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ANNUAL REPORT

COMPTROLLER OF THE CURRENCY




TO THE

THIRD SESSION OF THE FORTY-FIFTH CONGRESS

OF THE

NITED

OTATE

DECEMBER

2,

1878.

WASHINGTON:
GOVERNMENT

PRINTING

1878.

OFFICEo

REPORT
OF

THE COMPTROLLER OF THE CURRENCY.
TREASURY DEPARTMENT,
OFFICE OF COMPTROLLER OF THE CURRENCY,
Washington, November 25j 1878.

I have the honor to submit for the consideration of Congress the
sixteenth annual report of the Comptroller of the Currency, in compliance with section three hundred and thirty-three of the Revised Statutes
ot the United States. This section provides that the Comptroller shall
make annually a report to Congress at the commencement of its session
exhibiting—
1st. A summary of the state and condition of every association from
which reports have been received during the preceding year, at the
several dates to which such reports refer, with an abstract of the whole
amount of banking capital returned by them, of the whole amount of
their debts and liabilities, the amount of circulating notes outstanding,
and the total amount of means and resources, specifying the amount of
lawful money held by them at the times of their several returns, and such
other information in relation to such associations as, in his judgment,
may be useful.
2d. A statement of the associations whose business has been closed
during the year, with the amount of their circulation redeemed and the
amount outstanding.
3d. Any amendment to the laws relative to banking by which the system may be improved and the security of the holders of its notes and
other creditors may be increased.
This section further provides that a statement shall be prepared by
the Comptroller, exhibiting, under appropriate heads, the resources and
liabilities and condition of the banks, banking companies, and savingsbanks organized under the laws of the several States and Territories;
such information to be obtained by the Comptroller from the reports made
by such banks, banking-companies, and savings-banks to the legislatures
or officers of the different States and Territories, and where such reports
cannot be obtained, the deficiency to be supplied from such other authentic sources as may be available.
This last provision became a law by act of February 19, 1873, but
owing to the defective legislation of the several States it has thus far
been found impracticable to procure reliable statistics showing the
condition of all the banks organized under State laws. All private
bankers and banking associations, however, of whatever nature other
than national, are required by law, for purposes of taxation, to make
semi-annual returns to the Commissioner of Internal Revenue of
the average amount of their capital and deposits. From these returns the following table has been compiled in this Office, exhibiting in a concise form, by geographical divisions, the total average




IV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

capital and deposits of all State and savings-banks and private bankers
in the country, for the six months ending May 31,1878:
State banks and trust
Geographical divisions.

Ne w England States.
Middle States
Southern States
Western States and
Territories
United States...

companies.

Private bankers.

Savings-banks with
capital.

Savings-banks
without capital.

No. Capital. Depos- No. Capital. Depos- No. Capital. Depos- N o .
its.
its.
its.
42
217
233

Millions. Millions.
8.19
15.06
42.45 122.10
27.38
30.67

71
916
280

Millions. Millions.
2.86
3.23
34.48
61.92
7.30
13.68

1
3
4

Millions. Millions.
0.07
1.14
1.37
0.16
1.28
0.88

441
190
3

Deposits.
Millions.
403. 43
358. 68
2.14

361

46.33

61.65 1,589

33.16

105. 00

15

2.13

22.39

34

39.05

853

124. 35

229. 48 2,856

77.80

183. 83

23

3.24

26.18

668

803. 30

The capital of the 2,056 national banks in operation on June 29, 1878,
as will be seen by a subsequent table, was $470,393,366, not including
surplus, which latter fund amounted at that date to more than 118
millions ; while the average capital of all the State banks, private banks,
and savings-banks having capital stock, for the six months ending May
31 previously, was, as seen below, but $205,382,832; which amount is
considerably less than one-half that of the national banks. The net
deposits of the national banks were $677,159,298, while the average
deposits of all other banks and bankers, including savings-banks, were
$1,242,794,903. The average deposits for the same period of 668 savingsbanks having no capital stock were $803,299,345.
The table below exhibits the aggregate average capital and deposits
for the period named of all banks other than national, together with the
capital and deposits of the national banks on June 29 following:
Geographical divisions.

State b a n k s , savingsbanks, private bankers,
&c.
No.

N e w England States
Middle States
Southern States
W e s t e r n States and
Territories

United States

Capital. Deposits.

555
1, 326
520

Millions.! Millions.
11.12 : 422.86
77. 09
544. 07
35. 55
47. 77

1,999
4,400

81.62 \
205. 38

Total.

National banks.

No.

Capital. Deposits.

228.09

(

Millions.
128. 83
374. 89
35.94

1,097
1,960
696

Millions.
177. 64
254.27
67.04

95. 20

704
2,056

Capital. Deposited

Millions.
106. 52
177.18
31.49

542
634
176

1, 242. 79

No.

137. 50

2,703

176. 82

365. 59

470.39

677.16

6,456

675. 77

l r 919. 95

Millions.
551. 69
918. 96
83.71

From this table it will be seen that the total number of banks and
bankers in the country at the dates named was 6,456, with a total banking capital of $675,77(5,198, and total deposits of $1,919,954,201.
Tables similar to the foregoing for previous periods, together with
other tables giving the assets and liabilities of State institutions during the past year, so far as they could be obtained from the official
reports of the several States, will be found in the appendix.
A table arranged by States and principal cities, giving the number,
capital and deposits, and the tax on capital and deposits, of all banking
institutions other than national, for the six months ending May 31?
1878, will be found on page 54 of this report. Similar tables for previous years are printed in the appendix.
The total number of national banks organized, from the establishment
of the national banking system on February 25, 1863, to ^November 1 of
the present year, is 2,400. Of these, 273 have gone into voluntary liquidation by vote of shareholders owning two-thirds of their respective
capitals, and 74 have been placed in the hands of receivers for the pur-




REPORT OF THE COMPTROLLER OF THE CURRENCY.

pose of closing up their affairs, leaving 2,053 in existence on November 1
of this year. Included in the number organized are nine national gold
banks, in the State of California, with an aggregate capital of $4,300,000,
and circulation of $1,468,920, which redeem their circulating-notes in
gold coin at their places of issue and in the city of San Francisco.
During the past year twenty-eight banks have been organized, with
an authorized capital of $2,775,000, to which $1,598,800 in circulatingnotes has been issued. Fifteen banks have failed within this period,
having an aggregate capital of $2,712,500, and forty-one banks, with a
total capital of $5,200,000, have voluntarily discontinued business.
The following table exhibits the resources and liabilities of the banks
on the 1st day of October, 1878, the returns from Kew York, from Boston,
Philadelphia, and Baltimore, from the other reserve cities, and from the
remaining banks of the country, being tabulated separately:
! Boston, PhilI
New York j adelphia, *0ther re- j Country
City.
: and Balti- serve cities, j banks.
47 banks.

99 banks,

i 85 banks.

Aggregate.

1,822 banks. 2,053 banks.

KESOUECES.

Loans and discounts
On TJ. S. bonds on demand ......
On other stocks, bonds, &c, on
demand
Payable in gold
On single-name paper without
other security
All other loans
Overdrafts
Bonds for circulation
Bonds for deposits
TJ. S. bonds on hand
Other stocks and bonds
Due from reserve agents
Due from other national banks ..
Due from other banks and bankReal estate, furniture and fixtures
C urrent expenses
Premiums
•
Checks and other cash, items
Exchanges for clearing-house
Bills of other national banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
rive per cent, redemption fund ..
Due from TJ. S. Treasury
Totals.

i $430,184,396
$735, 243 j

$7,003,085 |

$1,140,581

57, 904, 202
6, 752,181

19, 766, 710
3, 053

7, 874, 762
1, 247, 996

17, 297, 474
80, 629, 038
130, 973
24,195, 500
26, 715, 550
11, 463, 900
9,193, 664

10, 583,112
120, 030,184
81, 090
50,113, 200
6, 402, 300
7, 903, 450
3, 726, 212
16, 375, 643
8, 636, 970

6, 699, 583
62, 669, 942
347, 495
23, 076, 800
3, 990, 000
6, 005, 850
2, 552,158
12, 684, 211
4, 466, 954

, 521, 542

11, 366, 000
2, 981, 297

894, 272

2, 470, 311

9, 405, 820
995, 333
1, 767,167
1, 765,188
62, 454, 792
1, 560, 623
67, 703
13, 294, 602
14, 893, 468
21, 660, 000
1, 073, 505
147, 702

7, 082, 539
780, 220
1, 021, 048
874, 554
15,148, 067
2, 523, 054
36,187
5, 987, 489
8, 300, 930
7, 370, 000
2,178, 355
265, 303

4, 825, 685
731, 401
608, 474
857, 598
4, 769, 679
2,195, 325
55,171
3, 417, 524
11,154,895
2, 665, 000
980, 741
108,187

384, 778, 767

297, 224, 523 167,190,985 |

2, 907, 350
250,171,150
10, 829, 000
21, 412, 400
21, 387, 501
56, 023, 565
17, 022, 995
5, 968, 818
25,
3,
3,
7,

328, 432
765, 613
738, 047
485, 093

3, 466,
347, 556,
47, 936,
46, 785,
36, 859,
85, 083,
41, 492,

908
650
850
600
535
419
919

12, 314, 698

10, 650, 719
356, 600
7, 988, 991
30, 079, 307
995, 000
10, 972, 940
816, 941

46, 702, 476
6, 272, 567
7,134, 736
10, 982, 433
82, 372, 538
16, 929, 721
515, 661
30, 688, 606
64, 428, 600
32, 690, 000
15, 205, 541
1, 338,133

918,084,858

1, 767, 279,133

466,147, 436
116, 897, 780
40, 936, 213
301, 888, 092
413, 913
3,118, 390
620, 236,177
41, 654, 812

LIABILITIES.

Capital stock
Surplus fund
Undivided profits
National-bank notes outstanding
State bank notes outstanding ...
Dividends unpaid
Individual deposits
TJ. S. deposits
Deposits of TJ. S. disbursing officers
Due to national banks
Due to other banks and bankers
Notes and bills re-discounted
Bills payable
Totals.

53, 800, 000
15, 920, 230
8, 659, 800
20, 025, 861
73, 339
190, 705
172, 441, 669
26, 090, 297

78,
19,
3,
42,

526, 310
968, 943
899, 816
986, 571
80, 757
1, 037, 472
108, 863, 331
6, 255, 785

40,
10,
3,
19,

725, 500
862, 787
323, 613
658, 749
4,235
188, 997
62,156,122
2, 465, 341

293, 095, 626
70,145, 820
25, 052, 984
219, 216, 911
255, 582
1, 701, 216
276, 775, 055
6, 843, 389

131, 225
68,125, 941
19, 311, 700

20, 271
27, 787, 067
6, 591, 905
37, 537
1,168, 758

1, 031, 935
15, 226, 442
10, 347, 506
183, 808
1, 015, 950

2,159,364
11, 357, 064
6, 385, 592
2, 785, 980
2, 310, 275

297 224, 523 167,190,985

918,084,858

8,000
384, 778, 767

3,
122,
42,
3,
4,

342,
496,
636,
007,
502,

795
514
703
325
983

1,767,279,133

* The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore, are Albany,
Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee'
Saint Louis, and San .Francisco.




VI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table exhibits the resources and liabilities of the national
banks in operation at nearly similar dates for the last nine years:
Oct. 8, Oct. 2, Oct. 3, Sept, 12, Oct. 2, Oct. 1, Oct. 2, Oct. 1, Oct. 1,
1872.
1874.
1871.
1873.
1875.
1876.
1870.
1877.
1878.
1,615
1,919
1,976
2,089
2,080
2,004
2,087
2,053
1,767
banks. banks. banks. banks. banks. banks. banks. banks. banks.
RESOURCES.
Xioans

Bonds for circulation
Other IT. S. bonds
Other stocks, bonds, &c
Due from other banks
Heal estate
Specie
L.ea;al-tender notes
National-bank notes
Clearing-house exchanges..
TJ. S. certificates of deposit.
Due from TJ. S. Treasurer
Other resources

Totals

Millions. Millions, j Millions. Millions. Mllions. Millions. Millions. Millions. Millions.
716. 0 83]. 6 i 877.2
944.2
931.3
954. 4 984.7
891.9
834.0

340.6
37. 7
23.6
109. 5
27.5
]8 5
77.2
12.6
91.6
55.9

364. 5
45.8
24.5
143. 2
30.1
13 2
107. 0
14.3
115. 2

41 2 I

382.0
27.6
23. 5
128.2
32.3
10.2
102.1
15.8
125. 0
6.7

388. 3
23. 6
23.7
149. 5
34.7
19.9
92.4
16.1
100. 3
20.6

25. 2

17.3

383. 3
28.0
27.8
134.8
38.1
21.2
80.0
18.5
109. 7
42.8
20.3
18.3

337. 2 336.8
370.3
47.8
28.1
45.0
34.4
33.5
34.5
146.9
144.7
129.9
43 1
42.4
45.2
8 1 I 91 4. 22.7
66.9
76. 5
84.2
15.6
18.5
15.9
74.5
87.9
100.0
33.4
48 8
29.2
19. 6
16. 0
16.7
28.7
19.1
19.1

347.6
94.7
36.9
138.9
46.7
30.7
64.4
16.9
82.4
32 7
16.5
24.9

1, 510. 7 1,730.6 1,755.8 1, 830. 6 1, 877. 2 1, 882. 2 1, 827. 2 1, 741.1 1, 767. 3

LIABILITIES.

Capital stock ..
Surplus fund . . .
Undivided profits
Circulation
Due to depositors
Due to other banks
Other liabilities.
Totals

. . .

430. 4
94.1
38.6
293.9
515. 3
130.0
8.4

458.3
101.1 i
42.0
317.4
631. 4
171.9
8.5'

479.fi
110.3
46.6
335.1
628.9
143.8
11.5

491.0
120.3
54 5
340.3
640. 0
173.0
11.5

493.8
129.0
51. 5
334.2
683. 8
175. 8
9.1

504.8
134.4
53.0
319.1
679.4
179.7
11.8

499.8
132.2
46.4
292.2
666.2
179.8
10.6

479.5
122.8
44.5
291.9
630.4
161.6
10.4

466.2
116.9
40.9
301.9
668.4
165.1
7.9

1 510.7 1, 730. 6 1, 755. 8 1, 830. 6 1, 877. 2 1, 882. 2 1, 827. 2 1, 741.1 1, 767. 3

THE NATIONAL BANKING SYSTEM.

The Comptroller, in his report for 187G, in addition to the usual national-bank statistics, gave an historical sketch of the two Banks of the
United States, and also of the several State systems of banking, with
tables showing, by geographical divisions and by States, so far as they
could be obtained from official sources, the resources and liabilities of
the State banks from the earliest dates to that of the organization of
the national system, together with a comparative view of the State and
national systems of banking.
In his report to Congress for the year 1875 he sketched the origin and
growth of the national banking system, and answered the principal
arguments advanced against its continuance. The establishment of the
system was not advocated in the interest of any political party, and it
has been free from the control of partisan or sectional influence, its benefits being now open to all who desire to engage in the business of banking. The opportunity occasioned by a great war was seized upon, in
the interest of the government, to get rid of a circulation issued by
authority of many different States, which had been, almost from the
beginning of the government, a grievous tax upon the business and the
commerce of this country. It was shown, from the discussions in Congress at the time of the passage of the legal-tender act, from the reports
of this department, and from the uniform legislation since that time,
that the national-banking system was intended to be permanent, the
institutions organized under it being, by the express terms of the law,
authorized to continue for a term of twenty years; while it was equally
evident that the Treasury notes issued and still in circulation were in-




REPORT OF THE COMPTROLLER OF THE CURRENCY.

VII

tended to be funded, to constitute a temporary currency, issued from
necessity, and to furnish the government with the means to save itself
from destruction; that the amount was not to be increased, but to be
withdrawn from circulation as rapidly as possible.
It was further shown that the system was not a monopoly, its privileges being free to all, but that it uprooted many real banking monopolies authorized by the several States, and which had been in existence
almost from the foundation of the government; that the profits upon
circulation were small, and that the earnings of the banks wrere not
too great a compensation for the risks incident to the business of banking, to which capital loaned directly on mortgage security is not subject; that the taxation imposed upon the banks is unequaled in the
history of monetary institutions; that the losses by failures had been
insignificant in proportion to the liabilities; and that the losses on circulation had not been one dollar ; that the restrictions of the act are
such as experience has shown to be necessary for the success of great
banking systems; that publicity is one of the principal features of the
national system; that a surplus of more than one hundred millions of
dollars—equal to one-fourth of the capital, and derived largely from
profits accruing from transactions during the war—had accumulated
and remained as a security to stockholders and depositors during times
of revulsion and panic.
This report, which, since its publication, has been constantly in demand, is out of print. The proposition for the substitution of Treasury
notes in place of national-bank notes having been again revived and discussed, it is thought advisable again to answer the principal objections
urged against the national banking-system, even at the risk of repeating to some extent, although with more recent data, what has already
appeared in previous reports.
The chief reasons urged in favor of the substitution of Treasury notes
for national-bank notes are, that the banks in the national system are a
favored class, enjoying special privileges at the cost of the people; that
they derive a large profit from the issue of circulating-notes; and that a
large amount of money may be saved to the government by authorizing
it to issue all the paper currency of the country.
Before the x>assage of the act of June 20,1874, no national bank could
reduce its circulation and take up its bonds except by returning a proportionate amount of its own circulating-notes, and these were usually
difficult to obtain; and prior to the act of January 14, 1875, the total
amount of circulation authorized to be issued w as limited to 354 millions.
But these acts provided both for a reduction of circulation and withdrawal of bonds at the pleasure of the banks, upon a deposit by them
of lawful money in sums of not less than $9,000, and for an issue of
bank-notes to any association organized in conformity with law. Under
the law, then, as it now stands, any number of persons not less than five,
in any part of the country, who together may have $50,000 of capital at
command, may organize a national bank and receive circulating-notes
equal in amount to 90 per cent, of such capital—the law discriminating
in the latter respect only against the large institutitions, as no bank
organized since the passage of the act of July 12,1870, is entitled to circulation in excess of $500,000. A bank organized prior to that time,
and having a capital of between $500,000 and $1,000,000, can receive in
circulating-notes but 80 per cent, thereon; if between $1,000,000 and
$3,000,000, it can receive but 75 per cent.; and if over $3,000,000, but
60 per cent.
Since the passage of the act of June 20, 1874, the national banks,




VIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

so far from considering the privilege of issuing circulation a profitable
monopoly, have voluntarily surrendered $66,237,323 of their notes, which
is $29,463,467 more than has been issued to all of the banks organized
since that date, while 144 banks, with capital stock amounting to
$15,517,000, and a circulation of $9,190,718, have gone into voluntary
liquidation.
The capital stock of the national banks is not largely in the hands of
capitalists. Among their shareholders may be found "persons in every
station of life, and great numbers of women and children rely for their
support upon the successful management of these institutions. The elaborate tables which appeared in the Comptroller's Eeport for 1876 showed
that there were then only 767 persons anywhere who held as much as
$50,000 each of national-bank stock; that more than one-half of the
whole number of shareholders in these associations held, each, but
$1,000, or less, of such stock; and that, taking the whole number of shareholders together, the average amount held by each one was but $3,100.
Of shareholders owning not more than $1,000 each, there were 32,235 in
Massachusetts alone, 12,784 in New York, 14,621 in Pennsylvania, 1,441
in Kentucky, 2,388 in Ohio, 1,608 in Illinois, 832 in Georgia, and 617 in
Virginia. Of those holding the stock in amounts ranging between
$2,000 and $3,000 there were 17,743 in the New England States, 15,614
in the Middle States, 2,305 in the Southern States, and 3,422 in the
Western States. Moreover, citizens of the Western States held 26,455
shares, and citizens of the Southern States 13,319 shares, of the stock of
banks located in the Eastern and Middle States. It is not probable that
the stock of any other class of corporations in the country is more widely
distributed among people of moderate means than is that of the national
banks. It is also largely distributed among members of all political
parties, and, as a rule, is free from the control of partisan influence.
The national banks have not at any time monopolized the business
of banking, nor do they at the present time. On May 31 of this year
there were in existence more than 3,700 State banks and private banking-houses, having an aggregate capital of 202 millions of dollars, and
deposits of 413 millions. These banking establishments are located in all
of the principal cities and villages of the country, and it is to be presumed that if the privilege of issuing circulating-notes were so great as
it is persistently claimed to be, these associations and individuals, who
are already engaged in the business of banking, and who are free to
enter the national system, would hasten to organize under that system.
The amount of interest accruing annually upon the bonds held by the
national banks on November 1—less the tax paid by them upon their circulation—is $14,544,692 only, Avhile the annual profit upon the entire
circulation of the national banks, as will be shown in another place in
this report, is but $8,961,519, or less than two and one-half per centum
upon their capital. As the 3,700 banks and bankers mentioned still continue to transact their business as State banks or private associations, it
seems very clear that this annual profit of $2,500 only, upon a capital of
$100,000, does not present to them, or any of them, a sufficient inducement
to transfer their business to the national system. The reason is obvious.
The laws governing the national banks contain numerous and burdensome restrictions, and impose many and severe penalties for their violation.
On the one hand they authorize the issue of circulating notes, but on the
other they require that the business of banking shall be conducted under
a uniform system, which insures the greatest possible degree of safety to
the depositor and bill-holder and prompt and certain convertibility to
the circulating note. If, on the one hand, the right to issue circulating




REPORT OF THE COMPTROLLER OF THE CURRENCY.

IX

notes is given, on the other, wholesome restraints are insisted upon as a
condition of that privilege. These legal prohibitions and restrictions,
which are the compensations that the public receive from these corporations in return for their right to issue circulating notes, are too numerous
to be given here in detail. But it is proposed now to notice specially
some of the more important of the restrictions, and to give a general
summary of the whole of them, for the information of the public, in a
subsequent portion of this report.
CAPITAL STOCK.

One of the most important requirements of the national-bank act is
that the capital stock of all institutions organized thereunder shall be
fully j>aid in. The organization of banks without capital was one of
the great abuses of previous banking systems. The history of banking
in this country is full of instances of institutions of this character,
which were not only permitted to receive deposits and transact a general banking business, but were authorized to issue circulating notes;
and to the frequent failures of these associations may be attributed, in
a great degree, the prejudice still existing in this country against all
banking corporations.
When the national system was established especial care was exercised
in the framing of the banking act, not alone to insure the safety and
convertibility of the circulating notes, but also to guard against the
organization of banks without bonafidecapital. At least fifty per cent,
of the capital stock of a national bank must be paid in before it can be
authorized to commence business, and the remainder must be thereafter
paid in installments of not less than one-fifth monthly, the payment of
each installment being certified to this office, under oath, by the x>resident
or cashier of the association.
It is frequently stated, and it seems to be believed by many, that
banks of circulation, only, may be organized under the act—that is, that
a bank may use its circulating notes either to increase its existing caj)ital or to assist in organizing other banks without real capital. The law
carefully guards against such an abuse. In the first place, as has been
already stated, the officers and directors are required at the outset to
certify under oath to the Comptroller the amount of stock which has
been paid into the bank as x>ermanent capital, while subsequent installments must be similarly certified. uIn addition to this, section 5203 of
the Eevised Statutes provides that no association shall, either directly
or indirectly, pledge or hypothecate any of its notes of circulation for
the purpose of x)rocuring money to be paid in on its capital stock, or to
be used in its banking operations or otherwise; nor shall any association
use its circulating notes, or any part thereof, in any manner or form to
create or increase its capital stock." The Comptroller is also authorized to examine every banking association before granting it authority
to commence business, in order to ascertain whether or not its capital
has been actually paid in. It is impossible, therefore, for a bank of
circulation only, without capital, to be organized under the national system, if proper precaution be exercised and the examiner is competent
and faithful in the performance of his duty.
Neither can an association increase its circulation at pleasure, for
the circulation can never exceed a certain proportion of the paid-up capital. There never has been an instance of the organization of one national bank by the use of the circulation issued to another. Such an
illegitimate transaction could scarcely fail to be at once detected and the
facts reported to the United States district attorney for his action thereon.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

If any association fails to pay up its capital stock, as required by law,
or if its capital shall become impaired, an assessment must be made upon
the shareholders, pro rata, for the amount of the deficiency or impairment, the interest upon the bonds held as security for its circulation being in the mean time withheld by the Treasurer, while a receiver may be
appointed by the Comptroller if the capital be not restored after three
months' notice by him to the association.
The proportion of capital, and of capital and surplus, to liabilities, is
much greater in this country than elsewhere, which is undoubtedly owing to the fact that our law requires that the full amount of authorized
capital shall be actually paid in. In England, as a rule, only a portion
of the capital is paid in, but the stockholders are individually liable for
the full amount of their subscriptions. This restricted liability is true
of the limited banks only, the stockholders of other corporations not
limited being each liable for all of the debts of the corporation.
The following table, compiled from statements in the London Economist of October 19, 1878, exhibits the amount of capital, reserve and
liabilities, and the ratio of capital, and of capital and reserve, to liabilities, of 3,417 banks (141 banks and 3,27G branches) of the United
Kingdom:
Ratio to liabilities o—
f

Number of—
Capital.

Banks.
Bks Br'chs.

Total.

Reserve
fund and
undivided
profits.

Total.

Liabilities.
Capital
and
profits.

Pr. ct. Pr. ct.
England and Wales
Bank of England . .
Isle of Man
Scotland
Ireland
Colonial with London offices
Foreign with London offices
Totals

72
1
2
10
9

1,144 1,216 £26, 046,420 £13, 761, 814 £39, 808, 234 £223, 679, 548
51, 611, 899
10
3, 768, 531 18, 321, 531
11 14, 553, 000
539, 268
60, 904
90, 799
9
29, 895
7
82, 0.93, 497
9, 045, 780
819
4, 857, 882 13, 903, 662
809
20, 800, 649
2, 950, 000
4, 324,141
279
1, 374,141
270

11.64
28. 20
11.29
11.02
14.18

17.80
35.50
16. 82
16.94
20. 79

27

969

996

20, 430,136

7, 336, 415

27, 766, 551

121,905,216 16.76

22.78

20

67

87

17, 563,130

2, 840, 444

20, 403, 574

39, 623, 424 44.33

51.49

3, 276 3 417

90, 649, 370

33, 969,122 124, 618, 492

540, 253, 501 16. 78

23, 07

141

National banks.
October 1, 1878..

2, 053 $466,147, 436 $157, 833, 993 $623, 981,429 $1,140,179, 314 40. 88 54. 73

A comparison of this table with a similar statement regarding the
national banks, which is also given above, shows the ratio of capital to
liabilities of the 3,417 banks in the United Kingdom to be 1G.78 per cent.,
and the ratio of their capital and reserve to liabilities to be 23.07 per
cent. 5 while the corresponding ratios of the national-banks are 40.88, and
54.73; the ratios of the national banks being in each instance more than
double those of the United Kingdom. In the national banking system
the existing ratio of capital to liabilities is nearly four times greater
than is that of the 1,21G banks in England and Wales; while the ratio
of the combined capital and reserve of the former banks to their liabilities is more than three times greater than that of the latter.
CONVERTIBILITY OF THE NOTE.

Previous to the passage of the national bank act, the circulating notes
of banks located elsewhere than in New York or New England were not




EEPOET OF THE COMPTROLLER OF THE CURRENCY.

XI

redeemable except at the counters of the issuing banks. As only about
one-third of the circulation of the country consisted of New York and
New England notes, it may be said that the remaining two-thirds had
practically no general system of redemption. The legislation of the New
England States provided only for redemption at the counter, although
what was known as the Suffolk system compelled redemption in the city
of Boston also. The New York law required redemption at the counter
at par, and also in New York, Albany or Troy at one-fourth of 1 per cent,
discount. The New England currency, therefore, consisted of unsecured
notes redeemable at par at the place of issue and in the city of Boston,
while the New York currency was a secured note redeemable at par at
its counter, and at a discount at its agency. The notes of the national
banks constitute the only secured circulation* ever required by law to
be redeemed at par at a central agency, as A ell as at their place of issue.
Y
If the New York system of redemption were to be applied to the
national-bank circulation, in place of the existing method, it would
probably at once raise the price of exchange to the rate current under
that system, which was generally one-half of one per cent. The Suffolk
system was excellent, as a voluntary arrangement entered into by 500
banks, having an aggregate circulation of fifty millions only, and all
located within the corny)aratively moderate area of the six New England States; but it would not be a practicable one if extended to more
than 2,000 banks, distributed, as are the national banks, throughout all
the States of the Union, and having a circulation more than six times as
great as that of the New England banks. So large a volume of circulating notes, issued at points so remote from each other, could not be made
uniformly convertible by the legislative action of separate States, nor
by the agency of individual corporations. Congressional action alone is
adequate to accomplish this; and accordingly full provision was made
by Congress for the convertibility of the national-bank circulation, by
providing for its redemption at par, both at its place of issue and at the
Treasury of the United States. For the latter purpose the banks are,
by a late act, required to keep on deposit with the Treasurer an amount
of lawful money equal to five per cent, of their circulation.
At the time of the passage of the last-named act a very large propor.
* The following extract from the London Economist of October 26, 1878, clearly
illustrates the superiority of the national banking system of this country, so far as
the safety of circulating notes is concerned, over the systems of Great Britain. The
closing sentence, contrasting the superior system of the Isle of Man with those of the
United Kingdom, is significant:
"A. curious detail in the business of the City of Glasgow Bank has been brought to
light. The Bank of Mona, an institution in the Isle of Man, was incorporated with it,
and a large circulation of notes existed in that island. The House of Keys, which
regulates these matters with more foresight than the House of Commons, in 1845 required adequate security on real estate to be held, not only against every note which
was issued, but against every note signed by the authorities of the bank, whether
held by them or by the public. The manager of the Bank of Mona, faithful to his
trust while his superiors at Glasgow were so unmindful of theirs, has published a
statement that the security is intact and immediately available. The gold which the
City of Glasgow Bank should but does not hold would have been no security to the
note-holder more than to any other creditor of the bank. The annual migrations of
sovereigns to the north, in accordance with the act of 1845, is a continual inconvenience to the Bank of England, and but little benefit to any one. One is tempted to ask
whether something like the precedent set by the House of Keys might not be followed with
advantage in Great Britain."

The London Bankers7 Magazine for November of the present year, in referring to
this bank failure, says :
"At all events, a strong argument in favor of the deposit of government securities,
instead of the dispatch of gold to meet the periodical expansion of the Scotch circulation, is desirable from what has happened.'7




XII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

tion of the notes of the national banks was in a worn and mutilated condition, but within eighteen months thereafter more than $248,000,000
in such notes were received at the Treasury for redemption. For this
amount about $177,000,000 of new currency was issued by the Comptroller
to replace the mutilated portion, the remainder, which was fit for cir culation, being returned to the banks.
In transmitting national-bank notes to the Treasury for redemption,
they may be sent unassorted, that is, without reference to denominations or banks of issue, the only restriction being that they shall be
presented in sums of $1,000 or a multiple thereof, while the only expense
to the sender is the cost of transportation to the place of redemption.
Under this system the notes of the national banks, wherever located,
have possessed a uniform value, and the prices of exchange have ruled at
the lowest rate. The rates of exchange between Saint Louis, Cincinnati,
Chicago, and New York have been frequently at par and under, not exceeding, say, 80 cents for $1,000, instead of from ten to fifteen dollars per
thousand, as was common under previous systems. Redemptions have
not been so frequent under this as under the previous systems of New
York and New England, for the reason that the notes are more fully
secured,and also because the demand for Treasury notes has not been so
great as was formerly the demand for gold under similar circumstances.
The machinery of the law is, however, in operation, and the frequency of
redemptions will, to a great extent, depend upon the demand for gold
after sj)ecie payment shall have been resumed. But the notes of the
banks being secure beyond peradventure, this demand will, in all probability, be much less than under former systems of unsecured currency.
PROFITS AND LOSSES.

The law provides that no association shall, during the time it continues its banking operationis, withdraw or permit to be withdrawn, in
dividends or otherwise, any portion of its capital, and that no dividend
shall ever be made to an amount greater than the net profits then on
hand, deducting therefrom losses and bad debts. With these restrictions, the banks are permitted to declare dividends semi-annually from
their net profits, but are also required, before making any such dividend,
to carry to surplus fund one-tenth part of their net profits of the preceding half year, until this fund shall equal twenty per cent, of their capital
stock. The law thus designates three uses for the profits of the national
banks: First, for building up a surplus fund; secondly, to protect the
capital stock from impairment by losses in business, by the use of such
fund when the other profits are insufficient; and, thirdly, for the declaration of dividends out of any remaining profits. As a rule, the banks in
the national system have not made excessive dividends. In determining
the true ratio of their profits, their accumulated surplus, as well as what
is technically known as capital, must be considered, as it is from the use
of both capital and surplus that their profits are derived. Even during
the most prosperous years of the system, the ratio of animal earnings to
the combined capital and surplus of the banks was not greatly in excess
of the usual legal rates of interest in the States where they were located,
while during the last two years this ratio has been less than six per cent,
on the combined capital and surplus.
The surplus of the national banks amounted on October 1 to nearly
$117,000,000. A part of this sum represents the profits earned by former State banks previous to their conversion into national organizations,
and brought by them into the system. Tbe greater portion was, however,




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XIII

accumulated by the banks during the years of business prosperity immediately succeeding the close of the war. The following table exhibits
the amount of surplus held by the banks on or near the 1st day of January and July in each year since 1863, as shown by their reports for the
dates nearest thereto, together with the semi-annual increase or decrease
therein:
Surplus.

Surplus.
Dates.
Amount.

Dates.

Semi-annual
increase or
decrease.

Amount.

Semi-annual
increase or
decrease.
Increase.
$3, 250, 950
3, 608, 789
6, 228, 306
5,437, 206
4,113, 813
5, 278, 040
4, 246, 333
2, 683, 454
Decrease.
$83, 673
1,188, 225
506, 532
6, 676, 592
3,145, 618
3, 389, 924

Increase.
July 4,1864
January 2,1865
July 3,1865
January 1,1866
July 2,1866
January 7,1867
July 1,1867
January 6, 1868
July 6,1868
January 4, 1869
June 12,1869
January 22, 1870
June 9, 1870
December 28,1870
June 10, 1871

$1,129, 910
8, 663, 311
31, 303, 566
43, 000, 371
50,151, 992
59, 992, 875
63, 232, 811
70, 586,126
75, 840,119
81,169, 937
82, 218, 576
90,174, 281
91, 689, 834
94, 705, 740
98, 322, 204

$7, 533, 401
22, 640, 255
11, 696, 805
7,151, 621
9, 840, 883
3, 239, 936
7, 253, 315
5, 253, 993
5, 329, 818
1, 048, 639
7, 955, 705
1, 515, 553
3, 015, 906
3, 616, 464

December 16, 1871... $101, 573,154
J u n e 10, 1872
105,181, 943
December 27, 1872 . . . 111, 410, 249
June 13, 1873
116, 847, 455
December 26, 1873 . . . 120, 961, 268
J u n e 26, 1874
126, 239, 308
December 31, 1874... 130, 485, 641
J u n e 30, 1875
133,169, 095
December 17,1875 . . .
June 30, 1876
December 22, 1876 . . .
June 22, 1877
December 28, 1877 . . .
June 29, 1878

133, 085, 422
131, 897,197
131, 390, 665
124, 714, 073
121, 568, 455
118,178, 531

It will be seen that the maximum surplus was reached in June, 1875,
and that there has since then been a gradual diminution of this fund.
The diminution has been caused by charging thereto, from time to time,
portions of the losses sustained by the national banks, such losses aggregating, during the last three years, the large sum of $64,119,415, as
shown in the following table:
New England
States.

Middle States.

Southern
States.

W e s t e r n States
and Territories. United States.

Six m o n t h s ending—
No.

Amount.

M a r c h 1, 1876
201 $1, 485, 532
September 1, 1876... 282 3, 074,128
Total, 1876

Total, 1877

Total, 1878
Total for 3 y e a r s .

Amount.

No.

268 $3, 553,129
344 7,156, 349

67
90

4, 559, 660

M a r c h 1,1877
289 .2, 465, 328
September 1,1877... 312 4, 825, 040

March 1, 1878
327
September 1, 1878... 399

No.

10, 709, 478

1, 205, 752

3, 462, 684
3, 945, 806
7, 408, 490
4, 506, 813
5, 502. 770

124
672, 032
140 1, 225, 602

3, 244,137

990, 093

417
449

80
86

Amount.

No.

Amount.

$308, 861 270 $1,153, 648
806 $6, 501,170
896, 891 318 2, 090, 489 1,034 13, 217, 857

314
353

7, 290, 368
3, 344, 012
4, 016, 814

Amount. No.

478, 252
511, 841

297
357

4, 244, 637
436
442

7, 360, 826

10, 009, 583

1, 897, 634 . . . . .

19, 210, 854

28,127, 551

4, 093,479

19, 719, 027

980 8,175, 961
1, 769, 697
2, 474, 940 1,108 11, 757, 627
19, 933, 588

2, 380, 288
10, 903,145
2, 818, 469 1,430 13, 563, 655
5,198, 757

24, 466, 800

12, 687, 531

34,119, 415

Of the $36,224,427 of losses charged off within the last eighteen months,
as shown above, $5,326,072 was on account of depreciation in the premium on the United States bonds held by the banks.
The total losses thus charged off equal nearly fourteen per cent, of the
entire capital of the banks. Although the charging up of losses has very
considerably reduced the surplus of the banks, yet if the total losses incurred had been wholly charged to this fund it would have been still more




XIV

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

largely diminished. The greater portion of the losses mentioned has
been canceled by charging it to the account of current profits, in consequence of which 357 banks, with an aggregate capital of $58,736,950,
have, in the last six months, paid no dividends at all $ while during
the last three years the average number of banks semi-annually passing
dividends on account of losses has been 288. This number is equal to
about one-seventh of the whole number now in operation. The average
amount of capital upon which no dividends have been paid during that
time is $44,583,515 5 from which it follows that for a continuous period
of three years more than one-tenth of the total capital of the national
banks has been without profit to its owners. This is exhibited in the
following table:
Six months ending—
Average for t h e year.

Geographical divisions.

March 1, 1878.
No. of
banks.

September 1, 1878.
No. ot
banks.

Capital.

37
95
36
160

$9, 389,
17, 244,
5, 266,
16, 898,

500
400
000
000

51
114
44
148

Totals for 1878
Totals for 1877
Totals for 1876

328
245
235

48, 797, 900
40, 452, 000
34, 290, 320

357
288
273

Average for three years

269

41,180, 073

306

New England States
Middle States
Southern States
Western States and Territories

Capital.

No. of
banks.

Capital.

870, 000
454, 850
867, 000
545,100

44
105
40
154

$12,129, 750
19, 849, 625
6, 066, 500
15, 721, 550

58, 736, 950
41,166, 200
44, 057, 725

343
266
254

53, 767, 425
40, 809,100
39,174, 022

288

44, 583, 515

$14,
22,
6,
14,

47, 986, 958

Many of the banks, also, which have declared dividends within the
last three years have done so wholly or in part out of profits other
than surplus previously accumulated by them, and not out of their
current earnings.
The following table shows by geographical divisions the ratio to
capital and surplus of the dividends declared by all the national banks
during the last nine years:
Ratio of dividends to capital and surplus.

Geographical divisions.
1878.

Average.

Perct. Perct. Perct. Perct. Perct. Perct. Perct. Perct. Perct.
7.6
6 0
55
8.1
8.2
7.7
8 4
6 7
8.3
7.9
7.9
7.6
7.6
7.9
7.7
6.6
6.1
8.1
9.5
8.8
8.2
7.6
7.1
6.2
10.7 10.1
7.7
9.3
8.9
8.1
9.6
8.5
9.0
8.6
7.7
8.6

Per ct.
7.4

1870.

New England States
Middle States
Southern States
Western States
TJnited States

8.4

1871.

8.3

1872.

8.3

1873.

8.3

1874. 1875.

7.9

7.8

1876.

7.5

1877.

7.1

6.2

7.5
8.4
8.7
7.7

The ratio to capital and surplus of the total net earnings of all the
national banks was, in 1876, 6.9 per cent., in 1877, 5.6 per cent., and in
1878, 5.1 per cent.
The average ratio of dividends to capital in the New England and
Middle States, where the greater portion of the capital of the national
banks is held, was during the last three years 8.2 per cent. In the
same States the ratio of dividends to the combined capital and surplus was 6.5 per cent., and the ratio of the net earnings to capital and
surplus was 5.1 per cent.




XV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The belief, so widely entertained, that the profits made by the national
banks are excessive^ is in great part due to the exceptionally large dividends paid by a few banks which are favorably located and have a large
surplus, and which make large returns to their shareholders on the
amount of their nominal capital. The profits of these banks are not to
any considerable extent derived from their circulation, but from surplus
and deposits. Many of the banks making these exceptional dividends
have a much less amount of circulation than those making moderate
dividends only, while a few of them have no circulation whatever.
If the bank"act gives to the national banks the privilege of circulation,
it also j)rovides for a United States tax upon circulation, deposits and
capital, and for a State tax upon the shares of each bank, to be determined by the legislature of each State, at a rate estimated to be not
greater than is assessed upon other money capital in the hands of individual citizens of each State. The total amount of United States taxes
collected from the commencement of the system to the present time is
as follows:
On circulation.
$39, 775, 817 35

On deposits.
$40, 328, 256 32

On capital.
$5, 929, 480 73

Total.
$86, 033, 554 40

The annual amount of taxation, national and State, has for the last
four years been as follows:

1874
1875
1876
1877
Totals

National.

State.

Total.

$7, 256, 083
7, 317, 531
7, 076, 087
6, 902, 573

$9, 620, 326
10, 058,122
9, 701, 732
8, 829, 304

$16,876,409
17, 375, 653
16, 777, 819
15, 731, 877

28, 552, 274

Years.

38, 209, 484

66, 761, 758

More complete tables, showing the amount of taxes collected from
the banks of each State and principal city of the Union, will be found
upon subsequent pages of this report. The rate of taxation upon the
banks in the city of New York and in other cities has averaged more
than five per cent, annually during the past four years, and there is no
doubt that the annual taxes collected from these institutions has been
greatly in excess of the rate collected upon the capital of other corporations, private firms, and individuals, which cannot be as accurately
determined as is that of the national banks from their published statements.
NATIONAL BANK FAILURES.

The failures in this country of State banks and private bankers are
known to have been numerous and frequent; but information as to their
numbers, or to the consequent losses to their stockholders or creditors,
has not been attainable by the Comptroller. The bank departments of
the different States give no information on this subject except as to the
losses upon bank currency, and even that information has been of a scanty
character. A s a rule, under the different State laws, the affairs of insolvent institutions have been liquidated by a receiver appointed by the
court, and the receiver has not reported to any State officer, but to the
court which appointed him. Full information with reference to these
insolvent institutions is therefore in most cases unattainable. The losses
upon currency are estimated to have been five per cent, annually upon the




XVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

amount issued, but no estimate has ever been made of the losses to creditors and shareholders. Under the national-bank system, however, the
losses as well as profits of each bank are reported to this Office. If a
bank becomes insolvent, the Comptroller, by law, appoints the receiver,
and exercises full supervision over the closing up of its affairs. The files
of this Office, therefore, contain a complete record of everything pertaining to the settlement of the business of such associations. The following
table exhibits the number of failures of national banks in each State,
together with their capital, amount of claims proved, the amount of dividends paid, and the estimated losses to creditors, from the organization
of the system to July 1 of the present year:
State.
Connecticut
"New York
Pennsylvania
District of Columbia
Virginia
Alabama
Mississippi
Louisiana
Texas
Arkansas
Tennessee
Missouri
Ohio
Indiana
Illinois
,
Wisconsin
Iowa
Minnesota
Kansas
Nevada
Colorado
Utah
Totals

:No. of
banks.

Capital.

Claims
proved.

Dividends
paid.

Estimated Percentages
of claim
paid.
losses.

$97, 541
5, 722, 248
1, 558, 564
2, 288, 828
1, 679, 045
289, 407
38, 562
2, 981, 554
60, 330
15,142
376, 932
2, 683, 093
422, 891
505, 531
3, 366, 767
134,445
290, 477
313, 429
141, 576
170, 012
178,135
89, 200

$82, 910
5, 060, 536
898,103
1, 785,173
646, 818
121, 551
11, 746
1, 805, 060
15,142
65, 335
951, 918
190, 557
239, 893
1, 414, 368
47, 055
181,128
210, 016
84,195
153, 011
32, 418
13, 380

311, 597
740, 000
189, 800
178. 800
.096|ly8
70, 000
90, 998
61, 000
57, 381
17, 001
177, 000
71, 200

100.
17.33
35.48
45.06
47.45
42.01
35.00
62.35
67.
59.47
90.
18.19
15.

69 16, 015,100 23, 398, 709

14, 010, 313

6,415, 423

59.88

$60, 000
4, 076,100
1, 312, 000
700, 000
800, 000
100, 000
50, 000
1, 600, 000
50, 000
50, 000
100, 000
3,100, 000
250, 000
282, 000
2, 250, 000

50, 000
200, 000
200, 000
160, 000
250, 000
225, 000
150, 000

$10, 000
320, 498
416, 850
503, 655
931,789
167, 856
20, 900
922, 900
60, 000

85.
88.43
57.62
78.
38.52
42.
35.
61.02

From the above table it will be seen that the total amount of capital of
all the insolvent national banks is $16,015,1005 amount of claims proved,
$23,398,709; of dividends paid, $14,010,313; while the estimated losses
are but $6,415,423. The average number of failures during each of the
past fifteen years has been less than five, and the average annual loss
less than $430,000.
The City of Glasgow Bank, which recently failed in Scotland, had a
capital and surplus of less than $8,000,000, and liabilities of more than
$50,000,000. It loaned to four debtors of the bank more than $28,000,000,
upon which there is a loss of more than $21,000,000. The deficiency in the
assets is nearly $26,000,000, which is four times as great as the losses to all
the creditors of national banks which have failed since the organization of
the system. The bank superintendent of the State of New York reports
the liabilities of twenty-two savings banks which have failed in that
State during the last six and one-half years at $12,188,777, and estimates
the losses to their creditors at $4,303,616, which is more than one-third
of their entire indebtedness. He estimates the losses during the last
three years at $3,400,000, which is more than one-half of the estimated
losses to the creditors of all the national banks in the United States
from the beginning of the system until now. The losses from five State
banks in the city of Chicago during the last two years, which banks
were organized under special charters, under which neither State supervision nor reports were required, is estimated to be $3,819,500, on liabilities of $5,785,572. The losses from the State and savings banks of the




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XVII

country during the hist two years only are known to have been greater
than the total loss resulting from all the failures which have occurred
of national banking associations.
The government has had large
amounts on deposit continually with a great number of national banks
throughout the. country, for its convenience in making disbursements,
but has suffered no loss during the past twelve years. Upon the circulating notes of the national banks there has been no loss whatever.
PUBLIC STATEMENTS AND EXAMINATIONS.

One of the most important provisions of law relating to the national
banks is that requiring statements of their resources and liabilities to be
made at such times and in such manner as the Comptroller may direct,
and the publication of these statements in the daily newspapers of the
country. The banks are also required to make returns to the Comptroller, semi-annually, of their earnings, losses and dividends; and all
of these returns are compiled by him and annually transmitted to Congress. The Comptroller has authority to call upon the banks for any
and all information concerning their affairs which may be thought of
value; and it is his endeavor to communicate annually to Congress and
the people the fullest possible knowledge attainable upon every question
of interest connected with the business of banking. Letters, also, from
whatever source, asking for proper information on these subjects, are
always fully answered. The annual reports which have been issued from
this Office are themselves evidence of the great amount and value of the
information to be derived from the returns made by the national banks.
The law also provides for a thorough examination of the banks by
competent persons as frequently as the Comptroller may think desirable.
This feature of the law was at first exceedingly unpopular, but it is now
generally approved by the banks themselves, and has been attended
with the best results. Irregularities are not so likely to be allowed when
it is known that they may be exposed by a competent examiner. In
numerous instances unlawful dividends have been prevented, impaired
capital discovered and its restoration compelled, and large losses to both
shareholders and creditors avoided, by the prompt action of this office,
based upon the report of an examiner. The excellent system now in
operation is in strong contrast with the generally lax systems of bank
reports and supervision which prevailed previous to the passage of the
national-bank act.
The Comptroller, in his report for 1876, made an effort to collect from,
official sources the general bank statistics of the country. Only two
balanced statements of the first Bank of the United States could be
found, and previous to 1832 the published bank statistics consisted
mainly of estimates made, or statements unofficially compiled, by individuals. Subsequently statements were obtained by this department
from the several State officials, and were compiled annually for the use
of Congress. But the State laws differed widely in their requirements,
both as to the nature of the returns to be made by the banks and the
dates which they should bear. Instead of a uniform time and similarity
in form being required by all the States, as is now required under the
national system, there was great diversity in both date and form, so
that when the compilation of the reports was completed by this department the work was very unsatisfactory, and it was found impracticable
to give anything like a just or true presentment of the condition of the
banks of the country on or near any given day.
For the last five years the Comptroller, in obedience to an act of ConII—C 0




XVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

gress, has endeavored to compile annually the returns made by the
State banks to the different State officials; but the same difficulties
in this regard exist now that existed before the establishment of the
national-banking system. The constitution of the State of Illinois provides "that every banking association now and which may hereafter be
organized under the laws of the State, shall make and publish a full
and accurate quarterly statement of its affairs, which shall be certified to
under oath by one or more of its officers"; but although bills designed
to carry out this provision of the constitution have been often introduced into the legislature, they have thus far failed to be enacted in the
form of law. Many other States have no laws whatever upon the subject, and complete returns can be obtained from not more than one-half
of the States in the Union.
For many years past there has been a growing desire to obtain the
fullest data possible concerning the condition of all public corporations,
and especially of all financial institutions; but if the present homogeneous system, which has accomplished so much in this direction, be now
abolished, all further hope of obtaining full and reliable banking statistics may be at once abandoned.
The London Economist of October 20, 1878, in commenting upon the
report of the directors of the City of Glasgow Bank, says :
A more complete publication of banking accounts, as well as a more rigid audit, will
probably be insisted on for the future. A real audit of such accounts is most difficult
to make, but some authentication by qualified persons outside the business is obviously
required. Though publication of accounts is not by any means a complete safeguard,
yet a more thorough statement of the position of the business would have prevented
much of the mischief.

In contrast with the beneficial workings of the national system in this
respect, the Comptroller presents below an extract from the London
Bankers' Magazine for May, 1877, commenting upon the statement contained in a previous annual report to Congress. The editor says:
Our last number contained a statement as to the position of banking in the United
States of America. It is not possible, as our readers know, to publish any similar
statement as to banking in England. No private bank in England has, we believe,
ever put forward any authorized statement as to the- position of its accounts, and it is
barely possible to imagine a time in which such an innovation on the established practice could occur. Most of the joint-stock banks in England now publish their accounts;
even among them, however, the custom is far from universal, though the number of
those who prefer to keep the state of their affairs in privacy is steadily on the decrease;
and it is very desirable that this should be the case. It cannot be doubted that a
statement of the position of the main facts of banking would be often of service. In
times of pressure a reliable official statement would tend to allay anxiety among many,
and the careful banker would obtain from it information ready to his hand which
might assist him in shaping his course at such periods. No such statement, however,
is possible in England at the present time. The nearest approach to any such return
was made in 1875, when a great many English banks, both private and joint-stock,
sent returns to Sir Stafford Northcote, in connection with the proceedings before the
select committee of the House of Commons on banks of issue in that year. But the
manner in which this return was made, and fh " fact that many banks abstained from
making it, and that it was impossible to supply the names either of those banks Avhich
complied with the request, or of those who did not, render the return of no value as a
basis for estimating the deposits held by English banks at the present time.
FINDING THE NATIONAL DEBT.

One of the chief objects in view in the organization of the national
system was, not only to furnish bank-notes which were safe and convertible, but to supply a steady market for and facilitate the negotiation of
United States bonds; and there is no doubt that the credit of the government and its ability to borrow money at low rates of interest have




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XIX

been greatly increased by making its bonds a basis for the issue of national-bank notes.
Of the United States bonds held by the national banks on November
1, 1868, and deposited with the Treasurer as security for their circulating
notes, nearly three-fourths bore interest at the rate of six per cent. The
amount of this class of bonds has since been gradually reduced, until it
is now less than one-fourth of all the bonds held, while nearly one-fourth
of the whole amount bears interest at the rate of four and one-half and
four per cent. only. About one-fifth, of the entire issues of the latter
classes of bonds is now held by the national banks. This will be seen
from the following table, which exhibits the amount and classes of bonds
held as security for circulation on the 1st day of November, for each
year since 1865, and the rate of interest which they respectively bear:
Date.
November
November
Is ovember
November
November
November
November
November
November
November
November
November
November
November

1, 1865
1. 1866
1, 1867
1, 1868
1, 1869
1, 1870
1, 1871
1, 1872
1, 1873
1, 1874
1, 1875
1, 1876
1, 1877
1, 1878

6 per cent,
bonds.
$202,523,350
244, 993, 200
251, 274, 800
252, 623, 750
249, 724, 650
247, 460, 950
181,158, 600
173, 303,100
157, 834, 950
145, 981, 650
128, 503, 212
103, 819, 300
81, 984, 550
72, 829, 750

5 per cent,
bonds.
$78, 619, 950
90, 076, 450
91, 376, 450
88, 888, 750
92, 731, 300
97, 284, 600
185, 955, 850
211, 665, 800
235, 017,150
239, 440,100
239, 046, 200
223, 602, 700
200, 090, 500
196, 615, 600

4 | per cent,
bonds.

$10, 305, 800
45, 089, 700
49, 397, 250

4 per cent,
bonds.

$15, 884,150
30, 566, 300

Total.
$281,143, 300
335, 069, 650
342, 651, 250
341, 512, 500
342, 455, 950
344, 745, 550
367,114, 450
384, 968, 900
392, 852,100
385, 421, 750
367, 549, 412
337, 727, 800
343, 048, 900
349, 408, 900

The government has still outstanding more than 693 millions of six
per cent, and more than 703 millions of five per cent.bonds. The reduction of the interest on this amount to four per cent, would s ve to the
government nearly 21 millions of interest annually. The funding of the
six per cent, bonds into four per cents, has made rapid progress during
the last year, and the banks have been of great service to the govern
inent in this process of refunding, by negotiating and absorbing a very
considerable part of the new issues. Should the national system continue
there is no doubt that the present rapid reduction in the burden of interest will continue also. If the national-bank system is to be abolished,
and an additional amount of United States notes is to be issued, all hope
of reducing the rate of interest on the public debt must be abandoned.
The larger portion of the live and six per cent, gold-bearing bonds
of the United States is payable at the option of the government, and
the remainder will be payable in 1881—two years hence. As already
stated, 21 millions yearly may be saved to the government by funding
these bonds into four per cents., while the amount which it is claimed
may be annually saved by the repeal of the national-bank act and the
issue of 320 millions of unconvertible Treasury notes, is 13 millions only.*
With the issue of this large amount of government notes the funding
of the public debt will be rendered impossible; for the pledges of the
government will then be violated and its credit permanently injured.
* The currency value of the interest upon the bonds deposited as security for circulation is $17,689,372, as is shown in a table on the next page. If from this amount be deducted ten per cent., $1,768,937, which is the interest upon that portion of the bonds
on which the banks receive no circulation, and the tax upon the circulation issued,
$3,144,680, there will remain $12,775,755, which is the net amount of currency interest
received by the banks upon ninety per cent, of the bonds deposited as security for
their circulating notes.




XX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Wliicli is the wiser course—to continue the work of funding the debt,
which has so successfully progressed during the present year, thus
saving the greater amount of interest named, while adding to the credit
of the country, or to attempt, by the repeal of the national-bank act,
to save the less amount, and at the loss, as well, of reputation and credit?
Is there not danger that attempts to remove an imaginary evil may be
followed by the introduction of a real and much greater evil lii Success
in funding the national debt through the co-operation of two thousand
of the principal monetary institutions of the country may be assured,
but the effects of the issue of a large amount of irredeemable governnieiit currency cannot be foretold.
VALTJE OF CIRCULATION TO THE NATIONAL BANKS.

The profit to the national banks derived from the issue of circulating
notes is not great, as is frequently asserted, being but about 2J per cent,
more per annum on the capital invested in the bonds i>ledged to secure
the circulation than could be obtained by lending directly the same
amount of capital. The table below shows the amount of bonds deposited in the Treasury on November 1, 1878, to secure national bank circulation, their various classes, their currency value, the circulation issuable thereon, and the annual interest upon them:
Class of bonds.

Par value.

$56, 483, 450
Sixes of 1881
rive-twenties of 1865, 2d series
825, 700
rive-twenties of 1865, 3d series, 1867s 8,172,100
rive-twenties of 1865,4th series, 1868s 1, 764, 500
Ten-forties of 1864
70, 688, 850
Fives of 1881, funded 1881s...
125, 926, 750
Four-and-one-balfs of 1891, funded
49, 397, 250
1891s
Fours of 1907, consols of 1907
30, 566, 300
Pacific Railroad bonds
5, 584, 000
Total

Currency Circulation Annual gold Currency value
value.
issuable.
of interest.
interest.
$61, 072, 730 $50, 835,105
851, 503
743,130
8, 672, 641 7, 354, 890
1, 905, 660 1, 588, 050
75, 195, 264 63, 619, 965
132, 223, 088 113, 334, 075

$3, 389, 007
49, 542
490, 326
105, 870
3, 534, 443
6, 296, 337

$3, 397, 480
49,666
491, 552
106,135
3, 543, 279
6, 312, 078

51, 311, 393 44, 457, 525
30, 566, 300 27, 509, 670
6, 735, 700 5, 025, 600

2, 222, 876
1,222,652

2, 228, 433
1, 225, 709
335, 040

349, 408, 900 368, 534, 279 314, 468, 010

17, 311, 053

17, 689, 372

It will be seen that the currency value of the bonds, which represents
the amount of capital invested in their purchase, is $368,534,279. If this
amount of capital were placed at interest at eight per cent, per annum,
estimated as the average rate of interest obtainable throughout the
country, it would produce $29,482,742. The annual interest on the bonds
of the banks amounts, as shown by the table, to $17,311,053 in gold and
$335,040 in currency, the total currency value of the interest on November 1, 1878 (gold being quoted at the New York stock exchange on that
date at one-quarter of one per cent, premium), being $17,689,372, which
is the whole amount received annually by the banks; but as they are
required to pay into the Treasury of the United States a tax of one per
cent, per annum upon their circulation, which, upon the amount issuable,
is $3,144,680, the net amount of interest received by them is thereby
reduced to $14,544,692. This amount, together with the interest wiiich
the banks receive on the amount of their circulation available for use,
gives the whole income derived by them from their circulation and the
bonds deposited to secure it.
The amount available for use is that issuable (being 90 per cent, of
the par value of the bonds pledged), less an amount equal to five per
cent, thereof, which the banks are required, by the act of June 20, 1874?




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXI

to place with the Treasurer of the United States, as a redemption fund.
Therefore, even if the banks could keep loaned out all the time the
whole of their circulation available for use, which is in practice an impossibility, they could have free for loaning but $298,744,610 of the
$314,468,010 issuable upon their bonds; and that amount loaned at the
rate named, eight per cent, per annum, would produce $23,899,560, which,
together with the net interest received on the bonds, makes $38,444,261
as the income derived by the banks from their bonds and circulation,
as against $29,482,742 that would be produced by lending the capital
invested in the bonds directly at the same rate of interest. The difference between the two sums, which is $8,961,519, or 2.43 per cent, on
the capital invested, represents the true amount of j:>rofit that the banks
can, under the most favorable circumstances, receive from their circulation.
To recapitulate:
The interest at 8 per cent, per annum on the loanable amount of circulation, which, as shown above, is $298,744,610, is
$23, 899, 569
The currency value of the interest on the bonds deposited to secure the circulation is
17,689,372
Gross amount received by the banks from bonds and loanable circulation.. 41, 588, 941
From which deduct one per cent, of the issuable amount of circulation as
the tax thereon
3,144,680
Net income upon the capital employed
38, 444; 261
The capital necessary to purchase the bonds pledged by the banks, which,
as shown above, is $368,534,279, loaned at 8 per cent, per annum would
produce
„
29,482,742
Difference, representing the profit on circulation if the whole amount available for use be loaned continually throughout the year

8, 961, 519

Two and forty-three hundredths per cent, on the capital employed
($368,534,279) is $8,955,383, which, as shown above, is about the value
of circulation to the national banks if they could keep the whole amount
of their issues loaned out all the time.
In the above calculation no deduction is made for the costs of the redemption of the bank circulation, which lessens by so much the profits
on circulation. The cost of redemption for the fiscal year ending* June
30, 1878, was $317,942.48; for the year ending June *30, 1877, it was
$357,066.10; for the year ending June 30,1876, $365,193.31; and for the
year ending June 30, 1875, $290,965.37.
In localities where the annual rate of interest is seven per cent., the
value of circulation is about two and sixty-two hundredths per cent, per
annum, and where the rate is ten per cent., its value is about two and
five-hundredths per cent.
The large margin ($54,066,269) between the value of the bonds owned
by the banks and the circulation issuable thereon, would, in case of disaster, be available as a reserve for the payment of the depositors or other
creditors; and this is an additional argument in favor of issuing circution under the restrictions of the law as now x^rovided.
Another thing that should be considered in estimating the value of
circulation is, that the banks held their bonds at a premium, which,
though it has been greatly reduced in the past, still appears among their
assets for a large amount, and which will disappear when the bonds
shall mature and be paid by the United States. The amount of premium
appearing as an asset of the banks on October 1, 1878, the date of the
last report of their condition, is $7,134,736.




XXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

If all of the bonds of the banks necessary to secure their circulation
were converted into four per cent, bonds, the value of circulation, taking
the same amounts of bonds and circulation as are used above, would be
shown as follows:
Interest on $298,744,610 of eireulatioii, loaned at 8 per cent, per annum .. $23, 899, 569
Currency value of interest on honds
14, Oil, 297
Total
37,910,866
Less tax on circulation
.. 3,144, 680
Total profit on capital employed
34, 766,186
The same capital loaned directly at 8 per cent, per annum would earn... 29,482, 742
Difference, representing profit on circulation when the whole issue is kept
loaned out
5,283,444
which is l j % per cent, on the capital employed.

The average rate of State taxation upon the capital of the national
banks is about two per cent, per annum; and if they should go into
liquidation, and the owners of the bonds should continue to hold them,
the amount of State taxation saved to them would nearly or quite equal
the benefit they now derive from circulation.
NO SAVING TO THE GOVERNMENT BY THE SUBSTITUTION OF TREASURY
FOR NATIONAL-BANK NOTES.

The amount of legal-tender notes outstanding is 346 millions; of
national bank notes, 322 millions ; making a total of 668 millions. It is
not probable that additional legal-tender notes can be constitutionally
issued. If, therefore, Treasury notes shall be substituted for the present national-bank notes, it is doubtful if they can be made a legal tender
in the payment of all debts. Two kinds of Treasury notes will then be
in circulation, one of which will be a full legal tender and the other not,
even between national banks, as is now the case with their own notes.
The full legal-tender notes will be of greater value than the other class?
unless both are alike redeemable in gold at the commercial centers.
The banks hold among their resources 830 millions in bills receivable^
and an equally large amount of other assets, a large proportion of which
is readily convertible into money. Their deposits and bank balances
amount to more than 600 millions, and their circulating notes are promptly
redeemed, with but little expense to the holders, through the use of their
assets, which represent their capital, surplus, and deposits. If more
notes are issued to the banks than are necessary for the requirements of
business, they can be easily retired. If a larger amount is desired, they
can be readily obtained upon application in the manner provided by
law. On the other hand, if the entire circulation of the country is to be
issued by the government, its amount must be fixed by Congress, and
can be neither increased nor diminished except by its action. The Treasury note represents no business capital, and the volume of the currency
will be controlled, not by the demands of business and the wants of the
country, but by the views and action of political parties and of Congress*
The government, unlike the banks, does not receive deposits nor loan
money, and it must therefore provide for the redemption of its notes
from its own resources. If it issues a small amount of currency, the
amount of reserve required and the expense of redemption will be small;
but if it issues the whole paper currency of the country, it must, when
specie payments are reached, maintain a ratio of reserve equal to that
of the Bank of England or the Bank of France, which is not less in
either case than one-third of the amount of its issues. If the amount
of government issues should reach C>6S millions, which is the present volume of the currency, a reserve of 223 millions in coin must be kept on




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII

hand. The interest upon this amount of reserve, at the lowest government rate (4 per cent.), would be $8,920,000. The expense of issuing
the notes and the cost of redemption would also be large, and the total
cost to the government, including the hazards attending the issue of
so large an amount of money, would not probably be less than 10 millions of dollars annually. This amount is but three millions less than
that of the net annual interest received by the national banks upon their
bonds, and is much greater than the profits derived by them from their
entire circulation.
If the amount of Treasury notes should be largely increased, and be
subject, as they will, to additional increase by each successive Congress,
the ability of the government to redeem them will in time be questioned,
and the amount and proportion of reserve required will need to be
increased, thus adding materially to the expense attending the issue.
If United States Treasury notes are substituted for the national-bank
notes and specie payments are resumed, it is evident that the government will save but little, if anything, by the transaction. If not convertible, two kinds of Treasury notes, as before stated, will then be in
circulation. The old legal-tender note will be preferred, separate accounts of each kind of notes will be kept, and the difference of exchange,
which has practically disappeared under the present system, will again
appear in every business transaction.
Nearly all of the United States bonds held by the national banks are,
by the explicit terms of the acts under which they were issued, payable,
both principal and interest, in coin. These coin-bearing bonds will bear
a high premium in the market, in comparison with the new issues of
unconvertible Treasury notes. Only three years ago, in 1875, thefiveand
six per cent, bonds of the United States were at a premium of from 15 to
20 per cent, in Treasury notes, which were a full legal tender, and which
were limited in the amount of issue. The issue of the new Treasury
notes in place of national-bank notes will therefore be attended with an
advance in premium upon the bonds of the government held by the
banks, in amount not less than from fifty to sixty millions of dollars,
and probably exceeding that sum* and if the bonds held by the banks
are purchased with the proposed new issue of Treasury notes, this loss
of premium must at the outset be borne by the government.
It is believed by the Comptroller that this proposed substitution is
impracticable, and that the repeal of the national-bank act will result,
not in an additional issue of Treasury notes, but in the restoration of
State systems similar to those which were previously in operation. Secretary Chase, in his report for u 1861, said that the establishment oi
the national-bank system would avoid the evils of a great and sudden
change in the currency, by offering inducements to solvent existing
institutions to withdraw the circulation issued under Statev authority,
and substitute that provided by the authority of the Union ) and that
"through the voluntary action of the existing institutions, ordered by
wise legislation, the great transition from a currency heterogeneous,
unequal, and unsafe, to one uniform, equal, and safe, may be speedily
and almost imperceptibly accomplished."
The national-bank act became a law on February 25, 1863, but the
inducements offered by the Secretary were not sufficient to bring about,
to any great extent, the conversion of existing State into national associations. Subsequently, on March 3, 1865, an act was passed, which
provided "that every national banking association, State bank, or State
banking association, shall pay a tax of ten per centum on the amount of
notes of any State bank or State banking association paid out by them




XXIV

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

after the first (lay of July, 1800." As soon as it became apparent that this
bill, in effect taxing" out of existence the State bank notes, would become
a law, the State banks of '.New York, New England, and of other States,
surrendered their old charters and entered into the national system; not as a matter of choice, but either because they foresaw that the
banks in the national system would, in the future, possess a higher character than that of other similar institutions, or because, having always
had the privilege of issuing circulating notes, they desired to retain that
privilege.
According to the Comptroller's report for December, 1805, 731 State
banks became national associations during the year preceding" the report, and of the 1,001 national banks in operation at the close of the
year named, 922 were conversions. These banks, however, almost without exception, came into the system reluctantly, but with the expectation of a continuance of their charters for twenty years, as provided in
the act. They had conducted a successful business as State associations
for many years previous to and during the war. They had loaned gold
dollars to the people and received in return the greenback, which purchased the bonds now held as security for their circulating notes • and,
therefore, contrary to the existing general belief, they did not realize
large profits upon the purchase of these bonds. The restrictions of
the act were burdensome and unpopular with the banks. Exjierience
has shown them to be good, and the banks have become habituated to
those prohibitions which at first were so objectionable. The strong
banks, with their large surplus and deposits and loans, do not ask for a
change ; but others, comprising a large class, not so favorably located
nor so prosperous, would welcome again the condition they once enjoyed
of freedom from legal restrictions and official supervision.
The national banks, as a class, are by no means enthusiastic advocates
of the national system, as is implied in the assertions of those who proclaim that these banks will form a combination or union for its defense
at any hazard. isTo formidable combination can be organized among them
to save the system from repeal. On the contrary, it will be found that
large numbers of the banks Avill quietly acquiesce in such repeal, provided
they shall be satisfied that the old State systems are certain to be revived.
Bills for the repeal of the act of March ;>, 1805, winch taxed the State
bank circulation out of existence, have been already introduced in Congress, speeches favoring this measure have, during the late canvas, been
made by representatives of many States, and resolutions of chambers of
commerce in many of the })rineipal Southern cities ask for the repeal of
the 10 per cent, prohibition. The national-banking system, with its restrictions and wise i")rovisions, may, Tinder the excitement of an unfounded
prejudice, be destroyed, but its destruction will soon be followed by a
revival of the old objectionable State systems, with all the evils which
formerly accompanied them, and from which they are inseparable.
In Xew York and Massachusetts, Wisconsin, Minnesota, Iowa, and
other States, provisions either of law or of the constitution now exist,
which prohibit the issue of circulating notes, unless secured in a manner
similar to those issued Tinder the provisions of the national banking system. As a consequence of these laws and constitutional provisions, the
bonds now held in the Treasury at Washington will be largely transferred to the capitals of many of the States, the result being that while,
contrary to the expectation of many, no great saving of interest to the
government will ensue, the circulating notes of State associations, secured
and unsecured, will soon fill the places now occupied by the uniform
circulation of the national banks. But even if this circulation shall all




REPORT OB" THE COMPTROLLER OF THE CURRENCY.

XXV

be well secured, it will be impossible, under the varying legislation of
different States, to secure the issue of a homogeneous currency of equal
value throughout the country. Many useful restrictions may be adopted,
but it would be hopeless to expect all the States to agree upon a central
point of redemption outside of their own respective boundaries, or upon
a uniform system of cash reserve, or upon similarity in form of public
statements. State lines, as formerly, will bound the field of circulation of
many of the Southern and Western issues, Avhile the notes of New York
and New England will not only monopolize the- Held within their own
boundaries, but will successfully contest the privilege of circulation in
those States remote from the commercial centers, which have no Eastern
agency for the redemption of their notes. Eastern communities will
suffer comparatively little from the unsound issues of other States,
but those which are less favored with capital will, as of old, be the chosen
field for the establishment of illegitimate corporations. The cost of
exchange, which under the present system has, during the last fifteen
years, nearly disappeared, will be again revived. The rate will not, perhaps, be so large as in former times, but yet large enough to be a grievous burden upon the business of the country.
Few persons have a just conception of the many advantages possessed
by a homogeneous currency, fully secured, the issue of a single system,
redeemable at a common point, and exempt from the discount occasioned
by an irregularity of value in different localities. Great pains have been
taken to obtain an estimate of the amount of exchange issued annually
upon New York by the Western and Southern States. The amount drawn
upon New York alone is estimated at nearly three thousand millions of dollars annually; and it will not probably be an exaggeration to say that
not less than four thousand millions of dollars are annually drawn in
exchange by the West and South upon the East. The amounts drawn
upon each other by the banks in the commercial cities and States of the
East is also great. In 1859 the average cost of Southern and Western
exchange upon New York, was not less than from 1 to l.-i- per cent. If
this latter rate should be restored, the cost of exchange alone would be
sixty millions annually; while if the rate were but one-half of one per
cent., which was the current rate in the State of New York in the year
1860, a loss in exchange of twenty millions annually would ensue, to say
nothing of the loss upon the issues of banks not properly organized.
The overthrow of the present well-established system, with its abundant capital and reserve, its large surplus, and its wise provisions, will be
succeeded, either by two kinds of government notes, one or both at a discount for gold and of unequal current value, or by circulating notes issued
under State authority. Either system will be bad. The one will be subject to the changing opinion of each successive Congress, and the other
to the independent caprice of the legislatures of forty States.
The proposition is, to save money to the government by placing the
principal existing monetary institutions of the country in liquidation at
a time when specie payment is assured. There will be no saving to the
government, but a loss of millions of dollars annually to the people, which
loss will increase yearly with the growth of business and commerce between the different States.
Since 1863 the measure of value has been subject to such frequent
changes that business men, no matter how careful their calculations
or prudent their arrangements, have been continually deceived by the
false regulator which measures every transaction. If any single day is
selected, for the purpose of comparison, from the business days of each




XXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.

of the last sixteen years, the measure of value will be found to have been
as variable as the thermometer. This will be clearly seen in the following table, which gives the value, in standard gold coin, of the legaltender paper dollar on July 1 of each year from 18G4 to 1878, and also
its value on November 18 of the present year:
1864.

1865. 1866. 1867. 1868. 1869. 1870. 1871. 1872. 1873. 1874. 1875. 1876. 1877. 1878. 1878.

Cts.
38.7

Cts. Cts. ! Cts. Cts. Cts. Cts. Cts. Cts. Cts. Cts. Cts. Cts. Cts. Cts.
70.4 66.0 : 71.7 70.1 73.5 85.6 89.0 87. 5 86.4 91. 0 87.2 89 2 94 5 99 4

Cts.
99.8

In 1864 the value both of the Treasury note and the national-bank
note was less than thirty-nine cents to the dollar. They are now alike
worth ninety-nine and eighty-seven one-hundredths cents. It is within
the province of the present Congress to discountenance henceforth in
this country the use of a false and fluctuating measure of value, and to
insure in its stead the use of a measure which is everywhere recognized
as honest and true. The business interests of this country demand a
permanent system of finance, free from the influence of political parties
and from the ever-varying opinions of legislative bodies.
President Lincoln, in his annual message to Congress of December 1,
1862, said:
The condition of the finances will claim your most diligent consideration. The
vast expenditures incident to the military and naval operations required for the suppression of the rebellion, have hitherto been met with promptitude, and certainty, unusual in similar circumstances; and the public credit has been fully maintained. The
continuance of the war, however, and the increased disbursements made necessary by
the augmented forces now in the Held, demand your best reflections as to the best
modes of providing the necessary revenue, without injury to business, and with the
least possible burdens upon labor.
The suspension of specie payments by the banks, soon after the commencement of
your last session, made large issues of United States notes unavoidable. In no other
way could the payment of the troops, and the satisfaction of other just demands, be so
economically, or so well provided for. The judicious legislation of Congress, securing
the receivability of these notes for loans and internal duties, and making them a legal
tender for other debts, has made them an universal currency; and has satisfied, partially, at least and for the time, the long-felt want of an uniform circulating medium,
saving thereby to the people, immense sums in discounts and exchanges.
A return to specie payments, however, at the earliest period compatible with due
regard to all interests concerned, should ever be kept in view. Fluctuations in the
value of currency are always injurious, and to reduce these fluctuations to the lowest
possible point will always be a leading purpose in wise legislation. Convertibility,
prompt and certain convertibility into coin, is generally acknowledged to be the best
and surest safeguard against them; and it is extremely doubtful whether a circulation
of United States notes, payable in coin, and sufficiently large for the wants of the
people, can be permanently, usefully, and safely maintained.
Is there, then, any other mode in which the necessary provision for the public wants
can be made, and the great advantages of a safe and uniform currency secured ? I
know of none which, promises so certain results, and is, at the same time, so unobjectionable as the organization of banking associations, under a general act of Congress,
well guarded in its provisions. To such associations the government might furnish
circulating notes, on i^io security of United States bonds deposited in the Treasury.
These notes, prepared under the supervision of proper officers, being uniform in
appearance and security, and convertible always into coin, would at once protect
labor against the evils of a vicious currency, and facilitate commerce by cheap and
safe exchanges. A moderate reservation from the interest on the bonds would compensate the United States for the preparation and distribution of the notes, and a general
supervision of the system, and would lighten the burden of that part of the public debt
employed as securities. The public credit, moreover, would be greatly improved, and
the negotiation of new loans greatly facilitated by the steady market demand for government bonds which the adoption of the proposed system would create.
It is an additional recommendation of the measure, of considerable weight, in my
judgment, that it would reconcile, as far as possible, all existing interests, by the oppor-




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXVII
tunity offered to existing institutions to reorganize under the act, substituting only the
secured uniform national circulation for the local and various circulation, secured
and unsecured, now issued by them.

In his annual message of December 8? 18(33, lie refers to the same subject as follows:
The operations of the Treasury during the last year have been successfully conducted.
The enactment by Congress of a national-banking law has proved a valuable support
of the public credit; and the general legislation in relation to loans has fully answered
the expectations of its favorers. Some amendments may be required to perfect existing
laws; but no change in their principles or general scope is believed to be needed. Since
these measures have been in operation, all demands on the Treasury, including the pay
of the army and navy, have been promptly met and fully satisfied. No considerable
body of troops, it is believed, were ever more amply provided, and more liberally and
punctually paid; and it may be added that by no people were the burdens incident to
a great war ever more cheerfully borne.

In his message of December G? 1864, he again refers to the subject^
and says:

The national-banking system is proving to be acceptable to capitalists and to the
people. On the twenty-fifth day of November five hundred and eighty-four national
banks had been organized, a considerable number of which were conversions from
State banks. Changes from State systems to the national system are rapidly taking
place, and it is hoped that, very soon, there Avill be in the United States no banks of
issue not authorized by Congress, and no bank-note circulation not secured by the
government. That the government and the people will derive great benefit from this
change in the banking systems of the country can hardly be questioned. The national
system will create a reliable and permanent influence in support of the national credit,
and protect the people against losses in the use of paper money. Whether or not any
further legislation is advisable for the suppression of State bank issues, it will be for
Congress to determine. It seems quite clear that the Treasury cannot be satisfactorily
conducted unless the government can exercise a restraining power over the bank-note
circulation of the country.

More than a year before the passage of the national-bank act. Secretary Chase, in referring to the proposed system, said:
Its principal features are, first, a circulation of notes bearing a common impression
and authenticated by a common authority; second, the redemption of these notes by
the associations and institutions to which they may be delivered for issue; and, third,
the security of that redemption by the pledge of United States stocks and an adequate
provision of specie. In this plan the people, in their ordinary business, would find the
advantages of uniformity in currency; of uniformity in security; of effectual safeguard, if effectual safeguard is possible, against depreciation ; and of protection from
losses in discounts and exchanges; while in the operations of the government the people would find the further advantage of a large demand for government securities, of
increased facilities for obtaining the loans required by the war, and of some alleviation
of the burdens on industry, through a diminution in the rate of interest or a participation in the profit of circulation, without risking the perils of a great money monopoly.
A further and important advantage to the people may be reasonably expected in the
increased security of the Union, springing from the common interest in its preservation, created by the distribution of its stocks to associations throughout the country asthe basis of their circulation.
The Secretary entertains the opinion that if a credit circulation in any form be
desirable it is most desirable in this. The notes thus issued and secured would, in his
judgment, form the safest currency which this country has ever enjoyed, while their
receivability for all government dues, except customs, would make them, wherever
payable, of equal value as a currency in every part of the Union. The large amount
of specie now in the United States will easily support payments of duties in coinr
while these payments and ordinary demands will aid in retaining this specie in the
country as a solid basis, both of circulation and loans.
The whole circulation of the country, except a limited amount of foreign coin,
would, after the lapse of two or three years, bear the impress of the nation, whether
in coin or notes; while the amount of the latter, always easily ascertainable and, of
course, always generally known, would not be likely to be increased beyond the real
wants of business. He expresses an opinion in.favor of this plan with the greater
confidence, because it has the advantage of recommendation from experience. It is
not an untried theory. In the State of New York, and in one or more of the other
States, it has-been subjected in its most essential parts to the test of experiment, and
has been found practicable and useful. The probabilities of success will not be?
diminished but increased by its adoption under national sanction and for the whole-country.




XXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

These anticipations have been realized. The national banks have
held, almost continually, nearly one-fifth of the bonds of the United
States, thus increasing the value of these bonds and the credit of
the government, so that, when recently returned to us in large amounts
from abroad, they could be taken at home without depreciation, and
they have also furnished a currency both safe and uniform. If the
banks have received a profit from their circulation, the discounts and
exchanges and the rates' of interest in most of the States have been
reduced, and the people have thus participated in that profit. Their
notes are of equal value in every part of the Union, and the whole circulation of the country, both paper and coin, bears the impress of the
nation. The amount of coin held by the country is now much larger
than then estimated, the amount held by the Treasury Department
being 160 millions, and the total coin and bullion in the "country being
estimated by the Director of the Mint at more than 358 millions.
This amount is constantly increasing, and it is to-day " a solid basis" for
circulation. Congress has fixed the "day for the restoration of the specie
standard, and the legislation needed is that which will not overthrow
but co-operate with the present well-managed monetary institutions of
the country in accomplishing1 this result. When this is done the present
banking system, if then thought desirable, may be modified without
danger to the credit or the business and commercial interests of this
great nation.
RESUMPTION AND RESERVE.

The law provides that banks in Xew York City shall hold a cash reserve
of 25 per cent, upon their deposits, and that banks in the other principal
cities shall hold an equal ratio of reserve, one-half of which must be in
bank, while the. remainder may be on deposit in iN"ew York. All other
banks must hold a reserve of 15 per centum upon deposits, two-fifths of
which must be on hand in lawful money, and the remainder may be on
deposit with banks in the reserve cities. The amount of reserve held
on the first day of October last was greater than that required by law,
as may be seen by reference to the following table:
1

Cities.

No. of Cireu- Xct de- Legal- Duo from Total reserve
banks. lation, posits. ; tendor : iTservo
funds. agents.
funds.

millk ns millions millions
1S9. '"9 ; 50. 92 ,.

New York
33oston
Albany
Philadelphia...
Pittsburgh.....
Baltimore
Washington . . .
New Orleans...
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis
San Francisco..
Totals
Other banks
Aggregates




"I
10. 54
>7 !
1.14
10. 55
43. 19
2.70
11. 82
2. 74
13. 04
0.30 '
1.73
1.44
5.00
0.63 !
3!42
2. 04 ;
8.12
1. 39 ;
5.45
5.18 1
21. 03
0.96 '
0.37
1.04 !

0.87
231

82.07 | 389.03

92.93 i

1,822

219.22

288.30

50.02

2,053

301.89 | 677.33

142.95

29.00

!

Ratio of
reserve
funds to
circulation and
C
tion l a " I deposits. deposits.

millions percent. per
50. 92
254.3 |
20. 31
40.7 !
2.82
71.0 J
15. 38
89.1 !
4.47
48.4 i
4.52
51.1 :
0.66
44.9 |
1.79
104.0 ;
0.98
20.8 j
3.12
65.7 :
3.00
74.4 '
8.21
1106. 0 ! \
2, 30
82.6
0. 75
183.1 j I
1.78
295.6 !
0.92
129.8
121.99 I
106.04

85.08

Ilatio of legal-tender funds to—

228.03 I

cent per cent.
26.8
24.3
16.5
22. 7
15. 0
30.7
24.4
28.0
23.4
25.5
21.0
24.6
20.8
26.0
28.8
28.1
18.4
17.0
25.1
27.8
25.5
41.9
24.0
37.1
21.1
40.3
14.7
27.4
27.7
17.2
43.8
60.7

112.4

23.9

25.9

22. 8

17.4

20.9
23.3

REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIX

Tlie amount of legal tender funds held by the banks in Xew York
City on October 1 was $50,921,576, "which was 2G.8 per cent, ivpofi their
deposits and 24.8 per cent, upon circulation and deposits. The amount
held by the banks in the principal cities, including !New York, was
$92,934,123, or 112.4 per cent, upon their circulation, and 23.9 per cent,
upon their deposits,* and the total cash reserve of all the national banks
was $142,955,718, or 47.3 per cent, of the total outstanding circulation
of the banks then in operation, and 21.1 per cent, of their deposits. This
reserve consisted of $30,688,006 of specie, $97,001,571 of legal-tender
notes, and $15,205,541 deposited in the Treasury for the redemption of
circulating notes. It is evident that the banks are well prepared to
redeem their circulating notes in legal-tender notes, in accordance with
law. The national and State banks in Xew York City and in Boston
have already signified their intention to co-operate with the Treasury
Department in the resumption of specie payments, which takes place
on the 1st day of January next, as provided by law, as may be seen
from the late action of the Clearing House Association of that city,
which will be found upon another page. It is for the interest not
only of the banks with their large assets, but also of the depositors of
more than 800 millions of dollars in savings banks, as well as depositors in other banks, to encourage resumption and permanently fix the
coin value of their deposits. The legal-tender note will then become.a
coin certificate payable on demand at the office of the Assistant Treasurer
of E~ew York, and will be more convenient and desirable for general
use than coin itself.
The Treasury department owns 140 millions of coin, which is equal to
more than forty per cent, of the entire issues of the legal-tender notes, and
is available for their redemption, while the banks hold nearly one-third of
the legal-tender notes. If, therefore, the banks of the country co-operate
with the Treasury, it is impossible that resumption shall fail. But even
if this co-operation should not be universal, it could not affect the ultimate result; for if any considerable portion of the legal-tender notes be
exchanged for coin at the Treasury and withdrawn from use, the notes will
become scarce and the coin be forced into circulation to supply the requirements of business and fill the gap. The coin will soon thereafter be returned to the Treasury in payment of customs duties and internal-revenue taxes, and offered in exchange for the greenback coin-certificates,
which will be more generally acceptable to the people, for the same reason that the notes of the Bank of England and of the Bank of France
are now preferred to coin.
But while it is conceded that both the Treasury and the banks can
readily redeem their circulating notes, it is said that it will not be possible
for the banks to provide for their deposits. In answer to this statement
the Comptroller repeats what has been previously said by him:
Those who take this view proceed on the assumption that the "banks will be called
upon to pay their deposits in specie. This was not true during any former period of
specie payment, and is less likely to he true under the national hanking system than
it was under any previous system of hanking. The hanks in this country/from their
first organization, have, in times of resumption as well as of suspension, received from
their dealers current bank-notes and have paid out the same. This is true to-day in
England, Scotland, Germany, and France, in all of which countries the bank-note is
preferred, as a,rule, to either gold or silver. Only a small portion of the bank circulation of the country, at any period prior to 1863, was either safe or convertible; yet
even this circulation, poor as it was, was freely received by the banks outside of the
commercial cities, and was paid out by them to their depositors, so closely identified
were the interests of the one with the other. The notes which were returned from the
commercial centers for redemption were readily paid out and circulated at home, and




XXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

the demand for specie, wherever it existed, was almost entirely owing either to an
•excess of currency or to a want of confidence in the institutions which issued it.
The people throughout the country now know that the national-banknotes are safe,
and that if these notes are not paid at the counters of the banks which issued them
they will be paid at the Treasury Department in lawful money, and that the securities
held for their redemption are amply sufficient for that purpose. No reason therefore
exists why the people, who, in the last fourteen years, have not lost one dollar through
the use of bank-notes, should decline to receive such notes in payment of their deposits. These notes are not only guaranteed by the government, but they are received
by it in payment of all taxes and other dues except duties on imports, and are disbursed
by it in payment of all demands except interest on the. public debt, and in the redemption of national-bank notes.
The national banks hold eight hundred and eighty millions of loans made to the
people, and each bank is required, by section 5196 of the Revised Statutes, "to take
and receive at par, for any debt or liability to it. any and all notes or bills issued by
any lawfully-organized national banking association." There are, therefore, eight
hundred and eighty millions of liabilities of the people due to the national banks—a
sum largely exceeding the whole amount of deposits—which may be paid in the notes
of any or all of the national banks in the country. The national-bank notes are
therefore very different in character from the heterogeneous bank-notes formerly issued by authority of the several States. Moreover, the deposits of the banks are
largely owned by their own shareholders and by their borrowers; and surely business
men, who look to the banks for accommodations, and stockholders, whose profits depend upon their successful management, will be the last to conspire to injure their
credit.
Deposits consist chiefly of bank-credits, are derived largely from the discount of
commercial paper, and are paid mainly by transfers upon the books—not with either
co'in or currency. Throughout the country all large payments are made, not with money,
but with checks. In the principal cities these payments are accomplished through
the operations of clearing-houses. During the last twenty-four years the exchanges
of the New York clearing-house were 454 thousand millions, while the balances paid
in money were less than 19 thousand millions. The average daily exchanges during
this whole period were more than sixty-one millions, while the average daily balances
paid in money were but two and one-half millions, or but four and one-fifth cents
upon the dollar, as will be seen by a table on another page.
Immediately after resumption in England, in 1821, there was but little demand for
gold, and the same was true in France after resumption by the Bank of France in 1850,
and in this country in 1838 and 1858. The Bank of France is at present in a state of
suspension,* but its notes are preferred by the public to specie, and the bank has found
it difficult to reduce the volume of its circulating notes in exchange for coin. All
thought of demanding actual payment in specie will vanish as soon as resumption is
assured, and those timid bankers who fear that coin will be demanded for every dollar
of their deposits can reassure themselves by an agreement with their 7dealers that their
deposits shall be payable, as at the present time, "in current funds,' which will then
consist of legal-tender notes and the notes of specie-paying banks.
RECENT ACTION OF THE NEW YORK CLEARING-HOUSE IN REFERENCE
TO RESUMPTION—ITS EXCHANGES SINCE ORGANIZATION.

The New York Clearing-House Association, which is composed of fortyfive national and thirteen State banks, lias, during the present month,
consummated an arrangement with this department greatly facilitating
the payment of drafts and checks which constantly pass between the
office of the assistant treasurer and the banks. The basis of this arrangement is as follows:
First. Hereafter, drafts drawn upon any bank represented in the Clearing-House Association in the city of New York, received by the assistant treasurer in that city, may
be presented to such bank at the clearing-house for payment.
Second. Hereafter, draffs drawn upon the assistant treasurer at New York may be
adjusted by him at the clearing-house, and the balance due from the United States may
be paid at his office in United States notes or clearing-house certificates.
* Since this was written the Bank of France has resumed, and there has been no
special demand for coin, the transition having taken place almost imperceptibly.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXI
Third. After the 1st of January next payment of checks presented to the assistant
treasurer by any bank connected with the clearing-house may be made by him in
United States notes.

The Association subsequently adopted a report, and the following
propositions for the guidance of the banks in the transaction of business
after the first day of January, 1879, which propositions have also since
been adopted by the Clearing-House in Boston:
1. Decline receiving gold coins as "special deposits/' but accept and treat them only
as "lawful money."
2. Abolish special exchanges of gold checks at the clearing-house.
3. Pay and receive balances between banks at clearing house either in gold or
United States legal tender.
4. Receive silver dollars upon deposit only under special contract to withdraw the
same in kind.
5. Prohibit payments of balances at clearing-house in silver certificates or in silver
dollars, excepting as subsidiary coin in small sums (say under $10).
6. Discontinue gold special accounts by notice to dealers to terminate them on 1st
January next.

The following is an extract from the report referred to:
There are diverse views honestly entertained respecting the relative merits and
powers of circulating notes, of banks or of government, as to which will best promote
the public interests and meet the requirements of the people. Avoiding all discussion
of this subject as not pertinent to the immediate occasion, let us accept the situation
as it now exists, and as it will continue until after the day of resumption, and remit
all such questions to the test of future experience.
At present there is a marked distinction made in the daily transactions of banks between their deposits of gold and their deposits of currency, by treating the former as
a special fund, payable in kind. It must be evident that if this discrimination continues to be made after resumption, it will prolong the idea of the inferiority of circulating notes after they have been declared to be restored to an equality with gold by
becoming interchangeable, and will therefore falsify the proclamation of the government. It will not only be a practical denial by the banks of the sincere purpose of
the government to maintain its resolution, but, by affording protection and facility to
those who draw coin from the Treasury, will place the moral force and power of the
banks in direct opposition to the effort of government.
Specie payments will not have been truly accomplished until all distinctions in the
use of gold coin and currency as money are obliterated in ordinary commercial transactions.
To make resumption effective, the banks must cordially co-operate by practically
treating lawful currency and gold coin as equivalent in value, as they did before the
war, declining to receive all deposits of gold as subject to special contract as hitherto,
and accepting it only as lawful money. They should also abolish all existing arrangements in which gold coin is preferred, by giving notice that they will expire on the
1st January next, the day of resumption, and terminate all special gold exchanges at
the clearing-h ouse.
If the government, also, forbearing all further legislation upon the subject, will discontinue the issue of gold-certificate's at the Treasury, and regard gold coin as practically the equivalent of lawful money in all its disbursements, the distinction which
has so long existed between coin and currency will rapidly fade away, and natural law
will reassert its beneficent dominion over our financial affairs. Resumption of the coin
standard being assured, it is entirely safe to leave the circulating notes to find their
true place, as their constitutional merits and the demands of trade and the public interest may naturally determine. But resumption of the coin standard can be successfully reached only by the fearless disbursement of gold both by banks and government,
and by such unreserved and confident action as will manifest to the public that they
are working harmoniously together, and feel the utmost assurance of its practicability
and permanence.

The exchanges at the clearing-house in New York City for the year
ending October 1, 1878, were nearly twenty thousand millions, and the
balances paid in money were about nine hundred andfiftymillions. The
average daily exchanges were about sixty-five millions, and the average
daily balances paid in money were but about three and one-tenth millions, or only 4.8 per cent, of the amount of the settlements.
The New York clearing-house was organized in 1853, and the following table exhibits its transactions, and the amount and ratio of currency




XXXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

required for the payment of daily balances, yearly, for the last twentyfive years:
X o . of
banks.'

Years.

*Cai.ital.

I-xrl.angrs.

i Average
•i's paid Average daily' daily bal- Eauiu-y.
exchanges, ances paid , tios.
in monev. I
Fr. ct.

i
i
j

1874

J

1875
1876
1877
1878.

i
i
!

4(5
47
50
50
50
:
i
:
:
:
:
:

58
58
59
59
61
62
61
59
59
59
59
58

$5, 750, 455, 9S7
5. 3(52,912, 09S
(i. 000,213, 328
8. 333,226,718
4, 756,664, 380
0, 448, 005, 950
7, 231, 143,057
5, 915, 742, 758
6,871, 443, 591
14,867, 597, 849
24, 097, 196, 656
26, 032, 384, 342
28, 717, 146,914
28, 675, 159,472
28, 484, 288, 637
37, 407, 028, 987
27, 804, 539, 406
29, 300, 986, 682
32, 636, 997, 404
33, 972, 773, 943
20, 850, 681, 963
23, 042, 276, 858
19,874, 815, 361
20, 876, 555, 937
19, 922, 733, 947

+19,835,157,113

$19. 104. "
505
17, 412. C
052
22, 278, 1
108
26,968.::
571
736
15, 393! 1
20, 867 i33
23, 401.1
520
19,269.."
22, 237' 682
48, 428, t
658
77, 984, 4
455
84, 796, C
040
93, 541, 1
195
93, 101,1
167
92,182,1
164
121,451,::
593
479
90, 274, 4
95,133, 074
C
105, 964, 277
2
111,022,1
137
68,139, 484
4
75,301, 558
':
812
64, 738, £
68, 447, 1
724
974
65, 106, £

209^ 721, 029
213, 293,827
152, 372,108
971, 231,281
104, 346, 845
009, 532, 037
1,015, 256, 483
951, 970,454

172,674,670 ; +474,138,972,237

50
48
50
50

1854
1855
1856
1857
1858
1859
1860
1861
1862
1863
1-864
1865
1866
1867
1868
1869
1870
1871
1872
1873

$47,044,0iM)
48,884, ISO
52, 883, 700
64, 420, 200
67, 14(i, 01S
67,921,714
69,907,435
V)S, 900, 005
68, 375, 820
68, 972. 508 i
68, 586. 763 i
80,303,013 :
82, 370, 200 :
81,770,200:
i
82, 270, 200
82, 720, 200 :
83, 620, 200 i
84,420,200 !
84,420,200 .
83, 370, 200
81,635,200 i
80, 435, 200 i
81,731,200 i
71,085,200 i
63,611,500 !

411,494

289. fii)4, 137
334. 714,489
305, 313.902
314, 238. 911
363, 984. 683
380. 693^438
353, 383,944
415. 530,331
077, 626, 483
885, 719,205
1, 035, 765,108
1. 066, 135, 106
1,144, 963,451
125, 455, 237
120, 318, 308
484, 822

]

$988, 078
940, 565
1, 079, 724
1,182, 246
1, 016, 954
1,177,944
1,232, 018
1,151,088
1,344,758
2, 207, 252
2, 866, 405
3, 373, 828
3, 472, 753
3, 717, 414
3, 642, 250
3, 637, 397
3, 365, 210
3, 927, 666
3, 939, 266
3, 765, 922
3,173, 958
3, 608, 977
3, 288, 381
3, 328, 710
3, 111, 015

5.2
5.4
4.8
4.4
6.6
5.6
5.3
6.0
6.0
4.6
3.7

4.0
3.7
4.0
4.0
3.0
3.7
4.1
3.7
3.4

4.7
4.8
5.1
4.9
4.8

161,705,866 i 12,581,591

4.2

NATIONAL-BANK AND LEGAL-TENDER NOTES, BY DENOMINATIONS.

The subjoined table exhibits, by denominations, the amount of national-bank and legal-tender notes outstanding on ^November 1, 1878:
Denominations.

Ones
.Twos
Fives
Tens
Twenties
Fifties
One-hundreds
Five-hundreds
Thousands
Add for fractions of notes not pie rented or destroyed.
Totals
Deduct for legal-tenders destroyed in Chicago iire .
Balances .

Amount of na- Amount of letional - bank
gal-tenders.
$4,284,219 !

$20,368,531

2.582,146 |
92,539,275 j
102.981,440 j
68.219.780

20,332,920
55,576,740
65,926,631
63,565,929

2(»; 967. 800
27, 104, 400 I
057, 500 i
304, 000
11. 561

26, 691,195
31,227,070
30, 501, 500
33, 490, 500

Total.

$24, 652, 750
22, 915, 066
148,116, 015
168, 908, 071
131, 785, 709
47, 658, 995
58, 331, 470
31,159, 000
33, 794, 500
11, 561

319, 652,121

347, 681, 016
1,000,000

667, 333,137
1, 000, 000

319, 652,121

346, 681, 016

666, 333,137

Section 5175 of the Kevised Statutes provides " that not more than
one-sixth part of the notes furnished to any association shall be of a less
denomination than live dollars, and that after specie payments are resumed, no association shall be furnished with notes of a less denomination
than five dollars.7' In view of this provision, the printing of one and two
dollar notes was discontinued on November 1 last, and it is not expected
that any notes of these denominations will be issued after the close of the
present year. Section 5182 of the llevised Statutes requires that the
circulating notes of national banks shall be " signed by the president or
* The capital stock is stated at various dates, the amount at a uniform date in each year not being
obtainable,
t Yearly averages for twenty-tive years.
\ Totals for twenty-five years.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIII

vice-president and cashier thereof." The written signature of at least
one bank officer is necessary, as a check between this office and the issuing bank$ for, if the question of an overissue of notes should arise, the
signature of such officer would be a means of determining the genuineness of the note. A number of banks, however, issue their notes with
printed signatures, and in some cases with lithographic ones, which are
frequently so badly executed as to excite suspicion as to the genuineness of the notes. The Comptroller, in his last report, recommended
an amendment of section 5182 of the Eevised Statutes, imposing a penalty of twenty dollars for every note issued by a national bank without
the written signature of at least one of the officers of the bank, which
recommendation is now renewed.
PUBLIC DEBT AT ITS MAXIMUM — CURRENCY AND ITS COIN VALUE.

The public debt reached its maximum on August 31, 1865, when it
amounted to $2,845,907,626, composed as follows:
Funded debt
Matured debt
Temporary loans
Certificates of debt
Five per cent, legal-tender notes
Compound-interest legal-tender notes
Seven-thirty notes
United States notes, (legal-tenders)
Fractional currency
Suspended requisitions uncalled for

$1,109,568,192
1,503,020
107,148,713
85,093,000
33, 954,230
217, 024,160
830,000, 000
433,160, 569
26, 344, 742
2, 111, 000

t

Total

2,845,907,626

Of these obligations $684,138,959 were a legal tender in the payment
of all debts, public and private, except customs duties and interest on
the public debt.
The amount of legal-tender notes, demand notes, fractional currency,
and national bank notes, outstanding on August 31, 1865, and annually
thereafter, from January 1, 1866, to January 1, 1878, and the amounts
outstanding November 1,1878, are shown by the following table, together
with the currency price of gold and the gold price of currency at each
date:
United States issues.
Date.

Aug.
Jan.
Jan.
Jan.
Jan.
Jan.
Jan.
Jan.
Jan.
Jan.
Jan.
Jan.
Jan.
Jan.
Nov.

Legal-tender Old ade- Fractional
m n d currency.
notes.
notes.

31,1865 $432, 757, 604 $402, 965 $26, 344, 742
1,1866 425, 839, 319 392, 070 26, 000, 420
1,1867 380, 276,160 221, 682 28, 732, 812
1,1868 356, 000, 000 159,127 31, 597, 583
1,1869 355, 892, 975 128, 098 34, 215, 715
1,1870 356, 000, 000 113, 098 39, 762, 664
1,1871 356, 000, 000 101, 086 39, 995, 089
1,1872 357, 500, 000 92, 801 40, 767, 877
84,387 45, 722, 061
1,1873 358, 557, 907
1,1874 378, 401, 702 79, 637 48, 544, 792
72, 317 46, 390, 598
1,1875 382, 000, 000
69,642 44,147, 072
1,1876 371, 827, 220
1,1877 366, 055, 084 65, 462 26, 348, 206
1,1878 349, 943, 776 63, 532 17, 764,109
1,1878 346, 681, 016 62, 065 16, 211,193

Notes of national banks,
including
gold notes.

Aggregate.

$176, 213, 955 $635, 719, 266
298, 588, 419 750, 820, 228
299, 846, 206 709, 076, 860
299, 747, 569 687, 504, 279
299, 629, 322 689, 866,110
299, 904, 029 695, 779, 791
306, 307, 672 702, 403, 847
328, 465, 431 726, 826,109
344, 582, 812 748, 947,167
350, 848, 236 777, 874, 367
354,128, 250 782, 591,165
346, 479, 756 762, 523, 690
321, 595, 606 714, 064, 358
321, 672, 505 689, 443, 922
322, 460, 715 685, 414, 989

Currency Gold price
price ef of $100
$100 gold. currency.

$144 25
144 50
133 00
133 25
135 00
120 00
110 75
109 50
112 00
110 25
112 50
112 75
107 00
102 87
100 25

$69 32
69 20
75 18
75 04
74 07
83 33
90 29
91 32
89 28
90 70
88 89
88 69
93 46
97 21
99 75

NATIONAL-BANK CIRCULATION.

The following table exhibits by States and geographical divisions tlie
number of banks organized and in operation, with their capital, bonds
III— C C




XXXIV

REPORT OF THE COMPTROLLER OB1 THE CURRENCY.

on deposit, and circulation issued, redeemed, and outstanding on the 1st
day of November, 1878:
Capital.
Banks.
States and Territories.
Organ- Inliqui- In oper- Capital
ized. j dation. ; ation. paid in.

Bonds on
deposit.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island...
Connecticut

$9,626,250! $20,538,580 $11,738,656 $8, 799, 924
5, 769, 000' 12, 118, 075
6, 923, 328i
5,194, 747
7, 662, 500' 18, 979, 600 11, 627,1661
7, 352, 434
72, 22], 930' 166,473,645 102,777,080 63, 696, 565
14, 254. 400 35, 026, 715! 21, 976, 505'13, 050, 210
20, 323, 700) 47, 555, 410 29, 564, 017!17, 991, 393

Totals, Eastern States - Xow York
New Jersey
Pennsylvania . .
Delaware
Maryland
Totals, Middle
States
Dist. of Col
Virginia
"West Virginia..
North Carolina
South Carolina .
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Totals, Southern States ..
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
Nebraska

74
47;
50
242
62
86

46
47
237
61
82

Totals, Pacific
States and
Territories

660,
740,
533,
407,
009,
504,

000
000
000
000
800
620

Circulation.
Issued.

; Redeemed, i Outstand-

561:

16

545 165, 854, 420 129, 857, 8OO1 300, 692, 025 184, 606, 752! 116,

340
71
257
14

60
o

280
69
235
14
32

34

90

2

90,689,691
13,858,350
55, 909, 840
1,763,985
12, 865, 010

55,766,300! 169,862,715 118,990,88812,626,350 29,531,520 18,172,195!
46, 677, 650; 109, 208. 135 66, 960, 830'
1,549,200!
3,432,6652,000,605,
7, 821, 000 22, 314, 4501 14, 614, 276)

50, 871, 827
11, 359, 325
42, 247, 306
1, 432, 060
7, 700,174

I
630 175, 086, 876 124, 440, 500 334, 349, 485 220, 738, 794; 113, 610, 691
29!
20

4
11

is: 12 .
17
2;
;

18
15
15
12
12
1
]0
11
2
48

3
55;
32!

431
275;
196
115
165!
90;
56
99
39
27!
12:

6

26;
11
18
23'
8

162
94;
]39
79
38;
761
31!
11s
10
640

34;

o

2
2
3
1

39

1, 507, 000
3, 285, 000:
1, 756, 000
2, 55], 000
2, 851, 100
2, 041, 000
50, 000
1,658, 000:

1,155, 000'
2, 529, 850!
1, 458, 000:
1,764,000!
1, 490, 000|
1, 925, 000;
50, 000:
1, 621, OOO!

3, 475, 000
1, 100, 000
205, 000
9, 936, 500
3, 080, 300'
7, 175, 000;

1, 820, 000!
680, 000'
205, 000;
8, 546, 350!
2, 754. 500|
2, 000. 000!

205! 40, 670, 900! 27, 998, 700

159

Totals, Western S t a t e s . . .
Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico!..
Dakota
Washington . .

$10,
5,
8,
95,
20,
25,

Bonds.

12

Due for mutilated notes retired

1'
13l!
1
3

J_

986, 900; 23, 157, 250|
026, 530 '< 12, 918, 500J
194, 600 i 9, 988, 500|
514, 500 ! 6, 275, 750'
315, 000! 2, 094, 500|
927,000i
557, 000!
968, 700! 4, 679, 400!
800, 000 ! 2, 740, 000J
000,000!
844, OOOi
84,733,230!
250, 000 i
1, 235, 000j
200, 0001
100, 000:
350, 000
125, 0001
300, 000!
175, 000!
150, 000!

2, 885, 000'

3,
7,
4,
3,
3,
4,

549, 600
226, 2701
941, 430:
986, 200
580, 325
817, 790'
59, 500
2, 990, 130,
66, 000
6, 557, 760
1, 686, 420
531, 9001
18, 039, 495
6, 400, 2801
10, 947, 375;

2, 459, 001J
4, 865, 578!
3, 393, 022!
2, 272, 720|
2, 230, 960i
2, 891, 381]
15, 700
1, 511,142
65, 389]
4, 533, 224)
1, 149, 415;
280, 307|
9, 812, 155|
3, 832, 947!
8, 602, 943

75, 380, 475; 47, 915, 88427, 464, 591
56, 23], 270
34, 542, 755
33, 574, 905
16, 253,190
7, 165, 660i
12, 427, 740
7, 124, 660
2, 813, 680i
1, 853. 340

34, 845,147 21, 386,123
22,144,156 12, 398, 599
23, 659, 677 9, 915, 228
10, 255, 860 5, 997, 330
4, 878, 370 2, 287, 290
8, 038, 221 4, 389, 519
4, 502, 396 2, 622, 264
922, 519
1, 891,161
741, 234
1, 112,106

63, 254, 90()| 171, 987, 2Oo! I l l , 327, 094
250,
823,
50,
100,
280,
60,
300,
HO,
50,

000'
0001
000'
000!
000;
0001
OOO!
000!
000!

2, 023, 000

1, 090, 599
2, 360, 692
1,548,408
1, 713, 480
1, 349, 365
1, 926, 409
43, 800
1, 478, 988
611
2, 024, 536
537, 005
251, 593
8, 227, 340
2, 567, 333
2, 344, 432

13],700
487, 000'
1,611,920
614, 930:
197, 740
544, 4201
116, 360,
591,070)
155, 530:
45, 000 .

4 495, 670

60, 660,106

587
lOOi
639!
874!
739!
8711
360i
510J
530

3,113
223, 900
743, 281
69, 056
82, 001
246, 549
54, 000
265, 560
99, 000
45, 000

2, 664, 210

1 831, 460

128,
263,
868,
545,
115,
297,
62,
325,
56,

1 339, 674

Grand totals
A i d gold banks

2,390
10)

343;

l!

2,046 469,230,426! 347,574,900 886, 904, 855^ 567,252,734! 320,991,795
9; 4,300,000j
1,834,000
3,051,220|
1,582,300
1,468,920

Tot ds for all
banks

2, 400;

344,

2, 056, 473, 530, 426| 349, 408, 90C 889,956,075| 568,835,034! 322,460,715




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXV

The act of February 25, 1863, and the subsequent act of June 3, 1864,
authorized the issue of 300 mill ions of dollars of national-bank circulation, which was increased by the act of July 12, 1870, to 354 millions.
The act of June 20, 1874, authorized any national bank desiring to withdraw its circulating notes, in whole or in part, to deposit lawful money
with the Treasurer of the United States, in sums of not less than $9,000,
and to withdraw a proportionate amount of the bonds held as security
for such notes; and the act of January 14, 1875, repealed all provisions
restricting the aggregate amount of national-bank circulation, and required the Secretary of the Treasury to retire legal-tender notes to an
amount equal to 80 per cent, of the national-bank notes thereafter
issued, until the amount of such legal-tender notes outstanding should
be $300,000,000, and no more. That portion of the above act which
required a reduction of United States legal-tender notes was repealed
by the act of May 31, 1878, which provides:
That froni and after the passage of this act it shall not l>e lawful for the Secretary
of the Treasury, or other officer under him, to cancel or retire any more of the United
States legal-tender notes; and when any of said notes may be redeemed, or be received
into the Treasury under any law, from any source whatever, and shall belong to the
United States, they shall not be retired, canceled, or destroyed, but they shall be
reissued, and paid out again and kept in circulation: Provided, That nothing herein
shall prohibit the cancellation and destruction of mutilated notes, and the issue of
other notes of like denomination in their stead, as now provided by law.

Subsequent to the passage of the act of June 20, 1874, and of that of
January 14, 1875, which authorized the retirement and reissue of national-bank notes at the pleasure of the banks, the circulation steadily
decreased in volume until the year 1877, the total decrease being
$30,869,655, since which time there has been a small increase. This
will be seen from the following table, which exhibits the total outstanding circulation, not including mutilated notes in transit, upon the 1st
day of November for the last twelve years, and also upon the dates of
the acts above named:
November
November
November
November
November
November
November

1,
1,
1,
1,
1,
1,
1,

1867
1868
1869
1870
1871
1872
1873

$299,153, 298
300, 002, 234
299, 910, 419
302,607,942
324, 810, 656
341, 512, 772
348 382, 048

June 20, 1874
November 1, 1874
January 14, 1875
November 1, 1875
November 1, 1876
November 1, 1877
November 1. 1878

$349, 894,182
351,927,246
351, 881, 450
345, 586, 902
321,150, 718
316,775, 111
320,991, 795

Since the passage of the act of June 20, 1874, $79,910,488 of legaltender notes have been deposited in the Treasury for the purpose of retiring circulation, and $74,095,965 of bank notes have been redeemed, destroyed, and retired. From the date of passage of the act of January 14,
1875, to that of the act of May 31, 1878, which prohibited the further
cancellation of legal-tender notes, $44,148,730 of additional circulation
was issued, and legal-tender notes equal to 80 per cent, thereof, or
$35,318,984, have been retired, leaving $346,681,016 of legal-tender notes
outstanding at the latter date. The amount of additional circulation
issued for the year ending November 1, 1878, was $16,291,685, of which
$1,598,800 was issued to twenty-eight banks organized during the year;
while within the same period $12,075,001 of circulation was retired without reissue, the actual increase for the year being $4,216,684.
During the year ending November 1, 1878, lawful money to the amount
of $7,502,943 was deposited with the Treasurer to retire circulation, of




XXXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

which amount $3,366,469 was deposited by banks in liquidation. The
amount previously deposited under the act of June 20, 1874, was
$61,028,049, and by banks in liquidation, $11,379,496; to which is to be
added a balance of $3,813,675, remaining from deposits made by liquidating banks prior to the passage of that act. Deducting from the total
of the sums named ($83,724,163) the amount of circulating notes redeemed and destroyed, and for which no reissue has been made
($74,095,965), there remained in the hands of the Treasurer on November 1, 1878, $9,628,198 of lawful money for the redemption and retirement of circulation.
The following table exhibits by States the issue and retirement of circulation during the year ending November 1,1878, and the total amount
issued and retired since June 20, 1874:
Circulation retired.

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
Nebraska
Nevada
Colorado
Utah
Montana
Dakota
Washington
Surrendered to this office and retired.
Total for year ending November 1, 1878...
Add totals from June 20,1874, to November 1.1877.
Surrendered to this office between same dates...
Total issued and retired from June 20,1874,
to November 1, 1878

Circulation
issued.

$208, 800
4, 800
544, 600
3, 072, 710
227, 850
555, 600
4, 963, 575
290, 730
1, 851, 340
71,100
153. 600
138, 000
1,000
405, 900
18, 000
113, 410
90, 000
810, 500
45, 000
305,100
116,900
94, 580
176, 860
591, 210
370, 890
334, 090
44,100
298, 360
119, 880
7,700
18, 000
108, 900

Under act of Of liquidating
J u n e 20,1874.
banks.
$56, 460
427, 944
478, 262
2, 509, 780
117,181
801, 339
329, 887
74, 515
60, 565
5,865
179, 860
64,425
45, 915
78, 400
292,
20,
27,
246,
28,
184,
518,
533,
659,

356
663
752
261
052
373
318
572
231

141,110
90, 399
103, 794
116, 537
20,137
60, 231
28, 508

39, 600
54, 000
45, 000

1,590
14,152
56, 937
11,120
13, 700
473, 092
5,586
190, 862
11,
17,
76,
56,

869
209
546
559

41, 271
75
915
39, 090
3, 865
390
95,197
38, 029
201, 672
286, 050
186, 694
393, 729
69, 048
68, 647
100, 251
64, 597
107, 786
7, 975
810
27, 214
14, 912
4,120

rp + o l
-Lotai>
$59, 325
1,590
442, 096
535,199
11,120
13, 700
2, 982, 872
122, 767
992, 201
341, 7">6
91, 724
137, 111
62, 424
179, 860
64, 425
87,186
78, 475
915
331, 446
24, 528
28,142
341, 458
66, 081
386, 045
804, 368
720, 266
. 052, 960
,
210,158
159, 046
204, 045
181,134
127, 923
68, 206
810
55, 722
14, 912
4,120

1, 088, 885

16, 291, 685
39,120, 885

8, 301, 692
52, 700, 916

2, 684, 424
10, 408, 933

12, 075, 001
63,109, 849
9,130,107

55, 412, 570

61, 002, 608

13, 093, 357

84, 314, 957

The following table exhibits the monthly issue and retirement of national-bank notes, and the deposit and retirement of legal-tender notes
(for the purpose of retiring national-bank notes), from the passage of the




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXXVII

act of January 14, 1875, to November 1 of this year; also, the amount of
legal-tender notes retired from that date to May 31, 1878:
National-bank circulation.

Legal-tender notes.

Months.
Issued.

J a n . 1875 flast 17 da,vs}
i
Feb.,
i
Mar.,
i
Apr.,
i
May,
i
June,
i
July,
Aug.,
i
Sept.,
i
Oct.,
Dec.
"
Jan., 1876
Feb.,
Mar.,
Apr.,
May,
*
June
i
July,
Aug.,
i
"Sept
i
Oct.,
Nov.,

- ..

-

.

Dec,
Jan ] 877
Feb.
Mar., "
. . . . . .
i
Apr.,
i
May,
June,
(
July,
Aug.,
i
Sept.,
Oct.,
i
Nov.,
Dec, 'i
Jan., 18
78
Feb., '
Mar., '
April, 'i
May, '
June, 'i
July,
"
Aug., '
Sept., '
Oct.,
'
Nationa -bank notes surrendered to this office
and r 1
e Laired
T atal

$537, 580
1, 062, 440
1,956,580
1 390 200
1, 237, 500
1, 735, 525
1,151,140
626, 960
520, 650
768,100
981,010
821, 220
702, 370
329, 385
322, 380
225, 815
476, 560
485, 670
144, 880
360,100
1, 045, 510
1,198, 788
780, 895
1, 069, 895
1 337 840
931, 660
1, 979,100
1, 452, 250
1, 352, 280
810, 310
837, 640
1, 397, 570
1, 326, 540
3, 030, 050
3, 938, 255
1, 745, 640
1,041,690
615, 500
961, 640
1, 459, 620
2, 007, 620
1, 400, 450
844, 910
607, 910
630, 640
1, 037, 810

Itetired.

Deposited.

$255, 600
1,139, 204
583, 200
1 614 400
1, 532, 530
1, 734, 900
2, 156, 500
1, 847, 596
1, 803, 020
1, 903, 355
967 969
898, 039
1, 986, 723
1, 949, 873
1, 853, 549
1, 622,117
2, 087, 421
4 744, 747
2, 831, 816
4, 032, 953
2 330,168
2, 201, 606
1, 900, 862
1 410, 285
1 447 868
2 250, 377
1, 319, 728
1, 435, 491
1 739,105
2,121, 440
1,123, 854
1, 444,141
595, 599
1, 476, 581
1, 385, 767
694, 833
621, 285
653, 449
750 617
502, 655
1,140,124
877 271
1 435, 685
914, 597
947, 743
1 062 090

$1, 323, 214
3, 283,100
2, 875, 448
2 261 463
1, 637, 309
3, 099, 626
1, 886, 910
943, 246
2,167, 406
3, 241, 885
1 284 079
2 006 950
2 629, 900
3, 856, 237
5, 304, 027
3, 001, 600
2, 085, 692
2 612, 645
1, 232, 831
1,137, 630
1 776 085
1, 251, 609
432, 600
870, 975
703 240
818 247
737, 755
675, 265
682, 240
1, 732, 690
1, 610, 079
1, 263, 940
787, 325
151, 400
261, 600
488, 000
669, 500
511, 662
1 246 780
633, 230
377, 490
818 100
853 200
298, 000
641, 500
703 881

Retired.

$2, 773,100
1 175 140
987, 760
1, 292, 420
1,016,472
509, 400
304, 584
704, 880
764 472
644, 552
554, 080
329, 748
188,144
227, 372
404, 208
351, 384
153, 056
284, 624
839, 864
959, 024
624, 716
855, 916
1 070 272
745 328
1, 583, 280
1,161, 800
1,081,824
648, 248
670,112
1,118, 056
1, 061, 232
2, 424, 040
3,150, 604
1, 396, 512
833 352
492, 400
769 312
1,167, 696

10 218 992
50, 678, 070

81, 547, 725

68, 867, 591

35, 318, 984

The following summary exhibits concisely the operations of the acts of
June 20, 1874, and of January 14, 1875, from the dates of their passage
to November 1, 1878:
National-bank notes outstanding when act of June 20,1874, was passed. $349, 894,182
Amount of same issued from June 20, 1874, to January 14,
1875
$4,734,500
Amount redeemed and retired between same dates
2,767,232
Increase from June 20, 1874, to January 14, 1875

,

1, 967,268

Total amount notes outstanding January 14, 1875
351, 861, 450
Amount redeemed and retired from January 14, 1875, to date. 71, 328,733
Amount surrendered between same dates
10,218,992
Total redeemed and surrendered
Amount issued between same dates
Decrease from January 14, 1875, to date
National-bank notes outstanding at date




81,547, 725
50,678,070
,..

30,869,655
320,991,795

XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Greenbacks on deposit in the Treasury June 20, 18747 to retire notes of
insolvent and liquidating1 banks
Deposited from. June 207 1874, to date, to retire national-bank notes
Total deposits
Circulation redeemed by Treasurer between same dates without reissue.
Greenbacks on deposit at date
Greenbacks retired under act of January 14, 1875
Greenbacks outstanding at date

$3, 813, 675
79, 910, 488
83,724,163
74, 095, 965
9, 628,19&
35, 318, 984
346,681,016

The circulation of the nine National Gold Banks located in the State of
California, having a capital of $4,300,000 and a circulation of $l,468,920r
is not included in the above table.
LOST OR UNREDEEMED BANK-NOTES.

The belief is very generally entertained that a considerable proportion of the circulating notes of each national bank will ultimately be lost
or destroyed, and will therefore never be presented for redemption. It
is also frequently stated that the loss of such notes inures to the benefit of the banks. Neither supposition is correct. Section 5222 of the
Revised Statutes requires that all national banks which go into voluntary liquidation shall, within six months thereafter, deposit in the
Treasury an amount of lawful money equal to the amount of their circulating notes outstanding. The law also requires that full provision
shall be made for the redemption of the circulating notes of any insolvent
bank, before a dividend is made to its creditors. Thus it will be seen
that no association can close up its business without first providing for
the payment of all of its circulating notes, and that the amount deposited
for their redemption must remain in the Treasury until the last outstanding note shall have been presented. It is therefore plain that the government, and not the bank, receives all the benefit arising from lost or
unredeemed circulating notes.
In a previous report returns as to unredeemed circulation were given
for 286 State banks organized under the authority of the legislature of
the State of New York. The maximum amount of circulation issued to
them was $50,754,514, and the amount of unredeemed circulation at the
date of the report named was $1,336,337, or 2.63 per cent, of the highest
amount issued. The maximum amount of circulation issued to 30 State
banks in the city of ^ew York, which are still in operation either as national
or State associations, was $7,763,010, while the amount remaining unredeemed in October, 1875, was $142,365, or only 1.83 per cent, of the highest
amount issued. The amount of circulation issued to 240 State banks in
Wisconsin was $7,565,409, and the amount unredeemed is $134,747, the
percentage of unredeemed notes being 1.78 only. The maximum issue to
210 State banks in the six New England States was $39,245,380, while
the amount remaining unredeemed is but $792,767, the proportion of
the latter to the former being 2.02 per cent. The returns from 332 State
banks in New York, New Jersey, Delaware and Maryland show their
maximum circulation to have been $65,664,176, while the amount unredeemed is $1,707,428, and the percentage 2.60. The percentage of unredeemed notes of 25 State banks in Ohio, having a circulation of $2,196,381,,
was 2.79. The greatest amount of circulation issued to 707 State banks,
in 12 States, was $114,671,346, the amount outstanding $2,696,282, and
the proportion unredeemed 2.4 per cent.
It is probable that, under the national system of redemption, the pro-




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIX

portion of national-bank notes redeemed will be much greater than that
of the State-bank notes under the old systems. The highest amount of
circulation issued to 15 national banks which failed previous to 1870 was
$1,554,400, and the amount outstanding on November 1, 1878, was
$13,440.50, the proportion of notes remaining unredeemed being only 0.86
per cent, of the amount issued. The total amount issued to 23 national
banks which failed previous to thfe year 1873 was $3,196,693; and the
amount outstanding on November 1,1878, was $57,074, the proportion of
notes remaining unredeemed being but 1.78 per cent, of the amount
issued. This is shown in the following table :
Name and location of bank.

pointed.

issued.

