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ANNUAL REPORT

COMPTROLLER OF THE CURRENCY

FIRST SESSION OF THE FORTY-SEVENTH CONGRESS




OF THE

UNITED

STATES.

DECEMBER 5, 1§§1,

POINTING OFFICE.

1881.

TABLE OF CONTENTS.
[A full index will be found at page cc: v of this volume.]
*

Page.
Report submitted for consideration of Congress
Ill
National banks organized, failed, and placed in voluntary liquidation during the year and
since the establishment of the system
Ill
Resources and liabilities of the national banks on October 1,1881, classified as to city and
country banks
IV"
Sixteen States and Territories having the largest national banking capital
V
Comparative statements of the national banks for eleven years
V
Increase of loans, deposits, circulation, capital, and surplus, in groups of banks in Eastern, Western, and Southern States
YI
Extension of the corporate existence of the national banks
YI
Substitutes for money
XI
Proportion of bank notes, bank checks, and coin used in London, from data prepared by Sir
John Lubbock
XIII
Proportion of bank checks used, from data presented by President G-arneld
XIY
Circulars requesting returns of receipts and payments for June 30 and September 17, 1881,
issued by Comptroller.
XY
Total amount of receipts of all the banks, in money and checks
XY
Total receipts of money and>hecks by the banks of New York City and fifteen other principal cities, and by the remaining banks
XY
Total receipts and proportions of gold coin, silver coin, paper money, and checks and drafts.
XYI
Checks and drafts in the principal cities
XYII
Proportion of the receipts in the four principal cities
XYIII
Total receipts and proportions of checks and drafts in the States and Territories
XYIII
Proportion of receipts which represent legitimate business
XIX
Proportion of checks which pass through the clearing-house
XX
Use of checks in France
XXI
Data collected in England by Mr. George H. Pownall
XXII
Extracts from his paper read before the Institute of Bankers, London
XXXII
Transactions of the New York Clearing-House
XXIII
Distribution of coin and paper currency
XXIY
Amount in the country
XXY
Amount in the Treasury and banks
XXY
Amount outside of the Treasury and banks
XXYI
Silver certificates
XXYI
Amount of interest-bearing funded debt of the United States, and amount held by the national banks
XXYI
Amount of United States bonds held by commercial banks, trust companies, and savings
banks organized under State laws
**
XXYIII
Loans and rates of interest
XXX
Rates of interest in New York City, and in the Bank of England and Bank of France
XXXIY
Duties of directors and examiners
XXXIY
Retirement of national-bank notes and withdrawal of bonds held as security therefor
XXXIX
Number, capital, and deposits of national banks, State and savings banks, and private
bankers
XLII
Private bankers, by cities, States, and Territories
XLIII
State banks, savings banks, and trust companies
XLY
Security for circulating notes
XLYII
Specie in banks
XLYIII
Estimated amount in country
XLIX
Specie in Treasury of the United States and proportions of gold and silver
L




II

TABLE OF CONTENTS.

Specie in Bank of England
Specie in Bank of France and proportions of gold and silver
National bank failures and dividends to creditors
Taxation of national banks
State taxation of national banks
Losses, surplus, earnings, and dividends of the national banks
United States legal-tender notes and national bank circulation
National bank and legal-tender notes by denominations, circulating notes of the Bank of
France and Imperial Bank of Germany by denominations
Redemption
Reserve
Attention called to tables in the appendix

Page.
L
L
LI
LII
LYI
LVIII
LXH
LXV
LX VI
LXIX
LXX

APPENDIX.
Names and compensation of officers and clerks
LXXI
Expenses of the office
LXXII
Synopsis of decisions of the Supreme and circuit courts of the United States, and of State
courts of last resort upon national-bank questions
LXXI1I
Tables showing amounts of gold coin, silver coin,paper currency, and checks and drafts in
the States and Territories and reserves cities
XCIY
Tables showing the ratios of gold coin, silver coin, paper currency, and checks and drafts
in the States and Territories and reserve cities
XC VI
Classification of the loans of national banks
XC VII
Increase in loans of United States bonds on hand, capital, surplus, net deposits, specie and
legal-tender notes iu various States
XC VIII
Number, capital, bonds, and circulation of national banks
CI
Number, average capital, deposits, and investments in United States bonds, of State banks,
&c
CII
Lawful money reserve of the national banks
CVI
Average weekly deposits and circulation of national banks in New York City, as reported
to clearing-house
CXI
Tables of taxation of national banks, from 1867 to 1879
CXII
Tables of dividends and earnings of national banks
CXX
Numbers and denominations of national-bank notes issued, redeemed, and outstanding
CXXVI
Circulation issued and legal-tender notes deposited 40 retire circulation
CXXVII
Monthly and yearly increase of nat ional bank circulation
CXXVIII
Clearings and balances of banks in Xew York City
CXXIX
Tables showing taxation of State bankvS, savings banks, trust companies, and private
bankers, from 1876 to 1881, inclusive
CXXX
Tables by geographical divisions, of the number, average capital, and deposits of State
banks, private bankers, trust and loan companies, and savings banks, from 1875 to 1880,
inclusive
CXXXYI
Tables of the resources and liabilities of State banks, savings banks, and trust companies
at various dates
CXL
Amount of national-bank and legal-tender notes outstanding at various dates
CXLYI
List of national banks in voluntary liquidation'
CXLYII
Tables of insolvent national banks
CLII
Abstract of resources and liabilities of national banks for each year, from 1863 to 1881
CLVII
Abstract, by States and principal cities, of the reports of national banks, from October 1,
1879, to October 1, 1881
CLXXIII
Report of the condition of each national bank on October 1,1881
*
1




TREASURY DEPARTMENT,

Document No. 197.
Comptroller of Currency.

REPORT
OF

THE COMPTROLLER OF THE CURRENCY.
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,

Washington, December 3, 1881.

I have the honor to submit for the consideration of Congress the nineteenth annual report of the Comptroller of the Currency, in compliance
with section 333 of the Eevised Statutes of the United States.
Eighty-six national banks were organized during the year ending
November 1 last, with an aggregate authorized capital of $9,651,050, to
which $5,233,580 in circulating notes have been issued. This is the
largest number of banks organized in any year since 1872. Twentysix banks witli an aggregate capital of $2,020,000, and circulation of
$1,245,530, have voluntarily discontinued business during the year.
National banks are located in every State of the Union except Mississippi and in every Territory except Arizona, the total number in operation on October 1 last being 2,132. This is the greatest number of banks
that has ever been in operation at any one time. The total number of
national banks organized from the establishment of the national-banking
system, February 25, 1863, to November 1 of the present year is 2,581.
From the establishment of the system to November 1 last, 340 banks
have gone into voluntary liquidation by the vote of shareholders owning
two-thirds of their respective capitals, and S(> have been placed in the
hands of receivers for the purpose of closing up their affairs. The total
amount of claims proved by the creditors of these insolvent banks is
$25,966,602, and the amount of dividends paid to creditors is $18,561,698.
The estimated losses to creditors from the failures of national banks,
during the eighteen years since the passage of the act, is $6,240,000,
and the average annual loss has therefore been about $346,000, in the
business of corporations having an average capital of about $450,000,000,
and deposits averaging about $800,000,000. Twenty-one of these insolvent banks have paid their creditors in full, and forty of them have
paid more than 75 per cent. each. The individual liabilities of shareholders of insolvent banks has been enforced in fifty three instances,
and about $2,700,000 has been collected from this source. During the




IV

REPOET OF THE COMPTROLLER OF THE CURRENCY.

past year dividends have been declared in favor of the creditors of insolvent national banks, amounting to $929,059, and the affairs of twelve
such banks have been finally closed, nine of which have paid their creditors in full.
There were no failures of national banks during the period from June
19, 1880, to November 1 of the present year. Since that date the Mechanics' National Bank of Newark, and the Pacific National Bank of
Boston, to which reference will be made hereafter, have suspended, and
the former bank has been placed in the hands of a receiver.
The following table exhibits the resources and liabilities of the national
banks, at the close of business on the 1st day of October, 1881. the returns from New York City, from Boston, Philadelphia and Baltimore,
from the other reserve cities, and from the remaining banks of the country, being tabulated separately:
New York
City.
48 banks.

Country
banks."

Baltimore.
102 banks.

87 banks.

Aggregate.

1, 895 banks. 2,132 banks.

RESOURCES.
$246, 757, 659 $211, 814, 653 $134, 406, 498 $576, 043, 493
Loans and discounts
55, 507
386, 397
143, 733
4,188,143
Overdrafts
57, 290, 800
255, 206,100
22, 991, 500
27, 847,100
Bonds for circulation
625, 000
820, 000
3, 848, 000
10, 247, 000
Bonds for deposits
2,518,050
24, 298, 350
7, 854, 050
6, 302, 000
U. S. bonds on hand
7, 386, 271
36, 482, 409
13, 413, 567
4,614,456
Other stocks and bonds
20. 866, 093
92, 335, 036
19, 767, 054
Due from reserve agents
33, 965, 733
14,143,191
Due from other national banks.
19, 917, 055
10, 479, 467
Due from other banks and
1, 496, 037
3, 775, 495
10, 757,140
3, 278,155
bankers ..
Real estate, furniture, and fix6, 739,161
25, 235, 915
10, 760, 838
4, 593,197
tures
792, 083
4, 006,199
844, 553
Current expenses
1. 089,101
247,164
2, 469, 130
360, 495
Premiums
1,061,797
1, 337. 655
9, 932, 577
1, 048, 504
Checks and other cash items ..
2, 513,144
27, 198,422
834, 013
14, 592, 607
Exchanges for clearing-house.. 146, 597, 213
1, 802, 778
12, 329, 475
2, 019, 871
Bills of other nationalbanks ..
1, 580, 588
40. 426
240, 585
54, 971
Fractional currency
37, 964
17, 584, 343
27, 969, 001
17, 256, 624
Specie
51, 524, 768
6, 934, 070
26, 473, 002
10, 767, 998
Legal-tender notes
8, 983, 371
2,150, 000
620, 000
2, 055, 000
TJ. S. certificates of deposit ..
1, 915, 000
11,361,183
2, 543, 414
1,194, 348
Five per cent, redemption fund
1, 016, 807
607, 014
218, 485
136,165
Due from U. S. Treasurer
395, 180

Totals .

542,651,490 \ 383,783,603

, 169, 022, 303
4, 773, 780
363, 335, 500
15, 540, 000
40, 972, 450
61, 896, 703
132, 968, 183
78, 505, 446
19, 306, 827
47,329,111
6, 731, 936
4,138, 586
14, 831, 879
189, 222, 256
17, 732, 712
373, 946
114, 334, 736
53,158. 441
6, 740, 000
16,115,752
1, 356, 844

266, 350, 800 1.165, 601, 498 | 2, 358, 387, 391

LIABILITIES.

79, 398, 330
51,150,000
Capital stock
21,954,102
Surplus fund
I 19,947,316
Undivided profits
| 12,832,315 i
6, 287, 274
National bank notes outstand20,112,590 ! 50, 632, 029
ing
35,614
State bank notes outstanding..
47,472 ;
1. 356. 702
Dividends unpaid
246,228
Individual deposits
295,692,013 ; 163, 432, 337
366, 243
TJ. S. deposits
437,422 i
Deposits of U. S. disbursing
107,140
89, 934
officers
45, 523. 222
104, 089,161
Due to national banks
13, 920, 472
38, 007. 039
Due to other banks and bankers
Notes and bills rediscounted
764,138
Bills payable
Totals

| 542, 651, 490 i 383, 783, 603

40, 401, 500
12, 208, 793
5,779,776

292,872,155
74,030,407
31, 472, 826

463, 821, 985
128,140,618
56, 372,191

23, 513,195
172,542
120, 094, 419
2, 262, 560

225, 942,155
161, 932
2, 060, 455
491, 778, 762
5, 410, 465

320,199, 969
245, 018
3, 835, 927
1, 070, 997, 531
8, 476, 690

844, 813
34, 048, 738
24, 885, 452
364, 393
1, 774, 619

2,589.916
22, 201, 825
.12,228,508
2, 726, 772
2, 125, 320

266, 350, 800 1,165, 601, 498

3,
205,
89,
3,
4,

631,
862,
047,
091,
664,

803
946
471
165
077

2, 358, 387, 391

* The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore, are Albany,
Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee,
Saint Louis, and San Francisco.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table exhibits, in the order of their capital the sixteen
States having an amount of capital in excess of $5,000,000, together
with the amount of circulation, loans and discounts, and individual deposits of each, on October 1, 1881:
Capital.

States.
Massachusetts..
N e w York
Pennsylvania...
Ohio
Connecticut
Rhode Island
Illinois
Maryland
Indiana
New Jersey
Kentucky
Maine
Michigan
Vermont
Iowa
New Hampshire

$96,177, 500
85, 780,160
56, 518, 340
29, 389, 000
25, 539, 630
20, 065, 000
15,199,600
13, 603, 030
13, 093, 500
12, 960, 000
10, 435,100
10, 385, 000
9, 435, 600
8, 151,000
5, 950, 000
5, 830, 000

Circulation.

$71, 267, 089
47, 946, 726
42, 429, 247
21, 468, 480
17, 966, 332
14, 718, 956
8,165,189
8, 605, 433
8, 767, 700
10, 386, 784
8, 885, 111
8, 2 LI, 247
5, 614, 979
6, 442, 899
4, 414,103
5,158, 159

Loans and
discounts.
$205, 248, 480
330, 257, 556
138, 869, 386
66, 518, 608
43, 475, 312
28, 496, 882
61,555,705
30, 205, 683
24, 899. 023
29, 233^ 480
17, 774, 891
17, 305, 908
24, 329, 000
10, 899, 272
13, 456, 065
7, 518, 017

Individual
deposits.
$125,198, 324
372, 8.53, 780
138, 046, 152
60, 960, 674
25,761,231
11, 317, 338
72, 972, 402
26, 117,350
23, 206, 436
28, 250, 618
9,145, 739
9, 325, 083
23,127,184
5,191, 352
15, 770,134
4, 292, 687

COMPARATIVE STATEMENTS OF THE NATIONAL BANKS FOR ELEVEN
YEARS.

The following table exhibits the resources and liabilities of the national banks for eleven years, at nearly corresponding dates, from 1871
to 1881, inclusive:
Oct. 2, Oct, 3, Sept. 12, Oct. 2, Oct. 1, Oct. 2, Oct. 1, Oct. 1, Oct. 2, Oct. 1, Oct. 1,
1876.
1873.
1874.
1875.
1879.
1871. 1872.
1878.
1880.
1877.
1881.
1,976 2,004 2,087 2,089 2,080 2,053 2,048 2,090 2,132
1,767 1,919
banks. banks. b a n k s . banks. banks. banks. banks. banks. banks. banks. banks.
RESOURCES.
Loans
Bonds for circulation
Other IT. S. bonds...
Stocks, bonds, & c . . .
Due from banks
Iteal estate
Specie
Legal-tender notes..
Nat'1-bank notes . . .
C. H. exchanges
U. S. cert, of deposit
Due from U. S. Treas
Other resources
Totals

Millions. Millions. Millions. Millions. Millions. Millions. Millions. Millions. Millions. Millions Millions.
944. 2 954. 4 984.7 931.3 891.9 834 0 878 5 1, 041. 0 1,173. 8
831. 6 877.2
388.3 383.3 370. 3 337.2 336.8 347.6 357. 3 357. 8 363. 3
364.5 382.0
47.8
43.6
56.5
45.0
27.6
23.6
94.7
71. 2
45.8
28. 0
28.1
34.4
61.9
34.5
23.5
48.9
23.7
24.5
36.9
39.7
27.8
33.5
149.5 134.8 144.7 146. 9 129. 9 138. 9 167. 3 213. 5 230.8
143.2 128. 2
43.1
47.3
45.2
32.3
34.7
30.1
48.0
46.7
47.8
38.1
42. 4
21.4
22.7
10.2
19.9
13.2
30. 7
42.2 109. 3 114.3
21.2
8.1
84.2
53.2
66.9
92.4
107.0 102.1
56.6
64.4
69.2
80.0
76. 5
15.9
17.7
15. 6
15.8
16.1
14.3
18.2
16.9
16.7
18.5
18.5
74.5
100. 3 109. 7
115.2 125. 0
82.4 113. 0 121.1 189.2
87.9 100.0
29 2
6.7
33.4
6.7
20.6
7.7
32.7
26.8
42.8
48. 8
16.7
17.5
16.0
17.1
16.5
17.0
20.3
19.6
19.1
26.2
23.0
28.7
24.9
22 1
18.3
19.1
25.2
41.2
17.3
1, 730. 61, 755. 8 1, 830. 6 1 , 877. 2 1 , 882. 2(1, 827. 2 1 , 741. ljl, 767. 3 1, 868. 8 2,105. 8.2, 358. 4

LIABILITIES.

Capital stock
Surplus fund
Undivided profits .
Circulation
D u e to depositors .
Due to b a n k s
Other liabilities . . .

Totals.

458. 3
101.1
42.0
317. 4,
631. 4J
171.
8.5

479. 6!
110. 3:
46.6
335. l!
628. 9j
143. 8:
11. 5;

491.0
120. 3
54.
340.3
640.0
173. 0
11.5

493. 8}
129. 0i
51. 5
334. 2
683. 8:
175. 8
i

504 8
134. 41
53. 0
319.1
679. 4
179. 7
11.8

499.8
132. 2
46.4
292. 2
666. 2
179.8
10.6

479. 5!
122. 8
44.51
291.
630.4
161.6
10.4

466. 21
116. 9
44.
301.9
668. 4
165.1
7.9

454.
114.
41.
313.
736.
201.
6.

457.6 463. 8
120. 5 128.1
56.4
46.1
317. 3 320. 2
887. 9 1, 083.1
267.9 294.9
8.5
11.9

1,
ll, 730. 6 1, 755. 8j 1, 830. 6 1, 877. 2 1 , 882. 21, 827. 2 741.11, 767. 3 1 , 868. 82,105. 8 2, 358. 4

The following table shows, at corresponding dates for three years, the
increase of loans, deposits, circulation, capital and surplus, the amount
of United States bonds on hand, and the movement of money in the
national banks of the country, arranged in three groups—viz, those in
the New England and Middle States, those in the Western and North-




VI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

western States, including Kentucky and Missouri, and those in the remaining States and Territories:
NEW" ENGLAND AND MIDDLE STATES.
Oct. 1, 1881.
No. of b a n k s ,
1,202.

Loans and discounts
United States bonds on hand
Capital
Surplus
Net deposits
Circulation
Specie
Legal-tenders and United States certificates

$843, 092, 901
27, 373, 650
335, 009, 700
96, 046, 995
749, 303, 734
233,132,972
82, 209,124
33, 828, 59(5

Oct. 1, 1880.

Oct. 2, 1879.

No. of banks, No. of banks,
1,187.
1,168.
$773, 916, 399
21, 076, 400
333, 363, 300
90, 827, 648
' 689,694,705
229, 826, 416
89, 074, 603
36, 485, 314

$654, 037, 648
41, 983, 650
331, 646, 030
86, 749, 498
548, 757, 240
227, 824, 388
32, 977, 600
66, 097, 350

WESTERN AND NORTHWESTERN STATES.
Oct. 1, 1881.

Oct. 2, 1879.

No. of banks,
748.
Loans and discounts
United States bonds on hand
Capital
Surplus
Net deposits
Circulation
Specie
Legal-tenders and United States certificates..

Oct. 1, 1880.
No. of banks,
729.

No. of banks,
715.

$264, 703, 034
11,502,450
99, 769, 000
25, 708, 991
295, 520, 514
66, 442, 810
23, 985, 587
21,170, 992

$212, 796, 017
6, 578, 500
95, 597, 500
24,191,511
227, 994, 373
66, 957, 403
15,118, 278
23, 491, 204

$179,161,250
9, 551,100
94, 013,150
23, 034, 727
179 119,124
66, 376, 624
6, 229, 429
24, 465, 934

SOUTHERN AND PACIFIC STATES AND TERRITORIES.
Oct. 1,1881.

Oct. 2,1879.

No. of banks,
182.
Loans and discounts
United States bonds on hand
Capital
Surplus
Net deposits
Circulation
,
Specie
Legal-tenders and United States certificates

Oct. 1,1880.
No. of banks,
174.

No. of banks,
165.

$66,
2,
29,
6,
66,
20,
6,
4,

000,148
096, 350
043, 285
384, 632
804, 503
624, 287
477, 845
891, 016

$54, 464, 852
1, 138, 500
28, 593, 185
5, 499, 424
50, 342, 345
20, 566, 217
3, 988, 508
4, 415, 410

$45, 304,199
1, 407, 350
28, 408, 185
5, 002, 303
41, 008, 042
19, 585, 330
2, 966, 703
5, 392, 678

.Similar tables in reference to a number of the States in different sections of the country are given in the Appendix.
EXTENSION OF THE CORPORATE EXISTENCE OF NATIONAL BANKS.

Section 11 of the National Bank Act of February 25, 1863, provided
that—
Every association formed pursuant to the provisions of this act may make and use
a common seal, and shall have succession by the name designated in its articles of
association and for the period limited therein, not, however, exceeding twenty years
from the passage of this act.

Section 8 of the act of June 3, 1864, provides that each association—
Shall have power to adopt a corporate seal, and shall have succession by the name
designated in its organization certificate, for the period of twenty years from its organization, unless sooner dissolved according to the provisions of its articles of association, or by the act of its shareholders owning two-thirds of its stock, or unless the
franchise shall be forfeited by a violation of this act.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

VII

The act last named, as well as that which preceded it, contains the
following provision :
Copies of such [organization] certificate, duly certified by the Comptroller, and
authenticated by his seal of office, shall be legal and sufficient evidence in all courts
and places within the United States, or the jurisdiction of the government thereof, of
the existence of such association, and of every other matter or thing which could be
proved by the production of the original certificate.

Section 5136 of the Revised Statutes of the United States provides
that—
Upon duly making and filing articles of association and an organization certificate
the association shall become, as from the date of the execution of its organization
certificate, a body corporate, and as such and in the name designated in the organization certificate, it shall have power, first, to adopt and use a corporate seal; second,
to have succession for the period of twenty years from its organization, unless it is
sooner dissolved according to the provisions of its articles of association, or by the
act of its shareholders owning two-thirds of its stock, or unless its franchise becomes
forfeited by some violation of law.

From these sections it appears that the period of existence of an association, as a body corporate, commences from the date of its organization certificate, and not from that of the certificate of the Comptroller,
authorizing the association to commence business, as provided for in
section 5169 of the Revised Statutes. The corporate existence of the
national bank first organized will, under this limitation of law, expire
on January 1, 1882, and that of the second bank on April 11 following.
From the date last named to February 25, 1883, the number of banks
whose corporate existence will terminate is 393, having a capital of
nearly 92 millions, and circulation of nearly 68 millions, as follows:
Xo. of
banks.

Date.

In
In
In
In
In
In
In
In

Capital.

Circulation.

1882.

May
June
July
August
September
October
November
December

11
16
24
10
11
5
5
5

In January
. .
On February 25

900, 000
205, 000
385, 000
205, 000
532, 500
550, 000
850, 000
570, 000

$1, 781, 500
3, 452, 500
3, 591, 500
863, 000
1, 577, 500
494,100
770, 000
505, 000

9
297

1, 250, 000
71, 538, 450

1, 080, 000
53, 740, 810

393

.

$3,
4,
4,
1,
3,

91, 985, 950

67, 855, 910

1883.

Totals

The number of national banks organized under the act of June 3,
1864, the term of whose corporate existence will cease during each year
prior to 1891, is 1,080, with capital and circulation as follows:
N o . of
banks.

Years.
]884
1885
1886
1887
1888
1889
1890

.

Totals




.

.

.

.

Capital.

Circulation.

248
728
19
6
10
4
65

$80, 034, 390
186,161, 775
2, 560, 300
1,100, 000
950, 000
650, 000
9, 415, 500

$62, 740, 950
119, 266, 745
1, 780, ^00
976, 500
692,100
567, 000
6, 557, 790

1,080

280, 871, 965

192, 581, 085

VIII

REPORT OF T H E COMPTROLLER

OF THE CURRENCY.

Bills will undoubtedly be brought before Congress during its present
session for the extension of the charters of those banks whose corporate existence is soon to expire.
The principal reason urged by those who favor a discontinuance of
the national banking system is, that money can be saved by authorizing
the government to furnish circulation to the country; in other words,
that the profit to the banks upon their circulation is excessive. Sixteen
years ago the banks had on deposit, as security for circulation, 276 millions of dollars in United States bonds, of which amount nearly 200
millions was in six per cents and 76 millions in five per cents. The
banks now hold 32 millions of four and a half per cents; 92 millions of
four per cents; 241 millions of three and a half per cents, converted
from five and six per cents; and also 3J millions of Pacific railroad
sixes. The remaining live per cent, bonds held by them, amounting in
all to $758,900, have ceased to bear interest. The average premium
borne by the four per cent, bonds during the last six months has been
about sixteen per cent., and at this price they net to the holders less
than three and a half per cent, interest. During the same period the
three and a half per cents also have, for a considerable portion of the
time, been worth a prenuum in the market of from one to two per cent.,
so that the banks do not at the present time, and it is probable that they
will not, for a long time to come, receive an annual average rate of
interest as great as three and a half per cent, upon the United States
bonds deposited by them as security for their circulating notes. Until
the year 1877 the banks continued to receive interest upon the par value
of their bonds at the rate of either five or six per cent., while the net
interest now received, as already stated, does not exceed three and onehalf per cent. On ten per cent, of the amount of bonds thus deposited
by the banks, amounting to 39 millions, they receive no circulation; and
from this portion of their bond deposit they derive no benefit or advantage not possessed by any other class of bondholders. They pay a tax
of one per cent, upon the amount of their circulating notes outstanding;
keep on deposit with the Treasurer an amount of lawful money equal to
five per cent, of their issues, as a permanent redemption fund; and also
reimburse to the United States the expense of redeeming their notes at
the Treasury. The actual net profit upon circulation, based upon a 4
and a 3J per cent, bond, and with rates of interest on bank loans varying from five to ten per cent., is estimated to be as shown in the following table:
Class of bonds deposited.

4 per cent, bonds, at 16 per cent, premium
Sw per cent, bonds, at 1 per cent, premium

5 per 6 per 7 per 8 per 9 per 10 per
cent. cent. cent. cent. cent. cent.
Per ct. Per ct. Per ct. Per ct. Per ct.
1.49
1.19
.88
.58
.27
1.74
1.43
1.59
1.28
1.12

Per ct
.03
.96

The profit upon circulation is seen to be greatest where the rate of interest for the loan of money is least; and this arises from the fact, already
stated, that the bank receives in circulating notes ten per cent, less in
amount than it deposits in bouds. Thus, if the bonds deposited are three
and one-half per cents, and the commercial rate of interest is ten per
cent., there is a loss to the bank of six and one-half per cent, upon the ten
per cent, margin of bonds deposited. If the commercial value is six per
cent, only, then the loss upon the margin mentioned is two and one-half
per ceni., instead of six and one-half per cent., as in the previous case.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

IX

The profit on circulation varies, therefore, from one and one-eighth per
cent., where the interest on loans is nine per cent., to one and one-half
per cent, where the rate of interest is six per cent.
The proportion of taxation, National and State, imposed upon the
banks has been shown to be much greater than that upon any other
moneyed capital, being in the aggregate equal to an average rate of four
per cent, upon the amount of their issues. The amount of interest received by the banks upon the United States bonds held by them has in late
years gradually decreased, and the profit upon circulation has thereby
been reduced almost to the minimum. Such profit cannot now, at least?
be said to be excessive.
But if the National Bank Act has conferred upon the associations organized thereunder the right to issue circulating notes, it has placed
them all under the operation of a uniform system, and has surrounded
them with numerous restrictions, among which are the following:
The capital stock must be fully paid in, and a portion of this capital,
not less in any case than $50,000, must be invested in United States
bonds and deposited with the Treasurer. If the capital stock of an
association becomes impaired at any time, it must be promptly restored.
Their circulating notes must be redeemed at par, not only at the place
of issue, but at the Treasury of the United States.
The banks must lend on personal security only, and not upon that of
real estate, and only ten per cent, of their capital may be loaned upon
accommodation notes, or other than actual business paper, to any one person, company,firmor corporation. They cannot lend money on their own
circulating notes, or upon shares of their own stock, and must take the
notes of every other national bank in payment of debts due to them.
The rate of interest charged must not be greater than the rate provided
by the law^s of the several States in which they are located. They must
pay taxes or duties to the government upon their capital stock, deposits
and circulation, and to the States they must pay such taxes as are imposed on other moneyed capital. They are required to keep on hand as
a reserve, in coin or other lawful money, a certain proportion of their
deposits. There must be no preference of creditors in cases of insolvency.
Shareholders are held individually responsible for all contracts, debts
and engagements of the association, to the extent of the par value of
their stock, in addition to the amount invested in such shares. The
banks are required, before the declaration of any dividend, semi-annually
to increase their surplus fund by an amount equal to one tenth of their
net earnings for the preceding six months, until it shall equal twenty
per cent, of their capital. Losses and bad debts must be charged to
profit and loss account before dividends are paid. In other words, dividends must be earned before they are declared. Full statements, accompanied by schedules, of their resources and liabilities must be made to
the Comptroller several times in each year, and must also be published
at the expense of the association making the same. Other statements,
showing their semi-annual profits, losses, and dividends, must also be
returned, and statements in reference to the business of any association
making the same may be required at any time, a penalty of $100 per day
being prescribed for each day's delay to comply with the call therefor.
The banks are subject to personal examinations, and if a bank becomes
insolvent a receiver may be at once appointed. If the directors knowingly violate, or permit to be violated, any of the provisions of the act, all
the rights and privileges of the bank are thereby forfeited $ and the di-




X

REPORT OF THE COMPTROLLER OF THE CURRENCY.

rectors are held personally and individually responsible for all damages
sustained by any person in consequence of such violation.
It is recommended that an act be passed during the present session,
authorizing any national bank, with the approval of the Comptroller, at
any time within two years prior to the date of the expiration of its corporate existence, to extend its period of succession for twenty years, by
amending its articles of association. The bill may provide that snch
amendments must be authorized by the votes of shareholders owning
not less than two-thirds of the capital of the association, the amendment
to be certified to the Comptroller of the Currency, by the president or
cashier, verified by the seal of the association, and not to be valid until
the Comptroller's approval thereof shall have been obtained, and he shall
have given to the association a certificate authorizing it to continue its
business under such extension. Responsibility for the extension of the
corporate existence of the banks will thus, in a measure, rest with the
Comptroller; and he can require such an examination of its affairs to be
made, prior to granting the extension, as may seem to him proper, in
order to ascertain if the capital stock is intact, and all the assets of the
bank in a satisfactory condition.
It is unquestionably true that many national banks would greatly
prefer the abolishment of the national system, if it were accompanied by
a repeal of the provision of law imposing a tax ot ten per cent, upon State
bank circulation; and there is little reason to doubt that such repeal
would speedily follow the abrogation of the National Bank Act. The
laws in many of the States authorize the issue of State bank notes, based
upon the deposit of State bonds as security therefor. The repeal of the
tax law referred to would result in re-establishing the State bank systems
in many parts of the country, the issues of which would be far more profitable to the banks themselves than is the circulation now issued under
the national system; while in other sections circulating notes, put forth
without any security whatever, would prevail as formerly. The notes of
these various systems would be redeemable, not at any common center,
as at present, but at the chief city of each State or section of country
issuing the same; and the price of exchange would thereby be enhanced
to rates certainly not less than the cost of transporting gold from the
places of redemption to the commercial center of the country. In many
parts of the country these rates would necessarily be oppressive, resulting in great loss to the people, which loss would steadily increase with
the growth of business.
As another consequence of the abolition of the present system, the
large surplus which the national banks have now accumulated, amounting to $128,L40,618, and which adds greatly to their strength and safety,
would doubtless be divided among their shareholders; while many of the
safeguards and restrictions of the present law, which experience has
shown to be valuable, will be either abolished or so changed by the varying legislation of the several States, as to be practically of little value in
comparison with the present homogeneous system.
If, on the other hand, the corporate existence of the national banks
shall be extended, all the advantages of the existing system will be preserved, subject to such amendments as may be hereafter found necessary;
while the circulation of the banks, which is the principal objection urged
against the system, will, under existing laws, dimmish in volume as the
public debt shall be reduced.
The whole number of national banks in operation on October 1 last was
2,148. Of this number 393 were associations having a capital of $50,000
each; 164 had a capital of over $50,000 and less than $100,000, and the
capital of 829 banks ranged from $100,000 to $150,000 each. The mini-




REPOKT OF THE COMPTROLLER OF THE CURRENCY.

XI

mum amount of bonds required to be deposited by banks of the capital
named is one-third of their capital, but not less in any case than $30,000.
The minimum amount required by all other banks is $50,000, and the
least amount of bonds which, under existing laws, may be deposited by
the 2,148 banks now in operation, is about $82,400,000. It is probable
that from 100 to 150 millions of United States bonds would be sufficient
to supply the minimum amount necessary to be deposited with the Treasurer by all the banks which may be established during the next twenty
years. It is therefore evident that the national banking system may be
continued without change in this respect for many years, even if the
bonded debt of the United States shall, during that time, continue to
be reduced as rapidly as it has in the past year. The discussion of the
question as to the kind of circulating notes which will be substituted for
the national-bank notes, if the latter are retired, is postponed for the
present, as it is impossible to forsee the events which may occur to
affect that question within the next few years.
If, for any reason, the legislation herein proposed shall not be favorably
considered by Congress, the banks can still, under the present laws,
renew their existence if they so desire; and in the absence of prohibitory
legislation many of them undoubtedly will, on the expiration of their
present charters, organize new associations, with nearly the same stockholders as before, and will then apply for and obtain from the Comptroller certificates authorizing them to continue business for twenty
years from the respective dates of their new organization certificates*
Such a course of procedure will be perfectly legal, and, indeed, under
the existing laws, the Comptroller has no discretionary power in the
matter, but must necessarily sanction the organization, or reorganization, of such associations as shall have conformed in all respects to the
legal requirements.
The passage, however, of a general act directly authorizing an extension of the corporate existence of associations whose charters are about
to expire would, in many instances, relieve the banks from embarrassment. As the law now stands, if the shareholders of an association are
all agreed, the process of reorganization is simple; but if any of the
shareholders object to such reorganization, they are entitled to a complete liquidation of the bank's affairs, and to a pro rata distribution of
all its assets, including its surplus fund. In many instances executors
and administrators of estates hold national-bank stock in trust; and
while they might prefer to retain their interests in the associations which
issued the stock, they would perhaps have no authority to subscribe for
stock in the new organizations. While, therefore, the legislation asked
, for is not absolutely essential, yet its passage at an early day would be
a great convenience to many of the national banks, and especially so
to the class last referred to.
SUBSTITUTES FOR MONEY.

For a long period in their early history, bills of exchange were in fact
what their name implied—namely, bills drawn in one country to be
paid in another. The common law of England, which inflexibly forbade the assignment of debt, was a bar to their early introduction into
that country; but they eventually forced themselves into use there,
through the facilities which they afforded in the conduct of trade with
other nations. It was long before the transfer of inland debts was
sanctioned in England; but the practice at length prevailed, being first
adopted in the intercourse between London and York, and London and
Bristol. By the gradual striking off of one limitation after another, bills




XII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

of exchange,* after the lapse of several centuries, became what they
now are, simply an order from one person to another to pay a definite
sum of money. The convenience of trade gradually overpowered the
narrow restrictions of the common law, until it became lawful to transfer an obligation from one person to another, in the form of a bill of exchange, while at the same time it remained unlawful to do so in other
forms, such as by a simple acknowledgment of the debt by the debtor.
About the end of the sixteenth century the merchants of Amsterdam
and Hamburg, and of some other places, began to use instruments of
credit among themselves; and, as their intercourse increased, these instruments naturally assumed the form of an acknowledgment of the
debt by the debtor, with a promise to pay to the bearer, on demand, or
at a specified time. Such instruments are now called promissory notes.
They first began to be used by the goldsmiths, who originated the
modern system of banking soon after 1640. They were then called goldsmiths7 notes, but they were not recognized by law. The first promissory notes issued in England, under the sanction of law, were those of the
Bank of England, in 1094, and which were technically bills obligatory, or
bills of credit. By the act founding the bank its notes were declared
to be assignable by indorsement, although this privilege was not then
extended to other promissory notes. But by an act passed in 1704,
promissory notes of every kind, including those of private bankers and
merchants, as well as of the Bank of England, were all placed on the
same footing as inland bills of exchange; that is to say, they were all
made transferable, by indorsement on each separately. With respect,
however, to the Bank of England notes, as these were always payable
on demand, the practice of indorsing soon fell into disuse, and they
passed from hand to hand like money. In the case also of the notes of
private bankers of great repute, the indorsement was often omitted.
Until near the year 1772, this method of making exchanges by the
issue of promissory notes, made payable to bearer on demand, was
generally adhered to by bankers. But about that time the practice in
this respect became changed. When the bankers made discounts for
their customers, or received deposits from them, instead of giving as
before promissory notes or deposit receipts, they wrote down the
amount to the credit of their customers on their looks. They then gave
them books containing a number of printed forms. These forms were
called checks, and were really bills of exchange drawn upon the banker,
payable to the bearer on demand.
Prior to the period when checks were introduced, the issue of promissory notes by the London bankers was very extensive; but the method
of doing business by the use of checks was found by them to be so convenient, and it possessed so many practical advantages over that by way
of notes, that issues of the latter were soon generally discontinued, and
that of checks adopted in their stead. The bankers, however, were
never forbidden to issue such notes until the bank act of 1844.
For many years the English courts held that a check is binding on
the banker, having assets of the drawer, without acceptance; but more
recently these earlier decisions have been overruled, and it is now the
established doctrine of the highest English tribunals that a check is not
binding upon a bank until accepted, notwithstanding the fact that the
bank has assets of the drawer. In a case in which the First National
Bank of New Orleans was defendant, where certain holders of its drafts
on a Liverpool bank attempted to recover from the latter bank the
amount of the drafts oat of an ample balance to the credit of the New
*Muck of the information regarding bills of exchange is gleaned from Macleod's
Theory and Practice of Banking.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XIII

Orleans bank after its failure, the House of Lords affirmed the decision
of the Lord Chancellor, and held that the drafts were not even equitable assignments of any part of the drawer's funds.*
PROPORTION

OF BANK CHECKS, BANK NOTES, AND COIN USED IN LONDON, FROM
DATA PREPARED BY SIR JOHN LUBBOCK.

The first information given to the public as to the amount and proportion of checks, bank notes, and coin used in the business of banking, was
by Sir John Lubbock, an eminent scientist and banker, and president of
the London Institute of Bankers, and was based upon the business of
his own bank during the last few days of 1864. His statement, given
below, is copied from a paper read by him before the London Statistical
Society, in June, 1865, entitled u Country Clearing," and published in
the journal of that society for September, 1865, to whose tables I have
added the proportions of checks, bank notes, and coin:
In order to give the proportion of the transactions of bankers which passes through
the clearing house to that which does not, I took the amount of £23,000,000, which
passed through our hands during the last few days of last year, and found that it was
made up as follows :
Clearing
£16,346,000 70. 8 per cent.
Cheques and hills, which did not pass through the clearing
5,394,000 23.4
"
Bank notes
1,137,000 4.9
"
Coin
139,000 0.6
"
Country notes..
79,000 0.3
"
Total
23,095,000 100.0
"
It would appear from this that oat of each £1,000,000, rather more than £700,000
passes through the clearing. The second amount given above, £5,394,000, includes,
of course, the transfers made in our own books from the account of one customer to
that of another. These amounted to £3,603,000, the remainder, £1,791,000, representing the cheques and bills on banks which did not clear.
In order to ascertain the proportion of payments made in bank notes and coin, in
town, I have taken an amount, £17,000,000, paid in by our London customers. This
wTas made up as follows:
Cheques and bills on clearing bankers
£13,000,000 77.4 per cent.
Cheques and bills on ourselves
1,600,000 9.5
Cheques and bills on other bankers
1, 400, 000 8. 3
Bank of England notes
674,470 4. 0
Country bank notes
9,570 0.1
Coin
117,960 0.7
Total
16,802,000 100.0
"
The above amount of bank notes, small as it is, must, I think, be still farther reduced. All the clearing bankers have accounts at the Bank of England, and, as we
require notes to supply our till, we draw them from the Bank of England, crediting
the bank in. our books. Out of the above amount of £674,470, £266,000 were notes
thus drawn by us from the bank to replenish our till, and did not represent an amount
paid in by our customers to their credit. This amount must, therefore, I think, be
deducted from both sides of the account. On the other hand we must add the amount
of notes paid in for collection and discount, and loans on security, which pass through
a different set of books and which represented a sum of £2,460,686.
Making these alterations we find that out of £19,000,000 credited to our town customers, £408,000 consisted of bank notes, £79,000 of country bank notes, and £118,000
of coin :
Cheques and bills
£18,395,000 96. 8 per cent.
Banknotes
408,000 2.2
"
Country notes
79,000 0.4
"
Coin
118,000 0.6
"
Total




19,000,000 100.0
* House of Lords, p. 352, June 17-19, 1873^

"

XIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

In an article on bank notes, published in the Journal of the Institute
of Bankers, London, for March, 1880, Mr. John B. Martin gives a table
showing the percentage of bank notes, coin and checks used in banking transactions, which was compiled by him from several sources.
This table is given below:
Robarts, Lubbock
&Co.

Morrison, Dillon Manchester and Salford
Bank and another local
& Co.
bank.

Received Received'
1804, Received, Paid.
1864,
London. general, i
Bills and cheques . ..
Notes
Coin

3859.

1864.

1872.

Martin & Co.
Paid
Received 18781878-79. '79.

Per cent. Per cent. Per cent. Perct. Per ct. Per ct. Per ct. Per cent. P.ct.
94.1
96.8
96.5
96.9
90
97
68
58
47
2.6
2,6
5.3
2.1
7
2 | 53 C 38
27
.6
.9
.6
1.0
3
5
1
I
4
100

j

100

100

100

100

100

100

100

100

r

The first tw o columns of percentages are obtained from the data contained in the table previously given, and show the ratio of checks, notes,
and. coin received by the firm of Eobarts, Lubbock & Co., in payments
made to them during the last few days of 1864; the first column showing
the percentages of the items named above, in the receipts from London
bankers alone, and the second, the percentages in the receipts from all
sources. The next two columns are derived from an analysis of the
receipts and payments of the firm of Messrs. Morrison, Dillon & Co.
The next three columns showT, for the years 1859,1864, and 1872, respectively, the x>ercentages of checks and cash derived from an estimate made
of the total transactions of the Manchester and Salford Bank, and published in the Journal of the Statistical Society for March, 1873, at page 86.
In reference to these transactions of the Manchester banks, it is stated
that the amount of cash shown is very remarkable, and that it is believed
the proportion of coin in it very largely exceeds that of England, taken
as a whole, because the statement proceeds from a great wage-paying
district. The last two columns of the table show the results of an analysis of the receipts and payments of Martin & Co. To obtain these percentages, the transactions of Mr. Martin's own firm were observed for
six working days in each month, from the 20th to the 26th, for a period
of several months, covering the latter part of 1878 and the first part of
1879.
In each instance in this table, it is to be observed, the transactions
are those of one bank or firm only, and in making up the aggregate,
frorn which the percentages are calculated, the business for several days
has been taken; differing in these respects from the returns hereafter
given from the national banks in this country, which are results obtained
fro in combining the transactions upon one day, and for the most part of
the same day, of a large number of banks doing business in widely different sections of the countrv.
PROPORTION OF BANK CHECKS USED, FROM DATA PRESENTED BY PRESIDENT GARFIELD.

The first information ever given upon this subject in this country was
compiled by the late President Garfield, who was well known as a careful investigator of economic subjects.
In his speech on resumption, delivered in the House of Representatives
on November 16, 1877, he said:
In 1871, when I was chairman of the Committee on Banking and Currency, I asked
the Comptroller of the Currency to issue an order, naming fifty-two hanks which were




EEPORT OF THE COMPTROLLER OF THE CURRENCY,

XV

to make an analysis of their receipts. I selected three groups. The first was the city
banks. The second consisted of banks in cities of the size of Toledo and Dayton, in
the State of Ohio. In the third group, if I may coin a word, I selected the "countriest" banks, the smallest that could be found, at points away from railroads and telegraphs. The order was that those banks should analyze all their receipts for six consecutive days, putting into one list all that can be called cash—either coin, greenbacks, bank notes or coupons, and into the other list all drafts, checks, or commercial
bills. What was the result? During those six days $157,000,000 were received over
the counters of the fifty-two banks; and of that amount, $19,370,000—12 per cent,
only—in cash, and eighty-eight per cent., that vast amount representing every grade
of business, was in checks, drafts, and commercial bills.
RECEIPTS IN MONEY AND CHECKS OF ALL THE NATIONAL BANKS.

In order to obtain the fullest possible information on this subject the
Comptroller recently issued two circular letters to the national banks,
asking for classified returns of their receipts and payments at different
dates. The first circular requested a return to be made for June 30?
which date marked the close of the fiscal year; and the second one asked
for a return on September 17, which was the middle of the third month
following. It was believed that a comparison of returns made for dates
so dissimilar would be a substantial test of their accuracy, and would
present a fair average of their operations for the current year. Eeturns
for June 30, were received from 1,966 of the 2,106 national banks then
in operation, and in response to the request for statements for the date
of September 17, returns were received from 2,132 banks, being all of
the banks in operation at that date. A few of these later returns, about
fifty in number, were for a day subsequent to September 17, but their
relative number being small they have been tabulated as being of that
date
The total receipts of the 1,966 banks, on June 30 last, were 284 millions
of dollars ($284,714,017). Of this amount there was less than two millions ($1,864,105) in gold coin, about half a million ($440,997) in silver
coin, and eleven and one-half millions ($11,554,747) in paper money; the
remainder, amounting to 270 millions ($270,854,165), being in checks and
drafts, including nine millions ($9,582,500) of clearing-house certificates.
The gold coin equaled 0.65 of one per cent, of the total receipts; the
silver coin wras 0.16 of one per cent.; the paper money 4.6 per cent.;
while the checks and drafts constituted 91.77 per cent, of the whole
amount; or, including the clearing-house certificates, they were equal
to 95.13 per cent. In other words, the total percentage of coin and
paper money received was 4.87 per cent, only, while that of checks and
drafts was 95.13.
The receipts of all of the national banks, 2,132 in number, on September 17, were $295,233,779. Of this sum $4,078,044 consisted of gold
coin, $500,301 of silver coin, and $13,026,570 of paper money. The
remainder, amounting to $277,628,862, consisted of checks and drafts,
and $6,592,337 of clearing-house certificates. The gold coin equaled
1.38 per cent, of the total receipts; the silver coin 0.17 of one per cent.;
the paper money 4.36 per cent., and the checks and drafts 91.85 per cent.,
while the checks, drafts and clearing-house certificates, together, were
equal to 94.09 per cent, of the whole. On September 17, therefore, the
total percentage of cash was 5.91 per cent. only.
TOTAL RECEIPTS OF MONEY AND CHECKS BY THE BANKS IN NEW YORK CITY AND
IN FIFTEEN OTHER PRINCIPAL CITIES, AND BY THE REMAINING BANKS.

The receipts of the forty-eight national banks in Xew York City,
on June 30, were 167 millions ($167,437,759), of which less than one-




XVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

half million ($460,993.67) was in gold coin, $15,996.95 in silver coin, and
$1,706,604.06 in paper money; the remaining" 165 millions ($165,254,164)
being in checks and drafts, including nearly four millions ($3,835,500)
of clearing-house certificates.
The banks in New York City, on September 17, reported receipts
amounting to $165,193,347, of which $805,588 was in gold coin, $7,857
in silver coin, and $1,071,315 in paper money, the remainder, $163,308,587, being in checks and drafts, including $3,792,000 of clearinghouse certificates.
The receipts of the 187 banks in the fifteen reserve cities, exclusive
of New York, on June 30, were seventy-seven millions ($77,100,705), of
which $581,070 was in gold, $114,485 in silver, $3,631,710 in paper money,
and seventy-two millions ($72,773,450) in checks and drafts, including
$5,747,000 of gold clearing-house certificates.
On September 17 the receipts of 189 banks in fifteen reserve cities,
exclusive of New York, were $77,922,246, of which $1,448,415 was in
gold, $138,248 in silver, $4,486,045 in paper money, and $71,849,538 in
checks and drafts, including $2,734,378 in clearing-house certificates.
The total receipts of the banks outside of the cities, 1,731 in number,
on June 30, were forty millions ($40,175,542), of which $822,041 was in
gold coin, $310,516 in silver coin, six millions ($6,216,433) in paper
money, and nearly thirty-three millions ($32,826,552) in checks and
drafts.
On September 17 these banks, 1,895 in number, received $52,118,185,
of which $1,724,040 was in gold coin, $354,197 in silver coin, $7,469,210
in paper currency, and $42,570,738 in checks and drafts.
TOTAL RECEIPTS AND PROPORTIONS OF GOLD COIN, SILVER COIN, PAPER MONEY,
AND CHECKS AND DRAFTS.

In the following tables are shown, both for June 30 and for September 17, the proportions of gold coin, silver coin, paper money, and
checks and drafts, including clearing-house certificates, to the total
receipts, in New York City, in the other reserve cities, and in banks
elsewhere, separately, and also the same proportions for the United
States:
J U N E 30. 1881.
Proportions.
Localities.

New York City
Other reserve cities.
Banks elsewhere
United States.

Number
of banks.

48
187
1,731
1,8

Receipts.

$167, 437, 759
77,100, 715
40,175, 542

Gold
coin.

Silver
coin.

Paper
Checks,
currency, drafts, &c

Per cent Per cent. Per cent.
0.27
0.01
1.02
0.76
0.15
4.71
2.04
0.77
15.47

284, 714, 016

0.65

0.16

4.06

95.13

98.80
92.35
81: 74

SEPTEMBER 17, 1881.
New York City
Other reserve cities
Banks elsewhere...

$165,193, 347
77, 922, 247
52,118,185

0.54
1.86
3.31

0.01
0.18
0.08

0.65
5.61
14.27

United States

295, 233, 779

1.38

0.17

4.36




REPOET OF THE COMPTROLLER OF THE CURRENCY.

XVIT

On June 30 the proportion of gold coin to the whole receipts in
York City was 0.27 of one per cent.; of silver coin, 0.01 of one per cent.}
of paper money, 1.02 per cent.; and of checks and drafts, including:
clearing-house certificates, 98.7 per cent.
The percentage of gold coin received in the fifteen other cities was
0.76; of silver coin, 0.15; of paper currency, 4.71; and of checks and
drafts, 94.38. The percentage of gold coin received by the banks not
included in these cities was 2.05; of silver coin, 0.77; of paper currency,
15.47; and of checks and drafts, 81.71.
Taking all the banks together, the relative proportion of gold coin received was 0.65, of silver coin 0.16, of paper currency 4.06, and of checks
and drafts 95.13 per cent.
On September 17 the proportion of gold coin to the whole receipts
in Xew York City was 0.545 of one per cent., and of silver coin, 0.005 of
one per cent.; of paper money, 0.65 of one per cent., and of checks and
drafts, including clearing-house certificates, 98.8 per cent.
The percentage of gold coin received in 15 other cities was 1.86; of
silver coin, 0.18; of paper currency, 5.61; and of checks and drafts,
92.35. The percentage of gold coin by the remaining banks in the country was 3.31; of silver coin, 0.68; of paper currency, 14.27; and of checks
and drafts, 81.74. The receipts of the 2,132 banks together show a relative proportion of gold coin, 1.38; of silver coin, 0.17; of paper currency*,
4.36; and of checks and drafts, 94.09.
CHECKS AND DRAFTS IN THE PRINCIPAL CITIES.

The following table shows, for June 30 and September 17, the number of banks, the total receipts, and the ratio to such total of the checks
and drafts received, in New York City and in fifteen of the other principal cities:
J u n e 30, 1881

Cities.

No. df
banks.

New York City Boston
Albany
Philadelphia-..
Pittsburgh
Baltimore
Washington ...
]Srew Orleans...
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis
San Francisco .

Per cent.
98. T

No. of
banks.

United States
-II

$167, 437, 759

54
7
32
22
16
5
7
8
8
6
9
4
3
5
1

Total, including New
York City
Banks elsewhere




Proportion
of checks,
drafts, &c.

48

Total, excluding New
York City

c c-

Receipts.

September 17, 1881.

33, 088, 080
1, 417, 704
18, 061, 565
2,149, 067
3, 875, 255
206, 601
1,206,759
742, 330
2, 965, 355
1,751,037
8,141,189
806, 211
417, 244
1, 940, 053
332, 265

96.5
93.8
96.0
90.4
92.9
60.0 :
89.8
92.8
88.0
94.0 ;
92.0 !
87.5 i
88. 3
82.3
91.8 i

54
7
32
22
16
5
7
g
10
6
q
4
3

187 i

77, 100, 715 |

94. 4 ;

235 \

244, 538. 474 !
40, 175f 542 !

97. 3 |i
81. 7 !

I 1 , 731

1, 966 | 284, 714, 016 I

48

Proportion
of checks,
drafts, &c.

Receipts.

$165,193, 347

j
1

Percent.

98. 8

24, 094, 061 j
1, 486, 315
17, 830, 648
3,126, 749
4,425,113
226, 783
1, 620, 771
775, 304
3, 876, 785
2, 618, 064
13, 026, 835
1, 219, 481
670,172
2, 627, 045
298,121

93. 7
96. 5
90.4
86. 2
93.9
45. 8
80.2
83. 4
90.0
95.1
90.3
93. 5
94.9
81. 5
77. 4

189

77, 922, 247

92.3

237
1, 895

243,115, 594
52,118,185

96.7
81.7

2,132

295, 233, 779

94.1

5
1

XVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
PROPORTION OF THE RECEIPTS IX THE FOUR PRINCIPAL CITIES.

The table below exhibits the total receipts, on June 30 and September 17, of the 48 banks in New York City, the 54 in Boston, the 32 in
Philadelphia, and the 9 in Chicago, and the proportion which the receipts in each city, and the aggregate of all of them, bear to the receipts
of all the banks in the United States on the same dates. It also
shows the receipts, and proportion to the whole, of the banks in twelve
other cities, and the same as to the remaining banks of the country:
J u n e 30, 1881.
IJan'Us in four principal
cities, and elsewhere.

New York City
Boston
Philadelphia
Chicago
Totals
Twelve other cities .

Number
of banks.
48
54
32
9
143
92

Amount.

September 17,1881.

| Per cent- j N u m b e r
a^e to total
of banks.
i receipts.

$167,437,759
33,088,080
18,061,565
8,141,189

Amount.

I Percent\ age to total
j receipts.

38. 81
11. 62
6.34
2.86

$163.193, 347
24, 094, 061
17, 830, 648
13, 026, 835

55. 95
8.16
6.04
4.41

226,728,593 !
17,809,881 '

79.63
6.20

143 I 220,144, 891
94 ! 22, 970, 703

74. 56
7.78

85. 89 j
14. ] 1

237 j 243,115,594 j
1, 895 | 52,118,185 |

82. 34
17. 66

Totals of cities
All other banks

235
1, 731

244,538,474
40, 175, 542

United States .

1,966

284,714,016

2, 132 ! 295, 233, 779 j

From an examination of this table it will be seen that the receipts of
the 48 banks in New York City on June 30 were nearly three-fifths
(58.81 per cent.) of the whole, and on September 17 about 56 per cent.
This fact shows how closely connected is the business of all the national
banks with the great commercial center of the country, nearly every
bank and banker in the Union having deposits, subject to sight-drafts,
at that point. The receipts of the Boston banks on June 30 were
nearly 12 per cent, of the whole, and were 8 per cent, on September 17;
while those of Philadelphia were about 0 per cent, at the latter date,
and of the banks in Chicago about 4.5 per cent. The receipts in these
four great cities comprised nearly four-fifths of the total receipts on June
30, and nearly three-fourths of the total on September 17; while the receipts of the "sixteen reserve cities on June 30 were more than 85 per
cent., and on September 17 more than 82 per cent., of the whole amount.
The receipts of 1,731 banks located in the districts outside of these cities
on June 30 were but 14.1.1 per cent., and of the 1.895 banks on September
17 but 17.66 per cent., of the whole.
TOTAL RECEIPTS ANL> PROPORTIONS OF CHECKS AND DRAFTS IN STATES AND TERRITORIES.

The table next given shows, for the same dates, the receipts of
the banks in each State and Territory, exclusive of those located in
the cities named in the previous table, with similar percentages. Attention is called to the remarkable coincidence shown in this table,
in the percentage of checks and drafts for the two dates named, it
being 81.7 per cent, in each instance. The percentages of the cities
for the same dates, as given in the next preceding table, also correspond
very nearly, the small difference between them being principally due to
thcdiange in the city of Boston from 'Mho, on June 30, to 93.7 per cent.




XIX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

on September 17. The slight variation in the average ratios for the two
dates is evidence of the general accuracy of the returns:
Jimo 30, 1881.
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
JSTew Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin .;
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Nevada
California
Oregon
Dakota
.
Idaho
Montana
New Mexico
Ftah
Washington
Wyoming
Totals .

September 17, 1881.

Proportion}!
of checks, \\
drafts, &c. M

SI

ifi I
58
79
226
62
179
14
•>()
"l
18
16
12
9

|

;
I
j
!
I
|
i

14:

si

342
80
120
70

I
|
|
|

;{o |
«8 j

25
l'l
10
11
13
1

I
!
!
i
;
!

8I
1!

$1,167,284 i
509,594 !
405,256 I
4, 246, 968 I
1,235,886 j
2,533,108 i
5, 059, 233 !
3,907,471 i
3,934,436 j
313,628 !
278,008 i
27,983 ;
1,518,480 i
112,415 j
344, 720 i
395,441 i
281,995 I
23,026 I
100,177 ;
292,786 :
53,220 ;
446, 275 ;
702,408 !
2, 825, 066 !
1,321,819 j
1,411,907 i
988,890 |
.
543,935 |
975, 956 j
1.227,770 !
163. 481 :
421,744 i
511,723 !
1,185,387 !
6,543
235,384 ;
165,420 ,
48, 474 ;
19, 662
117,306
92,969 '
15, 526
6,782 '
40, 175, 542

Per cent. !
82.3 i
75.3 i
79.2 !
83. 5 !
87.9 !
87. 4 i
83.1 i
92.0 I

84.8 ;
86. 3
83.7 !
64.0 :
89. 5
65.0
85.0 ,
85.9 !
69.5 !
23.7
72.0 |
67.8 i
66.2 !
76.7
63. 9 !
80.0
74.6 !
70.6
80. 8
68.2 j
80. 8 |
67. 3
78. 1
76. 0
81.1
52. 8
48.2
71. 8

68. 6
88. 6
82. 5
49.8
37.4
33. 6
81.7

f

Receipts.

$1, 016, 018
500, 318
407, 423
4, 047, 688
1, 486,144
3, 536,106
5, 634, 586
4, 412, 620
5, 718, 088
381, 077
252, 470
44, 699
18 j
1, 439, 571
180, 627
17 :
391, 965
15 ;
728, 573
13
738, 926
VI
40, 739
293, 226
9
15
832, 923
51,183
688,199
893, 058
3, 150, 787
161 •
93
2, 092, 531
130
3, 332, 447
76
1, 423, 241
31
545, 019
76
1, 552, 481
27 .
1, 784,146
17
566, 861
13
395. 885
12
815, 481
17
1,533,504
1
7, 559
10
260, 637
1
174, 526
8
257, 442
1
17, 921
75, 716
4
119, 972
1
112, 764
38, 242
3
144, 796

47 I
47
190
62
85 |
243 !
67 !
191 |
14 |

1,895 i

Proportio n
of checks
drafts, &c.
Per cent.
79.8
75. 7
74. 3

52, 118, 185

81.»
90.5
88.1
83. 3
91.0
84.9
89.0
77.8
76.4
87. 2
72.4
78. 3
50. 4
77.:>,
77.8
85. 7
76.8
76.7
87.0
73. X
76.1

so! o
77.1
64. 3
71.4
78.1
82.3
65. P>
80.1
85.1
8.2
72. 6
64. 3
51. 2
58. 1
79.3
80. 5
30. G
87.8

81.7

PROPORTION OF RECEIPTS WHICH .REPRESENT LEGITIMATE BUSINESS.

If all of these receipts represented legitimate business, the means for
merchandising and for manufacturing would be most abundant. It would
be an interesting subject for investigation to determine what proportion
of the checks received by the banks in New York City, on any given day,
represent operations at the Stock Exchange, and what proportions
of these operations represent legitimate and what speculative transactions. In taking as a basis for such an estimate the posted sales of the
Stock Exchange, a difficulty arises from the fact that these sales on any
one day do not by any means include all the transactions at the board.
In the opinion of the most experienced brokers, not more than onethird of the purchases and sales are recorded in the printed list. Even
in the case of those recorded, the number of shares bought or sold, assumedly at par, is not an indication of the money value of the transactions as they appear in the bank clearings, on account of the different




XX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

par value of the various shares dealt in. The par is usually one hundred
dollars per share, but the average price of sales would not probably exceed sixty dollars per share.
The checks received by the banks in New York City, including both
State and National, on the 30th of June, 1881, and which were cleared
on the following day, amounted to 141 millions. Of this amount, 113
millions were cleared by twenty-three banks, all of which have relations
to a greater or less extent with brokers. From an examination of the
clearings of .each of these twenty-three banks, it was found that the total
of certified checks on that day amounted to about 80 millions, of which
it is probable that at least 00 per cent., or 72 millions, represented stock
transactions. About ten per cent, of this amount should be allowed for
the daily payment and reborrowing of loans by brokers, which is accomplished by means of certified checks. It is therefore estimated by those
who are conversant with these subjects, that of the 141 millions of exchanges, about Go millions represent stock exchange transactions.
There are really no data upon which a conclusion can be obtained as
to what proportion of these large stock transactions are speculative,
and what legitimate, or for investment. It is estimated, however, by
those who have had long experience in the business, that not more than
five per cent, of all purchases and sales at the stock board are for investment account. Assuming that these estimates are reasonable, it would
follow that about 60 millions of the 141 millions of clearings upon June
30, or about three-sevenths of the whole, represent the speculative transactions of the stock board, and that 81 millions, or four-sevenths, represent legitimate business transactions.
PROPORTION OF CHECKS WHICH PASS TIIKOUUII TILE CLEARING HOUSE.

The checks, drafts and certificates received by the national banks in
New York City on June 30 amounted, as has been seen, to $165,233,164.
The gold clearing-house certificates amounted to $3,814,500, which were
received by the banks in payment of balances due them on the morning of
June 30. The remainder consisted of checks and drafts alone. Theclearing-house statement shows that on the morning of July 1 $126,937,110 of
the before-mentioned checks and drafts were paid through the clearinghouse. The remaining $34,381,554, which did not pass through the
clearing-house, consisted probably of checks, which had been used in
payments made by one depositor to another, in the same bank, and were
consequently settled by simple transfers of accounts on the books of
such banks. On Saturday, September 17, the total amount received
by the banks in checks, drafts, and certificates was $163,208,586; of which
$3,792,000 were in gold clearing-house certificates, received by the banks
in payment of the balances due them at the clearing-house on the same
day, leaving $159,416,586 of checks and drafts received. Of this latter
sum, $139,881,760 consisted of checks, &c, which Avere paid through the
clearing-house on the morning of Monday, September 19 (the next business day), by the same banks, as shown by the clearing-house statements
of that day. Of the checks and drafts received by the national banks
of New York City on September 17, about 20 millions were settled without passing through the clearing-house; and, as was remarked in reference to similar checks and drafts shown by the statement of June 30,
they were probably settled by transfers of accounts on the books of the
banks on which they were drawn.
It was about eighty years after the first issue of promissory notes by




KEPORT OF THE COMPTROLLER OF THE CURRENCY.

XXI

the Bank of England that the London clearing-house was established,
and the organization of the New York clearing-house dates eighty years
still later, in 1853 5 so that it may be said that the clearing arrangement
now in use in this country, and so familiar to all bankers, has been in
operation but twenty-eight years. The assistant treasurer in New York
has been a member of the clearing-house but three years, and the large
payments to the clearing-house banks, averaging two and a quarter
tons of gold coin daily during the past year, which would be about
thirty-six tons daily if paid in silver, are transferred in bags, or upon
drays from the Treasury to the banks. If these balances could be paid
in gold certificates instead of coin, the system of bank machinery in
New York would be complete.
Checks, certificates of deposit, and drafts, or bills of exchange, which
are now used so largely as substitutes for money, are the most important
and useful parts of the machinery of the bank. The issue of circulating
notes is not an essential feature of banking, for there are many banks
in this country, chiefly incorporated under State laws, which do not issue
such notes. But checks and drafts are almost as indispensable to the
successful conduct of the business of banking as capital or deposits.
USE OF CHECKS IX FRANCE, ENGLAND, SCOTLAND, AND IRELAND, AND IX THE UNITED
STATES.

In England, banks and bankers are numerous, and large numbers of
such instruments of exchange are used, particularly in the principal
cities. In France, on the other hand, their use is much more infrequent,
for except the Bank of France, with its 90 branches, there are no incorporated banks in that 3ountry, and thirteen of these branches were
conducted in 1880 at a loss of more than $30,000.
Victor Bonnet, a well-known French writer, says:
The use of deposits, bank accounts, and checks is still in its infancy in this country.
They are very little used, even in the great cities, while in the rest of France they
are completely unknown. It is, however, to be hoped that they will be more employed
hereafter, and that here, as in England and the United States, payments will be more
generally made through the medium of bankers, and by transfers in accounts current.
If this should be the case, we shall economize both in the use of specie and of bank
notes; for it is to be observed that the use of bank notes does not reach its fullest development, except in countries where the keeping of bank accounts is unusual, as is
evident by comparing France in this respect with England. M. Pinard, manager of
the Comptoir d'Escompte, testified before the commission of inquiry, that the greatest
efforts had been made by that institution to induce French merchants and shopkeepers
to adopt English habits in respect to the use of checks and the keeping of bank accounts, but in vain; their prejudices were invincible; it was no use reasoning with
them, they would not do it, because they would not.

It would seem, however, from the following extract from the report of
the Bank of France for 1880, that an effort is being made to overcome
this prejudice:
Since the end of the operations of 1879, we have endeavored to give new advantages to those who had current accounts with us, and we have granted them facilities
for transfer from one place to another, free of cost, for all sums proceeding from discount operations, or the encashment of documents on demand. We have desired to
proceed farther with this plan, and we have just completed this first arrangement by
giving to all those who had current accounts with us, without exception, the means of
disposing by open cheques of the whole of the sums which stand to their credit. These
cheques, which are subject to a commission when they represent a simple deposit of
funds, will, on the contrary, be delivered gratuitously when they are drawn against
the proceeds of discounts or drafts on demand encashed by the bank, and they will
be made payable in all our establishments indifferently. The cheques will thus become
a powerful and very convenient means of exchange, which will simplify all transac-




XXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

tions, and which will probably reduce, in considerable proportion, the need for the note
circulation. In addition to this we have authorized the use of cheques within the
town itself for the withdrawal of funds which do not require the displacement of capital. We are certain that when the use of cheques is thoroughly understood it will be
of great service to commerce.

There are now in this country 0,796 banks and bankers located in all its
principal cities and villages, and the number of checks and drafts in daily
use by our own people is consequently larger, in fact, far greater, than anywhere else in the world. In some countries a charge is made to the depositor for keeping his account. In others, bank accounts are refused unless
the depositor comes well introduced and it is believed that his account will
be of considerable pecuniary benefit to the bank. In this country the
bank is in many instances a convenience to the depositor, rather than
the depositor of benefit to the bank; for the latter keeps the cash account
of the depositor, and pays out amounts upon his order, and at his request
returns to him his checks properly indorsed, which are then held by the
depositor as vouchers or receipts for the payment of his debts.
It is evident that the amount of coin and paper currency used in any
country depends largely upon the number of banks and bankers it contains, and upon the method of doing business; and no theory is more
absurd than that which has been so frequently urged during the currency
discussions of the past few years, that the amount of money required is in
proportion to population. Tables showing the per capita of coin and
currency in use in any country are curious and interesting, but almost
valueless in determining the amount of paper money required. Through
the machinery of the bank, with its system of checks, bills of exchange
and clearing-houses, large amounts of business may be settled Avithout
the use of coin or circulating notes. Coin and currency are but the small
change used in trade. Checks and drafts are substitutes for money,
and in every case, if these were not used, the latter would be required.
Yet, notwithstanding the almost exclusive use of these substitutes for
money in large business transactions, all payments, great and small, depend for their integrity upon a true measure of value, and that measure
is a piece of gold coin of standard weight and fineness. All other coins^
not subsidiary and intrinsically worth less than the general standard
recognized at commercial centers, and all kinds of paper money which
are not immediately redeemable in gold coin, are not only not needed,
but are worse thqii useless, for they disturb values.
The London Bankers7 Magazine for November, which has just been
received, contains an abstract of a paper recently read by Mr. Pownall before the London Bankers7 Institute, from which the following table has
been compiled. The percentages of the receipts in the city of New York
on September 17 have also been added to the table:
Localities.

New York
London
Edinburgh
Dublin
Country banks in 261 places

j Coin.

'.
,
^

K"otes. '• Checks.

Per cent. Per cent \ Per
.55
. 65 i
.73
2. 04 i
!
.55
12.67 I
.'
1.57
8. 53 I
j
15. 20
11. 94 j
_ i
;
i

...i

cent.
98.80
97.23
86.78
89.90
72. 86

It will be seen that the proportion of checks and drafts used in London
does not vary greatly from that of the same items shown in the receipts
of the banks in New York City. The proportions used in the banking
business of the country districts is less, as in the United States it is less
in the banks outside the cities $ but the use of checks and drafts in the
country districts in the United States is nearly nine per cent, greater
than in the corresponding districts in England.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII

Through the courtesy of Mr. E. Dayrell Beed, secretary of the Institute of Bankers, London, the Comptroller acknowledges the receipt of
a " rough proof" of an important paper read by Mr. George H. Pownall
before the Institute, on October 19 last, on "The proportional use of credit
documents and metallic money in English banks," and regrets that it
was received too late for use in the preparation of this part of the report.
The paper is elaborate, and gives, in addition to the table already quoted,
many others,' among which are tables showing the proportion of gold
coin, silver coin, bank notes and checks used by banks located in agricultural places, in the metropolitan area, and in the cotton, woolen, iron,
pottery, and silk manufacturing districts. The entire paper will greatly
interest the economic student; but under the circumstances the Comptroller is compelled to content himself with the following extracts :
There is a certain grim satire in these figures, when one thinks of the libraries filled
with blue books full of weighty arguments, all curiously wrought out, to help in the
settlement of the great note question. It is clear that the cheque and the clearing
system are the main lines upon which banking is destined to run. Dead theories respecting notes and the right of issue belong to the generation to which they were living verities. To us the living fact is the substitution of a new instrument of credit.
For the present generation the improvement of the cheque and the clearing system, the
mechanical details of office organization, those details of bookkeeping which save
time, are, from the enormous number of documents passing through the hands of
bankers, of more weight than the most learned treatise on notes and note makers.
*
*
#
*
*
*
*
Banking statistics, gathered with due patience, would play a great part in industrial statistics. They represent trading totals, they rise and fall with prices, they
expand with commercial prosperity, they contract in the day of bad trade. Systematically collected, they would furnish constant lessons. From no other source could
we gain so much and so valuable information as to trading currents as from bankers,
In their books the trading world is photographed. It has been calculated that 97 per
cent, of the transactions of British wholesale commerce pass through the hands of the
bankers of the United Kingdom. The sources of that commerce and its distribution
must in the broadest way be marked in the totals of the banking world. The cottons
of Lancashire, the woolens of Yorkshire, the shipping of Liverpool, the commerce and
finance of London, are all represented there.
The tendency of this generation is to seek to place its theories upon an exact basis.
How much would the social and trading life of England be illustrated if we could
mark out, though only at intervals, or even for a single day, the magnitude of our
great industries as they are represented in the books of bankers.
The conversion of the mode of settlement of claims from payment by coin and notes
into payment by cheque and clearing is not merely a local, or even a national, movement. The American statistics, so opportunely published, demonstrate the wide-reaching influence of the causes working in that direction.
Wherever the English race has planted itself and founded a Community, there the
tendency towards a common financial organization has shown itself. We see this at
home, we see this in America, it is repeated in Australia. There is, therefore, in despite of much diversity, much that is common to all these systems.

In the Appendix will be found tables giving the amounts and ratios of
gold and silver coin and paper money, as well as that of checks and
drafts, in each of the cities, States, and Territories of the Union.
TRANSACTIONS OF THE NEW ^ORK 'CLEARING- HOUSE.

The jSTew York Clearing House Association is composed of forty-five
national and twelve State banks, and the assistant treasurer of the
United States at JSTew York.
Through the courtesy of Mr. W. A. Camp, its manager, a statement
of the transactions during the year ending October 1, 1881, has been
obtained, which shows that the total exchanges were more than
$18,000,000,000, while the balances paid in money were less than
$1,800,000,000. The daily average balances paid were nearly $6,000,000,
or about 3.5 per cent, of the amount of the settlements. The balances
paid in money during the year consisted of $1,394,966,000 in clearinghouse certificates of the Bank of America, legal-tenders amounting to
over $8,633,161, and $372,419,000 in gold coin, weighing 686* tons." If,




XXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

instead of gold coin, silver had been used, the weight would have been
nearly 11,000 tons. The largest transactions for any one day were on
the 28th of November, and amounted to $295,821,422.37. The total
transactions for the year exceed that of any previous year, by $11,643,269,121.43. The following table shows the yearly transactions of the
New York clearing house for the twenty-eight years since its organization in 1853, and the amounts and ratios of currency required for the
payment of daily balances:
Years.

1854
1855
1856
1857
1858
1859
1860
1861
1862
1863
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881

No. of
banks.

50
48
50
50
4G
47
50
50
50
50
49
55
58
58
59
59
61
62
61
59
59
59
59
58
57
59
57
60

Capital.

$47, 044, 900
48,884,180
52, 883, 700
64, 420, 200
67,146, 018
67, 921, 714
, 69, 907, 435
68, 900, 605
68, 375, 820
68, 972, 508
68, 586, 763
80,363,013
82, 370, 200
81, 770, 200
82, 270,200
82, 720, 200
83, 620, 200
84, 420, 200
84, 420, 200
83, 370, 200
81, 635, 200
80, 435, 200
81, 731, 200
71, 085, 200
63, 611, 500
60, 800, 200
60, 475, 200
61,162, 700
171,403,745

Exchanges.

$5, 750, 455, 987
5, 362, 912, 098
6, 906, 213, 328
8, 333, 226, 718
4, 756, 664, 386
6, 448, 005, 956
7, 231,143, 057
5, 915, 742, 758
6, 871, 443, 591
14, 867, 597, 849
24, 097,196, 656
26. 032, 384, 342
28, 717,146, 914
28, 675,159, 472
28, 484, 288, 637
37, 407, 028, 987
27, 804, 539, 406
29, 3U0, 986, 682
32, 636, 997, 404
33, 972, 773, 943
20, 850, 681, 963
23, 042, 276, 858
19, 874, 815, 361
20, 876, 555, 937
19, 922, 733, 947
24, 553,196, 689
37, 182,128, 621
48, 565, 818, 212

Average
Balances paid Average daily daily bal- Rain money.
exchanges. ances paid tiosm niony.

$297,411,494
289, 694,137
334, 714, 489
365,313,902
314, 238, 911
363, 984, 683
380, 693, 438
353, 383, 944
415, 530, 331
677, 626, 483
885, 719, 205
1, 035, 765,108
1, 066, 135, 106
1,144, 963, 451
1,125, 455, 237
1, 120,318,308
1, 036, 484, 822
1, 209, 721, 029
1, 213, 293, 827
1, 152, 372,108
971,231,281
1,104. 346, 845
1, 009, 532, 037
1, 015, 256, 483
951, 970, 454
1,321,119,298
1,516,538,631 I
1, 776, 018,162

$19,104, 505
17, 412, 052
22, 278,108
26, 968, 371
15, 393, 736
20, 867, 333
23, 401, 757
19, 269, 520
22, 237, 682
48, 428, 658
77, 984, 455
84, 796, 040
93, 541,195
93,101,167
92,182,164
121, 451, 393
90, 274, 479
95,133, 074
105, 964, 277
111, 022,137
68,139, 484
75, 301, 558
64, 738, 812
68, 447, 724
65,106, 974
79, 977, 839
121, 510, 224
165, 055, 201

$988, 078
940, 565
1, 079, 724
1,182, 246
1, 016, 954
1,177, 944
1, 232, 018
1,151, 088
1, 344, 758
2, 207, 252
2, 866, 405
3, 373, 828
3, 472, 753
3,717,414
3, 642, 250
3, 637, 397
3, 365, 210
3, 927, 666
3, 939, 266
3, 765, 922
3,173, 958
3, 608, 977
3, 288, 381
3, 328, 710
3, 111, 015
4, 303, 320
4. 956, 009
5, 823, 010

1:584, 440,115, 759 124, 448, 833, 204 68, 181, 783 t2, 843, 647
j

Pr. cL
5.2

5.4
4.8
4.4
6.6
5.6
5.3
6.0
6.0
4.6
3.7
4.0
3.7
4.0
4.0
3.0
3.7
4.1
3.7
3.4
4.7
4.8
5.1
4.9
4.8
5.4
4.1
3.5
4.2

The total amount of transactions for the twenty-eight years given in
the table is $584,440,115,750, and the annual average is $20,872,861,277.
The clearing-house transactions of the assistant treasurer of the United
States at New York, for the year ending November 1,1881, were as follows:
Exchanges received from clearing-house
$358,193,774
Exchanges delivered to clearing-house
92,748, (520
Balances paid to clearing-house
270,966, 495
Balances received from clearing-house
5,521, 341
Showing that the amount paid by the assistant treasurer to the clearinghouse was in excess of the amount received b}r him
265,445,154

A table compiled from statements made by the New York clearinghouse, giving the clearings and balances weekly for the months of
September, October, and November, of the year from 1872 to 1880, will
be found in the appendix, and may be valuable for purposes of comparison.
DISTRIBUTION OF COIN AND PAPER CURRENCY.

The reports for 1879 and 1880 gave valuable tables of the amount of
coin and paper money in the country on January 1, 1879 (the date of
resumption), and on November 1 in 1879 and 1880.
* The capital is for various dates, the amount at a uniform date in each year not being
obtainable.
t Yearly averages for twenty-eight years.
I Totals for twenty-eight years.




OF THK COMPTROLLER OF THE CURRENCY.

XXV

The imports of gold in excess of exports, from the date of resumption
to November 1, 1881, have been $197,434,114, and the estimated gold
production of the mines is $104,150,000. The amount received from
these two sources during the year ending November 1, 1881, has been
$114,749,390.
The stock of standard silver dollars is also increasing at the rate of
about two millions three hundred thousand monthly, the amount coined
during the year having been $27,824,955. Tables are again given herewith showing the amount of coin and currency in the country on January 1, 1879, and on November 1, 1879, 1880 and 1881:
J a n u a r y 1,
1879."

Gold coin"
,...
Silver coin*
Legal-tender notes...
National bank notes .

November 1,
1879.
$355. 681, 532
126,009,537
346, 68], 016
337,181,418

1, 055, 356, 619

Totals

$278, 310, 126
106,573,803
346, 681, 016
323, 791, 674

1,165, 553, 503

November 1,
1880.
$453, 882, 692
158,320,911
346, 681, 016
343, 834,107
1, 302, 718, 726

November 1,
1881.
$562,568,971
186, 037, 365
346, 681, 016
360, 344, 250
1, 455, 631, 602

The amount of legal-tender notes has remained the same since May
31, 1878, in accordance with law. The increase of national-bank notes
during the year ending November 1 last was $16,510,143. This, together
with the increase of the gold coin, $108,686,279, and of silver coin,
$27,716,454, makes a total increase of coin and bank notes of $152,912,876.
The statement below gives the amount of coin and currency in the
Treasury at the same dates as in the previous tables, and the amount in
the national banks on the dates of their returns nearest thereto—viz,
January 1 and October 2, 1879, and October 1, 1880 and 1881, respectively. The amounts given for the State banks, trust companies and
savings banks, are for the nearest comparative dates of their official
reports:
Jairuirv 1,
1879.'

November 1.
1870.

IN ovember 1,
1880.

November 1.
1881.

GOLD.

Iii the Treasury, less certificates
In national banks, including certificates
In State banks, including certificates.
Total gold

$112,703,342

$156, 907, 986

$133, 679, 349

$167,781,909

35,039,201
10,937,812

37,187, 238
12,171, 292

102, 851, 032
17,102,130

107, 222, ] 69
19, 901, 491

158,680,355 j

206, 266, 516

253, 632, 511

294, 905. 569

SILVER.

In the Treasury, standard silver dollars
In the Treasury, bullion
In the Treasury, fractional coin
In national banks
Total silver

17, 249, 740
9,121,417
6, 048,194
6, 460, 557

32,
3,
17,
4,

lis!
824,
854,
986,

073
931
327
492

47,156, 588
6,185,000
24, 635, 561
6, 495, 477

66, 576, 378
3, 424, 575
25, 984, 687
7,112, 567

38, 879, 908

58, 780, 823

84, 472, 626

103, 098, 207

CURRENCY.

Iii the Treasury, less certificates
In national banks, including eertifi
cates
In State banks, including certificates.
In savings banks

44, 425, G55

21,711,376

18, 221, 826

22, 774, 830

126, 491, 720 :
25,944,485
14,513,779 ;

118,546,369
25, 555, 280
15, 880, 921

86, 439, 925
25, 828, 794
17, 072, 680

77,630,917
27,391,317
11, 782, 243

Total currency

211,375,639 j

181, 693, 946

147, 563, 225

139, 579, 307

Grand totals

408,935,902 !

446, 741, 285

485, 668, 362

537, 583, 083

* Estimate of Director of trie Mint, which includes bullion in process of coinage.




XXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

If the amount of coin and currency in the Treasury and in the banks
be deducted from the total amount estimated to be in the country, the
remainder will be the amount then in the hands of the people outside
of these depositories, as follows:
January 1,
1879.
Gold
Silver
C urreney
TotaJs

November 1,
1879.

$119 6?9 771 i $149,415,016
67, 693, 895 I
67. 228, 714
459,097,051 i
502,168, 488
646, 420 717

718, 812, 218

November 1,
1880.

November 1,
1881.

$200, 250,181
73, 848, 285
542, 951, 898

$267, 663,402
82,939,158
567,445, 959

817, 050, 364

918, 048, 519

The gold in the Treasury, including bullion in process of coinage, has
increased during the year $34,102,560, and in the banks $77170,498, The
paper currency in the Treasury has increased $4,553,004, and in the banks
it has decreased $13,727,914. The increase of gold, outside of the Treasury and the banks, is $67,413,221, and of paper currency $241,494,061.
In the foregoing tables the silver certificates issued by the Treasury
have not been included, but the standard silver dollars kept to redeem
them on presentation form a portion of the silver coin in the Treasury.
The silver certificates in the hands of the people and the banks, at
dates corresponding with those given in the preceding tables, were as
follows:
January 1, 1879.
$413,360.

November 1. 1879.
$1,604,370. .

November 1, 1880.
$19,780,240.

November 1, 1881.
$58,838,770.

It will be seen that the amount of these certificates in circulation has
increased $39,058,530 during the past year. Of the $58,838,770 circulating on November 1, 1881, a large portion are constantly in the hands
of the people, being paid out by the banks in preference to gold coin or
legal-tender notes.
The total amount of silver dollars coined up to November 1, 1881,
was $100,672,705, of which, as stated in one of the foregoing tables,
$66,576,378 was then in the Treasury, although an amount equal to
$58,838,769 was represented by certificates in the hands of the people
and the banks, leaving only $7,737,609 actually belonging to the Treasury. Of the $100,672,705 coined, $34,096,327 were therefore circulating in the form of coin and $58,838,769 in the form of certificates.
The remainder of the silver, $85,364,660, is in subsidiary and trade
dollars and bullion, of which $29,409,262 is in the Treasury, and
$55,955,398 is in use in place of the previous fractional paper currency,
which, on March 23, 1874, was at its highest point, and amounted to
$49,566,760. The increase since the date of resumption of gold and silver coin and x>aper currency outside of the Treasury and the banks, is
thus estimated to be $271,627,802, and the increase during the year ending November 1, $100,998,254. Or, if the amount of silver certificates
in circulation be added, the total increase in the circulating medium
since resumption would be $330,053,217, and during the past year,
$140,056,782.
AMOUNT OF INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES
AND THE AMOUNT HELD BY THE NATIONAL BANKS.

The report for 1880 contained tables exhibiting a classification of the
interest-bearing bonded debt of the United States, and of the bonds
held by the national banks, for a series of years. These tables are again
presented, and now exhibit also the amount of the outstanding bonds
of the government, and the amount hold by the banks, on November 1
of the present year.




.REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXVII

The operations of the Secretary of the Treasury, in continuing the 5
and 6 per cent, bonds which matured during the year 1881, give them
increasing interest. On March 1? 1881, 5 per cent, bonds amounting
to $469,320,650 were outstanding, redeemable at the option of the
government after May 1, 1881, and 6 per cent, bonds amounting to
$202,266,550 were then outstanding similarly redeemable after July
1,1881. The refunding bill, authorizing the sale of 3 per cent, bonds,
with the proceeds of which, if sold, the maturing bonds would have
been paid, did not receive the signature of the President, and failed to
become a law. On April 11, the whole amount of 6 per cent, bonds were
called for payment on July 1, 1881; but to the holders of all the 6 per
cent, loans (except the Oregon war debt, amounting to $688,200) permission was given to have their bonds continued, at the pleasure of the
government, with interest at 3 J per cent, per annum, provided they should
so request and the bonds should be received by the Treasury for that
purpose on or before May 10, 1881, which time was afterwards extended
to May 20. Of these bonds there were presented for continuance the
amount of $178,055,150, and the remainder, amounting to $24,211,400,
has, since March 1,1881, been either paid from the surplus revenues or
has ceased to bear interest.
On May 12, a like privilege (for continifciiice at 3J percent.) Avas given
to the holders of the five per cent, bonds, if presented on or before
July 1, 1881; and on the latter date notice was given for the payment
on October 1, 1881, of the registered fives not continued. The total
amount of five per cent, bonds continued under this arrangement was
$401,504,900, and of 6 per cent, bonds $178,055,150. The remaining
5 and 6 per cent, bonds outstanding March 1, 1881, amounting to
$92,027,150, were paid upon presentation, or now remain outstanding
without interest. There has also been paid during the year ending November 1, $123,969,650 of interest-bearing bonds, making a saving in
interest of $6,352,240. The total interest saved during the year, by continuance and payment of the bonds, was $L6,826,192.
The following table exhibits the classification of the miniatured, interest-bearing, bonded debt of the United States* on August 31, 1865,
when the public debt reached its maximum, and on the 1st day of July
in each year thereafter, together with the amount outstanding on Xovember 1 of the present year:
Date.
August 31, 1865
July 1, 1866
July 1, 1867
.Inly 1, 1868
July 1, 1869
July 1, 1870
July 1, 1871
July 1, 1872
July 1,1873
July 1, 1874
July 1, 1875
July 1, 1876
July 1,1877
July 1,1878
J u l y ] , 1879
July 1. 1880
July 1, 1881
November 1,1881.

J per con
;nt.
bonds.

> per cent,
bonds.

j $908,518,091 $199, 792,100 i
! 1, 008, 388, 469
198, 528,435 :
198, 533, 43
1, 421,110, 719
221, 588, 400
: 1,841,521,800
221, 589, 300
1, 886, 341, 300
j
221, 589, 300
1,764,932,300
1, 613, 897, 300 274, 236, 450
414, 567, 300
i 1,374,883,800
414, 567, 300
! 1,281,238,650
510, 628, 050
1,213,624,700
60' 132, 750
i 1,100, 865, 550
984, 999, 650
711, 685, 800
854, 621, 850
703, 266, 650
738, 619, 000
703, 266, 650
310, 932, 500
646, 905, 500
235, 780, 400
484, 864, 900
196,378,600
439, 841, 350
Continued at Continued at
3| per cent.
3^ per cent.
161, 876, 050
401, 504, 900

4 per cent,
A
bonds.

$140, 000, 000
240, 000, 000
250, 000, 000
250,000,000
250, 000, 000

4 per cent,
bonds.

$98, 850, 000
679, 878,110
739, 347, 800
739, 347, 800

Total.
$1,108, 310,191
1, 206,916, 904
1, 619,644,154
2, 063,110, 200
2,107, 930, 600
1, 986,521, 600
1,888, 133, 750
1, 789,451,100
1, 695,805, 950
1,724. 252. 750
1, 707,998| 300
1, 696,685, 450
1, 696,888, 500
1.780, 735, 650
1,887, 716.110
1,709, 99&100
1,625, 567, 750

250, 000, 000 I 739, 347, 800 ! 1, 552, 728, 75©

* The Navy pension fund, amounting to $14,000,000 in 3 per cents., the interest upon
which is applied to the payment of naval pensions exclusively, is not included in the
table.




XXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

These operations of the Secretary during the present year have
largely reduced the amount of interest receivable by the national banks
upon the bonds held by them.
During the year 1871, and previous thereto, a large portion of the
bonds bore interest at the rate of 6 per cent.; and until the year 1877
all of the bonds bore interest at either five or six per cent. At the
present time, more than 65 per cent, of the amount pledged for circulation consists of bonds bearing interest at the low rate of 3J percent.,
and nearly 35 per cent, of them bear interest at the rate of 4 and 4J per
cent. This will be seen from the following table, which exhibits the
amounts and classes of United States bonds owned by the banks, including those pledged as security for circulation and for public deposits, on
the first day of July in each year since 1865, and upon ^ovmeber 1 of
the present year:
United States bonds held as security lor circulation.
Date.
3 per cent. ! 5 per cent. 4h per cent. 4 per cent,
bonds, j bonds. ' bonds. ! bonds. j
July 1,1865.
July 1,1866.
July 1,1867.
Julyl, 1868.
July 1,1869.
Julyl, 1870.
July 1, 1871.
Julyl, 1872.
J u l y l , 1873.
July 1, 1874
Julyl, 1875.
July 1,1876.
July 1, 1877.
Julyl. 1878.
July 1, 1879.
Julyl, 1880.
Julyl, 1881

Xov.l, 1881

Total.

T . S. bonds
T
held for
other purposes at
i nearest
! date.

Grand
total.

$170, 382, 500 $65, 576, 600!
|
$235, 959,100 $155, 785, 750 $391, 744, 850
! 241,083,500) 86, 226, 850:.
327, 310, 350 121,152, 950 448, 463, 300
i 251,430,400 89,177,100 .
340, 607, 5001i 84, 002, 650 424, 610,150
! 250,726,950 90,768,950!.
341, 495, 900 80, 922, 500 422, 418, 400
j 255,190,350 87,661,250!.
342, 851, 600; 55,102, 000 397, 953, 600
342, 278, 550 43, 980, 600 386, 259,150
! 247,355,350! 94, 923, 200:.
220,497,750! 139, 387. 800:.
359, 885, 5501 39, 450, 800 399, 336, 350
173,251,450 207,189, 250 .
380,440,700: 31, 868, 200 412, 308, 900
390, 410, 550! 25, 724, 400 416,134, 950
160,923,500 229, 487, 0501.
391,171, 2001 25, 347,1001 416, 518, 30«
154, 370, 700 236, 800, 500 .
376, 314, 500 26, 900, 200 403, 214, 700
136, 955,100 239, 359, 400 .
232, 081, 300 .
341, 394, 750 45,170, 300 386, 565, 050
109,313,450
.1.
338, 713, 600 47, 315, 050 386, 028, 650
87, 690, 300J 206, 651, 050| $44, 372, 250;
199, 514, 5501 48, 448, 650! $19, 162, 000 546, 400 68, 850, 900 418, 397, 300
349,
82, 421, 200
56, 042, 800 144, 616, 300 35, 056, 550 118, 538, 950354, 254, 600 76, 603, 520|430, 858,120
139, 758, 650 37,760,950; 126,076,300 361, 652, 050' 42, 831, 3001 404, 483, 350
58, 056,150
61,901,800 172, 348, 350| 32, 600, 500 93, 637, 700360, 488, 400 63, 849, 950 424, 338, 350
Continued Continued j
at 3^ per at 3J per :
cent.
cent.
j
53, 741, 600, 187, 634, 550 31, 981, 650 92, 005, 800; 369, 608, 500 56, 512, 450 426,120, 950

The banks also held $3,486,000 of Pacific Eailroad 6 per cents., and
$738,000 of 5 per cents., upon which interest had ceased, which latter
amount has since been reduced to $229,000.
AMOUNT OF UNITED STATES BONDS HELD BY COMMERCIAL BANKS,
TRUST COMPANIES, AND SAVINGS BANKS ORGANIZED UNDER STATE
LAWS.

The amount of United States bonds held by banks organized under
State laws is ascertained from such reports as have been received by the
Comptroller, through the courtesy of State officers who have responded
to his request for copies of their official returns at the latest dates. From
such returns it is found that these institutions held, at different dates
during the year 1881, the following amount of United States bonds:
Held by State banks in twenty-one States
Held by trust companies in five States
Held by savings banks in fifteen States
Total




$12, 048, 452
15,631, 573
210, 845, 514
238,525,539

REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIX

The amount held by geographical divisions in 1880 and 1881 was as
follows:
1880.

Geographical divisions.
Eastern States
Middle States
Southern States
Western States
Pacific States

1881.

$45, 230, 098
157, 503, 757
958, 470
2, 672, 242
7, 240, 835

Totals

213,665,402

:.

$40, 468, 340'
176, 373, 889
1, 073, 460
5, 735, 518
14, 874, 332
238,525,539

This amount is $3,201,340 less than that returned to the Commissioner
of Internal Revenue, who receives semi-annual reports, for purposes of
taxation, not only from banks organized under State laws, but also from
private bankers, giving their average capital and deposits, and the
amount of such capital invested in United States bonds. Fro-m these
returns the following table has been compiled, showing, by geographical
divisions, the average amount of capital invested in United States bonds
for the six months ending May 31, in the years 1879, 1880, and 1881:
Capital invested in United States bonds.
Geographical divisions.

May 31, 1879:
'New England States
Middle States
Southern States
Western States
Pacific States and Territories

By State banks, |
private bank-' jBy savings
ers, and trust!
banks.
i companies. |
j.
!
!
;
!
;

United States
May 31, 1880:
New England States
Middle States
Southern States
Western States
Pacific States and Territories

UnitedStates

!

!
i

34,941,378 j
123, 818,148
\
86, 021 :
I
2,164, 668 i
;
1, 372, 845 |

46, 291, 965 i 162, 383, 060
I

:

38,611,345
149, 504, 617
3, 679, 200
10, 491, 070
6, 388, 793
208, 675, 025

j

;

;

:
;
!

3, 737, 093
37,693,200
20, 564, 834
146, 301,155
2, 541, 991 !
1, 000 i
8,137, 554 i
2, 474, 557
3, 883, 816 i
2, 717, 904 i

41,430,293
166, 865, 989
2,542,991
10, 612, 111
6, 601, 720

38,865,288|

;
.'•

UnitedStates
May 31, 1881:
New England States
Middle States
Southern States
Western States
Pacific States and Territories

$3,669,967
25, 686, 469
3, 593,179
8, 326, 402
5, 015, 948

Total.

189,187,816

228,053,104

I 36, 640, 795
: 168,617,049
i
21, 689 |
i
2, 689, 447
j
6, 911,198 |

~
39, 626. 291
190,525^752
1,729,391
9, 404, 395
11, 915, 511

2, 985, 496
21,908,703
1, 707, 702
6, 714, 948
5, 004, 313

38,321,162 i 214,880,178;

253,201,340

The above table gives the average amount of capital invested in
United States bonds, from which should be deducted the amount of
premium paid at the time of purchase, which cannot be ascertained.
The amount of United States bonds held by the national banks on
October 1, 1881, was $426,120,950, and the average amount held by the
other banks and bankers of the country, during the six months ending
May 31 last, was $253,201,340. The total amount held by all the banks
and bankers during the last two years is thus shown to be considerably




XXX

REPORT OF TILE COMPTROLLER OF THE CURRENCY.

more than one-third of the whole interest-bearing funded debt of the
United States, as follows :
1881.

1880.

National banks
Savings banks
State banks and trust companies..
Private bankers

350
816
604
684

$426,120, 950
214, 880,178
21, 650, 668
16, 670, 494

631, 422, 454

679, 322, 29«

$403, 369,
189,187,
24,498,
14, 366,

Totals .

LOANS AND RATES OF INTEREST.

The following table gives the classification of the loans of the banks
in the city of New York, in Boston, Philadelphia, and Baltimore, and
in the other reserve cities, at corresponding dates in each of the last
three years:
OCTOBER 2, 1879.

XL

c'ity ° l k j^elp'llSknd; ^ ^ s

! SSs'

' ^SS^gate.

Classilication.
47 banks.
On U. S. bonds on demand
On other stocks, bonds, <fcc,
on demand
On single-name paper without
other security
All other loans
Totals

99 banks.

82 banks.

1,820 banks, j 2,048 banks.

$8,286,525 j

$2, 017, 226

$4,360,523 !

| $14,664,274

78,062,085 j

22, 605, 795

11,445,079 !

I 112,112,959

22,491,926 ! 33,136, 911 : 7,150,239 i
87,011,306 ! 118,267,128 ! 65,023,494 ! $435,154,810
195,851,902! 156,027,060 \ 87,979,335! 435,154,810;

42, 779, 076
705, 456, 798
875,013,107

OCTOBER ]. 1880.

Classification.
On U. S. bonds on demand
On other stocks, bonds, &c,
on demand
On single-name paper without
other security.
All other loans'
Totals

47 banks.

101 banks.

i

83 banks.

1,859 banks.

2,090 banks.

$3,915,077

$525,445

$1, 378,168

$5, 818, 690

92,630,982

30, 838, 692

16, 558, 260

140, 027, 934

27,755,152 | 22,542,776
114,127, 290 137,405,246

10, 402, 295
75, 687, 334

$503, 294, 724

60, 700, 223
830. 514, 594

238,428,501 j 191,312,159

104, 026, 057

503, 294, 724

1, 037, 061, 441

OCTOBER 1, 188].

Classification.

48 banks.

102 banks.

:

On U. S. bonds on demand
j $2, 539, 928
$415,161
$2, 539,
On other stocks, bonds, &.C., ;
'
on demand
97, 249,162 , 39, 251, 526
On single-name paper without j
;
other security
26, 935, 878 ; 34, 465, 661 '
120,032,691
137,682,302 |
All other loans'.
Totals




87 banks, i 1,895 banks.

2,132 banks.

$468,496 '

$2,661,256

$6, 084, 844

24,227,158 |

35,423,896

196,151, 742

12,904,338 I 73,114,405
96,806,506
464,843,937

147, 420, 282
819, 365, 436

| 246,757,659! 211, 814, 653 j 134,406,498 1 576,043,494

L, 169, 022, 304

REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXI

In the table below is given a full classification of the loans in New
York City alone for the last five years :

On indorsed paper
On single-name paper
On U. S. bonds on demand
On other stock, &c, on demand.
On real-estate security
Payable in gold
All other loans
Totals..

October 1,
1878.

October 2.
1879.

October 1,
18S0.

October 1.
1881.

47 banks.

Loans and discounts.

October 1,
1877.

47 banks.

47 banks.

47 banks.

48 banks.

$92,618,776
15, 800, 540
4, 763, 448
48, 376, 633
497, 524
4, 319, 014
2, 786, 456

$83, 924, 333 $81, 520,129
17, 297, 475 22,491,926
7, 003, 085
8, 286, 525
51,152,021
78,062,085
786, 514
670,021
6, 752,181
2, 670, 371
4,821,216

169,162,391

169,585,980

;

195,851,902

!
|
!
!
S

$107, 058, 860 $112, 049, 004
26, 935, 878
27,755,152 !
2, 539, 928
3, 915, 077 |
97, 249,162
92,630,982
236,100
1,336,513 |
5,731,917
238,428,501 |

7, 747, 587
246,757,659

The following table exhibits the amount of loans, capital, surplus, netdeposits, specie and paper money in the banks in Xew York City, in
the other reserve cities, in the States and Territories, and in the Union,
on October 1, 1881:
j

York
City.

!

Assets and liabilities.

48 banks.

189 banks.

$246, 757, 659 :
51,150,000
19, 947, 316 !
268, 769, 373
51), 627, 368

$346, 221,151
119,799,830
34,162,895
335, 669, 226
34, 535, 367

Loans
:
Capital
Surplus
Net deposits
Specie
Legal tender notes and United States
certificates

10, 898, 371

Other reserve
cities.

21,'899, 231

States and Ter- ! United States.
ritories.
j
1,895 banks.

2,132 banks.

$576,043,494 j $1,169, 022, 304
292, 872,155 •
463, 821, 985
74,030,407 |
128,140,618
507, 200, 770 | 1, 111, 639, 369
27,509,821 ;
112, 672, 556
27,093,002 |

59, 890, 604

The loans of the banks on October 1 were $1,169,022,304, which is an
increase of $132,000,000 over the corresponding date in last year. The
total individual and bank deposits, not deducting the amount due from
banks and the clearing-house exchanges, have increased $225,725,496.
and amount to the unprecedented sum of $1,381,852,887. The ratio of
the total loans to capital, surplus, and net deposits was then 68.9 per
cent. 5 in 1880 it was 67.3 per cent.; in 1879 65.3 per cent. The proportion of cash to net deposits was 15.5 per cent, on October 1, 1881, and
for the corresponding dates in 1880 and 1879 it was 17.9 and 18.0.
In his report for last year the Comptroller gave tables showing the
ratios of loans to capital, surplus and net deposits, and of cash to net
deposits, of the banks in New York City, in other reserve cities, and of
those elsewhere, on or near October 1 of each year, from 1870 to 1880,
inclusive, and he then remarked as follows in reference thereto:
If the ratios of the loans of the banks in New York City to their capital, surplus?
and net deposits be examined, it will be found that in October of 1879 and 18807 they
were70.8 per cent., in 1878 but 65.4 per cent., in 1877 but 68 per cent., and in 1876, 65.1
per cent.; and that the loans are now proportionately higher than at any time since 1873.
The means of the banks in Boston and the other reserve cities were more fully employed in October than they were at the corresponding dates for the two previous
years, though the business of the banks was not as much extended as it was during
the four years following the crisis of 1873.
The ratios of the loans of the banks in the country districts were, on October 1, last,




XXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
7.3 per cent, less than at the corresponding dates in 1875, and 5.2 per cent, less than
in 1877. The opportunities for using money in this group of banks are not in proportion to the increase of deposits, and their balances in other banks have by no means
diminished.
It will surprise those whose attention has not heretofore been called to the subject
to find how closely the means of the banks in the commercial cities have been employed during the last eleven years, notwithstanding the variations in rates of interest, and particularly during the last two years, when money has been so abundant and
the deposits have so rapidly increased. It will be seen that prior to 1876, with the
exception of a single year, the loans in New York exceeded the net deposits, while since
that time, though there has been considerable variation, the net deposits have been
someAvhat in excess of the loans at the dates given. In the other principal cities, which
continually keep large amounts of money in New York subject to demand, and thus
diminish their own net deposits, as given in the above table, the loans have always
largely exceeded their deposits. The same remark is true of the banks in the country
districts which have in New York, as well as in other cities, large amounts of money on
deposits subject to call. The capital of this class of banks is also much larger as compared with their deposits than is that of the banks in the large cities, and their loans
therefore relatively greater.

The same comments apply with equal force to the ratios shown by the
returns for October 1 of the present year, as may be seen from the following table:
New York Other re- States and I United
City.
serve cities. Territories.: States.

Dates.

Percent.
Per cent.
70.8
72. G
67.7
70. 8
65.4
|
70. 8

October 1,1881
October 1, 1880
October 2,1879

I

Per cent.
66.4
65.7
63.9

\ Per cent.
;
68.9
|
67.3
i
65.7

'•

The ratios of cash to net deposits for the same dates were as follows:
Dates.

October 1, 1881
October 1,1880
October 2,1879

New York | Other re- I States and United
City.
serve cities.! Territories. States.
Per cent. \ Per cent.
22.9 I
16.8
26. 4 |
18. 5
24.7
19.4

Per cent. Per cent.
10.8
15. 5
12.1
17.9
12.7
18.0

In reference to reserves the Comptroller last year remarked as follows:
The amount of legal cash reserve required of the banks in New York City is 25 per
cent, of their deposits, of the banks in the other reserve cities one-half of this ratio,
and of the banks in the country districts 6 per cent, of their deposits.
The banks in the interior, if we consider their large deposits elsewhere, are as arnle
found to be much stronger in available means than the banks in New York City; while
the reverse of this should always be trne when such large balances, amounting to more
than 100 millions of the funds of other banks, are constantly on deposit in the latter
city subject to demand.
The amount of legal reserve required to be held by the banks was largely reduced
by the act of June 20, 1874, the provision requiring reserve on circulation having been
repealed, and the percentage held in the larger cities has been greatly diminished during the past few years. The sudden and enormous increase of individual and bank
deposits in the commercial centers should be accompanied, not only by the reserve required by law, but by a much greater percentage of coin and a much smaller expansion,
of loans, if the banks would check unhealthy speculation, and keep themselves in
condition for an adverse balance of trade and for the legitimate demands of the depositors and correspondents who coniide in them.

On October 1 of the present year the aggregate reserve held by the
York City banks, including the five per cent, redemption fund,




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIII

was 23.3 per cent, only, falling below the amount required by law, and
.similar deficiencies were shown by previous statements of the clearinghouse; but the returns of the banks to the clearing-house for the weeks
ending October 27 and 29 following, show a contraction of loans and
reduction of liabilities, and a slight excess of reserve over the amount
required by law. The reserves in the other reserve cities, which include the amount held by agents in New York, were considerably less
than at the corresponding date last year, although still in excess of the
amount required by law, being 30 per cent, of deposits; while the total
reserves of the banks in other localities were, as usual, very strong,
amounting to 31.2 per cent, of the net deposits.
The loans and deposits for each year since resumption day, on January
1, 1879, have increased largely in each group of banks, while the cash
reserves in each are being gradually reduced. It is evident that these
deposits consist, to a much greater extent than usual, of the avails of
loans placed to the credit of dealers. This exhibit shows that the banks
are rapidly expanding; and there are many indications that this rapid
increase is not the result of legitimate business, but of venturesome
speculation, largely consequent upon the importation of coin and increased issues of silver certificates and bank notes. The increase in
the amount of United States bonds held by the banks has been 13 millions during the last year, but it is 15 millions less than at a corresponding date in 1879. This is somewhat surprising, when it is considered
that 3J per cent, bonds can be purchased at about par, and that the rate
of interest paid on deposits in New York City is from two to three per
cent. only.
The attention of Congress has previously been called to section 5200
of the Eevised Statutes, which places restrictions upon loans, and to the
difficulty of enforcing its provisions. In cities where large amounts of
produce are received and stored, it is represented that it is impossible
for the banks to transact this class of business, if restricted to loans for
an amount not exceeding in any instance one-tenth of their capital. It
is true that the limitation does not apply to loans upon produce in transit,
where the drafts are drawn on existing values; but if produce is stored
instead of being shipped, large loans cannot be made except in violation
of law. In such case the Comptroller has no means of enforcing the law,
except by bringing a suit for forfeiture of charter, and this course might
result in great embarrassment to business, as well as loss to many innocent stockholders of the banks. It is evident that the law should be so
amended as to exclude from the limitation mentioned legitimate loans
upon produce or warehouse receipts, as well as loans upon United States
bonds.
Large loans are also continually being made upon other stocks and
bonds, and these loans are largely made to stock-brokers, the result
being to assist and promote speculative operations upon the stock board.
The provision of law mentioned is valuable, so far as it affects banks outside of the large commercial centers, as it provides for a just distribution
of loans; but it is recommended that the limit be increased to ten per
cent, upon the combined capital and surplus, and that loans upon United
States bonds be not limited in amount. It is also recommended that
the limit for loans upon stocks and bonds be increased to fifteen per cent,
upon capital and surplus, and that such penalty be then imposed for exceeding this limit as would make a violation of the provision unprofitable if the penalty were collected. It is important that some amendment
of this kind be enacted, or that means be provided for enforcing the provisions of the section as it now stands.
c c—-in




XXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

RATES OF INTEREST IN NEW YoRK CITY, AND IN THE HANK OF ENGLAND AND THE
liANK OF FRANCE.

The average rate of interest in ]STew York City for each of the fiscal
years from 1874 to 1881, as ascertained from data derived from the Journal of Commerce and The Commercial and Financial Chronicle, was as
follows:
1874,
1875,
1876,
1877,
1878,
1879,
1880,
1881,

call loans, 3.8 per cent. ; commercial paper, 0.4 per cent.
call loans, 3.0 percent.; commercial paper, 5.6 per cent.
~
call loans, 3.3 per cent.. ;; commercial paper, 5.3 per cent.
call loans, 3.0 per cent.. :; commercial paper, 5.2per cent.
call loans, 4.4 per cent.. ;; commercial paper, 5.1 per cent.
call loans, 4.4 per cent., :; commercial paper, 4.4 per cent.
call loans, 4.9 per cent, ; commercial paper, 5.3 per cent.
call loans, 3.8 per cent.; commercial paper, 5.0 per cent.

The average rate of discount of the Bank of England for the same
years was as follows:
During the calendar year endin<
During the calendar year ending
During the calendar year endin
During the calendar year endin
During the calendar year endin
During the calendar year endin
During the calendar year endin
During the fiscal year ending J

December 31, 1-74, 3.69 per cent.
December 31, 1875, 3."23 per cent.
December 31, 1876, 2.61 per cent.
December 31, 1877, 2.91 per cent.
December 31, 1*78. 3.78 per cent.
December 31, 1*79, 2.50 per cent.
December 31, 18><>, 2.76 percent,
me 30, 1881, 2.74 per cent.

The rate of interest in the city of New York on December2, as derived
from the Daily Bulletin, was, on call loans, from 4 to 6 per cent., and on
commercial paper from 0 to 7 per cent.
ynri';: |
During the present year the rate of discount of the Bank of England
has been changed six times, as follows: On January 13, increased from 3
to 3J per cent.; February 17 reduced to 3 per cent., and on April 28
further reduced to 2J per cent.; on August 18 increased to 3J percent.;
August 25 to 4 per cent.; and again increased on October 0 to 5 per cent.
The rate of the Bank of France has been changed but twice during
the present year, and in each instance there was an increase, as follows :
On August 25 from 3J to 4 per cent., and on October 20 from 4 to 5 per
cent., which is the rate at the present time. The bank rates of discount
for the week ending November 12 were, in Berlin, 5J per cent., Amsterdam, 4 per cent., Brussels, 5J per cent., Vienna, 4 per cent., and St. Petersburg 6 per cent.*
DUTIES OF DIRECTORS AND EXAMINERS.

The recent failure of The Mechanics' Xational Bank of Xewark has
called the attention of the public directly to the duties of bank directors
and of examiners of national banks.
Section 5147 of the Revised Statutes provides that each director, when
appointed or elected, shall take an oath that he will, so far as the duty
devolves on him, diligently and honestly administer the affairs of such
association, and will not knowingly violate or permit to be violated any
of the provisions of this act. Section 5130 also provides that the association shall have power to prescribe, by its board of directors, by-laws
not inconsistent with law, regulating the manner in which its stock shall
be transferred, its directors elected or appointed, its officers appointed,
its property transferred, its general business conducted, and the privileges granted to it by law exercised and enjoyed.




The Economist, London, November 12, 1881.

REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXV

In accordance with the provisions of this last named section, by-laws
are generally adopted by national banks soon after their organization,
which usually contain, among other provisions, sections similar to the
following:
There shall be a standing committee, to be known as the "Exchange Committee/'
appointed by the board, every six months, to continue.to act until succeeded, who
shall have power to discount and purchase notes and bills and other evidence of debts,
and to buy and sell bills of exchange, and who shall, at each regular meeting, make a
report of the notes and bills discounted and purchased by them since their last previous
report.
There shall be appointed by the board every three months a committee, whose duty
it shall be to examine into the affairs of the bank, to count its cash, and to compare
its assets and liabilities with the balances on the general ledger for the purpose of
ascertaining that the books are correctly kept and the condition of the bank corresponds therewith, and that the bank is in a sound and solvent condition; the result of
which examination shall be reported to the board at its next regular meeting.

The object of these by-laws is, first, to keep the board of directors continuously informed what notes and bills are discounted, and to furnish
them with a detailed account thereof; and secondly to establish a check
by the directors upon the cashier, teller and bookkeeper of the bank,
to whose immediate custody and control the assets and accounts of the
bank are committed. A method is thus provided by which the diligent
and continuous administration of the directors, which is required by
their oaths, shall be performed.
It is thus seen that both the laws of the United States and the by-laws
adopted by the directors themselves, under the law, in clear terms define their duties. The men employed by them in the banks are under
their supervision, the law providing—
That the bank shall have power to elect or appoint directors, and by this board of
directors to appoint a president, vice-president, cashier, and other officers, define their
duties, require bonds of them and fix the penalty thereof, dismiss such officers or any
of them at pleasure^ and appoint others to fill their places.

The duties of the board of directors are plainly defined, and however
innocent they may be of any intention of wrong, they are responsible
for the safety of funds committed to their care. If it can be shown that
any of them had notice of illegal transactions, it is a serious question
whether they are not legally bound to make good the loss which may
occur; and it is a question whether they are not also liable for losses
which may occur from neglect of duty, even without notice. If this is
not the just and proper construction of the present law, then it becomes
a subject for the consideration of Congress, whether additional legislation upon this x>oint is not required. The National Bank Act is full
of restrictions, to which reference has already been made in another portion of this report, such as those requiring an adequate reserve: the
enforced accumulation of the surplus; the method of increasing and
reducing the capital stock and its prompt restoration if impaired; the
prohibition against making loans on real estate and on the security of
their own shares of stock, or of accommodation or other loans than business paper in excess of one-tenth of the capital of the bank; the prohibition against the declaration of dividends unless earned; against certifying checks without the necessary deposit; and many other similar provisions. These restrictions are intended to protect these institutions,
by imposing upon them general rules, which experience has shown may
be properly done by the government without its thereby becoming the
guardian of the bank, or of the moneys of its depositors or stockholders, or
being in any way responsible for the management of its funds. It is the

duty of the examiner to ascertain whether the officers of the bank
and its directors are complying with the requirements of the law




XXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.

and whether they are in any way violating any of its provisions,
to the end that in such case they may be enforced by the proper
authority.
The stockholders elect the directors, who are usually men not only
of high character and well known in the community where the bank is
located, but are generally also large stockholders in the bank, and having
therefore each a personal interest in its prosperity and good management.
The depositors confide in the bank because they believe the directors will
manage its affairs honestly and diligently, and will employ honest and
faithful servants for that purpose. They know that the bank is organized under laws which contain wholesome restrictions, and that it is the
duty of the Comptroller, so far as he can through his corps of examiners,
to inform himself of the condition of the bank, and to require that its
business shall be conducted in conformity with law.
The examiner can have but a limited knowledge of the habits and
character of those employed in the bank. If the teller is making false
entries, and daily abstracting the funds of the bank; if the bookkeeper
is keeping false accounts and rendering untrue statements; if the
-cashier is placing forged paper among the bills receivable and upon
the register book, and transmitting such paper to distant places where
it is purported to be payable, it is not possible for an examiner, in a
day or two, to unravel this evil work, which may have continued for
months, and obtain a correct balance sheet. A full and complete
examination of the bank necessitates not only counting the cash,
proving the bills receivable and stock ledger, comparing the individual deposit accounts with the general ledger, and ascertaining if the
business of the bank is conducted in accordance with law; but, also,
the thorough examination of all accounts, the verifying of accountscurrent, and ascertaining by telegraph or letter the correctness of such
verification, the calling in of every depositor's book, and correspondence
with every bank or banker doing business with the bank.
Examinations should be periodically made by a competent committee,
selected from the board. The directors have abundant means at their
command, and if they have any reason to suspect dishonesty or fraud,
it is their business to investigate thoroughly, and they should employ experts to assist them in so doing. The national bank examiners have, in
fact, been frequently called upon by the directors of both national and
State banks for this purpose; and if it is the intent of the law that the
national banks shall be thus searchingly examined, it should be so
amended as to make this intent clear, and should also make provision
for the necessary compensation for such service. The small compensation
now provided does not contemplate a yearly auditing of all the accounts
of a bank by the examiner, as the pay is entirely inadequate for such a
Work—the amount allowed for the examination of banks of like capital
being the same, without reference to the difference in the volume of their
business. The inspection by an examiner of a small bank is usually completed in a day; of larger banks, through the aid of an assistant, in two
or three days. But a thorough analyzing and scrutiny of everything
would require one or two weeks; and if fraud were suspected it might
continue for months without entirely satisfactory results.
The reports of the bank, as made to the Comptroller five times in
each year, are each published in a newspaper where the bank is located,
and every stockholder has, therefore, an opportunity to scrutinize these
statements, and to make inquiry of the directors in reference to the affairs
of the association.
The detection of embezzlement may occur as an incident, but it is not




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXVII

the principal object, of the system of bank examinations. It is peculiarly
the business df the directors, who are daily or weekly in session, to keep
themselves informed of the habits and characters of their employes, to
see that their time is given to the service of the bank, and that they
are not engaged in speculations, and thus, by continuous watchfulness, to prevent defalcations on the part of their servants; while it is the
business of the examiner to detect frauds so far as in his power, and in
his occasional visits to see that the directors are loaning the funds, and,
with the other officers, managing the affairs of the bank strictly according
to the provisions of the law. The examiner's visits are usually made about
once a year, while the directors are at hand at all times. Faithful performance of the duties of each gives assurance of almost absolute safety.
Lax performance of duty on the part of either invites disaster. The
directory must continuously look after its own servants. The examii) er looks after the acts of the directors.
The report of the examiner is confidential. It is for the use of the
Comptroller's office only, and is in no sense a certificate of the good
condition of the bank. In many instances the capital stock of a bank
has thus been found to be impaired, and the deficiency has been made
good without the knowledge of the general public. In other instances
banks have been obliged to pass their usual dividends, using their earnings to liquidate all bad and doubtful debts—the number of banks passing dividends duriug the j)resent year being 175; in 1880, 230; in 1879,
304; and in 1878, 343.
Hundreds of instances have occurred annually, and many are occurring daily, wherein the banks, under the reports of the examiner,
are notified of violations of the act and are brought under the discipline
of the law. The betterment of the condition of the banks, and the enforcement of the requirements of the law, are part of the continual and
ordinary supervision exercised by this Office. It is a supervision and
labor not seen or known of by the general public, whose attention is
only arrested when some sudden or unexpected failure occurs; and this
simply illustrates the fact that, with the best endeavors, and the most
careful supervision by this Office, such disasters may happen in the
many contingencies of administering difficult and extensive duties, if
directors neglect to exercise that continuous vigilance for which they
were elected, and which they have sworn to perform.
The Mechanics7 National Bank of Newark was placed in the hands
of the receiver on November 2 last. It had a capital of $500,000, a surplus of $400,000, and deposits of over $2,500,000. The capital and surplus are lost, through the criminal conduct of the cashier, and the
stockholders are personally liable for an amount equal to the capital
stock. The depositors will, it is estimated, receive at the outcome from
00 to 80 per cent, of their claims, depending upon the amount collected from the stockholders and that received from the estate for whose
benefit the funds of the bank are alleged to have been abstracted,
which estate is also now in the hands of a receiver appointed by the
court. This bank was many times examined by skilled accountants of
great experience, but it cannot be denied that some of them were misled
by the criminal cashier, who, through his apparently high character and
standing, so long deceived not only the directors, but every one with
whom he had business relations. The examination of August 14, 1879,
was conducted by two experienced experts, but was, as I am informed,
rendered useless by a forged telegram purporting to be from the correspondent of the bank in New York. The examiner, on August 10, 1880,
verified the accounts of correspondents, as lie was specially instructed to




XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

do in a letter from the Comptroller in June previous; but lie also was
deceived by a forged letter from the New York correspondent, skillfully
planned for this purpose, addressed to the examiner, received through
the mail, and bearing the New York post-mark. Either of these examinations would have disclosed the robbery of the cashier, if the examiners had not been deceived by forgeries which would have been likely to
mislead the most thorough, expert.
It is, however, far from correct to represent that similar defalcations
in national banks have not been previously discovered. The greatest
defalcation in the history of the government, of eleven hundred thousand dollars, in the office of the assistant treasurer of New Orleans,
which had certainly existed, in whole or in part, for more than a year,
was discovered nearly fifteen years ago by an officer of this bureau,
which discovery also resulted in the disclosure of a large deficiency in
the First National Bank of New Orleans, and the j)lacing* of that bank
in the hands of a receiver. Since that time many of the other banks
which have failed have been placed in the hands of receivers through
the vigilance of bank examiners; and in many other instances officers
of solvent and insolvent banks have, through the same means, been indicted and convicted for criminal acts. The bank examiners in New
York City and Boston arc nominated by the clearing-houses of those
cities, and many other examiners now employed are men of the highest
character, who have for years rendered excellent service. It is of the
greatest importance that all men employed in this branch of the public
service shall be well-trained and fitted for their work. It is not claimed
that every examiner employed is a first-class expert—the compensation
authorized is not sufficient for that purpose in many small districts. If
State lines can be disregarded in the appointment of examiners, and
men be selected for these positions upon merit alone, and kept well employed, a corps of skilled examiners would soon be engaged in this work,
who would reflect the highest credit upon this branch of the public
service. The records of this office show, however, that only one among
all the examiners ever appointed has been found guilty of wrongdoing,
while in no branch of the government service have men performed more
faithful duty than those who have been engaged in the examinations of
the national banks.
Such disasters do not exhibit the weakness of the banking system,
but rather the weakness and wickedness of human nature. The system
is strong, and carefully and elaborately guarded. Private companies
and individuals are continuously suffering from embezzlements and
forgeries. It is scarcely to be expected, if a robber or a forger is placed
in control of all of its assets, that a national bank can be saved from
disaster by the occasional visits of an examiner. Some additional legislation will be required; but there is not so much necessity for additional
restrictions as there is for increased care upon the part of examiners,
and increased diligence and sagacity on the part of directors who are in
charge of great trusts.
The Pacific National Bank of Boston suspended on November 18 ultimo.
The last report of the examination of this bank gave what seemed to be a
thorough exhibit of its affairs. A long communication was addressed by
the Comptroller to the directors of the bank on February 19 last informing
them of such irregularities as then existed in the conduct of its business.
They were specially informed that the irregular and illegal practice of
loaning the credit of the. bank by the issue of certificates must be discontinued. In reply to this communication a letter from the president of
the association was received on February 28, explaining the irregulari-




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIX

ties referred to. In regard to the issuing of the certificates lie said that
"never in a single instance has any stipulation been made by us in regard
to any certificate issued to any party. They are issued in regular form,
and are payable at any moment upon presentation." To this it was
replied by the Comptroller on March 3 that—
The examiner distinctly stated in his recent report that u loans are sometimes made
by the issuing of deinancTcertiticfites, and parties obtaining loans in this way indorse
the certificates and pledge them as collateral, or stipulating the time of payment for
them, have them regularly discounted, and thus raise* money indirectly from other parties and banks." If this statement be correct, the bank is lending its credit, which it is
not authorized by law to do. and the practice must, as stated in my letter of the 19th
ultimo, be discontinued.

That this information was brought to the attention of the directors is
evident from a letter received since the date of suspension, on the 25th
instant, from the person who made the examination, which says:
Had your letter, which you wrote after my last examination, which was read by Mr.
Benyon, the president, to the board, as you requested, been heeded, the present condition of things would have been avoided.

Such a letter, in any properly-conducted bank, addressed by the
Comptroller to a board of directors composed, as was the case in this
instance, of prominent merchants and business men, should have been
sufficient to correct the abuse and save the bank from the disaster
which has occurred.
The examiner also informs me that during the examination, and subsequent thereto, he called special attention of the directors to the hazardous manner of doing business, and urged them to follow closely the
president and examine loans made by him and the way in which his
business was conducted, and was promised by more than one director
that close attention would be given to the whole matter. The directors
thus had full information in reference to the irregular and illegal methods
of the bank which have since caused its ruin.
The law should certainly be so amended as to make it a criminal offense
for an officer of a bank clandestinely to make loans, either by the use of
certificates, as in this case, or otherwise.
RETIREMENT OF NATIONAL-BANK NOTES AND WITHDRAWAL OF BONDS
HELD AS SECURITY THEREFOR.

The only legislation in reference to the national banks during the last
session of Congress was contained in section 5 of u the funding act of
1881," which was as follows :
SEC. 5. From and after the first day of July, eighteen hundred and eighty-one, the
three per centum bonds authorized by the first section of this act shall be the only
bonds receivable as security for national-bank circulation, or as security for the safekeeping and prompt payment of the public money deposited with such banks; but
Avhen any such bonds deposited for the purposes aforesaid shall be designated for purchase or redemption by the Secretary of the Treasury, the banking association depositing the same shall have the right to substitute other issues of the bonds of the United
•States in lieu thereof: Provided, That no bond upon which interest has ceased shall be
accepted or shall be continued on deposit as security for circulation or for the safekeeping of the public money; and in case bonds so deposited shall not be withdrawn,
as provided by law, within thirty days after interest has ceased thereon, the banking
association depositing the same shall be subject to the liabilities and proceedings on
the part of the Comptroller provided for in section 5234 of the Revised Statutes of the
United States: And provided further, That section four of the act of June twentieth,
eighteen hundred and seventy-four, entitled "An act fixing the amount of United
States notes, providing for a redistribution of the national-bank currency, and for other
purposes,'7 be, and the same is hereby, repealed; and sections 5159 and 5160 of the
Bevised Statutes of the United States "be, and the same are hereby, re-enacted.

This act was vetoed by the President.
The number of national banks, which deposited legal tender notes for




XL

REPORT OF THE COMPTROLLER OF THE CURRENCY.

the purpose of obtaining possession of their bonds, in anticipation of the
passage of this bill, was 141. These banks were located in twenty-four
States, and the amount of legal tender notes deposited by them was$18,764,434, as follows:
States and cities.

Philadelphia
Pennsylvania
Boston
Massachusetts
Connecticut
Montana
District of Columbia
llhode Jsland
Nebraska
Kansas
Illinois
Maine
North Carolina
Maryland

ljanks

j
I
j

\

6
14
4
2
10
1
1
2
2
2
10
2
]
1

^-Hiount.

$2,590,800
2. 083, 300
1,034,100
81,000
1,075,400
36,000
72,000
385, 200
171,900
81,000
845, 900
135, 000
1H5, 000
72,000

States ami cities.

Xcw York City
New York ..".
New Jersey
Indiana...!
Missouri
Virginia
Ohio
Minnesota
Kentucky
Michigan
Iowa
Verniont
Wisconsin
!

Totals

:xo. of Amount.
banks.
9
23
5
10
3
1
19
3
1
1
4
1

$2, 843, 849
1, 934, 600
837,000
1, 080, 000
164, 745
45, 000
1, 402, 630
135, 000
310, 900
27,000
100, 460
463, 560
21, 150

141

18, 764, 434

;j

Only about one-third of the bonds which were thus released were subsequently redepositecl, and for some months thereafter the total amount
of bonds redeposited by the 141 banks which reduced their circulation
was less than 7 millions. The Third National Bank of New York, which
withdrew $840,000 of bonds, soon thereafter disposed of the same to
the Government, and has not since made any deposit whatever. The
same statement may be made in reference to eight other large banks,,
which withdrew bonds amounting to over two millions of dollars, and
also to many other smaller banks—thus showing that they withdrew
their bonds because they desired control of them, and not for the purpose of arbitrarily reducing circulation. The Comptroller has been unable to obtain any evidence that there was a combination on the part
of the banks to deposit legal-tender notes and withdraw bonds for tirepurpose of deranging the money market.
Since the adjournment of Congress, only $2,394,545 of legal-tender
notes have been deposited under the act of June 20, 1874, for the purpose of retiring circulation, and these notes have been redeemed without
any expense whatever to the Government of the United States—the cost
thereof having been paid from the five per cent, redemption fund. The
bonds now held are chiefly 3J and 4 per cents5 there being 241 millions
of the former and 92 millions of the latter. The amount of interest
received from an investment in either class of these bonds is nearly
the same, and there is but little disposition to deposit legal-tender notes
for the purpose of withdrawing them. Some banks take occasion to
withdraw their 4 per cents, for the purpose of realizing the large premium of 16 per cent., which they now bear, as this premium can be used
for the purpose of liquidating any losses which may occur in their business. The 3 | per cent, bonds are being frequently called by the Secretary, and the banks may therefore have occasion to withdraw them after
interest has ceased, and it is important that they continue to have this
privilege, upon a deposit of lawful money as now provided by law.
The amount of loans of the national banks in New York City on
October 1, 1881, was 240 millions, and 07 millions of this amount was
payable on demand; the total amount of loans of all the banks was
1,109 millions, of which 190 millions was demand loans. It is probable
that the proportion of demand loans held by the State banks is fully
as great. Any proceeding which would tend to bring on a panic, or
erange the money market in Xew York, would, first of all, affect the




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLI

value of the stocks and bonds held by the banks as securities for these
loans. It would be directly against the interest of the bank to pursue
such a course, and it is a new principle in banking to assume that banking institutions will so conduct their business as to depress the value
of securities which they themselves hold. If the banks, however, either
National or State, or private bankers, should at any time desire to
derange the market, they could do so, independently of any legislation
by Congress, by calling in their demand loans. Such a course would be
much more simple and easy of accomplishment than the depositing of
legal-tender notes in the Treasury, and it would be much more effective..
If, however, Congress shall consider it advisable to prevent the banks
from depositing in the Treasury for this purpose large amounts of coin
or other lawful money, then section 4 of the act of June 20, 1874, may
be so amended as to require those desiring to withdraw bonds to give
a reasonable notice of their intention to do so, before completing the
transaction.
When bonds deposited to secure the circulation of the national banks
are called for payment by the government, it is necessary that the banks
should withdraw them for redemption. This they can do, either by substituting other bonds or by depositing, under section 4 of the act of
June 20, 1874, lawful money, to retire the circulation secured by the
bonds which they desire to withdraw. The most convenient method
for the banks is to avail themselves of the provision of section 4 referred to, as in many cases they desire permanently to withdraw bonds,
without substitution. Prior to May 23 last, the Treasurer of the United
States, and his predecessors in office, had, as a matter of convenience both
to the banks and the government, permitted the redemption of called
bonds by the following method: The banks sent a power of attorney,
authorizing the Comptroller to withdraw the bonds, and the Treasurer
of the United States to assign them to the Secretary of the Treasury for redemption on account of the bank, as much of the proceeds as
might be necessary being used to retire the circulation secured by the
bonds. The bonds were never out of the hands of the officers of the
Treasury Department. The banks were thus relieved from the necessity
of first sending in the money to retire their circulation, and the Government was enabled to get in its called bonds with more promptitude. On
May 23, however, the Treasurer declined longer to allow this method of
withdrawal and redemption, alleging that the proceeds of these bonds
were coin, and not legal-tender notes, and that section 4 o'f the act of
June 20 requires deposits for the retirement of circulation to be made
in legal-tender notes only.
On June 1 the Comptroller addressed a letter to the Secretary of
the Treasury, in which he stated the position taken by the Treasurer,
and " that he declined to receive gold coin, which is a legal tender in
payment of all debts, and insisted upon a deposit of77United States notes,
which are but promises to pay coin on demand.
The Comptroller
dissented from this ruling of the Treasurer, and held that the act, propu
77
erly construed, authorized the receipt of lawful money, which includes
gold and silver coin as well as United States notes, and requested that
the question be referred to the Attorney-General for his construction of
section 4 of the act of June-20, 1874.
On the 6th of June the Secretary referred the matter to the AttorneyGeneral, and on the 14th of the same month the latter officer decided
that u the banks may withdraw their bonds77upon the deposit of the
requisite amount of any kind of lawful money. He said, further, that—
The language of section 4 is almost too unambiguous for construction, as it expressly
confers upon national banking associations the right to deposit sums of not less than




XL1I

REPORT OF THE COMPTROLLER OF THE CURRENCY.

• in lawful money, and to take up the bonds deposited for security of circulating
notes; and that these words, as here used, possess their ordinary signification is apparent from the phraseology of concomitant and other provisions of law, and from
considerations touching the general subject.

He also quoted a decision of his predecessor on a similar point, in,
confirmation thereof. On the same date that this decision was rendered
by the Attorney-General, the Secretary of the Treasury addressed another letter to him, in which two additional questions in reference to this
matter were asked: First, whether, under section 3 of the act approved
June 20,1874, chapter 343, a national banking association may deposit
any lawful money other than United States notes for redemption of its
circulating notes; and, second, whether the holders of the notes of any
solvent national banking' association may demand of the Treasurer,
under the provision of sections 3 and 4 of that act, redemption of such
notes in United States notes?
On June 30, 1881, the Attorney-General replied, and, as to the first
question, decided that a bank may deposit coin for the purpose mentioned in the 3d section as above quoted. In answer to the second question, he said:
I think the Treasurer, while having the privilege, under sections 3 and 4 of said
act, to redeem bank circulation in United States notes, has the right to pay them in
coin. The government notes are promises to pay dollars, and for such promises the
thing promised may properly be substituted by the promiser, and that the act of June
20, 1874, chapter 343, was not intended to repeal or aft'ect the general provisions of the
law (Revised Statutes, section 3535, et seq.) making the coin of the United States legal
tenders in all payments.

This decision removed all the distinctions which had been previously
insisted upon by the Treasurer of the United States, as to the kind of
lawful money that might be received or paid in these transactions.
NUMBER, CAPITAL ATsD DEPOSITS OF NATIONAL BANKS, STATE AND
SAVINGS-BANKS, AND PRIVATE BANKERS.,

The capital of the 2,115 national banks in operation on June 30,1881,
as will be seen by a table in the Appendix, was $460,227,835, not including surplus, which fund atf that date amounted to more than 126 millions of dollars; while the average capital of all the State banks, privatebankers and savings banks, for the six months ending May 31, 1880,
was but $210,738,203. The latter amount is but little more than one-third
of the combined capital and. surplus of the national banks.
The following table exhibits in a concise form, by geographical divisions, the total average capital and deposits of all State and savingsbanks and private bankers in the country, for the six months endingMay 31, 1881:
| S t a t ^^f r U b t

Private bankers. ! *«**$&* ^

Geographical divisions:

,

its.
I
New England States....! 41 j
Middle States
J218 j
Southern States
1240 j
"Western States and Ter-i I
ritories
'479 |
United States




bSth-

T

Mills
Mills
7.2(5 20.97 80
39. 28 \ 189. 78 938
24. 71 42. 43 258

Mills Mills
5.16
4. 70
55. 40 . 94. 11
5. 59 17. 32

385.62 3,038

1
6

its.

Mills 1 Mills
.02 ;
.61 |
.44

.19 424
4.68 174
3
.84

Mills
402. 86
428.40
1.24

22

3.15

31.90

28

29.86

93.33 ; 241. 85 36

4. 22

37.61 629

862. 36

41.94 132.44 1,762 27. 64

978 ; 113.19

its.

-

125.26

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLIII

The table below exhibits the capital and net deposits of the national
banks on June 30,1881, together-with the aggregate average capital and
deposits of all classes of banks other than national, for the six months
ending May 31, 1881:
Geographical divisions.

j State banks, savinijs| banks, private bank! ers, &c.
No.

Xew England States 546
Middle States
1, 337
Southern States
507
Western States and
Territories
2,291

National banks.

Total.

Capital. Deposits. No. Capital,

Capital, i Deposits.

Million*. Millions.
Millions.']
12.0
429.2 I 552 , 165.9
95.3
717.0 i 664
171.7
30.7
61.8 I 184
31.1
319.4

Millions.
j Millions,
208. 6 1, 098
177.9
599. 7 2, 001
267.0
59. 5 ; 691 j
61.8

715

91. 5

272.1 13, 006 I

1,527.4 2,115

U n i t e d S t a t e s . . 4, 681

460. 2

1,139. 9 6, 796 !

j Millions.
I
637.8
'
1,316.7
|
121.3

164.2
670. 9 |

591. 5
2, 667. 3

From this table it will be seen that the total number of banks and
bankers in the country at the date named was 6,796, with a total banking capital of $670,966,043, and total deposits of $2,667,343,595.
In the Appendix will be found similar tables for various periods, from
1875 to 1881, where will also be found other tables giving the assets and
liabilities of State institutions during the past year, so far as they could
be obtained from the official reports of the several State officers.
A table arranged by States and principal cities, giving the number,
capital and deposits, and the tax thereon, of all banking institutions
other than national, for the six months ending May 31, 1881, and for
previous years, will also be found in the Appendix.
The following table exhibits, for corresponding dates nearest to May
31 in each of the last six years, the aggregate amounts of the capital
and deposits of each of the classes of banks given in the foregoing table :
National b a n k s .

State banks, private
bankers, Sec

Savings b a n k s
w i t h capital.

Savings
bankswithout capital.

Total.

Years.
Capi- Depos-

tal

1876... ' 2,091
1877... . 2,078
1878... • 2,056
1879... 2,048
1880... , 2,076
1881... 2,115

| its.

No.

Mills i Mills
Mill's
500.4 ; 713.5 3,803 214.0
481.0 | 768.2 3,799 218. 6
470. 4 677. 2 3,709 202. 2
455. 3 ! 713.4 3.639 197. 0
455. 9 900.8 3,798 190. 1
460.2 1,139.9 4,016 206. 5

:

Mills'

• 480.0
i 470.5 i
413.3
397.0
501.5 .
627.5

Mills
26
26
23
29
29
36

No.

Deposits.

Capi- Depos- -,\'o.
tal. I its.
:

Mills

5.0 ! 37.2
4.9 ; 38.2
3.2 ! 26.2
4.2 ! 36. 1
4.0
34. 6
4 9 I 37.6

Capi- Depostal. ; its.

