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44TH CONGRESS,

1st Session.

\ HOUSE OF REPRESENTATIVES. < Ex. Doc.
i

\ No. 3.

ANNUAL REPORT

COMPTROLLER OF THE CURRENCY

FIRST SESSION OF THE FORTY-FOURTH CONGRESS




THE UNITED STATES.

DECEMBEE G, 1875.

WASHINGTON:
GOVERNMENT

PR IN TIN a

1875.

OFFICE,

REPORT

THE COMPTROLLER OF THE CURRENCY.
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,

Washington, November 29, 1875.

SIR : I have the honor to submit for the consideration of Congress.in
compliance with section three hundred and thirty-three of the Revised
Statutes of the United States, the thirteenth annual report of the Comptroller of the Currency.
During the past year one hundred and seven banks have been organized, with an authorized capital of $12,104,000, and $4,794,180 of circulation ; of which number two were gold banks, with $200,000 capital and
$120,000 of circulation. Five banks have failed, with an aggregate
capital of $1,000,000; and thirty-eight banks, with a total capital of
$3,920,000, have gone into voluntary liquidation by votes of shareholders
owning two-thirds of their capital stock.
The total number of national banks organized since the establishment
of the national-banking system is 2,307. Of these, forty have failed,
and one hundred and seventy-five have gone into voluntary liquidation,
leaving 2,092 in existence on November 1 of this year.
Three of these banks, located in the city of iSTew York, have no circulation, and two hundred and forty-one have reduced their circulation
and withdrawn a portion of their bonds, under the act of June 20,1874,
one hundred and seventeen of them having deposited legal-tender notes
and reduced the amount of their bonds on deposit as security for circulation to the minimum amount allowed by law.
Included in this aggregate are nine national gold banks, located in
California, with a capital of $4,700,000, and circulation of $2,630,000.




IV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table exhibits the resources and liabilities of the banks
at the close of business on the first day of October, 1875—the date or
their last report—the returns from New York, Boston, Philadelphia,
and Baltimore, from the other redemption cities, and from the remaining banks of the country, being tabulated separately.
Xew York
City.
48 banks.

Boston, Philadelphia, and Other reserve
cities.*
Baltimore.
97 banks.

91 b a n k s .

Country
banks.

Aggregate.

1,851 b a n k s .

2,087 b a n k s .

BESOURCES.

Loans and discounts
On U. S. bonds on demand...
On other stocks, bonds, &c,
on demand
Payable in gold
On single-name paper, without other security
All other loans
Overdrafts
Bonds for circulation
Bonds for deposits
IT. S. bonds on hand
Other stocks and bonds
Due from reserve agents
Due from other national banks.
Due from other banks and
bankers
Heal estate, furniture, and fixtures
Current expenses
Premiums
Checks and other cash items ..
Exchanges for clearing-house..
Bills of other national banks ..
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Five per cent, redemption fund
Due iromU. S. Treasurer
Totals.

$980,!

$499,419,352$4, 934, 674

$722,109

$310, 860

50,179, 384
3, 454; 270

14, 784, 940
22, COO

9, 595, 886
26, 590

16, 255,100
127, 2(56, 299
352, 388
24, 806,100
650, 000
7, 856, 550
10, 319, 933
13, 693, 007

-9, 222, 315
149, 633, 581
95, 747
52, 220, 700
550, 000
593, 700
3,481,071
17,410,199
8, 882, 222

8, 694, 494
85,701,091
450, 310
29, 623, 650
2, 577, 000
1, 943, 300
3, 810, 951
14, 968, 908
6, 626,166

3, 570, 039
263, 671, 250
10, 320, 200
3, 596, 400
15, 893, 090
53,322,152
17,827,374 ]

1,850,630

1, 372, 972

2, 329, 229

6,410,938

9, 455, 469
1, 770, 932
1, 404, 044
2, 207, 649
50, 467, 798
1, 800, 970
282, 821
4, 955, 625
17, 040, 091
37, 400, 000
1, 072, 044
282, 300

5, 900, 048
823, 096
602, 179
967, 070
19, 722, 724
3, 830, 406
585, 221
606, 965
13, 692, 980
7, 805, 000
2,326,188
842,911

5,185,108
907, 926
814,684
859, 429
4, 952, 342
2, 044, 741
217, 875
932, 700
12,928,635
2, 705 000
1, 266, 741
325,198

21,826,023
4, 339, 259
5, 849,184
8, 724, 725
10, 852, 720
1, 509, 714
1, 555, 034
32, 797, 028
900, 000
11, 568, 219
2, 003, 359

42, 366, 643
7, 841, 213
8, 670, 091
12, 758, 873
75,142, 864
18, 528, 837
2, 595, 631
8, 050, 330
76, 458, 734
48, 810, 000
16, 233,192
3, 453, 768

389, 758, 084

316,696,344

199, 798, 820

975, 956, 060

1, 882, 209, 308

63, 500, C O
O
22, 515, 490
11,943,200

80, 326, 985
23,158, 578
5, 371, 320

48, 455, 905
13, 773, 320
4,661,877

307,546,879 I
74, 908, 688
30, 988, 557

504, 829, 76i>
134, 356, 076
52, 964, 954

18, 309, 317
90, 590
228, 460
173, 494, 390
297, 411

43, 900,147
138, 344
1, 709, 621
123,151,126
246, 344

25, 476, 540
33, 605
132, 562
74, 699, 409
1,121,543

230, 664, 375
509, 809
1, 932, 892
293, 234, 685
4, 842, 233

318, 350, 379
772, 348
4, 003, 535
664, 579, 619
6, 507, 531

38, 366
69, 039, 515

15, 603
29, 508, 205

879, 346
17, 034, 010

3, 337, 881
14, 228, 953

4, 271,196
129, 810, 683

25,176, 336

7, 265,173
175, 747
1, 729,151

10, 903, 958
817. 623
1, 809,122

6, 573, 064
4,261,083
2, 926, 961

316,696,344 I 199,798,820

975, 956, 060

I

4, 468, 484
370, 321, 700
14,097,200
13, 989, 950
33, 505, 045
85,701,259
47, 028, 769
11, 963, 769

LIABILITIES.

Capital stock
Surplus fund
Undivided profits
National bank notes outstanding
State bank notes outstanding.
Dividends unpaid
Individual deposits
U. S. deposits
Deposits of U. S. disbursing
officers
Due to national banks
Due to other banks and bankers
Notes and bills re-discounted .
Bills payable
Totals.

125, 000
389, 758, 084

1, 882, 209; 308

* The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore, are Albany
Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, MilwaukeeSaint Louis, and San Francisco.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

V

The following table exhibits the resources and liabilities of the national
banks in operation, at corresponding periods for the last five years.
OCTOIJKU 2,

1871.

SEPTEMB'II12.

OCTOBER 2,

OCTOBER 1,

1873.

1874.

1875.

1,976 b a n k s .

2,004 b a n k s .

2,087 b a n k s .

$872, 520,104
4,677,819
382, 046, 400
15,479,750
12,142, 550
23, 533,152
80,717,071
34, 486, 594
12, 976, 878

$940, 233, 304
3, 986, 812
388, 330, 400
14, 805, 000
8,819,850
23, 714, 035
96, 134,121
41,413,680
12, 022, 873

$949, 870, 628
4, 524, 164
383, 254, 800
14, 691, 700
13,313,550
27, 807, 827
83, 885,127
39, 695, 309
11,196, 612

32, 276, 498
6,310,429
6. 546, 849
14,916,784
110, 086, 315
15, 787, 296
2,151, 748
10, 229, 757
102, 074,104
1, 555, 000
6, 710, 000
8, 632, 000

34, 661, 823
6, 985, 437
7, 752, 844
11,433,913
88, 926, 004
16,103, 842
2, 302, 775
19, 868, 469
92, 347, 663

OC TO BE 11 3,
1872.

1,767 banks. ! 1,919 banks.
UESOUKCFS.

$827, 089, 625
Loans and discounts
3, 862, 585
Overdrafts
U. S. bonds for circulation
364, 475, 800
28, 087, 500
IT. S. bonds for deposits
17, 753, 650
IT. S. bonds on band
24,517,059
Other stocks and bonds
86, 878, 609
Due from reserve agents
43, 525, 362
Due from national banks
Due from State banks
12, 772, 670
Iteal estate, furniture and fix30, 089, 784
tures
6, 153, 370
Current expenses
5, 500, 890
Premiums paid
13,984,971
Cash items
101,165, 855
Clearing-house exchanges
14, 270, 951
National-bank notes
2, 095, 485
Fractional currency
13,252,998
Specie
106, 987, 666
Legal-tender notes
7,180, 000
Three per cent, certificates
IT. S. certificates of deposit
Clearing-house certificates
20, 322, 069
1'ive-per-cent.redemption fund
Due from IT. S. Treasurer..

926
739
659
417
687
013

2, 224, 943
21,240,945
80, 016, 946

42, 366, 648
7,841,213
8, 670, 091
12, 758, 873
75,142, 864
18,528,837
2, 595, 631
8, 050, 330
76, 458, 734

42, 830, 000

20, 610, 000
175, 000

48,810,000

"20," 349,' 950'

1, 730, 566, 899 1, 755, 857, 098 1, 830, 627, 845

Totals .

38,112,
7, 658,
8, 376,
12, 296,
97, 383,
18, 450,

$980,222,951
4, 468, 484
370,321,700
14, 097, 200
13, 989, 950
33, 505, 045
85, 701, 259
47, 028, 769
11,963,769

1 877,180, 942
,

16, 233,192
3. 453, 768
1, 882, 209, 308

LIABILITIES.

Capital stock
Surplus fund
Undivided profits
Xational bank circulation
State bank circulation
Dividends unpaid
Individual deposits
IT. S. deposits
Deposits of TJ. S. disbursing
officers
Due to national banks
Due to State banks and bankers
Notes and bills re-discounted .
Bills payable
Totals .

458, 255, 696
101,112, 672
42, 008, 714
315, 519,117
1,921,056
4, 540,195
600, 868, 486
20,511,936

479, 629,144
110,257,516
46, 623, 784
333, 495, 027
1, 567,143
3, 149, 750
613, 290, 701
7, 853, 772

491, 072, 616
120, 314, 499
54, 515,132
339, 081, 799
1,188,853
1, 402, 548
622, 685, 563
7, 829, 328

493, 765,121
128, 958,107
51,484,437
333, 225, 298
964, 997
3, 515, 847
609, 068, 996
7, 302,154

504, 829, 769
134,356,076
52, 964, 954
318, 350, 379
' 772, 348
4, 003, 535
664, 579, 619
6, 507, 531

5, 393, 599
131,730,713

4, 563, 834
110,047,348
33, 789, 084
5, 549, 432
6, 040, 563

8, 098, 560
133, 672, 733
39, 298,148
5, 987, 512
5, 480, 554

3, 927, 828
125,102, 050
50, 718, 008
4, 197, 372
4, 950, 727

4,271,196
129, 810, 683
49,918.531
5, 254, 453
6, 590, 234

40,211,972
3, 964, 552
4,528,191

[1,730,566, 899 1, 755, 857, 098 1, 830, 627, 845 1, 877, 180, 942 i 1, 882, 209, 308

THE NATIONAL BANKING SYSTEM.

The proposition to substitute Treasury notes in place of national
bank notes has been frequently advanced since the establishment of
the national banking system, and its discussion has been general
throughout the country during the past year.
During the war of 1812 a large amount of various kinds of Treasurynotes was issued. The policy of the State banks at that time seemed
to be antagonistic to the government, and to correct this antagonism
various propositions were made, with a; view to identify the interests
of the various monetary institutions in some degree, at least, with
those of the United States. Fifty years later, in 1863, this was accomplished by the establishment of the national banking system. A passing allusion to the legislation and the discussions upon this subject
during both periods will, perhaps, be useful at the preseut time.
A reference to the first period will exhibit the different kinds of
Treasury-notes which were temporarily issued, and withdrawn at the




YI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

close of the ^Yar, and the efforts which were made to conciliate the
State banks. A like reference to the later period will show that the
national banking system was authorized as a permanent system, and
that the issue of Treasury-notes was an expedient devised to meet a
great national emergency; and that it was the intention of Congress
in this, as in the former instance, to withdraw such issues as speedily
as possible after the close of the war.
War was declared with Great Britain on June 11, 1812. Specie payments were suspended, except in New England, August 31, 1814.
Peace was restored February 11, 1815. Specie payments were nominally resumed February 2, 1817. The charter of the first Bank of the
United States expired March 4,1811, and the second Bank of the United
States was not authorized until April 3, 1810. Mr. Crawford, then Secretary of the Treasury, estimated that, during the four years ending in
1815, the bank circulation was increased in volume from $29,000,000 to
$99,000,000.*
Many of the notes of city banks were taken at a discount of twenty
per cent.; those of the country banks at twenty tofiftyper cent, t Specie
almost entirely disappeared from circulation, and, in addition to the notes
issued by State banks, large amounts of unauthorized currency were circulated by other corporations and by individuals in notes of denominations from six cents to ten dollars. Credit-money was plenty, rates of
interest low, and borrowers were solicited by tempting offers to use the
idle funds in the banks.
The Treasury department added largely to the already abundant circulation, issuing large amounts of Treasury-notes. Many of these notes
were deposited with such banks as consented to receive them, the government meanwhile refusing the notes of those banks which declined to
accept the Treasury-notes—usually the stronger banks. The whole
amount of Treasury-notes, absolute and contingent, which was authorized between June 30, 1812, and February 21, 1815, was $60,500,000, of
which amount $36,080,7^4 was issued.^
The notes authorized prior to February 24, 1815, bore interest at the
rate of five anp two-fifths per centum § a year, and were receivable in
payment of all duties and taxes laid by the authority of the United
States, and of all public lands sold by said authority; and when so
received interest was to be computed at the rate of "one cent and onehalf a cent per day" on every one hundred dollars of principal, each
* His estimate of the circulation, made in 1820, was as follows: 1813, $62,000,000;
1815, $99,000,000; 1819, $45,000,0u0 to $53,000,000. (Elliot's Funding' System, p. 735.)
tin 1812, Bank of England notes were at a discount of twenty and three-fourths per
cent., in 1813, of twenty-three per cent., and in 1814, of twenty-five per cent. In
1812, as much wheat could be purchased for ninety shillings of gold as for one hundred
and fifteen shillings of paper; and in 1813 as much for seventy-four shillings of gold as
for one hundred and eleven shillings of paper.—" Jiaukx and Jiaukers" by 1). Hardcastle,
jr.; London, 1842, p. 126.

t Under act of June 20, 1812
Under act of February 25. 1813
Underact of March 4, 1814
Under act of December 26, 1814
Under act of February 2-1, 1815—$100 notes
do.
do.
small Treasury-notes

$4,969,400
3,392,994

$5,000,000
5, 000, 000
10,000,000
8,318,400
8,362,394

Total amount issued
36, 680, 794
(Report of Secretary Crawford, 1820, p. 165.)
§ The substitute proposed for the legal-tender act which passed the House of Representatives February 6, 1862, contained a section providing for the issue of transferablecertificates, bearing interest at the rate of 5? per cent, per annum.—Spaulditiffs History of the Lcfjal Tender raver Money, p. 94.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

VII

month being reckoned as thirty days. These notes were depreciated
from eight to ten per cent, below bank notes, which bore no interest
but were redeemable in specie.
The act of February 24, 1815, authorized the issue and re-issue of
Treasury-notes to an amount not exceeding§25,000,000, upon principles
essentially different from those governing prior issues.* These notes
might be of any denomination. If of a udenomination less than one
hundred dollars, they were designated as small Treasury-notes,'7 were
payable to bearer, and bore no interest. If of a denomination of one
hundred dollars or upward, they were payable to order, transferable by
indorsement, and bore interest at the same rate as the notes of §100
and upward previously authorized. The principal and interest were not
payable at any specified time, but the notes were everyu !iere receivable
in all payments to the United States. The holders of the small Treasurynotes could exchange them at pleasure, in sums of not less than one
hundred dollars, for certificates of funded stock bearing interest at seven
per cent. The notes of the denomination of one hundred dollars and
over were exchangeable for certificates of funded stock, bearing interest
at six per cent.; and by that act the holders of all Treasury-notes previously issued were likewise authorized to convert the same into certificates of funded debt bearing interest at six per cent.
" The Treasury-notes which were issued under acts passed prior to
February 24, 1815, were, for the most part, of a denomination too high
to serve as a current medium of exchange; and it was soon ascertained
that the small Treasury-notes, fundable at an interest of seven per cent.,
though of a convenient denomination for common use, would be converted into stock almost as soon as they were issued.77t
The issue of the first description of notes was not restrained, but
that of the small Treasury-notes was limited to cases of peculiar urgency ; and the whole amount of the latter notes which had been issued
and re-issued on September 30, 1815, was $4,142,850.
The Secretary of the Treasury, in his report for 1813, refers to some
of tbe plans which were proposed for remedying the monetary evils of
the day, and for the resumption of specie payments. He endeavored
to associate the banks, with a view to furnish u a uniform currency,"
and also, through their agency "in circulating Treasury-notes, to overcome the inequalities of the exchange.77 These attempts were, he acknowledges, not successful. Another plan was proposed, with the design
u
to curtail the issues of bank-notes, to fix the public confidence in the
administration of the affairs of the banks, and to give to each bank a
legitimate share in the circulation.77f The establishment of a national
bank with large capital and circulation was regarded as the best and
perhaps the only adequate resource to relieve the country and the government; and on April 30, 1815, Congress by resolution declared that
"from and after the 20th of February next (1817) no duties, taxes,
debts, or sums of money accruing or becoming payable to the United
States ought to be collected or received otherwise than in the legal currency of the United States, or Treasury-notes, or notes of the Bank of
the United States, or any notes of banks which are payable and paid on
demand in the said legal currency of the United States.7'
A bill was brought before the legislature of New York in 1815 u impos* Report of the Secretary of the Treasury, 1815, p. 13.
t Report of the Secretary of the Treasury, 1615, p. 2(5.
X The acts of July 12, 1870, and June 20, 1874, contained provisions for the redistribution and equalization of the national-bank currency, which provisions were repealled
by the act of January 14, 1875.




VIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ing a penalty of twelve per cent, on any bank within that commonwealth
which would not pay its notes on demand ;"* but its passage in that year
was prevented by the exertions of the banks and their agents. It subsequently, however, became a law, and specie payments were at least nominally resumed on that day. If places of redemption had been required
at one or more of the commercial centers, the redemption would have
been complete: and the banks which could not comply with such a provision would have been forced into liquidation.!
A similar system proposed in 1815 and 1831.

A magazine writer, in 1815,1 proposed a plan which is the first conception, so far as I am aware, of the principles which distinguish the
the present national-bank system, and which was that the public funds
should serve, in the absence of specie, as the basis and support and
limit of a paper currency. The proposition was u that the banks be
obliged, until they can resume specie payments, to pay their notes, in
sums of not less than one hundred dollars, in United States six per cent,
stock at par; or, if the stock bore a less rate of interest, at the price of
that stock in the market.7' It was claimed that this would be a certain
check against the immoderate issue of paper money. Most of the banks,
it was urged, held considerable amounts of such funds, purchased at a
low price, and could realize a profit by using it in payment of their debts.
If the proposed convertibility were authorized, their notes, then so much
depreciated, would at once appreciate in value.
The six per cent, stock, at par, was proposed as a standard by which to
fix the minimum value of bank-notes, such notes being convertible, at
the option of the holders, into the stock at its market-price; so that
one hundred dollars of the notes might be better, but not worse, than
one hundred dollars of six per cent, stock. It was also proposed that a
national bank should be established, with the obligation, under a heavy
specific penalty, of paying its notes and debts of every kind in cash or
in funded stock. The State banks would be compelled to adopt a similar
system, or, what would amount to the same thing, to pay their notes with
the notes of this national institution. u The success of the plan would
not be doubtful if Congress could be persuaded to provide for the payment of the interest of the national debt in specie. Nothing but necessity can excuse the payment of the national creditors with depreciated
money. During the war that necessity existed, but it exists no longer."
" To provide the means for the payment of the interest on the public
debt," it was proposed u that the duties upon imports be receivable in cash
only." u The payment of the interest of the public debt in specie, combined
with the assurance of the national good-will, security, and resources,
*On January 14, 1875, Congress fixed a date (January 1, 1879) for the resumption of
specie payments, and on March 22,1875, the New York legislature passed the following
act:
"SECTIQN 1. All taxes levied and confirmed in this State on and after January 1,
1879, shall be collected in gold, United States gold-certificates, or national-bank notes
which are redeemable in gold on demand.
"SEC. 2. Every contract or obligation, made or implied, after January 1,1879, and
payable in dollars, but not in a specified kind of dollars, shall be payable in United
States coin of the standard of weight and fineness established by the laws of the United
States at the time the contract or obligation shall have been made or implied."
t"A Short History of Paper Money and Banking in the United States/' &c, by
William M. Gouge, Philadelphia, 18:53, p. 85.
t From the Analectic Magazine (Philadelphia) for December, 1815, p. 489.—This
article, signed " W.," is entitled " On banks and paper currency," and is a sprightly
review of an essay published in Philadelphia, entitled "The History of a Little
Frenchman and his Bank-notes, lings! Rags! .Rags!"




REPORT OF THE COMPTROLLER OF THE CURRENCY.

IX

would soon impart to the whole capital a specie value; that capital
would then become a solid foundation for a paper currency—a standard
to measure it and keep it steady—inferior only to specie itself. With
such a support we know not whether such a currency might4 not be
permanently adopted as an improvement in political economy.'7 * There
would be no danger of an over-issue, for no man of ordinary prudence
will retain in his possession paper money for which he has not good use,
when he can immediately convert that money into well-secured, readilysalable stock, yielding an annual interest paid in specie.'7
Such a plan, it was contended, would be likely to result in
establishing a uniform currency. It would create an additional
demand for the public funds, and increase their value. The banks
would be obliged to invest their capital in national stock to answer the
demands of their creditors, and it would of course be for their interest
to keep up its price; by which means private and public credit would
be indissolubly linked together, and a new moral bond acquired to
strengthen the Union. u The various currencies, as they now exist, are
not congenial, but rather adverse, to the union of the States. Were
they separated, each bank might, nevertheless, preserve a certain
credit, but on the j)roposed plan a separation would ruin them all; and
this fact affords an additional argument for the issue of a currency
which would habituate the people to regard the faith of their federal
government as the standard of value; which would facilitate loans,
should a war for the maintenance of our rights become unavoidable;
which would identify every man's fortune, as well as his freedom, with
the general security, create a deep and universal interest in the conservation of good order, government, and law> and thus enlist every
motive, selfish and generous, and every principle, sordid as well as
liberal, into the service of this free, confederated republic.77
A sum usually somewhat exceeding the capital of the Bank of England
is permanently loaned by that institution to the government, and these
funds are held, in the language of Albert Gallatin, u as the best security
to the holders of its notes and to depositors.77 In discussing the propriety and practicability of incorporating a similar provision into the
banking system of the United States, Mr. Gallatin found the only
objection to lie in the fact that while in England the large amount of the
public debt, as compared with the capital of the banks, enabled the latter to use such debt as a security for their circulating notes, in the
United States the banking capital of the country was necessarily so
much larger than the entire amount of all other public stocks, that
such a measure was impracticable.
At the date of Mr. Gallatin's essay (1831) the debt of the Government was in process of rapid reduction, and within the next four years
was entirely extinguished, while the banking capital was largely above
two hundred millions, and rapidly growing with the increasing commerce of the country. Under these circumstances he suggested a
resort to mortgages on real estate, for want of public stocky which
plan, however, he found liable to the objection that the accommodations
which the banks could, in that case, afford to individuals, might be too
much curtailed; and he concludes that " if these objections can be
removed, the plan proposed would give to the banking system of the
United States a 77
solidity, and inspire a confidence, which it cannot
otherwise possess.
The same high authority also refers to the proposed issue of Treasury
notes at that time as follows :




X

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The proposition lias not been suggested to resort to a third, though the most simple,,
mode—that of issuing, without the aid or machinery of any bank whatever, a Government paper payable on demand in specie.
The general objections to a, paper issued by government have already been stated
at huge. Yet it must be admitted that there may be times when every other consideration must yield to the superior necessity of saving or defending the country. If
there ever was a time, or a cause, which justified ;i resort to that measure, it was the
War of the Independence. It would be doing gross injustice to the authors of the
Revolution and founders of that independence, to confound them with those governments which, from ambitious views, have, ici'ltout necessity, inflicted that calamity OR their
subjects.

The old Congress, as the name purports, were only an assembly of plenipotentiaries, delegated by the several colonies or States. They could only recommend, and
had not the power to lay, taxes. The country was comparatively poor; extraordinary
exertions were necessary to resist the formidable powers of Great Britain. Those
exertions were made, and absorbed all the local resources; the paper money carried
the United States through the most arduous and perilous stages of the war, and,
though operating as a most unequal tax, it cannot be denied that it saved the country.
It is to be hoped that a similar state of things will not again occur ; but at all events
the issue of a government paper ought to be kept in reserve for extraordinary exigencies.

Many of the propositions for raising the necessary means for eonducting the war of 1812, and for the resumption of specie payments at
the close of the war, were identical with those proposed during the recent civil war, and with the present plans for the resumption of specie
payments. The war of 1812 was prosecuted, as has been seen, by
means of loans and bank credits, and by the issue of Treasury-notes.
Just prior to the late civil war, in the year 1860, temporary loans were
made by the government at twelve per cent, interest; and during the
year 18GI a large amount of government obligations was issued, of
which $100,000,000 were time, seven and three-tenths per cent. Treasury-notes, and $50,000,000 were demand-notes.
.Discussion and passage of the national bank act.

In December, 18G1, the Secretary of the Treasury proposed two
methods for obtaining the necessary means for carrying on the war.
His lirst proposition was to substitute demand-notes, payable in coin,
in place of the notes of private corporations. The second was the
gradual issue of national-bank notes, secured by the pledge of United
States bonds, to replace the existing bank-notes authorized by the laws
of the several States. The first plan had already been partially adopted
by the issue of fifty millions of dollars in demand-notes ; but the possible disasters which might result from a continuation of the expedient
outweighed, in the opinion of the Secretary, any advantages which could
be derived from it, and his second proposition was therefore urgently
recommended by him.
The advantages claimed by the latter plan were, a currency of uniform security and value, protection from losses in discounts and
exchanges, increased facilities to the government in obtaining loans, a
diminution of the rate of interest, or a participation by the people in the
profits of circulation, an avoidance of the perils of a great money
monopoly, and a distribution of the bonds of the nation to the leading
monetary associations of the country, thus identifying their interests,
with those of the government.
The report of the Secretary was prepared with the expectation, then
prevalent, that the war would be of short duration. Soon, however, the magnitude of the struggle became evident, and the large
drafts upon the Treasury, caused by the expenditure of more than a
million of dollars daily, made it plain that the urgent necessities of the




REPORT OF THE COMPTROLLER OF TKE CURRENCY.

XI

government could not be supplied through the associated action of the
existing banks, nor depend wholly upon the sale of its bonds.
A general suspension of specie payments took place on December
28, 1861, and on February 25 and July 11, 1802, Congress passed two
acts authorizing the issue, in the aggregate, of three hundred millions
of dollars of Treasury-notes—the later act, however, reserving fifty
millions for the redemption of temporary Ion us, to be issued and used
when necessary for that purpose. These notes were, by the terms
of the law, made a legal tender, and iundable into a bond bearing
interest at six per cent, in gold; and the demand-notes, amounting to
sixty millions of dollars, which had been previously issued, were also,
upon the request of the Secretary of the Treasury, and at the solicitation of banks in New York City, made a legal tender by the act of
March 17,18G2.
The immediate necessities of the government compelled the partial
adoption at that time of the first plan of the Secretary, and further consideration of the second was, for the time being, deferred. Large
amounts of government notes were issued; but the notes of private
corporations still continued in circulation, the amount of the latter
increasing during the year ending November 1, 1802, from $130,000,000
to $167,000,000.
A national-bank bill was prepared in December, 1861, by Mr. Spaulding, of New York, in accordance with the second plan of the Secretary,
and printed for the use of the Committee of Ways and Means; but, after
some discussion in opposition to the bill, it was laid aside. In December, 1862, the Secretary, in his annual report, called the attention of
Congress to his second recommendation of the year previous, and again
urged his objections to the issue of United States notes. The principal
objections to the latter circulation, as a permanent system, were thus
stated by him : "(I) The facility of excessive expansion when expenditures exceed revenue; (2) The danger of lavish and corrupt expenditure, stimulated by facility of expansion ; (3) The danger of fraud in
management and supervision; (4) The impossibility of providing it in
sufficient amounts for the wants of the people whenever expenditures
are reduced to equality with revenue, or below it.'7
In discussing the fourth objection, he says:
Whenever the country shall be restored to a healthy, normal condition, and receipts
exceed expenditures, the supply of United States notes will be arrested and must progressively diminish. Whatever demand may be made for their redemption in coin
must hasten this diminution, and there can be no re-issue ; for re-issue, under the conditions, necessarily implies disbursement, and the revenue, upon the supposition, supplies more than is needed for that purpose. There is then no mode in which a currency in United States notes can be permanently maintained except by loans of them.
'When not required for disbursement, on deposits of coin or pledge of securities, or in
some other way. This would convert the Treasury into a government bank with all its
hazards and mischiefs. If these reasonings be sound, little room can remain for doubt
that the evils certain to arise from such a scheme of currency, if adopted as a permanent system, greatly overbalance the temporary though not inconsiderable advantages
offered by it.

Among the advantages which would arise from the second plan the
following were urged :—That the United States bonds would be required
for banking purposes; a steady market would be established and their
negotiation greatly facilitated ; a uniformity of price for the bonds would
be maintained at a rate above funds of equal credit but not available
to banking associations. " It is not easy to appreciate the full benefits
of such conditions to a government obliged to borrow ; " it will "reconcile
as far as practicable the interests of existing institutions with those of




XII

REPORT OF TUP: COMPTROLLER OF THE CURRENCY.

the whole people,7'and will supply " a firm anchorage to the Union of
the States.'7
On February 2, 1803, the banking 1 >1 previously introduced in the
11
House was reported from the Finance Committee of the Senate with
amendments, and ten days later passed that body by a vote of 23 to 21.
It passed the House of Kepresentatives on the 20th of the same month
by a vote of 78 to C4, and was approved by the President February 25,
1803.
Senator Sherman, who reported the bill from the Finance Committee,
in a speech delivered at that time, said: "We are about to choose
between a permanent system, designed to establish a uniform national
currency based upon the public credit, limited in amount, and guarded
by all the restraints which the experience of men has proved necessary,
and a system of paper money without limit as to amount except for the
growing necessities of wrar. In the consideration of such a question we
surely should scrifice all local interests, all pride of opinion ; and while
acting promptly under the pressure of events, we should bring to our
aid all the wisdom of united counsels, and all the light which the experience of former generations of men can give us. * * Another practical objection to these United States notes is, that there is no mode of
redemption. They are safe; they are of uniform value; but there is no
mode pointed out by which they are to be redeemed. No one is bound
to redeem them. They are receivable, but not convertible. They are
debts of the United States, but they cannot be presented anywhere for
redemption. No man can present them, except for the purpose of funding them into the bonds of the United States. They are not convertible; they lack that essential element of any currency.
*
*
"Another objection is, that they can only be used during the war.
The very moment that peace comes, all this circulation that now tills
the channels of commercial operations will be at once banished; they
w7ill be converted into bonds; and then the contraction of prices will
be as rapid as the inflation has been. The issue of government notes
can only be a temporary measure, and is only intended as a temporary
measure to provide for a national exigency. # * But it is asked, why
look at all to the interests of the banks; why not directly issue the notes
of the government, and thus save to the people the interest in the debt
represented by the notes in circulation ? The only answer to this question is that history teaches us that the public faith of a nation alone is
not sufficient to maintain a paper-currency. There must be a combination between the interests of private individuals and the government."
Mr. Spaulding, the author of the legal-tender act, in reporting the
same to the House, said: " The bill before us is a w^ar-measure, a
measure of necessity and not of choice, presented by the Committee of
Ways and Means to meet the most pressing demands upon the Treasury
to sustain the Army and Navy." This was the view taken throughout
the whole discussion of the legal-tender act. On the day of the passage
of the national-bank bill, he said he "should vote for it, not that it
would afford any considerable relief to the Treasury in the next two or
three years, but because he regarded it as the commencement of a permanent system for providing a national currency that would, if wisely
administered, be of great benefit to the people and a reliable support to
the government in the future." And more recently, in a letter addressed
to this Office, he says that " all the advocates of the legal-tender act,
while it was pending in Congress, based their arguments upon the necessity of its passage as a temporary relief to the Treasury during the
war, and not as a permanent policy of the government; on the contra-




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XIII

ry, the national banking law was advocated as a permanent system of
national currency and bankiug for the whole country.
The act of March 3,1863, authorized an additional issue of $ 150,000,000
of United States Treasury-notes, and the right to exchange legal-tender
notes for six per cent, bonds was limited to July 1, 1863. The act of
June 30, 1864, provided that the total amount of United States notes
issued, or to be issued, should not exceed $400,000,000, and such additional sum, not exceeding $50,000,000, as might be lawfully required for
the redemption of temporary loans.
The Secretary of the Treasury in his report for December, 1865, expressed the opinion that the legal-tender acts were war-measures, and
ought not to remain in force one day longer than should be necessary to
enable the people to prepare for a return to the gold standard. He also
urged as a serious objection to the issue of United States notes as a permanent currency, that u the paper-circulation of the country should be
flexible, increasing and decreasing according to the requirements of
legitimate business; while, if furnished by the government, it would be
quite likely to be governed by the necessities of the Treasury or the interests of parties, rathei than the demands of commerce and trade;
besides, a permanent government currency would be greatly in the way
of public economy, and would give to the party in possession of the
government a power which it might be under strong temptations to use
for other purposes than the public good—keeping the question of the
currency constantly before the people as a political question, than which
few things would be more injurious to business."
The House of Eepresentatives during the same month passed a resolution, by a vote of 144 yeas to 6 nays, " cordially concurring in the
views of the Secretary of the Treasury in relation to the necessity
of the contraction of the currency, with a view to as early a resumption of specie payments as the business interests of the country will
permit." In order to carry into effect this resolution Congress, by an
act approved March 12, 1866, authorized the funding of the legal-tender notes, and under the operation of that act more than $72,000,000
were retired. In January, 1868, any farther reduction of the volume of
legal-tender notes was prohibited, the amount then remaining outstanding being $356,000,000.
On March 18, 1869, an act was passed, in which the United States
u
solemnly pledges its faith to make provision at the earliest practicable period for the redemption of United States notes in coin." Section six of the act of June 20, 1874, provides that " the amount of
United States notes outstanding and to be used as a part of the circulating medium shall not exceed the sum of $382,000,000, which said
sum shall appear in each monthly statement of the public debt, and no
part thereof shall be held or used as a reserve;" and the act of January
14, 1875, authorizes the increase of the circulation of national banks,
without respect to the limit theretofore existing, and provides that
whenever, and so often, as circulating-notes shall be issued to banking
associations, it shall be the duty of the Secretary of the Treasury to
redeem the legal-tender United States notes to the amount of eighty
per centum of the sum of national-bank notes so issued, and to continue such redemption as such circulating-notes shall be issued until
there shall be outstanding the sum of $300,000,000 of such legal-tender
United States notes, and no more; and that, on and after January 1,
1879, he shall redeem in coin the United States legal-tender notes then
outstanding, on their presentation for redemption at the office of the




XIV

REPORT OF TIIK COMPTROLLER OF THE CURRENCY.

assistant-treasurer of the United States in the city of New York, in
sums of not less than fifty dollars.
A banking system similar to that now existing was suggested, as has
been seen, in 1815, and, later, in 1831; and it is said that a similar
policy was proposed by Alexander Hamilton, before his appointment
to the Secretaryship of the Treasury, when, on being asked by Washington, "What is to be done with our terrible debt P he answered,
"Bank on it; it is our only available capital, and the best in the world."
During the war of 1812 a large amount aud a variety of kinds of
Treasury notes were issued. The policy of the State banks, aided by
the State-sovereignty sentiment, opposed any system of separate or independent fiscal agency of the government. The desire then was to conciliate the banks by harmonizing the interests of the different monetary
institutions with those of the national administration. At a later
period the system which would have given to the banks of the
United States " a solidity and inspire a confidence in them which they
cannot otherwise possess," could not be carried into effect, because the
bank capital of the country far exceeded the amount of the national debt.
Fifty years later (1863) a clear harmony of interests was effected between the banks and the government by the establishment of the present national banking system, and at the same time the public was supplied with a stable circulating medium ; the change producing none of
the inconveniences or disturbances which usually accompany radical
modifications in the monetary system of a country.
The government currency won its honors and secured the confidence
of the people at a time when no other form of currency then existing
could command general circulation. It borrowed the wrar debt from the
people, and at the same time supplied them with the indispensable
medium of exchange in all business transactions. Its necessity in the
time of our war overrode all the prejudices against the use of a papercurrency, whether those prejudices arose from principles of constitutional construction or from doctrines of political economy. It was
felt to be equally as good as the government. It rested upon its
solvency ; and the friends of the Union accepted it as the representative
of the nation's faith and credit. The government w^as then contracting
debt day by day, and the people cheerfully received its promises to pay
in exchange for their commodities and services. It purchased largely,
and its creditors were content to wait until it should regain the ability
to redeem its promises.
The war was well over before the national banking system came
fully into operation,# at which time the Treasury and its depositories in
the principal cities found themselves unequal to the task of disposing of
its bonds, funding its miscellaneous issues, and receiving and disbursing
its internal revenue. Just in season for this service the national banking system became well matured and established in every center of
business throughout the country$ and these institutions at once invested
their capital in government bonds, and assisted in disposing of its
securities. Secretary Chase says that the organization of the system
at once inspired faith in the securities of the government, and more
than any other one cause enabled him to provide for the prompt
payment of the soldiers and the public creditors; and adds, that he
"risks nothing in saying that, within the present year, the benefits oi
* The Treasury-notes issued by the government, including the 7-30 and compoundinterest notes, were, in 1865, much greater in amount than at any other time. The
amount of national-bank notes in circulation on January 1, 1864, was $280,000; on
July 1, 1854, it was only S3L,234,420; and on July 1, 1865, about three months after
the close of the war, it was but $14(5,336,030.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XV

the system will have so proved themselves to the sense and patriotism
of the people that it will be beyond the reach of successful assault.'7
The second plan of Secretary Chase was carried into effect by the
passage of the national banking act, and its success has more than
fulfilled every expectation. The interest-bearing, convertible, and interchangeable Treasury-notes, issued iu the early days of the government, were withdrawn from circulation two years after the close of the
war of 1812; and it is evident, from the reports of finance ministers,
from the debates in Congress at the time of the passage of the legaltender act, from the uniform legislation since that time, including the
measures adopted by the last Congress, and, finally, by the decision of
the Supreme Court of the United States,* that it was intended that the
national banking system should be permanent; the institutions organized under it being by the express terms of the law authorized to continue for a period of twenty years ; and that the issue of Treasury notes
should not be increased in amount, but were to be withdrawn from
circulation as rapidly as possible.
The United States notes have performed every service expected of
them; and the national-bank issues have the same security, while their
parent institutions supply to the public all the conveniences and utilities that any conceivable banking system can possess, and their issues
will be redeemed in gold just so soon as the Treasury resumes payment
of its debts in specie. Finally, reason and experience alike teach us
that we must either continue to adhere to the national banking-system,
or yield control of the issue aud management of bank-currency to the
varying and conflicting legislation of forty or fifty different States and
Territories, accompanied, as it surely will be, by all those evils and
disasters which are the natural attendants upon the organization and
perpetuation of State banking institutions.
Monopoly.

One of the principal objections urged against the national banking
system is that it is a monox)oly ; moreover, that it is a monopoly authorized and continued at the expense of the government. The reverse of
this is true; for the national system, so far from being a monopoly, has,
in fact, uprooted the real banking monopoly, which has existed in this
country from the foundation of the government down to a late day.
Should the national system be unfortunately overthrown, that monopoly
would be again and at once revived, by the repeal of the provision imposing a tax of ten per cent, upon the issues of State banks, which provision is acknowledged to be one of the compensations of the war.
Prior to the passage of the first national-bank act, State banks were
organized in most of the States of the Union in the interest of individuals, under authority of special charters obtained from their several
legislatures. The national banking system was intended to be a free
system, and from the beginning the organization of banks was open to
all; but the amount of circulation originally authorized having subsequently become exhausted, the establishment of banks with circulation
was, of necessity, for a time suspended. The act of January 14, 1875,
however, removed all restrictions in this respect; and since that date
every application which has conformed to the requirements of the law
has been granted.
At the time of the organization of the national banking system, it
had few friends among the shareholders of the then existing State




* See 12 Wallace, pp. 540 and 567.

XVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

banks. These were, as a rule, in tlie possession of a monopoly granted
them by the State legislatures; and the bitter opposition to the national
system on the part of the officers and shareholders of State banks may
be directly traced to that fact.
Mr. McCulloch, the late Secretary of the Treasury, to wboin this Office
is indebted for its excellent organization, has stated in a recent letter
that he was originally strenuously opposed to the system, because he
was then at the head of a large and profitable banking institution,
which he "foresaw must go into liquidation or surrender its privilege
of issuing two dollars for one dollar of banking capital, if the new^
banking system went into operation." He was subsequently induced to
accept the position of Comptroller of the Currency, and in the letter
above mentioned says: "The system grew into favor with me day by
day, and I have now no hesitation in saying that, for the United States,
it is not only vastly superior to the system which it superseded, but
that it is the best system which has been, or is likely to be, devised.r
Our national banking system is the only national system not a monopoly in operation in any country. Eleven, only, of the joint-stock banks
in Scotland, and but one hundred and sixty-seven of the joint-stock and
private banks in England, in addition to the Bank of England, have
the privilege of issuing circulation; and these banks are not even
required by law to publish balance-sheets for the information of the
public. The Bank of France is the fiscal agent of that government, and
it alone issues the paper-circulation of that country.
The State banks and savings-banks of many of the leading States of
the Union are to-day chartered institutions, and by the terms of their
charters are often so entirely without restrictions, that they are not
required to publish statements prepared by themselves informing their
creditors and the public of their condition.
A monopoly is a privilege; something so valuable that it commands
a premium, and which its owner does not willingly surrender without a
struggle. But the national banks have, since the passage of the act
of June 20, 1874, voluntarily surrendered more than $33,000,000 of their
circulation; and forty-three banks, with a total capital of $5,040,000,
have since that date gone into liquidation, chiefly for the reason that
the privilege of circulation is not a profitable one, and because the
restrictions of the system are onerous in comparison with those imposed
by State legislatures. If the national-bank act contained no restrictions
upon the banks, or imposed no taxes upon their circulation, and if currency were issued to them equal in amount to the value of the bonds
deposited, then the interest received by them upon the bonds would, it
is granted, be in the nature of a gratuity. This condition of things was
true in some of the States previous to the organization of the national banking system ; but it has not at any time been true of the national banks.
Profit on circulation.

A very erroneous idea prevails as to the amount of profit derived by
the national banks from their circulation; but to show that the profit
from this source is not nearly so great as is supposed by many persons,
it is only necessary to take into consideration the amount of capital the
banks necessarily invest in the United States bonds required to secure
their circulation, with the legal restrictions that govern their business,
and then to compare the combined income received by them on their
bonds and circulation with that which would be received on the same
capital loaned on bond and mortgage security, but free from the restrictions governing national banks. On November 1, 1875, there was on
deposit with the Treasurer, as security for the circulation of the national




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XVII

banks, $367,549,412 in the various classes of bonds of the United
States, as will be seen by reference to a subsequent page of this report.
If from this sum be deducted the amount lieid as security for the notes
of the national gold-banks, and also the amount deposited in excess
of that required by law to secure the circulation issued upon them,
there will remain §381,408,112 of bonds, worth, in currency3 on the day
named, $425,840,533.
The table below exhibits the various classes and amounts of these
bonds, their currency-value at the date mentioned, the amount of
circulation issued thereon, and tine amount of interest derived from
them, both in gold and in currency value, gold being quoted on that
day at 116:
Class of bonds.

s of l<-'(>5
s of I sin,
of h
U-01

Totals

Par value.

Currenoyvalue.

Circulation
issued.

£82, 781,050
7. 050, 000
G, 530, 650
10, 2*2, 100
2, 981, 000
97,1)74,150
141,012,050
12,814,512

$100, 578, 970 ! #74, 502, 945
8, 250, 109
0, 350, 899
7,811,297
12, 407, 040
\), 253' 89!)
3, 029, 307
2, 082, 900
88, 170, 735
120, 904, 845
103' 407^ 2315
958 I 11,533. 001

301,498,112!

425, 840, 533 I 325,348,200

Gold in- I Currency
terest. lvalue of in| terest.
:

$4, 900, 803 !
£5, 701, 501
423, 390
491, 139
392,199 j
454, 951
010, 920 i
715,034

178, HiO !
4,898,708
7, 053, 002

207, 478
5. 082, 501
8, 182. 178
•;08, 87SJ

18, 53U; 554 j

22,204,312

If there be deducted from the amount of capital required to purchase
these bonds ($425,840,533), the amount of premium which they bore on
November 1, 1875, ($04,342,421,) as well as the ten per cent, margin
for which no circulation is issued ($36,149,811), the available means oi
the banks will be reduced from $42o,840,533 to $325,348,260.
The bonds representing this amount of capital consisted, as appears by
the table, of §239,040,200 of five per cent,, and $109,037,400 of six per cent,
gold-bearing bonds, together with $12,814,512 of Pacific Railroad bonds
issued by the government, and bearing interest at the rate of six per
cent, per annum in currency. The annual interest on these bonds
amounts to §18,530,554 in gold and $708;870 in currency, the total currency-value of the interest at the date named, with gold at 110, being
822,204,312. As the banks are required to pay into the Treasury of the
United States one per cent, of their circulation (or $3,253,482) as a tax
thereon, they have left $19,010,830 in currency as the net amount of
interest received by them on their bonds.
On receiving their circulation, they are required by the act of June 30,
1874, to place an amount equal to live per cent, thereof (or $10,207,41oj
with the Treasurer of the United States as a redemption-fund, leaving,
of the $325,348,200 that their bonds secure, $309,080,847, only, available
for use; which amount, if loaned at eight per cent, per annum, (estimated
as the average rate throughout the country,) will produce an income of $24,720,407; and this, added to the net interest received on
the bonds ($19,010,830) gives $43,737,297 as the whole income derived
by the national banks from their circulation and from the bonds deposited to secure it. The capital used to purchase the bonds ($425,840,533),
if loaned at eight per cent, annual interest, would produce an annual income of $34,007,042, and the difference, which is $9,070,055, or two and
one-quarter per cent, on the capital, represents the profit that the banks
receive over and above what could be obtained Irom the loan of the
same amount of capital at the rate of interest named. This is concisely shown as follows:
0 C—II




XVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

Interest on §309,080,847 of circulation, loaned at 8 per cent... $24, 720, 467
Interest on U. S. bonds (6708,870 currency, $ 18,530,554 gold) 19, 299, 424
Premium, at 10 per cent., on $18,530,554 gold interest
2, 904, 888
Total
Less tax on circulation

40, 990, 779
3, 253, 482

Total profit on capital employed
43, 737, 297
The total capital, loaned directly at 8 per cent., would earn .. 34, 007, 242
Difference, which represents profit on circulation.. " 9, 070, 055
"
Two and one-fourth per cent, of the capital employed ($425,840,533)
is $9,581,412, which, as shown above, is about the value of circulation
to the national banks of the country. In localities where the rate of
interest is seven per cent., the value of circulation is somewhat less than
two and three fourths percent.; and where the rate is ten per cent, the
profit is less than one and three-fourths percent.
The large margin—exceeding $100,000,000—between the value of the
bonds owned by the banks and the circulation issued thereon, would, in
case of disaster, be available as a reserve for the payment of the depositors or other creditors; and this is an additional argument in favor of
issuing circulation under the restrictions of the law, as now provided.
If specie payments should be reached within a few years, the premium
paid by the national banks upon their bonds would be nearly if not
entirely lost, while investments by private bankers and State banks of
an equal amount of capital in loans on bond and mortgage would not
suffer from any such depreciation. This loss has not been taken into consideration in the foregoing estimate. Another important consideration
is that the average ratio of State taxation upon national banks during
the year 1874 was somewhat more than two per cent, upon capital. If
the national banks should go into liquidation, and the owners of the
bonds should continue to hold the same, the amount of State taxation
saved to them would nearly equal the benefit which they now7 realize
from circulation.
Dividends.

It is urged, as a further objection to the national banking system, that
the dividends paid to stockholders are greater than the earnings of other
corporations. It is true that some national banks which have accumulated a large surplus, or are organized in localities where the proportion of deposits to capital is large or the rate of interest high,
as in the Western and Southern States, do declare large dividends; but
it is well known that, as a rule, the rates of interest charged on commercial paper by the national banks in their respective localities are less
than those charged by State banks, private bankers, and individuals.
But the dividends and earnings of the national banks do not, as a rule,
exceed by more than two per cent, the current rates of interest authorized by law iu the respective States; and this additional amount of
profit is surely not too great a compensation for the risks and expenses
incident to the business of banking, and to which capital loaned directly
on mortgage security is not subject.
On a subsequent page of this report will be found tables showing for
a series of years the amount and raXios of dividends to capital, to capital
and surplus, and of earnings to capital and surplus, of the national banks
in. every State and principal city in the Union. But in order to further
aid in correcting the prevalent error that exorbitant or extravagant




XIX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

profits are annually divided by them upon the amount of means invested,
a tabular statement is subjoined showing corresponding ratios, for the
last six and a half years, in the several geographical sections of the
country, and the average ratio for the whole period.
llatio of dividends to capital, for six months ending-

Geographical divisions.

1869.

1870.

1871.

1872.

18 73.

1874.

1875.

o
bjQ

Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept,
1.
1. 1.
1. 1. 1. 1.
1. 1. 1.
1.
I-

Xew England States
Middle States
Southern States
Western States and Territories
United States

P'r ct, P'r ct,

5.0"
4.9
5.6

5.2
5.3
5.8

5.1
5.1
6.3

6.1
5.4

5.4 5.0
5. 2 5 0

P'r ct. PV ct. P'r ct. P'r ct. PV ct. P'r ct. PV ct. P'r ct. P'r ct. PV ct.
5.1 4.9 5.0 4.9 5.1 5. I 4.9 4.9 4.9 4.8
5.0 4.9 5.1 4.9 5.1 5.0 4.8 5 0 5.0 4.8
6.1 5.2 5.0 5.3 5.2 4.6 4.3 4.8 4.3 4.4

5.7
5.2

5.2
50

5.3
5 1 5.1

5. 5 5.5
5. 2 5.1

5.0
4.8

5.6
5.1

5.4
5.0

5.3
4.9

CD

<

5:

o

5.4

Ilatio of dividends to capital and surplus.
Xow England States
4.4 4.3 ! 4.2
— " cStates
4.3 I 4.1 ! 4.0
Middle "~--~
5. 3 | 5. 6 i 5. 0
Southern States
Western States and Territories
5.1 !I 4. 4 4.0
United States
4. 5 4. 3 ! 4.1

4. 2
4. 0
5 5

4. 1
3. 9
4.8

4. 1
4. 0
4. 7

4. 0
3.9
4. 9

4. 1
4. 0
4. 7

4. 1
3.9
4. o

3. 8
3. 7
3. 9

3. 9
3. 8
4. 3

3.8
3.9
3.8

3.8
3.9

4.1
3.9
4. 5

4 7
4 2

3
4 1

4. 4
4

4 9
2

4. 5
4 2

4. 5
4 1

4. 1
J. 8

4. 5
4. 0

4.4
4.0

4.2
3.9

4.4
4.1

3. 7

Proposed 3.65 treasury notes.

It has been proposed to withdraw the national-bank notes from circulation, and to authorize an additional issue of $400,000,000 of greenbacks, the latter to be interchangeable, in sums of fifty dollars for
Treasury-notes bearing interest at the rate of 3.65 per cent, per annum,
or one cent per day on each one hundred dollars, and to repeal all acts
tending to a resumption of payments in specie. The greenbacks received
by the Treasury in exchange for 3.65 notes are to be used for the purchase of six per cent. 5-20 bonds, for the purpose of saving interest to
the government. The act of February 24, 1815, as has been seen,
authorized the issue of Treasury-notes of the denomination of one hundred dollars, bearing interest u to be computed at the rate of one cent
and one-half a cent per day;" and it also authorized the issue of small
Treasury-notes, which were exchangeable, in sums of one handled dollars, for certificates of funded stock, bearing interest at seven per
cent. But Secretary Dallas, as before stated, says u i t was soon ascertained that the small Treasury-notes fund able at an interest of seven per
cent., though of a convenient denomination for common use, would be
converted into stock almost as soon as issued."
The experience of 1815 will be repeated with the issue of additional
greenbacks,, interchangeable for 3.65 notes. The law authorizing
the issue of four and one-half and also of four per cent, bonds is
still in force. These interest-bearing notes are not, therefore, at present of a standard sufficiently high for funding purposes, and are,
in this respect, unlike the notes which were issued in 1815; but
the principle of interchangeability will cause the non-interest-bearing notes to be exchanged for them u almost as soon as issued."
The non-interest-bearing certificates of deposit, now held by the
banks, and amounting to $50,880,000, will at once be converted




XX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

into greenbacks, and these, together with $150,000,000 of cash reserve
also held by the different banks and bankers of the country, will be
speedily exchanged for 3.(35 notes. These latter notes will be used by
every clearing-house in the country for the payment of balances, and a
large proportion of the circulation will then consist of the new interconvertible interest-bearing notes; so that the whole authorized issue
of these notes will soon be in demand.
If the amount of interest-bearing notes be limited to $400,000,000, and
a reserve of twenty-live per cent, in legal-tender notes be held in the Treasury, the amount of the latter which may be invested in United States
six per cent, bonds will be $800,000,000. This sum will purchase
$250,000,000 of six per cent, bonds, assuming that the average premium is no greater than at present—twenty per cent. The amount of
interest saved upon the 6250,000,000 of 5-20 bonds retired will be
$15,000,000, while the interest paid by the government on the
$400,000,000 of 3.G5 notes outstanding will be $14,000,000, the net saving to the government being $400,000. But through this process the
present tax on bank circulation, amounting to $3,2.50,000, will be lost;
so that, instead of saving $400,000, the government will by this experiment be actually the loser of $2,850,000. IT, however, the issue of
3.05 notes shall be increased to an amount equal to that of the legaltender and national-bank notes combined, the loss in interest to the
government would be somewhat less than before stated, but equal to at
least $2,500,000. It, therefore, seems evident that the substitution of the
proposed expedient in place of a system which has been in successful
operation for the last thirteen years will result in a loss to the government instead of a gran.
The national banks, as has been seen, are disposed to retire their circulation, and it is probable that (lining the next year a very large
proportion of it will be voluntarily surrendered. But, if the proposition
now under consideration should be adopted, many of the banks would go
into liquidation, and their loans, to a very great extent, be called in, for
the purpose of distributing their present capital and surplus among their
stockholders, who would, without doubt, generally organize u n d e r s t a t e
systems and as private- bankers. By this course a large proportion of
the State taxes, now amounting to an average of about two per cent,
upon capital, would be saved to the banks, as a result of the conversion
of their capital or deposits into interest-bearing notes, which, like other
issues of the government, would be subject to taxation neither by
national nor State authorities.
Restrictions.
Mr. Woodbury, in his report as Secretary of the Treasury in 183G,
says:
If all the States would unite in adding a few judicious limitations on the amount
of discounts as compared with capital and deposits, and on the safe kind of security
to be taken for them, with the requirement of frequent publicity-of their condition
in detail, and of rigid accountability to periodical examinations by legislative
authority, the time is not distant when our currency would become stable; indeed,
it deserves consideration whether, under sncli circumstances, the whole monopolies
of banking might not with public advantage be entirely abolished, and the banking privilege, under the above restrictions, securities, limitations, and requirements,
(particularly if the personal liability of the stockholders is superadded,) might not
safely be thrown open to all.

The twenty-seven years succeeding the report referred to, and preceding the passage of the national-hack act, were full of disasters




KEPOItT OF THE COMPTKOLLEK OF THE CURRENCY.

XXI

arising from the failures of banks and bankers, and of consequent losses
to their creditors and bill-holders. Daring that period the bank legislation was directed chiefly toward reforming the currency and securing
the bill-holder from loss, and but little attention was given to legislation
concerning the necessary " restrictions, securities, limitations, and
requirements" which should surround any general system of banking
authorized by law. Indeed, under the different State systems, it was
and is impossible for "all the -States to unite*7 in judicious restrictions
upon banking, as suggested by Mr. Woodbury.
Good bankers really require few or no restrictions; and the system of
banking in Scotland is frequently adduced as one which has been successful without restrictions. The eleven joint-stock banks of Scotland,
with their numerous branches, have long enjoyed a monopoly of banking in that country. They are managed by men who have established
a high character for integrity, skill, and judgment in the conduct of
business, and are located in communities which are accustomed to the
strict usages and precedents peculiar to a correct system of banking; and
these methods of business are more potential than statutory provisions.
The Scotch banks do not fear competition, for they enjoy a monopoly of
circulation, worth four per cent, per annum ?e and they know that no loose
or bad system of banking would be countenanced or even tolerated by
their dealers. The Scotch system is u a law unto itself,77 and needs few
legal restrictions. But in this country, where any association of persons, with or without experience, may organize a bank, it is of great
importance that they should be under sucli judicious limitations as are
known to characterize good banking.
The national banks have earned a good character, because, as a rule,
they have conformed to such needful rsstrictions as have been fixed by
legislation, and as are required for the safety of their creditors or
dealers. For this reason many existing associations have preferred to
re-organize under the national-bank act, because by so doing they could
attain a character and credit which, as private bankers or under State
systems, not so securely guarded, they could not so readily acquire.
That these restrictions have been generally observed by the national
banks may be seen by reference to tables of reserve, and to the summaries
of reports of various kinds frequently published by this Office, This
may also be inferred from the fe.w failures and the comparatively small
losses to creditors which have occurred during the thirteen years' continuance of the system.
Failures of national bankx.
The losses to creditors from the failures of banks prior to I860 cannot
be even approximately estimated, the only accessible data having reference solely to losses upon circulation. Mr. MacCulloch says that " the
destruction of country banks in England has upon three different occasions, in 1792, in 18li-'15-MG, and in 1825-'26, produced an extent of
bankruptcy and misery that has never perhaps been equaled except by
the Mississippi scheme in France. In \^\1 forty-three commissions of
bankruptcy were issued against country bankers, and from 1800 to 1830
no less than 311."
Elliot's Funding System* gives a list of fifty-five banks in the United
States, with an aggregate capital of $ii7,03(>?2(>5, which tailed in.
1811. The total bank capital in that year, as stated by Elliott, was
$317,042,092, and the failures therefore represented more than one-fifth.




' Pa»-e 117(5.

XXII

REPORT OF THE COMPTROLLER OF THE CURRENCYt

of the entire bank capital of the country. Tt is farther mentioned that,
in nearly every instance the capital invested in such failures was
wholly lost. Of these fifty-live banks, twenty-five had been organized
under the free-banking- system of New York, which was adopted in
1838, and represented a capital of $3,327,003; and eleven were organized under the safety-fond system, with a capital of $3,000,000. The
failures in Pennsylvania represented $43,711,000 of capital, including
the United States Bank of Pennsylvania, with a capital of $35,000,000.
The failures in Ohio represented $2,377,109, in Illinois $3,440,125, and in
the city of New Orleans $4,708,052 of capital. Corresponding facts respecting the State banks of this country in subsequent years, and
especially in connection with the panic of 1857, will be remembered.
Since the organization of the national banking system in 1803, and
down to October 1, 1875, thirty-eight national banks have failed, with
a total capital of $9,01.1,100, and with circulation amounting to
$5,874,893.
The experience of this country, previous to the organization of the
national banking system, has shown that in twenty years an amount
equal to its whole banking circulation was lost in the hands of the
people—the loss by bills of broken banks alone being computed to have
been at the rate of five per cent, per annum. There has been no loss
whatever upon,the circulation of the national banks, and no loss to the
bill-holder can arise so long as the present laws shall remain in force.
The total amount of claims proved against all of the insolvent national banks is $14,072,10!]. Dividends amounting to $8,292,877 have
been paid upon these claims; and it is estimated that the total loss to
their creditors since the organization of the system in 1803 will not exceed
•93,985,000. This total loss is less than that realized, in more than one
instance, from the failure of a single banking house during the period
first mentioned. There has already been paid upon the total amount of
proved claims an average of fifty-six and one-half per cent., and it is
estimated that the proportion paid and to be paid upon such claims will
be about seventy-three per cent.
Six banks in Xew York City and one in Brooklyn have failed, with an
aggregate capital of $3,000,000 ; and three of those in ]STew York, with
a capital of $1,200,000, have paid their depositors in full, the amount so
paid being $1,332,031. Thebankin Brooklyn, which failed with $1,191,380
due to depositors, has paid to that class of its creditors 90 per cent,
in dividends, amounting to $1,143,725. The whole amount of claims of
the depositors of the seven banks mentioned is $4,482,508, upon which
$3,878,755 have been paid, being an average dividend of eighty-six and
one-half per cent. Tho total amount of losses of depositors of national
banks in New York and Brooklyn is estimated at $240,130, or five and
two-fifths per cent, upon the amount of claims proved.
There have been no losses by failures of national banks in any of the
other principal cities, except in Chicago, New Orleans, and Washington. One bank only has failed in the New England States, and the
total loss to creditors of that institution is but $1,379. The loss to all
creditors of national banks in the Middle States is estimated at $701,401,
and in the Western States at 8841,729. The largest proportion of loss
has been in the Southern States, where business has continued unsettled throughout the entire period since the organization of the system;
the losses in those States being estimated at $2,439,994 upon $0,038,074
of liabilities.
The whole number of banks which have failed, with their location and




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII

capital, claims proved and dividends paid, together with the estimated
loss, is as follows :
No. of |
; banks, j Capital.

States.

i

Cornecticut
New York
Penu s y 1 vania
Illinois
Ohio
Indiana
.
Iowa
.
Kansas
Utah
Nevada
District of Columbia
Virginia
'Tennessee
Vlabania
Mississippi
Yrkansas
Louisiana

Dividends.

l
f fiO, 000
12 | 3 501 100
3 '
550 000
3 ;
800, 000
] i
100, 000
100, 000
1
100, 000
i !
100 000
l '
150, 000
1!
250, 000
700, 000
700, 000
3|
100,000
i i
100, 000
i i
50, 000
i'
50 000
1!
3 ' 1, 600, 000

!

1

i
::*•";•;
:

i
!
...|

Totals

Claims
p roved.

!

#68, 986
5 049 430
1, 055, 264
1, 001, 816
144, 775
206,998
205, 256
55 329
76, 366
169, 812
2, 254, 458
1, 342, 252
376, 932
288, 932
33, 110
15 142
2, 327, 248

$67, 606
4 251 207
669, 660
128, 922
50, 671
46, 611
140,258
24 8W
11, 455
135, 850
1, 022, 487
501,618
65, 335
101, 126
11,588
15 142
1, 048, 4-13

9,011, 100

14, 672, 106

8, 292, 877

38 j

Estimated
loss.
$1,379
432 684
268, 717
593, 310
43, 432
84. 825
H 998
38,18:?
16, 981
687, 707
754, 852
311,597
158.913
18, 210
508,715
3, 984, 503

In each of ten States in the above table there was a failure of one bank
only, the aggregate capital of these ten banks being one million dollars.
In twenty-two States and Territories, including all the 2sTew England
States except Connecticut, with New Jersey, Delaware, Maryland, Kentucky, Missouri, Michigan, Wisconsin and Minnesota, there have been
no failures.
The number of mercantile failures in the United States since 1869* is
estimated at 20,880, with liabilities amounting to $809,460,000. Of this
number there were 2,974, with liabilities to the extent of $218,908,350,
in New York City alone. The number of failures of national banks
which have occurred in the United States during the same period is
twenty-two, with liabilities amounting to $8,952,878. Upon this sum,
dividends amounting to $5,492,029 have already been paid, and it is
thought that a large proportion of the remaining indebtedness will yet
be liquidated 5 the total loss to depositors and other creditors being
estimated at $1,810,040, or an average of about twenty arid one-fifth
per cent, of their claims. In New York City, the number of failures of
national banks during the same time was live 5 liabilities, $3,120,436 •
estimated amount of loss, $178,839.
The total remaining indebtedness of all the insolvent national banks
does not equal the loss which has occurred during the present year from
the failure of the single house of the Messrs. Collie, in England; nor
does the unpaid indebtedness which has accrued since 1869 exceed the
* Dunn, Barlow & Co. give the mercantile failures for the years 1870 to 1875 for the
United Sta es and for New York City as follows:
Unit 3d States.

»™

Y^ork C ity.

Year.
Number
1870
1871
1872
1873
1874
1875, (9 niontli s, only)

i
.

..

i
.1
!

Totals




3 551
2 915
4 067
5 183
5 830
331

#88 242,000
85, 252 000
121, 056,000
228, 499, 000
155 239 000
131, 172, 000

880

SOD, 460, 000

26

I

Liabilities.

dumber
430
324 !
385
644
645
546 i

2, 974

Liabiliti *
$20, 573
20, 740
20. 684
92J 635
32, 580
31, 696

000
000
000
000
000
350

218, Si 0 8 350

XXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
losses resulting" during' the past year from the operations of Dr. Strousburg alone, a Berlin speculator of notoriety, in Russia, Germany and
Austria.
The few failures of national banks, and the comparatively small proportion of loss which has resulted to their creditors from this cause, may,
in great measure, be attributed to the beneficial restrictions of the act,
under which a large amount of surplus has accumulated since the organization of the system, and which surplus is a perpetual and increasing
fund to which losses and bad debts may be charged. The following
table exhibits theamount and increase of the surplus fund,sen.ii-aimually,
from 1863 to the present time:
Date.
July, 1804..
Jan., 1805.
July, 1665.
Jan., 186(5.
July, 13 66.
Jan., lHH.
July, 1867.
Jan., 1868.
July, 1868 .
Jan., 1869.
Juno, 1809.
Jan., 1870
June, 1870.
Dec, 1870.
June, 1871.
Dec, 187 L.
June,
Dec,
June,
Dec,
June,
Dec,
June.

Number Amount of
'• of banks. surplus.
407
638
1294
1582
1634
1618
1636
1642
1640
1628
1619
1615
1612
1646
1723

$1.129,
8. 063,
31,303,
43, 000,
50, 151,
59. 992,
63^ 232.
70, 586.

75, 840J
81, 169,
! 218,
,

1790
1853
1940
1968
1976
1983
2027 |
2076 !

1)0, 174.
01, 089,
94, 705,
9H, 322
101, 573. 154
105, 181, 943
111,410, 249
1 16, 847,455
120, 961, 208
126,239, 308
130, 485, 641
133, 169, 095

Semi-annual

533, 401
640, 255
696,805
151, 621
840, 883
239, 930
353'315
253, 993
329, 81s
048, 639
955, 705
515,553
015, 906
616, 401
250, 950
608, 789
'228,30(1
437, 206
113,813
278, 040
246, 333

(^3, 454

I

The great increase in this fund during the years 1805 and 1866 was
largely owing to the conversion, in those years, of State institutions into
national banks; but prior to the organization of this system there was
not, that I am aware, any provision of law requiring banks to carry any
portion of their net earnings to a surplus fund.
The act provides not only that a national bank shall, before the declaration of a dividend, carry one-tenth part of its net profits of the preceding half year to its surplus fund, until the same shall amount to
twenty per centum of its capital, but that losses and bad debts shall be
deducted from its net profits before any dividend shall be declared. It
further provides that all debts due to an association on which interest
is due and unpaid for a period of six months, unless the same are well
secured and in process of collection, shall be considered bad debts
within the meaning of the law. And this provision is construed to
Include stocks and bonds upon which interest is past due, as well as
prom i ssory 1 otes.
1
The London and Westminster Dank, in view of the exceptional losses
and frauds during the past year, has transferred the sum of live hundred
thousand pounds sterling from the " r e s t " (surplus) to a special suspense
account, which sum is considered more than sufficient to meet all contingencies. The London Economist, in commenting upon tin's course,
says : u .Nothing can be better than that the greatest joint-stock bank in




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXV

the country, the Bank of England alone excepted, which belongs to a
different order of things, should take this decided and wise coarse.
There are two policies in such a case possible, and only two. One is. at
once to estimate the whole loss, to largely reduce the present dividend,
and to write the necessary sum off' the reserve fund; the other, to estimate the possible loss low, to write oil" but little, and, above all things,
to declare as high a dividend as possible. In all companies, the rules of
morality prescribe the former. It is wrong not to provide for plain
losses, and wrong to pay unreal dividends. But in the case of a bank,
it is not only wrong, but dangerous. Perfect explieitness in such cases
is the only means of safety. The credit of a bank is its life, and that
credit can only be maintained by deserving the confidence of the public,
by felling the whole truth, though it is not favorable, and by acting consistently upon real facts, though they are not pleasant.
6i
if the largest of our joint-stock banks—the bank of which it used to
be said that it never was known to lose largely, or to be concerned in
any but good business—writes so large a sum off its reserve fund, and
lessens its dividend by one-half, no other bank need fear to tell the whole
truth and nothing but the truth. Credit will never be good as long as
people believe that anything is kept buck. lSro doubt it needs manliness
and fortitude to tell the truth, when the truth is not pleasant; but it is
•only by manliness and fortitude that confidence can be obtained in common life, or that credit can be preserved in the difficult and trying transactions of business.'7
A bank which is conducted upon correct principles will always refuse
to declare a dividend until it is absolutely certain that the necessary
amount of earnings is in hand. Legislation is not needed to prevent the
payment by such a bank of fictitious dividends; but badly-managed
corporations often declare unreal dividends, the officers persuading themselves that debts which are doubtful, and which should be at least placed
In a suspense account, will be eventually collected. Dividends in such
<cases are made, not from the earnings of the bank, but from its capital,
or from other funds which do not belong to it. if bad debts can be
charged to a surplus fund already accumulated, the dividend may not
necessarily be passed, while the failure to make a dividend or a diminution of the surplus discloses in either case to shareholders the true
condition of the bank, and tends to prevent the further payment of unreal dividends ; the latter being too often the first acts of fraud on the
part of unscrupulous officers and directors.
The rigid enforcement of this restriction by this Office has frequently
resulted in an entire change in the officers and management of national
banks, thus averting otherwise inevitable losses and failures.
Publicity.
The statistics hitherto compiled from the reports of the national banks
Ihave been found of great value, and are in constant request by those
who are •interested in or are seeking information upon, questions of
linance. Under no previous system has it been possible to procure complete returns from which to present to the public, periodically, full information of the condition of the banks of this country. As has been already
said, not even the joint-stock banks of England are required to make reports to any constituted authority, and but a very few of the banks of Uie
Kingdom of Great Britain ever pretend to publish statements of their
condition.
Prior to the vear 1831 no systematic effort had been made to obtain full




XXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
statistics concerning the banks in the various States; but, Congress having by resolution directed the Secretary oi' the Treasury to procure and
publish such statistics, an effort was made to do so; the result of which
may be inferred from a report to Congress, made in 1855 by the then
Secretary of the Treasury, wherein it is said that the returns of the
banks were so imperfect as to indicate extraordinary incapacity on the
part of those making them, and that great difficulty was experienced
in arranging in any intelligible or satisfactory manner those that were
made. In many States no reports whatever were required from banks
chartered under their laws ; in others infrequent ones only were required; and in the few in which the banks made quarterly reports there
was an entire absence of uniformity as to the dates upon which their
condition was required to be shown. It followed that no reliable information of the amount, at any given date, of the paper-circulation of the
country, of the specie held by the banks, or, indeed, of their resources
or liabilities generally, was obtainable, and the statistics furnished by
the Secretary were therefore, through necessity, in a great degree based
upon estimates, which were made trom reports that ili themselves were
unsatisfactory and unreliable.
In 1873 it was by law made the duty of the Comptroller of the Currency to present annually to Congress, from the best sources attainable,
a statement of the condition of the banks, banking companies, and savings-banks organized under State and Territorial laws; but by reference
to his report it will be seen how difficult, for the reasons stated, has
been the task of obtaining the desired information, and how incomplete
and meager the result of his labors in this direction. Efforts have been
made to induce the State legislatures to remedy the difficulty by appropriate legislation, but thus far without success; and it is not probable
that, under the ever-changing statutes of forty-three different States and
Territories, any reliable statistics as to the affairs of banking corporations chartered by them can ever be obtained.
Thorough publicity as to the condition of bunking institutions, whether
organized by authority of Congress or by that of the State legislatures,
is desirable, both for statistical purposes and as a check upon illegitimate operations. An eminent financier and political economist, in an
essay published in 1831, says: "Another great guarantee against improper management is the obligation to make public annual statements
of the situation of the banks. The mystery with which it was formerly
thought necessary to conceal the operations of those institutions has
been one of the most prolific causes of erroneous opinions upon that
#
subject and of mismanagement on their part. *
*
Publicity is in most cases one of the best checks that can be devised; it
inspires confidence and strengthens credit; while concealment begets
distrust, and often engenders unjust suspicions.''
The originators of the national banking system, recognizing the importance of publicity, wisely provided for securing it to the fullest possible extent, by requiring the national banks to furnish to the Comptroller of the Currency reports of their condition—at first quarterly, and at
a later period five times in each year—and to publish such reports in the
local newspapers in the places where the banks are severally established.
From these reports full statements are made up and published annually
in the report of the Comptroller to Congress, showing the amount and
kinds of the loans made by the banks ; the amount of specie, legaltender money, and other cash means held by them ; the character and
amount of their other resources, and of their liabilities to the public :
the state of their reserves ; their earnings, dividends and surplus ; to-




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXVII

getlier with all such other information tending to throw light upon their
condition and management as can be given in general statements.
The national banks are also examined each year by competent persons, whose reports are made in the same general form as are those
made by the bank-officers 5 tLereby affording a means of instituting
comparisons by which to ascertain the correctness of the returns made
by the banks. The reports of the examiners also give, in addition,
detailed information, which can be obtained in no other way, relative
to the condition and management of the banks; thus enabling the
Comptroller frequently to detect, and to inform directors and stockholders of, the existence of irregularities and mismanagement on the part of
bank-officers which are dangerous to the stability of the banks. Disasters are by these means in many cases averted, and valuable experience
gained by the banks.
Statistics so complete and accurate as those deduced from the reports
of the national banks have never been made in any country under any
previous system. They are of great value, whether viewed as a means
of imparting to the public necessary information in regard to the banks?
or of supplying to the statist and political economist or to Congress
important and reliable data upon which to base such further legislation as may be found necessary for improving the administration of the
banking system of the country. Experience has shown that such statistics cannot be obtained except under a general law of Congress,
requiring frequent and detailed reports from the banks to be made to
one officer, and by him compiled for the use of the public.
Consolidation of the national debt.

The Comptroller has endeavored to answer as concisely as possible the
chief objections urged against the national banking system, and to present some reasons why the system should be continued. The monetary
problems to be solved during the next few years are the consolidation
of the national debt into bonds bearing a lowr rate of interest and the
resumption of specie payment.
The conversion of the present national debt into a bond bearing four
and one-half percent, interest would save to the government nearly nineteen millions of dollars annually, while the reduction of interest resulting from the funding of the debt into a four percent, bond would amount to
twenty-seven and one-half millions annually ; and there appears no good
reason why, during the next ten years, the public debt should not be
consolidated into a bond bearing interest at no greater rate than four
per cent. In order to accomplish this most desirable end, it will be necessary to enlist in its support all the leading monetary institutions of the
country. This assistance, as we have seen, was needed during the war of
1812, and has been needed from the time of the organization of the Bank
of North America until the present. A system of economy in expenditure, together with an increased amount of revenue, will soon give to
the country a credit not excelled by that of other countries, which
readily obtain loans at less than four per cent, per annum.
But there are those who, seeing evils which are largely imaginary,
desire the entire overthrow of the national banking system, for the purpose of substituting therefor another system which has been often tried
without success, and which will inevitably lead to a loss of credit and
partial or complete repudiation, not unlike* that which has recently
overtaken the Turkish government. The national banking system
should not be repealed, but should be so moulded as to become and.




XXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
continue both profitable to the people and advantageous to the government.
The interests of the national banks will be promoted by the reductionto a low rate of the interest upon the public debt; for such a reduction will
carry with it a reduction of the present onerous taxation upon bank
capital, circulation and deposits. The banks and bankers of England
have at all times a fund at their command in which their surplus and
reserves can be invested without danger of loss, namely, the English consols, bearing interest at three per cent. The national banks derive but
a small protit (about two and one-half per cent.) from their circulation;
but if the public debt were consolidated in tq a security resembling the English consols,* always salable in the market at a nearly uniform rate, it
would furnish a fund in which the reserves of the banks could at all times
be placed, and thus enhance not only the profits bat the security and
safety of every monetary institution in the country. The funding of the
national debt at a low rate of interest will also aid materially in bringing
about the resumption of specie payments; for the return to specie payments depends to a great extent upon the credit of the government.
It is very generally7 acknowledged that the national banking system
is superior to the systems which preceded it in this country, and equal,
if not superior, to any other system of banking yet devised ; and the
principal reason adduced for desiring its overthrow is that money can
be saved to the government by authorizing it to furnish the circulation
of the country. Such a course will not result in true economy- for it
will immediately and indubitably injure our credit abroad, and have the
effect of preventing the sale in foreign markets of United States bonds
bearing a low rate of interest.
The experience of the last thirteen years "has shown that the present
is a safe and good system ; but even were it much less perfect than it
is, the common prudence of ordinary business men would dictate the
postponement of the discussion of the repeal and liquidation of a banking system whose resources amount to nineteen hundred millions of
dollars, among which are included one thousand millions of loans, to the
people, with more than four hundred millions to the government, until
the debt of the country shall be funded at a satisfactory rate of interest,
and permanent arrangements be effected for the redemption of its demand
obligations. When the purchasing power of the legal-tender notes shall
be made equal to gold, it will then be in order to discuss the policy of the
establishment of a different banking system, and the issue of additional
paper money by the government.
NATIOXAL-EANK CIRCULATION.

Section 5L77 of the Revised Statutes limited the issmw of nationalbank notes to $3o-l,()()(),0(K); of which amount §1.50,000,000 was required
by the act of March 8, 1S(M, to be apportioned among the associations
organized in the States and Territories and in the District of Columbia,
according to representative population, and $150,000/100 to associations organized in the several States and Territories and in the District of Columbia, having due regard to the existing banking capital,
resources, and business of such State, District, and Territory. The
remaining $54,000,000 was, by the act of July 12, 1870, authorized to be
* Since the year 1850 the English consols (three per cents) have ranged in price from
OD^in 1851) to 8 -V (in 1800.)" The average price has, however, during that period,
7.
been above 92 ; a rate which indicates the borrowing power of the government to be
about three and one-fourth per cent, per annum.




EEPOET OF THE COMPTROLLER OF THE CURRENCY.

XXIX

issued to associations in States and Territories having less than their
proportion of circulation under the apportionment above described.
The same act authorized the withdrawal of $25,000,000 from banks
organized in those States which had received more than their proportion,
and its redistribution to banks located in States which had received less
than their proportion of circulation.
The redistribution of circulation, as contemplated by this act, was
found to be impracticable, for reasons given in previous reports of the
Comptroller; and a subsequent act, approved June 20, 1874, provided
for a system of redemption of national-bank notes at the Treasury
Department, and a redistribution of $55,000,000 of circulation, under
an apportionment made on the basis of population and wealth as shown
by the returns of the census of 1S70. The same act authorized the
deposit by any national bank of lawful money with, the Treasurer, in
sums of not less than $9,000, for the purpose of retiring circulatingnotes, and the withdrawal by them of bonds held as security for such
notes. Under this provision a greater amount of circulation has been
voluntarily surrendered than was needed to supply applications therefor;
and hence the withdrawal of circulation from one portion of the country
for the purpose of re-issue in another lias proved to be unnecessary.
The greatest amount of circulation outstanding at any time prior to
January 14 last was on December 1, 1874, when it reached $352,394,346;
and this amount is $1,005,054 less than that then authorized by law.
During the period intervening between the passage of the act of June
20, 1874, and that of January 14, 1875, sixty banks were organized,
with an aggregate capital of $5,369,000, and to which circulation was
issued amounting to $3,753,580. Additional circulation, to the amount
of $980,920, was also issued to national banks i>reviously organized,
making a total issue of $4,734,500 during that time. Within the same
period circulation to the amount of $2,767,232 was redeemed and
destroyed, without re-issue; the actual increase being, therefore, but
$1,967,268.
The following table exhibits, by States, the number of national banks
organized, with their capital and circulation, together with the circulation issued to banks previously organized, and the circulation voluntarily returned and destroyed, from June 20, 1874, to January 14, 1875.




XXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Circulation issue d.

States and Territories. Xo of
banks.

Maine
Massachusetts
Khode Island
Connecticut
New York
Pennsyl vania
Maryland
District of Columbia.
Virginia
West Virginia
Xorth Carolina
South Carolina
(rOor<Tia
Florida
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Obio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Ivansas
Xevada
('olorado .
Vtah
Montana
Totals

Capital.

S50 000
100 000

To new
banks.

To old
banks.

#4.) 000 j
30 000 <

Total.

Circulation retired.
IT n d e r
act of
J u n e
20, 1874.

>!jr> ooo

Liquidating
banks.

Total.

1

#1 000

$1 000

105, 463
21,040
1 105
05, 700
73, 055
9, 595

82 000
07 000
895' 213
47, 140
1 165
65, 700
73 055
9, 595

62, 200
12, 400

1, 380

• 62,200
13, 780

41, 900

120,500

162, 400

500
5, 700
51, 500
30 194
72, 245
17, 170
87, 313
5, 500
13, 152
20, 940
3, 430
7, 000
3, 105

500
5,700
56, 499
479 054
113, 245
132, 670
319,623
69, 200
37, 952
35, 040
12, 430
9, 700
3,165

43 000

j

4 006
4, 000

48, 206
4,000

980,920 4, 734, 500 1, 975, 319

791,913

2, 767, 232

30 000

|
• j

1

200, 000

45, 000 1

45, 000
000
300
000
500

o

100 000

45 000

45 000
45 000

45 000

200, 000

!
01,500 i

01, 500

10 1, 094. 000 1,319,400 I 121,700 I, 441, 100
4 250, 000 lef), 000 |
189, 000
4 300, 000
12 1, 075, 000
8 450, 000
4 200, 000
1
50, 000
(; 3">0 000
1
50, ()()!)
1 100, 000
9

1

200 000

211,500 : 113.710
48. ;7i0
S!)5, 500
104, 320
304, 480
83,320
120, 000
27, 000 1 22, 500
03, 000
201, 000
1)0, 000
30, C O
O
30, 000 !
7° 000

00 5, 309. 000 3, 753, 580

000
000
750
100

138, 000
74 300
18 000
58, 500

8138,
74
18
58
c'

$82
27
729,
20,

325,210
941, 070
408, 800
203, 020
49, 500
324, 000
120. 000
30, (iOO

4, 999
448 800
41,000
115,500
232,310
03, 700
24, 800
8, 100
9, 000
2, 100

72 000

The act of January 14, 1875, approved since the date of my last
report, repealed all laws which limited the aggregate amount of nationalbank circulation, and also the laws (above referred to) which provided
for its withdrawal and redistribution. It farther authorized the unlimited issue of circulation to banks organized, or to be organized, under
existing laws, but made it the duty of the Secretary of the Treasury
to retire legal-tender notes to the extent of eighty per cent, of the additional national-bank notes issued, until their amount should be reduced
to $300,000,000.
Section 3 of this act is as follows:
That section five thousand one hundred and seventy-seven of the Revised Statutes, limiting the aggregate amount of circulating-nores of national banking-associations be, and is hereby, repealed; and each existing banking-association may
increase its circulating-notes in accordance with existing law without respect to
said aggregate limit; and new banking-associations may be organized in accordance with existing law, without respect to said aggregate limit; and the provisions of law for the "withdrawal and redistribution of national-bank currency
among the several States and Territories are hereby repealed. And whenever, and
so often, as circulating-notes shall be issued to any such banking-association, so increasing its capital or circulating-notes, or so newly organized as aforesaid, it shall
be the duty of the Secretary of the Treasury to redeem the legal-tender United States
notes in excess only of three hundred million of dollars, to the amount of eighty per
centum of the sum of national-bank notes so issued to any such banking-association as
aforesaid, and to continue such redemption as such circulating-notes are issued until
there shall be outstanding the sum of three hundred million dollars of such legal-tender United States notes, and no more. And on and after the first day of January, anno
Domini eighteen hundred and seventy-nine, the Secretary of the Treasury shall redeem,
in coin, the United States legal-tender notes then outstanding on their presentation for
redemption, at the office of the assistant treasurer of the United States in the city of
New York, in sums of not less than lifty dollars. And to enable the Secretary of the




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXI
Treasury to prepare and provide for the redemption in this act authorized or required,
he is authorized to use aoy surplus revenues, from time to time, in the Treasury not
otherwise appropriated, and to issue, sell, or dispose of, at not less than par, in coin,
either of the descriptions of bonds of the United States described in the act of Congress
approved July fourteenth, eighteen hundred and seventy, entitled "An act to authorize
the refunding of the national debt," with like qualities, privileges, and exemptions, to
the extent necessary to carry this act into full effect, and to use the proceeds thereof
lor the purposes aforesaid. And all provisions of Unv inconsistent with the provisions
of this act are hereby repealed.

Between the date of this act and November 1, following, eightynine banks were organized, with an aggregate capital of $10,654,100
and $3,750,080 of circulation. Additional circulation, amounting to
87,235,995, was also issued to national banks organized previous to the
date of the act last mentioned, making a total issue, since January 14,
of $10,986,075. Legal-tender notes amounting to $8,763,756, have,
under the provisions of the law, been withdrawn from circulation and
destroyed, leaving the amount of such notes outstanding on November
1, 1875, $373,236,244. During the same period $14,570,305 of nationalbank notes were redeemed by the Treasurer, and $2,690,918 surrendered
to this Office, none of which has been re-issued. The actual decrease,
therefore, in national-bank circulation has, since January 14,1875, been
86,774,548.
The total circulation issued to national banks under the acts of June
20, 1874, and January 14, 1875, was, on November 1 of this year,
815,721,175, during which time $20,028,455 of their notes were redeemed or surrendered and destroyed ; the decrease in total circulation
during this period being $4,307,280. The whole amount of legal-tender
notes deposited with the Treasurer under the act of June 20, 1874, by
banks now in operation, for the purpose of retiring circulation, was
$27,552,329, which amount was deposited by two hundred and forty-one
banks. There was also deposited by banks in liquidation, $6,210,175,
to which must be added a balance of $3,813,675 remaining from deposits
made by liquidating banks prior to that date; making a total of
• 837,576,179 thus deposited. Deducting from this sum the amount of
circulating notes which, during that period, was redeemed and destroyed
and for which no re-issue was made, there remained on November 1, of
legal-tender notes on deposit with the Treasurer for the purpose mentioned, $20,238,642, which amount will doubtless be increased from
-month to month $ so that the extent of withdrawals of national-bank
notes during the current year will probably exceed that of their issue.
The following table exhibits, by States, the issue and retirement of
circulation from June 20, 1874, to November 1. 1875 :

States and Territories.

I
Circulation retired.
i Circulation
—;
j j s s m H } : Under ict
y74

Maine
:
.New Hampshire
Vermont
..Massachusetts
Kiiode Island
Connecticut
"N"ew York
New J e r s e y
Pennsylvania
Delaware
Maryland
District of Columbia
'-Zir^inia




" ' : ing banks, t

:
$479,140
i
201, 800 '
!
434, 870
| 3, 791, 485 : #409,107
I
108,100
153, 900 ;
!
525, 850
158, 212
! 1.166, 080
4, 610, 294 !
j ' 360, 050 i
143, 088
! 2.153,930
165,396 ;
!
1, 000
i
|
73,310
23,735'
|
144, 200
:
191, 850
95, 135

$20, 469
II, 815
11,329
45,130
12, 485
778, 641
8, 962
194,823
69,093
323, 406
408, 120 I

Total.
$20,
11,
11,
454,
153,
170,
5, 388,
152,
360,

469
815
329
237
900
697
935
050
219

92, 828
323, 406
503, 255

XXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Circulation retired.
Circulation !
-,issue;!. ! Tnder act I

States and Territories.

Total.
West Virginia
North Carolina

829, 0S()
14?, 500

•.

South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana..
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
.Minnesota .
Kansas
Nebrask
Nevada .
Colorado
Utah
Montana
S u r r e n d e r e d to t h i s OIHce and revive-:!

#54, 095
7.1, 795

£273, 823

318, 58.1
80, !,'0l>

318,5^5
137, 871

45. 000
03, 000

32, uo

;
i
'
;
;

!

19!!, 392
39, 023
. 500
14, 789
174, 2S9
1. 810, 500
141,108
23-1, 0''0
1, 505, 341)
42, (iOO
589, 730
133,
1. 275, O".O
83!), 072
'(•28.0H0 ' 1,709,255
277,420
34L, 990
50, 400
250, 8L7
472, 500
381, 711
305, 092
84, 043
40, 4s()
V2. 0;ii»

8328,518

(570
2, 750
411, 990
2, 705
13, 812
204, 879
135,883
274, 303
149. 835
052, 072
28, 475
135,210
100, 147
0, 908
"132.545
4, 840 j
0, 475
^ 333
10,770 !

1, £00
139. 512
22, 899

670
2, 750
602, 382
39,023
17,494
188,101
340, 047
1, 701, 229
407, 045
988, 907
2, 301, 327
370, 471
38G, 027
547, 858
372, 000
210, 588
40, 4tQ
4, 840
197 j 845
33, 009
2, 690, 91S

814 i 4,007,723 ! 20,028,455

Totals .

The following table exhibits the total issue and retirement of nationalbank circulation, and the deposit and' retirement of legal-tender notes,
monthly, from June 20, 1S71, to November 1, 1875, the amounts issued
and retired under each oi the acts named being stated separately :
Aa.ioi:ai

? .ui

v c i i c u d- i

I iOi!.

i

!

Leiral-tender

notes.

Months.
IsSlK
J u n e , 1874. {last 10 days)
July,
"'
.'
Aug.,
"
Sept., "
Get,,
"
Nov.,
"
Dec,
"

Jany., 1875 (first 14 days)

j
i

.,
-

,

£72, 820 '
115,200 i
504,450!
: 1,232,570
i ' 780, 050 j
;
7^1.500;
..
397.050:
190.200 I

Totals from June 20, 1874, to Jany. 14, 187
Jany., 1875 (last 17 days)
Feb.,
"
Mar.,
"
April, "
May,
"
June,
"
July,
"
An"'.,
"
Sept.,
"
Oct.,
''

'.

8120, 800 i
100,000!
'
!
509,209!
790,550 j
130,500!
950.413:
159, 700

8;!, 105,337 j
3,109,043 j
3^190,425!
1,153,400 |
9^8,143!
258, 107 j
728,587'
449, 795

4,734,500 j 2,707,232 | 11,042,897 !
[
'
!
;
!
i

537. 5M)
1,002, 4 U)
l,050.5>0
1,390,200
1,237,5*10!
1, 735, 525 i
!
1,151,1-;;) |
i
020,900;
!
520. 050 I
•
'
708,

255, 000 !
1, 139,204
583, 200
4, 400
1,532,5301
1, 73)4, 900 j
2,150,500!
i. 847, 590 j
1,803,020
1,903,355

1, 323, 214 j
3,283, 100
2. 875, 448
2.201,403
1,037^309;
3, 099, 020 i
1.880,910 I
943,240!
2.107,400 |
3.241,885

Totals from J a n . 14 to Nov. 1, 1875
j 10, «:-H;; 075 14, 570, 305 j 22, 719, 007 I
National-bank notes surrendered to this Office and i
i
j
I
retired
[
• 2, 090, 918 j
!
Balance of legal-tenders deposited l>y liquidating Lmnks:
j
I
previous to J u n e 20,1874
'
.".
!
'•
| 3, 813, 075 |

Grand totals .




. I 15, 721, 175

20, 028, 455 j 37. 570, 171) i

% 773, 100
1, 175, 140
....,._
700
1, 292, 420
1,010,472
509,400
304.584
704, »80
8, 763, 750

8, 703, 75(?

REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIII

The following summary exhibits, concisely, the operation of the acts
of Jane 20, 1874, and of January 14, 1875, down to November 1, of the
present year:
National-bank circulation outstanding June 20, 1874
Issued from June 20, 1874, to January 14, 1875
Redeemed and retired between same dates

$4, 734, 500
2, 767, 232

$349, 894, 1~'2

Increase from June 20, 1874, to January 14,1875
Amount outstanding January 14, 1875
Redeemed and retired from Jan. 14 to Nov. 1, 1875
Surrendered between same dates
Total redeemed and surrendered
Issued between same dates

1, 967, 268
14,570, 305
2, <u)0, 918

351, 861, 450

17, 261, 223
10, "J86, 675

Decrease from January 14 to November 1, 1875
Amount outstanding November 1, 1875

6,274, 548
345,586,902

Balance of legal-tender notes on deposit in the Treasury June 20, 1874, to
redeem circulating-notes of insolvent and liquidating banks
Deposited from June 20, 1874, to November 1, 1875, to redeem nationalbank circulation

$3, 813, 675

Total
Circulation redeemed by Treasurer between same dates, without re-issue.
Legal-tender notes remaining on deposit November 1, 1875

37,576,179
17, 337, 537
20, 238,642

Legal-tender notes retired under act of January 14, 1875
Decrease of national bank-notes from June 20, 1874, to Nov. 1, 1875

$8, 763,756
4, 307, 280

33, 762, 504

National gold-lanks.

The national gold-banks of the United States are nine in number, and
are all located in the State of California. Their total capital, which on
November 1, 1874, was $3,650,000, has been increased during the present year to $4,700,000. Their aggregate circulation has also, during
the same period, been increased from $2,150,000 to $2,630,000.
The National Gold Bank and Trust Company of San Francisco has
deposited in the Treasury of the United States $740,000 in gold for the
purpose of retiring its circulating-notes, $340,000 of which was deposited during the present month. Two other gold-banks, one at Stockton
and the other at Petaluma, have deposited $160,000 and $40,000, respectively, for the same purpose, the total amount of specie so deposited
being $940,000; and their notes to that amount are now redeemable in
gold both at the office of the assistant treasurer in San Francisco and
at the Treasury in Washington.
Prior to the late financial crisis in California the gold notes had an
extensive circulation in the mining-regions of the Pacific coast, the
expense of transportation being considerably less than upon gold
coin; but owing to the deranged condition of business and the suspension of labor in many ot the mining districts, the demand for
these notes has largely diminished. The already-existing prejudice of
the people of the Pacific coast against the use, as money, of any description of paper-currency, is said to have been increased by the recent
cc—in




XXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.

refusal of the other bunks and bankers of San Francisco to either
receive or pay out the gold-notes; and as the total capital of the two
national gold-banks in San Francisco was but $3,000,000, while that of
the State and foreign banks and private bankers in that city is estimated to be not less than $25,000,000, the effect of such refusal can be
readily appreciated. The recent prompt and simultaneous redemption
of these notes in gold, in San Francisco and Washington, together with
a restoration of the industries of the State to their former prosperity,
will .without doubt restore their credit.
By the act of June 20, 1874, the requirement of a reserve upon circulation was repealed ; but this provision did not apply to the gold-banks.
The circulation of such banks is by law limited to eighty per cent, of
the par value of the United States bonds deposited by them ; and as the
estimated profit on circulation in California is only from one to two per
cent., (the legal rate of interest being ten per cent, per annum,) there
can be little inducement for the organization of national gold-banks in
that State. It has been suggested that an increase to ninety per cent.,
in the ratio of the notes issued to the bonds deposited, shall be authorized. This increase will, it is thought, be necessary, if additional goldbanks are to be hereafter organized, and it is therefore recommended.
REDEMPTION.

It may be said that a bank is in good condition just in proportion
as its business is conducted upon short credits, with its assets so held
as to be available on brief notice. If banks loan upon real estate, upon
long time, or upon inconvertible collaterals, the necessity of redemption will certainly compel them to call in such loans so far as possible,
and to re-loan their available means upon short credits which are easily
convertible. If banks are obliged to redeem their notes in specie, they
must so regulate their business that their resources can be readily converted into specie.
An anomalous characteristic of the present system of redemption is
that the legal-tender note, in which the national-bank note is redeemable, is of no more value in the market than the issues of the banks themselves ; but the exchanging of one kind of paper for another has, no
doubt, had the effect of reminding the weaker class of banks that the
notes which they issue are not really money, but are simply promises to
pay, and which are really to be paid in money to the holder on demand.
In proportion as the value of the legal-tender note is increased, the
demand for such notes in exchange for the issues of national banks will
be increased. If, under the act of January 14,1875, a sufficient amount
of legal-tender notes shall be withdrawn to reduce the aggregate amount
to three hundred millions of dollars, as contemplated by the act, a system of redemption approximating to that of redemption in specie will
take place, and the banks will be obliged to retire their issues, or subin it to frequent redemptions. The real benefits of such a system will
then become apparent. It will give elasticity to the currency, and prevent the issue of bank-notes beyond the requirements of business.
The following table exhibits the amount of national-bank notes
received monthly by the Comptroller of the Currency, from June 20,
1874, to November 1,1875, and the amount received for the same period
at the redemption agency of the Treasury :




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXV
Received b y Comptroller.
Month.

From banks F r o m refor re-issue d e m p t i o n
or surren- agency for
der.
re-issue.

Tune, 1874. (last 10 davs) $1, 017, 358
2 703, 361
Juiy, '
592, 215
Aug., ' ;
526,641
Sept., '
Oct., '
323, 834
Nov., •
167, 49 L
98, 578
Dec
'
Jan., 1875, (first 14 days).
327,185

Totals
Jan., 18 75, (last 17 days)..
Feb., l
Mar
'
April, '
May, '
June. '
July,' '
Aug., '
Sept., '
Get
'

Of closed
banks.

$100, 000
$1,117,600
8, 827, 750 '"""i55,"70o"
9, 827, 870
295, 800
10, 687, 090
10, 865, 995
124, 446
6, 134, 100

U n d e r act
of J u n e
20,1874.

$60, 409
360, 010
444, 200
489 400
479, 400
225, 700

11,017,358
2,803,361
1, 770, 224
9, 870,101
10, 896, 704
11,343,981
11,568,419
6, 686, 985

$10, 538,171
9, 993, 36f
7, 823, 97C
5, 608, 481
10, 686, 907
11, 301, 804
6, 338, 805

2, 059, 119

55, 957,133

62, 291, 511

7, 381, 355
13, 365, 386
12, 793, 911
12, 831,180
12, 821, 067
16, 653, 980
8, 755, 040
9, 861, 476
8, 714, 920
7, 799, 805

9, 552, 093
13,169,743
15, 250, 942
17, 295,133
19, 630, 452
18,231,007
19, 257, 094
15, 774, 037
13, 348, 395
15, 536, 038

5, 761, 663

47, 460, 405

254, 655
38, 025
79,861
54, 880
33 837
293, 280
134,540
254, 680
45, 345
406, 000

6, 872, 600
12, 265, 690
11, 775, 850
11,634,500
10, 885, 600
14,214,800
7,128, 500
7, 670, 300
6, 628, 955
5, 424, 900

223,100
591, 830
349, 800
583, 400
250, 500
655, 900
640, 376

254,100
545, 600
938, 200
918,700
1, 309, 800
1, 796,100
908, 600
1, 685, 996
1, 384, 720
1, 328, 529

675, 946
516,071

Total.

Received
at redemption
agency.

Totals

1, 595,103

94, 501, 695

3, 810, 977

11,070,345

110, 978,120

157, 044, 934

Grand totals

7, 356, 766

141, 962, 100

4, 486, 923

13,129, 464

166, 935, 253

219, 336, 445

From the above table it will be seen that there was received at the
redemption-agency of the Treasury, from June 20, 1874, to November 1,
1875, $219,336,445. Of this amount, $92,000,000, or about forty-two
per cent., was received from the banks in New York City. The total
amount received by the Comptroller for destruction, from the redemptionagency and from the national banks direct, was $166,935,253; of which
amount $15,094,354 were issues of the banks of the city of New York;
$12,549,877, of those of the city of Boston ; $5,650,667, of Philadelphia; $3,366,735, of Baltimore; $3,141,600, of Pittsburgh ; $2,796,945,
of Chicago; $1,841,749, of Saint Louis; $1,288,570, of Cincinnati;
$1,386,692, of New Orleans; $1,110,780, of Albany; and of those of
the other redemption-cities, $3,307,795.
The amount of national-bank notes now outstanding upon which the
charter-number has been printed, is $156,256,347, leaving $101,960,555
of notes in circulation without such numbers. If the present system
shall be continued until these notes are replaced by new notes bearing
their charter-numbers, economy will result to the banks, for the expense
of assorting will always thereafter be greatly reduced; and when this
shall have been done the machinery now in operation will be ready and
adequate for the redemption of national-bank notes in specie.
The objection to the present system, on the part of the banks, is the
expense, and there is no doubt that their complaints are entitled to
consideration; for, under any true system of redemption, the correct
principle is that the holder shall, at his own expense, present the note
at the place of redemption, while, under the act of June 20, the expense
of such presentation is borne by the association which issued the note.
But there are good reasons for the continuance of the system as it is.
If the transmitting bank is to bear the expense of presentation, in many
instances the filthy and mutilated notes which should be retired will be
paid out in order to avoid that expense, and at the same time banks in
the chief commercial cities will be subject to charges which should be




XXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.

borne by those who have the benefit of the circulation. The expense
to which the issuing banks are subject is in some degree counterbalanced
by the privilege which they have of sending unassorted bank-notes to
the Treasury for redemption, and by the repeal of the provision requiring reserve upon circulation. Letters upon this subject have been received by the Comptroller from the officers of many leading banks, and
it is their almost universal opinion that the redemption of bank-notes
should, at least for the present, be performed by the government and
not by private corporations.
Section 5173 of the lie vised Statutes provides that the expenses of
this Office shall be paid out of the proceeds of the taxes or duties assessed
and collected on the circulation of the national banks. This tax, from
the organization of the system to July 1, 1875, amounts to $30,830,037,
while the expenses of the Bureau anil of the printing and preparation
of the notes have been but $3,689,G17.G4. The tax on deposits was
imposed as a war-tax; and as other similar war-taxes have been
repealed, the national banks claim that this tax also should be repealed.
The amount of taxation to which the national banks are subject (the
average rate, including State and national, being about four per cent,
per annum) is much greater than that imposed upon any other capital
in the country; and it seems but just that the tax on deposits should be
remitted. Under existing law, the assorting, redemption, and destruction
of the notes of banks in liquidation, or which are retiring their circulation,
is required to be done at the expense of the government. This expense
has, during the past year, been borne chiefly by the banks; and the
amount of this class of currency to be redeemed during the next year
is estimated to be about one-eighth of the whole issue, for which purpose there will probably be on deposit with the government not less
than an average of 820,000,000, in addition to the redemption fund of
about $16,000,000.
If the tax on deposits be not repealed, the Comptroller recommends
that Congress authorize an appropriation of an amount sufficient to defray the expenses of redemption, to be paid from the taxes collected
from the national banks, now amounting, annually, to more than seven
millions of dollars. The banks will then still contribute the greater portion of the expense, through the permanent deposit by them of legaltenders in the Treasury as a redemption fund ; while the trifling cost
of redemption will be more than counterbalanced by the constant purification of the currency and the permanent reduction of exchange
throughout the country to a minimum rate.
Under the present system of redemption the Treasurer transmits
by express legal-tender notes in payment of unassorted nationalbank notes received by him. Many of the banks prefer that such
returns should be placed to their credit Avith their correspondents in the
commercial cities; and if such transfers can be made at the option of
the transmitting bank, a large amount of expense will be saved to them,
and one of the principal objections to the present system obviated.
The following table exhibits the number and amount of national-bank
notes, of each denomination, which have been issued and redeemed since
the organization of the system, and the number and amount outstanding on November 1, 1875 :




REPORT OF THE COMPTROLLER OP THE CURRENCY. XXXVII
Number.
Den ominations.

Amount.

Issued.

500
1,000
Add for fragments of
notes lost or destroyed.

Outstanding.

Issued.

Hedeemed. Outstanding.

18, 046,176
6, 039, 752
47, 055,184
17, 410, 507
5, 296, 064
884,165
645, 838
18, 476
5,530

14, 092,126
4, 816, 623
24, 926, 771
7, 608, 532
2, 004, 464
381. 037
299, 428
14, 471
5,048

3, 954, 050
1, 223, 129
22,128, 413
9, 801, 975
3, 291, 600
503,128
346, 410
4,005
482

$18,046,176
12, 079, 504
235, 275, 920
174,105, 070
105, 921, 280
44, 208, 250
64. 583, 800
9,238,000
5,; 530, 000

$14, 092,126 $3, 954, 050 00
9, 633, 246
2, 446, 258 00
124, 633, 855 110, 642, 065 00
76, 085, 320 98, 019, 750 00
40, 089, 280 65, 832, 000 00
19, 051, 850 25,156, 400 00
29, 942, 800 34, 641, 000 00
7, 235, 500
2, 002, 500 00
5, 048, 000
482, 000 00

95, 401, 692

1
5
10
20
50
100

Redeemed.

54,148, 500

41,253,192

668, 988, 000 ^325,811,977 343,183, 228 30

7, 205 30

* Deduct from the amount redeemed $7,205.30, for payments of notes lost or destroyed.

The following table exhibits the increase and decrease, by number
and amount, of each denomination of national-bank notes issued during
the year ending November 1,1875; from which it will be seen that while
the notes of the denominations of ones, twos, and fives have largely
decreased during the past year, there has been a considerable increase
in the notes of higher denominations, particularly of the tens and twenties :
Number.

Amount.

Denominations.
Increase. Decrease.
1

Increase.

1, 450, 603
560 965
4, 073,118

10
20
50
100
500
1 000

.
.

...

377,
301,
67,
50,

606
099
734
500

$1,450 603
1 121 930
20, 365, 590
$3, 776,
6, 021,
3, 386,
5, 050,

060
980
700
000

1 663
75

Totals

796, 939

6, 086, 424

Decrease.

831, 500
75, 000
18, 234, 740

23, 844, 623

The following table shows the amount of national-bank notes received
at this Office and destro3red yearly, since the organization of the system :
Prior to November 1,1865
Daring the year ending October 31,1866
During the year ending October 31,1867
During the year ending October 31,1868
During the year ending October 31,1869
During the year ending October 31,1870
During the year ending October 31,1871
During the year ending October 31,1872
During the year ending October 31,1873
During the year ending October 31,1874
During the year ending October 31,1875
Additional amount destroyed of notes of banks in liquidation
Total

$175, 490
1,050,382
3, 401, 423
4,602, 825
8, 603,729
14,305,689
24,344,047
30,211,720
36,433,171
49,939,741
137, 697, 696
15,038, 858
325,804,771

TAXATION.

The Comptroller in September last issued a circular addressed to
the national banks, requesting returns of State taxation for the years




XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

1874 and 1875. The assessment for 1875 bad not generally been made
•at that time, and the returns for that year were therefore meager. The
number of banks in operation during the year 1874 was nineteen hundred and seventy-seven, forty-one of which paid no State taxes because
they were organized after the assessment for the year had been made,
and thirty-six failed to reply. Returns were, however, received from
nineteen hundred banks, having a capital of $476,836,031. The thirtysix banks which made no returns had a capital of $16,800,000.
The returns made to the Treasurer for 1874 were classified by States
in this Office, and the following table prepared, giving the amount
of United States and State taxes and the rate of taxation in every
State in the Union for that year.
Ratios to capital.

Amount of taxes.
States and Territories.

Maine
New Hampshire..
"Vermont
Massachusetts
Ithode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
Dist. of ColumbiaVirginia.
"West Virginia
North Carolina ...
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
California
Colorado
.
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Total.

Capital.

Unitcd
States.

State.

Total.

$111,403
$9,654,019
$192, 290
60, 002
5,317,037 :
106, 587
88,152
7,862,712
139, 297
91.754,078 i 1, 163,858
1, 878, 368
201, 317
20,504,800 |
224,540
271, 801
25,424,620 i
439, 402
106,599,708 j 2, 026, 960
3, 044, 565
205, 451
13,830,466 :
282, 645
871, 220
53,178,261 i
377, 546
1, 523, 185 !
20, 798
6, 630
13,720,997 !
181,249
194, 697
1,309,512 ;
19,747
5, 288
3,580,913 i
54, 957
52, 207
33, 484
2,375,216
34, 507
30, 837
38, 601
2,173,338
111, 654
3, 156, 250
34, 421
2,843,962 i
31,656
53, 872
1,631,883 !
18, 746
25, 289
4,000,000 !
61, 642
52, 270
1, 054, 897 !
14, 384
22, 863
205,000 s
8, 030
2, 488
9, 076, 127 i
103, 635
47, 655
3,457,897 '
70, 844
50, 290
642, 054
29, 112, 642 i
403, 697
17,936,404 1
214, 977
429, 585
20,507,963 I
367,718
420,461
10,098,162 j
134, 052
149, 720
67,485 i
76, 330
3,704,032 |
6,048,562 i
117,115
98,421 !
4.268,026 !
63, 224
76, 876
9,308,198 ;
112,525
190, 140
1,783,235 I
26,182
41, 867
1,025,000 !
20, 883
34, 282
250,000 i
5, 808
3,488
3,358,594 :
46, 044
748,581 !
16,983
10, 750
5, 387
439, 402 !
4, 137
300,000 !
3,150
3, 718
125,000
1, 697
1,180
1,393
100,000 i
129
50,000 i
1,225
614
6,777
8,190
350,000 |

$303, 693
166, 589
227, 449
3, 042, 226
425, 857
711,203
5, 071, 525
488, 096
1, 248, 766
27, 428
375, 946
25, 035
107, 164
67, 991
69, 438
146, 075
85, 528
44, 035
113,912
37, 247
10, 518
151, 290
121, 134
1, 045, 751
644, 562
788, 179
283, 772
143', 815
215, 536
140, 100
302, 665
68, 049
55,165
9, 296
46, 044
27, 733
9, 524
6, 868
2, 877
1, 522
1,839
14, 967

*493,751,679 i 7,256,083

16, 876, 409

9, 620, 326

United
States.