First National Bank, Attica, N. Y
Venango National Bank, Franklin, Pa
Merchants' National Bank, Washington, D. C.
First National Bank, Medina, N. V
Tennessee National Bank, Memphis, Teim
First National Bank, Selma, Ala
First National Bank, New Orleans, La
National Unadilla Bank, Unadilla, N. Y
Farmers and Citizens' National Bank, Brooklyn, N. Y
Croton National Bank, New York, N. Y
First National Bank, Bethel, Conn
First National Bank, Keokuk, Iowa
National Bank, Yicksburgr, Miss
First National Bank, Rockford, 111
First National Bank of Nevada, Austin, Nev.

Apr. 14,1865
M a y 1,1866
M a y 8,1866
Mar. 13,1867
Mar. 21,1867
Apr. 30,1867
M a y 20,1867
A u g . 20,1867

$44, 000
85, 000
180, 000
40, 000
90, 000
85, 000
180, 000
100, 000

00
00
00
00
00
00
00
00

$348 50
441 50
1,461 00
139 00
611 25
689 00
2,130 00
506 00

.79
. 52
1 81
.35
.68
.81
1.18
.51

Sept. 6,1867
Oct. 1,1867
Feb. 28,1868
Mar. 3,1868
Apr. 24,1868
Mar. 15,1869
Oct. 14,1869

253, 900 00
180, 000 00
26,300 00
90, 000 00
25, 500 00
45, 000 00
129, 700 00

2,164 00
891 00
301 00
676 00
201 25
632 00
2, 249 00

.85
.49
1.14.75
.80
1.41
1.73

1, 554, 400 00

13,440 50

.86

20,418 00
984 00
5, 856 50
4, 910 00
2,272 00
1,175 00
3, 874 00
4,144 50

2.55
1.97
2.41
2.74
3. 20
2.61
2.87
3.48

Totals and average percentage to 1870..
Ocean National Bank, New York, N. Y
Union Square National Bank, New York, N. Y
Eighth National Bank, New York, N. Y
Fourth National Bank, Philadelphia, Pa
Waverly National Bank, Waverly, N. Y
First National Bank, Fort Smith* Ark
j
Scandinavian National Bank, Chicago, 111
j
Wallkill National Bank, Middletown, N. Y . . .
Totals and average percentage to 1873..

Dec.
Dec.
Dec.
Dec.
Apr.
May
Dec,
Dec.

13,1871
15,1871
15,1871
20,1871
23,1872
2,1872
12,1872
31,1872

800, 000
50, 000
243, 393
179, 000
71, 000
45, 000
135, 000
118, 900

outstanding. unredeemed.

00
00
00
00
00
00
00
00

3,196, 693 00

57, 074 50

Of the circulation of 51 national banks in voluntary liquidation previous to 1870, amounting to $5,832,940, there yet remains outstanding
$151,484, or 2.59 per cent, only, of the amount issued; and of the circulation of 75 banks in liquidation prior to 1872, amounting to $8,648,980,
there remains outstanding $227,448, which is equal to a percentage of
2.63 5 and of the circulation of 89 banks in liquidation prior to 1873, in
amount $10,764,080, there remains outstanding $303,274, or 2.82 per
cent, of the amount issued.
The amount of demand Treasury notes issued from July 17, 1861, to
December 31, 1862, was $60,000,000, in denominations of five, ten, and
twenty dollars$ and the amount remaining outstanding on the 1st of November last was $62,065, the proportion unredeemed being a little more
than one-tenth of one per cent., $3,627 having been redeemed within
the last two years.
SPECIE IN BANK AND ESTIMATED SPECIE IN THE COUNTRY.

The table below exhibits the amount of specie held by the national
banks at the dates of their reports for the last ten years; the coin, coin-




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XL

certificates, and checks payable in coin, held by the New York City
banks being stated separately:
Held by national banks in New York City.
Dates.
Coin.
Oct.
Jan.
Apr.
June
Oct.
Jan.

5,1868..
4,1869..
17,1869..
12,1869..
9,1869..
22,1870..

Mar. 24,1870..
J u n e 9,1870..
Oct. 8,1870..
Dec. 28,1870..
Mar. 18,1871..
Apr. 29,1871..
June 10,1871..
Oct. 2,1871..
Dec. 16,1871..
Feb. 27,1872..
Apr. 19,1872..
June 10,1872..
Oct. 3,1872..
Dec. 27,1872..
Feb. 28,1873...
April 25,1873..
June 13,1873..
Sept. 12,1873..
Dec. 26,1873..
Feb. 27,1874..
May 1,1874..
June 26,1874..
Oct. 2,1874..
Dec. 31,1874..
Mar. 1,1875..
May 1,1875..
June 30,1875..
Oct. 1,1875..
Dec. 17,1875..
Mar. 10,1876..
May 12,1876..
J u n e 30,1876..
Oct. 2,1876..
Dec. 22,1876.
Jan. 20,1877.
Apr. 14,1877.
J u n e 22,1877.
Oct. 1,1877.
D e c 28,1877.
Mar. 15,1878.
May 1,1878..
June 29,1878.
Oct. 1,1878..

TJ. S. coincertificates.

$1, 698, 623 24
1, 902, 769, 48
1, 652, 575 21
2, 542, 533 96
1, 792, 740 73
6,196, 036 29
2, 647, 908 39
2, 942, 400 24
1, 607, 742 91
2, 268, 581 96
2, 982,155 61
2, 047, 930 71
2, 249, 408 06
1,121, 869 40
1, 454, 930 73
1, 490, 417 70
1, 828, 659 74
3, 782, 909 64
920, 767 37
1, 306, 091 05
1, 958, 769 86
1, 344, 950 93
1, 442, 097 71
1, 063, 210 55
1, 376,170 50
1,167, 820 09
1, 530, 282 10
1, 842, 525 00
1, 291, 786 56
1, 443, 215 42
1, 084, 555 54
930,105 76
1, 023, 015 86
753, 904 90
i 436 72
,
3, 261,131 36
832, 313 70
1, 214, 522 92
1,129, 814 34
1, 434, 701 83
1, 669, 284 94
1, 930, 725 59
1, 423, 258 17
1, 538, 486 47
1, 955, 746 20
2, 428, 797 44
2, 688, 092 06
1, 905, 705 22
1, 779, 792 43

$6, 390,140
18, 038, 520
3, 720, 040
11, 953, 680
16, 897, 900
28, 501, 460
21, 872, 480
18, 660, 920
7, 533, 900
14, 063, 540
13, 099, 720
9, 845, 080
9, 161,160
7, 590, 260
17, 354, 740
12, 341, 060
10,102,400
11, 411,160
5, 454, 580
12, 471, 940
11, 539, 780
11,743,320
22,139, 080
13,522,600
18, 325, 760
23, 518, 640
23, 454, 660
13, 671, 660
13,114, 480
14, 410, 940
10, 622,160
5, 753, 220
12, 642,180
4, 201, 720
12, 532, 810
19, 086, 920
15,183, 760
16, 872, 780
13, 446, 760
21, 602, 900
33, 629, 660
13, 899,180
10, 324, 320
11, 409, 920
19, 119, 080
35, 003, 220
25, 397, 640
11, 954, 500
11, 514, 810

Total.
$1, 536, 353 66 $9, 625,116 90
2, 348,140 49 22, 289, 429 97
1, 469, 826 64 6, 842, 441 85
975, 015 82 15, 471, 229 78
1, 013, 948 72 19, 704, 589 45
2,190, 644 74 36, 888,141 03
1, 069, 094 30 25, 589, 482 69
1,163, 905 88 22, 767, 226 12
3, 994, 006 42 13,135, 649 33
3, 748,126 87 20, 080, 248 83
3, 829, 881 64 19, 911, 757 25
4, 382,107 24 16, 275,117 95
3, 680, 854 92 15, 091, 422 98
1,163, 628 44 9, 875, 757 84
4, 255, 631 39 23, 065, 302 12
3,117,100 90 ' 16, 948, 578 60
4, 715, 364 25 16,646,423 99
4, 219, 419 52 19, 414, 489 16
6, 375, 347 37
13, 778, 031 05
13, 498, 549 86
13, 088, 250 93
23,581,177 71
14, 585, 810 55
19, 701, 930 50
24, 686, 460 09
24, 984, 942 10
15, 514,185 00
14, 406, 266 56
15, 854,155 42
11, 706, 715 54
6, 683, 325 76
13, 665,195 86
4, 955, 624 90
13, 402, 246 72
22, 348, 051 36
16, 016, 073 70
18, 087, 302 92
14, 576, 574 34
23, 037, 601 83
35, 298, 944 94
15,829,905 59
11, 747, 578 17
12, 948, 406 47
21, 074, 826 20
37, 432, 017 44
28, 085, 732 06
13,860,205 22
13, 294, 602 43

Held by other
national
banks.

Aggregate.

$3, 378, 596 49 l$13, 003, 713 39
7, 337, 320 29 29, 626, 750 26
3,102, 090 30 9, 944, 532 15
2, 983, 860 70 18, 455, 090 48
3, 297, 816 37 23, 002, 405 83
11, 457, 242 69 48, 345, 383 72
11, 507, 060 75 37, 096, 543 44
8,332,211 66 31, 099, 437 78
5, 324, 362 14 18, 460, 011 47
6, 227, 002 76 26,307,251 59
5, 857, 409 39 25, 769,166 64
6, 456, 909 07 22, 732, 027 02
4, 833, 532 18 19, 924, 955 16
3, 377, 240 33 13, 252, 998 17
6, 529, 997 44 29, 595, 299 56
8, 559, 246 72 25, 507, 825 32
7, 787, 475 47 24, 433, 899 46
4, 842,154 98 24, 256, 644 14
3, 854, 409 42 10, 229, 756 79
5, 269, 305 40 19, 047, 336 45
4, 279,123 67 17, 777, 673 53
• 3, 780, 557 81 16, 868, 808 74
4, 368, 909 01 27, 950, 086 72
5, 282, 658 90 19, 868, 469 45
7, 205,107 08 26, 907, 037 58
8, 679, 403 49 33, 365, 863 58
7, 585, 027 16 32, 569, 969 26
6, 812, 022 27 22, 326, 207 27
6, 834, 678 67 21, 240, 945 23
6, 582, 605 62 22, 436, 761 04
4, 960, 390 63 16, 667,106 17
3, 937, 035 88 10, 620, 361 64
5, 294, 386 44 18, 959, 582 30
3, 094, 704 83 8, 050, 329 73
3, 668, 659 18 17, 070, 905 90
6, 729, 294 49 29, 077, 345 85
5, 698, 520 66 21, 714, 594 36
7,131,167 00 25, 218, 469 92
6, 785, 079 69 21, 361, 654 03
9, 962, 046 06 32, 999, 647 89
14, 410, 322 61 49, 709, 267 55
11, 240, 132 19 27, 070, 037 78
9, 588, 417 89 21, 335, 996 06
9, 710, 413 84 22, 658, 820 31
11, 832, 924 50 32, 907, 750 70
17, 290, 040 58 54, 722, 058 02
17, 938, 024 00 46, 023, 756 06
15, 391, 264 55 29, 251, 469 77
17, 394, 004 16 30, 688, 606 59

The amount of silver coin held by the national banks on June 30
and October 2, 1876, was $1,627,566 and $2,557,599 respectively. The
amount held on October 1,1877, was $3,700,703, and on October 1, 1878,
$5,387,738. The aggregate amount of specie held by the State banks
in New England, in New York, New Jersey, Pennsylvania, Maryland,
Louisiana, Ohio, and Wisconsin, as shown by their official reports
for 1878, was $3,023,429, of which the banks in New York City held
$2,629,839. In the returns from California the amount of coin is not
given separately.
In my last annual report a statement was given from estimates made
by the Director of the Mint, showing that the probable amount of coin
and bullion in the country on June 30, 1877, was $242,855,858, of which
$50,135,628 was silver. Assuming this estimate to have been substantially correct, the movement of coin and bullion for the year ending June




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLI

30, 1878, and the amount in the country at the latter date, is shown, from
further estimates of the Director of the Mint, to have been as follows:
Estimated amount of coin and bullion in the country June 30, 1877....
Estimated product of the mines for the year
Importations of gold for the year
Importations of silver for the year
Total
Deduct exportations of gold
Deduct exportations of silver
Deduct amount used in the arts and manufactures

$242, 855, 858
99, 000, 000
13, 330,715
16, 490,599
371,677,172

$9,197, 555
24, 535, 670
5, 500, 000
39,233,225

Total estimated amount of coin and bullion in the country on
June30 3 1878

332,443,947

Of this amount, $244,353,390 was in gold coin and bullion, and
$88,090,557 in silver coin and bullion. The increase for the fiscal year
was $89,588,089, of which $51,633,160 was in gold coin and bullion and
$37,954,929 in silver coin and bullion. The Director estimates the amount
of gold coin and bullion in the country on September 30, 1878, at about
$259,353,390, and of silver coin and bullion at about $99,090,557, making
a total of $358,443,947.
LOANS AND RATES OF INTEREST OF NEW YORK CITY NATIONAL BANKS.

The following table contains a classification of the loans of the national
banks in New York City for the last iive years:

On endorsed paper
On single-name paper
On U. S. bonds on demand
On other stocks, &c., on demand
On real-estate security
Payable in gold
All other loans
Totals

October 1,
1875.

October 2,
1876.

October 1,
1877.

October 1,
1878.

48 banks.

Loans and discounts.

October 2,
1874.

48 banks.

47 banks.

47 banks.

47 banks.

$116, 719, 349 $120,189, 537
19, 959, 609
18, 555,100
4, 721, 638
4, 934, 674
51, 453, 682
50,179, 384
278, 081
868,160
5, 735,138
3, 454, 276
2, 909, 557
3, 908, 602

$95, 510, 311
16, 634, 532
6, 277, 492
58, 749, 574
536, 802
4, 681, 570
1, 852, 944

$92, 618, 776
15, 800, 540
4, 763, 448
48, 376, 633
497,524
4, 319, 014
2, 786, 456

$83, 924, 333
17, 297, 475
7, 003, 085
51,152, 021
786, 514
6, 752,181
2, 670, 371

202, 089, 733

184, 243, 225

169,162, 391

169, 585, 980

201, 777, 054

The average rate of interest in New York City for each of the fiscal
years from 1874 to 1878, as ascertained from data derived from the Journal of Commerce and the Financial Chronicle of that city, was as follows:
1874,
1875,
1876,
1877,
1878,

call loans, 3.8 per cent.;
call loans, 3.0 per cent.;
call loans, 3.3 per cent.;
call loans, 3.0 per cent.;
call loans, 4.4 per cent.;

commercial paper,
commercial paper,
commercial paper,
commercial paper,
commercial paper,

6.4 per
5.6 per
5.3 per
5.2 per
5.1 per

cent.
cent.
cent.
cent.
cent.

The average rate of interest of the Bank of England for the same years
was as follows:
During
During
During
During
During

the calendar year ending December 31, 1874, 3.69 per cent.
the calendar year ending December 31, 1875, 3.23 per cent.
the calendar year ending December 31, 1876, 2.61 per cent.
the calendar year ending December 31, 1877, 2.91 per cent.
the fiscal year ending June 30, 1878, 3.07 per cent.

The rate of interest in the city of New York, on November 22 of the
present year, as quoted in the Daily Bulletin, was, on call loans, from 3
to 4 per cent., and on commercial paper of the best grade, from 4J to 5
per cent. The rate of interest of the Bank of England, which, on No-




XLII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

vember 29 of last year, was 4 per cent., had fallen on January 30 following to 2 per cent., from which date to October 14 there were seven
changes, and, with a single exception on May 29, a gradual increase.
The rate was fixed on the date last named at 6 per cent, and reduced on
November 21 to 5 per cent.
SECURITY OF CIRCULATING- NOTES.

The following table exhibits the kinds and amounts of United States
bonds held by the Treasurer on the 1st day of November, 1878, to secure
the redemption of the circulating notes of national banks:
Class of bonds.
Loan of February. 1861 (81s)
Loan of J u l y and'August, 1861 (81s).
Loan of 1863 (81s)
Consols of 1865
Consols of 1867
Consols of 1868
Ten-forties of 1864
Funded loan of 1881
Funded loan of 1891
Funded loan of 1907 . . .
Pacific Railway bonds..

Authorizing act.
February 8, 1861 .
July 17 and August 5.1861
March 3, 1863
March 3, 1865
.do .
.do
March 3, 1864
J u l y 14, 1870, and January
20, 1871.
do
.do
J u l y 1,1862, and J u l y 2,1864

Rate of interest.

Amount.

6 per
...do
.do
do
do
do
5 per
do

276, 000
416, 550
790, 900
825, 700
172,100
1, 764, 500
70, 688, 850
125, 926, 750

cent.
.
.
cent

4^ per cent.
4 per cent
6 per cent.

49, 397, 250
30, 566, 300
5, 584, 000

349, 408, 900

Total .

All of these bonds, with the exception of $53,038.50 of 6 per cents, are,
by the terms of the acts under which they were issued, payable in coin.
Of the latter amount, $36,692,550 consist of sixes of 1881, which were
issued prior to the passage of the legal-tender act; $10,762,300 of fivetwenties, which were issued under the act of March 3, 1865, which law
does not specify the kind of money in which the bonds issued unSer it
shall be paid; and $5,584,000 of Pacific Railroad currency sixes.
On October 1, 1870, the banks held $246,891,300 of 6 per cent, bonds,
and $95,942,550 of 5 per cents. Since that time there has been a decrease
of $174,061,550 in 6 x>er cent, bonds, and an increase of $100,673,050 in
the 5 per cents.
During the three years ending November 1, 1878, there has been a
decrease of $55,673,462 in 6 per cent., and of $42,430,600 in 5 per cent,
bonds, while in the same period $49,397,250 of 4J per cents., and within
the last eighteen months $30,566,300 of 4 per cents, have been deposited.
TAXATION, EARNINGS, AND DIVIDENDS.

The Comptroller has in former reports discussed at considerable length
the question of bank taxation, and he respectfully repeats at the present time his previous recommendations for the repeal of the law imposing a tax upon caxwtal and deposits.
Special attention is called in this connection to the elaborate tables
herewith presented, showing, for a series of years, the amount of national
and State taxation paid by the national banks, the amount of losses
charged off < by them, the number of banks which have been compelled
to pass dividends, and the low ratio of their earnings and dividends to
capital and surplus. It will be seen that the average rate of taxation
upon capital for the past four years has been nearly three and one-half
per cent., while in the city of New York it has exceeded five per cent. \
that during the last three years the banks have suffered losses amounting to more than sixty-four million dollars ; and that the ratio of their
earnings to capital and surplus was, in 1877, but 5.62, and in 1878, but
5.14 per cent. No more conclusive proof of the justice of the request




REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIII

for the repeal of the law imposing these taxes can be given than is contained in these various tables.
The national banks pay annually to the government, in semi-annual
installments, a duty or tax of one per cent, upon the average amount of
their circulating notes outstanding, one-half of one per cent, upon the
average amount of their deposits, and a like rate upon the average
amount of their capital stock not invested in United States bonds. The
following table exhibits the amount of such duties paid by the national
banks yearly, from the commencement of the system to July 1 of the
present year:
O n circulation.

Years.
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878

O n deposits.

O n capital.

Totals.

. . .

Aggregates

$95, 811 25
1, 087, 530 86
2, 633,102 77
2, 650,180 07
2, 564,143 44
2, 614, 553 58
2,614,767 61
2, 802, 840 85
3,120, 984 37
3,196, 569 29
3, 209, 967 72
3, 514, 310 39
3, 505,129 64
3, 445, 252 74
3, 273, 111 74

$18, 402 23
133,251 15
406, 947 74
321, 881 36
306,781 67
312,918 68
375, 962 26
385, 292 13
389, 356 27
454,891 51
469, 048 02
507,417 76
632, 396 16
654, 636 96
560, 296 83

39, 775, 817 35

. .

$53, 096 97
733,247 59
2,106, 785 30
2, 868, 636 78
2, 946, 343 07
2,957 416 73
2, 949, 744 13
2,987,021 69
3,193, 570 03
3, 353,186 13
3, 404, 483 11
3, 283, 405 89
3, 091, 795 76
2, 899, 037 09
2,948,047 08

40, 328, 256 32

5, 929, 480 73

$167, 310 45
1, 954, 029 6a
5,146, 835 81
5, 840, 698 21
5, 817, 268 185, 884, 888 99
5, 940, 474 00
6,175,154 67
6, 703, 910 67
7, 004, 646 93
7, 083, 498 85
7, 305,134 04
7, 229, 321 56
6, 998, 926 79
6, 781, 455 65
86, 033, 554 40

The amount paid to the Commissioner of Internal Revenue during
the same years, by banks and bankers other than national, is shown in
the following table:
Tears.
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878

1
.

.
„
...
As[£Te£ates

j O n circulation. O n deposits.
$2, 056, 996 30
1, 993, 661 84
990, 278 11
214,298 75
28, 669 88
16, 565 05
15, 419 94
22, 781 92
8, 919 82
24, 778 62
16, 738 26
22, 746 27
17, 947 67
5,430 16
1,118 72

$780, 723 52
2,043,841 08
2, 099, 635 83
1, 355, 395 98
1, 438, 512 77
1, 734, 417 63
2,177, 576 46
2, 702,196 84
3, 643, 251 71
3, 009, 302 79
2, 453, 544 26
2, 972, 260 27
2, 999, 530 75
2, 896, 637 93
2, 593, 687 29

5, 436, 351 31

34, 900, 515 11

O n capital.

$903, 367
374, 074
476, 867
399, 562
445, 071
827, 087
919, 262
976, 057
736, 950
916, 878
1,102, 241
989, 219
927, 661
897, 225

98
11
73
90
49
21
77
61
05
15
58
61
24
84

Totals.
$2,837,719 82
4, 940, 870 90
3, 463, 988 05
2, 046, 562 46
1, 866, 745 55
2,196, 054 17
3, 020, 083 61
3, 644, 241 53
4, 628, 229 14
3, 771, 031 46
3, 387,160 67
4, 097, 248 12
4, 006, 698 03
3, 829, 729 33
3,492,031 85

10, 891, 528 27 51, 228, 394 69

It will be seen by the above tables that, since 1864, the total taxes
collected by the government from the banks and bankers of the country
amount to $137,261,949.09, of which the national banks have paid nearly
two-thirds. One object in imposing these taxes upon the national banks
was to make the system self-sustaining, so far as cost to the government
is concerned; but while the whole expenses of this Office, from its establishment to July 1 of this year, have been but $4,525,022,66, the first of
the foregoing tables shows that the national banks have returned to the
government in taxes during this period the large sum of $86,033,554, of
which $39,775,817 was paid on circulation alone. It is to be further observed that the whole of this amount has been collected without any
expense to the government.
From returns made to this office by the national banks in several dif-




XLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ferent years, m response to requests therefor by the Comptroller, the
amount of State taxes paid by them for the years 1866, 1867,1869,1874,
1875, 1876, and 1877 has been definitely ascertained. No returns were
obtained for the missing years in this series; but from the data furnished
for the known years, estimates have been made in this Office for the intervening ones, and the whole amount of taxes, State and national, paid
by the national banks from the year 1866 to the present time is shown,
yearly, in the table below:
Ratio of tax to capital.

A m o u n t of taxes.
Years.

Capital stock.

State.

United States.
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877

$410, 593, 435
422, 804, 666
420,143, 491
419, 619, 860
429, 314, 041
451, 994,133
472, 956, 958
488, 778, 418
493, 751, 679
503, 687, 911
501, 788, 079
485, 250, 694

Total.

$8, 069, 938
8, 813,127
8, 757, 656
7, 297, 096
7, 465, 675
7, 860, 078
8, 343, 772
8, 499, 748
9, 620, 326
10, 058,122
9, 701, 732
8, 829, 304

$7, 949, 451
9, 525, 607
9, 465, 652
10, 081, 244
10,190, 682
10, 649, 895
6, 703, 910
7, 004, 646
7, 256, 083
7, 317, 531
7, 076, 087
6, 902, 573

$16, 019, 389
18, 338, 734
18, 223, 308
17, 378, 340
17, 656, 357
18, 509, 973
15, 047, 682
15, 504, 394
16, 876, 409
17, 375, 653
16, 777, 819
15, 731, 877

United State. Total.
States.
Per ct.
1.9
2.2
2.2
2.4
2.4
2.4
1.4
1.4
1.5
1.5
1.4
1.4

Per ct. Per ct.
2.0
3.9
2.1
4.3
2.1
4.3
1.7
4.1
1.7
4.1
1.7
4.1
1.8
3.2
1.8
3.2
2.0
3.5
2.0
3.5
2.0
3.4
1.9
3.3

In the returns of United States taxes prior to the year 1872, in the
above table, are included the special or license tax of two dollars on
each one thousand dollars of capital, and an income tax on net earnings.
The following table shows, by geographical divisions, the amount and
the ratio to capital of the total taxation of the national banks, for the
years 1874 to 1877 inclusive:
1874.

Ratios to capital.

A m o u n t of taxes.
Geographical divisions.

Capital.*

State.

U. S.

New England States
Middle States
Southern States
Western States and Terr's.
United States

State,

Total.

$1,896,533
3, 325, 425
436, 540
1, 597, 585

$2, 980, 484
3, 911, 371
517, 792
2, 210, 679

$4, 877, 017
7, 236, 796
954, 332
3, 808, 264

493, 751, 679 . 7,256,083

9, 620, 326

16, 876, 409

1.5

2.0

3.5

$160, 517, 266
190,162,129
33, 558, 483
109, 513, 801

U. S.

Total.

Per ct. Per ct. Per ct.
3.0
1.2
1.8
3.8
1.7
2.1
2.8
1.3
1.5
3.5
1.5
2.0

1875.

New England States
Middle States
Southern States
Western States and Terr's.

$164, 316, 333
193, 585, 507
34, 485, 483
111, 300, 588

$1, 937, 016
3, 300, 498
445, 048
1, 634, 969

$3, 016, 537
4, 062, 459
476, 236
2, 502, 890

$4, 953, 553
7, 362, 957
921, 284
4,137, 859

1.2
1.7
1.3
1.5

1.8
2.1
1.4
2.4

3.0
3.8
2.7
3.9

United States

503, 687, 911

7, 317, 531

10, 058,122

17, 375, 653

1.5

2.0

3,5

1876

New England States
Middle States
Southern States
Western States and Terr's.
United States




$168, 068, 379
192,163, 773
33, 439,193
108,116, 734

$1, 947, 970
3,190, 247
423, 781
1, 514, 089

$2, 914, 808
4, 025, 316
431,164
2, 330, 444

$4, 862, 778
7, 215, 563
854, 945
3, 844, 533

1.2
1.7
1.3
1.4

1.7
2. 2

L3
2.3

2.8
3.9
2.6
3.7

501, 788, 079

7, 076, 087

9, 701, 732

16, 777, 819

1.4

2.0

3.4

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLV

1877.
Ratios to capital.

Amount of taxes.
Geographical divisions.

Capital.*

Total.

State.

U. S.

$167, 788, 475 $1, 907, 776 $2, 864,119 $4, 771, 895
New England States
3, 544, 862 6, 674, 852
182, 885, 562 3,129, 990
Middle States
411, 486
32, 212, 288
429,149
840, 635
Southern States
3, 444, 495
Western States and Terr's. 102, 364, 369 1, 453, 321 1, 991,174
485, 250, 694

United States

6, 902, 573

TJ. S.

State.

Total.

Per ct. Per ct. Per ct.
1.7
1.1
2.8
1.9
3.6
1.7
2.7
1.4
1.3
3.5
2.1
1.4

8, 829, 304 15, 731, 877

1.4

1.9

3.3

The States in which the ratios of taxation to capital were most excessive during the years 1875,1876 and 1877, are shown in the table below:
1875.

1876.

1877.

States.
U.S.
New York
New Jersey
Ohio
Indiana
. .
.
Illinois
"Wisconsin
Kansas
Nebraska
South Carolina
Tennessee . . •.

State.

Total.

U.S.

Per cent Per cent Per cent Per
1.8
2.9
4.7
2.1
3.6
1.5
2.4
3.8
1.4
2.6
3.8
1.2
2.4
4.2
1.8
2.1
3.8
1.7
3.2
4.6
1.4
2.3
4.5
2.2
3.4
4. 5
1.1
1.4

2.3

3.7

State.

Total.

U.S.

State.

Total.

cent Per
1.8
1.4
1.3
1.2
1.8
1.7
1.5
2.2
1.0

cent Per cent Per
4.9
3.1
3.5
2.1
4.0
2.7
3.7
2.5
4.2
2.4
3.8
2.1
4.5
3.0
4.7
2.5
3.7
2.7

cent Per cent Per
1.9
2.7
1.4
1.9
1.0
2.4
1.2
2.3
1.6
2.2
1.7
2.1
1.7
2.6
2.3
2.3
1.0
2.6

1.4

2.1

1.6

3.5

2.2

cent
4.6
3.3
3.4
3.5
3.8
3.8
4.3
4.6
3 6
3.8

The evil effect of these high rates of taxation may be seen in the
reduction of capital and surplus by the banks in the city of New York
alone, during the last five years, which has been upon capital $16,435,000,
and upon surplus $6,002,981; making a total of $22,437,981. The State
banks of the same city are reported to have also reduced their capital
$4,794,000, and surplus $1,340,300; making a total reduction for all of
the New York city banks, during that period, of $28,572,281.
The inequality in the rate of taxation imposed by State authority upon
banking capital in different localities is well illustrated by the following
table, which gives the rate of such taxation in the principal cities of the
country for the years 1875, 1876, and 1877, the ratio of United States
taxation upon deposits, capital, and circulation combined, being also
given for purposes of comparison:
I

Kates of taxation.

Cities.

1875.

1877.

United
State. Total.
Total. United State. Total.
States.
States.
°er
\Per cent Per cent Per cent Per cent Per cent Per cent PL cent Per cent Per cent
1.3
1.9
1.4
3.3
1.6
2.9
1.4
1.6
3.0
2.1
3.1
2.0
5.1
1.9
3.5
5.4
5.0
2.9
3.0
3.6
3.0
6.6
6.2
3.2
3.4
6.6
3.2
2.1
0.8
2.0
2.8
2.1
2.8
2.8
0.7
0.7
1.4
0.5
1.4
1.9
1.9
1.4
0.5
1.9
0.5
1.2
2.0
1.3
3.3
3.1
1.2
2.0
3.2
1.9
1.3
0.3
1.4
1.7
2.0
1.2
1.1
2.3
0.7
1.5
0.3
1.6
1.9
2.4
1.6
0.2
1.8
0.9
1.4
0.5
1.3
1.8
1.9
1.4
0.5
1.9
0.5
1.7
2.6
2.0
4.6
4.6
1.7
2.9
4.6
2.9
1.1
2.3
1.1
3.4
3.3
1.1
2.5
3.6
2.2
2.2
2.5
2.3
4.8
5.8
2.2
3.0
5.2
2.9
1.6
1.3
1.8
3.1
3.3
1.6
1.5
3.1
1.7
2.4
3.0
2.3
5.3
5.0
2.2
2.9
5.1
2.6
1.4
2.8
1.2
4.0
3.9
2.6
3.9
1.3
2.5
1.3
2.2
1.3
3.5
3.0
1.2
1.8
3.0
1.7
United
States.

Boston
New York
Albany
Philadelphia.
Pittsburgh ..
Baltimore
Washington .
New Orleans.
Louisville
Cincinnati...
Cleveland
Chicago
Detroit
Milwaukee . .
Saint Louis ...
Saint P a u l . . .

1876.

State.

* The capital of the banks which reported State taxes in 1874 was $476,836,031, in 1875 $493,738,408;
in 1876 $488,272,782, and in 1877 $474,667,771.




XLVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table gives in detail, by States and principal cities, the
amount of national and State taxation paid by the national banks for
the year 1877, and their ratios to capital:
Amount of taxes.
States and Territories.

Maine
New Hampshire
Vermont
Massackusetti
Boston...
Rhode Island
-Connecticut

$240,
100,
1G8,
828,
830,
273,
422,

$354,
163,
257,
1, 321,
1, 515,
406,

NewEngland States
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore.
District of Columbia
Washington

34,118, 002
60, 057, 247
2, 000, 000
14, 278, 350
'8.41
16, 085. 667
10, 347, 500
1, 663, 985
2, 302, 459
11, 233, 651
252, 000
1, 229.119

M i d d l e States

Virginia
West Virginia
Nortli Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Xentueky
IiOuisville
Tennessee

49,
21,
30,
28,
25,

796
461
792
918
547
818
18,653
50. 099
14, 597
2, 760
77, 141
42, 265
48. 639

Ohio....
Cincinnati
Cleveland.
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California t..
San Francisco t
NewT Mexico
Utah
Idaho.
Montana.
Wyoming
Dakota

64, 684
27, 737
33, 945
74, 027
42, 632
1, 023
19, 372
26, 387
20, 655
3, 601
30, 636
15, 936
68, 514

428, 902
128, 159
97,591
347, 744
223, 996
131,744
120, 716
34, 885
50, 969
16,610
121, 291
93, 923
41, 243
o 722
18, 855
19. 922
23, 951
2, 650
3. 940

114, 480
49,198
64,737 i
102,945 !
,1
1,841
38,025 i
76,486 i
35,252 !
6,361 :
107,777
58,201 |
117,153 I

698, 446
201, 976
145, 730
550, 338
387, 581
277, 111
214, 917
65, 990
94, 329
32, 005
206, 376
155, 352
75, 961
122, 534
37, 848
41, 407
44, 495
9,874
22, 356
23, 827
7, 360
5, 529
4, 551
13, 227
3,572
1, 803

W e s t e r n States a n d
Territories

1,453,321! 1,991,174| 3,444,495

Totals . . .

6~9027573

1.4

*The capital of the banks that paid State, county, and municipal taxes on stock and real esta e is
$474,667,771.
t California banks pay no State taxes on capital, except suili as is invested in real estate.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLVII

Tables similar to the foregoing, for the years 1867 and 1869? and from
1874 to 1876 inclusive, appear in the appendix.
The amount of losses charged off by the banks during the last three
years have been tabulated from the semi-annual reports of dividends
and earnings made by the banks, and the results appear in the table
below, which shows the number of banks which have suffered losses,
and the amounts charged off by them, during each of the semi-annual
periods ending on March 1 and September 1 of the years named:
Six months ending—
Geographical divisions.

March 1, 1878.
No. of
banks.

New England States
Middle States
Southern States
Western States and Territories
Totals for 1878.
Add totals for 1877...
Add totals for 1876...

Losses.

September 1, 1878.
No. of
bauks.

327
417
124
436

$3, 344, 012
4, 506, 813
672,032
2, 380, 288

399
449
140
442

1,304
980
806

10, 903,145
8,175, 961
6, 501,170
25, 580, 276

Aggregate losses and average number of
banks, yearly

L

$4,
5,
1,
2,

Aggregate
losses.

—
016, 814
502, 770,
225, 602
818, 469;

$7, 360, 826
10, 009, 583
1, 897, 634
5,198, 757

1,430 j
1,108 I
1,034 |

13, 563, 655|
11, 757, 627 j
13, 217, 857!

24, 466, 800
19, 933, 588
19, 719, 027

1,191

38, 539,139

64,119, 415

In his last two reports, the Comptroller gave tables showing the
amount of losses thus charged off by the banks in each State and principal city in the Union during the years 1876 and 1877. A similar table
is here presented for the present year, which gives the number of banks
and amount of losses for each dividend period, to which are added the
losses of the years 1876 and 1877:
March 1, 1878.

September 1, 1878.

States and cities.

Total.
No. of
banks.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New York
New York City . .
Albany
.'
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia.
Washington
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana




39
23
25
116
45
23
56
129
40
7
54
124
20
13
5
8
12
1
4
15
6
12
10
8
1
7
6
11
2
21
7
18
83

Losses.

No. of
banks.

Losses.

42
$82, 399 47
$133, 457 93
31
52, 704 69
86, 158 23
33
160, 026 03
218, 407 69
146 1, 099,369 18
606, 935 00
48 1, 422,010 60
1, 068,186 86
38
721,661 20
415, 073 24
61
652, 098 23
642, 337 12
157
528, 530 28
716, 514 78
42 2, 703,939 15
2, 443, 380 83
7
128,137 72
145, 251 96
54
235, 224 34
425, 650 62
121
702,158 74
535, 441 55
22
190, 045 35
371, 630 95
18
100, 208 94
318, 827 57
11, 212 94
12, 081 86
25,101 77
9, 341 37
138, 674 34
230, 241 65
1, 000 00 !
3, 375 00
3,138 14 !
30, 473 39
88, 235 87 |
122, 704 26
12, 809 04 [
22, 434 35
71, 363 73 |
149, 901 81
70, 696 13
29, 367 83
• 26, 833 14 !
59, 247 73
6, 078 48 j
28, 244 60 !
70, 802 41 i
297, 939 35 I
40, 557 55 )
32,828 14 j
41,031 60
14, 402 05 |
11, 060 18
163,171 41
103, 343 81 j
150,327 53
85, 198 52 I
107,613 07
91,441 06 j
606, 815 54
358, 859 37 |
49, 797 47
30,233 26
152, 883 00
70, 025 04
353, 474 40
257, 823 49

$215, 857 40
138, 862 92
378, 433 72
1, 706, 304 18
2, 490,197 46
1,136, 734 44
1,294, 435 35
1, 245, 045 06
5,147, 319 98
273, 389 68
660, 874 96
1, 237, 600 29
561, 676 30
419, 036 51
23, 294 80
34,443 14
368, 915 99
4, 375 00
33, 611 53
210,940 13
35, 243 39
221, 265 54
100, 063 96
86, 080 87
6, 078 48
99,047 01
338, 496 90
73, 859 74
25, 462 23
266, 515 22
235, 526 05
199, 054 13
965, 674 91
80, 030 73
222, 908 04
611, 297 89

XLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY
Losses of the National Banks—Continued.
March 1,1878.
States and cities.

No. of
banks.

Illinois
Chicago
Michigan
Detroit
"Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California
San Francisco .
New Mexico
Utah
Montana
Wyoming
Dakota

Losses.

September 1,1878.
Total.

No. of
banks.

$161, 741 93
394, 762 84
205,873 19
91, 935 74
50, 044 39
46,141 17
183, 033 46
128, 388 05
65,477 18
75, 838 52
53, 597 18
40, 919 54
56, 941 34
14, 054 46
12, 635 37
38, 241 06
10,160 57
1, 241 01
8, 663 39
3, 051 12
1, 041 17
1, 304 10, 903,145 04
980 i 8,175, 960 56
806 ! 6, 501,169 82

Totals for 1878 .
Add for 1877 . . .
Add for 1876 . . .
Aggregate losses for three y e a r s . . .

$288, 720 66
520, 321 30
165, 988 78
42, 681 27
27, 715 87
28, 817 41
92, 673 24
98, 568 87
47, 822 11
95, 618 14
113, 305 78
22, 978 62
48, 430 80
6, 805 58
9, 834 06
14, 662 85
12, 872 37
11, 499 00
9, 082 52
11, 228 05
5, 436 00

$450,462 59
915, 084 14
371, 861 97
134, 617 01
77, 760 26
74, 958 58
275, 706 70
226, 956 92
113, 299 29
171,456 66
166, 902 96
63, 898 16
105, 372 14
20, 860 04
22, 469 43
52, 903 91
23, 032 94
12,740 01
17, 745 91
14,279 17
6,477 17

1, 430 13, 563, 654 85 24, 466, 799 89
1,108 11, 757, 627 43 19, 933, 587 99
1, 034 13, 217, 856 60 19, 719, 026 42

25, 580, 275 42

38, 539,138 88 64,119,414 30

It will be seen from the foregoing tables that the total losses charged
off by the banks during the current year were $24,466,799.89; that in
1877 they amounted to $19,933,587.99, and in 1876 to $19,719,026.42;
making a grand aggregate of $64,119,414.30 of losses which the banks
have sustained during the three years named, and have wiped off from
their books by charging them largely to their previously accumulated
undivided profit and surplus accounts.
The amount of losses sustained by the banks in the more important
cities during the same period is shown in the following table:
Cities.
: 873, 759 97 $4, 247, 941 66
,
,598, 722 68
2,192, 053 81
152, 976 14
333, 248 47
333,851 56
289, 466 59
876, 207 32
200, 597 74
519, 701 41
286, 259 47

New York..
Boston
Philadelphia
Pittsburgh..
Baltimore —
New Orleans

$5,147, 319 98
2, 490,197 46
561, 676 30
419, 036 51
368,915 99
338,496 90

Inconsequence of the losses above shown, many of the banks have
been compelled to entirely forego dividends for a longer or shorter
period. A tabular statement is given below, showing by geographical
divisions the number of banks, with their capital, which passed dividends
during each of the semi-annual dividend periods of 1877 and 1878:
Six months ending—
Geographical divisions.

March 1,1877.
No.

New England States
Middle States
Southern States
Western States
Pacific States and Territories
Totals




Capital.

S e p t e m b e r 1.1877.
No.

Capital.

M a r c h 1,1878.
No.

Capital.

S e p t e m b e r 1,1878.
No.

73
27
106
14

$8,150,
12, 742,
3, 720,
14, 090,
1, 750,

000
000
000
000
000

35
92
30
118
13

$9,
15,
4,
10.
1,

000
200
000
000
000

37
95
36
144
16

$9, 389, 500
17, 244, 400
5, 266, 000
15,013,000
1, 885, 000

51
114
44
132
16

245

40, 452, 000

288

41,166, 200

328

48, 797, 900

357

085,
573,
236,
737,
535,

Capital.
$14,
22,
6,
12,
1,

870,
454,
8G7,
870,
675,

000
850
000
100
000

58, 736, 950

REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIX

The number of banks passing dividends in the first dividend period of
1876 was 235, with a capifal of $34,290,320; and in the second period
the number was 273, and the capital represented was $44,057,725. It
will be seen that during the last three years, an average amount of
$44,583,516 of capital of the national banks has paid no dividends whatever to its owners.
But the foregoing table of the number of banks which have passed
dividends during the last three years does not fully represent the
effect of the great losses suffered by them, nor the diminution of their
profits in later years. For, in addition to what is here shown, very many
of the banks which have declared dividends have been compelled to reduce them to rates which cannot be considered a fair compensation for
the use of the capital employed. This additional effect is shown in the
following table, which exhibits the amount of capital, surplus, dividends,
and total earnings of all the national banks, for each half year, from
March 1, 1869, to September 1, 1878, together with the ratios of such
dividends and earnings to capital and surplus:

Period of six)
months end- No. of
banks.
ing—

Sept. 1,1869
Mar. 1,1870
Sept. 1,1870
Mar. 1,1871
Sept. 1,1871
Mar. 1,1872
Sept. 1,1872
Mar. 1,1873
Sept. 1,1873
Mar. 1,1874
Sept. 1,1874
Mar. 1,1875
Sept. 1,1875
Mar. 1,1876
Sept. 1,1876
Mar. 1,1877
Sept. 1,1877
Mar. 1,1878
Sept. 1,1878

1,481
1,571
1,601
1,605
1,693
1,750
1,852
1,912
1,955
1, 967
1,971
2,007
2, 047
2,076
2,081
2,080
2,072
2,074
2,047

Capital.

$401, 650, 802
416, 366, 991
425, 317,104
428, 699,165
445, 999, 264
450, 693, 706
465, 676, 023
475, 918, 683
488,100, 951
489, 510, 323
489, 938, 284
493, 568, 831
497, 864, 833
504, 209, 491
500, 482, 271
496, 651, 580
486, 324, 860
475, 609, 751
470, 231, 896

Surplus.

Total dividends.

Total net
earnings.

$82,105, 848 £21, 767, 831 $29, 221,184
86,118, 210 21, 479, 095 28, 996, 934
91, 630, 620 21, 080, 343 26, 813, 885
94, 672, 401 22, 205,150 27, 243,162
98, 286, 591 22,125, 279 27, 315, 311
99, 431, 243 22, 859, 826 27, 502, 539
105,181, 942 23, 827, 289 30, 572, 891
114, 257, 288 24, 826, 061 31, 926, 478
118,113, 848 24, 823, 029 33,122, 000
123, 469, 859 23, 529, 998 29, 544,120
128, 364, 039 24, 929, 307 30, 036, 811
131, 560, 637 24, 750, 816 29,136, 007
134,123, 649 24, 317, 785 28, 800, 217
134, 467, 595 24, 811, 581 23, 097, 921
132, 251, 078 22, 563, 829 20, 540, 231
130, 872,165 21,803,969 19, 592, 962
124, 349, 254 22,117,116 15, 274, 028
122, 373, 561 18, 982, 390 16, 946, 696
118, 687,134 17, 959, 223 13, 658, 893

Divi- Dividends E a r n i n g s
dends to to capital to capital
and
and
capital. plus. sur- plus. surPer ct.
5.42
5.16
4.96
5.18
4.96
5.07
5.12
5.22
5.09
4.81
5.09
5.01
4.88
4.92
4.50
4.39
4.54
3.99
3.81

Per ct.
4.50
4.27
4.08
4.24
4.07
4.16
4.17
4.21
4.09
3.84
4.03
3.96
3.85
3.88
3.57
3.47
3.62
3.17
3.04

Per ct
6.04
5.77
5.19
5.21
5.02
5.00
5.36
5.41
5.46
4.82
4.86
4.66
4.56
3.62
3.25
3.12
2.50
2.83
2.31

This table shows a gradual and steady decline in the ratio, not only of
dividends but of earnings, from 1870 to the present time. The ratio of
dividends to capital has declined from 10.12 per cent, in 1870 to 7.80 per
cent, in the present year$ the ratio of dividends to capital and surplus,
which in 1870 was 8.35, is this year but 6.21 * while the ratio of total net
earnings to capital and surplus has receded during the same period from
10.96 to 5.14. The latter fact shows how largely the dividends of late
years have been drawn from the accumulated earnings of former periods,
and that even the diminished dividends of to-day much exceed the
actual current earnings of the banks.
A table is given in the appendix which shows concisely the ratio of
dividends to capital, and to capital and surplus, and of total net earnings to capital and surplus, of each State and principal city in the Union,
for each half year from March 1, 1874, to September 1? 1878.
IV—c c




REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following' table exhibits by geographical divisions ratios similar
to those on the foregoing page, for the years 1876 1877, and 1878:
1876.
•Geographical
divisions.

New England
States
Middle States ..
Southern States
Western States
and Territories

1877.

1878.

DiviDiviDiviDivi- dends to Earnings Divi- dends to Earnings Divi- dends to Earnings
dends to capital to capital dends to capital to capital dends to capital to capital
capital. and sur- and sur- capital. and sur- and sur- capital. and sur- and surplus.
plus.
plus.
plus.
plus.
plus.
Per ct.

United States ..

Per ct.

Per ct.

Per ct.

Per ct.

Per ct.

Per ct.

Per ct.

Per ct.

8.4
9.8
8.8

6.7
7.7
7.6

6.5
5. 5
9.6

7.6
8.5
8.3

6.0
6.6
7.1

4.7
5.4
7.1

6.9
7.9
7.3

5.5
6.1
6.2

4.3
4.9
5.7

10.3

8.1

9.9

12.2

9.6

7.2

9.6

7.8

6.9

9.4

7. 5

6.9

8.9

7.1

5.6

7.8

6.2

5.1

REDEMPTION.

The following table exhibits the amount of national-bank notes received for redemption monthly by the Comptroller of the Currency for
the year ending November 1, 1878, and the amount received for the same
period at the redemption-agency of the Treasury, together with the total
amount received since the j>assage of the act of June 20, 1874:
Received by Comptroller.
Months.

November, 1877..
December, 1877 . .
January, 1878
February, 1878 . .
March, 1878
April, 1878
May, 1878
June, 1878
July, 1878
August, 1878
September, 1878 .
October, 1878
Total
Received from June 20,1874,
to November 1,1877
Grand total.

N o t e s of naFrom national
From
banks for re- redemption tional b a n k s i Under act
issue or sur- agency for
q
render.
tion.
$11, 680
17, 590
15, 400
30, 900
18, 000
106, 500
68, 700
66, 073
346, 750
115, 405
37,600
161,159

$3,107, 800
3,101, 900
4, 323,100
3, 720, 600
3, 534, 800
4, 001, 700
6, 086, 500
5, 909, 800
4, 635,100
3, 435, 400
2, 997, 500
2, 995, 000

$166,546
137, 500
258,189
203, 750
129, 420
211, 458
326, 315
492,043
183,127
308, 585
177, 911
89, 580

$1, 432, 017
529, 692
577, 010
524, 397
392, 760
721,178
1, 096, 429
1, 017,166
690, 264
625, 507
327, 069
283, 063

Total.

$4, 718, 043
3, 786, 682
5,173, 699
4, 479, 647
4, 074, 980
5, 040, 836
7, 577, 944
7, 485, 082
5, 855, 241
4, 484, 897
3, 540, 080
3, 528, 802

Received
at the redemptionagency.

$17, 340, 759
17, 222, 396
18, 040, 569
13,538,278
12, 025, 805
15, 766, 848
24, 076, 684
23, 615, 670
22, 785, 473
16, 418, 603
13, 292, 206
8, 376, 449

995, 757 47, 849, 200 2, 684, 424 8, 216, 552 59, 745, 933 202, 499, 740
10, 974, 288 273, 670, 855 10, 283, 941 52,805,216 347,734,300

664, 794, 553

11, 970, 045 321, 520, 055 12,968,365 j 61,021,768 407,480,233 867, 294, 293

During the year ending November 1, 1878, there was received at the
redemption-agency of the Treasury $202,499,740 of national-bank notes,
of which amount $65,847,000, or about 32 J per cent., was received from the
banks in New York City, and $75,396,000, or about 37| per cent., from
Boston. The amount received from Philadelphia was $10,756,000; from
Baltimore, $1,215,000; Pittsburgh, $1,026,000 5 Cincinnati, $2,223,000;
Chicago, $2,866,000; Saint Louis, $814,000; Providence, $4,945,000.
The amount of circulating notes, fit for circulation, returned by the
agency to the banks during the year was $151,683,200. The total amount
received by the Comptroller for destruction, from the redemptionagency and from the national banks direct, was $57,061,509. Of this




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LI

amount $5,830,516 were issues of the banks in the city of New York;
$4,447,325 of Boston; $1,811,160 of Philadelphia; $1,107,323 of Baltimore; $1,087,470 of Pittsburgh $ $435,20!) of Cincinnati; $444,398 of
Chicago; $169,673 of Saint Louis; $360,281 of New Orleans; $351,800
of Albany; and $359,490 of Cleveland.
There were, on November 1, $282,991,768 of national-bank notes
outstanding upon which the charter number had been printed, and
$36,660,353 not having that imprint.
The following table exhibits the number and amount of nationalbank notes of each denomination which have been issued and redeemed
since the organization of the system, and the number and amount outstanding on November 1, 1878 :
Amount.

Number.
Denominations.
Issued.
Ones
Twos
Fives
Tens
Twenties
Fifties . . . One-hundreds
Five-hundreds
Thousands
Totals

Issued.

Kedeemed. Outstanding.

22, 478, 415 .18,194,196 •
7, 517, 765 6,226,692
61,191, 288 42,683,433 j
24,157, 29:5 13,859,149 :
7, 344,167
3, 933,178 ;
1,147, 578
728,222
812, 903
541, 859
20, 210
18, 895
6,204
5, 900 :
124, 675, 823 86,191,524 ,

4,284,219
1,291,073
18,507,855
10,298,144
3, 410, 989
419,356
271, 044
1, 315
304

Kedeemed.

Outstanding.

$22, 478, 415 $18,194,196
15, 035, 530 12, 453, 384
305, 956, 440 213,417,165
241, 572, 930 138, 591, 490
146, 883, 340 78, 633, 560
57, 378, 900 36,411 100
81, 290, 300 54,185, 900
9. 447, 500
10,105, 000
5, 900, 000
6, 204, 000
* _ H , 562

$4, 284, 219
2, 582,146
92, 539, 275
102, 981, 440
68, 219, 780
20, 967, 800
27,104, 400
657, 500
304, 000
" + 1 1 , 562

38,484,299 886, 904, 855 567, 252, 733

319, 652,122

A table showing the number and denominations of national-bank
notes issued and redeemed, and the number of each denomination outstanding on November 1 for the last eleven years, will be found in the
appendix.
The following table shows the amount of national-bank notes received
at this Office and destroyed yearly since the establishment of the system:
Prior to November 1, 1865
,
During the year ending October 31, 1866
During the year ending October 31, 1867
During the year ending October 31, 1868
During the year ending October 31, 1869
During the year ending October 31, 1870
During the year ending October 31, 1871
During the year ending October 31, 1872
During the year ending October 31, 1873
During the year ending October 31, 1874
During the year ending October 31, 1875
During the year ending October 31, 1876
During the year ending October 31, 1877
During the year ending October 31, 1878
Additional amount destroyed of notes of banks in liquidation
Total

175,490
1, 050, 382
3, 401, 423
4, 602, 825
8, 603, 729
14, 305, 689
24, 344, 047
30,211, 720
36, 433,171
49, 939, 741
137, 697, 696
98, 672, 716
76, 918, 963
57, 381, 249
23, 524, 492
567,263,333

INSOLVENT BANKS.

Since November 1, 1877, receivers have been appointed for banks in
operation at that date, as follows :
Third National Bank of Chicago, 111
Central National Bank of Chicago, 111.
First National Bank of Kansas City, Mo
Commercial National Bank of Kansas City, Mo
First National Bank of TarrytoAvn, N. Y ."
Washington County National Bank of Greenwich, N. Y
* Subtract or add for portions of notes lost or destroyed.




Capital.

$750,000
200, 000
500, 000
100, 000
100, 000
200, 000

LII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
CapitaL

First National Bank of Dallas, Tex
People's National Bank of Helena, Mont
First National Bank of Bozeman, Mont
Farmers' National Bank of Platte City, Mo

$50, 000
100, 000
50, 000
50, 000
2,100, 000

Beceivers have also been appointed, since the date named, for the
following banks which had previously gone into voluntary liquidation:
First [National Bank of Ashland, Pa.; First National Bank of Allentown, Pa.; First National Bank of Waynesburg, Pa.; Citizens7 National
Bank of Oharlottesville, Va.; and Merchants' National Bank of Fort
Scott, Kans. The receivers for the five last-mentioned banks were
appointed under authority of an act " authorizing the appointment of
receivers of national banks, and for other purposes," approved June 30,
1876. This action was rendered necessary by the complaints of creditors
that the affairs of the several banks were not being properly or efficiently settled by the officers or agents having them in charge.
Dividends have been paid to the creditors of six of the banks that
have failed during the year, as follows:
Third National Bank of Chicago, 111
Central National Bank of Chicago, 111
First National Bank of Kansas City, Mo
Commercial National Bank of Kansas City, Mo
First National Bank of Tarry town, N. Y
Washington County National Bank of Greenwich, N. Y

70 per
40 per
30 per
100 per
70 per
50 per

cent.
cent.
cent.
cent.
cent.
cent.

The aggregate amount of these dividends is $1,309,167 ; the average
rate being 53.8 per cent.
Dividends have also been paid during the year to creditors of banks
which failed previous to Xovember 1, 1877, as follows:
Merchants' National Bank of Washington, D. C
First National Bank of Selma, Ala..
Ocean National Bank, New York, N. Y
Wallkill National Bank, MioMletown, N. Y
Crescent City National Bank, New Orleans, La..
Atlantic National Bank, New York, N. Y
New Orleans National Banking Association, La.
First National Bank of Carlisle, Pa
First National Bank of Topeka, Kans
First National Bank of Norfolk, Va
First National Bank of Tiftin, Ohio
Charlottesville National Bank, Va
Miners' National Bank, Georgetown, Colo
Fourth National Bank of Chicago, 111
First National Bank of Bedford, Iowa
First National Bank of Osceola, Iowa
First National Bank of Dulutli, Minn
First National Bank of La Crosse, Wis
City National Bank of Chicago, 111
Watkins National Bank, Watkins, N. Y
First National Bank, Wichita, Kans
Northumberland County Nat. B'k, Shamokin, Pa.
First National Bank of Winchester, 111
National Exchange Bank, Minneapolis, Minn.. .
National Bank of the State of Missouri, Saint
Louis, Mo
First National Bank of Delphi, Ind
Lock Haven National Bank, Lock Haven, P a . . . .

per cent.; total, 24 j' , per cent,
7 per cent.; total, 42 per cent,
5 per cent.; total, 95 per cent,
lf> per cent.; total, 100 per cent,
15 per cent.; total, 75 per cent,
15 per cent, total, 85 per cent,
20 per cent, j total, 50 per cent,
32 per cent. total, 72 per cent,
13 , per cent, total,
per cent,
10 per cent, total,
per cent,
,
10 per cent,
per cent,
10 per cent, total,
per cent,
25 per cent, total,
per cent,
10 per cent, total,
per cent,
12 per cent, total,
per cent,
total,
75 per cent,
per cent,
total,
27 per cent, total, 100 per cent,
72 per cent,
15 per cent. total, 35
10 per cent.; total, 45 per cent,
i per cent.; total, 100 per cent,
2; per cent.; total, 60 per cent,
25 per cent.; total, 50 per cent,
30 per cent.; total, 50 per cent,
15 per cent, j total, 65 per cent.
14

10
25
30

per cent.; total, 35
per cent.; total, 50
per cent.; total, 30

per cent,
per cent,
per cent.

The total amount of dividends disbursed by the Comptroller to creditors of insolvent banks during* the year ending November 1, 1878, was
$2,856,851. The total dividends paid since the organization of the system is $14,010,313, upon proved claims amounting to $23,147,393, or 60.53
per cent, of the amount of the claims.
Assessments amounting to $5,703,500 have been made upon the share-




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LIII

holders of thirty-four insolvent banks for the purpose of enforcing their
individual liability, of which $1,458,834 has been collected.
A table showing the national banks which have been placed in the
hands of receivers, the date of appointment of receivers, the amount of
capital and of claims proved, and the rates of dividends paid 5 and also
one showing the amount of circulation of such banks, issued, redeemed,
and outstanding, on November 1,1878, will be found in the appendix.
STATE BANKS AND SAVINGS BANKS.

The laws of the United States require returns of capital and deposits
to be made to the Commissioner of Internal Eevenue, for purposes of
taxation, by all State banks, savings-banks, and private bankers.
The data for the following table were obtained from the Commissioner
and compiled in this Office. This table exhibits, by geographical divisions, the number of State banks and trust companies, private bankers,
and savings-banks, and their average capital and deposits for the six
months ending May 31,1878:
STATE BANKS AND TRUST COMPANIES.
Geographical divisions.

New England States
Middle States
Southern States
"Western States
Pacific States and Territories

Capital.

Deposits.

42
217
233
296
65

$8,189, 517
42, 446, 037
27, 378, 751
20, 247, 869
26, 085, 088

$15,
122,
30,
38,
22,

853

124, 347, 262

229, 482, 625

71
916
280
1, 450
139

$2, 858, 688
34, 482, 781
7, 298, 396
26, 917, 565
6, 240, 798

$3, 228, 297
61, 922, 908
13, 683, 874
75,167, 656
29, 830, 230

2, 856

77, 798, 228

183, 832, 965

$68, 400
160, 000
881, 882
304, 852
1, 822, 208

$1,139, 916
1, 373,145
1, 278, 900
1, 931, 700
20, 456, 307

3, 237, 342

26,179, 968

of banks.

..

United States

062,
098,
667,
877,
776,

430
847
577
287
484

PRIVATE BANKERS.
New England States
Middle States
Southern States
Western States
Pacific States and Territories .
United States.
SAVINGS-BANKS WITH CAPITAL.
New England States
Middle States
Southern States
Western States
Pacific States and Territories .
United States
SAVINGS-BANKS WITHOUT CAPITAL.
New England States
Middle States
Southern States
Western States
Pacific States and Territories .
United States.

New England States
Middle States
Southern States
Western States
Pacific States and Territories .
United States




441
190
3
25

$403, 427, 083
358, 680, 633
2,143, 723
10, 308,123
28, 739, 783

668

803, 299, 345

555
1,326
520
1,782
217

$11,116, 605
77, 088, 818
35, 559, 029
47, 470, 286
34,148, 094

4,400

205, 382, 832

$422, 857,
544, 075,
47, 774,
126, 284,
101, 802,

726
533
074
766
804

1, 242, 794, 903

LIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table exhibits by States, cities, and geographical divisions, the average capital and deposits of the same banks and bankers,,
and the taxes thereon for the same period:
j On capital. On deposits.
$1, 253 21
4,270 50
4, 096 57
5, 085 19
17, 694 04
39,301 63
31,271 53

555 j 11,116, 605 | 422,857,726! 20,219 59

102,972 67

123,192 26

10, 427, 448 148,258,669 | 20, 290 36
40, 700, 289 247,964,314 | 56, 276 58
12,153,189 ;
706 47
642, 000
1, 741, 071 19,326,498 | 3, 536 29
10, 807, 358
29,979,015 I 25,172 82
2,113, 756
42, 552, 729 ! 4, 648 68
10, 284 93
4, 657, 547 13,727,252
712, 578
1, 798, 521 1, 667 97
627, 513
559, 703
962 01
24, 604, 030
4,162, 516
8, 795 49
513 18
496, 742
3,151, 613

100,972 62
214, 356 85
4, 039 36
14, 587 16
74, 851 74
61, 604 26
22, 599 96
2, 031 54
913 51
15, 740 49
6, 469 94

121,262 98
270, 633 43
4, 745 8318,123 45"
100, 024 56
66,252 94
32, 884 89*
3, 699 51
1, 875 52
24, 535 98
6, 983 12

,108
61,000
344,167
834, 666
3, 061, 397
3, 883, 267
2, 840, 000

New York
New York C i t y . . . .
Albany.
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
"Washington
Middle States .
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

Southern States .

1, 326 j 77, 088, 818 | 544, 075, 533 | 132, 854 78
77
22
13
18
67
6

I 3,281,667
I 1,496,792
| 588,290
I 911,523
j 4,317,817
I
89,483
993, 276
1, 289, 573
116, 000
4, 473, 905
3, 707, 057
225, 576
7, 010,103
5, 288, 296
1, 769, 671

520

35, 559, 029
6, 042, 364
2, 022, 369
898, 623
5, 081,175
4, 509, 738
3, 612, 908
2, 636, 707
1,108, 368
1, 386, 425
729, 853
5, 255, 013
1, 510, 502
4,124, 269
6, 576, 033
1, 472, 344
503, 595

Ohio
Cincinnati...
Cleveland ...
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee.
Iowa
Minnesota
Missouri
Saint Louis.
Kansas
Nebraska

Western States.
Oregon
California
San Francisco.
Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona
Pacific States and Territories
Totals




Total.

$188 98
152 50
829 33
1, 429 33
3, 826 47
8,188 16
5, 604 82

Maine
New Hampshire.
Vermont
Massachusetts ..
Boston
Rhode Island
Connecticut
New England States...

Tax.

Deposits.

States and Territories.

1,782 ] 47,470,28i
10
84
33
28
18
8
4
3

6, 499, 580 7, 753 69
3, 927, 737 3, 668 37
1,470 72
978, 018
1, 004, 868 2, 278 77
3, 948, 488 10, 711 40
233,405 i
223 70
1, 813, 605 I 2, 420 69
1, 732, 597 2, 535 64
48,110
177 50
7,994,123 I 10, 726 42
4,626,420
8, 744 54
298, 605
514 24
6,287,262 . 16, 656 29
5, 650, 057 12, 971 68
2,731,199
4,233 85
47, 774, 074 j 85, 087 50
15, 952, 238
7, 361, 629
12, 244, 967
10, 224, 039
12, 472, 557
6, 832, 759
4, 737, 722
5,179, 009
3, 714. 069
5, 747, 509
8, 224, 785
3, 233, 693
10,184, 792
16, 387, 002
2, 598, 746
1,189, 250
126, 284, 766

518,167 43 j 651, 022 21
15,421 29
9, 819 28
2,445 03
2, 428 28
9,190 49
583 48
4, 533 93
4, 331 42
120 28
15,184 95
11, 565 63
746 48
15, 718 26
14,125 04
6, 828 00

23,174 98
13,487 6&
3, 915 75
4, 707 05
19, 901 89
807 18
6, 954 62
6, 867 06
297 7825,911 37
20, 310 17
1,260 72:
32, 374 55
27, 096 72
11, 061 85

113, 041 84

198,129 34

12, 959 68
3, 388 23
1, 590 98
11, 724 36
10,153 55
4, 892 45
6, 454 25
1, 800 91
3, 026 20
1, 669 66
12,711 94
3, 662 47
9, 811 03
14, 540 48
3, 441 85
1,203 76

38, 776 39
17, 295 38
17, 403 31
21, 838 78
29, 981 71
17, 043 45
11, 844 11
11, 038 32
9, 284 96
14, 368 72
20, 377 82
7, 950 50
25,461 50
40, 967 45
6, 496 55
2, 972 96

51, 736 07
20, 683 61
18, 994 29
33, 563 14
40,135 26
21, 935 90
18, 298 36
12, 839 23
12, 311 16
16, 038 38
33, 089 76
11, 612 97
35, 272 53
55, 507 93
9, 938 40>
4,176 72

103, 031 80 |

293,101 91

396,133 71

3, 602 45
37, 946 00
132, 601 59
2,336 38
4,786 37
1,786 37
152 95
371 70
40 88
694 80
472 28
1, 343 62
64 70

5,101 94
62, 679 9 >
<
178, 858 05
3,651 84
5,817 03
2,261 37
165 45
570 39
175 88
889 90
805 81
1,863 62
277 20

12
8
3
4

643, 225
9, 943,129
21, 787, 036
526,190
412, 268
190, 000
5,000
82, 794
54, 000
78, 039
133, 413
208, 000
85, 000

1,489,547
17, 422,175
78, 070,629
934,915
1,914,583
714,555
61,180
148,682
16,358
277,927
188,918
537,450
25,885

! 1, 499 49
! 24, 733 99
j 46, 256 46
; 1, 315 46
: 1,030 66
475 00
|
12 50
i
198 69
i
135 00
j
195 10
I
333 53
520 00
!
212 50

217

34,148, 094

101, 802, 804

76, 918 38

4,400 205,382,832 1, 242, 7£4, 903 418,112 05

REPORT OF THE COMPTROLLER OF THE CURRENCY.

LV

Tables giving similar information for previous years will be found in
the appendix.
Section 333 of the Revised Statutes requires the Comptroller to report
to Congress the resources and liabilities of banks other than national,.
so far as such information can be obtained by him. Statements showing
the condition of the State and savings banks of New York and New
England are readily obtained for this purpose from the State authorities.
A summary of these, and of returns showing the condition of the State
banks of New Jersey, Pennsylvania, Maryland, Ohio, Louisiana, Kentucky, Michigan, Wisconsin, Minnesota, Kansas, and California, are given
in the appendix. Complete returns are also given showing the condition
of the savings-banks of New England, New York, New Jersey, Ohio, and
California. It will be seen that complete returns of State banks have
been received from seventeen States only, of savings-banks from but ten
States, and of trust and loan companies from five only. The laws of fourteen States do not require returns to be made by banking associations
to any State official. The tables referred to do not therefore present a
satisfactory exhibit of the condition of the resources and liabilities of the
State banks and savings-banks of the country.
SUMMARY OF THE PRINCIPAL RESTRICTIONS AND REQUIREMENTS OF
THE NATIONAL BANK ACT.

1. The corporate powers possessed by the national banking associations, and which they cannot exceed, are limited by the organic act
which governs them, and are very carefully enumerated therein. They
are, briefly, as follows:
First To adopt and use a corporate seal.
Second. To have succession for twenty years, unless sooner voluntarily
dissolved, or their franchise becomes forfeited by some violation of law.
Third. To make contracts.
Fourth. To sue and be sued, as fully as natural persons.
Fifth. To elect or appoint directors, and by the directors to appoint
a president, cashier, and other officers, and define their duties.
Sixth. To adopt all necessary by-laws, not inconsistent with law.
Seventh. To exercise by their boards of directors, or officers,- subject to
law, such incidental powers as are necessary to carry on the business of
banking ; by discounting and negotiating promissory notes and other
evidences of debt; by receiving deposits 5 by buying and selling exchange, coin, and bullion ; by loaning money on personal security $ and
by obtaining and issuing circulating notes.
These are the entire powers possessed by the national banks, and it
has been judicially held that all powers not here enumerated are withheld. These enumerated powers, therefore, operate also as restrictions
upon the banks.
2. One of the provisions appearing in the above grant of powers is
that the national banks may loan money upon personal security only—
that is, real estate may not be taken by them, directly or indirectly, as
original security for any loan; the effect of which is to make them
commercial institutions, and to discourage the loaning of money upon
securities not readily convertible.
3. Mortgages on real estate may be taken, or real estate be conveyed
to them, by way of security for or in satisfaction of debts previously contracted in good faith 5 or they may purchase the same at sales under
judgments, decrees, or mortgages held by them. But all possession by
them of such real estate, whether under mortgage, by purchase, or
otherwise, is limited to five years.




LVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

4. They are required to have a paid-up capital of not less than $100,000
each, and in cities of 50,000 inhabitants their capital must be not less
than $200,000 each. In the discretion of the Secretary of the Treasury,
however, banks with not less than $50,000 capital may be organized in
places having less than 6,000 inhabitants. The design and effect of these
provisions is to prevent, as far as possible, the establishment of feeble
organizations, unequal to the wants of the communities in which they
are located.
5. At least one-half of the authorized capital must be paid in before
commencing business, and the remaining portion must be paid in at the
rate of not less than one-fifth monthly from the time the association is
authorized to commence business. Proper provision is made for enforcing payment of installments of capital stock subscribed, or for makinggood any impairment of capital which may occur in the course of business.
6. The Comptroller is also authorized and required, before issuing his
certificate of authority to any association to commence business, to
ascertain if such association has in good faith complied with all the
requirements of law preliminary to its organization, and he may appoint a
special commission for this purpose if thought necessary. He must
also obtain a sworn statement of the president and cashier and of a majority of the directors of the proposed association, setting forth all the
facts properly bearing on this inquiry.
7. Xo increase or reduction of the authorized capital of an association
can be made without the approval of the Comptroller being first obtained,
and no increase is valid until the whole amount is actually paid in and
certified to under oath.
8. Every director must be a citizen of the United States, and threefourths of the directors of any association must be residents of the State,
Territory, or District in which it is located. Each director must also,
during his whole continuance in office, be the bona-fide owner of not less
than ten shares of the capital stock of the association of which he is a
director, which shares must not be hypothecated or in any way pledged
as security for any loan or debt. To all of which he must make oath.
9. Every director must also, immediately upon his election or appointment, make and transmit to the Comptroller an oath that he will faithfully administer the affairs of his association, and will not knowingly
violate, or permit to be violated, any of the provisions of the nationalbank act.
10. The shareholders of every national bank are each made individually responsible, equally and ratably, and not one for another, for all
contracts, debts, and engagements of such association, to the extent of
their stock therein, at its par value, in addition to the amount invested
in such shares; thus giving a double security to the general creditors of
these associations.
11. Each national bank, before it is authorized to commence business,
must have first deposited with the Treasurer of the United States an
amount of interest-bearing, registered United States bonds, not less in
any case than $30,000, nor less than one-third of the paid-in capital of
the bank, except that, by a late act, the maximum deposit of bonds required for any bank is $50,000. These bonds are primarily held as security for the redemption of the circulating notes of the bank; but as
the amount of circulation issued equals ninety per cent, only of the par
value of the bonds deposited, any excess in the value of the bonds
above the amount of circulation to be redeemed becomes an added security, in the possession of the government, applicable to the payment




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LVII

of claims of the general creditors of the association depositing them,
should it become insolvent.
12. National banks are forbidden to make transfers or assignments of
any of their assets or credits after an act of insolvency, or in contemplation thereof, with a view to the preference of one creditor to another;
and any transfer or assignment so made is null and void.
13. Every association in the national system is required to receive at
par, for any debt or liability to it, the circulating notes of any and all
other banks in the system, and these notes are also receivable by the
government for all taxes or other dues, except duties on imports, and
are payable for all debts or demands owing by the government, except
interest on the public debt. These features give to the notes an additional value beyond that which they possess through a deposit of United
States bonds.
14. One of the most invaluable features of the national banking system is that requiring each association to have at all times on hand an
available cash reserve of specified proportions as compared with its deposits and circulation. The proportion required for banks located in the
financial centers of the country is 25 per cent, of their deposits. For all
other banks the required proportion is 15 per cent, of their deposits. The
proportion of reserve to circulation is the same for all banks, namely, five
per cent., which amount is to be at all times on deposit with the Treasurer of the United States, to be held and used by him in the redemption
of their notes. This sum is also permitted to be counted as part of the
required reserve on dex>osits. Most stringent means are placed at the
disposal of the Comptroller for enforcing compliance by the banks with
the requirements of the law relating to the maintenance of a cash reserve.
15. Equal in importance with the requirements as to a cash reserve
are the provisions which compel the accumulation by each national bank
of a surplus fund, to be set apart by it from time to time out of the
profits of its business, and which fund may not be used by the bank for
any purpose other than to meet and charge off losses in excess of its
current earnings. These provisions require that each association shall,
before making any dividend, carry to its surplus fund one-tenth part of
its net profits since its last preceding dividend, until the same shall
amount to 20 per cent, of its capital stock. It is further provided that
no dividend shall ever be declared by any association to an amount
greater than its undivided profits (not surplus) then on hand, deducting
therefrom its losses and bad debts, and that if such losses shall equal or
exceed its profits on hand other than surplus, no dividend shall be made*
Careful provision is thus made for the steady growth of the surplus
fund of each national bank, until its sum shall equal one-fifth of the
capital of the association, thereby establishing a reserve fund against
w hich it may charge any excess of losses over and above its other profits
on hand, and thus preserve its capital stock unimpaired. Under these
provisions the amount of surplus accumulated by all the banks now in
operation is $116,897,800, against an aggregate capital of $466,147,436.
16. Another very important feature of the law is the requirement that
detailed statements of the condition of each national bank, verified by
the oath of its president or cashier, and attested by not less than three
of its directors, shall, not less than five times in each year, be made to
the Comptroller, and also be published in the city or town where the
bank is established; and to guard against the possibility of any bank
fortifying itself, in advance of a known day for making a report, so as to
make a good showing on that particular day, it is further provided that
each report shall be for some past day, to be specified by the Comptroller




LVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

This Office, also, under the law, makes annually a report to Congress,
containing a great number and variety of statistical tables compiled from
the various reports of the banks, through the wide distribution of which
full information concerning the banks and the working of the system
is annually placed before the public.
17. The national banks are also required to make semi-annual reports
to the Comptroller of their dividends declared, and the amount of their
profits in excess of such dividends, which returns are also tabulated by
him and the results presented to Congress and the country in his annual
reports. Full means are provided for enforcing compliance by the banks
with the provisions of law concerning both classes of reports here named,
by authorizing a severe penalty for any failure or neglect to make and
transmit the same.
18. In addition to the means for acquiring a knowledge of the condition of the banks furnished by the reports already mentioned, the law
provides for their examination periodically by disinterested persons to be
appointed by the Comptroller. These persons visit the banks, inspect
their books of account, securities, and assets and liabilities generally,,
have power to examine their officers and directors under oath and inquire
into all matters necessary to a full understanding of their actual, existing condition, and then make immediate and full report in writing of the
results of such examination. This feature of the law is an invaluable
one, operating not only as a restraint against irregular practices by any
banks so disposed, but as a means of detecting them and preventing their
recurrence. These examinations may be as frequent as is thought necessary, and their expense is borne by the banks themselves.
19. All necessary publicity as to the ownership of shares in any national banking association is secured by a provision requiring that a list
of the names and residences of all its shareholders, and the number
of shares held by each, shall be kept in the office where its business is
transacted, and shall, during business hours, be subject to the inspection of any shareholder or creditor of the association, and of the officersauthorized to asess taxes under State authority. A copy of such list,
verified by oath, must also be transmitted to the Comptroller annually.
20. The national banks serve a very useful purpose, both to the government and the public, more especially in localities where there is not
a subtreasury, by acting, when so authorized by the Secretary of the
Treasury, as depositories of public moneys and financial agents of the
United States. For their services in this regard they receive no direct
compensation, and are, moreover, required to give satisfactory security
for the faithful performance of their duties and the safe custody and
prompt payment of all public moneys intrusted to them, by a deposit
with the Treasurer of a sufficient amount of United States bonds.
21. The national banks are prohibited from loaning to any person,
company, corporation or firm, an amount exceeding one-tenth part of
their capital; and in estimating the liabilities of a company or firm the
liabilities of its several members are to be included. They are thus, by
law, made conservative in their management, and restrained from granting excessive loans, which would at least lessen their general usefulness
to the communities in which they are situated and perhaps impair their
safety.
22. They are further prohibited from making any loan or discount
whatever on the security of the shares of their own capital stock, or from
purchasing or holding the same unless to prevent loss upon a debt previously contracted in good faith. And, even in the latter case, they are
not permitted permanently to hold or to cancel shares S obtained, but
Q




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LIX

must, within six months from the date of their acquirement, sell or dispose of them at public or private sale.
23. They are also prohibited from becoming indebted or in any way
liable to an amount exceeding that of their capital stock actually paid
in, except on account (1) of their circulating notes; (2) their deposits or
collections; (3) bills of exchange or drafts drawn against money actually
on deposit to their credit or due to them $ and (4) liabilities to their own
stockholders for reserved profits. The purpose and effect of these provisions are to make the national banks lenders and not borrowers of
money.
24. They are further forbidden, either directly or indirectly to pledge
or hypothecate any of their circulating notes for the purpose of procuring money with which to pay in or increase their capital stock, or for
use in their banking operations, or otherwise. This restriction effectually precludes the practice, which was common in some former State
systems, of employing the circulating notes of an association in the increase of its own capital, or in furnishing capital for a new association7
which practice has at times been carried to an extreme limit.
25. The national banks are restricted in the rate of interest which
they may take, receive, or reserve, to the rate allowed by the laws of
the State, Territory, or District in which they are located.
26. A system of redemption of the circulating notes of the national
banks is provided, whereby not only may they be readily converted
into lawful money, but the mass of the circulation may be kept clean
through the retirement of such portion as becomes worn or mutilated
and the issue of new notes by the Comptroller, in their stead. This redemption is accomplished and compelled by requiring, first, that each
national bank shall redeem its circulating notes at its own counter, at
X^ar, in lawful money on demand; second, that the notes of all closed
banks shall be redeemed by the Treasurer; third, that all worn, mutilated, or defaced national-bank notes which are received by any assistant treasurer or designated depository of the United States shall be
forwarded to the Treasury for redemption; and, fourth, by providing that
when the notes of any associations, assorted or unassorted, are presented
in sums of $1,000, or any multiple thereof, to the Treasurer they shall be
redeemed by that officer. The government is indemnified for all redemptions made by it, either by the bonds which it holds, as in the case
of insolvent banks, or by a deposit of lawful money which is required to
be previously made by all other banks.
27. If a national bank fails to. pay its circulating notes, the Comptroller is authorized to sell its bonds and provide for their payment*.
The government is indemnified against any possible loss from its guaranty of the payment of such circulating notes, by having reserved to it
by law a paramount lien upon all the assets of any association which
defaults in the redemption of its notes, to make good any deficiency arising from the sale of its bonds.
28. The destruction of all mutilated notes and of notes of closed;
banks, redeemed by the Treasurer, is regulated by instructions of the
Secretary, given in pursuance of law. All notes destroyed are previously counted by separate agents or representatives of the Secretary,,
the Treasurer, the Comptroller of the Currency, and the banks which
issued the notes 5 they are effectually mutilated by clipping and punching, to prevent their possible circulation should they by any remote
chance pass out of the possession of the Treasury before destruction;
they are, in the presence of each of the agents mentioned, placed in a
triple-locked macerating machine, where they are immediately ground




LX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

into pulp; and tlieir destruction is certified to by all the agents, both
upon proper books in the Treasury department and in certificates sent
to the banks of issue.
29. The banks are prohibited, under a severe penalty, from certifying
any check drawn upon them, unless the person or company drawing the
check has at the time on deposit with them an amount of money equal
to that specified in the check.
30. They are also prohibited from making any loan on the security of
United States or national-bank notes, or from agreeing for a consideration to withhold the same from use, the purpose of the prohibition being
to prevent the "locking up" of money by the national-banks, in the
interests of speculators.
31. The officers of national banks are required to make returns under
oath to the Treasurer of the United States and to pay to him in semiannual installments an annual duty of one per cent, upon the average
amount of their circulating notes, one-half of one per cent, upon the average amount of their deposits, and a like rate upon the average amount of
their capital stock beyond the amount invested in United States bonds.
This duty is in lieu of all other government taxes.
32. The payment to the United States of the duties named does not,
however, relieve the national banks from any liability to taxation by
other than government authority, as it is expressly provided that nothing in the act shall prevent the shares of these associations from being
taxed by the States as is other similar property, or shall exempt their
real property from State, county, or municipal taxation, to the same extent as other real property.
33. Should the capital stock of any association become impaired in the
course of business, by losses or otherwise, it must, within three months
after the association shall have received notice from the Comptroller, be
made good by assessment upon the shareholders pro rata for the amount
of stock held by them ; and during such impairment the Treasurer is required, upon notification from the Comptroller, to withhold the interest
on all bonds held by him in trust for such association. The authorized
capital of the banks is thus by law compelled to be kept always intact,
for the protection of their creditors.
34. When a national bank goes into voluntary liquidation, it must,
within six months thereafter, deposit in the Treasury an amount of lawful money equal to its entire outstanding circulation, which circulation
is thereafter redeemed by the Treasurer. Thus the banks, under existing law, derive no benefit from the accidental loss or destruction of any
portion of their notes, such benefit inuring solely to the government.
35. Should any bank become insolvent, the most ample powers are
possessed by the Comptroller to take possession of such association,
through a receiver to be appointed by him, and to proceed to collect its
assets, and pay off, by dividends from time to time, the claims of its creditors. The note-holders are in such cases as secure as though the bank
had remained solvent, the notes being protected by the bonds held by
the government; while the other creditors have as a protection, in addition to the assets of the bank, the individual liability of the shareholders
before mentioned, together with the capital paid in, no part of which can
be returned to the shareholders until all approved claims against the association shall have been paid.
36. Mention has several times been made herein of the ample means
provided in the national-bank act for enforcing compliance with its provisions, by the infliction of penalties for their violation or non-observ-




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXI

ance. All of these penalties are severe, and many of them summary,
the principal ones being here enumerated:
I. For charging or exacting a usurious rate of interest, the whole interest agreed to be paid is forfeited $ or, if actually paid, twice its amount
may be recovered back by the person paying the same.
II. For certifying any check, unless the person by whom the check is
drawn has on deposit with the association an amount of money equal to
that represented by the check, the bank may be immediately closed by
the appointment of a receiver.
III. For every day, after five days, in which a national bank shall fail
to make and transmit to the Comptroller any report of its condition
called for by him, and for similar delay in transmitting to him the
required proof of publication of such report, and also for every day, after
ten days, in which a bank shall fail to transmit its semi-annual report
of dividends and earnings, a penalty of one hundred dollars is imposed.
And if any association fails or refuses to pay the amount of such penalty when assessed and demanded, the Treasurer of the United States
is authorized to retain it, upon the order of the Comptroller, out of the
interest, as it may become due to the association, upon the bonds deposited to secure its circulation.
IV. For failure of the president or cashier of any association to report
to the Treasurer semi-annually, for purposes of taxation, the average
amount of its notes in circulation, deposits, and capital stock not invested in United States bonds, a penalty of $200 is imposed, which may
be collected as in the preceding paragraph. The Treasurer may also,
in such cases, assess the association upon the highest amount of its circulation, deposits, and capital stock, to be ascertained in such manner as
he may deem best.
Y. If an association fails to pay the duties assessed upon its circulation, deposits, and capital, such duties also may be reserved by the
Treasurer out of the interest falling due upon its bonds.
YI. The making of any loan upon the security of United States or
national-bank notes, or agreeing for a consideration to withhold the
same from use—in other words, the " locking up " of money—is made a
misdemeanor, punishable by a fine of $1,000 and a further sum of onethird of the money so loaned; and the officers making the loan are subject
to the further penalty of one-quarter of the money loaned.
VII. Embezzlement of the funds of an association by any of its officers,
directors or agents, or any false entry by any of them, in any book, statement or report, with intent to injure or defraud the association or any
other company or person, is punishable by imprisonment of not less than
five nor more than ten years.
VIII. If any officer or agent of an association whose charter has expired knowingly reissues or puts into circulation any note, draft, check,
or other security of such association, he is punishable by afineof $10,000,
or by imprisonment of from one to five years, or by both such fine and
imprisonment.
IX. If the capital stock of any national bank falls below the minimum
amount required by law, through the failure of any shareholder to pay
the whole or any part of the amount of his subscription for such stock,
and the deficiency in capital shall not be made good within thirty days
thereafter, a receiver may be appointed to close up the affairs of the association.
X. Whenever the lawful money reserve of a national bank falls below
the limit required by law, and remains below such limit for thirty days
after receiving notice from the Comptroller to make its reserve good, a
receiver may be appointed and the bank closed.




LXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XI. A receiver may also be appointed for any association which fails
to redeem its circulating notes at its own counter or at the Treasury, at
par, on demand.
XII. If an association which accepts any shares of its own capital
stock in order to prevent a loss upon a debt previously contracted in
good faith (which is the only way in which such stock can be legally
acquired by it), shall fail to sell such stock, at public or private sale,
within six months thereafter, it may be closed by the appointment of a
receiver.
XIII. Whenever an association fails to pay up its capital stock as
required by law, or an impairment of its capital occurs by losses or
otherwise, and it shall not, within three months after receiving notice
from the Comptroller, make good the deficiency by an assessment upon
its shareholders, it may, unless it consents to go into liquidation, be
placed in possession of a receiver and its business closed.
37. Finally, if the directors of any national banking association knowingly violate, or knowingly permit any of its officers, agents or servants
to violate, any of the provisions of the national-bank act, all the rights,
privileges, and franchises of the association become thereby forfeited $
in addition to which, every director who participates in or assents to
such violation is held personally and individually responsible for all
damages sustained by any person in consequence thereof.
SYNOPSIS OF JUDICIAL DECISIONS.

The synopsis of decisions of the Supreme Court of the United States,
and other inferior tribunals as heretofore prepared, is reproduced in this
report, but it is not deemed expedient at present to extend it. Within
the past year several important cases have been adjudicated in circuit
courts which will probably be taken to the Supreme Court and there
affirmed or reversed. It is best to await such final results.
In this connection it is proper, however, to note that the case of Casey,
receiver, vs. La Societede Credit Mobilier et at., cited in the synopsis from
2 Woods, 77, under the head of u Transfers of Assets," and two other cases
in which similar rulings upon similar facts had been pronounced, were
reversed by the Supreme Court at its last term; the latter tribunal holding that the attempted pledges on the part of the bank were invalid
as against the general creditors. The cases are fully reported in 96th
U. S. (6 Otto), pp. 467-496, and are not only important because of the
amount involved, but are of interest to bankers and the business public
generally, on account of the legal question involved and settled.
.ABATEMENT.

I. An action brought "by a creditor of a national bank is abated by a decree of a
district or circuit, court dissolving the corporation and forfeiting its franchises.
{First National Bank of Selma vs. Colby, 21 Wallace, p. 609.)
II. Suit by the receiver of the New Orleans National Banking Association (formerly a
State organization called the Bank of New Orleans) against a shareholder"to
enforce his personal liability. Plea in abatement that *' at the date of the
appointment of said receiver there was not, nor has there since been, nor is
there now, any such corporation as said New Orleans National Association,
because said Bank of New Orleans had no power by its charter, nor authority
otherwise from the State of Louisiana, to change its organization to that of a
national association under the laws of the United States."
On general demurrer this plea was held bad, because no authority from the
State was necessary to enable the bank to make such change. The option to
do so was given by the forty-fourth section of the banking act of Congress, 13
Statutes, 112. " The power there conferred was ample, and its validity cannot be doubted." {Casey, receiver, $-c, vs. Galli, 4 Otto, p. 673.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIII
ABATEMENT—Continued.

This plea was also held bad upon the additional ground that " where a
shareholder of a corporation is called upon to respond to a liability as such,
and where a party has contracted with a corporation, and is sued on his contract, neither is permitted to deny the existence and legal validity of such
corporation." (Ibid,)
"To hold otherwise," says Mr. Justice Swayne (p. 680), "wouldbe contrary
to the plainest principles of reason and good faith, and involve a mockery of
justice. Parties must take the consequences of the positions they assume."
" They are estopped to deny the reality of the state of things which they have
made to appear to exist, and upon which others have been led to rely. Sound
ethics require that the apparent, in its effects and consequences, should be as
if it were real, and the law properly so regards it."
ACCOMMODATION INDORSEMENTS.

I. Where bills, indorsed by a national bank for accommodation only, had been
negotiated by the bank through its usual channels of communication with its
correspondents as its own bills, and the proceeds thereof had been placed to
the credit of the bank, which thereupon gave the same credit to the parties
for whom it had thus indorsed, and received no benefit therefrom—
Held, That although an accommodation indorsement by a national bank, in
such cases, was void in the hands of holders against whom notice of the character of the indorsement could be concluded, yet that the bank was liable
for the same to holders, for value, without notice. (Blair vs. First National
Bank, Mansfield, Ohio. United States circuit court for Ohio, at Cleveland, November term, 1875, Emmoris, J.)

Query, whether, under the provisions of section 5202 of the Revised Statutes of
the United States, any indorsement by a national bank is not •ultra vires.
ACTIONS.

I. A national bank may be sued in proper State court. (Bank of Bethel vs. Paltquioque Bank, 14 Wail., 383, p. 395.)

II. Such banks may sue in Federal courts. The word "by" was omitted in section
57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 506-7.)
Receivers may also sue in United States courts. (Ibid., pp. 506-7.)
III. When the full personal liability of shareholders is to be enforced the action must
be at law. (Kennedy vs. Gibson, 8 Wall., p. 505; see also Casey, <fc, vs. Galli,
supra.)
IV. But if contribution only is sought, the proceedings maybe in equity, joining
all the shareholders within the jurisdiction of the court. (Ibid., pp. 505-6.)
See, also, title "SHAREHOLDERS, INDIVIDUAL LIABILITIES OF," VI, post. Judge
u

Swayne says "may," and Nelson, J., says that we may sue at law."

ATTACHMENT OF ASSETS.

I. When a creditor attaches the property of an insolvent national bank, he cannot hold such property against the claim of a receiver appointed after the
attachment suit was commenced. Such creditor must share pro rata with all
others.

(First National Bank of Selma vs. Colby, 21 Wall,, p. 609.)

See, also, title "JURISDICTION," 11,post.

ATTORNEYS.

I. Section 56 of currency act is directory only, and it cannot be objected by defense
that a suit is brought by private attorney instead of the United States district
attorney. (Kennedy vs. Gibson, 8 Wall., p. 504.)
BY-LAWS.

I. A national bank cannot by its by-laws create a lien on the shares of a stock
holder who is a debtor of the association. (Bullard vs. National Bank, <fc, 18
Wall, p. 589.)
See, also, case of Bank vs. Lanier, 11 Wall,, p. 369, cited under "LOANS ON
SHARES," post

[NOTE.—In Young vs. Vaugh, 23 N. J. Equity JR., p. 325, it was held that a
national bank could by its by-laws prohibit the transfer of shares by a shareholder while indebted to the bank, and that transfers in violation of such bylaws were void. As it is held by the Supreme Court of the United States that
such by-laws can create no lien for indebtedness, it would seem that a regulation prohibiting such transfers can be of little practical use, even if the power
exists. ]




LXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CHECKS.

I. The holder of a check on a national bank cannot sue the "bank for refusing
payment, in the absence of proof that it was accepted by the bank. (National
Bank of the Republic \s. Millard, 10 Wall., p. 152.)

II. The relation of banker and customer is that of debtor and creditor. Receiving deposits is an important part of the business of banking, but the moment
they are received they become the moneys of the bank, may be loaned as a
part of its general fund, and the check of the depositor gives no lien upon
them. (Ibid., per Davis, J., p. 155.)
III. Perhaps, on proof that check had been charged to the drawer, and that the
bank had settled with him on that basis, the holder or payee could recover on
a count for "money had and received." (Ibid., pp. 155-6.)
IV. The facts that the bank was a United States depository and the check was
drawn by a United States officer to a United States creditor do not vary the
rule. (Ibid., pp. 155-6.)
Y. Where a bank pays a check drawn on it, in favor of a party whose indorsement
thereon is forged, and the same has passed through several hands, only
reasonable diligence is required to be exercised in giving notice to prior
holders of the forgery, after its discovery, in order to hold them liable.
(Schroeder vs. Harvey, 75 III., p. 638.)

VI. A clerk of plaintiffs' received from their debtors checks, payable to their (plaintiffs') order, in payment of sums due. The clerk, wrongfully and without
authority, indorsed the names of the plaintiffs on these checks and transferred
them to other persons, appropriating the proceeds to his own use. Subsequently these checks were deposited with a bank which in good faith collected them and paid over the proceeds to the depositors. In a suit by
plaintiffs against the bank, to recover the amounts, so collected by it: Held,
that the bank was liable. (Johnson vs. First National Bank, 13 N. Y. Sup.
Court, p. 121.)
VII. The act of Congress of March 3, 1869, making it unlawful for a national bank
to certify checks unless the drawer has at the time funds on deposit to an
amount equal to the amount specified in the check, does not invalidate a conditional acceptance of a check by such bank, having no funds of the drawer
in its hands at the time, but engaging to pay the same when a draft left with
it for collection by the drawer shall have been paid. (National Bank vs. National Bank, West Fa. St., p. 544.)
CITIZENSHIP.

I. National banks are citizens of the State in which they are organized and located,
and when sued by national banks of other States have a right to demand a
removal of the suit from a State to the proper Federal court. (Chatham National Bank vs. Merchants' National Bank, 4 Thomp. fy C. (Thompson Sr Cook)
N. Y. Sup. C, p. 196, and 1 Hunter N. Y., p. 702. J
COLLECTIONS.

I. A collection agent who receives from his principal a bill of lading of merchandise, deliverable to order, and attached to it a time draft, may, in the absence
of special instructions, deliver the bill of lading to the drawee of the draft,
upon the latter's acceptance of the draft. It is not the duty of the agent to
hold the bill after such acceptance. (National Bank of Commerce vs. Merchants'
National Bank, 1 Otto, p. 92.)

II. WoolenfyCo., bankers at Indianapolis, sent to defendant, a bank at Buffalo, a
draft on one Bugbee; also bills of lading for sundry car-loads of lumber. The
remittance was by letter, which merely stated that the draft and bills were
sent to defendant for collection and remittance of proceeds to plaintiffs,
Woolen tf Co. The draft was drawn by, and to the order of, CodertyCo., indorsed by them, by Mayhew, and the plaintiffs. By the terms of draft the
drawer, indorsers, and acceptor waived presentment for payment and notice
of protest and non-payment. It was payable fifteen days after its date, and
it was admitted that by ordinary course of transit the lumber would reach its
destination eight days prior to the maturity of the draft. There had been no
business transactions between plaintiffs and defendants, save one collection
similar to this. Defendants presented the draft to Bugbee for acceptance,
and, upon such acceptance, delivered to him the bills of lading. Bugbee
failed before the draft matured, and plaintiffs sued defendants for delivering
the bills of lading to Bugbee before payment of the draft. It was conceded
that the draft was drawn for the price or value of the lumber: Held,
per Wallace, J., that, the draft being on time, it must be presumed that it
was the intent of parties that Bugbee should realize from sale of the lumber
the funds to meet the draft at maturity. Therefore, upon his acceptance of




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV
C OLLE CTioxs—C outinuecl.
the draft, lie was entitled to the hills of lading, and defendants were not liable
for thus delivering them, hut if the draft had not been upon time, a different
rule might have prevailed. (Woolen $ Webb vs. N. Y. and Erie Bank, 12
Blatchf.,p. 359.)
III. Tile Corn Exchange National Bank of Chicago sent defendant, the Bawson Bank
at Wilmington, N. C , a draft drawn upon one Wiswall, living at Washington, N. C , for collection. Defendant by letter acknowledged the receipt of
the draft, stating that it had been credited to the Corn Exchange Bank, and
entered for collection. Thereupon defendant sent draft to BurbankfyGallagher, bankers at Washington, N. C, for collection. The latter house collected the draft, but failed and passed into bankruptcy before remitting.
In a suit brought by the assignee of the Corn Exchange National Bank
against the Dawson Bank to recover the proceeds of the draft: Held, per
Wallace, J., that the latter bank was liable for the amount. (Kent, Assignee,
<fc, vs. The Dawson Bank, 13 Blatchf.,p. 237.)
[NOTE.—The court concedes that the authorities are conflicting upon the
point involved in this case. In Neio York, Ohio, and in England, the decisions sustain the conclusion of Judge Wallace, while in Connecticut, Massachusetts, Illinois, and Pennsylvania, precisely the contrary rule prevails. The
point was made in this case that the law of Illinois should control the rights
of parties, but it was held otherwise. ]
IV. In an action by G against a bank it appeared that a note was made to G's order,
indorsed by him and sent through the house of B, a banker, for collection,
and by B indorsed to the defendant bank, "for collection and credit": Held,
that B, by the indorsement, did not become the owner of the note, and had
no right to pledge it, or direct its proceeds to be credited to him in payment
of his indebtedness to the defendant bank. (First National Bank vs. Gregg.
79 Pa. St., p. 384.)
V. In such case if the defendant bank had made advances, or given new credit to
B on the faith of the note, it would have been entitled to retain the amount
out of the proceeds. (Ibid.)
VI. A bank holding a customer's demand-note has a lien upon the proceeds of
drafts delivered to it for collection, after the giving of the note, though collected after the riling of a petition in bankruptcy, and can apply such proceeds upon the notes. (Be Farnsioorth, 5 Biss., p. 223.)
COMPROMISES.

I. In adjusting and compromising contested claims against it, growing out of a
legitimate banking transaction, a national bank may pay a larger sum than
would have been exacted in satisfaction of them, so as to thereby obtain a
transfer of stocks of railroad and other corporations, in the honest belief that
by turning them into money under more favorable circumstances than then
existed, a loss, which it would otherwise suffer from the transaction, might
be averted or diminished. (First National Bank vs. National Exchange Bayik, 2
Otto, p. 122.)
II. So, also, it may accept stocks in satisfaction of a doubtful debt, with a view to
their subsequent conversion into money, in order to make good or reduce an
anticipated loss. (1 bid.)
See, also, ESTATE, REAL, I, post.
COMPTROLLER.

I. The Comptroller appoints the receiver, and can therefore remove him. (Kennedy
vs. Gibson, 8 Wall., p. 498.)
II. The Comptroller's certificate, reciting the existence of the facts of which he is
required to be satisfied, to justifiy the appointment of a receiver, under section 50 of the national-bank act, is sufficient evidence of the validity of such
appointment, in an action brought by such receiver. (Platt vs. Beoee, 57 N.
Y.,p. 339.)
III. The Comptroller must authorize any increase of the capital stock of a national
bank; and such increase must be certified by him as prescribed by sec. 13 of
the act of Congress providing for the organization of national banks. (R. S.,
sec. 5142. Charleston vs. People's National Bank, 5 S. C, p. 103.)
IV. The Comptroller cannot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. (Case vs. Terrill,
11 Wall., p. 199.)
CURRENCY ACT.

I. The purpose of the currency act was, in part, to provide a currency for the
whole country, and, in part, to create a market for the government loans. (Per
Strong, J., in Tiffany vs. Missouri, 18 Wall, p. 413.)

v—c c




LXVI

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

CURRENCY ACT—Continued.

II. National banks organized under the, act of Congress of June 3, 1864, are the instruments designed to be used to aid the government in the administration of
an important branch of the public service; and Congress, which is the sole
judge of the necessity for their creation, having brought them into existence,
the States can exercise no control over them, nor in anywise affect their operation, except so far as Congress may see proper to permit. (Per Swayne, J.,
in Farmers and Meehanics' Rational Bank vs. Dearing, 1st Otto, p. 29.)
III. The constitutionality of the act of June 3, 1864, is unquestioned. It rests on
the same principle as the act creating the second Bank of the United States.
The reasoning of Secretary Hamilton, and of this court in MvCulloch vs. Maryland, 4 Wheat., p. 31G, and in Osborne vs. Bank U. S., 7 Wheat., p. 708, therefore

applies.
IV. The power to create carries with it the power to preserve. The latter is a
corollary of the former. (Ibid., per Swayne, «-/., pp. 33-34.)
DEBTORS OP NATIONAL BANKS.

I. Debtors of an insolvent national bank, when sued by the receiver, cannot
object that pleadings do not show a compliance with all the steps prescribed
by statutes as preliminary to the appointment of such receiver. (Cadle, Receiverf cfe., vs. Baker <j" Co., 20 Wall., p. 650.)

II. Such ordinary debtors may be sued by receiver without previous order of the
Comptroller. (Hank vs. Kennedy, 17 Wall., p. 19.)
DEPOSITS, GENERAL.

I. The relation between a bank and its depositors is that of debtor and creditor
only, and is not tiduciary. Thus, a note deposited for collection, if passed to
the credit of the depositor in his general account, then overdrawn, becomes
the property of the bank, which becomes indebted to him for the proceeds.
Upon the bankruptcy of the bank, the proceeds are assets available to the
general creditors. And the fact that the account was made good by other
deposits, before collection of the note, makes no difference. {In re Bank of
Madison, 5 Bissell, p. 515.)

II. A deposit is general, unless the depositor makes it special, or deposits it expressly
in some particular capacity. And in case of a general deposit of money with
a banker, a previous demand by the depositor, or some other person by his
order, is indispensable to the maintenance of an action for the deposit, unless
circumstances are shown which amount to a legal excuse. (Brahm vs. Adkins,
77 III., p. 263.)
DEPOSITS, CERTIFICATES OF.

I. A certificate of deposit was issued by a bank for a certain sum, subject to the
order of the depositor at a certain date, payable on the return of the certificate:
Held, in an action on said certificate against the bank, brought by an assignee,
that there could be no recovery without proof of an actual demand and refusal of payment. (Brown vs. MeElroy, 52 Ind., p. 404.)
II. In a suit/against the bank, upon a stolen certificate of deposit given by the
defendant to the plaintiff, reciting that he had deposited in the bank a certain
number of dollars, payable to his order in current funds, on the return of the
certificate properly indorsed:
Held, first, that the instrument should be regarded as the promissory note of the
bank, assignable under the statute (of Indiana), but that it was not negotiable
as an inland hill of exchange, being made payable, not in money, but u i n
current funds "; second, that the payee could recover on said stolen certificate
without giving a bond against a subsequent claim thereunder by another
person.

(Xational State Bank vs. Bingel, 51 Ind., p 393.)

III. Where a bank issues a certificate of deposit, payable on its return properly
indorsed, it is liable thereon to a bona-fide holder, to whom it was transferred
seven years after it was issued, notwithstanding the payment thereof to the
original holder. Such certificate is not dishonored until presented. (National
Bank Fort Edward vs. Washington Co. Xational Bank, 5 Hun., X. Y. Sup. Court,
p. 605.)
DEPOSITS, SPECIAL.

I. The taking of special deposits to keep, merely for the accommodation of the
depositor, is not within the authorized business of national banks; and the
cashiers of such banks have no power to bind them on any express contract
accompanying, or any implied contract arising out of, such taking. ( Wiley vs..
First Xational




Bank. 47 It., p . 540.)

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXVII
DEPOSITS, SPECIAL—Continued,

II. If a banking association, under tlie national-currency act, has power to assume
the duties and obligations of a naked bailee of property, either gratuitously
or for hire (as to which point the court does not decide, though apparently
inclined to deny such power), it is clearly outside its ordinary business ; and it
is not within the scope of the general powers or general authority of its executive or ministerial offices to bind such corporation by a contract for such bailment. Therefore, in the absence of proof of special authority for that purpose, delegated by the board of directors, or evidence that such powers have
been exercised by their knowledge and sanction, or that such has been the
"habit and custom of the bank, it is not responsible for property thus received
by its cashier. (First National Bank Lyons vs. Ocean National Bank, 60 N. Y^
p. 278.)
III. A circular issued by such corporation, inviting the correspondence of other
banks, and offering to buy and sell securities for them, is no evidence of a consent, on its part, to become a general bailee and depository of such securities
for its correspondents. (Ibid.)
IV. The corporations formed under the national-currency act are banks of deposit,
as well as circulation. They are authorized to issue their own notes, and
receive from others their money and circulate it. Money so received is termed a
deposit, although it has none of the qualifications of a bailment, thus named.
There is no trust or promise to redeliver the same money. By the deposit the
money becomes the property of the bank, and only the relation of debtor and
creditor is created. (Ibid., per Allen, J., p. 288.)
[NOTE.—In the last cited case the cashier of the Ocean National Bank had, at
sundry times, received United States bonds belonging to the Lyons bank.
Some of these bonds had been purchased by said cashier and the assistant
cashier for the Lyons bank. Two or three times, by the order of the latter
bank, the coupons of these bonds had been cut off by said cashier and proceeds credited to the Lyons bank. But there was no proof that these transactions were done, or that said bonds were kept in the vault of said Ocean
Bank, with the knowledge of the directors. While said bonds were thus kept,
burglars broke in and stole them. The court held, and the opinion was
unanimous, that there Avas no difference under the currency act between such a
deposit of United States bonds and a deposit of other valuable property, such
as plate, diamonds, or jewelry, for safe-keeping, gratuitously. It was a naked
bailment of deposit, without reward, and such an act of the cashier as did not
bind the bank.]
For definition of the bailment called "deposit," and the liabilities of sucli
a bailee, see Story on Bailments, section 4, and sections 61 to 135.

As to special deposits of money with a bank, see Story on Bailments, section
88; also Smith vs. First National Bank, 99 Mass., p. 605-. In this last case there
had been a special deposit of gold coin, to be returned when called for. T <
h©
cashier embezzled the funds: Held, that the bank was not liable, as there was
no gross negligence on the part of the corporation.
DIRECTORS OF NATIONAL BANKS.

I. Directors- of a national bank may remove the president, both under the law of
Congress and the articles of association, where the latter so provide. The
power exists if the bank has adopted no by-laws. (Taylor vs. Button, 43 Barb,.
N Y. Sup. Court, p. 195; S. C, 18 Abb. Pr. M., p. 16.)
ESTATE, REAL.

I. The want of power of a bank, or of its trustee (receiver) in insolvency, to purchase and hold real estate, does not render void an arrangement whereby land
subject to a lien in favor of- the bank, and to other liens, is discharged of those
other liens by funds from the assets of the bank, the land being then sold, and
the entire proceeds of such sale realized to the bank assets, provided the title
does not pass through the bank or its trustee. (Zantzingers vs. Gunion, 19
Wall, p. 32.)
INTEREST.

I. Under section 30, act of 1864, a national bank in any State may take as high
rate of interest as by the laws of such State a natural person may stipulate
for, although State banks of issue are restricted to a less rate. (Tiffany vs.
National Bank of Missouri, 18 Wall., p. 409.)

[NOTE.—In Missouri, natural persons may take ten per cent., but State banks
are restricted to eight per cent. In this case the national bank had taken
nine per cent.: Held, legal. ]




LXVIII REPORT OF THE COMPTROLLER OF THE CURRENT V.
INTEREST—Continued.

II. Held, also, that as the action was virtually brought tor ecover the penalty for
usury, the statute (.section 30) must receive a strict construction. (Ibid., p.
409.)
See also Title u Usuin',1! post.
INTEREST ON CLAIMS or CREDITORS.

I. Where a national bank is put in charge of a receiver, under section 50 of the
original currency act (R. S., sec. 5234), and a sufficient sum is realized from
its assets to pay all claims against it and leave a surplus, the Comptroller
ought to allow interest on the claims during the period of administration,
before appropriating the surplus to the stockholders of the bank. An action
of assumpsit by the holder of such a claim will not lie against the Comptroller,
nor against the receiver, but will lie against the hank. (Chemical National
Bank vs. Bailey, 12 Blatchf., p. 480.)
II. In such action interest is recoverable on all demands originating in contract
conditioned for the payment of interest, and on all demands for money due
and unpaid, by way of damages for non-payment after such demands became
due. And interest is recoverable on a balance due a depositor in such bank,
although he has made no formal demand of payment. (Ibid.) But, as to this
last point, see the ruling of the Supreme Court.
III. In the case of National Bank of the Commonwealth vs. Mechanics7 National Bank, 4
Otto, p. 437, the Supreme Court United States, at its last term, decided that a
depositor in a national hank, when it suspends payment and a receiver is appointed, is entitled from the date of his demand to interest upon the deposit ;
that the claims of depositors in such bank at date of suspension for the amount
of their deposits are, when proved to the satisfaction of the Comptroller of
the Currency, placed upon the same footing as if reduced to judgments; that
is to say, they draw interest from the time of such proof and allowance.
It was also decided that, such interest being a liquidated sum at the time
of the payment of the deposit, an action lies to recover it, and interest thereon.
JUDGMENTS.

I. A judgment against a national bank in the hands of a receiver, upon a claim,
only establishes the validity of such claim; the plaintiff can have no execution on such judgment, but must await pro rata distribution. (Bank of Bethel
vs. Fahquioque Bank, 14 Wall, p. 383. Clifford, J.,p. 402.)
JURISDICTION.

I. A United States district court has jurisdiction to authorize a receiver of an insolvent national bank to compromise a debt. (Matter of Flatty 1 Ben., p. 534.)
II. A resident (citizen) of Kentucky -was a creditor of a national bank located in
Alabama, and commenced a suit on his claim against said bank in the supreme court of the State of New York, at the same time attaching certain
moneys belonging to said bank, in the hands of the National Park Bank, in
New York. Subsequently the receiver of the Alabama bank (which had
failed) was, on his own motion, made party defendant to the action pending
in the New York supreme court, and pleaded "icant of jurisdiction," and other
defenses. The supreme court overruled his ])lea to the jurisdiction, rendered
judgment against the receiver on the merits, and ordered satisfaction to be
made from the moneys attached. Thereupon the receiver filed his bill in
chancery in the United States circuit court for the proper circuit, praying an
injunction to restrain the collection of the judgment rendered by said supreme
court, and that the moneys attached be paid to him as receiver.
Held, that, by the provisions of the currency act, the State court was deprived
of jurisdiction of the attachment proceedings ; that the receiver was not
estopped by the proceedings in said State court from asserting his rights in
said circuit court, and that he was entitled to the relief prayed for in his bill.
(Cadle, receiver, # c , vs. Tracy, 11 Blatchf, p. 101.)
(Fide Title "RECEIVERS, YII," post.)
LOANS ON SHARES.

I. National banks are governed by the act of 1864, which repealed the act of 1863,
and cannot, therefore, make loans on the security of their own shares, unless
to secure a pre-existing debt, contracted in good faith. (Bank, ^ c , vs. Lanier,
11 Wall., p. 369.)
II. The placing of funds by one bank on permanent deposit with another bank is
a loan within the spirit of section 35 of act of 1864. (Ibid., p. 369.)
III. Loans by such banks to their shareholders do not create a lien on the shares
of such borrowers. (Ibid., p. 369. See also Billiard vs. Bank, 18 Wall., p. 580;
7
and "BY-LAWS/ supra.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIX
LOANS IN EXCESS.

I. A loan "by a national bank in excess of the restriction of section 29 of the act of
1864 (Revised Statutes, section 5200), which provides that the total liabilities
of any person (borrower) shall not exceed ten per centum of the capital stock,
&c, is not void on that account. The loan may be enforced, though the bank
may be liable to proceedings for forfeiture of its privileges, &c, for making
it. (Stewart vs. National Union Bank of Maryland, 2 Abb., United States, p. 424.
See also O\Hare vs. Second National Bank, 77 Pa. St., p. 96.)
In Samuel M. Shoemaker vs. The National Mechanics' Bank, and The Same vs.
The National Union Bank, application for injunction, &c, United States circuit court, Baltimore, Md., Judge Giles held * * * "As to the first charge
in this bill against the defendant, in reference to the amount loaned to Bayne
& Co., in violation of the twenty-ninth section of the act of June 3, 1864, I
would only say that the loan made under such circumstances is not void; it
can be enforced as any other loan made by the bank." * * *
LOCATION.

1. Under sections 6, 8, 10, 15, 18, and 44 of the original currency act (13 Stat.
at Large, 101), respecting the location of banking associations, a national
bank is to be regarded as located at the place specified, in its organizationcertificate. If such place is in a State, the association is located in that State.
(Manufacturers' National Bank vs. Baack, 8 Blatchf., p. 137.)
OFFICERS.

I. It is the duty of directors of a bank to use ordinary diligence in acquiring
knowledge of its business. They cannot be heard, when sued, to say that
they were not apprised of facts, the existence of which is shown by the
books, accounts, and correspondence of the bank. They should control the
subordinate officers of the bank in all important transactions. Therefore,
under the circumstances proved in this particular case, they were held liable
for the abstraction and sale of special deposit by the latter. ( United Society,
cfc, vs. Undenvood, 9 Bush, Ky., p. 609.)
II. The cashier of a national bank, who had executed no bond, embezzled its funds,
discovery whereof might have been effected by use of slight diligence on the
part of the directory. They, however, published, according to law, a statement of the condition of the bank, which showed that its affairs were being
prudently and honestly administered, and from which the public had a right
to believe that he was trustworthy. Afterward, persons who had seen this
report became sureties on the official bond of the cashier, and for his subsequent embezzlements were sought to be held liable thereon : Held, that such
sureties, being misled by the statement, were released. They had a right to
believe that the directors, before publishing it, investigated the condition of
the bank. (Graves vs. Lebanon National Bank, 10 Bush, Ky., p. 23.)
III. A guaranty against loss for signing as sureties, given by a bank president, without authority from the directors, to those whom he had solicited thus to sign
a note, given to the bank to retire a prior note held by it against their principal, is held to be the individual contract of the president, and not binding
upon the bank. (First National Bank vs. Bennett, 33 Mich., p. 520.)
IV. A cashier, who has made sale of corporate property, and holds a balance in his
hands, is the agent of the board of directors, and not of the respective stockholders, and cannot be charged by an individual stockholder as holding such
balance for his benefit. (Brown vs. Adams, 5 Biss., p. 181.)
V. A cashier, without special authority, cannot bind his bank by an official indorsement of his individual note, and the onus is on the payee to show such authority. (West Saint Louis Savings Bank vs. Shawnee Co. Bank, 3 Dill, p. 403.)
VI. Although the cashier of a bank may, in the ordinary course of business, without
the action of the directors, dispose of the negotiable securities of the bank,
he has not the power to pledge its assets for the payment of an antecedent
debt. (State of Tennessee vs. Davis, 50 How. (N. Y.), p. 447.)
RECEIVERS.

I. The receiver of a national bank is the instrument of the Comptroller, and may
be removed by him. (Kennedy vs. Gibson, 8 Wall., p. 505.)
II. Such receiver is the statutory assignee of the assets of the bank, and may sue
to collect the same in his own name, or in the name of the bank, for his use.
(Ibid,, p. 506.)
III. In such suit it is not necessary to make the bank or creditors parties. (Ibid.,
p. 506.)
IV. The receiver of a national bank represents such bank and its creditors, but he
in no sense represents the United States Government, and cannot subject the government to the jurisdiction of any court. (Case vs. Terrill, 11 Wall., p. 199.)




LXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

RECEIVERS—Continued.

V. The decision of a receiver, rejecting a claim against liLs bank, is not final.
Claimant may still sue. (Bank of Bethel vs. Pahquioque Bank, 14 Wall,}). 383.)
YI. The clause of section 50, act of 1864, which prescribes that the receiver shall
be "under the direction of the Comptroller," means only that he shall be subject
to his direction, not that he shall not act without orders. He may and must
collect the assets. That is what he is appointed for. (Bradley, J., in Bank
vs. Kennedy, 17 Wall., pp. 22-3.)
VII. Receivers of national banks are officers of the United States, within the meaning of the act of Congress of March 3, 1815, giving United States courts jurisdiction of actions by United States officers, and may sue in such courts.
(Plait, receiver, $c, vs. Beach, 2 Ben., p. 303.)
[NOTE.—The judge places stress upon the provision of section 31 of the act
of 1864, which requires (in that particular instance) that the Secretary of the
Treasury shall concur in the appointment of the receiver.]
SET-OFF.

I. In an action brought to enforce the individual liability of a shareholder of an
insolvent bank, such shareholder cannot set otf against such liability the
amount due to him as a creditor of the bank. (Garrison vs. Howe, 17 _Y. Y.j
p. 458; In re Empire City Bank, 18 N. Y., p. 199.)
[NOTE.—Though these cases were decided by a State tribunal (New York
courtof appeals), and the rulings were based upon provisions of a State constitution and a State statute, yet the principle they enunciate is recognized and
fully affirmed in Sawyer vs. Hoarj, 17 Wall., p. 610, and Scammon vs. Kimball,
2 Otto, p. 362.]
SHAREHOLDERS, INDIVIDUAL LIABILITY OF.

I. Comptroller must decide -when and for what amount the personal liability of the
shareholders of an insolvent national bank shall be enforced. (Kennedy vs.
Gibson, 8 Wall., p. 505.)

II. His decision as to this is conclusive. Shareholders cannot controvert it. (Ibid.,
p. 505.)
III. In any suit brought to enforce such personal liability, such decision of the
Comptroller must be averred by the plaintiff, and, if put in issue, must be
proved. (Ibid.,p. 505.)
IY. The liability of shareholders is several, and not joint. (Ibid., p. 505.)
V The limit of such liabilities is the par value of the stock held by each one.
(Ibid., p. 505.)
VI. Where the whole amount is sought to be recovered, the proceeding must be at
lawr; where less is required the proceeding may be in equity, and in such
case an interlocutory decree may be taken for contribution, and the case may
stand over for the further action of the court, if such action should subsequently prove to be necessary, until the full amount of the liability is exhausted. (Ibid., p. 505.)
But in Bailey, receiver, <$~c, vs. First National Bank Duluth, TJ. S. circuit court

for Minnesota, Kelson, J., held r
that even where less than the par value was
assessed the suit might be at law ; and this would seem to be the true theory.
Vide Bankers' Magazine, April 1877, p. 793.
VII. In such equity suit, all shareholders within the jurisdiction of the court should
be made parties defendants; but it is no defense that those not within the
jurisdiction are not joined. (Ibid., p. 506.)
VIII. Suits to enforce personal liability of shareholders may properly be brought
before other assets are exhausted. (Ibid., pp. 505-6.)
SHAREHOLDER, LIABILITY OF TRANSFEREE.

I. The transferee of shares, when such transfer is absolute on the books of the
bank, is liable to creditors to the amount of such shares, although in fact he
holds them as collateral security for a loan to the shareholder who transferred them. (Kale vs. Walker, 31 Iowa, p. 344.)
[NOTE.—This also is a State court adjudication, but it is believed to be in
harmony with the rulings of other high and eminent State tribunals upon the
same question.] (Adderly vs. Stonn, 6 Hill, p. 624, and Worrall vs. Johnson, 5
Barb., p. 210.)
[In the Bankers' Magazine for January, 1875, is a notice of the case of Mann,
receiver, vs. Dr. Cheeseman, decided by Blatchford, J., in the United States circuit court, in New York, in which the judge held that until there was a transfer of shares on the books of the bank the shareholder whose name there appeared
was liable for the debts of the bank; that an actual sale and the signing the
ordinary power of attorney on the back of the certificate will not relieve the




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXI
SHAREHOLDER, LIABILITY OF TRANSFEREE—Continued.

seller. The learned judge also lie Id that such shareholder could not question
the action of the Comptroller as to the necessity of suing the shareholder.]
(See also SET-OFF, supra.)
In t h e case of Bowden vs. Farmers and Merchants' Xational Bank of Baltimore,

decided by Judge Giles in the United States circuit court, Maryland district,
April, 1877, it was held that the defendant was liable, though the shares had
originally been transferred to it as security for a loan, which loan had been
paid, and though, upon such payment, defendant delivered the certificate of
stock to the original owner, with a power of attorney authorizing him to retransfer the stock to himself.
SHARES OF STOCK.

I. A national bank whose certificates of stpek specify that the shares are transferable on the books of the bank on surrender of the certificates, and not otherwise,
and which suffers a shareholder to transfer without such surrender, is liable to
a bonafidetransferee, for value of same stock, who produces such certificate
with usual power of attorney to transfer; and this is so though no notice had
been given to the bank of the transfer. (Bank vs. Lamer, 11 Wall., p. 369.)
II. Shares quasi negotiable. (Ibid., p. 369.)
TAXATION OF SHARES.

I. The act of 1864, rightly construed, subjects the shares of the association in the
hands of shareholders to taxation by the States, under certain limitations set
forth in section 41, without regard to the fact that part or the whole of the
capital of such association is invested in national securities which are declared by law exempt from State taxation. (Van Allen vs. Assessors, 3 Wall.,
p. 573.) (Chase, C. J., and other judges dissented.)
II. Act thus construed is constitutional. (Ibid., p. 573.)
III. A certain statute of New York, which taxed shares of national-bank stock, declared void, because shares of State banks were not taxed, although their capital was; the act of Congress prescribing that shares of national banks shall
be taxed only as shares of State banks are. (Ibid., p. 573.)
The ruling as to taxing shares of stock reaffirmed in Bradley vs. People, 4
Wall., p. 459; National Bank vs. Commonwealth, 9 Wall., p. 353.

In last case, held that a State law requiring the cashier to pay the tax was
valid. Held, also, that a certain State tax law virtually taxed "shares of
moneyed corporations," &c. (Ibid., p. 353.)
IV. Shares of stock in national banks are personal property, and though in one
sense incorporeal, the law which created them could separate them from the
person of their owner, for taxation, and give them a situs of their own. (Tappan, collector, vs. Bank, 19 Wall,, p. 490.)