6,611
6,579
6,456
6,360
6,532
6.796

Mills i Mills
719.4 2, 075. 3
704.5 i 2, 120.1
675.8 i 1. 920. 0
656.5 ! 1,893.5
650.0 12, 219. 9
670.9 : 2, 667,3

! Mills
691
676 i
668!
644 ,
629!
629

844.6
843.2 •
803.3 !
747. 1
783.0
862.3

PRIVATE BANKERS.

In the Appendix will be found a table giving by geographical divisions, and by States, Territories and principal cities, the number of State
banks, savings banks, trust and loan companies and private bankers
of the country, together with the amount of their capital and deposits,
and the amount invested by them in United States bonds. The first
official information of this character ever published in regard to the
private bankers of the country was contained in a table in the Comptroller's report for 1880. From the table in the Appendix, mentioned
above, the following information in reference to the private bankers in




XLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

sixteen of the principal cities has-been separated, it being thought that
it will prove of special interest:
Cities.

:o~&.:

Boston
New York City.
Albany
Philadelphia
Pittsburgh
Baltimore
Washington
New Orleans
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis
San Francisco...

«».M.
«4. 005, 097
*5, 482, 515
550, 000
1.890,614
563, 910
773,657
:.''.4, 000

««p->- Ti%£&
$2, 570. 068
45, 414, 376
1, 611,470
6.174, 785
•>025, 477
•>389, 032
747, 703

$1, 003,
670,
351,
224,
20,
195,
287,

343
751
000
208
374
384
029

178 000
812,167
55. 000
2, (H)4, 197
:,61,256
04, 667
261. 302
];L!75, 918

280, 205
8,967
172, 589
7, 333
350
44, 405
104, 074

58, 534, 300

Totals

728 464
863.817
963, 938
10, 455, 063
945, 669
530, 047
304, 976
• 8 , 271, 660
89, 996, 545

12, 370,012

The following table gives similar information for the thirty-one States
and Territories, exclusive of the cities in the above table, having an
amount of capital in excess of $100,000. In this table the number of
private bankers is 2,255 ; the aggregate amount of capital, $34,169,435 •
and of deposits, $148,178,652, the average capital being $15,152, and the
average deposits $65,711:
Num"ber i
of banks.

States and Territories.
Illinois
Pennsylvania..,
Ohio
Indiana
Iowa
Texas
New York
,
Michigan
Missouri
Kansas
Wisconsin
Minnesota
Nebraska
Alabama
Colorado
Montana
Georgia
Oregon
California
Virginia
Kentucky
Rhode Island ..
Mississippi
Nevada
Washington ...
South Carolina.
Dakota
Connecticut . . .
Utah
Louisiana
Wyoming
Totals . . .

j

.i

Invested in
U. S. bonds.

$21 656 149
19 978 585
19,931,774
11 870 164
10 388 843
7 033 240
12 699 067
5, 218, 413
6 843 267
4. 076, 393
4 901 883
2, 772, 567
2 053 586
1,372,342
2, 705, 441
904 498
1 308,131
973, 519
1, 022, 592
2,102, 077
1 936, 815
462, 268
833,326
637, 530
657 015
53 921
484, 335
1, 359, 079
1 484 710
35, 812
421,310

$1, 245, 738
288, 461
656, 222
571, 999
67 287
14, 000
364, 268
74, 464
134,142
32, 600
111,960
45, 848
14, 070
800
15,000

r>

148,178, 652

4, 227, 815

r. ,r>

i
.
:
.
i
!
.j

'J

30

.;
i

-i

n

!

.i
:

Deposits.

$4 i«3 346
4 140 679
4, 119, 220
3 130 268
' 975 737
•
>
1 0 7 '••
"' 56()' 951
163
1'551 347
137
L 213, 796
81
1 120 244
!
1. 001, 172
848 746
79
89
679, 227
86
675 300
21 :
564, 085
51
547, 827
512 706
478, 910
436, 500
12 ;
387, 709
IK :
369, 792
368 731
358,181
314,579
292, 851
9
9
"84 050
229 956
.- :
,
216,263
TO
168,500
: (
1
157 225
146,329
135,208
172 :
"13 ,
106 "!
"76 :

.!
'
J
1

.
!

Capital.

4 ;

°

55

34.169,435

7,000
250, 000
35, 000
80 000
32,613
48, 280
100,000

8, 063
30, 000

The remaining fifteen States and Territories, not enumerated in the
above table, contain 66 private bankers, with an aggregate capital of
$620,120, and aggregate deposits of $3,670,357. Massachusetts has only
three private bankers, outside the city of Boston, with an aggregate
capital of $50,000, and aggregate deposits of $539,028. Maryland has
but two private bankers, outside of the city of Baltimore. The State




REPORT OF THE COMPTROLLER OF THE CURRENCY. XLV

of Maine has but seven private bankers. North Carolina four, New
Hampshire four, New Jersey five, Delaware and Vermont only one each,
Florida six, and Arizona live. The average amount of capital held by
each of these ()(J private bankers is $9,244, and of deposits $57,127.
The total number of private bankers in the foregoing cities is 717, with
an aggregate capital of $58,534,300, and aggregate deposits of $89,996,545
—the average capital being $81,637, and the average deposits $125,518.
About 70 per cent, of these private banks are located in New York
City, representing nearly four-fifths of the aggregate capital and more
than one-half of the aggregate deposits. The average amount of capital and deposits of each private banker in the city of New York is
about $89,000 ; and the bankers in that city also held $9,670,751 of
United States bonds, which is more than one-half of the amount of
such bonds held by all of the private bankers of the country.
The following table shows, by geographical divisions, the number of
private bankers in the United States, with the aggregate amount of
their capital, deposits, and investments in United States bonds, for the
six months ended May 31,1881:
Geographical division*.

! $™!>£ j

New England States
Middle States
.Southern States
Western States and Territorie
United States

Capital.

| Deposits. \

80
$4, 698, 782 ;
938 ! 55, 397, 130
258 ; 5,588, 828 !
1,762
639, 115 \

;

$5, 162,708 I $1, 067, 652
94, 104,980
401, 808
17, 323, 504 : 263, 780
125, 254,362 i 3,937, 254

3,038 ; 93,323,855

241,845,5^4

16,670,494

The table below is a recapitulation of the foregoing, showing by groups
the aggregates for the bankers in the sixteen principal cities, in the
thirty-one States and Territories having a private banking capital in
excess of $100,000, and in the fifteen remaining States and Territories:
RECAPITULATION.
Number j
of banks. .
Principal cities
Principal States and Territories
Remaining States and Territories
United States

1

|
~

f^^oi
PlU1-

La

T>PT,A-H«
Deports.

717 j $58, 534, 300 , $89, 996, 545
2. 255 j 34,169, 435
148,178, 652
66
620,120
3,670,357
3,038

93,323,855

241,845,554

! Invested in
; XJ. S. bonds.
$12, 370, 012
4, 227, 815
72,667
16,670,494

STATE BANKS, SAYINGS BANKS, AND TRUST COMPANIES.

The act of Congress of February 11), 1878, section 333 of the Eevised
Statutes, requires the Comptroller to obtain from authentic sources, and
to report to Congress, statements exhibiting under appropriate heads the
resources and liabilities of such banks and savings banks as are organized under the laws of the several States and Territories. In compliance
with this act he has presented annually in the appendices to his reports
the resources and liabilities of these corporations, so far as it has been
possible to obtain them.
Through the courtesy of State officers, returns of State banks, savings banks, and trust and loan companies have during the past year
been received from twenty-three States. Many of the States and Territories, including Illinois, Nebraska, Dakota, Oregon, Virginia, and
Tennessee, do not require periodical returns of the condition of the different classes of banks organized under their laws.




XLVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATE BANKS AND TRUST COMPANIES.

From these returns the following abstract has been compiled, showing
the resources and liabilities of State banks and trust companies for the
last two years, the number reporting in 1880 being 650, and in 1881 683:
1880.
RESOURCES.
Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, <fcc
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal tenders, bank-notes, &c

1881.

;

Total.

575, 500, 139

109, 318. 451
283. 308
25, 008! 431
10,774,731
486, 094
298, 759. 619
18,613,336 |
18, 530, 189 !

j
i

$352, 725, 98ft
1,407,695
27, 680, 025
42, 330, 957
54, 662, 829
21, 396, 772
11, 941, 741
1, ] 36, 427
16, 900, 762
17, 925, 628
27, 391, 317

481, 774.159

i
I

$281, 496, 731
597, G99
26, 252,182
35, 661, 792
40, 340, 345
19, 489, 086
7, 374, 037
979, 492
11,176, 592
6, 905, 977
51, 500, 226

112.111,325
274, 941
27. 857, 976
12, 237, 320
576,413
373. 032, 632
19, 105, 664
30, 303, 868

LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits.
Div idends UUJ >aid.
Deposits
D u e to banks
Other liabilities...

Total.

481, 774,159

•75. 500, 139

The foregoing table was x>repared from returns irom five Xew England States, exclusive of Maine, which has but one State bank in
operation; from four Middle States, not including Delaware} and from
all the Western States excepting Illinois, Kansas, and Nebraska. The
only Southern States represented therein are South Carolina, Georgia,
Louisiana, Texas, and Kentucky. The only Pacific State is California.
There is but one State bank in Xew^ Hampshire, six in Vermont, and
none in Massachusetts. There are, however, H\e trust and loan companies in the latter State, and ten in Connecticut.
SAVINGS BANKS.

The following table exhibits the aggregate resources and liabilities
of 629 savings banks in 1880 and in 1881 :
1880.

1SS1.

UESOL1UES.

Loans on real estate
—
Loans on personal and collateral security
United States bonds
State, municipal, and other bonds and stocks .
Railroad bonds and stocks
Bank stock
Real estate
Other assets
Expenses
Due from banks

$315, 273, 232
70, 175, 090
187, 413, 220
150, 440, 359
20, 705, 378
32, 225, 923
39, 038, 502
27, 053, 452
216, 423
22, 063, 091
17, 072, 680

$307,,-006,] 58
95, 817, 641
210, 845, 514
159, 819, 942
27, 069, 048
33, 249, 203
41. 987, 674
408, 163
135, 572
603, 641
758,106

881, 677, 350

967, 790, 662

Deposits
Surplus fund
Undivided profits.
Other liabilities...

819,106, 973
51, 226, 472
4, 740, 861
6, 603, 044

891, 961, 142
60, 289, 905
10, 325, 800
o\ 213, 815

Total .

881, 677, 350

967, 790, 662

Cash

Total .
LIABILITIES.




KEPORT OF THE COMPTROLLER OF THE CURRENCY. XLVII

The foregoing table includes the returns from the six Xew England
States, from four Middle States, not including Delaware, from the State
of California, and from three other States and the District of Columbia.
The aggregate of loans in the Xew England States is $230,239,027, and
of deposits $403,304,135. In the Middle States the aggregate of loans
is $130,204,828, and of deposits $424,212,944.
Some of the largest savings banks in the city of Philadelphia, organized under old charters, are not required to make reports to any State
officer. Returns received directly from four of these banks, having deposits amounting to $26,895,295, are included in the returns for the State
of Pennsylvania.
The savings-bank deposits given in the foregoing table for 1881, based
on reports made to the State authorities, are $891,961,142, and the deposits of the State banks and trust companies were $373,032,632. These
deposits do not include bank deposits. The deposits of the national
banks on October 1, 1881, exclusive of those due to banks, were
$1,086,942,470. These deposits of the national banks bear to those of
the savings banks the proportion, nearly, of 55 to 45, to those of the
State banks and trust companies the proportion of 74 to 2()7 and to the
combined deposits of both the proportion of 46 to 54.
The total population of Xew England, according to the census of 1880,
is 4,010,529, and the number of open deposit accounts in the savings
banks is 1,227,899; -which is equal to 30.6 accounts to each one hundred
of the entire population. The average amount of each account is
$328.45; and if the total deposits were divided among the entire population, the average sum of $100.56 could be given to each individual.
The deposits of the savings banks in the State of ]^ew York were
$353,629,657, while the population is 5.082,871; showing that an equal
distribution of the savings-bank deposits among the entire population
of the State would give $69.57 to each individual.
Tables showing the aggregate resources and liabilities of State banks,
trust companies and savings banks, in each State from which returns
turns have been received from the State authorities, appear in the adpendix.
SECURITY FOR CIRCULATING NOTES.

During the past year there has been much change in the classes of
United States bonds which the national banks have on deposit to secure
their circulation, owing to the redemption or continuation of the five
and six per cent, bonds of 1881. The classes and amount of these
bonds held by the Treasurer on the 1st day of November, 1881, are
exhibited in the following table:
Class of bonds.

Authorizing act.

Ten-forties of 1864 (interest ceased). ! March 3, 1861
Fundedloanof 1881 (interest ceased).! July 14, 1870, and January 20. 1871
Funded loan of 1891
.....". do
do ...".
Funded loan of 1907
.-do
do
Loan of July and August, ^'" con- . July . - and August 5, 1861
) T , 17 - .
"" "
" '
' 1861,
,
tinned.
Loan of 1863. continued (81s)
March 3, 1863
Funded loan of 1881, continued
July 14. 1870, and January 20. 1871
Pacific Railway bonds
I July 1, 1862, and July 2, 1864.
Total.

Merest" 1 ' '
5 per cent.
5 . .do
4|..do
4 ..do
i
3^-..do
~. , .
3&..do . . .
3h. .do . . .
(f..do . . .

Am0llllt

-

$50, 000
708, 900
31, 981, 650
92, 005, 800
36,040,650
17, 700, 950
187, 634, 550
3, 486, 000
369, 608, 500

The total amount of bonds held for the purpose of securing circulation on October 1,1865, was $276,200,550, of which $199,397,950 was in 6
per cent, and $76,852,600 in 5 per cent, bonds. On November 1,1880, the
banks held $56,605,150 of six per cents, and $147,079,750 of 5 per cents.




XLVIIT REPORT OF THE COMPTROLLER OF THE CURRENCY.

On November 1,1881, all of these bonds had been called, and, with the
exception of $758,900, on Avhich interest had ceased, had been redeemed,
or extended at the rate of 3.J per cent. The banks now hold $31,981,650.
of 4J per cents, and $92,005,800 of 4 per cent, bonds. They hold also
$3,486,000 of Pacific Railroad bonds, and $75S,000 called bonds on which
interest has ceased. The remainder, $-45,001,050, consists of bonds
bearing interest at the rate of 3J per cent. The average rate of interest
now paid by the United States upon the bonds deposited as security for
circulating notes is about 3.7 per cent, upon their par value. The amount
of interest paid is equal to about 3 \ per cent, only of the current market
value of the bonds.
SPECIE IN BANK AND IN THE TREASURY OF THE UNITED STATES, AND
ESTIMATED AMOUNT IN THE COUNTRY—SPECIE IN THE BANK OF
ENGLAND, AND IN THE BANK OF FRANCE.

The following table exhibits the amounts of specie held by the national
banks at the dates of their reports for the last eight years, the coin
^nd coin certificates held by the New York City banks being stated
separately:
Held by national banks in New York City.
Dates.
Coin.

Oct. 3,1872..
Dec.'27,1872..
Feb. 28.1873
Apr. 25,1873..
J u n e 13,1873..
Sept. 12,1873..
Dec. 26,1873..
Feb. 27,1874..
May 1,1874..
June 26,1874..
Oct. 2,1874..
Dec. 31,1874..
Mar. 1,1875..
May 1,1875..
J u n e 30,1875..
Oct. 1,1875..
Dec. 17,1875..
Mar. 10,1876..
May 12,1876..
June 30,1876..
Oct. 2,1876..
Dec, 22,1876..
J a n . 20,1877..
Apr. 14,1877..
J u n e 22,1877..
Oct. 1,1877..
Dec. 28,1877..
Mar. 15,1878..
May 1,1878..
June 29,1878..
Oct. 1,1878..
Dec. 6,1878..
Jan. 1.1879..
Apr. 4,1879..
J u n e 14,1879..
Oct. 2,1879..
Dec. 12,1879..
Feb. 21,1880..
Apr. 23,1880..
June 11,1880..
Oct. 1,1880..
Dec. 31,1880..
Mar. 11,1881..
May 6,1881..
J u n e 30,1881..
Oct. 1,1881..

tificates.

Total.

I

$920, 767 37 $5, 454, 580
i $6. 375. 37
347
1, 306, 091 05 12,471,940
i 13.778, 031 05
1, 958, 769 86 11, 539, 780
| 13.498,541 86
1, 344, 950 93 11, 743, 320
! 13. 088,
259 93
1, 442, 097 71 22, 139, 080
I 23,581, 177 71
1, 063, 210, 55 13, 522, 600
| 14, 585,
810 55
1, 376,170 50 18, 325, 760
19.701, 930 50
!
1, 167, 820 09 23, 518. 640
24.686,460 09
1, 530, 282 10 23, 454, 660
' 24.984, 10
;
942
1, 842, 525 00 13, 671, 660
15, 514,185 00
1
1, 291, 786 56 13, 114,480
14.406, 266 56
1, 443, 215 42 14, 410, 940
: 15.854.155 42
1, 084, 555 54 10, 622, 160
11,706, 715 54
930,105 76
5, 753, 220
: 6, 683,
325 76
1, 023, 015 86 12, 642, 180
j 13,665, 195 86
;
753, 904 90
4, 201, 720
4.955, 624 90
1
869, 436 72 12,532,810
13,402, 246 72
3, 261,131 36 19,086,920
! 22, 348,051 36
! 16,016,073 70
832, 313 70 15, 183, 760 i
;
18,087, 302 92
1, 214, 522 92 16,872,780
:
14,576,574 34
1,120, 814 34 13,446,760
: 23,037,601 83
1, 434, 701 83 21, 602, 9uO
i 35, 298,
944 94 :
33,629,660
1, 669, 284 94 !
1, 930, 725 59 !13, 889, ISO
15, 829.905 59 :
1,423,258 17 10,324,320
11, 747,578 17
1, 538, 486 47 11, 409, 920 i
12. 948,406 47
19,
1, 955, 746 20 I 119, 080
21,074, 826,20
35,
2, 428, 797 44 ! 003. 220
017 44
2, 688, 092 06 25, 397, (540
2S. OH."). 732 06
1, 905, 705 22 11,954,50(1
VI, 860. 205 22
1, 779, 792 43 j 514. XI0
11,
13. 294, ()02 43
4, 009, 299 01 12. 277. ISO
16. 286.479 01
12,
5, 421, 552 49 ! 739, 544
18, 161.092 49
12,
5, 312, 966 90 | 220. 940
17.533 906 90
6, 058, 472 34 12, 291. 270
18. 349.742 34
7,218. 967 69 |12,130, 900
19. 349.867 69
20, 096^ 249 64 ! 8, 36f\ 140 .$21,569,000 00 50, 03l!389 64
12, 252,541 44 j 7, 464, 650 t 35, 855, 000 00 55, 572, 191 44
12,595, 720 49 ! 6, 914, 250 I 25, 458, 000 0044, 967,970 49
16, 682,226 40 j 7,810,200 ! 33, 337, 000 00 57, 829.426 40
16,104, 855 28 I 7, 489. 700 [ 36, 189,000 00 59, 783.555 38
19,773, 859 01 I 6. 709. 900 I 28, 246, 000 00 54. 729,759 01
15, 924,683 90 i 4, 825, 300 j 30, 809, 000 00 51, 558. 983 90
26, 242,108 60 ! 4, 625, 900 34,176, 000 00 65, 044.008 60
20, 822,790 87
4, 513, 400 41, 858, 000 00 67, 194; 190 87
15,317, 168 04 ; 4, 486, 600 31,721,000 00 51, 524.768 04




Held by
other national
banks.

Aggregate.

$3, 854, 409 42 $10, 229,756 79
5, 269, 305 40 I 19,047, 336 45
4, 279,123 67 ! 17,777,673 53
3, 780, 557 81 16,868, 808 74
4, 368, 909 01 27,950, 086 72
5, 282, 658 90 | 19,868,469 45
7, 205,107 08 26,907, 037 58
8, 679, 403 49 33.365, 863 58
7, 585, 027 161 32,569, 969 26
6, 812, 022 27 I 22,326, 207 27
6, 834, 678 67 21,240, 945 23
6, 582, 605 62 22,436, 761 04
4, 960, 390 63 : 16,667,106 17
3, 937, 035 88 10,620, 361 64
5, 294, 386 44 ! 18,959,582 30
3, 094, 704 83 : 8,050,329 73
3, 668, 659 18 : 17,070,905 90
6, 729, 294 49 29,077, 345 85
5, 698, 520 66I 21,714, 594 36
7,131,167 00 25,218, 469 92
6, 785, 079 69 21,361, 654 03
9, 962, 046 06 32,999, 647 89
14,410,322 61 40,709, 267 55
11, 240,132 19 27,070, 037 78
9, 588, 417 89 21,335, 996 06
9, 710.413 84 22, 658,820 31
11, 832, 924 50 32, 907,750 70
17, 290,040 58 54, 722,058 02
17, 938,024 00 46, 023,756 06
15, 391,264 55 29, 251,469 77
17, 394,004 16 30, 688,606 59
18, 068,771 35 31, 355,250 36
23, 338,664 83 41, 499,757 32
23, 614,656 51 41,148, 563 41
23, 983,545 10 42, 333,287 44
22, 823,873 54 42,173, 731 23
28,981, 651 95 79, 013,041 59
33, 869,860 3L 89, 442,051 75
41, 461,761 72 86, 429,732 21
99, 506,505 26
41, 677,078 86
49, 562,954 11 109, 346,509 49
141 91 107,172, 900 92
52, 443,
53, 597,211 36 105,156, 195 26
57, 584,553 48 122, 628,562 08
61, 444,736 63 128, 638,927 50
62, 809,968 08 114,334, 736 12

REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIX

The issue of gold certificates was authorized by the fifth section
of the act March 3, 1863, and they were used for clearing-house purposes soon after the passage of the National Bank Act. The first issue
was made on November 13, 1865. On Jnne 30, 1875, there were outstanding $21,796,300, of which the national banks in New York City
held $12,642,180. The issue of these certificates was discontinued on
December 1, 1878, and the amount outstanding had decreased on June
30, 1879, to $15,418,700, and on October 1, 1880, to $7,480,100. The
issue of these certificates having been discontinued by the government,
and the amount of gold coin having rapidly increased, the banks in
New York found it necessary to establish a depository of gold coin, for
the convenience of the clearing-house. This depository, at the present
time, is the Bank of America, by which bank certificates of deposit were
first issued on October 14, 1879. The amount of such certificates outstanding on November 1, 1879, was $9,155,000, on January 1, 1880,
$25,610,000, and on June 1 following, $39,550,000. The amount held by
the national banks in New York City on June 30,1881, was $41,858,000;.
and on October 1, $31,721,000.
The clearing-houses of Boston, Philadelphia and Baltimore have
organized similar depositories, in order to utilize their gold coin, and
to save the risk and inconvenience of handling and transporting it.
The total amount of such certificates held by the national banks in
New York on October 1 was $31,721,000; bv those in Philadelphia,
$5,325,000; in Boston, $4,919,000; and in Baltimore, $1,095,000; total,
$43,090,000.
The national banks held silver coin amounting, on October 1, L877, to
$3,700,703, and on October 1, 1878, to $5,392,628. On October 2, 1879,
the amount held was $4,986,493, and on October 1, 1880, it was
$6,495,477, including $1,165,120 in silver treasury certificates. On October 1, of the present year, the official reports of the State banks in New
England, New York, New Jersey, Pennsylvania, Maryland, Louisiana,
Ohio, Indiana, Iowa, Wisconsin, Missouri, and Minnesota, show
that these banks then held specie amounting to $9,019,500, of which
the banks in New York City held $4,985,820. The official returns from
the State banks of California do not give separately the amount of coin
held by them; but the bank commissioners of that State estimate that
of the total cash reported, amounting to $11,276,000, $10,846,672 consisted of coin. The amount of coin held by State banks in the States
before mentioned, including California, was, therefore, $19,866,172.
The Director of the Mint, in his report for 1880, estimates the
amount of coin in the country on June 30, 1880, at $501,555,711, of which
$358,958,691 was gold and $142,597,020 was silver. His estimate for
the fiscal year ending June 30, 1881, is as follows:
Amount of coin in the country June 30, 1880
Net gold coinage for the year
Net silver coinage for the year
Net importation of gold for the year
Net importation of silver for the year
Total amount of coin June 30, 1881

$501, 555,711
78,293,087
27, 642, 660
5, 824, 975
1,295, 086
614,611,519

Of this amount the Director estimates that there was used in the arts
$3,300,000 of gold, and $75,000 of silver, making a total of $3,375,000. If
this be deducted from the total given above, it will make the amount in
circulation on July 1, 1881, $611,236,519, of which $439,776,753 was in
gold, and $171,459,766 in silver. From July 1,1881, to November 1, the
Director estimates that there was added to the coin $28,716,474 of gold
0 c
IY




REPORT OF THE COMPTROLLER OF THE CURRENCY.

and $9,610,858 of silver, making the stock of coin in the country at the
latter date $649,563,851, of which $ 468,493,227 was gold and $181^070,624
was silver.
The amount of bullion in the mint and iu the New York assay office on
November 1 is stated to have been $94,075,744 of gold and $4,966,741 of
silver, making in all $99,042,485; which, added to the estimated amount
of coin stated above, gives $748,606,336, of which amount $562,568,971
was gold and $186,037,365 was silver.
The following table shows the amount of gold and silver, including
the amount held to protect gold and silver certificates, and the percentage of each, in the Treasury of the United States, on September 30 of
each year from 1876 to 1881, and on November 1, 1881:
Silver.

Per cent, of—
—I

Period.

Standard Other coin Total sildollars. and bullion |
ver.

September 30, 1876
i
September 30, 1877. j
September 30, 1878. $12,155, 205
September 30, 1879 I 31,806,774
September 30, 1880. 47,784,744
September 30, 1881.! 60,092,667
November 1, 1881... 66, 576, 378

Gold coin
and bullion,

Total coin
and bullion.
Lver.

$6,029,307 $6,029,307 $55,423,059
n 42.",; A z A
rr, A, r A r A
o
7, j n r 454
107, 039, 529
7,425,454
15, 777, 937
136, 036, 302
27, 933, 142 | 1(59, 827, 571
21,173, 023
30,878,286 52,979,797 ; 135,641,450
28,915,297 78,663,030 ; 174, 361, 343
29, 409, 202 9(5,037,904
95,985,640 ! 172, 989, 829

$61, 452, 420
114,404,983 I
1(53,909,444
222,807,308
214,304,480
2v>9, 399, 307
268,975,469 |

9.8
6.5

17.0
23. 8
36.7
35. 3
35. 7

Gold.
90.2
93.5
83.0
76.2
63.3
64.7
64.3

The bullion in the Bank of England for each year from 1870 to 1881
is shown in the following table, the pound sterling being estimated at
five dollars:
1870
1871
1872
1873
1874
1875

$103,900,000
117, 950, 000
112,900, 000
113,500,000
111,450,000
119,600,000

1876
1877
1878
1879 *
18801
18811

$143,500,000
126,850,000
119,200,000
1C0, 942, 980
141,6:17,000
115,221,870

Below is a similar table, giving the amount of gold and silver, and
the percentage of each, in the Bank of France, on December 31 of each
yearj from 1870 to 1880, and on November 10, 1881, five francs being
estimated at one dollar:
Years.

Silver coin
and bullion.

Per cent, of
Gold coin
and bullion.

Total.
Silver. Gold.

December 31,1870 .
December 31,1871 .
December 31,1872 .
December 31,1873 .
December 31,1874 .
December 31,1875
December 31,1876
December 31,1877 .
December 31,1878 .
JW.^mber 31,1879 .
December 31,1880 .
November 10, 188 L

$13, 700, 000
16, 240, 000
26, 520, 000
31, 260, 000
62, 640, 000
1 101, 000, 000
! 1-27, 720, 000
173, 080, 000
211, 620, 000
245, 520, 000
244, 360. 000
236, 895, 452

$85,740,000 i $99, 440, 000
110,680,000 126, 920, 000
131,740,000 ! 158, 260, 000
122, 260, 000 153, 520, 000
204,220,000
266, 860, 000
234,860,000
335, 860, 000
306, 080, 000 s433, 800, 000
235,420,000 ! 408, 500, 000
196, 720, 000 |408, 340, 000
148, 320, 00C I 393, 840, 000
110,480,000 ! 354, 840, 000
124,440,284 I 361, 335, 736

13.8
12.8
16.8
20 4
23.5
30.1
29.4
42.4
51.8
62.3
68.9
65.6

86.2
87.2
83.2
79.6
76.5
69.9
70.6
57.6
48.2
37.7
31.1
34.4

* London Economist, November 8, 1879.
t London Bankers' Magazine, October, 1880 and 1881.
|The Bulletin de Statistique, as quoted in the Bankers' Magazine, New York, vol.
xiii, page 740; except the items for 1879/80 and '81, wbich were obtained from the
London Banker's Magazine for August, 1880, page 661, and September, 1881, page 716,
and the last item from The London Economist, November 12, 1881.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LI

NATIONAL-BANK FAILURES AND DIVIDENDS TO CREDITORS.

Daring the year ending November 1, 1881, no national banks have
failed; but since that date, the Mechanic's National Bank of Newark,
N. J., and the Pacific National Bank of Boston, Mass., have suspended^
and the former bank has been placed in the hands of a receiver.
The affairs of twelve banks which failed prior to November 1, 1880,
have, during the year, been finally closed, and final dividends have been
paid to creditors. These banks with the total dividends paid, are given
below:
Total dividends.

Bethel, Conn., First National Bank Brattlehoro', Vt., First National Bank
Delphi, Intl., First National Bank
Duluth, Minn., First National Bank
Fort Scott, Kans.. Merchant's National Bank
Franklin, Intl., First National Bank
Kansas City, Mo., First National Bank
New Orleans, La., Crescent City National Bank
Poultney, Vt., National Bank
Saratoga, N. Y., Commercial National Bank
Warrensburg, Mo., First National Bank
Winchester, 111., First National Bank

100 per cent, and interest.
100 per cent, and interest in full.
100 per cent, and interest in full.
100 per cent, and interest in full.
60 per cent.
100 per cent, and interest in full.
100 per cent.
84.83 per cent.
100 per cent, and interest in full.
100 per cent, and interest in full.
100 per cent, and interest in full.
63.6 per cent.

Attention is called to the fact that nine of the twelve foregoing insolvent national banks, whose affairs have been closed during the past year,
have pvad in full the principal of the claims proved against them, and
that eight of the nine have paid principal and interest, seven of them
paying interest m full.
The following banks whose affairs are still in the hands of receivers
paid dividends during the past year, as follows, the total dividends paid
by them up to November 1 being also given:
Bozenian, Mont., First National Bank, 15 per cent.; total, 85 per cent.
Butler, Pa., First National Bank, 10 per cent. ; total, 40 per cent.
Charlottesville, Va., Charlottesville National Bank, 5 per cent.; total, 55 per cent.
Chicago, III., City National Bank, 7 per cent, j total, 77 per cent.
Chicago, III., Third National Bank, 10 per cent.; total, 100 per cent.
Chicago, 111., German National Bank, 25 per cent. ; total, 80 per cent.
Fishkill, N. Y., National Bank, 15 per cent.; total 100 per cent.
Georgetown, Colo., Miners' National Bank, 30 per cent, j total, 65 per cent.
Helena, Mont., Peoples' National Bank, 15 per cent.; total, 30 per cent.
Lock Haven, Pa., Lock Haven National Bank, 10 per cent.; total, 90 per cent.
Meadville, Pa., First National Bank, 35 per cent.; total, 100 per cent.
Newark, N. J., First National Bank, 10 per cent.; total, 90 per cent.
Norfolk, Va., First National Bank, 4 per cent.; total, 49 per cent.
Saint Louis, Mo., National Bank of State of Missouri, 5 per cent.; total 95 per cent.
Scranton, Pa., Second National Bank, 25 per cent ; total, 25 per cent.
Washington, I). C, German-American National Bank, 20 per cent.; total, 40 per cent.

It will be noticed that three of the above banks have already paid the
principal of their claims to creditors, and it is believed that they will
also pay interest, either in part or in full. Of the banks given which
have not paid 100 per cent., it is expected that many will do so, and they
will perhaps pay interest, in addition.
The total amount of dividends paid by the Comptroller to the creditors
of insolvent national banks during the year ending November 1, 1881,
was $929,059.16. The total dividends paid to creditors of the 86 banks
placed in thehands of receivers prior to November lamountto $18,561,698,
upon approved claims amounting to $25,966,602. The dividends paid
equal about 70 per cent, of the proved claims. Assessments amounting
to $7,601,750 have been made upon the shareholders of insolvent national
banks, for the purpose of enforcing their individual liability, of which




LII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

about $3,000,000 has been collected, and nearly $400,000 of it within
the past year.
A table showing the national banks which have been placed in the
hands of receivers, the amount of their capital, of claims proved, and
the rates of dividends paid, and, also, one showing the amount of circulation of such banks issued, redeemed, and outstanding, will be found in
the Appendix.
TAXATION OF NATIONAL BANKS.

The Comptroller again respectfully repeats his recommendation for
the repeal of the law imposing a tax upon bank capital and deposits,
and the two-cent stamp upon bank checks.
The receipts of internal revenue show an increase of $10,447,763 for
the fiscal year 1880, and a still further increase of $11,447,996 for 1881,.
the total increase during the whole period being more than twenty-one
and a half millions. The increase of the receipts of the government
from customs, internal revenue, and other sources during the year 1880
was $59,699,426, and for the two years named it was nearly 87 millions ($86,955,108). The expenditures of the government during the
last fiscal year were less than for either of the two previous years, and
the surplus revenue during the same period was more than 100 millions.
The receipts for the four months ending November 1 last show a still
further increase, and it is probable that the surplus revenue for the
present year will be much greater than for any one that has preceded
it. The whole amount of internal revenue collected by the Commissioner during the last fiscal year was $135,229,912, all of which, with
the exception of $11,520,704, was derived from the tax on spirits, beer,
and tobacco.
The amount paid by the national banks to the Treasurer of the United
States, for taxes on capital and deposits, during the year ending June
30, 1881, was $5,372,178.22, and the amount paid by banks, other than
national, to the Commissioner of Internal Revenue, under the law taxing bank capital and deposits, was $3,757,912. The value of the twocent check stamps issued during the fiscal year was $2,366,081. The
total amount of bank taxes which it is recommended should be abated
is $11,496,173, which amount is much less than the annual increase of
the internal revenue during the past two years. The receipts from
taxes are largely increasing, while the expenditures of the government
are largely decreasing, through the reduction of the public debt and ot
the interest thereon. The reason that has heretofore been urged against
the abrogation of these laws—namely, that the amount produced was
necessary for the support of the government and for the payment of the
public debt—has long since lost its force. Their repeal has already
been recommended, both by the Secretary of the Treasury and the Commissioner of Internal Ee venue.
While in many of the States there may be a necessity for taxing banking capital and deposits, for purposes of revenue, this reason for retaining a war tax, in the case of the United States Government, has passed
away. The rates of interest for money are gradually lessening, and the
State taxes which the banks are compelled to pay are as much as should
be imposed upon these great agencies for developing the manufacturing
and commercial interests of the country. The Comptroller herewith
presents tables which give, as far as can be ascertained, the amount of
the banking capital of the country, the amount of United States and
State taxes, and the rate of taxation paid by the national banks in every
State and principal city in the Union for the yrar 1880.
The following table shows the amount of United States and State




REPOKT OF T H E COMPTROLLER OF T H E CURRENCY.

LIII

taxes, and the rate of taxation paid by the national banks, in every
State and principal city of the Union for the year 1880:
Ratios to capital.
States and Territories.

Maine
New Hampshire.
Vermont
Massachusetts .
Boston
Rhode Island
Connecticut

$124, 884
70, 523
93, 745
569, 299
813, 080
210, 778
308, 612

New England States.. 165, 680, 256
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington

I 32, 847, 771
561, 912
50, 650, 000 1, 580, 926
1, 800, 000
55, 398
j 13,147, 917
225, 397
! 28, 969, 856
465, 380
| 17,180,580
405, 834
161, 365
9, 850, 000
1,761,677
28, 573
! 2, 306, 815
37, 263
10, 890, 330
153, 847
252, 000
4,837
j 1,125, 000
16, 513

590, 085
1, 459, 209
57,124
241, 937
182,124
115, 377
72, 288
7, 423
31, 538
162, 505
3,910
4,428

Middle States

| 170, 781, 946 3, 697, 245

2, 927, 948

Virginia
West Virginia
North Carolina
South Carolina
•Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

_

Western States and
Territories
Totals.

30, 829,178

51, 270
26, 835
32, 477
55,185
36, 776
1,975
32, 754
4,851
17, 548
2,750
41, 088
18, 608
80, 975

107,162
51, 868
66, 936
87, 484
68,194
3,170
52, 808
61, 843
36, 796
6,296
133, 505
68, 272
138, 371

2.0
1,4
1.4
1.4
1.4
1.6
1.3
2.0
1.5
1.7
1.3
1.7
1.9

479,613

403, 092

882, 705

1.6

296,403 i
96,157
54, 013
213, 989
199, 573
203, 049
114, 968
46, 326
48, 903
26, 048
103, 810
76, 613
25, 024
62, 407
19, 903
28, 071
51, 853
340
23, 955
17, 325
8, 660
7,587
1,564
6,622
6, 857
4,513
2, 622
3,169

2,866,000
1, 780, 795
2, 501, 000
2, 324, 900
2, 201, 506
75, 000
1, 518, 000
2, 875, 000
1, 267, 042
205, 000
7,151,135
3, 008, 500
3, 055, 300

Southern States
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas i
Nebraska
Colorado
Nevada
California!
San Francisco t
Oregon
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming

1,151, 997
3, 040,135
112,522
467, 334
647, 504
521, 211
233, 653
35, 996
68, 801
316, 352
8,747
20, 941

325, 047
94, 722
60, 362
272, 963
180, 842
107, 447
115, 216
36, 446
43, 332
19, 409
121, 676
81, 289
25, 673
64, 089
13, 899
20, 381
28, 645
184
16, 369
102
3,688
5,430
3, 111
2, 078.
8,655
3,350
1,440
3, 021

621, 450
190, 879
114, 375
486, 952
380, 415
310, 496
230,184
82, 772
92, 235
45, 457
225, 486
157, 902
50, 697
126, 496
33,802
48, 452
80, 498
524
40, 324
17, 427
12, 348
13, 017
4,675
8,700
15, 512
7,863
4,062
6,190

55, 892
25, 033
34, 459
32, 299
31, 418
1,195
20, 054
56, 992
19, 248
3,546
92, 417
49, 664
57, 396

4.0
3,1
2.8
3.9
3.1
3.6
3.5
2.2
3.5
3.0
1.9
2.3
4.6

3.0

2.3
1.4
1.6
1.9
4.8
1.6
2.2
2.0
4.0
1.8
1.6
1.8
24
2. 3
3.3
4.9
1.1
1.4
1.2
3.5
2.0
1.6
3.3
1.7
2.3
1.7
2.1

1.9
2.3
1.6
2.2
1.8
2.5
1.7
1.7
1.9
3.0
2.1
1.8
2.3
2.5
2.2
2.5
2.8
0,4
1.0
0.0
1.5
1.7
3.1
2.1
2.2
1.7
1.0
2.0

3, 409,190

1.9

3.5
4.6
3.0
3.8
3.7
7.3
3.3
3.9
39
7.'o
39
3^4
4.1
4.9
4.5
5.8
"*. :
1.5
2.4
1.2
5.0
3.7
4.7
5.4
3.9
4.0
2.7
4.1

2.0

~77876, 822 15, 994, 925

1.8

89, 975,165 1, 750, 324 1, 658, 866
457, 266,~545~ 8,118,103

2.0
1.7
1.4
2.5
1.7
2.0
2.2
0.2
2.0
1.3
0.6
0.6
2.7

* The capital of the banks that reported State, county, and municipal taxes on stock and real estate
is $444,773, 085.
f California banks pay no State taxes on capital, except on such as is invested in real estate.




LIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Like tables for the years 1867 and 1869, and for the years 1874 to
1879, inclusive, may be found in the Appendix.
In order that the great inequality of the percentage of the United
States and State taxes to the capital of national banks in the different
geographical divisions of the country may be seen, tables have been prepared for the years 1879 and 1880, in which the capital stock invested
and the percentage thereto of taxes paid is given, as follows:
1879.

Ratios to capital.

A m o u n t of t a x e s .

Geographical divisions.

Capital.
United

State.

Total.

032. 512
431, 205
555, 018
949, 769

$1, 942, 24)9
3,190,113
425, 997
1, 457, 812

$2, 532, 004
2, 936, 269
383, 927
1, 751, 032

$4, 474, 213
6,126, 382
809, 924
3, 208, 844

456, 968, 504

7, 016,131

7, 603, 232

14, 619, 363

States.

"New England States
Middle States
Southern States
Western States and Terr's.
United States

$165,
170,
30,
90,

United State.
States.

Total.

1.2
1. 9
1.4
1.6

1.5
1.7
1.3
2.0

2.7
3.6
2.7
3.6

1.5

1.7

3.2

]880.

New England States
Middle States
Southern States
Western States and Terr's.
United States

680, 256
781, 946
829,178
975,165

$2,190, 921
3, 697, 245
479, 613
1, 750, 324

$2, 886, 916 I $5, 077, 837
2,927,948 ! 6,625,193
403,092 I
882,705
1,658,866 ! 3,409,190

1.3
2.2
1.6
1.9

1. 8
1. 8
1. 4
2. 0

3.1
4.0
3.0
3.9

457, 266, 545

8, 118,103

7,876,822 ] 15,994,925

1.8

1. 8

3.6

$165,
170,
30,
89,

The inequality in the percentages in United States taxes, which appears in the foregoing tables, arises from the fact that, while the United
States tax is imposed on the three items of circulation, deposits, and
capital, the percentages given in the tables are those of the total tax, derived from these three sources, to cajrital only. Where deposits and
circulation are large in proportion to capital, the percentage of United
States tax in the table is therefore greater; where the deposits and circulation are proportionately smaller, the percentage is less. The inequality in State taxes originates in an actual difference in the rates.
The table below shows for the years 1878, 1879, and 1880 the great
inequality in the rates in State taxation paid in the principal States
in the country.
1878.

Cities.

United \

States. State.

Boston

New York
Albany
Philadelphia .
Pittsburgh...
Baltimore
Washington .
New Orleans.
Louisville
Cincinnati...
Cleveland
Chicago
Detroit
Milwaukee...
Saint Louis . .
Saint Paul . -.




1879.

1880.

United
Total. States. State. Total. United State. Total.
States.

Per ct. Per. ct Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct.
3.5
1.3
2.6
1.3
1.3
2.6
1.3
1.6
1.9
6.0>
5.5
2.9
5.1
2.6
2.9
3.1
2.9
6.3
2.8
2.8
5.6
2.9
2.5
5.4
3.2
3.1
3.1
2.0
0.7
2.7
2.1
0.7
2.4
0.7
2.4
1.3
0.5
1.8
1.4
0.6
2.0
1.7
0.7
2.9
1.2
1.8
3.0
1.2
1.3
2.5
1.4
1.5
1.9
1.4
0.6
2.0
1.4
0.4
1.8
0.4
1.5
2.2
1.5
1.0
2.5
1.7
0.5
2.2
2.0
0.2
2.3
1.4
0.5
1.9
1.5
0.6
2.1
1.7
0.6
4.6
1.5
2.7
4.2
1.9
2.4
4.3
2.3
2.3
3.0
1.1
2.0
3.1
1.3
2.0
3.3
1.4
1.6
7.3
2.5
2.6
5.1
3.4
2.4
5.8
2.5
4.8
3.9
1.7
1.5
3.2
1.8
2.2
4.0
2. 2
1.7
7.0
2.4
2.6
5.0
2.8
2.5
5.3
3.0
4^0
4.9
1.6
2 4
4.0
1.8
2.1
3.9
2.5
2.4
3.5
1.3
L5
2.8
1.5
1.5
3.0
1.8
1.7

LV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The tables already given indicate the necessity of some precise rule
of State taxation. The States in which the rates of taxation were most
excessive during the years 1878, 1879, and 1880 are given in the following table:

New York
New Jersey
Ohio
I
Indiana
Illinois
Wisconsin
Kansas
Nebraska
South Carolina ..
Tennessee

United
States.

: Per

ct.
2.0
1.4
1.3
1.3

State.

Total.

United
States.

State.

Per

Per

Per

Per

ct.

2.6
1.8
2.2
2.1

!

1.7
1.7

2 1
2. 2

1.6
2.3
1.0

|
i

2.6
2.6
2.1
2.1

1.6

1880.

1879.

1878.

States.

ct.

4.6
3.2
3.5
3.4
3.8
3.9
4.2
4.9
3.1
3.7

ct.

1.5
1.5
1.4
1.4
1.5
1.6

Total. United

States.

ct. ! P e r

2.0
1.8
2. 0

2.1
1.8
1.8

2. 1

2. 7

2.6
1.2
1.7

2.6
2.0
1.8

ct.

3.5
3.3
3.4
3.5
3.3
3.4
4.8
5.2
3.2
3.5

Per

ct.

1.7
1.7
1.6
1.6
1.9
2.0
2.3
3.3
1.4
1.9

State.

Per

; Total.

ct.

Per

1.9
1.9
1.9
2.2
1.8 i
1.9
2. 2

2.5
2.5

2.7 1

ct.

3.6
3. 6
3.5
3.8
3.7
3.9
4.5
5.8
3 S
4.6

The national banks, under present law, pay to the United States a
tax of one per cent, upon the amount of their notes in circulation, onehalf of one per cent, upon the amount of their deposits, and the same
rate upon the average amount of capital beyond the amount invested in
United States bonds. These taxes are paid semi-annually by the national
banks to Treasurer the of the United States.
The following table shoVs the amount annually paid under this law,
from the commencement of the national banking system to July 1,
1881,
showing an aggregate of taxes paid to the United States, by
national banks, of $108,855,021.90:
Years.

1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879..:
1880
1881
Aggregates

O n circulation.

,
:
!
:
I

I
i

$53,193
733,
247
2,106, 785
2, 868,
636
2, 946,
343
2, 957, 416
2, 949,
744
2, 987,
021
3,193, 570
3, 353,186
3,404,483
3,283,450
3,091,795
2,900,957
2, 948,
047
3,009,647
3,153, 635
3,121,374
49,

062,

O n deposits.

$ 9 5 , 9 1 1 87
1 , 0 8 7 , 5 3 0 86
2 , 6 3 3 , 1 0 2 77
2 , 6 5 0 , 1 8 0 09
2 , 5 6 4 , 1 4 3 44
2, 6 1 4 , 5 5 3 5 8
2 , 6 1 4 , 7 6 7 61
2 , 8 0 2 , 8 4 0 85
3 , 1 2 0 , 9 8 4 37
3 , 1 9 6 , 5 6 9 29 i
3 , 2 0 9 , 9 6 7 72 i
3 , 5 1 4 , 2 6 5 39 i
3 , 5 0 5 , 1 2 9 64 j
3 , 4 5 1 , 9 6 5 38
3 , 2 7 3 , 1 1 1 74 j
3 , 3 0 9 , 6 6 8 90
4, 0 5 8 , 7 1 0

32
59
30
78
07
73
13
69
0C
13
11
89
76
53
08
16
63
33

536 26

4, 940,
52,

61 S

945 12

644, 349 23

O n capital.

.

$18,
432 07
133,
251 15
406,
947 74
321,
881 36
306,
781 67
312,
918 68
375,
962 26
385,
292 13
389,
356 27
454,
891 51
469,
048 02
507,
417 76
632,
296 16
660,
784 90
560,
296 83
401,
920 61
379, 424 19
431,
233 10

Total.
$167,
537
1, 9 5 4 , 0 2 9
5,146, 835
5, 8 4 0 , 6 9 8
5, 8 1 7 , 2 6 8
5, 8 8 4 , 8 8 8
5, 9 4 0 , 4 7 4
6,175,154
6, 7 0 3 , 9 1 0
7, 0 0 4 , 6 4 6
7, 0 8 3 , 4 9 8
7, 3 0 5 , 1 3 4
7, 2 2 9 , 2 2 1
7, 0 1 3 , 7 0 7
6, 7 8 1 , 4 5 5
6, 7 2 1 , 2 3 6
7,591,770
8, 4 9 3 , 5 5 2

26
60
81
23
18
99
00
67
67
93
85
04
56
81
65
67
43
55

7,148,136 41 j 108, 855, 021 90

The amount of tax paid upon circulation alone is $49,062,536, while
the whole cost to the government of the national system, since its establishment in 1863, has been but $5,148,649.01.
The banks, other than national, pay taxes to the United States on
account of their circulation, deposits and capital, at the same rates as
are paid by the national banks; but these taxes, instead of being paid
to the Treasurer, are collected by the Commissioner of Internal Revenue.
The table below exhibits the taxes which have been paid by these
banks for the years from 1864 to 1881, inclusive. The amounts given




LVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

under the head of tax on circulation have, for a number of years, been
principally derived from the tax of ten per cent, upon State bank circulation paid out. The whole amount of tax paid by these banks is
$61,540,471.63:
Years.

O n circulation.

O n deposit s
.
$780 723 "9
2, 043, 841 08
2, 099, 635 83
1, 355, 395 98
1,438,512 77
1,734,417 63
2, 177, 576 46
2, 702, 190 84
3, 043, 251 71
3, 009, 302 79 !
2, 453, 544 26
2, 972, 260 27 '
2, 999, 530 75
2,890 637 03
2, 593, 687 29
2, 354, 911 74
2,510,775 43
2, 946, 906 64

$2 056 996 90
1, 993, 601 84 !
990, 278 11
214,298 75
28, 669 88 j
10, 505 05 i
15, 419 94 ;
22, 781 92 !
8, 919 82 j
24, 778 62
10, 738 20 i
22, 746 27 ;
17, 947 67
5 430 16 !
1,118 72 j
13, 903 29
28, 773 37
4,295 08

1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881

5, 483, 323 05

Aggregates

42, 713, 108 92

On capital.

Totals.

98
11
73
90
49
21
77
61
05
15
58
61
24
84
56
48
35

$2 837 719 8^
4, 94o' 87090
3, 463, 988 05
2, 046, 562 46
1, 866, 745 55
2, 196, 054 17
3, 020, 083 61
3, 644, 241 53
4, 628, 229 14
3, 771, 031 46
3, 387,160 67
4, 097, 248 12
4, 006, 698 03
3 829 729 33
3, 492, 03185
3,198, 883 59
3, 350, 985 28
3, 762, 208 07

13, 344, 039 66

61, 540, 471 63

$903, 367
374,074
476,867
399, 562
445,071
827,087
919,202
976, 057
736, 950
916,878
1,102, 241
989, 219
927 661
897, 225
830,068
811, 436
811,006

From returns heretofore received, the following condensed table has
been prepared, which shows the taxes, both National and State, paid by
the national banks during1 each year from 1866 to 1880, inclusive, and
their ratios to capital:
Ratio of tax to capital.

Amount of taxes.
Years.

Capital stock.
! United States.

1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880

$410,593,435 j
422,804,666 |
420,143,491
419,619,860
429,314,041
451,994,133
472,956,958
488, 778, 418
493,751,679
503,687,911
501,788,079
485, 250, 694 i
.471,064,238
456,968,504
457,266,545

$7,949,451 ]
9, 525, 607 ;
9,465,652
10,081,244
10,190, 682
10, 649, 895
6, 703, 910
7, 004, 646
7, 256, 083
7, 317, 531
7, 076, 087
6, 902, 573
6, 727, 232
7, 016,131
8,118,103

State.

$8,069,938
8, 813,127
8,757,656
7, 297, 096
7,465,675
7,860,078
8,343,772
8,499,748
9,620,326
10,058,122
9,701,732
8, 829, 304
8,056,533
7, 603, 232
7,876,822

Total.

$16, 019, 389
18, 338, 734
18, 223, 308
17, 378, 340
17, 656, 357
18, 509, 973
15, 047, 682
15, 504, 394
16, 876, 409
17, 375, 653
16, 777, 819
15, 731, 877
14, 783, 765
14, 619, 363
15, 994, 925

United
States. State.

Total.

Per ct. Per ct. Per ct.
1.9
2.0
3.9
2.2
2.1
4.3
2. 2
2.1
4.3
2.4
1.7
4.1
2.4
1.7
4.1
24
1.7
1
4.1
L4
1.8
3.2
1.4
1.8
3.2
1. 5
2.0
i
3.5
1.5
2.0
3.5
1.4
2.0
3.4
1.4
1.9
3.3
;
1.4
1.7
3.1
1.5
1.7
3.2
1.8
1.8
3.6

These statistics show that during the fifteen years covered by the table
the average amount annually paid by the national banks to the States
and to the United States was $16,589,199, or more than 3J per cent,
upon their capital stock; during the last year given, the total amount
paid was $15,994,925, or more than 4 per cent, upon the amount of the
aA^erage circulation of the banks then in operation.
STATE TAXATION OF NATIONAL BANKS.

The United States Supreme Court, in the case of The People ex rel.
Williams vs. Weaver, at the October term in 1879, decided that the
States have no right to assess the shares of national banks located
within their borders, for purposes oi taxation, at a greater rate or valuation than other moneyed capital in the hands of individuals is assessed;
and that an individual in New York, holding bank shares, has the same
right to deduct his just debts from the amount of his bank shares as he
would have to deduct them from his personal property, including his




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LVII

moneyed capital. The Supreme Court also pointed out the method o±
relief for national banks to pursue when taxes are assessed upon them
at a greater rate than is assessed upon other moneyed capital in the
same State, such method being to enjoin the collection of excessive
taxes.
In November, 1880, it was decided by the United States circuit court
of the northern district of the State of New York, in the case of the
Albany Exchange Bank vs. Charles A. Hills et al., that the law of the
State of New York, under authority of which taxes had been assessed
for fourteen years upon bank shares, was void and invalid, for the reason
that this act did not permit the owners of bank shares to reduce their
assessment by the amount of their debts, while owners of other moneyed
capital possessed that privilege under the general statutes of the State.
As soon as this decision was known, injunctions were obtained by nearly
every bank in New York City, restraining the collection of taxes imposed by State authority upon the shareholders of those banks. The
collection of over $1,700,000 was thus enjoined. The question involved
was appealed to the Supreme Court of the United States.
Since my last annual report, two acts have been passed by the New
York State legislature, to establish a system of taxation. One of them
expressly permitted the deduction of debts, in the assessment of shares
of banks organized under the authority of the State or of the United
States. In the second act the taxation of corporations generally was
provided for, excluding banks and some other corporations.
Although the first act apparently removed the objection which existed
to the former State law taxing National and State banks, yet it did not
provide against the unjust and discriminating valuation of the shares of
banks, as compared with the valuation of real estate and of other personal property. After considerable discussion the majority of the banks
in the Clearing-House Association of New York have decided to pay
the tax imposed under this law for the year 1881, notwithstanding this
objection to it.
During the year there have been two important decisions in reference
to taxation of national-bank shares rendered in the United States circuit court for the northern district of the State of New York. The first
was in the case of the New York State National Bank of Albany vs.
W. J. Maher, where the court held that the assessments against the
shareholders of the bank were absolutely void, for the reason that the
assessors did not place the names of the shareholders, with the number
of their shares and the assessable value of the same, upon the regular
assessment-roll, but upon a list separate therefrom.
The second decision was in a suit brought by the First National Bank
of Utica against the State tax-collector, to test the effect of the acts
which provided for the taxation of corporations generally.
The amount of the tax imposed by the law mentioned, in all cases
other than those of banks and certain specified corporations, was at a
rate much less than the rates of local taxation in many parts of the
State, and less than that imposed upon the shares of banks. In this
suit it WHS decided that Congress did not intend to prohibit the State
from taxing its own corporations more lightly than shares in national
banks, provided that the latter class of property was not assessed more '
heavily than other moneyed capital in the hands of individuals.
A suit was brought by the Evansville National Bank, in the United
States circuit court of the State of Indiana, in order to test the validity of the statutes of that State, directing the assessment of bank shares.
It was held by the bank that these statutes are void, because they do
not grant to the owners of bank shares the privilege of deducting their




LVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

just debts from the assessed valuation of such shares, while under the
general statutes of the State that right was granted to the owners of
other moneyed capital. Justice Harlau7 of the United States Supreme
Court, recently decided in this suit that the law of Indiana u enforces in
certain cases a rule of taxation inconsistent with the principle of equality
underlying the legislation of Congress, and conformity to which is 77
essential to the validity of State taxation of national bank shares. He
decides that every shareholder of a national bank, who, at the time of
assessment, had debts, and no credits from which he could deduct the
same, except national bank shares, from which the State laws did not
permit him to make such deduction, is entitled, through the bank, to
an injunction against the tax assessed upon the shares.
As it is in the power of the States, under the present law of Congress,
so to legislate that through unequal valuations bank shares may be discriminated against as compared with other moneyed capital in the
hands of corporations or individuals, a necessity appears to exist that,
in order to avoid protracted and expensive litigation, Congress shall
so amend the present law that there can be no doubt as to the precise
amount of taxation which may be imposed by the States on national
bank shares.
In my last annual report a suggestion was made in reference to the
amendment of section 5219, Revised Statutes of the United States. It
is now again recommended that the section named shall be amended to
read as follows:
But the legislature of each State may determine and direct the manner and place of
taxing the shares of national banking associations located within the State, subject
to the following restrictions, namely: That the maximum rate of tax shall not exceed
per cent.; that the rate, and the valuation upon which such rate is calculated
shall not exceed the least rate and valuation to which other moneyed capital, in the
hands of individuals, or of corporations of any class, in such State is subjected, and
that the shares of any national banking association, owned by a non-resident of any
State, shall be taxed in the State or town in which the bank is located, and not elsewhere.

If such an amendment becomes a law it will, in a great measure, prevent the various forms of discrimination which have been exercised in
the imposition and collection of taxes upon national bank shares, under
State authority. The Supreme Court of the United States has decided
that, without the permission of Congress, the States would have no right
to impose any taxes whatever upon national banks, and that in enacting
the law under which the States now exercise this right, Congress was
conferring a power on the States which they would not otherwise have
had. This court also decided that it was the evident intention of Congress to protect the banks from anything beyond their equal share of
the public burdens. Congress has therefore the power wholly to rescind
the right granted to the States to tax national banking associations.
This, however, is not asked or desired. But, inasmuch as it has been
the tendency of legislation in different States to disregard, or render
inoperative, the provisions of the act of Congress permitting and restricting State taxation of national bank shares, it is certainly not too
much to expect that Congress will regard it as due to themselves to pass
such amendments as will carry out the intention of their original act,
clearly denned and sustained as it has been by the decisions of the
Supreme Court of the United States.
LOSSES, SURPLUS, EARNINGS AND DIVIDENDS
BANKS.

OF THE

NATIONAL

During the year ending September 1,1881, the national banks charged
offlossesamountingto$12,G9L349.75. Of this, $5,889,761.19 was charged




REPOET OF THE COMPTROLLER OF THE CURRENCY.

LIX

off during the six months ending March 1, 1881, and $6,801,588.56 during the similar period ending September 1, 1881. The following table
shows the number of banks that charged off these losses, and the amount
so charged off by them, in each State and reserve city throughout the
United States, for the two semi-annual periods ending March 1 and September 1,1881, respectively. The total losses charged off in each of the
four preceding years have been added to the table. Full tables for the
five previous years may be found in the Appendix:
March 1,1881.
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Ehode Island
Connecticut
New York
New York City...
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia .
Washington
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Nevada
California
San Francisco
Oregon
Dakota
Montana
New Mexico
Utah
Washington
Wyoming
Totals for 1881..
Add for 1880
Add for 1879
Add for 1878
Add for 1877
Aggregate losses for five years.




No. of
banks.
37
24
23
96
35
27
43
128
36
6
47
120
27
16
6
11
9
1
5
13
10
7
7
6
1
3

September 1,1881.
No. of
banks.

Losses.
$77, 806 40
99, 725 42
126,093 71
240, 971 17
280, 815 43
566, 227 60
193, 035 40
441, 955 39
989, 797 57
40,960 64
211,657 61
398, 222 91
175, 251 05
152, 358 84
21, 076 93
15, 713 42
51, 336 66
436 60
49, 435 34
53, 809 45
24, 596 12
30, 522 29
63, 772 53
10,544 64
1, 070 16
10, 270 81
15, 137 27
39,264 53
5, 925 33
51, 239 83
35, 232 24
43,222 31
189, 875 45
37, 435 88
98, 097 39
197,352 79
185, 954 89
49,189 62
143,548 67
28, 208 26
14, 595 30
15, 556 79
75,411 39
101,230 17
20, 294 95
17,215 69
21, 534 68
10, 805 98
70, 390 -95
123 30
26, 939 94
10, 425 43
21, 799 20
17,050 20
4, 277 20
12, 284 79

39
29
29
108
34
25
54
136
38
6
49
121
26
18
4
10
10
1
5
13

776 50

5, 889, 761
7, 563, 886
10, 238, 324
10, 903,145
8,175, 960

19
04
98
04
56

42, 771, 077 81

$81, 689 17
123, 014 54
155, 990 86
439, 978 14
420, 239 30
247, 484 81
238, 940 77
579, 034 66
1, 331, 205 05
46, 262 49
217, 217 23
356, 224 18
230, 998 11
105, 729 25
513 49
36,429 10
47, 843 10
109 45
23,543 63
58, 828 98
8, 851 42
89, 067 00
138, 042 71
55,418 00
2, 155 64
56, 027 38
59, 782 98
71,519 97

$159,495
222, 739
282, 084
680, 949
701, 054
813, 712
431, 976
1, 020, 990
2, 321, 002

57
96>
57
31
73
41
17
05
62

59, 876 67
122, 638 43
75, 024 21
215,348 17
39, 178 05
45, 975 31
200,483 52
110.410 73
36J201 75
97,721 86
10. 599 86
21, 397 92
21, 091 99
89, 239 76
68,889 50
16.410 92
85, 684 03
23,210 21
39,662 66
119, 889 14
338 59
30, 925 82
3, 226 83
22.411 26
13,017 29
3, 254 94
1, 858 45
2, 542 40
2, 893 13
43 75

1,900 18
1,210
1,360
1,421
1,304

Aggregate..
Losses.

1, 269
1,321
1,442
1,430
1,108

87, 223 13
428, 874 84
754,447 0&406, 249 16
258,. 088 09
21,590 42
52.142 52
99,179 76,
546 05
72, 978 97
112, 638 43
33,447 54
119, 589 29
201, 815 24
65, 962 64
3, 225 80
66, 298 19
74, 920 25'
110, 784 50
5, 925 33
111,116 50
157, 870 67
118, 246 52
405, 223 62
76,613 93144, 072 70
397, 836 31
296, 365 62
85, 391 37
241, 270 53
38, 808 12
35, 993 22
36, 648 78
164, 651 15
170,119 67
36, 705 87
102, 899 7244, 744 8950, 468 64
190, 280 09
461 89'
57, 865 76
13,652 26
44,210 46
30, 067 49
7, 532 14
14.143 24
3, 318 90'
2, 893 131,943 93

6,801,588 56
7,142,519 96
11, 487, 330 17
13, 563, 654 85
11, 757, 627 43

12,691,349 75
14, 706, 406 00'
21, 725, 655 15'
24, 466, 799 89
19, 933, 587 99

50, 752, 720 97 93, 523, 798 78

REPORT OF THE COMPTROLLER OF THE CURRENCY.

LX

In order to compare the losses experienced by national banks located
in the different sections of the United States, the following table is given,
which shows the total losses charged off in each geographical division of
the country during the last five years. The number of banks reporting
losses is also given:
Six months ending—

New England
States.
No.

March 1,1877
September 1,1877 .

289 $2,465, 328
312 4, 825, 040

Total, 1877 . . . .
March 1,1878
September 1,1878 .

Total, 1881
Total for five
years

3, 612,128
3, 388; 394

2, 236, 928
1, 866, 658

1, 584, 675
1, 707, 338

$478, 252
511, 841

124
140

672, 032
1, 225, 602

3, 592, 950
4, 360, 440

3,152, 317
2,817,870

412
428

2, 548, 203
2, 975,110

No.

696, 646
1, 235, 784

5, 970,187

530, 769
787, 046

384. 607
797, 233

Amount.

1, 643, 872 1,360
1, 670, 946 1,321
3, 314, 818

401
404

24, 466, 800

2, 336, 600 1,421 10, 238, 324
2, 502, 712 1,442 11, 487, 330
4,839,312

431
431

19, 933, 588

2, 380, 288 1,304 10, 903,145
2, 818, 469 1,430 13, 563, 655
5,198, 757

458
456

1, 317, 815
112
119

Amount. No.

4, 244, 637
436
442

1, 932, 430
121
124

United States.

980 $8, 175, 961
297 $1, 769, 697
357 2, 474, 940 1,108 11, 757, 627

1, 897, 634
125
139

7, 953, 390
446
440

W e s t e r n States
and Territories.

990, 093

10, 009, 583
459
463

4,103, 586
285
318

4,506,813
5, 502, 770

Amount.

80
86

7,408, 490
417
449

7, 000, 522
362
326

Total, 1880
March 1,1881 .
September 1,1881 .

3, 344, 012
4, 016, 814

States.

Amount. No.

314 $3, 462, 684
353 3, 945, 806

7, 360, 826
379
384

Total, 1879 . . . .
March 1.1880
September 1,1880 .

No.

7, 290, 368
327
399

Total, 1878
March 1,1879
September 1,1879 .

Amount.

Southern

Middle States.

1, 372, 276 1,210
1, 321, 908 1,269

21, 725, 654
7, 563, 886
7,142, 520
14, 706, 406
5, 889, 761
6, 801, 589

3, 292, 013

5, 523, 313

1,181, 840

2, 694,184

12, 691, 350

29, 047, 315

36, 864, 963

7, 319, 812

. . . . 20, 291, 708

93, 523, 798

Of the losses given in the foregoing tables, a portion is on account of
the depreciation in the premium on United States bonds held by the
banks. The amount of premium thus charged off during the past year
was $2,271,339.50 ; and, during the last four and a half years, it amounted
to $13,107,099. The total losses, shown in the above table, extending
over a period of five years, are equal to 24.5 per cent, of the entire capital of the banks, and 19.1 per cent, of their combined capital and surplus.
In order further to illustrate this subject, several of the principal
cities of the United States have been selected, and the losses sustained
during the past five years by the national banks located in each are
given in the following table:
Cities.

1877.

1878.

1879.

1880.

1881.

Total.

New York
$4,247,941 66 '$5,147,319 98 $3,135,557 37 52, 054, 381 52 $2, 321, 002 62 $16, 906, 203 15
Boston
2, 192, 053 81 2,490,197 46 2,655,390 58 1,110, 831 72
701, 054 73 i 9,149, 528 30
Philadelphia . . .
491, 558 36
333, 248 47
561, 676 30
399,943 74
406,249 16 2r 192, 676 03
Pittsburgh
333, 022 99
289, 466 59
419, 036 51
258,128 15
258, 088 09 1, 557, 742 33
294, 507 00
Baltimore
200, 597 74
368, 915 99
211, 329 01
99,179 76 1,174, 529 50
New Orleans
286, 259 47
338,496 90
272,889 87
118, 080 38
74, 920 25 1, 090, 646 87

The losses charged off by the banks during the last year are about
$2,000,000 less than those experienced during the previous year. A part
of the losses charged off, as shown by the preceding tables, consisted of
bad debts as defined in the law—viz, debts on which interest was due
and unpaid for a period of six months, and which were neither secured
nor in process of collection. The bad debts so charged off consisted of
other stocks and bonds on which interest had ceased, as well as of bills
receivable. Since the resumption of specie payments, the value of a




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXi

portion of these bad assets has been realized 5 and it is estimated that
in this way about 25 per cent, of these losses has since been recovered,
DIVIDENDS AND EARNINGS.

From the semi-annual returns made by the banks to this Office, tables
have been prepared, showing the dividends and profits, and the ratios
of each to capital, and to capital and surplus combined. The following
table shows the capital, surplus, dividends, and total earnings of all the
national banks, for each half year, from March 1, 1869, to September 1,
1881, with the ratios, as before specified :
Period of

o. Of

Capital.

j Total divi1
dends.

Surplus.

Total net
earnings.

FDivi- Dividends
d e n d s t o to capital to capital
capital. and sur- and sur-

plus.

Sept, 1,1869 !
Mar. 1,1870
Sept. 1,1870 I
Mar. 1,1871
Sept. 1,1871
Mar. 1,1872
Sept. J, 1872
Mar. 1,1873
Sept. 1,1873
Mar. 1,1874
Sept. 1, 1874
Mar. 1,1875
Sept. 1,1875
Mar. 1,1876
Sept. 1,1876
Mar. 1,1877
Sept. 1,1877
Mar. 1,1878
Sept. 1,1878
Mar. 1,1879
Sept. 1,1879
Mar. 1,1880
Sept. 1,1880
Mar. 1,1881
Sept. 1,1881

plus.

Per cent. Per cent Per cent.
6.04
5.42
4.50
5.77
5.16
4.27
5.19
4.96
4.08
5.21
5.18
4.24
5.02
4.96
4.07
5.00
5.07
4.16
5.36
5.12
4.17
5.41
5.22
4.21
5.46
5.09
4.09
4.82
4.81
3.84
4.86
5.09
4.03
4.66
5.01
3.96
4.56
4.88
3.85
3.62
4.92
3.88
3.25
4.50
3.57
3.12
4.39
3.47
2.50
4.54
3.62
2.83
3.99
3.17
2.31
3 81
3.04
2.53
3.78
3.02
2.96
3.82
3. 05
3.70
3.99
3.17
4.18
4.03
3.18
4.22
4.13
3.26
4.98
4.25
3.33

1,481 $401, 650, 802 $82,105, 848 $21, 767, 831 $29, 221,184
86,118,210 21,479,095 28, 996, 934
1,571 416,366,991
91, 630, 620 I 21.080,343 26, 813, 885
1,601 425, 317,104
1,605 428, 699, 165 94, 672, 401 I 22| 205,150 27, 243,162
1,693 445, 999, 264 98, 286, 591 ! 22,125,279 27, 315, 311
1,750 450, 693, 706 99, 431, 243 22, 859, 826 27, 502. 539
1,852 465, 676, 023 105,181, 942 23, 827, 289 30, 572, 891
1,912 475, 918, 683 114, 257, 288 24, 826, 061 31,926,478
1,955 488,100, 951 118,113, 848 24, 823, 029 33, 122, 000
1,967 489, 510, 323 123, 469, 859 23,529,998 29, 544,120
1,971 489, 938, 284 128, 364, 039 24,929,307 30, 036, 811
2,007 493, 568, 831 131, 560, 637 ; 24, 750, 816 29, 136, 007
2,047 497, 864, 833 134,123, 649 24,317,785 28, 800, 217
2,076 504, 209, 491 134, 467, 595 24.811.581 23, 097, 921
2,081 500, 482, 271 132, 251, 078 | 22,563,829 20, 540, 231
2,080 496, 651, 580 130, 872, 165 31, 803, 969 19, 592, 962
2,072 486, 324, 860 124, 349, 254 | 22,117.116 15, 274, 028
2,074 475, 609, 751 122, 373, 561 i 18,982,390 16, 946, 696
2,047 470, 231, 896 118,687,134 ! 17,959,223 13, 658, 893
2,043 464, 413, 996 116, 744,135 17,541.054 14, 678, 660
2,045 455,132, 056 115,149, 351 17,401,867 16, 873, 200
2,046 454, 080, 090 117, 226, 501 18,121,273 21,152,784
2,072 454, 215, 062 120,145, 649 18,290,200 24, 033, 250
2,087 456, 844, 865 122, 481, 788 i 18,877,517 24, 452, 021
2,100 458, 934, 485 127, 238, 394 19,499,694 29,170, 816

In the following table is given, by geographical divisions, the number
of national banks, with their capital, which paid no dividends to their
stockholders during thp two semi-annual periods of 1881, to which the
totals for each semi-annual period in the four preceding years have been
added:
Six months ending—

Average for the
year.
Geographical divisions.

March 1, 1881.

bank"
New England States
Middle States
,
Southern States
W e s t e r n States and Territories
Totals
Totals
Totals
Totals
Totals

for
for
for
for
for

1881
1880
1879
1878
1877

Average for each year . . .




12
62
18
83
175
226
309
328
245

Capital.
$1, 881, 000
8, 746, 630
2,109, 900
7, 584, 000

September 1, 1881.
Capital.

ban
8
57
19
87

$1
6
1
7

925,
842,
875,
745,

of

Capital.

000
400
150
000

10
60
18
85

$1,
7,
1,
7,

903,
794,
992,
664,

19,
28,
49,
53,
40,

354, 540
370, 675
210, 000
767, 425
809,100

000
515
525
500

20,321,530 I
30,407,200
53,843,700 |
48, 797, 900
40, 452, 000

171
233
299
357

18, 387, 550
26, 334,150
44, 576, 300
58, 736, 950
41,166, 200

173
230
304
343

38, 764, 466

269

37,840,230 i

263 : 38,302,348

LXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The percentage to capital of dividends paid, and of dividends and
earnings to combined capital and surplus, is given by similar divisions
for the years 1879, 1880 and 1881, in the following table:
1879.
Geographical
divisions.

1880.

1881.

DiviDiviDiviDivi- dends to Earnings Divi- dends to Earnings Divi- dends to Earnings
dends to capital to capital dends to capital to capital dends to capital to capital
and sur- capital. and sur- and sur- capital. and sur- and surcapital. and surplus.
plus.
plus.
plus.
plus.
plus.

N e w England
States
Middle States ..
Southern States
"Western States
a n d Territories

Per ct.

Per ct.

Per ct.

Per ct.

Per ct.

Per ct.

Per ct.

6.4
7.9
7.0

5.2
6.1
6.0

4.2
5.8
5.4

6.8
8.4
7.8

5.5
6.5
6.7

6.4
8.6
7.6

7.2
8.5
8.3

5.8
6.4
6.9

7.3
9.4
11.3

9.4

7.5

7.1

9.5

7.6

9.3

10.4

8.1

11.6

7.6

6.1

5.5

8.0

6.4

7.9

8.4

6.6

9.2

United States..

Per ct.

Per ct.

SUKPLUS.

Under the law requiring the national banks to carry to surplus fund,
before declaring dividends, a certain proportion of their earnings, the
national banks of the country have accumulated a fund, in addition to
their capital, which now amounts to $128,140,618. This surplus is not
infringed upon, except in case of extraordinary losses, such as cannot be
paid from the current earnings of the banks, and consequently forms,
with the capital, the working fund of the banks. In the following
table the gradual accumulation of this fund, from the commencement of
the system to the present time, is shown, as nearly as possible, by semi,
annual periods. The increase or decrease for each period is also given .
Dates.

Amount.

Semi-annual
increase oi
decrease.

Dates.

Amount.

Increase.
July 4, 1864
January 2, 1865
July 3, 1865
January 1,1866
J u l y 2,1866
January 7,1867
July 1,1867
January 6,1868
July 6,1868
January 4,1869
J u n e 12,1869
January 22,1870
June9,1870
December 28,1870
J u n e 10,1871
December 16, 1871
J u n e 10, 1872
December 27, 1872

$1,129, 910
8, 663, 311
31, 303, 566
43, 000, 371
50,151, 992
59, 992, 875
63, 232, 811
70, 586,126
75, 840,119
81,169, 937
82, 218, 576
90,174, 281
91, 689, 834
94, 705, 740
98, 322, 204
101, 573,154
105,181, 943
111, 410, 249

$7,533,401
22, 640, 255
11,636. 805
7,151, 621
9, 840, 883
3, 239, 936
7, 253, 315
5, 253, 993
5, 329, 818
1, 048, 639
7, 955, 705
1, 515, 553
3, 015, 906
3, 616, 464
3, 250, 950
3, 608, 789
6, 228, 306

Semi-annual
increase or
decrease.

Increase.
J u n e 13, 1873
$116, 847, 455
120, 961, 2G8
December 26,1873
126,239,308
J u n e 26, 1874
December 31, 1874 . . . 130, 485, 641
J u n e 30, 1875
133,169, 095
December 17, 1875...
J u n e 30, 1876
December 22, 1876 . . .
J u n e 22,1877
December 28, 1877...
J u n e 29,1878
J a n u a r y 1, 1879
J u n e 14,1879

133,085,422
131, 897,197
131,390,665
124, 714, 073
121, 568, 455
118,178, 531
116, 200, 864
114, 321, 376

December 12, 1879...
J u n e 11, 1880
December 31, 1880...
J u n e 30, 1881

115, 429, 032
118,102, 014
121, 824, 629
126, 679, 518

$5. 437, 206
4,113,813
5, 278, 040
4, 246, 333

2. 683, 454
Decrease.
$83, 673
1,188,225
506f532
6, 676, 592
3,145, 618
3, 389, 924
1, 977, 667
1, 879, 488
Increase.
$1,107, 656
2, 672, 982
3, 722, 615
4, 854, 889

From December, 1875, to June, 1879 there was a constant decrease in
this fund. In all other cases a gradual increase is to be noted.
UNITED STATES LEGAL-TENDER NOTES AND NAT1IONAL-BANK CIRCULATION.

The acts of February 25, 1862, July 11, 1862, and March 3,1863, each
authorized the issue of 150 millions of dollars of legal-tender notes, making an aggregate of 450 millions of dollars. On January 30, 1864, the
amount of such notes outstanding was $449,338,902, which was the highest amount outstanding at any one time. The act of June 30, 1864,




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIII

provided that the total amount of United States notes issued or to be
issued should not exceed 400 millons of dollars, and such additional
sum, not exceeding 50 millions, as may be temporarily required for the
redemption of temporary loans. By the act of June 20, 1874, the maximum Amount was fixed'at $382,000,000.
Section 3 of the act of January 14,1875, authorized an increase of the
circulation of national banks in accordance with existing law, without
respect to the limit previously existing, and required the Secretary of the
Treasury to retire legal-tender notes to an amount equal to 80 per cent,
of the national-bank notes thereafter issued, until the amount of such
legal-tender notes outstanding should be 300 millions, and no more.
Under the operation of this act $35,318,984 of legal-tender notes were
retired, leaving the amount in circulation on May 31, 1878, the date of
the repeal of the act, $346,681,016, which is the amount now outstanding.
The act of July 12, 1870, provided that no national banking association organized after that date should have circulation in excess of
$500,000. As this restriction was enacted at a time when a limit existed
as to the aggregate amount of circulation which could be issued to
national banking associations, the necessity for it ceased after the passage of the act of January 14, 1875, which, as stated, removed all limit
upon the aggregate amount of circulating notes, and a repeal of the
restriction is recommended by the Comptroller. A bill was, at the last
session of Congress, reported from the finance committee, authorizing
all banks to receive circulation equal to the full amount of their capital,
as was the case in the original bank act. The passage of this bill would
give the banks the privilege of increasing their circulation up to the
limit of their capital, if at certain seasons of tin* year such an increase
should be desirable. This increase would not probably be great, for the
amount of circulation outstanding is now much less than that authorized by law.
Since the passage of the act of June 10, 1874, $127,923,596 of legaltender notes have been deposited in the Treasury by the national banks,
for the purpose of reducing their circulation, and $101,034,675 of bank
notes have been redeemed, destroyed, and retired. In the following
table are given the amounts and kinds of the outstanding currency of
the United States and of the national banks, on January 1 of each year,
from 1866 to 1880, and on November 1,1881; to which is added the amount
on August 31, 1865, when the public debt reached its maximum:
United States issues.

Date.

Aug..31,1865
Jan. 1,1866..
Jan. 1,1867..
Jan. 1,1868..
Jan. 1,1869..
Jan. 1,1870..
Jan. 1,1871 .
Jan. 1,1872..
Jan. 1,1873..
Jan. 1,1874..
Jan. 1,1875..
Jan. 1,1876..
Jan. 1,1877..
Jan. 1,1878..
Jan. 1,1879..
Jan. 1,1880..
Jan. 1,1881..
Nov. 1,1881 .

Le

tt

der

$432, 553, 912
425, 839, 319
380, 276, 160
356, 000, 000
356, 000, 000
356, 000, 000
356, 000, 000
357, 500, 000
358, 557, 907
378, 401, 702
382, 000, 000
371, 827, 220
366, 055, 084
349, 943, 776
346, 681, 016
346,681,016
346, 681, 016
346, 681, 016




!tr

d

Fractional
currency.

£402, 965 $26, 344, 742
26, 000, 420
392, 070
28, 732, 812
221, 632
31, 597, 583
159,127
34,215,715
128, 098
39, 762, 664
113, 098
39, 995, 089
101, 086
92, 801 40, 767, 877
84, 387 45, 722, 061
79, 637 48, 544, 792
72, 317 46, 390, 598
69, C42 44,147, 072
65, 462 26, 348, 206
17, 764,109
63, 532
16,108,159
62, 035
15, 674, 304
61, 350
15, 523, 464
60, 745
15, 469, 086
60, 400

Notes of,national banks,
in c 1 u d ing
gold notes.

Aggregate.

Gold
Currency
price of price of
$100 gold. $100 currency.

$176,213,955 $635, 515, 574 $144 25
236, 636, 098
688, 867, 907
144 50
298, 588, 419 707, 819, 023
133 00
299, 846, 206
687, 602, 916
133 25
299, 747, 569
690, 091, 382
135 00
2'J9, 629, 322
695, 505, 084
120 00
306, 307, 672
702, 403, 847
110 75
328, 465, 431
726, 826,109
109 50
344, 582, 812 748, 947,167
112 00
350. 848, 236
777, 874, 367
110 25
354,128, 250 782, 591,165 I 112 50 |
346, 479, 756
762, 523, 690 • 112 75
321, 595, 606
714,064,358
107 00
321, 672, 505
689,443,922
102 87
323, 791, 674
686, 642, 884
100 00
342, 387, 336
704, 804, 006
100 00
706, 058, 057
343, 792, 832
100 00
722. 073, 502
359, 863, 000
100 00

$69
69
75
75
74
83
90
91
89
90
88
88
93
97
100
100
100
100

32
20
18
04
07
33
29
32
28
70
89
69
46
21
00
00
00
00

LXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

In the following table is shown by States the amount of circulation
issued and retired during the year ending November 1, 1881, and the
total amount issued and retired since June 20, 1874:
Circulation retired.

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio .
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
Nebraska
Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico
Dakota
,
Washington
California
Surrendered to this office and retired .
Totals
Previously retired, under act of June 20,1874
Previously surrendered, under same act
Grand totals

Circulation
issued.

$45, 000
10, 300
200, 700
3, 635, 840
1, 586, 280
1, 912, 360
7,198, 370
1,186,170
5, 300, 690
45, 000
700, 000
500
256, 300
81, 000
22, 480

A c t of J u n e
20, 1874.

Liquidating
banks.

24, 240
16, 655
70, 955
40, 805
51,134
93, 258
8,541

$23, 863
5, 684
38, 759
8,232
1,672
2,265
186, 681
110, 952
93, 377

$92, 008
5,684
204,230
1, 594, 887
291, 891
821, 986
4, 870, 44&
421, 371
1, 604, 913

2,243
13, 013
32, 800
13, 014
13, 435
12, 354

26, 48329, 668
103, 755
53, 819
64, 569
93, 258
20, 895

70
12, 620
6,970
60
31, 238
23, 565
92, 372
116,122
122, 329
130, 434
49, 023
51, 457
66, 051
47, 092
43, 429
2,032
160

43, 569
70
68, 602
6,970
16, 502
194, 614
33, 562
221, 426
576, 873
872, 349
475, 348
274, 483
137, 241
147, 273
141, 825
81, 730
42, 714
160

10, 468
3,835

18,145
165, 471
1, 586, 655
290, 219
819, 721
4, 683, 765
310, 419
1, 511, 536

10, 468
3,835

25, 483

35, 417

34, 710
338,000
121,500
809, 950
201. 600
876,100
2, 549, 380
660, 970
897, 560
311, 400
472, 500
447, 300
147, 600
121, 480
198, 900

"55," 982"
16, 442
163, 376
9,997
129, 054
460, 751
750, 020
344, 914
225, 460
85, 784
81, 222
94, 733
38, 301
40, 682

149, 400

126,000 i
27,000 ! .
117, 000
90, 000
135, 000

Total.

9,934

20, 365

20, 365
"410," 875

30, 979, 630
91, 748, 275

12, 303, 246
71,135, 348

1, 402, 013
16,194, 067

I 122, 727, 905

83, 438, 594

17, 596, 080

14,116,134
87, 329, 415
11, 794, 880
113,240,42^

The amount of circulation issued to national banks for the year ending November 1, 1881, was $30,979,630, including $5,233,580 issued to
banks organized during the year. The amount retired during the year
was $14,075,054, and the actual increase for the same period was therefore $16,904,576, making the total on November 1, $359,422,738, which
is the largest amount outstanding at any one time.
During the year ending November 1,1881, lawful money to the amount
of $23,847,844 was deposited with the Treasurer to retire circulation, of
which amount $1,554,790 was deposited by banks in liquidation. The
amount previously deposited under the act of June 20, 1874, was $85,684,998; by banks in liquidation, $18,390,555, to which is to be added a
balance of $3,813,675, remaining from deposits made by liquidating




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXY

banks prior to the passage of that act. Deducting from the total the
amount of circulating notes redeemed and destroyed without reissue,
$101,034,675, there remained in the hands of the Treasurer on November 1, 1881, $30,702,596 of lawful money for the redemption and retirement of bank circulation.
CIRCULATING NOTES OF THE BANK OF FRANCE AND IMPERIAL BANK
OF GERMANY, BY DENOMINATIONS—NATIONAL-BANK AND LEGALTENDER NOTES, BY DENOMINATIONS.

The following table* exhibits by denominations the circulation of the
Imperial Bank of Germany, on January 1, 1881, in thalers and marks,
which are here converted into our currency:
Marks.

Thalers.
Amount in
dollars. Number of
Number Denomina- V a l u e of
each piece
(Thaler=
tions.
pieces.
of pieces.
in dollars.
75 cents.)
81 500 thalers.
2,246 100 thalers.
1, 690J 50 thalers.
25 thalers.
8,726
9, 026^ 10 thalers.

375 00
75 00
37 50
18 75
7 50

Denominations.

V a l u e of Amount in
dollars.
each piece
(Marks=
in dollars.
25 cent.)

30, 375
260, 582 1, 000 marks.
168, 450
217, 449
500 marks.
63, 394 4, 348, 3821
100 marks.
163 612
67, 699
493, 530 4, 826, 413|

21, 770

^

250
125
25

65,145, 500
27,181,125
108, 709, 562

201, 036,187

The circulation of the Imperial Bank of Germany, on January 1,1879,
was $165,933,942 j its circulation on January 1, 1880, was $198,201,144;
showing an increase of $32,267,202 during that year.
The following tablet gives the circulation of the Bank of France and
its branches, with the number of pieces, and the denominations in francs
and in dollars, on January 27, 1881:
Number of pieces. {

Denominations.

5
1, 370, 596
712,243
2,889
7,555,345
671,119
25,587
282,999
189, 095
1, 224

i
|
!
;
!
j

5, 000 francs.
1, 000 francs.
500 francs.
200 francs.
100 francs.
50 francs.
25 francs.
20 francs.
5 francs.
Forms out of date.

10, 811,102

i

Value of each piece Amount in francs. Amount in dollars.
in dollars.
(Franc = 20 cents.)
1,000
200
100
40
20
10
5
4
1

25, 000
1, 370, 596, 000
356,121, 500
577, 800
755, 534, 500
33, 555, 950
639, 675
5, 659, 980
945, 475
425, 900

5,000
274,119, 200
71, 224, 300
115, 560
151,106, 900
6, 711,190
127, 935
1,131, 996
189, 095
85,180

2, 524, 081, 780

504, 816, 356

The amount of circulation of the Bank of France on January 29,1880,
was 2,321,474,365 francs, or, say, $464,294,873, showing an increase
between that time and January 27,1881, the date of the foregoing table,
of 202,607,415 francs, or $40,521,483.
* London Bankers' Magazine for September, 1881, page 705.
C O
Y




tlbid., page 719.

LXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

It will be seen that the Imperial Bank of Germany issues no notes
of a less denomination than $7.50, and that the Bank of France issues
less than two millions of dollars in notes of a less denomination than
five dollars. The Bank of England issues no notes of less than twentyfive dollars, and the Banks of Ireland and Scotland none of less than
five dollars.
The amount of circulation in this country in denominations of five
dollars and under, on November 1, 1880, was $214,326,838. In the foreign countries named a large amount of silver and gold coin of the
lower denominations enters into general circulation. It will be impossible to keep in circulation here any large amount of small gold coins or
silver dollars, unless the coinage of the latter is restricted and the small
notes withdrawn.
In accordance with law, no national-bank notes of denominations less
than five dollars have been issued since the 1st of January, 1879. Since
that date the amount of oues and twos has been reduced $5,867,465,
and during the same period the amount of legal-tender notes of these
denominations has been increased $7,903,621. During the last year the
amount of national-bank notes of these denominations has decreased
$1,648,440. The total increase, therefore, of the amount of one and two
dollar bills outstanding, in national-bank and legal-tender notes, is
$6,255,181.
The following table shows, by denominations, the amount of nationalbank and legal-tender notes outstanding on November 1, 1881, and the
aggregate amounts of both kinds of notes at the same date in 1879 and
1880:
1881.

1880.

^

1879.

Denominations.
ASgre?ate.

banknotes
Ones
Twos
•
.
Fives
Tens
Twenties
Fifties
One hundreds
!Five hundreds
One thousands
Five thousands
Ten thousands
Add for unredeemed fragments
of national-bank notes
Deduct for legal-tender notes
destroyed in Chicago fire
Totals

Aggregate.

Aggregate.

$24, 247, 362
23, 036, 578
167, 042, 898
189, 655, 588
147, 719, 837
45, 777, 475
59, 958, 600
16, 765, 500
14, 640, 500
565,000
320 000

$22, 887.
21, 030,
159, 522,
181, 447,
141, 445,
46,177,
58, 339,
23, 088,
23, 111,
3, 250,
2 500

$24, 464, 059
23, 732,196
67, 899, 982
75, 408, 831
70, 806, 003
23,157, 575
33, 239, 370
14, 217, 500
12, 065, 500
2, 430, 000
260, 000

$25, 793,171
24, 254, 366
168, 380, 062
196, 717, 671
151,922,503
46, 441, 775
63, 190, 370
14,949,500
12,206,500
2, 430, 000
260 000
+ 16,586

+ 15,129

+ 13, 586

—1, 000, 000

$1, 329,112
522,170
100,480,080
121, 308, 840
81,116, 500
23, 284, 200
29, 951, 000
732, 000
201, 000

—1, 000, 000

— 1 , 000, 000

—1, 000, 000

346, 681, 016

705, 622, 504

688, 744, 467

681, 815, 520

+ 16, 586

358, 941, 488

502
863
853
558
933
945
780
000
500
000
000

The written signatures of the officers of the banks are necessary as
an additional precaution against counterfeiting. It is recommended
that a bill for x>reventing the lithographing or printing of the signatures of officers of banks, now required by law to be written on the
notes, be passed by Congress, imposing a penalty of twenty dollars for
a violation thereof.
EEDEMPTIONS.

Section 3 of the act of June 20,1874, provides that every national bank
shall at all times keep and have on deposit in the Treasury of the




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXVII

United States, in lawful money of the United States, a sum equal to five
per centum of its circulation, to be held and used for the redemption of
such circulation.'7 Since the passage of this act the banks have, as a
rule, maintained their redemption fund, and their circulating notes have
been promptly redeemed at the Treasury, without expense to the government.
The following table exhibits the amount of national-bank notes received
for redemption monthly, by the Comptroller of the Currency3 for the year
ending October 31, 1881, and the amount received for the same period
at the redemption agency of the Treasury, together with the total amount
received since the passage of the act of June 20, 1874:
Received by the Comptroller.
Months.

From nationa
i render.

1880.
November
December
1881.
January
February
March .'.
April
May
June
July
August
September
October

U0

'

Notes of na- Under a c t
of June 20,
1874.
|tk)n.iqU1

Total.

Received a t
redemption
agency.

$11, 600
42, 700

$2, 596, 200
2, 824, 500

$78, 305
146, 741

$558,194
225, 647

$3, 244, 299
3, 239, 588

77, 624
29, 905
55, 230
24, 400
3,205
14, 900
50
20, 850
58, 710
67, 720

3, 218, 900
4, 005, 600
3,251,400
3, 071, 800
4, 659, 300
6. 220, 800
3,149, 800
3, 467, 500
2,178, 700
3, 789, 600

203, 374
139, 613
125,155
143, 025
98, 066
310, 635
57, 214
99, 885
69, 233
155, 472

656, 677
751, 995
858, 932
2, 231, 988
1, 540, 498
2, 239, 566
647, 235
1,184, 073
624, 066
740, 834

4,156, 575
4, 927,113
4, 290, 717
5, 471, 213
6, 301, 069
8, 785, 901
3, 854, 299
4, 772, 308
2, 930, 709
4, 753, 626

406, 894

42,434,100 i

1,626,718

12, 259, 705

56, 727, 417

12, 667,195

387, 314,155 |

16, 069, 075

487, 395, 933 1, 038, 013, 014

17, 695, 793

544,123, 350 1,100, 523, 269

i
!

.

Totals
Received from J u n e
20, 1874, to Octob e r 31, 1880
Grand totals.

13,074,089 i 429,748,255

$3, 369, 417
4,151, 971
5, 550, 743
4, 498, 501
4, 804, 393
6, 850, 425
8, 035, 983
7,151,961
4. 988, 307
4, 540, 053
3, 622, 833
4, 945, 668
62, 510, 255

From the passage of the act of June 20,1874, to October 31,1881, there
was received at the redemption agency of the Treasury $1,100,523,269
of national-bank currency. During the year ending October 31? 1881?
there was received $62,510,225; of which amount $23,923,000, or about
38 per cent., was received from banks in New York City, and $5,679,000,
or about 9 per cent., was received from banks in the city of Boston.
The amount received from Philadelphia was $55169,000; from Baltimore, $723,000; Pittsburgh, $624,000; Cincinnati, $1,023,000; Chicago,
$2,777,000; Saint Louis, $732,000; Providence, $1,415,000. The amount
of circulating notesfitfor circulation returned by the redemption agency
to the banks of issue during the year was $4,536,200.
The total amount received by the Comptroller of the Currency for
destruction, from the redemption agency and from the national banks
direct, was $56,727,417. Of this amount, $5,836,203 were issues of banks
in the city of New York, $5,819,519 of Boston, $2,275,055 of Philadelphia, $012,700 of Baltimore, $971,483 of Pittsburgh, $409,300 of Cincinnati, $138,330 of Chicago, $105,800 of Saint Louis, $1,786,791 of Providence, and of each of the other principal cities less than $400,000.
The following table exhibits the number and amount of national-bank
noteSj of each denomination, which have been issued and redeemed since




LXVIII

REPOET OF THP: COMPTROLLER OF THE CURRENCY.

the organization of the system, and the number and amount outstanding
on November 1, 1881:
Amount.

Xumber.
Denominations.

Issued.
Ones
Twos
Fives
Tens
Twenties
Fifties
One hundred s
Five hundreds
One thousands
P o r t i o n s of notes
lost or destroyed..
Totals

i Kedeemcd.
i
1

23,167, 677
7, 747, 519
73, 612, 504
29, 477, 519
8, 940, 817
1, 357, 574
959, 712
21, 959
7,144

21, 838, 565
7, 486, 434
53, 516, 488
17, 346, 635
4, 884, 992
891, 890
660, 202
20, 495
6,943

Ont ml

^ -

Issued.

Outstanding.

Redeemed.

1,329,112 $23,167, 677 $21, 838, 565 $1, 329,112
261, 085
14, 972, 868
522,170
15,495,038
20, 096, 016 368, 062, 520 267, 582, 440 100, 480, 080
12,130, 884 294, 775,190 173, 466, 350 121, 308, 840
4, 055, 825 178, 816, 340 97, 699, 840 81,116, 500
465, 684
67, 878, 700 44, 594, 500 23, 284, 200
299, 510
95, 971, 200 66, 020, 200 29, 951, 000
1,464
10, 979, 500 10, 247, 500
732, 000
201
7,144, 000
6, 943, 000
201, 000
—16, 586

: 145, 292, 425

106, 652, 644

+ 16, 586

38, 639, 781 1, 062, 290,165
703, 348, 677 358, 941, 488

A table showing the numbers and denominations of national-bank notes
issued and redeemed, and the number of each denomination outstanding
on November 1 for the last thirteen years, will be found in the Appendix.
The following table shows the amount of national-bank notes received
at this office and destroyed yearly since the establishment of the system:
Prior to November 1,1865
During the year ending October 31,1806
During the year ending October 31,1867
During the year ending October 31,1868
During the year ending October 31,1^69
During the year ending October 31,1870
During the year ending October 31,1871
During the year ending October 31,1872
Dnring the year ending October 31,1873
During the year ending October 31,1874
During the year ending October 31,1875
During the year ending October 31,1876
During the year ending October 31, 1877
During the year ending October 31,1878
During the year ending October 31,1879
During the year ending October 31,1*80
During the year ending October 31,1881
Additional amount of notes of national banks in liquidation
Total

$175,490
1,050,382
3, 401, 423
4,602,825
8,603,729
14, 305, 689
24, 344, 047
30,211,720
36,433,171
49, 939, 741
137, 697, 696
98,672,716
76,918,963
57,381,249
41,101,830
35,539,660
54, 941,130
28, 027,215
703,348,676

The amount of one and two dollar notes outstanding is but one-half
of one per cent, of the whole circulation of the banks, the fives constitute 28 per cent., the tens 33.8 per cent., the twenties 22.6 per cent.,
while the fifties and over are only 15.1 per cent, of the entire circulation. While the amount of ones and twos of the national bank circulation is steadily diminishing, the legal-tender notes of these denominations are as steadily increasing. Of the entire amount of nationalbank and legal-tender notes outstanding, nearly 7.1 per cent, consists
of one and two dollar notes, more than 30.9 per cent of ones, twos, and
fives, more than 58.S per cent, is in notes of a less denomination than




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIX

twenty dollars, while about 80.4 per cent, is in notes of a lower denomination than fifty dollars. Of the entire issue, about 19.4 per cent, is in denominations of fifties, one hundreds, five hundreds, and one thousands.
There are also outstanding 48(3 legal-tender notes of the denomination
of five thousand, aud 26 notes of the denomination of ten thousand.
RESERVE.

The following table exhibits the amount of net deposits, and the reserve required thereon by the act of June 20, 1874, together with the
amount and classification of reserve held by the national banks in New
York City, in the other reserve cities, and by the remaining banks, at
the dates of their reports in October of each year from 1875 to 1881:
NEW YORK CITY.

Reserve held.
Classification of reserve.
Num- Net de-| Reserve
ber of posits. | required.
Redemp
banks
Amminf J™xio io bpecie. Other jaw
Amount. dRatio tto | QT . O ^ A utner o nlaw- Due from |jtion fund
epO8i 8
ful m
ey
agents,
October 1, 1875
October 2,1876
October 1, 1877
October 1, 1878.
October 2,1879.
October 1, 1880.
October 1, 1881

48
47
47
47
47
47
48

Millions. \ Millions.

202.3 i
197.9 !
174.9 !
189.8
210.2 I
268.1 |
268.8 I

50.6 !
49.5
43.7
47.4
52.6
67.0
67.2

Millions, i Per cent. • Millions,

60.5 i
60.7 |
48.1 |
50.9
53.1 !
70.6 !
62.5

29.9
30.7
27.5
26.8
25.3
26.4
23.3

5.0
14.6
13.0
13.3
19.4
58.7
50.6

54.4
45.3
34.3
36.5
32.6
11.0
10.9

1.1
0.8
0.8
1.1
1.1
0.9
1.0

OTHER RESERVE CITIES.

October 1,1875.
October 2,1876
October 1,1877.
October 1,1878.
October 2,1879.
October 1,1880.
October 1,1881.

188
189
188
184
181
184
189

223.9
217.0
204.1
199.9
228.8
289.4
335. 4

56.0
54.2
51.0
50.0
57. 2
72.4
83.9

74.5
76.1
67.3
71.1
83.5
105.2
100.8

33.3
35.1
33.0
35. 6
36.5
36.3
30.0

37.1
37.1
34.3
29.4
33.0
25.0
21.9

32.3
32.0
24.4
29.1
35.7
48.2
40.6

3. 6

1.6
2.7
4.2
8.0
11.5
21.2
27.5

33.7
31.0
31.6
31.1
30.3
28.3
27.1

53.3
55.4
48.9
56.0
71.3
86.4
92.4

11.5
10.8
10.7
11.0
11.2
11.3
11.4

8.1

125.2
113.4
100.2
97.0
95.9
64.3
59.9

85.6
87.4
73.3
85.1
107.0
134.6
133.0

16.2
14.6
14.5
15.3
15.8
15.9
16.1

1.5
4.0
5.6
9.4

11.3
28.3
34.6

3.0
3.0
3.2
3.5
3.7
3.7

STATES A N D T E R R I T O R I E S .
October
October
October
October
October
October
October

1,1875. 1,851
2,1876.' 1,853
1,1877.1 1,845
1,1878.' 1,822
2,1879.| 1,820
l,1880.| 1,859
1,1881. 1,895

307. 9
291. 7
290. 1
289. 1
329. 9
410. 5
507. 2

46.3 I
43.8
43.6
43.4 I
49.5 |
61.6
76.1 ,

100.1
99.9
95.4
106.1
124.3
147.2
158.3

32.5
34.3
32.9
36.7
37.7
35.8
31.2

SUMMARY.

October 1,1875
October 2,1876.
October 1,1877.
October 1,1878.
October 2,1879.
October 1,1880.
October 1,1881.

2,087
2,089
2,080
2,053
2,048
2,090
2,132




734.1
706. 6
i 669.1
i 678.8
768. 9
i 9G8.0
1, 111. 6

152. 2
147. 5
138. 3
140. 8
159. 3
201. 0
227. 2

235.1
236.7
210.8
228.1
260.9
323.0 '
321.6

32.0
33.5
31.5
33.6
33.9
33.4
28.9

21.3
22.8
30.7
42.2
108.2
112. 7

1

LXK

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table, compiled from returns made to the clearing-house
by the national banks in New York City, exhibits the movement of their
reserve, weekly, during October, for the last eight years:
[ Ratio of reserve to—
Week ending—

October 4,1873..
October 11,1873..
October 18,1873..
October 25,1873..
October 3,1874..
October 10,1874..
October 17,1874..
October 24,1874..
October 31,1874..
October 2,1875..
October 9,1875..
October 16,1875.
October 23, 1875..
October 30,1875..
October 7,1876..
October 14,1876October 21,1876.
October 28,1876..
October 6,1877.
October 13,1877..
October 20,1877..
October 27,1877..
October 5,1878..
October 12,1878..
October 19,1878..
October 26,1878..
October 4,1879.
October 11,1879 .
Oetobei-18,1879.
October 25,1879.
October 2,1880..
October 9,1880.
October 16,1880.
October 23,1880.
October 30, 1880.,
October 1,1881.,
October 8,1881.,
October 15,1881.
October 22,1881.
October 29,1881.

Specie.

$9, 240, 300
10,506,900
11, 650,100
11,433,500
15, 373, 400
14, 517, 700
12, 691,400
11, 457, 900
10, 324, 900
5, 438, 900
5, 716, 200
5, 528, 500
5, 735, 000
8, 975, 600
17, 682, 600
16, 233, 600
15, 577, 500
14, 011, 600
14, 665, 600
14, 726, 500
14, 087, 400
15, 209, 000
14, 995, 800
12,184, 600
13, 531, 400
17, 384, 200
18, 979, 600
20, 901, 800
24, 686, 500
25, 636, 000
59, 823, 700
62, 521, 300
62, 760, 600
60, 888, 200
61, 471, 600
54, 954, 600
53, 287, 900
51,008,300
54, 016, 200
55, 961, 200

Legal tenders.

$9,251,900
8, G49, 300
5,179, 800
7,187, 300
53, 297, 600
52.152, 000
51,855,100
49, 893, 900
50, 773, 000
56,181, 500
51, 342, 300
48, 582, 700
47, 300, 900
45, 762, 800
45, 535, 600
43, 004, 600
41, 421, 700
41, 645, 600
36,168, 300
35,178, 900
35,101, 700
34, 367, 800
38, 304, 900
37,685,100
36, 576, 000
35, 690, 500
34, 368, 000
32, 820, 300
29, 305, 200
26, 713, 900
11,129,100
10, 785, 000
10, 939, 200
10, 988, 200
10, 925, 000
12,150, 400
12.153, 800
12, 452, 700
12, 496, 500
12, 947, 900

Total.

j Circulation and
deposits.

[Per
$18, 492, 200
18, 556, 200
16, 829, 900
18, 620, 800
68,671,000
66, 669, 700
64, 546, 500
61, 351, 800
61, 097, 900
61, 620, 400
57, 058, 500
54, 111, 200
53, 035, 900
54, 738, 400
63, 218, 200
59, 238, 200
56, 999, 200
55, 657, 200
50, 833, 900
49, 905, 400
49,189,100
49. 576, 800
53, 300, 700
49, 869, 700
50,107, 400
53, 074, 700
53, 347, 600
53, 722, 100
53, 991, 700
52, 349, 900
70, 952, 800
73, 306, 300
73, 699, 800
71, 876, 400
72, 396, 600
67,105, 000
65, 441, 700
63, 461, 000
66, 512, 700
68, 909,100

Deposits.

cent. Per cent.
14.0
11.6
14.1
11.6
13.0
10.7
14.8
12.2
33.9
30.0
33.3
29.6
32.7
29.0
31.7
•28.8
31.6
27.9
30.6
28.1
28.9
26.5
27.7
25.4
27.7
25.3
29.0
26.5
32.4
30.5
31.1
28,8
30.0
27.8
30.3
28.0
29.5
27.0
29.2
26.7
29 0
26.5
29.4
26.8
28.4
25.7
27.0
24.4
27.3
24.7
28.5
25.8
25.8
23.3
25.9
23.4
26.1
23.5
25.5
23.0
26.4
25.4
27.2
25.4
27.1
25.5
26.6
24.9
26.7
25.0
24.8
23.1
24.9
23.1
25.0
23.2
26.6
24.6
27.4
25.6

APPENDIX.

Tables will be found in the appendix, exhibiting the reserve of the
national banks as shown by their reports, from October 2,1874, to October 1,18815 the reserve by States and principal cities for October 1,1881;
and in the States and Territories, in Xew York City, and in the other
reserve cities, separately, at three dates in each year, from 1878 to 1881.
Special attention is called to the synopsis of judicial decisions contained
in the appendix, to the numerous and carefully prepared tables in both
report and appendix, and to the index of subjects and list of tables to be
found at the close of the appendix. At the end of the full volume of
more than seven hundred pages is an alphabetical list of the cities and
villages in which the national banks are situated.
In concluding this report the Comptroller gratefully acknowledges the
zeal and efficiency of the officers and clerks associated with him in the
discharge of official duties.
JOHN JAY KM)X,
Comptroller of the Currency,
Hon. JOSEPH WARREN KEIFER,

Speaker of the House of Representatives.




APPENDIX.

NAMES and COMPENSATION of OFFICERS and CLEEKS i
COMPTROLLER OF THE CURRENCY.

the OFFICE of the

Name.
John Jay Knox

Comptroller

John S. Langworthy

Deputy Comptroller .

2,800

J. Franklin Bates
William B. Greene
John D. Patten
Edward Wolcott
John W. Griffin
Edward S. Peck
Watson W. Eldridge
Frank A. Miller
Theodore 0. Ebaugh

Chief of division
do
do
do

2,200
2,200
2,200
2,200

Bond clerk
Superintendent
Tell
Principal bookkeeper.
Assistant bookkeeper.

2,000
2,000
2,000
2,000
2,000

James C. Brown
Fernando C. Cate
Charles H. Cherry
William Elder
Charles H. Norton
William Sinclair
George H. Wood

Fourth class
.do .
.do .
.do .
.do .
.do .
.do .

1,800
1,800
1,800
1,800
1,800
1,800
1,800

Thomas C. Folger
.-.
Charles E. Bray ton
David B. Brenner
William H. Glascott
John A. Hebrew
George T. May
Washington K. McCoy
Edmund E. Schreiner...
Charles J. Stoddard
William D. Swan
Walter Taylor
Edward D.' Tracy

Stenographer .
Third class . . .
.do .
.do .
.do .
.do
.do .
.do .
.do .
.do .
.do .
.do .

1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600

J. Edward De Saules .
Joseph A. Kayser
Edward McCauley
Isaac C. Miller
Charles McC. Taylor.
William H. Walton...
Arthur M. Wheeler .
Frederick Widdows .

Second class .
do
.do .
.do .
.do .
.do .
.do .
.do.

1,400
1,400
1,400
1,400
1,400
1,400
1,400

Irving B. Brower
Julia K. Donoho
Sarah F. Fitzgerald
Charles B. Hinckley
K. Le Roy Livingston ..
Mary L. McCormick
Morris M. Ogden
Margaretta L. Simpson .

First class .
.do .
.do .
.do.
.do .
.do .
.do .
.do .

1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,20a

Eveline C. Bates
Edward Myers

Clerk...
do .

John Newman
PhiloBurr
William Griffiths.

Messenger .
Assistant messenger.
do




$5, 000

1,40a

1,000

\ 1, ooa
840
720
720

LXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NAMES and COMPENSATION of OFFICERS and CLERKS, #c—Continued.
Name.
Silas Holmes
Thomas H. Austin
Thomas Jackson
L. W. Allen.
Lee Nance. .
Eliza M. Barker
Harriet M. Black
Margaret L. Browne
Kate K. Bruce
Louisa Campbell
Virginia H. Clarke
Sarah G. Clemens
Mary L. Conrad
May Crosby
Mary A. Curtis
Margaret F. Dewar
Jane A. Dorr
Annabella H. Finlay...
Flora M. Fleming. .*
Margaret E Gooding ..
Elizabeth Hutchinson .
Eliza R. Hyde
Alice M. Kennedy
Lucretia W. Knowlton
Emma Lafayette
Maggie B. Miller
Mary F. Bessie
Margaret F. Ogden
Mary E. Oliver
Carrie L. Pennock
Eliza M.Peters
Annie E. Ranney
Emily H. Heed
Marie Richardson
Eliza A. Saunders
Fayette C. Snead
Amelia P. Stockdale ..
Sarah A.W.Tiffey.
Julia C. Townsen'd

Grade.
Assistant messenger
! "Watchman
\
do
Laborer .
do ..
I
I

Clerk .
do .
do .
do .

I

.do .
.do .
.do.
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
-do .
-do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
do

Salary.
$720
720
720
660
660
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900

Expenses of the office of Comptroller of lite Currency for the fiscal year ending June 30,1881.
For special dies, plates, printing, &c
For salaries

$112,734 86
101,383 64

Total
214,118 50
Total expenses of the office of the Comptroller of the Currency from its organization
to June 30, 1881, $5,148,649.01.
The contingent expenses of the office are not paid by the Comptroller, hut from the
general appropriation for contingent expenses of the Treasury Department; and as
separate accounts are not kept for the different bureaus, the amount cannot he stated.




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIII
SYNOPSIS of DECISIONS of the SUPREME and CIRCUIT CO URTS of the UNITED
STATES and of STATE COURTS of LAST RESORT, upon questions arising under the
National Bank Act, and upon cognate points of interest to banks and to parties having
dealings with them.*
ABATEMENT.

I. An action brought by a creditor of a national bank is abated by a decree of
a district or circuit court dissolving the corporation and forfeiting its franchises. (First National Bank of Selma vs. Colby, 21 Wallace, p. 609.)
II. Suit by the receiver of the New Orleans National Banking Association (formerly
a State organization called the Bank of New Orleans) against a shareholder
to enforce his personal liability. Plea in abatement that " at the date of
the appointment of said receiver there was not, nor has there since been,
nor is there now, any such corporation as said New Orleans National Banking Association, because said Bank of New Orleans had no power by its
charter, nor authority otherwise from the State of Louisana, to change its
organization to that of a national association under the laws of the United
States."
On general demurrer this j>lea was held bad, because no authority from
the State was necessary to enable the bank to make such change. The option Jto do so was given by the forty-fourth section of the banking act of
Congress, 13 Statutes, 112. ''The power there conferred was ample, and its
validity cannot be doubted." (Casey, Receiver,tyc,vs. Galli, 4 Otto, p. 673.)
This plea was also held bad upon the additional ground that " where a
shareholder of a corporation is called upon to respond to a liability as such,
and where a party has contracted with a corporation, and is sued on his
contract, neither is permitted to deny the existence and legal validity of
such corporation." (Ibid.)
"To hold otherwise," says Mr. Justice Swayne (p. 680), "would be contrary to the plainest principles of reason and good faith, and involve a
mockery of justice. Parties must take the consequences of the positions
they assume." "They are estopped to deny the reality of the state of
things which they have made to appear to exist, and upon which others
have been led to rely. Sound ethics require that the apparent, in its effects
and consequences, should be as if it were real, and the law properly so
regards it."
ACCOMMODATION ACCEPTANCES, INDORSEMENTS AND NOTES.

I. Where bills, indorsed by a national bank for accommodation only, had been
negotiated by the bank through its usual channels of communication with
its correspondents as its own bills, and the proceeds thereof have been
placed to the credit of the bank, which thereupon gave the same credit to
the parties for whom it had thus indorsed, and received no benefit therefrom : Held, that although an accommodation indorsement by a national
bank, in such cases, was void in the hands of holders against whom notice of
the character of the indorsement could be concluded, yet that the bank was
liable for the same to holders, for value, without notice. (Blair vs. First
National Bank of Mansfield, Ohio. United States circuit court for Ohio, at Cleveland, November term, 1875., Emmons,J. Reported in Bankers' Magazine for
March, 1878, pp. 721-5.) Quere, whether under the provisions of section
5202 of the Revised Statutes of the United States, any indorsement by a
national bank is not ultra vires. (Johnston.)
II. It is no defense to a suit against the acceptor of a draft which has been discounted, and upon which money has been advanced by plaintiff, that the
draft was accepted for the accommodation of the drawer. (Davis vs. Randall,
115 Mass., p. 547.)
III. A national bank discounted a note made by the defendant for the benefit of
the payee, and which the payee agreed to take care of at maturity: Held,
that the bank could recover the note although it had, when it took the note,
full notice of the circumstances under which it was given. (Thatcher vs.
West River National Bank, 19 Mich., p. 196.)
(See, also, Title "EVIDENCE.")

IV. That the accommodation acceptance, indorsement, bill, or note of a corporation is ultra vires. (See Bank of Genesee vs. Patchin Bank, 13 N. Y., p. 309,
and 19 N. Y., p. 312 ; Bank of Auburn vk Putnam, jr., 1 Abb. App. Decisions,
p. 80; MonfordsYS. Farmers $• Mechanics' Bank, 26 Barb.,p. 568; Farmers Sr
Mechanics'1 Bank vs. Troy City Bank, 1 Doug. [Mich.],p. 45.)
*Many of the decisions cited in this synopsis will be found in " Thompson's National Bank Cases,'r
vols. 1 and 2 ; but in most instances reference is made to the original report, thus indicating the tribunal by which the point was decided.




LXX1V

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ACCOMMODATION ACCEPTANCES, INDORSEMENTS AND NOTES—Continued.

[NOTE.—In the United States circuit court, western district Virginia,
Judge Bond has recently decided the cases of SeligmanfyCo. vs. The Charlottesville National Bank, and Johnston Brothers $ Co. against the same bank.
The first was an action of covenant upon a Utter of credit for £5,000, issued
under the seal of the bank, pursuant to a resolution of the board of directors, guaranteeing the drafts of Flannagan & Son to the amount of said
letter. The latter was assnmpsil upon five bills of exchange for $5,000 each,
dated April 16, 1875, each drawn by said Charlottesville Bank upon the Citizens' National Bank of Baltimore, payable to the7order of Flannagan & Son,
acceptance waived, maturing upon days u fixed' within five days of each
other, the first, November 20, and the last, December 10 of same year.
Said bills were not drawn against funds due or to become due from the said
Citizens' to said Charlottesville Bank, but were a mere loan of the credit of
the latter bank (it being without funds) to the said Flannagan & Son, and
drawn to be used by the latter, as they were used, as collateral security in
part for a loan of .$25,000, made by said Johnston Brothers $ Co. to said Flannagan & Son. Said plaintiffs took said bills as such collateral security,
>
and with full notice of all the facts aforesaid. Held, I. That said letter of
credit and said bills of exchauge were only the accommodation paper of
said Charlottesville National Bank, and, as such, void in the hands of the
plaintiffs, holding with full notice of their character. II. That the incidental powers conferred upon national banks are not such as are conferred
upon banks generally, but only such as are necessary to carry on the specific
banking business prescribed by the National-Bank Act. Hence, though such
banks may borrow money for certain purposes, they have no power to loan
their credit to customers. These cases were reported in the Bankers' Magazine for December, 1879. ]
ACTIONS.

I. A national bank may be sued in the proper Sta1 court. (Bank of Bethel vs.
State
Pahquioque Bank, 14 Wall, pp. 383,395.)
II. Such banks may sue in Federal courts. The word a b y " was omitted in section 57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 506-7.)
III. Receivers may also sue in United States courts. (Ibid.)
IV. When the full personal liability of shareholders is to be enforced the action
must be at law. (Kennedy vs. Gibson, 8 Wall., p. 505; see also Casey, cfc, vs.
Galli, supra.)
V. But if contribution only is sought, the proceedings may be in equity, joining
all the shareholders within the jurisdiction of the conrt. (Ibid, pp. 505-6.)
(See, also,Title "SHAREHOLDERS, INDIVIDUAL LIABILITIES OF," VI, post.)

VI. But in Bailey, Receiver,fyc,vs. First National Bank of Duluth, U. S. circuit court
for Minnesota, Nelson, J.—Held, that eveu^where less than the par value was
assessed the suit might be at law; and this would seem to be the true theory.
(See Bankers' Magazine, April, 1877, p. 793.)
[NOTE.—In Stanton, Receiver, d^c, vs. Wilkeson, 8 Ben., 357, the point was
distinctly made before Judge Blatchford. The suit was brought to enforce
an assessment of sixty per centum, and defendant insisted that plaintiff
should have proceeded by bill in equity; but the court held that the action
at law was the proper remedy, at the option of the receiver.]
VII. A national bank located in one State may bring action in the circuit court
of the United States sitting within another State against a citizen thereof.
(Manufacturers' National Bank vs. Baack, 8 Blatch., p. 147.)
VIII. In such action it will be presumed, so far as the question of jurisdiction is
concerned, that the stockholders of such bank are citizens of the State
where the bank is located. (Ibid.) But in case of Commercial Bank of Clevelandvs. Simmons, decided in the United States circuit court northern district
of Ohio, it was held that a national bank does not sue in the Federal court
by virtue of any right conferred by the judiciary act of 1789, but by virtue
of the right conferred by its charter, the national-bank act, and this would
seem to be the true doctrine. (See Thomp. National Bank Cases,p. 295. Also
First National Bank of Omaha vs. County of Douglas, 3 Dillon, p. 298, decided
by Mr. Justice Miller of the United States Supreme Court.)
IX. National banks can be sued only in the courts designated in the National-Bank
Act. Therefore a State court of New York has no jurisdiction of an action
against a national bank located in Alabama. (Cadle vs. Tracy, 11 Blatch., p.
101.) To the contrary of this, see Cooke vs. State National Bank, 52 N. Y.,p. 96.
X. Actions in their nature local, in the technical legal meaning of that word, may
be brought against a national bank in the State court of the proper county.
(Casey vs. Adams, 102 U. S., p. 66.)
(See, also, Title "JURISDICTION,"post.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXV

ATTACHMENTS OF ASSETS.

I. When a creditor attaches the property of an insolvent national bank, he cannot hold such property against the claim of a receiver appointed after the
attachment suit was commenced. Such creditor must share pro rata with
all others. (Bank of Selma vs. Colby, 21 Wall.,}). 609; see, also, Harvey vs.
Allen, WBlatchf.,p.29.)
(See, also, Title •' JURISDICTION," II, post.)
II, Section 5242 Revised Statutes United States prohibits the issuing of an attachment against a national bank by any State, county, or municipal court,
before final judgment. (Central National Bank vs. Rich-land National Bank,
52 Howard [N. F.],#. 136.)
IIL'In Robinson vs. National Bank of New Berne, 58 How., p. 306, the court of
appeals decides that a State court can issue attachment process against a
•solvent national bank, located in another State, upon which its funds within
the jurisdiction of such court can be seized and subjected to the satisfaction
of any claim established by the judgment of such tribunal. But in the
supreme court of New York, in Rhoner vs. First National Bank of Allentown,
14 Hun., p. 126, the contrary doctrine is held, in accordance with the ruling
in Central National Bank vs. Richland National Bank, 52 How., p 136, heretofore cited.
[NOTE.—It is submitted that the latter is the correct rule. The Currency
Act favors the policy, on the part of country banks, of keeping a large
portion of their reserve in certain cities. But if such banks are advised that
such reserve funds are there subject, at any moment, to be seized by process
of a State court, at the instance or caprice of any resident who may think
himself a creditor, such deposits will be made with more or less hesitation,
or not at all. ~|
ATTORNEYS.

I. Section 56 of Currency Act is directory only, and it cannot be objected by
defense that a suit is brought by private attorney instead of United States
district attorney. (Kennedy vs. Gibson, 8 Wall., p. 504.)
BY-LAWS.

I. A national bank cannot by its by-laws create a lien on the shares of a stockholder who is a debtor of the association. (Bnllard vs. National Bank, $*c,
18 Hall., p. 589.)
(See, also, case of Bank vs. Lanier, 11 Wall., p. 369, cited under ''LOANS
ON SHARES," pOSt.)

[NOTE.—In Young vs. Fough. 23 N. J. Equity R., p. 325, it was held that
a national bank could by its by-laws prohibit the transfer of shares by a
shareholder while indebted to the bank, and that transfers^in violation of
such by-laws were void. As it is held by the Supreme Court of the United
States that such by-laws can create no lien for indebtedness, it would seem
that a regulation prohibting such transfers can be of little practical use,
even if the power exists.]
CHECKS.

I. The holder of a check on a national bank cannot sue the bank for refusing
payment, in the absence of proof that it was accepted by the bank. (National Bank of the Republic vs. Millar d, 10 Wall., p. 452.)
II. The relation of banker and customer is that of debtor and creditor. Receiving
deposits is an important part of the business of banking, but the moment
they are received they become the moneys of the bank, may be loaned as a
parfc of its general fund, and the check of the depositor gives no lien upon
them. (Ibid., p. 155.)
III. Perhaps, on proof that check had been charged to the drawer, and that the
bank had settled with him on that basis, 11 holder or payee could recover
the
on account for " money had and received.
(Ibid., pp. 155-6.)
IV. The facts that the bank was a United States depositary and the check was
drawn by a United States officer to a United States creditor do not vary the
rule. (Ibid., pp. 155-6.)
V. Where a bank pays a check drawn on it in favor of a party whose indorsement thereon is forged, and the same has passed through several hands,
only reasonable diligence is required to be exercised in giving notice to
prior holders of the forgery, after its discovery, in order to hold them liable.
(Shroeder vs. Harvey, 75 III, p. 638.)
VI. A clerk of plaintiffs received from their debtors checks, payable to their
(plaintiffs) order, in payment of sums due. The clerk, wrongfully and
without authority, indorsed the names of the plaintiffs on these checks




LXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
CHECK s—Continued.

and transferred them to other persons, appropriating the proceeds to his
own use. Subsequently these checks were deposited with a bank, which in
good faith collected them and paid over the proceeds to the depositors. In
a suit by plaintiffs against the bank to recover the amounts so collected by
it: Held, that the bank was liable. {JoJtnson vs. First National Bank, 13
N Y. Sup. Court.)
VII. Bankers are presumed to know the signatures of their customers, and pay
checks purporting to be drawn by them, at their peril. ( Weisser vs. Dennison, 10 N. Y., ]). 68; National Bank of the Commonwealth vs. Grocers' National Bank,'35 Howard IN. Y. Pr.~\, p. 412.) This last case holds t h a t if

VIII.

IX.
X.
XL

XII.

XIII.

XIV.

XV.

the bank, the drawee, pays the forged check to the holder, it cannot
recover back the money so paid. The same doctrine was held in case of First
National Bank of (juincy vs. Kicker, 71 111., p. 439; but qualified by holding,
that it applied only where the presumed negligence was all on the side of
the bank, and where the holder or payee had been guilty of no fraud or act
to throw the bank off its guard.
CERTIFYING.—National banks have the power to certify checks; and this
power may be exercised by the cashier without any special authorization.
The directors can limit this power, but such limitation will be no defense
as to parties having no notice. (Merchants' National Bank vs. State National
Bank, 10 Wall, p. (304.)
A certificate of a bank that a check is good is equivalent TO an acceptance,
implying that the bank has the funds to pay it, and that they are set apart
for that purpose. (Ibid., p. 604.)
A national bank is liable on a check certified by its cashier to the holder in
good faith, although the drawer has no funds in the bank when it was
certified. (Cooke vs. State National Bank, 52 N Y., p. 96.)
The act of Congress of March 3, 1869, making it unlawful for a national bank
to certify checks unless the drawer has at the time funds on deposit to an
amount equal to the amount specitied in the check, does not invalidate a
conditional acceptance of a check by such bank, having no funds of the
drawer in its hands at the time, but engaging to pay the same when a draft
left with it for collection by the drawer shall have been paid. (First National Bank vs. Merchants' National Bank, 7 West Va., p. 544.)
A bank is liable to pay a subsequent bona fide purchaser the amount of a check
which it has certified, notwithstanding the check was fraudulently raised,
if before certification, from a smaller amount. (Louisiana National Bank vs.
Citizens 'Bank, 28 La. Annual, p. 189.)
When a bank was chargeable with negligence in certifying a check, which
was so drawn as to admit of a fraudulent alteration of the amount being
easily made, and the check was raised : Held, that the bank was liable to a
bona fide holder, for value, for the increased amount. (Helwege vs. Hibernia
National Bank, 28 La. Annual, p. 520.)
[NOTE.—As the above case unquestionably declares the true rule of law,
prudence would seem to dictate that cashiers should always insist upon
such filling up of checks as to render alteration impracticable, before certifying. ]
A certified check is not deemed dishonored by delay between its date and the
time when it is sold to a bona fide purchaser, for value, so that the latter
takes it as overdue, and subject to equities; because, by certifying, the
bank becomes the principal debtor, and liable indefinitely, like an acceptor
of a bill of exchange. Hence, one who in good faith, and after making
reasonable inquiry, bought a certified check, three or four months after its
date, which had been stolen, was held entitled to recover its amount. (Nolan vs. The Bank of New York, 67 Barb., p. 24.)
A check contained on its face this recital: "To hold as collateral for 1,000
P. T. Oil, pipage paid to Jan. 4, 1876"; across its face the cashier wrote
"Good when properly indorsed." Held, that the check was not drawn in
usual course of banking business, and therefore the certificate of the cashier
did not bind the bank. (Dorsey vs. Abrams et al., bankers, 85 Pa., p. 299.
See, further, as to liability on checks, certified or otherwise, Dodge vs.
National Exchange Bank, 30 O., p. 1; Security Bank vs. National Bank of
the Republic, 67 N. Y., p. 458; Andrews vs. German National Bank, 9 Heisk.
ITenn.^p. 211.)

CITIZENSHIP.

I. National banks are citizens of the State in which they are organized and located,
and when sued by national banks of other States have a right to demand a
removal of the suit from a State to the proper Federal court. {Chatham Na-




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXVII
CITIZENSHIP—Continued.
tional Bank vs. Merchants7 National Batik, 4 Thompson fy Cook, N. Y. Sup C,
p. 196, and 1 Hunter [N I7".], p. 702; Davis vs. Cook, 9 Nevada, p. 134.)

(See also Title "ACTIONS" V and VI, supra.)
II. A national bank, being a citizen of the State in which it is located, may be
required to give security for costs when suing in another State; and in the
State of New York such security may be required, because the bank is
regarded as a corporation created by a foreign State. (National Park Bank
v s . Gunst, 1 Abbott's New Cases, p. 292.)

COLLECTIONS.

I. A bank receiving paper for collection undertakes to use due diligence in
making demand at maturity, and giving the proper notices of non-payment.
An unreasonable delay will charge the bank with liability for the amount;
and proof that the paper would not have been paid, if presented, will constitute no defense. (Bank of Washington vs. Triplett, 1 Peters, p. 25; Bank
of New Hanover vs. Kenner, 76 N. C, p. 340: Steele vs. Russell, 5 Nebr., p.
211; Capital State Bank vs. Lane, 52 Miss., p. 677; Fabens vs. Mercantile
Bank, 23 Pick. [Mass. ~\,p. 320.)
II. And if the bank receiving paper for collection, upon a sufficient consideration,
transmits it to another bank to be collected, the receiving bank will be liable
for the misconduct of such other bank, unless there is some agreement to
the contrary. (Montgomery County Bank vs. Albany City Bank, 7 N. Y., p.
459; Commercial Bank vs. Union Bank, 11 N. Y., p. 203; Kent vs. Dawson,
13 Blatchf., p. 237; First National Bank vs. First National Bank of Denver,
A Dill., p. 290.)
III. A bank received a check upon itself for collection, being at the same time a
large creditor of the drawer, and failed, without excuse, to notify the depositor of the non-payment of the check : Held, that the bank was chargeable
for the negligence. (Bank of New Hanover vs. Kenner, supra.)
IV. A bank holding a check for collection, and accepting the certification of the
bank upon which it is drawn, in lieu of payment, assumes the risk and
thereby becomes liable to the owner for the amount, with interest from date
of certification. (Essex County National Bank vs. Bank of Montreal, 7 Bissell,
p. 193.)
V. The Corn Exchange National Bank of Chicago sent defendant, the Dawson Bank,

at Wilmington, N. C, a draft drawn upon one Wiswall, living at Washington, N. C, for collection. Defendant by letter acknowledged the receipt of
the draft, stating that it had been credited to the Corn Exchange Bank, and
entered for collection. Thereupon defendant sent draft to Burbank < Galf
lagher, bankers at Washington, N. C, for collection. The latter house collected the draft, but failed and passed into bankruptcy before remitting.
In a suit brought by the assignee of the Corn Exchange National Bank
against the Dawson Bank to recover the proceeds of the draft: Held, per
Wallace, J., that the latter bank was liable for the amount. (Kent, assignee,
tj-c; vs. The Dawson Bank, 12 Blatchf.,p.

237.)

[NOTE.—The court concedes that the authorities are conflicting upon the
point involved in this case. In New York, Ohio, and in England, the decisions sustain the conclusions of Judge Wallace, while in Connecticut, Massachusetts, Illinois, and Pennsylvania precisely the contrary rule prevails. The
point was made in this case that the law of Illinois should control the rights
of parties, but it was held otherwise.]
VI. In an action by G against a bank it appeared that a note was made to G's
order, indorsed by him, and sent through the house of B, a banker, for collection, and by B indorsed to the defendant bank, "for collection and
credit" : Held, that B, by the indorsement, did not become the owner of the
note, and had no right to pledge it, or direct its proceeds to be credited to
him in payment of his indebtedness to the defendant bank. (First National
Bank vs. Gregg, 79 Pa., p. .384.)

VII. In such case, if the defendant bank had made advances, or given new credit
to B on the faith of the note, it would have been entitled to retain the
amount out of the proceeds. (Ibid.)
VIII. A bank holding a customer's demand note has a lien upon the proceeds oi
drafts delivered to it for collection, after the giving of the note, though collected after the filing of a petition in bankruptcy, and can apply such proceeds upon the notes. (Be Farnsworth, 5 Biss., p. 223.)
IX. A collection agent who receives from his principal a bill of lading of merchandise, deliverable to order, and attaches to it a time draft, may, in the
absence of special instructions, deliver the bill of lading to the drawee of




LXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
COLLECTIONS—Continued.

the draft, upon the latter's acceptance of the draft. It is not the duty of
the agent to hold the hill after such acceptance. (National Bank of Commerce vs. Merchant's National Bank, 1 Otto, p. 92.)

X. WoolenfyCo., hankers at Indianapolis, sent to defendant, a hank at Buffalo, a
draft on one Bugbee; also bills of lading for sundry car-loads of lumber.
The remittance was by letter, which merely stated that the draft and bills
were sent to defendant for collection and remittance of proceeds to plaintiffs, Woolen cf Co. The draft was drawn by, and to the order of, Coder ty
Co., indorsed by them, by Mayhew, and the plaintiffs. By the terms of the
draft the drawer, indorsers, and acceptor waived presentment for payment
and notice of protest and non-payment. It was payable fifteen days after
its date, and it was admitted that by ordinary course of transit the lumber
would reach its destination eight days prior to the maturity of the draft.
There had been no business transactions between plaintiffs and defendants,
save one collection similar to this. Defendants presented the draft to Bugbee for acceptance, and upon such acceptance delivered to him the bills of
lading. Bugbee failed before the draft matured, and plaintiffs sued defendants for delivering the bills of lading to Bugbee before payment of the draft*
It was conceded that the draft was drawn for the price or value of the lumber: Held, per Wallace, J., that, the draft being on time, it must be presumed that it was the intent of parties that Bugbee should realize from
sale of the lumber the funds to meet the draft at maturity. Therefore,
upon his acceptance of the draft he was entitled to the bills of lading, and
defendants were not liable for thus delivering them, but if the draft had
not been upon time, a different rule might have prevailed. ( WoolentyWebb
vs. N. Y. and Erie Bank, 12 Blatchf., p.\m.)
XL L. transmitted to a bank a draft indorsed "for collection on his account.'7
The bank provisionally credited the draft, when received, to L., presented it
for payment, and surrendered it to the drawee on receipt of his check for
the amount. Instead of demanding the money on this check the bank had
it certified "good," and on the same day suspended payment. The next
day the check was collected, and the money mingled with the other money
in the hands of the receiver : Held, that the receiver held the funds in trust
for L. (Zm vs. Missouri Bank, 5 Dillon, p. 104.)
XII. The general power of a bank to collect ceases by its suspension, as to paper
previously desposited therewith. (Jockusch vs. Towsey, 51 Tex., p. 129.)
COMPROMISES.

I. In adjusting and compromising contested claims against it, growing out of a
legitimate banking transaction, a national bank may pay a larger sum than
would have been exacted in satisfaction of them, so as to thereby obtain a
transfer of stocks of railroad and other corporations, in the honest belief
that, by turning them into money under more favorable circumstances than
then' existed, a loss which it would otherwise suffer from the transaction
might be averted or diminished. (First National Bank vs. National Exchange
Bank, 2 Otto, p. 122.)
II. So, also, it may accept stocks in satisfaction of a doubtful debt, with a view
to their subsequent conversion into money, in order to make good or reduce
an anticipated loss. (Ibid.)
(See, also, Title "ESTATE, REAL," I, post.)

III. A court has no power, under section 5324 of the Revised Statutes of the United
States, to order the receiver of a national bank to compound debts which
are not "bad or doubtful" ; and a composition under such an order, of debts
not bad or doubtful, is ineffectual. (Price, Receiver, <$'c, vs. Yates, 2 Thomp.
Cases, p. 204.

U. S. circuit court, western district Pa.)

COMPTROLLER.

I. The Comptroller appoints the receiver, and can therefore remove him. (Kennedy vs. Gibson, H Wall, p. 498.)

II. The Comptroller's certificate, reciting the existence of the facts of which he
is required to be satisfied, to justify the appointment of a receiver, under
section 50 of the national-bank act, is sufficient evidence of the validity of
such appointment, in an action brought by such receiver. (Platt vs. Bebee.
57 X Y.. p. 339.)
III. The Comptroller must authorize any increase of the capital stock of a national
"bank; and such increase must be certified by him as prescribed by section
13 of the act of Congress providing for the organization of national banks,
(Charleston vs. People's National Baukji S. C.'p. 103,)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIX
COMPTROLLER—Continued.

IV. The Comptroller cannot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. (Case vs. Terrill,
11 Wall., p. 199.)
(See, also, Title "SHAREHOLDERS, INDIVIDUAL LIABILITTY OF," post.)
CONVERSION.

I. The conversion of a State into a national bank works no dissolution, only a
change of the original corporation; nor does the latter thereby escape any
of its liabilities. (Maynard vs. Hank, 1 Brewster, Pa., p. 483 ; Kelsey vs. National Bank of Crawford County, 69 Pa., p. 426; Coffey vs. National Bank of
the State of Missouri, 46 Mo., p.' 140.)
CREDITORS OF NATIONAL BANKS.

I. The respective rights and liabilities existing between a national bank and its
creditors and debtors become fitted when its insolvency occurs. * * * All
the property and assets of the association then become a fund legally dedicated, first, to the satisfaction of any claim of the United States, for the redemption of its circulating notes, and, second, for a ratable distribution of
the balance among its general creditors, upon the principle of equality.
(Balsh vs. Wilson, 2 Thomp. Case, p. 276; 25 Minn., p. 299.)
CURRENCY.

I. The word "currency," in a certificate of deposit, means money, including
bank notes, which, though not an absolute legal tender, are used as money
by authority of law, and are in circulation generally, at the locus in quo, on
par with coin. (Klaubervs. Biggerstaff, 47 Wis., p. 551.)
CURRENCY ACT.

I. The purpose of the Currency Act was, in part, to provide a currency for the
whole country, and, in part, to create a market for the government loans. (Per
Strong, J., in Tiffany vs. National Bank of the State of Missouri, 18 Wall., p.
413.)
II. National banks organized under the act of Congress of June 3, 1864, are the
instruments designed to be used to aid the government in the administration of an important branch of the imblic service; and Congress, which is
the sole judge of the necessity for their creation, having brought them into
existence, the States can exercise no control over them, nor in any wise affect
their operation, except so far as Congress may see proper to permit. (Per
Swayne, J., in Farmers and Mechanics- National Bank vs. Dearing, 1 Otto, p.