State.

Total,

Per cent Per cent. Per cent.
1.2
1.1
1.1
1.3
1.0
1.1
1.9
1.5
1.6
1.4
1.3
1.5
1.5
1.4
1.4
1.1
1.1
1. 2
L5
1.4
1.2
1.1
1.5
1.4
1.2
1.8
1.3
1.8
1.6
1.5
1.2
1.5
2.0
2.3
1.4
2.3
1.2
1.2
1.4
1.4
1. 2
1.9

2.0
2.1
1.8
2.1
1.1
1.8
2. 9
2.1
0.7
0.4
1.5
0.4
1.6
1.8
1.9
3.0
1.9
1.7
1.4
2.3
3.9
0.5
2.2
2.2
2.6

2.1
1.4
1.1
2.5
0.1
2. 5
2.3

1. 9
3.1
3.3
4.7
3. 0
2. 9
2. 9
3.7
5.1
1.6
3. 7
3. t;
3.8
4.0
2.8
4.1
3.7
3.5
3.3
4.8
5.3
3.7
1.4
4.4
3.6
2.3
3.9
1.5
3.7
4.2

1.5

2.0

3.5

1.5
2.3
2.1
2^0
2.1
3.3
3.3
1.4

3.2
3.2
2. 'J
.3. 4
2.1
2. r»"

4.8
3.6
2. 3
1.8

* Including the capital of banks from which returns of the amount of State taxation were not received.

Similar tables will be found in the appendix, giving returns by States
for 1867 and 1869.
An examination of these three tables will show that the State of IsTew
York paid the highest bank-taxes of any of the Eastern or Middle States,
the United States taxes for that State in the years named being respectively 2.6, 2.6,and 1.9 per cent,, and the State taxation 3.5, 2.7, and 2.9 per




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIX

cent.; totals, in 1SG7, G.I,in 1SG9, 5.3, and in 1874,4.8 per cent. The corresponding totals for New Jersey were, in 18137, 4.2 5 in 18G9, 4.2, and in
1874, 3.6 per cent. 5 for Pennsylvania, in 1807,3.; in 1809,3.2; and in
1874, 2.3 ; for Massachusetts, in 1867, 4.0 ; in 1869, 3.7, and in 1874, 3.4 ;
for Maine, 3.5, 3.9, and 3.2 ; New Hampshire, 3.8, 4.1, and 3.2 ; Connecticut, 3.3, 3.4, and 2.9 5 and in the remainder of the Eastern and Middle
States more than 2 per cent, in 1874, with the exception of Delaware,
which paid but 1.8 per cent.
Of the Western States, the national banks in Ohio paid the following
percentage of taxation : in the year 1867, 4.6 ; in the year 1869, 5.o, and
in the year 1874, 3.6. In the State of Indiana for the same years the
percentage was 3.7, 4.1, and 3.8. In Illinois it was 4.8, 4.8, and 4.0; in
Michigan, 3.5, 3.2, and 2.8; in Missouri, 3.4, 3.7, and 3.3; in Wisconsin,
4.7, 4.9, and 4.1; Minnesota, 3.3, 4.2, and 3.5; Kansas, 4.5, 8.4, and 4.8 ;
Nebraska, 7.1, 6.4, and 5.3.
Of the Southern States, South Carolina paid the following percentages: 3.4 in 1869, and 4.7 in 1874; Tennessee, 4.1, 2.7, and 3.7, in the three
years named; and the remainder of the Southern States paid in 1874
more than 3 per cent., with the exception of Louisiana and Alabama,
which paid 2.9, and of Kentucky, which paid but 1.6 per cent.
Returns were also received from the national banks in 1866, which
were not tabulated by States. The United States taxes for that year
were $8,069,938; State taxes, $7,949,451; total, $16,019,389.
An estimate of the total taxation of the national banks for the ten
years ending in 1875 has been made, by assuming the rate of State taxation in the years in which no returns were made to this Office to have
been the same as the known rate in the years which immediately preceded them. For the years 1872 and 1873 the necessary allowance has
been made in the estimate for the amount of the income and license
tax and the stamp tax on promissory notes, which taxes had then been
repealed. Such estimate is shown in the following table:
Ratios to capital.

Amount of taxes.
C a p i t a l stock.
United States.

186G
1867
1868
1869
1870
1871
1872
1873
1874
1875

$410. 593, 435
42^; 804, 666
420,143, 491
419,619,860
429,314,041
451,994, 133
472, 956, 958
488,778,418
493, 751, 679
499, 438,171

$7, 949, 451
9, 525, 607
9, 465, 652
10,081,244
10, 190, 682
10, 649, 895
6,703,910
7, 004, 646
7, 256, 083
7, 305,131

State.

069, 938
813, 127
757, 656
297, 096
465, 675
860, 078
343, 772
499, 748
620, 326*
076, 332

Total.

$16,019,389
18,338,734
18, 223, 308
17, 378, 340
17, 656, 357
18, 509, 973
15, 017, 682
15,504,394
16, 876, 409
17,381,466

United
States.
Per ct.
1 9
2 2
0 2
• 2 4
2 4
2 4
1 4
1 4
1 5
1 5

State.

Total.

ct.
0
1
1
7
7
7
8
8
0
0

Per ct.
3.9
4.3
4.3
4.1
4.1
4.1
3.2
3.2
3.5
3.5

Pei
2
2
2
1
1
1
1
1
2
0

* Capital of banks reporting State taxes, $476,836,031.

The Comptroller has heretofore, in his reports, called the attention of
Congress to the fact that while the national banks are subject to a tax
upon their entire capital (which can be easily ascertained from their
books and reports,) and not unfrequently upon the market value of
their shares, the capital and shares of other corporations, the amount
and value of which can be as readily ascertained by appropriate legislation, are assessed at not one-half of their value; while privatefirmsand
individuals are almost wholly exempted from bearing their share of the
burden.
Letters recently received by the Comptroller from the presidents of
two principal banks—oae in the East and the other in the West—refer




XL

REPORT OF THE COMPTROLLER OF THE CURRENCY.

to this greatest of all economical subjects in such plain terms, that he
cannot forbear calling the attention of Congress to their suggestions.
Many of the shareholders of the national banks depend for their
income chiefly upon the earnings of these institutions; and it does not
seem just that these thousands of shareholders shall, by any construction of law, be compelled to pay an undue proportion of the taxes of the
country. It is submitted that the law, as now interpreted by different
State courts and by assessors and collectors, is ueitheir equitable nor
honest.
A national bank in one of the eastern cities recently refused to pay
its taxes, on the ground that the shares of a neighboring State bank
were assessed at no greater value than its own, though worth several
times as much. The court is understood to have held that the bank
had no right to complain, since its shares were not taxed above their
value; and that it was not for it to consider whether the shares of
other banks of much greater value were taxed at the same rate. The
tax commissioners of New York city propose to tax the banks of that
city, national and State, not only upon the full par value of their
shares but on the total amount of their surplus, without any allowance
or abatement. In consequence of this purpose a committee, composed
of officers of five principal banks in that city, was appointed to confer
with the commissioners. The law of New York provides, in substance,
that so much of the property of individual stockholders as is held by
them in bank-stock is liable to be taxed for the value of the shares;
and a penalty is prescribed if any bank allows the transfer of shares
after the tax has become due and before it is paid. The banks in New
York City, in order to avoid annoyance and vexatious suits, have for
several years paid the tax (about three per cent, annually) to the city
direct, instead of leaving it for the stockholders to pay; and the chairman of the committee, in his communication, writes as follows:
The tax commissioners refuse to allow time either for a decision by the State court
of last resort or for appeal to the legislature for redress. They take* the ground that,
as they must be governed by what the courts say is the law, and as the courts have
spoken, they must act, and act before the 1st of January, 1876.
We reply, substantially as follows:
1st. We speak for national banks, and say they owe their existence to the laws of
Congress, and not to the legislature of New York.
Congress expressly exempts the surplus of national banks from taxation for wise
and obvious reasons. It desires to build up strong instead of weak banks, for the
safety and benefit of the public, no less than for the profit and advantage of the stockholders.
On the other hand, if local taxation is to be exercised without any restriction on
the part of the United States, then national bauks may be taxed out of existence, and
State banks substituted, with all the concomitant evils that may arise. For it is certain that, if existing profits of banks now held as a surplus fund are to be subject to
an additional tax of three per cent., that fund will be divided among the shareholders,
for the simple reason that no bank could afford to carry it.
2d. The construction of the State law by the tax commissioners seems to the
committee unsound ; for the law says the tax is to be levied on the value of the shares;
not the market value, or intrinsic value, but "value." And the practice heretofore
has been in accordance with law, on the supposition that, without any qualifying
word, jMr was understood. The tax has been laid accordingly. Again, the rule of taxation, as adopted by the tax commissioners, has been a x>ractical violation of the United
States law, which says the capital of banks shall not be taxed at a higher rate than is
assessed on other personal property. Whereas the city (not the country) has taxed the
shares at $100 each, if that were the par ; while other real and personal property was
taxed at only sixty dollars on every hundred dollars. A bank, for instance, of $200,000
capital, is taxed on that sum ; while an individual worth that would be taxed on $120,000.
This is unjust, oppressive, and ought to be illegal.
3d. But we claim that the State has no right whatever to tax national banks, excepting to the extent that such right is explicitly granted by the United States law. This
principle is made quite emphatic by the United States Supreme Court in the recent




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLI

7

decision of case No. 502, tlie Farmers and Mechanics National Bank, Buffalo, against
Peter C. Dearing, in relation to usury. In that case, under the third head, the court
says : " The national banks were brought into existence by the government for its
own good. The National government has exclusive control over them. No State has
any. Against the national will, in regard to the banks, as in regard to all other institutions of national creation, the States have no power, by taxation or otherwise, to retard, impede, burden, or in any manner control. This is clear, and, as we think, conclusive."
The president of the Western bank, in his letter, says : '• The greatest wrong now existing under our national-currency act is that of taxation—the great lack of uniformity
in assessing values, varying from less than twenty-live per cent, of actual value to full
value and surplus.
"Section 95 (section 5219 Revised Statutes) clearly intended hy one of its restrictions
to provide against excessive tax on national-bank shares, but it practically fails to
protect us, because ' other moneyed capital' is not assessed at one-half value, while in
many instances (our own as one) the full value is assessed. We are powerless to raise the
assessments of others, though unequal; and ours, being actual value, cannot be ' sworn
down.7 It is now subject to the caprice of local assessors, who gain popularity by the
inequality they make, as against all corporate capital—national banks in particular.
If this section could be so amended as to read (10th line of section 5219), 'assessed
upon other personal and real property m the hands of individual citizens of such State,'
the evil would be remedied. In this State, our principal lother moneyed capital' is
in railroads, the shares of which are not taxed. They pay a small percentage on their
earnings ; not one-half of one per cent, on their capital, actual or nominal."

The section referred to provides that the real property of the national
banks shall be subject to taxation to the same extent, for State, county,
or municipal purposes, as is other real property ; and it is therefore not
probable that it was intended to impose upon the shares of the national
banks a tax greater than that imposed upon the shares of other corporations.
Section 5214 of the Revised Statutes provides that the national banks
shall pay to the Treasurer the following taxes: One per cent, annually
upon the average amount of notes in circulation, and one-half of one per
cent, annually upon the average amount of deposits, and the average
amount of capital stock not invested in United States bonds.
The following table exhibits the amount of United States taxes* collected, annually, from the organization of the system (1863) to July 1,
1875; which amount has been collected without any expense whatever
to the government except the compiling of the returns in the Treasury :
Year.
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875

.

.

Totals ...

.

O n circulation.
$53, 096 97
733, 247 59
2,106, 785 30
2, 868, 636 78
2, 946, 343 07
2, 957, 416 73
2, 949, 744 13
. .. 2, 987, 021 69
3,193, 570 03
3,353,186 13
3, 404, 483 11
3, 283, 405 89

O n deposits.

O n capital.

895, 811 25
1, 087, 530 86
2, 633,102 77
2, 650,180 07
2, 564,143 44
2, 614, 553 58
2, 614, 767 61
2, 802, 840 85
3,120, 984 37
3,196, 569 29
3, 209, 967 72
3, 514, 310 39

$18, 402 23
133,251 15
406, 947 74
321, 881 36
306,781 67
312, 918 68
375, 962 26
385, 292 13
389, 356 27
454,891 51
469, 048 02
507, 417 76

30, 836, 937 42 30,104, 762 20

4, 082,150 78

Aggregate.
$167, 310 45
1, 954, 029 60
5, 146, 835 81
5, 840, 698 21
5, 817, 268 18
5, 884, 888 99
5, 940, 474 00
6,175,154 67
6, 703, 910 67
7, 004, 646 93
7, 083, 498 85
7, 305,134 04
65, 023, 850 40

* The amount collected by the Commissioner of Internal Revenue from State banks,
savings-banks, and private banks and bankers, during the fiscal year ended June 30,
1875, was as follows :
On deposits
$2,972,260 27
On capital
1,102,241 58
r
On circulation
*22,746 27
Total

4,097,248 12

"Of this amount, $11,627.92 was derived from the tax often per cent, upon unauthorized circulation.




XLII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Two cent stamp-tax on banlc-cliecks.

The Secretary of the Treasury, upon the appeal of the Comptroller
in April last, decided that examinations of national banks, made for the
purpose of ascertaining whether the law requiring the affixing of the
two-cent stamp upon bank-cheeks was observed by them, could be conducted only by bank examiners appointed by this Office; and this
opinion has been since confirmed by the United States court for the
district of Pennsylvania. Since that time, in compliance with the
request of the then Commissioner of Internal Revenue, copies of the
reports of the examiners upon this subject have been regularly transmitted to that Office. The officers of internal revenue have considered
it their duty to impose a penalty for any neglect to comply with this
provision, the amount of the penalty being dependent upon the number
of checks found unstamped. Xo penalty can be collected under the
law unless the intent to defraud the government shall be made apparent.
The national banks of Baltimore, and associations in many other localities, insisted that there was no intention to defraud; but that the few
checks found unstamped were the result either of inadvertence or of the
poor sticking quality of the stamps. They have, however, paid under protest the penalties demanded, preferring this course rather than to be
forced into litigation with the government. Of the whole number of
banks examined since the decision of the Secretary, not more than live
have been reported by the examiners as guilty of intentional fraud.
The revenue derived in the fiscal year ending June 30, 1874, from the
sale of the two-cent stamps affixed to sight-drafts and checks, was
$1,502,549 ; the total face value of stamps manufactured during the fiscal
year ending June 30, 1875, was $1,944,100. The amount of income
arising from the actual use of these stamps during any fiscal year cannot
be accurately determined. The annoyance to the banks and to this Office
growing out of the strict enforcement of this provision of the law, lias
been greater than that in reference to all the other restrictions of the
national banking laws combined; aud the Comptroller, believing that
the amount of revenue derived from this source does not counterbalance
the evils arising from the surveillance to which all banks and bankers
are necessarily subjected thereby, and being satisfied that, in almost
every instance, the failure to comply strictly with, this requirement is
chargeable to the carlessness of transient depositors or to the insufficiency of the mucilage upon government stamps, urgently recommends
the repeal of the provision requiring the affixing of the two-cent stamp
upon bank-checks.
DIVIDENDS AND EARNINGS.

Section 5212 of the .Revised Statutes provides that the national banks
shall report to the Comptroller, within ten days after declaring any dividend, the amount of such dividend, and the amount of net earnings in
excess of such dividend. From these returns the following table has
been? prepared, exhibiting the aggregate capital and surplus, total dividends, and total net earnings of the national banks, with the ratio of
dividends to capital, dividends to capital and surplus, and earnings to
capital and surplus, for each half year, commencing March 1, 1809, and
ending September 1, 1875- from which it will be seen that the average
dividends upon capital during the last year were less than ten per cent.,
while the ratio of dividends to capital and surplus was less than eight
percent:




REPORT

OF THE

Period of six * -,r
J
months e n d - j ^ ^ j
Capita].

Sept. 1, 1869.
Mar. 1, 1870.
Sept. 1, 1870.
Mar. 1, 1871.
Sept, 1, 1871.
Mar. 1, 1872.
Sept. 1, 1872.
Mar. 1, 1873.
Sept. 1, 1873.
Mar. 1, 1874.
Sept. 1, 1874.
Mar. 1, 1875.
Sept, 1, 1875.

COMPTROLLER

i

OF THE

CURRENCY.

Total divi- | Total net yy ,• ;Divid'nds Earnings
(lends. I (;;ini!ii;'-s. i 1 T 1 . I tocapital! to capita.
<l
roT>itVl ' p ln ( > s u r "i apnl u g >s u r "
capital.! a u s l
v
Per ct.

1,481
1,571
1, 601
1, 605
1, 693
1, 750
1,852
1, 912
1, 955
1,967
1, 971
2,007
2,047

XLIII

42
16
96
5. 18
4. 96
07
..12 I
> 22 j
i! 09 !
1.81
i. 09
> 01
.
1.88

V.

Ferct. j
4.50 ;
4. 27 :
4^08 ;
4.24
4.07
4.16 !

4. 17
4. 2L
4.09 j
3. 84
4.03 ;
3.96 !
3.85 !

Perct.
6. 01
5. 77
5. 19
5.21
5.02
5. 00
5. 3C
5.41
5. 46
4.82

4. 8(\
4.66
4. 50

The following table exhibits, in a concise form, the ratio of dividends
to capital, of dividends to capital and surplus, and of net earnings to
capital and surplus, of the national banks in every State of the Union,
and in the principal cities, semi-annually from March 1, 1871, to September 1,1875.




XLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table exhibiting, by States and reserve-cities, the ratios of dividends to capital, and
Ratios of d ividends to capital ibi" six months ending— Ratios of dividends to

States, Territories.
and cities.

1871.

18 72.

18 73.

;

«74.

1875.

1871.

18 72.

Mar. Sept- Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept, Mar. SeptJ
1
1
1
1
1
1
1
1
1
1
1

1
o
3
4
5
6
7
8
9
10
11
12
33
14
15
16
17
18
19
20
21
oo
23
25
26
27
-23
oq
30
31
32
33
34
35
36
33
40
11
42
43
•11
15
46
47
48
49
50
"1
52
53
54
55
56
57
59

IVIaine
New Hampshire
Vermont
Massachusetts
.Boston
Rhode Island
Connecticut
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Maryland
Baltimore
District of Columbia..
Washington
Virginia
West Virginia
North Carolina
South Carolina
Florida
Alabama
New Orleans
Texas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland...
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin . .
Milwaukee
Iowa . .
Minnesota . . . .
Saint Louis
Kansas
Leavenworth
Nebraska
Oregon
California
San Francisco
New Mexico
Colorado .
Utah
Wyoming
Idaho

Montana
Dakota

Averages




Perct.

;;;;
5. 1
4.8
48
5.4
47
44
5. 2
4. 7
4.9
41
5.7
5.4
5. 7
5.4
5 1
5.1

v

1

5.4
4.9
4.6
5.2
4.7
4.3
5.2
4.5
4.6 4.8
5.2 5.0
4.9 5.1
4.8 5.1
5. 7 5.7
5.1 5. 4
5 1 5.1
5. 1
4.9 5.7
4.0 4.0
2. 4 8.0
4.7 4. 3
4.5 4.3
4.6 4.7
4.1 4.3
5.4 5.3

5.3
5.0
4.7
5.2
4.4
4.6
5.2
5.0
4.8
5.6
4.9
4.9
5.8
5.2
5.2

4.7
2. 5
5.8
37
4.6
3.7
4.7
5.0
4.9
3.7
4.8
5.7

4.2
2.9
3.4

4.9
5.1
5.6
5.7
49
4.9
6.5
5.6
4.1
6.2
5.9
5.5
5.9
5.3
4.7

5.0
3.4
3.9
3 3
4.7
4.5
5.7
5.6
5.5
4.7
5.2
6.2
5.1
5. 5
5. 5
5.3
5.9
5.6
6. 5

6.0

5.9

3.7

3.9

3.3
3.2

3.7
5.7

52
4.8
47
5.4
49
44

5 1
4.7
48
5.3
48
43

5.3

5.2

4.8
4.7
5 3
5.6
5.3
4.9
5.1
5 1

4.4
4.7
49
5.1
5.2
5. 7
5.4
5.1

5.6
4.8

5.2
4.7

5.0
4.7
5.3
4.3
6.0
9.3

5.0
4.3
4.1
4.4
5.4
5.3

2.6
4.6
5.4
6.0
5.4
4.9

5.3
4.0
4.6
4.7
5.3
5.0
5.1
5.3

4.7
6.1
1.9

5.6
5.2
5.9

3.4
5.6
4.4

6.4 4.3
5.5 5.3
7.7 11.2

5.0
5.0
8.6
5.7
48
3.0
6.0
6.3
4.8
6 1
5.0
98
5.3
5.8
8 1
17.3
3.1
6.1
8.0
6.2

4.6
11.0
5.6
5.6
5.4
3.9
5.6
6.1
5.0
5. 1
5.0
41
4.6
5.1
6.9

4.2
5.4
5.8
5.8
4.9
4.2
5.4
5. 7

5.3

5.2

5.1

6.5'
5.3
4.9
4.9
4.8
52

3.3 3.2
5.6 4.6
5.0 10.0
6.2 7.1
4.0 6.0
4.6
8.6

0.8
7.0
2.5
50.0

5 2
4.6
46
5.4
45
44

55
4.7
47
5.5
44
44
5.3 5. 4
4.4 5.1
4.7 4.8
57 54
5.4 5.3
5.2 5.0
5.8 5.8
5.3 5. 5
5 1 5.1
5.3

4.8
5.0
6.0
6.0
5. 4
5.1
5.9
5.5
6.2
6. 1
5.0
4. 9
19.0
14. 1
5.9
4. 7
3.2
5.5

5.2

5.1
4.0
5.0
4.S
5.3
5.3
4.2
5.3

5.5
4.3
5 3
5.4
49
45
5.2

4.6
4.7
4. 9
5.4
5.2
5.8
5.6
5. 1
5. 0
5.0
4.0
4.6
4.1
5.4
5.5
4.8
5. 2

3.6
6.7

4.0
4.9
h'.b "G'S '9*8"
6. 0
6. 0 6.0
5.0 3.0
5.0 5.8 5.0
7.0 7.0 6.5
3.3 4.5 2.8
15.0

6.1
4.8
4.7
5. 1
4.4
4. 2
5. 1

5.8
3.6
9.3
3 3
4.8
5.0
5.4
5. 3
5.5
4.9
5.6
7. 0
3.7
r'~
4.8
5.8 5.5
7. I 5. 0
4.6 4.9
5.3 6.9
6. 4 5. 8

"4." 8 17.2
6. 0 6.0
5 6 6.6
6.4 6.6

5.4
4.9
4.6
5.3
4.1
4.5
5.4
4.6
4.5
4.7
4.8
5.0
5.5
4.8
5.2
5. 4
5.1
4.0
4.7
4.6
5.1
4.2
4.4
3. 7

Perct V l
4.4
4.4
4. 2 4.0
4.1 4.2
4.3 4.2
4.1 3.9
4.0 3.9
4.4 4. 2
4.1 3.7
3.7
3.7
3.9
3.6
4.Q 4.2

4.3
4.1
4.2
4.3
3.9
3.9
4.3
3.9
3.9
3.0
4.6
4.3
4.1
4,2
4.1
4.4

Perot.
4.4 !
j

4.1

4.0

4.3

4.0
4.3
4.7
3.9
5.4
8.2

4.0
4.0
3.7
42
5^0
4.8

2.1
4.2
4.9
5.7
5.0
4.4

4.0
4.0 ;
4. 2 ;
3.7
3.9
4.3
3.6 ;
3.7
3.9
4.3
4.2
4.1 i
4.1
4.1 |
4 5 i
4.5
3.7
3.7 !
4.2
4.8
4.8 !
4.8
4.7

4.6
5.7
1.7

5.2
5.0
5.4

3.9
5.4
4.0

6.2
5.3
7.0

5.0
4.4
7.7
4.7
4.2
2. 7
4^8
5.0
3.6
4.7
4.1
8.0
4.2
4.8
6.9
4.6 4.6 14.2
3.9 3.7 2.9
4.1 4.5 5.6
6.2
5.4
5.T
6.0 60

4.3
9.9
5.2
4.6
4.6
3.5
4.5
4.9
3.8
4.1
4.1
3.4
3.7
4.2
5.9
4. 7
3.0
5.3
3.7
5.4
3.9

3.9
4.9
5.3
4.7
4.2
3.7
4.4
4.7

5.5

5.1
4.0
4.7
4.6
5.0
4.3
4.8
5.1

4.1
5.0
4.9
5.3
4.9
4.9
5.0
5.8
3.5
5.6
5.8
6.9
4.9
5.5
6.2

3.9
4.1
2.6
7 1
4.5
4.7
5.3
5.5
5.5
5.0
5.3
6.0
4.4
5.4
5.5
6.1
5.3
5.9
3. 8

6.5

4.3
4.2
4.1
4. 2
4.7

4.2
4.1
4.2
4.1
4.4

6.3

6.6
6.5 6.5 6.5
2.8 17.9 13.1
4.4 2.7 4.0

6.5
6.5
7.2
4.0

4.5
4.6
5.5
4.9
4.6
4.5
4.8
4 5
5.0
5.1
3.8
4 1
15.2 i
9.6 j
5 1 1
42
2.8
5.0

"5." 3"
4.3
4.2
3.8
4.0
4 6
4.7
2.9
4.4
7.3
<3.4 *5."9"
5.9
5.8

4.9

7.1

'6.*3' 6.9 1
2.1 2.8 |
21.8
i

16.0 15.0 14.0 13.0 15.0 12.0 23.0 20. 0 20.0 20.0 14.9 13.9 12.7 11.7
1° 0
39
3 4 11.8 12 5 3 6
10 9
6.0 4.5
5.2

5.0

5.1

5.1

5.2

5.1

4.8

5.1

5.0

4.9

4.2

4.1

4.2

4.2 i

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLV

of dividends and of earnings to capital and surplus, March 1, 187J, to September 1, 1875.
capital and surplus for six months !
ending—

Ratios of earnings to capital and surplus for six months

1675.
M a r . S e p t . ; M a r . I S e p t . ! M a r . S?,pt. i M a r . S e p t . i M a r .
1. I 1. ! 1. I 1. i 1. i 1. | 1.
1. I 1.

4.6 I 4.6
4.0 3.7
4.0 4.4
4.2 4 - X
4.0 3.9
3.9 3. 8
4.3 4.1
4.2 3. 8 I 3. 8
3. 7 3. 7 3. .e
3. 7 3.3
4.2 4.3
4.0 4.1
4.1 4.1
4.3 4.2
4.0 4.0
4.4 4. 1
4.2 4. 1
3.6 3. 6
3.9 3.7
4.2 3.6
4.7 4.7
5.0 5.1
3.8 4.3
4.6 4.5
4.0
5. 0
9.6
4.5
4.7
5.0
4.7
4.1
4.3
5. 2
4.5
3.2
5.1
4.3
4.5
4.5
4.4
4. 0
5.2
3. 2
6. 1
5.9
5.0
4.9
5. 6
6.6
3.9
13.2
3. 6

4.4
4.1
3.8
4.0
3.7
3. 6
4.1
3.7
3.6
3. 3
4.0
4.0
4.0
4.1
4.0
4.2

4.3
4. 1
3.8
4.0
3.5
3.8
4.0
4.1
3.6
3. 5
3.9
3.9
4. 1
3.9
4.0
4.4
4. 2
3.5
3.9
6. 2 | 3.8
3.7
4.2
3.7
3.9
4. 3
4.2
3.8
5 1
4. 6
3. 8
4.6 4.3 ; 5.3
3. 4
3 2
2.7
3.1 4.8 \ 7.6
2.8
3.0 3. 3 ' 3.0
4.3 4.2; 4.3 "3." 6
4.1 3.4
4.5 ! 4.6
5.1 4.1 I 4.8
4.3
4.6 4.1 | 4.3
4.3
4.5 4.0 | 4.5
4.0
4.1 3. 3 ! 4.3
4.3
4.2 3.8 I 4.4
4.7
5. 0 4.6 i 5. 6
4.6
3.9 3.0 I
2. 5
4.5 4.5 ! 3.'9 | 4.6
4.1 4.3 | 4.0
4. 2
4.2
4.0
5. 5
4.4
3.4
3.5
4.6
4.5
5.7
5.2
5. 6 113! 5.0
3 8
3.3
| 5.0
3.4
! 3. 5 3. 2 I 3.3
3.5
4.9
! 4. 3 2.9
2.8
8.2 4. I 1 5 . 2 |
5.0
5.0 5.0
6.3
3.0 5.4
6. 3
0.1
5.1 5.9
5.9 I
6.2 6. 1
6.0
5.9 I
2.1 13. 2
9.7 j
2.3
4.0
3.2
10.5 119.7 16. 8 16. 5
;
I 2. 9 9.9 10.2 I

.... I

4.4
4. 1
3.7
4.0
3.3
3.7
4.1
3.7
3.4
2.7
3.8
3.9
3.8
3.7
4.0
4.3
4.3
3.5
3.9
3.9
4.2
3.9
3.8
3.0

ill

3.6
3.8
2.1
6.3
4.0
4.3
4.7
4.4
4.5
4.3
4. 2
4.7
2.9
4.4
4.0
4.8
3.5
4.8
3.2
3.8
3.2
3.8

ill

6.6
5.0
6.1
5.8
5.8
5. 5
3.0

ill

I 5.8

4. 2 ! 4.1 j 3. 8




4. 3 I

16. 3
3.0

I

4.0 ! 3.9 I 3.8

5. 7
5.3
5.3 ;

6.0
4.6
4.8
5. 2
4.9 ! 4.6
4.8 j 4.7
5. 3 ! 5.2
5.0 ; 4.5
4.4 ; 4.5
3.7 ; 3.6
5.8 ; 5.9
4.8 ! 5.2
4.4 ! 4.4
5.0 i 4.8
4. 5 ; 4. 6
4.8
5.3
4.9
5.3
5 2

in
5.9
7.5 ;
6.7

11.3
7.5
6.8

7.6
6.6
3.5
6.2
5.9

5.2
4.8 j

4.9
5.0

5. 4
6.1
5.7
4.5
7.1
8.3
6.0 i 5.9
6.7 i 4.4
3.1 ! 4.0
6.3 : 5.4
6.6
6. 8 i
7.5 i 6. 9
7.1 ! 6. 3
6.1 ] 6.6
5. 3
9.0
6.6 ! 6. 3
6.3 i
8.5
7.0
8.6
2.9 I 4.4
10.2
10.8 i
6.8
7. 4 !
12.7 3.6
11.9

6.6
6.9
6.7
4.9
5. 9
7. 1
8.0
4.1
9.0
6.7
6.5
15.2

2. 1
5.0
2.8

6.4

13.9
18.9

15. 2
16.1

0.1
1.4
16 4
2. 8

5. 6
4.9
5. 3
5. 5
4.5
5. 3

4.6 I
4.6
5.1
4.5
;">! 1
4.0
4.8
5. 6
5.2
5.6 I 5. 4
5.2 : 5.0
4.6 . 4.6
5.0
4.9
4.9
4.4
4.5 i
5.4
5. 6
4.8
"3^0'
5.3
5.3
6.0
5.8 • 5 9
7.3 i 3.7
6.7
6. 5
5.9
6.7

5.7 i 4.3
3. 3 j 6. 3
6. 4 I 9.1

7.7

S e p t . ' M a r . | S e p t . M a r . ] S e p t . Mar. Sept. I
1 ; *
" ' ~

7.8
0.1
4.8
5. 7
5.4
6.1

5. 0

5.8
5.4
5.8
5.7
4.9
5.4
5.3
5. 1
4.3
5.7
5.4
5.3
4.6
4.4
4.9
4.9
4.3
5.8
6.2
6. 9
5.4
6.5
6. 1
6.6

5.7
2.7
5.3
5. 6
4.8
5.3
5.2
5.0
5. 1
4.7
5.1
5.5
4.7
5.6
5.0
5.9
6.4
6.4
5. 2
6.7
5.6
7.9

9.4 i
6.9 i

5.9
6. 3

4.7
1.5

10. 7
17.4
7.7
9.9
8.7
14.5
2.2

8.5
13.4
4.8
6. 7
7.8
11.1
10.7

23.6
7. 6

16.8
13.5

9.5
11.7
2.0

5. 4 ! 5. 4

5.3
4.2
4.8
4.7
3.8
4.4
4.6
4.4
3.6
3.3
4.8
4.1
3.9
4.3
4.0
5.1
4.2
2.4
5.0
5.8
5.8
5.2
4.3
3.0
5. 9
4.6
3.7
6.0
1 2
5.6
5. 2

4! 9
5.4
6. 4
4.5
5. 4
6.8
6.1
4.5
5. 9
7 2
5.2
3.9
5.1

5. 2
5^0
5.9
4.9
4.9
6. 5
9.4
6.3
6.5
5.6
4.2
6.6
5.2
5.4
1.8
4. 2

6.4 i 9.6
11.7 I 10.1
10.0 I 8.7
7 1 I 6.6
7.8 J 7.4
13.2 I 10.3
4 . 5 I 5.7
5 . 6 I 6.8
2 1 . 5 I 18.3
1 1 . 6 I 0.9
5. 1
7.6

6.5
13.5
6. 1
9.2
7.9
11.9
11.2
4.1
18.6
8.4
6.6

7.4
14 9
8.2
8. 7
6.8
9.2
6.3
8.6
18.1
7.1
5.1

4. 8 ! 4.9

4. 7

5.2
8.6 ; 3,9
6.3
4. 2 i 3.3
10.7 11.2 i 6.9
4.3
2.9 ! 3.4
5.7 ! 5.5
5. 7 ; 5.8
5 . 3 I 5.0
5. 2 I 5. 8
6.4 i 4.7
5. 8 ! 6. 5
5. 7 ; 5.4
6.0 I 5.9
5.8
6.0 ! 5.5
5.3
5.3 ' 6.6
5. 5 ! 4.6
5.2 ! 4.7
6.5 ! 6. 7
8.0
6.8 \ 8.3
7.1 I 6.6
6.7 i a.
6.2
6.8 | 6.
6. 8
6.8 ! 6 . 1 I
13. 0 I 6. 3
7.4 < 5 . 1 I
11.8 ! 6.4
6.2 I 6.1 I
7.3 ; 7. 7 I 6.2 i
10.2 : 8.6
8. 9 j .
4.0 I 3.9
4. 5 | 3.6 !
6. 9 I 8.5
8.0 ; 5.2 i
20.9

5.4
4.5
5. 1
5.1
4.4
4. 7
4.7
4.3
4.8
3.9
3.5
4.6
4.5
5.0
4.5
5.4
4.7
5. 1
4. 7
4.6
4.2
5. 5
2.9
4.7

b. 1
4.8
5. 1
4.5
4.1
4.3
4.3
4.3
3.8
3.4
5. 1
4.3
4.2
4.4
4.3
4.7
4.8
5.8
6.2
4.6
5.5
5. 5
6.2
4.0
0.1
4.4
2.6
5.7
5.2
5.1
5.2
5.3
4.8
5.7
4.7
6.0
6.4
6.0
5.3
6.2
6. 1
6.6
5.8
8.0
2. 8
4*. 6
5. 3

5.2 I
4.7
4.4 j
5. 5
4.9
4.5 i
4. 1 j
5. 3 j
4.4
5.0
4.3 I
4.4
4.2
5.2
5. 4
5.7
4.9
5.0
4.7
5.8
4.9
4.2

4.8
8.8
3.8
5.3
5. 8
5.8
5.1

4.6 !

XLVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
SPECIE, PAPER CURRENCY, AND BANK-CHECKS.

The table below exhibits the amount of specie held by the national
banks at the dates mentioned—the coin, coin-certificates, and checks
payable in coin held by the national banks in the city of New York
being stated separately—for the last seven years.
Held by national banks in New York City.
] Held by otber
I
national
i
banks.

Dates.
Coin.

$1, 698, 623 24
Oct.
5.1868
1, 902, 769 48
J a n . < 1869.
1,652,575 2L
Apr. 17,1869
2, 542, 533 96
J u n e 12,1869
1,792,740 73
Oct.
9,1869
6,196,036 29
J a n . 22,1870.
2, 647, 908 39
Mar. 24, 1870.
2, 942, 400 24
J u n e 9,1870.
1,607,742 91
Oct.
8,1870.
2,268,581 96
Dec. 28,1870
2,982,155 6L
Mar. 18, 1871
2,047,930 7L
Apr. 29,1871.
J u n e 10,1871
2, 249, 408 06
Oct.
2,1871.
1, 121,869 40
Dec. 16,1871.
1, 454, 930 73
Feb. 27,1872.;
1,490,417 70
Apr. 19,1872.1
1, 828, 659 74
J u n e 10,1872 !
3, 782, 909 64
Oct.
3,1872 I
920, 767 37
Dec. 27,1872-j
1, 306, 091 05
Feb. 28,1873.
1, 958, 769 86
Apr. 25,1873.
1, 344, 950 93
J u n e 13,1873.!
1, 442, 097 71
Sept. 12,1873.1
1,063,210 55
Dec. 26,1873.)
1, 376,170 50
Feb. 27, 1874.1
1, 167, 820 09
May 1,1874.1
1, 530, 282 10
J u n e 26,1874.'
1, 842, 515 00
Oct.
2,1874.!
1,291,786 56
Dec. 31, 1874
1, 443, 21." 42
Mar. 1,1875.!
1, 084, 555 54
May 1,1875.!
930, 105 76
J u n e 30, 1875 j
1, _._, __.. 86
023, 01;
Oct.
1,1875.!
753, 904 90

U. S. coincei'titicates.

Checks payable in coin.

$6,390,140
$1, 536, 353 66
18,038,520
2, 348, 140 49
3, 720, 040
1, 469, 826 64
975, 015 82
11, 953, 680
16, 897, 900
1,013,948 72
28, 501, 460
2, 190, 644 74
21, 872, 480
1,069,094 30
18, 660, 920
1, 163, 905 88
3, 994, 006 42
7, 533, 900
3, 748, 126 87
H 003, 540
13, 099, 720 3, 829, 881 64
9, 845, 080 4, 382,107 24
9,161, 160
3, 680, 854 92
7, 590, 200 1, 163, 628 44
4,255, 631 39
17, 354, 740
3,117,100 90
12,341,060
4,715,364 25
10, 102, 400
4,219,419 52
11,412,160
5,454,580 I
12,471,940 i
11,539,780 I
11,743,320 i
22,139,080 I
13,522,600 I
18, 325, 760 !
23, 518, 640 I
23, 454, 660 i
13, 671, 660 I
13,114,480 i
14,410,940 !
10, 622, 160 !
5,753,221) 1
12, 642, 180
4,201,720

Total.

$'.), 625,
116
22, 289,429
6, 842,441
15,471, 229
19,704, 589
36, 888, 141
25, 589,482
22, 767,226
13, 135,649
20, 080,248
19,911, 757
16, 275,117
15,091, 422
9, 875,757
23, 065,302
16, 948,578
16, 646,423
19, 414,489
347
6, 375,
13, 778,031
13,498, 549
13, 088,250
23, 581,177
14, 585,810
19, 701,930
24, 6*6, 460
24, 984,942
15, 514,185
14, 406,266
15, 854, 155
11,706, 715
325
6, 683,
13, 665, 195
4, 955,624

90
97
85
78
45
03
69
12
33
83
25
95
98
84
12
60
99
16
37
05
86
93
71
55
50
09
10
00
56
42
54
76
86
90

Aggregate.

$3,378,596 49 $13, 003, 713 39
7, 337, 320 29 29, 626, 750 26
3, 102, 090 30
9, 944, 532 15
2, 983, 860 70 18, 455, 090 48
3, 297, 816 38 23, 002, 405 83
11,457,242 69
48, 345, 383 72
11,507,060 75
37,096,543 44
31,099,437 78
8,332,211 66
5, 324, 362 14 18,460,011 47
6, 227, 002 76 26,307,251 59
5, 857, 409 39 25, 769,166 64
6, 456, 909 07 22, 732, 027 02
4, 833, 532 18 19,924,955 16
3, 377, 240 33 13,252,998 17
6, 529, 997 44 29, 595, 299 56
8, 559, 246 72 25, 507, 825 32
7, 787, 475 47 24, 433, 899 46
4, 842, 154 98 24,256,644 14
3, 854, 409 42 10, 229, 756 79
5, 269, 305 40 19, 047, 336 45
4, 279, 123 67 17, 777, 673 53
3, 780, 557 81 16, 868, 808 74
4, 368, 909 01 27, 950, 086 72
5, 282, 658 90 19,868,469 45
7, 205, 107 08 26, 907, 037 58
8, 679, 403 49 33, 365, 863 58
32, 569, 969 26
7,585,027 16
6,812,022 27 22, 326, 207 27
6, 834, 678 67 21,240.945 23
6, 582, 605 62 22.436,761 04
4. 960, 390 63 16; 667, 106 17
3, 937, 035 88 10, 620, 361 64
5, 294, 386 44 18,959,582 30
8, 050, 329 73
3, 094, 704 83

The specie, as returned by the national banks on October 1st of this
year,* is classified as follows: Coin, $3,364,569.74; United States coincertificates, $4,485,760—total, $8,050,329,73. It will be observed that
the amount of coin jbhen held is less than at any time during the last
six years—the amounts held by the banks of New York City and by
all the banks of the country being, respectively, $9,450,041.66, and
$13,190,615.48 less than the amounts held by them in October of last
year.
This marked decrease in the amount of specie is believed to arise
from the increased demand for commercial balances abroad, and from
the special demand during the late monetary excitement in San Francisco. Authoritative statistics show that sixty-four millions of specie
were exported during the first nine months of the present year, as
against forty-four millions for the same period last year. The demand
from San Francisco is believed to have been about five millions.
The Director of the Mint gives the following estimate of the move.
*The average amount of specie held by the national banks of the city of New York
during the week ending November 27, was $14,4*25,000.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XLVII

mentof specie for the last three years, and of the amount in the country
on June 30, 1874, and June 30, 1875 :
Specie held by the Treasury and the national banks June :J0, 1872
Estimated amount in Pacific coast States and Territories at that date...
Estimated amount held by bankers and others elsewhere
Estimated product of United States mines for two years
Imports of coin and bullion for same period

$98, 389, 864
20, 000, 000
10, 000, 000
140,000,000
49, 695, 34o

Total
Deduct exports of coin and bullion during same period

318,085,207
151, 238, 979

Total estimated amount of specie on hand June 30, 1874
166, 846, 228
Estimated product of United States mines for the year ending Jane 30,
1875
72,000,000
Imports of coin and bullion for the year
20, 900,717
Total
Deduct exports of coin and bullion during the year

259,746,945
92,132,142

Total estimated amount of coin and bullion in the country June 30, 1875. 167, 614, 803

The Director says that in this estimate no account has been taken of
the amount of gold and silver consumed in the arts and manufactures
from June 30, 1872, to June 30, 1875. It is difficult to obtain any reliable data upon this point. Whatever the amount may have been, it was
reduced to a considerable extent by the plate, and other manufactured
articles of gold and silver, which fouud their way to the melting-pot
from the accumulated stock of the country. Making due allowance
for the latter, the amount to be deducted from the estimated total may
be stated at, say $15,000,000; and, allowing $10,000,000 for possible overestimates, this would leave the amount of coin and bullion in the country
on the 30th of June, 1875, about $142,000,000. Of this total, from
$12,000,000 to $15,000,000 consists of silver coin and bullion.
The following table exhibits the amount and kinds of outstanding
paper currency of the goverment and of the national banks on the 1st
day of November in each year, from 1805 to 1875, inclusive:
United States issues.
Date.

National-bank

j Fractional
currency.

November 1, 1806 $27, 588, 010
November 1, 1867. 30, 706, 633
November 1, 1868. 33, 413, 985
November 1, 1869. 37, 035, 442
November 1, 1870. 39, 289, 794
November 1, 1871. 39, 488,143
November 1, 1872. 42, 316, 786
November 1, 1873. 48, 041, 350
November 1, 1874. 47, 385, 698
November 1, 1875. 40, 681, 629
June 20, 1874

45, 772, 010

January 14,1875... 45, 360, 498

Old demand- j Legal-tender
notes.
notes.

$250, 357 $389, 945, 428 1417,783,795
208, 392 356, 956, 453 387, 871, 478
137, 555 355, 883, 518 389, 435, 058
113,258 356, 000, 000 393,148, 700
102, 231 356, 000. 000 395, 392, 025
92, 821 357, 500, 000 397, 080, 964
86, 053 360, 566, 764 402, 969, 603
79, 667 366,92-2,018 415, 043, 035
75, 267 382, 000, 000 429, 460, 965
69, 707 373, 236, 244 413, 987, 581
76, 777

Aggregate.

Total.

$292, 964, 532 $710, 748, 327
299,153, 296 687, 024, 774
299, 887, 675 689, 322, 733
299,910,419 693, 059,119
302, 607, 942 697, 999, 967
324, 773, 260 721, 854, 224
340, 993, 470 743, 963, 073
348, 350, 949 763, 393, 984
351, 927, 246 781,338,211
348, 216, 902 762, 204, 483

382, 000, 000 427, 848, 787

' 349, 894,182 ; 777, 742, 9C9

72, 317 | 382, 000, 000 427, 432, 815

351,861,450 | 779,294,265

The table below, compiled from information furnished through the
courtesy of W. A. Camp, esq., manager of the New York clearinghouse association, exhibits the transactions of the clearing-house of
that city, and the amount and ratio of currency required for the pay-




XLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

ment of daily balances, for the years ending in October, from 1851 to
1875, inclusive.
I
Years.

No.. of
^ > If
I l l
banks.;

1854
1855
1850
1857
1858
1859
1860
1861
1862
1863
1864
1865
I860
1867
1868
1869
1870
1871
1872
1873
1874
1875

50
48
5!)
50
46
47
50
50
50

58
58
50
59
61
62
61
59
59
59

.

r

- l

. ,

1

*Ciipit^J.

044, 000
! #47,
884, IK)
883, 700
420,
1 G4, 200
146,018
! 67,
921,714
i 67,
907, 435
69,
900
! 68, 605
:
375,
68, 820
972,
! 68, 508
586,
: 68, 763
83, 363,013
370, 200
! 82,
1
81, 770, 200
270,
i 82, 200
720,
' 82, 200
83, 620, 200
84, 420, 200
!
84,420, 200
370,
! 83, 200
635,
! 81, 200
435,
I 80, 200

Exchanges

$ " , 750, 455, 987
.>
5, 362, 912, 098
6, 906, 213, 328
8,333,226,718
4, 756, 664, 386
6, 448, 005, 956
7,231,143,057
5,915,742,758
6,871,443,591
14,867,597,849
24, 097, 196, 656
26, 032, 384, 342
28,717,146,914
28, 675, 159, 472
2-i, 484, 288, 637
37, 407, 028, 987
27, 804, 539, 406
2f), 300, 986, 682
32, 636, 997, 404
33, 972, 773, 943
20,850,681,963
23, 042, 276, 858

!
| Average
Balances, paid | Average daily daily bal
g
in money.
exchanges, ances, paid I
in money. \

6297,411,494
289, 694, 137
334, 714, 489
365, 313, 902
314,238,911
363, 984, 683
380, 693, 438
353, 383, 944
415,530,331
677, 626, 483
885, 719, 205
1, 035, 765, 108
1, 066, 135, 106
1. 144,963,451
1, 125, 455, 237
1, 120,318,308
1, 036. 484, 822
1, 209; 721, 029
1,213,293,827
1, 152, 372, 108
971,231,281
1, 104, 346, 845

+72,747,2^1 1^413,464,860,992 ]§ 16, 858, 398, 139

#19,104, 505
17, 412, 052
22,278,108
26, 968, 371
15, 393, 736
20,867,333 j
23,401,757 !
19, 269, 520
22, 237, 682
48, 428, 658
77, 984, 455
84, 796, 040
93,541, 195
93, 101, 167
92, 182, 164
121, 451, 393
90, 274, 479
95, 133, 074
105,961,277
111,022,137
68, 139, 484
75, 301, 558

\Pr. ct.
$988, 078
5 2
940. 565
5^4
079, 724 i
4.8
182,246 I
4.4
016,954 j
6. 6
177,944 I
5. 6
232,018 i
5.3
151,088 i
6. 0
344, 758 i
(5. 0
207,252 I
4.6
3. 7
2, 866, 405 !
4.0
3, 373, 82S !
3. 7
3, 472, 753 j
4.0
3,717,414 i
4.0
3, 642, 250 |
3. 0
3,637,397
3,365,210 i
3. 7
3,927,666 !
4. 1
3,939,266
3. 7
3,765,922 I
3.4
3, 173, 958 !
4. 7
3,603,977 j
4.8

:61, 102,416 I +2,491,440

4.1

* The capital stock is stated at various dates, the amounts at a uniform date in each year not being
attainable.
| Yearly averages for twenty two years.
S Totals for twenty-two years.

The amount of the coin and paper currency of a great nation is small
in comparison with that of bank checks, certificates, and bills of exchange which are used as credit circulation. It has been said that they
are simply the u small change;'7 and by an examination of this table
it will be perceived how inconsiderable is the aggregate of currency used
in comparison with, that of bank-checks, and how small an amount is
actually needed to settle the large daily transactions of business at the
New York clearing-house.
A table will be found in the appendix, prepared by Mr. E. B, Elliott,
of this Department, showing, for the period of thirteen years and nine
months, from the close of the year 1801 to the 30th day of September,
1875, the average greenback-price of gold and the average gold-price
of greenbacks, by months, quarter-years, half-years, and fiscal and calendar years, as derived from daily quotations of sales in open market in
New York City. The chart accompanying the table exhibits the average currency-prices of gold and the average gold-prices of currency, by
quarter-years, for the same period.
LOST OR UNREDEEMED BANK-NOTES.

Many exaggerated estimates have been made of the proportion of
loss upon Treasury and bank notes which have been in actual circulation for a series of years. The amount of demand Treasury-notes issued
from July 17, 1861, to December 31,18G2, was $00,000,000, in denominations of five, ten, and twenty dollars. The amount of these notes remaining outstanding on the 1st of November last was $89,707, the portion unredeemed being between one-eighth and one-ninth of one per
cent, of the amount issued.




EEPORT OF THE COMPTROLLER OF THE CURRENCY. XLIX

In the absence of sufficient data no reliable statement of similar losses
arising from the circulation of bank-notes has ever been made. In order
to ascertain as nearly as possible the proportion of loss upon such notes,
the Comptroller applied to the superintendent of the bank-department
of the State of New York for a statement of the amount of outstanding circulation of the banks of that State, at a period when it was greatest, and the amount remaining outstanding at the expiration of the six
years' notice required to be given by the banks before they were by law
relieved from the obligation to redeem them. Through the courtesy of
the superintendent in transmitting a series of reports to the Comptroller, this Office has been enabled to prepare tables exhibiting the
amoun t of notes which had been issued to the banks, and the amount
remaining unredeemed at the expiration of the legal notice. Eeturns
were in this way obtained from two hundred and eighty-six banks, either
incorporated, or organized under the safety-fund or the free-banking
systems of the State of New York. It was found that the maximum
amount of circulation issued to them was $50,754,515, and that the total
circulation still outstanding was $1,336,337, showing that the proportion
of unredeemed circulation was 2.63 per cent, only of the amount issued.
Thirty of these banks still remain in operation in the city of New
York, either as State or national institutions; and letters of inquiry
from this Office, addressed to them during the month of October last,
have elicited the following information : The maximum amount of circulation issued to them was $7,763,010; remaining unredeemed in October, 1875, $142,365 ; amount unredeemed in proportion to that issued,
1.83 per cent., as will be seen from the following table :
Jfamc of bank.

Greatest circulation.
Tear.
American Exchange
Bank of America.
Bank of New York
Bank of North America
Bank of the Republic
Butchers and Drovers'
Chatham
Chemical
Citizens'
East River
Grocers'
Importers and Traders'
Irving
Marine
Market
Mechanics'
Mechanics' Banking Association.
Mechanics and Traders'
Mercantile
Merchants'
Merchants' Exchange
Metropolitan
New York County
New York Exchange
Park
?
Phoenix
St. Nichola
Shoo and Leather .
Tradesmen's
Union
Totals.

1853
18til
1860
1860
1859
1854
1858
1861
1860
1864
1854
1863.
1862
1863
1862
1855
1860
1864
1854
1863
1863.
1863
1862
1863
1862
1861
1862
1862
1854
1862

Now outstanding.

Amount.

Percentage.

$400, 000
121, 570
450, 000
98, 712
293, 139
375, 000
133, 400
432,113
185, 841
120, 830
98,116
220, 000
100, 000
300, 000
281, 456
435, 000
121, 590
227, 513
118, 050
337, 097
149, 964
570, 000
123, 974
160, 000
375, 941
147, 230
200, 000
645, 300
300, 000
241,174

$8, 299
1,200
3, 759
3,838
3,500
3, 226
3, 863
11, 082
5,218
5, 045
1,878
5, 979
2,000
3,600
6, 996
6,494
1,300
4,042
2,691
2,349
2, 798

19,170
5,968
2r600
6, 060
1,659
4,300
7,051
5, 000
1,400

2.07
.98
.83
3.88
1.19
.86
2.89
2. 56
2.80
4.17
1.91
2.71
2. 00
1.20
2. 48
1.49
1.06
1.77
2.27
.696
1.86
3.36
4.81
1.62
1.61
1.12
2.15
1.09
1.66
.58

7,763,010

142,365 !

1.83

The statutes of the State of Wisconsin provide that a bank of issue,
after eighty per cent, of its notes shall have been retired, may give notice
for two years, in some newspaper of the county where it is established,
that its circulating notes must be presented for redemption at the office
cc—IY




REPORT OF THE COMPTROLLER OF THE CURRENCY.

of the State comptroller within three years from the date of such first
notice. After the expiration of that time the comptroller is authorized
to surrender to the order of the bank any securities he may hold for the
redemption of its notes.
From an examination of the official reports of the State superintendent, transmitted through the courtesy of the State comptroller, it is
found that the greatest amount of circulation issued to two hundred and
forty Wisconsin State banks was $7,505,409, and that the amount remaining unredeemed is $134,747; the proportion of outstanding or unredeemed notes being 1.78 per cent., only, of the amount issued.
The following table gives similar information as to the national banks
which failed prior to the year 1870, from which it will be seen that the
amount of circulation issued to them was $1,554,400, the amount outstanding on November 1, 1875, $21,053, and that the proportion of notes
remaining unredeemed is only 1.39 per cent, of the total issue.
Name and location of bank.

e n tReceiver ap- Circulation Circulation Percunreoutstand- age
pointed—
issued.
ing.
deemed.

Apr. 14,1865
First National Bank, Attica, N. T
May 1,1866
Venango National Bank, Franklin, Pa
May 8,1866
Merchants' National Bank, Washington, D. C
Mar. 13,1867
First National Bank, Medina, N. Y
Mar. 21, 1867
Tennessee National Bank, Memphis, Tenn
Apr. 30,1867
First National Bank, Selma, Ala
May 20, 1867
First National Bank, New Orleans, La
Aug. 29,1867
National Unadilla Bank, Unadilla, N. Y
Farmers and Citizens' National Bank, Brooklyn, N. Y. Sept. 6,1867
Oct. 1,1867
Croton National Bank, New York, N. Y
Feb. 2R, 1868
First National Bank, Bethel, Conn
Mar. 3, 1865
First National Bank, Iveokuk, Iowa
Apr. 24, 1868
National Bank, Vicksburg, Miss
Mar. 15, 1869
First National Bank, Rockford, 111
Oct. 14, 1869
First National Bank of Nevada, A ustin, No v

$44, 000
85, 000
180, 000
40, 000
90, 000
85, 000
180, 000
100, 000
253, 900
180, 000
26, 300
90, 000
25, 500
45, 000
129, 700

$484 00
621 50
2, 316 00
468 25
896 25
1,013 25
2, 804 50
940 50
2, 679 75
1, 476 25
520 50
1.086 00
'481 25
1, 042 00
4, 823 50

1.10
.73
1.28
1.17
.99
1.19
1.55
.94
1.05
.82
1.97
1.20
1.88
2.31
3.71

1, 554, 400

21, 653 50

1.39

INSOLVENT BANKS.

Since my last annual report receivers have been appointed for five
national banks, as follows :
Gibson County National Bank, Princeton, Indiana.
First National Bank of Utah, Salt Lake City, Utah.
Cook County National Bank, Chicago, 111.
First National Bank of Tiffin, Ohio.
Charlottesville National Bank, Va.

During the year dividends have been declared as follows :
Merchants' National Bank, Washington, D. C, 10 per cent.
National Uuadilla Bank, Unadiila, N. Y., 13y(j- per cent; total, 45-^- per cent.
Scandinavian National Bank, Chicago, 15 per cent; total, 40 per cent.
Atlantic National Bank, New York, 15 per cent: total, 70 per cent.
First National Bank, Washington,D. C, 10 per cent; total, 60 per cent.
Merchants7 National Bank, Petersburg, Va., 9 per cent; total. 24 per cent.
First National Bank, Manslield, Ohio, 10 per cent; total, 35 per cent.
First National Bank, Norfolk, Va., 15 per cent; total, 35 per cent.
First National Bank of Rockford, III., 16-^j per cent; total, 4119t3 per cent.
First National Bank of Carlisle, Pa., 15 per cent ; total, 40 per cent.
First National Bank of Topeka, Kans., 15 per cent; total, 45 per cent.
Gibson County National Bank of Princeton, Ind., 40 per cent.
First National Bank of Utah, Salt Lake City, Utah, 15 per cent.
National Bank of the Commonwealth, City of New York, 20 per cent, to shareholders.
First National Bank of Fort Smith, Ark., 13 per cent, to shareholders.

The affairs of the National Unadilla Bank, New York, of the First
National Bank of Fort Smith, Ark., and of the First National Bank of




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LI

Rockford, 111., have been finally closed; and it is expected that during the
next year those of the Ocean National Bank of New York City, the
First National Bank of New Orleans, the First and Merchants'National
Banks of Petersburg!], Va., the First National Bank of Washington, D.
C, the Gibson County National Bank of Princeton, Ind., and of the
Wallkill National Bank of Middletown, N. Y., will be finally closed.
Many of the claims against the Eighth National Bank of New York
City have, during the past year, been assumed and. liquidated, by the
stockholders of the bank in their individual capacity; and these liquidated claims have by them been turned over to this Office, in lieu of
the payment of assessments, amounting tofifty-fiveper cent., made upon
them as stockholders on account of such claims. The uucollected assets
of the bank have also been sold by the receiver to the representative of
the stockholders, under the order of the United States district court.
On other claims against the association, for small amounts remaining
outstanding, dividends have been declared in full. The creditors of the
National Bank of the Commonwealth of New York City have been paid
in full, and dividends amounting to twenty per cent, have, during the last
year, been declared in favor of its shareholders. Dividends amounting
to thirteen per cent, have also been declared in favor of the shareholders
of the First National Bank of Fort Smith, Ark.
On account of a deficiency of assets, assessments have been directed
to be made, under section 5151 of the Revised Statutes, upon the shareholders of the following-named banks: First National Bank, New Orleans; Crescent City National Bank, New Orleans; New Orleans National Banking Association; Atlantic National Bank, of New York
City; Wallkill National Bank, Middletown, N. Y.: First National Bank,
Washington, D. C.; First National Bank, Norfolk, Va.; First National
Bank, Anderson, Ind., and the Scandinavian National Bank of Chicago,
111.; and suits have been directed to be brought against their delinquent shareholders for the enforcement of their liability under the section named.
It is impossible to prevent delays in liquidating the affairs of insolvent banks when the stockholders of such institutions resist by litigation the enforcement of the personal-liability clause of the nationalbank act. Every effort will in such cases be made to close up the affairs
of the banks with the least possible expense to creditors and shareholders.
SECURITY OF CIRCULATING NOTES.

The following table exhibits the kinds and amounts of United States
bonds held by the Treasurer on the 1st day of November, 1875, to secure
the redemption of the circulating notes of national-banks:
Class of bonds.

Authorizing act.

Loan of February, 1861, (81's)
Loan of July and August, 1861, (81's) . . .
Loan of 1863, (81's)
Five-twenties of March, 1864
Five-twenties of June, 1864
Five-twenties of 1865
Consols of 1865
Consols of 1867
Consols of 1868
Ten-forties of 1864
Funded loan of 1881
Paciiic Railway bonds

February 8,1861
July 17 and August 5,1861
March 3, 1863..
March 3,1864
June 30, 1864
March 3, 1865
.do.
do.
do.
March 3, 1864.
July 14, 1870, and January 20,1871
July 1,1862, and July 2, 1864

Total .




Rate of interest. Amount.
6 per cent.
do
.do
...do
...do
...do
.do .
.do .
.do
5 per cent.
do
6 per cent.

$3, 675, 000
51, 059, 350
28, 046, 700
179, 000
4, 656, 200
8, 272, 700
6, 536, 650
10, 282,100
981, 000
91, 974, 150
141, 072, 050
12. 814, 512
367, 549, 412

LII

ITEPORT OF THE COMPTROLLER OF THE CURRENCY.

These securities consist of $128,503,212 of six per cent., and $239,046,200 of five per cent, bonds. The amount of six per cent, bonds now
held is $17,478,438 less than on November 1, 1874, and the live percent, bonds have also been reduced $393,900 during the same period.
Since October 1,1870, there has been an increase offiveper cent, bonds,
amounting to $143,103,050, and a decrease of six per cent, bonds of
$118,388,088. Since October, 18G5, the increase in live per cent, bonds
has been $162,193,G00, and the decrease of six per cent, bonds
$147,747,338.
CLASSIFICATION OF STOCKS.AND BONDS.

Below is a statement of the aggregate amounts of the various kinds
of bonds, stocks, and mortgages, and the amount of real estate owned,
by the national banks of the United States on the 30th day of June, 1875;
United States bonds, par value
Stocks and bonds of States
Stocks and bonds of cities
Stocks and bonds of corporations
Bonds of counties and towns
Bonds and mortgages, on real estate

$3,105,143 56
8,074,630 77
15, 067, 623 29
2, 848, 595 84
2, 914, 322 72

Real estate owned, including banking-house property
Total

$402, 028,100 00

32,010: 316 18
37,956,241 37
471,994,657 55

The following table exhibits, for October 1, of this year, the amount
of reserve required to be held by the national banks under the act of
June 20, 1874, (which repealed the requirement of reserve upon circulation ;) the amount which would, at the same date, have been required by
the previous law; the amount then actually held, classified so as to
show the proportions in bank and with reserve and redeeming agents ;
and the amount of legal-tender reserve released under the operation of
the act named.
Total reserve
required.
lieserve
Location of banks,
Act of Nation- held.
June al-bank
20,1874 act.

Legal-tender reserve required. Legal Classification of reseive held.
tender
reserve
Act of June 20, 1874.
released
Nation- by act
Other
In tho
al-bank of June
lawful
In TreasSpecie. noney. from
bank. ury. Total. act. 20,1874.
agents.
Millions.

States and Terri$45.9
tories
New York City... 50.6
Other r e s e r v e
cities
Totals

$80.3
55.1

$09.7
GO. 5

$13.7
49.5

72.2

73.8

25. 7

207. G | 234.0

•111.6 $25. 3
1. 1 50.6

Millions.

$32.3
55.1

$7.0
4.5

88.9 | 16.3 j 105.2 j 123.5

18.3

3.6

29.3

$1.2
5.0

6.8

$45. 3 $53.2
55.5
32.3

7.0

85.5

An examination of the table shows that the national banks held on
October 1, 1875, $2(3,400,000 more of reserve than would have been required prior to the act of June 20, 1874, and $82,400,000 more than is
required under that act. The amount of cash-reserve held was
$148,500,000, which sum exceeds by $25,000,000 the amount required
prior to June 20, 1874, and is $43,300,000 greater than that required
under the present act.
The following tables exhibit the amount of circulation and of net
deposits, together with the reserve held by the national banks, at three
periods in each year, from 1870 to the present time :




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LIII

S T A T E S AND TERRITORIES, E X C L U S I V E OF R E S E R V E C I T I E S .

Dates.

March 24, 1870....
J u n e 9, 1870
October 8, 1870
April 25,1871
J u n e 10, 1871
October 2, 1871
April 19,1872
J u n e 10, 1872
October 3,1872
April 25, 1873
J u n e 13, 1873
September 12, 1873
M a y l , 1874
J u n e 26, 1874
Octobers, 1874
May 1, 1875
J u n e 30, 1875
October 1, 1875

Liabilities.
Classification of reserve.
NumReserve Reserve Ratio of
ber of
erve.
Other
Due
banks. Ciroula-j N"et de-! Total. req'red. held.
from
Specie. lawful
posits.
money. igents.
1,397
1, 396
1,400
1,482
1,497
1, 537
1,616
1,626
1,689
1,732
1,737
1,747
1, 751
1, 755
1,774
1,815
1, 845
1,851

Millions Millio ns Millions
$189. 0 $216. 1 $405.1
188.7
219*1 407.8
189. 8
216. 2
406.0
202.8
235. 8
438. 6
204.2
445.3
241, 1
210.2
467.6
257. 4
220. 1 267. 3
487.4
222.0
490.8
268.8
227. 3 282. 1
509.4
7
522. 6
231. 9
290.
527.7
232.8
294. 9
53G. 9
233. 1
303.8
286. 2
235.8
5Q2. 0
235. 4
522. 8
287. 4
234.1
527.5
293. 4
231 5 305. 2
536.7
541.3
229. 8
311. 5
537. 4
230.7
306. 7

*ercent Millions Milh
»isPt
llions Millions
3.3
$22. 8
$50.1
$39. 0
2.9
22.6
49.0
40,1
2.4
20.9
44.1
37.3
22.6
2.5
40.5
55.7
22.8
2.0
40.4
59.3
21.2
41.5
55.6
1.8
20.2
2.6
43.2
52. 2
20.7
1.9
57.8
42.1
19.2
2.0
52.5
43.3
20.2
1.6
59.0
45.1
20.6
1.7
62.3
44.9
20.6
2.1
63.9
44.5
21.6
2.4
60.1
50.1
21.3
2.2
62. 0
47.3
19.1
2.4
45.5
52.7
1.5
18.8
47.1
52.1
1.6
19.4
45.2
58.4
1.6
18.6
45.2
53. 3

NEW YORK CITY.

March 24,1870
J u n e 9, 1870
October 8,1870
April 29,1871
J u n e 10,1871
October 2,1871
April 19,1872
J u n e 10,1872
October 3,1872....
April 25,1873
J u n e 13,1873
September 12,1873
May 1,1874
June 26, 1874
October 2,1874
May 1,1875
J u n e 30,1875
October 1,1875

Millions Millions Millions Millions Millions Per cent. Millions Millions Million
34.2
186.1 220.3
55.1
72.3
32.8
47.8
24.5
33.5
53.6
189. 9
223. 4
55. 9
72. 4
32. 4
18.8
32. 9
159.8
192.7
48.2
54.9
28.5
9.1
45.8
31.8
29.0
195.1 226. 9
56.7
11.9
53.8
65.7
31.0
31.7
211.0
242. 0
60.5
11.4
65.2
76.6
30.6
26.7
191.3
221. 9
55.5
8.7
50.5
59.2
28.6
26.6
172.0
200.6
50.1
11.9
41.5
53.4
29.1
28.3
196. 9
225. 2
56.3
15.2
50.4
65.6
24.4
158.0
28.1
186.1
46.5
6.4
39.0
45.4
24.7
28.0
163.6
191.6
47.9
34.2
47.3
13.1
30.1
27.'7
186. 5 214.2
53.6
64.4
23.6
40.8
23.4
28.2
172. 0
50.0
46.9
14.6
32.3
200.2
27.2
207.6
46.3
234.8
58.7
71.3
25.0
30.4
26.2
56.3
206.4
232.6
58.1
15.5
71.8
30.9
25.3
53.9
229.9
204.6
57.5
14.4
68.3
29.7
21.0 '197. 5 218.5
51.1
54. 6
6.7
57.8
26.6
]9.2
62.9
218.4
59.4
237.6
13.7
76.6
32.2
18.3
55.5
202.3 220. 6
55.1
5.0
60.5
27.4

March 24, 1870
J u n e 9, 1870
October 8, 1870
April 29,1871
J u n e 10, 1871
October 2, 1871
April 19, 1872
J u n e 10, 1872
October 3, 1872
April 25, 1873
J u n e 13, 1873
September 12,1873 .
May 1, 1874
,
J u n e 26, 1874
October 2, 1874
M a y l , 1875,
,
J u n e 30, 1875
October 1,1875

Millions Millions Millions Millions Millions Percent. Millions Millions
69.3
156.4
225. 7
56.4
70.9
31.4
8.2
39.4
69.0
168.1
237.1
59.3
75.3
31.8
5.4
44.3
69.1
147.6
216.7
54. 2
63.7
29.4
3.0
38.5
71.6
179.6
251. 2
79.1
62.8
31.5
3.9
45.8
72.5
189.9
262. 4
65.6
83.1
31.7
47.2
2.8
74.6
188.1 262.7
65.7
28.7
75.3
1.5
42.6
76.6
183.9
260. 5
65.1
71.4
27.4
5.1
36.4
76.8
198.1
274. 9
68.7
79.1
2.8
42.6
28.8
179.6
257.7
78.1
64.4
66.8
1.9
36.7
25.9
78.2
196.0
68.6
2.2
274.2
72,4
26.4
40.4
78.2
210. 5 288.7
2.7
72 2
28.0
43.2
80.8
77.8
197.5
3.2
275.3
26.1
36.3
68*. 8
71.8
77.3
210.9
72.1
288.2
84.2
5.1
45.4
29.2
76.9
219.1 296.0
74.0
87.4
4.5
47.4
29.5
73.1
218.5
293.1
76.0
4.5
40.4
73.3
25.9
2.4
70.8
217.9
41.1
288.7
72.2
72.0
25.0
69.1 225.5
3.7
294.6
73.7
78.0
26.4
43.0
69.4
222. 9
292. 3
73.1
74.5
25.5
1.5
40 7

O T H E R R E S E R V E CITIES.




164
162
161
171
172
176
176
176
180
181
182
181
179
180
182
183
183
188

Uhons
23.3
25.6
22.2
29.4
33.1
31.2
29,9
33.7
28.2
29.8
34.9
32.3
33.7
35.5
31.1
28.5
31.3
32.3

L1V

REPORT OF THE COMPTROLLER OF THE CURRENCY.
SUMMARY.
Liabilities.

Dates.

Num| ber of

jbanks. }lassifi- Xetdetiou.

March 24,1870
J u n e 9,1870
October 8,1870
April 29, 1871
J u n e 10, 1871
October 2,1871

1, 615
1,612
1,615
,707
,723
,767

April 19,1872
J u n e 10,1872
October 3, 1872...

,843
., 853
1,919

April 25,1873
J u n e 13,1873
September 12,1873
May 1,1874
J u n e 26,1874
October 2,1874 . . .

1,962
1,968
1, 976

May 1,1875
J u n e 30,1875
October 1,1875 . . .

1,978
1. 983
2,004
2, 046
2,076
2,087

posits.

I Classification of reserve.
Reserve Reserve! Ratio of
Other Due
req'red.; held. '"•
Specie. lawful
from
Total.
money. agents.

Millions Millions Millions Millions Millions
$292. 5 $558. 6 §851.1 $172. 3 fc-235. 5
577. 2
863.4
291.2
176.3 j 239.8
523. 5
815.3
291.8
163.8 | 203.4
610.5
306.1
916.6
185. 3
243.5
641. 9
307.8
949. 7
261. 4
192. 9
636. 7
315.5
952. 2
233. 4
191. 3
623. 2
948. 5
325. 3
222 9
188. 4
663. 8
990. 9
327.1
246. 5
198. 6
619. 8
333.5
953. 3
209.9
187. 4
650.3
988.4
338. 1
194.9
225. 4
691. 9 1, 030. 7
338. 8
204. 9
254.1
339.1
673.3 1, 012. 4
199. 5
229. 1
340.3
704.7 1, 045. 0
209.1
268.1
338. 5
713.0 1, 051. 5
210. 6
270. 7
332. 5
710.5 1, 050. 5
210.0
244.9
323. 3
720. 0 1, 043. 9
207. 3
230. 5
318.1
755. 4 1, 073. 5
214.3
259. 8
318.4
731.9 1, 050. 3
235. 1
208. 9

Per cent.\Millions Millions Mill'
lions
27.7 j $36.0 $126.1
$73.4
27. 6
27. 1
138. 1
74.6
24.9
14.5
122. 6
66.3
18.3
26.6
85.1
140.1
27.5
152.8
92.4
16.2
134.5
24.5
86.9
12.0
19.6
121.2
82.1
23.5
20.0
134.9
91. 6
24.9
10.2
119.0
80.7
22.1
22.8
24.7
22.6

119. 7
129.0
113.1

88.8
97.1
96.1

25.7
25.7
23.3
|
i
j

16.9
28.0
19.9
32.5
22.3
21.3

141.8
150.9
139.8

93.8
97.5
83.8

22.1 !
24.2
22.4

10.6
19.0
8.1

139. 3
151.1
141.4

80.6
89.7
85. 6

USURY.

An important decision has recently been made by the Supreme Court
of the United States in the case of The Farmers and Mechanics7 National Bank of Buffalo vs. Dealing, upon the subject of usury, in which
the following points have been determined:
1. That when a national bank makes a loan at a usurious rate of interest it can recover only the amount actually loaned, all interest being
forfeited.
2. That when a national bank has received payment of a usurious
loan, the party paying such usury may, if he bring his action within
two years from the date of the loan, recover from the bank twice the
amount of all interest paid on such transaction.
3. That the penalties for usurious transactions or agreements made by
national banks are restricted to those imposed by the Revised Statutes
of the United States, which are paramount to the penalties prescribed
for similar offenses by the laws of the several States and Territories.
The Comptroller is frequently solicited to bring suits, under the authority of section 5239 of the Kevised Statutes, for the forfeiture of the
rights, privileges and franchises of national banks, on account of usurious transactions. In a previous report this subject was referred to as
follows:
Charges have been made against several national banks during the past year for
receiving usurious rates of interest. These complaints have been made not only
against banks in the South and West, where high rates of interest prevail, but also
against banks organized in other States, where the usurious rate charged was .but
slightly in excess of the rate of six per cent, allowed by law. Section 30 of the act
provides that when the amount of interest charged is greater than the rate authorized
by State law, twice the interest paid may be recovered by the person paying the same ;.
while section 53 provides that the franchises of an association may be forfeited if the
directors of a bank knowingly violate the provisions of the act. The original nationalcurrency act of February 11, 1863, provided as a penalty for usury the forfeiture of the
debt, and section 50 of the same act also subjected the rights, privileges, and franchises
of an association to forfeiture for willful violations of the act. It may be doubted,
therefore, whether Congress intended to impose a specific penalty involving the loss of




REPORT OF THE COMPTROLLER OF THE CURRENCY,

LY

the whole debt, and then, in addition, subject the same bank to a forfeiture of charter
in a subsequent section, which is applicable to other violations of law. I am informed
by gentlemen who participated in the framing of the present national-currency act
that the forfeiture of twice the amount of interest was regarded as a sufficient penalty
for such violations of law, and, at the same time, a sufficient protection to borrowers.
These statements are confirmed by the act of April 22, 1870, "An act to amend the
usury laws of the District of Columbia," which provides "that if any person or corporation in this District shall contract to receive a greater rate of interest than ten
per cent, upon any contract in writing, or six per cent, upon any verbal contract, such
person or corporation shall forfeit the whole of said interest so contracted to be
received, and shall be entitled only to recover the principal sum due to such person or
corporation." It will be observed that the forfeiture of the interest is the only penalty
prescribed by Congress, nearly six years after the passage of the national-currency act5
for corporations and individuals in the District of Columbia.
The rates of interest fixed by State laws are not governed by any sound economical
or business principles. In three of the New England States usury laws are abolished,
while in the remainder the rate has remained for half a century at a uniform standard,
which is less than the present rate of the Bank of England. ""In Minnesota and Virginia the rate is limited to twelve per cent.; in Illinois, Wisconsin, and Missouri, to ten
per cent.; in Alabama and Ohio, to eight per cent.; while in Pennsylvania, Maryland,
and Kentucky the rate is fixed at six per cent. In New York, the taking of an excess
beyond the limit of seven per cent, forfeits the ivhole debt, and subjects the creditor
to fine and imprisonment. It would be difficult to give any good reason wrhy the rate
of interest should be limited to ten per cent, in the city of Washington, to six per cent,
in the neighboring cities of Philadelphia, Baltimore, Wilmington, and Raleigh, and to
twelve per cent, across the Potomac, in Alexandria, and in the capital of Virginia.
Many of the States have practically repealed their usury laws, while other neighboring States retain upon their statute-books laws which are so continually evaded that
they have become obsolete. Savings-banks chartered by Congress, savings-banks,
trust-companies, and safe-deposit companies authorized by the legislatures of almost
every State of the Union, as well as private bankers, offer for interest on deposits rates
nearly equal, and sometimes exceeding, the ruling rates allowed by law; and under
such circumstances it is difficult to control by legislation the rates of the national
banks.
Self-protection stimulates even the most conservative banks to control their own
business and retain the accounts of dealers of long standing. The rates of interest
charged must correspond in some degree to the supply of money and to the demand.
If high rates are paid for deposits, it is with the expectation that the borrower will
pay a rate correspondingly high. Hence loans are made to those dealers who will
leave the largest proportion of the amount borrowed with the bank for the longest
period in the guise of deposits. Banks in New York charge seven per cent., in Philadelphia and Baltimore six per cent.; but their loans are made chiefly to dealers whose
average accounts show balances continually on hand equal to one-eighth or one-fourth
of the amount borrowed ; while the banks in the South and the West not unfrequently
charge the ruling rate without regard to the account of the customer. The expedients
for violating the usury laws are so numerous, that it may well be doubted whether it
would not be better for all parties to allow the rate charged to be regulated by the
state of the money-market. Under existing laws, in an easy money-market, the rate
not unfrequently falls below that prescribed by law. If money is scarce, the rate is
nominally within the limit, but really regulated in accordance writh a previous understanding between borrower and lender.
There are no usury laws in Great Britain or in the other commercial European
states ; and the commonwealth of Massachusetts, one of the most prosperous and
enlightened States of the Union, has recently abolished such laws; and it will be found,
by reference to the table on a preceding page, that the earnings of the banks in that
State for the four years since the passage of the act have been even less than in many
of the Eastern, Middle, and Southern States, where the rate is fixed at six per cent.
Mr. McCulloch, late Secretary of the Treasury, in his first report as Comptroller of
the Currency, recommended a uniform rate of interest, and expressed the opinion that
Congress possessed the power to enact such a law under the constitutional provision
of regulating commerce among the several States. Congress alone has the power to
coin money and regulate the value thereof; and if it alone has authority to issue and
authenticate the paper-currency of the country, there would seem to be no good reason
why it should not also provide for its free circulation, which is now impeded by the
ever-changing statutes of forty different legislatures.
The penalty for usury should at least be defined, and until this is done the Comptroller will not feel himself called upon to institute proceedings for forfeiture of the
charter of a bank for usurious transactions, when it is evident that the business of the
association is conducted legitimately and safely in other respects.




REPORT OF THE COMPTROLLER OF THE CURRENCY.
COUNTERFEITS.

Since the passage of the net of June 20,1874, $219,336,440 of nationalbank notes have been received, assorted, and counted in the Office of
'the Treasurer, a large proportion of which has also passed through the
ihands of experts in this Office. This amount nearly equals two-thirds
of the present total national-bank circulation. The Treasurer informs
me that in counting and assorting this large amount of currency only
iive hundred and twenty counterfeit notes of all denominations have
been discovered; of which two hundred and five were twos, one hundred and thirty-eight fives, one hundred and twenty tens, fifty-two
twenties, and five one-hundreds; amounting, in all, to $3,840.*
The only well-executed counterfeits of national-bank notes of the denomination of five dollars, that have been discovered, are upon five of
tlie national banks in Illinois, namely: The First and Traders' National
Banks of Chicago, The First National Bank of Paxton, The First
National Bank of Canton, and The First National Bank of Aurora.
The amount of notes of this denomination wThich has been issued to
the four banks first named is $433,700, about three-fourths of which
lias been withdrawn from circulation. Circulars have recently been
addressed to all of the national banks, and to the postmasters of the
country, requesting the return to the Treasury of all genuine five-dollar
notes of these banks coming into their possession ; and it is expected
tba during the present year very nearly the whole of such issues will
be retired. Experience has shown that the prompt retirement of the
genuine notes of any denomination which has been successfully imitated
is the most effectual means of preventing the circulation of their counterfeits. The Comptroller has also the satisfaction of stating that the
Treasury detective force has recently captured the plate from which all
of the counterfeit five-dollar notes before referred to have been printed,
and no further issue of these spurious notes is apprehended.
It is believed, as stated in my former reports, that the large amount
of engraver's work, both upon the faces and the backs of the nationalbank notes, together with the similitude of the designs, has tended to
prevent their being successfully counterfeited; and it seems certain that
*Tke following table, showing the number and amount of counterfeit notes of the
Bank of England presented to that bank during various periods from 1806 to 1874, has
been compiled from a statement presented in July last by the deputy governor of the
bank to a select committee of the House of Commons, anil printed in the London Bankers' Magazine for October, 1875:
Total number and amount.

Average for eacli year.

Period.
Notes.
From
From
From
From
From
From
From
From
From

Amounts.

Notes.

Amounts.

1806 to 1810
1811 to 1820
18-21 to 1830
1831 to 1839
1840 to 1843
1844 to 1850
1851 to 1860
1861 to 1870
1871 to 1874

23, 561
200,149
32,127
2,841
1,032
1,734
4,194
1, 585
300

£38,903
260, 949
49, 496
10, 528
2, 754
7, 632
21, 082
5, 697
2, 032

$189,321
1, 269, 908
240, 872
51,235
13, 402
37,141
102,596
27, 724
9,889

4,712
20, 015
3,213
316
258
248
419
158
75

£7, 781
26, 095
4, 950
1,170
688
1,090
2, 108
570
508

$37, 866
126, 991
24, 087
5,694
3, 348
5,304
10, 259
2,772
2,472

Totals

267, 523

399, 073

1, 942, 088

3,877

5,784

28,148

The amount of circulation of the Bank of England on November 3, 1875, was
£37,905,215, or $184,465,728.80. (London Economist, November 6, 1875.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LVII

a new issue of national-bank notes, differing in design from that now in
use, will have the effect to increase the number of counterfeits. The objection urged against the present design is that it prevents the fiber in the
paper now used from being readily seen ; and to meet this objection the
Comptroller suggests that a more simple design be substituted for the
large central vignette upon the backs of the notes, which can be done
with but little expense, thus leaving the fiber of the paper more clearly
visible.
BANK-NOTE PLATES.

The sundry civil appropriation bill, approved March 3, 1875, after
making appropriations for paper and the expenses of printing the national-bank notes, and for expenses of engraving and printing the notes,
bonds, and other securities of the United States, provides that u the
above-named notes, currency, and other securities of the United States
shall be executed with not less than three plate printings 5 and that the
Secretary of the Treasury shall have executed one or two of such printings by such responsible, capable, and experienced bank-note companies
or bank-note engravers as may contract for the same at the lowest cost
to the government, and at prices not greater than those heretofore paid
for the same class of work; no company or establishment executing
more than one printing upon the same note or obligation, and the final
printing and finishing to be executed in the Treasury Department."
Under this provision the Secretary of the Treasury, in the month of
August last, decided to have the final printing of the national-bank
notes (the printing of their faces) executed at the Bureau of Engraving
and Printing of the Treasury Department ; and, in order to accomplish,
this purpose, the material used in printing this portion of the notes,
consisting of 6,168 face-plates, 4,565 rolls, and 4,730 dies, has been transferred from the custody of the Comptroller of the Currency, by whom
they were held, as provided in section 5113 of the Revised Statutes, to
that of the Secretary of the Treasury. In addition to the material
mentioned, 831 back-plates, 172 rolls, and 98 dies were similarly transferred. Since then all notes issued have been printed upon the distinctive or special paper heretofore used in printing the legal-tender notes,
and the words " Series of 1875," as also the signature of the present
Treasurer of the United States, have been imprinted upon their face.
An examination of the plates, dies, bed-pieces and other material
from which the national-bank circulation is printed, has been coinv
pleted, in whole or in part, and a schedule of the same has been filed
in this Office as required by section 5174 of the Revised Statues. A
large amount of material, also, which had been used in printing the
notes of associations which are in liquidation, has been destroyed in the
presence of three witnesses, appointed, respectively, by the Secretary of
the Treasury, the Comptroller of the Currency, and by the bank-note companies who were at the time in possession of such material.
Other similar material, recently transferred to the custody of the Secretary, has also been destroyed in the presence of witnesses appointed
by the Secretary and the Comptroller. The examination of this large
amount of material and its transfer to Washington has occupied two
months' time 5 and this, together with the alterations in the plates referred to, has caused considerable delay in furnishing to this Office
unsigned circulating-notes for issue to the banks. It is expected that
these alterations will be so far completed by the month of January next
that circulating-notes will thereafter be delivered with the usual promptness.




LVIII KEPORT OF THE COMPTROLLER OF THE CURRENCY.
STATE AND SAYINGS BANKS, AND TRUST AND LOAN COMPANIES.

As required by section three hundred and thirty-three of the Eevised
{Statutes, the Comptroller presents herewith the condition of these monetary institutions, so far as obtained, for the year 1874-775.
Scv'njs-1) mis.
The returns received from the six New England States, and from New
York and New Jersey, are, apparently, as complete and correct as the State
authorities could make them. Those from California, compiled by the
San Francisco Herald, also bear evidence of accuracy and completeness.
From Pennsylvania only five savings-banks (four in Philadelphia and
one in Pittsburgh) have furnished reports. The four Philadelphia
banks report their aggregate assets at $15,374,775; the Dollar SavingsBank of Pittsburgh at $4,140,137. Maryland returns six savings-banks—
five in Baltimore, having assets of $18,933,448, and one in Frederick, with
assets of $113,570. Minnesota returns three; aggregate assets, $119,163.
Indiana, which reported six savings-banks on January 1, 1874, will not
furnish returns for the present year until January next.
In the tabular statements of several of the States it will be observed
that certain amounts have been added for the purpose of balancing.u These
forced balances, made in this Office, will be found in the item of other
investments" when the total resources fall short, and in u other liabilities" when the deficit is on the credit side of the account. An instance
of this kind ccurs in the savings-bank statement for Massachusetts, and
the umissing sum of $593,285 in the aggregate resources has been added
to other investments." Last year it was found necessary to add
$902,790 to u other liabilities" in order to balance the statement. The
State commissioner of savings-banks furnishes no correction or explanation of these apparent errors in the u aggregates" which he supplies 5
and it has been found utterly impossible to derive any satisfactory explanation from the reports of the individual banks embraced in his last
annual report. His suggestion, in this last report, that u the banks be
required to furnish a statement of their condition, in the form of a trialbalance of their accounts," intimates plainly that the primary fault is in
the law of the State, which does not require sufficiently explicit returns
to be made by the banks.
The item of " expenses" in the tables is extremely defective, many of
the returns giving none whatever; and in a considerable number of the
reports, United States bonds are not distinguished from other bonds and
stocks, nor is the separation of the amount of "loans on real estate"
from that of "loans on personal and collateral security" always
observed.
The present year furnishes savings-banks reports (complete and partial) from twelve States, ten of which appeared in my last annual
report. Eeturns from three other States are now given for the first
time, while from one that was reported by me last year no returns have
been received. A comparison of the aggregates for the purpose of exhibiting their differences would therefore be useless; but the six New England States, together with New York, ^sew Jersey, and California, admit
of instructive comparison.




EEPORT OF THE COMPTROLLER OF THE CURRENCY.

LIX

Their principal items stand thus : #
Aggregate deposits.

Number of depositors.

Average to eaeh.

States.
1873-74.
Xew England
New York
New Jersey
California

1874-'75.

$381, 207, 058 $405, 838, 925
285, 520, 085 303, 935, 649
29, 629, 588
30, 954, 877
67, 691, 097
72, 569, 103

1873-74.

1874-'75.

1,179, 484
839, 472
89,715
77, 910

1, 223, 441
872, 498
93, 800
91,993

1873-'74.
$323
340
330
807

19
12
23
76

1874-'75.
$331 72
348 35
330 00
789 36

State banks.

In the tables of the appendix, banking institutions having capital
stock, though calling themselves savings-banks, are included with State
banks; and in several cases where but one true savings-bank is found
in thfc report of a State, it, also, has been combined with the banks of
discount and deposit of that State, to avoid the necessity of additional
tables.
The tables representing this class of banks are compiled from the returns of 551 institutions, situated in twenty-four States and the District
of Columbia ; none having been received from the Territories. Their
aggregate loans and discounts are $176,308,949, and their investments
in bonds and stocks amount to $24,012,934. Of this last amount the
item of " investments in United States bonds" is, for the reasons stated^
inaccurate, and considerably below the true figures. The items of u other
investments/7 " undivided profits," and u surplus," though correct in the
aggregate cannot be relied upon individually. The total resources are
stated to be $272,338,996. In a few unimportant instances only has
it been necessary to force a balance in the tables.
The statement of the banks of Ohio, here given, was furnished by its
Secretary of State. The amounts are apparently averages, returned
to the auditors of eighty-eight counties for purposes of State taxation.
They are without dates, but were collected in the months of September
and October of this year. The number of banks assigned to Ohio is
therefore an estimate only, and it has been found necessary to add the
sum of $720,651 to uliabilities" in the statement, in order to balance it.
The report of the nine banks in Chicago is taken from the Inter-Ocean,
There were no others obtainable from the State of Illinois.
West Virginia making returns of ten banks; Maryland, sixteen ; Ohio,,
one hundred and five (estimated); New Orleans, "five; Arkansas, one;
and Texas, five; are now given for the first time. Missouri, which was
returned last year, could not be obtained for the present report.
Trust and loan companies.

Eeports from thirty-five of these institutions, situated in New York,
Massachusetts, Connecticut, Ehode Island, and Philadelphia, have
been obtained, and are separately tabulated in the appendix.
The aggregate capital of these is $21,854,020; their deposits, $85,025,371; loans, $65,900,174; investments in bonds, stocks, and mort* From official rexwrts made to Parliament it is found that the amount due to
depositors (including accrued interest) by the old savings-banks, and the post-office
savings-banks of the United Kingdom of Great Britain and Ireland, was, at the close
of the year 1874, $314,495,807. The number of open accounts was 3,132,293, making an average of $100.40 per capita. This shows a vast difference in the average of
each depositor as compared with those of this country; but there is probably a great
difference, also, in the character of the deposits. Those of Great Britain are, in the
main, actual savings, while great numbers of the American savings-banks do a considerable amount of commercial business.




LX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

gages, of all kinds, $30,409,004; cash and cash items, $9,019,016; and
their total resources are $122,800,175. Several of these companies state
that they hold very large values, amounting to many millions, in trust,
which are not the property of the companies, and are not, therefore,
returned by them as deposits proper. The reports of the trust companies for New York, Massachusetts, Connecticut, and Kb ode Island are
furnished by their respective State superintendents of banking institutions. Those of Philadelphia were obtained by direct applications made
to their proper officers, who cordially and promptly responded to the
requests of this Office, although they expressed doubt whether they
could be properly classed as banking institutions.
Explanatory.

Earl}' in this year, at the time thought most appropriate for obtaining
the latest reports, the Comptroller addressed letters to the governors,
and to the bank superintendents of all the States having such an officer,
asking for returns of the banking institutions of their respective States.
The only available reports which have been received in answer to these
applications will be found in the appendix. During the summer and
autumn he again applied for the required information to the officers of
nearly one hundred and fifty banking companies in the States from
which no authentic reports had been received.
The Comptroller takes pleasure in acknowledging the courtesy of a
large number of these gentlemen ; but when the results of all these inquiries are examined, it will be seen how neglectful are the constituted
authorities in respect to the monetary institutions of their respective
States.
The returns of 1,260 of the State banks, trust companies, and savings-banks in the United States show more than eleven hundred millions
of dollars of deposits; seven hundred and seventy-five millions of
loans and discounts; ninety-one millions of capital stock; sixty-nine
millions of surplus funds and undivided profits, and a grand total of
nearly thirteen hundred millions of resources, balanced by an equal
amount of liabilities. How much beyond these sums remains unreported to this Office must be left to the estimates or conjectures of experts in finance.
To understand the difficulties encountered by the Comptroller in collecting the statistics of the banks under consideration, it is sufficient
only to instance the fact that many of the States do not, by law, require
these institutions to report their condition to any of the State authorities.
To his inquiries, several of the governors replied, " We have no such
information;'7 and others added, u and we don't know where it is to
be had.'7 Some of the States require returns of those items only which
they subject to taxation for State purposes, which are generally the
capital stock and deposits of the banks; and even where full returns
are required, they are usually averages for periods that vary in length
and terminal dates.
Among the States from which either no reports were received, or such,
only, as could not be utilized, are the great States of Illinois, Ohio,
Virginia, Louisiana, Missouri, and many others. Of the thirty-seven
States in the Union, the Comptroller has been able to obtain reports of
banks of discount and deposit from twenty-four only, and of the ten
Territories, returns have been received from the District of Columbia
alone. Many of these reports are manifestly defective. He has also obtained reports of savings-banks from but twelve States and parts of
States, and of trust and loan companies from four States and one city.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXI

One other source of information, which supplies some of the deficiencies mentioned, is found in the returns made to the Commissioner of
Internal Revenue for purposes of taxation. I^rom the reports obtained
by the Comptroller and from these returns the following table has been
prepared, showing the number of State and savings banks and of trust
companies, and the amount of their deposits at various dates in 1874-775,
together with the number of banks and private bankers, and their
average deposits for June, 1873, and May, 1875, as returned to the Commissioner. The table also shows the average amount of capital in May,
1875, and the taxable capital and deposits for the six months ending
May 31,1875, as reported to him. The total average deposits for November, 1873, is also given in a note.
From reports ob- From returns made to the Commissioner of Internal Revenue.
tained by the
Comptroller at
various dates in
Six months ending
May, 1875.
1875.
June, 1873.
M a y 31, 1875.
States and Territories.
Taxable
c apital
Average de- Average de- Average capDeposits.
ital.
an d d eposits.
posits.
posits.
Alabama
Arkansas
California
Colorado
Connecticut
Dakota
Delaware
Dist. of Columbia...
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan.
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York.
North Carolina..
Ohio
Oregon
Pennsylvania
Rhode Island
South Carolina ..
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Totals.

$78, 246
72, 569,103
78, 519, 318
252, 479
1, 024, 001

9, 602,165
751,324
3, 757, 338
966, 119

5
61
23
184
26
11

6,149,
29, 718,
22, 567,
224, 376,
7, 408,
944,

202
430
308
429
055
264

30, 227, 492
35, 077, 089
253

416, 106, 226

"105

" 2 1 * 535," 202

133
53

66, 222, 831
52, 244, 723

436, 632
7, 594, 732
3, 057, 798
1. 946, 715
6, 909, 215

1, 260

$1, 667, 219
316, 338
66, 186, 456
305, 922
66, 124, 918
67, 628
1, 543, 785
8, 666, 579
154, 277
3, 204, 509
16, 854
33, 544, 797
10, 968, 885
6, 446, 114
2, 935, 323
12, 688, 659
7, 370, 620
27, 253, 684
21, 567, 758
200, 663, 465
11, 004, 407
1, 675,182
1, 473, 019
35, 720, 025
68, 835
946, 368
1,178, 148
29, 037, 827
35, 203, 844
425, 847, 438
1, 505, 944
36, 623, 163
784, 356
102, 957, 949
41,904,469
1,171, 628
3, 127, 673
2, 869, 837
493, 224
4, 865, 998
8, 688, 175
123, 956
2, 290, 556
8, 396, 392
42, 371

$1, 800, 847
184, 804
99, 640, 319
914, 054
77, 467, 290
96, 650
1, 385, 129
3, 814, 703
237, 265
3, 965, 978
56, 853
35, 629, 942
12,161, 278
11, 957, 458
2, 253, 757
32,200,901
7, 723, 296
29, 697, 569
24, 260, 491
238, 238, 794
10, 547, 674
1, 872, 648
1,261,665
35, 723, 844
80, 201
1, 060, 736
2, 086, 974
23, 558, 567
34, 408, 873
16, 841
440, 775, 402
1, 552, 466
39, 988, 035
1,236,848
96,717,293
53,127, 962
1, 224, 076
2, 916, 792
4, 153, 263
517, 819
10, 007, 254
7, 248, 461
157, 612
3,113, 178
8, 929, 797
43, 154

1,100, 042, 436 1,229,094,594 1,346,014,813

$955, 000
175, 275
19, 941, 282
165, 145
2, 399, 010
11, 000
470, 562
495, 456
42, 000
4,104, 257
102, 000
10, 163, 398
5, 402, 258
3, 330, 976
1,344,131
9, 709, 965
4, 039, 720
2, 140, 138
4, 447, 838
3, 974, 342
3,159,048
1,091,111
808, 919
9, 226, 683
76, 750
321, 719
195, 980
749, 014
1, 827, 170

22
15
112
28
106
8
9
16
9
69
4
329
143
210
93
93
27
66
58
243
151
57
22
210
4
32
12
67
70
3
848
19
300
8
485
60
17
26
95
7
20

$2, 864, 640
389, 408
80, 500, 652
1, 210, 992
22,321,012
129, 152
1, 274, 000
2, 992, 000
254, 400
9,170, 928
148,000
36,125, 944
14, 671. 704
11,501,548
3, 853, 484
25, 720, 252
10, 028, 648
4, 327, 220
12, 155, 636
15, 077, 532
13, 874, 364
2,819,160
2, 285, 364
48, 192, 328
174, 800
1,316,888
2, 587, 480
4, 883, 144
15, 274, 688
23, 752
219, 554, 096
2, 246, 020
40, 053, 768
1, 874, 000
105, 322,116
21, 818f 528
2, 494, 776
3,869,016
7, 235, 372
677, 020
2, 197, 792
10, 247, 228
334, 000
4, 062, 876
12, 259, 940
98, 408

200, 316, 098 4,375

780, 494, 076

64, 823, 359
621, 408
7, 687, 538
490, 455
21, 537, 699
3, 939, 263
1, 069, 550
875, 147
2, 947, 182
60, 000
90, 000
2, 869, 524
114,946
745, 783
1, 563, 597
10, 500

NOTE.—The amount of the average deposits for the rconth of November, 1873, as reported to the
Commissioner of Internal Revenue, was $1,160,861,826.




LXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

This table affords all the additional information at the command of
this Office in reference to the number, deposits, and capital of State
banks and private bankers of the country.
Three hundred and twenty-nine banks and bankers in Illinois return
to the Commissioner $35,029,942 of deposits, two hundred and ten in
Missouri, $35,723,844, and ninety-three in Kentucky, $12,200,901; from
none of which could returns be obtained from any {State officials. The
savings-banks of California, twenty-five in number, hold $72,509,103 of
deposits, while eighty-seven other institutions and private bankers
return to the Commissioner $99,040,319 ; indicating that the total amount
of deposits in California, outside of the national banks and the savingsbanks, is but $27,131,200. By a similar comparison it will be found that
five hundred and ninety-five private bankers in the State of New York
held but $24,G09,170 of deposits, while two hundred and fifty-three State
and savings-banks and trust companies held $410,100,220. Other comparative results of corresponding character may be deduced from the
table.
Unfortunately for a useful comparison of summaries, the Commissioner's report embraces the returns of private bankers and brokers,
and does not distinguish them, in numbers or amounts, from the incorporated or legally-authorized banks to which the Comptroller's inquiries
are restricted.
The total number of banks and private bankers reporting to his Office
is 4,375, while the number of banks represented in the reports obtained
by this Office number but l,2G0; the Commissioner's summary of the
deposits held in May, 1875, is put at $1,340,000,000, while the aggregate reported to the Comptroller for various dates in 1874-?75 is
$1,100,000,000—the number of the banks and bankers in one statement
exceeding by 3,115 that of the bauks, trust companies, and savingsbanks in the* other, while their deposits are .but $240,000,000 greater
in amount.
Information in regard to these institutions, approximating to acaccuracy and completeness, can be obtained only through improved
State legislation. Much that is promising of good results has already
been done by exciting attention and endeavor in this direction.
Appropriate bills were reported last winter in the legislatures of Illinois
and Virginia, but were not passed. In these States, and elsewhere, the
subject is undergoing what may be regarded as preliminary consideration. In several of the States, laws more or less effective are now in
operation ; and it is deserving of notice that New York has enacted a
law with respect to her savings-banks far more exacting and restrictive
than are the legal restrictions imposed upon the national banks; thus
conforming to a provision in the State constitution which was recently
ratified by popular vote. It is a truth, not universally recognized, that
concealment is not among the vested rights of chartered money corporations 5 but it is safe to say that the soundest of them regard publicity
of their affairs to be a measure of safety to themselves and a duty to
the public.
AMENDMENTS.

The following amendments of the national-bank act are recommended.
1. An amendment authorizing the Comptroller to appoint receivers of
national banks, whether transacting business or in liquidation, when
insolvency shall become evident from the protest of drafts or of checks
drawn upon such associations, or otherwise, if, after due examination,




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIII

it shall appear that the assets are insufficient for the liquidation of existing indebtedness.
2. Authorizing the appointment of a receiver when the charter of a
bank shall be determined and adjudged forfeited by a United States
court before which suit is brought, as provided in section 5239 of the
Revised Statutes.
3. Providing that after full payment shall have been made of all the
debts of an association, an agent may be appointed by the shareholders
of the bank, for the purpose of liquidating its affairs; and thereupon
discharging the Comptroller and receiver, by virtue of'such legislation,
from all further responsibilities.
4. For the investment of the funds of insolvent banks, on deposit with
the Treasurer, in interest-bearing securities of the United States, when
dividends are delayed by reason of protracted litigation.
5. Providing that if any shareholder or shareholders of banks, whose
capital stock is impaired, shall refuse, after three months' notice, to pay
his or their assessments, as provided in section 5205 of the Eevised
Statutes, a sufficient amount of the capital stock of such delinquent
shareholder or shareholders shall be sold to make good the deficiency.
6. An amendment of section 5200 of the Eevised Statutes extending
the limit of liability of any association, person, company, orfirm,for
money borrowed, from one-tenth of the capital paid in, to fifteen per
cent, of capital and surplus for banks located in the reserve cities, and
to one-tenth of capital and surplus for other banks.
7. Prohibiting the deposit of more than ten per cent, of the capital of
a national bank with any private banker, or with any person or association other than a national banking association.
8. That no national bank shall be liable to make good any deficiency
which may hereafter arise in any special deposit made with such bank,
unless there shall be produced by the owner of such deposit a receipt in
w7hich the liability of the bank shall be distinctly stated.
9. The repeal of the two-cent stamp-tax upon bank-checks.
10. Enquiring the word ucounterfeit," or "altered," or uillegal," to
be stamped on all counterfeit or unauthorized issues.
11. The repeal of that portion of section 4 of the act of June 17, 1870,
which provides for the organization of savings-banks in the District of
Columbia.
Many of these proposed amendments were incorporated into a bill reported from the Committee on Banking and Currency during the last
session of Congress, but no final action was reached upon them.
SYNOPSIS OF SUPREME COUKT DECISIONS.

The following synopsis of the decisions of the Supreme Court of the
United States relative to national banks (3d to 21st Wallace, inclusive)
has been prepared at the request of the Comptroller by Hon. Charles
Case, late receiver of the First National Bank of New Orleans, now of
this city.
ABATEMENT.

An action brought by a creditor of a national bank is abated by a decree of a district or circuit court dissolving the corporation and forfeiting its franchises.
{National Bank of Selma vs. Colby, 21 Wallace, 009.)
ACTIONS.

I. A national bank may be sued in proper State court. (Bank of Bethel vs. Pahquioque Bank, 14 Wall., 383, p. 395.)

IT. Such banks may sue in Federal courts. The word " by " was omitted in section
57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 506-7.)
Receivers may also sue in United States courts. (Ibid.,pp. 506-7.)




LXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
ACTIONS—Continued.

III. When the fall personal liability of shareholders is to be enforced the action
must be at law. (Kennedy vs. Gibson, S IValL, p. f>05.)
IV. But if contribution only is sought the proceedings should be in equity joining
all the shareholders within the jurisdiction of the court. (Ibid., pp. 505-6.)
V. In such equity suit a decree interlocutory may be entered for the per centum
ordered, and the case may stand over for the further action of the court if
necessary until the whole personal liability is exhausted. (Ibid.,p. 505.)
VI. In such equity suit it is no defense that shareholders not within the jurisdiction are not joined. (Ibid., p. 506.)
VII. Suits to enforce personal liability of shareholders may properly be brought7
before other assets are exhausted. (Ibid., pp. 500-6. See also ki COMPTROLLER/
III, "DEBTORS," I.)

VIII. When a creditor attaches the property of an insolvent national bank lie cannot hold such property against the claim of a receiver appointed after the attachment-suit was commenced. Such creditor must share pro rata with all
others. (National Bank of Selma vs. Colby, 21 Wall., 609.)
ATTORNEYS.

Section 56 of currency act is directory only, and it cannot be objected by
defense that a suit is brought by private attorney instead of the United States
district attorney. (Kennedy vs. Gibson, S Wall.,p. 504.)
BY-LAWS.

A national bank cannot by its by-laws create a lieu on the shares of a stockholder
who is a debtor of the associat ion. (Bullard vs. National Bank, <£-c, 18 Wall., 589.)
See also case of Bank vs. Lanier, 11 Wall., 369, cited under "'LOANS ON SHARES,"
post.
CHECKS.

I. Holder of check on a national bank cannot sue the bank for refusing payment
in the absence of proof that it was accepted by the bank. (National Bank of
Republic vs. Millard, 10 Wall, p. 152.)
II. The relation of banker and customer is that of debtor and creditor. Receiving
deposits is an important part of the business of banking, but the moment they
are received they become the moneys of the bank, may be loaned as a part of
its general fund, and the check of the depositor gives no lien upon them.
(Ibid., per Davis, J., p. 155.)
III. Perhaps, on proof that check had been charged to the drawer, and that the
bank had settled with him on that basis, the holder or payee could recover
on a count for " money had and received.11 (Ibid.,pp. 155-6.)
IV. The facts that the hank was a United States depository and the check was
drawn by a United States oflicer to a United States creditor, do not vary the
rule. (Ibid., pp. 155-6.)
COMPTROLLER.

I. Comptroller must decide when and for what amount the personal liability of the
shareholders of an insolvent national bank shall be enforced. (Kennedy vs.
Gibson, 8 Wall, p. 505.)
II. His decision as to this is conclusive. Shareholders cannot controvert it. (Ibid*,
p. 505.)
III. In any suit brought to enforce such personal liability, such decision of the
Comptroller must be averred by the plaintiff, and, if put in issue, must be
proved. (Ibid.,p. 505.)
V. Comptroller appoints the receiver, and therefore can remove him. (Ibid., p. 505.)
VI. Comptroller cannot subject the United States Government to the jurisdiction
of a court, though he appears and answers to the suit. (Case vs. Terrill, 11
Wall, p. 199.)
CURRENCY ACT.

I. " The purpose of the currency act was, in part, to provide a currency for the
whole country, and, in part, to create a market for the Government loans."
Strong, Justice, in Tiffany vs. Missouri, IS Wall, p. 413.)

(Per

DEBTORS OF NATIONAL BANKS.

I. Debtors of an insolvent national bank, when sued by the receiver, cannot object
that pleadings do not show a compliance with all the steps prescribed by
statutes as preliminary to the appointment of such receiver. (Cadle, Receiver,
<y-c, vs. Baker § Co., 20 Wall, p. 650.)
II. Such ordinary debtors may be sued by receiver without previous order of
Comptroller. (Bank vs. Kennedy, 17 Wall, p. 19.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXV

INTEREST.

I. Under section 30 act of 1864, a national bank in any State may take as high
rate of interest as by the laws of such State a natural person may stipulate
for, although State banks of issue are restricted to a lesser rate. (Tiffany vs.
National Bank of Missouri, 18 Wall, p. 409.)
[NOTE.—In Missouri, natural persons may take ten per cent., but State banks
are restricted to eight per cent. In this case the national bank had taken nine
per cent. Held, legal.]
II. Held, also, that as the action was virtually brought to recover the penalty for
usury, the statute (section 30) must receive a strict construction. (Ibid.,}). 409.)
JUDGMENTS.

I. A judgment against a national bank in the hands of a receiver upon a claim
only establishes the validity of such claim; the plaintiff can have no execution
on such judgment, but must await pro rata distribution. (Bank of Bethel vs.
Pahquioque Bank, 14 Wall., p. 383. Clifford, J., p. 402.)
LOANS ON SHARES.

I. National banks are governed by the act of 1864, which repealed the act of 1863,
and cannot, therefore, rra've loans on the security of their own shares, unless to
secure a pre-existing debt", contracted in good faith. Bank, <$-c, vs. Lanier, 11
Wall, p. 369.)
II. The placing of funds by one bank on permanent deposit with another bank is
a loan within the spirit of section 35 of act of 1864. (Ibid.,p. 369.)
III. Loans by such banks to their shareholders do not create a lien on the shares
of such borrowers. (Ibid., p. 309. See also HuUard vs. Bank, 18 Wall., p. 580;
a n d " . 3 Y-L A WS ," s up ra.)
1
RECEIVERS.

I. Receiver of a national bank is the instrument of the Comptroller and may be
removed by him. (Kennedy vs. Gibson, 8 Wall.,p. 505.)
II. Such receiver is the statutory assignee of the assets of the bank, and may sue
to collect the same in his own name, or in the name of the bank, for his use.
(Ibid., p. 506.)
III. In such suit it is not necessary to make the bank or creditors parties. (Ibid.,
p. 506.)
IV. Receiver of a national bank represents such bank and its creditors, tut he in no
sense represents the Utilled Slates Government, and cannot subject the Government .
to the jurisdiction of any court. (Case vs. Terrill, 11 Wall, p. 199.)
Y. Decision of a receiver rejecting a claim against his bank is not final. Claimant
may still sue. (Bank of Bethel vs. Pahquioque Bank, 14 Wall, p. 383.)
VI. The clause of section 50, act of 1864, which prescribes that the receiver shall be
'• under the direction of the Comptroller v means only that he shall be subject to
his direction, not that he shall not act w ithout orders. He may and must collect the assets. That is what he is appointed for. (Bradley, J., in Bank vs.
Kennedy, 17 Wall, pp. 22-i;3.)
SHARES OE STOCK.