V. Sec. 41 did thus separate them and give them a situs of their own. (Ibid., p.
490.)
VI. This provision of the national-currency act became a law of the property (in
shares), and every State in which a bank was located acquired jurisdiction,
for taxation, of all the shares, whether owned by residents or non-residents,
and power to legislate accordingly. (Ibid., p. 490.)
VII. Under the act of Congress of February 10, 1868, enacting that each State
legislature may direct the manner of taxing all shares of stock of national
banks located within the State, subject to the restriction that the taxation
shall not be greater than the rate assessed upon other moneyed capital in the
hands of individual citizens of such State, and of a certain act of the legislature
of Pennsylvania which provided that such shares shall be assessed for school,
municipal, and local purposes at the same rate as is now or may hereafter be
assessed and imposed upon other moneyed capital in the hands of individual
citizens of the State ; held, that shares of national-bank stock may be valued
for taxation, for county, school, municipal, and local purposes, at an amount
above their par value.
23 Wall,, p. 480.)

(Hepburn vs. Scltool Directors of the Borough of Carlisle,

[NOTE.—In this case it appeared that Hepburn owned several thousand dollars of national-bank stock, the par value of which was $100 per share, and that
it was valued for taxation, for a school tax, at $150 per share. This assessment was held valid, notwithstanding that by a certain act of the State legislature, applicable to the county of Cumberland, in which the borough of
Carlisle was situated, certain specified kinds of moneyed obligations were
exempt from taxation, except for State purposes. ]




LXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
TAXATION OF SHARES—Continued.

See also Saint Louis National Bank, National Bank of Missouri, Third National
Bank, Valley National Bank, and Merchants' National Bank of Saint Louis vs.
Papin, in United States circuit court, eastern district of Missouri, September
term, 1876. Also, Gallatin National Bank of New York vs. Commissioners of
•Taxes, supreme court of New York, first department, general term, November,
1876. These latter eases are published in the Bankers' Magazine for December, 1876.
TAXATION OF INTEREST AND DIVIDENDS.

I. Under the internal-revenue act of July, 1870, interest paid and dividends declared during the last five months of 1870 are taxable, as well as those declared
during the year 1871. (Blake vs. National Banks, 23 Wall., p. 307.)
LICENSE TAX.

I. The District of Columbia imposed a license tax on all the national banks in the
District, the rate being 50 cents annually on each $1,000 of the capital invested.
The Citizens7 National Bank refused to pay this assessment, and a test case was
made in the District criminal court, Mr. Justice Mac Arthur presiding. This
court, after full argument, held the tax illegal and void, as being contrary to
the mode of taxation prescribed by Congress, which mode was held to be exclusive.
TRANSFERS OF ASSETS.

I. When binding. The receiver of a national bank cannot repudiate a pledge of its
assets made by the bank for advances to it, either on the ground that the
pledge was not formally executed, or that the transfer was void because not
authorized by the charter of the bank, so long as he retains, as assets, the advances, to secure repayment of which the pledge was given. (Casey vs. Le
Societe de Credit Mobilier, 2 Woods, p. 77.)

A preference of one creditor to another, within the meaning of section 5242,
Revised Statutes, is a preference given by the bank to secure or pay a preexisting debt. Where a person, knowing that a national bank is embarrassed,
makes to it a loan, taking as security therefor a pledge of part of the assets of
the bank, this transfer does not give him the preference prohibited by the
statute. (Ibid.)
II. When not Mnding. Under said section 5242, which declares void transfers of
its property by a national bank, made in contemplation of insolvency, and
with a view to give a preference to one creditor over another, or with a view
to prevent the application, of the assets of the bank in the manner prescribed
by law,' such a transfer is void if the insolvency is in the contemplation of the
bank making the transfer, although the party to whom it is made does not
know or contemplate the insolvency of the hank. (Case, receiver, vs. Citizens7
Bank, 2 Woods, p. 23.)
ULTRA VIRES, WHAT IS.

I. National banks cannot sell railroad bonds for third parties on commission, or
engage in business of that character. (Susan WelckerYS. First National Bank
of Hagerstoxun, Court of Appeals of Maryland, 43 Md.,_p. 581.)
II. In an action of deceit against a national bank, for alleged false representations
of its teller in the sale to plaintiff of certain railroad bonds :
Held, That the selling of such bonds on commission was not within the authorized business of a national bank, and being thus beyond the scope of its corporate powers, the defense of ultra vires was open to it, and it was not responsible for the deceit of its teller. (Ibid.)
III. The national-bank act confers no power on a national bank to take a deed of
trust of real estate as security for a contemporaneous loan; and such bank has
no power not conferred by Congress. A sale under such a deed enjoined.
(Matthews vs. Skinner, 62 Mo., p. 329. See also DEPOSITS, SPECIAL, I, II, III,
IV.)
ULTRA VIRES, WHAT IS NOT.

IV. A national bank took a lien upon real estate to secure a pre-existing debt.
Afterward, the bank paid $500 to discharge a prior lien upon the land, taking
a note and mortgage on land in Kansas to secure this advance. Lien and
mortgage held valid and warranted by law. (Orum vs. National Bank, 16
Kans.,p. 341.)
V. A chattel mortgage taken by a national bank to secure a pre-existing debt is
valid, and will be enforced. (Spofford vs. First National Bank, 37 Iowa, p. 181.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXIII

USURY.

J. State laws relative to usury do not apply to national banks. (Fanners and Mechanics7 National Bank vs. Deariny, 1 Otto, p. 29.)
II. The only forfeiture declared by the 30tli section of the act of June 3, 1864
(Revised Statutes, section 5198), is of the entire Interest which the note or bill
carries with it, or which has been agreed to be paid thereon, when the rate
knowingly received, reserved, or charged by a national bank is in excess of
that allowed by that section; and no loss of the entire debt is incurred
by such bank, as a penalty or otherwise, by reason of the provision of the
usury law of a State. (Ibid.)
To same effect are National Exchange Bank vs. Moore, 2 Bond, p. 170, and
several State decisions.
(The New York court of appeals had decided the other Avay.)
APPENDIX.

On the following page will be found a complete index of the numerous tables contained in the report and appendix. An index to the abstracts giving the aggregate resources and liabilities of national banks,
by States and reserve cities, may be found on page 17; and an alphabetical index of the cities and villages in which the national banks whose
detailed reports are printed herewith are located, appears at the end of
the volume.
In concluding, the Comptroller deems it but just that he should gratefully acknowledge the zealous and efficient co-operation of the officers
and clerks associated with him in the performance of official duties.
JOHK JAY K^OX,
Comptroller of the Currency.
Hon. SAMUEL J. BANDALL,

Speaker of the House of Representatives.




TABLES COXTAIKED IX EEPOUT AXD APPENDIX.

EEPORT.
Page.
Table, by geographical divisions, of the number, capital, and deposits of the
State banks and private bankers, &c, for the six months ending May 31, ,
1878
II. Table, by geographical divisions, of the number, capital, and deposits of the
State banks and private bankers, &c, for the six months ending May 31,
1878, and of the national banks on June 29, 1878
III. Table of the resources and liabilities of the national banks on October 1, 1878,
classified by reserve cities, &c
IV. Table of the resources and liabilities of the national banks in October of each
year, from 1870 to 1878
V. Table of the number, capital, reserve fund, and undivided profits of the banks
of the United Kingdom and of the national banks, with the ratio of the capital and of the capital and profits of each to their liabilities
VI. Table showing the amount of the surplus fund of the national banks near the
1st of January and July of each year since 1863, and the semi-annual increase
or decrease thereof
VII. Table, by geographical divisions, showing the losses of the national banks for
the years 1876,1877, and 1878.
VIII. Table showing, by geographical divisions, the number and capital of the national
banks that paid no dividends for the year 1878, and the number and capital of
such banks for 1876 and 1877, together with averages for the three years
IX. Table, by geographical divisions, of the ratios of the dividends of the national
banks to their capital and surplus from 1870 to 1878
X. Table, by States, of the number of national banks which have failed from the
organization of the system to July 1, 1878, with the amount of their capital,
claims proved, dividends paid, and estimated losses
XI. Table showing the kinds and amounts of United States bonds pledged by the
national banks to secure their circulation on November 1 of each year from
1865 to 1878
XII. Table showing the bonds required to secure the circulation of the national banks,
their par and currency value, gold-interest and its currency value, and the
amount of circulation they secure
XIII. Statement showing the value of circulation to national banks
XIV. Statement showing the value of circulation to national banks if issued upon four
per cent, bonds
XV. Table showing the value of the legal-tender paper dollar in each year, from
1864 to 1878
XVI. Table showing the liabilities and reserve of the national banks in the principal
cities, and of the other national banks, on October 1, 1878, with aggregates of
the whole
XVII. Table showing the transactions of the New York clearing-house, yearly, from
1854 to 1878
.'.
SVIII. Table, by denominations, of the amount of national-bank notes and of legaltender notes, and the total outstanding November 1, 1878
XIX. Statement of the public debt at its maximum
XX. Table of the amounts and kinds of outstanding United States and national-bank
issues, from 1865 to 1878, at the dates given
Table, by States and geographical divisions, of the number of national banks
XXI. organized, closed, and closing, and in operation, with their capital, bonds, and
circulation, November 1, 1878
Table of the outstanding circulation of the national banks on November 1, of
XXII. each year, from 1867 to 1878, and on June 20, 1874, and January 14, 1875
Table showing, by States, the issue and retirement of circulation for the year
ending November 1, 1877, and the total amount issued and retired since June
20, 1874




IV

IV
V
VI

X

XIII
XIII

XIV
XIV

XVI

XIX

XX
XXI
XXII
XXVI

XXVIII
XXXII
XXXII
XXXIII
XXXIII

XXXIV
XXXV

XXXVI

LXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Page.
XXIV. Table showing tlie issue and retirement of national-bank notes and the deposit
,and retirement of legal-tender notes, monthly, since the passage of the act of
January 14, 1875, to November 1, 1878, and the amount of legal-tender notes
retired to May 31, 1878
XXXVII
XXV. Statement showing concisely the operations of the acts of June 20. 1874, and of
January 14, 1875, to Xoveniber 1, 1878
XXXVII
XXVI. Table showing the amount of circulation issued to fifteen national banks whi^h
failed prior to 1870, and to twenty-three which failed prior to 1873, the amount
outstanding, and the percentage unredeemed on November 1, 1878
XXXIX
XXVII. Table of the amounts of specie held by the national banks at the dates of their
reports, from October, 1868, to October, 1878
XL
XXVIII. Statement showing the movement of coin and bullion in the United States for
the fiscal year 1877-78, and the estimated amount in the country at the end
of that year
XLI
XXIX. Table showing the classes of loans of the national banks in New York City in
October of each year from 1874 to 1878
XLI
XXX. Statement of the rates of interest in New York and London, 1874 to 1878
XLI
XXXI. Table of the amounts and kinds of United States bonds held as security for
national-bank circulation on November 1, 1878
XLH
XXXII. Table showing the United States taxation of national banks, yearly, from 1864
to 1878
T
XLIII
XXXIII. Table showing the United States taxation of banks, other than national, yearly,
from 1864 to 1878
XLTTI
XXXIV. Table of the taxation of national banks, yearly, from 1866 to 1877
XLIV
XXXV. Table, by geographical divisions, of the capital, and the amount and rates of
taxation of the national banks, for the years 1874, 1875, 1876, and 1877
XLIV
XXXVI. Table of the rates of taxation of the national banks in certain States for the
years 1875, 1876, and 1877
XLV
XXXVII. Table of the rates of taxation of the national banks in certain cities for the years
1875, 1876, and 1877
XLV
XXXVIII. Table, by States, reserve cities, and geographical divisions, of the capital and
the amount and rate of taxation of the national banks for the year 1877
XLVI
XXXIX. Table showing the losses of the national banks, by geographical divisions, for
1878, the totals for 1876 and 1877, and the aggregates for the three years
XLVII
XL. Table, by States and reserve cities, of the amount of the losses charged off by
national banks during the year ending September 1, 1878
XLVII
XLI. Table of the amount of losses charged off by the national banks in the principal
cities in the years 1876, 1877, and 1878
XLVIII
XLH. Table, by geograx>hical divisions, of the number and capital of the national banks
r
w hich made no dividends in 1877 and 1878
XLVIII
XLIII. Table showing the capital, surplus, dividends, and earnings of the national
banks, semi-annually, from 1869 to 1878
XLIX
XLIV. Table, by geographical divisions, of the ratios to capital and to capital and surplus of the dividends and earnings of the national banks for the years 1876,
1877, and 1878
L
XLV. Table of the amounts of national-hank notes received by the Comptroller and
at the redemption agency of the Treasury, from June 20, 1874, to November
1, 1878
L
XLVI. Table, by denominations, of the number and amount of national-bank notes
issued and redeemed from 1863 to 1878, and the number and amount outstanding November 1,1878
LI
XLVII. Statement of the amount of national-bank notes destroyed, yearly, from 1863 to
1878
LI
XLVIII. List of national banks which failed during the year ending November 1, 1878,
and their capital
LI
XLIX. List of insolvent national banks and percentage of dividends paid
LII
L. Table showing, by geographical divisions, the average number, capital, and
deposits of State banks and trust companies, private bankers, and savingsbanks, for the six months ending May 31, 1878
LIII
LI. Table, by States and reserve cities, and geographical divisions, of the number of
State banks, savings-banks, &c, with their average capital and deposits, and
the tax thereon, for the six months ending May 31, 1878
LIV
LII. Synopsis of judicial decisions relative to national banks
LXII




RhPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXVII

APPENDIX.
Page.
I. Names and compensation of officers and clerks in the Office of Comptroller of the
Currency, and expenses of the office for fiscal year ending June 30, 1878
LXXIX
IT. Table, by States, of the taxation of the national banks for the year 1867
LXXXI
III. Table, similar to the one preceding, for the year 1869
LXXXII
IV. Similar table for the year 1874
LXXXIII
Y. Similar table for the year 1875
LXXXIV
VI. Similar table for the year 1876
LXXXV
VII. Table, by geographical divisions, of the dividends and earnings,,of the national
banks, semi-annually, from 1869 to 1878
LXXXVI
VIII. Table, by States and reserve cities, of the ratios to capital, and to capital and
surplus, of the dividends and earnings of the national banks, from March 1,
1874, to September 1, 1878
LXXXVIII
IX. Table, by States and reserve cities, of the dividends and earnings of the national
banks, with their ratios to capital, and to capital and surplus, from September
1, 1877, to March 1, 1878
XC
X. Table, by States and reserve cities, of the dividends and earnings of the national
banks, with their ratios to capital, and to capital and surplus, from March 1,
1878, to September 1, 1878
XCI
XI. Table showing the liabilities and reserve of the national banks at the dates of
their reports, from October, 1872, to October, 1878
XCII
XII. Table showing, by States and reserve cities, the liabilities and reserve of the
national banks on June 29, 1878
XCIV
XIII. Table of the liabilities of the national banks, and of the reserve required and
held, at three dates in each year, from 1874 to 1878
XC VI
XIV. Table showing the weekly liabilities and reserve of the national banks in New
York City, as reported to the clearing-house, in September and October of
each year from 1871 to 1878
XCVII
XV. Table showing, by States, reserve cities, and geographical divisions, the number
of State banks, savings-banks, &c, with their average capital and deposits,
and the tax thereon, for the six months ending November 30, 1876
XCVIII
XVI. Similar table for the six months ending May 31, 1877
XCIX
XVII. Tables, by geographical divisions, of the number, capital, and deposits of the
State banks and private bankers, savings-banks and trust and loan companies,
for the six months ending November 30,1875, May 31,1876, November 30,1876,
and May 31, 1877
C
XVIII. Table, by States, of the resources and liabilities of State banks, at dates named.
CI
XIX. Table showing the aggregate resources and liabilities of State banks, from 1874
to 1878
CIII
XX. Table, by States, of the resources and liabilities of trust companies, at dates
named
CIII
XXI. Table showing the aggregate resources and liabilities of trust companies, 1875,
1876, 1877, and 1878
CIV
XXII. Table, by States, of the resources and liabilities of savings-banks, at dates
named
CIV
XXIII. Table showing the aggregate resources and liabilities of savings-banks from
1874 to 1878
C VI
XXIV. Table, by States, of the aggregate deposits of savings-banks, the number of
their depositors, and the average amount due to each, in 1877 and 1878
CVI
XXV. Table showing the number and denominations of national-bank notes issued,
redeemed, and outstanding November 1 in each year, from 1868 to 1878
C VII
XXVI. List of national banks in voluntary liquidation, with their capital, circulation
issued and retired, and circulation outstanding November 1, 1878
CVIII
XXVII. List of insolvent national banks, with their capital, circulation issued and
retired, and circulation outstanding November 1, 1878
CXII
XXVIII. List of insolvent national banks, with their capital stock, claims proved, and
dividends paid, and date of appointment of receivers
CXIV
XXIX. Aggregate resources and liabilities of the national banks at the dates of their
reports, from 1863 to 1878
1
XXX. Abstracts, by States, Territories, and reserve cities, of the reports made by the
national banks since October 1, 1877
15
XXXI. Keport of the condition of each national bank on the first day of October, 1878.
59




APPENDIX.

Names and compensation of officers and clerics in the office of the Comptroller of the Currency.
Grade.

lame.

Comptroller

John Jay Knox
John S. Langworthy

.•

J. Franklin Bates
John "VV. Magruder
John I). Patten, jr
Edward Wolcott
Edward S. Peck
Watson W. Eldridge
Frank A. Miller
Theodore O. Ebaugh
F. A. Simkins

;

Deputy Comptroller..

Chief of division
|
do
j
do
I
do
Superintendent..,
Teller
Principal bookkeeper .
Assistant bookkeeper
Stenographer

,

Salarv.
$5, 000
2, 800
2,200
2, 200
2,200
2,200
2,000
2,000
2,000
2,000
1,800

Fernando C. Cate
Xathaniel O. Chapman
William Elder
William B. Greene
John W. Griffin
George W. Martin
Charles H. Norton
William Sinclair
George H. Wood

Fourth class .
do
do
!
do
1
do
!
do
|
do
do
do

1,800
1,800
1,800
1,800
1, 800
1,800
1,800
1,800
1,800

Charles E Brayton
James C. Brown
Charles H. Cherry
William H. Glascott
John A. Hebrew
John A. Kayser
George T. May
Washington K. McCoy
Edward Myers
Charles Scott
William D. Swan

Third class . .
do
!
do
I
do
do
do
do
do
do
do
do

1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600

Edga C. Beaman
gar
Davi( B. Brenner
David
Isaac C. Miller
Edward W. Moore
Edmund E. Schreiner
Charles J. Stoddard
Walter Taylor
W illiam if. W al ton
Frederick Widdows

Second class .
do .
do
do .
i
do .
do
......do
do
do

1,400
1,400
1, 400
1,400
1, 400
1,400
1, 400
1,400
1,400

First class .
do
do
do
do
do
do
do

1,200
1,200
1,200
1,200
1, 200
1, 200
1,200
1,200

Philo Burr
J. Eddie De Sanies
Charles McC. Taylor
Zachariah E. Thomas

Messenger
do
do
do

840
840
840
840

Silas Holmes
William H. Komaine
Charles B. Hinckley
Thomas Jackson
It. Le Roy Livingston

j Watchman .
I
do
Laborer..
do ..
I
do..

720
720

Xoah Hayes
Edward McCauley
John J. Patton
Arthnr M. Wheeler
Julia li. Donoho
8arah F. Fitzgerald
Mary L. McCormick
Margaret L. Simpson




;

!
!
!
i
j

720
720
720

LXXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Names and compensation of officers and clerks, <J*c.—Continued.
Kame.

Eliza M. Barker
Eveline C. Bates
Harriet M. Black
Margaret L. Browne . .
Louisa Campbell
Virginia Clarke
Mary L. Conrad
May Crosby
Cornelia M. Davidson .
Margaret F. Dewar . . .
Jane A. Dorr
Annabella H. Finlay . .
Flora M. Fleming
Margaret E. Gooding..
Lizzie S. Henry
Eliza R. Hyde
Elizabeth Hutchinson .
Mary E. Kammerer . . .
Alice M. Kennedy
Louisa W. Knowlton..
Emma Lafayette
Julia R. Marvin
Lillian D. Massey
Maggie B. Miller
Emma F. Morrill
Mary E. Oliver
Carrie L. Pennock
Eliza Peters
Etha E. Poole
Annie E. Ranney
Emily H. Reed
Maria Richardson
Eliza A. Saunders
FayetteC. Snead
Amelia P. Stockdale...
Marie L. Sturgus
Maria A. Summers
Sarah A. W. Tiffey....
Julia C. Townsend
Martha A. Walker

Grade.
Female clerk .
do
do
do
do
do
,
do
do
,
do
do
,
do
do
,
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do

Salary.
$900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900

Expenses of the office of the Comptroller of the Currency for the fiscal year ending June 30; 1878.
For special dies, plates, printing, &c
For salaries

$121,932 32
104, 820 00
226, 752 32
The contingent expenses of the office are not paid by the Comptroller, but from the general appropriation for contingent expenses of the Treasury Department; and, as separate accounts are not kept
for the different bureaus, the amount cannot be stated.




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXI
Amount and rate of taxation ( United States and State) of the national hanks for the year 1867.
Hate of taxation.

A m o u n t of t a x e s .

States and Territories.

Capital stock.
United States.

Miiine
New Hampshire .
Vermont
Massachusetts
lihode Island
Connecticut
New York
Pennsylvania
Delaware
.
Maryland
District of Columbia
Virginia
West Virginia
North Carolina ...
Georgia
[Louisiana .
Texas
Kentucky
Tennessee
Ohio
Wisconsin
Kansas
Oregon
Colorado
Utah
Idaho
Montana
Total
VI—C C




State.

$9, 085, 000
4, 735, 000
6, 510, 012
79, 932, 000
20, 364, 800
24, 584, 220
116, 494, 941
11 333, 350
50 277,795
1, 428,185
12, 590, 203
1 350 000
2, 500, 000
2 216, 400
583, 300
1, 700, 000
500, 000
1, 300, 000
576, 450
200, 000
2, 885, 000
2,100, 000
22, 404, 700
12 867, 000
11, 620, 000
5, 070, 010
2 935,000
3, 992, 000
1, 660, 000
7, 559, 300
400, 000
250, 000
100 000
350 000
350,000
100, 000
100, 000

$180,119
$141, 226
88, 773
93,179
122, 214
144,164
1, 616, 825 1, 562,128
324, 844
195, 355
434, 440
387,146
3, 022, 662 4, 058, 706
253 359
223 106
1, 242, 037
278, 268
32, 621
1,261
260, 261
166, 054
15 330
3 286
48, 345
13, 926
46, 966
51, 457
9,049
5,144
40, 845
6,050
3,830
8,763
35, 894
20, 042
6,865
2,149
5,745
1,351
59, 816
17, 467
52, 460
27, 975
514, 681
520, 951
278, 798
200, 372
321, 406
231, 917
111, 790
68, 061
62, 012
76, 583
106, 349
88, 281
39,132
29, 522
133,142
189, 248
10, 229
7,801
10, 735
7,014
1 624
9,702
1,615
1,887
1,097
479
1,405
560
837

422, 804, 666

9, 525, 607

8, 813,126

Total.

$321, 345
181, 952
266, 377
3,178, 953
520, 200
821, 587
7, 081, 368
476, 465
1, 520, 305
33, 881
426, 315
18 615
62, 270
98, 424
14,193
46, 895
12, 592
55, 936
9,015
7,096
77, 283
80, 435
1, 035, 633
479,170
553, 323
179, 851
138, 595
194, 631
68, 655
322, 389
18, 030
17, 749
1 624
11, 317
2,984
1,884
1, 397
18, 338, 734

United State. Total.
States.
Per ct. Pr. ct Pr.ct.
2.0
1.5
3.5
1.9
1. 9
3.8
1.9
2.2
4.1
2.0
2.0
4.0
1.5
1.0
2.5
1.7
1.6
3.3
2.6
3.5
6.1
2.0
4.2
2.5

0.5

2.3
2.1
1.3
1.9
2.1
1.5
2.5
1.7
2.8
1.2
2.9
2.1
2.7
2.3
2.2

0.1
1.3
0.3
0.6
2.3
0.9
0.4
1.0
1.5
0.4
0.7
0.6
1.4
2.3
1.5

2.4
3.4
1.6
2.5
4.4
2.4
2.9
2.7
4.3
1.6
3.6
2.7
4.1
4.6
3.7

2.0

3.0

2.2
2.6

1.3
2.1

2.7
2.0
1.4
2.5
4.3
2.4
2.8
1.3
0.5
0.8

2.2
1.3
2.0
2.0
2.8
0.4
0.7
1.4
0.6

4.8
3.5
4.7
4.9
3.3
3.4
4.5
7.]
2.4
3.2
2.0
1.9
1.4

2.2

2.1

4.3

2.8

LXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Amount and rate of taxation ( United States and State) of the national lariks for the year 1869.
Amount of taxe s.
States and Territories.

United States
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
s
Colorado
Idaho
Montana
Totals




Rate of taxation.

Capital stock.
State.

Total.

United State. Total.
States.
Per ct. Perct Perct.

$9,185, 000
4, 835, 000
6, 385, 012
81, 282, 000
20,164, 800
24, 606, 820
112, 267, 841
11, 465, 350
49, 560, 390
1, 428,185
12, 790, 203
1, 050, 000
2, 221, 860
2,116, 400
683, 400
823, 500
1, 500, 000
400, 000
1, 300, 000
525, 000
200, 000
2, 835, 000
1, 987, 400
21, 917, 399
12, 752, 000
12, 370, 000
5, 510, 000
2, 710, 000
3, 717, 000
1, 770, 000
7, 810, 300
400, 000
400, 000
100, 000
350, 000
100, 000
100, 000

$191, 779
97, 245
129, 059
1, 691, 620
344, 687
476, 244
2, 958, 089
279, 410
1, 312, 419
30, 907
277, 590
23, 814
59, 281
51, 979
15, 712
19, 763
45, 824
5,926
27, 455
11,184
4,284
62, 836
47,164
635, 935
298, 336
369, 742
143, 649
80, 963
122,162
45, 223
171,198
17, 443
14, 593
2,917
11, 902
1,179
1,731

$164,150
102, 812
117,107
1, 329, 018
175, 466
366, 457
2, 980,104
200,121
266,180
3,265
147, 854
1,850
8,882
37, 053
2,455
7, 952
8, 254
490
7,107
4,375
6,998
10, 236
6,570
573, 576
218, 888
217, 652
34, 384
50, 663
53, 621
29, 873
120, 720
16, 009
10, 838
11, 286
2,541
2,283

$355, 929
200, 057
246,166
3, 020, 638
520,153
842, 701
5, 938,193
479, 531
1, 578, 605
34,172
425, 444
25, 664
68,163
89, 032
18,167
27, 715
54, 078
6,416
34, 562
15, 559
11, 282
73, 072
53, 734
1, 209, 511
517, 224
587, 394
178, 033
131, 626
175, 783
75, 096
291, 918
33, 452
25, 431
2,917
23,188
3,720
4,014

419, 619, 860

10, 081, 244

7, 297, 096

17, 378, 340

2.1
1.8
2.0
2.1
2.0
L8
2.1
1.6
1.7
0.9
1.9
1.5
2.6
2.7
2.4
1.8
2.7
0.5
2.2
0.2
2.2
1.1
2.2
0.2
2.7
0.4
2.3
1.7
2.3
0.4
2.4
1.0
3.0
0.6
1.5
0.1
2.1
0.6
2.2
0.8
2.1
3.5
2.2
0.4
2.4
0.3
2.9
2.6
2.4
1.7
3.0
1.8
2.6
0.6
3.0
1.9
1.4
3.3
2.5
1.7
1.5
2.2
4.4
4.0
3.7
2.7
2.9
3.4 " 3 . " 2
1.2
2.5
1.7
2.3

3.9
4.1
3.8
3.7
2.6
3.4
5.3
4.2
3.2
2.4
3.3
2.4
3.1
4.0
2.7
3.4
3.6
1.6
2.7
3.0
5.6
2.6
2.7
5.5
4.1
4.8
3.2
4.9
4.7
4.2
3.7
8.4
6.4
2. 9
0.6
3.7
4.0

2.4

4.1

1.7

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII
Amount and rate of taxation (United States and State) of the national hanks for the year 1874.
A m o u n t of taxes.

States and Territories.

United States.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
California
Colorado
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Totals

Rate of taxation.

Capital stock.

$9, 654, 019
5, 317, 037
7, 862, 712
91, 754, 078
20, 504, 800
25, 424, 620
106, 599, 708
13, 830, 466
53,178, 261
1, 523,185
13, 720, 997
1,309,532
3, 580, 913
2, 375, 216
2,173, 338
3,156, 250
2, 843, 962
1, 634, 883
4, 000, 000
1, 054, 897
205, 000
9, 076,127
3, 457, 897
29,112, 642
17, 936, 404
20, 507, 963
10, 098,162
3, 704, 032
6, 048, 562
4, 268, 026
9, 308,198
1, 783, 235
1, 025, 000
250, 000
3, 358, 594
748, 581
439, 402
300, 000
125, 000
100,000
50, 000
350, 000
*493, 751, 679

State.

$111,403
$192, 290
60, 002
106, 587
88,152
139, 297
1,163, 858 1, 878, 368
201, 317
224, 540
271, 801
439, 402
2, 026, 960 3, 044, 565
205, 451
282, 645
871, 220
377, 546
20, 798
6,630
181, 249
194, 697
19, 747
5,288
54, 957
52, 207
33, 484
34, 507
30, 837
38, 601
34, 421
111, 654
31, 656
53, 872
18, 746
25, 289
61, 642
52, 270
14, 384
22, 863
2,488
8,030
103, 635
47, 655
50, 290
70, 844
403, 697
642, 054
214, 977
429, 585
367, 718
420, 461
134, 052
149, 720
67, 485
76, 330
98, 421
117,115
63, 224
76, 876
112, 525
190,140
26,182
41, 867
20, 883
34, 282
5,808
3,488
46 044
10, 750
16, 983
5,387
4,137
3,718
3,150
1,697
1,180
1,393
129
614
1,225
6,777
8,190

Total.

$303, 693
166, 589
227, 449
3, 042, 226
425, 857
711, 203
5, 071, 525
488, 096
1, 248, 766
27, 428
375, 946
25, 035
107,164
67, 991
69, 438
146, 075
85, 528
44, 035
113, 912
37, 247
10, 518
151, 290
121,134
1, 045, 751
644, 562
788,179
283, 772
143, 815
215, 536
140,100
302, 665
68, 049
55,165
9,296
46, 044
27, 733
9,524
6,868
2,877
1,522
1,839
14, 967

7, 256, 083 9, 620, 326 16, 876, 409

United State. Total.
States.
Per et. Perct. Perct.
1.2 2.0
3.2
1.1 2.1
3.2
1.1 1.8
2.9
1.3 2.1
3.4
1.0 1.1
2.1
1.1 1.8
2.9
1.9 2.9
4.8
1.5 2.1
3.6
1.6 0.7
2.3
1.4 0.4
1.8
1.3 1.5
2.8
1.5 0.4
1.9
1.5 1.6
3.1
1.4 1.8
3.2
1.4 1.9
3.3
1.1 3.6
4.7
1.1 1.9
3.0
1.2 1.7
2.9
1.5 1.4
2.9
1.4 2.3
3.7
1.2 3.9
5.1
1.1 0.5
1.6
1.5 2.2
3.7
1.4 2.2
3.6
1.2 2.6
3.8
1.8 2.2
4.0
1.3 1.5
2.8
1.8 2.3
4.1
1.6 2.1
3.7
1.5 2.0
3.5
1.2 2.1
3.3
1.5 3.3
4.8
2.0 3.3
5.3
2.3 1.4
3.7
1.4
1.4
2.3 *2.i
4.4
1.2 1.4
3.6
1.2 1.1
2.3
1.4 2.5
3.9
1.4 0.1
1.5
1.2 2.5
3.7
1.9 2.3
4.2
1.5

2.0

3.5

* Including capital of banks from which returns of the amount of State taxation were not received.




LXXXIV

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

Amount and rate of taxation ( United States and State) of the national lanks for the year 1875.
Ratios to capital.

Amount of taxes.
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Tennessee
Kentucky
Louisville
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
"Wisconsin
Milwaukee
Minnesota
Iowa
Missouri
Saint Louis
Kansas
Nebraska
Oregon
California
San Francisco
New Mexico
Colorado
Utah
Idaho
Montana
Wyoming
Dakota
Totals




'

Capital.

United
States.

State.

$9, 790,104 $112, 652
$215, 981
61, 006
5. 482, 514
103, 949
o n ofln '
8, 216, 467
169, 044
IOU j
43, 063, 374 491,157
865.198
51, 362, 454 703, 218
957, 283
20, 548, 433 201, 639
269, 402
25, 852, 987 277, 984
435, 680
35, 471, 333 529, 804
962, 982
68,466, 576 1, 376, 541 2, 093,143
2, 088, 462
62, 215
71, 740
14, 072, 520 208, 559
300, 894
29, 655, 994 410, 928
175, 059
17, 019, 239 346, 950
128, 996
10, 059, 041 141, 545
56, 246
7,952
1, 523,185
22, 025
30, 468
2, 268, 238
31, 355
11, 469, 355 150, 003
230, 368
4,555
252, 000
262
1, 239, 564 16, 905
3,462
3, 535, 719 54,132
70, 710
1, 971, 000 25, 775
30,102
2, 232,150
34, 584
31, 406
3,135, 000
106, 760
34, 747
2, 716, 974 29, 023
45, 790
50, 000
854
1,056
1, 638, 866 18, 865
22, 204
3, 766, 667 59, 314
9,870
1, 205, 350 15, 819
20, 844
205, 000
1,983
3,288
3, 468, 992 47, 341
78, 427
7, 201, 765 80, 777
36, 311
3, 358, 000 45, 012
16, 290
21,110, 393 292, 900
507, 231
105.199
4, 000, 000 80,198
104, 872
4, 550, 000 51, 011
470, 836
18, 588,189 229, 606
271, 636
11, 873, 363 186,188
188, 524
. . . 7, 673, 757 173, 506
146, 993
8, 568, 270 105, 676
24, 744
1, 900, 000 33, 331
55,156
2, 974, 651 47, 584
19, 229
700, 000
16, 263
93, 736
4, 391, 068 60, 781
126, 088
6, 416, 607 104, 667
93, 467
2, 742,199
36, 361
177, 464
6, 360, 300 75,135
45, 548
1, 588, 821 22, 901
994, 758
21, 689
22, 277
250, 000
3, 037
5, 654
1, 552, 622 17,186
2, 917,112
35, 780
300, 000
4,228
3, 250
923, 478
18, 997
25, 714
300, 000
3,472
2,550
100, 000
1,429
2,367
350,000
7,047
9,137
125, 000
2,049
3,523
742
50, 000
900
503, 687, 911 7, 317, 531 10, 058,122

Total.

$328, 633
164, 955
258, 404
1, 356, 355
1, 660, 501
471, 041
713, 664
1, 492, 786
3, 469, 684
133, 955
509, 453
585, 987
475, 946
197, 791
29, 977
61, 823
380, 371
4,817
20, 367
124, 842
55, 877
65, 990
141, 507
74, 813
1,910
41, 069
69,184
36, 663
5,271
125, 768
117, 088
61, 302
300,131
185, 397
155, 883
700, 442
457, 824
362, 030
252, 669
58, 075
102, 740
35, 492
154, 517
230, 755
129, 828
252, 599
68, 449
43, 966
8,691
17,186
35, 780
7,478
44, 711
6,022
3,796
16,184
5, 572
1, 642

17, 375, 653

United
States. State.

Total.

Perct. Per ct. Per ct.
1.2
2.2
3.4
1.9
3.0
1.1
2.2
3.3
1.1
2.0
3.1
1.1
1.9
3.3
1.4
1.3
2.3
1.0
1.7
2.8
1.1
2.7
4.2
1.5
3.1
5.1
2.0
3. 6
6.6
3.0
2.1
3. 6
1.5
0.6
2.0
1.4
0.8
2.8
2.0
0.5
1.9
1.4
0.5
2.0
1.5
1.4
2.7
1.3
2.0
3.3
1.3
0.1
1.9
1.8
0.3
1.7
1.4
2.0
3.5
1.5
1.7
3.0
1.3
1.6
3.0
1.4
3.4
4.5
1.1
1.6
2.7
1.1
2.1
3.8
1.7
1.4
2.6
1.2
0.3
1.9
1.6
1.7
3.0
1.3
1.6
2.6
1.0
2.3
3.7
1.4
0.5
1.6
1.1
0.5
1.8
1.3
2.4
3.8
1.4
2.6
4.6
2.0
2.3
3.4
1.1
2.6
3.8
1.2
2.3
3.9
1.6
2.5
4.8
1.7
2.9
12
1.3
3.1
1.8
1.9
3.5
1.6
3.0
5.3
2.3
2.3
3.7
1.4
2.0
3.6
1.6
3.5
4.8
1.3
2.8
4.0
1.2
3.2
4.6
1.4
2.3
4.5
2.2
1.2
3.5
2.3
1.1
1.2
1.4
1.1
2.5
2.1
3.3
5.4
1.2
1.3
2.5
1.4
2.4
3.8
2.0
2.6
4.6
1.6
4.4
1.5
3.3
1.5

2.0

3.5

REPORT OF THE COMPTROLLER CF THE CURRENCY. LXXXV
Amount and rate of taxation (United States and State) of the national banks for the year 1876.
A m o u n t of taxes.

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
"Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Oregon
California t
San Franciscot
New Mexico
Colorado
Utah
Idaho
Montana
Wyoming
Dakota
..
Total

Ratios to capital.

Capital.*
United
States.

$10, 635, 819
$115, 272
5, 615, 000
62, 627
8, 722, 369
91, 777
44, 299, 557
497, 228
52,200,000
704, 655
20, 579, 800
200, 420
26, 015, 834
275, 991
35, 326, 077
512, 233
66, 607, 325 1, 278, 956
2, 000, 000
63, 650
14, 238, <534
204, 512
29, 354, 981
417, 324
17,18:*, 489
356, 204
10, 5? I, 592
142, 232
1, 5 1, 730
22, 030
2, _;99, 960
31, 280
11, 491, 985
142,102
252, 000
4,478
1, 300, 000
15, 246
3, 339, 307
51, 297
1, 746, 000
21, 783
2, 499, 499
31, 021
3,172, 500
31, 793
2, 504, 317
26, 265
50, 000
941
1, 690, 412
19,184
3, 436, 786
53, 388
1, 038, 782
14, 518
205, 000
2,055
7, 259, 641
79, 609
3, 095, 500
42, 676
3, 401, 449
49, 251
20, 757, 903
274, 814
4, 373, 680
74, 720
4, 550, 000
49, 454
17, 781, 910
210, 769
11, 728, 823
173, 495
6, 950,123
154, 246
8, 238, 899
100, 414
1, 900, 000
31, 078
2, 827, 322
43, 783
650, 000
14, 207
6, 430, 308
91, 667
4, 455, 478
60, 336
2, 574, 000
35, 824
5, 742, 596
73, 344
1, 369,167
20, 722
975, 000
21, 839
237, 500
6,319
1, 700, 000
17, 484
2, 875, 000
23, 526
300, 000
3,976
824, 025
18, 276
250, 000
2,840
100, 000
1,278
350, 000
6,811
125, 000
1,976
50, 000
891
501, 788, 079

State.

$237, 792
97, 255
179, 876
825, 685
855, 446
279, 765
438, 989
826, 929
2,197, 681
67, 972
292, 024
182, 003
119, 655
56, 620
6,900
28, 046
229, 484
3,906
14, 096
71, 827
28, 878
39, 933
84, 863
41, 764
948
16, 888
6,534
19, 057
2,830
32, 587
14, 576
70, 479
559, 498
128, 087
114, 072
424, 904
231, 693
200, 866
128, 446
28, 633
53, 499
18, 606
122, 519
86, 923
53, 580
76, 071
34, 518
23, 274
2,550
3,463
705
3, 513
16, 465
2,625
2,370
9,561
3,367
636

Total.

$353, 064
159, 882
271, 653
1, 322, 913
1, 560,101
480,185
714, 980
1, 339,162
3, 476, 637
131, 622
496, 536
599, 327
475, 859
198, 852
28, 930
59, 326
371, 586
8,384
29, 342
123,124
50, 661
70, 954
116, 656
68, 029
1,889
36, 072
59, 922
33, 575
4,885
112,196
57, 252
119, 730
834, 312
202, 807
163, 526
635, 673
405,188
355,112
228, 860
59, 711
97, 282
32, 813
214,186
147, 259
89, 404
149, 415
55, 240
45,113
8,869
20, 947
24, 231
7,489
34, 741
5,465
3,648
16, 372
5,343
1,527

7, 076, 087 9, 701, 732 16, 777, 819

United State.
States.

Total.

Per ct. Per ct. Per ct.
1.1
2.2
3.3
1.1
1.7
2.8
1.1
2.1
3.2
1.1
1.9
3.0
1.4
1.6
3.0
1.0
1.3
2.3
1.0
1.7
2.7
1.5
2.4
3.9
1.9
3.5
5.4
3.2
3.4
6.6
1.4
2.1
3.5
1.4
0.6
2.0
2.1
0.7
2.8
1.4
0.5
1.9
1.4
0.4
1.8
1.4
1.3
2.7
1.2
2.0
3.2
1.8
1.2
3.0
1.2
1.1
2.3
1.5
2.1
3.6
1.2
1.7
2 9
1.2
1.6
2. 8
1.0
2.7
3.7
1.0
2.0
3.0
1.9
1.9
3.8
1.1
1.0
2.1
1.6
0.2
1.8
1.4
1.9
3.3
1.0
1.4
2.4
•1.1
0.5
1.6
1.4
0.5
1.9
1.4
2.1
3.5
1.3
2.8
4.1
1.7
2.9
4.6
1.1
2.5
3.6
1.2
2.5
3.7
1.5
2.0
3.5
2.2 ' 3.0
5.2
1.2
1.6
2.8
1.6
1.5
3.1
1.5
1.9
3.4
2.2
2.9
5.1
1.4
2.0
3.4
1.4
2.0
3.4
1.4
2.2
3.6
1.3
2.6
3.9
1.5
3.0
4.5
2.2
2.5
4.7
2.7
1.0
3.7
1.0
0.2
1.2
0.8
0.8
1.2
1.3
2.2
2.2
4.4
1.1
1.3
2.4
1.3
2.4
3.7
1.9
2.7
4.6
2.7
4.3
1.6
1.8
1.3
3.1
1.4

2.0

3.4

* The capital of the banks that paid State, county, and municipal taxes on stock and real estate is
$488,272,782.
California banks pay no State taxes on capital, except such as is invested in real estate.




LXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.

Sept., 1869, to March, 1870:
New England States
Middle States
Southern States
Western States
Totals
March, 1870, to Sept., 1870:
New England States
Middle States
Southern States
Western States
Totals
Sept., 1870, to March, 1871:
New England States
Middle States
Southern States
Western States
Totals
March, 1871, to Sept., 1871:
New England States
Middle States
Southern States
Western States
Totals
Sept., 1871, to March, 1872:
New England States
Middle States
Southern States
Western States
Totals
March, 1872, to Sept., 1872:
New England States
Middle States
Southern States
Western States
Totals
Sept., 1872, to March, 1873:
New England States
Middle States
Southern States
Western States
Totals
March, 1873, to Sept., 1873:
New England States
Middle States
Southern States
Western States
Totals
Sept., 1873, to March, 1874:
New England States . . .
Middle States
Southern States
Western States
Totals




Ratios.
Capital.

Surplus.

Dividends. Net earnings.

o

11
s

488 $148, 466, 032 $27, 335, 824
577 187, 741, 859 43, 043, 795
76 12, 850,100
1, 419, 995
430 67, 309, 000 14, 318, 596

$7, 503, 307 $10,148, 574
9, 550, 034 12, 352, 534
1, 035, 938
804, 972
5, 459, 888
3, 620, 782

Dividends to
capital and
surplus.
Earnings to
capital and
surplus.

Geographical divisions.

Number of banks.

Dividends and earnings of the national banks, arranged by geographical divisions, for semiannual periods from September 1, 1869, to September 1, 1878.

Pr. ct. Pr. ct. Pr. ct.
4.3
5.8
5.0
4.1
5.3
5.1
5.6
7.3
6.3
4.4
6.7
5.4

21, 479, 095

28, 996, 934

5.2

4.3

5.8

791
429
312
088

7, 554, 081
9, 250, 780
809, 439
3,466, 043

9, 609, 814
11, 244,110
1,153, 852
4, 806,109

4.9
4.9
5.6
4.9

4.1
4.0
5.0
4.1

5.3
4.8
7.2
5.6

91, 630, 620

21, 080, 343

26, 813, 885

5.0

4.1

5.2

647, 742
418, 681
733,167
872, 811

7, 747, 077
9, 494, 432
924, 477
4, 039,164

9, 547, 922
11,146, 367
1,138, 066
5, 410, 807

5.0
5.0
6.1
5.7

4.2
4.0
5.4
4.6

5.2
4.7
6.7
6.2

94, 672, 401

22, 205,150

27, 243,162

5.2

4.2

5.2

9,
11,
1,
5,

259,127
207, 080
317, 419
531, 685

4.9
4.9
5.2
5.2

4.1
3.9
4.8
4.3

5.0
4.7
5.5
5.8

27, 315, 311

5.0

4.1

5.0

428
512
525
36]

9,152, 734
10, 988, 549
1, 700, 643
5, 660, 613

5.0
5.1
5.0
5.3

4.1
4.0
4.7
4.4

4.9
4.6
6.0
6.0

22, 859, 826

27, 502, 539

5.1

4.2

5.0

9,
12,
1,
6,

465
457
089
880

4.9
4.9
5.3
5.8

4.0
3.9
4.9
4.8

5.1
5.0
6.2
6.3

30, 572, 891

5.1

4.2

5.4

341
087
680
953

10, 324, 340
11, 642, 716
2,170,179
7, 789, 243

5.1
5.1
5.1
5.5

4.1
4.C
4.7
4.5

5.4
4.7
6.3
6.4

24, 826, 061

31, 926, 478

5.2

4.2

5.4

887
089
607
265

7, 941, 687
9, 575,193
1, 544, 046
5, 762,103

10,103, 736
12, 565, 331
2, 246, 024
8, 206, 909

5.1
5.0
4.6
5.5

4.1
3.9
4.2
4.5

5.2
5.1
6.1
6.4

1,955 488,100, 951 118,113, 848

24, 823, 029

33,122, 000

5.1

4.1

5.5

859
654
491
855

7, 627, 811
9,164, 682
1, 415, 933
5, 321, 571

9, 682,704
10, 983, 048
1, 750, 914
7,127 454

4.8
4.8
4.3
4.9

3.8
3.7
3.9
4.0

4.9
4.5
4.8
5.4

1,967 489, 510, 323 123, 469, 859

23, 529, 997

29, 544,120

4.8

3.8

4.8

1,571 416, 366, 991
491 152, 700, 033
584 188,131, 868
81 14, 441, 203
444 70, 044, 000
1,600

425, 317,104

492 153, 419, 032
585 189, 066, 559
83 15, 221, 574
445 70, 992, 000
1,605 428, 699,165

86,118, 210
29, 268,
45, 455,
1, 586,
15, 320,

30,
46,
1,
15,

761
315
311
204

7, 619,422
9, 274, 773
1,148, 638
4, 082, 446

445, 999, 264

98, 286, 591

22,125, 279

494 154, 869, 032
589 190, 985, 969
129 26,182, 281
538 78, 656, 424

33,163, 949
48, 754, 556
2,118, 475
15, 394, 263

493 154,151,032
591 190, 676, 869
113 22,153, 463
496 79, 017, 900
1,693

31, 938,
47, 776,
1, 885,
16, 686,

450, 693, 706

99, 431, 243

497 155, 220, 568
594 191, 776,118
141 29, 513, 235
620 89,166,102

34,113, 635
50, 328, 781
2, 353, 213
18, 386, 313

1,750

1,852

465, 676, 023 105,181, 942

495 155, 659, 232
594 192, 845, 669
147 31, 328, 787
676 100, 684, 995
1,912

36,
53,
3,
20,

858,
303,
207,
887,

324
503
788
673

480, 518, 683 114, 257, 288

496 157, 014, 832
591 192, 234, 009
161 33, 259, 530
707 105, 592, 580

503 159, 041, 832
588 190, 368, 669
159 32, 605, 522
717 107, 494, 300

38,
53,
3,
22,

39,
55,
3,
23,

303,
431,
600,
778,

714,
931,
865,
957,

7, 713,
9, 674,
1, 317,
4; 154,

7,
9,
1,
5,

625,
432,
552,
216,

549
709
664
367

23, 827, 289
7,
9,
1,
5,

938,
766,
612,
508,

721,
099,
967,
784,

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXVII

March, 1874, to Sept., 1874:
New England States . -.
Middle States
Southern States
Western States

$G.—Continued.
Eatios.

Capital.

Surplus.

Dividends.

Net earnings.

Dividends to
capital.
Dividends to
capital and
surplus.
Earnings to
capital and
surplus.

Geographical divisions.

Number of banks.

Dividends and earnings of the national hanks,

Pr. ct.Pr. ct.Pr. ct.
4.9 3.9 4.8
5.0 3.8 4.5
4.8 4.3 5.0
5.6 4.5 5.5

007
707
208
384

$9, 603, 512
11, 214, 753
1, 871, 562
7, 346, 984

24, 929, 306

30, 036, 811

5.1

4.0

4.9

9,
10,
1,
7,

031, 409
361, 652
861, 758
881,188

4.8
5.0
4.3
5.4

3.8
3.9
3.8
4.4

4.4
4.2
4.9
5.8

29,136, 007

5.0

4.0

4.7

978
736
203
300

4.8
4.8
4.4
5.3

3.8
3.7
3.9
4.2

4.3
4.0
4.9
5.8

28, 800, 217

4.9

3.8

4.6

548, 855
770,198
211, 357
567, 511

4.4
5.2
4.5
5.2

3.5
4.1
3.9
4.1

3.6
2.3
5.7
5.4

23, 097, 921

4.9

3.9

3.6

770,149
818, 572
432,194
542, 914

6, 098, 661
6, 751, 345
1, 498, 873
6,191, 353

4.0
4.6
4.3
5.1

3.2
3.6
3.7
4.0

2.9
3.2
3.9
4.5

22, 563, 829

20, 540, 232

4.5

3.6

3.3

501,179
328, 761
387, 478
586, 551

6,128, 206
6, 787, 978
1, 470, 475
5, 206, 303

3.9
4.4
4.3
5.3

3.1
3.4
3.7
4.1

2.9
2.8
3.9
3.9

21, 803, 969

19, 592, 962

4.4

3.5

3.1

6,147, 573
7, 686, 267
1, 299, 476
6, 983, 800

3, 744, 799
6,185,157
1, 207, 343
4,136, 729

3.7
4.1
4.0
6.9

2.9
3.2
3.4
5.5

1.8
2.6
3.2
3.3

15, 274, 028

4.5

3.6

2.5

903, 213
261, 608
217, 880
599, 689

4, 985, 926
6, 283,445
1,174, 220
4, 503,105

3.5
4.1
3.8
4.7

2.9
3.2
3.2
3.7

2.4
2.7
3.1
3.7

18, 982, 390

16, 946, 696

4.0

3.2

2.8

38, 956, 874
50,182, 622
5, 684, 035
23, 863, 603

5, 459, 786
6, 674, 618
1,115, 865
4, 708, 954

3, 846,183
4, 999, 505
951, 995
3, 861, 210

3.3
3.8
3.5
4.9

2.7
2.9
3.0
4.0

1.9
2.2
2.6
3.2

Totals

2,047 470, 231, 896 118, 687,134

17, 959, 223

13, 658, 893

3.8

3.0

2.3

General averages...

1,909 472, 542, 445 116, 011, 728

22, 721, 782

25, 562, 283

4.8

3.9

4.3

Totals
Sept., 1874, to March, 1875:
New England States ...
Middle States
Southern States
Western States
Totals
March, 1875, to Sept., 1875:
New England States ...
Middle States
Southern States
Western States
Totals
Sept., 1875, to March, 1876 :
New England States ...
Middle States
Southern States
Western States
Totals
March, 1876, to Sept., 1876:
New England States ...
Middle States
Southern States
Western States
Totals
Sept., 1876, to March, 1877:
New England States ...
Middle States
Southern States
Western States
Totals
March, 1877, to Sept., 1877 :
New England States ...
Middle States
Southern States
Western States
Totals
Sept., 1877, to March, 1878:
New England States ...
Middle States
Southern States
Western States
Totals
March, 1878, to Sept., 1878:
New England States ...
Middle States
Southern States
Western States




506 $159, 531, 832 $41, 978,153
586 189, 385, 019 57,176, 298
159 33,138, 800
4,121, 405
720 107, 882, 633 25, 088,183
1,971 489, 938, 284 128, 364, 039
510 160, 461, 832
589 189, 639, 519
169 33, 681, 310
739 109, 786,170

43, 020, 505
57, 749, 497
4, 646, 468
26,144,167

2,007 493, 568, 831 131, 560, 637
512 161, 928, 732
603 190, 775, 569
175 34, 640,100
757 110, 520, 432

43,
57,
4,
27,

$7,
9,
1,
6,

7,
9,
1,
5,

838,
463,
594,
033,

785,166
537,118
463,170
965, 362

24, 750, 816

563, 385
826, 444
965,170
768, 650

7, 758, 460
9,151, 653
1, 539, 234
5, 868, 438

2,047 497, 864, 833 134,123, 649

24, 317, 785

739, 079
319, 205
348,175
061,135

7, 371, 060
10,174, 655
1, 509,125
5, 756, 741

2,076 504, 209, 491 134, 467, 594

24, 811, 581

531 166, 396, 620
625 193, 834, 271
174 33, 390,100
746 110, 588, 500

539 167, 902, 820
626 190, 928, 351
179 33, 392, 600
737 108, 258, 500

43,
56,
5,
29,

43,
54,
5,
28,

319,
527,
486,
917,

060
758
630
630

2,081 500,482, 271 132, 251, 078
542 168,178, 520
631 190, 272, 820
175 32,120, 440
732 106, 079, 800

43,109, 865
53, 430, 368
5, 678, 226
28, 653, 706

2,080 496, 651, 580 130, 872,165
541 167, 237, 820
631 185, 468, 951
175 32, 599, 989
725 101, 018,100

41, 370, 408
51, 871, 038
5, 571, 362
25, 536, 446

2,072 486, 324, 860 124, 349, 254
544 166, 546, 320
631 178,149, 931
176 32,166, 800
722 98, 746, 700

40, 560,405
51, 551, 601
5, 482, 012
24, 779, 543

2,074 475, 609, 751 122, 373, 561
543 166, 587, 820
629 176, 694, 576
178 31, 491, 800
699 95, 457, 700

6,
8,
1,
5,

6,
8,
1,
5,

22,117,116
5,
7,
1,
4,

8,
9,
1,
8,

7,
5,
2,
7,

767,
985,
956,
090,

LXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, of
Ratio of dividends to capital for six months ending—
States, Territories, and reserve
cities.

Ratios of

1876.

1874.

1874.

1875.

1877.

1878.

Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New York
New York City....
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia.
Washington
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Oregon
California
San Francisco
Colorado
New Mexico
Utah
Wyoming
Idaho
Montana
Dakota
Averages.




Pr. ct.

6.1
4.8
4.7
5.1
4.4
4.2
5.1
4.7
4.6
5.2
4.9
4.8
5.7
5.1
5.1
5.1
4.9
4.0
2.4
4.7
4.5
4.6
4.1
5.4

5.4
4.9
4.6
5.3
4.1
4.5
5.4
4.6
4.5
4.7
4.8
5.0
5.5
4.8
5.2
5.4
5.1
4.0
4.7
4.6
5.1
4.2
4.4
3.7

Pr. ct.

5.0
4.6
3.9
4.6
3.9
4.2
5.1
4.8
6.0
5.6
4.7
4.7
5.4
4.4
5.2
5.4
4.8
4.0
4.8
4,1
5.3
4.0
4.4
4.7
10.0
3.9 2.9
5.8
4.1 3.7
3.6
2.6 8.5
9.3
7.1
3.3
4.5 I'. 1
4.8
4.7 4.9
5.0 5.0
5.4 4.9 5.3 4.5
5.3 5.3 5.5 5.1
5.5 4.9 5.5 4.9
4.9 4.9 5.0 5.0
5.6 5.0 5.3 5.3
7.0 5.8 6.0 5.9
3.7 3.5 4.4 4.0
4.8 5.6 5.4 5.2
5.5 5.8 5.5 5.8
5.0 6.9 6.1 6.0
4.9 4.9 5.3 5.6
6.9 5.5 5.9 5.8
5.8 6.2 3.8 5.6
3.9 4.6 4.6 5.5
3.7 3.9 3.7 1.6
5.7 4.1 4.5 7.6
17.2 5.1 7.6 7.6
6.0 6.0 6.0 12.0
6.6 6.5 6.3 6.7
6.6 6.6 6.5 4.8
17.9 13.1 7.2 12.2
6.5 6.5 6.5 6.5
2.7 4.0 4.0 4.0

Pr. ct. Pr. ct. Pr. ct. Pr. ct. Pr. ct.

4.8 4.8 5.1 4.5
4.3 4.3 4.1 3.9
4.0 4.0 4.0 4.0
4.3 4.1 4.0 3.9
3.1 3.1 3.0 2.9
4.1 3.5 3.3 3.3
5.0 4.7 4.0 3.9
5.1 4.4 4.3 4.2
4.2 4.1 3.7 3.7
5.1 5.4 5.0 5.2
4.7 4.4 4.3 4.7
4.7 4.4 4.1 3.9
5.4 5.4 5.0 5.1
4.2 4.0 4.0 3.8
5.2 4.9 4.9 4.7
5.4 5.4 4.8 5.1
4.2 4.4 4.1 3.9
4.0 4.0 4.0 4.0
4.8 4.1 8.0 2.3
4.0 3.9 3.6 3.2
4.7 4.4 4.6 4.1
3.7 4.3 2.7 2.5
4.2 4.0 3.8 3.5
3.5 3.2 4.8 3.4
5.0 5.0 4.0 3.0
3.5 3.4 2 9 2.3
4.0 3.5 4 6 4.3
4.7 9.0 3.2 8.4
9.3
1.3
4.3 4.3 4.1 3.9
4.7 4.5 3.8 3.5
4.9 5.5 5.2 4.8
5.4
5.5
4.9 4.9 5.9 4.6
5.4 4.5 5.3 4.4
3.4
5.1 4.0 4.9 4.5
5.3 5.5 5.8 5.5
2.9 5.7 31.0 1.8
9.4
6.0 5.4 4.5 5.7
5.5 5.5 5.5 5.3
5.1 6.9 5.1 5.5
20.7 5.6 5.6 4.7
5.6 5.1 5.2 5.5
5.2 5.2 4.6 5.5
4.3 4.5 4.0 3.8
3.5 1.1 3.9 3.6
1.7 5.3 4.4 3.8
5.5 6.2 7.6 6.8
12.0 12.0 37.0 12.0
5.7 5.6 5.1 9.9
3.3 3. 6 3.6 2.9
6.7 4.8 3.8 2.1
3.5 6.5 6.5 4.0
6.0 6.0 6.0 6.0

20.0
23.0 20.0 20.0 20.0
3.4 11.8 12. 5 3. 6 |12. 2 11.4
5.0 5.0
6.0 4.5
4.8

5.1

5. 0 4. 9 4.9

4.5

4.4
3.8
3.6
3.4
2.3
3.4
4.2
3.8
3.6
4.7
4.0
3.6
4.6
3.6
4.7
4.8
3.3
4.0
2.6
3.5
4.2
2.3
2.3
3.5
3.0
2.7
6.2
4.5
1.6
3.7
1.6
4.6
4.4
4.5
4.1
5.0
4.8
6.6
4.5
17.2
5.0
2.9
4.7
5.3
5.3
2.0
4.9
5.4
12.0
3.7
4.1
2.4
2.5
6.0

5.1
4.1
3.9
3.9
3.5
3.6
4.0
3.8
3.5
3.5
3.9
3.8
4.0
3.8
4.0
4.2
4.1
3.6
1.9
4.0
3.9
4.3
3.1
4.7
5.3
3.4
7.6
3.0
4.3
4.5
4.8
4.3
4.5
4.3
4.4
5.6
2.7
3.9
4.0
4.0
3.5
5.7
5.0
3.3
3.3
4.9
15.2
5.0
6.3
6.1
13.2
6.0
2.3

15.0 18.0 10.0 19.7 16.8
5.7 5.5 1.5 2.9 9.9
5.0 5.0 4.0 5.8 4.3
4. 5 4. 0 3.8

3.8

4.0

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIX
the dividends and earnings of national banks, from March 1,1874, to September 1, 1878.
dividends to capital and surplus foi s i x
months ending—
1875.

1876.

1877.

1878.

Ratio of earnings to capital and surplus for six months
ending—
1874.

1875.

1876.

1877.

1878.

Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept Mar. Sept. Mar. Sept.
1.
1.
1.
1.
1.
1.
1.
1.
1.
1.
1.
1.
1.
1.
1.
1.
1.
1.
4.3
4.1
3.8
4.0
3.5
3.8
4,0
4.1
3. 6
3.5
3.9
3.9
4.1
3.9
4.0
4.4
4.2
3.5
3.9
3.8
4.2
3.9
4.2
5.1

4.4
4.1
3.7
4.0
3.3
3.7
4.1
3.7
3.4
2.7
3.8
3.9
3.8
3.7
4.0
4.3
4.3
3.5
3.9
3.9
4.2
3.9
3.8
3.0

"3." 8" 3.6"
2.7 3.8
2.8 2.1
6.3
*3.~6~ 4.0

4.6
4. 3
43
4.0
4. 3
4.7

4.3
47
4.4
4.5
43
42

2.5
4.6
4.2
5.5
3.4
4.5
5.2
3.8
3.4
3.5
4.5
5.0
6.3
5.9
9.7
5.9
3.2

2.9
4.4
4.0
4.8
3.5
4.8
3.2
3.8
3.2
3.8
6.6
5.0
6.1
5.8
5.5
5.8
3.0

4.2
3.9
3.2
3.6
3.1
3.5
3.9
3.2
3.7
3.7
3.7
3,4

3.9
3.6
3.3
3.3
2.5
3.4
3.9
4.1
3.2
2.9
3.7
3.7
3.7
3.3

40
42

40
42

39
46

3.9
3.4
3.9
3.3

43
3.6
3.8

40

9.9
2.6
3.2
6.9

Ti"
45

3.5
3.4
3.9

3 2
3.8
3.4

3. 6

2.9
4.9
3.2
3.4
3.7
8.1
3.7

40
39 45
4.'2 4 4
40 40
43 46
42 4 0
2.5
4.1
3.9

1.8

47
3.7

47 40
3.7 15.1
48 4 6

4.4
4.6
1.4
6.2
6.5

41
3.5
3.0
1.5
4.6

3.9
3.7
3.2
3.2
2.5
2.9
3.7
3.5
3.2
3.1
3.5
3.4
3.7
3.1
3.9
4.2
3.7
3.4
3.4
3.1
3.5
3.9
3.3
2.7

48
3.1
3.1
7.2

3.7
4.1

41
3.5
3.2
3.1
2.4
2.7
3.2
3.5
2.9
2.9
3.4
3.2
3.5
3.1
3.9
3.7
3.4
3.3
6.3
2.9

3 6

2.4
3.3
41
3.9
2.7
3.9
2.5
1.2
3.5
3.4

3.7
3.3
3.2
3.0
2.4
2.8
3.1
3.4
2.8
3.0
3.7
3.1
3.5
2.9
3.7

3^2
2.8
3.2
2.8
3.7
4 0 3.7
3.3 2.7
3.3 3.3
2.0 2 . 1
2.6 2.8
3.3 3.4
2.2 2 . 1
3.0 2.0
2.9 2.6
2.8 2.9
2 . 1 2.5
3.7 5.1
6.6 3.5
1.4
3.*3" 3.2
3.1 1.5

40 46
3.7 4 9
3.4 4 5
4 3 3.9

3.8
3.7
2.9

21.8

1.3
4.5
3.7

5.5
4.3
3.7
5.4
41
4.1

43
3.8
1.0
4.4
5.2

3.5
3.7
41
41
4.2
3.9
3.3
3.3
3.5
6.3

3.5

43
3.5

44
46
3.2
3.0
3.1
5.8

3.8

3.7

3.7
3.5
3.9
3.6
4.5
3.5

12.8
3.9
2.2
3.7
4.5

5.9
6.3
5.2

47
44
5.5
4.9

45
41
5.3

44
5.0

43

4.4

42
5.2
5.4
5.7
4.9

5.0.
47
5.8
4.9

42

3.8

46

4.0

4 5 4 8 4.2 3.7
5.1 5.1 4 8 4 7
5.1 4 5 4.7 3.7
4 4 4 . 1 3.8 3.2
4 7 4 3 4 4 3.1
4 7 4.3 4 6 4 2
4 3 4 3 4 4 3.7
4 8 3.8 3.6
3 9 3.4 3.3 3.3
3^5 5.1 4 8 3.7
4.6 4.3 4 1
43
4.5 4 2 3.9 4.2
5.0 4.4 4 3 3.9
4.5 4 3 4.0 4 6
5.4 4 7 5.1 5.3
4 7 4 8 4.2 3.0
5.1 5.8 2.4 4 8
4 7 6.2 5.0 5.6
4.6 4 6 5.8 5.5
4 2 5.5 5.8 5.8
5.5 5.5 5 2 5.6

2.4
3.1
3.1
1.7

47

5.4

2.9

47

*3.9 '5." 8"
3.3
6.9
3.4
5.5

4.8
8.8
3.8
5.3

5.0 5.8
4 7 5.8
5.'4 5.1

5.7

6.2
4.0
0.1
4.4
2.6
5.7
5.2
5.1

5.3

4.3
3.0
5.9
4.6
3.7
6.0
1.2
5.6

5.2 5.2
5 3 5.2
4 8 5.0

5.0
4.8
7.2
2.9
8.0
6.6
3.6
6.0

2.8
1.7
3.0
4.1
3.5

42
3.4

47
42
1.2

46
4.0
3.1

48

4.7
2.7
0.9
7.0
2.1
3.6
5.6
2.3
4.4

49
4.6
3.9
5.5 5.2 5.7 5,9
4.2
3.2
5.2 5.4 6.0 4 9 4 8 4.3
5 9 6 4 6 4 65 65 51
5^7 4 5 ao 9i 4 6^6 6.4
5.5 5.4 5.3 6.3 5.7 4 8
6.5 6.8 6.2 6.5 5.3 4 5
6.1
5.1
6.1
6.5

43

6.1

45
5.9
7.2
5.2
3.9
5.1
9.6

6.1
6.6
5.8
8.0
2.8
4.6
5.3
6.5

5.6

42

6.6
5.2
5.4
1.8
4.2
7.4

5.4
5.9
49
49

3. 6
3. 6

5.6
6.4
6.6
6.5
4.3
3.2
5.6
6.4

5.9
6.1
5.3
3.6
5.3
1.5
3.4
4.4

4.6
3.1
1.9
2.8
3.2
3.5
1.4
3.9
3.2
3.8
3.6
3.0
4.3

44
3.2

47
1.9
3.3
3.7
4.2
5.2
3.2

40
3.5
2.2
5.5

3. 6

4.0

46
43
42
3.6
4.6
4.0
r 9
O. Z

1.5
3.2
4.7
5.3
2.8
5.5
5.1
3.5
0.5

3.1
3.7
4.3
2.9
1.4
0.3
0.1
2.9
1.5
2.5
3.6
2.8
3.2
3.2

4
4
4
4

0
4
2
8

4.5
3.2
2.3

40

2.9
1.8
3.2
3.4
3.8
3.7
1.0
3.9

5.8
3.0

3.1
5.1

5.7
5.0

5.9
5.0

3.6
5.0

3.9

3.6

3.5

3.6

3.2

1.6
41

2.2
5.0

7.8
4.5
5.6

7.4
5.7
6.8

7.9

11.2
4.1

6.8
6.3
8.6

7.3
5.9

12.2
8.3 21.5 18.3 18.6 18.1 11.7
1.2 11.6 0.9 8.4 7.1 13.1

6.4
6.4
7.4
6.1

45

3.3

7.6

5.1

6.6

5.1

3.0

4.8

49

47

4 6 3. 6 3.2

5.7

5.9

Pr. ct. Pr. ct. 1
3.2
4.2
3.9
2.9
2
2.9
2.6
1.2
1.9
3.7
2.8
2.0
1.1
3.4
3.1
3.8
3.4
3.9
3.5
2.8

45

3.0
1.6
3.4
2.3
2.4
2.8
3.8
2.5
4.5

47
3.5
3.4

O.I

2.2
3.1

40
0.9
9.8
2.7
0.5
2.2

3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

2 7 0.2 31
4 2 2.5 32
4.'o 3.1 33
3-8
3.8 34
Q Q
3 5 0.4 35
0. y
2.6 36
3.'7
3.5
4 1 3 1 37
4. 0 1.6
4 8 38
3.9
2.2 4 3 3.9 39

5.4
5.3
4.2
3.7
2.9
4.4
1.0
4.5
5.7

5.1

45

42

4.2
1.1
3.1
4.2
4.4
1.6

12.6

14 9

"5.5"
10.1 11.3
13.1 12.9
7.3
4 0 10.8

11.0

6.3
6.9

1.0
3.4
4.5
2.6
2.0
3.9
6.7
6.4
3.6
3.5
4.8
7.3

17.2
18.3

6.3

7.3

5.6
3.8
0.6
4.4
3.6
7.7

48

3.4

6.8

6.1

1.6

3.1

2.5

2.8

2.3

XOTE.—Figures printed in bold-face type in column for 1878 signify percentage of loss.




2.2
1.9
0.9
2.0
2.7
2.7
2.0
0.7
1.9
2.5
2.3
1.2
3.4
4.1
2.2
3.9
1.2
1.6
3.2

3.8
3.5
2.1
1.0

*3.'6"
5.2
39
7^4
4 3 6.4
10.0 10.0 10.0 30.8 10.0 10.0 11.7 10.1 13.5 14 9 18.1 15.7 11.0 11.1
6.5 5.4 5.3 4 7 6.8 3.4 10.0 8.7 6.1 8.2 6.2 6.4 7.1
5.9
4 3 3.1 3.5 3.5 2.8 3.9 7.1 6.6 9.2 8.7 1.5 6.0 1.8 3.9
9.4 5.5 3.6 3.3 2.0 2.6 13.2 10.3 11.9 9.2 7.8 2.9 1.2
0.9

16.5 16.3
16.6 20.7 12.4 15.0
10.2 3.0 i6.6 9.4 3.4 4 6 4 . 4
4.2 4 2 4.2 4 2 4.2
3.9

3.6
3.2
2.9
2.6
1.9
2.9
3.3
3.1
2.8

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58

xc

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of dividends and earnings of national banks in the United States from September,
1877, to March, 1878.
Ratios.
States and Territories.

Maine
New HampsMre..
Vermont
Massachusetts ...
Boston
Bhode Island
Connecticut
New York
New York City.
Albany
New Jersey
Pennsylvania
Philadelphia ...
Pittsburgh
Delaware
Maryland
Baltimore
Dist. of Columbia.
Washington
Virginia
"West Virginia
North Carolina...
South Carolina ...
Georgia
Florida
Alabama
New Orleans ...
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
"Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California
San Francisco..
New Mexico
Utah
Idaho
Montana
Wyoming
Dakota
Totals




Capital.

72
46
46
183
54
62
81
225
47
7
69
179
31
22
13
18
14
1
5
19
15
15
12
12
1
10
7
12
2
38
8
25
153
6
6
99
132
10
76
4
37
3
78
30
24
6
14
10
13
1
7
2
2
1
1
5
2
1
2,074

$10, 760, 000
5, 740, 000
8, 568, 700
44, 347, 000
51, 600, 000
20, 079, 800
25, 450, 820
33, 522, 691
56, 450, 000
2, 000, 000
14,183, 350
28, 506, 220
16, 843, 000
10, 350, 000
1, 663, 985
2, 306, 700
10, 891, 985
252, OuO
1,180, 000
3, 485, 000
1, 746, 000
2, 576, 000
2, 854, 000
2,141. 000
50, 000
1, 668, 000
3, 300, 000
1,125, 000
205, 000
6, 941, 000
2, 995, 500
3, 080, 300
19, 591, 900
4, 400, 000
4, 350, 000
16, 248, 500
11, 427,100
5,150, 000
7, 767, 200
2,100, 000
2, 750, 000
650, 000
6, 057, 000
4, 330, 000
2,425, 000
2, 850, 000
1, 015, 000
950, 000
1, 010, 000
250, 000
1, 550, 000
2, 750, 000
300, 000
200,000
100, 000
350, 000
125, 000
50, 000
475, 609, 751

Surplus.

Dividends. Net earnings.

"Si

Ill

Pr. ct. Pr.ct Pr. ct.
4.18
$481,144 75 $549, 713 19 4.47 3.66
3,88
224, 200 00 263, 054 34 3.91 3.31
2.86
306, 253 35 4.00 3.20
342, 615 00
2.57
1, 709, 654 49 1, 482, 728 43 3.85 2.97
1.17
1, 486, 804 72 743, 384 91 2.88 2.35
1.92
662, 878 75 454, 982 97 3.30 2.80
3.72
995, 915 20 1,185, 808 86 3.91 3.13
2.84
1, 402, 516 24 1,173, 233 70 4.18 3.39
1.97
2, 062, 453 40 1,440,428 02 3.65 2.83
1.14
39, 619 56 5.18 2.98
1, 470, 000 00 103, 500 00
3.44
660, 284 00 621, 570 75 4.66 3.66
3, 863, 627 83
3.06
7, 724, 983 56 1,118, 753 70 1, 018, 071 19 3.92 3.09
5.07 3.52
3.78
7, 454, 739 83 855,140 00
918,132 01
3.39
3, 082, 310 91 394, 000 00 454, 862 04 3.81 2.93
4.73 3.72
3.93
449, 800 21
83, 063 68
78, 733 35
3.54
669,102 49
118, 043 00 105, 339 92 5.12 3.97
3.93 3.28
2.75
369, 922 61
2,175, 934 79
428, 604 65
4.54
13, 795 48 4.00 3.31
10, 080 00
52, 000 00
2.25 2.01
3.02
45,405 64
29, 500 00
289,- 000 00
1.60
68, 541 83 3.19 2.59
810, 409 32 111, 150 00
4.09 3.31
3.44
74,193 79
408, 676 11
71,400 00
2.26
65, 329 03 2.47 2.20
310, 332 86
63, 500 00
2.40
99, 750 00
78, 907 15 3.50 3.04
427, 582 93
2.76
72,110 00
68, 849 61 3.37 2.89
357, 391 43
3.00 2.81
3.83
1, 985 11
1, 810 00
1, 500 00
2.45
45, 572 36 2.30 2.06
194, 042 38
38, 400 00
4.33 3.72
4.49
518, 504 20
142, 000 00 171, 560 62 8.38 6.60
4.71
68, 239 47
302, 859 27
94, 250 00
3.48
8,185 40
30, 375 00
3.41
278, 591 42 3.92 3.33
1, 233, 030 11 272,260 00
2.74
91, 831 22 3.45 3.09
351, 852 17 103, 380 00
4.22
152,433 10 4.81 4.10
535,146 22
148,180 00
4.05
961, 045 06 4.57 3.77
4,152, 975 61
895, 531 83
3.75
872, 400 00
195, 000 00 197, 517 26 4.43 3.70
3.53
734, 045 90 147, 500 00 179, 466 56 3.39 2.90
3.68
763, 826 97 4.49 3.52
4, 495, 040 45 730,035 00
4.11
3, 851, 639 48 623, 500 00 627, 291 08 5.46 4.08
1.57
2, 290, 000 00
95, 000 00 116,969 68 1.80 1.28
4.28
2,033,303 65
444, 832 89
419,023 05 5.73 4.54
5.14
925, 000 00 112,000 00
155,631 67 5.33 3.70
4.22
740,393 14
150,859 63
147,458 28 5.49 4.32
0.99
230,000 00
30, 500 00
8, 704 62 4.69 3.47
3.44
1,508,571 65
331,180 00
260,113 85 5.47 4.38
4.47
792,104 84
236,900 00
228,992 59 5.47 4.62
2.55
482,163 23
74,125 10 3.82 3.19
92,750 00
1.97
67,514 98 3.56 2.97
570, 788 33 101,500 00
3.95
49, 590 52 3.82 3.09
240, 914 42
38,800 00
6.66
175,200 00
65, 000 00
74, 899 82 6.84 5.78
3.50
163,340 15
41, 035 23 2.08 1.97 12.64
21,000 00
50,000 00
30, 000 00
37, 912 21 12.00 10.00
6.35
131, 355 92 114, 000 00 106, 718 35 9.91 6.78
3.55
102,128 10 2.91 2.78
123, 081 77
80,000 00
4.80
33, 724 12
32, 000 00
16,062 67 4.00 3.60
7.30
40,000 00
12, 000 00
17,521 95 6.00 5.00 12.89
15,477 36 18.00 15.00 10.81
20, 000 00
18,000 00
47,504 19 5.51 4.40 11.25
88,500 00
19, 299 43
16, 869 79
25,000 00
6.07
3, 643 56 5.00 4.17
10, 000 00
2, 500 00

$2, 396, 346
1, 024, 246
2,130, 217
13, 281, 867
11, 712, 464
3, 608, 485
6, 406, 777
7, 810, 445
16, 509, 656

52
59
21
59
07
76
31
19
82

122, 373, 561 34 18, 982, 390 03 16, 946, 695 90

NOTE.—Figures in bold-faced type signify loss.

3.99

3.17

2.83

XCI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of dividends and earnings of national banks in the United States from March, 1878,
to September, 1878.
Eatios.
States and Territories.

Capital.

Surplus.

Dividends.

Net earnings.

11
1
,
H

Maine
New Hampshire..
Vermont
Massachusetts . . .
Boston
Rhode Island
Connecticut
New York
New York City.
Albany
New Jersey
Pennsylvania
Philadelphia . . .
Pittsburgh
Delaware
Maryland
Baltimore
Dist. of Columbia
Washington
Virginia
"West Virginia
North Carolina...
South Carolina . . .
Georgia
Florida
Alabama
New Orleans . . .
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
"Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California
San Francisco..
New Mexico
Utah
Idaho
Montana
"Wyoming
Da'kota
Totals




72
46
46
182
54
62
81
223
47
7
69
178
31
22
13
18
14
1
6
19
15
15
12
12
1
10
7
11
2
39
8
25
150
6
6
95
128
10
74
4
36
3
77
30
19
5
12
10
12
1
7
2
2
1
1
5
2
1
2,047

SO!

Perct. Perct, Perct.
$10, 760,000
5, 740, 000
8, 558, 700
44,197, 000
51, 825, 000
20, 079, 800
25, 427, 320
33,169, 291
55, 800, 000
2, 000, 000
14,183, 350
28, 262, 940
16, 843, 000
10, 350, 000
1, 663, 985
2, 281, 700
10, 633, 310
252, 000
1,255, 000
3, 285, 000
1,746, 000
2, 551, 000
2, 854, 000
2, 091, 000
50, 000
1, 668, 000
2,875,000
1, 050, 000
205, 000
7, 041, 000
2, 995, 500
3, 080, 300
18, 706, 900
4, 300, 000
4, 350, 000
15, 326, 000
11, 624, 600
4, 650, 000
7, 508, 200
2,100, 000
2, 665, 000
650, 000
6, 057, 000
4, 720, 000
1, 665, 000
2, 650, 000
900, 000
950, 000
960, 000
250, 000
1, 550, 000
2, 750, 000
300, 000
200, 000
100, 000
350, 000
125, 000
50, 000
470, 231, 896

$470,150 00
$2, 383, 258 74
217, 350 00
1, 032, 383 17
2, 061, 979 95
311,115 00
12, 897, 351 63 1, 510, 305 17
10, 842, 945 14 1, 208, 982 00
683, 043 75
3, 502, 726 85
6, 236, 228 72 1, 058, 840 20
7, 678,101 55 1, 279, 899 30
16, 030, 230 13 1, 994, 750 00
94,750 00
1, 445, 000 00
569, 234 00
3, 310, 732 61
7, 532, 387 11 1, 008, 793 20
7, 286, 545 71
774, 560 00
3, 031, 918 04
373, 500 00
78, 559 35
454,135 75
675, 237 07
108, 767 50
348, 974 60
2, 395, 934 26
53, 000 00
10, 080 00
289,400 00
32, 750 00
811, 959 32
115, 650 00
407, 074 20
72,770 00
274, 945 82
58, 500 00
433, 267 68
66, 750 00
713, 561 09
74,110 00
1, 980 00
1, 500 00
160, 850 87
46, 000 00
573, 268 44
177, 250 00
297,183 50
47, 500 00
3, 300 00
31,750 00
1,179, 728 27
260, 510 00
49,545 00
323,247 34
142,480 00
475, 218 51
3, 961, 050 14
830,337 50
878, 300 00
192, 000 00
652, 418 39
177, 500 00
764, 020 00
4, 313, 934 37
554, 575 00
3, 792, 362 94
307,500 00
2, 215, 000 00
339, 411 86
2, 044, 887 33
362, 000 00
715, 000 00
133,100 00
743, 834 40
18, 750 00
215, 000 00
282, 699 98
1, 483,176 22
294,400 00
777, 883 93
88, 500 00
392, 535 53
52,000 00
555,149 68
44,400 00
181, 374 00
51, 000 00
222, 775 00
23, 250 00
165, 700 00
30,000 00
50, 000 00
58,000 00
142, 274 76
137, 775 57
113, 750 00
37,670 20
7, 500 00
40, 000 00
12,000 00
20, 000 00
10, 000 00
90, 500 00
5, 259 65
25, 000 00
10, 000 00
2, 000 00

$418, 506 40 4.36 3.57
197, 386 19 3.78 3.20
233,119 51 3.63 2.92
1,116, 277 05 3.41 2.64
546,151 10 2.33 1.92
478,427 51 3.40 2.90
856, 315 21 4.16 3.34
1,114, 547 59 3.85 3.13
1,415,450 36 3.57 2.77
25, 847 79 4.73 2.75
327, 909 46 4.01 3.25
885,110 27 3.56 2.81
562,161 64 4.60 3.21
163, 654 52 3.60 2.79
71, 300 32 4.72 3.70
120, 491 09 4.76 3.67
281, 853 45 3.28 2.67
11, 814 77 4.00 3.30
19,363 74 2.60 2.12
63, 940 91 3.52 2.82
70,119 17 4.16 3.37
2,343 76 2.29 2.07
73, 268 42 2.33 2.03
88, 475 19 3.54 2.64
2,103 37 3.00 2.88
16, 603 86 2.75 2.51
338, 531 90 6.16 5.14
37,104 10 4.52 3.52
1, 091 37 1.60 1.39
179, 086 81 3.70 3.16
6,880 32 1.65 1.49
90,893 67 4.62 4.00
701, 631 79 4.43 3.66
197,400 64 4.46 3.70
20, 332 78 4.08 3.54
515, 424 20 4.98 3.89
481, 426 73 4.77 3.59
332,380 01 6.61 4.47
375, 708 76 4.52 3.55
126, 629 67 17.23 12.85
145, 046 75 4.99 3.90
9, 784 43 2.88 2.16
237, 804 86 4.66 3.74
231,880 00 5.28 4.53
90, 866 80 5.31 4.30
51, 990 46 1.96 1.62
68,299 73 4.93 4.10
86,242 21 5.36 4.34
7,187 29 2.42 2.06
44, 755 90 12.00 10.00
94,251 93 3.74 3.42
109, 293 18 4.13 3.93
15,007 81 2.50 2.22
8,587 96 6.00 5.00
9,288 02 10.00 8.33
21,103 80 1.50 1.19
16,447 81

963 77

4.00

3.33

118, 687,133 93 17, 959, 223 06 13, 658, 892 95

3.81

3.04

N O T E . — F i g u r e s in bold-faced type signify loss.

3.18
2.91
2.19
1.95
0.87
2.02
2.70
2.72
1.97
0.75
1.87
2.47
2.32
1.22
3.36
4.07
2.16
3.87
1.25
1.56
3.25
0.08
2 22
3! 15
4.04
0.90
9.81
2.75
0.46
2.17

0,20

2.55
3.10
3.81
0.40
2.62
3.12
4.84
3.93
4.50
4.25
1.13
3.15
4.21
4.41
1.62
6.31
7.35
0.63
14.91
5.56
3.78
4.44
3.57
7.74
4.79
10.96

1.60
2.31

XCII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of the state of the lawful-money reserve of the national banks,
STATES AND
Reserve held.
Dates.

I No. of Circulation and
• banks.
deposits.

i

rve required.

Ratio t o
liabilities.

Amount.

Oct. 3,1872
Dec. 27,1872
Feb. 28,1873
Apr. 25, 1873
J u n e l 3 , 1873
Sept. 12, 1873
Dec. 26,1873
Feb. 27,1874
May 1,1874
J u n e 2 6 , 1874
Oct. 2,1874
Dec. 31,1874
Mar. 1,1875
May 1,1875
J u n e 3 0 , 1875
Oct. 1,1875
Dec. 17,1875
Mar. 10, 1876
May 12, 1876
J u n e 3 0 , 1876
Oct. 2,1876
Dec. 22,1876
J a n . 20,1877
Apr. 14, 1877
J u n e 2 2 , 1877
Oct. 1,1877
Dec. 28,1877
Mar. 15, 1878.
May 1,1878
J u n e 29, 1878
Oct. 1,1878

1,689
1,707
1,717
1,732
1,737
! 1,747
1,749
1,748
1,751
1,755
1,774
1 1,797
1,801
1,815
1,845
1,851
1,850
! 1,853
1,853
1,855
1,853
1,848
1,849
1,839
1,844
1,845
1,834
1,831
1,827
1,824
1,822

$509, 415, 295
503, 568, 806
521, 394, 885
522, 649, 052
527, 741, 608
536, 925, 203
486,180, 869
510, 946, 655
521, 953, 283
522, 874, 575
527, 506, 306
535, 679, 077
536, 289,193
536, 716, 262
541, 385, 844
537, 418, 449
525, 303, 754
527, 361, 413
521,137, 335
517, 605, 821
509, 793, 743
506,146, 248
516, 509, 339
511,110,102
505, 411, 087
505, 863, 456
508, 016, 893
504, 088,183
501, 295, 836
500,160, 076
507, 520, 794

$76, 435, 968
75, 535, 321
78, 209, 233
78, 428, 804
79, 204, 426
80, 593, 659
72, 985, 967
76, 700, 872
78, 351, 858
43,173, 243
44, 077, 914
45,487, 042
46, 018, 207
46, 020, 096
46, 996, 069
46, 304, 791
44, 647, 985
45, 535, 811
44, 990, 757
44, 996, 205
43, 862, 907
43, 416, 361
44, 978, 935
44, 203, 308
43, 814, 051
43, 594, 978
43, 616, 668
42, 990, 670
42, 476, 500
42, 539, 987
43, 437,474

Per cent.
19.2
20.3
20.6
20.2
20.6
20.6
20.8
22.6
21.6
38.8
34.3
34.2
34.9
32.9
33.6
32.5
32.9
35.8
34.9
34.7
34.3
35.1
36.3
35.3
35.0
32.9
35.1
38.0
35.1
36.1
36.7

$97, 765, 876
102, 069, 282
108, 246, 881
105, 693, 322
108. 935, 374
110, 456, 096
101,120, 726
115, 577, 200
112, 637, 640
111, 464, 693
100, 641, 694
103, 592,165
106, 826, 053
100, 691,135
105,154, 553
100,128, 907
97, 855, 940
108, 547, 092
104, 514, 789
103, 832, 286
99, 985, 627
101, 429, 533
108, 706, 493
103, 945, 584
101, 962, 783
95, 379, 331
101, 866, 983
108, 782, 223
99, 320, 989
102, 308, 371
106, 045,159

NOTE.—Prior to June 20, 1874, the required reserve in States and Territories was 15 per
RESERVE

Oct. 3, 1872.
Dec. 27, 1872.
Feb. 28, 1873.
Apr. 25, 1873.
June 13, 1873.
Sept. 12, 1873
Dec. 26, 1873.
Feb. 27, 1874
May 1, 1874
June 26, 1874
Oct. 2, 1874
Dec. 31, 1874
Mar. 1, 1875
May 1, 1875
June 30, 1875
Oct. 1, 1875.
Dec. 17, 1875
Mar. 10, 1876
May 12, 1876
J u n e 30, 1876.
Oct. 2, 1876
Dec. 22, 1876
Jan. 20, 1877
Apr. 14, 1877
June 22, 1877
Oct. 1, 1877
Dec. 28, 1877
Mar. 15, 1878
May 1, 1878
June 29, 1878
Oct. 1, 1878




230
233
230
230
231
229
227
227
227
228
230
230
228
231
231
236
236
238
236
236
236
234
234
234
234
235
233
232
233
232
231

$443, 845, 782
462, 035, 037
478, 040, 388
465, 796, 482
502, 959, 230
475, 521, 916
453, 081, 026
518, 570, 014
523, 075, 980
528, 619,121
521, 561, 727
509, 411, 623
514, 896, 921
507, 208, 290
532,175, 922
512, 848, 868
468, 689, 930
499, 853, 392
472, 260, 505
490, 357, 058
487, 415, 795
470, 362, 089
495,143,120.
478, 473,129
552, 836, 716
453, 740, 223
452, 799,159
466, 473, 764
455, 737, 410
476, 710, 381
471, 702, 867

$110, 961, 445
115, 508, 759
119, 510, 097
116, 449,120
125, 739, 807
118, 880, 480
113, 270, 257
129, 642, 504
130, 768, 995
106, 380, 827
106,136,122
103, 317, 529
105, 569,158
104,199, 595
111. 317, 435
106, 542, 005
95, 863, 466
104, 535, 425
98, 776, 747
103, 860, 841
103, 721, 942
99, 237, 733
105, 461, 297
100, 522, 583
119, 511, 586
94, 748,175
93,174, 248
96, 235, 626
93, 468, 789
98, 868, 369
97, 257, 896

$112,152, 056
123,136, 887
122, 710, 780
119, 676, 330
145, 209, 534
118, 679,153
127, 402, 586
158, 940,175
155, 563, 677
159, 275, 638
144, 307, 997
132, 348, 803
132, 217, 368
129, 803, 941
154, 560, 093
134, 976, 509
118, 291,125
142, 753,190
126,179, 248
142, 906, 797
136, 821, 941
122, 279, 996
142, 409,114
127, 205, 252
138, 499,197
115, 329, 428
119, 041, 848
131, 607, 266
121, 342, 350
129, 369, 019
121, 993, 977

Per cent.
25.3
26.7
25.3
25.7
28.9
25.0
28.1
30.6
29.5
37.4
34.0
32.0
31.3
31.1
34.7
31.7
30.8
34.1
31.9
34.4
34.2
30.8
33.8
29.0
31.6
30.5
31.9
34.2
32.5
32.7
31.3

NOTE.—Prior to June 20, 1874, the required reserve in reserve cities was 25 per

REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIII
as slioivn by their reports from October 3, 1872, to October 1, 1878.
TERRITORIES.

Classification of reserve held.

Specie.

$1, 950,142
1. 978, 383
1, 779, 651
1, 567,149
1, 715, 293
2, 071, 686
2, 286, 734
2, 475, 202
2, 431, 605
2, 256, 951
2, 375, 290
1, 992, 383
1, 652, 694
1, 511, 483
1, 600, 028
1, 555, 034
1, 452, 639
1, 800, 017
1, 912,171
2,469, 391
2, 763,198
3,427,133
3, 941, 358
4,166, 989
4, 208, 317
4,155, 631
4, 486,185
6, 305, 680
7, 007, 260
7, 049, 274
7, 988, 990

Legal tenders.

$42, 717,294
43, 228, 892
41, 605, 799
43, 202, 852
42, 800, 960
42, 279, 728
4o, 904, 389
44, 017, 327
47, 603, 805
44, 633,155
32, 885,197
34, 952, 061
33, 493, 083
34, 414, 616
34, 610, 241
32, 783, 502
32, 073, 246
32,141, 468
33, 630, 711
31, 920,120
29, 723,138
30, 714, 772
32, 707, 525
31, 948, 207
30, 879,163
30, 316, 538
32, 730, 224
31, 528,169
32, 024, 586
29, 390,198
30, 064, 665

$220, 000
350, 000
1, 485, 000
1, 895, 000
2,125, 000
2, 250, 000
2, 015, 000
2, 270, 000
2, 490, 000
2, 585, 000
775,000
820, 000
845, 000
790, 000
890, 000
900,000
805, 000
1,180, 000
1, 285, 000
1, 280, 000
1, 280, 000
1, 280, 000
1, 245, 000
1,180, 000
1, 250, 000
1, 315, 000
1, 225, 000
1,115, 000
1, 035, 000
1, 040, 000
995, 000

Three per
cent, certificates.

Due from
reserve
agents.

$335, 000
185, 000
90, 000
10, 000
10, 000

TJ. S. certifi- Clearing-house
cates of de- certificates.
posit.

$52, 543,440
56, 327, 007
63, 286, 431
59, 018, 321
62, 284,121
63, 854, 682
50, 914, 603
66, 814, 671
60,112, 230
61, 978, 337
52, 714, 793
53, 935, 013
59, 021, 623
'52, 061, 059
58, 439, 613
53, 322,152
52, 073, 208
62,102, 613
56, 654, 668
57, 268, 334
56, 362, 468
55, 244, 747
60,110, 762
55, 904, 422
55, 012,171
48, 885,195
52, 587, 886
58, 950, 369
48, 325, 035
54, 033, 882
56, 023, 564

Redemption
fund w i t h
Treasurer.

1
2
4
5
6
7
Q

$11, 250
11, 891, 414
11,892,708
11, 813, 653
11,913, 977
11, 614, 671
11, 568,219
11, 451, 847
11, 322, 994
11, 032,239
10, 894,441
10, 856, 823
10, 762, 881
10, 701, 848
10, 745, 584
10, 613,132
10, 706, 697
10, 837, 688
10, 883, 005
10, 929,108
10, 795, 017
10, 972, 940

centum of circulation and deposits; since that date, 15 per centum of deposits only.
CITIES.

$8, 279, 613
17, 068, 954
15, 998, 022
15, 301, 659
26, 234, 795
17, 796, 781
24, 620, 304
30, 890, 661
30,138, 364
20, 069, 256
18, 865, 654
20, 444, 378
15, 014,411
9,108, 878
17, 359, 554
6, 495, 294
15, 618, 267
27, 277, 329
19, 802,423
22, 749, 078
18, 598,456
29, 572, 511
45, 767, 909
22, 903, 049
17,127, 679
18, 503,189
28, 421, 566
48, 416, 378
39, 016, 496
22, 202,196
22, 699, 616

$59, 356, 810
57, 358, 477
54, 816,110
56, 732, 435
63, 205, 531
50, 067, 935
58, 943, 716
58, 620, 696
54, 062, 598
58, 423, 307
47, 082, 343
47, 458, 251
44, 952, 897
49, 462, 643
54, 756, 683
43, 583, 429
38, 563, 571
44, 603, 718
46,171, 398
58, 852, 046
54,488, 445
35, 466, 510
39, 908, 797
40, 330, 831
47, 072, 388
36, 544, 635
37, 767, 429
32, 422, 675
35,163, 963
42, 209, 909
34, 306, 906

$6, 490,
12, 300,
16, 975,
16, 475,
20, 525,
18, 360,
21, 995,
34, 965,
37, 645,
45,195,
42, 055,
38, 850,
36, 555,
37, 825,
46, 420,
47, 910,
30, 200,
29, 605,
26, 095,
26, 675,
27, 890,
24, 815,
24, 225,
30, 920,
43,180,
32, 095,
25, 290,
19, 490,
19, 960,
35, 865,
31, 695,

$8, 632,
5, 600,
2,115,
1, 370,
385,
175,

000
000
000
000
000
000

Si, 220, 000
775, 000
320, 000

$28,173, 633
30, 074, 456
32, 486, 648
29, 797, 236
34, 859, 208
32, 279, 437
21, 843, 566
34, 463, 818
33, 717, 715
35, 508, 075
31,142, 306
26, 553, 818
30, 967, 551
28, 559, 818
31,291,415
32, 322, 812
29, 389, 472
36, 965, 578
30,114, 214
30, 719, 768
31, 981, 995
28, 544, 429
28, 587, 547
29, 038, 296
27,119, 929
24, 398, 938
23, 372, 201
27, 066, 622
23, 006,184
24, 841,174
29, 059, 854

centum of circulation and deposits; since that date, 25 per centum of deposits only.




i,000
5,162, 694
5, 042,356
4, 927,509
4, 347,602
4, 732,441
4, 664,
4, 519,
4, 301,
3, 996,
3, 910,
3, 863,
3, 881,
3, 919,
4, 013,
3, 999,
3, 787,
4,190,
4, 211,
4,195,
4, 250,
4, 232,

9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
29
30
31

XCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Lawful money reserve of the national oariks, as shown fty tlie reports
STATES AND
States and Territories.

o. of
banks.

Deposits.

Reserve required.

72
46
46
182
61
81
225
69
180
14
18
1
19
15
15
12
12
1
10
11
2
39
25
151
95
128
75
36
77
31
19
12
10
1
12
2
1
1
5
2
2
1

$6, 033,118
3, 338, 031
3, 642, 838
26, 596, 515
8, 432, 644
16,152, 973
47, 218, 546
18, 051, 484
30, 718, 323
2, 036, 583
2, 563, 660
473, 404
5, 664,179
1, 233, 718
2, 614, 634
2, 047, 279
1, 642, 420
83, 233
1, 090, 893
1, 782, 530
378, 428
3, 889, 220
5, 954, 242
18, 607, 389
13, 288, 645
16, 551, 268
7,123, 880
4, 208, 224
7, 857, 238
6, 890, 530
2, 401, 784
1, 971, 367
3, 332, 824
1, 007, 573
3, 031, 045
449, 750
328, 791
137, 013
1,154, 285
301, 446
242, 551
81, 789

$904, 968
500, 705
546, 426
3, 989, 477
1, 264, 897
2, 422, 946
7, 082, 782
2, 707, 723
4, 607, 748
305, 487
384, 549
71, 011
849, 627
185, 058
392,195
307, 092
246, 363
12, 485
163, 634
267, 379
56, 764
583, 383
893,136
2, 791,108
1, 993, 297
2, 482, 690
1, 068, 582
631, 233
1,178, 586
1, 033, 579
360, 267
295, 705
499, 924
151,136
454, 657
67, 462
49, 319
20, 552
173,143
45, 217
36, 383
12, 268

1,817

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
W e s t Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
Colorado
New Mexico
Utah
Idaho
Montana
"Wyoming
Dakota
Washington

280, 606, 287

42, 090, 943

*2,494, 949

California
Totals

1,824

449, 044

283,101, 236

42, 539, 987

* Includes $748,015 of circulating notes, of
NOTE.—Prior to June 20, 1874, the required reserve in States and Territories was 15
RESERVE
Boston
Albany
Philadelphia .
Pittsburgh...
Baltimore
Washington..
New Orleans .
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee...
Saint Louis...

San Francisco




$16,158, 695
1, 892, 368
10, 801, 765
2, 828, 264
3, 359, 626
433, 229
1, 573, 361
817, 835
1, 835, 389
1, 005, 862
5, 382, 394
995, 645
649, 457
1, 537, 636

183

New York

$64, 634, 781
7, 569, 474
43, 207, 060
11, 313, 055
13, 438, 505
1,732,916
6, 293, 444
3, 271, 338
7, 341, 554
4, 023, 449
21, 529, 577
3, 982, 580
2, 597, 828
6,150, 542
197, 086,103

49, 271, 526

47

196, 562, 991

49,140, 748

*1, 824, 383

456, 095

* Includes $667,400 of circulating notes, of
NOTE.—Prior to June 20, 1874, the required reserve in reserve cities was 25 per

REPORT OF THE COMPTROLLER OF THE CURRENCY. XCV
of their condition at the close of business on June 29, 1878.
TERRITORIES.
Classification of reserve held.
Reserve held.

$2, 795, 580
1, 582, 632
1, 674, 285
11, 236, 567
3, 556, 375
7, 483, 047
14, 085, 538
8, 072, 888
9, 579,182
632,461
751,125
265, 708
1, 609, 760
470, 087
582, 837
636, 995
674, 384
20, 652
439, 547
619, 898
80, 761
1, 546, 618
2, 334, 608
6,176, 686
5, 254, 551
6, 602, 075
2, 346, 462
1, 267,129
3, 039, 858
1, 772, 924
873, 053
627, 533
1,193, 810
226, 052
742, 989
104, 036
171, 073
28, 888
214, 018
102, 318
62, 746
71, 218

Ratio of
reserve.

Per cent.
46.3
47.4
46.0
42.2
42.2
46.3
29.8
44.7
31.2
31.1
29.3
56.1
28.4
38.1
22.3
31.1
41.1
24.8
40.3
34.8
21.3
39.8
"39.2
33.2
39.5
39.9
32.9
30.1
38.7
25.7
36.4
31.8
35.8
22.4
24.4
23.1
52.0
21.1
18.5
33.9
25.9
87.1

Specie.

Legal
tenders.

$120,487
65,758
58, 793
655, 282
170, 430
416, 575
731, 585
441, 214
701, 638
41, 429
62, 628
9, 330
51, 359
32, 901
62, 224
70, 021
87, 364
672
61, 691
132, 245
5,985
61, 090
145, 523
391,162
352, 620
409, 304
246, 597
13], 607
251, 096
72, 088
47, 342
46, 455
125. 922
71, 778
44, 424
14, 249
27, 943
9,050
21, 937
18, 254
4,960
40, 392

$428, 745
134, 850
315, 063
1, 444, 827
409, 371
1,195, 057
3, 379, 842
1, 647, 739
3, 490, 604
148, 354
271, 355
79, 500
500, 956
191,196
311, 993
163, 790
351, 063
10, 000
169, 024
407, 043
35, 350
565, 789
1, 058, 629
2, 638, 357
2, 228, 453
2, 418, 475
889, 916
491, 438
1, 325, 447
858, 752
303, 481
254, 323
387, 254
57, 520
375,133
44, 442
137, 918
15, 338
139, 500
67, 456
19, 335
27, 520
29, 390,198

101, 608, 954

36.2

6, 513, 404

>9, 417

28.0
36.1

7, 049, 274

5,000

$1, 822, 615
1,128, 049
947, 051
7, 052, 454
2, 370, 896
4, 971,195
8, 297, 756
5, 298, 710
4,144, 244
331, 884
316,170
135, 628
953, 032
179, 832
140,166
341, 911
142, 583
7,730
147, 587
51, 410
30, 951
647, 316
1, 010, 894
2, 432, 927
2,116, 913
3, 388, 580
1, 001, 334
557, 981
1, 268, ?16
727,139
462, 330
296, 806
646, 413
85, 504
291, 495
31, 845
2,962
39, 981
13, 908
34, 851
1,056

290, 000
30,
380,
110,
105,
40,
10,
30,

000
000
000
000
000
000
000

5,000
15, 000
20, 000

535, 870

102, 308, 371

United States
Redemption
certificates of Due from re- fund with Treasserve agents.
deposit.
urer.

1, 040, 000

$418, 733
253, 975
353, 378
1, 794, 004
605, 678
870, 220
1, 296, 355
575, 225
1,137, 696
70, 794
90, 972
11, 250
104, 413
66,158
68, 454
61, 273
93, 374
2,250
61, 245
29, 200
8,475
267, 423
119, 562
714, 240
541, 565
365, 716
208, 615
86,103
195, 069
114, 945
59, 900
29, 949
34, 221
11, 250
31, 937
13, 500
2,250
4, 500
12, 600
2,700
3,600
2,250

53, 870, 335

10, 795, 017

163, 547
29, 390,198

1, 040, 000

54, 033, 882

10, 795, 017

which the reserve required is 25 per cent.
per centum of circulation and deposits; since that date, 15 per centum of deposits only.
CITIES.
$18, 755, 947
2, 906, 649
16, 244, 976
3, 544, 865
4, 957, 203
619, 618
3,103, 289
932, 587
2, 593, 455
1, 689, 368
8, 616, 748
1, 723,132
949,173
1, 903, 847

29.0
38.4
37.6
31.3
36.9
35.8
49.3
28.5
35. 3
42.0
40.0
43.3
36.5
31.0

$2, 814,103
166, 556
2, 018, 094
244, 875
318, 393
52, 462
230, 087
62, 235
63, 370
109,193
1, 292, 631
128, 869
78,125
86, 067

$3, 730, 582
434, 015
4, 863, 700
1, 704, 234
1, 038, 042
215, 552
1, 993, 097
388, 200
669,158
820, 000
2, 949, 500
681, 326
420, 087
934, 000

$2, 830, 000
470, 000
4, 800, 000

68, 540, 857

34.8

7, 665, 060

20, 841, 493

60,120, 344

30.6

13, 860, 205

21, 368,416

23, 830, 000

707, 818

38.8

676, 931

400, 000

$8, 048, 855
1, 763, 909
3, 966, 378
1, 315, 426
1, 805, 676
277, 904
803, 605
363,141
1, 274, 427
661, 796
2, 771,.867
853, 537
438, 436
465, 330

$1, 332, 407
72,169
596, 804
280, 330
280, 092
38, 700
76, 500
119, 011
166, 500
93, 379
42, 750
59, 400
12, 525
18,450

12, 035, 000

24, 810, 287

3,189, 017

1, 515, 000
35,000
420, 000
5,000
1, 560, 000

1, 061, 723
30, 887

which the reserve required is 25 per centum.
centum of circulation and deposits; since that date, 25 per centum of deposits only.




XCVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table of the liabilities of the national banks, and of the reserve required and held, at three
dates in each year, from 1874 to 1878.
STATES AND TERRITORIES, EXCLUSIVE OF RESERVE CITIES.

Dates.

October 2,1874
May 1, 1875
J u n e 30, 1875..
October 1, 1875
May 12, 1876 ..
J u n e 30, 1876-..
October 2, 1876
April 14, 1877 .
J u n e 22, 1877 .
October 1, 1877
May 1, 1878 . . .
J u n e 29, 1878..
October 1, 1878

Number of Net de- Reserve
banks. posits. req'red.

Reserve held.

Classification of reserve.

Other
Due Redemption
Amount Ratio to Specie. lawful from
money. agents. fund.

1,774
1,815
1,845
1,851
1,853
1,855
1,853
1,839
1,844
1,845
1,827
1,824
1,822

Millions Millions Millions Per cent Millions Millions Millions Millions
34.3
2.4
52.7
11.9
293.4
33. €
44.1 100.6
100.7
35.2
32.9
52.1
46.0
11.9
306.2
1.5
105.1
33.6
33.5
47.0
11.6
312.6
1.6
58.4
32.5
46.3
100.1
1.6
33.7
11.5
307.9
53.3
104.5
34.9
1.9
34.9
56.7
11.0
45.0
299.4
34.7
33.2
57.2
10.9
45.0
2.5
299.5
103.8
34.3
31.0
55.4
10.8
43.8
291.7
2.7
103.9
35.3
4.2
33.1
55.9
44.2
10.7
294.2
101.9
55.0
35.0
4.2
32.1
43.8
10.6
291.6
48.9
95.4
32.9
4.2
31.6
43.6
10.7
290.1
99.3
35.1
48.3
42.5
7.0
10.9
33.1
282.7
102.3
54.0
42.5
36.1
7.1
10.8
283.1
30.4
106.1
56.0
289.1
43.4
8.0
11.0
36.7
31.1

48
48
48
48
47
47
47
47
47
47
47
47
47

Millions Millions Millions Per cent Millions Millions Millions Millions
68.3
33.4
14.4
52.4
51.2
204.6
1.5
29.2
49.9
49.4
57.8
6.7
197.5
1.2
76.6
35.1
13.7
61.8
54.6
218 4
1.1
54.4
29.9
5.0
50.6
60.5
1.1
202.3
16.0
36.5
53.4
29.6
0.9
45.1
180.5
33.2
18.1
46.2
195 8
65.1
49 0
0.8
14.6
45.3
30.7
0.8
197.9
49.5
60.7
15.8
38.2
54.9
28.6
0.9
191.9
48.0
60.9
61.3
25.1
48.7
0.9
243. 7
11.7
34.3
48.1
13.0
174.9
43.7
27.5
0.8
28.1
27.7
45.5
56.9
182.0
31.3
1.1
60.1
30.6
13.9
45.1
196. 6
49.1
1.1
36.5
50.9
26.8
13.3
1.1
189.8
47.4

NEW YORK CITY
October 2 1874
May 1 1875
J u n e 30 1875
October 1 1875
May 12 1876
J u n e 30 1876
October 2 1876
April 14 1877
J u n e 22 1877
October 1 1877
M a y l 1878
J u n e 29 1878
October 1 1878

OTHER RESERVE CITIES.
182
CO CO CO
CO CO CO

October 2, 1874.
M a y l , 1875....
J u n e 30, 1875..
October 1, 1875
May 12, 1876 ..
J u n e 30, 1876...
October 2, 1876
April 14, 1877 .
J u n e 22, 1877...
October 1, 1877
May 1, 1878 . . .
J u n e 29, 1878 .
October 1, 1878

189
189
189
187
187
188
185
185
184

Millions Millions Millions Per cent Millions Millions Millions Millions
34.3
55.3
76.0
4.5
36.7
221.4
31.1
3.7
72.1
32.9
2.4
37.4
28.6
54.8
219.3
3.6
77.9
34.4
3.7
31.3
56.7
39.3
226.9
3.6
74.5
33.3
1.5
32.3
56.0
223.9
37.1
3. 6
72.8
33.9
3.8
35.7
30.1
214.6
53.6
3.2
35.4
77.8
4.7
39.4
30.7
219.6
54.9
3.0
35.1
76.1
4.0
37.1
32.0
217.0
54.2
3.0
72.3
34.4
33.1
29.1
210.2
7.1
3.0
52. 5
77.2
32.9
41.6
234.3
5.4
27.1
3.1
58.6
67.3
33.0
34.3
204.1
5.6
3.0
51.0
24.4
27.4
64.4
33.6
23.0
191.9
48.0
10.9
3.1
32.9
69.2
34.8
8.3
24.8
198.9
49.7
3.2
9.4
29.4
71.1
35.6
29.1
199.9
50.0
3.2
SUMMARY.

October 2, 1874
May 1, 1875 . . .
J u n e 30,1875 ..
October 1, 1875
May 12, 1876 . .
J u n e 30, 1876 .
October 2, 1876
April 14, 1877 .
J u n e 22, 1877 .
October 1, 1877
May 1, 1878
J u n e 29, 1878 .
October 1, 1878




2,004

2,046
2,076
2,087
2,089
2,091
2,089
2,073
2,078
2,080
2,059
2,056
2,053

Millions Millions Millions Per cent Millions Millions Millions Millions
34.0
719.4
244.9
21.3 122.7
17.1
150.6
230.6
31.9
10.6
122.5
723.0
150.2
80.7
16.7
34.3
19.0
134.6
89.7
757.9
158.3 259.6
16.3
85.6
235.1
32.0
125.2
734.1 152.2
8.1
16.2
15.1
694.5 143.7
33.2
21.7
86.8
230.7
107.1
714.9
34.5
25.3
118.8
87.9
14.7
148.9
246.7
113.4
706.6
147.5
33.5
21.3
87.4
236.7
14.6
231.1
33.2
696.3 144.7
85.0
14.6
27.1 104.4
31.2
122.4
770.6
21.3
82.1
14.6
163.3 240.4
210.8
31.5
100.2
669.1 138.3
22.8
73.3
14.5
33.6
46.0
15.1
220.6
71.3
656.6
136.0
34.1
108.4
231.6
29.3
78.8
15.1
678.6
141.3
33.6
97.0
85.1
678.8
140.8
30.7
15.3
228.1

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCVII

Average weekly deposits, circulation, and reserve of the national banks in New York City, an
reported to the N~ew York clearing-house, for the months of September and October in each
year from 1871 to 1878.

Weekending—|
I Circulation.

Ratio to
liabilities.

]Sret deposits
Dollars.
Dollars.
242, 369, 600 10,196, 600
243, 529, 300 9,193, 400
241, 609, 300 9, 050,100
232, 992, 500 8, 291, 700
223, 684, 300 11,554,000
219, 476, 400 9,153, 400
213, 465,100 8, 025, 300
202, 577, 200 8, 647, 600
202,169,100
9, 249, 700

Sept. 2, 1871..|
Sept. 9, 1871..'
Sept. 16, 1871..
Sept. 23, 1871..
Sept. 30, 1871..I
Oct. 7, 1871..'
Oct. 14, 1871..
Oct. 21, 1871..
Oct. 28,1871..

Dollars.
29, 835, 300
•30, 087, 200
30, 071, 600
29, 944,100
29, 992, 800
30,199,100
30, 273, 000
30, 233, 400
30, 431, 800

Sept. 7, 1872..
Sept. 14, 1872..
Sept. 21,1872..
Sept. 28, 1872..
Oct. 5,1872..
Oct. 12, 1872..
Oct. 19,1872..!
Oct. 26,1872..

27, 487, 200
27, 580, 600
27, 622, 300
27, 689, 400
27, 551,100
27, 692, 900
27, 661, 300
27, 641, 000

183, 510,100
179, 765, 800
171, 742, 500
165, 721, 900
158, 840, 300
161, 816, 200
171,115, 000
174, 086, 400

210, 997, 300
207, 346, 400
199, 364, 800
193, 411, 300
186, 399, 400
189, 509,100
198, 776, 300
201, 727, 400

Sept. 6,
Sept. 13,
Sept. 20,
Sept. 27,
Oct. 4,
Oct. 11,
Oct. 18,
Oct. 25,

27, 323, 300
26, 351, 200
27, 382, 000
27, 295, 400
27, 393, 700
27, 419, 400
27, 421, 200
27, 390,100

182, 775, 700
177, 850, 500
168, 877,100
150,171, 300
131, 855, 500
131, 958, 900
129, 575, 800
125, 671, 300

210, (99, 000
204, 201, 700
196, 259,100
177, 366, 700
159, 249, 200
159, 378, 300
156, 997, 000
153, 061, 400

25,630,500 i
Sept, 5, 1874.
27,701,700
Sept. 12, 1874.
25, 595, 700
Sept. 19, 1874.
25, 593, 900
Sept. 26, 1874.
Oct. 3, 1874. • 25,387,700
Oct. 10, 1874.
25, 083, 900
Oct. 17, 1874.
25, 028, 600
Oct. 24, 1874.
24,981,600
Oct. 31, 1874.
25, 025,100

202, 918,100
205,166, 500
204, 285, 600
187,139, 700
202, 605, 300
200, 054, 500
197, 261, 900
193, 514, 600
193, 611, 700

228, 548, 600 16, 807, 500
232,868,200 '17, 589, 200
229, 881, 300 17, 453, 200
212, 733, 600 16, 799, 500
227, 993, 000 15, 373, 400
225,138, 400 14, 517, 700
222, 290, 500 12, 691. 400
218, 496, 200 11, 457, 900
218, 636, 800 10, 324, 900

Sept. 4, 1875.
Sept. 11, 1875.
Sept. 18, 1875.
Sept. 25, 1875.
Oct. ~ 1875.
Oct.
1875.
Oct. 16, 1875.
Oct. 23, 1875.
1875.
Oct. 30,

18, 093, 700
17, 725, 000
17, 223, 200
17, 902, 600
17, 894,100
17,820,700
17, 781, 200
17, 844, 600
17, 900,100

210, 397, 200
209, 802, 100
206, 916, 800
205, 483, 200
201, 409, 700
197, 555, 800
195,192, 400
191, 468, 500
189, 068, 800

228, 490, 900
227, 527, 100
224, 640, 000
223, 385, 800
219, 303, 800
215, 376, 500
212, 973, 600
209, 313,100
206, 968, 900

Sept. 2, 1876.
Sept. 9, 1876.
Sept. 16, 1876.
Sept. 23, 1876.
Sept. 30, 1876.
Oct. 7, 1876.
Oct. 14, 1876.
Oct. 21, 1876.
Oct. 28, 1876.

14, 577, 300
14, 339, 700
14, 403, 500
14, 400, 800
14, 615, 700
11, 897, (MO
14, 693, 300
14, 809, 200
15, 059, 600

Sept. 1, 1877.
Sept. 8, 1877.
Sept. 15, 1877.
Sept. 22, 1877.
Sept. 29, 1877.
Oct. 6, 1877.
Oct. 13, 1877.
Oct. 20, 1877.
Oct. 27, 1877.
Sept. 7, 1878.
Sept. 14. 1878.
Sept. 21, 1878.
Sept. 28, 1878.
Oct. 5, 1878.
Oct. 12, 1878.
Oct. 19, 1878.
Oct. 26, 1878.

1873.
1873.
1873.
1873.
1873.
1873.
1873.
1873.

25. 23
26. 03
26.19
43, 866, 500
42, 993, 300
39, 419, 300
39, 651, 700
37, 998, 500
40, 675,100
46,260,100 j
46, 885, 000

19,935,900 I 33, 993, 600
17,655,500 I 32, 500, 800
16,135,200 I 30, 083, 800
11,448,100 j17, 883, 300
9, 240, 300 9, 251, 900
10. 506, 900 8, 049, 300
11, 650,100 5,179, 800
11, 433, 500 7,187, 300

25.66
24. 56
23. 55
16.54
11.
11.64
10.72
12.16

54, 878,1\ 0 71, 785, 600
54, 715, 700 i 72,304,900
55, 017, 300 | 72,470,500
53, 977, 900 70,777,400
53, 297, 600 I 68,671,000
52,152, 000 I 66,669,700
51, 855,100 64,546,500
49, 893, 900 I 61,351,800
50, 773, 000 j 61,097,900

31.41
31.05
31.52
33.27
30.01
29. 61
29.04
28.82
27.94

9,155, 700
8, 494, 500
6, 538, 200
6, 432, 400
5, 438, 900
5, 716, 200
5, 528, 500
5, 735, 000
8, 975, 600

58, 810, 600
57, 828, 300
57, 856, 600
56, 348, 400
56,181, 500
51, 342, 300
48, 582, 700
47, 300, 900
45, 762, 800

67, 966, 300
66, 322, 800
64, 394, 800
62, 780, 800
61, 620, 400
57, 058, 500
54, 111, 200
53, 035, 900
54, 738, 400

29. 75
29.15
28.67
28.10
28.10
26.49
25. 41
25.34
26. 45

197, 992, 400
200, 754, 700
202, 734, 500
200, 794, 800
196, 59 » 400
,
195,145, 700
190, 699, 600
190, 019, 900
183, 810, 200

212, 569, 700 19, 617, 600
215, 094, 400 20, 202, 700
217,138, 000 20, 068, 900
215,195, 600 16, 907, 800
211, 206,10J 14, 751, 200
207, 042, 700 17, 682, 600
205, 392, 900 16, 233, OOP
In
204, 829,100 ! 15, 577, 500
198, 869, 800 14, 011, 600

48, 238, 000
48, 699, 700
49, 338, 200
48, 625, 500
47, 538, 900
45, 535, 600
43, 004, 600
41, 421, 700
41, 645, 600

67, 855, 600
68, 902, 400
69, 407,100
65, 533, 300
62, 290,100
63, 218, 200
59, 238, 200
56, 999, 200
55, 657, 200

31.92
32. 03
31.96
30. 45
29.49
30. 53
28.84
27. 83
27. 99

15, 357, 900
15, 543, 000
15, 551, 700
15, 570, 700
15, 699, 000
15, 964, 900
16, 055, 600
16, 205, 000
16, 600, 700

181, 741, 500
182, 949, 400
181, 584,100
180, 633, 700
175, 036, 800
172,106, 000
171, 058, 500
169, 670, 500
168, 373, 800

197, 099, 400
198, 492, 400
197,135, 800
196, 204, 4J0
190, 735, 800
188, 070, 900
187,114,100
185, 875, 500
184, 974, 500

13, 993, 800
17, 811, 000
17, 451, 000
16, 945,100
14, 682,100
14, 665, 600
14, 726, 500
14, 087, 400
15, 209, 000

41, 460, 400
39, 019, 800
38, 429, 900
37,113, 200
36, 978, 900
36,168, 300
35,178, 900
35,101, 700
34, 367, 800

55, 454, 200
56, 830, 800
55, 880, 900
54, 058, 300
51, 661, 000
50, 833, 900
49, 905, 400
49,189,100
49, 576, 800

28.14
28.63
28.35
27.55
27.09
27.03
26.67
26. 46
26.80

19, 037, 000
19,453, 000
19, 591, 000
19, 592, 500
19, 552, 200
19, 567, 800
19, 575, 900
19. 864, 400

191, 650, 200
191, 090, 500
190,268,100
189, 832, 700
187, 568, 400
184, 825, 400
183, 627, 600
186, 082,100

210, 687, 200
210, 543, 500
209, 859,100
209, 425, 200
207,120, 600
204, 393, 200
203, 203, 500
205, 946, 500

14, 583, 200
15, 929, 300
15, 590, 400
15, 373, 300
14, 995, 800
12,184, 600
13, 531, 400
17, 384, 200

43, 260, 300
41, 673, 400
41, 894, 700
39, 762, 000
38, 304, 900
37, 685,100
36, 576, 000
35, 690, 500

57, 843, 500
57, 602, 700
57, 485,100
55,135, 300
53, 300, 700
49, 869, 700
50,107, 400
53, 074, 700

27.45
27.36
27. 40
26.33
25.73
24.40
24.66
25.77

YTT—O C




26.42
27.49
26.76

XCVIII REPORT OF THE COMPTROLLER OF THK CURRENCY.
Table showing the number of State banks, savings-banks, trust companies, and private bankers, their average capital and deposits, and the tax thereon, for the six months endinq November 30, 1876.
States, &c.

Number.

Capital.

Deposits.'

Tax.
On capital On deposits

Total.