29.)
III. The constitutionality of the act of June 3, 1864, is unquestioned. It rests on
the same principle as the act creating the second Bank of the United States.
The reasoning of Secretary Hamilton and of this court in McCulloch vs. The
State of Maryland, 4 Wheat., p. 316, and in Osborne vs. Bank U. S., 7 Wheat.,

p. 708, therefore applies.
IV. The power to create carries with it the power to preserve. The latter is a
corollary of the former. (Ibid., per Swayne, J.,pp. 33, 34.)
DEBTORS OF NATIONAL BANKS.

I. Debtors of an insolvent national bank, when sued by the receiver, cannot
object that pleadings do not show* a compliance with all the steps prescribed
by statutes as preliminary to the appointment of such receiver. (Cadle,
Receiver, $c, vs. Baker $ Co., 20 Wall., p. 650.)

II. Such ordinary debtors may be sued by receiver without previous order of the
Comptroller. (Bank vs. Kennedy, 17 Wall., p. 19.)
DEPOSITS.

I. CERTIFICATES OF.—A certificate of deposit was issued by a bank for a certain
sum, subject to the order of the depositor at a certain date, payable on the
return of the certificate: Held, in an action on said certificate against the
bank, brought by an assignee, that there could be no recovery without proof
of an actual demand and refusal of payment. (Brown vs. McFAroy, 52 Ind.,
p. 404.)
II. In a suit against the bank, upon a stolen certificate of deposit given by the
defendant to the plaintiff, reciting that he had deposited in the bank a certain number of dollars, payable to his order in current funds, on the return
of the certificate properly indorsed: Held,first,that the instrument should
be regarded as the promissory note of the bank, assignable under the statute
(of Indiana), but that it was not negotiable as an inland bill of exchange,
being made payable not in money, but "in current funds"; second, that the




LXXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

DEPOSITS—Continued.

payee could recover on said stolen certilicate without giving a bond against
a subsequent claim thereunder by another person. {National State Bank vs.
Bingel, 51 Inch, p. 393.)
III. Where a bank issues a certificate of deposit, payable on its return properly
indorsed, it is liable thereon to a bona-jide holder, to whom it was transferred
seven years after it was issued, notwithstanding the payment thereof to the
original holder. Such certiticate is not dishonored until presented. (National Bank of Fort Edward vs. Watshinglou County National Bank, 5 Hun., N.
Y. Sup. Court, p. 605.)
IV. Under a statute prohibiting the circulation of bills or notes not payable on
demand, banks have no power to issue time certificates of deposit; and
such certificates, if issued, are void They are equivalent to post notes.
(Bank of Peru vs. Farnesworth, 18 III., p. 563; Bank of Orleans vs. Merrill,
2d Hill IN. F ] , p. 295 ; Leavitt vs. Palmer, 3 N. Y. [Comst.-], p. 19.) (See,
also, "CURRENCY" supra.)
V. GENERAL.—The relation between a bank and its depositors is that of debtor and
^
creditor only, and is not fiduciary. Thus, a note deposited for collection, if
passed to the credit of the depositor in his general account, then overdrawn,
becomes the property of the bank, which becomes indebted to him for the
proceeds. Upon the bankruptcy of the bank, the proceeds are assets available to the general creditors. And the fact that the account was made good
by other deposits before collection of the note makes no difference. (In re
Bank of Madison, 5 Bisscll, p. 515.)
VI. A deposit is general, unless the depositor makes it special, or deposits it expressly in some particular capacity. And in case of a general deposit of
money with a banker, a previous demand by the depositor, or some other
person by his order, is indispensable to the maintenance of an action for the
deposit, unless circumstances are shown which amount to a legal excuse.
(Brahm vs. Adkins, 77 III., p. 263.)
VII. A national bank having become insolvent, a depositor therein assigned his
deposit to a debtor of the bank: Held, that the latter could not offset such
deposit against his debt, in an action thereon. (Venango National Bank vs.
Taylor, 56 Pa., p. 14.)
VIII. A depositor was also indebted to the bank on bond and mortgage: Held, that
he could offset his deposit against said indebtedness, the bank being in the
hav\ds of a receiver. (Matter of New Amsterdam Savings Bank vs. Gartter, 54
Hoiv. \_N. Y. Pr.~],p. 385.)
IX. The claims of depositors in a suspended national bank are, when proved to
the satisfaction of the Comptroller of the Currency, on the same footing as
if they were reduced to judgments, and from date of such proof bear interest. (National Bank of the Commonwealth vs. Michigan National Bank, 94 TJ.
S. [4 Otto'], p. 437.)
X. SPECIAL.—The taking of special deposits to keep, merely for the accommodation of the depositor, is not within the authorized business of national banks;
and the cashiers of such banks have no power to bind them on any express
contract accompanying, or any implied contract arising out of, such taking.
( Wiley vs. First National Bank, 47 Ft., p. 546.)
[NOTE.—To the same effect was the decision of the New York court of
appeals in First Nat. Bank of Lyons vs. Ocean Nat. Bank, 60 N. Y., p. 278. But
it is to be remembered that in both these cases only the act of the cashier
was relied upon to bind the bank. In the latter case it was stated that there
was no proof of even implied knowledge, or assent on the part of the directory. In the well-reasoned case of Weckler vs. First Nat. Bank of Hagerstown,
42 Md.,p. 581, these cases are cited with decided approval; but a recent decision of the Supreme Court goes very far towards establishing a different doctrine. In National Bank vs. Graham, 100 U. S.,p, 699, the Supreme Court held
that section 5228 R. S. U. S. conferred upon a national bank power to receive
and take charge of special deposits, such as the public securities of the
government, and that such bank is liable in damages for the loss, through
gross negligence, of such deposit, when it had been made with the knowledge
and acquiescence of its officers and directors. The learned judge who delivered the opinion (Mr. Justice Swayne) cited numerous State decisions, only
referring to the cases in Vermont as being in conflict with the weight of
adjudications, and based the conclusion of the court upon the doctrine that
u
gross negligence, on the part of a gratuitous bailee, though not a fraud,
was equivalent thereto in legal effect, and that the doctrine of ultra vires
has no application in favor of a corporation, when guilty of a wrong."]




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXI
DEPOSITS, SPECIAL—Continued.

XI. A national bank receiving a special deposit for safe keeping, without reward,
is liable only for gross negligence. The burden of proof is on the plaintiff,
and gross negligence is not the omission of that care which every attentive
and diligent person takes of his own goods, but the omission of that care
which the most inattentive takes. (First National Bank, ifc, vs. Rex, 89
Penn., p. 308.)
DIRECTORS OF NATIONAL BANKS.

I. Directors of a national bank may remove the president, both under the law of
Congress and the articles of association, where the latter so provide. The
power exists if the bank has adopted no by-laws. (Taylor vs. Hutton, 43
Barb., N. Y. Sup. Court, p. 195: S. C, 18 Abb. Pr. R., p. ±6.)
II. In all cases where an act is to be done by a corporate body, a majority of the
whole number of directors is necessary to constitute a valid meeting; but
at a meeting when a quorum is present the majority of those present may
act. A by-law adopted when less than a majority are present is void.
(Loclcwood vs. American National Bank, 9 Rhode Island, p. 308.)
(See Title "OFFICERS,"post.)
III. The power to compromise or release claims in favor of a bank is in the board
of directors, and not within the scope of the cashier's authority. (Chemical
Bank vs. Kohner, 8 Daly IN. Y.~\, p. 530.
EMBEZZLEMENT.

I. When the president of national bank, having charge of its funds, converts
them to his own use, he embezzles and abstracts them within section 55 (R.
S., sec. 5209) of the national-bank act, unless he shows authority for thus
using them. (In the matter of Van Campen, 2 Benedict, p. 419, per Blatchford, ,/.)
II. Although false entries in regard to such embezzlement are made on the books
of such bank by the clerk, but by the order of the president, the latter is
chargeable as principal; and the intent to defraud the bank is to be inferred
from the fact of such embezzlement. (Ibid.)
III. The cashier of a national bank was indicted under said section 55 for embezzling and willfully misapplying the moneys of the bank with intent to defraud, &c. On. trial it was proved that defendant took the moneys of the
bank and used them in stock speculations, carried on in his own name, by
depositing the same with a stock broker as "margins" for stocks bought on
his own account. Held, that the intent to injure or defraud was conclusively
presumed upon proof of the act charged; and, therefore, evidence was not
admissible to prove that the cashier used the funds with the knowledge and
consent of the president and some of the directors of the bank, and on
account of and for the benefit of the bank. (United States vs. Taintor, 11
Blatchf.,p. 374.)
[NOTE.—This last case was decided in the United States circuit court,
southern district of New York, Woodruff, Blatchford, and Benedict, JJ., all
concurring in the decision. ]
IV. A State court has no jurisdiction of the crime of embezzlement by an officer
of a national bank situated within the State. (Commonwealth vs. Feltonf 101
Mass., p. 204; State vs. Tuller, 34 Conn., p. 280.) But in this latter case it
was also held that while a teller of such bank could not be punished for
embezzling the funds of the bank, he could be convicted, under the statute
of the State, for purloining property deposited with such bank for safekeeping; and in Commonwealth vs. Barry, 116 Mass., p. 1, it was decided
that though an officer of a national bank, who has stolen its property, may
be subject to punishment for embezzlement under the national law, he may
also be punished for the same act, as a larceny, under the statute of the
State.
ESTATE, REAL.

I. The want of power of a bank, or of its trustee (receiver) in insolvency, to purchase and hold real estate, does not render void an arrangement whereby
land subject to a lien in favor of the bank, and to other liens, is discharged
of those other liens by funds from the assets of the bank, the land being
then sold, and the entire proceeds of such sale realized to the bank assets,
provided the title does not pass through the bank or its trustee. (Zantzingers vs. Gunlon, 19 Wall.,p. 32.)
II. In Union National Bank et al. vs. Mathews, 98 U. S., p. 658, the court recognized
the doctrine that, "where a corporation is incompetent by its charter to
take a title to real estate, a conveyance to it is not void, but only voidable,

c c




vi

LXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
ESTATE, REAL—Continued.

and the sovereign alone can object. It is valid unless assailed in a direct
proceeding instituted for that purpose."
[NOTE.—Thus it would seem that a mortgage executed to secure a present
loan, or any other conveyance of real estate to a national bank, must be
held valid until declared void in a direct proceeding instituted for that purpose by the United States Government.]
(See also, JVroten's Assignee vs. Arniat, 31 Grattan, p. 238.)
III. The title to real estate taken by a national bank, on adjustment of a liability
in its favor, must be held valid until attacked by the United States, in direct
proceedings instituted for that purpose. Such title cannot be impeached
collaterally, in an ejectment suit. (Mapes at( al. vs. Scott et al.t 94 III, p. 379 ;
National Bank\s. Whitney, 106 U. S., p. 9 J; Graham vs. National Bank, 3 2
Ar. J. Eq., p. 804 ; ll'arner vs. Dewitt, 4 ///. App., p. 305.)
(See, also, Title "LOANS ON HEAL ESTATE,"post)
ESTOPPEL.

I. A shareholder in a national bank, who has participated in its transactions as
such, and received dividends, is estopped from denying the legality of its
incorporation. The same rule applies to one accustomed to deal with a
national bank as such, as by giving his promissory note to such bank.
(Wheelock vs. Kost, 77 III., p. 296; National Bank of Fairhaven vs. Phcenix
Warehousing Company, 6 Hun. IN. Y. ~\, p. 71; Casey vs. Galli, 94 U. S.,p.673,
and numerous cases therein cited.)
II. The Manufacturers' National Bank of Chicago, defendant, being the city correspondent of the People's Bank of Belleville, plaintiff, guaranteed to the latter
bank the payment of certain notes of one Picket, pursuant to an agreement
that thus guaranteed their amount should he, as it was, debited to the account
of the Belleville bank. Such agreement, and the guarantee in pursuance
thereof, were made by the vice-president of the defendant bank, with the
assent of the president and cashier, but without the assent of the directors.
Held, that under the circumstances the defendant bank was estopped from
setting up, as a defense, that such guarantee was ultra vires. (People's Bank
vs. National Bank, 101 U. S., p. 181.)
[NOTE.—It will be observed that this decision stops far short of legalizing naked accommodation paj>er made by a national bank. ]
III. A national bank which has wrongfully converted to its own use the property
of another, is estopped from denying its liability to account therefor upon
the ground that it received and held the property in carrying on the business of a warehouseman, outside the powers conferred by its charter. (German National Bank vs. Meadowcroft, 2 Thorn p. Cases, p. 462. Sup. Court III.)
EVIDENCE.

I. Even if it be within the authority of the president of a national bank to bind
the'bank by an agreement with the acceptor of a draft, which is discounted
by the bank, not to enforce the draft against him, yet oral evidence of such
an agreement is not competent in defense of a suit by the bank against the
acceptor. (Davis vs. Randall, 115 Mass., p. 547.)
II. The certificate of the Comptroller of the organization of a national bank is
conclusive evidence as to the completeness of such organization, in a suit
against one of its shareholders. (Casey vs. Galli, ante; Thatcher vs. West
Biver National Bank, 19 Mich., p. 196.)
III. In ordering an assessment for the payment of the debts of an insolvent bank,
the stock certificates and stock ledger of the bank must be taken by the
Comptroller of the Currency, in the absence of fraud or mistake, as showing who the stockholders were at the time of the failure. (Davis vs. Essex,
Baptist Society, 44 Conn., p. 582.)
IV. The maker of a certificate of deposit cannot overcome its effect, as proof of a
deposit actually made, except by clear and satisfactory evidence. (First
National Bank of Lacon vs. Meyers, 83 III., p. 507.)
INTEREST.

I. Under section 30, act of 1864, a national bank in any State may take as high
rate of interest as by the laws of such State a natural person may stipulate
for, although State banks of issue are restricted to a less rate. (Tiffany vs.
National Bank of the State of Missouri, 18 Wall, p. 409.)
II. As the action was virtually brought to recover the penalty for usury, the statute (section 30) must receive a strict construction. (Ibid., p. 409.)
[NOTE.—In Missouri, natural persons may take ten per cent., but State




EEPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII
INTEREST—Continued.

banks are restricted to eight per cent. In this case the national bank had
taken nine per cent.—Held, legal.]
III. In a suit by a national bank upon a bill of exchange discounted by it, the
acceptor cannot set up by way of counter-claim, or set-off, that the bank in
discounting a series of bills of said acceptor, the proceeds of which it used
to pay other bills, knowingly took, and was paid, a greater rate of interest
than that allowed bylaw. (ikrncttvs,. National Bank, 98 U. S. [8, Otto'],p. 555.)
IV. The act of June 3, 1864 (R. S.. sec. 5198), having prescribed that, as a penalty
for such taking, the person paying such unlawful interest, or his legal representative, may in an action of debt against the bank recover back twice the
amount so paid, he can resort to no other mode or form of procedure.
(Brown vs. Second National Bank of Erie, 72 Pa.,]). '209; Barnett vs. National Bank, 98 U. #., p. 555.)
[NOTE.—The above case of Barnett vs. National Bank, 98 TJ. S., p. 555, overrules several State adjudications, and settles several points in regard to usurious interest as affecting loans by national banks. It holds that when suit
is brought by such bank to recover a loan made at usurious rate, stipulated
for, but not paid, the entire interest thus agreed upon, but no part of the
principal, is forfeited, and the latter may be recovered in full; that when
the usurious interest has been paid, twice its sum may be recovered back by
the borrower, but this can only be done by a suit directly brought for that
purpose, which suit must be in the nature of an action of debt, commenced,
of course, within the two years specified. Suppose, then, A borrows $1,000
from a national bank on 90 days' time, and for the loan actually pays usurious interest in advance. Suppose his paper is protested and suit is brought
upon it. It follows that while A cannot offset twice the usurious interest
he has paid, nor any part thereof, in reduction of the face of his paper, the
bank can recover from him not only the principal of the loan, but legal
interest thereon from the date of maturity of the note or bill.]
(See, also, Natl. Bank vs. Dealing, 91 U. S., p. 29, and Title "USURY," post.)
V. Ox CLAIMS OP CREDITORS.—Where a national bank is put in charge of a

receiver, under section 50 of the original Currency Act (R. S., sec. 5234), and
a sufficient sum is realized from its assets to pay all claims against it and
leave a surplus, the Comptroller ought to allow interest on the claims during the period of administration, before appropriating the surplus to the
stockholders of the bank. An action of assumpsit by the holder of such
a claim will not lie against the Comptroller, nor against the receiver, but
will lie against the bank. (Chemical National Bank vs. Bailey, 12 Blatchf., jp.
480.)
VI. In such action interest is recoverable on all demands originating in contract
conditioned for the payment of interest, and on all demands for money due
and unpaid, by way of damages for non-payment after such demands became due. And interest is recoverable on a balance due a depositor in such
bank, although he has made no formal demand of payment. (Ibid.) But,
as to this last point, see the ruling of the Supreme Court. 1

VII. I n the case of National Bank of the Commonwealth vs. Mechanics National Bank,

4 Otto, p. 437, the United States Supreme Court decided that a depositor in
a national bank, when it suspends payment and a receiver is appointed, is
entitled from the date of his demand to interest on the deposit; that the
claims of depositors in such bank at date of suspension, for the amount of
their deposits, are, when proved to the satisfaction of the Comptroller of
the Currency, placed upon the same footing as if reduced to judgments;
that is to say, they draw interest from the time of such proof and allowance.
It was also decided that, such interest being a liquidated sum at the time
of the payment of the deposit, an action lies to recover it, and interest thereon.
VIII. When the Comptroller assesses shareholders to pay the debts of an insolvent
national bank, such assessment bears interest from the date of the Comptroller's order. (Casey vs. Galll, ante,)
JUDGMENTS.

I. A judgment against a national bank in the hands of a receiver, upon a claim,
only establishes the validity of such claim; the plaintiff can have no execution on such judgment, but must await pro rata distribution. (Bank of
Bethel vs. Pahquioque Bank, 14 Wall,, p. 383, and Clifford, J., p. 402.)
JURISDICTION.

I. A United States district court has jurisdiction to authorize a receiver of an
insolvent national bank to compromise a debt. (Matter of Platt, 1 Ben., p.
534.)




LXXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

JURISDICTION—Continued.

II. A resident (citizen) of Kentucky was a creditor of a national bank located in
Alabama, and commenced a suit on his claim against said bank in the supreme court of the State of New York, at the same time attaching certain
moneys belonging to said bank, in The hands of the National Park Bank, in
New York. Subsequently the receiver of the Alabama bank (which had
failed) was, on his OAVII motion, made party defendant to the action pending
in the New York supreme court, and pleaded "want of jurisdiction," and
other defenses. The supreme court overruled his plea to the jurisdiction,
rendered judgment against the receiver on the merits, and ordered satisfaction to be made from the moneys attached. Thereupon the receiver filed
his bill in chancery in the United States circuit court for the proper circuit,
praying an injunction to restrain the collection of the judgment rendered by
said supreme court, and that the moneys attached be paid to him as receiver.
Held, that, by the provisions of the Currency Act, the State court was deprived of jurisdiction of the attachment proceedings; that the receiver was
not estox>ped by the proceedings in said State court from asserting his
rights in said circuit court, and that he was entitled to the relief prayed
for in his bill. (Cadle, Beceiver, <fc, vs. Tracy, 11 Blatchf., p. 101.)
(See, also, Title "RECEIVERS/' VII, post.)
III. State courts have no jurisdiction of actions to recover penalties imposed by
the National-Bank Act. (Neivell vs. Rational Bank of Somerset, 12 Bush. \_Ky. ],
p. 57.)
(See, also, Title "EMBEZZLEMENT," IV, ante.)
IV. The United States circuit court has no jurisdiction of a suit by a private person to restrain or interfere with the Treasurer of the United States or the
Comptroller of the Currency in the discharge of their duties in respect to
bonds deposited to secure the redemption of circulating notes of a national
bank. ( Van Antwerp vs. Hulhurd, 7 Blatchf, p. 426.)
V. An action will not lie against the Comptroller nor the receiver, upon a claim
against an insolvent national bank, but will lie against such bank. (Chemical National Bank vs. Bailey, ante. See, also, Bank of Bethel vs. Pahquioque
Bank, ante.)
VI. A national bank cannot be sued in the United States district courts outside
of the district where it is located. (Main vs. Second Nat. Bank of Chicago,
6Bissell,p. 26.)
VII. Nor can such action be brought against a national bank in a State court, save
in the county or city where it is located. (Crocker vs. Marine Natio7ial Bank,
101 Mass., p. 240.)
(See, also, Title "ACTION," VII, ante; also "EMBEZZLEMENT," IV, ante.)
VIII. The provision of Section 5198, U. S. Rev. Stats., requiring that suits, actions,
and proceedings against a national bank in any State, county, or municipal
court must be brought in the county in which such bank is located, are held
to apply to transitory actions only, and not to such actions as are by law
local in their character. (Casey, Receiver, <fc, vs. Adams, 2 Thomp. Cases,p.
102. U. S. Supreme Court,)
[NOTE.—The jurisdiction of the local court was sustained in this cause,
although it seemed clear that a complete remedy might have been had in
the U. S. circuit court at New Orleans, where the bank was situated. ]
IX. National banks are not entitled, by force of the National-Bank Act, to have
any suit in a State court, wherein they are parties defendant, removed to a
Federal court. ( Wilder vs. Union National Bank, 2 Thomp. Cases, p. 124.)
LOANS IN EXCESS.

I. A loan by a national bank in excess of the restriction of section 29 of the act
of 1864 (Revised Statutes, section 5200), which provides that the total liabilities of any person (borrower) shall not exceed ten per centum of the
capital stock, & c , is not void on that account. The loan maybe enforced,
though the bank may be liable to proceedings for forfeiture of its privileges,
&c, for making it. (Stenmrt vs. National Union Bank of Maryland, 2 Aloo.,
United States, p. 424. See, also, CP Hare vs. Second National Bank, 77 Pa., p.
96.)
II. In Samuel M. Shoemaker vs. The National Mechanics1 Bank, and The same vs.
The National Union Bank, application for injunction, &.c, United States circuit court, Baltimore, Md., Judge Giles held, * * * " As to the first
charge in this bill against the defendant, in reference to the amount loaned
to Bayne & Co., in violation of the twenty-ninth section of the act of June
3, 1864, I would only say that the loan made under such circumstances is




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV
LOANS IX EXCESS—Continued.

not void : it can be enforced as any other loan made by the bank." ( Vide 31
Md.,p. 396.)
III. The validity of a loan in excess of the above-named statutory restriction
was established and set at rest by the decision of the United States Supreme
Court, in the case, of Gold Mining Company vs. Eocku Mountain National
Bank, 96 V. S. [0 Otto],?. (540.
LOANS ON REAL ESTATE.

I. A executed a note to B, and, to secure payment thereof, also executed a deed
of trust on lands, which was in effect a mortgage, with a power of sale
thereto annexed. A national bank, on the security of tlie note and deed,
loaned money to B, who thereupon assigned them to the bank. The note
not being paid at maturity, the trustee was proceeding to sell the lands
pursuant" to the power, when A filed a bill in chancery to enjoin the sale
upon the ground that by sections 5136-'37, Revised Statutes, the deed did not
inure as a security for a loan made by the bank at the time of the assignment
of said note and deed : Held, that the bank was entitled to enforce collection
of the note by a sale of the lands pursuant to the power in the deed of trust.
(Union National Bank of St. Louis vs. Matthews, 93 U. S. [3 Otto], p. 621.)
Mr. Justice Miller dissented, holding the note valid, but that the deed
was inoperative as security to the bank.
[NOTE.—It is now well settled that a mortgage given to secure a loan from
a national bank, executed directly to the bank when the loan is made, is
valid, unless set aside by proceedings instituted for that purpose by the
government. National Bank vs. Whitney, 103 U. S., p. 99. Graham vs.
National Bank, 32 N. J. Eq.7 p. 304. Warner vs. Dewitt, 4 III App., p. 305.]
LOANS ON SHARES.

I. National banks are governed by the act of 1864, which repealed the act of
1863, and cannot, therefore, make loans on the security of their own shares,
unless to secure a pre-existing debt, contracted in good faith. (Bank, fyc,
vs. Lamer, 11 Wall., p. 369.)
II. The placing of funds by one bank on permanent deposit with another bank is
a loan within the spirit of section 35 of act of 1864. (Ibid, p. 369.)
III. Loans by such banks to their shareholders do not create a lien on the shares
of such borrowers. (Ibid, p. 369.)
(See, also, Bullard vs. Bank, 18 Wall., p. 580 ; and "BY-LAWS," supra.)
IV. But a national bank has the right to make loans on negotiable notes secured
by the stock of another corporation, of marketable values. (Shoemaker
-vs.-National Mechanics7 Bank, 1 Hugh., p. 101.) The same doctrine was also
held in case of Germania National Bank et al. vs. F. F. Case, receiver, tyc,
decided by the United States Supreme Court at its last term. It will be
reported in 99 U. S.
LOCATION.

I. Under sections 6, 8, 10,15,18, and 44 of the original Currency Act (13 Stat. at
Large, 101), respecting the location of banking associations, a national bank
is to be regarded as located at the place specified in its organization certificate. If such1 a place is in a State, the association is located in that State.
(Manufacturers National Bank vs. Baack,& Blatclif.,p. 137.)
OFFICERS.

I. CASHIER. The cashier is the general executive officer of a bank, having
charge of its funds, notes, bills, and other choses in action. Either directly
or through his subordinates he receives all moneys and notes of the bank,
delivers up discounted paper when paid, draws checks to withdraw funds
of the bank when deposited, and generally, as such executive officer, transacts most of the bank business. (United States vs. City Bank of Columbus,
21 How.,p. 356, and numerous later decisions.)
II. But the cashier can make no declaration binding the bank not within the scope
of his general powers. (Bank of Metropolis vs. Jones, 8 Pet., p. 12; S. P., 3
Watts cf 8., Fa.,p. 317; 3 Gill [Md.~\,p.96.)
III. A cashier who has made sale of corporate property, and holds a balance in his
hands, is the agent of the board of directors, and not of the respective
stockholders, and cannot be charged by an individual stockholder as holding
such balance for his benefit. (Brown vs. Adams, 5 Biss.,p. 181.)
IV. A cashier, without special authority, cannot bind his bank by an official indorsement of his individual note, and the onus is on the payee to show such




L.XXXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

OFFICERS, CASHIER—Continued.

authority. {Went Saint Louis Savin yn JUink vs. Shatcni't Co. Bank, 3 Dillr
p. 403.)
V. Although the cashier of a bank may. in IIK1 c-rdinary course of business, without the action of the directors, dispose of the negotiable securities of the
bank, he has not the power to pledge its assets for the payment of an antecedent debt. (State of Tennessee vs. Davis, 50 How. \_N. 3r.],j». 447.)
VI. A cashier has not the authority to compromise or release a claim of the bank,
7
(Chemical Bank vs. Kohncr, 8 Dale)/ [A . Y.], p. 5130.)

VII. DIRECTORS. It is the duty of directors of a bank to to use ordinary diligence
in acquiring knowledge of its business. They cannot be heard, when sued,
to say that they were not apprised of facts the existence of which is shown
by the books, accounts, and correspondence of the bank. They should
control the subordinate officers of the bank in all important transactions.
Therefore, under the circumstances proved in this particular case, they were
held liable for the abstraction and sale of special deposits by the latter.
(United Society, i f c v s . Underwood, 9 Bush [liy.], j>. 609; German Bank vs.
Widfekuliler, 19 Kansas, p. 60.)
VIII. The cashier of a national bank, who had executed no bond, embezzled it*
funds, discovery whereof might have been effected by use of slight diligence
on the part of the directory. They, however, published, according to law,
a statement of the condition of the bank, which showed that its affairs were
being prudently and honestly administered, and from which the public had
a right to believe that he was trustworthy. Afterward, persons who had:
seen this report became sureties on the oliicial bond of the cashier, and for
his subsequent embezzlements were sought to be held liable thereon : Held,,
that such sureties, being mislead by the statement, were released. They
had a right to believe that the directors, before publishing it, investigated,
the condition of the bank. (Graves vs. Lebanon National Bank, 10 Bush
tKy.lp.23.)
IX. The mere fact that directors oi a bank knew of and sanctioned overdrafts
* will not release from liability the sureties of a teller who causes a loss to
the bank by permitting overdrafts; for the directors of a bank have nopower to sanction overdrafts. (Market Street Bank vs. Stumpe, 2 Mo., app.r
545.)
X. PRESIDENT. A guarantee against loss for signing as sureties, given by a bank
president without authority from the directors, to those, "whom he had solicited thus to sign a note, given to the hank to retire a prior note held by
it against their principal, is held to be the individual contract of the president, and not binding upon the bank. (First National Bank vs. Bennett,
33 Mich., p. 520.)
XI. A president of a bank bought the stock of A. for $1,000, and in payment gave
up to A. his note for that amount, which the bank held against A.: Held,
that the President exceeded his powers, and that the bank could recover
from A. the amount of the note thus surirendered. (Rhoads vs. Webb, 24
Minn., p. 292.)
XII. A president of a bank, who, with the cashier, had the general charge of itsbusiness, permitted and directed the drawing of moneys from the bank by
one irresponsible, without security, and for a business in which the president was interested with the party drawing the funds. He requested the
cashier not to say anything of it to the directors: Held, that the president
was personally responsible for the moneys thus drawn. (First National Bank
of Sturgis vs Iteed, 36 Midi.,p. 263.) Quere: Would not an indictment for
embezzlement lie under the National-Bank Act f
XIII. The president of a bank, as such, has no authority to release the claims of the
bank against any one. Such authority must come from the directors, by
vote or implication. (Olney vs. Chadsey, 7 li. /., p. 224.)
POST-NOTES.

I. Certificates of deposit, payable at a fixed future day, held to be equivalent t#post-notes, and therefore void, as prohibited by a State law. (See, ante, Title
"DEPOSITS, CERTIFICATES OF," IV, and cases there cited.)
RECEIVERS.

I. The receiver of a national bank is the instrument of the Comptroller, and
may be removed by him. (Kennedy vs. Gibson, 8 Wall., p. 505.)
II. Such receiver is the statutory assignee of the assets of the bank, and may sue
to collect the same in his own name, or in the name of the bank for his use..
(Ibid., p. 506.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXVII
RECEIVERS—Continued.

III. In such suit it is not necessary to make the bank or creditors parties. (Ibid.?
p. 506.)
IV. The receiver of a national bank represents such bank and its creditors, but
lie in no sense represents the United States Government, and cannot subject
the government to the jurisdiction of any court. {Case vs. Terrill, 11 Walhy
p. 199.)
V. The decision of a receiver, rejecting a claim against his bank, is not final*
Claimant may still sue. (Bank of Btthel vs. Pahquioque Bank, 14 Wall., p,
383.)
VI. The clause of section 50, act of 1864, which prescribes that the receiver shall
be "under the direction of the Comptroller," means only that he shall be subject to his direction, not that he shall not act without orders. He may ami
must collect the assets. That is what he is appointed for. (Bradley, </., in
Bank vs. Kennedy, 17 Wall., pp. 22-3.)

VII. Receivers of national banks are officers of the United States, within the meaning of the act of Congress of March 3, 1815, giving United States courts
jurisdiction of actions by United States officers, and may sue in. such courts.
(Platt, receiver, fyc., vs. Beach, 2Ben., p. 303.)

[NOTE.—The judge places stress upon the provision of section 31 of theact of 1864, which requires (in that particular instance) that the Secretary
of the Treasury shall concur in the appointment of the receiver. ]
VIII. Receiver not liable to be sued on a claim against the bank. (See Title
"JURISDICTION," V, ante.)
SET-OFF.

I. In an action brought to enforce the individual liability of a shareholder of an
insolvent bank, such shareholder cannot set off against such liability the
amount due to him as a creditor of the bank. (Garrison vs. Howe, 17 N. 1%
p. 458; In re Empire City Bank, 18 N. Y., p. 199.)

[NOTE.—Though these cases were decided by a State tribunal (New York
court of appeals), and the rulings were based upon provisions of a State constitution and a State statute, yet the principle they enunciate is recognized
and fully affirmed in Sawyer vs. Hoag, 17 Wall., p. 610, and Scammon vs.
Kimball/Z Otto, p . 342.

See, also, Venango National

Bank vs. Taylor, 56 Pa.>

p. 14.]
II. A creditor of an insolvent national bank, being such at date of its suspension
may set-off the amount of his claim against any claim held by the bank
against him at the same date ; as, for example, his note, even though such
note had not then matured. (Berry vs. Brett, 6 Bos. [N. Y.~\,p. 627; New
Amsterdam Savings Bank vs. Gartier, 54 Bow. [ P . R.'], p. 385; Platt, receiverP
vs. Bentley, 11 Am. Law Register, p. 171; Hade, receiver, vs. McVay, 31 0. St., p.
231; same case, Brown's National Bankrupt Cases, p. 353 ; and see the cases
cited on p. 357, viz, 56 Maine, 167; 1 Paige \_N. Y.I, p. 444: 12 Gray [Mass.'],
i>.233.)
III. Usurious interest paid cannot he sefc-off. (Hade vs. Me Va\j, 31, O. St., p. 2 3 1 ;
BarnetYs. National Bank, 98 U. S., p. 555.
SHAREHOLDERS.

I. GENERAL RULES. A person is presumed to be the owner of stock when his
name appears on the books of a company as a stockholder; and when he is
sued as such, the burden of disproving such presumption is cast upon him.
(Turnbull vs. Pay sonf 95 U. S. [5 Otto], p. 418.)

II. Shareholders have no standing in court to interfere for the protection of their
company, until the board of directors has neglected, or refused on application, to take the proper steps to protect the interests of the company>
(Fifth National Bank, $*c, vs. Railroad Co., 2 Thomp. Cases, p. 190.)
III. Shares of stock in a national bank are salable and transferable like other
personal property ; and the statute recognizes this transferability by authorizing each association to prescribe the manner of their transfer. (Johnston
vs. Lafflin, 103 U. S., per Field, J., on p. 803.)
IV. This power can only go to the extent of prescribing conditions essential to the
protection of the association against fraudulent transfers, or such as are designed to evade just responsibility. It must be exercised reasonably. Transfers cannot be clogged with useless restrictions, nor be made dependent on
the consent of directors or stockholders. (Ibid.)
V. As between the parties to a sale, it is enough that the certificate of stock is
delivered, with authority to the purchaser, or any one he may name, to transfer it on the books of the association, and payment of the price. (Ibid,?
p. 804.)




LXXXV1II

REPORT OF THE COMPTROLLER OF THE CURRENCY.

SHAREHOLDERS—Continued.

VI. The entry of the transaction on tho books of the association is required, not
for the translation of title, but for the protection of parties and others dealing with the bank, to enable the bank to know who are its stockholders,
entitled to vote and receive dividends. It is necessary to protect the seller
against subsequent liability as stockholder, and, perhaps also, to protect the
purchaser against proceedings by creditors of the seller. {Ibid,, Field J.,
p. 804.)
VII. When a national bank reduces its capital, cacli shareholder is entitled to a
return of his proportional amount, and the bank cannot retain the funds as
surplus, or for any other purpose; and having refused to permit shares thus
retired to be transferred on its books, the bank is liable for the value of
the shares to the holders. (Seeley vs. Xew York National Exchange Bank, 4
Abb. ]Srew Cases, p. 61.)
VIII. INDIVIDUAL LIABILITY OF. The Comptroller must decide when and for what
amount the personal liability of the shareholders of an insolvent national
bank shall be enforced. (Kennedy vs. Gibson, 8 Wall., p. 505.)
IX. His decision as to this is conclusive. Shareholders cannot controvert it.
(Ibid., p. 505; Casey vs. Galli, 94 U. S. [4 Otto'], p. 673; Germania National
Bank et al. vs. Case, Receiver, U. S. Supreme Court, not yet reported.)
[NOTE.—These cases are decisive against the ruling in Bowden vs. Morris,
1 Hugh., p. 378.]
X. In any suit brought to enforce such personal liability, such decision of the
Comptroller must be averred by the plaintiff, and, if put in issue, must be
proved. (Kennedy vs. Gibson, supra.)
XI. The liability of shareholders is several, and not joint. (Ibid., p. 505.)
XII. The limit of such liabilities is the par value of the stock held by each one.
(Ibid., p. 505.)
XIII. Where the whole amount is sought to be recovered, the proceeding must be at
law; where less is required, the proceeding may be in equity, and in such
case an interlocutory decree may be taken for contribution, and the case
may stand over for the further action of the court, if such action should
subsequently prove to be necessary, until the full amount of the liability
is exhausted. (Ibid.,p. 505.)
XIV. In such equity suit, all shareholders within the jurisdiction of the court should
be made parties defendant; but it is no defense that those not within the
jurisdiction are not joined. (Kennedy vs. Gibson, supra.)
XV. Suits to enforce personal liability of shareholders may properly be brought
before other assets are exhausted. (Ibid.,pp. 505-6.)
XVI. One Stevens bought shares in a national bank, and caused them to be transferred to one Elston, a porter in the office of his New York broker, and irresponsible. At the time of the transfer, there was no suspicion of the insolvency of the bank, and it remained in good credit for more than a year
afterward: Held, that Stevens was liable as stockholder upon the failure,
of the bank. (Davis, Receiver, vs. Stevens, 2 Thomp. Cases, p. 158. JJ, S.
circuit court southern district X. Y., per Waite, C. J.)
XVII. Where, before the failure of a bank, stock was transferred on its books to the
name of an irresponsible person, for the purpose of escaping liability, and
so stood at the time of the appointment of a receiver: Held, that the receiver could show who the real owner was, and that the latter was liable
for the assessment. (Ibid.)
XVIII. RATABLE LIABILITY OF. Mr. Morse, in his Treatise on Banks, & c , second edition, p. 503, states the law in substance as follows: "The liability of each
stockholder is precisely for his ratable proportion of that indebtedness of
the bank which is to be borne by the shareholders. It is for his share of
such total indebtedness, not for his proportion of each item thereof. Neither
are the solvent shareholders, or those who can be come at for collection,
liable to assessment beyond the proportional amount as above stated, by
reason of the insolvency or inaccessibility of others of the shareholders.
Those who are solvent and accessible have not the burden of paying oft'
the sum which is due from all together; only their own proportionate share."
This theory was fully sustained by the United States Supreme Court, in the
case of United States vs. Knox, 102 U. S.,j>. 422. See also the cases there cited.
XIX. LIABILITY OF EXECUTOR, ADMINISTRATOR, AND HEIRS OF.

Where stockholder

died before failure of bank, stock not having been transferred to name of
administrator: Held, that the stock is not to be regarded as having been at
the time of the failure the property of the administrator, in such a sense as
to constitute him a shareholder within the meaning of sec. 5152, U. S. Rev.
Stat., so as to limit liability of the estate to funds actually in the hands of
administrator. Held, also, that the provision of the act exempting execu-




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIX
SHAREHOLDERS, LTABILITY OF EXECUTOR OF, &C.—Continued.

tors, administrators and trustees from personal liability was not intended
to affect the liability to assessment of estates in process' of settlement, but
only to prevent a personal liability from running against persons acting
in a trust capacity, who had received the stock for the benefit of trust estates. (Davis vn. Weed, 44 Conn., p. 569.)

XX. The liability of a stockholder is in the nature of a contract, and as such was
a personal liability, for which his estate was holden at his death. (Davis
vs. Weed, supra, citing Hawthorne vs. Calef, 2 Wall., p. 22; Loivru vs. Jamen,
46 X. Y., p. 119; Bailey vs. Hollister, 26 N. Y., p. 112.)
XXI. LIABILITY OF TRUSTEE OF. TO protect trustee of stock from personal liability
it must appear upon the books that he held as such trustee. (Davis vs.
Essex Baptist Society, 44 Conn., p. 582.)

XXII. Creditors have a right to know who have pledged their personal liability.
(Ibid,)
XXIII. If a trustee wishes to disclose his trusteeship, there is no difficulty in giving
notice upon the books of the bank. If he does not do so he is guilty of
laches, for which others should not suffer. (Ibid.)
XXIV. The settlement of the affairs of an insolvent bank would be rendered a matter of great labor, expense, and delay if persons who appeared upon the
. books of the bank as individual stockholders were permitted to relieve
themselves by proof aliunde that they held the stock as executors, guardians,
or trustees. (Ibid.)
[NOTE. ]—The last-cited case, and Davis vs. Weed, supra, although reported
in the Connecticut Reports, were decided by the United States district court. ]
XXV. LIABILITY OF TRANSFEREE OF. The transferee of shares, when such transfer
is absolute on the books of the bank, is liable to creditors to the amount of
such shares, although in fact he holds them as collateral security for a loan
to the shareholder who transferred them. (Hale vs. Walker, 31 Iowa, p. 614 ;
Jdderley vs. Storm, 6 Hill, p. 624; Van Biker's case, 20 Wend.,p. 614; Boivden,
Receiver, vs. Santos et ah, 1 Hugh.,p. 158; Marcy vs. Clark, 17 Mass., p. 330.)

[NOTE.—In the Bankers' Magazine for January, 1875, is a notice of the case
of Mann, Receiver, vs. Dr. Cheeseman, decided by Blatchford, J., in the United
States circuit court, in New York, in which the judge held that until there
was a transfer of shares on the books of the bank, the shareholder whose name
there appeared was liable for the debts of the bank ; that an actual sale and
the signing of the ordinary power of attorney on the back of the certificate will
not relieve the seller. To the foregoing rulings of State and other subordinate tribunals may now be added the decision of the Supreme Court of the
United States, in Germania Bank et ah vs. Case, Receiver, already cited. The
Germania National Bank of New Orleans discounted a note for the firm of
Phelps, McCullough & Co. for $14,000, at ninety days, taking as part security therefor the pledge of 100 shares of the Crescent City National Bank
stock, with power of attorney to the Germania cashier to transfer, sell, & c ,
on default in payment of the note. Phelps, McCullough & Co. failed, and
the note was protested at maturity. Prior to the maturity of the note, the
Crescent City Bank sustained such heavy losses that it was notoriously in
bad repute in New Orleans; and yet, when the note fell due, the cashier of the
Germania immediately transferred to his own bank, upon the books of the
Crescent City Bank, the 100 shares so pledged. Afterwards, on the same
day, he transferred 76 of these shares to one Waldo, a clerk of the Germania Bank; and on the day following transferred the remaiuder to said
Waldo. It was proved that Waldo paid nothing, was the mere agent of
the Germania Bank, which still owned the 100 shares as security for the
payment of said note, and that one of the principal reasons for the transfers to Waldo was the possible liability of the shareholders of the Crescent
City Bank for its debts in case of insolvency. Soon after the Crescent City
Bank failed. Held, per Strong, J., that the transfers to said Waldo were
void as against said receiver, and that although the Germania Bank only
held said shares as collateral security for the payment of said discount, it
was still liable as owner for the assessment in this case ordered by the
Comptroller. The opinion is able and fortified by numerous authorities. In
this same case, at a former term, upon a motion to dismiss the appeals of
certain of the appellants, the Supreme Court recognized the right of the
Comptroller to make an additional assessment, if deemed necessary; and
for this reason sustained the appeals, holding that the matter in dispute
was, or might be, over $5,000, although the decrees appealed from were severally less than that amount. The assessment was for 70 per cent.]
(See, also, Pullman vs. Upton, 96 U. S. [6 Otto], p. 328, as to liability of
transferee. 1




XC

REPORT OF THE COMPTROLLER OF THE CURRENCY.

SHARES OF STOCK.

I. A national bank whose certificates of stock specify that the shares are transferable on the books of the bank on surrender of the certificates, and not
otherwise, and which suffers a shareholder to transfer without such surrender, is liable to a honafide transferee, for value of same stock, who produces
such certificate with usual power of attorney to transfer; and this is so
though no notice had been given to the bank of the transfer. (Bank vs.
Lamer, 11 Wall, p. 369.)
II. Shares are quasi negotiable. (Ibid., p. 360.)
SURPLUS FUND.

I. Where the shares of a national bank are assessed for taxation at their par
value, the surplus fund of such bank, in excess of the amount required by
law to be kept on hand, is taxable. (First National Bank vs. Peterborough, 56
N. H.y p. 38.) But when such shares are assessed at their market value, and
the amount of such surplus is taken into account in estimating such market
value, it is not taxable. (State vs. City of Newark, 10 Vroom [iV. J.~], p. 380.)
II. Neither a dividend which has been declared, nor a portion of capital of a national bank remaining after a reduction has been made, can be retained by
the directors to constitute a surplus fund. (Seeley vs. New York National
Exchange Bank, 4 Abb. [JV. F.], p. 61.)
III. The surplus fund which a national bank is required, by section 5199, U. S. Revised Statutes, to reserve from its net profits, is not excluded, in the valuation of its shares for taxation. (Strajford National Bank vs. Dover, 2 Thomp.
Cases, p. 296, Sup. Court N. II., following National Bank vs. Commonwealth,
9 Wall., p. 353; People vs. Commissioners, 94 U. S., p. 415.)
TAXATION.

I. BY LICENSE. The District of Columbia imposed a license tax on all the national
banks in the District, the rate being 50 cents annually on each $1,000 of the
capital invested. The Citizens' National Bank refused to pay this assessment, and a test case was made in the District criminal court, Mr. Justice
Mac Arthur presiding. This court, after full argument, held the tax illegal
and void, as being contrary to the mode of taxation prescribed by Congress,
which mode was held to be exclusive.
II. OF INSOLVENT BANKS. A tax levied upon the property of a national bank,
subsequent to its insolvency, is subordinate to the rights of a receiver, even
though he be appointed after such levy. ( Woodtvard vs. Ellsworth, 4 Colo.,
p. 590.)
77
(See Title " SURPLUS FUND, supra.)

III. OF INTEREST AND DIVIDENDS. Under the internal-revenue act of July, 1870;
interest paid and dividends declared during the last five months of 1870 are
taxable, as well as those declared during the year 1871. {Blake vs. National
Banks, 23 Wall., p. 307.)
IV. OF SHARES OF STOCK. The act of 1864, rightly construed, subjects the shares
of the association in the hands of shareholders to taxation by the States,
under certain limitations set forth in section 41, without regard to the fact
that part or the whole of the capital of such association is invested in national securities, which are declared by law exempt from State taxation.
(Van Allen:< vs. Assessors, 3 Wall., 573. Chase, C. J., and other judges dissented.)
V. Act thus construed is constitutional. (Ibid, p. 573.)
VI. A certain statute of New York, which taxed shares of national-bank-stock,
declared void, because shares of State banks were not taxed, although their
capital was; the act of Congress prescribing that shares of national banks
shall be taxed only as shares of State banks are. (Ibid, p. 573. The ruling
as to taxing shares of stock reaffirmed in Bradley vs. People, 4 Wall., p. 459;
National Bank vs. Commonwealth, 9 Wall., p. 353.)
VII. In last case, held, that a State law requiring the cashier to pay the tax was
valid. Held, also, that a certain State tax law virtually taxed "shares of
moneyed corporations," &c. (Ibid, p. 353.)
VIII. Section 5219 of United States Revised Statutes applies to and includes as well
the valuation of shares for taxation as the rale of tax to be imposed, and
prohibits a State from discriminating, detrimentally to a national bank, as
to either valuation or rate. Therefore, a statute of the State of New York
which permitted a party, when being assessed, to deduct his just debts from
the value of all his personal property, save such as was invested in sharevS
of national-bank stock, was held void as to taxation of such shares. (People vs. Weaver, 100 U. S.,p. 539, overruling the judgment of New York court
of appeals in same cause.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCI

TAXATION* OF SHAKES OK STOTK—Continued.

IX. So in another case, whore local assessors value*] all other property below its
cash worth, but assessed shares of national-bank stock at par, or their full
value : Held, that the tax upon shares thus assessed was invalid, and that,
upon payment of the. amount justly assessable, a court of equity would enjoin collection of the residue-. (Pel tun vs. Commercial National Bank of
Cleveland, 101 U. £.,/>. 14:5.)

X, Where it appeared that throughout a portion of Ohio, ineludrng Lucas County7
and perhaps all over the State, a settled rule with the equalizing officers
was to value real estate and ordinary personal property at one-third of their
worth, while moneyed capital was fixed at three-fifths, and the State board
of equalization, without changing the valuation thus made of real estate
and ordinary personalty, assessed national-bank shares at par: Held, that
such unequal valuation was in violation of the constitutional rights of such
shareholders ; and, on payment of the, tax justly due,7 equity would enjoin
collection of the residue. (Cummin y a vs. Merchants National JBanlc of Toledo, 101 U. S.,p. 15:5.)
XI. Shares of stock in national banks are personal property, and though in one
sense incorporeal, the law which created them could separate them from the
person of their owner, for taxation, and give them a situs of their own.
(Tappan, Collector, vs. Bank, 19 Wall., p. 490.)
XII. Section 41 did thus separate them and give them a situs of their own. (Ibid,
p. 490.)
XIII. This provision of the National. Currency Act became a law of the property (in
shares), and every State in which a bank was located acquired jurisdiction,
for taxation, of all the shares, whether owned by residents or non-residents,
and power to legislate accordingly. (Ibid, p. 490.)
XIV. Under the act of Congress of February 10, 1868, enacting that each State legislature may direct the manner of taxing all shares of stock of national
banks located within the State, subject to the restriction that the taxation,
shall not be greater than the rate assessed upon other moneyed capital in the
hands of individual citizens of such State, and of a certain act of the legislature of Pennsylvania which provided that such shares shall be assessed
for school, municipal and local purposes at the same rate as is now or may
hereafter be assessed and imposed upon other moneyed capital in the hands
of individual citizens of the State : Held, that shares of national-bank stock
may be valued for taxation for county, school, municipal, and local purposes,
at an amount above their par value. (Hepburn vs. School Directors of the borough
of Carlisle, 23 Wall, p. 480.)
[NOTE.—In this case it appeared that Hepburn owned several thousand
dollars of national-bank stock, the par value of which was $100 per share,
and that it was valued for taxation, for a school tax, at $150 per share.
This assessment was held valid, notwithstanding that by a certain act of
the State legislature, applicable to the county of Cumberland, in which the
borough of Carlisle was situated, certain specified kinds of moneyed obligations were exempt from taxation except for State purposes. ].
XT. The rate of taxation of shares of a national bank by a State should be the
same as, or not greater than, that upon the moneyed capital of the individual
citizen which is liable to taxation ; that is, no greater in proportion or
percentage of tax on the valuation of shares should be levied than upon
other moneyed taxable capital in the hands of the citizen. (People vs. The
Commissioners, cfc., 4 Wall., p. 256.)
XTI. The act of Congress approved June 3, 1864 (R. S., sec. 5219), was not intended
to curtail the power of the States on the subject of taxation, or to prohibit
the exemption of particular kinds of property, but to protect the corporations formed under its authority from unfriendly discrimination by the
States in the exercise of their taxing power. (Adams vs. Nashville, 95 U. S.
[5 Otto'], p. 19. See, also, Saint Louis National Bank, National Bank of the State
of Missouri, Third National Bank, Valley National Bank, and Merchants1 National Bank of Saint Louis, vs. Papin, in United States circuit court, eastern
district of Missouri, September term, 1876. Also, Gallatin National Bank of
Neiv York vs. Commissioners of Taxes, supreme court of New York, first department, general term, November, 1876. These latter cases are published In
the Bankers7 Magazine for December, 1876.)
XTII. OF TOWN AND CITY NOTES, ETC. Section 3413, U. S. Revised Statutes, which
enacts that every national bank, State bank, or banker, or association, shall
pay a tax of ten per centum on the amount of notes of any town, city, or
municipal corporation paid out by them, imposes the tax thus laid, not oa
the notes, but on their use as a circulating medium, and is therefore constitutional. (National Bank vs. United States, 101 U. S., p. 1.)




XCII

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

TRANSFERS OF ASSETS.

I. A preference of one creditor to another, with hi the meaning of section 5242,
Revised Statutes, is a preference given by the bank to secure or pay a preexisting debt. Where a person, knowing that a national bank is embarrassed, makes to it a loan, taking as security therefor a pledge of part of
the assets of the bank, this transfer does not give him the preference prohibited by the statute.

(Casey vs. Le Societe de Credit Mobilier, 2 Woodst

p. 77.)
II. WHEN NOT BINDING. Under said section 5242, which declares void transfers of
its property by a national bank, made in contemplation of insolvency, and
with a view to give a preference to one creditor over another, or with a view
to prevent the application of the assets of the bank in the manner prescribed by law, such a transfer is void if the insolvency is in the contemplation of the bank making the transfer, although the party to whom it is
made does not know or contemplate the insolvency of the bank. (Case,
1
Receiver, vs. Citizens Bank, 2 Woods, p. 23.)

III. As to when a pledge of assets, even when intended as security for a loan to a
national bank, will be held invalid, as against general creditors, see the
cases of Casey, Receiver, vs. Le Societe de Credit Mobilier ; Same vs. National
Park Bank; and Same vs. Schuchardt, 90 U*S., [6 Otto'], pp. 467, 492, 494.
ULTRA VIRES.

I. WHAT IS.—National banks cannot sell railroad bonds for third parties on com"
mission, or engage in business of that character. (Susan Weckler vs. Firs^
National Bank of Hagerstown, court of appeals of Maryland, 42 Md., p. 581.)
II. In an action of deceit against a national bank, for alleged false representations of its teller in the sale to plaintiff of certain railroad bonds: Held,
that the selling of such bonds on commission was not within the authorized
business of a national bank,,and being thus beyond the scope of its corporate powers, the defense of ultra vires was open to it, and it was not
responsible for the deceit of its teller. (Ibid.)
III. A national bank has no inherent power to act as agent in the purchase of
bonds or stocks for third persons, and its president cannot bind it by an
agreement so to act without special authority. (First National Bank of Allentoion vs. Hoch,89 Penn., p. 324.) Quere: If the bank has no such inherent power, how can it confer " special authority " on the president ?
[NOTE.—Whether the purchase of promissory notes by a bank empowered
to discount them is ultra vires, is a question upon which the adjudications
are in conflict. That such purchase is valid, see Pape vs. Capitol Bank of
TopeJca, 20 Kans., p. 440; Smith vs. Exchange Bank 26 O., p. 141, 4'c. P e r
contra, see Farmers and Mechanics7 Bank vs. Baldwin, 23 Minn., p. 198; First
National Bank of Rochester vs. Peirson, 1 Thomp. Cases, p. 673. There is much in

the point that if a national bank can purchase promissory notes, it can do so
for such price as the seller may be willing to take ; and thus the prohibitions as to usury may be practically nullified. But further, why should not
the rule " expressio unius est exclusio alter ins" control?]

IV. WHAT IS NOT.—A national bank took a lien upon real estate to secure a preexisting debt. Afterward the bank paid $500 to discharge a prior lien upon
the land, taking a note and mortgage on land in Kansas to secure this advance. Lien and mortgage held valid and warranted by law. (Ornn vs.
Merchants- National Bank, 16 Kans., p. 341.)

V. A chattel mortgage taken by a national bank to secure a pre-existing debt is
valid, and will be enforced. (Spofford vs. First National Bank, 37 Iowa. p.
181.)
VI. A bank organized under the National-Bank Act has power to sell any immovable it may own, and may reserve a mortgage and vendor's privilege
(lien) thereon. (New Orleans National Bank vs. Raymond, 29 La Annual,p.
355.)
VII. It would seem that where a national bank had realized the consideration
agreed upon for its guarantee of the paper of another, the doctrine of
estoppel in pais precludes such bank from asserting that such guarantee is
ultra vires.

(People's Bank vs. National Bank, 101 U. S., p. 181.)

VIII. A national bank has corporate power to enter into an agreement with a customer to exchange for him non-registered for registered United States bonds;
and it is bound by an agreement to that effect, made for a sufficient consideration by its cashier. (Yerkes vs. National Bank, 69 N. Y:7 p. 382.)
(See, also. Title "DEPOSITS, SPECIAL," ante.)

IX. A township in Vermont issued its bonds with interest coupons attached.
Each coupon contained an express promise to pay, &c. A national bank
bought of these bonds, and sued the township in assumpsit, on unpaid 0011-




REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIII
ULTRA VIRES, WHAT IS NOT—Continued.

pons: Held, that the action was in due form, and that a national bank could
legally buy. hold, and sue upon such bonds and upon the coupons. (North
Bennington Bank vs. Bennington, 16 Blatchf, p. 53.)
USURY.

I. State laws relative to usury do not apply to national banks. (Farmers and
Mechanics' National Bank vs. Bearing, 1 Otto, p. 29.)
II. The only forfeiture declared by the 30th section of the act of June 3, 1864T
(Revised Statutes, section 5198), is of the entire interest which the note or
bill carries with it, or which has been agreed to be paid thereon, when the
rate knowingly reserved or charged by a national bank is in excess of that
allowed by that section ; and no loss of the entire debt is incurred by such
bank as a penalty or otherwise, by reason of the provision of the usury
law of a State. (Farmers and Mechanics7 National Bank vs. Bearing, above
cited ; National Exchange Bank vs. Moore, 2 Bond, p. 170 ; Barnett vs. National
Bank, 98 U. S.[8 Otto], p. 555.)
III. If usurious interest has heenpaid to a national bank, twice the amount of interest thus paid may be recovered from such bank by the person paying the
same, or his legal representative; but as this provision of the statute is
penal and the same statute prescribes how such recovery may be had, no
other remedy can be resorted to. It must be recovered, if at all, in a suit
in the nature of an action of debt. That the borrower from a national
bank has paid usurious interest can avail him nothing, as a defense, or by
way of a set off, when sued for the amount of the loan, by the bank. (Barnelt vs. National Bank, above cited.)
(See Title " INTEREST," ante.)
IV. While the National-Bank Act prescribes penalties for usury, it does not make
the contract (e. g. contract of indorser) void ; and for the court so to decide
would be to add a penalty not imposed by the statute. This the court will
not do. (Oates vs. First National Bank of Montgomery, 100 U. S., p. 239.)
V. The assignee in bankruptcy of a borrower from a national bank may sue for
and recover the penalty for having received usurious interest. ( Wright vs.
First National Bank of Greensburg, 2 Thomp. Cases, p. 138, U. S. Cir. Court,
Indiana.)
VI. The exacting of usurious interest by a national bank, upon the discount of a
note, works a forfeiture of interest accruing after as well as before the maturity of the note. (National Bank of Uniontown YS. Stauffer, 2 Thomp. Cases,,
p. 178, U. S. Cir. Court, western district Penn.)
VlSITORIAL POWERS.

I. Section 5241 IT. S. Rev. Stats, prohibits a State court from compelling officers
of a national bank to produce the bank books, for the purpose of ascertaining
facts upon which to impose a State tax upon the deposits of depositors.
(National Bank of Youngstownvs. Hughes, Auditor, <fc, 2 Thomp. Cases,p. 176r
Z7. S. Circuit Court N. List. Ohio.).




XCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table 8 ho wing the amounts of gold coin, silver coin, p<vpccurrency, and cheeks and drafts
.»•
recetved by the national banks in New York CHu, in the other reserve cities, and in the
States and Territories on June 30, 1881.
Cities, States, and Territories. i No. of Gold coin. ! S i l v ,
I banks.
New York City..

48 I $460,094 | $15,997

Boston

982 ;
,
15,
4,
7,
1,
6,
20,
4,
130,
2,
2
4',
25,

Totals for cities.

324
931
789
717
:si7
049
052
887
604
702
;:56
142

!
i
'
i
!
i
I
'
I
,

848, 004
67. 591
631,180
183,083
260, 246
72, 786
113, 052
43,442
327, 704
96, 906
512, 082
94, 442
45. 529
334, 659
1, 004

581, 070 I 114, 485 I 3. 631, 710 1
8, 455
4,928
2,991
44, 584
3, 866
12, 661
76, 548
23, 056
44, 617
2, 515
876
478
9, 205
747
8,886
14, 013
34, 269
188
2,776
1,996
1,175
1,350
32,710
49, 053
37, 496
26, 062
9,488

,

Totals for States
Totals for United States




$1,706,604

292

Albany
Philadelphia
Pittsburgh
Baltimore
Washington . . .
New Orleans . .
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis
San Francisco.

Maine
New Hampshire
Vermont
Massachusetts
Hhode Island
Connecticut
New York
New J e r s e y
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
W e s t Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Nevada
California
Oregon
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming

Paper
currency.

.

9, 956
45,126
16, 968
276
11, 423
45, 073
40, 840
3, 020
107, 214
42, 879
1,472

4
1
1
2

120
559
31,826
6, 865
3,435

1, 731

I 1, 966 1, 864,105

4, 524
1. 906
3. 825
17, 070
2,057
8, 518
37, 826
16, 769
46, 814
1. 803
484

8, 00(i
1,019
3, 065
3, 750
6, 020
061
1. 719
7, 292
072
5. 708
7, 668
24, 528

- I
23. 41
17, 094
8, 464
3, 539
10, 787
3, 001
4, 264
3, 101
4, 250
4,421
68
6,496
1, 119
863
88

1 476
506
977
78

194, 169
119, 058
77. 473
640, 203
142, 689
298, 290
7:!9, 286
273, 718
506, 691
37, 590 I
42,553
9, 100 I
142, 133 !
37, 577 !
r.9, 788
37,883 !
4", 651 I
16.711 I
23,569 i
84,951 !
15,828 !
96,577 i
213,233 i
490,044 !
274,384 I
371,482
244.415 I
91,101
254,913 !
215,547 •
48,916 ,
77, 879 i
73,424 !
178.267 i

Checks,
drafts. Sec.
65, 254,164
939, 002
329, 786
344, 958
941, 918
599, 512
123, 913
1, 084,192
688, 799
2, 610,131
1, 645, 833
7,489, 240
705, 524
368,611
1, 597,134
304,897

$167, 437, 759

31,
1,
17,
1,
3.

33, 088, 080
1, 417, 704
18, 061, 565
2,149, 066
3, 875, 255
206, 601
1, 206, 759
742, 330
2, 965, 355
1, 751, 037
8,141,189
806, 211
417, 244
1, 940, 053
332, 266

72, 773, 450 I

77,100, 715

2, 587
12,904

960,136
383, 702
320, 967
545, 111
086, 374
213, 639
205, 574
593, 928
336, 314
270, 670
282, 776
17,921
359,136
73, 072
292, 981
339, 795
196, 055
5. 456
72.113
198, 547
35, 245
342, 550
448, 797
261, 441
986, 522
997, 269
726, 523
439, 339
665,130
991, 594
110, 025
329, 341
388, 976
961, 859
3, 455
113, 454
118, 835
33, 235

2, 025
18, 435
14, 309
1,870
990

17,429
96, 835
46, 328
5,814
2,279

""V220"

Total.

3,
1,
2,
4,
3,
3,

1,

2,

310,

516

6 216, 433

32, 826, 552

440,

998

11 554, 747

270, 854,166

1,167, 284
509, 594
405, 256
4, 246, 968
1, 235, 886
2, 533,108
5, 059, 234
3, 907, 471
3, 934, 436
313, 628
278, 008
27, 983
1, 518, 480
112, 415
344, 720
395, 441
281,995
23, 026
100,177
292, 786
53, 220
446, 275
702, 408
2, 825, 066
1, 321, 819
1, 411, 907
988, 890
543, 930
975, 956
1, 227, 770
163, 481
421, 744
511, 723
1,185, 387
6, 543
235, 384
165, 420
48, 474
19, 662
117, 305
92, 969
15, 526
6,782
40,175, 542
284, 714, §16

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCV

Table showing the amounts of gold coin, silver coin, paper currency, and checks and drafts
received by the national banks in Xnv York City, in the other reserve cities, and in the
States and Territories on September 17,1881.
Cities, States, and Territories.

Silver
No. of
banks. Gold coin. coin.

Paper
currency.

Checks,
drafts, &c.

$905, 588

$7, 857

$1,071,316

$163, 208, 586

$165,193, 347

26, 337
1, 47-s
32, 787
10, 922
9 8''I
1, 988
4, 000
4,319
10, 62::

1. 227, 407
48, 017
5t>], 657

24, 094, 061
1,486,315
17, 830, 648
3,126, 749
4 425 113
226, 783
1, 620, 77]
775, 304
3, 876, 785
2, 618, 064
13, 026, 835
1, 219, 481
670,172
2, 627, 045
298,121

New York City

48

Boston
A Lbany
Philadelphia
Pittsburgh
Washington
N ow Orleans
C incinnati
Cleveland
Chicago .
Detroit
Milwaukee
Saint Louis
San Francisco
Totals for cities

54
7

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia .
North Carolina
South Carolina
Georgia
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Nevada .
California
Oregon
Dakota
Idaho
Montana
New Mexico
Utah
Washington
W yoniing

275,
3,
53,
X),

737
2*51.
771
587

10

23, 324
2, 259
G39
3 863
3, 082

119 719
457, 9fi4
74. 174
18, 90S
489 71)4
1, 826

22, 564, 580
1, 433, 559
17,182, 433
2, 693, 560
4 156, 824
103, 864
1, 299, 088
646, 384
3, 489, 046
2, 490, 231
11, 757,126
1,139, 840
635, 777
2,141, 408
230, 818

"•''1> 110
314.4:57
21],823
84, 817

Total.

1

6,494
105, 260
39 784
14, 374
5,911
788, 421
3. 208
H 848
12, 010
62, 395

189

1, 448, 416

138, 248

4, 371, 045

71, 964, 538

77, 922, 247

69
47
47
190
62
85
243
67
191
14

7.914
13, 590
15,925
103, 942
11, 766
26 089
116, 869
39, 37 L
181, 799
4,070
4 178
741
68, 573
685
7,675
30,165
32, 067
332
5, 904
4, 342
177
4,788
46, 900
43, 620
77, 486
70 411
40, 813
61 687
95, 645
181, 961
32,126
44, 294
58, 360
61 687
2, 935
114,988
43, 591
8 177
5,274
340
1,445
11, 984
24, 849
14, 505

3,712
2,155
4, 684
21, 409
3, 607
6, 547
37, 948
19, 380
70, 440
5, 561
2 195
212
3, 730
1, 305
2 969
3,972
7, 764
751
1, 200
14, 040
881
4, 960
7, 702
23, 925
24, 478
22, 321
9,452
4, 391
13, 612
5, 475
4, 398
5, 684
1, 831
2 804
325
3, 558
958
1 261

183, 308
104, 987
84 309
631, 346
162,123
30° 370
785, 128.
336. 841
568. 169
32, 293
49 770
9 612
112, 461
47, 908
74 308
108, 567
128, 104
7,981
34, 954
175, 070
10, 856
79. 398
186, 660
686, 231
438, 597
577 033
275, 416
128, 553
334, 793
203, 424
63, 663
86, 225
102, 070
161, 275
3, 675
5,135
3, 243
82 541
3 476
31, 272
22, 616
9,594
1.380
.
2,475

821,084
379, 586
302, 505
3, 290, 991
1,308, 648
3, 201,100
4, 694, 641
4, 017, 028
4, 897, 680
339,153
196 327
34,134
1, 254, 807
130, 729
307, 013
585, 869
570, 991
31, 675
251,168
639, 471
39, 269
599, 053
651, 796
2, 397, 011
1,551,970
2, 662, 682
1, 097, 560
350, 388
1,108, 431
1, 393, 286
466, 674
259, 682
653, 220
1, 307, 738
624
136,956
126, 734
165, 463
9,171
44, 002
95,147
90, 723
11, 478
127,080

1,016,018
500, 318
407, 423
4, 047, 688
1, 486,144
3 536,106
5, 634, 586
4, 412, 620
5. 718, 088
381, 077
252 470
44, 699
1, 439, 571
180, 627
391, 965
728, 573
738, 926
40, 739
293, 226
832, 923:
51,183
688,199
893, OSS
3,150, 787
2, 092, 531
3, 332, 447
1, 423, 241
545, 019
1, 552, 481
1,784 146
566, 86]
395 885
815, 481
1, 533, 504
7,559
260, 637
174, 526
257 442
17 921
75, 716
119, 972
112, 764
38, 242
144, 796

7
8
10
6

99

1
18
17
15
13
12

„

9
15
2
42
25
161
93
31
76
130
76
17
13
12
17
1
10
1
8
1
3
4
1

102
764
463
535
736

Totals for States

1,895

1, 724, 040

354,197

7, 439, 210

42, 600, 738

52,118,185

Totals for United States

2,132

4, 078, 044

500, 302

12, 881, 571

277, 773, 862

295, 233, 779




XCVI

REPORT OF THE COMPTROLLER O¥ THE CURRENCY,

Table showing the ratios of gold coin, silver coin, paper currency, and cheeks and drafts
received by the national banks in New York City, in the other reserve cities, and in the States
and Territories on June 30 and September 17, 1881.
June 30, 1881.

September 17, 1881.

Cities, States, and
Territories.

Per ct. ! Per ct.
0.54 I 0.01

New York City
Boston
Albany
Philad'elphia
Pittsburgh
Baltimore
Washington
New Orleans
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis
San Francisco

0.03
0.07
0.24
0.39
0.28
13.50
0.64
0.45
0.24
0. 23
0.11
0. 45
0.17
0.17
0.35

2.56
4.77
3.49
8.52
6.72
35.23
9. 37
5.85
11. 05
5.53
6.29
11.71
10.91
17. 25
0.30

0.39
0.37
0.94
0.40
0.24
0. ?4
0.75
0.44
1.19
0.91
0.65
1.73
0.53
0.92
0.89
0.95
2.14
2.87
1.71
2.49
1.83
1.30
1.09
0.87
1.77
1.21
0.86
0.65
1.11
0.30
2.61
0.73
0.83
0.37
1.04
2.76
0.68
1.78

16.63
23.36
19.12
15. 07
11.54
11.78
14.61
7.00
12.88
11.98
15.31
32.52
9.36
33.43
11.54
9.58
16.19
72.57
23.53
29.01
29.74
21.64
30.36
17.34
20.76
26.31
24.72
16.74
26.12
17.56
29.92
18.47
14.34
15.04

1.14
0. 22
0. 30
1.07
0.66
2. 86
6. 50
5.13
0.37
0. 23
6. 05
0. 26

0.11
0.10
0.18
0.35
0.22
0.88
0.28
0.56
0.27
0.08
0.18
0.19
0.09
0.15
1. 03

5.10
3.23
3.15
12.43
5.18
50.46
13.07
10.94
9.36
4.57
3.52
6.08
2.82
17.88
0.61

0. 37
0.43
1.14
0. 53
0.24
0.18
0.67
0.44
1.23
1.46
0.87
0.48
0.26
0.72
0.76
0.55
1. 05
1.84
0.41
1.69
1.72
0.72
0.86
0.76
1.17
0.67
0.66
0.80
0.88
0.31
0.78
1.43
0.22
0.18
4.30
1.37
0.55
0.49

18.04
20.98
20.70
15.60
10.90
8.55
13.94
7.63
9.94
8.47
19.71
21.50
7.81
26.52
18.96
14.90
17.34
19. 59
11.92
21. 02
21.21
11.54
20.90
21.78
20.96
17.32
19.35
23.59
21. 56
11.40
11.23
21.78
12.53
10. 52
48.62
1.97

Totalsforcities
Maine
New Hampshire
Vermont
:
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
)
Maryland
j
District of Columbia
Virginia
TiVest Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Nevada
California
Oregon
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
Totals for States 1,731
United States ..




0. 72 1
0.97
0.74
1.05
0.31
0.50
1.51
0. 59
1.13
0.80
0. 32
1.71
0.61
0.60
2.58
3.54
12.15
0.82
2.77
0.68
2.21
0.30
4.66
1.74
2.84
1.84
0.96
1.83
4.61
1.38
0.17
2.71
8.81
3.44
46.16
45.54
25. 92
3.04
0.61
0.48
34. 23
44.22
50.64

10.30
15. 73
15.40
12.04
14.60

82.26
75.30
79. 20
83.48
87.91
87.38
83.13
91.97
84.80
86.31
83. 72
64.04
89.50
65 05
84.99
85. 93
69. 52
23.74
71.99
67.82
66.22
76.76
63.89
80.05
74. 63
70.64
73. 46
80.78
68.16
80.76
67.30
78.09
76. 02
81.15
52. 80
48.21
71.84
68.56
88.64
82. 53
49.83
37. 45
33.61
81.72 j! 1,895 I

2. 57
0.80
0.74
2.07
0.89
3.18
1.07
1.66
1.66
4.76
0.38
1.96
4.14
4.34
0.82
2.01
0.52
0.35
0.70
5 25
L38
3.70
2.11
2.87
11. 32
6.16
10.20
5.67
11.19
7.15
4.02
38. 83
44.12
24.98
3.18
29.43
0.44
1.20
10. 63
64.98
10. 02
3.31

0.14
0.64
0.41
1.40
0. 51

1.86
32.06
19. 40
41.30
18.85

8.51
3.61
1.71 I

93. 65
96.45
96.37
86.15
93.94
45.80
80.15
83.37
90.00
95.12
90. 25
93.47
94.87
81.51
77.43

REPORT OF THE COMPTROLLER OF THE CURRENCY. XCVII
Classification of the loans and discounts of the hanks in Xmv York City, in Boston, Philadelphia and Baltimore, in the other reserve cities, and in the States and Territories, on
October 1, 1881.
On single- \ On U. S.
Dame paper.
bonds.

Cities, States, and Territories.

On other
stocks.

New York City.

48 | $26, 935, 878 | $2, 539, 928 j $97, 249,162

Boston
Philadelphia.
Baltimore

54 1
32 !
16 i

Totals .

102 i

Albany
Pittsburgh . . . .
Washington ...
Xew Orleans...
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis
San Francisco .

7 !

22 i
5
7
8
10

Si
SI

4 j

Totals

69
47 !

47 i
190
62
85
243
67
191
14
22
1
18

j
i
!
|
i
|
i
i.
!

17 I
15 I
13 j
12 !

161
93
130
76
31
76
27
17
13
12
17
1
10
1 !

8 i
1 j
3 |
4;

l\
3 j
1,895 !

Totals ....
United States.




123 974 !
266,290
24,900 •

18,706,619 !
17,051,743 '
3, 493,164

34,465,661

415,164!

39,251,526

333, 348
1,045,120
19, 524
60, 981
175
3,871,703
627,551
4,573,291
510,681 I
417,121
140,757
1,304,086 !
12,904,338

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia . . .
Virginia
West Virginia
North Carolina
South Carolina.
Georgia
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
AVisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Nevada
California
Oregon
I
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming

c c-

I
\
!
!

15,290,358
13,443,834 !
5,731,469 |

2,132!

-VII

9,000
7,500
17,184
33,200
177,276
8,000
161,350 |

"54,'986'i

468,496 j

3,150 i
1,017,133 i
7, 045 I
539, 984 !
636,762 !
29,028 I
12,939,909 I
155,090 i
4,668,722 I
11,643 !
10,152,269 |
131,930 !
5,063,982 I 1,525,858 !
5, 090,124 i
272,098 j
3, 350, 946 ' 281,845 j
113,920 I.
441,930 i.
302,124
90, 913
141, 776
38, 708
198, 907
8, 413
262, 766
518, 930
8, 996
570, 558
983, 980
3, 238, 713
2, 266, 700
4, 113, 016
2, 423, 476
1, 081, 757
2, 016, 959
5, 526, 924
492, 675
425, 491
559, 989
1, 732, 488
72, 466
707, 886
431, 676
223, 893
34, 405
346, 167 ;
87,227 !
46,073
6,482 ;
138, 196 ;

1,500
1, 500

5,300
46,068
31,300
29, 794
45, 052
1,000 i
2, 500 ;
20,000 I
130 J
200 i
59, 225

147,420,282!

Total.

$120, 032, 691 | $246, 757, 659
89,523,632 I
31,513,529 i
16,645,141 |
137,682,302!

2,818,200
5,131, 492
20, 308, 236
939,422
498,083
1. 247, 885
6, 701, 231
1,854,577
6, 405, 893
679,743 j
11, 745, 861
3,094,891
1, 396, 940 I 7, 879, 054
8,783,702
20, 202, 997
5, 876, 039
1, 071, 026
808, 320
2, 601, 364
7, 817, 597
2, 252,193
30, 061
888, 857

123, 644, 583
62, 275, 396
25, 894, 674
211,814,653
8, 292, 040
22, 300, 278
1, 782, 676
8, 649, 989
7, 085, 811
18, 889, 731
9, 911, 545
33,721,340
7, 457, 746
3, 881, 791
10, 210, 547
2, 223, 004

24,227,158 j

96,806,506

134,406,498

634,951 !
865,398 '
522, 558
5, 005,119
429, 867
2, 796, 634
5, 922, 226
4, 881, 091
1,714,547
89, 960
100, 560
119, 046
758, 644
10, 599
97, 644
479, 714
1, 063, 799
75, 000
313,934
299, 205
117, 204
434, 550
1,562 918
2,193, 480
714, 552
1, 064, 392
498, 968
150,158
476, 979
191, 416
109, 698
57, 637
425, 967
440, 954
13,463
622,627

15, 650, 674
6,105, 590
9, 710, 924
63, 503, 779
23, 386, 650
30, 394, 479
62, 695, 791
18, 990,167
48, 946, 374
3, 292, 023
3, 768, 519
185,153
8,121, 021
3, 058,120
4, 526, 269
3, 871, 346
3,138, 666
200,157
1, 644, 036
2, 372, 538
248, 701
9, 683, 972
5, 269, 363
32, 253, 839
21, 887, 977
22, 611, 905
13, 947, 816
5, 620, 630
10, 942,127
9, 230, 929
3, 052, 001
1, 971, 698
3,117,190
4,211,619
90, 386
2, 825, 385
573, 865
848, 883
62, 734
929, 554
624, 281
290, 896
500, 424
485, 486

17, 305, 908
7, 518, 017
10, 899, 272
81, 603, 897
28, 496, 882
43, 475, 312
75, 207, 857
29, 233, 480
54, 293, 712
3, 495, 903
4, 311, 009
304,199
9,181, 789
3,159, 632
4, 767,189
4, 391, 268
4, 401, 372
283, 570
2, 220, 736
3, 190, 673
380, 201
10, 689, 080
7, 862, 329
37, 717, 332
24, 899, 023
27, &34, 365
16, 871, 254
6, 855, 045
13, 456, 065
14, 949, 399
3, 654, 574
2, 454, 826
4,162, 371
6, 385, 061
176, 315
4,155, 898
1, 005, 541
1,157, 636
97, 139
1,276,718
711, 508
336, 969
500, 906
706, 262

84,860 i

997

82,580

73,114,405 I 2,661,256 |

All other
loans.

35,423,896 ! 464,843,937 i

6,084,844 j 196,151,742,

576,043,494

819,365,436-1,169,022,304

XCVIIT REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table showing the increase in loans, United States bonds on hand, capital, surplus, net deposits,
specie, and legal-lender notes, in various States, at corresponding dates for three years.
MASSACHUSETTS.
October 1, 1881.
244 banks.

Items of resources and liabilities.
Loans and discounts
U. S. bonds on hand
Capital
Surplus
Net deposits
Specie
Legal tenders and U. S. certificates

!
!
I
I
!
I

October 1, 1880.
242 backs.
$186, 489, 818
2,119, 950
95, 605, 000
23, 229, 611
129, 977, 085
10. 475, 697
4, 386, 888

$205, 353, 470
1, 733, 200
96,177, 500
24, 579, 619
142, 625, 424
10, 219, 504
5, 079, 824

October 2, 1879.
241 banks.
$152, 353, 248
9, 315, 900
94, 957, 00a
22, 385, 889
97,148, 583
4, 414, 233
6, 497, 750

CONNECTICUT.
84 b a n k s .

85 banks.
Loans and discounts
TJ. S. bonds on hand
Capital
Surplus
Net deposits
Specie
Legal tenders and U. S. certificates

$43, 623, 195
786, 950
25, 539, 620 :
6, 701, 095 i
25, 734, 382 ;
1, 227. 371 j
949; 922 I

$39, 852, 932
778, 900
25,464, 620
6, 608,169
21, 347, 206
1, 044, 280
970, 451

84 banks.
$34, 011, 865
2,061,800
25, 564, 62a
6, 260, 728
17, 423, 522
620,749
1, 082, 544

N E W YORK.*
249 banks.

250 banks.
Loans and discounts
U. S. bonds on hand
Capital
Surplus
Net deposits
Specie
Legal tenders and TJ. S. certificates .

$83, 995, 959
6, 237, 000
34, 630, 160
9, 415, 608
80, 597, 774
3, 123, 330
3, 745, 414

$74, 598, 339
3, 935, 750
34, 697,160
9,104, 250
69, 257, 511
2, 661, 340
3, 964,106

238 banks.
$64, 300, 480
7, 079, 200
34, 452, 160
8, 776, 899
60, 600, 913
1, 530, 069
4, 312, 708

N E W YORK CITY.
48 banks.
Loans and discounts
TJ. S. bonds on hand
Capital
Surplus
Net deposits
Specie
Legal tenders and U. S. certificates

47 banks.

$246,901,392 ;
7,854,050 '
51,150, 000 !
19,947,316 i
268,779,373 ;
50,627,308 !
10,898,371

$238, 495, 325
7, 011, 450
50, 650, 000
18,185, 383
268, 087, 38G
58, 693. 315
11,136, 363

47 banks.
$195, 976, 976
10,140, 900
50, 750, 000
16,006,435
210,159,157
19, 349, 868
32, 638, 584

XEW JERSEY.
67 banks.
Loans and discounts
TJ. S. bonds on hand
Capital
Surplus
Net deposits
Specie
Legal tenders and IT. S. certificates .




j

$29,266,739
1,648.950 !
12,960,000 !
3,844,181 |
28,733,695 !
977,443
1,497.897
"Exclusive of New York City.

66 banks.
$26, 496, 481
983, 050
12, 995, 350
3, 713, 672
25, 422, 804
970, 308
1, 632, 083

68 banks.
$23, 732, 084
2,139, 050
13,445,350
3, 680, 327
20, 613, 438
597, 670
1, 659, 810

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCIX

Tables show ing the increase inloans, United States bonds on hand, capital, surplus, tf-c.—Cont'd.
PE NNS YL V ANI A.
Items of resources and liabilities.
Loans and discounts
TJ. S. bonds on hand
Capital
Surplus
Net deposits
Specie
Legal tenders and U. S. certificates

October 1, 1881.
245 banks.
$139, 295, 507
6,569,700
56,518,340
19, 060, 835
144,867,670
12,484,445
9,173, 970

October 1, 1880.
240 banks.
$121,813,994 i
3,834,450 i
56,153,340 j
17,799,555 !
125,179,909 !
12,836,828 I
11,085,019 j

October 2, 1879.
235 banks.
$106, 560, 450
6, 732, 050
55,116, 640
17, 628, 614
101,653,014
5, 039. 520
15, 521, 761

OHIO.

177 banks.
Loans and discounts
U. S. bonds on hand
Capital
Surplus
Net deposits
,
Specie
Legal tenders and U. S. certificates

;o, 017
2, 764, 550
29, 389, 000
5, 420, 723
67,138, 506
3, 487, 590
6, 876, 566

170 banks.

162 banks.

$54, 401, 634
1, 678, 500
26, 561, 900
5,166, 761
52, 098, 488
2, 490, 962
6, 498, 393

$46,
2,
26,
4,
44,
1,

821, 293
590, 050
221, 900
946, 295
748,187
505, 776

INDIANA.

93 banks.
Loans and discounts
TJ. S. bonds on hand..
Capital
Surplus
Net deposits
Specie . .
S. certificates

$25,162, 246
1, 525, 950
13, 093, 500
3,854,159
23, 715, 274
1, 602, 772
1, 856, 794

92 banks.

91 banks.

$23,193, 224
698,100
13, 202, 500
3, 976, 906
20,193,522
1, 329, 925
2, 048,185

$19, 873,
1, 038,
13, 277,
3, 912,
17, 656,
639,
2, 454,

322
550
500
896
800
328
354

ILLINOIS.

139 banks.

-Loans and discounts
TJ. S. bonds on hand
Capital
Surplus

N et deposits
Specie
Legal tenders and U. S. certificates .

$62, 061, 411
4,448,000
15,199, 600
6,359,571
85,607,445
11,790,647
4,289,117

136 banks.
$45,
2,
14,
5,
63,
6,
5.

662,
729,
964,
823,
460,
758,
912,

136 banks.
490
800
600
483
698
687
295

$38,402, 857
3,182, 600
14, 834, 600
5, 539,108
45, 898, 799
1, 818, 408
7, 022, 769

MICHIGAN.

80 banks.
Loans and discounts
TJ. S. bonds on hand
Capital
Surplus
Net deposits
Specie
Legal tenders and TJ. S. certificates .




$24, 529, 929 I
232,650
9,435,000 |
2,786,545 I
24,179,357
1,839,086 j
1,445,294

79 banks.

$19, 937, 971
400,700
£, 335, 000
2, 591,122
18,641,030
970,110
1, 706, 479

79 banks.
|16, 902, 324
564, 850
9, 337, 200

2, 585, 603
14, 988, 340
444, 525
1,774,646

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table showing the increase in loans, United States bond* on hand, capital, surplus,

tyc.—Cont'd.

IOWA.
October 1,1881.
76 banks.

Items of resources and liabilities.
Loans and discounts
TJ. S. bonds on hand
Capital
Surplus
Net deposits
Specie
Legal tenders and IT. S. certificates

$13, 725, 450
699, 450
5, 950, 000
1, 542, 083
15, 892, 754
1, 161, 487
1, 261, 344

October 1,1880.
75 banks.
$11, 373, 097
399, 500
5, 867, 000
1,419,101
11, 715, 956
795, 002
1 174, 973

October 2,1879.
73 banks.
$9, 603, 990
443, 400
5, 707, 000
1, 380,170
8, 834, 461
429, 658
1, 233, 677

MINNESOTA.
banks.
$15, 037, 774
51, 900
4, 900, 000
981,726
14, 212, 887
607, 544
849,160

Loans and discounts
IT. S. bonds on hand
Capital
Surplus
Net deposits
Specie
Legal tenders and U. S. certificates

30 banks.

30 banks.

$12, 201,168
5,150
5,150, 000
937, 004
9, 578,154
259, 003
899, 983

$10, 005,
107,
4, 660,
786,
7, 712,
\ 35,
706,

489
950
000
459
842
461
238

KANSAS.
13 banks.
$2, 508, 754
40,350
925, 000
225,210
3, 585, 562
203,633
326,411 I

Loans and discounts
TJ. S. bonds on hand
Capital
Surplus
Net deposits
Specie
Legal tenders and U. S. certificates

12 banks.
$1, 794,
11,
875,
193,
2, 884,
185,
303,

12 banks.
360
700
000
050
852
526
911

$1, 562,
108,
838,
184,
2, 453,
45,
326,

482
750
450
839
250
704
475

NEBRASKA.
12 banks.
Loans and discounts
U. S. bonds on hand
Capital
Surplus
Net deposits
Specie
Legal tenders and IT. S. certificates

$4, 271,798
375, 650
910, 000
294,000
6, 221,485
306,722
261,401

10 banks.

10 banks.

$3,193,158
3, 300
850, 000
229, 700
4, 085, 685
292, 297
273,738

$2, 896, 872
160, 700
925, 000
210,300
3, 842, 017
179, 213
200, 976

COLORADO.
17 banks.
Loans and discounts
TJ. S. bonds on hand
Capital
!
Surplus
Net deposits
Specie
Legal tenders and U. S. certificates




!
i
;
'
:

$6, 510, 663 j
52, 400 :
1,276,800 :'
468, 000
10, 488, 622 i
655, 826 i
626, 903 \

14 banks.
$5, 059,
177,
1, 070,
298,
8, 564,
248,
748,

14 banks.
713
650
000
500
805
590
099

$3, 804,
445,
1, 070,
206,
6, 319,
121,
704,

641
950
000
500
042
839
836

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CI

Number of banks organised and in operation, with their capital, bonds on deposit, and circulation issued, redeemed, and outstanding on November 1, 1881.
Circulation.

Banks.
States and Territories.

.;

JVtaiiie

p
"r1- °p—
tion.

^

New Hampshire» .:
Vermont
J
Massachusetts. ..!
Rhode Island .. ..!
Connecticut . . . ..;

Issued.

Redeemed. Outstanding.

tion.

74
49
54
250
63
89

5
2
7
5
1
4

$14,
8,
14,
130,
28,
37,

623,
801,
573,
351,
084,
596,

$8, 634, 704
5, 246, 621
7, 252,180
73, 731, 619
15, 375, 357
19, 508, 037

096
544
660
546
848
393

Eastern State s .

579

24

129, 748, 518

New York
.. 1
New Jersey
..;
Pennsylvania.. . . 1
Delaware
. j.
..!
Maryland

366
74
276
14
40

68
7
28

145, 316, 836 56, 087, 559
23, 259, 570 11, 949, 550
83, 448, 341 49, 235, 254
2, 559, 245 1, 580, 500
17, 505, 625 9, 011, 525

Middle States..
Dist. Columbia...
Virginia
West Virginia ...
North Carolina ..
South Carolina..
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri

770 j

11
30
22
16
13
18
3
11
2
11
17
3
60
35
46

Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
Nebraska

2

272, 089, 617 127,864,388

24

2, 875, 000
1, 475, 000
205, 000
10, 630, 900
3, 472, 800
4, 710, 000

2, 515, 000
1, 030, 000
205, 000
9, 836, 700
3, 338, 500
2, 330, 000

42, 614, ] 45
27,183, 986
27,570,123 !
12,765,418 I
5, 953,13]
9, 814, 820
5, 567, 330
2, 343, 299
1,393,264

971, 859
2, 752, 227
1, 583, 415
1, 897,121
1, 351, 343
2, 044, 272
70, 000
1, 399, 996
276
2,371,099
891, 820
205, 548
9, 801, 760
2, 856, 226
2, 965, 433

j 31,162,395

j

Western States

Oregon
Colorado
Utah
Idaho
Montana
Wyoming ..
New Mexico
Dakota
Washington .
California .. .

2, 855, 941
5, 825, 943
3, 917, 065
3, 008, 289
2, 727, 842
3, 567, 898
31, 700
1, 962, 584
65, 724
5, 221, 831
1, 367, 300
387, 582
12, 891, 495
4, 678, 474
9, 790, 592

298

.

Nevada

3, 827, 800
8, 578,170
5, 500, 480
4, 905, 410
4, 079,185
5, 612,170
101, 700
3, 362, 580
66, 000
7, 592, 930
2, 259,120
593, 400
22, 693, 255
7, 534, 700
12, 756, 025

, 886, 200
38, 937, 575
38,191,495
19, 894, 500
8, 915, 080
14, 887,170
8, 261, 920
3, 299, 440
2, 269, 520

1, 377, 000 1,110, 000
2, 966, 000 3, 002, 200
1, 836, 000 1, 429, 600
2, 501, 000 1, 853, 000
1,886,200 j 1, 380, 000
2, 281, 000 2, 086, 000
100, 000
80, 000
1, 508, 000 1, 437, 000

83, 300,100 ; 64, 309, 300

75, 000
40, 000 I
250,000 ! 250, 000
1,276,800 j 1, 185, 000
200, 000 I 200, 000
100,000 i 100, 000
325,000 j 353, 000
225,000 !
94, 000
400,000 ! 400, 000
750, 000 ! 545, 000
200,000 : 100, 000
1,300,000 i 1,004,000

j
|
|
j

Pacific States
andTerrit'es
Add for mutilated;
notes'retired.

5,101,800

135, 205, 516 i 66, 337, 384
167, 700
560, 000
2, 359, 240
815, 730
234, 340
802, 720
180,300
802, 450
443, 630
276, 940
907, 680

129,717
332, 800
304, 099
604, 521
156, 539
426, 706
96, 390
452, 210
116, 880
29,155
72, 910

37, 983
227, 200
055,141
211,209
77, 801
376, 014
83, 910
350,240
326, 750
247, 785
834. 770

4,271,000

Total currency j

banks
l.| 2,575
Add gold banks.. j
6

423
3

2,152 463, 735, 685 1368, 758, 500 1, 062, 290,165 703, 348, 677 359, 422, 738
921, 512
2,000,000 |
850,000 I
3,117,510
2,195,998
3

United States .. | 2, 581

426

2,155 465, 725, 685 :369, 608, 500 'l, 065, 407, 675 705, 544, 675 360, 344, 250




CII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of State banks and trust companies, private bankers, and savings banks, with the avermonths ending
State banks and trust companies.
States aud Territories.

1
2
3
4

Maine
j New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

$50, 000
350, 000
260, 000
644, 349
3, 074, 385
2, 476, 896

New England States!
New York
New York City ....
Albany..
New Jersey
Pennsylvania ..
Philadelphia
Pittsburgh
Delaware.
Maryland
Baltimore
Washington
Middle States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi..
Louisiana ...
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

|

7, 001, 542
18,148,114
550, 000
1, 255, 373
4, 411, 404
762,175
3, 270, 897
673, 689
455, 841
2, 447, 511

Pacific States, &c ..
United States




,313
5,202
36, 984
185, 063
568, 043
630. 543
254, 312

$47, 319
1,000
3,700
250, 000
4, 483, 750
234,119
140, 000

19, 581, 388 1,941,768
86, 794, 593 7, 624, 691
1, 390,139
354, 521
2, 973,119
268, 883
10, 072, 689 478, 606
25, 234, 689
81. 876
5, 215, 545 653^ 938
917, 742
20, 000
441, 056
251,189
2, 274, 006
106, 863

163 1,524,103
452 31,187,192
"
91,000
29,180
4r378, 527
1, 346, 729
324, 382
2,000
98, 508
667, 256
357, 060

234 ; 38,976,546 154,894,971 11,782,335
2, 321, 590
1,177,12
747, 894
295, 000
3, 634, 625

5,137, 229
3, 089,199
1,477,416
611, 067
4,341,

2, 723,
1, 939, 276
133,000
5, 705, 038
5, 060, 444
1, 697, 764

4, 632,122
2, 280,131
412, 310
5, 902, 969
5, 116, 149
3, 050, 686

2, 061, 637
945, 544
119, 216
47, 745
683, 840
272, 706
1, 257, 221
1,193, 246
87, 343
643, 013
3,000
74, 017
218, 553
471,197
112, 388

38, 505, 356 : 2, 055, 955

Southern States
34 I Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan.
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Western States
Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho .
Dakota
Montana
Washington
Arizona

2,340
36, 003
1, 607, 553
1, 323, 634
6,120, 679
3, 611, 242
3, 767,165

4, 361. 082
' 775, 472
105, 000
3,164, 190
3, 042, 881
586, 381
1, 009, 099
206, 041
793, 229
161,500
2, 583, 754
935, 068
1, 083,125
454, 973
796, 437
461, 458

58
5
7
4

8,283,006 I 11,269,822
7,901,233 18,199,412
259,250
545,512
108,000
98.56J

203,
466, 913
C8?, 517
325, 667
256, 457
206, 000
128, 054
5, 358
127, 511
446, 708
257, 000
112, 932

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CIII

age amount of their capital, deposits, and investments in United States bonds, for the six
May 31, 1880.
Savings banks.

bankers.

Invested
in U. S. Banks. Capital.
bonds.

Total.
Invested

Invested
Banks.

Deposits.

in U. S.
bonds.

$38, 550
1,984,618
7,045
18, 420

58
65
16
154
12
34
83

$21, 599, 469
28, 204, 306
6, 907, 562
142, 510, 224
56, 796, 871
39,188, 748
73, 549, 860

$3, 284, 637
919, 297
653, 862
13, 633, 993
6, 499,110
4, 570, 369
8,131, 932

2, 048, 633

422

368, 757, 040 37, 693, 200

358, 430
7, 528, 342
3,000
800
274,180
117, 527
7,425

91
23
7
34
1
4
4

458, 300

i

"16,085
20, 075

9
1
181

528, 460

24, 000
50,000

2

340, 912

558, 336

18, 050

2
1

2,000

885, 004
14, 583

203, 037
289, 758
8, 782, 499

$40, 000

64
71
22
161
57
56
105

76
20
13
13
58

1, 000

Q

I

13, 000
5

342, 912

1,457,923

1, 000

703, 819
254, 789
54, 542
419, 685
557, 889
160, 945
65, 921
16, 050
72, 284
2,425
97, 764
68, 044
103,183
23, 475
42, 514
39, 492

4

65, 000

697, 202

86, 959

1
14
5
1

62, 400
5,000

1

150, 000

1, 867, 594

48,167

(
j

7

26
33
3
11
105
15
71
15
30

3, 036, 974
1, 247,128
790, 321
511, 499
4, 068, 279
83,830
1, 040, 241
1, 083, 690
126, 265
2, 777, 031
3, 701, 080
245,110
6, 099, 666
5, 267, 028
1, 769, 228

7, 757, 202
4, 034, 743
1, 596, 632
658, 812
5, 910, 827
287, 289
2, 269, 647
2, 634, 915
87,343
4, 632,122
1, 332, 751
577, 628
7, 698,114
5, 803, 673
3, 222, 740

8
9
10
11

11
14
15

16
17
18

294, 208 19
137, 488 20
21
52, 333 22
19, Of 0 23
24
742 25
209, 358 26
45, 000 27
643, 013 28
163,133 29
75,102 30
306, 979 31
471,197 32
125, 388 33
2, 542, 991

53, 504, 438

134, 267

3

208, 018
273, 847

248
12
9
144
316
34
155
14
109
9
309
95
170
28
148
83

954, 434 34
20, 834, 648
275, 671 35
4, 392, 711
13, 965, 571 2, 829, 649 36
550, 014 37
13,172, 783
735, 606 38
17, 061, 788
12, 584, 083 2, 559, 823 39
154, 894 40
7,105,952
480, 009 41
7, 544, 048
184,761 42
5, 964, 028
?
15, 914 4>
7, 788, 900
319, 876 44
13, 326,191
119, 968 45
5, 000,150
428 208 46
15 307 216
873, 395 47
18, 688, 699
90, 397 48
4, 877,150
39, 492 49
2, 019, 814

33

330, 567 13, 961, 465 2,474,557

1,883

8, 940, 548 2,151, 270
1,413,171
42, 061
550, 515
60, 000
10, 570

1
58, 532
6,300
41, 742
7
680, 710 2, 839, 944
9 2,119, 796 41, 385, 352 2, 711, 604

1

i

25, 000
366, 695

1
2
3
4
5

498 31,847,370

100, 000

14, 366, 684

$21,721,964 $3, 292, 950
924, 499
28, 301, 549
690, 846
8, 531,140
144, 268, 273 13, 857, 606
64, 553, 766 9, 051, 771
43,134, 708 5, 207, 957
78, 457, 961 8, 404, 664

45, 993, 290 j 303 8, 525, 645 162, 275, 473 48, 293, 488
506 49, 335, 306 291, 914, 072 88, 890,112
73, 737, 079
12
641, 000 13, 751, 649 2, 910, 426
2, 552, 905
5L 1, 324, 553 20, 391,118 6,141, 675
5, 871, 992
822, 786
271 8, 789, 931 29, 071,132
70, 000
61 2,108, 904 51, 496, 370 6, 671, 500
6, 472, 097
31 4, 053, 579 14, 651, 589 2, 340, 729
1, 679, 366
20, 000
2,127, 426
8
675, 689
264, 727
819, 944
564, 434
13,"538"
25, 814, 319 10, 200, 253
38 3,134, 842
9, 890, 353
310, 293
3, 305, 875
20, 535
357, 060
7
389,183, 857 146, 301,155 1,300 79, 510, 943 615, 618, 967 166, 865, 989

486, 036

129, 272

in U. S.
bonds.

536 12, 015, 518 388, 969, 361 41, 430, 293

160,133
1,085
88, 426

112, 423

$47, 319
51, 000
353, 700
510, 000
5,128, 099
3, 308, 504
2, 616, 896

Deposits.

131, 291, 297
174, 566, 730
12, 289, 861
17, 417, 079
270, 878
22,157, 680
7, 961,178
1, 207, 860
235, 703
21, 467, 947
317, 644

742
85, 600
45, 000

2, 682, 821

Capital.

17 2, 842, 248 44, 283, 828

15
85
26
38
13
11
5

i

18
13
4
5

5, 704,140
1, 402, 241
1, 045, 924
4, 365, 434
4, 092, 314
4, 272, 495
2, 346, 799
1, 066, 041
1, 578, 843
634, 731
5,153, 906
1, 906, 375
4 250,175
5, 705, 555
1, 564,144
653, 890

45, 743, 007 169, 633, 732 10, 612, 111
118, 723 50
1, 245, 208 1, 033,103
9, 430, 629 14, 928, 718
197, 341 51
12,104, 546 67, 497, 294 6,160, 656 52
53
584, 917
3, 479, 877
364, 457
834, 548
100, 000 54
55
206, 000
1, 233, 952
56
6,667
181, 925
57
128, 054
271, 201
5t
f
5,358
18 368
59
127,511
396, 279
60
446, 708
724, 031
61
257, 000
525,109
112, 932
243, 673
25," 666" 62

2,717,904 ' 239 25, 019, 987

91, 368, 078

6, 601, 720

658 4, 044,187 817, 644,113 189,187, 816 4,456 194,136, 825 1,319,094,576 228, 053,104
•




CIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of State banks and trust companies, private bankers, and savings banks, with the
months ending
State banks and trust companies.

|j

States and Territories.
Deposits.
Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island .
Connecticut ..
New England States
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington
Middle States
Virginia
West Virginia.
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
LouisianaNew Orleans
Texas
Arkansas
Kentucky ..
Louisville
Tennessee
Southern Statei
34
35 !
36
37
38
39
40
41
42
43
44

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa

45 | Minnesota
46! Missouri
Saint Louis
Kansas
Nebraska
Western States

$77, 409
25, 658
2, 057, 666
1, 977, 822
8,153, 354
4, 212, 867
4, 463, 846

in TJ. S.

United States




$169, 764
45, 234
17, 267
539, 028
2, 570, 068
462, 268
1, 359, 079

$1, 375
113, 748
167, 614
798
909,' 584
132, 725

1, 832, 351
6, 987, 938

1, 551, 347
45, 482, 515
550, 000
26, 231
4,140, 679
1,890,614
563, 910
5,000
49,177
773, 657
364, 000

323, 675
,685
48, 033
623, 348
10, 000
256, 675
36,189
218 : 39,280,513 189,777,240 ; 10, 506, 894 j
i
2, 280, 452
1,158, 983
463, 807
305, 000
2, 959, 758
6!
17 I

6, 371, 435
3, 313, 510
1, 063, 523
1, 553,145
, 961, 950

615,000
675,293

5,147,188
1, 777, 789
495, 204
7, 065, 484
5, 903, 221
3. 356. 247

369, 792
70, 000
40, 833
229, 956
478, 910
99, 079
564, 085
314, 579
146, 329
32, 000
2, 560, 951
87, 066
368, 731
178, 000
48, 517

1,109,300
1,311,167

2, 237, 803
1, 487, 013
130, 236
5, 683, 563
4, 967, 554
1, 748, 019

208,136
66, 790
50
45, 000

65, 230
91,177
249, 922
199. 763

2,102, 077
992, 892
102, 240
53, 921
1, 308,131
521,699
1, 372, 342
833, 326
35, 812

4,119, 220
812,167
55, 000
3,130, 268
4,183, 346
2, 004,197
1, 213, 796
161, 256
848, 746
64, 667
2, 975, 737
679, 227
1,120, 244
261, 302
1, 001,172
675, 300

19, 931, 774
3, 863, 817
963, 938
11, 870,164
21, 656,149
10, 455, 063
5, 218, 413
945, 669
4, 901, 883
530, 047
10, 388, 843
2, 772, 567
6, 843, 267
304,976
4, 076, 393
2, 053, 586

240 I 24,712,481 I 42,429,103
3, 390, 421
162, 308
1, 558, 046
60, 094
4, 876, 499
491, 161
2, 291, 526
40, 190
1, 301, 320
26, 333
93, 445 1,001,700
3,404,975
42, 227
5, 887, 273
300, 367
5, 204, 869
95, 236
6, 954, 542
1,717
7, 975, 671
291, 564
4, 475, 337
23, 774
14, 816, 825
339. 742
24, 807, 700
339, 419
2, 342, 089
30, 937
607, 705

213
8
4
106
310
24
137
7
79
4
276
89
81
11
135
86

24,401,434 i 98,688,243 j 3,246,769 ; 1,570 23,305,645 :106, 776, 549

Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico.
Wyoming
Idaho..
Dakota
Montana
Washington
Arizona
Pacific States, &c...

Banks.! Capital.

17,536,041 ! 33,756,694

4,535,239

978 113, 194, 310 385, 619, 962 21, 650, 668

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CV

average amount of their capital, deposits, and investments in United States bonds for the six

May 31,
bankers.

Invested j
in U. S. IBanks.
bonds. i

Invested
in U. S.
bonds.

16, 667
1, 003, 343

32, 613
8,063

364, 268
9, 670, 751
351, 000
333
288, 461
224, 208
20, 374

57
67
16
157
12
33
83

!
!
i

$24,116,117
32,092,232
7,971,977
162,120,982
i 59,921,155
;
38,364,066
I 78,466,347

$4, 049, 652
738, 716
508, 777
14, 485, 728
5, 720, 483
4, 228, 338
6, 909,101

$53, 200
76, 000
352, 804
310, 000
4, 855. 730
3, 719, 789
2, 620,100

$24, 363, 290
32,163, 124
10, 046, 910
164, 637, 832
70, 644, 577
43, 039, 201
84, 289, 272

145,
192,
13,
20,

; $25,000

54, 898, 091
83, 257, 940
2, 964, 825
7, 729, 081
67, 850
6, 534, 649
2, 372, 208

8, 762, 680
66, 010, 403
616, 000
1, 238, 914
7, 858, 694
2, 658, 894
4, 019, 335
609, 561
507, 074
2, 640, 698
364, 000

183, 626, 465
343, 830, 575
15, 775, 441
23, 877, 530
31, 947,161
64, 831, 097
17, 887, 623
2, 299, 392
887, 742
27, 859, 420
4,144, 875

650,176
517, 560
981, 392
388, 409
369, 457
4 !
i 25, 007, 693
5 i 533,300 I 9,918,603
I 1, 435, 466
10,085
295, 395
20, 225 23,123, 778
397,172

10,976
10, 749, 845
31, 585

608,610 1433,085,101
418,741 j

656, 222
280, 205
8,967
571, 999
1, 245, 738
172, 589
74, 464
7,333
111, 960
350
67, 287
45, 848
134,142
44, 406
32, 600
14, 070

716,967,321 |190, 525, 752
3, 068, 985
1, 228, 983
504, 640
549, 956
3, 438, 668
101, 079
1,179, 085
989,872 j
146,329
2,271,932
4, 047, 964 I
217,302 I
6,052,294 !
5,145,554 |
1,796,536 |

813,449

,
i
2,000 i

57,094,
99,916,
3, 315,
8, 053,
744,
6, 806,
3, 015,
10,
267,
10,981,
318,

307,201
929,082
17,750

9, 286, 961
4, 306, 402
1,165, 763
1,914,267
6,199,163
539, 449
2, 481, 642
2,144, 493
35, 812
5,149, 585
8, 811, 029
679, 509
9, 002, 299
6, 631, 685
3, 474, 487

5, 509, 583
1, 374, 317
1, 059, 667
4, 433, 488
4, 579, 378
3, 9ti5,197
2, 445, 500
1, 044, 028
1, 830, 863
437, 898
5, 671, 468
2, 875, 971
4, 366,103
5, 763, 025
1, 921, 571
944, 372

1
10,021,320
15
1 1,716,516
6 i 75,350 i 946,035
2
10,000
67,515
2
75,000 I 393,671
1
150, 000 ' 2, 586, 087

48, 222, 429 ; 223,104, 509
250, 000
104, 074
15. 000
100, 000

469, 074
16, 670, 494

4
681,965 I 2,233,524 I
8 1,951,243 41,892,395 | 6,911,198

12 2.633,208

44,125,919

6,911,198 j
j

16
892, 844 ! 1,434,568 i 256,300 50
83 8,847,747 | 15, 662, 084 ! 254, 290 51
24 | 11,953,172 ; 980, 629 | 11, 234, 921 ; 52
68,
903,440 I 3,864,948 j
20,000 53
381,851 ! 1, 254, 649 j 100, 000 54
208,225 ! 1,582,519 !
55
13,333 !
459,518 1
56
135,208 :
421,310 ;
57
6,561
ly, 097 !
58
216,263 !
484, 335 !
59
512,706 '
904, 498 1
60
284,050 i
657,015 !1
61
635,256
50, 000 62
147,319
292 I 24,502,719 j 96,360,426

11,915,511 |

665 14,220,038 1899,973,492 214,880,178 \ 4,681 ;210,738,203 1,527,439,008 253,201,340




CVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Lawful-money reserve of the national banks, as shown by the reports
STATES AND

Number
of banks.

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia .
Virginia
West Virginia
| North Carolina
j South Carolina
! Georgia
I Florida
| Alabama
j Texas
j Arkansas
i Kentucky
| Tennessee
Ohio
! Indiana
Illinois
Michigan
Wisconsin
i Iowa
I Minnesota
Missouri
I Kansas
J Nebraska
i Colorado
j Nevada
{ California
j Oregon
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
I

Totals

69
47
47
190
62
85
243
67
191
14
22
1
18
17
15
13
12
2
9
15
2
42
25
161
93
130
76
31
76
27
17
13
12
17
1
10
1
8
1
3
4
1
2
3
1,895

Deposits.

$9, 558, 878
4, 867, 637
5, 239, 644
46. 849, 038
13, 006, 588
25, 734, 382
70, 500,180
28, 733, 695
57, 603, 203
3, 818, 586
5, 349, 990
589, 060
9, 569,105
2, 373, 936
3, 287,102
3, 189, 944
3, 321, 577
318, 545
1,773,415
4, 022, 055
487, 793
7, 974, 654
8, 663,170
38, 782, 485
23, 715, 274
34, 657, 785
16, 058, 341
8, 325, 581
15, 892, 754
H , 212, 887
4, 468, 367
3, 585, 562
6, 221, 485
10, 488, 622
161, 568
*4, 703, 498
2, 095, 498
1, 792, 374
320,169
1,482,594
1,125, 640
1,012,435
456, 042
856, 005
507, 247,143

Reserve required.

$1,433, 832
730,146
785, 947
7, 027, 356
1, 950, 988
3,86u 157
' 10, 575; 027
4, 310, 054
8, 640,480
572, 788 i
802,4#9
88, 359
1, 435, 366
356, 090
493, 065
478, 492
498, 237
47, 782
266, 012
603, 308
73,169
1,196,198
1, 299, 476
5, 817, 373
3, 557, 291
5,198, 668
2,408, 751
1, 248, 837
2, 383, 913
2,131, 933
670, 255
537, 834
933, 223
1, 573, 293
24, 235
725, 354
314, 325
268, 856
48, 025
222, 389
168, 846
151, 865
68, 406
128,401
76,106, 901

NOTE.—Prior to June 20,1874, the required reserve in States and Territories was 15 per
RESERVE
Boston
AJbany
Philadelphia .
Pittsburgh...
Baltimore
Washington..
New Orleans .
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis - San Francisco

54
7
32
22
16
5
7
8
10
6
9
4
3
5
1

Totals..
New York . . .




$95, 776, 386
10, 097, 594
66,145, 400
21,176, 058
19, 952, 679
1, 977, 830
8, 871, 346
5, 953, 453
19, 640, 318
8, 715, 703
50, 949, 660
8,121, 016
5. 332, 201
10,631,992
*2, 327, 590

$23, 944, 096
2, 524, 399
16, 536, 350
5, 294, 015
4, 988,170
494, 458
2, 217, 837
1, 488, 363
4, 910, 079
2,178, 926
12,737,415
2, 030, 254 j
1,333,050 j
2,657,998 !
581, 897

189

335, 669, 226

83, 917, 307

48

268, 769, 373

67,192, 343 ;
•i

* Includes National
NOTE.—Prior to June 20,1874, the required reserve in reserve cities was 25 per

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CVII

of their condition at the close of business on October 1, 1881.
TERRITORIES.
Classification of reserve held.
Reserve held. Ratio of
Specie.

$3, 581, 746
1, 803, 054
1,899,828
12, 734, 514
4, 259, 023
6, 647, 980
20, 225, 908
9, 982, 859
19,663,638
1, 315, 605
1, 925, 966
262, 730
2,192, 435
814, 652
683,180
674,648
719, 267
71, 080
696, 899
1, 617, 884
123,137
2, 648, 468
2, 433, 661
13,154, 256
8,090,178
31, 744, 324
5,144,154
2, 439, 357
5,548,461
3, 425, 191
1, 409, 655
1,125, 301
1, 626, 257
4, 021, 501
46, 286
1, 326, 677
558, 660
430, 854
45, 923
195, 744
425, 244
263, 640
81,100
218,117

Per cent.
37.47 !
37.04 I
36.26 j
27.18 i
32.74 !
25.83 I
28.69 I
34.74 |
34.14 i
34.45 i
36.00 !
44.60
22.91
34.32 '
20.78
21.14 '
21.65 !
22.31 i
39.30 i
40.23 I
25.24 I
33.21 I
28.09
33. 92
34.11
33.89 !
32.03 i
29.30
34.91 j
24.10
31.54
31. 38
26.14 i
38.34 i
28.64 I
28.21 !
26.66 :
24.04 j
14 34
13.20 i
37. 78 !
26.04 !
17.78 |
25. 48 i

158, 299, 042

31.21 I

$450, 583
198, 676
224, 575
1, 933, 322
394, 457
1, 227, 371
2, 621, 275
977, 443
3, 663, 992
18 >, 894
260, 690
54, 186
342, 888
197, 047
172, 547
211, 989
301,198
19, 662
133, 648
306. 240
17, 888
302, 042
506,411
2, 407, 952
1, 602, 772
2, 305, 607
1,123, 894
579,117
1,161, 487
607, 544
188,173
203, 633
306, 722
655, 826
39, 658
800, 399
347, 143
90, 684
18, 173
43, 398
83, 030
141, 530
32, 006
71, 049
27,509,821

;United States
Legal tend- certificates of!
ers.
!
deposit.
|

$143,907
98, 655
227, 000
1, 362, 445
390, 066
939, 922
2, 760, 944
1, 487, 897
2, 770, 438
141, 262
421, 391
75, 000
452, 872
240, 593
262, 707
254, 406
225, 473
36, 474
220, 077
516,100
35, 515
397, 893
731, 391
3, 036, 591
1, 856, 794
2, 050, 597
895, 883
397, 094
1,231,344
849,160
294,756
326, 411
261, 401
626, 903
2,519
15, 782
2, 200
148, 223
23, 250
81,150
81,147
24, 470
19, 940
54, 950
26,473,002

$185,000 j

""io.'ooo'i
285,000 I
10,000 !
60,000 |
30,000 '

10, 000
30, 000

i Redemption
e agents. i fund with Treas

$2,573,543 I
1,245,973 I
1,123,437 i
7,306,973 [
2, 733, 838 I
3,565,027 I
13,235,249 i
6, 984, 533 !
11,933,427 ;
886,910 i
1. 143, 417 !
122,294 I
1,273,375 I
306,769 ;
169,485 !
149,227
95,351
11,344
278,059
749,194 !
60,509 |
1,638,039 j
1,066,681 I
6,935,259 I
4,191,416 I
6,998,671 !
2,903,705 |
1,374,736
2, 903, 306
1, 876, 299
869, 726
562, 293
1, 024, 879
2, 689, 833
2,309
469, 466
198, 067
176, 422
63,
243,
88,
23,
87,

620,

000

096
067
640
304
888

92, 335, 036

$413,713
259,750
324,807
1,946,774
740,662
905,660
1,323,440
522, 986
1,235,781
75, 539
100,468
11,250
123,300
70, 243
78, 441
59,026
97,245
3,600
65,115
46, 350
9, 225
310,494
129,178
774,454
439,196
379, 449
220, 672
88, 410
222, 324
92,188
57, 000
32, 964
33, 255
48, 939
1,800
41, 030
11,250
15, 525
4,500
8,100
18, 000
9, 000
5, 850
4, 230

CITIES.
26.27
31.04
28.29
34. 27
30.50
29.47
30. 61
20. 93
32. 67
29. 78
35. 92
36.12
26.62
28.52
50. 86

$8, 286,182
502,055
7, 156, 059
1, 664, 394
2, 020, 682
128, 806
1,143, 325
149, 907
674, 484
405,154
9, 485, 040
715,192
317, 946
702, 411
1,183, 730

$3, 457, 379
154, 470
2, 529, 521
1, 994, Oil
947,170
222,126
1,141, 612
411, 257
1, 919, 975
1, 070, 000
1, 568, 520
549, 411
376, 779
1, 352, 000

100, 805, 507 I

30. 03

34, 535, 367

17,694,231 |

4,205,000

62,542,546 |

~23. 27

8, 983, 371

1, 915, 000

50, 627, c

$75, 000
545, 000
1, 820, 000
255, 000

835, 00;)
15, 000
660, 000

$11,
1,
6,
3,
2,

735,
856,
607,
257,
522,
200,
350,
551,
2, 778,
1, 003,
6, 547,
1, 606,
695,
919,

40,633,147

Gold Bank circulation.
cenfc:i n of circulation a n l deposits; sinse t h a t date, 25 per centum of dep3sits only.




ll, 603, 628
75, 597
600, 099
341, 267
339, 687
31, 500
110, 875
133, 667
208, 727
101,780
40, 500
62, 259
29, 250
58, 935
3, 737, 762

1
2
3
4
5
6

J16
"

| 35
i 36
[37
! 38

11,361,183 !

centum of circulation and deposits; since t h a t date, 15 per centum of deposits only.

$25,157, 688 I
3, 134, 090
18, 713, 629 |
7,256,730 |
6, 085,183 I
582, 877 ;
2,746,692 I
1,246,251 !
6, 416, 802
2,595,157
18, 301,194
2, 933, 045
1,419,672
3, 032, 767
1,183, 730

;
|
|
i
I
|

CVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of the state of the lawful-money reserve of the national

banks

STATES AND

Dates.

8
9
10
11
12
13

ni
16
17 |
181
19 |
20
21

I
24!
25|
26
27
28
29;
30 i
31 !

Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Jan.
Apr.
June
Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Jan.
Apr.
June
Oct.
Dec.
Feb.
Apr.
June
Oct.
Dec.
Mar.
May
June
Oct.

| Xuml)or of | Xet deposits,
banks. I

1.1875 .
17.1875 .
10.1876 .
12,1876.
30, 1876 .
2.1876 .
22.1876 .
20.1877 .
14,1877 .
22,1877 .
1.1877 .
28.1877 .
15.1878 .
1.1878 .
29.1878 .
1,1878 .
6.1878 .
1.1879 .
4,1879 .
14.1879 .
2.1879 .
12.1879 .
21.1880 .
23,1880 .
11,1880 .
1.1880 .
31.1880 .
11.1881 .
6.1881 .
30,1881 .
1,1881 .

1,851
1, 850
1, 853
1,853
1,855
1, 853
1,843
1,849
1,839
1,844
1,845
1,834 I
1,831 i
1,827
1,824
1, 822
1,825
1,821
1, 819
1,819
1,820
1,824
1,831
1,844
1, 845
1,859
1,863 I
1,860 !
1,868 !
1,880 |
1,895 I

$307, 920, 794
297, 071, 465
303, 046, 873
299, 442, 989
299, 479, 094
291, 744, 349
288,950,818
299, 364, 605
294, 192, 806
291,600,630
290,136, 048
287, 728, 891
286,105, 648
282, 678, 523
283,101,236
289,071,448
283, 181, 956
290, 504, 788
293,817,962
300, 097, 942
329, 874, 452
348, 834, 775
375, 281. 538
384, 765,183
385,168, 252
410, 522, 448
439, 354, 304
447, 410, 923
460, 478, 466
484, 089, 521
507, 247, 143

He serve required.

$46, 304, 791
44, 647, 985
45, 535, 811
44, 990, 757
44, 996, 205
43, 862, 907
43,416, 361
44, 978, 935
44, 203, 308
43, 814, 051
43, 594, 978
43, 616, 668
42, 990, 670
42, 476, 500 1
42,539,887
43, 437, 474
42, 555, 77S
43, 654, 032
44,126, 773
45, 068, 973
49, 535, 540
52, 379, 535
f.6,346,8;7
57, 766, 633
57,801,806
61, 598, 298
65, 922, 995
67,131,602
69, 091, 733
72, 633, 329
76, 196, 945

RESERVE
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
2i
24
25
26
27
28
29
30
31

Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Jan.
Apr.
June
Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Jan.
Apr.
June
Oct.
Dec.
Feb.
Apr.
June
Oct.
Dec.
Mar.
May
June
Oct.

1, 1875
17, 1875
10, 1876
12, 1876
30, 1876
2 1876
22, 1876
201 1877
14 1877
22, 1877
1 1877
28 1877
15, 1878
1, 1878
29, 1878
1, 1878
6 1878
1 1879
4, 1879
14, 1879
2 1879
12, 1879
21 1880
23 1880
11 1880
1 1880
31 1880
11 , 1881
6 1881
30 1881
1, 1881




'
:

,
..
.'

,

236 $426,168,021; $106,542,005
236
383,453,858;
95,863,466
238i
418,141,702!
104,535,425
236 I 395, 106, 986 i
98, 776, 747
236
415,443, 362 i 103, 860, 841
236
414, 887, 769 ! 103, 721, 942
234 i 396, 950, 934 j
99, 237, 733
234
421,845,188 I 105,461,297
234
402, 090, 332 I 100, 522, 583
234 \ 420,184, 865 J 105,046,216
235
378,992,700
94,748,175
233 t 372,696.990'
93,174,248
232
384, 912, 505
96, 235, 626
2 3 3 ; 373,875,154 1
93,468,789
232 I 395, 473, 477 I
98, 868, 369
231
389, 031, 686 ;
97, 257, 896
230 • 381, 431, 393 '
95, 357, 848
230 ; 384,319,202;
96,130,280
229
366,814,853!
91,703,713
229
414,518,542
103,629,635
228
439,009,954'
109,752,489
228
458,944,779 1 114,736,195
230
498,980,548'
124,745,137
231 ! 482, 230, 794
120, 557, 698
231 ; 516, 491, 857 ! 129,122, 964
2 3 1 : 557,508,975
139,377,244
232
544,501,717!
136,125,429
234
536,112, 658 i 134, 028,165
234
588,714,401;
147,178,600
235
655,815,066
163,953,766
2 3 7 : 604,438.599.
151,109,650

REPORT OF THE

COMPTROLLER OF THE

CURRENCY.

CIX

as shown by their reports from October 1 ; 1<S75, to October 1, 1881.
TERRITORIES.
Reserve held.
Amount.

Classification ot reserve held.

Ratio
to liabilities.

Specie.

Legal
tenders.

United States
Due
eertiticates of from reserve
deposit.
agents.

Redemption fund with
Treasurer.

Per cent.
$100,128, 907
97, 855, 940
108, 547, 092
104, 514, 789
103, 832, 286
99, 985, 627
101, 429, 533
108, 706, 493
103, 945, 584
101, 962, 783
95, 379, 331
101, 866. 983
108, 782, 223
99, 320, 989
102, 308, 371
106, 045, 159
106, 003, 028
110,164, 553
105,684,344
112, 463, 409
124, 315, 513
124, 606,178
139, 489, 054
133, 966, 543
138, 632, 303
147,105, 244
155, 406, 393
150,919,415
155, 258, 642
170, 055, 750
158, 299, 042

32.5
32.9
35. 8
34.9
34.7
34.3
35.1
36.3
35.3
35.0
32.9
35.1
38.0
35.1
36.1
36.7
37.4
37.9
36.0
37.5
37.7
35.7
37.2
34.8
36.0
35.8
35.4
33.7
33.7
35.1
31.2

$1, 555, 034
1, 452, 639
1,800,017
1,912,171
2, 469, 391
2, 763,198
3, 427,133
3, 941, 358
4,166, 989
4, 208, 317
4, 155, 631
4, 486,185
6, 3<i5, 680
7, 007, 260
7, 049, 274
7, 988, 990
9, 048, 396
11, 578,143
11, 872, 699
12,135,564
11, 474, 961
13, 257, 825
15, 931, 208
18, 523, 230
18, 988, 001
21,145, 738
25,108, 888
26, 660, 882
27, 842, 501
27, 635, 215
27, 509, 821

$32, 783, 502
32, 073, 246
32,141,468
33, 630, 711
31, 920,120
29, 723,138
30, 714, 772
32, 707, 525
31,948,207
30, 879. 163
30, 316, 538
32, 730, 224
31,528,169
32, 024, 586
29, 390,198
30, 064, 665
30, 579, 974
32, 374, 428
29, 074, 259
26, 433, 762
29, 628, 096
29, 357, 057
28, 471,133
30,138, 708
28, 650, 254
27, 613, 370
29, 063, 892
26, 783,131
28, 672, 789
27, 416, 230
26, 473, 002

$900, 000
805, 000
1,180, 000
1, 285, 000
1, 280, 000
1, 280. 000
1, 280, 000
1, 245, 000
1,180, 000
1, 250, 000
1,315,000
1, 225, 0C0
1,115,000
1, 035, 000
1,040,000
995, 000
1,140, 000
1, 035, 000
895, 000
695, 000
735, 000
670, 000
670, 000
645, 000
605, 000
640, 000
630, 000
585, 000
585. 000
575, 000
620, 000

$53,322,15?
52, 073, 208
62, 102. 613
56, 654, 668
57, 268, 334
56, 362, 468
55, 244, 747
60,110, 762
55, 904, 422
55,012,171
48, 885,195
52, 587, 886
58, 950, 369
48, 325, 035
54, 033, 882
56, 023, 564
54, 268, 698
54,197, 445
52, 916, 702
62, 257, 734
71, 302, 887
70, 017, 269
83,134, 259
73, 296, 236
79, 126, 763
86, 371, 229
89, 258, 930
86, 060, 705
87,109,924
103, 297,184
92, 335, 036

$11, 568, 219 1
11, 451, 847 2
11,322,994 i 3
11,032,239
4
10, 894, 441
5
10, 856, 823 6
30,762,881
7
10, 701, 848 8
10, 745, 584 9
10,613,132 10
10, 706, 697 11
10, 837, 688 12
10, 883, 005 j 13
10, 929,108 ; 14
10, 795, 017 15
10, 972, 940 16
10,965,960 17
10, 979, 537 18
10, 925, 684 19
10, 941, 349 20
11,184,569 21
11, 304, 027 ! 22
11, 282, 454 ! 23
11, 363, 369 24
11, 262, 285 25
11, 334, 907 i 26
11, 344, 683 ! 27
10, 829, 697 I 28
11,048,428 29
11,132,121 30
11, 361,163 ! 31

31.7
30.8
34.1
31.9
34.4
34.2
30.8
33.8
29.0
33.0
30. 5
31.9
34.2
32.5
32.7
31.3
32.1
32.3
30.3
31.6
31.1
30.2
30.0
29.2
32. 8
31.5
29. 0
27.5
30.6
30.2
27.0

$6, 495, 294
15, 618, 267
27, 277, 329
19, 802, 423
22, 749, 078
18, 598, 456
29, 572, 511
45, 767, 909
22, 903, 049
17, 127, 679
18, 503,189
28, 421. 566
48, 416, 378
39,016.496
22, 202,196
22, 699, 616
25, 306, 854
29,921,614
29, 275, 864
30, 197, 723
30, 698, 771
65, 527,137
73, 215, 503
67, 410, 642
80, 023, 104
87, 035, 651
80, 609, 813
77, 490, 354
93, 525, 721
100, 058,123
85,162, 735

$43. 583, 429
38, 563, 571
44,603,718
46,171, 398
58, 852, 046
54,488,445
35, 466, 510
39, 908, 797
40, 330, 831
47, 072, 388
36, 544, 635
37, 767, 429
32, 422, 675
35, 163, 963
42, 209, 909
34, 306, 906
34, 074,142
38,162, 935
35, 373, 905
40,611,933
39, 557, 866
25, 362, 067
26, 749, 506
30, 889, 350
35, 821, 472
29, 023, 558
30,150, 982
25, 371,178
33, 842,177
31,308,173
26, 677. 602

$47, 910, 000
30, 200, 000
29, 605, 000
26, 095, 000
26, 675, 000
27, 890, 000
24, 815, 000
24, 225, 000
30, 920, 000
43, 180, 000
32. 095, 000
25, 290, 000
19, 490, 000
19, 960, 000
35, 865, 000
31, 695, 000
31, 380, 000
27, 880, 000
20, 990, 000
24, 465, 000
26, 035, 000
10,180, 000
10, 090, 000
7, 225, 000
11, 895, 000
7, 015, 000
5, 520, 000
5, 525, 000
7, 460, 000
8, 965, 000
6,120, 000

$32, 322, 812
29, 389, 472
36, 965, 578
30,114,214
30,719,768
31,981,995
28, 544, 429
28, 587, 547
29, 038, 296
27,119, 929
24, 398, 938
23, 372, 201
27, 066, 622
23, 006,184
24,841,174
29, 059, 854
27, 464, 439
23, 727, 624
21,105, 059
31,185, 730
35, 720, 660
32, 725,183
34, 657,128
30, 667, 994
36, 808, 905
48,191,549
36, 896, 084
34, 759, 986
40, 862, 229
52, 961, 453
40, 633,147

$4,664,974 ! 1
4, 519, £15 2
4,301,565 ! 3
3,996,213
4
3, 910, 905 i 5
3, 863, 045 ! 6
!
3,881,546 7
3.919,861 i 8
4,013,076 i 9
3,999,201 110
3, 787, 666 I 11
4,190, 652 j 12
4,211,591 13
4,195, 707 ! 14
4, 250, 740 i 15
4, 232, 601 16
4, 323, 867 17
4,290,088 18
4, 330, 483 i 19
4,383,451 :29
4, 598,146 i 21
4,843,660 22
4,738,976 23
4,705,120 ;24
4, 657, 726 ! 25
4, 586, 834 ! 26
4,544,457 ! 27
4,161, 514 ! 28
4,531,676 |29
4, 596, 298 i 30
4, 754, 569 31

CITIES.
$134, 976, 509
118, 291, 125
142, 753, 190
126,179, 248
142, 906, 797
136, 821, 941
122, 279, 996
142, 409, 114
127, 205, 252
138, 499,197
115, 329, 428
119,041,848
131, 607, 266
121, 342, 350
129, 369, 019
121, 993, 977
122, 549, 302
123, 982, 261
111, 075, 311
130, 843, 837
136, 610, 443
138, 638, 047
149, 451,113
140, 898,106
169, 206, 207
175, 852, 592
157, 721, 336
147, 308, 032
180, 221, 803
197, 889, 047
163, 348, 053




ex

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table of the liabilities of the national banks, and of the reserve required and held at three
dates in each year from 1878 to 1881.
STATES AND TERRITORIES, EXCLUSIVE OF RESERVE CITIES.
;
Dates.

May 1,1878
June29,1878
October 1,1878

i

Reserve held.

! , N l J m ; Netde- lles've
! banks. l ) o s i t s > r e ( l ' r e d -

;
i 1, 827
1,824
! 1,822

[

Classification of reserve.

p I- - i
winer
Other Due RedempA m o n t ^j-^i+u Specie. ! lawful i from | tion
1
;
i money, agents, i fund.

MilVns. MilVns. Mill'us. Per cemt MilVns. MilVns. MilVns. Millions.
10. 9
>
282. 7 I 42. 5 ; 99. 3 j 35.1
7.0
33.1 i 48.3
10.8
42.5
102.3 ! 36.1
7.1 ! 30.4 :
54.0
283.1
11.0
8.0 ! 31.1 !
56.0
289.1
43.4
106.1 |
36.7

April 4,1879
J u n e 14,1879
October 2,1879
April 23,1880
J u n e 11,1880
October 1,1880

j
j
j
j
j
|

1,819
1, 819
1,820
1, 844
1,845
1,859

293.8
300.1
329.9
384. 8
385.2
410.5

44.1
45.1
49.5
57.8
57. 8
61.6

May 6,1881
J u n e 30,1881
October 1,1881

j 1, 868
| 1,880
j 1,895

460. 5
484.1
507.2

69.1 i 155.3
5.6 I 170.1
76.1
158. 3 i

; 105. 7
! 112.4
124.3

36. 0
37.5
37.7

11.9
12.1
11.5

30.0 :
27.1 !!
30.3 |

52. 9
62.3
71.3

134.0
138.6
147. 2

34.8
36.0
35. 8

18.5
19.0
21.2

73.3
79.1
86.4

33.7
35.1
31. 2

27.8 I

30.8 j
29.2
28.3 i
29.3 !
28.0

|
I

27.6
27.5 !

87.1
103.3
92.4

10.910.9
11.2
11.4
11.3
11.3
11.0
11.1
11.4

N E W YORK C I T Y .

May 1,1878
J u n e 29,1878...
October 1,1878.
April 4,1879....
J u n e 14,1879...
October 2,1879.
April 23,1880 . .
J u n e 11,1880...
October 1,1880.
May 1,1881..,.
J u n e 30,1881...
October 1,1881.

47
47
47
47
47
47
47
47
47
48
48
48

MilVns. MilVns. MilVns.
182.0
45.5 |
56. 9
49.1
60.1
196.6
47.4
50.9
189.8
43.1
172. 2
46.6
50.9
56.6
203.5
53.1
52. 6
210.2
224.1
56.0
58.4
76.4
61.9
247.7
70.6
67.0
268. 1
69.3
79.9
277.3
78.0
81.9
312.1
67.2
62.5
268.8

Per cent MilVns. MilVns. MilVns.
31.3
28.1
30.6 I 13 9 '
45.1
26.8 ;
13.3 !
36.5 '
27.0 !
17.5 I
28.0
:
27.8
18.3 !
37.2
25.3 !
19.4 |
32.6 ;

I
!

j

'
|
i

26.0
30.8
26.4
28.8
26.2
23.3

44.6
57.4
58.7
64.1
66.5
50.6

'
:
i
'
i

12.8 i
18.0 I
11.0
14.9 i
14.4
10.9

Millions.
1.1
1.1
1.1.
1.1
1. 1
1.1
1.0
1.0
0.91.0
1.0
1.0.

OTHER R E S E R V E C I T I E S .

May 1,1878
J u n e 29,1878...
October 1,1878.
April 4,1879...
J u n e 14, 1879...
October 2,1879.
April 23,1880 . .
J u n e 11,1880...
October 1,1880.
May 1,1881
J u n e 30,1881...
October 1,1881.

185
185
184

MilVns. MilVns. MilVns. Per cent MilVns.
191.9
48. 0
64.4
33.6 I 10.9
198.9 i 49.7
69.2 ; 34.8
8.3
199.9
50.0
71.1
35.6 I
9.4

182 ; 194.6
182 211.0
181 228.8
184 258.1
184 268.8
184 289.4
186 311.4
187 343.7
189 335.6

48.6
52.7
57.2

64.5
74.3
83.5

33. 1 I
35. 2 i
36.5

64.5
67.2 ;
72.4

82.5
92.8
105. 2

77.9 !
86.0
83.9

100.3
116. 0
100.8

32.0
34. 5 j
36.3 ;
32.2 :
33. 7
30. 0

11.7
11.9
11.3
22.8
22.6
28.3
29.5
33. 6
34.6

MilVns. MilVns.
j 27.4
23.0
! 32.9
24.8
! 29.4
29.1
!
I
I
!

Millions.
3. I
3.2
3.2

28.4
27.9
33.0

21.1 !
31.2
35. 7 |

3.3
3.3
3.5

25.3
29.8 i
25.0

30.7
36.8
48.2

3.7
3.6
3.7

26.4 '
25.9
21.9

40.9
53.0
40.6

3. 6
3.6
3.7

SUMMARY.

May 1,1878
J u n e 29,1878
October 1,1878
April4,1879
J u n e 14,1879
October 2,1.879
April 23,1880
J u n e 11,1880
October 1,1880
May 1,1881
J u n e 30,1881
October 1,1881.




MilVns. MilVns. MilVns. Per cent MilVns. MilV7is. \MilVns. Millions.
15.1
136.0
220.6
33.6
46.0 j 88.2
71.3
2,059 , 656.6
15.1
141.3
231.6
34. 1
29.3 \ 108.4
78.8
2,056 : 678.6
15.3
678.8
140.8
228.1
33.6
30.7 I 97.0
2,053
85.1
660.6
135. 8
216.8
32.8
15. 3
74.0
2,048
41.1
86.4
:
714.6
148.7
243.3
34. 0
15.3
42.3 i
2,048
92. 2
93.5
768.9
159. 3
260.9
33.9
42. 2
15.8
2, 048
95.9
107.0
178. 3
274.9
2,075
867.0
85.9
68.9
16.1
104.0
31.7
186. 9
307. 8
99.0
15.9
- 2,076
901.7
77.0 ! 115. 9
34.1
201. 0
323. 0
108.2
15. »
2,090
968.0
64.3 ! 134. 6
33. 4
;
335. 5
2,102 1,049.2
216. 3
32.0
121.4
70.6
15.6
128.0
236.6 ; 368. 0
156. 3
15.7
32.3
127.7
2.115 1,139.
i8.3
16.1
2,132 1,111.6
227.2
321.6
28.9
112.7;
5 9 . 9 ^ 133. 0 ^

CXI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Average weekly deposits, circulation, and reserve of the national hanks in New York City, as
reported to the New York Clearing House, for the months of September and October in each
year from 1874 to 1881.
Liabilities.

Reserve.

"Week ending— i
Total.

Specie.

! Legal tendI ers.

Dollars.
202, 918,100
205,166, 500
204, 285, 600
187,139, 700
202, 605, 300
200, 054, 500
197, 261, 900
193, 514, 600
193, 611, 700
210, 397, 200
209, 802,100
206, 916, 800
205, 483, 200
201, 409, 700
197, 555, 800
195,192, 400
191, 468, 500
189, 068, 800

Dollars.
228, 548, 600
232, 868, 200
229, 881, 300
212, 733, 600
227, 993, 000
225,138, 400
222, 290, 500
218, 496, 200
218, 636, 800

Dollars.
16, 807, 500
17, 589, 200
17, 453, 200
16, 799, 500
15,373,400
11,517,700
12, 691, 400
11, 457, 900
10, 324, 900

Dollars.
54, 878,100
54, 715, 700
55, 017, 300
53, 977, 900
53, 297, 600
52,152, 000
51, 855,100
49, 893, 900
50, 773, 000

197, 992,400
200, 754,700
202, 734,500
200, 794,800
196, 590,400
195,145, 700 '
190, 699,600
190, 0L9,900
183, 810,200
181, 741, 500
182, 949, 400
181, 584,100
180, 633, 700
175, 036, 800
172,106, 000
171, 058, 500
169, 670, 500
168, 373, 800

212, 569, 700
215, 094, 400
217,138. 000
215, 195! 600
211, 206,100
207, 042, 700
205, 392, 900
204, 829,100
198, 869, 800

j Circulation. I Net deposits.