I. A national bank whose certificates of stock specify that the shares are transferable on the books of the bank on surrender of the certificates, and. not otherwise,
and which suffers a shareholder to transfer without such surrender, is liable to
a bona fide transferee for value of same stock, who produces such certificate with
usual power of attorney to transfer; and this is so though no notice had been
given to the bank of the transfer. (Bank vs. Lanier, 11 Wall, p. 369.)
II. Shares, quasif negotiable. (Ibid., p, 369.)
SHARES, TAXATION OF.

I. The act of 1864, rightly construed, subjects the shares of the association in the
hands of shareholders to taxation by the States under certain limitations set
forth in section 41, without regard to the fact that part or the whole of the
capital of such association is invested in national securities, which are declared by law exempt from State taxation. ( Van Allen vs. Assessors, 3 Wall,
p. 573.) (Chase, Chief-Justice, and other judges dissented.)
II. Act thus construed is constitutional. (Ibid.,p. 573.)
III. A certain statute of New York which taxed shares of national-bank stock declared void, because shares of State banks were not taxed, although their capital was; the act of Congress prescribing that shares of national-banks shall
be taxed only as shares of State banks are. (Ibid., p. 573.)
The ruling as to taxing shares of stock re-affirmed in Bradley vs. People, 4
Wall., and National Bank vs. Commonwealth, Wall, p. 353.*
* See also 4 Wall., 244, and 19 Wall., 490.
C C—V




LXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

SHARES, TAXATION OF—Continued.

In last case, held that a State law requiring the cashier to pay the tax was valid.
Reid, also, that a certain State tax-law virtually taxed " shares of moneyed
corporations," &c.
IV. Shares of stock in national banks are personal property, and, though in one
sense incorporeal, the law which created them could separate them from the
person of their owner for taxation, and give them a situs of their own.—(Tappan, Collector, vs. Bank, 19 Wall, p. 490.)
V. Sec. 41 did thus separate them, and give them a situs of their own. (Ibid., p. 490.)
VI. This provision of the national-currency act became a law of the property (in
shares), and every State in which a bank was located acquired jurisdiction,
for taxation, of all the shares, whether owned by residents or non-residents,
and power to legislate accordingly. (Ibid.,p. 490.)
APPENDIX.

Special attention is called to the carefully-prepared tables contained
in the report and the appendix, showing the number of banks organized
and closed, with their capital, bonds deposited and circulation, the
resources and liabilities of the banks from their organization to the
present time, their resources, dividends and earnings, the amount of
proved claims and of dividends made to creditors of insolvent banks,
banks which have gone into liquidation, the amounts and different
kinds of United States bonds and other stocks and bonds held by the
banks, the amount of specie and paper-money of the banks and in the
United States, the unredeemed notes of State and national banks which
have ceased to do business, the capital and deposits of State and savings
banks, and the amount of national and State taxes. A list of these
tables will be found on the following page, and an index to the last
report of each of the two thousand and eighty-seven national banks at
the end of the volume.
in concluding this report the Comptroller takes great pleasure in
#acknowledging the uniform courtesy of the honorable Secretary of the
Treasury, and desires also to tender his thanks to the officers and clerks
associated with him, for the faithfulness and industry with which they
have performed their respective duties.
JOHX JAY KM)X,
Comptroller of the Currency.
The SPEAKER OF THE HOUSE OF REPRESENTATIVES.




LIST OF TABLES CONTAINED IN REPORT AND APPENDIX.

.REPORT
Page.
I. Table showing the resources and liabilities of the national banks on October ],
1875, classified by reserve-cities, &c
IY
II. Table showing the resources and liabilities of the national banks in October
of each year, from 1871 to 1875
V
III. Table showing the amounts and kinds of Treasury notes issuetl in 1812-'15
VI
IV. Table showing the bonds required to secure the circulation of the national banks,
their par and currency value, gold interest and its currency value, and the
amount of circulation they secure
XVII
V. Table showing, by geographical divisions, the ratios of national-bank dividends
to capital, and to capital and surplus, 1869-'75
XIX
VI. Table showing, by States, the number of national banks which have failed, with
their capital, claims proved, dividends paid, and estimated loss
XXIII
VII. Table showing the mercantile failures in the United States and in New York
City, 1870-'75
XXIII
VIII. Table showing amount and increase, scmi-annually, of the surplus fund of
the national banks, 1864-'75
XXIV
IX. Table showing, by States, the number of national banks organized, with their
capital, and circulation issued and retired, from June 20, 1874, to January 14,
1875
XXX
X. Table showing, by States, the issue and retirement of national-bank circulation,
from June 20, 1874, to November 1, 1875
XXXI
XI. Table showing the monthly issue and retirement of national-bank circulation,
and the monthly deposit and retirement of legal-tender notes, from June 20,
1874, to November 1,1875
XXXII
XII. Statement exhibiting the operation of the acts of June 20, 1874, and of January
14,1875, down to November 1, 1875
XXXIII
XIII. Table showing-the amount of national-bank notes received by the Comptroller
and at the redemption-agency of the Treasury, from June 20, 1874, to Novem •
ber 1, 1875
XXXY
XIV. Table, by denominations, of the numbeV and amount of national-bank notes
issued, redeemed, and outstanding, 1863-'75
XXXYII
XY. Table showing, by numbers and amounts, the .increase and decrease of each, denomination of national-bank notes during the year ending November 1, 1875.. XXXYII
XVI. Statement of the amount of national-bank notes destroyed yearly from 18G5 to
1875
XXXYII
XVII. Table showing, by States, the taxation of the national banks for the year 1874.. XXXVIII
XYIII. Tabular estimate of the total yearly taxation of national banks, 1866-'75
XXXIX
XIX. Table showing the yearly amount of United States taxation of national banks,
1864-'75
XLI
XX. Statement of the amount of taxes collected from banks other than national, for
the fiscal year ending June 30, 1875
XLI
XXI. Table of aggregate dividends and earnings of national banks, with their capital and surplus (seini-annnally), 1869-'75
XLIII
XXII. Table showing, by States, the ratios of dividends to capital and to capital and
surplus, and of net earnings to capital and surplus (semi-annually), 1871-'75 . .
XLIV
XXIII. Table showing the specie held by national banks at the dates of their reports,
1866-'75
XLVI
XXIY. Estimate of the amount of specie in the United States on June 30, 1874, and
June 30,1875
XLYII
XXV. Table showing the amounts and kinds of outstanding United States and national-bank notes, 1866-'7">
XLYII
XXVI. Table showing the yearly transactions of the New York clearing-house, l854-'75
XL YIII
XXYII. Table of thirty banks in New York City, with their greatest State circulation,
and the proportion remaining unredeemed
XLIX




LXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Page,
XXVIII. Table of national banks -which failed prior to 1670, with their greatest circulation, and the proportion remaining unredeemed
XXIX. List of national banks for -svhich receivers have been appointed during the last
year
XXX. List of insolvent national banks which have paid dividends during the last
year
XXXI. Table showing the amounts and kinds of United States bonds held as security
for national-bank notes
XXXII. Statement of the amounts of stocks, bonds, &c, and of real estate, held by
national banks June 30, 1875
XXXIII. Table of reserve required and held October 1, 1875, under the national-bank
act and the act of June 20, 1874 ,• also the amount released under last-named act
XXXIV. Table showing the reserve of the national banks, required and held, at three
dates, yearly, from 1870 to 1875
XXXV. Table showing the number and amount of counterfeit IJank of England notes,
1806-74
XXXVI. Table showing the aggregate deposits, &c, of savings-banks in certain States,
1873-'74 and 1874-75
XXXVII. Comparative table showing, by States, the deposits, Sec, of banks other than
national, from returns received by the Comptroller and by the Commissioner
of Internal lievenue
XXXVIII. Synopsis of decisions of the United States Supreme Court relative to national
"banks

L
L
L
LI
LII
LII
LIII
LVI
LIX

LXI
LXIII

APPENDIX.
I. Table showing, by States, the number of banks organized, closed and closing,
and in operation, with their capital, bonds, and circulation, November 1,1875.
LXIX
II. Table showing tlio taxation of the national banks for 1 G
8 7
LXX
III. Similar table for 1 G
8 9
LXXI
IV. Table showing the currency value of gold and the gold value of currency, at
various dates from 1802 to 1875, with diagram
LXXII
AT. Table; showing the average weekly liabilities and reserve of the national banks
of Xew York City, as reported to the clearing-house, September and October,
1870-75
\
LXXIII
VI. Table showing, by geographical divisions, the dividends and earnings of the
national banks, for semi-annual periods, 18G9-"75
I
LXXIV
VII. Tables showing, by States and reserve-cities, the dividends and earnings of the
national banks, semi-annuaily, for the year ending September 1,1875
LXXYI
VIII. Table showing the liabilities and reserve of the national banks at the dates of
their reports, 1870-75
LXXVIII
IX. Table showing, by States and reserve-cities, the percentage of reserve of the
national banks to their liabilities, 1871-75
LXXX
X. Tables showing, by States and reserve-cities, the liabilities and reserve of the
national banks at the dates of their reports, since October 2,1874
LXXXII
XI. Table showing, by States, the resources and liabilities of State banks
XCII
XII. Table showing, by States, the resources and liabilities of savings-banks
XCV
XIII. Table showing, by States, the aggregate deposits of savings-banks, with the
number of their depositors and amount due to each
XCVI
XIV. Table showing, by States, the resources and liabilities of trust and loan companies
XCVII
XV. Table showing the aggregate number of national-bank notes issued, redeemed,
and outstanding, on Xovember 1, 18(58-'75
XCVIII
XArI. List of national banks in voluntary liquidation, with their capital, circulation
issued and retired, and circulation outstanding, November 1, 1875
XCIX
XVII. List of national banks in the hands of receivers, with their capital, circulation
issued and retired, and circulation outstanding, Xovember 1,1875
CIII
XVIII. List of insolvent national banks, with the date of appointment of receivers,
capital, claims proved, and dividends paid
CIV
XIX. List of officers and clerks in the office of the Comptroller of the Currency
CV
XX. Expenses of the office of the Comptroller of the Currency for the fiscal year ending June 30,1875
CVI
XXI. Tables showiug the aggregate resources and liabilities of the national banks at
the dates of their reports, 1863-'75
2
X X I I . Abstracts, by States and reserve-cities, of the reports made by national banks
since October 2, 1874
16
X X I I I . Report of the condition of each national bank on the 1st day of October, 1875..
59




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIX
Table showing for each State and Territory, on the 1st day of Xovember, 1875, the total number of banks organized, closed and closing, and in operation, with their capital, bonds on
deposit, and circulation issued, redeemed, and outstanding.
Banks.

j

Circulation.

j In op- Capital
States and Territories. Organ- !
Closed, j era- i l^aid in.
ized. I
I tion. |
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut:

i
|
j

Totals, E a s t e r n S t a t e s . j
New York
New Jersey
Pennsylvania
Delaware
Maryland

!
j
i
!

Totals, Middle States.;
District of Columbia
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida
,
Alabama
.,.
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri...

;
;
:
j

[
;

72j
40!
49;
237j
02! .
84

3|

48J
1|
14!

j

41
101

11!
10.
3:

i
j

32
42

Totals, Southern a n d
Southwestern States.
Ohio
Indiana
Illinois
Michigan . .
"Wisconsin .
Iowa
Minnesota .
Kansas
Nebraska.
Totals, Western States.!

i Outstandj Redeemed.

70 .-no, 370, 000 $9, 388, S.JU ^ u , 1.4.0, LCV^£6,690,593, $8 434,587
iv £ LU, oiv, uuw o.», ooc, 250*15,125,180: -^U, \ni\j, 0110, QO 1 0 1 , o<
~
- "
• " • 5
45! 5, 615, 000 " 5, 623, 012i 8, 903, 780! 3, 942, 253! ' 4, '961, 5!2 7
!, 581
40! 8, 945, 390' 8, 01)2, 000! 13, 702, 250; 6, 523, 669J 7, 178, 5;
68, 8'
234! 96, 244, 600' 70, 366, 550! 120, 155, 330 57, 786, 453 62, 368, 877
6->! 20, 579, 800 14, 775, 400 25, 835, 945 12,606,445 13,229,500
!
blj 25,974,814; 20, 266, 900 3 5 , 3 1 9 , 2 7 0 17, 067, 411 18, 251, 859

282 107, 794, &JV
W. 14, 345, 350
231! 57,145,307.
111 1. 523, lcT>i
31' 13, 773, 6t'5!

57, 430, 200 129, 288, 330
12,470,6501 21,261,650
48, 479, 350! 81,902,995
1, 453, 200! 2, 461, 465
9, K)8, 550! 17,762,100

74, 877, 4881 54, 410, 842
10,032.797! 11,228,853
38, 338' 527| 43, 564, 468
1,174,740 1,289,725
8, 557, 701 9, 204, 399

621 194, 582, 478 129, 737, 950252, 679, 540 132,981,253 119,698,287

086!
9;
29J
20;
11!.
12 .
15

! Issued,

53r 1(»7, 729, 604 128, 512,112 219, 041, 755 104, 616, 824 114, 424, 931

550
330
67
245
11
33

Bonds on
deposit.

5!
M
5!
.1!
2;
.v;
1!
9;

2, 032, 000
3, 594, 200 :
1, 846, 000
2,200,000
3,135, 000
2, 685, 000:
50,000
1, 625, 000

1, 628, 000;
2, 994, 750;
1,531,050!
1,670, 100|
1, 760,000;
2,026,4(0!
50,000l
1, 580, 000;
.I

1, 535, 615|
2. 607, 078J
2,090,851!
912, 520;
917, 250!
1,490,186!
1, OOOl
655, 617
63, 874
2, 421, 407
643, 283 :
114, 529!
4, 406, 605!
2, 045, 050;
5,356,431!

4, 250, 000
10! 1, 200, 000
2
205, 000j
50 10,295, 120.
26 3, 380, 300
35; 9. 095, 300

1, 318, 135
3, 286, 662
2, 065, 769
1,811,400
1, 865, 150
2,118, 954
44, 000
1, 420, 083
2,126
2, 947, 213
711,167
238, 471
8, 767, 080
2, 908, 270
4, 372,104

46;
191:
llll
159!
86!

214! 45, 590, 920 30, 338, 050 59, 143, 880 25, 267, 296, 33, 876, 584

18,
8!

103

15
(i
13

36
11

13
3
8;
lj

173
80
42
82
33
19
30.

841,
563,
556,
458,
550,
372,
527,
420,
000,

000
400
000
500
000
000!
30H!
OOO!
000|

26,059,450
15, 206, 500
13, 017, 800
7, 373, 150
2, 492, 000
5,031,000
3, 075, 400
1, 220, 000;
1, 010, 000;

43.241,110
26, 933, 315
27, 787, 335!
12, 472, 00():
5, 815, 500
9, 813, 255
5. 362, 680
2, 225, 820
1, 358, 600

19,577,639 23,663,471
12,197,991 14,735,324
13, 358, 306! 14, 429, 029
5,382,508; 7,089,492
329
2, 901. 1711 2, 914, " "
4,511,861; 5, 301, 394
2, 266, 339 3, 096, 341
886, 242' 1, 339, 578
523, 070;
835, 530

771

Nevada.
Oregon .
Colorado .
Utah .
Idaho.
Montana.
Wyoming
New Mexico .
Dakota

125, 512
131,700
350, 490
365, 416
61,339
116,815
17, 760;
142,810|
22, 430

Totals, Pacific States
and Territories

1, 676, 000

3, 113, 210

1, 334, 272

1, 778, 938

Due to banks for mutilated notes returned
Grand totals

2,297;

305, 743, 202,364, 749, 412 608, 988, 000 325, 804, 772;345, 586, 902

GOLD-BANKS.
Massachusetts .
California
Totals, gold-banks . . .




4, 700, 000|

2, 800, 000

120,000
2, 745, 900;

120,000!
115,900!

2,630,000

4,700,000

2,800,000;

2,865,900;

235,900!

2,630,000

LXX

REPORT OF THE COMPTROLLER OF THE CURRENCY,

TaMc showing the amount and rate of taxation (United States and State) of the national
banks for the year 1867.
Amount of taxes.
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
"West Virginia
North Carolina *
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
•
Nebraska
Oregon
Colorado
Ttah
Idaho
Montana
Totals




! Capital stock.!
ICnitedStates.

69, 085,
4, 735.
0, 510,
7!), 932,
20, 364,
24, 584,

j
|
I

000
000
012
000
800
220

116,494,941
J1., 333, 350
50, 277, 795
1, 428, 185
12, 590, 203
1, 350, 000
2, 500, 000
2, 216, 400
583, 300
1, 700, 000
500, 000
1, 300, 000
576, 450
200, 000
2, 885, 000
2, 100, 000
22, 404, 700
32,867,000
11, 620,000
5,070,010
2, 935, 000
3, 992, 000
1, 660, 000
7, 559, 300
400, 000
250, 000
100, 000
350, 000
150, 000
100. 000
100, 000
I 422, 804, 066 i

State.

K a t e of taxation.

Total.

$141, 226
8180,110
$321, 345
93, 179
88, 773
181, 952
144,164
122, 214
266, 377
1, 616, 825 1, 562,128 3, 178, 953
195, 355
324, 844
520, 200
387,146
434, 4-10
821, 587
3, 022, 662 4, 058, 706 7, 081, 368
223, 106
253, 359
476, 465
1,242,037 j 278, 268
1, 520, 305
32, 621
1, 261
33, 881
260, 2(51
166, 054
426, 315
J5, 330
3, 286
18, 615
48, 345
13, 926
(52, 270
46, 960
51,457 i
98, 424
9,049
5.144 !
14,193
40, 845
46, 895
6, o^o
050
8, 763
3, 830
12, 592
35, 894
20 042 i
55, 936
9, 015
6, 8(55
2, 14!) |
7, 096
5, 745
1,351
77, 283
5!), 816
17,467
80, 435
52, 460
27, 975 !
514, 681
520,951 J 1, 035, 633
278, 798
479, 170
200,372 I
231,917 j
553, 323
321, 406
111, 790
(56,001 I 179, 851
62,012 |
76, 583
138, 595
88,281
194,031
106,349
29. 522
68, 655
39, 132
189^ 248
133,142
322, 389
18,030
10, 229
7, 801
17, 749
10, 735
7,014
1,624
1, 624
11, 317
9, 702
1, 097
2, 984
1, 887
1, 405
1, 884
479
5(0
1, 397
837
9, 525, 607 j 8, 813, 126 j 18, 338, 734

States. State. Total.
Per ct. Perct. Per ct.
1.5
3.5
2. 0
1.9
1.9

20
1.5
1.7

26
22
2.5
2.3

2. 1
1.3
1.9
2.1
1.5
2.5
1.7
2.8
1.2

2. 9
2"l

27
2.'3
2.8
2. 2
2.6
2.0
1.4
2.5
4.3
2. 4
2. 8
1.3
0.5
0.8

1.9

3.8
4.1
4.0
2.5
3.3
6.1
4.2
3.0
2.4
3.4
1.6

2. 2
2*0
1.0
1.6
3.5

2. 0

0.5
0.1
1.3
0.3
0.6
2.3
0.9
0.4
1.0
1.5
0.4
0.7
0.6
1.4
2.3
1.5
2.0
1.3
2.1
2. 2

Zl
2.4
2.9
2.7
4.3

16
3.6

2. 7
4.1
4.6
|
i
I
I
'

L3 |
2.0 |
2.0 j
2.8 i

'6.T
0.7
1.4
0.6

3.7
4.8
3.5
4.74.9
3.3
3.4
4.5
7.1

2. 4
3! 2
2.0
1.9
1.4
4.3

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXI
Idble showing the amount and rate of taxation ( United States and State) of the national
banks for the year 1669.
Amount of taxes.
States and Territories.

United States.

Totals




State.

!

es State. Total.

Total.

Per ct.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois.
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
Colorado
Idaho
Montana

I Rate of taxation.

Capital stock.

j
!
j
|
i
\
!
|
i
!
;
;
i
i
.';
'

89, 185, 000
4, 835, 000
6, 385, 012
81, 282, 000
20, 164. 800
24, 606, 820
112, 207,841
11, 465, 350
49, 500, 390
1, 428,185
12, 790, 203
1, 050, 000
2, 221, 860
2. 116, 400
683, 400
823, 500
500, 000
400. 000
300, 000
525, 000
200. 000
835, 000
987, 400
917, 399
752,
370,
510,
710,
717,
770,
810,
400,
400,
100,
350,
100,
100,

000
000
000
000
000
000
300
000
000
000
000
000
000

419, 619, 860

$191, 779
97, 245
129, 059
1, 691, 620
344, 687
476.241
2,958,089 j
279,410 j
1,312,419 |
30,907 j
277,590 i
23,814 i
59,281 !
51,979 I
15,712 |
19,763
45, 824
5, 926
27, 455
11,184
4, 284
62, 836
47, 164
635, 935
298, 336
369, 742
143, 649
80, 903
122,162
45, 223
171, 198
17, 443
14, 593
2. 917
11, 902
1, 179
1,731
10, 081,244

$164,150
102, 812
117,107
1, 329, 018
175, 466
360, 457
2, 980,104
200. 121
2i)0, 186
3,265
1-17,8:4 ;
1.850 !
8, 882 I
37, 053 j
2, 455 '
7,952
8, 254 i
490 j
7. LOT !
4,375 !
6, 998 i
10.236 I
6. 570 !
573,576 ;
218,888
217, 652
34,384 ;
50, 663 |

$355, 929
200, 057
246, 166
3, 020, 638
520,153
842, 701
5, 938,193
479, 531
1, 578, 605
34,172
425, 444
25, 664
68, 163
89, 032
18,167

54^ 078
6, 416
34, 562
15, 559
11, 282
73, 072
53, 734
1, 209, 511
517, 224
587, 394
178, 033
131, 620
53, 621 i 175, 783
29, 873 !
75, 096
120, 720 S
291,918
16,009 j
33, 452
10,838
25, 431
2, 917
11,286
23,188 I
2,541
3,720 I
4. 014 I
2,283

7,297,096 I 17,378,340

2.1
2.0
2.0
2.1
1.7
1.9
2.6
2. 4
2.7
2 2
2. 2
2.2
2.7
2. 3
2.3
2.4
3.0
1.5
2.1
2.2
2.1
2.2
2 4
2.9
2.4
3.0
2.6
3.0
3.3
2.5
2.2
4.4
3.7
2.9
3.4
1.2
1.7

Perct. Per ct.
1.8
3.9
2.1
4.1
1.8
3.8
1.6
3.7
0.9
2.6
1.5
3.4
2.7
5.3
1.8
4 2
0.5
3.2
0.2
2. 4
1.1
3.3
0.2
2.4
0.4
3.1
1.7
4.0
0.4
2.7
1.0
3.4
0.6
3.6
0.1
1.6
0.6
2.7
0.8
3.0
3.5
5.6
0.4
2. 6
0.3
2.7
2.6
5. 5
1.7
4.1
1.8
4.8
0.6
3.2
1.9
4.9
1.4
4. 7
1.7
4.2
1.5
3.7
4.0
8.4
2.7
6.4
2.9
3.2
6.G
2.5
3.7
2.3
4.0
4.1

LXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
CUHIiEXCY VALUE OF GOLD.
Table showing currency-price in dollars of one hundred dollars in gold in the New York market, by montlis, quarter-years, Iialf-yeurs, calendar years, and fiscal years, from January 1,
16G2} to August 31, 1875, both inclusive.
Periods.
January
February
March
April
May
June
July
August
September
October
November
December
First quarter-year
Second quarter-year
Third quarter-year
Fourth quarter-year
First half-year
Second half-year
Calendar year
Fiscal year ended June 30.

18o7.:. 1868. 1869. 1870.' 1871. 1872. 1873. 1874.

1866.
! 1862.'1663. 18G-1.: 18G5.

102. 5;!45. 1:155. 5 216. 2| 140. 1 131. 6138.5:135.6 121. 3 110. 109. 1 112. 7 111. 4
5160. il58. 6 205. 5|138. 4137 4141. 4|134. 4|l 19. 5 111. 110.3 114. 1 112. c
115. 5 112. 1
101. 6 151. 162. 9jl73. 6130. 5135 1139. 5J131. 3J112. Ill
117.8113.4
jlOl. 5 151. 172. 7148. 5! 127. 3'135. 6'138. 7J132. 9 113. 110.
176. 3:135. 6! 131. 8137 139. 61139. 2l 114. 111. 5 113.7 117. 7'112. A
1103. 3148.
jlOO. 5 14-1. 210. 7 140. 1148.7137 140. 1:138. l l l l 2 . 9 112. 4 113. 9 116. 5111. c
!ll5. 5130. 1258. li 142.1151.6 139. 4142. 71136. ljllG. 112. 4 114. 3 115. 7 110
ill I.5 125. 254. 1 143. 5! 148. 7140. 145. 5 134. 2117. 112. 4 ! 1I4. 4 115. 4! 109. 7
|118. 5 131. 222. 51143. 9l 145. 51143. 4143. 6 I3ti. 8 114. 2 114.5 113. 5.112. 7 109. 7
!I23. 5 14 7. 207. 2145. 51148. 3 143. 137. 1 130. 2 i l l 21.8 113. 2:il3. 2 108. 9 HO
.
131. 1 1 IS. 0233. 0 147 1143. 8139. 6 13 1. 4 120. '21111. 111. '2112. 9-108.6 110. 9|
\
132.
8 135. ^121. 5 110.i 109. 3 112.2 110 I l l l .

I

i 10-2. G 153.
: I 03. P14.8.
11 6. 2130.
130. 6,148.

j

I

I

4159 |198. 5!l36.3'l35. 7 159. 6 133.8.117.8 i l l . 1 109. 8 114. 1 111. 9 114. 2
3 166. 6141. 4135. 9 136. 7139. 5 136. 7 113. C 111. 5 112. 9 117. 3 112. 4115. 9
>
2 24 1.9 143. 2 146. 6 141. 2 113. it 135. 7116. 5S113. 11 14. 1114. 6 109. 8 114. 7
9 222.7 146. 2 142. 9 139. 3 135. 6! 126 111. 6 111.'2112. 8109. 2110. 9!

I

i
! 2 139.
i. 2 ! !50. i
:. 413J. 8:172. 8169. 9! 136. 1136. 139.
6 233.8 114.7 145.8 140.
:. 3 1 15. 2 203. 3 157. 3 140. 9 136. 139.
. . 137. 1.15'j. 22:U. 9,140. 4141 139.

I

!

l

|

6 135. 3115. 7 111. 3 111. 4 115. 7112. 2 115. 1
e.l;JU.b:114

121.1 113. 4 111. 9 110.31

7 133 1114. 9 111. 7 112. 4 113. 8 111.2'
9 137. 5; 123. 3112.7 111. 8 114. 0 112 |112. 7

GOLD VALUE OF CUIUtEXCY.
Table showing the gold-price in dollars of one luntiircil dollars in currency in the Ken- Tort
market, by months, quarter-years, half-years, calendar years, and jiscal years, from January
1, 1^(52, to August "M, 1875, both inclusive.
Periods.
January
February
March
April
May
June
July
August
September
October
November
December

1862.

1863.; 1864. 1865. 18G6. 1867. 1866' 1869. 1670.' 1871.| 1872/ 1873.11874.11875.
I

97.6
96. 6
| 98. 2
98. 5
96. 6
93.9
| 86. 0

68. 9:
62. 3
64. 7
66
67. 2
69.2
76. (i

61. 3
63. 1

46. 3
4H. 7

71.4
72. 3

73.

68 i
08. 4!

70. 7j 74. 4|
74. 1 11. 7i
76. 6 <3. 7 72. 11
75. 9 73
71. fij 71.8!
67. 2
7 1 . 4 72. 4
CA) ! 71. 7 70. li 73 5
67. 2 71
(58. 71 74. 5
66. 7- 09. 7 69. 6! 73.1
67. 4 69. 7
76. 8i
69. 5 71.6 74*! 4! 79.2:
73. 2 74. 2 74
62. 3j

50. 4
70.7
69.8
08. 4

73. 3
73.6
67.2
70

76. o;

57. 9 67. 3
73. 7
71. 4

76 3
75. 6:

47. 5
38. 7
3!). 4
44, 9
46. 3
67. 6 42.8
60. 21 44 i

First quarter-year ..
Second quarter-year.
Third quarter-year .
Fourth quarter-year.

97. 5.
96.3i
86.1!
76. 6;

65. 2:
67.4;
'6.8.
67. 2!

First half-year...
Second half-year .

96.9 66. 3 57.9 58. 9 73. 5 73. 4
81 ! 71. 6, 42. 8 69. 1 66. 6 71. 3

Calendar year
Fiscal year ended June 30

87. 3 :
84. 4

62. 9
53.6
40.8
44. 9

70. 4
69. 7
69. 5:
68. 7'

V^. 9 49. 2 63. 6
72.9J 04 ; 49.5,

73. 7 71. 5 71. 7i
73.2 71.7: 73.2;
70.8 69. fJ 73.71
79.41
71. r

72. 4
70. !)

73.9!
76.5]
75.2
72.7

82. 4'
83. 7;
88.8'
88.4!
87. 2!
88.0!
85. 6|
84. 8!
87. l!

90.3
89.7!
90.11
90. 4
89.71
89
89
89
87.3

91.7'
90.7:
90. 81
90
88
87.8
87.5!
87.4:
38.1

88.7^
87. 6
86. 6j
84.9
85
85.8
86. 4
86. 7
88.7
88.3; 88.3| 91. 8
89. 91 88. 6! 92. 1
91.5 89. li 90." 9

89. 7|
89. 11
89. 2l
88. 2'
89.91
90
91 I
91.2!
91.21
91
90. 2
89.6

84. 9
88 j
85. 81
89.6
;

90
89.7
88.4'
90 !
!

91 |
88.6:
87.6!
88.7:

87. 6'
85.3
87.3!
91.61

89. 3 87. 6
89
86.3
91. 1 87.2
90. 2J

!

1

86.4 89.8!
87.7: 89.2!
87 ! 89. 5:
81.1 88.7,

88.9
87. 3
86.6
87.1
86.3
85. 4
87.2
88.1
86.4

89. 8! 86.4 89.2 86.9
88.2' 89.4!
89 I 87.9 89.9
89.4; 87. 3J 89.3 88.8

J

NOTE.—MAXIMUM CURRENCY PRICE OF GOLD.

According to the officially-published quotations of the g'Vld-market in New York, the currency price of
$100 gold reached its maximum on the X It li day of July, "i'864, the quotations for that day ranging from
$276 to $285. The average price of 6100 gold for the month of -July, 1664, WHS $256.10, and the average
price of #100 gold for the quarter-vear ended September 30, 1664, was £244.90.




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIII
Table showing the average weekly deposils, circulation, and reserve of the national, banks in
Xew York City, for the months of September and October in each year, from 1870 to 1875,
inclusive, as reported to the is'ew York elearing-hou*c.
I
Liabilities.

Iteserve.

W e e k endingCirculation. ; N e t deposits.

Sept. 3, 1870..
Sept. 10, 18 70..
Sept. 17,1870..
Sept. 24,1870..
Oct. 1,18 70..
Oct. 8,18 70..
Oct. 15,18 70..
Oct. 22, 18
70..
OCD. 29,18 70..

Dollar s.
32, 672 815
32, 833 323
32, 686 <-84
32, 669 207
32. 654 378
32; 529 395
32, 456 049
32, 453| 226
32, 356 866

Sept. 2,1871..
Sept. 9,1871..
Sept. 16, 1871..
Sept. 23, 18ri..
Sept. 30,18 71..
Oct. 7,18 "i..
Oct. 14, 18
"i..
Oct. 21,18 71..
Oct. 28,18 71..

20,
30,
30,
29,
29,
30,
30,
30,
30,

Specie.

Tota

D )llars.

\Pcrcen . i Dollars.
29. 67 26, 070 522
2«». 43 16. 260, 659
'29. 39 14,444 365
29. 31 12. 770 922
29. 23 11,427 962
2:'! 11 10.658 402
29. 05 10, 064 025
29. 75 10, 296 819
30. 05 11, 367 009

Dollars.
172 315,962
! 106 343. 150
; 166 312| 076
! 163 691,615
163 674, 962
159 205, 353
I 159 194, 742
160 794, 105
164 653, 816

204
201
198
196
196
191
191
193
197

9H6
176
998
360
529
734
652
247
010

534, 300
442, 100
537, 700
046, 400
691,500
277, 300
102. 100
343, 800
737, 300

242
243
24 L
232
223
219
213
2i'2
202

369, 600
529 300
609 300
992 500
064 300
47(1 400
465
577 200
169 100

29.
26.
27.
26!
27.
26.
25.
26!
26.

510,100
765, 800
742, 500
721,900
640, 300
816, 200
115, 000
066, 400

210
207
199
193
186
1S9
198
201

997 300
346 400
364 800
411 300
399, 400
509, 100
776, 300
727, 400

777
473
960
822
340
746
791
331
6b4

36
21
27
42
49
76
23
03
19

26. 30
26. 10
28 22
25.' 18
24. 93
26. 77
2H. 63
27. 82

11, 619 600
11, 130 700
16,851 600
10,045 900
8, 46!) 700
10, 070 200
10, 657 400
9, 234 300

43, 806 500
42, 993 300
39,419 300
39, 651 700
37, 998 500
40, 675 100
46, 260 100
46, 665,000

55
54
56
49
46
50
56
56

19, 935, 900
17, 655 500
16, 135 200
11, 448 100
9, 240 300
10. 506 900
11, 650 100
11, 433, 500

33, 993, 600
32, 500,800
30, 083, 800
17, 863,300
9, 251,900
8, 049,300
5. 179,800
7, 187,300

53 929, 500
50 156' 300
46 219, 000
29, 331, 400
18 492, 200
18, 556, 200
16, 829, 900
18, 620, 800

54, 878, 100
54, 715, 700
55, 017,300
53, 977, 900
53, 297,600
52, 152,000
51,' 855,'100
49, 893, 900
50, 773, 000

71, 785, 600
72, 304, 900
72, 470, 500
70, 777, 400
66, 671, 000
66, 669, 700
64, 546, 500
61, 351, 800
61, 097, 900

58,
57,
57,
56,
56,
51,
46,
47,
45,

67, 966,300
66, 322, 800
64, 394, 800
62, 780, 800
61, 620, 400
57, 058, 500
54, 111, 200
53, 035, 900
54, 738, 400

M
3..
Sept. G, 18"
"3..
Sept. 13, IS'
r
Sept. 20,18 3..
V
3..
Sept. 27, 18'
Oct.
4, l.<3..
Oct. 11, 18'
"3..
Oct. 18, 18"
"3..
Oct. 25, 1673..

27, 323, 300
26,351, 200
27, 382,000
27, 295,400
27, 393,700
27, 419,400
27,421, 200
27, 390,100

igfj

775, 700
177, 850, 500
166 817.100
ir>o, 171, 300
131 855, 500
131, 958, 900
1-29, 575, 600
125, 671, 300

210. 099, 000
204 201, 700
196 259 100
177, 366, 700
159 249, 200
159. 376, 300
156, 997, 000
153, 061, 400

25.
24.
23.
16.
11.
11.
10.
12.

Sept. 5,1874..
Sept. 12. 1874..
Sept, 19, 18'
4..
Sept, 26, 18'4..
Oct. 3, 18'
4..
Oct. 10,1874..
Oct. 17, 18'
4..
Oct. 24,1874..
Oct. 31, 16'
4..

25, 630,500
27,701, 700
25, 595,700
90;)
25, 5! 13,
25, 387,700
25, 083,900
25, 028,(iOO
24, 961,6)0
25, 025,100

202, 918, 100
205, 166, 500
204, 265, (500
187, 139, 700
202, 605, 300
200, 054, TOO
197, 261, 900
193, 514, 600
193, 611, 700

228 548, 600
232'
200
229, Sf*i,300
212, 733, 600
993, 000
225 138, 400
222, 290, 500
218, 496, 200
218, 636,800

31. 4!
31.05
31. 52
33. 27
30. 01
29. 61
29. 04
28. 62
27.94

16,807 500
17, 589 200
17, 453 200
16, 799 500
15, 373 400
14,517 700
12, 691 400
11,457 900
10, 324,900

Sept. 4,18'5..
Sept. 11, 187
5..
Sept. 18, 187
5..
Sept, 25, 187 5..
Oct. 2, 1875..
Oct.
9, 187
5..
Oct. 16, 1675..
Oct. 23, 1675.
Oct. 30, 1875..

18, 093,700
] 7, 725,
000
17] 723',200
17, 902,600
17, 894, 100
17, 820, 700
17, 781,200
17, 844,600
17, 900, 100

210, 397, 200
209, 802, 100
206, 916, 800
205, 483,200 ;
201, 409, 700
197, 555, 800
195, 192, 400 j
191, 4*}8. 5 0 0 •
169, 066, 800 !

228, 490, 900
227^ 527,
224, 640, 000
223, 385, 800
219, 303, 800
215, 376, 500
212 973, 600
209,' 313. 100
206, 968, 900

29. 75
29. 15
28. 67
28.10
28. 10
26. 49
25.41
25. 34
26. 45

9, 155,700
8. 494,500
6, 538,
200
6, 432,400
5, 438,900
5, 716,200
5, 528,500
5,' 735'000
8, 975,600

'IV.

ao
o




Dollars.
60 831 363
59 199 210
57 544 680
58 484 442
749, 528
55 808,115
55 662 588
57 489, 831
60 099, 444

60,
60,
56,
53,
49,
49,
45,
44,
43,

Sept. 7,18 72
Sept. 14,16
Sept. 21, 18
Sept. 28, 18
Oct.
5, if-:
"2.
"2..
Oct. 12, 18'
"2..
Oct. ID, 18'
Oct. 26,1872..

to
o

Dollars.
34, 760 841
42, 938 351
44, 040| 077
44, 773 758
46, 321 566
45, 149 713
45, 618 563
47, 193 012
48, 732 435

Total

10, 196 600
9, 193 400
9, 050 100
8, 291 700
11,554 000
9, 153 400
8, 025, 300
8, 647 600
9, 249 700

835 300
087 200
071 600
944, 100
992 600
199 100
273 000
233 400 :
431 800
!
27, 4F7 200 !
27, 580 600
27, 622
27, 689 400
27. 551 100 '
27, 692 900
27, 061,300
27,641, 000

212
213
211
203
193
169
183
172

Legal-tenders.

957 800
106 800
847 200
275 600
933 900
569 300
835 200
079, 000
694 700

71 154
G[> 300
65, 897
61 567
61 487
56 742
53 860
52 726
52, 944

400
200
300
300
900
700
500
600
400

171

163
179
171
165
156
161
171

174

mo

66
56
55
54
61
64
72
16

810, 600
828,300
856, 600
348,400
181,500
342,300
582,700
300,900
762,800

486 100
124, 000
270, 900
697, 600
468, 200
745, 300
917, 500
119, 300

LXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of dividends and earnings of the national banks in the United States, arranged by geographical divisions, for semi-annual periods from March 1, 1869, to September 1, 1875.

Ratios.

Geographical divisions,

j

March, 1869, to Sept., 1809:
New England States
Middle States
Southern States
"Western States
Totals

Totals

Totals
Sept., 1872, t o M i r c h , 1873:
New England States
Middle States
Southern States
Western States
Totals
March, 1873, to Sept., 1873:
New England States
Middle States
Southern States
Western States
Totals




-3^ O a * a
B

Perct. Perct. Perct.
5.2
4. 4!
5. 9
5.3
4. 3i
5. 7
5. 3|
7. 3
5.8
5.1! 7.2
6. 1

29,221,184

5. 4|

4. 5|

6. 0

27, 335, 82 I'.
43, 043, 795
1,419,9951
14,318,5961

7, 503, 307
9, 550, 034
804, 972
3, 620, 782

10,148,574
12, 352, 534
1, 035, 938
5, 459, 888

5.0!
5.1|
6.3
5.4l

4. 3!
4. 1!
5.6
4.41

5. 8
5. 3
7.3
6.7

86,118,210;

21,479,0951

28,996,934

5. 2!

4. 3'

5. 8

7,554,081
9,609,814
9, 250, 780! 11, 244, 110
809,439
1,153,852
3, 46!), 043
4,806,109

4.9
4. 9!
5. 6!
4.9!

4. 1
4. 0
5. 0
4.1

5.3
4.8
7.2
5.6

491 j 152,700,033 29,268,791!
584; 188, 131, 868; 45, 455, 42!»j
8l! 14, 441,203J
1,586,3121
444, 70, 044, 0C0| 15,320,08?!
j 1,600: 425,317,104

91.630,6^0

j
I
492! 153, 419, 032j 30,647,742
5851 189, 0(56, 559 46,418,681
1,733, 167i
8;i> 15, 221, 5741
445! 70,992,000| 15, 872, 8111

21,080,343;

26,813,885

5.0

4.1

5.2

7, 747, 077
9, 494, 432
924,477)
4,039,164

9, 547, 922
11, 146, 367
1,138,066
5,410,807

5.0
5.0
6. 1
5.7

4.2i
4.0;
5. 4
4. 6;

5.2
4.7
6.7
•6.2

4.9
4.9
5. 2
5.2

4. 1
3.9
4.8;
4.3;

5.0
4.7
5. 5
5.8

5. 0i

4. 1|

5. 0

! 1, 605: 428, 6<U), l(>r>j 94, 672, 4011 2->, 2 )5, 15( i 27,243,16-2

March, 1871, to Sept., 1871: j
New E n g l a n d States
Middle States
|
Southern States
I
W e s t e r n States

March, 1872, to Sept.. 1872:
New England States
Middle States
Southern States
Western States

Net earnings.

1,571; 416,366,9911

Sept., 1870, to March, 1871: I
N e w England Suites
!
Middle S t a t e s
j
Southern Stat es
!
W e s t e r n States
.i

Totals

Dividends.

488; 148,466,032
57?| 1*7,741,859
76| 12, 850, 100
430j 67, 3(19, 000

Totals .

Sept., 1871, to March, 1872 :
New England States
Middle States
Southern States
Western States

Surplus.

! 1,481 401, 650, fcO2| 82, 105, 84-j 21,767,831

M a r c h , 1870, to Sept., 1870:
N e w England States
Middle States
Southern States
W e s t e r n States

Totals

! Capital.

47f. 8142, 062, 062! f 25, 567, 2601 $7, 350, 939 $9, 880,104
543 179,, 846, 540 42, 031, 900!
9, 571, 428 12,612,834
,
70 12,498,200; 1,264,04.")! !
9
2 6 0
727,841
969, 03'
392 67.244,000 13,242,634!
5, 759, 209
4,117,623

Sept., 1869, to March, 1870:
New England States
Middle States..
Southern States
"Western States.

Totals

f

I
!
;
4931154,151,032; 31,938,761;
591, 190, (J76, 869; 47,776,315!
115; 2-2,153,463;
1,885,311!
496! 79, 017, U O 16, 686, 2041
Di
!, 693 445, 999, 264! 98, 286, 591
494; 154,869,032' 33,103.949!
589J 190.985,969! 48,754,556
26, 182.281; 2, 118, 475
1
53* 78,656,424; 15, 394, 263 j
1,750:450,693,706:

99,431,24:1

7,
9.
1,
4,

<>19, 422 9, 259,127
274, 773 11,207,080
148, 638
1,317,419
082, 446
5, 531, 685

22, 125, 279J

27, 315, 311

7,713,428
9, 674, 512
1, 317, 525
4, 154, 361
22,859,826!
625, 549
432, 709!
552, 664
216, 367

9, 721, 465
12, 099, 457
1, 967, 08Ji
6, 764, 880

4.9|
4.9
5.3
5.8

4.0!
3. \>\
4.9;
4. 81

5.1
5.0
6.2
6.3

1, 852 465, 676, 023' 105, 181, 942: -23, 827, 289

30, 672, 89l|

5. 1

4. 2!

5. 4

5.1
5.1
5. 1
5.5

4. 1
4.0
4.7
4.5

5.4
4.7
6.3
6.4

497!
5941
141J
620 i

495
594|
14?!
676!

155,220,568!
191,776,118
29. 513, 235
89,166,102'

34,113,635;
50, 3 28, Tel'
2,353,213
18,386,313!

155, 659, 2321 36, 858, 324'
192,^45,669! 53,303,503
31,32^,787! 3, 207, 78«i
100,684,995' 20, 887, 673j

7,
9,
I,
5,

27,502,539

938, 341
10,324,340
<),7156, 087 11,642,716
1,612, 680
2, 170, 179
5,508, 953
7, 789, 243

7

24,
1,912; 4*0, 518. 0*3: 114,257,288, 2 8-26,061

31,926,478

5.2

941, 687
575 193
1,544 046
5,762 103

10, 103, 736
12, 565, 331
2, 246, 024
8, 206, 909

5.1
4.1
3.9
5.0
4. ( 4.2
5.5 . 4.5

5.2
5.1
6.1
6.4

24. 823 029

33, 122, 000|

5. 1

5. 5

4. 1!

REPORT OF THE COMPTROLLER

OF THE CURRENCY.

LXXV

Table of dividends and earnings of the national banks in the United States, #*c.—Continued.
Ratios.
Capital. ; Surplus. ' Dividends. Xet earn-

Geographical divisions.

Sept., 1873, to March, 1874:
New England States
Middle States
Southern States
Western States

503 £159. 041, 832 £39, 714, 859
58b 190, 3G8, 669; 55, 931, 654
159; 32, C05, 5221 3, 864, 491
717' 107,494,300!
23,957,855

8T. G27. Pll!
U. Hi-1, 0821
1,415.933J
5,321,57l!

$9, 682, 704
10,983,048
1,750,914
7,127,454

1
1
It
Per ct. Per ct Perct.
4. 8| 3. 8 4.9
4. 8| 3. 7 4.5
4. 3| 3. 9 4.8
4. 91 4. 0 5.4

Totals
March, 1874, to Sept., 1874 :
New England States
Middle States
Southern States
Western States
Totals.
Sept., 1874, to March, 1875 :
Xew England States
Middle States
Southern States
Western States
Totals
March, 1875, to Sept., 1875:
Xew England States
Middle States
Southern States
Western States

510!
5891
169!
739}

160,461,832! 43, 020, 505|
189,639,519;
497!
33,681,310
4, 646, 468;
109, 786, 1701 26,144, 1671

7, 785,166
9 537,118|
1, 463, 170|
5, 965, 362

; 2, 007| 493, 568, 83l| 131,560,637; 24,750.816
512i
603)
175!
757i

161,928,732 43,563,385
190,775,569! 57,826,4-14!
34, 610, 100| 4, 9ti5,1701
110,520,432| 27,768,650;

7, 758, 460!
9, 151, 6531
1,539, 234j
5, 868. 438;

2, 047 497, 864, 833: 134,123, 649

24, 317, 7851

General averages . . . ! 1,801! 459, 531,151] 108,255,090;

23,501,677;

Totals




8, 767, 978
9, 985, 736
1,956,203
8, 090, 300
28, 800, 21"
29,248,580

4. 8
4. 8
4. 4i

3. 8
3. 7
3. 9

4. 3
4. 0
4. 9

5. 3

4. 21

5. 8

3.8!

4.6

LXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of the dividends and earnings of the national banks, icith their ratios to capital, and to
capital and surplus-fund, for the six months from September 1, 1874, to March I, 1875.

1
Capital.

Surplus.

Dividends.

N e t earnings.

s
Maine .
New Hampshire
Vermont
Massachusetts
lioston
Iihode Island
Connecticut
. ...... .
New York City
Albany

Pittsburgh
Delaware
.
Marvland
Baltimore

•
....
. . .

"Wash in "ton
"Virginia
"West "Virginia.
North Carolina

•

64
43
42
168
51
62
80
221
48
7
62
159
29
16
11
17
14
1
4
20
17
11
13

Florida
Alabama
New Orleans
Texas
Arkan sas
Iventucky
OViio
Cincinnati
Cleveland
Illinois

9
7
9
2
37
24
159

. -- ....
•-

Detroit
"Wisconsin
Milwaukee . . .
Iowa
Minnesota
Missouri
Saint Louis
Ivansas
Nebraska
Oregon
.
. . .
California
San Francisco
Colorado
Utah
New Mexico
"Wyomin0"
Idaho.
Dakota
,
Montana
Totals




--

6
93
124
17
77
3
43
4
79
32
28

S9 740 000
5, 265, 0U0
7, 802 713
41,462.000
50, 200, 000
20, 504, 800
25, 427, 320
35 199 411
en, 500, ooo
2 450 000
13, 808 350
27, 075, 240
16 935 000
9', 000,' 000
1,523, 185
0 04^ 017
11, 455, 685
252 000
1, 1:12,400
3, 5 lii. 500
2, 140, 000
2, 200, 000
3 135 000
2 ?82 500
50. 000
1, 635. 000
3, 8.10, 000
1, 125, 000
205 000
6, 752, 300
2 901 000
3 253 010
20 73* 000
4 O(i0 000
4 5.10 000
17 ">3 800
11 73.-< 070
8 4 ' 0 OoO
8 437 200
1, 900, 000
3, 015, 000
750, 000
6 -U7 000
4 34T 200
a, 735.000
6, fM\(), 300

23
10
1
4
o
9
2
1
1
5

1 605 000
1 oc.V 000
250 000
1, 200, 000
2, 500, 000
775, 000
300 000
300 000
125 000
100 (100
50, 000
350, 000

.*2 190 712
1, 070, 3*0
1, 829, 288
13,218,243
13,100, 362
4, 183, 354
7, 428, 166
8 2')5 734
22, 7(51, 834
1 450.000
3, 731, 563
7, 577, 135
7,189,641
3, 093, 586
439. 300
551 630
2,417,074
35 000
277, 000
783, 049
388, 216
200, 292
4i:^ 71-2
470, 881

4
4
3
3
1

1

]79, 222
MHr<\ 2 6 2
230, 520
23, 750
907, 534
°(57 63(5
403, 388
(519, 433
950. 000
600, 257
761 852
168, 065
390 500
862, 919
725, 000
775, 1 79
311, 098
429 719
809, 693
516, 323
800, 253
294 547
135, 422
50, 000
39, 134
275, 000
272, 850
70, 000
29, 116
13, 457
21, 000
6, 000
75, 750

2, 007 493,568,831 131,560,637

85IP 580
261,450
307 419
2, 163, 365
2, 221, 105
936, 522
1,316,725
1 765 144
3, 303, 057
137 000
681 588
1,340,510
982, 572
471, 000
79, 1.59
123 219
5-7, 093
10 080
5o, 696
162. 635
107,010
94, 000
151,750
147 547
68, 300
112, 500
3-, 000
277, 228
145 ()7.">
159. 125
1 0!)h" 237
198, 000
226 500
1 073 105
'0H7 105
V (
>)(J 500
470 050
110, 000
209. 541
36, 500
347 307
270 560
124,750
246, 861
65 700
52 000
15, 000
78, 000
165, 000
101, 500
12 000
10 500
20, 000
43,646
24, 750, 816

Dividends to
capital and
surplus.
Earnings to
capital and
surplus.

o

States, Territories, and reserve cities.

Dividends to
capital.

Ratios.

Perct. Perct. Perct.
57
4.8
5. 1
4.5
4.1
4.3
4.3
43
3.8
3. 4

5. 3 4.3
$680 302
4. 1
5.0
30(5, 877
4.7
499 561
3.8
4.0
5.2
2,461,987
3.5
4.4
2, 585, 564
3.8
4.6
1, 072, 514
4.0
5.2
1, 424, 604
4.1
1 853 089 5 0
3.6
4.8
3,457,671
3.5
5.6
132 590
3.9
4.9
897 578
3.9
4.9
1,495,391
4.1
5.8
1, 004, 393
3.9
5.2
530, 426
4.0
5.2
85, 275
4.4
5.5
130 898
5. 1 4.2
666, 241
3.5
4.0
16 721
4.7
3. 9
91,379
4.6
3,8
199, 929
5.0
4. 2
140,001
4.3
3' 9
132,185
4. 2
222, 471
4,8
134' 367
5. 1 4! 4
60
4. 2
79,613
2. 9
109, 476
3.4
2.8
76 869
11, 955
3.6
4.1
394, 533
4 6
163 650
50
4.3
4.9
196, 649
4.3
5.3
1, 225, 929
4.9
4.0
281, 189
4.9
245, 974
4. 3
4. 7
1 362 978 5.0
5. 8 4. 6
955 677
3. 5 2 5
708 235
5.6
4. 6
546 737
m i , 747
5.8
4. 2
6.9
5.5
231, 914
4.9
3.4
69,912
5. 5 4. 5
450 636
5.2
6.2
410, 538
4.6
3.8
92, 088
3.9
3.4
329, 699
4. 1 3 5
99 976
75 000
5. 1 4. 5
5.0
40, 457
6.0
6.3
6.5
75, 384
6.6
5.9
256, 780
9.7
125, 049 13.1
4. 0 3 2
41 489
6. 5 5.9
26 102
5 747
22, 460 20.0 16. 5
3,674
35, 767 12." 5* IO.2'
29, 136, 007

5.0

3.9

5.1

4.3
4. 2
4.4
4.3
4. 7
4.8
5.8
6.2
4.6
5.5
5.5
6.2
4.0
0.1
4.4
2. 6
5.7
5.2

5.1
52
5.3
4.8
5.7
4. 7
60
6. 4
6. 0
5.3
6.2

6.1
6.6
5. 8
8.0

2.3
4.6
5.3
6. 5
13.5
6.1
9.2
11.9
11.2
7.9

4.1
18. 6
6.6
8.4
4.7

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXVII
Table of the dividends and earnings of the national banks, with their ratios to capital, and
to capital and surplus-fund, for (he sic months from March 1, 1875, to September 1,1675.
Ratios.
States, Territories, and reserve cities.

Capital. ! Surplus, i Dividends. | ^M*™ 1 "
.H

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
~New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia.
Washington
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Oregon
California
San Francisco ...
Colorado
,.
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Totals .




65
44
40
169
51
62
81
226
48
63
164

29
19
11
17
14
1
4
19
16
11
12
1
9

41
9
26
162
5
6
103
128
16
78
3
41
3
80
32

> 047
,

89, 860, 800
5,385,000
7,637,713 !
41,81)3,100 |
50, 900, 000
20, 5-14, 800 |
25, 707, 3:20 |
35, 413. 091 I
68, 500, 000 I
1, 9fi9, 800
13, 913, 350
27, 625^ 240
16, 935 000
9,710,000
1, 523,185
2, 248, 217
11, 455, 685
252, 000
1, 200, 000
3, 547, 100
1, 896, 000
2, 300, 000
3,135, 000
2, 677, 300
50, 000
1, 635, COO
3, 850, 000
1, 200, 000
205, 000
7, 281, 800
3, 445, 500
3, 417, 400
21,038,932
4, 000, 000
4, 550, 000
18, 574, 500
11,816,000
7, 600, 000
8, 527, 700
1, 900, 000
2, 960, 000
650, 000
6, 21)3, 700
4, 358, 800
2, 735, 000
6, 300, 300
1, 630, 500
975, 000
250, 000
1, 400, 000
2, 750, 000
925, 000
300, 000
300,000
125, 000
100,000
50, 000
350, 000

$2,216,719
1, 053, 064
1, 880, -187
13, 300. 387
13, 240, 340
4, 323, 025
7, 548, 755
8, 447, 667
22, 427, 053
1,470,000
3, 821, 823
7, 643, 550
7, 335, 957
2, 898, 238
437, 510
582, 393
2, 451, 753
38, 000
272, 500
729, 285
384, 538
219, 045
474, 134
572, 812

,Hol

179, 208
302, 438
247, 778
26, 125
1, 023, 321
299, 629
506, 857
4,941,083
980, 000
72-2, 507
4, 686, 727
3, 380, 251
4, 097, 500
1, 989, 096
725, 000
787, 657
326, 100
1, 457, 705
838, 903
537,070
880, 794
296,213
143, 800
50, 000
48, 000
337, 000
284,817
95, 000
33, 123
15, 783
23, 000
9, 000
76, 220

497, 864, 833 134, 123, 649

° i.£ o 35: Ss «5 So

Perct Per ct. Per ct,
$533, 736
§639, 240
261,450
269, 814
347, !(!
>>»
458, 006
2,!>ll]213
2, 609, 535
2, 0IM3, 500 I 2,151, 133
1, 099, 781
927,082
1,380,510 j 1,540,469
1, 635, 621 1, 945, 756
3,111,459
3, 259, 063
93, 492
115,187
844, 462
673, 618
1, 385, 088 1, 433, 186
924, 000
953, 886
466, 750
540, 669
79, 159
77, 796
122, 619
143, 570
592, 767
591, 472
10, 080
6,947
57, 000
73, 742
164, 980
249, 090
96, 620
131,408
97, 280
132, 226
137, 750
154, 123
98, 844
98, 7c8
2, 992

5.4
4.9
4.6
5.3
4.1
4.5
5.4
4.6
4.5
4.7
4.8
5.0
5.5
4.8
5.2
5.4
5.1
4.0
4.7
4.G
5.1
4.2
4.4
3.7

82, 694
153, 742
87, 043
2, 729
402, 88 L
195, 294
203, 137
1,310,895
293, 255
260, 758
1,142, 916
990, 707
1, 096, 639
661, 951
170, 602
210,805
41,114
508, 420
272, 433
175, 785
131, 490
80, 772
82, 588
44, 745
119, 045
268, 248
1 LI, 812
24, 788
2-2, 806
12, 067
22, 240
3, 023
30, 396

3.9
4.1
2.6
7.1
4.5
4. 7
5.3
5. 5
5.5
5.0
5.3
6.0
4. 4
5.4
5.5
6. 1
5.3
5.9
3.8
4.6
3. 7
4.5
7. 6
6.0
6.3
6.5

64, 500
156, 500
31, 000
14. 500
331, 562
162, 775
182, 979
1, 148, 549
222, 000
226, 500
978, 530
714,319
337, 500
463, 666
105, 000
180, 850
34, 500
369, 6b5
165, 490
125, 825
233, 860
73, 950
74, 000
15, 000
88, 000
180, 000
67, 000
12, 000
19, 500

20, 656
12,714

24, 317, 785

28, 800, 217 j

4.0
6.5

4.4
5.3
4.1
4.2
3.7
4.8
4.0
4.7
3.3
3.8
4.4
3.7
4.6
4.1
4.4
3.7
3.6
3.4
2. « 1 3.3
3. S
4. S
3.9
4.1
3.8
3.9
3.7
4.3
4.0
4.0
4.3
5. 1
4.3
4.2
3.5
2.4
3.9
5.0
3.9
5.8
4.2
5.8
5.2
3.9
4.3
3.8
3.0
3.0
5.9
4.6
3.6
3.7
3.8
6.0
2.1
1.2
6.3
5.6
4.0
5.2
4.3
5.2
4.7
5.0
4.4
5. !)
4.5
4.D
4.3
4.9
4.2
6.5
4.7
9. 4
2. 9
6.3
4. 4
6.5
4.0
5. 6
4.8
3.5
4. 2
4.8
6.6
3.2
3. 8
5! 4
3.2
1.8
3.8
4.2
6.6
7. 4
5.0
14. 9
6.1
8.2
5. 8
5.5
9.'2
3.0
6.3
5.8

20." 6'

16." 3"

3.6

'"s'o"

8*. 6
18. 1
5. 1
7.1

3. 8

4. (1

4. 9 I

LXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of the state of the lawful-money reserve of the national bank's of the
STATES AND

Xo. of Circulation , Reserve rebanks. ; and deposits, j
iiuired.

Dates.

October 8, 1S70
December 28, 1870
March 18. 187L
April 29, 1871
J u n e 10, 1871
October 2, 1871
December 16,1871
February 27,1872
April 19,1872
J u n e 10,1872
I October 3, 1872
I December 27,1872
' February 28, 1873
April 25, 1873
J u n e 13,1873
September 12,1873
December 26,1873
February 27,1874
May 1, 1874
J u n e 26,1874
October 2,1874
December 31,1874
March 1,1875
May 1,1875
J u n e 30, 1875
October 1,1875

i
;
!
!
j
\

; Reserve held.

' Ratio of

tf-105, 984, 755 sfiO. 897, 713
$84, 777, 956 I
407, 721, 473
61, 158, 22 L I
85, 723, 389
426,501,897
63,975,285 !
95,615,960
438, 555, 545
65,783,333 I
98, 698, 874 !
445, 275, 395
66,791,309 |
101, 706, 605 !
467,619,031
70, 142, 855
98, 946, 184 i
465, 947, 077
69, 892. 062 |
91, 728, 626
484, 197, 695
72, 629, 654 !
102.275,001 i
4&7, 394, 283
73, 109, 142 |
98, 012, 845
490,841,566
73, 626. 235 i 101, 821, 660
509,415,295
76,435,968 !
97, 765, 876 i
503, 568, 806
75,535,321 j
102, 069, 232
521, 394, 885
78,209,233 |
108,246,881
522, 649, 052
78, 428, 8<>4 :
105, 693, 322
527,741,608
79,204,426 I
108, 935, 3 4
536, 925, 203
80, 593, 659 i
110, 456,096 !
486, 180, 869
72, 985, 967 !
101, 120, 726
510, 946, 655
76, 700, 872 !
115.577,200 ;
78,351,858 |
521. 953, 283
112,6:^7,640 |
522, 874, 575
43, 173, 243 ! 111,464,693
527, 506, 306
44, 077, 914 | 100,641,694 i
535, 679, 077
45, 487, 042
103, 592. 165 i
536, 289, 193
46, 018, 207 ' 106,826,053 i
536,716,262
46,020,096 ! 100,691.135 !
541,3^5,844
46, 996, 069 j 105, 154, 553
537, 418,419
46, 304, 791 ! 100, 128, 907 '

400
430
405
482
407
537
564
536
6 Hi
626
689
707
717
732

;

j
| 1,
1,
1.
1, 615
1, e4.">
1, S51

Per cent, I
20.9 I
21.0 i

22.4J

22. 6 !
22. 8 !
21,2 !
19. 7 !
2i.i i
20.2 !
20.7 I
19.2 !
20.3 |
20.6 i
20.2 i
20. 6 |
20. 6 i
20.8 j
22. 6 i
21. 6 i
38.8 i
34. 3 S
34.2 j
34. 9 I
32. 9 i
33.6 j
32. 5 j

NOTE.—Prior to June 20, 1S74. the required reserve in States and Territories was 15 per
Table of the state of the lawful-money reserve of the
RESERVE

Dates.

October 8, 1870
December 28, 1870
March 18, 1871
April29,1871
J u n e 10, 1871
October 2, 1871
December 16, 1871
February 27, 1872
April 19, 1872
J u n e 10,1872
October 3, 1872
D e c e m b e r 27,1872
F e b r u a r y 28,1873
A p r i l 25, 1873
J u n e 13,1873
S e p t e m b e r 12,1873
D e c e m b e r 26,1873
F e b r u a r y 27, 1874
M a y 1,1874
J u i i e 26,1874
October 2, 1874
D e c e m b e r 31, 1874
M a r c h 1,1875
M a y 1,1875
J u n e 30, 1875
O c t o b e r 1, 1875




Xo. of
banks.

215!
218;
223
2J5
226 j
230 !
226|
22^ !
2:27 I
227 ]
230 i
233 \
230
230
231
22!)
227
227
227
228 i
230 j
230 j
223
231
231;
236 I

Circulation
and deposits.

$409. 354, 636
423, 129, 686
469, 716, 268
478, 079, 967
504, 449, 317
484, 634, 132
456. 721, 899
475, 032, 357
461, 111,331
500, 037, 031
443, 845, 782
462, 035, 037
478, 040, 388
465, 796, 482
502, 959, 230
475, 521,916
453, 081, 026
518, 570, 014
523, 075, 980
52^, 619, 121
521, 561,727
509, 411,623
514, 896, 921
507, 208, 290
532, 175, 922
512, 848, 868

Reserve re; Reserve held. Ratio of j
quired.

8102, 338, 658
105, 782. 421
117, 429. 067
119, 519, 991
126, 112, 328
121, 158,532
114, 180, 474
118, 758, 0S9
115, 277, 832
125, 009, 257
110, 961, 445
115, 503, 759
119, 510,097
116, 449, 120
125, 739, 807
118, 880, 480
113, 270, 257
129, 642,504
130, 768, 995
10ti, 380, 827
106, 136. 122
103, 317, 529
105, 569,158
104, 199, 595
111, 317, 435
106, 542, 005

6118,633,295
124, 066, 544
138,670,665
144, 809, 918
159,704,311
134, 463, 829
126, 916, 204
126, 440, 065
121, 840, 245
144, 672. 289
112,152.056
123, 136, 887
122,710,780
119,676,330
145, 209. 534
118, 679, 153
127, 402, 586
158, 940,175
155, 563, 677
159, 275, 633
144, 307, 997
132, 3 8, 803
132. 217, 368
129, 803, 941
154, 560, 093
134, 976, 509

Per cent, j
29.0 ;
29.3 i
29.5 i
30.3
31.6 !
27.8 |
27.8
26.6
27. 1
28.9 '
25. 3
26.7
25.3
25.7
28.9
25.0
28. 1
30.6
29.5
37.4
34.0
32.0
31.3
31. 1
34.7
31.7

NOTE.—Prior to June ^0, 1574, the required reserve in reserve cities was 25 per

EEPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIX
United States, as shown by their reports, from October 8, 1870, to October 1, 1875.
TERRITORIES.
Classification of reserve held.

Specie.

Clearinghouse certificates.

CompoundLegal ten- U. S. certifi- interest
cates of deders.
notes.
posit.

$2, 357, 856 $35, 465, 915
2 359, 126 36, 842, 257
2, 420, 987 35,589,817
2, 504, 655 38 506 524
2. 032, 371 38, 481, 550
lj 814, 927 40, 139, 433
2,043,411 39, 380, 993
2, 816, 771 39,792,119
2, 600, 614 42, 485, 632
1, 890, 232 41,495,581
1, 950, 142 42,717,294
1, 978, 383 43. 228, 892
1,779,651 41^605,799
1,567,149 43, 202, 852
1,715,293 42, 800, 960
2, 071, GS(i 42, 279, 728
2, 286, 734 45, 904, 389
2, 475, 202 44, 017, 327
2, 431, 605 47, 603, 80o
2, 256, 951 44,633, 155
2, 375, 290 32, 885, 197
1, 992, 383 34, 952, 061
1, 652, 694 33, 493, 083
1,511,483 34,414,616
1,600,028 32,610,241
1 555 034 32 783 502

Due from
reserve
agents.

$2, 890, 000 $44, 064,185
2, 545, 000 43, 977, 006
2, 245, 000 55, 360, 156
2, 040, 000 55, 647, 695
1 S85 000 59, 307, 684
1 355 000 55 636 824
i. o<;o, ooo 49, 244, 222
810, 000 58,856,111
690, 000 52, 236, 599
605, 000 57, 830, 847
335 000 52 543 440
1*5, 000 56, 327, 007
90, 000 63,286, 431
10,000 59,018,321
10, 000 62, 284, 121
63, 854, 682
50 914 603
66,814,671
60, 112, 230
61,978,337
52, 714, 793
53, 935, 013
59 021 623
52 061 059
58, 439, 613
53, 322, 152

: ; : : : :

$220, 000
350 000
1, 485, 000
1, 895, 000
2, 125, 000
2, 250, 000
2 015 000
2 270 000
2, 490, 000
2. 585, 000
775, 000
820, 000
845, 000
790, 000
890, 000
900, 000

Three per
cent, certificates.

1

Redemption
fund with
Treasurer.

$11, 250
11,891,414
11, 892, 708
11,813,653
11,913,977
11,614,671
11,568,219

centum of circulation and deposits ; since that date, 15 per centum of deposits only.

national banks of the United States,

$c.—Continued.

CITIES.
Classification of reserve held.

Specie.

ClearingS Legal-ten jU. S. certifi-!I Compound-!j house cerl cates of deinterest
!
dors.
!
posit.
I notes.
j tificates.

Three per j Due from Redemption!
ent. certifund with ;
reserve
ficates.
Treasurer.
agents.

i

$12,108, 149 |$41, 737, 662
2f>, 199, 998 ' 41,680.488
19,416,341 53,251,289
15, 788, 997 65,006,031
14,181,640 81,923, 110
10, 226, 741 66, 848, 233
23,273,114 52, 633, 689
19, 504, 567 55,118,281
17, 035, 006 60. 822, 823
18, 040, 032 78, 001, 259
8, 279, 613 59, 356. 810 $6, 490, 000
17, 008, 954 57, 358, 477 12, 300, 000
15, 998, 022 54, 816,110 16, 975, 000
15, 301, 659 56, 732, 435 16, 475, 000
26, 234, 795 63, 205, 531 20, 525, 000
17, 796, 781 50, 067, 935 18, 360, 000
24, 620, 304 58, 943, 716 21, 995, 000
30, 890, 661 58, 620, 696 34, 965, 000
30, 138,364 54, 062, 598 37, 645, 000
20, 069, 256 58, 423, 307 45,195, 000
18, 865, 654 47, 082, 343 42, 055, 000
20, 444, 378 47, 458, 251 38, 850, 000
15,014,411 44, 952, 897 36, 555, 000
9,108, 878 49, 462. 643 37, 825, 000
17, 359, 554 54, 756,' 683 46, 420, 000
6, 495, 294 43, 583, 429 47, 910, 000

$10, 136,000
20, 498, 000
20, 599, 000
21, 581, 572
19, 248, 000
20, 322, 070
16,633,026
16. 195,000
13, 909, 000
12, 092, 577
8, 632, 000
5, 600, 000
2,115,000
1, 370, 000
385, 000
175, 000

823,440,000 $23, 211, 484
! 20, 860, 00020,^23,058
16, 955, 000 28, 449, 035
13,020,000 29, 413, 318
IT, 290, 000 33, 061, 561
5, 825, 000 31,241,785
5, 635, 000 28, 741, 375
4, 930, 000 30, 692, 217
3, 190, 000 29,883,416
2, 805, 000 33, 733, 421
1, 220, 000 28, 173, 633
775, 000 30, 074, 456
320, 000 32, 486, 648
29, 797, 236
34, 859, 208
32, 279, 437
21,843,566
i 34, 463, 818
33, 717,715
35, 508, 075
31, 142, 306
26, 553. 818
30, 967, 551
28, 559, 818
31,291,415
32, 322, 812

' centum of circulation and deposits ; since that date, 25 per centum of deposits onl}-.




$80. 000
5,162, 694
5, 042, 356
4, 927, 509 . _
4, 347, 602 j 24
4,732,441 | 25
4,664,974 j 26

LXXX REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table showing for twenty-four different dates during the years 1ST1 to 1875, inclusive, the
reserve cities
JS71.

1872.

States and T e r r i t o r i e s

Mnr. | Apr. ; J u n e Oct.
18.
29. I 10.

New Hampshire
3 A'ermont
Massachusetts
4
Rhode Island
fi Connecticut
7 New York
8 New Jersey
9 Pennsylvania
10 Delaware
11 Maryland
12 District of Columbia
13 Virginia
14 West Virginia
15 North Carolina
16 South Carolina .'.
17 Georgia
18 Florida

28
29
30
31
32
33
34
35
36
37
38
39
40
41
42

Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri

40. 0 I 31.1
i 41.4 i 50.1
'1 4.4 \ 9.7
\ 20. 0 i 19. 4
| 21.!) j 21.0
i 21.1 j 21. 4
: 20.0 ! 22.3
i 22.1 j 21. 4
4. 0 i 2 1 . (J

j Kansas
i Nebraska
j Oregon
j California
I Colorado
! Utah
! New Mexico
i Wyoming
; Idaho
! Dakota
i Montana

,
,

Averages
licserve
New York
Boston
Philadelphia
Albany
Pittsburgh
'Baltimore
Washington
New Orleans
Louisville
Cincinnati

Cleveland
Chicago
Detroit
Milwaukee
Saint Louis
i Leavenworth
San Francisco
Averages




Feb. ! A p r . June Oct.
19.
3.
10.

Perot.'Perct. Perot. Perot. Perct.< Perot.'Perct
i 21.8 22.3 , 22. li ; 2 L 5 | '1«. 2 i 21. 5 ! 18.4
25. 0 22. 8 i 25. 5 i 23. 3 21. 0 22. 2 20.2
| 20. 6 20.6 ' 21.3 20. 8 18.4
18. 7 16.9
j 22. 6 23.0 ! 22. 1 20. 4 18. 6 20. 6 19.4
18. 3 19. 1 ! 20.5 ] 18.3 16. 5 17.7 17.0
; 24. 2 25. 8 I 25. 1 I 19. 6 21.(5 24. 0 20. 7
; 21. 0 22.3 ' 22. 1 ! 19.7 18.2
21. 0 19. 9
j 23. 6 22.8 j 24.3 ! 22.2 21. 2
22. 1
; 21.8 22. 1 ! 22. 0 j 1!'. 2 is! 4 21.4 21.2
j 20. 7 20. 6 | 20. 4 I 22. 1 17.9 21.6 16. 8
| 26. 0 24. 1 j 20. 4 i 29. 3 24.5 24.6 21.7
:
30. 8
18.9
18. 6 18. 4
! 17.5 16.4 17.6 it;.
20. 0
19. 7 15. 9
j 10. 2 16. 9 17.3 !
; 22. 2 20. 7 21.9 ! 18.0 21.4 22.0 I 20.9
\ 24. 5 31. 9 23. 1 ! 18.U | n . 3 23. 2 20. 4
; 25. 5 30. 4 j 28. 5 19. 4 | 19. 3 25. 9 24. 4

M nine

19
20
2L
22
23
24
25
26

Dec.
10.

22. 8
21.9
17. 1
20. I
21.2

j
;
i
|
|

22. 7
22.5
19. 4
20. 8
22.3
28. 8
35. 0

j 34. 7 | 15. 8 27. 2 ! 28. 9
I 40.0 ! 38.0 31. 1 | 35.7
j 1.0.5 j 20. 0 I I . 4 : 29. 4
j 20. 3 J 22. 8 18. 7 : 18. 6
I 23.2 ! 19.2 21.7
21. 1
22. 4 i 21.5
20. J
j 23.9 j 22.7 19. 6 19.0
| 24.8 \ 22.0 22. 1
J 21. I
24.
22.4
21.2
j 24. 5 j 22. 3 23. 0 ; 22. 4
24. 6 j 23.9 21.6
22.0
I 21. 6 | 21. 4 19. 1 | 17.0
j 20. 9 j 18. 4 19. 3 ' 19. 9
I 15. 8 | 21.2 20.4 ; 18. 0
i 28. 1 i 24. 9 24. 0 j 16. 9
! 33. 1 i 27. 4 20. 9 i 24. 3

-I-

28.0
39. 7
11.6
18. 1
21.3
19. 4
20. 6
20.
19.
!0. 0 I
| 22. »
;
I 16.5
| 19. 6
i 21.9
| 21.0
I 23. 7

Perct. Perct \Perct.\
22.0 19.4
20. 2 21.6
17. 9 17. 6 I 17.7 |
19. 9 20.2 20.4
17. 4 17.6 17.7
22. 7 20.3 24.5
19. 4 18.5 20. 0

20. 8 21.4
IS. 7
18.0
23. 4
28. 1
17.7
19.1
21.4
19. 0
31.0

18.9
19.4
20.3
21.0
24. 0 24.2
38. 5 32.7
18.4 14.2
16. 5 16. 9
1.9. 6 18.7
22. 5 17. 8
21.2
21.5
28.9
16.5
33. 8 26. 6
19.6 1 4 . 6
17. 9 18. 1
21. 6 16.5
23. 9
19.0
21. 1
23. 8
21.7
22. 9
23. 7
27. 0
28.4

18. 1
19.4
19.3
18.8
22. 1
18.6
19.7
16.8
22. 2

27. 6
31. 1
20. 5
24. 7 26. 1
! 27.7 j 23.4 j 27.1 i 28. <
>
1 0 . 4 j 15.9 ! 15.0 t'2Ai u'i'i: iY.6 j V.:i | 7.4
| 18.6 9 . 9 28. 4
17.2
12.1
i
j 27. 3 ( 39. 5 | 40. 0 35.'7 : 2 . \ 3 I t ! 9 10.7 16. 9
15.8 j 17.2 ! 17.9 j 20.3 16.0 1 3 . 6 i 21. 1 I 48. 1 16. 6
I
i
|
! 30. 0 j 1 3 . 2 22. 2 ! 15. 1 18.2 ; 14.0 14.2 13.7 j 16.0
; 22.4 I 22.5 j 22.8 I 20. « I 19.7

Dec.
27.

28.2 i
34.7 I
17.3 j
19.5 |
19.3 !
19.1
18.7
20. 2
19. 8
22. 0
19.8
19.5
19.3
18.7
19.5
32. 5
32. 7
29. 1
17.3
16.3
31. 1
18.6
24. 91

21.1 ! 20.1 I 20. 7 j 19.2 j 20.3 j

cities.

."

31. 7 26. 7 27. 6
25. 3 ! 26. 6
29. 9 27. 1 26." 6 26. 1 I 26^2 27.4
30. 0 25. 0 26. 9
27.0 : O7 # 7 31. 4
48. 7 3(5. 6 31. 0
32. 1 30. 8 34.7
27. 6 28.3
25. 9
24. 3 28.0 23.5
30. 1 26. 0
25. 8 26. 8 27! i
34. 4 24.3 24.0
34. 4 31. 9
35.0
30. 9 22.0 14.9
26 4
31. 1 28.9
29. 5 25. 8 24.8 2 4 . 2 •25. 9
34. 2 35. 7 27. 5 20. 0 25.1 28. 1
! 31.0 2 ^ 29. 3 28. 8 28. 7 27. 8 39. 9 24.3
I 29. 4 32. 0 35. 0 31. 3 38. f) 30. 5 29. 2 29. 4
36. 7 32. 0 36. 2 33. 6
28. 2 | 25.0 27.3
'23.3 34. 6 40. 5 31.0 25. 3 26. 9 .22.4 26. 7
j
25. 0 I 28. 8 32. 3 M0. 8 21!. 4 31.4 24.8 30.8
2 2 . 2 j 20. 8 1 9 . 2 IS.7
2. ti 20.3
39.'2"
219. 0 \ 109. 5 '4. 1 17.i
48. 1
I 28.1
| 32. 7
29. 9
\ 39. 6
27. 3
! 28. 1
! 28. 6
j 32. 3
\ 27. 0
| 28. 9

29.0
31. 0
31.3
41.8
27. 2
29. 0
34. 0
33. 5
30. 0
32. (5

2;!. 5 ! 30.3 | 31.7 i 27.4

27.8

26.6

27.1 j 28.9

2 4 . 4 25.'
2 4 5 ; 25.9
26 7
32 0

24 8
26. 6

27.
35.
25.
27.

3
7
3
5

2 2 4 17. O
1 24. 8
26. 5 2 4 . 1
28.
27.
27
27
29.

8
8
7
0
6

23 5

30. 6
27. 3
30. 9
30.0
29. 3
28. 6

16. 4 2 1 . i
25. 3 I 26. 7

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXI
percentage of reserve to circulation an'l deposits in each of the States, Territories, and
of tlic Union.

i

187:1.
Feb.

Jin

28.

I<Y
2<

•-.

13

12

x;6

Perct. Perct. Per ct. Perct. I\r -t.
23.1
21.3
IS). 4
21. 3
17.6
22.7
20.8
22. 3
I!)!;")
17. 7
23.4
33. 4
1G. 4
19.1
19.8
91 0

19.5
19. 3
18.2
20. 0
18.2
23. 2
19! 6
21.9
20.3
17.1
23. 6
34. 2
16. 4
18. 2

1!>.

21.

is! 6

20.

18.6
23. 5

19. 0

22. 0
19. ;j
18. 1
2"-i. G
30. 7
IS. 3
IS. 4

21. 1
'iO, 3
is.
20. 0
id. C
21. !)
20. 0
21. t;>
20. 3
20. 2

21.6

38. 0
17. 0

n. 4
!(i.

22. -J

21.9

17.2

:i9.

24.6
31. 6
13.5
20.8
20.7
20.7
19 3
23. 1
19.9
20.8
20.2
17.1
20.2
19.3
22.3
29. 3
28.4
24. 7
12.6
21.8
22.3
17.5
25. 8
23.4

22 7
33*. 0

13.2
17. 9
20. 8
19. 6
21 4
22. 1
18. 6
19.7
20.7
16.9
21.8
22 1
19! 0
30.8
21.0
27. 1
16.9
19.9
25.7
13.4
21.0
19.8

21. (i
40. 1
27. 4
1,>. ;;
2°. <
)

20.8

20.2

V.).
"0 0
21. 0

18. 0
20. I
21. 5
21. 0
20.
21. 9

T

30.0
39. 5
22. 8
31.' 3

19.9

22. 6
27! 0
19. 4

16.1
19. 6

•J!. <;
"~.5. i
•j

!.-.

''0

18 v)

<i

4
4
.)
9
0
23. 2
22. 2
25. 9
19. 1
21. 0
25. 5
30'. 5
22. 9
20. 3

,•")

1,-.
23.
19.
IS

;
\
!
,,

0

4
!)
5
4
U

21.

21.

4
11. 2

•J.).
IS.
»O.
IS
Si.
IS.

ID.
2 i.
2 '.
•ji ,.

2L0
23.
2o! 7 22.
19. tv
li-.
25.
22. 6
34. 1 35.
IS. 7 ' 17.
IS. 0
1!).
3

3."«.

/ • ' > •

•„-_>. t> '

29. 6
34'
20. s

IS.

V

,•">

;.0.
36. \

42.
26. 2
I : 1 . !)
22. 7
XiO.

J 1 1 (.
1

1.

20. 0

•1

7

* S 1•

,"
",

19
24.
20. 0
Ti).'
23 1 22. 9
21.
21. 2
19. 1
1«! 5
19. 6
18. 1
17. 4
16. 7
17. 0 21. 7
34. 6 1 27. 8
15. 6
27. 1
31. 5
30. 7
1 3 . 4 14. 8 1 12. 4
1 1 . 3 21. 0 17. 0
17. 7 30.3 ! 22 2
15. 5 29. 9 i 2 1 . 2
25. 3 20! 1 1 4 . ^
29. 8 29.5
21. 9
-

< )

. " >

1875

Oct.

2.

Doc
31

Mar.

1."

•t Perct. Per c t. i -Per ct.
41. 1
40. 4
47. 9
48.4
49. 1
55. 8
39. 8
41. 7
39. 3
0 \
4\J.
1
38. 0
38.
45. 1
- i . l . ',
38. 7
31*. 5
1 I
•j
•*l.
45. 5
46. 1 :
40.5
-I : ; ! . !) 30.7
29. 9
27. 9 '
31)'. 5
\ ;v,'. i) 36. 0
37. 9
2!). 9
(» :;«). i) 29.8
29.9
11.
31. {> 29. 1
34. 5
30.5
•]<;. 2
2.1.
39. 3
36. 8 ;
36. 6
3-. i
5''. 5 46. 5
42. 8
48. 3
17. ]
2S. I
23. 9
22. 6 ]
25. 5
34! 1
11. 0 34. I) 31.4
29. 0
35.
;-!:*. ~ 35. il 28.0
37.1
3(5 7
47 4
20. 2
4<. 1 35. 4
37. 0
54*. 9
65 (i
34. 3
')U.
70. 2 52. 8
59. 0
9 !
43.
55.
46.5
4tl 9
46. 6
16. 2 2**.
26. 1
36. 4
28. 3
19. 'i
54
43.4
42. 8
37*. 7
23. 2
35. 5 30. 6
32. 0 •
31.4
35.
32. 9
33. 5
32.8
-'•*. 1
•>!
4i * 37 9
38 0
37.6
24. 7 42.
37. 9
34. 4 1 36.1
lr\ ,* 31. 0
»
32 5
32. 4 i 29.0
2^ ;{ 35. 1 32. 8
33. 3
31.6
23'. 7 40. 7 28. 8
32. 0
33.7
26. 1
26.8
1J. 0 32. 9 25.7
22. 0 35. 2 31.4
33. 5
31.7
19. 7 26. 2 30.8
27. 1
25.1
23 5 30. 2 30.8
26. 2
27.2
31*. 6 37. 9 33. 2
37. 2
31.5
21. 3 21. 9 19. 0
21. 6
15.0
34. 7
34.0
3l! 6 40. 9 34. 5
55.5
59. 6
17.7 28.0 35. 7
57.6
34.0
1 3 . 2 41. 1 22.6
27. 9 24.
21.7
28. 0
35.2
22. 8 41. 7 26. 9
35. 9
21.8
19.1 44. 6 25.6
30.3
13. 8
19. 6 25.9 19.9
19. 6
17.2
,\
i

n.

")•'.

!

*

Mav.

.

•:'«>.

• -

June 1 Oct.
30.

1.

Per ct. I yer ct. Per ct.
37.8
39. 5 47.7 1
46.1
2
46. 2
47.8
40.7
3
37.4
38.8
38. 0
39. 2 39. 2 4
33. 9
34*. 8 5
33.1
39. 1 6
37. 7
40.7
7
i'0.0
27.4
29.7
33.6
36. 9 36. 9 8
28. 5 9
30.9
31. 6
28.0
29. 2 36. 2 10
40.7 11
36.1
35^7
49. 8
48. 2 39. V 12
21.4 13
22. 3
22.8
34. 9 14
30. 2
32.6
29. 5
15
24. 9
40 6
30 "
'>
46^4
4o! 7 37. 9 17
48. 3
63. 1 40. 8 18
55. 0
49.5
52. 6 19
50. 5
43. 5 44.0 20
36. 9 I 36. 5 44.1 21
37.3 22
41.6 ; 44.2
28. 9 23
33. 1
29.4
29. 2 24
31.7
28.8
37.8
37. 3 34. 7 25
32.4
33.6
29. 8 20
29.0 27
27.4
27.0
28.6
29. 8 29.7 28
28.4 29
35. 0
37.2
28. 6 30
24.0
26.9
32.7
34. 5 29.3 31
26.5 32
26. 1 1 28.4
33.7
36. 9 34.6 33
29.8 34
32.3
29.8
20.7 35
24.4 | 22.1
35.4 ! 39. 0 36.2 36
47.0 37
38.4
41.7
22. 6 :38
24.6
35.3
21.4 39
22.5
27.0
22.3 40
26.9
30.7
27.9 i 4 1
17. 7
27.9
21.8 42
17.0
16.6

20. 8

22.6

21. 6

38.8

34.3

34. 2

34.9

32.9

33.6

32.5 !

2 2 3 . 3 29. 7
8 23. 2 22. 8
i 26.1 25. 8 29. 2
38. 5 35. 5 36.3
i 28.1 27. 3 27. 9
27. 9 2 4 . 7 28. 7

31. 7
27. 8
32. 1

30. 4
27. 6
29. 4
35. 7
27. 1
30.0
29. 7
33. 9
26. 2
30. 8
28. 5
32. 8
26. 7
30. 9
26. 9

34. 8
33. 9
35. 8

33.4
29.8
32.8
46.4
36. 7
37.9
34.7
31.6
28.2
35.2
40.7
43.4
40.7
34.9
31.7

30. 3
29.9
34. 2
41. 7
35 2
39 8
38.6
41 9
31. 4
36. 1
36 9
34 5
38.9
32. 9
33. 0

28.4
30.1
36.6
39.7
40.3
37.3
34.5
45.5
33.6
33.0
38.7
33.7
38.9
30.5
32.8

29.2
29.1
34.7
49.8
36.5
31.8
39.9
47.6
26.9
31.6
34.8
31.0
32.3
30.8
36.2

35.1
31.0
32.2
40.7
31.2
37.6
34.4
47.3
33.0
36.2
36.3
38.3
37.5
37.9
43.2

29.9
30.4
31.5
43.2
34.7
39. 0
37.7
30.8
29.4
33.8
34.2
37.7
37.2
36.9
34.1

31. 1 19.6

20. 4

19.5

17.7

20.6

33.9

32. 0

31.3

20. 6

20. 5

j

24.8
24.9
26.3
32. 1
25.2
24.6
16.4
22.5
27.3
26.2
30.9
31.5
28.7
25.5
25.9

24.7
25.6
26.5
31.6
26.0
26.2
26.7
24.2
28.8
26.9
25.4
27.1
27.6
25.1
26.2

21.1

18.0 !"3i. 4

25.7

25.7

c

25.
i 26.

42.3

28. 9
30. 5

1 8 . 8 1 7 . 5 25.1 2 3 . 6
26. 6
; 26. 3 2 3 . 2 2 3 . 9
2 3 . 9 26.2 2 4 . 8 27. 4
29. 7 29.3 29. 2 27. 3
2 4 . 9 2 2 . 5 29. 3 28. 2
31. 6
29. 6
! 35.3
25.2

29.
27.
32.
25.

4
4
7
4

33. 8

28.9 2 4 . 9

C—VI




30.
31.
29.
25.

8
2
4
2

32. 0

30.2

29 9
26! 4

21. 9 2 4 . 2 2 2 . 3
28. 1

30.6

29. 7

51.8

46. 9
46. 8
34. 5
50. 1
53. 2
37. 3
43. 8
46. 0
42. 1
61. 8
40. 0

37. 4

31.1

34.7

I 1
2
3
4
5
i 6
1
7
8
9
10
11
12,
13
> 14
'15
16

20.9 J17
31.7

\

LXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Lawful money reserve of the national banks, as shown by the reports

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
,
District of Columbia.,
Virginia
West Virginia
North Carolina
South Carolina
,
Georgia
Florida
Alabama
Texas
A rkansas
Kentucky
Tennessee
Ohio
,
Indiana
Illinois
Michigan
AVisconsin
| Iowa
30 Minnesota
;u I Missouri
32! Kansas
3 3 I Nebraska
34 j Oregon
3 5 I Califo '
30
37
38
39
40
41
42

Number
of banks.

Deposits.

1, 797

i Colorado
| Utah
I New Mexico .
| Wyoming.
! Idaho..;..,..
j Dakota
| Montana
Totals .

11
12
13
1
9
10
2
39
26
159
100
125
77
43
80
32
28
24
10
1
4
10
2
2
2
1
1
5

$6, 762, 771
3, 042, 728
4,185, 090
26,898,145
9, 489, 815
16, 905, 239
51, 2*6, 988
19, 650, 223
30, 868, 194
1, 675, 084
2, 241, 197
454,114
5, 813, 506
2, 306, 199
2, 807, 264
2, 159, 237
2, 330, 917
62, 277
1,141, 025
1, 403, 703
218, 844
4, 326, 771
5,116, 606
23, 603, 375
14, 462, 045
18,951,513
8, 427, 558
5, 118,740
9, 879, 573
5, 372, 899
3, 049, 029
2, 562, 034
2, 707, 327
751, 717
*1, 704, 014
2, 515, 395
319, 510
261, 331
192, 437
137, 701
74, 108
937 535
302, 773, 784

64
43
•

42

169
62
80
221
62
159
11
17
1
20
17

* Includes circulation.

R e s e r v e required, 15 per Reserve held. Ratio of reserve.
cent.

$1, 014, 416
356, 409
627, 764
4, 034, 722
1, 423, 472
2, 535, 786
7, 793, 048
2, 947, 534
4, 630, 229
251, 263
336. 179
68,117
872, 026
345, 930
421, 090
323, 886
349, 638
9, 342
171, 154
210, 555
32, 827
649, 016
767, 491
3, 540, 506
2, 169, 307
2, 842, 727
l! 264', 134
767,811
1,481,936
805, 934
547, 354
384, 305
406, 099
112.757
1326, 577
3 7 7 , \\(Y.)
47, 927
39, 199
28, 8(55
20, 055
11.116
140,630
45, 487, 042

$2, 732, 354
1, 494, 971
1, 745, 750
10, 278, 265
3, 048, 654
7, 790, 728
14, 324, 389
7, 760, 641
9, 231, 206
578, 561
823, 728
194, 359
1, 311, 059
786, 945
1, 001, 559
791, 775
861, 989
40, 824
865, 822
657, 770
79, 651
1, 853, 032
1, 635, 909
7, 916, 360
5, 501, 377
6, 517, 360
2. 727, 659
1, 704, 326
3, 163, 767
1, 403, 283
1, 220, 620
693, 950
708, 765
279, 557
368, 363
871, 610
177, 428
150, 575
53, 955
49,493
10,190
183, 586

Per cent.
40.4
49.1
41.7
38.2
32.1
46.1
27.9
39.5
29.9
34.5
36.8
42.8
22.6
34.1
35.7
36.7
37.0
65.6
75.9
46.9
36.4
42.8
32.0
33.5
38.0
34.4
32. 4
33.3
32.0
26.1
33.5
27.1
26. 2
37.2
21.6
34.7
55.5
57.6
28.0
35.9
13.8
19.6

103, 592, 165

34.2

t Reserve required in California gold b a n k s , outside of

Lawful money reserve of the national

Reserve-cities.

Number
of banks.

New Y o r k
San Francisco




R e s e r v e required, 25 per Reserve held. Ratio of reserve.

cent.

$66, 283,198
8, 242, 255
43, 815, 372
11, 787, 873
14, 248,128
1, 574, 436
6, 743, 367
2,961,614
8,713,409
4, 495, 359
25, 085*174
3, 454, 791
2, 502, 875
7, 250, 173

§16, 570, 799
060, 564
953, 843
946, 968
562, 032
393, 609
685, 842
740, 404
178,352
123, 840
271, 293
863, 698
625, 719
812, 543

180

207, 158, 024

51, 789, 506

70, 497, 421

48

199, 933, 765

49, 933, 441

60, 593, 617

Boston
Albany
Philadelphia..
Pittsburgh
Baltimore
Washington . .
New Orleans..
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee...
Saint Louis . . .
Totals . . .

Deposits.

banks—Continued.

2

1, 5447582"

* Includes circulation.

$19, 850,
3, 434,
14, 999,
4,149,
5, 671,
607,
2, 826,
930,
3,145,
1, 656,
8, 665,
1, 342,
823,
2, 391,

1, 257, 765

Per cent.
29.9
41.7
34.2
35. 2
39.8
38.6
41.9
31.4
36.1
36.9
34.5
38.9
32.9
33.0
34.0

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII
of their condition at the close of business on December 31, 1874.
Classification of reserve held.
Specie.

U. S. certifiLegal-tenders. cates of deposit.

$25, 231
11, 530
22, 249
141, 610
29, 391
74, 587
252,146
45, 965
53,180
378
17, 840
3,189
16, 301
18, 609
37, 299
17, 078
40, 705
164
25, 976
180, 656
1,156
19, 504
26 368
65, 782
63, 640
65, 785
19, 495
24, 969
27, 701
15, 971
16, 694
9, 728
6,896
114, 352
304, 363
161, 007
11, 912
232
1,406
16, 520
115
4,703

$440, 430
244, 279
385, 053
1, 920, 613
663, 730
1, 539, 606
3, 683, 323
1, 886,193
3, 747, 084
177, 530
321, 324
122, 000
703, 987
364, 092
512, 710
445, 407
620, 357
7,534
320, 958
350, 412
32, 900
610,767
954, 619
3, 687, 706
2, 522, 639
2, 542, 689
1, 202, 419
779, 410
1, 605, 652
606, 048
536. 012
281, 813
311, 278
35, 920

1,992,383 |

34,952,061

$5, 000

230, 000
5,
415,
40,
35,
20,
10,

000
000
000
000
000
000

10, 000

10, 000
10, 000
5,000
20, 000

5,000

424, 400
137, 185
33, 223
39, 361
28, 473
7, 825
115, 100
820, 000

States and Territories.
serve agents.!

$1,864,870
1, 002, 416
990, 929
6, 308, 284
1, 693, 048
5, 265, 924
8, 562, 776
5, 239, 809
4, 212, 349
315, 062
379, 708
57, 920
441, 908
311,315
360, 200
2.58, 840
89, 552
30, 876
449, 318
85, 502
36, 345
922, 071
521,947
3, 270, 760
2,172, 178
3, 402, 690
1,211,847
755, 447
1, 258, 519
602,211
557, 502
339, 609
345, 591
118, 035
64, 000
256, 503
33, 831
103, 620
10, 4d8

53,935,013 I

$396, 823
236, 746
347, 519
1, 677, 758
662, 485
905, 611
1,411,144
548, 674
1,183, 593
65, 591
94, 856
11, 250
148, 863
92, 929
91, 350
90, 450
111, 375
2, 250
69, 570
41, 200
9, 250
290, 690
132, 975
892,112.
732, 920
496,196
288, 898
124, 500
271, 595
169, 053
105, 412
62, 800
45, 000
11, 250
29, 700
4,500
13, 500
2, 700
4, 500
2, 250
12, 870

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
California
Colorado
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana

11,892,708

San Francisco, is 25 per cent, on circulation and 15 per cent, on deposits.
RESERVE-CITIES, as shown by the reports of December 31, 1874.
Classification of reserve held.
Specie.

Legal-tenders.

TJ. S. certificates of deposit.

Due from re- Redemptionserve agents. fund with
Treasurer.

35, 000
270, 000

$7, 451, 846
2,165, 006
4, 891, 141
1, 481, 142
2, 451, 249
326, 365
889, 325
312, 539
1, 701, 744
575, 759
2, 401,155
604, 762
375, 570
926, 215

$1 315, 872
90, 915
606,135
326, 350
359, 695
47. 250
119, 900
142, 861
159, 750
113, 500
248, 315
67, 650
22, 500
66, 600

26, 563, 852

10, 360, 000

26, 553, 818

22, 490, 000

Boston
Albany
Philadelphia
Pittsburgh
Baltimore
Washington
New Orleans
Louisville

3, 687, 293

20, 894, 399

Reserve-cities.

$2,193, 641
11, 822
510, 771
33,187
339,170
3, 653
58, 859
14, 230
39, 502
7, 563
55, 948
32, 562
12, 034
19, 516

$5, 284, 363
522, 233
5, 381,136
2, 209,155
1, 556, 460
230, 101
1, 758, 042
461, 011
730, 000
935, 000
5, 370, 265
637, 798
378, 668
1,109, 620

3, 332, 458
15, 854,155
1, 257, 765




$3, 605, 000
645, 000
3, 610, 000
100, 000
965, 000

515, 000
25, 000
590, 000

Cleveland
Chicago
Detroit
Milwaukee
Saint Louis

1, 355, 063 New York
San Francisco

1
2
3
4
5
6
7
8
9
10
11
12
13
14

15
16

LXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
Lawful money reserve of the national

States and Territories.

Maine
Now Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Colnmhia.
Virgin in
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alahama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Iva nsas
Nebraska
Oregon
California
Colorado
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana

Number
of banks.

64
43
42
169
62
80
22 L
62
159
11
17
1
19
17
1L
12
13
1

3!)
2fi
160
]()1
127
79
41
8L
32

10
1

Totals

11 e s e r v e required, 15 per R e s e r v e
cent.

Deposits.

$6,105,019
2, 995, 637

$915, 753
449, 346
627, 656
4, 037, 201
1, 420, 397
2, 40!), 261
7, 642, 107
2, 733, 497
4, 027, 2,-'5
201, fi;>]
328. 001
lil, 1-H
839, (i30
WM, 7S0
442. 738
442. 060
406, 525
14, 139
166, 828
249, 054
27, 890
62!), 473
Ml 1,082
3, 053, 922
2, 304, (197
3, 220, 434
1, 243, 938
722 972
1, 722, 499
808, 953
547, 007
362, 381
416,931.
120, 883
1361,215
375, 701
43, 129
47,315
30, 404
16, 998
10, 955
136, 831

4, 184,371
26, 914, 676
9,469,312
16,001,7(3
50, 947, 3K)
18,223.313
30, 848, 568
1, 713, 720
2, 1«7, 072
407. 476
5, 597, 531
2,231,810
2, 951. 587
2, 947, 066
2, 710. 166
!'4, 2.7.»
1,112,1*9
1, 664. 35s
185, 930
4, 196, 48ii
5, 360. 5i9
24, 359, 4M)
15,304,649
21, 469, 560
8, 2! 12, 917
4, 819, M l
11,4,-3,329
5, 393, 020
3, 646. 715
2,415,^71
2, 779, 543
805, HH!>
"-1,804, 938
2, 504, 677
287, 524
315, 430
202, 691
113,322
73,031
912,204
306,184, 888

* Includes circulation.

46, 018, 207

106, 826, 053




Per cent.
47.9
55. 3
39. 3
45.1
31. 5
40. 5
29. 9
37. 9
29. 9
30. 5
36. (i
48. 3
25. 5
29. 0
37. 1
47.4
54. 9
34. 3
59. 0
46.6
28. 3
37.7
31.4
32. 8
37.6
36.1
29. 0
31.6
33.7
26.8
31. 7
25. 1 1
27. 2
31.5
15.0 !
34.0 i
59. 6 !
34.0
35. 2
2l! 8
30. 3
17. 2
34.9

banks—Continued.

Res e r v e re- j
I quired, 25 per Reserve held. Ratio of re
serve.
i cent.

Boston
Albany
Philadelphia....
Pittsburgh
Baltimore
Washington ...
New Orleans...
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis

San Francisco .

Ratio of reserve.

t Reserve required in California gold-banks outside of

Reserve cities.

Totals

held.

$2, 926, 836
1, 671, 921
1,645, 850
12, 146, 359
2,984, 711
6 499 895
15, 229, 079
6, 915, 391
9, 233, 430
532, 112
800, 429
196, 838
1, 42(3, 026
647, 862
1, 094, 795
1, 396, 442
1, 487, 635
32, 295
mi, 128
775. 325
f)-> ,V)0
1, 5821811
1, 685, 060
7, 984, 267
5, 774! 459
7, 757, 684
2, 404, 077
1, 524, 003
3, 865, 631
1, 446, 141
1,155,821
606, 827
755, 543
253, 945
271,' 498
851,923
171,228
107,312
71, 303
24, 720
22, 153
157, 138

Lawful money reserve of the national

New York City

banks—Continued.

$67, 868, 673
8, 395, 271
44, 426, 272
11, 866, 122
13, 749, 605
1, 362, 067
6, 852, 450
3, 750, 266
11, 522. 599
4, 364, 251
25, 284, 568
3, 683, 327
2, 410, 375
7,179,510
178 j

$16,
2,
11,
2,
3,

967,168
098, 818
106, 568
966, 530
437, 401
340, 517
1, 713,112
939, 067
2, 880, 650
1,091,063
6, 321, 142
920, 832
602, 594
1,794,877

$20, 458,116
3,335,189
16, 254, 587
4, 781, 406
5,129, 507
469, 334
3,115, 883
1, 262, 348
3, 806, 353
1, 690, 146
8, 520, 905
1,434,291
735, 860
2, 355, 688

Per ceAt.
30.1
39.7
36. 6
40.3
37.3
34. 5
45. 5
33.6
33.0
38.7
33. 7
38. 9
30. 5
32.8
34.5

2 !

212,721,356 |

53, It 0,339 I

73, 349, 613

2C2, 733, 420 ;

48

50, 3, 355

57, 537, 364

1, 705, 464

1, 330, 391

*6, 821, 856

* Includes circulation.

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV
STATES, as shown by the reports of March 1, 1875.
Classification of reserve held.
Specie.

Legal-tenders.

$22, 039
6, 966
20, 264
90, 511
30, 050
62,819
246, 902
44, 086
51, 598
378
14, 642
3, 099
16, 621
13, 475
37, 501
16, 478
43,184
194
22, 056
142, 954
611
9,913
23, 785
48, 515
69, 577
64,861
17, 626
13, 956
29, 974
13, 152
17, 441
8,447
7,149
111, 251
156, 045
149, 677
9,050
628
421
5, 550
10
9,238

$418, 928
209, 364
330, 774
1, 871, 929
639, 958
1, 422, 320
3,610,398
1,637,331
3, 400, 169
164, 300
342, 384
114, 000
(ill, 743
32,1, 983
568, 626
610,557
659, 862
27, 316
278, 769
356, 083
25, 376
561, 033
844, 218
3, 672, 876
2, 682, 417
2, 545, 141
1, 090, 486
631, 591
1, 579, 036
594, 841
448, 568
252, 205
243, 654
33, 300

1, 652, 694

33, 493, 083

TJ. S. certifi- D u e from re- Redemptionf und with
cates of deserve agents. Treasurer.
posit.
65, 000
225, 000
5, 000
420, 000
60, 000
45, 000
20, 000
10,000

10, 000
10, 000
5,000
5,000
20, 000
5,000

$2,081,891
1,217,081
947, 231
8, 274, 527
1, 679, 527
4, 106, 628
9, 545, 721
4, 621, 170
4, 547, 832
283, 843
337, 861
68, 488
649,651
212, 817
397, 318
678, 957
679, 964
2, 535
285, 733
235, 188
17, 313
706, 745
677, 233
3, 373, 752
2, 288, 852
4, 655, 632
1, 006, 568
744, 036
1, 987, 556
693, 522
584, 060
285, 695
401, !)90
98, 144
115, 453
330. 799
25, 672
38, 734
28, 895

$398, 978
238, 510
347, 582
1, 684, 392
635, 176
903, 128
1,406,058
552, 804
1,188, 831
G\i, 591
95, 541
11,2:10
148, 612
95, 587
91,350
90, 450
104, 025
2, 250
69, 570
41, 100
9, 250
295, 120
139, 825
889, 124
723, 614
487,050
284, 397
114, 420
269, 065
144, 625
100, 753
60, 480
42, 750
11,250

10, 381
36, 629

339, 222
132, 006
54, 450
39, 287
14, 670
9,512
98, 400
845, 000

32,225
4, 500
13, 500
2 700
4,500
2, 250
• 12,870

59,021,623

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Mi unesota
Missouri
Kansas
Nebraska
Oregon
California
Colorado
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana

11, 813, 653

San Francisco, is 2r> per cent, on circulation and 15 per cent, on deposits.
RESERVE CITIES, as shown by the reports of March 1, 1875.
Classification of reserve held.
Specie

Legal-tenders.




IT. S. certifi- Duo from re- Redemptioncates of de- serve agents. fund with
Treasurer.
posit.

35, 000
140, 000

$9, 247, 948
2, 189, 422
5, 698, 616
2,056,818
1, 957, 925
223, 982
781] 062
502, 813
2, 131, 693
812. 334
3,212,662
674, 720
323, 251
1, 060, 407

25, 648, 649

11,110,000

30, 873, 652

19, 304, 248

25, 245, 000

$5, 062, 801
587, 191
5, 235, 265
2, 261, 886
1, 497, 462
193,981
2, 089, 090

$3, 560, 000
460, 000
4, 465, 000
100, 000
1, 135, 000

6QG, 151

865,
728,
4, 427,
679,
347,
1, 066,

000
000
640
958
474
750

630, 000
25, 000
560, 000

, 317,
91,
603.
328,
354,
48,
119,
143,
159,
113,
212,
67,
20,
67,

Reserve cities,

Boston
Albany
Philadelphia
Pittsburgh
Baltimore
Washington
New Orleans
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee

3, 646, 108
1,281, 401

New York City

| 15

San Francisco

j 16

LXXXVIREPORT OF THE COMPTROLLER OF THE CURRENCY.
Lawful money reserve of the national
E c s e r v e requircd, 15 per
cent.

States a n d Territories.

3
4
5
6
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42

Maine..'
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
California
Colorado
I Utah
i New Mexico
! Wyoming
! Idaho
Dakota
Montana
Totals..

64 ;
43
41
170 l
(52 i

hanks—Continued.

2(5 •

162
103
12(5
79
41
80 i
32 1

in
10
1

* Includes circulation.

$010, 297
429, 473
594, 072
4, 221, 849
1.368 193
2, 461, 322
7, 468, 919
2, 833, 219
4, 994, 966
•269, 646
340, 359
64, 341
821, 070
227, 560
416, 468
434, 454
329,591
15, 397
173, 292
256, 631
26, 722
615,152
723, 856
3,537,448 i
2, 470, 539 j
3,082,353 !
1,221,349
702, 419
1,733,119
804, 926
519,210
353, 815
424, 842
111,690
1390, 241
381, 561
48, 453
40, 027
30, 816
17, 905
9, 090 I
143,444

$2, 292. 666
1,322,511
1,482,504
10, 781, 740
3, 191, 518
6, 186, 682
13,622,177 I
6, 347 677 !
10,299,448 j
502, 645 I
819,985 j
213,446 I
1,221,110 I
457,927 I
820,251 !
1, 175, 516 I
1,020,249 j
49,625 !
635,951 I
863,407 j
65, 798 !
1,705,914 !
1, 597, 844 |
7, 468, 932 !
6,225,269 j
6, 655, 086 I
2,231,971 I
1, 338, 504 I
4, 040, 184 I
1,286,539 I
1,131,260 i
616,279 !
955,055
240, 850
482,382 I
901,099 I
123,949 i
65, 716 !

4(5, 020, 096

100, 691, 135 j

46, 286
32, 092
10, 722
162, 369

Boston
Albany
Philadelphia . . .
Pittsburgh
Baltimore
"Washington . . .
New Orleans...
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis

7, (503, 839
181

New York City

48

San Francisco..




Deposits.

863, 645, 815
8, 401, 926
48, 596, 2(52
12, 867, 955
13, 532, C5D
1, 473, 052
6, 571, 877
3, 512, 301
11, 222, 848
4, 155, 403
26, 523, 429
3, 514, '220
2,436,621

Totals

32. 9

t Reserve required in California gold batiks outside of

Lawful money reserve of the national
Number
of banks.