Maine
New Hampshire .
Vermont
Massachusetts ..
Boston
Uhode Island
Connecticut

66
78
21
168
67
58
112

$177, 658
151, 000
302, 500
855, 000
3,108, 788
3, 923, 222
3, 027, 892

$27, 017, 950
30, 937, 358
8,123, 983
163, 436, 726
84, 086, 258
52, 888, 125
82, 818, 889

New England States
New Nork
New York City ...
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia.
Washington

570

11, 546, 060

449, 909, 289

340
472
15
67
344
66
43
10
17
40
1
11

10, 850, 325
48, 518, 475
579, 500
2, 418,120
12, 475, 573
2, 502, 021
5,137,193
708, 596
631, 885
4, 066, 837
20, 000
595,102

278, 634,125
12, 754, 533
36,110, 777
41, 393, 026
47, 415, 908
13, 937,144
1, 684, 846
543,171
24, 876, 590
28, 452
3, 618, 467

23, 044
78, 635
452
5,243
29,125
5,845
11, 863
1,687
1,293
8,591
50
412

1,426

88, 503, 627

612, 983, 558

166, 240

656, 667

822, 907

8, 723
3,553
1, 442
2,516
12, 059
97
2, 650
2, 423
135
9, 029
7, 559
561
18,132
13, 838
4,172

16, 925~
9,849
2,214
2, 341
8, 264
602
3,753
2,992
101
11, 796
10, 756
661
15, 216
14, 940
6,938

25, 648
13, 402
3,656
4, 857
20, 323
699
6,403
5,415
236
20, 825
18, 315
1,222
33, 348
28, 778
11,110

Middle States .
Virginia
"West Virginia
North Carolina ...
South Carolina...
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans .
Texas
Arkansas
Kentucky
Louisville
Tennessee

, 7

3, 563, 878
1, 426, 858
576, 662
1, 006, 452
4, 823, 597
39, 000
1, 095, 900
1, 251, 577
54, 000
3, 611, 584
3, 400, 041
225,167
7, 488, 271
5, 592, 382
1, 723, 291

314
650
1,569
4, 442
8, 482
5,815

$5, 837
12, 757
4,348
6,546
18, 732
45, 724
50, 228

13, 071
4,998
8,115
23,174
54, 206
56, 043

21, 675

144,172

165, 847
134, 370
350, 468
10, 629
33, 363
131, 892
84, 214
•36, 802
3,687
2,168
26, 808
121
8,385

Southern States .
Ohio
Cincinnati ..
Cleveland ...
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee..
Iowa
Minnesota
Missouri
Saint Louis .
Kansas
Nebraska

512

35, 878, 660

45, 079, 815

86, 889

107, 348

194, 237

~262~
21
10
149
315
41
140
14
87
12
266
68
165
54
109
35

6, 327, 007
1, 963,150
802,819
6, 033, 563
5, 452, 244
4, 918, 350
2, 597, 657
1,172, 902
1, 328, 035
677, 522
4, 832,196
1,158, 438
3, 467, 093
7, 928, 799
1, 638,143
407, 354

16, 069,106
8, 955,100
11, 859, 737
10, 533, 776
17, 518, 220
14, 913, 591
4, 935, 755
6,148, 749
3, 645, 026
6, 236, 008
8, 738, 362
2, 539, 637
9, 921, 909
24, 723, 031
2, 800, 868
1, 250, 342

14,181
3,454
1,863
12, 847
12, 205
9, 538
6,391
2,292
2,927
1,415
11, 691
2,732
7,597
18, 496
3,887
1,011

38, 794
20, 312
16, 446
22, 287
41, 832
20,172
12, 339
15, 372
9,112
15, 590
21, 846
6,306
24, 805
60, 801
7,002
3,126

52, 975
23, 766
18, 309
35,134
54, 037
29, 710
18, 730
17, 664
12, 039
17, 005
33, 537
9,038
32, 402
79, 297
10, 889
4,137

Western States.

1,748

50, 705, 272

150, 789, 217

112, 527

336,142

7
84
49
29
17
6
3
3
3
6
4
1

5467985
9, 917, 377
23, 728, 485
549, 540
299, 438
151, 000
2,000
38, 372
57, 417
24, 000
97, 431
222, 947
8,333

1, 209, 830
16, 928, 318
96, 733, 616
1, 007, 576
1, 690, 357
588, 283
33, 743
54, 368
25, 990
137, 911
69, 863
272, 450
4,167

3,024
35, 258
166, 926
2,519
4,226
1,471
84
136
65
345
175
681
10

4, 290
59, 997
224, 055
3,893
4,975
1,848
89
232
208
405
419
1,238
31

219

35, 643, 325

118, 756, 472

214, 920

301, 680

I 4,475 222, 276, 944 1, 377, 518, 351

174597249

1,1)33, 340

Oregon..
California
San F r a n c i s c o .
Colorado
Nevada
Utah
N e w Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona

Pacific States and Territories
Totals




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCIX

Table showing the number of State banks, savings-tanks, trust companies, and private tankers,
their average capital and deposits, and the tax thereon, for the six months ending May'SI, 1877.
No. of
banks.

Southern States

...

Ohio
Cincinnati . . . . . . . . . . . .
Cleveland
Indiana
Illinois
Chicago

.

......

..

Western States
Oregon
California
San Francisco
Nevada
Utah
New M^exico
Wyomin0". . . . .
Idaho
Dakota
M^ontana
"W^ashin °"ton
Arizona

. . . .

.

....

Pacific States and Territories
Totals




$26, 499, 218
30, 896, 234
8,107, 445
162, 477,183
88, 716, 005
53, 031, 370
82, 893, 262

$393
124
714
1,473
3,516
8,340
5,593

$4, 412
6, 900
4,198
6,514
18, 490
45, 213
47, 952

$4, 805
7,024
4,912
7,987
22, 006
53, 553
53, 545

11, 272. 273

452, 620, 717

20,153

133, 679

153, 832

336
466
14
65
346
60
41
10
15
40
1
10

11, 061, 720
45, 785, 796
637, 000
2,170, 838
12, 216, 780
2, 091, 742
5, 018, 826
717, 411
623, 378
4,104, 003
5,917
595, 359

148, 889. 703
271. 948, 412
12, 529, 737
35,457,184
39, 203, 675
31, 884, 459
14, 616, 683
1, 780, 859
566, 984
25, 023, 652
7, 008
3, 657, 830

22, 840
69,121
713
4,482
28, 753
4,798
11,405
1,709
1,196
8,709
15
362

106,653
258, 215
9,362
26, 330
97, 282
68, 671
24, 481
2,116
899
18, 051
18
8,144

129, 493
327, 336
10, 075
30, 812
126, 035
73, 469
35, 886
3,825
2,095
26, 760
33
8,506

85, 028, 770

585, 566,186

154,103

620, 222

774, 325

3, 407,110
1, 455, 900
574, 451
1, 003,105
4, 392,147
47, 000
1, 034, 733
1, 264, 396
54, 000
3, 558,192
3, 494, 002
258, 333
7, 279, 957
5, 404 361
1, 768,147

6, 809, 858
3, 917, 534
872,287
1, 095, 859
4, 363. 519
271, 057
1, 747, 031
1, 413, 033
49, 915
7, 310, 099
4, 891, 428
376, 619
6, 626, 535
6, 041, 033
3, 019, 790

8,182
3, 632
1,436
2,508
10, 980
92
2,458
2,274
135
8,640
8,235
558
17, 478
13. 373
3,983

16,138
9,794
2,181
2,597
10, 718
678
4,368
3,532
125
14, 303
12, 228
942
16, 566
15,103
7,549

24, 320
13, 426
3,617
5,105
21, 698
770
6,826
5,806
260
22, 943
20, 463
1,500
34,044
28, 476
11, 532

34, 995, 834

48, 805, 597

83,964

116, 822

200, 786

257
23
9
146
319
42
145
18
90
12
279
71
180
46
114
39

6, 334, 477
2, 008, 549
836, 290
5, 626, 955
5, 483, 644
4, 836,153
2, 605, 763
1, 240, 932
1, 389, 348
672, 065
5,178, 643
1,168, 965
3, 806, 229
7, 530, 583
1, 725, 224
465, 664

16, 640, 560
9, 016, 478
12, 767, 959
11,128, 830
17, 299, 692
15,136, 791
4, 914, 596
5, 870, 285
3, 765, 813
6, 328, 969
8, 730,477
2, 508, 685
11, 223, 423
22, 691, 281
3,116, 289
1,184, 932

14, 051
3,436
1,653
13, 051
12, 270
9,568
6,367
2,250
3,190
1,406
12, 545
2,757
8, 448
16, 947
4,039
1,114

40, 293
20, 231
17, 940
23, 336
41, 303
23,426
12, 286
14, 676
9,414
15, 822
21, 661
6,135
28, 058
56, 281
7,791
2,962

54,344
23, 667
19, 593
36, 387
53, 573
32, 994
18, 653
16, 926
12, 604
17, 228
34, 206
8,892
36, 506
73, 228
11, 830
4,076

1,790

Middle States
Virginia
W^est Virginia . . . .
North Carolina
South Carolina
Greorgia
Florida
Alabama
Mississippi
Louisiana .
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

$173, 905
52, 333
335, 000
819, 333
3,127, 387
3, 894, 673
2, 869, 642

524

..

66
72
21
167
64
58
109

78
24
14
19
66
5
20
28
2
23
107
15
73
17
33

New England States
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington

Deposits.

1,404

M!aine
. . ..
........
New Hampshire
Vermont
. . . ....>.. . . . . . . . .
Massachusetts
Boston
Hhode Island
Connecticut

Detroit
Wisconsin
IVTilwaukee
Iowa
Minnesota
M/issouri
Saint Louis
Kansas
Nebraska

Tax.

Capital.

557

States and Territories.

50, 909, 484

152, 325, 060

113, 092

341, 615

454, 707

610, 724
12,110, 922
26, 902, 567
588, 858
417, 039
179, 521
5 667 '
55, 489
56, 507
34,167
103 037
222, 312
10, 000

1, 349,112
41, 522, 335
65, 865, 076
971, 936
1, 545, 409
587, 894
36, 342
98, 987
16,182
140, 321
93, 800
317, 696
5,000

1,418
30,113
61, 308
1,472
1,043
449
14
139
141
85
258
556
25

3,373
68, 587
123,034
2, 430
3,864
1,470
91
247
40
351
234
794
13

4,791
98, 700
184, 342
3,902
4,907
1,919
105
386
181
436
492
1, 350
38

8
91
38
30
19
8
4
4
3
8
8
4

1

226 41, 296, 810

On capital. On deposits.

Total.

112, 550, 090

97, 021

204, 528

301, 549

4,501 223, 503,171 1, 351, 867, 650

468, 333

1, 416, 866

1, 885,199

c

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by geographical divisions, of tlie number, capital, and deposits of State banks and private bankers, savings-banks, and trust and loan companies, for the six months ending November 30, 1875.

Geographical divisions.

State banks and pri- Savings-banks with Savings-banks
without capcapital.
vate bankers.
ital.
No.

New England States 126
1,270
Middle States
Southern States
517
Western States and
Territories
1,853
United States.. 3, 766

Total.

Capital. Depos- No. Capital. Depos- No.
its.
its.

Depos. No. Capital. Deposits.
its.

MilVns. MilVns.
11.6
24.0
232.4
90.8
42.6
36.0

MUVns. MilVns.
MUVns.
564
11.9
443.1
413.9
616.0
382. 8 1, 491
91.0
45.0
1.9
523
36.4

2
3
3

MilVns. MilVns.
5.2
0.3
0.8
0.2
0.5
0.4

436
218
3

70.9

188.0

19

4.1

32. 6

38

47.0 1,910

75.0

267.6

209.3

487.0

27

5. 0

39.1

695

845.6 4,488

214.3

1, 371. 7

Table, by geographical divisions, of the number, capital, and deposits of State banks and private bankers, savings-banks, and trust and loan companies, for the six months ending May
31, 1876.

Geographical divisions.

State banks and pri- Savings-banks with Savings-banks
without capvate bankers.
capital.
ital.

Total.

Capital. Depos- No. Capital. Depos- No.
its.

Depos- No. Capital. Deposits.
its.

New England States 135
1 256
Middle States
Southern States
516

MilVns. MilVns.
11.7
23.6
223.4
89.2
44.9
35.7

MilVns.
MilVns. MilVns.
415.1 572
11.9
443.1
382.5 1,471
89.5
607.1
2.0
36.1
47.5
523

188.1

19

4.1

31.0

39

45.0 1,954

81.5

264.1

United States.. 3, 803

214.0 | 480.0

26

5.0

37.2

691

844.6 4,520

219.0

1, 361. 8

No.

Western States and
Territories
1,896

77.4

1
3
3

MilVns. MilVns.
0. 2
4.4
0.3
1.2
0.4
0.6

436
212
4

Table, by geographical divisions, of the number, capital, and deposits of State banks and private bankers, savings-banks, and trust and loan companies, for the six months ending November 30, 1876.

Geographical divisions.

State banks and pri- Savings-banks with Savings-banks
without capvate bankers.
capital.
ital.
No. Capital. Depos- No. Capital. Depos- N o .
its.
its.

New England States 131
1, 213
Middle States
505
Southern States
Western States and
1,915
Territories

MilVns. MilVns.
11. 34 22.76
88.34 226. 40
35.40
42.40
82.14

192. 49 17

United States .. 3,764 217. 22 484. 05




1
2
4

24

MilVns. MilVns.
0.20
4.15
0.16
0. 77
0.48
0.64

Total.

Depos- No. Capital. Deposits.
its.

MilVns.
MilVns. MilVns.
438 422. 99 570
11. 54 449. 90
211 385. 82 1, 426 88.50
612. 99
512 35.88
3
2.04
45.08

4.21

32.38

35

44.68 1,967

5.05

37.94

687

855. 53 4,475

86.35

269. 55

222. 27 1, 377. 52

CI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by geographical divisions, of the number, capital, and deposits of Slate banks and private bankers, savings-banks, and trust and loan companies, for the six months ending May
31, 1877.
State banks and private bankers.
Geographical divisions.

New England States
Middle States
Southern States
Western States and
Territories

Savings-banks with
capital.

Savings-banks
without capital.

No. Capital. Depos- No. Capital. Depos- No.
its.
its.

Depos-

its.

MilVns. MilVns .

MilVns. MilVns.

Total.
No. Capital. Deposits.

MilVns.

11.07
84.87
34.58

19.99
215. 87
46.17

1
2
3

0.20
0.16
0.42

3.94
0.88
0.52

1,963

88.11

188. 51

20

4.09

32.83

33

43.54 2,016

United States.. 3,799

218. 63

470. 54

26

4.87

38.17

676

843.16 4,501

117
1,202
517

439
200
4

557
428. 69
368. 81 1,404
524
2.12

MilVns. MilVns.
11. 27
452. 62
585. 56
85.03
48.81
35.00
92.20

264. 88

223. 50 1, 351. 87

Besources and liabilities of State banks at the dates named.
New Hamx>- Vermont, Rhode Isl- ConnectiMaine,
New York,
shire, Mar.
J u n e 30,'78. and, Nov. cut, Oct. 1, Sept. 21, '78.
Aug. 4,1877.
8, 1878.
30.1877.
1877.
1 bank.
Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c . .
Due from banks
Real estate
Other investments
Expenses
Cash items
Specie
Legal-tenders, bank-notes, &c

$84, 385

1 bank.
$67, 458
14, 992

22, 508

"i'/shl'

15 banks.

$1, 269, 729

$4, 031, 790

64, 270
290, 476
42, 997
5,872
22, 769

266, 478
192,162
116, 397
4,861
4,803

1,619

118, 230

85, 923

Capital stock
Circulation
Surplus fund
Undivided profits..
Dividends unpaid .
Deposits
Due to banks
Other liabilities . . .

75, 000
1,594

50, 000
1,130
14,194

Totals.

118, 230

4 banks.
., 906, 832
8,511
395,118
103, 455
601, 890
137, 489
14, 581

52 banks.
$20,185, 043
74, 921

21, 057
186, 070

72, 629
7,469
68, 641

4,154, 646
3, 028, 782
769, 330
97, 912
155, 548
315, 582
114, 695
933, 263

1,711,205 I 4,823,618

3, 316, 615

29, 829, 722

3, 227, 850
16, 466

1, 450, 000
28, 271
188, 029

5,468
5,869

Totals.

5 banks.

15, 092

LIABILITIES.




342, 500
44, 063

11, 016

242, 631
11, 636
1,138, 598
174, 052
12, 385

2,213
1, 293, 330
354, 772

1,711,205 I 4,823,618

3, 316, 615

2,747
10, 778

1, 306, 760

7,074

25, 859
4,761

"~"i7,"882"

85, 923

8, 293,
26,
1, 639,
1, 048,

000
289
556
892

16,121, 675
1, 676, 442
1, 023, 868
29, 829, 722

CII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Resources and liabilities of State lanks at the dates

named—Continued.

] New York New Jer- Pennsylva- Maryland, Louisiana, Kentucky
City, Sept. sey, J a n . 1, nia, Nov.,
Sept!, 1878. Jan., 1878. Oct., 1878.
1878.
21,1878.
1877.
23 banks.

Loans and discounts
$31, 440, 986
Overdrafts
27,648
United States bonds
4, 659,126
Other stocks, bonds, &c
2, 756, 207
Due from banks
1, 487, 755
Real estate
50, 590
Other investments
154, 370
Expenses
6, 405, 263
Cash items
2, 629, 839
Specie
Legal-tenders, bank-notes, &c 7, 214,164
Totals.

10 banks.

106 banks.

!, 440,131 $22, 335,156
274
847, 406
302, 443
1, 304, 035
59, 004
589, 210
2, 851, 979
1, 885, 484
231, 451
741, 263
46, 534
273, 304
11, 568
766
32, 355
4,063
1, 991, 889
182, 889

14 banks.

10 banks.

51 banks.

4, 496, 739 $7, 047, 289 $15, 843, 557
81
2,926
1,046
155, 759
161,106
1, 626, 355
709, 485
1, 499, 769
2,140, 699
558, 050
347, 834
835, 962
808, 668
671,195
284, 270
191, 768
108,150
12, 978
32, 210
41, 018
37, 493
9,038
9, 493
104, 821
659, 376
2,114, 411
1, 579, 347
623

12, 367, 070

22, 487, 200

19, 477,173
531, 571
1, 092, 623

3, 429, 433
8,692
123, 253
256, 321
23, 844
3, 232, 563
154,140
8,377

4, 353, 055
8,762
144,102
103, 859
47, 968
6, 082, 800
1, 328, 816
297, 708

10, 968, 668
266, 623
833,101
694, 538
229, 287
8, 823, 277
593, 732
77, 974

32, 262, 871

7, 236,

12, 367, 070

22, 487, 200

56,825,948 |

3,868,333

32, 262, 871

12, 275, 200
25, 282
2, 919' 653
1, 622,151

9,187, 882
493
1, 318, 954
654,175

34, 418, 946
5,134, 675
430, 041

1, 350, 300
3, 293
92,118
48, 209
915
2, 226, 416
104, 923
42,159

56, 825, 948

3, 868, 333

7, 236,

LIABILITIES.
Capital stock
Circulation

Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals.

623

i Ohio, Oct. Michigan, Wisconsin, Minnesota, Kansas,
California,
| 7,1878. July, 1878. July 1,1878. Oct., 1878. July, 1878. July 1,1878.
RESOURCES.

36 banks.
4,120, 802
Loans and discounts
58, 506
Overdrafts
209, 450
United States bonds
130, 467
Other stocks, bonds, &c
415, 960
Due from banks
258, 713
Real estate
103, 040
Other investments
86, 501
Expenses
145, 594
Cash items
21,187
Specie
373,102
Legal-tenders, bank-notes, &c

Totals

26 banks.

28 banks.

062 $5, 278, 826
75,647
^ 817
93, 399
968, 506
325, 674
64,392

i,

1, 441, 238
2, 235, 504
223, 220
8,322
20, 319
316, 249
78, 450
591, 979

14 banks.

23 banks.

56 banks.

$2, 527, 334
20, 431

$1,133, 624
27,151
15, 328
18, 317
213, 339
188, 682
54, 863
20, 639

$38, 291, 684

76, 957
322, 941
108, 820
41, 261
37, 076
12, 763
18,247
251, 905

2,
7,
3,
8,

950,
818,
035,
924,

088
581
552
206

256, 510

11, 044, 076

1, 928, 453

72, 064,187

5, 923, 322

9,375,022 I 10,269,754

3, 417, 735

1, 921, 725

1, 907, 500
287, 868
162, 377

1, 420, 281
1,403
72, 657

1, 091, 450

196, 407
136. 257
3, 544
3, 203,185
95, 595
366, 609

72, 362
93, 877
1,898
6, 860, 722 6, 977, 550 2, 008, 398
118, 770
39, 010
37, 785 "l," 797,'863
110, 740

37, 679
62, 045
6, 556, 716
124
1, 071, 079 28, 485, 382
37, 652
50, 561 "3,*84i,"954

5, 923, 322

9, 375, 022 10, 269, 754

3,417, 735

1, 928, 453

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits.
Dividends unpaid.
Deposits
Due to banks
Other liabilities
Totals.




33,180,135

72, 064,187

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CIII

Aggregate resources and liabilities of Stale banks from 1874 to 1878.
1873-74.

1874-75.

RESOURCES.

- banks.

633 banks.

551 banks.

592 banks.

475 banks.

$154, 377, 672 $176, 308, 949 5178, 983, 496 $266, 585, 314 $169, 391, 427
Loans and discounts
212, 772
348, 604
319, 959
377, 297
516, 565
Overdrafts
1, 961, 447
2,150, 880
344, 984
869,144
929, 260
United States bonds
16, 437, 815
23, 667, 950 19, 364, 450 23, 209, 670
19, 398, 287
Other stocks, bonds, &c
19, 050, 046
19, 851,146
25,107,149
23, 096, 812 25, 201, 782
Due from banks
5, 372,186
9, 005, 657
8, 561, 224 12, 609,160
11, 092,118
Real estate
1,164, 999
4, 909,190
6, 863, 083
10, 694, 390
6,442, 710
Other investments
1, 284, 344
1, 559, 404
1, 353, 066
914, 726
1, 211, 416
Expenses
10, 434, 018
8, 624, 086
9, 059, 547
9, 816, 456
7, 320, 845
Cash items
1, 980, 083
1, 926,100
3,156,456
2, 319, 659
3, 041, 676
Specie
26, 740, 215 27, 623, 988 34, 415, 712
28,480, 374
Legal-tenders, bank-notes, &c.. 25,126, 706

Totals

237, 402, 088

272,338,996 j 278,255,852

59, 305, 532
153, 432
2, 942, 707
12, 363, 205
337, 290
137, 594, 961
14, 241, 604
10, 463, 357
237, 402, 088

383, 257, 704

277, 911, 831

69, 084, 980
177,653
6, 797,167
9, 002,133
83, 722
165, 871, 439
10, 530, 844
10, 791, 058

80, 425, 634 110, 949, 515
388, 397
387, 661
5, 665, 854
7, 027, 817
10, 457, 346 18, 283, 567
393, 419
335, 904
157, 928, 658 226, 654, 538
13, 307, 398
9, 412, 876
8, 327,183
11, 567, 789

95,193, 292
388, 298
7, 983, 996
11, 693, 064
324,176
142, 764, 491
10, 348, 911
9,215,603

272, 338, 996

278, 255, 852

277,911,831

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits ..
Dividends unpaid ..

I

Deposits
Due to banks
Other liabilities
Totals .

383, 257, 704

Resources and liabilities of trust and loan companies at the dates named.
Massachu- Rhode Islsetts, Nov., and, Nov.
30,1877.
1877.

RESOURCES.

6 banks.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other investments
Expenses
Cash items
Legal-tenders, bank-notes, &c
Totals
- --

1 bank.

$6, 400, 604

$3,183, 403

1, 427, 809
581,145
1, 324, 765

2, 891, 226

222, 200
33, 294

226, 215

Connecti- New York, New Jer- Pennsylvacut, Oct. Dec, 1877. sey, Jan. 1,
nia, Oct.,
1,1877.
1878.
1878.
11 banks.

10 banks.

$3, 614, 312 $32,
11, 565
15,
708, 580
6,
466, 721 2,
498, 364 1,
5,242 *1,
166, 271
40 304

002, 671
201, 624
343, 652
483,171
524, 521

233, 892

1 bank.

6 banks.

$453, 870 $13, 417, 246
3,745
42, 440
26, 678
20, 700
9,937

3,
6,
1,
1,

297, 406

210, 251

75,138

116, 591

19, 936

011, 235
871, 222
375, 038
698,140
424, 404
75, 346
2,911
369, 831
1, 729, 987

10 ?87 223

6 511 095

5, 586, 497

58, 906,122

577, 306

28, 975, 360

2, 250, 000

500, 000

2, 562, 361

9, 999, 250

100, 000

206,
45
4
7, 510,

125, 000
114 593

545, 295

5, 427, 814

28, 259

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals




439
813
017
567

3, 266, 630

270,387 | 2,504,872
10, 287, 223

6, 511, 095

2 637
2,184, 778
291, 426
5, 586, 497

40, 909, 699
230, 000
2, 339, 359
58, 906,122

* Includes $799,979 excess of liabilities over assets.

6, 675, 000

64
448, 983

1, 592,
531,
4,
18, 815,

496
245
543
921

577, 306

28, 975, 360

1, 356,155

CIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of trust and loan companies, 1875; 18767 1877, and 1878.
1874-75.

1875-76.

1876-77.

1877-78.

35 banks.

38 banks.

39 banks.

35 banks.

RESOURCES.

Loans and discounts
"
"•
Overdrafts .
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other investments
Expenses
Cash items
Specie
Legal-tenders, bank-notes, &c.

$65, 900,174

3, 833, 012
122, 890,175

Totals.

608, 647
24, 886
491, 646
847, 238
672, 637
733, 647
090, 265
178, 231
54, 833
234, 321
709, 828
127,646,179

16,883

2,
37,
1,
3,
2,

086, 842
323, 062
837, 605
733, 357
880, 342
92,894.
5,186, 004

$67, 946, 390
13, 948
19, 805, 685
17, 960, 260
8, 028, 415
3, 544, 221
3, 410, 232
105,157
59, 393
22, 952
2, 715, 846

$59, 303, 327
11, 565
19, 445, 460
17, 296, 237
5, 536, 854
3, 700, 375
2, 412, 519
274, 911
43, 215
369, 831
2, 449, 309

123,612,499

110, 843, 603

LIABILITIES.

Capital stock.
Circulation
Surplus fund
Undivided profits .
Dividends unpaid .
Deposits
Due to banks
Other liabilities . . .

21, 854, 020

21, 535, 490

22, 347, 440

22, 086, 611

6, 967, 693
582, 867
18, 921
85, 025, 371
121, 441
8, 319, 862

8, 288, 825
534, 375
254, 522
87, 817, 992
151, 766
9, 063, 209

7,164, 673
1, 239, 539
387, 764
84, 215, 849
333,189
7, 924J 045

7, 925, 303
691, 651
11, 261
73,136, 578
521, 426
6, 470, 773

123, 612, 499

110, 843, 603

122,890,175

Totals.

127,646,179

Resources and liabilities of savings banks organized under State laws at the dates named.
Maine, Nov. New Hamp- Vermont,
shire, Mar., June 30,
5, 1877.
1878.
1878.
60 banks.
Loans on real estate
|
Loans on personal and collateral security
I
United States bonds
|
State, municipal, and other bonds and j
stocks
Railroad bonds and stocks
j
r
Bank stock
j
Real estate
I
Other investments
j
Expenses
I
Due from banks
Cash

$7, 496, 442

66 banks.

16 banks.

Massachu- Rhode Islsetts, ISTov. and, Nov.
1877.
30, 1877.
179 banks.

37 banks.

$9, 237, 847 $3, 787, 335 $116, 241, 038 $28, 249, 627

3,158, 39."
981, 869

6, 874, 360 1, 026, 567
1, 342, 927
866, 923

8, 941, 023
3, 058, 639
1, 018, 049
805, 010
775, 917

5, 881, 959
3, 745, 931
1,128, 985
1, 258, 816

593,
26,
89,
147,
141,

46, 912, 033
16, 246,152

7,
2,
6,
1,
2,

054, 794
244,120
422, 064
212, 700
392, 453
925, 622
285, 888

977
849
632
253
391

16, 983, 439
9, 076,156
26,154, 389
7, 932, 582
2,135,180

294, 352
105,14l|

6, 950, 800
1, 521, 295

698, 870

LIABILITIES.

Deposits
Surplus fund
Undivided profits
Other liabilities
Totals.




747, 386

26, 898, 432

Totals.

663, 088

30, 218, 211

7,079, 420| 250,153,064

49, 486,138

25, 708, 472
466, 937
660, 888
62,135

28, 789, 549
889, 007

6, 722, 691 244, 596, 614
339, 451
5,182, 570

48,103,119

26, 898, 432

30, 218, 211

539, 655

17, 278

"l,~295,"89±
87,128
373, 880

7, 079, 420 250,153, 064

49, 486,138

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CV

Resources and liabilities of savings banks, <$-c—Continued.

RESOURCES.

Connecti- New York,
cut, Oct. 1, Jan. 1,1878.
1877.
86 banks.

Loans on real estate
Loans on personal and collateral security . .
United States bonds
State, municipal, and other bonds
and stocks
Railroad bonds and stocks
iBank stock
Heal estate
Other investments
Expenses
Due from banks
Cash

136 banks.

$52, 337, 213 $107, 973, 299

MaryNew Jersey, Pennsylva- land, Oct.
nia, Oct.
Jan. 1878.
1878.
1878.
37 banks.

4 banks.

$9, 875, 256 $7,182, 286

8 banks.
$3, 481, 713

4, 514, 247
7,129, 260

5, 200, 677
85, 691, 300

889, 671
2, 061, 249

733, 850
4, 951, 723

3,158, 941
6, 778,104

7, 057, 744
902, 596
3, 801, 940
2, 208, 474
313,103

106, 522, 397

3, 377, 043

3, 220, 230
2, 243,148

11,215, 402
11, 741, 475

778, 750
529, 546

2, 009, 361

12, 915, 208
5,466, 444

658, 892
202, 777

166, 487
121, 934
96,188
1, 405, 401

4, 676, 524
1, 461, 631
117, 808
210, 806
84, 839
98, 974
2,194
669, 300

80, 273, 938

346, 726, 202

18, 373,184

20,121, 247

20, 740, 834

Deposits
Surplus fund
Undivided profits
Other liabilities

77, 214, 372
2, 649, 702

312, 823, 058
32, 050, 550

409, 864

1, 852, 594

16, 353, 275 17, 923, 825 19, 739, 206
70, 745
778, 489 1, 465, 052
732, 370
661, 762
269,121
1,241,420

Totals

80, 273, 938

346, 726, 202

Totals
LIABILITIES.

18, 373,184

Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other bonds and stocks
Railroad bonds and stocks
Bank stock
Real estate
Other investments
Expenses .
Due from banks
Cash

Louisiana,
Jan. 1878.

1 bank.

RESOURCES.

District of
Columbia,
Oct. 1,1878.

1 bank.

$159,199
32, 320
1 700
113, 875
74, 973
7,135
1,366
553
6,948

20,121, 247

20, 740, 834

California,
Ohio,
Oct. 7,1878. July 1,1878.
4 banks.

28 banks.

$420, 619 $3, 627, 352 $58, 852, 375
611, 968
673, 898 7, 350, 616
1 067 563
201, 084 2, 916, 397 3, 247, 320
25, 000
520,194
142, 330 4, 824, 611
2,144
772, 495
20,162
703,123 1, 026, 086
89, 351 3, 699, 836
183, 887

398, 069

Totals

1, 962, 752

9, 242, 320 79, 773, 339

382, 905

1, 932, 330

8, 623, 245 *70, 984, 764

16,164
5,000
398, 069

30,422

600, 964 2, 971, 716
18, 111 15,816,859

1, 962, 752

9, 242, 320 79, 773, 339

LIABILITIES.

Deposits
Surplus fund
Undivided profits
Other liabilities
Totals

" The total amount of capital of State banks and savings banks in the State of California on July 1,
1877, was reported and published in the report for 1877 as $44,256,800, and deposits $129,100,600. The
capital of these banks on July 1, 1878, is reported as $37,609,598, and deposits $99,470,146. The difference
in capital is $6,647,202 and the difference in deposits $29,630,454. This large difference in deposits is accounted for by a correspondent in San Francisco, who says : l ' The falling off in deposits, to which you
call attention, is chiefly due to the different manner of making reports adopted by the foreign incorporated banks at the request of the commissioners. A year ago there were five of these banks doing
business here, now there are four. A year ago the reports included the business of all the branches,
now they include only the branch in this city. This change in the system of reporting makes a vast
difference in the totals, as will be seen by the following comparison of the deposits reported by the four
incorporated banks now and a year ago:
Deposits June 30,1877
$31, 397, 200
Deposits June 30, 1878
4, 218, 900
Total decrease
f Includes $4,429,463 capital stock.




27,178, 300 "

CVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of savings-banks from 1874 to 1878.
1873-74.

1874-75.

1875-76.

1876-77.

674 banks.

686 b a n k s .

675 b a n k s .

$351, 336, 551
181,143, 206
83, 206, 272
161, 334, 436
20, 690, 901
30, 508, 752
14, 136, 748
11, 354, 781
1, 248, 688
23, 378, 937
17, 858,182

$373, 501, 243
164,024,477
108,162,624
169,801,399
23,992,313
33,267,494
15,540,384
20,730,050
866, 013
23, 011,142
18, 456, 405

1877-7.

RESOURCES.

- banks.
Loans on real estate
Loans on other securities
United States bonds
State and other stocks and bonds
Railroad bonds and stocks
Bank stock
Real estate
Other investments
Expenses
Due from banks
Cash

$315, 288, 088
j 168, 308, 332
\ 66, 414, 629
; 148, 456, 231
' 17, 981, 807
! 29, 545, 071
11, 378, 364
8, 780, 263
j
\
931, 959
j 18, 431, 846
j 15, 715,134

663 b a n k s .

$369, 770, 878
114, 474,163
115, 389, 880
184,116, 602
24, 586, 503
34, 571, 531
21, 037, 426
18,135, 673
1, 029, 238

5408, 921, 601
88,192, 337
129, 362, 890
170,155, 076
21, 752, 650
34, 703, 256
29, 952, 494
18,169, 863
216, 690
22, 551, 208
16' 160i 096 17, 469, 085

801, 231, 724

896,197, 454

951,353,544 ! 922,794,562 j 941,447,150

Deposits
Surplus fund
Undivided profits
profi
p
ilities
Other liabilities

759, 946, 632

849, 581,
16, 499,
29, 072,
1, 043,

891,459,890 j 866,498,452 879, 897, 425
51, 321, 033
43, 835, 885 43, 892, 503
5, 497, 503
9, 200, 778 6, 964,177
3,075,118 I 3,259,447 10, 693, 045

Totals

i 801, 231, 724

Totals .
LIABILITIES.

12, 590,196
26, 623, 850
2, 071, 046

633
565
493
763

896,197, 454 951,353,544 ! 922,794,562

941, 447,150

Table, by States, of the aggregate deposits of savings-banks, with the number of their depositors
and the average amount due to each, in 1877 and 1878.
1877-78.

1876-77.

States.
N u m b e r of
depositors.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Maryland
District of Columbia
Louisiana
Ohio
Indiana
California
Totals




Amount of
deposits.

Average
to each de- N u m b e r of
positor. depositors.

90, 621
98, 683
25, 671
739, 289
99, 865
203, 514
861, 603
*84, 026
••67, 660
*50,197

$26, 662,150
30, 963, 047
6, 815, 829
243, 340, 643
50, 542, 272
78, 524,172
319, 716, 864
29, 318, 543
17, 577, 468
19, 543, 967

$294 21

26, 037
*5, 548
*42, 600

10, 041, 726
1, 986, 025
31,185, 600

385 67
358 00
732 05

2, 395, 314

866, 218, 306

361 63

313
265
329
506
385
371
348
259
389

* Estimated.

76
50
15
10
84
07
92
79
34

Amount of
deposits.

Average
to each depositor.

88, 661
94, 967
27, 690
739, 757
89, 475
204, 575
844, 550
63, 447
*68, 000
*50, 450
3,928
5,978
*22, 340

$25, 708, 472
28, 789, 549
6, 722, 691
244, 596, 614
48,103,119
77, 214, 372
312, 823, 058
16, 353, 275
17, 923, 825
19, 739, 206
382, 905
1, 932, 330
8, 623, 245

*96, 967

70, 984, 764

732 05

2, 400, 785

879, 897, 425

366 50

$303
303
242
330
537
377
370
257
263
391
97
323
386

00
19
78
64
61
43
40
74
59
26
48
24
00

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CVII

Nwniber and denominations of national-hank notes issued and redeemed, and the number of each
denomination outstanding, on November 1 in each year from 1868 to 1878.

Ones.

Twos.

Fives.

Tens.

:,
i,576 2, 978,160 23, 106, 728 7, 915,
142,
73,176 482,132
254, 754

Twenties.

Fifties.

Five
One
hunhundreds. dreds.

One
thousands.

355,181 267, 350 13, 486
1,759
17, 256 15, 583

4,746
1,846

i, 641, 822 2, 904, 984 22, 624, 596 7, 773, 555 2,182, 967| 337, 925 251, 767 11, 727

2, 900

Issued

,
9, 589,160 3, 209, 388 23, 676, 760 8, 094, 645 2, 269, 764! 363, 523 274, 799 13, 668;
2, 585|
985, 940
904, 013 232, 224
71,65f'
272,
22, 859 25, 968

4, 769
2, 415

Redeemed

8, 685,147 2, 977,164 22, 690, 820 7, 821,150 2,198,109J

11, 083j

2, 354

378, 482 284, 460 13, 926
47, 845 43, 599 3,952

4,779
3, 263

Issued
Redeemed
Outstanding ..
1869.

Outstanding ..
1870.
Issued

2, 219, 322
36, 355|

10, 729, 327 3. 590,157 24, 636, 720 8, 413,
{,
2, 568, 703 " 17, 733 1,737, '
484,

2, 370, 056
129,185

334, 664 248, 831

8,160, 6242, 922, 424 22, 898, 737 7, 929,109 2, 240, 871 330, 637 240, 861

9,974

1,516

728,
537,
791'28,174,
Outstanding .. 12, 276, 657 4,195, 326 3, 276, 940 9, 933, 375 2, 779, 392 433, 426 321,163 14, 642!
5,
057 1, 493,
374
445 [ 245, 361
82, 972 76, 287 6, 017|
1871.
350, 454 244, 876 8,625
7, 261, 600 2, 702, 465 24, 898, 566 8, 794,!
Issued

4, 843
4, 005

Redeemed

4,933
4,315

Redeemed

Outstanding ..
1872.
Issued
Redeemed

:, 782, 628 31, 933, 348 11 253,
14, 297,
-,
7, 919, 389 2,408, 389J 5,960,667 1, 699,

3 225 688 497,199 367, 797 15, 621
438, 852 126,180 110, 989 7,867

6, 377, 971 2, 374, 239 25, 972, 681 9, 553, 750 2, 786, 836

371, 019 256, 808

1873.
Issued
Redeemed

7,754

15, 524,189 5,195, 111 34, 894, 45612, 560, 399 3, 608, 219[ 559, 722 416, 590 16, 496
~~">, 891, 606 3,120, -~" 9,141, 963 2,573, 070j 653,07l| 168, 976 144, 05r
723
9,658

Outstanding .. 5, 632, 583 2, 074, 388 25, 752, 493 9, 987,3292, 955,148j 390, 746 272, 533

5,148
4,530

6,838

16, 548, 259 5, 539,113 39, 243,13613, 337, 076 3. 962,109 666, 950 492, 482 17, 344
I,
11,143, 606 3, 755, 019 13, 041, 605 3. 912,
;,
707 971, 608 231, 556 196, 572 11, 676
5, 404, 653 1, 784, 094 26, 201, 531

838

5,240
4,683

369 2, 990, 501 435, 394 295, 910

Outstanding ..
1874.
Issued
Redeemed

18, 046,176 6, 039, 752 47, 055,
.7, 410,
14, 092,126 4, 816, 623 24, 926, 771 7, 608,
3, 954, 050 1, 223,129 22,128, 413 9, 801,

5, 296, 064 884,16:1 645, 838 18, 476
2, 004, 464 381, 037 299, 428 14, 471
3, 291, 600 503,128 346, 418

5,530
5,048

4,005

Outstanding .. 18, 849, 264 6, 307, 448 51, 783, t
i, 008, 552 6,, 086, 492 985, 615 710, 900 18, 721
15, 556, 708 5, 324, 546 32, 382, 05610! 369,
i,
2142, 852, 246 515, 784 395, 785 16, 217
1875.
3, 292, 556 982,90219,401,472 9, 639,438 3, 234, 246 469, 831 315,115
Issued
2,504

5,539
5,272
267

Redeemed
20, 616,
896, 968 56, 816, 848 22, 266, 064 6, 776, 253 1,
,
079,781 767,317
Outstanding .. 16, 815, 568 5,\ 755, 526 38,115, 868 12, 434, 779 3, 503, 528j 634,679 479,317
,

1876.

3, 800, 456 1,141, 442 18, 700,!

20, 022
17, 615

5, 668
5,411

445,1021 288,000

2,407

22, 478, 415 7, 517, 765 61,191, 28824,157, 293 7, 344,167 1.,147,578 812,903
18,194,196 6, 226, 692 4! 683, 433 13, 859,149 3, 933,
:2,
!,178 728,222 541,859

20, 210
18, 895

6,204
5,900

4, 284, 219 1, 291, 07318, 507, 855 10, 298,144 3, 410, 9891 419, 356 271, 044 1,315

304

9, 831, 285 3, 272, 725

Issued
Redeemed
Outstanding ..
1877.
Issued
Redeemed
Outstanding ..
1878.
Issued
Redeemed
Outstanding ..




CVIII REPORT OF THE COMPTROLLER OP THri CURRENCY.
National banks that have (/one into voluntary liquidation under the provisions of sections 5220
and 5221 of the Revised Statutes of the United States, with the dates of liquidation, the
amount of their capital, circulation issued and retired, and circulation outstanding Novem' her 1, 1878.

Name and location of bank.

i

Date of liquidation.

Circulation.
Capital.

Issued.
First National Bank, Penn Tan, N. Y.*... Apr. 6 1864
,
May 2 1864
,
First National Bank, Norwich, Coim.*t
Second National Bank, Ottumwa, Iowa* .. May 2, 1864
Oct. 3 1864
,
Second National Bank, Canton, Ohio*
Dec. 5 1864
,
First National Bank, Lansing, Mich.*
Sept. 19,
First National Bank, Columbia, Mo
$100, 000
1864
Mar. 15,1865
First National Bonk, Carondelet, Mo
30, 000
June 9, 1865
First National Bank, TJtica, N. T.*t
Sept. 16,
Pittston National Bank, Pittston, Pa
200, 000
1865
Fourth National Bank, Indianapolis, Ind Nov. 30,1865
100, 000
Berkshire National Bank, Adams, Mass.. Dec. 8, 1865
100, 000
National Union Bank, Rochester, N. Y Apr. 26,1866 j 400, 000
50, 000
First National Bank, Leonardsville, N. T. July 11, 1866
Farmers' National Bank, Richmond, Va .. Oct. 22, 1866 | 100, 000
Farmers' National Bank, Waukesha, Wis Nov. 25,1866 ! 100, 000
National Bank of the Metropolis, Washington, D. C
Nov. 28, 1866
200, 000
First National Bank, Providence, Pa
M a r . 1, 1867 j 100, 000
First National Bank Newton, Newtonvine, Mass
Mar. 11, 1867 | 150, 000
National State Bank, Dubuque, Iowa
Mar. 9 1867 ! 150, 000
,
First National Bank, New Ulm, Minn -. Apr. 18, 1867 j 60, 000
National Bank of Crawford County, Meadvillo, Pa
Apr. 19,1867
300, 000
Kittanning National Bank, Kittanning, Pa. Apr. 29,1867
200, 000
City National Bank, Savannah, Ga
M a y 28, 1867
100, 000
July 3, 1867
500, 000
Ohio National Bank, Cincinnati, Ohio J
200, 000
First National Bank, Kingston, N. Y.J... Sept. 26,1867
Dec. 5, 1867
First National Bank, Bluffton, Ind
50, 000
National Exchange Bank, Richmond, Va.. Dec. 5, 1867
200, 000
First National Bank, Skaneateles, N. Y... Dec. 21,1867
150, 000
Dec. 26,1867
First National Bank, Jackson, Miss
100, 000
First National Bank, Dowiiiiigtown, Pa .. Jan. 14,1868
100, 000
Jan. 15, 1868
First National Bank, Titusville, Pa
100, 000
Appleton National Bank, Appleton, Wis.. Jan. 21, 1868
50, 000
Feb. 14,
1868
National Bank, Whitestown, N. Y
120,000
First National Bank, New Brunswick, N.
Feb. 26, 1868 I 100, 000
First National Bank, Cuyahoga Falls, Ohio. Mar. 4, 1868 j 50, 000
First National Bank, Cedarburg, Wis
Mar. 23, 1868 | 100, 000
Commercial National Bank, Cincinnati,
Ohio
Apr. 28, 1868 | 500, 000
Second National Bank, Watertown, N. Y July 21, 1868 i 100, 000
First National Bank, South Worcester,
N.Y
A u g . 4, 1868 |
175, 500
National Mechanics and Farmers' Bank,
Albany, N.Y
A u g . 4, 1868 ! 350, 000
Second National Bank, DesMoines, Iowa+. A u g . 5, 1868 i 50, 000
First National Bank, Steubenville, Ohio .. A u g . 8, 1868 150, 000
A u g . 25, 1868 I 100, 000
'
First National Bank, Plumer, Pa. X
Sept. 30, 1868 ' 50, 000
First National Bank, Danville, Ya
First National Bank, Dorchester, Mass.J.. Nov. 23, 1868 150, 000
Dec. 17, 1868
First National Bank, Oskaloosa, Iowa
75, 000
Merchants and Mechanics' National Bank, i
Troy, N. Y
300, 000
i Dec. 31, 1868
National Savings Bank, Wheeling, W. Ya. I Jan. 7, 1869 | 100, 000
First National Bank, Marion, Ohio
I Jan. 12, 1869 i 125, 000
National Insurance Bank, Detroit, Mich.. i Feb. 26, 1869 j 200, 010
I M a r . 6, 1869 | 150, 000
National Bank, Lansingburg, N. Y
National Bank of North America, New
York, N. Y
! A p r . 15, 1869 1, 000, 000
First National Bank, Hallowell, Me
' A p r . 19, 1869 | 60, 000
First National Bank, Clyde, N. Y.%
! A p r . 23, 1869 !
50, 000
Pacific National Bank, New York, N. Y.. I M a y 10, 1869 ' 422, 700
Grocers' National Bank, New York, N. Y}\ J u n e 7, 1869 390, 000
Savannah National Bank, Savannah, Ga .. ! J u n e 22, 1869 ! 100, 000
First National Bank, Frostburg, Md
| July 30, 1869 j 50, 000
First National Bank, La Salic, 111
A u g . 30, 1869
50, 000
National Bank of Commerce, Georgetown,

D. C...
k

1

Oct.

28, 1869

100, 000

$90, 000
25, 500

Retired.

Outstanding.

$89, 775
25, 309

$225
191

100, 000

98, 005

1,995

192, 500
45, 000

189, 323
43, 635

3,177
1,365

90, 000

89, 090

910

180, 000
90, 000

174, 073
85, 090

5,927
4, 910

130, 000
127,000
54, 000

125, 507
124,194
52, 405

4,493
2, 806
1,595

N o issue
N o issue
N o issue
450, 000
180,000
45, 000
180, 000
135, 000
40, 500
90, 000
86, 750
45, 000
44, 500

437, 860
172,114
44, 046
176, 610
132, 347
40,195
86, 618
83, 632
43, 980
44, 368

12,140
7,886
954
3,390
2,653
305
3, 382
3,118
1,020
132

90, 000
45, 000
90, 000

86, 293
44, 074
88, 447

3,707
926
1, 553

345, 950
90, 000

338, 665
82, 470

7,285
7,530

157, 400

154, 546

2,854

314,
42,
135,
87,
45,
132,
67,

950
500
000
500
000
500
500

308, 810
41, 782
124, 872
82,027
43, 885
126, 085
66, 628

6,140
718
10,128
5,473
1,115
6,415

184,
90,
109,
85,
135,

750
000
850
000
000

181,
88,
107,
84,
132,

619
255
695
394
434

3,131
1,745
2,155
606
2,566

333,
53,
44,
134,
85.
85,
45,
45,

000
350
000
990
250
000
000
000

327, 294
52, 428
41, 700
132, 632
84, 301
83, 350
44, 353
44,145

5,706
922
2,300
2, 358
949
1,650

90, 000

87, 885

2,115

872

647
855

Banks that never completed their organization.
t A new bank organized with same title.
t Consolidated with another bank.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

CIX

Table of liquidating banlcs—Continued.

Kame and location of bank.

Date of liqui- Capital.
dation.

Circulation.
Issued.

Retired.

Outstanding.

Miners' National Bank, Salt Lake City,
$2, 791
Utah*
Dec. 2, 1869 $150, 000 $135, 000 $132, 209
526
42, 500
41, 974
50, 000
First National Bank, Vinton, Iowa
Dec. 13, 1869
National Exchange Bank, Philadelphia,
168,186
175, 750
300, 000
7, 564
Pa. *
Jan. 8, 1870
100, 000
85, 250
83, 723
1,527
First National Bank, Decatur, 111
| Jan. 10, 1870
100, 000
5,403
88, 250
82, 847
National Union Bank, Owego, N. Y.*
Jan. 11, 1870
50, 000
645
44, 000
43, 355
First National Bank, Berlin, AVis
Jan. 25, 1870
500, 000
9,855
425, 000
415,145
Central National Bank, Cincinnati, Ohio.. Mar. 31, 1870
150, 000
2,749
135, 000
132, 251
First National Bank, Dayton, Ohio
! Apr. 9, 1870
100, 000
1,667
90, 000
88, 333
National Bank of Chemung, Elmira, N. Y. j June 10, 1870
Merchants' National Bank, Milwaukee,
100, 000
87, 700
90, 000
2,300
Wis
June 14, 1870
200, 000
176, 537
3,453
First National Bank, Saint Louis, Mo
July 16, 1870
179, 990
Chemung Canal National Bank, Elmira,
100, 000
162
90, 000
N. Y
Aug. 3, 1870
100, 000 N o issue
Central National Bank, Omaha, Nebr
Sept. 23, 1870
50, 000
26, 405
595
27, 000
First National Bank, Clarksville, Va
Oct. 13, 1870
300, 000
270, 000
255, 493
14, 507
First National Bank, Burlington, Vt. *
Oct. 15, 1870
100, 000
83,129
85, 000
1,871
First National Bank, Lebanon, Ohio
Oct. 24, 1870
National Exchange Bank, Lansingburg,
86, 615
100, 000
90, 000
3,385
N. Y
Dec. 27, 1870
Muskingum National Bank, Zanesville,
100, 000
87, 430
90, 000
2, 570
Ohio*
Jan. 7, 1871
50, 000
45, 000
44, 050
950
United National Bank, Winona, Minn
Feb. 15, 1871
90, 000
100, 000
87, 944
2,056
First National Bank, Des Moines, Iowa.. .| Mar. 25, 1871
90, 000
88, 916
1,084
State National Bank, Saint Joseph, Mo . . . Mar. 31, 1871 100, 000
Saratoga County National Bank, Water150, 000
135, 000
132, 305
ford, N. Y
Mar. 28, 1871
2,695
100, 000
48, 628
49, 500
872
First National Bank, Fenton, Mich
May 2, 1871
100, 000
87, 918
2,082
90, 000
First National Bank, Wellsburg, W. Y a . . . June 24, 1871
200, 000
3,944
176, 056
Clarke National Bank, Rochester, N. Y. *. Aug. 11, 1871
180, 000
100, 000
2,153
Commercial National Bank, Oshkosh, Wis. Nov. 22, 1871
87, 847
90, 000
Fort Madison National Bank, Fort Madison, Iowa
Dec. 26, 1871
65, 625
75, 000
67, 500
1,875
262, 923
300, 000
270, 000
National Bank, Maysville, Ky
Jan. 6, 1872
7,077
105, 500
89, 321
91, 700
Fourth National Bank, Syracuse, N. Y
i Jan. 9, 1872
2,379
500, 000
427, 334
450, 000
American National Bank, New York, N. Y. May 10, 1872
22, 666
Carroll County National Bank, Sandwich,
42, 020
N. H
May 24, 1872
50, 000
45, 000
2, 980
75, 964
100, 000
81, 000
Second National Bank, Portland, Me. * . . . . June 24, 1872
5,036
200, 000
165, 000
160, 330
Atlantic National Bank, Brooklyn, N. Y .. July 15, 1872
4,670
Merchants and Farmers' National Bank,
Quincy, 111
Aug. 8, 1872
150, 000
135, 000
3,880
131,120
400, 000
206,100
First National Bank, Rochester, N. Y
Aug. 9, 1872
6, 005
200, 095
Lawrenceburgh National Bank, Lawrence174, 558
burgh, Ind
Sept. 10, 1872
200,000 I 180,000
5,442
Jewett City National Bank, Jewett City,
46, 447
48, 750
Conn
'... Oct. 4, 1872
60, 000
2,303
80, 910
77, 118
First National Bank, Knoxville, Tenn
| Oct. 22, 1872
100, 000
3,792
103, 500
99, 338
First National Bank, G oshen, Ind
Nov. 7, 1872
115, 000
4,162
120, 000
120, 000
EMder National Gold Bank, Boston, Mass Nov. 8, 1872
300,000
138,140
132, 708
Second National Bank, Zanesville, Ohio... Nov. 16, 1872
154, 700
5,432
Orange County National Bank, Chelsea,
Yt>
.'
Jan. 14, 1873
166,107
200,000
180, 000
13, 893
Second National Bank, Syracuse, N. Y
Feb. 18, 1873
86, 712
100, 000
90,000
3, 288
Richmond National Bank, Richmond,
Ind.t
Feb. 28, 1873
207,000
230, 000
207, 000
First National Bank, Adams, N. Y
I Mar. 7, 1873
75, 000
66, 900
62, 755
4,145
Mechanics' National Bank, Syracuse, N. Y. i Mar. 11, 1873
140, 000
93, 800
90, 470
3,330
Farmers and Mechanics' National Bank, |
Rochester, N. Y
I Apr. 15, 1873
79, 678
3,572
100, 000
83, 250
Montana National Bank, Helena, Mont... Apr. 15,1873
30, 070
1,430
100, 000
31, 500
First National Bank, Havana,, N. T.*
June 3,1873
41,105
3, 895
50, 000
45, 000
Merchants and Farmers' National Bank,
Ithaca, N. Y
June 30, 1873
41, 991
3,009
50, 000
45, 000
National Bank, Cazenovia, N. Y
July 18, 1873
111, 250
5,520
116, 770
150, 000
Merchants' National Bank, Memphis,
Tenn
Aug. 30, 1873
211, 903
250, 000
225, 000
13, 097
Second National Bank, Chicago, 111
Sept. 25, 1873
8,404
100, 000
97, 500
89, 096
Manufacturers' National Bank, Chicago,
49,176
400, 824
111
Sept. 25,1873
500, 000
450, 000
Merchants' National Bank, Dubuque,
Iowa
Sept, 30, 1873
159, 587
20, 413
200, 000
180, 000
Beloit National Bank, Beloit, Wis
I Oct. 2,1873
40, 858
4,142
50, 000
45, 000
Union National Bank, Saint Louis, Mo
| Oct. 22,1873
135, 703
14, 597
500,000
150, 300
x
Consolidated with another bank.
t A new bank organized with same title.




CX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of liquidating banks—Continued.
Circulation.

Name and location of bank.

Date of liquidation.

Capital.
Issued.

City National Bank, Green Bay, Wis
First National Bank, Shelbina, Mo
Second National Bank, Nashville, Tenn...
First National Bank, Oneida, N. Y
Merchants' National Bank, Hastings,
Minn*
National Bank, Tecumseh, Mich
Gallatin National Bank, Shawneetown, 111
First National Bank, Brookville, Pa
Citizens' National Bank, Sioux City, Iowa.
Farmers' National Bank, 'Warren, 111
First National Bank, Medina, Ohio
Croton River National Bank, South East,
N. Y
Merchants' National Bank of West Virginia, Wheeling, W. Va
Central National Bank, Baltimore, Md....
Second National Bank, Leaven worth, Kans.
Teutonia National Bank, New Orleans, La.
City National Bank, Chattanooga, Tenn..
First National Bank, Cairo, 111
First National Bank, Olathe, Ivans
First National Bank, Beverly, Ohio
Union National Bank, Lafayette, Ind . . .
Ambler National Bank, Jacksonville, Fla.
Mechanics' National Bank, Chicago, 111...
First National Bank, E vansville, W i s . . . .
First National Bank, Baxter Springs, Ivans
People's National Bank, Pueblo, Cal
National Bank of Commerce, Green Bay,
Wis
First National Bank, Millersburg, Ohio
First National Bank, Staunton, Va.*
National City Bank, Milwaukee, Wis
Iras burg National Bank. Orleans, Irasburg, Vt
First National Bank, Pekin, 111
Merchants and Planters' National Bank,
Augusta, Ga
Monticello National Bank, Monticello,
Iowa
Iowa City National Bank, Iowa City, Iowa
First National Bank, Wheeling, W. Va, .
First National Bank, Mount Clemens,
Mich
First National Bank, Knobnoster, Mo....
First National Bank, Brodhead, Wis
Auburn City National Bank, Auburn, N. Y*
First National Bank, El Dorado, Kans...
First National Bank, Junction City, Kans
First National Bank, Chetopa, Kans
First National Bank, Golden, Colo
National Bank, Jefferson, Wis
Green Lane National Bank, Green Lane, Pa.
State National Bank, Topeka, Ivans .
Farmers' National Bank, Marshalltown,
Iowa
Richland National Bank, Mansfield, Ohio .
Planters' National Bank, Louisville, Ky..
First National Bank, Gallatin, Tenn
First National Bank, Charleston, W. Va.
People's National Bank, Winchester, 111
First National Bank, New Lexington, Ohio
First National Bank, Ishpeming, Mich . . .
Fayette County National Bank of AVashington, Washington, Ohio
Merchants' National Bank, Fort Wayne,
Ind
Kansas City National Bank, Kansas City,
Mo
'.
First National Bank, Schoolcraft, Mich...
First National Bank, Curwensville, P a . . .
National Marine Bank, Saint Paul, Minn.
First National Bank, Rochester, Ind
First National Bank, Lodi, Ohio
Iron National Bank, Portsmouth, Ohio....
First National Bank, Ashland, Nebr




Retired.

Outstanding.

Nov. 29,1873
Jan. 1,1874
Jan. 8,1874
Jan. 13,1874

$50,
100,
125,
125,

000
000
000
000

$45,
90,
92,
110,

000
000
920
500

$39, 229
80, 056
83,445
100, 541

$5, 771
9,944
9,475

Feb.
Mar.
Mar.
Mar.
Apr
Apr.
May

100,
50,
250,
100,
50,
50,
75,

000
000
000
000
000
000
000

90,
45,
225,
90,
45,
45,
45,

000
000
000
000
000
000
000

33,
40,
191,
73,
39,
38,
43,

953
960
744
720
905
817
882

56, 047
4,040
33, 256

7,1874
3,1874
7,1874
2G, 1874
14,1874
28,1874
6,1874

16, 280
5,095
6,183
1,118

M a y 25,1874 I

200, 000

166, 550

154, 400

12,150

July 7,1874 |
July 15,1874
July 22, 1874
Sept. 2,1874
Sept. 10,1874
Oct. 10,1874
Nov. 9,1874
Nov. 10,1874
Dec. 4,1874
Dec. 7.1874
Dec. 30.1874
Jan. 9.1875
Jan. 12.1875
Jan. 12,1875

450, 000
500, 000
180, 000
200,000
90, 000
100, 000
270, 000
300, 000
153, 000
170,000
90, 000
100, 000
45, 000
50, 000
90, 000
102, 000
224, 095
250, 000
42, 500 N o issue.
144, 900
250, 000
45, 000
55, 000
36, 000
50, 000
27, 000
50, 000

378, 333
146, 703
76, 873
221, 965
127, 991
72, 952
37, 517
73, 435
163, 675

71, 667
33, 297
13,127
48, 035
25, 009
17, 048
7,483
16, 565
60, 420

107,
38,
29,
22,

040
744
069
023

37, 860
6,256
6,931
4,977

Jan.
Jan.
Jan.
Feb.

100,
100,
100,
100,

74,
62,
63,
67,

450
843
825
385

15, 550
9,157
26,175
9,115

12,1875
12,1875
23,1875
24,1875

000
000
000
000

90,
72,
90,
76,

000
000
000
500

Mar. 17,1875
Mar. 25,1875

75, 000
100, 000

67, 500
90, 000

51, 882
73, 471

15, 618
16, 529

Mar. 30,1877

200, 000

180, 000

150, 630

29, 370

Mar. 30,1875
Apr. 14,1875
Apr. 22,1875

100, 000
125, 000
250, 000

33, 757
45,000 |
80, 087
112,500
225,000 j 176, 460

11, 243
32,413
48, 540

May 20,1875
May 29,1875
June 24,1875
June 26,1875
June 30,1875
July 1,1875
July 19,1875
Aug. 25,1875
Aug. 26,1875
Sept. 9,1875
Sept. 15,1875

50,
50,
50,
200,
50,
50,
50,
50,
60,
100,
60,

000
000
000
000
000
000
000
200
000
000
500

27,
45,
45,
141,
45,
45,
36,
27,
54,
90,
30,

000
000
000
300
000
000
000
000
000
000
000

19, 690
30, 008
33, 381
118, 020
34, 949
35, 980
27, 615
19, 395
39, 025
73,144
22, 697

7,310
14, 992
11, 619
23, 280
10, 051
9,020
8,385
7,605
14, 975
16, 856
7,303

Sept. 18,1875
Sept. 25,1875
Sept. 30,1875
Oct. 1,1875
Oct. 2,1875
Oct. 4,1875
Oct. 12,1875
Oct. 20,1875

50,
150,
350,
75,
100,
75,
50,

000
000
000
000
000
000
000

27, 000
135, 000
315, 000
45, 000
90, 000
67, 500
45, 000

19, 540
99, 357
226,113
33, 230
66, 411
47, 646
35, 886
32, 423

7,460
35, 643
88, 887
11, 770
23, 589
19, 854
9,114
12, 577

50, 000

45, 000

100, 000

90, 000

Oct. 26,1875
Nov. 8,1875
Nov. 13,1875
Nov. 17,1875
Dec. 17,1875
Dec. 28.1875
Jan. 11, 1876
Jan. 11.1876
Jan. 19,1876
Jan. 26,1876

20,114
79, 635
100, 000
100, 000
50, 000
100, 000
100, 000
50, 000
100, 000
100, 000
50, 000

*Consolidated with another bank.

90, 000
90, 000
45, 000
90, 000
90, 000
45, 000
90, 000
90, 000
45, 000

10, 365

72, 575
34, 095
62, 575
72, 343
31,186
60, 529
67, 832
29, 855

17, 425
10, 905
27, 425
17, 657
13, 814
29, 471
22,168
15,145

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CXI

Table of liquidating banks—Continued.

Name and location of bank.

Date of liquidation.

Circulation.

Capital.
Issued.

First National Bank, Paxton. Ill
First National Bank, Bloomfield, Iowa
Marietta National Bank, Marietta, Ohio ..
Salt Lake City National Bank of Utah,
Salt Lake City. Utah
[First National Bank, La Grange, Mo
First National Bank, Atlantic, Iowa
First National Bank, Sx)encer, Ind
National Currency Bank, New York, N. Y.
Caverna National Bank, Caverna, Ky
City National Bank, Pittsburgh, Pa
National State Bank, Des Moines, Iowa...
First National Bank, Trenton, Mo
First National Bank, Bristol, Tenn
First National Bank, Leon, Iowa
Anderson County National Bank, Lawrenceburg, Ind
First National Bank, Newport, Ind
First National Bank, De Pere, Wis
Second National Bank, Lawrence, Kans...
Commercial National Bank, Versailles, Ky.
State National Bank, Atlanta, Ga
Syracuse National Bank, Syracuse, N. Y . .
First National Bank, Northumberland, Pa
First National Bank, Lancaster, Mo
First National Bank, Council Grove, Kans
National Bank of Commerce, Chicago, 111.
First National Bank, Palmyra, Mo
First National Bank, Newton, Iowa
National Southern Kentucky Bank, Bowling Green, Ky
First National Bank, Monroe, Iowa
First National Bank, New London, Conn Winona Deposit National Bank, Winona,
Minn
First National Bank, South Charleston,
Ohio
Lake Ontario National Bank, Oswego,N. Y.
First National Bank, Sidney, Ohio
Chillicothe National Bank, Chillicothe,
Ohio
First National Bank, Manhattan, Kans . . .
National Bank, Monticello, Ky
First National Bank, Rockville, Ind
Georgia National Bank, Atlanta, Ga
First National Bank, Adrian, Mich
First National Bank, Napoleon, Ohio
First National Bank, Lancaster, Ohio
First National Bank, Minerva, Ohio
Kinney National Bank, Portsmouth, Ohio.
First National Bank, Green Bay, Wis
National Exchange Bank, Wakefield, R. I .
First National Bank, Union City, Ind
First National Bank, Negaunee, Mich
Tenth National Bank, New York, N. Y . . .
First National Bank, Paola, Kans
German National Bank, Chicago, 111
National Exchange Bank, Troy, N. Y
Second National Bank, La Fayette, I n d . . .
State National Bank, Minneapolis, Minn..
Second National Bank, Saint Louis, M o . . .
First National Bank, Sullivan, Ind
Kockland County National Bank, Nyack,
N.Y
First National Bank, Boone, Iowa
First National Bank, Wyandotte, Kans . . .
First National Bank, Pleasant Hill, Mo . . .
National Bank, Gloversville, N. Y
First National Bank, Independence, Mo ..
National State Bank, Lima, Ind
First National Bank, Tell City, Ind
First National Bank, Pomeroy, Ohio
Eleventh Ward National Bank, Boston,
Mass
First National Bank, Prophetsto wn, 111...
First National Bank, Jackson, Mich
First National Bank, Eau Claire, Wis
First National Bank, Washington, Ohio...




Jan. 28,1876
Feb. 5,1876
Feb. 16,1876

$50, 000
55, 000
150, 000

Feb. 21,1876
Feb. 24,1876
7.1876
11, .876
23,1876
May 13,1876
May 25,1876
June 21,1876
June 22,1876
July 10,1876
July 11,1876

100,
50,
50,
70,
100.
50,
200,
100,
50,
50,
60,

000
000
000
000
000
00C
000
000
000
000
000

90,
45,
45,
63,
90,
45,
90,
90,
45,
45,
45,

000
000
000
000
000
000
000
000
000
000
000

July 29,1876
Aug. 7,1876
Aug. 17,1876
Aug. 23,1876
Aug. 26,1876
Aug. 31,1876
Sept. 25,1876
Oct. 6,1876
Nov. 14,1876
Nov. 28,1876
Dec. 2,1876
Dec. 12,1876
Dec. 16,1876

100,
60,
50,
100,
170,
200,
200,
100,
50,
50,
250,
100,
50,

000
000
000
000
000
000
000
000
000
000
000
000
000

45,
45,
31,
90,
153,
135,
180,
90,
27,
26,
166,
90,
45,

000
000
500
000
000
000
000
000
000
500
500
000
000

Dec. 23,1876
Jan. 1,1877
Jan. 9,1877

50, 000
60, 000
100, 000

$45, 000
49, 500
135, 000

27, 000
45, 000
91, 000

Retired.

Outstanding.

$32,985
33,220 I
108,194 j

$12, 015
16, 280
26, 806

75, 955
29, 304
27, 929
40, 884
79, 460
25, 205
60,170
69, 965
24,150
27, 938
31, 082

14, 045
15, 696
17, 071
22,116
10, 540
19, 795
29, 830
20, 035
20, 850
17, 062
13, 918

21,
24,
18,
46,
105,
105,
135,
61,
14,
13,
135,
69,
19,

040
208
693
495
311
615
762
804
620
367
468
584
326

23, 960
20, 792
12, 807
43, 505
47, 689
29, 385
44, 238
28,196
12, 380
13,133
31, 032
20, 416
25, 674

15, 201
26, 369
72, 585

11, 799
18, 631
18, 415

Jan. 28,1877

100, 000

90, 000

55, 457

34, 543

Feb. 24,1877
Feb. 24,1877
Feb. 26,1877

100, 000
275, 000
52, 000

90, 000
238,150
46, 200

44, 397
209, 909
20, 930

45, 603
28, 241
25, 270

Apr. 9,1877
Apr. 13,1877
Apr. 23,1877
Apr. 25,1877
May 31,1877
June 11,1877
June 30,1877
Aug. 1,1877
Aug. 24,1877
Aug. 28,1877
Oct. 19,1877
Oct. 27,1877
Nov. 10,1877
Nov. 13,1877
Nov. 23,1877
Dec. 1,1877
Dec. 5,1877
Dec. 6,1877
Dec. 20,1877
Dec. 31,1877
Jan. 8,1878
Jan. 8,1878

100,
50,
60,
200,
100,
100,
50,
60,
50,
100,
50,
70,
50,
50,
500,
50,
500,
100,
200,
100,
200,
50,

000
000
000
000
000
000
000
000
000
000
000
000
000
000
000
000
000
000
000
000
000
000

89, 990
44,200 i
49, 500
173, 090
90, 000
88, 500
90, 000
54, 000
45, 000
89, 000
45, 000
34, 650
45, 000
45, 000
441, 000
44, 350
61, 000
90, 000
52,167
82, 500
53, 055
. 45, 000

61, 635
19, 218
16, 385
68, 260
67, 021
59, 595
63, 086
18, 733
16, 246
31, 000
12, 356
11,120
13, 860
13, 028
49, 078
10, 594
16, 405
38, 966
15, 899
11, 731
13, 675
12, 610

28, 355
24, 982
33,115
104, 830
22, 979
28, 905
26, 914
35, 267
28, 754
56, 000
32, 644
23, 530
31,140
31, 972
391, 922
33, 756
44, 595
51, 034
36, 268
70, 769
39, 380
32, 390

Jan. 10,1878
Jan. 22,1878
Jan. 19,1878
Feb. 7,1878
Feb. 28,1878
Mar. 1,1878
Mar. 2,1878
Mar. 4,1878
Mar. 5,1878

100,
50,
50,
50,
100,
50,
100,
50,
200,

000
000
000
000
000
000
000
000
000

89,
32,
44,
45,
64,
27,
33,
44,
75,

Mar. 14,1878
Mar. 19,1878
Mar. 26,1878
Mar. 30,1878
Apr. 5,1878

200,
50,
100,
60,
200,

000
000
000
000
000

89,400 j
45,000
88,400 ;
38,461
69,750 !

000
400
500
000
750
000
471
500
713

34, 722
8,045
9,860
10,142
21, 441
4,810
780
9,295
17, 229

54, 278
24, 355
34, 640 .
34, 858
43, 309
22,190
32, 691
35, 205
58, 484

37, 255
23, 352
15, 935
6,125
14, 532

52,145
21, 648
72, 465
32, 336
55, 218

CXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of liquidating

banlcs—Continued.
Circulation

Name and location of bank.

Date of liquidation.

Capital.

Issued.

First National Bank, Middleport, Ohio
First National Bank, Streator, 111
First National Bank, Muir, Mich
Kane County National Bank, Saint Charles,
111
*
First National Bank, Carthage, Mo
Security National Bank, Worcester, Mass
Second National Bank, Scranton, Pa
First National Bank, Lake City, Colo
People's National Bank, Norfolk. Ya
Topeka National Bank, Topeka. Kans
First National Bank, Saint Joseph, Mo
First National Bank, Winchester, Ind
Muscatine National Bank, Muscatine, Iowa
Traders' National Bank, Chicago. Ill
Union National Bank, Railway, N. J
First National Bank, Sparta, Wis
Herkimer County National Bank, Little
Falls, N. T

Retired.

Outstanding.

Apr. 20,1878
Apr. 24, 1878
Apr. 25,1878

$80, 000
50, 000
50, 000

$31, 500
40, 500
44, 200

$6, 955
7,585
7,566

$24, 545
32, 915
36, 634

May 31,1878

50, 000
50, 000
100, 000
200, 000
50, 000
100, 000
100, 000
100,000
60, 000
100, 000
200, 000
100, 000
50, 000

26, 300
44, 500
49, 000
118, 820
25, 300
85, 705
89, 300
67,110
52, 700
44, 200
43, 700
89, 200
45, 000

3,570
3,790
14, 720
18, 310
2, 450
7,130
3,740
420

22,
40,
34,
100,
22,
78,
85,
66,
52,
43,
43,
85,
43,

200, 000

178, 300

June
June
June
June

1,1878
5,1878
12,1878
15,1878
July 31,1878
Aug. 7,1878
Aug. 13,1878
Aug. 24,1878
Sept. 1878
Sept, 1878
Sept, 1878
Sept, 1878
Oct.

11,1878

None.
500

None.
3,920
1,180

730
710
280
510
850
575
560
690
700
700
700
280
820

None.

178, 300

34, 620, 610 25, 363, 397 20, 033,142

5, 330, 255

National banks that have been placed in the hands of receivers, together with their capital, circulation issued, lawful money deposited with the Treasurer to redeem circulation, the amount
redeemed, and the amount outstanding November 1, 1878.

Name and location of bank.

First National Bank, Attica, N. Y
Yenango National Bank, Franklin, Pa
Merchants' National Bank, AVashington,
D. C
First National Bank, Medina, N. Y
Tennessee National Bank, Memphis, Tenn
First National Bank, Selma. Ala
First National Bank, New Orleans, La
National Unadilla Bank, Unadilla, X. Y
Farmers and Citizens' National Bank,
Brooklyn, N. Y
Croton National Bank, New York, N. Y
First National Bank, Bethel, Conn
First National Bank, Keokuk, Iowa
National Bank of Vicksburg, Miss
First National Bank, Rockford, 111
First National Bank of Nevada, Austin, Nev
Ocean National Bank, New York, N. Y ....
Union Square National Bank, New York,
NY
Eighth National Bank, New York, N. Y ...
Fourth National Bank, Philadelphia, Pa ...
Waverly National Bank, Waverly, N. Y
First National Bank, Fort Smith J' Ark
Scandinavian National Bank, Chicago. 111..
Wallkill National Bank, Middletown, N. Y
Crescent City National Bank, New Orleans, I
La
."
• Atlantic National Bank, New York, N. Y..
First National Bank, Washington, D. C
National Bank of the Commonwealth, New
York, N. Y
Merchants1 National Bank, Petersburg, Ya.
First National Bank, Petersburg, Ya
First National Bank, Mansfield,'Ohio
I
New Orleans National Banking Associa- j
tion, New Orleans, La
First National Bank, Carlisle, Pa
First National Bank, Anderson, Ind
First National Bank, Topeka, Kans
First National Bank, Norfolk, Ya




Capital
stock.

Lawful
money deposited.

Circulation.
Issued.

Redeemed.

Outstanding.

$50,000 ! $44, 000 00
300, 000 j 85, 000 00

$44, 000
85,000

$43, 651
84, 558

200,000 | 180,
50, 000 | 40,
100,000 I 90,
100,000 j 85,
500, 000 S 180,
120,000 I 100,

180,000
40, 000
90, 000
85, 000
180, 000
100, 000

178,
39,
89,
84,
177,
99,

539
861
389
311
870
494

1,461
139
611
689
2,130
506

253,900 00
180, 000 00
20, 300 00
90, 000 00
25, 500 00
45, 000 00
129, 700 00
800, 000 00

253, 900
180, 000
26, 300
90, 000
25, 500
45, 000
129, 700
800, 000

251, 739
179,109
25, 999
89, 324
25,299
44, 368
127, 351
779, 587

2,161
891
301
676
201
632
2, 349
20, 413

200, 000
250, 000
200, 000
106,100
50, 000
250, 000
175, 000

50,
243,
179,
71,
45,
135,
118,

50,
243,
179,
71,
45,
135,
118,

000
393
000
000
000
000
900

49, 016
237, 536
174, 090
68, 728
43, 825
131,12»
114, 755

984
5, 857
4, 910
2.272
1,175
3,874
4,145

500, 000
300, 000
500, 000

450, 000 00
100, 000 00
450, 000 00

450, 000
100, 000
450, 000

426,130
96, 439
414, 669

23, 870
3,561
35, 331

750,
400,
200,
100,

000
000
000
000

217,
360,
179,
90,

50
00
00
00

234,
360,
179,
90,

000
000
200
000

215,
317,
158,
81,

919
245
320
701

18, 081
42, 755
20, 880
8,299

600,
50,
50,
100,
100,

000
000
000
000
000

339, 337 50
45, 000 00
45, 000 00
90, 000 00
95,000 00

360,
45,
45,
90,
95,

000
000
000
000
000

331,
41,
41,
81,
84,

500
205
061
005
285

28, 500
3, 795
3,939
8,995
10, 715

300, 000
200, 000
60, 000
100, 000
50, 000
50, 000
250, 000
1, 000, 000

000
000
000
000
000
000

00
00
00
00
00
00

000 00
393 00
000 00
000 00
000 00
000 00
900 00

062
000
200
000

442

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXIII
National hanks that have been placed in the hands of receivers, Sec—Continued.

Name and location of bank.

Capital
stock.

Lawful
money deposited.

Circulation.
Eedeemed. Outstanding.

Gibson County National Bank, Princeton,
Ind
'.
i $50, 000 $43, 800 00
$43, 800
$36, 075
$7, 725
First National Bank of Utah, Salt Lake City, j
134, 991
122, 111
Utah
j 150, 000 134,991 00
12, 880
315, 900
276, 598
Cook County National Bank, Chicago, H I . . ! 500, 000 280, 900 00
39, 302
68, 850
First National Bank, Tiffin, Ohio
j 100,000 i 60, 850 00
60, 000
8,850
Charlottesville National Bank, Charlottes- |
120. 700
ville, Ya
! 200,000 I 120, 500 00
157, 500
36, 800
30,145
Miners' National Bank, Georgetown, Colo . j 150,000 j 30, 857 75
45, 000
14, 855
Fourth National Bank, Chicago, 111
j 200, 000 | 180, 000 00
180, 000
156, 999
23, 001
27, 000
14, 540
First National Bank, Bedford, Iowa
|
30,000 ! 14, 512 50
12, 450
45, 000
First National Bank, Osceola, Iowa
j
50, 000 j 45, 000 00
30, 260
14, 740
90, 000
First National Bank, Duluth, Minn
I 100,000 I 90, 000 00
81,116
8,884
45, 000
31, 040
First National Bank, La Crosse, Wis
I
50,000 I 45, 000 00
13, 960
225, 000
180, 373
City National Bank, Chicago, 111
! 250,000 : 225, 000 00
44, 627
67, 500
Watkins National Bank, Watkins, N. T . . . |
75,000 ; 67, 500 00
46, 342
21,158
52, 200
First National Bank, Wichita, Kans
j
60, 000 : 52,200 00
18,146
34, 054
50, 000
13,140
First National Bank, Greenfield, Ohio
I
50,000 | 50, 000 00
36, 860
65, 514
National Bank of Fishkill, N. Y
j 200, 000
111,200 00
177, 200
111, 686 |
49, 977
First National Bank, Franklin, Ind
i 132,000 ; 85, 992 00
130, 992
81,015 !
Northumberland County National Bank, j
Shamokin, Pa
!
67,000
34. 500 00
60, 300
33,705 !
26, 595
First National Bank, Winchester, 111
j
50,000
45, 000
20,839 i
24,161
21, 300 00
National Exchange Bank, Minneapolis, j
Minn
j 100, 000
90, 000
35, 525 j
54, 475
37, 000 00
National Bank of the State of Missouri, i
Saint Louis, Mo
j 2,500,000 1,648,800 00
1,693,660
1,520,009 i 173, 651
First National Bank, Delphi, Ind
|
50, 000
63, 600 00 !
90, 000
63,879 I
26,121
First National Bank, Georgetown, Colo
j
45,000
16,710 I 28, 290
75, 000
18, 000 00
Lock Haven National Bank, Lock Haven, j
Pa
I 120,000 ! 25, 000 00 ! 71,200
27,088 i
44.112
Third National Bank, Chicago, 111
j 750,000 ! 156, 500 00 ' 597,840
162,739 I 435| 101
Central National Bank, Chicago, 111
I 200,000
15, 000 00 ;
45,000 ;
14,480 .
30, 520
First National Bank, Kansas City, Mo
j 500,000 i 15, 000 00 ;
44,940 !
10,740 !
34, 200
Commercial National Bank, Kansas City, |
44,500 '
11,541 !
32, 959
Mo
"...| 100,000 i 44,500 00 '
112,500 ! 88, 000 00
88,000 :
27,048 I
60, 952
First National Bank, Ashland, Pa
89,200 ;
26,955 I
62, 245
First National Bank, Tarry town, N. Y
| 100, 000 | 27, 000 00
250,000 | 78, 641 00 i
78,641 ,
17,349 i
61, 292
First National Bank, Allentown, Pa
I
!
69,345 ;
63,378 i
5,967
First National Bank, Waynesburg, Pa
j 100,000 ! 69, 345 00
I
Washington County National Bank, Green200,000 | 114, 220 00
114,220
29,462 I 84, 758
wich, N. Y
50,000 j
4, 000 00 i
29,800 i
3, 865 I 25, 935
First National Bank, Dallas, Tex
People's National Bank, Helena, Mont
100,000 ! None
89,300 !
•
2, 710 |
86, 590
First National Bank, Bozeman, Mont
44, 400
50,000 !
2, 000 00 |
600
43, 800
90,000 !
Citizens' National Bank, Charlottesville, Ya. I 100,000
90, 000 00 !
79, 884
10,116
45,000 i
Merchants' National Bank, Fort Scott, Kans!
50, 000
45, 000 00 I
9,482
35, 518
l
27,000 : None .....
Farmers' National Bank, Platte City, Mo .. |
50,000 IN o n e
:
27, 000
Totals .

YIII—C C




16, 332, 600 9, 893, 002 25 ; 11,143,172

9, 056, 906 ( 2, 086, 266

CXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Insolvent national banks, with dale of appointment of receivers, amount of capital stock and
claims proved, and rate of dividends paid to creditors.
Name and location of bank.

Receiver appointed-

First "National Bank of Attica, N.Y.
Venango National Bank, Franklin,
Pa.
Merchants' National Bank, Washington, D. C.
First National Bank of Medina,
N.T.
Tennessee National Bank, Memphis, Teim.
First National Bank of Selma, Ala.

Apr. 14,1865
May 1,1866

$50,000
300,000 ,

May

First National Bank of New Orleans, La.
National TJnadilla Bank, Unadilla,
N.Y.
Farmers and Citizens' National
Bank of Brooklyn, N. Y.
Croton National Bank of New
York, N. Y.
First National Bank of Bethel,
Conn.
First National Bank of Keoknk,
Iowa.
National Bank of Vicksburg,Vicksburg, Miss.
First National Bank of Eockford. Ill
First National Bank of Nevada,
Austin, Nev.
Ocean National Bank of New York,
N.Y.
Union Square National Bank, New
York, N. Y.
Eighth National Bank of New
York, N. Y.
Fourth National Bank of Philadelphia, Pa.
Waverly National Bank, Waverly, !

Capital
stock.

Claims
proved.

$122, 089
424,116

Dividends
paid.

Pr. ct.
58 Finally closed.
15

8,1866

200,000

669, 513

24ft

Do.

Mar. 13,1867

50, 000

82, 338

38J

Do.

Mar. 21,1867

100, 000

376, 932

17J

Apr. 30,1867

100, 000

289, 467

42

May 20,1867

500,000

1,119, 313

65

Aug. 29,1867

120,000 ',

Sept. 6,1867

300, 000

], 191, 500

96i

Do.

Oct.

1,1867

200,000

170, 752

88i

Do.

Feb. 28,1868

60,000

68, 986

98

Mar. 3,1868

100,000

205, 256

Apr. 24,1868

50, 000 i

Do.

33, 562

50, ooo ;

35

250, 000

69, 874
170, 012

Dec. 13,1871

1, 000, 000

1, 280, 328

95

Dec. 15,1871

200,000

157,120

100

Dec, 15,1871

250,000

378, 772

100

Dec. 20,1871

200,000 .

645, 558

100

Apr. 23,1872

106,100

79, 864

100

First National Bank of Fort Smith, ' May 2,1872
Ark.

50,000

;

15,142

100

j

Scandinavian National Bank of
Chicago, 111.
Wallkill National Bank, Middletown, N. Y.
Crescent City National Bank, New
Orleans, La.
Atlantic National Bank, New York,
N. Y.
|
First National Bank of "Washington, D. C.
National Bank of the Commonwealth, New York, N. Y.
j
Merchants' National Bank, Peters- |
burg, Va.
First National Bank of Petersburg,
Va.
First National Bank of Mansfield,
Ohio.
New Orleans National Banking Association, New Orleans, La.
First National Bank of Carlisle, Pa




90 1 0

Dec. 12,1872

250,000 ,

249,174

175, 000 ;

171, 468

100

Mar. 18,1873

500,000 ;

642, 881

75

Apr. 28,1873

300, 000

520, 929

85

Sept. 19,1873

500,000

1, 619, 965

100

Do.

5 per cent, since last
report.
10 per cent, paid to
stockholders.
Finally closed.
Do.
32^ per cent, paid to
stockholders, and
finally closed.
13 x>er* cent, paid
stockholders, and
finally closed.

40

Dec. 31,1872

Sept, 22,1873

750,000

796, 995

100

Sept, 25,1873

400,000 !

992, 636

34

Sept. 25,1873

200,000

167, 285

76

Oct. 18,1873

100,000

175, 068

Oct. 23,1873

600,000

15 per cent, since last
report.
10 per cent, since last
report.
15 per cent, since last
report.
Finally closed.
35 per cent, paid
stockholders.
Finally closed.

45

Oct. 24,1873

First National Bank of Anderson, Nov. 23,1873
Ind.
First National Bank of Topeka, Dec. 16,1873
Kans.
First National Bank of Norfolk,
Va.
Gibson County National Bank,
Princeton, Ind.
First National Bank of Utah, Salt
Lake City, Utah.
fVu)k*Coiinty National Bank, Chi-

Do.
7 per cent, since last
report,

45ft Finally closed.

127,801

Mar. 35,1869
Oct. 13,1869

K.T.

Remarks.

1, 219, 361

50

50,000 1

60, 280

72

50,000 |

143, 534

25

20 per cent, sine 3 last
report.
32 per cent, since last
report.

58ft 13T3(T P®r cent, since

100,000

55, 372

100, 000

176. 330

45

Nov. 28,1874

50, 000

62, 646

100

Dec. 10,1874

150, 000

89, 200

15

Feb. 1,1875

500,000

889, 643

June 3,1874

Do.

!

8

last report, and finally closed.
10 per cent, since last
Finally closed.

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Insolvent national banks,

^c.—Continued.

Receiver ap- ; Capital
pointed— i stock.

Name and location of bank.

First National Bank of Tiffin, Ohio, j Oct. 22,1875 j $100,000 |
Charlottesville National Bank, j Oct. 28,1875 !
I
Charlottesville, Va,
j
Miners' National Bank, George- !J a n . 24,1876 \
town, Colo.
j
I
Fourth National Bank, Chicago, HI*
Fob.

Claims
proved.

! Diviidends
j paid, i

$237,824 | 47

200,000 j

342,794 ! 30

150,000 i

92,624 I 35

200,000

33,609 j 50

1,1876 !

First National Bank of Bedford, ;
Feb. 1,1876 j
Iowa.
First National Bank of Osceola, |
Iowa.
I Feb. 25,1876 I
First National Bank of Duluth, Mar. 13,1876 '
Minn.
First National Bank of La Crosse, A p r . 11,1876 |
Wis.
City National Bank of Chicago, 111. May 17,1876

30,000 j
50,000

34,535 1 100
|

100, 000
89,837 ; 72
50,000
134,445 | 35
250,000
703,497 i 45




: 16,332,600 j 23,501,628
k

Remarks.

20 per cent, since
report.
10 per cent, since
report.
25 per cent, since
report.
10 per cent, since
report.

last
last
last
last

50, 686 | 12£

Watkins National Bank, Watkins, J u l y 12,1876 \
75,000 l
59,144 \ 100
N. Y.
: Sept. 23,1876
97,452 | 60
60,000
First National Bank of Wichita,
Kans.
Dec. 12,1876 '
50,000 :.
First National Bank of Grreenfield,
Ohio.
J a n . 27,1877
200,000
216,797
45
National Bank of Fishkill, Fishkill, N. Y.
Feb. 13,1877
132,000 '•
166,240 j 45
First National Bank of Franklin,
Ind.
' Mar. 12,1877 ;
67,000
165,435 j 50
Northumberland County National
Bank, Shamokin, Pa.
i Mar. 16,1877
50,000 |
140, 568 ! 50
First National Bank of Winchester, \
111.
; May 24,1877
100,000 \
223,592 j 65
National Exchange Bank of Minne- :
apolis, Minn.
! J u n e 23,1877 2,500,000 I 1,911,492 ' 35
National Bank of the State of Mis- !
souri, Saint Louis, Mo.
I J u l y 20,1877 :
50,000 I
133,112 | 50
First National Bank of Delphi, Ind- j
j
First National Bank of George- !Aug. 18,1877
85,512 |
town, Colo.
75,000 j
Lock Haven National Bank, Lock Aug. 20,1877 !
251, 047
30
Haven, Pa.
i
120,000 |
Third National Bank of Chicago, 111 i Nov. 24,1877
994,759 | 70
750,000
Central National Bank, Chicago, 111; Dec. 1,1877 • 200,000
282,642 I 40
First National Bank of Kansas i Feb. 11,1878
698,151 ! 30
500,000
City, Mo.
i
Commercial National Bank, Kansas !Feb. 11,1878 i
73,452 j 100
100,000 ;
City, Mo.
I
First National Bank of Ashland, iFeb. 28,1878 ]
112,500 |
44,516
Pa.*
!
First National Bank of Tarrytown, i Mar. 23,1878 i
100,000 I
118,832 ; 70
N. Y.
j
I
First National Bank of Allentown, j Apr. 15,1878 ;
63,825 !
Pa.*
I
250,000 j
First National Bank of Waynes- | May 15, JB78
22,119
burg, Pa.*
i
100, 000
Washington County National Bank, | J u n e 8,1878
261,697 ! 50
Greenwich, N. Y.
!
200, 000
First National Bank of Dallas, Tex | J u n e 8,1878 !
60,331 |
50, 000
People's National Bank of Helena, j Sept. 13,1878 j
100, 000
Mont.
First National Bank of Bozeman, Sept. 14,1878 I
50, 000
Mont.
|
Citizens' National Bank of Char- I Sept. 14.1878 j
100,000 |
lottesville. Va.*
i
Merchants' National Bank of Fort i Sept. 25,1878
50,000 |
Scott, Kans.*
Farmers' National Bank of Platte ! Oct. 1,1878
50,000 |
City, Mo.
|
Total

CXV

Formerly in voluntary liquidation.

75 per cent, since last

r e p o r t ; tinally
closed.
27 per cent, since last
report.
15 per cent, since last
report.
10 per cent, since last
report.
12| per cent, since
• last report.
25 per cent, since last
report.

25 per cent, since last
report.
30 per cent, since last
| report.
] 5 per cent, since last
i report.
; 10 per cent, since last
; report.
! 25 per cent, since last
| report.
j Since last report.

15 per cent, paid to
shareholders.

AGGREGATE RESOURCES AND LIABILITIES
OF

THE NATIONAL BANKS
FROM

OCTOBEE, 1863, TO OCTOBEE, 1878.

H. Ex. 3




A

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
18 6 3.
JANUARY.

APRIL.

JULY.

OCTOBER 5.

Resources.
66 b a n k s .
$5, 466, 088 33
5, 662, 600 00
106, 009 12

TJ S bonds and securities
Other items
Due from nat'l and other b'ks.
Heal estate furniture, &c .
Current expenses
Premiums paid
Checks and other cash items .
Bills of nat'l and other banks.
Specie and other lawfulmon'y.

2, 625, 597
177,565
53, 808
2, 503

05
69
92
69

492,138 58
764, 725 00
1, 446, 607 62

Total

16, 797, 644 00

1

§64.

JANUARY 4.

JULY 4.

OCTOBER 3.

139 b a n k s .

Loans and discounts
IT. S. bonds and securities
Other items

APRIL 4.
307 b a n k s .

467 b a n k s .

508 b a n k s .

$10, 666, 095 60
15,112, 250 00
74, 571 48

Due from national banks
Due from other b'ks and b'k'rs
Heal estate, furniture, &c
Current expenses
Checks and other cash items..
Bills of nat'l and other banks
Specie and other lawfulmon'y.
Total

$31, 593, 943 43
41,175,150 00
432, 059 95

$70, 746, 513 33
92, 530, 500 00
842, 017 73

*4, 786,124 58
381,144 00
118,854 43

4, 699, 479
8, 537, 908
755, 696
352, 720

56
94
41
77

15, 935, 730 13
17, 337, 558 66
1, 694, 049 46
502, 341 31

19, 965, 720
14, 051, 396
2, 202, 318
1, 021, 569

2, 651, 916 96
1, 660, 000 00
22, 961, 411 64

5, 057,122 90
5, 344,172 00
42, 283, 798 23

7, 640,169 14
4,687,727 00
44, 801, 497 48

114, 820, 287 66

252, 273, 803 75

297,108,195 30

577, 507 92
895, 521 00 . ,
5, 018, 622 57 ^
37, 630. 691 58

$93, 238, 657 92
108, 064, 400 00
1, 434, 739 76
47
31
20
02

1865.
JANUARY 2.

JULY 3.

OCTOBER 2.

638 b a n k s .

Loans and discounts
U. S. bonds and securities
Other items

APRIL 3.
907 b a n k s .

1,294 b a n k s .

1,513 b a n k s .

$166, 448, 718 00
176, 578, 750 00
3, 294, 883 27

$°52, 404, 208 07
277, 019, 900 00
4, 275, 769 51

$362, 442, 743 08
391, 744. 850 00
12, 569,120 38

Due from national banks
Due from other b'ks and b'k'rs
Heal estate, furniture, &c
Current expenses
Premiums paid

30, 820,175
19, 836, 072
4, 083, 226
1, 053, 725
1, 323, 023

44
83
12
34
56

40, 963, 243
22, 554, 636
6, 525,118
2, 298, 025
1, 823, 291

47
57
80
65
84

76, 977, 539
26, 078, 028
11, 231, 257
2, 338, 775
2, 243, 210

59
01
28
56
31

89,
17,
14,
4,
2,

978,
393,
703,
539,
585,

980
232
281
525
501

55
25
77
11
06

Checks and other cash items..
Bills of nat'l and other banks.
Specie
Legal tenders and fract'l cur'y
Total

17, 837, 496
14, 275,153
4, 481, 937
72, 535, 504

77
00
68
67

29, 681, 394
13, 710, 370
6, 659, 660
112, 999, 320

13
00
47
59

41, 314, 904
21, 651, 826
9, 437, 060
168, 426,166

50
00
40
55

72,
16,
18,
189,

309,
247,
072,
988,

854
241
012
496

44
00
59
28




512, 568, 666 68

771, 514, 939 10

1,126, 455, 481 66

* Including amount due from national banks.

$487,170,136 29
427,731,300 00
19, 048, 513 15

1, 359, 768, 074 49

REPOKT OF THE COMPTROLLER OF THE CURRENCY.

Banks from October, 1863, to October•, 1878.

JANUARY.

APRIL.

JULY.

OCTOBER 5.

Liabilities.
66 banks.
$7,188, 393 00

Undivided profits
Individual and other deposits.
Due to nat'l and other banks*.
Other items

128, 030
8, 497, 681
981,178
2, 360

Total

06
84
59
51

16, 797, 644 00

1

864.

JANUARY 4.

Total

JULY 4.

OCTOBER 3.

139 b a n k s .

Capital stock
Surplus fund
Undivided profits
National b'k notes outstanding
Individual and other dej)osits.
Due to nat'l and other banks*.
Other items

APRIL 4.
307 b a n k s .

467 b a n k s .

508 b a n k s .

$14, 740, 522 00
432,827 81
30,155
19, 450, 492
2,153, 779
822, 914

00
53
38
86

37, 630, 691 58

$42, 204, 474 00

$75, 213, 945 00

$86, 782, 802 00

1, 625, 656 87

1,129, 910 22
3, 094, 330 11

2, 010, 286 10
5, 982, 392 22

9, 797, 975
51, 274, 914
6, 814, 930
3,102, 337

00
01
40
38

114, 820, 287 66

25, 825, 665 00
119, 414, 239 03
27, 382, 006 37
213, 708 02

45, 260, 504
122,166, 536
34, 862, 384
43, 289

252, 273, 803 75 I

297,108,195 30

00
40
81
77

18 6 5.
JANUARY 2.

JULY 3.

OCTOBER 2.

638 b a n k s .

Capital stock

APRIL 3.
907 b a n k s .

1,294 b a n k s .

1,513 banks.

$135, 618, 874 00

$215, 326, 023 00

$325, 834, 558 00

$393,157, 206 00

8, 663, 311 22
12, 283, 812 65

-

Surplus fund
Undivided profits

17, 318, 942 65
17, 809, 307 14

31, 303, 565 64
23,159, 408 17

38, 713, 380 72
32, 350, 278 19

National b'k notes outstanding

66, 769, 375 00

98, 896,488 00

131,452,158 00

171,321,903 00

Individual and other deposits.
United States deposits

183,479,636 98
37, 764, 729 77

262, 961, 473 13
57, 630,141 01

398, 357, 559 59
58, 032, 720 67

500, 910, 873 22
48,170, 381 31

Due to national banks
Due to other b'ks and bankers*

30,619,175 57
37,104,130 62

41,301,031 16
59, 692, 581 64

78, 261, 045 64
79, 591, 594 93

90, 044, 837 08
84,155,161 27

Other items

265, 620 87

578, 951 37

462, 871 02

Total

512, 568, 666 68

771, 514, 939 10

1,126, 455, 481 66




* Including State bank circulation outstanding.

944, 053 70
1, 359, 768, 074 49

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1806.
JANUARY 1.

APRIL 2.

JULY 2.

OCTOBER 1.

1,582 b a n k s .

Resources.

1,612 b a n k s .

1,634 b a n k s .

1,644 banks.

$500, 650,109 19
Loans and discounts
XT. S. b'ds dep'd to secure circ'n 298, 376, 850 00
Other TJ. S. b'ds and securities 142, 003, 500 00
17, 483, 753 18
Oth'r stocks, b'ds, and mortg's
93, 254, 551 02
Due from national banks
14, 658, 229 87
Due from other b'ks and b'k'rs
15, 436, 296 16
Heal estate, furniture, &c
3,193, 717 78
Current expenses
2, 423, 918 02
Premiums paid
89, 837, 684 50
Checks and other cash items
20, 406, 442 00
Bills of national and other b'ks
19, 205, 018 75
Specie
187, 846, 548 82
Legal tenders and fract'l cur'y
1, 404, 776, 619 29
Total

JANUARY 7.

080, 526
850, 300
625, 750
379, 738

70
00
00
92

$550, 353, 094
326, 483, 350
121,152, 950
17, 565, 911

17
00
00
46

87, 564, 329
13, 682, 345
15, 895, 564
4, 927, 599
2, 233, 516
105, 490, 619
18, 279, 816
17, 529, 778
189, 867, 852

71
12
46
79
31
36
00
42
52

96, 696, 482
13, 982, 613
16, 730, 923
3, 032, 716
2, 398, 872

66
23
62
27
26

96, 077,134
17, 866, 742
12, 629, 376
201, 425, 041

53
00
30
63

$603, 314, 704 83
331, 843, 200 00
94, 974, 650 00
15,887,490 06
107, 650,174 18
15, 211,117 16
17,134, 002 58
5, 311, 253 35
2, 493, 773 47
103, 684, 249 21
17, 437, 779 00
9, 226, 831 82
205, 793, 578 76

1, 476, 395, 208 13

1, 526, 962, 804 42

$528,
315,
125,
17,

1, 442, 407, 737 31

1

AmiL 1.

JULY 1.

OCTOBER 7.

1,642 banks.

1,648 banks.

1,636 b a n k s .

1,642 b a n k s .

$608,771,799 61 $597, 648, 286 53
Loans and discounts
338, 863, 650 00
U. S. b'ds dep'd to secure circ'n 339, 570, 700 00
36,185, 950 00
38, 465, 800 00
TJ. S. b'ds dep'd to sec're dep'ts
46, 639, 400 00
52, 949, 300 00
XI. S. b'ds and sec'ties on hand
20,194, 875 21
Oth'r stocks, b'ds, and mortg's
15, 073, 737 45
92, 552, 206 29
Due from national banks
94,121,186 21
12, 996,157 49
Due from other b'ks and b'k'rs
10, 737, 392 90
18, 925, 315 51
Heal estate, furniture, &c
19, 625, 893 81
2, 822, 675 18
Current expenses
5, 693, 784 17
2, 860, 398 85
Premiums paid
3, 411, 325 56
101, 430, 220 18
Checks and other cash items .
87,951,405.13
19, 263, 718 00
Bills of national banks
12, 873, 785 00
1,176,142 00
Bills of other banks
825, 748 00
19, 726, 043 20
Specie
11, 444, 529 15
104, 872, 371 64
Legal tenders and fract'l cur'y
92, 861, 254 17
82, 047, 250 00
Compound interest notes
84, 065, 790 00
Total

1, 511, 222, 985 40 1,465,451,105 84

$588, 450, 396
337, 684, 250
38, 368, 950
45, 633, 700
21, 452, 615
92,
9,
19,
3,
3,

12
00
00
00
43

$609,
338,
37,
42,
21,

675, 214
640,150
862,100
460, 800
507, 881

61
00
00
00
42

308, 911
663, 322
800, 905
249,153
338, 600

87
82
86
31
37

95, 217, 610
8, 389, 226
20, 639, 708
5, 297, 494
2, 764,186

14
47
23
13
35

128, 312,177
16,138, 769
531, 267
11,128, 672
102, 534, 613
75, 488, 220

79
00
00
98
46
00

134, 603, 231
11, 841,104
333, 209
12, 798, 044
100, 550, 849
56, 888, 250

51
00
00
40
91
00

1, 494, 084, 526 01

1,499,469,060 17

8.
JANUARY 6.

Total




JULY 6.

OCTOBER 5.

1,642 b a n k s .

Loans and discounts
TJ. S. b'ds dep'd to secure circ'n
TJ. S. b'ds dep'd to sec're dep'ts
TJ. S. b'ds and sec'ties on hand.
Oth'r stocks, D'ds, and mortg's
Due from national banks
Due from other b'ks and b'k'rs
Heal estate, furniture, &c
Current expenses
Premiums paid
Checks and other cash items.
Bills of national banks
Bills of other banks
^Fractional currency
Specie
Legal-tender notes
Compound interest notes
Three per cent, certificates ..

APRIL 6.
1,643 b a n k s .

1,640 b a n k s .

1,643 b a n k s .

$616. 603, 479
339, 064, 200
37, 315, 750
44,164, 500
19, 365, 864

89
00
00
00
77

$628,
339,
37,
45,
19,

99, 311,446
8, 480,199
21,125, 665
2, 986, 893
2, 464, 536

60
74
68
86
96

95,
7,
22,
5,
2,

109, 390, 266
16, 655, 572
261,269
1, 927, 876
20, 981, 601
114, 306, 491
39, 997, 030
8, 245, 000

37
00
00
78
45
00
00
00

1, 502, 647, 644 10

029, 347
686, 650
446, 000
958, 550
874, 384

65
00
00
00
33

$655, 729, 546
339, 569,100
37, 853,150
43, 068, 350
20, 007, 327

42
00
00
00
42

$657, 668, 847
340, 487, 050
37, 360,150
36, 817, 600
20, 693, 406

83
00
00
00
40

900, 606 35
074, 297 44
082, 570 25
428, 460, 25
660,106 09

114, 434, 097
8, 642, 456
22, 699, 829
2, 938, 519
2, 432, 074

93
72
70
04
37

102, 278, 547
7, 848, 822
22, 747, 875
5, 278, 911
1, 819, 815

77
24
18
22
50

124, 076, 097
13, 210,179
342, 550
1, 863, 358
20, 755, 919
100,166,100
19, 473, 420
44, 905, 000

71
00
00
91
04
00
00
00

143, 241, 394
11, 842, 974
222, 668
2, 262, 791
13, 003, 713
92, 453, 475
4, 513, 730
59, 080, 000

99
00
00
97
39
00
00
00

114, 993, 036
12, 573, 514
196,106
1, 825, 640
18, 373, 943
84, 390, 219
38, 917, 490
24, 255, 000

23
00
00
16
22
00
00
00

1, 499, 668, 920 97

1, 572,167, 076 26

1, 559, 621, 773 49

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Banks from October? 1863? to October', 1878—Continued.
1 § 6 6.
JANUARY 1.

Due to national banks
Due to other b'ks and bankers
Total

1,612 b a n k s .

1,634 b a n k s .

1,644 b a n k s .

$409, 273, 534 00

$414, 270, 493 00

$415, 472, 369 00

44, 687, 810 54
30, 964, 422 73

50,151,991 77
29, 286,175 45

53, 359, 277 64
32, 593, 486 69

213, 239, 530 00
45, 449,155 00

248, 886, 282 00
33, 800, 865 00

267, 798, 678 00
19, 996,163 00

280, 253, 818 00
9, 748, 025 00

522, 507, 829 27
29, 747, 236 15

534, 734, 950 33
29,150, 729 82

533, 338,174 25
36, 038,185 03
3, 066, 892 22

564, 616, 777 64
30, 420, 819 80
2, 979, 955 77

94, 709, 074 15
23, 793, 584 24

89, 067, 501 54
21, 841, 641 35

96, 496, 726 42
25, 951, 728 99

110, 531, 957 31
26, 986, 317 57

1, 404, 776, 619 29

Individual deposits
TJ. S. deposits
Dep'tsof X S. disb'sing officers
L

OCTOBER 1.

43, 000, 370 78
28, 972, 493 70

Surplus fund
Undivided profits
National b'k notes outstanding
State bank notes outstanding

JULY 2.

$403, 357, 346 00

Capital stock

APRIL 2.

1,582 b a n k s .

Liabilities.

1, 442, 407, 737 31

1, 476, 395, 208 13

1, 526, 9.62, 804 42

1S67.
JANUARY 7.

APRIL 1.

JULY 1.

OCTOBER 7.

1,648 b a n k s .

1,642 b a n k s .

1,636 b a n k s .

1,642 b a n k s .

$420, 229, 739 00

$419, 399, 484 00

$418, 558,148 00

$420, 073,415 00

59, 992, 874 57
26, 961, 382 60

60, 206, 013 58
31,131, 034 39

63, 232, 811 12
30, 656, 222 84

66, 695, 587 01
33, 751, 446 21

National b'k notes outstanding
State bank notes outstanding

291, 436, 749 00
6, 961, 499 00

292, 788, 572 00
5, 460, 312 00

291, 769, 553 00
4,484,112 00

293, 887, 941 00
4, 092,153 00

Individual deposits
U. S. deposits
Dep'tsof U. S. disb'sing officers

558, 699, 768 06
27, 284, 876 93
2, 477, 509 48

512, 046,182 47
27, 473, 005 66
2, 650, 981 39

539, 599, 076 10
29, 838, 391 53
3, 474,192 74

540, 797, 837 51
23, 062,119 92
4, 352, 379 43

92, 761, 998 43
24,416, 588 33

91,156, 890 89
23,138, 629 46

89, 821, 751 60
22, 659, 267 08

93, 111, 240 89
19, 644, 940 20

1, 511, 222, 985 40

1, 465, 451,105 84

1, 494, 084, 526 01

1, 499, 469, 060 17

Capital stock
Surplus fund
Undivided profits

Due to national banks
Due to other b'ks and bankers

Total

1868.
JANUARY 6.

APRIL 6.

JULY 6.

OCTOBER 5.

1,642 b a n k s .

1,643 b a n k s .

1,640 b a n k s .

1,643 b a n k s .

$420, 260,790 00

$420, 676, 210 00

$420,105, 011 00

$420, 634, 511 00

70, 586,125 70
31, 399, 877 57

72, 349,119 60
32, 861, 597 08

75, 840,118 94
33, 543, 223 35

77, 995, 761 40
36, 095, 883 98

National b'k notes outstanding
State bank notes outstanding

294, 377, 390 00
3, 792, 013 00

295, 336, 044 00
3, 310,177 00

294, 908, 264 00
3,163, 771 00

295, 769, 489 00
2, 906, 352 00

Individual deposits
U. S. deposits
Dep'tsof U. S. disb'sing officers

534, 704, 709 00
24, 305, 638 02
3, 208, 783 03

532, 011, 480 36
22, 750, 342 77
4, 976, 682 31

575, 842, 070 12
24, 603, 676 96
3, 499, 389 99

580, 940, 820 85
17, 573, 250 64
4, 570, 478 16

98,144, 669 61
21, 867, 648 17

94, 073, 631 25
21, 323, 636 60

113, 306, 346 34
27, 355, 204 56

99,414, 397 28
23, 720, 829 18

1, 502, 647, 644 10

1, 499, 668, 920 97

1, 572,167, 076 26

Capital stock
Surplus fund
Undivided profits

Due to national banks
Due to other b'ks and bankers

Total




1, 559, 621, 773 49

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1869.
JANUARY 4.

APRIL 17.

JUNE 12.

OCTOBER 9.

Resources.
1,628 b a n k s .
Loans and discounts
TJ. S. bonds to secure circ'lat'n
U. S. bonds to secure deposits
TJ. S. b'ds and sec'ties on hand.
Oth'r stocks, b'ds, and mortg's
Due from redeeming agents..
Due from other national banks
Due from State b'ks and b'k'rs
Real estate, furniture, & c . . . .
Current expenses
Premiums paid

65,
36,
7,
23,
3,
1,

Checks and other cash items
Bills of other national banks.
Fractional currency
Specie
Legal-tender notes
Three per cent, certificates . .

142,
14,
2,
29,
88,
52,

Total

1,620 b a n k s .

$644, 945, 039 53
338, 539, 950 00
34, 538, 350 00
35, 010, 600 00
20,127, 732 96

$662,
338,
29,
30,
20,

1,617 banks.

$686, 347, 755 81
338, 699, 750 00
27, 625, 350 00
27, 476, 650 00
20, 777, 560 53

$682, 883,106 97
339, 480,100 00
18, 704, 000 00
25 903, 950 00
22, 250, 697 14

57, 554, 382 55
30, 520, 527 89
8, 075, 595 60
23, 798,188 13
5, 641,195 01
1, 716, 210 13

727, 070 80
067, 316 84
715, 719 34
289, 838 28
265, 990 81
654, 352 70
605,
684,
280,
626,
239,
075,

1,619 b a n k s .

084, 813 47
379, 250 00
721, 350 00
226, 550 00
074, 435 69

62, 912, 636 82
35, 556, 504 53
9,140, 919 24
23, 859, 271 17
5, 820, 577 87
1, 809, 070 01

56, 669, 562 84
35, 393, 563 47
8, 790, 418 57
25,169,188 95
5, 646, 382 96
2, 092, 364 85

984 92
799 00
471 06
750 26
300 00
000 00

154,137,191 23
11,725,239 00
2, 088, 545 18
9, 944, 532 15
80, 875,161 00
51,190, 000 00

1, 540, 394, 266 50

1, 517, 753, 167 03

161,
11,
1,
18,
80,
49,

614, 852 66
524, 447 00
804, 855 53
455, 090 48
934,119 00
815, 000 00

108, 809, 817 37
10,776,023 00
2, 090, 727 38
23, 002, 405 83
83, 719, 295 00
45, 845, 000 00

1, 564,174, 410 65

1, 497, 226, 604 33

1 8 7 o.
JANUARY 22.

MARCH 24.

JUNE 9.

OCTOBER 8.

DECEMBER 28.

1,615 b a n k s .

1,615 b a n k s .

1,612 b a n k s .

1,615 b a n k s .

1,648 b a n k s .

Loans and discounts. $688, 875, 203 70 $710, 848, 609 39 $719, 341,186 06 -$715, 928, 079 81 $725, 515, 538 49
Bonds for circulation. 339, 350, 750 00 339, 251, 350 00 338, 845, 200 00 340, 857, 450 00 344,104, 200 00
16,102, 000 00
15,704,000 00
15, 381, 500 00
15,189, 500 00
Bonds for deposits... 17, 592, 000 00
27, 292,150 00
28, 276, 600 00
22, 323, 800 00
23,893,300 00
U. S. bonds on hand. 24, 677,100 00
21, 082, 412 00
20, 524, 294 55
23, 300, 681 87 23, 614, 721 25
22, 686, 358 59
Other stocks and b'ds
74, 635, 405 61
73,435,117 98
66, 275, 668 92
64, 805, 062 88
Due from red'g agents 71, 641, 486 05
36,128, 750 66
29, 510, 688 11
33, 948, 805 65
37, 478,166 49
Due from nat'l banks 31, 994, 609 26
10, 430, 781 32
9, 319, 560 54
10, 238, 219 85
9, 202, 496 71
9, 824,144 18
Due from State banks
26, 002, 713 01
26, 330, 701 24 26, 593, 357 00
27, 470, 746 97
28, 021, 637 44
Real estate, &c
6, 324, 955 47
3, 469, 588 00
6, 683,189 54
5, 871, 750 02
6, 905, 073 32
Current expenses
3, 076, 456 74
2, 439, 591 41
2, 680, 882 39
2, 491, 222 11
3, 251, 648 72
Premiums paid
11,497,534 13
12, 536, 613 57
111, 624, 822 00
11, 267, 703 12
13, 229, 403 34
Cash items
83, 936, 515 64
79, 089, 688 39
75, 317, 992 22
76, 208, 707 00
Clear'g-house exch'gs
16, 342, 582 00
12, 512, 927 00
14, 226, 817 00
17, 001, 846 00
National bank notes. 15, 840, 669 00
2,184, 714 39
2, 078,178 05
2, 476, 966 75
2, 285, 499 02
2,150, 522 89
Fractional currency .
31, 099, 437 78
18, 460, 011 47 26, 307, 251 59
48, 345, 383, 72
37, 096, 543 44
Specie
94, 573, 751 00 79, 324, 577 00
82, 485, 978 00
80, 580, 745 00
Legal-tender notes . 87, 708, 502 00
43, 465, 000 00
43, 345, 000 00
43, 570, 000 00
41, 845, 000 00
Three per cent, cert'fs 43, 820, 000 00
Total

1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93

18 7 1.
MARCH 18.

APRIL 29.

JUNE 10.

OCTOBER 2.

DECEMBER 16.

1,688 b a n k s .

1,707 b a n k s .

1,723 b a n k s .

1,767 b a n k s .

1,790 b a n k s .

Loans and discounts. $767, 858, 490 59 $779, 321, 828 11 $789,416,568 13 $831, 552, 210 00 $818, 996, 311 74
Bonds for circulation 351, 556, 700 00 354, 427, 200 00 357, 388, 950 00 364, 475, 800 00 366, 840, 200 00
28, 087, 500 00
15, 236, 500 00
15, 250, 500 00
23,155,150 00
Bonds for deposits... 15, 231, 500 00
17, 753, 650 00
22, 487, 950 00
24, 200, 300 00
17, 675, 500 00
U. S. bonds on hand. 23, 911, 350 00
24, 517, 059 35
22, 414, 659 05
23,132, 871 05
23, 061,184 20
Other stocks and b'ds 22, 763, 869 20
83, 809,188 92
30, 201,119 99
10, 271, 605 34
28, 805, 814 79
6, 694, 014 17
3, 939, 995 20

85, 061, 016 31
38, 332, 679 74
11, 478,174 71
29, 242, 762 79
6, 764,159 73
4, 414, 755 40

92, 369, 246 71
39, 636, 579 35
11, 853, 308 60
29, 637, 999 30
6, 295, 099 46
5, 026, 385 97

86, 878, 608 84
43, 525, 362 05
12, 772, 669 83
30, 089, 783 85
6,153, 370 29
5, 500. 890 17

11, 642, 644 74
Cash items
Clear'g-house exch'gs 100, 693, 917 54
National bank notes. 13,137, 006 00
2,103, 298 16
Fractional currency.
25, 769,166 64
Specie
Legal-tender notes... 91, 072, 349 00
Three per cent, cert'fs 37, 570, 000 00

12, 749, 289 84
130, 855, 698 15
16, 632, 323 00
2,135, 763 09
22, 732, 027 02
106, 219,126 00
33, 935, 000 00

13,101, 497 95
102, 091, 311 75
19,101, 389 00
2,160, 713 22
19, 924, 955 16
122,137, 660 00
30, 690, 000 00

14, 058, 268 86
101,165. 854 52
14,197, 653 00
2, 095, 485 79
13, 252, 998 17
109, 414, 735 00
25, 075, 000 00

Due fromred'gagents
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid

Total




77, 985, 600
43, 313, 344
13, 069, 301
30, 070, 330
7, 330, 424
5, 956, 073
13,
114,
13,
2,
29,
93,
21,

784, 424
538, 539
085, 904
061, 600
595, 299
942, 707
400, 000

53
78
40
57
12
74
76
93
00
89
56
00
00

1,627,032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72 1,715,861,897 22

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Banks from October, 1863, to October, 1878—Continued.
1869.
APRIL 17.

JANUARY 4.

JUNE 12.

OCTOBER 9 .

Liabilities.
1,620 b a n k s .

1,628 b a n k s .
Capital stock

1,619 b a n k s .

1,617 banks.

$419, 040, 931 00

$420, 818, 721 00

$422, 659, 260 00

$426, 399,151 00

81,169, 936 52
35, 318, 273 71

82, 653, 989 19
37, 489, 314 82

82, 218, 576 47
43, 812, 898 70

86,165, 334 32
40, 687, 300 92

Kat'l bank notes outstanding.'.
State bank notes outstanding

294, 476, 702 00
2, 734, 669 00

292, 457, 098 00
2, 615, 387 00

292, 753, 286 00
2, 558, 874 00

293, 593, 645 00
2, 454, 697 00

Individual deposits
U. S. deposits
Dep'ts U. S. disbursing officers.

568, 530, 934,11
13, 211, 850 19
3, 472, 884 90

547, 922,174 91
10,114, 328 32
3, 665,131 61

574, 307, 382 77
10, 301, 907 71
2, 454, 048 99

511,400,196 63
7,112, 646 67
4, 516, 648 12

Due to national banks
Due to State banks and b'k'rs

95, 453,139 33
26, 984, 945 74

92, 662, 648 49
23, 018, 610 62

100, 933, 910 03
28, 046, 771 30

95, 067, 892 83
23, 849, 371 62

2,464, 849 81
1, 870, 913 26

2, 392, 205 61
1, 735, 289 07

3, 839, 357 10
2,140, 363 12

1, 517, 753,167 03

1, 564,174, 410 65

1, 497, 226, 604 33

Surplus fund
Undivided profits

JTotes and bills re-discounted .
Bills payable
Total

1, 540, 394, 266 50

1 8 70.
JANUARY 22.

JUNE 9.

OCTOBER 8.

1,615 b a n k s .
Capital stock

MARCH 24.
1,615 b a n k s .

1,612 b a n k s .

1,615 b a n k s .

$426, 074, 954 00 $427, 504, 247 00 $427, 235, 701 00 $430, 399, 301 00

DECEMBER 28.
1,648 b a n k s .
$435, 356, 004 00

90,174, 281 14
34, 300, 430 80

90, 229, 954 59
43,109, 471 62

91, 689, 834 12
42, 861, 712 59

94, 061, 438 95
38, 608, 618 91

94, 705, 740 34
46, 056, 428 55

ISTat'l bank circulation 292, 838, 935 00
State bank circulation
2, 351, 993 00

292, 509,149 00
2, 279, 469 00

291,183, 614 00
2, 222, 793 00

291, 798, 640 00
2,138, 548 00

296, 205, 446 00
2, 091, 799 00

Surplus fund
Undivided profits

Dividends unpaid

2, 299, 296 27

1, 483, 416 15

1, 517, 595 18

2, 462, 591 31

2, 242, 556 49

Individual deposits . . 546, 236, 881 57 516, 058, 085 26
U. S. deposits
6, 750,139 19
6,424,421 25
Dep'ts U. S. dis. offi'rs
2, 592, 001 21
4, 778, 225 93

542, 261, 563 18
10, 677, 873 92
2, 592, 967 54

501, 407, 586 90
6, 807, 978 49
4, 550,142 68

507, 368, 618 67
6, 074, 407 90
4,155, 304 25

Due to national banks 108, 351, 300 33
Due to State banks . . 28, 904, 849 14

115, 456, 491 84 100, 348, 292 45
33, 012,162 78
29, 693, 910 80

106, 090, 414 53
29, 200, 587 29

Notes re-discounted .
Bills payable
Total

3, 842, 542 30
1, 543, 753 49

109, 667, 715 95
29, 767, 575 21

2, 741, 843 53
2, 302, 756 99

3, 843, 577 67
4, 592, 609 76

4, 612,131 08
4, 838, 667 83

1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92

1,538,998,105 93

2, 462, 647 49
2, 873, 357 40

18 7 1.
MARCH 18.

Surplus fund
Undivided profits

JUNE 10.

OCTOBER 2.

1,688 b a n k s .
Capital stock

APRIL 29.
1,707 b a n k s .

1,723 b a n k s .

1,767 b a n k s .

DECEMBER 16.
1,790 b a n k s .

$444, 232, 771 00 $446, 925, 493 00 $450, 330, 841 00 $458, 255, 696 00

$460, 225, 866 00

98, 322, 203 80 101,112, 671 91
45, 535, 227 79
42, 008, 714 38

101, 573,153 62
48, 630, 925 81

96, 862, 081 66
43, 883, 857 64

Nat'l bank circulation 301, 713, 460 00
State bank circulation
2, 035, 800 00

97, 620, 099 28
44, 776, 030 71
306,131, 393 00
1, 982, 580 00

307, 793, 880 00
1, 968, 058 00

315, 519,117 00
1, 921, 056 00

318, 265, 481 00
• 1, 886, 538 00

1, 263, 767 70

2, 235, 248 46

1, 408, 628 25

4, 540,194 61

1, 393,427 98

Individual deposits . 561,190, 830 41
6, 314, 957 81
U. S. deposits
4, 813, 016 66
Dep'ts U. S. dis. ofn'rs

611, 025,174 10
6, 521, 572 92
3, 757, 873 84

602,110, 758 16
6, 265,167 94
4, 893, 907 25

600, 868, 486 55
20, 511, 935 98
5, 393, 598 89

596, 586, 487 54
14, 829, 525 65
5, 399,108 34

Due to national banks 118, 904, 865 84
Due to State banks... 37, 311, 519 13

128, 037, 469 17
36,113, 290 67

135,167, 847 69
41, 219, 802 96

131, 730, 713, 04
40, 211, 971 67

118, 657, 614 16
38,116, 950 67

3, 573, 723 02
5, 740, 964 77

3,120, 039 09
5, 278, 973 72

3, 964, 552 57
4, 528,191 12

4, 922, 455 78
5, 374, 362 67

1,627,032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72

1,715,861,897 22

Dividends unpaid

!N"otes re-discounted..
Bills payable
Total




3, 256, 896 42
5, 248, 206, 01

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
18 7 2.
FEBRUARY 27.