Sept. 5,1874.
Sept. 12,1874.
Sept. 19,1874.
Sept. 26,1874.
3,1874.
Oct.
10,1874.
Oct.
17,1874.
Oct.
24,1874.
Oct.
31,1874.
Oct.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Oct.
Sept.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Sept.
Sept.
Sept.
Sept.
Sept,
Oct.
Oct.
Oct.
Oct.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Sept.
SeptSept,
Supt.
Oct.
Oct.
Oct.
Oct.
Oct.
Sept.
Sept.
Sept,
Sept.
Oct.
Oct.
Oct.
Oct.
Oct.

Dollars.
25, 630, 500
27, 701, 700
25, 595, 700
25, 593, 900
25, 387, 700
25, 083, 900
25, 028, 600
24, 981, 600
25, 025,100

228, 490, 900
227, 527,100
224, 640, 000
223, 385, 800
219, 303, 800
215, 376, 500
212,973,600
209, 313,100
206, 968, 900

4,1875.
11,1875.
18,1875.
25,1875.
2,1875.
9,1875.
16,1875.
23,1875.
30.1875.
2,1876.
9,1876.
16,1876.
23.1876.
30,1876.
7,1876.
14,1876.
21,1876.
28,1876.

18, 093, 700
17, 725, 000
17, 223, 200
17, 902, 600
17, 894,100
17, 820, 700
17, 781, 200
17, 844, 600
17, 900,100
14,
14,
14,
14,
14,
11,
14,
14,
15,

577,
339,
403,
400,
615,
897,
693,
809,
059,

1,1877.
8,1*77.
15,1877.
22,1877.
29,1877.
6,1877.
13,1877.
20.1877.
27,1877.
7,1878.
14,1878.
21,1878.
28, 1878.
5,1878.
12,1878.
19,1878.
26.1878

15,
15,
15,
15,
15,
15,
16,
16,
16,
19,
19,
19,
19,
19,
19,
19,
19,

357, 900
543, 000
551, 700
570, 700
699, 000
964, 900
055, 600
205, 000
600, 700
037, 000
453, 000
591, 000
592, 500
552, 200
567, 800
575, 900
864, 400

6,1879.
13,1879.
20,1879.
27,1879.
4,1879.
11,1879.
18,1879.
25.1879

21, 354,100
21, 585, 300
21, 366, 700
21, 513, 700
21, 914, 200
22, 061, 900
22, 268, 600
22, 430, 5U0

13, 993, 800 41, 460, 400
17, 811, 000 39, 019, 800
17, 451, 000 38, 429, 900
16, 945,100 37,113, 200
14, 682, 100 36, 978, 900
14. 665, 600 36,168, 300
14, 726, 500 35,178, 900
14, 087, 400 35, 101,700
15, 209, 000 34, 367, 800
191, 650, 200 210, 687, 200 14, 583, 200 43, 260, 300
191, 090, 500 210, 543, 500 15, 929, 300 41, 673, 400
190, 268,100
209, 859,100 15, 590, 400 41, 894, 700
189, 832, 700 209, 425, 200 15, 373, 300 39,762,000
187, 568, 400 207,120, 600 14, 995, 800 38,304,900
184, 825, 400 204, 393, 200 12,184, 600 37, 685, 100
183, 627, 600 203, 203, 500 13, 531, 400 ! 36, 576, 000
205,946,500 i 17, 384, 200 ' 35,690,500
186, 082,100
201,608,400 j 222,962,500 18, 502, 900 36, 275, 800
201,071,200
222,656,500 j 18, 538, 000 36,181, 600
203, 326, 900
224, 693, 600 I 670, 400 37, 781, 100
18,
204, 964, 400
226, 478,100 I 18, 731, 600 35, 901, 900
228,781,000 I 18, 979, 600 34, 368, 000
206, 866, 800
229,746,400 | 20, 901, 800 32, 820, 300
207, 684, 500
229,468,800 | 24, 686, 500 29, 305, 200
207, 200, 200
25,636,000 I 26, 713, 900
205,496,800 | 227, 927, 300 j

4,1880.
11,1880.
18,1880.
25.1880.
2,1880.
9,1880.
16,1880.
23.1880.
30, 1880.
3,18«1.
10, 1881.
17,1881.
2*, 1881.
1,1881.
8,1881.
15, 1881.
22.1881.
29,1881

19,
19,
19,
18,
18,
18,
17,
18,
18,

200
500
400
400
600
600
000
500
400

267,791,300
267, 792, 600
268, 244, 300
264, 358, 200
263, 755. 000
269, 993, 400
271, 907, 700
269, 708, 600
271, 230, 700

19, 669, 400
19, 764, 500
19, 768,100
19, 747, 500
19,841, 400
19, 849, 400
19, 878, 400
19, 901, 400
19, 930, 400

278, 241, 700
277, 011, 700
279, 404, 900
277, 268, 600
270, 727, 400
263,081,600
254, 224, 700
250, 299, 000
251,480,300




324,
335,
326,
864,
618,
555,
611,
682,
628,

300
700
500
800
700
000
300
200
600

9,155, 700
8, 494, 500
6, 538, 200
6, 432, 400
5, 438, 900
5,716,200
5, 528, 500
5, 735, 000
8, 975, 600
19,
20,
20,
16,
14,
17,
16,
15,
14,

617,
202,
068,
907,
751,
682,
233,
577,
011,

600
700
900
800
200
600
600
500
600

58, 810, 600
57, 828, 300
57, 856, 609
56, 348, 400
56,181, 500
51, 342, 300
48, 582, 700
47, 300, 900
45, 762, 800
48,
48,
49,
48,
47,
45,
43,
41,
41,

238,
699,
338,
625,
538,
535,
004,
421,
645,

000
700
200
500
900
600
600
700
600

197, 099, 400
198, 492, 400
197,135, 800
196, 204, 400
190, 735, 800
188, 070, 900
187, 114,100
185, 875, 500
184, 974, 500

Ratio to
liabilities.

Total.

Dollars.
Per ct.
71, 785, 600
31.41
72, 304, 900
31.05
72, 470, 500
31. 52
70, 777, 400
33. 27
68, 671, 000
30.01
66,669,700
29. 61
64. 546, 500
29.04
61, 351, 800
28.82
61, 097, 900
27.94
67, 966, 300
29.75
66, 322, 800
29.15
64, 394, 800
28.67
62, 780, 800
28.10
61, 620, 400
28.10
57, 058, 500
26.49
54,111,200
25. 41
53, 035, 900
25.34
54, 738, 400
26. 45
67, 855, 600
31.92
68, 902, 400
32. 03
69, 407,100
31.96
65, 533, 300
30.45
62, 290,100
29.49
63, 218, 200
30.53
59, 238, 200
28.84
56, 999, 200
27.83
27.99
55, 657, 200
55, 454, 200
56, 830, 800
55, 880, 900
54, 058, 300
51, 661, 000
50, 833, 900
49, 905, 400
49,189,100
49, 576, 800

28.14
28.63
28.35
27. 55
27.09
27. 03
26.67
26.46
26.80

57, 843, 500
57, 602, 700
57, 485,100
55,135, 300
53, 300, 700
49, 869, 700
50,107, 400
53,074,700 I

27. 45
27.36
27.40
26. 33
25.73
24.40
24. 66
25.77

54,778,700
54,719,600
56,451,500
54,633,500
53,347,600
53,722,100
53,991,700
52, 349, 900

24.57
24.58:
25.12
24.12
23.32
23. 38
23. 53
22. 97

i
j
|
'
i
\

73,815,100
72,668,000 ;
72,929,300 i
71,116,100
70,952,800 !
73,306,300
73,699,800 i
71,876,400 I
72,396,600 !
297,911,100 ! 57 816,100 I 13, 226, 600 71,042,700 :
296,776,200 ' 59 991,600 I 12, 591, 300 72,582,900 \
299,173.000 \ 61,224,100 j 11,979,000 73,203,100
297,010,100 ! 60,476,000 j 12, 451, 300 72,927,300 !
290,568,800 : 54 954,600 | 12,150, 400 67,105,000
12,153,800 65,441,700 i
282,931,000 i 53, 287, 900 I
274,103,100 i 5! 008,300 ! 12, 452, 700 63,461,000 270, 200, 400 :
54'016, 200 ! 12,496,500 66,512,700 \
271,410,700 \J 961, 200 j12, 947, 900 68, 909,100
287,115,500 i 61,269,200 ! 12, 545, 900
287,128,100 ! 60, 716, 000 ! 952, 000
11,
287, 570, 700 i
61,522,200 ! 11, 407,100
283,222,600 ! 60,026,600 : 11,090,500
282,373,600 I 59, 823, 700 I
11,129, 100
288,549,000 ! 62,521,300 | 10, 785, 000
289,518,700 j 62 760,600 i 10, 939, 200
288,391,100 I 60,888,200 j 10, 988, 200
289,859,100 i 61,471,600 ; 10, 925, 000

25. 71
25. 31
25. 36
25.11
25. 37
25. 42
25. 46
24.92
24.98
23. 85
24. 4G
24.47
24. 55
23. 09
23.13
23.15
24. 61
25. 61

CXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Amount and rate af taxation (United Slates and State) of the national banks for the year 1867.
Ratio ot taxation to
capital.

A mount of taxes.
States and Territories.

Capital stock.
United States.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia .
Virginia
West Virginia
North Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
Colorado
Utah
Idaho
Montana
Totals




$9, 085, 000
4, 735, 000
6, 510, 012
79, 932, 000
20, 364, 800
24, 584, 220
116, 494, 941
11, 333, 350 I
50, 277, 795
1, 428, 185
12, 590, 203 ;
1, 350, 000
2, 500, 000 i
2, 216, 400
583, 300 I
1, 700, ooo ;
500, ooo :
1, 300, ooo !
576, 450 :
200, ooo j
2, 885, 000 !
2,100, 000 i
22, 404, 700 I
12, 867, ooo I
11, 620, ooo !
5, 070, oio !
2, 935, ooo !
3, 992, 000 i
1, 660, 000 !
7, 559, 300 i
400, ooo I
250, 000 I
100, 000 I
350, ooo !
150, ooo ;
100, 000 '
100, 000
! 422, 804, 666 ;

$180,119
88, 773
122, 214
1, 616, 825
324, 844
434, 440
3, 022, 662
253, 359
1, 242, 037
32, 621
260, 261
15, 330
48, 345
46, 968
9,049
40, 845
8,763
35, 894
6,865
5,745
59,816
52, 460
514, 681
278, 798
321, 406
111, 790
76, 583
106, 349
39,132
133,142
10, 229
10, 735
9, 702
1, 887
479
837

State.

$141,226
93,179
144, 164
1, 562,128
195, 355
387,146
4, 058, 706
223, 106
278, 268
1,261
166, 054
3,286
13,926
51, 457
5,144
6, 050
3,830
20, 042
2,149
1, 351
17, 467
27, 975
520, 951
200, 372
231,917
68, 061
62, 012
88, 281
29, 522
189, 248
7,801
7,014
1 615
,
1 097
,
1 405
,
560

Total.

! United
\ States. jState. Total.

i Per ct. •Pr. ct, Pr. ct.
3.5
$321, 345 ;
2.0
1.5
3.8
181, 952 !
1.9
1.9
4.1
266, 377 ;
1.9
2.2
4.0
2.0
3,178, 953
2.0
2.5
520, 200
1.5
1.0
3.3
821, 587
1.7
1.6
6.1
7, 081. 368
2.6
3.5
4.2
476, 465
2.2
2.0
3.0
1, 520, 305
2.5
0.5
2.4
33. 881
0.1
3.4
426, 315
2!l
1.3
1.6
1.3
18, 615
0.3
2.5
1.9
62, 270 i
0.6
4.4
2.1
2.3
98, 424
2.4
1.5
0.9
14,193
2.9
2.5
0.4
46, 895 i
2.7
12, 592 i
1.7
1.0
4.3
55, 936 I
2.8
1.5
1.6
9,015 i
1.2
0.4
3. 6
2.9
0.7
7,096 !
2.7
2.1
0.6
77, 283
4.1
1.4
. 80,435 :
2.7
4.6
2.3
3,035,633 I
2.3
3.7
2 2
1.5
479,170 i
4.8
2.0
553, 323
2.8
3.5
1.3
2.2
179, 851
4.7
2.1
138,595 |
2.6
4.9
2.7
2.2
194, 631 I
3.3
2.0
1.3
G8, 655
3.4
1.4
2.0
322, 389
4.5
2.5
2.0
18, 030
7.1
4.3
2/8
17, 749
2.4
2.4
1,624
3.2
2.8
"6.T
11,317
2.0
1.3
2,984
0.7
1.9
0.5
1, 884
1.4
1.4
0.8
1,397
0.6

9, 525, 607 j 8, 813,126 | 18, 338, 734 ;

2. 2

2.1

4. 3

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXIII
Amount and rate of taxation ( United States and State) of the national banks for the year 1869.
Ratio of tax to
capital.

Amount of taxes.
States and Territories.

-Capital stock.J —

United States.

State.

Total.

United I State.
Total.
States.
Pr. ct.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
Colorado
Idaho
Montana
Totals

c c-




$9,185, 000
4, 835, 000
6, 385, 012
81, 282, 000
20,164, 800
24, 606, 820
112, 267, 841
11, 465, 350
49, 560, 390
1,428,185
12, 790, 203
1, 050, 000
2, 221, 860
2,116, 400
683, 400
823, 500
1, 500, 000
400, 000
1, 300, 000
525, 000
200, 000
2, 835, 000
1, 987, 400
21, 917, 399
12, 752, 000
12, 370, 000
5, 510, 000
2, 710, 000
3, 717, 000
1, 770, 000
7, 810, 300
400, 000
400, 000
100, 000
350, 000
100, 000
100, 000
419, 619, 860

-VIII

$164,150
$191, 779
102, 812
97, 245
117, 107
129, 059
1, 691, 620 1, 329, 018
344, 687
175, 466
476, 244
366, 457
2, 958, 089 2, 980,104
279, 410
200,121
266,186
1, 312, 419
. 3,265
30, 907
147, 854
277, 590
1,850
23, 814
8,882
59, 281
37, 053
51, 979
2,455
15, 712
7,952
.19, 763
8,254
45, 824
490
5,926
7,107
27, 455
4,375
11,184
4,284
62, 836
10, 236
47,164
6,570
635, 935
573, 576
298, 336
218, 888
369, 742
217, 652
143, 649
34, 384
80, 963
50, 663
122,162
53, 621
45, 223
29, 873
171, J98
120, 720
16, 009
17,443
14, 593
10, 838
2,917
11, 902
11, 286
1,179
2,541
1,731
2,283
10, 081, 244

7, 297, 096

$355, 929
200, 057
246,166
3, 020, 638
520,153
842, 701
5, 938,193
479, 531
1, 578, 605
34,172
425,444
25, 664
68,163
89, 032
18,167
27, 715
54, 078
6,416
34, 562
15, 559
11, 282
73, 072
53, 734
1, 209, 511
517, 224
587, 394
178, 033
131, 626
175, 783
75, 096
291, 918
33, 452
25, 431
2,917
23,188
3,720
4,014

1.7

17, 378, 340

2.4

3.9
4.1
3.8
3.7
2.6
3.4
5.3
4.2
3.2
2.4
3.3
2.4
3.1
4.0
2.7
3.4
3.6
1.6
2.7
3.0
5.6
2.6
2.7
5.5
4.1
4.8
3.2
4.9
4.7
4.2
3.7
8.4
6.4
2.9
6.6
3.7
4.0

1.7

4.1

CXIV

REPORT OF THE COMPTROLLER

OK THE CURRENCY.

Amount and rate of taxation ( United States and State) of the national batiks for the year 1874,
Ratio of tax to
capital.

Amount of taxes.
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Hhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
*
California
Colorado
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Totals...

Capital stock.—
I United States.
$9, 654, 019
5, 317, 037
7, 862, 712
91, 754, 078
20, 504, 800
25, 424, 620
106,599,708
13, 830, 466
53,178, 261
1, 523,185
13, 720, 997
1, 309, 512
3, 580, 913
2, 375, 216
2,173, 338
3,156, 250
2, 843, 962
1, 634, 883
4, 000, 000
1, 054, 897
205, 000
9, 076,127
3,457, 897
29,112, 642
17, 936, 404
20, 507, 963
10, 098,162
3, 704, 032
6, 048, 562
4, 268, 026
9, 308,198
1, 783, 235
1, 025, 000
250,000 !
3,358,594 '
748, 581
439, 402
300, 000
125, 000
100, 000
50, 000
350, 000
*493, 751, 679

State.

;

Total.

$111, 40,3
60, 002
88,152
1,163,858
201, 317
271, 801
2, 026, 960
205, 451
871, 220
20, 798
181, 249
19, 747
54,957
33, 484
30, 837
34, 421
31, 656
18, 746
61, 642
14, 384
2,488
103, 635
50, 290
403, 697
214, 977
367, 718
134,052
67, 485
98, 421
63, 224
112, 525
26,182
20, 883
5,808
46, 044
16, 983
5,387
3,718
1,697
1,393
614
6,777

$192,290
106, 587
139, 297
1, 878, 368
224, 540
439,402
3, 044, 565
282, 645
377, 546
6,630
194, 697
5,288
52, 207
34, 507
38, 601
111, 654
53, 872
25, 289
52, 270
22, 863
8,030
47, 655
70,844
642, 054
429, 585
420, 461
149, 720
76,330
117,115
76, 876
190,140
41, 867
34, 282
3,488

7, 256, 083

9, 620, 326 16, 876,409

10, 750
4,137
3,150
1,180
129
1,225
8,190

$303, 693
166, 589
227, 449
3, 042, 226
425, 857
711, 203
5, 071, 525
488, 096
1, 248, 766
27, 428
375, 946
25, 035
107,164
67, 991
69, 438
146, 075
85, 528
44, 035
113,912
37, 247
10, 518
151, 290
121,134
1, 045, 751
644, 562
788,179
283, 772
143, 815
215, 536
140,100
302, 665
68, 049
55,165
9,296
46,044
27, 733
9,524
6,868
2,877
1,522
1,839
14, 967

! United

States. State. Total.

Per. ct. Pr. ct. Pr. ct.
1.2
3.2
2.0
1.1
3.2
2.1
1.1
2.9
1.8
1.3
3.4
2.1
1.0
2.1
LI
1.1
2.9
1.8
1.9
4.8
2.9
1.5
3. ft
2.1
1.6
2.3
0.7
1.4
1.8
0.4
1.3
2.8
1.5
1.5
1.9
0.4
1.5
3.1
1.6
1.4
3.2
1.8
1.4
3.3
1.9
1.1
4.7
3.6
1.1
3.0
1.9
1.2
2.9
1.7
1.5
2.9
1.4
1.4
3.7
2.3
1.2
5.1
3.9
1.1
1.6
0.5
1.5
3.7
2.2
1.4
3.6
2.2
1.2
3.8
2.6
1.8
4.0
2.2
1.3
2.8
1.5
1 8 2.3
4.1
1.6
3.7
2.1
1.5
3.5
2.0
1.2
3. 3
2.1
1.5
4.8
3.3
2.0
5.3
3.3
2.3
3.7
1.4
1.4
1.4
2.3
4.4
1.2 *2.Y
2.6
1.4
1.2
2.3
1.1
1.4
3.9
2.5
1.4
1.5
0.1
1.2
3.7
2.5
1.9
4.2

2.3

1.5

2.0

3.5

* Including capital of banks from which returns of the amount of State taxation were not reoeived.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXV

Amount and rate of taxation ( United States and State) of the national banks for the year 1875.
Ratio of tax to capital.

Amount of taxes.
States .and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New York
New Tork City
Albany
"
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Tennessee
Kentucky
Louisville
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Minnesota
Iowa
Missouri
Saint Louis
Kansas
Nebraska
Oregon
California
San Erancisco
New Mexico
Colorado
Utah
Idaho
Montana
Wyoming
Dakota
Totals




Capital stock |

$9, 790,104
5, 482, 514
8, 216, 467
43, 063, 374
51, 362, 454
20, 548,433
25, 852, 987
35, 471, 333
68,466, 576
2, 088, 462
14, 072, 520
29, 655, 994
17, 019, 239
10, 059, 041
1, 523,185
2, 268, 238
11, 469, 355
252, 000
1,239, 564
3, 535, 719
1, 971, 000
2, 232,150
3,135, 000
2, 716, 974
50, 000
1, 638, 866
3, 766, 667
1, 205, 350
205, 000
3,468, 992
7, 201, 765
3, 358, 000
21,110, 393
4, 000, 000
4, 550, 000
18, 588,189
11, 873, 363
7, 673, 757
8, 568, 270
1, 900, 000
2, 974, 651
700, 000
4, 391, 068
6, 416, 607
2, 742,199
6, 360, 300
1, 588, 821
994, 758
250, 000
1, 552, 622
2, 917,112
300, 000
923, 478
300, 000
100, 000
350, 000
125, 000
50, 000
503, 687, 911

United
States.
$112, 652
61, 006
89, 360
491,157
703, 218
201, 639
277, 984
529, 804
1, 376, 541
62, 215
208, 559
410, 928
346, 950
141, 545
22, 025
30, 468
150, 003
4,555
16, 905
54,132
25, 775
31,406
34, 747
29, 023
854
18, 865
59, 314
15, 819
1,983
47, 341
80, 777
45, 012
292, 900
80,198
51, 011
229, 606
186,188
173. 506
105, 676
33, 331
47, 584
16, 263

60, 781
104, 667
36, 361
75,135
22, 901
22, 277
5,654
17,180
35, 780
4,228
18, 997
3,472
1, 429
7,047
2,049
742

State.

$215, 981
103, 949
169, 044
865.198
957, 283
269, 402
435, 680
962, 982
2, 093,143
71, 740
300, 894
175, 059
128, 996
56, 246
7,952
31, 355
230, 368
262
3,462
70, 710
30,102
34, 584
106, 760
45, 790
1,056
22,204
9,870
20, 844
3,288
78, 427
36, 311
16, 290
507, 231
105.199
104,872 I
470,836 I
271, 636 j
188, 524
146, 993
24, 744
55,156
19, 229
93, 736
126, 088
93,467
177, 464
45, 548
21, 689
3,037
3,250
25, 714
2,550
2,367
9,137
3, 523
900

Total.

$328, 633
164, 955
258, 404
1, 356, 355
1, 660, 501
471, 041
713, 664
1, 492, 786
3, 469, 684
133, 955
509, 453
585. 987
475, 946
197, 791
29, 977
61, 823
380, 371
4,817
20, 367
124, 842
55, 877
65, 990
141, 507
74, 813
1,910
41,069
69,184
36, 663
5,271
125, 768
117, 088
61, 302
800,131
185, 397
155, 883
700, 442
457, 824
362, 030
252, 669
58, 075
102, 740
35, 492
154, 517
230, 755
129, 828
252, 599
68, 449
43, 966
8,691
17,186
35, 780
7,478
44, 711
6,022
3,796
16,184
5,572
1,642

7, 317, 531 10, 058,122 17, 375, 653

United | State.
States, i

Total.

Per ct. i Per ct. Per ct.
1.2
3.4
2.2
1.1
3.0
1.9
1.1
3.3
2.2
1.1
3.1
2.0
1.4
3.3
1.9
1.0
1.3
1.1
1.7
1.5
2.7
4! 2
2.0
3.1
5.1
3.0
3.6
6.6
1.5
2.1
3.6
1.4
0.6
2.0
2.0
0.8
2.8
1.4
0.5
1.9
1.5
0.5
2.0
1.3
1.4
2.7
1.3
2.0
3.3
1.8
0.1
1.9
1.4
0.3
1.7
1.5
2.0
3.5
1.3
1.7
3.0
1.4
1.6
3.0
1.1
3.4
4.5
1.1
1.6
2.7
1.7
2.1
3.8
1.2
1.4
2.6
1.6
0.3
1.9
1.3
1.7
3.0
1.0
1.6
2.6
1.4
2.3
3.7
1.1
0.5
1.6
1.3
0.5
1.8
1.4
2.4
3.8
2.0
2.6
4.6
1.1
2.3
3.4
1.2
2.6
3.8
1.6
2.3
3.9
2.3
2.5
4.8
1.2
1.7
2.9
1.8
1.3
3.1
1.6
1.9
3.5
2.3
3.0
5.3
1.4
2.3
3.7
1.6
2,0
3.6
1.3
3.5
4.8
1.2
2.8
4.0
1.4
3.2
4.6
2.2
2.3
4.5
2.3
12
3.5
1.1
0.0
1.1
1.2
0.0
1.2
1.4
1.1
2.5
2.1
3.3
5.4
1.2
1.3
2.5
1.4
2.4
3.6
2.0
2.6
4.8
1.6
2.8
4.4
1.5
1.8
3.3
1.5 I

2.0

3.E

CXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Amount and rate of taxation ( United States and State) of the national banks for the year 1876.
Ratio of tax to capital.

Amount of taxes.
States and Territories. Capital stock.

Maine
New Hampshire
Vermont
Massachusetts
Boston.
Rhode Island
Connecticut
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
.'
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Oregon
California*
San Francisco*
New Mexico
Colorado
Utah
Idaho
Montana
Wyoming
Dakota
Totals .

United
States.

State,

Total.

j United I State.
1
States.

Total.

Per ct. Per ct. Per ct.
$10, 635, 819
5, 615, 000
8, 722, 369

j
\
j
|
j
I
i
I
;
I
j
|
I
j

44, 299, 557
52, 200, 000
20, 579, 800
26, 015, 834
35, 326, 077
66, 607, 325
2, 000, 000
14, 238, 634
29, 354, 981
17,189, 489
10, 531, 592
1, 571, 730
2, 299, 960
11, 491, 985
252, 000
1, 300, 000
3, 339, 307
1, 746, 000
2, 499, 499
3,172, 500
2, 504, 317
50, 000
1, 690, 412
3,436, 786
1, 038, 782
205, 000
7, 259, 641
3, 095, 500
3, 401,449
20, 757, 903
4, 373, 680
4, 550, 000
17, 781, 910
11, 728, 823
6, 950,123
8, 238, 899
1, 900, 000
2, 827, 322
650, 000
6, 430, 308
4,455, 478
2, 574, 000
5, 742, 596
1, 369,167
975, 000
237, 500
1, 700, 000
2, 875, 000
300, 000
824, 025
250, 000
100,000
350, 000
125, 000

6115, 272
62, 627
91, 777
497, 228
704, 655
200, 420
275, 991
512, 233
1, 278, 956
63, 650
204, 512
417, 324
356, 204
142, 232
22, 030
31, 280
142,102
4,478
15, 246
51, 297
21, 783
31, 021
31, 793
26, 265
941
19,184
53, 388
14, 518
2, 055
79, 609
42, 676
49, 251
274, 814
74, 720
49,454
210,769
173,495
154,246
100,414
31, 078
43, 783
14, 207
91, 667
60, 336
35, 824
73, 344

50, 000

20, 722
21, 839
6,319
17, 484
23, 526
3,976
18, 276
2,840
1,278
6,811
1,976
891

t501, 788, 079

7, 076, 087

1, 339,162
3,476,637
131, 622
496, 536
599, 327
475, 859
198, 852
28, 930
59, 326
371, 586
8,384
29, 342
123,124
50, 661
70, 954
116, 656
68, 029
1,889
36, 072
59, 922
33, 575
4,885
112,196
57, 252
119, 730
834, 312
202, 807
163, 526
635, 673
405,188
355,112
228, 860
59, 711
97, 282
32, 813
214.186
147, 259
89, 404
149,415
55, 240
45,113
8,869
20, 947
24,231
7,489
34, 741
5,465
3,648
16, 372
5,343
1,527

1.1
1.1
1.1
1.1
1.4
1.0
1.0
1.5
1.9
3.2
1.4
1.4
2.1
1.4
1.4
1.4
1.2
1.8
1.2
1.5
1.2
1.2
1.0
1.0
1.9
1.1
1.6
1.4
1.0
1.1
1.4
1.4
1.3
1.7
1.1
1.2
1.5
2.2
1.2
1.6
1.5
2.2
1.4
1.4
1.4
1.3
1.5
2.2
2.7
L0
0.8
1.3
2.2
1.1
1.3
1.9
1.6
1.8

2.2
1.7
2.1
1.9
1.6
1.3
1.7
2.4
3.5
3.4
2.1
0.6
0.7
0.5
0.4
1.3
2.0
1.2
1.1
2.1
1.7
1.6
2.7
2.0
1.9
1.0
0.2
1.9
1.4
0.5
0.5
2.1
2.8
2.9
2.5
2.5
2.0
3.0
1.6
1.5
1.9
2.9
2.0
2.0
2.2
2.6
3.0
2.5
1.0
0.2
0.0
1.2

9, 701, 732 16,777,819

1.4

2.0

$237,792
97^255
179, 876
825,685
855,446
279,765
438,989
826,929
2,197,681
67,972
292,024
182, 003
119, 655
i 56, 620
6,900
28, 046
229, 484
3,906
14, 096
71, 827
28, 878
39, 933
84, 863
41, 764
948
16, 888
6,534
19, 057
2,830
32, 587
14, 576
70, 479
569, 498
128,087
114, 072
424, 904
231, 693
200, 866
128, 446
28, 633
53, 499
18, 606
122, 519
86, 923
53,580
76, 071
34, 518
23, 274
2,550
3,463
705
3,513
16, 466
2,625
2,370
fi,561
3,367
636

$353, 064
159, 882
271, 653
1, 322, 913
1, 560,101
480.185
714, 980

2.2
1.3
2.4
2.7
2.7
1.3

3.3
2.8
3. 2
3.0
3.0
2.3
2. 7
3^9
5.4
6.6
3.5
2.0
2.8
1.9
1.8
2.7
3.2
3.0
2.3
3.6
2.9
2.8
3.7
3.0
3.8
2.1
1.8
3.3
2.4
1.6
1.9
3.5
4.1
4.6
3.6
3.7
3.5
5.2
2.8
3.1
3.4
5.1
3.4
8.4
3.6
3.9
4.5
4.7
3.7
1.2
0.8
2.5
4.4
2.4
3.7
4.6
4.3
3.1
3.4

^California banks pay no State taxes on capital, except on such as is invested in real estate.
tThc capital of the banks that paid State, comity, and municipal taxes on stock and real estate is
488 27?-W°




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXVII

Amount and rate of taxation ( United States and State) of the national banks for the year 1877Ratio of tax to capital.

Amount of taxes.
States and Territories. jUapital stock. j

United
States.

State.

$240,
100,
168,
828,
830,
273,
422,

Total.

Maine
New Hampshire..
Vermont
Massachusetts .. Boston
Rhode Island
Connecticut

$10, 689, 837
5, 683, 750
8, 568, 700
44, 413, 464
52, 329, 080
20, 271, 650
25, 831, 994

$113, 855
63, 252
88, 659
493, 489
684, 562
193, 088
270, 871

New England States
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington

167, 788, 475

1, 907, 776

2, 864,119 ! 4, 771, 895

34,118, 002
60, 057, 247
2, 000, 000
14, 278, 350
28, 417, 582
16, 985, 667
10, 347, 500
1, 663, 985
2, 302, 459
11, 233, 651
252, 000
1, 229,119

498, 204
1, 250, 636
59, 870
202, 678
409, 062
357, 311
139, 751
23, 398
31, 818
137, 075
4,317
15, 870

754, 951
1, 822,196
64, 281
276, 680
200, 841
120, 471
54, 335
6,842
30, 395
205, 830
312
7,728

Middle States

182, 885, 562

3,129, 990

3,544,862 j !, 674, 852

3, 285, 229
1, 746, 000
2, 586, 096
2, 927, 643
2,146, 305
50, 000
1, 668, 0C0
3, 300, 000
1, 081, 782
205, 000
7, 008, 500
3, 095, 500
3,112, 233

49, 796
21,461
30, 792
28, 918
25, 547
818
18, 653
50, 099
14, 597

2,760
77,141
42, 265
48, 639

32,212,288

United
States.

Virginia
West Virginia
North Carolina...
South Carolina . . .
Georgia
Florida
Alabama
New Orleans .
Texas
Arkansas.,
Kentucky
Louisville
Tennessee
Southern States
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California*
San Francisco*
New Mexico
Utah
Idaho
Montana
Wyoming
Dakota

19, 944, 625
4, 400, 000
4, 416, 667
16, 559, 568
11, 489, 927
6, 472, 418
7, 871, 46.'!
2, 000, 000
2, 814, 808
650, 000
6, 090, 538
4, 519, 779
2, 391,167
4, 015, 639
1,108, 333
938, 398
976, 872
250, 000
1, 579,167
2, 750, 000
300, 000
200, 000
100, 000
350, 000
125, 000
50, 000

Western States and i
Territories
j 102,364,369
Totals
! t485, 250, 694

442
700
551
064
847
227
288

Total.

$354, 297
163, 952
257, 210
1, 321, 553
1, 515, 409
466, 315
693,159

1.7

1, 253,155
3, 072, 832
124,151
479, 358
609, 903
477, 782
194, 086
30, 240
62, 213
342, 905
4,629
23, 598

i
!
i
i

411,486 I

429,149 j

840, 635

269, 544
73, 817
48,139
202, 594
163, 585
145, 367
94, 20]
31,105
43, 360
15, 395
85, 085
61, 429
34, 718
56, 812
18, 993
21, 485
20, 544
7,224
18, 416
23, 292
4,192
2,779
1,367
6,795
1,973
1,110

1, 991,174

6, 902 573

8, 829, 304 J 15, 731, 877 j

1.9

428, 902
128,159
97, 591
347, 744
223 996
131, 744
120,716
34, 885
50, 969
16, 610
121, 291
93, 923
41, 243
65, 722
18, 855
19, 922
23, 951
2, 650
3,940
535
3,168
2,750
3,184
6, 432
1,599
693

1, 453, 321

1.7

114, 480
49,198
64, 737
102, 945
68,179
1,841
38, 025
76, 486
35, 252
6,361
107, 777
58, 201
117,153

64,684
27,737
33,945
74,027
42, 632
1,023
19, 372
26, 387
20, 655
3,601
30, 636
15, 936
68, 514

2.7

1.3

3,444,495 ! 1.4
1. 4

2.1

3.5

~IJET

* California banks pay no State taxes on capital, except on such as is invested in real estate.
t The capital of the banks that paid State, county, and municipal taxes on stock and real estate is
$474,667,771.




CXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Amount and rate of taxation ( United Stales and State) of the national banks for the year 1878.
;
States and Territories. iCapital .stock.

Maine
New Hampshire.
Vermont
Massachusetts ..
Boston
Rhode Island
Connecticut

Middle States

$231, 655
101,484
158, 588
760,115
702, 834
257, 654
380, 713

$346, 535
166, 333
246, 745
1, 260, 074
1, 375, 600
449, 064
649, 427

1, 900, 735 I 2, 593, 043

4, 493, 778

33,541,481
499,197
55,150,348
1, 226, 933
55, 609
2,000,000
203, 567
14,101,926 '
395, 089
28, 549,169 }
333,161
16,843,000 i
134, 072
10,350,000 !
24, 451
1,738,294 i
2,264,510 |
31, 847
10,762,648 i
129, 571
252,000
4, 392
1,215,023
16, 687

700, 786
1, 606, 049
56, 440
257, 276
187, 709
114, 235
54, 068
6,980
29, 903
197, 716
255
6,068

j 176,768,399 i 3,054,576 1 3,217,485!

Total. i S * State. Total.
States.

1,199, 983
2, 832, 982
112, 049
460, 843
582, 798
447, 396
188,140
31, 431
61, 750
327, 287
4,647
22, 755

Per ct. Perct.
1.1
1.1
1.0
1.1
1.3
0.9
1.0

2.2
1.8
1.9
1.7
1.3
1.3
1.5

1.5
2.2
2.8
1.4
1.4
2.0
1.3
1.4
1.4
1.2
1.7
1.4

2.1
2.9
2.8
1.8
0.7
0.7
0.5
0.4
1.3
1.8
0.1
0.6

Perct
3.3
2.9
2.9
2.9
2.6
2.2
2.5
2.7

3.6
5.1
5.6
3.2
2.1
2.7
1.8
1.8
2.7
3.0
1.8
2.0

6,272,061

3, 221, 202
1, 714,179
2,553,083 j
2,853,154 !
2,083,322 !
50, 000 !
1,668,000 j
3,040,538 !
1, 072, 099 !
205,000 i
7, 030, 396 |
3,012,075 !
3,080,300 !

Southern States
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California"
San Francisco*
New Mexico
Utah
Idaho
Montana
Wyoming
Dakota
Washington

31,583,348

409, 839

18,903,637 !
4,333,333 i
4,289,130 !
15,381,544
11,319,200 i
4, 770,166
7,561,740 j
2,100,000 !
2,690,000
650,000 ;
6,048,704
4,793,131
1,725,817
2,653,750 i
952,320
050,000
1,003,750
250, 000
1,550,000
2,750,000 i
300,000
200,000 j
100,000 !
332,880 i
325,000
129,124 !
111,671 !

Western States and ,
Territories
j
Totals

State.

$114, 880
64, 849
88,157
499, 959
672, 766
191, 410
268, 714

166, 737, 594

Virginia
West Virginia
North Carolina. -.
South Carolina...
Georgia
Florida
Alabama
New Orleans .
Texas
Arkansas
Kentucky
Louisville
Tennessee

Ratio of tax to capital.

United <
States. I

$10,760,000 |
5,740,000 I
8,544,285
44, 260,128 I
51, 927, 865 I
20,031,112
25, 474, 204

New England States.
New York
New York City ..
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia .
Washington

Amount of taxes.

254, 030
65, 684
46, 252
194,104
157, 543
118, 637
90, 915
35,165
40, 748
15, 556
81, 949
62, 850
24, 512
44, 014
15, 238
21, 690
24, 002
7,710
18, 547
22, 570
4,280 I
2,803 !
1,396 }
6,637 j
2,188 j
2,363 |

95,974,897

j

1,362,082

I t471, 064, 238 | 6, 727, 232

390, 062
120, 832
86, 779
316, 918
210, 986
106,157
113, 231
31, 099
49, 903
17,144
115, 594
92, 720
31,
62, 748
21,131
23, 706
23,106
2,925
3,696
169
5,243
2,750
3,147
4, 588
2,636
672

1,839,929 ! 3,202,011
8,056,533 ! 14,783,765

^California banks pay no State taxes on capital, except on such as is invested in real estate.
tThe capital of the bWks that reported State, county, and municipal taxes on stock and real estate
is $463,983,724.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXIX

Amount and rate of taxation ( United States and State) of the national banks for the year 1879.
Ratio of tax to capital.

Amount of taxes.
States and Territories. {Capital stock.

507,115
666, 257
528, 353
302r 447
445, 725
009, 800
572, 815

United
•States.

State.

Total.

United
States.

State

Total.

'

Per ct. Per ct.
2.2
1.1
1.7
1.2
1.0
2.1
1.2
1.6
1.3
1.3
1.0
1.2
1.1
1.5

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

$10,
5,
8,
44,
50,
20,
25,

New England States.
New York
New York City ..
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia .
Washington..

165, 032, 512 { 1, 942, 209

2, 532, 004

4,474,213 I

1.2

511, 243
32,973,066 i
50,813,657 i 1, 299,166
56,177
1, 920, 229 !
205, 856
13,553,308
408, 310
28,513,098 I
358, 023
16,818,000 i
143, 056
9,897,977 j
25, 527
1,763,985 !
32, 841
2,265,125 !
129, 781
10,535,760
4,509
252,000 ;
15, 624
1,125,000

637, 489
1, 466, 570
50, 532
241, 379
191, 626
109, 508
59, 834
6,215
30, 522
138,415
130
4,049

1,148, 732
2, 765, 736
106, 709
447, 235
599, 936
467, 531
202, 890
31, 742
63, 363
268,196
4,639
19, 673

1.5
2.6
2.9
1.5
1.4
2.1
1.4
1.4
3.5
1.2
1.8
1.4

2.0
2.9
2.5
1.8
0.7
0.7
0.6
0.4
1.3
1.3
0.1
0.4

5.5
5.4
3.3
2.1
2.8
2.0
1.8
2.8
2.5
1.9
1.8

103, 090
48, 438
69, 942
78, 496
63, 844
1,609
51, 797
63, 356
35, 035
6,087
122,161
63, 891
102,178

1.7
1.3
1.3
1.2
1.3
1.6
1.2
1.7
1.5
1.6
1.2

1.5 I
1.7 I

1.9
1.6
l.«
2.0
1.7
1.6
2.0
0.5
1.9
1.4
0.6
0.6
1.8

3.6
2.9
2.9
3.2
3.0
3.2
3.2
2.2
3.4
3.0
1.8
2.1
3.5

$114, 855
$228, 030 | $342, 885
65,138
97, 950
163, 088
89,863 I 169, 699
259, 562
517,410
719, 629 1, 237, 039
678, 371
675, 691 1, 354, 062
446, 588
195,509
251, 079
670, 989
281, 063
389, 926

2.7

Middle States
Virginia
"West Virginia
North Carolina...
South Carolina . . .
Georgia
Florida
Alabama
New Orleans .
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States . . .
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis . -.
Kansas
Nebraska
Colorado
Oregon
California*
San Francisco*
New Mexico
Utah
Idaho
Montana
Wyoming
Dakota..
Washington

Western States and
Territories
Totals

I

2,947,560 |
1,656,000
2, 500, 884
2,450,000
2,119, 216
50,000
1,662,000
2,875,000
1,050,000
205,000
7, 037, 974
2, 995, 500
3, 005, 884

j
i
!
i
i
i
j
!

49,
21,
31,
28,
27,

380
523
586 ,
709
807
794
20, 267
50, 212
15,439 I
3,217
82, 347 I
44,606 i
50.110 !

53,710 I
26,915 j
38,356
49,787 |
36,037 !
815 i
31,530 I
13,144 j
19,596 !
2,870 |
39, 814 j
19,285 |
52,068 I

i
i
I
I
!

30,555,018 j

425,997 !

383,927

809, 924

1.4 ]

18,451,403 !
4,108,333 |
3, 887, 500
13, 828, 674 i
11,068,214 |
4, 020, 054 i
7,263,673 !
2, 100, 000 •
2, 530, 093 !
650,000 !
5, 809, 832 i
4,662,307 !
1, 282, 065 ;
2,650,000 !
816, 394 !
927,141 !
1,050,000 i
250,000 !
1, 559, 045 :
2,750,000 !
325,000 '

264, 013
79, 722
50, 530
196, 213
169, 594
137, 681
96, 743
38, 391
41, 295
18,190
86,537 !
65, 598 i
18,740
47,910 :
17, 066 :
24,321 ;
34,545 ;
6,836
19,645 :
21,543
4.598 !
'd, 098 i
1,434 i
5,416 i
2,403 i
4,206 i
1, 544 j

368,946 !
99,415 j
78,862 ;
289,943 |
194,416 !
94,288 :
118,018 i
46,687 i
44,425 |
16,236 ;
118,056 j
85,475 !
28, 637 I
55, 642 !
21,763 I
23,814 !
35,412
2,900 :
4,229 !
122 i
4,264 j
3, 350 i
3,478 !
4,477 :
2,731 |
3,509 !
1,937 |

632,959 I
179,137 !
129,392 I
486,156
364,010 I
231,969 |
214,761 I
85, 078
85,720
34,426
204,593 !
151,073 |
47,377 !
103,552 i
38,829
48,135
69, 957
9, 736
23, 874
21, 665
8,862
6, 448
4, 912
9, 893
5,134
7,715
3,481

1.4
1.9
1.3
1.4
1.5
3.4
1.3
1.8
1.6
2.8
1.5
1.4
1.5
1.8
2.1
2.6
3.3
2.7
1.3
0.8
1.4
1.5
1.4
2.7
1.9
2.3
1.0

200,

000

100,000
200,000
125,000
185,041
150,000

j

!
!
i
;
!

90,949,769 | 1,457,812 ! 1,751,032

3, 208, 844

{ 1456, 968, 504 j 7, 016,131 j 7, 603, 232

14, 619, 363

|
!
!
j
I

1.6 !

1.3

iTo7
2.4
2.0
2.1
1.8
2.4
1.6
2.2
1.8
2.5
2.1
1.8
24
2.1
2.7
2.6
3.4
1.2
0.3
0.0
1.4
1.7
3.5
3.0
2.2
2.0
1.3

L

2.7

4.3
3.3
3.5
3.3
5.8
2.9
4.0
3.4
5.3
3.6
3.2
3.9
3.9
4.8
5.2
6.7
3.9
1.6
0.8
2.8
3.2
4.9
5.7
4.1
4.3
2.3

2.0

3.6

1.7

3.2

*California banks pay no State taxes on capital except on such as is invested in real estate.
t The capital of the banks that reported State, county, and municipal taxes on stock and real estate

is $452,869,712.




CXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Dividends and earnings of the national banks, arranged by geographical divisions, for semiannual periods from September 1, 1872, to September 1, 1881.
Ratios.

Sept., 1872, to March, 1873:
New England States..
Middle States
Southern States
Western States
Totals

March, 1873, to Sept., 1873:
New England States..
Middle States
Southern States
Western States
Totals

Sept., 1873, to March, 1874:
New England States..
Middle States
Southern States
Western States
Totals

No.
of j Capital.
b'nks.'

J Surplus.

Dividends. Net earnings.

ide
api

Geographical divisions.

HIM

Pr.
Pr. ct. ct. Pr. ct.
4.1
5. 4
5.1
4. 0 4. 7
5.1
1, 612, 680 2,170,179 5.1
4.71 6.3
5, 508, 953 7, 789, 243 5.5
6.4
4.5

495 $155, 659, 232 $36, 858, 324 $7, 938,341 $10,324, 340
594 192,845,669 53,303, 503 9, 766, 087 11, 642, 716

147 31, 328, 787 3, 207, 788
676 100, 684, 995 20, 887, 673

1, 9121 480, 518, 683 114, 257, 288 24, 826, 061 31, 926, 478

496 157, 014, 832 38, 303, 887|
591 192, 234, 009 53, 431, 0891
161 33, 259, 530 3, 600, 607i
707 105, 592, 580 22, 778, 265;
1,955 488,100, 951 118,113, 848
503 159,041,832
588 190,368,669
159 S 32, 605, 522
717J 107,494,300

39,
55,
3,
23,

714,
931,
865,
957,

859
654
491
855

I 1, 9671 489,510,323 123, 469, 859;

7, 941, 687
9, 575,193
1, 544, 046
5, 762,103

10,103, 736
12, 565, 331
2, 246, 024
8, 206, 909

5.2

4.

5.4

5.1
5.0
4.6
5.5|

4.1j
3.9
4.2

5.2
5.1
6.1
6.4

4.1

5. 5

24, 823, 029 • 33,122, 000 5.1

7, 627, 811
9,164, 682
1, 415, 933
5, 321, 571
23, 529, 997

9, 682,
10, 983,
1, 750,
7,127,

704
048
914
454

4. 8i
4.8
4. 31
4. 9!

3. 8;
3.71
3. 9!
4. 0

4. 9
4. 5
4. 8
5.4

29, 544,120

4. 8:

3. 8i

4. 8

9, 603, 512
11, 214, 753
1, 871, 562
7, 346, 984

4.9|
5.0!
4.8!
5.6!

3.9;
3.8)
4.3j
4.5

4.8
4.5
5.0
5.5

5.1

4. ol

4.9

4.3
5.4

3.8
3.9
3.8
4.4!

4.4
4.2
4.9
5.8

5. o|

4. Oj

4.7

4.81
4.8!

3.8!
3.7;

March, 1874, to Sept., 1874:

New England States..
Middle States
Southern States
Western States

Totals
Sept., 1874, to March, 1875:
New England States..
Middle States
Southern States
Western States
Totals
March, 1875, to Sept., 1875:
New England States..
Middle States
Southern States
Western States
Totals

506 159,531,832
586 189,385,019
159) 33,138, 800
720 107,882,633
1,971

41, 978,153
57,176, 298'
4,121, 405
25, 088,183|

489,938,284 128, 364, 039

7, 838,
9, 463,
1, 594,
6, 033,

007
707
208
384

24,929,3061 30,036,811;

510 160, 461, 832 43, 020, 505 7, 785,166
589 189, 639, 519 57, 749, 497 9, 537,118
169 33, 681, 310 4, 646, 468 1, 463,170
5, 965, 362
739 109, 786,170 26,144,167

9,
10,
1,
7,

031, 4091
361, 652!
861, 758
881,188

2,007 493, 568, 831 131,560,637| 24;750, 816! 29,136, 007]
512 161, 928, 732 43, 563, 385!
603 190, 775, 569 57, 826, 4441
175 34, 640,100 4, 965,170
757 110, 520, 432 27, 768, 6501
2,047 497,804,833 134,123, 64J)!

7, 758, 460
9,151, 653
1, 539, 234
5, 868, 438
24, 317, 785|

8,
9,
1,
8,

767,
985,
956,
090,

9781
736!
203
300

28, 800, 217

i>. 0

5.3'

3.9!
4.2

4.3
4.0
4.9
5.8

4. 9j

3. 8;

4. 6

3.5;

4.4;

Sept., 1875, to March, 1876:
New England States.
Middle States
Southern States
Western States
Totals

43, 739, 079J
56,319,2051
5, 348,175j
29,061,135!

7,371,060
10,174,655
1, 509,125
5, 756, 741!

7, 548, 8551
5, 770,198|
2, 211, 357;
7, 567, 511j

4.4
5.2
4. 5i
5.2

4.1!
3.9l
4.li

3.6
2.3
5.7
5.4

2,076: 504,209,491; 134,467,594;

24,811,581!

23, 097, 9211

4.9!

3.9:

3.6

March, 1876, to Sept., 1876:
New England States.
Middle States
Southern States
Western States

5391 167,902,820! 43,319,060!
626! 190,928,351 54,527,758
5, 486, 630
179] 33, 392, 600
737 108,258, 500, 28, 917, 630

6, 770,149!
8, 818, 5721
1, 432,194!
5, 542, 914

661!
345!
873
353

4.0
4.6s
4. 31

5.11

3.2
3.6
3.7:
4.0

2.9
3.2
3.9
4.5

2, 081 500, 482, 271! 132, 251, 078|

22, 563, 829|

20, 540. 232[

4. 5j

3. 6

3. 3

43,109, 8651
53,430,368!
5, 678, 226:
28,653, 706

6, 501,179
8,328,761
1, 387, 478!
5, 586, 551

6,128, 206
6,787,978
1,470, 475
5, 206, 303

3.9|
4.4!
4.3|
5.3!

3.1i
3.4

2,080 496,651,580 130, 872,165|

21,803,969

19,592,962

4. 4|

3. 5;

Totals
Sept., 1876, to March, 1877:
New England States.
Middle States.
Southern States
Western States
Totals




53l! 166,396,620'
6251 193,834,271;
174! 33, 390,100
746! 110,588,500!

542 168,178, 520
631 190, 272, 820
175 32,120, 440
732 106, 079, 800

6, 098,
6, 751,
1, 498,
6,191,

til

2.8
3.9
3.9
3.1

RE POET OF THE COMPTROLLER OF THE CURRENCY.
Dividends and earnings of the national banks,

CXXI

cfc.—Continued.

Geographical divisions.

March, 1877, to Sept., 1877:
New England States...
Middle States
Southern States
Western States

$41, 370,408
51, 871, 038
5, 571, 362
25, 536, 446

$6,147, 573
7, 686, 267
1, 299, 476
6, 983, 800

$3, 744, 799
6,185,157
1, 207, 343
4,136, 729

Totals
Sept., 1877, to March, 1878:
New England States...
Middle States
Southern States
Western States

166, 546, 320
178,149, 931
32,166, 800
98, 746, 700

40, 560,
51, 551,
5, 482,
24, 779,

405
601
012
543

5, 903, 213
7, 261, 608
1, 217, 880
4, 599,

4, 985, 926
6, 283,445
1,174, 220
4, 503,105

Totals.
March, 1878, to Sept., 1878:
New England States...
Middle States
Southern States
Western States

166, 587, 820
176, 694, 576
31,491, 800
95, 457, 700

38, 956, 874
50,182, 622
5, 684, 035
23, 863, 603

5, 459, 786
6, 674, 618'
1,115, 865
4, 708, 9541

3, 846,183
4, 999, 505
951, 995,
3, 861, 210

165,645,820
173,979,676
30, 882, 800|
93, 905, 700i

38, 037,1151
50, 084, 782|
5, 240, 054
23, 382,183

5,
6,
1,
4,

3, 658, 989|
5, 826, 662 j
961, 734
4, 231, 275|

Totals.
Sept., 1878, to March, 1879:
New England States..
Middle States
Southern States
W e s t e r n States

Totals..
March, 1879, to Sept., 1879:
New England States -.
Middle States
Southern States
Western States
Totals
Sept., 1879, to March, 1880:
New England S t a t e s . . .
Middle States
Southern States
W e s t e r n States

Totals.

544
630j
1751
694!

2,043 464, 413, 996 116, 744,134i

542' 164,450,120 37, 441, 984
640 169,645,936 49, 779, 783
175 30, 281, 800 5,198, 481
fiSS

QO 7Fil 900!
90, 754, 200

22, 729,103

| 2,045! 455,132,056 115,149,351
546j 164,820,020 37,869,312
640i 169,399,170! 51,306,583
175i 30, 432, 700i
5, 210,198j
685i 89, 428, 200| 22, 840, 408!

295,
876,
077,
291,

347!
398:
333;
976

1.8
2.6
2.7
3.6

3.2
4.0|
3.5
4.6

3.1!
3. 0|
3. 6|

3. 8|

3. 0
9

6
3 0
3 0
3 9

4
3 2
9 7
3 5

3.1!

3.0

3. 2
3. 5
3. 8

2.
4.
3.
4.

3.5!
4.2!
3.7
4.7

2. 9
3.2
3. 2
3. 7;

3. 6
4.1
4. 0
4. 8

24, 033, 250

4. 0

3. 2

4. 2

861
934
398
324

6, 757, 787
9,162, 771
1, 905, 690
6, 625, 773

3. 6
4.1
4.2
5.3

2.9
4. 2

3.3
4.1
5.2
5.8

18, 877, 517

24, 452, 021

4.1

3. 3j

4. 2

005, 608
558, 407
282,120
653, 833

8,166, 022
11, 925, 784
2, 300, 624
6, 778,112

3.6
4.4
4.1
5.1

2. 9
3.3
3.4
3.9

4.0
5.3
6.1
5.8

17, 541, 054i

14, 678, t

526
394;
594;
3531

4, 761, 422'
7,12«, 979;
979, 496!
4, 003, 303f

3. 2
3. 9
3.5
4. 8

17,401,8671

16,873,200|

3.8!

5,
6,
1,
4,

257,
690,
056,
397,

5, 409, 351
7,151,166!
1, 246, 470'
4, 314, 286

!, 046 454,080,090! 117,226,501! 18,121,273

5,
9,
1,
5,

610,
220,
278,
042,

287!
826:
695|
9761

21,152,784

3.3|
4.2!

±M

8
2
6
5

4.0

March, 1880, to Sept., 1880:

New England States..
Middle States
Southern States
Western States
Totals

Sept., 1880, to March, 1881:
New England States...
Middle States
Southern States
Western States
Totals
March, 1881, to Sept., 1881:
New England States...
Middle States
Southern States
Western States

38, 450, 2971
52, 762, 674!
5, 516. 335
23, 416; 343:

5, 858, 434
7,120, 204
1,139, 203
4,172, 359!

2,072 454, 215, 062; 120,145, 649

18, 290, 200

548! 165,380,242
6541 169,343,8701,
176j 30, 423, 700j
694; 89,067,250

550 165, 623,120
657 170, 739, 045
178 30, 448, 700
702 90, 034, 000

38, 944, 841
53, 536, 248
5, 898.107
24,102', 592

2,087 456, 844, 865 122, 481, 788;
550 165, 373,120
660 171, 560, 315
181 30, 973, 950
709 91, 027,100

39,
55,
6,
25,

878,
747,
530,
081,

448
501
694
751

5,
6,
1,
4,

6,
7,
1,
4,

900,
974,
264,
737,

7, 413, 622
9, 805, 448 j
1, 434,102i
5, 380, 078^

Totals

2,100 458, 934, 485 127, 238, 394

19, 499, 968

29,170, 542

4.3

3. 3

5. 0

General averages...

2,038 478, 701, 795 123, 993,107

21, 397, 554

23,446, 490

4.5

3.6

3.9




CXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports of dividends and earnings of national banks in the United States from
September 1, 1880, to March 1, 1881.
Ratios.
No. | Capital
States and Terriof ,
tories.
banks. '• stock.

Surplus.

| . Dividends.

$10, 435, 000 ! $2, 448, 881 84 $459, 025 00
Maine
5, 830, 000 ! 1, 093, 403 55 229, 500 00
47
New Hampshire. . .
8, 301, 000 ' 1, 905, 832 72 338, 480 00
47
Vermont
188 45,105, 000 12, 654, 809 02 1,771,500 98
Massachusetts
54 50, 500, 000 10, 632, 385 60 1, 457, 262 00
Boston
61 20, 009, 800 3, 625, 392 88 668,334 00
Rhode Island
976, 759 45
84 25^442,320^ 6, 584,135 41
Connecticut
New England
550 165, 623,120 38, 944, 841 02 5. 900, 861 43
States
242 32, 846, 660 7,861,556 36 1, 206,809 83
New York
New York City... i
47 50, 650, 000 18, 494, 884 02 2, 274,000 00
111, 085 00
1, 800, 000 1, 400, 000 00
Albany
7
549, 890 50
66 12, 995, 350 3, 728, 668 72
New Jersey
186 28, 904, 570 7, 222, 398 10 1, 097,278 70
Pennsylvania
32 17, 358, 000 7, 740, 849 11 760, 800 00
Philadelphia
339, 500 00
Pittsburgh
j ' 22 9, 850, 000 3,145, 251 75
76, 683 35
487, 990 93
14
1, 743, 985
Delaware
712, 076 31
108, 384 50
20
2, 331, 700
Maryland
2, 449, 015 51
411, 296 75
15 10,881,780
Baltimore
58, 000 00
10, 080 00
1
252, 000
Dist. of Columbia..
29, 125 00
1,125, 000^
Washington
170,739,045 53, 536, 247 95 6, 974, 933 63
Middle States
657
854,100 00 I 121,980 00
17
2,866,000 j
Virginia
83, 027 50
West Virginia
17 1,761,000 ! 439,828 04
92, 580 00
2,501,000
15
340, 826 02
North Carolina
1,949,900 i 396, 849 58 | 99, 500 00
12
South Carolina
84, 300 00
467,491 02 I
Georgia
13 2,221,000 j
2, 500 00
50,000
Florida
1
3, 000 00 !
9 1,518,000 ! 236, 500 00 ' 53,400 00
Alabama
2,875,000 !
122,250 00
7
637,500 00
New Orleans
1,300,000 I 293,732 17
50, 000 00
13
Texas
205,000 i
13, 000 00
Arkansas
41, 000 00
2
7,201,000 ) 1,199, 932 96
265,110 00
Kentucky
41 2,995,500
106, 820 00
Louisville
407, 084 23
8 _ J _ 0 j j _58<V263_10
5 0
169, 930 00
Tennessee
23
Southern States.. _ 1 "30,448,700 j 5, 898,107 12" 172647397 50
178
Ohio
T87 8217900 I 3,787^73735
723, 000 00
Cincinnati
4,100,000 |
795,000 00
Cleveland
3,700,000
Indiana
13, 202, 500 4, 001, 640 51
Illinois
127 10, 714, 600 3, 608, 022 08
Chicago
9 4, 250, 000 2, 470, 000 00
Michigan
75 7, 235, 000 1, 944, 806 34
Detroit
4 2,100, 000
715, 000 00
Wisconsin
32 2, 400, 000
698,460 80
Milwaukee
650, 000
3
225, 000 00 j
Iowa
74 5, 790, 000 1, 491, 876 93 i
Minnesota
30 5,150, 000
951, 811 11 I
Missouri
,
16 1, 400, 000
330, 528 70 I
Saint Louis
I
5 2, 650, 000
770, 557 94 |
875, 000
12
200, 550 00 !
Kansas
[
850,000
10
250,100 00 j
Nebraska
]
13,889, 000 22, 964, 091 76 | 4,353,
Western States..!
Colorado
1, 070, 000
331, 000 00
115, 000 00
Nevada
i
50, 000
2, 036 04
2,500 00
California
j
1, 650, 000
205, 043 11
75, 500 00
San Francisco . . .
1, 500, 000
171, 004 33
60, 000 00
Oregon
250, 000
50, 000 00
30,000 00
425, 000
76, 500 00
15, 500 00
Dakota
Idaho
100, 000
20, 000 00
18, 000 00
Montana
200, 000
40, 000 00
0 00
New Mexico
400, 000
87,916 96
25, 500 00
200, 000
75, 000 00
12, 000 00
Utah
Washington
150, 000
30, 000 00
0 00
Wyoming
150, 000
50, 000 00
30, 000 00
Pacific States and
1,138, 500 44
384, 000 00
Territories
44 6,145, 000

A

G r a n d totals




Net earnings.| f g p 5

\Prct. Prct
$529, 569 30 4.40
230, 275 10 3.94
332,142 88 4.08
2, 038,197 84 3.93
1, 813, 822 84 2.89
484, 587 40 3.34
1,329,191 71 3.84
6, 757, 787 07_ 3.56
1764473l)4~2Y
3,132, 405 52
130,158 33
646, 041 83
1, 392, 244 68
929, 961 01
479, 821 45
94,396 20
126, 875 88
569, 996 34
12, 628 23
3, 876 73
9,162, 770 47
178,787 52
92, 997 24
134, 521 95
219, 994 47
143,432 51
4, 328 49
97, 930 36
215,133 49
83, 259 20
13, 757 17
355, 488 06
146,186 15
219, 873 83

2.88
2.96
3.29
3.47
3.29
3.04
3.03
2.61
3.44
3.56
3.09
3.25
2.14
3.11

3.30

3.55
3.86
3.38
3.57
4.81
6.00
4.08
3.62
5.01
2.97
4.20
3.90
3.31
2.89
2.77
5^91
219, 566 95 10. 75
4,536 04 j 5.00
123, 589 39 ! 4.58
93, 285 97 4.00
41, 363 20 12.00
85, 938 52 3.65
17, 525 51 18.00
0
27,146 94
60, 852 32 6.38
20, 618 26 6.00
20, 000 00 I 0
25, 658 80 J20. 00

Ml

OT 15.67
8. 72

4.80
6.66
4.07
5.58
3.59 13.79
10.09 17.14
3.09 14.60
15.00 11.31
0 12.47
5.23
7.50
4.36 11.11
0 12.83
15.00
740, 081 90 j 6. 25 5.27 10.16

2,087 j456, 844, 865 {122,481,788 29 18,877,516 54 24,452,020 85

4.13
3.26

4.22

.REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXXIII

Abstract of reports of dividends and earnhiqs of national banks in the United States from
March 1,1881, to September 1, 1881.
Eatios.
! No.
•Capital]
States and Terri- j o f
stock.
tories.
S banks.

Maine
New Hampshire...
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New
England
States

550 1165, 373,120

39, 878, 447 71

6, 005, 608 17

8,166, 022 31

7,960, 014
19, 890, 006
1, 400, 000
3, 826, 378
7, 402, 670
7, 993, 098
3, 263, 545
501, 304
706, 068
2, 495, 312
59, 000
250, 100

l736LT878~6f

57
19
50
09
45
25
79
98
82
70
41
69

18,899,000"
5,100, 000
3, 700, 000
12, 918, 500
10, 764, 600
4, 250, 000
7, 285, 000
2,100, 000
2, 375, 000
650, 000
5, 940 000
4, 925, 000
1, 400, 000
2, 650, 000
875, 000
850,000

Cincinnati
|
Cleveland
j
Indiana
j
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Western States..
Colorado
Nevada
California
San Francisco . . .
Oregon
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming

Grand totals




84,~6827Io6"

55, 747, 500 62
900, 100
452, 810
347, 828
416, 457
485, 359
4, 000
250, 350
815, 000
312, 200
42, 000
1,350 118
525, 542
628, 927
6, 530, 693
3, 895; 321
727, 000
820,000
4, 026, 639
3, 732, 338
2, 625, 000
1, 995, 345
800,000
702, 419
235,000
1, 566, 961
990, 225
347,178
753,181
225, 210
271, 500
23,713,321
411,800
5, 814
214, 612
179, 603
50, 000
83,100
20,000
40, 000
183, 500
100, 000
30, 000
50, 000

46

6, 345, 000

83
84
00
78
69
97
97
31
00
23
00
00

$452, 550
218, 725
432,480
1, 767, 911
1, 405, 450
674, 214
1, 054, 277

00
$659,102
00
265, 521
00
351, 332
22 2, 563, 626
00 2,057.577
00
95L 027
95 j 1, 317, 834

1,821,961
2, 568, 000 00 5, 037, 656
76, 500 00
125, 494
535, 977 25
751, 039
1,190, 479 70 1, 590, 948
764, 388 00 1, 091, 878
366, 500 00
598, 024
76, 683 35
131, 866
133, 751 00 i
139, 729
446, 769 99
598, 093
10, 080 00
11,192
27,125 00
28.JL71

j

I 2. 29

3.63 | 2. £
4.14
5.02
4.25
4.16
4.10
4.40
3.72
4.40
5.62
4.02
4.00
2.41

3.98

3.33
3.61
2.39
3.21
3.27
3.02
2.80
3.42
4.33
3.29
3.24
1.97

7, 558,132! 96 11,^26,057 44

00
22
22
96
43
00
00
00
00
00
21
46
40
90

i

2137338~53~
101, 060 97
137, 715 53
164, 667 77
146, 989 95
10, 856 30
90, 639 66
280, 588 91
163,410 52
16, 254 23
448, 381 07
291, 271 08
235, 449 22
2, 300, 623 74

84
00
00
38
60
00
34
00
31
00
38
88
70
29
18
00
90 I 4,

835, 673
194, 000
152, 000
659, 422
613,831
208, 000
360, 450
107.000
129, 150
26, 000
308, 921
395,100
60, 500
99, 000
31, 750
63,000

00 |
02 i
35 |
36 j
00
00
00
00
00
00
00
00

103,500
2, 500
74, 033
60, 000
80, 000
30, 500
28, 000
0
19, 500
12, 000
0
0

1, 368, 429 73

31

IPr.ct.Pr.ct Pr. ct.
5.08
04 I 4. 36 j 3. 49
56 3. 75 | 3.15 3.83
3.56
83
4.40
16 3.92
j 3.03
3.36
86 2. 78
4.03
52 3.39
I 2.85
34 4.13 I 3.27 4.09

$2, 585, 948 40
1,109, 897 59
1, 766, 369 55
13,175, 678 06
10, 815, 466 22
3,715,156 00
6, 709, 931 89

I

Pacific States a n d
Territories .

Dividends. N e t earnings. |r 2 "3 I'M r5 •

69 i$10, 385, 000
4r
"
5,830,000
46
8,101, 000
188 45,105, 000
54 50, 500, 000
61 19, 909, 800
85 25, 542, 320

242
892,160
New York
150, 000
New York City .
800, 000
Albany
65
875, 350
New Jersey
187
030, 340
Pennsylvania
32
358, 000
Philadelphia
i
22
850, 000
Pittsburgh
j
14
743, 985
Delaware
21
381, 700
Maryland
J
16 ; , 101, 780
Baltimore
;
1
252, 000
Dist. of Columbia, .j
Washington
j _._5 I 1,125, 000
.
Middle States
| 660 171, 560, 31E
Virginia
I " 1 8 1 2, 966, 000
.7 i 1, 761, 000
West Virginia
|
15 i 2, 501, 000
North Carolina
!
13 ! 1, 884,150
South Carolina
!
12 ' 2,186, 000
•Georgia
i
100,000
Florida
i
9
1, 518, 000
Alabama
!
7
2, 875, 000
New Orleans
|
13
1, 320, 000
Texas
j
2
205, 000
Arkansas
41
7, 201, 000
Kentucky
\
8
3,151, 500
Louisville
j
24
Tennessee
3, 305, 300
Southern States.. I 181 30, 973, 950"
Ohio

j » . |ao H

Surplus.

95
00
00
79
25
00
00
00
00
00
85
00
00
00
00
00

1,111,198
298,181
225, 796
607,118
910, 092
677, 340
575, 111
187, 456
187,114
49, 279
244,191
411, 753
96, 234
126, 502
80, 975
75, 229

3.67
3.33
3.36
3.89
4.23
I 3.03
3.88
3.69
4.20 !
2.94 !

50
97
18
23
59
08
67
88
78
49
22
54
16
09
49
62

4.12 I

243, 799 84 | 6, 063, 576 49 ( 5. 01
00
00
32
00
00
00
00
00
00
00
00
00

410,033 32

t 11.83
11. 25
! 5.15
! 5.12
| 16.68
14.55
23.13
16.58
6.99
19.93
17.22
5.02

9.67
5.00
4.18
4.00
32.00
6.04
28.00
0
4.87
6.00
0
0

9.26

714, 535 76

6.46

5.32

2,100 {458, 934, 485 J127, 238, 393 86 19, 499, 694 29 29,170, 815 74

4.25

3.33 I 4.S

CXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by States gnd reserve cities, of the ratios to capital, and to capital and surplus, of
Ratio of dividends to capital for six months ending—
States, Territories, and
reserve cities.

1877.

1878.

I

1879.

1880.

1881.

Ratio of

1877.

L
Mar., Sept. ;Mar.; Sept. Mar. Sept. Mar. Sept. Mar.i Sept. Mar. Sept,
1.
1.
1.
l. I L I
I
I
I. ; L

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
-New. York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio...
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Nevada
California
San Francisco
Oregon
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
Averages




Pr. ct. Pr. ct. Pr. ct. Pr. ct.
4.4 4.7
5.1 4.5
4 . 1 3.9
3.8 3.9
3.6 3.4
4.0 4.0
3.4 3.4
4.0 3.9
2.3 2.2
3.0 2.9
3.4 3.3
3.3 3.3
4.2 4.0
4.0 3.9
3.8 3.9
; 4.3 4.2
1
3.6 4.2
3.7 3.7
4.7 4.9
! 5.0 5.2

I 4. 4
| 4. 3
j 4. 0
I 3. 2
| 5. 0
j 3. 4
! 3.5
9. 0

I 5. 5
5. 7
I 9.4
{ 5. 4
; 5. 5
j 6. 9
j 5. 6
| 5.1
! 5. 2
4. f
>
1.1
5. 3
6. 2

4.3
4.1
5.0
4.0
4.9
4.8
4.1
4.0
8.0
3.6
4.6
2.7
3.8
4.8
4.0
2.9
4.6
3.2
1.3
4.1
3.8
5.2
5.5
5.9
5. 3
4.9
5.8
31.0
4.5
5.5
5.1
5.6
5.2
4.6
4.0
3.9
4.4
7.6
3.8

4.7
3.9
5.1
3.8
4.7
5.1
3.9
4.0
2.3
3.2
4.1
2.5
3.5
3.4
3.0
2.3
4.3
8.4

*3.*9

3.5
4.8
4.6
4.4
3.4
4.5
! 5.5
1.8
5.7
i 5.3
! 5.5
i 4.7
5.5
! 5.5
! 3.8
; 3.6
i 3.8
2.1

4.0
3.6
4.6
3.6
4.7
4.8
3.3
4.0
2.6
3.5
4.2
2.3
2.3
3.5
3.0
2.7
6.2
4.5
1.6
3.7
1.6
4.6
4.4
4.5
4.1
5.0
4.8
6.6
4.5
17.2
5.0
2.9
4.7
5.3
5.3
2.0
4.9
5.4
2.4

4.2
3.9
3.7
3.7
2.2
3.0
3.7
4.2
3.8
4.5
4.0
3.5
4.4
3.5
4.1
4.4
4.3
4.0
2.7
4.2
4.0
3.3
1.9
3.0

4.1
3.7
3.7
3.4
2.5
3.3
4.0
3.5
5.1
4.6
4.1
3.8
4.5
3.6
4.4
4.6
3.9
4.0
2.4
4.0
4.0
3.7
1.9
3.3

4.4
3.7
4.5
3.6
2.9
3.4
4.1
3.8
4.4
4.3
4.2
4.4
4.5
3. 7
4.4
4.5
4.2
4.0
2.3
4.2
4.2
2.5
1.4
3.7

2.8 i 4.8
4.2 i 4.1
3.6 ! 5.4
3.7 i 6.3
3.2 j 3.5
j 3.7
3.2 ! 3.6
I 2.5
j 4 . 2 4.8 I 7.9
! 4.9 4. 1 ! 4.
5.2 i 5.
I 2.8
3.5 I 3.7
I 3.0
4.0 4.3
! 4.2
6.1 5.2
j 5.1
(}. 8 4.9
I 3.8
5.9 4.7
I 6.0
i 5.1 4.9 5.1
5.8 7.2
• 5.9
! 2.9 2.9 3.1
4.4 4.8
4.5
6.0 5.1
4.9
3.3 4.7
4.6
2.8 3.2
1.3
2. 5 3.1 5.3
6.7 10.8 7.7
2.8 4.1
2.7

3.5
4.3
4.5
3.7
3.8
3.8
5.4
4.4
4.7
3.9
4.5
5.3
4.8
4.4
5.1
5.0
4.0
4.4
5.6
6.5
3.2
3.6
7.5
4.5

4.0
3.5
4.7
3.3
4.4
4.5
3.5
4.0
1.8
4.2
4.0
3.1
1.6
3.8

2.6
4.2
4.0
5.3

Pr. f:t

4.4
3.9
4.1
3.9
2.9
3.3
3.8
3.7
4.5 |
6.2 I
4.2
3.8
4.4
3. 4
I 4.4
| 4.6
3.8
4.0
2.6
4.3
4.7
3.7
5.1
3.8
5.0
3.5
4.2
3.8
6. 3
3.7
3.6
5.6
4.3
4.5
4.1
4.7
6.4
9.5
5.2
4.9
6.5
4.0
5.3
4.6
7.8
3.7
3.4
7.6
10.7
5.0 i
4.6 !
4.0 i
12.0 !
3.6
118.0

| 5. 6 5.1 9.9
3. 7 7. 5 4.2 [ 3.7
4.4
4.1 3.7
3.5 I 3.1
4.0
| 3. 6 3.6 2.9
12. 0 37.0 12.0 I 12.0 ;17. 0 22.0 12.0 12.0
4.0 I 2.0
9.4 ! 0.9 10.0
I 5. 0 5.0 5.0
125.0 15.0 18.0 10.0 20.0 15.0 15.0 I 15.0
1.5 i 8.6
4.1
5.7 5.5
1.8 3.3
2.6 6.4
2. 5 | 4. 5 4.5 3.5
! 6. 5 6.5 4.0
6.0 6.0
6.0 6.0
6.0 6.0
6.0 6.0
! 6.0
j
. 20.0
j
18.0 138.0
4. 9 j 4. 5 I 4. 4

4. 5 j 3. 9

3.8

4. 0 I 4. 0

4.1

4.4
3.7
5.3
3.9
2.8
3.4
4.1
4.1
5.0
4.2
4.2
4.1
4.4
3.7
4.4
5.6
4.0
4.0
2.4
4.1
4.6
3.7
3.6
3.9
2.5
3.7
4.1
5.8
3.7
3.8
4.2
5.1
4.4
3.8
4.1
5.1
5.7
4.9
4.9
5.1
5.4
4.0
5.2
8.0
4.3
3.7
3.6
7.4
9.6
5.0
4.2
4.0
32.0
5.0
28.0

3.9
3.7
3.2
3.2
2.5
2.9
3.7
3.5
3.2
3.1
3.5
3.4
3.7
3.1
3.9
4.2
3.7
3.4
3.4
3.1
3.5
3.9
3.3
2.7
4.8
3.1
3.1
7.2

"3.Y
4.1
4.7
4.0
3.7
3.4
4.3
4.3
5.5
4.3
3.7
5.4
4.1
4.1
4.3
3.8
1.0
4.4
5.2
2.6

5.3
I 3.5
10.0
f 4.2
120.7
3.4
4.9 i 5.7
6.0 5.0

4.1
3.5
3.2
3.1
2.4
2.7
3.2
3.5
2.9
2.9
3.4
3.2
3.5
3.1
3.9
3.7
3.4
3.3

6.3 1

2.9
3.6
2.4
3.3
4.1
3.9
2.7
3.9
2.5
1.2
3.5
3.4
4.4
4.6
4.9
4.5
3.9
4.3
21.8
3.5
3.7
4.1
4.1
4.2
3.9
3.3
3.3
3.5
6.3
3.3

4.7
3.5
30.8
4.2
12.4
4.6
5.9
5.0

4. 2 i 3. 5 ; 3.6

NOTE.—Figures printed in bold-faced type in column

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXV
the dividends and earnings of national banks, from March 1, 1877, to September 1, 1881.
dividends to capital and surplus lor six
months ending—
1878.

1879.

1881.

llatio of earnings to capital and surplus for six months
ending—
1877.

1878.

1879.

1880.

1881.

Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar, Sept.
1
1
].
1.
1
1.
1.
1.
1.
1.
1.
1.
1.
1.

3.7
3.3
3.2
3.0
2.4
2.8
3.1
3.4
2.8
3.0
3.7
3.1
3.5
2.9
3.7
4.0
3.3
3.3
2.0
2.6
3.3

3.6
2.9
2.6
1.9
2.9
3.3
3.1
2.8
2.7
3.2
2.8
3.2
2.8
3.7
3.7
2.7
3.3
2.1
2.8
3.4

2. 2 2.1
3.'0 2. 0
2.9
2.8

2.1

3.8

3. '2 3.3

2.6

29

2^5
5.1
3.5
1.4
3.2
1.5
4.0
3.7
3.7
3.5
3.9

2.8
2.6
1.8

28

3*. 2
3.1
3.2
2.8
3.2
2.8
3.3
2.6
3.5
3.4
2.9
3.3
1.5
3.3
3.2
2.7
1.4
3.2

3.5
3.3
3.0
2.9
1.8
2.6
3.0
3.4
2.9
2.6
3.1
2.8
3.1
2.7
3.2
3.4
3.5
3.3
2.2
3.3
3.2
2.9
1.7
2.6

3.3
3.1
2.9
2.7
2.1
2.8
3.2
2.8
3.8
2.5
3.2
3.0
3.1

3.6
3.1
3.7
2.9
2.4
2.8
3.2
3.1
3.2

2.4

3.0
3.5
3.1
2. 8 2.8
3.5 3.4
3.5 3.5
3.2 3.4
3.3 3.3
2.0 1.9
3.1 3.3
3.2 3.4
3.3 2.2
1.6 1.2
2.8 3.1

4.1
3.8
3.7
2.9
3.5
4 . 1 3. 6
1.3 4 . 5
4.5 3.5
3.7 12.8
4 . 3 3.9
3.5 2.2
4.4 3.7
4 6 4.5
3.2 4.3
3.0
1.6
3.1 4 . 1
5.8 4.3
2.0 2.6

2.4
3.7
3.1
4.5
3.2
2.3
3. 6
4.0
2.4
2.6
3.3
3.9
2.5
4.7
3.8
4.6
2.2
3.6
4.2
3.7
1.0
2 0
5.5
2.3

2.5
3.7
2.8
3.1
2.8
2.9
4.1
3.4
4.4
3.0
3.1
4.6
4.5
4.7
3.6
4.5
2.2
3.5
5.1
2.6
2.2
2.5
8.9
2.4

4.2
3.6
4.2
5.3
3.1
3.3
6.8
4.1
4.6
3.1
3.3
3.9
3.1
3.7
3.8
5.6
2.3
3.9
4.4
3.8
2.6
4.3
6.2
3.3

3.0
3.6
3.6
3.1
3.3
3.4
4.6
3.7
3.9
3.3
3.5
4.0
3.1
3.5
3.8
3.9
3.0
3.5
4.8
5.3
2.5
2.9
5.9
3.5

3.4
3.9

6.9
3.5

3.8
3.3

3.3
2.9

3.9
3.6

3.7
6.6

"is
3.1

6.8
2.8

3.6
3.3
3.3
3.1
2.4
2.8
3.0
3.0
3.3
3.5
3.3
3.0
3.0
2.6
3.4
3.6
3.1
3.2
2.1
3.3
3.8
3.3
4.2
3.1
4.7
3.0
3.5
3.1
5.3
3.2
3.1
4.7
3.5
3.9
3.4
3.6
4.8
6.0
4.1
3.6
5.0
3.0
4.2
3.9
3.3
2.9
2.8
5.9
8.2
4.8
4.1
3.6

3.5
3.1
4.4
3.0
2.3
2.8
3.3
3.3
3.6
2.4
3.2
3.3
3.0
2.8
3.4
4.3
3.3
3.2
2.0
3.2

3. 6

3.2
2.9
3.2
2.4
3.2
3.2
4.7
3.0
3.2

3. 6

4.3
3.7
3.3
3.4
3.9
4.2
3.0
3.9
3.7
4.2
2.9
4.1
6.7
3.5
2.9
2.9
5.6
7.0
4.5
3.7
3.6

4.0
4.7
4.6
3.1
1.9

2. 8
3.2
3.5
1.4

39
3^2
3.8

36

3.1
3.7
4.3
2.9
1.4
0.3
0.1
2.9
1.5
2.5
3.6

28

42
3.9
2.9
2.6
1.2
1.9
3.7
2.8

2. 0
1.1
3.4
3.1

3.2
3.2
4.0
4.4
4.2
4.8
4.5
3.2
2.3
4.0
2.9
1.8

3^4
3.9
3.5
2.8
4.5
3.0
1.6
3.4
2.3
2.4
2.8

32

38

38

3.0
4.3
4.4
3.2
4.7
1.9
3.3
3.7
4.2
5.2
3.2
4.0
3.5
2.2
5.5
3.6
4.0
4.6
4.3
4.2
3.6
4.6
4.0
5.2
1.5
3.2
4.7
5.3
2.8
5.5
5.1
3.5
0.5
3.9
7.4
1.2

3^5
4.0
2.2 1 . 6
3.9 4.3
5.4 5.1
5.3 4.2
4.2 1.0
3.7 3.4
2.9 4.5
4.4 2.6
1.0 2.0
4.5. 3.9
5.7
6.7
0.9
3.5

7.1
1.8

5.9
3.9

3.4
3.8
3.7
1.0
3.9
3.8
3.5
2.1
1.0

39

2.5
4.5
4.7
3.5
3.4
2.7
4.2
4.0
3.8
3.5
3.7
4.1

Pr ct

3.2
2.9
2.2
1.9
0.9
2.0
2.7
2.7
2.0
0.7
1.9
2.5
2.3
1.2
3.4
4.1
2.2
3.9
1.2
1.6
3.2

3.2
3.4
2.5
1.4
0.8
2.4
2.9
2.8
2.5
1.2
2.5
2.3
3.4
2.4
4.0
3.2
1.9
4.6
1.4
3.4
2.2
O.I 4.2
2.2 1.1
3.1 3.2
4.0 1.1
0.9 3.5
9.8 1 . 0
2.7 5.7
0.5 2.1
2.2 2.1
3.0
O.2
2.5 4.8
3.1 3.4
3.8 3.5
0.4 3.2
2.6 3.3
3.1 2.0
4.8 5.0
3.9 4.1
4.5 2.0
4.2 4.9
1.1 3.3
3.1 3.4
4.2
5.0
4.4 3.0
1.6 2.8
6 . 3 5.2
7.3
6.0
0.6 4.1

2.2
5.0

4.0
4.8

4.0
4.8

3.1
4.8

2.3

3. 3

15.0

12.9 27.1
3.2

3.0

3.0

3.1

3.2

6.4
4.4

3.2

3.3

17.4
14.9
16.9
11.8
3.3 6.3
4.8 4.4 4.5
4.0 6.9 5.'5' 7.3 3.6 5.7
6.0
17.2 10.1 11.3 11.0 13.0
2.5

3.0

3.3

3.1

ior 1878,1879, and 1880, signify percentage of loss.




3. 6

3.6
4.1
2.5
1.4
0.9
5.4
3.7

4.5
2.8
16.6
14.4
12.5
4.8
3.7
7.2
6.2
y.8

6.4
3.6

5.6
3.8

6.0
3.6

10.0 10.0 14.2 18.3 10.0 10.0 10.0 26.7 11.0 11.1 12.6 14.9
4.2
3.3 1.8
9.2 3.1 5.2 3.4 6.8
8.1 1.6
8.4 0.8
15.0 8.3 16.7 12.5 12.5 12.5 15.0 23.3 18.3 13.1 12.9 7.7
4.4 1.2
6.1 1.3
2.8
7.3 4.0 10.8 4.8
3.6
5.0

3.5
2.9
2.7
2.5
1.4
2.9
2.8
2.7
3.6
1.4
3.1
2.8
3.4
3.1
3.6
3.4
4.8
4.3
1.5
3.0
3.5
2.5
1.4
2.6
2.8
4.7
2.4
0.1
3.5
2.7
1.9
4.7
2.6
4.0
2.1
2.9
3.7
6.8
3.7
5.9
4.4

2.5

2.8

2.3

3.6
4.0
3.3
3.5
2.3
2.4
3.8
4.0
5.8
3.1
3.3
3.3
3.4
3.0
4.3
3.9
3.3
4.2
1.5
4.2
3.7
4.0
3.0
2.5

5.2

3.6
4.0
5.0
7.2
2.8
2.9
5.4
3.8
5.7
4.6
3.1
4.3
7.7
4.0
5.2
5.3
5.2
4.5
4.7
6.7
2.7
5.7
7.2

10.7

4.3
3.4
3.2
3.6
3.4
3.9
3.9
3.7
6.2
1.9
3.8
3.4
3.9
3.6
4.5
3.9
4.0
3.2
1.7
4.3
4.1
1.9

2.0
4.6
1.7
7.2
6.3
1.6
4.4

3. 6
5.0
6.8

39

4 . 1 5.1
3.3 3. 8
3.2 3.6
3.5 4.4
3.0 3.4
2.0 4.0
4.1 4.1
4.0 4.5
4.5 7.1
4 . 1 3.9
3.9 4.5
3.8 4.4
3.7 4 . 3
3.7 4.6
4.2 5.9
4.2 4.5
4.3 4.4
4.1 3.6
0.3 2.0
4.8 5.5
4.2 4.6
4.7 4.8
9.4 7.2
5.3
5.5
8.2 10.4
5.6 5.1
6.1 7.6
5.2 10.0
5.6 6.6
4.2 5.2
4.3 7.9
6.1 6.0
4.6 4.9
5.5 5.1
4.2 5.0
4.4 4.8
5.5 6.3
8.8 9.8
5.5 6.2
4.5 6.5
6.1 6.1
11.1 5.6
5.7 3.2
7.0 7 0
5.5 5.5
5.0 3.7
6.8 7.4
13.5 6.7

5!l
5.1
3.3
4.4
8.8
4.6
6.0
5.7
4.1
4.2
5.7
5.3
3.8
4.3
6.3
8.3 15.7 11.8

8 7 11.2
6.7
5.6

5.1
5.1

2.9
5.7
8.1
16.7

4.4
19.6
12.6
12.1
13.3
7.6
6.4
8.9
4.5

13.8
17.1
14.6
11.3
12.5
7.5
11.1
12.8

16.7
14.5
23.1
16.6

3.7

4.2

4.2

6.0

3.6
3.1

18.9
9.2

13.2
8.4

4.9

7.0

19.9
17.2
5.0

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
25
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57

58
59
60

CXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Number and denominations of national-bank notes 'named and redeemed, and the number of
each denomination outstanding, on November 1 in each year, from 1869 to 1881.

Issued
Redeemed

i 9, 589,160 3, 209, 388 23, 676, 760 8, 094, 645 2, 269, 764| 363, 523
I 904, 013

Outstanding.. | 8, 685,147 2, 977,164.22, 690, 820| 7, 821,150 2,198,109
Issued

334, 664

10, 729, 327 3, 590,157 24, 636, 720 8, 413, 244 2, 370, 056
8,160, 624 2, 922,424 22, 898, 737 7, 929,109 2, 240, 871
1871.

Issued
Redeemed

Outstanding.
1872.

12, 537, 657 4,195, 791:28,174, 940 9, 728, 375.2. 779, 392 433, 426
5, 276, 057| 1, 493, 326 3, 276, 374
7, 261, 600 2, 702, 465 24, 898, 566 794, 930 2, 534, 031 350, 454
8,
14, 297, 360 4, 782, 628131, 933, 348 11, 253, 452 3, 225, 688 497,199
7, 919, 389 2, 408, 389 5, 960, 6671, 699, 702 438, 852 126,180
6, 377, 971 2, 374, 239 25, 972, 681 553, 750 2, 786, 836
9,

1873.

Issued
Redeemed

15, 524,189 5,195, 111 34, 894, 456 12, 560, 399:3, 608, 219
9, 891, 606 3,120, 723
2, 573, 070 653, 071
5, 632, 583 2, 074, 388 25, 752, 4939, 987, 329,2, 955,148

Redeemed

16, 548, 25915, 539,113 39, 243,136 13, 337, 076 3, 962,109
ill, 143, 606 3, 755, 01913, 041, 605

Outstanding.. 5, 404, 653 1,784, 094 26, 201, 531 9, 424, 36912, 990, 501

Redeemed

18, 046,176 6, 039, 752 47, 055,184 17, 410, 507i5, 296, 064
14, 092,126 4, 816, 623 24, 926, 7717, 608, 532j2, 004, 464
3, 954,050 1, 223,129 22,128, 413 9, 801, 975 3, 291, 600
18, 849, 264 6, 307,448 51, 783, 52820, 008, 652 6, 086, 492
15, 556, 708 5, 324, 546 32, 382, 056 10, 369,214:2, 852, 246
982, 90219, 401, 472 9, 639, 438.3, 234, 246

1877.

Issued
Redeemed.

20, 616, 0246, 896, 968 56, 816, 848 22, 266, 0646, 776, 253 1, 079,781
16, 815, 568 5, 755, 526 38,115, 868 12, 434, 779 3, 503, 528

Outstanding.. 3, 800, 456 1,141, 442118, 700, 9801 9, 831, 285 3, 272, 725
1878.
Issued
Redeemed

22, 478, 415 7, 517, 765J61,191, 288 24,157, 293 7, 344,167 1,147, 578
18,194,196 6, 226, 692 42, 683, 433 13, 859,149 3, 933,178i 728, 222

6,204
5,900

Outstanding.. 4, 284, 219 1, 291, 073 18, 507, 855 10, 298,144;3, 410, 989| 419, 356

304

1879.

Issued
Redeemed

1

j23,167, 677J7, 747, 519i65, 578, 440 25, 904, 2237, 869, 95 ;1, 211, 761
;19, 600, 477j6, 701, 270 45, 996, 076 14, 930, 5994, 237, 343 785, 263

Outstanding.. 3, 567, 200J1, 046, 24919, 582, 364 10, 973, 624J3, 632, 608: 426, 498
1880.
Issued
Redeemed

23,167, 677 7, 747, 519J69,131, 976 27, 203,168J8, 266, 398:1, 253, 865
20, 875, 215 7,143, 889 49,149, 824 15, 821,110 ;4, 484, 8201 825, 499

Outstanding.. 2, 292, 462 603, 630|19, 982,152 11, 382, 058;3, 781, 578
1881.

Issued
Redeemed

23,167, 677 7, 747, 519 73, 612, 50429, 477, 5198, 940, 817 1, 357, 574 959, 712
21, 838, 565 7,486, 434 53, 516, 488 17, 346, 635 4, 884, 992 891,8901 660,202

Outstanding.. 1, 329,112




428,366 21

261, 085 20, 096, 016 12,130, 884 4, 055, 825 465, 684 299, 510

201

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXVII
Table showing by States the amount of national-bank circulation issued, the amount of legaltender notes deposited in the United States Treasury to retire national-bank circulation,
from June 20, 1874, to November 1, 1881, and amount remaining on deposit at latter date.
!

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia .
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Nebraska
Nevada
C olorado
Utah
Montana
Wyoming
New Mexico
Washington
-

Dakota
California
Legal-tender notes deposited
prior to J u n e 20, 1874, and
remaining on deposit at that
date
Totals.




Nationalbank notes
issued since
June 20,
1874.

Legal-tender notes deposited to retire national-bank circulation since June 20,1874. Legal-tender
For
redemption
of notes of
liquidating
banks.

T o retire
circulation
under act of
June 20,1874.

Total
deposits.

notes
on deposit
with the U.S.
j Treasurer on
I N o v . 1, 1881.

$1, 506,180
643,165
2, 000, 360
24, 510, 990
3, 396, 600
4, 412, 970
28,141, 215
2, 899, 335
16, 383, 230
277, 275
2, 002, 310
457, 000
1,101, 800
226, 810
1,235, 660
180, 700
542, 830
72, 000
207, 000

$317, 000
72, 997
351, 097
234, 800
32, 350
65, 350
2, 651, 693
467, 603
1, 311, 226

$764, 700
55, 800
1, 753, 040
9, 680, 700
1, 409, 885
3, 731, 030
30, 520, 580
2, 563,137
12,145, 871

$1, 081, 700
128, 797
2,104,137
9, 915, 500
1, 442, 235
3, 796, 380
33,172, 273
3, 030, 740
13,457, 097

$263, 624
25, 686
746,936
1,506,080
354, 908
1, 420, 476
7,170, 820
1, 097, 827
5,108, 018

166, 600
432, 664
919, 369
731, 060
128, 200

1, 718, 380
530, 060
1, 036, 010
386, 685
1,147, 585
1,187, 380
437, 675

1, 884, 980
962, 724
1, 955, 379
1,117, 745
1, 275, 785
1,187, 380
768, 600

75,174
97, 366
265,166
140,455
209, 991
161, 443
98, 032

90, 000

179,100

269,100

1, 623,110
489, 600
171, 000
4, 621, 380
848, 770
1, 643, 360
5, 683, 560
3, 900, 850
3, 460, 925
2, 454, 310
1, 253, 030
1, 980, 700
1,165,400
269, 080
266, 400
36, 000
721, 800
134, 900
255, 600
30, 600
90, 000
225, 000
292, 500
912, 600

656, 413
61, 290

554,495
781, 721
45, 000

2, 099, 250
229, 340
171, 000
2,175, 833
551, 859
3, 862,135
4, 651, 034
7, 859, 083
7, 706, 046
3, 237, 475
1, 259, 589
1, 760, 615
1, 883,445
316, 550
449, 980

2, 755, 663
290, 630
171, 000
2, 805, 700
922, 260
4, 905, 585
6, 355, 631
9, 273, 680
9, 590, 380
3,774, 275
1, 940, 449
2, 619, 284
2, 437, 940
1, 098, 271
494, 980

147, 225
161,191
111, 700

149,400
196, 800
81, 000

296,625
357, 991
192, 700

221
59,799
42,240
8,998
832, 637
146, 057
647, 353
1, 979, 636
2, 757, 933
1, 711, 005
1, 297,792
527, 790
468, 543
762,740
257,496
216, 506
1,718
16, 916
12,608
56,145

90, 000

90, 000

69, 635

107, 978, 052

131, 737,271

330, 925

629, 867
370, 401
1, 043,450
1, 704, 597
1, 414, 597
1, 884, 334
536, 800
680, 860

3, 813, 675
122, 727, 905

19, 945, 544

30,702, 596

CXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Statement of the monthly increase and decrease of national-bank circulation, from November
1, 1878, to Oitober 31, 1831, to which is added the preceding yearly increase since January
14, 1875.
National-bank circula- I
tion.
!
Months.

Increase.
!

November
December
January
February
March
April
May
June
July
August
September
October
November
December
January . . .
February ..
March
April
May
June
July
August
September.
October
November .
December..
January . . .
February . .
March
April
May
June
July
August
September.
October
From
From
From
From

1878.

1880.

1881.

$189, 219 $1, 030, 501
270, 633
531,197

1, 075, 510
2, 078,190
2, 003, 460
2, 957, 650
1, 290, 920
1,428,480
955,430
1,628,130
3,912,120
3, 582, 050
3,109, 350
2,576,580

287, 475
424, 428
919, 814
478, 746
893, 239
, 147, 294
674, 991
732, 819
427, 017
594, 722
194, 920
229, 322

249, 887 1, 353, 988
162, 921
540, 569
778, 240
365, 210
666, 893
649, 987
283,083
343, 017
. 134, 326
,
950, 055
567, 844
412, 645
555, 271
359, 406
53, 094
635, 483
560,167

626, 630
577, 640
4, 820, 620
7, 292, 630
3, 342, 070
3,199, 520
3, 027, 820
2, 036, 660
1, 554, 700
2, 893,190

|
j
I

366, 645
1, 023,785
1,174, 376
2. 228, 435
1, 724, 319
2, 264,377
745, 882
1, 319, 587
673, 821
1,189,143

67, 315, 335
10, 986, 675
7, 093, 680
16, 306, 030
16, 291, 685

Decrease.

Retired.

1, 603, 875
703, 490
1,143, 450
1, 316, 880
626,100
463, 610
658, 950
506, 590
196, 040
497, 300
412, 500
1,195, 650

I
!
i

Circulation surrendered to this office and retired .




j
I $1, 219, 720
801, 830

1879.

Totals
January 14,1875, to October 31,1875. November 1,1875, to October 31,1876.
November 1,1876, to October 31,1877.
November 1,1877, to October 31,1878.,

Grand totals

Issued.

788, 035
1, 653, 762
1, 083, 646
2, 478, 904
397, 681
281,186
280, 439
895, 311
3, 485,103
2, 987, 328
2, 914, 430
2, 347, 258

$670, 716
291,105
61, 254
216, 605
57, 971

259,985
446,145
3, 646, 244
5, 064,195
1, 617, 751
935,143
2, 281, 938
717, 073
880, 879
1, 704, 047

26, 938, 709 42,120,422
14, 570, 305
27, 506, 981
18, 265, 331
10, 986,116 5, 305, 569

1, 743, 796
3, 583, 630
20,413, 301
1, 959, 301

117, 993, 405 98, 267,442 47, 425, 991
12, 205, 755

27, 700, 028

117,993,405 110, 473,197 47,425, 991

27,700, 028

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXIX
Clearings and balances of the banks of Neiv York City for the weeks ending at the dates given,
Clearings.

Week ending—
Sept. 6,1873
Sept. 13, 1873
Sept. 20,1873.
Sept. 27, 1873
Oct. 4,1873
Oct. 11,1873
Oct. 18,1873
Oct. 25, 1873
Nov. 1,1873
Nov. 8,1873
Nov. 15,1873
Nov. 22,1873
Nov. 29,1873

i $553, 727. 902 28
548,295, 978 73
392, 916 42
302, 201, 099 44
318, 257, 024 83
329, 152, 694 92
352, 555, 457 62
307, 267, 809 59
235, 255 26
330. 422, 376 35
329! 556, 276 45
181, (K)Q 40
.'326, 834, 765 78

Sept. 1, 1877.
Sept. 8, 1877.
Sept. 15,
Sept. 22, 1877
Sept. 29, 1877
Oct. 0, 1877
Got. 13, 1877
Oct. 20, 1877
Oct. 27, 1877
Nov. 3 \1877
Nov. 10, 1 8 7 7 . . . .
Nov. 17, 1877
Nov. 24, 1877
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.
Nov.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.
Nov.

400,
397,
379,
405,
419,
485.
478.
458,
358,
401,
417,

1878
1878
1878
1878
1878
1878
1878
1878
1878
1878
1878
1878
1878

i

348, 022, 456
330, 877, 791
333, 606, 566
370, 111, 767
'< 453, 971, 364
1 424,149, 900
:
482, 291. 920
' 392, 878, 293
488, 571 553
408. 903, 425
460| 572. 737
404, 037! 742
368, 238, 659




$22, 328,640 26
22, 855,801 28
23,131, 846 63
22, 883,461 74
18, """
12
15, 642,330 07
17, 780,057 5Q
13, 374,437 98
15, 957,165 33
14, 831,208 01
13, 361,572 96
12, 424,216 49
13, 831,781 11
17,195, 538 34
21, 276, 952 69
16, 226, 864 42
18, 062, 064 62
17, 638, 612 67
17, 969, 027 54
19, 466, 542 22
21,282,891 22
16, 555,158 76
23, 219, 535 73
16, 400, 805 41
20, 952, 083 11
17, 367, 124 75

02 i
01
02
49
93 |
70 |
94 |
23 |
53
00 !
80 !
00
90 !

17, 551,602 23
17,037, 659 82
17, 080,319 34
17. 596, 844 29
18; 225,691 50
22, 036,490 39
21,414, 267 79
16, 507,373 90
24, 886, 588 26
19,531, 868 14
20, 918,299 11
17,061, 847 48
16, 450,900 37

71
67
52
99
78
55
51
00
05
18 !
78
23
24 i

23, 606,921
23, 279,390
24, 859,791
26, 691,095
28, 371,132
29, 463,295
26, 950,734
28, 333,087
32, 796,457
30,621, 579
39, 899,377
30, 443,292
28, 364,989

32
27
49
46
68
51
21
73
88
21
29
71
12

603, 877,203
C25J 650,183
623, 375,655
573, 355,801
705. 598.706
651.169, 020
693, 917,360
872, 895,695
785, 361,621
866, 393,048
896, 540.451
868, 076,513
. 072, 680,
,
747

02
37
48
73
46
35
86
57
85
37
06
35
61

33, 414,325
26, 812,778
30, 733,842
30, 070,332
32, 827,400
28, 586,849
27, 875,042
32, 910,082
31, 018,354
33, 236,599
34, 579,373
34, 404,639
32, 472,796

94
80
94
13
90
16
64
09
80
77
05
13
33

857, 413.203
639, 907,979
925,116. 460
773, 401,695
758,155, 052
1 154, 052.466
975. 722,717
i
953! 850.125
! 881,124, 243
! 1021, 882,159
796, 664,256
i
892, 319,707
892, 475,503

-

85
97
37
57
10
33
38
23
74
85
97
29
06

37,132, 230
28, 808,004
36, 408,897
29, 389,049
26, 349,314
35,187, 68Q
31,673, 440
35, 159,491
32, 450,957
37, 173,439
27, 635,753
31,043, 351
23, 882,022

86
38
13
98
58
23
10
42
70
72
35
43
31

452.
507.
530!
591,
747,
798,
761,
865,
942,
779,

*
,

Sept, 3, 1881.
1881.
Sept. 10,
Sept. 17,
1881.
Sept. 24,
1881.
Oct.
Oct. 8, 1881
Oct. 15, 1881
Oct. 22, 1881
Oct. 29, 1881
Nov. 5, 1881
1881
Nov. 12,
1881
Nov. 19,
1881
Nov. 26,

c c-

793, 928 37
270, 385 61
235. 693 05
032, 278 32
336, 185, 05
838, 637 02
7<S2, 249 45
165, 840 10
i53 60
653 36 i
167 11 :
936 84
418 66

;

6, 1879..
13, 1879..
20, 1879..
27, 1879..
4, 1879..
11, 1879..
18, 1879..
25, 1879..
1, 1879..
8, 1879..
15, 1879..
22, 1879..
29, 1879..

Sept, 4,1880..
Sept. 11,1880
Sept. 18,1880
Sept. 25,1880
Oct.
2,1880
9,1880
Oct.
Oct. 16,1880
Oct. 23.1880
Oct. 30,1880..
Nov. 6,1880..
Nov. 13,1880..
Nov. 20, 1880..
Nov. 27,1880..

Balances.

-IX

j
!
j
!
!
i
|

265
348
366
560
535
440
746
728
857
134
059
768
847

j
I
i
I
I
I
i
!
!
!
!
i
i
j
I
i
!
!
I
i
j
!

CXXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of State banks, saving* banks, trust companies, and private bankers, with their average
capital and deposits, and the tax thereon, for the six months ending November 30, 1876.

States and Territories.
Maine
New Hampshire
Vermont
Massachusetts
Boston
Ehode Island
•Connecticut
New England States.
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia.
Washington
Middle States.
Virginia
"West Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

No. of •
banks. Capital.
00

Indiata
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee ...
Iowa
Minnesota
Missouri
Saint Louis ...
Kansas
Nebraska
Western States
Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona
Pacific States and Territories

Grand totals




On capita] On deposits.

$177, G58
151,000
302,500
21
108
855,000
(57 i 3, 108, 788 ;
58 : 3, 923, 222
112 ; 3,027,892

$27. 017, 950
30, 937, 358
8, 123, 9S3
103,430,726
84, 080, 258
52, 888, 125
82, 8] 8, 889

570 : 11, 546, 060

449, 909, 289

340
472
15
07
344
(16
43
.0
1
17
40
1
11

165, 847
"134, 370
350, 468
10, 629
33, 363
131, 892
84, 214
36, 802
3,687
2,168
26, 808
121
8,385

612,983,558 | 166,240

656,667 ;

822, 907

3, 563, 878
1, 426, 858
576,662
1, 006, 452
4, 823, 597
39, 000
1,095,900
1, 251, 577
54, 000
3,611,584
3,400,041
225,167
7, 488, 271
5,592,382
1, 723, 291

1,008,034
3, 383. 964
240, 821
1, 501,305
1,196, 752
40, 508
6, 290. 194
4, 302, 285
264, 300
(>, 080, (557
5, 976, 005
2, 775, 023

35, 878, 660

45.079,815 ;

til

41
140
14

S7
12
200

06
165
54
109

77

1,963,150
802,819
6, 033, 563
5, 452, 244
4, 918, 350
2,597,657
1, 172, 902
1, 328, 035
677, 522
4, 832,196
1,158, 438
3, 467, 093
7, 928, 799
1, 638, 143
407, 354

1, 74* I 50, 705, 272

546,985
9, 917, 377
23, 728, 485
549, 540
299, 438
151, 000
2,000
38, 372
57, 417
24,000
97, 431
222, 947
8,333

$6, 240
13, 071
4,998
8,115
23,174
54, 206
56, 043

144,172

88,503,627

24
98
13

$5, 837
12, 757
4,348
6, 546
18, 732
45, 724
50, 228

"ill, 326
271,833 :
10,177
28,120
102, 767
78, 369
24,939
2,000
875
18,217 ;
71
7,973 i

21, 675

77
15
18
69
3
18
29

$403
314 '
650
1,569
4, 442
8,482
5, 815

Total.

23, 044
78, 635
452
5, 243
29,125
5, 845
11,863
1, 687
1,293
8, 591
50
412

151,986,519
10, 850, 325
48, 518, 475
278, 634,125
579, 500
12,754,533
2,418,120 i
36,1H), 111
12, 475, 573
41,393,026
2, 502, 021
47,415,908
5,137,193
13, 937, 144
708, 596 I
1, 684, 8J6
631,885
543, 171
4,066,837
24, 876, 590
20,000
28.452
595,102
3,618,407

1.426

Southern States
Ohio
Cincinnati
Cleveland

Tax.

Deposits.

7, 188,428
3, !<39, 744
:

10, 009, 100
8. 95.~>| 100 :
11, 859, 737
10. 533. 770
17,518,220
14.913.591
4, 935. 755
C). 148, 749
3. 615, 020
6, 236. 008
8, 738. 362 :
2. 539, 037 '
9, 921,909 '
24, 723, 031
2, 800, 868 '
1,250,342 :

8r 723
3 553
3^442
2.516
12,059
97
2, 650
2, 423
135
9. 029
7, 559
561
18, 132
13. 838
4,172

16,925
9, 849
2, 214
2, 341
8.264
602

'i, 992
101
11,796
10, 756
661
15,216
14, 940
6, 938

25,648
13, 402
3,056
4,857
20, 323
699
6,403
5,415
236
20. 825
18, 315
1, 222
33, 348
28, 778
11, 110

107, 348

86, 889

194, 237

214, 920 I

301,

3, 454
1, 863
12, 847
12, 205
9, 538
6, 391
2, 292
2,927 i
1,415
11, 691
2, 732
7,597
18,496
3, 887
1, 011

150, 789, 217 112,527 i

1,
10,
90,
1,
1.

209,
928,
733,
007,
690,
588,

830
318
016
570
357
283

1,266 !
24,739 :
57.129
1, 374
749 '

33, 74:;

54,
25.
137!
69,
272,
4.

3OS
990
911
803
450
107

210 i 35,643,325 ; 118,756,472
T475 ;222, 276, 944 |l, 377, 518, 351

96
143
05
244

86,760 :
474,091

!

1, 459t 249

KHPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXI
Number of State banks, savings banks, trust companies, and private bankers, with their average capital and deposits, and the tax thereon, for the six. months ending May 31, 1877.
Tax.

Capital.
$173,905
52, 333
335, 000
819, 333
3, 127, 337
3, 894, 673
2, 869, 642

Middle States

Southern States

W e s t e r n States
Oregon
California
San 1'rancisco
•Colorado
Nevada

Grand totals




$4, 412
6,900
4,198
6,514
18, 490
45, 213
47, 952

$4, 805
7,024
4,912
7,987
22, 006
53, 553
53, 545

452, 620, 717

20,153

133, 679

153, 832

148, 889, 703
271,948,412
12, 529, 737
35, 457,184
39, 203, 675
31, 884, 459
14, 616, 683
1, 780, 859
566, 984
25, 023, 652
7,008
3, 657, 830

22, 840
69,121
713
4,482
28, 753
4,798
11, 405
1,709
1,196
8,709
15
362

106, 653
258, 215
9,362
26, 330
97, 282
68, 671
24, 481
2,116
899
18, 051
18
8,144

3,407,110
6, 809, 858
1,455,900
3, 917, 534
872, 287
574,451
1, 003,105 !
1, 095, 859
4, 392,147 I
4, 363, 519
47,000 I
271, 057
1,034,733 ;
1,747,031
1, 264, 396
1, 413, 033
54,000 I
49, 915
3, 558, 192 j 7, 310, 099
3,494,002
4, 891, 428
258,333 I
376, 619
7, 279, 957
6, 626, 535
5.404,361 I
6, 041, 033
1, 768, 147 | 3, 019, 790

182
632
436
508
10, 980
92
458
274
135
640
235
558
478
373
983

On capital. On deposits.

1, 404

" irginia
V
"West Virginia.
}vorth Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana. Xew Orleans
Texas
Arkansas
Kentucky
LouisvilL
Tennessee

<Miio
Cincinnati
Cleveland
Indiana
THinois
Chicago
'Michigan
Detroit
Wisconsin
Milwaukee
Towa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska

$393
124
714
1,473
3,516
8,340
5,593

11,061,720
45, 785, 796
637, 000
2,170, 838
12, 216, 780
2, 091, 742
5, 018, 826
717,411
623, 378
4,104, 003
5, 917
595, 359

N - w York
New York City
A lbany
New J e r s e y
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Dl strict of Columbia
Washington

$26, 499, 218
30, 896, 234
8,107, 445
162,477,183
88, 716, 005
53,031,370
82, 893, 262

11, 272, 273

Maine
!N>w Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

Deposits.

524

!
|
j
|
I
!

16,138
9.794
2,181
2, 597
10,718
678
4, 368
3, 532
125
14, 303
12, 228
942
16, 566
15,103
7,549

24, 320
13, 426
3, 617
5,105
21, 698
770
6, 826
5, 806
260
22, 943
20, 463
1, 500
34, 044
28, 476
11, 532
200,786

48, 805, 597

83,964 ]

116,822 |

16,640,560 !
9, 016, 478 j
12, 767, 959 I
11,128,830 !
17,299,692 j
15,136, 791
4, 914, 598
5, 870, 285 j
3,765,813 !
6,328,969 i
8,730,477 |
2,508,685
11,223,423
22,691,281 !
3,116,289 ;
1,184,932 j

14,051 !
3, 436 i
1,653
13,051 |
12,270 j
9,568
6,367 |
2,250 !
3,190
1,406 j
12,545 I
2,757 !
8.448 j
16,947 !
4,039
1,114 j

40,293 !
20,231 j
17,940 I
23,336 |
41,303 !
23,426 !
12,286 I
14,676 I
9,414
15, 822
21, 661
6, 135
28,058 ;
56,281 ;
7,791 >
2, 962

1, 790 , 50, 909, 484 j 152, 325, 060 j 113,092 i

341,615 ;

257
23
9
146
319
42
145
18

34, 995, 834

'
!
I
|

:

6,334,477 j
2, 008, 549 !
836, 290
5, 626, 955
5, 483, 644
4, 836, 153
2, 605, 763
1, 240, 932
1, 389, 348
12
672,065
279
5, 178, 643
71
1,168,965
180 : 3, 806, 229
46
7, 530, 583
114
1, 725, 224
:J9
465,664

1,349,112
41, 522, 335
65, 865, 076
971, 936
1, 545, 409
587, 894
30, 342
98, 987
16,182
140,321
o:s, 800
317, 696
5,000

> 4, 501 1223. 503,171 |l, 351, 867, 650

54, 34 4
23, 667
]9, 593
36, 387
53, 573
32, 994
IS, 653
16,926
3 2, 604
17, 228
34, 206
8,892
36,506
73, 228
11,830
4, 076
454,707
4,791
98, 700
184, 342
3,902
4,907
1,919
105
386
181
436
492
1,350
38

468, 333 * 1, 416. 866

1, 885, i9i>

CXXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of State banks, savings banks, trust companies, and private bankers, with their average
capital and deposits, and the tax thereon, for the six months ending May 31, 1878.
States and Territories.
Maine
New Hampshire .
Vermont
Massachusetts...
Boston
Rhode Island
Connecticut

Tax.

S*°sf.

^

Middle States.
Virginia
«
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States.
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Western States
Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona
Pacific States an d Territories
G r a n d totals




i On capital, j On deposits.

$92,108
61, 000
344,167
834, 666
3, 061, 397
3, 883, 267
2, 840, 000

G9
71
21
170
59
58
107

New England States. .
New York
New York City.
Albany
New Jersey
Pennsylvania
Philadelphia....
Pittsburgh
Delaware
Maryland
Baltimore
Washington

Deposits.

152
829
1, 429
3, 826
8,188
5, 604

$1, 253
4, 270
4, 096
5, 085
17, 694
39, 301
31,271

50
33
33
47
16
82

11,116, 605 | 422, 857, 726 i 20, 219 59

102, 972 67

10,427,448
148,258,669 • 20,290 36 \
443 40,700,289
247, 904, 314 j 56, 276 58 |
14
642,000
12,153,189 j
706 47 !
59
1,741,071
19,320,498 ! 3,536 29 ;
313 _ , _ . , „,,.,
... 10, 807, 358
29, 979, 013 ; 25,172 82 !
59
2,113,756 i 42,552,729 i 4,648 68 i
4. O." 547
"" ' A ''">7, ~<r
13,727,252 i 10,284 93 '
712, 578
9
1,798, 521 i 1,667 97 \
'
027, 513
13
,")59, 7(13 !
902 01 !
41
4, 102,5] 0
24, 004, 030 ! 8, 795 49 \
10
490,742 !
3, lf,l, Gi;j :
513 1 8 ;
1,320

18 j
91l] 523
07 j 4.317,817
S9, 483
993, 270
1, 289, 573
110, 000
4, 473, 905
102 ! 3,707,057
]f> |
225,570
74 i 7, 010, 103
17 i 5,288,290
31
1,709,071
520
255
21
9
150
319
31
153
15
89
11

35, 559, 029
!
!
i
|
I

109
48
1,762
10
84
33
28
].S
8
4
3
2
12
X
3
4

0,042,304
2,022,369
898, 623
5, 081,175
4,509,738
3, 012, 908
2, 030, 707
1, 108, 368
1, 380, 425
729, 853
5, 255, 013
1.510,502
4, 124, 269
0, 576, 033
1, 472, 344
503, 595
47,470,280

|
i 9.
: 21)
!
i
i
;
\
:

043,225
943, 129
787, 036
520,190
412,268
190,000
5,0()0
82,794
54,000
78, 039
133,413
208,000
.So, 000

0, -!!>:», f>80
3, 927, 7'37
!)78, 018
1, 0(i4, 8>:8
3, 1)48, 4*N
233,405
1, 813, 0l).">
1, 732, 597
48,110
7. 9114) 123
4, 020. 420
1»98) 60")
0, 287, 202
5, 050, 057
2, 731,199

$1,
4,
4,
6,
21,
47,
36,

442
423
925
514
520
489
876

19>
00
90
52
51
79
35

123,192 26

100,972 62 | 121,262 98
214, 356 85 | 270, 633 43
4,039 36
4,745 83
14,587 16 I 18,123 45
74, 851 74 I 100, 024 56
61,604 20
66,252 94
22,599 90 I 32,884 89
2,031 54 j
3,699 51
913 51
1, 875 52
15, 740 49
24, 535 98
0,409 9 4 )
6,983 12

77.088.818 i 544,075,533 | 132,854 78

77 I 3, 281, 007
22 ! 1, 41)0, 792

21
50
57
19
04
63
53

Total.

518,107 43 j 051,022 21

7, 753 69
3, 008 37
1,470 72
2, 278 77
lu, 711 40
223 70
2, 420 6!)
2, 535 04
177 50
10, 726 42 ;
8, 744 54
514 24 i
10, 656 29
12,971 08
4,233 85

421
819
445
428

29
28
03
28

190
583
533
331
120
184
565
746
718
125
828

49
48
93
42
28
95
63
48
20
04
00

47, 774, 074 | • 85, 087 50 j

113, 041 84

198,129 34

15, 952, 238
7, 301, 029
12, 244, 907
10, 224, 039
12,472,557
0, 832, 759
4, 737, 722
5. 179, 009
3, 714, 009
5, 747, 509
8, 224, 785
3. 233, G93
10, 184, 792
16, 387, 002
2, 598, 740
1, 189, 250

38, 776 39
17, 295 38
17, 403 31
21, 838 78
29, 981 71
17, 043 45
11, 844 11
11, 038 32
9. 284 96
14,368 72
20, 377 82
7, 950 50
25,461 50
40, 907 45
6,490 55
2. 972 90

51, 736
20, 683
18, 994
33,563
40,135
21, 935
18, 298
12, 839
12,311
16, 038
33, 089
11, 612
35,272
55, 507
9. 938
4,176

12, 959 08
3, 388 23 !
1,590 98 !
11, 724 36
10,153 55
4, 892 45
0,454 25
1,800 91
3, 026 20
1,069 60
12,711 94
3, 662 47
9,811 03
14, 540 48
3, 441 8~>
1,203 76

120, 284, 700 ; 103, 031 80 i
1,489,547
17,422,175
78, 070, 029
934.015
1, !)14, 583
714, 55",
01, 180
148,082

10, 3"»;
188] 918
537, 450
25, 885

217 i 34,148, 094 j 101, 802, 804

293,101 91

07
61
29
14
26
90
36
23
16
38
76
97
53
93
40
72

396,133 71

1, 499 49 !
3, 602 45
24. 733 99 \ 37, 940 00
46, 256 46 I 132, 601 59
315 40
2,336 38
030 60
4, 780 37
475 00
1,780 37
12 50
152 95
198 09
371 70
135 00
40 88
195 10
094 80
333 53
472 28
520 00
1,343 02
212 50
64 70

5,101 94
62, 679 99
178, 858 05
3, 651 84
5,817 03
2,201 37
165 45
570 39
175 88
889 90
805 81
1, 863 02
277 20

76, 918 38

263,118 47

I 4, 400 205, 382, 832 1, 242, 794, 903 j 418,112 05

180, 200 09

1, 213, 483 94 ll, 631, 595 99

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXIII
Number of State banks, savings banks, trust companies, and private bankers, with their average
capital and deposits, and the tar thereon, for the six months ending May 31, 1879.

States and Territories.

No. of
! banks.

New England States.
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington

On capital.

On deposits.

Middle States

'2, 425 49

•

•
- --

Western States
'Oregon
California
San Francisco .
Colorado
Nevada
TTfcah New Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona
Pacific States and Territories
Grand totals .

90, 317 50

239
16
10
149
317
146
16
92
10
290
82
171
28
126
46

5, 968, 718 !
1,707,174
962,317
4,836,292 !
4,034,349 j
3,984,828 '
2, 327, 238
1, 110, 775
1, 405, 619
743, 541
5, 084, 219
1, 670, 319
4, 053, 300
6, 335, 969
1, 369, 532
444, 349

231 I 34, 683, 383 |

!
!
!
I
I

12, 562 33
2,777 02
1, 439 88
10, 777 33
8, 655 23
4, 045 84
5, 511 93
1, 869 26
3, 152 14
1, 772 20
11, 920 27 ;
4,077 73 i
8,988 61 1
12, 324 13
3,183 11
1, 053 30

1,771 I 46,038,539 j 128,502,460 | 94,110 31 :
12 | 1,078,739
87 j 10,337,967
28 I 21, 369,142
635,180
32
368, 737
19
230, 000
10
5,000
106, 411
6,083
103, 093
154, 204
207,000
81, 827

i
!
i
i

47, 019, 984 j 75, 820 21 i
15,602,726 !
4,591,510 i
12,663,332 j
10, 541, 861
12,394,243 j
7,836,766 |
5, 183, 535 |
5, 848, 086 |
3,649,814 !
5, 765,170 i
9,291,284
3,526,090 i
10,637,955 |
16. 543, 846
3; 175, 805
1,250,437 I

1, 353 172
16, 707, 656
64, 312, 295
1, 724, 854
1, 688, 318
857, 933
86, 251
191, 290
45, 304
200, 995
284,136
339, 991
76,107

01
75
02
48
99
74
02
70
07
84
27

92, 346
281, 527
4, 325
11, 803
80, 651
64, 667
26, 656
3, 236
1, 838
19, 669
5, 867

92
25
64
48
21
43
69
75
06
24
77

467, 567 89
7, 258 98
3,291 90
1,105 95
1, 497 83
9, 644 67
204 45
2, 586 65
2, 375 15
166 12
8, 037 57
!, 215 82
352 60
15, 010 92
12, 706 05
3, 365 55

3, 226, 654
1, 478, 645
442, 377
720, 633
3, 957, 486
81, 783
1, 060, 999
1, 226, 268
111, 450
3, 988,198
3, 620, 868
207, 903
6, 454,156
5, 585, 957
1, 758, 029
33, 921, 406 !

Southern States ?

$710 68
2,193 84
4, 256 10
6, 508 18
21, 006 35
31, 021 02
24, 621 33

75, 556
222, 203
3,619
9, 078
59,110
60, 591
17, 249
1, 691
1,119
11, 617
5, 730

9, 339, 629 j
43,027,777
641,000
1,554,540
9,328,171 I
1,952,718
4, 466, 965 \
640,412 i
570,723 i
3,871,889 !
377,550 i

: 1,280 | 75,771,374 j 532,560,551

14
60
6
24
29
3
19
103
14
68
16
30

Total.

$645 16
2,041 34
3, 436 90
5,149 48
17, 432 42
23, 961 69
19, 758 50

536 i 10, 826, 782 i
317
459
12
55
280
59
33
8
12
38

Virginia
W e s t Virginia
N o r t h Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee




Deposits.

$41,209 ! $22, 801, 402
66
26, 766, 055
61, 000
71
7, 890, 150
22 ;
851,200 !
164
810,000 I 148, 785,115
61, 086, 908
57
3,357,412 '
53 , 3,565,961 j 42, 614, 408
74, 227, 500
103
2,640,000 |

Maine
New Hampshire .
Vermont
Massachusetts...
Boston
Rhode Island
Connecticut

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska

Tax.
Cm>ital.

592, 590 44

16,098 18
9, 493 76
2, 083 43
2, 016 43
10, 315 17
539 92
4,771 92
4, 205 25
148 93
13, 602 94
13, 758 32
840 82
15, 336 37
13,178 64
7, 094 48

23, 357 16
12, 785 66
3,189 38
3,514 26
19, 959 84
744 37
7, 358 57
6, 580 40
315 05
21,640 51
21, 974 14
1,193 42
30, 347 29
25, 884 69
10, 460 03

113, 484 56
37,890 15
11, 478 76
15,102 54
23,132 38
29, 216 94
19, 574 49
12, 958 57
12,808 17
9,124 45
14, 412 91
23, 055 51
8,237 51
26, 594 39
41, 359 89
7, 939 29
3, 125 92
296,011 87 -j

189, 304 77
50, 452 48
14, 255 78
16, 542 42
33, 909 71
37, 872 17
23, 620 33
18,470 50
14, 677 43
12, 276 59
16,185 11
34, 975 78
12, 315 24
35, 583 00
53, 684 02
11,122 40
4,179 22
390,122 18

3, 254 83
5, 827 84
36, 277 48
61, 759 88
110,794 98 151,401 27
4, 312 04 I 5, 899 88
4, 220 76 I 5,142 59
2,144 79 j
2, 719 79
215 62 I
228 12
478 22 !
744 25
113 25 I
128 45
502 46 i
757 27
710 31 i 1, 095 82
849 96
1, 367 46
190 24
394 80

87, 868, 302 j 73, 402 48 |

164, 064 94 | 237, 467 42

4, 312 '201, 241, 484 1,180,122, 835 j 386, 247 56 | 1,113, 554 75 jl, 499, 802 31

CXXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of State banks, savings bank*, trust companies, and private bankers, with the>r aver
age capital and deposits, and the tax thereon, for tlic six months ending May 31, l^SO.
Tax.
States and Territories.

On capital. On deposits.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island .
Connecticut

$97 52
114 49
791 79 I
715 96 j
6, 438 60 ;
(\,32 i
677
5, 8G0 40 !

$21, 721, 964
28, 301, 549
8. 531,140
144, 268, 273
64, 553, 766
43,134, 708
78,457,961 j

New England States..

388, 969, 361 • 20, 696 03

New York
New York City
Albany ..
New Jersey
Pennsylvania.
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington

362,275,473 1 15,563 57
291,914,072 i 85, 455 58
708 69
13,751,649 j
20,391,118 ! 2,537 17
29, 071, 132 |20, 093 39
51,490,370 ! 4, 773 76
14, 651, 589 ! 8, 353 69
1, 639 18
2,127,426
783 09
819,944 !
25,814,319 ; 7, 062 34
168 25
3, 305, 875 i

Middle State!
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana..
New Orleans
Texas
Arkansas
Kentucky ..
Louisville
Tennessee

Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyomin
Idaho .
Dakota
Montana
Washington
Arizona
Pacific States and Territories
Grand totals




$472 44
1, 082 04
4, 088 58
4, 664 95
19 426 34
16 977 36
14 951 09

61,662 :

82. 358 1

78, 945 75
293, 743 04
3, 654 47
7,719 79
72, 000 44
73, 346 71
18, 319 50
2, 320 03
1,525 23
10. 983 21
7,470 56
717,167 44

1, 247, 128
790, 321
511,499
4, 068, 279
83, 830
1, 040, 241
1, 083, 690
126,265
2,777,031 I
3, 701, 080
245,110
6, 099, 666
5, 267, 028
1, 769, 22

Southern States
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
"Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska

Total,

6, 856 90
2, 774 11
1, 975 80
1, 147 91
10,125 53
209 56
2, 598 71
2,185 86
203 16
5, 335 03
8, 844 86
425 02
14,481 65
11, 989 56
4,109 60
53, 504, 438 i 73, 263 26

5,704,140
1, 402, 241
1, 045, 924
4. 365, 434
4, 092, 314
4, 272, 495
2, 316, 799
1.066,041
1, 578, 843
634, 731
5,153, 906
1, 906, 375
4, 250,175
5, 705, 555
1, 564,144
653, 890

15 : 1.245,208
85 i 9,430,629

20,834,648 |
4,392,711 '
13, 965, 571
13,172, 783
17, 061, 788
12, 584, 083
7,105, 952
7, 544, 048 !
5,964,028
7, 788, 900
13, 326, 191
5, 000,150
15, 307, 216
18, 688, 699
4, 877,150
2, 019, 814

816 21
083 17 !
528 20
462 30
661 12
515 00
16 66
320 14
13 39
318 78
116 75
642 50
219 83
91,368 078 ! 51, 714 05

5,263 10
55, 438 45
118, 804 42
10,161 95
2,747 43
3, 599 82

471 47
998 14
59 31
1,309 45
2, 926 79
1,955 27
829 00

204, 564 60

j 4, 456 194,136, 825 1, 319, 094, 576 | 386, 726 40 1, 306,103 22 1, 692, 829 62

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXV
Number of State hanks, savings banks, trust companies, and private bankers, with their average capital and deposits, and the tax, thereon, for the six months ending May 31, 1831.
Tax.
States and Territories.

Deposits.
Total.

On capital. | On deposits
Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

66
103
62
106

New England States..!
j;
New York
i
New York City
j
Albany
,
j
New Jersey
!
Pennsylvania
j
Philadelphia
j
Pittsburgh
i
Delaware
;
Maryland
I
Baltimore
j
Washington
Middle States.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

546

!
j
j
j
|
!
j
{

,

28
3
13
120
14

Pacific States and Territories

$115 59 i
1^6 56
597 64 i
314 31
8,148 93
6, 943 98 i
6, 198 28 |

;
'
!
!

3,068,985 I
1,228,983 I
504, 640 !
549,956 i
3,438,668
101,079
1,179,085
989, 872
146,329 !
2,271,932 i
4,047,964 I
217,302 I
6,052,294 !
5,145,554 !
1,796,536 |

507 j 30, 739, 179 j
246 i
12 I
8 i
145
330
33
161
14 j
108
8
337 !
112
182 :
30 I
175 I
98 !

9, 286, 961
4, 306, 402
1, 165, 763
1, 914, 267
6,199, 163
539, 449
2,481,642
2,144, 493
35,812
5,149,585
8,811,029
679, 509
9. 002, 299
6,631. 685
3, 474; 4K7

$910 74
1, 402 SO
5, 807 78
6, 840 05
34, 959 46
24, 929 81
24, 685 57

77, 030 92

183,243 09

99, 536 21

96,467 79
378, 521 80
4, 485 12
9, 076 64
78, 943 90
99, 558 49
22,109 89
2,179 13
1. 565 32
12, 073 38
9, 369 25

183,626.465 I 16, 415 12 !
:
343,830,575 . 123, 379 20 i
15,775,441 I
662 50
23,877,5:50 \ 2,174 76
31,947,161 i 17,953 87
64,831,097 | 5, 966 64
17,887,623 I
8, 350 90 i
2,299,392 j 1, 498 89 .,
887,742 |
625 98 !
27,859,420 ! 6, 022 80 ;
4, 144, 875 j
192 43 i

112,882 91
501, 901 CO
5,147 62
11, 251 40
9Q, 897 77
105, 525 13
30, 460 70
3, 678 02
2,191 30
18, 096 18
9, 561 68

714,350 71 ! 897,593 80

7, 010 47
2, 816 42
1.261 46
1.262 39
8, 579 16
252 69
2. 945 74
2, 047 25
290 82
4, 691 92
10. 084 92
377 05
14. 702 80
12, 239 07
3. 9(J2 35

21,558 82 i
10, 765 99 '
2. 914 43 !
4^ 238 05 I
14,061 09 I
1, 304 20 ;
6, 204 03 !
5,361 18 !
89 52 !
12. 867 95 ;
22, 027 48 I
1. 098 75 j
22, 505 60 i
16. 579 17 i
s, 086 11 !

28, 569 2913, 582 41
4,175 89
5, 500 44
22, 640 25
1, 556 89
9,149 77
7, 408 43
380 34
17, 559 87
32,112 40
2, 075 80
37, 208 40
28, 818 24
12, 648 46

01, 822, 546 ; 72, 524 51 150, 862 37 I 223, 386 88

5, 509, 583 ! 24, 495, 977 j 11, 620 (50
1,374,317 I
5,421, KG3 } 2. 585 05
1, 059, 667 i 15,861,757 I
1.398 85
4,433,488
15, 878. 206 I 9,553 25
4,579,378 | 23, 903, 504 ! 8, 257 80
3,965.197 j 19,316,023
0, 971 51
, 44 'i, 500 ! 9. 017, 059 I 5, 821 95
1, 044, 028 \ 9. 419, 029 ! 1. 840 83
1, 830, 863 : 10,106,752 I
4. 059 21
437,898 I
7. 484. 589 ! 1, 089 54
5,671.468 I 1«. 592, 795
13, 276 07
2,875.971 i
7, 015 81
7,754.414
4, 366. 103 ; 21,660,092 !
9, 730 42
5, 763, 025 '• 25,112 676 : 13, 448 00
1,921.571 • 6,418,482 : 4. 644 97
2.661.291 ' 2, 325 00
944.372 i

i
}
j

'

j 1,999 48,222,429 i 223,104,509 \ 103, 639 52
892, 844
8, 847, 747
11,953,172
903, 440
381,851 j
208, 225 I
13,333
135,208 !
6, 561 !
216,263 j
512, 700
284,050
147,319
292

$795 15
1, 216 24
5, 210 14
6, 525 74
26, 810 53
17, 985 83
18,487 29

11, 987. 623 I 429,184, 206 : 22, 505 29

;

Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona"




$24, 363, 290
32,163,124
10,046,910
164, 637, 832
70, 644, 577
43,039,201
81, 289, 272 '

1,337 j 95,286,253 j 716,967,321

W e s t e r n States

Grand t o t a l s .

!

300 ; 8, 762, 680
563 | 66.010,403
12 |
616,000
48 j 1,238,914
246 ! 7,858,694
74 I 2,658,894
30 I 4. 019, 335
7 I
609, 561
11 !
507,074
39 | 2,640.698
7 J
364,000

j
|
j
i
j
j

Southern States
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan . . .•
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis Kansas
Nebraska

$53, 200
76, 000
352, 804
310^ 000
4, 855, 730
3, 719, 789
2,620.100

1,591
1,434, rm
15. 002. 084 21. 483
68, 980, 029 10, 908
2, 208
3, 804, 94*
7(14
1. 254, 64!)
520
1, 582, 519
J3
459, 518 I
338
421.310 I
10
19.097 1
540
484.335 I
1,281
<H>4. 498 j
710
057,015 j
243
035, 250 I

24,502,719!

90,300,420

4,681 |210, 738,203 1,527,439,008

40,580 88 j
428,493 29

58, 439 37
13. 554 06
14.601 10
35, 556 69
57. 507 25
48 122 96
21, 666 56
18, 081 01
25, 260 77
18,711 15
45, 943 02
18, 273 96
54, 149 «7
62.781 65
16, 046 02
67 652 75

70, 059 97
16,139 71
15,999 95
45,109 94
65, 765 05
55, 094 47
27, 488 51
19, 921 84
29, 325 98
19, 800 99
59, 219 69
25, 289 77
63, 880 29
76, 229 65
20, 690 99
8, 978 41

515,355 69 ! 618,995 21
3, 586 36
35. 389 80
91' 580 19
9. 002 32
3,130 62
3. 950 27
1.148 80
1,053 27
47 74
1,210 7H
2,201 19
J, 042 52
1, 588 00

5,177 72
56, 873 37
108,488 77
11, 870 93
3, 841 25
4,476 83
1,182 14
1, 391 29
64 14
1,751 44
3, 542 9 *
2,352 63
1, 831 30

156,203 92

202, 844 83

1,613,803 61 2, 042, 356 90

CXXXYI

RP^PORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by geographical divisions, of the number, and average) capital and deposits, of State
banks, private bankers, and trust and loan companies, and of savings banks with and without capital, for the six months ending November 30, 1875.
State banks, private Savings banks
bankers, and trust
capital.
companies.
Gographical divisions.

Lj Savings banks
without capital,
i

No. Capital.

No.
\MilVns.\ MilVns.
I
0.3
5.2
0. 2 J 0. 8
0.4 I
0.5

•MM'ns. •

New England States 120
Middle States
1, 270 j
Southern States
j 517
Western States and i
Territories...,...1,853

11.6
90.8,
36. 0

70. 9

United States.. 3, 766 | 209.3

24.0 i
232. 4 j
42. 6 j

188. 0 \ 19 !
;

4.1 i

32. 6

487.0

5.0

436
218
3

39.1

27

its.
\ MilVns:
!

MilVns. j MilVns.
11.9 | 443.1
91. 0 I 616.0
36.4
45.0

413.9 ! 564
382.8 '1,491
1.9 ! 523

38
695

Total.

4 7 . 0 jl, 9 1 0 j

845.6 ,i,4

75. 0 I

214.3

267.6
1,371.1

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, and trust and loan companies, and of savings banks with and without capital, for the six months ending May 31, 1876.

Geographical divisions.

Savings banks
without capital.

companies.

Capital.

Capital.

New England States 135
1, 256
Middle States
516
Southern States
Western States and j
Territories
|1, 896
United States.. 3,803

No.

D

?r-

Total.
Capital. Deposits.

MilVns. MilVns.
MilVns. MilVns .'•
MilVns. MilVns.
MilVns.
4.4
0.2
436
11.7
23.6
1
415.1 572
11.9
443.1
1.2
212
0.3
89.2
223.4 | 3
382.5 1,471
89.5
607.1
0.4
0.6
4
523
2.0
44. 9 S 3
35.7
36.1
47.5
77.4
214.0

188.1

19

4.1

480.0 : 26

39

45.0 L954

81.5

264.1

691

31.0
37.2

844.6 4,520

219.0

1, 361. 8

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, and trust and loan companies, and of savings banks with and without capital, for the six months ending November 30, 1876.

Geographical divisions.

State banks, i private
Savings banks
bankers, am 1 trust Sav 1D ca it a ks ^ ith i withont capcompanies.
ital.
No. Capital. Depos- No. Capital.
its.
'MilVns. MilVns.

New England States 131 11.34 i 22. 76
1.213 . 88.34 22(5. 40
Middle States
505
4L\ 40
35.40
Southern States
Western States and
1,915 ; 82.14 192.49
Territories
United States.. 3 764 217. 22 ; 484. 05




Total.

1
2
4

Deposits.