Per cent.
37.8
46.2
37.4
38.0
33.9
37.7
27. 4
33. 6
30.9
28.0
36.1
49. 8
22. 3
30. 2
29. 5
40. 6
46. 4
48.3
55.0
50.5
36.9
41. 6
33. 1
31.7
37.8
32.4
27. 4
28.6
35.0
24.0
32.7
26.1
33. 7
32.3
24.4
35.4
38.4
24.6
!
22 5
1
26. 9
i
17. 7
17. 0

#6, 068, 645
2, 8(53, 153
3, 960, 475
28, 145, 662
9, 121, 288
1(5, 408, 812
49, 792, 793
18, 888, 124
33, 299, 772
1, 797, (>3S
2, 269, 059
42*, 938
5, 473, 799
1,517,06(5
2, 776, 455
2, 89(5, 359
2,197,271
102. (545
1, 155, 278
1.710. 8715
178, 148
4,101,011
4, 825, 706
23, 582, 990
16, 470, 2(53
20, 549, 021
8, 142, 327
4, (!82, 795
11,554, 130
5,366,173
3,4(51,397
2, 358, 769
2, 832, 279
744, 600
*1, 968, 571 I
2,543,741 I
323,0-22
266, 850 !
205, 439
1J9, 369 [
60, 603
956,297 '
;
306, 167, 606 i

226
61 '
161
11
17 !
1
19
16 i
11
12
12 :
1
9 i
10
2
40;

1, 815

Reserve cities.

Eatio of
reserve.

Reserve held.

R e s e r v e required, 25 per
cent.

615,911,454
2, 100, 481
12, 149, 065
3,216,989
3, 383,163
368, 263
1, 642, 969
878,075 !
2, 805, 712
1,0:^,851
6, 630, 857
878, 555
609, 155 I
1,900,960 j

214, 058, 198
197, 505, 735
*5, 234, 448 j
* Includes circulation.

banks—Continued.

Reserve held.

R a t i o of
reserve.

$18, 540, 479
4, 187, 459
16, 848, 895
4, 690, 976
4, 309,272
587, 768
3, 126, 356
945, 674
3, 544, 784
1, 445, 625
8, 229, 263
L, 151, 084
751,254
752, 635

Per cent.
29.1
49.8
34.7
36.5
31.8
39. 9
47.6
26. 9
31.6
34.8
31.0
32.8
30.8
36.2

r>3. 514, 549

71,111,524 I

33.2 !

49, 376, 434

57,764,653 j

29.2

927, 764 J

17. 7

1,308,612 I

EEPOKT OF THE COMPTROLLER OF THE CURRENCY. LXXXVII
STATES, as shown by the reports of May 1, 1875.
Classification of reserve held.
Specie.

Legal-tenders.

$26,
2,
20,
83,
25,
51,
118,
49,
46,

435
573
774
765
453
907
953
095
905
378
10,164
2,880
12, 044
9,282
37, 095
17.851 !
35,534
37
23,830 !
132, 351
1, 021
11, 134
24, 614
33, 801
46, 258
64, 036
15, 953
6, 592
30,882 !
11,930
17, 618
3,129
5, 948
42, 615
294, 225
161, 193
5, 879
156
157
7, 092
84
19, 854

U. S. certifi- Duo from re- Redeinptioncates of de- serve agents.
fund with
posit.
Treasurer.

$380, 195
195, 771
315, 870
1, 899, 025 I
629, 637 I
1, 413, 912 !
3, 771, 770 |
1, 709, 601 j
4,149, 207 I
223, 535 j
363, 444 |
100, 500
597, 602 I
218, 480 !
472, 575 i
578, 037 1
492, 068 |
36, 700 j
249, 290 '
508, 830 !
29, 300 I
588, 826 I
867, 185 |
3, 675, 266 i
2, 791, 426 i
2, 527, 436 !
1, 050, 396 j
620, 456
1, 720, 507
546, 217
433, 180
277, 412
246, 593
52, 520

!5, 000
250, 000
5,000
380, 000
20, 000
35, 000
20, 000
10, 000

10, 000
20, 000
5,000
5,000
20, 000
5,000

34,414,616

3, 798, 719 I
7,945,650 |
4,017,845 |
4,870,217 |
194,041 |
342,142 i
98, 810 |
467,101 i
149,053 I
218, 947
493, 428
389, 07:2
10, 038
29:2, 811
181, 120
20, 227
812, 214
564, 580
2, 705, 991
2, 042, 021
3, 587, 295
873, 890
574, 530
2, 04o, 045
580, 911
575, 832
270, 958
659, 764
134, 465
188, 157
296, 463
19,414
31, 244
3,851

790, 000

Maine
1
New Hampshire
2
Vermont
3
Massachusetts
: 4
Rhode Island
5
Connecticut
0
New York
; 7
New Jersey
| 8
Pennsylvania
j 9
Delaware . ,
10
Maryland
11
District of Columbia
12
Virginia
j 13
West Virginia
14
North Carolina
15
South Carolina
16
G-eoigia
17
Florida
„... : 18
Alabama
19
Texas
20
Arkansas
21
Kentucky
'22
Tennessee
23
Ohio
24
Indiana
25
Illinois
I 20
Michigan
27
Wisconsin
28
Iowa
29
Minnesota
30
Missouri
31
Kansas
32
Nebraska
33
Oregon
34
California
.
35
Colorado
36
Utah
i 37
Now Mexico
38
Wyoming
i 39
Idaho
. . . . . i 40
Dakota
j 41
Montana
j 42

$399,198
238, 860
348, 832
1,708,100
662, 401
917, 144
1, 405, 804
551, 130
1, 198, 119
64, 091
94, 235
11, 250
144, 363
81, 100
91, 034
85, 000
102, 375
2, 250
70, 020
41,100
9, 250
283, 740
141, 465
993, 874
725, 504
471, 319
286, 732
116, 920
242, 690
141, 475
99, 630
58, 780
42, 750
11, 250

1,816
44,135

411, 493
94,156
20, 816
39, 578
20, 500
6, 572
86, 860

1,511,483

$1, 481, 838
885, 307
797,028
6,840,250
1,874,027 I

States and Territories.

31, 950
4,500
13, 500
2, 700
4,500
2, 250
11, 520

52, 061, 059

11, 913, 977

San Francisco, is 25 per cent, on circulation and 15 per cent, on deposits.
1875.
RESERVE CITIES, as shown by the reports of May 1,
Classification of reserve held.
Specie.

Legal-tenders.

8843, 457
7,378
228, 656
30, 284
101,116
5, 508
155, 496
1, 788
12, 478
5, 095
78, 986
7, 445
1,483
18, 618

K 288, 789
421, 690
5,196,818
2, 432, 293
1, 585, 004
200, 847
1, 874, 045
547, 004
920, 569
900, 000
4, 667, 285
589, 977
335, 369
1, 522, 650

1, 497, 788
6, 683, 326
927, 764




U. S. certifi- Duo from re- Redemptioncates of de- serve agents.
fund with
posit.
Treasurer.
$3,175, 000
625, 000
5,190, 000
100, 000
885, 000

35,000
140, 000

886, 071
041, 126
629, 586
795, 299
377, 857
S33, 203
970, 403
253, 570
1,471,987
402, 030
2, 530, 317
480, 630
300, 502
1, 009, 117

25, 483, 540

11,935,000

28, 559, 818

•25, 890, 000

1
2
3
4
5
6
7
8
9
10
11
12
13
14

New York Citv

15

Snn Franeiseo

16

3, 035, 378

23, 979, 103

Boston
Albany
Philadelphia
Pittsburgh
Baltimore
Washington
New Orleans
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis

$1, 347,162
92, 205
603, 835
333, 100
359, 695
48,150
119, 752
143,312
159, 750
113,500
160, 075
07, 032
18, 900
02, 250

980, 000
25, 000
780, 000

$8,
3,
5,
1,
1,

Reserve cities.

1,212,224
!

.XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Laivfnl money reserve of lite national
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
llhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
W e s t Virginia
N o r t h Carolina
South Carolina
Georgia...
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
California
Colorado
Utah
"New Mexico
Wyoming
Idaho
Dakota
Montana

Number ;
of banks.

Deposits.

lie serve re- :
quired, 15 per | lleserve held,
t

69
44
43
175
62
81
227
~65
173
11
17
1
20
16
11
12
12
1
9
10
2
41
27
102
103
128
78
41
81
32
28
23
10
1
6
10

£0, 301, 834
2, 954, 309
4, :J83, b91
28, 327, 529
9, 929, 056
17, 910, 653
:\\, 020, 2.^
20,012,926
33, 960, 209
1, 768, 718
2,318,574
486, 567
6, 003, 285
1, 572, 682
2, 777, 323
2, 604,150
1, 808, 345
73, 439
1, 021, 749
1, 521, 099
204, 141
4, 212, 630
4, 468, 901
23, 503, 073
15, 653, 964
19, 881, 430
8, 218, 009
4,916,714
12, 085, 150
6,192, 718
3, 353, 071
2, 470, 554
2, 934, 984
829, 337
*2,102, 954
2, 745, 038
355, 767
336, 663
242, 702
141, 983
74, 399
961, 287

8954, 275
443,146
642, 584
4, 2 19, 129
1,489,358
2. 086, 598
7, 653, 043
3, 001, 939
5, 094, 031
265, 308
347, 786
72, 985
900, 493
235, 902
410, 598
390, 622

1,845 |

Totals

312,602,095

46, 996, 069

* Includes circulation.

hanks—Continued.

l l | 016
153, 262
228,165
30, 621
631,895
670, 335
3, 525, 461
2, 348, 095
2,962,215
1, 232, 701
737, 507
1, 812, 773
928, 908
502, 961
370, 583
440, 248
124, 401
1421, 198
411, 756
53, 365
50, 499
36, 405
21, 297
11,160
144, 193

62,515,997
1, 410, 880
1,662,557
11, 103, 118
3, 291, 325
7, 284, 353
15, 169,208
7, 385, 703
10, 714, 849
518, 213
826, 772
234, 449
1, 367, 228
512, 732
690, 873
770, 536
827, 192
46, 360
505, 391
662, 310
74, 438
1, 859, 998
1, 313, 886
6, 771, 073
5, 833, 071
6, 680, 244
2,221,016
1, 463, 127
4, 491, 274
1, 669, 149
1,156, 434
701, 910
1, 082, 221
246, 796
463, 910
1, 069, 567
148, 331
118,738
65, 482
43, 650
20, 771
159, 421
105, 154,1

1

13
14

Boston . . .
Albany
Philadelphia
Pittsburgh
IJaltimore
Washington
New Orleans
Louisville
Cincinnati
Cleveland
Chicago .
Detroit
Milwaukee
Saint Louis

15

New York

16

San Francisco

3
4
5
6
7
8
9
10
11

Totals




Number
of banks.

51
7
29
20
14
4
7
9
5
6
16
3
3
7

Per cent.
39. 5
47.8
38.8
39. 2
33. 1
40.7
29. 7
36.9
31. 6
29. 2
35*. 7
48.2
22.8
32.6
24.9
29.6
45.7
63.1
49.5
43.5
36.5
44.2
29.4
28.8
37.3
33.6
27.0
29.8
37. 2
26^9
34.5
28.4
36.9
29.8
22.1
39.0
41.7
35.3
27.0
30.7
27.9
16.6

33.6

t ileserve required in California gold banks outside

Lawful money reserve of Hie national

Reserve cities.

R a t i o of re-

Deposits.

$65, 699. 363
7, 9191 484
48, 210, 669
12, 519, 105
15, 562, 221
1, 525, 250
7, 132, 054
3, 563, 723
11, 415, 936
4, 107, 335
28, 297, 006
3, 229. 876
2, 693, 467
9, 629, 462

banks—Continued.

Reserve required, 25 percent.

R e s e r v e held.

$16, 424, 841
1, 979, 871
12, 052, 667
3,129, 776
3, 890, 555
381, 312
1, 783, 014
890, 931
2, 853, 984
1, 026, 834
7, 074, 251
807, 469
673, 367
2, 407, 365

$20, 361, 346
3, 223, 982
15, 544, 354
3, 901, 832
5, 857, 789
524, 689
3, 373, 248
1,1'i 7, 378
4,138, 276
1, 491, 948
10, 847, 435
1, 210, 321
1, 018, 684
4, 160, 544

R a t i o of reserve.

Per cent.
31.0
40.7
32 2
37*. 6
34.4
47.3
33. 0
36.2
36.3
38.3
37.5
37.9
43.2

181

221, 504, 951

55, 376, 237

76, 831, 826

34.7

48

218, 382, 090

54, 595, 522

76,621,776

35.1

2

*5, 382, 704

1, 345, 676

1, 106, 491

20.6

* Includes circulation.

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIX
STATES, as slioivn by the reports of June 30, 1875.
Classification of rese rve held.
Specie.

Legal-tenders.

$34, 611
2 985
16, 500
84, 782
25 139
43 070
IQg 414
46, 903
52, 324
.401
9,834
2 929
9, 113
8,709
37, 771
13 202
36, 695
07
15, 080
117, 090
209
8,275
20,108
34, 736
50, 384
51 194
16, 820
10, 727
25 512
18, 184
10, 443
3, 165
4,479
45, 894
298, 255
199, 660
12, 121
361
528
10,559

$429, 369
199 391
337. 308
1,869j653
584 352
1 430 507
3 747 480
1, 714, 436
3, 753, 097
186, 047
310,998
96 500
602, 426
252, 114
406, 300
371 791
458, 255
27 000
234, 354
275, 034
26, 675
531, 991
690, 233
3 143 946
2, 547, 489
2 402 910
975,194
646, 255
1 879 342
632, 988
472, 293
251, 392
289, 395
61, 800

22, 688

32, 610 241

Due from reserve agents.

$5, 000

$1, 644, 016
978, 209
962, 207
7,193, 883
2 021 148
4 891 482

245, 000
385 000
130, OuO
40, ()!)0
20, 000
10,000

10, 000
20, 000
20, 000

5," 666"

428, 551
110 397
64, 931
41 956
28,591
3, 790
84, 710

1, 600, 028

U. S. eertilicates of deposit.

t) 4 5 5 5 j < )

4, 945, (564
5, 676, 490
247, 174
398, 915
123* 770
620,816
175, 766
153, 652
306 093
234, 367
17 013
185, 487
231, 336
38, 304
1, 028, 468
476, 068
2 719, 004
2, 523, 514
3 769 766
961, 443
672, 225
2 351 870
882, 002
579, 274
389, 764
745, 597
127, 852
165, 655
409, 406
21,313
39, 946
20 9()8
14, 654
40, 153

890, 000

58, 439, 613

lied enipt ionfund with
Treasurer.
$403, 001
230, 295
346, 542
1, 709, 800
660 686
910, 294
1 382 765
548, 700
1, 1!):2, 938
64,591
97, 025
11 250
134, 873
76, 143
93, 150
79 450
97, 875
2 250
70, 470
38, 850
9, 250
281, 264
127, 477
873, 387
691, 684
456 374
267, 559
113,920
234 550
135, 975
89, 424
57, 589
42, 750
11,250
31,
4,
13,
2
4,

950
500
500
700
500

States and Territories.

Maine
..
.
New Hampshire
Vermont
Massachusetts
llhode Island
Connecticut
New York
New J e r s e y
Pen ns y 1 vania
Delaware
Marvland
District of C o l u m b i a . . . .
Virginia

West Virginia
North Carolina
South Carolina
(T
GrOor ia

Alabama
. . .
Texas . .
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois .
Michigan
AVisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
California
. ...
Colorado
Utah
New Mexico

Idaho .. *
Dakota
l l | 870 ' Montana

11, 614, 671

of San Francisco, is 25 per cent, on circulation, and 15 per cent, on deposits.
RESERVE CITIES, as shown by the reports of June 30, 1875.
Classification of reserve held.
Specie.

Legal-tenders.

IT. S. certificates of deposit.

Duo from reserve agents.

ltedemptionfund with
Treasurer.

$3, 080, 000
360, 000
3, 740, 000
100, 000
I, 225, 000

35, 000
130, 000

$9, 362, 600
2.014, 120
5,21.0, 880
1, 172, 154
2, 362, 173
287, 628
864, 648
433, 813
2, 379, 312
556, 561
3, 616, 322
' 528, 865
658, 970
1, 837, 369

$1, 375,121
83, 647
583, 509
334, 607
359, 695
46. 750
117, 954
141,077
158, 860
110, 097
150, 925
67, 650
12,150
60, 250

31, 291, 415

$1, 758, 386
7,245
252, 546
31,401
194, 073
4, 698
118, 188
992
25, 804
18, 290
153, 206
5, 725
2, 038
15, 275

$4, 785, 239
758, 970
5, 751, 419
2, 263, 670
1,716,848
185, 613
2, 272, 458
601, 496
784, 300
782, 000
6, 061, 982
608, 081
310, 526
2, 117,650

2, 587, 867

29, 000, 252

10, 350, 000

13, 665, 196

25, 756, 431

36, 070, 000

1,106, 491




790, 000
25, 000
865, 000

Reserve cities.

Boston
Albany
Philadelphia
Pittsburgh
Baltimore
Washington
New Orleans
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis

3, 602, 292
1,130,149

New York
San Francisco

1
3
4
6
7
8
q
10
11
19
13
14
15
16
17
1*
19
20
21
22
23
94
25
^6
27
28
OQ

30
31
32
33
34
35
36
37
38
39
40
41
42

XC

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Lawful money reserve of the national

States and Territories.

Number
of banks.

Deposits.

11 e s e r v e required, 15 p e r
cent.

oanlts—Continued.

Reserve held. Ratio of reserve.

Per cent.
1

2
3
4
5

6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
oo
23
24
25

°n
27
28
29
30
31
3°
33
31
35

36
37
3«
39
40
11
42

69
44
45

Main e
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
j[ew York
j^ew Jersey
Pennsylvania
Delaware
^Maryland
District of Columbia
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida : . .
. . . .
Alabama
Texas
Arkansas
Tennessee
Kentucky
.
Ohio
Indiana
Illinois
Michigan
.
Wisconsin
Minnesota
Iowa
.
.
Missouri
Kansas
Nebraska
Oregon
California
.
New Mexico
Colorado
Utah
Idaho
Montana0
Wyomin "
Dakota

959, 745
1, 332, 936
133, 927
3, 872, 334
4, ()5:», 343
22, 972, 255
14' 88.")' 341
18 885, 240
8, 154, 483
5, 054, 7:-7
(5, 510, 900
11, 080, 344
3, 335, 781
2, 392, 648
2, 945, 41-2
891, 522
*2 "27 2()2
339, 463
2, 593, 044
301. 334
152^ 428
1 014 278
297, 228
94, 939

81, 022, 232
41)1,115
094 026
4 075, 680
1, 345, 306
2, 393, 364
7 468 552
2, 936, 979
5,171, 048
310,420
414,231
69, 728
867, 938
235, 850
301, 221
202, 1W5
253, 55!)
10, 632
143, 962
1\)\), 040
20, 089
5>-;0 850
008, 902
3, 445, 838
2 232 bOl
2, r-32 786
1, 223, 172
758, 201)
977, 545
1, 002, 052
500, 3(57
:^^, 897
441,824
133, 728
1450, 766
50, 919
389, 047
45 200
22, 804
152 142
44, 5,^4
14, 241

307 920 794

179
02

46, 304, 791

8, \K')S, 7 0 7

81
226
m

15, !>55, 702
49 790, 344
19, 579, 801
34, 473, 054
2, 069, 468
2','nil| 53d
404, s">0
5, 7r-'0, 250
1, 572, 332
2, 41 !H, 139
1, 947, 900
1, 090, 394

175
11
17
1
20
16
11
12
12
1
9
10

7 0 , ?•;-:?

27
42
162
103
130
30
33
19
10
1
7
9
1
1
i

Totals

8.0,814,877 '
3,274. 101
4 626, r<41
31, 171, 197

1 85L

* Includes circulation.

.$2, 911, 068
1, 507, 854
1 882 541
12 238 570
3,110, 437
6, 235, 894
14 417 (124
7, 228, 035
9', 8)1'.), 80-2
749, 797
1, 122, 587
185, 608
1, 237, 991
548. 199
623,547
594, 905
640, 958
28, 977
505, 046
586, 772
59, 078
1,117, 892
1,513,237
6, 715, 503
5 171, 737
5, 628, 099
2, 301, 782
1, 499, 750
1, 8G1, 387
3, 146. 946
978, 963
633, 427
1, 020, 380
20,), .>74
400, 224
76, 821
938, 418
3 41,603
33, 935
221, 308
63,519
*0, 512
100,128, 907

Boston
Albany
Philadelphia .
Pittsburgh . . .
Baltimore
Washington..
New Orleans .
Louisville
Cincinnati . . .
Cleveland
Chicago
Detroit
Milwaukee...
Saint Louis...
Totals.
N e w York .
16

San Francisco.




Number
of banks.

Deposits.

G
16
3
3

186

ren0 s e i' v e per
quire 1,25
cent.

Ratio of reserve.

!
!
i
!

$69, 686, 756
9,713,273
47, 563,174
13,176, 309
14, 008, 224
1, 402, 076
6, 199, 932
2, 837, 296
10, 718, 307
4, 577, 268
26, 105, 787
3, 040, 097
2, 601, 224
7, 351,173

81", 421, 689

0 428 318
11, 890^ 794
3, 294, 077
^, 667, 056
350, 669
1, 549, 983
709, 324
2, 679, 577
l ' 144, 317
(! 541, 447
910, 024
050 306
1 837 793

§21,157, 637
4,195, 262
14, 968,139
4, 575. 520
5, 715; 558
528, 863
1, 910, 262
834, 074
3, 620, 936
1, 563, 756
9, 865,106
1, 352, 381
960, 053
2, 509, 836

55 075 374

73, 757, 383

202, 263, 052

8 I
5 j

32.5

banks—Continued.

220, 301, 496

53
7
30
23
14
4

37. 3
20. 2
34.7
29. 8
21). 0
29.7
28. 6
28. 4
29. 3
26.5
34.6
29. 8
20.7
22. 6
36. 2
47.0
22. 3
21.8
21.4
27. 9

f R e s e r v e required in California gold-banks outside of

Lawful money reserve of the national

Reserve cities.

42.7
46.1
40. 7
39. 2
34.8
3(J. 1
29.0
30. 9
28. 5 I
36. 2 i
40. 7
39. 9 i
21.4
34.9
< 5 9 ''
>
30. 5
37.9
40.8 j
52. 0
44.0
44.1

50

*3, 603, 473
* Includes circulation.

=

S 763

60, 467, 759

900 868

751, 367

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCI

STATES, as shown by the reports of October 1, 1875.
Classification of reserve held.
Legal-tenders.

$24 563
1,799
5. 784
69, 077
24, 762
41, 539
138, 366
41, 657
49, 441
434
8, 407
3, 312
9, 357
6,737
36,132
11,507
38, 503

$457,
220,
410,
1, 924,
642,
1, 560,
3, 807,
1, 852,
3, 856,
218,
336,
113.

n
D 1O t

$5, 000
270, 000
385,
130,
15,
20,
10,

000
000
000
000
000

oio!

253! 537
30! 940
365, 518
442, 853
2- 500
24; 218
228! 573
23, 875 !
595' 061
526, 455
3, 354, 801
2, 376! 905
2, 367! 883
9C;-' 116
666,
768,
1, 668,
404,
242,
28l!
73,

10, 517
96, 096
337
25,165
8, 036
25, 273
23, 655
49, 883
11, 375
9, 755
10, 235
24, 380
12, 883
2, 865
6,030
77, 025
309, 350
781
253, 740
8, 701
7,544
69,161
778
92
1, 555, 034

r. S. certificatesofdeposit.

io," 006
20, 000
20, 000

"io," 666'
5,000

28, 448
306, 740
116, 903
21, 891
72, 400
39, 903
7,535

32, 783, 502

„. .,„ ltedemption™!™ult
' tund with
ser^agont*.
Treasurer.
$2, 009, 763
1, 041, 894
1,122, 373
8, 241, 088
1, 788, 907
3, 739, 293
8,714,715
4, 64-2, 958
4, 665. 853
445, 708
672,318
492*! 837
213,127
209, 062
140, 606
71, 270
4, 227
184, 395
227, 628
30, 116
381, 347
688,181
2, 451, 672
2, 081, 798
2, 771. 357
1, 122, 576
098, 089
947, 481
1, 219, 217
465, 985
336, 618
689, 726
103, 613
150, 874
34, 092
347, 338
11, 499
68, 227
20, 138
16, 635 I

900, 000

53,322,152

$413, 817
243, 539
343, 656
1, 734, 231
660, 101
894. 934
1, 372^ 419
561. 781
1, 242, 673
65, 091
95,150
11,250
125, 300
74, 798
72, 413
77, 274
88, 332
2, 250
67, 916
34, 475
4,750
116, 319
280, 565
883, 757
669, 379
438, 976
262, 715
105,155
135, 333
224, 575
90, 625
51, 100
42, 7:10

11, 250
"""13," 500
30, 600
4, 500
4,500
11, 520
2,700
2,250

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
I New York
j New Jersey
j Pennsylvania
i Delaware
Mar viand
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Texas
Arkansas
Tennessee
Kentucky
Ohio....'
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Kansas
Nebraska
Oregon
California
New Mexico
Colorado
Utah
Idaho
Montana
Wyoming
Dakota

j
j
!
j
j
i
j
'

11,568,219

San Francisco, is 25 per cent, on circulation and 15 per cent, on deposits.
R E S E R V E CITIES, as shown by the reports of October 1, 1875.
Classification of reserve held.
Specie.

Legal-tenders.

$384, 796
9,175
168, 810
32, 358
53, 359
6,057
52, 504
985
11, 649
956
38, 609
14, 039
1,317
13, 689
788, 303
4,955,624
751,367




U. S. certifi- Due from re- Redemptionfvmd with
cates of de- serve agents.
Treasurer.
posit.

35, 000
100, 000

436, 653
053, 609
412, 902
850, 528
560, 645
238, 605
486, 471
248, 850
1, 855, 837
591, 800
4, 318, 527
714, 710
483, 828
1, 069, 847

1, 381, 936
83, 647
596, 258
337, 963
347, 995
48, 150
114, 000
128, 081
159, 750
113, 500
146, 100
67, 650
7, 650
60, 250

26, 543, 338

10, 510, 000 I

32, 322, 812

37, 400, 000

Boston
Albany
Philadelphia
Pittsburgh
Baltimore
Washington
New Orleans
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee
Saint Louis

3, 592, 930

17, 040, 091

$6, 699, 252
688,831
5, 450,169
2, 254, 671
1, 543, 559
196, 051
1, 257, 287
456, 158
743, 700
832, 500
4, 166, 870
555, 982
432, 258
1, 266, 050

$3, 255, 000
360, 000
3, 340, 000
100, 000
1,210,000
40, 000
850, 000
25, 000
1, 195, 000

$9,
3,
5,
1,
2,

Reserve cities.

1, 072, 044 New Y o r k . .
San Francisco

!
j
j
!
j
!

9
10
11
12
13
14

1 15
j
| 16

XCII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TaWe showing the resources and liabilities of Stale banks.
New
Maine, Octo- shire, HampFebruber, 1874.
ary, 1875.

RESOURCES.

3 banks.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Heal estate
Other investments
Cash items
Specie
.
Casli — legal - tenders, banknotes, &c

1 bank.

Vermont,
July, 1875.

Rhode Island,
Connecticut,
December,
April, 1875.
1874.

5 banks.

15 banks.

4 banks.

6292, 590

$57, 7G3

§1, 524, 978

$4, 651, 034

$2, 628, 405
3,967

700
40, 474
4 000

4, 000
4,875
9, 237
1, 995

4,500
254, 800
42, 508
500
300
9

123, 327
184, 709
40, 194
7, 258
5, 075

280, 719
708, 844
92, 400
10
3, 312
01, 794
7, 73(5

11, 548

39

53, 883

213, 573

308, 307

77, 909

1, 880, 538

5, 229, 253

3, 787, 193

Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
.Deposits
Due to banks
Other liabilities

225, 000

50, 000

252, 500

3 009
0,500

3,210,200
21, 719

13. 325

1. 35(5
27 322

1, 450, 000
28, 831
333, 794

457
209
008
584

507
12, 907
1, 170

Totals

308, 307

77, 909

Totals

13, 048

2,883

LIABILITIES.

1.
100,
1,
24,

12,975

200, 100
20, 243
i, 537, 701
112, 992
54^ 292

3,
1, 660,
303,
1,

1, 880, 538

5, 229, 253

3, 787, 193

"V, 347

1, 590, 033

2.88
185
503
532

NOTE.—All returns of banking institutions styling themselves savings-banks, but having capital
stock, are included in these statements of the condition of the several State banks, and in the "Aggregate resources and liabilities of State banks.!;
Resources and liabilities of State
New York,
September,
RESOURCES.

1875.

banks—Continued.

New York
Pennsylvania,
City, Septem- New Jersey, November, Delaware, October. 1875.
ber, 1875. J a n u a r y , 1875.
1874.

50 b a n k s .

Loans and discounts
Overdrafts
"United States bonds
Other stocks, bonds, &c
Due from banks
Heal estate
..
Other investments
Expenses
Cash items
Specie
Cash — legal - tenders, banknotes, &c
Totals

27 banks.

10 banks.

121 b a n k s .

§20, 283, 003
95, 878

844, 088, 740
27, 483

64, 07-1, 778
6,747
104, 003
805, 576
785 147
179 981
39, 275
16, 033
81 247
7 893

$525, 539, 024

|453, 143
1, 602

f 6, 392, 000
3 241 541
2 242 510
223,101
340, 228
21 974
174 448

7, 350
84 740
26 501
2, 500
5, 767
13 791
218

*2, 481, 225
4 335 200
502, 399
49, 471
202,510
515 413
27 131

2, 300,
3 9H5
1, M0
58,
542
7 094
788,

037
003
019
758
829
402
125

2 banks.

980, 203

10, 905, 904

323, 900

2, 216, 452

14, 332

35, 532, 504

71.407, %0

0, 490, 180

40, 391, 878

609, 956

9 229 890
39 0(58
1, 107, 520
2, 140. 348

15 585 200
38 227 i
1, 988, 574
4, 201, 797

11 022
10
1 388
752,

906
565
200
489

285 200

18 219 009
1 039 00-*
2, 819, tOl

43'555 339 i
5 014 200 i
304, 023

1 967 120
0 564
207 417
7, 020
7 384
4 122 212
74 077
37, 780

25 066 370
1,296 119
255, 223

252, 479
46, 839
13, 021

35, 532, 5:i4

71, 407, 900

0, 490, 180

40, 391, 878

609, 956

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals

5. 391
7,026

* United States bonds included in this amount, in all the st atements from New York received by this
Office.
t This amount includes United States bonus—the form of the report not permitting theni to be distinguished.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIII
Resources and Jialnliths of Slate hauls—Continued.
Di^ti ict CnMarvhmd,
October, L-7.1. lumbi il; < )
her 1«7

RESOURCES.

* 17 banl,-;.

t 5 1a n k

Virginia,
:, o'.-.i.T. k*75.

V.l banks.

8.

West Virginia, October, 1875.

New Orleans,
July, 1875.

10 banks.

5 banks.

4(in' 459
604. 018
79,911
29 209
210 022
20, 212

c 654 808
1, 767
61, 847
170,
31,
146. os;s
37, 020
17 412
047
1. 260

641, 151

90, 8*!0

191,854

141,308

2, 437, 316

9, 30g, 609

1, 237, 693

5, 732, 368

2, 798, 383

11, 22!), 263

3, 697, 852
17, 619
352 J06
237 052
36, 466
4, 6(15 211
241, 099
61, 204

183, 600

2,197, 805

659, 611

Circulation . . .
Surplus fund
"Undivided profits
Dividends uupiid
Deposits
Due to banks
Other liabilities

1, 024, 001
4, 954
359

195, 429
141,213
1, 637
3, 057, 798
92, 613
45, 873

85, 395
35,310
2 924
1, 946, 715
64, 653
3, 775

Totals

9 308 609

1, 237, 093

5, 732, 368

2, 798, 383

Loans and discounts...
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Heal estate
Other investments
Expenses
Cash items
Specie
Cash — legal - tenders, banknotes, &c
Totals.

#6, 338, 502
912
86, 2,-2

i
|
j
!
|
!
i

$3,1)93, 274
3, 953
22 675
6,-7, 409
24!), 200
51, 001
388, 784
42 611
100, 565
982

62,160, 952
3,295

$4, 499, 312

100,
266
"7l!
21,
8
23
1,

450
253
902
016
288
883
036

1, 796, 961
1, 365, 582
1, 005, 314
47, 981
76, 797

LIABILITIES.

19, 779

3, 792, 300
9, 447
% 328, 808
6, 149, 202
622, 769
326, 737
11, 229, 263

* Twelve of these banks are in Baltimore, witli aggregate deposits of §4,121,628, and aggregate resources of $8,135,722.
t Four of these, calling themselves savings-banks, have capital stock. The National Savings Bank
having none, is included in this table to avoid the necessity for an add itional statement.
\ An apparent excess of assets added to balance. The report taken from the New Orleans Daily i?e_
publican, of J u l y 15, 1875.

Resources and liabilities of State banTcs—Continued.
RESOURCES.

Arkansas.
Texas, J u n e ,
August, 1875.
1875.
5 banks.

Loans and discounts
Overdrafts
.
United States bonds
Other stocks, bonds, &c
Due from banks
Heal estate
Other investments
Expenses
Cash items
..
Specie
Cash—legal - tenders, bank notes, &c
Totals . .

$421, 745
361

1 bank.
$67, 895
4,217

Ohio. October, 1875.*

I n d i a n a , ! October, 1874.

Chicago,
J u n e , 1875.

105banks.f

9 banks.

9 banks.§

$21, 356, 648

$1, 077, 754
43, 369
927
166, 910
83. 381
9' 467
24, 103
9, 774
8,163
103

2, 706, 668
60, 248
108, 627
52 °96
11,072
3, 201
192
11, 369

16, 055
1, 982
1, 757

502 676
3, 788, 041

600

$6, 989, 536
2,184, 225
1 079 879

141, 265

39, 348

3, 839, 645

104, 594

1, 890, 804

810, 376

131, 854

32,193, 678

1, 528, 545

12,144, 444

306, 443

50, 000

5, 838, 492

652, 000

1, 925, 000
373 179

3,142

||720, 651

8 935
8,399

21, 535, 202

751, 324
30 181
77, 706

9, 602,165

4, 099, 333
32,193, 678

1, 528, 545

12,144, 444

LIABILITIES.
Capital stock
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities

436, 632
19 990
18,160

78, 246
439

Totals

810, 376

131, 854

17 539
11, 612

1T244,100

NOTE.—All the items in the statements for Ohio are " averages " returned as subject to State taxation.

§ The financial editor of the Inter-Ocean furnishes this statement, and adds : " Eight of these banks
hold, probably, five-sixths of the savings deposits in the city."
|| Difference between reported resources and liabilities added to balance.
H Added to balance.




XCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Resources and liabilities of State
Michigan.
July, 1.^75.

RESOURCES.

banks—Continued.

Wisconsin, DMinnesotar .
ecembe
July, 1875.
1874.

Iowa,
July, 1875.

Kansas, January, 1875.
19 banks.

23 banks.

8 banks.

40 banks.

$6, 840, 998
35, 108

$6, 019, 348
90, 243

$1,130,103
24, 318

939, 147
943, 136
182, 977

1, 153,228
1, 737, 761
128, 097

44, 896

10,471
186, 262
28, 322

51, 819
115, 277
24, 289
19, 562
29, 506
26, 368
4,085

$4,146, 032
6,442
40, 150

26 banks.*

Loans and discounts
Overdrafts
TJnited States bonds
Other stocks, bonds, &c
Due from banks
Jleal estate . • .
Other investments
Expenses
Cash items
Specie
Cash — legal - tenders, bank notes, &c
Totals

918, 875
270, 241
31, 050
10,156
29, 716
3,245

$1,117, 978
27, 635
46,178
186, 427
110,858
77, 977
29, 423
132,199

1, 017, 445

636, 456

123, 341

503, 799

211,101

10, 003, 707

9, 990,188

1, 548, 668

5, 959, 706

1, 939, 776

2, 182, 826

1,113, 231
1,404

599, 550

1, 831, 285

776, 969

LIABILITIES.

Capital stock
Circulation
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals

215 673

30, 594

17,408,055

6, 909, 215

107, 153

1, 906, 338

10, 003, 707

9, 990,188 !

825,101
15, 770
77, 653
1, 548, 668

50,
276,
1,
3, 757,
42,

000
760
469
338
854

5, 959, 706

58,026
48, 907
966,119
7,116
82, 639
1, 939, 776

* Eleven of these banks are styled savings-banks, but all of them have capital stock,
t Due to banks and depositors.
Aggregate resources and liabilities of State banks.
1872-73.
— banks.

Loans and discounts
Overdrafts
TJnited States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other investments
Expenses
Cash items
Specie
Cash, legal-tenders, bank-notes, &c.

— banks.

$119, 332, 341
237,104
1, 544, 296
9, 617, 667
12, 605, 100
3, 269, 233
944, 079
886, 348
18,977,324
3, 020,139
8, 347, 776

$154, 377, 672
212, 772
1, 961, 447
16,437,815

551 banks.

$176, 308, 949
377, 297
344, 984
23, 667, 950
19, 851,146
19, 050, 046
9, 005, 657
5, 372, 186
1, 164,999
4, 909, 190
1, 284, 344
1, 353, 066
8, 624, 086
10, 434, 018
1, 980, 083
1,156, 456
26, 740, 215
25,126, 706

178, 881, 407

237, 402, 083

272, 338, 996

Capital ntock
Circulation
Surplus fund
Undivided profits .
Dividends unpaid .
Deposits
Due to banks
Other liabilities ...

42, 705, 834
174,714
2,109, 732
10, 027, 668
33, 492
110, 754, 034
8, 838, 355
4, 237, 578

59, 305, 532
153, 432
2, 942, 707
12, 363, 205
337, 290
137, 594, 961
14, 241, 604
10, 463, 357

69, 084, 980
177, 653
6, 797,167
9, 002,133
83, 722
165, 871, 439
10, 530, 844
10, 791, 058

Totals.

178, 881, 407

237, 402, 088

272, 338, 996

Totals.
LIABILITIES.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCV

Table showing the resources and liabilities of savings-banks organized under State laws.
73 Tf
©

(JO

II
is

RESOURCES.

58 banks.

68 banks.

13 banks.

is

179 banks.

37 banks.

86 banks.

$7, 853, 259 $7, 732, 419 $3, 005, 591 $109, 254, 540 $26, 617, 490 $51, 552, 294
Loans on real estate
Loans on personal and col54, 607,174 11, 247, 384
lateral security
6, 058, 246 9, 426, 320 1, 673, 561
7, 042, 492
8, 453, 759
4,141, 646
United States bonds
820, 712 1, 507, 930
494, 750
State, municipal, and other
bonds and stocks
9, 353, 671 5, 731, 075
10, 389, 307 6, 688, 424
6, 481,170
535, 598
6, 486, 882 1, 916, 442
1,168,420
Railroad bonds and stocks. 4, 326, 494 4, 450, 249
49, 050
666, 088
1, 044, 248
22, 377, 009 2, 563, 976
3, 546, 777
Bank stock
67, 648
471, 002
225, 952
581, 946
288,126
36, 348
2, 798, 971
Real estate
391, 664
263, 394
779, 992
68, 394
593, 285
51, 329
Other investments
95, 613
2,295
644, 683
Expenses
31,211
14, 504
3, 294, 486
Due from banks
854,164
884, 792
2, 096, 910
Cash
333, 811
2, 042, 959 1, 229, 706
31, 051, 963 31,735,312 I 6,281,550

220, 943, 055 50, 540, 703

76, 875, 049

Deposits
Surplus fund
Undivided profits .
Other liabilities...

29, 612, 221
460, 829
978, 913

30,214,585 ! 6,004,694
'
97,943
1, 520, 727
123, 808
55,105

217, 452,121
3, 490, 934

73, 783, 802
2, 992, 219

Totals .

31, 051, 963

31, 735, 312

220, 943, 055

Totals .
LIABILITIES.

Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks.
Bank stock
Real estate
Other investments
Expenses
Due from banks
Cash
Totals

5 banks.

$116,639,852 $14, 597, 066 $10, 703, 676

76, 875, 049

fyc.—Continued.

6 banks.
$3, 303,169

5, 739, 076
57, 481, 672

3, 380, 029
4, 352, 421

1,368,350
2, 394, 000

8, 225, 253
16, 632

8, 598, 861
8, 594, 790

418, 029
335, 033
2, 565

2, 628, 057
666, 705
71, 634
499, 886
49, 739
5,330

4, 234,
1, 610,
151,
217,
127,
110,
769,
415,

3 banks.

25 b a n k s .

$77,195

4, 547, 524
3, 559, 382

107, 066, 984

California, July.
1875.

P e n n svlvania,
October, 1875.

36 b a n k s .

99, 028

50, 540, 703

Minnesota, December, 1874.

New Jersey, January, 1875.

158 b a n k s .

RESOURCES.

New York, January, 1875.

Eesources and liabilities of savings-banks,

1, 665, 902
103, 299

Maryland, September, 1875.

6, 281, 550

48, 771, 502

898
027
372
627
623
146
862
388

$76, 053, 051

99, 539
356, 842

19, 300, 085
5,153, 252

1, 381, 659

1,127, 535

41, 968

2, 296, 038

328, 574, 572

32, 708, 687

19,514,912

19, 047, 018

119,163

78, 805, 470

303, 935, 649

30, 954, 877
1, 319, 489

18, 338,104
326,136
367,111
15, 667

119,163

72, 569,103
6, 236, 367

19, 047, 018

119,163

78, 805, 470

LIABILITIES.

Deposits
Surplus funds
Undivided profits
Other liabilities
Totals




24, 310, 246
328, 677

434, 321

17, 825, 812
1, 575, 648
105, 786
7,666

328, 574, 572

32, 708, 687

19, 514, 912

XCVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of savings-banks.
1372-'73.

!

1873-74.

|

1874-'75.

RESOURCES.
— banks.

Loans, on real estate
Loans on personal and collateral security
"United States bonds.
State, municipal, and other bonds and stocks
Railroad bonds and stocks
Bank stock
Real estate
Other investments.
Expenses.
Due from banks..
Cash

|

8287, 357,
107,391,
80, 570,
143, 543,
1(5, 793,
24, 360,
10, 350,
6, 51!»,
634,
15, 4(55, 474
8, 236, 580

— banks.

LIABILITIES.
Deposits
Surplus fund
Undivided profits
Other liabilities

$351, 336, 551
181. 143, 206
83; 206, 272:
161, 334, 436
20, 690, 901
30, 508, 752
14, 130, 748
11, 354, 781
1, 248, 688
23, 378, 937
17, 858,182

$315, 283,
168, 308,
66,414,
148, 456,
17, 981,
29, 545,
11,378,
8, 780,
931,
18, 431,
15, 715,

701,229,392

Totals.

674 b a n k

801,231,724!

66!>, 329, 917
10, 468, 764
20, 879, 425
551, 286

759, 946, 632 |
12,590, 196 !
26, 623, 850 !
2,071,046 j

701, 229, 392

i
!

Totals..

896,197,454

|

801, 231, 724 I

849, 581, 633
16,499,565
29, 072, 493
1,043, 763
896,197, 454

Table showing, by States, the aggregate deposits of savings-banlcs, with the number of their
depositors and the average amount due to each depositor.
States.
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Maryland
Minnesota
California
Totals

Amount of
deposits.
$29, 612, 221
30, 214, 585
6, 004, 694
I 217, 452,121
| 48, 771, 502

;

Number of
depositors.

Average to
each depositor.

73, 783 802
303, 935, 649
30, 954, 877
1 825, 812
18, 338,104
119,163
72, 569,103

96, 799
96, 938
22, 972
702, 099
98, 359
206, 374
872, 498
93, 800
64, 452
49, 500
458
01, 933

$305 91
311 69
261 39
322 87
495 85
357 52
348 35
330 00
276 57
370 46
260 18
789 36

j 849, 581, 633

2, 396,182

354 56

NOTE.—In 1873-'74 the total number of depositors reported was 2,188,619 ; average to each, $347.23.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XCVII
Table sliowing the resources and liabilities of trust and loan companies.
Massnchu- Rhode Island,1
sett8, Xovcm- December,
ber, 1874. \
1874.
|

RESOURCES.

Loans and discounts
Overdrafts
United States bonds ..
Other stocks, bonds, &c
Due from banks
Real estate
Other investments .
Expenses..
Cash items
Specie.
Cash--legal-tenders,
notes, &c.

j

Capital stock
Circulation..
Surplus fund
Undivided profits
Dividends unpaid .
Deposits
Due to banks
Other liabilities
Totals
* Of this amount $3,696,344 are " moneys in trust."
1 $9,997 added to balance.
t Cash in bank.
§ Surplus and other profits.
|| On July 1,1874, the total deposits were $38,479,791. The total assets, at same date, were $57,716,109.
NOTE.—The financial editor of the Chicago Tribune states that the liabilities of five trust companies
in the city of Chicago, on June 30,1875, were : Capital, $2,500,000 ; surplus, $725,000 ; deposits, $5,688,574.
But this statement, being unaccompanied by the resources of these banks, could not be made available
for the purposes of this report.

Table of aggregate resources and liabilities of trust and loan companies.

1874-'75.
Resources.

Liabilities.
35 banks.

|$65, 900, 174
Loans and discounts
16, 883
Overdrafts
2, 086, 842
United States bonds
37, 323, 062
Other stocks, bonds, &c
1, 837, 605
Due from banks
3, 733, 357
Real estate
2, 880, 342
Other in vestments
92, 894
Expenses
5,186, 004
Cash items
Specie
3, 833, 012
Cash—legal-tenders, bank-notes, &c .
Total. .

0 C—VII




22, 890,175

35 banks.
Capital stock
,
Circulation
Surplus-fund
Undivided profits.
Dividends unpaid.
Deposits
Due to banks
Other liabilities...

Total.

$21, 854, 020
6, 967, 693
582, 867
18, 921
85, 025, 371
121, 441
8, 319, 862

122, 890,175

XCV1II REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table showing the aggregate number of notes issued and redeemed, and the number outstanding,
on November L in each i/e((r,from 18(58 to 1875, inclusive.
Ones.

1868.
Issued
Redeemed

i
''

Twos.

Twenties.

i One- I FiveFifties.! linndreds,

hundreds.

One
thousands.

, 896. 576 2, 978, Kit) 2!}, 106, 7281 7,915, 914 2, 219, 322 355, 181 267, 350
17, 25(5 15, 583
254, 754!
73, 17 5
- 4 J 482, 1321 142, 3591 36, 3£

13, 486
1, 759

4, 746
1, 846

O u t s t a n d i n g . . . ! 8, 641, 822 2, 904, 984|22, 624, 596J 7, 773, 555 2, 182, 967 337, 925 251, 767

11, 727

2, 900

13, 668
2,585

4,769
2,415

1869.
Issued
Redeemed

\
!

9, 589,160:3, 209, 388^23, 676, 76oi 8, 094, 645 2, 269, 764| 36:?, 523 274, 799
904,013 232,224J
985, 940J 272, 4951
71,655 22, 859 25, 968

Outstanding. . . | 8, 685, 147 2, 977, Uiim, (590, 820! 7, 821, 15012, 198, 109: 334, 664 248,

831

11,083

1870.
10, 729, 327 3, 590, 157,24, 636, 720
2, 568,703: 667,733' 1,737,983

Issued
Redeemed

Outstanding. . . 8,160, 624 2, 922, 424 22, 898, 737

I, 24 4 2, 370, 056 378,482 284,460 13, 926
:, 135! 129, 185! 47, 8451 43, 599 • 3,952

4,779
3, 263

',929, 109|2,240, 871 330,637 240,861

9, 974

1, 516

537, 657 4, 195, 791 28, 174, 940 9, 728, 375'2, 779, 392 433, 426 321, 163
933, 445 245, 361 82, 972 76, 28'"
276, 057J1, 493, 326 3, 276, 374

14, 642
6,017

4,843
4,005

7, 261, 600'2, 702, 405124, H98, 56C 8, 794, 930 2, 534, 031 350, 454 244, 876

8,625

[14,297,360k 782, 62831, 933, 348 11, 253, 452 3, 225, 688 497, 199 367, 797
438,852 126, 180 110,989!
j 7, 919, 389^2, 408, 389 5, 960, 6C 1,699. 702!

15, 621
7,867

4,933
4,315

808!

7,754

618

524,189 5, 195, 11134,894, 456 12, 560, 399,3, 60S, 219 559, 722 416,590
891, 606J3, 120, 723 9, 141, 963 2,573, 070
653,071 168, 976 144, 05'

16, 496
9,658

5,148
4, 530

5, 632, 583 2, 074, 388 25, 752, 493 987, 329 2, 955, 148 390, 746 272, 533
9,

6, 838

16, 548, 25915, 539, 113 39, 243, 13613, 337,076 3, 962, 109 666, 950 492, 482
143, 606 3, 755,019:13,041, 605 3, 912,707;
971,608 231,556 196,572

17, 344
11, 676

5,240
4; 683

5, 668

557

046, 176 6, 039, 752 47, 055, 184 17,410,507 5,296,064 884,165 645, 838
092, 126 4, 816, 623 24, 926, 771 7, 608, 53*12, 004, 4(54; 381, 037 299, 428

18, 476
14, 471

5,530
5,048

3, 954, 050 1, 223, 129 22,128, 413 9, 801, 9753, 291, 600 503,128 346, 410

4,005

1871.
Issued
Redeemed
Outstanding
1872.
Issued
Redeemed
Outstanding...

I

6, 377, 971 2, 374, 239 25, 972, 681 9, 553, 7502, 786, 83G| 371, 019 256,

1873.
Issued
Redeemed
Outstanding...
1874.
Issued
Redeemed
Outstanding-..

5, 404, 653| 1, 784, 091 2(5, 201, 531 424, 369'2, 990, 501 435, 394
9,

I
295, 910

1875.
Issued
Redeemed
Outstanding...




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCIX

Table showing the national banks that ham gone into voluntary liquidation under the provisions of sections 5220 and 5221 of the Revised Statutes of the United States, with the dates of
liquidation, the amount of their capital, circulation issued and retired, and amount of circulation outstanding on November 1, 1875.
Circulation.
ISTarae and location of bank.

Date of
liquidation.

Capital.
Issued.

Retired.

Outstanding.

First National Bank, Perm Tan,
April 6, 1864
N. Y.*
r •
First National Bank,
Norwich,
May 2, 1864
Conn.*f
Second National Bank, Ottumwa,
j May 2,1804
Iowa*
Second National Bank, Canton Ohio Oct. 3, 1864
First National Bank, Lansing, Mich. Dec. 5, 1864
First National Bank. Columbia, Mo.. j Sept. 19, 1864
$100, 000
|90, 000
$89, 675 00
$325 00
First National Bank, Carondelet, Mo. j Mar. 15, L865
25, 500
25,193 75
30, 000
306 25
First National Bank, ITtica, N. Y.*t - J u n e 9, 1865
Pittston National Bank, Pittston, Pa Sept. 16; 1865
200, 000
Fourth National Bank, Indianapolis, j
Ind
Nov. 30,1865
85, 700
81,310 00
4,390 00
100, 000
Berkshire National Bank, Adams, '
Dec. 8, 1865
Mass
100, 000
National Union Bank, Rochester,
Apr. 26,1866
N. Y
192, 500
185, 138 25
7, 361 75
400, 000
First National Bank. Leonardsville,
J u l y 11,1866
45, 000
N. Y
38, 455 00
6, 545 00
50, 0( 0
Farmers' National Bank, Richmond, ;
Oct. 22,1866
5,666 75
Ya
85, 000
79, 333 25
100, 000
Farmers' National Bank, Waukesha,
Nov. 25,1866
1,479 75
90, 000
88, 520 25
Wis
100,000
National Bank of the Metropolis, j
18, 580 00
180, 009
Washington, D. C
- Nov. 28,1866
161, 420 00
200, 000
First National Bank, Providence,
26,240 00
90, 000
I M a r . 1,1867
Pa
63, 760 00
100, 000
First National Bank of Newton, jj
130, 000
150, 000
107, 550 00
Newtonville, Mass
22, 450 00
Mar. 5,1867
127, 500
National State Bank, Dubuque,Iowa. j Mar. 9,1867
150, 000
121, 848 75
5, 651 25
National Bank of Crawford County,
j Apr. 19,1867
300, 000
Meadville, Pa
(t)
Kittanning National Bank, Kittan- j
j Apr. 29,1867
200, 000
ning, Pa
C)
May 28,1867
100,000
City National Bank, Savannah, Ga.
(t)
500, 000
450, 000
427, 835 00
Ohio National Bank, Cincinnati, Ohio. ! J u l y 3,1867
22,165 00
54, 000
50, 755 00
First National Bank, New Ulna, Minn J u l y 16,1867
60, 000
3, 245 00
180, 000
143, 333 00
First National Bank, Kingston, N. Y.§ Sept. 26, 1867
36, 677 00
2)0, 000
45, 000
43, 326 25
First National Bank, Bluifton, Ind. . Dec. 5,1867
1, 673 75
50, 000
National Exchange Bank, Richmond,
Dec. 5,1867
180, 000
Va
200, 000
171, 250 00
8, 750 00
40, 500
First National Bank, Jackson, Miss
Dec. 26, 1867
100, 000
1,645 00
38, 855, 00
First National Bank, Skaneateles,
135, 000
150, 000
N. Y
Jan. 2,1868
130, 300 20
4, 699 80
First National Bank, Downingtown,
1)0, 000
100, 000
73, 609 00
16, 391 00
Pa
Jan. 14,1868
71,329 00
First National Bank, Titus ville, Pa. - Jan. 15,1868
100, 000
15,421 00
86, 750
Appleton National Bank, Appleton,
Jan. 21, 1868
45, 000
43, 446 85
50, 000
1, 553 15
Wis
120, 000
43, 573 25
National Bank, AYhitestown, N. Y . . Feb. 14, 1868
44, 500
926 75
First National Bank, New Brunswick. N. J.§
iFeb. 26,1868
100, 000
75, 902 00
90, 000
14, 098 00
First National Bank, Cuyahoga
50, 000
43, 419 75
Mar. 4,1868
Falls, Ohio
'
45, 000
1, 580 25
First National Bank, Cedarburgh, j
100, 000
87, 282 00
Wis
."...
90, 000
2,718 00
Commercial National Bank, Cincin- i Mar. 23,1868
nati, Ohio
500, 000
332, 630 00
345, 950
13, 320 00
Second National Bank, Water town, Apr. 28,1868
100,000
56, 520 00
N. Y. §
90, 000
33, 480 00
First National Bank, South Worces- • J u l y 21,1868
175, 500
ter, N. Y
152,261 25
157, 400
5,138 75
National Mechanics' and Farmers' | Aug. 4,1868
350, 000
304, 380 25
Bank, Albany, N. Y
314, 950
10, 569 75
Second National Bank, Des Moines, Aug. 4, 1868
50, 000
41,157 00
Iowa
42, 500
1, 343 00
First National Bank, Steubenville. | Aug. 5, 1868
87, 023 00
150, 000
Ohio
'. i
135, 000
47, 977 00
60, 960 00
100, 000
First National Bank, Plumer, Pa. § . . | Aug. 8, 1868
87, 500
41,835 00
First National Bank, Danville, Ya... j Aug. 25,1868
50, 000
26, 540 00
45, 000
j Sept. 30,1868
3,165 00
* Banks that never completed their organization.
t A new bank organiz ed with same title.
circulation issued to it.
§ Consolidated with anoUier national bank ; no le al-tenders deposited.




REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of liquidating

Name and location of bank.

Date of
liquidation.

hanks—Continued.
Circulation.
Capita],
Issued.

First

National

Retired.

Outstanding-.

Bank, Dorchester,

Mass

$150, 000
75, 000

$132, 500
67, SCO

$103, 680 00
65, 657 85

300, 000

184, 750

179, 283 70

5, 466 30

100, 000
125, 000

*90, 000
109, 850

86, 500 00
105, 432 35

3, 500 00
4, 417 65

200, 010

85, 000

82, 640 75

2, 359 25

150, 000

135, 000

130, 495 85

4, 504 15

333, 000
53, 350
44, 000

321, 422 65
51, 707 75
32,900 00

11, 577 35
1, 642 25
11, 100 00

422, 700

134, 990

130, 652 25

4, 337 75

390, 000

85, 250

83, 396 00

1, 854 00

100, 000

85, 000

81,830 25

3,169 75

50, 000
50, 000

45, 000
45, 000

43, 647 75
43, 085 00

1, 352 25
1, 915 00

100, 000

90, 000

84, 700 00

5, 300 00

150, 000
50, 000
100, 000

135, 000
42, 500
85, 250

128, 899 00
41, 328 75
82,506 80

6, 101 00
1, 171 25
2, 743 20

300, 000
100, 000
50, 000

175, 750
88, 250
44, 000

140,981 00
67, 310 00
42, 784 80

34, 769 00
20, 940 00
1, 215 20

500, 000
150, 000

425, 000
135, 000

403, 520 00
129, 564 05

21, 480 00
5, 435 95

J u n e 10, 1870

100, 000

90, 000

87, 278 25

2,721 75

J u n e 14, 1870

100,000

90, 000

84,130 50

J u l y 10, 1870

200, 00U

179, 990

173, 795 05

j J\I)V. 23,

180S

F i r s t National Bank, Oskaloosa, lovvaj Doc. 17, 1808
Merchanis and Mechanics' National
Bank, Troy, N. Y
j Dee. 3 1, 18C8
National Savings Bank, Wheeling, !
W. Va
".
.| -Ian. 7,1809
F i r s t National Bank, Marion, Ohio . .j J a n . 12, 1861J
National Insurance Bank, Detroit,
Mich
Feb. 2(i, 1869
National Bank of Lansingburgh,
N. Y
Mar. 0,1869
National Bank of North America,
New York, N. Y
A pr. 15,1869
F i r s t National Bank, Hallow ell, Me j Apr. 19, 1869
First National Bank, Clyde, N. Y. §. J Apr. 2:3, 1869
Pacific National Bank,' New York, |
N. Y
I May 10,1869
Grocers' National Bank, New York,
N.Y
J u n e 7, 1869
Savannah National Bank, Savannah, Ga
J u n e 22, 1869
F i r s t National Bank, Frostburgb,
Md
J u l y 30, 1869
F i r s t National Bank, La Salle, 111.... Aug. 30, 1869
National Bank of Commerce, Georgetown, I). C
•
Oct. 28, 1869
Miners' National Bank, Salt Lake
City. Utah
Dec. 2, 1869
First'National Bank, Yinton, I o w a . . . Dec. 13,1869
F i r s t National Bank, Decatur, 111 . . . J a n . 10,1870
National Exchange Bank, Philadel
pbia, P a
J a n . 15,1870
National Union Bank, Owego, N. Y . . Jan. 18, 1870
F i r s t National Bank, Berlin, Wis
Jan. 25, 1870
Central National Bank, Cincinnati,
Mar. 5,1870
Ohio .
First National Bank, Dayton.Ohio... Apr. 9, 1870

National Bank of Chenning, Elinira,
N.Y
Merchants' National Bank, Milwaukee, Wis
First National Bank, Saint Louis,
Mo
Chemung Canal National Bank,
Elmira, N.Y
Central National Bank, Omaha, Nebr
First National Bank, Burlington, Vt.§
First National Bank, Clarksville, Ya.
First National Bank, Lebanon, Ohio.
National Exchange Bank, Lansingburgh, N. Y
Muskingum National Bank, Zanesville, Ohio
United National Bank, Winona,
Minn
State National Bank, Saint Joseph,
Mo
First National Bank, Des Moines,
Iowa
Saratoga County National Bank,
Waterford, N. Y
First National Bank. Fenton, Mich..
First National Bank, Wellsburg,
W. Va
Clarke National Bank, Rochester,
N.Y
Commercial National Bank, Oshkosh, Wis
Fort Madison National Bank, Fort
Madison, Iowa
National Bank of Maysville, Ky
Fourth National Bank, Syracuse,
N.Y .
American National Bank, New York

N.Y
I No circulation issued to it.




Aug.
Sept.
Oct.
Oct.
Oct.

3, 1870
1
1870
23, 1
12, 1870
13, 1870
24, 1870

1, 000, 000
60, 000
50, 000

100,
100,
300,
50,
100,

000
000
000
000
000

270,666

Dec. 27, 1870
Jan.

7, 1871

Feb. 15, 1871

90, 000

$28,820 00
1, 842 15

5, 869 50
6,194 95

88,583 00

1, 417 00

27, 000
85, 000

195, 693 00
25, 190 00
81, 358 75

74, 307 00
1,810 00
3, 641 25

100, 000

90, OCO

84, 688 30

5,311 70

100, 000

90, 000

84, 750 00

5, 250 00

50, 000

45, 000

42,910 00

2, 090 00

Mar. 16, 1871

100, 000

90, 000

87, 462 70

2, 537 30

Mar. 25, 1871

100, 000

90, 000

86*363 75

3, 636 25

Mar. 28, 1871
May 2, 1871

159, 000
100, 000

.135,000
49, 500

129, 558 05
47, 793 25

5, 441 95
1, 706 75

J u n e 24, 1871

100, 000

90, 000

85, 505 00

4, 495 00

Aug. 11, 1871

200, 000

180, 000

170, 612 00

9, 388 00

Nov. 22. 1871

100, 000

90, 000

85, 027 00

4, 973 00

Dec. 26, 1871
J a n . 6, 1872

75, 000
300, 000

67, 500
270, 000

62, 475 00
251,112 00

5, 025 00
18, 888 00

Jan.

9,

1872

105 500

91, 700

500, 000

450, 000

86, 227 00
329, 170 00

5, 473 00
120, 830 00

May 10, 1872
§ Consolidated with another national bank; no legal-tenders deposited.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CI

Table of liquiriaiiny bank*—Continued.
Circulation.

Name and location of bank.

Date of
liquidation.

Capital.

Carroll County National Bank, Sand- !
wich, N. II
May 24,1872
Second National Bank, Portland,
Me
| June 24, J872
Atlantic National Bank, Brooklyn, j
N. T
"... I July 15, 1872
Merchants and Farmers' National
Bank, Quincy, 111
An
First National Bank, Rochester,
N. Y
--|Ang. 9,1872
Lawrencelrurg National Bank, Law- !
renceburgh, I ml
| Sept. 10,1872
Jewett City National Bank, Jew- j
ett City, Conn
Oct. 4, 1872 j
First National Bank, Knoxville, Tenn ()ct. 22, 1872
First National Bank, Goshen, Ind ... Nov. 7, 1872
I
Kidder National Gold Bank, Boaton, Mass
Nov. 8, 1872 !
Second National Bank, Zanesville,
Nov. 16,1872
Ohio .
Orange County National Bank, ChelJan. 14, 1873
sea, Vt *.
Second National Bank, Syracuse,
Feb. 18,1873
N. Y
'
Richmond National Bank, RichFeb. 28,1873
mond, Indt
First National Bank, Adams, N. Y .. Mar. 7,1873
Mechanics' National Bank, Syracuse,
N. Y
'.
Mar. 11,1873
Farmers and Mechanics' National
Bank, Rochester, N Y
Apr. 5,1873
Montana National Bank, Helena,
Apr. 15, 1873
Mont
First National Bank, Havana, N. Y.. J u n e 3, 1873
Merchants and Farmers' National
Bank, Ithaca, N. Y
J u n e 30,1873
National Bank of Cazenovia, N. Y.. July 18, 1873
Merchants' National Bank, Memphis, Tenn
Aug. 30,1873
Second National Bank, Chicago, 111 .. Sept. 25,1873
Manufacturers' National Bank, Chicago. Ill
Sept. 25,1873
Merchants' National Bank, DuSept. 30,1873
bnque, Iowa
Beloit National Bank, Beloit, Wis ... Oct. 2, 1873
Union National Bank, Saint Louis,
Oct. 22,1873
Mo
City National Bank of Green Bay,
Wis
"... Nov. 29, 1873
First National Bank, Shelbina, Mo... Jan. 1,1874
Second National Bank, Nashville,
Jan. 8,1874
Tenn
First National Bank, Waynesburg,
Jan. 13, 1874
Pa
First National Bank, Oneida, N. Y... Jan. 13,1874
Merchants' National Bank, HastFeb. 7,1874
ings, Minn §
National Bank of Tecumseh, Mich... Mar. 3,1874
Gallatin National Bank, ShawneeMar. 7,1874
town. 111
First National Bank Brookville, Pa.
Citizens' National Bank, Sioux City,
Iowra
Citizens' National Bank, Chaiiottesville, Ya
Farmers' National Bank, Warren, 111.
First National Bank, Medina, Ohio..

Croton River National Bank, South
East, N. Y
Merchants' National Bank of West
Virginia, Wheeling, W. Va
Central National Bank, Baltimore,
Md
Second National Bank, Leaven worth,
Kan

Mar. 26, 1874

$50, 000

$45, 000

$29, 415

00

$15, 585 00

100, 000

81, 000

57, 705

00

23,295 00

200, 000

165, 000

150,300

00

14, 700 00

150, 000

135, 000

124,175

00

10, 825 00

400, 000

206, 100

191,934

50

14, 165 50

200, 000

180, 000

163, 601

00

16, 399 00

60, liOO
100, 000
115, 000

48, 750
80, 910
103, 500

33, 745 00
70, 637 00
91, 288 00

15, 005 00
10, 273 00
12, 212 00

300, 000

120, 000

120, 000

154, 700

138,140

122,545

00

15, 595 00

200, 000

180, 000

113,110

00

66, 890 00

80,160

00

9, 840 00

184,100 00
45, .184 00

22, 900 00

00

100, 000

90, 000

230, 000
75, 000

207, 000
66, 900

140, 000

93, 800

82, 465

00

100,000

83, 250

71, 798

00

21, 716 00
11, 335 00
11, 452 00
100, 000
50, 000

31, 500
45, 000

24, 270 00
27, 135 00

50, 000
150, 000

45, 000
116,770

29, 843 00
96, 189 00

250, 000
100,000

225, 000
97, 500

175, 925 00
57, 738 00
260, 604

00

500, 000

450, 000

200, 000
50, 000

180, 000
45, 000

96, 936 00
26, 720 00

500, 000

150, 300

79, 400

00

50, 000
100, 000

45, 000
90, 000

23, 155 00
43, 465 50

125, 000

92,920

52, 795

100,000
125, 000

72, 000
110, 500

00

47, 363 00
62, 516 00

100, 000
50, 000

90, 000
45, 000

46, 404 00
24, 945 00

250, 000
100, 000

225, 000
90, 000

106, 591 00
50, 885 00

00

7, 230
17, 865
15,157
20,581

00
00
00
00

49, 075 00
39, 762 00
189, 396 00
83, 064 00
18, 280 00
70, 900 00
21,845 00
46, 534 50
40, 125 00
24,637
47, 984
43,596
20, 055
118, 409
39, 115
27, 545

00
00
00
00
00
00
00

Apr. 14,1874

50, 000

45, 000

17, 455

Apr. 27,1874
Apr. 28, 1874
May 6,1874

100, 000
50, 000
75, 000

90, 000
45, 000
45, 000

40, 580 00
22, 892 00
19, 940 00

May 20, 1874

200, 000

176, 550

109, 834

00

66, 716 00

July

7,1874

500, 000

450, 000

226, 535

00

223, 465 00

July 15,1874

200, 000

180, 000

80, 918

00

99, 082 00

40, 760 00

49,240 00

July 22,1874

100, 000

90, 000

* Consolidated with another national bank ; no legal-tenders deposited,
same title.




Outstand-

Retired

Issued.

49, 420 00
22, 108 00
25,060 00

•ganized with
t A new bank or<

CII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of liquidating

banks—Continued.
Circulation.

Name and location of bank.

Date of
liquidation.

Capital.
Issued.

Teutonia National Bank, New Or$300, 000
leans, La
Sept. 2,1874
City National Bank, Chattanooga,
170, 000
Tenn
Sept. 10, LS74 |
100,000
First National Bank, Cairo, 111
I ()et, 10, 1874
50, 000
First National Bank, Olathe, Kans .. | Nov. 9, 1874
102, 000
First National Bank, Beverly, Ohio.. | Nov. 10, 1874
Union National Bank, Lafayette.
250, 000
Ind
.'....:.! Dec. 4,1874
Ambler National Bank, Jacksonville,
42, 500
Fla
Dec. 7, 1874
Mechanics' National Bank, Chicago,
250, 000
111
,
Dec, 30,1874
First National Bank, Evansville,
55, 000
Wis
! Jan. 9, 1875
First National Bank, Baxter Spring's, I
50, 000
Kan
| Jan. 12,1875
50, 000
People's National Bank, Pueblo, Col. | Jan. 12, 1875
National Bank of Commerce, Green
Jan. 12, 1875 j
100,000
Bay, Wis.
First National Bank, Millersbnrgli.
Ohi<
100, 000
Jan. 1-2,1875
100, 000
First National Bank, Stannton, Va.. Jan. 23. 1875
National City Bank, Milwaukee, |
100, 000
Wis
'.
j Feb. 24,1875
Irasburg National Bank of Orleans, !
Irasburg, Vt
Mar. 17, 1875
75, 000
Merchants and Planters' National
Bank, Augusta, Ga
Mar. 22, 1875
200, 000
First National Bank, Pekin, 111
Mar. 25, 1875
100, 000
Monticello National Bank, Monticello, Iowa
Mar. 30,1875
100, 000
Iowa City National Bank, Iowa City,
125, 000
Iowa '
Apr. 14,1875
First National Bank, Wheeling, W.
250, 000
Va..
Apr. 22, 1875
First National Bank, Mount Cle50, 000
mens, Mich
May 20,1875
First National Bank, Knob Noster,
50, 000
Mo
j May 29,1875
50, 000
First National Bank, Brodhead Wis j June 24,1875
50, 000
First National Bank, El Dorado! Kans! June 30, 1875
First .National Bank, Junction City,
50, 000
Kans
I July 1, 1875
First National Bank,Chetopa, Kans July 19,1875
50, 000
Auburn City National Bank, Anj
200, 000
burn. N. Y. §
July 27,1875 I
50. 200
First National Bank, Golden, Col.... A\i]r. 25, 1875
National Bank, Jefferson, Wis
I Aug. 26,1875
60,000
Green Lane National Bank, Green j
100, 000
Lane, Mich
I Sept. 0,1875
State National Bank. Topeka, Kans.. Sept. 15,1879
60, 500
Farmers' National Bank, Marshall
Sept, 18,1875
50, 000
town, Iowa
Planters' National Bank, Louisville
350, 000
Ky
! Sept. 30, 1875
75, 000
First National Bank. Gallatin, Pa . J Oct. 1, 1875
First National Bank. Charleston,
100, 000
W. Va
I ()ct, 2, J 875
Fourth National Bank, Chicago, 111.., Oct. 2, 1875
200, 000
People's National Bank, Winches- j
ter, 111
Oct. 4,1875
75, 000
First National Bank, New Lexing- j
50, 000
ton, Ohio
| Oct. 12, 1875
First National Bank, Ishpening, •
Mich
! Oct. 20, 1875
50, 000
Fayette County National Bank of
Washington,' Washington C. IL,
1.00, 000
Ohio. ..~
j Oct. 26, 1875
Totals




!

24,978,410

Retired.

Outstand-

£270, 000

$112, 215 00

$157, 785 00

153, COO
90, 000
45, 000
90,000

62, 285
39,384
20, 378
36,419

90, 714
50,616
24, 622
53, 581

50
00
00
00

50
00
00
00

224, 095

100, 450 00

123, 645 00

144, 900

78, 460 00

66, 440 00

45, 000

14,145 00

30, 855 00

36, 000
27, 000

14, 230 00
6,140 00

21, 770 00
20, 860 00

90, 000

32, 050 00

57, 950 00

72, 000
90, 000

26, 923 00
34, 355 00

45, 077 00
55, 645 00

76, 500

36, 600 00

39, 900 00

67, 500

18, 329 00

49,171 00

180, 000
90, 000

59, 890 00
31, 608 00

120, 110 00

45, 000

8, 884 00

112, 500

47, 424 00

225, 000

61, 976 00

58, 392 00
36,116 00
65, 076 00
163, 024 00

27, 000

630 00

45, 000
45, 000
45, 000

10, 643 00
5, 866 00
5, 896 00

45, 000
36, 000

6,265 00
3, 253 00

38, 735 00
32, 747 00

141,300
27, 000
54, 000

13, 020 00
3, 410 00
2, 600 00

128, 280 00
23, 590 00
51, 400 00

90, 000
30, 600

1,859 00
925 00

88, 141 00
29, 675 00

27, 000

26, 700 00

315,000
45,010

2, GOO 00

315,000 00
43,000 00

90, 00(
180, 000

6, 212 00
1, 100 00

83, 788 00
178,900 00

67, 500

1, 285 00

66, 215 00

26, 370
'34, 357
39, 134
39, 104

00
00
00
00

45, 000

45, 000 00

45, 00(

44, 400 00

90, 00C

8, 220 0C

81. 780 00

18, 503, 165 i 13, 136, 981 70 5, 366, 183 30

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CIII

Table showing the national banks that have been placed in the hands of receivers, together with
their capital, circulation issued, lawful money deposited- witli t-li-e Treasurer to redeem circulation, the amount redeemed, and the amount outstanding on Xovember 1, 1875.
Circulation.

Name and location of bank.

First National Bank, Attica, X. Y ...
Venango National Bank, Franklin,
Pa . .
.
Merchants' National Bank, Washington, D. C
First National Bank, Medina, N. Y ..
Tennessee National Bank Memphis,
Tonn
First National Bank, Selma, Ala
First National Bank, New Orleans,
La
J
National tJiiacliila Bank," 'tr'nadiilaj

Capital
stock.

Lawful
money deposited.

- -y

First N^ional'Baiik," Bethei,"Conn"".'
First National Bank, Keokuk, Iowa..
Nati/&.,al Bank, Yicksburgh, Miss....
W s t National Bank. Rockford, 111 ..
First National Bank of Nevada,
Austin, Nev...
Ocean National Bank, New York,

Redeemed.

Outstanding.

$50, 000

$44, 000 00

$44, 000

$43, 516 00

300, 000

85, 000 00

85, 000

84, 378 50

621 50

200, 000
50, 000

180, 000 00
40, 0U0 00

180, 000
40, 000

177, 684 00
39, 541 75

2,316 00
458 25

100, 000
100, 000

90, 000 00
85, 000 00

90, 000

89, 103 75
83, 986 75

896 25
1,013 25

177, 195 50

2, 804 50

$484 00

85, 000
500, 000

180,000 00

120, 000

Farmers \UH\"" Citizens'"" National
Bank B i o o k l y j l ) N i Y
Croton N a t i o n a l B a i l k N c w T ork,

Issued.

100, 000 00

300, 000

253, 900 00

200,
60,
100,
50,
50,

180, 000
2G, 300
90, 000
25, 500
45,000

180, 000
99, 059 50

940 50

100, GOO

000
000
000
000
000

00
00
00
00
00

250,220 25
253,
180,
26,
90,
25,
45,

900
000
:j00
000
500
000

3, 679 75

178, 523
25, 779
88. 914
25,018
43, P53

1,476
520
1,086
431

75
50
00
75
00

25
50
00
25

1,042 00
250, 000

129, 700 00

129, 700

124,176 50
5, 523 50

800, 000 00

800, 000

751, 200 00

"Union Square National Bank, New
^ork, N . Y

200, 000

50, 000 00

50, 000

47, 833 00

Eighth National Bank, New York,

250, 000

243, 393 00

243, 393

230,179 00

Fourth National BaukVPuiladelpliia",

200, 000

179, 000 00

179, 000

168, 475 00

Waverly National" Bank,' Waverly,
First NatioL,"i'" Bank," Fort' Smith,'
Ark
'
Scandinavian National -ba.i)k Chicago, 111
'.
Wall kill National Bank, Midd'letown, N.Y
Crescent City National Bank, New
Orleans, La,..
Atlantic National Bank, New York
N. Y
;.
First National Bank, \Va-hi:i<iUn,

106,100

71, 000 00

71, 000

66, 077 00

50, 000

45, 000 00

45, 000

42, 210 00

1, 000, 000

D.C

*...:.

National Bank of the Coumiocwealth, New York. N.Y
Merchants' National Bank, Petersburgh, Va
First National Bank, Petersonvgh,
rt
Ya
..
First National Bank, Mansfield, Ohio
New Orleans National Banking Association, Louisiana
First National Bank, Carlisle, Fa . .
First National Bank, Topeka, Kans..
First National Bank, Anderson, Ind
First National Bank, Norfolk, Ya ...
Cook County National Bank, Chicago, 111
First National Bank of Utah, Salt
Lake City, Utah
Gibson County National Bank,
Princeton, Ind
First National Bank, Tiffin, Ohio . . .
Charlottsville National Bank, Yirginia
Totals




48, 800 00
2,167 00
13,221 00
10, 525 00

250, 000

135, 000 00

135, 000

119, 454 00

175, 000

118, 900 00

118, 900

106,950 50

500, 000

450, 000 00

450, 000

380, 755 00

300, 000

89, 975 00

100, 000

88, 979 00

500, 000

306, 275 00

450, 000

302, 468 00

750, 030

148, 087 50

234, 000

144, 968 00

4.10, 000

300, 000 00

360, 000

183, 035 00

2 0,000
1 i)i», Viiu

1 V\ 200 ( O
J
1W, OdtJ 00

179, 200
90, 000

88,125 00
51, 184 50

600,
50,
100,
50,
100,

265,
45,
90,
45,
95,

360,
45,
90,
45,
95,

000
000
000
000
000

650
000
000
000
000

00
00
00
00
00

000
000
000
000
000

248,
25,
46,
26,
49,

500
465
242
986
140

00
00
00
00
00

4, 923 00
2, 790 00
15,546 00
11, 949 50
69,245 00
11,021 00
147, 532 00
89, 032 00
176, 965 00
95, 075 00
38, 815 50
111,
19,
43,
18,
45,

500
535
758
014
860

00
00
00
00
00

500, 000

225, 900 00

315, 900

129, 895 00

150, 000

90, 000 00

135, 000

68,176 00

66, 824 00

50, 000
100, 000

43, 600 00
23, 850 00

43, 800
68, 850

11,490 00
23, 850 00

32,310 00
45,000 00

200, 000

112, 500 00

157, 500

7, 915 00

149, 585 00

9, 311,100 5, 857, 530 50

186, 005 00

6, 415, 943 4, 936, 601 50 1, 479, 341 50

CIV

REPORT OF THE COMPTROLLER OF THE CURRENCY

Table sltowiiuj the insolvent national banks, with rfuic of appointment of receivers, amount
of capital stock and claims proved, and rate of dividends paid to creditors.
Claims
proved.

Capital
stock.

Name and location of bank.

First National Kink, Attica, X. A'.1 Apr. 14, 1865
Vonango National Bank, Franklin,
Pa.
, May 1, 1860
Merchants' National Bank, Wash- j
inoton. D. C
i May 8, 1800
First National Bank, Medina, N. V. Mar. 13, 1 ( 7
H>
Tennessee National Bank, Memphis. Tenn
Mar. 21,1807
First National Bank, Salem, Ala .. Apr. 30, 1807
First National Bank, New Orleans,
La
! May 20, 1807
National Unadilla Bank, Unadilla, i
'
I
N. Y
: Aug. 29, 1807
Farmers and Citizens' National
Bank, Brooklyn, N. Y . ' Sept.
Croton National Bank, New York,
N. Y
Oct.
First National Bank, Bethel, Conn \ Feb.
First National Bank, Keokuk, Iowa' Mar.
National Bank, Vickslmrgh, Miss..; Apr.
First National Bank, Rockford, 111 j Mar,

850, 000

t! 122, 089

300, 000

370, 932
2S», 932

500, 000

1, 119,313

120, 000

127,801

0, 1807

300, 000

1,191,380

1, 1807
2^, 186H
3, 1808
-24, 1808
15,180!)

200, 00(
(iO, 001
100,001
50, 00i;
50, 001.

170, 752
(i.*, 980
205, 250
33, 110
09, 874

First National Bank of Nevada,
Austin, Xev
; Oct. 14, 1809
Ocean National Bank, New York, ,
N. Y
j Dec. i:5, 1871
Union Square National Bank, New
York, N. Y
Dec. 15. 1871
Eiiihth National Bank, New York, •
N. Y
! Dec, 15, 1871
Fourth National Bank, Philadelphia, Pa
: Dec. 20, 1871
Waverly National Bank,Wa\ erlv,
N. Y .".
'..• Apr. 23,1872
First National Bank, Fort Smith,
Ark
May '2, 1872
Scamlinaviaii National Bank, Chicago, 111
Dec. 12, 1872
Wallkill National Bank, Middli-town, N. Y
Dec. 31, 1872
Cresent City National Bank, New
Orlea ns, La
Mar. 18, 1873
Atlantic National Bank, New
York, N. Y
j Apr. 28,1873
First National Bank, Washington, !
1). C
j Sept. 1!), 1873
National Bank of the Common- j
wealth, New York, X. Y
.\ Sept. 22,1873
Merchants' National Bank, Peters- |
burgh, Va
Sept. 25,1873
First National Bank, Petersbur^h, |
Va
; Sept, 25,1873
First National Bank, Mansfield, j
Ohio
! Oct. 18,1873
New Orleans National Banking !
Association, New Orleans, La . .. j Oct. 23,1873
F u s t National Bank, Carlisle, Pa..| Oct. 24, 1873

Peret.
58 : Finally closed.

000, 374
*2, 338

100, 000
100, dUO

Remarks.

3 19, 450

200, 000
50, 00 )

Divi-!
lends

!
250, 000 I

109,812

, 000, 000 ! 1,280.328
200, 000

Since last report.
Finally closed.
35 ;
65 !
45.9; 13 9-10 per cent, since
last report. Finally
closed.
96 ;
Finally closed.
Do.
Do.

35
41.9; 16 9 10 per cent, since
last report. Finally
closed.
80
70

157, 120

100

250, 000 I

378, 772

100

200, 000 !

045, 558

100

I

Do.

100, 100

77, 508

100

50, 00.1

15, 142

100

250, 000 I

249, 113

40

175,000 I

157, 000

85

500, 000

041,780

50

300, 000

508, 077

70

500, 000

1, 594, 084

60

750, 000

790, 139

100

400, 000

999, 125

24

200, 000

107, 285

60

100, 000

144, 775

35

COO, 000
50, 000

500, 155
GO, 256

First National Bank, Anderson. Ind j Nov. 23,1873
First National Bank,Topeka, Kans j Dec. 10, 1873

50, 000
100, 000

144, 752
55, 329

First National Bank, Norfolk. Va..
Gibson County National Bank,
Princeton, Ind
First National Bank of Utah, Salt
Lake City, Utah
Cook County National Bank, Chicago, 111 ..".:..
First National Bank, Tiffin, Ohio..
Charlottesville National Bank, j
Charlottesville, Va

100, 000

175,842

Nov. 28, 1874

50, 000

02, 240

Dec. 10, 1874

150, 000

76, 366

Feb. 1,1875
Oct. 22, 1875

500, 000
100, 000

682, 829

Oct. 28,1875

200, 000

10 per cent paid to
stockholders.
40 percent, since lastreport. Finally closed.
Finally closed.'

Totals.




June 3, 1874

311,100

14, 672, 106

25 per cent, paid to
stockholders.
13 per cent, paid to
stockholders. Finally closed.
15 per cent, since last
report.

15 per cent, since last
report.
10 per cent, since last
report.
20 per cent, paid to
stockholders.
9 per cent, since last report.
10 per cent, since last
report.
15 per cent, since last
report.
15 per cent, since last
report.
15 per cent, since last
report.

REPORT OF THE COMPTROLLER OF THE CURRENOY.

CV

.Nanus and compensation of officers and clerks in the Office of the Comptroller of the Currency.
Name.
Jolm Jay Knox
John S. Langworthy

Class.
• Comptroller
• Deputy Comptroller .

J. Franklin Bates
John W. Magruder
John 1). Patten, jr
Edward Wolcott
Edward S. Peck
m W. Eldridge
A. Miller
Theodore O. Ebaugh
, A. Simkins
rnando C. Gate
Nathaniel 0. Chapman.
William Elder
William B. Greene
Vr. Griffin
i W. Martin.

3,000
2,400
2,400
2,400
2,400
2,400
2,400
2,400
2,200
2,000

Fourth class.

1,800
1,800
1,800
1,800
1,800
1,800
1,800
1,800
1,800

'•

'

do

do
do
do
.do
do .
do .
do .

Charles E. Brayton
Charles H. Cherry
William H. Glascott
John A. Kayser
•. Jison T. Kiuney
George T. May...'.
Washington K. McCoy
William H. Milsted
Edward Myers
John J. Sanborn
William D. Swan
David B. Ventres

Third class
do
do
;
do
do
do
do
!
do
do
do
do
do

Edgar C. Beaman
g
James C. Brown
William Cruikshank
?hard T. J. Falconer
John A. Hebrew
Isaac C. Miller
Edward W. Moore
Charles Scott

; Second class

Erskine M. Sunderland
Walter Taylor
William H. Walton
Frederick Widdows

\

David B. Brenner
ia It. Donoho
ah F. Fitzgerald
Charles A. Jewett
ry L. McCormick
John J. Patton

j First class .
<
do . . . .
'
do
•
do
:
do
do

Edmund E. Schreiner
'ip T. Snowden
Margaret L. Simpson
Matthew T. Wallace
Walter S. Johnston
Edward McCauley
Edward T. Ryan
Charles J. Stoddard

;

ih K. Anderson
a M. Barker
u C. Bates
Harriet M. Black
Margaret L. Browne
Mary L. Conrad
j Crosby

! Female clerk
j
do
;
do
j
do
|
do
j
do
j
do




$5, 000

Chief of division.
do
do
,
do
Superintendent.
Teller.
Principal book-keeper
Assistant book-keeper
Stenographer to the Comptroller .

s H. Norton
in Sinclair
o H. Wood

Cornelia M. Davidson.
Margaret Downing . . .
a N. French
ra M. Fleming
MargaretGreer
Jia A. E. Gooding
Lizzie Henry
Eliza It. Hyde
C O-—VIII

I Salary.

\
\.

do
do
do
do

First class
:
do
'\
do
i
do
j
do
i
do
\
do
:
do

I
>
!
I
I

.do .
.do .
.do .
do .
do . .
do
do .
do .

;

:
'

1, 600
1,600
1, 600
1, 600
1, 600
1, 600
1, 600
1,600
1, 600
1, 600
1, 600
1, 600
1, 400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,200
1,200
1,200
1,200
1,200
1,200

$1, 200
1,200
1,200
1, 200
1,200
1,200
1,200
1,200
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900

CVI

REPORT OF THE COMPTROLLER OF THE CURRENCY
Names and compensation of officers and clerks,

Position.

Name.
Alice M. Kennedy
Louisa W. Knowlton ..
Maggie B. Miller
Nettie Morgan
Annie E. Ober
Etha E. Poole
Annie E. Ranney
Emily H. Reed
Maria Richardson
Marie L. Sturgus
Martha M. Smith
Fayette C. Snead
Carrie F. B.'Stevens ...
Amelia P. Stockdaki...
Sarah A. W . Tiffey
Julia C. Townsend
Annie E. Wheat
Martha Caney
Louisa Campbell
Emily L. Carter
Josie Craigr
Virginia Clarke
Helen M. Cohen
Kate P. Dexter
Margaret T. Dewar
Jane A. Dorr
Mary K.Ellis
A. H. Finlay
Elizabeth Hutchinson .
Marie E. Jones
Mary E. Kammerer ...
E. F! Morrill
Mary E. Oliver
Kate O'Brien
Carrie L. Pennock
Maria F. Robinson
Eliza A. Saunders
Maria A. Summers
Sadie E. Fowler
Lillian D. Massey
J. R. Marion
Eliza Peters
Margaretta Weeks
Martha A. Walker
Emma Lafayette
M. I. Kinsey
PhiloBnrr
James D. Burke
J. Eddie De Saules
Charles McC. Taylor.
Silas Holmes
William H. Romaic e.
Charles B. Hinckle y
Robert LeRoy Livingston.
Henry Mathews
M.M". Parker

cfc.—Continued.

Female clerk .
do
do
.do .
-do .
-do .
-do .
-do .
.do .
.do .
.do .
-do .
.do .
.do .
-do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
-do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do .
.do
.do ,
.do
.do
.do .
.do .
do .
.do .
.do .
.do .
.do .

Salary.

900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
840
720

nger .
do
.do .
.do .

840
840
840
840

Watchman.
do ....

720
720

Laborer.
.do
.do .
.do .

720
720
720
720

Expenses of the Office of Comptroller of the Currency for the fiscal year ending June 30,1875.
For special dies, plates, paper, printing, &c
For salaries
Total

$324,556 68
120,680 00
445,236 68

The contingent expenses of the Office were paid out of the general appropriation for
contingent expenses of the Treasury Department, and, as separate accounts are not
kept tor the different Bureaus, the amount cannot be stated.




AGGREGATE RESOURCES AND LIABILITIES

THE NATIONAL BANKS




OCTOBER, 1863, TO OCTOBER, 1875.

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1863.
JANUARY.

APRIL.

JULY.

OCTOBER 5.

Resources.
66 banks.
$5, 466, 088 33
5, 662, 600 00
106, 009 12

Loans and. discounts
. .
X S bonds and securities
J
Other items

Premiums paid

2, 625, 597 05
177, 565 69
53, 808 92
2, 503 69

Checks and other cash items
Bills of national and other banks
Specie and other lawful money.

492,138 58
764, 725 00
1, 446, 607 62

Due from nat'l and other banks.
Real estate furniture &c . . .

16, 797, 644 00

Total

1804.
JANUARY 4.

APRIL 4.

3(7 banks.

139 banks.
Loans and discounts
U. S. bonds and securities
Other items

467 banks.

$10,660,095 60

$31,593,943 43

15, 112,250 CO
74,571 48

41, 175, 150 (10
432, 059 95

Due from national banks
Duo from other b'ks and bankers
Lieal estate, furniture, &c
Current expenses

*4, 786, 124 58
3bl, 144 00
118,854 43

Checks and other cash items...
Bills of national and other banks.
Specie, and other lawful money.

577 507 92
895^521 (JO
5, 018, 622 57
37,630,691 58

Total

JULY 4.

18
JANUARY 2.

638 banks.

$70,746,513 33
92, 530, 500 00
842, 017 73

OCTOBER 3.

508 banks.
$93, 238, 657 92
108, 064, 400 00
1, 434, 739 76

15, 935, 730 13
17, 337, 558 C»6
1, 694, 049 46
502, 341 31

19, 965, 720 47
14,051,396 31
2, 202, 3 8 20
1,021,569 02

2,651,916 96
1,060, C00 00
22,901,411 64

5, 057, 122 90
5, 344, 172 00
42, 283, 798 23

7,640, 169 14
4, 687. 727 00
44,801^497 48

114,820,287 60

252, 273, 803 75

297, 108, 195 30

JULY 3.

OCTOBER a.

4, 61)9, 479
8, 537, (J()8
755, 696
352, 720

56
94
41
77

05.
APRIL 3.

907 banks.

1,294 banks.

1,513 banks.

$166,448,718 00
176, 578, 750 00
3, 294, 883 27

$252, 404, 208 07
277, 619, 91)0 00
4, 275, 769 51

$362, 442, 743 08
391,744,850 00
12, 569,120 38

$467,170,136 29
427, 731, 300 00
19, 048, 513 15

Due from national banks
Due from other b'ks andbankers
Real estate, furniture, &c
Current expenses
Premiums paid

30,820, 275 44
19, 836, 072 83
4,083,226 12
1, 053, 725 34
1,323,023 56

40, 963, 243 47
22, 554, 636 57
6, 525, 118 80
2, 298, 025 05
1, 823, 291 84

76, 977, 539 59
26, 078, 028 01
11,231,257 28
2, 338, 775 56
2, 243, 210 31

89, 978, 980 55
17, 393, 232 25
14,703,281 77
4, 539, 525 11
2,585,501 06

Checks and other cash items...
Bills of national andother banks.
Specie
Legal tender and fract'l cur'ncy.

17, 837, 496 77
14,275. 153 C
O
4,481,937 68
72,535,504 67

29,681,394 13
13,710,370 00
6, 659, 660 47
112,999,320 59

41,314,904 50
21,651,826 00
9, 437, 060 40
168, 426,166 55

72, 309, 854 44
16,247,241 00
18, 072, 012 59
189, 988, 496 28

771,514,939 10

1,126, 455, 481 66

1,359,768,074 49

Loans and discounts
U. S. bonds and securities
Other items

Total




512,566,666 68

' Including national banks.

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Banls from October, 1863, to October, 1875.
1863.
APRIL.

JANUARY.

JULY.

OCTOBER 5.

Liabilities.
66 brnks.
Capital stock

$7,188, 393 00

Undivided profits
Tndividuul find other deposits
Due to nat'l and other banks*..
Other items

128, 030 06
8,497,681 84
981,178 59
2,360 51

16,797,644 00

Total

1864.
APRIL 4.

139 banks.
Capital stock

$14, 740, 522 00

JULY 4.

307 banks.

JANUARY 4.

467 banks.

OCTOBER 3.

508 banks.

National bank notes outstanding
Individual and other deposits...
Due to nat'l and other banks*...
Other items

Total

$42, 204, 474 00

$75, 213, 945 00

$86, 782, 802 00

432, 827 81

Surplus fund
Undivided profits

1, 625, 656 87

1,129, 910 22
3,094,330 11

30,155 00
19, 450, 492 53
2,153, 779 38
822, 914 86

9, 797, 975 00
51,274,914 01
6, 814, 930 40
3,102, 337 38

25, 825, 665 00
119,414,239 03
27,382, 006 37
213, 7C8 02

2, 010, 285 10
5, 982, 392 22
45,260,504 00
122, 166, 536 40
34,862,384 81
43,289 77

•252, 273, 803 75

297,108,195 30

37,630,691 58

114, 820, 287 66

1865.
JANUARY 2.

638 banks.
Capital stock

$135, 618,874 00

Surplus fund
Undivided profits

8,663.311 22
12, 283, 812 65

APRIL 3.

907 banks.
$215, 326, 023 00
' 17,318,942 65
17,809,307 14

JULY 3.

1,294 banks.
$325,834, 558 00
31, 303, 565 64
23,159,408 17

OCTOBER 2.

1,513 banks.
$393,157,206 00
38, 713, 380 72
32, 350, 278 19

National bank notes outstanding

66, 769, 375 00

131,452,158 00

171,321,903 00

Individual and other deposits...
United States deposits

183, 479, 636 98
37, 764, 729 77

262,961,473 13
57,630,141 01

398, 357, 559 59
58, 032, 720 67

500,910,873 22
48,170, 381 31

Due to national banks
Due to other banks and bank'rs*

30, 619,175 57
37,104,130 62

41,301,031 16
59,092,581 64

78, 261, 045 64
79,591,594 93

90, 044, 837 08
84,155,161 27

462,871 02

944, 053 70

771, 514, 939 10 1,126,455,481 66

1, 359, 768, 074 49

Other items

265, 620 87

Total

512,568,666 68




k

98, 896, 488 00

578, 951 37

Including State bank circulation outstanding.

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
I § 6 6 .
JANUARY 1.

Resources.

APRIL 2.

1,582 banks.

1,012 banks.

1,634 banks.

$500, 050, 1C9 19
$528. 080, 520 70
Loans and discounts
21)8. 37(i, 850 00
3L5, 850, 300 00
U. S. bonds dep'd to secure circ'n.
142, 003,500 00
125, 025, 750 00
Other U. S. bonds and securities.
17,483,753 18
17, 379, 738 92
Oth'r stocks, bonds, andmortg's.
93,254,551 02
Due from national banks
87,504,329 71
14,658,229 87
13,082,345 12
Due from other b'ks and bank'rs.
15,43(5,296 10
15, 895, 504 46
Real estate, furniture, &c
3, 193,717 78
4, 927, 599 79
Current expenses .
2, 423, 918 02
2,2^3,510 31
Premiums paid
89, 837, 084 50 i 105, 490, 019 30
Checks and other cash items. . .
20, 400, 442 00
18,279,810 00
Bills of national and other banks. :
19,205,018 75
17,529,778 42
Specie
|
189, 807, 852 52
Legal tenders and fract'l cur'ncy i 167, 840, 548 82
Total

$550,353,094 17
320, 483, 350 00

121,152,950 00
17,565,911 46
96, 090, 482 66
13,982,613 23
16, 730, 923 62
3,032,710 27
2, 398, 872 20
96, 077, 134 53
17, 806, 742 00
12, 629, 370 3!)
201, 425, 04 L 03

1,044 banks.
$603, 314, 704 83
331,843,200 00
94,974, 650 00
15, 887, 490 06
107, 650,174
15,211, 117
17,134, 002
5,311,253
2, 493, 773

18
16
58
35
47

103, 684, 249
17,437,779
9, 226, 831
205, 793, 578

21
00
82
76

1,404,776,(319 29 ! 1,412,407,737 31 | 1,470,395,208 131, 526, 962, 804 42

APRIL 1.
1,048 banks.

OCTOBER 7.

1,042 bi'nks.

$008,771,799
339,570,7*0
30, 185, 950
52, 949, 300
15, 073, 737

01
00
00
00
45

92, 552, 200
12,990, 157
18,925,315
2,822,075
2, 800, 398
101,430,220
19,203,718
1, 170, 142
19, 720,043
104,872,371
82, 047, 250

29
49
51
18
85
18
00
00
20
04
00

1,636 banks.

1,642 banks.

Total

$588, 45^, 396 12
337, 684, 2EO 00
38, 308, 950 00
45, 633, 700 00
21,452,615 43
92,308,911 87
9, 663, 322 82
19, 800, 9ii5 86
3,249, 153 31
3, 338, 600 37
128,312,177 79
16, 138, 709 00
531.267 00
11,128,072 98
102,534,613 46
75, 488, 220 00

1,511,222,985 40

1,405,451, 105 84

1,494,084,520 01

1, 499, 469, 060 17

APRIL 6.

JULY 6.

OCTOBER 5

1,042 banks.

Due from national banks
D ue from other b'ks and bank'rs.
Real estate, furniture, &c
Current expenses
.j
Premiums paid
Checks and other cash items...
Bills of national banks
Bills of other banks
Specie
Legal tenders .and fract'l cur'ncy
Compound interest notes

53
00
C
O
00
21
21
90
81
17
50
13
00
00
15
17
00

JANUARY 0.

Loans and discounts
U.S.bonds dep'd to secure circ'n.
U. S. bonds dep'd to sec're dep'ts.
U.S.bonds and sec'ties on hand
Oth'r stocks, bonds, and mortg's.

1,043 banks

1,640 banks

1,643 banks

$016, 003, 479
Loans and discounts
339, 004, 2::0
U. S. bonds dep'd to secure circ'n.
37,315,750
U.S.bonds dep'd to sec're dep'ts.
44, 104,500
U. S.bonds and sec'ties on hand.
19,305,804
Oth'r stocks, bonds, and mortg's. j
Due from national banks
!
Due from other b'ks and bank'rs.'
Real estate, furniture, <fcc
I
Current expenses
i
Premiums paid
j
Checks and other cash items... |
Bills of national banks
j
Bills of other banks
|
Fractional currency
Specie
Legal tender notes
Compound interest notes
Three per cent, certificates
Total




89
00
00
00
77

99,311,446 00
8, 460, 199 74
21, 125, 005 08
2, 980, 8'J3 80
2, 404, 536 96
109, 390, 206 37
16, 655, 572 00
201,269 00
1, 927, 870 78
20,981,601 45
114,306,491 C
O
39, 997, 030 00
8, 245, (J00 00
1,502,047,044 10

$597,648,280
338, 803, 050
38, 405, 800
40, 039, 400
20, 194, 875
94, 121,180
10, 737, 392
19,025,893
5,093,761
3,411,325
87,951,405
12, 873, 785
825,718
11,444,529
92,801,254
84, 005, 790

j

$628, 029, 347 05
339, 080, 050 00
37, 440, 000 no
45, 958, 550 00
19,874,384 33
95, 9fO. 006 35
7, 074. 297 44
22, 0r2, 570 25
5, 428, 400 25
2, COO, 1C0 09
114,993,030 23
12, 573, 514 00
196, JOG 00
1,825,040 10
18, 373, 943 22
84,390,219 00
38,917,490 00
24, 255, 000 CO
1, 499, 008, 920 97

$655, 729, 546
339, 569, 100
37,853,150
43, 068, 350
20, 007, 327
114,434,097
8, 642, 456
22, 699, 829
2,938,519
2, 432, 074
124, 076, 097
13,210, 179
342, 550
1,863,358
20, 755, 919
101), 160, 100
]9,473,420
44, 905, 000

$009,675,214 61
338, 640, 150 CO
37, 862, 100 00
42, 460, 800 00
21,507,881 42
95,217,610 14
8, 389, 226 47
20, 639, 708 23
5, 297, 494 13
2,704, 186 35
134,603,231 51
11,841,104
333, 209
12, 798, 044
100, 550, 849
50, 888, 250

00
00
40
91
00

42
00
00
00
42

$657, 668, 847
340, 487, 050
37, 360,150
36, 817, 600
20, 693, 406

83
00
00
00
40

93
72
70
04
37
71
00
00
91
04
00
00
00

102, 278. 547
7, 848^ 822
22, 747, 875
5, 278, 911
1,819,815
143,241,394
11, 842, 974
222, 608
2 202,791
13,'003, 713
92, 453, 475
4,513,730
59, 080, 000

77
24
18
22
50
99
00
00
97
39
00
00
00

1,572,167,076 26

1,559,621,773 49

REPORT OF THE COMPTROLLER OF THE CURRENCY.

5

Banks from October, 1863, to October, 1875—Continued.
66.

1 §

JULY 2.

OCTOBER 1.

1,634 banks.

1,644 banks.

Liabilities.
1,582 banks,
Capital stock.,
Surplus fund
Undivided profits.

1,612 banks.

5403, 357, 346 00 \ $409, 273, 534 00
43, 000, 370 78 ]
28, 972, 493 70 j
213, 239, 530 00 |
45, 449, 155 00 I

Individual deposits
U. S. deposits
Dep'ts of U. S. disbursing officers.!.

522, 507, 829 27 !
29, 747, 236 15 I

Total

!

$415,472,369 00

50, 151,991 77
29, 286,175 45

53, 359, 277 64
32, 593, 486 69

248, 886, 282 CO 267, 798,678 00
33, 8U0, 865 00 19, 996,163 CO

280,253,818 00
9, 748, 025 00

S

534, 734, 950 33 |
29, 150, 729 82 j

074 15 j
584 24 |
1,404, 776 619 29

$414,270,493 00

44, 687, 810 54
30, 964, 422 73 !

National bank notes outstanding,
State bank notes outstanding . .

Due to national*banks
Due to other banks and bankers.

|

533, 338,174 25
36, 038,185 03
3, 066,
892 22

89, 067, 501 54
21,841,641 35 j

564,616,777 64
30, 420, 819 80
2, 979, 955 77

96, 496,726 42
25, 951,728 99

110,531,957 31
26,986,317 57

1,442,407,737 31 j 1,476,395,208 13

1, 526, 962, 804 42

JANUARY 7.
1,648 banks.

1,642 banks.

1,636 banks.

$420,229, 739 00

$419,399,484 00

$418, 558,148 00

$420,073,415 00

59, 992, 874 57
26, 961, 382 60

60,206,013 58
31, 131,034 39

63,232,811 12
30, 656, 222 84

01
06, 695,
33,751, 446 21

National bank notesoutstanding.
State bank notes outstanding...

291,436,749 00
6, 961, 499 00 |

292, 788, 572 C
O
5,460,312 00

291,769,553 00
4,481, 112 00

293, 887, 941 00
4, 092, 153 00

Individual deposits
U. S. deposits
Dep'ts of U. S.disbursing officers.

558, 699, 768 06
27, 284, 876 93
2, 477, 509 48

512, C46, 182 47 j
27, 473, 005 66 i
2,650,981 39 |

539,599,076 10
29,838,391 53
3, 474,192 74

549, 797, 837 51
23, 062, 119 92
4, 352, 379 43

Due to national banks
Due to other banks and bankers.

92,761,998 43
24,410,588 33

91, 156,890 89
23, 138, 629 46 |

89,821,751 60
22, 659, 267 08

93,111, 240 89
19,644, 940 20

1,465,451,105 84 j 1,494,084,526 01

1, 499, 469, 060 17

Capital stock.
Surplus fund
Undivided profits.

1,642 banks.

I
Total

1,511,222,985 4C

1 § 6 8.
APRIL 6.

JULY 6.

OCTOBER 5.

1,642 banks.

JANUARY 6.

1,643 banks.

1,640 banks.

1,643 banks.

$420, 260, 790 00

$420,676,210 00

70,586,125 10
31, 399, 877 57

72,349, 119 60
32,861,597 08

75, 840,118 94
33, 543,223 35

77,995,761 40
36, 095, 883 98

National bank notesoutstanding.
State bank notes outstanding...

294, 377, 390 00
3, 792, 013 00

295, 336, 044 C
O
3, 310, 177 00

294,908,264 00
3, 163, 771 00

295, 769, 489 00
2,906,352 00

Individual deposits
U. S. depofeits
Dep'ts of U. S. disbursing officers.

534, 704, 709 00
24, 305, 638 02
3, 208, 783 03

532,011,480 36
22, 750, 342 77
4, 976, 682 31

575, 842, 070 12
24, 603, 676 96
3, 499, 389 99

580, 940, 820 85
17.573,250 64
4,570, 478 10

Due to national banks
Due to other banks and bankers.

98,144, 669 61
21,867,648 17

94, C73, 631 25
21,323,636 60

113,306,346 34
27, 355, 204 56

99, 414, 397 28
23, 720, 8^9 18

1,502,647,644 10

1,499,668,920 97

1,572,167,076 26

1, 559, 621, 773 49

Capital stock
Surplus fund
Undivided profits

Total




1

$420,105, 011 C
O

$420,634,511 00

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
69.

1 §
JANUARY 4.

APRIL 17.

JUNE 12.

OCTOBER 9.

1,628 banks.

1,620 banks.

1,619 banks.

1,617 banks.

Resources.
Loans mid discounts
$644, 945, 039 53
U. S. bonds to secure circulat'n. 3'.:8, 539,950 00
U. S. bonds to secure deposits ..
34, 538, 350 00
II. S. bonds and sec'ties on hand.
35,010,60!) 0!)
Oth'r stocks, bonds, and inortg's
20, 127, 732 96
Due from redeeming agents . . .
65, 727, 070 80
Due from other national banks
3i), 067,316 84
Due from State b'ks and bank'rs
7,715,719 34
Real estate, furniture, and fixt's.
23, 289, 838 28
Current expenses
3,265,990 81
Premiums paid
1,654,352 70
Checks and other cash items...
142, 605, 984 02
Bills of other national banks ..
14,084,799 01)
Fractional currency
2,280,471 06
Specie
29, 62(i, 750 26
Legal tender notes
88,239,300 00
Three per cent, certificates
52, 075, 000 00
Total

1, 540, 394, 260 50

JANUARY 2
1,615 bunks.

$662,084,813
338, 379, 250
29,721,350
30, 226, 550
20, 074, 435

47
00
00
00
69

$686,347,755
336, 099, 750
27, 025. 350
27, 476, 650
20, 777, 560

81
00
G
O
00
53

57, 554, 382
30, 520, 527
8, (-75, 595
23, 7i)8, 188
5,041, 195
1,716,210

55
89
60
13
01
13

62,912,636
35, 556, 504
9, 140,919
23; 859, 271
5, 820, 577
1,809,070

82
53
24
17
87
01

154,137, 191
11,725,239
2,088,515
9,944,532
80,875, 101
51, 190, 000

23
00
18
15
00
00

161,614,852 66
11,524,447 00
1,604,855 53
18,455,090 48
80,934,119 00
49, 815, O O 00
U

$682, 883,106 97
339, 480, 100 00
18,704,000 00
25, 903, 950 00
22, 250, 697 14
56, 669, 502 81
35, 393, 563 47
8,790,418 57
25, 169,188 95
5, 646, 382 96
2, 092, 364 85
108, 809, 817 37
10, 776, 023 00
2,190, 727 38
23, 002, 405 83
83,719,295 00
45, 845, 000 00

1,517,753, 107 03

1,564,174,410 65

1,497,226,604 33

MARCH 24

JUXE 9.

1,015 banks.

1,012 b a n k s .

DECEMBER 28.

OCTOBER £

1,615 banks.

1,648 b a n k s .

Loans and discounts .. $688, 875, 203 70 $710,848,009 39 $719,311, 180 CO $715, 928. 079 81 [5725, 515, 5'38 49
Bonds for circulation . 339, 350, 750 00 339,251,350 00 338, 845, 200 00 340, 857, 450 00 344, 104, 200 00
16, 102, 000 00
15,704, 000 00
15, 381,500 00
15, 189,500 00
Bonds for deposits . . . 17, 592, 000 00
28, 270, 600 0)
25, 893, 300 00
27,292, 150 00
22, 323, 800 CO
U. S. bonds on hand... 24, 677, 100 00
20, 524, 294 55
23, 300, 681 87
23, 614,721 23
22, 686, 358 59
Other stocks and b'ds 21, 082, 412 00
Due from red'g agents. 71,641, 486 05 73, 435,117 98
64, 805, 062 88
74, 035, 405 61
66, 275, 668 92
37, 478,166 49
29,510,088 11
36, 128, 750 66
33, 948, 805 65
Due from nat'l banks . 31,994, 609 20
9, 319, 500 54
10,238,219 85
10, 430, 781 32
9, 824, 144 18
9, 202, 496 71
Due from State banks26, 002, 713 01
20,3 50,701 24
26, 593, 357 01)
27, 470, 740 97
28,021,037 44
Real estate, &c
0, 324, 955 <±7
5,871,750 02
6, 905, 073 32
3, 469, 588 00
0,083.189 54
Current expenses
2 439
41
2 680 882 39
3 070
74
o 491 222 11
3 251 648 T>
Premiums paid
Cash items
13 229 403 34
11 °67 703 TO
11 497 TM 13
111 6°4 goo on
12 536 613
Clearing-house exch'gs
75 317 992 29,
83 930 51 r . 04
76*, 208*, 707 00
79 089 688 39
National banknotes .. 15,840, 669 00
17, 001, 846 00
12 512, 927 00
14,226,817 00
16, 342, 582 00
2, 150, 522 89
2, 184, 714 39
2, 476, 966 75
2 078, 178 05
2, 285, 499 02
Fractional currency ..
18, 460,011 47
26, 307, 251 59
48, 345, 383 72
37, 096, 543 44
31, 099, 437 78
Specie
87, 708 502 00
82,485,978 00
94, 573, 751 00
79 324, 577 00
80, 580, 715 00
Legal tender notes
43 345, 000 00
41,845,000 00
43, 465, 000 00
43, 570, 000 00
Three per cent, cert'fs. 43, 820, (J00 00
Total

1,546,26 1,357 44 1,529,147,735 85 1.565,75( i, 909 07 1,510,713,230 92 1,538,998,10: 93

18
MARCH 18.
1,688 banks.

Loans and discounts .. $767,858,490 59
Bonds for circulation . 351, 556, 700 00
Bonds for deposits
35,231,500 00
U. S. bonds on hand... 23,911,350 00
Other stocks and b'ds. 22, 763, 869 20
Due from red'g agents 83,809,188 92
Due from nat'l banks. 30,201,119 99
Due from State banks - 10,271,605 34
Real estate, &c
28,805,814 79
Current expenses
0,694,014 17
Premiums paid
3, 939, 995 20
Cash items
11, 642, 644 74
Clearing-house exch'gs 100, 693, 917 54
National bauk notes
13,137,006 00
Fractional currency ..
2, 103,298 16
25,709,166 64
Specie
91, 072, 349 00
Legal tender notes
Three per cent, cert'fs. 37, 570, COO 00
Total




1,627,032,030 28

7 1.
JUNK 10.