APRIL 19.

JUNE 10.

OCTOBER 3.

DECEMBER 27.

1,814 b a n k s .

1,843 b a n k s .

1,853 b a n k s .

1,919 b a n k s .

1,940 banks.

Resources.

Loans and discounts. $839, 665, 077 91 $844, 902, 253 49 $871,531, 448 67 $877,197, 923 47 $885, 653, 449 62
Bonds for circulation 370, 924, 700 00 374,428,450 00 377, 029, 700 00 382,046,400 00 384, 458, 500 00
15,169, 000 00
16, 304, 750 00
15, 409, 950 00
15,479,750 00
Bonds for deposits... 15, 870, 000 00
19, 292,100 00
10, 306,100 00
16, 458, 250 00
12,142, 550 00
U. S. bonds on hand. - 21, 323,150 00
21, 538, 914 06
23,160, 557 29
22, 270, 610 47
23, 533,151 73
Other stocks and b'ds 22, 838, 338 80
82,120, 017 24
91, 564, 269 53
80, 717, 071 30 86, 401, 459 44
Due from re d'g agents 89, 548, 329 93
36, 697, 592 81
42, 707, 613 54
39, 468, 323 39
34, 486, 593 87
Due from nat'l banks. 38, 282, 905 86
12, 299, 716 94
12, 008, 843 54
13, 014, 265 26
12, 976, 878 01
Due from State banks 12, 269, 822 68
30, 809, 274 98
33, 014, 796 83
31,123, 843 21
32,276,498 17
30, 637, 676 75
Real estate, &c
7, 026, 041 23
8, 454, 803 97
6, 719, 794 90
6, 310, 428 79
6, 265, 655 13
Current expenses
6, 544, 279 29
7, 097, 847 86
6, 616,174 75
6, 546, 848 52
6,308,821 86
Premiums paid
12,461,171 40
13, 696, 723 85
13,458,753 80
14, 916, 784 34
12,143, 403 12
Cash items
90,145, 482 72
88, 592, 800 16 110, 086, 315 37
Clear'g-house exch'gs 93,154, 319 74 114,195, 966 36
18, 492, 832 00
19, 070, 322 00
16, 253, 560 00
15, 787, 296 00
National I «nk notes. 15, 552, 087 00
2.143, 249 29
2, 270, 576 32
2, 069, 464 12
2,151, 747 88
2, 278,143 24
Fractional currency .
24, 433, 899 46
19, 047, 336 45
24, 256, 644 14
10, 229, 756 79
25, 507, 825 32
Specie
Legal-tender notes... 97, 865, 400 00 105, 732, 455 00 122, 994, 417 00 105,121,104 00 102, 922, 369 00
12, 650, 000 00
6, 710, 000 00
U. S. cert'fs of deposit
4,185, 000 00
7,140, 000 00
Three per cent, cert's 18, 980, 000 00
12, 005, 000 00
15, 365, 000 00
Total

1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43

18 7 3 .
FEBRUARY 28.

APRIL 25.

JUNE 13.

SEPTEMBER 12.

DECEMBER 26.

1,947 b a n k s .

1,962 b a n k s .

1,968 b a n k s .

1,976 b a n k s .

1,976 banks.

Loans and discounts $913, 265,189 67 $912, 064, 267 31 $925, 557, 682 42 $944, 220,116 34 $856, 816, 555 05
Bonds for circulation. 384, 675, 050 00 386, 763, 800 00 388, 080, 300 00 388, 330, 400 00 389,384,400 00
14, 805, 000 00
16, 235, 000 00
15, 935, 000 00
14, 815, 200 00
Bonds for deposits... 15, 035, 000 00
8, 824, 850 00
9, 613, 550 00
9, 789, 400 00
8, 630, 850 00
U. S. bonds on hand. 10, 436, 950 00
23, 709, 034 53
22, 449,146 04
22, 912, 415 63
24, 358,125 06
Other stocks and b'ds 22, 063, 306 20
96,134,120 66
88, 815, 557 80
97,143, 326 94
73, 032, 046 87
Due from red 'g agents 95, 773, 077 10
41, 413, 680 06
38, 671, 088 63
43, 328, 792 29
40, 404, 757 97
39, 483, 700 09
Due from nat'l banks
12, 022, 873 41
12, 883, 353 37
14, 073, 287 77
11,185, 253 08
Due from State banks 13, 595, 679 17
34, 661, 823 21
34, 216, 878 07
34, 820, 562 77
35, 556, 746 48
34, 023, 057 77
Real estate, &c
6, 985, 436 99
7, 410, 045 87
7,154,211 69
8, 678,170 39
6, 977, 831 35
Current expenses
7, 752, 843 87
7, 559, 987 67
7, 890, 962 14
7, 987, 707 14
7, 205, 259 67
Premiums paid
11, 433, 913 22
11, 425, 209 00
13, 036, 482 58
12, 321, 972 80
11,761,711 50
Cash items
88, 926, 003 53
94,132,125 24
91, 918, 526 59
62, 881, 342 16
Clear'g-house exch'gs 131, 383, 860 95
16,103, 842 00
19, 310, 202 00
20, 394, 772 00
21, 403,179 00
15, 998, 779 00
National bank notes
2, 302, 775 26
2,198, 973 37
2,197, 559 84
2, 287, 454 03
2, 289, 680 21
Fractional currency.
19, 868, 469 45
16, 868, 808 74
27, 950, 086 72
26, 907, 037 58
17, 777, 673 53
Specie
92, 522, 663 00 108, 719, 506 00
97,141, 909 00 100, 605, 287 00 106,381,491 00
Legal-tender notes..
20, 610, 000 00
18, 370, 000 00
22, 365, 000 00
24, 010, 000 00
U. S. cert'fs of deposit 18, 460, 000 00
710, 000 00
305, 000 00
1, 805, 000 00
Three per cent, cert's
Total

1,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 61

18 7 4 .
FEBRUARY 27.

MAY 1 .

JUNE 26.

OCTOBER 2.

DECEMBER 31.

1,975 b a n k s .

1,978 b a n k s .

1,983 b a n k s .

2,004 banks.

2,027 banks.

Loans and discounts $897, 859, 600 46 $923, 347, 030 79 $926,195, 671 70 $954, 394, 791 59 $955, 862, 580 51
Bonds for circulation 389, 614, 700 00 389, 249,100 00 390, 281, 700 00 383, 254, 800 00 382, 976, 200 00
14, 691, 700 00 14,714,000 00
14, 890, 200 00
14, 890, 200 00
Bonds for deposits. . 14, 600, 200 00
15, 290, 300 00
13, 313, 550 00
10,152, 000 00
10, 456, 900 00
11,043,400 00
U. S. bonds on hand
28, 313, 473 12
27, 807, 826 92
25, 460, 460 20
27, 010, 727 48
Other stocks and b'ds 25, 305, 736 24
80, 488, 831 45
83, 885,126 94
94, 017, 603 31
97, 871, 517 06
Due from resVe ag'ts 101, 502, 861 58
48,100, 842 62
39, 695, 309 47
45, 770, 715 59
Due from nat'l banks. 36, 624, 001 39 41, 291, 015 24
11, 655, 573 07
11,196, 611 73
12. 469, 592 33
Due from State banks 11, 496, 711 47 12, 374, 391 28
39,190, 683 04
38,112, 926 52
36, 708, 066 39
37; 270, 876 51
36,043,741 50
Real estate, &c
5, 510, 566 47
7,658,738 82
7, 547, 203 05
7, 550,125 20
6, 998, 875 75
Current expenses
8, 626,112 16
8, 376, 659 07
8, 680, 370 84
8, 563, 262 27
8, 741, 028 77
Premiums paid
14, 005, 517 33
12, 296, 416 77
11, 949, 020 71
10, 496, 257 00
10, 269, 955 50
Cash items
97, 383, 687 11 112, 995, 317 55
94, 877, 796 52
63, 896, 271 31
62, 768,119 19
Clear'g-house exch'gs
22, 532, 336 00
23, 527, 991 00 18, 450, 013 00
20, 003, 251 00 20, 673, 452 00
National bank notes
2, 392, 668 74
2, 224, 943 12
2,187,186 69
2, 283, 898 92
2, 309, 919 73
Fractional currency
22, 436, 761 04
21, 240, 945 23
32, 569, 969 26
22, 326, 207 27
33,365,863 58
Specie
82,604,791 00
80, 021, 946 00
Legal-tender notes... 102, 717, 563 00 101, 692, 930 00 103,108, 350 00
33, 670, 000 00
42, 825, 000 00
40,135, 000 00
47, 780, 000 00
U. S. cert'fs of deposit 37, 235, 000 00
21, 043, 084 36
20, 349, 950 15
91, 250 00
Dep. with U. S. Treas
Total




1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1,902,409,638 46

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Banks from October, 1863? to October, 1878—Continued.
18 7 2.
FEBRUARY 27.

APRIL 19.

JUNE 10.

OCTOBER 3.

DECEMBER 27.

1,814 b a n k s .

1,843 b a n k s .

1,853 b a n k s .

1,919 b a n k s .

1,940 banks.

Liabilities.

Capital stock

$464, 081, 744 00 $467, 924, 318 00 $470, 543, 301 00 $479, 629,174 00

Surplus fund
103, 787, 082 62
Undivided profits.... 43, 310, 344 46

104, 312, 525 81
46, 428, 590 90

105,181, 943 28
50, 234, 298 32

Nat'l bank circulation 321, 634, 675 00
State bank circulation
1, 830, 563 00

325, 305, 752 00
1, 763, 885 00

327, 092, 752 00 333, 495, 027 00
1, 567,143 00
1, 700, 935 00

110, 257, 516 45
46, 623, 784 50

$482, 606, 252 00
111,410,248 98
56, 762, 411 89
336, 289, 285 00
1, 511, 396 00

3,149,749 61

1,356, 934 48

Individual deposits . . 593, 645, 666 16
IT. S. deposits
7,114, 893 47
Dep'tsU.S.dis. officers
5, 024, 699 44

620, 775, 265 78 618, 801, 619 49 613, 290, 671 45
6, 355, 722 95
6, 993, 014 77
7, 853, 772 41
3, 416, 371 16
5, 463, 953 48
4, 563, 833 79

598,114, 679 26
7, 863, 894 93
5,136, 597 74

Due to national banks 128, 627, 494 44
Due to State banks . . 39, 025,165 44

120, 755, 565 86
35, 005,127 84

132, 804, 924 02
39, 878, 826 42

110, 047, 347 67
33, 789, 083 82

124,218, 392 83
34, 794, 963 37

4, 225, 622 04
5, 821, 551 76

4, 745,178 22
5, 942, 479 34

5, 549, 431 88
6, 040, 562 66

6, 545, 059 78
6, 946, 416 17

Dividends unpaid

Notes re-discounted..
Bills payable
Total

1, 451, 746 29

3, 818, 686 91
6, 062, 896 11

1, 561, 914 45

1, 454, 044 06

1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1, 773, 556, 532 43

18 7 3 .
FEBRUARY 28.

Surplus fund
Undivided profits

JUNE 13.

SEPTEMBER 12.

DECEMBER 26.

1,947 b a n k s .
Capital stock

APRIL 25.
1,962 b a n k s .

1,968 b a n k s .

1,976 b a n k s .

1,976 b a n k s .

$484, 551, 811 00 $487, 891, 251 00 $490,109, 801 00 $491, 072, 616 00
114, 681, 048 73
48, 578, 045 28

115, 805, 574 57
52, 415, 348 46

$490, 266, 611 00

116, 847, 454 62
55, 306,154 69

120, 314, 499 20
54, 515,131 76

120,961,267 91
58, 375,169 45

!N"at'l bank circulation 336, 292, 459 00 338,163, 864 00 338, 788, 504 00
State bank circulation
1, 368, 271 00
1, 280, 208 00
1, 224, 470 00

339, 081 799 00
1,188, 853 00

341, 320, 256 00
1,130, 585 00

Dividends unpaid

1, 465, 993 60

1, 462, 336 77

1,402, 547 89

1, 269, 474 74

Individual deposits . . 656,187, 551 61
U. S. deposits
7, 044, 848 34
Dep'tsU.S.dis.ofiicers
5, 835, 696 60

616, 848, 358 25
7, 880, 057 73
4, 425, 750 14

641,121, 775 27 622, 685, 563 29
8, 691, 001 95
7, 829, 327 73
6, 416, 275 10
8, 098, 560 13

540, 510, 602 78
7, 680, 375 26
4, 705, 593 36

Due to national banks 134, 231, 842 95
Due to State banks . . 38,124, 803 85

126, 631, 926 24
35, 036, 433 18

137, 856, 085 67
40, 741, 788 47

133, 672, 732 94
39, 298,148 14

114, 996, 666 54
36, 598, 076 29

5, 403, 043 38
7, 059,128 39

5, 515, 900 67
7, 215,157 04

5, 987, 512 36
5, 480, 554 09

3, 811, 487 89
7, 754,137 41

Notes re-discounted..
Bills payable
Total

5,117, 810 50
5, 672, 532 75

1, 400, 491 90

1,839.152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1, 729, 380, 303 61

18 7 4 .
FEBRUARY 27.

Surplus fund
Undivided profits

JUNE 26.

OCTOBER 2.

DECEMBER 31.

1,975 b a n k s .
Capital stock

MAY 1 .

1,978 b a n k s .

1,983 b a n k s .

2,004 b a n k s .

2,027 b a n k s .

$490, 859,101 00 $490, 077, 001 00 $491,003,711 00 $493, 765,121 00
123, 497, 347 20
50, 236, 919 88

Nat'l bank circulation 339, 602, 955 00
State bank circulation
1, 078, 988 00

125, 561, 081 23 126, 239, 308 41
54, 331, 713 13
58, 332, 965 71
340, 267, 649 00
1, 049, 286 00

$495, 802, 481 00

128, 958,106 84
51, 484, 437 32

130, 485, 641 37
51, 477, 629 33

338, 538, 743 00 333, 225, 298 00
1, 009, 021 00
964,567 00

331,193,159 00
860,417 00

1, 291, 055 63

2, 259,129 91

1, 242, 474 81

3, 516, 276 99

6, 088, 845 01

Individual deposits . . 595, 350, 334 90
7, 276, 959 87
U. S. deposits
5, 034, 624 46
Dep'ts U. S. dis. officers

649, 286,298 95
7, 994, 422 27
3, 297, 689 24

622, 863,154 44
7, 322, 830 85
3, 238, 639 20

669, 068, 995 88
7, 302,153 58
3, 927, 828 27

682, 846, 607 45
7,492,307 78
3, 579, 722 94

Due to national banks 138, 435, 388 39
Due to State banks . . 48,112, 223 40

135, 640, 418 24
48, 683, 924 34

143, 033, 822 25
50, 227,426 18

125,102, 049 93
50, 718, 007 87

129,188, 671 42
51, 629, 602 36

4, 581, 420 38
4, 772, 662 59

4, 436, 256 22
4, 352, 560 57

4,197, 372 25
4,950,727 51

6, 365, 652 97
5, 398, 900 83

Dividends unpaid

Notes re-discounted.
Bills payable
Total




3, 448, 828 92
4, 275, 002 51

1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1, 902, 409, 638 46

10

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
1875.
MARCH 1.

MAY 1.

JUNE 30.

OCTOBER 1.

DECEMBER 17.

2, 029 b a n k s .

2, 046 b a n k s .

2, 076 b a n k s .

2, 088 b a n k s .

2, 086 banks.

Resources.

Loans and discounts. $956,485, 939 35 $971, 835, 298 74 $972, 926, 532 14 $984, 691, 434 40 $962, 571, 807 70
Bonds for circulation 380, 682, 650 00 378, 026, 900 00 375,127, 900 00 370, 321, 700 00 363, 618,100 00
Bonds for deposits . . 14, 492, 200 00
14, 372, 200 00
14, 097, 200 00
14,147, 200 00
13, 981, 500 00
TJ. S. bonds on hand. 18, 062,150 00
14, 297, 650 00
13, 989, 950 00
12, 753, 000 00
16, 009, 550 00
Other stocks and b'ds 28, 268, 841 69
29,102,197 10
33, 505, 045 15
32, 010, 316 18
31, 657, 960 52
Due from res Ve ag'ts 89, 991,175 34
80, 620, 878 75
85, 701, 259 82
89, 788, 903 73
81, 462, 682 27
Due from nat'l banks. 44, 720, 394 11
46, 039, 597 57
47, 028, 769 18
48, 513, 388 86
44, 831, 891 48
Due from State banks 12, 724, 243 97
12, 094, 086 39
11, 963, 768 90
11,625,647 15
11, 895, 551 08
39, 430, 952 12
Real estate, &c
40, 312, 285 99
42, 366, 647 65
40, 969, 020 49
41, 583, 311 94
7, 790, 581 86
Current expenses
7, 706, 700 42
7, 841, 213 05
4, 992, 044 34
9, 218, 455 47
9, 006, 880 92
Premiums paid
8,434,453 14
8, 670, 091 18
8, 742, 393 83
9,442,801 54
11, 734, 762 42
Cash items
13,122,145 88
12, 758, 872 03
12, 433,100 43
11, 238, 720 72
Clear'ghouse exch'gs 81,127, 796 39 116,970,819 05
75,142, 863 45
88, 924, 025 93
67, 886, 967 04
Bills of other banks.. 18, 909, 397 00
19, 504, 640 00
18, 528, 837 00
24, 261, 961 00
17,166,190 00
3,008,592 12
Fractional currency.
2, 702, 326 44
2, 595, 631 78
2, 620, 504 26
2, 901, 023 10
16, 667,106 17
Specie
10, 620, 361 64
8, 050, 329 73
18, 959, 582 30
17, 070, 905 90
Legal-tender notes. . . 78, 508,170 00
84, 015, 928 00
76, 458, 734 00
87, 492, 895 00
70, 725, 077 00
TJ. S. cert'fs of deposit 37, 200, 000 00
38, 615, 000 00
48, 810, 000 00
47, 310, 000 00
31, 005, 000 00
Due from TJ. S. Treas. 21, 007, 919 76
21, 454, 422 29
19, 686, 960 30
19, 640, 785 52
L9, 202, 256 68
To^al

1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44

1 8 7 o.
MARCH 10.

MAY 12.

JUNE 30.

OCTOBER 2.

DECEMBER 22.

2, 091 b a n k s .

2, 089 b a n k s .

2, 091 b a n k s .

2, 089 b a n k s .

2, 082 b a n k s .

Loans and discounts. $950, 205, 555 62 $939, 895, 085 34 $933, 686, 530 45 $931, 304, 714 06 $929, 066, 408 42
Bonds for circulation. 354, 547, 750 00 344, 537, 350 00 339,141, 750 00 337,170, 400 00 336, 705, 300 00
14, 328, 000 00
14, 698, 000 00
14, 757, 000 00
14,128, 000 00
Bonds for deposits... 14, 216, 500 00
30, 842, 300 00
33,142,150 00
31, 937, 950 00
26, 577, 000 00
TJ. S. bonds on hand.. 25, 910, 650 00
34,445,157 16
31, 565, 914 50
30, 905,195 82 . 32, 482, 805 75
Other stocks and b'ds 30, 425, 430 43
1
87, 989 , 900 90
87, 326, 950 48
83, 789,174 65
86, 769, 083 97
Due from resVe ag'ts 99, 068, 360 35
47, 417, 029 03
47, 525, 089 98
44, 011, 664 97
44, 328, 609 46
Due from nat'l banks. 42, 341, 542 67
10, 989, 507 95
12, 061, 283 08
12, 415, 841 97
11,262,193 96
Due from State banks 11,180, 562 15
42, 722, 415 27
43,121, 942 01
43, 498, 445 49
42,183, 958 78
Real estate, &c
41, 937, 617 25
5, 025, 549 38
6, 987, 644 46
9, 818, 422 88
6, 820, 573 35
Current expenses
8,296,207 85
10, 621, 634 03
10,715,251 16
10, 811, 300 66
10, 414, 347 28
Premiums paid
10,946,713 15
11, 724, 592 67
12, 043,139 68
10, 658, 709 26
9, 693,186 37
Cash items
9, 517, 868 86
75, 328, 878 84
87, 870, 817 06
68, 027, 016 40
56, 806, 632 63
Clear'g-house exch'gs 58, 863,182 43
20, 398, 422 00
15, 910, 315 00
17, 521, 663 00
20, 347, 964 00
Bills of other b a n k s . . 18, 536, 502 00
1, 987, 897 44
1, 417, 203 66
1,146, 741 94
2, 771, 886 26
Fractional currency.
3, 215, 594 30
25, 218, 469 92
21, 360, 767 42
32, 999, 647 89
21, 714, 594 36
Specie
29, 077, 345 85
84,250,847 00
66, 221, 400 00
79, 858, 661 00 90, 836, 876 00
Legal-tender n o t e s . . . 76, 768, 446 00
27, 955, 000 00
29,170, 000 00
26, 095. 000 00
27, 380, 000 00
TJ. S. cert'fs of deposit 30, 805, 000 00
17, 063, 407 65
16, 743, 695 40
16, 359, 491 73
16, 911, 680 20
Due from TJ. S. Treas. 18, 479,112 79
Total

1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1,787,407,093 76

18 7 7.
JANUARY 20.

APRIL 14.

JUNE 22.

OCTOBER 1.

DECEMBER 28.

2, 083 b a n k s .

2, 073 b a n k s .

2, 078 b a n k s .

2, 080 b a n k s .

2, 074 b a n k s .

Loans and discounts. $920, 561, 018 65 $911, 946, 833 88 $901, 731,416 03 ^891, 920, 593 54 $881, 856, 744 87
Bonds for circulation. 337, 590, 700 00 339, 658,100 00 337, 754,100 00 336, 810, 950 00 343, 869, 550 00
15, 084, 000 00
14, 971, 000 00
Bonds for deposits... 14, 782, 000 00
14, 903, 000 00
13, 538, 000 00
32, 964, 250 00
32, 344, 050 00
TJ. S. bonds on hand. 31, 988, 650 00
30, 088, 700 00
28, 479, 800 00
32, 554, 594 44
35, 653, 755 29
Other stocks and b'ds 31, 819, 930 20
34, 435, 995 21
32,169, 491 03
84, 942, 718 41
82,132, 099 96
Due from res'veag'ts. 88, 698, 308 85
73, 284,133 12
75, 960, 087 27
42, 027, 778 81
44, 567, 303 63
Due from nat'l banks. 44, 844, 616 88
45, 217, 246 82
44,123, 924 97
11, 911, 437 36
11, 246,349 79
Due from State banks 13, 680, 990 81
11, 415, 761 60
11, 479, 945 65
44, 736, 549 09
44, 818, 722 07
Real estate, &c
45, 229, 983 25
45, 511, 932 25
43, 704, 335 47
7, 842, 296 86
7, 910, 864 84
Current expenses
6, 915, 792 50
8, 958, 903 60
4,131, 516 48
10, 494, 505 12
10, 320, 674 34
Premiums paid
9, 219,174 62
8, 841, 939 09
10, 991, 714 50
10, 410, 623 87
10, 099, 988 46
Cash items
11, 674, 587 50
10, 265, 059 49
10, 295, 404 19
85,159, 422 74
57, 861, 481 13
Clear'g-house exch'gs 81,117, 889 04
74, 525, 215 89
64, 664, 415 01
17, 942, 693 00
20,182, 948 00
Bills of other banks.. 18,418,727 00
15, 531, 467 00
20, 312, 692 00
1,114, 820 09
1, 055,123 61
Fractional currency.
900, 805 47
778, 084 78
1, 238, 228 08
27, 070, 037 78
21, 335, 996 06
Specie
22, 658, 820 31
32, 907, 750 70
49, 709, 267 55
72, 351, 573 00
78, 004, 386 00
Legal-tender notes... 72, 689, 710 00
66, 920, 684 00
70, 568, 248 00
32,100, 000 00
44, 430, 000 00
U. S. cert'fs of deposit 25, 470, 000 00
33, 410, 000 00
26, 515, 000 00
16, 291, 040 84
17, 932, 574 60
Due from TJ. S. Treas. 16, 441, 509 98
16, 021, 753 01
16, 493, 577 08
Total




1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79

REPORT OF THE COMPTROLLER OF THE CURRENCY.

11

Banks from October, Ig63? to October, 1878—Continued.
1875.

Capital stock

MAYl.

JUNE 30.

OCTOBER 1.

2,029 b a n k s .

Liabilities.

MAECH l r

2,046 b a n k s .

2,076 banks.

2,088 b a n k s .

$496, 272, 901 00 $498, 717,143 00 $501, 568, 563 50 $504, 829, 769 00

DECEMBER 17.
2,086 b a n k s .
$505,485, 865 00

Surplus fund
Undivided profits

131, 249, 079 47
51, 650, 243 62

131, 604, 608 66
55, 907, 619 95

133,169, 094 79
52,160,104 68

134, 356, 076 41
52, 964, 953 50

133, 085,422 30
59, 204, 957 81

Nat'l bant circulation
State bank circulation

324, 525, 349 00
824, 876 00

323, 321, 230 00
815, 229 00

318,148,406 00
786, 844 00

318, 350, 379 00
772, 348 00

314,979,451 00
752, 722 00

Dividends unpaid

1, 601, 255 48

2, 501, 742 39

6,105, 519 34

4, 003, 534 90

1, 353, 396 80

Individual deposits ..
X . S. deposits
T
Dep'ts U.S.dis. officers
Due to national banks
Due to State banks...

647, 735, 879 69
7, 971, 932 75
5, 330, 414 16

695, 347, 677 70
6, 797, 972 00
2, 766, 387 41

686, 478, 630 48
6, 714, 328 70
3, 459, 061 80

664, 579, 619 39
6,507,531 59
4, 271,195 19

618, 517, 245 74
6, 652, 556 67
4,232, 550 87

137, 735,121 44
55, 294, 663 84

127, 280, 034 02
53, 037, 582 89

138, 914, 828 39
55, 714, 055 18

129, 810, 681 60
49, 918, 530 95

119, 843, 665 44
47, 048,174 56

Notes re-discounted..
Bills payable

4, 841, 600 20
4, 786, 436 57

5, 671, 031 44
6, 079, 632 94

4, 261, 464 45
5, 758, 299 85

5, 254, 453 66
6, 590, 234 43

5, 257,160 61
7, 056, 583 64

Total

1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1, 823, 469, 752 44

18 7 6 .
MARCH 10.

Surplus fund
Undivided profits

JUNE 30.

OCTOBER 2.

2,091 b a n k s .
Capital stock

MAY 12.
2,089 b a n k s .

2,091 b a n k s .

2,089 b a n k s .

$504, 818, 666 00 $500, 982, 006 00 $500, 393, 796 00 $499, 802, 232 00

DECEMBER 22.
2,082 b a n k s .
$497,482, 016 00

133, 091, 739 50
51,177, 031 26

131, 795,199 94
49, 039, 278 75

131, 897,197 21
46, 609, 341 51

132, 202, 282 00
46, 445, 215 59

131, 390, 664 67
52, 327, 715 08

K a t ' l b a n k circulation 307, 476,155 00
State b a n k circulation
714, 539 00

300, 252, 085 00
667, 060 00

294, 444, 678 00
658, 938 00

291, 544, 020 00
628, 847 00

292, 011, 575 00
608, 548 00

Dividends unpaid

1, 405, 829 06

2, 325, 523 51

6,116, 679 30

3, 848, 705 64

1, 286, 540 28

Individual deposits . . 620, 674, 211 05
U . S. deposits
6, 606, 394 90
D e p ' t s U.S.dis.officers
4, 313, 915 45

612, 355, 096 59
8, 493, 878 18
2, 505, 273 30

641, 432, 886 08
7, 667, 722 97
3, 392, 939 48

651,385,210 19
7, 256, 801 42
3, 746, 781 58

619, 350, 223 06
6, 727,155 14
4, 749, 615 39

D u e to national b a n k s 139, 407, 880 06
D u e to State b a n k s . . . 54, 002,131 54

127, 880, 045 04
46, 706, 969 52

131, 702,164 87
51, 403, 995 59

131, 535 969 04
48, 250, 111 63

122, 351, 818 09
48, 685, 392 14

4, 653, 460 08
5, 650,126 87

3, 867, 622 24
6,173, 006 03

4, 464, 407 31
6,154, 784 21

4, 553,158 76
5, 882, 672 15

Notes re-discounted..
Bills payable
Total

4, 631, 882 57
6, 049, 566 31

1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1, 787, 407, 093 76

18 7 7.
JANUARY 20.

Surplus fund
Undivided profits

JUNE 22.

OCTOBER 1.

2,083 b a n k s .
Capital stock

APRIL 14.
2,073 b a n k s .

2,078 banks.

2,080 b a n k s .

$493, 634, 611 00 $489, 684, 645 00 $481, 044,771 00 $479, 467, 771 00

DECEMBER 28.
2,074 b a n k s .
$477,128, 771 00

130, 224,169 02
37,456, 530 32

127, 793, 320 52
45, 609, 418 27

124, 714, 072 93
50, 508, 351 70

122, 776,121 24
44, 572, 678 72

121, 618, 455 32
51, 530, 910 18

N a t ' l b a n k circulation 292, 851, 351 00
S t a t e b a n k circulation
581, 242 00

294, 710, 313 00
535, 963 00

290, 002, 057 00
521, 611 00

291, 874, 236 00
481, 738 00

299, 240, 475 00
470, 540 00

Dividends unpaid

2, 448, 909 70

1, 853, 974 79

1, 398,101 52

3, 623,703 43

1,404,178 34

Individual deposits . . 659, 891, 969 76
U. S. deposits
7, 234, 696 96
D e p ' t s U.S.dis.officers
3,108, 316 55

641, 772, 528 08
7, 584, 267 72
3, 076, 878 70

636, 267, 529 20
7,187, 431 67
3, 710,167 20

616, 403, 987 12
7, 972, 714 75
2, 376, 983 02

604, 512, 514 52
6, 529, 031 09
3, 780, 759 43

D u e to national b a n k s 130, 293, 566 36
D u e to State b a n k s . . . 49, 965, 770 27

125, 422, 444 43
48, 604, 820 09

121, 443, 601 23
48, 352, 583 90

115, 028, 954 38
46, 577, 439 88

115,773, 660 58
44, 807, 958 79

3, 985, 459 75
5, 969, 241 94

2, 953,128 58
6, 249, 426 88

3, 791, 219 47
6,137,116 83

4, 654, 784 51
5, 843,107 03

Notes re-discounted..
Bills payable

Total




4, 000, 063 82
6, 483, 320 92

1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 [1,737,295,145 79

12

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1 8 7

8.

Loans and discounts
Bonds for circulation
Bonds for deposits
U. S. bonds on hand
Other stocks and bonds
Due from reserve agents
Due from national banks
Due from State banks
Beal estate, furniture, &c
Current expenses
Premiums paid
Cash items
Clearing-house exchanges
Bills of other banks
Fractional currency
Specie
Legal.tender notes
U. S. certificates of deposit...
Due from U. S. Treasurer
Total




MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.

2,063 b a n k s .

Resources.

2,059 b a n k s .

2,056 b a n k s .

2,053 b a n k s .

$854, 750, 708
343, 871, 350
13, 329, 000
34, 881, 600
34, 674, 307
86, 016, 990
39, 692,105
11, 683, 050
45, 792, 363
7, 786, 572
7, 806, 252
10,107, 583
66, 498, 965
16, 250, 569
697, 398
54, 729, 558
64, 034, 972
20, 605, 000
16, 257, 608

87
00
00
00
21
78
87
17
73
42
00
76
23
00
86
02
00
00
98

1, 729, 465, 956 90

$847, 620, 392
345, 256, 350
19, 536, 000
33, 615, 700
34, 697, 320
71, 331, 219
40, 545, 522
12, 413, 579
45, 901, 536
7, 239, 365
7, 574, 255
10, 989, 440
95,525,134
18, 363, 335
661, 044
46, 023, 756
67, 245, 975
20, 995, 000
16, 364, 030

49
00
00
00
53
27
72
10
93
78
95
78
28
00
69
06
00
00
47

1, 741, 898, 959 05

$835, 078,133
347, 332,100
28, 371, 000
40. 479, 900
36, 694, 996
78, 875, 055
41, 897, 858
12, 232, 316
46,153, 409
4, 718, 618
7, 335, 454
11, 525, 376
87, 498, 287
17, 063, 576
610, 084
29, 251, 469
71, 643, 402
36, 905, 000
16, 798, 667

13
00
00
00
24
92
89
30
35
66
49
07
82
00
25
77
00
00
62

1, 750, 464, 706 51

$833,988,450
347, 556, 650
47, 936, 850
46, 785, 600
36, 859, 534
85, 083, 418
41, 492, 918
12, 314, 698
46, 702, 476
6, 272, 566
7,134, 735
10, 982, 432
82, 372, 537
16, 929, 721
515, 661
30, 688, 606
64, 428, 600
32, 690, 000
16, 543, 674

59
00
00
00
82
51
75
11
26
73
68
89
88
00
04
59
00
00
36

1, 767, 279,133 21

REPORT OF THE COMPTROLLER OF THE CURRENCY.

13

Banks from October. 1863, to October, 1878—Continued.
1 8 7 8.
Liabilities.

MARCH 15.
2,063 b a n k s .

MAY 1.

JUNE 29.

OCTOBER 1.

2,059 b a n k s .

2,056 b a n k s .

$473, 952, 541 00

$471, 971, 627 00

$470, 393, 366 00

$466,147,436 00

Surplus fund
Undivided profits
National bank circulation
State bank circulation

120, 870, 290 10
45, 040, 851 85

119, 231,126 13
43, 938, 961 98

118,178, 530 75
40, 482, 522 64

116, 897, 779 9?
40,936,213 58

300, 926, 284 00
439, 339 00

301, 884, 704 00
426, 504 00

299, 621, 059 00
417,808 00

301, 888, 092 00
413, 913 00

1, 207, 472 68

1, 930, 669 58

5,466, 350 52

3,118, 389 91

Individual deposits
TT. S. deposits
Deposits TJ. S. disburs'g officers

602, 882, 585 17
7, 243, 253 29
3, 004, 064 90

625, 479, 771 12
13, 811, 474 14
2, 392, 281 61

621, 632,160 06
22, 686, 619 67
2, 903, 531 99

620, 236,176 82
41, 654, 812 08
3, 342, 794 73

Due to national banks
Due to State banks

123, 239.448 50
43, 979; 239 39

109, 720, 396 70
44, 006, 551 05

117, 845, 495 88
43, 360, 527 86

122, 496, 513 92
42, 636, 703 42

2, 465, 390 79
4, 215,196 23

2, 834, 012 00
4, 270, 879 74

2, 453, 839 77
5, 022, 894 37

3, 007, 324 85
4, 502, 982 92

1, 729, 465, 956 90

1,741,898,959 05

1, 750, 464, 706 51

1, 767, 279,133 21

Capital stock

Notes re-discounted
IBills payable
Total




2,053 b a n k s .

ABSTEACT

EEPOETS OF THE CONDITION
OF

THE

NATIONAL BANKS
ON

DECEMBER 28, 1877, MARCH 15, M A T 1, J U K E 29, A ^ D OCTOBER 1, 1878.

Arranged by States, Territories, and Reserve Cities.

NOTE.—The abstract of each State is exclusive of any reserve city therein.




LIST OF STATES, TERRITORIES, AND RESERVE CITIES.
STATES AND TERRITORIES.
States and Territories.

Abstract. Reports.
Page.

34
36
50
50

Alabama
Arkansas
California
Colorado
Connecticut
Dakota
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota

.

22

54
26
28
34
32
54
42
40
46
48
36
34
18
28
20
42
46

485
496,

755
749
218
762
441
457
484
480
760
609
577
696
741
497
489
61
446
118
656
722

Abstract. Reports.
Page.

24
28
20
42
40
40
44
38

Albany
Baltimore .
Boston ...
Chicago ..
Cincinnati
Cleveland,
Detroit...
Louisville

Missouri
Montana
Nebraska
New Hampshire
New Jersey
New Mexico
New York
North Carolina..
Ohio
Oregon
Pennsylvania...
Rhode Island ...
South Carolina..
Tennessee
Texas
Utah
Vermont
Virginia
Washington. ...
West Virginia ..
Wisconsin
Wyoming

Cities.

Milwaukee ...
New Orleans..
New York
Philadelphia.
Pittsburgh....
San Francisco
Saint Louis ...
Washington .

NOTE.—For index of towns, see end of volume.

H. Ex. 3




B

Page.
46

733

54

761

48

745

18

86

24

340

52

758

22

246

32

471

38

522

50

754

24

363

20

197

32

476

38

513

36

492

52

759

18

102

30

460

56

764

30

466

44

683

' 56

763

CITIES.

Page.

246
446
121
016
530
533
661
503

Abstract. Reports.
Page.

Page.

RESERVE
Cities.

States and Territories.

Reports.

13

REPORT OF THE COMPTROLLER OF THE CURRENCYAbstract of reports since October 1? 1877,
MAINE.
DECKMHRIt 28.

MAUCH 15

JUNK 29.

MAY 1.

OCTOBER 1

Resources
72 banks
Loans and discounts $14, 770, 773 20
9, 499, 250 00
Bonds for circulation
170, 000 00
Bonds for deposits . .
231, 850 00
TJ. S. bonds on hand..
434, 243 90
Other stocks and b'ds
1,703,349 24
Due from res' ve a ir'ts
230, 620 21
Due from nat'l banks
12, 024 89
Due from State banks
322, 027 86
Real estate, &c
58, 840 98
Current expenses....
103.717 22
Premiums paid
'M
Cash items
'
Clear'g-house cvcli'°'s
384, 492 00
Bills of other banks..
7, 098 21
Fractional currency
03 841 •11
Specie
513,210 00
Legal-tender notes ..
5, 000 00
TJ. S. cert's of deposit
402, 919 21
Due from U.S. Treas

Total

29, 311, 037 70

72 banks.

72 banks

$14, 258, 071 39
9, 519, 250 00

$14, 387, 057 92

170, 000 00
222, 000 00

495, 502 08
2,031,123 57
193,
12,
327,
44,
89,
310

40 banks.

Total

15,822,512 0 3

01

308, 932
5,150
80 512
411,187
5, 000
437, 329

00
94
77

82

20
13
71
10

00
00

02

28, 929, 215 00

NEW

Loans and discounts $0, 755, 448 74
5, 755, 000 0 0
Bonds for circulation
337, 000 00
Bonds for deposits ..
85, 700 00
TJ. S» bonds on hand .
490, 423 81
Other stocks and b'ds
1, 098, 330 30
Due from res've a<>'ts
22, 885 08
Due fromnat'l banks
28, 151 3 8
Due from State banks
259, 388 1 1
Real estate, &c
54, 328 59
Current expenses
08, 952 94
Premiums paid
107, 101 59
Cash items
Clear'°'-house exeh'°\s
Bills of other banks..
283, 259 00
5, 929 57
Frac t i on a 1 enrre n cy
29, 853 75
Specie,
171, 007 00
Legal-tender notes ..
U S cert's of deposit
209, 025 57
Due fromU. S. Treas

305
440
958
703
343
084

9, 510, 250
170, 000
280, 050
443, 850
1, 830, 400
149, 291
7,840
330, 542
51,042
80, 090
231 330
304,
0,
110
388,
5,
444,

200
717
010
842
000
325

72 b a n k s .

72 b a n k s
01)
00
00
33

07
48
59
43
25
00
07
00

92
0 9

00
00

87

28, 804, 786 95

$14,171,
9, 510,
170,
298,
437,
1, 822,
210,
15,
327,
21,
02,
384

381
250
000
300
838
015
442
404
722
555
768
818

30
00
00
00
83
30

304, 001
0,141
120 487
428, 745
5, 000
438,154

00

59
34
95

01
19

49
1 '-*
00
00

57

28, 742, 340 58

$13, 559,
, 9, 016,
195,
380,
449,
2, 557,
234,
4,
330,
46,
53,
3°8

729
250
000
750
940
353
207
412
237
581
716
901

327, 012
5,154
135 952
423,100
5, 000
459,185

60
00
00
00

17
20
89

22
95

70
41
63

00
25
oq
00
00

85

29,112,497 26

HAMPSHIRE.

40 b a n k s .

40 b a n k s .

$0, 589, 081
5, 755, 000
302, 000
125, 550
517, 897
1, 078, 098
8, 930
42, 252
250, 070
45, 497
00, 000
123, 979

01

218,
4,
54,
148,

00
80

092
930
309
733

00
00
00

27
45
81
15

54
00
04
17

53
00

40 b a n k s .

$0,510,180
5, 755, 000
372, 000
125, 900
508,141
£i74, 926
50, 729
49, 245
254, 446
40,471
02, 955
104,778

41

271,077
4,171
02, 016
144, 995

00
00
00

75
30
70
50

20
54

$0, 490, 789
5,755,000
407,000
154,700
580,190
1,128, 049
37,284

40 b a n k s .
54
00
00
00
30
25
58

30,750 90

58
00

248,217
41, 001
55, 587
93 935

90
07
48
20

00
95
03
00

203,435
4, 927
65, 757
134, 850

00
92
00
00

$0, 547,108 78
5, 755, 000 0 0
475, 350 00
330, 350 00
001, 755 90
1, 040. 827 80
07, 897 55
21, 735 22
258,104 0 8
44, 920 70
57, 400 57
114 080 77
270,
4,
74,
139,

292
382
930
001

00
90
20
00

252, 025 57

200, 525 57

209, 725 57

203, 925 57

15, 040, 514 00

15,504,101 37

15, 713, 208 49

10, 007,189 88

VERMONT.
43 banks.

40 banks.

46 banks.

46 banks.

40 banks.

Loans and discounts $10,821,738 17 $10,499,660 26 $10, 550, 573 38 $10, 523, 226 18 $10, 320, 240 08
7,521,000 00
7, 949, 000 00
7, 030, 000 00
Bonds for circulation
7, 970, 000 00
7,901,000 00
50, 000 00
150, 000 00
50, 000 00
Bonds for deposits . .
50, 000 00
185, 000 00
630, 000 00
275, 000 00
080,900 00
TJ. S. bonds on hand..
389, 500 00
353,150 00
508, 507 10
530, 428 10
Other stocks and b'ds
492,457 50
588, 237 87
509, 105 99
930, 812 06
774, 369 13
Due from res've ag'ts.
1,123, 814 20
947, 051 15
982, 515 03
98, 485 54
81, 070 53
Due from nat'l banks.
103, 528 54
106, 547 59
132, 742 75
10, 028 50
Due from State banks
145 42
387 30
2, 753 19
355,715 23
352,544 02
315, 035 28
352, 310 08
355,839 15
Real estate, &o
25, 955 38
45, 714 00
33, 454 04
38, 310 13
Current expenses . . .
31, 877 13
30,943 90
53,252 14
51,054 57
48, 349 47
51, 098 05
Premiums paid
82,207 02
95,428 10
100,105 59
85, 513 40
78, 495 84
Cash items
.,„
Clear'»-house exch'gs
155, 310 00
193, 051 00
143, 949 00
142, 712 00
118, 257 00
Bills of other b a n k s . .
8, 293 50
9,125 12
0,392 05
5,125 44
4,448 01
Fractional ourrency
38, 242 84
58, 793 40
33,813 4fj
42, 358 33
84,404 56
Specie
320,107 00
315,003 00
303, 751 00
298, 027 00
310, 624 00
Legal-tender notes . .
TJ. S. cert's of deposit
352,513 94
332,343 94
341, 216 72
364,467 04
Due froiuU. S. Treas
358, 012 04
Total




22, 320, 737 03 j 21, 595, 714 45 i 21, 699,165 35

21, 992, 860 78

21, 839, 569 42

REPORT OP THE COMPTROLLER OF THE CURRENCY.

19

arranged by States and reserve cities.
MAINE.
DECEMBER 28.

MAIICII 15.

MAY 1.

JUNE 29.

OCTOBER 1.

72 b a n k s .

72 b a n k s .

72 b a n k s .

72 b a n k s .

72 banks.

Liabilities.
Capital stock

$10,760,000 00

$10, 760, 000 00

$10, 760, 000 00

$10,760,000 00

$10, 760, 000 00

Surplus fund
Undivided profits

2, 369, 908 83
1, 535, 326 50

2, 393, 038 75
1, 292,190 86

2, 392,188 20
1, 283, 539 10

2, 383, 676 98
1,127, 017 86

2, 389, 051 62
1,235,439 10

Nat'l bank circulation
State bank circulation

8, 035, 909 00
3, 923 00

8,126, 829 00
3, 397 00

8,215,229 00
3,397 00

8,176, 462 00
3, 395 00

8, 313, 222 00
3, 395 00

Dividends unpaid

77, 676 64

39, 449 95

46, 041 97

77, 632 20

301, 035 34

Individual deposits...
IT. S. deposits
Dep'ts U.S.dis.officers

5, 858,129 65
59, 666 29
54, 242 89

5, 796, 443 39
72, 519 40
30, 797 20

5, 600, 251 07
79, 256 17
42,440 16

5, 482, 489 65
68, 543 13
42, 503 80

5, 956,171 85
85,099 VI
43,537 94

Due to national banks
Due to State banks...

445, 368 57
24, 018 40

336, 259 73
23,165 31

268, 880 16
42,611 02

345,116 96
19. 335 96

195,247 52
40,191 47

Notes re-discounted..
Bills payable

115, 094 62
10, 000 00

36, 264 72
12, 267 73

34, 302 87
5, 000 00

32, 332 72
437 20

13, 405 00

29, 311, 037 70

28, 929, 215 06

28, 804, 786 95

28, 742, 346 58

29,112, 497 26

Total

NEW

HAMPSHIRE.

46 banks.

46 b a n k s .

46 b a n k s .

$5, 740, 000 00

$5, 740, 000 00

$5, 740, 000 00

$5, 740, 000 00

$5, 740, 000 00

Surplus tnnd
... .
Undivided profits

1, 010, 931 51
650, 454 40

1, 020, 710 85
553, 075 57

1, 014, 387 32
529, 403 84

1, 025, 314 79
508, 689 19

1, 030, 725 86
539, 280 02

Nat'l bank circulation
State bank circulation

4, 989,133 00
8, 874 00

5, 038, 712 00
7,803 00

5, 089, 573 00
7, 803 00

4, 994, 362 00
7, 787 00

5, 047, 940 00
7,717 00

Capital stock

46 b a n k s

46 b a n k s .

24, 020 64

20, 326 74

30, 862 24

86, 007 62

21, 802 04

Individual deposits. -.
II. S. deposits
Dep'ts U.S.dis.officers

2, 952, 769 77
114,079 50
134, 033 60

2, 759, 329 54
151, 480 98
152, 298 61

2, 810, 976 28
141, 917 47
34, 646 29

908, 996 66
185, 935 68
107, 308 15

3,165, 891 46
241,194 03
101, 963 70

Due to national banks
Due to State banks . .

149, 882 80
23,155 90

122, 990 90
53, 469 38

97, 327 80
48, 5U0 73

116, 709 31
7,108 83

96,170 00
41,150 29

Notes re-discounted .
Bills payable

17, 476 91
8,200 00

12, 616 49
13,700 00

18, 673 40

25, 049 26

33, 354 28

15, 822, 512 0 3

15, 646, 514 06

15, 564,161 37

15, 713, 268 49

16, 067,189 88

Dividends unpaid

Total

%

VERMONT.
46 b a n k s .

Capital stock

46 b a n k s .

46 b a n k s .

46 banks.

46 banks.

$8, 568, 700 00

$8, 568, 700 00

$8, 568, 700 00

$8, 568, 700 00

$8,466,000 00

Surplus fund
Undivided profits

2,124, 476 42
756, 574 88

2, 024, 657 21
567, 661 33

2, 056, 301 13
577,199 43

2, 051, 574 15
600, 998 77

2, 070, 470 24
534, 630 38

Nat'l bank circulation
State bank circulation

7, 000, 218 00
6,195 00

6, 663, 018 00
6,195 00

6, 759, 345 00
6,195 00

6, 928, 688 00
6,193 00

6, 939, 072 00
6,193 00

Dividends unpaid

27, 894 76

11, 419 59

11, 026 02

110,653 82

11,088 14

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

3, 545, 915 63
20, 371 68
8, 036 58

3, 587, 833 61
21, 703 03
4, 962 80

3,463, 569 32
25, 532 98
7, 362 77

3, 502,101 07
25, 734 69
4, 348 90

3, 589, 200 95
126, 397 64
7,160 55

Due to national banks
Due to State banks . .

35; 431 04
2, 600 26

23,673 65
121 93

57,137 21
52 94

92, 249 24
344 40

43,15G 52

Notes re-discounted..
Bills payable

3, 000 00
221, 322 78

115,768 30

366,743 55

101,274 74

22, 320, 737 03

21, 595, 714 45

21, 699,165 35

21, 992, 860 78

Total .




4, 000 00
42, 200 00
21, 839, 569 42

20

REPORT OF THE COMPTROLLER

OF THE

CURRENCY.

Abstract of reports since October 1? 1877, arranged
MASSACHUSETTS.
DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.

183 b a n k s .

183 b a n k s .

183 b a n k s .

182 b a n k s .

182 b a n k s .

Resources.
Loans and discounts $84, 648, 046 32 $62, 392, 215 89 $60, 902,100 47 $58, 870, 939 02 $58, 948, 073 69
40, 873, 900 00
40, 983, 900 00
40, 507, 900 00
40, 386, 800 00
40, 228, 800 00
Bonds for circulation
780,000 00
1,686, 750 00
533,000 00
453, 000 00
600, 000 00
Bonds for deposits ..
3, 885, 550 00
4,485,400 00
2, 815, 000 00
1,865,450 00
2, 260, 450 00
U. S. bonds on hand..
2, 731, 089 88
2, 840, 485 49
2, 481, 744 51
2,133, 531 49
Other stocks and b'ds
2, 376, 123 97
7, 052, 454 23
7, 754, 797 95
7, 643, 215 66
5, 872, 907 85
Due from res've ag'ts
7,150, 326 09
662, 234 80
702,167 20
675, 557 67
652, 538 73
Due from nat'l banks
820, 828 44
181, 866 87
158, 280 44
203. 222 38
55, 909 33
Due from State banks
131, 183 53
2,117, 815 11
2,163, 876 68
2, 080,116 41
2,038,017 14
Real estate, &c
2, 045, 716 30
259, 055 53
247. 410 18
222,364 32
442,104 66
Current expenses
585.416 71
517, 183 48
507,131 18
498, 891 43
633, 220 96
Premiums paid
581, 357 68
685, 758 72
809, 956 10
683, 707 20
591, 426 98
Cash items
722, 461 73
Clear'g-house exch'gs
Bills of other banks..
1, 204, 973 00
1, 0-"8, 599 00
975, 468 00
887,114 00
1,177, 380 00
Fractional currency .
27,469 04
35, 936 32
31,120 12
42, 822 44
44, 325 35
Specie
769, 933 38
802, 966 40
655,281 72
748,190 49
389, 807 99
Legal-tender notes ..
1,451,782 00
1, 467, 912 00
1,444,827 00
1, 400, 383 00
1, 640, 007 00
IT. S. cert's of deposit
265, 000 00
255, 000 00
290, 000 00
285, 000 00
315, 000 00
Due from IT. S. Treas
1, 950, 449 85
1, 8,81, 604 55
1, 905, 544 45
1,888,520 38
1, 973, 700 45
Total

125, 302, 234 25

125,157, 910 65

124, 748, 838 32

123,920, 088 93

126,957,836 18

CITY OF BOSTON.
55 banks.

55 b a n k s .

54 banks.

54 b a n k s .

54 b a n k s .

Loans and discounts. $96, 484, 726 57 $93, 598, 275 17 $92,818,065 91 $92, 795, 593 04 $91, 408, 097 03
29, 873, 500 00
29, 730, 500 00 29, 930, 500 00
30, 034, 500 00
30,144, 500 00
800, 000 00
150, 000 00
250, 000 00
2, 425, 000 00
5. 952, 300 00
Bonds for deposits . .
2, 681, 350 00
1, 970, 600 00
4, 545, 750 00
3, 859, 000 00
IT. S. bonds on hand.. 1, 932, 800 00
1, 344, 518 50
1,102, 759 07
1, 203,110 30
1, 292, 031 13
1, 534, 434 79
Other stocks and b'ds
8,186, 417 05
6, 784, 704 23
8, 230, 267 45
8, 048, 855 22
9, 768, 490 98
Due from res've ag'ts.
5, 004, 333 17
5, 389, 316 13
4, 772, 704 41
6. 507, 645 06
5,381,730 74
Due from nat'l banks.
365. 816 67
285, 275 41
229, 217 21
257, 871 74
257, 007 55
Due from State banks
3, 731, 302 42
3, 565, 615 06
3, 685, 268 23
3,757,813 37
3, 817, 483 99
Real estate, &c
161, 814 62
612, 546 03
1, 273, 348 13
369, 579 59
46, 077 67
Current expenses
481,608 90
708, 897 52
559, 214 74
558,710 53
561, 645 02
Premiums paid
338, 988 65
322,435 68
318, 371 49
438, 969 72
392, 813 69
Cash items
5,164,175 00
5, 249, 633 55
6, 044, 088 33
7,303,196 82
6, 560, 741 88
Clear'g-house exch'gs
1,022,881 00
1, 898, 287 00
1, 181,194 00
1, 267, 202 00
1, 365, 072 00
Bills of other banks..
11,561 49
12,518 32
12, 056 34
10, 939 65
8, 593 90
Fractional currency.
5,268,122 89
6, 090, 898 44
2, 814,102 47
3, 448, 609 15
Specie
'... 3, 743, 115 02
2, 343, 505 00
3, 340, 487 00
2,631,728 00
3, 730, 582 00
3, 612, 812 00
Legal-tender notes . .
775, 000 00
.2, 565, 000 00
1, 235, 000 00
2, 830, 000 00
2,195, 000 00
IT. S. cert's of deposit
1, 425, 655 50
1, 577, 708 50
1, 470, 919 00
1, 558, 157 00
1, 507, 539 00
Due from IT. S. Treas
Total

165, 456, 325 09

164, 686, 761 24

161,798,616 77

170, 546, 499 34

171, 821, 949 39

61 h a n k s .

61 b a n k s .

RHODE ISLAND.
61 b a n k s .

61 b a n k s .

61 banks.

Loans and discounts. $26. 042, 752 64 $25,189, 375 66 $25, 006, 536 58 $24, 520, 543 22 $24,144, 486 28
14, 320, 400 00
Bonds for circulation. 14, 245, 400 00 14,305 400 00
14, 451, 400 00
14, 484, 400 00
150, 000 00
Bonds for deposits . .
150, 000 00
150, 000 00
150,000 00
150,000 00
IT. S. bonds on hand..
906, 500 00
678, 000 00
811, 500 00
950, 000 00
1, 220, 550 00
Other stocks and b'ds
321, 520 85
346, 824 36
354, 095 85
312, 447 35
361, 793 35
Due from res've ag'ts
1, 662, 550 33
2,117, 678 15
1, 811, 495 91
2, 370, 896 33
2,093,616 65
Due from nat'l banks
546, 923 02
524, 524 50
418,166 63
391, 338 89
465, 595 30
Due from State banks
178,803 08
93, 596 13
97, 689 76
138, 925 08
107, 220 41
Real estate, &c
675, 979 18
670,314 10
667, 673 75
719, 610 54
732,637 01
Current expenses
136,106 95
135, 927 63
121, 876 43
71,364 96
113, 085 88
Premiums paid
115, 500 59
102,486 69
• 108,723 73
101, 310 73
120,094 14
Cash items
482, 392 88
585, 284 80
687,158 48
509, 875 89
462.423 80
Clear'g-house exch'gs
Bills of other banks..
306, 609 00
214, 384 00
562, 840 00
236, 464 00
266, 608 00
Fractional currency
12,121 22
11,303 26
11, 959 02
9,882 85
9, 709 21
Specie
97, 623 75
157, 665 57
164, 367 73
170,430 05
223, 944 01
Legal-tender notes . .
524, 967 00
408, 505 00
462, 984 00
409, 371 00
376, 627 00
IT S certs of deposit
Due from IT. S. Treas
659, 302 50
634, 302 50
646, 977 50
647, 977 50
668, 920 00
Total




47, 293, 412 47

46,149, 316 53

46, 352, 341 71

46,161, 838 39

46, 001, 711 04

REPORT OF THE COMPTROLLER OF THE CURRENCY.

21

by States and reserve cities—Continued.
MASSACHUSETTS.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

183 b a n k s .

Liabilities.

183 b a n k s .

183 b a n k s .

182 b a n k s .

$44, 347, 000 00

$44, 297, 000 00

$44, 297, 000 00

$44,197, 000 00

$44,165, 280 00

OCTOBER 1.
182 b a n k s .

13, 237, 871 81
4, 046,177 87

13,176, 617 08
4, 667, 504 56

13, 011, 505 52
3,121, 265 05

12, 832, 213 40
3, 478, 681 69

12,518,881 90
2, 926, 981 21

34, 650,199 00
9,495 00

35, 350, 743 00
9, 495 00

35, 788 001 00
9,493 00

35, 320, 657 00
9, 493 00

35, 782, 746 00
9, 490 00

88, 219 22

77,189 08

205, 940 75

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis. officers

26, 551, 322 42
291, 242 97
24, 693 62

25, 492, 649 54
262, 980 80
12,128 66

26, 260, 793 24
353, 921 39
3, 759 47

25,115, 332 50
539, 764 33
25, 296 16

Due to national banks
Due to State banks...

1, 498,156 78
126, 933 90

1, 275, 023 00
85,550 89

1, 046, 027 61
140, 407 47

1, 368, 921 69
97, 445 77

855, 416 59
99, 254 70

Notes re-discounted..
Bills payable
Total

188, 088 74
242, 832 92

144, 979 45
306, 049 59

257, 674 23
253, 049 59

173, 410 75
468, 016 67

76, 831 23
* 230,149 99

125,157, 910 65 124, 748, 838 32

123, 920, 088 93

126, 957, 836 18

125, 302, 234 25

293, 855 97

748, 715 81
27. 822, 202 48
1, 718, 890 47
2, 995 80

CITY OF BOSTON.
55 banks.

55 banks.
Capital stock

54 banks.

$52, 850, 000 00 $52, 350, 000 00 $52,125, 000 00

54 banks.
$51, 825, 000 00

54 banks.
$51,050,000 00

Surplus fund
Undivided profits

11, 538, 508 87
2, 729, 523 39

11, 214, 931 75
4, 053, 235 04

10, 717, 220 59
1, 855, 938 00

10, 494. 276 30
2, 810,116 62

10, 301, 059 74
1,583,759 10

Nat'l bank circulation
State bank circulation

24, 730, 078 00

25, 853, 724 00

26, 018, 640 00

25, 743, 612 00

25, 892, 794 00

45, 272 93

30, 064 43

93, 404 43

Individual deposits . .
IT. S. deposits
Dep'ts U.S.dis.officers

52,266,189 79
15, 790 21
7,821 65

50, 690,122 81
57,441 57
7, 009 29

48, 359, 617 25
688, 822 53
8, 239 07

53, 483, 643 53
2, 305, 725 24
7, 873 42

52, 791, 749 31
5, 957, 660 60
20, 270 83

Due to national banks
Due to State banks...

16, 613, 917 77
3, 629, 222 48

15, 977, 086 24
3, 600, 067 78

16, 995, 764 79
4, 225, 219 86

18, 627, 381 73
4, 221, 630 57

17. 968, 305 24
4,174, 993 78

1, 030, 000 00

23, 078 33
830,000 00

710, 750 25

970, 000 00

37, 536 98
1,108, 757 88

165, 456, 325 09 164, 686, 781 24 161, 798, 616 77 170, 546, 499 34

171, 821, 949 39

Dividends unpaid

Notes re-discounted
Bills payable
Total

57,239 93

935, 061 S3

RHODE ISLAND.
61 b a n k s .

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

61 b a n k s .

61 b a n k s .

61 b a n k s .

$20, 009, 800 00

$20, 009, 800 00

$20, 009, 800 00

$20, 009, 800 00

$20, 009, 800 00

3, 545, 093 80
1, 334, 976 02

3, 572, 688 64
1,333,532 61

3, 591, 649 44
1, 086, 231 98

3, 519, 078 42
1, 201, 561 40

12, 646, 437 00
9, 094 00

12,738,425 00
9, 094 00

12, 502,155 00
9, 094 00

12, 650, 739 00
8, 070 00

3, 642,186 78
1, 497, 601 57
12, 374, 994 00
9, 555 00
117, 071 29

131,199 92

121, 489 23

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

7, 542, 625- 03
59, 678 52
21, 817 49

Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable

1,133, 743 09
690, 939 63

870, 802 01
474, 870 33

653,843 35
840, 549 89

93, 400 07
100, 000 00

73, 920 78
50, 000 00

61 b a n k s .

360, 276 98

206, 467 53

6,911,658 13
60, 454 02
24, 495 81

6, 794, 412 Q9
70,161 94
22, 779 29

16, 000 00
50, 000 00

Total




47, 293, 412 47

6, 921, 242 54
53,765 57
28,114 56

46,149, 316 53

6, 915, 844 22
72, 908 47
8,166 30

46, 352, 341 71

958, 365 18
647, 657 85

46,161, 838 39

875,109 26
634,531 51

46, 001, 711 04

22

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1877, arranged
C ONNB CTI CUT.
DECEMBER 28.

MARCH 15.

MAY 1.

JUKE 29.

OCTOBER 1.

81 banks.

81 banks.

81 banks.

81 banks.

82 banks.

Ilesonrces.
Loans and discounts $33,912,922 04 $32, 363, 766 03 $32, 233, 058 36 $31, 709, 329 45 $30, 809, 436 65
20,119, 600 00
19, 960, 600 00
19, 940, 600 00
19, 790, 600 00
19,527,100 00
Bonds for circulation
280, 000 00
270, 000 00
285, 000 00
270, 000 00
270, 000 00
Bonds for deposits . .
1,809,500 00
2, 311, 350 00
1, 587, 850 00
2, 021, 650 00
1, 438, 250 00
TJ. S. bonds on hand..
1,145, 258 08
1, 144, 840 61
1, 284, 006 38
1,283,615 27
1,092,091 30
Other stocks and b'ds
3, 844, 638 43
5, 595, 531 42
4, 733, 833 25
4,116,026 29
4, 971,195 02
Due from res' vea^'ts.
2, 035, 874 01
1, 926, 193 58
1, 99(5, 8(50 57
2, 034,155 93
1, 762, 044 55
Due fromnat'l banks
149,351 65
198, 795 13
260, 105 05
127,277 09
Due from State banks
134,171 29
1, 542, 004 90
1, 578, 757 75
1, 45:5, 073 94
Real estate, &c
1,609,303 19
1, 583, 894 94
240, 948 33
191,477 79
285, 513 00
Current expenses
228, 480 74
104, 608 65
236, 250 37
226, 445 84
237, 002 81
Premiums paid
250, 916 10
240, 983 95
587,127 81
516,138 43
563, 976 70
Cash 1items
720, 027 35
679, 015 72
Clear a-bouse exch'^s
Bills of other banks..
799,927 00
732, 392 00
681, 410 00
452, 485 00
834, 508 00
Fractional currency
10, 951 18
18, 585 87
19, 852 91
18, 709 63
25, 042 20
Specie
409,103 87
416,574 67
419, 900 61
355, 539 83
184,991 13
Le^al-tendor notes ..
1, 229, 765 00
1,195, 057 00
1,168, 414 00
1, 048, 747 00
1,333,550 00
II. S. cert's of deposit
30, 000 00
30, 000 00
40, 000 00
85, 000 00
60, 000 00
Due from U. S. Treas
961, 204 75
918, 700 35
929, 572 00
898, 134 74
884, 927 15
Total

68, 514, 214 97 ; dS, 210, 805 19

NEW

Total

08, 047, 418 73

t>7, 955, 338 48

225 banks.

226 banks.

YORK.

225 banks.

226 b a n k s .

Loans and discounts $64, 695, 403 46
29, 683, 400 00
Bonds for circulation
995, 500 00
Bonds for deposits ..
2,592, 100 00
TJ. S. bonds on hand..
Other stocks and b'ds
2,889,917 47
Due from res've ag'ts.
9, 473, 540 42
Due fromnat'l banks
1, 906. 845 42
Due from State banks
540, 391) 32
ll«al estate, &o
'71l', 420 15
Current expenses
423,196 79
Premiums paid
Cash items
' 1, 393, 122 70
Clear'ijr-houseexeh'gs
Bills of other banks . j 1,189, 349 00
63, 953 77
Fractional currency J
426, 681 34
Specie
3, 566, 690 00
Leual-tender notes ..
385, 000 00
IT. S. cert's of deposit.
1, 374, 092 93
Due from U.S. Treas.

67, 299, 761 46

$61, 848, 572 59
29, 532, 900 00
945, 500 00
3, 204, 650 00
3, 234,154 04
10, 049, 544 54
2,068,129 04
001, 053 53
3, 35<°., 87G 90
527,488 11
371, 586 82
1, 213, 854 82

830,423 00
00, 704 13
090, 132 34
3,123, 053 00
345, 000 00
1, 386, 512 54

225 b a n k s .
$62, 954,481 21
29, 542, 900 00
975, 500 00
3, 420, 200 00
3, 341, 704 07
7, 204, 569 02
2,019,790 87
515,585 02
3, 153, 010 72
605, 359 81
388, 580 40
1, 706, 784 00
890, 414 00
52, 204 61
1, 025,064 90
3, 353, 485 00
340, 000 00
1, 357, 799 15

$62, 206, 208
29, 029, 000
975, 500
3, 524, 000
3, 356, 016
8, 297, 750
1, 889, 919
544, 012
3,182, 526
407, 000
371, 798
1, 441, 302

47 $60, 382, 873 60
00
29, 687, 000 00
00
1, 025, 500 00
00
4, 083, 900 00
93
3, 608, 581 37
46
7, 978, 917 34
94
1, 792, 039 34
01
475,493 75
83
3, 20S, 821 37
69
428, 842 40
47
331, 290 57
41
1, 326, 502 88

019, 446 00
44, 990 75
731,584 81
3, 379, 842 00
380, 000 00
1, 425,108 24

125, 459, 161 06 j 123, 492, 135 40 12?, 847, 432 78 122, 707, 286 01

CITY
47 banks.

OF N E W
47 banks.

774, 636 00
33, 964 54
820, 231 68
3, 264, 997 00
375, 000 00
1,399,227 46
121, 064, 419 30

YORK.
47 b a n k s

47 b a n k s

47 b a n k s .

Loans and discounts. $170,414,910 98 $168, 694, 271 15 $162,023,046 71 $164, 380, 449 2h $169, 716, 953 82
24, 400, 500 00
24, 300, 500 00
24,195,500 00
24, 054, 000 00
Bonds for circulation. 24,041,500 00
800, 00!) 00
0, 209, 000 00
12, 799, 000 00
830, 000 00
26, 715, 550 00
Bonds for deposits ..
9, 002, 750 00
7,911,050 00
8, 508, 500 00
12, 763, 350 0 0
11, 463, 900 0 0
XT. S. bonds on hand..
7, 483, 067 79
8, 279,148 01
9, 622,173 07
9,193, 663 65
8, 057, 685 32
Other stocks and b'ds
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
(ylear'jr-house exeh'<>s
Bills of other banks..
Fractional currency
Specie
Leual-teiider notes ..
TJ. S. cert's of deposit.
Due from U.S. Treas.
Total




13, 985, 608
2, 485, 857
9, 437, 234
2, 183, 783
1,682,218
1 591 748
49, 526, 584
1, 6^.), 078
83, 056
21, 074, 826
15, 470, 946
14, 590, 000
1,355,423

88

9, 992, 482 83
2,719,814 23
9, 423, 323 96
928,311 87
1,585,684 99
1 706 596 01
52, 048, 456 44
1, 510, 462 00
92, 253 58
37,432,017 44
11,967,287 00
9, 860, 000 0 0
1, 269,112 50

340, 928, 601 21

355, 535,109 95

87
(55
68
22
23
06

25
00
90
••><)
00
00

11,821,556
3,366,216
9, 490, 772
1,014,025
1, 002, 085
2 194 097
79. 220, 337
2,177,515
84, 948
28, 085, 732
16, 356, 388
11,415,000
1, 426, 908

40
84
22
66
70
2'^
00
00
33
06
00

00
00

377, 679, 527 27

12, 454, 285
3, 646, 869
9, 455, 000
394, 366
.1,484, 109
2 26 9 610
69, 419, 672
2, 449, 245
85, 995
13, 860, 205
21, 368, 416
23, 830, 000
1,661,352

87
68
21
40
32
(
)7
67
00
63
9,9

00
00
92

381, 982, 752 22

11,365,999
2,! 81, 296
9, 465, 819
995, 332
1,767,166
1 765 187
62, 454, 791
1, 560, 623
67, 702
13, 294, 602
14, 893, 468
21, 660, 000
1, 221, 207

73
75
80
78
79
M7

59
00
89
43
00

00
57

384, 778, 766 77

REPORT OF THE COMPTROLLER OF THE CURRENCY.

23

by States and reserve cities—Continued.
CONNECTICUT.
DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.

81 b a n k s .

81 b a n k s .

81 b a n k s .

81 b a n k s .

82 b a n k s .

$25, 448,120 00

$25, 448,120 00

$25, 448,120 00

Liabilities.

Capital stock
Surplus fund
Undivided profits
Kat'l l>ank circulation
State bank circulation

$25, 424, 620 00

$25, 504, 620 00

6, 274, 202 12
1, 886, 377 39

6, 329, 283 21
1, 413, 991 95

6, 315, 756 98
1, 559, 818 35

6, 270, 345 49
1, 066, 745 28

6,214,877 70
1, 311, 239 58

17, 037, 774 00
56,165 00

17, 356, 241 00
52, 827 00

17, 432, 952 00
48,178 00

17,121,803 00
47, 240 00

17, 470, 928 00
47, 019 00

92, 665 25

87, 594 05

115, 845 37

588, 993 67

103, 608 40

Individual deposits..
IT. S. deposits
Dep'ts U.S.dis. officers

15, 049, 371 14
105,183 85
9, 696 15

14, 673, 865 93
139, 929 81
5, 757 31

14, 848, 706 41
115,836 82
'
4,155 67

14, 546, 078 04
144,261 3 >
<
11, 732 76

15,741,172 32
121,447 91
23,434 58

Due to national banks
Due to State banks . .

2,132,425 70
355,158 44

2, 238, 220 27
409, 898 73

1, 059, 700 61
270, 933 22

2,218,654 23
539, 469 12

1, 082, 854 83
307, 286 20

32, 075 93
35, 000 00

20, 075 93
35, 000 00

44, 758 03
35, 000 00

32,475 78
35,000 00

21, 849 96
5, 000 00

68, 514, 214 97

68, 210, 805 19

67, 299, 761 46

Dividends unpaid

Notes re-discounted..
Bills payable
Total

NEW
226 banks.
Capital stock
Surplus fund
Undivided profits

225 b a n k s .

7, 749, 923 51
4, 421, 449 49

26, 267,107 00 26,115, 378 00
• 76, 861 00
74, 743 00
Dividends unpaid
j
72,199 J
74, 213 11
Individual deposits... j 46,340,211 28
46, 962, 474 41
U. S. deposits
!
403,374 03
Dep'ts U.S.dis. officers;
102, 450 21
450, 870 39
76, 327 63
D u e to national b a n k s
2, 989, 02n S4
2, J 96, 001 73
D u e to State b a n k s . . \
1, 182, 133 21
1,105,754 70

Total

315, 628 61
778, 558 40
125, 459,101 06

CITY
47 b a n k s .
Capital stock

225 b a n k s .

225 b a n k s .

$33, 689, 691 00 $33, 476, 031 00 $33, 401, 031 00 $33,351,031 00
7, 778, 096 43
5, 463, 824 17

67, 95'5, 338 48

YORK.

!N"at'l bank circulation
State bank circulation

Xot.es re-discounted..
Bills payable

68, 047, 418 73

148,978 99
639, 329 44

7, 744, 157 64
4, 639, 481 07
26,166, 077 00
74, 723 00

226 banks.
$33, 293, 691 00

7, 622, 524 90
4, 538, 689 25

7, 660, 665 17
4, 465, 500 96

25,912, 180 00
70, 951 00

20,166, 062 00
68, 931 00

103, 826 52

301,599 73

69, 084 00

46,174, 752 30
603, 001 91
81, 061 59

44, 850, 251 78
549, 467 82
93, 084 52

44,981,103 88
560,798 04
78,160 51

1, 825, 081 37
928, 053 26

2, 797, 880 82
1, 060, 187 42

1, 677, 090 85
993, 625 42

396, 410 73
709, 774 79

421, 741 07
1,137, 690 70

249, 640 12
797, 066 35

123, 492,135 40 | 122, 847, 432 78

122, 707, 286 01 | 121, 064, 419 30

OF N E W Y O R K .
47 b a n k s .

47 b a n k s .

47 b a n k s .

$56, 900, 000 00 $55, 900, 000 00 $oo, 900, 000 00 $55, 800, 000 00

47 b a n k s .
$53, 800, 000 00

S u r p l u s fund
Undivided profits

16,441,330 14
10, 381, 866 54

16, 234, 656 82
8, 305, 782 16

16, 071, 228 88
8,839,215 24

16, 097, 915 49
7, 721, 009 25

15,920,230 13
8, 659, 800 16

ISTat'l b a n k circulation
State bank circulation

20,112,856 00 •
77, 230 00

20, 284, 665 00
77,158 00

20, 379, 008 00
77,156 00

20,198,648 00
73,360 00

20, 025, 861 00
73,339 C
O

131, 383 46

412, 484 91

1,114, 450 76

Dividends unpaid

118, 521 63

Individual d e p o s i t s . . 160, 333, 699 63 163, 452, 980 32 189, 939, 804 50 185, 625, 384 91
298,874 07
413, 661 17
5, 513, 265 01 12, 891, 675 71
IT. S. deposits
149, 577 99
162,475 86
108, 506 77
D e p ' t s U.S.dis.officers
132, 044 06
D u e to national b a n k s
D u e to State b a n k s . . .
Xotes re-discounted
Bills payable
Total




59, 817, 740 89
22/296, 904 32

69, 428,129 57
21,120, 217 59
24, 000 00

346, 928, 601 21 355, 535,109 95

190, 704 89
172,411,668 91
26, 090, 296 84
131, 225 18

58, 828, 691 65
21, 602,166 33

61,741,746 83
20, 578, 517 21

8, 000 00

8, 000 00

8, 000 00

377, 679, 527 27 381, 982, 752 22

384, 778, 766 77

68,125,941 13
19, 311, 699 48

24

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 17 1877? arranged
CITY

OF A L B A N Y .

Loans and discounts
Bonds for circulation
Bonds for deposits . IT. S. bonds on hand..
Other stocks and b'ds
Due from res' ve ag' ts.
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid..'
Cash items
Clear'g-house exeh'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
XT. S. cert's of deposit.
Due from U. S. Treas
Total

DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.

7 banks.

Resources.

7 banks.

7 banks.

7 banks.

7 banks.

$6, 236, 642 31
1, 810, 000 00
100, 000 00
1, 571, 750 00
292, 599 21
1, 720, 335 13
559, 947 66
217,695 29
341, 884 05
7,649 96
254, 416 88
164, 327 22
69,291 48
124, 259 00
3, 683 96
50,130 67
510,411 00
475, 000 00
86,912 80

$5, 763, 654 72
1, 810, 000 00
100,000 00
671,600 00
287,990 97
2, 432, 864 01
742, 755 6G
289,119 06
331, 784 05
2, 383 32
143, 092 48
148, 975 62
56,733 22
109, 010 00
3,021 37
120, 732 13
462,124 00
425,000 00
88, 687 0G

$6, 401, 856 12
1, 810, 000 00
100, 000 00
670, 750 00
287, 990 97
2, 505, 425 70
640, 454 95
264, 614 93
331, 784 05
4, 951 13
143, 092 48
201,332 44
127, 959 61
125,160 00
3, 252 55
154, 294 33
421,427 00
475, 000 00
84, 880 76

$5,807,174 16
1,810,000 00
100,000 00
1,171,150 00
233,481 62
1, 763, 909 46
518,701 89
195,501 m
331,682 63
175, 359 98
189, 348 69
113, 205 12
100, 453 00
4, 035 90
166, 556 11
434, 015 00
470,000 00
72,168 86

$5, 492, 689 98
1,860,000 00
595,000 00
1,555,250 00
232, 505 62
1, 680, 391 35
474, 082 43
129,481 67
331,682 63
3,700 00
168, 784 41
169,654 68
111,038 71
82,123 00
3, 234 66
209, 684 65
419,290 00
430,000 00
81,967 26

14, 596, 939 62

13, 989, 527 67

14, 754, 227 02

13, 656, 744 28

14, 030, 561 05

NEW JERSEY.
69 banks.
Loans and discounts. $23, 933, 147 90
Bonds for circulation. 12, 589, 350 00
Bonds for deposits . .
250, 000 00
IT. S. bonds on h a n d . .
323, 600 00
Other stocks and b'ds
574, 535 16
D u e from res've ag'ts
5, 489, 153 76
D u e from n a t ' l b a n k s
1, 388, 256 69
Due from State b a n k s
236, 779 94
1, 985, 32 56
Heal estate, &c
314 495 90
Current expenses
265, 784 90
P r e m i u m s paid
597, 386 84
Cash items
Clear'g-house exch'gs
559, 388 00
Bills of other b a n k s . .
20,386 18
Fractional currency .
253, 410 38
Specie
1,663,062 00
Legal-tender notes . .
120, 000 00
IT. S. cert's of deposit.
599, 563 16
D u e from U. S. Treas

Total

69 banks.
£22, 559,764
12, 701,350
250, 000
828, 950
584, 675
5, 747,259
1, 068,664
230, 721
2, 003,203
180, 361
233, 210
563, 389

69 banks.

69 banks.

68 b a n k s .

71 $22, 840, 238 18 $22, 446,645 91
00 12, 791, 350 00 12,881, 350 00
00
250, 000 00
250, 000 00
00
919,900 00
896, 550 00
44
652,607 91
612, 591 44
49
4, 336, 356 51 5, 298,709 49
56
903,183 13
1, 026,771 54
50
177, 878 30
249, 590 68
13
1, 953, 346 43 1, 929,333 30
55
200,361 03
133, 913 78
91
186, 757 20
165, 482 85
54
021,431 23
732, 300 76

430,159 00
19,504 57
349,922 16
1,775,184 00
110,000 00
617, 763 16

542, 820 00
15,866 32
406, 021 56
1, 820, 485 00
110, 000 00
589, 972 74

51,164, 033 37 I 50, 254, 083 72 49, 318, 575 54

593,184
15, 264
441, 213
1, 647, 739
110, 000
644, 655

$22, 572, 215
12, 785, 350
393, 000
1, 009, 550
659, 433
5, 900, 434
1,147, 749
' 224, 200
1, 965, 124
177, 631
164, 530
591, 907

00 I
84
93
00
00
01

56
00
00
00
87
70
29
47
51
92
21
34

514,099 00
12/931 91
472,880 85
.,689,088 00
110,000 00
610,535 01

50, 075, 296 53

51, 060, 662 64

180 b a n k s .

181 b a n k s .

PENNSYLVANIA.
179 banks.
Loans and discounts $47, 278, 501 79
25, 902, 600 00
Bonds for circulation
580, 000 00
Bonds for deposits . .
IT. S. bonds on h a n d . .
1, 423, 950 00
Other stocks and b'ds
2, 963, 752 45
D u e from res've ag'ts
4, 524, 905 95
D u e from n a t ' l b a n k s
1,665, 332 88
D u e from State b a n k s
801, 900 00
2,873, 091 97
Keal estate, &c
333, 756 48
Current expenses
551, 523 50
P r e m i u m s paid
498, 086 44
Cash items
Clear' r g-house exch'gs
1, 060, 528 00
Bills of other b a n k s . .
83, 382 39
Fractional currency .
410, 719 52
Specie
3, 783, 400 00
Legal-tender notes . .
100,000 00
IT. S. cert's of deposit
1,169,193 85
D u e from IT. S. Treas
Total




179 banks.

179 banks.

$46, 037, 905 96 $46, 665, 841 75
26,037,600 00
26,114, 500 00
580, 000 00
580, 000 00
1, 283, 600 00
1, 417, 950 00
2, 972, 574 65
3, 032, 087 34
5, 499, 790 15
3, 848, 023 50
1, 754,150 12
1, 632, 379 93
832,471 34
838, 862 47
2, 909, 965 70
2, 930, 799 94
465,519 36
587, 090 88
494, 352 07
501,159 11
557,796 27
505, 808 23

$44,629, 193
26,196, 950
580, 000
1, 746, 550
3, 063, 773
4,144, 244
1, 583, 321
910, 437
2, 864, 816
327, 595
440, 159
559, 279

69
00
00
00
69
07
81
84
11
46
35
98

$43, 567, 085 32
26, 396, 950 00
605, 000 00
2, 016, 400 00
3, 225, 212 79
4, 324, 795 52
. 1, 504, 469 51
854,567 15
2,978,277 24
493,272 04
428,878 85
567,493 06

767,601 00
70, 599 04
468, 904 87
3, 570, 466 00
100, 000 00
' 1,188, 918 78

857, 676 00
61,904 41
617,386 81
3, 930, 952 00
130,000 00
1, 208, 625 44

943,958 00
58, 980 72
701,637 77
3, 490, 604 00
105, 000 00
1,185, 960 92

765,338 00
50, 866 70
889,987 18
3, 329, 432 00
95, 000 00
1, 205,193 83

96, 004, 625 22 j 95, 592, 215 31

95, 461, 047 81

93, 532, 463 41

93,298,219 19

REPORT OF THE COMPTROLLER OF THE CURRENCY.

25

by States and reserve cities—Continued.
CITY OF ALBANY.
Liabilities.

DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.
7 banks.

7 banks.

7 banks.

7 banks.

7 banks.

$2, 000, 000 00

$2, 000, 000 00

$2, 000, 000 00

$2, 000, 000 00

$2, 000, 000 00

Surplus fund
Undivided j)rofits

1, 470. 000 00
338,108 52

1, 445, 000 00
224, 280 16

1, 445, 000 00
214,678 80

1, 445, 000 00
239,221 54

1, 445, 000 00
199,983 76

Nat'l bank circulation
State bank circulation

1, 510, 440 00
9,189 00

1, 606, 690 00

1, 602, 390 00

1, 575, 640 00

1, 602, 460 00

Capital stock

Dividends unpaid
Individual deposits..
U. S. deposits
Dep'ts tf.S.dis. officers
Due to national banks
Due to State banks ..
Notes re-discounted
Bills payable
Total

15, 086 50

980 00

13,194 50

21,010 50

17, 819 50

5, 801, 824 78
55,171 37
10, 963 70

5, 812, 713 52
59, 696 56
5, 542 46

6, 804, 724 07
57, 558 59
5, 265 70

5, 592, 709 94
55, 583 04
11, 983 84

5, 576, 793 12
551,938 87
14, 910 88

2, 078, 797 48
607, 358 29

2,135, 749 97
698, 875 00

1, 908, 859 84
702, 555 52

2, 027, 588 77
688, 006 65

2, 062, 841 90
558, 813 02

13,989,527 67

14, 754, 227 02

13, 656, 744 28

14, 030, 561 05

700, 000 00
14, 596, 939 62

NEW

JERSEY.

69 banks.
Capital stock
Surplus fund
Undivided profits
N a t ' l b a n k circulation
State b a n k circulation

69 b a n k s .

69 b a n k s .

69 b a n k s .

$14 203 350 00

$14 183 350 00

$14 183 350 00

$14 183 350 00

$14 033 350 00

3, 843, 527 77
1, 987, 586 42

3, 815, 357 17
1, 558, 605 19

3, 670, 908 65
1, 568, 415 13

3, 649, 895 85
1, 407, 772 78

3, 703, 422 53
1, 375, 280 80

11,196, 836 00
32, 865 00

11, 256, 011 00
32, 815 00

11, 325, 673 00
32, 807 00

11, 318, 806 00
32, 792 00

11, 278, 693 00
32, 454 00

68 b a n k s .

34, 379 90

47, 587 57

50, 750 10

272, 968 16

83, 460 68

Individual d e p o s i t s . . .
XT. S. deposits
D e p ' t s U.S.dis.oflicers

17, 534, 296 48
124, 680 52
11, 205 35

17, 503, 055 96
141, 600 69
5, 051 37

16,761,324 96
172, 2fi8 04
6,765 31

17,421,454 07
144, 248 10
TO, 685 29

18, 584, 261 36
284, 097 62
6,146 79

Duo to national b a n k s
D u e to State b a n k s . .

1,789, 019 99
179, 570 38

1 369, 554 95
209, 776 76

1, 229, 006 23
103, 613 53

1,323,399 50
155, 090 96

1, 357, 944 94
191, 701 22

Notes re-discounted..
Bills payable

133, 015 56
93, 700 00

79, 618 06
51, 700 00

80, 215 09
73, 478 50

76, 990 82
77, 843 00

48,149 70
81, 700 00

51,164, 033 37

50 254, 083 72

49, 318, 575 54

50, 075, 296 33

51, 060, 662 64

Dividends unpaid

Total

PENNSYLVANIA.
179 banks.

Capital stock
Surplus fund
Undivided profits
Natl bank circulation
State bank circulation
Dividends unpaid

179 banks.

179 banks.

180 b a n k s .

$28, 559, 340 00

$28, 509, 340 00

$28, 509, 740 00

$28,464, 840 00

$28, 469, 840 00

7, 674, 949 42
2, 086, 376 21

7, 687, 364 00
2, 022, 587 92

7, 697, 713 96
2, 335, 061 07

7, 554, 643 21
1, 690, 403 07

7, 473, 378 78
2, 092, 043 76*

22, 933, 611 00
40, 930 00

•23, 080, 874 00
40, 894 00

23, 064, 567 00
40, 779 00

22,864,743 00
40, 717 00

23, 050, 078 00
40, 543 00

181 banks.

121, 279 25

86, 385 30

196, 018 50

85, 687 85

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

31,801,335 31
290, 673 29
20, 771 41

31,935,108 08
293, 448 34
8, 495 23

31, 521, 014 35
380,061 55
15,167 34

30,158,759 53
344, 406 39
19,138 63

30, 378, 289 63
370, 222 88
11,901 61

Due to national banks
Due to State banks...

1, 879, 709 27
348, 482 30

1, 388, 774 32
310, 649 29

1, 236, 527 23
270,123 79

1,671,977 29
299, 829 93

1, 031, 724 14
174, 499 98

Notes re-discounted..
Bills payable

182, 077 76
65, 090 00

169, 049 73
59,245 10

191,798 52
103, 000 00

123, 939 26
103, 047 60

53, 009 56
67, 000 00

96, 004, 625 22

95, 592, 215 31

95, 461, 047 81

93, 532, 463 41

93,298,219 19

Total




95, 494 00

26

REPORT OF TUP] COMPTROLLER OP THE CURRENCY.
Abstract of reports since October 1 ? 1877, arranged
CITY OF PHILADELPHIA.
DECRMBK-R 2 8 .

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.

31 banks.

Ke#ources.

31 b a n k s .

31 banks.

31 banks.

31 banks.

Loans and discounts. $44,120, 740 38
Bonds for circulation. 13, 063, 700 00
Bonds for deposits ..
250, 000 00
TJ. S. bonds on hand.. 1,602,400 00
Other stocks and b'ds 1,900,141 02
Due from res'vea^'ts
3, 791, 832 96
Due fromnat'l banks
2, 610, 182 21
Due from State banks
533,420 08
Heal estate, &<;
2, 610, 885 94
Current expens-es
205, 8'<i6 12
"Premiums paid
429, 369 30
Cash items
326, 577 75
Clear' «i-house exeh'gs 4, 599, 543 23
Bills of other banks.. 1,329, 019 00
"Fractional currency
42, 963 97
Specie
1,703,842 16
Le^al-tender notes .. 5, 280, 970 00
TJ. S. cert's ofdeposit 3, 880, 000 00
Due fi'om U. S. Treas • 663,233 03
Total

88,950,657 15

CITY
22 banks

$43, 236, 694
13, 163, 700
250, 000
1, 859, 400
1,980,316
4,116, 320
2, 297, 617
482, 859
2,634,126
487, 647
417, 610
269, 207
3, 926, 073
781, 533
30, 744
2,451,061
4, 597, 827
3, 655, 000
635, 290

36
00
00
00
71
04
89
69
00
44
09
92
81
00
67
19
00
00
21

87, 273, 030 02 ; 87, 857, 904 32

»...

22 b a n k s

33, 919, 991 64

88, 493, 028 61

90,527,950 14

OF PITTSBURGH.
22 b a n k s .

Loans and discounts. $18, 798, 959 33 $18, 078, 819 91
6,154, 500 00
Bonds for circulation
6,104, 500 00
200, 000 00
Bonds for deposits...
200, 000 00
00
561,150 00
U. S. bonds on hand..
554, 050
616, 059 50
Other stocks and b'ds
589, 390 29
1, 939, 376 15
Due from res've a^'ts
1, 587, 225 04
535, 123 04
Due from uat'l banks
565. 490 43
249, 009 70
188, 156 4 9
Due from State banks
.1, 347, 486 01
1, 349, 923 4 3
Heal estate, &c
106, 876 84
144, 706 39
Current expenses....
149, 627 83
106, 991 98
Premiums paid
136, 975 20
121, 825 82
Cash items
473, 689 92
402, 624 3 3
Clear'ji-house exch'^a
417,332 00
246, 261 00
Bills of other banks"..
25, 347 09
17,162 93
^Fractional currency
105, 987 07
147, 491 71
Specie
2,115,735 00
1, 958, 575 00
Le^al-tender notes . .
100, 000 00
100, 000 00
XT. S. cert's ofdeposit.
292, 309 89
30U, 533 99
Due froniU. S. Treas
Total

$42, 601, 378 45 $40,866,719 61 $42,099,481 19
13, 263, 700 00
13, 553, 700 00 13, 703, 700 00
250, 000 00
250, 000 00
250, 000 00
2, 187, 400 00
2, 681, 400 00
2. 780, 450 00
1, 833, 434 00
1,713,415 09
1, 704, 513 05
3, 219, 302 84
3, 966, 378 04
4, 826, 938 02
2, 797, 924 82
2, 522, 763 20
2,553,683 51
497, 228 83
437, 648 25
499, 201 62
2, 642, 540 38
2,643,401 30
2, 649, 985 13
505, 805 86
240, 670 72
565, 279 (J8
431, 938 27
442, 119 39
398, 468 93
331, 446 32
431,464 54
404, 555 69
5, 082, 987 23
5, 439, 031 93
6,709,347 32
1, 084, 310 00
939, 349 00
775,103 00
28,413 19
28, 366 21
23,339 61
2, 265, 500 72
2,018,094 32
2, 265, 692 38
4, 285, 085 00
4, 863, 700 00
3, 764, 554 00
3, 880, 000 00
4, 800, 000 00
3, 910, 000 00
669, 508 41
654, 807 01
643, 657 01

33,169, 281 70

$17, 961, 250
6, 154, 500
200, 000
563, 800
599, 609
1, 067, 949
43ti, 233
241, 168
1, 366,109
149, 693
102, 476
118,280
498,105
482, 852
16, 900
220, 704
2, 111, 256
100, 000
296, 568

22 b a n k s
64
00
00
00
50
92
79
85
37
86

91
99
91
00

63
30
00

$17, 497, 344
6, 354, 500
24)0, 000
587, 200
581,174
1, 315, 426
581, 657
183, 103
1, 356, 873
112, 006
107, 758
119, 488
514, 911
244, 609
14,112
244, 875
1, 704, 234

22 b a n k s .
17
00

00
00

50
43
18
52
55
38
46
01
72
00
60

42
00

$16, 670, 959
6, 454, 500
304, 500
678, 500
586, 335
1,712,972
599, 800
208, 257
1, 471,113
158, 499
89, 360
109, 562
584,142
438,121
14,192
371, 528
2,106, 492

08
00
00
00

33
90

12
11

67
99
40
23
99
00
90

16
00

00
60

304, 111 81

306, 053 10

32, 687, 461 27

32, 023, 386 75

32, 862, 890 98

DELAWARE.
13 banks.
Loans and discounts
Bonds for circulation.
Bonds for deposits ..
TT. S. bonds on bund..
Other stocks and b'ds
Due from res' ve ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums ipAi'l
Cash items
Clear' <r-house exch'gs
Bills of other banks -.
^Fractional currency .
Specie
Leoal-tender notes ..
V, S. cert's ofdeposit
Due from U.S. Treas.
Total




$2. 797, 063
1, 534, 200
60, 000
14,150
177, 309
429, 242
129, 247
88, 089
154, 329
23, 818
24,719
44, 338
75,
2,
18,
160,
40,
70,

932
728
900
266
000
023

80
00
00
00

06
78
59

53
42
42

ro
>

21
00

11
86
00
00

40

5, 844, 358 74

14 banks.

13 b a n k s .

14 banks.
$2, 999, 017 70
1, 600, 200 00
60, 000 00
100 0 0
168,148 77
331, 884 44
113, 040 45
68, 304 19
189, 616 67
25, 956 19
20, 538 25
62, 943 49

$2, 846, 784
1, 534, 200
60, 000
24,150
162, 295
354,707
133, 145
61,175
167, 811
14, 999
18, 697
53, 791

99
00
00
00
40
85
09
77
20
56
00
67

$3, 004,179 95
1, 600, 200 00
60, 000 00
10,150 00
163, 292 71
276, 517 49
143, 811 79
62, 033 02
189, 673 51
22,122 44
21, 200 75
48, 830 92

41. 507
1, 786
28, 984
171,870
40, 000
68, 623

00
76
35
00
00
75

68,100
3, 017
35. 666
157, 983
40, 000
72, 643

5, 784, 530 39

00
82
86
00
00
50

5, 979, 423 76

71,
2,
41,
148,
40,
74,

652
257
429
354
000
793

00
80
39
00

00
75

6, 018, 237 09

14 b a n k s
$3, 028,473 86
1, 613, 200 00
60, 000 00
19, 900 00
167, 863 37
435, 258 04
141, 887 34
43, 497 83
189,101 22
22, 378 20
18,326 63
73, 350 97
76,
2,
70,
172,
40,
71,

006
224
094
439
000
893

00
15
34
00

00
75

6, 245, 894 70

REPORT OF THE COMPTROLLER OF THE CURRENCY.

27

by States and reserve cities—Continued.
CITY

OF P H I L A D E L P H I A .

DECKMIJEIt i>8.

MARCH 15.

JUNE 29.

MAY 1 .

OCTOBER 1.

Liabilities.
31 b a n k s .
Capital stock

$16, 843, 000 00

3 1 banks.

31 batiks.

no

$16, 843, 000 00

$16, 843. 000 00

$16, 843, 000 00

31 banks.
.$16 843, 000

31 b a n k s .

Surplus fund
Undivided profits....

7, 471, 730 68
1, 211, 010 99

7, 423,013 82
1, 554, 507 78

7 326,176 40
i,848, 508 48

7. 315, 970 51
1, 236, 028 53

7, 313, 099 53
1, 614, 485 51

Nat'l bank circulation
State bank circulation

11, 371, 263 00
21, 142 00

11, 482, 729 00
21,136 00

n, 592, 336 00

11, 402, 760 00
13, 706 00

11,730, 429 00
13, 760 01)

13, 771 00

55, 979 85

38, 276 25

34, 270 05

51, 897 10

41,972 10

Individual deposits .
IT. S. deposits
Dep'ts U.S.dis.officers

43, 326, 821 77
202, 937 72

39, 974, 333 44
185, 712 61

41, 279, 507.83
218, 877 41

42,412,536 24
217,130 94

42,795, 881
197, 946 66

Due to national banks
Due to Stale banks.. -

6, 441 645 16
1,920 125 98

080, 783 23
2 594, 537 89

6 670, 481 37
1 955, 975 78

7, 063, 348 03
1, 861, 591 26

7, 888, 615 63
2, 028, 760 40

85, 000 00

15, 000 00
60, 000 00

15,000 00
60, 000 00

15, 000 00
60, 000 00

60, 000 00

88, 950 657 15

87 273, 030 02

87 857, 904 32

88, 493, 028 61

90, 527, 950 14

Dividends unpaid

Blils payable
Total

CITY OF PITTSBURGH.
22 banks.
Capital s*tock

$10 350,000 00

22 b a n k s .

22 banks.
$10,350,000

on

$10, 350, 000

22 b a n k s .

22 b a n k s .

no

$10, 350, 000 00

$10 350 000 0f>

Surplus fund
Undivided profits . . .

3, 065, 908 49
697, 395 38

3, 026, 407 56
569, 000 60

3, 031, 943
581, 830 88

3, 019, 328 57
474,760 06

3, 036, 929 35
490, 505 82

N a t ' l bank circulation
State bank circulation

5, 427, 061 00
4, 235 00

5, 486, 988 00
4,235 00

5, 463, 506 00
4, 235 00

5, 510, 368 00
4,235 00

5, 715, 216 Of?
4, 235 00

42, 320 50

39, 836 50

78,479 50

65, 615 00

65, 210 25

Individual deposits..
IT. S. deposits
Dep'ts U.S.dis.officers

11, 868, 906 99
6, 504 81
172, 912 25

11, 616, 590 13
97, 330 06
180, 070 10

11, 430, 769 48
102, 763 41
73, 414 30

11,167,952 65
10. 031 08
120, 644 85

11,133, 314 87
121, 238 91
163, 824 20

Due to national banks
Due to State banks . .

1, 131, 648 76
1,144, 441 25

989, 201 68
799, 624 01

924, 632 63
614,739 82

C33, 204 99
595, 218 49

869, 425 31
855, 984 7.5

ISTof es re-discounted..
Bills payable

28, 567 21

21,146 88
10, 000 00

61,968 06
10, 000 00

47, 006
10, 000 0 0

32, 687, 461 27

32, 023, 386 75

32, 862, 890 98

Dividends unpaid

Total

10,000 00
33, 919, 991 64

33,169, 281 70

DELAWARE,
13 banks.
Capital stock
Surplus fund
Undivided profits
K"at'l bank circulation
State bank circulation

13 banks.

14 banks.

14 banks.

$1,663 985 00

$1 663 985 00

$1, 763 985 00

$1 763 985 0 0

&1 763 985 00

447, 572 38
147, 085 19

449 800 21
84, 719 90

452, 3R3 43
115, 849 08

450, 000 42
134r 830 IS

454.135 75
104, 501 00

1,340,910 00
6,658 00

1 353, 420 00
6, 639 00

1, 349, 030 00
6,639 00

1, 388, 855 00
6,639 00

1,407, 620 oo
6, 639 00

14 banks.

9,133 50

10, 459 90

8,901 90

7,644 40

10, 017 50

Individual deposits..
U S. deposits
Dep'ts U.S.dis.officers

1,904, 655 10
35,515 87
6,662 45

1 970. 446 66
34, 356 33
6,372 31

1, 924.293 45
40, 430 29
1,149 47

1,875, 556 05
44, 329 89
6,068 12

2,199, 040
49, 826 36
11, 263 60

Due to national banks
Due to State banks . .

262, 884 53
19, 296 66

188, 525 62
10, 805 40

255, 224 95
2, 087 19

5,000 00

59, 500 00

56, 000 00

5 784, 530 39

5, 979, 423 76

6, 018, 237 09

Dividends unpaid

Xotes re-discounted..
Bills payable
Total




5,844, 358 74

271, 678 76 !
12, 650 27

227,420 72
11, 355 59

6, 245,. 894 70

28

REPORT OF THE COMPTROLLER OP THE CURRENCY.
Abstract of reports since October 17 18777 arranged
MARYLAND.
DECEMBER 28.

MARCH 15.

MATl.

18 b a n k s .

18 banks.

18 banks.

Resources.
Loans and discounts.
Bonds for circulation
Bonds for deposits . .
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due fromnat'l banks
Due from State banks
Heal estate, &c
Current expenses....
Premiums paid
Cash items
Clear'^-house exch'gs
Bills of other banks..
Fractional currency
Specie
Le^al-tender notes . .
TJ. S. cert's of deposit
Due from IT. S. Treas
Total

$3, 776, 502 37
2, 130, 550 00
100, 000 00
228, 700 00
246,539 81
537, 303 80
266, 022 74
50, 512 10
168, 502 07
38, 442 28
14, H05 10
47, 271 26
74, 017 00
4, 752 75
57, 195 79
287,076 00
10, 000 00
97,192 26
8,134, 585 33

$3, 774, 780 82
2, 130, 550
100, 000
231, 400
242, 166
459, 744
247, 814
39, 704
173, 982
33, 5(54
12, 942
48, 764
77,
5,
64,
258,
10,
100,

036
508
623
353
000
142

00
00
00
75
78
46
14
17
39
02
81
00
20
77
00
00
21

8, 011, 077 52

JUNE 29.
18 b a n k s .

$3, 828, 898 48
2, 130, 550 00
100, 000 00
226,400 00
250, 119 25
337, 398 45
201,838 82
32, 379 49
173, 845 72
37, 038 63
12. 942 02
22, 851 16
79,
3,
71.
310,
10,
95,

445
691
012
043
000
672

OCTOBER 1.

00
01
65
00
00
50

7, 924,126 18

18 b a n k s .

$3, 773, 569 71
2,105. 550 00
100J 000 00
221, 600 00
270,186 75
316,169 96
192,137 65
36, 011 24
174, 916 97
13, 012 41
7, 543 15
33,501 91
106,
3,
62,
271,
10,
97,

352
308
628
355
000
072

$3,501,186 37
2, 066, 550 00
100, 000 00
346, 800 00
240, 688 69
517, 241 17
289, 509 92
48, 614 01
197,401 12
31, 786, 54
9, 355 02
44, 223 04

00
31
19
00
00
50

95, 935 00
3,407 52
73, 976 81
297, 468 00
10,000 00
94, 047 50

7, 794, 915 75

7, 968,190 71

CITY OF B A L T I M O R E .
14 banks

14 b a n k s

Loans and discounts $19,179, 256 57
6,410 000 00
Bonds for circulation
200, 000 00
Bonds for deposits ..
864, 000 00
XJ. S. bonds on hand. 664, 655 61
Other stocks and b'ds
1, 85^), 690 0.9
Due from res've ag'ts
' 834, 893 76
Due from nat/1 banks
120, 521 33
Due from State banks
645, 735 64
Keal estate, &c
148, 559 20
Current expenses
35, 430 7 3
Premiums paid
78, 542 29
Cash items
1, 33(5, 974 51
Clear' g-house exeh'gs
381, 721 00
Bills of other banks .
8,404 12
Fractional currency
212, 306 42
Specie
Legal-tender notes ..
1, 210, 679 00
U. S. cert's of deposit
1, 750, 000 00
292, 612 00
Due from U. S. Treas
Total

36, 229, 982 27

$19, 025, 672
6,410,000
200, 000
8(54, 000
674, 758
1, 745, 217
502, 582
121, G73
639, 095
111,667
35, 825
31, 742
1, 084, 959
432,199
5, 983
280, 831
1,110,263
2, 230, 000
295, 512

14 banks.

14 b a n k s .
91
00
00
00

36
09

40
55

62
14
47
92
80
00
54
88
00
00
00

35, 801, 984 68

$18, 986, 392
6, 210, 000
200, 000
1, 064, 000
690, 559
1, 228, 883
447, 957
163, 936
639, 095
149, 439
36, 053
23, 390
1, 894,159
349, 070
14, 667
319, 423
1,141,786
1, 490, 000
282, 312

21
00

00
00

56
83
15
28

62
08
28
79
20
00

55
13
00
00
00

35, 331, 125 68

$18, 002, 753
6, 225, 000
200, 000
1,064 000
560, 263
1, 805, 675
603,168
110,149
639, 102
91, 638
35, 662
35, 535
1, 354, 071
530, 482
10,670
318, 392
1, 038' 042
1, 515, 000
286, 987

14 b a n k s

00
00
00

$18, 097,151 73
6, 2(55, 000 00
200, 000 00
1, 264, 000 00
487, 263 80
1, 780, 213 76
701, 555 42
138, 062 8 6
615, 069 71
168, 863 05
60, 933 62
77,185 10
1, 877, 978 04
382, 879 00
4,253 87
273,187 64
923^ 564 00
1, 265, 000 0 0
292, 462 00

34, 426, 594 9 9

34, 874, 623 60

04
00
00
00
80

77
49
70
62
02
07
77
86
00
21
64

DISTRICT OF COLUMBIA.
1 bank.
Loans and discounts
Bonds for circulation.
Bonds for deposits .
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've aii'ts
Due from nat'l banks
Due from State banks
Real estate, &e
Current expenses
Premiums paid
Cash items
Clear' ^-house exch1 <rs
Bills of other banks..
Fractional currency
Specie
Letral-tender notes . .
17. S. -cert's of deposit
Due from IT. S. Treas
Total




1 bank.

1 bank.

1 bank.

1 bank.

$315, 749 14
250, 000 00

$271, 928 54
250, 000 00

$262, 221 61
250, 000 00

$255, 962 79
250, 000 00

$248, 939 28
250, 000 00

00
51
72
26
68

....

i23, 17 i 26

78, 367 17
11, 435 46
284 73
17, 550 0 0
35 18
1,892 16
15, 426
'>()6
6, 930
79, 000
30, 000
11, 250

00
00

70
00
00
00

941, 29S 70

50, 000
108, 830
93, 582
9,742
803
17, 550
2, 554

00
01
92
01
36

100, 000
94, 547
82, 800
8, 037
8, 903
17, 550
4,316

09

100, 000 00
94,547 51
135, 628 22
7, 078 67
1,048 69
17, 550 00
73 84

4 404 0 3

10 215 61

16 334 48

36, 570 00

11, 287 00

12,710 00

9, 578
73, 500
30, 000
11,250

9, 330
79, 500
30, 000
11, 250

9,
75,
*30,
11,

200
500
000
250

00

14

60
00
00

00

971, 915 61

00

10
00
00

00

974, 207 58

20
00
00
00

1, 021, 014 40

200, 000
19, 335
121, 950
15, 541
4,243
17, 950
2,155

00
00

54
22
35
00
92

8 765 0 4 : >
16, 038
5
34,370
75, 000
30, 000
11, 250

00
20
00

00
00
00

1, 035, 543 53

REPORT OF THE COMPTROLLER OF THE CURRENCY.

29

by States and reserve cities—Continued.
M AR YL
DECEMBER 28.

MARCH 15.

AND.
JUNE 29.

MAY 1 .

OCTOBER 1.

Liabilities.

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

18 banks.

18 banks.

18 banks.

$2, 306, 700 00

$2, 306, 700 00

$2, 306,700 00

$2,281,700 00

$2, 231, 700 00

668, 802 49
231,154 82

669,102 49
218, 025 41

669,851 82
240,879 64

669, 437 07
183, 389 76

676,109 98
214, 692 91

1, 912, 803 00
2,420 00

1,882,308 00'
2,414 00

1, 884, 782 00
2,409 00

1, 809, 887 00
2, 409 00

1, 781, 452 00
2,409 00

18 banks.
Capital stock

18 banks.

12,022 90

15, 409 84

58, 373 03

23, 038 58

Individual deposits..
IT. S. deposits
Dep'ts U.S.dis.officers

2, 583, 049 41
61, 646 68
43, 004 58

2,594,730 88
48, 357 29
18, 968 93

2, 492, 631 98
48, 543 97
29, 345 94

2,430,983 16
49, 842 88
24,461 07

2, 750,479 22
46,822 32
18,732 54

Due to national banks
Due to State banks..

343,773 06
34, 303 71

90, 796 89
27, 038 23

71, 743 70
40, 875 28

129, 950 44
31, 250 12

83,093 26
21, 976 15

Notes re-discounted
Bills payable

117,821 07

37,150 68
103,461 82

22, 717 23
98, 235 78

21, 857 23
101, 374 99

17, 000 00
100, 684 75

8,134, 585 33

8, 011, 077 52

Dividends unpaid

Total

29,106 51

7, 924,126 18

7, 794, 915 75

7, 968,190 71

CITY OF BALTIMORE.
14 banks.

14 b a n k s .

14 b a n k s .

14 b a n k s .

$10,891,985 00

$10, 891, 985 00

$10, 891,985 00

$10 633,310 00

Surplus fund.
Undivided profits

2,437, 984 79
757, 242 94

2, 428, 934 79
658,120 90

2, 432, 834 26
814, 815 71

2, 435, 383 55
569, 314 64

2, 354, 783 55
701, 571 25

N a t ' l bank circulation
State bank circulation

5, 466, 547 00
67, 860 00

5,454, 792 00
67, 759 00

5, 427, 788 00
67, 091 00

5, 215, 678 00
67, 014 00

5, 363, 348 00
66, 997 00

Capital stock

14 b a n k s .
$10, 633, 310 Of)

164, 539 79

61, 282 53

70, 244 48

205,123 86

60, 438 32

Individual deposits...
U S deposits
Dep'ts U.S.dis.officers

13, 492, 524 04
93, 525 31

13, 878, 499 50
93, 594 31

13, 484. 748 Gl
135,413 89

13, 633. 261 39
108, 34.7 96

13, 275, 700 40
100,178 04

Due to national banks
Due to State b a n k s . . .

2, 402, 464 97
455, 308 43

1, 924,132 17
342, 884 48

1, 758, 564 46
247, 640 27

1,353,391 48
205, 970 11

1,930 145 98
388,151 06

36, 229, 982 27

35, 801, 984 68

35, 331,125 68

34, 426, 594 99

34, 874, 623 60

Dividends unpaid

Notes re-discounted
Bills payable
Total

DISTRICT OF COLUMBIA.
1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$252, 000 00

$252, 000 00

$252, 000 00

$252, 000 00

$252,000 00

Surplus fund
Undivided p r o f i t s . . . .

52.000 00
20J167 86

52, 000 00
27,641 40

52, 000 00
33, 464 75

53, 000 00
21, 090 59

53,000 00
30, 251 54

N a t ' l bank circulation
State bank circulation

225, 000 00

213,700 00

222, 500 00

215, 4-00 00

214,100 00

Capital stock

11,208 00

1,288 00

1,160 00

11,108 00

1,220 00

Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers

373, 086 22

415,490 73

403,645 02

462, 295 81

480, 003 85

Due to national banks
Due to State b a n k s . . .

7, 607 46
229 16

4,313 95
5, 481 53

8, 279 50
1,158 31

5,952 82
167 18

4, 827 14
141 00

. 941, 298 70

971, 915 61

974,207 58

1, 021, 014 40

1, 035, 543 52

Dividends unpaid

Notes re-discounted..
Bills payable
Total




30

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1877? arranged
CITY

OF W A S H I N G T O N .

DECEMBER 28.

MARCH If

5 banks.

5 banks.

Loans and discounts
$1,501,000 77
750, 000 00
Bonds for circulation.
100, 000 00
Bonds for deposits .
92, 950 00
TJ. S. bonds on band .
71,702 81
Cvher stocks and b'ds
228, 014 85
Due from res've ag'ts
91,211 87
Dae fromnat'lbanks
G, 030 (i0
Due from State banks
571,117 99
Real estate, &c
41,315 38
Current expenses
14, 229 OS
Premiums paid
41, 592 50
Cash items
Clear'tj-hoiise exch'(rs
16, 073 00
Bills of other banks. 7,180 58
Fractional currency
31 195 S7
Specie
217, 074 00
Legal-tender notes ..
35, 000 00
U. S. cert's of deposit
33, 750 00
Due from U. S. Treas
Total

3, 851, 312 02

$1, 475, 998
705, 000
100, 000
70,100
00, 489
290, 351
55, 519
27, 329
577, 802
25, 901
14, 293
30, 208

JUNE 29.

MAY 1.

lie source s

6 banks.

6 banks.

10

$1, 713, 597 30

00
00
00
99

800, 000
100, 000
42, 200
70,317
240, 788
54, 503
9, 909
579, 503
28, 389
19, 7(52
54, 380

00
00
00
30
21
57
72
04
37
82
1^

18, 002
7, 852
57 155
172, 003
35, 000
31, 000

00
15

17, 335
7,804
31 910
140, 732
35, 000
33,150

88
94
87
01
02
89

27
00
41
(

)0
00
00
00

3, 789,108 54

OCTOBER 1.

08

00
00
00

4,100, 550 41

6 banks.

$1, 077, 238
900, 000
100, 000
43, 000
77, 935
277, 903
53, 875
15, 250
588, 905
13,475
15, 301
55 490

63
00
00
00
90
07
99
45
50

15, 474
0, 050
52 402
215,552
35, 000
38, 700

00
00

08
98
(Y>

')9

00
00
00

4,181, 021 56

$1, 664, 078 19
900, 000 00
100, 000 00 ,
46, 950 00
63, 703 85
298,887 51
47, 452 22
19, 287 36
589, 978 81
29, 525 97
12, 959 03
60 973 59
20, 273
7, 394
33 942
249, 831
35, 000
44,100

00
18
25
00
00
00

4,224, 337 56

VIRGINIA.
19 banks

Total

13, 456, 237 40

$6, 058, 513
2, 547, 350
525, 000
20, 900
110, 408
400, 395
300, 376
180,050
375, 005
52', 402
112,304
199, 528

93
00
00
00
50
19

103. 841
5, 598
52, 434
588, 218

00

15 banks.
Loans nid discounts. $2, 557, 087 !)9
1, 579, 250 00
Bjuds for clrcul ition.
Bonds for deposits
20, 350 00
TJ. S. bonds on hand..
Other stocks and b'ds
35, 810 82
Due from res've ag'ts
100,138 53
Due from nat'l banks
133.247 05
Due from State banks
40, 820 74
Real estate, &c
184, 302 27
C U T 'lit expenses . . .
44, 850 48
Premiums paid
28, 787 98
Cash tT
items
18 110 Q4
1(T
Clear' -house exch s
Bills of other banks..
44, 041 00
Fractional currency
3, 011 08
Specie
26 007 1 1
Legal-tender notes . .
247, 590 00
T^ S cert's of denosit
Due from U. S. Treas
73, 046 79




5 204, 307 38

03
35
03

54
02
97
85
58
00

18 b a n k s .

19 b a n k s

$3, 734, 924
2, 547, 350
525, 000
21, 500
108,291
494, 257
104, 973
149, 333
384, 970
83^ 244
112, 304
174, 507

90
00
00
00
27
92

152, 006
5, 429
40, 750
597, 917

65
93
02
56

$6, 608, 348 85
2, 497, 350 00
525, 000 00
24, 800 00
115, 317 88
953, 031 65
219,978 61
159, 580 23
398 875 43
24* 743 20
106, 732 33
279, 905 09

$6, 389,170 45
2, 457, 350 00
525, 000 00
242, 300 00
130, 570 23
605, 245 90
199, 709 46
151, 959 02
351 803 38
79] 101 27
90, 454 47
193, 529 09

00
47
44
00

130, 892
5, 094
51,359
500, 956

195, 827
5, 843
75, 000
581,147

01
97

00
21
43
00

00
34
07
00

122, 300 40

110, 595 60

109, 990 05

120, 945 85

12, 426, 748 59

12,419,489 94

12,711,954 90

12, 401, 682 53

15 b a n k s .

15 b a n k s .

15 b a n k s .

$2, 549, 527 33
1, 579, 250 00

$2, 505,171 58
1, 579, 250 00

$2, 399, 475 31
1, 489, 250 00

WEST

Total

19 b a n k s

19 b a n k s .

$6, 908, 215 15
Lo ins and discounts
2, 547, 350 00
B >nds for circulation
575. 000 00
Ponds for deposits . .
73, 800 00
U. S. bonds on hand .
127, 089 78
Other stocks and b'ds
778, 677 41
Due from res've ag'ts
204, 089 57
3)ue fromn it'l b;oika
182, 300 70
Du' 1 from Shite banks
389, 004 00
KeMl estate &c
129', 154 20
Current expenses
150, 488 42
Premiums paid
199, 085 52
Cash items
Clear'g-houso exch' ITS
170, 834 00
Bills of other banks" 8, 504 2 9
Fractional currency.
54, 201 07
Fpecie
787, 390 00
Legal-tender notes . .
TJ S cert's of deposit
104,387 23
Due fromU. S. Treas

VIRGINIA.

15 banks.
$2, 574, 947 92
1, 579, 250 00
27, 950
34, 516
142, 659
100, 570
32, 997
184, 883
24, 865
23, 504
14, 518

00
82
40
40
02
40
20
02
18

29, 950
34 716
159, 540
77, 022
31. 304
184, 877
30, 168

00
82
40
00
73
40
37
*,>o 2 0 3 79
16, 8 0 ? 37

25, 700
30, 213
179, 832
80, 723
29, 080
184,877
20,184
22,177
9,283

00
82
40
32
43
40
52
14
57

50, 800
47, 452
246, 607
100, 938
44, 229
184, 877
25, 085
15, 200
11, 796

00
21
93
75
06
40
33
75
59

33, 639
3, 074
29 900
215, 912

00
96
12
00

39 000 00
3 018 41
'>% 01
224 788 00

52, 098
2, 911
32 900
191,196

00
70
91
00

50, 903
3, 017
43 963
273, 778

00
84
71
00

69, 782 18

73 782 18

67, 833 25

71, 577 75

5, 092, 970 68

5,084 907 87

5, 025, 443 16

5, 058, 953 63

REPORT OF THE COMPTROLLER OF THE CURRENCY.

31

by States and reserve cities—Continued.
CITY
Liabilities.

DECEMBER 28.
5 banks.

Capital stock

$1,180, 000 00

OF

WASHINGTON.

MARCH 15.
5 banks.
$1,180, 000 00

MAY 1 .

JUNE 29.

OCTOBER 1.
6 banks.

6 banks.

6 banks.

$1, 270, 410 00

$1,255,000 00

$1, 255, 000 00

Surplus fund
Undivided profits

288, 000 00
115, 664 04

289, 000 00
74, 073 42

289, 000 00
88,104 93

289, 000 00
70, 573 12

289,400 00
84,830 55

Nat'l bank circulation
State bank circulation

674, 000 00

684, 500 00

686, 200 00

765, 000 00

799,600 00

Dividends unpaid

2, 456 00

Individual deposits ..
X . S. deposits.
T
Dep'ts U.S.dis. officers

1,364,793 18
55, 354 03

Due to national banks
Due to State banks ..

152, 437 08
18, 607 69

Kotes re-discounted
Bills payable
Total

2, 519 00

2, 367 00

14, 226 00

3,335 00

1, 325, 521 05
70, 891 52

1, 592, 430 69
38, 705 44

1, 578,169 91
51,249 00

1, 623, 850 40
40, 596 75

131, 702 77
20, 385 28

117, 015 94
16, 256 41

137,130 11
21, 273 42

112, 725 93
14,998 93

10, 515 50
3,851,312 02

3, 789,108 54

4,100, 550 41

4,181, 621 56

4,224,337 56

VIRGINIA.
19 banks.
Capital stock
Surplus fund
Undivided jn'ofits
N a t ' l b a n k circulation
State bank circulation
Dividends unpaid

19 banks.

19 banks.

19 banks.

$3, 285, 000 00

$3, 285, 000 00

$3, 285, 000 00

$3, 285, 000 00

$3,185, 000 00

811,159 32
469, 995 28

810, 409 32
198, 659 64

810,409 32
285, 232 70

811,459 32
184, 298 91

810,159 32
232. 392 02

2, 249, 500 00

2, 284, 500 00

2, 286, 500 00

2, 218, 400 00

2,176, 300 00

18 banks.

1, 075 00

1,487 00

1,370 00

86,408 00

1,240 00

Individual deposits .
U. S. deposits
Dep'ts U.S.dis.officers

5, 579, 860 85
315, 320 78
86, 564 21

4, 858, 308 39
374, 756 98
61, 323 65

4, 777,188 23
310, 002 49
57, 818 54

5, 000, 016 15
485. 324 18
59,142 87

4, 974, 527 41
361, 810 44
92, 013 31

Due to national b a n k s
D u e to State b a n k s . .

302, 329 13
276,160 50

212, 511 42
256, 307 99

194, 825 85
238, 549 15

171, 924 95
240, 921 41

1P3, 746 99
248, 406 79

Notes re-discounted..
Bills payable

79, 272 33

83, 424 20

147, 593 66
25, 000 00

149, 059 17
20, 000 00

126, 086 25

13, 456, 237 40

12, 426, 748 59

12, 419, 489 94

12,711,954 96

12, 401, 682 53

Total

WEST VIRGINIA.
15 banks.

Capital stock..
Surplus fund
Undivided profits
Nafl bank circulation
State bank circulation

15 banks.

15 banks.

15 banks.

$1, 746, 000 00

$1,746,000 00

$1, 746, 000 00

$1, 746, 000 00

$1, 656, 000 00

402,106 79
163, 971 28

404, 867 07
109, 323 10

407, 885 66
130, 036 12

408, 873 15
121, 689 50

405, 522 48
108, 996 62

1, 409,103 00

1, 411,136 00

1, 402, 333 00

1, 392,108 00

1, 325, 803 00

15 banks.

Dividends unpaid....

10, 515 50

13, 537 50

15,557 25

24,303 25

17, 412 00

Individual deposits...
II. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...

1, 281, 353 23

1, 274, 507 56

1, 232,136 25

1, 209, 415 12

1, 380, 690 90

123, 809 80
49, 890 75

77, 910 04
41, 989 41

86, 861 23
40, 468 36

65,492 35
42, 931 79

99, 907 97
59, 320 66

12, 617 03
5, 000 00

10, 700 00
3, C O 00
O

20, 630 00
3, 000 00

14, 630 00

5, 300 00

5, 204, 367 38

5, 092, 970 68

5, 084, 907 87

5, 025, 443 16

5, 058, 953 63

]STotes re-discounted..
Bills payable
Total




32

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1877, arranged
NORTH
DKCEMBEU 28.

CAROLINA.
MAY 1.

MARCH 15.

OCTOBER 1.

JUNE 29.

Resources.
15 b a n k s .

