to other national banks
44, 503 83
Fractional currency
81 79 Due to State banks and bankers .. j.
Specie
2, 426 50
Legal-tender notes
12,000 00 Notes and bills re-discounted .
IT. o. certificates of deposit
Bills payable
Due from V. S. Treasurer
9, 000 00
Total.

711, 422 45

Total.

711,422 45

Derry National Bank, Derry.
JOHN W. No YES, President.
Loans and discounts
Overdrafts
- . S. bonds to secure circulation . .
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
C hecks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 499.

F. J . SHEI'AKI), Cashier.

$64, 350 63 Capital stock paid in.
60, 000 00 Surplus fund
Other undivided profits .
7,000 00
11,554 85

National bank notes outstanding..
State bank notes outstanding

320 00 Dividends unpaid
• 432 03 Individual deposits
4,929 37 United States deposits
236 62
Deposits of U. S. disbursing officers ,.
3,323 00
27 78
118 60

$60, 000 00
9, 000 00
2,448 20
51, 700 00
384 00
29, 460 68

Due to other national banks
Due to State banks and bankars .
Notes and bills re-discounted .
Bills payable

2,700 00

152, 992 88

Total.

152, 992 88

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

29

HAMPSHIRE.

Cochecho National Bank, Dover.
No. 1087.

J A S . E. LOTHHOP, President.

HARRISON HALEY, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents. j
Due from other banks and bankei's '
Eeal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes TT. S. certificates of deposit
Due from TJ. S. Treasurer

$146, 908 99 Capital stock paid in
3,327 79
150, 000 00 Surplus fund
Other undivided profits .

i , 910 00

43 93
1, 209 50
6, 750 00

$150, 000 00
8, 562 09
3, 745 36

10,387 50 National bank notes outstanding. State bank notes outstanding
4, 902 07
Dividends unpaid
i
1,490 40 Individual deposits
j
1, 08(5 12 United States deposits
\
589 51 Deposits of U.S. disbursing officers. I

135,000 00
620 20
45, 059 19

Due to other national banks
'
Due to State banks and bankers .. I
Notes and bills re-discounted
Bills payable

351, 851 04

Total.

•

I
i

8,864 20

351,851 04

Total.

Dover National Bank, Dover.
No. 1043.

OLIVER "WYATT, President.

CALVIN HALE, Cashier.

Loans and discounts
$115, 246 01 • Capital stock paid in
!
Overdrafts
748 99 :
TJ. S. bonds to secure circulation...
100, 000 00 Surplus fund
;
TT. S. bonds to secure deposits
Other undivided profits
i
XT. S. bonds on liand .
Other stocks, bonds, and mortgages. •
10,170 0 0 National bank notes outstanding.. j
I
Due from approved reserve agents. I
7, 894 65 State bank notes outstanding
Due from other banks and bankers, i
Dividends unpaid .
Real estate, furniture, and
fixtures.'<
6, 500 00
Current expenses and taxes paid... 1
125 37 Individual deposits
Premiums paid
United States deposits
Checks and other cash items
2,167 13 Depositsof U.S. disbursing officers.
Exchanges for clearing-house
Bills of other banks
5, 431 00 Due to other national banks
Fractional currency
'•
156 94 Due to State banks and bankers .
Specie
4, 800 00
;
Notes and bills re-discounted.
Legal-tender notes
1
Bills payable
XJ. S. certificates of deposit
i
Due from TT. S. Treasurer
I
4, 510 00
Total.

257, 745 09

Total.

$100,000 00
20, 000 00
12,630 54
86, 200 00
373 50
38, 541 05

257, 745 09

Straffbrd National Bank, Dover.
No. 1353.

WILLIAM S. STEVENS, President.

BLISHA E. BROWN, Cashier.

!
Loans and discounts
$305, 343 50 Capital stock paid in
Overdrafts
U. S. bonds .to secure circulation...
150, 000 00 Surplus fund
U. S. bonds to secure deposits
Other undivided profits .
U. S. bonds on hand
Other stocks,bonds, and mortgages.
2,000 00 National bank notes outstanding.
Due from approved reserve agents31, 837 43 i State bank notes outstanding . . . .
Due from other banks and bankers
; Dividends unpaid
Real estate, fumitnre, and fixtures
Current expenses and taxes paid...
Individual deposits
Premiums paid
;
United States deposits
Checks and other cash items
'
[ DepositsofU.S.disbursingomcers
Exchanges for clearing-house
....
Bills of other banks
12, 886 00 Due to other national banks
Fractional currency
140 58
Specie
5,760 00 ; Due to State banks and bankers .
Legal-tender notes
3,000 00 Notes and bills re-discounted.
;
Bills payable
IT. S. certificates of deposit
'
Due from U. S. Treasurer
|
6,750 00
Total




j

517,717 57

Total.

$150,000 00
30,000 00
32,590 74
133, 000 00
1, 805 00
180 00
137, 828 31

32, 313 52

517, 717 57

30

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEV
HAMPSHIRE.
Monadnock National Bank, East Jaffrey.

PETER UPTON, President.

No. 1242.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation. .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Eeal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
V. ». certificates of deposit
Due from U. S. Treasurer
Total .

HIRAH D. UPTOX, Oashie r.

:

Liabilities.

$86, 906 77

Capital stock paid in

100, 000 00

Surplus fund
Other undivided profits

20, 000 00
9,361 44

National bank notes outstanding.. j
State bank notes outstanding

89, 300 00
837 00

1
"7,~S69'94" Dividends unpaid
686 37 Individual deposits
I
1, 566 97 United States deposits
!
1, 881 61 Deposits of U. S. disbursing officers. i

43, 594 38

40,863 75
14, 917 29

'~2,'224'oo"
39 28

1, 800 00
1,000 00

[

$100,000 00

863 16

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

4, 500 00
263, 955 98

Total.

263, 955 98

National Granite State Bank, Exeter.
BENJ. L. MERRILL, President.

No. 1147.

$186, 741 35
Loans and discounts
Overdrafts
" 100,000 '66
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
30,000 00
"U. S. bonds on hand
,
5, 000 00
Other stocks, bonds, and mortgages.
12, 927 84
Due from approved reserve agents.
Due from other banks and bankers '
Real estate, furniture, and fixtures. •
Current expenses and taxes paid...'
Premiums paid
Checks and other cash items
(
Exchanges for clearing-house
j
Bills of other banks
|
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

6,500 66

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid

Individual deposits
i i United States deposits
10,916 27 ; j Deposits of U.S. disbursing officers
318 00
68 40
4, 698 00

$100, 000 00
•20, 000 00
14,221 98
90, 000 00
800 00

724 27

137, 372 15

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

4, 500 00
362,394 13

Total.

WAEREN F. PUTNAM, Cashier.

362,394 13

Total.

Farmington National Bank, Farmington.
JOHN F. CLOUTMAN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 2022.
$113, 433 92
832 72
100, 000 00

6,882 00
2, 987 30
2, 529 57
1, 437 50
227 20
1, 763
1
587
1, 000

JAMES B. EDGERLY, Cashier.

$100,000 00
Capital stock paid in
2, 500 00
Surplus fund
5, 880 84
Other undivided profits
90,000 00
National bank notes outstanding-. j
State bank notes outstanding

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

80 00
37, 720 63

0« i Due to other national banks
06 I
20 Due to State banks and bankers 00 I Notes and bills re-discounted.

Bills payable

4, 500 00
136,181 47

Total.

236,181 4T

REPORT OF THE COMPTROLLER OF THE CURRENCY.
1 E
V W

31

HAMPSHIRE.

First National Bank, Prancestown.
J O H N D. BUTLER,

Ho. 576.

President,

GEORGE "W. CUMMINGS, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
i.
IT. S. bonds to secure circulation-..'
U. S. bonds to secure deposits
U . S . bonds on hand
'.
Other stocks,bonds, and mortgages.!
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid.. .1
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U . S . Treasurer
Total

!

$78,823 13 j Capital stock paid in.