APRIL 29.
1,707 banks.
$779,321,828
354, 427, 200
15, 236, 500
22, 487, 950
22, 414, 659

OCTOBER 2.

DECExMBER 16.

1,723 banks.

1,767 b a n k s .

1,790 banks.

11 $789,416,568 13 $831, 552, 210 00 $818,996,311 74
00 357, 388, 930 00 364, 475, 800 00 366, 840,200 00
23,155,150 00
28, 087, 500 00
00
15, 250, 500 00
17, 675, 5! 10 00
17, 753, 650 00
00
24, 230, 300 00
23,061,184 20
24,517,059 35
05
23, 132,871 05

85,061,016
38, 332, 679
11,478, 174
29, 242, 762
6, 704, 159
4,414,755

31
74
71
79
73
40

12, 749, 289
130,855,098
10, 032, 323
2, 135, 703
22, 732, 027
100,219, 126
33, 935, 000

84
15
00
09
02
00
00

1,094,440.912 94

92, 369, 246
39, 636, 579
11,853,308
29, 637, 99J
6, 295, 099
5, 026, 385

71
35
00
30
46
97

86, 878, 608
43, 525, 362
12, 772, 669
30, 089, 783
6, 153, 370
5,500,890

84
05
83
85
29
17

14, 058, 268 86
13,101,497 95
102,091,311 75 101, 165, 854 52
14, 197, 653 00
19, 101,389 00
2, 095, 485 79
2, 100,713 22
13 252, 998 17
19,924,955 16
122, 137,000 00 109,414,735 00
3J, 690, O O 00 25, 075, 000 00
U

77, 985, 600 53
43,313,344 78
13,069,301 40
30, 070, 330 57
7,330,424 12
5,956,073 74
13,784,424 76
114, 538, 539 93
13,085,904 00
2,061,603 89
29, 595, 299 56
93, 942, 707 00
21, 400, 000 00

1,703,415,335 65 1.730,5^6,899 72 1,715,861,897 22

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Banks from October, 1863, to October, 1875—Continued.
60.

I §
JANUARY 4.

APRIL 17.

JUNE 12.

OCTOBER 9.

1,628 banks.

Inabilities.

1,620 banks.

1,619 bunks.

1,617 banks.

$419,040,931 00

$420, 818, 721 00

$422, 659, 260 00

$426, 399,151 00

81,169,936 52
35, 318, 273 71

82,653,989 19
37,489,314 82

82, 218, 576 47
43,812,898 70

86,165,334 32
40, 687, 300 92

National bank notes outstanding
State bank notes outstanding...

294, 476, 702 00
2, 734, 669 00

292, 457, 098 00
2, 615, 387 00

292,753,286 00
2,558,874 00

293, 593, 645 00
2, 454, 697 00

Individual deposits
IT. S. deposits
Dep'tsof U. S. disbursing offic'rs

568,530,934 11
13,211,850 19
3,472,884 90

547,922,174 91
10, 114,328 32
3, 665, 131 61

574, 307, 382 77
10,301,907 71
2, 454, 048 99

511,400,196 63
7,112,646 67
4,516,648 12

Due to national banks
Due to State banks and bankers.

95,453, 139 33
26, 984, 945 74

92, 662, 648 49
23, 018, 610 62

100, 933, 910 03
28,046,771 30

95, 067, 892 83
23,849,371 62

2, 464, 849 81
1, 870, 913 26

2, 392, 205 61
1, 735, 289 07

3, 839, 357 10
2, 140, 363 12

],5L7, 753, 167 03

1,564,174,410 65

1,497,226,604 33

Capital stock
Surplus fund
Undivided profits

Notes and bills re-discounted...
Bills payable
Total

1,540,394,266 50

1 §7
JANUARY 22.

JUNE 9.

OCTOBER 8.

DECEMBER 28.

1,615 banks.
Capital stock

MARCH 24
1,615 banks.

1,612 banks.

1,615 bank s.

1,648 banks

$426, 074, 954 00 $127, 504, 247 00 $427, 235, 701 00 $430, 399, 301 00

$435, 356, C04 00

90,174,281 14
34,300,430 80

90, 229, 954 59
43, 109, 471 62

91,689,834 12
42, 861, 712 59

94, 061, 438 95
38, 608, 618 91

94,705, 740 34
46, 056, 428 55

Nat'l bank circulation. 292, 838, 935 00
State bank circulation.
2, 351, 993 00

292,509, 149 00
2, 279, 469 00

291,183,614 00
2, 222, 793 00

291,798,640 DO
2,138, 548 00

296, 205, 446 00
2, 091, 799 00

Surplus fund
Undivided profits

Dividends unpaid

2, 299, 296 27

1, 483, 416 15

1, 517, 595 18

2, 462, 591 31

2, 242, 556 49

546, 236, 881 57
Individual deposits
6, 750, 139 19
U. S. deposits
2, 592, 001
Dep'ts U.S. dis.offic'rs

516, 058, 085 26
6,424,421 25
4, 778, 225 93

542, 261,563 18
10, 677, 873 92
2, 592, 967 54

501, 407, 586 90
6, 807, 978 49
4/550,142 08

507, 368, 618 67
6, 074, 407 90
4,155, 304 25

108,351,300 33
28, 904, 849 14

109,667,715 95
29, 767, 575 21

115,456,491 84
33, 012, 162 78

100, 348, 292 45
29, 693, 910 80

106,090,414 53
29, 200, 587 29

3, 842, 542 30
1, 543, 753 49

2, 462, 647 49
2, 873, 357 40

2,741,843 53
2, 302, 756 99

3, 843, 577 67
4, 592, 609 76

4, 612,131 08
4, 838, 667 83

Due to national banks
Due to State banks
Notes re-discounted . . Bills payable
Total

1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93

1.
MARCH 18.

JUNE 10.

OCTOBER 2.

DECEMBER 16.

1,688 banks.
Capital stock

APRIL 29.
1,707 banks.

1,723 banks.

1,767 banks.

1,790 banks.

$444, 232, 771 00 $446, 925, 493 00 $450,330,841 00 $458, 255, 696 00

$460, 225,866 00

96,862,081 66
43, 883, 857 64

97, 620, 099 28
44, 776, 030 71

98, 322, 203 80
45, 535, 227 79

101,112,671 91
42,008,714 38

101,573, 153 62
48, 630, 925 81

Nat'l bank circulation. 301, 713, 460 00
2, 035, 800 00
State bank circulation .

306,131,393 00
1, 982, 580 00

307, 793, 880 00
1, 968, 058 00

315,519,117 00
1, 921, 056 00

318,265,481 00
1, 886, 538 00

Surplus fund
Undivided'profits

1, 263, 767 70

2, 235, 248 46

1, 408, 628 25

4, 540,194 61

1, 393, 427 98

561,190,830 41
Individual deposits
6, 314, 957 81
U. S. deposits
4,813,016 66
Dep'ts U. S. dis. offic'rs

611,025,174 10
6,521,572 92
3, 757, 873 84

602,110,758 16
6, 265,167 94
4, 893, 907 25

600, 868, 486 55
20,511,935 98
5, 393, 598 89

596, 586, 487 54
14, 829, 525 65
5, 399,108 34

Due to national banks. 118, 904, 865 84
37,311,519 13
Due to State banks

128,037,469 17
3.6,113, 290 67

135,167,847 69
41, 219, 802 96

131,730,713 04
40, 211, 971 67

118,657,614 16
38,116, 950 67

3,256, 896 42
5, 248, 206 01

3, 573, 723 02
5, 740, 964 77

3,120, 039 09
5, 278, 973 72

Dividends unpaid

Notes rc-discounted .
Bills payable
Total




1,627,032,030 28 1,694,440,912 94

3, 964, 552 57
4,528,191 12

4, 922, 455 78
5, 374, 362 67

1,703,415,335 65 1,730,566,899 72 1,715,861,897 22

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
FEBRUARY 27.

APRIL 19.

JUNE 10.

OCTOBER 3.

1,814 banks.

1,843 banks.

1,853 banks.

1,919 banks.

DECEMBER 27. j

Resources.
Loans and discounts.. $839,665,077 91
Bonds for circulation . 370, 924, 700 00
15, 870, 000 00
Bonds for deposits
IT. S. bonds on hand . . 21,323,150 00
Other stocks and b'ds. 22, 838, 338 80
89, 548, 329 93
Due from red'g agents
Due from nat'i banks . 38, 282, 905 86
12,269,822 68
Due from State banks
30, 637, 676 75
Real estate, &c
6,265,655 13
Current expenses
6, 308, 82 L 86
Premiums paid
12,143,403 12
Cash items
Clearing-house exch'gs 93,154, 319 74
National bank notes.. 15, 552, 087 00
2,278, 143 24
Fractional currency . .
25, 507, 825 32
Soecie
97, 865, 400 00
Legal tender notes
X . S. cert'fs of deposit.
T
Three per cent, cert'fs- 18, 980, 000 00
Total

j

:

1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 !l,773,556,532 43

FEBRUARY 28.
1,947 banks.
Loans and discounts.. $913, 265,189
Bonds for circulation .] 384, 675, 050
Bonds for deposits
1 15, 035, 000
U. S. bonds on hand . . I 10, 436, 950
Other stocks and b'ds.j 22, 063, 306
Due from red'g agents j 95, 773,077
Due from nat'l banks j 39, 483, 700
Due from State banks j 13, 595.679
Real estate, &c
j 34, 023, 057
Current expenses
| 6, 977,831
Premiums paid
j 7, 205, 259
Cash items
j 11, 761,711
Clearing-house exch'gsi 131, 383, 860
998, 779
National bank notes . . j
289.680
Fractional currency ..{
777, 673
Specie
i
141,909
Legal tender notes
j
460, 000
U. S. cert'fs of deposit, j
805, 000
Three per cent, cert'fs. j
Total.

1,940 banks,

$844,902,253 49 $871,531,448 67 $877,197, 923 47 $885, 653, 449 62
i 374, 428, 450 00 377, 029, 700 00 382, 046, 400 00 384, 458, 500 00
i 15, 169, 000 00
15, 479, 750 00
15, 409, 950 00
16,304,750 00
1 19,292,100 00
12,142, 550 00
16, 458, 250 00
10, 306, 100 00
21, 538, 914 06
23, 533, 151 73
22,270,610 47
23, 160, 557 29
; 82,120, 017 24
80,717,071 30
91,564,269 53
86, 401, 459 44
!
36, 697, 592 81
34, 486, 593 87
39, 468, 323 39
42,707,613 54
: 12,299,716 94
12, 976, 878 01
13, 014, 265 26
12, 008, 843 54
\ 30. 809, 274 98
32,276,498 17
31, 123,843 21
33,014,796 83
' 7,026,041 23
6,310,428 79
6,719,794 90
8, 454, 803 97
, 6,544,279 29
6, 546, 848 52
6,616, 174 75
7, 097, 847 86
'• 12,461, 171 40
14,916,784 34
13, 458, 753 80
13, 696, 723 85
j 114, 195, 966 36
88,592,800 16 110,086,315 37
90, 145, 482 72
, 18, 492, 832 00
15,787,296 00
16,253,560 00
19, 070, 322 00
2, 143,249 29
2,151, 747 88
2,069,464 12
2, 270, 576 32
24, 433, 899 48
10, 229, 756 79
24, 256, 644 14
19,047,336 45
105, 732, 455 00 122,994,417 00 105,121, 104 00 102,922,369 00
6,710,000 00
12, 650, 000 00
7,140, 000 00
4,185, 000 00
; 15, 365, 000 00
12, 005, COO 00

67
00
00
00
20
10
09
17
77
35
67
50
95
00
21
53
00
00
00

SEPTEMBER 12. ! DECEMBER 26.
1,962 banks.
$912,064,267 31
1
386, 763, 800 00
I 16, 235, 000 00
|
9,613,550 00
22,449,146 04
88,815,557 80
! 38, 671, 088 63
! 12, 883, 353 37
i 34,216,878 07
7,410,045 87
'
7, 559, 987 67
i 11,425,21)9 00
i 94, 132, 125 24
\ 19,310,202 00
i 2, 198,973 37
1
16,868,808 74
I 100, 605, 287 00
i 16, 370, 000 00
710. 000 00

,

1,968 banks.

$1)25, 557, 682 42
j 388,080, 300 00
! 15,935, 000 00
!
9,769, 400 00
22,912, 415 63
97, 143. 326 94
43, 3-28, 792 29
14, 073, 287 77
34, 820, 562 77
7, J 54, 211 69
7, 890, 962 14
13,036, 482 58
91,918, 526 59
20, 394, 772 00
2,197, 559 84
27, 950, 086 72
106,381, 491 00
22, 365, 000 (t0
305, 000 00

I

1,976 banks.

1,976 banks.

$944, 220,116 34 $856,816,555 05 !
i 388,330, 400 00 389, 384, 400 00 i
14,805, 000 00
14, 815, 200 00 i
I 8,824, 850 00
8, 630, 850 00 !
I 23,709, 034 53
24, 358, 125 06 j
I 96,134, 120 66 73, 032, 046 87 ;
! 41,413,680 06
40,404,757 97
I 12,022, 873 41
11,185,253 08 :
! 34,661,823 21
35, 556, 746 48 '
| 6,985,436 99
8, 678,170 39 |
7, 752,843 87
7, 987, 707 14 .
'
I 11,433, 913 22
12, 321, 972 80 I
I 88,926,003 53
62,881,342 16 !
i 16,103, 842 00
21,403,179 00 i
1 2,302, 775 26
2, 287, 454 03 I
i 19,868, 469 45
26, 907, 037 58 j
I 92,522, 663 00 108,719,506 00 !
I 20,610, 000 00
24,010,000 00 :

1

il,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 \ 1,729,380,303 61

18 7 4.
JUNE 26.

FEBRUARY 27,
1,975 banks.

1,978 banks.

1,983 banks.

DECEMBER 31.
! 2;004 banks.

2,027 banks.

Loans and discounts..'! ?897,859, 600 46 $923, 347. 030 79 !$926, 195,
071 70 •5954,394,791 59 3955, 862, 580 51
<
Bonds for circulation .1 389,614, 700 00 369, 249, 100 00 ! 390,281,700 00 j383, 254, 800 00 382, 976, 200 00
Bonds for deposits
j 14, 600, 200 00
14,890, 200 00 i 14,890, 200 00 j 14, 691, 700 00 14,714,000 00
10,152, 000 00 i 10,456, 900 00 ! 13,313,550 00
U. S. bonds on hand ..I 11,043, 400 00
15,290,300 00
25, 460, 460 20 ! 27,010,727 48 ! 27, 807, 826 92 28,313,473 12
Other stocks and b'ds.j 25, 305, 736 24
Due from res've ag'ts.j 101,502, 86 L 56 94,017, 603 31 | 97,871,517 06 ; 83, 885, 126 94 80,488,831 45
41,291, 015 24 I 45,770, 715 59 ! 39, 695, 309 47 48,100, 842 62
Due from nat'l banks . 36 624, 001 39
12, 374, 391 28 i 12,469, 592 33 j 11,196,611 73
Due from State banks.' 11,496, 711 47
11,655,573 07
36, 043, 741 50
36, 708, 066 39
Real estate, &c
37, 270,876 51 | 38, 112, 926 52 39,190,683 04
6, 998, 875 75
7, 547, 203 05
Current expenses
7, 550,125 20 i 7, 658, 738 82
5, 510, 566 47
8,741, 028 77
Premiums paid
j
8, 660, 370 84
8, 563,262 27 ; 8, 376, 659 07
8,626, 112 16
257 00 ' 12,296,416 77
Cash items
j 10, 269, 955 50
11,949, 020 71
1.0, 496,
14, 005, 517 33
Clearing-house exch'gsi 62, 768, 119 19
94, 877, 796 52
63, 896,271 31 97,383,687 11 112,995,317 55
National bank notes . . J 20, 003, 251 00
20, 673, 452 00 23, 527,991 00 : 18, 450, 013 00
22, 532, 336 00
Fractional currency . . j 2, 309, 919 73
2, 167, 186 69
2, 283,898 92 j 2,224,943 12
2, 392, 668 74
Specie
33, 365, 863 56
32, 569, 969 26 22, 326,207 27 ; 21.240.945 23
22,436,761 04
Legal tender notes
102,717, 563 00 101, 692, 930 00 103, 108,350 00 j 80.021.946 00
82,604,791 00
U. S. cert'fs of deposit. 37, 235, 000 00
40, 135, 000 00 47, 780,000 00 ' 42, 825, 000 00
33, 670, 000 00
Dep. with U. S. Treas.
91, 250 00 I 20,349,950 15
21,043,084 36
Total




11,808,500,529 16 jl,867,802,796 28 I,851,840,913 64 1,877 180,942 44 11,902,409,638 46 |

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Banks from October, 18G3? to October, 1875—Continued.
FEBRUARY 27.

JUNE 10.

OCTOBER 3. j DECEMBER 27.

Liabilities.
1,814 banks.
Capital s t o c k . . .

|

1,843 banks.

1,853 banks.

1,919 banks,

j

1/940 banks.

..$464,081,744 C I $467, 924, 318 00 $470,543,301 00 $479, 629,174 00
O

$482, 606, 252 00

103, 787, 082 62 104, 312, 525 81 105,181, 943 28 110, 257, 516 45
46, 623, 784 50
43,310,344 46 j 46, 428, 590 90 50,234,298 32

111,410,248 98
56,762,411 89

Nat'l bank circulation. 321, 634, 675 00 325, 305, 752 00 327, 092, 752 00 333, 495. 027 00
State bank circulation.
1, 830, 563 00 | 1, 763, 885 00 I 1,700,935 00
1, 567,143 00

336, 289, 285 00
1,511,396 00

Surplus fund
Undivided profits

Dividends unpaid

1,451,746 29:

1, 561, 914 45 I

1,454,044 06

3,149, 749 61 I

1, 356, 934 48

Individual deposits
I 593, 645, 666 16 620, 775, 265 78 618, 801, 619 49
6, 355, 722 95 6,993,014 77
U . S . deposits
\ 7,114,893 47 \
3,416,371 16
Dep'ts U. S. dis. officers
5, 024, 699 44 !
5, 463, 953 48

613, 290, 671 45
7,853,772 41
4, 563, 833 79

598,114,679 26
7,863,894 93
5,136, 597 74

Due to national banks! 128, 627, 494 44 120, 755, 565 86 132, 804, 924 02
Due to State b a n k s . . . | 39, 025,165 44 | 35, 005, 127 84 39, 878, 826 42

110,047,347 67
33, 789, 083 82

124, 218, 392 83
34, 794, 963 37

5,549,431 88
6, 040, 562 66

6, 545, 059 78
6,946,416 17

Notes re-discounted . . .
Bills payable

3, 818, 686 91
6,062,896 11

Total

4, 225, 622 04
5,821,551 76

4, 745,178 22
5, 942, 479 34

1,719,415,657 34 11,743,652,213 55 11,770,837,269 40 |l,755,857,098 24 1,773,556,532 43

18
FEBRUARY 28.

JUNE 13.

SEPTEMBER 12.

1,947 banks.
Capital stock

APRIL 25.
1,962 banks.

1,968 banks.

1,976 banks.

$484,551,811 00 $487, 891, 251 00 $490,109, 801 00 $491, 072, 616 00

Surplus fund
Undivided profits

DECEMBER 26.
1,976 banks.
$490,266,611 00

114,681,048 73
48, 578, 045 28

115,805,574 57
52,415,348 46

116, 847, 454 62
55, 306, 154 69

120, 314, 499 20
54, 515,131 76

120,961,267 91
58,375,169 43

Nat'l bank circulation. 336, 292, 459 00
State bank circulation.
1, 368, 271 00

338,163, 864 00
1, 280, 208 00

338, 788, 504 00
1, 224, 470 00

339,081,799 00
1,188, 853 00

341,320,256 00
1,130, 585 00

Dividends unpaid

1, 465, 993 60

1, 462, 336 77

1,400,491 90

1,402,547 89

1, 269, 474 74

Individual deposits
656,187,551 61
U. S. deposits
7, 044, 848 34
Dep'tsU. S. dis. officers
5, 835, 696 60

616,848,358 25
7, 880, 057 73
4, 425, 750 14

641,121,775 27
8,691,001 95
6,416,275 10

622, 685, 563 29
7, 829, 327 73
8, 098, 560 13

540, 510, 602 78
7, 680, 375 26
4, 705, 593 36

Due to national banks. 134, 231, 842 95
Due to State b a n k s . . . 38, 124, 803 85

126,631,926 24
35,036,433 18

137, 856, 085 67
40, 741, 788 47

133, 672, 732 94
39, 298,148 14

114,996,666 54
36, 598, 076 29

5, 403. 043 38
7, 059,128 39

5, 515, 900 67
7,215,157 04

5, 987, 512 36
5,480,554 09

3, 811, 487 89
7,754, 137 4L

1,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53

1,729,380,303 6L

Notes re-discounted...
Bills payable

5,117,810 50
5, 672, 532 75

Total

7 4.
FEBRUARY 27.

MAY 1.

JUNE 26.

OCTOBER 2.

1,975 banks.

1,978 banks.

1,983 banks.

2,004 banks.

$490,859,901 00 $490, 077,101 00 $491, 003, 71L 00 $493, 765,121 00

Capital stock .

123,497,347 20
Surplus fund .
Other undivided profitsj 50, 236, 919 88

125,561,081 23
54,331,713 13

DECEMBER 31.
2,027 banks.
$495, 802, 481 00

126,239,308 41
58,332,965 71

128, 958,106 84
51, 484, 437 32

130,485,641 37
51,477,629 33

340, 267, 649 00 338, 538, 743 00
1, 049, 286 00 . 1,009,021 00

333, 225, 298 00
964, 567 00

331,193,159 00
860,417 00

j

Nat'l bank circulation. j 339, 602, 955 00
State bank circulation. j 1, 078, 988 00
Dividends unpaid

1,291,055 63

2, 259,129 91

1,242,474 81

3, 516, 276 99

6, 088, 845 01

Individual deposits.... j 595, 350, 334 90
United States deposits. \ 7, 276, 959 87
Dep'tsU. S. dis. officers
5, 034, 624 46

649, 286, 298 95
7, 994, 422 27
3, 297, 689 24

622, 863,154 44
7, 322, 830 85
3, 238, 639 20

669, 068, 995 88
7, 302, 153 58
3, 927, 828 27

682, 846, 607 45
7, 492, 307 78
3, 579, 722 94

Due to national banks- 138, 435, 388 39
Due to State banks . . . 48,112,223 40

135, 640, 418 24
48, 683, 924 34

143, 033, 822 25
50, 227, 426 18

125,102, 049 93
50,718,007 87

129, 188,671 42
51, 629, 602 36

4, 581, 420 38
4, 772, 662 59

4. 436, 256 22
4, 352, 560 57

4, 197,372 25
4,950,727 51

6, 365, 652 97
5, 398, 900 83

Notes re -discounted...
Bills payable
Total




|

3, 448, 828 92
4,275,002 51

1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1, 902, 409, 638 46

10

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1 8 V 5.
MARCH 1.
2,029 banks.

Loans and discounts
j $956, 485, 939 35
Bonds for circulation
380, 682, 65!) 00
Bonds for deposit
14,492, 2<;0 00
U. S. bonds on hand
j
18, 0fi2. 150 00
Other stocks and bonds
j
28, 268, 841 69
89,991, 175 34
Due from reserve agents
44, 720, 394 11
Due from national banks
12, 7-24, 243 97
Due from State banks
39, 430, 952 12
Real estate, &c
7, 790, 58! 86
Current expenses
9, 006, 880 92
Premiums paid .
11,734, 762 42
Cash items
81, 127, 796 39
Clearing-house exchanges
j
]8, 909, 397 00
National bank notes
j
3 008, 592 12
Fractional currency
|
16,667, 106 17
Specie
j
Legal tender notes.
78, 508, 170 00
U. S. certificates of deposit
j
37, 200, 000 00
Deposit with U. S. Treasurer.. j
21, 007, 919 76
Total




MAY 1.

JUNE 30.

2,046 banks.

2,076 banks.

$971, 835, 298 74
$972, 926, 532 14
378, 026, 900 00
375, 127,900 00
14,147,200 00
14,' 372, 200 00 j
12,753,000 00
14, 297. 650 00 j
32,010,316 18
• 29, 102, 197 10 !
89, 788, 903 73
80, 620, 878 75 I
46, 039, 597 57 !
48,513,388 86
11,625,647 15
12, 094, 086 39 j
40, 969, 020 49
40, 312,285 99 j
706, 700 42 |
4,992,044 34
8, 742, 393 83
] 434,453 14 i
12,433, 100 43
13, 122,145 88 '
970, 819 05
88, 924, 025 93
116,
24,261,961 00
19, 504, 640 00
2, 620, 504 26
2 702, 326 44 |
18, 959, 582 30
10, 620, 36 L 64 |
87, 492, 895 00
84, 015, 928 0!) j
47,310,000 00
38, 615,000 00 !
454, 422 29 I
19, 640, 785 52

2,087 banks.
$984, 691, 434 40
370,321,700 00
14, 097, 200 00
13, 989, 950 00
33, 505, 045 15
85,701,259 82
47,028,769 18
11,963,768 90
42, 366, 647 65
7,841,213 05
8,670,091 18
12,758,872 03
75, 142, 863 45
18, 528, 837 00
2,595,631 78
8, 050, 329 73
76,458,734 00
48,810,000 00
19, 686, 960 30

j 1,869,819, 753 22 I 1,909,847,891 40 I 1,913,239,201 16 I 1,882,209,307 62

REPORT OF THE COMPTROLLER OF THE CURRENCY.

11

Banks from October, ISO.0*, to October, 1875—Continued.
1 815.
MARUi 1.

MAY 1.

j

JUNE 30.

2.029 bank*.

2,046 banks'.

j

2,076 banks.

Liabilities.
j
Capital stock.

$496,272,901 00

J

$198,717,143 00 j

$501, 568, 563 50

2,087 banks.
$504,829,769 00

131,249,079
51,650,213

Surplus fund
Other undivided profits.
National bank circulation
State bank circulation

;
I

Dividends unpaid

j

131,604,008 66 !
55, 907, 619 95 !

133 169,094 79
52, 160, 104 63

134, 356, 076 41
52, 964, 953 50

324, 525, 343 !
=24, &7o i

323,321,230 00 j
815, 229 00 i

318, 148,406 00

315,350,379 00
772, 348 00

.,601. 255

2, 501, 742 39 |

786,844 00
6, 105, 519 34

4, 003, 534 90

l
Individual deposits
United States deposits.
•
Deposits U. S. disbursing officers

647,735,970 '
7, 971, 932 '
5, 330, 414 '.

695, 347, 677 70 j 686, 478, 630 48
(i, 797 972 00 i 6, 714, 328 70
3, 459,061 80
2,766,387 41 !

654,579,619 39
6,507,531 59
4,271,195 19

Due to national banks 1 ..
Due to State banks

137.735,12! 44
55, 294, 663 84

127,280,034 02 I 138, 914, 828 39
53, 037, 582 89 j 55, 714, 055 18

129,810,681 60
49, 918, 530 95

Notes re-discounted
Bills payable
Total




4,841,600 20
4, 786, 436 57

5,671,031 44 !
6, 079, 632 94 j

[, 261, 464 45
i 758, 299 85
,

' 1,869,819,753 22 | 1.909,847,891 40 j 1,913,239,201 16 |

5,254,453 66
6, 590, 234 43
1,832,209,307 62




ABSTRACT

REPORTS OF THE CONDITION

THE NATIONAL BANKS
ox
DECEMBER 31, 1874, MARCH 1, MAY 1, JUNE 30, AND OCTOBER J, 1875.

A r r a n g e d toy S t a t e s , T e r r i t o r i e s , a n d Reserve Cities.




LIST OF STATES, TERRITORIES, AND RESERVE CITIES.
STATES AND TERRITOKIES.
Abstract.

Reports.

Page.

States and Territories.

States and Territories.

Page.

32

474

Missouri

Arkansas

34

484 '

Montana

California

48

756

Nebraska

Colorado

50

760

New Hampshir<

Connecticut

20

212

New Jersey . . .

Dakota

54

768

New Mexico...

Delaware

24

431

New York

District of Columbia

26

446

North Carolina

Florida

32

473

Ohio

Georgia

30

469

Oregon

Idaho

52

764

Pennsylvania .,

Illinois

40

604

Rhode Island..

Indiana

38

569

South Carolina

Iowa

44

705

Tennessee .

Kansas

46

744

Texas

Kentucky

36

494

Utah

Louisiana

32

477

Vermont
Virginia

16

59

26

435

Massachusetts

18

113

Wisconsin

Michigan

40

653

Wyoming

Minnesota

44

Reports.

Page.

Alabama

Abstract.

Page.

44
52
46
16
22
50
20
30
36
48
22
18
30
34
34
50
16
36
28
42
52

732
765
751
83
333
759
239
461
511
755
355
191
465
485
480
763
98
448
455
680
767

694

Maine
Maryland

.

RESERVE
Abstract.

CITIES.

Reports. I

Page.

Cities.

West Virginia .

Page.

Cities.

Milwaukee - . .

Albany . . .

22

239

Baltimore

26

435

New Orleans -

Boston . . .

18

116

New York

Chicago . .

40

61.1

Philadelphia .,

Cincinnati

38

519

Pittsburgh

Cleveland

38

522

San Francisco

Detroit . . .

42

659

St. Louis

Louisville

36

500

Washington . .




NOTE.—For index of towns, see end of volume.

Reports.

16

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1874
MAINE.
DECEMBER 31.

MARCH 1.

MAY I .

64 banks.

64 b a n k s .

64 b a n k s .

JUNE 30.

OCTOBER 1.

Resources.
69 b a n k s .

Loans and discounts.. $13, 900, 599 69 $13, 191,773 46 $13, 864, 955 3 3
Bonds for circulation .
8, 9U0, 750 00
8, 900, 750 00
8, 935, 750 0 0
Bonds for deposits
470. 000 00
470, 000 00
470, 000 00
U. S. bonds on hand . .
96, 650 00
103,250 00
**7, 550 00
Other stocks and b'ds
557, 036 29
535,549 16
559, 539 23
1,864,870 28
Due from res've agents
2,081,890 61
1,481,837 64
Due from nat'l banks
201,920 94
129, 952 56
114,962 19
Due from State banks.
12,036 41
5, 183 33
12,324 31
Real estate, &c
281,481 28
282,924 33
313,925 33
Current expenses
22,211 25
42,064 76
38, 162 75
Premiums paid
33,661 93
33, 058 38
40, 934 20
Cash items
451,254 37
321 518 72
328 854 71
Clearing-house exch'gs
....
National bank notes . .
283,964 00
302, 765 (10
359,575 00
22,961 12
29, 367 00
Fractional currency . .
26, 309 58
Specie
25 230 77
22 038 77
26 434 75
440, 430 00
380, 195 00
Legal tender notes . . .
418/J28 00
U. S. cert'fs of deposit.
5, 000 00
5, 000 00
5, 000 o:i
467,574 50
494, 734 50
471,630 70
Dep. with U. S. Treas.
Total

28, 113,243 83

27, 337, 000 79

NEW
43 banks.
Loans and discounts . .
Bonds for circulation .
Bonds for deposits
LJ. S. bonds on hand...
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes..
Fractional currency . .
Specie
Legal tender notes.
IT S cert'fs of deposit
Dep. with U. S. Treas.
Total

4:3 banks.

43 b a n k s .
47
00
00
00
84
32
09

171,283
12, 152
6 966
209, 364

00
08

275, 171 50 I
14, 665, 224 38

46
00
00
00
88
53
62
83
21
65
48
17

$14, 047, 265
9, 298, 250
470, 000
121,950
595,039
2, 099, 767
198, 023
5, 527
329, 287
52, 593
99, 239
466 335

31
00
00
00
58
84
22
02
24
82
94
10

353, 075
24, 576
34 610
429, 369
5, 000
461,366

00
47

440, 773
32, 094
24 563
457, 920
5, 000
492, 696

00
01

91

00
00
50

28, 173,014 71

°6

60
00
57

29, 146, 325 91

HAMPSHIRE..

$6, 592, 629 96 \ $fi, 343, 821
5, 342, 000 00 ' 5, 342, 000
3 1 2 , 0 0 0 0 0 ••
312,000
3 ,500 00 !
32, 600
209, 787 33
215,609
1,002,415 52 i 1,217,081
16, 082 34 i
7, 103
26,812 84 !
27, 695
197,864 08 :
210, 159
39, 057 80
39, 444
37,064 03
32, 064
106 870 24
71 394
206,628 00
12,531 90 !
11 529 84 ;
244,279 00

27, 476, 077 51

69 b a n k s

$14, 005, 808
9, 203, 250
470, 000
105,300
532, 824
1,644.016
149, 189
1, 722
318,699
23,810
81,678
328, 716

06
04
00
03
85

16
00

44 banks.

$6, 645, 511 48
5, 358, 000 00
312,000 00
32, 501) 00
199, 13L 20
885, 307 26
8. 565 97
31,266 84
195,676 90
39,275 14
34,864 03
90 305 96
130, 838 00
12, .23 55
2 572 59
195,771 00

$6, 645, 466
5, 453, 000
312,000
29. 500
215,915
978, 208
13, 603
62, 409
209, 606
41,878
41,509
64 659

44 banks.
11
00
00
00
40
75
06
54
90
20
53
65

$6,899,341
5, 513, 000
312,000
39, 600
210,355
1,041,893
8, 883
31,049
215,306
58, 242
64, 605
109 391

211,131 00
9,997 45
2 985 0 0
199,391 00

176, 227
12, 400
] 799
220, 622

24
Of)

00
00
01
87
16
70
44
49
23
7?
00
08
41
00

288, 756 00

312,944 50

247, 595 00

259, 088 87

14, 539, 493 94

14, 487, 254 42

14, 738, 856 81

15, 173, 806 26

VERMONT.
42 banks.
Loans and discounts . . $10, 367, 607 01
Bonds for circulation .
7, 742, 000 00
275, 000 00
Bonds for deposits
U. S. bonds on hand . .
220, 800 00
287, 152 81
Other stocks and b'ds.
990, 929 04
Due fromres've agents
Due from nat'l banks.
127, 568 26
Due from State banks
6,200 45
252, 840 17
Real estate, &c
Current expenses
19, 786 96
Premiums paid
33,650 74
Cash items
111 297 57
Clearing-house exch'gs
National bank notes . .
157,811 00
Fractional currency..
19, 358 72
Specie
22 249 53
Legal tender notes
385, 053 00
U. S. cert'fs of deposit.
395,412 10
Dep. with U.S. Treas.
Total




21,414,717 36

41 banks.

42 banks.

43 banks.

45 banks.

$10,377,777
7, 788, 500
275, 000
283, 050
296 695
947, 230
100,032
11,821
252, 256
18 998
50, 878
81 587

12
00
00
00
96
84
80
46
02
59
75
43

$10, 645, 077
7,813,500
275, 000
176,900
251, 993
797,027
87, 549
5, 593
235, 269
25, 586
3L,467
83 683

97
00
00
00
00
65
60
02
45
14
00
51

$10,789,284
7, 883, 500
275,1)00
188, 150
267, 0L0
962, 207
96, 907
275
252, 282
24,815
42, 835
117 831

43
00
00
00
50
37
66
25
42
69
46
61

$11,225,379
8, 035, 500
275, 000
161,950
277,644
1, 122, 372
102, 695
1.795
275, 757
30, 138
50, 612
131 448

99,441
17, 800
20, 263
330, 774

00
81
64
00

126, 624
12, 833
20, 774
315,870

00
97
97
00

184,751
15, 907
16, 499
337, 308

00
40
76
00

155, 785
17,911
5 784
410, 728

409, 394 50

425, 694 50

374, 656 72

21,361,502 92

21,330,444 08

21,829,223 30

00
00
00
00
70
64
44
15
32
95
29
62
00
68 |
oq |
00

380, 202 12
22, 660, 705

20 1

REPORT OF THE COMPTROLLER OF THE CURRENCY.

17

arranged by States and cities of redemption.
MAINS.
MARCH 1.

64 b a n k s .

MAY 1.

JUNE 30.

OCTOBER 1

64 banks.

DECEMBER 31.

64 banks

69 banks

69 banks.

$9, 740, 000 00

$9, 740, 000 Oi) $9,815,000 00

$10, 153, 000 00

$10,310,000 00

Surplus fund
Other undivided profits

2,171, 697 74
1, 363, 969 02

2,193, 265 33 ! 2, 194,757 98
1, 439, 706 85 1, 490, 872 Id

2, 203, 733 44
1,438,818 92

2, 103,055 02
1,559,105 73

Nat'l bank circulation.
State bank circulation;

7, 714, 133 00
8, 602 00

7, 685, 658 00 j 7,731.816 00
7,602 00
8, 597 00 ;

7,837,138 00
7, 602 00

8, 103, 133 00
7,602 00

Capital stock .

Dividends unpaid
Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers
Due to national banks.
Due to State banks . . .
Notes re-discounted . . .
Bills payable
Total .

102, 01.4 41

265, 521 82

76, 497 20

5,562,055 60 i 5, 643, 922 06
113, 130 01 s
148, 05 L 39
288, 723 79 ;
89, 865 32

5, 585, 430 06
109, 8 L0 88
133, 716 16

6, 431, 353 69
104, 497 35
180,386 12

147, 225 54 !
60, 536 36 i

183, 167 48
43, 901

366, 432 48
51, 834 83

191,276 53
34,416 77

44, 405 34
203 43

25, 107 50

12, 287 39
7, 688 73

45, 002 50

27,476,077 51 I 28,173,014 71

29,146,325 91

254, 528 86 I
5, 878, 911 52
131, 135 61
165, 391 35

53, 487 54

524, 212 87 |
548 49 |
901 04
212 33

28,113,243 83 j 27,337,000 79

NEW

HAMPSHIRE.

43 banks

43 banks.

$5 315 000 00

$5, 315, 000 00

$5, 315, 000 00

$5, 435, 000 00

$5 465 000 00

Surplus fund
Other undivided profits

1, 030, 402 61
549, 203 89

1, 034, 075 85
499, 228 17

1, 043, 452 41
548, 778 63

1, 035, 262 41
542, 759 32

J.f 055, 453 28
540, 481 31

Nat'l bank circulation.
State bank circulation.

4,661,318 00
13, 677 00

4, 615,'872 00
13, 640 00

4, 660, 460 00
11,946 00

4, 692, 500 00
10, 497 00

4, 778, 298 00
8, 945 00

Capital stock

43 banks

44 banks.

44 banks.

75, 015 04

20, 8-19 86

32, 866 36

63, 222 15

22, 258 72

Individual deposits
17 S deposits
Dep'ts TJ. S. dis. officers

2, 669, 966 19
138, 107 22
73, 490 79

2, 710, 935 10
86, 807 96
147,676 82

2,694, 191 36
98, 725 36
37,370 14

2, 720, 678 36
1L9, 014 44
51,393 65

3, 048, 643 77
91,805 66
99, 757 02

Due to national banks.
Due to State banks . . .

60, 080 78
68, 962 ^6

23, 602 60
40, 562 98

26, 986 20
. 7, 399 91

53, 192 37
9,337 11

51, 569 10

Notes re-discounted . . .
Bills payable

10, 000 00

30, 642 60

10, 078 69

6, 000 00

11, 585 84
8 56

14, 665, 224 38

14, 539, 493 94

14, 487, 254 42

14, 738, 856 8L

15, 173, 806 26

Dividends unpaid

Total

VERMONT.
42 banks.

42 banks.

41 banks.

$7, 862, 712 50

43 banks.

45 banks.

$7, 915, 432 50

$7, 937, 712 50

$8,101, 887 50

Other undivided profits

1,716,430 04
673, 688 45

1, 777, 865 13
492, 395 65

1, 769, 560 86
594, 824 52

1, 842, 036 14
576, 554 85

1,911,400 73
530, 116 19

Nat'l bank circulation.
State bank circulation.

6, 735, 249 00
7, 222 00

6, 718, 312 00
7, 222 00

6, 788, 472 00
7,207 00

6,791,998 00
6, 207 00

6, 979, 387 00
6,200 00

Capital stock

$8,396,910 00

Due to national banks .
Due to State banks
Notes re-discounted
Bills payable
Total

H. Ex.




73,342 61

13,645 11

5,949 81

108, 370 21

11,392 23

3,981,676 73
60,218 66
69, 852 25

3, 878, 705 13
73, 672 97
176, 548 76

3, 809, 2J5 14
80, 553 68
51, 662 27

4, 064, 664 04
54, 267 57
56, 589 49

4, 490, 365 76
62, 191 30
62, 891 60

143,084 05
10,569 62

105, 729 58
506 72

47,369 12
2, 429 38

27, 487 99

159, 450 00

154,050 00

179, 050 00

9, 000 00
167, 850 00

662 40
181, 700 00

21,414,717 36

Dividends unpaid
Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

21,361,502 92

21,330,444 08

63,211 99
11,663 13

21,829,223 30

22, 660, 705 20

18

REPORT OF THE COMPTROLLER OF THE CCRRENCY.
Abstract of reports since October 2, 1874, arranged
MASSACHUSETTS.
DECEMBER 31.

MARCH 1.

169 b a n k s .

169 banks

Loans and discounts.. $64, 279, 096 74
Bonds for circulation . 37, 432, 750 00
1, 177, 700 oo
Bonds for deposits.
598, 100 oo
U. S. bonds on hand . .
1, 115,935 32
Other stocks and b'ds.
6, 308, 283 91
Due from res've agents
609,410 87
Due from nat'l banks.
122, 655 16
Due from State banks.
1,481,057 98
Real estate, &c
288, 159 72
Current expenses
233 409
Premiums paid . . . . . .
Cash items
744 652 67
Clearing-house exch'gs
1,182,110 00
National bank notes.186, 6i)3 70
Fractional currency . .
141 610 51
Specie
Legal tender notes
i
1,920,613 00
;
230, ooo 00
U. S.eert'fs of deposit.
1,921,888 50
Dep. with U. S. Treas. ;
Total

MAY

459, Tyi.1 87

302 367 04
643 469 75

119, 974, 037 33

120

00
04
66
00
00
00

287, 203 62

OCTOBER 1

JUNE 30.

17 0 b*' nks.

$62 520,610 37
38 1 15, 050 00
J 097, 700 00
481,350 00
1 03!i, 326 00
8 274, 527 3 0
435, 852 41
r-9, 704 54
J 52*, 857 04

1 041,893
16 ), 908
90 510
1 871. 929
225, 000
1 908,680

1.

175 b a n k s

179 banks.

$64, 812, 010 69 $65 419,759 34
38, 419, or,o Oi) : 38, 880, 050 00
1, 037, 700 00
1, 037, 700 00
336, 0 0 0 00
431,850 00
165, 557 68
1,
1, 083, 057 51
0, 840, 2 5 0 10 j
7, 193,882 86
5 10, 4 0 5 30
552, 305 71
109. 257 97
150,066 32
1, 588, 234 71
1, 641,701 70
! f>3, 0 1 0 12
223, 664 0 3
o q 571 1 4 '<
444 "-'GO QO
6° 5 f-)4 6 4 ^
593 °38 64
9 7 5 998
167, 794

00
10

1, 899, 625 oo i
250, 0 0 0 00 '
2, 018, 9 t 8 50
121, 340, 843 07

1, 271,183 00
154,748 81
84 782 1?
1 869, 653 00
245, 000 00
1 945, 905 50

$67 252,016
39 203, 050
1, 047, 700
526, 700
1 245, 244
8 241, 088
576. 365
62,618
1 684, 164
256, 986
473 882
862 919

45
00
00
00
43
08
39
65
18

1 424, 300
175, 138
69 077
1 924, 174
270, 000
2 155,678

00
53
46
00
00
19

20
38

°L

123 222, 749 37

127 451,103 15

51 banks.

53 banks.

CITY OF BOSTON.
1

5L banks.

r1

Oil
nks.

Loans and discounts.- 99, 679, 209 84 $ 101, 443, 203 86
30, 485, 500 00
Bonds for circulation . 29, 803, 500 01 i
150, 000 00
150, i .'00 00
Bonds for deposits
1,713,000 (J! j ; 1, 515, 700 00
U. S. bonds on hand . .
398, 600 00
395, 8 2 L 20
Other stocks and b'ds.
Due from res've ag'ts 7,451,846 50
9, 247, 948 22
5, 593, 373 64
735, 160 58
Due from mit'l banks
Due from State banks
250, 049 9 3
284, 950 60
2,349, 104 1!.
2, 441, 3 9 5 34
Real estate, &c
Current expenses
680, 190 07 ; l, 225, 847 84
267, 20:5 63
386, 914 88
Premiums paid
j
Cash items
532, 779 (i()
4 8 1, 0 4 5 10
5 0;i'.), 617 08
6,610, 139 59
Clearing-house exch'gs
National banknotes . .
3, 508, 445 0.) : 'J 8:)0, 9 4 5 00
114,641 .30
109, 2^7 51
Fractional currency . .
1 270, 1 14 45
Specie
2, 193,641 04
5, 284, 363 00
5 062, 801. 00
Legal tender notes
j
3 560, 0 0 0 00
U. S. cert'fs of deposit, i 3, 005, 000 00
1, 927, 364 70 ; 1 700, 062 70
Dep. withU. S. Treas.
72, 113. I l l 95

173 122

3! 5 36

51 banks.
$99, 526, 397 78
3 1 , 162, 500
15!i, OK)
1, 092, 7i)0
31-8,821
8, 886, 07:)
:.-), 406, 8! 3
:5J1, 9!H»
2, 584, 22!)
i 3 i , *;<;;
432, 9<i3
483, 036
7, 220, 005
2, 3 4 . 5 1 5
110, 102
843, 457
4, 288, 769
175, 000
1, 8S8, 112
170 421, 197

40
92
89
31
47
64
43
00
44
20
00
00
25

$99, 576, 184 40 $104,942,832 33
30, 925, 500 00
30, 943, 500 00
150, 000 00
150, 000 00
989, 900 00
419, 400 00
471,421 29
56i, 246 29
9 362, 600 34
9, 436, 652 92
4, 678, 746 77
4, 880, 279 08
479, 142 42
365, 435 33
2, 622, 638 75
2,729,691 06
376,718 05
83,212 98
387, 546 23
368,481 93
572,525 74
491,848 26
7, 536, 020 17
9, 283, 445 62
3,321, 116 00
2, 111, 692 00
100, 706 90
128,315 65
1,758,386 29
384, 796 24
4, 785, 239 00
6, 699, 252 00
3, 080, 000 00
3, 255, 000 00
1, 796, 666 00
2, 009, 908 62

80

172,971,058 35

00
00
0.J

20
87

179,251,990 31

RHODE ISLAND.
62 banks.

62 b a

iks.

62 b a n k s .

62 b a n k s .

62 b a n k s .

L o a n s a n d d i s c o u n t s . . $28, 540, 437 22 $28, 301, 455 09
14, 698, 900 00
Bonds for circulation. 14, 688, 900 00
200, 000 00
175, G O 00
O
Bonds for deposits
23, 000 00
U. S. bonds on bund . .
23 350 00
222, 446 59
228, 146 59
Other stocks and b'ds
1, 693, 048 08 i 1, 679, 527 43
D u e from res've a g ' t s .
D u e from nat'l b a n k s .
556,117 19
551, 965 98
D u e from State banks88,170 28
66, 148 08
598, 962 76
595, 670 11
R e a l estate, &c
123 : 41 50
85,761 73
C u r r e n t expenses
3 0 (!00 00
P r e m i u m s paid
25, 000 00 I
922 902 29
827, 157 33
Cash items
Clearinp-house exch'gs
353 7 4 5 00
316, 167 00
National b a n k notes . .
Fractional currency . .
61,715 26
(54 1J8 84
30 049 HO
Specie . . . . . . . . . . . . . .
29, 391 06
663, 730 00
(339 958 00
L e g a l tender notes
U S cert'fs of deposit
728 501 00
761,034 00
D e p . with U S. T r e a s

$28, 184,456 58
14, 743, 900 00
200, 000 00
23, 000 09
228, 146 59
1,874,027 25
518,609 59
88, 967 72
595, 728 43
133, 755 75
34, 404 84
681, 604 86

774, 000 80

777, 834 05

730, 223 93

49 238 029 80

49, 067,715 52

49 556, 185 70

48 884 196 08

Total




49, 356, 388 50

276, 304
55,71b
25. 453
629\ 637

00
66
45
00

$28, 694, 258
14 74i, 900
200, 000
47, 000
227, 146
2 021, 147
466,730
46, 940
596, 538
84, \86
37, 537
547, 505

48

59
93
00
44
18
58
12
24

$28, 217,229 38
14 776 900 00
210, 000 00
12, oo;) 00
188, 146 59
1, 788, 907 45
426, 187 45
96, 480 16
621, 184 81
125 0 1 8 31
36 9 9 3 12
539, 216 26

407, 252
50,717
25, 139
584, 352

00
73
36
00

387 562
60,717
94 76:>
642 667

00
00
00

00
48
14
00

REPORT OF THE COMPTROLLER OF THE CURRENCY.

19

by States and cities of redemption—Continued.
MASSACHUSETTS.
DECEMBER 31.

MARCH 1.

MAY 1.

JUNE 30.

OCTOBER 1.

Liabilities.
179 banks.

169 banks.
Capital stock

169 banks.

170 banks.

175 banks.

$41,662,000 00

$41,842,000 00

$41,942,000 00

$42, 896, 381 00

$43, 887,100 00

Surplus fund
Other undivided profits

13, 215, 732 28
4, 540, 292 20

13,239, 167 32
5, 260, 200 79

13, 273, 075 42
4,021,773,35

13,322,390 16
4,670,451 66

13, 359, 867 92
4, 060, 562 25

Nat'l bank circulation.
State bank circulation.

32, 599, 438 00
17, 529 00

32, 342, 935 00
14,502 00

33, 076, 235 00
14,406 00

33, 108,437 00
14,404 00

34, 021, 387 00
14, 404 00

Dividends unpaid

30'-,675 71

108,004 79

362, 257 80

328, 242 30

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

25,058,731 87
615,565 59
1, 900 40

25, 895, 728 59
475, 398 34
6, 406 24

26,778,031 74
442, 063 02
8, 517 28

Due to national banks Due to State banks . . .

1, 543, 257 14
109, 080 70

823,754 42
130, 940 64

1,017,583 14
192, 872 00

Notes re-discounted...
Bills payable

258, 334 44
50, 500 00

112, 725 49
35, 500 00

186, 528 32
25,500 00

130, 114 79
50, 669, 24

120, 287, 263 62 121,340,843 07

123, 222, 749 37

Total

119,974,037 33

26,614,401 24
476, 342 01
23, 757 29
1, 463, 954 85
123, 203 83

952,143 31
28, 959, 669 65
538,718 49
28,961 73
1, 264, 852 46
65,835 15
120,601 19
177,000 00
127,451,103 15

CITY OP BOSTON.
51 banks.

51 banks.

51 banks.

Capital stock . . . . . . . . $50 900, 0 0 0 00

$50, 900, 000 00

$51, 000, 000 00

$51, ooo oon 00

$51 700 000 no

Surplus fund
Other undivided profits

13, 140, 861 90
3, 995, 671 44

13, 140, 862 90
5, 249, 912 36

13, 240 349 08
2 768, 596 70

13,392,801 78
3, 866, 437 47

13,359,511 61
2, 407, 514 24

Nat'l bank circulation.
State bank circulation.

25, 041, 698 00

24, 431, 396 00

25, 375,913 00

24, 957,781 00

25, 874, 150 00

5

banks.

53 banks.

57, 692 98

35, 587 47

160, 6L7 04

81, 634 85

1, 601, 044 88

Individual deposits
TJ S deposits
Dep'ts U. S. dis. officers

56, 217, 557 51
32 349 91
36
47

52, 567 182 46
52 779 98

54 414 005 40
45 645 95
31 289 7^

56, 278, 477 84
35, 381 04
31 676 ?5

58,742, 175 28
14, 695 88
15 603 \1

Due to national banks.
Due to State banks

18 516,309 45
3, 876,841 57

21 092 778 17
4 810 073 27

17 489 162 68
4 451 875 42

17 843, 008 18
4 123, 094 00

19,628,272 87
4,214,124 01

Notes re discounted . . .
Bills payable

27 519 72
270 000 00

26, 742 75
815, 000 00

25 742 75
1 415 000 00

25, 765 84
1 335, 000 00

25, 747 33
1, 669,151 10

172,113 111 95

173 122 315 36

170 421 197 80

172 971, 058 35

179,251,990 31

Dividends unpaid

Total

RHODE I S L A N D .
62 banks.

62 banks.

6 2 banks.

62 b a n k s .

62 b a n k s .

no

$20 514 800 on

$20 544 800 on

$20 579 800 on

Surplus fund
Other undivided profits

4, 150, 823 69
1, 593, 056 41

4, 190, 806 82
1, 655, 205 08

4, 224,153 18
1, 805, 368 38

4, 266, 220 59
1, 585, 080 72

4,289,731 20
1,588,669 69

Nat'l bank circulation.
State bank circulation.

12, 886, 333 00
29, 273 00

12, 767,123 00
24, 669 00

12, 742, 346 00
24, 333 00

12, 693, 028 00
24, 329 00

12,910, 345 00
24, 276 00

Capital stock

$20 504 800 00

504, 800

300, 808 94

138,461 85

106, 207 24

304, 517 03

196, 590 39

Individual deposits
U. S. deposits
Dep'ts U. S< dis. officers

7, 712, 433 44
66, 352 65
102,416 46

8, 414,864 00
55, 816 33
132, 578 6L

7, 367, 794 94
70, 563 26
91, 102 78

7, 946, 901 59
89, 742 63
94, 519 91

7, 366, 488 74
54, 244 24
104, 477 27

Due to national banks.
Due to State banks

1, 254, 090 16
698, 000 75

704, 847 94
640, 827 17

966, 773 54
1 124, 273 20

1,050,920 16
956,126 07

996, 490 92
773, 082 63

49, 067, 715 52

49, 556,185 70

48,884, 196 08

Dividends unpaid

Notes re-discounted....
Bills payable
Total




58, 000 00

8,000 00

49 356, 388 50

49 238, 029 80

20

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1874, arranged
CONNECTICUT.
DECEMBER 31.

MARCH 1.

80 banks.

80 banks.

JUNE 30.

Resources.

80 banks.

81 banks.

OCTOBER 1.
81 banks.

-I-

Loans and discounts.. $36, 202. 735 63 $3.), 733, 550 59 j
523, 300 00
Bonds for circulation. 20, 166, 300 ()!)
270, 000 00
270, 000 01)
Bonds for deposits
264, 350 00
241,0-10 00
U. S. bonds on hand . .
042, 964 73
1, 078, 270 82
Other stocks and b'ds.
106,627 t\8
5,265,924 17
Due from res've agents
8U), «89 69
2, 094, 639 75
Due from nat'l banks..
195, 949 84
302, 740 92
Due from State banks 143,922 14
1, 127, 121 6!)
Real estate, &c
19!), 451 79
126, 52:5 67
Current expenses .
108, 061 91
5 3 , 2\>C) t-8
Premiums paid
611,933 16
697, 31)3 27
Cash items
Clearing-house excli'gi
577, 148 00
National bank notes.,
8(5,018 40
Fractional currency . .
62. 818 69
Specie
I, 422, 320 00
Legal tender notes
5,000 00
U. S. cert'fs of deposit
1,018,031. 25
Dep. with U. S. Treas.
Total

I 7 L, 129, 235 93

221 banks.
Loans and discounts. - $71,407, 594 77
Bonds for circulation . 31, 468, 250 00
1, 145, 500 00
Bonds for deposits
1,001,90* 00
U. S. bonds on hand . .
3,051,720 51
Other stocks and b'ds.
8, 562, 775 W
Due from res've agents'
2, 073, 958 20
Due from nat'l banks.:
630, 98;! 75
Due from State banks 2,475,1)93 31
Real estate, &c
439, 113 80
Current expenses
358, 907 22
Premiums paid
1,958,330 2 4
Cash items
Clearing-house exch'gs .
913, 991 00
National bank notes..
209, 760 58 ;
Fractional currency ..I
252, 145 55
Specie
;
Legal tender notes. j 3, 683, 323 00
415, 000 0.)
XL 8. cert'fs of deposit, j
Dep. with U. S. Treas. j 1,717, 141 27
Total

270,
279,
1,019,
3,798,
1, 906
3LI,
1, 160,
237
124
647
661, Hi* 00
82. 736 92
51 [ 9i>7 08
1,413,912 00
5, 000 Oii
1,098,215 75

$37,448, 117 86
20, 495, 800 00
270, 000 00
272,250 00
1,041,613 19
4, 89 L, 482 34
2,159,315 18
209, 580 48
1, 166, 255 27
114, 986 92
117, 872 38
881, 002 60

800 653 00
81,951 99
43. 069 53
1, 439, 507 00

$36, 379, 575 56
20,312,800 00
270, 000 00
316,900 00
1,063,905 71
3,739,293 07
2, 242, 968 37
253,648 03
1, 168,506 38
262,809 35
122,721 49
818,926 04
730,480 00
82,573 19
41, 539 25
1, 560, 128 00

1, 077, 790 75

1,016,409 61

70,944,437 94 I 72,511,248 49

69, 182, 337 87

NBW

$37, 288,
20, 586,

70, 383,186 05

YORK.

221 1

227 banks.

226 banks.

$71, 283,806 88 $70, 538, 756 22
31, 072, 000 00
31, 347, 000 00
1, 095, 500 00 j
1, 095, 500 00
544, 350 00
863, 900 00 !
2L0, 674 37
3,552,710 72 I
455,549 32
8,714,715 17 !
349, 493 67
2, 126, 578 98 I
626,581 78
657,743 29 I
627,441 94
2,709, 171 78 j
4-17,917 97
465, 640 10
324, 429 37
343,484 30
729, 069 08
1, 681, 892 22 '

814, OS!) 00
224,768 97
246, 902 03
3, 610,398 00
420, 000 00
1, 737, 641 3D

856, 438 00
189, 852 52
118, !!52 74
3, 771, 770 00
3H0, 000 0.)

1, 700, 599 73

! 131,765,493 16 13 ), 191, 116 05

131, 157,451 99

1, ((48, 084 00
183,424 09
19-*, 414 14
3, 747, 480 00
385,000 00
1, 694, 875 35

1, 069, 776 00
192, 547 70
138,365 54
3, 807, 124 00
385, 000 00
1,542, 164 19

132,299,091 96 j 130,957,070 21

!

CITY
48 banks

OF N E W Y O R K .
48 banks

48 banks.

48 banks.

48 banks.

Loans and discounts.. $202,658,741 32 $204, 972, 164 16 $203, 805, 599 89 $203, 203, 823 06 $202, 442,120 21
2!), 131, 100 00
27, 366, 100 00
26, 15(5, 100 00
24, 806, 100 00
Bonds for circulation - 30,899, 100 00
650, 000 00
650, 000 00
650. 000 00
Bonds for deposits
650,-000 00
650, 000 00
8,516,200 00
11,264,550 00
8, 054, 950 00
6, 608, 350 00
7, 856, 550 00
U. S. bonds on h a n d . . .
7,041, 129 90
7, 111,669 80
Other stocks and b'ds.
7, 234, 263 17
9, 990,-503 03
10, 319, 933 10
Due from res've agents
14, 152,959 92
Due from nat'l banks. 16,066, 199 53
14, 152, 899 80
13, 693, 006 95
14, 167, 308 52
Due from State banks.
1,789,263 68
2, 199, 161 50
1,434, 602 24
1, 850, 630 23
1, 494, 607 07
Real estate, &c
9,048,931 35
9, 0H0, 156 88
9,289, 198 75
9, 355, 662 90
9, 455, 469 45
Current expenses
623, 955 39
1, 176, 828 16 . 1,111,753 99
311,503 08
1, 770, 932 28
Premiums paid
1,564,512 53
1, 853, 072 65
1, 100. S34 72
1, 404, 044 47
1, 443, 458 06
Cash items
2 8! 1 4591)9
7
1 84!) 794 6 3
2 534 273 18
2 207 648 97
1 936 551 88
Clearing-house exch'gs 91,554, 125 13
59,410,970 85
90, 611, 696 81
50, 467, 797 99
68, 2 l l | 007 97
National bank notes..
3, 121, 662 00
2, 1 13, 897 00
2,480,815 0 0
3,429,051 00
], 800, 970 00
Fractional currency - 278, 387 0 5
304, 605 05
226, 158 99
282, 820 67
296,281 21
Specie
15 854 1554°
11 706 715 51
6 083 3 ) 576
13 665 193a 6
4 955 624 90
Legal tender notes . . . 20, 894, 399 00
19, 304, 248 00
25] 756' 431 00
17,040,091 00
2.^97!),' 103 00
U. S. cert'fs of deposit. 22, 490, 000 00
25,215,000 00
25. 890, 000 00.
36, 070, 000 00
37, 400, 000 00
Dep. with U. S. Treas.
1,831,941 00
1,833,716 00
2, 103, 506 00
1, 403, 464 00
1,354,344 00
Total




, 437, 760, 702 29

403,270, 070 24

428,709,081 3 0

424, 209, 298 64

389, 758, 084 22

!
J
\
|
!

21

REPORT OF THE COMPTROLLER OF THE CURRENCY.
by States and cities of redemption—Continued.
CONNECTICUT.
DECEMBER 31.

Liabilities.
Capital stock

MARCH 1.

MAY 1.

JUNE 30.

80 banks.

80 banks.

80 banks.

81 banks.

$25, 424, 620 00 $25, 425, 120 00 $•25, 654, 620 00 $25, 734, 620 00

Surplus fund
Other undivided profits

7, 399, 837 70
1, 295, 376 44

7,407,312 L3
1, 436, 263 82

7,457,215 81
1, 820, 373 25

7, 524, 127 50
1,312,923 71

Nat'l bank circulation.
State bank circulation.

17, 408, 490 00
134,302 00

17, 263, 687 00
133, 915 00

17, 757, 694 00
132, 770 00

17, 386, 580 00
123,229 00

Dividends unpaid

637, 666 32

166, 940 92

OCTOBER 1.

81 banks.
$25, 795, 520 00
7, 544, 460 54
1,732,471 69
17, 292, 465 00
122, 997 00

176, 142 57

654,941 74

138, 940 35

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

14,834,810 24
166, 222 55
36,812 24

15,634, 123 94
136,016 23
124,662 31

16,097,059 12
115,027 81
20, 582 60

15,946,768 27
102,453 70
52,477 18

15, 649, 232 58
99, 094 90
68, 494 44

Due to national banks.
Due to State banks

3, 057, 800 42
569, 316 84

924,243 39
304, 757 29

1,305,241 61
353,813 77

2, 997, 093 00
525,815 06

1,585,831 14
232, 666 72

163,981 18

21,952 51
203, 343 33

7,554 07
46, 343 33

8, 900 00
141,319 33

69, 182, 337 87

70, 944, 437 94

72,511,248 49

Notes re-discounted
Bills payable
Total

71, 129, 235 93

NEW

121,011 69
70, 383,186 05

YORK.

221 banks

221 bank*.

$35 304 69100

$35 259 69L 00

Surplus fund
Other undivided profits

8, 172.230 80
5,541,252 79

8,214,507 91
4, 908, 922 49

8, 260, 375 96
5,052,916 84

8, 272, 880 35
5, 742, 880 53

8, 387, 206 92
5, 474, 299 12

Nat'l bank circulation.
State bank circulation -

27, 396, 587 00
131,264 00

27, 0£6, 351 00
114, 020 00

27, 277, 963 00
109, 857 00

27, 094, 350 00
105, 472 00

27,283,014 00
102, 882 00

Capital stock

226 banks

227 banks

$35 643 091 on $35 413 091 0 0

226 banks.
$35 484 891 00

291,839 81

96, 218 08

99, 564 49

303, 607 72

93, 065 71

Individual deposits
U S deposits
Dep'ts U. S. dis. officers

48, 088, 329 64
614,647 27
112,973 60

49,913, 105 93
542, 967 91
180,510 02

48, 545, 879 69
528, 561 46
94, 884 27

47, 720, 989 33
515, 835 06
104, 070 46

48, 435, 977 36
461,567 09
151, 595 95

Due to national banks.
Due to State banks . . .

3, 618, 526
1,265,616 28

1,594,287 82
1, 130,431 ]7

2, 149, 995 20
1, 118,991 70

3, 797, 069 30
1, 554, 791 43

2, 299, 314 04
1, 133, 145 99

Notes re-discounted . . .
Bills payable

547, 205 97
680, 328 68

515,209 00
694, 893 72
130, 191, 116 05

854,849 23
820, 525 15
131,157,454 99

963, 608 90
710, 445 88
132, 299, 091 96

879,342 04
770, 768 99

Dividends unpaid

Total

131,765,493 16

CITY

130,957,070 21

OF NEW Y O R K .

48 banks.

48 banks.

48 banks

48 banks.

48 banks.

$68 500 000 00

$68 500 000 0 0

$68 500 000 00

$68 500 000 nn

$68 500 000 00

Surplus fund
Other undivided profits

22, 73'i, 893 67
10, 746, 621 30

22, 528, 834 07
11,101,911 36

22, 577, 690 12
12,111,566 30

22, 632, 917 31
11, 322, 980 19

22,515,490 01
11,943,199 76

Nat'l bank circulation.
State bank circulation

24,846,251 00
93, 582 00

22, 349, 369 00
93, 443 00

21, 031, 570 00
93, 321 00

19,230,611 00
92, 747 00

18, 309, 317 00
90, 590 00

Capital stock

1,691,341 89

239, 108 21

611, 107 31

1,611,352 92

228, 460 57

Individual deposits.
214,511,075 37
612, 206 47
U. S. deposits
Dep'ts U. S. dis. officers
30, 674 26

173,244,381 88
308,116 06
28, 158 50

210, 462, 963 84
342, 356 55
64, 838 73

199, 955, 374 90
516, 457 67
30, 453 44

173, 494, 399 10
297,411 25
38, 365 99

76, 263, 729 12
28,413,019 04

67, 082, 952 63
25, 140, 714 82

72, 249, 470 94
27, 891, 90'} 27

69, 039, 514 66
25,176, 335 88

Dividends unpaid

Due to national banks.
Due to State banks . . .
Notes re-discounted . .
Bills payable Total




65, 898, 750 15
26, 599, 306 18
1, 500, 000 00

200, 000 00

690, 000 00

175, 000 00

125, 000 00

437, 760, 702 29

403, 270, 070 24

428, 709, 081 30

424, 209, 298 64

389, 758, 084 22

22

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 2, 1874, arranged
CITY
DECEMBER 31.

OF A L B A N Y .
MAY 1.

31 ARCH 1

JUNE 30.

OCTOBER 1.

Resources.
7 banks.
Loans ana discounts-.
Bonds for circulation .
Bonds for deposits
U. S. bonds on band . .
Other stocks and b'ds.
Due from res've agents
Due from riat'l banks
Due from State banks.
Real estate, <c
fc
Current expenses
Premiums paid
Cash items . . -Clearing-house exch'gs
National bank notes..
Fractional currency . .
Specie . . . . . . . . . . . . .
Legal tender notes
U. S. cert'fs of deposit.
Dep. with U. S. Treas

Total

7 banks.

7 banks.

7 banks.

$7, 704, 487
2,(177,000
200, 000
100,000
99, 925
2, 189, 421
625,812
139,097
338,413
2, 758
43, 924
133, 436
434, 490
70, 475
:-1,559
7,561
587, 191
460, 000
103,015

33
00
00
00
00
80
54
08
16
48
29
39
36
00
21
35
00
00
00

$7, 023,051 73
061, 000 00
200, 000 00
80, 000 00
102, 125 00
3, 041,125 76
1, 132, 248 79
136, 454 28
338,801 4 1
5 391 79
39, 924
129, 871 66
242,210 95
79, 377 00
26, 127 89
7, 377 85
421, 690 00
625, 000 00
141,255 0 0

$6, 774, 063 27
1,861,000 00
200, 000 00
404, 000 00
173,840 69
2,014, 120 49
1,346,483 64
118, 998 00
336,874 11
85, 181 17
85, 338 20
223,856 94
164,933 00
16, 379 58
7, 245 27
758, 970 00
360, 000 00
91,587 00

$7, 523, 688 66
1, 861, 000 00
200, 000 00
379, 000 00
290, 826 21
3, 053, 609 18
1, 402, 225 08
111,592 65
338, 483 06
3, 824 97
72, 910 03
164, 588 44
131,917 45
81, 602 00
21, 834 85
9, 174 5
w
688,831 00
360, 000 00
115,171 77

15, 101,651 22

15,338,567 99

15 833, 033 40

15,022,871 36

16,810,279 94

NEW
62 banks.

I

JERSEY.

( 2 banks.

(V :

Loans and discounts.. $24,796, 100 2,3 $24, 553, 147 54
12, 442, 650 00
Bonds for circulation . 12, 602, 650 0 0
300, 000 00
300, 000 00
Bonds for deposits
33, 750 00
36, 550 00
U. S. bonds on hand . .
408, 195 00
407, 845 65
Other stocks and b'ds
5,239, 8' 19 10
4, 621, 170 14
Due from res've agents
1, 128, 523 66
1, 526, 595 p')
Due from nat'l banks
343, 162 Of)
398, 274 67
Due from State banks.
1, 738, 574 89
Real estate, &c
1, 74!), 128 47
1 76, 839 19
158.828 5 3
Current expenses
230 201 (M
216 044 1 "
Premiums paid
718 173 14
1 144 74(> 17
Clearing-house exch'cs
479, 716 0 0
National bank notes . .
478, 662 00
104, 075 59
97, 934 5 3
Fractional currency . .
45 964
4 4 085(>7
1 637, 331 00
1,886, 193 00
Legal tender notes. - - 40, 000 0 )
(50, 000 00
U. S. cert'fs of deposit.
716,787 00
715,831 00
Dep. with U.S. Treas.
Total

7 banks.

$7, 392, 933 62
2,047,000 00
200, 000 00
130, (i00 oo
182, 425 00
2, 165, 005 81
719,611 17
86, 040 1!)
319, 577 16
10, 734 09
43 924
160,551 98
208, 447 65
127, 352 00
27, 778 41
11, 82! 85
522, 233 00
645, 000 00
101,215 00

I 51,794,299 54

banks.

$25, 862, 945
12, 376, 650
300, 000
21,550
425,581
4 017,845
1, 073, 449
517,315
1 755, 503
194,384
208 Ml'2
\ 1°8 367

65 banks.
87
00
00
00
11

14
88
23
24
97
87

K
u1

412,579 00
94,831 24
4() 094 «6
1 709, 601 00
20, 000 00
686, 531 50

$25 550, 742
12, 430, 650
250, 000
50, 800
407, 266
4 945, 663
1 395,491
433, 602
1 792, 405
105, 654
219 113
1 343 461

66 banks
24
00
00
00
54
51

03
06
30

$26, 099, 103 99
12, 527, 150 00
250, 000 00
113,500 00
405, 909 58
4, 642, 957 85
1, 388, 931 3 5
399, 141 57
1, 825, 409 0 8
256, 078 55
247 494 0 0
757 099 59

687, 550 00
103, 034 60
46 902 ,\a
] 714,436 (10
130, 000 00
650, 109 90

542, 952 00
114,571 6 7
41 65668
1, 852, 239 00
130 000 00
677, 388 52

08
40

73

49,^13,245 08 ; 50,655,143 48 I 52,256,882 89 I 52,271,583 65 j

PENNSYLVANIA.
159 banks

Total




93 805, 305 79

1 )4 b a n k s

159 b a n k s

Loans and discounts.. $47, 279, 068 33 : $46, 107,332
26, 518, 650
Bonds for circulation. 26, 487, 650 00
690,000 00
690, 000
Bonds for deposits
507, 100 00 :
514,050
U. S. bonds on hand . .
1, 972, 466 73 , 2, 080, 807
Other stocks and b'd?
4, 212,349 4 7 :
4, 547, 832
Due from res've agents
Due from nat'l banks.
1, 812,323 5 0
1,631, 107
Due from State banks 1, 124, 824 03 .
995, 546
Real estate, &c . . . . . 2 140,447 89 :
2, 156, 149
Current expenses
281,700 22
421,933
Premiums paid
389, 842 45
405, 877
Cash items
528, 053 31
486, 575
Clearing-house exch'gs
960, 848 00
National bank notes . .
761,646
Fractional currency . .
182, 573 73
187, 143
Specie
53, 179 71
51,597
747, 084 0 0
Legal tender notes
3,
3, 400, 169
35,000 CO
U. S. cert'fs of deposit.
45, 000
1 400, 794 42
1,441,566
Dep. with U. S. Treas.

39
00
00
00
71
08
72
19
35
05

40
73
00
04
90
00
00
95

92, 442, 984 51

173 banks

175 b a n k s

$48 717,512 88 $49,388,641 47
27 167, 650 oo ! 27, 635, 650 00
640, 000 oo i
640, 000 00
467, 050 oo !
446, 150 00
1 990, 899 35 '
2, 226, 327 00
5, 67<\ 490 47
4 870, 216 70
1,890,463 54
1 946,331 33 i
997,513 64
1,050,527 91
2 219, 790 26 i
2,310,483 75
608,380 87 J
357, 465 50
511,790 11
545, 748 18
545, 073 85
584, 221 49
906,951
169, 922
46, 904
4 149,207
35, 000
1 421,454

00
34
86 ;
00

00
05

97 451,648 24

1,147, 662
175,776
52, 324
3, 753, Ii97
40, 000
1, 358, 592

00
12
29
00

00
01

99, 279, 620 73

$51 031,248 27
27, 748, 650 00
640, 000 00
472, 150 00
o 326, 557 52
4 665, 852 47
~
1 984, L66 18
1 210, 053 57
2 411, 700 94
537,221 10
571, 570 24
559, 518 87
991,525
164, 472
49, 440
a56, 835
3
15, 000
1 398,510

00
89
79
00
00
96

100 634, 473 80

REPORT OF THE COMPTROLLER OF THE CURRENCY.

23

by States and cities of redemption—Continued.
CITY
DECEMBER 31.
Liabilities.

7 bunks.

7 banks.

393, 752 98

Nat'l bank circulation
State bank circulation

759 00
427 00

Dividends unpaid. . . .

OCTOBER I .
7 banks.

7 banks.

$2, 200, 000 00 j

1,, 450, 000 00

Surplus fund
Undivided profits .

JUNE 30.

MAY 1.

MARCH 1.

$2, 200, 000 HO

Capital stock

OF A L B A N Y .

$2, 200, 000 00

$2, 000, U00 00

$2, 000, 000 00

1, 470, 000 00 i 1, 470,000 00
285, 970 88 j
331,407 31

1, 470, 000 00
307,438 39

1, 470, 000 00
336, 612 23

1,770.499 00 !

1,619,559 00
17,051 00

1, 627, 639 00
17,021 00

1,801,359 00

17, 427 00 !

17, 427 00

23,203 00

1,839 80 j

Individual deposits
U. S. deposits
Dep'ts LJ. S. dis. officers

I 569,895 50
,
6, 673, 559 46 j 7, 534, 089 38
71,839 78 I
86,714 35
21, 747 32 :
189,287 32 !
23,417 39
31, 496 13 :

Due to national banks
Due to State banks . . .

I
|
! 047,
,
158 16 I 2, 171, 522 45 j 1, 854, 570 93 I
486, 622 30 |
407, 190 04
554, 511 13 i

16,859 00

7, 006, 141 75
65, 263 35
80, 851 50 j
I
2, 037, 251 35 j
396, 112 02 |

7, 872, 797 30
41,404 73
132,737 89

15,338,567 99 ! 15,833,033 40 i 15,02 ,871 36 j

16,810,279 94

;

2, 478, 935 46
816,273 33

Notes re-discounted.
Bills payable
Total

I 15,101,651 22

NEW

JERSEY.

62 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation.
State bank circulation.
Dividends unpaid

62 banks.

64 banks.

65 banks.

$13, 808, 350 00

$13, 808, 350 00

$13, 938, 780 00

$14,055,350 00

$14,245,350 00

3, 714, 412 87
1, 495, 698 39

3, 736, 563 47
1,493,312 95

3, 765, 046 78
1,632,069 57

3, 798, 920 66
1, 455, 643 70

3, 824, 744 46
1, 597, 459 00

11,046,888 00
79, 048 00

10,820, 194 00
79, 035 00

10. 789, 468 00
79, 013 00

10, 766, 700 00
78,614 00

11,014,435 00
78,519 00

353, 449 32

82, 267 60

66 banks.

55,291 65

348, 435 66

127,050 78

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

18,714,324 74
18-2,524 75
61, 116 26

17, 843, 722 34
150, OOi 79
126,843 56

18,616,498 02
181,492 66
34, 841 89

19,450,842 38
126, 653 42
66, 295 98

18,730,071 88
117,052 43
75,770 94

Due to national banks.
Due to State banks . . .

1,960,208 88
248, 356 58

1,364,163 17
J 83, 022 37

1, 356, 460 59'
203, 393 57

1,561,134 38
288,657 17

2, 095, 505 60
222,482 14

Notes re-discounted . . .
Bills payable

44,921 75
85, 000 00

6, 398 83
119,280 00

56, 787 75
146, 000 00

93, 435 54
166, 200 00

46, 235 42
96,907 00

51,794,299 54 ' 49,813,245 08 ! 50,855,143 48

52, 256, 882 89

52,271,583 65

Total

PENNSYLVANIA.
159 banks
Capital stock
Surplus fund
Undivided profits
Nat/1 bank circulation.
State bank circulation.

159 banks

164 banks

173 banks

no

$27 780 540 00

$ 9 8 785 432 00

7, 522, 868 44
2, 055, 032 15

7, 555, 442 23
2, 122, 496 50

7, 498, 070 98
2, 860, 823 26

7, 635, 744 05
2,010,981 07

7, 639, 811 79
2, 589, 351 32

23, 158, 775 00
90, 358 0U

23, 037, 302 00
89, 754 00

23, 508, 106 00
89, 491 00

23, 856, 708 00
89, 325 00

24, 364 304 00
81, 854 00

$27 075 240 00

$27 025

175 banks.
$29 143

00

208, 963 50

104, 025 86

124, 988 98

221, 014 23

36 445 61

Individual deposits.
U. S. deposits
Dep'ts U. S. dis. officers

30, 220, 960 70
420, 984 90
17, 285 16

30, 320, 139 31
412, 983 20
11, 419 50

32, 829, 735 60
336, 505 20
8, 542 23

33, 398, 780 34
328, 330 64
12, 083 88

34, 058 896 30
315 747 30
12 564 82

Due to national banks
Due to State banks . . .

2, 100,586 76
459, 034 36

971, 898 05
394 437 69

1,511 323 64
448 601 14

2,215, 166 73
450, 856 61

1,546 257 48
478 536 02

Notes re-discounted - .
Bills payable

414,411 91
60, 804 91

366 479 84 I
31 366 33

314 494 38
140 425 83

264, 272 27
10, 925 91

304 262 85
13 209 31

93, 805, 305 79

92, 442 984 51 !

97,451 648 24

99, 279, 620 73

100,634 473 80

Dividends unpaid

Total




24

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 2, 1874, arranged
CITY

OF

PHILADELPHIA.

DECEMBER 31.

MARCH 1.

29 banks.

29 banks.

OCTOBER 1.

JUNE 30.

MAY 1.
29 banks.

Resources.

Total

92, 523, 985 53

CITY

Specie
Legal tender notes . . .
U. S. cert'fs of deposit.
Dep. with U. S. T r e a s .
Total

20 banks.

00
0(1
00

$16,722, 639 65
7, 4!)5, 50!) 00
50, < 10000
378, 000 00
98, 747 67
2,056.818 14
740^ -2.73 52
246, 259 88
9^7, 327 54
140,3ii0 74
75, 830 :24
115 765
516! 332 74
4 0. 455 00
34, 628 19
34, 202 0 5
2,261,886 00
1' 0, 000 00
37S, 700 0 0

32, 783, 333 04

32, 839, 645 61

139, 205
684,' 607
385, 806
34, 243
33, 187
2,209, 155
100,000
388, 695

47
00

78
20

97,854,647 16

$47, 377, 363 55
13,425,200 00
200, 000 00
166,300 00
2, 142,241 73
5,216,879 65
2, 942, 236 65
686, 163 42
2, 298, 390 95
242,512 18
197, 793 08
522, 609 65
7,092,855 81
1, 865, 307 00
486, 300 04
252, 515 82
5,751,419 00
3,740,01-0 00
665, 9S0 40

$48,384,951 24
13, 495, 200 00
200, 000 00
166, 300 00
2, 451, 022 36
5,412,901 52
3, 173,013 12
770, 374 28
2, 492, 495 24
567,403 18
210, 656 91
376,753 55
9, 088, 356 29
1,230,788 00
434, 73 L 66
168,810 29
5, 450, 169 00
3, 340, 000 00
737,816 20

95, 272, 098 93

98,151,742 84

OF PITTSBURGH.
17 banks.

17 banks

Loans and discounts.. $17, 371, 553 68
7, 483, 500 00
Bonds for circulation 50, OoO 00
Bonds for deposits
378, 000 00
U. S. bonds on hand..
109,510 u2
Other stocks and b'ds.
1,481, 142 48
Due from res've agents
605, 073 ^0
Due from nat'l banks.
181,260 8 5
Due from State banks.
986, 190 4 3
Real estate, &c
93,32!)
Current expenses
68, 876 2 3
Premiums paid
Clearing-house exch'gs
National banknotes..
Fractional currency..

91, 464, 260 23

30 banks.

29 banks.

Loans and discounts.. $45, 433, 285 01 $44,641,330 47 $47,871,944 39
13, 62.1, 200 00
13, 605, 200 00
Bonds for circulation . 13, 668, 200 00
225, 000 00
225, 000 00
225, 000 00
Bonds for deposits
271,300 00
266, 300 00
166, 300 00
U. S.bonds on hand ..
1,717,106 27
1, 798, 505 63
2, 046, 155 02
Other stocks and b'ds.
4, 891, 141 00
5,698,616 32
5,629,585 91
Due from res've agents
2, 854, 233 87
Due from nat'l banks - 3,271,731 12 2, 392, 107 29
819,315 80
642, 824 34
703, 302 88
Due from State banks.
2, 355, 920 33
2,375,212 13
2,265,899 08
Real estate, &c
219,704 62
440, 760 28
578, 112 38
Current expenses
174,199 -;6
173, 305 34
190,216 61
Premiums paid
448,175 91
289, 979 99
353, 924 27
Cash items
7, 367, 933 20
6,557,410 64
8,003, 196 41
Clearing-house exch'gs
81)0, 977 00
1,366,754 00
National bank notes .. 1, 111,321 00
147,220 41
729,626 18
611,322 77
Fractional currency ..
510,770 60
• 252, 550 12
228, 656 07
Specie
5,381,136 (10
5, 235, 265 00
5, 196,818 00
Legal tender notes . . .
3, 610, 000 00
4, 465, 000 00
5, 190,000 00
U.S. cert'fs of deposit .
900, 525 00
762, 289 50
768, 025 50
Dep. with U. S. Treas.

$17, 970, 038
7, 695, 500
50,000
477, 950
136, 6->7
1, 795, 299
400, 296
151. 195
1..070, 884
*150, Oil9
] 02, 965
153, 545
829^ 742
413,851
36, 073
30, 284
2, 432, 293
100,000
451,250

23 banks.

20 banks.
83
CO
00
00

67
24
78
90

81
18
44
80
56
00

82
39
00
00
00

$18, 353. 395
7, 695, 500
50, 000
477, 950
150, 629
1, 172, 154
699, 531
164,336
1,074,815
117,75)2
104, 136
153, 435
788^ 733
520, 560
43, 425
31,401
2, 263, 670

85
00
00
00

02
39
88
70
01
16
21
33
76
00
34
16
00
' ioo' ooo 00
424, 408 05

$18,698,934
7, 735, 500
50, 000
482, 450
160, 139
1, 850, 527
674, 589
203, 104
1,147,613
226,221
131, 669
169,808
767^012
527, 119
52, 691
32, 358
2, 254, 671
100, 000
407, 796

97
00
00
00
02
86
49

82
03
05
61
51
52
00
12
20
00
00
20

34, 385, 874 86

35, 672, 236 40

11 banks.

34,512,918 42

11 banks.

DELAWARE.
11 banks.
Loans and discounts.. $2, 455, 938 39
Bonds for circulation .
1,453,200 00
Bonds for deposits
60, 000 (!0
If 0 00
U. S. bonds on hand ..
167,868 22
Other stocks and b'ds.
315,061 86
Due from res'vo. agents
99, 757 46
Due from nat'l banks.
106,019 71
Due from State banks.
140, 32!} 13
Real estate, &c
23, 175 05
Current expenses
11,954 50
Premiums paid
65, 297 48
Cash items . . - . . .
Clearing-house exch'gs
77, 579 00
National bank notes ..
7, 700 99
Fractional currency ..
378 35
Specie
177, 530 00
Legal tender notes . . .
20, 000 00
U. S. cert'fs of deposit.
71,491 00
Dep. with U. S. Treas.
Total




5,253,381 14

11 b a n k s .

11 banks.
$2, 526, 332
1, 453, 200
60, 000
100
167. 801
283, 842
87, 858
42, 574
140, 329
12, 532
11,769
53, 020
60,
12.
'
164,
20,
88,

958
595
378
300
000
291

49
00
00
00
51
76
64
52
13
64
50
00

$2, 608, 421 11
1, 453, 200 00
60, 000 00
100 00
167,686 51
194, 640 72
94, 664 58
77, 263 21
141,840 74
19, 855 10
11,549 50
89, 168 86

00
95

C6, 317
•14,565
378
223, 535
20, 000
75,291

35
00
00

00

5, 185, 884 49

86
00
00
00
09
99
60
72
74
54
50
69, 404 87

$2, 636, 969 63
1, 453, 200 00
60, 000 00
100 00
172, 322 98
445, 707 58
169,345 87
92, 047 40
141,663 44
20, 738 84
11,064 50
60, 499 82

$2, 583, 731
1,453,200
60, 000
100
174, 335
247, 173
93, 141
69, 592
141,840
22, 400
11,314

00
24
35
00
00
00

96, 824 00
13, 070 32

401 00
186, 047 00
20, 000 00
76, 741 00

83, 959 00
12,709 72
434 00
218,564 00
20, 000 00
72,628 62

5,318,476 92

5,319,919 23

5, 671, 955 40

REPORT OF THE COMPTROLLER OF THE CURRENCY.

25

by States and cities of redemption—Continued.
CITY OF PHILADELPHIA.
DECEMBER 31.

MARCH 1.

JUNE 30.

MAY 1 .

OCTOBER 1.

Liabilities.
29 banks.

Surplus fund
Other undivided profits
Nat'l bank circulation.
State bank circulation.

29 banks.

29 banks.

29 b a n k s .

$16, 935, 000 00

Capital stock

$16, 935, 000 00

$16,935,000 00

$16, 935, 000 00

$17,135, 000 00

7, 335, 379 46
1, 210,124 33

7, 347, 313 66
1,789,925 02

7,234,983 39
1,353,094 53
11,683,333 00
42, 330 00

7, 239, 326 05
1, 638, 890 19
11,590,043 00
42, 387 00

7,240,061 77
2, 178, 753 77
11,301,530 00
42, 306 00

10,827,747 00
31, 923 00

30 banks.

11, 192, 589 00
31, 997 00

56,105 28

53, 536 00

40, 401 25

64, 601 45

49,701 15

Individual deposits
U. S. deposits
Dep'ts U.S.dis. officers.

45, 253, 017 94
193,977 67

43, 473, 290 54
133,865 79

48,183,447 93
165,502 75

47, 096, 332 85
185, 031 97

49,811,265 36
130, 486 21

Due to national banks
Due to State banks . . .

7, 587, 295 77
2, 183, 955 39

7, 903, 606 57
2,454,315 09

9, 036, 208 51
2,731,435 18

9, 267, 268 58
2, 318, 690 29

7, 997, 508 30
2, 605, 957 14

95, 272, 0U8 93

98, 151, 742 84

Dividends unpaid

Notes re-discounted..
Bills payable

892 56
92, 523, 985 53

Total

60, 000 00
91,464,260 23 | 97,854,647 16

CITY OF PITTSBURGH.
17 banks.

17 banks

20 bankw

20 banks

no

23 banks.

nn

$9 200, 000 00

$9 450 000 00

Surplus fund
Other undivided profits

3.168,970 68
' 594, 689 35

2, 926, 930 49
615,016 13

2, 924. 082 82
789, 497 82

2, 954, 503 67
703, 006 78

2, 997, 961 56
788, 958 06

Nat'l bank circulation.
State bank circulation.

6, 485, 027 00
16, 209 00

6, 360 296 00
7,225 00

6, 593, 256 00
6,908 00

6, 604, 474 00
6,908 00

6, 633, 350 00
6,908 00

Capital stock

$9,870 000

$Q

910 000 (if)

$10 370, 105

76, 312 75

41,328 25

72, 447 75

51,583 25

31, 325 25

Individual deposits....
U. S. deoosits
Dep'ts U S.dis.officers.

11,160,466 41
45, 000 00

11, 137, 949 64
40, 000 00

12, 060, 333 73
40, 000 00

12, 035, 223 41
40, 000 00

12, 502, 927 54
40, 000 00

Due to national banks.
Due to State banks . . .

838, 930 20
1, 138, 105 49

864,413 39
1,291,275 52

893, 383 85
1, 248, 025 14

931,843 01
1, 113, 057 38

1, 080, 204 09
1,166, 559 35

Notes re-discounted...
Bills payable

59, 622 16

105,211 19

14,983 31

35, 275 36

53, 937 55

32, 783, 333 04

32, 839, 645 61

34,512,918 42

34, 385, 874 86

35, 672, 236 40

Dividends unpaid

Total

,.

DELAWARE.
11 banks.
Capital stock

$1, 523, 185 00

Surplus fund
Other undivided profits

427, 958 56
132,364 73

Nat'l bank circulation.
State bank circulation.

1, 270, 931 00
7,081 00

11 banks.
$1,523, 185 00

$1, 523,185 00

$1, 523, 185 00

427, 299 58
108, 403 63

428, 343 15
131,511 15

437,510 21
90,871 15

1, 265, 545 00
6,923 U
0

1,272,100 00
6,923 00

1, 273, 505 00
6, 923 00

1, 283, 405 00
6, 860 00

8,679 39

13,819 74
1, 613, 966 65
23, 395 68
23,231 00

Due to national banks.
Due to State banks . . .

233, 790 53
14, 865 65

175, 663 53
24,076 38

Notes re-discounted...
Bills payable

6, 000 00
5, 000 00




5,253,381 14

11 banks.

$1,523,185 00

1, 552, 089 17
53,694 94
17,741 17

Total

11 banks.

427,299 58
63, 778 93

Individual deposits
U. S. deposits
Dep'ts U.S.dis.officers.

Dividends ixnpaid

11 banks.

9, 547 60

8, 536 05

12,326 09

1, 595, 558 52
45, 042 20
8,631 84

2,010,943 59
31, 990 44
14,207 84

220, 424 05
10,197 17

264,146 72
9, 536 60

253,108 82
2, 422 26

5, 000 00
20, 000 00

1,000 00
10, 000 00

25, 000 00

5,185,884 49

5,318,476 92

5, 319, 919 23

1,689,241 72
35, 455 05
4,700 12

5,125 00
5, 671, 955 40

26

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1874, arranged
MARYLAND.
DECEMBER 31.

MARCH 1

MAY 1.

OCTOBER 1.

JUNE 30.

Resources
17 banks

17 banks.

Loans and discounts. - $3, 342, 626 51
2. 059, 250 00
Bonds for circulation
100, 000 00
Bonds for deposits
162,650 00
U. S. bonds on hand . .
314, 592 07
Other stocks and b'ds379, 708 40
Due from res've agents
160, 586 46
Due from nat'l banks.
34,935 28
Due from State banks 148 757 65
Real estate &c
9,904 13
Current expenses
1 90601
Premiums paid
Cash items
50 362 4 1
Clearing-house exch'gs
78,710 00
National bank notes . .
14,896 8!)
Fractional currency . .
17 840 35
Specie
. ....
Legal tender notes
321,324 00
10, 000 00
U.S. cert'fs of deposit.
112,779 45
Dep. with U. S. Treas.
Total

17 b a n k s .

$3, 306, 840
2, 080, 900
100, 000
151,500
307, 614
337, 861
102, 468
23,595
158 454
3'1,442
3 922
23* 076
114,094
18,812
14 642
342, 384
10, 000
122, 477

7, 320, 829 67

64
00
00
00
67
33
16
81

17 banks.
13
00
00
00
05
93
85
69
17

87
54
'17

$3, 392, 893
2, 083,05')
100,000
151,000
315, 602
342, 141
129,521
43, 968
159 335
37, 060
4 ''51
3o' 601

00
82
3;>
00
00
40

59, 051
17, 959
10 164
363, 444
10, 000
130, 647

fi6

7. 249, 087 89

17 banks

<!«
07

$3, 462, 988
2,091,550
100, 000
151,250
284, 040
398,914
143,317
39, 417
159 335
10,870
4 016
43? 317

76
00
00
00
60
64
05
17
17
51
£)
8
44

$3, 579, 728
2, 116,550
100. 000
142, 000
284, 938
672,317
163, 105
41,968
160 179
35, 944
3 092
38 905

80
00
00
00
35
81
58
01
*R
>
31
21
28

00
09
13
(i0
00
00

90,413
16, 196
9 834
310,998
10, 000
115,203

00
28

110, 050
14, 170
8 406
336,712
10, 000
117,682

00
39
59
00
00
51

7,386,691 37

no
00
00
30

7,441,662 20

7, 935, 751 12

CITY OF B A L T I M O R E .
14 banks.

|

14 banks.

14 banks.

14 banks.

14 banks.

Loans and discounts.. $20,291,984 51 ! $20,568,271 95 $21,185,793 57 $21,396,543 08 $21,152,908 42
8, 082, 000 00
Bonds for circulation..
8, 081, 950 00 , 8, ('82, 000 00
8, 082, 000 00
7, 782, 000 00
200, 000 00
Bonds for deposits
200,000 00 i
200,01)0 00
200, 000 00
200, 000 00
8, 000 00
U.S.bonds on hand
'
8, 000 00
13, Ol 00
fO
8, 000 00
495,255 2L
Other stocks and b'ds.
503,661 51
514,388 72
478, 169 73
461,802 23
1, 377, 857 26
Due from res've agents
2,451,248 81 , 1,957,924 99
2, 362, 173 01
2, 560, 645 07
625, 008 62
Due from nat'l banks
710, 015 61
612, 750 77
646, 066 95
828,929 86
142, ^91 33
Due from vState banks.
158,617 U i
143,698 19
155, 934 66
237, 162 12
(572, <iii4 74
Real estate, &c
672, 793 02 ,
672, 640 74
677, 666 29
677,861 26
190, 021 70
C urrent expenses
11,469 86 [
139,852 6^.)
95, 133 32
172,479 91
24,085 66
Premiums paid
22,592 98
24,379 19
24, 605 57
23, 039 75
51, 164 65
Cash items
90, 261 92 !
73, 379 68
86, 945 85
98, 467 76
1, 994, 389 27
Clearing-house exch'gs
1,728, 188 10 i 1, 512,361 58
1,807,361 14
1,350,921 89
541, 971 00
National bank notes . .
493, 166 00 '
340.772 00
617,479 00
487, 926 00
!
7,517 56
Fractional currency..
16, 101 74
12. 402 28
13, 646 53
22, 174 12
10!, 115 74
Specie
339,169 77 !
181,425 26
194, 072 82
£3. 358 93
1,585, 604 00
Legal tender notes
1,556,460 00 i 1, 497, 462 00
1,716, 848 00
1,543,559 00
885, 000 00
U. S. cert'fs of deposit.
965,000 00 I 1, 135, 000 00
1, 225, 000 00
1,210,000 00
410,895 00
Dep. with U. S. Treas.
407,895 00 '
420,245 00
446, 395 00
421,375 00
Total

38, 700, 575 M \ 38, 099, 955 04

DISTRICT
1 bank.
Loans and discounts..
Bonds for circulation..
Bonds for deposits
U. S. bonds on hand . .
Other stocks and b'ds.
Due fcom res've agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National b a n k n o t e s . .
Fractional carrency..
Specie
Legal tender notes . . .
U. S. cert'fs of deposit.
Dep. withU. S. TreasTotal




OF

1 bank.

!
$338,938 15 I
250, 000 00 !

$291,432 15
250, 000 00

38,581,835 31

40, 239, 040 95

39,292,611 32

COLUMBIA.
1 bank.
$306,989 82
250, 000 00

1 bank.
$336, 644 33
250, 000 00

1 bank.
$390,241 84
250, 000 00

137, 135
57, 920
7, 905
1,338
17,550
10
19, 684
14, 37i

00 i
36 :
3!) •
16 i
00
92
59 :
24 |

137, 135 00
68, 488 29
9, 951 76
4, 489 29
17,550 00
2,052 48
19, 684 59
3,762 10

136, 135 00
98,815 87
11, 8!»0 65
22 35
17, 550 00
3. 954 95
12,000 00
3,269 68

1*32, 522 50
123,770 21
11,923 43
3, 352 79
17, 550 00
15 25
10, 000 00
10,092 59

132,522 50
57, 546 09
10,962 19
7, 141 16
17, 550 0!)
3, 006 52
10,000 00
6,650 39

10,078
1, 302
3, 189
122,000

00 !
00 J
50
00 i

17,043 00
1, 077 0i)
3, 099 60
114, 000 00

20,449 00
730 00
2, 880 00
100, 500 00

16, 040 00
694 00
2 929 00
96,500 00

5,935 00
2, 143 O
D
3,311 95
113.500 00

11,250 00

11,250 00

11,250 00

11,250 00

992,673 31

951,015 26

976,437 32

1,023,284 10 i

11,250 00
1,021,760 64

27

REPORT OF THE COMPTROLLER OF THE CURRENCY.
by States and cities of redemption—Continued.
MARYLAND.
DECEMBER 31.

MARCH 1.

17 banks.

17 banks.

Liabilities.
Capital stock .

$2,248,217 50

Surplus fund
Other undivided profits

550, 830 44
230, 167 61

Nat'l bank circulation.
State bank circulation.

1, 807, 945 00
6, 638 00

OCTOBER 1.
17 banks.

|

$2, 248, 217 50 | $2, 248, 217 50
551, 630 44
270,841 49 !

17 banks.

17 banks.

$2, 256, 700 00

$2,281,700 00

552, 593 26
305, 462 07

581, 593 26
204, 932 64

583, 393 23
259, 011 00

1,816,778 00
6,472 00

1,805,864 00
6, 472 00

1, 852, 308 00
6, 450 00

13, 665 27

50, 003 45

34, 508 56

2, 223, 435 79
23,631 77
8,326 54

2,218,368 92
25, 638 78
24,563 15

2, ^66, 281 11
32, 883 79
27, 86* 26

45,914 94

1, 797, 800 00 I
6, 478 00 |
|
23,021 13 j

Individual deposits
U. S. deposits
Dep'tsU. S. dis. officers

2,099,211 17
22, 080 45
73, 990 68

2,056,909 13
23, 389 25 I
83, 752 56

Due to national banks .
Due to State banks . . .

120, 576 26
19,285 31

71,437 24
22, 427 46

75, 246 51
24, 349 93

137,967 91
31,007 95

48, 057 45
16, 591 19

95,972 3L

93, 183 69 j

88,512 73

93,550 14

13, 094 96
113, 607 57

7,320,829 67

7,249,037 89 j

7,386,691 37

7, 441, 662 20

7,935,751 12

Dividends unpaid

Notes re-discounted .
Bills payable
Total

CITY OF B A L T I M O R E .
14 banks.

14 banks.

14 banks

14 banks.

14 banks.

$11,341,985 00

$11,455,635 00

$11,455,685 00

$11,455,685 00

$11 491, 985 00

Surplus fund
Dther undivided profits

2,417,073 76
805, 600 46

2,417,073 76
1,035,279 95

2,414.761 42
1, 356, 590 25

2, 445, 753 13
958, 145 97

2 451, 753 13
173, 880 40

Nat'l bank circulation .
State bank circulation.

7, 083, 789 00
107, 179 00

6, 966, 439 00
107, 062 0J

6, 853, 173 00
106, 686 00

7, 001, 263 00
106, 610 00

6, 833. 408 00
106, 347 00

Capital stock

r

475, 139 07

65,921 28

70,541 84

367, 738 44

58, 875 03

Individual deposits
U. S. deposits
Dep'tsU. S. dis. officers

13,661,930 54
124, 324 30

13, 298, 260 89
117,438 83

13, 678, 323 84
112, 407 36

15, 006, 795 54
102, 735 89

14, 597, 685 04
101,161 60

Due to national banks.
Due to State banks . . .

2, 122, 926 53
460, 628 28

2, 056, 200 60
480, 593 73

2, 073, 538 07
360, 123 53

2, 257, 968 67
436, 345 31

100, 000 00

100, 000 00

100, 000 00

100,000 00

33, 700, 575 94

38, 099, 955 04

38,581,835 31

40, 239, 040 95

Dividends unpaid

Notes re-discounted . .
Bills payable
Total

1,

882, 423 82
445, 092 30
150, 000 00

39,

292,611 32

D I S T R I C T OF C O L U M B I A .
1 bank.

I bank.

1 bank.

1 bank.

$252, 000 00

$252, 000 00

$252, 000 00

$252, 000 00

$252, 000 00

Surplus fund
Other undivided profits

35, 000 00
21, 169 34

35 000 00
29, 161 03

35, 000 00
30, 585 85

38, 000 00
14, 516 48

38, 000 00
28, 2S5 62

Nat'l bank circulation.
State bank circulation.

224, 980 00

214,300 00

218,000 00

219, 900 00

225, 000 00

10, 628 00

856 00

(72 00

10,568 00

868 00

Capital stock .

Dividends unpaid
Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

443,486 14

406, 619 59

425,894 83

475, 999 11

463,962 10

Due to national banks.
Due to State banks . . .

5, 409 83

12, 504 20
574 44

6, 962 02

9, 684 68
2, 615 83

12, 602 60
1, 022 32

992, 673 31

951, 015 26

Notes re-discounted .
Bills payable
Total




976,437 32 ;

1,023,284 10 j

1, 021, 760 64

28

REPORT OF THE COMPTROLLER

OF THE CURRENCY.

Abstract of reports since October 2, 1874, arranged
CITY

OF

DECEMBER 3 1 .

WASHINGTON.

MARCH 1.

JUNE 30.

MAY 1.

OCTOBER 1.

Resources.
4 banks.

4 banks.
Loans and discounts..
Bonds for circulation .
Bonds for deposits
U. S. bonds on hand . .
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes . .
Fractional currency . .
Specie
Legal tender notes . . .
U. S. cert'fs of deposit.
Dep. with U. S. Treas.
Total

4 banks.

$1,606,666 86
1, 070, 000 00
100,000 00
61, 200 00
86, 485 84
326,365 19
79,373 55
4,624 77
286,543 19
19, 191 64
69,833 52
47,878 90

$1,591,833 37
1, 070, 000 00
100,000 00
59, 750 00
102,442 23
223, 982 58
43,641 51
19,882 37
287, 106 19
18, 549 75
69, 797 51
43, 826 33

34,973
3, 640
3, 652
230, 101

62, 038
2, 9P6
3,221
J 93, 981

4 banks.

$1, 608, 63C 70
1, 07.'-, 000 00
100, 000 00
59, 650 00
75, 830 22
333,263 18
98,681 92
17, 338 73
335, 536 23
29, 777 74
69,797 51
42,919 45

4 banks.

$1,748,423 62
1, 070, 000 00
100, 000 00
63, 000 00
44, 750 78
287, 627 64
41,437 46
24, 117 12
340, 499 39
5,689 11
69,797 51
45, 999 73

$1,748, 105 74
1, 070, 000 00
100, 000 00
59,000 00
44, 083 69
238,604 70
71,794 40
7,472 11
357, 070 18
23, 320 02
69, 797 51
50, 009 00

48,567
3,066
4, 698
185, 613

35, 686
4, 374
6, 056
196, 051

4,077,781 16

54, 343 09
2, 2 i 3 82
5,' 507 72
2U0,b47 00
50, 150 00

48,450 00

48, 150 00

3,941,188 77

47, 250 00

00
88
05
00

48, 150 00

00
85
85
00

4, 154, 487 22

4,131,737 16

4, 169, 575 66

00
35
45
00

00
51
80
00

VIRGINIA.
20 banks.
Loans and discounts..
Bonds for circulation .
Bonds for deposits....
IT. S. bonds on hand
Other .stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes..
Fractional currency . .
Specie Legal tender notes . . .
U S cert'fs of deposit
Dep. with U. S. Treas.
Total

j

19 banks.

143, 598
441.907
303,861
134, 155
424, 772
49, 537
194,441
223 517
188,
30,
16
703,

826
094
301
987

68
79
06
88

i
i
!
i

21 !

53 j
76 !
84 !
00 j

25 j
04 1
00 (

144,577
649,051
245,879
!31, 139
425,670
55, 285
197, 144
192, 734

20 b a n k s .

$7, 270, 274 49
3, 077, 250 00
560, 000 00

$7, 456, 227 38
2, 852, 250 00
560. 000 00

136, 045 05
467, 101 17
255, 525 76
1 i 5.. 996 24
425, 580 32
9:2,417 96
184,144 14
260 529 qc>

127, 683
620,815
279, 706
115,286
425, 757
45, 403
178, 737
255 121

43
57
54
30
34
53
89
66

131, <J86
492, 836
222, 965
139,920
428.686
92, 034
177, 183
255 006

35
92
02
58
81

105, 433 00
23, 654 47
1 6, 620 77
611,743 00

148,531 00
25, 11K5 29
12 043 6 3
597, 602 00

214,469
33, 642
9 112
602, 426

00
13
78
00

164, 135
27, 798
9 356
610,497

00
78
84
00

03

48
°1

179, 732 63

195, 429 50

174,411 60

150, 343 30

135, 233 87

13,781.292 75

13, 566, 322 58

13, 582, 970 74

13, 966, 029 87

13, 756,1.18 27

17 banks.
Loans and discounts..
Bonds for circulation .
Bonds for deposits
U. S. bonds on hand..
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State banks
Real estate, <c
fc
Current expenses
Premiums paid
Cash items

$3, 389, 857
2,124, 600
150 000
17,450
34, 024
311.315
190, 766
38, 497
192, 356
30, ^74
65, 748
29 405

National bank notes . .
Fractional currency . .
Specie . . . . . . . . . . .
Legal tender notes
U. S. cert'fs of deposit
Dep. with U.S. Treas

65,
15,
18
364,




20 b a n k s .

$6, 943, 685 59
3, 209, 250 00
535, 000 00

72
06
71
54
67
26
14
01

WE ST

Total

19 banks.

$6, 902, 308 88 : $6, 727, 109 73
3, 309, 250 oo ; 3, 309, 250 00
535, 000 00
535, 000 00

VIRGINIA.
16 b a n k s .

17 banks.
05
00
(0
00
08
16
89
87
46
83

03
3fi

$3, 438. 682
2, 124, 600
135 000
25, 850
34, 851
212,816
153, 360
53, 424
191, 583
29, 850
65, 446
26 480

32
00
00
00
17
86
47
47
39
32
27
93

16 banks.

16 banks.

$2, 920, 794 76
1,831,900 00

$2, 838, 751 52
], 786, 900 00

00
17
00
96
43
168, 8:]C, 44
30,261 98
47, 143 07
20 695 45

12,000 00
34, 360 33
175, 765 79
144,914 59
25, 264 76
177, 135 19
31, 141 22
39, 007 24
11 635 <*6

9, 850
34. 439
149.053
102,632
18, 134

$2, 797,145 60
1, 689, 050 00
13,350 00
32,149 86
213,126 69
147,047 40
32, 454 07
177,034 13
27, 438 31
38, 176 35
13 932 36

00

35,819 00
18, 827 27
13 475 40
325, 983 00

113,070 95

111,861 50

91,882 50

86,319 86

92, 947 92

7, 151, 994 34

6, 997, 912 39

5, 688, 878 43

5, 692, 197 68

5,601,039 02

587
739
609
092

DO

64
()•">

27, 4%'
7, 99H
9 281
218,486

00
83
84
00

61,275
6, 903
8 708
252, 114

00
64
58

00

£9, 080
7, 832
6 736
253,537

00
78
55
00

REPORT OF THE COMPTROLLER OF THE CURRENCY.

29

by States and cities of redemption—Continued.
CITY
DECEMBER 31.

OP WASHINGTON.
MARCH 1.

MAY 1.

4 banks.

4 banks.

4 banks.

JUNE 30.

OCTOBER 1

Liabilities.
4 banks.

4 banks.

Capital stock . . . . . . . . .

100, 000 00

$1,200,000 00

$1, 200, 000 00

$1,200,000 00

$1, 280, 000 00

Surplus fund . . . . . . . . .
Other undivided profits

275, 471 21
84,175 41

277, 000 00
82, 198 13

267, 452 18
117, 362 63

267, 452 18
91,660 06

272, 500 00
125, 633 49

Nat'l bank circulation.
State bank circulation

951, 200 00

956, 400 00

932, 600 00

933, 820 G
O

961, 500 00

36, 996 00

2, 628 00

1, 533 00

25, 738 00

2,676 00

Individual deposits....
U. S. deposits
Dep'ts U.S. dis. officers

1, 361, 456 68
105, 023 84

1, U)r>,4i7 40
8«, 215 22

1, 346, 916 24
90, 200 48

1, 334, 497 37
96,816 58

1,252,016 40
80, 879 91

Due to national banks.
Due to State banks . . .