Loans and discounts $3,634,300 16
1, 454, 000 00
Bonds for circulation
150, 000 00
Bonds for depo.-its . .
44, 000 00
IT. S. bonds on hand..
322,148 08
Other stocks and b'ds
342,221 36
Due from res Ve ag'ts
193, 857 37
Due from nat'l banks
97,464 89
Due from State banks
355,951 27
Heal estate, &c
75, 638 51
Current expenses
118, 778 29
Premiums paid
29, 781 00
Cash items
Clear' g-hou se exch'gs
Bills of other banks..
168, 815 00
Fractional currency
5, 088 49
Specie
'...
68, 525 72
Legal-tender notes ..
357, 603 00
U. S. cert's of deposit
Due from U.S. Treas.
63, 939 00
Total

7,482,112 14

15 b a n k s .

125, 740
7, 811
60, 690
431, 259

00
32
01
00

15 banks.

15 banks.

15 b a n k s .

$3, 617,198 43
1,510, 000 00
150, 000 00
44, 000 00
300, 518 03
357,161 48
125, 966 84
304,271 37
302, 016 13
32. 739 53
108, 972 37
18, 370 42

$3, 69!), 331 04
1, 526, 000 00
150, 000 00
96, 000 00
289, 941 00
232, 021 13
109, 978 54
104, 230 04
296, 066 72
51, 607 31
108,406 12
23,083 13

$3, 883, 533 45
1,650,000 00
150, 000 00
95, 900 00
288,409 14
140,165 86
62,813 61)
83, 456 32
303, 637 44
47, 897 57
96, 270 69
24, 692 56

93, 703 00
8, 819 34
63, (598 94
399,732 00

82,701 00
6,901 57
62, 224 35
311,993 00

$4, 049, 916 25
1, 699, 000 00
150,000 00
75, 000 00
278, 526 29
216,685 11
117,381 17
80,303 04
311,762 69
46, 545 16
97,656 65
34, 368 04
i l l , 997 00
7,726 87
59,432 92
250,332 00

69,114 00

70, 302 03

72,113 96

72,426 04

* 7, 365, 828 93

7,313,920 34

7, 362,710 51

7, 659, 059 23

SOUTH CAROLINA.
12 banks.
Loans and discounts $3, 622, 714 5 8
Bonds for circulation
1, 435, 000 00
Bonds for deposits . .
150, 000 00
XT. S. bonds on hand..
40, 000 00
Other stocks and b'ds
627, 859 33
Due from res Ve ag'ts
300, 256 79
408, 304 53
Due from nfit'l banks
95,156 77
Due from State banks
242, 395 37
Heal estate, &c
111,919 02
Current expenses. -..
54, 990 01
Premiums paid
20, 018 9 8
Cash items
Clear' g-house exch'gs
203, 974 00
Bills of other banks..
5, 826 46
Fractional currency .
40 254 16
Specie
382, 737 00
Legal-tender notes . .
TJ. S. cert's of deposit
68, 626 00
Due from U. S. Treas
Total

7, 810, 093 00

12 b a n k s .

12 b a n k s .
$3, 297, G77
1, 435, 000
150, 000
40, 000
639, 696
783,176
272, 481
79,129
240, 966
47, 261
34, 387
16, 220
208,
4,
40
368,

49
00
00
00

38
66
26
67
43
81
50

68

928
269
646
227

00

49
45
00

153, 590
5,155
51, 671
353, 723

12 b a n k s .

12 b a n k s .

$3, 233, 742 48
1, 435, 000 00
150, 000 00
35, 000 00
633, 121 27
578, 235 8 5
257, 592 0 5
72, 378 51
241,063 43
98, 731 70
34, 387 50
14, 761 38
00

15
78
00

70, 410 95

66, 401 50

7, 728, 479 77

7, 414, 555 60

$3, 480, 654 68
1, 435, 000 00
150, 000 00
35, 000 00
639, #89 86
341, 910 59
180,565 12
48, 745 44
252, 266 03
107, 865 08
31, 237 50
9, 799 54

$3, 765, 554
1,435, 000
150, 000
35, 000
633, 622
85,127
156, 994
59, 918
251, 678
50, 068
23, 540
25, 720

92
00
00
00
05
41
14
44

91,899 00
5, 439 51
70 021 45
163,790 00

88, 590
4,077
48, 316
341,169

00
27
75
00

63, 946 50
7,107, 830 30

93

16
39
06

67, 412 62
7, 221, 790 14

GEORGIA.
12 b a n k s

Loans and discounts
$2, 754, 630 97
2, 004, 000 00
Bonds for circulation
125, 000 00
Bonds for deposits...
500 00
TJ. S. bonds on hand..
144, 637 51
Other stocks and b'ds
198, 767 37
Due from res've ag'ts
186, 961 22
Due from nat'l banks
67, 809 20
Due from State banks
229, 800 20
Real estate, &e
71,335 12
Current expenses
76, 400 79
Premiums paid
63, 963 82
Cash items
Clear'g-house exch'gs.
314, 518 00
Bills of other banks".
8,321 45
Fractional currency.
59 562 07
Specie
Legal-tender notes . .
397, 742 00
U. S. cert's of deposit
95, 653 50
Due from II. S. Treas.

Total




6, 799, 663 22

12 b a n k s .

12' b a n k s

$2, 243,105 63
1, 9(54, 500 0 0
125, 000 00
500 00
148, 513 45
242, 740 12
245,915 94
125, 098 01
231,924 67
33, 815 80
62, 337 08
77, 061 74
396, 532
10, 894
68, 474
578^ 686
95," 396

00
73
67
00

~io'

6, 650, 495 94

$2, 355, 470
1, 964, 500
131, 000
1, 500
148, 250
153, 017
176,109
94,413
227,417
58, 188
61,815
46, 331
270, 581
11.815
66, 717
482) 705
90," 696

12 b a n k s .

12 b a n k s
59
00
95
23
15
07
04
43
23
39

$2, 379, 400
2, 075, 000
131,000
1,500
192, 662
142, 583
123,123
60, 056
223, 312
61, 894
63, 947
54,105

00
16
22
00

194» 723
6,188
87, 363
35l', 063

00
00

"io"

6, 340, 527 56

95," 874

60
00
00
49
37
80
03
17
28
02
94

$2, 580, 430
2, 025, 000
131, 000
500
189, 453
117,660
156, 768
85, 420
220,141
42, 223
60, 423
88, 465

89
00
00

00
05
65
00

233,
10,
71,
490,

00
91
41
00

00

60'

6,243,797 40

486
663
099
988

00

63
55
94
30
67
43
58
47

94,101 12
6, 597, 826 90

REPORT OF THE COMPTROLLER OF THE CURRENCY.

9 9

66

by States and reserve cities—Con tinned.
NORTH CAROLINA.
Liabilities.

i

DECEMBER 28,

Capital stock

.15

13 banks.

MAY 1.

JUNE 29.

OCTOBER 1.

1 5 b sinks.

15 banks.

15 b a n k s .

J

551, 000 00

$ >. 55]. 000 00
<

$2, 551, 000 00

$2, 55], 000 00

286, 534 41
385, 460 15

270, 333 40
240, 984 99

270. 333 46
2«i(); 380

271,333 46
257, 710 54

296, 945 82
226, 873 13

1, 302, 030 00

1, 284, 000 00

1 , 304, 210 00

1, 372 540 00

1, 526, 230 00

1,849 75

1,640 00

13, 600 00

2,220 00

> 739. 020 90
111,876 13
13,114 56

2,601.825
116, S37 4°
7, 021 48

2, 468, 935 18
120, 821 78
11, 277 15

2, 442, 481 93
135, 350 60
13, 935 55

84, 017 41
30, 987 70

60, 389 98
34, 074 20

86, 412 74
26, 797 06

47, 070 15
11, 425 51

59, 870 97
24, 253 40

78. 668 98
114, 438 09

54,184 96
5,000 00

82, 462 34
5,000 00

84, 996 74
152, 000 00

200, 897 83
179, 000 00

7, 482,112 14

7, 365, 828 93

7 , 313, 920 34

7, 362, 710 51

7, 659, 059 23

12 b a n k s

12 banks.

2,030 00

Individual deposits .. 1
IT. S. deposits
!
Dep'tsU.S.dis.ofncers
Due to national banks
Due to State banks... j

2, 451, 853 36
61
18, 214 43

Notes re-discounted.. I
Bills payable
Total

.MARCH

$2, 601. 000 Oil

Surplus fund
Undivided profits
Nafl bank circulation
State bank circulation .
Dividends unpaid

15 b a n k s

!

2

SOUTH
12 banks.
Capital stock
Surplus fund
Undivided profits
N a t ' l b a n k circulation

CAROLINA.

12 banks

12 banks.

$2 860, 700 00

$2, 854, 000 00

$2, 854, 000 00

$2, 854, 000 00

415, 876 28
350, 755 55

425,191 93
211, 603 49

425,191 93
262, 509 63

426,197 93
304, 271 44

1, 287, 950 00

1, 258,196 00

1, 239, 996 00

1,164, 646 00

$2, 851,100 00
433, 267 68
202, 635 28
1, 289, 751 00

12, 674 50

16, 021 00

14, 322 50

24, 313 00

14,160 50

Individual d e p o s i t s . .
U. S. deposits
DeptsU.S.dis.officers

2, 298, 364 03
81, 853
70, 246 52

2, 579, 592 95
H5, 363 78
55. 594 52

2, 205, 766 15
82, 372 41
48, 083 19

1, 917, 070 94
62, 504 33
43, 391 10

1, 648, 902 97
69, 660 00
48, 811 70

Due to national b a n k s
Due to State b a n k s . . .

221,110 49
87, 071 62

98,113 29
89, 802 81

88, 348 96
98, 787 46

66, 314
94, 079 01

156, 784 13
90, 755 03

Notes re-discounted. .
Bills payable

48, 490 79
75, 000 00

75, 000 00

30,177 37
65, 000 00

76, 041 83
75, 000 00

226, 961 85
189, 000 00

7, 810, 093 00

1, 728, 479 77

7, 414, 555 60

7,107, 830 30

7, 221, 790 14

Dividends unpaid

Total

GE ORGI A.
12 b a n k s
Capital stock
Surplus fund
Undivided profits
N a t ' l bank circulation
State bank circulation

12 b a n k s

12 banks

12 b a n k s .

12 b a n k s .

$2,141, 000 00

$2, 091, 000 00

$2, 091, 000 00

$2, 091, 000 00

$2, 041, 000 00

347, 952 98
256, 880 99

357, 571 43
189, 599 32

357, 571 43
213,882 68

361, 071 43
221, 878 03

367, 061 09
175, 694 33

1, 744, 908 00

1, 691, 806 00

1,673,768 00

1, 744, 248 00

1, 771, 575 00

1,630 00

5,378 00

5,052 50

29, 453 50

11, 047 50

Individual d e p o s i t s . . .
U. S. deposits
Dep'ts U.S.dis.officers

1, 753, 653 36
61, 714 06
52, 227 83

2, 007, 905 20
55. 889 35
29, 050 10

1. 761, 577 11
67, 933 49
20, 218 21

1, 516, 019 59
58, 044 87
38, 722 27

1, 624, 752 61
76, 255 30
25, 497 43

Due to national b a n k s
Due to State b a n k s . . .

205, 823 49
184, 778 91

74, 846 29
142, 835 99

89, 090 54
58, 433 00

66, 599 73
116, 759 98

197,116 97
171, 436 03

Dividends unpaid

Notes re-discounted..
Bills payable

Total .

H. Ex. 3-




49, 093 60
6, 799, 663 22 j

4, 614 26
6, 650, 495, 94

29, 390 64
107, 000 00

2, 000 00 !

6, 340, 527 56

6, 243, 797 40

6, 597, 826 90

3 4

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1877, arranged
FLORIDA.

Loans and discounts Bonds for circulation.
Bonds for deposits
X S bonds on hand
T
Other stocks and b'ds
Due from res1 ve ag'ts.
Due from nat'l banks
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from U. S. Treas.
Total

DECEMiJKU 28.

MAKCH 15.

MAY 1.

J U X B 29.

OCTOBER 1.

1 bank.

Resources.

1 bank.

1 bank.

1 bank.

1 bank.

$78,159 58
50, 000 00
6, 90G
190
206
1
11. 738
2, 720
4, 356
387

70
02
37
05
90
11
49
26

3, 503 00
354 74
633 02

8, ooo oo

$97,479 11
50., 000 00
3, 264 80
7, 407 75
1, 358 33
392 24
11, 750 90
966 60
2, 656 49
997 66
17, 646
53
383
15, 000

00
02
77
00

$91,892 14
50, 000 00

$91, 653 92
50, 000 00

$81,921 00
50, 000 00
18, 000 00
3, 354 12
363 45
7 20
712 88
11. 909 63
1, 101 15
2, 758 26
1, 660 28

10,150
3, 534
15. 102
299

00
24
65
03

11,750
2,182
2,938
1,198

90
37
49
85

3, 480 12
7, 730 32
924 99
460 90
11, 879 45
3,279 02
2,663 49
1,145 66

7, 268
63
1.123
15, 000

00
83
91
00

2,678
50
671
10, 000

00
69
50
00

1,281
72
465
9, 000

00
99
53
00

1, 070 05

3, 221 55

2, 417 50

2, 250 00

2, 250 00

168, 300 49

212, 578 28

214, 921 91

188, 868 06

184,857 47

ALABAMA.
10 b a n k s .

10 b a n k s .

Loans and discounts.
Bonds for circulation.
Bonds for deposits
U S bonds on hand
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. JS. cert's of deposit
Due from U.S. Treas
Total

$1, 550, 276 22
1, 621, 000

do

10 b a n k s .

10 b a n k s .

$1, 554, 970 90
1, 021, 000 00

$1, 579,125 59
1, 021, 000 00

$1, 628, 964 75
1, 621, 000 00

00
76
89
46
50
71
82
34
37

53
153,
147,
232,
29,
160,
57,
93,
35

650
476
587
432
920
117
001
802
009

00
00
31

00
65
83
00

53, 605
0,135
61, 090
109, 024

00
98
75
00

35 200
158, 871
250, 494
97,130
38, 453
159, 743
44, 301
118, 242
26 055

00
25
53
21
62
19
70
52
46

129. 592
346, 710
328, 358
11, 057
159, 379
31,180
95, 057
91 496

86
03
74
06
16
34
IK

40 200
132, 025
327, 294
328, 008
24, 097
105, 003
42, 302
96, 889
91 607

148,105
0.429
22, 293
210, 005

00
11
85
00

115,
6,
48,
247,

00
90
59
00

48, 392
5, 353
50, 731
198, 930

997
333
097
632

30

10 b a n k s .

80

74
50
01
06
30

$2,133,151
1, 621, 000
50 000
20 000
158, 025
221, 417
112, 024
57, 841
159, 282
20, 980
09, 427
31 200

74
00
00
00
35
10
00

23

m
08
69
91

79, 579 00
4,300 21
48, 755
219, 027 00

05,143 05

70, 244 00

78, 938 45

05, 745 00

70, 024 00

4, 552, 345 37

4, 857,114 32

4, 831, 701 37

4, 575, 944 00

5, 082, 635 99

CITY OF NEW ORLEANS.
7 banks.
Loans and discounts. $7, 249,190 45
Bonds for circulation.
800, 000 00
Bonds for deposits ..
TJ. S.bonds on hand..
Other stocks and b'ds
257, 782 09
Due from res've ag'ts.
396, 617 42
Due from nat'l banks.
51, 032 00
Due from State banks
238, 328 59
Real estate, &c
532, 559 21
Current expenses
140, 093 50
Premiums paid
52, 000 00
Cash items
0, 371 87
Clear'g-house exch'gs 1,115, 338 68
Bills of other banks..
131, 939 00
Fractional currency .
5, 545 31
Specie
89, 915 91
Legal-tender notes .. 1,189, 188 00
TJ. S. cert's of deposit.
Due from U.S. Treas
36, 400 00
Total




12, 292, 302 75

' banks.

7 banks.

$6, 701, 422 49 $6,162, 710
800, 000 00
I, 550,000
25, 000
326, 750
308, 198 08
344, 918
657, 185
1, 276,992 60
232, 033
139, 377 84
386, 338
253, 427 04
519, 390
519, 656 02
122, 076
79, 723 43
39, 200 00
67, 607
233
6, 019 51
683! 516
1, 219,462 55
162! 679
116, 180 00
8. 457
5, 967 79
204. 738
192, 031 77
1 °79 063
1, 237,403 00
36, 500 00 j

7 banks.
49
00
00
00
08
11
75
77
23
70
55
15
93
00
78
22
00

$5, 082,014
1, 700,000
25, 000
191, 500
330, 398
803, 604
163, 375
162, 754
437, 920
81, 409
72, 056
149, 457
1,167, 952
230, 749
11. 279
230, 087
1, 993,097

7 banks.
67
00
00
00
08
68
17
50
79
59
55
90
46
00
53
33
00

$5, 341,301
1, 700,000
25, 000
55, 000
331, 132
352, 083
50, 924
56, 125
437. 818
85, 339
65, 119
148, 596
332, 994
195, 700
5, 711
164, 364
1,199, 142

24
00
00
00
08
04
33
34
43
01
05
65
50
00
87
18
00

54, 540 00

81, 500 00

92, 500 00

12, 931, 562 12 I 12, 894, 238 82

12, 914,157 25

10, 640, 051 72

REPORT OF THE COMPTROLLER OF THE CURRENCY.

35

by States and reserve cities—Continued.
FLORIDA.

Capital stock
Surplus fund
Undivided profits
IsTat'l bank circulation
State bank circulation

DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.

1 bank.

Liabilities.

1 bank.

1 bank.

1 bank.

1 bank.

$50, 000 00

$50, 000 00

$50, 000 00

$50, 000 00

$50, 000 00

1,660 00
4, 679 77

1, 810 00
2,177 05

1, 810 00
3, 492 40

1, 810 00
5, 536 42

1, 980 00
2,670 13

45, 000 00

45, 000 00

44,480 00

45, 000 00

44, 980 00

48, 854 07

104, 086 17

113, 315 25

83, 233 00

50, 949 35

3,106 65

7,305 06

1, 824 26

288 64

114 64
21, 450 85

3, 000 00

12, 712 50

188, 868 06

184, 857 47

Dividends unpaid
Individual deposits...
TJ. S. deposits
Dep'ts U.S.dis. officers
Due to national banks
Due to State banks...
I^otes re-discounted
Bills payable
Total

2, 200 00
15, 000 00
168, 300 49

212, 578 28

214, 921 91

ALABAMA.
10 banks.

10 banks.
Capital stock
Surplus fund
Undivided profits
!Nat'l bank circulation
State bank circulation
Dividends unpaid

10 banks.

$1, 668, 000 00

$1, 668, 000 00

$1, 668, 000 00

$1, 668, 000 00

$1, 668, 000 00

186,436 84
127, 769 25

184,770 85
91, 789 22

184,770 85
126, 914 22

171,149 20
153, 880 23

160, 729 52
86, 092 28

1, 454, 970 00

1, 452, 030 00

1, 445, 730 00

1, 432, 560 00

1, 439, 240 00

10 banks.

10 banks.

1, 678 00

1, 300 00

963 00

8, 783 00

1, 542 00

Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers

1, 016,141 75

1,311,467 21

1, 336, 459 61

1, 082,109 97

1,187, 547 74
50, 244 45

Due to national banks
Due to State banks...

21, 835 11
63, 797 02

56, 068 26
91, 688 78

25, 610 62
43,253 07

84, 063 18
18, 615 56

Kotes re-discounted..
Bills payable

11,153 40
564 00

12,165 88
31, 854 27
15, 441 45

386, 561 26

4, 575, 944 00

5, 082, 635 99

Total

4, 552, 345 37

4, 857,114 32

CITY OF NEW

4, 831, 701 37

ORLEANS.

7 banks.

Capital stock
Surplus fund
Undivided profits
Ifat'l bank circulation
State bank circulation
Dividends unpaid

7 banks.

7 banks.

7 banks.

$3, 300 000 00

$3 300, 000 00

$3, 300, 000 00

$2 875, 000 00

$2 875 000 0 0

515, 898 82
437, 456 55

508, 768 64
248, 915 13

508, 768 64
296, 269 36

573, 268 64
418, 282 28

573, 268 64
339,-778 55

717, 445 00

714, 300 00

768, 710 00

1, 260, 080 00

1, 384, 990 00

7 banks.

15, 600 95

19,122 96

16, 726 96

113, 660 64

22, 878 06

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

6,175, 067 35

7, 361, 941 51

7, 462, 563 95
34, 882 02

7,108, 324 33
44, 897 13

4, 838, 988 99
24, 950 66

Due to national banks
Due to State banks...

356, 605 42
749, 228 66

194, 249 66
584,264 22

175, 416 37
330, 901 52

211, 400 59
309, 243 64

190, 261 38
389, 935 44

Xotes re-discounted..
Bills payable

25, 000 00
12, 931, 562 12

12, 894, 238 82

12, 914,157 25

10, 640, 051 72

Total




12, 292, 302 75

36

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Ahtract of reports since October 1? 1877? arranged
TEXAS.
DKCI-:MI;I:U :

12 b a n k s

Loans and discounts
$1,744,753 88
684. ooo 00
Bonds for circulation
175, 000 00
Bonds for deposits . .
U. S. bonds* on hand .
Other stocks and b'ds
82, 280 29
Due from res' ve a « t s
249, mo 21
141, 857 42
Due from nat'l banks
117,409 80
Due from State banks
161,024 7<!
Heal estate, &c
50, 'J00 99
Current expenses
18, 391 19
Premiums paid
;;o, 571 " 6
Cash items
Clear' c-house exch' < s
>
Bills of other banks..
216, 762 00
14. 008 63
Fractional currency.
NO, 642 " 6
Specie
Legal-tender notes . .
361, 549 00
Due from TJ. S. Treas.

Total

MAltCII 15

MAY 1.

12 b a n k s

12 b a n k s .

11 b a n k s

$1,782,421 50
684, 000 00
175, 000 00

$1,820,206 97
684, 000 00
175, 000 00

94, 041
102, 522
133. 049
117. 510
172,919
33, 447
17, 378
84, 559

^, 632
133.751
140, 778
114. 470
171, 515
39. 842
15. 077
29. 216

06
oo
00
68
74
04
32

162,498
10, 310
134, 000
395, 950

128,
11,
118,
352,

935
214
624
068

26
82

27
52
80
40
28
40
00
45

3°
00

OCTOBER 1

J U S E 29.

11 b a n k s .

$1, 641, 256 79
650, 000 00
175, 000 00

$1, 507, 883 74
650, 000 00
175, 000 00

00

102. 301
51, 409
140. 477
108, 864
169, 289
19,112
11,107
31, 309

18
71
35
85
99
65
66
70

±04, 683
256, 782
111, 336
167, 674
170, 224
27. 817
10, 935
101 586

00
91
32
00

148.
11,
132,
407,

00
29
49
00

146, 035 00
8, 223 17
110, 643 9 5
284, 240 00

698
419
245
043

98
24
50
26
12
08
52
55

37, 008 01

34, 317 51

35, 915 42

36, 257 12

36,102 77

4,171,149 70

4, 042, 009 59

4,148,164 68

3, 835, 792 78

3, 869,168 88

ARKANSAS.
2 banks.
Loans and discounts.
Bonds for circulation
Bonds for deposits . .
TJ. S. bonds on hand..
Other stocks1 and b'ds
Due from res ve ag'ts.
D ue from nat'l banks.
Due from State banks
Heal estate, &c
Current expenses....
Premiums paid
Cash 0
items
Clear' "-house exch' °'s
Bills of other banks..
Fractional currency
Specie
Legal-tender notes . .
TJ. S. cert's of deposit
Due from TJ. S. Treas
Total

2 banks.

2 banks.

2 banks.

2 banks.

$213, 365 21
205, 000 00
100,000 00

$260, 889 06
205, 000 00
100, 000 00
10, 000 00
40. 878 00
61,177 04
36, 052 OS
6,016 42
1, 263 75
2, 463 53
7,487 50
1,336 53

$277,194 76
205, 000 00
100, 000 00
21,200 00
44, 601 73
70, 672 75
31.844 95
1,790 64
1, 263 75

$304, 453 60
205, 000 00
100, 000 00
27, 600 00
35, 973 91
30, 950 93
23, 692 31
2,135 04
3,263 75

$274, 404 53
205, 000 00
100, 000 00
21, 000 00
35, 405 84
35, 947 83
5,625 77
5,464 42
1,000 00

7 412 50

7,412 50

641 89

521 41

648 72

39,179 00

5. 520 00

13, 271 00

9,082 00

38.90290
54, 011 22
25, 898 94
3, :;07 41
2, 263 75
.429 23
12, 093 95
1, 781 60
53, 928 00
877 41
10, 808 95
83, 600 00

784 42

549 88

496 56

540 14

7, 820 73
72, 700 00

7, 013 30
45, 280 00

5,984 80
35, 350 00

14, 367 35
40, 900 00

9, 722 00

9,515 16

8, 175 00

8,474 94

9,422 80

815, 990 63

862, 563 ^2

828,161 15

802, 580 75

758, 809 40

KENTUCKY.
38 banks.

39 banks.

39 banks

39 banks

40 banks.

Loans and discounts. $8, 731, 287 72
Bonds for circulation.
6, 002, 650 00
Bonds for deposits - 110, 000 00
TJ. S. bonds on hand..
25, 500 00
Other stocks and b'ds
94, 803 90
Due from res' ve ag' ts.
791, 402 64
Due from nat'l banks.
600,913 87
Due, from State bauks
292,116 71
Heal estate, &o
441, 368 31
Current expenses
96, 892 22
Premiums paid
317,462 30
Cash items
20, 820 61
Clear' g-house exeh'gs
283. 733 00
Bills of other banks..
Fractional currency.
7, 529 95
Specie
61, 604 01
530, 047 00
Legal-te-nder notes . .
TJ.S. cert's of deposit.
30, 000 00
Due from TJ. S. Treas.
269, 287 18

$8, 514, 546 49
6,157, 650 00
110, 000 00
131,350 00
182, 540 15
563, 229 80
645, 708 27
294, 589 46
442, 747 38
79, 361 65
280, 751 67
28, 098 19

$8, 491, 536 98
6,166, 650 00
110,000 00
184. 000 00
273. 766 59
487, 724 94
481, 120 17
178.123 82
455; 657 13
99, 328 97
285, 571 92
31, 553 98

$8, 358, 365 88
6,166,650 00
110, 000 00
238, 750 00
325, 047 77
647, 315 79
468, 637 49
242, 681 93
482, 583 70
45, 258 44
249, 788 13
29, 050 0 1

$7, 876, 920 90
6,151, 650 00
110, 000 00
370, 850 00
371, 441 94
867, 874 92
635,181 03
277, 073 51
491, 630 98
69, 777 16
237, 034 10
34, 294 27

219, 905 00
6, 939 95
60, 230 81
582, 510 00
30. 000 00
288, 337 95

225, 676 00
7,183 28
60, 686 02
551, 673 00
30. 000 00
276, 744 70

213. 074 00
6,048 35
61, 089 67
565, 789 00
5, 000 00
283, 035 67

234, 642 00
5, 585 59
84, 479 37
528, 603 00
10, 000 00
277, 659 16

18, 707, 419 42

18, 618, 496 77

18, 396, 997 50

18, 498,166 03

18, 634, 697 93

Total




REPORT OF THE COMPTROLLER OF THE CURRENCY.

37

by States and reserve cities—Continued.
TEX A S
DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.

12 b a n k s .

12 b a n k s .

12 b a n k s .

11 b a n k s .

11 b a n k s .

$1,100, 000 00

$1,100, 000 00

Liabilities.
Capital stock .. ,

$1, 050, 000 00

$1, 050, 000 00

Surplus fund
Undivided profits

294, 981 53
.124, 615 92

300, 749 87
88, 291 85

299,128 62
85, 085 89

292, 628 62
72, 804 18

296, 065 26
75, 978 29

ISTat'l bank circulation
State bank circulation

610,167 00

596, 227 00

587, 677 00

536,457 00

533, 471 00

Dividends unpaid

$1,100, 000 00

237 50

4,150 00

135 00

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis. officers

1, 441, 924 85
88, 095 42
328,422 02

1, 534. 553 42
113.688 52
141, 904 33

1, 611, 932 98
141, 207 67
146, 227 79

1, 562, 888 23
126, 818 89
88, 672 53

1, 515, 833 20
86, 362 69
134, 531 73

Due to national banks
Due to State banks . .

21,183 83
134, 229 13

19, 311 49
114, 070 61

41, 780 42
109,103 47

26, 847 58
72, 025 75

33, 905 47
97, 886 24

Notes re-discounted..
Bills payable

24, 400 00
2, 500 00

12, 950 00
20, 000 00

15, 450 00
10, 333 34

2, 500 00

25, 000 00
20, 000 00

4,171,149 70

4, 042, 009 59

4,148,164 68

3 835, 792 78

3, 869 168 88

Total

262 50

630 00

ARKANSAS.
2 banks.
Capital stock

2 banks.

2 banks.

2 banks.

$205, 000 00

$205, 000 00

$205, 000 00

$205, 000 00

2 banks.
$205, 000 00

30, 375 00
16, 603 18

31, 750, 00
7, 315 60

31, 750, 00
5, 776 95

31, 750 00
10, 797 43

31,750 00
8, 036 30

184, 500 00

180, 400 00

144, 500 00

164, 300 00

184, 400 00

Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers

262, 225 34
83, 862 48
12, 235 54

334,172 32
72,101 82
9, 240 05

336, 258 91
83, 439 61
2, 778 82

297, 521 35
75, 734 22
5,172 46

250,164 84
54, 991 09
20, 821 43

Due to national banks
Due to State banks...

13,172 75
8, 016 34

17,927 80
4, 655 63.

11, 777 35
6, 879 51

9, 603 40
2, 701 89

3, 645 74

815, 990 63

862, 563 22

802, 580 75

758, 809 40

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

]N^otes re-discounted
Bills payable
Total

828,161 15

KENTUCKY.
38 banks.
Capital stock
Surplus fund
Undivided profits
Xat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits . .
XT. S. deposits
Dep'ts U.S.dis.officers

$6, 941, 000

j
00

I
1, 227, 550 35 !
609, 850 08

5, 315, 347 00 !
12, 511 20

39 b a n k s .

39 b a n k s .

$7 091, 000 00

$7, 041, 000 00

1 212, 500 11
460, 733 02
5 402, 207 00

39 b a n k s .
$7, 041, 000

40 b a n k s .
00

$6, 961, 730 00

1,199, 364 90
456, 297 91

1,163, 999 35
366, 857 71

1,124, 676 71
413, 654 38

5, 494,107 00

5, 486, 247 00

5, 391, 407 00

12, 863 30

8,897 30

80, 528 80

8,770 90

3, 834, 734 18 1 3 731, 364 69
81, 954 78
77, 929 96 !
356 00
3,013 00 |

3, 603, 824 64
80, 598 80
2,039 60

3, 742, 260 98
65, 709 10
720 68

4,116, 760 07
81, 822 48
2,611 20
195, 947 32
304, 443 67

Due to national banks
Due to State b a n k s . . .

239, 571 86 '
416, 041 30 ;

211,125 93
386, 211 74

150, 052 83
324, 684 32

188, 248 32
290,147 89

!Notes re-discounted..
Bills payable

8,740 9Q !
21,130 20 :

7, 050 00
21,130 20

5, 000 00
31,130 20

4 300 00
68,146 20

32, 874 20

18, 707, 419 42 ; 18 618, 496 77

18, 396, 997 50

18, 498,166 03

18, 634, 697 93

Total




38

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1877, arranged
CITY

O
F

LOUISVILLE.

DECEMBER 28.

MAHCH 15.

MAY 1.

JUNE 29.

OCTOBEK 1

8 banks.

8 banks.

8 banks.

8 banks.

8 banks.

Resources
Loans and discounts.
Bonds for circulation
Bonds for d e p o s i t s . . .
"IT S bonds on h a n d
Other stocks and b ' d s
D u e from res Ve a g ' t s .
Due fromnat'lbanks
D u e from State b a n k s
Heal estate. &c
C u r r e n t expenses
P r e m i u m s paid
Cash items
Clear'g-house exeh'gs
Bills of other b a n k s . .
Fractional currency.
Specie
Legal-tender notes . .
IT. S. cert's of deposit
D u e from U. S. Treas
Total

$4, 306, 348 50
2, 644, 700 00
500, 000 00

48, 759 19
162, 736 36
125,409 33
107, 732 44
240, 8(50 33
24, 621 60
235,345 43
40, 327 47

51, 690
263, 606
98, 352
125. 032
225, 779
59, 678
227, 848
24, 215

41
00
13
24
28
50
03
33

$4, 545, 668
2, 644, 700
500, 000
121, 400
69, 061
221, 341
151, 254
109, 759
226, 503
41, 823
173, 517
26, 348

68, 609 00
828 81
14, S28 45
450,123 00

117,512
1, 552
17,117
636, 053

00
75
4)
5
00

15
00
00
00
91
63
53
41
28
86
24
66

$4, 521, 747
2, 644, 700
500, 000
23, 550
63, 241
363,141
134, 403
126, 268
220, 286
18, 496
167, 450
42, 765

75
00
00
00
06
08
46
80
65
83
78
55

$4, 551, 089
2, 644, 700
500, 000
27, 200
59, 393
351,915
128, 985
117, 512
208, 963
52, 443
159, 975
73,119

00
10
3V
00

49, 500
1,307
62, 234
388, 200

00
41
68
00

47,113
1,308
85, 240
427, 210

84, 025
1,410
23, 575
496, 050

$4, 705, 424 92
2, 644, 700 00
500,000 00

36
00
00
00
09
72
19
55
17
74 I
81
1 3 '<
00
26
76
00

120, 411 50

121,181 00

126, 082 25

116, 424 90

9, 419, 897 52

117, 953 03
9,488,060 32

9, 557, 020 14

9, 453, 376 30

9, 552, 594 68

TENNESSEE.
25 b a n k s .

25 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits...
TT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other b a n k s . .
Fractional currency.
Specie
Legal-tender notes - .
IT. S. cert's of deposit.
Due from U. S. Treas.
Total

$5, 037, 242
2, 614, 000
400, 000
229, 550
151, 899
513,126
347,182
154, 752
364, 075
118, 813
201, 497
183, 038
485,
11,
82,
896,

496
070
118
403

00
43 i
91 I
00 t

471,039
12,197
87, 439
1,150, 800

25 b a n k s

25 b a n k s .

66 | $4, 542, 002 54
00 | 2, 614, 000 00
390, 000 00
oo !
316, 500 00
oo !
162, 437 65
30 !
979,192 14
90 !
40 :
455, 279 17
31
172, 790 70
87
369, 277 62
93
83, 651 96
84
180, 576 09
13 !
188, 612 96
00
42
66
00

466,
15,
129,
1,157,

25 b a n k s

39
00
00
00
20
79
16
88
30
40
67
90

$4, 691, 289
2, 744, 000
550, 000
304, 350
197,166
1, 010, 894
358, 641
120,192
355, 850
63, 337
182, 886
121, 616

45
00
00
00
56
22
31
52
10
99
13
04

$4, 734, 719
2, 744, 000
620, 000
202, 850
291, 045
829, 418
371, 745
119, 599
359, 897
59, 346
141, 525
76, 874

01
00
00
00
78
48
62
77
94
54
05
64

824 00
604 52
307 47
533 00

359, 959
9,797
145, 523
1, 058, 629

00
71
17
00

501, 887
9,933
182, 019
955, 262

00
23
52
00

$4, 900, 618
2, 614, 000
430, 000
337, 550
214, 360
769, 943
478, 883
186, 374
371, 698
95, 748
181, 362
141, 296

131, 941 09 !

126, 712 76

127,115 81

131, 612 20

128, 898 76

11, 922, 208 77 ;

12, 302, 509 67

12, 624, 221 49

12, 405, 745 40

12, 329, 023 34

OHIO.
152 b a n k s

153 b a n k s
Loans and discounts $32, 308, 958 39
Bonds for circulation. 17, 262, 250 00
400, 000 00
Bonds for deposits - . .
936, 700 00
IT. S. bonds on hand..
808, 686 80
Other stocks and b'ds
2, 757, 930 89
Due from res've ag'ts
981,199 37
Due from nat'l banks.
468, 698 10
Due from State banks
1, 612, 219 36
R e a l estate, <fec
218,169 16
C u r r e n t expenses
P r e m i u m s paid
281, 261 75
Cash items
357, 603 26
Bills of other b a n k s . .
Fractional currency.
Specie
..
Legal-tender notes . .
U . S. cert's of deposit
D u e from U. S. T r e a s
Total




854, 822
54. 647
283,154
3, 322, 270
10, 000
779, 393

00
83
56
00
00

63, 697. 005 22

150 b a n k s .

$30, 939, 761 75
17, 249, 750 00
325, 000 00
973, 300 00
904, 735 87
2, 903, 294 24
1, 011,179 85
410, 542 88
1, 671, 674 05
382, 098 76
269,199 52
316, 520 55
891, 517
41, 495
401, 561
3, 374, 303
10, 000
816.158

151 b a n k s

151 b a n k s

$30, 621, 849 53 $29, 718, 930 47
17, 019, 750 00
17, 054, 750 00
325, 000 00
325, 000 00
828, 600 00
751,150 00
846, 253 63
845, 996 20
1, 791, 307 49
2, 432, 926 49
657, 347 76
735, 383 02
370, 957 43
445, 576 79
1, 621, 210 21
1, 654, 816 46
395, 313 50
204, 471 22
233, 840 42
215, 281 23
318, 389 79
300, 600 81

00
12
03
00
00
70

834, 853 00
39, 568 55
406, 312 96
3, 232, 582 00
10, 000 00
804. 300 00

62, 892, 092 32

60. 357. 436 27

626, 849
39, 767
391,161
2, 638, 357

00
40
82
00

$29, 559, 654
16, 959, 750
328. 400
1, 068, 550
795, 605
2, 841, 075
936,121
480, 012
1, 706, 673
388, 343
190, 246
354, 572

58
00
00
00
78
55
31
05
93
14
59
44

891, 309
36,105
483, 991
3, 249, 685

00
60
53
00

752, 000 84

802, 656 33'

59, 133, 018 75

61, 072, 752 83

39

REPORT OF THE COMPTROLLER OF THE CURRENCY.
by States and reserve cities—Continued.
CITY OF LOUISVILLE.
DECEMBER 28.

MAKCII 15.

8 banks.

8 banks.

JUNE 29.

Liabilities.

Capital stock

8 banks.

$3, 095, 500 00 $2, 995, 500 00 j $2, 995, 500 00 ! $2, 995, 500 00

Surplus fund
Undivided profits

342, 212 13
174, 486 14

ISTat'l bank circulation
State bank circulation

353, 417 31
212, 518 23

1, 582, 890 74 \
201,861 90 i
226. 885 65

!
Due to national banks!
Due to State banks... i
^Totes re-discounted.. j
Bills payable
:.

$2, 995, 500 00

320. 912 67 !
138, 522 84 I

317, 333 04
130, 035 00

2, 329, 293 00 !

2, 326, 053 00 2, 342, 953 00

4, 202 00

3.843 50

Individual deposits . U. S. deposits
Dep'ts U. S.dis. officers

8 banks.

2, 342, 243 00 \

2, 357, 469 00 |

Dividends unpaid

Total

8 banks.

10,727 00 '

13, 696 00

9, 391 00

1, 548. 674 41 1, 743, 005 62 ! 1, 716,113 81
268, 407 85 ;
211,056 01
207, 050 08
182, 588 45 I
201,870 57

1, 719, 520 08
166, 820 01
271,999 90

842,112 14
655, 311 09

637,011 48 I
672, 954 80
192. 944 89

713, 890 99
679, 388 56

35,300 84 :

9, 419, 897 52 ,

9, 557, 620 14

752, 945 03
743, 039 50

77, 445 25
75, 000 00

861,312 65
672,049 72

53, 251 70

I 9, 488, 060 32 j

319, 778 62
213, 578 98

17, 068 56

9, 453, 376 30 9, 552, 594 68

TENNESSEE.
25 banks.

25 banks.

$3 080 300 00

$3 080 300 00

$3. 080 300 00

$3 080 300 00

$3 080 300 00

560. 817 65
377; 176 65

529, 946 22
228, 614 04

530, 562 35
258, 993 52

468,124 10
284, 041 74

478, 899 90
211, 080 73

2, 345, 601 00

2, 338, 740 00

2, 325, 040 00

2, 419, 860 00

2, 426, 570 00

25 banks
Capital stock
Surplus fund
Undivided profits
N a t l bank circulation
State bank circulation

25 banks

25 banks.

1,963 50

3,068 50

2,478 00

23,166 00

9, 612 00

Individual deposits . .
U. S. deposits
Dep'ts U.S.dis. officers

4, 865, 390 99
257, 625 33
79, 082 15

5, 631, 712 27
239, 031 89
58,194 29

5, 872,149 04
293, 364 93
65, 287 63

5, 457, 057 12
422, 239 82
51, 778 64

5, 272, 744 19
493, 373 46
81, 222 33

Due to national banks
Due to State b a n k s . . .

238, 697 69
96, 762 21

132,122 79
56, 579 67

132, 085 51
63, 960 51

145, 189 89
53, 988 09

154,103 47
108, 692 26

Notes re-discounted..
Bills payable

6, 591 60
12, 200 00

4,200 00

11, 922, 208 77

12, 302, 509 67

Dividends unpaid

Total

12,425 00
12, 624, 221 49

12, 405, 745 40

12, 329, 023 34

OHIO.
153 banks.

152 banks.

150 banks.

151 banks.

$19, 571, 900 00

$19, 461, 900 00

$18, 706, 900 00

$18, 756, 900 00

$18, 636, 900 00

4,138, 790 98
1, 560, 376 63

4,100, 596 25
1, 752,139 16

3, 994, 929 35
1, 804, 782 42

3, 948, 246 19
1, 308, 671 30

3, 945, 493 78
1, 706, 056 61

Xat'l bank circulation 15, 313, 908 00
36, 943 00
State bank circulation j

15, 206, 642 00

15, 043, 700 00

15, 062, 508 00
22, 723 00

14, 987, 999 00

Capital stock
Surplus fund
Undivided profits

Dividends unpaid

26, 472 22

Individual deposits . .
U. S. deposits
Dep'ts U.S.dis.officers

21, 026, 870 47
259,322 18
33, 091 49

Due to national banks
Due to State b a n k s . . .

612,016 93
470,443 67

Xotes re-discounted..
Bills payable

212. 245 95
435! 583 70

Total




I 63, 697, 965 22

22, 735 00 j

22, 734 00

17, 249 00 !

37, 669 72

20, 725,
226,
32,
403,
432,

841
345
210
676
730

53
33
86
43
63

18, 889, 946
223, 026
22, 794
594, 220
439,194

84
14
15
33
44

208, 355 08 I
369,183 80

77, 080 00
18, 289, 084 51
210, 675 17
30, 549 07
486, 768 74
367, 000 89

151 banks.

22,722 00
26, 818 75
20,108,
184,
25,
583,
417,

630
300
467
536
715

54
60
27
85
01

224.869 58
347, 942 30

108, 515 87
318, 596 55

62, 892. 092 32 i 60, 357, 436 27 \ 59,133, 018 75

61, 072, 752 83

167, 557 47 |
252, 408 66 !

40

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 17 1877? arranged
CITY

OF C I N C I N N A T I .

! DECEMIJEU 28.

MAY

Resources.
6 banks.

6 banks.
Loans and discounts. $8. 506. 275
3, 702, 200
Bonds for circulation
Bonds for deposits . .
825, 500
U. S. bonds on hand..
336, 300
Other stocks and b'ds!
180. 604
Due from res've ag'ts.
1, 628. 198
Due from nat'l banks.
491, 496
Due from State banks
339. 783
Heal estate, &c •
|
200, 341
Current expenses
j
125! 815
Premiums paid
j
24, 455
Cash items
j
68. 159
Clear'g-house exch'gsj
137, 679
098
Bills of other banks.. j
591
Fractional currency. i
Specie
37. 752
Legal-tender notes . .
947, 720
TJ. S. cert's of deposit.
560. 000
Due from U. S. Treas.
184, 843
Total

17
00
00
00
02
11
28
18
84
72
81
47
47
01»
22
35
00
00
50

18, 525, 815 04

CITY
6 banks.
Loans and discounts Bonds for circulation.
Bonds for deposits . .
TJ. S. bonds on hand..
Other stocks and b d s
Due from res've ag'ts j
Due from nat'l banks |
Due from State banks i
Real estate, &c
Current expenses
Premiums paid
Cash items
i
Clear'g-house exch'gs
Bills of other banks.. j
Fractional currency.
Specie
Legal-tender notes . .
TJ. S. cert's of deposit.
Due from U.S. Treas.
Total

$7,170, 489 55
2, 326, 000 00
225, 000 00
116, 000 00
88, 169 59
489, 858 17
481, 929 25
182,877 68
194,104 37
50, 531 58
13, 767 00
116, 007 91
79, 809 85
207,313 00
10, 230 81
124, 877 20
690, 000 00
35, 000 00
98, 694 92

$8. 661, 593
3. 702.200
825, 500
419. 450
215, 188
1,118. 741
341. 652
394; 755
238, 228
100, 025
14, 469
48, 843
112, 705
230, 794

828
44, 980
949, 000

000
145

1.

JUNE 29.

6 banks.

6 banks.

81
$8, 414. 773 52
3, 702. 200 00
00
00
825, 500 00
00 '
451, 550 00
54
126,155 65
19
1. 003. 360 04
03
333. 522 65
15
302. 541 42
91
238. 203 91
21
87. 860 67
18
13. 662 65
89 ;
50. 017 24
68 i
73. 359 28
00 !
201. 152 00
77
1. 026 31
5L 928 35
58 !
00
727,114 00
00
455, 000
45
169. 666 95

oo-

18,160,102 39 I 17, 228, 654 64

$8, 253. 613
3. 702. 200
865, 500
473. 500
227, 553
1, 274. 426
313. 517
334.197
258,130
45. 330
8.130
49. 794
115. 604
196. 636
1, 135
63, 370
669,158
420, 000
179. 946

6 banks.
82
00
00
00
59
49
79
03
94
92
91
06
96
00
15
12
00
00
95

$8, 369, 304 10 !
3, 702, 200 00 I
890, 500 00 j
331,550 00 !
292, 382 08 j
1, 083, 652 66 |
550,872 62 i
294, 058 36 |
250, 934 51 |
65, 996 75 j
83," 728*33"!
61, 611 10
254, 405 00
925 00
74, 947 19
863, 000 00
930, 000 00
184, 646 95

17, 451, 746 73 I 18, 284, 714 65

OF CLEVELAND.
6 banks.
$7, 442, 227 69
2,'326, 000 00
225, 000 00
119, 000 00
91, 418 34
305, 455 03
323, 977 14
94,133 37
194, 111 37
127,177 55
13, 767 00
62, 298 78
98, 176 62
125, 866 00
8,483 55
146, 844 10
830, 000 00
30, 000 00
101, 684 93

12, 700, 660 88 j 12, 665, 621 47

6 banks.
$6, 961,776
2. 267,000
225. 000
104, 150
41, 193
271. 132
417, 497
160, 038
194. 116
103, 006
12, 423
47, 106
109, 686
205. 966
10, 588
142, 297
920, 000
5, 000
103, 467

6 banks.
95
00
00
00
34
50
35
69
82
22
25
90
64
00
02
11
00
00
33

$6, 680,214
2, 267,000
225, 000
87, 900
43. 675
66L 795
417, 138
234, 464
197, 125
39, 089
12, 423
64, 497
93, 531
111, 304
8, 709
109, 192
820, 000
5, 000
94, 208

6 banks.
93
00
00
00
84
88
32
33
53
58
25
59
56
00
57
85
00
00
14

12, 301, 447 12 I 12,172, 271 37

$6, 242, 895 78
2,167, 000 00
225, 000 00
328, 900 00
45, 615 83
1, 673, 880 47
440, 675 98
575,103 65
223,131 53
124, 406 94
12,423 25
66,194 18
106, 618 39
330, 830 00
9,713 63
88, 664 71
1,195, 000 00
15, 000 00
94, 941 69
13, 965, 996 03

INDIANA.
98 banks
Loans and discounts. $24, 086, 623 32
Bonds for circulation
13, 301, 700 00
Bonds for deposits . .
300, 000 00
TJ. S. bonds on hand..
295, 050 00
Other stocks and b d s
738, 680 95
Due from res've ag'ts.
1, 871, 648 65
Due from nat'l banks.
1,181,543 03
Due from State banks
454, 666 95
Real estate, &c
1, 494, 609 83
Current expenses
288, 514 47
Premiums paid
233, 006 73
Cash items
238,104 90
Clear'g-house exch'gs
975, 385 00
Bills of other banks:.
Fractional currency.
31, 201 85
Specie
215, 411 41
Legal-tender notes . .
2, 488, 348 00
TJ. S. cert's of deposit.
70, 000 00
Due from U. S. Treas.
619, 728 71
Total




48, 884, 223 80

96 banks

95 banks

$22, 590, 512 30
12, 937, 000 00
400, 000 00
397, 600 00
776, 363 48
2, 378, 692 48
1, 390, 333 79
521,189 68
1, 548, 826 58
186, 778 46
214, 975 85
247, 452 9 7

$22, 483, 210 49
13, 024, 000 00
400, 000 00
671. 850 00
758, 752 01
2, 378, 338 27
1, 555, 866 34
442, 942 71
1, 599, 090 30
306. 955 58
228,616 48
290, 215 02

743, 229 00
29, 964 18
291, 884 28
2, 456, 248 00
70, 000 00
628, 272 55

793, 207 00
29, 822 83
324. 400 53
2, 625, 398 00
15,000 00
581, 535 56

47, 809, 322 90

48, 509, 201 12

95 banks.

94 banks

815, 894 01
924, 000 00
400, 000 00
981, 050 00
928, 533 60
2 116, 913 09
1, 219, 201 83
420,127 76
1, 628, 721 50
201,106 13
195, 358 18
324, 271 43

$20, 497, 607 78
12, 882, 500 00
400, 000 00
926, 300 00
945, 042 32
2, 569, 243 03
1, 979, 622 04
651, 826 64
1, 701, 078 73
224, 884 06
178, 887 88
352, 370 92

626, 286 00
24, 669 64
352, 619 73
228, 453 00
2,
15,000 00
580, 443 46

902, 786 00
17, 920 87
418, 919 57
2, 450,164 00
5,000 00
655, 290 07

982, 649 36

47, 759, 443 91

$21
12

46,

REPORT OF THE COMPTROLLER OF THE CURRENCY.

41

by States and reserve cities—Continued.
CITY

OF

CINCINNATI.

DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

6 banks.

6 banks.

6 banks.

6 banks.

$4, 400, 000 00

$4, 400, 000 00

$4 350, 000 00

$4, 300, 000 00

$4 300 000 00

706, 200 00
688, 208 26

872, 400 00
395, 298 18

712, 400 00
542, 034 76

712, 400 00
577, 053 04

718, 300 00
463, 834 18

3, 317, 070 00

3, 318, 790 00

3, 304, 370 00

3, 098, 970 00

3, 096, 050 00

5,376 00

4,827 00

3,929 00

3,164 00

5,976 00

Individual deposits -.
U. S. deposits
Dep'ts U.S.dis.officers

5,148, 264 11
735, 000 00

4, 507, 771 60
735, 000 00

3, 893, 804 88
735, 000 00

4, 388, 776 17
805, 512 35

4, 815,127 98
823, 675 16

Due to national banks
Due to State banks...

2,160, 994 73
726,151 94

2, 583, 252 97
716, 312 64

2, 247, 098 19
817, 567 81

2,103,157 57
804, 263 60

2, 568, 090 18
811, 891 15

Liabilities.
Capital stock
Surplus fund
Undivided profits
I^at'l bank circulation
State bank circulation
Dividends unpaid

^N~otes re-discounted
Bills payable
Total

638, 550 00

626, 450 00

622, 450 00

658, 450 00

681, 950 00

18,160,102 39

17, 228, 654 64

17, 451, 746 73

18, 284, 714 65

N a t ' l b a n k circulation
S t a t e b a n k circulation

OF

CLEVELAND.

6 banks.

6 banks.

6 banks.

00

$4, 350, 000 00

$4, 350, 000 00

$4, 350, 000 00

$4, 350, 000 00

734, 045 90
193, 426 14

734, 045 90
341, 632 06

646, 945 90
284, 512 91

652, 418 39
138, 762 87

652, 418 39
306, 945 15

2, 001, 440 00

1, 987, 240 00

1, 967, 820 00

1, 922, 200 00

1, 867, 500 00

6 banks.

Surplus fund
Undivided profits

6 banks.

18, 525, 815 04

CITY

Capital stock

OCTOBER 1

$4, 350, 000

6 banks.

585 00

90 00

42,100 00

18, 756 00

18,144 00

Individual d e p o s i t s . . .
U. S. deposits
D e p ' t s U.S.dis.officers

3, 594, 933 43
85, 420 02
64,161 77

3, 645, 315 88
35, 450 02
128, 328 99

3, 637, 467 15
124, 654 68
28, 893 27

3, 956, 528 72'
85,178 79
56, 517 40

5, 341, 878 98
123, 945 25
76,175 42

D u e to national b a n k s
D u e to State b a n k s . . .

524, 470 09
387, 878 39

402, 799 45
337, 991 42

338, 763 17
262, 290 04

276, 707 02
318, 202 18

455, 743 21
447, 245 63

iNotes re-discounted..
Bills payable

308, 500 14
455, 800 00

163, 727 75
539, 000 00

124, 000 00
494, 000 00

88, 000 00
309, 000 00

2,000 00
324, 000 00

12, 700, 660 88

12, 665, 621 47

12, 301, 447 12

12,172, 271 37

13, 965, 996 03

Dividends unpaid

Total

INDIANA.
98 b a n k s .
Capital stock
Surplus fund
Undivided profits
INat'lbank circulation
State bank circulation

96 b a n k s .

95 b a n k s .

95 b a n k s .

$15 998, 500 00

$15 512 530 00

$15, 321, 530 00

$15 191 530 00

$15 034 530 00

4 428, 905 92
1 579, 803 75

4, 413, 058 22
1, 239, 599 16

4, 389, 775 17
1, 321, 437 52

4, 274, 406 58
1, 399, 909 66

4,116, 432 48
1, 294, 502 96

11 887, 759 00

11, 529, 219 00

11, 571, 578 00

11, 446, 453 00

11, 435, 898 00

94 b a n k s .

22, 974 27

47, 368 75

18, 214 70

52, 391 50

14, 523 16

Individual deposits...
U . S. deposits
Dep'ts U.S.dis.officers

13 354, 003 31
123,178 65
180, 017 89

13, 238, 047 80
159, 942 95
381, 070 91

14,101, 528 10
178, 917 58
60, 911 94

12, 977, 292 67
142, 450
116, 510 34

13, 839, 739 79
150, 441 01
157, 970 94

Due to national banks
Due to State b a n k s . . .

693, 051 60
485, 474 88

746, 058 87
453, 429 24

870,137 83
635, 370 28

794, 408 51
537, 796 85

1, 055, 612 87
604, 483 89

!N"otes re-discounted..
Bills payable

89,113 24
41, 441 29

47, 831 20
41,166 80

5,800 00
34, 000 00

17, 500 00
32, 000 00

21, 500 00
33, 808 81

48, 884, 223 80

47, 809, 322 90

48, 509, 201 12

46, 982, 649 36

47, 759, 443 9L

Dividends unpaid

Total




42

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 17 1877, arranged
ILLINOIS.
DECEMBER 2 8 .

MARCH 15

MAY 1 .

JUNE 29.

OCTOBER 1

131 b a n k s

131 b a n k s

129 b a n k s

128 b a n k s

130 banks

1

Resources.
Loans and discounts. $20, 559, 928 97
Bonds for circulation. 8, 678, 000 00
825, 000 00
Bonds for deposits ..
130, 450 00
TJ. S. bonds on hand..
645, 401 89
Other stocks and b'ds
2,141, 405 60
Due from res've ag'ts
847, 996 59
Due from nat'l banks
194, 765 20
Due from State banks
1, 411, 935 09
Keal estate, &c
257, 508 06
Current expenses
259, 288 84
Premiums paid
279, 427 90
Cash items
Clear' g-house exch'gs
686, 427 00
Bills of other banks..
36, 209 84
Fractional currency .
199, 292 9(5
Specie
2, 530, 943 00
Legal-tender notes ..
20, 000 00
TJ. S. cert's of deposit.
394, 476 09
Due from TJ. S. Treas
40, 098, 456 33
Total

$19, 606, 630
8, 658, 000
825, 000
292, 500
724, 903
3, 071, 043
911, 808
168,123
1,418,243
251, 738
229,155
311, 230

78
00
00
00
75
84
59
11
35
19
41

801, 286
29, 631
268 844
2, 763, 977
20, 000
420, 934

00
36
-17
00
00
77

40, 773, 051 28

CITY
10 banks.

m-

OF

$19, 617, 245
8, 520, 500
825, 000
339, 300
674, 9?7
2, 692, 745
866, 866
174, 220
1,440.181
295, 750
212, 581
333, 397

29
00
00
00
96
41
75
59
42
87

714, 580
30, 450
361 404
2,521,755
20, 000
406, 064

00
21

97

95

671,148
27,107
409, 303
2, 418, 475
20, 000
392, 215

00
65
78
00
00
99

40, 046, 977 76

40, 629, 010 00

$18, 887, 071 71
8, 621, 500 00
825, 000 00
572, 050 00
610, 468 49
3, 226, 831 29
941, 487 01
155,112 00
1, 492, 671 64
194, 045 94
171, 311 86
380, 977 75
632, 296 00
21,164 50
482 144 g9
2, 488, 491 00 !
20, 000 00
417, 912 81
40,140, 536 62

CHICAGO.

10 banks.

10 banks.

$15, 905,127 38
950, 000 00

$15. 712, 528 46
950, 000 00

29, 061, 421 52

30, 344, 426 15

Total

85
00
00
00
69
12
08
26
38
58
45
17

00
00
27

Loans and discounts $15, 590, 706 52
Bonds for circulation
950, 000 00
Bonds for deposits
544, 500 00
TJ. S. bonds on h a n d . .
Other stocks and b'ds
136, 344 08
2, 734, 494 85
D u e from res've ag'ts.
660,159 68
D u e from nat'l b a n k s
Due from State banks
390, 669 76
Heal estate, &c
697, 667 01
196, 391 33
C u r r e n t expenses
P r e m i u m s paid
12, 564 72
Cash items
51, 725 62
993, 227 16
Clear'g-house exch'gs
Bills of other b a n k s . .
632, 510 00
6, 643 40
Fractional currency .
Specie
400, 767 39
3, 832, 500 00
Legal-tender notes . .
1,165, 000 00
TJ. S. cert's of deposit.
65, 550 00
D u e from TJ. S. Treas

1,156, 450
179, 596
3,120, 807
787,136
459, 317
709, 493
140, 051
57, 615
66, 855
867,138
588, 539
5,076
617,129
3,446 042
1, 230, 000
58, 050

$19, 398, 764
8, 480, 500
825, 000
505, 850
732, 786
3, 388, 580
1, 017,120
163,419
1, 467, 508
234, 796
182, 657
293, 776

00
08
30
68
99
20
76
40
17
39
00
68
12
00
00
00

1,197,150
180, 596
2, 524, 516
773, 525
582,159
606, 341
160, 001
48, 547
50, 872
1, 750, 408
673, 033
2,468
1, 424,118
2, 443, 500
1,115, 000
92, 450

10 banks.

00
08
14
64
72
20
60
81
13
53
00
49
08
00
00
00

30, 287, 216 88

$15, 483, 652
950, 000
100, 000
2, 512, 750
144, 616
2, 771, 867
702, 327
441, 974
742, 862
102, 937
31, 034
27, 790
1, 064, 219
653, 723
2, 511
1, 292, 630
2, 949, 500
1, 560, 000
73, 750

9 banks.
95
00
00
00
08
21
84
41
68
24
98
02
58
00
80
66
00
00
00

31, 608,148 45

$15, 921, 429
800, 000
100, 000
2, 596, 550
157, 733
3, 024,196
1, 091, 213
592,140
723, 625
67, 817
21, 871
17, 976
2, 242,108
584, 983
2,780
1, 233, 225
2, 922,190
990, 000
65, 700

72
00
00
00
68
31
52
24
76
45
71
48
88
00
82
56
00
00
00

33,155, 543 13

MICHIGAN.
76 banks

76 banks

Loans and discounts $12,129, 816 18
4, 943, 700 00
Bonds for circulation.
50, 000 00
Bonds for deposits...
65, 450 00
TJ. S. bonds on hand..
499, 470 79
Other stocks and b'ds
1,151, 322 03
Due from res've ag'ts
506, 835 66
Due from nat'l banks
103, 870 65
Due from State banks

Keal estate, &c

C u r r e n t expenses
P r e m i u m s paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional currency .
Specie
Legal-tender notes - TJ. S. cert's of deposit.
D u e fromTJ.S. Treas.
Total




515
664
358
719

37
66
62
22

$11, 948, 994
5, 038, 700
50, 000
76, 750
486, 407
1, 322, 541
471, 558
95, 381
901, 698
118,194
98, 691
114, 444

469,613
19, 557
126, 549
1, 064,177

00
13
45
00

233, 880
22,162
163, 041
935,116

896,
181,
107,
132,

227," 997 'sh
22,676,617 61

75 banks.
32
00
00
00
39
68
29
50
78
31
54
88

$12,102, 604
4, 923, 700
50, 000
75, 450
476, 803
1,061,764
417, 737
67, 830
908, 447
155, 518
92, 530
109, 262

00
67
73
00

276,
17,
242,
987,

245," 871"63"
22, 323 434 79

012
769
252
958

75 b a n k s

75 b a n k s

91 $12, 306, 934 80
00
4, 920, 300 00
00
50, 000 00
00
102, 000 00
20
465, 896 74
26
1, 001, 334 36
45
363, 273 64
56
102,173 29
27
944, 513 52
64
67, 305 66
99
87, 437 98
90
104, 683 09
00
02
79
00

226," 606" 28*
'>2, 192. 292 27

262,
15,
246,
889,

796
794
596
916

00
03
87
00

$11, 818, 451
4, 912, 350
55, 000
170, 900
458, 924
1, 457, 020
492, 368
83, 759
975, 361
133, 641
75,130
109, 809
337,
14,
278,
1, 064,

705
603
726
608

93
00
00
00
04
24
97
16
62
35
23
85
00
50
49
00

221, 802 37

227," 460 "36"

'>'> 152,758 35

22, 665, 820 74

REPORT OF THE COMPTROLLER OF THE CURRENCY.

43

by States and reserve cities—Continued.
ILLINOIS.
DECEMBER 28.

MARCH 15.

131 b a n k s .

131 b a n k s .

Liabilities.

Capital stock

129 b a n k s .

j $11, 446, 000 00 $11, 394, 600 00

$11,164, 600 00 $11,114, 600 00

130 b a n k s .
$11, 279, 600 00

3, 860, 665 92 j
1, 366, 621 64 |

j
j
j
Nat'l bank circulation
State bank circulation-.
;

3,864,012,17
1, 090, 789 59

3, 805,163 71
1,143, 273 14

3, 771, 855 77
1,132, 254 15

3, 670, 099 65
955, 758 99

7, 745,153 00 j

S u r p l u s fund
Undivided profits

Dividends unpaid

128 b a n k s .

7, 699, 593 00 j

7, 5G9, 078 00

7, 487, 513 00

7, 594, 253 00

15, 560 53

29, 471 65 i

38, 828 00 |
I

14,135, 405 12 | 15,451,580 27 ! 15,199,225 51
025, 790 52 I
613, 6?4 95 j
584,642 17
49, 0S7 20 i
59, 787 38 ;
53, 780 19

Individual deposits . . '
U. S. deposits
|
Dep'ts TJ. S.dis. officers

92, 062 00
15, 848, 074 59 I
572, 736 05 |
38, 394 93

39, 575 50
15, 408, 044 09
620, 922 03
41, 415 84

Due to national banks
Due to State b a n k s . . . '•,

122, 363 15
155,230 71 j

107, 905 39 |
252,887 54 I

93,738 86
253, 064 86

100,135 20
300, 802 22

97, 875 96
333, 492 43

Notes re-discounted..
Bills payable'
\

410, 515 25 |
153, 617 56 j

161,927 51 I
53, 317 56 j

139, 390 91
52, 192 41

150. 631 42
19, 950 67

97, 069 46
2, 429 67

Total

40, 098, 456 33

40, 773, 051 28 j 40, 046, 977 76 j 40, 629, 010 00 j

CITY

OF

40,140, 536 02

CHICAGO.
10 b a n k s

10 banks.

N a t ' l bank circulation
State bank circulation

$5,150, 000 00

$4, 650, 000 00

$4 650, 000 00

$4, 450, 000 00

2,175,000 00
517, 659 61

Surplus fund
Undivided profits

10 b a n k s .

$5,150, 000 00

Capital stock

10 banks.

2, 290, 000 90
341, 644 19

2, 215, 000 00
484, 036 80

2 215, 000 00
446,149 97

2, 200, 000 00
482, 329 02

624, 600 00

582, 900 00

571, 600 00

543, 900 00

468, 500 00

9 banks.

50, 020 00

825 00

13, 860 00

55, 640 00

771 00

Individual deposits . .
U S deposits
Dep'ts U.S dis officers

12, 714,155 06

12, 352, 348 08

13, 361 576 12

13 807, 867 13
53, 011 79

16,137,159 34
66, 032 99

Due to national banks
Due to State b a n k s . . .

4, 464, 085 2!
2, 950, 798 31

5,754,366 81
3, 629, 342 07

5, 500,132 61
3, 393, 511 35

6 080, 558 14
3, 741, 021 42

5, 584, 228 57
3, 766, 522 21

Notes re-discounted..
Bills payable

415,103 33
...

243, 000 00

97, 500 00

15, 000 00

29, 061, 421 52

30, 344, 426 15

30,287,216 88

31 608,148 45

Dividends unpaid

Total

33,155, 543 13

MICHIGAN.
76 banks.

76 b a n k s .

75 b a n k s

75 b a n k s .

75 b a n k s .

Capital stock

j

$7, 663, 200 00

$7, 678, 200 00

$7, 463, 976 00

$7, 558, 200 00

$7, 528, 200 00

Surplus fund
Undivided profits

|
j

2, 012, 082 09
1, 085,122 97

2, 005, 451 28
727, 552 88

2, 008, 576 39
828, 443 93

2, 034, 793 83
669, 641 93

1, 994, 762 51
790, 316 97

Nat'lbank circulation J
State bank circulation

4, 411, 206 00

4, 450, 755 00

4, 348,130 00

4, 325, 818 00

4, 222, 880 00

i

4,062 00

7,084 30

42, 485 30

143, 825 80

34, 496 00

Individual deposits . . j
U. S. deposits
Dep'ts U.S.dis.officersj

Dividends unpaid

7,140, 999 75
13, 800 93
14, 311 52

7, 091, 263 63
19,189 92
12, 217 15

6, 956, 367 12
33, 093 35
6,999 27

6, 938, 779 09
33, 048 06
8,227 34

7, 715, 583 60
29, 343 79
23,104 13

Due to national banks!
Due to State b a n k s . . .

78. 826 01
68J 296 30

56, 674 41
91, 089 56

70. 271 68
46,134 88

42, 216 96
35, 367 79

61, 938 06
40, 991 29

Notes re-discounted..'
Bills p a y a b l e . . . .

140, 997 76
43, 712 28

167, 584 40
16, 372 19

365, 005 46
22, 808 89

345, 207 99
17, 631 56

Total




22,676,617 61 j 22,323,434 72 j 22,192,292 27 \ 22,152,758 35 j

208, 078 17
16,126 22
22,665,820 74

44

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1877, arranged
CITY

OF DETROIT.

MARCH 15.

DECEMBER 2

'

MAY 1.

JUXE 29.

OCTOBER 1

4 banks.

4 banks.

4 banks.

Resources
4 banks.

4 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits.. T S bonds on hand
T
Other stocks and b'ds
Due from res'veag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency Specie
Legal-tender notes . .
\J S cert's of deposit
Due from U.S. Treas
Total

$4, 595,179 57
1, 303, 400 00
500, 000 00
23 150 00
97, 226 58
922, 236 88
842, 425 34
70, 230 05
91, 700 00
41, 682 39

$4, 516, 024 90
1, 303, 400 00
500, 000 00
92. 926
888, 017
461,127
70,138
9 J , 950
37, 088
8,096
40 500
102, 906
166,189
8.390
48, 593
753, 764

58
93
95
90
00
75
86
41
76
00
63
95
00

:

5, 359

i
;
;
!
i

57,
149,
48,
8,
108,
791,

046
341
345
965
769
874

$4, 564,132 19
1. 303. 400 00
500, 000 00
28 250 00
91, 433 35
805, 465 62
733, 014 49
07). 329 38
91, 450 00
17. 989 03
3(5 i
5, 359 36
49
i}\ 234 69
72 i
228, 804 84
00 |
168, 335 00
39
5, 855 24
69 !
114,859 97
00 | • 706,548 00

$4,189, 613
1, 303, 400
500, 000
113 800
87, 469
853, 537
621, 557
93, 912
92, 754
23, 388
89, 052
31 490
170,172
91, 711
5,836
128 869
681, 326

96
00
00
00
24
15
97
60
57
30
79
08
53
00
34
37
00

$4,177, 269
1, 353, 400
500, 000
145 250
73^ 115
1, 339, 288
627, 389
58, 993
91, 200
9, 355
5,359
57 811
240, 561
80, 398
4,916
136 070
761, 555

32
00
00
00
69
80
84
25
00
83
36
08
60
00
45
13
00

87, 292 03 :

73, 053 13 !

80, 633 83

66, 293 73

66,138 83

9, 236, 408 65 |

9, 729, 985 59 ,
'

9, 576, 094 99

9,144,185 69

9, 728, 073 18

WIS C ONSIN.
37 banks.

Loans and discounts
Bonds for circulation Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due from res'veag'ts.
Due from nat'l banks.
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exeh'gs
Bills of other banks..
Fractional currency.
Specie
...
Legal-tender notes ..
Due fromU. S. Treas.
Total

37 banks.

$5,174, 904 58
2, 015, 500 00
125, 000 00
80, 900 00
100,081 98
752,114 88
311, 805 60
62, 565 51
339,169 59
87, 288 02
36, 652 63
51, 529 27

$5, 048, 272 75
2, 039, 500 00
100, 000 00
204,400 00
105, 566 54
773, 321 54
439, 628 61
71, 357 24
341, 342 68
54, 624 66
29,407 74
54, 559 25

261,053 00
9, 700 28
65, 820 56
718, 870 00

194,182 00
9, 059 86
134, 991 76
674, 612 00

37 b a n k s .
$5,114, 949 41
2, 039, 500 00
100, 000 00
227, 200 00
83, 764 99
649,153 90
285,194 08
65, 994 38
336, 966 84
60, 435 71
28, 728 66
54,150 67
144, 443 00
8,183 72
141, 703 16
607, 369 00

36 banks.
$5,191, 853 12
2, 009, 500 00
100, 000 00
239,200 00
80, 505 69
557, 980 47
235, 386 84
58, 849 41
332,273 56
51, 603 07
26, 814 22
36, 649 08
138, 575 00
8, 577 87
131, 607 40
491,438 00

35 b a n k s .
$5, 247, 352 14
1, 959, 500 00
100, 000 00
230, 200 00
97, 719 94
555, 425 69
381,488 50
32, 286 57
322, 795 89
66, 285 29
25, 320 32
40, 333 61
116,
6,
159,
490,

932
392
938
026

00
66
01
00

97,534 07

101,190 60

98, 711 25

91, 865 67

93, 213 99

10, 290, 489 97

10, 376, 017 23

10, 046, 448 77

9, 782, 679 40

9, 925, 210 61

CITY OF MILWAUKEE.
3 banks.

Loans and discounts. $2, 028, 387 62
285 000 00
Bonds for circulation.
400, 000 00
Bonds for deposits ..
104, 800 00
XT. S.bonds on hand..
76,100 00
Other stocks and b'ds
359, 820 99
Due from res'veag'ts.
203, 618 64
Due from nat'l banks
10, 925 04
Due from State banks
136, 017 17
Heal estate, &c
10, 550 38
Current expenses
5,387 99
Premiums paid
7, 350 86
Cash items
108, 209 47
Clear'g-house exch'gs
22, 481 00
Bills of other banks..
1,118 39
Fractional currency.
25, 392 05
Specie
625, 606 00
Legal-tender notes ..
35, 000 00
U. S. cert's of deposit.
12, 825 00
Due from IT. S. Treas.
Total




4, 458, 590 60

3 banks.

3 banks.

3 banks.

$2, 060, 760 60
285, 000 00
450, 000 00
20, 950 00
70, 000 00
511,203 50
384, 563 32
11, 014 64
148, 029 98
9,347 53
6, 282 10
7,567 87
91, 037 07
9,733 00

$2, 093, 555 54
285, 000 00
450,000 00
16, 200 00
75, 000 00
440, 060 07
165, 577 66
19,197 19
142, 937 48
9,619 85
5,092 71
4,370 08
147, 951 39
13, 422 00
1,013 25
89, 000 57
428, 738 00

$1, 866, 355 40
285, 000 00
450, 000 00
14, 650 00
55, 000 00
438, 436 13
329, 646 45
8,919 89
137, 795 98
9,271 12
5, 927 62
2, 471 06
139, 519 04
6,249 00
1,025 56
78,125 12
420, 087 00

658 09

22, 581 40
461,167 00
35, 000 00
13, 325 00
4, 598, 222 00

3 banks.

13, 525 00

13, 525 00

$2,138, 291 46
235, 000 00
450, 000 00
12, 000 00
39, 000 00
379, 218 03
83, 566 00
10, 010 91
127, 578 48
4, 393 56
4, 403 67
4, 419 62
367, 887 35
9, 022 00
673 46
73 828 76
236^ 798 00
50, 000 00
10, 575 00

4, 400, 260 79

4, 262, 004 37

4, 236, 666 30

REPORT OF THE COMPTROLLER OF THE CURRENCY.

45

by States and reserve cities—Continued.
CITY
DECEMBER 28.

Liabilities.

4 banks.

Capital stock

j

Surplus fund
... i
Undivided profits....
Natl bank circulation
State bank circulation!
Dividends unpaid

$2,100, 000 00
925, 000 00
476, 290 67
1,147, 400 00

OF DETROIT.

MAIICII 15

JUNE 29.

MAY 1.

OCTOBEIt 1.

4 banks.

4 banks.

4 banks.

$2,100, 000 00

$2,100, 000 00

$2,100, 000 00

$2,100, 000 00-

965, 000 00
454, 352 31

965. 000 00
382, 571 46

715, 000 00
387,107 95

715, 000 00
295, 853 93

1,132, 200 00

1.132, 895 00

1, 063, 795 00

1,156, 900 00

4 banks.

1, 967 00

1,075 00

3,402 00

282, 052 00

24, 306 00

Individual deposits ..
U. S. deposits
j
Dep'tsU.S.dis.officers

3, 333, 599 97
88, 531 49
264, 844 58

3, 625, 883 93
212, 770 77
213, 808 41

3, 710, 349 06
231. 219 29
156, 883 85

3, 473, 313 54
128, 031 62
205, 722 09

3, 944,191 33
132, 551 33
237, 790 41

Due to national banks
Due to State banks...
Notes re-discounted !
Bills payable
i
Total
i

465, 251 63
433,523 31

557, 031 95
457, 863 22

459, 501 71
434, 272 62

391, 688 28
387, 415 21

632, 976 19
488, 503 99

10, 000 00
9, 236, 408 65

9, 729, 985 59

10, 000 00
9, 576, 094 99

9,144,185, 69

9, 728, 073 18

W I S CONSIN.
37 banks.
Capital stock
Surplus fund
-.
Undivided profits
Nat'l bank circulation
State bank circulation

37 banks

37 banks.

36 banks.

$2 750 000 00

$2 750 000 00

$2 725 000 00

$2 665 000 00

$2, 615, 000 0 0

746, 037 98
402, 029 04

748,124 05
262, 894 49

745, 624 05
273,131 99

739, 924 05
283, 877 02

739, 501 38
303, 578 65

1, 786, 334 00

1, 781, 249 00

1, 795, 629 00

1, 769, 746 00

1, 756, 476 00

35 banks.

31, 574 00

33, 009 50

31, 563 50

44, 663 50

34, 678 50

Individual deposits . .
U S deposits
Dep'ts U.S.dis.officers

4, 370, 581 75
60, 021 40
11, 015 42

4, 592, 463 93
6(3,115 39
7, 580 26

4, 312,167 89
51, 977 64
17, 667 26

4, 076, 874 87
75, 853 65
10, 831 96

4, 273, 679 64
65,153 so
15, 490 73

Due to national b a n k s
Due to State b a n k s . . .

14, 451 18
65, 207 11

18, 062 70
95, 378 46

9,087 13
64, 666 47

10.138 47
65, 813 20

12, 912 53
73, 246 00

Notes re-discounted..
Bills pavable

38, 911 80
14, 326 29

17, 018 71
4,120 74

10, 813 10
9,120 74

25, 835 84
14,120 84

19, 830 00
15, 663 29

Dividends unpaid

Total

• 10, 290, 489 97 i 10, 376, 017 23

CITY

10, 046, 448 77 j

9, 782, 679 40 9,925,210 61

OP MILWAUKEE.

3 banks.

3 banks.

3 banks.

3 banks.

$650, 000 00

$650, 000 00

$650, 000 00

$650, 000 00

$650, 000 00

Surplus fund
Undivided profits

230, 000 00
87, 748 97

215, 000 00
51,124 35

215, 000 00
51, 349 76

215, 000 00
65, 490 57

215, 000 00
56, 346 09

Nat'l bank circulation
State bank circulation

234, 000 00

234,000 00

255, 300 00

255, 600 00

202, 700 00

Dividends unpaid
Individual deposits...
U. S. deposits
Dep'ts U.S.dis. officers

1, 995, 759 41
168, 208 82
211, 542 12

2,124, 028 82
219, 006 50
197, 936 29

2,152, 996 48
231,133 17
126, 491 40

Due to national banks
Due to State banks...

564, 659 04
316, 672 24

Capital stock

620, 683 31
286. 442 73

448, 354 02
269, 035 96

2. 041, 376 06
244,172 84
144,144 59
446, 358 84
199, 861 47

Notes re-discounted
Bills pavable
Total




3 banks.

1, 933, 435 48
204, 449 29
267, 233 63
396, 001 10
193, 767 46
117, 733 25

4, 458, 590 60

4, 598, 222 00

4, 400, 260 79

4, 262, 004 37

4, 236, 666 30

46

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 17 1877, arranged
IOWA.
DECEMBER 2 8 .

Resources.
Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've aa'ts
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items . ..
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
7
i' .s cert ^ ol deiiosit

D u e from IT. S. T r e a s
BOE T o t a l
BC

MARCH 1 5

MAY 1.

JUNE 2 9 .

78 banks.

77 b a n k s

77 b a n k s .

77 b a n k s .

$10, 060,170 84
4, 435, 500 00
140, 000 00
219, 950 00
311,456 38
755, 090 86
413, 777 63
160, 943 80
933. 776 09
177. 745 44
171,943 24
93, 463 98

$9 687, 731
4 355, 500
75, 000
245, 000
368, 580
1 319,699
736, 383
187, 398
892, 467
206, 646
130,810
123 442

$9, 538, 056
00 i
4, 380, 500
75, 000
00 !
00
282, 600
08
396, 967
64
1,2*56,047
97
657,255
14
181, 501
71 •
922, 194
90 i
207, 470
45
132, 013
73
112 749

20
00
00
00
18
06
83
48
08
00
06
83

477, 740
21,495
150,719
1, 381, 517

504, 918
14, 968
130,399
1 494, 705

00
59
81

00
12
10
00

00
23
43
00

67

00 i

204, 471 23

218, 750 00 j

20,109, 767 15

20 692, 402 69 i

505, 243
15, 942
204, 507
1, 545, 544

$9 445, 394
4 477 000
75, 000
310,150
459, 899
1 268, 245
617, 995
219, 902
921, 791
145, 615
118, 438
126 463
....
405,158
15. 924
251, 096
1, 325, 447

OCTOBER 1

76 b a n k s .
16
00

00
00

71
87
26
61
72
19
95
35
00
11
19
00

207, 859 88 . . . . 227,108 42
20, 631, 450 82

20, 410, 630 54

$9 634, 751
4 507, 000
75, 000
315, 850
423, 517
718,128
470, 261
145, 790
936, 688
170, 729
110, 787
110 371
340,
10,
298,
1 130,

27
00
00
00
36
50
96
88
12
25
25
71

885
757
187
504

00
91
13
00

219, 400 84
19 618, 611 18

MINNE S OT A.
31 banks.
Loans and discounts
Bon ds for circulation.
Bonds for deposits...
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house excli'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
U. S. cert's of deposit.
Due fromU. S. Treas.
Total

30 banks.

$8,521,396 11
2, 603, 500 00
460, 000 00
37, 900 00
112, 537 34
957, 038 98
430, 416 98
74, 185 61
448. 828 70
146, 620 70
128, 950 51
101, 611 19

$8, 831, 333 10
2, 503, 500 00
465, 000 00
44, 050 00
76, 386 50
677, 029 79
347, 785 86
74, 903 76
423. 853 79
116, 377 08
91, 677 33
72,344 11

319, 873 00
10, 315 07
56 793 19
941, 879 00

196, 672 00
6,309 35
56 314 33
644, 221 00

119,'674" 46*

ii.2,356

15, 471, 520 84

30 b a n k s

66'

14, 740,114 00

31 b a n k s

$9. 066, 059
2, 563, 500
465, 000
3, 450
100,761
503, 317
292,180
86, 910
422, 768
150, 862
93, 594
159, 510

28
00
00
00
50
03
22
24
54
73
08
78

$9, 461, 823
2, 613, 500
465, 000
8,000
96, 775
727,138
470, 301
87, 707
424, 009
84, 974
89, 783
131 967

333,
5,
47
631,

00
52
36
00

150, 028
6,673
72 087
858, 752

967
428
308
258

31 b a n k s .
15
00
00
00
90
87
80

78
50
50
08
99

00
97
68

00

ii8,195 60'

i23,556 91

15, 044, 071 88

15, 872, 080 36

$9, 982, 572 39
2, 623, 500 00
465, 500 00
4, 900 00
91, 502 10
648, 864 35
206,125 76
43,250 08
425, 216 15
91, 572 67
70, 878 84
125 027 25
104,430
6, 238
91 814
651^ 846

00
34
69
00

i32,464'il"
15, 765, 702 73

MISSOURI.
24 b a n k s .

Loans and discounts.
Bonds for circulation.
Bonds for deposits
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash, items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
IT. S. cert's of deposit
Due from TL S. Treas.
Total




20 b a n k s .

20 b a n k s .

$4,847,815 10
1, 680, 000 00

$2, 608, 090 82
1, 450, 000 00

$2, 543, 792 75
1,410 000 00

49,
620,
257,
146,
190,
393,
126,
88,
157

450
605
865
969
747
660
448
789
433

00
07
50
94
26
02
34
61
67

39, 250
549,162
373, 796
124, 965
101,192
282, 424
47, 568
51, 256
54 068

00
99
63
98
55
81
51
00

68,
587,
406,
100,
85,
278,
71,
42,
43

152,
5,
57,
397,
5,
78,

337
976
552
349
000
353

00
80

108,
2,
42
347,

00
54

117, 079
2,012
42 274
327, 334

00
00
03

9, 256, 352 67

972
421
639
497

59

00

200
897
887
386
074
307
776
343
129

17 banks.

19 b a n k s .
$2, 373, 933 28
1, 360, 000 00

$2, 090, 909 30
1, 280, 000 00

00
80
36
87
22
96
26
33
68

74,150
553,102
462, 329
133, 872
109, 084
277, 649
52, 839
43,116
67 752

00
39
55
21
38
35
58
76
79

114, 200
537, 513
349, 304
131,102
81, 569
261, 993
37, 824
28, 355
24 782

00
79
34
48
19
28
17
20
50

00
89

112,270
1, 953
47 341
303, 481

00
33
78
00

87, 013
1,559
47 716
291, 292

00
08
06
00

0?

00

69, 494 71

67, 757 46

67, 317 68

59, 553 68

6, 252, 801 65

6 194, 253 61

6, 040,194 08

5, 424, 688 16

REPORT OF THE COMPTROLLER OF THE CURRENCY.

47

by States and reserve cities—Continued.
IOWA.
DECEMBER 28.

MAKCH 15.

MAY 1.

JUNE 29.

78 banks.

77 banks.

77 banks.

77 banks.

Capital stock

;6, 057, 000 00

I 057, 000 00 $6, 057, 000 00 $6, 057, 000 00 $5, 957, 000 00
,

Surplus fund
Undivided profits
iNat'l bank circulation
State bank circulation

1, 487, 520 07
1, 453, 407 75 1, 439, 971 98
685, 843 62
792, 322 53 i
640, 624 32
|
3, 851, 405 00
3, 936, 244 00 | 3, 851, 077 00

Liabilities.

Dividends unpaid
Individual deposits ..
TJ. S. deposits
Dep'ts U.S.dis. officers
Due to national banks
Due to State banks...
Xotes re-discounted..
Bills payable
Total .

29, 276 66 j

154,827 24
114,841 05
257, 111 10 I
74, 900 00 !

162. 738
288, 690
69, 277
51, 000

25
65
15
00

20, 109, 767 15 \ 20, 692, 402 i

1, 436,188 51
630, 020 98

1, 414, 473 19
573, 966 54

3, 918,135 00

3, 966,175 00
29,721 66

42, 795 10

60, 531 10

7, 932, 378 58
32, 386 73
17,124 44

7, 751, 876 08
40,941 25
3,889 86

180,117 97
357, 550 75
21, 376 65
13, 500 00
20, 631, 450 82

156, 721 34
337, 013 22

131,220 58
166, 335 88

18, 313 20

188, 382 81
20, 000 00

44, 599 10

7, 086, 486 05 J 8, 029, 626 68
38, 856 17 i
40, 073 53
80, 382 28 !
4, 288 26

76 banks.

MINNE S OT

20, 410, 630 54

7,129, 047 33
36, 092 09
6,196 10

19, 618, 611 18

A.

31 banks.

30 banks.

30 banks.

31 banks.

$4, 430, 000 00

$4, 730, 000 00

$4, 710, 000 00

$4, 770, 000 00

$4,770,000 00

Surplus fund
Undivided profits....

814,911 32
615, 829 99

782,104 84
368, 041 03

782, 604 84
475, 926 35

766,701 81
511, 882 53

779, 283 93
437,386 93

Nat'l bank circulation
State bank circulation

2, 325, 461 00

2, 236, 211 00

2, 268, 326 00

2, 294, 561 00

2, 345,171 00

CajMtal stock

31 banks.

7, 776 50

5, 469 50

3, 819 50

23, 235 50

7, 349 50

Individual deposits . U. S. deposits
Dept's U.S.dis. officers

6, 206, 954 97
69, 278 22
276, 628 61

5, 714, 836 83
103, 236 06
136,175 17

5, 634, 047 32
216, 478 92
196, 574 55

6,390,878 20
176, 544 11
201, 566 99

6,191, 480 13
114, 049 09
190, 957 73

Due to national banks
Due to State b a n k s . . .

245, 942 09
286, 547 33

227, 240 34
229, 659 94

186,144 90
221,103 16

323, 256 74
333, 058 25

209, 504 81
246, 829 42

l^otes re-discounted..
Bills payable

172,190 81
20, 000 00

169, 639 29
37, 500 00

314, 546 34
34, 500 00

66, 395 23
14, 000 00

15, 471, 520 84 j 14, 740 114 00

15, 044, 071 88

15, 872, 080 36

455,190 19
18, 500 00
15, 765, 702 73

Dividends unpaid

Total

MIS SOURI.
24 b a n k s .

Capital stock
Surplus fund
Undivided profits
ISTat'l bank circulation
State bank circulation
Dividends unpaid

20 b a n k s .

20 b a n k s .

19 b a n k s .

$2, 425, 000 00

$1, 725, 000 00

$1, 725, 000 00

$1, 675, 000 00

$1,475, 000 00

474,360 55
379,155 90

396, 261 59
199, 539 44

396, 261 59
246, 974 84

378, 424 42
255, 215 54

347,173 20
217,877 97

1, 507, 237 00

1, 299, 332 00

1, 252,158 00

1,191, 948 00

1,128, 791 00

17 b a n k s .

815 00

7, 794 50

243 00

2, 743 00

178 00

Individual deposits...
U S deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...

3, 430, 071 07

2, 405, 668 95

2, 351, 617 08

2, 399, 041 06

2,164, 758 00

227, 361 58
220, 404 54

13, 354 20
42, 074 29

22, 450 17
74, 721 03

24, 482 23
41, 371 93

1, 883 05
17, 788 73

Xotes re-discounted..
Bills payable

415,128 58
176, 818 45

66,128 58
97, 648 10

40, 000 00
84, 827 90

39, 000 00
32, 967 90

54, 400 00
16, 838 21

9, 256, 352 67

6, 252, 801 65

6,194, 253 61

6, 040,194 08

Total




5, 424, 688

48

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1377, arranged
C I T Y OF S T . L O U I S .
DECEMI5EU

2S.

MAliCII 15

MAY 1.

J U X E 29.

OCTOBER 1

5 banks.

5 banks.

5 banks.

5 banks.

Resources
6 banks

Loans and discounts.
Bonds for circulation.
Bonds for deposits...
I". S. bonds on hand..
Other stocks and b'ds
Due fromres'vea^'ts
Due from nat'lbanks
Due from State banks
~Rt>fil e^t'ite &c
Current expenses
Premiums paid
Casb items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
U. S. cert's of deposit
Due from U. S. Treas.
Total

$6, 365, 064
460. Odd
300. 000
7,050
58(i. 257
724. 937
33S. Of*:-,
95. i!07
316 0<>5
130, 739
50. 790
11 024
518. 891
217.549
3, 959
68, 404
1, 125, 626
100, 000
24, 312

35
00
00
00
47
21
89
78
96
31
7"'
07
00
00
83
00
00
50

11,445,804 06

$5, 947,146
410, 000
300, 000
600
536, 010
765, 648
296, 542
72, 380
275 890
64]063
48, 863
17,195
326, 987
442, 217
6,346
73, 842
1,196, 600
100, 000
26, 478

9(5
00
00
00
49
90

$5,581,8^6 77
410, 000 00
300, 000 00
8.'i. 100 00
572, 0()9 ,'!8
607. 708 00
,">,")
219. 901 15
5,") .
117, 268 29
(J9
'>7--) s4878
94
70, 794 64
40
51, 318 57
35
25. 246 61
29 '.
454, 303 48
00 !
365, 075 00
30 !
5. mr> 29
l>
1
87. 509 l>1
1, 231, 500 00
00 :
00 '
215, 000 00
25;
51, 386 55

$5. 447, 724 59
410, 000 00
300, 000 00
337. 500 00
833. 581 98
465, 329 66
313, 822 37
92. 046 78
°74 7 9 3 17
"5«>; 961 73
61, 496 09
33, 544 9 Q
530. 515 95
267, 817 00
4,952 89
86, 066 87
934, 000 00
400, 000 00
30, 590 60

$5, 941, 051
410, 000
300, 000
228,100
650, 847
736, 095
327, 622
142, 081
975 $91
129, 039
57, 296
14, 016
552,333
148, 487
4,291
77, 704
732, 000
215, 000
25, 880

10, 906, 813 14 j 10, 732, 682 42

10, 879, 673 97

10, 968, 718 14

12
00
00
00
41
18
90
40
89
15
49
14
05
00
49
9?
00
00
00

KANSAS.
Loans and discounts.
Bonds for circulation.
Bonds for deposits . .
Other stocks and b'ds
D u e from res've a g ' t s .
D u e from n a t ' l b a n k s
Due, from State b a n k s
Real estate. &c
C u r r e n t expenses
P r e m i u m s paid
Casb items . . . .
Clear'g-house exch'gs
Bills of o t h e r b a n k s . .
Fractional currency.
Leiral-tender notes . .
D u e from U. S. T r e a s
Total

$1,991,528
830, 000
300, 000
25 000
71, 209
282, 093
131, 185
73, 285
284, 473
46, 533
66, 976
29 270
68, 408
2. 340
•>l •)9:>
253, 4(54

46
07
78
87

40, 204 36
159, 585 63
99, 572 58
67, 957 22
266,682 20
23, 897 82
53, 372 07
30, 045 05

$1, 485,
730,
300,
21
41,
294,
152,
108,
262,
35,
49,
39,

00
23
°0
00

74, 020 00
2,478 54
29 110 81
254, 811 00

63,
2,
38.
263.

36
00
00
00
38
79
90
11

12 b a n k s .

12 b a n k s .

12 b a n k s .

14 b a n k s

$1, 607, 373 78
730, 000 00
300, 000 00

648 81
000 00
000 00
500 00
801 97
619 07
739 54
052 53
649 46
250 28
067 70
833 19
548
239
045
604

00
49
04
00

11 b a n k s

$1, 504, 728
730, 000
300, 000
22 000
43, 984
296. 805
168, 698
119,176
256, 514
34, 865
49, 067
33, 255

38
00
00
00
89
48
30
34
40
84
70
40

$1, 331, 576
680, 000
350, 000
4 950
32, 438
278, 459
114, 014
140, 460
232,161
25, 648
20, 911
25, 606

98
00
00
00
49
26
31
24
09
28
58

63, 215
2,159
46, 455
254, 323

00
64

51, 381
1,467
27, 568
303, 631

00
17
31
00

94

00

47.121 22

37, 950 00

35, 541 36

36,175 61

4, 524, .189 97

3, 777, 061 06

3, 924, 140 44

3, 961, 425 22

3, 653, 863

10 b a n k s .

n

10 b a n k s

33, 590 00

H

NEBRASKA.
Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due fromresVe ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear g-house exch'gs
Bills of other banks..
Fractional currency .
Legal-tender notes ..
Due from U. S. Treas.
Total




10 b a n k s .

10 b a n k s .

10 b a n k s .
00
00
00
00
60
99
68
60
71
78
02
8l>

$2,135, 265
764, 000
303, 000
123, 400
318, 630
312,856
75, 668
147, 167
212, 426
36, 140
37, 306
24. 244

02
00
00
00
30
33
86
05
41
01
03
50

$2, 065, 078
764, 000
355, 000
42. 000
333,658
411,765
112, 515
218, 939
220, 703
22, 289
31, 903
122, 146

117, 237 00
5, 723 91
38 7';0 0">
391,687 00

124, 467
5,150
37 420
370, 487

00
31

119.
4,
88,
376,

$2, 358, 587
764, 000
300,000
125. 300
360, 494
260, 644
123, 975
80,181
203, 573
32,173
41. 756
107. 055

r

r>

00

07
00
00
00
00
70
88
16
30
70
76
61

$2, 089, 845
784, 000
358, 000
40, 450
341, 825
046, 413
205, 894
286,117
221, 566
42, 065
30, 313
78, 783

84
00
00
00
12
19
34
24
07
46
05
45

$2, 483, 410
784, 000
378, 500
25, 350
335, 060
341, 250
124, 607
200, 561
221,116
36, 529
20, 355
47, 581

75
00
00
00
27
92
97
91
30
19
12
81

022 00
098 79
703 ']->
386 00

108, 373
5, 096
125, 922
387, 254

00
46
08
00

116, 205
4,349
152,129
304, 668

00
61
06
00

39. 120 63

40,104 13

33, 493 53

40, 490 84

40, 373 44

5, 350. 232 09

5, 073, 733 39

5, 321, 763 82

5, 792, 410 14

5, 616, 049 35

REPORT OF THE COMPTROLLER OF THE CURRENCY.

49

by States and reserve cities—Continued.
CITY

OF ST. LOUIS.

Capital stock

DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.

6 banks.

Liabilities.

5 banks.

5 banks.

5 banks.

5 banks.

$2, 850, 000 00

$2, 650, 000 00

$2, 650, 000 00

$2, 650, 000 00

$2, 650 000 00

Surplus fund
Undivided profits

564, 712 69
403, 231 25

568, 816 35
295,191 21

550, 788 33
328, 375 99

655,149 68
132, 996 59

555,149 68
322, 747 51

Nat'l bank circulation
State bank circulation

410, 500 00

365, 500 00

362, 400 00

354, 600 00

352,900 00

Dividends unpaid

3,410 18

4,899 68

4, 056 68

43, 827 68

5, 841 68

Individual deposits ..
IT. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...

4, 060, 525 87
219, 542 26

4, 062, 613 41
233, 603 85

3, 727, 562 91
272, 380 02

3, 604, 900 02
132, 212 05

3, 563, 056 17
209,142 16

1,072,019 02
1,479,883 70

1,143, 454 79
1, 582, 733 85

1, 212, 869 72
1, 624, 248 77

1, 331, 709 20
1, 974, 278 75

1, 398, 079 15
1, 911, 801 79

Notes re-discounted..
Bills payable
Total

331, 979 09
50, 000 00
10, 906, 813 14

10, 732, 682 42

10, 879, 673 97

10, 968, 718 14

11, 445, 804 06

KANSAS.
14 b a n k s .

12 banks.

12 b a n k s

12 banks.

11 banks.

$1, 015, 000 00

$900, 000 00

$900, 000 00

$900, 000 00

$800 000 00

Surplus fund
Undivided profits

236, 080 58
156, 388 41

224, 374 00
82, 977 15

178, 374 00
76, 207 88

178, 374 00
73, 027 46

179, 314 00
60, 580 13

N a t ' l bank circulation
S t a t e bank circulation

746, 980 00

653, 020 00

650, 720 00

655, 500 00

564, 400 00

I n dividual deposits..
U. S. deposits
D e p ' t s U.S.dis.ofncers

1, 908, 215 35
80, 336 64
228, 430 04

1, 474, 400 28
142, 258 13
100, 648 26

1, 579, 906 87
135, 549 66
187, 360 46

1, 667, 503 09
119, 076 50
184, 787 31

1, 578, 747 20
158, 688 29
138, 335 01

D u e to national banks
D u e to State b a n k s . .

17, 829 29
95, 729 66

17, 414 18
94, 769 06

26, 917 92
133,103 65

29, 421 22
123, 735 64

6,081 90
141, 080 29

Notes re-discounted..
Bills payable

34, 200 00
5,000 00

51, 200 00
36, 000 00

20, 000 00
36, 000 00

5,000 00
25, 000 00

10, 000 00
16, 637 00

4, 524,189 97

3, 777, 061 06

3, 924,140 44

3, 961, 425 22

3, 653, 863 82

Capital stock

Dividends unpaid

Total

NEBRASKA.
10 b a n k s .

Capital stock

10 b a n k s .

10 banks.

10 b a n k s .

10 banks.

$950, 000 00

$950, 000 00

$950,000 00

$950, 000 00

$950, 000 00

Surplus fund
Undivided profits

174, 000 00
168, 009 05

175, 200 00
149, 722 16

175, 200 00
120,165 54

225, 975 00
146, 387 85

222, 775 00
154, 968 35

Nat'l bank circulation
State bank circulation

686, 520 00

687, 060 00

686, 610 00

696, 750 00

703, 930 00

Dividends unpaid

66 00

105 00

60 00

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

2, 499, 896 45
48, 595 66
233,121 56

2, 339, 069 68
101, 783 99
153. 350 08

2, 594, 305 76
169, 362 60
213,173 71

2, 938, 200 10
132, 438 34
262,185 55

2,719, 382 37
143, 293 49
230, 579 71

Due to national banks
Due to State banks ..

208, 880 10
202, 754 73

174, 014 99
206, 752 54

124, 598 05
229, 574 89

224,154 61
216, 318 69

236. 467 16
201, 720 41

Notes re-discounted..
Bills payable.

178, 389 14

126, 674 95
10, 000 00

48,713 27
10, 000 00

5, 350, 232 69

5, 073, 733 39

5, 321, 763 82

Total

H. Ex.




400 00

52, 532 86
5, 792, 410 14

5,616,049 25

50

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 1? 1877, arranged
COLORADO.

Loans and discounts
Bonds for circulation.
Bonds for deposits...
TJ S bonds on liand
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due fromU. S. Treas
Total

DECEMBER 28.

MAltCH 15.

MAY 1.

J U N E 29.

OCTOBER 1.

13 b a n k s .

Resources.

13 b a n k s .

13 b a n k s .

12 b a n k s .

13 b a n k s .

$2, 541, 641 13
649, 000 00
100, 000 00

$2, 374, 969 34
740, 000 00
100,000 00

159, 842
417, 878
564. 887
226, 837
192, 581
66, 859
49,131
59, 994

84
27
46
61
85
71
88
62

218, 917
282, 239
321, 386
189, 837
202,258
48,456
45,976
54, 563

93,691
4, 261
35, 694
502, 678

00
26
25
00

85, 399
2, 957
46, 233
470,331

31
63
07
34
79
60
88
18

$2, 482,171
740, 000
100, 000
300
230, 738
282, 606
285, 167
192, 873
202,480
41, 438
44, 914
70, 251

26
00
00
00
27
02
79
37
91
47
38
41

$2, 550, 345
710, 000
100,000
2, 200
240,189
291, 495
322, 762
206, 969
182,428
29, 607
32, 539
59, 436

63
00
00
00
35
46
66
91
12
93
38
73

$2, 762, 494
740, 000
100, 000
6, 700
227, 221
513, 079
457, 653
252, 901
182, 328
19,497
30, 329
95, 931

00
40
08
00

60, 741
2, 908
40, 798
443, 899

00
43
76
00

55, 021
1, 513
44,423
375,133

00
77
96
00

71,171
1,257
62, 685
465,920

40, 321 46

39,190 97

5, 705, 301 34

5, 222, 716 59

ORE

37, 870 48
5, 265, 219 55 1

Total

1 bank.

1 bank.

$785, 315 97
250, 000 00
200, 000 00
51, 050 00
144, 713 93
368, 425 89
5,171 50

$832, 507
250, 000
225, 000
76, 550
267, 873
106,131
8, 393
6, 591
2, 000
8, 276
7, 598

9^

$764, 542 68
250, 000 00
200, 000 00
81, 550 00
262, 930 15
206, 302, 49
6,819 95
171, 478 20
2,000 00
4, 381 83
6, 530 99
55 50

5,270 00

4,100 00

324, 945 64
4, 232 50
12, 812 58
3 8 50

46

132 825 05
83, 200 00

00
31
43
00

43, 218 92

47,156 89

5, 247, 285 82

6, 036 328 10

GON.

1 bank.
Loans and discounts.
Bonds for circulation.
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks
Due from State banks
Real estate &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes . .
U. S. cert's of deposit.
Due fromTJ. S. Treas.

37
00
00
00 !
83
26
26
20
79
09
74
93

1 bank.
49
00

00
00
32
92
86
14
00

67

$884, 012
250, 000
225, 000
51, 650
132, 863
85, 503
4,603
29, 770
2 000
13, 357

1 bank.
93
00

00
00
32
61
34
21
00

$882. 574
250. 000
225, 000
64, 950
91, 285
138, 674
2,133
144, 037

75

99

97 548 44
46, 300 00

8,100

00
26
95
82
03

7, 355 93
432 67
36 00

05

7,050 00

13
00
00

50
00

1,870 00

71 777 60
57, 520 00

77 778 36
34, 540 00

166 358
51, 340

18
00

19,150 00

19, 650

00

13, 550 00

12, 850 00

14, 250 00

2, 387,197 81

2,198, 039

20

1, 955, 370 89

1, 829,108 26

1, 934, 918 15

CALIFORNIA.
7 banks.
Loans and discounts.
Bonds for circulation.
Bonds for deposits
U. S.bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'lbanks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due fromU. S. Treas.
Total




7 banks.

7 banks.

7 banks.

7 banks.

$2, 263, 925 51
938, 000 00

$2,150, 513 44
938, 000 00

$2, 251, 432 68
938, 000 00

$2, 238, 596 89
938, 000 00

$2, 325,141 53
984, 000 00

40,100
95, 898
220, 487
13, 654
80, 608
205, 763
32, 660
7,394
39 480

40,100
65, 069
203, 603
23, 956
156, 795
214, 651
17, 251
7, 437
64 214

00
45
39
39
18
04
40
86
75

40,100
134, 960
119, 434
21, 434
129, 214
214, 951
24, 733
6,009
34 062

00
00
59

05

40,100
83, 334
163, 546
24, 642
62, 082
214, 851
30, 571
7,694
37 680

00
29
57
16
23
04
05
70
M
4

40, 600
118, 906
174, 585
22, 600
119, 816
215, 616
22, 420
8,283
20 383

5, 715 00
12 33
508, 980 60
34, 997 00

5, 995 00
3 74
540. 058 5'->15, 668 00

12,146
3
471, 920
16, 373

00
55
87
00

13, 641
6
535, 870
10, 575

00
05
45
00

4, 487, 678 67

4, 443, 318 16

00
06
90
53
41
76
61
00
%

30

31
04
88
74

4, 414, 776 01

4, 401,192 37

.

00
72
68
88
81
24
38
94
<W

8,922 00
2 20
452, 984
14, 642 00

4, 528, 906 64

51

REPORT OF THE COMPTROLLER OF THE CURRENCY.

by States and reserve cities—Continued.
COLORADO.
DECEMBER 28.

MARCH 15.

MAY 1 .

JUNE 29.

OCTOBER 1.

13 b a n k s .

13 b a n k s .

13 b a n k s .

12 b a n k s .

13 b a n k s .

Liabilities.

$1, 010, 000 00

$1, 010, 000 00

$1, 010, 000 00

$960, 000 00

$1, 010, 000 00

Surplus fund
Undivided profits

159,100 00
186,115 09

164,100 00
116, 623 45

164,100 00
103,132 24

164,100 00
93,894 71

166, 000 00
89, 055 23

Nat'l bank circulation
State bank circulation

578, 955 00

648, 600 00

657,150 00

635, 400 00

635,140 00

Capital stock

Dividends unpaid.

280 00

415 00

Individual deposits . .
IT. S. deposits
Dep'ts TJ.S.dis. officers

3,193, 837 56
42, 937 69
11,158 38

2, 887, 291 95
61, 239 23
5,899 02

Due to national banks
Due to State banks...

318,380 83
199, 401 79

200, 846 13
123, 636 81

Notes re-discounted..
Bills payable

5, 000 00
5, 705, 301 34

Total

240 00
2, 974, 858 53
67,151 32
9, 018 15

190 00
2, 971, 011 17
49, 325 51
10, 518 34

3, 634, 710 84
51, 283 98
22, 310 09

138, 989 58
139, 379 73

190, 039 52
163,117 45

228, 407 56
198, 243 40

4, 200 00

1, 200 00

9,689 12

1,177 00

5, 222, 716 59

5, 265, 219 55

5, 247, 285 82

6, 036, 328 10

OREGON.
1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$250, 000 00

$250, 000 00

$250, 000 00

$250, 000 00

$250, 000 00

Surplus fund
Undivided profits

50, 000 00
279, 692 24

50,000 00
266, 005 09

50,000 00
270, 541 45

50, 000 00
290,161 94

50, 000 00
283, 924 02

Nat'l bank circulation
State bank circulation

215,700 00

219, 800 00

208,200 00

197, 000 00

202, 000 00

Capital stock

Dividends unpaid
Individual d e p o s i t s . .
U. S. deposits
Dep'ts U. S.dis. officers
Due to national banks
Due to State b a n k s . . .

4, 312 00

5, 524 00

1, 836 00

1, 836 00

2, 832 00

1,127, 537 54
92,479 65
304, 366 69

1, 025, 398 10
110, 455 56
175,193 88

765, 691 76
115, 760 78
172, 619 69

655, 868 75
56, 988 98
252,145 48

707,825 24
33, 314 67
3c 3, 673 44

63,109 69

95, 662 57

120, 721 21

75,107 11

686 96
50, 661 82

2, 387,197 81

2,198, 039 20

1, 955, 370 89

1, 829,108 26

1, 934, 918 15

Notes re-discounted .
Bills payable
Total

CALIFORNIA.
7 banks,

7 banks.

7 banks.

7 banks.

7 banks.

$1, 550, 000 00

$1, 550, 000 00

$1, 550, 000 00

$1, 550, 000 00

$1 550 000 00

Surplus fund
Undivided, profits

107 094 69
185, 210 02

132, 385 Q'?
66, 459 32

132 385 qo
90, 702 38

138 889 0 0
130, 630 03

141 985 07
105, 429 13

Nat'l bank circulation
State bank circulation

746, 680 00

748, 220 00

747, 220 00

748, 015 00

767, 565 00

Capital stock

1,788 00

3,048 00

1,923 00

6,332 00

1,619 00

Individual deposits...
U S deposits
Dep'ts U. S.dis. officers

1, 721, 049 72

1, 850, 982 73

1, 742, 910 93

1, 676, 646 80

1, 874,172 97

Due to national banks
Due to State b a n k s . . .

24, 459 18
151, 397 06

9,694 14
82, 528 05

2,313 85
147, 319 93

150, 679 32

9,690 14
78, 445 33

4, 487, 678 67

4, 443, 318 16

4, 414, 776 01

4, 401,192 37

4, 528, 906 64

Dividends unpaid

Notes re-discounted
Bills payable
Total




52

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1877, arranged
CITY

OF SAN

FRANCISCO.

Loans and discounts
Bonds for circulation
Bonds for deposits
U. S. bonds on hand .
Other stocks and b'ds
Due from res Ve ag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear"si'-hoi se exch'gs
Bills of otlur banks..
Fractional currency .
Specie
Legal-tender notes ..
IT. S. cert's of deposit
Due from U. S. Treas
Total

DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

2 banks.

Resources.

2 banks.

2 banks.

2 banks.

$3, 023, 814 60
850, 000 00

$3,115, 063 08
850, 000 00

24, 245
21, 534
21, 023
170, 331
74, 364
3, 299
11,153
7, 065
71,180
2, 939
106
645, 638
68, 460

24, 245
26, 647
38, 540
228, 912
97,123
663
10, 920
17,800
89, 379
3, 445
52
507, 535
41, 053

$2, 828, 621 69
850, 000 00
24, 308 00
19, 717 63
63, 043 89
203, 251 09
74, 449 70
3, 610 03
11, 379 44
53,244 10
292, 635 61
11, 225 00
33 24
689, 630 20
35, 598 00

5,160, 747 62

4, 995,155 76 |

NE T
V
2 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from U. S. Treas
Total

50
16
45
70
23
79
20
38
02
00
23
50
00

50
29
50
97
59
75
00
27
18
00
25
94
00

5, 051, 382 32

2 banks.

$3, 018, 334 46
850, 000 00

$3, 064, 661 14
850, 000 00

24, 245 50
30, 887 13
46,114 09
213,797 21
96, 868 79
1, 504 34
10, 920 00
30, 623 94
72, 681 62
4,473 00
25 66
676, 930 77
32, 720 00

20,393 50
51, 028 82
44, 369 23
267, 279 56
92,766 52
882 45
10, 920 00
51, 545 58
170, 382 48
5,870 00
28 40
868, 323 21
42, 387 00

5,110,126 51

5,540,837 89

M E X I C O.

2 banks.

2 banks.

2 banks.

2 banks.
$331, 492 16
300, 000 00
160, 000 00
5,657 60
66, 891 40
27, 898 00
44,180 23
5,579 89
9,378 50
25, 850 38
11, 528 96

$333, 868 96
300, 000 00
160, 000 00

$371,157 95
300, 000 00
160, 000 00

$342, 587 67
300, 000 00
160, 000 00

$356, 890 10
300, 000 00
160, 000 00

1,002 60
34, 447 40
21, 890 15
36, 304 28
5, 544 89
4, 957 28
45, 471 17

1,090 47
21, 947 54
23, 548 44
42, 016 43
5, 544 89
6,268 51
35, 310 60

1, 252 87
38, 717 78
23, 016 07
44, 539 28
5, 544 89
2, 579 44
32, 310 60
802 13

4,986 00
1, 629 76
25, 895 30
70, 401 00

11, 015 00

7, 938 00
864 04
14, 572 45
28,361 00

2,135 16
31, 845 27
46, 621 73
61, 957 77
5, 544 89
5.403 03
32, 310 60
317 59
11, 826 00
569 90
14, 248 65
44,442 00

885 20

OCTOBER 1.

720 84

995 73

21, 866 35
51, 004 00

8,963 00
239 56

18, 290 69
38, 048 00

14, 200 00

14, 200 00

14, 500 00

li, 500 66

14, 300 00

1, 061, 483 99

1, 066, 68675

1, 017, 586 22

1, 088, 612 69

1, 068, 298 37

UTAH.
1 bank.
Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ S bonds on hand
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums
Cash items paid
Clear'g house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes - TJ. S. cert's of depositDue from U. S. Treas
Total




1 bank.

1 bank.

1 bank.

1 bank.

$303, 696 49
50, 000 00

$325, 960 98
50, 000 00

$341, 529 28
50, 000 00

$297, 420 80
50, 000 00

$218, 300 75
50, 000 00

5,631 85
4,114 79
22,119 05
52, 918 53
55, 000 00
1, 002 16

10, 945 40
4,067 30
21, 798 88
53, 044 34
55, 000 00
5,474 62

11, 644 42
3, 721 41
3,482 27
20, 533 28
45, 000 00

266 25

11, 921 37
2,962 36
24, 973 26
11, 499 25
45, 000 00
1,974 95

88,183 89
8, 538 37
45,997 93
26, 607 62
45, 000 00
6, 814 16

3 643 60

1 425 00

11 041 1°

13 175 -13

748 10

3, 003 00

8,918 00

2,597 00

7,658 00

8, 782 00
70 79
29, 396 75
109, 208 00

506 92

206 11

79 55

298 95

33,222 90
88, 331 00

19, 894 16
99, 727 00

17, 606 16
127, 651 00

27, 943 15
137, 918 00

2,250 00

2,250 00

2,250 00

2,250 00

2, 250 00

625, 439 59

658,711 79

637, 401 74

634, 995 52

639, 898 36

53

REPORT OF THE COMPTROLLER OF THE CURRENCY.
by States and reserve cities—Continued.
CITY OP SAN FRANCISCO.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits. -.
X . S. deposits
T
Dep'ts U.S.dis. officers
Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable
Total

DECEMBER 28.

MARCH 15

MAY 1.

JUNE 29.

2 banks.

Liabilities.

2 banks.

2 banks.

2 banks.

$2, 750, 000 00

$2, 750, 000 00

$2, 750, 000 00

$2, 750, 000 00

$2, 750, 000 00

121, 748 43
98, 918 42

131, 748 43
61, 617 66

133, 081 77
71, 708 90

135, 748 43
67, 401 93

142, 542 23
66, 879 86

654, 735 00

664, 270 00

657, 915 00

667, 400 00

668, 980 00

8, 097 36

18, 701 01

12, 739 03

17, 685 88

15, 504 44

1, 308, 394 12

1,134, 332 79

1,105, 273 26

1,197, 080 88

1, 528, 805 00

173, 382 64
45, 471 65

152, 371 06
82,114 81

182, 858 19
137, 806 17

162, 996 23
111, 813 16

203,123 68
165, 002 OS

5,160, 747 62

4, 995,155 76

5, 051, 382 32

5,110,126 51

5, 540, 837 89?

OCTOBER 1.
2 banks.

NEW MEXIC O.
2 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

2 banks.

2 banks.

2 banks.

$300, 000 00

$300, 000 00

$300, 000 00

$300, 000 00

32, 095 17
31,600 74

33, 724 12
37, 241 31

2 banks.
$300,000 00

34, 786 53
30, 509 22

34, 786 53
39, 949 66

37, 670 20
35, 338 18

264, 630 00

267,430 00

266, 700 00

263, 010 00

266, 340 00

Individual deposits...
U. S. deposits
Dep'ts U.S.dis. officers

279, 719 15
85, 989 05
66, 401 42

287, 495 74
73,027 88
65, 450 89

266, 321 45
68,135 45
49, 899 12

301, 326 95
87, 809 59
60, 613 65

280, 937 92
100,931 11
47, 080 96

Due to national banks
Due to State banks...

1, 048 46

89 45
2, 227 36

80 87
1,153 58

1, 061, 483 99

1, 066, 686 75

1, 017, 586 22

Dividends unpaid.

1,116 31

Notes re-discounted.
JBills payable
Total

1, 088, 612 69

1, 068, 298 37

UTAH.
1 bank.

1 bank.

1 bank.

1 bank.

$200, 000 00

$200, 000 00

$200, 000 00

$200, 000 00

$200, 000 00

Surplus fund
Undivided profits

40, 000 00
26, 881 64

40, 000 00
34,172 37

40, 000 00
24, 605 60

40, 000 00
18, 836 97

40, 000 00
34, 303 18

Nat'l bank circulation
State bank circulation

34, 700 00

42, 400 00

44, 300 00

45, 000 00

39, 600 00

162 00

150 00

90 00

174 00

96 00

322,166 42

340, 839 98

321, 353 43

328, 617 52

319, 910 75

5 00
1,144 44

7, 052 71

2, 367 03

5, 988 43

658, 711 79

637, 401 74

634, 995 52

639, 898 36

Capital stock

Dividends unpaid
Individual deposits...
U. S. deposits ...
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...

103 31
1, 426 22

1 bank.

Notes re-discounted
Bills payable .
Total




625,439 59

54

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1877, arranged
IDAHO.

Loans and discounts
Bonds for circu lation.
Bonds for deposits
TJ. S. bonds on hand
Other stocks and b'ds
D u e from res've ag'ts
D u e from nat'l b a n k s .
D u e from State banks
R e a l estate, &c
C u r r e n t expenses.
Premiums paid.
Cash items
Clear'grhouse exch'gs
Bills of other b a n k s . .
F r a c t i o n a l currency .
Specie
Legal-tender notes . .
TJ. S. cert's of deposit
D u e from TJ. S. T r e a s .
Total

DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1

1 bank.

Resources.

1 bank.

1 bank.

1 bank.

1 bank.

$92, 308 68
100, 000 00

$75, 651 65
100, 000 00

$82,107 17
100, 000 00

$92, 805 75
100, 000 00

$103,122 75
100, 000 00

76, 538 70

74, 441 25

73, 930 60

74, 743 26

90,153 81

53
38, 053
7, 000
1,772

53
44, 796
7,000
2, 690

10, 980
32, 474
7,000
4,275

12, 397
17, 337
7,000
4,658

2, 097
2, 046
7, 033
6, 617

99
76
33
73

1, 007 57
9, 078
118
21, 099
32,150

00
50
00
00

50
72
00
22

380 47

1,099 66
00
72 00
10, 250 00
17, 878 00

50
99
00
62

6,200
70
9,925
17, 555

00
00
00
00

07
42
00
86

115 23
8,748
63
9, 050
15, 338

00
00
00
00

43
36
00
98

354 53
4 851
52
5,515
8, 975

00
00
00
00

4, 855 49

3,901 49

4,499 99

4, 500 00

4,595 00

354, 951 75

336, 028 49

349, 209 34

360, 093 59

359, 012 86

MONTANA.
5 banks.

5 banks.
Loans and discounts.
Bonds for circulation.
Bonds for deposits - .
TJ S bonds on hand
Other stocks and b'ds

Due from res've ag'ts

D u e from n a t ' l banks
D u e from State banks
Heal estate, &c
C u r r e n t expenses
P r e m i u m s paid
Cash items
l
Clear'°'-house exch'°"s
Bills of other b a n k s . .
Fractional currency.
Specie
Lep;al-tender notes . .
TJ. S. cert's of deposit
D u e from TJ. S. T r e a s .
Total

$893, 086 18
236, 000 00
130, 000 00

5 banks.

5 banks.

$1, 022, 369 44
236, 000 00
130, 000 00

$1, 014, 424 42
280, 000 00
140, 000 00

$1, 086, 644 11
280, 000 00
150, 000 00

3 banks.
$867, 836 34
130, 000 00
100, 000 00

53, 805
76, 426
70, 763
97, 756
41, 180
24, 022
39, 040
93,104

48
86
22
44
61
12
00
95

52, 814
60,179
56, 697
98, 584
38, 960
11, 763
36, 039
94, 794

32
61
96
83
61
55
00
36

74, 914
51, 994
33, 254
70, 634
40,164
18,178
31, 021
47, 590

54
75
20
22
71
57
50
74

80,139
39, 980
48, 746
46, 402
39, 794
4,097
29,184
53, 881

97
67
72
16
71
92
00
17

66, 714
11, 561
27,114
87, 375
26, 291
10, 479
19, 687
41, 302

31
84
70
58
91
53
36
99

20,159
2,926
15 569
109,700

00
59
38
00

18, 639
2,687
9, 497
109, 900

00
12
95
00

37,792
2, 423
13, 072
139, 280

00
06
66
00

25, 896
218
21, 936
139, 500

00
95
84
00

14,137
552
20, 966
96, 500

00
63
33
00

11, 620 00

10, 620 00

13, 200 00

14, 400 00

7,650 00

1, 915,160 83

1, 989, 547 75

2, 007, 945 37

2, 060, 823 22

1, 528,170 52

DAKOTA.
1 bank.

Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks andb'ds
Due fromres've ag'ts
Due from nat'l banks.
Due from State banks
"Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'£-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Le^al-tender notes . Due from U.S. Treas.
Total




2 banks.

2 banks.

2 banks.

3 banks.

$85, 671 59
50, 000 00
50, 000 00

$116, 266 95
80, 000 00
50, 000 00

$148, 294 07
80, 000 00
50, 000 00

2, 448 71
29, 372 06
43, 771 03

2, 740 35
26,304 61
37, 389 10

10, 692
3, 341
10, 000
1, 500

04
14
00
48

12, 790
3, 013
10, 300
1, 798

$233,404
110, 000
50, 000
12, 500
5, 388
157, 659
64, 095
125, 445
29, 036
5, 859
5,732
7, 750

81
00
00
00
65
34
24
59
68
70
50
84

287
183
743
14, 220

00
50
40
00

4, 358
172
1,655
27, 420

39, 203
101
11, 564
68, 030

00
09
49
00

98
49
00
73

3, 467
21,908
52, 969
4,193
13,135
4,575
10, 300
2, 216

63
10
08
19
63
70
00
18

$167, 414 83
80, 000 00
50, 000 00
50 00
3, 563 63
34, 851 04
43, 486 87
1,150 00
17,123 08
2,601 13
10, 300 00
10, 401 26

00
98
17
00

4, 085
162
2, 646
30, 036

00
67
28
00

4,798
72
4,960
19, 335

00
66
12
00

2, 250 00

2, 250 00

3, 600 00

3, 600 00

4, 950 00

304, 480 95

376, 460 36

431, 589 53

453, 707 62

930, 721 93

55

REPORT OF THE COMPTROLLER OF THE CURRENCY.

by States and reserve cities—Continued.
IDAHO.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

DECEMBER 28.