$100,000 00

Surplus fund
Other undivided profits .
22, 756 25 National bank notes outstanding..
225 88 I State bank notes outstanding
400 00 Dividends unpaid.
943 70
'.
13,260 00 Individual deposits
United States deposits
46 00 Depositsof U.S. disbursing officers.

100, 000 00

2, 200 00
34
438 00

20, 000 00
6, 564 53
89, 603 00
165 00
7,260 77

Due to other national banks
i Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

4, 500 00
Total.

223, 593 30

223, 593 30

Franklin National Bank, Franklin,
A. W. SULLOWAY, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures Current expenses and taxes paid...!
Premiums paid
I
Checks and other cash items
j
Exchanges for clearing-house
'
Bills of other banks
!
Fractional currency
i
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 2443.
$133, 608 03
32 63
100,000 00
5, 000 00
21, 926 46

FEANK PROCTOR, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits.
National bank notes outstanding-.
State bank notes outstanding . .
Dividends unpaid

1,259 35
2,180 74

1,610 02
8, 779 65
90,000 00
18 00

Individual deposits
United States deposits
f

1, 863 00
3 52 Due to State banks and bankers . .
1, 511 25
2, 000 00
Bills payable
4,500 00
Total

273, 884 98

! $100,000 00

59,745 62

13 73J 69

273 884 98

Great Falls National Bank, Great Falls.
DAVID H. BUFFUM, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation. - U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U". S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1180.

$203, 889 39
150, 000 00

JOSEPH A. STICKNEY, Cashier.

Capital stock paid in
Other undivided profits

1, 500 00 National bank notes outstanding- 8,787 48
10,000 00 Dividends unpaid
845 44 Individual deposits
7, 878 52

$150,000 00
50,000,00
5, 533 11
135,000 00
768 00
57,063 51

Depositsof U.S. disbursing oflicers.

3, 928 00
159 Due to State banks and bankers . .
3, 798 20
986 00
Bills payable
6, 750 00
398, 364 62

Total

398, 364 62

32

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Somersworth National Bank, Great Falls.
EDWARD HAKGRAVES, President.

No. 1183.

H. C. GILPATRICK, Cashier.

Resources.

Liabilities.

Loans and discounts
]
Overdrafts
U. S. bonds to secure circulation... i
C S. bonds to secure deposits
|
U. S. bonds on hand
Other stocks, bonds, and mortgages.!
Due from approved reserve agents.!
Due from other banks and bankers
Eeal estate, furniture, andtixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U . S . certificates of deposit
Due from U. S. Treasurer
Total.

$100, 000 00
$168,681 90 Capital stock paid in
2,389 53
20, 000 00
100,000 00 Surplus fund
26, 372 77
Other undivided profits .
National bank notes outstanding..
90, 000 00
... <
12,168 38 State bank notes outstanding
I Dividends unpaid
!
599 00
!
1, 301 44 *Individual deposits
62,001 57
United States deposits
j.
6,018 27 Deposits of U. S. disbursing officers. ].
1,781 00 Due to other national banks
2 82 Due to State banks and bankers .
630 00 j
1, 500 00 Notes and bills re-discounted Bills payable
4,500 00
'8, 973 34

Total.

298,973 34

Dartmouth National Bank, Hanover.
NEWTON S. HUNTINGTON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures. •
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.

No. 1145.

CHARLES P. CHASE, Cashier.

Capital stock paid in.

$49,064 05
50,000 00 '

Surplus fund
i Other undivided profits .

j
13,870 12 National bank notes outstanding..'
I.
52,856 00 State bank notes outstanding
Dividends unpaid
139 80 Individual deposits
United States deposits
Deposits of U. S. disbursing officers...

$50, 000 00
15, 500 00
3, 570 74
43, 400 00

62, 068 41

1,150 00 Due to other national banks
9 18 Due to State banks and bankers .
4, 900 00
300 00 Notes and bills re-discounted.
Bills payable
2, 250 00

174, 539 15

Total.

174, 539 15

First National Bank, Hillsborough.
STEPHEN KEN RICK, President.

No. 1688.

I

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks Fractional currency
Specie
Legal-tender notes
U. o. certificates of deposit
Due from U. S. Treasurer

Total.




JOHN C. CAMPBELL, Cashier.

$45, 601 48 Capital stock'paid in.
118 08
50, 000 00 Surplus fund
Other undivided profits .
9, 508 51 National bank notes outstanding..
13,360 90 State bank notes outstanding
2,319 06 Dividends unpaid.
739 83
3, 050 00 Individual deposits
United States deposits
220 75 Deposits of U. S. disbursing officers.

$50, 000 00
6, 400 00
1,646 60
45, 000 00

28, 872 42

2,170 00 Due to other national banks
6 25 Due to State banks and bankers .
2, 574 16
I Notes and bills re-discounted.
!j Bills payable
2,250 00

131, 919 02

Total.

131, 919 02

REPORT OF THE COMPTROLLER OP THE CURRENCY.
NEW

33

HAMPSHIRE.

Ashuelot National Bank, Keene.
GEORGE A. WHISK LOCK, President.

No. 946.

HENRY O. COOLIDGE, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks,bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$140,988 76
281 82
150, 000 00
59,440 00
18, 325 89
6,500 00
326 23

Capital stock paid in.
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid .

$150,000 00
30, 000 00
14,160 30
135, 000 00

530 00

Individual deposits
United States deposits
Deposits of U.S. disbursing officers

51. 877 47

1, 580 00
SI 85
4,114 00

Due to other national banks
Due to State banks and bankers .. j

696 26
19, 272 90

6, 200 00

Notes and bills ro-discounted
Bills payable

3,978 38

9, 750 00

Total.

401, 536 93

401, 536 98

Cheshire National Bank, Keene.
No. 559.

JOHN H. ELLIOT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
tT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit.
Due from TJ. S. Treasurer

ROYAL H. PORTER, Cashier.

$179, 859 48 Capital stock paid in..
642 t7
200, 000 00 Surplus fund
Other undivided profits
124,600 00 National bank notes outstanding.
State bank notes outstanding
17, 143 15
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Duo to other national banks
Due to State banks and bankers ..
Notes and bills re-discounted
Bills payable

Total.

Total.

$200,000 00
50, 000 0«
28,245 57
180, 000 00
100 00
90, 594 80

7, 572 79
2, 821 71

559, 334 87

Citizens' National Bank, Keene.
OBED G. DORT, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures. j
Current expenses and taxes paid...;
Premiums paid
Cheeks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total.

No. 2299.
$100, 390 67
694 42
100, 000 00




Capital stock paid in
Other undivided profits

35,900 00 National bank notes outstanding..
22,988 14

$100, 000 00
16, 000 00
7,491 85
90, 000 00
726

1,000 00
541 14

Individual deposits

4,112 25

on

Deposits of U.S. disbursing officers.

58, 317 62

"i,'266 00'
29 85
1, 113 00
4,500 00
272, 535 47

H. Ex. 3-

HENRY S. MARTIN, Cashier.

Total

272, 535 47

34

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Keene National Bank, Keene.
No. 877.

EDWARD JOSLIN, President.

J . E. BEAL, Cashier.

Resources.
Loans and discounts
Overdrafts
'
U. S. bonds to secure circulation...'
U. S. bonds to secure deposits
;
U. S. bonds on hand
Other stocks, bonds, and mortgages ;
1 >ue from approved reserve agents i
Due from other banks and bankers j
Real estate, furniture, and fixtures
Current expenses and taxes paid.
Premiums paid
;
Checks and other cash items
I
Exchanges for clearing-bouse
[
Bills of other banks
I
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Liabilities.
$101, 507 77 Capital stock paid in
346 07
100,000 00 Surplus fund
Other undivided profits.

20,000 00
25, 845 99

76,950 00 National bank notes outstanding..
3,581 22 State bank notes outstanding
Dividends unpaid.