MilVns. Mill 118.
MilVns.
MilVns. MilVns.
4. 15
438 422. 99
570
0.20
449. 90
11.54
0. 77 i 21]
0.16
385. 82 1 426
612. 99
88.50
0.64
512
0.48
2.04
45.08
35.88

17

4.21

32.

24

5.05

37. 94

:

35

44.68 1, 967

687

855. 53 4, 475

86.35

269. 55

222. 27 1, 377. 52

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXVII
1'able, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, and trust and loan companies, and of savings banks with and 'without capital, for the six months ending May 31, 1877.

Geographical divisions.

kswith Savings banks
without capital.

State banks, private ; ^ . l v | n
bankers, and trust j *"'
companies.
j

No. !capital.| D fP M -jNo. C a p i t a l . ! 1 ^ 0 8 -

MilVns.
MilVns.
! MilVns. MilVns.,
19.99 i 1
3. 94
New England States 117 11.07
0.20 j
0.88 '
84.87 215.87 I 2
0.16 ;
Middle States
1, 202
0.52
34.58
0.42 !
Southern States
| 517
46.17 ! 3
Western States and I
4.09
32.83
Territories
'l, 963 88.11 188.51 j 20
U n i t e d S t a t e s . . J3, 799

218. 63

470.54 i 26

4.87

38.17

Total.

No. j D gP 08 " j No. Capital.

Deposits.

MilVns. MilVns.
! MilVns
4:59 • 428.69
557
452. 62
11. 27
200 ! 368.81 1,404
85. 03
585. 56
4 i 2.12
524
35. 00
48.81
33 ; 43.54 2,016

92.20

676 | 843.16 4,501

264. 88

223.50 !l, 351. 8

Table, by geographical divisions, of the number, and average capital ayid deposits, of State
banks, private bankers, and trust and loan companies, and of savings banks ivith and without capital, for the six months ending May 31, 1878.

Geographical divisions.

State banks, private
bankers, and t r u s t
companies.

Savings banks
capital.

Total.
ital.

N o . Capital. Deposits.

New England States 113
Middle States
1,133
513
Southern States
Western States and
Territories
1,950
United S t a t e s . . 3, 709

No.

1
MilVns.
MilVns. MilVns:
MilVns, MilVns.
0.07
555 11.12
422. 86
1.14 | 441 403. 43
0.16
1.37 j 190 358. 68 1, 326
544. 07
77. 09
0.88
1.28
2.14
520
35.56
3
47.77

MilVns} MilVns.
11.05
18. 29
76.93 184. 02
44.35
34.68
79.49

166.65

202.15

Capital. Depos-

413.31

15 !

2.13

22.39

34

39. 05 |l, 999 I 81. 62

228. 09

3.24 I 26.18 | 668 | 803.30 |4, 400 I 205.39 1, 242. 79

liable, by geographical divisions, of the number, and average capital and deposits, of State
banks and trust companies, private bankers, and savings banks with and without capital,
for the six months ending May 31, 1878, the private bankers being given separately.

Stat, 3 banks ai d t r a s t
B

Private ban kers.

capi «

N o . Capital. Depos- \ No. Capital.
: its.
;
MilVns. MilVns.
New England States
42 ; 8.19
15. 06
Middle States
217
42. 45 122.10
Southern States
233 1 27.38
30.67
Western States and
46. 33
Territories - . . . . . 361
61.65 I,

United S t a t e s . .




i S a v ings b a r leswith

tompani

Geographical divisions.

853

124.35

71
916
280

D

its° S "

MilVns. MilVns.
3.23
2,86
34. 48
61. 92
7.30
13. 68

No. C a p i t a l .

1
3
4

outcakital.
No.

MilVns. MilVns.
0.07
1.14
0.16
1.37
0. SS
1.28

Deposits.

441
190
3

MilVns
403. 43
358. 68
2.14

589

33.16

105. 00

15

2.13

22.39

34

39.05

229. 48 2,856

77.80

183. 83

23

3.24

26.18

668

803. 30

CXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table, by geographical division*, of the number, and arerayz capital and deposits, of State
banks, private bankers, sar'uif/s batik*, and trust and loan companies, for the six months
ending May 31, 1878, and of Van number, capital, and deposits of the national banks on
June'29, 1878.

Geographical divisions.

State bank s, s a v i n g s
banks, private bankers,
and trust companies.
No. I Capital.

New England States. 55 >
Middle States
1,326
Southern States
520
Western States and
1, 999
Territories
United S t a t e s . . !4, 400 j

National banks.

Total.

Deposits.; No. '' Capital, jDeposits.; No.

iUions. Millions.
11. 12
422 86
77 09
544! 07
35 55
47. 77
81. 62 •

Millions. Millions, i
166. 52
128.83 11,097
177. 18
374.89 1,960
35.94
696
31.49

542
634
176

Capital. (Deposits
Millions. Millions.
177. 64
551. 69
254. 27
918.96
67.04
83.71

228.09 j 704 |

95. 20

137.50 2,703

176.82

365. 59

1, 242. 79 ;2, 056 I

205. 38

470. 39

677.16 16,456

675. 77

1,919.95

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks and trust companies, private bankers, and savings banks with and without capital,
for the SIJC months ending May 31, 1879, the private bankers being given separately.

S t a t

Geographical divisions.

\^reitnlSt!

No. jcapital.
New England S t a t e s . .
40
Middle States
239
Southern States
' 251
W e s t e r n States and I
Territories
I 475
United States ..11, 005

D

w i t h

Prlv.lol.anke™.

capital.

!
i out capital.
Depos-

^ s - j No. jcapital/ D ^ o s " ^ No.Capital.

MilVns. MilVns.
7.10
14. 39
40.72 i 124.64
27. 43 ' 32. 60

its.

iMUVns.'MilVns.l
MilVns. MilVns.\
MilVns.
70 j 3. 72
3.
366. 46
426
853
2.44 182
350. 95
34. 54
54. 53 I 6
0.51
237
0. 8^ j 3
1.69
5.64
11.89 I 3
0.86

52.02

85.44 1,474

127. 27

257.07 2,634

32.80 ! 33

25. 85 i 70.18 \ 20
69.75

139.92

29

27.96

4.22 I 36.07 644

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, savings banks, and trust and loan companies, for the six months
ending May 31, 1879, and of the number, capital, and deposits of the national banks on
June 14, 1879.
State banks, savings
banks, private bankers,
Geographical divis-

No.

New England States. 536
Middle States
1,280 1
Southern States
494
Western States and
Territories
2,002
United States . 4,312




Total.

National banks.

(feeDeposits.

No.

Millions. Millions.
384.17
10. 83
532. 56
75. 77
47. 02
33. 92

544
640
176

216. 37

688

Capital.

80. 72

201. 24 ; 1,180.12 2,048

Capital.

Deposits.

No.

Capital.

Deposits.

Millions. Millions.
Millions. Millions.
164. 43
175. 26
510. 89
126.72 1,080
170. 21
925. 68
393.12 1, 920
245. 98
84.95
30. 40
37.93 i 670
.64. 32
•
90. 20
372. 00
155.63 2, 690
170. 92
455. 24

713. 40 .6, 360

656. 48

1, 893. 52

REPORT

OF

THi: COMPTROLLER

OK T1IK C U R R E N C Y .

CXXXIX

Table, by geographical divisions, of the, number and average capital and deposits of State
banks and trust companies, private bankers, and savings bunks with and without capital,
for the six months ending Mag :jl, 1*80, the private bankers being given separately.
Stnt»'bank sand trust
companies.

kB with

Private banker*.

capital.

out capital.

Geographical divisions.
, No. Capital.;

No. Capital.

No.;

MilVns. MilVns.
\ Mill as.-MilVns.]
74 ;
5. 10
422
N e w England States
40
6. 86 i 16.47
885 ! 40.01 !
38. 98 j 154. 89
0.53
3.19 175
Middle States
234
1. 54
38.51
252
Southern States
241 I 20. 09
4.81 ! 13.54 , 3
0.34
0.57
"Western States and Ter;
j
26.1
ritories
481 \ 41.44 108.91 1,591
85 ; 20
3.17 ; 30. 85

United States

113.97

318.78 2,802 ! 76.12 j 182.07

29

4.04

34.61 629

-1

MilVns.
368. 76
386.00
0.88
27. 39
783. 03

Table, by geographical divisions, of the number and average capital and deposits of State
banks, private bankers, savings banks, and trust and loan companies, for the six months
ending May 31, 1830, and of the number, capital, and deposits of the national banks on
June II, 1880.

G eographical divisions.

State banks, s a v i n g s j
hanks, private hankers, I
&c.

Capital. Deposits.! No. I Capital.

No.

Millions. | Millions.
12.02
388. 97
79. 51
615. 62
31.85
53. 50

New England States
536
Middle States
1, 300
Sonthern States
! 498
Western States and
Territories
,2,122
United S t a t e s . . . 4, 456




National hanks.

No. | Capital, i Deposits.

illions.
548
654
177

165. 60 i
170. 44 i

Millions. Millions.

30. 79 j

161 96 1,084 :
480. 06 1, 954 |
45 90
675

177.62
249.95
62. 64

697

89.08 |

212 87 2.819 ,

159.84

473. i 7

194.14 i 1,319.09 j2y 076

455.91 !

900 79 6, 532 :

050.05

2, 219. US

70. 76
;

Net deposits.

Total.

261. 00

550. 93
1,095.68
99.40

CXL

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of the resources and liabilities of /State banks at various dates.

Lshire, M a r . T | \ n u o n ^
-,
I
1881.
•Jul>
1 bank,
Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal tenders, bank notes, &o..

i 6 banks.

8, 098 | $1, 537, 951
7,275
.!
6,654 i

1,416
93,443

Totals.

137,420
638, 660
136,722
26, 266 :
79, 174

Rhode Isl- Ooimecti- New York,
and, Dec. 1, cut, Oct. 1, Sept. 24,
' 1881.
1880.
1880.
14 banks. | 4 banks.

49 banks.

$3, 215, 520 ! $2, 239, 786
3,524
125, 018
111, 831
184, 774
125, 203
256, 327
740, 202
132, 926
128, 812
13, 401
8,124
3,613
5,376

$30, 034, 011
58, 494

35, 056
162, 397

170, 510

3,178,199
5, 521, 882
799,619
196, 363
175, 685
362, 780
306, 418
1,170,460

2,576,546 I 4,129,032

3, 533, 368

41, 803, 911

1, 350, 000
19, 494
68, 000
137,135
3,122
1, 520,191
435, 426

7, 603, 000
16, 009
1, 753, 586
1, 424, 651

20.353 ;

LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits .
Dividends unpaid .
Deposits
Due to banks
Other liabilities . . .

50,000 !
1,130 j
16,838 |

2, 568, 885 ;
11, 620 |

450, 000
""62,"77i"

14,872
2,052,878
10,603 !
!
10,897
93, 443 j 2, 576, 546

Totals

212, 538
17, 255
1, 225, 816
81,181
11,737
4,129,032

Resources and liabilities of State banks at various

3,533,368 I 41,803,911

dates—Continued.

New York ! N e w Ter- Pennsylva- Maryland, South Carolina, Sept.
City, Sept. sey, J a n . . nia, Nov.,
Sept., 1881.
20,1880.
1880.
24', 1881. j '1881.

KESO URGES.

21 banks. ! 7 b a n k s .
Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
D u e from b a n k s
Real estate
Other assets
Expenses
•Cash items
Specie
Legal tenders, b a n k notes, &c

82 bank3. j 8 b a n k s .

3, 766, 469
i$47, 658, 739 \ $2 682, 535 .$16, 224, 428
!
46, 503 j
337
651, 874
95, 000
j
334, 425
!, 739, 755
346, 574
1,149, 944 j
15, 700
449, 388
390, 334
:, 920,191
I 3, 035, 266 i
433, 780
226, 623
I 1,235,514
;, 219, 645
31. 6(32
7, 607
80, 818
832, 764
12, 590
i
168,133 |
181, 237
3, 028
46, 463
! 9, 718, 855 j . . .
254,236
40, 886
j 4, 985, 820 j
2, 598
355, 682
145, 143
!, 074, 865 :
: 3, 444, 409 i

!

. i 71, 524, 001 I 3, 833. 285

Totals.

29, 098, 995 | 5, 554, 439

11, 387, 700
900, 607
17,611
!
3, 341, 461
76, :US
\ 2, 403, 066
57, iYM)
j
I
1, 2<)7
:
48, 627, 155 ; 2, 588. 021
5, 300, 654 !
66. 266
446, 054
43, 000

7, 458, 579 ! 1, 808, 340
j
471
1, 018, 030 i
171, 000
537,122 I
149, 443
j
15, 356
18, 524, 039 I 3, 243, 688
1, 354, 321 I
130, 953
206, 904 j
35,188

LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
D u e to banks
'Other liabilities
Totals.




27, 003, 064
2, 285, 567
1, 718, 034

2 banks.
$457, 633
50, 000
402,145
8,986
42, 468
2,813
5,240
35, 517
1, 004, 802

!

71,524,001

3,833,285

29,098,995 | 5,554,439 1

140,000
15, 000
19, 660
811, 951
18,191
1,004,802

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Resources and liabilities of State banks at various

dates—Continued.

Georgia,
June 30,
1881.

Loans and discounts .
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
j
Legal tenders, bank notes, <c
fc
Totals

Texas, • Kentucky, I
Louisiana,
Dec, 1879. June, 1881. jJuly 1,1881.

21 banks.

RESOURCES.

10 banks.

301
600, 000
2, 053,140
1, 435, 795
745,141
343, 631
52, 393
569, 858
503, 297
1, 584, 515

3,709,888
1,021,687
366, 751
1, 076, 794
60,598

1, 234, 323

I 13, 359, :J42 ; 13, 990, 058

LIABILITIES.

Capital stock
Circulation
Surplusfund
V ndivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals .

|

5 banks.

1881.

Ohio, April
4,1881.

61 banks. ! 120 banks.

29 banks.

$943, 882 !$19, 456, 987 532, 543, 689 $5,110,487
'.}
44, 487
11, 488
527, 658
30, 259
268, 750 2, 845, 229
222, 938
13, 857 1, 725, 303 4, 048, 282
238, 231
308, 072 3, 435, 959 9, 443, 298
733, 452
131,160
936, 748 1, 320, 440
274, 32»
395, 331
18, 395
298, 905
80, 026
16,624
18, 929
41,102
5, 751, 629 i
86, 909
1,470,561 |
73, 701
5, 440, 756 i 596, 684
319,020 | 2,295,268
1, 764, 803 i 28, 575, 457 j 63, 690, 447 ! 7, 488,118

!

625, 000 10,943,027 i 8,868,870
1, 731, 80©
\ 2, 534, 775 : 4, 458,198
199,671 !
!
8, 712 i
873,438
3, 304, 026
193, 910
j
85,200 '
j
922, 561
79,110
111,766
J
576, 633 i
161, 208 j
245.883
57. 225 ;
56
1, 403
1
28, 373 j
56, 241 j
i 4,634,538 '• 7,086,841 \ 1,021,175 14,448,066 46,081^170 ' 5, 088,136
25, 963
815, 670 5, 338, 566
94, 895
!
869, 460 ; 1, 697, 403 j
346
40,590 ;
127, 141
266, 208
I 4, 630. 363 '
528, 055 |
13,359,342 ; 13,996,658 j 1,764,803 I 28,575,457 : 63,690,447

Resources and liabilities of State banks at various

RESOURCES.

CXLI

7, 488,118

dates—Continued.

Indiana, | Michigan, Wisconsin, Iowa, Sept. Minnesota, California,
!Nov., 1880. July 4,1881. July 4,1881. 30,1881. | Oct. 3,1881. July 1,1881.
19 banks.

29 banks.

31 banks.

53 banks. ; 24 banks.

56 banks.

$2, 019, 029 $10, 560, 405 $11, 715, 628 $8, 643, 970 $7,515,923 j $32,515,124
Loans and discounts
44, 986
128,167
40, 303
231, 954
Overdrafts
68, 087 I
37, 265
' 299,482
United States bonds
22,200 i 6,247,020
,
40, 484 1, 869, 481 1, 236,101
393, 243
Other stocks, bonds, & c
595, 307
193,357
515, 354 1, 740, 991 3, 047, 722
1,693,719
Due from banks
8 388
1,002,593 ! 7,819,388
002593
152, 487
461,146
385, 000
Real estate
183,126
200,723
3, 504, 880
50, 057
223
Other assets
75, 694
51,717 | 6, 898, 767
17,144
30, 659
103, 286
Expenses
27, 045
41,745 j .
14, 427
255, 511
51, 462
Cash items
42,431 i
44, 749
205,113
217,102
Specie
61,099 ' 8,870,809
267, 747 1, 513, 712
912, 902
744, 060
Legal tenders, bank notes, &c
891,297 I
416,010Totals

I 3,199, 046 I 16, 217, 76617, 715,152

12, 838, 972 j 10, 091,172 ! 66, 867, 305

LIABILITIES.

Capital stock
,
Circulation
Surplus fund
,
Undivided profits.
Dividends unpaid
Deposits
Due to banks
Other liabilities...
Totals




2,179, 285 ! 1,524,431 J 2,456,755
. 223 !
345, 389
259,558 j
112,263
267, 778
I
520, 394
HG. 062
943
138, 907
9, 667, 210
1, 947, 030 13, 229,168 12, 486, 840
146,149
55, 700
3. 808
49, 997 "3,'444,'ioO
1, 008, 940

3, 199, 046 ! 16, 217, 766

2,263,650 ! 20,451,683
125.010
296,403
1,200
7, 239, 855
139,690
25,364

j
9,141,186
i
!
j 32, 819, 393
I
I 4,455,043

17, 715,152 ! 12, 838, 972 j 10, 091,172 j 66, 867, 305

CXIJI

KKI'OKT OK TJIK ( O M I T K O K L K U OF T H E CTRKENCY.
Aggregate

resource* ami liabilities

of Slate

banks from

1^77 to 18B1.

1880-'81.

592 b a n k s

475 banks

620 b a n k s .

052 b a n k s .

$109, 391, 427 $191, 444, 093 $200. 821,194
319, 959
447, 302
' 528, 543
2,150, 880 :
7, 739, 203
7.142, 532
19, 398, 287 ' 21, 916, 024
17. 117, 117
25,107,149
22,169, 005
30, 180, 435
1.1, 092,118
14, 204, 835
14,227,927
10, 094, 390
9, 221, 700
5, 801, 790
914, 720
801, 005
878, 690
7, 320, 845
8, 767, 391
11,176,374
3, 041, 676
1, 979, 701
0, 201, 617
48, 828,255
28,480,374
37,088,901

Loans and discounts
$200. 5S5, 314
Overdrafts
510, 505
U n i t e d States bonds
929, 200
O t h e r stocks, bonds, &c
23, 209, 070
D u e from b a n k s
25. 201, 782
R e a l estate
12, 009,100
O t h e r assets
6, 442, 710
Expenses
1, 211, 416
Cash i t e m s
9, 816, 45(5
Specie
2. 319, 659
L e g a l tenders, b a n k notes, &c.
34,415,712
Totals

610 b a n k s .

383. 257. 704 '

277, 911, 831

110, 949, 515
387,001
5,605,854
18, 283, 567
335, 904
220, 654, 538
9.412,870
11, 507, 789

l

$250,819,420
1,335,010
12.048,452
. 24| 904, 903
46, 657, 328
13, 914, 238
10, 542, 2W
965, 327
16, 900, 325
17 071,445
23, 797, ©4fi
;

315, 839, 310

854,904,486

95,193, 292
388,298
7,983,990
11, 693, 0(54
324,176
142, 764, 491
10,348,911 =
9, 215, 003

104,124, 871
389,542
16,667,574
5, 066, 221
501, 831
] 00, 958, 229
13,093,069
8, 438, 003

90, 810,
283,
18. 816,
6, 721,
474,
208, 751,
18, 402,
10,

308
496
615
567
011 :
707 .
007;

92, 922, 525
274, 941
20, 976.167
7, 943, 4m
567,171
261, 302, 30::
18, 870, 46«
16, 039, 021

277,911,831

315,839,340

354. 904, 480 I

418, 956: OfiO

418, 956, 06U

JAABILITJKS.
Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals

.'

383,257,704

:

JU'Sonrces and liabilities of I rant and loan companies at various dates.

ItESOUKCKS.

Massachusetts. Oct., •Rhode Island,'• Connecticut.
Dec. 1,1880. . Oct. 1,1880.
Li1 SO.
» banks.

Loans and discounts
Overdrafts .
U n i t e d States bonds
O t h e r stocks, bonds, &c
Due from b a n k s
Real estate
O t h e r assets
Expenses
Cash items
Specie
Legal tenders, b a n k notes, &c.
Totals.

'$7,205,933
1, 529, 307 •
723, 724
2,100, 1.6 L
33, 000
1 <)6,103
40, 354

1 biii.k.

$3,410,089
1, 000, 000
1, 832, 000
230, 809

Kew York, ! Pennsylvania,
Jan. 1,1881.
Oct., 1881.

10 banks

8 banks.

$5,136,672: $61,050,920
12, 568 ;
457
23,043 ; 11,501,297
2, 933, 918
207,110
2, 05.3, 134
574,446
1,445,680
2,415,972
597. 673
351,709
13,338 ' .
.

542, 030

703,131

127,428 ;

12,112,618

7, 242, 029

8, ?02, 280 ;

1, 387. 200

800, 000

2. 076, 600 ,

64,074 ;
80, 907,159

1 banks.
$24, 442, 940
59. HtH)

1,517.020
11,728,702
2,611,760
3, 587, 882
107,181
111, 408
437
854,183
2, 097, 002
47,119, 387

LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits .
Dividends unpaid .
Deposits
Due to banks
Other liabilities . . .

185. 000
219, 505
1, 077
10, 002,103

Totals

12. 412, 018




32,884
3, 205, 398

617,733 .."" 3,144,347 ,
7,242,029 ;

89. 300
325. 288
;>; 955
2, 792, 082
142,148
2.832,307

;

;

•
'
i
!
I

bGI, 2S-0 |

7, 000, 000

325, 000

4, 219, 705
2, 094, 007
124
64, 074, 890 j
;
2,918,373 i

2, 387, 73*
1, 022,170
4, 0£«
31, 535, 25*;
93. 05<>
4, 752, 0e7

80. 907,159 |

47,119. 587

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLIII
Aggregate resources and liabilities of trust and loan companies from 1877 to 1881.

1876-77.

1877-78.

1879-'8O.

1880-'81.

39 banks.

35 banks.

30 batiks.

31 banks.

$67, 946, 390
13, 948
19, 805, 685
17, 960, 260
8, 028, 415
3, 544, 221
3, 410, 232
105,157
59, 393
22, H52
2, 715, 846

$61,171,877
$59,303,327
11,565
26, 291
19,445,460 !
17, 948, 856
16, 892, 230
17,296,237
5, 536, 854
6,011,039
3, 700, 375
4, 044, 285
2. 412, 519
2. 874,164
274, 911
124, 563
43, 215
54, 879
369, 831
377, 272
2, 449, 309
2,284,480 I

$74, 675, 537
69,156
19,109,650
18, 544, 675
4,159, 910
5, 261,159
1, 572, 241
100, 796
218
704, 360
2, 671, 971

$101, 906, 566
72, 385
15, 631, 573
17, 426, 054
8, 005, 501
7, 482, 534
1, 399, 475
171,100
437
854,183
3, 594, 271

111,809,936

126,869,673

156,544,079

KE SO URGES.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other assets
Expenses
Cash items
Specie
Legal tenders, bank notes, &c.
Totals

123, 612, 499 j 110, 843, 603

LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits . .
Dividends unpaid . .
Deposits
D u e to b a n k s
Other liabilities
Totals

22, 347, 440 j

22, 086, 611

21,101, 876

18, 501, 876

19,188, 800

7,164,673
1,239,539 i
387,764 !
84, 215, 849 j
333,189 i
7,924,045 j

7, 925, 303
691, 651
11, 26 L
73,136, 578
521,426
6, 470, 773

7, 714, 316
1, 480, 254
24, 637
75, 873, 219
140, 443
5, 475,191

6,191, 935
4, 053,116
11, 527
90, 008, 008
150, 629
7, 952, 582

6, 881, 809
4, 293, 854
9, 242
111, 670, 329
235,198
14, 264, 847

123, 612, 499 j 110, 843, 603

111, 809, 936

126,869,673 I

156,544,079

Table, by geographical divisions, of the resources and liabilities of the State banks and
companies, 1880-'81.
New

Middle
States.

Southern
States.

Western
States.

Pacific
States.

trust

Aggregate.

BEBOURCES.

41 banks.
Loans and discount.s
$22, 884, 049
Overdraft
16, 092
United States bonds
! 2, 926, 619
Other stocks, bonds. &o
| 3, 719, 346
Due from banks ...'.
\ 3, 873, 858
'Real estate
! 2, 743, 630
Other assets
795. 320
Expenses
68, 681
Cash items
%©cie
35, 056
Legal tenders, bank notes, &c; 1,787, 271
Totals

182 banks. ! 99 banks.

305 banks. | 56 banks.

683 banks.

$186,460,054 $32, 757, 628 $78,109,131 32, 515,124 $352, 725, 986
165,151
155, 038 I 1,071,414
1, 407, 695
14,160, 522
918. 750 j 3, 427,114
"6," 247,' 020
27, 680, 025
22, 092, 792
7, 904, 333 i 8, 019, 179
595, 307
42, 330, 957
18,581,955
6, 210, 499 I 18. 177,129
7, 819, 388
54, 662, 829
9, 948, 743
2, 222, 268
2,977,251
3, 504, 880
21, 396, 772
1, 854, 068
1, 836, 964
556,622 i 6, 898, 767
11, 941, 741
652. 981
260,981
153, 784
1, 136, 427
6, 202, 369
10,128, 5.'55
569, 858
16, 900, 762
6, 444,141
503, 297
2, 072, 325
8, 870, 809 17, 925, 628
9, 352, 235
5, 468, 643 10, 367,158
416, 010 27, 391, 317

; 38, 849, 922 :279, 841,177 I 58, 701, 062 |131, 240, 673 | 66, 867, 305

575, 500,139

LIABILITIES.
Oapital stock
Circulation
Surplus fund
Undivided profits..
Dividends u n p a i d . .
Deposits
D a e to b a n k s
Other liabilities
Totals




I, 282, 685 43, 582, 226 18, 701, 000
34,091 !
208, 383
32, 244
986, 791
421, 915 12, 967, 928 |
927, 350
8,288,395 ! 1, 759,172
25, 409
20,773 !
330, 553
20, 873, 940 195, 597, 313 28, 002, 571
9, 230, 811
3, 426, 687
669, 358
5, 285, 905
6, 617, 021 10,119, 640

093, 731
223
340,156
262, 403
199, 678
739, 415
778, 808
826, 259

20 451, 683
9,141, 186
32 819, 393
4 455, 043

112, 111, 325
274, 941
27, 857, 976
12, 237, 320
576, 413
373, 032, 632
19,105, 664
30, 303, 868

38, 849, 922 "279, 841, 177 ; 58, 701, 062 131,240,673 ! 66,867,305 ! 575,500,139

CXLIY EEPORT OF THE COMPTROLLER OF THE CURRENCY.
Besources and liabilities of sai'ings banks organized under Stale laws at various dates.

Maine,
Maine,

RESOURCES.

i % J S

;

V

<™01* '

\ M T

Nov. 1, 1880. j M a r X l 8 8 1 . | J «li- »• 1 8 8 L j Oct I " 1880.
55 b a n k s .

Loans on real estate
!
Loans on personal and collater- j
al security
'
United States bonds
I
State, municipal, and other j
bonds and stocks
|
Railroad bonds and stocks
j
Bank stock
'
Real estate
Other assets
Expenses
Due from banks
Cash
Totals.,

64 banks,

$5, 239, 463

$10, 841, 203

360, 702

$82, 431, 984

$20, 080, 898

2, 005, 087
4,185, 911

6, 665, 389
709, 900

1,266,807 j
529, 600 |

43,041,658
20, 502, 530

7,154, 467
4, 368, 557

7,213,900
2. 367, 089
1,114,474
1,124,144
774,896

6, 370, 077
5, 515, 415
1, 436, 870
1, 001,113
868, 246

1, 512, 531
131, 827
221, 307
246, 447

17,362,528
7, 011, 551
24, 078, 449
11, 806, 368
1, 666, 852

5,
2,
2,
3,

1,261,024

921,220

502, 870
122,194

16,250,777
1, 664, 492

1, 601, 785

25, 345, 988

34, 329, 433

8, 894, 285

225, 823,189 j

46, 796, 935

23,277,676 |
1,340,909
666, 631 |
54,712 j .

32, 097, 734
938, 548
1, 293,151

8, 606, 607 ! 218. 047. 922 i
" •"
2.670,153
271,158
4, 758,195
" 16, 520
346, 919

44, 755, 625

25, 345, 988 !

34, 329, 433 j

8, 894, 285

46, 796, 935

LIABILITIES.

Deposits
Surplus fund
Undivided profits
Other liabilities ..
Totals.

j

16 banks.

Rhode Island^
Dec. 1, 1880.

:,

164 banks.

39 banks.

660,
501,
062,
238,
126,

882
750
973
868
755

j

Resources and liabilities of savings banks organized under State
Connecticut,
Oct. 1, 1880.

225, 823,189

1, 944, 256
97, 054

laws—Continued.

Xew York, :NTe\v Jersey, Pennsylvania Maryland,
J a n . 1, 1881. Jan. 1. 1881. Oct. 1, 1881. J u l y 1,1881.

RESOURCES.

31 banks.

85 janks.

Loans on real estate
Loans on personal and collateral security . .
. ...
United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks
Bank stock . . .
Real estate
Other assets
Expenses
Due from banks
Cash
Totals

128 b a n k s .

$42, 791,100

$87, 622, 376

$7, 610,194

$4, 665, 595

$3,129, 644

4 300, 209
°45 223

13, 268, 077
137, 375,190

1. 538,182
7, 097, 945

4, 292, 086
661, 505

8, 078, 674
10, 048, 727
969,
999,
163,
439,

4 1 anks.

13 banks.

9
2
4
5

614,
806,
200,
397,
290,

629
304
985
281
938

98, 765 988

026 091

111,176
5, 867, 489

10, 412, 881
31, 586, 603

936, 849
815, 000

590,146

2

873, 689
363, 240

17, 887, 264
4, 026, 001

875, 191
184, 509

1, 150,446

79 943, 658

400, 944, 380

21 083, 961

29 435, 687

23,828,8.14

76 518 571
9
54 566

353, 629 657
47 099 094

19 Rfn 638
1 036 068

26 895. 295
1 o33 813
906, 579

23, 824, 354

29 435, 687

23, 828, 814

650
450
625
044

97, 244

LIABILITIES.

Deposits
Undivided profits . - Other liabilities
Totals




170, 521

215,629

184 255

70 943,658

400, 944, 380

21 083 961

4, 460

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Resources and liabilities of savings-banks organized under State

CXLY

laws—Continued.

Indiana, i California,
District of Louisiana,
Ohio,
Columbia, Oc-: February 28, April 4, 1881. November 1, July 1,1881.
1880.
tober 1,1881.
1879.'
1 bank.

1 bank.
Loans on real estate
Loans on personal and collateral security
"United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks
Sank, stock
Real estate
Other assets
Expenses
Due from banks
Cash

4 banks.

6 banks.

18 banks.
:

$105, 158

$534,536

$3,301,590 j

$536,218

30 000

425 523
154,710

709,952 '•
2, 204, 900 !

432, 535
103, 504

2, 578, 995
8, 627, 312

208, 033

134,849

3,942,271

82, 362

844,975

97,
2, 381
], 094
''84
23, 012

511,693
425
12,065
60,975

171,964
69. 599 !
22, 895
981, 016 '
192,980 ;

467, 754

1, 834, 776

11,597,167 !

1, 452, 512

Deposits
Surplus fund
Undivided profits
Other liabilities

462, 636

1, 794, 086 1

10, 902. 052

1, 330, 956
93, 975
27. 581

Totals'

467, 754

Totals

$33, 845, 437

54, 270 ;
34, 312 !
°, 274
.;
207, 037 i

5, 983, 954
925,709
1,226, 550>
1, 979,191

1

56, 012,123

LIABILITIES.

5, 118

32,174 1
8. 516 :

692,115
3,000 .
11,597,167 |

1, 834, 776

49, 954, 333
1,945,561
*4,112, 229

1, 452, 512 i

56, 012,123

I n c l u d e s $3,704,507 c a p i t a l s t o c k .

Aggregate resources and liabilities of savings-banks from 1877 to 1881.

1876-77.

i

1877-78.

•

1878-79.

j

1879-80.

1880-'81.

RESOURCES.

675 banks, j 663 banks.
Loans on real estate
Loans on personal and collateral security
,
United States bonds
State, municipal, and other
bonds and stocks
j
Railroad bonds and stocks
i
Bank stock
j
Real estate
Other assets
i
Expenses
Due from banks
Cash

639 banks, i 629 banks.
$315, 273, 232

$307, 096, 158

114,474,163
88,192,337 | 65,694,465
70.175,090
115,389,880 j 129,362,890 \ 156,415,159 i 187,413,220

95, 817, 641
210, 845, 514

184,116,602
24, 586, 503
34, 571, 531
21,037,426
18,135, 673
1, 029, 238
23, 522, 572
16,160. 096

170,155,076 i 151.804,318 ! 150, 440, 359
21,752,650 ! 18,737,917
20, 705, 378
34,703,256 i 32,452,020
32, 225, 923
33,573,091
29,952,494
39, 038, 502
16,643,100
18, 169, 863
27, 053, 452
194,113
216,690
216, 423
22,551,208 i 22,880,849 i 22. 063, 091
14, 056, 894
17,469,085
17, 072, 680

159, 819, 942
27, 069, 048
33, 249, 203:
41,987,674
37, 408,163
135, 572
40, 603, 641
13, 758,106

922,794,562

Totals

$369. 770, 878 j $408, 921, 001 $352, 695, 026

629 banks.

941,447,150: 865,146,952

881,677,350

967,790,662

866, 498. 452
43, 835, 885
9, 200, 778

879. 897, 425 i
43^892,503
6, 964,177
10, 693, 045

802, 490, 298
50, 495, 200
4, 019, 569
8,141. 885

819,106, 973
51.226,472
4, 740, 861
6. 603, 044

891,961,142
60, 289, 905
10, 325, 800
5. 213, 815

:65,146, 952

881. 677, 350

967, 790, 662

LIABILITIES.

Deposits
Surplus fund
Undivided profits
Other liabilities

;

3, 259, 447
922,794,562

Totals.

c c-




-X

941,447.150

CXLV1 REPORT OF THE COMPTROLLER OK THE CURRENCY.
Table,

by States,

of the a off rcga le deposits of savings hank-, with tiie number of their
itors and the avcrayc amount due to each, lit 1880 and 1881.

1880-81.

1879-'8O.

States.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
ifew Jersey
Pennsylvania
Maryland
District of Columbia
Louisiana
Ohio
Indiana
California

. Number of
depositors.,

i

;

,

Am.mnt of
deposits.

7.".. 448
89, 934
•20, 14.')
67"). 555
08i 193
202, 885
804, 470
08, 457
88, (W0
*:>4. 500
4, 077
G, 178
*24, 570
,S. 997

Totals .

depos-

dep<

$20, 978,140
28, 204, 791
7, 848, 812
20(i, 378, 709
43, 095, 534
72, 842, 443
319, 258, 501
17. 470, 014
23, 956, 285
19, 981, 366
367, 692
1, 794, 086
9,710,771

$278
313
403
359
309
270
306
90
290

47, 719, 829
819,106,973

Xumberof
depositors.

80. 947
90, 881
82, 081
700. 395
97. 082
213,913
953, 707
74. 905
99, 416
04,911 ;
4, 492
6, 178
28, 587
*3 502
65, 092
2, 528, 749

Amount of
deposits.

Averse
depositor.
$287
831
268
308
458
357
370
264
270
367
102
290
381
380
767

$23, 277, 676
82, 097, 734
8, 606, 607
218, 047, 922
44, 755, 625
76, 518, 571
353, 629, 657
19, 863, 688
26, 895 295
23, 824, 354
462, 636
1, 794, 086
10, 902, 052
],330 956
49, 954^ 333

57
31
28
68
18
71
79
97
53
00
99
40
36
00
44

352 73

891, 961,142

'""Estimated.
Statement showing the amount of national-bank and legal-tender notes outstanding on June
20, 1874, January 14, 1875, May 31, 1878, and Xorember 1, 1881, and the increase or
decrease in each.
NAT1OXAL-I5ANK NOTES.
Amount
Amount
Amount
Amount
Increase
Increase

outstanding J u n e 20,1874 . . . :
outstanding January 14.1875
outstanding May 31,1878
outstanding November 1, 1881 during the last month
since November 1.1880

j $349, 894,182
I 351, 861, 450
! 322, 555, 965
j 359, 422, 738
|
1, 652, 248
16, 904, 576
XOTES.

Amount outstanding June 20,1874
Amount outstanding January 14,1S75
Amount retired under act of Jamiarv 14.1875, to May 31. ]878
Amount outstanding on and since May 31,1878
Amount on deposit with the Treasurer United States to redeem notes of insolvent and
liquidating banks, and banks lvtiring circulation under act of June 20. 1874
|
Decrease in deposit during the last month
!
Increase in deposit since November 1,1880
j

382,
382.
35,
346,

000,
000,
318,
681,

000
000
984
016

30, 702, 596
1,134, 328
10,142, 584

7
The notes of three national gold banks located in the State of California, which have an aggregate
capital of $2,000,COO and a circulation of $921, 512, not im-liuled.




REPORT OF THE CONTROLLER OF THE CURRENCY. CXLVII
Jsr>i!io)i"i' bank^ Ilia!, have gin°into
voluntary
li'prd'ifl"tu
unrl'jr thij. pror'inions
of Sections
and ^11
of th' Revised
Statute
of the' Ui>:l:i
S<ai^:
'c>7* the d-i-tei of U'jnidaHo'i,
a uotuit of' their capital,
circilalior.
issued and retired, <i>>! elrrrJation
outstanding

5220
the
JSoven-

ber 1, 18S1.
Circulation.

Name and location of bank.

dation.
Issued.

First National Bank, Penn Yan, N. Y* ..I Apr.
F i r s t National Bank, Norwich, Conn . ..! May
Second National Bank, Ottum wa, Iowa + . | May
Second National Bank, Canton, O h i o ! . . . . I Oct.
First National Bank, Lansing, Miehf
j Dor..
F i r s t National Bank, Columbia, Mo
\ Sept.
First National Bank, Carondelet, Mo ....! Mar.
F i r s t National Bank, Utica, N. Y (
| J une

6,1864 .
2.1864 j .
2,1864 .
3,1864 .
5, 1864 .
19, 1864
J5, 1865 ;
9,1865 !.

bank, w i t h s a m e t i t l e .




I860 |
150,000
. ' . (Dec.
..
+ N e v e r completed organization, i C

Outstand-

$89. 825
25, 359

$••0,000

H)

200,000
Sept. 16, 1865
1
Pittston National Bank. Pittston, Pa
100, 000
1865
Fourth National Bank, Indianapolis, Ind Nov. 30, 1
100, 000
1
Berkshire National Bank, Adams, Mass; Dec. 8, 1865
1866
National Union Bank, Rochester, N. Y . . Apr. 26, 1
400, 000
First National Bank, Leonardsville, N. Y July 11,1866 i
50, 000
Farmers' National Bank. Richmond, Va Oct. 22, 1866 i
100, 000
Farmers' National Bank, Waukesha,Wis. Nov. 25,1866
100, 000
National Bank of Metropolis, Washington, I). C
I
200, 000
Nov. 28,
First National Bank, Providence, Pa . . . M a r . 1, 1866
100, 000
1867 '
First National Bank of Newton, Newi
tonville, Mass
Mar. 11, 1867 |
150,000 j
National State Bank, Dubuque, Iowa ...! Mar. 9, 1867
150,000
First National Bank, Newr Ulm, Minn ... i Apr. 18,
1867
60, 000
National Bank Crawford County, Mead- I
ville, Pa...
'.
I Apr. 19. 1867 ! 30C, 000 :
'
Ivittanning National Bank, Kittamiing,Pai Apr. 29,1.867 • 200, 000
100, 000 i
City National Bank, Savannah. Gal
( May 28,1867
500, 000
Ohio National Bank, Cincinnati, Ohio... j July 3, 1867
200,000 !
First National Bank. Kingston, N. Y
! Sept. 26, 1867
1867
First National Bank, Blufr'ton, Ind
i Dec, 5,
50,000 i
200.000
National Exchange Bank, Richmond, Va. I Dec. 5, 1867
First National Bank. Skaneateles. N. Y . . | Dec, 21, 1807 ! 150,000
100, 000
Dec, 26. 1867
First National Bank, Jackson. Miss.
100, 000
First National Bank, Downingtown, Pa Jan. 14, 1868
100,000
Jan. 15, 1868
First National Bank. Titusville, Pa
Appleton National Bank, Appleton, Wis. Jan. 21,
50, 000
120,000
National Bank. Whitestown. N. Y
\ Feb. 14, 1868
First National Bank. New Brunswick I
100,000 I
N. J
'
I Feb. 26,1868
First National Bank, Cuyahoga Falls.
50, 000
Ohio
'.....\
'".
. Mar. 4. 1868
;
]
100, 000
First National Bank, Cedarburg, Wis ...! Mar. 23, ^8
Commercial National Bank, Cincinnati,
500, 000
Ohio
: Apr. 28,1868 '
Second National Bank,Watei vown, N. Y.; July 21,1868
100,000 I
First National Bank, South Worcester, i
175, HOO
N. Y
! Aug. 4,1868;
National Mechanics and Farmers' Bank,
I
Albany, N. Y .
Aug. 4,1868
350, 000 i
Second National Bank. Des Moines, Iowa. I Aug. 5,1868 J
;")0| 000
First National Bank, Steubenville, Ohio.j Aug. 8,1868 j
150. ooo ;
First National Bank, Plumer, Pa.
! Aug. 25,1808 |
100, 000
Firs* National Bank, Danville, Va
' Sept. 30, li<68
50,000
First National Bank, Dorchester, Mass.. Nov. 23,1868 j
150. 000 i
First National Bank, Oskaloosa, Iowa-...; Dec. 17. 1868 j
75.000
Merchants' and Mechanics' National j
|
Bank, Troy, N. Y
! Dec. 31,18H8
300, 000
10(i 000
National Savings Bank, Wheeling, W.Va. !i Jan. 7. 18(59
125,000
First National Bank. Marion, Ohio.
Jan. 12, I86<>
200, 010
National Insurance Bank, Detroit, Mich.' Feb. 26, I8fO
150. 000
National Bank of Lansingburg. N. Y
: Mar. 6, i8(j9
National Bank of North America, New !
!
York, N. Y
i Apr. 15, 1869 j 1, 000, 000 '
First National Bank, JIalloweLl, Me
Apr. 19, 1869
60. 000
First National Bank, Clyde, N. Y
i Apr. 23, !8M
50, ooo ;
Pacific National Bank, New York, N. Y. May 10, 1 >>
M<
422,700
Orocers' National Bank, New York, N. Y .\ June 7, IHi'M : 390, 000
Savannah National Bank, Savannah, Ga. June 22, 1869
I00J O'.H)
First National Bank. Frostburii', Md
I July 30, Ifcwi !
50, 000 ;
First National Bank,' La Salle, 111
j Aug. 30, 18(59 |
50,000
National Bank Commerce, Georgetown,
i
100,000 !
D. C
.'
i Oct. 28, 1869
Miners' National Bank, Salt Lake City,
'Utah

Retired.

-.>, 500 ;
100, 000

98, 720 •

$175
141
1, 280

j
I
\
j

189, 873
44,100
82,363
89,330

2, 627
900
2,637
670

180,000 !
90, 000 ;

175,219
87, 070

4, 781
2, 939

130,000 ;
127,000 '
54,000

124,936
52,795

2, 743
2, 064
1,205

450,000
180,000
45? 000
180,000
135.000
40^ 500
90, 000
86.750
45.000
44.500

440,180 i
175,284
44.306 :
177, 770 \
132,955
39,995
88. 070
84, 857
44,208
43,943

9.820
4,716
694
2,230
2,045
505
1,930
1, 893
792
557

192.500
45,000
85,000
90,000

'

:

i
',
i
|
':
i

90, 000 i

87, 519 '.

2, 481

45. 000
90,000 I

44.246
88. 937

754
1. 063

345,950 J

340.470

90,000 |

86, 000

5.480
4, 000

157,400 !

155,026

314.950 i
42, 500 !
135, 000 j
87, 500 :
45, 000 '
132.500 '
67. 500 .
184,750 !
• 90, 000 ;
109, 850
^r^ 000 ;
135, 000 !
j
333.000 :
53, 350 i
44,000 j
134.0IH) |
85, 250 j
85, 000 i
45,000 I
45, 000 j

310,535 !
4,415
41. 927 :
573
129, 192 '
5, 8()8
84,287 :
3, 213
44. 260 !
740
128,564
3.936
66,726 ,
774
182,232 \
2,518
88, 080 !
1, 320
108,214
1, 636
P4,069
'•
931
132, 942 i
2. 058
:
328, 560
4,440
52, 662 !
' l^S
42,780 i
1. 220
133,137 \
1,853
84,656 '
594
83, 790 •
1,210
44,523 !
477
44,305 !
695

90,000 |

88,435 j

2,374

1,565

135, 000 !
133. 094 !
1. 906
^Dlidit^d w i t h a n o t h e r b a n k .

CXLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY".
National banks that 'nave gone into liquidation,

^e.—Continued.
Circulation.

Xame and location of bank.
Issued.
First National Bank, Vinton, Iowa
National Exchange Bank, Philadelphia.

;

Dec. 13,1869

Pa

Jan.
Jan.
First National Bank, Decatur, Til
National Union Bank, O wego, N. Y
j Jan.
First National Bank, Berlin, Wis
! Jan.
Central National Bank, Cincinnati, Ohio. Mar.
First National Bank, Dayton. Ohio
• Apr.
National Bank of Chemung,Elrnha. N.Y.j June
Merchants' National Bank, Milwaukee. ;
wis
..! June
First National Bank, Saint Louis. Mo.. . July

$50, 000 j

$42, 500

$42,148 •

8 J 870|
10, J870
11,1870
25,1870
31,1870 i
9.1870 1
10,1870 j

300, 000
100.000
100, 000
50, 000
500, 000
150, 000
100,000

175, 750
85,250 !
88,250 |
44,000
425,000
135,000
90,000

171,180
83, 95*4
85, 214
43, 657
417, 385
132, 851
89,137

4, 570'
1/296
3, 036:
343>
7, 615
2,149'
863-

14,1870 j
It), 1870 i

100, 000
200, 000

90,000
179,990

88, 445
177,132

1, 5552, 858"

100,000 I
100, 000 !
50,000 !
300, 000 !
100, 000 i
!
100,000 j

90,000 I

88, 712

1,288

27,000 i
270,000 !
85,000 |

26, 605
261,143
83, 759

395
8, 857
1,241

90,000 !

88, 746

1,254

90,000 |
45,000 !
90, 000
90,000 !

88,
44.
88,
89,

285
280
514
202

1,715
720
1,486
798

133, 075
48,813
88, 508
177,284
88, 437

1, 925
687
1,492
2, 716
1, 563

Chemung Canal National Bank, Elmira. !
N.Y
J Aug. 3,1870 '
Central National Bank, Omaha. Nebr*.. Sept, 23,1870 ;
Oct. 13,1870 I
First National Bank, Clarksville, Va
Oct. 15,1870 !
First National Bank, Burlington, Yt
Oct. 24,1870 i
First National Bank, Lebanon, Ohio
National Exchange Bank, Lansingburg,
NY
- . . . . : . . ! Dec. 27,1870 i
Muskin&um National Bank, Zanesville,
Jan. 7,1871 !
Ohio
United National Bank, Winona, Minn.. Feb. 15,1871
First National Bank, Des Moines, lowa.i Mar. 25, 1871 i
State National Bank, Saint Joseph, Mo.. j Mar. 31,1871 i
Saratoga County National Bank, Water- ;
ford, N . Y . . . '
: Mar. 28, 1871
First National Bank, Fenton, Mich
i May 2,1871 i
First National Bank, Wellsburg, W. Ya.i June 24,187.1
Clarke National Bank, Rochester, N. Y.. j Aug. 11,1871
Commercial National Bank, Oshkosh. Wis' Nov. 22,1871 i
Fort Madison National Bank, Fort Madison, Iowa
: Dec. 26,1871 |
National Bank of Maysville, Ky
. J Jan. 6,1872 I
Fourth NationalBan'k, Syracuse. N. Y . . Jan. 9,1872 !
Americau National Bank, New York. X. Y May 10,1872
Carroll County National Bank, Sand- !
wich, N. H
! May 24,1872
June 24,1872 :
Second National Bank, Portland, Me
Atlantic National Bank. Brooklyn. N. Y. July 15, 1872
Merchants and Farmers' National Bank,
Aug. 8,1872
Quincy, 111
First National Bank, Rochester, N. Y . . . AUK. 9,1872
Sept. 10,1872
Lawrenceburg National Bank, Ind
Oct. 4,1872
Jewett City National Bank, Conn
First National Bank, Knoxville. Term... Oct. 22,1872
Nov. 7,1872
First National Bank, Goshen, Ind
Kidder National Gold Bank, Boston, Mass1 Nov. 8,1872
Second National Bank, Zanesville, Ohio.. Nov. lt>, 1872
Grange County National Bank, Chelsea.
Jan. 14,1873
Vt
.
Second National Bank, Syracuse. N. Y . . Feb. 18,1873
Richmond National Bank. Richmond,
Feb. 28,1873
Indt
Mar. 7,1873
First National Bank, Adams, N. Y
Mechanics' National Bank, Syracuse. N.
Y
•
Mar. 11,1873
Farmers and Mechanics' National Bank,
Rochester X. Y
'.. Apr. 15,1873
Montana National Bank. Helena, Mont.. Apr. 15. 1H73
First National Bank, Havana, X. Y
June 3, 1873
Merchants and Farmers' National Bank.
June 30,187:5
Ithaca, X. Y
July 18,1873
National Bank of Cazenovia, N. Y
Merchants' National Bank, Memphis,
Tenn
. . Aug. 30,1873
Second National Bank, Chicago, 1 1
1
Sept, 25,1873
Merchants' National Bank, "Duhuque,
Iowa
.
Sept. 30,1873
Oct. 2,1873
Beloit National Bank, Beloit, Wis
Union National Bank, Saint Louis. Mo.. Oct. 22,1873 \
Nov. 29,1873
Cityr National Bank, Green Bay. Wis
Jan. 1,1874
First National Bank, Shelhina," Mo
Second National Bank, Nashville. Term . Jan. 8,1874
Jan. 13,1874
First National Bank. Oneida, N. Y
Merchants' National Bank, Hastings,
Minn
F e b . 7,1874 !

:

f

Never completed organization.




I
! Retired.

I
I
I
!
|
j
i

100,
50,
100,
100,

000 I
000 i
000
000 j

150,
100,
100,
200,
100,

000 i
otto
00O I
000
000

I

I

J

75, 000 i
300, 000 !
105, 500 '
,
500,000 I

135, 000
49, 500
90, 000
180.000 i
90,000
67,500 ;
270,000 j
91, 700 j
450,000 !

50, 000 i
100,000 I
200, 000 I

$352-'

250
491
094
905

1, 250
4. 509
1,606
13, 095

45,000 I
81, 000 |
105,000 I

43,167
78, 213
161,990

1,833
2,787
3,010

150, 000 j
400, 000
200, 00O
CO, 000
loo, ooo ;
115, 000
300, 000
154,700

135,000 |
206, 100 i
180, 000 !
48,750 I
80, 910 '•
103, 5(1.0
3 20, 000 !
138,140 I

132, 215
201, 663
175, 433
47,267
78, 704
100, 971
120, 000
134,283

2,785
4.437
4, 567
1,483
2, 206
2,529

200, 000
100, 000

180,000 [
90, 000

172, 281
87, 790

7,719
2, 21 a

230, 000
75, 000

207, 000
6G, 900

207, 000
64, 893

2, 007

93. 800

91,570

2,230

83.250
31, 500
45,000

81,005
30, 965
42, 905

2, 245
535
2, 095

100, 000
100, 000
50, 000

66,
265,
90,
436,

3, 857

50. 000
I'M), 000 '

45, 000 j
110, 770 i

43, 466
113, 356

1, 534
3, 414

250. 000
] Of), 000 ;

225,000 j
97, 500 \

217, 508
93, 076

7,492
4, 424

200,000
50, 000
500. 000
50, 000
100, 000
125, 000
125, 000

180,000 !
45,000 I
150.300
45. 000 i
90, 000 i
92,920
110,500 |

100,000

90, 000 \

169,098 i
43, 338
142,343
41,794
85,159
88, 600 !
104, 539 |
I
84,267 i

tNew bank organized with same title.

10, 902
1, 662
7, 957
3, 206
4,841
4, 320
5, 961
5, 733.

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLIX
National banks that have gone into voluntary liquidation,

§-e.—Continued.
Circulation.

Name and location of bank.

Date of li( ui
dation.
:

ipi , .
i

Issued.

National Bank of Tecumseh, Mich
Mar. 3,1874
Gallatin National Bank, Shawneetown,
111.
M a r . 7,3874
First National Bank, Brookville, Pa
M a r . 26,3 874
Citizens' National Bank, Sioux City, Iowaj A p r . 14,1874
Farmers' National Bank, Warren, 111 1 A p r . 28,1874
First National Bank, Medina, Ohio
| M a y 6,1874
Croton Eiver National Bank, South East,
N. Y
M a y 25,1874 !
Merchants' National Bank of West Vir j
ginia, Wheeling, W. Va
I Tuly 7,1874
Central National Bank, Baltimore, Md..j July 15,3874
Second National Bank, Leavenworth, j
Kans
j Tnlv 22,1874
TeutoniaNational Bank, New Orleans, Laj Sept. 2,3 874 j
City National Bank, Chattanooga, Tenn | Sept. 10,3874
First National Bank, Cairo, 111
| Oct. 10,3874
First National Bank, Olathe, Kans
! Nov. 9,1874 i
First National Bank, Beverly, Ohio
N o v . 10,1874
Union National Bank, La Fayette, Ind.. Dec. 4,1874 j
Ambler National Bank, Jacksonville,
Fla*
! Dec. 7,1874
Mechanics' National Bank, Chicago, 111 . JDec. 30,1874
First National Bank, Evansville, Wis...! Jan. 9,3 875
First National Bank, Baxter Springs, j
Kans
I Jan. 12,1875
People's National Bank, Pueblo, Col
| Jan. 12,1875
National Bank of Commerce, Green Bay, i
Wis
. . . Jan. 12,1875
First National Bank, Millersburg, Ohio..i Jan. 12,3 875
First National Bank, Staunton, Va
j Jan. 23,3875
National City Bank, Milwaukee, Wis . . . I Feb. 24,3875
Irasburg National Bank of Orleans. Irasburg, Vt
M a r . 17,1875
!
First National Bank. Pekin, 111
Mar. 25,1875
Merchants and Planters' National Bank, j
Augusta, Ga
i Mar. 30,1875
Monticello National Bank, Monticello,
Iowa.
Mar. 30,1875
Iowa City National Bank, Iowa City, j
Iowa
I A p r . 14, 3875 |
First National Bank, Wheeling, W. Va.. A p r . 22,1875
First National Bank, Mount Clemens, |
Mich
i M a y 20,1875 !
First National Bank, Knob Noster, Mo.. j M a y 29,1875 i
First National Bank, Brodhead, Wis ....'• J u n e 24,1875 1
Auburn City National Bank, Auburn, N.Y J u n e 26,1875 j
First National Bank, El Dorado, Kans . . J u n e 30, 1875
First National Bank, Junction City, Kans July 1,1875
First National Bank, Chetopa, Kans
July 19,1875
A u g . 25, 3875
First National Bank, Golden, Col
National Bank of Jefferson, Wis
'•• A u g . 26,1875!
Green Lane National Bank, Green Lane, l>
Pa
! Sept. 9,1875
State National Bank, Topeka, Kans
j Sept. 15,1875
Farmers' National Bank, Marshalltown, I
Iowa
i Sept. 18,1875
Eichland National Bank, Mansfield, Ohio ! Sept. 25,1875
Planters' National Bank, Louisville, Ky.s Sept. 30,1875
First National Bank, Gallatin, Tenn
1 Oct. 3,1875
First National Bank, Charleston, W. Va. Oct. 2, 1875
People's National Bank, Winchester, 111. Oct. 4,1875
First National Bank, New Lexington, !
Oct. 12,1875
Ohio
First National Bank, Lshpeming, Mich Oct. 20,1875
Fayette County National Bank, Wash- j
ington, Ohio
j Oct. 26,1875 i
Merchants' National Bank, Fort Wayne, I
Ind
' . . - - ! Nov. 8,1875 ;
Kansas City National Bank, Kansas City, i
Mo
- - . ! Nov. 13,1875
First National Bank, Schoolcraft, Mich.. Nov. 17,1875
First National Bank, Curwensville, Pa . - Dec. 17,1875
National Marine Bank, St. Paul, Minn . . Dec. 28,1875 \
Jan. 11,1876
First National Bank, Rochester, Ind
Jan. 11,1876
First National Bank, Lodi, Ohio
Iron National Bank, Portsmouth, Ohio.. Jan. 19,1876 !
Jan. 26,1876 i
First National Bank, Ashland, Nebr




* N o circulation

Retired.

Outstanding.

$50,000

$45, 000

$42, 795

$2, 205

250, COO
100, 000
50, 000
50. 000
75,000

225,
90.
45.
45,
45,

000
000
000
000
000

212. 268
85, 060
43,485
42, 312
43, 057

12, 732
4,940
1, 515
2,688
1,943

200,000

166,550

160, 048

500, OuO
200, 000

450 000
180)000

426, 788
170, 583

23,212
9,417

100, 000
300, 000
170, 000
100,000
50,000
102, 000
250, 0G0

90, 000
270, 000
153 000
90, 000
45, 000
90, 000
224,095

83,121
249, 875
142, 652
83, 985
43,152
83, 237
211, 859

6,879
20,125
10, 348
6,015
1, 848
6, 763
12, 236

42 500
250, 000
55, 000

144, 900
45, 000

133, 850
42, 603

33,050
2, 397

50, 000
50,000

36, 000
27, 000

34, 082
25, 810

1,938
1,190

100, 000
100, 000
100, 000
100,000 i

90,
72,
90,
76,

000
000
000
500

84, 940
68, 385
83,302
71, 590

5, 060
3, 615
6,898
4,910

75,000
100,000

67, 500
90, 000

62, 922
81, 062

4, 578
8, 938

200,000

180, 000

164,235

15, 765

100,000

45, 000

39, 319

5, 681

125,000
250,000

112, 500
225, 000

105, 024
202, 338

7,476
22, 662

50, 000
50,000
50,000
200, 000 ;
50, 000
50, 000
50, 000
50, 200
60,000

27, 000
45, 000
45, 000
141.300
45, 000
45, 000
36, 000
27, 000
51, 000

24, 745
42, 602
41, 548
3 28,621
41, 472
41, 205 i
32. 888
25, 405 ;
47, 552

2, 255
2, 888
3, 452
12, 679
3, 528
3,795
3,132
1,595
6, 448

84, 074
28, 487

5, 926
2, 113

000
000
000
000
000
500

24, 295
114, 927
261, 218
41,195
83, 501
58, 820 j

2, 705
20, 073
53, 782
3, 805
6, 499
8,680

50, 000
50, 000

45, 000
45, 000

41, 632 !
40, 555 1

4,445

100,000

90, 000

82, 090

7, 910

100,000

90, 000

85, 540

100, 000
50, 000
100.000
100, 000
50,000
100, 000
100,000 '

90,
45.
90,
90,
45,
90.
90,
45.

81,914
40, 447
75, 773
81,010
38,836
73,193
81,597
40, 078

100, 000
60,500
50, 000
150, 000
350, 000
75.000
100, 000
75, 000

50, ooo ;

90, 000
30, 600
27,
135.
315,
45.
90!
67,

000
000
000
000
000 1
000
000 i
000

6, 502

3,368

4, 460
i
i
I
i
i
i
!

8,086
4,553
14,227
8,990
6, 164
16,807
8, 403
4,922

CL

REPORT OF THE

COMPTROLLER OF THE CURRENCY.

Xational banks that har>: gone into voluntary liquidation,

Name and location of bank.

Date of liquidation.

fie.—Continued.

circulation.
Capital.

Issued.
First Xational Bank, Paxton. Ill
Jan. 28,1876 ;
First National Bank, Bloorufield, Iowa .. Feb. 5, 1876 i
Marietta National Bank, Marietta. Ohio. Feb. 16, 1876
Salt Lake City National Bank of Utah.
at Salt Lake City, Utah
Feb. 21,1876 \
First National Bank. La Grange, Mo.... Feb. 24, 1876 ;
First National Bank, Atlantic. Iowa .
Mar. 7,1876 i
First National Bank, Spencer, Lid
', Mar. 11,1876
National Currency Bank, New York. X.
Y
"
Mar. 23, 1876 !
Caverna National Bank, Caverna. Ky
May 13, 1876
City National Bank. Pittsburgh, Pa' . . . M a y 25, ] 876
National State Bank. Des Moines. Iowa June 21,1870
First National "Bunk, Trenton. Mo
June 22,1876
First National Bank, Bristol, Tenn
July 10,1876
First National Bank. Leon, Iowa ..
July 11,1876
Anderson County Xational Bank. Law-;
renceburg, Ky .*.
July 29, 1876
First National Bank, Newport. Ind
Aug. 7,187(5
First National Bank, L)e Pere, Wis
Aug. 17,1876
Second National Bank, Lawrence, Ivans. Aug. 23,1876
Commercial National Bank. Versaille
Ky
Aug. 26,1876
State National Bank, Atlanta, Ga
Aug. 31,] 876
Syracuse National Bank, Syracuse. N. Y. Sept. 25,1876
First National Bank, Northumberland. Pa
Oct. 6,1876
First National Bank, Lancaster, Mo . . . . Nov. 14,1876
First National Bank, Council (irove,
Ivans
Nov. 28,1876
National Bank of Commerce, Chicago,
111
..•
...'.'... Dec. 2,1876
First National Bank, Palmyra, Mo
Dee. 12,1876
First National Bank, Newton, I o w a . . . . Dec, 16,1876
National Southern Kentucky Bank, Bowling Green. Ky
"
Dec. 23, 1876
First Xational Bank, Monroe, Iowa . . . . J a n . 1,1877
First National Bank, New London. Conn J a n . 9,1877
Winona Deposit National Bank, Winona,
Minn
Jan. 28,1877
First National Bank, South Charleston,
Feb. 24,1877
Ohio
Lake Ontario National Bank. Oswe^o,
Feb. 24,1877
N.Y
':... Feb. 26,1877
First National Bank, Sidney, Ohio
Chillicothe National Bank." Chillicothe. Apr. 9,1877
Ohio
Apr. 13,1877
First National Bank, Manhattan, Ivans . Apr. 23, 1877
National Bank of Monticello. Ky
Apr. 25,1877
First Xational Bank. Rockville. Ind
M a y 31,1877
Georgia National Bank. Atlanta. Ga
Junell,1877
First National Bank, Adrian, Mich
J u n e 30,1877
First National Bank, Napoleon, Ohio .. Aug. 1,1877
First National Bank. Lancaster. Ohio .. Aug. 24,1877
First National Bank, Minerva. Ohio
Kinney National Bank, Portsmouth, Aug. 28,1877
Ohio
"...
Oct. 19,1877
First National Bank, Green Bay. Wis... Oct. 27, 1877
National Exchange BankAYakelield, R. I Nov. 10,1877
First National Bank, Union City, Ind... Nov. 13,1877
First National Bank, Negaunee, Midi... Nov. 23,1877
Tenth National Bank, New York. X. Y. .• Dee. 1,1877
First Xational Bank, Paola, Kans
j
6,1877
National Exchange Bank, Troy, X. Y . . . i Dec. 20,1877
Dec.
Second National Bank, La Fayette, Ind. Dee. 31,1877
State Xational Bank. Minneapolis, Minn J a n . 8,1878
Second Xational Bank, Saint Louis. Mo J a n . 8, 1878
First Xational Bank, Sullivan. Ind
Rockland County Xational Bank. Xyaek. J a n . 10,1878
l
X. Y
Jan. 19,1878
First Xational Bank, "Wyandott. Kans . Jan. 22,1878 i
Fh st National Bank, Bo'one, Iowa
Feb. 7, 1878
Fiist Xational Bank, Pleasant Hill. Mo .' F e b . 28,1878 i
1
National Bank of Gloversville. N. Y . . . . Mar. 1,1878 i
First Xational Bank, Independence, Mo.! Mar. 2,1878 !
National State Bank, Lima, f.nd
Mar. 4,1878
First Xational Bank, Tell City, Ind




$fi(), 000
55, 000
J50,000

;

Retired.

$45, 000
49,500 i
135,000

$38, 894
42, 090
121, 806

Outstanding.
$6,106
7,410
13,194

100,000
50,000
50, 000
70, 000

90,000 i
45,000
45, 000 '
63,000

84,
37,
37,
54,

948
397
680
001

5, 052
7, 603
7, 320
8,999

100, 000
50, 0t)0
200, 000
100, 000
50, 000
50, COO
GO.000

90, 000
45,000
90,000
90. 000
45. 000
45,000
45, 000

85,
39,
73,
80,
37,
38,
38,

265
085
893
240
426
999
962

4, 735
5, 915
16,107
9, 760
7, 574
6,001
6,138

10-•, 000
60, 000
50, 000
100, 000

45, 000
45, 000
31,500
90, 000

39, 100
33, 428
28,214
78, 895

5, 900
11, 572
3, 286
11,105

170, 000
200, 000
200, 000

153,000
135,000
180,000

126, 391
119, 490
1.55, 820

26, 609
15,510
24,180

80, 042
22, 652

9, 958
4, 348

100, 000
50, 000
50, 000
250, 000
100, 000
50, 000

90,000 I
27,000
26,500

;

166.500
90, 000 '•
45, 000

21, 522

4, 978

152, 088
80, 821
27, 683

14,412
9,179
17,317
4,761
8,744
9, 663

50, 000
60, 000
100, 000

27, U00
45, 000

m, ooo

22, 239
36, 256
81,337

] 00, 000

90,000

70, 852

19,148

100, 000

90,000

67, 980

22, 020

275,000
52, 000

238,150 !
46,200 \

226, 002
33, 092

12,148
13,108

100, 000
50, 000
60, 000
200, 000
100, 000
100, 000
50, 000
60, 000
50, 000

89,990
44,200
49,500
173,090
90,000
88, 500
90, 000
54.000
45, 000

74, 820
32, 516
27, 855
112, 405
79, 604
73, 587
77,071
36, 791
31,607

15,170
11, 684:
21,645
60, 685
10, 396
14, 913
12, 929
17, 209
13, 393

100,
50,
70,
50,
50,
500,
50,
100,
200,
100,
200,
50,

90, 000
45,000
34, 650
45,000
45,000
441, 000
44, 350
90, 000
52,167
82,500
53, 055
45, 000

28, 765
16, 777
11. 649
16,125
17, 256
146, 371
18, 713
26, 8S3
18, 600

!
!
;

61, 235
28, 223
23, 001
28, 875
27, 744
294. 629
25, 637
63, 147
33, 567
43, 387
3V.344
28, 460

89,000
45, 000
32,400
45, 000
64,750 ;
• 27,000 :
33,471
44,500

58, 456
28, 209
20, 275
26, 300
41,4 57
13, 773
15. 867
30, 524

30, 544

000
000
000
000
000
000
000
000
000
000
000
000

loo, ooo
50, 000
50, 000
50, 0H0 j
100, 000
:ii), OIK)
100,000 !
50, 000 i

!
!
i
•
:
;

•

39, m
21, 711
16, 540
16,791
12,125
18,700
23, 293
13, 227
17, 604
13, 97G

REPORT OF THE COMPTROLLER OF THE CURRENCY.
National

hanks that have yonc, into voluntary

liquidation,

CIA

<JV.—Continued.
Circulation.

Name and location of bank.

Dateof liquidation.

Capital.
Issued.

First National Bank, Pomeroy, Ohio
Mar. 5,1878 i
Eleventh Ward National Bank, Boston,
Mass
Mar'. 14,1878 i
First National Bank, Prophetstown, 111 Mar 19,1878 !
First NationalBank, Jackson, Mich . . . i Mar. 26,3 878 |
First National Bank, Eau Claire, Wis... Mar. 80, ] 878 !
First National Bank, Washington, Ohio. Apr. 5,1878 i
First National Bank, Middleport, Ohio.. Apr. 20,1878!
First National Bank, Si reator, 111
Apr. 24,1878 '
First National Bank, Muir, Mich
Apr. 25,1878 j
Kane County National Bank, Saint
Charles, 111
M ay 31,1878 |
First Naiional Bank, Carthage, Mo . . . Juno 1,1K78 i
Security National Bank, Worcester, Mass June 5,1878 !
First National Bank. Lake City, Colo . . . June 15, J878 i
People's National Bank, Norfolk, Ya
July 31, 1878 !
Topeka National Bank, Topeka, Kans.... Aug. 7, 1878 i
First National Bank, Saint Joseph, Mo.. Aug. 13,1878 i
First National Bank, Winchester, Ind... Aug. 24,1878 I
Muscatine National Bank, Muscatine,
Iowa
Sept. 2,1878 i
Traders' National Bank, Chicago, 111
Sept. 4.1878 j
Union National Bank, Railway, N. J
Sept. 10,1878 !
First National Bank, Sparta, Wis
Sept. 14,1878 !
Herkimer County National Bank, Little '
Falls, N.Y
Oct. 11,1878
Farmers'National Bank, Ban j: or. Me... Nov. 22,1878 i
Pacific National Bank, Council Bluffs,
low a
Nov. 30,1878 |
First National Bank, Anamosa, Iowa . . . Dec. 14, 1878 :
Smithtield National Bank, Pittsburgh, Pa Dec. 10, 1878
First National Bank, Buchanan, Mich... Dec. 21.1878 :
First National Bank, Prairie City, 111... Dec. 24, 1878 ;
Cor* Exchange National Bank, Chicago,
111
Jan. 4.1879 !
Franklin National Bank, Columbus, Ohio Jan. 4,1879 j
Traders' National Bank, Bangor, Me
Jan. 14.1879 I
First National Bank, Gonic, N. II
Jan. 14,1879 j
First National Bank, Salem, N. C
Jan. 14.1879 !
First National Bank, Granville, Ohio . . Jan. 14,1879 j
Commercial National Bank, Petersburg,
Ya
.".' Jan. 14,1879 !
First National Gold Bank, Stockton, Cal j Jan. 14,1879 !
First National Bank, Sheboygan, Wis...j Jan. 14,1879 !
First National Bank, Boscobel, Wis
Jan. 21,1879
National Marine Bank, Oswego, N. Y . . ' Jan. 25,1879
Central National Bank, Hightstown, N. J Feb. 15,1879
Brookville National Bank, Bi ookville, Ind Feb. 18,1879
Farmers'NationalBank, (3tjntreville,Iowaj! Feb. 27,1879
First National Bank, Clarinda, Iowa
Mar. 1,1879
Waterville N ational Bank, Waterville. Me Mar. 3,1879 i
First National Bank, Tremont, Pa
Mar. 4,1879 j
First National Bank, Atlanta, 111
Apr. 15,1879
Union National Bank, Aurora, 111
Apr. 22,1879 !
National Bank of Menasha. Wis
Apr. 26,1879 I
National Exchange Bank, Jefferson City,
Mo
May 8,1879 !
First National Bank, Hannibal, Mo
May 15,1879 !
Mei chants' National Bank, Winona, Minn June 16,1879 |
Farmers' NationalBank, Keithshurg, 111. July 3,1879 i
First National Bank, Franklin, Ky..
July 5,1879 |
National Bank of Salem, Ind
*.
July 8.1879
Fourth National Bank, Memphis, Tenn..j July 19,1779
Bedford National Bank, Bedford, Ind
, July 21,1879
First National Bank, Aft on, Iowa
.\ Aug. 15,1879
First National Bank, Deer Lodge, Mont.! Aug. 16, 18^9
First National Bank, Batavia, 111
Aug. 30.1879
National Gold Bank and Trust Company,
San Francisco, Cal
'.. Sept. 1,1879
Gainesville National Bank, Gainesville,
Ala
Nov. 25 r 1789 !
First National Bank, Hack* nsack, N. J . . Dec. 6,1879
National Bank of Delavan, Wis....
.. Jan. 7.1880 •
Mechanics' National Bank, Nashville,
Tenn
Jan. 13.1880 I
Manchester National Bank, Manchester, !
Ohio
Jan. 13,1880 !
First National Bank, Meyersdale, Pa
Mai". 5, 1880




$200, 000

$75, 713

Itetired.

Outstand-

$50,589 I $25,124

89, 400 i
45, 000 ;
88, 400
38,461 ;
69, 750 ;
31, 500
40, 500 i
4.4. 200 .

64, 665
34, 689
50, 215
20, 499
38, 113
20, 525
24, 795 ;
24,471

24, 735
10,311
38,185
17, 962
31, 637
10, 975
15, 705
19, 729

50, 000
50, 000
100, 000
50, 000
100, 000
100, 000 •
100,000 i
60,000 j

26, 300
44. 500
49, (100 ;
25, 300
85,705
89.300 '
(57. 110
52,700 :

13, 758 !
22,561
31.895 !
14,654 i
36, 480
34, 8J2 !
25, 015 i
22, 849 i

12,542
21, 931)
17, 105
10, 646
49, ?>7)
54, 4*8
42, 0U5
29, 851

100,000 !
200, 000
100,000
50, 000

44.200 :
43. 700 ;
89,200
45,000 i

15,436 I
28. 764
16,107 ! , 27, 5!i3
45,252 i
43,1,48
20,149 !
24, 851

200, 000
50, 000
100, 000

ooj ooo
200,
80.
50,
fiO,

000
0U0
000
000

200,000
100,000 I

178. 300
89, 100

85,466 !
42,377 |

92, 834
46, 723

100,000 j
50, 000 I
200, 000 i
50,000 I
50, 000 I
i
500, 000 I
100,000
100,000 j
60, 000 !
150,000 J
50,000 I

000
500
000
000
000

24.457 !
14.959 :
40,400 j
13,238 |
6,160 |

20, 543
29, i-.41
49, 6U 0
13,762
20, 840

450, 000
180, 000
76. 400
45. 597
128.200
45, 000

421, 784 !
130. 273 I
29,498 I
20, 488 i
42. 525 j
23, 249 j

28,216
49, 727
46, 902
25,109
85, 675
21, 751

120,000 j
300, 000 I
50, 000
50, 000
120, 000
100,000
100, 000
50,000
50, 000
125,000 I
75,000 I
50, 000
125, 000
50, 000

99, 800
238, 600
45, 000
43,900
44, 300
32,400
89, 000
41.500
45J000
110, 300
64, 600 >
26, 500 ;
82, 000 ,
44,500 !

31, 598 j
83, 983

68, 202
154,617
27,183
27,. 252
22,125
16, 995
64, 085
27, 773
23, 725
59, 809
45, 635.
20, 600
62, 451
27, 640

45,
44.
90,
27.
27,

17.817 I
16, 648 I
22,175 |
15, 405
24, 915
13,727
21, 275
50, 491
18. 965
5, 900
19, 549
16, 860

50, 000
100,000
100, 000
50, 000
100,000
50, 000
125,000
100,000
50, 000
50, 000
50, 000

45,000 |
88,200 !
35, 000 |
27, 000 ;
54, 000 \
44,400 i
45,000 j
87, 200 i
26, 500 i
45, 0(0
44,300 I

15, 270
22, 726
12, 731
7, 545
15, 545
17, 938
10, 630
34, 513
6, 400
16, 980
14, 796

29, 730
65, 474
22, 269
19, 455
38, 455
26, 462
34, 370
52, 6^7
20, 1C0
28, 020
29,504

750, 000

40,000 I

14, 215

25, 785

100,000
100,000
50, 000

90. 000
90, 000 i
27, 0U0

16, 532
23,802 j

73, 468
66,198
21, 310

90, 000

21,250 ;

68, 750

48.303 i
30, €00

10,955 :
9,575

37, 348
2:, 025

100, 000
50, 000
50,000 |

5,690 I

CLII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
National banks that have gone into liquidation,

$c.—Continued.
Circulation.

Name and location of bank.

Issued.
First National Bank, Miininburg, Pa
; Mar. 8, 1880
National Bank of Michigan, Marshall, j
Mich
J May 14,1880
First National Bank, Rondout, N. Y* ... | Oct. 11,1880
Ascutney National Bank, Windsor, Vt..| Oct. 19,1880
National Exchange Bank, Houston, Tex Sept. 10,1880
First National Bank, Seneca Falls, N. Y. Nov. 23,1880
First National Bank, Baraboo, Wis .... Nov. 27,1880

Bundy National Bank, New Castle, I n d . . Dec. 6,1880
Yineland National Bank, Yineland, N. J . Jan. 11, 1881
Ocean County National Bank, Toms
River, N. J "
Jan. 11,1881
Hungerford National Bank, Adams, N. Y! Jan. 27, 1881
Merchants' National Bank, Minneapolis, I
Minn
Jan. 31,1881
First National Bank, Huntington, Intl*..! Jan. 31,1881
Farmers' National Bank, Mechanicsburg,
Ohio
... Feb. 18,1881
First National Bank, Green Spring, Ohio ; Feb. 18,1881
First National Bank, Cannon Falls, Minn Feb. 21,1881
First National Bank, Coshocton, Ohio ..; Feb. 21,1881
Manufacturers' National Bank, Three
Rivers, Mich
Feb. 25,1881
First National Bank, Lansing, Iowa
Feb. 25,1881
First National Bank, Watertown, N. Y . . May 26,1881
First National Bank, Americus, G-a
: J u n e 17,1881
First National Bank, Saint Joseph, Mich June 30,1881
First National Bank, Indianapolis, Ind* July 5,1881
First National Bank. Logan, Ohio
' July 8,1881 '
First National Bank, Shakopee, Minn . . . Aug. 10,1881
First National Bank, Rochelle, 111
Aug. 9, 1881
National State Bank, Oskaloosa, Iowa... ; Aug. 13,1881
Attica National Bank, Attica, N. Y
Aug. 30,1881
First National Bank. Hobart, N. Y
Aug. 27,1881
Totals

$100,000 j

100,800
270,000
90,000
31, 500
54,000
27,000
45,000
45, 000

GO, 000 |

50,000 !
50, 000 I
50, 000 I
100,000 !
50, 000 I

i
|
|
j
;
!
!

119,405 :
45,000 i
I

$15, 030 j

90,000

12,380 I
4,483
I
15, 348
10, 983
3,155
5,116
4, 220
6,996

98,268 [
!

r>o,ooo ;
50, 000
50, 000
50, 000
50, 000
100,000 i
60, 000 i
50, 000 •
300, 000 I
50, 000 !
50. 000 j
50,000 !
50, 000 I
50, 000 i
100,000 I

$74, 970

15, 547
37, 067
11, 955
3, 405
36, 285 I
2,983 i
7, 865
6,225 |

30,140
45, 000
45, 000
53, 058

150, 000
100,000

i 40,860,610
v

$90,000 i

120, 000 |
300, 000 ; I
100, 000
100,000 !

100,000

Retired.

45,
45,
90,
45,
27,
234,
45,
45,
45,
36,
45,
90,

000
000
000
000
000
248
000
000
000
685
000
000

30,020,481

4,085
4,605
14, 490
3, 720
650
1,500
600 |

2,600 |
1,900 ;
23,947,960 | 6,072,521

New bank organized with same title.

National banks that have been placed in the hands of receivers, together with their capital,
circulation issued, lawful money deposited with the Treasurer to redeem circulation, the
amount redeemed, and the amount outstanding an November 1, 1881.

Name and location of bank.

First National Bank, Attica, N. Y
Yenango National Bank, Franklin, Pa..
Merchants' National Bank, Washington,
D.C
First National Bank, Medina, N. Y....
Tennessee National Bank, Memphis,
Term
-First National Bank, Selma, Ala
First National Bank. New Orleans, La.
National Unadilla Bunk, Unadilla, N. Y
Farmers and Citizens' National Bank,
Brooklyn, N. Y
Croton National Bank, New York, N. Y.
First National Bank, Bethel, Conn
First National Bank, Keokuk, Iowa
National Bank of Vicksburg, Miss
First National Bank, Rockford, 111
First National Bank of Nevada, Austin,
Nev
Ocean National Bank, New York, N. Y
Union Square National Bank, New York.
NY
Eighth National Bank, New York, N. Y
Fourth National Bank, Philadelphia, Pa
Waverly National Bank, Waverly. N. Y
First National Bank. Fort Smith," Ark..




Capital
stock.

Lawful
money deposited.

Circulation.
Issued.

Redeemed. Outstanding.

$50, 000
300, 000

$44, 000
85, 000

$44,000
85, 000

$43, 686
84, 648

200, 000
50, 000

180, 000
41), 000

180, 000
40, 000

178,869 *
39, 707

100,
100,
500,
120,

000
000
000
000

90,
85,
180,
100,

000
000
000
OUO

90,
85,
180,
100,

000
000
000
000

89, 498
84, 437
178, 220
99,644

300,
200,
60,
100,
50,
50,

000
000
000
000
000
000

253,
180.
26,
90,
25,
45,

900
000
300
000
500
000

253,
180,
26,
90,
25,
45,

900
000
300
000
500
000

252,124
179, 369
26, 054
89, 449
25, 354
44, 533

1, 776

129, 70il
800, 000

129, 700
800, 000

127, 981
784, 792

1,719
15, 208

50, 000
243, 393
179,000
71, 000 ,
45, 000

50,
243,
179,
71,
45,

49,
238,
175,
69,
44,

250, 000
1, 000, 000
200,000
250, 000
200, 000
106,100
50, 000

000
393
000
000
000

357
963
580
285
200

$314

352
1,131

293
502
563
1, 780

356
631
246
551
146
467

643
4, 430
3, 420
1,715

800

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLIII
National banks that have been placed in the hands of receivers, *fc.—Continued.

Capital
stock.

Name and location of bank.
Scandinavian National Bank, Chicago,
III
Wallkill National Bank. Middletown,
N. Y
Orescent City National Bank, New Orleans, La *
Atlantic National Bank, New York, N. Y
First National Bank, Washington, D. C
National Bank of Commonwealth, New
York, N. Y
Merchants' National Bank, Petersburg,

y

f:

First National Bank, Petersburg, Va ...
First National Bank, Mansfield, Ohio .
New Orleans National Banking Association, New Orleans, La
First NationaF Bank, Carlisle, Pa
First National Bank, Anderson, Ind
First National Bank, Topeka, Kans
First National Bank, Norfolk, Va
Gibson County National Bank, Prince- i
ton, Ind
j
First National Bank of Utah, Salt Lake |
City, Utah
{
Cook Countv National Bank. Chicago, |
in
:
?...
First National Bank, Tiinn, Ohio
.!
Charlottes vilie National Bank, CharlottesvilLe, Va
Miners' National Bank, Georgetown, Col.
Fourth National Bank, Chicago, 111
First National Bank, Bedford, Iowa
First National Bank, Osceola, Iowa
First National Bank, DuLuth, Minn
First National Bank, La Orosse, Wis
City National Bank, Chicago, 111
Watkins National Bank, Watkins, N. Y.
First National Bank, Wichita, Kans
First National Bank, Greenfield, Ohio ..
National Bank of Fish kill, ^. Y
First National Bank, Franklin, Ind
j
Northumberland County National Bank, j
Shamokin, Pa
\
First National Bank, Winchester, III . ..j
National Exchange Bank, Minneapolis, j
Minn
j
National Bank of the State of Missouri, j
Saint Louis, Mo
J
First National Bank, Delphi, Ind
!
First National Bank, Georgetown, Col .. |
Lock Haven National Bank. Lock Ha- i
ven,Pa
|
Third National Bank, Chicago, 111
|
Central National Bank, Chicago, 111
j
First National Bank, Kansas City, Mo...]
Commercial National Bank, Kansas City,
Mo
...
First National Bank, Ashland, Pa
I
First National Bank, Tarry town, N. Y..J
First National Bank, Alleiitown, Pa
|
First National Bank, Waynesburg, Pa.. j
Washington County National Bank, j
Greenwich, N. Y
First National Bank, Dallas, Tex
!
People'8 National Bank, Helena, Mont..
First National Bank, Bozeman, Mont ...
Citizens' National Bank, Charlottesville,
Va
Merchants' National Bank, Fort Scott,
Kans
Farmers' National Bank, Platte City, Mo.
First National Bank, Warreusburg, Mo.
German-American National Bank, Washington, D. C
German National Bank, Chicago, 111
Commercial National Bank, Saratoga
Springs, N. Y
Second National Bank, Scranton, Pa
National Bank, Poultney, Vt
r




Lawful 1
money de- j
P ° s i t e d - I Issued.

;

$250, 000 ;

$135, 000 i

175, 000 :

118.900 I

118,900 J

500,000 !
800,000
500,000 j
I
750, 000 !

450,000 j
100. 000
450, 000
234,000 !

I

$135,000

Circulation.
\
—;
I Redeemed, j Ou £f g and
$133,188

I

$1. 812

115,725 j

3,175

450,000 !
100,000 !
450,000 !

437, 545 i
97,523 I
428,694 I

12, 455
2,477

234,000 |

224,419 I

I

21, 306
9,581

400,000 !
200,000 |
100, 000 j

360, 000
179, 200
90, 000

360, 000
179, 200
90,000

I
337,075 j
167,740 I
85,585 j

600, 000 '
50, 000 !
50,000 i
100,000 I
100,000 ;

350,000 !
45,000
45, 000
90, 000
95. 000

360,
45,
45,
90,
95,

346,500 I
42,790 !
42,794 !
85,022 !
89,135 j

22, 925
11, 460
4,415
13, 500
2, 210
2, 206
4,978
5, 865
3,130

000
000
000
000
000

50,000 I

43, 800

43,800 I

40,670 ]

150, 000 |

134, 991

134,991 I

129,340 j

5, 651

500,000 I
100, 000 I

298.400 :
68J850 ;

315, 900
68, 850

297, 823 i
63,993 !

18, 077
4, 857

200,000
150, 000 !
200, 000 i
30,000 !
50,000 i
100, 000 I
50,000 !
250,000
75,000
60, 000
50, 000
200, 000
i:-J2, 000

128,585 '
40, 000 :
180, 000 j
18,512 :
45, 000
90,000
45, 000
225, 000
67, 500
52, 200
50, 000
140, 200
130, 992

146.585
45, 000
1*0, 000
27, 000
45, 000
90,000
45,000
225, 000
67,500 I
52,200 I
50, 000 I
177,200 1
130,992 !

38,140
167,535 I
17,920 j
38,539 :
86,084
38,753 I
205,716 I
55,656 j
45,671 i
44, 862 !
140,882 I

101,227 I

18,175
6,860
12, 465
9, 080
6,461
3, 916
6,247
19, 284
11,844
6, 529
5,138
36, 318
29, 765

46,300
45. 000

60,300 I
45,000 i

3l] 773 !

14, 725
13, 227

54,630

35, 370

67, 000
50, 000

j
100, 000
2,500,000
50,000
75,000

90, 000 I

45, 000 '
325,500 j
28, 5(10 I
44.940 i

100,000
112! 500
100! oou
250,000
100. 000

44, 500
88, 000
h:>, 000
78, M l
69, 345
114,220
29, 800
42, 300
24, 400

50. 000
90, 000
100,000 i
50,000 !
50, 000 !
100, 000 1
130,000
500, 000
100,000 !
200,000 i
100,000 ;

i

1.693,660 I 1,599,402 j
1,648,800
45, 000
35,000 !
34,695 ;
45,000 I
31, 000 ;
29,370 j

120, 000
750,000
200, 000
500, 000

200,000 !
50.000 i
100,000 !

I
128,410 I

45, 000
27, 000
45, 000
39, 500
367, 000
86, 900
91.465 !
90,000 j

71,200 j
597,840 j
45, 000 I
44,940

i

44,500 I
88, 000 I
89,200 !
78,641 \
69,345 !

I
114,220 !
29,800
89, 300
44,400

43, 458
321, 347
28,778 i
25, 590 I
26,794 j
52,870 I
54,586 !
46,365 j

94, 258
10, 305
15, 630
27,
276,
16,
19,

742
493
222
350

66,185 I

17, 706
35,130
34, 614
32, 276
3,160

68,804 !
15,645 !
42,065 ;
23,075 j

45, 416
14, 155
47, 235
21,325

90,000 I

84,694 1

5, 306

45,000 !
27, 000
45, 000

26, 502 I

18, 498
17, 030
20, 883

62, 500
450, 000
»Q, 900
91, 465
90,000

9,970 !
24,117
40, 389
426, 050
51, 620
35, 530
41,037 j

22, 111
23, 950
35, 280
55, 935
4^, 963

CLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

National

banks

that

harp

b,r,i pLir-cd

in tin. <i--in>!i of receivers,

First National Back, Monticello. Ind . . .
First National 1 Bank, Butler. Pa
Manufacturers National Bank, Chicago,
111
First National Bank, Meadvill<\ Pa
First National Bank. Newark, X. J
!
First National Bank, Brattleloro", V t . . . .

Circulation.

Lawful
nnsiit'v deposited.

Capital
stock.

Name and location of bank.

$e.—Continued.

Issued.

[ Redeemed, ii Ontstanding.

$12, 000
31,163

$27,000 |
71,163 I

$10, 618
19, 720

$16,382:
51, 445-

500,
100,
300,
300.

000
000
00U
000

438, 750
'JO, «t00
HI, (543
'JO, 000

450,000 !
89, 500 !
327,(553 |
90, 000 I

431,
17,
85,
16,

18, 656
72, 463
241,814
73, 250

18,762,600

Totals

$50, 000
50, 000

11.825.5^2

12,968,440

344
037
839
750

11,112,930

1,855, 5 I

Insolvent national banks, with date of appoint in-cut of receivers, amount of capital stock and
claims pro ad, and rate of dividend* paid to creditors.

Name and location of bank.

First National Bank of Attica. X. Y.
Yenango National Bank of Franklin, Pa,
Merchants' N a t i o n a l B a n k of
Washington, D. C.
First National Bank of Medina,
N. Y .
Tennessee National Bank of Memphis, Tenn.
First National Bank of Selma, Ala.
First National Bank of New Orleans. La.
National Unadilla Bank of Unadilla. N. Y.
F a n n e r s and Citizens' National
Bank of Brooklyn, N.Y.
Croton National" Bank of New
York, N. Y.
First National Bank of Bethel,
Conn.
First National Bank of Keokuk,
Iowa.
National B a n k of Vicksburii1.
Miss.
First National Bank of lioekford,
113.
First National Bank of Nevada, ;
Austin, Nev.
Oi'ean National Bank of New York,
N. Y.
Union Square National Bank of
New York, N. Y.

Ileceiver apCapital
pointed— ,' stock.

Proved

Apr. l i , 1865
May 1, 1866

$50, i:d()
300, 000

$122,089
434, 186

Pr.cent.
58
.15

Finally closed.

May

Finally closed.

Rera arks.

8, 1860

20'). (;[i()

009, 513

24Vo

Mar. 13,1867

"•>, 000

82, 338

39&

Do.

Mar. 21,1867

100,000

370, 932

3H

Do.

Apr. 30, 1867
May 20, 1867

ioo, ooo

289, 467
1,119, 313

500, 000

42
70

Aug. 29, 1807

120, 000

127,801

Sept. 6,1867 !

300, 000

1,191,500

:

200, 000

170,752

60, 000

08, 986

100, 000

205, 256

m

50, 000

33, 562

35
4J-i9o

Oct.

1,1867

Feb. 28,1868
Mar.

3,1868 i

Apr. 24,1868
Mar. 15,1869

45i9<j

Do.

m

Do.

100

50, 000

69, 874

250, 000

170, 012

Dec. 13,1871

1, 000, 000

1, 282, 254

100

Dec. 15,1871

200, 000

157,120

100

Oct. 13,1869 i

Fi'ihth National Bank of New Dec. 15,1871
York, N. Y.
!
Fo urth JS ational Bank of Philadel- , Dec. 20,1871 j
phia. Pa,
Waverly National Bank of Wa- Apr. 23,1872
verly,N.Y.
j
Firat National Bank of Fort Smith, May
Ark.

2,1872

250, 000

378, 772

100

G45, 558

100

100, 100

7.9, 864

100

15, 142

Scandinavian National Bank < f
>
Chicago, 111.
Wailkill National Bank of Middletown, N. Y.

Dec. 12 1872

250, OJU

249, 174

40

Dec. - 1 , 187°

175 000

171 408

11:0

Crescent City National Bank of
New Oileans, La.
Atlantic National Bank of New
York, N. Y.
First National Bank of Washington, D. C
National Bank of the Commonwealth, New York, N. Y.
:
•

Mar. 18 1873




:

Do.
Do.

Finally closed.

90

200, 000

50,000:

Finally closed.

96

30 per cent, interest
dividend.
10 per cent, paid to
stockholders, a n d
finally closed.
Finally closed.
Do.
32* per cent, paid to
p
p
stockholders, a n d
[ linally closed.
| 13 per cent, paid to
I stockholders, a n d
!
finally closed.
30 per cent, interest
dividend, and finally closed.
Finally closed.

500 000

o.;7 020

84

Apr. 2 8 1873

300 Odd

574 513

95

Sept. 19,1873 j

5i»0

uOO . 1.619 905

100

Finally closed.

Sept.

750, 1:00

300

15 per cent, paid to
stockholders a n d
tin ally closed.

•lO

1873

796 995

REPORT OF THE COMPTROLLER OF THE CITRRI NCY.

CLA

Insolvent national banks, wilh date of appointment of receivers, $-c.—Continued.
Xarae and location of bank.

c i v e r ap
pointed.

Mechanics' National Bank of Pe- Sept. 25,1873
tersburg, Va.
First National Bank of Peters- : Sept. 25, 1873 :
burg, Va.
\
First National Bank of Mansfield, '• Oct. 18,1873
Ohio.
;
New Orleans National Banking- j Oct. 23,1873
Association of New Orleans, La. !
First National Bank of Carlisle, Pa. ; Oct. 24,1873
First National Bank of Anderson, i Nov. 23,1873
Ind.
First National Bank of Topeka, j Dec. 10,1873
Kan s.
!
First National Bank of Norfolk. Va. ; J u n e 3,1874 !

claims.

$400, 000

Pr. cent.
$992, 636 ; 34
Finally closed.

200, 000

167, 285

76

100,000

175, 068

600, 000

1,426,858

55

50, 000
50, 000

65, 729
143, 534

Remarks,

45

72

100.000

55, 372

Do.

1

58^-

Finally closed.

176,330

49

62, 64G

100, C O :
O

Gibson County National Bank of • Nov. 2H, 1874
'
50, 000
Princeton, Ind.
'
First National Rank of Utah, Salt Dec. 10,1874 i 150, 000
Lake City, Utah.
I
Cook Couiity National Bank of Feb. 1,1875 1 500, 000
Chicago, 111.
First NationalBankof Tiffin.Ohio. Oct. 22,1875
100, 000
Charlottesville National Bank of Oct. 28, 1875 ! 200, 000
Oharlottesville, Va.
\
Miners' National Bank of George- Jan . 24,1870
150, 000
town, Colo.
Fourth NationalBank of Chicago. Feb. 1,1870 !
200, 000
111.*
First National Bank of Bedford. Feb. 1,1870 !
30, 000
Iowa.
|
I
First National Bank of Osceola. i Feb. 25.1870
50, 000
Iowa.
|
i
First National Bank of Duluth. j Mar. 13, 1870 ! 100. 000
Minn.
I
j
50, 000
First NationalBank of La Crosse. ! Apr. 11,1876
Wis.
.
|
250, 000
City National Bank of Chicago. 111. j May 17,187G

mo

4 per cent, since t^si
report.
Finally closed.

93,021

24 y ^ , ,

988, 878
i
|

92, 624
1

Do.

8

237,824 i 60
342, 794

Finally closed.
5 per cent, since ]as$
report.
30 per cent, since last
report.

65

35, 801

50

50, 781

12?;

34, 535

100

Finally closed.

87, 786

100

Finally closed,

135,952

45

i
703,658
1
Watkins National Bank of War- ! Inly 12,1876 i
75, 000 |
59,144
kins, N. Y.
1
"
i
First National Bank of Wichita, Sept, 23, 1876
GO. 000
97, 4G4
Kans.
50, 000
First National Bank of Greenfield,
Dec. 12,1870
Ohio.*
200, 000
National Bank of Fishkill. Fish- Jan. 27,1877
345, 320
kill,N.Y.
132, 000
First National Bank of Franklin.' Feb. 13,1877
184,457
Ind.
67, 000
Northumberland Comity National Mar. 12,1877
165, 435
Bank, Shamokin, Pa,
50. 000
First National Bank of AVinches- Mar. 16, 1877
143, 300
ter,Ill.
100, 000
National Exchange Bank of Min- May 24,1877
223 942
neapnlis, Minn.
National Bank of the State of Mis- June 23,1877 2, 500, 000 1, 847, 584
souri, Saint Louis, Mo.
First National Bank of Delphi, Ind. July 20,1877 i
50, 000
133,112
First National Bank of George- Aug. 18,1877 I
75, 000
168, 760
town, Colo.
:
Lock Haven National Bank of Aug. 20,1877
120, 000
243, 736
Lock Haven, Pa.
I
Third National Bank of Chicago, Nov. 24,1877!
750, 000
988, G41
j
111.
Central National Bank of Chicago, Dec. 1,1877
200, 000
298, 324 :
111.
First National Batik of Kansas Feb. 11,1878 • 500, 000
392,394
City, Mo.
:
:
C o m "m e r c i a 1 Nati< »Dal "P.aiik of Feb. 11,1878: 100. 000
75,175 1
Kansas City, Mo.
i
;
First National Bank of Ashland. Feb. 28,1878 |
112,500
33, 105
Pa.*
!
100. 000
First National Bank of Tarry- Mar. 23,1878 ]
118,371
town, N. Y.
I
250, 000
First NationalBank of Allentown, Apr. 15,1878
50,486 !
Pa.*
First National Bank of "Waviies- May 15,1878
100,000
22,146
burg, Pa.*
200, 000
Washington County NatioiuJBaiik Juno S, 1878
262,812
of Greenwich, N. Y.
•Formerly ia voluntary liquidation.




! Divi
i dends
paid.

Capital
stock.

7 per cent, since List
report.
Finally elo&ed.

100
70

100

15 per cent, since lasfc
report.
Finally closed,

100
75

i
Finally closed.
Finally closed.

95
100

: 5 x^er cent, since last
report.
!
Finally closed.

90
100

10 per cent, since last
i

60

;

40

report.
10 per cent, since last
report.

!

100

r i per cent, paid to
stockholders.
Finally closed.

100
85

i

50
40
ioo

i
; Finallv closed.

CLVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Insolvent national banks, with date of appointment of receivers, <$'v.—Continued.
Receiver appointed.

Name and location of bank.

First National Bank of Dallas, Tex.
People's National Bank of Helena,
Mont.
First National Bank of Bozenian,
Mont.
Citizens' National Bank of Charlottesville, Va.*
Merchants' National Bank of Fort
Scott, Kans.*
Farmers' National Bank of Platte
City, Mo,

DMProved
claims. | dends
paid.

Capital
stock.

Pr.cent.

June 8,1878; $50, 000
Sept. 13, 3878 i 100, 000
|
;
! Sept. 14,1878 ! 50, 000
j
i
100, 000
j Sept. 14,1878
i
!
i Sept. 25,1878 ! 50, 000
I
\
50, 000
' Oct. 1,1878
|
j

First National Bank of Warrens- | Nov. 1,1878 |
burg, Mo.
\
Crerman-American National Bank ; Nov. 1,1878
of Washington, D. 0 .
I
|
Oerman National Bank of Chicago. Dec 20,1878
111.*
!
Commercial National Bank of Sara- Feb. 11,1879
toga Springs, N. T .
j
i
i
'Second National Bank of Scran ton. I Mar. 15.1879 j
Pa,*
!
^National Bank of Poultney, Vt
Apr. 7,1879 i

Remarks.

$73, 804 ; 37
108, 048 ! 30
85

15 per cent, since last
report.
15 per cent, since last
report.

27,801

60

Finally closed.

12,449

100

100,000

156,260

100

130, 000

270,205

40

500,000 ;

141,484 ;

69,631

100,000 ;
200,000 ;
ioo, ooo ;

80

128,832

100

118, 638

25

81, 801

100

18 per cent, paid to
stockholders and
finally closed.
25 per cent, since last
report, and finally
closed.
20 per cent, since last
report.
25 per cent, since last
report.
15 per cent, since last
report, and finally
closed.
25 per cent, since last
report.
40 per cent, since last
report, and finally
closed.

IBirst National Bank of Monticello, July 18,1879!
lad.
"
i
Thirst National Bank of Butler, Pa. July 23,1879 ]

50, 000

14, 206

30

50, 000

108, 385

40

Manufacturers' National Bank of Feb. 10,1880 \
Chicago, HI.*
I
First National Bank of Meadville, June 9,1880
Pa.
First National Bank of Newark, ! June 14,1880
N. J .
!
First National Bank of Brattle- June 19,1880
boro', Vt.

10 per cent, since last
report.

500,000 I

35 per cent, since last
report.
10 per cent, since last
report.
10 per cent, since last
report.

Total




100,000 |

300,000 j

93,625

100

552,177

300, 000

90

86,669

100

I 18,762,600 i 25,786,261
i

_

|__

_

|

^Formerly in voluntary liquidation.

AGGREGATE RESOURCES AND LIABILITIES

THE NATIONAL BANKS




OCTOBER, 1863, TO OCTOBER, 1881.

CLVII

€LVT.II REPORT OF TEIE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
18 6 3.
JANUARY.

JULY.

APKIL.

OCTOBEK 5.

Resources.
66 banks.
Loans and discounts
U. S. bonds and securities
(Jtb.Gr items
Due from nat'l and other b'ks.
Heal estate, furniture, «fcc
Current expenses
Premiums paid
Checks and other cash items
Kills of nat'l and otlit^r banks
Specie and other lawful mou'y.
Total

$5, 466, 0S8 33
5, 662, 6i»0 00
106, 009 12
2, 625, 507
177, 565
53, 80S
2, 503

05
09
92
69

402,138 58
764 72o 00
1, 446, 607 62
16,797,644 00

1 §04.
JANLAKY 4.

APRIL 4.

JULY 4.

OCTOBER 3.

139 banks.

307 banks.

467 b a n k s .

508 b a n k s .

Loans and discounts
X S. bonds and securities
L
Other items
Due from national banks
I>ue from other b'ks and b'k'rs
Keal estate, furniture, <c
fc
Current expenses

$10,666,095 60
15,112,250 00
74,571 48

Checks and other cash items..
Bills of nat'l and other banks.
Specie and other lawful mon'y.
Total

577, 507 02
895, 521 00
5,018,622 57

2, 651, 016 06
1, 660, 000 00
22,961,411 64

5, 057,122 90
5, 344,172 00
42,283,798 23

7, 640,169 14
4, 687, 727 00
44, 801,497 48

37, 630. 691 58

114,820,287 66

252,273,803 75

297,108,105 30

$31, 503, 943 43
41,175,150 00
432, 059 05
4, 600, 470
8, 537, 908
755, 696
352,720

"4, 786,124 58
381,144 00
118,854 43

56
04
41
77

$70, 746, 513 33
92, 530, 500 00
842, 017 73
15, 935,730
17, 337, 558
1, 694, 049
502,341

13
66
46
31

$93, 238, 657 92
108, 064, 400 00
1, 434, 739 76
19, 9fi5, 720
14, 051, 3W
2,202,318
1, 021, 569

47
3]
20
02

18 6 5.
JANUARY 2.

j

Loans and discounts
U. S. bonds and securities
Other items

$160,448,718 00
170, 578, 750 00
3, 2U4, 883 27

Due from national banks
Due from otht>r b"ks and b'k'rs
Keai estate, furniture, &c
Current expenses
.'
Premiums paid

30, 820,175 44
19, 830, 072 83
4,083,226 12
1, 053, 725 34
1,323,023 56

Checks aud other cash items-.
Bills of nat'l and other banks,
bpecie
Legal tenders and fract'l enr'y

17,837,400
14, 275,153
4, 481. 037
72, 535, 504

Total




77
00
68
67

512, 508, 606 68

JULY 3.

OCTOBER 2.

907 banks.

638 banks.

Al'lilL 3.

1,294 b a n k s .

1,513 b a n k s .

$252, 404, 208 07
277.619,900 00
4, 275, 700 51

$302, 442, 743 08
301, 744,850 00
12,569,120 38

$487,170,136 29
427. 731, 300 00
19, 048, 513 15

40, 0G3, 243
22, 554, 030
0, 525, 118
2, 29K, 025
1, 823, 201

47
57
80
05
84

70, 077, 530
2G, 078, 028
11,231,257
2, 338,775
2, 243,210

50
01
28
50
31

80, 978, 080
17, 303, 232
14,703,281
4, 539, 525
2, 585,501

55
25
77
11
06

20, 031, 304
13, 710, 370
G, 050, 600
112, 090, 3120

13
00
47
50

41,314, 004
21, 651, 826
9,437,000
168,42G, 166

50
00
40
55

72, 309, 854
16, 247,241
18,072, 012
189,988,496

44
00
53
28

771, 514, 039 10

1,126, 455,481 G6

* Including amount due from national banks.

1,359,768,074 4»

R E P O R T O F fi'H.K.CO:*U'i.icOJLLKK '?F T H E C U R R E N C Y .

CLIX

Batiks from October, 18G3, to October, 18$ 1.

APRIL.

JANUARY.

JULY.

OCTOBER 5.

Liabilities.
CC banks.

Capital stock

$7,188, 393 00

....

Undivided profits
Individual and other deposits.
Due to nat'l and other banks*.
0thor items

128, 030
8,497,681
981,178
2, 360

Total

06
84
59
51

16, 797, G44 00

1

§64.

JANUARY 4.

Total

JULY 4.

OCTOBER 3.

139 banks.

Capital stock.
.Surplus fund
'Undivided profits
'National b' k notes outstanding
Individual and other depositsDue to nat'l and other banks*.
Other item 9

APRIL 4.
307 banks.

467 b a n k s .

508 banks.

$14, 740, 522 00
432, 827 81
30,155
19, 450, 492
2,153, 779
822, 914

00
53
38
86

37, 630, 691 58

$42, 204, 474 00

$75,213,945 00

$86,782,802 00

1, 625, 656 87

1,129,910 22
3,094,330 11

2,010,280 10
5, 982, 392 22

9, 797, 975
51,274,914
(>, 814, 930
3,102, 337

00
01
40
38

114,820,2S7 66

25, 825, 605
119,414,239
27, 382, 006
213,708

00
03
37
02

252, 273, 803 75

45, 260, 504
122, 160, 536
34,862,384
43, 289

00
40
81
77

297,108,195 30

I §65.
JULY 3.

638 banks.

Surplus fund
Undivided profits .
National b'k notes outstanding
Individual and other deposits.
U aited States deposits.
Duo to national banks
Due to other b'ksand bankers*
Other items
.,
Total




1,294 banks.

! $135, 618, 874 00

Capital stock..

907 banks.
$215,320, 023 00

$325, 834, 558 00

$393,157,206 00

8,663,311 22
12, 283, 812 65

17,318,942 65
17,809,307 14

31, 303, 565 C4
23,159, 408 17

38, 713, 3S0 72
32, 350, 278 19

1,513 banks.

66, 769, 375 00

98, 896,488 00

131,452,158 00

171, 321, 903 00

383,479,036 98
37, 764,729 77

262, 901,473 13
57, 630,141 01

398, 357, 559 59
58, 032, 720 67

500,910. 873 22
48,170 381 31

30, 619,175 57
37,104,130 62

41,301,031 16
59,692,581 64

78, 261 045 64
79, 591, 594 93

90, 044, 837 08
84,155,161 27

265, 620 87

578, 951 37

462, 871 02

944 053 70

512,568,666 68

771, 514, 939 10

1,126,455,481 CO

1,359,768, 074 49

* Including State bank circulation outstanding.

CLX

REPORT OF TIIE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
1§6G.

Loans and discounts
V. S. b'ds dop'd to secure circ'n
Other U. S. b'dsandsecurities.
Oth'r stocks, b'ds, ami niortg's
Due from national banks
Due from other b'ks and b'k'rs
Real estate, furniture, &c
Current expenses
Premiums paid
Checks and other cash items.
Bills of national and other b ks
Specie
Legal tenders and fract'l cur'y
Total

JA.NUAKY 1.

AP1UL 2.

JULY 2.

OCTOBER 1.

1,582 b a n k s .

Beaonrces.

1,612 banks.

1,634 b a n k s .

1,644 b a n k s .

$500, 650.109 19
298, 376, 850 00
142. 003, 500 00
17,483,753 18
G3, 2">4, 551 02
K6:>8,229 87
15,43G,296 16
3, 193,717 78
2, 423, 918 02
89, 837, 684 50
20, 406, 442 00
19, 205, 018 75
187, 84G, 548 82
1,404, 776, 619 29

$528, 080, 526
315,850,300
125. 625, 750
17, 379, 738

70
00
00
92

$550,353,094
326, 483,350
121,152,950
17,565,911

87, 504, 329
13,682,345
15, 895, 504
4, 927, 599
2, 233, 516

71
12
46
79
31

96, 69G, 482
13,982,613
16,730,923
3, 032, 716
2, 398, 872

105, 490,619
18,279,816
17, 529, 778
189, 867, 852

36
00
42
52

96, 077,134
17, 866, 742
12, 629, 376
201,425,041

1, 442, 407, 737 31

$603,314,704
331, 843, 200
94, 974, 650
15, 887,490

83
00
00
06

C
O
23
62
27
26

107, 650,174
15,211,117
17,134,002
5,311,253
2, 493, 773

18
16
58
35
47

53
00
30
63

103, 684,249
17, 437, 779
9,226, 831
205, 793,578

21
00
82
76

17
00
00
46

1, 476, 395, 208 13

1, 526, 962,804 42

1 §67.
JAN LAKY 7.

L o a n s and discounts
U. S. b'ds dex>'d to secure circ'u
U. S. b ' d s dep'd to sec'ro dep'ts
V. S. b'ds and scc'ties on hand.
O t h ' r stocks, b'ds, and mortg's
D u e from national b a n k s
D u e from other b ' k s and b ' k ' r s
Real estate, furniture, &c
C n iTent expenses
P r e m i u m s paid
Checks and other cash i t e m s .
Bills of national b a n k s
Bills of o t h e r b a n k s
Specie
L^tral tenders and fract'l cur'y
Compound interest notes

Total

AI'KIL 1.

JULY 1.

OCTOBER 7.

1,648 b a n k s .

1,642 b a n k s .

1,636 b a n k s .

1,642 b a n k s .

$608, 771, 799
339, 570, 700
36,185,950
52, 949, 300
15, 073, 737
92, 552, 206
12, 996,157
18, 925, 315
2, 822, 675
2, 860, 398

61
00
00
00
45
29
49
51
18
85

101,430, 220
19, 263, 718
1,176,142
19, 726, 043
104,872,371
82, 047, 250

18
00
00
20
64
00

87, 951,405 13
12, 873, 785 00
825, 748 00
11,444,529 15
02,861,254 17
84, 065, 790 00

92, 308, 911 87
9, 663, 322 82
19, 800, 905 80
3, 249,153 31
3, 338, G O 37
O
128,312,177 79
16,138, 769 00
531, 267 00
11,128, 672 98
102, 534, 613 46
75, 488, 230 00

1, 511, 222, 985 40

1,465,451,105 84

1, 494, 084, 52G 01

$597, 648, 280
388, 863, 650
38, 465, 800
46, 639, 400
20,194, 875

53
00
00
00
21

94,121,186
10, 737, 392
19, 625, 893
5, 693, 784
3, 411, 325

21
90
81
17
56

$588, 450, 396
337, 684, 250
38, 368, 950
45, 033, 700
21, 452, 615

12
00
00
00
43

$609, 675,214
338, 640,150
37, 862,100
42, 460, 800
21,507,881

61
00
00
00
42

95,217,610
8, 389, 226
20, 639, 708
5,297,494
2, 764,186
134,603,231
11,841,104
333,209
12, 798, 044
100, 550, 849
56, 888,250

14
47
23
13
35
51
00
00
40
91
00

1, 499, 409, 060 17 .

1§6§.
JANUARY 6.

Loans and discounts
U. S. b'ds dep'd to secure circ'n
U. S. b'ds dep'd to sec're dep'ts
U. S. b'ds and sec'ties on hand.
Oth'r stocks, D'ds, andmortg's
Due from national banks
Due from other b'ks and b'k'rs
Real estate, furniture, &
.
C
Current expenses
Premiums paid
Checks and other cash items.
Bills of national banks
Bills of other banks
Fractional currency
Specie
Legal-tender notes
Compound interest notes
Three per cent, certincates ..
Total




APRIL 6.

JULY 6.

OCTOBER 5.

1,642 banks.

1,643 banks.

1,640 b a n k s .

1,643 b a n k s .

$G16, 603, 479
339, 06-1, 200
37, 315, 750
44,164, 500
19, 365, 864

89
00
00
00
77

99, 311, 446
8, 480,199
21,125, 6G5
2, 986, 893
2, 464, 536

G
O
74
68
86
96

109,390,266
16, 655, 572
201,269
1, 927, 876
20,981,601
114,306,491
30, 997, 030
8, 245, 000

37
00
00
78
45
00
00
00

1,502, 647,644 10

$628, 029, 347
339, 686,.650
37,440,000
45,958,550
19, 874, 384

05
00
00
00
33

9.-», 900, G G 35
O
7, 074, 297 44
22, 082, 570 25
5, 428, 460, 25
2, 060,106 09
114,993,036
12,573,514
190, 106
1, 825, 640
18, 373, 043
84, 390, 219
38, 017, 490
24, 255, 000

23
00
00
16
22
00
00
00

1,499, 668, 920 97

$655, 729, 546
339, 569,100
37, 853,150
43, 068, 350
20, 007, 327

42
00
00
00
42

$657, 668,847
340, 487, 050
37, 360,150
36, 817, 600
20, 693, 406

83
00
00
00
40

114,434, 097
8, 642, 456
22, 699, 829
2, 938, 519
2, 432, 074

93
72
70
04
37

102,278,547
7, 848, 822
22,747,875
5,278,911
1, 819,815

77
24
18
22
50

124, 076, 097
13, 210,179
342,550
1, 863,358
20,755, 019
100,166,100
19,473, 420
44, 905,000

71
00
00
91
04
00
00
00

143,241,304
11,842,974
222,668
2,262,791
13, 003,713
02,453, 475
4, 513,730
59, 080, 000

99
00
00
97
39
00
00
00

1,572,167, 076 26

1,559,621,773 49

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXI

Banks from October, 1863, to October, 1881—Continued,
18 0 0.
JANUARY 1.

APRIL 2.

JULY 2.

OCTOBER 1.

1,582 banks.

1,612 banks.

1,634 banks.

1,644 banks.

$403,357,34G 00

$409, 273, 534 00

$414, 270, 493 00

$415, 472, 369 00

43, 000,370 78
28, 972, 493 70

44,687,810 54
30, 904, 422 73

50,151,991 77
29, 280,175 45

53,359, 277 64
3£ 593,486 69

National Irk notes outstanding;
State bank notes outstanding.

213,239, 530 00
45, 449,155 00

248, 886, 282 00
33,800, 865 00

267, 798, 678 00
19, 990,103 00

280, 253, 818 00
9,748,025 00

Individual deposit*
U. S. deposits
Dep'tsof U. S. disb'sing officers

522, 507, 829 27
29, 747,230 15

534, 734, 950 33
29,150, 729 82

533, 338,174 25
30, 038,185 03
3, 000,892 22

564, 616,777 64
30,420, 819 80
2, 979, 955 77

Due to national banks
Due to other b'ks and bankers -

94,709,074 15
23, 793, 584 24

89, 067, 501 54
21,841, 641 35

96, 496, 726 42
25, 951, 728 99

110, 531,957 31
26, 986, 317 57

1, 442,407, 737 31 1,476, 395, 208 13

1, 526, 962,804 42

Liabilities.

Capital stock
Surplus fund
Undivided profits

1,404, 776,019 29

Total

1

§67.

JANUARY 7.

APRIL 1.

JULY 1.

OCTOBER 7.

1,648 banks.

1,642 banks.

1,630 banks.

1,642 banks.

$420,229, 739 00

$419, 399, 484 00

$418,558,148 00

59,992, 874 57
20,901, 382 00

60, 206, 013 58
31,131, 034 39

63, 232, 811 12
30,056, 222 84

66, 695, 587 01
33,751,446 21

Xational b'k notes outstanding
State bank notes outstanding.

291, 436, 749 00
6,961, 499 00

292, 788, 572 00
5,400, 312 00

291, 769, 553 00
4,484,112 00

293,887,941 00
4,092,153 00

Individual deposits
U. S. deposits
Dep'tsof U. S. disb'sing officers

558, 699, 768 06
27, 284, 876 93
2,477, 509 48

512, 046,182 47
27, 473, 005 66
2, 050, 981 39

539, 599, 076 10
29, 838, 391 53
3,474,192 74

540,797, 837 51
23, 062,119 92
4, 352,379 43

Due to national banks
Due to other b'ks and bankers.

92, 761, 998 43
24, 416, 588 33

91,156, 890 89
23,138, 629 46

89, 821, 751 60
22, 659,267 08

93, 111, 240 89
19, 644, 940 20

1, 511, 222, 985 40 1,465,451,105 84

1,494,084,526 01

1,499,469,060 17

Capital stock
Surplus fimd
Undivided profits

Total

$420, 073,415 00

1 8 0 8.
JANUARY 6.

APRIL 6.

JULY 6.

OCTOBER 5.

1,642 banks.

1,643 banks.

1,640 banks.

1,643 banks.

$420,260,790 00

$420,676,210 00

$420,105,011 00

$420,634,511 00

70, 586,125 70
31,399, 877 57

72, 349,119 60
32,861,597 08

75,840,118 94
33, 543,223 35

77,995,761 40
36,095,883 98

National b'k notes outstanding
State bank notes outstanding.

29-4,377, 390 00
3,792, 013 00

295,336, 044 00
3,310,177 00

294,908,264 00
3,163, 771 00

295,769,489 00
2, 906,352 00

Individual deposits
U. S. deposits
Dep'taorU. S. disb'sing officers

534,704,709 00
24, 305, 638 02
3,208,783 03

532, 011,480 36
22,750, 342 77
4, 976, 682 31

575, 842, 070 12
24, 603, 676 96
3,499,389 99

580,940,820 85
17,573,250 64
4, 570,478 16

Dne to national banks
Dae to other b'ks and bankers

98,144, 669 61
21,867,643 17

94,073,631 25
21,323, 636 G
O

113,306,346 34
27,355,204 56

99,414,397 28
23,720,829 18

1,502,647,644 10

1,499,668,920 97

1,572,167,076 26

1,559,621,773 49

Capital stock
Snrplusfnnd
Undivided profits

Total

c c-




-XI

CLXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
1

869.
APRIL 17.

JUNE 12.

OCTOBER 9.

1,628 banks.

Resources.

JANUARY 4.

1,020 banks.

1,619 banks.

1,017 banks.

Loans and discounts
$644, 945, 039 53
U. S. bonds to secure cire'lat'n
338, 539, 950 00
U. S. bonds to secure deposits
34, 538, 350 00
U. S. b'dsand sec'tiesonhand.
35, 010, 600 00
Otli'r stocks, b'ds, and moitg's
20,127,732 96
Dno from redeeming agents..
65, 727, 070 80
Due from othernational banks
36, 067, 316 84
Due from State b'ks and b'k'rs
7, 715, 719 34
Real estate, furniture, &c
23,289, 838 28
CuiTent expenses
3, 265, 990 81
Premiums paid
1, 654, 352 70
Checks and other cash items.
142, 605, 984 92
Bills of other national banks.
14, 684, 799 00
Fractional currency
2,280,471 06
Specie
29, 626, 750 26
Legal-tender notes
88,239,300 00
Three per cent, certificates . .
52, 075, 000 00
Total

$686, 347, 755 81
338, 699, 750 00
27, 625, 350 00
27, 476, 650 00
20, 777, 500 53
62, 912, 636 82
35, 556, 504 53
9,140, 919 24
23,859,271 17
5, 820, 577 87
1, 809, 070 01
161, 614, 852 66
11,524,447 00
1, 804, 855 53
18,455,090 48
80,934,119 00
49, 815, 000 00

$682, 883,106 97
339,480,100 00
18, 704, 000 00
25 903, 950 00
22,250,097 14
56, 669, 562 84
35, 393, 503 47
8, 790,418 57
25,109,188 95
5, 646, 382 96
2, 092, 304 85
108,809,817 37
10,770, 023 00
2., 090, 727 38
23, 002, 405 83
83, 719, 295 00
45, 845, 000 00

1, 564,174, 410 05

1, 497,226, 604 33

$662, 084, 813 47
338, 379, 250 00
29, 721, 350 00
30, 226, 550 00
20,074,435 69
57, 554, 382 55
30, 520, 527 89
8, 07.1, 595 60
23, 708,188 13
5,641,195 01
1, 716, 210 13
154,137,191 23
11, 725, 239 00
2, 088, 545 18
9, 944, 532 15
80,875,161 00
51,190, 000 00

1, 540, 394, 266 50 1, 517, 753,107 03

1 87

o.

JANUARY 22.

MARCH 24.

JUNE 9.

OCTOBER 8.

DECEMBER 2&

1,615 banks.

1,615 banks.

1,612 banks.

1,615 banks.

1,G48 banks.

Loans and discounts. $088, 875, 203 70 $710, 848, 609 39 $719, 341,186 06 $715, 928, 079 81 $725, 515, 538 49
Bonds for circulation. 339, 350, 750 00 339, 251, 350 00 338, 845, 200 00 340, 857,450 00 344,104, 200 00
15, 381, 500 00 15,189, 500 00
Bonds for deposits... 17, 592, 000 00 16,102, 000 00 15,704,000 00
27, 292,150 00 28, 276, 600 00 22, 323, 800 00 23, 893, 300 00
U. S. bonds on hand . 24, 677,100 00
20, 524, 294 55 23,300, 681 87 23, 614, 721 25 22, 686, 358 59
Other stocks and b'ds 21, 082,412 00
Due from red'g agents 71, 641, 486 05 73, 435,117 98 74, 635,405 61 60, 275, 008 92 64, 805, 062 88
D u e from nat'l banks 31, 994, 609 26 29, 510, 688 11 36,128, 750 66 33, 948, 805 65 37, 478,166 49
9, 824,144 18
9, 319, 500 54 10, 238, 219 85 10,430,781 32
9, 202,490 71
D u e from State banks
26, 002,713 01 26, 330,701 24 26, 593,357 00 27,470, 746 97 28,021, 637 44
Real estate, <fce
6, 905, 073 32
3,469, 588 00
0, 083,189 54
6, 324, 955 47
5, 871, 750 02
Current expenses
3,251,648 72
2,439, 591 41
2, 080, 882 39
3, 076,456 74
2,491, 222 11
Premiums paid
13, 229,403 34
Cash items
111, 624, 822 00 11, 207, 703 12 11, 497, 534 13 12,536, 613 57
Clear'g-house exch'gs
75, 317, 992 22 83, 936, 515 64 79, 089, 688 39 70,208,707 00
National bank notes. 15, 840, 669 00 14, 220, 817 00 16, 342, 582 00 12, 512, 927 00 17, 001, 846 00
2, 078,178 05
2,150,522 89
Fractional c u r r e n c y .
2,476, 906 75
2, 285,499 02
2,184, 714 39
48,345,383,72
Specie
37, 096, 543 44 31,099,437 78 18,460, 011 47 26, 307, 251 59
80,580,745 00
Legal-tender notes . 87,708, 502 00
82,485, 978 00
94, 573, 751 00 79,324,577 00
Three per cent, cert'fs 43,820,000 00 43, 570, 000 00 43,465, 000 00 43,345, 000 00 41, 845, 000 00
Total

1,540,201,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93

1 8 7 1.
MAliCH 18.

APRIL 29.

JUNE 10.

OCTOBER 2.

DECEMBER 16.

1,688 hanks.

1,707 banks.

1,723 banks.

1,767 banks.

1,790 banks.

Loans and discounts. $767, 858,490 59 $779,321,828 11 $789,416,568 13
Bonds for circulation 351, 556,700 00 354,427, 200 00 357, 388,950 00
Bonds for deposits... 15, 231, 500 00 15, 236, 500 00 15, 250, 500 00
U. S. bonds on hand. 23,911,350 00 22,487, 950 00 24,200,300 00
22,414, 659 05 23,132,871 05
Other stocks and b'ds 22,763,869 20
Due fromred'gagents 83, 809,188 92 85, 001, 016 31 92, 369,246 71
38,332, 679 74 39, 636, 579 35
Due from nat 1 banks 30, 201,119 99
Due from State banks 10,271,605 34 11,478,174 71 11, 853,308 60
28, 805, 814 79 29, 242, 762 79 29, 637, 999 30
Seal estate, &c
6,764,159 73
6,295,099 46
6, 694, 014 17
Current expenses
4,414,755 40
5,026, 385 97
3,939, 995 20
Premiums paid
11, 642,644 74 12,749,289 84 13,101,497 95
Cash items
Clear' g-house exch'gs 100,693, 917 54 130,855, 698 15 102, 091,311 75
National bank notes. 13,137, 006 00 16, 632, 323 00 19,101, 389 00
2,103,298 16
2,135,763 09
2,160,713 22
Fractional currency.
25,769,166 64 22,732,027 02 19,924,955 16
Specie
91,072,349 00 106,219,126 00 122,137,660 00
Legal-tender notes...
Three per cent, cert'fs 37,570,000 00 33, 935,000 00 30, 690, 000 00
Total




$831, 552,210 00 $818, 996, 311 74
364,475, 800 00 366, 840, 200 00
28, 087, 500 00 23,155,150 00
17,753, 650 00
17, 075, 500 00
24, 517, 059 35 23,061,184 20
77,985,600 53
86,878,608 84
43, 525, 362 05 43, 313,344 78
12,772, 669 83 13,069,301 40
30, 089,783 85 30, 070,330 57
6,153,370 29
7,330,424 12
5,500, 890 17
5, 956, 073 74
13,784,424 76
14,058,268 80
101,165,854 52 114, 538, 539 93
14,197, 653 00 13, 085,904 00
2, 061, 600 89
2,095,485 79
13,252, 998 17 29, 595,299 56
93,942,707 00
109,414,735 00
25,075,000 00 21,400,000 00

1,627,032,030 28 1,094,440,912 94 1,703,415,335 65 1,730,566,899 72 1,715,861,897 22

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXIII
Banks from October, 1863, to October, 1881~Continued.
69.

18
JANUARY 4.

Surplus fund
Undivided profits
Nat'l bank notes outstanding..
State bank notes outstanding.
Individual deposits
U. S. deposits
Dep'tsU. S. disbursing officers.
Due to national banks
Due to State banks and b'k'rs

JUNE 12.

OCTOBER 9.

1,620 b a n k s .

1,619 b a n k s .

1,617 b a n k s .

$419, 040, 931 00

Capital stock

APRIL 17.

1,628 b a n k s .

Liabilities.

$420, 818,721 00

$422, 659,260 00

$426, 399,151 00

81,169,936 52
35, 318, 273 71

82, 653,989 19
37,489. 314 82

82,218, 576 47
43, 812, 898 70

86,165,334 32
40, 687, 300 92

294,476, 702 00
2, 734, 669 00

292,457, 098 00
2, 615, 387 00

292, 753, 286 00
2, 558, 874 00

293, 593, 645 00
2,454, 697 00

568, 530, 934,11
13, 211, 850 19
3,472, 884 90

547, 922,174 91
10,114, 328 32
3, 665,131 61

574, 307, 382 77
10, 301, 907 71
2, 454, 048 99

511,400,196 C3
7,112, 646 67
4, 516, 648 12

95, 453,139 33
26, 984, 945 74

92, 662, 648 49
23, 018, 610 62

100, 933, 910 03
28, 046, 771 30

95, 067, 892 83
23, 849,371 62

2,464, 849 81
1, 870, 913 26

2, 392, 205 61
1, 735,289 07

3,839,357 10
2,140,363 12

1, 517, 753,167 03

1, 564,174,410 65

1,497, 226, 604 33

Notes and bills re-discounted..
Bills payable
Total

1, 540, 394, 266 50

18

70.

JANUARY 22.

JUNE 9.

OCTOBER 8.

1,615 b a n k s .

Capital stock
Surplus fnnd
Undivided profits

MARCH 24.
1,615 b a n k s .

1,612 b a n k s .

1,615 b a n k s .

$426, 074, 954 00 $427, 504, 247 00 $427, 235, 701 00 $430, 399, 301 00

DECEMBER 28.
1,648 b a n k s .
$435, 356, 004 00

90.174,281 14
34. 300,430 80

90, 229, 954 59
43,109,471 62

91, 689,834 12
42,861,712 59

94, 061, 438 95
38, 608, 618 91

94, 705, 740 34
46,056, 428 55

Nat'l bank circulation
State bank circulation
Dividends unpaid

292, 838, 935 00
2, 351, 993 00

292, 509,149 00
2, 279, 469 00

291,183, 614 00
2, 222, 793 00

291, 798, 640 00
2,138, 548 00

296, 205, 446 00
2, 091, 799 00

2, 299, 296 27

1,483,416 15

1, 517, 595 18

2,462, 591 31

2, 242, 556 49

Individual deposits ..
U. S. deposits
Dep'tsU. S.dis.offi'rs
Due to national banks
Due to State banks ..

546,236,881 57
6, 750,139 19
2, 592, 001 21

516, 058, 085 26
6,424,421 25
4, 778, 225 93

542,261,563 18
10,677,873 92
2, 592, 967 54

501, 407, 586 90
6, 807, 978 49
4, 550,142 68

507, 368, 618 67
6, 074, 407 90
4,155,304 25

108, 351, 300 33
28, 904, 849 14

109, 667, 715 95
29, 767, 575 21

115,456,491 84
33, 012,162 78

100,348, 292 45
29, 693, 910 80

106,090,414 53
29, 200, 587 29

Notes re-discounted . 3, 842, 542 30
Bills payable
1, 543, 753 49
Total
1,546,261,357 44

2,462, 647 49
2, 873, 357 40

2, 741, 843 53
2, 302, 756 99

3, 843, 577 67
4, 592, 609 76

4, 612, 131 08
4, 838 667 83

1,529,147,735 85 1,505,756,909 67 1,510,713,236 92

1,538,998,105 93

187

1.

MARCH 18.

JUNE 10.

OCTOBER 2.

1,688 b a n k s .
Capital stock

APRIL 29.
1,707 b a n k s .

1,723 b a n k s .

1,767 b a n k s .

$444, 232,771 00 $446, 925,493 00 $450,330,841 00 $458, 255, 696 00

DE< MEMBER 16.
1,790 b a n k s .
i>460, 225, 866 00

96,862,081 66
43,883,857 64

97, 620, 099 28
44, 776, 030 71

98, 322, 203 80
45, 535, 227 79

101,112, 671 91
42, 008, 714 38

101, 573, 153 62
48, 630, 925 81

Nat'l bank circulation 301, 713, 460 00
2, 035, 800 00
State b a n k circulation

306,131, 393 00
1,982, 580 00

307, 793,880 00
1, 968, 058 00

315,519,117 00
1,921, 056 00

318,265,481 00
1, 886, 538 00

Surplus fund
Undivided profits

1, 263,767 70

2, 235, 248 46

1,408, 628 25

4, 540,194 61

1,393,427 98

Individual deposits . •561,190, 830 41
6, 314, 957 81
U. S. deposits
4, 813, 016 66
D e p ' t s U. S. dis. offi'rs

611,025,174 10
6, 521, 572 92
3, 757, 873 84

602,110,758 16
6, 265,167 94
4, 893, 907 25

600, 868,486 55
20, 511, 935 98
5, 393, 598 89

596, 586, 487 54
14, 829. 525 65
5, 399,108 34

D u e to national b a n k s 118, 904, 865 84
D u e to State b a n k s . . . 37, 311 519 13

128, 037,469 17
36,113,290 67

135,167, 847 69
41,219, 802 96

131, 730,713, 04
40,211,971 67

118,657.614 16
38,116,950 67

3, 256, 896 42
5, 248, 206, 01

3, 573, 723 02
5,740,964 77

3,120, 039 09
5, 278, 973 72

3, 964, 552 57
4,528,191 12

4, 922, 455 78
5,374,362 67

1,627,032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72

1,715.861,897 22

Dividends unpaid

Not es re-discounted..
Bills payable

Total




CLXIY REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1872.
FEBRUARY 27.

APRIL 19.

JUNE 10.

OCTOBER 3.

DECEMBER 27.

1,814 banks.

Resources.

1,843 banks.

1,853 b a n k s .

1,919 b a n k s .

1,940 b a n k s .

Loans and discounts. $839, 665, 077 91
Bonds for circulation 370, 924, 700 00
Bonds for deposits... 15, 870, 000 00
U. S. bonds on hand. 21, 323,150 00
Other stocks and b'ds 22, 838, 338 80
Due from red'g agents 89, 548, 329 93
Due from nat'l banks. 38, 282, 905 86
Due from State banks 12, 269, 822 68
30, 637, 676 75
Real estate, &c
6, 265, 655 13
Current expenses
6, 308,821 86
Premiums paid
12,143,403 12
Cash items
Clear'g-house exch'gs 93, 154,319 74
National bank notes. 15, 552, 087 00
Fractional currency . 2, 278,143 24
25, 507, 825 32
Specie
Legal-tender notes... 97, 865,400 00
U. S. cert'fs of deposit
Three per cent, cert's 18,980,000 00
Total

49 $871, 531, 448 67 $877,197, 923 47 $885, 653,449 62
00 377, 029, 700 00 382, 046,400 00 384,458, 500 00
15, 409, 950 00
00
15,479, 750 00
16, 304,750 00
16,458, 250 00
00
12,142,550 00
10, 306,100 00
22, 270, 610 47
06
23, 533,151 73
23,160,557 29
91, 564, 269 53
24
80,717,071 30
86, 401,459 44
39,468, 323 39
81
34,486, 593 87
42,707, 613 54
13, 014, 265 26
94
12, 976, 878 01
12, 008,843 54
31,123, 843 21
98
32,276,498 17
33, 014, 796 83
6, 719, 794 90
23
6, 310,428 79
8.454, 803 97
6, 616,174 75
29
6, 546,848 52
T, 097,847 86
13,458,753 80
40
14, 916, 784 34
13, 696,723 85
88, 592, 800 16 110, 086, 315 37
36
90,145,482 72
16, 253, 560 00
00
15, 787,296 00
19, 070, 322 00
2, 069, 404 12
29
2,151, 747 88
2, 270, 576 32
24, 256, 644 14
46
10, 229,756 79
19, 047,336 45
00 122, 994,417 00 105,121,104 00 102, 922, 369 00
6, 710, 000 00
12, 650, 000 00
7,140, 000 00
4,185, 000 00
15, 365, 000 00
12, 005, 000 00

$844, 902, 253
374, 428, 450
15,169, 000
19, 292,100
21, 538, 914
82,120, 017
36, 697, 592
12, 299, 716
30, 809, 274
7, 026, 041
6, 544,279
12,461,171
114,195, 966
18, 492, 832
2,143, 249
24, 433, 899
105, 732,455

1,719,415,657 34 1,743,052,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43

3.
FEBRUARY 28.

APRIL 25.

JUNE 13.

SEPTEMBER 12.

DECEMBER 26.

1,947 banks.

1,962 banks.

1,968 banks.

1,976 b a n k s .

1,976 b a n k s .

Loans and discounts $913, 265,189 67 $912, 064, 267 31 $925, 557, 682 42 $944, 220,116 34 $856, 816, 555 05
Bonds for circulation. 384, 675, ,050 00 386,763, 800 00 388, 080, 300 00 388, 330,400 00 389, 384,400 00
14, 805, 000 00
15, 935, 000 00
14, 815, 200 00
16, 235, 000 00
Bonds for d e p o s i t s . . . 15, 035, 000 00
8, 824, 850 00
9,789,400 00
8, 630, 850 00
9,613, 550 00
U. S. bonds on hand. 10, 436, 950 00
23, 709, 034 53
22, 912, 415 63
24, 358,125 06
22,449,146 04
Other stocks and b'ds 22, 003,306 20
96,134,120 66
97,143, 326 94
73, 032, 046 87
95,773,077 10
88, 815, 557 80
Due from red'g agents
41,413, 680 06
43, 328, 792 29
40,404, 757 97
38, 671, 088 63
Due from nat'l banks. 39,483,700 09
12, 022, 873 41
14, 073,287 77
11,185, 253 08
12, 883, 353 37
Due from State b a n k s 13, 595, 679 17
34, 661,823 21
34, 820, 562 77
35, 556, 746 48
34, 023, 057 77
34, 216, 878 07
Keal estate, &o
6, 985,436 99
7,154, 211 69
8, 678,170 39
6, 977, 831 35
7,410, 045 87
C u r r e n t expenses
7,752, 843 87
7, 890, 962 14
7, 987, 707 14
7, 205, 259 67
7, 559,987 67
Premiums p a i d . . . . . .
11,433,913 22
13, 036, 482 58
12, 321, 972 80
11, 761,711 50
11,425, 209 00
Cash items
88,926, 003 53
91, 918, 526 59
62,881,342 16
94,132,125 24
Clear'g-house exch'gs 131, 383, 860 95
16,103, 842 00
20, 394, 772 00
21,403,179 00
19, 310,202 00
National bank notes. 15, 998, 779 00
2, 302, 775 26
2,197, 559 84
2, 287,454 03
2, 289, 680 21
2,198, 973 37
Fractional c u r r e n c y .
19, 868, 469 45
27, 950, 086 72
26, 907, 037 58
17,777,673 53
16, 868, 808 74
Specie
92, 522, 663 00 108,719, 506 00
97,141, 909 00 100, 605, 287 00 106,381,491 00
Legal-tender n o t e s . .
20, 610, 000 00
22, 365, 000 00
24, 010, 000 00
18, 370, 000 00
U. S. cert'fs of deposit 18, 460, 000 00
305, 000 00
1,805,000 00
710, 000 00
T h r e e per cent, cert's

Total

1,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 61

187 4 .
FEBRUARY 27.