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.

1 bank.

Liabilities.

1 bank.

1 bank.

1 bank.

1 bank.

$100, 000 00

$100,000 00

$100, 000 00

$100, 000 00

$100, 000 00

20, 000 00
16, 396 13

20, 000 00
3, 699 39

20, 000 00
5,383 49

20, 000 00
8,131 35

20, 000 00
11, 330 49

82,100 00

85, 700 00

84, 750 00

77, 350 00

83, 680 00

120, 730 10

122, 846 12

134, 925 61

137, 013 18

135,721 40

1.5, 725 52

3, 782 98

4,150 24

7, 599 06

8, 280 97

354, 951 75

336, 028 49

349, 209 34

360, 093 59

Dividends unpaid
Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...
Notes re-discounted .
Bills payable
Total

10, 000 00
359, 012 86

MONTANA.
5 banks.

5 banks.

5 banks.

5 banks.

$350, 000 00

$350, 000 00

$350, 000 00

$350, 000 00

$200 000 0 0

Surplus fund
Undivided profits

83, 462 00
107, 812 28

88, 500 00
87, 975 44

88, 500 00
102, 664 33

90, 000 00
87, 237 48

75, 000 00
107, 860 32

N a t ' l b a n k circulation
State bank circulation

206, 534 00

204,134 00

243,134 00

234,934 00

109, 934 00

Individual deposits. - .
U. S. deposits
D e p ' t s U.S.dis. officers

903, 780 22
75, 719 36
78, 304 80

1, 078, 473 78
63, 065 13
56, 648 01

952, 642 36
70, 440 66
99, 793 74

933, 644 09
48, 723 04
134, 741 51

746, 731 10
7,523 06
114, 570 14

D u e to national banks
D u e to State b a n k s . . -

73, 281 36
36, 266 81

26, 990 60
27, 460 79

35, 099 53
59, 370 75

58, 581 05
73, 744 05

13, 972 45
125, 911 45

26, 218 00
23, 000 00

26, 668 00

6,300 00
2, 007, 945 37

2, 060, 823 22

1, 528,170 52

Capital stock

3 banks.

Dividends unpaid

Notes re-discounted
Bills payable
Total

6,300 00 1
1, 915,160 83

1, 989, 547 75

DAKOTA.
1 bank.

2 banks.

2 banks.

2 banks.

3 banks.

$50, 000 00

$111, 500 00

$125, 000 00

$125, 000 00

Surplus fund
Undivided profits

10, 000 00
9, 519 01

10, 000 00
9, 275 99

10, 000 00
12, 938 46

10, 000 00
14, 049 82

10, 000 00
17, 920 02

Nat'l bank circulation
State bank circulation

44, 000 00

45, 000 00

45, 350 00

' 60, 350 00

98, 400 00

175, 542 06
51,972 45
10, 786 56

186, 974 24
15, 812 56
39,763 74

578,149 53
10, 241 98
39, 739 85

841 86
915 40

158 59
191 96

453, 707 62

930, 721 93

Capital stock

Dividends unpaid
Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

600 00

149, 337 17
38,937 94
10, 310 71

920 00

650 00

143,173 26
38, 776 47
8, 412 21

Due to national banks
Due to State banks.

$175,000 00

1,448 55

Notes re-discounted
Bills payable
Total




304, 480 95

376, 460 36

431, 589 53

56

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1877, arranged
WYOMING.
DECEMBER 2X.

Resources.
Loans and discounts
Bo nds for cii'culation
Bonds for deposits ..
XJ S bonds on hand
Other stocks and b'ds
Due from res' ve au't s
Due from nat'l banks
Due from State banks
JReal estate, &c
(Current expenses
Premiums paid
Cash items
Clear'<T-house oxch'gs
Bills of other banks-.
Fractional currency
Specie
Le^al-tender notes ..
T S cert's of deposit
^
Due from IT. S. Treas
Total

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1

2 banks.

2 banks.

2 banks-

2 banks.

2 banks.

$239, 363 C)S
60, 000 00

$251, 435 32
60, 000 00

$281, 248 51
60, 300 00

$273, 637 71
60, 000 00

$285, 035 25
60, 000 00

15, 342
46, 048
93,460
263
19,798
21,282
7, 748
4 106

53
01
60
39
45
69
75
33

20, 240
4, 872
65, 060
1,039
19, 798
3, 479
6, 396
5 031

26
57
11
64
45
70
25
73

25, 709
1,126
36, 014
9, 839
]9 ; 798
5, 703
6,396
5 6'?2

15
16
11
51
45
20
25
66

32,109
13,907
44, 239
3,121
19, 798
5. 738
5, 726
5 402

50
68
86
20
45
21
90
86

32, 650
24, 024
81, 450
8,886
19, 798
10, 370
5,726
8 830

20, 478
324
10 9 76
46,722

00
75
60
00

7, 795
271
6 686
57,492

00
45
9
5
00

] 0,674
327
I 9 853
67, 289

00
30
36
00

18,162
320
18 254
67| 456

00
30
48
00

21, 891 00
265 00
25 625 65
66, 733 00

02
79
37
86
45
04
90
65

2, 700 00

2, 998 25

3, 497 05

4,397 05

5,897 05

587, 915 78

512, 596 98

54(5, 098 71

572, 272 20

657,185 03

WASHINGTON.
1 bank.
Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
T S bonds on hand
T
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Heal estate &c
Current expenses ...
Premiums paid .. .
Cash items
Clear'ft-house exch'jis
Bills of other banks'..
Fractional currency .
Specie
Le2,al-tender notes
i' S cert's of deposit
Due from U.S. Treas
Total . . . .




1 bank.

1 bank.

50 000 00

$81,817 33
50, 000 00
50,000 00

$125,521 60
50,000 00
50, 000 00

19, 997 86
15, 584 97
648 64
122 10

1

1, 055
1, 500
7,866
971
813
2, 124
240

1,156
18, 273
8, 717
5,109
],050
2, 806
2,124
512

$59,973 24

2, 111 09

64
00
70
84
62
99
37

85
99
21
89
40
29
99
30

880 00

20 00

7,557 00

21, 783 95
4,174 00

40, 391 70
27, 520 00

60, 058 80
18, 021 00

3, 250 00

2,250 00

175, 275 85

267, 572 19

353,160 32

i

57

REPORT OF THE COMPTROLLER OF THE CURRENCY.
by States and reserve cities—Continued.
WYOMING.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits...
X S deposits
T
Dep'ts U. S. dis. officers
Due to national banks
Due to State banks...
Notes re-discounted
Bills payable
Total

MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.

2 banks.

Liabilities

2 banks.

2 banks.

2 banks.

2 banks.

$125, 000 00

$125, 000 00

$125, 000 00

$125, 000 00

$125, 000 00

25, 000 00
77, 319 93

25, 000 00
66, 705 69

25, 000 00
72, 849 95

25, 000 00
73, 088 66

25, 000 00
89, 495 56

49, 900 00

47,400 00

45,900 00

43, 600 00

42, 400 00

301, 562 51

244, 026 47

252, 780 67

301,446 41

368, 690 37

6, 675 69
2,457 65

1T 651 34
2, 813 48

20, 284 95
4, 283 14

1, 891 42
2, 245 71

33 48
6, 565 62

587, 915 78

512, 596 98

546, 098 71

572, 272 20

657,185 03

DECEMBER 28.

WASHINGTON.
1 bank.

Surplus fund.
Undivided profits

1 bank.

1 bank.

$150, 000 00

Capital stock

$150,000 00

$150, 000 00

460 75

2, 983 11

7,737 18

32, 800 00

Nat'l bank circulation
State bank circulation

44, 500 00

71, 583 38
10,201 51
4 19

91,527 27
52, 980 64
4, 950 75

Dividends unpaid
Individual deposits .
U S deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks
Notes re-discounted
Bills payable
Total

H. Ex. 3




24, 815 10

1,464 48

175, 275 85

E

267, 572 19

353,160 32

EEPOETS OF THE CONDITION
OF

THE NATIONAL BANKS
AT THE

CLOSE OF BUSINESS ON TUESDAY, OCTOBER 1, 1878.




EEPOETS OF THE

CONDITION

THE NATIONAL BANKS
AT THE

CLOSE OF BUSINESS ON TUESDAY, OCTOBER 1, 1878.

MAINE.
First National Bank, Auburn.
No. 154.

JAMES DINGLEY, Jr., President.

JOHN B. JORDAN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer.
Total.

$205,132 64
31 35
150, 000 00

1, 837 46

Capital stock paid in .

$150, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding..
State bank notes outstanding

38, 000 00
7, 027 28
127, 500 00

Dividends unpaid.
1, 359 45
859 95
7,453 00
127 66
255 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

0, 214 38

Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted.
Bills payable

4,064 85

6, 750 00

Total.

373, 806 51

373, 806 51

National Shoe and Leather Bank, Auburn.
AEA CUSHMAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

H. Ex.




No. 2270.
$331,135 91
300,000 66

3,190 94
504 36
6, 400 00

7, 769 52
13, 279
130
479
8, 000

00
04
00
00

M. C. PERCIVAL, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding..
State bank notes outstanding

$300, 000 00
1, 000 00
4, 780 42
269, 800 00

Dividends unpaid
Individual deposits
,
United States deposits
Deposits of U. S. disbursing officers.

83, 808 35

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

25, 000 00

13, 500 00
684, 388 77

Total.

684, 388 77

62

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Augusta.
No. 367.

JAMES W. NORTH, President.

ISRAEL BOOTHBY, Cashier.

Resources.
Loans and discounts
Overdrafts
:
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks,and other cash items
Exchanges for clearing-house . . .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

Liabilities.
$189,522 08

"250*666'00'

ioo.ooo 66
46, 749 77
2, 494 08
417 66
10, 000 00
1, 655 78
3, 815
250
375
4, 000

00
63
00
00

Capital stock paid in .

$250, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

41, 000 00
8, 220 79
219, 800 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

99, 994 65

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

1,514 56

11, 250 00
620, 530 00

Total.

620, 530 00

Freeman's National Bank, Augusta.
No. 406.

W. F. HALLETT, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

$115, 443 66
142 70
100, 000 00
36, 900 00
25, 000 50
571 53
8, 000 00
768 00
260 64
2, 607 61
5, 446
708
2, 864
3, 000

00
36
00
00

S. B. GLAZIER, Cashier.

Capital stock paid in . . .

$100, 000 00

Surplus fund
Other undivided profits .

23, 000 00
4,195 69

National bank notes outstanding.
State bank notes outstanding

87, 200 00

Dividends unpaid .

215 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

10, 734 87

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

5, 279 56
5,587 88

4, 500 00
Total..

306, 213 00

306, 213 00

Granite National Bank, Augusta.
DARIUS ALDEN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .




No. 498.
$206, 413 20
1, 093 04
150, 000 00
50, 000 00
2, 000 00
6, 000 00
69, 899 02
385 32
16, 390 00
2, 900 37
22, 320 42
866 00
175 33
7, 434 00
5, 463 00

WILLIAM T. JOHNSON, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding

$150, 000 00
21, 400 00
6, 317 34
130, 600 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

207, 708 15
30, 265 39
1, 031 27

Due to other national banks
Due to State banks and bankers...

767 55

Notes and bills re-discounted.
Bills payable

6, 750 00
548, 089 70

Total.

548, 089 70

63

REPORT OF THE COMPTROLLER OF THE
MAINE.
First National Bank, Bangor.
No. 112.

GEORGE STETSON, President

E. G. WYMAN, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total..

Liabilities.
$601, 427 46
830 71
300, 000 00
70, 000 00

Capital stock paid in .
Surplus fund
Other undivided profits.

National bank notes outstanding..
23,156 87 State bank notes outstanding
42, 623 73 Dividends unpaid
3, 516 97
2,150 57 Individual deposits
13, 306 49

United States deposits
Deposits of U. S. disbursing officers

12, 762 00 Due to other national banks
79 05 Due to State banks and bankers . .
3, 600 00
45, 000 00 Notes and bills re-discounted.

$500, 000 00
100, 000 00
28,119 01
261,981 00
255 00
187, 084 52
36, 912 55
735 67
8, 976 08
02

Bills payable

5, 610 00
1,124, 063 85

Total.

1,124, 063 85

Second National Bank, Bangor.
No. 306.

NATHAN C. AYER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

WILLIAM S. DENNETT. Cashier.

$221, 032 53 Capital stock paid in .

" i i o , ooo 66
4, 918 70
59, 892 81
26,630 34

1, 467 41
3, 780 00
70 10
4, 390 43
22, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid .

$150, 000 00
30, 000 00
12, 394 86
112, 800 00
6, 035 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted.
Bills payable

185, 413 93

4, 288 53

6, 750 00

Total..

500, 932 32

500, 932 32

Farmers' National Bank, Bangor.
JAMES DUNNING,

President.

No. 1687.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages

$101, 635 37
9, 696 72
100, 000 00

Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes p a i d . . .
Premiums paid

23, 317 97

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

12, 035 40

Total.




5, 856 83

ALBERT P . BAKER, Cashier.

Capital stock paid in .

9, 742 55
12, 522 74

National bank notes outstanding ..
State bank notes outstanding.

83, 900 00
1, 958 00

Dividends unpaid
416 66

6, 531 00
75
13, 293 81
8, 000 00

$100, 000 00

Surplus fund
Other undivided profits.

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

215 00
77, 846 22

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

5, 400 00
286,184 51

Total.

286,184 51

64

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Kenduskeag National Bank, Bangor.

WILLIAM B. HAYFORD, President.

No. 518.

CHARLES H. HAMMATT, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation. ..
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid. ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$100, 000 00

$151, 436 59

Capital stock paid in .

""75," 666" 66"

Surplus fund
I Other undivided profits

5,000 00
55, 627 10
"5*144" 66'

3, 922 85

7,610 66
80
7 00
10,000 00

National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.

20, 000 00
2, 498 76
62, 200 00
4, 775 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

125, 373 58

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

2, 276 00

3, 375 00

Total.

317,123 34

317,123 34

Merchants' National Bank, Bangor.
SAMUEL H. BLAKE, President.

No. 1437.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
.
U. S. bonds on hand
.'
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

MOODY T. STICKNEY, Cashier.

$185,222 68 Capital stock paid in .
94 84
102,450 00 Surplus fund
Other undivided profits.
21,310 83 National bank notes outstanding ..
State bank notes outstanding
112, 076 21
6,000 00 Dividends unpaid
2, 667 51 Individual deposits
United States deposits
774 34 Deposits of U. S. disbursing officers.

$100, 000 00

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

13,268 19

5,165 66
2,047 68
13,000 00

20, 000 00
13, 263 03
89, 560 00
1, 437 00
3, 315 00
218, 965 87

9, 000 00

Total.

459, 809 09

459, 809 09

Traders' National Bank, Bangor.
WALTER BROWN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 1095.
$139, 669 23

100,666 66
3, 600 00
24, 015 04
1, 495 62
1, 850 77

4,372 49
3,783 00
206 55
1, 470 00
2, 000 00

EBENEZER TRASK, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding.
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$100, 000 00
20, 000 00
28, 302 56
86, 800 00
5,100 00
47, 360 14

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

5,100 00
287, 562 70

Total.

287, 562 70

REPORT OF THE COMPTROLLER OF THE CURRENCY.

65

II A I i\ IE .
Veazie National Bank, Bangor.
No. 2089.

ALFRED VEAZIE, President

"WILLIAM C. HOLT, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on band
Otber stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid .....
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$86, 485 93

Capital stock paid in .

ioo, 666 66

Surplus fund
Other undivided profits
National bank notes outstanding.
State bank notes outstanding

94,509 18

Dividends unpaid .

5, 301 01
4, 406
88
500
7, 800

00
54
00
00

4, 898 70
12, 246 15
90, 000 00
3, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

87, 644 46

Due to other national banks
Due to State banks and bankers...

5, 801 35

Notes and bills re-discounted.
Bills payable

4, 500 00
303, 590 66

Total..

3, 590 66

Total.

$100, 000 00

First National Bank, Bath.
OLIVER MOSES, President.

No. 61.

'

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on band
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid. -.
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

$259, 969 11

"266," 666'66'
23,100 00
47, 632
118
5,000
2, 545

05
43
00
08

5,470 00
1 34
5, 948 00
6, 000 00

'9,666 66

¥ M . D. MUSSENDEN, Cashier.

Capital stock paid in .

$200, 000 00

Surplus fund
Other undivided profits .
National b a n k notes o u t s t a n d i n g .
State b a n k notes outstanding
Dividends unpaid .

50, 000 00
10, 340 29
178, 290 00
917 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

116, 345 63

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

8, 891 09

Total.

564, 784 01

564, 784 01

Bath National Bank, Bath.
A R T H U R SEWALL,

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 494.

President.

WILLIAM D. HILL, Cashier.

$190, 033 88

Capital stock paid in .

*"i25,o66 00

Surplus fund
Other undivided profits

6," 266" 66'
15, 300 00

National bank notes outstanding.
State bank notes outstanding

$125, 000 00
46, 328 23
12, 776 33
111, 600 00

10, 238 30

Dividends unpaid .
1, 617 90
15, 491 07
3, 792
16
752
5, 000

00
33
00
00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

1,145 00
82, 216 92

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

5, 625 00
379, 066 48

Total.

379, 066 48

66

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Lincoln National Bank. Bath.
No. 761.

CHARLES DAVENPORT, President.

WILLIAM R. SHAW, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

$96, 430 47

Capital stock paid in .

$200, 000 00

"266*660 oo Surplus fund
40, 000 00
24, 300 00

96, 722 04
155 38
1, 350 00

Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid .

46, 500 00
2,195 41
108, 050 00
14, 035 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
17,703 00
103 49
813 00
9, 000 00

124, 670 10

Due to other national banks
Due to State banks and b a n k e r s . . .
Notes and bills re-discounted .
Bills payable

216 47

9,000 00
495,666 98

Total.

495, 666 98

Marine National Bank, Bath.
No. 782.

S. D. BAILEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Lsgal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total .

$124, 089 54
94,500 66

28, 008 48

H. A. DUNCAN, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding

3,475 00 Dividends unpaid .
1,572 87 Individual deposits
United States deposits
2, 499 22 Deposits of U. S. disbursing officers.
" 3," 784* 66'

144 14
5, 500 00

20,400 00
7, 223 73

78, 300 00
465 00
61,434 52

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 250 00
267,823 25

Total.

267, 823 25

Sagadahock National Bank, Bath.
FRANKLIN REED, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
,
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total .




No. 1041.
$170, 328 48

"i66,666'66
45,415 15

HENRY EAMES, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.

40, 000 00
6, 240 08

National bank notes outstanding .
State bank notes outstanding

87, 745 00

5, 000 00
639 18

Dividends unpaid .

1, 200
2
300
5, 000

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

00
21
00
00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

4, 010 00
94, 389 94

4, 500 00
332, 385 02

Total..

332, 385 02

REPORT OF THE COMPTROLLER OF THE CURRENCY.

67

Belfast National Bank, Belfast.
No. 840.

JAMES P . W H I T E , President

ALBION H. BRADBURY, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house . . .
Bills of other banks
1
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

Liabilities.
$181, 829 16
150, 000 00

39,127 32

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

3,500 00
514 62

Dividends unpaid

8,422 72

131, 000 00

Due to other national banks
Due to State banks and bankers...

1,000 00
5,000 00
6,750 00

34, 951 69
4,307 88

Deposits of U. S. disbursing officers.

6,868 00

$150, 000 00

Notes and bills re-discounted .
Bills payable

643 00

Individual deposits

82,109

403, 011

Total

403, 011 82

25

82

First National Bank, Biddeford.
THOMAS H. COLE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U S bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. o. certificates of deposit
Due from U. S. Treasurer
Total

No. 1089.
$142, 733 87
146 09
100, 000 00
775 00
11,172 26
2, 006 67

CHARLES A. MOODY, Cashier.

Capital stock paid in

$100, 000 00

Surpjus fund
Other undivided profits

20, 000 00
4,333 93

National bank notes outstanding..
State bank notes outstanding

89, 000 00

Dividends unpaid
Individual deposits

1,639 64
1,055 00

Due to other national banks
Due to State banks and bankers . .

54,146 22

Deposits of U. S. disbursing officers.

278 09
2,000 00

2,726 47

Notes and bills re-discounted
Bills pavable
. . .

8,400 00

Total

270, 206 62

270, 206 62

Biddeford National Bank, Biddeford.
WILLIAM P. HAINES, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid. .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1575.

CHARLES E. GOODWIN, Cashier.

$194, 746 87

Capital stock paid in .

£24,666 66

Surplus fund
Other undivided profits

5, 954 37
823 69

872 00
6, 225
6
1, 525
2, 700

00
87
00
00

National bank notes outstanding.
State bank notes outstanding
Dividends unpaid

$150,000 00
37, 000 00
18, 890 52
104, 800 00
313 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

30, 530 38

Due to other national banks
Due to State banks and bankers . .

1, 399 90

Notes and bills re-discounted.
Bills payable

6, 080 00
342, 933 80

Total.

342, 933 80

68

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
National Village Bank, Bowdoinham.

ROBERT P. CARE, President.

No. 944.

HENRY Q. SAMPSON, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$50,940 91 Capital stock paid in .

$50, 000 00

50,000 00 Surplus fund
Other undivided profits
3, 900 00 National bank notes outstanding . .
3, 318 72 State bank notes outstanding
300 00 Dividends unpaid .
240 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

5, 000 67
25
44, 995 00
2, 096 40
13,238 84

3, 026 00 Due to other national banks
53 Due to State banks and bankers..
5 00
1, 350 00 Notes and bills re-discounted.
Bills payable
2, 250 00
Total.

115, 331 16

115, 331 16

First National Bank, Brunswick.
No. 192.

N. T. PALMER, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtiires
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency.
Specie
Legal-tender notes
U. S. certificates of deposit.
Due from U. S. Treasurer
Total.

«T. P . TVINCHELL, Cashier.

$71,144 44

Capital stock paid in .

£66, ooo 66

Surplus fund
Other undivided profits.
National bank notes outstanding -.
State bank notes outstanding

65, 000 00
35, 014 60
407 86

2, 406 19
4, 528 00
34 40
150 00
3, 500 00
4,500 00

$100, 000 00

Dividends unpaid

85,400 00
366 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

Total

287, 345 98

20, 000 00
17, 939 45

57, 821 23

5, 819 30

287, 345 98

Pejepscot National Bank, Brunswick.
H. C. MARTIN, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1315.
$25, 828 84
86 20
50, 000 00
5, 000 00
4, 200 00
16, 859 10
386 42
8, 685 00
594 23
482 00
156 92
80 00
1, 800 00

L. H. STOVER, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing offic

$50, 000 00
3,150 00
1, 030 54
43, 300 00

183 00
17, 645 17

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

1,150 00
115, 308 71

Total.

115, 308 71

REPORT OF THE COMPTROLLER OF THE CURRENCY.

69

E.
Union National Bank, Brunswick.
No. 1118.

STEPHEN J . YOUNG, President.

H. A. RANDALL, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U. S. bonds on band
Otber stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from otber banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and otber cash items
Exchanges for clearing-bouse
Bills of otber banks
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$67,408 26 Capital stock paid in .

$100, 000 00

ioo, 66o bo
"io," 666 "66'

Surplus fund
Otber undivided profits
24, 500 00 National bank notes outstanding . .
24, 497 23 State bank notes outstanding
42 98
5,441 17 Dividends unpaid .
94 83 Individual deposits
United States deposits
3, 007 80 Deposits of IT. S. disbursing officers.
5, 436 00 Due to otber national banks
Due to State banks and bankers
54 22
2, 500 00 Notes and bills re-discounted.
Bills payable
5, 200 00
Total.

248,182 49

14, 964 61
3, 665 99
90, 000 00
405 00
37, 376 13

1, 770 76

248,182 49

Bucksport National Bank, Bucksport.
No. 1079.

THEO. C. WOODMAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U. S. bonds on band
Otber stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

EDWARD SWAZEY, Cashier.

$96, 535 10 Capital stock paid i n .

" ioo," 666 66
15, 661 02
5, 229 95
500 00
2, 329 85
619
35
2,119
5, 000

00
00
99
00

$100,000 00

Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

11, 800 00
3,191 20
82, 764 00

225 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

35, 349 71

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

5, 300 00
233, 329 91

Total.

233, 329 91

Calais National Bank, Calais.
JOSEPH A. LEE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtxires.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1425.
$191, 596 54
203 64
90, 000 00

FRANK NELSON, Cashier.

Capital stock paid in

$100,000 00

" ""567"78"
1, 023 33
783
74
138
11, 526

00
84
00
00

36, 659 36
3, 914 38

National bank notes outstanding . .
State bank notes outstanding
1, 984 86

Surplus fund
Other undivided profits

81, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

65, 342 84

Due to other national banks
Dne to State banks and bankers.
Notes and bills re-discounted.
Bills payable

15, 031 41

4, 050 00
301, 947 99

Total.

301, 947 99

70

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Camden National Bank, Camden.
No. 2311.

HENRY KNIGHT, President.

J . F . STETSON, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total

$51,189 99
50, 000 00
50 00
8, 642 43
932 51
1,913 00
381 54
2,475 00
1, 067 95
1, 779
47
237
2, 820

00
14
00
00

2, 250 00

$50, 000 00

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

1, 035 00
1, 354 10
42, 000 00
197 50

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

29,198 96

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable .

123, 785 56

123, 785 56

Total

First National Bank, Damariscotta.
No. 446.

EDWIN FLYE, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total.

$49, 518 58

WILLIAM FLYE, Cashier.

Capital stock paid in .

"50,'666'66' Surplus fund
Other undivided profits
2, ooo 66

National bank notes outstanding . .

36,127 85

State bank notes outstanding

Dividends unpaid.
493 25
15 00
431 45
1,091
3
116
2, 600

00
82
80
00

$50, 000 00
15, 000 00
3, 920 30
43,400 00

166 00

Individual deposits
United States deposits
Deposits of U. S. disbursing ofticers.

32,161 45

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

2, 250 00
Total.

144, 647 75

144, 647 75

First National Bank, Dexter.
CHARLES SHAW, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




JNo. 2259.
$108, 389 48
100, 000 00

CHARLES W. CURTIS, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits

3,400 00

National bank notes outstanding . .
State bank notes outstanding

1,441 39
2, 000 00
965 71
4, 078 00

Dividends unpaid

19
502 25
4,500 00
225, 277 02

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

Total

$100, 000 00
1, 800 00
1,865 02
90,000 00
144 53
23, 306 05

161 42
8, 000 00

225, 277 02

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

71

MAINE.
Frontier National Bank, Eastport.
SEWARD B. HUME, President.

No. 1495.

GEORGE H. HATES, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$97, 765 13
"60," 300 00

38, 224.44
2, 342 89

Capital stock paid in .
Surplus fund
Other undivided profits..
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid..

$75, 000 00
16, 583 73
101 17
54,270 00
1, 744 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
8,458
29
369
3, 000

00
54
00
00

66, 070 16

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

233 44

3, 513 50

Total.

214, 002 50

214, 002 50

First National Bank, Fairfield.
HENRY KELLEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
D u e from approved reserve a g e n t s .
Due from other banks and b a n k e r s .
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
P r e m i u m s paid
Checks and other cash items
Exchanges for clearing-house
Bills of other b a n k s
Fractional currency
Specie . .
Legal-tender notes
U. S. certificates of deposit
Due from U. S. T r e a s u r e r .
Total

No. 2175.
$51,376 96
50, 000 00

ELBRIDGE Gr. PRATT, Cashier.

Capital stock paid in
Surplus fund
Other nndivided profits

$50, 000 00
2,089 83
1,517 55

National bank notes outstanding . .
State bank notes outstanding

44,850 00

4,007 16
907 69
324 10
1,585 15

Individual deposits

16,234 43

20 00
785
35
350
3 000

00
75
00
00

Deposits of U. S. disbursing officers.
Due to other national banks . . .
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

2,300 00

Total

114, 691 81

114, 691 81

Sandy River National Bank, Farmington.
FRANCIS G. BUTLER, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency.
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 901.

TIMOTHY F. BELCHER, Cashier.

$60,746 26

Capital stock paid in .

* 75, 666 66

Surplus fund
Other undivided profits.
National bank notes outstanding .
State bank notes outstanding

11, 250 00
21,000 00
23, 860 95
*'3,'92453
2, 834 61

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing oflicers

$75, 000 00
24, 426 06
4, 381 22
64, 700 00

562 50
34, 995 37

i,i63 66 Due to other national banks
68 80
42 00
800 00

Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

3, 375 00
204, 065 15

Total.

204, 065 15

72

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Cobbossee National Bank, Gardiner.
No. 939.

JAMES STONE, President.

JOSEPH ADAMS, Cashier.

[Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
XT. S. bonds to secure deposits
XI. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

Liabilities.
$122, 283 15
111 51
100, 000 00
7,300 00
18, 335 49

" 8,32i 66
270 00
344 00
828 30
3, 070 00

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

20, 000 00
11,693 06
89, 200 00
360 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

41, 915 57

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

2,194 82

4,500 00

Total.

265, 363 45

265, 363 45

Gardiner National Bank, Gardiner*
JOSEPH BRADSTREET, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Due from X . S. Treasurer
T
Total.

No. 1174.
$71, 885 10
874 08
50, 000 00
6, 699 79
13, 095 95
1,322 00
12, 651 04

599 12
134
2
640
900

00
11
00
00

FRED. W. HUNTON, Cashier.

Capital stock paid in

$50, 000 00

Surplus fund
Other undivided profits.

10, 000 00
16, 276 44

National bank notes outstanding . .
State bank notes outstanding

44, 500 00

Dividends unpaid .

857 50

Individual deposits
United States deposits
Deposits of U. S. disbursing ofiicers

36,803 01

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

2, 615 74

2, 249 50

Total.

161, 052 69

161, 052 69

Oakland National Bank, Gardiner.
No. 740.

JOSHUA GRAY, President.

Loans and discount
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




$99, 349 35
1, 784 15
50, 000 00

SIFAMAI BOWMAN, Cashier.

Capital stock paid in .

$50, 000 00

Surplus fund
Other undivided profits .

17, 800 00
16, 336 63

National bank notes outstanding . .
State bank notes outstanding

44, 888 00

i, 750* 00* Dividends unpaid
Individual deposits
United States deposits
2, 554 46 Deposits of U. S. disbursing officers.

43,871 42

15, 962 45

00 Due to other national banks
22 Due to State banks and bankers . .
20
00 Notes and bills re-discounted.
Bills payable
2, 250 00

53
34
436
2,233

176, 406 83

Total.

923 50

2,587 28

176, 406 83

REPORT OF THE COMPTROLLER OF THE CURRENCY.

73

MAINE.
American National Bank, Hallo-well.
PETER IP. SANBORN, President.

No. 624.

AUSTIN D. KNIGHT, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation .
U. S. bonds to secure deposits
U. S. bonds on band
Otber stocks, bonds, and mortgages
Due from approved reserve agents
Due from otber banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and otber cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$74, 832 83
75,666 00
5, 000 00
16, 754 83
3, 931 50

688 20
1, 239 00
42
70 00
1, 440 00

Capital stock paid in.

$75, 000 00

Surplus fund
Other undivided profits

10, 450 00
6, 004 94

National bank notes outstanding . .
State bank notes outstanding

66, 300 00

Dividends unpaid.

60 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

24, 516 84

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

3, 375 00

Total.

182, 331 78

182, 331 78

Northern National Bank, Hallo-well.
No. 532.

SIMON PAGE, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation ..
TT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer

$122, 205 44

Capital stock paid in .

"ioo, 666 66

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

5,000 00

5, 500 00
2, 435 51
1,158 89

Dividends unpaid.

$100, 000 00
25, 000 00
13,118 28
83, 923 00
1, 958 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

7 00 Due to other national banks
30 06 Due to State banks and bankers.
2, 484 00
6, 785 00 Notes and bills re-discounted .
Bills payabl e
4, 500 00
259, 796 99

Total.

JUSTIN E. SMITH, Cashier.

Total.

34, 915 82

881 89

259, 796 99

Ocean National Bank, Kennebunk.
JOSEPH TITCOMB, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1254.

CHRIS. LITTLEFIELD, Cashier.

$104, 686 98 Capital stock paid in.
166, 000 00 Surplus fund
Other undivided profits.
National bank notes outstanding . .
8, 578 79 State bank notes outstanding
Dividends unpaid.
"3*946*68
Individual deposits
United States deposits
109 53 Deposits of U. S. disbursing officers

$100, 000 00
20, 000 00
7,174 42
84, 994 00
487 00
14, 537 61

1, 070 00 Due to other national banks
30 63 Due to State banks and bankers...
381 00
2, 700 00 Notes and bills re-discounted.
Bills payable
5, 300 00
227,193 03

Total.

227,193 03

74

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Lewiston.
No. 330.

E. F . PACKARD, President.

A. L. TEMPLETON, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents .
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

Liabilities.
$491, 975 39

**4o6,*666 "66"
60,666 66"

Capital stock paid in

$400, 000 00

Surplus fund
Other undivided profits

140, 00Q 00
36,585 56

National banknotes outstanding.
186, 859 35 State bank notes outstanding
13, 000 00 Dividends unpaid
1, 396 65 Individual deposits
United States deposits
1, 912 70 Deposits of U. S. disbursing officers
26, 330 00 Due to other national banks
290 66 Due to State banks and bankers ..
11,400 00
15, 000 00 Notes and bills re-discounted.
Bills payable
18, 000 00
1, 22P, 164 75

Total

358, 400 00
309 00
283,402 86

7, 467 33

1, 226,164 75

Manufacturers' National Bank, Lewiston.
JOHN M. BOBBINS, President.

Loans and discounts
Overdrafts
.
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

No. 2260.
$221, O1'5 78
20 35
200, 000 00

46, 436
3, 301
5, 200
2,196
4, 500

46
11
00
97
00

3, 590 89
12, 661
18
1, 294
3, 809

00
85
00
00

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding.
State bank nptes outstanding
Dividends unpaid.

$200, 000 00
6, 000 00
3, 228 73
180, 000 00
152 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

123, 663 18

Due to other national banks
Due to State banks and b a n k e r s .
Notes and bills re-discounted.
Bills payable

9, 000 00

Total.

513, 044 41

Total.

WILLIAM LIBBY, Cashier.

513, 044 41

New Castle National Bank, New Castle.
JOSEPH HAINES, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 953.

DAVID W. CHAPMAN, Cashier.

$48,415 24

Capital stock paid in .

$50, 000 00

" s o "666 "66

Surplus fund
Other undivided profits

25, 000 00
3,434 62

7, 200 00 National bank notes outstanding...
State bank notes outstanding
47, 865 60
1, 725 00 Dividends unpaid.
337 44 Individual deposits
United States deposits
Deposits of U. S. disbursing officers

45, 000 00

8o6 66

55 00
37, 585 02

1, 767 00 Due to other national banks
Due to State banks and bankers .
14 36
700 00 Notes and bills re-discounted.
Billspayable
2, 250 00
161, 074 64

Total.

161, 074 64

REPORT OF THE COMPTROLLER OF THE CURRENCY.

75

M A I N E

North Berwick National Bank, North Berwick.
WILLIAM HILL, President.

No. 1523.

CHAB. W. GREENLEAF, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from TJ. S. Treasurer

Total

$47, 352 65
50, 000 00

2, 025 76
1, 900 00
30 40
124 72
2, 045 00
535 00
1,200 00
2, 250 00

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid

$50,000 00
5, 696 03
3, 358 44
45, 000 00
56 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

3, 353 06

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

Total

107,463 53

107, 463 53

Norway National Bank, Norway.
No. 1956.

WILLIAM FROST, 2d, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$110,334 62

Capital stock paid in . .

166, 000 00

Surplus fund
Other undivided profits.

1, 092
2, 808
8, 238
2, 375
920
5, 800
771

11
27
72
00
70
00
84

$100,000 00
6, 600 00
3, 050 27

National bank notes outstanding..
State bank notes outstanding
Dividends unpaid

89, 200 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

38, 503 38

2,887 00 Due to other national banks
26 39 Due to State banks and bankers.
381 00
Notes and bills re-discounted
Bills payable
4,500 00

Total.

240,135 65

Total.

HOWARD D. SMITH, Cashier.

317 00

2,465 00

240,135 65

Orono National Bank, Orono.
EBENEZER WEBSTER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1134.
$22, 675 11

"*56,'666*66'
7,463
954
5, 050
349

09
52
00
02

93 75
9, 035
70
1,180
2, 835

00
96
12
00

ELVATON P . BUTLER, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.
Individual deposits
TJnited States deposits
Deposits of TJ. S. disbursingofneers

$50, 000 00
5, 805 80
1,381 83
36, 575 00
63 00
8,130 94

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

2, 250 00
101, 956 57

Total

101, 956 57

76

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Union National Bank, Phillips.

NATHANIEL B. BEAL, President.

No. 2267.

JAMES E. THOMPSON, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
.
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
'..
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U S certificates of deposit
Due from U. S. Treasurer
Total

$33, 396 57
50, 000 00

7,918 64
676 86

Capital stock paid in

$50, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

1,100 00
1,031 71
44, 910

00

5,202

02

102, 243

73

Dividends unpaid

3,305 51

Individual deposits

1,691 57

Deposits of U. S. disbursing oflicers

1,985
4
115
300

Due to other national banks
Due to State banks and bankers . .

00
58
00
00

Notes and bills re-discounted
Bills payable

2,850 00

Total

102, 243 73

First National Bank, Portland.
No. 221.

HARRISON J. LIBBY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

WILLIAM E. GOULD, Cashier.

. 102, 726 78 Capital stock paid in .
,

800,666 66 Surplus fund
' "so, 666 66' Other undivided profits

National bank notes outstanding . .
935 00
186, 614 66 State bank notes outstanding
85, 464 45 Dividends unpaid.
5, 000 00
3, 936 15 Individual deposits
1, 328 12 United States deposits
16, 723 01 Deposits of U. S. disbursing officers
21, 020 00
250 81
21, 740 00
45, 000 00

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

$800,000 00
200, 000 00
118,498 01
671, 000 00
1,277 50
533, 426 75

33, 997 25
20, 539 47

38, 000 00
Total

2, 378, 738 98

2,378,738 98

Canal National Bank, Portland.
WILLIAM W . THOMAS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. s. certificates of deposit
Due from U. S. Treasurer
Total




No. 941.

BENJAMIN C. SOMERBY, Cashier.

$964,280 18 Capital stock paid in .

"*533"666 66'
22, 094 42
231,516 14
10, 054 09
23, 970 03
4,119 71
40, 634 52
19, 291 00
91 19
4, 559 00
20, 000 00

$600, 000 00

Surplus fund
Other undivided profits

120, 000 00
288, 602 32

National bank notes outstanding . .
State bank notes outstanding

477,100 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

1,149 00
399, 998 12

10, 745 84

23, 985 00

1,897,595 28

Total.

.„.._.

1,897,595 28

REPORT OF THE COMPTROLLER OF TflE CURRENCY.

77

MAINE.
Casco National Bank, Portland.
IRA P . FARRINGTON,

President

WILLIAM A. Wixsinr, Cashier.

•No. 1060.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation. ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

$1, 423, 322 70
50, 000 00
7, 750 00
39, 697 89
18, 652 78
5, 000 00
4, 233 36
70, 795 08
16, 709
1, 076
2, 027
30, 000

00
80
70
00

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid.

400, 000 00
70, 522 32
45, 000 00
2, 495 39

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

341,116 70

Due to other national banks
Due to State banks and b a n k e r s . . .

12,380 90

Notes and bills re-discounted.
Bills payable

2, 250 00
Total

1, 671, 515 31

,

1, 671, 515 31

Cumberland National Bank, Portland.
HORATIO N. JOSE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid .
Premiums j>aid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 1511.
$347, 085 57
"200,000 66

36, 070 12
15, 000 00
2, 658 27
4, 015 48

WILLIAM H. SOULE, Cashier.

Capital stock paid i n . . .
Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding.
Dividends unpaid

$250, 000 00
50, 000 00
66, 787 65
178, 400 00
362 16

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

84, 095 22

2,113
197
605
12, 000

00 Due to other national banks
59
00 Due to State banks and bankers
00 Notes and bills re-discounted.
Bills payable
9,900 00
Total.

629, 645 03

629, 645 03

Merchants' National Bank, Portland.
JACOB MCLELLAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits.
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total..

H. Ex.




No. 1023.

CHARLES PAYSON, Cashier.

$534, 382 39 Capital stock paid i n .
12 27
300, 000 00 Surplus fund
75, 000 00 Other undivided profits.
2, 022 48
100, 332 27
3, 836 35
33, 220 34
3, 096 21
19, 262 19
1, 747
12
2, 000
20, 000

00
54
00
00

National bank notes outstanding.,
State bank notes outstanding . . .
Dividends unpaid

$300, 000 00
60, 000 00
137,214 62
267, 000 00

692 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

280,194 G6
17, 921 18
41,771 00

Due to other national banks
Due to State banks and bankers .

3, 630 58

Notes and bills re-discounted.
Bills payable

13, 500 00
1,108, 424 04

Total

I 1,108,424 04

78

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
National Traders' Bank, Portland.

A. K. SHURTLEFF, President.

No. 1451.

EDWARD GOULD, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to vsecure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$415,155 03 Capital stock paid in
212 95
300, 000 00 Surplus fund
Other undivided profits
20,000 00
National bank notes outstanding ..
66, 247 35 State bank notes outstanding
3, 916 93 Dividends unpaid
3,891 74 Individual deposits
3, 000 00 United States deposits
4, 670 38 Deposits of TJ. S. disbursing officers
5, 572
40
16, 602
7,165

00
15
00
00

13, 692 85

Due to other national banks
Due to State banks and bankers...

$300, 000 00
75,000 00
46,561 02
267, 880 00
631 00
168, 396 32

1, 594 67
103 37

Notes and bills re-discounted
Bills payable

860,166 38

Total

860,166 38

First National Bank, Richmond.
No. 662.

LEVI MUSTARD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
..
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$43, 816 19
50,000 00

4, 755 18
1,100 00
127 71
301 67
275
5
59
267

00
78
65
00

JOSEPH M. ODIORNE, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding

$50, 000 00
3, 331 05
1, 208 86
41, 340 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

7,578 27

Due to other national banks
Due to State banks and b a n k e r s . .
Notes and bills re-discounted.
Bills payable

2,750 00 I
103,458 18

Total.

103,458 18

Richmond National Bank, Richmond.
JAMES M. HAGAR, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. J
$108, 081 99

WILLIAM H. STUART, Cashier.

Capital stock paid in

120,000 00 Surplus fund
Other undivided profits

$120, 000 00
13, 683 00
1, 425 80

6, 892 11 National bank notes outstanding ..
20, 988 65 State bank notes outstanding
"i, 200 00 Dividends unpaid

104, 700 00

Individual deposits
United States deposits
153 60 Deposits of U. S. disbursing officers.

27,134 09

186 00

1, 059 00 Due to other national banks
2 54 Due to State banks and bankers.
1,151 00
1, 200 00 Notes and bills re-discounted
Bills payable
6,400 00
267,128 89

Total.

267,128 I

REPORT OF THE COMPTROLLER OF THE CURRENCY.

79

MAINE.
Lime Rock National Bank, Rockland.
JOHN T. BERRY, President

No. 2097.

GEORGE W. BERRY, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total

$116, 606 33
105, 000 00

Capital stock paid in

$105, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

43, 686 63
97 55 Dividends unpaid
7, 000 00
1, 389 72

88, 000 00
884 40

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

905 00 Due to other national banks
13 07 Due to State banks and bankers...
3, 991 60
80 00 Notes and bills re-discounted
Bills payable
4, 725 00

Total

283, 494 90

5, 500 00
5, 876 40

78,118 30

115 80

283, 494 90

North National Bank, Rockland.
ADONIRAM J . BIRD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 2371.
$101, 867 62

ioo, ooo oo

32, 510 70
3, 000 00
1, 273 41

NATHAN T. FARWELL, Cashier.

Capital stock paid in .

5100, 000 00

Surplus fund
Other undivided profits..

3, 600 00
4, 405 51

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

86, 300 00

488 00

Individual deposits
United States deposits
".
Deposits of U. S. disbursing

58, 408 43
officers.

2,322 00 Due to other national banks
28 21 Due to State banks and bankers..
1, 700 00 Notes and bills re-discounted.
Bills payable
4, 500 00
Total.

253, 201 94

253, 201 94

Rockland National Bank, Rockland.
MAYNARD SUMNER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages .
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 1446.

G-. HOWE WIGGIN, Cashier.

Capital stock paid in .
150, 000 00
1, 000 00
64, 586 15
274 27
10,500 00

Surplus fund
Other undivided profits .
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

$150, 000 00
40,000 00
16, 402 23
130, 800 00
502 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

179, 940 70

12, 345 00 Due to other national banks
24 12 Due to State banks and bankers .
4, 730 00
5,400 00 Notes and bills re-discounted
Bills payable
"'6,'750'00'

197 58
2, 925 63

1, 077 84

520, 768 14

Total

520, 768 14

80

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Saco National Bank, Saco.

RISH WORTH JORDAN, President

No. 1535.

TRISTRAM SCAMMAN, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from IT. S. Treasurer

$118,417 54 Capital stock paid in

572 25 Individual deposits
United States deposits
1, 503 80 Deposits of TJ. S. disbursing officers.
701
32
300
3, 000

00 Due to other national banks
41 Due to State banks and bankers..
00
00 Notes and bills re-discounted
Bills payable
9,600 00

250, 994 42

Total

$100, 000 00

100,000 00 Surplus fund
Other undivided profits
7,000 66
National bank notes outstanding...
5, 835 03 State bank notes outstanding
532 39
3, 500 00 Dividends unpaid

Total

20, 000 00
6, 852 92
83, 000 00
335 39
35,426 63

5, 379 48

250, 994 42

York National Bank, Saco.
No. 1528.

R. F. C. HARTLEY, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

$156, 858 29 Capital stock paid in .
" i o o , ooo oo
2, 300 00
25,307 88
2, 628 66
2, 500 00

762 34
5, 577
2
2, 655
11, 500

00
43
60
00

9, ioo 66

$100, 000 00

Surplus fund
Other undivided profits.

35, 000 00
18,223 75

National bank notes outstanding ..
State bank notes outstanding

86, 700 00

Dividends unpaid

331 37

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

76, 937 18

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable

1, 999 90

Total.

319,192 20

Total.

J N 6 . C. BRADBURY, Cashier.

319,192 20

First National Bank, Skowhegan.
No. 239.

ABNER COBURN, Presii

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




$182,173 31

GEORGE N. PAGE, Cashier.

Capital stock paid in .

$150, 000 00

Surplus fund
Other undivided profits

50,000 00
6, 002 36

National bank notes outstanding..
26, 510 88 State bank notes outstanding
141 62 I Dividends unpaid
2, COO 00 i

130, 200 00

Individual deposits
United States deposits
5, 965 53 Deposits of U. S. disbursing officers

50, 844 26

150, 000 00

11, 375
48
261
2, 000

00
53
75
00

" 6, 750 66
387, 226 62

180 00

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
Total.

387, 226 62

REPORT OF THE COMPTROLLER OF THE CURRENCY.

81

MAINE,
Second National Bank, Skowhegan.
N o . 298.

SAMUEL ROBINSON, President.

JAMES FELLOWS, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$107, 563 21
1,446 99
125, 000 00
30, 000 00
21, 077 52
803 90
4,200 00

Capital stock paid in

$125, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

32, 500 00
1, 949 38
109,157 00
335 00

1,195 43 Individual deposits
United States deposits
668 65 Deposits of TJ. S. disbursing officers.

33, 050 36

1, 810 00 Due to other national banks
7 79 Due to State banks and bankers . .
18 25
2,575 00 Notes and bills re-discounted
Bills pavTable
5, 625 00
301, 991 74

Total

301, 991 74

South Berwick National Bank, South Berwick.
WILLIAM D. JEWETT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ S bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

No. 959.
$123, 003 06
671 98
100, 000 00

14, 634 31

JOHN F. WALKER, Cashier.
$100, 000 00

Capital stock paid in
Surplus fund
Other undivided profits

20, 000 00
7,355 83

National b a n k notes outstanding . .
State bank notes outstanding

86, 500 00
5,607 50

Dividends unpaid
Individual deposits
277 13
1,551
6
590
372

00
57
00
00

26,142 72

Deposits of TJ. S. disbursing officers
D u e to other national b a n k s
Due to State b a n k s and b a n k e r s .
Notes and bills re-discounted
Bills payable

4,500 00
245, 606 05

245, 606 05

Total

Georges National Bank, Thomaston.
EDWARD O'BRIEN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1142.
$113, 913 09

"ii6,"6oo'o6
2, 550 00
37, 258 03

J . C. LEVENSALER, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding

$110,000 00
14, 800 00
5, 819 34
97, 000 00

2, 200 00

Dividends unpaid.

44,140 59

3, 554 25

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers -..
Notes and bills re-discounted .
Bills payable

1, 808 36
5,100 00

864 00
2 92
4, 000 00

624 00

~4," 950" 00
279, 292 29

Total.

279, 292 29

82

REPORT OF THE COMPTROLLER OF THE CURRENCY.
M AIWE.
Thomaston National Bank, Thomaston.

WILLIAM SINGER, President

No. 890.

FRANK H. JORDAN, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from XJ. S. Treasurer
Total .

Liabilities.
Capital stock paid in .

$76, 909 64

$100, 000 00

ioo,ooo oo Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

* 9,250 00
10,100 00
68, 015 78

"i7,'4o6"6o" Dividends unpaid

15, 000 00
4, 807 48
87, 985 00
788 00

j Individual deposits
United States deposits
3, 967 11 Deposits of U. S. disbursing officers.

88, 027 10

1, 545 00 Due to other national banks
5 79 Due to State banks and bankers . .
243 20
4,000 00 Notes and bills re-discounted .
Bills payable
5, 300 00

128 94

296, 736 52

296, 736 52

Total.

Medomak National Bank, Waldoboro'.
SAML. W. JACKSON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

No. 1108.

GEORGE ALLEN, Cashier.

$47, 585 34 Capital stock paid in .
149 55
50,000 00 Surplus fund
Other undivided profits
3, 600 00
National bank notes outstanding
17, 518 65 State bank notes outstanding
408 84 Dividends unpaid .
713 66
Individual deposits
United States depoits
1,803 20 ij Deposits of U.S. disbursing officers
2, 289 00
80 00
1, 045 00
1, 000 00

$50, 000 00
6, 250 00
1, 494 30
37, 337 00
805 50
32, 556 44

IDue to other national banks
Due to State banks and bankers -.
Notes and bills re-discounted..
Bills payable

2, 250 00
Total.

128, 443 24

128,443 24

Waldoboro' National Bank, Waldoboro'.
ISAAC REED, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation .. I
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgagesDue from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .




No. 744.

$29, 801

BELA B. HASKELL, Cashier.

Capital stock paid in

50, 000 00 Surplus fund
Other undivided profits
p

23,000 00 | National bank notes outstanding..
State bank notes outstanding
11, 411 79 Dividends unpaid
500 00
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
751 00
28 52
350 00
1, 880 00

$50, 000 00
9,500 00
1,567 45
43, 570 00
189 00
15,146 84

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable

2, 250 00
119, 973 29

Total

119, 973 29

REPORT OF THE COMPTROLLER OF THE CURRENCY.

83

MAINE.
Merchants' National Bank, Waterville.
JOHN WAKE, President.

No. 2306.

GEORGE H. WARE, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$81, 457 48

"i66,"666~o6
4, 612 65
12, 036 44
1, 017 22
8. 594 82

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid.

87,318 00
334 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
1,100 00
23 63
150 00
900 00

4, 500 00
2, 038 57

17,201 67

Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted
Bills payable

3, 000 00

4, 500 00

Total

214, 392 24

214, 392 24

People's National Bank, Waterville,
No. i

JOHN WEBBER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

HOMER PERCIVAL, Cashier.

$200, 373 30 Capital stock paid in .
200, 000 00

$200, 000 00

Surplus fund
Other undivided profits

42, 000 00
5, 808 01

11, 500 00 National bank notes o u t s t a n d i n g . .
11,701 56 State bank notes outstanding

174, 000 00

6,400 00

Dividends unpaid

687 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

21,476 78

1, 381 00 Due to other national banks
8 68 Due to State banks and b a n k e r s . . .
200 00
500 00 Notes and bills re-discounted .

2,317 55

3,000 00
2,119 80

Bills payable

9,105 00
446, 289 34

Total.

446, 289 34

Ticonic National Bank, Waterville.
SAMUEL APPLETON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtiires.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 762.

AARON A. PLAISTED, Cashier.

$106,140 28 Capital stock paid in .
100,000 00 Surplus fund
Other undivided profits .
10, 856 63

National bank notes outstanding.
State bank notes outstanding

11, ooo oo

Dividends unpaid.

$100, 000 00
20, 500 00
3, 604 33
89, 500 00
988 00

Individual deposits
United States deposits
4, 549 22 Deposits of U. S. disbursing officers.

25, 219 10

Due to other national banks
Due to State banks and bankers...

2, 308 80

3,119 00
151 10
870 00
934 00

Notes and bills re-discounted.
Bills payable

4, 500 00
242,120 23

Total.

242,120 23

84

REPORT OF THE COMPTROLLER OF THE CURRENCY.
M A I N E.
Waterville National Bank, Waterville.

DENNIS L. MILLIKEN, President.

No. 798.

ELBBIDGK L. GETCHELL, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U S bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Leo'al-tender notes
U S. certificates of deposit
Due from U. S. Treasurer

Total

$72, 345 37

Capital stock paid in

127, 000 00

Surplus fund
Other undivided profits

36, 217 50
15, 332 55
13, 434 31

1,071 50
2,296
29
200
800

00
20
00
00

$125, 000 00

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

25, 500 00
2,681 63
109, 200 00
337 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

16, 589 82

Due to other national b a n k s
Due to State b a n k s and b a n k e r s . . .

1,342 08

Notes and bills re-discounted
Bills payable

11, 925 00
280, 651 43

Total

280, 651 43

West Waterville National Bank, West Waterville.
A. P . BENJAMIN, President

No. 2231.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ S bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$75, 403 35 Capital stock paid in

$75,000 00

75, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding..
2, 028 32 State bank notes outstanding
5, 663 78 Dividends unpaid
1,187 48
245 98
2, 606 11 Individual deposits
United States deposits
1, 262 95 Deposits of U. S. disbursing officers.

2, 205 31
2,198 42
66, 540 00
8 00
22, 400 13

130
19
987
442

00 Due to other national banks
14 Due to State banks and bankers
75
00 Notes and bills re-discounted
Bills payable . . . .
3," 375" 00'

Total

168, 351 86

Total

GEORGE H. BRYANT, Cashier.

168,351 86

National Bank, Winthrop.
CHARLES M. BAILEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation- - U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 553.
$133, 307 25

" i o o * 000'66
19, 900 00
22,449 63

J N O . M. BENJAMIN, Cashier.

Capital stock paid in .

20, 000 00
29, 530 97

National bank notes outstanding ..
State bank notes outstanding

89, 000 00

Dividends unpaid

2, 058 11

465 bb
88
75 00
2, 900 00

$100, 000 00

Surplus fund
Other undivided profits

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

100 00
47, 024 90

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

4, 500 00

285,655 87 I

Total.

285, 655 87

REPORT OP THE COMPTROLLER OF THE CURRENCY.

85

H AINE.
I
First National Bank, Wiscasset.
HENRY INGALLS, President.

No. 1549.

FEEDK. W. SEWALL, Cashier.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation . .
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
"Fractional currency
Specie
Legal-tender notes
,
"U. S. certificates of deposit
Due from U. S. Treasurer
Total.




Liabilities.
$107,893 84 Capital stock paid in .
1 25
100, 000 00 Surplus fund
Other undivided profits
15, 818 75 National bank notes outstanding.
14, 820 35 State bank notes outstanding
5, 962 87 Dividends unpaid
1, 626 64
Individual deposits
United States deposits
202 14 Deposits of TJ. S. disbursing officers

140 50
160 00

$100, 000 00
30, 000 00
6, 246 72
88, 200 00
1, 233 00
25, 446 62

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00
251,126 34

Total..

251,126 34

86

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Connecticut River National Bank, Charlestown.
HOPE LATHROP, President

No. 537.

GEORGE OLCOTT, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items..
Exchanges for clearing-house
Bills of other banks
Fractional currency
Q

$111, 395 85
100, 000 00

21, 936 29
10, 000 00
2,250 00

906 00
4 13
2,105

00

4,500

00

253, 097

Total

.'

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding...
State bank notes outstanding

32, 000 00
2, 457 04

Dividends unpaid
Individual deposits

90, 000 00

28, 640 23

Deposits of TJ. S. disbursing officers.

•

Legal-tender notes
TJ S certificates of deposit
Due from TJ. S. Treasurer

Capital stock paid in -

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

27

Total

253, 097

27

Claremont National Bank, Claremont.
GEORGE N. FARWELL, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items ..'.
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

No. 596.
$188, 048 23
121 56
150, 000 00
7,400 00

37, 847 38
14, 002 45

3, 883 55

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding.
State bank notes outstanding

$150, 000 00
52, 000 00
13 32
134, 950 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

88, 812 24

10, 007 00 Due to other national banks
7 39 Due to State banks and bankers .
1, 345 00
6,363 00 Notes and bills re-discounted.
Bills payable
6, 750 00
425, 775 56

Total.

JOHN L. FARWELL, Cashier.

Total.

425, 775 56

First National Bank, Concord.
No. 318.

AUGUSTINE C. PIERCE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




$258, 597 19
150, 000
115, 000
5,450
18, 200
73,
10,
10,
2,

365
446
000
618

00
00
00
00
00
13
00
25

3,909 19

WILLIAM F. THAYER, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid..
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

$150, 000 00
30,000 00
64, 573 94
132, 050 00
355 00
174,179 72
4,120 95
82, 096 45

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
"6,75006' Bills payable

51, 798 18

Total..

9,174 24

7, 892 00
975 48
12, 021 00
13, 950 00

689,174 24

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

87

HAMPSHIRE,

National State Capital Bank, Concord.
L E W I S DOWNING, J r . , President.

No. 758.

H E N R Y J . CRIPPEN, Cashier*

Liabilities.

Resources.
I
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
X S bonds on hand
T
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and b a n k e r s .
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid

62,138 14

Capital stock paid in

$276, 894 07

Checks and other cash items
Exchanges for clearing-house
Bills of other banks °
Fractional currency
Specie
Le°'al-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total

.

.

200, 000 00
4 500 00
43,161 50

23, 000 00
3,286 45

1

$200, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding .
Dividends unpaid

175, 400 00
1,180 00

Individual deposits
i United States deposits
10,199 04
Deposits of TJ. S. disbursing officers.
7, 753 00
Due to other national banks
162 25
Due to state banks and bankers . . .
1,200 00
10, 000 00

60, 000 00
34,131 74

165,130 40

15, 452 31

Notes and bills re-discounted
Bills payable . .

9,000 00
651, 294

.

45

Total

651, 294 45

Derry National Bank, Derry.
J O H N W . NOYES,

No. 499.

President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and b a n k e r s .
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Cheeks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

GEORGE C. CURRIER, Cashier.

$37,494 68 Capital stock paid in .
659 30
60, 000 00 Surplus fund
Other undivided profits
15, 000 00 National bank notes outstanding.
7, 510 52 State bank notes outstanding
7, 000 00 Dividends unpaid.
905 49 Individual deposits
United States deposits
1,857 75 Deposits of U. S. disbursing officers.
559 00
2 21
45 00

$60, 000 00
7, 500 00
1, 254 13
53, 700 00
102 00
11,177 82

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

!,700 00

Total..

Total.

133, 733 95

133, 733 95

Cochecho National Bank, Dover.
No. 1087.

JAMES E. LOTHROP, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U S bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
1/0gal-tender notes denosit
U S certificates of
Due from U. S. Treasurer
Total




$163, 354 52
2,537 50
150, 000 00

HARRISON HALEY, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits

$150,000 00
12, 541 57
7,458 21

National bank notes outstanding . .
State bank notes outstanding
6,000 00
1,406 82
5,000 00
3,504 81
1,516
16
50
1,000

00
06
00
00

6,750

00

341,135

71

134, 950 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...

20, 625 92

Notes and bills re-discounted
Bills payable

14, 235 62

1,305 50

Total

.

18 89

341,135 71

88

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE,

Dover National Bank, Dover.
No. 1043.

OLIVER WYATT, President.

CALVIN HALE, Cashier.

Resources.
Loans and discounts
Overdrafts
TT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from TT. S. Treasurer
Total.

Liabilities.
$110, 645 01 Capital stock paid in
83 57
100, 000 00 Surplus fund
Other undivided profits

$100, 000 00
13,400 00
5, 735 26

9, 333 75 National bank notes outstanding . .
State bank notes outstanding
9, 111 51
Dividends unpaid..
9, 300 00
109 54 Individual deposits
United States deposits
1, 664 79 Deposits of TT. S. disbursing officers.

88, 300 00
1, 097 00
46, 579 66

8,102 00 Due to other national banks
101 75 Due to State banks and bankers.
660 00
1, 500 00 Notes and bills re-discounted.
Bills payable
4, 500 00
Total,

255, 111 92

255, 111 92

Strafford National Bank, Dover.
"WILLIAM S. STEVENS, President.

Loans and discounts
Overdrafts
TT. S. bonds to secure circulation . TT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from TT. S. Treasurer

Total.

No. 1353.
$234, 035 74

ELISHA R. BROWN, Cashier.

Capital stock paid in .

$150, 000 00

""i5i, 666 66 Surplus fund
2,000 00
42,715 57

"i', 500 00

Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

133,400 00
1,817 00
455 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

3, 729 00 Due to other national banks
100 90 Due to State banks and bankers..
3, 500 00 Notes and bills re-discounted.
Bills payable
6,'750 00
Total.

448, 331 21

30, 000 00
41,154 52

88,341 03

3,163 66

448, 331 21

Monadnock National Bank, East Jaffrey.
BENJAMIN CUTTEE, President.

Loans and discounts
Overdrafts
TT. S. bonds to secure circulation...
TT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid. .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from TT. S. Treasurer
Total.




No. 1242.

PETER TTPTON, Cashier.

$104, 363 78 Capital stock paid in .
ioO.OOO 00 Surplus fund
Other undivided profits
2,000 00
National bank notes outstanding..
State bank notes outstanding
12,130 80
6, 336 98
655 73
663 10
2, 790 00
30 00
400 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$100, 000 00
15, 438 51
11, 956 31
86, 445 00
839 00
619 93
18, 571 64

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

4,500 00
233, 870 39

Total

233, 870 39

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

89

HAMPSHIRE.

National Granite State Bank, Exeter.
No. 1147.

JER. L. MERRILL, President.

N F. PUTNAM, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

$138, 054 27

ioo, ooo oo

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.

13, 000 00
16,467 93

5, 000 00 National bank notes outstanding ..
State bank notes outstanding
11, 681 31
Dividends unpaid.
6, 500 00 |
1,125 82 ! Individual deposits
United States deposits
5, 496 34 Deposits of U. S. disbursing officers

89, 400 00
1, 950 00
55, 390 92

1, 298 00 Due to other national banks
53 11 Due to State banks and bankers
500 00
2, 000 00 Notes and bills re-discounted.
Bills payable
4, 500 00
Total.

276, 208 85

276, 208 85

Farmington National Bank, Farmington.
JOHN F . CLOUTMAN, President.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

No. 2022.
$129, 728 21
893 71
100, 000 00

THOMAS F . COOKE, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..

$100, 000 00
3, 086 68
1, 569 19
89,200 00

8, 710 17 State bank notes outstanding
906 24
589 25
6, 500 00
779 87
3, 381 00
24
31 00
385 00

Dividends unpaid .
Individual deposits
United States deposits
,
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable

360 00
41,994 42

1, 075 74
19,118 66

4, 500 00
256, 404 69

Total.

256, 404 i

First National Bank, Francestown.
JOHN D. BUTLER, President.

Loans and discounts
Overdrafts
. .
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U S bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Le°"al-tender notes
U S. certificates of deposit
Due from U. S. Treasurer
Total




No. 576.

GEORGE W. CUMMINGS. Cashier.

$95,159 23

Capital stock paid in

100, 000 00

Surplus fund
Other undivided profits

17, 400 00
3,561 61

National bank notes outstanding . .
State bank notes outstanding

87, 878 00

5 000 00
3,000 00
3,985 25
800 00
711 93

$100, 000 00

117 00

Individual deposits

375 88

Deposits of U. S. disbursing officers

600 00
28 49

Due to other national banks
Due to State banks and bankers

900 00

6,104 17

Notes and bills re-discounted
Bills payable

4,500 00
215, 060 78

Total

215, 060 78

90

REPORT OF THE COMPTROLLER OF THE CURRENCY.
I EW HAMPSHIRE.
V
First National Bank, Gonic.
No. 838.

NICH. V. "WHITEHOUSE, President.

ARTHUR D. WHTTEHOUSE, Cashier.

Liabilities.

Resources.
Loans and- discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$53, 083 60
200 00
60, 000 00

105 46
1,000 00
509 28
86 87
460 00
3 15
1, 515 50

Capital stock paid in .

$60, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

5, 941 98
1, 588 09
51, 215 00

Dividends unpaid. .

444 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

474 79

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

2, 700 00
119, 663 86

Total.

119, 663 I

Great Falls National Bank, Great Falls.
D. H. BUFFUM, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid. Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks...'
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 1180.

J o s . A. STICKNET, Cashier.

$174, 881 21 Capital stock paid in.
991 84
150, 000 00 Surplus fund
Other undivided profits .
20, 050 00
National bank notes outstanding..
State bank notes outstanding...'...
2,158 69
10, 000 00
859 73
2, 319 75
3, 565
2
292
1, 500

00
24
72
00

Dividends unpaid.

$150, 000 00
40, 000 00
18, 723 95
133, 900 00
929 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

30, 068 23

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

7, 000 00

373, 621 18

Total.

373,621 18

Somersworth National Bank, Great Falls.
OLIVER H. LORD, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1183.
$163, 319 70
900 00
100, 000 00

12, 219 42

SAMUEL S. ROLLINS, Cashier.

Capital stock paid in .

20, 000 00
20,159 36

National bank notes outstanding..
State bank notes outstanding

90, 000 00

Dividends unpaid.
575 21
3, 890 00
3, 240 00
26 53
2, 800 00

$100, 000 00

Surplus fund
Other undivided profits

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

2,140 00
59, 671 50

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

5, 000 00
291,970 86

Total.

291, 970 86

91

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Dartmouth National Bank, Hanover.
>. H U N T I N G T O N , President.

N o . 1145.

CHARLES P . CHASE,

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

Cashier.

Liabilities.
$47,959 54

'"so," 606'60
6, 62861
32, 050 20

Capital stock,paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding .
State bank notes outstanding

1, 715 00 Dividends unpaid.
430 80 Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$50, 000 00
13, 000 00
3, 481 21
44, 000 00

32, 785 99

1, 000 00 Due to other national banks
8 05 Due to State banks and bankers
225 00
1,000 00 Notes and bills re-discounted.
Bills payable
2,250 00
Total.

143, 267 20

143, 267 20

First National Bank, Hill sborough.
STEPHEN KENRICK, President.

No. 1688.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total. .

$45,259 08
542 19
50,000 00
1, 500 00
6, 008 34
286 00
596 65
3, 050 00
664 22
4, 774
10
50
800

00
89
00
00

JOHN C. CAMPBELL, Cashier.

Capital stock paid in .

>0, 000 00

Surplus fund
Other undivided profits..
National bank notes outstanding..
State bank notes outstanding

4, 300 00
2, 039 60
44, 400 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

15, 051 77

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

2, 250 00

Total.

115, 791 37

115,791 37

Ashuelot National Bank, Keene.
GEORGE A. WHEELOCK, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 946.
$140, 739 81
110 64
150, 000 00
10, 600 00
36, 300 00
26, 471 40
6, 500 00
986 00
5 50
2, 698 48
10, 236
68
727
7, 998

00
33
00
00

HENRY O. COOLIDGE, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid..

$150,000 00
30,000 00
7, 074 35
135,000 00
224 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

71, 231 63

Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted.
Bills payable

587 47
6,173 71

6, 850 00
400, 291 16

Total.

400, 291 16

92

REPORT OF THE COMPTROLLER OF THE CURRENCY.
HAMPSHIRE:.

Cheshire National Bank, Keene.
]STo. 559.

JOHN H. ELLIOT, President

ROYAL H. PORTER,

Resources.

Cashier.

Liabilities.

Loans and discounts
Overdrafts
. .
TJ. S. bonds to secure circulation . .
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.

$202, 864 72
279 13
200, 000 00

Due from approved reserve agents.
D u e from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
P r e m i u m s paid

45, 286 85

Capital stock paid in

85, 800 00

124, 253 38

D u e t o other national b a n k s
Due to State banks and b a n k e r s . . .

00
26
00
00

170,100 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

2, 555 01
996 26

5,262
140
4,600
4,000

50, 000 00
23,573 40

National bank notes outstanding . .
State bank notes outstanding

7,902 15

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes . . .
X S certificates of deposit
T
D u e from U. S. Treasurer

$200, 000 00

Surplus fund
Other undivided profits

759 60

Notes and bills re-discounted
Bills payable

. .

9,000 00
568, 686 38

Total

Total

568, 686 38

Citizens' National Bank, Keene.
No. 2299.

OIJED G-. DORT, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$89,034 76 jiCapital stock paid in .
22 51 ji
100, 000 00 I Surplus fund
Other undivided profits
22, 500 00 | National bank notes outstanding . .
State bank notes outstanding

$100, 000 00
5, 000 00
4, 635 71
89, 045 00

5, 917 97 1
1
2, 500 00
700 22
343 61
1, 766
43
526
260

00
29
30
00

Dividends unpaid

282 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

29,151 95

Due t o other national b a n k s
Due to State banks and b a n k e r s .
Notes and bills re-discounted.
Bills payable

4, 500 00
228,114 66

Total..

HENRY S. MARTIN, Cashier.

Total.

228,114 66

Keene National Bank, Keene.
E D W A R D JOSLIN,

President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Re.il estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 877.

GEORGE W. TILDEN, Cashier.

$124, 058 17 Capital stock paid in .
844 07
100, 000 00 Surplus fund
Other undivided profits
34, 000 00 National bank notes outstanding . .
State bank notes outstanding
11, 003 65
Dividends unpaid .
Individual deposits
United States deposits
6, 044 97 Deposits of U. S. disbursing officers
3, 081
243
300
8,000

00 Due to other national banks
95 Due to State banks and bankers . .
00
00 Notes and bills re-discounted.
Bills payable

$100, 000 00
2a, ooo oo
15, 525 78
87,400 00
244 00
65,125 15

3,78

4, 500 00

292,075 81

Total.

292, 075 81

REPORT OF THE COMPTROLLER OF THE CURRENCY.

93

NEW HAMPSHIRE.
Laconia National Bank, Laconia.
No. 1645.

JOHN C. MOULTON, President.

DANIEL S. DINSMOOR, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from XJ. S. Treasurer
Total.

$143, 279 56
4, 021 91
150, 000 00

Capital stock paid in .

$150, 000 00

Surplus fund
Other undivided profits.
1, 700 00
National bank notes outstanding.,
State bank notes outstanding
12, 049 34
Dividends unpaid.
1,000 00
843 88
6, 818 75
3, 680 44
2, 695 00
134 98
1,500 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

15, 750 00
6, 894 95
131, 500 00
210 00
30,118 91

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

6, 750 00

Total.

334, 473 86

334, 473 86

National Bank, Lebanon.
No. 808.

WILLIAM S. ELA, President.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XJ. S. certificates of deposit
Due from XJ. S. Treasurer
Total.

$91, 235 82
2, 539 57
100, 000 00
12, 337 00
18, 463
2, 305
7,378
647

57
28
96
06

1, 234 33
10, 659
777
598
1, 700

00
42
50
00

EDWARD A. KENDRICK, Cashier.

Capital stock paid i n .

$100, 000 00

Surplus fund
Other undivided profits.

13, 386 92
4, 047 30

National b a n k notes outstanding .
State b a n k notes outstanding

89, 500 00

Dividends u n p a i d .
Individual deposits
U n i t e d States deposits
Deposits of U. S. disbursing officers.

47, 442 29

D u e t o other national b a n k s
D u e t o State b a n k s and b a n k e r s .
Notes and bills re-discounted .
Bills payable

4, 500 00

Total.

254, 376 51

254, 376 51

Littleton National Bank, Littleton.
No. 1885.

JOHN FARR, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

H. Ex. 3




$147, 694 83
150,000 00

"12," 666" 00"
8, 000 00
36, 790 76
35, 255 85
10, 000 00
558 28

9, 296
17
920
4, 000

00
70
00
00

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

$150, 000 00
19, 000 00
3, 248 63
135, 000 00
194 82

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

106, 263 07

Due to other national banks
Due to State banks and bankers...

7, 576 90

Notes and bills re-discounted.
Bills payable

6, 750 00
421, 283 42

3

OSCAR C. HATCH, Cashier.

Total.

421,283 42

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

First National Bank, Manchester.
WATERMAN SMITH, President.

No. 1153.

FREDERICK SMYTH, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

Liabilities.
$63,405 18
6, 954 70
150,000 00
100, 000 00
26, 000 00
12,200 00

Capital stock paid in .
Surplus fund
Other undivided profits.
"National bank notes outstanding..
State bank notes outstanding

2, 668 52 Dividends unpaid .
5,000 00
2, 024 08 Individual deposits
United States deposits
218 65 Deposits of TJ. S. disbursing officers
11, 521 00 Due to other national banks
112 34 Due to State banks and bankers..
499 90
2, 000 00 Notes and bills re-discounted.
Bills payable
6,750 00
Total.

389, 354 37

$150, 000 00
30, 000 00
3,150 88
134, 200 00
892 00
29, 963 67
40, 632 61
515 21

389, 354 37

Second National Bank, Manchester.
ARETAS BLOOD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 2362.
$80, 890 72

"ioo," 666 '66
"'i5,'850*66'

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding..
State bank notes outstanding

14, 512 78
10, 000 00 Dividends unpaid.
5, 718 76
969 12
4,500 00 Individual deposits
United States deposits
110 72 Deposits of U. S. disbursing officers
2, 857 00
*""ii9*25

$100, 000 00
500 00
2, 830 14
89, 000 00
1,107 00
47,191 21

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

5,100 00

Total.

240,628 35

Total..

JOSIAH CARPENTER, Cashier.

240, 628 35

Amoskeag National Bank, Manchester.
MOODY CURRIER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
:
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 574.
$339,434 42
3,143 02
200, 000 00

" " "io.'ooo'oo
10, 247 62
28, 389 97
5, 452 04
184 37
15, 633 36
30,179
56
9,100
5,124

00
74
00
00

GEORGE B. CHANDLER, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding .
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$200, 000 00
42, 000 00
15,483 19
178, 000 00
30 00
303, 831 35

Due to other national banks
Due to State banks and bankers.,
Notes and bills re-discounted .
Bills payable

12,400 00
739, 344 54

Total.

739, 344 54

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

95

HAMPSHIRE.

City National Bank, Manchester.
CLINTON W. STANLEY, President.

No. 1520.

DANIEL W. LAXE, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U S bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
..
Legal-tender notes
U S certificates of deposit
Due from U. S. Treasurer
Total

Liabilities.
$171, 336 71
554 88
150, 000 00
25, 612 78
35,110 38
13, 472 33
2,768 46
1,601 58
1,500 00
57
214 00
1,000 00

Capital stock paid in

$150, 000 00

Surplus fund
Other undivided profits

14,116 04
12, 040 10

National bank notes outstanding . .
State bank notes outstanding

120, 500 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

112, 753 55

512 00

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

6,750 00

Total

409, 921 69

409, 921 69

Manchester National Bank, Manchester.
NATHAN PARKER, President.

No. 1059.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation ..
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$343, 714 68
1,731 30
154, 000 00
"""24,600 66
4, 700 00
82,117 57
31 73

CHARLES E. BALCH, Cashier.

Capital stock paid in

$150, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

Dividends unpaid.
1, 526 72 Individual deposits
United States deposits
1, 088 64 Deposits of U. S. disbursing officers.

16, 955 00 Due to other national banks
175 50 Due to State banks and bankers...
5, 970 55
6,500 00 Notes and bills re-discounted.
Bills payable
7,250 00
650,361 69

Total.

60, 000 00
18,866 96
135, 000 00
75 00
265, 870 78;

28 50'.
20, 520 45^

650, 361 69 •

Souhegan National Bank, Milford.
ROBT. R. HOWISON, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
U. S. bonds to secure deposits
.TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1070.
$85,147 89

"ioo," 666 '66
39, 060 50

8, 287 38
1, 028 63
2, 643 23
6, 605 00
58 79
859 00
3,400 00

FREDK. T. SAWYER, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding .
State bank notes outstanding

$100, 000 00'
12, 609 16
3,465 94
87, 600 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

39, 323 15

8, 592 17'

4, 500 00
251, 590 42

Total..

251, 590 42

96

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

First National Bank, Nashua.
No. 84.

EDWD. P. EMERSON, President.

JNO. A. SPALDING, Cashier.

Liabilities.

Resources.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
fractional currency
Specie
. .
.
Legal-tender notes
TJ S certifi cates of deposit
Due from U. S. Treasurer
Total

$159,142 71
1,273 85
150, 000 00

506 58
22, 500 00
1,647 18
516 85
280 00
1,021 32
7,000 00
6,750 00

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers

$150, 000 00
7,910 00
1,969 83
129, 400 00
1,904 00
52, 241 34

7,213 32

Notes and bills re-discounted .
Bills payable
Total

350, 638 49

350, 638 49

Second National Bank, Nashua.
JEREMIAH W. WHITE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
• Checks and other cash items
Exchanges for clearing-house ...
Bills of other banks
Fractional currency
: Specie
Legal-tender notes
XT. S. certificates of deposit
Due from U. S. Treasurer

No. 2240.

$88,404 44 Capital stock paid in .
*i25*66o'bo' Surplus fund
13, 000 00 Other undivided profits
17, 860 00 National bank notes outstanding .
State bank notes outstanding
803
18, 300
1, 223
15, 328
693

65
00
33
75
87

1, 375
35
525
1,000

00
75
00
00

5, 625 00

Dividends unpaid .
Individual deposits.
United States deposits.
Deposits of U.
ig officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable
Total.

19,174 79

Total.

FREDERICK A. EATON, Cashier.
$125, 000 00
3, 500 00
3,146 49
110, 900 00
272 00
46,127 91

228 39

19,174 79

Indian Head National Bank, Nashua.
'CALVIN B. HILL, President.

Loans and discounts
Overdrafts
...
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
.
U . S. certificates of deposit . . .
D u e from U . S. T r e a s u r e r
Total




No. 1310.
$249, 230 90
582 46
120, 000 00
10, 000 00
24, 600 00
49, 770 99

FRANK A. MCKEAN, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

1,143 20
7,909 54
19, 241
235
10, 573
2,000

00
30
00
00

5,900 00
501,186 39

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other banks and bankers...
Due to State national banks

$120, 000 00
27, 000 00
30, 727 99
108, 000 00
680 00
214, 778 40

Notes and bills re-discounted
Bills payable
Total

501,186 39

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

97

HAMPSHIRE.

New Market National Bank, N e w Market.
JOSEPH C. BURLEY, President.

No. 1330.

SAMUEL A. HALEY, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$102,121 62

si, 666 66
2, 919 02

"i," 7oo'66
1, 348 73
5, 552
11
185
400

00
91
00
00

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing oflicers.

$80, 000 00
20, 000 00
1,462 60
66,500 00
440 00
30, 435 68

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

3, 600 00

Total.

Total.

28

First National Bank, Newport.
DEXTER RICHARDS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bpnds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 888.

$88, 054 53

"i66,"666'66"
15,100 00
8, 000 00
5, 721 21

FREDERICK W. LEWIS, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
.'.
Other undivided profits.

23, 000 00
4, 417 95

National bank notes outstanding . .
State bank notes outstanding

85, 000 00

Dividends unpaid.
143 57

8, 243 00
42
225 00
3,000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing oflicers.

20, 569 78

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00

Total.

232, 987 73

232, 987 73

First National Bank, Peterborough.
FREDERICK LIVINGSTON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits ......
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1179.
$99,345 31
13 28
100, 000 00
100 00
24, 231 35
40, 905 50
3, 095 56
1,117 71
1, 379 44
7, 035
20
766
1, 700

00
52
45
00

CHAS. P. RICHARDSON, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.

20, 000 00
19, 668 57

National bank notes outstanding ..
State bank notes outstanding

85, 795 00
508 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1,122 89
57,116 23

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 57
284, 210 69

Total.

284, 210 69

98

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Pittsfield National Bank, Pittsfield.
CHAS. H. CARPENTER, President

JOHN A. Goss, Cashier.

No. 1020.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

Liabilities.
$37,234 15

53,666 oo

7, 000 34

Capital stock paid in .

National bank notes outstanding ..
State bank notes outstanding

3, 000 00

Dividends unpaid

1, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

2,300 00
91 85
500 00
1, 000 00
650 00

6,195 00
3, 213 02
42, 500 00
248 50
3, 619 82

Due to other national banks
Due to State banks and bankers.

Notes and bills re-discounted
Bills payable

105, 776 34

Total.

$50, 000 00

Surplus fund
Other undivided profits.

105, 776 34

Total.

First National Bank, Portsmouth.
No. 19.

JCHABOD GOODWIN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$348, 918 45
5, 200 00
318,000 00
260, 350 00
17,150 00
96,130 47
43,450 38
1, 686 65
4, 000 00

4,100 79
17,000
500
6, 652
22, 500

00
00
00
00

EDWD. P. KIMBALL, Cashier.

Capital stock paid in .

$300, 000 00

Surplus fund
Other undivided profits.

100, 000 00
5i,650 27

National bank notes outstanding..

283, 200 00

State bank notes outstanding
Dividends unpaid

143 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

205, 837 75
196,440 47
19, 867 25

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted .
Bills payable

1, 300 00
1, 500 00

U, 300 00

Total.

1,159, 938 74

1,159, 938 74

National Mechanics and Traders' Bank, Portsmouth.
JOHN SISE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 401.
$329,188 70
300, 000 00

is, oso oo
22, 200 00

GEO. W. BUTLER, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

$300, 000 00
25, 000 00
23, 785 07
269,000 00

76, 928 34
5, 900 00
2, 832 55

20,154 00
50 34
5, 450 00

Dividends unpaid.

102 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

171, 267 80

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted Bills payable

2, 099 06

13, 500 00
791, 253 93

Total.

791, 253 93

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

99

HAMPSHIRE.

N e w Hampshire National Bank, Portsmouth.
JAMES P . BARTLETT, President.

No. 1052.

LAFAYETTE S. BUTLER, Cashier.

Resources.
Loans and discounts
Overdrafts
.
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$87,429 18

Capital stock paid in

150, 000 00

Surplus fund
Other undivided profits

6o,'o6o"6o'
10, 000 00

$150, 000 00
30, 000 00
2, 337 65

National bank notes outstanding . .
State bank notes outstanding

132, 200 00

14,153 63
2,500 00
1, 905 25
3, 041 50
355 90
834
61
947
1, 000

00
02
80
00

Dividends unpaid

177 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

24,263 63

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

6, 750 00

Total

338, 978 28

338, 978 28

Rockingham National Bank, Portsmouth.
JNO. J. PICKERING, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 1025.
$230, 585 06

JOHN P. HART, Cashier.

Capital stock paid in .

"2O6,6o6" 66" Surplus fund
Other undivided profits
"*44,"i66"-66"
National bank notes outstanding . .
State bank notes outstanding
24, 714 97
925 93
Dividends unpaid
5, 000 00
829 25
6, 680 68
2,185
40
1,173
4,467

00
63
35
00

Individual deposits
TJnited States deposits
Deposits of TJ. S. disbursing officers.

$200, 000 00
40,000 00
26, 479 88

176,400 00
4, 553 00
720 00
89, 048 99

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

10, 500 00

Total.

537, 201 87

537, 201 87

Rochester National Bank, Rochester.
JOHN MCDUFFEE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, andfixturesCurrent expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Eractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit . . . . . . . .
Due from TJ. S. Treasurer
Total.




No. 2138.
$39, 818 07
50, 000 00

"io, 166 66
11, 974 70
396 85
439 95 I
4,142 45 !

ERANKLIN MCDUFFEE, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

Individual deposits
TJnited States deposits
5,107 70 ' Deposits of TJ. S. disbursing officers.
6, 828 00
403 03
2, 707 00

$50, 000 00
1,500 00
1, 337 39
44, 020 00

216 00
37, 094 36

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 250 00
134,167 75

Total-

134,167 75

100

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW H A M P S H I R E .
Citizens' National Bank, Tilton.
No. 1333.

ELEAZER DAVIS, President.

WILLIAM T. CASS, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house . . .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from UV S. Treasurer
Total.

Liabilities.
$72, 687 92
" "72," 000* 00

5, 698 41

Capital stock paid in .

$70, 000 00

Surplus fund
Other undivided profits.

13,100 00
1, 912 58

National bank notes outstanding . .
State bank notes outstanding

62, 000 00

Dividends unpaid
657 59
638 00
2,369
67
350
1,000

00
11
00
00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

11, 605 45

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

3,150 00

Total.

158, 618 03

158, 618 03

Kearsarge National Bank, Warner.
NEH. G. ORDWAY, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house . . .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 1674.
$23, 097 74
5, 600 05
30, 000 00
10, 000 00
8, 383 41

GILMAN C. GEORGE, Cashier.

Capital stock paid in .

$50, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

345 55
1,294 71
1, 016
19
457
300

00
82
10
00

5, 550 00
V758 63
12, 392 00
789 00

Individual deposits
"United States deposits
Deposits of U. S. disbursing officers.

12, 374 75

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.,
Bills payable

1,350 00

Total..

81, 864 38

81, 864 38

Winchester National Bank, Winchester.
EDWD. C. THAYER, President.

No. 887.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.

$103,454 67
58 83
100, 000 00

Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes p a i d . . .
Premiums paid

16,434
1, 000
8, 375
583

Checks and other cash items
Exchanges for clearing-house . . .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




48
00
64
18

565 24
100
6
111
42

00
42
60
00

HENRY ABBOTT, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.

20, 000 00
6, 509 37

National bank notes outstanding . .
State bank notes outstanding

87,100 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers. -.
Notes and bills re-discounted.
Bills payable

163 00
16, 523 84

4, 935 85

4, 500 00
235, 232 06

Total.

235, 232 06

101

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW
HAMPSHIRE.
Lake National Bank, Wolfborough.
No. 1486.

BLAKE FOLSOM, President.

CHARLES F. PARKER, Cashiei

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid-..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
,
U. S, certificates of deposit.
Due from U. S. Treasurer
Total .




$93,484 28

'l25,"66o*66"
5, 000

00

21,126, 54
3,000 00

Capital stock paid in .
Surplus fund
Other undivided profitsNational bank notes outstanding..
State bank notes outstanding

$125,

000 00
6, 000 00
2,740 59

112, 500 00

Dividends unpaid

8,666 00

Individual deposits
United States deposits
Deposits of XJ. S. disbursing officers

1, 596 00
14 11
284 85

Due to other national banks
Due to State banks and bankers.
Notes and bills re-disoounted.
Bills payable

16, 865 19

5, 600 00
263,105 78

Total.

263,105 78

102

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
National Bank, Barre.

NORMAN "W. BRALEY, President.

No. 2109.

EDW. D. BLACKWELL, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation ..
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$169, 705 72 Capital stock paid in .
1, 600 26
200, 000 00 Surplus funds
Other undivided profits
9,500 00
14, 669 42 National bank notes outstanding ..
4, 601 20 State bank notes outstanding
1, 400 00 Dividends unpaid.
671 67 Individual deposits
United States deposits
224 28 Deposits of TJ. S. disbursing officers.

18, 500 00
4, 545 08
176, 395 00

18, 233 04

920
16
283
1, 780

00 Due to other national banks
67 Due to State banks and bankers.
90
00 Notes and bills re-discounted.
Bills payable
12, 300 00
417, 673 12

Total.

$200, 000 00

417, 673 12

Total.

Barton National Bank, Barton.
H. K. DEWEY, Cashier.

N o . 2290.

HIRAM MCLELLAN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U S bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total

$167, 669 09
150, 000 00

1, 500 00
1, 532 53
3,140 58
736
129
100
3, 000

00
98
00
00

6,750 66

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

$150, 000 00
4, 000 00
5, 333 50
131, 900 00
90 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

21, 025 02

Due to other national banks
Due to State banks and bankers

22, 209 66

Notes and bills re-discounted
Bills payable
334, 558 18

Total

334, 558 18

National Bank, Bellows Falls.
JAS. H. WILLIAMS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 1653.
$177, 069 42

"166,666 66
41, 346 27
31, 266 01
12, 500 00

2, 016 21
2. 262
864
735
14, 235

00
53
90
00

JAS. H. WILLIAMS, Jr., Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding.
Dividends unpaid

$100, 000 00
20,000 00
44,425 99
90, 000 00
5, 000 00
342 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

124, 769 92

Due to other national banks
Due to State banks and bankers...

457 43

Notes and bills re-discounted.
Bills payable

2, 700 00
384, 995 34

Total

384, 995 34

REPORT OF THE COMPTROLLER OF THE CURRENCY.

103

VERMONT.
First National Bank, Bennington.
LUTHER R. GRAVES, President.

No. 130.

GEORGE F . GRAVES, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XJ. S. bonds to secure deposits
U S bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house .
Bills of other banks
Fractional currency
Specie
Le^al-tender notes deposit
XJ S certificates of
Due from XJ. S. Treasurer
Total

$245, 706 93
122, 000 00
16, 500 00
6,541
3,650
5,000
1,380

05
25
00
98

801 73
2,300
255
4,000
5,500

00
38
00
00

Capital stock paid in

$110,000 00

Surplus fund
Other undivided profits

110, 000 00
19, 544 60

National bank notes outstanding ..
State bank notes outstandin 0 " . .

105, 550 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers . . .

73,838 74

" 152 98

Notes and bills re-discounted
Bills payable

5,450 00

Total

419, 086 32

419, 086 32

National White River Bank, Bethel.
No. 962.

NELSON GAY, President.

Loans and discounts
Overdrafts
XJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

F . P . HOLDER, Cashier.

$126, 917 41

Capital stock paid in

"i25," 666'66

Surplus fund
Other undivided profits

10,109 58
3, 600 00
721 55
1, 255 73

7io oo
4 95
2, 266 50
3, 789 00

$125, 000 00
15, 000 00
7,105 72

National bank notes outstanding..
State bank notes outstanding
Dividends unpaid..

109, 620 00
86 ^0

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

23,187 50

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable

5, 625 00

Total

279, 999 72

279, 999 72

First National Bank, Brandon.
NATHAN T. SPRAG UE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 278.
$153, 871 01
3,221 88
000 00
150,
300 00
000 00
273 62
224 58
200 00

H. C. COPELAND, Cashier.

Capital stock paid i n .
Surplus fund
Other undivided profits.

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

818 32
222 73

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

821 00
28 00
80 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re»discounted .
Bills payable

$150,000 00
80, 000 00
20, 940 19
114, 660 00
285 00
44, 903 67

1, 922 28

5, 650 00
412,711 14

Total.

412, 711 14

104

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VE

RMONT.

Brandon National Bank, Brandon.
CYRUS JENNINGS, President

No. 404.

ERANK E. BRIGGS, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
XJ. S. bonds to secure deposits
TJ. S. bonds on hand.
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

Liabilities.
$220,529 16

Capital stock paid in .

"266*066 66

Surplus fund
Other undivided profits

$200, 000 00
4, 593 97

National bank notes outstanding...
29, 981 41 State bank notes outstanding
Dividends unpaid.

180, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing oflicers.

86, 687 07

374 64

220 00

3, 275 00 Due to other national banks
205 00 Due to State banks and bankers..
93 38
3,897 00 Notes and bills re-discounted.
Bills payable
9, 000 00
Total.

471, 501 04

471, 501 04

First National Bank, Brattleboro'.
N. B. WILLISTON, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Eractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 470.
$370, 221 12

166,666 66
2,266 66
26,110 18

SILAS M. WAITE, Cashier.

Capital stock paid in.

$300, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

51,000 00
6, 111 20
88,800 00

Dividends unpaid.
Individual deposits
United States deposits
5,452 72 Deposits of U. S. disbursing oflicers.
6,421 00
218 22
1, 600 00
5,400 00

76, 212 04

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00
522,123 24

Total.

522,123 24

People's National Bank, Brattleboro'.
PARLEY STARR, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Eractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 2305.
$110,148 46
137 86
90, 000 00

¥ M . A. FAULKNER, Cashier.

Capital stock paid in.

Surplus fund
Other undivided profits
National bank notes outstanding ..
8,000 00
776 41 State bank notes outstanding
1, 342 97 Dividends unpaid.
2,000 00
1, 075 18 Individual deposits
United States deposits
189 23 Deposits of U. S. disbursing oflicers
1, 095 00
74 30
1, 350 00
1, 900 00
1, 375 00

219, 464 41

$100, 000 00
2, 000 00
2,341 05
65, 900 00
86 00
42, 989 10

Due to other national banks
Due to State banks and bankers..

2,148 26

Notes and bills re-discounted
Bills payable

4, 000 00

Total.

219,464 41

REPORT OF THE COMPTROLLER OF THE CURRENCY.

105

TERMONT.
Vermont National Bank, Brattleboro'.
"WILLIAM P. CUNE, President.

No. 1430.

GEORGE S. DOWLEY, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$244, 708 76
150,000 00

" 60,666 66
"
64, 303 98
9, 264 31
10,000 00
1,677 00
230 00
637 58
600 00
44 28
360 00
4, 000 00

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding.
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

100, 000 00
33, 225 80
130, 000 00

139, 950 11

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted .
Bills payable

7,350 00
553,175 91

Total.

553,175 91

Total .

$150, 000 00

Howard National Bank, Burlington.
LAWRENCE BARNES, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items..
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit ...
Due from TJ. S. Treasurer
Total .

No. 1698.

CHARLES A. SUMNER, Cashier.

$378, 847 41

Capital stock paid in .

200, 000 00

Surplus fund
Other undivided profits

21,462 63
25, 500 00
2,132 85
3, 992 23
1, 678 00
86 06
4, 891 07
9, 693 00

National bank notes outstanding . .
State bank notes outstanding

$300, 000 00
17, 500 00
9,101 23
179, 200 00
789 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

147, 780 06

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

6, 087 04

Total.

654, 370 29

654, 370 29

Merchants' National Bank, Burlington.
HENRY P. HICKOK, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total .




No. 1197.
$506,128
1,115
500,000
50, 000

31
88
00
00

78,120
1, 258
17, 000
1, 508
17, 000
1,201

05
70
00
55
00
53

6, 612
469
18,800
17, 885

00
28
00
00

C. W. "WOODHOUSE, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$500, 000 00
71, 000 00
16, 210 17
450, 000 00

170, 430 94
24, 797 64
7,160 55

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

22, 500 00
1, 239, 599 30

Total.

1, 239, 599 30

106

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VE RMO1VT.
Castleton National Bank, Castleton.
No. 1598.

CARLOS S. SHERMAN, President

MARTIN D. COLE, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation. . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

Total.

$57, 478 95 Capital stock paid in
24 56
50,000 00 Surplus fund
Other undivided profits

$50, 000 00
10, 000 00
2,917 13

National bank notes outstanding..
10, 006 20 State bank notes outstanding
830 78
3, 000 00 Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

45, 000 00

20, 657 29

1, 922
11
50
3, 000

00 Due to other national banks
93 Due to State banks and bankers.
00
00 Notes and bills re-discounted.
Bills payable
2, 250 00
Total.

128, 574 42

128, 574 42

First National Bank, Chelsea.
No. 2120.

ELIHU HYDE, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
..
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$103, 657 18
3, 291 95
150, 000 00
1, 600 00
3, 000 00
18, 092
10
2, 394
473
6, 696

64
29
53
11
00

922 23

750
14
1,491
640

JOHN C. CLARK, Cashier.

Capital stock paid in .

$150, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.

8, 880 00
1, 772 49
118, 800 00
894 66

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

19, 436 86

00 Due to other national banks
43 Due to State banks and bankers.
65
00 Notes and bills re-discounted.
Bills payable

6,750 00

299, 784 01

Total .

299, 784 01

Caledonia National Bank, Danville.
BLISS N. DAVIS, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1576.
$120,472 25

ioo,66o oo
500 00
4,486 00

'"3,360" oo
334 36
38
25
836
2, 800

00
15
00
00

JAS. B. MATTOCKS, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits

$100, 000 00
24, 266 49
'...

National bank notes outstanding.
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

89, 300 00
1, 270 00
22, 455 27

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00
237, 291 76

Total.

237,291 76

REPORT OF THE COMPTROLLER OF THE CURRENCY.

107

VERMONT.
National Bank, Derby Line.
AUSTIN T. FOSTER, President.

No. 1368.

STEPHEN FOSTER, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid.
Checks and other cash items
Exchanges for clearing-house .
Bills of other banks
Fractional currency
Specie
Legal-tender notes deposit
TJ. S. certificates of
Due from TJ. S. Treasurer

Liabilities.
$220, 390 11

Capital stock paid in

$150, 000 00

10, 600 00
18, 078 35

Surplus fund
Other undivided profits

30, 000 00
10, 656 12

National bank notes outstanding . .•
State bank notes outstanding

90, 000 00

Individual deposits

100, 000 00

90,196 51

50 00

15, 930 00

Deposits of TJ. S. disbursing officers.

418
36
432
3,080

00
54
Ob
00

Due to other national banks
Due to State banks and bankers...

4,'500

66

374, 902

Total

1,357 13

63

Notes and bills re-discounted
Bills payable .
Total

4,000 00
374, 902 63

First National Bank, Pair Haven.
ZENAI C. ELLIS, President.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
R e a l estate, furniture, and fixtures
C u r r e n t expenses and taxes p a i d . . .
P r e m i u m s paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 344.
$121, 427 29
1, 245 00
100, 000 00
5, 000 00
2, 200 00
10, 237 63
12, 033 37
27, 437 13
1, 083 51
161 50

3, 090 00
661 01
2,614 00

$100,000 00

Capital stock paid in
Surplus fund
Other undivided profits

22, 077 70
4,827 42

National bank notes outstanding . .
State bank notes outstanding

90, 000 00

Dividends unpaid

380 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers
Due to other national banks
Due to State banks and bankers

73, 841 45

852 67

Notes and bills re-discounted
Bills payable

4,500 00

Total

291, 979 24

Total.

ERASTUS H. PHELPS, Cashier.

291, 979 24

Lamoille County National Bank, Hyde Park.
CARLOS S. NO YES, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1163.

ALBERT L. NOYES, Cashier.

Capital stock paid in .

$150, 000 00

"±56,060 00 Surplus fund
Other undivided profits

23,100 00
744 63

$120, 206 12

22,900 66

11, 011 29
5, 784 54
272 75
6, 000 00
2,181 33
6, 389
63
450
5, 000

00
49
00
00

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

135, 000 00
60 00
28,103 89

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
,

6,750 00

337, 008 52

Total.

337,008 52

108

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
West River National Bank, Jamaica.

WILLIAM HARRIS, President.

No. 1564.

JOHN A. BUTLER, Cashier.

Liabilities.

Hesourcea.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TL S. bonds to secure deposits
U. S. bonds on band
Otber stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$52,113 90
384 43
75, 000 00

15,162 58
131 52
2, 500 00
396 20

184
60
571
1, 402

00
80
20
00

Capital stock paid in .

$75, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid

,

Individual deposits
United States deposits
Deposits of IT. S. disbursing officers.

2, 000 00
2, 629 88
67, 000 00
138 00
386 34
4,127 41

Due to other national banks . . . .
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

3, 375 00

Total.

151,281 63

151, 281 63

National Bank, Lyndon.
No. 1140.

HENRY CHASE, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

HIRAM M. PEARL, Cashier.

$109, 224 88 Capital stock paid in .

"*io6,666 66
5, 000 00
10, 835 32
3,381 67
907 32
448 90
2, 324 00
67 44
300 00
3,000 00

$106, 000 00

Surplus fund
Other undivided profits

24, 000 00
4, 309 68

National bank notes outstanding . .
State bank notes outstanding

94,400 00

Dividends unpaid

273 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

17, 276 85

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 770 00

Total.

246,259 53

246, 259 53

Battenkill National Bank, Manchester.
ELI AS B. BURTON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1488.

WILLIAM P. BLACK, Cashier.

$88, 241 64 Capital stock paid in

" "75," 666" 66'
13, 078 51

**2," 666'66

$75, 000 00

Surplus fund
Other undivided profits

20, 000 00
2, 274 43

National bank notes outstanding . .
State bank notes outstanding

67, 500 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

25, 692 22

1, 599 00 Due to other national banks
Due to State banks and bankers.
5, 472 50
1,700 00 Notes and bills re-discounted.
Bills payable
3, 375 00

190, 466 65

Total.

190, 466 65

REPORT OF THE COMPTROLLER OF THE CURRENCY.

109

VERMONT.
National Bank, Middlebury.
JOHN "W. STEWART, President.

No. 1195.

JOHN G-. WELLINGTON, Cashier.

Resources.
Loans and discounts
0 verd. rafts
TJ. S. bonds to secure circulation ..
U S. bonds to secure deposits . . . .
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid.

Liabilities.
$133, 793 95
200, 000 00
81, 000 00
3,600 00
46, 508 92

$200, 000 00

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

177, 825 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

59, 888 23

711 00

16, 557 34

Checks and other cash items

4,294 02

Exchanges for clearing-house
Trills of other banks
"Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

536 81
1, 976 00
13, 072 00

35, 757 89
36,156 92

Due to other national banks
Due to State banks and bankers . .
Not< s and bills re-discounted
Bills payable

9,000 00
510, 339 04

Total

Total

510, 339 04

First National Bank, Montpelier.
JOHN A. PAGE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
CIK cks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Leiral-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

No. 748.

J A S . C. HOUGHTON, Jr., Cashier.

$359, 897 07 Capital stock paid in
1, 370 99
250, 000 00 Surplus fund
Oilier undivided profits
20, 000 00
12, 000 00 National bank notes outstanding .
4, 929 40 State bank notes outstanding
19, 076 32 Dividends unpaid .
2, 800 00
166 01 Individual deposits
United States deposits
1, 201 35 Deposits of TJ. S. disbursing officers.

$250, 000 00
104, 500 00
21,492 54
220, 900 00
30 00
99, 080 35

8,128 00 Due to other national banks
2 20
180 55 Due to State banks and bankers...
4, 401 00 Notes and bills re-discounted .
Bills payable
11, 250 00
696, 002 89

Total.

696, 002 89

Montpelier National Bank, Montpelier.
No. 857.

JAMES R. LANGDON, President,

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total .

H. Ex.




$223, 443
696
300, 000
125, 000
000
71, 400

94
17
00
00
00
00

110, 666 99

CHAKLES A. REED, Cashier.

Capital stock paid in .

150,000 00
26, 242 01

National bank notes outstanding . .
State bank notes outstanding...

263,100 00

Dividends unpaid
, 424 22
635 67
342
55
527
961

00
15
35
00

$300, 000 00

Surplus fund
Other undivided profits..

Tndividual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

50 00
95, 660 48
101, 600 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

13, 500 00
936, 652 49

Total.

936, 652 49

110

REPORT OF THE COMPTROLLER OF THE CURRENCY.

National Bank, Newport.
Lucius ROBINSON, President.

No. 2263.

ROBERT J. WRIGHT, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$154,721 77

33, 500 00

Capital stock paid in.

$100,000 00

Surplus fund
Other undivided profits.

860 00 National bank notes outstanding . .
10,194 73 State bank notes outstanding..."...
Dividends unpaid.
1,000 00
289 35
1, 500 00
330 50
129
2
1, 635
1,120

00
82
65
00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

6, 500 00
6,219 16
29, 650 00
28 50
64, 396 16

Due to other national banks
Due to state banks and bankers .
Notes and bills re-discounted .
Bills payable

1, 510 00

Total.

206,793 82

206, 793 82

First National Bank, North Bennington.
TRENOR W. PARK, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from X . S. Treasurer
T

No. 194.
$413 522 89
2, 761 44
551,500 00
264, 800 00
45, 954 70
10, 397 07
5, 000 00

1, 022 64
10, 804
118
830
5, 000

00
42
00
00

Capital stock paid in.

$500,000 00

Surplus fund
Other undivided profits

200, 000 00
4, 640 46

National bank notes outstanding . .
State bank notes outstanding

489, 340 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

600 00
128, 826 91

13,113 79

24, 810 00

Total.

1, 336, 521 16

Total.

SAMUEL B. HALL, Cashier.

1,336,521 16

Northfield National Bank, Northfield.
GEORGE NICHOLS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1638.
$101, 761 17

ioo, ooo 66
2, 200 00
15, 265 57
6, 550 00
559 68
523 96
4, 378
46
336
4, 255

00
26
35
00

CHAS. A. EDGERTON, Jr., Cashier.

Capital stock paid in.

$100,000 00

Surplus fund
Other undivided profits.

17, 600 00
4, 590 18

National bank notes outstanding ..
State bank notes outstanding

88,540 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

29, 645 81

Dne to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

4, 500 00
240, 375 99

Total.

240, 375 99

EEPORT OP THE COMPTROLLER OF THE CURRENCY.

Ill

VEBMOMT.
First National Bank, Orwell.
No. 228.

J"NO. L. HAMMOND, President.

CHARLES E. BUSH, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents..
Due from other banks and bankers
Keal estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$308, 845 60 Capital stock paid in.

$100, 000 00

"io6,'6o6'66"

Surplus fund
Other undivided profits
""" 8,000 00
National bank notes outstanding...
10, 508 09 State bank notes outstanding
5,423 64 Dividends unpaid
3, 000 00
1,283 74 Individual deposits
United States deposits
632 76 Deposits of U. S. disbursing officers

100, 000 00
24, 648 11
89,100 00
272 00
135,489 68

00 Due to other national banks
61 Due to State banks and bankers.
35
00 Notes and bills re-discounted.
Bills payable
4, 500 00

613
80
2, 622
4, 000

Total.

449, 509 79

449, 509 79

National Bank, Poultney.
JOSEPH JOSLIN, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Keal estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S Treasurer

No. 1200.
$175, 554 96
268 37
100, 000 00

Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits

4, 000 00
549 65

4, 631 07 National bank notes outstanding . .
8, 879 18 State bank notes outstanding
328 54
13,992 84 Dividends unpaid .
Individual deposits
United States deposits
84 00
Deposits of U. S. disbursing officers.

89,995 00

1, 080 15
6, 613 00
5,200 00

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable
Total.

316,632 11

Total.

MERRITT CLARK, Cashier.

534 00
121, 470 21

83 25

316, 632 11

National Black River Bank, Proctorsville.
GEORGE S. HILL, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Keal estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
•
Legal-tender notes
TJ. S. certificates of deposit
Due from U. P. Treasurer

Total




No. 1383.

$61, 321 71

5, 000 00

2, 024 87
504 04
1, 400 00
195 58

4, 600 00

1, 594 77
7, 000 00

CHAS. W. WHITCOMB, Cashier.

Capital stock paid in.

$50, 000 00

Surplus fund
Other undivided profits .

27, 476 93
1, 986 43

National bank notes outstanding..
State bank notes outstanding

45, 000 00

Dividends unpaid .
Individual deposits.
United States deposits
Deposits of U. S. disbursing officers

11, 427 61

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 250 00
135, 890 97

Total.

135, 890 97

112

REPORT OF THE COMPTROLLER OF THE CURRENCY.
V B R UI OtfT .
National Bank, Royalton.
No. 1673.

CHESTER DOWNER, President.

A S A W. KENNEY, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation .
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total

$88, 566 02 Capital stock paid in
5, 482 77
100, 000 00 Surplus fund
Other undivided profits
ioo oo
13,400 00 National bank notes outstanding..
State bank notes outstanding
8, 573 54
Dividends unpaid
7,300 00
1,426 82
1, 084 58 \ Individual deposits
United States deposits
99 28 Deposits of IT. S. disbursing officers
343
17
160
562

00 Due to other national banks
48 Due to State banks and b a n k e r s . . .
15
00 ! Notes and bills re-discounted
Bills payable
4,500 00
231, 615 64

Total

$100,000 00
4,150 00
3, 602 48
86, 990 00
528 00
6,145 16

30, 200 00
231, 615 64

Baxter National Bank, Rutland.
No. 1700.

H. HENRY BAXTER, Pr<

GEORGE R. BOTTUM, Cashier.

$362, 919 31 Capital stock paid i n .
5, 031 83
300, 000 00 S u r p l u s fund

Loans and discounts
Overdrafts
LT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer

Other undivided profits
National b a n k notes o u t s t a n d i n g . .

10, 984 55 State b a n k notes o u t s t a n d i n g
8, 070 00 Dividends unpaid .
5,777 00
3, 307 78 I n d i v i d u a l deposits
962 77

$300, 000 00
46, 000 00
9, 048 54
257, 500 00
160 00
106, 926 56

U n i t e d States deposits
Deposits of U. S. disbursing off

2, 822 00 D u e to o t h e r national b a n k s
374 86 D u e to State b a n k s and b a n k e r s .
385 00
5, 500 00

N o t e s and bills re-discounted
Bills payable

"13,500 00

Total

Total.

719, 635 10

719, 635 10

National Bank, Rutland.
JOHN B. PAGE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 1450.

SIDNEY W. ROWELL, Cashier

$689, 988 76 Capital stock paid in .
17, 111 54
500, 000 00 Surplus fund

Other undivided profits
National bank notes outstanding..
20, 736 28 State bank notes outstanding
* 32, 000 00 Dividends unpaid .
Individual deposits
United States deposits
1, 553 00 Deposits of U. S. disbursing officers.
"i, 900 00

$500, 000 00
100, 000 00
30,117 98
423, 393 00

250, 559 78

Due to other national banks

281 18 Due to State banks and bankers..
18, 000 00 Notes and bills re-discounted...

Bills payable

22, 500 00
1, 304, 070 76

Total.

1, 304, 070 76

REPORT OF THE COMPTROLLER OF THE CURRENCY.

113

VE R M O N T .
Rutland County National Bank, Rutland.
W M . Y. W. RIPLEY, President

No. 820.

HENRY F . FIELD, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash, items
Exchanges for clearing-house
Bills of other banks
*
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

Liabilities.
$295, 317 43 Capital stock paid in .
5,993 51
200, 000 00 Surplus fund
10, 000 00 Other undivided profits.
9, 650 00
National bank notes outstanding .
State bank notes outstanding
I 17
Dividends unpaid
8, 574 83
410 19 Individual deposits
United States deposits
3, 752 33 Deposits of U. S. disbursing officers.

$200, 000 00
73, 000 00
7,120 93
177,100 00
90 00
130, 241 50

4, 601 00 Due to other national banks
4 97 Due to State banks and bankers..
2, 320 00
11, 000 00 Notes and bills re-discounted Bills payable
"9*000 00

Total.

587, 552 43

587, 552 43

First National Bank, Springfield.
AMASA WOOLSON, President.

No. 122.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$107,115 08
632 50
100, 000 00
42, 012 50
43, 649 51
1, 000 00
806 04
1, 708 38
93 38
359 00
8, 446 00

Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits

33, 700 00
15, 852 23

National bank notes outstanding . .
State bank notes outstanding

89, 920 00

Dividends unpaid

550 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

70,300 16

Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted .
Bills payable

4, 500 00
Total...

310, 322 39

Total..

BENJ. F . ALDEICH, Cashier.

310, 322 39

First National Bank, St. Albans.
EDWD. A. SOWLES, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 269.

ALBERT SOWLES, Cashier.

$477, 218 75 Capital stock paid in .
4, 039 68
100, 000 00 Surplus fund
Other undivided profits.
24,185 57
i2, 000 00

National bank notes outstanding .
State bank notes outstanding

$100, 000 00
100, 000 00
4, 262 44
90,000 00

Dividends unpaid .

Individual deposits
United States deposits
4, 671 97 Deposits of U. S. disbursing officers

361, 326 35

2, 465 00 Due to other national banks
4 02 Due to State banks and bankers ..
220 00
28,500 00 Notes and bills re-discounted.
Bills payable

2, 216 20

4, 500 00

657, 804 99

Total

657, 804 99

114

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Vermont National Bank, St. Albans.

BRADLEY BARLOW, President.

No. 1583.

CYRUS N. BISHOP, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

Liabilities.
$360, 603 91
4 129 18
200, 000 00

9,746
8,099
8,000
3,644

10
04
00
67

5,704 72
6," 763

$200, 000 00

Capital stock paid in
Surplus fund
Other undivided profits

100, 000 00
21,994 31

National b a n k notes o u t s t a n d i n g . .
State b a n k notes outstanding

180, 000 00
50 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

136, 724 17

bo" D u e t o other national b a n k s
D u e to State banks and b a n k e r s . . .

756 86
22, 321 00

Notes and bills re-discounted
Bills payable

9,000 00

Total

638, 768 48

638, 768 48

First National Bank, St. Johnsbury.
LUKE P. POLAND, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 489.

GEORGE MAY, Cashier.

$567,464 86 Capital stock paid in .
500, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding .
28, 720 30 State bank notes outstanding
3,008 86
22, 905 80 Dividends unpaid.
Individual deposits
United States deposits
6, 966 49 Deposits of U. S. disbursing officers

$500, 000 00
110, 000 00
33, 287 04
434, 235 00

'8,518 89

3, 451 00 Due to other national banks
231 62 Due to State banks and bankers
10, 792 00
10, 000 00 Notes and bills re-discounted.
Bills payable
22, 500 00
Total

1,176, 040 93

1,176, 040 93

Merchants' National Bank, St. Johnsbury.
FREDERICK FLETCHER, President.

Loans and discounts
U. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Lecal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 2295.
$337, 222 01
103, 000 00

6,900
2,101
30, 258
917
5,117

34
13
05
85
65

2,178 79
5,881 00
79 10
5,600 00
7," 935"oo"
507,190 92

WILLIAM E. HAZEN, Cashier.

Capital stock paid in

$300, 000 00

Surplus fund
Other undivided profits

5, 500 00
21, 254 45

National bank notes outstanding . State bank notes outstanding

92, 000 00

Dividends unpaid
Individual deposits
United States deposits
!
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable
Total

426 00
80, 010 47

8, 000 00
507, 190 92

REPORT OF THE COMPTROLLER OP THE CURRENCY.

115

VE K M O N T ,
National Union Bank, Swanton.
No. 1634.

WILLIAM L. SOWLES, President

Gr. "WARREN BEEBE, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total. .

$115, 027 08 Capital stock paid in

$75, 000 00

75,666 66

Surplus fund
Other undivided profits
National bank notes outstanding . .
4,172 69 State bank notes outstanding
197 55
2, 800 00 Dividends unpaid.

22,200 00
2, 379 92

Individual deposits
United States deposits
3, 631 63 Deposits of U. S. disbursing officers.

43,147 38

67, 500 00

4, 400 00 Due to other national banks
53 35 Due to State banks and bankers.
70 00
1, 500 00 Notes and bills re-discounted.
Bills payable
3, 375 00

Total.

210, 227 30

210,227 30

National Bank, Vergennes.
CARLETON T. STEVENS, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 1364.

D. HENRY LEWIS, Cashier.

Capital stock paid in .

$150,000 00

Surplus fund
Other undivided profits
5,'o6o"oo"
National bank notes outstanding..
13, 694 27 State bank notes outstanding
1,162 16 Dividends unpaid.
6, 863 95
Individual deposits
United States deposits
2, 764 13 Deposits of U. S. disbursing oflicers.

25, 946 23
18, 308 01
135, 000 00

$170, 895 79

156,66o 66

48, 065 04

5,445 00 Due to other national banks
Due to State banks and bankers.
393 98
14, 350 00 Notes and bills re-discounted .
Bills payable
6, 750 00
377, 319 28

Total.

377, 319 28

Waterbury National Bank, Waterbury.
PAUL DILLINGHAM, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total..




No. 1462.

CURTIS WELLS, Cashier.

$113, 383 74 Capital stock paid in .
121 21
100, 000 00 Surplus fund
Other undivided profits.
8, 000 00 National bank notes outstanding ..
19, 246 36 State bank notes outstanding
1, 500 00 Dividends unpaid.
511 55 Individual deposits
United States deposits
533 11 Deposits of U. S. disbursing officers

$100, 000 00
30, 000 00
6, 459 05
87, 400 00

26, 763 42

693 00 Due to other national banks
" 8 85 Due to State banks and bankers.
274 65
1, 850 00 Notes and bills re-discounted
Bills payable
4, 500 00
250, 622 47

Total

250, 622 47

116

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT,
National Bank of Newbury, Wells River.

W M . H. CUMMINGS, President.

No. 1406.

GEORGE LESLIE. Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from oth< r banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks . . .
Erai'tional currency
Specie
Le^al-tender notes deposit
U. S. certificates of
Due from TJ. S. Treasurer
Total

Liabilities.
$286,152 49
3,979 30
300, 000 00
3,700 00
11, 288 00
46,119
514
3,000
758

64
81
00
55

Capital stock paid in

$300, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding . . Dividends unpaid

31,300 00
1,143 28
269, 923 00
1,098 19

Individual deposits

98,301 14

5,647 42

Deposits of TJ. S. disbursing officers.

405
22
1,406
25, 271

00
80
60
00

Due to othor national banks
Due to State banks and bankers...

13,500

66

Notes and bills re-discounted
Bills payable
Total

701, 765 61

701, 765 61

Randolph National Bank, "West Randolph.
WILLIAM H. D U BOIS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages .
Due from approved reserve agents.
Due from other banks'and bankers !.
Eeil estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. cei tineates of deposit
Due from TJ. S. Treasurer
Total.

No. 2274.

HOYAL T. D U BOIS, Cashier.

$75, 873 08 Capital stock paid in .

$100,000 00

"95,"o66"66" Surplus fund
"

2,000 00
13,511 18
1, 986 02
557 31
6,490 00
1, 874 98

701 80
1,000 00

Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid .

1, 515 00
2, 801 73
85,136 00
42 50

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

16,874 14

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

7, 375"66

Total.

206,309 37

206, 369 37

Ascutney National Bank, Windsor.
HIRAM HARLOW, President

Loans and discounts
Overdrafts
TJ. S. bom!s to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house . . .
Bills of other banks...
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 816.

HENRY WARDNER, Cashier.

$85, 793 17 Capital stock paid in .

ioo, 66o 6o
' 15, 000 00
30,445 00
12,705 36

50, 000 00
9,421 05

National bank notes outstanding . .
State bank notes outstanding

86, 500 00
1, 055 00

Dividends unpaid
1,784 59
1, 054 53
2,030
1
75
7,487

00
68
00
00

"4,566 66
260, 876 33

$100,000 00

Surplus fund
Other undivided profits

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

152 00
13, 748 28

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

Total.

260, 876 33

REPORT OP THE COMPTROLLER OF THE CURRENCY,

117

VERMONT.
"Woodstock National Bank, Woodstock.
FREDERICK BILLINGS, President.

No. 1133.

HENRY C. JOHNSON, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid-..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Due from U. S. Treasurer
Total




«

$326,100 27
285 40
300, 000 00
2,200 00*
24, 000 00
10, 093 82
10,000 00

a, ooo oo
1, 625 47
2, 920 00
37 80
600 00
6, 500 00
13, 500 00
703, 862 76

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding . ,
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$300,000 00
38, 000 00
17,441 20
264,000 00
553 45
83, 868 11

Due to other national banks
«
Due to State banks and bankers ..
Notes and bills re-discounted
Bills payable
,

Tata!

703,862 76

118

REPORT OF THE COMPTROLLER OP THE CURRENCY.
MASSACHUSETTS.
Abington National Bank, Abington.
No. 1386.

RICHMOND J. LANE, President.

J. 1 T FARRAR, Cashier.
S.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$203, 046 68
630 07
150, 000 00

Capital stock paid in . . .

3, 024 79

Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding.

7,330 00

Dividends unpaid.

6, 054 01

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

11, 540 00

6, 317 00
29 78
212 05
6,200 00

$150, 000 00
30, 000 00
5, 927 72
130, 750 00
5, 252 00
74, 204 66

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

1, 750 00

Total.

396,134 38

i6,134 38

First National Bank, Adams.
No. 462.

HENRY J . BLISS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$223,177 52
16 25
150, 000 00

7,
2,
17,
1,

008
654
U00
954

49
77
00
03

429 10
313
489
35
2, 000

00
14
00
00

7, 950 00

H. H. WELLINGTON, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

50, 000 00
14, 924 84
131, 000 00
28 00

Individual deposits
United States deposits
Deposits of U. S. disbursing offic
Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted
Bills payable

Total.

413, 027 30

$150, 000 00

53, 036 06

5, 038 40
9, 000 00

413, 027 30

First National Bank, Amherst.
L. D. HILLS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house . . .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 393.
$131,433 56

iso.ooo oo
68, 600 00
37,077 43
14,783 09
. 10, 000 00
3,430 83
10, 047 62
2,179 97
522
453
1,556
4, 563

00
83
50
00

R. J. D. WESTCOTT, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers..

$150, 000 00
50,000 00
3,453 12
129, 880 00
3, 676 00
104, 067 95

320 76

Notes and bills re-discounted.
Bills payable

6,750 00
441. 397 83

Total..

441, 397 83

REPORT OF THE COMPTROLLER OF THE CURRENCY.

119

MASSACHUSETTS.
Andover National Bank, Andover.
No. 1129.

JOHN L. TAYLOR, President.

MOSES FOSTER, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U S bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Le°"al-tender notes
U S. certificates of deposit
Due from U. S. Treasurer

$203, 623 54
200, 000 00

Capital stock paid in

$250, 000 00

Surplus fund
Other undivided profits

52, 021 28
19 45

85 000
44, 995 61

National bank notes outstanding . .
State bank notes outstanding . . .

135, 559 0 0

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

128, 915 78

7,299 00

7,000 00

7,080 91
2,7:17
36
2,361
11, 500

00
25
20
00

Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted
Bills payable

9,500 00

Total

Total

573, 814 51

573, 814 51

First National Bank, Ashburnham.
G. C. WINCHESTER, President

No. 2113.

Loans and discounts
Overdrafts.
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes x>aid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$34, 489 15

GEORGE W. EDDY, Cashier.