90,000 00

Individual deposits
United States deposits
6,466 09 Deposits of U.S. disbursing officers

71,564 20

458 00

6,458 00 Due to other national banks
I l l Due to State banks and bankers . .
3, 993 30
4, 000 00 Notes and bills re-discounted
Bills payable
5, 300 00
308,604 16 |

Total.

$100, 000 00

735 97

Total.

308, 604 16

Laconia National Bank, Laconia.
JOHN C. MOULTON, President.

Loans aud discounts
Overdrafts
U S. bonds to secure circulation. .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from oilier banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer

No. 1645.

$233,263 84 j' Capital stock paid in.
150,000 00 Surplus fund
Other undivided profits

$150, 000 00
,

20,500 00
4,190 82

5, 000 00 National bank notes outstanding..
17, 456 44 State bank notes outstanding
Dividends unpaid
53 05 Individual deposits
j
United States deposits
2,399 15 Depositsof U.S. disbursing officers. |

135,000 00
3, 712 00
109,901 94

'3,042 66" Due to other national banks
Due to State banks and bankers .
'5,'339*99'

Notes and bills re-discounted .
Bills payable
fi, 750 00

Total.

423. 304 76

Total.

DANIEL S. DINSMOOR, Cashier.

423, 304 76

Lancaster National Bank, Lancaster.
GEO. R. EATON, President.

No. 2600.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
•Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total...




•

FRANK D. HUTCHINS, Cashier.

$136,081 091 Capital stock paid in.
1
1,177 76
125, 000 00 ]• Surplus fund
1 i Other undivided profits

1,760
20
330
3, 100

00
78
00
00

3, 072 20

National bank notes outstanding..
State bank notes outstanding

3,000 00

3, 000 00
654 110
437 50

$125, 000 00

90, 000 00

ii Dividends unpaid
, Individual deposits
United States deposits
Depositsof U.S. disbursing officers

55, 484 39

, Due to other national banks
Due to State banks and bankers ..

5, 519 54

1 Notes and bills re-discounted
1
Bills payable

|

4/566 66' I
279, 076 13

Total.

279,076 13

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MEW

35

HAMPSHIRE.

National Bank, Lebanon.
No. 808.

WILLIAM S. ELA, President.

EDWARD A. KENDRICK, Cashier.

Liabilities.

Resources.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total .

Capital stock paid in -

$86, 083 59

$100, 000 00

100,000 00* | Surplus fund

I Other undivided profits
23, 337 00 : National bank notes outstanding.22,016 79 : State bank notes outstanding
12,212 67
7,378 96 Dividends unpaid.
1, 005 01

Individual deposits
•
j
United States deposits
Deposits of U.S. disbursing officers.

1,950 10
9, 565 00
518 81
6, 738 95
2,000 00

Due to other national banks
Due to State banks and bankers .-

17,100 00
6, 013 95
89, 500 00

59, 660 82

5,038 11

i

4, 500 00 !

Notes and bills re-discounted . .
Bills payable
Total.

277, 312 :

277, 312 88

Littleton National Bank, Littleton.
No. 1885.

J O H N FARU, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Eeal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
-'
• Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$233, 545 69
150, 000 00

OSCAR C. HATCH, Cashier.

Capital stock paid in

j

$150,000 00

Surplus fund
;! Other undivided profits .

30,000 00
13, 644 60

36,000 00 jj National bank notes outstanding..
105,445 05 State bank notes outstanding
411 72
5, 000 00 Dividends unpaid .
806 72 Individual deposits
United States deposits
16 00 Deposits of U. S. disbursing officers.

135, 000 00

7,941 00
10 39
4. 000 00
9, 000 00

Due to other national banks
Due to State banks and bankers . .

88 00
227, 221 52

3, 972 45

Notes and bills re-discounted .
Bills payable

7, 750 00
Total..

559, 926 57

559, 926 57

First National Bank, Manchester.
WATEKMAN SMITH, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Keal estate, furniture, and fixtures.
Current expenses and taxes paid. -.
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of otluT banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 1153.
$81,491 11
1, 488 98
150,01)0 00
100, 000 00
67, 100 00
11,991 71
980 95

FREDERICK SMYTH, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits .
National bank notes outstanding..
State bank notes outstanding . . . . .

Dividends unpaid .
Individual deposits
4, 592 50 United States deposits
981 04 Deposits of U.S. disbursing officers.
3, 3'10 HO

1, 9:ir, 00
312 14

8, 826 20

$150,000 00
6, 840 09
135, 000 00
733 00

73,805 99
73,381 13

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

6, 750 00
41)9,760 21

Total.

439, 760 21

36

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NEW HAMPSHIRE.
Second National Bank, Manchester.
No. 2362.

AKETAS BLOOD, President.

JOSIAH CARPENTER, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U.S. bonds to secure deposits
j.
XT. S. bonds on hand
'
Other stocks, bonds, andmortgages .
Due from approved reserve agents
Due from other banks and bankers
Eeal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
•
!
Fractional currency
Specie
i
Legal-tender notes
U. S. certificates of deposit
;
Due from TJ. S. Treasurer

Total.

$143,406 70
217 22
100, 000 00
6, 400 00
19, 917 96
3, 500 00
22 50
4, 500 00
2, 739 19

Capital stock paid in.

$100,000 00
3, 700 00
2,450 31

Surplus fund
Other undivided profits
National bank notes outstanding.
State bank notes outstanding

90,000 00

Dividends unpaid.

2,100 00

' Individual deposits
j United States deposits
I DepositsofU.S.disbursingofficers

90,531 51

2,163 00 j Due to other national banks
:
Due to State banks and bankers . .
1, 924 00
500 00 Notes and bills re-discounted .
Bills payable
4, 500 00

1, 008 75

Total.

289, 790 57

289,790 57

Amoskeag National Bank, Manchester.
MOODY CURRIER, President.

No. 574.

$486, 660 49
3,015 24
200,000 00

Loans and discounts
Overdrafts
U.S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items..
Exchanges for clearing-house.
Bills of other banks
Fractional currency
,
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

G. BYRON CHANDLER, Cashitr.

Capital stock paid in
Surplus fund
Other undivided profits

$200,000 00
<

42,000 00
17,705 46

i

National bank notes outstanding..
94,154 91 State bank notes outstanding
Dividends unpaid
J
6, 384 89 Individual deposits
I
United States deposits
j
27, 296 09 Deposits of U. S. disbursing officers .1

180, 000 00
40 00
313,773 27

i

26, 926 00 Due to other national banks
<
217 13
13, 379 80 Due to State banks and bankers . . I'
14,000 00
Notes and bills re-discounted
!
|
9, 000 00 Bills payable
881, 034 55

Total.

71,445 33
56, 070 49

881, 034 55

Total.

Manchester National Bank, Manchester.
NATHAN PARKER, President.

No. 1059.

Loans and discounts
i
;
Overdrafts
U. S. bonds to secure circulation... j
U. S. bonds to secure deposits
!
U. S. bonds on hand
;
Other stocks, bonds, andmortgages '
Due from approved reserve agents •
Due from other banks and bankers ;
Be.il estate, furniture, and fixtures .
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
•
Bills of other banks
Fractional currency
Specie
Legal-tender notes
,
U. S. certificates of deposit
Due from U.S. Treasurer
i
Total...




i

$307,258 09
3,212 30
150, 000 00
19,400 00
68,781 62
441 20

CHAELES E. BALCH, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding.. I
State bank notes outstanding
[

Dividends unpaid
|
1. 826 31
*
8, 983 64 Individual deposits
United States deposits
j
2,085 30 Depositsof U.S. disbursing officers. |

17,221 00
39 75
15, 730 00
6,750 00
601,729 27

Due to other national banks
[
Due to State banks and bankers ..:
I
Notes and bills re-discounted
Bills payable

Total.

$150, 000 00
60,000 00
25, 358 50
135, 000 00
155 00
223, 042 99

3,356 78
4,816 00

601,729 27

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

37

HAMPSHIRE.

Merchants' National Bank, Manchester.
JAMES A. WESTON, President.

No. 1520.

DANIEL W. LANE, Cashier

Liabilities.