131,495 78
23, 462 24

127, 224 86
12, 075 16

113, 230 24
37, 192 45

113,852 11
19, 900 86

127, 226 62
19,143 24

Notes re-discounted . . .
Bills payable

8,500 00
48, 000 00

48, 000 00

48, 000 00

3,941,188 77

4, 154,487 22

4, 131, 737 16

4,169,575 66

Dividends unpaid

Total

4, 077, 781, 16

VIRGINIA.
20 banks.

19 banks.

19 banks.

$3 535 000 00

$3 535 000 00

$3 535 000 00

$3 572 000 Of)

$3, 586, 800 00

Surplus fund . . . . . . . .
Other undivided profits

668, 952 30
281, 702 64

683, 048 77
289, 126 59

683, 048 77
437, 366 50

707, 626 84
337, 424 17

729, 785 01
421, 163 66

Nat'l bank circulation.
State bank circulation

2, 936, 994 00

2, 956, 094- 00

2,851,594 00

2, 708, 679 00

2, 541, 479 00

Capital stock

20 banks.

20 banks.

105, 229 00

1, 583 00

1,248 00

100,318 00

2,533 00

Individual deposits
U. S. deposits
Dep'ts U . S . dis. officers

5,175,137 41
319,332 81
97, 726 85

4,836,794 51
578, 269 62
99, 455 31

4, 963, 444 73
288,374 85
100, 35) 86

5, 385, 718 35
367, 475 42
88, 407 05

5, 063, 787 20
455, 981 41
133, 745 35

Due to national banks.
Due to State banks - . .

307, 312 47
246, 784 27

252,386 11
206, 064 69

258, 704 25
233. 197 62

234, 078 96
222, 280 28

248, 307 43
244,777 65

Notes re-discounted . . .
Bills payable

107, 121 00

128, 499 95

200, 640 16
30, 000 00

232, 021 80
10, 000 00

317, 758 56
10, 000 00

13, 781, 292 75

13, 566, 322 58

13, 582, 970 74

13, 966, 029 87

13,756, 118 27

Dividends unpaid

Total

WEST

VIRGINIA.

17 banks.

17 bauks.

16 banks.

16 banks.
$1, 846, 000 00

$2, 146, 000 00

$2, 146, 000 00

$1,896,000 00

Surplus fund
Other undivided profits

413,359 11
137, 160 50

421, 725 20
115, 746 70

371, 597 55
150, 688 62

Nat'l bank circulation.
State bank circulation.

1,852/559 00
5 00

1, 855, 786 00

1,622,708 00

Capital stock

376,697 13
153, 387 31
1,568,053 00

16 banks.
$1,846,000 00
388,537 53
132, 174 48
1, 504,198 00

32, 975 50

29, 435 00

33, 002 00

75, 217 70

17, 714 45

Individual deposits.
U. S. deposits
Dep'tsU. S. dis. officers

2, 089,121 82
43,645 26
68, 530 02

2, 017, 965 35
72 637 71
62,722 75

1,484,063 72

1, 497, 463 87

1,554,617 78

Due to national banksDue to State banks . . .

126,891 99
174,299 55

87,903 15
167, 990 53

65,741 83
50, 096 00

93, 207 52
73,913 13

72,106 55
73, 577 21

Notes re-discounted . . .
Bills payable

22, 446 59
45, 000 00

20, 000 00

9,980 71
5, 000 00

3,258 02
5, 000 00

-',113 02
5, 000 00

7,151, 994 34

6, 997, 912 39

5,688,878 43

5, 692,197 68

5, 601, 039 02

Dividends unpaid

Total




30

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1874, arranged
NORTH
! DECEMBER
!

31.

;

TJ S bonds on hand 1
Other s ocks and b'ds.j
Due from res've agents*
Due from nat'l banks .
Due from State banks. 1
Real estate, &c
1
Current expenses
Premiums paid
Cash items
1
Clearing-house exch'gs
National bank notes . .
Fractional currency .. i
Specie
Legal tender notes .. .i
U S cert'fs of deposit
Dep. with U. S. Treas.
Total

MAR''H 1

1L b a n k s .

JUNE 30.

MAY 1.
11 banks.

11 banks

Loans and discounts..! $3, 138, 059 54
Bonds for circulation.. 1 2,030, 100 00
Bonds for deposits . . . . i

CAROLINA.

11 banks.

$3, 063, 739 90
2, 030, 100 00
150,000 00

$3, 333, 897 14

356, 559 65
360, 200 33
163,834 12 i
56, 987 63 j
263, 504 64 >
33,576 18
200,592 57 t
38,001 84 1

355, 839
397, 318
161,073
47, 002
270, 468
24,018
197, 903
37, 474

352, 897
218,947
92, 779
58,816
270, 468
41,325
215,462
25, 429

169,855 00
10,014 80 ,
37 299 20 :
512,710 00 i

134, 992 00
10,095 84
37, 5'10 78
568, 626 00

122, 660 00

114,347 19

7, 643, 955 50

7, 600, 500 16

15U, 000 00

65
37
21
05

12
72
69
64

90
21
65
44
12
68
84
33

$3,271,252
2, 130, 100
150, 000
1 000
363, 178
153,651
134,211
60, 006
278,012
21,434
214, 321
45, 769

148, 187 00
12,91.9 6 3
37, 095 19
472, 575 00

142, 758
8,066
37, 771
406, 300

2, 130, I HO 0')
150. 000 00
1 000 00

98, 242

OCTOBER 1.
11 banks.
80
00
00
00

75
59
83
15
12
52
77
75
00
57
90

00

$3, 372, 609 32
1,780, 100 00
150, 000 00
1 300 00
261,028 95
209,061 76
106, 888 89
54,388 68
278,240 12
31,309 12
173, 258 47
32,902 17
63, 195 00
8,351 46
36, 131 60
305, 940 00

00

109, 455 00

77,311 99

7, 660, 143 13

7, 527, 290 05

6,942,017 53

SOUTH CAROLINA.
12 banks.

Loans and discounts..
Bonds for circulation .
Bonds for deposits
U. S.bonds on hand . .
Other stocks and b'ds.
Duefrom res've agents
Due from nat'l banks
Due from State banks.
Real estate, &c.
Current, expenses
Cash items
...
Clearing-house exch'gs
National bank notes..
Fractional currency ..
Specie
Legal tender notes . . .
U. S. cert'fs of deposit
Dep. with U. S. Treas Total

500
461,369
238, 839
299, 151
92, 809
232, 147
88, 454
158 014
19, 762

12 banks.

12 b a n k s .

$3, 821, 003 09
o 010, 000 00 j

$3, 641, 954 44
2, OH). 000 00

00
07 i
64
64 ;
38

500
439,291
678, 957
577, 097

00
83
10
48
36
2:!-j|f>9l 05
80, 702 13
01

05

2 i ) , ('>'.'('> 08

263, 532 00
8, 862
17, 078 11
445,407 00

00

" l\ 757 81
16, 478 28
610, 557 00

12 banks.

12 banks.

$4, 286, 260 91
1, 810, 000 00

$3, &2'.K 717 19
1, 880, 000 00
30, 000 00
463, 1:60 90
4!)3, 42S 06
4."JO, 261
141, 134 73

448,861
306, 092
354, 395
116,699
238, 904
130, 349
]31 699

V.H)', 750
68
140 -'>'8 04
6ti, 179 52

85
60
67
92
36
92

32,431 93
106,019
9, 192
13,201
371,791

00
<)', 972 40
17, 850 67
578, 637 00

00
61
90
00

$4, 560, 069 53
1, 760, 000 00
436, 347
140,606
142, 391
5B, 623
248, 948
81,094
124 175
64,222

80
02
49
51
76
34
17
02

98, 006
6,071
11,507
365, 518

00
13
17
00

102, 870 00

10!), 570 00

106, 700 00

93, 550 00

108, 576 42

8, 259, 802 54

8, 924, 647 57

8,791,923 00

8,451,451 66

8, 204, 157 36

GEORGIA.
13 banks.
Loans and discounts . .
Bonds for circulation.
Bonds for deposits
U. S. bonds on hand .
Other stocks and b'ds.
Duefr'>m res've agents
Due from nat'l banks
Due from State banks ,
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes..
Fractional currency . .
Specie
Legal tender notes . . .
IT. S. cert'fs of deposit.
Dep. with U. S Treas.

Total .




12 banks.

13 banks.

$3, 003, 875 64
$3, 538, 657 74
2, 526, 400 00 ; 2, 376, 400 00
150,000 00 ;
150, ()(i() 00
151, 513 17 !
89,551 68 I
106,232 15 |
143, 506 24 I
191,998 10 ;
79, 182 41
149,592 09
172, 456 97

679, 9(i3 96
250, I 10 37
i235, ('90 98
21o, 865 66
4:2, 030 68
1123, 660 60
145, 0-.20 42

453,413 00
17, 183 65
40,704 80
620, 357 00

355, 226 00
25,019 46
43, 164 50
659, 862 00

138, 532

134, 141 42

178,

00

8 569 281 00

p

j

12 banks.

12 banks.

$3, 113,303 36 i $2, 858, 632 30 $3,108, 006 49
2, 326, 400 00 i 2, 226, 400 00 2, 026, 400 00
150,000 00 I
125,000 00
150, 000 00
|
132, 511 37 •
113,767 37
94, 114 24
38!), 67-J 10 j
234,366 99
71,269 "96
108, 1-jri 10 I
108,466 81
124,413 03
140, 361 50 j
82, 892 60
66, 507 20
22ti, 492 98 j
226, 428 98
229,416 98
09, 663 15 i
53,601 64
43, 151 63
123, fi'il) 48 !
113,444 98
93, 794 45
105, 358 45 |
73,431 67
136,215 26
375, 132 00
21, 019 94 i
35,533 55 i
492, 668 00 j

416,925 00
22, 447 70
36, 695 00
458, 255 00

329, 826 00
18, 837 56
38, 503 38
442,853 00

60!) 17 J

138, 222 36

128 504 28

104,666 12

86 1

7 948, 133 34

7 304 260 32

7, 052, 975 30

13, 690

REPORT OF THE COMPTROLLER OF THE CURRENCY.

31

by States and cities of redemption—CcmtiDiied.
NORTH CAROLINA.
DECEMBER 31.

MARCH 1.

MAY 1 .

JUNE 30.

OCTOBER 1.

Liabilities.
11 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation.
State bank circulation.

11 banks.

11 banks.

11 banks.

$2, 200, 000 00

$2, 200, 000 00

$2, 300, 000 00

$2,300,000 00

1J banks.
$2, 200, 000 00

193,445 71
231, 737 42

200,291 45
225, 250 90

200,291 45
295,671 31

1, 818,116 00

1,788, 166 00

1, 796, 724 00

1,859,984 00

1,601,914 00
3,108 00

209,791 45
238,741 19

219,344 54
269, 439 90

32, 013 00

4, 512 00

1,946 00

31, 499 00

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

2,631,837 50
83, 525 59
59, 888 22

2, 703, 524 48
182, 276 87
61,274 09

2,652,401 97
90,814 27
31,293 03

2, 613, 855 71
74, 453 85
57, 514 73

Due to national banks Due to State banks . . .

90, 695 45
35,039 14

69, 836 64
35,467 73

95, 978 45
54, 975 53

58,701 61
28, 726 35

34,778 90
20,993 15

Notes re-discounted...
Bills payable

217,657 47
50, 000 00

79, 900 00
50, 000 00

78, 047 12
62, 000 00

44 022 16
10, C O 00
O

142,408 13
45, 000 00

7, 643, 955 50

7, 600, 500 16

7, 660, 143 13

7, 527, 290 05

Dividends unpaid.

Total

2, 270, 111 51
84,797 63
50, 121 77

6, 942, 017 53

SOUTH CAROLINA.
12 banks,
Gapital stock
Surplus fund
Undivided profits
Nat'l bank circulation.
State bank circulation.
Dividends unpaid

12 banks.

12 banks.

12 banks.

12 banks.

$3, 135, 000 00

$3,135,000 00

$3, 135, 000 00

366, 760 35
380, 193 34

443, 711 59
207,282 77

444, 786 59
310,752 63

454, 786 59
336, 449 94

467, 350 73
233, 628 10

1,801,957 00

1, 786, 177 00

1, 678, 292 00

1,564,277 00

1,565,835 00

56,701 50

9, 707 50

$3,135, 000 00

$3, 135,000 00

;

7, 415 50

42, 142 50

10,331 50

2, 937, 358 03 j

2, 888, 943 84

2, 562, 007 82

1,920,231 26

Individual deposits....
U S deposits
Dep'ts U. S. dis. officers

2, 102, 535 35

Dixe to national banks.
Due to State banks . . .

165, 248 03
123, 906 97

218, 365 27
115,045 41

170, 045 04
151,(187 40

126,298 81
95, 489 00

81, 147 01
135,205 15

Notes re-discounted...
Bills payable

37, 000 00
90, 500 00

17, 000 00
55, 000 00

5, 000 00

30, 000 00
105, 000 00

297, 928 61
357, 500 00

8, 259, 802 54

8, 924, 647 57

8,791,923 00

Total

8,451,451 6i

8, 204, 157 36

GEORGIA.
13 banks.
Capital stock
Surplus fund . . . . .
Undivided profits
Nafl bank circulation.
State bank circulation

13 banks.

12 banks.

$2 785,000 00

$2 835, 000 00

$•> 635 000 00

458, 839 40
459, 699 50

470,881 41
349, 419 68

2 227 935 00

2,076,615 00

12 banks.

12 b a n k s .

no

$2 663 220 00

449,881 41
361, 867 i7

449,881 41
338, 259 85

459, 292 35
250, 913 82

2 032, 565 00

1, 908, 365 00

1, 734, 583 00

$2, 635, 000

16 691 34

2, 455 01

1, 995 01

28, 245 01

16, 283 27

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

2,147 332 47
96 362 51
13 051 97

2, 630,118 97
58,841 01
18, 750 85

o 073 563 69
117, 139 06
4 573 15

1, 683, 809 25
86, 507 70
9, 783 26

1,557,180 06
64, 956 .33
7,893 56

Due to national banks.
Due to State banks . . .

208, 388 72
98, 828 33

97, 713 97
48, 781 93

74 458 33
126 292 48

54,123 62
90, 285 22

122, 233 90
112,767 11

Notes re-discounted . . .
Bills payable

57 151 76

25,113 03

65, 798 04
5, 000 00

10, 000 00
10,000 00

45, 500 CO
18, 151 90

8,569,281 00

8, 613, 690 86

7 ,948 133 34

7, 304, 260 32

7, 052, 975 30

Dividends unpaid

Total




32

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 2, 1874, arranged
FLORIDA.
MAY 1 .

JUNE 30.

OCTOBER 1.

1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

Loans and discounts..
Bonds for circulation .
Bonds for deposits
U. S. bonds on hand ..
Other stocks and b'ds.
Dne from res've agents
Due from nat'l banks.
Due from State banks.
Real estate &c
Current expenses
Premiums p a i d . . . . . . .
Cash items
*..
Clearing-house exch'gs
National bank notes . .
Fractional currency . .
Specie
Legal tender notes

$29,938 50 i
50, 000 U0

$50,023 92
50, 000 00

$52,91.7 87
50, 000 00

$49, 237 32
50, 000 00

$55, 794 51
50, 000 00

Dep. with (J. S. Treas

2, 250 00

2, 250 00

2,250 00

159, 935 29

193, 785 67

201, 289 73

D E C E M11K R 31..

M A R C H 1.

Resources.

12, 000 00

12, 000 00

12, 000 00

30, 875 8-2
2, 740 28
95

2, 535 48
11, 339 77
1,821 67
1 815 98
225 84
8,310 00
755 12

10, 637 61
2, 158 22
1, 580 05
2, 1(15 85
1,357 32
8, 340 40
28 L 01

23,464
1,734
193
27,316

17,591
3,332
37
36, 700

2, 980 32
8,310 00 ;
732 20 I
11,235
1, 173
164
7, 534

Total

On
97
25
00 i

00
20
69
00

00
90
50
00

•

17, 012
2, 805
1,460
2, 183
1,493
6, 045
287

85
04
29
15
07
00
40

12, 760 00
2, 002 79
97 35
27, 000 00
2,250 00
174, 634 26

228
4,227
2, 160
11, 987
2, 184
1, 680
6, 045
1,185

67
02
21
20
90
15
00
87

5,163 00
814 00
22, 500 00
3, 254 55
167, 225 08

ALABAMA.
9 banks.

9 banks.

Loans and discounts.- $1,223,805 4!
Bonds for circulation .
1, 550, 000 00
Bonds for deposits
i.
U.S. bonds on hand..!
21, 000 00
Other stocks and b'ds. I
98,854 61)
Due from res've agents
449, 3!e 38
Due from nat'l banks.!
183,929 9!
Due from State banks, j
26, 000 43
Heal estate, &c
|
139,24:2 20
Current expenses
34,264 34
Premiums paid
148,744 62
Cash items .
168, 266 49
Clearing-house exch'gs
National bank notes . .
89,185 00
Fractional currency ..
11, 317 77
Specie
25, 976 13
Legal tender notes.. .. I
320, 958 00
• A '.' ^

< 11

L• r

iI < 1 v:1

I1«}

\ K' n

_ .

-

22, 000 00
105, 149 57
2-;5, 733 01
3C1, 517 22
1 2 ' 000 90
:.,
13*, IIL 91
24, i)?Q 22
140, 3 '4 08
9I,8!)7 79

62, 7^4
9, 504
2J, 05(5
278, 709

.

U. S. cert'fs of deposit- .
D e p , with U. S. Treas.
Total

$1, 190, t'80 56 I $1., 403, 271 91 $1,349,164 04
1, 580, 000 00
l,56;\ 000 00
J,.W),i!00 00

I

76, 116 45

70, 670 00

4, 566, 979 73 j

CITY

Total




4, 497, 480 43

7 banks.

$6, 189,623 8 3
$0,001,509 22
2, 681, 000 00 ; 2,084, 0;)0 0'J
112 000
742, 442
889, 324
57, 450
501,511
554, 470
115,691
135, 617
63:)
1, 464, 607
245, 468
30, 485
58, 859
1, 758, 042

018
515
830
290

$1,454,509 99
1, 580, 000 00

00
40
34
93 i
97
61
95
88
56

33, 000 00
106,751 93
185,486 96
356,794 03 .
20, 187 52 I
149,821 81 I
21, 892 52 !
149, 354 72
12,879 30

32, 000 00
107, 045 43
184,395 44
136.244 72
63,509 10
150,329 15

00
74
4L
00

81, 727 00
9, 974 29
15,079 91
234,354 00

' 87, 309 00
8,879 84
•10,516 94
242,218 00

78,320 00 |
4, 547, 814 76 i

88,316 00
4, 400, 784 06

32, 81.7 20
149,524 10
37, 157 03

76, 755 70
4, 353, 211 64

OF HEW O R L E A N S .

7 banks.

Loans and discounts..
Bonds for circulation .
Bonds for deposits
U. S. bonds on hand . .
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items .
Clearing-house exch'gs
National banknotes . .
Fractional currency . .
Specie
Legal, tender notes - . .
U / S . cert'fs of deposit.
Dep. with U. S. Treas

00
13
04
00

000
349
811
315, *:>4
29, ^50
149! 080
39, !02
149, 445
40, 357

9 banks.

00
53

74
45
00

47
54
55
50 ;
95 i
00 |
43
04
00

747, 284 73
69
51,410 08
727, 8 13 79
503, 775 90
77, 490 '24
131 8>)1 30
487 82
1,725,947 28
297, 121 00
20,914 9 5
125,977 13
2,0-9,090 00

7 banks.

7 banks.

$5, 645, 996 89
2, 684, 000 00

$6, 054, 475 50
2, 684, 000 00

7)8, 009 42
970, 403 91
69, 670 4 0
941,411 78
503,721 • >.)
131,794 40
127,801 30
1, 2 i> 75
"
910, 8r>0 50
2*3, 8 n 00
20,804 40
155,490 33
1,871, OH 00

152, 734 00

163, 104 00

187, 739 00

15, 752, 959 03

16,134,849 19

15, 323, 545 30

754,800 73
804,618 26
•41,306 18

392 902 23
593, 034 55
147,043 32
128, 050 30
4, 558 20
610,176 47
315,755 00
21, 167 02
118. 187 85
2, 272, 458 00
144,754 00
15, 147,383 61

7 banks.
$6, 833, 209 28
2 564, 000 00
744, 209
486, 471
36, 183
174, 322
590, 499
102, 898
112,547
5, 140
581, 056
81,450
15,235
52, 504
1, 257, 287

05
16
05
25
54
03
27
93
1L
00
49
40
00

114, 200 00
13, 751,213 56

REPORT OF THE COMPTROLLER OF THE CURRENCY.

33

by States and cities of redemption—Continued.
FLORIDA.
DECEMBER 31.

MARCH 1

1 bank.

1 bank.

$50, 000 00

$50, 000 00

JUNE 30.

OCTOBER 1

1 bank.

1 bank.

1 bank.

$50, 000 00

$50, 000 00

MAY 1.

Liabilities.
Capital stock

.. . . .

Surplus fund
Other undivided profits

$50, 000 C
O

2, 219 34

838 08

2,902 02

5,443 99

4, 657 05

45, 000 00

45, 000 00

45, 000 00

44,500 CO

40, 800 00

62, 276 87

94, 259 43

102, 645 22

73, 438 92

70, 883 28

742 49
439 08

3,688 16

1,250 60
75

300 50
584 25

159,935 29

Nat'l bank circulation.
State bank circulation.

193, 785 67

201,289 73

174, 634 26

167, 225 08

Dividends unpaid
Individual deposits
U S deposits
Dep'tsU. S. dis. officers
Due to national banks.
Due to State banks
Notes re-discounted
Bills payable
Total

ALABAMA.
9 banks.

9 banks.

9 banks.

$1 635 000 no

$1,635,000 00

$1 635 C O 00
O

Surplus fund
Other undivided profits

164, 648 55
128, 664 24

179, 222 37
54, 733 63

171,722 37
100, 083 71

173,951 09
117,160 13

181, 870 60
79, 876 95

Xat'l bank circulation.
State bank circulation.

1, 387, 620 00

1, 375, 320 00

1,405,261 00

1 , 396, 295 00

1 401, 370 00

Capital stock

9 banks.

V

9 banks.

635, 000 00

$1 635 000

no

993 CO

4, 679 00

2,657 00

2,397 00

2, 882 00

1, 140,031 76

1, 107, 510 21

1,152,621 05

1. 019, 351 67

956, 863 39

Due to national banks.
Due to State banljs . . .

26, 433 94
78, 688 24

79, 438 95
55, 676

31,096 59
49,373 04

13,592 99
43, 036 18

16, 267 18
28, 014 54

Notes re-discounted . . .
Bills payable

4,900 C
O

5,900 00

Dividends unpaid
Individual deposits
Dep'ts U. S dis officers

Total

41,046 98
10, 000 00

::::::::::::
4, 566, 979 73

4, 497, 480 43

4, 547, 814 76

CITY

OF NEW

7 banks.

7 banks.

7 banks.

4 , 400, 784 06

4, 353,211 64

ORLEANS.
7 banks.

7 banks.

no

$3, 850, 000 00

$3, 850, 000 00

no

$3, 650. 000 00

Surplus fund
Other undivided profits

282, 261 68
432, 322 83

288, 261 68
290, 265 44

288,261 68
433, 799 52

298, 438 20
481, 846 63

483, 328 80
352,910 96

Nat'l bank circulation.
State bank circulation

2,361,438 00

2, 348, 701 00

2, 340, 527 00

2, 340, 660 00

2, 273, 480 00

Capital stock

$3 850,000

$3 850, 000

36, 471 48

21, 660 07

17, 662 57

44, 597 46

21,648 33

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

8, 045,100 91

8, 374, 366 47

7, 465, 070 74

7, 330,164 34

5, 672, 787 98

Due to national banks Due to State banks . . .

145,439 87
599,924 26

335, 024 36
626, 570 17

276, 538 79
651, 685 06

237, 359 07
564,317 91

582, 769 go
714,287 57

15, 752, S59 03

16,134,849 19

15, 323, 545 36

15,147,383 61

13,751,213 56

Dividends unpaid

Notes re-discounted
Bills payable
Total

H. Ex. 3-




34

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1874, arranged
TEXAS.
DECEMBER 31.

MARCH 1.

OCTOBER 1.

JUNE 30.

MAY 1.

Resources.
10 banks.
Loans and discounts..
Bonds for circulation.
Bonds for deposits....
U. S. bonds on hand . .
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
National bank notes..
Fractional currency..
Specie
Legal tender notes . . .
U. S. cert'fs of deposit
Dep. withU. S.Treas.

Total

10 banks.

10 banks.

10 banks.

$1,496,242 47
914,000 0 J
175, 000 0J

$1,436,805 73
9! 4, 000 00
175,100 00

$1,462,190 81
914,000 00
175, 000 00

$1,423,019 19
864, 000 00
Fie, 0U0 00

76, 034 80
85,501 97
185,583 91
114,333 07
104, 329 53
44, 237 80
28,984 74
5,692 13

105,901
235, 188
185, 169
146, 826
105, 266
26, 9G8
34, 756
23, 980

96
14
50
21
82

116,580
181, 119
188, 386
104, 258
105,853
33, 589
34, 592
25, 307

128, 652
231,336
199, 669
113,877
161,567
28, 339
33, 709
29, 796

90
41
53
47
24
49
36
89

89,668
227, 628
110,020
123,843
163, 056
28, 584
26, 420
67, 610

127,948 00
13. 587 79
180 656 01
350,412 00

106,617 00
12, 555 17
142 953
356, 083 00

139, 042
23, 126
13° 351
508, 836

90, 220
20,414
117 089
275, 034

00
50
95
00

69,041
10, 126
96 096
228, 573

97
07
60

99
81

0^>
98
66
59
05
51
00
75
31
00

10 banks
$1,366,805 99
789, 000 0 0
175, 000 00
14
49,
68

19
48
9L
24
00

77
43
00

49,200 00

58, 562 05

56, 055 50

47, 740 95

46, 282 43

3, 95i, 744 22

4, 066, 634 74

4, 200, 291 04

3, 936, 467 88

3,617,757 88

ARKANSAS.
2 banks.
Loans and discounts . .
Bonds for circulation..:
Bonds for deposits
j
U. S. bonds on hand . .
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks. !
' Due from State banks. j
Real estate, &c
j
Current expenses
Premiums paid
Cash items
j
Clearing-house exch'gs
National bank notes..
Fractional currency . . j
Specie
|
Legal tender notes.
U. S. cert'fs of deposit. ;
Dep. with U. S. Treas. S
Total.

j

2 banks.

$215,356 74 i
205, 000 00
70, 0')0 00 ;
36, 172
36,344
11,759
3, 297
19,017

46
57
72
82
J3

34,930
17,313
20,681
7, 18L
19,017
131
5, 675
3,559

5, 675 0!)
6, 888 69
5, 708
712
1,155
32, 900

2 banks.

01 |
2L i
98 |
10 i
13 !
20 !
00
81

11,267 72 '
;

2 banks.

$196,820 92
205, 000 00
70, 000 00

$174, 449 50 i
105, 000 00
50, 000 00

32, 49 L 51
26, 227 02
10, 702 67
4, 092 40
19,017 13
156 25
5, 675 00
695 55

30, 578
38, 303
20,873
1,166
19,017

5, 018
2, 147
1,021
29, 300

11,248 50 |
608,687 65

2 banks.

$185,522 90
205, 000 00
70, 000 00

5,613 00
1,312 19
611 10
25, 376 00

00
84
70
00

661,256 39

I

$181,037 42
205, 000 00 !
70, 000 00 (

4, 586 00
2,448 46
209 00
26, 675 00

00
57
03
00

9, 617 90
606,714 93

45
84
11
20
13

5, 675 CO
551 08

30,732 51
30, 115 72
18, 187 78
4,081 35
19,017 13
148 75
5, 675 00
494 25
12,891
1,149
337
23,875

00
22
50
00

9, 936 76

4, 750 00

631,840 95

480, 904 71

TENNESSEE.
26 banks.
Loans and discounts..
Bonds for circulation .
Bonds for deposits
U. S. bonds on hand . .
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items .
Clearing-house exch'gs
National bank notes..
Fractional currency . .
Specie
Legal tender notes
LT S cert'fs of deposit.
Dep. with U. S. Treas.
Totr.l




26 banks.

$1,684,599 37
3, 086, 0U0 00
400, 000 00
4,400 00
155, 163 81
521,947 25
780, 465 45
111,218 91
31.1,873 06
92, 908 39
236,464 33
172, 022 01
458, ('65
35,544
26, 368
954, 619

00
48
52
00

26 banks.

$4,873,591
3, 086, 000
400, 000
5, 000
155, 697
677, 232
477,735
370, 160
313,422
94, 824
235, 176
271, 368

57
00
00
0!)
72
57
12
59
31
77
77
28

427, 414
24,153
23, 784
844,218

00
07
54
00

$4, 897, 296 88
2, 986, 000 00
400, 000 00
8, 600 00
165,472 55
564, 580 44
315,754 12
340,200 74
315,795 11
114,083 68
227, 289 69
1.62,208 36
376,068 00
36, 222 37
24,613 68
807, 185 (O
J

27 banks.

27 banks.

$4, 998, 485
2, 836, 00 )
400, 000
5.150
159, 727
476, 068
440, 563
192, 954
319,702
47,501
207, 474
79, 724

06
00
00
00
10
40
40
57
75
26
13
00

$4,816,478
2,786,000
400, 000
3,100
164,126
381, 347
190,146
152,677
325, 398
84,851
194, 586
136,811

97
00
00
00
01
29
6L
26
10
07
17
94

275,
33,
20,
690,

CO
72
59
00

264,571
32,591
25, 165
595, Oul

00
38
49
00

602
715
107
233

164, 747 85

185, 545 00

171, 332 00

158,451 66

148,911 91

12,196, 4C8 12

12,465,329 31

12, 002, 702 62

11,341,460 64

10,701,824 20

REPORT OF THE COMPTROLLER OF THE CURRENCY.

35

hy States and cities of redemption—Continued.
TEX
DECEMBER 31.

A S.

MARCH 1

MAY 1.

JUNE 30.

OCTOBER 1

Liabilities.
10 banks.

10 banks

10 banks

10 banks.

10 banks

$1 195 000 00

$i 205 000 00

$1 225 000 00

$1 200 000 00

$1,200 000 00

Sur nlus fund
Oth 2V undivided profits

225, 431 52
148, 721 59

230, 525 76
102, 165 44

234,095 48
137, 625 85

234, 095 48
157, 790 50

260, 277 64
84, 009 64

Nat 1 bank circulation.
^ bank circulation

795, 604 00

759,104 00

752, 332 00

710,292 00

673, 102 00

.

j

gtock

oc

292 00

2,052 00

1,080 00

1,020 00

Indi vidual deposits
deposits
'tsU.S. dis. officers
Dei
Due to national banks,
Due to State banks . . .

1,117,397 00
103, 184 37
182, 829 22

1,275,780 55
108,779 04
277, 746 87

1,319, 593 43
175, 830 67
214, 369 08

1, 158, 653 21
136,937 94
224, 487 91

1,081,196 02
92, 039 68
15e, 926

124 026 12
49, 258 40

53,414 21
32, 066 87

71,949 43
58,415 10

67,182 72
38, 508 12

34, 885 02
32, 547 54

Not ?s re-discounted . . .
Bill payable

10, 000 00

15,000 00

10, 000 00

7,500 00

3,951,744 22

4, 066, 634 74

4,200,291 04

3, 936, 467 88

Div idends unpaid

r. &

Total

774

3,617,757

ARKANSAS.
2 banks.

2 banks.

2 banks.

2 banks.

$205 C O 00
O

$205 000 00

$°05 000 00

$°05 000 00

$205, C O 00
O

Surplus fund . . . .
Other undivided profits

23, 750 00
25, 693 23

26,125 00
6,347 4L

26,125 00
7, 593 4L

26,125 00
11,274 8Q

26,125 00
15, 906

Nat'l bank circulation.
State bank circulation.

183, 900 00

180, 600 00

180,600 00

178,800 00

93, 994 C
O

14 500 00

14 500 00

• 9 000 00

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

152, 395 91
58,410 74
8,037 05

105,036 31
48, 649 23
17, 750 02

102,134 10
58, 062 56
3,451 69

134, 871 10
51,364 23
8,905 90

Due to national banks.
Dae to State banks . . .

1,200 79
2, 868 67

4,234 96
444 72

8, 510 86
737 31

4, 135 61 :
2,364 25

661,256 39

608, 637 65

606, 714 93

631,840 95 |

Capital stock

Dividends unpaid

2 banks.

•

79,465 70
51, 74S 30
2, 713 36
5, 265 44
636 54

i

Total

480, 904

—

TENNESSEE.
26 banks.

26 banks

26 banks

27 banks.

27 banks.

$3, 390, 300 00

*3 405, 300 00

$3, 405, 300 00

$3 450, 800 00

$3, 455, 300 00

Utiier undivided profits

447 255 qn
303, 676 77

470 808 10
208, 090 91

465 608 06
300, 789 06

486 702 06
210,850 52

515 096 70
259, 461 34

Xat'l bank circulation.

2, 748, 281 00

2, 639, 700 00

2 525, 043 00

2, 474, 323 O
C

Capital stock

Dividends u n p a i d . . . .

22, 333 00

Individual deposits
X S. deposits
"
Dep'ts U. S. dis. officers

4,711,778 93
2L1 639 QO
1'iO, 854 44

Due to national banks.
D\is to State banks . . .

87, 578 00
28, 925 28

Notes re-discounted . . .
Bills payable

48, 784 85
25, 000 00

Total




12, 196, 40S 12

2 739, 363 00 j
6, 933

35 •

4 956,513 76
271, 762 50 '
125, 338 87 .j
131,798 87
74, 559 93
45,500
29, 340

oo !
oo !

12 465, 329 31

3, 194 85

61, 195 85

10, 553 35

4, 538, 453 SO
227, 205 16
56, 852 54

4, 135, 859 05
190, 957
79, 889 21

3, 566, 041 07
199, 963 si->
95, 775 24

65,691 48
69, 943 77

65, 240 61
51,936 79

73. 338 86
47, 970 81

220, 000 00
9, 963 90

75, 986 16
6, 000 00

4, 000 00

12.C02.702 62

11, 34!, 460 64

10, 701, 824 9 0

36

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1874, arranged
KENTUCKY.
MARCH 1

DECEMBER 31. j

OCTOBER

JUx\E 30.

MAY 1.

Resources.
39 banks.
Loans and discounts..
Bonds for circulation .
Bonds for deposits
U.S.bonds on hand . .
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes . .
Fractional currency . .
Specie
Legal tender notes
II. S. cert'fs of deposit.
Dep. with U. S. Treas
Total

j

$8, 278, 078 71
6,522, 150 00
60, 000 00
2, 150 00
80, 257 26
922, 070 65
517,409 14
200, 974 30
401, 805 05
53, 500 02
386, 987 35
18 443 06

39 banks.

CITY

$8, 744, 677 71
6,378,150 00
110,000 00
4,000 00
50, 971 54
1,028,467 51
600, 450 99
233, 390 60
406, ! 51 89
46,510 96
394,769 11
23 873 49

$9,031,611
6, 355, 150
110,000
1,900
57, 924
688,180
720, 808
181,801
417,383
77, 077
401,748
31 6°1

90
00
00
00
40
88
69
58
28
05
10
5?

00
68

220, 349
14,788
11 133
588, 826
10, 000
3 J9, 479

00
38
85
00
00
00

296, 849
12,097
8 274
531,991
10, 000
307, 248

00
25

220, 953
15, 54 y
8 036
526, 455
10, 000
298,212

00
33
17
00
00
35

228, 606
16, 422
9 912
561,033
10,000
340, 173

58
00
00
00

18, 606, 514 28

OF

Total

18,981,932 39

9 banks.
$5, 187, 855 68
3, 184, 700 00
400, 000 00
50 000 0 0
63, 941 0 0
502, 813 3 3
298, 143 4 2
151,883 61
190, 6GP 48
52,612 69
312,751 4 0
41,830 67

31,493
7,447
14,229
461,011

137,096
4, 776
10,072
606, 151

53
85
00

60

00
00
59

19, 188,674 24

19,154,413 26

LOUISVILLE.

$4, 819, 910 49
3, 174, 700 00
350, 000 00
50 000 Of)
29^ 141 CO
312, 538 98
240, 678 17
11 6, 318 7!)
190, 649 48
20, 354 34
302, 6-26 40
33, 631 4 3
00

42 banks

13
00
00
00
56
16
06
51
95
18
44
17

9 banks.
Loans and discounts..
Bonds for circulation.
Bonds for deposits
U S bonds on hand
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State bauks.
Real estate, &c
Current expenses
Premiums paid
Ca y h items . . - - . . . . . .
Clearing-house exch'gs
National bank notes..
Fractional currency . .
Specie
Legal tender n o t e s . . .
II. S. cert'fs of deposit.
Dep. with U. S. Treas -

41 banks

$8, 752, 353
6, 465, 150
110,000
3, 550
60, 302
812,214
538,487
181,832
391,291
92, 681
3!>7, 387
22 106

298, 122 CO
16,253 45
19 504 04
610,767 00 i
10, 000 00 !
312,493 32
18,710,965 35

40 b a n k s .

! $8, 478, 096 84
6, 579, 150 00
i
110,000 00
1,050 00
!
49,531 78
1
706, 745 09
!
468, 249 27
i
187, 038 29
.
383, 482 24
62, 783 44
394, 746 88
19 493 1 ( '

9 banks.
$5, 088, 950
3, 194,700
400, 000
50 000
74.782
253, 570
179,878
113, 908
J 91,087
30, 418
310,618
34, 864
82, 355
6, 857
1 788
517,004

00
69
01)

00

9 banks.

8 banks.

$5, 064, 644 18
3, 194,700 00
400, 000 00

$4,591,064 09
2, 844, 7U0 00
400, 000 00

54
42
86
90
48
96
95
01

85, 171
433,812
223, 123
182, 474
207, 987
18, 181
304, 457
31, 784

37
62
11
71
48
84
08
37

59,183
248, 850
151,028
87, 109
179, 739
56, 758
288, 634
24, 812

00
56
15
00

92, 404
4,096
992
601,496

00
24

61, 141 00
3, 658 16
935 45
456, 158 00

06
00
00
00

90

00

37
05
94
97

34
oo

61

143, 8(il 50

164,211 50

194,031 50

159, 176 50

136,416 50

10,300,591 96

11,359,499 47

10,7.54,816 39

11,004,501 70

9, 590, 240 42

OHIO.
159 banks.

160 banks.

162 bauks.

162 banks.

162 banks.

Loans and discounts..! $34. 674, 585 4 4 $35,388,513 43 $36,102,739 41 $36,558,751 40 $37, 070, 566 63 \
19,843, 750 00 i 19, 953, 750 00
19,961, 950 00 I
Bonds for circulation. 19,835,750 00
19, 868, 250 00
560, 000 00
560, 000 00
560, 000 00 !
Bonds for deposits.
560,000 00
535, 000 00
425, 850 00 !
401, 050 00
390, 850 00 |
U.S.bonds on h a n d . J
402, 000 00
379, 950 00
1,041,020 15
1,034,516 50
956,156 47
Other stocks and b'ds j
1,025,916 32
1,100, 199 05
2, 765, 990 71 \ 2,719,003 60
2,451,671 69 \
Due from res've agentsi
3,373,751 58
3, 270, 760 39
1,036,033 25
855, 822 47
Due from nat'l banks, j
1, 045, 907 98
1, 121,233 93
l,06-»,638 97
493, 913 98
564,831 20 I
Due from State banks. j
696, 292 83
608,713 80
600, 274 37
1,480,980 71
1,501,640 18
1,547,012 19
Real estate, <fcc
1,432,032 49
1,46(3,744 00
416,378 39 j
235, 182 40
445,041 58 t
Current expenses
!
229, 897 73
354, 957 43
379, 873 94 |
369,931 12
350, 833 17 !
Premiums paid
343,010 63
358, 870 40
361, 079 46 .
'
335, 263 93
411,841 40 I
Cash items
354, C94 36
390,425 0L
Clearing-house exch'gs
784,807 00 |
773,614 00 j
624,612 00
7i)0, 377 00
876, 165 00
National bank notes ..j
117,532 39
115,876 58
128, 257 56
133,207 32
116,285 84 |
Fractional currency . .
33, 80 L 40
34, 735 93
65, 782 32
48,515 05
25, 273 35 I
Specie
j
3, 687, 706 00
3, 67-.1, 8 76 00 3, 675, 266 00 I 3, 143, 916 00
3,354,801 00 !
Legal tender notes
U. S.cert'fs of deposit.!
1,103,417 27 I 1,175,431 57
1,211,462 57
1,079,713 87 j 1,068,713 83
Dep. with U. S. Treas. j
Total




69,680,768 02

70,837,823 92

70,798,803 53 i 70,336,836 85 j 70,845,540 65

REPORT OF THE COMPTROLLER OF THE CURRENCY.

37

by States and cities of redemption—Continued.
KENTUCKY.
DECEMBER 31.

MARCH 1.

MAY 1.

JUNE 30.

39 banks.

39 banks.

40 banks.

41 b a n k s .

$6, 887, 200 00

$n, 852, 000 00

$7,102, 000 00

$7,181,800 00

$7, 299, 620 00

928, 648 40
449, 993 53

992, 628 75
542, 036 59

5,571,798 C
O

5, 612, 813 00

Liabilities.
Capital stock
Surplus fund.
Undivided profits

780, 265 41
474, 845 42

Nat'i bank circulation.
State bank circulation.

5,601,491 00

5, 784, 694 00

5, 703, 588 CO

Dividends unpaid

900, 842 60
556, 951 25

820,513 31
434, 323 95

OCTOBER 1.
42 banks.

74,254 00

32, 167 00

23,571 00

123,612 00

15, 448 55

Individual deposits
U. S. deposits
Dep'ts U.S. dis. officers

4, 207, 762 25
41,509 55
3, 245 26

4,090,905 71
70, 057 22
3, 355 96

3, 973, 658 08
103, 775 92
5 85

4, 007, 992 01
77, 570 65
3, 455 19

3,953,702 19
88, 649 95
1,541 99

Due iOnationalbanki
Due to State banks. . .

173,986 41
279, 636 6Q

135, 183 40
254, 148 38

140,315 77
412,058 53

264, 353 0{]
428,210 71

212, 327 51
332, 346 80

Notes re-discounted . ..
Bill^ payable

51,924 39
3i> 748 00

59, 570 49
69,594 86

87, 279 05
76,980 31

59,143 64
92, 097 00

51, 598 93
51,699 00

18,710,965 35

18, 606, 514 28

18,981,932 39

19, 188,674 24

19, 154,413 26

Total

CITY

OP

9 banks.
Capital stock

9 banks.

! $3,445,500 00

291,921 48
214,323 64

270, 035 86 |
283, 297 26 !

2, 84'), 379 00 !

2, 845, 879 00

I

29, 887 75 j

Individual deposits
j
U. S. deposits
Dep'ts U.S. dis. officers;

1,792,278 21 j
132, 706 09 [
188, 686 74 j

1,945,335 24
620, 362 73 j
215,058 14 j

Due to national banks |
Due to State banks. ..!

588,518 17
586,531 38

693,433 78 !
696, 297 88

930,550 21
«00, -.69 85

Notes re-discounted...|
Bills payable
I

194,577 67
t'5, 000 00

95,591 20
218, 403 13 j

143,903 13
7, 200 00

Total

I 10,300,591 96

8 banks.

9 banks.

$3, 445, 500 00 j $3, 445, 500 00

265, 835 86
Surplus fund
j
212,973 09
Undivided profits
i
Nat'l bank circulation. i 2, 838, 044 00
State bank circulation. i.
Dividends unpaid

LOUISVILLE.

62, 688 50

5, 800 25

1,744,406 13
164, 189 90
103, 984 55

11,359,499 47 , 10,751,816 39

$3, 445, 500 00
297, 879 39
206, 948 03
2, 862, 679 00

31,461 25
1, 745, r48 64
149,916 75
157, 838 40
1,006,868 09
873, 187 97 I
82,551 81
139, 622 37 !
11,004,501 70

$3, 095, 500 00
270. 079 39
297,023 12
2, 544, 149 00
10, 126 25
1,689,739 45
152,175 51
185,109 tii
665, 027 28
373, 256 58
134,431 54
17 j, 622 37
9, 590, 240 42

OHIO.
159 banks
Capital stock
Surplus fund .
Undivided profits
N a f l b a n k circulation.
State b a n k circulation

160 banks

$90 661 C O 00
O

$20, 746, 000 f;0

4 618,493 80
1 673, 163

4,624,513 12
1, 796, 145 31

4, 633, 972 69
289, 377 58

4, 6C>6, 072
12
1,676,604 06

4,614.030 7°
2,177, 823 10

17 442, 375 00
49, 003 00

17,493,735 00
48, 893 00

17, 511,233 00
43, 377 00

17, 640. 9°5 00
48, 852 00

17,701,975 00
43, 820 00

162 banks

162 banks

$°0 928, 932 no $21, 040, 932 00

162 banks.
$21,094 050

or

100,281 55

18, 596 62

71,539 47

69,310 97

13,499 47

Individual d e p o s i t s . . . .
U. S. deposits . . .
Dep'ts U . S . dis. officers

23 049,816 10
389,316 03
63,961 28

23,823,541 71
475,416 14
41,926 02

23, 197,531 77
296, 355 05
17,514 25

23, 119,495 46
296, 060 26
18, 206 49

22, 490, 423 77
431,076 08
37, 255 63

Due to national b a n k s .
D u e to State banks . . .

505, 663 02
476, 774 82

706, 942 92
442, 717 42

611,279 81
463,517 31

629, 858 63
416, 495 74

839,193 11
430, 429 65

Notes re-discounted . . .
Bills payable

263,041 31
334,878 87

222, 930 31
396, 466 35

283,221 63
410,401 99

307,499 48
406,564 61

528, 785 60
403,173 52

69 630, 768 02

70, 837, 823 92

70, 798, 803 58

70, 336, Q8G85

70, 845, 540 65

Dividends unpaid

Total




REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1874, arranged
CITY

OF

CINCINNATI.

DECEMBER 31.

Total

MAY 1.

5 banks.

Loans and discounts..
Bonds for circulation .
Bonds for deposits
U. S. bonds on hand ..
Other stocks and b'ds.
D»e from res've agents
Due from nat'l banks
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes..
Fractional currency . .
Specie
Legal tender notes
U. S. ceit'fs of deposit.
Dep. with U.S. Treas.

31 ARCH 1.

5 banks.

5 banks.

$9,813,496
3, 617, 200
621, 000
163, 200
43,163
1,701,743
330, 839
247, 738
183, 839
58, 989
73 033
147,804
113,048
8,106
39, 501
730, 000
515, 000
208, 350

18,616,056 57

6 banks.

Total

$7,888,371
2, 526, 000
225, 000
128, 500
63, 325
575, 758
357, 987
130, 208
178, 256
23, 605
22 955
48,599
156, 102
176,012
41,254
7, 562
935, 000
25, 000
134, 282

21,468,165 86

OF

21,355,443 40

$11,166,025
3, 552. 200
771, OOu
368, 000
166,672
2, 379, 312
508, 700
289,321
183,839
55, 071
26 420
44* 756
70, 924
158,627
7, 306
25, 803
784, 300
790, 000
199,339

5 banks.
98
00
00
00
90
22
80
84
92
7Q
%
54
00
94
fiQ

00
00
00

21, 547, 623 75

$10,857,437
3, 552, 200
771, 000
331,750
162,672
1, 855, 837
933,917
336,514
180,839
101,942
27 604
45 513
119,885
166,861
8,944
11,648
743. 700
850, 000
225,011

96
00
00
00

;
!
:
:

9 0 •'
02 !
44 i
79 !
84 i
29 i
Ql

'

72 '>

0!)
80 :
Q5
(JO !
00 ;

°9

21,283,312 79

CLEVELAND.
6 banks.

6 banks.
29
00
00
00
28
59
23
00
29
05
94
63
85
00
46
8 1
00
00
15

OCTOBER 1.

5 banks.

$11,831,309 88 .$11,461,288 66
3,617,200 00
3, 552, 200 00
• 621,000 00
771,000 00
189,150 00
340, 100 00
57, 845 34
226, 872 90
2,131,692 52
1,471,986 94
334, 222 60
404, 320 62
377, 255 59
293, 029 95
183, 839 84
183, 839 84
95, 740 02
85, 059 81
18 788 7°
23 721 12
77
63 662 13
79 632 1°
50
83, 357 8L
148,119 86
00
] 33, 946 00
191,292 00
46
9, 242 57
7,819 75
86
19,910 67
12, 47? 60
865, 000 00
920, 569 00
00
00
630, 000 00
980, 000 00
U
O
190,455 00
213, 660 00

79
00
C
O
00
71
95
47
64
84
52

CITY

Loans and discounts .
Bonds for circulation.
Bonds for deposits
U. S. bonds on hand...
Other stocks and b'ds.
Duefrom res've agents
Due from nat'l banks.
Due from State banks Real estate, &c
Current expenses
Premiums paid
Cash items . . . . .
Clearing-house exch'gs
National b a n k n o t e s . .
Fractional currency . .
Specie
Legal tender n o t e s . . . .
U. S. cert'fs of deposit
Dep. with U. S. Treas.

JUNE 30.

$7, 832, 499
2, 526, 000
225, 000
78,500
62, 932
812, 333
490, 628
77, 427
178,314
115, 196
14 080
44,302
155, 313
81,213
26, 868
11,312
728, 000
25, 000
135, 054

21
00
00
00
28
75
78
62
72
72
94
15
65
00
46
K)
00
00
30

13, 643, 7b'l 56 ; 13, 621, 978 38

$8,223,021
2, 526, 000
225, 000
78,500
65, 002
402, 029
322, 828
102,851
178,314
119,237
14, 080
42, 677
126, 739
171,587
22, 148
5, 094
930, 000
25, 000
126,410

6 banks.
37
00
00
00
28
80
96
35
72
70
(

6 banks.

$7, 948, 465 48
2, 526, 000 00
225, 000 00
73, 500 00
65, 527 36
556, 560 99
438, 658 60
86,564 52
178,814 72
2J, 414 52

$8, 257, 851
2, 526, COO
225, 000
78,500
65,514
591,800
399, 012
98, 818
173,814
132,411

12
00
00
00
66
09
59
14
7*'
10

99, 73 ) 37
65, 786 58
161,016 00
27,246 12
18, 29(f 19
782, 000 00
25, 000 00
119,701 42

54, 260
137, 183
253, 243
18, 178
955
832, 500
25, 000
129, 035

14
00
07
8->
00
00
57

»'4

16
76
00
56
8->
00
00
00

5°

13, 076, 524 22 j 13, 423, 276 87 | 14, 004, 078 54

INDIANA.
100 banks.

101 banks.

103 banks.

103 banks.

103 banks.

;

$23, 048, 764 20 |
Loans and discounts.. $27,168,518 95 $27,531,137 06 $28,018,897 84 $27,921,303 75 \
16, 505, 300 00
16, 605, 300 00
16, 480, 300 00 16, 196 300 00 15, 762, 300 00 j
Bonds for circulation .
450, 000 00
450, 000 00
450, 000 00
450, 000 00
450, OuO 00 |
Bonds for deposits
67, 600 00
61,850 00
20, 200 00
38, 550 00
43,100 00 !
IT. S. bonds on hand . .
507, 653 48
592, 636 22
500, 259 74
552, 388 05
618, 702 07 !
Other stocks and b'ds.
2, 172, 177 55
2, 642, 020 87 2, 523, 514 03 2,081,797 95 |
2,283,85] 51
Due from res've agents
1,187,206 79
1,926,713 57
1,341,062 61
1,725,346 41
1,456,831 56 I
Due from nat'l banks.
527,1)24 96
726, 326 96
602,563 18
624,531 48
441, 161 25
Due from State banks.
1, 134, 114 03 1, 146, 517 52 1, 179, 240 59 !
1, 118, 886 82
1,115,320 20
Real estate, &c
372, 599 78
210,528 35
238,862 41
250, 765 05
244, 698 70 !
Current expenses
387, 833 21
428, 129 87
401, 332 52
390, 483 29 !
Premiums paid
419,081 35
269, 828 28
333, 962 22
229, 682 21
241,950 68 i
Cash items
214,424 74
Clearing-house exch'gs
807, 901 00
820,210 00
796, 018 00
736, 508 00
National b a n k n o t e s . .
689, 859 00 ;
69,810 74
76, 897 64
67,715 17
72, 557 25
Fractional currency . .
74, 082 43 !
63,639 91
69, 576 75
46, 257 52
50,384 48
Specie
23, 654 66 !
2, 522, 639 00
2,682,417 00
2,791,426 00
! 547, 489 00 2, 376, 905 00 i
,
Legal tender notes.
20, 000 00 '
10,000 00 '
10, 000 00
20, 000 00
20, 000 00
U. S. cert'fs of deposit.
787,712 74 j
835,016 46
842, 937 23
Dep. withU. S. Treas.
J»:rf, 869 90
893, 223 95
Total




54, 882, 465 50

56, 039, 065 57

57, 648, 197 52 | 56, 330, 106 98 54,931,244 12

REPORT OF THE COMPTROLLER OF THE CURRENCY.

39

by States and cities of redemption—Continued.
CITY
DECEMBER 31.

OP

CINCINNATI.

31 ARCH 1.

Liabilities.

MAY 1.

5 banks.

JUNE 33.

OCTOBER 1

5 banks.

$4 000 000 01)

$4 000 000 03

$4 000 000 0 3

950, 003 00
493, 613 31

953, 000 00
525, 450 25

950, 000 03
554, 490 75

980, 000 00
514,137 38

3, 165, 210 00

Nat'l bank circulation.
State bank circulation

$1 000 003 00

915,000 00
462, 755 09

Surplus fund
Undivided profits

5 banks.

$4 000 000 0 3

Capital stock

3, 107, 590 00

3, 076, 175 00

3,019,750 C
O

2,916,050 00

5 banks.

5 banks.

1,020 00

2, 73(5 00

2, 136 00

- 1,650 00

2, 592 00

Individual deposits
U. S. deposits
Depts U S dis officer*

5, 056, 578 06
330, 130 27

7,415,379 38
438,132 14

6, 763, 944 26
319, ]25 72

7, 098, 290 52
383, 035 03
379 00

7,691,167 53
400,619 23

Due to national banks.
Due to State banks . . .

3, 165, 035 11
887, 028 04

3,516,765 7L
914,422 32

3, 740, 369 40
1,215,742 77

3, 642, 447 83
1, 162,071 62

3, 063, 960 56
95), 283 09

Dividends unpaid

Notes re-discounted .
Bills payable

603, 303 03

599, 500 00

735, 503 00

738, 503 03

731, 500 00

18, 616, 056 57

Total

21,468,165 86

21.355,443 40

21, 517, 623 75

2!, 283, 312 79

CITY

OF CLEVELAND.
6 banks.

6 banks.

I $4, 550, 000 00

$4, 559, 000 00

$1,550,000 00

666, 507 62
292 571 82

666, 507 62
418,601 86

670,757 81
484, 293 84

!, 206, 350 00
9, 688 03

2.221,830 00
I), 684 03

6 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation.
State bank circulation.

2, 223, 520 00

6 banks.
$4, 550, 000 00
722,907 81
229, 895 44
2,243, 150 00
9, 679 03

6 banks.
$4, 550, 000 00
723,056 31
461,041 49
2,206,910 00
9, 676 00

9, 684 00

Dividends unpaid.

1,705 00

190 00

3,815 00

1,876 00

6,190 03

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

4, 157, 449 00
75, 986 39
121, 445 91

Due to national banks.
Due to State banks . . .

445, 663 69
331, 407 51

303, 240 54
346, 665 41

Notes re-discounted . . .
Bills payable

432, 306 62
346, 700 03

331,816 05
332, 9 L7 59

4, 290, 848 42
116,671 72
21,005 26

13,643,781 50 I 13,621,978 38

3, 814, 356 74
72, 390 03
92, 186 01
267, 462 53
455, 237 49
568, 228 27
462,217 50 I

3,892,301 19
83, 638 52 j
72,204 57

4, 258, 247 65
56,442 44
97, 033 39

308. 986 75
337^ 398 53

415,551 76
383, 100 81

188, 300 00
781,003 00

17,082 69
821, 009 00

13, 676. 524 22 { 13, 423, 276 87

14,034,078 51

INDIANA.
101 banks.
Capital stock

; $18,213,800 00

Surplus fund
Undivided profits

j

4,492 967 66
1,618,985 11

14,436,842 00
Nat'l bank circulation
State bank circulation. |.

103 banks.

103 banks.

$18,593,003 00 j $18,553,100 00 j $18,568,400 00
4,641,511 16 I 4,576,431 57 I
1, 168,314 31 j
1,650,363 51 I
14, 535, 843 00 | 14, 418, 607 00

103 banks.
$18,583,400 00

4,567,637 87
1,619,415 47

4,671,550 80
1,511, 68.3 73

14,179, 968 09 j

13, 880, 792 00
15, 637 53

\

55,129 28

Individual deposits
i
U. S. deposits
I
Dep'ts U. S. dis. officer^

14,033,013 21
219,565 29
154, 336 91

Due to national banks.j
Due to State banks . . . i
I
Notes re-discounted...j
Bills payable
j

693, 293 70
596,264 59

896, 273 69
668,271 Id

1,016,689 84
828, 388 20

871, 451 52
756, 954 59

726,103 11
517,215 20

228, 494 08
109,773 67

88,824 21
82, 349 21

32,688 33
101, 369 42

14,121 80
98, 164 22

45, 200 00
109, 957 79

i 51, 882, 465 50 | 56, 039, 065 57 | 57, 648, 197 52

56, 330, 106 98

54,931,244 12

Dividends unpaid

Total




14,912 45 !

25,811 68

60,516 84

11, 626, 089 02 ' 16, 144, 480 69 j 15, 237, 498 30
486, 935 01
233, 838 66 j
202,621 52
236,712 29
66,101 62 j
153, 326 65

14,466,543 48
189, 182 70
213,977 81

40

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1874, arranged
ILLINOIS.
DECEMBER 31.

MARCH 1

JUNE 30.

MAY 1.

OCTOBER 1.

Resources.
125 banks.

127 banks

126 b a n k s

Loans and discounts.. $22,174,030 42 $22, 882, 714 54
Bonds for circulation. 11,181,400 00
10, 829, 500 00
901,800 00
Bonds for deposits
775, 000 00
70, 350 00
U. S. bonds on hand ..
66, 250 00
597, 725 66
Other stocks and b'ds.
651,584 15
3, 402, 689 54
Duefrom res've agents
4,655,631 89
1,110,008 35
Due from nat'l banks.
1, 500, 640 50
202,454 90
Due from State banks.
260, 603 25
1, 230, 275 78
Heal estate, &c
1,229,560 83
209,047 79
Current expenses
203, 271 66
420, 606 12
Premiums paid
424, 890 65
279 518 57
Cash items
335 073 09

Total

770, 533 00
78,751 59
65 784 84
2,542,689 00
10 000 00
628, 790 78

776, 802 00
87, 984 3 3
64 861 0 3
2,545, 141 0 0
5 000 no
656, 765 45

45. 876, 456 34

National bank notes . .
Fractional currency . .
Specie
Legal tender notes . . .
X S cert'fs of deposit
J
Dep. with U. S. Treas.

47,951,274 37

CITY
17 banks.

OF

130 banks.

$22,852, 00 L 17
10, 500, 800 00
775, 000 00
88, 500 00
649, 901 95
3, 587, 294 58
1,477,246 27
266, 537 84
1, 272, 005 70
255, 757 15
399, 103 07
358 582 q-j

$22, 737, 835 39
10, 257, 800 00
775, 000 00
65, 350 00
573,419 37
3, 769, 765 90
1, 409, 259 27
250, 225 58
1, 291, 654 93
258, 984 06
392,357 21
290 387 58

$23, 575, 229 07
9, 983, 800 00
800, (100 00
55, 800 00
521, 116 16
2,771,356 74
1, 028, 763 05
171,687 81
1,313,446 95
212,484 73
396,482 09
340 680 51

G66, 236
93,514
64 035
2, 527, 436
5 000
592, 220

00
02
78
00

655, 686 00
84,757 61
51 194 40
2, 402, 910 00

567, 920 00
80, 606 54
49 882 64
2, 367, 883 00

00

10

577,591 59

46,431, 172 55

45,844,178 89

543,911 00
44,781,050 29

CHICAGO.

16 banks.

Loans and discounts.. $25,619,856 69 $25, 794, 152 73
5,521,000 1)0
4, 714, 000 00
Bonds for circulation..
150,000 00
Bonds for deposits
62,150 00
461,050 00
U. S. bonds on hand..
277, 979 78
330, 579 78
Other stocks and b'ds.
Due fromres've agents! 2,401,155 31
3,212,661 58
Due from nat'l banks.
1,208,563 57
1,495,693 80
Due from State banks. j
599, 689 40
466, 886 78
Real estate, &c
j
920, 654 33
756, 547 39
Current expenses
I
162,809 28
185, 54 L 64
Premiums paid
207, 115 63
138,391 37
Cash items
j
65,695 28
62, 195 46
3,995,275 16
Clearing-house exch'gsj 2,154,244 4L
708,314 00
National bank notes..! 1,107,835 00
42, 077 59
47, 378 73
Fractional currency ..
55,948 06
108,478 51
Specie
|
5, 370, 265 00
4, 427, 640 00
Legal tender notes
590, 000 00
560, 000 00
IT. S. cert'fs of deposit j
320,415 00
286,900 00
Dep. with U. S. Treas j
46,890,054 33 j 47,699 036 93

Total

128 b a n k s .

16 banks.

16 banks.

$27, 466, 284 46 $26, 373, 242 74 $25,961,602 04
3, 354, 000 00
3, 704, 000 00
3, 154, 000 00
366, 250
265, 479
2, 536,317
900, 728
418, 116
783, 894
252, 070
109, 391
56, 220
5, 245,204
825, 381
43, 932
78, 985
4, 667,285
780, 000
215, 375

00
78
40
50
97
49
48
37
59
63
00
84
49
00
00
00

48,714,918 00

424, 400 00
265, 099 78
3,616,322 12
1,544,217 99
487, 057 65
765, 456 95
105, 806 75
69, 650 30
67, 580 44
1,674,249 22
1,077, 151 00
43,561 06
153,206 10
6,061,982 00
865, 000 00
183, 975 00
47, 131,959 10

46, 049, 475 35

MI CHIG AN.
77 banks.

79 banks.

79 banks.

78 banks.

78 banks.

Loans and discounts .. $14,004,027 61 $14,308,475 35 $15, 179,986 76 j $15, 152,535 81 $14,604,881 56
Bonds for circulation..
6, 435, 750 C
O 6,405,750 00
C, 359,750 00
6, 129, 750 00
6, 024, 750 00
50, 000 00
Bonds for deposits
50, 000 00
50, 000 00
50, 000 00
50, 000 00
9, 700 00 l
7, 300 00
350 00 |
6, 700 00
15, 700 00
IT. S. bonds on hand ..
330,047 56
X) 1, 63!) 0b"
250| 288 99
261,573 96
280, 357 35
Other stocks and b'ds
1,211,846 55 j 1, 0!!0, 567 89
873, 889 95 J
961,443 15
1,122, 575 75
Due fromres've agents
509,414 23 ;
476, 484 05
425, 499 10 I
354, 151 59
Due from nat'l banks.
496,569 18
103,507 50 j
91, 078 44 !
151, 111 43
1 15, 71)4 58
Due from State banks.
129,981 08
854,646 50
002, 765 20 i
914,708 38
879,674 59
Real estate, &c
918,463 13
94,885 31
16!, 943 04
74, 438 32
119,173 79
Current expenses
160,491 89
255, 137 71 ! i
249, 105 47
235,538 13
251, 132 95
Premiums paid
227, 840 29
154,798 03
162, 567 80
166,689 16
Cash items
199,148 18
165, 373 52
Clearing-house exch'gs
217,526 CO j
349, 848 00
255,631 CO I
283, 577 00
National bank notes..
255, 064 00 i
43,601 24
45, 168 46
40, 333 00
37, 298 45 !
Fractional currency ..
35,616 06 i
17,626 22 I
16, 820 06 i
Specie
19,494 7L
15,952 91 j
11,374 79 !
1, 090,486 00 ! 1, 050, 396 CO |
Legal tender notes.
1,202,419 00
975,194 00 !
965, 116 00 i
5, COO 00 i
V. S. cert'fs of deposit.
5,000 00
5,000 CO |
Deo. with U. S. Treas
352, 930 85 i
333, 694 50 I
350,515 98 I
298, 340 44 I
285,618 16
Total




..

25,987,055 43 j 25,858,746 62 j 26,393,948 70 ! 26,069,869 88 | 25,749,772 76

41

REPORT OF THE COMPTROLLER OF THE CURRENCY.
1)1) States and cities of redemption—Continued.
ILLINOIS.
Liabilities.

DECEMBER 31.

MARCH 1

M AY 1.

JUNE 30.

OCTOBER 1

125 banks

127 b a n k s

126bankfc

128 b a n k s

$11 882, 380 00

$11, 947, 380 00

$11,660,380 00

$11,751,000 00

$11,866,000 00

Surplus fund
Ot^er undivided profits

3 036,117 49
1 308, 173 05

3,171,237 94
1, 055, 376 40

3,176,016 87
1,203,719 61

3, 208, 025 39
1, 386, 455 17

3,400,112 19
1, 220, 877 93

Nat'l bank circulation.
State bank circulation

9 872, 893 CO

9, 533, 509 CO

9, 247,199 00

8, 942, 549 09

8, 738, 798 CO

Capital stock

130 banks.

Dividends unpaid . . . .

65, 883 95

29, 546 74

48,173 44

66, 408 00

16, 382 75

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

18 264, 164 17
459, 138 31
162,321 35

20,431,645 94
616,089 57
39 >, 278 11

20, 006,138 88
384, 732 72
109, 970 C3

19, 145,616 48
417,427 69
251,977 52

17,968, 114 48
541,016 38
359, 726 53

Due to national banks
Due to State banks . . .

221,043 08
280,061 94

163,088 50
356, 350 03

171,682 99
268,215 67

196, 089 30
382, 567 94

199,843 34
202, 269 70

Notes re-discounted . . .
Bills payable

289, 775 00
34, 500 00

235, 772 14
13, 000 00

139, 937 34
15, 000 00

63, 636 40
32, 426 00

185, 482 9!)
82, 426 00

45 876, 456 34

47,951,274 37

46,431, 172 55

45, 844, 178 89

Total

44,781,050

CITY1 OF CHICAGO.
17 banks.

Capita] stock

16 banks.

$8 400 000 00

$7 600 000 00

Surplus fund
Other undivided profits

3, 499, 000 00
628, 852 12

3, 737, 500 00
565, 065 84

Nat'l bank circulation.
State bank circulation

4, 702, 920 00

4,171,215 00

Dividends unpaid

16 banks.

16 banks.

no

16 banks.

on

$7 600 000 0 "

3, 862, 500 00
831,828 31

4,062 500 00
699, 622 57

4, 297. 500 00
718, 560 86

3,215,530 00

2,715, 560 00

2, 675, 260 00

$7 600 000

$7 600 0 0 0

90, 900 00

4,380 00

4,255 00

52, 625 00

2,465 00

17, 277, 165 23
155, 305 47

16, 829, 906 20

19,776,020 84

18, 190, 277 37

20,319, 178 38

Due to national banksDue to State banks . . .

6, 847, 449 53
4,676,851 U

9, 039, 755 80
5, 368, 382 28

8, 04f), 292 41
5,260,910 43

8, 181. 852 61
5, 577, 775 52

5, 906, 298 62
4, 433, 300 66

Notes re-discounted...
Bills; payable

611,610 87

339,881 81
40, 000 00

117,580 98

51, 746 03

96,911 83

46, 890, 054 33

47, 699, 086 93

48,714,918 00

47, 131, 959 10

46, 049, 475 35

Individual deposits
[J. S. deposits

MICHIGAN.
7 7 banks.

Capital stock

79 banks.

79 banks

78

banks

78 banks.

^8 392 200 00

$8 525 700 00

$8 572 200 Of)

522 200 00

$8 547 200 00

Surplus fund
Other undivided profits

1, 863, 986 61

784,013 21

1, 876, 668 69
713,472 94

1, 868, T98 69
997, 749 29

1 961, 584 02
808, 886 60

2, 090, 492 61
860, 246 90

Nat'l bank circulation.
Sta+e bank circulation

5, 691,228 00

5, 602, 192 00

5,601,177 00

5, 439, 543 00

5,314,233 00

Dividends unpaid

$8

131, 139 00

11, 144 50

10, 803 00

147, 472 00

6,611 CO

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

8, 266,412 80

2, 210 90
27, 795 40

8, 192, 118 30
14,858 00
74, 796 60

8, 082, 709 81
26,881 31
21,932

8, 017, 668 87
20, 138 11
32, 730 10

8, C94, 638 49
12, 603 IS
40, 630 10

Due to national banks
Due to State banks . . .

123,674 20
141,749 23

73, 855 31
101,617 48

70, 084 94
118,445 51

91,091 °2
91,771 85

100,172 29
104,139 90

Notes re-discounted . . .
Bills payable

551, 646 08
11,000 00

642, 322 80
30, 000 00

994,114 03
29, 252 40

908,784 11
28, 000 00

535, 755 23
37, 0U0 00

25, 987, 055 43

25, 858, 746 62

26, 393, 948 70

26, 069, 869 88

25, 749; 772 76

Total




42

REPORT OF THE COMPTROLLER OP THE CURRENCY.
Abstract of reports since October 2, 1874, arranged
CITY
DECEMBER 31.

OF D E T R O I T .

MARCH 1

MAY 1.

JUNE 30.

3 banks.

3 banks.

3 banks.

3 banks.

$1,538,896 23
1,503,400 00
250, 000 00

$4,266,915 01
1, 503, 400 00
250,000 00

$4, 495, 974 67
1,503,400 00
250, 000 00

35
54
29
71
00
20
00
65
95
00
74
01
00

89, 305 35
528, 865 03
411,367 02
61,180 31
92, 300 00
23,621 49
25, 000 00
25,237 62
105,969 61
90, 530 00
17,447 63
5, 725 28
608,081 00

OCTOBER

Resources
3 banks.
Loans and discounts..
Bonds for circulation .
Bonds for deposits
U S bonds on hand
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks
Due from State banks.
Real estate, & c
Current expenses
Premiums paid
Cash i t e m s . . . . . . . . . . .
Clearing-house exch'gs
National bank n o t e s . .
Fractional currency . .
Specie
Legal tender notes . . .
U S cert'frf of deposit
Dep. w i t h U . S. T r e a s .
Total

j

$4, 185, 600 13 i $1,324,528 98
1, 503, 400 00
1,503,400 00
250, 000 00 ,
250, 000 00
50 000 00
83, 905 35 i
89, 305 •>604, 762 37 :
674, 720 26
399, 497 33
066, 878 21
62,544 83 j
47, 542 30
96, 482 56
92, 550 00
23, 846 23
36, 627 43
25, 000 00
32, 006 25
31,996 71 i
28, 056 14
186,282 33 :
150,517 16
134,032 00
121,572 00
21, 403 25
27, 200 90
32, 562 57
11,962 f^
637, 798 00
679, 958 00

89, 305
486, 629
427, 149
55, 739
92, 550
19,453
25, 000
18,219
143,518
108, 257
22, 908
7, 445
589, 977

86, 405
714,709
553, 472
93, 025
92, 050
9,731
15,000
70 472
182,251
47,591
15, 779
14 038
555, 982

3."
9"«
02
76
00
33
00
66
07
00
13
fi°,
00

115,072 70

113,072 70

109, 962 70

91,355 20

109, 899 71

8,394, 186 41

8, 899, 898 20

8,488,412 46

8,196,300 55

8,814,786 30

41 banks.

39 banks.

WISCONSIN.
43 banks.

;

41 banks.

Loans and discounts.. $6,046,667 15
$5,
Bonds for circulation.
2, 774, 550 00 ! 2,
Bonds for deposits.
125, 000 00
U. S. bonds on hand . .
57, 700 00 \
Other stocks and b'ds.
119,577 34 |
Due from res've agents!
755, 447 45 i
Due from nat'l b a n k s .
350,444 77 j
Due from State banks 46, 626 7-2 ;
Real estate, &c
312,635 31
62, 587 92
Current expenses
!
75, 277 09 i
Premiums paid
i
48,618 97
Cash items
|
Clearing-house exch'gsj
National b a n k n o t e s . .
153, 008 00
Fractional currency . .
29, 065 07 :
Specie
I
24, 969 02
Legal tender notes.. ..J
779,410 00
U. S. cert'fs of deposit, j
20, 000 00
Dep. with U. S. Treas.
144,995 40
Total

| 11,956,530 21

CITY

Total




$2,071,508
5'JO, 000
325, 000
16,500
75, 925
375, 570
115,480
11,037
137, 468
7 955
21 135
6, 371
192,737
23, 845
18, 882
12, 033
378, 663
35, 000
34, 000

107, 005 00 :
34,911 67
13,956 03 !
631,591 00
20, 000 00 j
146, 321 23 i

80
00
00
00
00
01
32
90
04
64
HI
74
30
00
59
55
00
00
00

4,364,119 70

118,223 00
26, 640 30
6, 592 40
620, 456 00
20, 000 00
143, 788 00

I
:
|
|
;

108, 036 00
23,261 93
10,726 62
646, 255 00
20, 000 00
132, 890 00

11, 269, 873 54 j 11, 270, 294 04 j 11,483, 523 08 |

99,873 00 :26, 737 88
9,754 7 1
666,751 00 i
20, 000 00
119,519 87
11,262,5^15

OF MILWAUKEE.
!

3 banks.

4 banks.
Loans and discounts..
Bonds for circulation.
Bonds for deposits
U. S. bonds on hand . .
Other stocks a n d b ' d s .
Due from res've agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National banknotes . .
Fractional c u r r e n c y . .
Specie
Legal tender notes . . .
U. S. cert'fs of deposit.
Dep. with CJ. S. Treas.

41 banks.

832, 878 70
$5,991,035 93
$5, 963, 077 53 $6,010,916 3(3
549, 000 00
2, 549, 000 00 2, 549, 000 00 2,322,000 0) i
125,000 00
125, 000 00
125, 000 00 I
125,000 00
40, 500 00
40, 600 00
44,650 00
39, 000 00 |
85,686 16
90, 590 64
70,856 51 .
90, 636 94 i
744, 035 86
574, 535 80
672, 225 40 I
698,089 44
332, 205 35
477, 585 47
445,867 41 :
339,212 75 !
52,315 56
73, 847 53 !
57,881 00
76,158 Gl |
351,113 53
361, 360 64 !
347,936 79
348, 025 60 |
79,312 35
55, 713 14 i
71,961 92
57, 969 59 j
65,231 74
66, 935 29
56,224 22
65, 350 39
83, 553 44
62,971 49 i
68,541 01
52, 270 90

$2,014,021)
450, 000
325, 000
2, 050
74, 000
323,251
87, 289
14, 022
127, 290
12, 8^3
9 941
4,801
352, 381
31,853
2!, 362
9, 884
347,474
35, 000
20, 250

3 banks.

03
$2, 053, 953 10
00
420, 000 00
00
325, OiJO 00
00
1, 700 00
00
76, 000 00
10
300, 501 75
59
193,757 33
16
11,933 35
04 i
126, 747 00
63
9, 075 4°
5 000 on
62
98
1,807 86
70
571,018 77
00
33, 487 00
11,317 40
78
86 '
1, 433 11
00
335, 369 00
00
35, 000 00
26, 300 00
00

4, 265, 705 49

4,607,511 09

3 banks.

3 banks.
$2,014,75 4
170, 000
325, 000
102, 700
72, 600
658, 970
293, 623
32, 797
97,219

24
00
00
00
03
25
29
41
0)

$2, 049, 937
170, 000
325,000
1,100
72, 600
433, 828
336, 662
34, 703
142, 230
4 323

44
00
00
00
00
45
32
12
12

5, 004
222, 996
23,142
12,383
2, 037
310,520
35, 000
12, 150

08
15
00
82
75
00
00
00

2, 463
204, 121
23, 349
21,565
1,316
432, 258
35, 000
24, 650

31

4, 395, 868 99

fto

3]

00
40
67
00
00
00

4,420,331 71

43

REPORT OF THE COMPTROLLER OF THE CURRENCY.
by States and cities of redemption—Continued.
CITY
DECEMBER 31.

OF DETROIT.
MARCH 1.

MAY 1.

JUNE 30.

OCTOBER 1

Liabilities.
3 banks.

Surplus fund
Undivided profits
Nat'l bank circulation.
State bank circulation

3 banks.

3 banks.

3 banks.

900, 000 00

$1 900,000 Of)

$1,900 000 00

$1 900, 000 (V

720, 000 00
372, 743 92

725, 000 00
415,641 79

725, 000 00
401,147 68

725, 000 00
427, 954 90

725, 000 GO
415,611 9 7

1,298,327 00

1 310, 992 00

1,321,637 00

1,334,953 00

1 300, 325 0;")

3 banks.
Capital stock

$1 900 000 00

$!

31,107 00

675 0(»

2, 347 00

31,317 00

15,373 00

Individual deposits
U. S. deposits
Dep'tsU. S. dis. officers

3, 088, 130 84
127, 058 42
173,410 35

3 408, 914 50
104, 564 06
308, 975 26

3, 285, 397 79
147, 337 42
139,106 21

2, 970, 975 89
97, 991 83
201,393 52

3 286,160 82
138, 620 44
300, 805 69

Due to national banksDue to State bauks . . .

408, 948 92
274, 459 96

435, 121 07
290, 014 52

351,486 37
214,952 99

263, 686 75
243, 117 66

435, 229 21
2'J7, 635 17

8,488,412 46

8,196,300 55

8 814, 786 30

Dividends unpaid

Notes re-discounted
Bills payable
Total

...
8,394, 186 41

8 899,898 20

WISCONSIN.
43 banks.
Capit.'il stock
Surplus fund
Undivided profits
Nat'l bank circulation.
State bank circulation

41 banks

41 banks.

41 banks.

39 banks.

$3,015,000 00

$2 960, 000 00

$2, 960 000 00

$2 960 000 00

$2 850 000 OP

756, 094 15
340, 932 01

750, 204 91
241,683 91

750, 704 91
339, 996 02

752, 804 91
313,093 32

762, 863 04
296, 527 44

2, 465,173 00

2, 253, 852 00

2, 261, 855 00

2, 255, 746 00

2, 063, 080 CC

49, 470 00

33, 130 00

32, 750 00

46, 050 00

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

4,968,517 04
37, 578 23
63,174 54

4, 688, 611 58
53, 718 91
44, 350 13

4, 550, 847 75
53, 247 13
45, 949 90

4, 773,129 83
40, 826 99
56, 707 32

4,904,801 49
43, 012 24
76, 273 52

Due to national banks
Due to State banks . . .

14,266 94
81,802 01

32, 579 54
93, 649 04

22, 733 55
78,741 ]0

50, 799 29
95, 672 87

29,915
99, 075 58

Notes re-discounted . . .
Bills payable

131,310 67
33,261 62

90, 391
27, 702 32

127, 968 68
45, 500 00

100, 704 86
37, 987 69

78,377
28, 0U0 00

11,956,580 21

11,269,873, 54

11,270,294 04

11,483,523 08

11,262,566 15

Dividends unpaid

Total

CITY

30, 640

0L

OP MILWAUKEE.

4 banks.

3 banks.

3 banks.

3 banks.

$750, 000 00

$650, 000 00

$650, 000 00

$650, 000 00

$650,000 G
O

Surplus fund
Undivided profits

308,821 97
58, 306 95

311,698 34
40,799 13

311,698 34
51,482 30

326,100 46
18,879 81

326, 100 4u
64, 520 75

Nat'l bank circulation.
State bank circulation.

424: 860 00

399, 200 00

378,000 00

153, 000 00

153,000 00

Capital stock

3 banks.

Dividends unpaid . . . .

6, 000 03

20 00

17, 800 00

600 Oj

Individual deposits
U. S. deposits
Dep'tsU. S. dis. officer*

1,721,751 55
138,669 16
121,734 65

1, 739, 049 35
108,033 88
221,114 36

2, 139, 686 64
149, 870 95
74, 046 73

2,051,823 43
107,617 86
118,750 49

2, 141,211 27
167, 692 40
163,658 62

Due to national banks.
Due to State banks . . .

570, 163 06
263,812 35

460,461 87
3.35, 408 56

477, 194 46
375,511 67

542, 872 60
409, 024 34

491.341 26
262,178 92

4,364, 119 70

4, 265, 765 49

4,607,511 09

4, 395, 86$ 99

4, 42U, 331 71

Notes re-discounted.
Bills payable
Total




44

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 2, 1874? arranged
MINNESOTA.
DECEMBER 31.
Resources.

OCTOBER 1.

32 banks.

32 banks.

Loans and discounts.. $7,715,393 15 I $7, 629, 522 88
Bonds for circulation . I 3, 764, 850 00 | 3,214,500 00
560, 000 00 :
560, 000 00
Bonds for deposits I
2, 700 00 j
950 00
IT. S. bonds on hand ..'
152, 796 65
118,881 87
Other stocks and b'ds.
602,211 ]3
693, 522 27
Due from res've agents
172,067 67
222, 667 89
Due from nat'l banks.
37, 834 36 i
40, 952 27
Due from*State banks.!
327, 358 45 !
331,634 95
Real estate, &c
\
89, 335 99
102, 184 00
Current expenses
!
279,102 40
201, 266 09
Premiums paid
j
129,453 79 I
113,942 94
Cash items
j
Clearing-house exch'gsj
177, 459 00
144, 859 00
National bank notes .. j
31,219 87 j
34,262 14
Fractional currency . .
13,152 33
15, 970 61) !
Specie
616,048 00 !
594,841 00
Legal tender notes . . .
IT. S. cert'fs of deposit.
Dep. with U. S. Treas.
198,312 75 ;
201,005 90
Total

14,872,113 8L

33 banks.
$8, 600, 280
3, 084, 500
560, 000
650
123,027
947, 480
352,631
90, 447
402, 743
102, 877
176,306
129,942

j
I
i
j
I
I
I
}
j
129, 345
29, 859
11,935
546,217

14,218,205 53

632,988 00 i

176,584 00
26, 579 03
10,234 57
768, 338 00

154, 140 00

00 I
45 j
81 !
00 !

176,670 08

j

08 '
00
00 '
00
19
85
33
24
35
08
28
01

166,096 82

209, 482 00
26,217 67 >
18, 184 16 j

15,020 586 31 ! 15,718,717 83

14,418,004 82

IOWA.
80 banks.

!

81 banks.

80 banks.

81 banks.

81 banks.

Loans and discounts.. $11, 518,487 73 : $11 885, 406 97 $11,881 402 37 $11,582,131 48 $12,769,595 56
6, 115,000 01) 1 6 055, 000 00
Bonds for circulation .
5,515,000 00
5, 275, 000 00
5,021,001) 00
Bonds for deposits
345, 000 00
345, 000 00
345, 000 00
320, 000 00
270, 000 00
U. S. bonds on hand . .
102, 150 00
111,950 00
105, 800 00
109,200 00
174, 900 00
31
09
56
11
Other stocks and b'ds
249, 283
259,571
225,615
232, 444
250, 727 92
1, 258,819 28
1 987, 555 70
Due from res've agents
2, 046, 045 01
2, 351, 870 27
1,219,217 30
Due from nat'l banks.
563,386 81
952, 588 86
1, 064, 939 99
1,463,119 43
964,743 72
Due from State banks.
219,015 75
359, 898 61
324,035 08
360, 341 16
325, 758 23
74
40
79
47
Real estate &c . . .
773, 288
800, 904
783,914
797, 564
826 413 85
116,672 81
172,505 06
218,044 16
187,673 02
154, 786 37
Current expenses
05
43
86
66
Premiums paid
308, 905
3P9, 624
304, 434
304, 868
303, 840 04
Ca^h items
180 750 77
134 651 1H
169 886 71
140 561 03
138 041 6°
Clearing-house exch'gs
403, 226 00
437, 874 00
423, 772 00
511,436 00
National b a n k n o t e s . .
415,458 00
Fractional currency ..
52, 796 76
60, 832 50
64, 3*36 46
70, 078 46
67, 775 71
Specie
27 700 M't
29, 974
30 881 7°
25 511 70
24 380 00
1 579, 036 00
1 605, 652 00
1, 720, 567 00
1, 879, 342 00 . 1,668,774 00
Legal tender notes . . .
IT S cert'fs of deposit
10 000 00
353, 129 77
379, 944 50
363, 573 69
339,001 83
293, 229 34
Dep. with U. S. Treas.
Total

24 193, 265 71

25 862, 3 L7 65

25, 590, 249 40

25,917,256 97

24, 931, 528 31

MISSOURI.
28 banks.

28 banks.

29 banks.

j

28 banks.

$4,262,165 80
Loans and discounts.. $4, 660, 760 64 $4,535,584 54 j $4,391,256 10
2,214,000 00
2, 239, 000 00
2, 045, 000 00
Bonds for circulation .
2, 342, 500 00
Bonds for deposits
100 Oi) !
6,700 00 S
54, 000 00
3,650 00 i
IT. S. bonds on hand . .
559.827 33 i
524, 139 00 !
575, 278 29
534,087 15 |
Other stocks and b'ds.j
575, 832 52 j
584,059 62
579,274 25
557,501 56
Due from res've agents;
182, 084 52 [
209, 469 79 I
191,735 04
204, 807 30 :
Due from nat'l banks.!
178, 509 82 i
196,499 26 I
141,327 98
199,010 08 ;
Due from State banks. ]
336, 345 27 j
328,398 06 i
331,749 90
325,975 54
Real estate, &c
i
121,038 31
71,392 45 |
108,264 06
106, 630 10
Current expenses
154,019 22 i
150.828 35 ;
138, 644 96
154,621 61
Premiums paid
:
48, 706 39 I
72,271 04
58,634 19
55,176 39
Cash items
Clearing-house exch'gs,
147, 527 00
150, 168 00 j
171,767 00
200,427 00
National b a n k n o t e s . . ,
17,314 67 ;
14, 125 54
16, 425 80
14,858 84
Fractional currency . .
17,618 11 I
17,441 03
10, 443 29
16.694 12 i
Specie
433, 180 00 j
472,293 00
418,568 00
536,012 00
Legal tender notes . . .
5, 000 00 !
5, 000 00
5, 000 00
5, 000 00
IT. S. cert'fs of deposit.
157,901 65 !
127, 324 50
142, 3U2 00
140,973 75 ;
Dep. with U. S. Treas.;

Total




; 10,058,686 08

9,675,602 90 i

9,560,634 69 !

9,289,328 06

23 banks.
$4, 435, 777 32
2, 025, 000 00
30, 000
572, 727
465,984
147,513
207,779
352, 882
130,484
133,799
74, 639

00 !
83 i
84 j
87 |
81 |
33 I
06 i
95 '•16 !

143,916 00
12, 372 52
12, 882 50
404, 470 00
5, 000 00
114,903 59
9, 270, 133 78

!
i
j
:

REPORT OF THE COMPTROLLER OF THE CURRENCY.

45

by States and cities of redemption—Con tinned.
MINNE SO T A.
DECEMBER 31. !

MARCH 1

MAY 1.

JUNE 30.

OCTOBER 1

Liabilities.
32 banks.

32 banks.

32 banks.

33 banks.

$4 350 000 Of)

$4, 350, 000 00

$4,350 000 00

$4,428 6G0

759 393 57
495,404 64

810,193 48
272, 54 L 76

810,193 18
448, 497 28

816, 993 48
416,621 41

831,203 50
386, 907 34

3, 352, 985 00

2, 843, 565 00

2, 805, 683 00

2, 704, 073 00

2, 752, 421 O
C

32 banks.
Capital stock

$4 350 000 00

Surplus fund
Undivided profits
Nat'l bank circulation.
State bank circulation

19, 272 83

2,136 33

17, 862 33

2,558 83

4, 923,106 74
123,560 05
327, C80

4, 970, 350 28
154/450 15
239, 236 52

5, 706, 901 65
195,861 01
162,802 12

5, 967, 598
215, 797 0,267, 900 7i>

81, 566 56
147, 868 50

85, 352 98
132, 622 Oi

91,147 23
108, 040 94

166,956 55
287, 728 04

198,750 54
307, 438 35

310,980 04
20, 550 00

247, 460 40
83, 450 00

342, 149 41
126, 120 50

108, 23G
86, 550 00

314.541 83
45, 000

14,872,113 81 j 14, 218, 205 53

14,448,004 82

15, 020, 586 31

15,718,717 83

Dividends unpaid

14, 893 33

Individual deposits
U. S. deposits
Dep'Ls U. S. dis. officers

5, 010, 435 30 i
157, 670 34
170, 366 53

Due to national banks.
Due to State banks . - .
Notes re-discounted...
Bills payable
Total

no

IOWA.
80 banks.
Capital stock

$0, 307, 000 00

80 banks.

81 banks.
$6, 467, 000

n
n

81 banks.

81 banks.

$6, 277, 000 00

$6, 337, 000 00

$6, 352, 000

on

Surplus fund
Undivided profits

1,426,284 34
660, 806 33

1, 457, 603 55
644, 765 43

1,436,377 61
861,460 49

1, 475, 763
809, 736 85

1, 477,717 22
889,041 55

Nat'l bank circulation.
State bank circulation

5, 390, 724 00

5, 297, 952 00

4, 845, 466 CO

4,618,135 00

4, 429,192 CC

30, 038 50

7,6l l J 00

22, 359 00

25,164 50

5,784 00

Individual deposits
U . S . deposits
Dep'ts U. S. dis. officers

9, 552, 291 78
102,549 76
184, 692 77

11, 143,961 64
1C7, 127 78
224, 620 21

11,246,824 64
145,397 7L
139,548 34

11,818,416 66
114,124 66
127,443 73

10,850,611 76
92, 765 75
131, 151 99

Due to national banks .
Due to State banks . . .

168, 856 72
142, 530 42

161,668 51
191,594 39

196, 699 42
293, 350 19

261,697 26
310,884 56

359, 694 50
251,999 54

Notes re-discounted . . .
Bills payable

113,441 09
104,000 00

83, 405 14
75, 000 00

45,766 00
80, 000 00

10, 750 00
8, 140 00

30. 040 00
OLISOO 00

24, 193, 265 71

25,862,317 65

25, 590, 249 40

25, 917, 256 97

24, 931,528 3 1

Dividends unpaid

Total

MISSOURI.
2 3 banks.
Capital stock . . . .
Surplus fund
Undivided profits
Nat'l bank circulation.

28 banks.

29 banks.

28 banks.

28 banks.

P, 735, 000

835 000 00

$2,: 35, 000 00

$2,- 780, 000 00

$2, 730, 030 00

489, 159 84
325, 452 42

498, 865 32
209, 860 73

494, 795 70
312,565 14

526, 172 76
329, 874 48

527, 239
332,148 57

2 041,219 00

1,987,068 00

1,957,671 00

1,813,225 00

1, 807, 533 00

$••>•

fin

18,819 0J

7,316 00

6,570 00

8, 915 00

6, 338 00

3, 630, 210 24

3, 639, 398 00

3, 454, 827 34

3,311, 156 22

3, 328, 238 66

Due to national banks
Due to State banks . . .

125,622 U
181, 962 37

71,377 03
223, 103 86

78, 984 06
189, 239 77

94, 128 10
2Ji, 647 82

111,052 63
245, 445 36

Notes re-discounted...
Bills payable

292, 500 00
118,711 10

200, 000 00
103,613 08

167, 000 00
118,980 68

120, 000 00
121,208 68

73,061 44
104, 106 IS

10, 058, 686 08

9, 675, 602 90

9, 560, 634 69

9, 289, 328 06

9, 270,133 7*

Dividends unpaid
Individual deposits
U S deposits
Dep'fs U S dis officer

Total




46

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October :>, 1874, arranged
CITY
DECEMBER 31.
banks.

OF S T . L O U I S .
MARCH 1.
7 banks.

OCTOBER 1.

JUNE 30.

MAY 1.

7 banks.

7 banks.

7 banks.

Loans and discounts.. $10,506,677 44
1 492, 850 00
Bonds for circulation .
250, 000 00
Bonds for deposits
3, 650 00
U. S. bonds on hand..
1 515,731 84
Other stocks and b'ds.
926,214 85
Due from res've agents
393, 079 96
Due from nat'l banks.
124,38L 67
Due from State banks.
553 142 4°
Real estate &c
Current expenses
115,226 05
20 157 18
Premiums paid
117 3°0 °0
Clearing-house exch'gs
540, 097 01
304, 398 01)
National banknotes..
8, 535 04
Fractional currency . .
19 515 M5
Specie
.....
1, 109,620 00
Legal tender notes....
270, 000 00
U. S. cert'fs of deposit.
91,892 53
Dep. with U. S Treas

$10, 017, 346 15
1, 492, 850 00
256, 000 00
2, 600 00
1, 562, 883 52
I, 060, 406 67
243,901 34
145, 648 10
555 376 r.6
71,851 94
20 157 18
88 4^7 60
563, 820 38
289, 007 00
12, 250 33
21 532 07
1, 066, 750 00
140, 000 00
77,172 50

$9, 290, 690 52
1, 342, 850 00
256, 000 00
155, 250 00
1,715,352 02
1,009,116 78
406, 779 96
173,226 39
554 656 'M
98, 110 89
20 157 13
174 "364
923, 159 09
455,318 00
12, 254 09
18 618 ')•}
1,522,650 00
140, 000 00
69, 507 50

$9, 558, 320 08
1,342,850 00
256, 000 00
3,050 00
1,713,168 88
1,837,368 69
692, 871 91
94, 808 99
540 017 4Q
HOI 485 43
20 157 IP
153 °84 38
51.4,087 57
705,712 00
14,752 77
15 275 46
2, 117, 650 00
] 30, 000 00
80, 232 50

$9,917,725 16
1,342,850 00
256, 000 00 !
3, 3U0 00 ,
1,732,867 38 !
1, 069, 846 84 |
485, 554 89
137, 873 57 i
547 205 07
89, 890 4L
20 157 18 :
114 364 79 i
491,380 83 ;
144,414 oo ;
14,487 36 i
13 689 16 :
1,266,050 00 :
100, 000 0 0 i
68, 602 50 I

18, 368, 490 71

17, 637, 984 34

18,338, 06 L 51

19, 9C0, 093 33

17,816,259 14 ;

Total

KANSAS.
24 banks.
Loans and discounts..
Bonds for circulation .
Bonds for deposits
LT. S. bonds on hand..
Other stocks and b'ds.
Due from res've agents
Due from nafl banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes..
Fractional currency . .
Specie
F^egal tender notes
U S cert'fs of deposit
Dep. with U. S. Treas.
Total

$2,383,841 04
1,434,000 00
450, 00!) 00
1,150 00
119,728 10
339,608 67
170.809 66
151,742 78
310, 848 97
91,212 11
132, 839 77
70,969 61
134,514 00
14,636 18
9, 728 37
281,813 00
95,451 30
6, 192,893 56

23 banks.

23 banks.

$2,303,803 81
1,344,000 00
450, 000 00
850 00
115,815 15
285, 694 94
210,548 91
93, 334 01
337, 964 82
44,482 48
134,478 40
40,674 65
76,529
12, 439
8, 446
252,205

00
44
68 .
00 :

75,731 05
5, 78(5, 998 37

23 banks.

$2, 307, 844 55
1, 344, 000 00
425, 000 00
],600 00
107,028 58
276, 958 24
142,830 41
101,950 78
348,934 14
57, 019 85
134, 478 40
38,194 37
119,376 00
12, 932 83
3, 129 37
277,412 00

19 banks.

$2, 178,928 18
1, 344, 000 00
425, 000 00
50 00
122, 752 83
389, 763 54
232, 919 96
114,207 23
358,041 32
80, 990 29
134,478 40
62,412 16
122, 689
12,391
3, 165
251, 392

00
66
00
00

$2, 147, 450 29
1,1611,000 00
425, 000 00
89, 937 37
336,618 23
199, 945 57
145, 630 46
312,698 49
41,568 75
114,621 02
55,135 13
67, 586 C
O
13,219 5L
2,864 96
242,844 00

69, 235 00

81,500 20

56,413 80

5,767,924 52

5, 914, 681 77

5,411,533 58

10 banks.

10 banks.

NEBRASKA.
10 banks.
Loans and discounts..
Bonds for circulation .
Bonds for deposits
U. S. bonds on hand..
Other stocks and b'ds.
Due from ren've agents
Due from nat'l banks.
Due from State banks.
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes..I
Fractional currency . .
Specie
Legal tender notes... IT. S. cert'fs of deposit.
Dep. with U. S. Treas Total




10 banks.

$2,116,979 84
1,000, C O 00
O
400, 000 00

£2, 139, 620 37
950, 000 00
400, 000 00
950 00
172, 089 52
345, 590 96
461,989 65
63,669 51
74, 459 27
67,046 40
36,727 10
] 60, 050 04
160, 660 11
37, 115 23
28,925 45
92, 399 0 2
85, 4(58 90
19, 786 74
37,015 01
117,815 00
26, 007 56
6, 895 67
311,278 00
60, 150 00

5, 024, 690 43

10 banks.

.

$1,974,341 72
950, 000 00
4U0, 000 00
50 00
179,872 49
659,764 28
122, 930 84
109,139 76
159,381 34
33, 880 78
80, 425 05
33,491 01

$2, 097, 872 26
950, 000 00
300, 000 00
50 00
179, 100 65
745, 597 53
68, 748 87
98,213 05
160, 027 54
39, 453 09
85,361 02
28,451 63

$2,207,305 96
950, 000 00
300, 000 00
850 00
230, 157 73
689,726 12
138,247 07
127, 3^9 65
166,522 40
40,912 28
83,641 95
36, 5a7 96

.73,444 00
30, 667 .34
7, 148 85
243, 654 00

83, 345 00
23,160 66
5, 947 82
246, 593 00

74,479 00
36, 952 22 I
4,479 16
289,395 00 |

72, 373 00
20,903 29
6, 029 96
281,874 00

51,899 25

60,700 50

56,799 05 |

62, 233 :

4,954,918 £2

5, 129,021 25

5,214,980 07 j

5,414,675 35

47

REPORT OF THE COMPTROLLER OF THE CURRENCY.

by States and cities of redemption—Continued.
CITY OF ST. LOUIS.
DECEMBER 31.

MARCH 1.

MAY 1.

JUNE 30.

OCTOBER 1.

Liabilities.
7 banks.

Capital stock
^urj'i(is fund Undivided profits
fsa.t'1 bank circulation.
Dividends unpaid

7 banks.

7 banks.

7 banks.

$6, 360, 300 00

$6, 360, 300 00

$6, 360, 300 00

$6, 360, 300 00

$6, 360, 300 00

857,319 94
718,676 07

866, 253 16
523,036 57

866, 253 16
624, 561 07

938, 283 98
496, 116 74

886, 793 79
438, 233 90

1,259,300 00

O
1,289,940 C

1,119,240 00

1,061,140 00

7 banks.

1,149,690 CO

92, 073 52

44,311 23

36, 754 28

93,518 28

23,978 28

Individual deposits
U S deposits
Den'tsU S dis officers

4, 909, 290 96
120,349 93

4,660,185 92
51,462 52

5, 498, 044 70
113,213 90

6,861,454 52
85, 046 42

5,417,846 37
43, 708 73

Due to national banks.
Due to State banks

1,576, 131 14
1,609,885 75

1,711,613 00
1, 665, 306 63

1,856,049 29
1, 602, 942 99

2,104,276 78
1,786,934 69

1,663,326 55
1,317,122 08

Notes re-discounted . . .
Bills payable

775, 566 33
89, 597 02

463, 596 19
51,979 07

260, 702 80

113,021 92

515,259 44

18,363,490 71

17, 687, 984 34

18,338,061 51

19,900,093 33

17,816,259 14

Total

KAN
24 b a n k s .

Nat"l bank circulation.
State bank circulation
Dividends unpaid

23 b a n k s .

23 banks.

23 banks.

19 banks.

on

$1 630 500 00

$1 630 500 00

$1 420 000 00

279, 337 96
191,294 C8

287,681 70
88, 267 26

288,181 70
125, 643 98

288, 483 62
170, 473 95

282, 984 75
110, 332 76

1,232,924 C
O

1,195, 588 00

1, 191,990 00

$1 730 000 00

Surplus fund
Undivided profits

s AS.

$1 620 000

1, 191,414 00

1,036,218 CO

230 00

1,384 99

1,391 99

684 48

179 04

Individual deposits
U S. deposits .
Dep'ts U.S.dis. officers .

2,117,173 7L
107,107 6!
337, 523 03

1,946,037 31
59,001 26
409,446 93

2, 006, 863 25
100,614 23
249, 899

1,977,199 69
162,380 79
330,289 01

2, 038, 766 29
101,608 53
252,094 17

Due to national banks.
DIVJ to State banks

24,047 59
73, 354 82

17,296 85
59, 036 34

28, 279 18
65,961 28

18,356 57
56, 730 23

18,521 82
72,519 61

Notes re-discounted . . .
Bills payable

29,000 16
20, 900 00

67, 357
35, 900 00

47, 699 79
30, 900 00

72, 219 43
15, 900 00

52,408 61
25,900 00

6,192.893 56

5, 786, 998 37

Total

5, 767, 924

5, 914, 63 L 77

5,411,533 58

10 banks.

10 banks.

H E B R A SKA.
10 banks.

Capital stock

10 banks.

10 banks.
$1375, 000 00

$1,025,000 00

$975, 000 00

Surplus fund
Undivided profits

133, 000 00
126,403 77

] 40, 600 00
8-i, 199 85

139, 630 on
90, 584 79

140,400 00
123, 033 97

158, &C0 0t
109,518 10

Xat'l bank circulation.

885,250 00

840, 890 00

831,460 00

841,100 00

847, 070 00

Dividends unpaid

$1,000,000 00

$1,000,000 CO

5 00

3,100 00

197 50

Individual deposits
U S de DO sits
Dep'ts U.S.dis.officers.

2,329,154 72
172 174 82
159, 614 35

2, 248, 808 65
125 033 01
284, 126 66

2, 365, 909 73
172, 435
208, 272 47

2, 464, 588 74
78 193 85
294, 247 49

2,570,204 62
55 651 27
319,311 83

Due to national banks.
Due to State banks

132,732 44
44,361 38

132,574 59
97, 081 06

183, 065 17
134,469 38

152,205 27
109, 530 75

175,495 58
90,135 88

17, 000 CO

21,000 00
2, 5U0 00

28, 000 00

8, 500 00

88,164 07

5, 02i,G96 48

4, 954, 918 82

5, 129, 024 25

5,214,980 07

5,414,675 35

Notes re-discounted . . .
Bills payable.
Total




3, 180 00

324 00

48

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 2, 1874, arranged
OREGON.
MARCH 1.

j

MAY 1.

JUNE 30.

1 bank.

DECEMBER 3 1 .

l

1 bank.

1 bank.

81 !
00 i

$638, 889 53
250, 000 00
200, 000 00
12,100 00
99,254 19
134, 464 72
7, 346 42
43, 728 48
10, 236 83
6, 932 49
1,905 40

$659,475
250, 000
200, 000
11,900
97, 052
127, 851
43, 636
61,252
10, 168
9, 858
2, 397
o 377

OCTOBER 1.

Resources.
1 bank.

Loans and discounts..
Bonds for circulation .
Bonds for deposits
U. S. bonds on hand . .
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid.
Cash items
Clearing-house exch'gs
National banknotes..
Fractional currency . .
Specie
Legal tender notes
U 8 cert'fs of deposit
Dep. with U.S. Treaa.
Total

$593, 217
250, 000
200, 000
10, 100
125,221
118,035
3, 130
31,831
13,182
10,526
102
44

20
00
00
00
66
30
73
27
80
01
50
74

$680,134
250, 000
200, 000
10,100
99, 276
98, 144
29, 991
2 4,264
9, 934
3, 377
2,484

720
1,140
114 351
35, 920

00
60
81
00

3, 440
835
111 251
33, 300

05 |
19 i
60 i
17
38
06
00
52
03

00

4, 250
1,388
42 615
52,520

00
45
02
00

1,800
1, 146
45 894
61,800

00

00
00
28
77
93
55
40
42
77
05
00

67
06

00

$754, 689
250, 000
200, 000
14,500
119, 140
103,613
3, 235
17,004
7, 346
4,819
13, 722
7,319
1,992
77 0°5
73, 6S6

31
00
00
00
58
10
45
99
35
62
55
00
05
33
00

11,250 0 0

12, 250 00

11,250 00

11,250 00

1, 557, 783 08

1,517,881 59

1,597,861 67

1, 659, 344 33

12, 245 00
1,519,769 62

00 i
00 I
27 j

1 bank.
77

CALIFORNIA.
4 banks.
Loans and discounts..
Bonds for circulation .
Bonds for deposits.. .
U. S. bonds on hand . .
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks Due from State banks.

Real estate, <fcc
Current expenses

Premiums paid
C'ish items
Clearing-house exch'gs
National bank notes . .
Fractional currency . .
Specie
Legal tender notes . . .
U S cert'fs of deposit
Dep. withU. S. Treas.
Total

5 banks.

5 banks.

6 banks.

7 banks.

$1,603,892 63
937, 500 00

$1,685,858 55
1, 187, 5U0 U0

$1,633,621 54
1, 237, 500 00

$1,771,877 07
1, 405, 000 00

$1,811,377 8 !
1, 500, 000 00

2, 750
115,452
939
100, 659
149, 197
5, 942
8, 489
61 548

00
77
35
04
63
85
42
71

1(>,4;77
188, 156
4, 733
66,814
153,600
12, 871
8, 697
37 77 L

21,297
144
156 045
19,190

66
20
36
00

4,614 00
184 54
09 | 005 n»
<
34, 169 00

28, 672 49
64, 000 27
2,361 89

70, 857 02
75, 792 67
744 4 0
4,653 19
26 976 09
2, 443 00
124 2 5

304 363 10
9, 229 00

3 131,600 00

CITY
2 banks.




66
58
96
^

3,693,418 12

15, 583
165, 654
15,23L
78,915
169,018
961
10, 522
24 604

12
86

8, 297
225
°98 255
25,621

00

08
12

11
50
09
•1°

45, 074
150, 874
27, 053
111,752
173, 747
15, 550
12, 18S
55 789

17
44
82
96

78
75
21
"M

00

4, 985 0 0
124 41
30Q 350 °1
13, 526 0 0

3, 989, 766 35

4, 231, 400 33

59
?()

OF SAN F R A N C I S C O .

Loans and discounts.. $5, 387, 237 30
Bonds for circulation .: 1,800,000 00
Bonds for deposits
U S.bonds on hand !
1 100 10
Other stocks and b'ds
Due from res've agents .
Due from nat'l banks.
100, 61) 1 43
202, 131 31
Due from State banks.
262, 258 72
Real estate, &c
:
5, 077 73
Current expenses.
33, 165 34
Premiums paid
!
126 323 10
Cash items . . . .
Clearing-house exch'gs .
National bank notes . .
29, 585 00
104 47
Fractional currency ..!
Specie .
' 1 257 764 PI)
:
Legal tender notes . . J
185,250 00
U S cert'fs of deposit
Dep with U. S. Treas i.
ITotal

3,515,011 88

15
99
65
OR

9, 390, 599 20

2 banks.

2 bank;-:.

£5, 8 12. 634 53
800,000 00

$5,517,781 59
1, 800, 0J0 00

16 900 00

6 850 00

J,

93 899 27
122,901 15
234,398 31.
262, 258 72
5, 323 35
33,481 58
374 626 97

62, 825
244,811
262, 258
3, 229
33,331
1 755

75
38

72
00

47
79

$5, 462, 438 16
1,800, O O 00
U

$3, 843, 699 99
1, 300, 000 00 i

1 300 00
57 876
71, 065
286, 208
274, 758
5.599
32,913
72 399

55
66
49
42
75
82
75

29, 990 00
30 94
1 236 491 9J
43, 000 U0

23, 850 00
149 20
927 763 75
101, 500 00

35, 330 0 0
189 16
1 106 491 3 5
100, 350 00

10, 095, 936 72

8, 989, 106 65

9,306,921 11

128 850
56 295
25,111
388,381
699, 250
1,212
14,749
69 425

00 •
:

58
82 i

01 i
00 i
72 t

18 i
71 !

60, 380 00 i
29 65 \
751 367 30 •
78, 277 00 :

7,417,030 48

REPORT OF THE COMPTROLLER OF THE CURRENCY.

49

by States and cities of redemption—Continued.
OREGON.
MARCH 1.

DECEMBER 31.

MAY 1.

1 bank.
Capital stock

1 bank.

$250, 000 00

$250, 000 00"

$250, 000 00

1 bank.

JUNE 30.

OCTOBER 1.

1 bank.

1 bank.

$250, 000 00

$250, 000 00

Surplus fund
Undivided profits

50, 000 00
243, 964 47

50,000 00
238, 190 01

50,000 00
257,783 97

50, 000 00
271,545 91

50, 000 00
258, 665 77

Nat'l bank circulation.
State bank circulation-

213,800 00

202, 250 00

202, 800 00

192, 200 00

209,100 00

Individual deposits
IT. S. deposits
Dep'ts U. S. dis. officers

517,361 24
96, 800 67
137,555 4L

529,941. 38
66, 137 47
209, 810 45

486,493 59
93,253 09
164, 852 90

547, 367 72
130, 559 61
151,409 46

562, 295 44
83,619 16
245, 606 92

Due to national banks Due to State banks....

10,287 83

11,453 77

12, 698 04

4,778 97

57 04

Notes re-discounted . .
1, 557, 783 08

1,519,769 62

Total

1,517,881 59

1,597,861 67

1, 659, 344 33

CALIFORNIA.
4 banks.
Capital stock
Surplus fund
Undivided profits
Nafl bank circulation.
State bank circulation.