Capital stock paid in .

Surplus fund
Other undivided profits
"*"4," 450* 66"
National bank notes outstanding . .
State bank notes outstanding
1, 648 02
Dividends unpaid.
645 00
1,407 13 Individual deposits
1,520 11 United States deposits
1,197 00 Deposits of TJ. S. disbursing officers
50,000 00

$50, 000 00
900 00
2,152 26
43, 635 00

5, 480 53

2, 305 00 Due to other national banks
2 93 Due to State banks and bankers.
53 45
600 00 Notes and bills re-discounted.
Bills payable
3, 850 00
Total..

102,167 79

102,167 79

Athol National Bank, Athol.
No.

THOS. H. GOODSPEED, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
,
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




$94, 698 90
219 56
75, 000 00

9, 066 51
7, 000 00
913 86
1, 000 00
408 58
1, 450
123
281
4, 372

00
14
00
00

2172.

CHAS. A. CHAPMAN, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

$100, 000 00
2,000 00
4,197 53
65,165 00
123 54
23, 367 03

255 45

575 00
195,108 55

Total.

195,108 55

120

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Miller's River National Bank, Athol.

ALPHEUS HARDING, President.

No. 708.

ALBERT L. NEWMAN, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits . . .
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$291, 639 55 Capital stock paid in .
129 76
150, 000 00 Surplus fund
Other undivided profits
35, 000 00
16, 637 43
4, 860 43
5,000 00
2, 069 42

$150, 000 00
100, 000 00
12,113 26

National bank notes outstanding . .
State bank notes outstanding.. T...
Dividends unpaid.

128, 845 00
534 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

131, 225 72

906 00 Due to other national banks
143 94 Due to State banks and bankers..
6,845 50
5, 794 00 Notes and bills re-discounted .
Bills payable
6, 750 00

3, 368 98

310 93

526, 086 96

528, 086 96

Total.

First National Bank, Attleboro'.
JOSEPH M. BATES, President.

No. 2232.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

HOMER M. DAGGETT, Cashier.

$100,000 00

$151, 925 11 Capital stock paid in .
" "35,000 00 Surplus fund
Other undivided profits.
National bank notes outstanding ..
12, 636 49 State bank notes outstanding
543 51
1, 500 00 Dividends unpaid .
Individual deposits
United States deposits
881 48 Deposits of U. S. disbursing officers
3,358 66 [| Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted .
5, 000 00 Bills payable
575 00
Total.

211, 662 47

2, 600 00
534 93
31,500 00
2, 668 00
72, 887 88

1,471 <

211, 662 47

First National Bank, Barre.
HIRAM WADSWORTH, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




EDWIN WOODS, Cashier.

No. 96.
$145, 572 86
5, 912 92
150, 000 00
10, 000 00
15,000 00
8, 077 17

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid .

4, 574 00
19 48
1, 000 89
1, 957
106
700
591

00
62
00
00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$150,000 00
34, 000 00
11, 519 28
127,186 00
352 50
27, 204 16

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

6, 750 00

350, 261 94 I

Total.

350, 261 94

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 1
MASSACHUSETTS.
Beverly National Bank, Beverly.
No. 969.

JOHN PICKETT, President.

EOBT. G. BENNETT, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on band
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums i>aid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from TJ. S. Treasurer

Total.

$246, 674 20
1, 740 75
200,000 00
10, 290 12
61, 040 50
6, 364 98
6, 549 76
25
2, 805 24
1, 260
57
2, 204
8, 250

00
89
50
00

Capital stock paid in .

$200, 000 00

Surplus fund
Other undivided profits

40,000 00
5, 098 96

National bank notes outstanding . .
State bank notes outstanding

175, 465 00

Dividends unpaid.

5,188 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

130, 486 23

Due to other national banks . . . . .
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

9, 000 00

Total.

556, 238 19

556, 238 19

First National Bank, Boston.
ABRAHAM T. LOWE,

No. 200.

President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from TJ. S. Treasurer

$2, 847, 786 74
891,000 00

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding......

64, 000 00
214,400 00
285, 335 14
66, 555 31
281,940 40 Dividends unpaid
6 00 Individual deposits
United States deposits
75, 645 92 Deposits of U. S. disbursing officers.
238, 249 09
72, 409 00 Due to other national banks
400 53 Due to State banks and bankers...
56, 392 00
113, 356 00 Notes and bills re-discounted.
Bills payable
57, 900 00
5, 263, 376 13

Total.

JOHN CARK, Cashier.

Total.

$1, 000, 000 00
1, 000, 000 00
25, 505 58
788,100 00
26, 874 00
1, 021, 883 69

1, 325, 871 58
141 28
75, 000 00
5, 263, 376 13

Second National Bank, Boston.
JAMES H. BEAL, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 322.

EDWARD C. BROOKS, Cashier.

Capital stock paid in .

$1, 600, 000 00

""700,000 00' Surplus fund
Other undivided profits

750, 000 00
28, 447 44

;2, 534, 838 34

333, 617 32
588, 377 18
" 8,371 90
24, 000 00
3,141 31
351,119 14
73, 382 00
49, 488 46
86,400 00
293, 000 00
63, 500 00
5,106, 215 65

National .bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

;

616, 900 00
32, 777 50

Individual deposits
United States deposits.
Deposits of U. S. disbursing officers.

1, 808, 521 03

Due to other national banks
Due to State banks and bankers ..

248, 892 85
20, 676 83

Notes and bills re-discounted .
Bills payable

Total.

5,106, 215 65

122

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Third National Bank, Boston.

PERCIVAL L. EVERETT, President.

No. 359.

FRANCIS B. SEARS, Cashier.

Resources.

Liabilities.

Loans and discounts
O verd' afts
U. S. bonds to secure circulation.
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Cunvnt expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

$640, 666 66
*

Capital stock paid in .
Surplus fund
Other undivided profits.

30,000 00
6, 359 68

26,250 00

National bank notes outstanding . .
State bank notes outstanding

40,685 00

112, 606
62, 517
24, 308
1, 029

05
59
66
85

6, 878 27
66, 788 23
23, 830 00
431 95
24, 580 51
36, 000 00

Dividends unpaid .

40 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

606, 248 30

Due to other national banks
Due to State banks and bankers . .

3, 440 53
93, 614 26

Notes and bills re-discounted .
Bills payable

4, 500 00

Total

1, 080, 387 77

Total .

$300, 000 00

50,000 00

1, 080, 387 77

Fourth National Bank, Boston.
S. F. WOODBKIVGE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
,
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 2277.

$234, 256 86

Capital stock paid in .

i50, 000 00 Surplus fund
Other undivided profits.

$200, 000 00
2, 600 00
1,353 69

National bank notes outstanding .
26, 526 13
23,098 49
2, 000 00
316 68
8, 500 00
519 08
52,119 93
6, 374 00
469 62
6,000 00

133, 000 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

177,165 10

State bank notes outstanding

3, 512 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discountt d.
Bills payable

7, 450 00

Total.

517, 630 79

Total .

F. N. BOBBINS, Cashier.

517, 630 79

Atlantic National Bank, Boston.
ISAAC PRATT, Jr., President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation..,
U. S. bonds to secure deposits
U. S. b >nds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Dae from other banks and bankers

Real estate, furniture, and fixtures
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal tender-notes
U. S. certificates of deposit
Due from U. S. Treasurer
Suspense account
Total




No. 643.
$1, 028, 745 86
674 10
667, 000 00
84,'200"00*
192, 794 62
20, 355 30
264,135 97
12, 597 70

JAMES T. DROWN, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

$750,000 00
300, 000 00
13, 466 94
584, 475 00
32, 488 00

Individual deposits
712 50 United States deposits
94, 657 83 Deposits of U. S. disbursing officers

717, 950 11

Due to other national banks
Due to State banks and bankers ..
Notes and bills re-discounted
Bills payable

53, 004 87
846 93

20, 982 00
14 91
11, 814 06
19,987 00
40, 000 00
30, 000 00
13, 560 00

2, 502, 231 85

Total

50,000 00
2, 502, 231 85

RFPORT OF THE COMPTROLLER OF THE CURRENCY

123

[MASSACHUSETTS.
Atlas National Bank, Boston.
WILLIAM P . HUNT, President.

No. 654.

CHARLES L. LANE, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

!, 232, 610 21 Capital stock paid in .

60, 000 00
200, 839 61
57, 676 98

3, 760 25
98, 781 06
18,330 00
175 19
24,159 35
88,808 00

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

300,000 00
8.9,155 05
436, 906 00
26, 380 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

857, 039 88

Due to other national banks
Due to State banks and b a n k e r s . . .
Notes and bills re-discounted .
Bills payable

9, 201 06
277, 248 28
31, 709 88

42, 500 00

3, 527, 640 65

Total.

$1, 500, 000 00

" 5oo," 666" 66 Surplus fund
Other undivided profits
'266,606 60

Total.

3, 527, 640 65

Blackstone National Bank, Boston.
JOSHUA LORING, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation .,
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
[Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total

No. 514.
$2, 099, 273 34
38 37
750, 000 00

250,666 66
34, 034 94

321, 733 70
519, 793 99
374,152 98
11 25
20, 000 00
13, 682 59
82, 795 48
66,781 00
55 26
32, 571 00
107, 000 00
95, 000 00
53, 750 00

JAMES ADAMS, Jr., Cashier.

Capital stock paid in

$1, 500, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

20, 000 00
60, 928 71
657,480 00
1,817 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

2,169, 071 58

Due to other national banks
Due to State banks and bankers . . .
Notes and bills re-discounted
Bills payable

234, 457 72
176, 918 39

4, 820, 673 90

Total

4, 820, 673 90

Blue Hill National Bank of Dorchester, Boston.
E . J . BISPHANM, President.

N o . 684.

Loans and discounts.
Overdrafts
U . S. bonds to secure c i r c u l a t i o n . . .
U. S. bonds to secure deposits
U . S. bonds on hand
Other stocks, bonds, and mortgages

$323, 821 09
148 31
200, 000 00

D u e from approved reserve agents
D u e from other b a n k s and b a n k e r s
Real estate, furniture, and fixtures.
C u r r e n t expenses and t a x e s p a i d . . .
P r e m i u m s paid

7, 062 68

Checks and other cash items
Exchanges for clearing-house
Bills of other b a n k s
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
D u e from U . S. T r e a s u r e r

Total.




SARELL J . W I L L I S , Cashier.

Capital stock paid in
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

6, 917
4
300
26, 990
10, 000
24, 000

00
63
00
00
00
00

624, 384 56

$300, 000 00
36, 289 94
9, 386 79
179, 720 00
6, 601 00
92, 386 83

Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted .
Bills payable
Total

624, 384 56

124

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Boston National Bank, Boston.
No. 408.

CHARLES B. HALL, President

JAMES H. BOUVE, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$1, 227, 774 44 Capital stock paid in
608 40
667, 000 00 Surplus fund
50,000 00 Other undivided profits

$1, 000, 000 00
122, 256 82
11, 904 00

205, 000 00 National bank notes outstanding ..
117, 620 08 State bank notes outstanding
40,481 38 Dividends unpaid
7 00 Individual deposits
United States deposits
7, 019 90 Deposits of U. S. disbursing officers.
113, 789 71
10, 875 00 Due to other national banks
521 23 Due to State banks and bankers..
149, 960 00
14, 000 00 Notes and bills re-discounted
Bills payable
32,000 00
2, 630, 657 14

Total

550, 800 00
17, 768 00
592, 792 74
29, 933 94
98, 978 46
212,223 18

2, 636, 657 14

Boylston National Bank, Boston.
JOSEPH T. BAILEY, Pres dent.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid. ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
D U J from TJ. S. Treasurer

No. 545.
$905, 072 69
82 53
600, 000 00
170, 000 00
44,711 85
65, 059 97
40, 376 44
90,176 64
1, 450 75
8, 579 40
569 58
37, 187 36
20,487 00
48 64
54, 925 00
8. 000 00
27,000 00*

Capital stock paid in .

$700,000 00

Surplus fund
Other undivided profits.

110, 000 00
18, G78 05

National bank notes outstanding
State bank notes o u t s t a n d i n g . .

524, 600 00

Dividends unpaid .

13, 049 00

Individual deposits
United States deposits
Deposits of U. S. disbursing oflic
Due to other national banks
Due to State banks and bankers. .

624, 000 80

90, 000 00

Notes and bills re-discounted
Bills payable
Total. .

2,079,727 85

Total.

D. S. WATERMAN, Cashier.

2, 079, 727 85

Broad-way National Bank, Boston.
No. 551.

AXEL DEARBORN, President

Loans and discounts
Over-drafts
.#
U. S. bonds to secure circulation-..
U. S. bonds to secure deposits
U. S. bonds on hand
Othor stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Reil estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums p.iid
Checks and other cash items
E -cchanges for clearing-house
Bills of other banks
Fractional currency
Specie
L^gal-teud^r notes
U. S. certificates of deposit
DUJ from U. S. Treasurer
Total.




$181, 513 22
773 85
200, 000 00
30, 000 00
432 17
1,153 17
1 75
1,771 15
223
10, 9->5
7,182
98
250
4,000

24
92
00
51
00
00

9,CO'J 00
447, 354 98

AQUILA ADAMS, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total..

$200, 000 00
6, 200 00
103 26
115, 450 00
2, 791 50
120, 762 22

2, 048 00
447, 354 !

REPORT OF THE COMPTROLLER OF THE CURRENCY.

125

HH A S S A C I I U S E T T S .
Bunker Hill National Bank of Charlestown, Boston.
EDWARD LAWRENCE, President.

No. 635.

CHAS. R. LAWRENCE, Cashier.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand.
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$1, 020, 561 31
9 70
250,000 00

203, 348 25
5, 351 33
25, 000 00
19 80
698 15
40, 952 59
24,710 00
210 00
24, 314 50
26,237 00

Capital stock paid in .

$500, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

300, 000 00
35, 766 26
218, 220 00
12, 958 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

570, 617 87

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

16,150 00
Total.

1, 637, 562 63

1, 637, 562 i

Central National Bank, Boston.
No. 2103.

CHAB. J . BISHOP, President.

Louis W. YOUNG, Cashier.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other ( stocks, bonds, and mortgages

$851, 028 13

Capital stock paid in .

367,000 00
481, 300 00
2,850 00

Surplus fund
Other undivided profits

Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid

92,139 59
48, 458 48
3, 544 35

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

5, 443 21
28, 287 28
3, 949 00
476 04
9, 817 54
60, 000 00

26, 253 94

National bank notes outstanding..
State bank notes outstanding

5, 000 00
5, 331 76
330, 300 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and. bankers.
Notes and bills re-discounted.
Bills payable

611, 784 62
492, 286 70
28, 959 48.

25,666 66>

18,115 00
1, 998, 662 56

Total.

$500, 000 00

Total

1,998,662 56

Columbian National Bank, Boston.
JOHN T. COOLIDGE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Legal-tender notes
U. S. certificates of deposit.
Due from U. S. Treasurer-.
Total.

H. Ex.




No. 1029.

JAMES M. GORDON, Cashier..

$1, 869, 916 71 Capital stock paid in

$1, 000, 000 00

889,000 66 Surplus fund
Other undivided profits.
211, 000 00
National bank notes ou tstanding ..
112,517 98 State bank notes outstanding
288,777 96 Dividends unpaid .

400, 000 00
24, 539 14

Individual deposits
19, 590 76 United States deposits
Deposits of U. S. disbursing officers.
88, 466 41
45, 938 00 Due to other national banks
246 13 Due to State banks and bankers.
28, 672 00
212,400 00 Notes and bills re-discounted.
385, 000 00 Bills payable
40, 000 00

1,964,674 81

4,191, 525 95

Total.

769,400 00
32, 912 00

4,191, 525 95

126

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS,
Continental National Bank, Boston.

OLIVER DITSON, President.

No. 524.

CHARLES F

Resources.

SMITH, Cashier.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

$1, 340, 023 70 Capital stock paid in .

$1,000 000 00

742,000 66 Surplus fund
Other undivided profits.
34, 600 00 National bank notes outstanding .
113,103 28 State bank notes outstanding
83, 544 32
227, 000 00 Dividends unpaid..
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

17, 625 00
688 42
33, 062 04
11, 691 00 Due to other national banks
26 42 Due to State banks and bankers..
51, 960 00
30, 000 00 Notes and bills re-discounted.
Bills payable
43,390 00
2,728,714 18

Total

85, 625 00
17,334 24
652, 500 00
178 50
658, 016 07

5, 060 37

310, 000 00
2,728,714 18

Eliot National Bank, Boston.
"WILLIAM H. GOODWIN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 536.

$1, 681, 954 64 Capital stock paid in .
11, 764 69
889, 000 00 Surplus fund
Other undivided profits .
National bank notes outstanding . .
113, 864 93 State bank notes outstanding
136, 391 55 Dividends unpaid.
2, 526 71 Individual deposits
United States deposits
2, 715 11 Deposits of U. S. disbursing officers.
172, 323 09
64,000 00 Due to other national banks
Due to State banks and bankers...
20,137 82
47,100 00 Notes and bills re-discounted.
75, 000 00 Bills payable
37, 500 00
3, 254, 278 54

Total.

FRANCIS HARRINGTON, Cashier.

Total.

$1,000 000 00
169, 022 66
12, 883 27
767, 970 00

18, 076 00
852, 571 76
265, 085 67
168,669 18

3, 254, 278 54

Everett National Bank, Boston.
"WARREN SAWYER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
,
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1469.
$561, 279 75
332, 000 00
10, 000 00
55, 200 00
45, 406 25
94,670 38
27, 820 01
17,800 00
216 61
11,843 15
2,331 52
82, 267 26
13, 998 00
357 48
34, 329 14
21,100 00

GEORGE E. CARR, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits .
National bank notes outstanding.
State bank notes outstanding
Dividends unpaid.

$400,000 00

34,153 97
21, 846 01
274, 560 00
5, 506 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

518, 297 51
7, 815 93

Due to other national banks
Due to State banks and bankers .

63, 016 51
1,162 62

Notes and bills re-discounted.
Bills payable

15, 739 00
1, 326, 358 55

Total.

1, 326, 358 55

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 7
MASSACHUSETTS.
Faneuil Hall National Bank, Boston.
NATHAN BOBBINS, President.

No. 847.

THOMAS G. HILER, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on band
Otber stocks, bonds, and mortgages
Due from approved reserve agents.
Due from otber banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
. Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$1, 281, 406 03 Capital stock paid in126 45
750, 000 00 Surplus fund
Other undivided profits.
9,200 00
318, 965 16
143, 237 28
189, 825 20
104 87

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid .

158, 000 00
24, 357 67
638, 600 00
25, 888 00

Individual deposits
United States deposits
2, 357 96 Deposits of TJ. S. disbursing officers
49,135 78
30, 298 00 Due to other national banks
169 43 Due to State banks and bankers...
99,157 00
29, 000 00 Notes and bills re-discounted.
Bills payable
33, 750 00
Total.

2, 936, 733 16

1, 000, 000 00

1, 047, 508 59

42, 378 90

2, 936, 733 16

First Ward National Bank, Boston.
C H A S . R. M C L E A N , President.

N o . 2112.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on h a n d
Other stocks, bonds, and mortgages.
D u e from approved reserve a g e n t s
D u e from other b a n k s and bankers.
Real estate, furniture, and fixtures
C u r r e n t expenses and taxes p a i d . . .
P r e m i u m s paid
Checks and other cash items
Exchanges for clearing-house
Bills of other b a n k s
Fractional currency
Specie
:
Legal-tender notes
TJ. S. certificates of deposit
D u e from TJ. S. T r e a s u r e r

$283, 773 79
93
200,000 00
25, 000 00
15,400 00
26, 793 17
49,135 90
4, 000 00
9 00
6, 921 88

Capital stock paid i n .
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

$250, 000 00
7, 000 00
4, 999 24
176, 300 00

Dividends unpaid

Individual deposits
United States deposits
1, 492 16 ' DepositsofU. S. disbursing officers.
13, 849 24
7, 202 00
D u e to other national b a n k s
305 45 D u e to State b a n k s and b a n k e r s .
21,171 30
12, 800 00
Notes and bills re-discounted .
Bills payable
9, 000 00

Total;.

676, 854 82

Total.

GEORGE B. F O R D , Cashier.

217, 324 00
21,169 57
62 01

676, 854 82

Freeman's National Bank, Boston.
JOHN H. ROGERS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Legal-tender notes
U. S. certificates of deposit .
Due from U. S. Treasurer...
Total.




No. 665.
, 213, 472 54
90 37
400, 000 00
20, 000 00
153, 907 12
25, 820 68
13, 914 11

3, 212 66
45, 937 17
9, 586 00
22 00
26, 504 06
27, 012 00
10, 000 00
18, 000 00
1, 967, 478 71

EDW.S. HAYWARD, AcVg Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid .

$800, 000 00
115, 000 00
13, 055 29
349, 800 00
19, 848 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

583,628 03

Due to other national banks
Due to State banks and bankers.. -

42,928 32
43, 219 07

Notes and bills re-discounted .
Bills payable
Total.

1, 967, 478 71

128

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Globe National Bank, Boston.

WILLIAM B. STEVENS, President.

No. 936.

CHAS. J A S . SPRAGUE, Cashier.

Resources.
Loans and discounts
()verdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total .

Liabilities.
$1, 308,117 25

Capital stock paid in .

$1, 000, 000 00

556,666 66" Surplus fund
Other undivided profits.
100, 000 00
123,127 52 National bank notes outstanding . .
139, 284 03 State bank notes outstanding
10, 913 24 Dividends unpaid.
101 91
33, 543 60 Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
56,144 77
5, 057 00 Due to other national banks
Due to State banks and bankers...
22, 000 00
87,000 00 Notes and bills re-discounted.
Bills payable
24,750 00
Total.

2, 460, 039 32

50,000 00
37, 213 66
488, 000 00
228 00
788,142 79

59, 724 87
36,730 00

2,460,039 32

Hamilton National Bank, Boston.
No. 778.

S. S. BLANCHARD, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency.
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$1, 509, 830 09
378 25
270, 000 00

108, 389 90
78, 731 57
30 00

673 96
137, 419 20
5, 036 00
8 36
19, 985 08
13,110 00
70, 000 00
12,150 00

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

$750, 000 00
150, 000 00
41, 848 76
239, 940 00
19, 278 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable
Total.

2, 225, 742 41

Total.

GEORGE W. NEWHALL, Cashier.

1,015,823 54

8, 852 11

2, 225, 742 41

Howard National Bank, Boston.
No. 578.

REUBEN E . DEMMON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency. ..*
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




$1, 950, 973 52
7,100 90
600, 000 00
16, 230 23
187, 207
55, 285
15, 050
1, 652
2, 843

91
07
74
01
75

5, 023 24
135, 409 85
35,813 00
45 78
76, 459 85
30, 000 00
70, 000 00
27, 000 00
3, 216, 095 85

SAML. F . "WILKINS, Cashier.

Capital stock paid in .

$1,000,000 00

Surplus fund
Other undivided profits.

113, 951 85
59, 862 49

National bank notes outstanding . .
State bank notes outstanding

527,400 00

Dividends unpaid.

18, 920 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

855, 799 70

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted .
Bills payable

534, 484 30
105, 677 51

Total

3,216,095 85

EEPORT OF THE COMPTROLLER OF THE CURRENCY. 129
MASSACHUSETTS.
Manufacturers' National Bank, Boston.
EDWARD TURNER, President.

No. 2111.

FRANCIS E. SEAVER, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total.

$790, 521 11

Capital stock paid i n .

*"i66,"666'66

Surplus fund
Other undivided profits
National bank notes outstanding..
78, 730 03 State bank notes outstanding
37, 382 85
160, 772 48 Dividends unpaid
24 75
485 47 Individual deposits
United States deposits
3,197 55 Deposits of U. S. disbursing officers
34, 355 35
10, 381 00 Due to other national banks
310 60 Due to State banks and bankers...
893 00
41, 000 00 Notes and bills re-discounted.
15, 000 00 Bills payable
5,000 00

1, 278, 054 19

Total.

$500, 000 00
8,700 00
1, 997 65
90, 000 00
28 00
516, 961 64

88, 267 80
7, 099 10
65, 000 00
1,278,054 39

Market National Bank, Boston.
CHAS. O. WHITMORE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 505.
$1,178, 265 75

JONATHAN BROWN, Cashier.

Capital stock paid in .

50,'666" 66'

Surplus fund
Other undivided profits.
9,100 00 National bank notes outstanding..
190, 418 71 State bank notes outstanding
8, 254 88 Dividends unpaid .
880 50 Individual deposits
United States deposits
688 10 Deposits of U. S. disbursing officers.
25, 777 77
1, 574 00 Due to other national banks
202 55 Due to State banks and bankers ..
33, 472 00
15, 354 00 Notes and bills re-discounted.
Bills payable
2, 250 00
1, 516, 238 26

Total.

$800, 000 00
2, 779 17
45, 000 00
246 00
644, 716 93

23,496 16

1, 516, 238 26

Massachusetts National Bank, Boston.
HENRY A. RICE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 974.
$1, 694, 861 27

50, 666 66
100, 000 00
26, 500 00
58, 236 72
99, 352 60
4,489 74
1, 674 82
1, 563 46
171,106 04
44, 424 00
82 00
89,103 86
118,115 00
10, 000 00
2, 250 00
2,471, 759 51

H. K. FROTHINGHAM, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding.
State bank notes outstanding
Dividends unpaid. .

$800, 000 00
150, 000 00
17, 236 12
45, 000 00
14,140 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

964, 992 46

Due to other national banka
,
Due to State banks and bankers...

7, 653 30
472, 737 63

Notes and bills re-discounted.
Bills payable
Total.

2,471, 759 51

130

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Maverick National Bank, Boston.

ASA P . POTTER, Tresident.

No. 677.

SAMUEL PHILLIPS, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ.'S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on band
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit.
Due from TJ. S. Treasurer..
Total

$2, 510, 245 18 Capital stock paid in .
400, 000 00
3, 286, 000 00
185, 050 00
348, 524 67
90, 026 71
17, 764 86
40, 987 31
12, 508 79
157, 627 92
18,187 00
146 81
285,413 58
200, 600 00

$400, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding
Dividends unpaid

200, 000. 00
33,198 61
348, 200 00
12, 224 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

2, 252, 248 41
3, 302, 212 50

Due to to other national banks
Due to State banks and bankers...

937, 545 95
85, 453 36

Notes and bills re-discounted.
Bills payable

18, 000 00

Total.

7,571,082 83

7,571,082 83

Mechanics' National Bank, Boston.
JAMES "W. CONVERSE, President.

No. 932.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
.TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$335, 360 51
78 37
200, 000 00

ALVAN SIMONDS, Cashier.

Capital stock paid in .

$250, 000 00

Surplus fund
Other undivided profits
i, ooo oo
10, 000 00 National bank notes outstanding..
28, 407 58 State bank notes outstanding
60,115 85 Dividends unpaid
9, 400 00
675 87
7, 602 09
21,468 00
45 44
13, 085 00
11, 760 00
5, 000 00
11,100 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

50, 000 00
14, 502 85
155, 850 00
5, 274 00
239,471 86

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

Total.

715, 098 71

715, 098 71

Merchandise National Bank, Boston.
ISRAEL G-. WHITNEY, Tresident

'

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.,




J. F. R. Foss, Cashier.

No. 2304.
$1,401,381 69
300, 000 00
100, 000 00

269, 749 90
93, 688 73
41 57
13, 425 00
387 94
42, 981 49
24, 426 00
68 07
4, 611 93
36, 330 00
70, 000 00
13, 500 00
2, 370, 592 32

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding

$750, 000 00
7, 000 00
26, 038 69
267, 700 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total

1, 083,155 87
100 569 34
86,128 42

56,666 66
2, 370, 592 32

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 1
MASSACHUSETTS.
Merchants' National Bank, Boston.
FRANKLIN HAVEN, President.

No. 475.

GrEO. U. CHAPMAN, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures,
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from IT. S. Treasurer
Total.

Liabilities.
$5,137, 391 29 Capital stock paid in .

$3, 000, 000 00

2, 000, 000 00 Surplus fund
200, 000 00 Other undivided profits.
400, 000 00
National bank notes outstanding
410, 857 78 State bank notes outstanding
172, 484 38
445, 000 00 Dividends unpaid
983 80
.'
35,000 00 Individual deposits
United States deposits
10, 473 33 Deposits of U. S. disbursing officers .
777, 616 88
36, 839 00 Due to other national banks
Due to State banks and b a n k e r s . . .

1, 000, 000 00
60, 260 99
1,713,400 00
67, 457 00
3, 808, 943 46
201, 096 00
12, 454 90
452,120 92
265, 403 93

765, 490 74
99, 000 00 Notes and bills re-discounted.
Bills payable
90, 000 00
10, 581,137 20

Total

10,581,137 20

Metropolitan National Bank, Boston.
WALTER S. BLANCHARD, President.

Loans and discounts
Overdrafts
'
TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankera
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
•U. S. certificates of deposit
Due from U. S. Treasurer

No. 2289.
$350, 948 12
56 32
200, 000 00
19, 750 00
60, 805
24,129
12, 000
17

73
16
00
10

15, 596 95
34, 918 68
8, 313 00
79 21
15, 051 55
8, 958 00
10, 000 00
14, 000 00

Capital stock paid in .

$200, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

12, 000 00
8, 923 26
180, 000 00
4,365 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

358, 743 36

Due to oth er national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

592 20

774, 623 82

Total.

G. HOWE DAVIS, Cashier.

10, 000 00
774, 623 82

Total.

Monument National Bank of Charlestown, Boston.
JAMES O. CURTIS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankera.
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1005.

$298, 670 43
496 20
100, 000 00
565, 000 00
53, 650 00
15, 000 00
122, 942 52

WARREN SANGER, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

12 38

$150, 000 00
130, 000 00
20,091 84
84, 470 00
4,191 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

239, 824 49
569, 661 91

4, 939 00 Due to other national banks
9 51 Due to State banks and bankers...
8,154 75
18, 550 00 Notes and bills re-discounted-

84 39

5, 898 84

Bills payable

5, 000 00
1,198, 323 63

Total

1,198,323 63

132

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Mount Vernon National Bank, Boston.

CARMI E. KING, President.

No. 716.

HENRY W. PERKINS, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes deposit
U. S. certificates of
Due from U. S. Treasurer

Liabilities.
$283, 827 01
33 13
200, 000 00
28, 350 00
69, 468 26
49, 724 62
279 00

3,841
23, 787
11, 718
114
37, 857
4,854

67
94
00
44
50
00

19, 000 00

Capital stock paid in

40, 000 00
10, 412 24

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

174, 700 00
3,108 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and b a n k e r s . . .

304, 635 33

Notes and bills re-discounted
Bills p a y a b l e . . . .

732, 855 57

Total

$200, 000 00

Surplus fund
Other undivided profits

Total

732, 855 57

National Bank of Brighton, Boston.
CHESTER W. KINGSLEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

No. 1099.

$398,907 83 Capital stock paid in .
11, 674 87
300, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
11, 830 06
Dividends unpaid

$300,000 00

Individual deposits
United States deposits
18, 304 01 Deposits of U. S. disbursing officers

69, 057 55

5, 233 00 Due to other national banks..'..
3 93 Due to State banks and bankers
1,840 00
8, 300 00 Notes and bills re-discounted.
Bills payable
13, 500 00

14, 583 07

* 52," 795 66

Total.

820, 388 70

Total.

BELA S. FISKE, Cashier.

60, 000 00
13,909 68
267, 500 00
338 40

95, 000 00
820, 388 70

National Bank of Commerce, Boston.
C. H. WARNER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 554.
$2, 960, 359 43
597 07
500,000 00
400, 000 00
194, 937 17
337, 063 41
143,118 57
256, 737 45
28, 227 50
3, 543 39
171, 723 74
61, 916 00
152 33
68, 049 00
159, 260 00
200,000 00
23, 500 00
5, 507,188 09

G-EO. W. HARRIS, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

$2, 000, 000 00
50, 000 00
6, 722 76
443, 000 00

376 43

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

1, 595, 421 58

Due to other national banks
Due to State banks and b a n k e r s . . .

1,397,063 29
14, 604 03

Notes and bills re-discounted.
Bills payable
Total

5,507,188 09

EEPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 3
MASSACHUSETTS,
National Bank of the Commonwealth, Boston.
E. C. SHERMAN, President.

No. 1827.

JOHN J". EDDY, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total .

$1, 779, 559 03
69
500, 000 00
200, 000 00
100, 000 00
131, 367 99
304,496
55, 894
311, 938
164
10, 649

64
74
50
85
38

16, 730 86
192, 731 31
27, 392 00
17, 827 50
335, 000 00

$500,000 00

Capital stock paid in .

41, 000 00
3, 538 96

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

450, 000 00
8,170 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1,483, 774 90
201,150 70

Due t o other national b a n k s
D u e t o State b a n k s a n d b a n k e r s . .

1,301, 329 74
17, 889 19

Notes and bills re-discounted.
Bills payable

23,100 00

Total..

4, 006, 853 49

4, 006, 853 49

National Bank of North America, Boston.
ISAAC T. BURR, President.

Loans and discounts
Overdrafts
TT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

No. 672.

JOHN K. HALL, Cashier.

., 925, 723 78

Capital stock paid in -

"672*500'66'

Surplus fund
Other undivided profits..
National bank notes outstanding . .
State bank notes outstanding

226, 782 16
99, 627 66

Dividends unpaid.

$1, 000, 000 00
127,501 52
35, 083 78
585,197 00
18,103 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
49, 882 56
7, 257 00
221 62
64, 569 00
65, 430 00

1,191,954 93

Due to other national banks
Due to State banks and bankers. -.
Notes and bills re-discounted.
Bills payable

184, 216 98

30, 000 00

3,142,057 71

Total.

3,142, 057 71

National Bank of Redemption, Boston.
"WILLIAM D. FORBES, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ, S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 515.
$4, 261, 009 70
22, 630 25
790, 000 00
200, 000 00
872, 276 80
302,167 95
5, 025 34
1, 580 10
22, 549 13
13, 912 91
513, 464 91
43,158 00
209,957
117, 000
90, 000
40, 000

04
00
00
00

7, 504, 732 13

EDW. A. PRESBREY, Cashier,

Capital stock paid in .

$1,000,000 00

Surplus fund
Other undivided profits.

400, 000 00
58, 985 56

National bank notes outstanding . .
State bank notes outstanding

498, 060 00

Dividends unpaid .

17, 802 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

781, 955 29

Due to other national banks
,
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

4, 090, 009 56
657,919 72

Total.

7, 504, 732 13

134

REPORT OF THE COMPTROLLER OP THE CURRENCY.
MASSACHUSETTS.
National Bank of the Republic, Boston.

HARRISON 0. BRIGGS, President.

No. 379.

CHARLES A. "VIALLE, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total.

$2,132, 456 26

Capital stock paid i n .

i, i66, 000 00 Surplus fund
Other undivided profits
60,666 66"
15, 000
236, 548
65, 856
111,479
27
23, 750

00
00
26
61
00
00

National bank notes outstanding .
State bank notes outstanding
Dividends unpaid .

300, 000 00
116, 930 99
990,000 00
45,930 50

Individual deposits
United States deposits
De|)osits of U. S. disbursing officers

67,149 34
7, 000 00 Due to other national banks
Due to State banks and bankers..
22, 576 00
100, 000 00 Notes and bills re-discounted .
Bills payable
49, 500 00
3, 991, 342 47

$1, 500, 000 00

Total

819, 637 49

172, 942 67
45, 900 82

3, 991, 342 47

National City Bank, Boston.
CHARLES L. THAYER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation -.
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 609.
$1, 545, 667 00

300, 666 66
20,350 66
10, 765 00
90, 008 15
167, 012 48
59, 212 10
12 00

36, 524 04
26, 322 00
459 03
34, 715 00
38,130 00
40, 000 00
13, 500 00

CHARLES C. BARRY, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted .
Bills payable

2, 382, 676 !

Total.

$1, 000, 000 00
127, 434 03
88,490 89
265, 300 00
21, 637 50
856, 910 89

22, 903 49

!, 382, 676 80

National Eagle Bank, Boston.
ROBERT S. COVELL, President.

No. 993.

WILLIAM G. BROOKS, J r . , Cashier.

$1,456, 839 15
Capital stock paid in ...
$1, 000, 000 00
Loans and discounts
Overdrafts
400, 000 00 Surplus fund
157, 000 00
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
Other undivided profits
• 25, 000 22
"i5o, 666 66
U. S. bonds on hand
Other stocks,bonds, and mortgages.
National bank notes outstanding ..
338, 678 00
53, 900 00
State bank notes outstanding
48, 986 07
Due from approved reserve agents
Due from other banks and bankers
23, 766 01
17, 302 00
Dividends unpaid.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
535 10
Individual deposits
761, 822 59
Premiums paid
25, 000 00
United States deposits
Checks and other cash items
2, 608 81 Deposits of U. S. disbursing officers.
Exchanges for clearing-house
35,404 44
Bills of other banks
8, 453 00
28,303 77
Due to other national banks
Fractional currency
Due to State banks and bankers.
Specie
39, 814 00
Legal-tender notes
19,800 00
Notes and bills re-discounted.
45, 000 00
U. S. certificates of deposit
Bills payable
Due to U. S. Treasurer
18, 000 00

Total.




2, 328,106 58

Total

2,328,106 58

REPORT OF THE COMPTROLLER OF THE CURRENCY.

135

MASSACHUSETTS.
National Exchange Bank, Boston.
EDWARD L. TEAD, President

No. 529.

J". M. PETTENGILL, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ, S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from IT. S. Treasurer

Total

Liabilities.
$4, 846, 890 20
654 15
889, 000 00

iii,6oo oo
541, 874 77
273, 734 45

$1,000, 000 00

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

Dividends unpaid
8, 447 8i Individual deposits
19, 911 88 United States deposits
Deposits of U. S. disbursing officers.
208,402 98
2,041 00 Due to other national banks . . .
70 51 Due to State banks and bankers...
271, 842 00
151,450 00 Notes and bills re-discounted
250,000 00 Bills payable
40, 000 00

7, 645, 319 75

500,000 00
54, 837 49
769, 500 00
19,152 00
2,826.095 23

1,935, 797 07
539,937 90

7, 645, 319 75

Total

National Hide and Leather Bank, Boston.
GEORGE RIPLEY, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

No. 460.

$2, 362, 353 19
1, 045, 000 00
1.5," 700* 66
208, 004 77
183, 847 76

SAMUEL CARE, Jr., Cashier.

Capital stock paid i n

$1,500 000 00

Surplus fand
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid-.

S3,117 50

Individual deposits
21, 000 00
United States deposits
3, 522 29 Deposits of U. S. disbursing officers.
99, 927 32
18, 778 00
200 00
35, 248 53
12, 654 00
85, 000 00
47, 025 00

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable
Total

4,138,260 86

175,100 00
54, 648 89
916, 973 00

647, 224 65

622,187 29
189,009 53

4,138.260 86

National Market Bank of Brighton, Boston.
JACOB I \ TAYLOR, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ, B. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 806.
$422, 718 18
87 78
250, 000 00
30, 000 00
43, 000 00
•56, 324 46
20, 000 00
9, 672 50
1, 875 00
25, 582 50
2, 879 00
9 92
619 00
9, 500 00
5, 000 00
12,250 00
889, 518 34

E D W . P . WRIGHT, Cashier.

Capital stock paid in .

$250, 000 00

Surplus fund
Other undivided profits.

100, 000 00
55, 335 62

National bank notes outstanding . .
State bank notes outstanding

220,633 00

Dividends unpaid.

10,450 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

203,863 13

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

44,852 59

Total..

4, 384 00
19, 518 34

136

REPORT OF THE COMPTROLLER OF THE CURRENCY.

MASSACHUSETTS.
National Revere Bank, Boston.
GEORGE S. BULLEXS, President.

HENRY BLASDALE, Cashier.

No. 1295.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand '.

Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Jieal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Bxchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

Liabilities.
$2, 871,123 71

Capital stock paid in .

Surplus fund
Other undivided profits.
30, 699 04 National bank notes outstanding ..
259, 958 92 State bank notes outstanding
152, 957 75 Dividends unpaid.
372 15
35, 000 00 Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
369, 611 41
52, 646 00 Due to other national banks
157 98 Due to State banks and bankers ..
49, 744 50
168, 000 00 Notes and bills re-discounted.
15, 000 00 Bills payable
32,400 00
Total

4, 837, 671 46

Total.

$1, 500, 000 00

800,666 66

168, 000 00
5, 542 00
686, 950 00
21, 373 50
1,720, 807 06

707, 950 32
27, 048 58

4,837,671 46

National Rockland Bank of Roxbury, Boston.
SAMUEL LITTLE, President.

No. 615.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$509, 862 07
12 24
300, 000 00
38, 000 00
131,387 10
710 37
50 34
16, 820 83
6, 351 00
177 32
2, 299 00
5, 000 00
20, 000 00
13, 500 00

EOBT. B. FAIRBAIRN, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding-.."-..
Dividends unpaid .

140, 000 00
9, 776 38
268, 000 00
11, 750 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted Bills payable
Total

1, 044,170 27

$300, 000 00

314, 221 56

421 83

1, 044,170 27

National Security Bank, Boston.
SAML. A. CARLTOX, President

Loans and discounts

Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
,
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1675.
$804, 935 24
3, 809 08
200, 000 00
1,100, 000 00
37, 900 00
172, 416 68
100,121 45
75, 000 00
30, 956 25
13,820 55
72, 968 56
15,448 00
870 91
7, 430 49
38, 454 00
100, 000 00
9, 000 00
2, 783,131 21

CHARLES H. BATT, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted Bills payable
Total.

$200, 000 00
125, 000 00
5, 207 19
178, 900 00
3, 795 00
1,149, 222 35
1,105, 790 25
15, 216 42

2, 783,131 2 1

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 7
MASSACHUSETTS.
National Union Bank, Boston.
No. 985.

CHARLES L. YOUNG, President.

ALMARIN TROWBRTDGE, Cashier.
Liabilities.

Resources.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.

Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes. deposit
TJ. S. certificates of
Due from TJ. S. Treasurer
Total

$1, 877, 825 17
620, 000 00
58, 000 00
139, 916 30
9,840 04
3 25
3,145 87
164, 042 05
38, 610 00
31,
47,
20,
27,

058
000
000
900

31
00
00
00

Capital stock paid i n

$1,000, 000 00

Surplus fund
Other undivided profits

400, 000 00
41,259 84

National b a n k notes o u t s t a n d i n g . .
State bank notes outstanding

546, 630 00

Dividends unpaid

26,066 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

991, 009 54

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

32, 375 61

Total

3, 037, 340 99

3, 037, 340 99

National Webster Bank, Boston.
FRANCIS JAQUES, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TL S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer
Total

No. 1527.
$1, 813, 804 85

6oo," 666" 66
114, 789 60
58, 320 11

57 85
111,685 15
10, 700 00
129 55
28,401 85
20, 206 00

, CHARLES L. RIDDLE, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits .
National bank notes outstanding .,
State bank notes outstanding
Dividends unpaid.

$1, 500, 000 00
168, 000 00
19, 317 81
515,400 00
28, 898 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

548, 833 26

4, 645 89

27, 000 00

2,785,094

Total

2,785,094

New England National Bank, Boston.
THOMAS LAMB, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 603.
$1, 512,960 07

89o,"666"66
90,000 00
25, 000 00

CHARLES F . SWAN, Cashier.

Capital stock paid in .

$1, 000, 000 00

Surplus fund
Other undivided profits..

434, 266 39
7, 725 29

National bank notes outstanding ..
State bank notes outstanding

679, 000 00

100, 000 00
70,401 02
140, 000 00
45 00

Dividends unpaid.

735,262 24

4, 740 00
133, 574 98
36, 866 00
18
25,104 32
47,000 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers
Due to other national banks
Due to State banks and bankers...

80, 514 49
156, 704 16

27, 219 00

Notes and bills re-discounted .
Bills payable

45, 000 00
3,120, 691 57

Total

3,120, 691 57

138

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS,
North National Bank, Boston.
No. 525.

GEORGE ^WHITNEY, President.

JOHN B. "WITHERBEE, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
XJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$1, 944, 644 55

Capital stock paid i n .

Surplus fund
266,666 66 Other undivided profits.
20, 554 80 National bank notes outstanding ..
186, 032 04 State bank notes outstanding
139, 830 99 Dividends unpaid.
74, 457 39
4, 095 05 Individual deposits
United States deposits
4, 319 21 Deposits of U. S. disbursing officers.
152,937 25
20, 695 00 Due to other national banks
Due to State banks and bankers . . .
141,823 05
8, 000 00 Notes and bills re-discounted.
Bills payable
28, 000 00

600, 666 00

Total.

3, 525, 389 33

Total.

$1, 000, 000 00
300, 000 00
79,424 89
522, 600 00
37, 331 00
1,199, 729 94

310, 949 77
353 73
75, 000 00
3, 525, 389 33

Old Boston National Bank, Boston.
HENRY W. PICKERING, President

Loans and discounts
Overdrafts
TT. S. bonds to secure circulation...
TT. S. bonds to secure deposits
XJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 1015.

FREDK. L. CHURCH, Cashier.

$1, 501,140 78 Capital stock paid in
50,000 66

iSo, ooo 66
46,161 75
57,222 18
72, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends u n p a i d .

$900, 000 00
180, 000 00
53, 233 19
45, 000 00
33, 395 10

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers
90, 258 84
35, 286 00
25, 868
206, 533
60, 000
2, 250

80
00
00
00

1, 016, 908 67

D u e to other national b a n k s
D u e to State b a n k s and b a n k e r s . .

60,514 73
7, 669 66

Notes and bills re-discounted .
Bills payable

Total.

2, 296, 721 35

2, 296, 721 35

Pacific National Bank, Boston.
ABNER I . BENYON, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, f urniture, and fixtures
Current exj>enses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total




No. 2373.

FREDERICK J . CHICK, Cashier.

$466 524 25 Capital stock paid in.
' 637 24
250, 000 00 Surplus fund
500,000 00 Other undivided profits.
54, 894
58, 602
1, 385
5, 314
11, 233
10, 941

78
42
70
47
25
40

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid..

$250, 000 00
1, 021 55
8,488 91
225, 000 00
345 00

Individual deposits
United States deposits .'.
Deposits of U. S. disbursing officers

311, 613 20
503, 451 60

6, 951 00 Due to other national banks
Due to State banks and bankers..
5, 212 99
41, 800 00 Notes and bills re-discounted
Bills payable
11,250 00

87, 290 26

1,424,747 50

Total.

37, 536 98

1,424, 747 50

EEPORT OF THE COMPTROLLER OF THE CURRENCY. 139
MASSACHUSETTS.
People's National Bank of Roxbury, Boston.
HENRY GUILD, President.

!N"o. 595.

GEORGE C. LEACH, Cashier,

Resources.
Loans and discounts . r
Overdrafts •.

TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on band
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiumspaid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit.
Due from TJ. S. Treasurer
Total.

Liabilities.
$643, 402 58
12 21
300, 000 00
2, 000 00

45, 359 81
1, 065 95
2,457 33

2, 344 86
9, 262 00
100 00
1, 450 47
11,000 00

Capital stock paid in .

$300, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding.
State bank notes outstanding
Dividends unpaid.

176, 000 00
2, 035 86
263, 000 00
6, 847 50

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

284,681 82

1, 290 03

15, 400 00
Total.

1,033,-855, 21

1, 033, 855 21

Shawmut National Bank, Boston.
JOHN CUMMINGS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

!No. 582.

$2, 063, 498 00
875,000 W

164, 230 01
34,733 92

JAMES P . STEARNS, Cashier.

Capital stock paid in .

$1, 000, 000 00

Surplus fund
Other undivided profits
^National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.

747, 740 00
21, 485 50

Individual deposits
United States deposits
127 25 Deposits of U. S. disbursing officers
75,469 97
30, 376 00 Due to other national banks
Due to State banks and bankers..
51,167 52
42,985 00 Notes and bills re-discounted.
Bills payable
49, 375 00
Total.

3, 386, 962 67

115,000 00
5, 282 55

1, 017, 601 09

275, 936 60
203,916 93

3, 386, 962 67

Shoe and Leather National Bank, Boston.
SETH TURNER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand.
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .




No. 646.
!, 216,490 76
1, 203 20
889, 000 00
111, 000 00
222,
99,
100,
5,
33,

389
330
000
230
592

84
46
00
27
82

59,164
24, 516
12
63, 267
54,250
50, 000
50, 200

87
00
01
86
00
00
00

3, 979, 648 09

SAMUEL CARR, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.

, 000, 000 00
161, 500 00
5, 560 74
780, 200 00
17, 639 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

880, 402 67

Due to other national banks
Due to State banks and bankers ..

683,120 75
146, 224 43

Notes and bills re-discounted.
Bills payable

305, 000 00

Total.

3, 979, 648 09

140

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
State National Bank, Boston.
No. 1028.

AMOS W. STETSON, President.

CLAUDIUS B. PATTEN, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Le^al-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$2, 676,716 96
35 74
1, 389, 000 00

260, 508 04
136,161 82
418 86
17, 744 93
158, 417 28
69, 622 00
6 74
54,560 00
25, 000 00
30, 000 00

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

$2, 000, 000 00
250, 000 00
132, 730 71
1, 238, 050 00
48, 066 00

Individual deposits
united States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and b a n k e r s . . .

1, 081,133 80

62, 984 17
20, 097 69

Notes and bills re-discounted . . .
Bills payable

4, 833, 062 37

Total

4 833, 062 37

Suffolk National Bank, Boston.
No. 629.

DAVID R. "WHITNEY, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
XI. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

$2, 039, 270 27
750,000 66
246,
78,
407,
21,
270,

000
000
789
756
000

00
00
07
32
00

14, 844 40
999 00
121, 927 00
24, 479 00
1, 019 98
37, 68G 00
134, 900 00

Capital stock paid in .
Surplus fund
Other undivided profits .
National bank notes outstanding.
State bank notes outstanding
Dividends unpaid..
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

$1, 500, 000 00
221, 000 00
27, 839 60
600, 620 00
25,062 00
933, 277 69

799,452 15
104,169 60

62, 750 00

Total.

4, 211, 421 04

Total.

EDWARD TYLER, Cashier.

4, 211, 421 04

Traders' National Bank, Boston.
No. 1442.

EDWARD SANDS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes deposit
TJ. S. certificates of
Due from TJ. S. Treasurer
Total




$986, 826 21
205, 000 00

46," 666 bo'
33, 765 22
126,127 34
30 00
15, 753 01
210, 346 15
17, 990 00
85,
71,
55,
12,

431
478
000
225

3b
00
00
00

1, 859, 972 29

FREDERICK S. DAVIS, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding . .
Dividends unpaid
Individual deposits
united States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers ...
Notes and bills re-discounted .
Bills payable
Total

$600, 000 00
62, 939 25
13, 512 39
176, 200 00
10, 645 00
947, 761 43

3,225 82
35, 688 40
10, 000 00
1, 859, 972 29

REPORT OF THE COMPTROLLER OF THE CURRENCY.

141

MASSACHUSETTS.
Tremorit National Bank, Boston.
WILLIAM PERKINS,

AMOS T. FROTHJNGITAM, Cashier.

President.

Liabilities.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation - . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

$2, 583, 921 37 Capital stock paid in .
$2, 000, 000 00
85 90
746, 000 00 Surplus fund
182, 789 80
8, 501 11
Other undivided profits .
656, 680 00
12, 900 00 National banknotes outstanding..
State bank notes outstanding.
251, 049 40 Dividends unpaid
37, 589 00
181,432 00
Individual deposits
785,791 13
United States deposits
53, 004 64 Deposits of U. S. disbursing officers.
141,473 80
32, 215 00 Due to other national banks
361, 960 07
800 00 Due to State banks and bankers...
22, 707 20
24, 288 08
78, 678 00 Notes and bills re-discounted.
15, 000 00 Bills payable
100, 000 00
34, 570 00
4,156, 018 31

Total .

4,156, 018 31

Total.

Washington National Bank, Boston.
EBEN BACON, President.

No. 601.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixfaires.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Due from IT. S. Treasurer
Total .

WILLIAM H. BRACKETT, Cashier.

$1, 258, 980 62 Capital stock paid in .

$750, 000 00

420, 000 00 Surplus fund
Other undivided profits
5, 000 00 National bank notes outstanding..
106, 990 34 State bank notes outstanding
2, 995 46
1, 539 77 Dividends unpaid .

254, 217 73
23, 459 40

Individual deposits
United States deposits
30, 219 48 Deposits of IT. S. disbursing officers.
61,130 93
9, 845 00 Due to other national banks
40 60 Due to State banks and bankers...
34,873 00
11, 200 00 Notes and bills re-discounted.
Bills payable
18, 900 00

524, 721 50

Total.

1,961,715 20

354,100 00
20, 676 00

30, 707 97
3, 832 60

1, 961, 715 20

Home National Bank, Brockton.
RUFUS P . KING MAX, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Dne from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

H. Ex. 3-




No. 2152.
$201,101 00
200,000 00
"±27,'200"00"
72, 600 00
59, 983 37
2, 500 00
45 00
12, 000 00
8,185 78
11, 538 00
79
7, 973 43
23, 500 00

CHAB. D. FULLERTON, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

$200, 000 00
9, 500 00
5, 060 28
166, 300 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

354, 767 09

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

9, 000 00
735, 627 37

Total.

735, 627 37

142

REPORT OF THE COMPfK^LLbK OF THE
MASSACH'l^ETTS.
Charles River National Bank, Cambridge.

SAML. B. EIXUGE, President

*kow, Cashier,

No. 731.

Resources.

Liabilities.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Otlier stocks, bonds, and mortgages.

$312,328 86
4 00
100, 000 00
1, 000 00
G , 728 78
O

Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes p a i d . . .
Premiums paid

$.00,000 00j

Capital rf
Surplus fhudi
^
Otlier undivided!profits

50, 000 00
22, 304 74

National baiuk not<e»; outstanding . .
State bank notes 5 ouitesfewidrng

89/950 00

Dividends impaadL.
1, 598 55

Checks and otlier cash items
Exchanges for clearing-house . . . . . .
Bills of other banks
fractional currency
Specie
.'
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

10, 743 57

3;,504 00

Individual deposits'.
United States deposited
Deposits of IT. S. disbursingofficers.

.265; .827 05

13,077
77
14, 028
5, 000

00 | Due to other nationar baszuTiH
03 Due to State ban Island} b a n k e r s . . .
00
00 Notes and bills re-disconistfc*!..
.Bills payable
4, 500 I

Total'

Total.

530,585 79

First National Bank of Cambridge, Cambiidgeport.
33EXJAMIX TILTOX, President.

Xiortiis and discounts
Overdrafts
V. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Otlier stocks, bonds, and mortgages, j

" 04

!

No..

A . BULLAKD, Cashier.

Cwpital .stock paid ht .

$200, 000 00

2i'i; 000! 00 !j Surplus fund
_.
j I Orher undivided profits^.

Due from approved reserve agents j
Due from other banks and bankers I
Heal estate, furniture, and fixtures. |
Current expenses and taxes paid... i
Premiums paid
'
•Checks and other cash items
|
E x c h a n g e for clearing-house
Bills of other b a n k s . . V
I
Fractional currency
|
Specie
j
Leual-tender notes
IT. S. certificates of deposit
Dim from IT. S. Treasurer

1 <)<)'..4^5' 94
KKIOOO- 00

* 24
1^(>2.T 00

'lift 13

190 00
11,1410; 00

100, 000 00
38,802 15

"National bank notes oaTttotaralimg . .
.Stttte bank notes outstaoulinig

190. 230 00
4, 316 00

ds unpaid.
Individual deposits
"United States deposits
Deposits of IT. S. disbursing officers.

251, 389 20

I>w to other national "baefe
I Hie to State banks aun& Oasikers.
Notes and bills re-diseowsniied.
MELs payable
__

ll r 900 00
784,737 35

Total.

Total.

Cambridgeport National Bank, of Cambridge, Camibridgeport.
DOUGLASS, President.

No. 1228.

Loans and discounts
Overdrafts
IT. S. bonds to secure, circulation...
IT. S. bonds to secure deposits
j
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents j
Due from other banks and bankers j
Heal estate, furniture, and fixtures I
Current expenses and taxes paid . . j
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ/S. certificates of deposit
Due from IT. S. Treasurer
Total




S&YMOITO B. SNOW, Cashier;.

$174, 7^7 45 ,j Capital stock paid i$i
;
100,000' 00 ; Surplus fund
Other undivided
00
"
60,. 701 88
17. 000 Ot
f
a 00

'

1, 351 65

j
I

4, 737 00
310 90
3,850 00
3, 000 00
5, 000 00
4, 500 00
404,241 88

National bank note** outstanding
State bank notes c
Dividends unpaid
Individual deposits
"United States deposits . . .
Deposits of IT. & disbursing officers

$100, 000 00)
20, 000 00*
45, 694 50:
89, 997" 00»
4, 843; 00'
5, 503; 80'
138,. 203 52:

Due to other mtional banks
Due to State baniks and bankers
Notes and "hi Els re-discounted..
Bills payable

Total.

404, 241 88

KEPORT OF THE COMPTROLLER OF THE CURRENCY. 1 4 3
MASSACHUSETTS.
National City Bank of Cambridge, Cambridgeport.
•lSTo. 770.

GEOR<;E T. GALE, President.

HENRY B. DAVIS,

Resources.

Cashier.

Liabilities.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'.
Legal-tender notes
U. 8. certificates of deposit
Due from U. S. Treasurer.
Total..

$192, 792 97
100, 000 00
3, 000 00
24,884 35

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits .

50, 000 00
9, 747 1G

National bank notes outstanding..
State bank notes outstanding

90, 000 00

Dividends unpaid .

1, 950 87
1, 634 00
66 91
1, 970 00
451 00
5, 000 00
6, 500 00

4, 849 20

Individual deposits..
United States deposits
Deposits of U. S. disbursing officers

83, 653 74

Due to other national banks
Due to State banks and bankers..
Xotes and bills re-discounted.
Bills payable
Total.

338, 250 10

338, 250 10

Neponset National Bank, Canton.
]Sro. 663.

CHARLES H. FRENCH, President.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation..
IT. S. bonds to secure deposits
TJ. S. bonds on hand .
Other stocks, bonds, and mortgages
D u e from approved reserve agents
D u e from other banks and b a n k e r s .
Real estate, furniture, and fixtures
C u r r e n t expenses and taxes p a i d . . .
P r e m i u m s paid

$266, 849 41
26 91
250, 000 00
83, 578 75
11, 806 36
3, 200 00
35 65
2, 812 11

Checks and other cash items
E x c h a n g e s for clearing-house
Bills of other b a n k s
F r a c t i o n a l currency
Specie
Legal-tender notes
U. S. certificates of deposit
D u e from U . S. T r e a s u r e r

3,685
17
724
2,230

00
34
00
00

"ii," 250 66

Capital stock paid in .
Surplus fund
Other undivided profits
Xational banknotes outstanding..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

Cashier.

$250, 000 00
44, 323 77
27, 237 93
214, 700 00

8, 055 00
91, 898 83

Dne to other national banks
Due to State banks and bankers
Xotes and bills re-discounted.
Bills payable

636, 215 53

Total.

FRANCIS W . DEANE,

Total.

636, 215, 53

First National Bank, Chelsea.
Xo. 533.

ISAAC STEHMNS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation..,
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




$454, 283
5, 570
300, 000
40, 000
5, 700
300

79
82
00
00
00
00

444
18,487
3, 359
331

02
76
41
30

9, 594 56

\YM. R. PEARMAIX, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits .
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers -

Due to other national banks
Due to State banks and bankers.
!N"otes and bills re-discounted
ie, ooo 66 Bills payable
19. 395
' 165
1,167
20, 900

00
00
25
00

895, 698 91

Total

$300, 000 00
60, 000 00
31, 775 98
270, 000 00
345 00
190, 520 65
26, 445 90
16, 611 38

895, 698 91

144

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
First National Bank, Chicopee.
No. 1056.

JEROME WELLS, President.

FREDERICK B. DOTEX, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation. ..j
TJ. S. bonds to secure deposits
j
TJ. S. bonds on hand
!
Other stocks, bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$225, 475 48 Capital stock paid in
'...
150, 000 00 Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

$150, 000 00
75, 000 00
13,830 06
132, 900 00
6,743 21

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

57,111 92

Due to other national banks
Due to State banks and bankers.
801 87
6, 500 00 Notes and bills re-discounted.
Bills payable .
6, 350 00

Total

First National Bank, Clinton.
C H A R L E S G-. STEVENS,

President.

No. 440.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds,and mortgages.

$149, 056 08

D u e from approved reserve agents.
D u e from other b a n k s and b a n k e r s .
Real estate, furniture, and fixtures.
C u r r e n t expenses and taxes p a i d . . .
P r e m i u m s paid

83, 233
471
4, 500
863

Checks and other cash items p a i d . .
Exchanges for clearing-house
Bills of other b a n k s
Fractional currency
Specie
Le^al-tender notes
TJ S. certificates of deposit
D u e from TJ. S. Treasurer

200, 000 00
65, 000 00
90
13
00
94

9,358 16
8, 052
660
400
27, 000

00
97
00
00

Capital stock paid in
Surplus fund
Other undivided profits
National b a n k notes outstanding . .
State b a n k notes outstanding

$200,000 00
21, 000 00
5,738 11
180, 000 00

Dividends u n p a i d . . . . . . . . . . . . . . . . . . .
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

148,183 33

Due to other national "banks
D u e to State banks and b a n k e r s . . .

2,674 74

Notes and bills re-discounted
Bills payable
.

9,000 00
Total

557, 596 18

Total

C. L . S. HAMMOND, Cashier.

557, 596 18

Concord National Bank, Concord.
GEORGE HEYWOOD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 833.
$98, 740 40
12 07
100, 000 00

HENRY J". "WALCOTT, Cashier.

Capital stock paid in .

Surplus fund
Other undivided profits
""53," 666" oo"
National bank notes outstanding ..
State bank notes outstanding
26, 571 71
Dividends unpaid.
2, 000 00
559 63
43 40
273
19
325
7, 451

00
44
00
00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

5100, 000 00
36, 000 00
9, 642 26
69, 550 00
332 00
77, 971 39

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00
293, 495 65

Total.

293, 495 65

REPORT OF THE COMPTROLLER OF THE CURRENCY. 145
MASSACHUSETTS.
Conway National Bank, Ccnway.
E. D. HAMILTON, President.

No. i

EDWIN L. MUNN, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
j
Exchanges for clearing-house
'
Bills of other banks
I
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$150, 922 63 Capital stock paid in .
128 02
150, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding . .
State hank notes outstanding
22, 715 76
Dividends unpaid.
3, 829 51
1, 842 22 Individuals deposits
United States deposits
943 38 Deposits of U. S. disbursing officers.
2, 005
58
302
100

00 Due to other national banks
88 Due to State banks and bankers...
50
00 Notes and bills re-discounted.,
Bills payable
6,750 00

Total

Total.

$150, 000 00
30, 000 00
6, 731 38
134, 900 00
218 67
17, 729 85

18 00

339, 597 90

First National Bank, Danvers.
DANIEL RICHARDS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks...
Fractional currency
Specie
'
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 594.

"WILLIAM L. VYESTON, Cashier.

$184, 697 71 Capital stock paid in .
302 00
150, 000 00 Surplus fund
Other undivided profits
850*00
National bank notes outstanding .
24, 245 58 State bank notes outstanding
Dividends unpaid
"8," 310*94'
Individual deposits
United States deposits
24, 679 53 Deposits of LT. S. disbursing officers.

$150, 000 00
50, 000 00
2 71
134, 500 00
5, 652 00
89,132 53

18, 549 00 Due to other national banks
5, 902 48 Due to State banks and bankers.
5, 000 00 Notes and bills re-discounted.
Bills payable
6, 750 00
429, 287 24

Total.

429, 287 24

Dedham National Bank, Dedham.
EZRA \V. TAFT, President.

Loans and discounts
!
Overdrafts
j
U. S. bonds to secure circulation...!!
U. S. bonds to secure deposits
U. S. bonds on hand
j
Other stocks, bonds, and mortgages, i
Due from approved reserve agents.{
Due from other banks and bankers.'
Heal estate, furniture, and fixtures.'
Current expenses and taxes paid...!
Premiums paid
'
Checks and other cash items
j
Exchanges for clearing-house
Bills of other banks
Fractional currency
'
Specie
i
Legal-tender notes
{
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 669.

LEWIS H. EJNGSBURY, Cashier.

$382, 929 03 Capital stock paid in
198 84
300, 000 00 Surplus fund
Other undivided profits
35, 000 00
National bank notes outstanding . .
19,303 73 State bank notes outstanding
Dividends unpaid
3, 899 61 Individual deposits
675 72 United States deposits
153 36 Deposits of U. S. disbursing officers.

$300, 000 00
75, 000 00
17,777 60
267, 214 00
1, 567 00
118, 932 45

4, 905 00 Due to other national banks
42 06 Due to State banks and bankers...
4,954 70
14,929 00 Notes and bills re-discounted
,.
Bills payable
13, 500 00
780,491 05

Total

780,491 05

146

REPORT OF THE COMPTROLLER OP THE CURRENCY.
MASSACHUSETTS.
Cambridge National Bank, East Cambridge.
Xo. 449.

DANIEL R. SOHTWELL, President.

JOHN C.. BLTLLAUD, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

.Liabilities.
$191, 769 75 Capital stock paid in.
2, 800 25
109, 000 00 Surplus fund...
Other undivided profits.
Xational bank notes outstanding
39, 545 84 State bank notes outstanding....
2, 319 70
20, 629 47 Dividends unpaid.
5 00 Individual deposits
United States deposits
20, 857 76 I )eposi t s of U.S. disb ursin g officers.

$100, 000 00
30, 000 00
12, 056 45
96, 500 00
788 00
189, 040 27

14, 771 00 Duo to other national banks
85 89
15,600 00 Due to State banks and bankers.
I Xotes and bills re-diseouiited .
Bills payable
5, 000 00
Total.

428, 384 72

.!

428, 384 72

Lechmere National Bank, East Cambridge.
L E W I S HALL, President.

Xo. 614.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
P r m i i u m s paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

Capital stock paid in .

$231,
150,
I, 000 00
i, 000 00
!, 049 06 I
!, 522
!, 000 00 !

150,000 00

Surplus fund
Other undivided profits.

100, 000 00
1, 608 So

Xational bank notes outstanding ..
State bank notes outstanding.

134, 670 00

Dividends unpaid.

5,549 00

Individual deposits
•United States deposits
Deposits of U. S. disbursing office.

136, 583 96

Due to other national banks
Due to State banks and bankers
Xotes and bills re-discounted .
Bills payable

:, 969
59
>, 4 2 6
404

6,750 00
Total.

528,411 81

Total.

T. HENRY HUDSON, Cashier.

528,411 81

First National Bank, East Hampton.
Xo. 428.

HORATIO G-. KNIGHT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




$254, 960 50
456 81
200,000 00
2, 000 00
5 5 9 7 95
45 85
10, 000 00
1, 037 28
2, 525 00
1, 507 79
4,153
74
2,115
4,000

00
50
45
00

'9,000 66
497, 403 43

ALBERT D. SANDERS, Cashier.

Cax>ital stock paid in .
Surplus fund
Other undivided x>rofits..
Xational bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

'0, 000 00
40, 000 00
11, 688 33
178, 041 00
73 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

67, 569 84

Due to other national banks
Due to State banks and bankers...

31 26

Xotes and bills re-discounted
Bills payable
Total.

497, 403 43

KKPORT OF THE COMPTROLLER OF THE CURUEXfY.

147

MASSACHUSETTS.
Martha's Vineyard National Bank, Edgartown.
JOSEPH T. PEASE, President.

CYRUS H. PEASE, Cashier.

No. 1274.

Resources.

Liabilities.

Loans and discounts
() verdrafts
U. S. bonds to secure circulation...
I". S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.

I

Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
('hecks and other cash items
Exchanges for clearing-house;
r>ills of other banks
Fractional currency
Specie
".
Legal-fender nobs
r . S. certificates of deposit
Due from XI. S. treasurer

$111,913 94
7 52
100,000 00

Capital stock paid in .

$100, 000 I

Surplus fund
Other undivided profits.

46, 806 ;

National bank notes outstanding
State bank notes o u t s t a n d i n g . . . .

89, 010 00

20, 000 00

27, 956 24
37,943 10
3, 000 00

505 33
1, 235 00

Dividends unpaid

3,189

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

72, 591

D u e to other national b a n k s
Due to State banks and b a n k e r s .

4," 475 "88"
Notes and bills re-discounted .
Bills payable
4, 500 00

Total

Total.

311,597 07

311, 597 07

National Bank, Fairhaven.
L E W I S S. JUDD,

N o . 490.

President.

Loans and discounts
Overdrafts
TT S bonds t o secure circulation
TT. S. bonds to see ire deposits
T" S bonds on haid
Other stocks, bond?, and m o r t g a g e s .

$121, 204 22
4
270, 000 00

Due from approve*!, reserve a g e n t s .
Due from other baiks and b a n k e r s .
Real estate, f u r n i t u e , and fixtures.
C u r r e n t expenses aid taxes \)iiid...
Premiums paid

11, 088 41
2, 200 00
98, 677 55

Checks and other cish items
Exchanges for clea < in <r -house
Bills of o t h e r banks
Fractional currency
Specie
Legal-tender notes
U\ S. certificates of deposit
Due from TT. S. Treasirer

18, 000 00

1,306 76
2, 850
150
5,014
522

00
62
50
00

REUBEN

Capital stock paid in
Surplus fund
Other undivided profits
National b a n k notes o u t s t a n d i n g . .
State b a n k notes outstanding
Dividends unpaid

NYE, Casln er.
$240, 000 00
23 500 00
1, 952 99
234, 810 00
360 40

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
D u e to other national b a n k s
D u e to State b a n k s and b a n k e r s

42, 082 42

312 89

Notes and bills re-discounted
Bills payable

12, 000 00

Total

543, 018 70

Total

543, 018 70

First National Bank, Fall River.
JOHN S. BKAYTON, Presilent.
Loans and discounts
()verdrafts
17. S. bonds to secure emulation...|
TT. S. bonds to secure deposits
'
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agentsDue from other banks and milkers.
Real estate, furniture, and ixtures.
Current expenses and taxe p a i d . . .
Premiums paid
Checks and other cash itens
Exchanges for clearing-hoise
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from IT. S. Treasurer
Total




HEZEKTAH A. BKAYTOX, Cashier.

No. 256.
$663,180 76

""466,'666 "66"
eoo'oo'
157, 063 47
28, 237 68

2, 595 75
3, 618
252
1, 356
15, 000

00
71
85
00

Capital stock paid in .

$400, 000 00

Surplus fund
Other undivided profits.

80, 000 00
231, 030 38

National b a n k notes outstanding
State b a n k notes outstanding

359, 600 00

Dividends u n p a i d .
Individual deposits
United States deposits
Deposits of TT. S. disbursing officers
D u e to other national b a n k s
Due to State b a n k s and b a n k e r s .

217,350 33

1, 924 51

Notes and bills re-discounted
Bills payable

" 18, 000 66
1, 289, 905 22

Total

1, 289, 905 22

148

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS,
Second National Bank, Fall River.

THOMAS F . EDDY, President.

Xo. 439.

CHARLES J. HOLMES, Cashier.

Resources.

Liabilities.

Loans and discounts
0 verdraf ts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
T S bonds on hand
T
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.

$148, 535 63

Current expenses and taxes paid...
Premiums paid
Checks and other cash items

1,881 96

Exchanges for clearing-house . . .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S certificates of deposit
Due from IT. S. Treasurer

Surplus fund
Other undivided profits

. .

Xational bank notes outstanding . .
State bank notes outstanding

33, 652 42

4, 624 43
131, 705 00

Dividends unpaid
Individual deposits

370 62
2, 658
178
625
3,086

61, 229 62

Deposits of U. S. disbursing officeis.

00
46
00
00

Due to otlier national banks
Due to State banks and bankers

179 04

Xotes and bills re-discounted - . . Bills payable

6, 750 00
347, 738 09

Total

$150, 000 00

Capital stock paid in

150, 000 00

Total

347, 738 09

Fall River National Bank, Fall River.
G. H. HATHAWAY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Otlier stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of otlier banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of de-posit
Due from IT. S. Treasurer

Xo. 590.

$498, 829 02 ! Capital stock paid in

53,120 57
32 49
9, 000 00
VJ, 307 84

$400, 000 00

Surplus fund
Other undivided profits

143,200 00
28, 526 83

Xational bank notes outstandhg . .
State bank notes outstanding

400, 000 00

328, 665 00

i Dividends unpaid

568 00

|j Individual deposits
United States deposits
' Deposits of IT. S. disbursing ofibers.

120,392 81

9, 925 00 Due to otlier national banks
598 66 ! Due to State banks and bankers...
4, S91 80
12, 728 00 ! Xotes and bills re-discounted
Bills payablo .

5, 080 74

21, 000 00 I

], 020,433 38 l!

Total.

FEIU). H. GIJTORD, Cashier.

Total.

1, 026, 433 3h

Massasoit National Bank, Fall River.
Sunn. President.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from IT. S. Treasurer

Total.




Xo. 612.

L K , \ D E R BOIIDEN, Cashier

$413, 247 68 | Capital stock paid in .
200, 000 00 I! Surplus fund
50,000 00 || Other undivided profits
ij Xational bank notes oustanding .
190, 283 10 State bank notes outstaiding
1,534 16 Dividends unpaid

$200, 000 00
150, 000 00
18,158 57
175, 870 00
253 00

2, 693 69 Individual deposits
United States deposits
3,134 22 Deposits of U. S. disbusing officers.

364, 683 63
26, 890 32
544 39

15, 637 00 Due to other national )anks
448 43 Due to State banks aiil bankers...
4, 693 55
40,467 00 Xotes and bills re-disounted.
Bills payable
9. 000 00

738 92

937,138 83

Total.

937,138 83

REPORT OF THE COMPTROLLER OF THE CURRENCY. 3 4 9
MASSACHUSETTS.
Metacomet National J3ank, Fall River.
No. 924.

JEFFERSON BOBDEX, President.

AZARIAH S. TKIPP, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
T7. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Duo from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks. .V
Fractional currency
Specie
".
Legal-tender notes
IT. S. certificates of deposit
Due from IT. S. Treasurer
Total.

$796, 221 19 Capital stock paid in .
Surplus fund
*"io,'o5o"oY Other undivided profits
3, 000 00 National bank notes outstanding . .
81, 504 9G State bank notes outstanding
1G, 734 04 Dividends unpaid
435, 000 00

25 00
4, 923 61
0, 909
207
6, 0(58
20, 000

00
50
02
00

19,575 00

Individual deposits
Tinted States deposits
Deposits of F. S. disbursing officers.
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable
Total.

1, 400, 338 92

•0, 000 00
130, 000 00
85, 659 35
346, 200 00

1,731 00
235, 929 07

819 50

1,400, 338 92

National Union Bank, Fall River.
No. 1288.

COOK BOILDEN, President.

Loans and discounts
Overdrafts
F . S. bonds to secure circulation ..
F . S. bonds to secure deposits
F . S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks Fractional currency
Specie
'
Legal-tender notes
IT. S. certificates of deposit.
Due from F . S. Treasurer
Total

DANIEL A. CHAPIX, Cashier.

$389,142 50 Capital stock paid in .
2, 249 71
300, 000 00 Surplus fund
Other undivided profits.
National bank notes outstanding
4,129 44 State bank notes outstanding
10 00 Dividends unpaid
3, 697 65
10, 341 74
2, 473 00
358 19
11, 000 00
3, 688 00
13, 500 00

Individual deposits
Fnited States deposits
Deposits of F . S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total.

740, 590 23

$300, 000 00
50, 000 00
9, 295 68
255,420 00
1,457 00
79, 211 49

206 06
45, 000 00

740, 590 23

Pocasset National Bank, Fall River.
No. 079.

\VEAVEK OSHOKN, President.

Loans and discounts
Overdrafts
F . S. bonds to secure circulation...
IT. S. bonds to secure deposits
F . S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
F . S. certificates of deposit
Due from F . S. Treasurer
Total.




EDWD. E. HATHAWAY, Cashier.

$340, 733 09 Capital stock paid in
200, 000 00
5, 000
14, 798
5, 027
50, 000
1, 248

00
06
48
00
47

10, 537 50
2, 918
573
3, 928
27, 235

00
34
09
00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

$200, 000 00
40, 000 00
59, 740 30
178, 240 00
595 00

Individual deposits
Fnited States deposits
Deposits of F . S. disbursing officers.

140, 365 45

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

22, 058 28
30, 000 00

9, 000 00
670, 999 03

Total.

670, 999 03

150

REPORT OF THE COMPiROLLiR OF THE CURRENCY.
MASSACHUSETTS.
Falmouth National Bank, Falmouth.

EUASMUS GOULD, President.

Xo. 1320.

GEORGE E. CLARKE, Cashier.

Resources.

Liabilities.

Loans and discounts
\
$87,800 88 Capital stock paid in .
() verdrafts
loo,ooo 6o Surplus fund
U. S. bonds to secure circulation...;
U. S. bonds to secure deposits.
Other undivided profits.
'.
U. S. bouds on ^
i hand .
26, 3G0 00 ! Xational bank notes outstanding
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
11,443 24 State bank notes outstanding
Due from other banks and bankers.
Real estate, furniture, and fixtures.;
2, 000 00 Dividends unpaid
Current expenses and taxes paid... j . . .
Individual deposits
Premiums paid
'..]...
United States deposits
Checks and other cash items
!
607 51 Deposits of U. S. disbursing officers.
Exchanges for clearing-house
'...
1,230 00 Due to other national banks
Bills of other banks
i
Fractional currency
6 4:) Due to State banks and bankers...
Specie
\
(JOS 25
Legal-tender notes
!
192 00 Xotes and bills re-discounted .
U. S. certificates of deposit
|...
j Jills payable
Due from IT. S. Treasurer
j
4, 500 00
Total

|

234, 748 31

Total.

$100, 000 00
20, 000 00
3, 394 87
90, 000 00
293 00
21, 000 44

234.748 31

Fitchburg National Bank, Fitchburg.
Xo. 107'

EUENEZEII TORREY, Fresident.

Loans and discounts
|
[
Overdrafts
U. S. bonds to secure circulation. ..j
U. S. bonds to secure deposits
>
U. S. bonds on hand
\
Other stocks, bonds, and mortgages.
Due from approved reserve agents.'
Due from other banks and bankers, j
Real estate, furniture, and fixtures.'
^, urrent expenses and taxes paid...:
Premiums paid
I

r

Checks and other cash items
Exchanges for clearing-house
Bills of other banks. /.
Fractional currency
Specie
\
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

i
j
|
\

CHARLES J . BILLINGS, Cashier.

$34G, 57G 3G Capital stock paid in .

$250, 000 00

250, 000 00 Surplus fund
Other undivided profits. .
51, 500 00
XatL
afional banknotes outstanding
G , 895 42 State bank notes outstanding
G
10, 048 8G Dividends unpaid.
1,472 16 , Individual deposits
7, 5G2 50 "United States deposits
4, 309 38 Deposits of U. S. disbursing officers
Due to other national banks
4, 885 00 Due to State banks and bankers.
11 G
G
5,130 00 Xotes and bills re-discounted
7, 000 00 Bills payable
11, 250 00
7GG, 641 34

Total.

150, 000 00
1, 8G5 06
222, 000 00

136, 25S 93

6, 517 35

766,641 34

Rollstone National Bank, Fitchburg.
HENRY A. WILLIS, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from .approved reserve agents
Due from other hanks and hankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid

Checks and other cash items
Exchanges for clearing-house
Bills of other hanks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




X o . 702.

JOHN M. GRAHAM, Cashier.

$375, 342 21 |! Capital stock paid in
250, 000 00
102, 000 00
10, 900 00
21, 500 00
110, 923 0G

Surplus fund
Other undivided profits.
Xational bank notes outstaiidm
State bank notes outstanding..

82, 297 44 Dividends unpaid
19 09
7, 648 98 Individual deposits
United States deposits
3, 860 21 Deposit s of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers . .
1, 033 12
11, 000 00 Xofes and bills re-discounted .
Bills payable
11, 250 00

20, GOO 00

1, 008, 374 11

Total

$250,000 00
164, 000 00
366 21
222, 500 00
11, 210 00
224, 616 01
118, 863 63
16, 818 26

1, 008, 374 11

REPOKT OF THE COMPTROLLER OF THE CURRENCY.

151

MASSACHUSETTS.
Safety Fund National Bank, Fitchburg.
HEXUY ALLISON, President.

Xo. 2153.

FUEDK. F. WOODWARD, Cashier,

Liabilities.

Resources.
Loans and discounts . . . .
•..-....
Overdrafts
IT. S. bonds to secure circulation...
17. S. bonds to secure deposits
17. S. bonds on hand
Other stocks,bonds, and mortgages.
Duo from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total.

$165,249 00 Capital stock paid- iu
8 79
200, 000 00 Surplus fund
Other undivided profits
""•20,000 00
National bank notes outstanding ..
14, 352 01 State bank notes outstanding
4, 000 00
5, 111 07
9, 000 00

$200, 000 00
4,200 00
4, 540 38
177,700 00

8Q 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

45, 524 32

270 00 Due to other national banks
Due to State banks and bankers .
4,7.16 82
700 00 Notes and bills re-discounted .
Bills payable
9, 000 00
Total.

432,645 44

Wachusett National Bank, Fitchburg.
OMON H. LAWRENCE, President.

Loans and discounts . . . *
Overdrafts
'IT. S. bonds to secure circulation...
Tr. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
lieal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
.Bills of other banks
Fractional currency
Specie
.'
Legal-tendei notes
IT. S. certificates of deposit
Due from IT. S. Treasurer
Total.

GEORGE E. CLIFFORD, Cashier,

No. 2265.
$298,150 54

Capital stock paid in .

250, 000 00 Surplus fund
450, 000 00 Other undivided x>rofits
5, 750 00
National bank notes outstanding
33,600 16 State bank notes outstanding
743 98
42,156 45 Dividends rarpaid .
5, 669 39 Individual deposits
12,250 00 United States deposits
688 50 Dex)ositsof U. S. disbursing officers.
5, 669 00 Due to other national banks
76 54 Due to State banks and bankers.
4, 334 25
19,171 00 Notes and bills re-discounted
Bills x>ayable
"li, 250 00
1,139, 509 81 j

Total

$250,000 00
15, 000 00
15,475 06
224, 695 00
1,482 00
171, 024 23.
453,517 80
8, 315 72

1,139, 509 81

Framingham National Bank, Framingham.
JAMES W. CLAIIK, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents..
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums x>aid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from IT. S. Treasurer
Total.




No. 528.

J A S . J . VALENTINE, Cashier..

$289, 519 91 Capital stock paid in .
1. 307 38
225, 000 00 Surplus fund
Other undivided profits .
26,100 00 National bank notes outstanding
State bank notes outstanding
18, 723 58
Dividends unpaid
1 00 Individual deposits
United States deposits
4,585 05 Deposits of U. S. disbursing officers
4, 802
15
277
8, 690

00 Due to other national banks
22
80 Due to State banks and bankers...
00 Notes and bills re-discounted Bills payable
9, 975 00

588, 996 94

Total.

$200, 000 0050, 000 0028, 302 91
198, 843 00
9, 740 0067,154 30

9, 956 64
25,000 00
588, 996 94

152

REPORT OF THE COMPTROLLER OF THE CURRENCY,
MASSACHUSETTS.
Franklin National Bank, Franklin.
Xo. 1207.

JAMES P. RAY, President.

MOSES FAUXUM, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$161, 484 80
"200,600" oo

$200, 000 00

Capital stock paid in .
Surplus fund
Other undivided profits.

30, 000 00
12, 829 92

Xational bank notes outstanding
State bank notes outstanding

308 00
589 0(5
5,000 00

173,000 00
1,104 00

Dividends unpaid.
2,946 39
7, 500 00

22,940 00
4, 041 02

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

28,573 15

Due to other national b a n k s
Due to State banks and bankers . . .
Xotes and bills r e - d i s c o u n t e d . . .
Bills i>ayable

9,000 00
429,658 17

Total.

429, 658 17

First National Bank, Gardner.
CHARLES HEYWOOD,

President.

Loans and discounts
Overdrafts
II. S. bonds to secure circulation...
II. S. bonds to secure deposits
II. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures, j
Current expenses and taxes paid... I
Premiums paid
j
Checks and other cash items
j
Exchanges for clearing-house
'
Bills of other banks
i
Fractional currency
j
Specie
Legal-tender notes
II. S. certificates of deposit
;
Due from II. S. Treasurer
i
Total.

Xo. 884.

JOHN D. EDGELL, Cashier.

$180,980 09 Capital stock paid in
209 60
114, 000 00

17, 409 8G
20, 002 53
2, 005 99
400 00
14,303 12
734 00
332 70
8, 310 50
7, 000 00
5, 930 00

Surplus fund
Other undivided profits
Xational bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

$150, 000 00
30, 000 00
8, 000 07
100, 915 00

264 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

82,299 32

Duo to other national banks
Due to State banks and bankers...
Xotes and lulls re-discounted
Bills payable
Total

371,478 39

371,478 39

Georgetown National Bank, Georgetown.
HEXKY P . CHAPLIN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U S bonds to secure deposits
TT. S. bonds on hand
. Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Leo'al-tender notes
TT. S. certificates of deposit
Due from IT. S. Treasurer
Total




Xo. 2297.
.$104, 260 86
80, 000 00

12, 794 24

GEOKGE H. CARLETON, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits

1,200 00
302 20

Xational bank notes outstanding . .
State bank notes outstanding

65, 000 00

Individual deposits

43, 429 45

126 00

!- 000 00
4, 400 00

$100, 000 00

306 78

Deposits of U. S. disbursing officers.

628 00

Due to other national b a n k s
Due to State b a n k s and b a n k e r s . . .

1.5 23

583 00
i, 500 00
Bills payable
4, 600 00
210, 072 88

Total

210, 072

REPORT OF THE COMPTROLLER OF THE CURRENCY. 153
MASSACHUSETTS.
First National Bank, Gloucester.
N o . 549.

TOSIAH 0 . FRIEND, President.

GKOKGE R. BRADFORD, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total

$238,685 15 Capital stock paid in
110 39
200,000 00 Surplus fund
12, 450 00 Other undivided profits
National bank notes outstanding ..
68, 938 86 State bank notes outstanding
24, 000 00
2,539 43
7, 000 00
431 62

Dividends unpaid

$200,000 00
40, 000 00
8,940 79
178,000 00
886 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

133, 715 95
15, 027 95

2, 602 00 Due to other national banks
42 11 Due to State banks and bankers...
1,818 64
9, 300 00 Notes and bills re-discounted
Bills payable
9,000 00

347 51

Total

576, 918 20

576, 918 20

Cape Ann National Bank, Gloucester.
GORHAM P . Low,

No. 899.

President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.

$195,129 38
46 27
150, 000 00

D u e from approved reserve agents.
D u e from other b a n k s and bankers
Real estate, furniture, and fixtures.
C u r r e n t expenses and taxes p a i d . . .
P r e m i u m s paid

22, 681
50
14, 954
2
4, 890

Checks and other cash items
Exchanges for clearing-house
Bills of other b a n k s
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer

"50,000 m
5,400 00
23
00
60
25
98

55 52
4, 224
171
2, 581
3, 400

00
55
09
00

H I R A M R I C H , Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid .

$150, 000 00
75, 000 00
2, 867 40
133, 700 00
4, 255 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national b a n k s
D u e to State banks and b a n k e r s .

94, 421 79

92 68

Notes and bills re-discounted .
Bills payable

6, 750 00

Total .

Total.

460, 336 87

460, 336 87

City National Bank, Gloucester.
ADDISOX GILBERT, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agentsDue from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .




No. 2292.

WILLIAM A. TEW, Cashier.

$223, 374 37 Capital stock paid in .
92 89
150, 000 00 Surplus fund

17, 674 74
22, 267 73
19, 823 95
23, 945 79
3, 657 93
4, 204
67
1, 080
6, 000

00
52
50
00

$150, 000 00
57, 640 90

Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

134, 500 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

136, 625 05

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

173 47

6, 750 00
478, 939 42

Total.

478,939 42

154

REPORT OP THK COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Gloucester National Bank, Gloucester.

E P E S W. MERCHANT, President.

No. 1162.

WILLIAM BAV.SON, Cashier,

Resources.

Liabilities.

Loans and discounts
Overdrafts
II. S. bonds to secure circulation...
XT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and 'fixtures.
Current expenses and taxes paid.. Premiums paid
•Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from IT. S. Treasurer
Total..

$327, 918 85
290 53
300, 000 00
40, 500 00

Capital stock paid in

$300,000 00

Surplus fund
Other undivided profits

90,000 00
6,154 96

National bank notes outstanding . .
State bank notes outstanding......

269,110 00

36,000 00 Dividends unpaid
Individual deposits
903 89 United States deposits
79 95 Deposits of U. S. disbursing officers.

140, 634 68

957 74

406
216
628
10, 111

00
87
00
00

"±4,498" 60

8, 025 00

Due to other national banks
Due to State banks and bankers...
Notes and lulls re-discounted
Bills payable
Total.

815, 511 43

815, 511 43

First National Bank, Grafton.
GEORGE F . SLOCOMU, President.

No. 188.

ALPHONSO A. BALLOU. Cashier.

Loans and discounts
,
$131,944 61 ; Capital stock paid in .
Overdrafts
i.
U. S. bonds to secure circulation. ..j
100, 000 00 i Surplus fund
U. S. bonds to secure deposits
j.
| Ot her undivided profits
U. S. bonds on hand
!i Nati.
Other stocks, bonds, and mortgages.!.
ational bank notes outstanding
j State bank notes outstanding...
Due from approved reserve agents. ! .
Due from other banks and bankers.!.
i I Dividends unpaid
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Individual deposits
Premiums paid
United States deposits
Checks and other cash items
1, 328 67; Deposits of U. S. disbursing officers
Exchanges for clearing-house
3, 640 00 Due to other national banks
Bills of other banks
20 81 Due to State banks and bankers.
Fractional currency
530 00
Specie
Legal-tender notes
I Notes and bills re-discounted
U. S. certificates of deposit
j Bills payable
Due from IT. S. Treasurer
|
4, 500 00
Total.

241, 964 09

Total.

$100, 000 00
24,187 91
18 30
89, 000 00
1,188 00
19, 599 43
7, 970 45

241, 964 09

Grafton National Bank, Grafton.
JOXA. D. WHEELER, President.

Loan s and discounts
Overdrafts
U\ S. bonds to secure circulation . . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers :
Heal estate, furniture, and fixtures, j
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
'.'.
Fractional currency
Specie

Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 824.

HENRY F . WING, Cashier.

$104, 714 58 || Capital stock paid in .
100, 000 00

24, 016 90

""'soo'oo'

Surplus fund
Other undivided profits

$100, 000 00
'...

National bank notes outstanding ..
State bank notes outstanding..
Dividends unpaidIndividual deposits
United States deposits
Deposits of U. S. disbursing officers

17, 735 00
1, 071 30
87,500 00
2, 042 50
32, 039 59

5, 906 00 Due to other national banks
8 19 Due to State banks and bankers.
254 00
Notes and bills re-discounted.
Bills payable
4,500 00

240, 388 39

Total.

240, 388 39

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 5 5
MASSACHUSETTS.
National Mahaiwe Bank, Great Barrington.
HN L. DODGE, President.

No. 1203.

Resources.
$301,166 51
Loans and discounts
Overdrafts
"200,000 00
II. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
66, 680 33
Due from approved reserve agents.
3, 977 79
Due from other banks and bankers.
Real estate, furniture, and fixtures.
3, 000 00
Current expenses and taxes paid...
823 48
Premiums paid
i.
Checks and other cash items
I
8, 720 32
Exchanges for clearing-house
'.
3, 497 00
Bills of other banks
1
15 71
Fractional currency
I
2, 009 00
•Specie
*
I
8, 900 00
Legal-tender notes
!
TJ. S. certificates of deposit
I.
Due from TJ. S. Treasurer
9, 000 00
Total.

FKEDK. 1 T DELAXD, Cashier.
S.

'

Liabilities.
Capital stock paid in

$200, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding......
Dividends unpaid.

100, 000 00
23,057 19
177, 000 00
1, 517 00

Individual deposits
IJnited States deposits
Deposits of U. S. disbursing officers.

165, 979 62

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable
Total..

667, 790 14

667,790 14

First National Bank, Greenfield.
WILLIAM B. WASHIJUUN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
•Specie
".
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 474.

JOSEPH W. STEVENS, Cashier.

$413,237 16 Capital stock paid in .
359 81
300,000 00 Surplus fund
Other undivided profits
50, 000 00
81,488 75 National bank notes outstanding ..
51,115 50 \ State bank notes outstanding
5, 763 52
12, 000 00 Dividends unpaid
1, 879 47
3, 300 00 Individual deposits
United States deposits
678 07 Deposits of U. S. disbursing officers.
4, 805 00 Due to other national banks
207 42 Due to State banks and bankers.
948 40
19, 685 00 Notes and bills re-discounted .
Bills payable
13, 500 00
958, 968 10

Total.

$300, 000 00
200, 000 00
13, 915 91
268,100 00
90 00
176, 096 32

765 87

958,968 10

Franklin County National Bank, Greenfield.
WILLIAM KEITH, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 920.

HENRY K. SIMOXS, Cashier.

$334, 305 74 Capital stock paid in .
240 04
200, 000 00 Surplus fund
Other undivided profits .
11, 900 00
21, 666 05
1, 784 62
60, 633 21
338 52
3, 299 42
5, 001 90

National bank notes outstanding
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of IT. S. disbursing officers.

10, 351 00 Due to other national banks
297 85 Due to State banks and bankers
1,371 10
10, 533 00 Notes and bills re-discounted
Bills payable
9, 700 00
671, 422 45

Tot a1.

$200, 000 00
80,000 00
3,466 01
180, 000 00
6,. 190 39
178, 468 05

12, 068 44
11, 229 56

671, 422 45

156

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Packard National Bank, Greenfield.

WILLIAM X. PACKARD, President.

No. 2264.

RUFUS A. PACK Ait i), Cashier.

Resources.
Loans and discounts
j
Overdrafts
U. S. bonds to secure circulation. ..I]
U. S. bonds to secure deposits
TJ. S. bonds on hand
,
Other stocks, bonds, and mortgages.!
Due from approved reserve agents, j
Due from other banks and bankers, j
Real estate, furniture, and fixtures
Current expenses and taxes paid... I
Premiums paid
•
Checks and other cash items
I
Exchanges for clearing-house
Bills of other banks
I
Fractional currency
i
Specie
.'
|
Legal-tender notes
\
IT. S. certificates of deposit
'
Due from TJ. S. Treasurer
Total

Liabilities.
$100, 069 31 Capital stock paid in
400 74
100, 000 00 Surplus fund
Other undivided profits. 700 00
500 00 National bank notes outstanding . .
20, 388 67 State bank notes outstanding.
850 42
2, 666 44 Dividends unpaid
41 67
4, 693 50 Individual deposits
United States deposits
1,166 61 Deposits of U. S. disbursing officers

$100, 000 00
1. 205 00
90 83
90, 000 00
1,825 00
53,140 58

1, 890 00 Due to other national banks
100 35 Duo to State banks and bankers.
741 70
1, 483 00 Notes and bills re-discounted
Bills payable
4, 500 00
246, 261 41

Total.

246, 261 41

Cape Cod National Bank, Harwich.
JOSEPH K. BAKER, President.

No. 712.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes U. S. certificates of deposit
Due from U. S. Treasurer
Total.

GEORGE H. SNOW, Cashier.

$352, 316 47

Capital stock paid in .

300, 000 00

Surplus fund
Other undivided profits.

$300, 000 00
60, 000 00
12, 905 24

National bank notes outstanding . .
State bank notes outstanding

265, 000 00

2, 000 00 Dividends unpaid.
920 71 Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

76, 511 54

25, 200 00
19, 903 76

670 00
10 34
460 00
13, 500 00

564 50

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total.

714, 981 28

714, 981 28

First National Bank, Haverhill.
No. 481.

MOSES HOW. President.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.;
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. ~S. certificates of deposit
Due from U. S. Treasurer
Total.




ELBRIDGE G-. "WOOD, Cashier.

$278, 254 89 Capital stock paid in
300, 000 00
103, 600 00
77, 600 00
106, 555 16

io, ooo 66
9, 458 43
13
9, 257
499
14, 314
7, 000

00
99
60
00

io\ 500 00
940,126 20

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers...

$300, 000 00
80, 000 00
16, 331 38
260,000 00
1, 348 00
276, 830 13

5, 616

Notes and bills re-discounted
Bills payable
.Total...

940,126 20

REPORT OF THE COMPTROLLER OF THE CURRENCY.

157

MASSACHUSETTS,
Essex National Bank, Haverhill.
JOHN C. TILTON, President.

No. 589.

WILLIAM CALDWELL, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
,
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$137,

925

78

loo, 66o bb
6, 249 64
6, 000 00
2, 874 52
8, 527 36
1, 767 00
253 83
572 90
6, 000 00
4,'50000

Capital stock paid in

$100,000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

20, 000 00
10, 390 35
88,100 00

Dividends unpaid

88 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

52, 570 65

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable
Total

274, 671 03

3, 522 03

274, 671 03

Haverhill National Bank, Haverhill.
JOHN A. APPLETOX, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ.iS. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 484.
$332,122 76
203,

000 66

6o, 66666
13, 232 40
8,166
12,000
5, 870
2,787

92
00
08
50

125 46

JAMES E. GALE, Cashier.

Capital stock paid in

$200, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

100, 000 00
7, 922 38
180,

Dividends unpaid.

659 00

Individual deposits
TJnited States deposits
Deposits of TJ. S. disbursing officers.

193, 699 69

ii, 450 66 Due to other national banks
13 16 I Due to State banks and bankers..
2, 308 50
21. 780 00 j Notes and bills re-discounted.
Bills payable
10,100 00
Total.

682, 956 78

000 00

675 71

682, 956 78

Merrimack National Bank, Haverhill.
CHARLES W. CHASE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

H. Ex.




No. 633.
$413,

270 94

"246," 666'66
50, 000 00
17, 326 51

JOHX L. HOBSON, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding

$240, 000 00
100, 000 00
70, 487 50
212, 550 00

Dividends unpaid
8,458 50
1, 500 00

Individual deposits
I TJnited States deposits
Deposits of TJ. S. disbursing officers.
4, 640 89
6, 774 00
397 24
12, 040 90
7, 000 00

"io, 806 66
772, 208 98

Due to other national banks
Due to State banks and bankers.

845 00
138, 836 05

9, 490 43

Notes and bills re-discounted
Bills payable
Total

772.

158

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS,
Hingham National Bank, Hingham.

JOSEPH JACOBS, Jr., President.

No. 1119.

JAMES S. TILESTON, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

$155, 989 66 Capital stock paid in .

iio, 666 66 Surplus fund
10, 000 00
14, 906 27
5, 000 00
900 35

4,145
48
621
4, 490

00
34
90
00

Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid .

$140, 000 00
23, 333 95
227 82
125, 200 00
2, 625 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

52, 014 75

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

7, 300 00

Total.

343, 401 52

343,401 52

Holliston National Bank, Holliston.
No. 802.

ALDEX LELAXD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

THOMAS E. ANDREWS, Cashier.

$84, 858 77 ,j Capital stock paid in .
150, 000 00 Surplus fund
Other undivided profits
28, 700 00
36,500 00 National bank notes outstanding .
5, 936 93 State bank notes outstanding
Dividends unpaid.
15, 556 05
Individual deposits
* 3,400 66
United States deposits
3, 693 45
Deposits of U. S. disbursing officers.
2,400
7
3, 229
8,400

00
45
06
00

$150, 000 00
30, 000 00
1,113 14
133,100 00
5, 398 00
29, 820 57

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

6, 750 00

Total.

349, 431 71

349, 431 71

Hadley Falls National Bank, Holyoke.
CHARLES W. RANLET, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
,
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1246.
$293, 850 16

"266,066 00
26," 666" 66
40, 226
4,678
15, 397
25
400

24
69
03
25
00

938 92
32, 986
265
28,055
8,641

00
70
30
00

" 9 * 666 "66
654, 464 29

HUBBELL P. TERRY, Cashier.

Capital stock paid in .

$200, 000 00

Surplus fund
Other undivided profits.

100, 000 00
24, 628 83

National bank notes outstanding . .
State bank notes outstanding... - . .

170, 350 00

Dividends unpaid

11, 528 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

145, 898 09

Due to other national banks
Due to State banks and b a n k e r s . . .
Notes and bills re-discounted...
Bills payable

1, 699 37
360 00

Total.

654, 464 29

REPORT OF THE COMPTROLLER OF THE CURRENCY.

159

MASSACHUSETTS.
Holyoke National Bank, Holyoke.
WILLIAM WHITING, President.

No. 1939.

WILLIAM C. SIMONS, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
II. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$313,491 25 Capital stock paid in
570 03
200, 000 00

21,108 10
46 75
1, 000 00

3, 225 69
5, 293 00
37 94
4, 018 45
11, 092 00

$200, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

20, 500 00
4, 774 79
176, 500 00
5, 921 16

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

150, 708 37

5, 479 64

5, 000 00

9, 000 00

Total.

568, 883 !

568, 8S3 96

Hopkinton National Bank, Hopkinton.
LOWELL B. MAYBRY, President.

No. 626.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Eeal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

$195, 228 88

iso, ooo oo
5, 740 00

5, 514 29
414 95

1, 811 00
4 34
1, 260 00
1, 000 00

ELEAZER J . JENKS, Cashie,

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

$150, 000 00
21, 325 46
5, 320 77
132, 000 00
464 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

53,001 64

5, 611 59

6, 750 00

Total.

367, 723 46

367, 723 46

First National Bank, Hyannis.
S. B. PHINNEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 1107.
$119, 447 17
2 32
100, 000 00
7, 593 75
20, 970 96

JOSEPH R. HALL, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding .
State bank notes outstanding

$100,000 00
16, 000 00
4, 065 46
87,900 00

Dividends unpaid.
700 41
634 54
2, 060
20
500
1, 570

00
58
00
00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

50, 034 27

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

4, 500 00
257, £ I 73

Total.

257, 999 73

160

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Lancaster National Bank, Lancaster.

GEORGE W . HOWE, President.

No. 583.

WILLIAM H. MCNEIL, Cashier.

Resources.
Loans and discounts
Overdrafts
XJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

Liabilities.
$139, 265 21
100, 000 00
6, 000 00
12, 800 00
19, 943 36

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding

" i , 000 00 \ Dividends unpaid .
Individual deposits
United States deposits
200 00
Deposits of U. S. disbursing officers.
725
73
5, 721
467

00
20
50
00

6, 000 00
3, 557 86
89, 552 00
243 00
86,125 63
5, 216 78

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

4, 500 00
290, 695 27

Total.

290, 695 27

Bay State National Bank, Lawrence.
GEORGE L. DAVIS, President.

Loans and discounts
Overdrafts
U . S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
•Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 1014.
$475, 724 76 Capital stock paid in .

$375, 000 00

"375, OOo'oo". Surplus fund
Other undivided profits.
107, 650 00
9, 250 00 National bank notes outstanding . .
36,412 04 State bank notes outstanding
Dividends unpaid .
18 00 Individual deposits
United States deposits
3, 501 41 Deposits of U. S. disbursing officers.
19,612 00 Duo to other national banks
426 60 Due to State banks and bankers.
27, 734 95
8, 000 00 | Notes and bills re-discounted.
Bills payable
16, 875 00. I
1, 080, 204 76 I

Total .

SAMUEL W H I T E , Cashier.

Total.

75, 000 00
120, 979 13
321, 200 00
12, 912 00
174,123 61

990 02

1, 080, 204 76

Lawrence National Bank, Lawrence.
A. TV. STEAKNS, President.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ S bonds on hand
.
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total




No. 1962.

P . G-. PILLSBURY, Cashier.

$342, 754 62 Capital stock paid in
300, 000 00

8, 045 84
2, 500 00
2, 220 00
14, 000 00
13,120 91

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

16,172 00 Due to other national banks
594 76 Due to State banks and bankers
9, 301 80
12, 000 00 Notes and bills re-discounted
Bills payable
15, 999 40
736, 709 33

Total

$300, 000 00
1, 000 00
3, 294 14
262, 000 00
8, 539 50
155, 340 30

6, 535 39

736, 709 33

REPORT OF THE COMPTROLLER OF THE CURRENCY.

161

MASSACHUSETTS.
National Pemberton Bank, Lawrence.
L E V I SPRAGUE, President.

No. 1048.

J A M E S M. COBURX, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$217, 763 22

Capital stock paid in

$150, 000 00

150, 000 00

Surplus fund
Other undivided profits

15, 000 00
101, 368 79

National bank notes outstanding..
State bank notes outstanding

35, 000 00
4,085 17
132, 400 00

Dividends unpaid

177, 395 19

11, 544 22

Deposits of TJ. S. disbursing officers.

12, 459 00

Due to other national banks
Due to State banks and bankers. •

8, 045 00
3,500 00
6,750 00

22, 889 87

Notes and bills re-discounted
Bills payable

526, 430 23

Total

4,660 00

Individual deposits

Total

526, 430 23

Pacific National Bank, Lawrence.
No. 2347.

JAMES H. KIDDER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$127, 575 57

loo, ooo oo

16,238 60
" 4,700 66
5, 000 00
3, 213 03
7, 995 00
4, 912 85
1,500 00
4, 500 00

WILLIAM H. JAQUITH, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

70 38
90, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

275, 635 05

78, 972 48

92 19
6, 500 00

275, 635 05

Total.

Lee National Bank, Lee.
HARRISON GTARFIELD,

President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 885.

JOHN L. KILBOX, Cashier.

$209,461 49 Capital stock paid in .
1, 979 82
210, 000 00 Surplus fund
Other undivided profits.
70,000 00

National bank notes outstanding.
8, 598 95 State bank notes outstanding
4,770 69 Dividends unpaid.
6, 000 00
2, 279 47 Individual deposits
United States deposits
851 10 Deposits of U. S. disbursing officers.
1, 750 00 Due to other national banks
719 10 Due to State banks and bankers.
894 88
11,784 00 Notes and bills re-discounted.
Bills payable
16,450 00
545, 539 50

Total.

$210, 000 00
58, 000 00
8, 857 42
187, 800 00
374 74
74, 292 08
6, 215 26

545, 539 50

162

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Leicester National Bank, Leicester.

CHENEY HATCH, President.

No. 918.

DAVID E. MERRIAM, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit

$192,412 01
200, 000 00

Capital stock paid in

$200, 000 00

Surplus fund
Other undivided profits.

40, 000 00
4 10

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

50, 982 75

"20,000 00
5, 000 00 National bank notes outstanding . .
13, 427 50 State bank notes outstanding
190 82
18, 000 00 Dividends unpaid.
3, 550 00
1, 653 19

5, 262 00

372 00 Due to other national banks
54 27 Due to State banks and bankers.
2,144 00
6, 305 00 Notes and bills re-discounted

Due from U. S. Treasurer

9, 000 00

Total..

Bills payable
Total.

472,108 85 I

472,108 85

First National Bank, Leominster.
SAMUEL PUTNAM, President.

No. 513.

Loans and discounts
j
Overdrafts
'
U. S. bonds to secure circulation... j
U. S. bonds to secure deposits
U. S. bonds on hand
!
Other stocks, bonds, and mortgages ;
Due from approved reserve agents.;
Due from other banks and bankers j
Real estate, furniture, and fixtures, j
Current expenses and taxes paid... |
Premiums paid
j
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
".
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$277, 349 28
200, 000 00
62,636
8, 889
104
30, 741
2, 495
8, 000
228

06
79
01
70
63
00
34

Capital stock paid in

$300, 000 00

Surplus fund
Other undivided profits

j

National bank notes outstanding . .
State bank notes outstanding

29, 500 00
7, 359 96
178, 280 00

Dividends unpaid .

390 00

Individual deposits
United States deposits
I nited States deposit
Deposits of U. S. disbursing officers. J.

00 Due to other national banks
76 Due to State banks and bankers
30
00 Notes and bills re-discounted .
Bills payable
9. 000 00

3, 797
32
5, 790
6, 260

621, 324 87

Total..

ALFRED L. BUEDITT, Cashier.

Total.

|

105, 312 46

482 45

621, 324 87

First National Bank, Lowell.
ARTHUR P. BOXXEY, President.

No. 331.

G-EORGE B. ALLEX, Cashier.

$373, 657 58 , Capital stock paid in .
550 13 ;
259, 000 00 j Surplus fund
Other undivided profits.
1, 000 00
24, 000 00 National bank notes outstanding
State bank notes outstanding
Due from approved reserve agents, j
16, 018 50 j
Due from other banks and bankers -;
12, 536 56 | Dividends unpaid.
Real estate, furniture, and
fixtures
J
Current expenses and taxes paid...
2 00 h
Individual deposits
Premiums paid
| United States deposits
Checks and other cash items
3, 088 52 j iDeposits of U. S. disbursing officers.
Exchanges for clearing-house
i
!\
Bills of other banks
10, 663 00 ||Due to other national banks
Fractional currencv
371 55 ! | Due to State banks and bankers...
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...i
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.:

Specie
".
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer. 1

Total.




$250, 000 00
100, 000 00
12, 526 09
220, 500 00
5,107 00
139, 200 70

100 00

5, 295 95 j!
10, 000 00 'Notes and bills re-discounted.
: Bills payable
11, 250 00 ; i

727, 433 79 \

Total.

727, 433 79

REPORT OF THE COMPTROLLER OF THE CURRENCY. 163
MASSACHUSETTS,
Appleton National Bank, Lowell.
No. 986.

JOHN F . KIMBALL, President.

EDWARD K. PERLEY, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house .
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$566, 482
1,170
306, 000
5, 000
4, 700
87, 365
153, 573
40, 202
54, 917

33
58
00
00
00
92
99
17
23

Capital stock paid in

100, 000 00
10, 803 17

National bank notes outstanding..
State bank notes outstanding

268, 000 00

Dividends unpaid

5, 814 00

60 29 Individual deposits
United States deposits
17, 993 01 Deposits of TJ. S. disbursing officers.
22,353
255
7, 664
22,173
20, 000
13, 500

00
25
00
00
00
00

$300, 000 00

Surplus fund
Other undivided profits

Due to other national banks
Due to State banks and bankers...

597, 617 40
29,484 82
11, 691 38

Notes and bills re-discounted
Bills payable

1, 323, 410 77

Total

1, 323, 410 77

Merchants' National Bank, Lowell.
No. 506.

H. W . B. "WIGHTMAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
Due from TJ. S. Treasurer
Suspense account

$474, 860 18
816 59
400, 000 00

Capital stock paid in .

Surplus fund
Other undivided profits
*'76,200 oo
20 000 00 National bank notes outstanding..
State bank notes outstanding
33, 414 59
1, 297 32
Dividends unpaid
22, 250 00
8, 768 52
1, 061 48
16, 916
34
2, 824
27, 702
18, 000
30, 000

00
10
76
00
00
00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$400, 000 00
44, 000 00
9, 974 46
358,100 00
7, 582 00
307, 500 28

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total

1,128,145 54

Total.

CHARLES W. EATOX, Cashier.

1,128,145 54

Old Lowell National Bank, Lowell.
EDWARD TUCK, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1329.
$214, 216 :
200, 000 00
25, 000
22, 000
84, 795
295

00
00
83
69

9 00
4, 836 29
3, 659
309
4,180
15, 500

00
88
00
00

CHAS. M. "WILLIAMS, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

$200, 000 00
50, 000 00
10, 092 83
175, 900 00
4, 332 00
133,480 61

9,997 13

9, 000 00
583, 802 57

Total.

583, 802 57

164

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Prescott National Bank, Lowell.
Xo. 960.

DAXL. S. RICHARDSON, President.

ALOXZO A. COBURX, Cashier.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
XT. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$536,126 12
1,193 21
242, 000 00
1, 050 00
11,400 00
9, 605 05
25, 000 00
128 00
5,169 62
7,855
1, 293
22, 853
11, 653

00
95
00
00

"i6," 890 "66

Capital stock paid i n .

$300, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid .

213, 900 00

6, 619 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Xotes and bills re-discounted.
Bills payable
Total.

16, 216 95

100, 000 00
14, 541 51

241, 306 25

9, 850 19

886, 216 95

Railroad National Bank, Lowell.
No. 753.

JACOB ROGERS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Due from XT. S. Treasurer
Total.

JAMES S. HOVEY, Cashier.

i0, 337 85 I! Capital stock paid i n .
Surplus fund
Other undivided profits
**7i,"i66 66
Xational bank notes outstanding .
43,500 00
State bank notes outstanding
715, 000 00

$800,000 00
160, 000 00
13, 923 20
628, 700 00

165, 235 09
11, 312 16
16 25
32, 671 87
27,404 62

29, 657 00
184 70
7, 420 83
15,000 00

Dividends unpaid.

19, 008 00

Individual deposits
United States deposits
Deposits of XT. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Xotes and bills re-discounted .
Bills payable

309, 778 53
19, 605 64

32,175 00
Total

1, 951, 015 37

1, 951, 015 37

Wamesit National Bank, Lowell.
CHARLES WHITNEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Due from XT. S. Treasurer
Total.




Xo. 781.
$416,193 69
9 45
202, 000 00
5, 000 00
4, 648 19
6, 000 00 |
5,502 17
538 54
832 00
102 69
1, 250 02
7, 900 00

GEO. W. KXOWLTON, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

$250, 000 00
50, 000 00
36, 761 84
177, 500 00
818 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

137, 964 33

Due to other national banks
Due to State banks and bankers...
Xotes and bills re-discounted.
Bills payable

5, 932 <

9, 000 00
658, 976 75

Total.

658, 976 75

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 6 5
MASSACHUSETTS,
First National Bank, Lynn,
JOHN" WOOLDEEDGE,

No. 638.

President

OWEN DAME,

Resources.

Cashier.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers •
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XL S. certificates of deposit
Due from U. S. Treasurer
Total

$760, 384 10
460, 000 00
102,200 00
34, 500 00
63, 839 95
12,146 49
15, 418 43
2, 594 20
20, 530
284
6, 766
18, 800

00
15
70
00

Capital stock paid in

$500, 000 00

Surplus fund
Other undivided profits

100, 000 OO
15, 210 34

National bank notes outstanding . .
State bank notes outstanding

392, 682 00

Dividends unpaid

11, 729 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

432,174 77

Due to other national banks
Due to State banks and bankers...

66, 367 91

Notes and bills re-discounted
Bills payable

20,700 00

Total

1, 518,164 02

1, 518,164 02

Central National Bank, Lynn.
PHILIP A. CHASE, President.

No. 1201.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total

"WARREN M. BREED, Cashier.

$363, 886 17 Capital stock paid in .
" 200, 000 00

36, 786 04
276 38
10,000 00
998 00
5, 646 00
3, 537 00
313 09
4, 845 00.
4,000 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

$200, 000 00
70,000 00
6,180 05
175, 000 00
3,240 00
183, 725 11
1,142 52

9, 000 00
639,287 68

Total.

;9, 287 68,

National City Bank, Lynn.
No. 697.

AMOS P . TAPLEY, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




$468,213 55
7 16
200, 000 00
200, 000 00
50, 530 11
70, 657 63

1, 000 00
21, 269 59
57, 970 49
20, 842
200
1, 030
12, 810
15, 000
9, 000

00
00
00
00
00
00

1,128, 530 53

BENJAMIN Y. FRENCH, Cashier..

Capital stock paid in .
Surplus fund
Other undivided profits .
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...

$300, 000 00'
120, 000 00
7,420 01
179, 000 00
4, 976 00'
421, 001 13

96,133 39'

Notes and bills re-discounted.
Bills payable
Total

1,128,530 53

166

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
First National Bank, Maiden.

ELISHA S. CONVERSE, President.

No. 588.

CHARLES MERRILL, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents..
Due from other banks and bankers.
Realestate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

Capital stock paid in

$134, 918 21

f

$100, 000 00

Surplus fund
Other undivided profits

30, 000 00
182 60

2, 500 00 National bank notes outstanding. . .
12; 530 28 State bank notes outstanding

88, 600 00

101, DO0 00

3,352 62

Dividends unpaid.

5, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

5, 598 64

53, 988 98

4, 578 00 Due to other national banks
50 07 Due to State banks and bankers.
4, 022 00
1,427 00 Notes and bills re-discounted.
Bills payable
4,500 00
276,124 20

Total.

276,124 20

Marblehead National Bank, Marblehead.
ISAAC C. WYMATS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
j
Legal-tender notes
j
TJ. S. certificates of deposit
•.
Due from TJ. S. Treasurer
j

No. 767.

$131, 201 73 Capital stock paid in .

io3,o66 6o
60," 666" 66"

Surplus fund
Other undivided profits.
National bank'notes outstanding..
State bank notes outstanding

5, 000 00
14, 007 20
6,'200 00

Dividends unpaid.

$102, 000 00
20,400 00
21,158 06
89,400 00
3, 504 80

Individual deposits
United States deposits
1, 420 61 Deposits of TJ. S. disbursing officers.
1, 781
91
8, 229
1, 300

00 Due to other national banks
25 Due to State banks and bankers.
00
00 Notes and bills re-discounted
Bills payable
4, 590 00
336, 820 79 ||

Total.

"WILLIAM REYNOLDS, Cashier.

Total.

96, 653 34

3, 704 59

336, 820 79

National Grand Bank, Marblehead.
HENRY F. PITMAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 676.

JOSEPH P. TURNER, Cashier.

$118, 206 05 j i Capital stock paid in .
66 67
120, 000 00 i Surplus. fund
56, 000 00
7,900 00

j Other undivided profits.
j National bank notes outstanding...
; State bank notes outstanding

6,194 42 !
6,500 00 I Dividends

253 66

unpaid.

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

899 00 Due to other national banks
75 41 Due to State banks and bankers.
6, 016 75
1, 919 00 Notes and bills re-discounted.
Bills payable
5, 400 00
329, 430 96 j

Total.

$120, 000 00
20, 725 69
2, 378 78
107, 245 00
3, 594 00
74, 059 64

1,427 85

329,430 96

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 6 7
MASSACHUSETTS.
First National Bank, Marlboro'.
No. 158.

SIDNEY G. FAY, President.

EDMUND C. WHITNEY, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$139, 684 58

Capital stock paid in .

$200, 000 00

"2oo,'ooo'oo" Surplus fund
100, 000 00
10, 500 00
12, 529 75

Other undivided profits..
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid.

2, 887 98
11, 085
156
647
3, 000

00
23
00
00

io, ooo 6o

180, 000 00
48 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
' Total.

491,159 94

40, 000 00
5, 267 87

62,151 05

3, 693 02

491,159 94

First National Bank, Merrimac.
No. 268.

WILLIAM H. HASKELL, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures .
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total..

DANIEL J". POORE, Cashier.

$246, 556 96 Capital stock paid in .
200," 000 00
7, 000
9,150
1
2, 500
5,497

$200, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

00
85
53
00 Dividends unpaid .
12 Individual deposits
United States deposits
538 44 Deposits of U. S. disbursing officers.

1,490
12
300
358

00
73
00
00

40,000 00
15, 389 11
175,240 00

60 00
52, 716 52

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

10, 000 00
Total.

483,405 63

483, 405 63

National Bank, Methuen.
JAMES WALTON President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 1485.
$68, 490 18
126 78
100, 000 00
"50,006 "00
6, 500 00
35, 070 08
3, 000 00

*2,'466"66'
1,158 71
9, 414 00
77
209 40
1, 600 00

JACOB EMERSON Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

5100, 000 00
25, 000 00
560 92
90, 000 00
3, 408 00
64, 001 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

5, 000 00
282,969 92

Total.

282, 969 92

168

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Home National Bank, Milford.
No. 2275.

SAMUEL WALKER, President.

NAPOLEON B. JOHNSON, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

Liabilities.
$150, 299 06

iso,666 66
7, 250 34
3,000 00
2, 279 84
4, 500 00
3, 781 56
150
57
871
4,721

00
65
40
00

" 5," 850* 66

Capital stock paid in .

$130, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.

2, 000 00
9, 020 59
107, 556 00
595 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

62, 435 46

Due to other national banks
Due to State banks and bankers...

1,153 80

Notes and bills re-discounted
Bills payable
Total.

312, 760 85 j

312, 760 85

Milford National Bank, Milford.
No. 866.

AARON C. MAYHEW, President

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

AUGUSTUS WHEELER, Cashier.

$349, 736 51 ! Capital stock paid in .

$250, 000 00

"250,606 661 Surplus fund

,
Other undivided profits .
50, 000 00 i
I j National bank notes outstanding..
37, 075 24 I I State bank notes outstanding
4,000 00 i Dividends unpaid .
j
5,835 41 l|Individual deposits
1,17812 |; United States deposits
1,404 01 j! Deposits of U. S. disbursing officers.
7,575
88
1,187
5,400

00 Due to other national banks
11 !
Due to State banks and bankers.
50 I
0 0 j INotes and bills re-discounted.
Bills payable
11, 250 00
724, 729 90

Total.

50, 000 00
11, 022 76
224, 000 00
744 00
188, 628 36

334 78

724, 729 90

Millbury National Bank, Millbury.
HOSEA CRANE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




AMOS ARMSBY, Cashier.

No. 572.
$235, 929 95
200 606 00

34, 722 80

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

50
20 00
5, 548 00
55 53
440 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

$200, 000 00
35, 000 00
216 96
179, 000 00
3, 594 00
66,120 43

1, 785 39

9, 000 00
485, 716 78

Total.

485, 716 78

REPORT OF THE COMPTROLLER OF THE CURRENCY. 169
MASSACHUSETTS.
Monson National Bank, Monson.
CYRUS W. HOLMES, President.

No. 503.

EDWARD F . MORRIS, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

$137, 064 71

Capital stock paid in

$150, 000 00

""176,666"66" Surplus fund
31,
21,
21,
2,
1,

600
625
321
358
500
793

00
00
62
02
00
93

74 74
8, 600
437
1, 900
1, 848

00
01
00
00

6,050 66

Other undivided profits
National bank notes outstanding.
State bank notes outstanding
Dividends unpaid

930 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total

405,173 03

30, 000 00
63,130 21

16, 627 97

69 85

405,173 03

Pacific National Bank, Nantucket.
No. 714.

FREDK. C. SANFORD, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$156, 963 47

"*202," 666 "66
31, iso 60

JOSEPH MITCHELL, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits

National bank notes outstand