Resources.
Loans and discounts
i
Overdrafts
U. S. bonds to secure circulation. ..I
U. S. bonds to secure deposits
tT. S. bonds on hand
|.
Other stocks, bonds, and mortgagesDue from approved reserve agents-!
Due from other banks and bankers.'.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
.'
.
Checks and other cash items
Exchanges for clearing-house
!
Bills of other banks
Fractional currency
j
Specie
j
Legal-tender notes
i.
TJ. S. certificates of deposit
'.
Due from U. S. Treasurer
.',
Total

:

$200, 653 65 j Capital stock paid in
1, 854 33
150, 000 00 i Surplus fund
j Other undivided profits

!

,
j

75, 920 33 National hank notes outstanding..
State bank notes outstanding
3,319 07
Dividends unpaid
3, 52!) 35
14 00 Individual deposits
; "United States deposits
896 62 • DepositsofU.S.disbursingoflicers

19,303 71
10,864 49
135,000 00
3,348 00
121,183 56

1, 590 00 Due to other national banks
2 50 Due to State banks and bankers .. I
6,485 25
Notes and bills re-di3counted.
Bills payable
6, 750 00

Total.

451, 015 10

$150, 000 00

11, 315 34

451,015 10

Souhegan National Bank, Milford.
RoiiX. R. HOWISON, President.

No. 1070.

Loans and disconnts
Overdrafts
U. S. bonds to secure circulation...
TT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages Due from approved reserve agents.
Duo from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiumspaid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

FKEDK. T. SAWI'EU, Cashier.

$137,770 74 I Capital stock paid in
100, 000 00 Surplusfnnd
Other undivided profits

356'bb'

;

$100,000 00

,

29,819 19
3, 452 62

12, 325 00 National bank notes outstanding..]
7, 337 81 | State bank notes outstanding
3,250 60 \ Dividends unpaid
]
i
3,287 38 I
1,457 97 \I Individual deposits . .
68 00 United States deposits.
4,789 26 J DepositsofU.S. disbursingoificers !

89,000 00

8,713 75

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

Total

Total.

290, 985 56

First National Bank, Nashua.
GBOKUE A. RAMSDELL, President.

Loans and discounts
Overdrafts
TT. S. bonds to secure circulation..
TJ. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
0". S. certificates of deposit
Due from TT. S. Treasurer
Total




No. 2741,

JOHN A. SPALDING, Cashier.

$100, 522 56 Capital stock paid in
j
1,650 64
35,000 00 Surplus fund
!
Other undivided profits
65, 000 00
14, 900 00 National bank notes outstanding-.
State bank notes outstanding
2, 282 93 Dividends unpaid
18, 000 00
1,257 78 Individual deposits
495 23 United States deposits
5, 326 92 Deposits of U. S. disbursing officers.
895 00
26 38
4, 000 00

Due to other national banks
Due to State banks and bankers . .

$100,000 00
2, 206 74
31, 500 00
323 78
78, 053 69

39, 648 23

Notes and bills re-discounted.
Bills payable

2,375 00
251, 732 44

Total.

251, 732 44

38

REPORT OP THE COMPTROLLER OP THE CURRENCY.
NEW

HAMPSHIRE.

Second National Bank, Nashua.
JIREMIAH W. WHITE, President.

No. 2240.

Resources.
Loans ana discounts
Overdrafts
U. S. "bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
...
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers : .
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
'
Exchanges for clearing-house
!
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
i
Due from TJ. S. Treasurer
!
Total.

FREDERICK A. EATON, Cashier.

;

Liabilities.

$165, 761 05 !: Capital stock paid in
315 08 ll
1
125, 000 00 Surplus fund
Other undivided profits .
24,400 00 National bank notes outstanding..!
State bank notes outstanding
'<
18, 045 09
Dividends unpaid.
11, 500 00
1,482 88 Individual deposits
'' United States deposits
943 33 ; Deposits of U.S. disbursing officers.

$] 25,000 9»
7,000, 00
3, 865 73
112,500 0»
234 0*
107,250 71

551 00 [! Due to other national banks
27 01 j; Due to State banks and bankers . .
200 00
2, 000 00 Notes and bills re-discounted.
Bills payable
5,625 00
Total.

355, 850 44

355, 850 44

Indian Head National Bank, Nashua.
EDWARD SPALDING, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
IX. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures !
Current expenses and taxes paid...'
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 1310.

FRANK A. MCKEAN, Cashier.

$266,603 81 Capital stock paid in
150 20 :
120, 000 00 Surplus fund
Other undivided profits
22,000 00
29, 600 00 | National bank notes outstanding .
27,036,45 I State bank notes outstanding
3, 775 48 Dividends unpaid.
27296 74 i Individual deposits
3,066 00 United States deposits
555 38 Deposits of U.S. disbursing officers.

$120,000 0»
27, 000 09
40, 502 02
106, 000 0»
776 0»
217, 851 93

16,182 66" Due to other national banks
163 89 Due to State banks and bankers .
12,300 00
3,000 00 Notes and bills re-discounted.
Bills payable
5,400 00
Total.

512,129 95

512,129 9E

New Market National Bank, New Market.
JOSEPH C. BUKLEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TT. S. bonds to secure deposits
. U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Legal-tender notes
IT. S. certificates of deposit .
Due from U. S. Treasurer..
Total.




No. 1330.

SAMUEL A. HALEY, Cashier.

$90,539 85 ! Capital stock paid in.

$80, 000 08

Surplus fund
Other undivided profits .

18, 000 0*
1, 087 21

National bank notes outstanding..
3,245 22 | State bank notes outstanding
\
1, 700 00 ' Dividends unpaid
Individual deposits
;
4,407 81 United States deposits
!
4, 075 10 Deposits of U.S. disbursing officers.!

70,200 0»

10,000 00

573 0*
23, 882 6t

4, 260 00 Due to other national banks
10 11 ! Due to State banks and bankers •
1, 505 00 '
4U0 00 I Notes and bills re-discounted.
Bills payable
3, 600 00
193,743 09

Total.

193,743 0»

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

39

HAMPSHIRE.

First National Bank, Newport.
DEXTER EICHAUDS, President.

No. 888.

FREDERICK AV. LEWIS, Cashier.

Resources.
Loans and discounts
Overdrafts
tT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Legal-tender notes
U. S. certificates of deposit .
Due from U. S. Treasurer...

Liabilities.
$103,904 58 ! i Capital stock paid in

I $100, 000 0»

100,000 00 !' Surplus fund
t
| Other undivided profits
'
5,500 00
1,000 00 National bank notes outstanding-.
State bank notes outstanding
44, 487 24

25,000 00
3,931 10
87, 000 00

Dividends unpaid .

700 00
84 83

Individual deposits
i
United States deposits
*
Depositsof U.S. disbursing officers, j

3,760 00
77
4,625 00

52,631 33

Due to other national banks
Duo to State banks and bankers .
Notes and bills re-discounted.
Bills payable

4, 500 00

Total .

Total.

208, 562 42

268, 562 48

First National Bank, Peterborough.
FREDERICK LIVINGSTON*, President.

j
Loans and discounts
'
Overdrafts
. - -!
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
].
U. S. bonds on hand
j.
Other stocks, bonds, and mortgages j
Due from approved reserve agents
Due from other banks and bankers. |.
Real estate, furniture, and fixtures. •
Current expenses and taxes paid... I
Premiums paid
!
Checks and other cash items
:
Exchanges for clearing-house
.
Bills of other banks
;
Fractional currency
I
Specie
;
Legal-tender notes
U. S. certificates of deposit
;.
Due from U. S. Treasurer
'•

Total.

No. 1179.

CHAS. P. RICHARDSON, Cashier.

$128,730 35 Capital stock paid in
345 94
100, 000 00 ! Surplus fund
Other undivided profits.

$100, 000 0»
20.000 0»
17,120 88

24,231 35 j National bank notes outstanding. j
9, 344 24 State bank notes outstanding
:
"'i'ooo'oo Dividends unpaid

88,000 00
495 0*

1, 214 67 Individual deposits
United States deposits
1, 563 55 Deposits of U. S. disbursing officers.