MAYl.

JUNE 26.

OCTOBER 2.

DECEMBER 31.

1,975 banks.

1,978 banks.

1,983 b a n k s .

2,004 b a n k s .

2,027 b a n k s .

Loans and discounts. $897,859,600
Bonds for circulation. 389, 614, 700
Bonds for deposits. . 14, 600, 200
U. S. bonds on hand. 11, 043,400
Other stocks and b'ds 25,305,736
D u e from r e s ' v e a g ' t s 101, 502,861
D u e from nat'l b a n k s . 36, 624, 001
Due from State banks 11, 496, 711
Real estate, &c
36,043,741
C u r r e n t expenses
6, 998, 875
Premiums paid
8,741,028
C a s h items
10, 269, 955
"Clear7 g-house exch'gs 62, 768,119
National bank notes. 20, 003,251
Fractional currency
2,309,919
Specie
33,365, 863
Legal-tender n o t e s . . . 102,717, 563
TJ. S. cert'fs of deposit 37,235,000
Dep. w i t h U. S. Treas

Total




46 $923,347, 030 79 $926,195,671 70 $954, 394,791 59 $955,862, 580 51
00 389,249,100 00 390,281,700 00 383,254,800 00 382, 976, 200 00
14,691,700 00
14,890, 200 00
14, 890, 200 00
00
14,714,000 00
13, 313, 550 00
10,456, 900 00
10,152, 000 00
00
15, 290, 300 00
27, 807,826 92
27,010,727 48
25,460,460 20
24
28, 313,473 12
83,885,126 94
97,871, 517 06
94,017, 603 31
58
80,488, 831 45
39,695, 309 47
45, 770,715 59
41,291, 015 24
39
48,100, 842 62
11,196, 611 73
12,374, 391 28
12,469, 592 33
47
11, 655, 573 07
38,112, 926 52
36,708, 066 39
37,270,876 51
50
39,190, 683 04
7, 658,738 82
7,547, 203 05
7, 550,125 20
75
5, 510, 566 47
8,376,659 07
8,680,370 84
8, 563, 262 27
77
8, 626,112 16
12, 296,416 77
11, 949, 020 71
10,496, 257 00
50
14, 005, 517 33
97,383, 687 11 112, 995, 317 55
94,877, 796 52
63, 896, 271 31
19
18,450,013 00
20,673,452 00
23,527,991 00
00
22, 532,336 00
2, 224,943 12
2,187,186 69
2,283,898 92
73
2,392,668 74
21, 240, 945 23
32,569,969 26
22, 326, 207 27
58
22, 436,761 04
80, 021, 946 00
00 101,692, 930 00 103,108, 350 00
82,604,791 00
42,825, 000 00
40,135, 000 00
47,780, 000 00
00
33, 670,000 00
20,349,950 15
91,250 00
21, 043,084 36

1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1,902,409,638 46

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXV
Banks from October, 1863, to October^ 1881—Continued.
18 7 2 .
FEBKUASY 27.

Capital stock

APRIL 19.

JUNE 10.

OCTOBER 3.

1,514 banks.

Liabilities.

1,843 banks.

1,853 banks.

1,919 banks.

DECEMBER 27.
1,940 banks.

$464, 081, 744 00 $467,924,318 00 $470, 543,301 00 $479,629,174 00

$482,606,252 00

Surplus fund
Undivided profits «,„.,,

103, 787,082 62
43, 310,344 46

104,312,525 81
46,428,590 90

105,181,943 28
50, 234,298 32

110, 257, 516 45
46,623, 784 50

111, 410, 248 98
56,762,411 69

Nat'l bank circulation
State bank circulation

321, 634, 675 00
1,830,563 00

325, 305, 752 00
1,703,885 00

327,092,752 00
1, 700,935 00

333, 495,027 00
1, 567,143 m

336, 289, 285 00
1, 511,396 G
O

1, 451, 746 29

1, 561,914 45

1,454,044 06

3,149,749 61

1,356,934 48
598,114, 679 26
7, 8G3, S94 93
5,136, 597 74

Dividends unpaid
Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

593, 645,666 16
7,114, 893 47
5,024,699 44

md, 775, 265 78
6, 355,722 95
3, 416., 371 16

618,801,619 49
0, 993,014 77
5,463,953 48

613, 290, 671 45
7,853, 772 41
4, 563, 833 79

Due to national bamks
Due to State banks ..

128,627, 494 44
39, 025,165 U

120,755, 565 86
35,005,127 84

132,804,924 02
39, 878,826 42

110, 047, 347 67
33,789,083 82

124, 218, 392 83
34, 794, 963 37

Notes re-discouated..
Bills payable

3,818,ffi® 91
6,062, 896 11

4,225,622 04
5, 821, 551 76

4, 745,178 22
5, 942,479 34

5, 549,431 88
6, 040, 562 60

6, 545,059 78
6,946,416 17

Total

1,719,415,057 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43

187
FEBRUARY 2&
1,947 b a s k s .

Capital stock
Surplus fund
Undivided profits

3.

APRIL 25.

JUNE 13.

SErTBMUER 12.

DECEMBER 26.

1,962 banks.

1,968 banks.

1,970 banks.

1,976 banks.

$484, 551, fill 00 $487,891, 251 00 $490,109,801 00 $491, 072, 616 00

$490,266,611 00

114,681,048 73
48, 578, 045 28

115, 805, 574 57
52,415, 348 46

116,847,454 62
5a, 306,154 69

120, 314, 499 20
54,515,131 76

120,961, 267 91
58,375,169 43

Nat'l bank circulation 336,292,459 00
Staste bank circulatioa 1,368,271 00
Dividends xmpaid
1,465, 993 60
Individual deposits .. 656,187,551 61
U. S. deposits
7,044,848 34
Dep'ts U. S.dis.offieers 5, 835, 696 60
Due to national banks 134, 231, 842 95
Due to State banks .. 38,124,803 85
Notes re-discousated.. 5,117, 810 50
Bills payable
5, 672, 532 75
Total
1,839,152,715 21

338,163,864 00
3,280,208 00

338, 788, 504 00
1, 224,470 00

339,081 799 00
1,188,853 00

341, 320,256 0V
1, 230,.585 00

1, 400,491 90

1, 462,336 77

1, 402, 547 89

1,269,474 74

616, 848,358 25
7,880,057 73
4,425,750 14

641,121, 775 27 622,685, 563 29
8, 691, 001 95
7,829, 327 73
6, 416, 275 10
8,098, 560 13

540, 510,602 78
7, 680, 375 26
4, 705,593 36

126,631,926 24
35,036,433 18

137, 856, 085 67
40,741,788 47

133, 672,732 94
39, 298,148 14

114, 996,666 54
36, 598,076 29

5,403, 043 38
7, 059,128 39

5, 515,900 67
7, 215,157 04

5, 987, 512 36
5,480, 554 09

3,811,487 89
7, 754,137 41

1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380, 303 61

1 8 7 4.
FEBRUARY 27.

JUNE 26*

OCTOBER 2.

1,975 b a n k s .
Capital stock

MAY 1.
1,978 banks.

1,983 banks.

2,004 banks.

$490,859,101 00 $490, 077, 001 00 $491,003,711 00 $493, 765,121 00

DECEMBER 31.
2,027 b a n k s .
$495,802,481 00

Surplus fund
123,497, 347 20
Undivided p r o f i t s . . . . 50, 230, 919 83

125, 561,081 23
54,331, 713 13

126, 239,308 41
58,332,965 71

128,958,106 84
51,484,437 32

130,485, 641 37
51,477, 629 33

N a t ' l bank circulation 339,602,955 00
State bank circulation
1,078,988 00

340, 267, 649 00
1,049, 286 00

338, 538, 743 00
1,009, 021 00

333, 225, 298 00
964, 567 00

331,193,159 00
860,417 00

Dividends unpaid

1,291,055 63

2, 259,129 91

1, 242,474 81

3, 516, 276 99

6,088, 845 01

Individual deposits . . 595, 350,334 90
U. S. deposits
7, 276, 959 87
D e p ' t s U. S.dis.officers
5,034,624 46

649, 286, 298 95
7,994,422 27
3,297, 689 24

622, 863,154 44
7, 322,830 85
3,238 639 20

669, 068, 995 88
7, 302,153 58
3,927, 828 27

682, 846, 607 45
7,492,307 78
3, 579,722 94

Due to national b a n k s 138,435, 388 39
Due to State b a n k s . - 48,112, 223 40

135, 640, 418 24
48,683,924 34

143, 033, 822 25
50, 227,426 18

125,102,049 93
50, 718,007 87

129,188,671 42
51, 629,602 30

4, 581,420 38
4, 772, 662 59

4,436, 256 22
4, 352, 560 57

4,197,372 25
4, 950, 727 51

6,365,652 97
5, 398, 800 83

Notes re-discounted.
Bills payable

Total




3,448, 828 92
4, 275,002 51

1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1, 902,409, 638 4t

CLXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1 8 7 5.
MAY 1.

JUNE 30.

OCTOBER 1.

DECEMBER 17.

2, 029 banks.

Resources.

MARCH 1.

2,046 banks.

2, 076 banks.

2,088 banks.

2,086 banks.

Loans and discounts. $956, 485, 939 35 $971, 835, 298 74 $972, 926, 532 14 $984, 691, 434 40 $962, 571,807 70
Bonds for circulation 380, 682, 650 00 378, 026, 900 00 375,127, 900 00 370, 321, 700 00 363, 618,100 00
Bonds for deposits -. 14,492, 200 00
14,147, 200 00
14, 372,200 00
13, 981, 500 00
14, 097, 200 00
U. S. bonds on hand. 18, 062,150 00
12, 753, 000 00
14, 297, 650 00
16, 009,550 00
13, 989, 950 00
Other stocks and b'ds 28,268,841 69
32, 010, 316 18
29,102,197 10
31, 657, 960 52
33, 505, 045 15
Due from resVe ag'ts 89, 991,175 34
89, 788, 903 73
80, 020, 878 75
81, 462, 682 27
85, 701, 259 82
Du© from nat'l banks. 44,720, 394 11
48, 513, 388 86
46, 039, 597 57
44, 831, 891 48
47, 028, 769 18
Due from State banks 12,724,243 97
11,625,647 15
12, 094, 086 39
11, 895,551 08
11, 963, 768 90
Real estiite, &c
39,430,952 12
40, 969, O'JO 49 42,366,647 65
40, 312, 285 99
41, 583, 311 94
Current expenses
7, 790, 581 86
4, 992, 044 34
7, 706, 700 42
9, 218,455 47
7, 841, 213 05
Premium a paid
9, 00G, 880 92
8, 742, 393 83
8,434,453 14
9,442,801 54
8, 670, 091 18
Cash items
11, 734, 762 42
12,433,100 43
13,122,145 88
11, 238, 720 72
12, 758, 872 03
Dlear'ghouse exch'gs 81,127,796 09 116, 970, 819 05
88, 924, 025 93
67,886, 967 04
75,142, 863 45
Bills of other b a n k s . . 18, 909, 397 00
24, 261, 901 00
19, 504, 640 00
17,166,190 00
18, 528, 837 00
Fractional currency.
3,008,592 12
2, 620, 504 26
2, 702, 326 44
2, 901, 023 10
2, 595, 631 78
Specie
16, 607,106 17
18, 959, 582 30
10, 620, 361 64
17, 070, 905 90
8, 050, 329 73
Legal-tender notes. . . 78, 508,170 00
87, 492, 895 00
84, 015, 928 00
70, 725, 077 00
76, 458, 734 00
U. S. cert'fs of deposit 37, 200, 000 00
47, 310, 000 00
38, 615, 000 00
31,005,000 00
48, 810, 000 00
D u e from IT. S. Treas. 21, 007, 919 76
19, 640, 785 52
21, 454,422 29
19, 202,256 68
19, 686, 960 30
To^al

1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,828,469,752 44

187
MARCH 10.
2, 091 banks.

6.

MAY 12.

JUNE 30.

OCTOBER 2.

DECEMBER 22.

2, 089 banks.

2, 091 banks.

2,089 banks.

2,082 b a n k s .

Loans and discounts. $950, 205, 555 (32 $939,895, 085 34 $933, 686, 530 45 $931, 304, 714 06 $929, 066,408 42
Bonds for circulation. 354, 547, 750 00 344, 537, 350 00 339,141, 750 00 337,170,400 00 336, 705, 300 00
14,128, 000 00
14, 328, 000 00
14, 757, 000 00
14,698,000 00
Bonds for d e p o s i t s . . . 14,216, 500 00
26, 577, 000 00
30,842,300 00
31,937, 950 0a
33,142,150 00
0". S. bonds on h a n d . . 25, 910, 650 00
30, 905,195 82
32,482, 805 75
31, 565, 914 50
34,445,157 16
Other stocks and b'ds 30,425,430 43
86, 769, 083 97
87, 989, 900 90
83, 789,174 65
87, 326, 950 48
Due from r e ^ v e ag'ts 99, 068, 3U0 35
44, 328, 609 46
47, 417, 029 03
44, Oil, 664 97
47, 525, 089 98
D u e from n a t 1 b a n k s . 42, 341, 542 67
11, 262,193 96
10, 989, 507 95
12,415,841 97
12, 061,283 08
Due from State banks 11,180, 562 15
42,183, 958 78
42, 722, 415 27
43,498,445 49
41, 937, 617 25
43,121, 942 01
Heal estate, &c
6, 820, 573 35
5, 025, 549 38
9, 818,422 88
8, 296, 207 85
6, 987. 644 46
C u r r e n t expenses
10,414,347 28
10, 621, 034 03
10, 811, 300 66
10, 946,713 15
10,715,251 16
P r e m i u m s paid
9, 693,186 37
11, 724, 592 67
10, 658,709 26
9, 517, 808 86
12, 043,139 68
Cash items
56,806, 632 63
75,328, 878 84
68, 027,016 40
87, 870, 817 06
Clear'g-house exch'gs 58, 803,182 43
20, 347, 964 00
20, 398, 422 00
17, 521,663 00
15, 910, 315 00
Bills of other b a n k s . . 18,536,502 00
2, 771, 886 26
1, 987, 897 44
1,146, 741 94
3, 215, 594 30
1,417, 203 66
Fractional c u r r e n c y .
21, 714, 594 36
25, 218, 469 92
32, 999, 647 89
29, 077, 345 85
21, 360, 767 42
Specie...
79, 858, 661 00
90, 836, 876 00
66,221,400 00
84,250, 847 00
Legal-tender n o t e s . . . 76, 768, 446 00
27, 380, 000 00
27, 955, 000 00
26, 095. 000 00
29,170, #00 00
TJ. S. cert' f s of deposit 30, 805, 000 00
16, 911, 680 20
17, 063, 407 65
16, 359, 491 73
16, 743, 695 40
Dnefrom U. S. T r e a s . 18, 479,112 79
Total

l y 834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1,787,407,093 76

187
JANUARY 20.
2, 083 banks.

Loans and discounts. $920, 5611018 65
Bonds for circulation. 337, 590,700 00
Bonds for deposits... 14, 782,000 00
U. S. bonds on hand. 31,988,650 00
Other stocks and b'ds 31, 819, 930 20
Due from re s've ag'ts. 88, 698r 308 85
Duefromnat'l banks- 44,844,616 88
Due from State banks 13, 680, 990 81
Real estate, &c
43, 704, 335 47
Current expenses
4,131, 516 48
Premiums paid
10, 991,714 50
Cash items
10,295,404 19
Clear'g-house exch'gs 81,117, 889 04
Bills of other banks.. 18,418, 727 00
Fractional currency. 1,238,228 08
Specie
49,709, 267 55
Legal-tender notes... 72, 689, 710 00
IT. S. cert'fs of deposit 25, 470, 000 00
Due from TJ. S. Treas. 16, 441, 509 98
Total




APRIL 14.

JUNE 22.

2, 073 banks.
$911, 946, 833
339,658,100
15, 084, 000
32,964, 250
32, 554, 594
84, 942,718
42,027,778
11, 911,437
44, 736, 549
7, 842, 296
10, 494,505
10,410,623
85,159,422
17, 942, 693
1,114, 820
27,070,037
72, 351, 573
32,100, 000
16, 291, 040

7.
OCTOBER 1.

DECEMBER 28.

2,078 banks.

2, 080 banks.

2, 074 banks.

88 $901,731,416 03 $891,920,593 54 $881, 856, 744 87
00 337,754,100 00 336, 810, 950 00 343, 869, 550 00
00
14, 971, 000 00
14,903,000 00
13, 538, 000 00
00
32,344,050 00
30,088, 700 00
28,479,800 00
44
35, 653, 755 29
34,435, 995 21
32,169,491 03
41
82,132,099 96
73, 284,133 12
75, 960, 087 27
81
44, 567, 303 63
45,217, 246 82
44,123,924 97
36
11, 246, 349 79
11,415,761 60
11,479,945 65
09
44, 818, 722 07
45, 229, 983 25
45, 511,932 25
86
7, 910, 864 84
6, 915, 792 50
8, 958, 903 60
12
10,320, 674 34
9,219,174 62
8, 841, 939 09
87
10, 099, 988 46
11, 674, 587 50
10, 265, 059 49
74
57, 861, 481 13
74,525,215 89
64, 664,415 01
00
20,182, 948 00
15, 531,467 00
20, 312,692 00
09
1, 055,123 61
900, 805 47
778,084 78
78
21, 335, 996 66
22,658, 820 31
32, 907, 750 70
00
78, 004,386 00
66,920, 684 00
70, 568,248 00
00
44, 430, 000 00
33,410, 000 00
26, 515, 000 00
84
17, 932, 574 60
16r021, 753 01
16, 493,577 08

1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXVII
Banks from October, 18G3, to October, 1881—Continued.
1 8 7 5.
MARCH 1.

MAYl.

JUNE 30.

OCTOBER 1.

2,029 banks.

Liabilities.

2,046 banks.

2,076 banks.

2,088 banks.

Capital stock
$496, 272, 901 00
Snrpliis fund
131, 249, 079 47
51, 650, 243 62
Undivided profits
Nat'l bank circulation 324, 525, 349 00
824, 876 00
State bank circulation
Dividends unpaid

DECEMBER 17.
2 0SGbanks.

$498,717,143 00 $501, 568, 563 50 $504,829, 709 00

$505,485,865 00

131, 604,608 66
55,907, 619 95

133,169,094 79
52,160,104 68

134, 356, 076 41
52, 964, 953 50

133, 085,422 30
59, 204, 957 81

323, 321, 230 00
815, 229 00

318,148, 406 00
786,844 00

318, 350, 379 00
772,348 00

314,979,451 00
752, 722 00

1, 601, 255 48

2, 501, 742 39

6,105, 519 34

4, 003, 534 90

1, 353, 396 80

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis. officers

647, 735, 879 69
7, 971, 932 75
5,330,414 16

695, 347, 677 70
6, 707, 972 00
2, 766, 387 41

686,478, 630 48
(i, 714,328 70
3,459,061 80

664, 579, 619 39
6,507,531 59
4, 271,195 19

618, 517, 245 74
6, 652, 556 67
4,232, 550 87

Duo to national banks
Due to State banks...

137, 735,121 44
55, 294, 663 84

127, 280, 034 02
53, 037, 582 89

138, 914, 828 39
55, 714, 055 18

129,810,681 GO
49, 918, 530 95

119, 843, 665 44
47,048,174 56

Notes re-discounted..
Bills payable
Total

4, 841, 600 20
4,786, 436 57

5, 671, 031 44
6, 079, 632 94

4, 261,464 45
5, 758, 299 85

5, 254, 453 66
6, 590, 234 43

5, 257,160 61
7, 056, 583 64

1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823, 469, 752 44

6.
MARCH 10.

JUNE 30.

OCTOBER 2.

DECEMBER 22.

2,091 b a n k s .
Capital stock

MAY 12.
2,089 banks.

2,091 banks.

2,089 banks.

2,082 banks.

$504, 818, 666 00 $500, 982, 006 00 $500, 393,796 00 $499,802, 232 00

$497,482,016 00

133, 091, 739 50
51,177, 031 26

131, 795,199 94
49, 039, 278 75

131, 897,197 21
46, 609, 341 51

132, 202, 282 00
46,445, 215 59

131,390, 664 67
52, 327, 715 08

Nat'l bank circulation 307,476,155 00
State bank circulation
714, 539 00

300,252, 085 00
667, 060 00

294, 444, 678 00
658, 938 00

291, 544, 020 00
628,847 00

292, 011, 575 00
608, 548 00

Surplus fund
Undivided profits

1, 405, 829 06

2, 325, 523 51

6,116, 679 30

3, 848,705 64

1,286, 540 26

Individual deposits.. 620, 674, 211 05
6,606, 394 90
U. S. deposits
Dep'ts U.S.dis.officers
4, 313, 915 45

612, 355, 096 59
8,493, 878 18
2, 505, 273 30

641, 432, 886 08
7, 667, 722 97
3, 392, 939 48

651,385,210 19
7,256, 801 42
3, 746, 781 58

619, 350,223 06
6,727,155 14
4, 749,615 39

Due to national banks 139, 407, 880 06
Due to State b a n k s . . . 54, 002,131 54

127, 880, 045 04
46, 706, 969 52

131,702,164 87
51,403,995 59

131, 535 969 04
48,250,111 63

122, 351, 818 09
48, 685, 392 14

4,653,460 08
5, 650,126 87

3, 867, 622 24
6,173, 006 03

4,464,407 31
6,154, 784 21

4, 553,158 76
5,882,672 15

Dividends unpaid

Notes re-discounted..
Bills payable

Total

4, 631, 882 57
6, 049, 566 31

1,*34,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1,787,407,093 76

1 8 7 7.
JANUARY 20.

JUNE 22.

OCTOBER 1.

2,083 banks.
Capital stock

APRIL 14.
2,073 b a n k s .

2,078 b a n k s .

2,080 b a n k s .

$493, 634, 611 00 $489, 684, 645 00 $481, 044, 771 00 $479,467,771 00

DECEMBER 28.
2,074 banks.
$477,128,771 00

130, 224,169 02
37,456, 530 32

127, 793, 320 52
45, G09,418 27

124, 714, 072 93
50,508,351 70

122, 776,121 24
44, 572, 678 72

121, 618,455 32
51,530,910 18

Nat'l bank circulation 292,851, 351 00
581, 242 00
State b a n k circulation

294, 710, 313 00
535, 963 00

290, 002,057 00 291,874, 236 00
521, 611 00
481, 738 00

299, 240, 475 00
470,540 00

Surplus fund
Undivided profits

2,448,909 70

1, 853, 974 79

1, 398,101 52

3, 623,703 43

1,404,178 34

Individual deposits . . 659, 891, 969 76
7, 234, 696 96
U. S. deposits
3,108,316 55
D e p ' t s U.S.dis.officers

641, 772, 528 08
7, 584,267 72
3, 076, 878 70

636, 267, 529 20
7,187,431 67
3, 710,167 20

616,403, 987 12
7, 972, 714 75
2, 376, 983 02

604, 512, 514 52
6,529,031 09
3,780, 759 43

Due to national b a n k s 130, 293, 566 36
Due to State b a n k s . . . 49, 965, 770 27

125,422,444 43
48, 604, 820 09

121,443, 691 23
48, 352, 583 90

115, 028,954 38
46, 577,439 88

115,773,660 58
44, 807, 958 79

4, 000, 063 82
6,483, 320 92

3, 985,459 75
5, 909,241 94

2, 953,128 58
6, 249,426 88

3,791,219 47
6,137,116 83

4, 654,784 51
5,843,107 03

Dividends unpaid

Notes re-discounted..
Bills payable

Total




1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79

CLXYIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
MARCH 15.

MAY 1.

JUNE 2£>.

OCTOBER 1.

DECEMBER &.

2,063 banks.

Resources.

2,059 banks.

2,056 banks.

2,053 banks.

2,055 banks.

Loans and discounts. $854,n750, 708 nn $847, 620, 392 49$835, 078,133 13 $833, 988, 450 59 ^826,017,451 87
87
Bonds for circulation nln 871,""" 00 345, 256, 350 00 347, 332,100 00 347, 556, 650 00 347, 812, 300 00
343, " 350
Bonds for deposits .. 13, 329, 000 00 19, 536, 000 00 28, 371,000 00 47, 936, 850 00 49,110, 800 00
U. S. bonds on hand.. 34, 881, 600 00 33, 615, 700 00 40, 479,900 00 46, 785, 000 00 44, 255, 850 00
Other stocks and b'ds 34, 674, 307 21 34, 697, 320 53 36, 694,996 24 36, 859, 534 82 35, 816, 810 47
Due from res've ag'ts. 86, 016, 990 78 71, 331, 219 27 78, 875,055 92 85, 083, 418 51 1 81, 733, 137 00 |
Due from nat'l banks 39, 692,105 87 40, 545, 522 72 41, 897,858 89 41,492, 918 75 43,144, 220 68 I
Due from State banks 11, 683, 050 17 12,413, 579 10 12,232, 316 30 12, 314, 698 11 i 12, 259, 856 09 (
45, 792, 363 73 45, 901, 536 98 46,153, 409 35 46, 702, 476 26 46, 728,147 36 [
Heal estate, &c
7, 786, 572 42 7, 239, 365 78 4, 718,618 66
Current expenses
7, 608,128 83
6, 272, 566 73
7, 806, 252 00 7, 574, 255 95 7, 335,454 49
Premiums paid
6, 978, 768 71
7,134, 735 68
10,107, 583 76 10,989, 440 78 11, 525,376 07 10, 982, 432 89
Cash items
9, 985, 004 21
Clear'g-house exch'gs 66, 498, 065 23 95, 525,134 28 87, 498,287 82 82,372, 537 88 61, 998, 286 11
Bills of other banks.. 16, 250, 569 00 18, 363, 335 00 17, 063,576 00 16, 929, 721 00 19, 392,281 00
697, 398 86
661, Ott 69
610, 084 25
Fractional currency .
496, 864 34
515, 661 04
54,729, 558 02 46,023, 756 06 29, 251,469 77 30, 688, 606 59 34, 355, 250 36
Specie
64, 034, 972 00 67, 245, 975 00 71, 643,402 00 64, 428, 600 00 64,672,762 00
Legal-tender notes...
U. S. eert'fs of deposit} 20, 605, 000 00 20, 995, 000 00 36,905, 000 00 32, 690, 000 00 32, 520,000 00
Due from TJ. S. Treas 16, 257, 608 98 16, 364,030 47 16, 798,667 62 16, 543, 674 36 17, 940, 918 34
Total

11,729,465,956 90 1,741,898,959 05 1,750,464,706 51 1,767/279,133 21 1,742,826,837 £7 |

18
JUNE 14.

D E C E M B E R 12.

2,048 banks.
Loans and discounts.
Bonds for circulation.
Bonds for deposits...
II. S. bonds on hand .
Other stocks and b'ds
Due from res've agt's
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
. .
Legal-tender notes...
TJ. S. eert'fs of deposit
Due from IT. S. Treas
Total....

$835, 875, 36 $878, 503, 45
012
097
352, 208,000 00 357,313, 300 00
257, 038,200 00 18,204, 650 00
62,180, 300 00 52, 942,100 00
37, 617,015 13 39,671, 916 50
93, 443,463 95 107,023, 546 81
48,192, 531
994
46, 692, 78
11, 258,520 45 13, 630,772 63
47,796, 108 26 47, 817,169 36
6, 913,430 46
256
6, 112, 56
5, 674,497 80
4, 332,419 63
10,209, 982 43
11, 306,132 48
, 152, 49 112, 964,964 25
359
16, 685,484 00 16, 707,550 00
446, 217 26
396, 065 06
42, 333,287 44 42,173, 731 23
67, 059,152 00 69,196, 696 00
25,180, 000 00 26, 770,000 00
16, 620,986 20 17, 029,065 45

2,052 banks.
$933,543, 661 93
364, 272, 700 00
14, 788, 800 00
40, 677, 500 00
38, 836, 369 80
102, 742,452 54
55, 352, 459 82
14, 425, 072 00
47, 992, 332 99
7, 474, 082 10
4,150,836 17
10, 377, 272 77
112,172,677 95
16, 406, 218 00
374,227 02
79, 013,041 59
54, 715, 096 00
10,860,000 00
17, 054, 816 40

1,800,592,002 25 ;i,984,068,936 53 2,019,884,549 16 (1,868/787,428 19 1,925,229,617 i

18 8

o.

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

1 DECEMBER 3 1 .

2,061 b a n k s .

2,075 b a n k s .

2,076 bank3.

2,090 banks.

2,095 banks.

Loans and discounts. $974,295,360 70
Bonds for circulation 361, 901, 700 00
Bonds for deposits .. 14, 917, 000 00
TJ. S. bonds on hand.. 36, 798,600 00
Other stocks and b'ds 41, 223, 583 33
Due from res Ve ag'ts 117, 791, 386 81
Due from nat'l banks. 53, 230, 034 03
Due from State banks 14, 501,152 51
Real estate, &c
47, 845, 915 77
Current expenses ... 6, 404, 743 54
Premiums paid
3, 908, 059 27
Cash items
10, 320, 274 51
Clear'g-house exch'gs 166, 736, 402 64
Bills of other banks. 15, 369, 257 00
Fractional currency.
397,187 23
Specie
.*. 89, 442, 051 75
Legal tender notes .. 55, 229, 408 00
U.S. cert:fsof deposit 10, 760, 000 00
Due from U.S. Treas 16, 994, 381 37
Total




$992,970,823
361, 274, 650
14, 722, 000
29, 509, 600
42, 494, 927
103,964, 229
54,493, 465
13, 293,775
47, 808, 207
7, 007, 404
3, 791, 703
9, 857, 645
99, 357, 056
21, 064, 504
395,747
86,429,732
61, 048, Ml
7, 890, 000
17, 226, 060

10 $994, 712,646 41 $1,040,977,267 53 $1,071,356,141 79
00 359, 512, 050 00
357,789,350 00
358,042,550 00!
00
14, 727, 000 00
14,827,000 00
14,726,500 00
00
28, 605, 800 00
28,793,400 00
25,016,400 00
73
44, 947, 345 75
48,863,150 22
48,628,372 77
84 115, 935, 668 27
134,562,778 70 126,155,014 40
09
56, 578, 444 69
63,023,796 84
69,079,32615
94
13, 861, 582 77
15,881,197 74
17,111,24103
09
47, 979, 244 53
48,045,832 54
47,784,461471
19
6,778,829 19
6,386,182 01
4,442,440 02
33
3,702,354 60
3,488,470 11
3,288,602 63
34
9, 980,179 32
12,729,00219
14,713,929 02
41 122, 390,409 45
121,095,249 72
229,733,904 59
00
21, 908,193 00
18,210,943 00
21,549,367 00
67
387,226 13
367,171 73
389,921 75
21
99, 506, 505 26
109,346,509 49 107,172,900 92
00
64,470,717 00
56,640,458 00
59,216,934 00
00
12, 510, 000 00
7,655,000 00
6,150,000 00
01
16, 990, 083 78
17,103,866 00
17,125,822 37

2,038,066,498 40 1,974,000,472 95 2,035,493,280 15

2,105,786,625 82 2,241,683,829 91

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXIX

Banks from October, 1863, to October, 1881—Continued.
MARCH 15.

MAY 1.

JUATE 29.

OCTOBER 1.

DECEMBER 6.

2,063 b a n k s .

2,059 b a n k s .

2,056 b a n k s .

2,053 b a n k s .

2,055 banks.

Liabilities.

Capital stock
Surplus fund
Undivided profits

$473, 952, 541 00 $471, 971, 627 00 $470, 393, 366 00 $466,147, 436 00
120, 870, 290 10
45, 040, 851 85

Nat'l bank circulation 300, 926, 284 00
State bank circulation
439, 339 00
Dividends unpaid

$464, 874, 996 00

119,231,126 13 118,178, 530 75
43, 938, 961 98 40, 482, 522 64

116, 897, 779 9?
40, 936, 213 58

116, 402,118 84
44, 040,171 84

301, 884, 704 00
426, 504 00

299, 621, 059 00
417, 808 00

301, 888, 092 00
413, 913 00

303,324,733 00
400, 715 00

1,930,669 58

5, 466, 350 52

3,118, 389 91

1, 473, 784 86

Individual deposits . . 602, 882, 585 17
7, 243, 253 29
IT. S. deposits
3, 004, 064 90
Dep'tsU.S.dis.ofiicers

625, 479, 771 12 621 r 632,160 06
13, 811, 474 14
22, 686, 619 67
2, 392, 281 61
2,903,531 99

620, 236,176 82
41, 654, 812 08
3, 342, 794 73

598, 805, 775 56
40, 269, 825 72
3, 451, 436 56

I>ue to national banks. 123, 239. 448 50
Due to State banks... 43, 979; 239 39

109, 720, 396 70 117, 845, 495 88
44, 006, 551 05 43, 360, 527 86

122, 496, 513 92
42, 636, 703 42

120, 261, 774 54
41, 767, 755 07

3, 007, 324 85
4, 502, 982 92

3, 228,132 93
4, 525, 617 45

Notes re-discounted..
Bills payable
Total

1, 207, 472 68

2, 465, 390 79
4, 215,196 23

2, 834, 012 00
4, 270, 879 74

2, 453, 839 77
5, 022, 894 37

1,729,465,956 90 |l,741,898,959 05 1.750,464,706 51 1,767,279,133 21 1,742, 826, 837 37

18 7

9.

JANUARY 1.

JUKE 14.

OCTOBER 2.

DECEMBER 12.

2,051 b a n k s .
Capital stock

APRIL 4.
2,048 b a n k s .

2,048 b a n k s .

2,048 b a n k s .

2,052 banks.

$462, 031,396 00 $455,611,362 00 $455, 244, 415 00 $454, 067, 365 00 $454, 498, 515 00
116, 200,863 52
36, 836, 269 21

114,823, 316 49
40, 812, 777 59

114, 321, 375 87
45, 802, 845 82

114, 786, 528 10
41, 300, 941 40

115, 429, 031 93
47, 573, 820 75

Nat'l bank circulation 303, 506, 470 00
State bank circulation
388, 368 00

304, 467,139 00
352,452 00

307,328, 695 00
339, 927 00

313, 786,342 00
325, 954 m

321, 949,154 00
322,502 00

Surplus fund
Undivided profits

Dividends unpaid

2,158, 516 79

1, 309, 059 13

2, 658, 337 46

Individual deposits . . 643, 337, 745 26 598, 822, 694 02
U. S. deposits
. ..
59, 701, 222 90 303,463, 505 69
Dep'tsU.S.dis.ofncers
3, 556, 801 25
2, 689,189 44

648, 934,141 42
248, 421, 340 25
3, 682, 320 67

719. 737, 568 89
l l | 018, 862 74
3, 469, 600 02

Due to national banks 118, 311, 635 60
Due to State b a n k s . . . 44, 035,787 56

137, 360, 091 60 149,200,257 16
50, 403, 064 54
52, 022, 453 99

Notes re-discounted..
Bills payable.
Total

5, 816-, 348 82

2, 926, 434 95
3, 942, 659 18

110,481,176 98
43, 709, 770 14
2, 224, 491 91
4, 452, 544 48

2, 226, 396 39
4, 510, 876 47

2, 205, 015 54
4, 208, 201 89

1,305,480 45
755, 459, 966 01
6, 923,323 97
3, 893, 217 43
152, 484, 079 44
59, 232,391 93
2,116, 484 47
4, 041, 649 70

1,800,592,002 25 1,984,068,936 53 2,019,884,549 16 1,868,787,428 19 1,925, 229, 617 08

18 8
FEBRUARY 21.
2,061 b a n k s .
Capital stock.

APRIL 23.
2,075 b a n k s .

OCTOBER 1.
2,076 b a n k s .

2,090 b a n k s .

$454, 548, 585 00 $456, 097, 935 00 $455, 909,565 00 $457, 553, 985 00

DECEMBER 31.
2,095 b a n k s .
$458, 540, 085 00

Surplus fund
117, 044, 043 03
Undivided profits . . . 42, 863, 804 95

117, 299, 350 09
48, 226, 087 61

118,102,014 11
50, 443, 635 45

120, 518, 583 43
46,139, 690 24

121, 824, 629 03
47,946,741 64

Nat'l bank circulation 320, 303, 874 00
State bankcirculation
303, 452 00

320, 759, 472 00
299, 790 00

318, 088,562 00
290, 738 00

317, 350, 036 00
271, 045 00

317, 484, 496 00
258, 499 00

1, 330,179 85

3, 452, 504 17

6,198,238 38

1, 365, 001 91

1, 542, 447 98

Individual deposits.. 848, 926, 599 86
7, 856, 791 97
U. S. deposits
3, 069, 880 74
Dep'tsU.SUlis. officers

791, 555, 059 63
7,925, 988 37
3, 220, 606 64

833, 701,034 20 873, 537,637 071,006, 452, 852 82
7, 680,905 47 7, 548, 538 67
7, 898, 100 94
3, 026, 757 34
3, 344, 386 62
3,489, 501 01

Due to national banks 170,245-, 061 08
Due to State b a n k s . . 65, 439,334 51

157,209,759 14
63, 317,107 96

171, 462,131 23 192,124, 705 10
67, 938,TO535 75, 735,677 06

Dividends unpaid . . .

Notes re-discounted
Bills payable
Total.




1, 918, 788 88
4,181, 280 53

2, 616, 900 55
4, 529, 967 98

2,258,544 72
5, 260, 417 43

3,178, 232 50
5,031,604 96

392,413, 295 78
71,185,817 08
3,354,697 18
4, 636, 876 05

2,038,066,498 46 !l>974>600>472 95 i2,035,493,280 15 2,105,786,625 82 2,241,683,, 829 91

CLXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
MARCH 11.

MAY 6.

JUNE 30.

OCTOBER 1.

2,094 b a n k s .

2,102 b a n k s .

2.115 b a n k s .

2,132 b a n k s .

Resources.
$1, 073, 786, 749 70
Loans and discounts
339,811,950 00
Bonds for circulation
14,851,500 00
Bonds for deposits
46, 626,150 00
TJ. S. bonds on hand
49, 545,154 92
Other stocks and bonds
120, 820, 691 09
Due from reserve agents
62, 295, 517 34
Due from national banks
17, 032, 261 64
Due from State banks
47, 525, 790 02
Real estate, &c
7, 810, 930 83
Current expenses
3,530,516 71
Premiums paid
10,144, 682 87
Cash items
147,761,543 96
Clearing-house exchanges...
17, 733, 032 00
Bills ofother banks
386. 569 63
Fractional currency
105,156,195 24
Specie
52, 156, 439 00
Legal-tender notes
6, 120, 000 00
TJ. S. certificates of deposits ..
17, 015, 269 83
Due from TJ. S. Treasurer

Total




2,140,110, 944 78

$1, 093, 649, 382
352, 653, 500
15, 240, 000
44,116, 500
52, 908, 123
128,017,627
63, 176, 225
16, 938, 734
47,791,348
6,096,109
4, 024, 763
11,826,603
196,633,558
25,120, 933
386, 950
122, 628, 562
62, 516, 296
8, 045, 000
18, 456, 600

18 $1,144, 988, 949 45 $1,173, 796, 083 09
358, 287, 500 00
00
363, 335, 500 00
15, 265, 000 00
00
15, 540, 000 00
48, 584, 950 00
00
40, 972, 450 00
58, 049, 292 63
98
61, 896, 702 95
156, 258, 637 o5
03
132, 968,183 12
75, 703, 599 78
67
78, 505, 446 17
18, 850, 775 34
56
19, 306, 826 62
47, 834, 060 20
36
47,329,111 16
4, 235, 911 19
78
6, 731, 936 48
4,115,980 0L
60
4,138, 585 71
13, 534, 227 31
16
14, 831, 879 30
143, 960, 236 84
0L
189, 222, 255 95
21,631,932 00
00
17, 732, 712 00
372,140 2a
21
373, 945 96
128, 638, 927 50
08
114,334,736 12
58,728,713 00
00
53,158, 441 00
9, 540, 000 00
00
6, 740, 000 00
17, 251, 868 22
14
17, 472, 595 96

2, 270, 226, 817 76

2, 325, 832, 700 75

2, 358, 387, 391 59

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXI
Banlcs from October, 1863, to October, 1881—Continued.
1 8 8

1.

MARCH 11.

Liabilities.
Capital stock

.

Surplus fund
Undivided profits
National bank circulation
State bank circulation
Dividends unpaid

MAY 6.

JUNE 30.

OCTOBER 1.

2,094 b a n k s .

2,102 b a n k s .

2,115 b a n k s .

2,132 b a n k s .

$458, 254, 935 00

$459, 039, 205 00

$460 227 835 00

$463 8°1 985 00

122, 470, 996 73
54, 072, 225 49

124, 405, 926 91
54, 906, 090 47

126, 679, 517 97
54, 684,137 16

128,140,017 75
56, 372,190 92

298, 590, 802 00
252, 765 00

309, 737,193 00
252, 647 00

312, 223, 352 00
242, 967 00

320, 200, 069 00
244, 399 00

1, 402,118 43

2, 617,134 37

5, 871, 595 59

3, 836, 445 84

Individual deposits
(T S deposits
DepositsU. S. disburs'g officers

933, 392, 430 75
7, 381,149 25
3, 839, 324 77

1, 027, 040, 514 10
9. 504, 081 25
3, 371, 512 48

1,031,731,043 42
8, 971, 826 73
3, 272, 610 45

1, 070, 997, 531 71
8, 476, 689 74
3, 631, 803 41

Due to national banks
Due to State banks

181, 677, 285 37
71, 579, 477 47

191, 250, 091 90
80, 700, 506 06

223, 503, 034 19
91, 035, 599 65

205, 862, 945 80
89, 047, 471 00

2, 616, 203 05
4, 581, 231 47

2, 908, 370 45
4, 493, 544 77

2, 220, 053 02
5,109,128 57

3,091,165 30
4, 664, 077 12

2,140,110, 944 78

2, 270, 226, 817 76

2, 325, 832, 700 75

2, 358, 387, 391 59

Note3 re-discounted
BiLls payable
Total

.




ABSTRACT
OF

REPORTS OF THE CONDITION
OK

THE NATIONAL BANKS
ON
DECEMBER 31, 1880, MARCH 11, MAY 6, JUNE 30, AND OCTOBER 1, 1881.

A r r a n g e d by States, T e r r i t o r i e s , a n d Reserve Cities

NOTE.—The abstract of each State is exclusive of any reserve city therein.




CLXXIY

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1880,
MAINE.

Resources.

MARCH 11.

MAY 6.

JUNE 30.

. OCTOBER 1.

69 b a n k s .

DECEMBER 31.

69 b a n k s .

69 b a n k s .

69 b a n k s .

$15,633,411 49
9,194, 300 00
170, 000 00
280,150 00
557,301 51
2, 848, 206 70
361,935 80
10, 884 05
333, 830 82
47, 572 87
16,743 71
315, 876 66

$16, 060, 093 84
9,194, 300 00
170, 000 00
275, 350 00
490,132 38
2, 449, 202 88
343, 177 10
7, 890 11
325, 914 13
54,316 40
15, 948 04
351, 663 51

$16,181. 220 48
9, 224, 300 00
170, 000 00
221,100 00
506,183 10
' 3,136, 309 32
536, 691 60
7, 972 80
320, 215 92
18, 553 94
16, 0 r 4 1L
399, 445 06

$17, 323, 678 03
9, 244, 300 00
170, 000, 00
179, 400 00
519, 845 89
2, 573, 542 53
534, 015 91
10, 965 49
320, 485 02
50, 396 02
19, 256 15
418, 357 8Q

279, 520
3,198
430,109
191, 578

426,181
3, 682
436, 870
221, 541

69 b a n k s .

Loans and discounts $15, 602, 073 95
9, 277, 300 00
Bonds for circulation
175, 000 00
Bonds for deposits ..
264,200 00
TJ. S. bonds on hand..
460, 422 26
Other stocks and b'ds
3,430,008 14
Due from res' ve ag'ts
444,194 53
Due from nat'l hanks
11, 025 89
Due from State banks
333, 416 98
Real estate, &c
17,870 33
Current expenses
21, 873 09
Premiums paid
357,106 70
Cash items
Clear'g-house exch'gs
491, 462 00
Bills of other banks..
3, 927 19
Fractional currency
435, 746 76
Specie
215, 849 00
Legal-tender notes ..
TJ. S. cert's of deposits
429, 887 15
Due from U. S. Treas.
Total

31, 971, 363 97

47 banks.

428, 036 55

31, 095,101 15

31, 254, 299 59

Total

54
00
00
00
08
68
00
18
49
85
45
05

266, 751
4, 335
227,152
99, 481

00
82
86
00

368,
3,
434,
204,

390
503
540
209

00
26
02
00

426, 341 60

228,406
3,515
452,463
143,907

00
49
21
00

425,413 50

32,175, 027 21 j 32, 617, 948 10

HAMPSHIRE.
47 banks.

47 banks.

$7 336, 048
5 778, 000
347, 000
70, 050
923, 334
1 360, 885
53. 653
66, 674
294, 411
43, 690
37, 064
175, 224

00
56
09
00

420, 481 40

NEW

Loans and discounts.
Bonds for circulation
Bonds for deposits...
U. S. bonds on h a n d . .
Other stocks and b'ds
Due from res Ve ag'ts
Due from n a t ' l b a n k s .
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional currency.
Specie
Legal-tender notes . .
U. S. cert's of deposits
Due from U . S . Treas

00
49
65
00

$7, 409, 050 28
5, 777, 000 00
347, 000 00
127, 550 00
1, 004, 620 63
1, 096, 375 98
59, 647 55
45, 692 58
257, 043 79
47, 735 56
26, 655 73
190, 515 45
205,
4,
205,
81,

556
659
277
030

00
37
04
00

47 banks.

47 banks.

$7,198, 777
5, 777, 000
347, 000
160, 450
1,039,322
1, 008. 722
55, 909
48, 148
253, 504
37, 570
30, 218
163, 884

29
00
00
00
25
90
44
44
03
12
10
43

$7, 107, 672
5, 777, 000
372, 000
196, 850
1, 109, 626
1, 565, 673
78, 645
39, 940
246, 914
45, 013
22, 378
235, 813

38
00
00
00
74
38
83
46
03
67
28
83

$7, 547, 354
5, 777, 000
372, 000
208, 850
1, 218,196
1, 245, 972
89, 436
47,198
241, 626
53, 550
27, 982
144, 223

28
00
00
00
70
82
49
77
23
13
75
12

208, 777
3,378
198, 470
91, 788

00
18
84
00

209,127
3,758
200, 538
94, 911

00
48
58
00

184,107
3,523
198 705
98,' 655

00
53
81
00

260,917" 84'

266, 899 67

266,299* 67

17 344,674 84

17,15:', 309 63

16, 889, 220 69

265,449" 07"
17 571,312 73

26i,~357" 77
17, 719, 740 40

VERMONT.
46 b a n k s .

Loans and discounts $10, 481,193
Bonds for circulation. 7, 719, 000
50, 000
Bonds for deposits ..
589, 450
TJ. S. bonds on hand..
729, 579
Other stocks and b'ds
1, 080, 636
Due from res' ve ag'ts
245, 433
Due from nat'l banks.
13, 820
Due from State banks
464, 562
Eeal estate, &c
45, 054
Current expenses
27, 708
Premiums paid
86,192
Cash items
Clear'g-house exch'gs
188, 298
Bills of other banks'..
3,141
Fractional currency
208,318
Specie
242, 686
Legal-tender notes ..
TJ. S. cert's of deposits
353, 099
Due from U.S. Treas .
22, 528,177
Total




46 b a n k s .

46 b a n k s .

47 banks.

46 b a n k s .

11
00
00
00
62
01
63
96
72
99
99
69

$10, 525, 648
7,154, 000
50, 000
677, 250
764, 980
914,176
160,183
26, 282
431, 380
25, 893
14, 372
75, 013

38
00
00
00
89
02
32
87
08
66
03
95

$10, 419, 803
7,154, 000
50, 000
526, 850
761, 832
983, 305
178, 357
25. 403
419, 951
38, 541
17, 471
93, 584

87
00
00
00
11
01
81
66
74
63
15
70

$10, 284, 593
7, 064, 000
50, 000
561, 500
936, 979
1, 273, 523
261,342
25,321
413, 656
44, 927
28, 304
97, 382

60
00
00
00
79
05
15
13
94
83
68
02

$11,012,260
7, 219, 000
50, 000
524, 400
803, 081
1,123, 436
144, 497
32, 644
395, 870
37, 093
10, 423
104 088

97
00
00
00
49
78
35
50
36
88
00
75

00
73
67
00

108, 443
2,938
209, 246
181,779

00
64
06
00

155, 321
3, 415
201,147
212,194

00
58
r
>9
00

155,
2,
201,
211,

00
13
40
00

126, 310
2,723
224 604
227,009

00
34
70
00

765
478
623
412

90

318, 703 00

322,817 00

320,467 00

327, 049 00

02

21, 640, 290 90

21, 563, 996 85

21, 933, 278 72

22, 364, 493 21

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXV
arranged by States and reserve cities.
MAINE.

Capital stock

DECEMBER 31.

MARCH 11.

MAY 6.

JUNE 30.

OCTOBER 1.

69 b a n k s

Liabilities.

69 b a n k s .

69 b a n k s .

69 b a n k s .

69 b a n k s .

$10, 435, 000 00

$10, 435, 000 00

$10, 385, 000 00

$10, 385, 000 00

$10, 385, 000 00

Surplus fund
Undivided profits

2, 443, 877 80
1,144, 639 91

2, 548, 881 84
1, 262, 466 88

2, 553, 814 46
1, 380, 479 21

2, 564, 971 32
1,269,075 10

2, 586, 597 56
1, 346,138 76

Na.t'1 bank circulation
State bank circulation

8, 228, 303 00
1,432 00

8, 071, 240 00
1, 432 00

8,181, 334 00
1,432 00

8,152, 008 00
1, 432 00

8, 211, 247 00
1,432 00

Dividends unpaid

297, 552 52

56, 443 77

85, 631 59

256, 259 82

100,141 81

Individual deposits..
TT. S. deposits
Dep'ts U.S.dis. officers

8, 308, 008 81
77, 349 16
36, 400 92

8, 030, 207 19
72, 959 14
37, 793 21

7, 986, 982 06
64, 546 37
56, 306 56

8, 491, 968 74
64, 520 27
44, 343 70

9, 325, 082 88
79, 314 17
54, 339 07

Due to national banks
Due to State banks...

932, 541 20
66, 258 65

503,583 03
75, 094 09

476, 691 71
66, 867 97

851,226 46
55, 676 41

359, 445 25
96, 364 90

15, 213 66

37,174 66
1,370 73

72, 844 70

31, 254, 299 59

32,175, 027 21

32, 617, 948 10

Notes re-discounted
Bills payable
Total

31, 971, 363 97

31, 095,101 15

NEW
47 b a n k s .

HAMPSHIRE.
47 banks

47 banks

47 banks.

47 banks.

$5 830 000 00

$5 830 000 00

$5 830 000 00

$5 830 000 00

$5 830 000 00

Surplus fund
Undivided profits . . .

1, 093, 673 25
544, 861 14

1, 093, 764 33
540, 744 61

1, 090, 904 34
528, 532 89

1, 095, 552 13
559, 781 29

1,110, 297 59
559, 335 45

N a t ' l b a n k circulation
State b a n k circulation

5,166, 960 00
7,676 00

5,139, 348 00
7,676 00

5,140, 869 00
7,676 00

5,112, 765 00
7,676 00

5,158,159 00
7, 676 00

79, 295 48

21, 845 20

37, 987 60

79, 668 09

30,179 91

Individual d e p o s i t s . .
U S deposits
D e p ' t s U.S.dis.officers

3, 924, 967 93
114, 800 37
119, 775 47

3, 940, 928 59
151,585 42
107, 574 71

3, 601, 207 65
144, 570 09
113, 344 97

4, 068, 405 72
153, 627 29
127, 6L7 19

4, 292, 686 85
146,724 30
103,179 07

D u e to national b a n k s
D u e to State b a n k s . . .

321, 349 06
141, 316 14

191, 729 19
127,113 58

239, 046 90
116, 831 16

292, 781 95
182, 438 07

345, 949 57
85, 552 66

Dividends unpaid

Notes re-discounted
Bills payable
Total

5,250 00
33, 000 00
17, 344, 674 84

17,152, 309 63

61, 000 00

50, 000 00

16, 889, 220 69

17,571,312 73

17, 719, 740 40

VERMONT.
46 b a n k s

Capital stock

46 b a n k s

46 b a n k s

46 banks.

47 b a n k s .

$8, 201, 000 00

$8, 201, 000 00

$8,101, 000 00

$8,101. 000 00

$8,151, 000 00

Surplus fund
Undivided profits

1, 843, 052 40
592, 329 30

1,750,274 56
547, 224 90

1, 730, 980 10
684, 921 17

1, 717, 944 15
674, 987 06

1, 778, 953 86
608, 046 91

Nat'l bank circulation
State bank circulation

6, 887,183 00
4,000 00

6, 349, 917 00
4,000 00

6, 380, 915 00
4,000 00

6, 275,103 00
4,000 CO

6, 442, 899 00
4,000 00

Dividends unpaid

173, 655 87

11, 920 98

10, 010 38

91, 099 48

13,151 98

Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers

4, 594, 697 86
23, 543 66
.8, 702 85

4, 340, 461 22
28, 969 84
5,633 00

4, 328, 334 74
32,175 75
4,190 58

4, 780, 060 45
37, 657 17
8, 336 23

5,191, 351 89
24, 976 48
10,163 43

Due to national banks
Due to State banks...

114, 689 36
4,790 47

148, 740 75
799 37

101,160 12
17,137 93

100, 489 97
25,100 62

101, 310 44
12, 989 22

Notes re-discounted..
Bills payable

68, 332 25
12,200 00

196, 449 28
54,900 00

128, 521 08
40, 650 00

66, 850 59
50, 650 00

25, 650 00

22, 528,177 02

21,640,290 90

21, 563, 996 85

21, 933, 278 72

22, 364, 493 21

Total




CLXXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
A bstract of reports since October 1,1880? arranged
MASSACHUSETTS.
DECEMBER 31.

MARCH 11.

MAY 6.

JUNE 30.

OCTOBER 1.

188 b a n k s .

Resources.

189 b a n k s .

190 b a n k s .

190 b a n k s .

190 b a n k s .

Loans and discounts $74,825,769 39
Bonds for circulation 42, 648, 600 00
430, 000 00
Bonds for deposits ..
TJ. S. bonds on hand.. 1, 379, 700 00
Other stocks and b'ds 3,931,923 25
6,526,964 01
Due from res've ag'ts
942, 847 30
Due from nat'l banks
206, 939 36
Due from State banks
2,199.156 29
Real estate, &c
363,237 55
Current expenses
228,877 60
Premiums paid
855,483 86
Cash items
19, 476 30
Clear' g-house exch'gs
Bills of other banks.. 1, 311,164 00
31, 459 35
Fractional currency
1,760,271 56
Specie
Legal-tender notes .. 1, 379, 603 00
165, 000 00
TJ. S. cert's of deposit
1, 944, 603 79
Due from U.S.Treas
Total

141,151, 076 61

$76, 279, 794 31
42, 643, 600 00
430, 000 00
1, 365, 350 00
3, 996, 774 81
6, 291, 900 61
835, 794 81
129, 271 77
2,143,677 08
587, 401 57
219,120 61
583, 665 49
14,474 19
1, 053, 432 00
31, 174 50
1, 772, 228 07
1,126,152 00
185, 000 00
1,953,404 07

141, 642, 215 89 144, 003, 208 56

CITY
54 banks
Loans and discounts $115, 869, 046
Bonds for circulation
35, 554, 500
Bonds for deposits . .
100, 000
U. S. bonds on h a n d . .
461, 650
Other stocks and b'ds
1, 258, 558
Due from res've ag'ts
10, 202, 987
Due from nat'l banks
8, 750, 549
Due from State banks
118, 910
Real estate, &c
3, 526,135
720, 298
Current expenses
Premiums paid
175, 247
Cash items
527, 376
Clear'g-house exch'gs 11, 770, 050
Bills of other b a n k s . .
2,113,177
Fractional c u r r e n c y .
7,696
Specie
7,131, 656
3, 867, 883
Legal-tender notes - 290, 000
TJ. S. cert's of deposit
D u e from TJ. S. Treaa
1, 591, 276
Total

$76, 292, 413 55 $76,963,633 42 $81, 675, 506 56
42, 658,100 00
43,178,100 00
43, 453,100 00
430, 000 00
430, 000 00
430, 000 00
1,567,050 00
1, 544, 500 00
1, 376,450 00
4, 224, 617 51
4, 223, 302 66
4,300,126 68
8,100, 010 59
8, 898, 577 84
7, 306, 973 31
660, 207 50
1, 063, 804 63
1.116, 772 19
182, 467 33
268, 3.10 70
144, 827 57
2,155. 220 22
2,187, 372 60
2,159, 864 10
178, 858 51
220,108 22
232, 586 46
215,642 37
235, 526 89
203,188 99
670, 327 79
959,152 65
853,298 06
25,244 11
19, 869. 38
47, 894 63
1, 289, 587 00
1, 563, 097 00
1,161, 409 00
29,450 77
29, 403 74
31, 223 76
1, 908, 702 71
1, 903, 471 41
1, 934, 421 50
1, 269, 027 00
1, 405, 489 00
1, 362, 445 00
185,000 00
185, 000 00
185, 000 00
1, 961, 281 60
1, 970, 473 70
1, 986, 311 30
147, 249,193 84

149, 961, 399 11

54 b a n k s .

54 b a n k s .

OF B O S T O N .

54 banks.

54 b a n k s .

97 $113,819,996 94 $114, 734,198 62 $126,152,471 26 $123, 677, 963 84
00
34, 611. 500 00
35, 719, 500 00
36, 289, 500 00
36, 289, 500 00
00
100,000 00
100, 000 00
100, 000 00
175, 000 oo
00
1,347,300 00
2, 789, 500 00
1, 513,150 00
356, 750 00
68
1,103, 545 66
1, 465, 562 75
2, 987, 691 06
3, 094, 823 53
60
9, 901, 169 21
14, 209, 817 15
19, 225, 327 29
11,735,498 91
23
7, 775, 519 07
9, 104, 757 60
11,147, 665 70
9,108, 037 13
53
GOO,906 15
330, 298 97
386, 076 97
426, 744 21
07
3, 543,167 66
3, 501, 005 42
3, 505, 349 66
3, 494, 352 11
72
1, 382, 716 51
194, 067 50
359, 595 02
18, 836 03
59
161,097 13
219, 411 29
133, 783 99
111, 582 88
15
215, 462 30
417, 690 27
680, 490 45
621, 290 35
55
8, 076, 367 60
9,142,122 00
12, 814, 518 00
14, 784, 242 06
00
1,167, 647 00
1,304,139 00
1, 662, 795 00
897, 638 00
64
8,441 42
6,608 80
7,201 81
7,484 58
24
5. 911, 354 33
7, 251, 417 43
9, 426,188 64
8, 291, 541 76
00
2, 397, 070 00
3, 088, 860 00
3, 662, 601 00
3, 457, 379 00
00
185, 000 00
180, 000 00
165, 000 00
75, 000 00
89
1,592,419 68
1, 637, 792 95
1, 721, 942 10
1, 699, 587 85

204, 037, 000 86

193, 900, 680 66

205, 396, 749 75

231, 941, 347 95

218, 323, 252 24

61 b a n k s .

o2 b a n k s .

RHODE I SLAND.
61 b a n k s .

Loans and discounts $26,969,183 23
Bonds for circulation. 15, 616, 300 00
150, 000 00
Bonds for deposits...
456,300 00
TJ. S. bonds on hand..
602,644 91
Other stocks and b'ds
1, 841, 528 96
Due from res've ag'ts
661,165 64
Due rrom nat'l banks
86, 003 17
Due from State banks
863, 6P3 65
Real estate, &c
96, 470 25
Current expenses
269, 234 51
Premiums paid
733,131 19
Cash items
Clear'g-house exch'gs
387, 328 00
Bills of other banks -.
11, 139 95
Fractional currency.
396, 936 07
Specie
516, 553 00
Legal-tender notes ..
TJ. S. cert's of deposit.
DuefromTJ.S.Treas
720, 326 28
Total




50, 377, 908 81

61 b a n k s .

61 b a n k s .

$26, 830, 328 17 $26, 850, 320 35 $27,320,681 57 $28, 518, 758 24
15,123, 300 00 15, 839, 300 00
16, 344, 300 00
16, 503, 300 00
150, 000 00
150, 000 00
150, 000 00
150, 000 00
736, 650 00
305, 450 00
438, 600 00
561, 750 00
596, 742 32
677,472 19
687, 302 73
690, 268 49
1, 505, 214 62
2,187, 495 53
2, 621, 627 44
2, 733, 838 28
548,119 89
620.081 00
551,792 16
691, 716 33
85, 088 61
61, 704 88
78, 514 70
35, 858 37
861, 711 39
815, 697 26
829, 803 19
842, 039 92
152, 242 34
138, 741 64
89, 388 01
122, 891 68
238,440 73
173, 088 98
208, 034 21
193, 432 96
464, 673 61
497, 568 11
386, 398 34
550, 581 08
313, 016 00
11,178 54
365, 221 62
375, 495 00
693, 443 98 |
49, 050, 866 82

347, 332 00
8, 594 61
387,987 58
432, 976 00

383, 616 00
10,427 06
387, 826 39
410,679 00

353, 766
11,243
394, 476
390, 066

705, 544 86

762, 427 23

776, 792 98

50,199, 354 99

00
43
95
00

51, 661, 418 03 | 53, 520, 780 71

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXYII
by States and reserve cities—Continued.
MASSACHUSETTS.
DECEMBER 31.

MARCH 11.

MAY 6.

JUNE 30.

188 banks.

189 b a n k s .

190 b a n k s .

190 b a n k s .

$45,152, 500 00

$45, 327, 500 00

$45, 327, 500 00

OCTOBER 1.

Liabilities.
Capital stock

$45,105, 000 00 $45, 205, 000 00

190 b a n k s .

Surplus fund
Undivided profits

12,656,809 14
3, 989,172 31

12, 689, 439 18
4, 981, 841 76

13,116, 777 51
3, 858,138 11

13,244,137 13
4, 457,122 43

13, 335, 416 93
3, 567, 231 62

Nat'l bank circulation
State bank circulation

38, 077, 852 00
10, 557 00

37, 986. 214 00
10, 557 00

38, 025, 835 00
10, 557 00

37, 905. 345 00
10, 557 00

38, 719, 362 00
10, 557 00

Dividends unpaid

315, 917 54

109, 784 08

240,967 60

342,100 90

918, 559 93

37, 540, 248 32
265,456 02
22, 696 81

40, 600, 718 65
313,432 76
17, 785 49

42, 041, 981 86
267, 601 04
20, 375 08

44, 596,149 62
269, 984 47
32, 342 93

2, 762, 327 78
198, 762 44

1, 947, 868 43
253, 514 14

1, 942, 349 26
271, 549 57

2, 465,177 13
320, 929 14

2, 208,116 83
133, 378 67

193,058 12
468, 699 86

121, 685 02
507, 911 13

133, 252 14
319, 345 47

156, 653 19
689, 713 94

277, 494 52
565, 304 59

141,151, 076 61 141, 642, 215 89

144, 003, 208 56

147, 249,193 84

149, 961, 399 11

Individual deposits . .
IT. S. deposits
Dep'tsU.S.dis. officers

37, 088,177 95
245, 556 49
39,185 98

Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable
Total

CITY OP BOSTON.
54 banks.

54 banks.

54 banks.

54 banks.

54 banks.

0, 500, 000 00 $50, 500, 000 00 $50, 800, 000 00 I $50, 850, 000 00 I $50, 850, 000 00

Capital stock .

10, 632, 385 60 I 10, 552, 385 60 10, 756, 226 74 j 10, 770, 4C6 22 j 11, 244, 202 05
Surplus fund
3,191, 550 59 j 4, 597, 989 88 | 2, 821, 775 62
3, 741, 816 7! 5,190,599 89
Undivided profits
32, 547, 727 00
Nat'l bank circulation! 31, 441, 683 00 30, 652, 794 00 ! 31, 632,103 00 j 31, 791, 635 00
State bank circulation!
Dividends unpaid

79, 424 96

Individual deposits . . 74, 345, 219 56
54, 689 17
U. S. deposits
I
Dep'tsU.S.dis.ofiicers;.

42, 495 46

115, 969 46

73, 701 46 j

65, 567,150 85 69, 589, 681 59
29, 419 35
34, 941 81
8, 727 05
8,164 39

1, 242, 985 76

89, 477, 550 06 ! 80, 602,174 11
67, 510 56 i
43, 508 27
10, 691 48 !
107,140 34

Due to national banks' 24, 437, 201 55 22, 553, 498 52 25, 692, 283 65 | 30, 228, 386 59 ' 27, 956, 075 66
Due to State b a n k s . . . j 6, 941, 060 98 6, 920, 497 50 11, 791, 072 27 j 11, 875,182 52 j 10,143, 525 06
j

Notes re-discounted.. i
Bills payable
j
Total

528,672 17
382, 313 84 I
1, 481, 205 48 ! 1, 354, 440 27

521,476 19
1, 263, 280 06

475, 936 18 !
1, 722, 298 00 j

764,1;;,* 37

j 204, 037, 000 J 193, 900, 680 66 j 205, 396, 749 75 i 231, 941, 347 95 ; 218, 323, 252 24

RHODE ISLAND.
61 banks.

61 banks.

$20, 009, 800 00 i $19, 909, 800 00

Capital stock .
Surplus fund
Undivided profits

3, 622, 208 85
1, 091,187 28

Nat'l bank circulation
State bank circulation

13, 931, 956 00
7,114 00

Dividends unpaid

61 banks.

j

61 b a n k s .

$19, 909, 800 00 i $19, 909, 800 00

3, 594, 578 51
1,215,356 35
13, 508, 349 00
7,114 00

3, 659, 367 87 ! 3, 701, 826 87
1, 276, 918 12 |
1, 287, 782 77
13, 918, 757 00 ! 14, 469, 051 00
7,103 00 |
7,103 00

8, 928, 074 73 |
72, 490 22 |
13,243 63

93, 593 91
I
8. 724, 591 17 I
55, 811 39
47, 592 24

9,157,194 40 ! 10, 031, 663 73 !
85, 686 67
76,743 04
33,750 16
20, 335 31

Due to national banks'
Due to State banks... I

1, 654, 333 84 i
797, 801 62

1, 202, 440 79
641, 639 46

1, 224, 088 69
666, 672 91

249, i

Notes re-discounted.
Bills payable

Total.




i 64

50, 000 00 i

134, 973 45

248, 522 60

Individual deposits...
U. S. deposits
!
Dep'ts U.S.dis.officters

125, 042 72

50, 377, 908 81 I 49, 050, 866 82 j 50,199, 354 99

-XII

1,143, 503 20
700, 086 51

62 banks.
$20, 065, 050 00
3, 762, 776 36
1, 211, 420 18
14,7.18,956 00
9, 000 00
175, 016 70
11, 317, 338 41
47, 778 71
46, 294 27
1,234,074 80
913, 660 24

65, 000 00 j

19, 415 04

51, 661, 418 03 |

53, 520, 780 71

CLXXVIII

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1880, arranged
C ONNE CT I CUT.
I DECEMBER 31.

MARCH 11.

MAY 6.

J U N E 30.

85 banks.

85 banks.

Resources.
85 b a n k s .

85 banks.

85 banks.

Loans and discounts. $41, 451, 428 70 $41,850,367 54 $41,143, 154 95 $41, 732, 657 56 $43, 623,195 10
Bonds for circulation. 19, 911, 000 00 19, 087, 000 00 19, 664,500 00 20,119, 500 00 20,169, 500 00
320, 000 00
320, 000 00
370, 000 00
370, 000 00
370, 000 00
Bonds for d e p o s i t s . . .
687, 350 00
1, 346 700 00
1, 203,700 00
861, 500 00
TJ. S.bonds on h a n d . .
786, 950 00
1, 833,198 47
1, 849,961 60
1, 665, 167 20
2, 262, 475 04 2, 304,735 56
Other stocks and b'ds
298 43
5, 471, 726 21
5, 825,268 83
6,252,469 51
D u e from res' v e a g ' t s .
5, 873,
3, 565,027 47
48
049 47
1,
D u e from nat'l b a n k s .
2, 418, 382 31
3, 041, 083 05 2, 597,725 10
893 50
535 06
D u e from State b a n k s
239,125 50
286, 741 32
278,
205,
190, 564 29
1, 696, 625 31
1, 696, 432 24 1, 673,540 12
1, 669, 259 46
1, 641,101 97
Heal estate, &c
181 38
990 25
200, 876 89
96,
263,
85,353 83
243, 955 06
C u r r e n t expenses
182, 046 43
109, 275 27
206, 596 75
196, 686 10
193, 912 11
P r e m i u m s paid
799 06
442 83
386, 423 65
652,
464,
491, 396 39
383, 703 20
Cash items
103,079 51
139, 183 82
196, 487 72
265, 362 04
365, 747 41
Clear'g-house exch'gs
058 00
312 00
529,250 00
870,
725,
814,136 00
548, 508 00
Bills of other b a n k s . .
15,973 50
16, 504 16
14, 270 98
Fractional c u r r e n c y .
14, 643 75
15, 478 67
579 96
638 20
1,150, 255 96
1, 230,
1, 209, 742 70 1, 227,470 85
1, 091,
Specie
939, 794 00
1, 007,003 00
975, 540 00
939, 922 00
991, 589 00
Legal-tender notes . .
10,000 00
10, 000 00
10, 000 00
10, 000 00
TJ. S. cert's of deposit.
10, 000 00
865,473 94
919 230 24
944,807 28
935, 369 98
D u e from U . S . T r e a s
919, 888 21
Total.

79, 580, 205 97 j 78, 646,106 15 i 79, 061, 611 28 81, 602, 981 26

0,112, 866 77 !

NEW YORK.
241 banks.
Loans and discounts. $71,281, 253 32
Bonds for circulation. 29, 754, 750 00
845, 000 00
Bonds for deposits - . .
3,932,850 00
TJ. S. bonds on hand..
Other stocks and b'ds
4, 996,136 28
Due from res've a g t s
13, 282,194 42
Due from nat'lbanks
2, 956, 642 94
Due from State banks
793, 600 78
3, 264, 480 49
Real estate, &c
386, 720 55
Current expenses
279, 034 77
Premiums paid
1, 910, 514 94
Cash items
61, 514 39
Clear'g-house exch'gs
960, 456 00
Bills of other banks..
24, 088 76
Fractional currency.
2, 492, 000 03
Specie
2, 995, 894 00
Legal-tender notes . .
330, 000 00
TJ.S cert's of deposit
1, 392, 888 95
Due
fromU.S.Treas
Total

141, 940, 020 62

240 banks.

242 banks.

242 banks.

243 banks. i

$71, 294, 309 97 $72, 783, 752 28 $73,125, 639 91 $75, 697, 528 14
28, 250, 600 00 28, 841, 600 00 29, 225, 800 00 29, 701, 900 00 i
895,000 00
895, 000 00
895, 000 00
895, 000 00
5, 734, 950 00 5, 064, 600 00
5, 308, 500 00 5, 205, 250 00
4, 708, 472 29 4,795, 899 06
4, 814, 748 57 5,124, 054 97
12, 946, 552 80 12, 564, 720 18 16, 023, 693 84 13,235,248 70
2, 573, 699 14 2, 280, 156 45
2, 969, 492 87 2, 810, 205 12
749,177 98
870, 259 83
899,453 12
998,407 75 i
3, 278, 483 24 3, 247, 075 46
3, 179, 681 09 3, 017, 575 14 •
466, 099 17
540, 987 87
374,146 18
449, 935 21
294, 781 84
328, 118 73
365, 998 10
442, 394 23 i
1, 098, 043 09 1, 314, 462 10
1, 524, 208 42
1, 638. 094 99
17, 390 26
25, 197 78
36, 211 32
48,321 72
935,704 00
1,163, 163 00
1,144,101 00
832, 953 00 i
25, 736 33
25, 716 21
22, 986 68
22, 543 50 I
2, 553, 506 25
2,731, 620 68
2, 675, 685 10 2, 648, 064 61 i
2, 901, 567 00 2, 912, 885 00
2, 927,133 00
2, 760, 944 00 i
310, 000 00
290, 000 00
295, 000 00
285, 000 00 !
1, 306,133 89
1, 333, 584 16
1, 348, 818 32 1, 391,126 64 i
140, 340, 207 25

142, 008,

: 79 147,156, 297 52 147,204,547 72

C I T Y OF N E W Y O R K .
47 b a n k s

48 banks

48 banks.

48 b a n k s .

48 b a n k s .

Loans and discounts $235, 039,174 06 $226, 541, 684 45 $232, 774, 381 26 $262, 820, 875 67 $246, 901, 391 62
Bonds for circulation. 21, 020, 500 00
18, 274, 500 00
21, 271, 500 00
22, 352, 500 00
22, 991, 500 00
820, 000 00
820, 000 00
820, 000 00
820, 000 00
820, 000 00
Bonds for deposits...
2, 540, 250 00
10, 370, 950 00
10, 521 900 00
15, 657, 800 00
7, 854, 050 00
TJ. S. bonds on h a n d . .
Other stocks and b'ds
9, 882, 611 56
10, 076, 216 20
11,863,045 24
11, 537, 551 15
13, 413, 566 67
Due from res've ag'ts
13,758,767 96
14, 723, 643 27
17, 414, 792 82
15, 694, £53 53
19, 917, 055 29
Due from nat'lbanks
2, 834,190 99
3,151,115 75
2, 837, 866 49
2, 079, 233 16
3, 278,155 53
Due from State banks
10,141, 322 47
10,195, 819 24
10, 659,141 60
10, 730, 409 62
10, 760, 837 91
Real estate, &c
176, 626 47
914, 451 50
], 074, 024 49
171, 715 44
1, 089,101 58
Current expenses
437, 894 91
681, 814 24
1, 089, 474 87
1, 217, 065 01
1,061,796 60
Premiums paid
2, 641, 634 67
1, 835, 685 40
2,190, 570 06
2, 307, 926 45
2, 513,143 81
Cash items
Clear'g-house exch'gs 193, 851, 069 71 124, 274, 902 62 170, 855, 737 62 113, 212, 382 92 146, 597, 213 41
1, 787, 709 00
1, 720, 700 00
3, 956,162 00
2, 562, 098 00
1, 580, 588 00
Bills of other banks..
46, 344 36
41, 003 15
42, 846 72
43,115 08
37, 963 55
Fractional currency.
54, 729, 759 01
51, 558, 983 90
65, 044, 008 60
67,194,190 87
51, 524, 768 04
Specie
00
8, 783, 463 00
11, 788, 084 00
8, 842, 320
11, 518, 256 00
8, 983, 371 00
Legal-tender notes . .
990, 000 00
1, 010, 000 00
3, 095, 000 00
2, 850, 000 00
TJ. S. cert's of deposit.
], 915, 000 00
1, 295, 995 39
1, 981, 535 79
2, 872, 953 39
Due from U. S. Treas.
1, 498, 429 73
1, 411, 986 93
Total




564, 492,195 42

485, 991, 593 20

567, 480, 339 61

544, 268,102 63

542, 651, 489 94

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXIX
by States and reserve cities—Oont'nued.
CONNE CTI CUT.
DECEMBER 31.

MAY 6.

MARCH 11.

Liabilities.

85 b a n k s

JUNE 30.
85 banks

OCTOBER 1
85 b a n k s .

85 b a n k s .

25, 539, 620 00

$25, 539, 620 00

$25, 539, 620 00

6, 594, 488 62
1, 674,162 08

6, 610, 482 53
2, 002, 438 04

6, 695,154 15
1, 368, 235 L9

6, 701, 094 54
1, 746, 994 49

17, 737,176 00
41, 781 00

Dividends unpaid

$25, 539, 620 00

6, 572,176 78
1, 247, 289 30

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

85 b a n k s .

$25, 539, 620 00

16, 787,176" 00
41, 766 00

17, 388, 359 00
41, 763 00

17, 782, 769 00
41, 698 00

17, 966, 332 00
41, 660 00

109, 275 68

101, 368 26

655, 024 73

116, 706 42

Individual deposits..
U. S. deposits
Dep'ts U.S.dis. officers

23, 232, 610 53
195,740 15
28,123 24

24, 757, 870 91
194,238 16
14, 013 14

24, 371, 367 02
231,299 60
17, 374 66

24, 989, 842 33
219, 267 02
22, 020 44

25, 761, 230 83
195, 753 47
26, 438 17

Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable

3,723,803 77
587,167 71

2, 598, 874 70
334, 620 86

2, 204, 438 25
363, 522 80

3, 716, 359 25
572, 991 05

1, 694, 771 90
322,264 95

81, 602, 981 26

80,112, 866 77

654, 717 49

6,000 00
183, 578 12

20, 000 00
78, 646,106 15

79, 580, 205 97

Total.

NEW
241 banks.

YORK.

240 b a n k s .

$32, 837,160 00 $32, 787,160 00

Capital stock

7, 749, 473 04
4, 692, 431 80

Surplus fund
Undivided profits

7, 877, 930 27
4, 454, 941 66

26, 543, 902 00 24, 991, 500 00
41,129 00
46,129 00

Nat'l bank circulation
State bank circulation

357, 295 23

Dividends unpaid

79, 061, 611 28

78, 269 98

242 b a n k s .
$32, 892,160 00

7, 880, 239 81
5,169, 721 28

242 banks.
$32, 792,160 00
7, 944, 066 65
4, 953, 409 56

25, 470, 578 00 25, 717, 885 00
41,119 00
41,119 00
81, 496 46

336, 630 28

Individual deposits..
U. S. deposits ,
Dep'ts U.S.dis.officersj

63, 407, 366 99
522, 560 87
100, 641 01

64,541,570 23
457, 854 54
91, 556 55

64, 741, 332 02
694, 728 65
68, 000 23

68, 366, 217 90
673,427 20
69, 675 15

Due to national banks
Due to State b a n k s . . .

3, 612, 539 29
1, 354, 907 53

3,131,851 87
1, 051, 281 12

2, 882, 579 30
1, 215, 881 37

4, 157, 070 51
1, 289,135 70

Notes re-discounted..
Bills payable

274, 935 22
440, 678 64

Total

261,164 39
574, 047 64

! 141,940,020 62 j 140,340,207 25

283, 925 40
587,037 27
142, 008, 798 79

277, 714 80
537, 785 77
147,156, 297 52

243 banks.
$32, 830,160 00
8, 015, 608 13
4, 889, 321 32
26, 328, 096 00
41,119 0ft
81, 941 68
69,771,208 83
507,416 70
115, 405 12
2, 600, 682 38
1, 280, 459 84
315, 078 09
428, 050 63
147, 204, 547 72

C I T Y OF N E W Y O R K .
47 b a n k s .

Capital stock
Surplus fund
Undivided profits
Kat'l bank circulation
State bank circulation
Dividends unpaid

48 b a n k s .

48 b a n k s

48 b a n k s .

48 b a n k s .

$50, 650, 000 00

$50, 900, 000 00

$51,150, 000 00

$51,150, 000 00

$51,150, 000

18 528 757 35
9, 215, 593 81

18, 534, 884 0?
11, 544, 539 38

19, 076, 605 36
12, 431, 941 87

19, 882, 931 70
10, 768, 757 01

19, 947, 315 89
12, 832, 314 51

18, 521, 915 00
47, 482 00

15,549,250 00
47, 480 00

19, 098, 445 00
47, 480 00

19, 359,190 00
47, 472 00

20,112, 590 00
47, 472 00

m

1, 511, 561 99

175, 848 79

305, 733 89

1, 429, 052 90

246, 228 22

Individual deposits...
U S deposits
Dep'ts U.S.dis.officers

337, 561, 625 61
495 042 03
103,121 01

266, 649, 881 92
361, 529 83
178, 958 99

332, 797, 995 18
427, 874 43
193, 277 51

284, 242,159 78
568, 039 ?5
108, 691 64

295, 692, 012 40
437, 422 35
89, 934 21

Due to national banks
Due to State banks...
Notes re-discounted

96, 851,137 60
31, 005, 959 02

92,103, 283 68
29, 945, 936 59

98, 573, 226 30
33, 377, 760 07

117, 651,167 17
39, 060, 641 18

104, 089,161 13
38, 007, 039 23

564, 492,195 42

485,991,593 20

567, 480, 339 61

544, 268,102 63

542, 651,489 94

Total




CLXXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1880? arranged
CITY

OF A L B A N Y .

i

7 banks.

7 banks.

r

7 banks.

L o a n s a n d d i s c o u n t s . $6, 825, 642 08 ; $7 671, 083 71
1,710,000 00 1 1, 390, 000 00
Bonds for circulation
100, 000 00
Bonds for deposits . .
100, 000 00 i
662, 500 00
U . S. bonds on h a n d . .
176, 5.-.0 00 |
Other stocks and b'ds
178, 378 44 !
162, 978 44
JDue from res've a g ' t s .
1, 769", 688 57 i 1 391, 843 66
D u e from n a t ' l b a n k s .
678, 082 15
865, 779 13 !
D u e from State b a n k s
178,489 62
96, 466 56 !
347, 520 99
347, 580 99
R e a l estate, &c
2,703 11
C u r r e n t expenses
63, 545 38
63, 545 38
P r e m i u m s paid
I
135, 649 11
89,165 50
C a s h items
j
206, 570 06 !
112,533 77
Clear'g-house exch'gs
88, 294 00
133, 881 00 |
Bills of other b a n k s . . j
1, 560 57 j
2,834 43
Fractional currency.
501, 320 64
446, 847 91 1
Specie
424, 450 00 j
405, 906 00
Legal-tender notes . .
265, 000 00
U . S. cert's of deposit.
215, 000 00 1
D u e fromU. S. T r e a s
84,170 95 1
59, 787 00
Total

JUNE 30.

MAY 6.

MARCH 11

DECEMBER 31.
Resources.

$7, 504, 228
1, 640, 000
100, 000
500, 500
162,459
2, 929, 979
877, 254
111,721
347, 461
5,971
63, 545
116.995
119,131
129, 686
3, 258
478, 355
408, 341
225, 000
91, 707

95
00
00
00
33
14
29
03
49
16
38
69
42
00
52
66
00
00
50

OCTOBER 1
7 banks.

banks.

$7, 166, 344
1, 680, 000
100, 000
1 336, 950
119, 704
2, 507, 720
936, 516
103, 038
347, 614
8,861
58, 551
127, 585
164, 892
119,613
2,324
543,193
203, 933
545, 000
79, 797

91
00
00
00
33
28
67
75
25
87
63
96
98
00
97
38
00
00
50

13,781,700 75 j 14,173,648 40 j 15,875,596 56 [ 16,151,643 48

$8, 298, 430 89
1, 680, 000 00
100, 000 00
1, 031, 750 00
119, 682 08
1, 856, 967 80
961, 273 89
175, 202 38
364, 675 75
3,634 22
58, 551 63
158,197 99
223,125 45
64, 407 00
3,398 11
502, 054 84
154, 470 00
545, 000 00
89, 097 50
16,389,869 53

NEW JERSEY.
65 banks.

65 b a n k s .

66 b a n k s

Loans and discounts. $26, 604, 615 75
Bonds for circulation. 11,968,350 00
Bonds for deposits...
300, 000 00
U. S. bonds on hand..
842,100 00
Other stocks and b'ds
1, 052, 016 59
Due from res've ag'ts.
7, 385, 414 09
Due from nat'l banks.
1, 502, 726 48
Due from State banks
257, 335 09
Real estate, &c
1, 784, 481 87
Current expenses
131,001 14
Premiums paid
51, 294 32
Cash items
978, 535 08
Clear'g-house exch'gs
378, 884 00
Bills of other b a n k s . .
Fractional currency.
13, 379 97
Specie
945 425 45
1, 465, 812 00
Legal-tender notes . .
TJ. S. cert's of deposit
10, 000 00
Due from U.S. Treas.
603, 290 22

$27, 428, 500 68
10, 911, 350 00
300, 000 00
1, 327, 800 00
1, 188, 526 47
6, 670, 872 94
1, 296, 218 91
190, 516 03
1, 687, 941 17
177, 984 57
65, 629 75
499, 599 24

$27, 623, 072 38
11,711,350 00
300, 000 00
1,357,550 00
1,171,139 08
6, 990, 592 78
1,466,117 62
254,029 22
1. 682, 587 95
200, 757 80
82, 617 25
549, 071 77

$27, 441, 349 55
11, 741, 350 00
300, 000 00
1,495,850 00
1, 447, 091 64
8, 211, 192 72
1, 835, 379 07
338, 874 32
1, 691,146 20
134, 890 86
76, 827 00
747, 839 64

390,440
12, 595
972, 410
1 618, 796
10, 000
510, 844

496. 718
11,611
967, 755
1, 753, 328
] 0,000
566, 147

557, 239
12, 838
971, 576
1, 789, 088
10, 000
548, 696

56, 274, 662 05

55 260, 026 61

66 banks.

Total

00
56
82
00
00
47

00
74
02
00
00
17

57, 194, 445 78

67 b a n k s .

00
94
10
00
00
07

59, 351, 229 11

$29, 266, 738
11, 671, 350
300, 000
1, 648, 950
1, 518, 299
6, 984, 533
1, 588, 037
278, 954
1, 695, 038
195, 847
107,162
838, 302

80
00
00
00
79
47
57
48
14
06
24
98

374, 006
12, 987
980, 832
1, 487, 897
10, 000
544, 696

00
77
61
00
00
67

59, 503, 634 58

PENNSYLVANIA.
186 b a n k s
Loans and discounts. $49, 550,124 78
Bonds for circulation. 27, 280, 400 00
580, 000 00
Bonds for deposits...
2,193,000 00
TJ. S.bonds on h a n d . .
4, 380, 977 09
Other stocks and b'ds
Due from res've ag'ts. 10,235,274 74
3, 350,185 46
Due from nat'l banks
1, 233, 075 55
Due from State banks
3, 347, 548 03
Heal estate, &c
302, 849 22
Current expenses
220, 206 40
Premiums paid
801, 496 06
Cash items
Clear'g-house exch'gs
1, 090, 002 00
Bills of other banks..
35,112 80
Fractional currency.
3 459,456 07
Specie
3, 098, 414 00
Legal-tender notes . .
30, 000 00
U. S. cert's of deposit.
1, 272, 709 40
Due from U. S. Treas.
Total




112, 460, 831 60

187 b a n k s

188 b a n k s
51
00
00
00
81
96
86
33
72
87
99
89

$52, 728,137 55
27, 278, 400 00
580, 000 00
3, 384, 850 00
4, 751,159 15
12, 238, 056 87
3, 487, 253 63
1, 432, 991 33
3, 356, 261 44
392, 748 35
229, 093 48
723,988 08

826, 562
38, 215
3, 475, 500
2, 687, 347
20, 000
1, 235, 649

00
39
66
00
00
53

1, 245, 031
37, 066
3, 941, 679
3. 286, 603
30, 000
1, 268,186

115, 413, 256 52

191 banks •

190 b a n k s

$50, 614, 986
26, 392, 400
580, 000
3, 424, 550
4, 445, 929
12, 332, 071
3, 341, 967
1, 304,164
3, 363, 317
487, 724
194,160
648, 707

$51, 614, 727
27, 499, 400
580, 000
4, 001, 200
5, 309, 384
13, 041, 539
4, 273, 659
1, 634, 298
3,380,037
339, 258
255, 305
734, 852

06
00
00
00
36
97
47
74
16
08
08
57

$54, 625,127 70
27, 817,100 00
580, 000 00
4, 339, 350 00
5, 644, 554 ^76
11, 933, 427 09
3, 956, 880 24
1, 354, 383 13
3, 373, 379 18
554, 789 14
251, 569 31
884,642 27

00
10
85
00
00
28

1, 261, 294 00
36, 299 65
3, 862, 236 46
2, 990, 361 00
15, 000 00
1, 284, 681 29

990,160 00
36, 512 40
3, 726, 222 09
2] 770, 438 00
60,000 00
1, 278, 868 27

120,391,506 11

122,113, 534 89

124,177, 403 58

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXI
ly States and reserve cities—Continued.
CITY
DECEMBER 31.

OF A L B A N Y .

MARCH 11

MAY 6.

JUNE 30.

OCTOBER 1.

Liabilities.
' banks.

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

$1,800,000 00

$1, 800, 000 0 0

1, 400, 000 00
237, 954 03

1, 400, 000 00
233, 542 65

1, 400, 000 (10
226, 533 67

1, 101,390 00

1, 438, 990 00

7 banks.

$1, 800, 000 00

400, 000 00
213, 948 36

_._. . ... .._._ 0 0
$1 800, 000
1, 400, 000 00
236, 370 34

7 banks.

$1 800, 000 00

7 banks.
.

Capital stock

1, 337,190 00

1, 472, 740 00

1,506,140 00

7 banks.

36, 892 00

7,051 96

7,237 23

25, 723 94

19, 374 94

Individual deposits ..
IT. S. deposits
Dep'ts U.S.dis. officers

5, 471, 222 78
59,107 40
12, 694 09

6, 530, 397 58
65, 883 41
3,879 24

7, 302, 901 36
94, 441 40
1,861 21

6, 832, 654 70
72,157 52
22, 448 80

7, 390, 558 40
54, 915 58
16,107 99

Due to national banks
Due to State banks.. -

2, 870, 432 12
455, 992 02

2, 631, 024 11
420, 073 74

3, 055,188 49
638, 822 84

3, 461, 358 13
831, 017 74

3, 325, 313 24
650, 925 71

14, 173, 648 40

15, 875, 596 56

16,151, G43 48

16,389,809 53

Notes re-discounted
Bills payable

...

Total . . . .

13, 781, 700 75

NEW

JERSEY.

66 banks.

65 banks.

65 b a n k s

66 b a n k s

$12, 995, 350 00

Capital stock .

$12,855,350 00

$12, 875, 350 00

$12, 910, 350 00

$12, 960, 000 00

3, 735, 919 29
1, 632, 515 84

3, 808, 025 57
1, 496, 664 30

3 844,180 88
1, 651,1C4 90

9, 684, 889 00 10 226, 009 00
16, 970 00
16, 965 00

10,370,569 00
9,120 00

10, 386, 784 00
9,118 00

3, 705, 209 60
1, 409, 379 71

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

10, 683, 802 00
16, 970 00

Dividends unpaid

3, 702, 919 29
1, 486, 629 07

67 b a n k s .

291,377 07

57, 694 03

52, 034 44

272, 604 23

96, 985 68

Individual deposits .. 24, 914, 656 81
U. S. deposits
;
169, 441 25
Dep'ts U.S.dis.officers!
10, 737 93

24, 981, 422 95
202,701 92
11,136 05

25, 576, 509 06
244, 556 64
12, 287 23

27, 997, 776 29
207, 918 32
15, 727 48

28, 250, 617 84
206, 844 58
12, 267 85

Due to national banks
Due to State banks... j

1, 662, 592 51
184, 365 74

1, 912,152 80
237,898 00

2, 330, 277 48
310, 037 50

1,991,389 06
158, 797 14

1, 798, 106 13
235, 864 72

Notes re-discounted..
Bills payable
j

154, 079 43
76, 700 00

95, 563 50
14,700 00

127, 284 30
54, 700 00

47, 587 72
64, 700 00

7,000 00
44, 700 00

! 56, 274, 662 05

55, 260, 026 61

57,194, 445 78

59, 351, 229 11

59, 503, 634 58

Total

PENNSYLVANIA.
186 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

j $28, 945, 340 00

190 banks.

191 banks.

7, 255, 707 96
2, 544, 241 09

7, 334, 356 14
2, 560, 745 28

7, 469, 888 84
2, 714, 683 84

24,182, 405 09
30,153 00

23,130, 324 00
30, 140 00

23, 795, 788 00

23, 970, 598 00

30,140 00

28, 384 00

27, 959 00

428, 208 45

281, 319 10

146,712 14

217, 565 16
46, 380, 949 71
343, 730 85
11,171 71
2, 244, 374 40 |
336, 639 07 j

Notes re-discounted..
Bills payable

181, 766 54 I




188 banks.

7,117, 646 40
2, 462, 599 48

Due to national banks
Due to State banks...

Total

187 banks.

$29, 030, 340 00 $29,105, 340 00 $29, 220, 340 00 f29, 310, c'40 00

6, 490 28 j

164, 693 05
50, 014, 930 04
314, 579 88
11, 239 44

54, 064, 347 39
437,204 54
11, 859 34
2, 253, 572 10 I 2, 252, 613 39
376, 188 21
303,820 08
115, 810 47 i
171, 490 28 |

51,593 22
15,490 28

54, 514, 240 83
401, 589 56
12, 225 36
2, 888, 553 07
434, 726 22
94, 344 03
82, 642 04

7, 635, 415 97
3, 003,168 00
24,405,793 00

57,084,597 57
360, 639 97
11,253 55
1, 793, 262 97
347, 388 90
50, 382 23
490 28

112, 460, 831 60 ! 115, 413, 256 52 ; 120, 391, 506 11 j 122,113, 534 89 | 124,177, 403 58

CLXXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1880, arranged
CITY OF P H I L A D E L P H I A .
DECEMBER 31.

MARCH 11.

32 banks.

32 banks.

MAY 6.

JUNE 30.

OCTOBER 1.

Resources.
32 b a n k s

32 b a n k s .

32 b a n k s .

Loans and discounts $55,355,881 51 $54, 401, 000 76 $58, 471, 790 14
14, 285, 700 00 11, 823, 700 00 12, 645, 700 00
Bonds for circulation
250, 000 00
250, 000 00
250, 000 00
Bonds for deposits . .
3, 903, 500 00
U. S. bonds on h a n d . .
2,101, 300 00
3, 484, 500 00
Other stocks a n d b ' d s
2, 896, 926 79
2, 603, 514 19
2, 805, 853 88
D u e from res've a g ' t s .
6, 512, 317 10
6, 259, 340 26
7, 237,144 74
D u e from nat'l banks
3, 472, 870 36
3, 802, 816 02
3, 895, 621 97
D u e from State b a n k s
617,167 16
814, 259 45
767,593 31
Real estate, &c
2, 723, 019 31
2, 743, 945 11
2, 740, 619 03
Current expenses
567,134 68
244, 942 27
95, 277 88
P r e m i u m s paid
131,426 64
120,615 41
199, 376 68
Cash items
398, 342 02
887, 457 49
513, 400 06
Clear'g-house exch'gs 15,170,128 04
7, 989, 916 41
7, 498, 398 67
Bills of other b a n k s . .
606, 212 00
645,649 00
792, 713 00
Fractional c u r r e n c y .
23, 842 32
22, 017 71
22, 291 17
Specie
0, 760, 281 79
7, 004, 909 45
8,104, 618 93
Legal-tender notes . .
3, 537, 874 00
2, 824,020 00
4,752,424 00
U. S. cert's of deposit.
1, 795, 000 00
2,125, 000 00
2,150, 000 00
Due from U . S . T r e a s
585, 637 43
647, 640 43
671, 248 62

$61, 836, 884 27
13, 288, 700 00
250, 000 00
1, 934, 900 00
4, 213,137 13
6, 259, 739 99
4, 338,158 52
887 958 14
2, 720; 710 94
247, 866 66
79, 273 03
601,177 18
9, 322, 939 41
710,716 00
21, 729 62
9, 753, 900 45
3, 477, 974 00
2, 580, 000 00
640, 070 93

$62, 286,159 23
13,439,200 00
250, 000 00
1, 751, 300 00
4,203,375 17
6, 607, 949 64
4, 079, 247 03
899,412 16
2, 591, 521 96
609, 873 09
78, 493 26
620, 838 07
8, 852, 901 95
627, 729 00
29,879 43
7, 233, 819 45
2, 529, 521 00
1,820,000 00
690, 324 93

115,175, 409 54

123,165, 836 27

119, 201, 545 37

Total

| 120,939,601 66

107,888,745 99

CITY OF PITTSBURGH/
22 banks

22 banks.

22 banks.

22 banks.

Loans and discounts $20, 364, 869 05 $20, 676, 836 44 $20, 757, 643 56
6, 217, 000 00
7, 317, 000 00
7, 209, 000 00
Bonds for circulation
250, 000 00
250, 000 00
250, 000 00
Bonds for deposits . .
433,150 00
1, 028, 400 00
453, 450 00
U. S. bonds on h a n d . .
758, 283 24
789, 372 97
779, 664 12
Oiher stocks and b'ds
3, 368, 362 44
3, 207, 5G6 69
2, 941, 587 12
D u e from res've a g ' t s .
D u e from n a t ' l banks
880, 545 74
1, 202, 953 87
1,158, 347 50
D u e from State b a n k s
239, 723 37
397,014 32
374,408 62
1, 841, 684 00
1, 860, 877 45
1, 799, 076 10
Real estate, &c
155, 281 15
117, 349 82
71, 064 74
C u r r e n t expenses
39,139 91
41, 532 34
44, 940 07
P r e m i u m s paid
133, 958 63
Cash items
188, 333 04
171,184 88
1, 008, 207 09
1, 048, 796 84
1,136,811 23
Clear'g-house exch'gs
Bills of other b a n k s . .
291, 518 00
308, 154 00
963, 040 00
9,468 42
10, 855 99
12, 642 93
Fractional currency
1 358, 486 35
1, 332, 997 88
1, 804,188 33
Specie
1, 703, 372 00
1, 582,197 00
2, 460, 635 00
Legal-tender notes . .
XL S cert s of deposit
345, 757 46
360, 019 24
301, 050 07
D u e from U. S. Treas
Total

40, 631, 569 48

40, 100,828 76

43, 076, 360 77

22 b a n k s .

$20, 921, 312 41
7, 317, 000 00
250, 000 00
485, 350 00
1,089,268 66
3,948,913 79
1, 512,122 50
500, 856 66
1, 804,127 94
120,123 14
31, 953 13
228, 179 87
963, 662 02
255, 876 00
9, 518 00
1, 807, 687 18
2, 098, 256 00

$22, 384, 220 5>5
7, 592, 000 00
250, 000 00
479, 050 00
1, 076, 684 67
3, 257, 058 33
919, 217 52
342, 742 40
1, 790, 594 52
199, 568 61
38, 840 11
306 391 80
1,194, 210 21
303. 575 00
12, 738 45
1 664 394 05
1, 994, 011 00

367, 857 36

396 660 86

43,712,064 66

44, 201, 957 78

DELAWARE.
14 b a n k s .

i

14 b a n k s .

$3,196, 522 78 i $3,174,387 94
Loans and discounts
Bonds for circulation.
1, 695, 200 00 i 1, 693, 200 00
60,000 00
Bonds for deposits
60, 000 00 !
U. S. bonds on hand..
268, 550 00 i
237, 550 00
Other stocks andb'ds
192, 091 7 9 i
196, 679 70
Due from res've ag'ts.
674, 743 0 1 i
838, 053 18
Due from nat'l banks
294, 980 03
169, 841 19
Due from State banks
46, 626 48
68, 058 56 !
223, 270 53
Real estate, &c
!
223, 235 3 3 i
22, 268 07 i
15, 979 73
Current expenses
j
Premiums paid
•
7, 357 oo :
7, 357 00
56, 002 69
76,154 16 :
Cash items
|
Clear'g-house exch'gs
03, 386 00
76, 789 00
Bills of other banks..
1, 973 50
Fractional currency .
1, 587 23 |
170, 573 02 ;
185,217 95
Specie
Legal-tender notes . .
147, 834 00
149,835 00
30, 000 00
U. S. cert's of deposit
30, 000 00 |
76, 838 75
Due from U. S. Treas.
80, 812 51 i
Total




7, 286, 756 49

14 b a n k s

14 b a n k s .

14 b a n k s .

$3, 207, 495
1, 693, 200
60, 000
287, 550
256, 579
1, 080, 042
213, 475
72,189
223, 275
20, 580
7, 357
62, 508

75
00
00
00
70
91
78
95
10
23
00
37

$3, 264, 748 53
1, 743, 200 00
60, 000 00
127, 550 00
251, 079 70
1,100, 618 27
34 L, 981 76
55, 923 36
223, 214 76
19, 799 05
6,977 00
67, 037 89

48, 515
2, 258
174,007
134, 659
30, 000
88, 818

00
67
51
00
00
75

73,481
1,461
150, 000
147, 888
30, 000
77, 738

00
20
41
00
00
75

$3, 497, 474
1, 693, 200
60, 000
352, 550
297, 077
886, 910
282, 046
65, 892
213, 297
19, 910
7,988
108, 035

68
00
00
00
70
07
12
06
29
56
25
49

77, 621
1,883
181, 894
141, 262
30, 000
81, 038

00
58
21
00
00
75

7, 226,199 64 ; 7, 663, 203 72 I 7, 742, 699 68 I 7, 998, 079 76

REPORT OF THE COMPTROLLER OF THE CURRENCY

CLXXXII

by States mid reserve cities—Continued.
CITY

OF

PHILADELPHIA.

DECEMBER 31.

MAKCir 11.

MAY 6.

JUNE 30.

O C T O B E R 1.

32 banks.

32 banks.

32 banks.

32 banks.

32 banks.

Liabilities.
Capital stock

I $17,358,000 00 $17, 358, 000 00

$17, 358, 000 00 $17, 358, 000 00

$17, 358, 000 00

7, 757, 894 90
1, 703, 556 91

7, 969, 732 07 ! 8,135, 053 08
1,143, 454 02 ! 1, 742, 650 23

8,157, 053 08
2, 262, 370 70

7, 733, 732 99
Surplus fund
Undivided profits
j 1, 439, 989 40
Nat'lbank circulation: 12, 533, 474 00
State bank circulation!
1,519 00

10, 359, 404 00
819 00

10, 782, 953 00 I10, 823, 457 00
819 00
819 00 !

46, 475 41

35, 874 21

Individual deposits... | 65, 723, 663 43
U. S. deposits
|
225, 976 24
Dep'ts U.S.dis. officers

54,338,613 37
201, 476 03

323, 342 01 I
53, 905 46
j
65, 269, 582 97
60, 363, 490 59 j
235,251 25
206, 373 14 !

Dividends unpaid

12, 793, 489 67 13, 364, 398 73 ! 15, 731,116 27
Due to national banks 12, 891, 738 25
Due to State banks...! 2, 925, 092 94 j 3, 279, 617 90 3, 602, 906 98 i 3, 756, 001 01

Notes re-discounted.
Bills payable
Total

60, 000 00 |
! 120, 939, 661 66

CITY
22 banks.

60,000 00

60, 000 00

11, 446, 341 00
819 00
40 548 21
61, 966, 671 56
211, 081 55
14, 448. 898 20
3, 309, 762 07

60, 000 00

107, 888, 745 99 j 115,175, 469 54 j 123,165, 836 27 119, 201, 545 37

OF PITTSBURGH.
22 banks

22 b a n k s

22 banks.

22 banks.

-

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid j
Individual deposits ..
TJ. S. deposits
Dep'ts U.S.dis.officers1
Due to national banks
Due to State banks... i

$9, 850, 000 00

$9, 850, 000 00

$9, 850, 000 00

$9, 850, 000 00

$9, 850, 000 00

3,178, 748 23
601, 963 11

3, 201, 58935
727, 712 54

3, 216, 25938
706, 664 00

3,241,350 65
762, 806 95

3, 268,366 11
863, 618 71

6, 301, 75800

5, 340, 75800

6, 351, 41800

6, 280, 61800

113 00
6, 577,

39,104 75

126, 583 25

17,492,416 32
95, 790 51
128, 032 98

18, 600, 076 61
162, 485 88
53,120 19

19,143, 578 25
142, 006 29
43, 983 28

18, 994, 882 94
149,133 92
79, 712 87

2, 259,132 69
1, 289, 06185

2, 335, 314 84
1, 320, 85019

2, 744, 643 81
1, 265,109 65

2, 812, 22841
1, 340, 25608

2, 783,258 16
1, 570,529 95

Notes ra-discounted.
Bills payable
Total .

92, 236 75

73, 091 75
16, 358, 640 68
137, 844 43
50, 588 02

54, 710 25

10. 631 87
100, 000 00
40,100, 828 76 \ 40, 631, 569 48 j 43, 076, 360 77 j 43, 712, 064 66 j

44, 201, 957 78

DELAWARE.
14 banks.
Capital stock .
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation j
Dividends unpaid
Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers'
Due to national banks;
D ue to State banks...

14 b a n k s .

14 b a n k s .

14 b a n k s .

$1, 743, 985 00

$1,743, 985 00

$1, 743, 985 00

$1, 743, 985 00

483, 451 99
170, 861 79
1, 476, 069 00
855 00
9,10.1 00
2, 901, 029
40, 512
7,823
403, 686
49, 381

49
46
37
24
15

491,781 31
131,790 34
1, 463, 989 00
855 00

i
13, 935 80 |
3, 008, 064 48 |
31,971 71 j
1, 086 33
309, 786 26
28, 954 41

491, 990 79 j
171, 279 16 j
1, 456,104 00
855 00
14, 959 05
3, 364, 340 95
38, 783 46 I
2,164 21 I
357,120 91 !
21, 621 19 I

14 b a n k s .

492, 509 79
211, 538 42
1, 441,149 60
855 00
10, 066 50
3, 461, 450
39, 832
2, 645
332, 377
6, 289

83
99
23
68
24

$1, 743, 985 00
509, 038 81
143,145 83
1, 438, 099 00
855 00
13, 979 90
3, 754, 299 04
45, 845 08
4, 461 82
322, 032 28
22. 338 00

Notes re-discounted..
Bills payable
Total .




7, 286, 756 49 j

7, 226,199 64 j

7, 663, 203 72 j

7, 742, ( i 68

7, 998, 079 76

CLXXXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1880, arranged
M AR YL A N D .
MAY 6.

JUNE 30.

21 b a n k s .

DECEMBER 31.

21 banks.

Resources.
21 b a n k s .

21 b a n k s .

$3, 972, 961 53 $4,011,217 17 ! $4,108, 753
L o a n s and discounts
2,156, 550 00 2, 096, 550 00 i 2, 216, 550
Bonds for circulation.
100, 000 00 j
Bonds for d e p o s i t s . . .
100, 000 00
100, 000
TT. S. bonds on h a n d . .
570, 600 00 j 695, 200 00 !
503,050
346, 503 81 !
Other stocks and b ' d s
452, 925
355, 723 81 I
947, 956 75 i
D u e from res' v e a g ' t s
967, 023
888,941 98 I
379, 660 67
D u e from n a t ' l b a n k s
354, 294
362, 285 55 !
D u e from State b a n k s
26, 003 55 :
42, 814
23, 495 96 I
210,192 48 !
234,113
R e a l estate, &c
208, 580 46 |
46, 657 85 '
C u r r e n t expenses
53, 335
21, 316 02 !
24,142 68
28, 794
21, 912 39 I
P r e m i u m s paid
48,920 52
35,563
C a s h items
39, 777 79 !
Clear'g-house exch'gs
89, 625
Bills of other b a n k s . . j
63, 494 00
50,073 00
Fractional currency. |
2, 987
2,961 79
3,105 06
Specie
j
230, 265 98 ! 260,146
227,185 58
347, 345 00
412, 945
Legal-tender notes . . j
378, 997 00
U . S. cert's of deposit, j
D u e from U. S. T r e a s .
103,506
'6, 226 68 |
18, 395 19 I
Total

I

9, 493, 322 32 j

CITY
15 banks
Loans and discounts
Bonds for circulation.
Bonds for deposits . .
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks. .
Fractional currency.
Specie
Legal-tender notes . .
TT. S. cert's of deposit
Due from U. S. Treas
Total

412, 814 18
7 052,100 00
200, 000 00
500, 000 00
167. 892 52
2, 73l! 242 44
1 052, 783 77
209,125 21
647, 841 13
36, 748 01
61,134 04
59 530 60
1 742,104 21
294,127 00
2,753 58
1 362, 992 97
1 491,123 00
675, 000 00
342, 637 00
41 041, 949 66

9, 659, 877 93 ;

18
00
00
00
20
34
25
79
23
51
18
50

22 b a n k s .

$4,132, 798 60
2, 216, 550 00
100, 000 00
540, 900 00
370, 980 20
981, 896 52
461, 347 12
38, 865 64
233, 495 33
27, 414 51
28, 347 81
69,184 57

$4, 348, 551
2, 246, 550
100, 000
659, 400
361, 620
1,143, 417
607, 886
68, 490
238, 524
51, 325
44, 781
68, 631

31
00
00
00
20
21
86
95
15
86
73
35

93,
3,
262,
421,

00
18
97
00

I
00
99
62
00

103,
2,
252,
392,

38 |

100,517 25

780
835
372
582

00
09
11
00

874
689
669
391

103, 567 50

9, 966, 428 17 I 10, 053, 806 75 j 10, 824, 371 27

OF B A L T I M O R E .

81
00
00
00
02
17
38
36
37
28
04
79
19
00
33
00
00
00
00

$24, 980, 654
7, 532,100
200, 000
530, 000
115, 555
2, 097, 504
690, 802
182,189
650, 780
164,745
80, 284
49, 418
1, 690, 494
506, 843
3,068
1,478,933
1, 519, 254
690, 000
354, 252

43 142,174 74

DISTRICT

16 banks.

16 banks.

16 banks.
$25, 099, 055
7, 102,100
200, 000
530, 000
124, 305
1, 990, 049
933,141
190,893
650, 458
116, 870
62, 009
46, 723
1, 654,162
264,352
2,848
i
740, 508
1, 218, 211
875, 000
341,487

01
00
00
00
02
06
89
85
57
08
03
08
51
00
96
41
00
00
00

$25, 633, 944 05
7, 532,100 00
200, 000 00
630, 000 00
86, 488 87
2,113,118 31
939, 711 79
271,961 32
648, 001 64
148, 846 77
101,599 99
54,107 26
1, 630, 374. 89
502,128' 00
3,316 30
1, 591, 544 53
1, 735, 518 00
765, 000 00
352, 437 00

43, 516, 879 47

44, 940,198 72

16 banks.
$25, 906, 037
7, 562,100
200, 000
410,000
88, 072
2, 522, 644
955, 906
169, 880
653, 286
163, 373
57, 087
95, 526
3, 561, 277
277, 411
3,062
2, 058, 981
947, 170
255, 000
371, 987

07
00
00
00
47
58
89
30
64
80
49
56
85
00
13
66
00
00
00

46, 258, 805 44

OF COLUMBIA.

1 bank.
Loans and discounts
Bonds for circulation
Bonds for deposits..
U. S. bonds on hand.. j
Other stocks and b'ds'
Due from res've ag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
j
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
U. S. cert's of deposit.
Due fromTJ. S. Treas
Total




1 bank.

1 bank.

$279, 211 25
250, 000 00

$245, 298 67
250, 000 00

$242,332 19 | $257, 635 88
250, 000 00
250, 000 00

250, 000 00
15, 930 00
85, 808 77
11.949 24
2, 476 98
17.950 00
131 88
4,130 46

275, 000 00
15, 930 00
89,135 22
7,614 76
2, 793 99
17, 950 00
2, 267 29
2, 200 00
5, 420 00

276, 000 00
15,930 00
111,226 67
6,144 58
4, 099 29
17, 950 00
4,124 90
2, 200 00
8, 654 19

276, 000 00
15, 930 00
133, 083 75
21,248 09
4, 665 55
17,950 00
72 75
2, 200 00
8, 709 05

276, 000 00
930 00
122,293 60
13, 683 19
269 77
17, 950 00
9, 770 37
2 200 00
9,104 01

12, 743 00
25 00
59, 416 00
81, 500 00

17, 832 00
9 10
69, 466 00
85, 000 00

10, 943 00
14 00
65, 816 00
74, 000 00

20, 001 00
16 00
63,198 00
80, 500 00

10,003 00
12 00
57, 286 00
75, 000 00

11,250 00 j

11,250 00

11,250 00

11, 250 00
1, 082, 522 58

11, 250 00
1, 097,167 03 I

1 bank.

1 bank.
$304,434 42
250, 000 00

1,100, 684 82 ! 1,1G2, 460 07 1,153,186 36

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLXXXV

by States and reserve cities—Continued.
M AR YL AND.
DECEMBER 31.

MARCH 1 1

21 b a n k s

JUNE 30.

MAY 6.

21 b a n k s .

21 b a n k s

OCTOBER 1 .

Liabilities.
Capital stock.
Surplus fund
Undivided profits
Xat'l bank circulation
State bank circulation
Dividends unpaid

21 b a n k s

22 b a n k s .
$2, 412, 700

oe

$2, 366, 700 00

$2, 381, 700 00

$2, 381, 700 00

$2, 381, 700 00

710, 615 89
175, 340 52

712, 576 31
236,116 85

714, 576 31
278, 833 22

705, 259 70
209, 221 77

706, 868 00
235, 816 20

1,888,607 00
35 00

1, 820, 522 00
35 00

1, 928, 617 00
35 00

1, 926,187 00
34 00

1, 967, 472 00
34 00

62, 565 30

16, 727 47

18, 674 86

64, 941 97

33, 667 85

Individual deposits...
17. S. deposits
Dep'ts U. S.dis. officers

3, 942, 630 08
21, 347 90
36, 729 88

4,161, 681 87
25, 624 59
17, 599 77

4, 487,143 42
29, 747 18
20, 041 55

4, 521, 457 82
28, 798 97
33, 206 38

5, 253, 859 18
9, 253 9C
53, 209 45

Due to national banks
Due to State banks -. -

106, 606 69
25, 482 29

119,138 92
17, 992 27

88, 065 04
18, 994 59

154. 340 50
28, 718 64

129, 750 42
21, 740 21

Notes re-discounted..
Bills payable

20, 000 00
136, 661 77

150,162 88

9, 493, 322 32

9, 659, 877 93

9, (J66, 428 17

10, 053, 866 75

10, 824, 371 27

Total

CITY OF B A L T I M O R E .
15 banks.

16 banks.

16 banks.

16 banks.

$10, 890, 330 00

$11,110, 330 00

$11 110, 330 00

$11,110, 330 00

$11,190, 330 0<>

Surplus fund
Undivided profits

2,463 304
673, 809 58

2 480 390 07
946, 4C0 71

2 484 013 83
1, 214, 824 71

2,497 847 01
1, 008, 716 33

2 552 847 01
1, 203,128 02

Xat'l bank circulation
State b a n k circulation

6,156, 501 00
34, 800 00

6,174, 901 00
34,800 00

6, 509, 601 00
34, 800 00

6, 495, 711 00
34, 795 00

6, 637, 961 00
34, 795 00

Capital stock

16 banks.

368, 228 89

71,089 29

64,130 95

248, 676 19

73,167 95

Individual d e p o s i t s . . .
U. S. deposits
Dep'ts U.S.dis.officers

17, 646, 877 61
109, 888 24

18,159, 562 77
105, 335 25

18 803, 709 31
110, 453 80

20,168, 350 21
112, 562 70

20, 863, 490 71
111, 652 59

Due to national banks
Due to State b a n k s . . .

2, 286, 496 01
411,714 01

3, 599,117 87
460,187 78

2 750, 769 50
434, 246 37

2, 742, 626 23
520, 584 05

41,041,949 66

43,142,174 74

43, 516, 879 47

44, 940,198 72

Dividends unpaid

3,118,248
473, 184

Xotes re-discounted..
Bills payable
Total

46, 258, 805 44

DISTRICT OF COLUMBIA.
1 bank.
Capital stock..
Surplus fund
Undivided profits
Xat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits... |
U. S. deposits
'
epos:
Dep'ts U.S.dis.officers .
Due to national banks
Due to State banks...

1 bank.

$252, 000 00 |

$252,000 00 |

58, 000 00
29,713 53
222, 300 00 |
11, 896 00 |
503,572 06

5, 022 09
18 90

I

58, 000 00 !
34, 906 50 !
215, 000 00
1,884 00
528, 780 26

6, 522 48
73 79

1 bank.

1 bank.

1 bank.

$252, 000 00 !

$252, 000 00

$252, 000 00

58, 000 00
42, 328 70
219, 700 00
1,C68 00 I
521, 069 49 j

5, 374 80
543 83

59, 000 00 i
27, 713 96 I
I
213, 300 00 '
11, 672 00 |

59,000 00
39,458 79
207, 600 00
1, 908 00

596, 284 81

587,152 45

2, 407 30
82 00

2, 300 88
3, 766 24

1,162, 460 07

1,153,186 36

Jfotes re-discounted.
Bills payable
Total




1, 082, 522 58

1, 097,167 03 I

1,100, 684 82 I

CLXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1880? arranged
CITY

OF W A S H I N G T O N .

DECEMBER 31

Resources.
Loans and discounts.
Bonds for circulation.
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks!
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills ofother banks ..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from TJ.S.Treas.
Total

MARCH 11

MAY 6.

JUNE 30.

5 banks

5 banks.

5 banks.

5 banks.

OCTOBER 1.
5 banks.

$1,596,843
780, 000
100, 000
63, 400
121, 915
222, 271
126, 647
3,133
420, 997
15, 289
5,119
65, 748

12
00
00
00
70
41
01
44
38
52
46
78

$1, 646, 832
730, 000
100, 000
154,150
131, 657
305, 270
88, 635
5, 853
421, 065
18, 350
8,846
68, 248

76
00
00
00
32
00
19
13
67
30
30
97

$1, 761, 023
730, 000
100, 000
122, 750
127, 089
305, 026
171, 709
4,960
421, 065
30, 789
3, 858
79, 486

67
00
00
00
35
77
04
13
67
72
30
36

25, 581
6,293
196, 625
229, 702

00
98
76
00

40,151
6,714
225, 996
159, 540

00
96
25
00

38, 895
6,340
197, 578
143, 832
50 000
31, 500

00
35
00
00
00
00

U, 447 00
5, 025 85
159, 696 25
142, 458 00

4, 325, 904 36

4, 293, 918 53

35,100 00

31, 500 00

4, 014, 668 56

4,142, 811 85

$1, 753, 970
730, 000
100, 000
191, 000
143, 929
340, 830
171, 631
10,187
420, 865
10,867
5, 604
64, 905

33
00
00
00
35
56
41
19
67
66
26
00

31, 500 00

$1, 786,185 27
730, 000 00
100, 000 00
159, 300 00
138, 605 66
200,444 90
153,430 89
9, 008 63
418, 865 67
24,127 52
6,091 83
67,400 70
22, 786
5,536
143, 806
222,126

00
12
00
00

31,500 00
4, 219, 215 19

VIRGINIA.
18 banks.

17 banks
Loans and discounts
Bonds for circulation.
Bonds for d e p o s i t s . . .
U. S. bonds on h a n d . .
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
C^ish items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional currency.
Specie
Legal-tender notes . .
Due from IT. S. Treas.
Total

$7, 585, 302
2, 643, 350
575, 000
114, 700
171,428
1, 653, 857
329, 972
282, 024
332,182
12, 739
14, 775
942 127

17
00
00
00
54
94
14
12
41
07
00
OS

210, 839
1,708
431, 052
735, 964

00
24
06
00

$7, 900, 601 39
2, 578, 350 00
575, 000 00
262,100 00
341, 622 66
1,162, 427 26
411, 930 48
253, 715 40
328, 432 20
51, 395" 00
22, 985 93
191,141 S'i
' 238,358
1,805
538, 264
748, 529




37
00
00
00
93
12
86
96
46
55
37
88

$8, 384, 036
2, 673, 350
575, 000
293, 900
561, 799
1, 424, 785
599, 986
324, 915
349, 688
31, 519
30,796
391, 592

220, 863
2,102
576, 631
622, 565

00
99
76
00

179, 589
1, 885
588, 207
699, 233

00
00
45
00

$9, 226, 776
2, 753, 350
575, 000
369, 400
456,127
1, 273, 375
607, 627
326, 281
353, 496
68, 308
27, 632
287,149

15
00
00
00
88
01
00
66
93
52
81
65

] 58, 026
2,102
343, 387
452,872

00
51
SO
00

143, 271 34

130, 806 69

135, 027 24

142, 062 54

132, 535 64

15, 737,465 35

16, 391,136 49

17, 252, 348 02

17, 413, 449 56

VIRGINIA.

17 b a n k s .

17 b a n k s .

Total.

$8,161, 746
2, 673, 350
575, 000
293, 250
336, 900
1, 065, 087
558, 045
510, 396
332, 666
84, 330
32,884
210, 287

38
00
00
00
51
85
41
99
08
46
87
48

15, 480, 293 96

WEST

Loans and discounts
Bonds for circulation.
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.!
Due from TJ. S. Treas.

00
25
'^6
00

18 banks

18 banks

18 banks.

$2, 854,126 82 |
1,595,950 00

17 b a n k s .

17 b a n k s .

17 b a n k s .

$2, 882, 915 34
1, 595, 950 00

$3,061,391 18
1, 595, 950 00

$3,177, 403 15
1, 585, 950 00

$3,170, 422 77 |
1, 561, 950 00 j

35, 000
86, 899
373,481
186, 520
98, 215
186,431
30, 066
17, 705
14, 310

00
11
82
23
87
33
99
57
88

36,400 00
60, 456 61
343,168 62
177, 538 85
117,602 86
186, 329 33
21,997 89
17, 858 02
17, 281 44

36, 200 00
69,559 11
219, 942 1G
167,403 04
61, 649 16
186,531 93
29,136 43
16,251 84
10,816 62

36,900 00
42,252 11
243, 458 08
156,452 46
70, 580 20
185,856 93
26,168 04
14,730 76
9, 062 94

41,200 00
54,152 11
306, 769 26
210, 408 02
97, 906 32
185, 214 20
23, 952, 28
14, 383 28
14, 657 05

69, 344
1, 595
151,897
281, 980

00
16
28
00

41, 875
1,638
155, 979
252, 694

55, 510
1, 852
157, 975
255, 366

52, 239
1, 453
142, 812
237,582

84. 379
2, 593
197,047
240, 593

75,100 62
6, 058, 625 68 !

00
10
30
00

72, 892 75
5, 982, 578 11

00
77
67
00

00
25
57
00

74, 292 75

81, 493 00

i, 999, 828 66 |

6, 064, 394 49 I

00
92
17
00

75,217 25 |
6, 280, 845 63

REPORT OF THE COMPTROLLER OF THE

CURRENCY.

CLXXXVII

by States and reserve cities—Continued.
CITY OF WASHINGTON.
Liabilities.

DECEMBER 31.

MARCH 11

MAY 6.

JUNE 30.

OCTOBER 1.

5 banks.

5 banks.

$1,125, 000 00

$1,125, 000 00

$1,125, 000 00

$1,125, 000 00

$1,125, 000 00

Surplus fund
Undivided profits

235, 257 14
70, 012 45

235, 557 14
70,121 20

235, 557 14
102, 740 25

249, 800 00
62, 389 91

250,100 00
78,145 41

Nat'l bank circulation
State bank circulation

698, 200 00

615, 700 00

619, 600 00

613, 300 00

625, 700 00

Cap al stock

Dividends unpaid

5 banks

5 banks.

5 banks.

17, 733 50

1,877 50

1,719 00

17, 424 00

1,891 00

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

1, 623, 597 05
27, 707 23

1, 862, 400 47
61, 595 68

1, 978, 629
86, 368 57

2, 080, 622 99
28, 934 60

1, 940,125 30
25, 631 48

Due to national banks
Due to State banks..

200, 201 42
16, 959 77

158, 463 72
12, 096 14

160, 797 11
15, 493 16

104,761 59
11, 685 44

154, 412 34
18, 209 66

4, 014, 668 56

4,142, 811 85

4, 325, 904 36

4, 293, 918 53

4, 219, 215 19

Notes re-discounted
Bills payable
Total

VIRGINIA.
17 banks.
Capital stock
Surplus fund . . . .
Undivided profits
N a t l bank circulation
State bank circulation

18 banks.

18 banks.

18 b a n k s .

18 b a n k s .

$2 866 000 00

$2 964 750 00

$2 966 000 00

$2 966 000 00

$2 966 000

853, 650 00
252, 716 57

864,100 00
307, 562 67

864,100 00
432, 408 67

896,100 00
305, 775 82

943,100 00
415,192 25

2, 358, 850 00

2, 257,. 350 00

2, 337,100 00

2, 304, 800 00

2, 444, 700 00

oo

108, 842 00

3,464 00

2,434 00

97, 634 00

2,718 50

Individual deposits . .
U S deposits
Dept'sU.S.dis.ofiicers

7, 804, 476 05
317, 643 63
111,747 63

8, 051, 097 31
348, 852 33
89, 597 68

8, 524, 291 66
421, 406 85
70,115 60

9, 408, 383 10
397, 884 44
77, 327 70

9, 088, 959 44
406, 458 50
70, 968 47

Due to national b a n k s
Due to State b a n k s . . .

346, 286 26
336, 748 07

417, 729 28
352, 962 08

378, 459 47
294, 820 24

317, 946 50
325, 496 46

434, 609 63
376, 593 11

Xotes re-discounted. .
Bills pavable

73, 333 75
50, 000 00

30, 000 00
50, 000 00

20, 000 00
80, 000 00

15, 000 00
140, 000 00

199,149 66
65, 000 00

15, 480, 293 96

15, 737, 465 35

16, 391,136 4 9

17, 252, 348 02

17, 413, 449 56

Dividends unpaid

Total

WEST
17 banks
Capital stock
Surplus fund . . Undivided profits
N a t ' l bank circulation
State b a n k circulation

VIRGINIA.
11 banks.

17 banks.

$1 761 000 00

$1 761 000 00

$1 761 000 00

$1,761 000 00

$1 736 000 00

435, 919 22
128, 316 35

441, 826 88
103, 549 23

441, 826 88
146, 855 19

448,132 25
134, 755 96

454, 225 80
118, 234

1 422, 925 00

1, 4-22, 800 00

1, 418, 665 00

1, 411, 210 00

1, 387, 310 00

17 banks

17 banks.

35, 737 25

19, 755 07

18, 593 00

37, 505 00

25, 273 00

Individual d e p o s i t s . . .
U. S. deposits
D e p ' t s U.S.dis.officers

2 115, 487 20

2, 082, 023 32

2, 038, 918 54

2,103, 519 66

2, 348, 663 27

Due to national b a n k s

102, 095 51
47, 145 15

104, 449 28
39,174 33

110, 542 41
52, 427 64

98, 723 44
50, 263 18

131, 641 69
49, 612 19

3 000 00
5,000 00

11 000 00

19 285 00

29 885 00

10, 000 00
6, 058, 625 68

5, 982, 578 11

5, 999, 828 66

6, 064, 394 49

6, 280, 845 63

Dividends unpaid

Due to State banks...
Xotes re-discounted
Bills payable
Total




CLXXXYIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1880, arranged
NORTH
Resources

1DECEMBER 31.

Loans and discounts
Bonds for circulation.
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag' ts
Due from nat'l banks
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due fromU. S. Treas.
Total

15 banks.

MARCH 11

MAY 6.

00
78
74
00

103, 970 30
9, 016,141 63

JUNE 30.

15 b a n k s .

15 b a n k s .

$3, 899, 495 93
2, 018, 000 00
200,000 00
161,100 00
304, 937 25
550, 281 36
450, 622 88
74, 872 06
349, 064 37
51, 536 17
72,367 37
50 599 42
133, 579
6, 286
209,513
379, 915

CAROLINA.
I

OCTOBER 1

|

15 b a n k s .

15 b a n k s .

$4, 201, 7G6
1, 868, 000
200, 000
311, 200
214, 921
392,152
318, 611
103, 768
323, 393
51, 284
77,154
53 018

04
00
00
00
37
26
45
78
32
74
37
''6

$4, 207, 481 84
1, 868, 000 00
200, 000 00
266, 200 00
221, 486 78
368, 772 96
272, 700 80
52, 256 05
352, 609 73
69, 747 43
67, 729 37
5i> 49715

$4, 417, 659
1, 868, 000
200, 000
8J.200
226, 625
262,185
174, 665
67, 491
348, 869
59, 472
45, 6(i4
33 791

57
00
00
00
28
51
12
49
63
96
37
60

$4, 877, 098
1, 868, 000
200, 000
81, 200
219, 016
169, 484
224, 773
56, 015
348, 833
46, 005
42, 979
59 463

59
00
00
00
36
91
27
20
18
00
37
90

130, 992
3,440
246,159
276, 229

00
87

125, 770
3,370
228, 396
262, 226

00
41
10
00

116, 458
3,971
244, 294
300, 918

00
47
57
00

112, 707
2,532
183,917
262, 707

00
78
49
00

?5

00

84, 895 27

86, 290 67

8, 856, 986 98

8, 708, 535 29

83, 871 05

83, 651 25

8, 535, 078 62 i

8, 838, 385 30

13 b a n k s .

13 b a n k s .

SOUTH CAROLINA.
12 banks.

12 banks

1& b a n k s .

$2, 920, 684 90 ; $2, 735, 045 97
Loans and discounts
Bonds for circulation.
1, 285, 000 00
1, 285, 000 00
Bonds for deposits...
150, 000 00
150, 000 00
U. S. bonds on hand..
416,100 00 !
410,100 00
Other stocks and b'ds
518,309 87 ;
474, 725 94
Due from res've ag'ts.
1, 234, 786 26 : 1, 357, 667 50
Due from nat'l banks.
476, 612 37
619, 847 07
Due from State banks
76, 855 62
81, 467 11
Real estate, &c
217,713 12
209, 538 95
Current expenses
80,891 57
35, 039 82
Premiums paid
15, 718 75
6,931 25
Cash items
14,242 92
18, 508 39
Clear'g-house exch'gs
330,051 00
Bills of other banks..
306, 886 00
Fractional currency.
3, 002 14 ;
2,617 32
Specie
306, 553 58
441, 480 65
Legal-tender notes ..
455,706 00
421, 432 00
0 S cert's of deposit
60, 751 28 1
62, 647 93
Due fromU. S. Treas.
Total

8, 562, 979 38

8, 618, 935 90

1

$3, 234, 649
1, 315, 000
150, 000
330,100
456, 029
648, 811
461, 001
146, 616
225, 824
63, 575
10, 368
20,166

21
00
00
00
99
09
83
71
49
72
75
79

$3, 671, 267
1, 325, 000
150, 000
240,100
447, 510
332, 522
362, 229
116, 880
225, 602
78,164
10, 293
10, 710

89
00
00
00
48
98
38
49
51
47
75
25

$4, 482, 622
1, 325, 000
150, 000
210,100
438,185
149, 227
237, 880
29, 029
225, 527
44, 486
10, 293
26, 312

25
00
00
00
38
10
37
81
51
92
75
78

147, 918
3,046
403, 707
347, 899

00
85
19
00

102, 479
2, 464
471,624
257, 710

00
43
36
00

115, 078
1,990
216, 099
254, 406

00
01
18
00

56, 071 08

57, 316 95

62, 226 70

8, 020, 786 70

7, 861, 876 94

7, 978, 465 76

GEORGIA.
13 b a n k s .

Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills ot other banks..
Fractional currency.
Specie
Legal-tender notes . .
U . S. cert's of deposit.
D u e from U . S . T r e a s .
Total




13 b a n k s

13 b a n k s .

12 b a n k s .

12 b a n k s .

$3, 381, 707 40
2, 211, 000 00
110, 000 00
1,600 00
313,771 86
466, 696 33
193. 055 27
100,512 86
222, 543 24
64, 614 66
24,599 32
112 242 71

$3, 240, 801 53
2, 211, 000 00
110, 000 00
46, 600 00
3 L6, 519 36
298, 584 43
227, 484 46
117, 514 39
221,844 54
30, 340 26
22,136 82
111 791 68

$3, 571, 957
2,211,000
110, 000
101,600
279, 083
182,504
153,903
266, 950
214, 867
51,094
20, 621
176, 0U0

97
00
00
00
61
67
94
76
79
74
10
46

$3, 728, 541
2,161, 000
110, 000
1,600
283,103
167, 464
159, 247
67,114
210, 624
64, 449
18,774
100 786

89
00
00
00
61
23
73
76
89
77
32

283, 065
2, 240
399, 512
252,211

333 628
2,375
447, 666
234, 431

00
88
73
00

282, 044
2, 662
380, 579
292, 503

00
16
53
00

237, 762
4,872
427, 444
239, 404

00
83
36
00

9q

$4, 468, 430
2,161, 000
110, 000
1,600
284, 654
95, 350
208, 760
96, 569
213, 619
53,183
18, 261
192 274

86
00
00
00
61
52
63
79
65
66
82
35

00
77
12
00

159,183
2,394
421,758
225, 473

00
49
22
00

111, 812 25

111, 900 31

145, 317 13

115, 990 33

105, 697 00

8 251 185 09

8, 090, 619 39

8, 442, 750 86

8, 098,180 71

8, 818, 211 60

REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXIX
by States and reserve cities—Continued.
NORTH CAROLINA.
DECEMBER 31.

Surplus fund
....
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

MAY 6.

JUNE 30.

OCTOBER 1.

15 b a n k s .

15 b a n k s .

15 b a n k s .

15 b a n k s .

$2, 501, 000 00

Capital stock

MARCH 11.

15 b a n k s .

Liabilities.

$2, 501, 000 00

$2, 501, 000 00

$2, 501, 000 00

$2, 501, 000 00

321, 337 91
295, 517 02

340, 826 02
260, 937 67

300, 826 02
328, 259 15

308, 076 02
349, 888 32

347, 828 99
273, 793 80

1, 804, 990 00

1, 670, 675 00

1, 660, 765 00

1, 643, 765 00

1, 676, 930 00

38, 560 00

6, 078 00

4,998 00

26, 525 00

8,525 00

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

3, 495, 392 81
143,103 61
23, 995 15

3, 522, 664 84
135, 307 04
46, 868 23

3, 268,106 06
100, 851 60
73, 731 24

3, 077, 872 09
163, 057 83
23, 520 97

3, 041, 067 44
184, 460 54
19,143 94

Due to national banks
Due to State banks...

158, 217 57
29,461 86

219, 028 63
25, 931 86

142, 855 11
46, 095 65

194, 418 46
23, 559 89

262, 803 33
51, 890 22

Notes re-discounted. .
Bills payable
Total

129, 565 70
75, 000 00

62, 669 69
65, 000 00

181, 047 46
100, 000 00

213, 395 04
10, 000 00

325, 942 81
145, 000 00

9, 016,141 63

8, 856, 986 98

8, 708, 535 29

8, 535, 078 62

8, 838, 385 30

SOUTH CAROLINA.
12 b a n k s .
$1, 949, 900 00

Capital s t o c k .

382, 059 42 I
396, 732 85 j

Surplus fund
Undivided profits
£Tat'l b a n k circulation
S t a t e bank circulation

1,125, 395 00
6, 883 00 I

Dividends unpaid
Individual deposits . .
U. S. deposits
D e p ' t s U.S.dis.officers

4,133,139 43 |
54,528 87 \
79, 044 24 j

D u e to national b a n k s '
Due to State b a n k s . . . |

304, 010 68 !
I l l , 285 89 i

ISTotes re-discounted..
Bills payable

10, 000 00 i
10, 000 00 i

12 b a n k s .

13 b a n k s .

$1, 835, 000 00 | $1, 865, 520 00
399, 249 58
309, KQQ oc
qno 583

1,137, 225 00

9, 844 50
4,196, 412 94
25,152 83
117,173 42
428, 614 19
147, 404 46
10, 000 00

1, 885, 000 00

400, 707 54 I
422, 371 74 !

417,707 96
395, 299 23

1,148, 895 00
22, 090 50 |

7,123 50

1,187,190 00
8, 456 50

3, 775, 235 01 3, 543, 916 01 I 2, 970, 402 68
41,627 90 j
45,841 31
81,808 74
78,431 30 |
120, 994 34 !
65, 614 64
]
160, 092 48 '
215, 527 24
182, 977 30 |
65, 814 85
115, 044 05
82,793 73
93,779 62
419. 414 72
217, 000 00

8, 562, 979 38 I 8, 618, 935 90 | 8, 020, 786 70 j

Total . .

13 b a n k s .

$1, 884,150 00 j

400,189 58
402, 886 93

1,140, 500 00

13 banks.

7, 861, 876 94 7, 978, 465 76

GEORGIA.
13 b a n k s .

Capital stock
Surplus fund
j
Undivided profits j
3srat'l bank circulation'
State bank circulation .
Dividends unpaid

13 banks.

$2, 221, 000 00 | $2, 221, 000 00
440, 803 27 !
282, 637 53 |

457,809 14
188, 706 61

1, 972, 800 00 !

1, 947,165 00

1

6, 735 00 !

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers!

2, 651, 881 81 I
58, 698 63 I
38, 934 12 I

2, 787, 713 69
52, 422 82
25, 787 12

Due to national banks
Due to State banks.. -1

237, 440 20
319,199 53
21, 055 00

Notes re-discounted.
Bills payable

Total .




8, 251,185 09

13 b a n k s .

$2, 246, 000 00
463,809 14
256, 854 89 J
1, 953, 864 00 j

12 b a n k s .

12 banks.

$2,186, 000 00

$2, 281, 000 00

463,491 02
296, 585 47

483, 959 43
252, 256 58

1, 888, 780 00

1, 896, 860 00

7 727 00

11, 235 00

4,601 00

2, 929, 359 78
115,891 30
30, 365 59

2, 778, 925 18
85, 519 18
9, 506 57

2,766,497 56
80, 971 64
16, 676 74

183, 624 64
182,196 87

285, 803 76
123, 575 40

128, 357 66
222,408 13

504,904 49
253, 255 73

37,480 00

13, 500 00
16,000 00

11,372 50
16, 000 00

195, 228 43
82, 000 00

8, 442, 750 86 8, 098,180 71

8,818,211 60

6,713 50

8, 090, 619 39

cxc

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1880, arranged
FLORIDA.
DECEMBER 3 ] .