$1,200,000 00
37,829 12
43, 199 13
709,750 00

5 banks.

5 banks.

$1, 400, 000 00

$1, 400, 000 00

6 banks.
$1, 560, 000 00

39,133 83
74,443 96

39,133 83
106,276 70

44,708 80
103,701 60

904, 745 00

949,565 00

1, 057, 550 00

7 banks.
$1,680,000 00
53,294 71
94, 566 42
1,166, 720 00

3,274 00

1,512 00

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

910,302.51

887, 512 69

93L, 075 50

1,034,163 12

1, 058, 322 32

Due to national banks.
Due to State banks . . .

17, 518 08
127, 643 58

4, 635 49
106, 369 39

157, 965 92

6,955 l >
.
~
81,956 tti

61,821 78
62, 091 65

Dividends unpaid

Notes re-discounted
Bills payable

12, 019 00

73, 338 58
3, 131,600 00

Total

94, 900 52

2 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation.
State bank circulation.

2,250 00

107,889 17

89, 4JW 0-2

49.333 45

3,693,418 12

3,515,014 88

CITY OF SAN

11,241 00

3, 989, 7tM 3 >

4, 23'. 4*0 3 5

FRANCISCO.

2 banks.

2 banks.

2 banks.

2 banks.

$2,500,000 00

$2, 500, 000 00

$3, 000, 000 00

$3, 000, 000 00

$3, 000, 000 00

272. 000 00
137^539 04

277, 000 00
139,781 62

281, 0G0 00
166, 021 80

335, 000 00
161,008 46

341, 000 00
145, 632 93

1, 436, 610 00

1, 396, 0.10 00

1, 413,100 00

1,400,930 00

1, 005,157 00

2,201 90

2,068 40

2, 234 90

3,710 90

3, 037 50

Individual deposits
U. S deposits
Dep'ts U. S. dis. officers

4, 401, 075 94

5,216,984 46

3, 538, 638 93

3,791,645 35

2, 595, 278 68

Due to national banks
Due to State banks . . .

205,187 37
435, 984 95

106,889 11
457,203 13

9, 390, 599 20

10, 095, 936 72

Dividends unpaid

205, 357 52
382, 753 50

214, 217 84
400, 408 56

124,1.02 31
170, 822 06

9,306,921 11

7,417,030 48

Bills payable
Total

H. Ex. 3




32, 000 00

D

8,989,106 65

50

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since- October 2? 1874, arranged
NEW

MEXICO.
M AY 1.

MAKCH 1

DECEMBER 3 1 .

JUNE 30.

OCTOBER 1.

Resources.
2 banks.
Loans and discounts..
Bonds for circulation.
II S bonds on hand
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National banknotes..
Fractional currency . .
Specie
Legal tender notes
X S cert'fs of deposit
T
Dep. with U.S. Treas.
Total

2 banks.

2 banks.

$365, 307 98
300, 000 00

$408, 157 75
300, 000 00

1,215
31,244
7!, 467
35, 9i'0
5, 884
3, 287

$ 341,619 18
3i 10, 000 0 0

1, 029
39, 945
82, 696
33, 633
5, 884
5,651
30, 961
2 550

37
99
63
02
63
45
25
42
00
25
10
00

25

25

]_-)

78(5 04

H7

4, 286
34, 091
41, 929
58, 120
5,518
1,551
30,961
6 408

5, 28 L 00
659 25
627 71~)
54, 450 00

6, 130 64
103, 619 7-2
12,819 31
12, 445 37
5,974 65
4,428 85
30,961 25
6 677 81
153
462
23!
33,223

2 banks.
$346, 106 91
3U0, 000 0 0

2 banks.

$342, 692 60
300. 000 00

2, 514 00
361 dO
156
20 816 00

5, 554 0 0
347 75
361 17
64,931 00

2, 147
714
781
28, 448

1, 114
38, 715')
>M), 460
35. 145
5, 884
4, 289
3U, 961
4 157

00
42
97
00

07
93

58
09
40
19

72
21
61
01
40
90

34

6S
58
00

40
00

25

17, 300 00

17,300

00

18,500 0 0

18, 900 00

23, 980 00

877,120 62

920, 682

78

869, 231 25

957, 754 02

947, 095 86

COLORADO.
10 banks.

10 banks.
Loans and discounts. Bonds for circulation..
Bonds for deposits
U. S. bonds on hand..
Other stocks and b'ds.
Due fromresv'e agents
Due from nat'l banks Due from State banks Real estate, &c
Current expenses.....
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes..
Fractional currency . .
Specie
Legal tender notes
U. S. cert'fs of deposit.
Dep. with U. S. Treas.
Total

;2, 193,934 04
71(i, 000 00
100, 000 00
3,000 (;0
34, 118 61
256, 503 48
212,656 04
107, 679 33
167,631 70
23, 500 60
67, 185 56
65,572 87

$2, 255, 334
710,000
100,000
3, 000
33, 230
330, 798
259,093
111,649
160,222
25,979
63.010
69,807

59,466 00
15,683 21
161,006 67
424, 400 00 j
47,423 57 j
4,649,761 68 j

9 banks.

10 banks.
222 94
710, 000 (0

43
00
00
00
87
97
10
10
93
41
56
06

O'K) 00

4, (100 00
35. 373 88
2!)6, VS.] 29
•~;r>

M

!i85 62
11 -S,
162,
34, 539 69
63, 010 50.
76, 908 33

31,627 00
16,668 28
14!), 676 96
339, 222 00

38, 422
16,3i 6
161, 193
411,493

00
56
45
00

$2, 359, 086 05
710,000 00
100, 000 00
4,000 00
27, 436 98
409,406 12
239, 735 80
164,792 48
165,729 58
35, 657 95
63, 010 56
66, 150 41
66, 074 (0
11,637 61
199,659 98
428, 55 L 00

$2,3t)2,348 12
680, COO 00
100, 000 00
3, 000 00
30, 396 61
347, 338 02
226, 775 25
107, 735 94
156,361 04
37,261 10
57, 460 56
52,202 53
40,
8,
253,
306,

115
355
739
740

00
55
50
00

51, 205 35

43, 150 73

44, 044 93

56, 297 31

4,710,526 02

4,857,066 41

5, 094, 973 45

4, 826, 126 53

UTAH.
2 banks.
Loans and discounts . .
Bonds for circulation..
Bonds for deposits....
U. S. bolids on hand..
Other stocks and b'ds.
Due from res"ve agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes..
Fractional currency . .
Specie
Legal tender notes . . .
U. S. cert'fs of deposit.
Dep. with U.S. Treas.
Total




2 banks.

2 banks.

2 banks.

2 banks.

$373,531 66
100, 000 00

$407, 499 86
100, 000 00

$493, 522 78
100, 000 00

$498,482 36
100, 000 00

$466,619 94
100, 000 00

1

8,061
33, 830
74,238
33, 072
12,221
4,598
7,561
5, 456

46
79
83
62
05
08
61
08

11,345 86
25, 672 19
42, 649 36
23,716 70
12,123 82
6, 583 50
5,611 88
4,256 78

36,479
19,414
37,994
23, 407
12, 123
995
6, 810
1,999

12
04
17
fc4
82
23
38
25

11,721
1,783
11,912
127,185

00
15
04
00

9,481 00
713 06
9,049 87
132, 006 00

5,499
1,074
5, 879
94, 156

00
70
43
00

3, 665 40
21,312 72
43, 40 L 13
23, 628 82
34, 123 82
3,993 10
6, 590 75
8, 335 42
14,214
1, 426
12, 121
110, 397

00
48
00
00

30, 592
11,499
8,667
24,610
42, 243
7, 987
6,683
6, 117

90
44
10
91
90
80
60
71

6,468
1, 456
8,701
116,903

00
55
02
00

5, 100 00

10, 100 00

4,500 00

4,500 00

4,500 00

810,273 37

800, 809 88

843, 885 76

886,192 00

843, 051 87

51

REPORT OF THE COMPTROLLER OF THE CURRENCY.
by States and cities of redemption—Continued.
NEW
DECEMBER 31. j
2 banks.
Capital stock .
Surplus fund
Undivided profits
Nat'l b a n k circulation
State bank circulation.

I

MEXICO.

MARCH 1.
2 banks.

MAY 1.
!

I

JUNE 30.

OCTOBER 1.
2 banks.

2 banks.

2 banks.

$300, 000 00 ;

$300, 000 00

$300, 000 00

$300,000 00

$300, 000 00

24, 334 58 !
22,814 22 i

29,115 52
9, 146 80

30. 123 40
6, 258 20

30,123 40
21,927 66

34,981 87
6, 680 63

265, 500 00 |

266, 990 00

206, 000 00

269, 040 00

265, 970 00

261, 330 95

315,430 46

266, 849 65

336, 662 96

339, 463 36

920, 682 78

869,231 25 |

957,754 02 j

947, 095 86

Dividends unpaid
Individual deposits.
U. S. deposits.
Dup'ts U. S. dis. officers
D u e to national b a n k s . j
Due to State banks . _. j

3, 140 87

Notes re-discounted.
Bills payable
877, 120 62

COLORADO.
10 banks.

10 banks.

10 banks.

9 banks.

$899, 000 00

$920, 000 00

$920, 000 00

$925, 000 00

$875, 000 00

Surplus fund
Undivided profits

252, 500 00
131,615 54

272,850 00
100,489 93

273, 850 00
150, 733 32

274, 316 81
178, 612 93

284,468 88
206, 123 15

Nat'l bank circulation .
State bank circulation.

634, 699 00

631, 359 00

632, 378 00

635,648 00

601,187 00

2, 419, 063 90
60,614 80
24, 998 21

2, 442, 353 68
80, 665 58
20, 397 68

161, 633 86
119, 516 32

187, 045 71
146, 118 44

181,335 37
154, 222 36

3,200 00

800 00

Capital stock .

Dividends unpaid
Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers
Due to national banks.
Due to State banks . . .

324 00
2, 434, 921 37
60,957 41
19,516 35
109,710 11
106,841 90

Notes re-discounted .
Bills payable
4,649,761 68

4,710,526 02

4, 857, 066 41

210 00
2, 674, 278 81
57, 018 27
13,530 90

960 00
2, 512, 720 35
53, 676 20
26, 287 76
92, 290 30
173, 412 89

5, 094, 973 45

4, 826, 126 53

2 banks.

UTAH.
2 banks.

2 banks.

2 banks.

2 banks.

$300, 000 00

$300, 000 00

$300, 000 00

$300, 000 00

$300, 000 00

Surplus fund
Undivided profits

70, 000 00
30, 892 59

80, 000 00
30, 963 49

85, 000 00
33, 844 63

95, 000 00
26,716 84

100, 000 00
36, 200 08

Nat'l b a n k circulation.
State b a n k circulation

89, 000 00

89, 500 00

89, 400 00

90, 000 00

90, 000 00

Capital stock

78 00

66 00

66 00

24 00

12 00

Individual d e p o s i t s . . . .
U S deposits

319,437 98

287, 457 99

322, 956 38

355, 743 45

301, 321 58

Due to national b a n k s D u e to State b a n k s . . .

247 46
617 34

566 56
12, 255 84

3,028 77
9,589 98

15,710 03
2,997 68

1,353 30
14,164 91

81.0,273 37

800, 809 88

843, 885 76

886,192 00

843, 05 L 87

Dividends unpaid

Notes re-discounted . . .
Bills payable
Total




52

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 2, 1874, arranged
IDAHO.
DECEMBER 31.

Resources.

1 bank.

MARCH 1
i

JUNE 30.

MAY 1 .

1 bank.

1 bank.

$108, 088 60
100, 000 10

$97, 452 35
100, 000 00

$124, 352 78
100, 000 00

37,913 46

37, 030 93

6$
05
35
88

70, 532 35
7, lO'i 97
3,495 68

Loans and discounts ..
Bonds for circulation .

$92,565 38 |
ioo, O;JO 00

$H>2. 931 40
100, 000 00

Other stocks and b'ds.
Due from res've agents
Due from nat'l banks
Due from State banks.
Real estate, &c
Current expenses
Premiums paid.
Cash items
Clearing-house exch'gs
National bank notes ..
Fractional currency . .
Specie
Legal tender notes . . .
U. S. cert'fs of deposit
Dep. with U. S. Treas -

35, 056 12 |

38,041 15

38, 146 61

82,613 59 :
8,314 35 ;
6, 209 85 •

143 P9
57. 665 11
8,314 35
04

25 026 63
• 38, 829 81
8,314 35
4,876 41

563 18 ;

4,870 00

Total

3, 575
139
16, 520
28,473

00 !
00 i
00 :
00 i

4, 500 00
378, 529 47 :

OCTOBER 1.

1 bank.

1, 650
137
5, 550
14, 670

00
95
00
00

701 42
6, 533
37
7,091
20, 500

00
00
65
00

30 004
34, 574
8,314
5, 926

1 bank.

465 86
5,050
419
10, 559
28,591

00
00
00
00

438 41
4, 850
185
7,544
21,891

00
00
00
00

4, 500 00

4, 500 00

4,500 00

6, 400 00

340, 700 89

362, 645 48

363, 770 63

383, 821 12

MONTANA.
5 banks.
Loans and discounts..
Bonds for circulation .
Bonds for deposits... '.
U S bonds on hand
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes..
Fractional currency . .
Specie
Legal teuder notes. _..
U. S. cert'fs of deposit.
Dep. with IT. S. Treas
Total

5 banks.

5 banks.

5 banks.

5 banks.

$823,031 75
286, 000 00
150,000.00

$830, 121 52
28(5, 000 00
150,000 00

$885 773 11
256, 000 00
150, 000 00

$921,742 88
256, 000 00
150, 000 00

$791,107 20
256, 000 00
150, 000 00

45, 683 53
38,629 56
21,320 88
41,632 75
34, 630 04
10, 115 37
57, 321 25
35, 466 10

48, 222 49
44, 135 45
11, 533 21
72, 227 56
35, 130 04
16,400 76
54,461 18
39,274 74

51,035 22
40, 152 89
9, 339 25
32, 063 92
35, 130 04
4, 133 76
51,546 25
36,806 91

45,324 74
68, 227 06
23, 282 59
56, 966 49
36,980 04
14,690 03
51, 546 25
124, 395 05

16, 635 00
4, 746 17
9,238 01
98,400 00

9,956 00
3, 777 84
19,853 98
86, 860 00

6, 128 00
4, 006 27
22,687 93
81,710 00

39, 465 66
50,913 08
11,852 04 i
45,601 96 ;
34, 454 79
5,371 32
57, 658 75
47, 639 72
17, 151 00
7, 226 35
4,702 93
115, 100 00
12,870 00
1, 709, 039 35

16,710 00
1, 696, 650 18

17,309 70
1,750, 916 06

17,731 33
1,723,214 65

10, 075
2,301
69, 160
72, 40!)

00
53
81
00

12,020 00
1, 784, 476 79

WYOMING,
2 banks.
Loans and discounts..
Bonds for circulation .
Bonds for deposits
U S bonds on hand
Othpr stocks and b'ds
Due fronv re.s've, agents
Duel) m nat'l banks.
Due from State banks.
Real estate, &c
Current expenses
Premiums paid
Cash items
.....
Clearing-house exch'fs
National bank n o t e s . .
Fractional currency . .
Specie
Legal tender notes
U S cert'fs of deposit
Dep. with U. S. Treas.
Total




2 baiiks.

2 banks.

2 banks.

2 banks.

$187, 383 37
60, 000 00

$180, 961 42
60, 000 00

$195,816 19
60, 000 00

$218,330 28
60, 000 00

$245, 681 39
60, 000 00

48
94
53
23
45
66
75
04

(•], 1 2 7 98
3,851 48
59, 098 23
12, 886 71
17, 789 45
4, 3^8 29
7,748 75
4 8(53 03

6,856
20, 298
58, 270
14,256
17, 789
4. 363
7,748
5 053

53
15
57
68
45
32
75
14

6,776
20, 137
83, 026
18,630
25, 362
9, 264
7,748
5 941

83
73
24
65
85
79
75
38

00
91
07
00

11,705
359
527
41,956

00
09

9, 210
513
778
39,903

00
50
^6
00

9, 303 55
10, 487 75
38, 689 37
15,990 06
18, 807 45
11,401 01
7,751 40
2 410 65

5, 374
26, 894
49, 756
7^ 97!
i i , 78!)
o 499
7) 748
G 047

4, 160 00
288 50
1 406 25
39,361 00

110 65
4°1 40
39, 287 00

6, 860 00

6, 700 00

9, 700 00

5,700 00

5, 700 00

414,300 36

418, 986 57

428, 804 09

473, 214 28

538, 675 37

5, 424 00

6, 682
116
157
39, 578

30

00

REPORT OF THE COMPTROLLER OF THE CURRENCY.

53

by States and cities of redemption—Continued.
IDAHO
DECEMBER 31.

MARCH 1.

1 bank.

1 bank.

MAY 1.

JUNE 30.

OCTOBER 1.

1 bank.

1 bank.

Liabilities.
Capital stock —

1 bank.

$100, 000 00

$100, 000 00

$100, 000 00

$100, 000 00

$100, 000 00

Surplus fund
Undivided profits

18, 800 00
22, 073 52

21, 000 00
5,031 36

21, 000 00
12, 263 98

21, 000 00
16, 227 25

23, 000 00
8,824 16

Nat'l bank circulation.

82,300 00

83, 600 00

84, 600 00

83, 650 00

85, 745 00

Individual deposits
U S deposits
Dep'tsU. S. dis. officers

137, 701 46

113,322 24

119, 368 53

141, 983 07

152, 427 75

Due to national banks.
Due to State banks .. -

7, 240 07
10,414 42

9,049 13
8,698 16

565 41.
24,847 56

75 41
834 90

5, 209 28
8, 614 93

378, 529 47

340, 700 89

362, 645 48

363, 770 63

383,821 12

Total

MONTAN A .
5 banks.

5 banks.

5 banks.

5 banks.

5 banks.

$350, 000 00

$350,000 00

$350, 000 00

$350, 000 00

$350, 000 00

75, 500 00
37,851 87

75,750 00
43, 188 26

75,750 00
63, 232 49

75, 750 00
67, 245 66

76,220 00
79, 236 25

250, 699 00

252, 554 00

227,129 00

227, 529 00

229, 029 00

500 00

500 00

500 0 0

Individual deposits
U. S. deposits
Dep'ts U. S. dis. officers

791, 779 91
21, 675 26
75, 535 45

802, 866 72
24,239 89
61, 213 25

836,931 78
38,877 01
79, 988 50

838, 647 24
46, 892 63
70, 067 14

879, 967 57
60, 526 12
73,784 17

Due to national banks.
Due to State banks . . .

13,306,36
92,691 50

31,848 06
54, 490 00

15,271 97
57,235 31

26, 989 31
19, 593 67

31,355 85
4, 357 83

1, 709, 039 35

1,696,650 18

1 , 750, 916 06

1, 723, 214 65

1, 784, 476 79

Capital stock. ...'
Surplus fund
Undivided profits
Nat'l bank circulation.
State bank circulation
Dividends unpaid

Notes re-discounted
Bills payable
Total

6, 000 00

WYOMIN G.
2 banks.

2 banks.

2 banks.

2 banks.

2 banks.

$125,000 00

$125, 000 00

$125, 000 00

$125, 000 00

$125, 000 00

Surplus fund
Undivided profits
Nat'l bank circulation.
State bank circulation.

13,457 15
30, 967 82

13,457 15
27, 649 05

13,457 15
32, 352 01

15,783 33
36, 401 34

15,783 33
49,407 05

51, 400 00

49, 500 00

50, 800 00

51, 700 00

49, 400 00

Individual deposits . . .
U. S. deposits
Dep'ts U.S. dis officers

192, 437 18

202, 690 94

205, 438 66

242, 701 75

297,228 40

Due to national banks .
Due to State banks . ..

966 22
71 99

605 54
83 89

1, 756 27

1, 600 44
42

1,846 79
9 80

428, 804 09

473, 214 28

538,675 37

Capital stock

Bills payable
Total




414, 300 36

4]8 986 57

54

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 2, 1874, arranged
DAKOTA.
DECEMBER 31.

MARCH 1.

MAY 1.

JUNE 30.

OCTOBER 1.

1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$51,097 10
50, 000 00
30,000 00

$51,222 34
50, 000 00
30, 000 00

$58,800 93
50, 000 00
30, 000 00

$61,415 65
50, 000 00
30, 000 00

$63,724 88
50, 000 00
30, 000 00

6, 604 32
9,888 53
4,597 01
846 44

10, 380 73
4,292 66
827 23
870 69
1, 160 57
9, 454 30
3, 120 97

Resources.
Loans and discounts..
Bonds for circulation..
Bonds for deposits
X S bonds on hand
T
Other stocks and b'ds.
Due from res've agents
Due from nat'l banks.
Due from State banks.
Real estate. &c
Current expenses
Premiums paid
Cash items
Clearing-house exch'gs
National bank notes..
Fractional currency ..
Specie
Legal tender notes
U. S.cert'fs of deposit.
Dep. withU. S. Treas.
Total




9,454 30
286 20
320 00
553 18
115 00
7, 825 00

454 00
580 48
10 00
9, 512 00

88
99
57
69
58
30
76

14,653 62
124 14
4, 145 30
870 69
9, 454 30
595 20

16, 635 30
6, 975 63
6, 945 60
4, 424 21
1, 838 44
9, 454 30
814 72

1,465 00
370 41
84 80
6, 572 00

379 00
560 49
76 50
3, 790 00

612 00
440 07
91 75
7, 535 00

1,815
H
252
870
2, 143
9, 454
737

2,250 00

2, 250 00

2, 250 00

2, 250 00

2,250 00

173, 837 08

174, 135 97

164, 829 91

178,314 89

201,741 90

REPORT OF THE COMPTROLLER

OF THE CURRENCY.

55

by States and cities of redemption—Continued.
DAKOTA.
DECEMBER 31.

MARCH 1.

MAY 1.

JUNE 30.

OCTOBER 1.

1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$50, 000 00

$50, 000 00

$50, 000 00

$50, 000 00

$50, 000 00

6, 000 00
3,112 90

9, 000 00
3,788 95

Liabilities.
Capital stock
Surplus fund
Other undivided profits

2, 400 00
3, 689 90

6, 000 00
2,334 23

6, 000 00
3, 692 67

Nat'l bank circulation.
State bank circulation.

43,631 00

42, 360 00

44, 500 00

44, 500 00

44, 000 00

Individual deposits
U. S. deposits
Dep'tsU. S. dis. officers

43, 386 2fi
21, 582 54
9, 138 67

36, 588 75
22, 734 25
13, 708 26

34, 605 02
16, 436 32
9, 561 32

44,182 43
27,981 91
2,234 16

64,980 67
13, 768 45
16,189 75

Due to national banks.
Due to State banks . . .

8 71

410 48

34 58

303 49

13 88

164, 829 91

178,314 89

201,741 90

Dividends unpaid

Notes re-discounted
Total




1
173, 837 08

174, 135 97 |




KEPOBTS OF THE CONDITION

THE NATIONAL BANKS
CLOSE OF BUSINESS ON FRIDAY, OCTOBER 1, 1875.

MAINE .
First National Bank, Auburn.
No. 154.

J. H. ROAK, President.

J. B. JORDAN, Cashier.
Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U.S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
BiJls of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S.Treasurer

$185, 042 01 Capital stock paid in.
31 33
1 50, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
24, 246 78

27, 000 00
9, 783 89
126,100 00

Dividends unpaid.
2, 385 45
2, 053 13
1,761 10

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

11,616 00 Due to other national banks
779 32 Due to State banks and bankers.
10, 000 00 Notes and bills re-discounted .
Bills payable
"""6," 750* 66"
394, 665 12

Total.

$150, 000 00

Total.

81, 084 60

696 63

394,665 12

National Shoe and Leather Bank, Auburn.
ARA CUSHMAN, President.

No. 2270.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
*
Redemption fund withU. S. Treasurer
Total

H. Ex. 3




$179,320 57

75,"656"66 i
10, 830 28

Capital stock paid in.
Surplus fund
Other undivided profits .
National bank notes outstanding
State bank notes outstanding

6, 000 00 Dividends unpaid
1,158 78
12,651 04 Individual deposits
United States deposits
Deposits of U. S. disbursing officers..
2, 500 00
415 17
4, 500 00

"5,"666"65"
293, 375 84

-1

M. C. PERCIVAL, Cashier.

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total.

10, 000 00

6, 392 82
45, 000 00

46,983 02

35, 000 00

293, 375 84

60

KEPORT OF THE COMPTROLLER OF THE CURRENCY
MAINE.
First National Bank, Augusta.

GEO.

W. STANLEY, President.

No. 367.

Resources.

\

Loans and discounts
j
Overdrafts
j
U. S. bonds to secure circulation
|
U. S. bonds to secure deposits.
!
U- S. bonds on hand
Other stocks, bonds, and mortgages .. I
Due from approved reserve agents . ..'•
Due from other banks and bankers...,
Real estate, furniture, and fixtures . . . j
Current expenses and taxes paid
I
Premiums paid
\
Checks and other cash items
[
Exchanges for clearing house
;
Bills of other national banks
[
Fractional currency
Specie
!
Legal tender notes
U. S. certificates of deposit
;
Redemption fund with U.S. Treasurer;
Total

ISRAEL BOOTHBY, Cashier.

!

Liabilities.

$252, 258 78 Capital stock paid in .

$250, 000 00

250, 000 C Surplus fund-.„..„
O
Other undivided profits.
J I National bank notes outstanding
99, 9(50 65 I State bank notes outstanding
9, 283 83
2, 036 03 i Dividends unpaid
2,060 5L Individual deposits
United States deposits
6, 447 12 Deposits of U. S. disbursing officers

60, 000 00
23, 218 44
j
i
!
|
!
.1

8, 500
2, 350
6, ()!)()
6, 500

00 ! Due to other national banks
00 Due to State banks and bankers
00
00 Notes and bills re-discounted.
j Bills payable
12,349 80 j
657, 746 72 j

213, 900 00

|
;

107, 733 I

2, 895 20

657, 746 72

Total

Freeman's National Bank, Augusta.
W. F. IlALLETT, President.

No. 406.

Loans and discounts
;
!
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
\.
U. S. bonds on hand
i.
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures... j
Current expenses and taxes paid
Premiums paid
;.
Checks and other cash items
Exchanges for clearing house
'.
Bills of other national banks
j
Fractional currency
;
Specie
Legal tender notes
U. S. certificates of deposit
•.
Redemption fund with U. S. Treasurer

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
8,631 67
636 38
8, 000 00
75 07
2, 498 63
6,551 00
356 69
3 00
1, 500 00
""4,"500 bo"

28,941 78
4, 135 40
90,000 00

State bank notes outstanding
120 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

277,813 49

Total.

J. L. ADAMS, Cashier.

Capital stock paid in

50,889 64

3,756 67

277, 843 49

Total..

Granite National Bank, Augusta.
B. H. CUSHMAN, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
!
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.




WM. T. JOHNSON, Cashier.

No. 498.
Capital stock paid in

$239, 960 89
742 63
100, 000 00
50, 000 00
41,200 00
1, 000 00
57,608 66
1,096 51
18, 500 00

Surplus fund
Other undivided profits
National bank notes outstanding . . .
State bank notes outstanding

7, 141 80
1,065 13

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

2, 220 00
396 41
23, 400 00

Dividends unpaid .

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

$100, 000 00
60,000 00
5, 373 47
87,900 00
2,110 00
620 00

247, 375 88
4,114 98
40, 939 99
397 71

4, 566" 00"
548, 832 03

Total.

548, 832 03

REPORT OF THE COMPTROLLER OF THE CURRENCY.

61

MAINE.
First National Bank, Bangor.
ELTAS MERRILL, Cashier.

GEORGE STETSON, President.

Liabilities.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents . . .
Due from other banks and bankers . .
Real estate, furniture, and fixtures-..
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. 8. certificates of deposit
Redemption fund with U. S. Treasurer

2, 625 87
47, 986 33

100, 000 00
47, 946 09
267, 840 00

235 00
259, 005 52
25, 653 11
18, 341 48

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

6, 21 4 00 | Due to other national banks
4,112 71 I Due to State banks and bankers
30, GOO 00
Notes and bills re-discounted.
Bills payable
1,230,648 11

Total.

$500, 000 00

$611,224 28 | Capital stock paid in.
3, 512 86 |
303, 000 00 I Surplus fund
70, 000 00 j Other undivided profits.
59,183 26 j National bank notes outstanding
23, 626 26 ! State bank notes outstanding
54, 870 57 I
1,891 97 i Dividends unpaid.

10,718 58
908 33

Total.

1,230,648 11

Second National Bank, Bangor.
No. 306.

Gr. K. JEWETT, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

W. S. DENNETT, Cashier.

$301, 633 4\ Capital stock paid in
5, 646 57
150,000 00 | Surplus fund
1 Other undivided profits
1

$150,000 00
I

3,993 19 j National bank notes outstanding
64, 293 49 ! State bank notes outstanding
} Dividends unpaid .

17, 893 24

Individual deposits
United States deposits
Deposits of U. S. disbursing officers -

30,000 00
10,112 42
135, 000 00
7,500 00
227, 943 51
6, 432 83

566, 988 76

Total.

4, 000 00
778 86

566,988 76

Due to other national banks
Due to State batiks and bankers .
12,000 00 1 Notes and bills re-discounted.
1
II Bills payable

Farmers' National Bank, Bangor.
JAMES DUNNING, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents . -.
Due from other banks and bankers...
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
S pecie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 1687.

J. SWETT HOWE, Cashier.

$149, 838 62 ! Capital stock paid in.

""I65,"666"66

Surplus fund
O ther undivided profits
National bank notes outstanding
43,482 19 State bank notes outstanding
Dividends unpaid.

23, 838 04

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$100,000 00
7, 329 73

8,608 56
88, 300 00
1,990 00
2, 285 00
122,010 87

Due to other national banks
Due to State banks and bankers .
"4, ooo 65" | Notes and bills re-discounted.
Bills payable
4,500 00
4, 709 00
156 3L

330,524 16

Total .

330,524 16

62

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Kenduskeag National Bank, Bangor.

G. W. PICKERING, President.

No. 518.

T. S. DODD. Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U S.bonds on hand
.
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid

$212, 083

82

Capital stock paid in

75, 000

00

Surplus fund . . .
Other undivided profits

Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legalcertificates of deposit
U. S. tender notes
Redemption fund with U. S. Treasurer

36, 826

Total

$100, 000

1,000 00 National bank notes outstanding
171,851 11 i State bank notes outstanding
1,395

33

00
453 83

18, 000

321, 785 98

Notes and bills re-discoimted
Bills payable

00

09

00

50 00
i Individual deposits
United States deposits
Deposits of U. S. disbursing officers .
Due to other national banks . . .
! Due to State banks and bankers

3," 275
538, 437

65, 500

00

18 552

00

20, 000 00
31,101 11

;

...

Total

538, 437

09

Merchants' National Bank, Bangor.
S. H BLAKE, President.

M. T. STICKNEY, Cashier.

No. 1437.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$356, 898 26 Capital stock paid in.
411 06
102, 450 00 Surplus fund
Other undivided profits
17, 943 84 National bank notes outstanding . . .
State bank notes outstanding
24, 950 66
12, 500 00 Dividends unpaid .
1,770 00 Individual deposits
United States deposits
20,761 49 Deposits of U. S. disbursing officers.
15, 536 00
416 19
16, 000 00
""4," 506" 66'

$100, 000 00
20,000 00
137, 808 41
89, 636 00
1, 437 0U
3, 285 00
219,171 19

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable

574,143 50

2,805 90

Total.

574, 143 50

Traders' National Bank, Bangor.
W A L T E R BROWN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
IT. S. bonds on hand
;
Other stocks, bonds, and mortgages..j
Due from approved reserve agents. ..j
Due from other banks and bankers ..j
Real estate, furniture, and fixtures . J
Current expenses and taxes paid
i
Premiums paid
1
Checks and other cash items
j
Exchanges for clearing house.
j
Bills of other national banks
j
Fractional currency
[
Specie
|
Legal tender notes
!
U. 8. certificates of deposit
!
Redemption fund with U. S. Treasurer

Total




No. 1095.
$149, 905 65
100,000 66
3,600 00
43, 502 42

EBENEZER TRASK, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .

100, 000 00
,

17, 000 00
37,443 57
82, 966 00
5,190 00
71,945 29

5, 987 77

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

4,017 00
245 77

Due to other national banks
Due to State banks and bankers .

3,275 52

4,000 00 I Notes and bills re-discounted
Bills payable
317, 820 38

Total.

317, 820 38

REPORT OF THE COMPTROLLER OF THE CURRENCY.

63

MAINE.
Veazie National Bank, Bangor.
No. 2089.

ALFRED VEAZIE, President.

WM. C. HOLT, Cashier.

Liabilitiei
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures ..
Current expenses and taxes paid
Premiums paid Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
".
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$113,931 16 Capital stock paid in .
" 150,666'66'

65, 922 93

$150,000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

3,011 25
6,949 08
135, 000 00

Dividends unpaid.

3, 180 58

Individual deposits
United States deposits
Deposits of U. S. disbursing officers..

4, 792 00 I Due to other national banks
5L 22 j Due to State banks and bankers
3, 250 00
"6,"750 66'

Notes and bills re-discounted
Bills payable

1,157 84
,

Total

347, 877 89 !

51,759 72

347, 877 89

First National Bank, Bath.
No. 61.

OLIVER MOSES, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

W. D. MUSSENDEN, Cashier.

$259,747 10 Capital stock paid in.

$200, 000 00

200,003 00 Surplus fund
Other undivided profits
29, 000 00 National bank notes outstanding
19,376 46 State bank notes outstanding
90 76
5, 000 00 Dividends unpaid.
2, 815 64 Individual deposits
United States deposits
,
Deposits of U. S. disbursing officers
!,496 00
51 89
10, 000 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-diacounted .
Bills payable

50, 000 00
12,369 07
179, 880 00
800 00
!8,859 17
5, 669 61

"*9,666"66'
Total.

537, 577 85

537, 577 85

Bath National Bank, Bath.
ARTHUR SEWALL, President.

Loans and discounts
Overdrafts.
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 494.

TV. D. HILL, Cashier.

$179,725 01 I Capital

stock paid in.

Surplus fund
Other undivided profits
7*666 60 i
20, 950 00 j National bank notes outstanding
S tate bank notes outstanding

125, OOOOO" j

$125, 000 00
40,164 92
13, 246 42
112,500 00

27, 580 84 I

Dividends unpaid.
1, 768 37
915 !
1,152 00
40 39
4, 000 00

5,625 bo"
373, 757 60

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1, 161 00
81,685 26

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

373,757 60

64

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Lincoln National Bank, Bath.
No. 761.

CHAS. DAVENPORT, President.

WM. R. SHAW, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
'..
Redemption fund with U. S. Treasurer

$116,659 10
""206,600 00
" " 7 0 " 666* 66
28, 350 00
148, 691 22
249 79
1, 350 00
88 50

11,276 00
252 50
911 60
9, 000 00

Capital stock paid in .

Dividends unpaid .

46, 000 00
5,141 45
165, 899 00
13, 045 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

161,838 10

3, 883 16

8,978 00
595, 806 71

Total.

$200,000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

Total.

595, £ ; 71

Marine National Bank, Bath.
No. 782.

B. C. BAILEY, President.
Loans and discounts
Overdrafts
,
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures-..
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund withU. S. Treasurer!
Total.

$124, 040 17
"""94*566 66
300 00

25, 327 60
61 12
],725 92
1,926 30
3, 756
9
501
4, 000

00
41
22
00

II. A. DUNCAN, Cashier.

Capital stock paid in.,

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid.

18,100 00
7, 840 69

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

50,409 24

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

82, 400 00"

545 00

1,102 81

4, 250 00

260, 397 74

Total.

Sagadahock National Bank, Bath.
FRANKLIN R E E D , President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.




No. 1041.

HENRY EAMES, Cashier.

$146, 952 33

Capital stock paid in.

"100,666 00

Surplus fund
Other undivided profits

33, 000 00
6,757 13

National bank notes outstanding
S tate bank notes outstanding

85, 750 00

13, 775 66
28,345 54
5, 000 00
738 23

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

4,650 00
1 49

1,296 00
82,159 46

Due to other national banks
Due to State banks and bankers . - .

5, 000 00

$100, 000 00

Notes and bills re-discounted
Bills payable

"**4," 500* 06'
308, 962 59

Total.

308,962 59

REPORT OP THE COMPTROLLER OF THE CURRENCY.

G5

MAINE.
Belfast National Bank, Belfast.
A. H. BRADBURY, Cashier.

No. 840.

JAS. P. WHITE, President.
Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

Liabilities.
$150, 000 00'

$189,059 27 Capital stock paid in .
. 150, 000 00

12, 277 I

S urplus fund
Other undivided profits
NLtional bank notes outstanding
State bank notes outstanding
Dividends unpaid.

924 74
1, 921 97

37,147 85
5,209 15
133, 800 00
396 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

3," 096 65' Due to other national banks
Due to State banks and bankers Notes and bills re-discounted.
5, 000 00 Bills payable
6, 750 00
389, 029 64
Total.

42, 476 64

369,029 64

First National Bank, Biddeford.
No. 1089.

THOS. II. COLE, president.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurerj
Total.

CHAS. A. MOODY, Cashier.

$142,705 76 Capital stock paid in .

ioo, 6oo 66

5100,000 00

8, 223 61

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

9, 259 53

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

8,314 42
5, 565 80
89,000 00

Dividends unpaid..

460 00
2 60
3, 600 00

Dae to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

8,751 50

61,064 15

4,807 13

268,751 50

Biddeford National Bank, Biddeford.
WM. P. IIAINES, President.

No. 1575.

$200, 066 00
Loans and discounts
Overdrafts
""124,666 00
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U.S.bonds on hand
Other stocks, bonds, and mortgages..
10, 290 65
Due from approved reserve agents...
2, 250 50
Due from other banks and bankers..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
1,176 07
Exchanges for clearing house
5, 225 00
Bills of other national banks
7 46
Fractional currency
Specie
i
Legal tender notes
!
6, 700 00
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer;
5, 580 00
Total.




355, 295 68

C. E. GOODWIN, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . . .
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total.

$150, 000 00
40, 000 00
12, 327 93
103, 800 00
306 00
46, 079 60

2, 782 15

355, 295 68

66

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
National Village Bank, Bowdoinham.

liOBT. P. CARR, President.

No. 944.

II. Q. SAMPSON, Cashier.

Resources.

Liabilities.

Loans and discounts
!
Overdrafts
!
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items r
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
,
Legal tender notes
j
U. S. certificates of deposit
|
Redemption fund with U. S. Treasurer

$45,101 03

Capital stock paid in .

$50, 000 00

50, 000 00

Surplus fund
Other undivided profits

6, 639 83

1

109,159 66

Total.

4,200 00
4,056 43

566 66

National bank notes outstanding
State bank notes outstanding
Dividends unpaid .

39, 950 00
2, 637 40

Individual deposits
United States deposits
712 21 Deposits of U. S. disbursing officers.

9, 932 43

1,186 00 Due to other national banks
3 99 Due to State banks and bankers.
1, 388 00 Notes and bills re-discounted
Bills payable
2,212 00
Total.

109,159 66

First National Bank, Brunswick.
No. 192.

N. T. PALMER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Total.

J. P. WINCHELL, Cashier.

$55, 938 49 | Capital stock paid in .

$100,000 00

100, 000 00 Surplus fund
Other undivided profits
94, 000 00 National banknotes outstanding
9, 675 93 State bank notes outstanding
670 86
Dividends unpaid .
987 33 Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

20,000 00
29,964 18
86, 200 00
252 00
44, 032 1L

4,279 00 Due to other national banks
135 00 Due to State banks and bankers .
5, 000 00 Notes and bills re-discounted.
Bills payable
" 4," 500 00
280, 448 29

Total.

280, 448 29

Pejepscot National Bank, Brunswick.
H. C. MARTIN, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
S pecie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Total




No. 1315.

L. H. STOVER, Cashier.

$22,504 43 Capital stock paid in
66 12
50, 000 00 Surplus fund Other undivided profits
13, 050 00
35,191 77
656 26
10, 150 00

296 92
1,

00
(i 55
;
199 00
2,000 00

National bank notes outstanding
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$50, 000 00
|
I

2, 600 00
2,108 68
42, 500 00
80 00
41,237 37

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

2,250 00
138, 526 05

Total.

138,526 05

REPORT OF THE COMPTROLLER OF THE CURRENCY.

67

MAINE.
Union National Bank, Brunswick.
No. 1118.

ADAM LEMONT, President.

II. A. RANDALL, Cashier.
Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
|
U. S. bonds on hand
j
Other stocks, bonds, and mortgages..|
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
,
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. 8. Treasurer;
Total

$92,294 40 Capital stock paid in
100, 000 00 Surplus fund
Other undivided profits
25,565 00 National bank notes outstanding
17, 571 01 State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

I

$100,000 00
12,143 90
3, 227 20
90, 000 00

I
j

332 00
53, 031 97

4, 945 00 Due to other national banks
75 59 Due to State banks and bankers.
3, 500 00 Notes and bills re-discounted .
Bills payable
4, 800 00
Total.

258, 735 07

258, 735 07

Bucksport National Bank, Bucksport.
T. C. WOODMAN, President.

No. 1079.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
j
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers... j
Real estate,, furniture, and fixtures...j
Current expenses and taxes paid
j
Premiums paid
j
Checks and other cash items
!
Exchanges for clearing house
j
Bills of other national banks
|
Fractional currency
j
Specie
•
Legal tender notes
j
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer

$118,137 38

$100,000 00

Capital stock paid in

100, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
22, 838 98 State bank notes outstanding
321) 00
.Dividends unpaid
1, 345 24
Individual deposits
232 92 United States deposits
, Deposits of U. S. disbursing officers..
1,227 00
162 64 Due to other national banks
] 84 00 Due to State banks and bankers
4, 000 00 Notes and bills re-discounted
,
6, 300 00 Bills payable
254,748 16

Total.

EDWARD SWAZEY, Cashier.

Total.

31,631 *8
3, 745 78
84, 675 00
400 00
34, 295 70

254,748 16

Calais National Bank, Calais.
No. 1425.

JOSEPH A. LEE, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




,

FRANK NELSON, Cashier.

$198,635 07 Capital stock paid in.
1,369 66
70, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding . . .
State bank notes outstanding
1,158 26
708 02 Dividends unpaid .
696 18 Individual deposits
United States deposits
8, 437 05 Deposits of U. S. disbursing officers
1,376 00 ! Due to other national banks
106 09 ! Due to State banks and bankers .
11,736 00 Notes and bills re-discounted
Bills payable
"3,150 66
297, 372 33

Total

$100, 000 00
32,186 85
5, 006 47
59,500 00

100, 004 23

674 78

297, 372 33

68

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Damariscotta.

EDWIN FLYE, President.

No. 446.

WILLIAM FLYE, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers -.
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Total.

Capital stock paid in.

$50, 000 00

Surplus fund
Other undivided profits
1, 500 00 National bank notes outstanding
8,123 5£ State bank notes outstanding
Dividends unpaid .

10,000 00
8, 033 79

$61,730 65
"50,' 000 6 6 '

1,776 !

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

45, 000 00
160 00
13, 783 82

653 00
65

Due to other national banks
j Due to State banks and bankers
600 00 ! Notes and bills re-discounted
! Bills payable
2,250 00*
127,111 92

127,111 92

First National Bank, Dexter.
No. 2259.

CHARLES SHAW, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchan ges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S.' Treasurer

$90, 000 00

$64, 038 31 Capital stock paid in .
80,000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

2, 439 55
61,190 00

3,106 88 Dividends unpaid
1, 278 88
724 67 Individual deposits
16, 250 00 United States deposits
2, 782 43 Deposits of U. S. disbursing officers ..
447 00 | j Due to other national banks
12 47 |! Due to State banks and bankers Notes and bills re-discounted.
Bills payable
3, 60 ) 00 |
172, 240 64 '

Total.

C. W. CURTIS, Cashier.

6. 000 00

172, 240 64

Total.

Frontier National Bank, Eastport.
S. B. HUME, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
I
Legal tender notes
U. S. certificates of deposit
|
Redemption fund withU. S. Treasurer!
Total..




No. 1495.
$75,541 45

B. J. NO YES, Cashier

Capital stock paid in

$75, 000 00

Surplus fund
Other undivided profits
41, 100 00 National bank notes outstanding . . .
29, 696 44 State bank notes outstanding
1,081 72 Dividends unpaid.

14,303 61

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

66,651 13

""60*300 66

3, 000 00 Due to other national banks
291 21 Due to State banks and bankers
2, 000 00 Notes and bills re-discounted
Bills payable
2, 696 00
215,706 82

Total.

53, 920 00
1, 000 00
3, 536 99

1,295 (

215,706 82

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Fairfield.
No. 2175.

HENRY KELLEY, President.

E. G. PRATT, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers..Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Liabilities.
$55, 694 64

1,293 00
5 02
500 00
""2,"256'65"

439 90
1,609 03.
44, 650 00
8 00
21, 031 83

Due to other national banks . . . .
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

117, 738 76

Total.

$50, 000 00

Capital stock paid in.

50, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
2,351 58 State bank notes outstanding
Dividends unpaid.
348 70 Individual deposits
4,990 82 United States deposits
305 00 Deposits of U. S. disbursing officers.

117,738 76

Total.

Sandy River National Bank, Farmington.
J. W. FAIRBANKS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

No. 901.

T. F. BELCHER, Cashier.

$71, 253 78 Capital stock paid in..
493 95
75, 000 00 Surplus fund
Other undivided profits
21,000 00 National bank notes outstanding
21, 070 92 State bank notes outstanding

21,690 04
5, 047 53
65, 500 00
1, 065 09
390 00

Dividends unpaid .
Individual deposits
United States deposits
2, 899 26 Deposits of U. S. disbursing officers.
3,828 00
45 20

$75, 000 00

36, 559 07

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total.

Total.

205,251 64

Cobbossee National Bank, Gardiner.
JAMES STONE, President.

Loans and discounts
O verdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand...
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
,.
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 939.

JOSEPH ADAMS, Cashier.

$142,168 52 i Capital stock paid in .
I
100, 000 00 Surplug fund
Other undivided profits
3, 600 00 National bank notes outstanding . . .
State bank notes outstanding
17, 966 53
Dividends unpaid
Individual deposits
United States deposits
104 45 Deposits of U. S. disbursing officers.
292 00 Due to other national banks
.
258 07 Due to State banks and bankers .
540 00 |
1, 500 00 I Notes and bills re-discounted.
Bills payable
4, 500 00
277,802 57 j|

Total.

$100,000 00
18, 000 00
20, 869 49
89, 989 00
380 00
46,629 15
1, 934 93

277. 802 57

70

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE,
Gardiner National Bank, Gardiner.

JOS. BKADSTREET, President.

GEO. F. ADAMS, Cashier

No. 1174.

Liabilities.

Resources.
Loans and discounts
;
Overdrafts
i
U. S. bonds to secure circulation
|
U. S. bonds to secure deposits
j
U. S. bonds on hand
j
Other stocks, bonds, and mortgages..i
Due from approved reserve agents... i
Due from other banks and bankers .. j
Real estate, furniture, and fixtures...!
Current expenses and taxes paid
|
Premiums paid
j
Checks, and other cash items
|
Exchanges for clearing house
I
Bills of other national banks
!
Fractional currency
Specie
Legal tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treasurer!

$67, 574 51
.50, 000 00
3, 792 32
12, 528 66
643 29
11, 752 04
1,899 04
996 00
610 57
I,"200 66
2'249*50

Capital stock paid in

!

$50, 000 00

Surplus fund
Other undivided profits

!
j

7,798 24
19, 914 11

National bank notes outstanding
State bank notes outstanding

!
j

44, 800 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable

153, 245 93

Total.

.
1, 415 00
29,318 58

|
!
153, 245 93

Total.

Oakland National Bank, Gardiner.
No. 740.

JOSHUA GRAY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
."
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$132,195 11
1, 079 84
100, 01)0 00

13, 309 06

"i'ho'o 66'
12,814 12
H22 00
25 99
1 00
3,678 00

$100, 000 00

Capital stock paid in.

14,700 00
20, 432 57

Surplus fund
O ther undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid

86,801 00
j

Individual deposits
|
United States deposits
I.
Deposits of U. S. disbursing officers..!.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.,
Bills payable

756 00
44,291 17

3, 020 85

4, 576 47
270, 001 59

Total.

S. BOWMAN, Cashier.

Total.

270,001 59

American National Bank, Hallo well.
P. F. SANBORN, President.
Loans and discounts
Overdrafts
I
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
!
U. S. bonds on hand
i
Other stocks, bonds, and mortgages..!
Due from approved reserve agents... j
Due from other banks and bankers . J
Real estate, furniture, and fixtures... j
Current expenses and taxes paid
|
Premiums paid
!
Checks and other cash items
\
!
Exchanges for clearing house
Bills of other national banks
|
Fractional currency
i
Specie
\
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.




A. D. KNIGHT, Cashier.

No. 624.
I, 002 97

75, 000 00

4, 728 80
3, 581 50
644 05
], 013 00
45 22
1, 200 00

Capital stock paid in.
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

$75, 000 00
-.j
I

Dividends unpaid .
Individual deposits
United States deposits. Deposits of U. S. disbursing officers.

7, 800 00
5, 757 85
67, 500 00
75 00
14,505 14

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

4,422 45
170, 637 99 j

Total.

170, 637 99

REPORT OF THE COMPTROLLER OF THE CURRENCY.

71

MAINE.
Northern National Bank, Hallo well.
SlMON PAGE, President.

No. 532.

JUSTIN E. SMITH, Cashier.

Resources.
Loans and discounts
Overdrafts
.
. . . .
U. S. bonds to secure circulation
U. S. bonds to secure deposits
XJ S bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents . .
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
XJ S certificates of deposit
Redemption fund with U. S. Treasurer

Liabilities.
$157, 589 14
100, 000 00
S, 000 00
13, 412 73

Surplus fund
Other undivided profits

25, 000 00
25, 860 13

National bank notes outstanding
State bank notes outstanding

87,428 00
2,526 00

1, 660 91
Individual deposits
1 United States deposits
788 76
Deposits of U. S. disbursing officers .
935
42
82
4 060

00
77
00
00

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

49, 089 53

1,167 65
.

4, 500 00
291, 071 31

Total

$100, 000 00

Capital stock paid in

Total

291, 071 31

Ocean National Bank, Kennebunk.
J O S E P H TITCOMB,

No. 1254.

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

C. LlTTLEFIELD, Cashier.

$100,244 14 | Capital stock paid in .

$100,000 00
20, 000 00
6, 242 23

101,000 00 j Surplus fund
|! Other undivided profits
| National bank notes outstanding
n o«q qo i State bank notes outstanding
3, 500 00
342 00
153 32
500
57
210
2, 700

00
86
00
00

Dividends unpaid.

88.571 00
185 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers .

9,478 42

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
I Bills payable

6, 500 00
224,476 65

Total

224,476 65

First National Bank, Lewiston.
E . F . PACKARD,

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
j
U. S. bonds on hand
|
Other stocks, bonds, and mortgages..
Due from approved reserve agents... j
Due from other banks and bankers . .
Real estate, furniture, and fixtures. ..I
Current expenses and taxes paid
{
Premiums paid
Checks and other cash items
I
Exchanges for clearing house
!
Bills of other national banks
j
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer!
Total.




A. L. TEMPLETON, Cashier.

President.

$472, 740 70
47 84
400, 000 (JO
50,000 00

Capital stock paid in .

$400, 000 00

Surplus fund
Other undivided profits.

110,000 00
37,084 11

i| National bank notes outstanding . . .
47, 374 31 ji State banknotes outstanding

358, 750 00

13, 000 00
1, 758 81

Dividends unpaid .

Individual deposits
i United States deposits
3,697 13 Deposits of U. S. disbursing officers.

21,025 00 I Due to other national banks
I
1,5U4 83 Due to State banks and bankers .
7, 500 00

618 00
121, 385 36
22,197 02
9 12
5. 442 51

Notes and bills re-discounted
I Bills payable

36, 837 50
1, 055, 486 12

Total

! 1,055,486 12

72

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Manufacturers' National Bank, Lewiston.

J. M. ItOBBlNS, President.

No. 2260.

WILLIAM L I B BY, Cashier.

Resources.

Liabilities.

Loans and discounts
j
Overdrafts
j
U. S. bonds to secure circulation
!
U. S. bonds to secure deposits
!
U. S. bonds on hand
j
Other stocks, bonds, and mortgages . .
Due from approved reserve a g e n t s . . .
Due from other banks and bankers..
Real estate, furniture, and fixtures. . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
p

J

57,194 41 |! Capital stock paid in
50, 000 00 il
!!
jj

21,887 45
5, 186 89
],956 76
8, 132 93
2, 066 25
|
|

Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer;

5, 084 74
45, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers..

14, 236 00
259 00
2, GOO 00

3,"666 6b"

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

266,519 69 ||

Total.

10, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

Total...

116, 263 33

171 62

266, 519 69

New Castle National Bank, New Castle.
Jos. HAINKS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
XJ. S. bonds to secure deposits
U. S. bonds on hand
j
Other stocks, bonds, and mortgages ..I
Due from approved reserve agents...!
Due from other banks and bankers .. \
Real estate, furniture, and fixtures .. -!
Current expenses and taxes paid
j
Premiums paid
!
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
I
Fractional currency
Specie
j
Legal tender notes
!
XJ. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

No. 953.

$55,546 14
""50*006*60
6, 500 00
20, 688
5
1,806
450

40
44
00
43

1,291 00
9 90
]25 00
1, 500 00
2 "250"

6
6

D. W. CHAPMAN, Cashier.

Capital stock paid in .

$50, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid.

20,000 00
4, 636 30

Individual deposits
United States,deposits
Deposits of U. S. disbursing officers..

20, 516 01

45, 000 00
20 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

140, 172 31

140, 172 31

North Berwick National Bank, North Berwick.
WILLIAM H I L L , President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
XJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents...
Due from other banks and bankers
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender n tes
XJ. S. certificates of deposit
Redemption fund with U. »S. Treasurer
Total




No. 1523.

C. W. GREEN LEAF, Cashier.

6, 949 81 | Capital stock paid in .

$50, 000 00

Surplus fund
Other undivided profits

4,204 02
2, 939 31

50, 000 00

National bank notes outstanding
State bank notes outstanding
4, 680 24 . Dividends unpaid.
1,500 00 l!
I
108 43 Individual deposits
United States deposits
798 98 Deposits of U. S. disbursing officers.

43, 300 00
100 00
11,284 33

3, 859 00 Due to other national banks
21 20 Due to State banks and bankers .
10 00
1,700 00 Notes and bills re-discounted.
Bills payable
2,200 00 jj
111,827 66

Total.

111,827 66

REPORT OF THE COMPTROLLER OF THE CURRENCY.

73

MAINE.
Norway National Bank, Norway.
No. 1956.

SUMNER BURN HAM, President.

H. D. SMITH, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$100,000 00

$92, 753 70

Capital stock paid in.

100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

2,887 24
2,519 61
1, 900 00
846 77
11,710 39
1,660 48
616 00
101 85
115 00
2.300 00
4, 500 00

Dividends unpaid.

3, 600 00
2,999 19
84, 500 00
498 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers .
Due to other national banks
Due to State banks and bankers

17, 770 67

12, 545 18

Notes and bills re-discounted
Bills payable
221,913 04

Total.

221,913 04

Orono National Bank, Orono.
No. 1134.

EBEN'R WEBSTER, President.

Loans and discounts
O verdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
..
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures.. .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total

E. P. BUTLER, Cashier.

$46,757 72 Capital stock paid in.
836 75
50, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
4,322 81 State bank notes outstanding
8,268 57
4,100 00 Dividends unpaid .
406 24 Individual deposits
United States deposits
290 20 Deposits of U. S. disbursing officers

$50,000 00
5, 507 00
4,167 19
37,150 00
185 00
36,330 12

8, 025 00
294 93
237 09
7, 550 00

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
,
,
2,250 65" Bills payable
133, 339 31

133, 339 31

Union National Bank, Phillips.
DARIUS HOWARD, President.

J. E. THOMPSON, Cashier.

Loans and discounts
Overdrafts
U. S= bonds to secure circulation
U. S. bonds to secure deposits
U.S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers.
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items-.
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
,
IJ. S. certificates of deposit
I
Redemption fund,with U. S. Treasurer
Total




,

$13, 192 16

Capital stock paid in.

Surplus fund
Other undivided profits
National bank notes outstanding
24,771 16 State bank notes outstanding
Dividends unpaid .
676 86

$50, 000 00

"36,600 06

726 00
4, 912 50
400 00

1, 255 00
I 83
,
1, 350 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1,007 81
26,018 00

259 70

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total.

77, 285

74

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Portland.
No. 221.

II. J. LlBBY, President.

W. E. GOULD, Cashier.

Resources.

Liabilities.

$1,112,518 61 Capital stock paid in.
Loans and discounts
Overdrafts
678, 000 00 Surplus fund
U. S. bonds to secure circulation
200,000 00
U. S. bonds to secure deposits
Other undivided profits.
U. S. bonds on hand
Other stocks, bonds, and mortgages..
25, 842 33 National bank notes outstanding
54,764 13 State bank notes outstanding
Due from approved reserve agents...
44, 254 83 Dividends unpaid .
Due from other banks and bankers...
5, 000 00
Real estate, furniture, and fixtures...
4,170 (32 Individual deposits
Current expenses and taxes paid
Premiums paid
United States deposits
Checks and other cash items
36, 877 49 Deposits of U. S. disbursing officers.
Exchanges for clearing house
21,263 00 Due to other national banks —
Bills of other national banks
8, 050 10 ! , Due to State banks and bankers
Fractional currency
!
5, 970 59
Specie
j
80, 000 00 Notes and bills re-discounted
Legal tender notes
j
U. S. certificates of deposit
<.
Bills payable
76,510 66
Redemption fund with U. S. Treasurer*
2, 353, 221 70

Total ,

$300, 000 00
200,000 00
67, 052 46
580, 200 00
806 21
544,143 80
26, 039 42
93,196 97
41, 782 84

Total.

2,353,221 70

Canal National Bank, Portland.
No. 941.

W. W. THOMAS, President.

B. C. SOMERBY, Cashier.

$1, 011, 423 82 Capital stock paid in.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$600, 000 00
120, 000 00
243,221 99

"533,600 00

Surplus fund
Other undivided profits
13,100 00 j National bank notes outstanding
159,361 16 State bank notes outstanding
18, 353 04 Dividends unpaid.
20, 000 00
3, 650 69 Individual deposits
United States deposits
,
33, 226 31 Deposits of U. S. disbursing officers

469, 510 00
1,235 00
436, 725 77

4Q, 000 00 Due to other national banks
842 42 Due to State banks and bankers .
32, 000 00
Notes and bills re-discounted.
! Bills payable

18, 242 18

23, 977 50 I
1,888,934 94 I

Total.

1, 888, 934 94

Total.

Casco National Bank, Portland.
No. 1060.

I. P. FARRINGTON, President.

Loans and discounts
$1,403,728 31
Overdrafts
j
U. S. bonds to secure circulation
|
535, C O 00
O
U. S. bonds to secure deposits
.
'
U. S. bonds on hand
Other stocks, bonds, and mortgages ..'
4, 000 00
Due from approved reserve agents...
86,175 29
Due from other banks and bankers ..!
9, 755 06
Real estate, furniture, and
fixtures...
75, 000 00
Current expenses and taxes paid
,
3,340 24 '
Premiums paid
!
'6, 781 97 |
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
;
69, 533 00
Fractional currency
i
841 72
Specie
7,041 88
Legal tender notes
j
25, 000 00
U. S. certificates of deposit
i
Redemption fund with U. S. Treasurer;
24, 000 00
Total




;

2,320, 197 47

W. A. W I N S H I P , Cashier.

Capital stock paid in..

$800, 000 00
160, 000 00
254,116 34

Surplus fund
Other undivided profits
Naiional bank notes outstanding
State bank notes outstanding

480,000 00

Dividends unpaid.

2,644 63

Individual deposits
United States deposits
j
Deposits of U. S. disbursing officers .\
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable
Total

611,028 94

i

12, 407 56
.

I 2, 320,197 47

REPORT OP THE COMPTROLLER OF THE CURRENCY.

75

MAINE.
Cumberland National Bank, Portland.
ALVAH CONANT, President.

No. 1511.

SAMUEL SMALL, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U S. bonds on hand
.
Other stocks bonds and mortgages
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid

$373, 616 42

Checks and other cash items
Exchanges for clearing house. . . . .
Bills of other national banks
Fractional currency
Specie
Legalcertificates of deposit . . . . . . . . . . .
...
U. S. tender notes
Redemption fund with U. S. Treasurer
Total

13, 352 63

200, 000 00

8,701
960
20!)
3,320

74
00
00
07

11 307 Of)
550

7 000 00
9,'OOJ

6"
5

Capital stock paid in

$250, 000 00

Surplus fund
Other undivided profits

50, 000 00
54, 267 67

National bank notes outstanding
State bank notes outstandi •••'

180,000 00

Dividends unpaid

480 46

Individual deposits
United States deposits
Deposits of U. S. disbursing officers..

93, 260 42

Due to other national banks
Due to State banks and bankers
Bills payable
Total

628, 008 55

628, 008 55

Merchants' National Bank, Portland.
J. MCLELLAN, President.

No. 1C23.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

CHAS. PAYSON, Cashier.

$553,300 14 Capital stock paid in
231 08
300, 000 00 Surplus fund
100, 000 00 Other undivided profits 14, 212 60 J National bank notes outstanding
43, 689 83 State banknotes outstanding
7,017 08
25, 930 22 Dividends unpaid .
3, 602 61 Individual deposits
United States deposits
19, 476 81 Deposits of U. S. disbursing officers..
19,328 00 I Due to other national banks
],116 02 I Due to State banks and bankers .
1,217 00
18, 000 0J j Notes and bills re-discounted.
Bills payable
"13," 500* 65"

60, 000 00
105,417 86
270, 000 00

1,034 62
287,519 87
26, 492 82
27, 898 56
3,255 19
39, 002 50

Total

1, 120, 621 42

$300, 000 00

1,120,621 42

National Traders' Bank, Portland.
A. K. SHURTLEFF, President.

Loans and discounts
Overdrafts
-.
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total

H. Ex. 3




No. 1451.

$115,124 89
250, 000 00
56,014 00
73, 460 27
2,666 15

Capitalstock paid in
Surplus fund
Other undivided profits
National batik notes outstanding
State bank notes outstanding

Dividends unpaid .
4, 303 23 Individual deposits ... <
•
United States deposits
5, 518 90 Deposits of U. S. disbursing officers.
6,274 00
1,750 83
7,852 00

"li,*206" 65"
834,164 27

^2

E D W A R D GOULD, Cashier.

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable
Total

i
i
j
I

$300,000 00
75, 000 00
50, 790 52
215, 050 00
498 20
191,402 77

1,422 7J

834,164 27

76

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Richmond,

LEVI MUSTARD, President.

No. 6(52.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
II. S. bonds to secure deposits
U.S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treasurer

JAMES CARNEY, Cashier.

I:

Liabilities.

$48,514 35 ii Capital stock paid in.

$50, 000 00
5,500 00
1,753 10

50, 000 00 ij Surplus fund
,...
ii Other undivided profits
i National bank notes outstanding
8 913 64 i State bank notes outstanding .

44,540 00

"j "ion" 00* ' Dividends unpaid
11 75 | Individual deposits
| United States deposits
105 22 :: Deposits of U. S. disbursing officers.
22 00 ; Due to other national banks
438 71 ,| Due to State banks and bankers .
932 00 i Notes and bills re-discounted.
! Bills payable
2,227 00 i
112,324 67 :!,

Total.

112,324 07

Richmond National Bank Richmond.
JAS. M. IIAGAR, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
|
U. S. bonds to secure deposits
\
U. S. bonds on hand
j
Other stocks, bonds, and mortgages .. |
Due from approved reserve agents... :
I
Due from other banks and bankers ..
Real estate, furniture, and fixtures.. J
Current expenses and taxes paid
!
Premiums paid
Checks and other cash items
j
Exchanges for clearing house
Bills of other national banks
!
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
:
Redemption fund with U. S. Treasurer
Total- .

No. 909.
$117,364 2
G

WM. H. STUART, Cashier.
$120, 000 00

Capital stock paid in
Surplus fund
Other undivided profits

120, 0(J0 00

18,000 00
2,955 14

_

9, 033 04 National banknotes outstanding
5, G93 07 State bank notes outstanding
1, 20-') 00 Dividends unpaid .-

106, 500 00

Individual deposits.
United States deposits
17 38 Deposits of U. S. disbursing officers. -

15,908 41

3, 4!)4 00 Due to other national banks
16180 Due to State banks and bankers .
1, 000 00 Notes and bills re-diticounted
5, 400 00 Bills payable
263, 363 55

263,363 55

Lime Rock National Bank, Rockland.
JOHN T. BERRY, President.
Loans and discounts
Overdrafts
U.S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages ..'•
Due from approved reserve agents..
Due from other banks and bankers ..
Real estate, furniture, and fixtures.
Current expenses and taxes paid.
•
Checks and other cash items
j
Exchanges for clearing house
]
Bills of other national banks
j
Fractional currency
!
Specie
j
Legal tender notes
U. S. certificates of deposit
;
'
Kedemption fund with IT. S. Treasurer!
Total




No. 2097.

GKO. W. BKRRY, Cashier.

$140,280 93 jj Capital stock paid in
i
105,00) C \\ Surplus fund
O
! Other undivided profits ;
9 75!) 4°

!
_.|

i National bank notes outstanding
& t a t e bank notes outstanding

:

$105,000 00
2,000 00
16,150 34
92, 606 00

I

,014 96

.™,

10, 197 64 j Deposits of LI. S. disbursing officers..
4, 934 00 j Due to other national banks
114 52 , Due to State banks and bankers

70 75
4, 785 89

3, 600 00 :'• Notes rind bills re-discounted
Bills payable
4,7.5 00
292, 189 94

Total.

292, 189 94

REPORT OF THE COMPTROLLER OF THE CURRENCY.

77

MAINE.
Rockland National Bank, Rockland.
G. HOWE WIG GIN, Cashier.

No. 1446.

MAYNARD SU.MNER, President.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks aud bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. 8. certificates of deposit
Redemption fund with U. S. Treasurer

$247,894 12
39 76
150, 000 G
O

Capital stock paid in.

$150,000 00

Surplus fund
Other undivided profits
J
3,350 00 National bank notes outstanding...
35, 932 86 State bank notes outstanding
4*0 0)
13, 500 00 Dividends unpaid .

30, 000 00
£7, 939 29
128,400 00
735 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
4, 233 00
422 25

117, 70G 13

Due to other national banks
Due to State banks and bankers . . .

3,017 10
10, 308 90

Total

Saco National Bank, Saco.
No. 1535.

R. JORDAN. President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand.
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
CiuTent expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house.
Biils of other national banks
Fractional currency
Specie
T
Legal tender notes
U. S. certificates of deposit
Redemption fund with LI. S. Treasurer

T. SCAMMAN, Cashier.

$131,915 71 Capital stock paid in

$100, 000 00

""ioo'ooo 6o"j Surplus fund
Other undivided profits
National bank notes outstanding . . .
4,534 96 State bank notes outstanding
80 08
3, 500 00 Dividends unpaid .

18, 000 00
3,202 21
82, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

44,341 73

1,422 51
1,309 (;0
21 '23
336 88
3, 000 00
8, 208 94

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable

1,795 17

254,329 31

254,329 3L

Total ..

4, 990 20

York National Bank, Saco.
R. F. C. HARTLEY, President.
Loans and discounts
Overdrafts
TT. S. bonds to secure circulation
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
CnT-rent expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing1 house
Bills of other national banks
Fractional currency
S pecie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 1528.

J. C. BRADBURY, Cashier.

$ 158,994 76 Capital stock paid in
79!) 42
100, 000 00 Surplus fund
Other undivided profits.
2, 650 00
6, 000 00 National bank notes outstanding
28, 883 69 State bank notes outstanding
2,813 41
2, 500 00 Dividends unpaid
176 45
5, 906 00
43 57
4, 300 00
""4*475 00
317,542 30

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable

Total... 1

$100, 000 00
35, 000 00
8, 269 37
80, 600 00

790 34
91,282 33

1,600 26

317, 542 30

78

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Skowhegan.
No. 239.

ABVER COBURN, President.

Resources.

GEO. N. PAGE,

IS

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . . |
Due from approved reserve agents...'
Due from other banks and bankers...'
Real estate, furniture, and fixtures
I
Current expenses and taxes paid
I
!
Premiums paid
Checks and other cash items
j
Exchanges for clearing house
i
Bills of other national banks
Fractional currency
j
Specie
i
Legal tender notes
i
U. S. certificates of deposit
!
Redemption fund with U. S. Treasurer!
Total.

$206,394 90 j Capital stock paid in

""156,066'66

10,257

Cashier.

Liabilities.
j

$150,000 00

Surplus fund
Other undivided profits

j
j

47, 000 00
8,926 22

National bank notes outstanding
State bank notes outstanding

j

135, 000 00

2,000 00

Dividends unpaid .

6, G92 16

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

78 00
54,965 38

8, 465 00 i Due to other national banks
680 71 ! Due to State banks and bankers .

770 96

5, 500 00 I Notes and bills re-discounted.
Bills payable
396, 740 56

396, 740 56

Second National Bank, Skowhegan.
No. 298.

SAML. ROBINSON, President.

Loans and discounts
i
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
;
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . . \
Real estate, furniture, and fixtures... i
Current expen ses and taxes paid
j
Premiums paid
Checks and other cash items
'
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund withU. S. Treasurer
Total .

JAMES F E L L O W S , Cashier.

$142, 669 22 Capital stock paid in
153 91
125, 000 00 Surplus fund
Other undivided profits

25,000 00
j
j

5, 100 26

National bank notes outstanding
State bank notes outstanding

4,"666"66"

Dividends unpaid .

5, 000 00

112,308 00
690 03

|] Individual deposits
j| United States deposits
1,157 60 1 Deposits of U. S. disbursing officers.
1
4,216 00
246 75

31,500 00
2,978 13

21,322 81

Due to other national banks
Due to State banks and bankers.

369 80

1,000 00 j Notes and bills re discounted.
1 Bills payable
1
"""5*625"66'
Total.

294,168 74

294,168 74

South Berwick National Bank, South Berwick.
J. H. BURLEIGH, President.

No. 959.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .

$111,038 06

"i06,060 66
2, 535 00

Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid

36,315 32
120 00

Checks and other cash items
Exchanges for clearing house
'
Bills of other national banks
j
Fractional currency
j
S pecie
Legal tender notes
j
U. S. certificates of deposit,
;
Redemption fund with U. S. Treasurer

4,670 49

Total




!

J. F . WALKER, Cashier.

Capital stock paid in.

$100, 000 00

Surplus fund
Other undivided profits

j

National bank notes outstanding
State bank notes outstanding

1
j.

Dividends unpaid.
Individualdeposits
,
United States deposits
Deposits of U. S. disbursing officers.

154 00
46 57

89, 896 00
5,287 50
36, 700 50

Due to other national banks
Due to State banks and bankers..

447 00

20, 000 00
7, 942 44

Notes and bills re-discounted.
Bills payable

4,500 00
259, 826 44

Total.

259, 826 44

REPORT OF THE COMPTROLLER OF THE CURRENCY.

79

MAINE.
Georges National Bank, Thomaston.
EDWARD O'BRIEN, President.

J. C. LEVENSALER, Cashier.

No. 1142.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
j
U. S.bonds on hand
Other stocks, bonds, and mortgages.-j
Due from approved reserve agents... ;
Due from other banks and bankers...!
Real estate, furniture, and fixtures. ,.j
Current expenses and taxes paid
•.
Premiums paid
j.
Checks and other cash items
!
Exchanges for clearing house
|.
Bills of other national banks
j
Fractional currency
j
Specie
j.
Legal tender notes
j
U. S. certificates of deposit
j.
Redemption fund with U. S. Treasurer
Total.

$151,701 10 Capital stock paid in

$110, 000 00

110, C O C ! Surplus fund
O O
,
Other undivided profits
2, 550 00 National bank notes outstanding
33, 233 36 State bank notes outstanding
183 38
2,200 00 Dividends unpaid.

i

21,000 00
7, 372 07

95, 400 00
535 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

75, 007 65

48
4, 573 38

318 00
250 02

Due to other national banks
Due to State banks and bankers
5, 000 00 j! Notes and bills re-discounted.
1 Bills payable
1
4,950 66

313, £ S 58 i

Total .

313, 688, 58

Thomaston National Bank, Thomaston.
WILLIAM SINGER, President.

Loans and discounts
i
Overdrafts
j
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks.
Fractional currency
Specie
Legal tender notes
„
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer!

No. 890.

$100, 000 0

$89,999 69 : Capital stock paid in.
100, 000 00

9, 000 00
43, 130 74
17, 000 00
1,454 00

14, 800 00
14,414 75

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

86, 300 00

Dividends unpaid.

540 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

54,398 80

498 00 Due to other national banks
601 22 ! Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable
,

220 10

270, 673 65

Total .

270,673 65

Total.

OLIVER ROBINSON, Cashier.

Medomak National Bank, Waldoboro'.
S. W. JACKSON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
T3. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Total




No. 1108.

$13,239 53
1,803 48
50, 000 00
3, 900 00
11,172 34
1,885 15
1,378 66
1, 006 67
1, 082 00
162 95
657 00
1,385 00

119, 872 78

GEORGE ALLEN, Cashier.

$50, 000 00

Capital stock paid in.

4, 000 00
1,348 27

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

43, 450 00

Dividends unpaid

490 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
,
Due to State banks and bankers.,
Notes and bills re-discounted
Bills payable
Total.

20,584 51

I
119, 872 78

80

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Waldoboro' National Bank, Waldoboro'.

ISAAC REED, President.

No: 744.

$45, 451 25

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other blanks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
»Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
"Redemption fund with U. S. Treasurer

o5,000 00
23, 000 00
3,909 55
""SOQ 00

B. B. HASKELL, Cashier,

$50, 000 00

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid.

10, 000 00
5,023 57
42, 400 00

365 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers..

26,301 70

8,622 00 Due to other national banks
19 47 Due to State banks and bankers .
220 00
190 00 Notes and bills re-discounted.
Bills payable
2,175 00
134, 090 27

Total-.

134, 090 27

Total ,

People's National Bank, Waterviile.
JOHN WEBBER, President.

No. 880.

Loans and discounts
j
Overdrafts
i
U. S. bonds to secure circulation
|
U. S. bonds to secure deposits
\
U. S. bonds on hand
i
Other stocks, bonds, and mortgages..''•
Due from approved reserve agents... j
Due from other banks and bankers . J
Real estate, furniture, and fixtures. -J
Current expenses and taxes paid
'
Premiums paid
j
Checks and other cash items
;
!
Exchanges for clearing house
Bills of other national banks
|
Fractional currency
j
Specie
Legal tender notes
I
U. S. certificates of deposit
i
Redemption fund with U. S. Treasure^
Total

i

$246, 079 99
200, 000 00

HOMER PERCIVAL, Cashier.

$200, 000 00

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . . .
State bank notes outstanding

19, 762 95
2 81
2, 800 00 Dividends unpaid
0, 650 00 Individxial deposits
United States deposits
8,502 7L Deposits of U. S. disbursing officers.
2, 800 00 Due to other national banks .
98 85 Due to State banks and bankers .
500 00 Notes and bills re-discounted
9, 000 00 Bills payable
496, 197 31

47, 000 00
7, 576 59
180, 000 00

963 44
60,118 06

539 22

496, 197 31

Ticonio National Bank, Waterviile.
SAMUEL APFLETON, President.

A. A. PLAISTED, Cashier.

No. 762.

Loans and discounts
Overdrafts
,
XL S. bonds to secure circulation
U. S. bonds to secure deposits
j
U. S. bonds on hand
!
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
j
TJ. S. certificates of deposit
I
Redemption fund with U. S. Treasurer;

$100, 000 00

$129,072 25

Capital stock paid in .

100, 000 00

Surplus fund
Other undivided profits

24, 000 00
4,101 23

National bank notes outstanding
11,566 21 ! State bank notes outstanding
987 61 i
6,700 00 Dividends unpaid .
Individual deposits
United States deposits
2, 253 94 Deposits of U. S. disbursing officers.

88, 000 00

2,245 00 Due to other national banks
170 35 Due to State banks and bankers .
672 00 ; Notes and bills re-discounted.
Bills payable

675 00
37, 453 99

3, 932 14

i

Total




I

258, 167 36 |

Total.

258,167 36

RIPORT OF THE COMPTROLLER OF THE CURRENCY.

81

MAINE.
Waterville National Bank, Waterville.
D. L. MILLIKEN, President.

No. 793.

E. L. GrETCHELL, Cashier.
Liabilities.

Loans and discount
Overdrafts
U. S. bonds to secure circulation
I
U. S. bonds to secure deposits
!
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash, items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
.
Legal tender notes
XL S. certificates of deposit
Redemption fund with U. S. Treasurer

$131,590 19 Capital stock paid in.
_ _ _,
127, 000 00 j Surplus fund
j Other undivided profits
6,100 0'd National bank notes outstanding
j
1, 537 96 State bank notes outstanding
211 67
2, 750 00 Dividends unpaid .
Individual deposits..
United States deposits
315 83 Deposits of U. S". disbursing officers.

36,000 00
3,651 72
105, 500 00
295 00
13,854 86

3, 662 00
8 93

Due to other national banks
Due to State banks and bankers.
2, 500 00 | Notes and bills re-discounted.
Bills payable
8*625 00
Total.

284, 301 58 ;

Total.

$125,000 00

234, 301 53

West Waterville National Bank, West Waterville.
A. P. BENJAMIN, President.

No. 2231.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
XL S. bonds on hand
.,
Other stocks, bonds, and mortgages-..
Due from approved reserve agents...
Due from other banks and bankers .Real estate, furniture, and fixtures - -.
Current expenses and taxes paid-....
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes .
U. S. ceriiticates of deposit
Redemption fund with U. S. Treasurer

$34, 610 84
75, 000 00

20, 159 37
75;5 34
882 92
11, 627 50
1,427 41

GEO. H. BRYANT, Cashier.

Capital stock paid in.

i, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1,799 28
67, 500 00
35 21
19, 602 69

Due to other national barks
Due to State banks and bankers

Total

National Bank, Winthrop.
C. M. BAILEY, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
.
U. S. bonds to secure deposits
U. S. bonds on hand
!..
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund withU. S. Treasurer
Total




No. 553.
$176,603 73 | Capital stock paid in.

J. M. BENJAMIN, Cashier.
I
$100, 000 00

"loo'ooooo'j Surplus fund
Other undivided profits.
National bank notes outstanding
35,941 90 i State bank notes outstanding
Dividends unpaid .

2, 003 06

4, 042 00
191 88
1,500 00

324, 785 57

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

20, 000 00
39,186 75
79, 910 00
365 00
85, 323 82

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
Total

324, 785 57

82

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Wiscasset.

HENllY INGALLS, President.

No. 1549.

S. W. GREENLEAF, Cashier.

Resources.
Loans and discounts
Overdrafts
j
TJ. S. bonds to secure circulation
j
U. S. bonds to secure deposits
U. S. bonds on hand
!
Other stocks, bonds, and mortgages.. i
Due from approved reserve agents...'
Due from other banks and bankers...
Real estate, furniture, and fixtures .. I
Current expenses and taxes paid
j
Premiums paid
'.
'
Checks and other cash items
!
]
Exchanges for clearing house
Bills of other national banks
j
Fractional currency
j
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total .




Liabilities.
$119,953 32 Capital stock paid in .
1/J9L 76
100, 000 00 Surplus fund
Other undivided profits
10, 000 00 National bank notes outstanding
15, 792 41 State bank notes outstanding
** I," 626" 64' Dividends unpaid .

$100, 000 00
20, 000 00
7, 961 81
90, 000 00

013 00

Individual deposits
United States deposits
1, 203 80 Deposits of U. S. disbursing officers.. j

295 04

2, 052 C Due to other national banks
O
250 00 Due to State banks and bankers .
Notes and bills re-discounted
\
4, 500 00 Bills payable

100 i

257, 369 93

Total .

257, 369

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

83

HAMPSHIRE.

Connecticut River National Bank, Charlestown.
HOPE LATHROP, President.

No. 537.

Resources.

GEORGE OLCOTT, Cashier.

|i

Liabilities.

Loans and discounts
$128,897 29 Capital stock paid in.
O verdrafts
U. S. bonds to secure circulation
!
100, 000 00 Surplus fund
U. S. bonds to secure deposits
I
Other undivided profits
U. S. bonds on hand
j
National bank notes outstanding
Other stocks, bonds, and mortgages.. j
Due from approved reserve agents...!
5, 328 49 State bank notes outstanding
Due from other banks and bankers . . |
Real estate, furniture, and
fixtures...!
2, 250 00 Dividends unpaid
Current expenses and taxes paid
j
Premiums paid
J
Individual deposits
Checks and other cash items
!
United States deposits
Exchanges for clearing house
I
Deposits of U. S. disbursing officers..
Bills of other national banks
j
701 00 Due to other national banks
Fractional currency
'••
4 81 Due to State banks and bankers .
Specie
!
Legal tender notes
!
2, 494 00 j Notes and bills re-diseounted.
U. S. certificates of deposit
I
! Bills payable
Redemption fund with U. S. Treasurer
Total.

244, 175 59

|

$100,000 00
32,000 00
2, 729 26
90, 000 00

;
:
|
j
|

Total.

19, 446 33

244,175 59

Claremont National Bank, Claremont.
GED. N. FAUWELL, President.

No. 659.

Loans and discounts
,
Overdrafts
,
U. S. bonds to secure circulation
I
U. S. bonds to secure deposits
|
U. S. bonds on hand
j
Other stocks, bonds, and mortgages . . !
D u e from approved reserve agents. . . '
D u e from other b a n k s and b a n k e r s . . i
R e a l estate, furniture, a n d fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
I
E x c h a n g e s for clearing house
I
Bills of other national banks
j
Fractional currency
j
Specie
Legal tender notes
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer;

J x o . L. FARWELL, Cashier.

$192,469 60 I Capital stock paid in.

$150,000 00

150, 000 00 || Surplus fund
1 Other undivided profits
1
!j
7, 400 00 National b a n k notes outstanding
State b a n k notes outstanding
,
20, 736 38
6, 713 07
Dividends unpaid .

61, 500 00
28 26
I

131,500 00

!! Individual deposits
United States deposits
! Deposits of U. S. disbursing officers..
jj
2,100 00 ! I Due to other national banks
35 87 jjDue to State banks and bankers .

52,076 66

Notes and bills re-discounted.
, Bills payable
6,750 00 jj

8, 900 00

395,104 92 1
1

Total.

395,104 92

First National Bank, Concord.
G. A. PILLSBURY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
'..
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
j
Premiums paid
Checks and other cash items
|
Exchanges for clearing house
J
Bills of other national banks
Fractional currency
Specie
Legal tender notes
X.J. S. certificates of deposit
Redemption fund with U. S. Treasurer!
Total




No. 318.

WM.

F. THAYER, Cashier.

$180,171 08 ;| Capital stock paid in.
150, 000 00
90, 000 00

116,894 75
5,946 65
10, 000 00
2,704 19
908 25
3,114 00
520 49

Surplus fund
Other undivided profits.

$150,000 00
30, 000 00
42,568 75

National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers..
Due to other national banks
Due to State banks and bankers.

326 00
145,579 67
14,187 85
53, 555 22
17,141 92

18,500 00 I Notes and bills re-discounted.
! Bills payable
"""6,'75o"6o"
585, 509 41.

Total.

585,509 41

84

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

National State Capital Bank, Concord.
No. 758.

J. V. BARROV, President.

II. J.

Resources.

GRIPPES,.Cashier.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
]
U. S. bonds on hand
j
Other stocks, bonds, and mortgages
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures . ..]
Current expenses and taxes paid
!
Premiums paid
!
Checks and other cash items
!
Exchanges for clearing house
|.
Bills of other national banks
j
Fractional currency
!
Specie
'
Legal tender notes
j
U. S. certificates of deposit
'
Redemption fund with U. S. Treasurer;
Total.

$201,420 13

Capital stock paid in.

$200, 000 00

*2O;),"ooo"oo"

Surplus fund
Other undivided profits
,
I National bank notes outstanding . . .
| State bank notes outstanding
,
01, 126 73
Dividends unpaid
22, 500 00
•2,382 62 I Individual deposits
•i United States deposits
8, 909 82 ! Deposits of U. S. disbursing officers
,
5, 480 00 ;| Due to other national banks
842 74 j Due to State banks and bankers .
8, 50J 00 | Notes and bills re-discounted.
Bills payable
9, 000 00

580, 162 04

Total.

60,000 00
25,310 14

725 00
112,082 79

2,044 11

580, 162 01

Deny National Bank, Deny.
No. 499.

J. W. NOYES, President.

G. C. CURRIER, Cashier.

Loans and discounts
:
$1?, 812 60 Capital stock paid in
(ill 5L
Overdrafts
U. S. bonds to secure circulation
j
6J, 00J 00 Surplus fund
II. S. bonds to secure deposits
'...
Other undivided profits
U. S. bouds on hand
'...
Other stocks, bonds, and mortgages...!
15.0UJ 00 I National bank notes outstanding . . .
6 , 5 2 6 3:) |! State bank notes outstanding
Due from approved reserve agents . ..'•
57 L 61
Due from other banks and bankers... |
5')o oo i: Dividends unpaid
Real estate, furniture, and fixtures...,
]
Current expenses and taxes paid
4 i l 72 i Individual deposits
Premiums paid
United States deposits
Checks and other cash items
]
Deposits of U. S. disbursing officers.
Exchanges for clearing house
Bills of other national banks
j
8(i5 00 | Due to other national banks
•27 61 J Due to State banks and bankers.
Fractional currency
93 00 i;
Specie
,
!
Notes and bills re-discounted..
Legal tender notes
'.-•
Bills payable
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
138, 427 37

Total

$G0, 00000
6,600 00
1,341 48
54,
,000 00
676 OD
15,809 69

138,427 37

Cochecho National Bank, Dover.
C. W. THURSTOX. President.

Loans and discounts
" !
Overdrafts
i
U. S. bonds to secure circulation
;
U. S. bonds to secure deposits
i
U. S. bonds on hand
|
Other stocks, bonds, and mortgages
Due from approved reserve agents...!
Due from other banks and bankers ..;
Real estate, furniture, and fixtures
i
Current expenses and taxes paid
|
Premiums paid
]
Checks and other cash items
'
Exchanges for clearing house
:
Bills of other national banks
j
Fractional currency
j
Specie
j
Legal tender notes
j
U. S. certificates of deposit
I
Redemption fund with U. S. Treasurer!
Total




No. 1037.

HARRISON HALEY, Cashier.

$176,374 97 I Capital stock paid in .
1, 249 09 ;
150, 000 00 ; Surplus fund
| Other undivided profits .
National bank notes outstanding...
7, 6SL 22 State bank notes outstanding
'
6, 000 00 ! Dividends unpaid
1, 764 73 jIndividual deposits
7,000 00 United States deposits
1,105 57 Deposits of U. S. disbursing officers.
1, 131 00 Due to other national banks
232 17 Due to State banks and bankers .
700 00 Notes and bills re-discounted.
Bills payable
6,750 00
359, 9u8 75

$153,000 00
12,700 00

5,708 98
135, 000 03
698 32
48, 275 61

7,585 81

359,968 75

REPORT OF THE COMPTROLLER OF THE CURRENCY.

85

N E W HAMPSHIRE.
Dover National Bank, Dover.
No. 1043.

OLIVER WYATT, President.

Resources.

;!

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
|
Fractional currency
j
Specie
Legal tender notes
U. S. certificates of deposit
J
Redemption fund with U. S. Treasurer!
Total

CALVIN HALE, Cashier,

I

$119,473 26
"IOO,

Liabilities.
Capital stock paid in.

$100, 000 00

ooo oo ! Surplus fund
Other undivided profits

13, 700 00
11,290 39

National bank notes outstanding
595 00
14, 762 34 j State bank notes outstanding
Dividends unpaid
" 8,"500 00 |

I

Individual deposits
: United States deposits
4,337 76
Deposits of U. S. disbursing officers
3,617 00
501 67

j
I
!

44,555 32

405 00

Due to other national banks
Dae to State banks and bankers .

3,000 00

90, 000 00

Notes and bills re-discounted.
Bills payable

"4," 500 00
259,950 71

259, 950 71

Straffor d National Bank, Dover.
W. S. STEVENS, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal- tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Tctal.

No. 1353.
$241,744 30
"""l5"l,"o0o"oo'
2, 000 00
51,831 18
4,500 00

ASA

A. TUFTS, Cashier.

Capital stock paid in.

$150, 000 00
30, 000 00
33, 426 27

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid

135, 000 00
1, 83o 00
••!

Individual deposits
|
United States deposits
Deposits of UVS. disbursing officers.. |
7, 616 00
93 41

Due to other national banks
Due to State banks and bunkers..

6, 808 00

252 00
121, 832 62

Notes and bills ra-discounted
Bills payable

6," 750*55"

Total.

472, 345 89

472, 345 89

Monadnock National Bank, East Jaifrey.
BENJAMIN CUTTER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 1242.

P E T E R UPTCLY, Cashier.

$114,404 47 I Capital stock paid in .
100, 000 00*,! Surplus fund
Other undivided profits
2, 000 00
11,008 29
80 00
3,613 60
714 13

• National bank notes outstanding
State bank notes outstanding
;
j Dividends unpaid.
' Individual deposits

2,515 84

87, 845 00
909 00
951 27
20, 026 84

Due to other national banks
Due to State banks and bankers.

1, 830 00

12,164 29
21, 570 95

United States deposits
Deposits of U. S. disbursing officers.

2,724 00
203 00

$100, 000 00

Notes and bills re-discounted.
Bills payable

243, 467 35

Total.

243, 467 35

86

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

National Granite State Bank, Exeter.
No. 1147.

ABVER MERRILL, President.

W. F. PUTNAM, Cashier.

Resources.

Liabilities.

l
Loans and discounts
Overdrafts
,
U. S. bonds to secure circulation
!
U. S. bonds to secure deposits
•
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents...
Due from other batiks and bankers
Real estate, furniture, and fixtures...,
Current expenses and taxes paid
'
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
!
U. S. certificates of deposit
!
Redemption fund with U. S. Treasurer

Total

•

$159,940 89

$100, 000 00

Capital stock paid in.

1U0, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
5, 689 81 State bank notes outstanding
6, 500 00 Dividends unpaid
2,093 40 Individual deposits
-United States deposits
2, 040 72 Deposits of U. S. disbursing officers.

8,000 00
17, 817 23
89, 000 00
1, 630 00
67, 009 46

2, 349 00 Due to other national banks
342 87 Due to State banks and bankers .
Notes and bills re-discounted
4, 500 00 Bills payable
283, 456 69

Total.

283, 456 69

Farmington National Bank, Farmington.
G. M. HERRIN'G, President.

THOS. F. COOKE, Cashier.

No. 2022.

Loans and discounts
Overdrafts
|
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treasurer

$97,361 50 Capital stock paid in.
1, 610 22
100, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
5, 204 28 State bank notes outstanding
897 74
718 01
12, 000 00
1,997 10
719 00
4 27

4, 500 00

5, 000 00
2, 323 28
90, 000 00
80 03

Dividends unpaidIndividual deposits
United States deposits
Deposits of U. S. disbursing officers.

27,608 84

Due to oiher national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable

225, 012 12

Total.

$100,000 00

225,012 12

Total.

First National Bank, Francestown.
A. B. WOODWARD,

President.

No. 576.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..

$97, 813 81
100,

Checks and other cash items
i
Exchanges for clearing house
|
Bills of other national banks
j
Fractional currency
i
Specie
j
Legal tender notes
I
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer

Total.




I

586 52
800 on
522 21

3, 806 00
4 42
600 00 |
6,
213,

Capital stock paid in.

ooo'oo" Surplus fund
100 Of)
000 00

Due from approved reserve agents...!
Due from other banks and bankers . . j
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid

MARK B A L C H , Cashier.

50o'oo"|
782 96 !

Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$100, 000 00
14,000 00
8,410 76
90, 000 00
148 00
1,215 64

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
Total.

8 56
213,782 96

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

87

HAMPSHIRE.

First National Bank, Gonic.
N. V. WHITEHOUSE, President.

No. 838.

A. D. WHITEHOUSE, Cashier,

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.. |
Due from approved reserve agents...
Due from other banks and bankers .. I
Real estate, furniture, and
fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

Liabilities.
$57, 402 51

Capital stock paid in

$60, 000 00*

60, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
J, 737 08 State bank notes outstanding

5, 484 31
3, 632 48
53, 725 00

1, 000 00 ! Dividends unpaid .
240 96 Individual deposits
United States deposits
41 35 Deposits of U. S. disbursing officers.

452 00
545 31

232
3
9
522

00 Due to other national banks
45 Due to State banks and bankers . . .
75
00 Notes and bills re-discounted.
Bills payable
2, 653 00
123,839 10

Total.

123,839 10

Great Falls National Bank, Great Falls.
NATH. WELLS, President.

Loans and discounts .-.
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
,
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

No. 1180.

J. A. STICKNEY, Cashier..

$181,786 44 Capital stock paid in .
283 20
159,000 00 Surplus fund
Other undivided profits
National bank notes outstanding
5,196 50 ! State bank notes outstanding
10, 000 00 Dividends unpaid.
969 61 Individual deposits
United States deposits
1,112 13 Deposits of U. S. disbursing officers.
3,691 00
107 97
3, 250 00

" 7," 666" 65'

j

$150,000 00

'
i
!
!

40,000 00
20, 828 54
129, 285 00
553 00
22, 730 31

Dite to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total.

363,396 85

363,396 85

Somersworth National Bank, Great Falls.
OLIVER H. LORD, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 1183.

SAML. S. ROLLINS, Cashier.

$137,756 32 Capital stock paid in .
5, 000 00
100,000 00 Surplus fund
Other undivided profits
National bank notes outstanding
10, 368 21 State bank notes outstanding
Dividends unpaid.
1,035 58 Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
300 00
2i 92
200 00

$100, 000 00
20, 000 00
22, 252 58
90, 000 00
1,735 00
25,634 45

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
,

4,500 00
259, 622 03

Total.

259,622 03

88

REPORT OF THE COMPTROLLER OF THE CURRENCY.
WEW HAMPSHIRE.
Dartmoutli National Bank, Hanover.

DAN'L BLAISDELL,

N. S. HUNTINGTO.v, Cashier.

President.

Resources.
Loans and discounts
Overdraft H
U. S. bonds to secure circulation
•
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...'
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
;
Exchanges for clearing house
Bills of other national banks
i
Fractional currency
!
Specie
Legal tender notes
i
;
U. S. certificates of deposit
Redemption fund with U. S. Treasurer,

$37, 663 28 | Capital stock paid i n . .

$50, 030 00

50, C O 00 j Surplus fund
O
|i Other undivided profits
I
6,628 61 ! National bank notes outstanding . . .
°0 375 5° !'' State bank u°tes outstanding
" '280 00 i Dividends unpaid!
1,715 00 i|
170 73
Individual deposits
I- United States deposits
ij Deposits of U. S. disbursing officers .

13, O 10 00
f
3,456 41
41,000 00

22, 886 99

3, 740 00 !; Due to other national banks
20 20 I Due to State banks and bankers .
1,500 00 :i Notes and bills re-discounted.
!
j Bdls payable
2,250 00 !
!

Total

130,343 40

First National Bank, Hillsborough.
STEPHEN KENRICK,

No. 1688.

President.

Loans and discounts
;
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
II. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...j
Due from other banks and bankers..
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasure]

$51,290 72
88 83
50, 000 00

C. CAMPBELL, Cashier.

Capital stock paid in

$50, 000 00

Surplus fund
Other undivided profits

2, 700 00
2,719 77

National bank notes outstanding
1
2,695 70 |! State bank notes outstanding
|
Dividends unpaid
1,133 44
3, 05 J 00 Individual deposits
United States deposits
99 12
Deposits of U. S. disbursing officers..

43, 877 00

2, 069 00 i| Due to other national banks .
24 88 Due to State banks and bankers .
2, 000 00

Notes and bills re-discounted
Bills payable

2,250 00

Total

114,701 69 i

Total.

JNO.

114,701 69

Asliuelot National Bank, Ksene.
No. 946.

G. A. WHEELOCK, President.

$13:), 437 80 h Capital stock paid in
574 27 i|
1.50,000 00 || Surplus fund
|i Ocjer undivided profits

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
11. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..

Dividends unpaid
^

Checks and other cash items
\
Exchanges for clearing house
J
Bills of other national banks
j
Fractional currency
\
Specie
I
Legal tender notes
!
U. S. certificates of deposit
I
Redemption fund with U. S. Treasurer;




Na'ional bank notes outstanding
notes outstanding
^tlltc

1° 198 01

Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid

Total

H. O. CO OLID GE, Cashier.

i

0 4 5 0

j | Individual deposits
I United States deposits
2,834 63 i; Deposits of U. S. disbursing officers.
5, 752
412
56
7,921

00 ji Due to other national banks
02 i' Due to State banks and bankers . . .
19 I1
,
00 i; Notes and bills re-discounted
I, Bills payable
4, 6!9 97 ;

$153, 000 00
2'), 000 00
7, 116 12
8P, 000 CO
375 00
65,506 50

142 85

;i

331,140 47 |

Total..

331,140 47

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

89

HAMPSHIRE.

Cheshire National Bank, Keene.
No. 559.

J. H. ELLIOT, President.

R. II. PORTER, Cashier.
Liabilities.

Resources.
$280,477 40
Loans and discounts
\
9, 556 95
Overdrafts
|
200, 0U0 00
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
j.
U. S. bonds on hand
Other stocks, bonds, and mortgages..!
5, 000 00
Due from approved reserve agents... j
3,593 31
Due from other banks and bankers ..J .
Real estate, furniture, and fixtures...(
10, 467 8f>
482 03
Current expenses and taxes paid
j
Premiums paid
j.
10,761 9G
Checks and other cash items
;
Exchanges for clearing house
2, 709 Of)
Bills of other national banks
i
497 09
Fractional currency
•
\
Specie
j.
6, 000 0!)
Legal tender notes
J
IT. S. certificates of deposit
!.
""9," coo "66"
Redemption fund with U. S. Treasurer'

Surplus fund
Other undivided profits
National hank notes outstanding
State bank notes outstanding

50, 000 00
31,348 19
173, 400 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

72, 826 85

Due to other national banks
Due to State bauks and bankers .
Notes and bills re-discounted
Bills payable

10, 992 56

538,567 60

Total.,

$200, 000 00

Capital stock paid in .

Total.

538,567 60

Keene National Bank, Keene.
No. 877.

EDWARD JOSLIN, President.

Loans and discounts .
Overdrafts .
U. S. bonds to secure circulation
.
U. S. bonds to secure deposits
U.S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents ..
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing bouse
Bills of other national banks
j
Fractional currency
-.
i
Specie
I
Legal tender notes
|
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer!
Total

GEO. W. TlLDEN, Cashier.

$L66, 747 10 Capital stock paid in.
2, 958 57
100,000 00 Surplus fund
Other undivided profits.. .
National bank notes outstanding . . .
State bank notes outstanding
7,601 7L
1,500 00 Dividends unpaid .
189 23 Individual deposits
United Srates deposits
2,633 15 Deposits of U. S. disbursing officers.
2. 058 00 Due to other national banks
1J 8 30 Due to State banks and bankers. .
183 01
6, 200 00 Notes and bills re-discounted
4, 500 00 Bills payable
294, 749 0

$100,000 00
20,0r0 00
19, 799 29
83, 450 00
385 00
67, 114 78

4, 000 00

294,749 07

Laconia National Bank, Laconia.
J. C. MOULTON, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid.
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
*
.
U. S. certificates of deposit
Redemption fund with U. S. Treasure)
Total.




No. 1645.

D. S. DiNSMOOR, Cashier.

$100,593 38 I Capital stock paid in . ..
184 05
110,000 00 Surplus fund
Other undivided profits

"""io, ooo oo I

National bank notes outstanding
35,572 61 State bank notes outstanding .
1, 500 00 j Dividends unpaid.
112 50
5, 037 50 Individual deposits
United States deposits
4, 31)4 66 Deposits of U. S. disbursing officers.

$100, 000 00
12, 300 00
908 18
85, 200 00
4,210 00
71,683 13

3,821 00 Due to other national banks
465 58 Due to State banks and bankers .
1, 100 00 Notes and bills re-discounted.
Bills payable
' 4,'SOJ 00
277,301 31

Total .

277,301 31

90

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

National Bank, Lebanon.
No. 808.

W I L L I A M S. E L A , President.

E. A. KENDRICK, Cashier.

Resources.

Liabilities.

Loans and discounts
i
Overdrafts.
U. S. bonds to secure circulation
U. S. bonds to secure deposits
--U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents- - Due from other banks and bankers . .
Real estate, furniture, and
fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

§QB, 409 50 Capital stock paid in
i
3,361 21 |
100, 000 00 j Surplus fund
Other undivided profits

$100, 000 C
O
12, 600 00
5, 096 97

2 000
34, 302
3, 685
6, 635
370

j
00 j National bank notes outstanding
16 j State bank notes outstanding
40
I.
66 Dividends unpaid
63
Individual deposits
|
United States deposits
[.
372 00 ' Deposits of U. S. disbursing officers.. j .

87, 000 C
O
1,071 00

:8,158 85

14,183 00 Due to other national banks
370 24 Due to State banks and bankers .
237 00 ;
5, 500 00 Notes and bills re-discounted..
Bills payable
4, 500 00

Total .

243, 926 82

243,926 82

Littleton National Bank, Littleton.
JOHN FARR, President.

No. 1885.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..

178, 184 30 j: Capital stock paid in.
150,000 00

$150,000 00

Surplus fund
Other undivided profits

11,964 63
3, 725 61

National bank notes outstanding
State bank notes outstanding
30, 645 03
784 46
Dividends vinpaid
,
2, 800 00
76 L 02
Individual deposits
United States deposits
60 80 Deposits of U. S. disbursing officers..

Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treasurer

131,900 00

3, 232 00
411 20

Due to other national banks
Due to State banks and bankers .

7, 000 00

140 00
82, 437 83

Notes and bills re-discounted
Bills payable

"""6,"756"6o*
I

Total .

O. C. HATCH, Cashier.

380,628 81

Total.

460 74

.1

380,628 81

First National Bank, Manchester.
W A T E R M A N SMITH, President.

No. 1153.

Loans and discounts
!
$100, 673 04
Overdrafts
J
2, 189 66
U. S. bonds to secure circulation
j
150, 000 00
U. S. bonds to secure deposits
i
100, 000 00
U. S. bonds on hand
I
Other stocks, bonds, and mortgages..i
7, 200 00
Due from approved reserve agents...
37, 599 30
Due from other banks and bankers . .
5, 59 L 43
Real estate, furniture, and
fixtures...
5, 000 00
Current expenses and taxes paid
2, 679 31
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
2,971 00
Fractional currency
656 10
Specie
Legal tender notes
2, 003 00
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
"8,"418*33"
Total




424, 978 17

F R E D E R I C K SMYTH, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$15), 000 00
42, 000 00
5, 543 91
135,000 00
1,318 00
51, 478 24
39, 638 02-

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable
424,978 17

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MEW

91

HAMPSHIRE.

Amoskeag National Bank, Manchester.
MOODY CURRIER, President.

No. 574.

G. B. CHANDLER, Cashier.

Resources.
Loans and discounts
I
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers -..
Real estate, furniture, and fixtures--.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house....
Bills of other national banks
Fractional currency
Specie
Legal tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total .

Liabilities.
$473, 596 78 j Capital stock paid in
411 5L |
200, 000 00 Surplus fund
Other undivided profits..

$200, 000 00
!
|

National bank notes outstanding
106,501 95 •State bank notes outstanding

179, 000 00

Dividends unpaid
7, 162 86 i,
Individual deposits
28, 159 68 United States deposits
Due to other national banks
11, 132 00 ! Deposits of LI. S. disbursing officers..
2, 233 34 | Due to State banks and bankers
Notes and bills re-discounted.
Bills payable
,
12, 500 00

65, 000 00
17,363 96

195 00
400,139 16

i

20, 000 00

Total.

861,698 12

861,698 12

City National Bank, Manchester.
C. W. STANLEY, President.

Loans and discounts
Overdrafts
*
TJ. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures.-Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. 8. certilicates of deposit
Redemption fund with U. S. Treasurer

No. 1520.
$135,314 70
1, 506 55
153, 000 00

$150, 000 00

36, 000 00
3, 548 83

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

13,472 33

I
|
j

Dividends unpaid.

Individual deposits
«
United States deposits
3,779 04 Deposits of U. S. disbursing officers.
7,521 00
303 12
2, 000 00

3,492 35
13, 3L6 96
134, 850 00
958 00

2,689 55

65, 517 81

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

'" 7," 000 00

368,135 12

Total.

E. W. HARRINGTON, Cashier.

Capital stock paid in

Total.

368,135 12

Manchester National Bank, Manchester.
NATHAN PARKER, President.
Loans and discounts
Overdrafts
IT. K bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers..
Real estate, furniture, and fixtures - . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total

H. E x . " 3 - — 3




CHAS. E. BALCH, Cashier.

No. 1059.

$317,373 72 Capital stock paid in .
1,168 51
154, 000 00 Surplus fund
Other undivided profits
3, 300 00 National bank notes outstanding
135, 273 85 State bank notes outstanding
Dividends unpaid.
1,530 51 Individual deposits
United States deposits
Deposits of U. S. disbursing officers..

$150, 000 00
60, 000 00
13, 244 94
129, 000 00

298,417 90

12,014 00 Due to other national banks
252 25 Due to State banks and bankers .
19,000 00 Notes and bills re-discounted.
Bills payable
650, 662 84

Total.

650, 662 84

92

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Souhegan National Bank, Milford.
No. 1070.

W M . B. T O W N E , President.

F.

Resources.

T. SAWYER, Cashier.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S- bonds on hand
Other stocks, bonds, and mortgages..

$123,

749 25

"ioo,"6oo"oo"
2,000 00

Capital stock paid in.

$100, 000 00

Surplus fund
Other undivided profits

6,247 70
5, 437 47

National bank notes outstanding
State bank notes outstanding

Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid

2, 035 08

Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

4, 128 74

Individual deposits
United States deposits
Deposits of U. S. disbursing officers .

1, 072 00
385 11

90, 000 00
1,552 00

Due to other national banks
Due to State banks and bankers .

8, 287 38
1, 5L7 98

Dividends unpaid .
47, 438 37

3, 000 00 I Notes and bills re-discounted
Bills payable

""4,"50o"6b"j

Total.

250, 675 54

Total.

250,675 54

First National Bank, Nashua.
No. 84.

E. P. EMERSON, President.

$193, fiSL 69
3, 798 17
000 00

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of ofher national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

J. A. SPALDIXG, Cashier.

Capital stock paid in

$150,

•Surplus fund
Other undivided profits

National bank notes outstanding
State bank notes outstanding
,
fi4
51 j Dividends unpaid
72
33 l
j Individual deposits
i United States deposits
2,676 36 ; Deposits of U. S. disbursing officers.
216
682
5!3
403

11,
f),
34,
1.

000 00

27, 700 00
2,564 56
124, 970 00
852 01
132, 300 79

,544 00
Due to other national banks
920 94 j Due to State banks and bankers
', 200 00

Notes and bills re-discounted
i | Bills payable
J, 750 00 !
438,367 36 |

Total.

438,387 36

Second National Bank, Nashua.
No. 2240.

J. W. W H I T E , President.

C. V. DEARBORN, Cashier.

Loans and discounts
\
Overdrafts
j
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve a g e n t s . . .
D u e from other banks and b a n k e r s . . .
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid

$67, 637 18

Capital stock paid i n .

] 00, 000 00

Surplus fund
Other undivided profits

Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
!
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer;

1,319 91

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

2, 237 00
22 35

Due to other national banks
Due to State banks and b a n k e r s .

1,000 00

Notes and bills re-discounted.
Bills payable

Total




|

National bank notes outstanding
State bank notes outstanding
7,
17,
1,
17,

967 33
01 )0 00
668 25
645 02

10, 000 00
3,168 52
90, 000 00

Dividends unpaid.

5 ; 216 64

4, 500 00
220,997 04

Total.

220, 997 04

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

93

HAMPSHIRE.

Indian Head National Bank, Nashua.
CALVIN B. H I L L , President.

No. 1310.

FRANK A. MCKEA.IT, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
|
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
|
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures..Current expenses and taxes paid
Premiums paid

$297, 726 68
260 74
120, 000 00

Capital stock paid in.

$120, 000 00

Surplus fund
Other undivided profits

27, 000 00
35,233 14

National bank notes outstanding
State bank notes outstanding

43,102 68

Dividends unpaid .
2,533 15

80(5 42

1,491 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

9, 509 00
34! 50

Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund withU. 8. Treasurer

108, 000 00

Due to other national b a n k s . . . . .
Due to State banks and bankers-

15, 000 00

204,325 19

Notes and bills re-discounted
Bills payable

5, 400 00

Total .

Total .

495,364 75

495,364 75

New Market National Bank, New Market.
J. S. LAWRENCE,

President.

S. A. HALEY, Cashier.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages

j

11, 075 20

20, 000 00
3, 801 86

National bank notes outstanding .
State bank notes outstanding

j
i

Checks and other cash items
Exchanges for clearing house
i
Bills of other national banks
|
Fractional currency
|
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$80,000 00

Surplus fund
Other undivided profits

81, 000 00

Due from approved reserve agent3... !
Due from other banks and bankers
Real estate, furniture, and
fixtures...
Current expenses and taxes paid..
Premiums paid

Total ,

Capital stock paid in.

$ L03, 744 66

70, 500 00

Dividends unpaid.

1, 700 00

235 00

Individual deposits
United States deposits
1, 226 30 j Deposits of U. S. disbursing officers.

32, 568 64

!