48, 074 63

1,987 00
45 23
1,694 05
500 00

1, 465 8T

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

4, 500 00

Total.

275, 156 38 I

275,156 38

Pittsfield National Bank, Pittsfield.
CHAS. H. CARPENTER, President.

Loans and discounts
i
Overdrafts
j
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
I
TJ. S. bonds on hand
•
Other stocks, bonds, and mortgages, j
Due from approved reserve agents. •
Due from other banks and bankers \
Real estate, furniture, and
fixtures.
Current expenses and taxes paid...!
Premiums paid
]
Checks and other cash items .
Exchanges for clearing-house .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U.S. Treasurer

Total.




JOHN A. Goss, Cashier.

No. 1020.

$56,312 20

Capital stock paid in

:

j

$50,000 0*

j

50, 000 00 ! Surplusfund
Other undivided profits

7,440 0»
1,878 54

National bank notes outstanding.. I
5,891 03 State bank notes outstanding . . . . . !

i

299 0*

! Dividends unpaid
I
j Individual deposits
I United States deposits
1,950 00 I Deposits of U.S. disbursing officers j

24, 581 5»

3, 000 00

i

'

43,700 0#

4, 000 00 Due to other national banks
|.
245 90 Due to State banks and bankers - - i.
3,250 00
1, 000 00 Notes and bills re-discounted.
Bills payable
2,250 00
127, 899 13

Total.

127,899 1*

40

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Pemigewasset National Bank, Plymouth.
SATHAN H. "WEEKS, President.

No. 2587.

OSMON B. COFELAND, Cashier.

Resources.

Liabilities.

Loans and discounts
'• $105,189 27 Capital stock paid in.
Overdrafts
U. S. bonds to secure circulation .. i
75,000 00 Surplus fund
U. S. bonds to secure deposits
'
Other undivided profits .
U. S. bonds on hand
!
Other stocks, bonds, andmortgages.!
12,700 00 j | National bank notes outstanding..
;
Due from approved reserve agents
17,297 01 I State bank notes outstanding
Due from other banks and bankers |
Dividends unpaid
Real estate, furniture, and fixtures :<
1,196 07
Cuirent expenses and taxes paid...
1, 046 81 I Individual deposits
Premiums paid
1,000 00 United States deposits
Checks and other cash items
'•
7 00!' Depositsof U.S. disbursing offie
Exchanges for clearing-house
:
Bills of other banks
;
3,381 00 1 Due to other national banks
1
Fractional currency
I
54 89i i Due to State banks and bankers .
Specie
,
715 00
Legal-tender notes
;
3,000 00 [ Notes and bills re-discounted.
U. S. certificates of deposit
i
' Bills payable
Due from IT. S. Treasurer
;
4,875 00
Total

;

225,462 05

Total.

$75,000 00
1,000 00
4, 642 77
66,800 00

78, 019 28

225,402 05

First National Bank, Portsmouth.
E. C. PEIUCE, Actg. Cashier.

No. 2672.

EDWARD P. KIMBALL, President.

$341,270 11
219 25
150, 000 00
107, 000 00

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from appioved reserve agents
Dne from othoi banks and bankers
Real estate, fiiitiiture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and othr r cash items
Exchanges for clearing-house
Bills of other banks
Fractional currei-oy
Specie
Legal-tender notes
XT. S. certificates OL deposit
Due from U. S. Tt jasurer

Capital stock paid in

{ $300, 000 00

Surplus fund
Other undivided profits

100,000 00
23,886 04

143, 969 78 ! National bank notes outstanding..;
46, 004 20 State bank notes outstanding . .-.•
1)8, 030 58 I Dividends unpaid
4, 000 00
6,928 61j] Individual deposits
1
United States deposits . .
4,144 89 !' De-.ositsofU.S.disbursingofficers.i

135,000 00

•

17, 500 00 I Du e t o other national banks
I
500 00 1 Due to State banks and bankers ..•
21, 300 00
5,700 00 ; No;' a and bills re-discounted .
j Bill.) payable
6,750 00 1
1

Total.

3,801 00

893,317 42

Total.

893,317 42 i

583 00
235,027 89
73, 918 15
21,101 34

National Mechanics and Traders' Bank, Portsmouth.
JOHN SISE, President.

No. 401.

Loans and discounts
•
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
:
TJ. S. bonds on hand
Other stocks, bonds, andmortgages
Due from approved reserve agents :
Due from other banks and bankers.<
Real estate, furniture, and fixtures
Current expenses and taxes paid-..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other bauks
Fractional currency
Specie
,
Leial-t<nder notes
TJ. S. certificates of deposit
j
Due from U. S. Treasurer
'
Total




i

J . P. BABTLETT, Cashier.

$372,943 88 Capital stock paid in
300,000 00

$300,000 00

Surplus fund
Other undivided profits

17,000 00
29,200 00 National bank notes outstanding..
50, 825 58 State bank notes outstanding
15,900 00 Dividends unpaid
4, 772 67 Individual deposits
United States deposits
j
DepositsofU.S.disbursingofficers.:
16,737
106
6, 591
4,000

00 Due to other national banks
:
07 Due to State banks and bankers .. [
75
00 Notes and bills re-discounted
Bills payable
|
13,500 00
831,576 95

Total

j

60, 000 00
31,425 07
270,000 00
812 00
164, 620 76

4, 719 12

831,576 95

REPORT OF THE COMPTROLLER OF THE CURRENCY.
JfEW

4L

HAMPSHIRE.

New Hampshire National Bank, Portsmouth.
K. A. PETERSON, President.

No. 1052.

LAFAYETTE S. BUTLER, Cashier.

"Resources.
Loans and discounts
Overdrafts
17. S. bonds to secure circulation-. TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.'
Due from approved reserve agents.
Due from other banks and bankers.;
Real estate, furniture, and fixtures.
Current expenses and taxes paid-..!
;
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U.S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$151, 723 13 Capital stock paid in

: $150,000 00
25, 683 39
3,443 52

150,000 00 Surplus fund
Other undivided profits
24,300 00 National bank notes outstanding..
11,610 17 State bank notes outstanding
Dividends unpaid
2,090 76 Individual deposits
455 43 United States deposits
:
226 32
Deposits of U. S. disbursing officers. j

131, 300 00
199 50
39,197 65

620 00 Due to other national bants
4 2 5 Due to State banks and bankers .
1,544 00
500 00 Notes and bills re-discounted .
Bills payable
6,750 00
349,824 06

Total.

349, 824 06

Rockingham National Bank, Portsmouth.
JNO. J. PICKERING, President.
Loans and discounts
j
Overdrafts
U. S. bonds to secure circulation... |
U. S. bonds to secure deposits
:
U. S. bonds on hand
'.
Other stocks,bonds, and mortgages, j
Due from approved reserve agents, i
Due from other banks and bankers. j
Real estate, furniture, and fixtures.
Current expenses and taxes paid.
Premiums paid
j
!
Checks and other cash items
Exchanges for clearing-house
j.
Bills of other banks
!
Fractional currency
I
Specie
]
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

No. 1025.
$255, 368 58

Capital stock paid in

$200, 000 00

Surplus fund
Other undivided profits .

40,000 00
26,693 94

00 National bank notes outstanding..
64 State bank notes outstanding
45
•
00 Dividends unpaid
Individual deposits
i
United States deposits
i
3, 922 03 Deposits of U.S.disbursing officers.

176, 700 00
4,538 00

200, 000 00
29, 000
21, 067
680
5,000

665 00
81, 634 43

2,109 00 Due to other national banks
'
126 92 Due to State banks and bankers . .
3, 950 75
Notes and bills re-discounted.
Bills payable
9, 000 00
Total.

530,231 37

Total.

JOHN P. HAST, Cashier.

530,231 37

Rochester National Bank, Rochester.
JOHN MCDUPFEE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankersReal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U.S. certificates of deposit
Due from U. S. Treasurer
Total




No. 2138.