MAY 6.

JUNE 30.

OCTOBER 1

2 banks.
Loans and discounts.
Bonds for circulation.
Bonds for deposits
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due fromTJ. S. Treas.
Total

MARCH 11
2 banks.

2 banks.

2 banks.

2 banks.

$161, 799 62
80, 000 00

$170, 783 41
80, 000 00

$225, 953 61
80, 000 00

$239, 361 51
80, 000 00

$289, 798 63
80, 000 00

550 00
1,833 89
68, 656 81
11,783 25
16, 694 88
20,230 93
3, 956 56
1,052 50
2 503 15
16, 091
9
7 911
28, 602

00
60
25
00

5,C50
22, 473
123, 962
70, 200
24, 423
19, 946
3,476
1,063
8 065

00
52
04
07
58
88
19
50

5, 650
1,813
37, 274
67, 435
28, 757
21, 304
6,389
1,063
4 471

00
13
35
36
56
16
22
50
01

5, 650
1,189
52, 067
53, 549
22, 314
21, 023
8,301
1, 063
2 580

20, 056
17
5, 203
61, 943

00
82
65
00

16, 523
2
9 7C)6
81, 040

00
42
70
00

4,491 00
4 05
22 612 o o
50, 323 00

00
43
92
34
03
36
61
50
H7

650
1,402
11,343
21,197
2,070
21, 000
2, 343
2,630
3 377

00
95
55
59
68
76
19
74

5,753 00
4 40
19 662
36, 474 00

4, 086 95

3, 386, 35

2,990 95

4,490 95

4,290 35

425, 762 39

620, 651 22

590, 394 97

569, 022 90

502, 000 11

AL AB AM A.
9 banks.

9 banks.

9 banks.

9 banks.

9 banks.

Loans and discounts. $1, 713, 828 82 ;$1,769,616 65 $1, 978,175 19 $2, 067, 223 23
1, 481, 000 00 | 1,447,000 00
1, 447, 000 00 1, 447, 000 0C
Bonds for circulation.
50, 000 00 !
50, 000 00
50, 000 00
Bonds for deposits...
50, 000 00
300 00 I
6, 000 00
U. S. bonds on hand..
800 00
250,861 11
212, 665 99
Other stocks and b'ds
204, 316 38
239, 753 49
236,584 18
Due fromres've ag'ts.
386,126 86 |
421, 098 01
131, 888 87
151,002 99
Due from nat'l banks.
196, 599 40 !
26(5, 090 70
135, 409 41
95, 652 17
Due from State banks
112, 426 27 1
106, 788 02
54,806 38
126, 601 15
127,180 24 i
126, 600 30
126, 652 73
Heal estate, &c
45, 791 50
41,859 16 I
29,160 89
48, 559 72
Current expenses
30, 227 42
30, 227 42 i
30, 227 42
15, 727 42
Premiums paid
9, 822 78
7, 820 45 |
8, 345 79
13, 737 79
Cash items
|
Clear'g-house exch'gs!
61, 383 00
112, 526 00 !
55, 389 00
68, 533 00
Bills of other banks.. j
768 09 I
1,119 79
924 06
1,090 06
Fractional currency
162, 373 28
173, 48-5 35
172, 302 40
133, 972 35
Specie
211,961 00 { 204, 598 00
177,677 00
184, 041 00
Legal-tender notes ..
TJ. S. cert's of deposit
Due from TJ. S. Treas
65,341 60 |
67, 573 60 |
64, 311 10
64, 000 40
Total

$2, 244, 275 16
1, 447, 000 00
50, 000 00

246,37634
278,058 79
230,412 92
130, 614 62
126, 452 77
30, 618 94
16, 217 42
10, 631 11
92, 594 00
1,151 24 I
134, 358 05 '
220, 077 00
67, 643 25

4, 951,199 70 j 4, 973, 403 90 j 4, 854,126 93 4, 783,195 85 I 5, 326, 481 61

CITY OF NEW

ORLEANS.

7 banks.

Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
TJ S cert's of deposit
Due from TJ. S. Treas
Total




7 banks.

7 banks.

7 banks.

7 banks.

$7, 223, 383 98
2,100, 000 00

$7, 415, 345 85
2,100, 000 00

$7, 858, 709 50
2, 475, 000 00

$7, 502, 090 93
2, 475, 000 00

$8, 676,180 65
2, 475, 000 00

38, 400
532, 880
860, 611
247, 432
762, 712
372,167
38, 613
4,500
89, 348
1, 536, 933
93,126
3,842
888, 619
955, 011

00
30
46
24
59
69
66
00
fitt
59
00
55
40
00

262, 550
575,193
617, 048
224, 572
541, 910
318, 330
76, 497
30, 500
9,585
1, 517, 555
308, 303
4,490
773,332
1, 384, 201

00
60
53
26
79
59
90
00
92
00
03
65
00

236, 800 00
564, 092 70
858, 393 88
187, 348 74
656, 079 12
319, 024 26
128,113 48
30, 500 00
5,129 00
840, 634 43
269, 055 00
4, 969 36
849,320 65
1, 368, 252 00

68, 950
459, 468
1, 879, 820
239, 527
378, 428
318, 873
41, 278
4,000
6,406
685, 056
207, 677
4,211
709, 649
1, 412, 236

00
95
58
92
36
61
48
00
47
24
00
11
4^
00

43, 200 00
367,163 17
350, 879 91
81, 943 40
132, 398 48
311, 795 95
98, 011 46
4,000 00
49 144 75
995, 305 07
136, 855 00
3,880 81
1 283 325 9f>
1,141, 612 00

99,100 00

99,100 00

98,710 00

111, 775 00

113, 075 00

15, 846, C83 08

16, 258, 517 37

16, 750 132 12

16, 504, 450 10

16, 263, 770 90

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXCI

by States and reserve cities—Continued.
FLORIDA.
DECEMBER 31.

MARCH 11.

MAY 6.

JUNE 30.

OCTOBER 1.

2 banks.

2 banks.

2 banks.

2 banks.

2 banks.

$100, 000 00

$100,000 00

$100, 000 00

$100, 000 00

$100, 000 00

Surplus fund
Undivided profits

2, 000 00
10, 688 12

3, 000 00
9, 713 21

3, 000 00
15, 828 27

3, 000 00
20, 706 46

7, 673 51
7,931 33

^at'l bank circulation
State bank circulation

69,480 00

68,280 00

65,280 00

63, 800 00

66,700 00

242, 996 50

439, 658 01

405,991 31

381,516 44

318,545 13

Liabilities.

Capital stock

,

Dividends unpaid
Individual deposits...
U. S. deposits.
Dep'ts U.S.dis.officers .
Due to national banks
Due to State b a n k s . . . I

593 21
4 56

239 70
55 69

:

;
!

1,150 14

Xotes re-discounted .
Bills payable
Total .

425, 762 39 |

620, 651 22

590, 394 97

569; 022 90

502,000 11

ALABAMA.
9 banks.
Capital stock
Surplus fund
Undivided profits
ISTat'l bank circulation
State bank circulation

9 banks.

9 banks.

9 banks.

$1, 518, 000 00

$1, 518, 000 00

$1, 518, 000 00

$1, 518, 000 00

$1, 518, 000 00

223, 995 74
225, 832 53

236, 500 00
181, 364 73

236, 500 00
236, 908 87

236,850 00
291, 387 45

250, 350 00
197,416 20

1, 324, 367 00

1, 287, 367 00

1, 280, 367 00

1,276,367 00

1, 2S0, 067 00

9 banks.

1,113 00

2, 342 00

1,368 00

1, 253 00

5,345 00

Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers

1, 499, 641 66
27, 887 15
1, 560 05

1, 626, 036 72
26, 762 87
680 46

1,465,161 37
44,171 59
8, 981 87

1, 312, 3{J8 54
40, 053 41
1, 785 72

1, 719, 064 91
47,913 05
1, 091 82

Due to national b a n k s
Due to State b a n k s . . .

46, 664 77
54, 552 43

35,195 98
28, 334 02

20, 579 44
32, 989 72

51,718 76
12,285 90

84, 859 05
21, 868 40

Kotes re-discounted..
Bills payable .

27, 585 37

30, 820 12

9, 099 07

41,096 07

200,505 58

4, 951,199 70

4, 973, 403 90

4, 854,126 93

4, 783,195 85

5,326,481 61

Dividends unpaid

Total

CITY

OF

NEW

ORLEANS.

7 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits . .
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...

7 banks.

7 banks.

7 banks.

$2, 875, 000 00

$2, 875, 000 00

$2, 875, 000 00

$2, 875, 000 00

$2, 875, 000 00

627, 500 00
296, 750 47

637, 500 00
307, 329 75

637, 500 00
478, 367 75

800, 000 00
289, 504 20

815, 000 00
335, 677 68

1, 870, 800 00

1, 861, 520 00

1, 953, 500 00

2,171, 350 00

2,157,100 00

7 banks.

20, 891 02

18, 661 02

79, 233 02

23, 893 47

9, 534, 660 50

9, 541, 582 25

9, 038, 514 64

8, 478, 486 66

600, 657 11
800, 830 18

345, 683 05
675, 933 05

547, 065 41
698, 455 69

439, 500 33
811, 347 91

796, 243 18
782, 369 91

15, 846, 683 08

16, 258, 517, 37

16, 750,132 12

16, 504, 450 10

16, 263, 770 90

83, 496 11
8, 691 649 21

Xotes re-discounted .
Bills payable
Total




CXCII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1880, arranged
TEXAS.
DECEMBER 31.

MARCH 11.

MAY 6.

JUNE 30.

14 b a n k s .

13 banks.

14 b a n k s .

15 b a n k s .

OCTOBER 1.

Resources.
$2, 345, 496 56
$2, 284,104 12 i $2,491,835 56
Loans and discounts
975, 000 00
930,000 00 I
895,000 00
Bonds for circulation.
200, 000 00
200, 000 00
200, 000 00
Bonds for deposits . .
400 00
U . S. bonds on h a n d . .
181, 916 26
204,020 47 i
235, 247 44
Other stocks and b'ds
320, 935 53
305,984 58 !
501, 696 49
D u e from res've a g ' t s
227,297 54 |
292, 829 67
215, 803 97
Due fromnat'lbanks
263,800 13 i
210, 966 83
208, 632 09
D u e from State b a n k s
172,377 34 i
170,877 86
Real estate, &c
177,733 19
29,456 53
41,135 73
C u r r e n t expenses
39, 630 79
4, 705 59
6, 547 52
P r e m i u m s paid
11, 843 44
31,372 70 j
25, 028 22
Cash items
j
101,125 72
Clear' g-house exch'gs
165,801 00
361,703 00
257, 709 00
Bills of other b a n k s . .
2, 534 18
1, 907 52
Fractional currency.
1, 730 04
248,443 19
267, 595 35
Specie
243, 359 46
624, 766 00 |
639,231 00
Legal-tender notes . .
552, 595 00
IT. S. cert's of deposit
45, 003 12
47, 653 32
D u e from U . S . T r e a s .
44,340 72
Total

!

5, 741, 606 17 j

5, 899, 906 09 ;

6, 365, 661 51 i

15 b a n k s .

$2, 692, 941 11
1, 025, 000 00
200, 000 00
2, 450 00
136, 384 09
616,102 13
429,903 13
344, 517 05
163, 467 31
34, 318 65
6, 527 52
35, 775 78

$3, 256, 578 61
1, 030, 000 00
200, 000 00
5, 700 00
128, 328 21
749,194 46
351, 260 35
395, 446 49
161, 582 37
38, 603 87
8, 085 02
85, 052 09

132,633 00
1,152 73
311, 278 80
546, 048 00

184, 830 00
1,778 94
321,100 08
516,100 00

51, 944 62
6, 730, 443 92

50,017 87
7,483,658 36

ARKANSAS.
2 banks.
Loans and discounts.
Bonds for circulation j
Bonds for deposits. - . |
U . S . bonds on h a n d . . !
Other stocks and b'ds
D u e from res Ve ag'ts
D u e from nat'l b a n k s . i
D u e from State b a n k s
Heal estate, &c
C u r r e n t expenses
P r e m i u m s paid
Cash items
j
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional c u r r e n c y .
Specie
Legal-tender notes . .
U . S. c e r t s of deposit.
D u e from IT. S. Treas
Total.

2 banks.

2 banks.

2 banks.

2 banks.

$205, 026 58
205, 000 00
100, 000 00
450 00
39, 466 70
101, 416 13
70,171 59
2,140 63
4,500 00

$272, 024 90
205,000 00
100, 000 00
450 00
41,421 73
3 26,788 70
189,951 66
4, 646 71

$329, 663 52
205, 000 00
100, 000 00
350 00
36, 390 27
389, 571 00
22,152 28
4, 089 10

$366, 532 85
205, 000 00
100, 000 00
20,350 00
40, 948 56
221, 391 52
37, 414 58
2, 726 71

$381,042 19
205, 000 00
100, 000 00
20, 350 00
42, 272 79
60, 509 44
48, 690 51
20, 030 35

8,126 70

1,681 97

11 00

117 1 7 j

1,002 40
56, 866 00
9] 61
42, 363 15
109, 219 00
9, 225 00
945,936 39 i

2, 632 00 I
36 54
46, 797 75 !
25, 565 00 i
9, 225 00
1,028,026 74 j

.9, 317 00
494 06
71,107 25
34, 385 00
9, 225 00
1,212,757 :

1 75

6, 205 00 I
33 57 !
21, 436 45
31,156 00
9, 725 00
1, 071, 046 94 I

9, 307 00
40 51
17, 918 05
35, 515 00
9, 825 00
952,184 56

KENTUCKY.
41 banks.

41 b a n k s .

41 banks.

42 b a n k s .

42 b a n k s .

Loans and discounts. $10, 245, 236 18 $10, 510, 005 35 $10, 601, 465 98 $10, 727, 974 51 $10, 821, 944 33
6, 901, 000 00
Bonds for circulation.
6, 601, 000 00
6, 876, 000 00
6,956,000 00
7, 011, 000 00
270, 000 00
Bonds for deposits . .
300,000 00
300, 000 00
300, 000 00
300,000 00
162,100 00
U . S. bonds on h a n d . .
328, 250 00
156, 450 00
185, 600 00
356, 700 00
806,281 62
Other stocks and b'ds
808,149 55
794, 042 97
799,198 07
645, 765 18
1, 418,165 48
D u e from res've a g ' t s .
1,112, 698 76
1,145, 449 38
1,172, 087 74
1, 638, 039 06
890, 370 31
D u e from n a t ' l b a n k s .
766, 654 62
627, 716 01
778, 658 37
865,491 61
336, 089 88
D u e from State banks
289,385 73
194,177 70
256, 374 59
313, 447 35
542, 978 66
R e a l estate, &c
544, 994 17
544,838 72
533, 454 04
527,734 16
38, 397 72
C u r r e n t expenses
67,105 74
80, 326 28
34, 830 02
85, 300 69
92, 555 25
P r e m i u m s paid
108, 628 86
106, 888 43
106, 375 38
120, 957 35
38, 557 87
Cash items
29,100 22
74, 852 76
60, 553 59
50,188 28
Clear'g-house exch'gs
Bills of other b a n k s . .
214, 452 00
285, 570 00
223, 619 00
156, 322 00
258, 356 00
Fractional currency.
1,870 04
2,199 36
1, 980 16
1, 512 38
2,137 30
Specie
296, 595 94
307,034 18
296,151 81
303, 832 08
303,234 30
Legal-tender notes . .
4G4, 936 00
446, 409 00
432, 930 00
397, 893 00
469, 274 00
U. S. cert's of deposit.
Due from TJ.S. T r e a s
314, 929 08
296, 235 58
297, 488 75
296, 476 98
316,449 68

Total




23, 097, 874 59

22, 740, 062 56

22, 754, 377 95

23, 240, 584 89

23,912.577 15

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXC1II
by States and reserve cities—Continued.
TEXAS.
DECEMBER 31.

MARCH 1 1 .

MAY 6.

JUNE 30.

14 banks.

13 banks,

14 L a u k s .

15 banks.

$1, 420, 000 00

$1, 320, 000 00

280, 048 40
177, 561 56

279, 581 89
134,607 51

2*0, 281 89
185,886 16 |

820, 490 00

784,589 00

818,359 00 !

OCTOJBEK 1.

Liabilities.

Capital stock .
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

$2,.:>75, 000 00

'

6, 056 00

Individual deposits . .
U. S. deposits
Dep'ts U.S.dis.officers

2, 338, 823 17
117, 425 46
139, 009 82

Due to national banks
Due to State banks...

146, 546 64
163, 542 21

53,851 26
195, 993 60 j

Notes re-discounted.. |
Bills payable
|

122,102 91
10, 000 00

25, 058 78 j

5, 741, 60G 17

5, 899, 906 09 j

Total.

$1, 475, 000 00

285,281 89 j
230, 945 29 |
I
856. 359 00 i

315, 700 00
228,150 92

14, 238 00

999 00

15 banks.

$1, 425, 000 00 i

905, 439 00
3, 458 20

3, 077, 474 (JO
187,596 26
197,602 55

2, 888, 730 72
84, 268 96
132, 225 37

3, 379, 874 09
67, 563 62
141, 291 10 !

3, 691, 490 37
106, 722 91
220, 383 94

54,097 65
i69. 126 00

69, 614 53 I
170, 276 40 j

173, 009 63
157, 819 77

5, 000 00 I
85, 000 00 i

106, 393 62
100, 000 00

20, 000 00
6, 865, 661 51

6, 730, 443 92 |, 483, 658 36
7

ARKANSAS.
2 banks.

2 banks.

$205, 000 00

$205, 000 00

$205, 000 00

41, 000 00
11, 008 95

41, 000 00
16, 743 77

42, 000 00
12,174 11

42, 000 00
21, 464 32

184, 500 00

Nat'l bank circulation
State bank circulation

2 banks.

$205, 000 00

40, 000 00
23, 659 83

Surplus fund
Undivided profits

2 banks.

$205, 000 00

Capital stock

184, 000 00

183,400 00

184, 500 00

183, 800 00

2 bank?.

400 00

930 00

230 00

7, 615 00

100 00

Individual deposits . .
U. S deposits
D e p ' t s U.S.dis.officers

405, 366 09
47, 977 31
24,118 90

493, 418 55
36, 888 35
24, 047 85

684, 866 40
35,120 88
40, 282 36

546, 090 23
40. 909 44
27, 857 73

412, 344 55
63, 954 63
11,394 08

Due to national b a n k s
Due to State b a n k s . . . |

10, 022 95
4, 891 31

26, 672 39
5, 060 65

6,114 47

2, 700 49
2,199 94

5, 005 87
7, 121 1L

945, 936 39

1, 028, 026 74

Dividends unpaid

Notes re-discounted.
Bills payable
Total .

1, 212, 757 88 j

1, 071, 046 94 j

952,184 56

KENTUCKY.
41 banks.

41 banks.

41 banks.

42 banks.

$7, 201, 000 00 j $7; 261, 000 00

42 b a n k s .
$7, 283, 600 00

Capital stock

|

!7, 201, 000 00 I $7, 201, 000 00

Surplus fund
Undivided profits

j

1,195, 687
326, 811

1, 2C0, 932 96
425, 005 82

1, 241, 851 63 i
543J156 09 ;

1, 302, 918 21
373, 974 30

1, 316, 595 29
422, 939 05

6,177, 838 00

5, 840, 653 00

5, 924, 378 00 !

6. 107, 163 00

6, 212, 988 00

Nat'lbank circulation
State bank circulation .
|

113, 504 00

27, 664 50

18,912 50

107, 994 00

47, 514 00

Individual deposits... I
" S. deposits.
'
U.
Dep'ts U.S.dis.officers;

7,184, 316 34
166,858 80
3, 930 82

7,149,181 42
180, 358 80
2, 947 11 I

7, 055, 892 03
180, 142 12
5,211 90 {

7. 234, 403 86
180, 000 00
554 00

7, 742, 059 07
180, 000 00
5, 081 23

Due to national banks
Due to State b a n k s . . . j

320, 045 52
390, 882 09

340, 850 00 :
319, 768 95 ;

260, 980 77 I
285, 892 91 !

355,443 32
298, 551 70

314, 053 32
348,247 19

Notes re-discounted.. l
Bills payable
!

16, 000 00
1, 000 00

50, 700 00 '
J,000 00 :

35, 960 00 !
1,000 00 |

17, 582 50
1,000 00

25, 000 00
14,500 00

Dividends unpaid

Total
C C-




.. •

2 3 , 097, 874 i

-XIII

22, 740, 062 56

22, 754, 377 95

23, 240, 584

23, 912, 577 15

CXCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1880, arranged
CITY OF LOUISVILLE.
DECEMBER

n.

MARCH 1 1 .

8 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits . .
TJ. S. bonds on hand..
Other stocks andb'ds
Due from res'veag'ts
Due froninat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Clear' g-hou se ex oh' gs
Bills of other banks"..
Fractional currency .
Specie
Legal-tender notes ..
TJ S cert's of deposit
Due from U.S. Treas
Total

$6, 622. 815
3, 083, 7uO

$0, 302, 757
2, 733, 7 0 0
600, 000
6, 3 5 0
152, 757
6 S3, 982
269, 711
208, 028
121, 416
59, 776
135 9S3
O/
39 7 I
45, 099
02, 185
212
285 8 6 3
366, 250

MAY 6.

46
00
600. 000 00
15, 500 00
13, 900 00
407, 697 87
266, 128 79
153, 113 42
166, 472 19
16, 3 2 3 79

135
97 '•'63
19, 837
94. 100
1 53
235 30")

514, 413

•>A
•)'i

13
00
4!)
07
00

41
00
00
00
91

JUXE 30.

OCTOBER 1

8 bai k s .

8 banks.

8 banks.

8 banks.

$0, 688, 885 51
2 733, 700 00
600, 000 00
250 00
149. 819 99

50
13
85

505, 148 22
263, 211 90
112, 305 84
120, 672 21
26. 597 32
4 8 '>•>,> 07
31 040 °5
24, 225 77
89, 15S 00
206 73
YV\ 91
356, 097 00

52
56
.H

()•)

00

34
()•_>
00

$6, 831, 808 35
2, 883, 700 00
600, 000 00
6, 650 00
145, 401 41
848,324 88
332, 275 80
161, 138 04
118,631 16
15, 124 80
T> 8 •-'9 11
61 (581 55
88, 563 00
71, 158 00
183 76
215 061 29
306, 91G 00

$7,164,117
2, 983, 700
600, 000
107, 250
130, 292
551, 419
315, 28b
125, 547
119, 492
82,619
88 672
39 899
40, 868
51, 994
180
172, 697
411, 257

81
00
00
00
64
62
30
28
29
82
61
16
42
00
50
16
00

144, 436 50

130, 213 93

127, 134 50

127,166 50

137, 969 05

12, 516, 542 28

12, 203, 313 45

12, 239, 859 22

12, 887, 213 65

13, 116, 266 66

TEN NE SSEE.

$6, 680, 098 64
2, 786, 000 00
350, 000 00
60, 300 00
236, 749 21
905, 791 48
548, 315 05
133, 768 75
350, 171 55
41, 084 56

Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due fromTJ. S. Treas.

448, 733
5, 470
472, 9 5 6
723, 487

Total

24 banks.

23 b a n k s .

23 b a n k s .

Loans and discounts.
Bonds for circulation
Bonds for deposits . .
TJ. S. bonds on hand..
Other stocks andb'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items

69

263, 597 20
00

76
05

00

558, 372
2, 876, 000
350, 000
151, 750
305, 143
225, h89
590, 995
148, 932

24 b a n k s .

$6,321, 779
2, 776, 000
350, 000
230, 250
283, 556
1, 061, 173
590, 123
217, 666
343, 545
69, 691
91 3 8 3
175,

81
00
00
00
91
03
77
11

36

170, 757 54

526, 424
473
487, 706
882, 224

00

721, 0 5 9
6. 396
6 3 0 419
971, 318

$6.

10

3 3 > 450
70, 365
91

85
87

84
85

00

61
00
00
00
35
30
63

49
72
49

00

23
53
00

25 b a n k s .

$6, 715, 446
2, 950 000
350, 000
116, 000
324, 315
1, 996, 675
665, 429
107, 727
330, 301
49, 355
91 186
192, 082

64
00
00
00
27
44

89

$7, 936, 538
2, 988, 000
350,000
25,100
398,190
1, 066, 681
707, 085
106, 363
330, 531
58, 431
72 996
264, 259

545, 971
5,033
640, 086
1)36, 519

00
77
8?
00

434, 012
7,545
520, 410
731, 391

66

56
43
10

i26, 932 12

145, 359 04

170 520 04

167,618 74

14, 202, 807 62

14, 557, 577 54

15 371, 628 17

16,183, 749 64

15 i
00
00
00
90
39
34
96
39 !
25
54
00
63
71
00

134, 415 29 |
16,131, 952 67

OHI O .
161 b a n k s

159 banks

Loans and discounts $34, 905, 258 88 $35, 412. 331
17, 953, 500 00
Bonds for circulation
16, 863, 800
350, 000 00
350, 000
Bonds for deposits ..
1,183, 550 00
2, 206, 700
TJ. S. bonds on hand..
1,901 552 48
1, 929, 881
Other stocks and b'ds
5, 886 252 84
5, 079, 592
Due from res've ag'ts.
2, 047, 698
2, 253 166 95
Due from nat'l banks.
777 035 '){)
542, 450
Due from State banks
1, 835, 319 33
1, 815, 283
Real estate, &c
212 3 3 3 07
395, 273
Current expenses
140 560 08
139, 350
Premiums paid
469, 283 29
426, 874
Cash items
59. 687
80 429 55
Clear'g-house exch'gs
1,098 472 00
1, 128, 615
Bills of other banks..
22 042 79 ;
24, 8 6 9
Fractional currency.
2,107 026 55
2, 297, 2 2 8
Specie
2, 863, 622 00 ;
2,882, 147
Legal-tender notes ..
25 000 00
TJ S cert's of deposit
843 574 48
795, 782
Due fromTJ. S. Treas.
Total




74, 907 988 85

160 banks
05
00
00
00
54
32
80
69
71
15
71
44
66
00
59
46
00

160 b a n k s

499 924 79
17 138 800 00
1
1
o
1

350 000 00
0 0 3 550 00
949 090 25
043 482 88

879
657
1 788
193
122

489
810
470
451
232
400 447
60 9 3 9
1 3 8 2 711
24 375
2 430 593
3 399 716

73
93
80
46
91
66
33
00

91
86
00

161 b a n k s

$36, 559, 678 08 $38,140, 891 61
17,176, 600 00
17, 461, 300 00
350, 000 00
450, 000 00
1, 735, 250 00
1,956, 200 00
2, 041, 669 74
2, 357, 649 81
6, 587, 814 74
6, 935, 258 74
2, 481, 035 32
2, 500, 651 61
693, 574 86
800, 233 13
1, 822, 643 89 1 1, 832, 666 73
187, 357 55
414, 290 03 !
1
132,306 67
170, 498 43
i
435,829 50
542, 828 22
45, 647 88
77, 795 11
i 1,112,662 00
1, 464,167 00
:
23,644 02
21, 266 25
2, 244, 347 70
2, 418, 512 08
2, 886,140 00
3, 036, 591 00

45

810 102 42

783, 683 53

837, 481 30

74, 397, 566 57

74 735,189 93

77, 299, 885 48

81, 418, 281 05

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXCV

by States and reserve cities—Continued.
CITY

OF

DECEMBER 31. |

LOUISVILLE.

MARCH 11.

MAY 6.

j

JUNE 30.

8 banks.

j

8 banks.

Liabilities.
8 banks.

I

8 banks.

S3,151, 500 00 ; $3,151, 500 00

Capital stock .

$3. 151, 500 00 ! $3,151, 500 00

8 banks.
$3,151, 500 00

408 566 13
149 746 82

X a t ' l b a n k circulation
State b a n k circulation

408, 506 13
261 090 27

511 194 03
184 312 57

525 542 46
167, 095 34

525, 542 46
263, 565 45

2,710 543 00

Surplus fund
iirplus i u n d
U ndivided p r o f i t s . . .

2, 455.173 00

2. 45] 673 00

2, 584,423 00

2, 672,123 00

942 50

25, 273 50

34, 859 00

5,803 50

Individual deposits...
TJ. S. deposits
D e p ' t s U.S.dis. officers

2, 315, 458 98
395,031 10
137,934 01

2, 505, 058 83
3(33 G G 84
O
176. 761 54

2, 613, 501 87
444.093 05
120, 078 05

2, 929, 336 64
456, 022 56
98, 897 60

2, 932, 750 83
426, 757 31
116, 291 86

D u e to national b a n k s
D u e to State b a n k s . . .

1,594,252 62
1, 249, 621 55

I4/1 4! lo 02
247 790

1 ;>08, 950 66
.
1 159, 449 40
,

1 625, 984 50
1 308.652 55

1 548, 728 14
1 404, 825 94

Notes re-discounted..
Bills payable

276, 526 07
100, 000 00

95 702 55

9 233 09

4,900 00

68, 378 17

i 12, 516, 542 28

12 203 313 45

12,239, 859 22

12, 887, 213 65

13, 116, 266 66

Dividends u n p a i d . . . .

27 362 00

Total

TENNESSEE.
23 banks.
Capital stock . . .

$3, 005, 300 00

Surplus fund
Undivided profits

,

JsTat'l bank circulation
State bank circulation .

23 banks.

24 banks.

24 banks.

25 banks.

$3, 005, 300 00 | $3, 305 300 00

$3, 305, 300 00

$3, 430, 300 00

566, 239 80
317, 972 53

580, 263 10
257, 208 30 |

587 114 82
302 849 29

597,114 82
360, 596 97

645, 267 12
295, 333 51

2, 485, 300 00

2, 468, 540 00 :
I

2,550 020 00

2, 590, 350 00

2, 627, 495 00

7, 968 00 ,

7, 062 00

18, 328 00

14,186 00

I n d i v i d u a l deposits...[
TJ. S. deposits
<
D e p ' t s TJ.S.dis.officers

7, 045, 064 67
165, 687 47
105, 235 23

7, 570, 346 03 |
141,164 38 j
106, 598 22 j

7, 997, 952 34
192, 533 59
113, 037 44

8, 666, 082 85
138, 669 37
150, 726 88

8, 322,110 64
179, 445 64
147,427 25

D u e to national b a n k s
D u e to State b a n k s . . . |

241, 444 55
199,126 72

335, 812 73 j
72, 376 78 ;

218, 636 97
87, 551 72

254, 708 72
85, 072 03

262, 069 95
196,317 56

Notes re-discounted .;
Bills payable
;

47, 608 65
5, 000 00

12, 000 00 |

9, 600 00

16, 800 00

12, 000 00

Dividends unpaid

j

Total

18, 828 00

| 14, 202, 807 62 j 14, 557, 577 54 ; 15, 371. 628 17 j 16, 183, 749 64 j

16,131, 952 67

OHIO.
161 banks.
Capital stock . .
Surplus fund
Undivided profits

15, 887, 996 00
7, 996 00

Nat'l bank circulation
State bank circulation
Dividends unpaid

159 banks.

j

I

14. 737, 279 00
7, 992 00

72,125 10

25, 464 04

Individual deposits . . j 32, 474, 897 54 : 33,214, 686 23
217,428 18
193, 815 94
U. S. deposits
i
20,343 82
50, 830 78 j
Dep'ts U.S.dis.officers;
Due to national banks!
Due to State banks . .

947, 375 94
809,481 07 |

910, 571 84
732,693 97

Notes re-discounted..
Bills payable

92, 000 00 !
118, 034 94 [

20, 996 90
187, 049 01

Total .




160 banks.

|

160 b a n k s .

161 b a n k s .

$18, 824, 000 00 ; $19, 239, 000 00
i $19, 009, 000 00 $18, 824, 000 00 : $18, 799, 000 00 |
I
3, 766, 896 60 3, 818. 745 85 | 3, 881. 525 03 i
3, 873, 723 46
3, 758, 935 13 !
1, 492, 811 84 | 1,594,801 35 j
1,987,425 17
j
1, 485, 500 41 I 1. 732, 164 98
15,026,880 00 • 15,120, 000 00 I 15, 443, 800 00
7, 903 00 i
7, 903 00 |
7, 903 00
109, 653 60 !
94, 242 60 |
37, 539 14
33,440,644 15 ;
287. 735 51 i 35,447, 311 65 \ 38, 487, 881 53
36' 479 95
267, 360 66 i
311, 611 23
i
37, 679 92 :
23, 247 70
817,142 26
966, 380 93 j
999,138 84
727, 808 56
918, 447 00
779,119 96
59,491 87
18, 000 00
18, 000 00
110, 893 34
122, 233 34
209, 891 02

74, 907, 988 85 I 74, 397, 566 57 j 74, 735 189 93

77, 299, 885 48

81, 418 281 05

CXCVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1880, arranged
CITY
DECEMBER 3 1 . j

OF

CINCINNATI.

MARCH 1 1 .

JUNE 30.

OCTOBER 1

8 banks.

10 b a n k s .

Resources.
7 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res'ye ag'ts
Due from nat'lbanks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tendei notes ..
U. S. cert's of deposit
Due from U. S. Treas
Total

$15, 739, 170
4, 087,200
834, 500
642, 000
482, 547
.)
2, 403, o " 0
747, 9't7
785, 9<n
265, 505
50, 850
61, 018
102, 810
263, "J69
283, 35(5
3, 612
412, !KU
1, 26 3 458
820, 000
178, 890

7 hanks.

17 $10, 163,673 23 $15.: 41,929 67
00
4, 086,000 00
4, 0FO. 000 00
00
834, 500 00 i
K2::, ooo 00
00
306, 200 00
"AU, 55000
.4
1
416, 522 74
f-77, 402 74
71
1, 524,487 48 , 1.725,401 55
64
735, 128 97
614. 497 51
84
554, 199 10
461*, 271 09
02
260, 485 78
L'»iO, 099 81
09
119, 124 06
312,258 26
03
50, 904 78
67, 460 11
50
108, 790 52 i
:29, 156 49
40
253, 588 58 i
_55, 438 32
00
104, 498 00 i
272, 536 00
95
2 027 28
2, 132 24
II
|
443, 531 03 [
r."j'J,2:$0 36
00
1, 210,263 00
1. 267, 362 00
CO
505, 000 00 i
930, 000 00
04
193, 283 (14 !
•JOn, 278 64

27. 996. 604 79

29, 428, o ' 2 24
()

CITY

$15, 405, 696
4,186, 000
823, 000
815, 250
707, 030
3, 429, 394
1,115,420
1,489,352
276, 067
72. 472
84,164
133, 674
334, 289
556, 888
4,824
641,922
1,153, 761
1.365,000
' 200, 628

84
00
00
00
45
58
85
84
23
03
38
00
63
00
86
55
00
00
64

32, 794, 837 88

$18, 907, 396
4, 726, 000
823, 000
687,550
676, 656
2, 778, 616
1, 341, 287
814, 474
280, 819
130, 549
98, 239
-186, 921
357, 244
319, 856
3,066
677, 984
1, 919, 975
835, 000
213, 281

79
00
00
00
41
27
45
97
56
31
17
41
71
00
42
42
00
00
14

35, 777, 919 03

OF C L E V E L A N D .
6 banks.

6 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res' ve ag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due fromU. S. Treas
Total

7 banks.

t'. b a n k s .

$7, 989, 597 28
2, 367, 000 00
325, 000 00
107,500 00
76, 740 77
1,439,528 99
766, 835 85
711,400 73
254, 433 43
48. 709 38
468 < o
116 995
109, 502
287, 025 00
10, 127 73
341 980 3">
1, 050, 000 00
15, 000 00
105, 015 03

$8, 392, 017
1, 958, 000
325, 000
516, 500
76, 740
1, 346,072
951,610
685, 991
255, 590
101,892
468
117 494
125, 295
176, 882
8,979
440 214
847, 000
15, 000
82, 820

16,123, 467 24

1(3, 423, 570 37

45
00
00
00
77
38
77
04
24
20
75

$8,351,810 27
2. 098, 000 00
575, 000 00
350, 800 00
2?2. 772 27
755. 783 17
; '22, 361 62
K.9. 106 13
245, 692 78
4. 233 78
468 75
157 64''. '>q
21
99. 585 50
r
00
4.>4. 284 00
76
10, 529 68
90 «
613 610 °1
00
1, 160,000 00
00
.15, 000 00
68
82, 409 68
15, 949, 090 13

6 banks.
$8, 507, 428
2, 298, 000
575, 000
158, 300
87.122
1,434,594
908, 060
616, 521
245,100
24, 331
468
190 924
159, 687
197, 819
8,764
533 572
885, 000
15,000
85, 690

6 banks.
99
00
00
00
27
03
11
20
85
75
16
15
00
29
4«
00
00
50

16, 931, 385 35

$9, 931, 728
2, 367, 000
575, 000
120, 800
188, 702
1, 003, 223
981,469
503, 061
236, 312
120, 511
468
90 476
241, 316
257, 339
7,753
405 153
1, 070, 000
15, 000
108, 640

44
00
00
00
93
06
77
56
58
27
75
36
67
00
73
50
00
00
90

18, 223, 958 59

INDIANA.
91 b a n k s .

Loans and discounts
Bonds for circulation.
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks
Due from State banks
Real estate, Sec
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from U.S. Treas.
Total




92 b a n k s .

92 b a n k s .

00

$24, 736,195 72
9, 529, 800 00
600, 000 00
1, 625, 550 00
1,199, 381 80
3, 852, 050 56
3, 246, 653 77
753, 572 40
1,626,250 91
167, 624 90
66, 835 94
9
43 874 7°
162, 564 72
757,143 00
13,181 73
1 619 799
1, 869, 385 00

$25 206, 808 08
9, 679, 800 00
700, 000 00
1 380, 350 00
1 195,251 91
*48, 910 31
2 955, 209 16
772, 729 42
I 621,062 71
252,316 97
64, 883 85
9
85 305 97
262', 322 09
1 052, 108 00
12, 327 53
711 145 '"i
986, 872 00

533, 726 41

432, 816 74

445, 048 89

454, 581 30

475, 962 21

54, 774, 369 50

52, 502, 681 00

53 432,^52 24

53 053, 205 13

54 169,238 01

$24, 386, 654
11, 083, 800
600, 000
814, 250
1, 498, 944
4, 074, 480
3, 640, 782
698, 577
1,750,846
148,815
60,421
292 049
158, 810
1,197, 515
15, 562
1 766 534
2, 052, 595

94
00
00
00
97
96
53
72
84
79
8o
95
00
59

93 b a n k s .
$25, 113, 266
9, 744, 800
700, 000
1, 631, 000
1, 136, 298
3, 599, 282
3, 407. 589
594,595
1 591, 618
164, 641
65, 530
9
84 808
220, 637
857,112
12, 565
655 437
1 819, 439

93 b a n k s .
89
00
00
00
33
17
94
94
01
57
41
99
76
00
49
33
00

$25,162, 245
9, 999, 800
700, 000
1, 535, 950
990, 014
4, 191, 415
3 727, 066
710, 831
1 527,166
191, 899
82, 560
366, 673
87, 387
944, 836
10,441
608,192
1 856, 794

70
00
00
00
17
97
48
63
64
67
67
93
43
00
25
26
00

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXCVII
by States and reserve cities—Continued.
CITY

OF

i DECEMBER 31. j

CINCINNATI.
MAY G.

JUNE 30.

7 bank8.

MARCH LI.

8 banks.

OCTOBER 1.

Liabilities.
!

7 banks.

i

i

N a t l bank circulation 1
State bank circulation!
•

Notes re-discounted. .J
Bills payable
i
Total

!

$6, 450, 000 00

723, 000 00
915, 036 79

727, 000 00
915, 051 13

3, 643, 090 00

3, 961, 640 00

i

720, 000 00 !
728, 329 11

723,000 00
855, 356 01

723,000 00
792.105 25

3, 640, 290 00

3,663,770 00 | 3, 643, 090 00
4, 428 C |
O

94, 093 00

Individual deposits - J 10,134,292 65 i
!
TJ. S. deposits
750,000 00
D e p ' t s U.S.dis. officers
Due to national banks,
D u e to State banks . . I

10 b a n k s .

55, 350, 000 00

$5,100,000 00

$5,100, 000 00 ! $1.100, 000 00

Capital stock . . .
Surplus fund
!
Undivided p r o f i t s . . . . !

Dividends unpaid

7 banks

4,07^,178 "0
1, 756, 385 55

.759,400 00
29,428,362 24

;

CITY
6 banks.

14, 607, 318 39 j
765, 000 01) i

14, 403, 351 32
765, 000 00

4, 493, 663 41 •
1, 662, 115 29 i

4,284,184 72
1, 507, 668 84

662, 900 00

5, 564, 394 73
1, 914, 082 75

14, 714 00

3, 409 00

9, 942, 127 99 | 10, 464, 236 22
757, 500 00
,50,000 00 j
!.

5, 540, 819 73
2, 435, 449 85

600, 900 00

620, 900 00

28.052,214 79 j 27,996,604 79 \ 32,794,837 88 j

570, 900 00
35,777,919 03

OF C L E V E L A N D .
6 banks.

6 banks.

6 banks.

6 banks.

13, 700, 000 00 ' $3, 700, 000 00 j $3, 700, 000 00

Capital stock

$3, 700, 000 00

$3, 700, 000 00

820, 000 00
89,057 90

820, 000 00
268, 841 21

820, 009 00
445, 648 44

1,744,720 00 '.

1,86.1,030 00

1,883,900 00

2, 063, 040 00

795, 000 00
15J, 154 02

Surplus fund
Undivided profits

2,096,450 00

N a t ' l bank circulation
State bank circulation

795, 000 00
306,891 61

55, 692 00

941 00

288 50

Individual d e p o s i t s . .
TJ. S. deposits
D e p ' t s IT.S.dis.officers

6, 951, 448 91
165,189 13
40, 663 89

7, 579, 338 98 i
136, 671 48
135, 552 79 ;

0, 663, 012 30
280,831 89
45,805 63

7, 353, 485 87
231,646 25
52, 488 62

8, 069, 440 89
281, 575 76
131, 070 03

D u e to national banks
D u e to State b a n k s . . .

1, 060, 702 79
764, 048 28

863, 089 40
727, 902 86 ,

804,729 55
937,336 05

921, 328 24
1, 007, 659 9L

1, 054, 434 60
904, 741 05

433, 519 25

692, 594 25

691, 094 25

16,423,570 37 • 15,949,090 13

16, 931, 385 35

Dividends unpaid

834 00

Notes re-discounted.
Bills payable

398, 976 22

Total ...

16,123,467 24

753, 719 25
18,223 958 52

INDIANA.
91 banks.

92 banks.

i

92 banks.

93 b a n k s .

Capital stock

\ $13,152, 500 00 ; $12,918,500 00 ' $12,818,500 00 I $12,913,500 00

Surplus fundUndivided profits

!
|

93 banks.
$13, 093, 500 00

3, 971. 706 43
1, 45l| 670 43

4.001,732 28
1, 384, 718 57 j

4,006,535 20 i
1, 583, 346 20 j

4,046,216 61
1, 390, 752 15

3,854,159 38
1, 400, 954 72

N a t ' l bank circulation
State b a n k circulation

9, 881, 890 00

8, 387, 102 00 |

8, 561, 500 00 j

8, 499, 000 00

8, 767, 700 00

Dividends unpaid...-!

125,635 48

Individual deposits ..\ 21, 931,180 59
U. S. deposits '
384, 848 72
D e p ' t s U.S.dis.officers
92,266 23
Due to national b a n k s
D u e to State b a n k s . . . j

2, 529. 329 79
1, 220, 341 92

Notes re-discounted..i
Bills payable
\

33, 000 00

Total




23,813 49 i

31,773 69

117, 447 03

12, 839 68

21, 715, 648 61 ! 22, 353, 309 77 i 22, 218, 578 15
316,754 87 |
349,619 74 \
476,446 31
196, 039 70 i
186, 391 02 !
128, 305 95

23, 206. 436 48
416,190 77
167,194 96

I

|

2, 419, 788 89 : 2, 253, 327 16 j 2,130, 696 22 2, 083, 984 73
1, 139, 840 03 | 1, 240, 067 62 | 1, 055, 931 99 1,158, 277 29
10, 742 56 |
38, 000 00 '
;

30, 021 84 '
18, 000 00 j

9, 830 72
66, 500 00

8, 000 00

54, 774, 369 59 j 52, 502, 681 00 j 53, 432, 452 24 { 53, 053, 205 1354,169, 238 01

CXCVJII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract oj reports since October 1, 1880, arranged
ILLINOIS.
DECEMBER 3 1 .

MARCH 11

127 b a n k s

Loans and discounts
Bonds for circulation.
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'ds
Due fromres've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from TJ. S. Treas
Total.

$24, 588, 425
8, 461. 000
875, 000
651, 200
1,294,605
6, 443, 225
2,166, 995
424, 579
1, 445, 925
182, 985
80, 486
382, 539
989,
13,
1 854
2, 310,

875
013
802
463

MAY

129 b a n k s
02

20
00
00
00
93
04

36
70
00
19
98
00

1 019,671
14, 951
o 060 843
'> 270, 440

40

51
27
01
83

427, 004 19

130 b a n k s .

129 b a n k s

$26 983, 782
8 376, 500
875, 000
1 143, 100
422, 035
1
6 154, 994
1 859, 8 4 3
368, 368
1 437, 607
272, 068
87, 030

16
00
00
00
39
61
86
03
90
77
95
UO^ 4 4 8 14

$26, 771, 201
8, 401, 500
875, 000
1, 212. 950
1, 563,109
6, 944, 549
2,151,779
405, 719
1,436,293
209, 770
87, 478
430, 440

72
00
00
00
42
44
93
55
67
61
49
46

909 515 00
13. 708 81

913,041
12, 074
2 183 160
1, 935, 322

00
87
97
00

00
18
51
00

43

OCTOBER '.

JUNE 30.

129 b a n k s

$25, 980,936
8, 174, 500
875, 000
1, 100, 400
1, 469, 959
6, 878, 231
-, 292, 396
445, 700
1, 431,182
231,376
71,922
357, 680

00
00
00

6.

05

38
03
85
17
81

o

13">
76
2 058, 662 00
430, 159 16

411,222 95

431,737 82

$28, 309. 671
8, 587, 000
875, 000
1, 249, 750
1, 887, 753
6, 998, 671
2, 593, 095
599,177
1, 433, 302
212,087
120,041
555, 692
831,
10,
2 307,
2, 050,
10,
442,

81
00
00
00

71
04
58
31
99
99
14
01

678 00
381 98
857, 04
597 00
000 0 0
020 77

52, 59?, 125 89 ; 55, 086, 414 13 i 54, 926, 067 54 • 55, 965,129 95 , 59, 073, 778 37

CITY
9 banks.

I

OF

CHICAGO.
9 banks.

9 banks.

Loans and discounts. $28, 637, 077 30 $29,167, 012 71
1,150, 000 00
Bonds for circulation. 1,250,000 00
100,000 00 !
100,
Bonds for deposits .. I
TJ. S. bonds on hand.. j 1, 781, 250 00 2, 647,ooo oo !
Other stocks and b'ds
638, 967 24
834, 450 00 i
Due from res'veag'ts ! 4, 504, 305 68 4, 805,340 21 j
Due from nat'l bank s
2, 306, 312 39
1. 997,951 74 !
Due from State banks!
998,678 83
1, 026,124 28 j
595, 377 02
649, 729 98 i
Real estate, &c
j
32, 909 29 i
Current expenses
8, 812 50
13, 529 35 |
Premiums paid
21, 999 75115, 087 75 !
Cash items
1, 704,588 18 |
Clear'g-house exch'gs 2,491,221 74
820, 876 00
526, 764 89 i
Bills of other banks..
3,724 63
3, 780 00 :
Fractional currency.
5, 252, 858 24
5, 964,198 56
Specie
Legal-tender notes .. 2, 373, 000 00 1, 692,722 93 .
365, 000 00
335, 960 00
TJ. S. cert's of deposit.
67, 750 00
48, 000 00 |
Due from TJ. S. Treas

9 banks.

9 banks.

522, 360 19 $31, 856, 908 16 $33, 751, 739
1, 350, 000
250, 000 00
1, 350, 000 00
100, 000
100, 000 00
100, 000 00
3.198, 250
227, 700 00
2, 498,100 00
1,016, 302
066, 005 60
1, 343, 911 10
6, 547, 134
6, 906, 416 17
429, 213 24
4, 413, 546
3, 275,155 03
463, 896 89
1, 020, 717
1, 090, 575 00
965, 425 64
677, 568 22
602, 334
678, 460 57
750
45, 963 34
7, 058 82 i
094
31, 156 02
17,490 11
80, 201 46
100, 025 47
52, 058
651. 418 85
2,706,861 12
9, 852, 424
690, 306 00
898, 553 00
534, 674
3, 287 43
2, 728 98
4, 722
466, 588 80
5,626,145 93
9, 486, 540
071.800 00
2, 441, 350 00
1, 568, 520
450, 000 00
680, 000 00
660, 000
500
69. 516 10
66, 500 00

32
00
00
00
14
35
51
79
47
02
23
57
33
00
81
00
00
00
00

200 00 !

Total

52, 217, 211 32 , 52, 815, 349 87 j 56. 260, 284 03 j 61, 648, 363 21

74, 310, 308 54

MICHIG A N.
76 b a n k s .

Loans and discounts
Bonds for circulation.
Bonds for deposits ..
TJ. S. bonds bn hand..
Other stocks and b'ds
Due fromres've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from TJ. S. Treas.
Total




$14, 944, 416
5, 307. 900
50, 000
142,750
573, 544
2, 674, 794
988, 737
183, 296
919, 900
78, 706
40, 695
171,145

I
|_
74 i
!
00
00
00 i
85 |
40 i
65 |
70 ;
84 I
48 |
16 j
54 !

534,493 00
7, 838 50
945, 732 04
1,159, 426 00
266, 277 64

75 b a n k s .

75 b a n k s .
15, 853, 774
5, 357, 900
50, 000
199, 850
535, 965
2, 038, 690
737, 383
121, 668
915, 077
115, 864
37, 243
128, 934

04
00
00
00
99
78
47
44
71
27
01
88

364, 905 00
7, 551 50
1,010,059 56
795, 051 00
260, 485 44

9, 655 54 j 28, 530, 405 09

75 b a n k s .

$16,917,329 64 $16, 970, 554 84
5. 387. 900 00
4, 967, 900 00
50, 000 00
50,000 00
204, 200 00
218, 800 00
549. 181 13
575, 295 12
3. 589, 491 80
2, 056, 259 66
"16.223 46
576,676 00
83, 194 01
137,840 11
898, 864 84
881,678 94
159. 090 91
67,411 98
40, 502 59
41, 406 85
136,680 52
154,370 90
455,711 00
8. 608 29
1.031,868 93
916, 872 00
261, 063 06
29, 202. 782 18

76 b a n k s .
$17, 058, 011 93
4,991,900 00
50, 000 00
197, 650 00
628, 568 02
2, 903, 705 04
937 822 52
183, 592 04
884, 244 12
157,139 21
42, 884 29 |
250, 379 10

441,154 00
7, 570 23
1, 007, 982 35
885,111 00

588, 780 00
7,442 12
1,130,113 71
895,883 00

240, 925 56

240,467 16

29, 280, 937 54 t 31,148, 582 26

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXCIX
by States and reserve cities—Continued.
ILLINOIS.
DECEMBER 31.

MARCH 11.

MAY 6.

OCTOBER 1.

Liabilities.
127 b a n k s .

Capital stock ..
Surplus fund
Undivided profits

129 b a n k s .

129 b a n k s .

129 b a n k s .

i $10, 714, 600 00

$10, 864, 600 00

$10, 764, 600 00

$10, 764, 600 00

I
j
i

Nat'l b a n k circulation!
State b a n k circulation .

3, 592, 504 09
1, 277, 415 05

3, 607, 572 29
1,133, 456 22

3, 662, 997 06 j 3, 686, 030 28 j 3, 724, 571 05
1,313,711 75
1,447,587 28 j 1,370,873 70

7, 514, 060 00 I

7,193, 255 00

7, 381, 836 00 j

93, 878 50

25, 321 44

Individual deposits. . j 28, 051, 785 48
662, 348 93
U. S. deposits
i
37, 824 26
D e p ' t s U.S.dis. officers!

30, 824,134 27
647, 364 44
22, 563 08

D u e to national b a n k s I
Due to State b a n k s . . j

123, 076 07
500, 6C6 84

125, 941 74
618,067 18

Notes re-discounted . . i
Bills payable
j

13, 200 00
10, 766 67

13, 371 80
10, 766 67

Dividends unpaid

j

Total

I 52, 592,125 89

9 banks.

7. 451, 448 00 !

38 866 67 |

72, 003 42 I

30,265,765 U I 31.157,699 96; !
717, 280 61
603,838 13
22,277 60 i
71, 225 46 j
117, 658 02 :
586, 308 02 ;
39, 000 00
35,766 67

OF
Q

7, 536, 992 00
37, 795 50
: 913, 950 48
,
666, 902 68
39,136 78

140, 680 87 |
558, 516 55 j

178, 499 60
613,473 48
22,483 10
11, 500 00
19, 500 00
55, 965,129 95 ; 59, 073, 778 37

55, 086, 414 13 I 54, 926, 067 54

CITY

i

130 b a n k s .
$10, 949, 600 00

CHICAGO.

banks.

banks.

£ banks.

9 banks.

i
00

$4 250,000 00

$4 250, 000 00

$4, 250, 000 00

00
129, 066 84

•->
470, 000 00
1 326, 672 28

? 475, 000 00
1 469,152 44

2, 635, 000 00
1, 560, 762 97

466, 597 00

539, 697 00

571, 097 00

628,197 00

$4, 250, 000 00

Capital stock
Surplus fund
Undivided profits

j
!

N a t ' l b a n k circulation
State b a n k circulation

$4, 250, 0 0 0

470 000 00
970, 004 02

2 470 000

941, 497 00
102, 675 00

4,017 25

2,793 50

76, 483 25

29, 439 75

Individual deposits...
IT. S. deposits
D e p ' t s U.S.dis.officers 1

23, 704, 816 58
60, 453 74

23 245, 565 50
49, 967 67

26 686, 593 48.
42, 787 59

28, 081, 461 81
16, 037 76

39,058,451 83
41, 916 49

D u e t o national b a n k s
D u e to State b a n k s . . ;

11, 970, 550 76
7, 747, 214 '>>

12, 054, 274 56
145, 861 05

12 203,508 93
8 738, 231 25

13, 651, 235 09
11, 057, 895 86

14, 795, 546 27
11, 310, 994 23

52, 217, 211 32

52 815, 349 87

56, 260, 284 03

61, 648, 363 21

74 310, 308 54

Dividends unpaid

"N"otes re-discounted
Bills payable
Total

..

;
'
!

MICHIGAN.
73 banks

Capital stock

75 b a n k s

75 banks

') b a n k s .

76 banks.

$7 335, 000 00

$7 285, 000 00

$7, 285, 000 00

Surplus fund
Undivided, profits

1, 916, 818 19
944, 858 17

1 932, 306 34
940,147 35

1, 933, 806 34
1,195, 547 25

9

000, 264 09
l', 003, 263 81

1, 986, 545 34
1, 167, 263 09

Nat'l bank circulation
State bank circulation

4, 690, 485 00

4 689, 365 00

4, 756, 985 00

4, 393, 460 00

4, 387, 830 00

Dividends unpaid

$7 285 000 00

$7 335 000 00

133, 853 79

12, 60f 78

9,920 61

160, 286 27

18,707 12

Individual deposits ..
U. S deposits
Dep'ts U.S.dis.officers

13, 689, 262 75
23, 482 34
9,530 30

13 214,076 68
26, 715 88
12, 363 30

13, 091, 692 61
40, 279 08
10,175 22

13, 791, 214 67
25, 962 63
6,908 61

16, 006,195 22
26, 261 57
7,176 77

Due to national banks
Due to State banks..

81, 296 68
98, 951 61

69, 030 23
102,166 73

101, 258 71
103, 852 58

92, 215 41
110, 658 65

61,470 55
85, 222 04

Notes re-discounted..
Bills payable

59, 616 71
6,500 00

241, 625 80
5, 000 00

669, 264 78
5,000 00

401, 703 40
10, 000 00

66, 410 56
500 00

28 989, 655 54

28 530, 405 09

29, 202, 782 18

29, 280, 937 54

31 148, 582 26

Total




CC

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1880, arranged
CITY
Resources.

1DECEMBER 31. i

OF DETROIT.

V. RCH
A

11

4 banks.

4 banks.

!

JUNE 30.

--1
1

4 banks.

MAY C.

!

4 banks.

OCTOBER 1
._ _
4 banks.

i

$6, 594. 752 10
Loans and discounts
1, 403. 400 00
Bonds for circulation
500. 000 00
Bo:ids for deposits . .
36, 700 00 ,
TJ. S. bonds on hand.. !
71. 506 05
Other stocks and b'ds
009, «72 66
Due from res've ag'ts
441,545 68
Due from nat'l banks
104. 068 81
Due from State banks
104,311 60
Real estate, &c
:
25. 160 76
Current expenses
Premiums paid
°0 9" 3
178. 404
Clear g-house exch'gs
270. 4 3u mi
Bills of other baoks..
10.400 04
Fraetional currency
C^S 674 75
620.861
Legal-tender notes . .
TJ S ceit's of deposit
78, 65s 16
Due from TJ. S. Treas
•

^

12 007 8r>74"

Total

$6 011,505 35
1 403, 400 00
500, 000 00
36, 700 00
70, 574 75
1 309, 170 20
803, 304 59
40, 160 30
104,640 33
44, 333 16
1 937'Ml
64 734 ow
150,055 62
75, 990 00
6, 227 22
706 490 M\
305, 615 00

$7, 471. 917 51
$6, 564, 000 66
$7, 162,20! 24
1, 403, 400 00 ! 1, 403, 400 00
1, 383, 400 00
500, TOO 00
00 !
500, 000
500, 000 00
35, 500 00 :
35, 000 00 i
35, 000 00
6H, 074 75 i
71. 262 25
89. 531 2.3
1, 025, 363 55 : 1,459,392 52
1,606, 191 93
534,647 87
658, 822 29
676, 735 80 i
103. 425 35
82, 263 56
142,439 62 i
102, 146 89
96. 708 89 :
98,161 78
10, 008 28 :
8. 964 47
6. 057 27 '
')•> ()i •; 0 4

143, 051' 35 •
221.475 00
8,760 04 :
615 8 J 1 87
504, Slt> 00 ;

66 91 9
166,053
133, 492
12,131
657 081
389, 041

73
46
00
73
36
00

:

36 199
188, 724
155, 425
7, 063
716 582
549, 411

- - -1

46
67
00
38
31
00

70, 521 16

87, 482 26

76: 329 96

73, 603 33

704 459 0i}

V 680 (Ki' 60

12 306 763 19

13, 722, 268 00

31 b a n k s .

31 b a n k s .

WISCONSIN.
31 b a n k s .

31 hanks.

31 b a n k s .

Loans and discounts. $6,134, 3'i7 27 $6. 333, 629 89 $6,405, 616 20 $6, 731, 488 25 $6. 933, 776 98
1, 778, 000 00
.1,854, 500 00
1, 979, 500 00 ! 1, 979, 500 00
1. 778, 000 00
Bonds for circulation
100, 000 00
100, 000 00 ;
100, 000 00 '
100, 000 00
100, 000 00
Bonds for deposits . .
75, 850 00
140, 500 00 i
84,850 00
TJ. S.bonds on band..
152, 750 00
91,100 00
249,916 41
347. W, 84 '
Other stocks and b'ds
276,470 21
475. 394 28
259. 250 37
1, 323, 864 21 1, 374, 736 13
D u e from re s' ve ag' t s
1, 470. 355 02
1, 459, 040 81
1, "78, 774 81
760, 443 23
663, 319 34
Due from nat'l banks
775, 490 73
837, 031 32
732. 866 33
100, 193 63
143, 904 50
Due from State banks
137, 659 77
115,770 43
113,167 45
276, 618 10
277, 920 00
275, 967 45
Real estate, &c
272, 850 26
275.704 10
49,343 35
33. 465 23
59, 857 02
Current expenses....
45,461 i);-<
54; 557 63
9, 066 22
17, 008 05
18, 817 38
Premiums paid
!
6,421 06
10, 433 05
43, 378 38
60, 615 82
74, 799 67
Cash items
49, 076 "70
09. 656 11
Ciear'g-house exclYgs .
193,199 00
241,409 00
163, 446 00 i
164, 112 00
213,446 00
Bills of other banks'..
4,402 11
2, 952 63
5,169 70
4,186 82 I
3, 827 37
Fractional currency. [
579. 116 67
604, 076 97 \
015,631 44
601, 828 73
Specie
.''. J
563, 819 43
300, 033 00 I
361, 813 00
381, 042 00
397, 094 00
456, 540 00
Legal-tender notes . .
U. S. cert's of deposit .
87, 557 30 !
94, 341 00
93, 443 90
90,071 60
Due from U.S. T re a s
;9,100 21
12.536,640 20

Total.

CITY
3 banks.
(

Loans and discounts.
Bonds for circulation.
Bonds for deposits...;
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate. &c
Current expenses
'
Premiums paid
Cash items
Clear "g-house exch'gs
Bills of other banks" .'
Fractional currency |
Specie
|
Legal-tender notes . .
TT. S. cert's of deposit
Due from TJ. S. Treas !

Total.




S3, 900, 610 51
615,000 00
450, 000 00
1, 750 00
252, 375 16
642, 744 01
107, 295 08
59,148 01
121.308 33
10, 725 10
148 88
3.887 30
155, 603 42
17 150 (»0
3, 317 31
427, 276 95
489,465 00

12,613,314 11

OF

12,097,275 50

13,099,287 9 4 ; 13,644,802 61

MILWAUKEE.

3 banks.

3 banks.

;, 831,869 97
450, 000 00
4f>o| 000 00
40, 200 00
248, 501 50
607.336 99
132, 726 38
(53, 036 51
121.337 32 •
12,352 38 !

i, 817, 210 03 ' $3, 656, 471 01 !
450, 000 00 :
650, 000 00
450, 000 00
450, 000 00
3, 800 00
112.400 00
261, 501 50
297, 842 34
677, 104 80
660, 433 47
341, 366 70
332, 929 00
55, 833 92
J f?i 67
120. 519 45
120.401 49
10, 017 37
13, 423 48

4. 827 02
135,210 76
12, 970 00
2, 206 59
340, 926 00
304, 482 00

3, (152 70
102,842 00
22, 3S8 00
4. 6'4 20
370, 358 00
589, 076 00 ,

3 banks.

6, 885 48
131,453 25
14, 807 00
2,438 18
272, 918 00
440, 873 00

3 banks.

360,
695,
171,
84,
119,
8,

722
697
571
414
666
047

50
42
47
75
98
83

3,
275,
21,
2,
317,
376,

896 64
997 35
726 00
465 00
946 00
779 00

REPORT OF THE COMPTROLLER. OF THE CURRENCY.

CCI

by States mid reserve cities—Continued.
CITY
! DECEMBER 31.

OF D E T R O I T .
MAY 6.

JUNE 30.

4 banks.

MARCH 11.

4 banks.

OCTOBER 1.

Liabilities.
j

4 banks.

4 banks.

j $2, 100, 000 00

$2,100, 000 00

Surplus fund
!
715, 000 00
Undivided profits
552,187 55
Nat'l bank circulation' 1, 239, 777 00
State bank circulation .

715,000 00
622, 199 26

Capital stock

Dividends unpaid

\

1,225, 177 00

33, 527 00

1, 165 00

Individual deposits .. j
TT. S. deposits
Dep'ts U.S.dis.officers

5,723,851 28
216,147 25 i
142, 695 17 j

Due to national banks
Due to State banks.. i

702,418 46
582. 22:) 71

$2, 100, 000 00 • $2,100, 000 00
715,000 00 !
606, 726 63 .
1, 214, 847 00 :

800, 000 00
504, 796 35

800,000 00
484, 118 38

1, 207, 947 00

1, 227,147 00

2, 835 00 |

6, 436, 724 55
117, 959 55
327, 510 69

6, 414, 962 36
229, 529 81
185, 656 10

580, 304 31
578, 418 66

568, 674 91
641, 830 88

4 banks.
$2,100, 000 00

56, 590 00 |
6, 064, 482 88 I
289, 036 23
172, 969 34

14, 232 50

7, 120, 988 58
228, 960 58
237, 583 82
816,705 12
692, 532 02

623, 345 72
577, 595 67

Notes re-discounted.
Bills payable
Total

! 12, 007, 827 42

12, 704, 459 02 : 12, 680, 062 69

12, 396, 763 19

13, 722, 268 00

'WISCONSIN.
31 b a n k s .

31 banks.

31 banks.

$2. 350, 000 00 | $2, 375, 000 00

Capital stock .

684,4.-2 28 |
Surplus fund
376, 341 2;] |
Undivided profits.-..
Nat'l bank circulation
1. 569, 206 00 j
State bank circulation .

Dividends unpaid

Due to national banks
Due to State banks

700,260 34 I
423, 043 86 !

696,000 33
438, 931 17

1, 560,126 00 I

1, 626, 163 00 !

1, 663, 863 00 '

1, 745, 563 00

240 00

200 00

22, 691 22 !
124, 542 54 I

17, 592 32
7, 394 98
23,653 63
196 09

11,182 54 ;
18, 774 73 !
196 09 !

21,018 53
22, 551 55
20,000 00
157 44
13,644,802 61

i6, 120 84 !

Total

CITY

10,120 84

OF

MILWAUKEE.

3 banks.

3 banks.

3 banks.

$650, 000 00

$650, 000 00

$650, 000 00

Surplus fund
Undivided profits

220,000 00
198,819 15

225,000 00
187, 295 29

Nat'l bank circulation
State bank circulation .

553. 500 00 i

405, 000 00

405, 000

!

Dividends unpaid
Individual deposits ..;
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks . .
Notes re-discounted.. '•,
Bills payable
|.
Total .




1, 264 00

13, 935 00 |

7, 822, 627 87 ! 8, 259, 950 89
62, 056 26
56, 651 14
7, 714 56
8, 348 25 ;

12,536,640 29 | 12,613,314 11 j 12,697,275 50 I 13,099,287 94 |

Notes re-discounted .
Bills payable

Capital stock

31 b a n k s .
$2, 375, 000 00

699,260 34 !
385, 787 44 I

7, 302, 088 01 i 7, 425, 812 97 7,441,375 97
111, 542 30
38, 547 21 :
63, 227 48 I
9,109 43
12,745 86 !
9, 585 33
22, 620 42
130, 983 17 I

31 b a n k s .

699,260 34 j
347, 387 66 !

14. 855 0 > j
:

Individual deposits..
TT. S. deposits
Dep'ts U.S.dis.officers

!

$2, 375, 000 00 I $2, 375, 000 00 !

786 00 |

1

$650, 000 00

225. 000 00 !
210,161 00 !

225, 000 00
213, 770 84

235, 000 00
228, 582 11

oo :

530, 000 00

585, 000 00

.....j

25, 000 00

3 banks.

$650, 000 00

;

3, 715, 020 33 !
3, 497, 346 61 ! 3, 699, 661 07
173, 654 39
228, 663 45 ;
157, 730 66 ;
230, 781 35
202,151 85 j
191, 304 54 !
I
832, 578 64 ' 1,156, 509 96 '
1, 055, 122 43
482, 000 18
587, 053 05
575, 597 13 j
141, 069 73

3 banks.

46, 000 00

2,820 00 j .
3, 874, 262, 37
178, 987 21
231, 527 76

4, 075, 474 81
173, 048 43
264, 046 04

880, 951 15
460, 090 29

870,487 09
481,128 23

!

7, 292, 208 98 ! 6, 882, 341 42 j 7, 403, 256 41

7, 247, 409 62 j

7, 562, 766 71

CCII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1880, arranged
IOWA.
DECEMBER 31.
75 b a n k s .

Loans and discounts.
Bonds for circulation
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'lbanks.
Due from State banks
Real estate. &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due from U. S. Treas
Total

$12, 254,130 76
4, 757, 000 00
75,100 00
339, 800 00
693,027 21
2,131,012 95
1, 095, 284 25
199,271 05
908,908 80
120, 289 49
44,629 98
179, 079 42

MAY 6.

MARCH 11.
74 b a n k s .

>

74 banks.

OCTOBER 1.

JUNE 30.
76 b a n k s .

76 banks.

$12, 810, 732 95 $12,897,009 37 ! $12, 814, 795 04
4, 901, 000 00
4, 635, 000 00
4, 700, 000 00
75, 000 00
75, 000 00 !
75, 000 00
412, 450 00
577,100 00 l
526, 050 00
850, 006 59
879, 442 37
896. 604 98
2, 493, 641 83
2, S'Xi, 020 96 '
3, 393, 831 71
1, 510, 803 71
1, 439, 141 09
1, 546, 094 52
300. 201 84
639,126 02
203, 049 49
883, 442 58
871.271 49 :
893,169 42
185, 768 36
201,587 0 8
160,181 51
50, 267 80
51,020 77 j
62, 211 91
169, 389 11
150, 826 53
17:.', 188 88 j

629,003 00
7, 638 20
981 700 92
1,308,213 00
30, 000 00
242,214 32

567,194 00
8, 960 64
1,119 933 14
1, 195, 037 00
30, 000 00
248,121 73

25, 996, 204 01

27, 545, 894 74

509, 747
8, 3."2
1, 210, 792
1, 208, 000
30, 000
230, 205

00

38
20
00
00
44

28. 298. 905 15

!
:
!
!
!
1
!

$13, 725, 449 82
5, 049, 500 00
75, 000 00
699, 450 00
1, 027, 707 09
2, 903, 305 50
1, 669, 516 94
349, 366 16
898,372 07
161, 723 92
65, 394 62
198,371 62

00
34
97
00
00
47

492,158 00
8, 210 96
1,161,716 57
1, 231, 344 00
30, 000 00
250,658 79

29, 234, 441 39

29, 997, 246 06

553, 518
7, 070
1,157, 491
1, 181, 334
30, 000
244, 735

MINNE S OT A.
30 b a n k s .

28 banks.

Loans and discounts. $12, 320, 870 94 $13,068,193 64
2, 049, 500 00
Bonds for circulation. 2, 299, 500 00
450,000 00
500, 000 00
Bonds for deposits ..
2, 600 00
105, 050 00
U. S. bonds on hand..
367,675 55
221, 106 03
Other stocks and b'ds
1, 210, 263 77
Due from res've ag'ts. 1,434,091 89
624, 945 04
497, 052 51
Due from nat'l banks
143,686 23
159, 341 06
Due from State banks
422 070 75
484, 419 62
Real estate, &c
64, 368 29
66,771 02
Current expenses
10,780 12
7, 230 00
Premiums paid
82,780 28
50,218 95
Cash items
67,170 34
46, 755 87
Clear"g-house exch'gs
476, 025 00
143, 404 00
Bills of other banks..
3,258 31
2,913 58
Fractional currency.
534 563 67
454 441 51
Specie
916, 530 00
638,251 00
Legal-tender notes ..
U. S. cert's of deposit.
107,935 15
92,158 48
DuefromU. S. Treas.
Total
20, 328, 851 56 19, 797, 071 04

28 banks

28 b a n k s
$13, 454. 407
2, 099, 500
500, 000
51.000
235, 130
1,187,310
542, 123
179, 894
480, 292
111, 038
7, 230
98, 085
71,840
230, 845
2, 560
443 092
681, 678

$13, 693, 946 03
00
2, 123, 500 00
00
500, 000 00
00
59, 050 00
59
293, 012 08
01 :
2, 904, 413 17
08
789, 635 0 5
80
240,185 30
02
477, 352 13
07
68, 438 08
00
3, 962 25
42
91, 630 54
10
57, 613 09
00
206, 932 00
40
2,635 95
'M
491, 256 79
698, 001 00
00 !
52

96, 905 88

97, 539 73

20, 486, 212 99

22, 799,103 79

27 banks.
$15,037,773 72
2, 073, 500 00
500, 000 00
51, 900 00
480,416 89
1, 876, 298 66
1,020,233 59
332,744 90
394,185 43
64,167 47
2, 946 25
106, 293 20
143, 649 14
279,455 00
2,968 84
767, 544 31
849,160 00
106,435 18
24,089,672 58

MISSOURI.
16 banks.

16 banks.

Loans and discounts $2, 765, 278 61 $2, 759, 043 93
Bonds for circulation
1, 080, 000 00
1, 040, 950 00
Bonds for deposits
70, 800 00
142, 350 00
U. S. bonds on hand..
787, 811 14
789, 026 91
Other stocks and b'ds
764, 984 55
1,019,680 45
Due from res've ag'ts
81,061 68
95, 654 83
Due from nat'l banks
127, 390 03
186,897 92
Due from State banks
i
228, 802 35
223, 399 00
Real estate, &e
i
30, 446 26
48, 336 31
Current expenses
2, 774 18
5,217 68
Premiums paid
51 554 16
35 192 30
Cash items
Clear'g-house exch'gs
9] 448 49
7, 315 93
174,149 00
171,429 00
Bills of other banks. .
1, 260 57
1.090 50
Fractional currency.
146 069 80
144 736 27
Specie
Legal-tender notes ..
310, 046 00
257,131 00 ;
U.S. cert's of deposit.
55, 787 42
Due from U.S. Treas.
47, 579 60
Total




6, C87, 664 24

7, Oil, 631 69

16 banks

16 b a n k s

17 banks.

$2, 927, 344 78
1, 280, 000 00

$2, 925, 613 24
1, 280, 000 00

$3, 681, 292 90
1, 310, 000 00

00
12
89
40
41
14

222, 300 00
806,103 90
940, 478 86
119, 740 17
99, 086 72
211,139 20
41, 862 21
5, 539 02
35 859 25
9,889 19
179,181 00

245, 000 00
915, 222 64
869,725 79
161, 702 02
180,217 94
183, 246 88
37, 038 87
4, 301 93
36 854 65
63.217 77
188, 508 00
1, 217 55
190 173 24
294.756 00

225, 200
793, 951
716, 767
129, 047
132, 808
220,122
51. 766
5, 738
37 605
1,% 768
183, 785
751
142 488
334,346

'><>

18
26
41
00

14
02
00

680 73

151 883 97
343, 848 00

61, 424 60

59, 431 90

60, 912 95

7, 256, 914 63

7, 432, 637 36

8,423,389 13

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCIII

by States and reserve cities—Continued.
IOWA.
DECEMBER 31. |
Liabilities.

MARCH 11.

JUNE 30.

OCTOBER 1.

i
75 b a n k s .

74 banks.

j

74 banks.

76 banks.

$5, 800, 000 00 ! $5, 750, 000 00 ! $5, 750, 000 00 | $5, 950, 000 00

Capital stock .

76 b a n k s .
$5,950,000 00

Surplus fund
Undivided profits

1, 435, 432 28 !
763,127 70 |

1, 461, 076 93 |
633, 664 09 |

1,483,691 18
736, 226 60

1, 508, 939 80
802, 044 78

1, 542, 083 00
747, 712 76

N a t ' l b a n k circulation!
State b a n k circulation i.

4,199, 758 00 \

4, 071, 378 00 !

4, 080, 518 00

4, 243, 973 00

4,414,103 00

Dividends unpaid

i

63,114 50

Individual deposits.. i
U. S. deposits
'
D e p ' t s U.S.dis.officers;

12, 505, 061 05
37, 693 47
10, 336 88

75,008 16

50, 758 50

15, 249, 959 91
36, 229 48
21,328 19

15, 770, 134 05
37, 125 28
34,736 28

453.158 34 !
779, 540 14 j

520, 611 64
838, 012 72

485, 699 72
835, 298 96

475,318 32
894,116 54

119, 410 72 !

Due to national banks
Due to State b a n k s . . . '<

57,137 Go

14, 171, 525 44 '; 14,714,420 73
61, 822 69
35, 084 35 ,
7, 850 62
15, 982 07 i

55,074 66

31, 673 31
11,000 00

25, 959 39

81,158 33

494,207 48
556,533 52

Notes re-discounted.. |
Bills payable
i.
Total

| 25, 996, 204 01

27, 545, 894 74 ! 28, 298, 965 15 | 29, 234, 441 39

29, 997, 246 06

MINNESOTA.
30 banks.

j

28 banks

28 banks

$5,150, 000 00 ;$4, 925, 00000

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

$4, 925, 00000

949, 003 67
908, 511 11
462, 821 93
580, 220 98 i
I
2, 050, 998 00 1, 824, 93700

Capital stock

28 banks.

903, 511 11
629, 298 95

8, 370 00

1, 874, 33700

$4, 925, 00000

27 banks.
$4, 900, 000 OO

965, Oil 11 !
595, 452 54 j
1, 860, 64200

981, 725 SS
588,197 65
1 845, 234 00
,

6,896 00

5,161 00

9, 756, 730 77 | 9, 925, 20683
82, 989 47 ;
77, 687 60
366, 437 23 ,
382, 038 98

Individual deposits...
U. S. deposits
Dep'ts U.S.dis. officers

10,115, 361 04
153, 537 73
294, 772 68

11, 820, 57120 i
103, 457 74 !
302, 931 99

12, 659, 432 88
78, 017 67
272, 976 92

29, 040 00

5, 236 00

Due to national banks
Due to State banks...

712, 873 01 I
481, 995 61 i

538, 079 59
612,173 48

676, 267 28
649, 304

872, 519 69 !
1,163,059 50 \

1, 528,781 00
1, 165, 070 15

Notes re-discounted..
Bills payable

169, 232 82
20, 000 00 !
.

133,718 52

249, 661 48
10, 000 00

161, 418 02 !

65, 000 43

| 20, 328, 851 56 i 19, 797, 071 04 j 20, 486, 212 99

22, 799,103 79 I

24, 089, 672 58

Total

MISSOURI.
16 banks.
Capital stock

$1, 400, 000 00

16 banks.

Surplus fund
Undivided profits

323, 904 75 ;
254,196 13 '

334, 404 75
226, 960 85

Nat'l bank circulation;
State bank circulation;.

962, 853 00 |

930,172 00

Dividends unpaid
Individual deposits . .
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...
Notes re-discounted.
Bills payable
Total




|

16, 562 50 |

16 banks.

16 banks.

17 banks.

$1, 400, 000 00 j $1, 400, 000 00 } $1, 400, 000 00 |

629 50

3, 397, 383 46 I 3, 794,188 12

339, 404 75 j
253,682 00 I
1,108,177 00

341, 554 75 \
237,980 56 !

$1, 705, 000
367, 554 75
280, 216 04

1,121, 253 00 I 1,141,953 00

501 50

1, 591 50

12, 972 50

3,846,084 64

3, 991, 611 67

4, 300,178 41

73, 785 41
225, 092 64

73, 088 49
224, 444 48 ;

53, 669 89
235, 324 35 |

65, 682 92
248, 222 46

229,490 47
330, 863 46

20, 000 00
13, 886 35

27,743 50 i

20, 070 50 j

24, 740 50

30, 000 00
25,160 50

| 6, 687, 664 24 |

7, 011, 631 69

7, 256, 914 63 |

7, 432, 637 368, 423, 389 13-

CCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of report* since October 1, 1880, arranged
CITY

OP S T . L O U I S .

DECEMBER 31.

Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Duefromres'veag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses -..
Premiums paid
Casb items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from TJ. S. Treas
Total

MARCH 11.

MAY* 0.

JUXE 30.

OCTOBER 1

5 banks.

5 banks.

5 oaokH.

5 banks.

5 banks.

$9, 898, 805 72
860. 000 00
250,000 00
195, 50U 00
432,801 88
623,050 57
558. 548 03
207,424 01
' 253, 381 40
9.50) H
O
8, 94!) 04
->
49 7S 29
508, 135 43
230, 411 00
3, 01 \ 94
588 803 35
J, 573, 5 0 O'.i
50, 084 50

$:>,437,791 55
830. 000 00
250, 000 00
278, 000 00
411,279 11
049, 892 39
481, 829 48
241, 733 02
250,618 10
70, 509 07
20, 8 U) 8!)
50 185 34
753,715 71
239, 108 00
3, 929 88
082. 048 40
1,710.000 00
15) 01)0 00
50, 604 50

$8, -J8-K 138
8liO. 000
.''(), 000
402, 100
411,359

10, 600, 196 04

17,710, 157 28

16, 289. 082 20

24
00
00
00

11

1, 'AY.,, 009 49

730, 1 40 03
190. 180 4)
240, 9<'>5 00
K>. 181 19
89
31 7 1 3 00
?• <-. 4 7 7
• '37, 932 00
4. 2(iO 09
8'i~ 3~Wi 75
2, 427, 01)0 00
30 0 0 0 00

49, 084 50

$8, 614, 576
860, 000
250, 000
535, 450
447, 499
1, 947, 426
1, 188,735
253, 269
236, 587
49, 047
20, 930
58 372
853, 957
147, 333
3, 246
675 230
1, 440, 000

14
00
00
00
11
45
92
59
01
27
39
7!t
28
00
26
40
00

! $10,251,489
1,310,000
i
250,000
i
439,850
!
450,162
919, 420
312,231
241, 555
240,109
130, 735
14, 537
64 756
1, 097, 886
145, 559
3, 256
702, 411
1, 352, 000

47, 474 50 ;
17, 629, H2 71

74
00
00
00
10
74
00
76 !
87 !
78 .
14
<*> !

67 '
00
27 '
05 !
00

58,934 50
17, 984, 896 54

K ANS A S .
12 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits - TJ. S. bonds on hand..
Other stocks and b'ds
Duefromres'veag'ts.

Due from nat'lbanks.
Due from State banks
Real estate, &c
Current expenses....
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie . .
Legal-tender notes . .
U S cert's of deposit
"
Due from TJ. S. Treas
Total

$1,965,981 15
710. 000 00
375, 000 00
62, 400 00
40, 074 61
397. 900 03
.199,686 89
107, 875 09
166, 507 70
22, 349 54
10, 028 15
77, 735 3D
190, 036 0)
2,663 19
161,745 00
320, 765 00

VI batiks

12 b u l k s .
.$1,821,655 64
020, 000 00
375,000 00

i:i9, ooo oo

24, 073 30
410,811 18
23."), 774 58
100,483 01
159, 351 45
20, 358 49
9, 338 33
50, 018 90
149, 254
2, 322
161, 489
338, 105

00
32
33
00

12 b a n k s

$1,802, 598
070, 000
375,000
50, 500
47, 915
007, 366
241, 447
147,217
101,425
31, 0U
7, 183
22. 05E

93
00
00
00
51
57
75
99
73
84
33
11

$2, 038, 687
670, 000
375, 000
30. 300
46, 979
651,914
277, 937
148, 037
155, 730
22, 588
8,188
36, 418

100, 820
2,176
1(59,071;
287, 082

00
33
01
00

119,938
1,689
179, 024
261, 904

38, 566 02

40, 699 05

37, 945 10

4, 849, 374 99

4T 657, 734 64

4, 885, 937 20

13 b a n k s
$2, 508, 754 34
67
00 !
755,000 00
375,000 00
00 !
00
40, 350 00
15
59, 094 35
10
562, 293 37
55
270,112 92
28
328, 252 11
74
155, 776 25
24
28, 097 85
33
10, 782 08
9-'
45,126 97
00 i
44 !
14 :
00

39, 613 30

] 65, 974
1,577
205,633
326, 411

00
88
41
00

42, 583 65

5, 063, 930 86 |

5, 871, 800 18

11 b a n k s .

12 b a n k s .

NEBRASKA.
10 banks.
Loans and discounts, j
Bonds for circulation j
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'ds
Duefromres'veag'ts.
Due fromnat'lbauks
Due from State banks
Real estate, &c
Current expenses....
Premiums paid
Cash items
;
Clear'g-house exch'gs1
Bills of other banks.. j
Fractional currency .'
Specie
'.. j
Legal-tender notes .. j
TJ. S. cert's of deposit. •
Due fromTJ.S. Treas
Total




176,392 19
477, 131 12
178,221 85
109, 982 75
162, 599 20
32, 630 53
4, 000 00
200,326 37
125, 522 00
2, 611 27
317,940 41
309, 032 00
40, 827 70 ;
6, 923, 503 94

10 banks.

10 h:\nks.

$3, 490, 916 67
701, 000 00
350, 000 00
11, 500 00
180. 959 20
1.013,812 86
' 339, 829 16
425, 573 37
212, 527 05
39. 520 98
5, 736 61
225, 607 83

$3, 503, 714 90 $3, 544,
568, 000 00
568,
350, 000 00
350,
142,000 00
149,
201,033 00
185,
30s, 029 50
400,
105, 053 72
20!).
139, 175 29
1:"8,
198, 899 70
197,
36, 729 58
20
4, 000 00
• 4,
101, 392 19
142,
2,
345,
214,

959
051
057
946

00
57
40
00

27, 124 78
6, 570, 766 61 j

141,040
2, 225
238, 534
270, 328

00
81
10
00

27, 222 98
0, 723, 824 36

122.
2,
338,
23S,

890
829
700
433

00 i
11
65
00

35, 595 00
7,735.431 49

$4, 271, 798 21 j
739, 000 00 I
350, 000 00
375, 650 00 i
208, 501 67 J
1, 024, 879 08 j
271,171 59 I
449,426 17 I
248, 029 90 1
33, 232 11 i
5,955 92
368, 469 72
168, 628
3,307
306, 722
261,401

00
U
36
00

41,353 10 j
9,127, 526 47

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCV

by States and reserve cities—Continued.
C I T Y OF ST. L O U I S .
DECEMBER 31.

JUNE 30.

OCTOBER 1.

5 banks.

5 banks.

5 banks.

Liabilities.

Capital stock

\ $2, 650, 000 00 I $2, 650, 000 00

Surplus fund
Undivided profits

!
j

770, 557 94
770, 557 94
138, 786 17
138, 786 17

Nat'l bank circulation |
State bank circulation i

$2, 050, 000 00 \ $2, 650, 000 00 i

769,790 00

70. 557 94 ;
V:>, 728 70

770, 557 94
281, 853 30

750. 560 37 i
258^ 034 01 !
762, 390 00

89, 939 68

9, 796 18

Individual d e p o s i t s - . .
U. S. deposits
D e p ' t s U.S.dis.officers

5, 353, 534 41
131, 348 34

5, 392, 199 83
95, 345 85

6, OltK 700 05
140, 363

Due to n a t i o n a l b a n k s
Due to State banks. . .

2, 394, 821 25
363, 928 21

2,472 070 5)
4,101, 682 41

2 478. 601 07 !
4' 545, 555 97

Notes re-discounted..
Bills payable

324, 876 26
301, 500 00

113, 000 00

16, 289, 082 26

16, 660 196 04

Dividends unpaid

Total

KAN
12 banks.

72, 926 18 |

2 - 2 09 IS j
:

$2, 950, 000 00
553,181 29
286, 476 75
1,176,190 00
12, 861 C8

586, 392 62
149, 397 12

5, 955, 254
^ 115, 620 23

2 631,141 01 5
4 768, 301 40

2,172, 938
4, 026, 991 09

5

285, 382 75
450, 000 00
17 710,157 28

17 629,142 71 :

17, 984, 896 54

SAS.

12 banks.

12 banks

12 banks.

13 banks.

#875 000 00

$875 000 00

$875 000 00

$875 000 00

$925 000 00

Surplus fund
Undivided profits

194, 050 00
146, 505 32

212,460 00
106, 211 47

212, 460 00
118, 908 43

214, 460 00
121,737 63

225, 210 00
141, 793 38

N a t ' l b a n k circulation
State bank circulation

638, 980 00

557,980 00

602, 980 00

602, 980 00

679, 460 00

Individual d e p o s i t s . . .
U. S. deposits
D e p ' t s U.S.dis.officers

2, 461, 927 85
61, 479 79
217,544 16

'2,358,463 09
119, 082 25
170,192 20

2, 548, 217 83
.150,484 84
150, 810 65

2, 092, 438 70
156, 737 32
130, 445 01

3, 239, 286 86
142, 426 91
203, 848 65

Due to national b a n k s
Due to State b a n k s . . .

65, 087 11
170, 886 99

18,157 29
227, 642 34

18, 599
206,124 19

20,213 71
239, 944 99

20,014 12
209, 859 53

Notes re-discounted..
Bills payable

17, 913 77

2, 546 00
10, 000 00

2,346 00

8, 473 50

69, 900 73
15, 000 00

4, 849, 374 99

4, 657, 734 64

4, 885, 937 20

5, 063, 930 86

5, 871, 800 18

Capital stock

1 500 00

Dividends unpaid

Total

NEBRASKA.
10 b a n k s

Capital stock
Surplus fund
Undivided profits...
Nat'l bank circulation
State bank circulation
Dividends unpaid

10 banks

10 banks.

11 b a n k s .

12 banks.

$850, 000 00

$850, 000 00

$850, 000 00

$850, 000 00

$910, 000 00

247, 600 00
222, 600 26

250,100 00
180, 242 14

250, 500 00
173,608 83

250, 500 00
204, 750 99

294, 000 00
198, 893 84

683,100 00

511,150 00

509,750 00

584, 650 00

665, 050 00

1, 622 50

4,122 50

1, 234 00

2,500 00

5, 000 00

Individual deposits...
XJ. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...

3, COl, 377 48
66, 919 99
258, 224 60

3, 633, 732 71
55,941 08
206, 375 87

3, 742, 746 37
141, 408 21
153, 738 07

4, 542, 091 45
104, 940 05
211,313 60

5, 242, 391 78
118, 647 64
196, 085 00

359, 473 71
345, 371 38

292, 337 40
334, 056 40

298,643 05
420, 336 90

469, 344 87
515, 340 53

651, 872 38
728, 085 83

Notes re-discounted..
Bills payable

287, 214 02

252, 708 51

181, 858 93

6, 923, 503 94

6, 570, 766 61

6, 723, 824 36

Total




117, 5C0 00
7, 735, 431 49

9,127, 526 47

CCV1

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1880, arranged
COLORADO.
DECEMBER 3 1 .

Resources.

MAY G.

14 banks.

$5,222,431 10
$5,
Loans and discounts
940,000 00
Bonds for ci rculation j
200, 000 00
Bonds for deposits . . j
52, 400 00
TJ. S. bonds on hand.. |
Other stocks and b'ds 1
649, 499 (j!)
Due from res' veag'ts
2, 551.04S 10
1,
Due fromnat'lbanks. j
800, {.)7)o 09
Due from State banks
390, 898 :>>'•>>
148, 009 45
.Heal estate, &c
58, 865 51
Current expenses.
5, 000 00
Premiums paid
160, 808 32
•Cash items
',
Clear'g-house exch'gs
218. 529 00
Bills of other b a n k s . . :
1. 382 41
Fractional currency. j
290, 074 64
Specie
739. 1G7 00
Legal-tender notes . .
TJ. S. cert's of deposit.
Due from TJ. S. Treas
76, 567 21

Total

028, 576
940,000
200. 000
288| 100
745, 485
780, 924
533.433
498 911
179,836
66, 619
2, 500
101.703

I

36
00
00
00
94
18
73
14
15
05
00
62

195, 680 00
2,430 90
397, 637 59
609,110 00
68, 983 67

12,523,635 25' 12,239,938 33

$0, 172, 711
940, 000
200, 000
450
702
1.025, 069
4:55. 588
628
171. 050
42. 781
500
002

03
00
00
00
85
20
35
39
10
43
00
52

197, 303 00 |
], 4:;7 41 i
289, 733 84 j
727, 943 00 j
58, 607 87
12,326,828!

JUNE 30.

OCTOBER 1.

15 banks.

14 banks.

14 banks.

17 b a n k s .

$5, 929. 311 16 i $6, 510, 663 31
980, 000 00 : 1, 130, 000 00
200, 000 00
200, 000 00
52,400 00
97, 800 00
656,132 37
593, 723 75
2, 689, 832 88
2, 571, 414 08
767, 701 48
597, 558 18
619, 259 72
682, 553 35
175, 620 43
176,678 40
46, 577 04
25, 075 50
16,993 00
7, 710 00
210, 350 81
186, 890 45

267, 434 00
1, 446 36
306, 733 05
773, 446 00

240,438 00
1,211 95
655, 825 50
626,903 00

74, 552 27

75, 072 37

13, 472, 326 55 ; 14, 674, 981

NEVADA.
1 bank.

Loans and discounts.
Bonds for circulation.
Bonds for deposits...
TJ S bonds on hand
Other stocks and b'ds
Due from res'veag'ts
Due fromnat'l banks
Due from State banks
Heal estate, &c
Current expenses....
Premiums paid
Cash items
•Clear'g-house exch'gs
Bills of other banks .
Fractional currency.
Specie
. •
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from U. S. Treas
Total

1 bank.

$107, 545 15
40, 000 00

1 bank.

$116, 696 52
40, 000 00
1,679 94 .
1,470 3 1 •

5, 058 21

3, 225 00
490 00 .

46, 923 98
244 00
1,800 00
208, 575 18

552
3, 308
1,618
3, 225

01
34
25
00 ;

2,355

3, 288 84

oo :

50, 912 13 \
1,343

$137, 533 62
40, 000 00

1.948
100
1, 515
3, 308
2, 972
3, 225
120

75
00
91
34
73
00
85

224, 960 50

$156, 941 22
40, 000 00

$181,229 89
40, 000 00

1,297 49

8,008 14
2,309 43

2,269 47
3,308 34
3,225 00
510 00

1,791
3,353
2,399
3, 225

16
34
76
00

170 00

520 00

1,935 00

48. 507 68

26, 033 53
782 00

40, 207 69
2,519 00

oo -.

1, 800 00 ,

1 bank.

1 bank.

1, 800 00

1,800 00

2,200 00

241, 202 88

236, 687 05

289,178 41

CALIFORNIA.
10 banks.
Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from TJ. S. Treas.
Total




30 banks.

$3, 329, 936
1,114, 000
50, 000
53, 500
161, 945
328, 972
59, 257
588, 030
280, 304
6, 529
13, 033
75, 756

81
00
00
00
30
63
38
27
44
15

23, 004
8
843, 954
10, 211

70

$3, 310, 627
1, 114, 000
50, 000
105, 400
159, 854
315, 320
16,175
312,618
288, 225
29, 305
18,165
39, 893

00
07
12
00

10, 337
100
1, 041, 790
8,534

oo

10 banks.

10 banks.

87
00
00
00
92
95
08
65
19
46
47
34

$3, 302. 558
1, 107, 0i)0
50, 000
40, 100
183, 653
388, 706
85. 039
518, 574
325. 744
38,110
18,641
45, 807

75
00
00
00
19
54
00
00
19
25
89
98

00
65
79
00

38, 045
58
1 027, 966
9, 701

00
28
69
00

$3, 598,
1,167,
50,
70,
178,
450,
16,
410,
299,
24,
23,
45,

10 banks.

800 21
000 00
000 00
250 00
627 95
050 90
76(5 33
628 23
240 17
705 68
088 80
502 13

$4,195, 237
1, 214, 000
50, 000
106, 200
193, 667
469, 465
8,951
606, 747
309, 350
41, 689
31,689
45, 915

53
00
00
00
07
88
53
53
01
95
47
33

00
50
33
00

84, 625
28
801, 729
15, 782

00
70
04
00

64, 987
9
952, 978
13,' 441

39,130 00

39,130 00

40, 615 00

41, 265 00

41, 030 00

6, 977, 633 15

6, 859, 479 37

7, 280, 381 76

7, 407, 347 23

8, 216,109 04

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCVII

by States and reserve cities—Continued.
COLORADO.
MARC Li

11

Capital stock
Surplus fund
Undivided profits
ISTat'l bank circulation
State bank circulation
Dividends unpaid

JUNE 30.

OCTOBER 1

14 b a n k s .

Liabilities.

14 b a n k s .

14 banks.

15 banks.

17 b a n k s .

$1 070 000 00

$1 070 000 00

$1 070 000 00

$1 190 000 00

$1 276 800 00

320, 000 00
247, 787 47

333 000 00
283 430 71

358, 300 00
310,873 12

409, 300 00
302, 010 87

468, 000 00
324, 797 00

846, 000 00

834 9(.»0 00

8'M, 100 00

869, 700 00

984, 900 00

1 080 00

15 8"^ 00

505 00

8,734,951 5(1

9,815 710 05
50, 750 40
118,976 96

10, 352, 358 27
43,851 10
91,907 74

255, 896 10
444,127 17

560, 915 85
570, 946 90

12, 326, 828 99 S 13, 472, 326 55

14, 674, 981 86

DECEMBER 3 1 .

5 000 00

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

8, 753, 579 09
116,396 66
102, 483 65

8, 737 710
10* 6oi 9:1
67 949

Due to national banks
Due to State banks...

506, 057 57
556, 330 81

300
71
413 793 43

12, 523, 635 25

12, 239 938 33

'

MAY 6.

i:!<um

07

74
03, 018
274. 742 97
517, 698 59 ;

Notes re-discounted
Bills payable
Total

NEVADA.
1 bank.
Capital stock
Surplus fund
Undivided profits

1 bank.

1 bank.

$50, 000 00

$50, 000 00 !

$50, 000 00

$50 000 00

$75 000 00

4,996 75

2, 036 04 !
2, 223 25 i

2,036 04
5,256 52

2,036 04
6,277 98

8, 786 02
6, 033 38

1 bank.

1 bank.

36, 000 00

36, 000 00 |

36, 000 00

36, 000 00

36, 000 00

Individual d e p o s i t s . .
U. S deposits
D e p ' t s U.S.dis.officers

85, 592 80

!
101. 295 79

100, 233 45

97,168 47

114, 237 18

D u e to national b a n k s
D u e to State b a n k s . . .

18, 969 37
13, 016 26

35, 590 03
12, 086 84

35, 390 50
9,814 06

9, 905 89
39, 215 94

241, 202 88

236, 687 05

289,178 41

ISTat'l b a n k circulation
S t a t e bank circulation
Dividends unpaid

24,427 54 i
8,977 88 ;

!Notes re-discounted .
Bills payable
Total

208, 575 18

224, 960 50

CALIFORNIA.
10 banks.

Capital stock

$1, 750, 000 00

10 banks.
$1,770,000 00

10 banks.

10 banks.

10 banks.

$1,770,000 00

$1, 770, 000 00

$1, 800, 000 00

Surplus fund
Undivided profits

207, 419 67
177,507 73

213, 997 81 !
177, 022 87 .

254, 327 40
210, 238 64

258, 677 07
221, 375 91

264,612 35
221,067 17

!N"at'l bank circulation
State bank circulation

948, 525 00

943, 935 00

947, 635 00

943,750 00

1,000,465 00

Dividends unpaid

13, 542 67

3, 237 09

3,166 51

13, 298 26

12, 733 47

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis. officers

3, 720, 520 62
9, 865 69

3.403,520 55
6, 480 82

3,815,430 44
4, 678 36

3, 825, 006 33
20, 652 75

4, 490, 034 54
2,291 26
143 20

Due to national banks
Due to State banks...

4, 045 60
146,206 17

59, 071 44
165, 833 97

38, 908 19
280, 678 72

52, 691 63
282, 070 42

Notes re-discounted.Bills navable
Total




98,175 13
243, 110 10 ,

50 000 00
6, 977, 633 15

6, 859, 479 37

7, 280, 381 76

35, 000 00
7, 407, 347 23

90, 000 00
8, 216,109 04

CCVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 17 1880, arranged
CITY OF SAN FRANCISCO.
DECEM15ER 3 1 .

MAKCH 1 1 .

JUNE 30.

Resources.
1 bank.
Loans and discounts
Bonds for circulation.
Bonds for deposits
U. S. bonds on hand
Other stocks and b'ds
D u e from res've a g ' t s .
Due from nat'1 b a n k s
D u e from State b a n k s

Real estate, &c
Current expenses.

P r e m i u m s paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . . :
Fractional currency I
Specie
|
Legal-tender notes . . |

48, 132 37
131, 157 !):>
12,530 77
10, 000
430
844
12, 880
15
759, 330
2, 000

TJ. S. certs of deposit.
Due from TJ. S. Treas. i
Total.

1 bank.

$2, 253, 004 83
600, D O 00
U

00
70
i)(5
00
37
00
00

1 bunk.

$2, 063, 179 82
MO, 000 00

$2, 045, :m 75
GOO, 000 00

109,417,03
] 25, 702 0!
12, 039 77
812 60
10,000 00
919 35
40,408 97
28,300 00
14 34
675,700 00
2,130 00

24 n,
150,
11,

736,
3

I

96
75
81
40
00
35
12
00
65
00
00

|

OCTOBER 1.

1 bank.

j

1 bank.

$2, 054. 486 16 ! $2, 280, 902 79
000. 000 00 I
600, 000 00

225, 028 83 !
185,011 73
11,117 81 I
10, 000
338
70. 314
3, 740
66
1,108,200
4, 310

00 I
10 j
23 !
00
11 i
00
00

169,383 28
183, 930 34
10, 367 81
33 00
10, 000 10
230 30
125, 503 92
5, 675 00
9 48
1,183, 730 00
7, 837 00

.
3, 830, 485 95 j

3, 668, 624 49 j

3, !«:>, 034 79

4, 272, 612 97

4, 577, 602 92

ORE GO N.
1 bank.
Loans and discounts
Bond s for circulation
Bonds for deposits .
IT. S. bonds on h a n d .
Other stocks and b'cb
D u e from res've ag'ts
Due from nat'1 b a n k s
D u e from State banksReal estate, &c
C u r r e n t expenses
P r e m i u m s paid
Cash items
Clear'g-bouse exch'gs!
Bills of other b a n k s . . j
Fractional c u r r e n c y . !
Specie
\
Legal-tender notes . . |
TJ. S. cert's of deposit
D u e from U . S . T r e a s j
Total

1 bank.

$1, 025,180 26
250, 000 00
500, 000 00
4, 700 00
175,477 86
63,810 46
4,454 13
73,066 30
15, 239 57
265 50
803 82

1 bank.

1 bank.

1 bank.

$939,418 59
250,000 00
500, 000 00
4,700 00
179,559 84
113, 526 82
H,577 05
44,018 79

$981, 250 08
250,000 00
500, 000 00
15, 350 00
193,997 44
135, 754 48
8,457 60
191,241 32

$862, 594 74
250,000 00
500, 000 00
90, 950 00
186, 469 74 I
467, 623 26 |
19, 142 39 I
68, 690 86 i

, 021, 696 60
250,000 00
500, 000 00
153,400 00
404, 790 78
198, 066 54
5,423 87
59, 632 96

4, 785 25

9, 852 30
860 62
1, 068 58

1,059 68

37, 500 00

4,400 00

259, 954 12
41, 000 00

386,713 16
5, 400 00

5, 500 00
354, 212 09
15, 700 00

14, 638 30

11,847 15

15," 650 "60

2, 466, 090 32

2,454,006 93

2, 678, 894 51

15, 179 80
10, 934 12
1, 725 81
24,100 00
323,481 14
17, 700 00

6, 993 55
23,767 75
1,486 81
3, 800 00
347,143 01
2, 200 00

"18," 942'66

" 2 5 , " 929 40'

2, 857, 533 86 I

3, 004, 331 27

DAKOTA.
6 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses....
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from U.S. Treas
Total




6 banks.

7 banks.

$888, 275 56
245, 000 00
50, 000 00
2, 350 00
42, 609 97
130, 704 00
206, 016 35
120, 707 62
70, 255 50
9, 815 30
4, 865 63
12, 435 35

$917, 523 63
245, 000 (JO
50, 000 00
2, 500 00
63, 463 89
113,601 40
168,510 17
152,470 95
71,137 25
17, 886 01
4, 865 63
8, 965 75

$997,120 06
295, 000 00
50, 000 00
2, 500 00
67, 812 99
137,664 18
207,082 10
98, 252 04
73, 384 00
22, 086 60
11,415 63
9, 276 35

$1, 031, 788 36
295, 000 00
50, 000 00
80, 839 95
92, 445 40
249, 265, 26
182, 328 79
75,792 70
13,052 99
11,415 63
11, 901 08

91, 967 78
176, 422 43
416, 498 27
221,156 43
103,530 53
14, 366 31
6, 315 63
20,535 96

42, 745 00
244 05
81,486 69
146,170 00

64,092
141
93, 963
132, 750

81, 241 00
197 79
90, 683 92
148,223 00

62, 895
543
83, 989
160, 449

00
32
42
00

42, 482
218
87, 600
131,181

00
53
90
00

7 banks.

8 banks.

00
74
43
00

$1,173, 782 50
345, 000 00
50, 000 00

11, 025 00

11, 025 00

9, 325 00

13, 275 00

15,525 00

2,101,937 02

2,088,432 11

2,251,504 69

2, 398, 052 33

2, 955: 446 55

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CCIX

by States and reserve cities—Continued.
CITY

OF SAN

DECEMBER 31.

Liabilities.

MARCH 11

FRANCISCO.
MAY 6.

JUNE 30.

OCTOBER 1.

1 bank.

1 bank.

1 bank.

1 bank.

$1, 500, 000 00

$1, 500, 000 00

$1, 500, 000 00

$1, 500, 000 00

$1, 500, 000 00

Surplus fund
Undivided profits

164, 675 73
78, 039 41

171, 004 33
70, 636 21

174, 004 33
65, 848 03

174, 004 33
95, 026 38

179, 603 36
91, 592 51

Xat'l bank circulation

462, 730 00

462, 505 00

449, 000 00

439, 670 00

333,805 00

Capital stock

Dividends unpaid

1 bank.

633 50

2,065 50

378 00

1,342 00

1,105, 928 64

1, 359, 792 62

1, 659, 397 32

1, 674, 654 31

220, 367 08
217, 847 45

227, 289 60
130, 627 21

168, 817 29
215, 507 02

153,148 38
250, 988 56

189, 851 74
606, 754 00

3, 830, 485 95

3, 668, 624 49

3, 935, 034 79

4, 272, 612 97

4, 577, 602 92

873 50

Individual deposits...
DeiVts U S dis officers

1,185, 952 78

Due to national banks
Due to State banks...
^"otcs re-discounted
Total

OREGON.
1 bank.

1 bank.

1 bank.

1 bank.

$250, 000 00

$250, 000 00

$250, 000 00

$250, 000 00

$250, ooo oa

Surplus fund
Undivided profits

50, 000 00
359, 925 39

50, 000 00
352,139 36

50, 000 00
366, 884 59

50, 000 00
386, 547 75

50, 000 00
320, 686 74

X a t ' l b a n k circulation
State b a n k circulation

221, 090 00

221,990 00

221,390 00

217, 290 00

223, 090 00

Individual deposits. -.
U . S. deposits
Dep'tsU.S.dis.officers

1, 033, 231 27
137, 948 66
316, 899 54

1, 052, 590 69
108, 668 00
320,243 95

1, 226, 396 15
233, 690 77
278, 325 40

1, 392, 907 20
232, 944 41
268,188 56

1, 582, 907 96
172,905 65
228, 303 93

D u e to national b a n k s
Due to State b a n k s . . .

14,980 67
67, 014 79

98,374 93

3, 450 52
48, 757 08

5, 691 29
53, 964 65

74,147 88
87,289 11

2, 466, 090 32

2, 454, 006 93

2, 678, 894 51

2, 857, 533 8G

3, 004, 331 27

Capital stock

15, 000 00

15, 000 00

Dividends unpaid

1 bank.

Notes re-discounted
Bills payable
Total

DAKOTA.
6 banks.

6 banks.

7 banks.

7 banks.

$425, 000 00

$425, 000 00

$475, 000 00

$505, 000 00

$575, 000 00

56, 000 00
122, 550 36

76, 500 00
125, 591 03

76, 500 00
139, 452 82

76, 500 00
156, 711 80

83,100 00
168, 592 30

218, 500 00

219, 800 00

217, 600 00

259, 300 00

303, 900 00

Capital stock
Surplus fund
Undivided profits
^NTat'l bank circulation
State bank circulation
Dividends unpaid

8 banks.

230 00

1,570 00

530 00

530 00

1,140 00

Individual deposits...
U. S. deposits
Dep'ts U.S. dis. officers

1,178, 307 67
36, 802 23
47, 633 50

1,159,178 91
10, 263 37
54, 003 70

1, 220, 244 11
33, 979 42
43, 365 78

1,308,442 92
27,439 65
41, 517 73

1, 741,179 38
33, 993 07
16, 061 31

Due to national banks
Due to State banks...

289 01
16, 624 25

521 05
16, 004 05

519 00
44, 373 56

1, 219 99
21, 390 24

2,262 69
30, 217 80

2,101, 937 02

2, 088, 432 11

2, 251, 564 69

2, 398, 052 33

2, 955, 446 55

!NY>tes re-discounted

Bills payable
Total

c c-




-XIV

CCX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 1? 1880, arranged
IDAHO.
DECEMBER 31.

MARCH 11.

MAY 6.

JUNE 30.

1 bank.

1 bank.

1 bank.

1 bank.

$126, 745 85
100, 000 00

$101,303 27
100,000 00

Resources.
1 bank.
Loans and discounts |
Bonds for circulation. |
Bonds for deposits . . !
TJ. S. bonds on h a n d . .
Other stocks a n d b ' d s
D ue from res've ag'ts
Due fromnat'lbanks.
D u e from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional c u r r e n c y .
Specie
,
Legal-tender notes . .
IT. S. cert's of deposit
D u e from IT. S. Treas

Total.

:

$103,410 82
100,000 00

$111,865 01
100,000 00

$123,700 36
100, 000 00

46,965 23

44,187 65

43, 789 41

44, 046 73 i

581 25
89, 539 32
7, 000 00
6, 245 27

420
67,011
7,000
2, 018

28, 808
71, 077
7, 000
3, 073

236
73, 185
7, 000
4, 006

3, 594 45
"l6,"207"66"
12, 500 00
23, 300 00
4,500 00 i
413,843 34

28 !
39 i
00 !
40

08
15
00 j
08 j

87
40
00
54

2, 615 18
80, 365 50
7,000 00
4, 060 63
17,437 50
5,967 58

1, 249 17

2, 408 06

12, 200 00 1

13, 400 66 I

21, 500 00

20,!

19,871 00
25,303 00

12,970 00
21, 750 00

25, 540 50
20, 611 00

18,173 00
23, 250 00

5, 800 00 |
396, 926 i

3,600 00
431, 576 14

' 4,626 90

100,000 00
46,138 99

4, 500 00 I
431, 999 79 I

i 00

6,683 50 |
533,860 15

MONTANA.
3 banks.
Loans and discounts
Bonds for circulation.
Bonds for d e p o s i t s . . .
TJ. S. bonds on hand. Other stocks andlvds
Due from res Ve ag'ts
Due fromnat'lbanks.
D u e from State banks
Heal estate, &c
C u r r e n t expenses
P r e m i u m s paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional c u r r e n c y .
Specie
Legal-tender notes . .
TJ. S. cert's of deposit
D a e from TJ. S. Treas.
Total

3 banks.

3 banks.

3 banks.

3 banks.

$1,169,141 41
180, 000 00
200, 000 00

$1, 217, 573 55
180, 000 00
200,000 00

$1, 256, 354 08
180, 000 00
200, 000 00

$1,118,427 35
180, 000 00
200, 000 00

$1,301,066 39
180, 000 00
200, 000 00

63,413 93
52,758 05
3,798 60
34, 537 71
38, 344 76

4,007 42
33,562 87
35,424 95
50,919 81
41,953 15
14,298 88
4,757 57
7, 972 94

115, 342 71
19.810 14
31,731 37
109,179 17
48, 940 05

18, 500 00
8, 885 71

2, 931 42
18, 921 80
48, 894 03
20, 698 19
38, 473 93
9, 091 69
18, 608 57
3,470 01

116, 455 00
63, 095 61
34, 981 98
84,050 97
47,534 47
11, 501 11
4, 111 75
37, 297 63

11,115
40
54, 043
60, 800

12,971 00
41 89
59, 207 38
70, 000 00

11, 988
102
63, 562
63, 200

00 i
00 !
15
00

00
00
94
00

4, 500 00
44,208 39
18, 934 00
37, 594 32
80, 500 00

15, 340 00
77 56
43, 397 55
81,150 00

8, 616 27

7, 360 95

8, 514 80

9, 214 80

8, 566 05

1, 904, 000 59

1, 908, 334 41

1, 976, 619 41

2,018,382 30

2, 228, 626 07

NEW

MEXICO.

4 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits...
TJ. S. bonds on hand .
Other stocks and b'ds
Due from res Ve ag'ts.
Due from nat'l banks.
Due from State banks
Eeal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due fromTJ.S. Treas.
Total




4 banks.

4 banks.

4 banks.

4 banks.

$634, 471 47
400, 000 00
160, 000 00

$772, 936 94
400, 000 00
160, 000 00

$764, 716 14
400, 000 00
160, 000 00
400 00
11,198 78
176, 654 60
188, 807 68
87, 826 85
22, 206 55
10,353 55
3,062 50
17, 655 89

$722, 051 61
400, 000 00
160, 000 00
400 00
6,351 57
243, 067 24
345, 076 25
95, 019 04
27, 409 47
15, 394 15
2, 295 81 |
3, 996 27

14, 027 00
592 07
44,171 00
69, 025 00

68
36
07
22
05
01
80
85

4,873 52
97, 526 51
188, 532 86
91,520 20
21,170 80
9,615 17
3, 062 50
5, 643 36

$804, 295 29
400, 000 00
160, 000 00
400 00
8, 557 47
179, 095 52
167, 490 75
72, 754 26
21,203 80
11,464 99
3,062 50
5, 578 25

27, 802 00
186 74
14,982 82
113,433 00

21, 695 66
136 28
16,449 11
108, 864 00

28, 061 00
358 57
24, 221 89
108,192 00

18, 021 04

18,621 04

1,
117,
151,
176,
19,
7,
3,
4,

051
377
438
767
690
895
902
545

1, 851, 565 11 ;

1, 920, 647 29 j

18, 821 04

18, 000 00

2, 013, 557 33

1, 988, 697 61

|

10,398 00 !
• 161 27
83, 030 00
81,147 00
18,000 00 !
2, 213, 797 68

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

CCXI

1) y States an reserve cities—Continued.
IDAHO.

Capital stock

DECEMBER 31.

MARCH 11.

MAY 6.

JUNE 30.

OCTOBER 1.

1 bank.

Liabilities.

1 bank.

1 bank.

1 bank.

1 bank.

$100, 000 00

$100, 000 00

$100, 000 00

$100,000 00

$100, 000 00

Surplus fund
Undivided profits

20, 000 00
19, 834 33

20, 000 00
3, 951 72

20, 000 00
9, 258 79

20, 000 00
29, 316 50

20, 000 00
9,875 12

ISTat'l bank circulation
State bank circulation

82, 200 00

83, 500 00

82. 800 00

81, 700 00

82, 850 00

191, 268 30

189, 475 08

219, 517 35

200, 983 29

320,169 05

Dividends unpaid
Individual deposits.. IT. S. deposits
Dep'ts IT. S. dis. officers
Due to national banks
Due to State banks

540 71

Xotes re-discounted..
Bills payable
Total

413, 843 34

965 98

396, 926 80

431, 576 14

431, 999 79

533, 860 15

MONTANA.
3 banks.

3 banks.

3 banks.

3 banks.

3 banks.

$200,000 00

$200, 000 00

$200, 000 00

$200, 000 00

$200, 000 00

Surplus fund
Undivided profits

30, 000 00
159, 983 28

40, 000 00
165, 975 90

40, 000 00
189, 830 45

40, 000 00
189, 824 49

40, 000 00
229,199 20

Xat'l bank circulation
State bank circulation

156,300 00

157, 300 00

159, 200 00

157, 900 00

157, 800 00

1,030,416 93
15, 705 90
100, 348 00

1, 059, 544 37
88, 011 69
185, 913 38

1,160, 256 09
11, 712 04
167, 378 80

1, 239, 504 25
11, 667 86
135, 884 04

12, 643 18
78, 667 70

166,151 15
48,419 57

2, 018, 382 30

2, 228, 626 07

Capital stock

Dividends unpaid
Individual deposits...
U. S. deposits
Dep'ts U.S. dis. officers

1. 016, 783 87
23,139 58
156, 881 17

Due to national banks
Due to State b a n k s . , .

26, 502 57
32, 983 23

44, 278 08
50, 523 33

64,253 75
26, 422 77

Xotes re-discounted..
Bills payable

101, 426 89

43, 786 27

13, 443 00

1, 904, 000 59

1, 908, 334 41

1, 976, 619 41

Total

NEW

ME XICO.
4 banks.

4 banks.
Capital stock
Surplus fund
Undivided profits

4 banks.

4 banks.

4 banks.

$400, 000 00

$400, 000 00

$400, 000 00

$400, 000 00

$400, 000 00

91, 291 71
42,412 24

92, 678 98
40,967 51

100, 678 98
50, 427 29

50, 381 01
54, 695 51

87,381 01
28,824 96

355,127 00

355, 877 00

355, 917 00

355,107 00

352, 437 00

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

697, 370 36
64,912 25
113,677 52

716, 322 85
111,517 88
113,780 66

759, 335 26
112, 455 72
65, 915 44

810, 322 42
69, 589 95
98, 777 70

989, 849 16
38, 965 96
96, 824 88

Due to national banks
Due to State b a n k s . . .

13, 748 95
101,652 51

5, 695 06
101,247 87

24, 482 92
161,747 04

11, 878 39
109,375 66

77, 521 47
107,092 94

1, 920, 647 29

2, 013, 557 33

1, 988, 697 61

2, 213, 797 68

Xat'l bank circulation
State bank circulation
Dividends unpaid . . .

Xotes re-discounted
Bills payable
Total




.. .
1, 851, 565 11

CCXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1880? arranged
UTAH.
DECEMBER 31.

MARCH 11.

MAY 6.

JUNE 30.

OCTOBER 1.

1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$287, 392 21
200,000 00
100, 000 00

$405, 884 60
200, 000 00
100, 000 00

$393, 789 18
200,000 00
100,000 00

$425, 399 63
200, 000 00
100, 000 00

$358, 704
200, 000
100, 000
150,000
174, 325
88, 640
150,241
41, 508
40, 000
14, 875

Resources.
Loans and discounts
Bonds for circulation
Bonds for d e p o s i t s . . .
U. S. bonds on h a n d . .
O t h e r stocks and b'ds
D u e from res V e a g ' t s .
D u e from n a t ' l b a n k s .
D u e from State b a n k s
Heal estate, &c
C u r r e n t expenses
P r e m i u m s paid
Cash items
|
Clear'g-house exch'gs:
Bills of other b a n k s . . !
F r a c t i o n a l currency . I
Specie
...I
Legal-tender notes . . J
IT. S. cert's of deposit i
D u e from TJ. S. T r e a s I
Total

135, 344 17
34,876 19
43, 034 96
28,472 78
40, 000 00
2, 956 76
14,305 07

6, 785 00 ,
123 00 !
149, 267 00 i
53, 589 00
9, 000 00 j
1,105,146 14 j

122, 900 00
46,127 04
70, 833 21
24, 555 10
40, 000 00
9, 861 15

131,400 00
56, 709 08
86, 043 42
26, 606 76
40, 000 00
5,114 40

2, 498 06

2,494 67

18,004 00
18 50
72,280 75
31, 526 00

27, 923 00
75 70
143,257 65
25,158 00

9,000 00
1,153, 488 41 i

9, 000 00
3, 247, 571

142, 700
78, 972
124, 392
35, 963
40, 000
7,485

00
59
94
95
00
08

10, 063 72
14,240
106
140, 259
37, 563

00
00
30
00

9, 000 00
1, 366,146 21

64
00
00
00
00
03
05
64
00
16

9, 970 19
23, 515
94
141, 530
24,470

00
00
15
00

, 9, 000 00
1, 526, 873 86 j

WASHINGTON.
1 bank.
Loans and discounts.
Bonds for circulation.
Bonds for deposits...
TJ. S. bonds on hand
Other stocks and b'ds
DuefroinresVeag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from TJ. S. Treas.
Total

1 baDk.

1 bank.

2 banks.

2 banks.

$402, 575 21
150, 000 00

$437,637 95
50, 000 00

$458, 577 89
50, 000 00

$523, 935 16
80, 000 00

$509, 664 13
130, 000 00

5, 032 32
31, 630 30
13, 520 97
347 60
3, 400 00

4,146 97
10, 963 72

3,666 97
62,173 23

3, 992 22
67, 098 56

3,400 00
2,934 26

15,128 27
3, 756 61
5, 249 45

6, 272 39
9, 543 74
349 53

7, 529 05
23,303 87
83, 674 37
64, 766 79
9, 557 24
4, 648 90
770 81

977 70 I

95 68

208 14

198 12

804 00

525 00

2,420 00

3,741 00

37, 084 20
12,000 00

77, 879 35
11, 000 00

50, 403 65
9, 149 00

82, 749 89
12, 915 00

6, 750 00
664,122 30 |

32, 006 06
19, 940 00

2,250 00

2, 250 00

3, 600 00

5,850 00

600, 832 93

663, 083 21

794, 395 61

891,711 22

WYOMING.
2 banks.

Loans and discounts
Bonds for circulation.
Bonds for deposits . .
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from U.S. Treas
Total




2 banks.

2 banks.

3 banks.

3 banks.

$376, 255 75
64, 000 00

$399, 808 99
64, 000 00

$384, 434 20
64,000 00

$445,117 79
94, 000 00

$730,433 29
94, 000 00

24, 278
33, 571
54, 543
2, 257
19, 798

31, 452
4,007
36, 883
2,034
19, 798
4, 852

46,174
94, 760
92,146
4, 468
24,853
8, 847
339
7,158

79
33
62
10
02
85
12
67

58, 456
87, 887
77, 215
9,107
28, 856
17, 870
381
54, 684

23, 847
52
57, 708
44, 923

00
49
85
00

16, 374 00
65 36
71, 089 20
54, 950 00

07
27
15
20
45

6, 879 95
15, 727
217
44, 384
50, 206

00
05
80
00

41
99
91
06
45
62

6,193 61
2,159
82
68, 335
38, 279

00
45
15
00

33, 939 84
14, 298 05
54, 864 64
286 01
19, 798 45
7, 431 84
4,190 09
17, 060
83
38,964
47,108

00
76
10
00

24
61
02
20
94
47
99
25

2. 972 00

2, 880 00

2, 930 00

4, 230 00

4, 230 00

695, 090 69

680, 767 64

689, 388 98

948, 627 63

1, 305, 601 57

REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXIII
by States and reserve cities—Continued.
UTAH.

Capital stock
Surplus fund
Undivided profits
ISTafl bank circulation
State bank circulation
Dividends unpaid

DECEMBER 31.

MAKCH 11

MAY 6.

JUNE 30.

OCTOBER 1.

1 bank.

liabilities.

1 bank.

1 bank.

1 bank.

1 bank.

$200, Q O 00
O

$200, 000 00

$200, 000 00

$200, 000 00

$200, 000 00

75, 000 00
17, 527 80

100, 000 00
45, 367 84

100, 000 00
31, 212 70

100, 000 00
40, 738 55

100, 000 00
53, 896 46

176, 700 00

172, 300 00

168, 700 00

162, 000 00

152,500 00

258 00

216 00

1,578 00

366 00

354 00

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis. officers

569,164 07
19,190 47
37, 595 84

577, 633 17
43, 885 66
12, 072 50

676, 250 88
50, 524 71
16, 067 01

745, 881 27
82, 851 59
30, 075 68

943, 857 39
26, 687 27
41, 536 69

Due to national banks
Due to State banks...
Notes re-discounted

9, 709 96

2, 013 24

3, 238 56

4, 233 12

8,042 05

1,105,146 14

1,153, 488 41

1, 247, 571 86

1, 366,146 21

1, 526, 873 86

Total

WASHINGTON.
2 banks.

1 bank.

1 bank.

1 bank.

2 banks.

$150, 000 00

$150, 000 00

$150, 000 00

$200, 000 00

$200, 000 00

30, 000 00
39, 000 00

30, 000 00
61, 793 67

30, 000 00
70, 517 31

30, 000 00
73,189 43

30, 000 00
88, 669 38

Nat'1 bank circulation
State bank circulation

135, 000 00

45, 000 00

45, 000 00

72, 000 00

117,000 00

Individual deposits . .
IT. S deposits
Dep'ts U.S.dis.officers

291, 200 08

279, 804 56

363, 274 29

383, 547 97

456, 041 84

A. 978 91

1,291 04
3, 000 57

35, 658 21

663, 083 21

794, 395 61

Capital stock
Surplus fund
Undivided profits

Due to national banks
Due to State b a n k s . . .

18, 922 22 |

29, 955 79

Notes re-discounted
Total

664,122 30

600, 832 93

891,711 22

WYOMING.
2 banks.

Capital stock

2 banks.

2 banks.

3 banks.

$150, 000 00

3 banks.

$150, 000 00

$150, 000 00

$225, 000 00

$225, 000 00

Surplus fund
Undivided profits

50, 000 00
9, 872 43

50, 000 00
23, 039 38

50, 000 00
32, 375 30

50, 000 00
28, 273 22

50, 000 00
48, 065 98

Nat'l bank circulation
State bank circulation

54, 900 00

55, 400 00

53, 600 00

84,100 00

83, 350 00

411, 612 90

386, 670 57

369, 977 40

553, 227 32

856, 004 48

2, 715 46
6, 089 90

15, 532 61
125 08

30, 591 48
2, 844 80

5, 447 01
2, 580 08

30,261 60
12, 919 51

680, 767 64 j

689, 388 98

948, 627 63

1,305,601 57

4

Dividends unpaid
Individual deposits..
U. S. deposits
Depots U.S.dis.officers
Due to national banks
Due to State banks...

9, 900 00

Notes re-discounted..
Bills payable
Total




695, 090 69

INDEX.
Page.
INTRODUCTION

-

Number of banks which have gone into liquidation during the year
Insolvent national banks, claims proved and dividends paid, and losses on same
Failures during the year
Resources and liabilities of national banks on October 1, 1881
Table showing the sixteen States which have national bank capital in excess of $5,000,000,
together with the amount of their circulation, loans, and individual deposits
Table showing the resources and liabilities of national banks for eleven years at corresponding dates
Increase in loans, deposits, circulation, &c, and the movement of money in the national
banks located in the Eastern and Middle States, in the Western and Northwestern
States, and in the Southern and Pacific States and Territories
'EXTENSION OF THE CORPORATIVE EXISTENCE OF NATIONAL BANKS

Number of banks whose corporate existence expires in each month from May, 1882, to
February 25, 1883, with their capital and circulation
Number of banks whose corporate existence will cease during the years 1884 to 1890,
inclusive, with their capital and circulation
Bills for the extension of the corporate existence to be brought before Congress
Present amount of bonds required to secure circulation of banks in the system
Profits on circulation
Taxation imposed on national banks
Kights conferred and restrictions imposed by the National-Bank Act
Hecommendation of act authorizing extension of corporate existence of national banks.
Consequence of repeal of 10 per cent, tax on State-bank circulation
Besults of abolishment of the national banking system
Advantages of extending the corporate existence of the banks
SUBSTITUTES FOR MONEY

Ill

Ill
Ill
IV
TV
V
Y
YI
YI

YII
YII
VIII
Y1II
YIII
IX
IX
X
XI
XI
XI
XI

Sketch of origin and history of bills of exchange and bank notes
XI
Origin of checks
XII
Legal status of checks
XII
Proportion of bank checks, bank notes, and coin used in London, from data prepared
by Sir John Lubbock
XIII
Percentage of checks used in London, shown by the business of Sir John Lubbock's
bank during the last few days of 1864—three tables
XIII
Information obtained in reference to the proportion of checks and money used in London
and Manchester at different dates, from 1864 to 1879, by Mr. John B. Martin—one table.
XIY
Proportion of bank checks used in 1871 in 52 national banks, from data prepared by
President Garfield
XIY, XY
Circulars of Comptroller, requesting returns of receipts and payments to be made for
June 30 and September 17
XY
Total amount of receipts of all the banks in money and checks on June 30 and September 17
XY
Beceipts of 48 banks in New York City on June 30 and September 17
XYI
Heceipts of banks in 15 reserve cities on same date
XVI
".Receipts of remaining banks on same dates
XYI
Tables showing, on June 30 and September 17, the proportions of gold coin, silver coin,
paper money, and checks and drafts, in New York City, in other reserve cities, and
in banks elsewhere
XYI
Hecapitulation of the proportion shown in foregoing table
X YII
Table showing, for June 30 and September 17, number of banks and total receipts, and
the ratio of checks in New York City and other reserve cities
XVII




CCXVI

INDEX.

SUBSTITUTES FOR MONEY—Continued.

Tables showing the proportion which the receipts of the banks in each of the four principal cities, in the other reserve cities, and in all other banks bear to the total receipts.
Recapitulation of the information given in table
Total receipts and proportion of checks and drafts of the States and Territories on June
30 and September 17
Table showing the same
Proportion of receipts representing legitimate business
Proportion of checks which pass through the clearing-house
Checks settled by transfers on books of the banks
Establishment of the London and New York clearing-houses
Membership of the assistant treasurer United States in New York clearing-house
Use of checks and drafts almost indispensable in banking business .
_
Use of checks and drafts in Fiance
Extract from Yictor Bonnet on the same
Proposition of Bank of France to increase their use in that country
Extract from report of Bank of France on the same subject
Total number of banks and bankers in the United States
Mode of doing business
Effects of these methods and absurdity of the per capita theory in reference to circulation.
Necessity of a true measure of value in large as well as small transactions
Reference to Mr. Pownall's paper read before the London Bankers' Institute, Oct. 19,1881.
Table compiled from same, showing proportion of checks, coin, and notes in London,
Edinburgh, Dublin, and country banks in 261 places, with New York city included for
the purposes of comparison
Proportion of checks used in country districts in England, less than that used in corresponding districts in the United States
Extracts from Mr. Pownall's paper
TRANSACTIONS OF THE NEW YORK CLEARING-HOUSE

Average daily balances
Total amount of settlements during the year
Table showing yearly transactions of New York clearing-house for 28 years
Clearing-House transactions of the assistant treasurer at New York
Reference to clearing-house table in appendix
DISTRIBUTION OF COIN AND PAPER CURRENCY

Net imports of gold and estimated gold production since resumption on January 1,1879.
Standard silver dollars coined during the past year
Tables showing coin and currency in the country on resumption day. and on November
1, 1879, 1880, and 1881
Increase during the year shown in the foregoing table
Tables showing gold, silver, and currency in the Treasury, and in the banks—State and
national—on resumption day, and on*Xovember 1, 1879, 1880, and 1881
Tables showing the gold, silver, and currency in the country outside of the banks
and Treasury on the same dates
Increase of gold and paper currency in the Treasury, and in the banks during the year.
Issue of silver certificates, and amount outstanding on resumption day, and on November 1,1879, 1880, and 1881
Total amount of silver dollars coined to November 1, 1881
Amount in the Treasury
Amount represented by silver certificates in circulation
Amount in the hands of the people
Increase since date of resumption of gold, silver coin, and paper currency outside of
the Treasury and the banks
INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES, AND AMOUNT HELD BY THE NATIONAL BANKS

Bonds continued at 3^ per cent., by the Secretary of the Treasury
Interest saved by the continuance and payment of bonds
Tables showing the interest-bearing funded debt of the United States on August 31,
1865, and on July 1, on each succeeding year; and on November 1, 1881
Tables showing the amount of United States bonds held as security for circulation on
July 1 of each year from 1865 to 1881, inclusive, and on November 1, 1881, including
those continued at 3£ per cent
United States bonds held by banks organized under State laws, as ascertained by reports made by State officers




Page.
XVIII
XYIII
XYIII
XIX
XIX
XX
XX
XXI
XXI
XXI
XXI
XXI
XXI
XXI
XXII
XXII
XXII
XXII
XXII
XXII
XXIX
XXIII
XXIII

XXIII
XXIY
XXIY
XXIY
XXIY
XXIY

XX Y
XXY
XXY
XXY
XXY
XXYI
XXYI
XXYI
XXYI
XXYI
XXYI
XXYI
XXYI
XXYI

XXYII
XXYII
XXYII
XXVIII
XXYIII

INDEX.

CCXVII
Page.

INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES, AND AMOUNT HELD BY THE NATIONAL BANKS—Continued.

Amount of such bonds held by the same banks in 1880 and 1881, arranged in geographical
divisions of the country
Amount of same bonds held, as shown by reports made to the Commissioner of Internal
Revenue, by State banks, private bankers, trust companies, and savings banks on
May 31, 1879, 1880, and 1881, in different sections of the United States
Total amount of United States bonds held by all banks and bankers in the country, including national, in 1880 and 1881, with tables
LOANS AND RATES OF INTEREST

XXIX
XXIX
XXX
XXX

Classification of the loans of banks in New York, Boston, Philadelphia, and Baltimore
in October, 1879, 1880, and 1881
XXX
Classification of the loans in New York City for the last 5 years
XXXI
Loans, capital, surplus, net deposits, specie, and paper money in the banks of New York
City, other reserve cities, and the States and Territories in the Union on October 1,1881.
XXXI
Increase of ratio of loans to capital and net deposits
XXXI
Proportion of cash to net deposits on Oct. 1, 1879, 1880, and 1881
.•
XXXI
Extract from report for 1880, commenting on the constant demand for bank accommodations
XXXI
Ratios of loans to means of banks for the past three years, in.New York City, other
reservecities, and in the States and Territories
XXXH
Ratios of cash to net deposits for same year
XXXII
Extract from former reports showing necessity of checking unhealthy speculation
XXXII
Reserve in New York City below the limit
XXXII
Reserve in other reserve cities
XXXTTT
Tendency to a rapid increase in loans and deposits, and a decrease in reserve, since resumption day
XXXIH
Business of banks rapidly expanding—the result, in part, of the large importation of
gold and the issue of silver certificates
XXXIII
Decrease in bonds held by the national banks since 1879
XXXHI
Attention of Congress called to section 5200 of the Revised Statutes, placing restrictions
on loans upon collateral or on other than business paper
XXXIII
No adequate means of enforcing the law
XXXIII
Amendment suggested
XXXIII
Recommendation as to loans on other stocks and bonds
XXXIII
Rates of interest in New York City]
XXXIT
Rates in Banks of England and France on call loans and commercial paper
XXXIV
Changes in rate of discount of the Bank of England during the year
XXXIT
Changes in rate of Bank of France
XXXIV
DUTIES OF DIRECTORS AND EXAMINERS

Laws relating to duties of directors
,
By-laws regulating their duties
Employes of banks under supervision of directors
Directors responsible for safety of funds committed to their care
Restrictions imposed by the National Bank Act, which it is their duty to observe
Government imposing these restrictions, does not become the guardian of the banks, or
in any way responsible for the management of its funds
Duty of examiner to ascertain whether the officers of the bank and its directors comply
with the law
Directors elected by the stockholders
Examiners' knowledge of the habits and characters of the employes of banks limited ..
What constitutes full and complete examination of a bank
Necessity for periodical examination of affairs of bank by committees appointed by the
board of directors
Reports made by the banks to the Comptroller five times in each year enabling each
stockholder to observe the condition of the bank
Directors have more opportunity to detect embezzlement than government examiners.
Government examinations usually made only once a year
If both government examiners and directors perform, their duties, almost absolute
security is assured
Effects of government examinations in preventing impairment of capital stock, and the
declaration of dividends not earned
Failnres'exceptional
Failure of The Mechanics' National Bank of Newark
Amount which it is estimated depositors will get on their claims
Government examination of this bank
C C
XV




XXXIV

XXXIV
XXXV
XXXV
XXXV
XXXV
XXXV
XXXV
XXXVI
XXXVI
XXXVI
XXXVI
XXXVI
XXXVII
XXXVII
XXXVII
XXXVII
XXXVII
XXXVII
XXXVII
XXXVII

CCXVIII

INDEX.
Page.

DUTIES OF DIRECTORS AND EXAMINERS—Continued.

The examiners in 1879 deceived by a forged telegram
Examiner in 1880 deceived by a forged letter
Defalcations previously discovered in New Orleans and elsewhere
Government bank examiners in Xew York and Boston named by the clearing-houses of
those cities
Qualification of examiners
Suggestions in reference to appointment of examiners
Not so much need of increased legislation as for increased care on the part of examiners
and diligence and sagacity on the part of directors
Failure of The Pacific National Bank
Irregularities in this bank called to the attention of the directors on March 3, 1881
Letter read by directors
Special attention of directors called thereto by the examiner
„
Clandestine loans by bank officers should be made criminal offenses

XXXVII
XXXVIII
XXXVIII
XXXVIII
XXXVIII
XXXVIII
XXXVIII
XXXIX
XXXIX
XXXIX
XXXIX
XXXIX

RETIREMENT OF NATIONAL-BANK NOTES, AND WITHDRAWAL OF BONDS HELD AS SECURITY

THEREFOR
Section five of the refunding act of 1881
d u m b e r of banks depositing legal tenders in anticipation of the passage of this section.
Table showing the same by States
Only about one-third of bonds so withdrawn re-deposited
No combination among the banks
Legal-tender notes deposited since adjournment of last Congress
Improbability of any combination among the banks
If banks desire to derange the market, they could do so by calling in demand loans
To effect this no necessity of depositing legal-tender notes
Action of Treasurer in refusing to permit the withdrawal of bonds on deposit of lawful
money other than legal-tender notes
Comptroller requests the Secretary of the Treasury to refer the matter to the AttorneyGeneral
Decision of the Attorney-General
Further decision of the Attorney-General in reference to lawful money and 5 per cent.
redemption fund
NUMBER, CAPITAL, AND DEPOSITS OF NATIONAL BANKS, STATE AND SAVINGS BANKS, AND
PRIVATE BANKERS

Table showing by geographical divisions State banks and trust companies, private
banks, savings banks with capital, savings banks without capital, their number,
capital, and deposits
Table showing by geographical divisions State banks, savings banks, private bankers,
&c, and national banks, and the total of both
Their number, capital, and deposits'
Table showing for last six years the number, capital, and deposits of each of the classes
of banks given in the foregoing table
PRIVATE BANKERS

Private bankers in 16 principal cities
Their number, capital, and deposits, and amount invested in United States bonds
Private bankers in the States and Territories, giving the same items as foregoing tables.
Private bankers not enumerated in the foregoing tables
Total private bankers in the United States by geographical divisions
STATE BANKS, SAVINGS BANKS, AND TRUST COMPANIES

Act of Congress requiring Comptroller to obtain information in reference thereto
Returns received through courtesy of State officers
Resources and liabilities of State banks and trust companies in operation in 1880 and 1881.
Resources and liabilities of savings banks for 1880 and 1881
States included in the foregoing tables
Comparison of deposits of savings banks, State banks, and trust companies with those
of national banks
Deposit accounts in New England, average amount thereof, average savings deposits
per capita shown by the population of the States
Reference to further tables in appendix
SECURITY FOR CIRCULATING NOTES

Tables showing bonds deposited to secure circulation of national banks on November
1st, 1881
Amount held on October 1, 1865
Average rate of interest derived by banks from United States bonds deposited to secure
circulation




XXXIX
XXXIX
XXXIX
XL
XL
XL
XL
XL
XLI
XLI
XLI
XLI
XLI
XLU
XLII

XLII
XLIII
XLIII
XLIII
XLILI

XLIV
XLIV
XLIV
XLV
XLV
XLV

XLV
XLV
XLVI
XLVI
XLVII
XLVII
XLVII
XLVII
XLVII

XLVII
XLVII
XLVII

INDEX.