HENKY M. PIAJMER, Cashier.

$79,170 83 Capital stock paid in
29 00
50, 000 00 Surplusfund
Other undivided profits

•
•.

!

National bank notes outstanding..
State bank notes outstanding
Dividends unpaid

$50, 000 00
3,500 00
3,238 17
44,000 00
693 50

Individual deposits
j
United States deposits
Deposits of U.S.disbursing officers, j

50, 347 07

Due to other national banks
i
Due to State banks and bankers . .

1,652 13

Notes and bills re-discounted
Bills payable

Total.

153,430 87

42

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW HAMPSHIRE.
Citizens' National Bank, Tilton.
No. 1333.

AUSTIN F . PIKE, President.

WILLIAM T. CASE, Cashier.

Resources.
Loans and discounts
Overdrafts
I
IT. S. bonds to secure circulation... I
U. S. bonds to secure deposits
I
XT. S. bonds on hand
!
Other stocks, bonds, and mortgages. |
Dae from approved reserve agents i
Due from other banks and bankers :
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Legal-tender notes
U. S. certificates of deposit.
Due from TJ. S. Treasurer. -.
Total.

Liabilities.
$75,471 83 Capital stock paid in.

$70, 000 0*

70,000 00 Surplus fund
Other undivided profits .

11, 200 00
2, 233 48

National bank notes outstanding..!
13, 776 89 State bank notes outstanding
1,100 00 Dividends unpaid.
1,010 92 Individual deposits
268 86 United States deposits
i
400 00 Deposits of U. S. disbursing officers. j

60,200 01

1,603 00
28

2, 533 75

Due to other national banks
I
Dae to State banks and bankers ..!

! Notes and bills re-discounted
Bills payable
2,650 00 I

2,000 0»

i
j

Total.

168,815 51

23,182 03

168, 815 51

Kearsarge National Bank, Warner.
GKOBGB SAVORY, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U.S. bonds on hand
Other stocks, bonds, and mortgages, j
Due from approved reserve agents!
Due from other banks and bankers. '•
Real estate, furniture, and fixtures.
Current expenses and taxes paid—
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 1674.

GILMAN C. GEOKGE, Cashier.

$37,814 32 I Capital stock'paid in
763 22
35, 000 00 i Surplus fund
! Other undivided profits .
7, 650 00
9, 855 00 National bank notes outstanding..
1, 968 24 State bank notes outstanding
i
1, 000 00 Dividends unpaid
426 36
1,023 75 Individual deposits
United States deposits
j.
631 12 Depositsof U.S.disbursingoflicers .
95 00
5 05
843 70

$50,000 00
6, 713 0»
1, 346 72
29, 892 00
482 0*
10,217 04

Due to other national banks
Due to State banks and bankers .
I Notes and bills re-discounted .
Bills payable

1, 575 00
, Total.

98, 650 76

'8,650 78

Winchester National Bank, Winchester.
EDWARD C: THATER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U.S. bonds to securekleposits
U.S. bonds on hand
'
Other stocks, bonds, and mortgages.!
Dae from approved reserve agents.
Due from other banks and bankers, j
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 887.

$172, 656 57
150,000 00

HENRY ABBOTT, Cashier.

Capitol stock paid in

!

Surplus fund
Other undivided profits .

$150,000 0»
26,000 0*
8, 254 61

National bank notes outstanding.. i
State bank notes outstanding
|.

135, 000 00

[
5, 939 67 Dividends unpaid
1, 020 11 Individual deposits
|
United States deposits
2, 072 52 Deposits of U. S. disbursing officers.;.

23,245 49

3, 618 15

91 00
11 50
1, 726 40

Due to other national banks
Due to State banks and bankers . .

238 51

1,147 3i

Notes and bills re-discounted .
Bills payable

6, 750 00
343, 885 92

Total.

343, [85 88

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

43

HAMPSHIRE.

Lake National Bank, Wolfborough.
BLAKE FOLSOM, President.

No. 1486.

CHAS. F . PARKEK, Cashier.

Liabilities.

Kesources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Dae from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid. Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of otber banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




$137,820 91 ] Capital stock paid in

\

125, 000 00 I Surplus fund
Other undivided profits
11,029 40
3,000 00

13, 000 00
3,371 84

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

Individual deposits
United States deposits
17 50 j Deposits of U.S. disbursing officers.

$125,000 00

112,500 0a
'•
38, 915 98

6,180 00 Due to other national banks
30 06 Due to State banks and bankers .
2, 609 95
Notes and bills re-discounted .
Bills payable
5, 600 00
290, 787 82

Total.

290,787 82

44

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
National Bank, Barre.
No. 2109.

LEONARD F. ALDKICH, President.

FREDERICK L. BATON, Cashier.

Resources.

Liabilities.
$137,704 81 ' Capital stock paid in

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, f urniture, and fixtures Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
0 . S. certificates of deposit
Dae from TJ. S. Treasurer

!

100, 000 00 Surplus fund
100 00
11,500 00
13,731 30
9,400 00
625 69

174 37

Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid

$100,000 00

;
i

20.000 00
6,791 04
88, 675 00

j

:
Individual deposits
United States deposits
|.
Depositsof U.S. disbursing officers. \.

!, 035 00 Due to other national banks
22 48
764 95 Due to State banks and bankers .
898 00 Notes and bills re-discounted .
Bills payable
4, 500 00
281,456 60

Total.-

78 00
53, 262 56

12,650 00
281,456 60

Total.

Barton National Bank, Barton.
No. 2290.

HIKAM MCLELI.AS, President.

H. JK. DEWEY, Cashier.

Loans and discounts
$165, 042 78 ! Capital stock paid in
Overdrafts
j
U. S. bonds to secure circulation...
l">0, 000 00 Surplusfund
j
U. S. bonds to secure deposits
'
Other undivided profits
!
U. S. bonds on hand
i
Other stocks, bonds, and mortgages
: National bank notes outstanding..
Due from approved reserve agents.;
35, 471 97 State bank notes outstanding
Due from other banks and bankers.,
Real estate, furniture, and
fixtures.
1, 500 00 Dividends unpaid
Current expenses and taxes paid...
952 64 ' Individual deposits
Premiums paid
United States deposits
Checks and other cash items
2, 814 00 j Deposits of U.S. disbursing officers
;
Exchanges for clearing-house
;
Bills of other banks
4,584 00 j Due to other national banks
Fractional currency
126 27 j Due to State banks and bankers ..
Specie
'
960 00
Legal-tender notes
j
1,000 00 Notes and bills re-discounted.
U. S. certificates of deposit
!
Bills payable
Due from U. S. Treasurer
!
6,750 00 j
Total

;

369,201 66 •

$150, 000 00
10,000 00
5, 307 35
135,000 00
496 00
68, 398 31

369,201 66

Total.

National Bank, Bellows Falls.
JAMES H. WILLIAMS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...,
TT. S. bonds to seoure deposits
j
U. S. bonds on hand
Other stocks, bonds, and mortgages :
Due from approved reserve agents.
Due from other banks and bankers. >
Real estate, furniture, and
fixtures.
Current expenses and taxes paid...'
Premiums paid
Checks and other cash items..
Exchanges for clearing-house .
Bills of other banks
Fractional currency
Specie
Le^al-tender notes
0*. S. certificates of deposit
Dae from U. S. Treasurer
Total .




No. 1653.

PRESTON H. HADLEY, Cashier.

$178, 722 00 Capital stock paid in
1,589 86
100, 000 00 Surplusfund
Other undivided profits

$100,000 00
20,000 00
50,911 14

, National bank notes outstanding.-!
!
46,627 48 j State bank notes outstanding
62,483 93 j
j
14,250 00 ! Dividends unpaid
' Individual deposits
|
| United States deposits
;
7, 757 62 Deposits of U. S. disbursing officers J
2, 619 00 Due to other national banks
Due to State banks and bankers
11, 603 02
1, 590 00 Notes and bills re-discotmted.
Bills payable
4, 500 00
431, 742 91

Total.

|

90,000 00
4,000 00
1,659 00
164,715 34

457 43

431, 742 91

REPORT OF THE COMPTROLLER OF THE CURRENCY.

45

VERMONT.
First National Bank, Bennington.
LUTHER R. GRAVES, President.

No. 130.

GEORGE 1\ GRAVES, Cashier.

Kesources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U.S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other bants and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items .
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit...
Due from U. S. Treasurer
Total.

Liabilities.
$381, 525 68 I Capital stock paid in
1,963 12
122,000 00 I Surplusfund
Other undivided profits

$110,000 00
J10,000 00
26,903 33

National bank notes outstanding..
44 State bank notes outstanding
89
00 ! Dividends unpaid
I
48 Individual deposits
United States deposits
i
50 00 Deposits of U. S. disbursing officers I

22, 000 00

15, 504
476
5, 000
1, 590

1, 345
111
4, 000
16, 000

00 Due to other national banks
i
76 Due to State banks and bankers ..;
00
00 Notes and bills re-discounted.
Bills payable
5,450 00
Total.

577, 017 37

108,795 00

217, 111 43

4,207 61

577, 017 37

Bennington County National Bank, Bennington.
CHARLES THATCHER, President.

Loans and discounts
|
Overdrafts
j
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
|
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers,; j
Real estate, furniture, and fixtures
Current expenses and taxes paid-..'
Premiums paid
j
Checks and other cash items
:
Exchanges for clearing-house
'
Bills of other banks
j
Fractional currency
Specie
j
Legal-tender notes
. - -'
U. S. certificates of deposit
Due from U. S. Treasurer
I
Total..

No. 2395.

ELLI6 A. COBB, Cashier.

$146,325 07 |! Capital stock paid in
527 27 I
100,000 00 |l Surplusfund
Other undivided profits
6,506 22
2, 218 72
3, 084 74
904 70
208 00

|
:
;

National bank notes outstanding.. j
State bank notes outstanding . .

$100, 000 00
3,900 00
2, 997 38
90,000 00

Dividends unpaid
Individual deposits
j
United States deposits
!
Deposits of U.S. disbursing officers j

806 00 ; Due to other national banks
j
47 23 , Due to State banks and bankers...
2, 517 00 Notes and bills re-discounted
Bills payable
4,500 00
3, 379 00

271, 023 95

Total.

55,734 2o

2,206 97
16, 024 13
161 22
271, 023 95

National "White River Bank, Bethel.
NELBON GAY, President.
Loans and discounts
;
Overdrafts
U. S. bonds to secure circulation -.'
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.'
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
;
Exchanges for clearing-house
.
Bills of other banks
'
Fractional currency
,
Specie
I
Legal-tender notes
!
U. S. certificates of deposit
Due from XT. S. Treasurer
Total.




No. 962.

$145,163 43
5,487 72
125,000 00

7,142 40
3, 600 00
485 31
693 77
3,776 00
15 00
5,628 10
1,500 00

MERRICK SYLVESTER, Cashier.

Capital stock paid in

'

Surplus fund
Other undivided profits .
National bank notes outstanding.
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
|
Deposits of U. S. disbursing officers j

$125, 000 00
18,417 00
2, 446 76
112,500 00
816 00
44, 936 97

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

5, 625 00
304,116 73

Total.

304,116 73

46

REPORT OF THE COMPTROLLER OF THE CURRENCY.

VERMONT.
First National Bank, Brandon.
H. C. COPELAKD, Cashier

No. 278.

KATHAN T. SFRAUUE, President

Resources.

Liabilities.

Loans and discounts
i
Overdrafts
TJ. S. bonds to secure circulation. . . |
TJ. S. bond3 to secure deposits
!.
TJ. S. bonds on hand
j
Other stocks, bonds, andmortgages.;
Due from approved reserve agents j
Due from other banks and bankers ;
Eeal estate, furniture, and fixtures j .
Current expenses and taxes paid... j .
Premiums paid
•
C hecks and other cash items
•
E x changes for clearing-house
:.
Bills of other banks
Fractional currency
Specie
i
Legal-tender notes
i.
TJ. S. certificates of deposit
).
Due from TJ. S. Treasurer
I
Total.

$207,162 83 Capital stock paid in.
2, 487 24
150,000 00 Surplus fund
Other undivided profits
"*26,O5O 00'
38, 850 00 National*bank notes outstanding..
14, 008 35 State bank notes outstanding
5, 500 00 Dividends unpaid.
2, 662 50
2, 900 95

Individual deposits
United States deposits
Depositsof U.S. disbursingouicers

2, 395 00 i Due to other national banks
104 00 Due to State banks and bankers ..
106 00 I
Notes and bills re-discounted .
Bills payable
6, 750 00
452, 978 87

Total.

$150,000 00
80, 000 08
45,559 18
135,000 00
650 00
41,100 54

667 15

452, 976 87

Brandon National Bank, Brandon.
No. 404.

ERASTUS D. THAYEE, President

Loans and discounts
Overdrafts
tT. S. bonds to secure circulation..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

i
j
|
i
!
j
|
I
1
;
i
!
'
;
'
|
'

FRANK E. BRIGGS, Cashier.

$208, 808 37 Capital stock paid in

$200, 000 00

200,000 00 Surplus fund
Other undivided profits ..
National bank notes outstanding.
15,266 69 State bank notes outstanding
Dividends unpaid..
7, 200 00
Individual deposits
United States deposits
645 80 Deposits of U.S. disbursingotficers.

12,222 78
180, 000 00

55, 028 28

3,460 00 Due to other national banks
30 15 Du 3 to State banks and bankers .
790 00
2,05u 00 Notes and bills re-discounted.
Bills payable
9,000 00
447,251 01

Total.

447, 251 01

People's National Bank, Brattleboro'.
PARLEY STARB, President.

No. 2305.

W. A. FACLKNEK, Cashier.

$209,587 84 I Capital stock paid in
Loans and discounts
51 91
Overdrafts
100,000 00 Surplus fund
-TJ. S. bonds to secure circulation..
Other undivided profits .
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages I
19,000 00 National bank notes outstanding..
Due from approved reserve agents
20,967 09 State bank notes outstanding
Due from other banks and bankers
78 90
Real estate, furniture, and
fixtures
4, 00» (10 Dividends unpaid.
Current expenses and taxes paid-..
1, W0 46 Individual deposits
Premiums paid
255 00 United Statt-s deposits
Checks and other cash items
I
299 30 Depositsof U.S. disbursingotlicers.
Exchanges for clearing-house
Bills of other banks
2,008 00 Due to other national banks
Fractional currency
00 6-1 Due to State banks and bankers . .
Specie
3,64:100
Legal-tender notes
8, 800 00 Notes and bills re-discounted .
U. S. certificates of deposit
Bills payable
Due from U. S. Treasurer
4,5uo 00
Total




374, 412 15

Tot.il.

$100, 000 00
13, 000 00
6, 244 68
90, 000 00

164,184 27

983 20

374, 412 15

47

REPORT OF THE COMPTROLLER 0^ THE CURRENCY.
VERMONT.
Vermont National Bank, Brattleboro'.
"WM. P . CUNK, President.

N o . 1430.

G E O . S. DOWLEY,

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TT. S. bonds to secure deposits
IT. S. bonds on band
Otherstocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankersReal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
,..
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Cashier.

Liabilities.

Resources.

Capital stock paid in

10, 000 00
117,800 00
45,257 85
441 95

j

$150,000 00

Surplus fund
Other undivided profits .

$340, 232 93
""150," 000 00

I
i

100,000 00
53,457 31

! National bank notes outstanding..
State bank notes outstanding
j
Dividends unpaid

!

2, 030 00
1,885 46

Individual deposits
!
United States deposits
2,030 40 j DepositsofU.S.disbursingoflicers.j.
109
30
2, 42!)
10,000

00
53
75
00

133,000 00

252,540 56

| Due to other national banks
;.
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

6, 750 00

Total.