CCXIX
Page.

SPECIE IN THE BANKS AND IN THE UNITED STATES TREASURY, AND ESTIMATED AMOUNT IN
THE COUNTRY

Specie in the Bank of England and Bank of France
Table showing amount of specie held by national banks at the dates of their reports for
the last eight years
Issue of gold certificates
Gold clearing-house certificates
Amount outstanding in New York City at various dates
Clearing-house certificates in Boston, Philadelphia, and Baltimore
Silver coin certificates held by national banks
Specie held by State banks as shown by their reports to State officers
Amount of coin in the country on June 30,1880 as estimated by the director of the mint.
Amount of bullion in mint of New York Assay Office on Nov. 1st
Table showing amount of gold and silver in the U. S. Treasury on Sept. 30, of each year
from 1876 to 1881, and on Nov. 1st, 1881
Bullion in Bank of England from year 1870 to 1881
Bullion in Bank of Prance for same dates
NATIONAL BANK FAILURES, AND DIVIDENDS TO CREDITORS

Failures since last report
Affairs of insolvent banks finally closed
Dividends paid to creditors of insolvent banks during the past year
Total dividends paid to creditors of insolvent banks
Assessments of shareholders of insolvent banks
Reference to further tables and appendix
TAXATION OF NATIONAL BANKS

XLYIII

XLVIII
XLYIII
XLIX
XLIX
XLIX
XLIX
XLIX
XLIX
XLIX
L
L.
L
L
LI

LI
LI
LI
LI
LI
LII
LII

Repeal of tax upon bank capital and deposits and of the two-cent stamp on bank checks
recommended
LII
Increase of revenues of government
LII
Total amount collected from the banks
LII
Repeal of the same laws recommended by the Secretary of the Treasury and Commissioner of Internal Revenue
LII
No necessity for this taxation
LII
Tables showing the amount of United States and State taxation paid by the national
banks of the United States during the year 1880
LIII
Reference to tables for previous years in appendix
LIII
Table showing inequality of rates of taxation in different sections of the country
LIY
Table showing inequality of rates of taxation in principal cities
LIY
Table showing States in which the ratios of taxation were greatest during the years
1878,1879, and 1880
LIY
Taxes paid by the national banks on circulation, deposits, and capital from 1864 to 1881,
inclusive
LIY
Cost of the system to the government
LY
Taxes paid by banks other than national on circulation, deposits, and capital from 1864
to 1881
LV
Tables showing amount of taxation both national and State, paid by the national banks
from 1866 to 1880, inclusive
LVI
State taxation of national banks
LYI
Decisions during the year in the States of New York and Indiana
LYII, L YIII
Amendment of section 5219 suggested
LYIII
Necessity for such an amendment
LYIII
LOSSES, SURPLUS, EARNINGS, AND DIVIDENDS OF THE NATIONAL BANKS

Tables showing losses charged off by the banks during the semi-annual periods ending
March 1 and September 1, 1881, with the total losses for the four previous years.
Losses of national banks by geographical divisions
Losses in the six principal cities
Dividends and earnings
Table showing dividends of the banks semi-annually from September 1,1869, to September 1,1881
Table showing the national banks which declared no dividends
Percentages of dividends to capital, and to combined capital and surplus
SURPLUS

Table showing the amount of surplus at various periods from July 4, 1864, to June 30,
1881, with an increase and decrease of the same
UNITED STATES NOTES AND NATIONAL-BANK CIRC ULATION

Sketch of the history of the issue of legal-tender notes




LYIII

LIX
LX
LX
LXI
LXI
LXI
LXII
LXII

LXII
LXII

LXII

CCXX

INDEX.
Page.

•UNITED STATES NOTES AND NATIONAL-HANK CIRCULATION—Continued.

Sketch of the history of the issue of circulation of national banks
Repeal of law recommended restricting circulation of any one national bank to $500,000.
Legal-tender notes deposited since passage of act of June 30, 1874
Table showing the amount and kind of outstanding currency of the United States and of
the national banks from August 31 to November 1, 1881
Amount of circulation issued and retired by States since June 30, 1874
Increase in national-bank circulation during the past year
Amount of lawful money deposited with the Treasurer to retire circulation during the
year
Amount of lawful money in the hands of the Treasurer fur redemption and retirement
of circulation on November 1,1881
NATIONAL BANK AND LEGAL-TENDER NOTES AND CIRCULATING NOTES OF THE BANK OF FRANCE
AND IMPERIAL BANK OF GEKMANY, BY DENOMINATIONS

Least denomination of notes issued in France, Germany, England, Ireland, and Scotland.
No national-bank notes of less than $5 issued since January 1, 1879
Table showing the denominations of national-bank notes and legal-tender notes outstanding November 1, 1881, and aggregates of both kinds of notes on November 1,
1879 and 1880
Recommending a bill for preventing the lithographing of the signatures of officers of
banks on bank notes
REDEMPTIONS

LXIII
LXIII
LXLTI
LXIII
LXIY
LXIY
LXIY
LXY
LXY

LXYI
LXYI

LXYI
LXYI
LXYI

Tables showing the amount of national-bank notes received for redemption monthly by
the Comptroller of the Currency and at the Redemption Agency of the Treasury
from November, 1880, to October 31,1881
'.
Operation of the act of June 20,1874, requiring the five per cent, redemption fund
Table showing the number and amounts of national-bank notes of each denomination
issued since the organization of the system, and amount outstanding on November 1,
1881
Reference to other tables on the same subject in appendix
Table showing the amount of national-bank notes received and destroyed in the office
of the Comptroller yearly since the establishment of the system
RESERVE

LXYII
LXYII

LXYIII
LXYIII
LXYIII
LXIX

Table showing net deposits, amount, and classification of reserve held by the national
banks in New York City, and other reserve cities, and the remaining banks, at various
dates
Table derived from the clearing-house showing the movement of reserve for the last
eight years
"Reference to appendix
Attention called to synopsis of judicial decisions
Conclusion

LXIX
LXX
LXX
LXX
LXX

TABLES CONTAINED IX THE APPENDIX.
Names and compensation of officers and clerks in the office of the Comptroller of the Currency and expenses of the office for the fiscal year ending June 30, 1881
Synopsis of decisions of the Supreme and circuit courts of the United States, and of State
courts of last record upon national-bank questions
Table showing amount of gold coin, silver coin, paper currency, checks and drafts, received
by the national banks in New York City, in the other reserve cities, and in the States
and Territories, on June 30, 1881
Similar table for September 17. 1881
Table showing the ratios of gold coin, silver coin, paper currency, and checks and drafts,
received by the national banks in New York City, in the other reserve cities, and in the
States and Territories, on June 30 and September 17, 1881
Classification of the loans and discounts of banks in New York City, in Boston, Philadelphia,
and Baltimore, in the other reserve cities, and in the States and Territories, on October 1,
1881
Tables showing the increase in loans, United States bonds on hand, capital, surplus, net deposits, specie and legal-tender notes, at corresponding dates for three years in Massachusetts, Connecticut, New York, New York City, and New Jersey
"Similar tables for Pennsylvania, Ohio, Indiana, Illinois, and Michigan
Similar tables for Iowa, Minnesota, Kansas, Nebraska, and Colorado
Number of banks organized and in operation, with their capital, bonds deposited and circulation issued, redeemed and outstanding, on November 1, 1881




LXXI
LXXIII

XCIY
XC Y

XC YI

XCYII

XCYIII
XCIX
C
CI

LIST OF STATES, TERRITORIES, AND RESERVE CITIES.
STATES AND TERRITORIES.
States and Territories.

Abstract.
|

Reports. !

Alabama
Arkansas.... California
Colorado

j
j
j

Page.
cxc
cxcn
ccvi
CCVI

Connecticut

j

CLXXVIII

162

Page.
442
453
715
708

Dakota

j

ccvm

720

D e l a w a r e . . .•

j

CLXXXII

395

D i s t r i c t of Columbia

!

CLXXXIV

413

cxc

441

CLXXXVIII

437

ccx

723

Illinois

CXCVIII

570

Indiana
Iowa
Kansas

cxcvi
ecu
cciv

539
656

Kentucky

CXCII

454

Florida
Georgia

Idaho

"
.

i

Louisiana

699

CXC

.. •

Michigan

Minnesota
Missouri

,
;

400

CLXXVI

59

CXCVIII

Massachusetts

3

CLXXXIV

Maryland

445

CLXXIV

Maine

617

ecu
ecu

682

RESERVE
Cities.

States and Territories.

Abstract. I Reports. ;

Montana
Nebraska
Nevada
New Hampshire.
New Jersey
New Mexico
New York
North Carolina . .
Ohio
Oregon
Pennsylvania
Rhode Island
South Carolina . .
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia . .
Wisconsin
Wyoming

Abstract, j Reports.
Page.
ccx




724

CCIV

704

CCVI

714

CLXXIV

27

CLXXX

291

ccx

725

CLXXVIII

191

CLXXXVIII

427

CXC1V

480

CCVIII

719

CLXXX

313

CLXXVI

141

CLXXXVIII

432

CXCIV

471

CXCII

448

CCXII

727

CLXXIV

43

CLXXXVI

415

CCXII

728

CLXXXVI

421

cc

644

CCXII

729

CITIES.
Cities.

Abstract.

Reports.
Page.

Page.
Albany...
Baltimore
Boston . . .
Chicago . .
Cincinnati
Cleveland.
Detroit...
Louisville

Page.

CLXXX

191

CLXXXIV

400

CLXXVI

62

CXCVIII

576

CXCVI

490

CXCVI

494

cc

622

CXCIV

460

Milwaukee
New Orleans
New York
Philadelphia
Pittsburgh
San Francisco
Saint Louis
Washington

cc

651

cxc

445

CLXXVIII

242

CLXXXII

356

CLXXXII

367

CCVIII

717

I
CCIV
CLXXXVI I

413

NOTE.- For index of towns, see end of volume.
CCXXIII

696

REPORTS OF THE CONDITION

THE NATIONAL BANKS
AT THE

CLOSE OF BUSINESS ON SATURDAY, OCTOBER 1, 1881.

H. Ex. 3




1

EEPOETS OF THE CONDITION
OF

THE NATIONAL

BANKS

AT THE •

CLOSE OF BUSINESS ON SATURDAY, OCTOBER 1, 1881.

MAINE.
First National Bank, Auburn.
JAMES DINGLEY, Jr., President

No. 154.

JOHN B. JOKDAN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
€hecks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$225, 004 19

Capital stock paid in .

12, 732 94
8, 293 17
1, 489 13
446 76
1, 084 00
70 67
1, 960 00
6, 750 00

40, 000 00
6, 993 19

Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

135, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. .disbursing officers.

75, 837 67

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

407, 830 i

Total.

$150, 000 00

150, OOO'OO* Surplus fund

407, 830 86

Total.

National Shoe and Leather Bank, Auburn.
AKA CUSHMAN, President.
Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agentsDue from other banks and bankers.
Real estate, furniture, and fixtures.
-Current expenses and taxes paid...
Premiums paid
'Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




ISTo. 2270.
$426, 880 58

M. C. PERCIVAL, Cashier.

Capital stock paid in

'"'3oo"ooo"6o j Surplus fund

Other undivided profits.
3, 330 73 National bank notes outstanding ..
7, 274 27 State bank notes outstanding
9, 902 14
6, 000 00 Dividends unpaid.
2,957 20 Individual deposits
United States deposits
8,403 52 Deposits of U. S. disbursing officers
8, 899 00
64 27
9, 874 00
13, 500 00
797, 085 71

$300,000 00
15,000 00
21,835 97
270,000 00
91 50
190,158 24

Due to other national banks
Due to State banks and bankers.
Notes and bills re-disGounted.
Bills payable
Total.

797, 085 71

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Augusta.
No. 367.

DANIEL A. CONY, President

JOHN W. FOGLER, Cashier*

Resources.

Liabilities.
-

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
Due from TJ. S. Treasurer
Defalcation of late cashier

Total.

$344,043 36
393 53
250, 000 00

30,172
2, 777
794
2, 557
2, 937

46
57
09
82
50

1,180 54
2, 012 00
426 0]
9, 352 10
11,250 00
29, 362 45

•

-

Capital stock paid in .

$250, 000 00

Surplus fund
,
Other undivided profits

48, 000 00
12, 819 12

National bank notes outstanding . .
State bank notes outstanding

225,000 00

Dividends unpaid.

738 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

146,193 70

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

687, 259 43

4, 508 61

687, 259 43

Freeman's National Bank, Augusta.
No. 406.

W. F. HALLETT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

S. B. GLAZIER, Cashier.

$139, 779 19 Capital stock paid in .
164 73
100, 000 00 Surplus fund
"""10*000*06'
20, 850 00
12, 340 08
6,168 23
8, 000 00
777, 39
2,382 50
3, 632 41

25,000 00
4,911 55

Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

283
359
4, 275
500

$100, 000 00

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

00
36
00
00

SO, 000 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers -

320, 011 89

Total.

358 00
90,174 82

2, 044 04
7, 523 48

320, 011 89

Granite National Bank, Augusta.
DARIUS ALDEN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash i t e m s . . . . . . .
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




"No. 498.
$328, 548
1,463
100, 000
50, 000
3,100
28, 600

32
56
00
00
00
00

101, 612 30
267 88
•12,000 00

3, 456 44
530
1
22,870
356

00
76
00
00

¥ M . T. JOHNSON,

Capital stock paid in .

Cashier.

$100, 000 00

Surplus fund
Other undivided profits.

25, 000 00
9, 086 21

National bank notes outstanding .
State bank notes outstanding

90, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing ofiicers.
Due to other national banks
Due to State banks and bankers.

444 92
400, 713 84
24, 935 51
1, 493 25
5, 632 53

Notes and bills re-discounted.
Bills payable

4, 500 00
657, 306 26

Total.

657, 306 2$

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

5

MAINE .
First National Bank, Bangor.
GEORGE STETSON, President.

No. 112.

E. G-. WYMAN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

$817, 929
1,433
300, 000
50,000

63
22
00
00

39, 655
1,467
3, 516
4,381

19
62
97
80

33, 966 28
3, 340 00
2 31
25, 900 00

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding -.
State bank notes outstanding
,
Dividends unpaid.

$500, 000 00
100, 000 00
60, 778 98
270,000 00
1,192 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

320, 686 36
30, 573 25
113 77

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

11, 433 37
315 29

13, 500 00

Total.

1, 295, 093 02

1, 295, 093 02

Second National Bank, Bangor.
NATHAN C. AYER, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation. . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

No. 306.

$466, 559 25 Capital stock paid in .
103 76
150, 000 00 Surplus fund
,
Other undivided profits.

$150, 000 00
30,000 00
43, 223 77

1, 231 72 National bank notes outstanding . .
42, 694 62 State bank notes outstanding
Dividends unpaid

135, 000 00

Individual deposits
United States deposits
8, 395 90 Deposits of U. S. disbursing officers.

332, 852 93

4, 482 00 Duo to other national banks
23 88 Due to State banks and bankers.
10, 687 90
10, 000 00 Notes and bills re-discounted.
Bills payable
6, 750 00
700, 929 03

Total.

"WILLIAM S. DENNETT, Cashier.

Total.

7, 597 00

2, 255 33

700, 929 03

Ken duskeag National Bank, Bangor.
WILLIAM B. HAYFORD, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 518.
$394, 913 64
810 11
100, 000 00

CHAKLES H. HAMMATT, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits .

20, 000 00
13, 477 83

National bank notes outstanding .
State bank notes outstanding
.

90, 000 00

28, 996 42

326,513 60

1,663 51

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...

2, 852 80

Dividends unpaid .

1, 029
30
4, 065
17,000

00
15
80
00

5,100 00

Notes and bills re-discounted.
Bills payable
,

4, 500 00
557, 944 23

Total.

557, 944 23

REPORT OF THE COMPTROLLER OF THE CURRENCY.
It 1 I N E .
t
Merchants' National Bank, Bangor.
SAMUEL H. BLAKE, President.

No. 1437.

JONATHAN R. HOLT, Cashier*

Resources.

Liabilities.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items..
Exchanges for clearing-house .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit ...
Due from TJ. S. Treasurer
Total .

$429,183 47
1, 242 95
100, 000 00
9, 800 00
23, 490 66
62, 684 49
6, 588 75
3, 967 25
4,461 00
161 25
12, 648 21
10, 000 00
4, 500 00

Capital stock paid in
Surplus fund
Other undivided profits.,
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

668, 728 03

Total.

$100, 000 00
20,000 00
77, 947 02
89, 830 00
1, 432 00
3, 710 00
351, 690 12

24,118

668, 728 03

Veazie National Bank, Bangor.
No. 2089.

CHARLES V. LORD, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds, on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

"WILLIAM C. HOLT, Cashier.

$164,527 3?

$100, 000 00

166,666 66

15,371 87
5, 268 02

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
24, 773 34 State bank notes outstanding
35, 853 14
Dividends unpaid .
Individual deposits
United States deposits
7, 327 46 Deposits of TJ. S. disbursing officers.
2, 335 00
129 96
700 00
6, 500 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

87, 600 00
3, 000 00
129, 290 76

6,115 62

4, 500 00
346, 646 27

346, 646 27

Total.

First National Bank, Bath.
OLIVER MOSES, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house ...
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 61.

¥ M . D. MUSSENDEN, Cashier.

$294, 993 60

Capital stock paid in
""2o6,"666'66" Surplus fund
Other undivided profits
12,100 00 National bank notes outstanding..
38,973 54 State bank notes outstanding
3, 000 00 Dividends unpaid

$200 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

124, 024 47

2, 501 31

3, 617 00 Due to other national banks
. 2 16
12, 573 00 !Due to State banks and bankers.,
1, 300 00 Notes and bills re-discounted.

50, 000 00
15, 863 88
180, 000 00
540 00

7, 632 2G

Bills payable

9, 000 00
578, 060 61

Total.

578, 060 61

REPORT OF THE COMPTROLLER OF THE CURRENCY.
•

MAINE.

Bath National Bank, Bath.
No. 494.

ARTHUR SEWALL, President.

"WILLIAM D. HILL, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdi&fts
U. S. bonds t > secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from o [ her banks and bankers.
Real estate, furniture, and fixtures.
Current a* penses and taxes paid...
Premirjno paid
Checks at d other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Dae from U. S. Treasurer
Total.

$205, 220 54

Capital stock paid in .

5125, 000 CO

"i25,"bbo'oo" Surplus fund
32, 650 00
12, 727 20

Other undivided profits
National bank notes outstanding .. I
State bank notes outstanding
!
Dividends unpaid .

1, 550 34
7, 552 62
1,647 00
1 07
2, 952 00
5, 000 00

50, 000 00
18, 207 72

112, 500 00
1, 025 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

93,193 05

Due to other national banks
Due to State banks and bankers Notes and bills re-discounted.
Bills payable

5,625 00

Total.

399, 925 77

399, 925 77

Lincoln National Bank, Bath.
No. 761.

CHARLES DAVENPORT, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$152, 018 28
260, ooo 00
21,000 00
26,400 00
108, 546 73
4, 760 89
9,050 00
88 12

4,189 00
(11 53
12,460 18
9, 000 00

WILLIAM R. SHAW, Cashier.

Capital stock paid in .

$2Q0, 000 00

Surplus fund
Other undivided profits .
National bank notes outstanding ..
State bank notes outstanding

48, 000 00
1, 904 69
157, 350 00

Dividends unpaid .

10, 757 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

121,423 59

Duo to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

8,139 45

Total.

547, 574 73

547, 574 73

Marine National Bank, Bath.
No. 782.

S. D. BAILEY, President.

Loans and discounts
Overdrafts
II. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages Due from approved reserve agents..
Duo from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
D iroin TJ S. Treasurer
Due f
U. S T
Total




$125, 729 21

H. A. DUNCAN, Cashier.

Capital stock paid in .

$100, 000 00

"ioo,'ooo"ooO' Surplus fund

22, 750 00
6,166 69

Other undivided profits .
2, 000 00 National bank notes outstanding ..
j.
45, 776 74 State bank notes outstanding
3,000 00 Dividends unpaid
1. 632 04 Individual deposits
United States deposits
3, 418 79 Deposits of TJ. S. disbursing officers
2,217
4
7,217
1,500

00
37
50
00

SS, 900 00
388 00
:, 790 96

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable .

4, 500 00
296, 995 65 j

Total

j

'>96 995 65

REPORT OF THE COMPTROLLER OF THE CURRENCY.
OTAINEo
Sagadahock National Bank, Bath.
No. 1041.

FRANKLIN REED, President.

HENRY EAMES, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
^Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total..

$145, 065 99

Capital stock paid in . . .

100, 000 00

Surplus fund
Other undivided profits.

42, 000 00
6, 788 03

National bank notes outstanding .,
State bank notes outstanding

82, 565 00

121,665 49

5, 000 00
751 49

5, 563 00
1 63
10, 729 00

$100, 000 00

Dividends unpaid.

8, 748 00

Individual deposits
United States deposits
Depositsof U. S. disbursing officers.

153,175 57

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

4, 500 00

Total.

393, 276 60

393, 276 60

Belfast National Bank, Belfast.
840.

J O H N G. BROOKS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
,
Total.

$178,760 13

""Iso.'ooo'oo'
"""20,000'66
34, 346
57,810
7, 500
591
5, 650

40
35
00
33
00

2, 252 23
2,941 00
7,313 50
1, 200 00

ALBION H. BRADBURY, Cashier,

Capital stock paid in .

$150, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

33, 000 00
5, 010 29
132, 500 00

Dividends unpaid.

751 00

Individual deposits
United States deposits
Depositsof U. S. disbursing officers.

153,853 65

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

6,750 00

475,114 94

Total.

475,114 94

First National Bank, Biddeford.
JSSREFP H. BANKS, President.

Loans and discounts
'
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Beal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1089.

,
CHARLES A. MOODY, Cashier.

$206,931 69 Capital stock paid in
328 79
100, 000 ttO Surplus fund
Other undivided profits
National bank notes outstanding . .
30,127 54 State bank notes outstanding
541 06
7, 039 28 { Dividends unpaid,
Individual deposits
United States deposits
2,142 81 Deposits of U. S. disbursing officers.
i, 844 00 Due to other national banks
Due to State banks and bankers.
217 42
4, 000 00 Notes and bills re-discounted.
Bills payable
4, 500 00
358, 272 59

Total.

J $100, 000 00
|

20, 000 00
16, 623 95
89, 000 00

104, 263 41

28, 385 22

358,272 59

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE,
Biddeford National Bank, Biddeford.
XUTIIER BRYANT, President

No. 1575.

CHARLES E. GOODWIN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash, items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

Capital stock paid in
""i24,"66o"66" Surplus fund
Other undivided profits.
18, 716 02 National bank notes outstanding ..
12, 391 02 State bank notes outstanding
$195, 817 85

11, 741 04

426 89
3, 290
15
2, 480
1, 500

00
50
00
00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

$150, 000 00
37, 000 00
27, 066 45
111, 600 00
6, 750 40
37, 808 42

5, 733 05

i, 580 00

Total.

3*75, 958 32

375, 958 32

National Village Bank, Bowdoinham.
KOBERT P. CARR, President.

No. 944.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash, items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$33, 740 43
" 50, 000 00
3, 600
8,129
22, 925
300

00
73
18
00

1, 536 47
632 00
42
998 00
850 00
2, 250 00

HENRY Q. SAMPSON, Cashier.

Capital stock paid in

$50,

Surplus fund
Other undivided profits
National bank notes outstanding ..
• State bank notes outstanding
Dividends unpaid

41, 985 00
1, 048 40

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable
Total

> 23

000 00

0,726 61

24,

608 19

1 9 4 9G8

First National Bank, Brunswick.
N. T. P'ALMER, President
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash, items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 192.
$58, 616 78

J. P. WINCHELL, Cashier.

Capital stock paid in .

"io6,'66o"o6" Surplus fund
53,ooooo
68, 312 94
500 00
661 06
2, 282 31
2, 622
12
438
4, 000

00
40
25
00

Other undivided profits.
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted..
Bills payable

$100, 000 00
20,000 00
8,630 08
89,950 00
1,042 00,
68,031 69

3, 025 97
3, 666 00

4, 500 00
294, 945 74 |

Total.

294, 945 74

10

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Pejepscot National Bank, Brunswick.

H. C. MARTIN, President.

No. 1315.

L. H. STOVER, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid.
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$34, 385 52

Capital stock paid in

"56,066 oo

Surplus fund
Other undivided profits

2, 66606"
3, 800
40, 012
1,160
4, 200

00
37
20
00

963 41
136 00
27
2, 659 00
1, 000 00

$50, 000 00
2, 850 00
2, 439 10

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid .

44,100 00
568 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

.42, 609 67

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

2, 250 00

Total.

142, 566 77

142, 566 77

Union National Bank, Brunswick.
STEPHEN J . YOUNG, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Piemiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 1118.
$76, 466 48

'iob'o'o'o'bo
"io," 560*00"
20,000
36, 207
212
4, 938

00
07
35
44

3, 041 34

H. A. RANDALL, Cashier.

^Capital stock paid i n .

$100, 000 00

Surplus fund
Other undivided profits

17, 747 45
3, 789 84

National bank notes outstanding . .
State bank notes outstanding

89, 975 00

Dividends unpaid.

1,188 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

46,756 00

637"66" Due to other national banks
Due to State banks and bankers.
753 61
1,500 00 Notes and bills re-discounted.
Bills payable
5,200 00

259, 456 29

Total.

259, 456

Bucksport National Bank, Bucksport.
T H E O . C. WOODMAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
l estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1079.

EDWARD SWAZEY, Cashier.

$126, 896 55 Capital stock paid in .

$100, 000 00

100,000 00 Surplus fund
Other undivided profits.
550 00
National bank notes outstanding . .
54,447 50 State bank notes outstanding
2, 312 73 Dividends unpaid

15, 200 0013, 688 05

400 00 Individual deposits
United States deposits
."
1,656 19 Deposits of U. S. disbursing officers.

78, 537 2(5

89, 360 00
335 74

2,143 00 Due to other national b a n k s . . . . .
10 08 Due to State banks and bankers.
4, 205 00
Notes and bills re-discounted.
Bills payable
4, 500 00
297,121 05

Total.

297,121 05.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

11

MAINE.
Calais National Bank, Calais.
LEMUEL G. DOWNES, President.

No. 1425.

FRANK KELSON, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. "bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$226, 914 48
312 70
100, 000 00

1, 950 86
2, 034 98
781 22
4, 640 40
399 00
16 69
4, 990 00
12, 312 00

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid..
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

37,418 80
4, 286 00
90, 000 00
16 23
116, 946 95

10,184 35

4, 500 00

Total.

358, 852 33

358, 852 33

Camden National Bank, Cam den.
2311.

HENRY KNIGHT, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from*approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency.
. Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

J . F. STETSON, Cashier.

$79, 883 89

Capital stock paid in .

50, 000 00

Surplus fund
Ot her undivided profits

24, 989 97
1, 232 23
1, 500 00
752 82
1, 94G 78
1, 314 00
7 48
4, 425 00
2, 250 00

$50, 000 00
2,250 00
2,820 33

National bank notes outstanding ..
State bank notes outstanding

45, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Depositsof U. S. disbursing officers.

67, 836 84

395 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

168, 302 17

168, 302 17

First National Bank, Damariscotta.
No. 446.

ADDISON AUSTIN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




$55, 550 76

" "5O*6oo"66
23, 920 00
31, 062 06

WILLIAM FLYE, Cashier.

Capital stock paid in .

$50, 000 00

Surplus fund
Other undivided profits

15, 000 00
6, 288 37

National bank notes outstanding . .
State bank notes outstanding

45, 000 00

Dividends unpaid.
243 67
45 37
3, 382
2
1, 675
1, 000

00
99
20
00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

478 00
52, 365 68

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 250 00
169,132 05

Total.

169,132 05

12

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Dexter.
No. 2259.

'CHARLES SHAW, President.

CHARLES W. CURTIS, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
"Bills of other banks
Fractional currency
Specie
".
Legal-tender notes
U. S. certificates of deposit
Due from IT. S. Treasurer
Total.

$135, 977 06 Capital stock paid in .

"166,656 66

$100,000 00

Surplus fund
Other undivided profits

4, 300 00
4, 756 32

National bank notes outstanding . .
2, 623, 58 State bank notes outstanding
2, 580 84 Dividends unpaid 2, 000 00
1, 013 04 Individual deposits
United States deposits
642 25 Deposits of U. S. disbursing officers.

89, 835 00
292 00
55, 585 05

00 Due to other national banks
50 Due to State banks and bankers.
10
00 Notes and bills re-discounted.
Bills payable
4, 500 00
1, 467
15
2, 539
1,410

Total.

251, 768 37

254, 768 37

Frontier National Bank, Eastport.
SEWARD B. HUME, President

No. 1495.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U . S. certificates of deposit
Due from U. S. Treasurer
Total..

GEORGE H. HAYES, Cashier.

$112, 221 34 Capital stock paid in .

$75, 000 00

60," 300" 66' Surplus fund
Other undivided profits

20, 449 27
2, 742 03

National bank notes outstanding . .
54,140 00 State bank notes outstanding
19, 015 37 Dividends unpaid.
2, 000 00
108 81 Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

54, 270 00

9,000 00 Due to other national banks
90 63 Due to State banks and bankers...
7, 232 00
1, 000 00 Notes and bills re-discounted.
Bills payable
,
2,133 50
Total.

267, 241 65

381 55
113, 732 02

666 78

267, 241 65

First National Bank, Fairfield.
HENRY KELLEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash itema
Exchanges for clearing-house
Bills of other banks
[Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 2175.

ELBRIDGE a . PRATT, Cashier

$41, 395 37

Capital stock paid in .

50, 000 00

Surplus fund
Other undivided profits

"3," 500'66
1,000 00 National bank notes outstanding . .
48, 553 94 State bank notes outstanding
766 69 Dividends unpaid
316 51 Individual deposits
United States deposits
435 48 Deposits of U. S. disbursing officers.
1, 958 00 Due to other national banks
6 58 Due to State banks and bankers...
1, 594 00
350 00 Notes and bills re-discounted.
Bills payable
2, 250 00
152,126 57

Total.

$50, 000 00
3, 416 07
360 86
44, 900 00
42 00
34,124 88

19, 282 76

152,126 57

REPORT OF THE COMPTROLLER OF THE CURRENCY.

13

MAINE .
Sandy River National Bank, Farmington.
.FRANCIS a. BUTLER, President.

No. 901.

TIMOTHY F . BELCHER, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiumspaid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$70,162 67
111 00
75, 000 00
13, 200 00
18, 000 00
31, 201 65

Capital stock paid in .

$75,000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

3, 924 53 i

Dividends unpaid.,

9, 945 33

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1, 704 00
14 81
1, 738 50
1, 500 00

24,168 35
3, 676 91
67, 500 00
700 00
58,832 23

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

3, 375 00

Total.

229, 877 49

229, 877 49

Cobbossee National Bank, Gardiner.
No. 939.

JAMES STONE, Pn

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
:
Total.

$199, 595 87
1, 439 03
100,000 00

TREBY JOHNSON, Cashier.

Capital stock paid in .

Surplus fund
Other undivided profits.
5,900 00 j National bank notes outstanding.,
10,412 78 [ State bank notes outstanding

""8,"6oo"oo

Dividends unpaid.

00
65
50
00

20, 000 00
15, 479 95
89, 900 00
450 00

Individual deposits
United States deposits
S 2 2 Deposits of U. S. disbursing officers.
136
41
3, 881
190

$100, 000 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

105, 791 34

3, 281 76

4, 500 CO

Total.

334, 903 05

334, 903 05

Gardiner National Bank, Gardiner.
JOSEPH BRADSTREET, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on iiand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
DUB from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1174.
$113,409 36
"50,060" 00
12, 315 60
16, 498
870
8, 000
288

63
54
00
64

2,108 01
154
10
3, 464
356

00
99
00
00

F R E D . W. HUNTOX, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits .
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.,
Bills payable
,

$50, 000 00
10,000 00
15, 443 07
45, 000 00

1, 017 50
83,303 92

4, 961 28

2,250 00
209, 725 77

Total.

209, 725 77

14

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MA INE.
Oakland National Bank, Gardiner.
No. 740.

JOSHUA GRAY, President.

SIFAMAI BOWMAN, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ S bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Eeal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
€hecks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

....:

Liabilities.
$132, 701 11
442 13
50, 000 00

Capital stock paid in

$50, 000 00

Surplus fund
Other undivided profits

17, 800 00
23, 030 90

National bank notes outstanding . .
State bank notes outstanding

44, 748 00

5, 769 17
5, 250 00

Dividends unpaid

10, 000 00

86 00
5, 770 87
741 00
81 11
1, 248 95
2,429 00

1, 368 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

75, 942 40

Due to other national banks
Due to State banks and bankers...

3, 880 04

Notes and bills re-discounted
Bills payable

2,250 00

Total

216,769 34

:

216,769 34

American National Bank, Hallowell.
PETER I \ SANBORN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 62.4.

AUSTIN D. KNIGHT, Cashier.

$77,130 43 Capital stock paid in .
75, 6o6'o6
6, 000 00
23, 041 19

Surplus fund
Other undivided profits.
National bank n6tes outstanding ..
State bank notes outstanding
Dividends unpaid .

2, 470 00
2,196
1
649
1, 900

00
44
80
00

$75, 000 00
12, 525 00
4, 592 54
66,700 00

218 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing oflicers.

39, 534 82

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

3,375 00 i

Total..

198, 570 36 i

198, 570 36

Northern National Bank, Hallowell.
JUSTIN E. SMITH, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Eeal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. o. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 532.
$89, 497 78

GEORGE E. SMITH, Cashier.

Capital stock paid in

ioo, 666 6o

Surplus fund
Other undivided profits
" 35," 000 "66"
4, 725 00 National bank notes outstanding . .
40, 599 09 State bank notes outstanding
18 95
2, 435 51 Dividends unpaid .
2,108 99

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

340 00 Due to other national banks
9 99 Due to State banks and bankers.
6, 803 00
4, 076 00 Notes and bills re-discounted.
Bills payable
4, 500 00
290,114 31

Total.

$100, 000 00
25, 000 00
10, 009 81
89, 978 00
1, 480 00
60, 712 27

2, 934 23

290,114 31

EEPOftT OF THE COMPTROLLER OF THE CURRENCY.

15

MAINE.
Ocean National Bank, Kennebunk.
No. 1254.

JOSEPH DANE, President

CHRIS. LITTLEFIELD, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation-..
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer

$66, 070 08

"ioo'ooo'oo

31, 800 83
3, 069 21
19, 869 88
291 55
628 00
1, 250 00
15 25
5, 932 20

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid .

20, 000 00
3, 221 36
81, 093 00
528 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

28, 584 64

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00

Total.

233, 427 00

Total..

233,427 00

First National Bank, Lewiston.
No. 330.

E. F. PACKARD, President.

Loans and discounts
i
Overdrafts
!
TJ. S. bonds to secure circulation...!
U. S. bonds to secure deposits
I
U. S. bonds on hand
|
Other stocks,bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers. .
Real estate, furniture, and fixtures. i
Current expenses and taxes paid... i
Premiums paid
I
Checks and other cash items
I
Exchanges for clearing-house
|
Bills of other banks
\
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.

j
|
j
>
J

A. L. TEMPLETON, Cashier.

$658, 590 61 Capital stock paid in .

$400,000 00

400, 000 00 Surplus fund . . . .*
Other undivided profits.
National bank notes outstanding ..
103,120 54 State bank notes outstanding
j Dividends unpaid .
j Individual deposits
United States deposits
1, 298 12 Deposits of U. S. disbursing officers,

13, 000 00
1, 398 14

13, 755 00 Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

175, 000 00
25, 633 21
360, 000 00
533 00
260,190 83

8,195 01

173 14
17, 216 50
3,000 00 I
\
18,000.00 i

Total.

1, 229, 552 05 j

1, 229, 552 05

Manufacturers' National Bank, Lewiston.
JOHN M. ROBBINS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
,
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 2260.
$244, 210 54

ADDISON SMALL, Cashier.

Capital stock paid in .

""150,000 66 Surplus fund
Other undivided profits.
648 00 National bank notes outstanding . .
State bank notes outstanding
5, 574 32
294 31
5,200 00
1,498 63
1, 262 50

Dividends unpaid .

9, 054 00
30 45
5, 099 00
900 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

Individual deposits
United States deposits
1, 065 81 Deposits of U. S. disbursing officers.

$200, 000 00
12, 000 00
3, 483 46
135,000 00
349 50
78,748 91

2, 005 69

6, 750 00
431, 587 56

Total.

431, 587 56

16

REPORT OF THE COMPTROLLER OF THE CURRENCY.
UIAINE.
New Castle National Bank, New Castle.

JOSEPH HAINES, President.

No. 953.

DAVID T " CHAPMAN, Cashier:
V.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure c i r c u l a t i o n . . .
U. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and m o r t g a g e s .

$46, 661 31

D u e from approved reserve agents.
D u e from other b a n k s and b a n k e r s .
Real estate, furniture, and fixtures.
C u r r e n t expenses and taxes p a i d . . .
P r e m i u m s paid

49, 530 78

Checks and other cash items
E x c h a n g e s for clearing-house
Bills of other b a n k s
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
D u e from TJ. S. T r e a s u r e r
Total.

50, 000 00
3, 450 00
14, 600 00

1,725 00
361 40
314 00

2, 590 00
98
513 00
500 00

Capital stock paid in.

$50, 000 00

Surplus fund
Other undivided profits.

25, 000 00
5, 248 25

National bank notes outstanding..
State bank notes outstanding

44,400 00

Dividends unpaid.

405 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

47,443 22

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2,250 00

Total.

172,496 47 |

172, 496 47

North Berwick National Bank, North Berwick.
FRANK O. SNOW, President.

No. 1523.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation*...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve* agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid. . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

CHAS. TV. G-REENLEAF, Cashier.

$53,719 50

Capital stock paid in .

""so," 666" 66'

Surplus fund
Other undivided profits

2,768 68 National bank notes outstanding.
3, 066 67 State bank notes outstanding
1,900 00 Dividends unpaid .
112 29 Individual deposits
United States deposits
2, 071 55 Deposits of U. S. disbursing officers.
"856'66'
577 25
2, 800 00

2,250 6 6 |

$50, 000 00
6, 875 43
2, 996 30
45, 000 00
32 00
15, 218 21

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

Total.

120,121 94 I

120,121 94

Norway National Bank, Norway.
WILLIAM FROST, 2D, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1956.
$80, 615 28
736 67
100,000 00
25,000 00
1, 090 00
22, 981 45
13,680 96
2, 375 00
705 28
562 50
2,131 40
978 00
47 85
1, 000 00

HOWARD D. SMITH, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

5100, 000 00
7,000 00
3,143 19
89,000 00
803 00
53, 793 29

2,664 91

4, 500 00
256, 404 39 i

Total .

256,404 39

REPORT OF THE COMPTROLLER OF THE CURRENCY.

17

UI A I N E .
Orono National Bank, Orono.
EBEXEZEU WEKSTER, President.

No. 1134.

ELVATOX P . BUTLER, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U . S . certificates of deposit
Due from U. S. Treasurer
Total.

$37,450 08 ! Capital stock paid in .
75 20 j
50, 000 00 Surplus fund
Other undivided profits.

$50, 000 00
6, 788 16
2, 245 15

400 00 ,
'
200 00

40, 500 00

National bank notes outstanding .
8,127 14 State bank notes outstanding
4, 265 68 Dividends unpaid .
5, 050 00
353 11 Individual deposits
United States deposits
2, 846 63 Deposits of U. S. disbursing officers.

90 00
19,140 80

2,810 00 Due to other national banks
24 43 Due to State banks and bankers.
3,911 84
1, 000 00 Notes and bills re-discounted.
Bills payable
2,250 00 I
Total.

118,764 11

Union National Bank, Phillips.
NATHANIEL B. BEAL, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Corient expenses and taxes paid. -.
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 2267.

JAMES E. THOMPSON, Cashier.

$44, 769 32 I Capital stock paid in .

$50, 000 00

""5o f "66o"o6

j Surplus fund
Other undivided profits
|
i National bank notes outstanding..!
State bank notes outstanding
!
3,443 33 jj
yA'o^"
676 86 | Dividends unpaid.
j | Individual deposits
1 United States deposits
1
3, 405 23 j Deposits of U. S. disbursing officers.

"i,"25l"0(V
1,116 00
24 00

2, 000 00
1, 214 78
43, 795 00
66 50
9, 859 68

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

106, 935 96 !

100, 935 96

First National Bank, Portland.
HARRISON J. LIBIJY, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 221.

"WILLIAM E. GOULD, Cashier.

;1, 811,160 86

Capital stock paid in

[

$800, 000 00

""soo.ooo oo

Surplus fund
Other undivided profits

i
I

300, 000 00
74, 684 08
*
711 300 00

I
i
|
935 00 I
230,199 52 |
204, 580 92
5, 000 00 I
4, 310 25

42, 649 74

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

14,442 00 Due to other national banks
588 83 Due to State banks and bankers... i
23, 670 00
2,400 00 Notes and bills re-discounted.
Bills payable
38, 000 00 i
3,177,937 12 \\

2, 021 79

Individual deposits
| 1,145, 997 02
United States deposits
j
Deposits of U. S. disbursing officers. -

Total.

83, 791 41
60,142 82

3,177,937 12

18

REPORT OF THE COMPTROLLER OF THE CURRENCY.
UI A IIV E .
Canal National Bank, Portland.
No. 941.

WILLIAM W. THOMAS, President.

BENJAMIN C. SOMERBY, Cashier•*

Resources.

Liabilities.

$1, 401, 71G 82
Loans and discounts
Overdrafts
500, 000 00
IT. S. bonds to secure circulation... I
XT. S. bonds to secure deposits
jU. S. bonds on hand
j.
Other stocks, bonds, and mortgages, j.
105,945 19
Due from approved reserve agents. |
22, 609 15
Due from other banks and bankers, j
8, 500 00
Real estate, furniture, and fixtures
3, 608 61
Current expenses and taxes paid...
Premiums paid
47, 580 67
Checks and other cash items
Exchanges for clearing-house
11,000 00
Bills of other banks
90 00
Fractional currency
17,410 00
Specie
4,000 00
Legal-tender notes
U. S. certificates of deposit
22, 500" 00
Due from U. S. Treasurer
Total

j

Capital stock paid in .

$600, 000 00
120, ooo oa

; Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

297,966 28 •
444,600 00

Dividends unpaid.

2, 377 13

Individual deposits
|
United States deposits
j
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

2,144,960 44

665, 233 38

14,783 65

Total.

2,144 r 960 44

Casco National Bank, Portland.
I B A P . FAHRINGTOX, President.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

o. 1060.

$800, 000 00

50, 000 00 I Surplus fund
:
Other undivided profits
4, 000 00 National bank notes outstanding ..
State bank notes outstanding
47, 209 01
31,782 43
5, 000 00 j-Dividends
3, 947 27 !

400, 000 00
45, 368 52
45, 000 00

unpaid.

2,122 01

Individual deposits.
-JT
ed States deposits
57, 273 61 | Deposits of U. S. disbursing officers.!.
C ii ± U U l

15,135 00 I Due to other national banks
23 82 i] Due to State banks and bankers.
45, 504 40 | i
i | Notes and bills re-discounted
Bills payable
2,250 00
1, 809, 409 38

Total.

WILLIAM A. WINSHIP, Cashier.

$1, 544, 217 59 j Capital stock paid in .

470, 513 2946,405 56

Total.

1,809,409 38'

Cumberland National Bank, Portland.
HORATIO N. JOSE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other Stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
\
Fractional currency
j
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 1511.

WILLIAM H. SOULE, Cashier,

$385, 815 99 Capital stock paid in .

$250, 000 00

250, 000 00 Surplus fund
Other undivided profits.

50, 000 00
59, 638 48-

National bank notes outstanding ..
28,941 30 State bank notes outstanding
1, 346 33
16, 8H3 27 Dividends unpaid
2, 825 88 Individual deposits
United States deposits
19, 823 97 Deposits of U. S. disbursing officers.
6, 093 00 Dae to other national banks
108 72 Due to State banks and bankers.
11, 450 00
Notes and bills re-discounted
Bills payable
11, 250 00
734, 538 46

Total.

224, 000 00

614 87
•149,911 3T

i

734, 538 46

REPORT OF THE COMPTROLLER OF THE CURRENCY.

19

MAINE.
Merchants' National Bank, Portland.
JACOB MCLELLAX, President.

No. 1023.

CHARLES PAYSON, Carder.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Dae from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Liabilities.
$699, 398 52 ;; Capital stock paid in .

1,022 48
56,750 75
10, 242 06
31, 000 00
2,813 36'
14,671 71
4, 364 00
68 02
14, 850 00
4, 000 00
13, 500 00

60,000 00
147,400 24

National bank notes outstanding..
State bank notes outstanding

270, 000 00

Dividends unpaid.

1,445 07

Individual deposits.
United States deposits
Deposits of LT. S. disbursing officers

33?>\ 909 07
23,805 41
52, 732 05

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

1, 222, 710 90

Total.

$300,000 00

300,000 00 Surplus fund
70, 000 00 Other undivided profits.

3, 050 29

27, 367 87

Total

1, 222, 710 90

National Traders' Bank, Portland.
FHEDK. Gr. MESSEK, President.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation,.. [
TJ. S. bonds to secure deposits
!
TJ. S. bonds on hand

Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiumspaid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 1451.

EDWARD GOULD, Cashier.

$536, 233 23 j Capital stock paid in .
300, 000 00 j Surplus fund
j Other undivided profits
5, 000 00
57, 544 58
16, 433 48
4, 052 04
13, 569 98

I

$300,000 00

j
j

75, 000 00
42, 498 87

National bank notes outstanding
State bank notes outstanding
Dividends unpaid

238, 300 00
2,807 56

Individual deposits
United States deposits
'
Deposits of U. S. disbursing officers I

233,312 36

3, 060 00 j Due to other national banks
88 28
26, 478 20 i Due to State banks and banners..
2, 989 00 Notes and bills re-discount cd.
Bills payable
16, 500 00
Total..

981, 948 79

981, 948 79

First National Bank, Richmond.
No. 662.

LEVI MUSTARD, President.

Loans and discounts
;
Overdrafts
J
TJ. S. bonds to secure circulation... j
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total




-

JOSEPH M. ODIORXH, Cashier.

$46, 592

Capital stock paid in .

50, 000

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

$50,000 00
2, 847 23
1,987 76
44, 020 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

9, 762 32

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted..
Bills payable

Total.

108,617 31

20

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Richmond National Bank, Richmond.
H. THEOBALD, President.

No. 909.

WILLIAM H. STUART, Cashier.

Resources.

Liabilities.

$131,431 98 | Capital stock paid in .
$120, 000 00
Loans and discounts
Overdrafts
22, 000 00
U. S. bonds to secure circulation... j
120, 000 00 Surplus fund
TJ. S. bonds to secure deposits
\
7, 596 20
Other undivided profits
U. S. bonds on band
100, 900 00
Other stocks,bonds, and mortgages |
5, 000 00 National bank notes outstanding .. j
State bank notes outstanding
Due from approved reserve agents
17, 975 20
Due from other banks and bankers
276 00
j
Heal estate, furniture, and
fixtures.I
1, 200 00 Dividends unpaid
I
C arrent expenses and taxes paid
35, 641 48
Individual deposits
j
Premiums paid
United States deposits
|
Checks and other cash items
45 44 Deposits of TJ. S. disbursing officers. i.
Exchanges for clearing-house
j
Bills of other banks
872 00 Due to other national banks
Fractional currency
16 59 Due to State banks and bankers...!
Specie
3, 380 00
Legal-tender notes
1, 400 00 Notes and bills re-discounted.
Bills payable
TJ.S. certificates of deposit
Due from U. S. Treasurer
5, 400 00

Total.

280, 721 21

Total.

286,721 21

Lime Rock National Bank, Rockland.
JOHN T. BERKY, President.

No. 2097.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Keal estate, furniture, and fixtures
Current expenses aud taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house'
Kills of other banks.
Fractional currency
Specie
'.
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total.

$160, 438 58
268 44
105, 000 00

GEORGE TV. BERRY, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..

25, 879 91 I State bank notes outstanding
9, 924 31 Dividends unpaid.

$105, 000 00
8, 500 00
6,571 94
93,100 00
848 29

Individual deposits
1,500 00 TJnited States deposits
11, 022 09 Deposits of TJ. S. disbursing officers.

102,473 75

2, 714 00 I Due to other national banks
23 69 ':Due to State banks and bankers...
6/146 35 j
j Notes and bills re-discounted
Bills payable
4,125 00

16,480 05
69 24

333, 043 27

Total.

333, 043 27

North National Bank, Rockland.
ADOXIRAM J . BIRD, President.

No. 2371.

NATHAN T. FARWELL, Cashier.

$130, 083 67 j; Capital stock paid in
,
Loans and discounts
Overdrafts
j
TJ. S. bonds to secure circulation ..,
100, 000 00 I; Surplus fund
TJ. S. bonds to secure deposits
j
I Other undivided profits
!
TJ. S. bonds on hand
ji National bank notes outstanding .. I
Other stocks,, bonds, and mortgages
Due from approved reserve agents. •
14, 236 32 !! State bank notes outstanding..'....]
Due from other banks and bankers
j!
Real es I ate, furniture, and
fixtures.!
750 00 Dividends unpaid.
Current expenses and taxes paid.. J
| Individual deposits
Premiums paid
|
TJnited States deposits
Checks and otter cash items
:
674 94 I Deposits of TJ. S. disbursing office
Exchanges for clearing-house
•
Bills of other banks
\
1, 709 00 Due to other national banks
Fractional currency
I
6 55 Due to State banks and backers...
Specie
;
3,928 10
Legal-tender notes
j
2,108 00 Notes and bills re-discounted.
Bills payable
TJ. S. certificates of deposit
'
Due from TJ. S. Treasurer
!
3, 500 00
Total.




256, 996 58

Total..

$100, 000 00
6, 500 00
6, 638 29
87, 500 00
784 00
55, 393 80

180 49

256, 996 5S

REPORT OF THE COMPTROLLER

OF THE CURRENCY.

21

MAINE.
Rockland National Bank, Rockland.
No. 1446.

MAYXARD SUMNER, President.

G-. HOWE WIGGIX, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total..

$357,723 03 Capital stock paid in
1, 558 63
150, 000 00 Surplus fund

$150 000 00
40 000 00
20, 384 53

Other undivided profits

3, 500 00 National bank notes outstanding . .
34,115 90 State bank notes outstanding . .
137 27 Dividends unpaid
7, 500 00

133, 900 00

i Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

181, 734 32

4,101 58

4, 675 00 Due to other national banks
166 51 j D u e to State banks and b a n k e r s . .
7,510 00
2,800 00 ' Notes and bills re-discounted

1 434 00

6, 655 11
953 13
4o, 476 83

Bills payable

6, 750 00
Total

580, 537 92

580, 537

Saco National Bank, Saco.
ItismvoRTH JORDAN,

No. 1535.

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

TRISTRAM SCAMMAN, Cashier.

$107,100 19 Capital stock paid in

;

100,000 00 | Surplus fund
Other undivided profits

National bank notes outstanding
State bank notes outstanding.

9, 000 00
16, 027 32
522 80
4,160 72

Dividends unpaid

20, 000 00
275 68

8G, 000 00
4, 020 25

Individual deposits
1,494 90
i United States deposits
1, 928 33
Deposits of U. S. disbursing officers
5 094 00
4 51
6,140 00
2, 000 00

$100, 000 00

Due to other national banks
|
i Due to State banks and bankers... i
Notes and bills re-discounted.
Bills payable

40, 712 94
2, 563 90

6,100 00

Total.

259, 572 77 i

259, 572 77

York National Bank, Saco.
R. F . C. HARTLEY,

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
'
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 1528.
$175, 783 53
43 27
100, 000 00

76,914 66
5,078 62
6,112 72

J N O . C. BRADBURY, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits

35, 000 00
14, 726 21

National bank notes outstanding..
State bank notes outstanding.

85,300 00

Dividends unpaid.

, 410 17

Individual deposits
United States deposits
!
Deposits of U. S. disbursing officers. j

162, 782 85

11,347 00 Due to other national banks
j
14 45 Due to State banks and bankers... I
7, 057 50
3, 400 00 Notes and bills re-discounted.
Bills payable
6,100 00

2, 507 08

274 56

405, 726 31

Total.

405, 726 31

22

REPORT OF THE COMPTROLLER OF THE CURRENCY.

MAINE.
First National Bank, Skowhegan.
No. 239.

ABNEK COHL'BN, President.

GEORGE N . P A G E , Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Beal estate, furniture, and fixtures
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Liabilities.
$231, 714 38

50, 000 00
6, 277 48

National bank notes outstanding..
56, 384 40 State bank notes outstanding
9, 493 12 Dividends unpaid .
2, 000 00
Individual deposits
United States deposits
9, 079 28 Deposits of U. S. disbursing officers.

133, 420 00
196 09
139, 258 50

5, 220
125
4, 785
3, 000

00 Due to other national banks
80 Due to State banks and bankers.
00
00 Notes and bills re-discounted.
Bills payable
6, 750 00 |
Total.

479,151 98

Total.

$150, 000 00

Capital stock paid in .
Surplus fund
Other undivided profits.

"150, OOOOO"

79,151 98

Second National Bank, Skowhegan,
E. B. SHEPHERD, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real eatate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
.•,
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 298.

JAMES FELLOWS, Cashier.

$179,618 60 i Capital stoc^ paid in.
2,349 44 j I
125,000 00 j!
Surplus fund
Other undivided profits.
2, 000 00
National bank notes outstanding..
State bank notes outstanding
24, 740 55
4, 000 00

Dividends unpaid.

$125, 000 00
44, 000 00
3,943 34
111,435 00

581 00

Individual deposits
United States deposits
2, 023 13 Deposits of U. S. disbursing officers

65,898 07

2, 744 00 : Due to other national banks
48 94 j Due to State banks and bankers ..
1, 289 15 !
2,500 00 Notes and bills re-discounted.
Bills payable
5, 625 00

1,081 40

Total.

351, 938 81

351, 938 81

South Berwick National Bank, South Berwick.
WILLIAM D. JEWETT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation... i
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
i
Other stocks, bonds, and mortgages. \
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total




No. 959.

JOHN F . WALKER, Cashier.

$114,207 43 Capital stock paid in
1, 330 43
100,000 00 Surplus fund
Other undivided profits.
25,125 00 National bank notes outstanding .
23, 766 46 State bank notes outstanding
Dividends unpaid

74 20

Individual deposits
,
United States deposits
Deposits of U. S. disbursing officers.

$100, 000 00
20, 000 00
4, 071 25
88, 885 00
4, 343 50
59, 734 65

750 00 Due to other national banks
1 38 Due to State banks and bankers.
5,142 50
2,137 00 Notes and bills re-discounted.
Bills payable
4,500 00

277, 0U4- 40

Total..

277, 034 40

REPORT OF THE COMPTROLLER OF THE CURRENCY.

23

MAINE.
Georges National Bank, Thomaston.
EDWARD E. O'BKIKN, President.

No. 1142.

J u o . C. LAYENSALER, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.'
Due from other banks and bankers. j
Real estate, furniture, and fixtures, j
Current expenses and taxes paid... j
Premiums paid
;
Checks and other cash items
!
Exchanges for clearing-house
I
Bills of other banks
i
Fractional currency
Specie
'
;
;
Legal-tender notes
U. S. certificates of deposit
i
Due from U. S. Treasurer
;
Total.

Liabilities.
$105, 259 68 j | Capital stock paid in

$110, 000 00

"iio,'ooo"oo"| I Surplus fund
Other undivided profits
!
National bank notes outstanding..
44, 926 98 State bank notes outstanding
2, 200 00 Dividends unpaid.

17, 600 00
5, 873 93
97,100 00
572 00

Individual deposits
United States deposits
4, 092 86 Deposits of TJ. S. disbursing officers.

41, 810 2a

1,188 00 Due to other national banks
2 89 Due to State banks and bankers..
2, 950 00
2, 000 00 Notes and bills re-discounted
Bills payable
4, 950 00

3, 714 19
900 oa

Total.

277, 570 41

277, 570 41

Thomaston National Bank, Tbomaston.
CHRISTOPHER PRINCE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
}
Bills of other banks
|
Fractional currency
Specie
Legal-tender notes
J
TJ. S. certificates of deposit
j
Due from U. S. Treasurer
|
Total.

No. 890.

$132, 435 63

FRANK H. JORDAN, Cashier.

Capital stock paid in .

$100, 000 00

100, 000 00

Surplus fund
Other undivided profits.
6, 300 00
8, 750 00 • I National bank notes outstanding..
j
79, 032 32 I State bank notes outstanding
Dividends unpaid.
17, 400 00
Individual deposits
i United States deposits
i
968 45 !j Deposits of U.S. disbursing officers. 1
778 00 Due to other national banks
4 59
4, 566 00 Due to State banks and bankers.
2, 500 00 Notes and bills re-discounted.
Bills payable
5,100 00

90, 000 00
480 00
130, 242 87

10, 318 76

Total.

357, 834 99

18, 200 00
8, 593 36

357, 834 99;

Medomak National Bank, Waldoboro'.
SAMUEL W. JACKSON, Pr<

t.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks'and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1108.

GEORGE ALLEN, Cashier.

$53,139 97 1 Capital stock paid in
1
50, 000 00

Surplus fund
Other undivided profits

|

$50, 000 00

,
I

8,350 oa
991 98
42, 722 0 0
*

3, 600 00 1 National bank notes outstanding .. j
1
19, 808 60 State bank notes outstanding
196 74
!
713 66 Dividends unpaid
Individual deposits
!
; United States deposits
!
6,432 30 ! Deposits of U. S. disbursing officers.!

585 50
43, 581 79

*3,"293'00" Due to other national banks
Due to State banks and bankers.
5,797 00 1
1, 000 00 Notes and bills re-discounted.
Bills payable
250 00
146,231 27

Total.

146,231 27

24

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Waldoboro' National Bank, Waldoboro'.
744.

ISAAC EKED, President.

BELA B. HASKELL, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. "bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.:
Real estate, furniture, and fixtures.;
Current expenses and taxes paid...!
Premiums paid
'
Checks and other cash items
!
Exchanges for clearing-house
Bills of other banks
1 ractional currency
Specie
*
1
Legal-tender notes
I
U. S. certificates of deposit
Due from U. S. Treasurer
\
Total.

Liabilities.
$49,931 74 !

Capital stock paid i n .

"56,666 oo'i

Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding

16, 000 00
10, 904 40

$50,000 00
9, 500 00
2, 809 06
44,831 00

Dividends unpaid .

190 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
3, 529 00 Due to other national banks
25 21 Due to State banks and bankers.
C50 00
270 00 Notes and bills re-discounted
Bills payable
2, 850 00

20, 829 85

j

Total.

134,100 41 ! I

134, 160 41

Merchants' National Bank, Waterville.
Joim

AVAUE, President.

No. 2300.

Loans and discounts
1
Overdrafts
*.\
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
i
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
.Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total

HOKATIO D. BATES, Cashier.

$112,171 08 Capital stock paid in .
385 67
100, 000 00 Surplus fund
Other undivided profits
16, 200 00 National bank notes outstanding..
3,048 83 State bank notes outstanding
2, 754 68 Dividends unpaid .
8, 992 87

$100, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

49, 444 62

572 90

12, 000 00
3, 040 26
90, 000 00
678 00

3, 000 00 Due to other national banks
51 25
2, 277 00 Due to State banks and bankers.
008 00 Notes and bills re-discounted.
Bills payable
5,100 00 ;
Total.

255, 102 88

255,162 88

Peoples' National Bank, Waterville.
N. G-. H. PULSIFEK, President

Loans and discounts
j
Overdrafts
j
TJ. S. bonds to secure circulation... j
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
'
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
IVactional currency
Specie
Legal-tender notes
TJ. S.' certificates of deposit
Due from U. S. Treasurer

Total .




No. 880.

HOMER PERCIVAL, Cashier.

$228, 208 08 Capital stock paid in .
200, 000 00 Surplus fund
Other undivided profits .
39, 710 00 National bank notes outstanding..
8, 354 71 State bank notes outstanding
4, 837 06 Dividends unpaid .
6,400 00
Individual deposits
United States deposits
567 66 il Deposits of U. S. disbursing officers.
2, 000
1
2. 903
1, 000

00
30
80
00

Due to other national banks
Due to State banks and bankers...

$200, 000 00
40, 000 00
7, 665 07
180, 000 00

1,125 00
68, 429 17

5, 7C3 37

Notes and bills re-discounted.
Bills payable

9, 000 00
502,982 61

Total.

502,982 61

REPORT OF THE COMPTROLLER OF THE CURRENCY.

25

MAIIVE.
Ticonic National Bank, Waterville.
No. 762.

SAMUEL APPLETON, President.

AARON A. PLAISTED, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.

$125, 356 28 Capita] stock paid in
100,000 00

Surplus fund
Other undivided profits

j

$100, 000 00

|
J

22, 000 00
6,129 74

9, 067 00 National bank notes outstanding .. |
State bank notes outstanding
\.
23, 362 25
Dividends unpaid
j
9, 000 00
Individual deposits
j
United States deposits
3, 485 94 Deposits of TJ. S. disbursing officers.'

89, 500 00

4,165 00 Due to other national banks
j
76 28 Due to State banks and bankers... ]
1,767 00
663 00 Notes and bills re-discounted .
Bills payable
5, 500 00

2, 628 00

282, 442 75

618 00
61, 567 01

282,442 75

Total.

West Waterville National Bank, West Waterville.
ALBION P . BENJAMIN, President.

No. 2231.

GEORGE H. BRYANT, Cashier.

$81,591 67 ! Capital stock paid i n . . . .
Loans and discounts
2,776 15 ! I
Overdrafts
I
TJ. S. bonds to secure circulation... I
75,000 00 i! Surplus fund
TJ. S. bonds to secure deposits
| Other undivided profits.
TJ. S. bonds on hand
j . -.
Other stocks, bonds, and mortgages. I - - National bank notes outstanding ..
19 141 58 ! State bank notes outstanding
Due from approved reserve agents, j
Due from other banks and bankers j
1 l!S9 31 Dividends unpaid
Real estate, furniture, and fixtures. j
93 99 '
Current expenses and taxes paid... I
Premiums paid
' ; Individual deposits
!; United States deposits
Checks and other cash items
|
3,131 89 ! Deposits of TJ.S.disbui sing ofllcers.
Exchanges for clearing-house
I...
1,150 00 j Due to other national banks
Bills of other banks
j
Fractional currency
j
30 || Due to State banks and bankers
Specie
j
414 35 | i
Legal-tender notes
|
563 00 | Notes and bills re-discounted
• TJ. S. certificates of deposit
I...
Bills payable
Due from TJ. S. Treasurer
j
3,375 00 ;
Total.

139,094 61

Total.

$75, 000 00
4, 463 29
2, 845 24
66,900 00
161 50
38, 622 87

11,101 71

199, 094 61

National Bank, Winthrop.
CHARLES M. BAILEY, President.

JNO. M. BENJAMIN, Cashier.

No. 553.

Loans and discounts
$152, 249 26 Capital stock paid in.
Overdrafts
TJ. S. bonds to secure circulation... |
100, 000 00 || Surplus fund
TJ. S. bonds to secure deposits
I
)|
TJ. S. bonds on hand
,
jj Other undivided profits.,
Other stocks, bonds, and mortgages
i National bank notes outstanding .
Due from approved reserve agents !j
28,548 74 State bank notes outstanding
Due from other banks and bankers.
j;
Heal estate, furniture, and
fixtures.;
,.. I Dividends unpaid
Current expenses and taxes paid
1 Individual deposits
1
I
Premiums paid
j United* States deposits
:
Checks and other cash items
j
1,252 75 j Deposits of U. S. disbursing officers.
Exchanges for clearing-house
\
\
Bills of other banks
1, 811 00 j Due to other national banks
Fractional currency
j
5 2 7 ; Due to State banks and bankers.
Specie
|
2, 554 00 j
Legal-tender notes
j
1, 000 00 j Notes and bills re-discounted.
TJ. S. certificates of deposit
'
i Bills payable
Due from TJ. S. Treasurer
!
4, 500 00 ;

Total.




291, 921 02

Total.

$100, 000 00
20, 000 00
36, 216 99
90,000 00

45, 704 03

291,921 02

26

REPORT OF THE COMPTROLLER OF THE CURRENCY.

First National Bank, Wiscasset.
HEXHY IXOALLS, President
Resources.

j|

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages. ;
Due from approved reserve agents
Due from other banks and bankers.;
Real estate, furniture, and fixtures !
Current expenses and taxes paid... |
Premiums paid
;
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
,
Fractional currency
Specie
;
Legal-tender notes
[
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total




FKEDK. TV. SEWALL, Cashie1,.

iSTo. 1349.

!

Liabilities.

$107,781 60 (i Capital stock paid in .

$100,000 00

100, 000 00 j \ Surplus fund
Other undivided profits
16, 000 00 Xational bank notes outstanding ..
20, 299 72 State bank notes outstanding
3, 431 17 j Dividends unpaid.
1, 626 64

30,000 00
8, 750 75
88,700 00

i Individual deposits
United States deposits
78 50 Deposits of TJ. S. disbursing officers.

28, 775 26

2, 800 00
338 10
200 00
4, 500 00
257,056 5 4 !

830 53

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

257, 056 54

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

27

HAMPSHIRE.

Connecticut River National Bank, Charlestown.
BOBEUT ELWELL, President

No. 537.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from IT. S. Treasurer
Total.

GEORGE OLCOTT, Cashier.

!\

Resources.

Liabilities.

$109, 588 47 i Capital stock paid in .

$100, 000 00

100, 000 00 Surplus fund
Other undivided profits.
! National bank notes outstanding
28, 267 41 State bank notes outstanding
5, 000 00 Dividends unpaid
5, 250 00
1

483 00

1

8 5
1
1 208 00
,
1 710 00
,

32, 000 00
2,148 91
90, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

31,866 48

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

4,500 00
'Total.

256, 015 39

256, 015 30

Claremont National Bank, Claremont.
GEORGE N. FAKWELL, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation.. TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Dae from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 596.
$214, 250
125
150, 000

GEORGE N. FARWELL, 2D, Cashier.
$150, 000 00

Capital stock paid in .

52, 000 00
16, 694 32

Surplus fund
Other undivided profits.
i National bank notes outstanding .
State bank notes outstanding

7,400
16, 631
2, 592

132, 640 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

4, 045

57, 947 68

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

2," 127
3, 759
1, 600
6,750 00
409,282 00 j

409, 282 00

Total.

First National Bank, Concord.
No. 318.

AUGUSTINE C. PIERCE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
.'
Logal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




WILLIAM F. THAYEK, Cashier.

$225, 336 32 Capital stock paid in
1, 044 97
150, 000 00 i Surplus fund
165, 000 00 | Other undivided profits.
16,400 00 j
132, 200 00 National bank notes outstanding

86,710 60 ' State bank notes outstanding—
19, 739 55
10, 000 00 Dividends unpaid
2, 522 59 ! Individual deposits
1, 083 21 United States deposits
1,611 52 Deposits of U. S. disbursing officers.
5,182
245
11,491
11, 450

00 Due to other national banks
50 Due to State banks aud bankers
00 :. •
00 ; Notes and bills re-discounted
I Bills payable
6, 750 00

846, 797 26

Total.

!

$150, 000 00
30, 000 00
45,319 12
134,850 00
705 00
235, 561 51
27, 806 38
76, 396 49
140,158 76

840,797 26

28

REPORT OF THE COMPTROLLER OF THE CURRENCY.
]\ E W

HAMPSHIRE.

Mechanicks' National Bank, Concord.
BEXJ. A. KniuAU.,

President.

No. 2447.

JAMES MINOT. Cashier.

Resources.

Liabilities.

Loans and discounts
i
Overdrafts
I
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
i
Other stocks, bonds, and mortgages j
Due from approved reserve agents j
Due from other banks and bankers ;
Real estate, furniture, and fixtures !
Current expenses and taxes paid... j
Premiums paid
:..;
Checks and other cash items
j
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
|
Legal-tender notes
|
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$203,162 82
791 67
40, 000 00
30,
74,
9,
16,

Capital 'stock paid in .

$100, 000 00
1,300 00
3, 771 77

Surplus fund
Other undivided profits.
7G6 25 National bank notes outstanding ..
811 15 ! State bank notes outstanding
471 47 I Dividends unpaid
878 35

33, 400 00
330 00

i Individual deposits
United States deposits
2, 825 43 \ Deposits of TJ. S. disbursing officers
o, 924
68
1 >, 042
8, 220
(

240, 584 50

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted .
Bills xmyable

00
97
15
00

25, 375 29

' 1,800 00

Total.

404, 761 56

404,761 50

National State Capital Bank, Concord.
No.
"" "II

LEWIS DOWMXC, JR., President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
•

HENRY J. CIUFPEN, Cashier.

Capital stock paid in .

$342, 533 80
315 59
200, 000 00
43,427 50
24,422 10
11,823 72
24, 718 46

$200, 000 00
40, 000 00
18, 002 98

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
!

8, 430 00

] Individual deposits
I
i United States deposits
j
2, 416 65 \ Deposits of TJ. S. disbursing officers, j

199, 544 03

4, 001
214
1, 557
11, 000

I Dividends unpaid

180, 000, 00

" *9,"66o"oo"

Total.

Due to other national banks
!
Due to State banks and bankers...!..'
Notes and bills re-discounted
!
I Bills payable

00
81
50
00 ;

675, 431 19

Total.

29, 454 18

075,431 19

Derry National Bank, Derry Depot.
No. 409.

JOHN W. NOYES, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.,
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and
fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
j
Fractional currency
I
Specie
".
i
Legal-tender notes
1
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total




!

F . J . SHEPARD, Cashier.

$54, 831 33 Capital stock paid in
60, 000 00 Surplus fund
Other undivided profits
10, 000 00 National bank notes outstanding .
< , 007 87 State bank notes outstanding
>
Dividends unpaid
6, 500 00
809 14 Individual deposits
United States deposits . .
Deposits of U. S. disbursing officers.

$60, 000 00
8, 400 00
3,106 06
54, 000 00
192 00
16,451 79

1, 021 00 Due to other national banks
2 01 Due to State banks and bankers
278 50
Notes and bills re-discounted
Bills payable
2, 700 00
142,149 85

Total

i4^,I4C 85

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

29

HAMPSHIRE.

Cochecho National Bank, Dover.
No. 1087.

JAMES E. LOTH nor, President

HARRISON HALEY, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of dex>osit
Due from TJ. S. Treasurer
Total

$143, 732 94 Capital stock paid in
2,347 63
150,000 00 Surplus fund
Other undivided profits
10, 387 50 National bank notes outstanding ..
State bank notes outstanding
15, 843 04
Dividends unpaid.
14, 576 65
1, 395 21 Individual deposits
United States deposits
2, 947 14 Deposits of TJ. S. disbursing office

$150, 000 00
7,581 61
2, 701 26
134,930 00
147 00
57,351 10

1, 700 00 Due to other national banks
8 55 Due to State banks and bankers.
3,021 50
Notes and bills re-discounted .
Bills payable
6, 750 00
352,711 06

Total

352, 711 06

Dover National Bank, Dover.
No. 1043.

OLIVER WYATT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

CALVIN HALE, Cashier.

$116,830 04 Capital stock paid in
1,124 54
100, 000 00 Surplus fund
Other undivided profits
32,216 00

National bank notes outstanding ..
State bank notes outstanding

I Dividends unpaid
6, 500 00
282 45 Individual deposits
United States deposits
2, 658 27 Deposits of U. S. disbursing officers.
6,811 00 Due to other national banks
.
128 11 Due to State banks and bankers.
5, 600 00
Notes and bills re-discountedBills payable
4, 500 00
Total..

276, 650 41

$100,000 00
20,000 00
11,423 15
86, 600 00
625 50
43,219 38

14, 782 38

276, 650 41

Strafford National Bank, Dover.
WILLIAM S. STEVENS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents .
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 1353.
$307,453 02
30 10
150, 000 00
2, 000 00
13, 486 31

ELISHA R. BROWN, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

5, 329
115
6, 635
1, 000

00
92
00
00

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

$150, 000 00
30,000 00
41, 735 90
135, 000 00
1,806 00
475 00
118, 783 03

14, 999 48

6,750 00
492, 799 41

Total

492, 799 41

30

REPORT OF Till: COMPTROLLER OF THE CURRENCY.
] E W
V

HAMPSHIRE.

Monadnock National Bank, East Jaffrey.
P E T E R UPTON, President.

~So. 1242.

Resources.

Loans and discounts
J
Overdrafts
'
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents. |
Due from other banks and bankers .
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$95, 280 47
41 39
100, 000 00
f>0, 000 00
38,681- 25
6,197 34
7, 575 94
693 53
1, 988 75
1, 035 42
3, 677 00
2 07
1,550 00

4, 500 00

Liabilities.

Capital stock paid in .

$100, 000 00

Surplus fund
,
Other undivided profits.

20,000 00
12,513 84

National bank notes outstanding ..
State bank notes outstanding

89,200 00
837 00

Dividends unpaid

1, 079 62

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

19,918 54

Due to other national banks
,
Due to State banks and bankers..
Notes and bills re-discounted
Bills payable . . ,

5, 000 00
12, 624 16

311,173 16

Total.

H I R A M D . UPTON, Cashier,

I

Total.

50,000 00
311,173 16

National Granite State Bank, Exeter.
BENJ. L. MEIUULL, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 1147.

$130, 683 00

"WARREN F. PUTNAM, Cashier.

Capital stock paid in

"'ioo,*6o6'66'

Surplus fund
Other undivided profits
30,66o"oo"
National bank notes outstanding ..
5, 000 00
State bank notes outstanding
8, 083 59
6, 500 C
O
990 82

Dividends unpaid

$100, 000 00
20, 000 00
13,643 53
90,000 00
1, 476 00

Individual deposits
United States deposits
26,038 28 ij Deposits of U.S. disbursing officers.
!!
200 00
Due to other national banks
13 01 i Due to State banks and bankers...

89, 495 17

2, 600 00 I
Notes and bills re-discounted .
Bills payable
4, 500 C !
O
314,614 70

Total..

314,614 70

Farmington National Bank, Farmington.
JOHN F. CLOUTMAN, President.

Xo. 2022.

JAMES B. EDGKRLT, Cashier.

Loans and discounts
$121, 502 14 Capital stock paid in
Overdrafts
U. S. bonds to secure circulation...
100, 000 00 Surplus fund
U. S. bonds to secure deposits
Other undivided profits.
U. S. bonds on hand
Other stocks, bonds, and mortgages
National bank notevS outstanding ..
Due from approved reserve agents
8, 749 99 State bank notes outstanding
Due from other banks and bankers ;
Real estate, furniture, and fixtures
2,281 31 Dividends unpaid.
Current expenses and taxes paid... j
674 09 Individual deposits
Premiums paid
i
United States deposits
Checks and other cash items
26 50 Deposits of U. S. disbursing officers.
Exchanges for clearing-house
Bills of other banks.
:
2, 476 00 Due to other national banks
Fractional currency
;
1 33 Due to State banks and bankers.
Specie
.'
r~~
Legal-tender notes
j
(
I Notes and bills re-discounted
U. S. certificates of deposit
. 1 Bills payable
1
Due from U. S. Trt asurer
'••
4, 500 00
Total




241,108 7 1 ^

Total.

$100, 000 00
1, 000 00
2, 645 48
90, 000 00
1,120 00
46, 403 23

241,108 71

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

31

HAMPSHIRE.

First National Bank, Francestown.
No. 576.

JOHN D. BUTLEK, President.

GEORGE "W. CUMMIXGS, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.'
Real estate, furniture, and fixtures.
Current expenses and taxes paid . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total.

$104, 075 02 Capital stock paid in .

$100, 000 00

Surplus fund
'
Other undivided profits
i
8, 500 00
3,400 00 i National bank notes outstanding ..
519 69 State bank notes outstanding
102 77
400 00 Dividends unpaid.
896 15 Individual deposits
United States deposits
j
148 80 Deposits of TJ. S. disbursing officers. |

100, 000 00

700
75
883
1, 000

20, 000 00
9, 461 75
89, 787 00
75 00
5,877 07

Due to other national banks
,
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

00
33
00
00

4, 500 00

Total.

225, 200 82

225, 200 82

Franklin National Bank, Franklin.
A. W. SULLOWAY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ S bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current exj)enses and taxes paid...
Premiums paid
Checks and other cash items
Bills of other banks
Fractional currency

ISTo. 2443.
$129, 028 56

FRANK PROCTOR, Cashier.

\ Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits

100, 000 00

759 50
7, 299 42

National bank notes outstanding ..
State bank notes outstanding . .

6,000 00
8, 637 49

Dividends unpaid .
1,144 86
160 00
1,450 19

Individual deposits
1 United States deposits
|
Deposits of U. S. disbursing officers.

2, 944 00
30 38

. .

Legal-tender notes
U. S. certificates of deposit
Due from U . S. Treasurer
Total

90, 000 00

Due to other national banks
Due to State banks and b a n k e r s . . .

1 500 00

Notes and bills re-discounted
Bills payable

4,"500" oo"
256, 786 39

I

Total

.. .

44, 011 79

14; 715 68
... ...
256 786 39

Great Falls National Bank, Great Falls.
DAVID H. BUFFUM, President.

Loans and discounts
Overdrafts
.•
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 1180.

Jos.

A. STICKNEY, Cashier.

$194, 807 35 Capital stock paid in
I
26 53
J
150, 000 00
Surplus fund
j
Other undivided profits
j
National bank notes outstanding .. |
State bank notes outstanding
16, 646 86
Dividends unpaid
10,000 00
890 37 Individual deposits
United States deposits
1, 223 67 Deposits of U. S. disbursing officers

$150, 000 00
40, 000 00
11, 515 95
135, 000 00
693 00
45, 853 49

933 00 Due to other national banks
8 91 Due to State banks and bankers.
1, 075 75
700 00 Notes and bills re-discounted.
Bills payable
6, 750 00
383, 062 44

Total.

383, 062 44

32

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Somersworth National Bank, Great Falls.
OLIVEu n . LOUD, President.

No. 1183.

Loans and discounts
Overdrafts
\
TJ. S. bonds to secure circulation... I
TJ. S. bonds to secure deposits
!
TJ. S. bonds on hand
j.
Other stocks, bonds, and mortgages. J
Due from approved reserve agents. |
Due from other banks and bankers. j
Real estate, furniture, and fixtures i
Current expenses and taxes paid... j
Premiums paid
i
Checks and other cash items
'
Exchanges for clearing-house
j.
Bills of other banks
]
Fractional currency
Specie
:
\
Legal-tender notes
TJ. S. certificates of deposit
Dae from TJ. S. Treasurer
Total.

SAMUEL S. ROLLINS, Cashier.

!;

Resources.

Liabilities.

$169, 47G 11 | Capital stock paid in
1, 200 00
100, 000 00 Surplus fund
! Other undivided profits
; National bank notes outstanding
10, 980 99 ! State bank notes outstanding
Dividends unpaid.
1, 092 53 Individual deposits
United States deposits
4, 600 00 Deposits of U. S. disbursing officers

J $100, 000 00
|
I

20, 000 00
22, 251 20
90, 000 00

1,679 00
62,726 95

960 00 Due to other national banks
8 52 Due to State banks and bankers.
2, 639 00
1, 200 00 Notes and bills re-discounted.
Bills payable
4,500 00
Total.

296,657 15

296,657 15

Dartmouth National Bank, Hanover.
ITEWTOX S. HUNTIXLITON, President.

Loans and discounts
j
Overdrafts
:
U. S. bonds to secure circulation.. J
U. S. bonds to secure deposits
\
TJ. S. bonds on hand
Other stocks, bonds, and mortgages. j
Due from approved reserve agents. \
Due from other banks and bankers. I
Real estate, furniture, and fixtures j
Current expenses and taxes paid... |
Premiums paid
Checks and other cash items
|
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 1145.

$53,155 76

CHARLES P. CHASE, Cashier.

Capital stock paid in

$50,000 00

50, 000 00 Surplus fund
Other undivided profits

15, 500 00
3,430 43

7, 200 00 l National bank notes outstanding . .
41 090 85 I State bank notes outstanding
" i Dividends unpaid.
358 45 I Individual deposits
j United States deposits
i Deposits of U. S. disbursing officers.

44, 500 00

43,436 06

900 00 | Due to other national banks
] 1 43 ! Due to State banks and bankers.
1, 900 00
Notes and bills re-discounted
Bills payable
• 2, 250 00
156, 866 49

Total.

156, 866 49

First National Bank, Hillsborough.
STEPHEN KENUICK, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation....
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures. j
Current expenses and taxes paid... \
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 1688.

J O H N C. CAMPBELL, Cashier.

$48, 880 92 ! Capital stock paid in ..
50, 000 00
1,118 51
6,177 72
2, 319
986
3, 050
1, 426

06
85
00
72

206 00
1 41
2, 744 50
2,250 00
119,164 26

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

$50,000 00
5,900 00
2, 345 62
45, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

15, 918 64

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

Total.

119,164 26

33

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Ashuelot National Bank, Keene.
i A. WHEELOCK, President.

No. 946.

HENRY 0 . COOLIDGE, Cashier

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...(
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures. |
Current expenses and taxes paid...'
Premiums paid
<
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
j
Fractional currency
!
Specie
Legal-tender notes
!
U. S. certificates of deposit
J
Due from U. S. Treasurer
Total.

Liabilities.
$178, 762 94 Capital stock paid in .
546 92
150, 000 00 Surplus fund
Other undivided profits.
69, 820 00 National bank notes outstanding ..
State bank notes outstanding
,
43, 729 07
Dividends unpaid.
6, 500 00
87 77! Individual deposits
United States deposits
2, 442 08 Deposits of U. S. disbursing officers

$150,000 00

6, 018 00 I Due to other national banks
17 22 ! Due to State banks and bankers...
4, 715 00
3, 507 00 Notes and bills re-discounted
Bills payable
7, 247 20

29 75
10, 472 64

Total.

473, 393 20

30; 000 00
10, 999 86
133, 000 00
328 00
138, 562 95

473, 393 20

Cheshire National Bank, Keene.
J O H N H. ELLIOT, President.

No. 559.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
O". S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$182, 807 01
6,141 55
200, 000 00
114, 600 00
11, 992 20

ROYAL H. PORTER, Cashier.

Capital stock paid in .

$200,000 00

Surplus fund
Other undivided profits

50, 000 00
23, 398 81

National bank notes outstanding . .
State bank notes outstanding

180, 000 00

Dividends unpaid.
757 30
10, 475 42
674 00
23 43
3, 884 75
2, 000 00

350 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

18, 570 10

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

9, 000 00
Total.

542, 355 66

542, 355 i

Citizens' National Bank, Keene.
OBED G-. DOKT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
XT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Dae from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from TJ. S. Treasurer
Total.

H. Ex. 3-




No. 2299.
$96, 721 47
555 86
100, 000 00
150 00
31,100 00
10, 417 14
1, 000 00
98 66
3, 029 19
1, 377 00
29 87
1, 534 60

H E N E Y S. M A R T I N ,

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

Cashier.

14, 000 00
7, 425 46
90, 000 00

,

321 00

Individual deposits
,
United States deposits
Deposits of U. S. disbursing officers.

18, 777 33

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 510 00
250, 523 79

Total.

250, 523 79

34

REPORT GF THE COMPTROLLER OF THE CURRENCY
NEW

HAM

PS I IRE.
I

Keene National Bank, Keene.
No. 877.

EDWARD JOSLIN, President.

J. R. BEAL, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid. -.
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due-from U. S. Treasurer
Total.

$89, 843 45
452 91
100, 000 00

Capital stock paid in .

19,631 30

20, 000 00
20, 562 28

National bank notes outstanding ..
State bank notes outstanding

69, 950 00

90, 000 00

Dividends unpaid .
Individual deposits
United States deposits
7, 957 39 Deposits of U. S. disbursing officers.
3, 677
10
3, 860
800

$100, 000 00

Surplus fund
Other undivided profits..

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.,
Bills payable

00
15
00
00

750 00
65, 304 51

4, 365 41

4, 800 00

Total.

300, 982 20

300, 982 20

Laconia National Bank, Laconia.
No. 1645.

JOHN C. MOULTOX, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation.:.
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

DANIEL S. DINSMOOR, Cashier.

Capital stock paid in .

$198, 367 50

Surplus fund
Other undivided profits.

150, 000 00

38, 830 98

National bank notes outstanding . .
State bank notes outstanding

"l," 500 "66
1, 011 00
3, 949 88
1, 558 98

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$150, 000 00
17, 700 00
10, 583 82
133, 700 00

Dividends unpaid
106, 681 06

13, 293 00 Due to other national banks
,
Due to State banks and bankers.,
3,403 54
Notes and bills re-discounted .
Bills payable
6, 750 00
418, 604 88 i

Total.

418, 664 88

National Bank, Lebanon.
WILLIAM S. ELA, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional Currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from U. S. Treasurer

Total.




No. 808.
$93, 958 38
2 19

EDWARD A. KENDRICK, Cashier.

: Capital stock paid in .

100, 000 00 ! Surplus fund
Other undivided profits.
17, 337 00 I National bank notes outstanding . .
1
37, 383 76 I State bank notes outstanding
4, 953 88 Dividends unpaid .
7, 378 96
515 51 j Individual deposits
United States deposits
7, 689 68 Deposits of U. S. disbursing officers.

$100, 000 00
16, 000 00
6, 508 76
89,000 00

80, 551 72

6, 732 00 Due to other national banks
783 57 Due to State banks and bankers..
6, 825 55
4, 000 00 Notes and bills re-discounted .
Bills payable
4, 500 00
292, 060 48 !

Total.

292, 060 48

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Littleton National Bank, Littleton.
No. 1885.

JOHN FARR, President.

OSCAR C. HATCH, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from 0". S. Treasurer
Total.

$215, 574 17

Capital stock paid in .

""156," 666" 66"

Surplus fand
Other undivided profits

19, 500 00
118, 398
23, 933
5, 000
1,159

08
71
00
96

202 38

$150, 000 00
30, 000 00
11, 426 24

National bank notes outstanding . .
State bank notes outstanding

135, 000 00

Dividends unpaid.

36 00

Individual deposits...
p
United States deposits
Deposits of TJ. S. disbursing officers

217, 078 64

21, 353 00 Due to other national banks
53 24 Due to State banks and bankers.
3, 750 00
7, 000 00 Notes and bills re-discounted .
Bills payable
6, 750 00
572, 674 54

29,133 66

Total.

572,674 54

First National Bank, Manchester.
WATERMAN SMITH, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Dae from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Dae from TJ. S. Treasurer
Total .

No. 1153.
$76, 689 48
151 75
150, 000 00
100,000 00
46, 000* 00
40, 530 00
24, 787 08
6,602 51
2, 763 34
1, 526 76
5, 861 00
196 73
7, 754 40

FREDERICK SMYTH, Cashier.

j Capital stock paid in .

$150, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding

27, 000 00
4, 067 92
135, 000 00

Dividends unpaid .

1, 071 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

81, 846 55
70, 627 58

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

6,750 00
Total.

469,613 05

469, 613 05

Second National Bank, Manchester.
ARETAS BLOOD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation.. U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .




No. 2362.
$107, 098 16
354 23
100,000 00

JOSTAH CARPENTER, Cashier.

Capital stock paid in

[ $100, 000 00

Surplus fund
I
Other undivided profits
"" 12, b'ob'bo
National bank notes outstanding ..
13, 382 79 State bank notes outstanding...
5, 000 00 Dividends unpaid
13 50
4,500 00 Individual deposits
United States deposits
205 82 Deposits of U. S. disbursing officers.

3,100 00
2,190 28
89, 600 00
2, 997 00
52,170 86

1, 390 00 Due to other national banks
Due to State banks and bankers.
1,413 64
200 00 Notes and bills re-discounted.
Bills payable
4, 500 00
250, 058 14

Total.

250, 058 14

36

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Amoskeag National Bank, Manchester,
No. 574.

MOODY CURRIER, President.

G. BYRON CHANDLER, Cashier.

Resources.

Liabilities.

Loans and discounts
0 verdrafts
TJ. S. bonds to secure circulation...
TJ S bonds to secure dfDosits
TJ S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
-Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house . ..
.Bills of other banks
Fractional currency
Specie
Legal-tender notes deposit - . . .
TJ. S. certificates of . .
Due from TJ. S. Treasurer
Total . . .

$418, 344 26
6 314 06
200, 000 00

85, 056 54

Capital stock paid in

$200, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

6,354 96
22, 971 43
8,377
66
6, 961
14 000

00
19
00
00

42, 000 00
13, 648 24
176, 300 00
300 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers...

300, 868 43

44, 328 77

Notes and bills re-discounted
Bills pavable

9,000 00
777, 445 44

Total

777, 445 44

Manchester National Bank, Manchester.
NATHAN PARKER, President.

No. 1059.

Loans and discounts
i
Overdrafts
'
IT. S. bonds to secure circulation...i
TJ. S. bonds to secure deposits
|
TJ. S. bonds on hand
!
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Hoal estate, furniture, and fixtures
Current expenses and taxes paid. .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

"

CHARLES E. BALCH, Cashier.

$333, 769 95 ; Capital stock paid in .
344 80
154, 000 00 Surplus fund
Other undivided profits
13, 400 00 | National bank notes outstanding ..
i State bank notes outstanding
7 1 , 3r>6 4 7
10, 780 7d j

Dividends unpaid.
"i,~5ue 17 i Individual deposits
i
United States deposits
477 08 Deposits of U. S. disbursing officers.

11,120 00
26 73
14, 530 00
1, 000 00

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

$150, 000 00
60, 000 00
29, 789 20
135, 000 00
300 00
248, 663 41

1, 399 37

6, 750 00

Total.

625,151

625,151 98

Merchants' National Bank, Manchester.
JAMES A. WESTON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1520.
$177 248 35 ;
2, 662 42
150, 000 00

DANIEL "W. LANE, Cashier.

Capital stock paid in .

$150,000 00

Surplus fund
Other undivided profits.

17, 729 22
17,129 15

70,270 33 INational bank notes outstanding . .
9,894 78 |j State bank notes outstanding
Dividends unpaid
4,454 20

134, 840 00

3, 500 09

405 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

100,125 35

532 00 Due to other national banks
11 75 Due to State banks and bankers...
5, 588 75
Notes and bills re-discounted.
Bills payable
6, 750 00

12, 550 10

1, 806 15

432, 778 82

Total.

432, 778 82

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

37

HAMPSHIRE.

Souhegan National Bank, Milford.
ROBT. It. Howisox, President.

No. 1070.

FREDK. T. SAWYER, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from IT. S. Treasurer
Total.

$136, 781 24

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.

23, 377 62
3, 228 65

20, 975 00 National bank notes outstanding ..
State bank notes outstanding
2, 741 75 Dividends unpaid
8, 287 38
1, 060 63 Individual deposits
United States deposits
4, 797 48 Deposits of U. S. disbursing officers.

88, 920 00

5, 518 00 Due to other national banks
15 18 Due to State banks and bankers..
8, 085 00
Notes and bills re-discounted.
Bills payable
4, 500 00

8,115 43

100,000 00

69,119 96

Total.

292,761 66

292, 761 6(3

First National Bank, Nashua.
EDWARD P . EMERSON, President.

LoanvS and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house . .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due fi om IT. S. Treasurer
,
Total

No. 84.

JOHN A. SPALPIXG, Cashier,

$102,524 06 Capital stock paid in
1, 923 67 i
100, 000 00 j Surplus fund
Other undivided profits
10,100 00
28, 611 21
20, 782 28
28, 500 00
974 89

! $100, 000 00
|
•

Rational bank notes outstanding
State bank notes outstanding
Dividends unpaid

x.

Individual deposits
| United States deposits
3, 065 17 Deposits of TJ. S. disbursing officers.

10, 450 00
507 85
89, 200 00
393 82
112, 408 03

""i," 582'66" Due to other national banks
Due to State banks and bankers...
456 42
10, 000 00
Notes and bills re-discounted.
Bills payable
" 4, 500 00

• 313, 019 70

Total.

313, 019

Second National Bank, Nashua.
JEBEMIA.PI "W. WHITE, President
Loans and discounts
Overdrafts
'
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
, Fractional currency
' Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




N o . 2240.
$129, 803 84
152 79
125, 000 00
23, 250 00
20, 664 21
18,119 07
1, 426 00
340 82
611 00
20 17
•1,350 00
2, 000 00

FREDERICK A . EATON, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National b a n k notes outstanding . .
State bank notes outstanding
Dividend^ unpaid .
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

$125, 000 00
9, 000 00
4, 004 76
112, 500 00
300 00
77, 558 14

Due to other national b a n k s
Due to State banks and b a n k e r s .
Notes and bills re-discounted.
Bills payable

5, 625 00
328,362 90

Total.

328,362 90

38

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Indian Head National Bank, Nashua.
EDWARD SPALDING, President.

No. 1310.

FRANK A. MCKEAN, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$232, 714 95
1, 334 50
120, 000 00
20, 500 00
29,700 00
67,972 30
9,292 84

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

$120, 000 00
27, 000 00
35, 752 56
106, 300 00
649 60

1, 341 56
2, 775 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

13,015 00
241 79
10, 500 00
3, 000 00

Due to other national banks
Due to State banks and bankers...

228, 085 78

Notes and bills re-discounted
Bills payable •.

5,400 00
517, 787 94

Total

517, 787 94

New Market National Bank, N e w Market.
JOSEPH C. BURLEY, President.

No. 1330.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture; and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. Is. certificates of deposit
Due from TJ. S. Treasurer
Total.

$101,124 17

so, 666 66
14, 088 41

"i,*766"66'

SAMUEL A. HALEY, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

00
08
00
00

18, 000 00
780 19
71,100 00
340 00

Individual deposits
TJnited States deposits
1, 471 06 Deposits of TJ. S. disbursing officers.
4,110
5
1,970
300

$80, 000 00

38,148 53

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

3, 600 00

Total.

208, 368 72

208 368 72

First National Bank, Newport.
DEXTER EICHARDS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Specie
Legal-tender notes
TJ. > . certificates of deposit
S
Due from TJ. S. Treasurer
Total.




No. 888.
$103, 056 84

ioo, 666 66
'""5'5'ob'bo
8,200 00
29, 407 83
700 00
84 75
325 00

1, 830 00
96
6, 350 00

FREDERICK W. LEWIS, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

$100, 000 00
25, 000 00
3, 644 96
86, 000 00

Dividends unpaid.
Individual deposits
TJnited States deposits
Deposits of TJ. S. disbursing officers.

45, 310 42

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00
259, 955 38

Total.

259, 955 38

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

39

HAMPSHIRE.

First National Bank, Peterborough.
FREDERICK LIVINGSTON, President

No. 1179.

CHAS. P. RICHARDSON, Cashier.

• Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Dae from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
Capital stock paid in .

$137, 088 99
433 75
100, 000 00
24,231 35
799 97

Dividends unpaid

1, 000 00
861 55

20, 000 00
24,176 93
87, 600 00
495 00
1, 452 87

Individual deposits
United States deposits
Deposits of TJ. S. disbursing office

5,158 38
2,189
51
3,170
700

$100, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding

46, 461 26

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

00
80
70
00

4, 500 57

Total.

280,186 06

280,186 06

Pittsfield National Bank, Pittsfield.
CHAS. H. CARPENTER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-hous'e
Bills of other banks
Fractional currency
Specie
Legal-tender notes
,
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

JOHN A. Goss, Cashier,

No. 1020.
$52, 991 45

Capital stock paid in .

56,666 66 i

Surplus fund
Other undivided profits.
National bank notes outstanding..

State bank notes outstanding

6, 750 87

3,666 66" Dividends unpaid.
1, 200 00
3, 500
583
1, 500
1, 000

7,135 00
2, 206 22
44, 000 00
261 00

Individual deposits
United States deposits
! Deposits of U. S. disbursing officers.

00 i
27
00
00

$50,000 00

19,173 37

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 250 00

Total.

122, 775 59

122, 775 59

First National Bank, Portsmouth.
No. 19.

ICHABOU GOODWIN, President.

Loans and discounts
—
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




$322, 006
472
318, 000
107, 000
100
234,131
80, 491
2, 535
4, 000
8, 336
9, 500

46
81
00
00
00
01
63
11
00
71
00

2,493 40
4, 600
100
17,000
3, 000

00
00
00
00

EDWARD P. KIMBALL, Cashier.

Capital stock paid in.
Surplus fund
•
Other undivided profits.
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

$300, 000 00
100, 000 00
18, 251 62
286, 000 00
532 00
322, 955 49
48, 290 34
26,782 58
25, 255 10

14, 300 00
1,128, 067 13

Total

1,128,067 13

40

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

National Mechanics and Traders' Bank, Portsmouth.
JOHN SISE, President.

No. 401.

J O H N LAIGHTON, Cashier.

Eesources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Dae from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$418, 597 24

"loo'ooo'oo"
17,000 00
30, 200 00
8, 330 04
14, 900 00
4, 065 62

7, 060 00
107 53
5, 910 00

Capital stock paid in .

$300,000 00

Surplus fund
Other undivided profits.

60, 000 00
31, 706 07

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

267,600 00
574 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.

130, 085 04

29, 705 32

Notes and bills re-discounted...
Bills payable:
13, 500 00

Total.

819, 670 43

819, 670 43

New Hampshire National Bank, Portsmouth.
JAMES P . BARTLETT,President.

Loans and discounts .
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 1052.

$128, 016 78

Capital stock paid in .

$150,000 00

Surplus fund
Other undivided profits.

26, 339 64
6,000 79

29, 300 00 National bank notes outstanding
35, 549 80 State bank notes outstanding
Dividends unpaid
2,110 65 Individual deposits
650 91 United States deposits
344 10 Deposits of TJ. S. disbursing officers.

133, 300 00

150,000 00

402 50
41, 389 18

1,017 00 Due to other national banks
4 87 Due to State banks and bankers.
2, 688 00
1, 000 00 Notes and bills re-discounted.
Bills payable
6, 750 00
357, 432 11

Total.,

LAFAYETTE S. BUTLER, Cashier.

Total.

357, 432 11

Rockingham National Bank, Portsmouth.
J N O . J . PICKERING, President.

Loans and discounts
Overdraft s
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, ftfrniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie .'
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total




No. 1025.
$248, 068 18
200, 000 00
28, 000 00
35, 597 12
282 14
5,000 00

JOHN P . HART, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid
Individual deposits

2,003 36

40, 000 00
25, 337 48
180, 000 00
4,538 00
521 50
82,134 82

Deposits of TJ. S. disbursing officers.

700 00
130 00
3,751 00

$200, 000 00

Due to other national banks
Due to State banks and bankers...

9,"o6o 00
532, 531 80

Notes and bills re-discounted
Bills payable

Total

.-••

532, 531 80

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

41

HAMPSHIRE,

Rochester National Bank, Rochester.
JOHN MCDUFFEE, President.

.No. 2138.

HENRY M. PLUMER, Cashier,

Resources.
Loans and discounts
i
!
Overdrafts
TJ. S. bonds to secure circulation... I
U. S. bonds to secure deposits
i
U. S. bonds onhand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers . ,
Real estate, furniture, and fixtures. I
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
%
Bills of other banks
Fractional currency
Specie
Legal-tender notes
|
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$78, 721 13 Capital stock paid in .
50, 000 00 Surplus fund
Other undivided profits
2,050 00
National bank notes outstanding . .
8,144 83 State bank notes outstanding
336 85 Dividends unpaid.
799 97 Individual deposits
United States deposits
1, 470 77 Deposits of U. S. disbursing officers

$50, 000 00
2, 650 0G
2, 405 02
45, 000 00

594 50
9, 852 08

3, 637 00

Due to other national banks
Due to State banks and bankers.
591 95
2,500 00 Notes and bills re-discounted .
Bills payable
2, 250 00

150, 502 50

150, 502 .

Total.

Citizens' National Bank, Tilton.
No. 1333.

ELEAZER DAVIS, President.

Loans and discounts
Overdrafts
II. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items . .
Exchanges for clearing-house .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total..

WILLIAM T. CASS, Cashier.

Capital stock paid in

$85, 842 68
61 23
70, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

11, 826 59

$70, 000 00
11,000 00
1, 939 08
62,400 00

Dividends unpaid.
723 33

Individual deposits
United States deposits
1, 848 88 Deposits of U. S. disbursing officers
3, 394 00 Due to other national banks
1 47 Due to State banks and bankers...
2, 762 10
200 00 Notes and bills re-discounted .
Bills payable
3, 950 00 |
180,610 28 j

Total.

32, 271 20

3,000 00

180,610 i>

Kearsarge National Bank, Warner.
GEORGE SAVORY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1674.

GILMAN C. GEORGE, Cashier.

l

$37, 671 30 \ Capital stock paid in .
381 82
35, 000 00 \ Surplus fund
; Other undivided profits.
650 00
3, 855 00 National bank notes outstanding ..
5, 645 25 ; State bank notes outstanding
1,000 00 j Dividends unpaid.
412 17 Individual deposits
United States deposits
2, 545 67 Deposits of U. S. disbursing officers.
2, 374 00
5 40
3, 443 40

$50 000 00
6,375 00
1,253 50
30,497 00
126 00
6,30" ~1

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
I Bills payable

1,575 00
94, 559 01

Total.

94, 559 01

42

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NJEW

HAMPSHIRE.

Winchester National Bank, "Winchester.
EDWARD C. THATER, President.

No. 887.

HENRY ABBOTT, Cashier.

Resources.
Loans and discounts

Liabilities.
Capital stock paid in

$142, 351 45

U. S. bonds to secure circulation...
TJ S bonds to secure deposits
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...

E

00
31
60
00

Notes and bills re-discounted
Bills payable

4,500 00
294, 567 80

Total

78, 477 92

147 00

4,448 56
2,440
62
5,948
2,468

88, 895 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to otlfer national banks
Due to State banks and bankers

7,750 00
696 50

Bills of other banks
Fractional currency
Specie
Le^al-tender notes
Tj ft certificates of denosit
Due from TJ. S. Treasurer

20, 000 00
7,047 88

National bank notes outstanding ..
State bank notes outstanding

23, 902 38

Checks and other cash items

$100, 000 00

Surplus fund
Other undivided profits

100, 000 00

!

Total

294, 567 80

Lake National Bank, Wolfborough.
BLAKE FOLSOM, President.

Loans and discounts
Overdrafts
,
U. S. bonds to secure circulation...
U. S. bonds to secure deposits, w
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
"Heal estate, furniture, and fixtures.
Current expenses and taxes paid. -.
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1486.
$126, 862 35
""i25*000'66'

10, 064 87

CHAS. F. PARKER, Cashier.

! Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

"I'ooo'oo' Dividends unpaid.
Individual deposits
United States deposits
209 38 Deposits of TJ. S. disbursing officers.
546 00
30 11
274 25

$125 000 00
12, 000 00
3, 291 18
112, 500 00

18, 795 78

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted Bills payable

5, 600 00
271,586 96

Total.

271, 586 96

REPORT OF THE COMPTROLLER OF THE CURRENCY.

43

VERMONT.
National Bank, Barre.
.L. F. ALDRICH, President.

N.O.

2109.

FREDK. L. EATOX, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
XL S. bonds on hand
Other stocks, bonds,and mortgages.
.Due from approved reserve agents
Due from other banks and bankers.
Tteal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
,
Specie
Legal-tender notes
17. 3. certificates of deposit
Due from U. S. Treasurer
Total.

$126, 951 79
61 74
100, 000 00

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits

25, 000 00
8, 860 08

17, 925 00 | National bank notes outstanding ..
State bank notes outstanding
12,690 49
Dividends unpaid.
11, 400 00 !
524 82 | Individual deposits
|
United States deposits
1,400.85 Deposits of U. S. disbursing officers

88, 595 00

ioo oo

1,105 00 Due to other national banks
57 i Due to State banks and bankers.
1, 861 90 I
2, 035 00 Notes and bills re-discounted.
Bills payable

30 00

45, 422 08

12, 650 00

4,500 00 !

280, 557 16

Total.

280, 557 16

Barton National Bank, Barton.
IlntAM MCLELLAN, President

No. 2290.

Loans and discounts
v
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from IT. S. Treasurer
Total.

H. K. DEWEY, Cashier.

$172, 278 38

Capital stock paid in .

"iioVooo'oo"

Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding

10, 626 07
1,500 00
1, 008 87

Dividends unpaid.

Individual deposits..
United States deposits
1, 540 21 Deposits of U. S. disbursing officers.
6,762 00 Due to other national banks
139 89 Due to State banks and bankers.
2, 800 00
1, 000 00 Notes and bills re-discounted.
Bills payable
6, 750 00
Total.

354, 405 42

$150,000 00
8, 500 00
4, 975 54
135, 000 00
465 00
55, 464 88

354, 405 42

National Bank, Bellows Falls.
J A S . H. WILLIAMS, President.
Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
XT. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes.
XT. S. certificates of deposit
Due from U. S. Treasurer
Total .




No. 1653.
$166, 634 09

'"i66,*666"66'
36, 559 22
59, 415 63
17, 500 00

3, 606 43
"4," 637 "66"
12, 358 87
5, 885 00

PRESTON H. HADLEY, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.

20, Q00 00
49, 713 65

National bank notes outstanding..
State bank notes outstanding

90, 000 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 000 00
1,146 00
145, 779 16
457 43

4, 500 00

Total.

411, 096 24

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT,
First National Bank, Bennington.
No. 130.

LUTHER R. GRAVES, President.

GEORGE F . GRAVES, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie .
.•
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$323, 294 19
500 00
122, 000 00
18, 000 00
16,
1,
5,
1,

203
050
000
061

58
90
00
19

50 00
700
149
5, 800
9,100

00
64
00
00

Capital stock paid in .

$110, 000 00

Surplus fund
Other undivided profits

110, 000 C
O
19,155 03

National bank notes outstanding . .
State bank notes outstanding

109, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

149, 525 15

Due to other national banks
Due to State banks and bankers...

10, 679 32

Notes and bills re-discounted.
Bills payable

5,450 00

Total.

Total.

508, 359 50

508, 359 £0

Bennington County National Bank, Bennington.
CHARLES THATCHER, President.

No. 2395.

ELLIS A. COBB, Cashier.

!
I
$144, 045 54 j Capital stock paid in
Loans and discounts
i
$100, 000 00
404 40
Overdrafts
100, 000 00 ; Surplus fund
500 00
j
U. S. bonds to secure circulation... \
3, 648 18
U. S. bonds to secure deposits
|...
| Other undivided profits
I
U. S. bonds on hand
\...
90, 000 00
National bank notes outstanding . .
Other stocks, bonds, and mortgages j . . .
j.
8, 331 45 ; State bank notes outstanding
Due from approved reserve agents.
Due from other banks and bankers.
312 84 \ Dividends unpaid
Real estate, furniture, and fixtures.
3, 063 94
Current expenses and taxes paid... \
507 70
18,692 17
j Individual deposits
Premiums paid
!...
United States deposits
Checks and other cash items
1,263 06 ; Deposits of U. S. disbursing officers.
Exchanges for clearing-house
L..
Bills of other banks
I
1, 658 00 ! Due to other national banks
1,197 74
Fractional currency
|
21 53 j Due to State banks and bankers...
6, 635 87
Specie
'
4,217 50
Legal-tender notes
1, 345 00 Notes and bills re-discounted .
Bills payable
TJ. S. certificates of deposit
Due from U. S. Treasurer
5, 500 00
Total.

270,673 96 !|

Total.

270, 673 96

National White River Bank, Bethel.
No. 962.

NELSON GAY, President.

F. P . HOLDEX, Cashier.

I

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




$127, 542 68 |
6, 629 61
125, 000 00

11, 793 i
3, 600 0.0
728 44
1,218 37
1,321 00
9 28
3, 208 75

Capital stock paid in .
Surplus fund
Other undivided profits .
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing oificers.

$125, 000 00
16, 537 00
2, 515 20
112, 500 00
309 00
29, 814 £9

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted .
Bills payable

5, 625 00
286, 676 19.

Total.

286, 676 19

REPORT OF THE COMPTROLLER OF THE CURRENCY.

45

VERMONT.
First National Bank, Brandon.
T. SPRAGUE, President.

H. C. CorELAND, Cashier.

No.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Dae from U. S. Treasurer

Total.

$169, 448 89 ji Capital stock paid in
j
2, 004 52 I
150, 000 00 j Surplus fund
j
Other undivided profits
32,. 600 00 National bank notes outstanding ..
State bank notes outstanding
!
27. 049 97
Si 088 18
5, 500 00
7 82
1, 301 20
3, 656 72

1,901 00
23 00
276 00

Dividends unpaid

$150, 000 00
80, 000 00
42,161 33
132, 000 00

I

465 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers. |

52,130 97

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

6, 750 00

Total .

456, 757 30

456, 757 30

Brandon National Bank, Brandon.
ERASTUS D. THAYER, President.

No. 404.

FRANK E. BRIGGS, Cashier.

Loans and discounts
--$176, 470 28 Capital stock paid in .
Overdrafts
U. S. bonds to secure circulation...
200, 0C0 00 Surplus fund
U. S. bonds to secure deposits
|
Other undivided profits.
U. S. bonds on hand
|
Other stocks, bonds, and mortgages. I
National bank notes outstanding ..
Due from approved reserve agents
20, 237 91 State bank notes outstanding
Due from other banks and bankers j
Real estate, furniture, and
fixtures.
9, 550 62 Dividends unpaid.
Current expenses and taxes paid.
Individual deposits
Premiums paid
!
United States deposits
Checks and other cash items
!
619 48 Deposits of U. S. disbursing officers
Exchanges for clearing-house
Bills of other banks
i
2, 973 00 Due to other national banks
Fractional currency
47 00 I Due to State banks and bankers... i
Specie
615 00
Legal-tender notes
1
2, 865 00 Notes and bills re-discounted.
U. S. certificates of deposit
Bills payable
$.
Dae from TJ. S. Treasurer
I
9, 000 00
Total.

422, 378 29

Total.

$200,000 00
827 31
180, 000 00

41, 550 98

422, 378 29

People's National Bank, Brattleboro'.
PARLEY STARR, President.

Loans and discounts
Overdrafts
II. S. bonds to secure circulation.. .1
U. S. bonds to secure deposits
\
U. S. bonds on hand
!
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, f arniture, and fixtures |
Current expenses and taxes paid...!
Premiums paid
j
Checks and other cash items
|
;
Exchanges for clearing-hoase
.
Bills of other banks
j
Fractional currency
j
Specie
!
Legal-tender notes
|
U. S. certificates of deposit
|
D je from U . S . Treasurer
:.!

Total.




TTM. A. FAULKNER, Cashier.

No. 2305.

$171, 913 46 Capital stock paid in
107 27
100, 000 00 Surplus fund
Other undivided profits
28, 500 00
13, 580 84
775 24
4, 500 00
958 60
770 00
174 11

j

$100,000 00

j
j

9, 000 00
5, 600 43

I
National bank notes outstanding .. |
State bank notes outstanding
i
Dividends unpaid
Individual deposits
j
United States deposits
'
Deposits of U. S. disbursing officers. j

1
1,710 00 Due to other national banks
68 10 Dae to State banks and bankers... j
4, 300 00
!
3, 050 00 Notes and bills re-discounted
Bills payable
j
4, 500 00
334, 907 62 ;

Total

:

90, 000 00

126, 850 36

3, 456 83

334,907 62

46

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Vermont National Bank, Brattleboro'.

WILLIAM P . CUNE, President.

No. 1430.

Resources.
Loans and discounts
j
Overdrafts
!
U. S. bonds to secure circulation... j
IF. S. bonds to secure deposits
TJ. S. bonds on hand
.
i
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
|
Checks and other cash items
i
Exchanges for clearing-house . . .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

GEORGE S. DOWLEY, Cashier.

i

Liabilities.

$304,137 52 j Capital stock paid in .
150, 000 00 Surplus fund
Other undivided profits
50, 000 00
90, 300 00 National bank notes outstanding . .
78, 625 57 State bank notes outstanding
149 68 Dividends unpaid
2, 342 00 ;

1, 459 27

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

248 00 Due to other national banks
1 97 Due to State banks and bankers.
2,187 00
9, 000 00 I Notes and bills re-discounted .
| Bills payable
6, 757 00

Total.

695, 208 01

$150, 000 00
100, 000 00
40,143 58
135, G O 0©
O

269,241 93

822 50

695,208 01

Howard National Bank, Burlington.
LAWRENCE BARNES, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items..
Exchanges for clearing-house .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

No. 1698.

CHARLES A. SUMNER, Cashier.

$370, 273 93 Capital stock paid in
1, 392 46
100, 000 00 Surplus fund
Other undivided profits
22, 819 89
22, 854 94
2, 479 80

National bank notes outstanding . .
State, bank notes outstanding-.
Dividends unpaid

Individual deposits
j United States deposits
8, 572 31 Deposits of TJ. S. disbursing officers

$300,000 00

22, 500 00
8,596 24
90, 000 00
39 00
128,737 m

2, 929 00 j Due to other national banks
60 00 Due to State banks and bankers.
3, 755 90 1
9, 000 00 Notes and bills re-discounted.
| Bills payable
5, 735 00
549, 873 23

Total.

549, 873 23

Merchants' National Bank, Burlington.
HENRY P . HICKOK, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total .




No. 1197.

CHAS. W. WOODHOUSE, Cashier.

$839, 811 82 Capital stock paid in .
167 34
500,000 00 Surplus fund
50, 000 00 Other undivided profits. v
National bank notes outstanding ..
89, 726 40 State bank notes outstanding
2, 418 81
15, 000 00 Dividends unpaid.
Individual deposits
United States deposits
4, 971 31 Deposits of U. S. disbursing officers.
43,000 00

9, 228 00 Due to other national banks
29 26 Due to State banks and bankers.
11, 360 50
31, 475 00 Notes and bills re-discounted .
Bills payable . 22, 500 00
1, 619, 688 44

Total

$500,00© 00
100, 000 00
16, 827 87
4502 000 00
548 00
486, 924 61
24, 976 48
10,163 43
30, 248 05

1, 619, 688 44

REPORT OF THE COMPTROLLER OF THE CURRENCY.

47

VERMONT.
Castleton National Bank, Castleton.
CARLOS S. SIIEIIMAN, President.

No. 1598.

HENRY I. COLE, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Keal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
*
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

$67,110 17

""so," 666 "66"
8,837 58

"3"666'66
541 01
1,355 00
175
180 00
2, 400 00
"2*256 00

Capital stock paid in .

$50,000 00

Surplus fund
Other undivided profits.

10,000 00
3,237 13

National bank notes outstanding ..
State bank notes outstanding

45, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

27, 438 38

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total.

135, 675 51

135, 675 51

First National Bank, Chelsea.
No. 2120.

SMITH ELY, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

J O H N C. CLARK, Cashier.

$126, 863 15 Capital stock paid in .
3, 537 45 !
150, 000 00 i Surplus fund
Other undivided profits.
4, 000 00
207 40

21, 202 56

5 496
169
4, 347
1, 283

84
91
00
62

$150, 000 00
11,412 70
1,494 07

National bank notes outstanding ...
State bank notes outstanding

129, 000 00

Dividends unpaid.

1, 601 82

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

33, 438 2&

17600 Due to other national banks
26 16
2, 291 76 Due to State banks and bankers.
595 00 Notes and bills re-discounted..
Bills payable
6, 750 00
Total.

326, 940 85

326, £

Caledonia National Bank, Danville.
SAMUEL INGALLS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Keal estate, furniture, and fixtures
Current expenses and taxes paid..Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificate^ of deposit
Due from U. S. Treasurer
^
Total




No. 1576.

J A S . B . MATTOCKS, Cashier.

$119, 750 18 Capital stock paid in
557 30
59, 000 00 I Surplus fund
Other undivided profits.
500 00
15,141 48
300 19
5,182 53
25 00
670 66
2, 802
29
2, 365
2,180

00
94
00
00

National bank notes outstanding..
State bank notes outstanding
I Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

j

$100 000 00
34, 545 91
232 45
53,100 00
1, 610 75
21, 670 17

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 655 00

211,159 28

Total.

211,159 28

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
National Bank, Derby Line.
AUSTIN T. FOSTER, President.

No. 1363.

STEPHEN FOSTER, Cashier.

Liabilities.

Resources.
Loans and discounts
O rerdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items..
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit...
Due from TJ. S. Treasurer

$263,595 88

Capital stock paid in .
Surplus fund

"""i6,"800 00
20, 207 36

Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

11, 676 00

Dividends unpaid .

680 60" Individual deposits
United States deposits
2, 412 99
Deposits of TJ. S. disbursing officers
311
32
6,118
2, 206

00
50
74
00

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted .
Bills payable

30, 000 00
6, 212 28
110, 230 00

161, 544 84

6, 353 35

6, 300 00

Total.

464, 340 47

Total .

$150, 000 00

"ii6,'66o'6o"

464,340 47

First National Bank, Fair Haven.
No. 344.

ZEXAI C- ELLIS, President.

x

Loans and discounts
|
Overdrafts
!
TJ. S. bonds to secure circulation. ..j
TJ. S. bonds to secure deposits
•
TJ. S. bonds on hand
j
Other stocks, bonds, and mortgages. j
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and
fixtures.
Current expenses and taxes paid...
Premiums paid
j
Checks and other cash items..
Exchanges for clearing-house .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit . . .
Due from TJ. S. Treasurer
Total .

ERASTUS H. PHELPS, Cashier.

$164, 711 44 I Capital stock paid in
72 91 j
100, 000 00 ! Surplus fund
j Other undivided profits
10,100 00
13, 385 34
10, 798 90
16, 800 00
1, 597 81
1,155 75

$100, 000 00
20, 000 00
8, 033 97

I National bank notes outstanding ..
1
i; State bank notes outstanding
I Dividends unpaid

:

i Individual deposits
I United States deposits
I Deposits of U. S. disbursing oflicers.

90, 000 00
200 00
117, 751 40

242 00 Due to other national banks
16 72 Due to State banks and bankers .
3,709 50
2, 895 00 Notes and bills re-discounted .
Bills payable

4, 500 00
335, 985 37

Total.

335, 985 37

Allen National Bank, Fair Haven.
IRA C. ALLEN, Prei

ent.

Loans and discounts .
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from U. S. Treasurer
Total .




No. 2422.

CHARLES R. ALLEN, Cashier.

$73, 205 23 Capital stock paid in .
67 I!
40, 500 00' Surplus fund
Other undivided profits.
National bank notes outstanding . .
6, 284 51 State bank notes outstanding
146 64
1, 610 00 Dividends unpaid .
614 06 Individual deposits
United States deposits
,
383 12 Deposits of U. S. disbursing officers
555 00 Due to other national banks
63 00 Due to State banks and bankers.
3, 040 00 Notes, and bills re-discounted
1,822 00 Bills payable
128, 224 23

Total.

$50, 000 00
2,500 00
1, 084 14
35, 785 00

:8, 852 84

2 25

128, 224 23

REPORT OF THE COMPTROLLER OF THE CURRENCY.

49

V E M WL O N T .
Lamoille County National Bank, Hyde Park.
CARLOS S. NOYES, President.

No. 1163. •

ALBERT L. NOYES, Cashier.

|j

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Liabilities.
Capital stock paid in .

$145, 030 11

Surplus fund
Other undivided profits
16, 000 00
500 00 National bank notes outstanding ..
State bank notes outstanding......
11, 877 05
Dividends unpaid .
5, 325 00 !
1, 077 11 I Individual deposits
,
'
|! United States deposits
3,602 67 || Deposits of U.S. disbursing officers
465 00
30 34
5, 000 00
4, 000 00

27,400 00
1, 575 43
133, 400 00
279 00
37, 002 85

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

6,750 00 I
349, 657 28 j;

Total.

$150, 000 00

'""iso, ooo oo

Total.

349, 657 28

West River National Bank, Jamaica.
WILLIAM HARRIS, President

No. 1564.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

$48, 928 96
1,239 68
75, 000 00

J O H N A. BUTLER, Cashier.

Capital stock paid in .

$75, 000 00

Surplus fund
Other undivided profits
L400 00 National bank notes outstanding .<.
12, 982 88 State bank notes outstanding
2, 765 00 Dividends unpaid.

102 30
1,798 09

722 18
3,433 58
1,710 00
3 59
1, 044 00
2, 944 00

Individual deposits.
p
United States deposits
Deposits of U. S. disbursing officers.

67, 360 00
139 54
11,148 94

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

3, 375 00
Total.

155, 548 87

155, 548 87

National Bank, Lyndon.
No. 1140.

HENRY CHASE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits ...'..
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for cleaiing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

H. ExT3^4




$150, 474 89
106, 000 00

" i i , " 666 "66
5, 294 03
944 59
1,503 37
115 24
3,150 00
3, 756 00
"1,770

HIRAM M. PEARL, Cashier.

$106, 000 00

Capital stock paid in .
,

14, 600 00
4, 750 86

National bank notes outstanding . .
State bank notes outstanding

95, 400 00

Surplus fund
Other undivided profits

j Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.

327 00
64, 145 34

1, 784 92

Notes and bills re-discounted.
Bills payable
\

00

287, 008 12

Total

287, 008 12

REPORT OF THE COMPTROLLER OF THE CURRENCY
VERMONT.
Battenkill National Bank, Manchester.
ANDREW J. GRAY, President.

No. 1488.

"WILLIAM P . BLACK, Cashier.

Resources.

Liabilities.

Loans and discounts .
Overdrafts
TJ. S. bonds to secure circulation. . .
TJ. S. bonds to secure deposits
XJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
,TJ. S. certificates of deposit
Due from U. S. Treasurer
Total

$99, 868 15 Capital stock paid in

$7%000 00

Surplus fund
Other undivided profits

13, 200 00
3, 794 86

National bank notes outstanding..
35,192 66 State bank notes outstanding
2, 000 00 Dividends unpaid .
1,327 54 Individual deposits
United States deposits
159 60 Deposits of U. S. disbursing officers.

67, 500 00

75, 000 00

67, 470 34

1,775 00 Duo to other national banks.....
167 25 Due to State banks and bankers3,100 00
5, 000 00 Notes and bills re-discounted.,
.Bills payable
3, 375 00 I

Total

226, 965 20 |

226. 965 20

National Bank, Middlebury.
•JOHN W. STEWART, President

Loans and discounts
Overdrafts
17. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer

Total.

No. 1195.
$190, 634 74

JOHN G. WELLINGTON, Cashier.

Capital stock paid in .

"266,000 66 Surplus fund
Other undivided profits.
114, 250 00
3, 600 00
26,171 22

National bank notes outstanding . .
State bank notes outstanding

"i6,*76i'i6" Dividends unpaid
1,294 04
255 09
9, 51G 00
11,198 00

$200,000 00
40, 000 00
53, 552 55
179, 935 00
929 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

108, 203 64

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

9, 000 00

Total.

582, 620 19

582, 620 19

First National Bank, Montpelier.
JOHN A. PAGE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
i
Other stocks, bonds, and mortgages.!
Due from approved reserve agents.!
Due from other banks and bankers. I
Real estate, furniture, and fixtures, i
'Current expenses and taxes paid...
Premiums paid
•Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
*
V. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 748.
$387,305 30
1, 014 79
250, 000 00
14, 000 00
13,971 39
23,106 16
1, 537 23
1,040 00
4, 575
6
2, 991
1,375

00
47
90
00

J A S . C. HOUGHTON, Cashier.

Capital stock paid in.

$250, 000 00

Surplus fund
Other undivided profits.

120, 000 00
10, 451 65

National bank notes outstanding .
State bank notes outstanding

219, 630 00

Dividends unpaid.
Individual deposits.
United States deposits
Deposits of U. S. disbursing officers.

75 00
112, 016 59

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

11,250 00
712,173 24

Total.

712,173 24

REPORT OF THE COMPTROLLER OF THE CURRENCY.

51

VERMONT.
Montpelier National Bank, Montpelier.
JAMES R. LAXGDOX, President.

]STo. 857.

E D W . D BLACKWELL, Cashier.
Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. "bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legalrtender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

$122, 876 44
99 96
360, 000 00

$360,000^00

Capital stock paid in .
Surplus fund
Other undivided profits

72, 000 00
11, 678 77

103, 500 00 | National bank notes outstanding . .
State bank notes outstanding

323, 740 00

245,"6oo 00 1
1

10,647 39 ! IDividends unpaid.
91.1 08

1,130 00
. 8 72
370 G
O
961 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

92, 762 52

Due to other national banks
Due to State banks and b a n k e r s . . .

1, 524 50

Notes and bills re-discounted...
Bills payable

|

"±6,"206'0.(j"

Total.

Total.

861, 705 79

861, 705 79

National Bank, Newport.
Lucius ROBINSON, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

ROBERT J. WRIGHT, Cashier.

No. 2263.

$192, 218 37
85"666"00*

5o6'66'
15, 000 00
11,789 29
2, 960 00
522 75
144 00
3, 070 00
1 08
4, 495 16
5, 889 00

Capital stock paid in.

$100, 000 GO

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

9, 500 00
6, 831 89
76, 300 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

132, 782 76

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

3, 825 00

Total.

325, 414 65 j

325, 414 65

First National Bank, North Bennington.
TRENOB W. PARK, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
[Fractional currency
Specie
Legal-tender notes
L ..
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 194.
$498,411 18
13, 397 42
151, 500 00
184,710 00
19, 386 43
9, 321 55
5, 000 00

1, 077 07
3, 000
27
5, 910
2,480

00
21
10
00

SAMUEL B. HALL, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

$500, 000 00
100, 000 00
40, 251 15
135, 340 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

122, 389 79

3, 050 02

6, 810 00
901, 030 96

Total.

901, 030 96

52

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Northfield National Bank, Northfield.
No. 1638.

GEORGE NICHOLS, President.

CHAS. A. EDGERTON, Jr., Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total.

$99,154 26 ! Capital stock paid in .
89 78 |
100, 000 00 I Surplus fund
Other undivided profits .
8,400 00
13,100 00 National bank notes outstanding . .
1, 343 60 State bank notes outstanding
5, 000 00
1, 000 00 Dividends unpaid.
283 37 Individual deposits
United States deposits
613 03 Deposits of TJ. S. disbursing officers.
600 00
10 64
1, 809 00
675 00

$100, ooo oo
20, 000 00
6, 864 92
90, 000 00
42 00
19, 671 76

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00

Total.

236, 578 68

236, 578 68

First National Bank, Orwell.
No. 228.

J O H N L. HAMMOND, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total.

CHARLES E. BUSH, Cashier.

$241, 360 28

Capital stock paid in .

100, 000 00

Surplus fund
Other undivided profits

500
19, 207
22, 232
2,127
6,571
772

00
84
22
36
U
"
15

755 61
3, 663
338
4, 913
5, 000

00
69
15
00

4, 500 00

$100, 000 00

,

National bank notes outstanding ..
State bank notes outstanding
| Dividends unpaid.

100, 000 00
5,310 79
90, 000 00
88 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

91, 543 38

Due to other national banks
Due to State banks and b a n k e r s .
Notes and bills re-discounted.
Bills payable

15, 000 00

Total

411,942 17

10, 000 00
411, 942 17

First National Bank, Poultney.
J O H N B. BEAMAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total




No. 2545.
$19, 287 30
"" 50," 000 00

39, 568 50
1, 503 08
3, 500 00
273 04
500 00
251 93
453
14
960
3,150

00
96
40
00

MARTIN D. COLE, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits .
National bank notes outstanding..
State bank notes outstanding

$50, 006 00
513 93
45, 000 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

26,198 28

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

'2,250 00

121, 712 21

Total.

121, 712 21

REPORT OF THE COMPTROLLER OF THE CURRENCY.

53

VERMONT.
National Black River Bank, Proctorsville.
GEORGE S. HILL, President.

No. 1383.

CHAS. W. WHITCOMB, Cashier.

.Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

$74, 540 24 ! Capital stock paid in
715 33 |
50, 000 00 j Surplus fund
j | Other undivided profits
13,000 00 National bank notes outstanding..
4, 901 08 State bank notes outstanding
182 41
1,400 00 Dividends unpaid.
110 39 Individual deposits
•
| United States deposits
500 00 1 Deposits of U.S. disbursing officers.
1

$50, 000 00
23,100 00
1,469 17
45, 000 00

35, 812 99

1, 000 00 Due to other national banks
50 00 Due to State banks and bankers...
4, 732 71
2,000 00 Notes and bills re-discounted.
Bills payable
2, 250 00
Total.

155, 382 16

155, 382 16

National Bank, Royalton.
CROSBY MILLER, President.

No. 1673.
|;

Loans and discounts
Overdrafts
TJ. S. bonds to secure c i r c u l a t i o n . . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.

i 23
275 17
100, 000 00

Due from approved reserve a g e n t s .
Due from other banks and b a n k e r s .
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid

20, 200 76

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
'
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

10,400 00

1,129 83
773 02
500 00
488 20
2,175
22
648
798

00
20
50
00

A S A "W. KENNEY, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits

11,110 00
2, 815 22

National bank notes outstanding . .
State bank notes outstanding

90, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

11, 051 69

Due to other national banks .
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

4, 500 00

214, 976 91

Total.

Total.

214, 976 91

Baxter National Bank, Rutland.
H. HENEY BAXTER, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1700.

GEORGE R. BOTTUM, Cashier.

$422, 828 83 Capital stock paid in .
6, 473 18
300, 000 00 Surplus fund
Other undivided profits.

$300, 000 00
90. 000 00
111 030 82

National bank notes outstanding ..
State bank notes outstanding

267, 500 00

5, 777 00 Dividends unpaid
1, 381 08 Individual deposits
United States deposits
597 80 Deposits of U. S. disbursing officers.

110, 380 72

11, 735 26

35 00

5,198 00 Due to other national banks
55 39 Due to State banks and bankers.
9,700 00
1, 700 00 Notes and bills re-discounted.
Bills payable
13, 500 00
778, 946 54

Total.

778, 946 54

54

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
National Bank, Rutland.
No. 1450.

JOHN B. PAGE, President.

SIDNEY W. ROWELL, Cashier,

Resources.

Liabilities.

$748, 547 55 Capital stock paid in .
Loans and discounts
53, 586 96
Overdrafts
500, 000 00 Surplus fund
F . S. bonds to secure circulation...
IT. S. bonds to secure deposits
Other undivided profits.
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
National bank notes outstanding
Due from approved reserve agents
27, 278 11 State bank notes outstanding
Due from other banks and bankers
Real estate, furniture, and
fixtures.
32, 000 00 Dividends unpaid.
Current expenses and taxes paid...
Individual deposits
Premiums paid
United States deposits
24, 378' 61 Deposits of U. S. disbursing officers.
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
11, 764 00 Due to other national banks
Fractional currency
Due to State banks and bankers..
Specie
14, 561 00
Legal-tender notes
Notes and bills re-discounted.
U. S. certificates of deposit
-....,'
Bills payable
Due from U. S. Treasurer
!
22, 500 00
Total .

1,434,616 23

Total.

$500, 000 00
100, 000 00
68, 659 99
445, 220 00

300, 736 24

20; ooo oo

1, 434, 616 23

Rutland County National Bank, Rutland.
"WM. T . W. REPLEY, President.

No. 820.

HENRY F . FIELD, Cashier.

Loans and discounts
I $351 797 64 Capital stock paid in .
Overdrafts
;
7,120 57
U. S. bonds to secure circulation...
200, 000 00 Surplus fund
U. S. bonds to secure deposits
•
Other undivided profits
U. S. bonds on hand
j
7, 850 00
Other stocks, bonds, and mortgages. |
National bank notes outstanding ..
Due from approved reserve agents, j
11, 23L 25 State bank notes outstanding
Due from other banks and bankers. |
1,158 48
Real estate, furniture, and
fixtures.
3, 900 00 Dividends unpaid .
Current expenses and taxes paid...
1, 778 27 Individual deposits
Premiums paid
I
United States deposits
Checks and other cash items
j
490 22 Deposits of U. S. disbursing officers.
Exchanges for clearing-house
Bills of other banks
4,579 00 Due to other national banks
Fractional currency
112 06 Due to State banks and bankers..
Specie
•
8, 805 35
Legal-tender notes
Notes and bills re-discounted
U. S. certificates of deposit
;
Bills payable
Due from U. S. Treasurer
I
9, 000 00
Total

1

1

607,822 84

Total.

$200, 000 00
75, 000 00
12, 940 16
177, 800 00
228 00
141, 036 29

818 39

607, 822 84

First National Bank, Springfield.
AMASA WOOLSON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
0". S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 122.

BENJ. F . ALDRICH, Cashier.

$117, 368 02 Capital stock paid in .
188 65
100, 000 00 Surplus fund
Other undivided profits.
39, 547 50 National bank notes outstanding . .
30,788 01 State bank notes outstanding
1,000 00 Dividends unpaid
448 70 Individual deposits
United States deposits
180 14 Deposits of U. S. disbursing officers.
545 00 Due to other national banks
25 65 Due to State banks and bankers..
6,012 95
2, 799 00 Notes and bills re-discounted .
Bills payable

$100, 000 00
33,700 00
9, 907 71
89, 200 t)0
558 00
69, 992 91

45 00

4, 500 00
303,403 62

Total.

303, 403 62

REPORT OF THE COMPTROLLER OF THE CURRENCY.

55

VERMONT.
First National Bank, St. Albans.
No. 26!

EDWD. A. SOWLES, President.

ALBERT SOWLES, Cashier,

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items..
Exchanges for clearing-house .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit...
Due from U. S. Treasurer

$424, 570 61 Capital stock paid in
3,118 45
100, 000 00 Surplus fund
7, 500 00
39, 688 94
25, 225 69
18, 300 00

8, 757 26
4, 871
18
2, 720
19, 000

00
67
00
00

4, 500 00

Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

40, 000 00
18, 377 35
89, 200 00

Dividends unpaid
Individual deposffcs
United States S. disbursing officers.
Deposits of U. deposits
Due to other national banks
Due to State banks and bankers

399, 773 64

10, 919 63

Notes and bills re-discounted
Bills payable.
Total

658,270 62

Total.

$100, 000 00

658, 270 62

Vermont National Bank, St. Albans.
BBADLEY BARLOW, President.

No. 1583.

Loans and discounts
O ve rdrafts
II S. bonds to secure c i r c u l a t i o n . . .
U. S. bonds to secure deposits
U S bonds on hand
Other stocks, bonds, and mortgages

$438, 084 85
3,381 %
70, 000 00

Due from approved reserve agents.
D u e from other banks and b a n k e r s .
Real estate, furniture, and fixtures.
C u r r e n t expenses and taxes p a i d . . .
P r e m i u m s paid

39, 914 35

Checks and other cash items
Exchanges for clearing-house
Bills of other b a n k s
Fractional currency
Specie
Legal-tender notes
U S certificates of deposit
Due from U. S. Treasurer

27, 600 00
4,249 02
329 76
2,191 00
1 26
17, 404 00
15, 405 00

:...

$200, 000 00

Capital stock paid in
Surplus fund
Other undivided profits

25, 000 00
5,137 39

National bank notes o u t s t a n d i n g . . .
State bank notes outstanding

63, 000 0©

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

328, 419 38

Due to other national b a n k s
Due to State b a n k s and b a n k e r s . . .

154 43.

Notes and bills re-discounted
Bills payable

3,150 00
621, 711 20

Total

CYRUS N. BISHOP, Cashier.

Total

621, 711 20

First National Bank, St. Johnsbury.
LUKE P . POLAND, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .




No. 489.
$534, 523 66
500, 000 00
3, 250 00
80,172 99
1,723 28
50, 049 87

GEORGE MAY, Cashier.

Capital stock paid in .
Surplr s fund
Other undivided profits .
National bank notes outstanding ..

"22, 500 00
1, 223, 634 !

90,000 00
25, 986 64
445, 253 00

State bank notes outstanding

Dividends unpaid .

Individual deposits
United States deposits
4,988 88 |: Deposits of U. S. disbursing officers.
3,153 00
109 62
15, 563 50
7, 600 00

$500, 000 00

VDue to other national banks
j Due to State banks and bankers...
I
Notes and bills re-discounted.
Bills payable
Total

161, 636 90

758 26

1,223,634 80

56

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Merchants' National Bank, St. Johnsbury.

FREDERICK FLETCHER, President.

'

No. 2295.

WILLIAM S. STREETER, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
'
Due from TJ. S. Treasurer
Total.

$372, 220 62 Capital stock paid in .
93 99
110, 000 00 Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
49, 243 85
23, 746 77
1, 249 75

Dividends unpaid.

15, 000 00
24,302 11
99, 000 00
867 00

Individual deposits
United States deposits
2, 543 29 Deposits of TJ. S. disbursing officers.

7, 400 00
• 239 12
7, 500 00
3, 500 00

$300, 000 00

143, 518 28

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 950 00
582, 687 39

Total.

582,687 39

National Union Bank