688, 997 87

8, 997 87

Howard National Bank, Burlington.
LAWRENCE BAKNES, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
V. S. bonds to secure deposits .
XT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. eel ti ticates of deposit
Due from V. S. Treasurer
Total.

No. 1698.
$428, 815 04
2, 335 08
100, 000 00

CHARLES A. SUMNEK, Cashier,

n Capital stock paid in.

$300, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

53, 086 76

25, 500 00
11,145 55
90, 000 00

22. 854 94 Dividends unpaid.
3,306 97
Individual deposits
United States deposits
9, 556 93 DepositsofU.S. disbursingofncers
3,125
100
5, 853
9,000

273 00
215, 838 57

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

00
03
75
00

* * 4, 722 62

Total.

642, 757 12

642,757 12

Merchants' National Bank, Burlington.
EDWaRD LYMAN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits .
U S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Cuireni expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
.'
Legal-tender notes
TX. S. certificates of deposit
Due from XJ. S. Treasurer

No. 1197.
$751,6:>5 21
16 65
500,001) C
I
O
50, 000 00

WOODHOUSE, Cashier.

Capital stock paid in.
; Surplus fund
; Other undivided profits .

-ij National bank notes outstanding..
130,418 58 State bank notes outstanding .
2ti9 7 1
Dividends unpaid.
5 000 00
30, 000 00
819 4U

Individual deposits
United States deposits
Depositsof U.S. disbursingofflcers.

Due
9 , 0 0 4 00
>-9 26 j Due
10.791 SO 1
37, <J7n 00 i

to other national banks
to State banks and bankers ..

$500, 000 00
100,000 00
20, 714 90
450, 000 00
518 00
424,186 13
10, H41 42
6, 656 80
29,617 12

Notfes and bills re-discounted
Bills payable

1>2, 500 00

Total.




CHAS. W.

3,548,534 37

Total

| 1,548,534 37

48

REPORT OF THE COMPTROLLER OF THE CURRENCY.
V E R M O N T.
Castleton National Bank, Castleton.

CARLOS S. SHERMAN, President.

No. 1598.

HENKY I. COLE, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
,
;•
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U.S. bonds on hand
Other stocks, bonds, and mortgages. .
Due from approved reserve agents.
Due from other banks and bankers !
Real estate, furniture, and fixtures :
Current expenses and taxes paid....
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U.S. certificates of deposit
Due from U. S. Treasurer

$68, 987 92

Capital stock paid in.

53 00
61
263 00
1, 900 00

10, 000 00
2, 939 84
45, 000 08

23, 420 41

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

2, 250 00
131, 360 25

Total.

131, 360 25

Total .

$50,000 00

Surplus fund
Other undivided profits.
National bank notes outstanding..;
4, 725 62 State bank notes outstanding
3, 000 00 Dividends unpaid
Individual deposits
\ United States deposits
180 10 DepositsofU.S.disbursingoflicers |

50, 000 00

First National Bank, Chelsea.
No. 2120.

SMITH ELY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents. |
Due from other banks and bankers!
Real estate, furniture, andfixtures,j
Current expenses and taxes paid. -. j
Premiums paid
Checks and other cash items
Exchanges for clearing-house . -.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$130,071 65
3,135 96
150, 000 00

Capital stock paid in..

$150,000 00
11,040 O
H
1, 411 55

Surplus fund
Other undivided profits .
1,323 44 National bank notes outstanding..
State bank notes outstanding
11, 248 77
5, 496 84 Dividends unpaid.
415 07
3,415 16 Individual deposits
United States deposits
1,259 64 Deposits of U. S. disbursing ofiicers
1,413 00
18 69
650 49
700 00

127,200 00
1,264 00
24,983 16

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

6, 750 00

Total.

315,898 71 ,j

Total .

JOHX C. CLARK, Cashier.

315, 898 71

Caledonia National Bank, Danville.
NEWELL STOCKER, Vice-Prendent.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .




No. 1576.

JAS. B. MATTOCKS, Cashier

$130,478 53 Capital stock paid in
116 19
70, 000 00 Surplus fund
500 00
2,145 08
6,241 75
4,426 29
50 91

Other undivided profits .
National bank notes outstanding.. ]
State bank notes outstanding
:.
Dividends unpaid

Individual deposits
United States deposits
71 95 Deposits of U. S. disbursing officers

1. 068 00
18 98
1, 096 50
500 00

I $100,000 00
34,245 23
38 60
63, 000 00
1, 061 50
21, 518 85

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

3,150 00
219,864 18

Total.

219, 864 18

REPORT OF THE COMPTROLLER OF THE CURRENCY.

49

VERMONT.
National Bank, Derby Line.
AUSTIN T. FOSTER, President.

No. 1368.

STEPHEN FOSTER, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

$359, 599 14
7, 750 35
140, 000 00
10, 018 75
19, 548 80
9,176 00
2, 096 28
2, 941 00
53 10
9, 205 20
5, 988 00

Surplus fund
Other undivided profits.
National bank notes outstanding.
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits .
Deposits of TT.S. disburs gofficers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

30,000 00
10,154 66
125, 900 00

252, 541 55

4, 080 41

6, 300 00

Total .

572, 676 62

Total.

$150, 000 00

Capital stock paid in.

572, 676 62

First National Bank, Fair Haven.
No. 344. !

ZENAI C. ELLIS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Le gal-tender notes
U. S. certificates of deposit
D e trom (J. S. Treasurer

$228, 894 83
324 58
100, 000 00
550 00
2, 980 00
27,297 82
48 74
13,700 00
1,570 10
3, 209 42
834 00
32 08
2, 978 00
3, 975 00
4, 500 00

$100,000 00

Capital stock paid in.
Surplus fund
Other undivided profits .
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U.S. disbursingofiicers
Due to other national banks
Due to State banks and bankers ..
Notes and bills re-discounted.
Bills payable
Total.

390,895 17

Total.

ERASTUS H. PHELPS, Cashier.

20, 000 00
11,094 08
90,000 00
280 00
169, 417 54

103 55

390( 895 17

Allen National Bank, Fair Haven.
IBA C. ALLEN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

H. Ex. 3-




No. 2422.
$79, 611 37
28 55
50, 000 00

13, 075 44
340 72
1, 610 00
641 25
1, 575 10
1,136
136
15
3,100

00
54
00
00

2, 250 00
153,528 97

CHAS. R. ALLEN, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits .
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
DepositsofU.S. disbursing officers.

$50,000 00
3,000 00
2,303 11
44,880 00

53, 345 86

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable
Total..

153,528 97

50

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Lamoille County National Bank, Hyde Park.

CAKLOS S. NOYES, President.

No. 1163.

ALBERT L. NOYES, Cashier.

Resources.

Liabilities.

Loans and discounts

$156,003 15

XT. S. bonds to secure circulation . .
XT. S. bonds to secure deposits
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items

Capital stock paid in

$150,0«0 00

150,000 00

Other undivided profits
National bank notes outstanding..

28, 800 00
1,470 99
135, 000 00

11,958 48
4,000 00
1,056 00
3,452 36
2,500
85
1,960
3,000

Fractional currency
Specie
Due from U. S. Treasurer

00
22
00
00

79 50

Individual deposits

25,414 72

Deposits of U.S. disbursing officers.
Due to State banks and bankers . .

6,750 00

Total

Total

340, 765 21

340, 765 21

"West River National Bank, Jamaica.
WILLIAM HARRIS, President.

No. 1564.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
tJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other hanrbs and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other hanks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$40, 983 05
66 99
60,000 00
1,200 00
14, 052 98
3, 050 00
426 49
28 10
265 00
7 62
926 95
2, 478 00

JOHN A. BUTLEE, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits .
National bank notes outstanding.
State bank notes outstanding
Dividends unpaid.

$60, 000 00
102 30
4, 865 83
54, 000 00
124 54

Individual deposits
United States deposits
Deposits of TJ.S. disbursing officers

7, 092 51

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2,700 00

Total.

126,185 18

126,185 18

National Bank, Lyndon.
L.