3, (318 00 Due to other national banks
4 L 34 Due to State banks and bankers .
100 00
1, UX 00
()
Notes and bills re-discounted
Bills payable
3, 600 00
207, 105 50

207,105 50

First National Bank, Newport.
D. RICHARDS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
IT. S. bonds to secure deposits
U.S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing bouse
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 888.

F. w . L E W I S , Cashier.

$108,852 65 ! Capital stock paid in.

"'ioo.'ooo'o')'

$100,000 00

| Surplus fund
Other undivided profits.

22,000 00
6, 038 22

j National bank notes outstanding
State bank notes outstanding

83,516 00

4,500 00
25, 018 98

Dividends unpaid.
231 86

Individual deposits
| United States deposits
Deposits of U. S. disbursing officers..

10, 259 00
30 73
310 00
1,000 00

254, 693 22 I

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

94

REPOET OF THE COMPTROLLER OF TPIE CURRENCY.
NEW

HAMPSHIRE.

First National Bank, Peterborough.
F. LIVINGSTON, President.

C. P. RICHARDSON, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
;
TJ. S. bonds to secure deposits
'
U. S. bonds on hand
'
Other stocks, bonds, and mortgages..\
Due from approved reserve agents... j
Due from other banks and bankers
Real estate, furniture, and fixtures . . ;
Current expenses and taxes paid
j
Premiums paid

$1-25,593 51 !| Capital stock paid in .
•|
100, 000 00
i j > urplus fund
S
! Other undivided profits
j National bank notes outstanding
3,000 00
17, 661 00 | State banknotes outstanding
........ j i
3, 0G4 31
jl
||
410 16|j

Checks and other cash items
Exchanges for clearing house
Bills of other natioualbauks
Fractional currency
Specie
Legal tender notes
'
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Dividends unpaid

$100, 000 00
I
;
|

20, 000 00
18, 736 24
87, 700 00
508 00

;

689 99

Individual deposits
i
Unite;! States deposits
|
Deposits of U. S. disbursing officers.. |

29,917 82
-

2, 3-')9 00 Due to other national banks
108 50 Due to State banks and bankers .
900 00

Notes and bills re-discounted.,
| Bills payable

4, 500 57
257, 552 05

Total.

Total.

257, 552 05

Pittsfield National Bank, Pittsfield.
C. H. CARPENTER, President.

No. 1020.

Due from approved reserve agents...
Due from other banks and bankers
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

53, 000 00

$50, 000 00

Surplus fund
Other undivided profits

1, 897 91

National bank notes outstanding . . .
State bank notes outstanding

3,1)00 00

Dividends unpaid .

\

4, 700 00
1, 983 07
42, 600 00
500 50

Individual deposits
United States deposits
944 36 Deposits of U. S. disbursing officers.

2, 653 60

4, 384 00 Due to other national banks
82 06 Due to State banks and bankers
500 00 Notes and bills re-discounted .
, Bills payable
4, 000 98
102,437 17

Total.

JOSIAH CARPENTER, Cashier.

$34,627 86 |! Capital stock paid in.

Loans and discounts
O ver drafts
,
U. S. bonds to secure circulation
\
U. S. bonds to secure deposits
i
U. S. bonds ou hand
Other stocks, bonds, and mortgages

Total.

102, 437 17

First National Bank, Portsmouth.
W. II. Y. HACKETT, President.
Loans and discounts
i
Overdrafts
IT. S. bonds to secure circulation
;
U. S. bonds to secure deposits
|
U. S. bonds on hand
'•.
Other stocks, bonds, and mortgages ..j
Due from approved reserve agents... |
Due from other banks and bankers . . :
Real estate, furniture, and fixtures . . . j
Current expenses and taxes paid
!
Premiums paid
•
Checks and other cash items
|
Exchanges for clearing house
Bills of other national banks
;
Fractional currency
j
Specie
j
Legal tender notes
U. S. certificates of deposit
i.
Redemption fund with U. S. Treasurer
Total.




EDW. P. KlMBALL, Cashier.
$341,618 39 , Capital stock paid in.
318,000 00
122, 000 00
97, 431 40
40, 749 09
940 11
4,000 00
7, 042 53

$300, 000 00

Surplus fund
Other undivided profits.

100, 000 00
46,012 34

National bank notes outstanding...
State bank notes outstanding
,

286,000 00

Dividends unpaid

Individual deposits
United States deposits
1,431 65 |: Deposits of U. S. disbursing officers.

7, C O 00 j| Due to other national banks
O
291 55 iiI Due to State banks and bankers.
500 56
16, (100 00 Notes and bills re-discounted .
Bills payable
:

157 21
159, 896 78
37,979 79
46,201 80
4, 077 36

""26 "326"66"
980, 325 28

Total

980, 325 28

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

95

HAMPSHIRE.

National Mechanics and Traders' Bank, Portsmouth.
G. L. TREAD WELL, President.

GEO. W. BUTLER, Cashier.

Resources.

Liabilities.

Loans and discounts
O verdrafts
IJ. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures. ..j
Current expenses and taxes paid.
Premiums paid
Checks and other cash items
Exchanges for clearinghouse
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund withU. S. Treasurer
Total.

$425,457 06

Capital stock paid in .

"306,600 00

Surplus fund
Other undivided profits

$300, 000 00
47, 000 00
12,789 29

National bank notes outstanding . . .
State bank notes outstanding

2G5, 750 00

6, 339 50 Dividends unpaid
3, 897 29 j Individual deposits
United States deposits
Deposits of U. S. disbursing officers

179, 691 64

6, 80'.) 00
47,959 78

3,310 0!)
200 49

Due to other national banks
Due to State banks and bankers .
9, 000 00 Notes and bills re-discounted
I Bills payable
"l3,"5o6'oo"

326 00

10,907 19

816,464 12

816,46-1 12

New Hampshire National Bank, Portsmouth.
J . P. BARTLETT, President.

No. 1052.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$176, 364 0L

L. S. BUTLER, Cashier.

$150,000 00

Capital stock paid in.

"156 "606 "66"

Surplus fund
Other undivided profits
5,000 00 National bank notes outstanding
33,343 17 ! State bank notes outstanding
Dividends unpaid .
!, 285 63 Individual deposits
United States deposits
516 15 I Deposits of U. S. disbursing officers..
730 00
J04 27
8, 800 00

""~6~ 750* bo'

30, 000 00
10,251 48
123, 000 00
92 00
70, 554 75

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total.

383, 898 23

383, 898 23

Rockingham National Bank, Portsmouth.
No. 1025.

.J. J. PICKERING, President.

$233,463 85
Loans and discounts
Overdrafts
j..
U. S. bonds to secure circulation
j "206,060 66
U. S. bonds to secure deposits
." "25" 606 66'
U. S. bonds on hand
4,000 00
Other stocks, bonds, and mortgages...'
Due from approved reserve agents. ..|
23, 974 25
Due from other banks and bankers . .
690 27
Real estate, furniture, and fixtures...
5, 000 00
Current expenses and taxes paid
Premiums paid
Checks and other cash items
2, 439 54
Exchanges for clearing house
Bills of other national banks
...i
1,829 00
413 23
Fractional currency
6L 88
Specie
6, 700 00
Legal tender notes
U. S. certificates of deposit
|..,
9,"6o6 '6
Redemption fund with U. S. Treasurer!
6
Total




I

518, 572 02

JOHN P. HART, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers..

$200,000 00
40, 000 00
24,721 74
176, 500 00
4,622 00
456 00
72, 272 28

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total

518,572 02

96

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Rochester National Bank, Rochester.
JOHN MCDUFFEE, President.

No. 2138.

FRANKLIN MCDUFFEE, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
i
U. S. bonds to secure deposits
'
(J. S. bonds on hand
Other stocks, bonds, and mortgages.. j
Due from approved reserve agents...j
Due from other banks and bankers
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
:
;
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$51, 649 22

Capital stock paid in .

$50, 000 00

Surplus fund
j Other undivided profits

800 00
2, 574 87

! National bank notes outstanding
3, 202 43 | State bank notes outstanding

44, 395 00

50, 000 00

820 15
488 40
i
9, 314 03
!
754 00

Dividends unpaid

124 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers .

25, 790 43

Due to other national banks .,
4,100 00
91 07 ! Due to State banks and bankers .
1, 000 00
2, 250 00

Total.

Citizens' National Bank, Tilton.
No. 1333.

ELEAZER DAVIS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
!
U. S. bonds to secure deposits
j
U. S. bonds on hand
j
Other stocks, bonds, and mortgages..|
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures..Current expenses and taxes paid
j
Premiums paid
j
Checks and other cash items
i
Exchanges for clearing house
-\
Bills of other national banks
j
Fractional currency
j
Specie
Legal tender notes
\
U. S. certificates of deposit
;
Redemption fund with U. S. Treasurer!

W M . T. C ASS, Cashier.

$71,361 27 |j Capital stock paid in
167 37 |
72, 000 00 ;j Surplus fund
jj Other undivided profits
jj
ji National bank notes outstandin
6 087 °3 I' State bank notes outstanding . .

$70, 000 00
12, 500 00
2, 637 86
57,300 00

Dividends unpaid
(J9(> 72
815 85

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

15, 123 92

1, 21)4 00 Due to oth<3r national b a n k s . . . .
29 .'34 Due to State banks and b a n k e r s .
1 > 00
G
Notes and bills re-discounted.
2, 500 00
i Bills pa able
2,450 00
157, 5(iL 78

Total..

157,561 7 3

Kearsarge National Bank, Warner.
N. G-. OKDW

No. 1674.

AY,President.

Loans and discounts
j
Overdrafts
:. - U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
j
U. S. bonds on hand
j.. Other stocks, bonds, and mortgages... j . . Due from approved reserve agents...
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
I
Exchanges for clearing house
j . . .
Bills of other national banks
j
Fractional currency
Specie
!...
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




,

G. C. GEORGE, Cashier..

$38,321 31 Capital stock paid in.
50, 000 00

6,236 18

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

$50, 000 00
i
I

4,200 00
3, 340 57

'
j.

37, 700 00'

Dividends unpaid .

11,810 73
273-00
48 89

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

14, 657 91

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2,250 00
109,898 48

Total.

109,898 4*

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

97

HAMPSHIRE.

Winchester National Bank, Winchester.
WILLIAM HAILE, President.

No. 887.

HENRY ABBOTT, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer!

$117, 562 72 Capital stock paid in .
831 01
100, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

$100, 000 00
20, 000 00
14, 739 21
88, 695 00

5, 687 50 Dividends unpaid.
1,227 20 Individual deposits
United States deposits
2, 598 35 Deposits of U. S. disbursing officers.. I
1,663 00 Due to other national banks
515 00 Due to State banks and bankers -.
88 05
1, 127 00 N'>tes and bills re-discounted.
Bills payable
4, 435 00

575 73

Total .

Total..

255 00
11,469 89

235,734 83

Lake National Bank, Wolf borough.
No. 1486.

J. M. BRACKETT, President.
Loans and discounts
Overdrafts
t
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
j
U. S. bonds on hand
I
Other stocks, bonds, and mortgages.. j
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
|
Checks and other cash items
I
Exchanges for clearing house
j
Bills of other national banks
j
Fractional currency
]
Specie
j
Legal tender notes
|
U. S. certificates of deposit
!
Redemption fund with U. S. Treasurer!
Total




I

CHAS. F. PARKER, Cashier.

$103, 455 62 I Capital stock paid in

$125,000 00

125, 000 00 | Surplus fund
I j Other undivided profits
ij National bank notes outstandin
N State bank notes outstanding .
7, 700 13
Dividends unpaid
"2~300 00
Individual deposits
y, yuu uu I United States deposits
,
i
I Deposits of U. S. disbursing officers..!...
1, 441 00 Due to other national banks
2 64 Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
5, 600 00
255,31*9 39

9,100 00
3, 571 21

'5,228 18

!
|.
399 39

98

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
National Bank, Barre.
No. 2109.

N. W. BRALEY, President.

CHAS. A. KING, Cashier.

Resources.

Liabilities.

Loans and discounts
'
Overdrafts
:
U. S. bonds jto secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
•
'
Other stocks, bonds, and mortgages.. i
Due from approved reserve agents... •
Due from other banks and bankers ..!
Real estate, furniture, and fixtures, -.j
Current expenses and taxes paid
i
Premiums paid
j
Checks and other cash items
j
:
Exchanges for clearing house
Bills of other national banks
i
Fractional currency
•
Specie
\
;
Legal tender notes
IJ. S. certificates of deposit
Redemption fund with U. S. Treasurer;
Total.

$204,182 66
5, 719 ():i
200, 000 00

7, G57 71

$200. 000 00

Capital stock paid in.

8, 000 00
5,417 44

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
,

180, 000 00

|

1,400 00 Dividends unpaid .
8L0 82 Individual deposits
United States deposits
6,707
Deposits of LJ. S. disbursing officers

243 00
50, 72G 01

1, 995 00 Due to other national banks
251 71 Due to State banks and bankers .
62 70
1, 564 00 Notes and bills re-discounted
Bills payable
14, 010 00
414,961 45

575 00

Total.

444,951 45

Barton National Bank, Barton.
No. 2290.

HIRAM MCLELLAX, President.

II. K. DEWEY, Cashier.
$90, 000 00

Loans and discounts
{
$81,234 00 ij Capital stock paid in
Overdrafts
'
U. S. bonds to secure circulation
I
50,000 00 | Surplus fund
U. S. bonds to secure deposits
'•
j Other undivided profits
U. S. bonds on hand
Ij
Other stocks, bonds, and mortgages..,
J: National bank notes outstanding — .
Due from approved reserve agents...j
77, 853 61 State bank notes outstanding .
Due from other banks and bankers ..
Real estate, furniture, and
fixtures...;
100 00 Dividends unpaid .
Current expenses and taxes paid
383 86 ; Individual deposits
Premiums paid
'•
7, 250 00 i United Stales deposits
!
Checks and other cash items
j
969 95 ! Deposits of U. S. disbursing officers..
Exchanges for clearing house
Bills of other national banks.
'
2, 240 00 Due to other national banks
Fractional currency
'
631 53 Due to State banks and bankers
Specie
|
99 00
Legal tender notes
!
10,106 00 !; Notes and bills re-discounted
U. S. certificates of deposit
!
\\ Bills payable
Redemption fund with U. S. Treasurer1
h
233,917 95

Total .

14,313 35

129,604 G
O

Total

233,917 95

National Bank, Bellows Falls.
J. H. WILLIAMS, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
TJ. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid.
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
,
Specie
Legal tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treasure]
Total




No. 1653.
$164,887 48
100, 000 00

27,205 45
32, 422 14

J. II. WILLIAMS, Jr., Cashier.

Capital stock paid in

j

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

I
[

Dividends unpaid

1,667 81

Due to other national bauks
Due to State banks and bankers
Notes and bills re-discounted.

00
47
00
00

20, 000 00
36, 653 88
90, 000 00
5, 000 00
404 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

639
777
200
4,615

$100,000 00

85. 422 59

i
i

1, 933 88

339,414 35

REPORT OF THE COMPTROLLER OF THE CURRENCY.

99

VERMONT.
First National Bank, Bennington.
No. 130.

L. R. GHAVES, President.

ELLIS A. COBB, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
XT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing liou.se
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer!
Total

|

$236, 368 76 j Capital stock paid in.
2, 538 09
000 00 Surplus fund .
122.
Other undivided profits
1,000 00
669
224
000
103

09
22
00
39

$110, 000 00
92, 000 00
6, 630 45

National bank notes outstanding
State bank notes outstanding
Dividends unpaid

Individual deposits
,
j United States deposits
903 12 ! Deposits of U.S. disbursing officers.. I

880 00 j Due to other national banks
'
442 09 I Due to State banks and bankers
'
6, 675 00
Notes and bills re-discounted
....!
Bills payable
" " • 5 , 450 00
404,

107, 800 00

253 76

Total.

85, 310 58

2,512 73

404, 253 76

National "White River Bank, Bethel.
No. 962.

R. II. TUPPER, President.

II. C. TENNANT, Cashier.

Loans and discounts
; $161,715 06 Capital stock paid in .
Overdrafts
;
49 85
U. S. bonds to secure circulation
i
125, 000 00 Surplus fund
U. S. bonds to secure deposits
:
Other undivided profits .
U. S. bonds on hand
|
Other stocks, bonds, and mortgages ..!
National bank notes outstanding...
Due from approved reserve agents...!
1,173 13 State bank notes outstanding
Due from other banks and bankers... I
Real estate, furniture, and fixtures... j
3, 600 00 Dividends unpaid.
Current expenses and taxes paid
;..
Individual deposits
:
Premiums paid
United States deposits
Checks and other cash items
•
233 41 Deposits of U. S. disbursing officers.
Exchanges for clearing house
j
Bills of other national banks
j
2, 015 0[) Due to other national banks . . . .
Fractional currency
I
277 6o Due to State banks and bankers.
Specie
,
*
Legal tender notes
I
3, 345 00 ! Notes and bills re-discounted
IT. S. certificates of deposit
;
Redemption fund with U. S. Treasurer
5, 625 00 Bills payable
306, 034 ] 0 ;

Total.

$125, 000 00
25,000 00
7,216 12
103, 800 00
90 00
42,810 98

2,117 00

306, 034 10

First National Bank, Brandon.
N. T. SPRAGUE, Jr., President.

No. 278,

II. C COPELAND, Cashier.

Loans and discounts
$202, 884 89 Capital stock paid in
Overdrafts
5, 943 28
U. S. bonds to secure circulation
150, 000 00 Surplus fund
U. S. bonds to secure deposits
Other undivided profits
U. S. bonds on hand
Other stocks, bonds, and mortgages
National bank rotes outstanding
Due from approved reserve agents...
9, 448 66 State bank notes outstanding
Due from other banks and bankers..
866 12
Real estate, furniture, and
fixtures...
3, 200 00 Dividends unpaid
Current expenses and taxes paid
Premiums paid
178 54 Individual deposits
Checks and other cash items
4, 058 00 United States deposits
%
Exchanges for clearing house
I
Bills of other national banks
2,419 00 Deposits of U. S. disbursing officers..
Fractional currency
|
133 00 Due to other national banks
Specie
'
Due to State banks and bankers
Legal tender notes
6, 000 00 Notes and bills re-discounted
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
' 10, 650 66" Bills payable
Total




395,801 49

Total.

$150,000 00
75, 000 00
4, 294 67
135, 000 00
220 00
24,125 23
161 59

395,801 49

100

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Brandon National Bank, Brandon.
No. 404.

J. A. CONANT, President.

D. C. BASCOM, Cashier,

Resources.

Liabilities.
$350,564 19

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearinghouse
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

"*206, 000 66

26,386 51
" l , 100 00

Capital stock paid in

|

Surplus fund
Other undivided profits .
National bank notes outstanding
State bank notes outstanding
Dividends unpaid

I
j
j
II

I Individual deposits
j
United States deposits
i
5, 362 19 Deposits of U. S. disbursing officers..'
;
i
Due to other national banks
j
Due to State banks and bankers
j
9,000 00 | Notes and bills re-discounted
Bills payable

!
....j

""*9,'509*22 j

Total.

601,922 11 j

Total.

$200, 000 00
75, 000 00
13, 136 52
180, 000 00
660 00

43,125 59

90,000 00
601,922 11

First National Bank, Brattleboro'.
No. 470.

N. B. WILLISTON, President.
Loans and discounts
,
Overdrafts
U. S. bonds to secure circulation
:
U. S. bonds to secure deposits
TJ. S. bonds on hand
\
Other stocks, bonds, and mortgages.. ;
Due from approved reserve agents...'
Due from other banks and bankers ..
Real jestate, furniture, and fixtures.
Current expenses and taxes paid. .
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national batiks
:
Fractional currency
Specie
Legal tender notes
;
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

S. M. WAITE, Cashier.

$300, 512 24 |j Capital stock paid in .

$300, 000 00

300, 000 00 Surplus fund
Other undivided profits
12, 500 00
National bank notes outstanding
23,116 11 State bank notes outstanding
Dividends unpaid

,

33, 000 00

j
j
!

Individual deposits
United States deposits
8, 155 81 Deposits of U. S. disbursing officers.

257, 800 00

111,512 16

16, 112 0(1 Due to other national banks
416 00 Due to State banks and bankers .
28,1)00 00 Notes and bills re-discounted..
Bills payable
13, 500 00
702,312 16 !

Total

i

702,312 16

Vermont National Bank, Brattleboro'.
No. 1430.

LAFAYETTE CLARK, President.

GEO. S. DOWLEY, Cashier.

|
Loans and discounts
$233,250 96 I Capital stock paid in
Overdrafts
TJ. S. bonds to secure circulation
:
150, 000 00 Surplus fund
TJ. S. bonds to secure deposits
Other undivided profits
U. S. bonds on hand
53,01)0 C
O
National bank notes outstanding
Other stocks, bonds, and mortgages,.\
Due from approved reserve agents...\
G3, 637 59 State bank notes outstanding
Due from other banks and bankers ..
313 06
Real estate, furniture, and
fixtures...;
19, 700 00 ; Dividends unpaid .
Current expenses and taxes paid
!
1, 435 00 Individual deposits
Premiums paid
United States deposits
Checks and other cash items
j
2,844 60 Deposits of CJ. S. disbursing officers.
Exchanges for clearing house
Bills of other national banks
i
3, 931 00 1 Due to other national banks
1
Fractional currency
'
507 90 ' Due to State banks and bankers .
Specie
Legal tender notes
j
10, 000 00 ;l Notes and bills re-discounted
TJ. S. certificates of deposit
j
Bills payable
Redemption fund with U. S. Treasurer;
6, 750 00
Total




I

542,420 11

Total.

$150, 000 00
100, 000 00
13,269 96
135, 000 00

144,150 15

542, 420 11

REPORT OF THE COMPTROLLER OF THE CURRENCY.

101

VERMONT.
Howard National Bank, Burlington.
No. 1698.

L. BARNES, President.

C. A. SUMNER, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents... I
Due from other banks and bankers.-j
Real estate, furniture, and fixtures...]
Current expenses and taxes paid
j
Premiums paid
Checks and other cash items
Exchanges for clearing house
j
Bills of other national banks
Fractional currency
|
Specie
i
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total

i

$418,375 56

$300, 000 00

Capital stock paid in .

22, 000 00
11,498 70

" 200," 666" 66" Surplus fund
Other undivided profits
National bank notes outstanding
43,142 78 State bank notes outstanding
25, 500 0!) Dividends unpaid .
2, 694 59 Individual deposits
4, 000 00 United States deposits
3, 305 54- Deposits of U. S. disbursing officers

180, 000 00

201,234 17

1,810 00 Due to other national banks
891 50 Due to State banks and bankers.
13, 846 00 Notes and bills re-discounted.
Bills payable

10, 000 00

Total.

724, 732 87

724, 732 87

Merchants' National Bank, Burlington.
HENRY P. HICKOK, President.

No. 1197.

Loans and discounts
j
Overdrafts
•.
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
j
U. S. bonds on hand
Other stocks, bonds, and mortgages .-j
Due from approved reserve agents. ..j
Due from other banks and bankers..I
Real estate, furniture, and fixtures. ..I
Current expenses and taxes paid.
.
Premiums paid
Checks and other cash items
j
Exchanges for clearing house
„... .
Bills of other national banks. j
Fractional currency
Specie
".
Legal tender notes
;
U. S. certificates of deposit
:.
Redemption fund with U. S. Treasurerj
Total.

$833, 927 91

C. W. W00DH0USE, Cashier.

Capital stock paid in

$7C0, 000 00

622, 300 00 Surplus fund
125, 000 00 Other undivided profits
6, 255 00 National bank notes outstanding
90,649 79 State bank notes outstanding
405 05
17, 000 00 Dividends unpaid..

\
J

Individual deposits
4, 754 24 United States deposits
Deposits of U. S. disbursing
1, 667 00 Due to other national banksofficers..
282 03 Due to State banks and bankers .
42, 926 00 ; Notes and bills re-discounted
Bills payable

90, 000 00
31, 958 05
517,400 00

360, 954 38
25, 398 38
35, 356 81
j

"40, 900 66"

1,791,067 62 I

Total.

1,791,067 62

Castleton National Bank, Castleton.
No. 1598.

C. S. SHERMAN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure-deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




,

M. D. COLE, Cashier.

$58, 130 73 Capital stock paid in .
1, 152 26
50, 000 00 Surplus fund
O ther undivided profits
National bank notes outstanding
1,283 83 State bank notes outstanding
1,358 78 Dividends unpaid .
3, 000 00
I Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$50, 000 00
9, 000 00
6, 227 17
45, 000 00

10,1C6 61

605 00 Due to other national banks
53 18 Due to State banks and bankers .
2, 500 00 Notes and bills re-discounted
Bills payable
,

""2,"250"66"

120, 333 78

Total..

120,333 78

102

REPORT OF THE COMPTROLLER OF THE CURRENCY.
V J K UI O N T .
G
First National Bank, Chelsea.
No.

ELIHU HYDE, President.

2120.

JNO.

Resources.

C. CLARK, Cashier.

Liabilities.

Loans and discounts
I
Overdrafts
\
U. S. bonds to secure circulation
'
U. S. bonds to secure deposits
!..
IT. S. bonds on hand
'..
Other stocks, bonds, and mortgages..i
Due from, approved reserve agents... ..
Due from other banks and bankers ..!..
Real estate, furniture, and fixtures...!
Current expenses and taxes paid
j
Premiums paid
Checks and other cash items
I
Exchanges for clearing house
|..
Bills of other national banks
j
Fractional currency
Specie
'.
Legal tender notes
|
!
IT. S. certificate* of deposit
.
Redemption fund with U. S. Treasurerj
Total.

$133,905 41 Capital stock paid in
2, 578 69
100,000 00 ' Surplus fund
|j Other undivided profits

$100,000 00
7, 000 00
2,968 65

1,500 00 i: National bank notes outstanding
I State bank notes outstanding
("i Dividends unpaid
479 95 I. Individual deposits
"I United States deposits
655 23 J Deposits of U. S. disbursing.officers..

87, 800 00

575 00
45, 808 14

675 0!) ! Due to other national banks
442 23 i; Due to State banks and bankers

4,584 •

175 00 j Notes and bills re-discounte'd
i Bills payable

6, ooo 66
248,736 5L

Total.

248,736 5L

Caledonia National Bank, Danville.
No. 1576.

B. N. DAYIS, President.

Loans and discounts
Overdrafts
U. S. bond-', to secure circulation
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit.
Redemption fund with U. S. Treasurer

$126,076 29
'"160,060 66

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

2, 600 00
],203 68
"o"•"-nn nn"I! Dividends unpaid .

j
J
!

24, 020 72
3 67
90, 000 00
2, 045 00

6 85

25, 846 92

Individual deposits .
United States deposits.
1,814 55 \\ Deposits of U. S. disbursing officers.
516 00 I1 Due to other national banks.
198 94 1 Due to State banks and bankers
1

j

2,500 00 i; Notes and bills re-discounted
•; Bills payable
,
4,500 00 1
1
241,916 31

Total .

J. B. -MATTOCKS, Cashier.

Capital stock paid in

i
;
I
.

Total.

241,916 3L

National Bank, Derby Line.
STEPHEN FOSTER, Cashier.

A. T. FOSTER, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents . . .
Due from other banks and bankers...
Real estate, furniture, and fixtures ....
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




$•222,251 99 || Capital stock paid iu

""iso'ooo'66"11 Surplus fund
I j Other undivided profits
7, 500 00 National bank notes outstanding . . .
State bank notes outstanding
15, 855 32
"il*566"66" Dividends unpaid
j| Individual deposits
' United. States deposits
1, 427 81 Deposits of U. S. disbursing officers.
2,005 00
'287 48
656 65
3,361 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

$150, 000 00
30, 000 00
3, 746 26
130, 500 00
354 00
102, 259 37

735 62

4,OOO 00

"""6," 750 "66"

421,595 25

Total.

421, 595 25

REPORT OF THE COMPTROLLER OF THE CURRENCY.

103

YEBMOIVT.
First National Bank, Fair Haven.
No. 344.

JOSEPH ADAMS, President.

E. H. PHELPS, Cashier.

Liabilities.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits.
U. S. bonds on hand.
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
.
Premiums paid
Checks and other cash items
Exchanges for clearing liouse
Bills of other national banks
Fractional currency
Specie
Legal tender notes
„
IT. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total

Capital stock paid in.
541 96
100, 000 00 Surplus fund
Otl'ier undivided profits
National banknotes outstanding...
5,545 82 j State bank notes outstanding
2,3:54 43 I!
5,000 00 |jDividends unpaid .
1,030 48 I Individual deposits
United States deposits
1,610 71 Deposits of U. S. disbursing officers.

$164,4(18 48

1,749 00 ! Due to other national banks
503 12 ; Due to State banks and bankers.
225 00 !
9,135 00 I Notes and bills re-discounted
Bills payable

$102,700 00
30, 000 00
6,110 02
90, 000 00
530 00
71,769 80
1,074 18

"16, 100 00 !

Total

302,184 00

302,184 00

Lamoille County National Bank, Hyde Park.
L. H. NOYES, President.

A. L. NO YES, Cashier.

No. 1163.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
„
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$117, 672 13 Capital stock paid in.
Surplus fund
Other undivided profits
j National bank notes outstanding
16, 900 96 I S tate bank notes outstanding
5,784 54 Dividends unpaid
788 05
6, 956 25 Individual deposits
United States deposits
2, 560 15 Deposits of U. S. disbursing officers..

18, 000 00
2, 463 27
124, 000 00

8, 937 37

4, 199 00 Due to other national banks
224 56 Due to State banks and bankers .
1,565 00 Notes and bills re-discounted
Bills payable
6,"750"66

303, 400 64

Total.

$150,000 00

""HO.OOO "66"

Total.

303,400 64

West River National Bank, Jamaica.
W M . HARRIS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 1564.

J. A. BUTLER, Cashier.

$78,944 66 Capital stock paid in.
430 63
86, 700 00 Surplus fund,
Other undivided profits
!j National bank notes outstanding
1
12,316 21 1 State bank notes outstanding
346 37 j!
2, 500 00 j I Dividends unpaid
557 48 Individual deposits
United States deposits
225 67 Deposits of U. S. disbursing officers.
276 00
299 76
129 01
860 00
3,901 00
193, 486 79

$100, 000 00
7,200 00
5, 060 07
74,512 00
143 00
179 00
6, 392 72

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total.

193,486 79

104

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
National Bank, Lyndon.
No. 1140.

HENRY CHASE, President.

H. M. PEARL, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due frovn other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
'
Specie
Legal tender notes
U. S. certificates of deposit
Redemption f and with U. S. Treasurer!
Total.

$163,269 22

'"'ioe'ooo'oo'
200 00
23,631
480
2, 100
1,493

42
00
00
50

600 67
794 00
377 87
245 00
3, 000 00

Capital stock paid in

$106, 000 00

Surplus fund
Other undivided profits

20, 000 00
6,240 95

National bank notes outstanding

94, 395 00

State bank notes outstanding
84 00

Dividends unpaid
Individual deposits
»
United States deposits
Deposits of U. S. disbursing officers . .
Due to other national banks
Due to State banks and bankers

:0, 241 73

Notes and bills re-discounted
Bills payable

4," 770 00
Total..

306,961 68

306,961 68

Battenkill National Bank, Manchester.
No. 1488.

E. B. BURTON, President.
Loans and discounts
Overdrafts
II. S. bonds to secure circulation
U. S. bonds to secure deposits
j
U. S. bonds on hand
j
Other stocks, bonds, and mortgages..;
Due from approved reserve agents... J
Due from other banks and bankers . . !
Real estate, furniture, and fixtures... I
Current expenses and taxes paid
j
Premiums paid
j
Checks and other cash items
I
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemptionfund with U. S. Treasurer
Total.

W. P. BLACK, Cashier.

$95,301 7L I Capital stock paid in
j
75, 000 00

17, 241 7
L
2, 000 00

$75, 000 00

Surplus fund
Other undivided profits.

25, 700 00
3, 070 25

National bank notes outstanding...
State bank notes outstanding

67, 500 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

27, 624 70

2, 239 00 I Due to other national banks
Due to State banks and bankers
365 53 j
Notes and bills re-discounted
3, 372 00 | Bills payable
3, 375 66 |j
198,894 95

198, 894 95 ||

National Bank, Middlebury.
P A R I S FLETCHER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
T7. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 1195.

J. G-. WELLINGTON, Cashier.

$196, 160 54

Capital stock paid in, .

"266,'6o6"66"

Surplus fund
Other undivided profits

64,"200 66'
3, 600 00
47, 288 37
5, 000 00 j

910 15

National bank notes outstanding
State bank notes o u t s t a n d i n g . . . . . . . .
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$200, 000 00
29, 662 02
76,270 33
166,020 00
1, 221 00
72,530 17

" "2,"515"66"j Due to other national banks
,
1, 637 46 j Due to State banks and bankers.
76 00 j
15, 3L6 00 Notes and bills re-discounted.
Bills payable
9,000 00
545,703 52

Total.

545, 703 52

REPORT OF THE COMPTROLLER OF THE CURRENCY.

105

TERMONT,
First National Banlc, Montpelier.
J. C. HOUGHTON, Jr., Cashier.

No. 748.

JNO. A. PAGE, President.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U,S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$382, 659 46 Capital stock paid in .
1, 6-25 27
250, 000 00 Surplus fund
Other undivided profits
16, 850 00 National bank notes outstanding
9,494 15 State bank notes outstanding
2, 285 47 Dividends unpaid 4,265 54
1,552 69 Individual deposits
United States deposits
1,320 49 Deposits of U. S. disbursing officers .
13,790 00
630 00
5, 517 00
13,250 00

$250, 000 00
94,000 00
5, 640 42
204,900 00

70 00
148,629 65

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
Total.

703, 240 07

Montpelier National Bank, Montpelier.
J. R. LA.VGDONT, President.

No. 857.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

CHAS. A. REED, Cashier.

$293, 230 57 Capital stock paid in.
2,315 96
300, 000 00 Surplus fund
100, 000 00 j Other undivided profits .
100 00
81, 400 00 I National bank notes outstanding
61,475 65 | State bank notes outstanding
' 1 Dividends unpaid.
1
1,839 70 Individual deposits
United States deposits
455 70 i Deposits of U. S. disbursing officers
4,383 00
504 6L
50 00
15, 797 00

$300, 000 00
150,000 00
10,161 16
270, 000 00
235 00
99, 064 57
18, 056 67
27, 534 79

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable

875,052 19 :

Total.

National Bank, Newport.
Lucius ROBINSON, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand . . .
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks aud bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




C. W. SCOTT, Cashier.
15, 355 17
30,000 00

20, 370 30

975 16
528 36
4,800 00
489 94
2,975 00

281 59
57 85
3, 248 00

Capital stock paid in.
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

$90, 000 00
2, 749 62
27, G O 00
O

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers .

30, 681 75

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable

" "1*356" 06"

150, 431 37

Total.

150, 431 37

106

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
First National Bank, North Bennington.

T. W. PARK, President.

S. B. H A L L , Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. 8. bonds to secure deposits
U. S. bonds on hand.
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other na ! ional banks
Fractional currency
Specie
Legal tender notes
I
U. S. certificates of deposit,
'
Redemption fund with U. S. Treasurer;

$574, 380 35 I Capital stock paid in
13,641 13
551,500 00
Surplus fund
Other undivided profits.
86, 900 00

$500, 000 00
170, 000 00
19, 844 33

National bank notes outstanding . . .
State bank notes outstanding

37, 845 29
0, 0->2 71
5, 000 00

485, 340 00

Dividends unpaid .

'\\ Individual deposits
'<' United States deposits
1,233 12 i Depo>itsof U.S. disbursing officers.
i
Due to other national banks
,
Due to State banks and bankers.

9, 112 (i0
705 09

139,617 39

4, 947 97

8, 000 00 ; Notes and bills re-discounted
i Bills payable
24, 810 00
1,319,749 69

Total.

-

Total.

1,319,749 69

Northfield National Bank, Northfield.
No. 1638.

GEORGE NICHOLS, President.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treasurer

$116,268 81
124 83
100, 000 00

F. L. ELY, Cashier.

Capital .stock paid in.

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bunk notes outstanding

2, 200 00
2, 809 23

15,000 00
6, 544 89
85, 530 00

Dividends unpaid.

800 00
1,826 15

80 00

1,443 34

Individual deposits
Unitt-d States deposits
Deposits of U. S. disbursing officers.

1, 499 00
155 25

Due to other national banks
Due to State banks and bankers .

3,120 00

Notes and bills re-discounted.
Bills payable

" 4," 500 "66"

662 40

234,746 6 i

Total

26, 929 32

234,746 61

First National Bank, Orwell.
J . L . HAMMOND,

President.

No. 228.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid.
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




• |

$314,904 26

"ioo," 666'66'

C. E. BUSH, Cashier.

Capital stock paid in.
I Surplus fund
Other undivided profits.
National bank notes outstanding

9, 640
2, 946
2, 500
382

35 State bank notes outstanding
96 Dividends unpaid .
00
65 Individual deposits

500 00

$100, 000 00
70,000 00
10, 978 60
90,000 00

172,038 73

United States deposits
Deposits of U. S. disbursing officers.

2, 805 00 |j Due to other national banks
162 43 ! Due to State banks and bankers.
15, 000 00 |! Notes and bills re-discounted
'.! Bills payable

"*i"3o6"66

450,141 70 :!

Total .

7, 000 00
450,141 70

REPORT OF THE COMPTROLLER OF THE CURRENCY.

107

VERMONT.
National Bank, Pouliney.
lS : o. 1200.

JOSEPH JOSLIN, President.

M E R R I T T CLARK, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure ci rculation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents
Due from other banks and bankers...
Real estate, furniture, and fixtures. ..j
Current expenses and taxes paid
|
Premiums paid
|
Checks and other cash items
j
Exchanges for clearing house
i.
Bills of other national banks
|
Fractional currency
j
Specie
j
Legal tender notes
j
U. S. certificates of deposit
J.
Redemption fund with U. S. Treasurer!
Total..

$273, 262 06
3,581 54
100, 000 00
650 00

Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits

20, 000 00
3, 533 Hi

National bank notes outstanding

88,100 00

32,998 94 State bank notes outstanding
221 48
25, 505 54
Dividends unpaid
1,151 48
160 00
487 74
780 00
14,135 00

80 00

Individual deposits
I
245, 648 70
United States deposits .
.'....„
Deposits of U. S.disbursing officers..•
l
Due to other national banks
74 27
Due to State banks and bankers
.
Notes and bills re-discounted.
Bills payable

4,500 00
457, 436 78

457,436 78

National Black River Bank, Proctorsville.
H. W . * A L B E E , President.

No. 1383.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers
Real estate, furniture, and fixtures-..
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
j
Redemption fund with U. S. Treasure]
Total.

OEO. S. H I L L , Cashier.

$71,121 09

Capital stock paid i n . .

""56," 666" 66"

Surplus fund
Other undivided profits

22,515 39
2, 718 62

National bank notes outstanding
State bank notes outstanding

43, 050 00

3,806 31
3, 362 30
1,400 00
146 98

7,184 00
128 6L
10, 01)0 00
2, 550 00

$50, 000 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers..

31,415 i

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
Total.,

149,699 29

149, 699 29

National Bank, Royalton.
CHESTER DOWNER, President.

No. 1673.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.boads on hand
Other stocks, bonds, and mortgages. .

$130,637 07
4, 372 50
100, 000 00

Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expetises and taxes paid
Premiums paid

12,421 98

Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
tT. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

II. Ex. 3-




ioo 60
5, 400 00
2, 300 00
1,276 17
1, 000 00
78 83
725
37
9
2, 065

00
69
00
00

A. W. KENNEY, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$100, 000 00
7,800 00
7,391 91
87,840 00
752 50
17, 438 83

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total.

43,700 00
264, 923 24

108

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Baxter National Bank, Rutland.

H. H. BAXTER, President.

No.

1700.

Resources.

G. R. BOTTOM, Cashier.

jj

Liabilities.

li

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
|
U. S. bonds to secure deposits
|
U. S. bonds on hand
j
Other stocks, bonds, and mortgages.. j
Due from approved reserve agents. ..'•
Due from other banks and bankers ..j
Real estate, furniture, and fixtures.. 1
;
Current expenses and taxes paid
Premiums paid
j
Checks and other cash items
\
Exchanges for clearing house
i
Bills of other national'banks
|
Fractional currency
j
Specie
!
Legal tender notes
j
U. 8. certificates of deposit
I
Redemption fund with U. S. Treasurer';
Total.

$386,059 61 l| Capital stock paid in.

$300, 000 00

300, 000 00 j| Surplus fund
! Other undivided profits
i
|
j National bank notes outstanding
]
!
36,189 10 j State bank notes outstanding
Hi, 464 45 j
Dividends unpaid
|
4, 977 00 |
i
Individual deposits
17, 400 00 ;
United States deposits
I.
7,412 50 I Deposits of U. S. disbursing officers . j .
j
9, 079 00 j Due to other national banks
2, '213 03 j Due to State banks and bankers .

45, 000 00
10, 375 63
253, 300 00
128 00
193,191 03

Notes and bills re-discounted.
Bills payable

8, 700 00
13, 500 00 I

Total.

801,994 66

801.994 66

National Bank, Rutland.
JSO. B. P A G E , President.

Loans and discounts
i
Overdrafts
!
U. S. bonds to secure circulation
j
IJ. S. bonds to secure deposits
j
U. S. bonds on hand
;
Other stocks, bonds, and mortgages.. j
Due from approved reserve agents.. .|
Due from other banks and bankers...!
Real estate, furniture, and fixtures... i
Current expenses and taxes paid
j
Premiums paid
!
Checks and other cash items
j
Exchanges for clearing house
i
Bills of other national banks
j
Fractional currency
j
!
Specie
Legal tender notes
|
!
U. S. certificates of deposit
Redemption fund with U. S. Treasurer!

No. 1450.
$745, 549 70
20, 903 80
500, 000 00

W. ROYVELL, Cashier.

Capital stock paid in

$500, 000 00

Surplus fund
Other undivided profits

100, 000 00
25,922 81

National bank notes outstanding
State bank notes outstanding

26, 069 52

|
|
j

437 500 00

Dividends unpaid .

32, 000 00

1,433 29

Individual deposits
United States deposits
Deposits of U. S. disbursing officers .

7, 350 00
240 61

Due to other national banks
Due to State backs and bankers .

295,624 11

Notes and bills re-discounted.
Bills payable

13, 000 00
12, 500 00
1, 359, 046 92

Total .

S

Total.

.

1,359,046 92

Rutland County National Bank, Rutland.
W M . Y. RIPLEY, President.

Loans and discounts
i
Overdrafts
;
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
\
U. S. bonds on hand
!
Other stocks, bonds, and mortgages..'
Due from approved reserve agents.. .j
Due from otiu-r banks and bankers . . ;
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
•
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
\
Fractional currency
I
Specie
Legal tender not^s
:
U. S. certificates of deposit
Redemption fund with U. S. Treasurer!
Total.




No. 820.

$319, 506
9, 198
200, 000
50, 000

HENRY F . F I E L D , Cashier.

67 j Capital stock paid in
00
Surplus fund
00
00 | Other undivided profits.

; | National bank notes outstanding
20, 552 30 .! State bank notes outstanding
;!

j

$200, 000 00

i
i

70,000 00
9,446 93

j
!

174, 300 00

j

"3,500 00 • Dividends unpaid
610 78 i Individual deposits
|
! United States deposits
j
J, 840 09 ': Deposits of U.S. disbursing officers.. I

164, 620 97
18,736 25

13, 177 00
Due to other national banks
419 31 i Due to State banks and bankers .
9, 300 00 ;j Notes and bills re-discounted.
i Bills payable

"*9,'6oo'oo
637, 104 15

Total

I

637,104 15

REPORT OF THE COMPTROLLER OF THE CURRENCY.

109

VERMONT.
F5rst National Bank, Springfield.
No. 122.

SAML. A L F O R D , Jr., President.

ALBERT BROWN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
TJ. S. bonds to secure deposits
U. S. bon ds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks aud bankers..
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
]
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$232, 082 72 | Capital stock paid in
1,006 13 j
200, 000 00 i Surplus fund
Other undivided profits

11,347 67
1,000 00
1,401 56
133 23
1, 055 00
634 99

$200, 000 00
!
!
|
j

National bank notes outstanding
State bank notes outstanding

35, 500 00
20,350 66
J 79, 660 00
371 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

31,607 64

Due to other national banks
Due to State banks and bankers .

8,768 00 ; Notes and bills re-discounted
Bills payable

,

"lOfOOO " 6 6 " ;
467, 489 30

I

Total.

467, 489 30

First National Bank, St. Albans.
No. 269.

HIRAM BELLOWS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
J
U. S. bonds on hand
I
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers..!
Real estate, furniture, and fixtures . J
Current expenses and taxes paid
i
Premiums paid
j
Checks and other cash items
|
Exchanges for clearing house
!
Bills of other national banks
i
Fractional currency
!
Specie
!
Legal tender notes
j
U. S. certificates of deposit
|
Redemption fund with U. S. Treasurer!
Total.

$381, 345 20
100, 000 00

40, 827 69

6,666 66'
10, 599 15
5, 825 00
228 50
825 00
18,000 00
,
4, 500 00

ALBERT SOWLES, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits

59, 030 00
9, 513 58

National bank notes outstanding
State bank notes outstanding

90,000 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

304, 865 98

Due to other national banks
Due to State banks and bankers .

4, 740 98

Notes and bills re-discounted.
Bills payable

568,150 54 i

Total.

568,150 54

Vermont National Bank, St. Albans.
No. 1583.

BRADLEY BARLOW, President.

I
j
!

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents... j
Due from other banks and bankers..;
Real estate, furniture, and fixtures. ..j
Current expenses and taxes paid
j
Premiums paid
iChecks and other cash items
\
Exchanges for clearing house
'
Bills of other national banks
j
Fractional currency
I
Specie
•
|
Legal tender notes
IT. S. certificates of deposit
|
Redemption fund with U. S. Treasurer!
Total




I

$325, 266 95
10, 000 00
200, 000 00

C. N. BISHOP, Cashier.

Capital stock paid in

|

$200, 000 00

Surplus fund
Other undivided profits

j

75, 000 00
8, 883 84

National bank notes outstanding
j
j
; State bank notes outstanding
I
Dividends unpaid
,
!
i
Individual deposits
United States deposits
8, 02 L 40 Deposits of U. S. disbursing officers.
845
0:29
000
291

10
59
00
34

6, 667 00
75 59
14, 375 00
9, 000 66"
602, 571 97

180, 000 00

138,688 13

Due to other national banks
,
Due to State banks and bankers.,
Notes and bills re-discounted
Bills payable
Total

6,2,571 97

110

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
First National Bank, St. Joknsbury.

LUKE P. POLAND, President.

GEORGE MAY, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
!
]
U. S. bonds on band
Other stocks, bonds, and mortgages..'
Due from approved reserve agents...]
Due from other banks and bankers...[
Real estate, furniture, and
fixtures...
Current expenses and taxes paid
[
Premiums paid
i
Checks and other cash items
j
Exchanges for clearing house
I
Bills of other national banks..'
|
Fractional currency
j
Specie
j
Legal tender notes
j
U. S. certificates of deposit
!
Redemption fund with U. S. Treasurer
Total .

Liabilities.
$500,000 00

;589, 802 10 | Capital stock paid in
5'VJO, 000 00 : Surplus fund
I Other undivided profits
, | National bank notes outstanding
9, 021 02 j State bank notes outstanding
5, 739 36
10, 000 00 Dividends unpaid.
I Individual deposits
United States deposits
13, 983 24 Deposits of U. S. disbursing officers.
1, 857 00 Due to other national banks
561 95 Due to State banks and bankers.
4, 000 00 Xotes and bills re-discounted.
Bills payable
22, 500 00
Total

1, 163, 467 07

97, 000 00
]2,652 85
439, 943 00

111,640 28

2, 231 51

1,163,467 67

Merchants' National Bank, St. Jolmsbury.
WM. E. IlAZEN, Cashier.

No. 2295.

F R E D ' K FLETCHER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
TJ. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other hanks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total .

$3C), 198 31 ji Capital stock paid in .

$150,000 00

j Surplus fund
Other undivided profits National bank notes outstanding
101,646 51 ' State bank notes outstanding
]•>, 185 42
17, O f 79 I Dividends unpaid.
Oi
520 92 Individual deposits
United States deposits
7,314 59 Deposits of U. S. disbursing officers.

""""i,*l~67~28

!9, 278 82

5, 778 00 Due to other national banks
293 53 Due to State banks and bankers .
7, 500 00 j Notes and bills re-discounted
Bills payable
Total

240,446 10

240, 446 10

National Union Bank, S want on.
W. L. SOWLES, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
II. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 1634.

G. W. BEEBE, Cashier.

$105,531 75

Capital stock paid in

""75,666 00

Surplus fund
Other undivided profits

20, 000 00
3, 790 98

National bank notes outstanding
State bank notes outstanding

67, 500 00

4,366 66
4, 750 38

£>,"8o6"66* Dividends unpaid .
635 00
2,815 55

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1, 800 00 Due to other national banks
33 46 ! Due to State banks and bankers .
!, 000 00
Notes and bills re-discounted.
Bills payable
3, 375 00
2)3,011 14 ji

Total.

$75, 000 00

50 00
36, 528 58

171 58

203,041 14

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Ill

VERMONT.
National Bank, Vergennes.
C. T . STEVENS,

President.

No. 1364.

D. H. L E W I S , Cashier.

Resources.

Liabilities.

Loans and discounts
$172, 604 56 1 Capital stock paid in .
1
Overdrafts
150, 000 00 i Surplus fund
U. S. bonds to secure circulation
U. S. bonds to secure deposits
Other undivided profits
U. S.bonds on hand
"6," 500 66 I National bank notes outstanding .
Other stocks, bonds, and mortgages..
41,844 15 j State bank notes outstanding
Due from approved reserve agents...
Due from other banks and bankers . .
"" "6,86395" j Dividends unpaid .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Individual deposits
Premiums paid
United States deposits
3, 669 73 Deposits of U. S. disbursing officers.
Checks and other cash items
Exchanges for clearing house
Bills of other national baiLks
3,073 00 Due to other national banks
Fractional currency
800 00 Due to State banks and bankers .
Specie
70 94
Legal tender notes
22 250 00 Notes and bills re-discounted
U. S. certificates of deposit
|...
Bills payable
6,750 00
Redemption fund with U. S. Treasurer

414,426 33

Total.

$150, C O 00
O
19,072 60
38, 515 12
134,744 00

70, 986 66

1,107 95

414, 426 33

Total.

Waterbury National Bank, Waterbury.
P A U L DILLINGHAM,

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
I
U. S. bonds to secure deposits
;
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
j
Checks and other cash items
|
Exchanges for clearing house
j
Bills of other national banks
I
Fractional currency
Specie
Legal tender notes
X S. certificates of deposit
L
!
Redemption fund with U. S. Treasurer!
Total.

No. 1462.
$161,375 82

C U R T I S W E L L S , Cashier.

Capital stock paid in.

100, 000 00

$100,000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

~^K n^

29, 000 00
8, 303 94
88, 000 00

Dividends unpaid.
| Individual deposits
United States deposits
634 49 Deposits of U. S. disbursing officers.

72. 546 20

1,331 00 Due to other national banks
505 01 | Due to State banks and bankers .
~
4, 550 00 Notes and bills re-discounted.
Bills payable
4, 500 00
297,850 14

297,850 14

National Bank of Newbury, "Wells River.
W. H. CUMMINGS, President.

Loans and discounts
i
Overdrafts
i
U. S. bonds to secure circulation
!
U. S. bonds to secure deposits
j.
U. S. bonds on hand
j
Other stocks, bonds, and mortgages..
Due from approved reserve agents. . . |
Due from other banks and bankers . . !
Real estate, furniture, and fixtures...!
Current expenses and taxes paid
j
Premiums paid
|Checks and other cash items
|
Exchanges for clearing house
|.
Bills of other national banks
j
Fractional currency
|
Specie
|
Legal tender notes
!
U. S. certificates of deposit
j.
Redemption fund with U. S. Treasurer!
Total.




No. 1406.

$288, 770 26
14,345 82
300, 000 00

9,071 92

$300, 000 00

Surplus fund
Other undivided profits

75o"66"
21,188 00
28, 986 67
5,832 68
3, 000 00
1,107 55

G E O R G E LESLIE, Cashier.

Capital stock paid in .

23, 700 00
3, 629 71

National bank notes outstanding
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

479 00
189 70
1,804 00
18,787 00

Due to other national banks
Due to State banks and bankers .

269, 753 00
2,105 44
108, 739 84

394 61

Notes and bills re-discounted.
Bills payable

14,010 00 |
708,322 60 [j

Total.

708,322 60

112

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Randolph National Bank, "West Randolph.
No. 2274.

W. H. Du BOIS, President.

R. T. Du BoiS, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
'
U. S. bonds on hand
;
Other stocks, bonds, and mortgages _. I
Due from approved reserve agents.. Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
]
Bills of other national banks
j
Fractional currency
!
Specie
;
Legal tender notes
U. S. certificates of deposit
!
Redemption fund with U. S. Treasurer
Total.

Liabilities.
$18, 118 20 ! Capital stock paid in.

!

50, 000 00 Surplus fund
Other undivided profits
,
!' National bank notes outstanding
17, 892 62 ji State bank notes outstanding
"1*743'80* • Dividends unpaid
328 70 Individual deposits
8, 392 50 United States deposits
2,732 72
Deposits of U. S.. disbursing officers

j,
I
j
j

$73,210 00
1, 993 97
40, 400 00

I
20, 113 15

1,794 00 Due to other national banks
44 53 Due to State banks and bankers .
2, 420 00 Notes and bills re-discounted.
Bills payable
2, 250 00
135,717 12

135,717 12

Total .

Ascutney National Bank, Windsor.
HIRAM IIARLOW, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents..
Due from other banks and bankers .
Real estate, furniture, and fixtures..
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasure

No. 816.

$32,584 85 '[ Capital stock paid in

I

100, 000 00 ;: Surplus fund
!; Other undivided profits
30,000 00 J:

7, 685 00 1 National bank notes outstanding
,
1") ^36 03 ' State bank notes outstanding
i; Dividends unpaid

$100,000 00
20, 000 00
27,294 09
86, 000 00
1,057 00
48 00

1,784 56 || I n d j v i d u f l l deposits
\\ United States deposits
2,304 05 )\ Deposits of U. S. disbursing officers..
2,114 00 ;j Due to other national banks
43 21 \] Due to State banks and bankers .
6,335 00 i| Notes and bills re-discounted.
.'; Bills payable
4,500 00 ['•
253, 186 73

Total.

HENRY WARDNER, Cashier.

Total.

18, 787 64

253, 186 73

Woodstock National Bank, "Woodstock.
FREDERICK BILLINGS, President.

No. 1133.

HENRY C. JOHNSON, Cashier.

$453, 529 82 | \ Capital stock paid in
;
Loans and discounts
Overdrafts
'
U. S. bonds to secure circulation
300, 000 00 ; Surplus fund
U. S. bonds to secure deposits
1
':. Other undivided profits
U. S. bonds on hand
Other stocks, bonds;, and mortgages..:
26,216 70 National bank notes outstanding
\.
Due from approved reserve agents...'
18, 736 98 State bank notes outstanding
Due from other banks and bankers ..
Real estate, furnitu-'e, and
fixtures...
7, 900 00 '< Dividends unpaid
Current expenses and taxes paid
Individual deposits
Premiums paid
; United States deposits
Checks and other cash items
1, f 39 31 Deposits of U. S. disbursing officers .
Exchanges for clearing house
Bills of other national banks
1, 47:3 00 Due to oilier national banks . . .
Fractional currency
,
22 68 Due to State banks and bankers
Specie
Legal tender notes
10, 000 00 Notes and bills re-discounted
U. S. certificatesof deposit
'.
Bills payable
Redemption fund with U. S. Treasurer
13, 500 00
Total.
Total.
832,417 49




$300, 000 00
28, 200 00
22, 161 66
270, 000 00

867 29
191,188 51

20, 000 00

832,417 49

REPORT OF THE COMPTROLLER OF THE CURRENCY. 113
XUASSACfUJSE T T S.
Abington National Bank, Abington.
No. 1386.

B A X T E R COBB, President.

J. N. FARRAR. Cashier.

Liabilities.

Resources.
$18U, 571
Loans and discounts
I
Overdrafts
!..
""150,000
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
\..
2"260"
U. S. bonds on hand
i
10,000
Other stocks, bonds, and mortgages., j
Due from approved reserve agents ..j
16, 837
Due from other banks and bankers . . ;
320
Real estate, furniture, and fixtures...j
6, 930
Current expenses and taxes paid
j . .
Premiums paid
J..
Checks and other cash items
\
Exchanges for clearing house
|-.
Bills of other national banks
!
Fractional currency
'
Specie
;
Legal tender notes
j
IT. S. certificates of deposit
I
Redemption fund with U. S. Treasurer:

I

I

Surplus fund
Other undivided profits

!
\

National bank notes outstanding
(State bank notes outstanding

$150, 000 00
30, 000 00
22, 345 24
135,000 00

Dividends unpaid.

7, 533 00

3,386 54

Individual deposits
j
United States deposits. j
Deposits of U. S. disbursing officers..;

3, 323
334

Due to other national banks
Due to State banks and bankers .

5, 255

Notes and bills re-discounted
Bills payable

,

41, 285 38

\...
|

7, 000
386, 163 62

Total.

Capital stock paid in

Total.

386,163 62

First National Bank, Adams.
H. J. BLTSS, President.

IT. II. W E L L I N G T O N , Cashier.

Loans and discounts
i
Overdrafts
I
U. S. bonds to secure circulation
j
IT. S. bonds to secure deposits
j
U. S. bonds on hand
|
Other.stocks, bonds, and mortgages.. j
Due from approved reserve agents... j
Due from other banks and bankers . . <
Real estate, furniture, and
fixtures...'
Current expenses and taxes paid.
i
Premiums paid
Checks and other cash items
j
Exchanges for clearing house
i
Bills of other national banks
'
Fractional currency
!
Specie
!
Legal tender notes
\
U. S. certificates of deposit
|
Redemption fund with U. S. Treasurer!
Total.

$254, 906 83
7, 450 13
142, 000 00

Capital stock paid in

:
!

Surplus fund
Other undivided profits

!

j

National bank notes outstanding
•
i
20, 978 J 8 State bank notes outstanding
3, 598 86
Dividends unpaid .
19, 500 00
2,159 40 Individual deposits
United States deposits
5, 709 98 Deposits of U. S. disbursing officers.
576 00 Due to other national banks
472 97 Due to State banks and bankers
3, 550 00
8, 000 00 j Notes and bills re-discounted .
I Bills payable
6,375 00 !
475,277 35

I
j

$150, 000 00
50,000 00
11,812 30
127, 500 00

81,523 96

14, 441 09
40, 000 00

475, 277 35

First National Bank, Amherst.
L. D. HILLS, President.

R. J. D. WESTCOTT, Cashier.

Loans and discounts
Overdrafts
;
U. S. bonds to secure circulation
'
U. S. bonds to secure deposits
!.
U. S. bonds on hand
j
Other stocks, bonds, and mortgages..'.
Due from approved reserve agents... i
Due from other banks and bankers . . :
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
i
Premiums paid
Checks and other cash items
•
Exchanges for clearing house
Bills of other national banks
i
Fractional currency
--- \
Specie
"
|.
Legal tender notes
:
U. S. certificates of deposit
•.
Redemption fund with U. S. Treasurer 1
Total




I

$185, 703 91 i Capital stock paid in
20 48 I
] 50, 000 00 i Surplus fund
O ther undivided profits
500 06*
National bank notes outstanding
41,134 28 State bank notes outstanding
2L, 752 35 i
10, 000 00 i Dividends unpaid .
325 00 |
Individual deposits
United States deposits
1,357 42
Deposits of U. S. disbursing officers
1,016 00
883 07

Due to other national banks
Due to State banks and bankers .

$150, 000 00

50, 000 00
3, 949 03

129, 750 00
3,860 00
85,115 30

124 18

Notes and bills rc-duscounted.
Bills payable
Total.

422, 798 51

114

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Andover National Bank, Andover.
No. 1129.

J . L. TAYLOR, President.

MOSES FOSTER, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
I
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
.'
U. S. certificates of deposit
Redemption fund with U. S. Treasurer;

$212, 687 46
200, 000 00
65, 000 00

Capital stock paid in

s,"66o"66"h
4, 707 25

$250,000 00
50,744 01
766 60

National bank notes outstanding
39,785 15 | j State bank notes outstanding

163, 363 00
9,044 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

71,276 52

4,054 00 I Due to other national banks
67 52 I Due to State banks and bankers .
2, 392 75
2, 500 00 i Notes and bills re-discounted.
Bills payable
9,000 00 )|
515,194 13 j |

Total.

\

Surplus fund
Other undivided profits

Total.

545,194 13

First National Bank, Ashburnham.
No. 2113.

G. C. WINCHESTER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
j
Checks and other cash items
!
Exchanges for clearing house
:
Bills of other national banks
I
Fractional currency
|
Specie
j
Legal tender notes
|
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total .

$35, 032 70
""50,000 00*

5, 592 09
645 00
1,748 60
8, 000 00
51 50

GEO. W. E D D Y , Cashier.

Capital stock paid in.

$50, 000 00

Surplus fund
Other undivided profits

200 00
5, 020 23

National bank notes outstanding
State bank notes outstanding
Dividends unpaid-

43,190 00
16 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

295 00
27 39

Due to other national banks
Due to State banks and bankers .

474 00

5, 693 05

Notes and bills re-discounted .
Bills payable

2, 250 00
104, 119 28

Total.

104,119 28

Athol National Bank, Athol.
T. II. GOODSPEED, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
|
U. S. bonds to secure deposits
j
U. S. bonds on hand
j
Other stocks, bonds, and mortgages.. |
Due from approved reserve agents. ..I
Due from other banks and bankers .,.
Real estate, furniture, and fixtures...
Current expenses and taxes paid
\
Premiums paid
!
Checks and other cash items
j
Exchanges for clearing house
;
Bills of other national banks
j
Fractional currency
\
Specie
i
Legal tender notes
\
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer!
Total




C. A. CHAPMAN, Cashier.

$104,213 70 || Capital stock paid in.
33, 500 00 i Surplus fund
j
Other undivided profits
;
I National bank notes outstanding
State bank notes outstanding
9,024 48
82 82
Dividends unpaid .
7, 413 88
971 49
4, 986 87 Individual deposits
United States deposits
419 78 Deposits of U. S. disbursing officers.
1,571 00 I Due to other national banks
368 05 Due to State banks and bankers .

$100, 000 00
7, 739 53
29, 540 00

30,229 69

£62 85

3, 700 00 INotes and bills re-discounted .
\' Bills payable
1, 500 C i
O
167,772 07

Total.

167, 772 07

REPORT OF THE COMPTROLLER OF THE CURRENCY. 115
MASSACHUSETTS.
Miller's River National Bank, Athol.
ALPHEUS HARDING, President.

No. 708.

Resources.

A. L. NEWMAN, Cashier.

il

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit,
Redemption fund with U. S. Treasurer

$315,560 19
395 93
147, 000 00

17, 278
4,918
6, 500
3, 155

02
99
00
96

437 00

Liabilities.

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

j
i.

Dividends unpaid .

100, 000 00
7, 986 87
122,115 00
957 54

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

122, 226 92

1, 007 00
545 11

10,648 57

Due to other national banks
Due to State banks and bankers .
9,537 00 Notes and bills re-discounted.
Bills payable
""7,"b00 00"
513, 935 20

Total.

$150, 000 00

Capital stock paid in .

513, 935 20

Total.

First National Bank, Attleboro'.
WILLARD BLACKINTON, President.

H. M. DAGGETT, Cashier.

No. 2232.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$144,762 35
35, 000 00

20, 407 50
4,852 98

245 56

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding .

241 46
j

31, 500 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers..

2, 064 00 Due to other national banks
151 45 ! Due to State banks and bankers .
Notes and bills re-discounted.
5,000 00 | i Bills payable
2,075 00 |!
219, 677 59

Total.

$100, 000 00

Capital stock paid in

81,548 69

4, 387 44

Total

First National Bank, Barre.
No. 96.

G-. M. BUTTRICK, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers. ..j
Real estate, furniture, and fixtures. . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
|
Legal tender notes
j
U. S. certificates of deposit
I
Redemption fund with U. S. Treasurer
Total




I

E D W I N WOODS, Cashier.

$202,434 68 Capital stock paid in .

"iso," 666*66"
50 00
2, 800 00
11,300 60
199 88
1,843 88

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .

1, 073 70

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1,985 00
152 81

$150, 000 00
48, 000 00
17, 833 27
135, 000 00
265 00

Due to other national banks
Due to State banks and bankers .

6, 750 00
378, 590 55

27, 492 28

Notes and bills re-discounted
Bills payable
Total.

378, 590 55

116

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Beverly National Bank, Beverly.

JOHN' PICKETT, President.

No. 969.

R. G-. BENNETT, Cashier.

Resources.

Liabilities.
!

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
!.
Other stocks, bonds, and mortgages...'.
Due from approved reserve agents...
Due from other banks and bankers..
Real estate, furniture, and fixtures . . . : .
Current expenses and taxes paid
|
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
.
Redemption fund with U. S. Treasurer

$231,533 12 Capital stock paid in .
1 791 66 i
1
200, 000 00 | Surplus fund
I Other undivided profits
i
j_ National bank notes outstanding
131,353 51 i State banknotes outstanding
586 42
j! Dividends unpaid .

$200, 000 00
50, 000 00
6,286 21
158, 690 00
7, 943 00

25 00 | Individual deposits
i United States deposits
3,083 01 i Deposits of U. S. disbursing officers.

ISO, 934 69

3,201 00 I Due to other national banks
730 18 ! Due to State banks and bankers .
22, 495 00
9, 000 00

Notes and bills re-discounted
Bills payable

603, 853 90

Total.

i
j
:
\
j
\
!

Total.

;

;
603,853 90

First National Bank, Boston.
No. 200.

A. T. LOWE, President.

JOHN CARR, Cashier.

| $1,000,000 00
Loans and discounts
' $3,459,566 69 j | Capital stock paid in
68 20 1
1
|
Overdrafts
;
589,000 00 |j Surplus fund
! 1,000,000 00
U. S. bonds to secure circulation
•
!
|i Other undivided profits
!
179,377 76
U. S. bonds to secure deposits
U. S. bonds on hand
150,400 00 j| National bank notes outstanding
I
530,000 00
Other stocks, bonds, and mortgages . . '
j
111.592 67 j State bank notes outstanding
Due from approved reserve agents.. J
83, 783 20 j I Dividends unpaid
Due from other banks and bankers...,
j
35, 208 00
265, 000 00
Real estate, furniture, and fixtures... j
Current expenses and taxes paid
jl Individual deposits
| 1,753,303 38
Premiums paid
|! United States deposits
|
37, 104 02 Deposits of U. S. disbursing officers.
Checks and other cash items
833, 631 79 \
Exchanges for clearing house
105, 188 00 || Due to other national banks
3,498,158 61
Bills of other national banks
2,659 87 j ! Due to State banks and bankers
i
11,906 69
Fractional currency
3, 060 00 j
Specie
i
280, 400 00 i Notes and bills re-discounted
Legal tender notes.
',
j
:
190,000 00 |i Bills payable
U. S. certificates of deposit
j
160, 000 00
56, 500 00
Redemption fund with U. S. Treasurer
6, 167,951 44 ||

Total.

Total

| 6,167,954 44

Second National Bank, Boston.
JAMES H. BEAL,

No. 322.

President.

A N D R E W J. L O U D , Cashier.

$1,600,000 00
Loans and discounts
; $3, 764, 474 55 \'. Capital stock paid in
16,074 15 !
!
Overdrafts
!
750, 000 00
510,000 00 j| Surplus fund
U. S. bonds to secure circulation
j
]• Other undivided profits
U. S. bonds to secure deposits
j.
61, 928 39
U. S. bonds on hand
j.
486, 000 00
!• National bank notes outstanding
Other stocks, bonds, and mortgages..!.
ono oq- i i ! State bank notes outstanding
i
Due from approved reserve agents...]
Due from oth^r banks and bankers..'
743,352 99 j] D i v i d e n d j J u n p a i d
I
41, 375 00
Real estate, furniture, and fixtures. . . : Current expenses and taxes paid
j. 1
!| Individual deposits
2,130, 650 13
Premiums paid
j. '
i United States deposits
i
!
6, P89 37 : Deposits of U. S. disbursing officers..
•
Checks and other cash items
34.-J, R7i) 51 j:
Exchanges for clearing house
|
984, 372 32
93, 740 00 j Due to other national banks
i
Bills of other national banks
I
35, 865 91
:! Due to State banks and bankers
Fractional currency
I.
28,905 07 i
j
Specie
73,300 00 | Notes and bills re-discounted
Legal tender notes
200,000 00 h Bills payable
U. S. certificates of deposit
!
74,300 00 ;:
Redemption fund with U. S. Treasurer'
Total.




I

6,090, 191 75 |

Total .

6,090, 191 75

REPORT OF THE COMPTROLLER OF THE CURRENCY. 117
MASSACHUSETTS.
Third National Bank, Boston.
No. 359.

P. L. EVERETT, President.

F. B. SEARS, Cashier.

Liabilities.

Resources.
Loans and discounts
\
Overdrafts
\
U. S. bonds to secure circulation
!
U. S. bonds to secure deposits
\
U. S. bonds on hand
!
Other stocks, bonds, and mortgages.. 1
Due from approved reserve agents... \
Due from other banks and bankers...
Real estate, furniture, and fixtures...'
Current expenses and taxes paid
i
Premiums paid
Checks and other cash items
!
Exchanges for clearing house
j
Bills of other national banks.
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer'
Total.

$939,117 02 Capital stock paid in
78 93
200, 000 00 Surplus fund
Other undivided profits
24,510 00 National bank notes outstanding
218,342 40 State bank notes outstanding
123,693 92 \ Dividends unpaid
1,920 83 i Individual deposits
United States deposits
5,198 56 || Deposits of U. S. disbursing officers.
146. 648 78 i
20,390 00 j Due to other national banks
2,244 73 i Due to State banks and bankers
19,528 46 i
40,000 00 j Notes and bills re-discounted
55,000 00 I Bills payable
9,000 00 j:

I $300, 000 00
\
j
!

120, 000 00
21, 481 3L
157, 100 00

[

10, 652 00
1,140, 640 80

1
i
•

55, 083 93
715 59

1.805,673 63 | ;

Fourth National Bank, Boston.
JONAS BENNETT, President.

277.
ij""

MARCUS E . B E N N E T T , Cashier.
" '

"

"
"

~

" """ ~"~j ""

Loans and discounts
$208,118 44 jj Capital stock paid in
| $200,000 00
Overdrafts
U. S. bonds to secure circulation
; ""50*600*60" ji Surplus fund
..)
U. S. bonds to secure deposits
\.
!j Other undivided profits
!
5,265 63
U. S. bonds on hand
!.
|! National bank notes outstanding
;
45, 000 00
Other stocks, bonds, and mortgages.. 25,601 34 | \ State bank notes outstanding
Due from approved reserve agents . .
j
Due from other banks and bankers...•
1, 523 80
Real estate, furniture, and fixtures. . .
2,817 08 || Dividends unpaid
•
2, 336 50
Current expenses and taxes paid
.
Premiums paid
8, 937 50 jj Individual deposits
j
112,121 54
j
178 05 j! United States deposits
Checks and other cash items
36, 206 73 |; Deposits of U. S. disbursing officers..!
Exchanges for clearing house
,
j
Bills of other national banks
•
26, 326 00 |j
f
Fractional currency
'
91 73 || Due to other national banks
22, 000 00
Specie
;.
;i Due to State banks and bankers
:
Legal tender notes
;
20, 000 00 1 Notes and bills re-discoun^ed.
U. S. certificates of deposit
I.
Bills payable
Redemption fund with U. S. Treasurer;
2, 250 00 I
Total.

384,387 17 ;

Total.

Atlantic National Bank, Boston.
ISAAC PRATT, Jr.. President.

No. 643.

JAS. T. D R O W N , Cashier.

; $750, 000 00
Loans and discounts
j $1, 068,141 44 Capital stock paid in
O verdrafts
I.
:
300, 000 00
U. S. bonds to secure circulation
i
524, 000 00 Surplus fund
U. S. bonds to secure deposits
i
Other undivided pi oil in
:
25,201 68
:
U. S. bonds on hand
5, 000 0J
National bank notes outstanding
463, 433 00
Other stocks, bonds, and mortgages..'
Due from approved reserve agents...
268, 490 07 State bank notes outstanding
j
Due from other banks and bankers...;
17, 721 15
Real estate, furniture, and fixtures...'.
170, 427 O) Dividends unpaid
f
29, 294 00
Current expenses and taxes paid
\
794 73
P.emiums paid
\
Individual deposits
623, 517 79
Checks and other cash items
\
3, 728 G1 United States deposits
[
E xchanges for clearing house
59, 188 36
Bills of other national banks
53, 176 O) Deposits of U. S. disbursing officers..:!
f
57, 883 27
Fractional currencv
1, 639 43 Due to other national banks
Specie
."
592 00 Due to State banks and bankers
1, 603 05
!
Legal tender notes
;
19, 454 00 Notes and bills re-discounted
U. S. certificates of deposit
:
35, 000 00 i
'
Redemption fund with U. S. Treasurer
23, 580 00 | Bills payable
Total




! 2, 250, 932 79 i

Total

] 2, 250, 932 79

118

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Atlas National Bank, Boston.
No. 654.

M. D. SPAULOING, President.

CHAS. L. LANE, Cashier.
Liabilities.

Loans and discounts
' $2, 290, 342 43 Capital stock paid in
i $1,
Overdrafts
U. S. bonds to secure circulation
j
POO, 000 00 Surplus fund
j
U. S. bonds to secure deposits
j
I Other undivided profits
!
U. S. bonds on hand
;
Other stocks, bonds, and mortgages-.;
75, COO 00 National bank notes outstanding
•
'
Due from approved reserve agents...'
145, 332 00 State bank notes outstanding
Due from other banks and bankers ..!
48, 056 03 '\ Dividends unpaid .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
i
Individual deposits
Premiums paid
United States deposits
Checks and other cash items
36, 279 46 Deposits of U. S. disbursing officers .
Exchanges for clearing house
101,490 14
Bills of other national banks
52, 810 00 Due to other national banks
!
Fractional currency
4, 455 06 Due to State banks and bankers
Specie
j
187 49
Legal tender notes
'
53, 734 00 Notes and bills re-discounted .
U. S. certificates of deposit
i
45, 000 00 Bills payable
Redemption fund with U. S. Treasurer j
56, C O 00
O
3, 808, 686 61

Total.

Total

......

500, 000 00
300,000 00
94, 526 31
692, 197 00
39, 156 00
941, 662 53
157,497 44
83, 647 33

3,808,686 61

Blackstone National Bank, Boston.
JOSHUA LORTNG, President.

No. 514.

JAMES ADAMS, Jr., Cashier.

Loans and discounts
j $3,903,987 53 !j Capital stock paid in
j $2, 000, 000 00
696 50 | j
Overdrafts
j
914,000 00 I! Surplus fund
\ 400, 000 00
U. S. bonds to secure circulation
I
U. S. bonds to secure deposits
'.
Other undivided profits
!
74, 833 49
U. S. bonds on hand
|
National bank notes outstanding
j 822, 600 00
Other stocks, bonds, and mortgages..!.
324,452 15 !j State bank notes outstanding
Due from approved reserve agents . . . •
:
372,239 07 ;j
Due from other banks and bankers ..j
349,474 31 !!| Dividends unpaid
Real estate, furniture, and fixtures...'
!
69, 393 50
91 00 l
Current expenses and taxes paid [
Premiums paid
!.
Individual deposits
j 2, 218, 886 27
Checks and other cash items
•
United States deposits
|
Exchanges for clearing house
j
Deposits of U. S. disbursing officers.. j
Bills of other national banks
Due to other national banks
! ^10, 833 76
Fractional currency
Specie
\
Due to State banks and bankers .. ..;
309, 328 55
l
Legal tender notes
!
Notes and bills re-discounted
U. S. certificates of deposit
j
Bills payable
•
40, 000 00
Redemption fund with U. S.Treasurer
Total

Total.

I 6,545,875 57

Blue Hill National Bank of Dorchester, Boston.
ASAFH CHURCHILL, President.

No. 684.

Loans and discounts
;
Overdrafts
j
U. S. bonds to secure circulation
|
U. S. bonds to secure deposits
i
U. S. bonds on hand
!
Other stocks, bonds, and mortgages
I
Due from approved reserve agents...
Due from other banks and bankers-..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
I
Exchanges for clearing house
I
Bills of other national banks
j
Fractional currency
j
Specie
!
Legal tender notes
j
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




j

E, J. BlSPHAM, Cashier.

$367,172 86 Capital stock paid in
117 71
200, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
37,043 10 State bank notes outstanding
25. 140 ~'\\ Dividendsunpaid.
1 00 | [ Individual deposits
ji United States deposits
Deposits of U. S. disbursing officers..

$300, 000 00
31, 073 82
43, 4S8 10
170,688 00
9, 894 50
112,634 21

5, 048 CO Due to other national banks
250 11 ; Due to State banks and bankers.
24,130 C > Notes ahd bills re-discounted.
O
;! Bills payable
8, 875 00
667,778 63

Total.

667,778 63

REPORT OF THE COMPTROLLER OF THE CURRENCY.

119

MASSACHUSETTS,
Boston National Bank, Boston.
No. 408.

LYMAN NICHOLS, President.

CHAS. B. HALL, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
j.
U. S. bonds to secure circulation
I
U. S. bonds to secure deposits
j
U. S. bonds on hand
j.
Other stocks, bonds, and mortgages..!
Due from approved reserve agents .-j
Due from other banks and bankers...
Heal estate, furniture, and fixtures....
Current expenses and taxes paid
|
Premiums paid
Checks and other cash items
Exchanges for clearing house
!
Bills of other national banks
j
Fractional currency
j
Specie
i
Legal tender notes
j
IT. S, certificates of deposit
j
Redemption fund with U. S. Treasurer!

104, 393 62
114,064 3'

Surplus fund
Other undivided profits .
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .

335, 246 64
18 62

Individual deposits
United S tates deposit s
Deposits of U. S. disbursing officers.

667, 000 00
50, 000 00

584, 773 28
14, 695 88

74,55') 78
15, 000 00 Due to other national banks
885 80 Due to State banks and bankers
2,700 00
38, 000 00 Notes and bills re-discounted .
90, 000 00 Bills payable
30, 000 00
763, 489 02

Total.

$1, 000, 000 00

., 576, 888 45 ; Capital stock paid in..

Total.

590, 000 00
29,516 00

32, 029 05
177, 209 55

2, 763, 489 02

Boylston National Bank, Boston.
JNO. J. SOREN, Cashier.

JOS. T. BATLEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
j
Checks and other cash items
!
Exchanges for clearing house
j
Bills of other national banks
j
Fractional currency
}
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total

,349,812 32 j! Capital stock paid in.
339 71 j|
590,000 00 jj Surplus fund
|| Other undivided profi
5, 000 00
73,252
17,717
3,125
1
941

10
81
00
50
72

22, 665 09
39,541 81.
50,271 00 \
2, 510 35
1, 579 00
41,000 01)

$700, 000 00
150,000 00
98, 543 92

National bank notes outstanding . . .
State bank notes outstanding
Dividends unpaid

46, 290 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
"44,"200 65"
2,241,987 41

482,150 00

Total.

705, 002 99

60, 000 00

2,241,987 41

Broadway National Bank, Boston.
HENRY SOUTHER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents...
Due from other banks and bankers
Real estate, furniture, andfixtures. . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items..«.
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer'
Total..




H. H. W H I T E , Cashier.
$312,470 07
309 83
200, 00!) 00

Capital stock paid in .

Surplus fund
I Other undivided profits
2, 425 00 National bank notes outstanding
60,137 92 State bank notes outstanding
110,314 32 Dividends unpaid.
! Individual deposits
I United States deposits
1, 563 22 I Deposits of U. S. disbursing officers.
3, 3b6 75
12, 043 00 j Due to other national banks
5,594 00 ! Due to State banks and bankers..
82, 000 00

"s'slh'ho
799, 036 6 L

$200, 000 00
35,901 81
163,650 00
3, 866 00
395, 618 80

Notes and bills re-discounted
Bills payable
Total.

799.036 61

120

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Bunker Hill National Bank of Charlestown, Boston.
No. G35.

EDWARD LAWRENCE, President.

C. R. LAWRENCE, Cashier.

Liabilities.

Resources.

Loans and discounts
I $1,027,137 14 Capital stock paid in
$500, 000 00
Overdrafts
!
110 11
U. S. bonds to secure circulation
I
500, 000 00 Surplus fund.
|
250,000 0Q
!
U. S. bonds to secure deposits
Other undivided profits
I
64, 778 81
U. S. bonds on hand
|
Other stocks, bonds, and mortgages.. i
j National bank notes outstanding
J 448,500 00
j
Due from approved reserve agents ..:
177, 039 66 jj State bank notes outstanding
Due from other banks and bankers .. i
8, 319 94
1, 230 00
1 Dividends unpaid
1
Real estate, furniture, and
fixtures...;
25, 000 00
Current expenses and taxes paid
'.
3, 839 54 |j Individual deposits
;
612,362 62
Premiums paid
jj United States deposits
Checks and other cash items
\
4, 439 68 • Deposits of U. S. disbursing officers..
Exchanges for clearing house
I
32, 986 03
Bills of other national banks
!
29, 266 00 Due to other national banks
2,598 67
Fractional currency
I
7,972 00 Due to State banks and bankers
Specie
'
Legal tender notes
[
30, 860 00 Notes and bills re-discounted.
U. S. certificates of deposit
j
Bills payable
Redemption fund with U. S. Treasurer'
32,500 00
Total .

Total

1,879,470 10

1,879,470 10

Central National Bank, Boston.
No. 2103.

HENRY SMITH, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
;
Other stocks, bonds, and mortgages... j
Due from approved reserve agents...}
Due from other banks and bankers... j
Real estate, furniture, and fixtures... I
Current expenses and taxes paid
j
Premiumspaid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer!

Total.

$822,334 03
" 317,006 66"

33,435
7, 879
7, 400
580
47, 023

15
32
00
50
89

L W. YOUNG, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding

j $500, 000 00
I
i
20, 000 00
!
11,377 81
! 283, 600 00

State bank notes outstanding

j

Dividends unpaid

!

Individual deposits
|
4,541 26
United States deposits
j
37,231 35
Deposits of U. S. disbursing officers..;
30, 286 00
207 03
Due to other national banks
I
Due to State banks aud bankers
59, 000 00
Notes and bills re-discounted
i
:
14*265 65" Bills payable
Total

1,381,183 53

12,111 00'
529, 094 721

25, 000 00

j 1,381,183 53

Columbian National Bank, Boston.
J. T. COOLIDGE, President.

No. 1029.

.1 $1,569,795 48
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
j
900, 000 00
U. S. bonds to secure deposits
\
U. S. bonds on hand
''
Other stocks, bonds, and mortgages... j
Due from approved reserve agents...;
126,013 10
Due from other banks and bankers... i
11, 392 05
Real estate, furniture, and fixtures ...'[
Current expenses and taxes paid
;
Premiums paid
\
Checks and other cash items
Exchanges for clearing house
!
143, 700 66
Bil's of other national banks
!
63,868 00
Fractional currency
:
1,154 74
Specie
j
3,974 00
Legal tender notes
:
75, 000 00
U.S. certificates of deposit
I
205, 000 Of)
Redemption fund with U. S. Treasurer1
40, 0U0 00
Total




I 3,139,898 03

J. M. GORDON, Cashier.

Capital stock paid in

| $1, 000, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding

i
|
\

State bank notes outstanding

j

Dividends unpaid

I

Individual deposits
j
United States deposits
'
Deposits of U. S. disbursing officers. J
Due to other national banks
j
Due to State banks and bankers
i
Notes and bills re-discounted
j
Bills payable
{
Total

400,000 00
16,831 91
694, 400 0 =
0
41,925 00
9S6.741 12:

-

j 3,139,898 03

REPORT OF THE COMPTROLLER OF THE CURRENCY. 121
M A"S S A C H U S E T T S .
Continental National Bank, Boston.
No. 524.

OLIVER DITSON, President.

CHAS. F . SMITH,Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

I
$1, 779, 912 59 j Capital stock paid in

j $1,000, COO 00

642," 666" 66" I Surplus fund

I
j

Other undivided profits
National bank notes outstanding
153, 213 55 State bank notes outstanding
93. 886 12
178,804 70 ! Dividends unpaid
78 L 50
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
Total

Total.

200,000 00
35, 687 75

!
j

560, 790 00

j

23, 915 00

j 1,131, 325 54
I
.i
115,019 06
i
'•
i 3, 066, 737 35

Eleventh Ward National Bank, Boston.
No. 1993.

E L I J A H C. D R E W , President.

Loans and discounts
i
Overdrafts
j
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
\
U. S. bonds on hand
j
Other stocks, bonds, and mortgages ..j
Due from approved reserve agents... {
Due from other banks and bankers ..!
Real estate, furniture, and fixtures... ;
j
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
,
Bills of other national banks
j
Fractional currency
j
Specie
j
Legal tender notes
J
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer!
Total .

G-. S. W H E E L W R I G H T , Cashier.

$398,671 48 1 Capital stock paid in
1
685 90
100, 000 00 1 Surplus fund
1
j i Other undivided profits
\j National bank notes outstanding
4,640 50 \ State bank notes outstanding
Tooo'oo ! I Dividends unpaid
I j Individual deposits
10, 000 00 I j United States deposits
844 04 j I D e p o s i t s of U . S. d i s b u r s i n g officers
11,788 55 1
19, 846 00 j D u e t o o t h e r n a t i o n a l b a n k s
283 62 \ Due to State banks and bankers .
21,505 00 I j Notes and bills re-discounted
; I Bills payable
"4,566*00
576,765 09 j

$300, 000 00
!
;
\
i.

10, 596 92
4,664 74
90, 000 00

|

7, 004 00

!
!.

121, 607 44

.j.

6,491 58
j
10, 653 03
j
j * 25, 747 33
j.
576,765 09

Total.

Eliot National Bank, Boston.
W. H. GOODWIN, President.

No. 536.

R. B. CONANT,Cashier.

Loans and discounts
j $1,564,581 64 Capital stock paid in.
15,304 05
Overdrafts
j
889,000 00 Surplus fund
U. S. bonds to secure circulation
J
U. S. bonds to secure deposits
j
Other undivided profits
Other stocks, bonds, and mortgages ..j
207, 197 02 National bank notes outstanding
D ue from approved reserve agents... j
44,904 47 State bank notes outstanding
Due from other banks and bankers.. .j
Real estate, furniture, and fixtures...!
Dividends unpaid
" * 4 "206*66"
Current expenses and taxes paid
j
7 26
Premiums paid
I
Individual deposits
18,454 06 United States deposits
Checks and other cash items.
;
!
146 677 22 Deposits of U. S. disbursing officers
Exchanges for clearing house
36, 146 00
Bills of other national banks
!
2, 426 39 Due to other national banks
Fractional currency
:
3, 739 81) Due to State banks and bankers
Specie
j
2,811 00 I
Legal tender notes
j
85,000 00 !iNotes and bills re-discounted .
U. S. certificates of deposit
j
40, 000 00 Bills payable
Redemption fundwith U. S. Treasurer:
13, 737 67 j
Suspense account
j
Total




3, 074, 192 58 j

Total

il, 000, 000 00
200,000 00
11,558 27
j
j

738, 870 00

jj

27, 938 00

[
|
.1

837, 434 06

]
j

169,612 74
88, 779 51

3,074,192 58

122

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Everett National Bank, Boston.

W A R R E N SAWYER, President.

No. 1469.

GEO.

Resources.

Liabilities.

Loans and discounts
i
$849,864 87
Overdrafts
!
U. S. bonds to secure circulation
j
232, 000 00
IJ. S. bonds to secure deposits
!
U. S. bonds on hand
i
Other stocks, bonds, and mortgages..
Due from approved reserve agents- - 72, 992 90
Due from other banks and bankers...
13, 956 12
Heal estate, furniture, and
fixtures...
807 20
Current expenses and taxes paid
:
266 67
Premiums paid
15,875 00
Checks and other cash items
Exchanges for clearing house
;
6!), 449 33
Bills of other national banks
26, 830 00
Fractional currency
8,288 14
Specie
753 58
Legal tender notes
i
88, 9H0 00
U. S. certificates of deposit
|
5, 000 00
Redemption fund with U. S. Treasurer,
] 0, 520 00
Total

E. CARR, Cashier.

i

Capital i-:tock paid in .

$100,000 00

.Surplus fund..
Other undivided profits

|

74,100 09
7,288 03

National bank notes outstanding

|

208, 800 00

State bank notes outstanding
11, 500 00.

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers..
Due to other national banks
Due to State banks and bankers

669, 852 67

23,963 11

Notes and bills re-discounted.
Bills payable

3,395,503 81

Total.

1,395,503 81

Faneuil Hall National Bank, Boston.
No. 847.

NATHAN BOBBINS, President.

Loans and discounts
,.
-I
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
'
U. S. bonds on hand
I
Other stocks, bonds, and mortgages..
Due from approved reserve agents....
Due from other banks and bankers...'
Real estate, furniture, and fixtures...!
Current expenses and taxes paid
I
Premiums paid
!
Checks and other cash items
Exchanges for clearing house
!
Bills of other national banks
j
Fractional currency
Specie
i
Legal tender notes
!
U. S. certificates of deposit
!
Redemption fund with U. S. Treasurer!
Total.

$1,

E D W A R D L. T E A D , Cashier.

636 3L

Capital stock paid in .

000*00

Surplus fund
Other undivided profits

250, 000 00
53,134 36

National bank notes outstanding
State bank notes outstanding
041 44
941 57 Dividends unpaid
001) 00
Individual deposits
United States deposits
453 45 Deposits of U. S. disbursing officers..
076 28
022 00
Due to other national banks
436 51
Due to State banks and bankers
146 71
635 00
Notes and bills re-discounted
Bills payable
30, 000 00

521, 000 00

3, 046, 389 27

$1,000,000 00

Total

36, 920 00
1,165, 787 48

19, 547 43

3,046,389 27

First "Ward National Bank, Boston.
W. L. STURTKVANT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation
U. S bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers... j
Real estate, furniture, and fixtures...!
Current expenses and taxes paid
j
Premiums paid
j
Checks and other cash items
\
Exchanges for clearing house
I
Bills of other national banks
'
Fractional currency
j
Specie
j
Legal tender notes
]
U. S. certificates of deposit
|
Redemption fund with U. S. Treasurer
Total




No. 2112.
$384, 237 88
313 06
125, 000 00

30, 990 20
38,701 29
5, 000 00
56 94
15,500 00
694 72
11,363 00
799 45
2,000 00
10,400 00
10, 000 00
6, 625 00
641,081 54

GEO. B. FORD, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding....
State bank notes outstanding
Dividends unpaid .
Individual deposits
.,
United States deposits
Deposits of U. S. disbursing officers .
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total.

$300,000 00
4, 500 00
5, 624 36
112,500 00
8, 304 00
198, 665 18

7,936 90

4,15116
641,681 54

REPORT OF THE COMPTROLLER OF THE CURRENCY. 123
MASSACHUSETTS.
Freeman's National Bank, Boston.
JNO.

H. ROGERS, President.

No. 665.

JEREMY DRAKE, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total'

$1,299,852 93
384 35
400, 000 00

Capital stock paid in .

Surplus fund
Other undivided profits
National bank notes outstanding
198,192 45 State bank notes outstanding
21, 96S 73
Dividends unpaid .
4,000 00
Individual deposits
United States deposits
636 68 Deposits of U. S. disbursing officers.
50,181 34
3,550 00 Due to other national banks
401 00
j
2, 026 21 Due to State banks and bankers
51,524 00 Notes and bills re-discounted.
10, 000 00 Bills payable
18, 000 00
Total

2,060,717 69

$800, 000 00
200, 000 00
9,333 49
356,190 00
19, 749 00
622, 656 01

33, 830 54
18, 958 65

2,060,717 69

Globe National Bank, Boston.
WM.

No. 936.

B. STEVENS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bon.ts on hand
Other stocks, bonds, and mortgages-Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
,
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total .

CHAS. JAS. SPRAGUE, Cashier.

12,021,229 50

Capital stock paid iu .

, 000, 000 00

"466,665 66

Surplus fund
Other undivided profits

250, 000 00
57, 403 00

National bank notes outstanding
State bank notes outstanding

344, 000 00

160, 671 26
8,870 65

Dividends unpaid .
518 61 Individual deposits
United States deposits
Deposits of U. S. disbursing officers..
94,801 66
15,764 00 Due to other national banks
498 84 Due to State banks and bankers
162,000 00 Notes and bills re-discounted.
Bills payable

40, 600 00
981,352 86

208, 998 66

is"666"66"

Total.

2, 882, 354 52

2,882,354 52

Hamilton National Bank, Boston.
S. S. BLANC HARD, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U.S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks.
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total

~~~ H. Ex. 3—Iif~"




No. 778.
,432,944 45
212 64
270, 000 00

100, 678 26
11,368 36
30 00

GEO. W. NEWHALL, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

2,155, 064 92 |

Total

$750, 000 00
150,000 00
32,410 69
226, 700 00
19,905 00
884,496 20

16, 553 03

75," 665 "66
2, 155,064 92

124

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Howard National Bank, Boston.
No. 578.

R. E. DEMMON, President.

S. F . W ILK INS, Cashier.

Resources.

Liabilities.

! $1,000,000 00
Loans and discounts
i $2, 074, 582 27 Capital stock paid in
3,201 03
Overdrafts
j
500, 000 00
Surplus fund
I
150, 000 00
U. S. bonds to secure circulation
U. S. bonds to secure deposits
Other undivided profits
j
42, 768 40
II. S. bonds on hand
National bank notes outstanding
|
437, 200 00
Other stocks, bonds, and mortgages..:.
186,746 95 State bank notes outstanding
Due from approved reserve agents...;
53, 759 80
Due from other banks and bankers . .
Dividends unpaid
26, 792 00
Real estate, furniture, and fixtures...;.
Current expenses and taxes paid-.... i
Individual deposits
j
979, 403 38
Premiums paid
i.
United States deposits
L
27,326 02 Deposits of U. S. disbursing officers..!
Checks and other cash items
324,375 61
Exchanges for clearing house
;
33, 159 00 Due toother national banks
j
512,017 82
Bills of other national banks
\
1,063 47
Fractional currency
Due to State banks and bankers
I
119, 224 75
979 09
Specie
59,000 00 Notes and bills re-discounted
Legal tender notes
;
j
180, 000 00
U. S. certificates of deposit
I
Bills payable
!
22, 500 00 \.
Redemption fund with U. S. Treasurer;
Total

1,267,406 35 V

i

3, 267, 406 35

Manufacturers' National Bank, Boston.
E D W A R D TURNER, President.

F

No. 2111.

Loans and discounts
i
Overdrafts
;
U. S. bonds to secure circulation
U. S. bonds to secure deposits
;
U. S. bonds on hand
Other stocks, bonds, and mortgages.. 1
Due from approved reserve agents...;
Due from other banks and bankers . . '
Real estate, furniture, and fixtures.. J
Current expenses and taxes paid
Premiums paid
i
Checks and other cash items
Exchanges for clearing house
>
Bills of other national banks
\
Fractional currency
:
S pe cie
Legal tender notes
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer]

$971,679 45
167, 000 00

127,132 27
3 9, 893 63
107, 524 91
1,870 15
28,077 45
6, 437 61
64, 399 74
7, 460 00
678 97
84, 000 00
20, 000 00
7, 500 00

Capital stock paid in

$500, 000 00

Surplus fund
Other undivided profits

11, 000 00
8, 510 08

National bank notes outstanding . . .
State bank notes outstanding
Dividends unpaid.

149, 000 00
13, 725 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers -

730, 802 37

Due to other national banks
Due to State banks and bankers

102, 706 97
97,879 79

Notes and bills re-discounted.
Bills payable

1,613,654 21

Total .

.E. SEAVER, Cashier.

Total

1,613,654 21

Market National Bank, Boston.
No. 505.

C. O. WHITMORE, President.

JON A. B R O W N , Cashier.

Capital stock paid in .
Loans and discounts
| $1,289,966 02
812 98
Overdrafts
j
Surplus fund
400, 000 00
U. S. bonds to secure circulation
i
X S. bonds to secure deposits
L
).
Other undivided profits
U. S. bonds on hand
i
National bank notes outstanding . . .
Other stocks, bonds, and mortgages..!.
State bank notes outstanding
156, 193 17
Due from approved reserve agents... i
22, 313 13
Due from other banks and bankers . . j
Dividends unpaid...
Real estate, furniture, and fixtures... i.
Current expenses and taxes paid
J.
Individual deposits .
Premiums paid
i.
United States deposits . . . . . . . . . . . . .
4, 885 65 ; Deposits of U. S. disbursing officers.
Checks and other cash items
;
34, 662 80
Exchanges for clearing house
\
14,511 00 !Due to other national banks
Bills of other national banks
'•
3, 422 86 ! Due to State banks and bankers .
Fractional currency
15, 644 00 j
Specie
50,919 00 ] Notes and bills re-discounted.
Legal tender notes
j
35, 000 00 ' Bills payable
TJ. S. certificates of deposit
j
17, 750 00 i
Redemption fund with U. S. Treasurer;
Total




!

2,053,580 61

Total .

$300, 000 00
93, 224 52
40, 424 37
354, 990 00
28, 264 00
731, 765 51

4,912 2L

2,053,580 6L

REPORT OF THE COMPTROLLER OF THE CURRENCY.

125

MASSACHUSETTS.
Massachusetts National Bank, Boston.
HENRY A. RICE, President.

No. 974.

Resources.

H. K. FftOTHlNGHAM, Cashier.

!j

Liabilities.

$2, 280, 429 67 I Capital stock paid in
Loans and discounts
| $300, 000 00
Overdrafts
,
415,666 "66 ! | Surplus ftmd
200, 000 00
U. S. bonds to secure circulation
IT. S. bonds to secure deposits
43, 012 25
. | Other undivided profits
U. S. bonds on hand
359,397 00
I i National bank notes outstanding —
Other stocks, bonds, and mortgages . .
65,040 16 ; I State bank notes outstanding
Due from approved reserve agents
46,100 34 Dividends unpaid .
Due from other banks and bankers ...
20, 958 00
Real estate, furniture, and fixtures . . . j
4,782 17
3,296 33 j Individual deposits
Current expenses and taxes paid
j
1,465,582 04
Premiums paid
j
| United States deposits
4,814 53 I Deposits of U. S. disbursing officers.
Checks and other cash items
!
165,416 97
Exchanges for clearing house
12, 378 00 Due to other national banks
Bills of other national banks
Fractional currency
2,617 32 Due to State banks and bankers —
3,123 31
Specie
22,768 11
196,429 00 \\ Notes and bills re-disconnted .
Legal tender notes
60, 000 00 :! Bills payable
465,666" 66
U. S. certificates of deposit
20, 000 00
Redemption fund with U. 8. Treasurer
3,297,072 60 !|

Total.

Total

I 3,297,072 60 .

Maverick National Bank, Boston.
NEHEMIAH GIBSON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

No. 677.

SAML. PHILLIPS, Jr., Cashier.

51,284,884 22 II Capital stock paid in

|

"466'666 66 11 Surplus fund

I Other undivided profits
ij
National bank notes outstanding
114,008 84 State bank notes outstanding
56, 482 48 Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
I Due to State banks and bankers
Notes and bills re-discounted.
I Bills payable
Total.

Total.

$400,000 00
175, 000 00
36, 589 92
360, 000 00

11,131 00
1, 026, 504 67
6, 083 90
23, 300 85
115, 000 00
2, 153, 610 34

Mechanics' National Bank, Boston.
ALVAN SlMONDS, Cashier.

J. W. CONVERSE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
j
Checks and other cash items
\
Exchanges for clearing house
I
Bills of other national banks
!
Fractional currency
j
Specie
[
Legal tender notes
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer!

Total




$373, 796 35

Capital stock paid in.

"225,666*66

Surplus fund
Other undivided profits

49,704 77

78, 595 17
9,000 00
2, 470 50
7,338 97
10, 062 00
212 70
22, 010 00
10, 000 00
15,000 (O
J
803, 190 46

National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$250, 000 00
60, 000 00
3, 718 35
198, 800 00
12,940 75
277, 731 36

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total .

803, 190 46

126

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Merchants' National Bank, Boston.

FRANKLIN HAVEN, President.

No. 475.

GEO. R. CHAPMAN, Cashier.

Resources.

Liabilities.

$5,900,800 16
Loans and discounts
Overdrafts
2, 100,000 00
U. S. bonds to secure circulation
100, 000 00
U. S. bonds to secure deposits
l
200, 000 00
U. S. bonds on hand
Other stocks, bonds, and mortgages..
330, 333 19
Due from approved reserve agents...
223, 323 34
Due from other banks and bankers . .
375, 000 00
Real estate, furniture, and fixtures...
Current expenses and taxes paid
36, 000 00
Premiums paid
10, 066 12
Checks and other cash items
1,554, 63 L 72
Exchanges for clearing house
18, 800 00
Bills of other national banks
27, 446 56
Fractional currency
45,237 50
Specie
476,815 00
Legal tender notes
140,000 00
U. S. certificates of deposit
169, 500 00
Redemption fund with {]. S. Treasurer

1,140,000 00
112, 841 05

Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding

1, 795, 617 00

Dividends unpaid .

99,525 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers..

4, 863, 002 65
15,603 11
517, 353 85
164, 510 93

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

11,708,453 59

Total..

$3, 000, 000 00

Capital stock paid in.

Total

11,708,453 59

Metropolitan National Bank, Boston.
S. D. LORING, Cashier.

No. 22?9.

S. W. RICHARDSON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bouds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents..
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$636,179 69 Capital stock paid in;
Surplus fund
Other undivided profits
National bank notes outstanding .
48,020 88 State bank notes outstanding
72, 195 62 Dividends unpaid .
210 91
4,810 25 Individual deposits
7, 062 50 United States deposits
229 62 Deposits of U. S. disbursing officers.
38,557 17
21,889 00 Due to other national banks
736 89 Due to State banks and bankers
29, 438 00 Notes and bills re-discounted.
40, 000 00 Bills payable
17,000 00 i
966, 330 53

Total.

$500, 000 00

so, 665 65

Total.

10, 98L 63

428, 795 45

281 30
26, 272 15

966, 330 53

Monument National Bank of Cliarlestown, Boston.
JAS. O. CURTIS, President.

No. 1005.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents.. •
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash itemg
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
|
Legal tender notes
I
U. S. certificates of deposit
[
Redemption fund with U. S. Treasurer!
Total




j

$146,722 39

WARREN SANGER, Cashier.
$150, 000 00

Capital stock paid in.

Surplus fund
Other undivided profits
5, 000 66
National bank notes outstanding
118,080 18 State bank notes outstanding
Dividends unpaid.
50, 000 00

25, 261 57
12, 937 00
7,929 18
80 75
22, 500 00
2,250 66
690,767 12

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
Total

...

125, 000 00
47, 200 59
38,990 00
5, 730 00
322, 656 12

1,190 41

690,767 12

REPORT OF THE COMPTROLLER OF THE CURRENCY.

127

MASSACHUSETTS.
Mount Vernon National Bank, Boston.
CARMI E. KING, President.

No. 716.

H. W. PERKINS, Jr., Cashier.
Liabilities.

Resources.

Capital stock paid in .

$200, 000 00

Surplus fund
!! Other undivided profits
1,625 00 National bank notes outstanding...
51,416 66 State bank notes outstanding
20,714 64
[ Dividends unpaid .

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
IT. S. certificates of deposit
Redemption fund with U.S. Treasurer

40, 000 00
25, 346 47

179,812 00
5, 276 00

3,214 33

11 Individual deposits
'I United Statesdeposits
3, 036 86 ! Deposits of U. S. disbursing officers.
30,916 47 j
15, 908 00 I Due to other national banks
7,511 77 I Due to State banks and bankers . . .
225 00
4, 240 00 | Notes and bills re-discounted.
55, 000 00 I Bills payable
9, 000 00 j
846, 560 30

Total.

396,125 83

Total.

846, 560 30

National Bank of Brighton, Boston.
BELA S. FISKK, Cashier.

C. W. KIXGSLEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tendf r notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurerj
Total.

$443, 638 03 Capital stock paid in .
3,075 87
200, 000 00 Surplus fund
Other undivided profits
520 00 National bank notes outstanding
14,184 24 ; State bank notes outstanding
1,230 80 j
47,141 94 | Dividends unpaid.
6, 962 92 I Individual deposits
United States deposits
1,342 71 | Deposits of U. S. disbursing officers.

$300, 000 00
75, 000 00
30,355'43
168,603 00
384 00
145, 862 33

4,698 00 ! Due to other national banks
39 25 Due to State banks and bankers .
13,371 00 I Notes and bills re-discounied.
____
I Bills payable

25, 000 00

"'9*66o*6o" I

745,204 76 j

Total

745,204 76

National Bank of Commerce, Boston.
No. 554.

BENJ. E. BATES, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid.
Premiums paid
Checks and other cash items
Exchanges for clearing house
j
Bills of other national banks
...|
Fractional currency
j
Specie
!
Legal tender notes
j
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer
Total




j

4, 675, 087 56
152 42
667, 000 00

* 106,666 06
89,621 20
464,822 58
128, 737 24

GKO.

W. HARRIS, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid

2,821 97

Individual deposits
United States deposits
23, 303 71 i Deposits of U. S. disbursing officers.
388,221
188, 065
535
13, 540
453,20C
200, 000
70, 000

98 |
00 !
25 i
25 '
00
00
00

7, 465,109 16

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable
Total

$2, 000, 000 00
j

620, 000 00
88, 328 38
506,170 00
64, 562 63
2,412,724 86

1, 735, 003 35
38, 319 94

7, 465, 109 16

128

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
National Bank of the Commonwealth, Boston.

E. C. SHERMAN, President.

No. 1827.

Resources.

JNO. J. EDDY, Cashier.

j

$3,630,905 01
Loans and discounts
244 12
Overdrafts
334, 000 00
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
103, 800 09
517,738 75
Due from approved reserve agents..
599, 776 71
Due from other banks and bankers...
100, 606 42
Real estate, furniture, and fixtures...
Current expenses and taxes paid
60, 000 00
Premiums paid
26, 634 41
Checks and other cash items
325,319 88
Exchanges for clearing house
26, 785 00
Bills of other national banks
1,236 98
Fractional currency
4, 638 26
Specie
612, 000 00
Legal tender notes
U. S. certificates of deposit
|
Redemption fund with U. S. Treasurer
15, 040 00

Liabilities.
Capital stock paid in

j

$500, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding ...

!
i

100, 000 00
39, 278 38

Dividends unpaid

12r912 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

6, 358, 785 63 j

Total.

300, 000 00

Total

2, 977, 308 83

j 2, 400, 838 47
;
28, 448 03

! 6,358,785 63

National Bank of North America, Boston.
ISAAC T. BUIITI, President.

No. 672.

Jxo. K. HALL, Cashier.

Loans and discounts
! $1,496,405 12 : Capital stock paid in
$1, 000, 000 00
Overdrafts
j.
U. S. bonds to secure circulation
!
112,165 98
672, 500 00 Surplus fund
U. S. bonds to secure deposits
j
Other undivided profits
j
17,991 49
i
U. S. bonds on hand
!.
National bank notes outstanding
! 562, 653 00
Other stocks, bonds, and mortgages..!
Due from approved reserve agents... j
41, 097 97 State bank notes outstanding
Due from other banks and bankers ..'
102 170 63 Dividends unpaid
j
25, 023 00
Real estate, furniture, and fixtures...'
i
Current expenses and taxes paid
j
165 34
Individual deposits
j 726, 359 36
Premiums paid
!
jj United States deposits
j
Checks and other cash items
j
! i Deposits of U. S. disbursing officers.. j
Exchanges for clearing house
!
77, 152 49 )|
I
Bills of other national banks
j
14, 791 00 ! j Due to other national banks
I 102, 206 67
Fractional currency
1, 200 59 !| Due to State banks and bankers
!
3, 359 01
Specie
6, 093 37 !!
j
Legal tender notes
\
108,182 00 jj Notes and bills re-discounted
!
U. S. certificates of deposit
|
' | Bills payable
|
Redemption fund with U. S. Treasurer.
30,000 00 1
1
j
Total

!

2,519,758 51

Total.

2, 549, 758 51

National Bank of Redemption, Boston.
W M . D. FORBES. President.

No. 515.
I

$4, 774, 839 63
Loans and discounts
189 49
Overdrafts
j
890, 000 00
U. S. bonds to secure circulation
U. S. bonds to secure deposits
I
U. S. bonds on hand
I
100,000 00
Other stocks, bonds, and mortgages..!
Due from approved reserve agents... j
8."5, 255 31
Due from other banks and bankers ..[
137, 849 66
Real estate, furniture, and fixtures...
Current expenses and taxes paid
1,600 45
Premiums paid
Checks and other cash items
19,783 03
Exchanges for clearing house
793,015 26
Bills of other national banks
j
47, 506 00
Fractional currency
I
1, 130 00
Specie
I
9,261 39
Legal tender notes
j
31,683 (iO
U. S. certificates of deposit
I
415,000 00
Redemption fund with U. S. Treasurer'
192, 000 00
Total




I

8,269, 113 19

E. A. PUESBREY, Cashia

| Capital stock paid in

I $1, 000, 000 00

Surplus fund
Other undivided profits

j
j

500, 000 00
65, 971 05

National bank notes outstanding
State bank notes outstanding
Dividends unpaid

j
!
1

635, 860 00

i

26,265 00

Individual deposits
j ], 115, 623 24
United States deposits
j
Deposits of U. S. disbursing officers.. I
Dae to other national banks
Due to State banks and bankers

|

4,067,391 41
858, 002 49

Notes and bills re-discounted.
Bills payable
Total

| 8,269,113 19

REPORT OF THE COMPTROLLER OF THE CURRENCY.

129

MASSACHUSETTS.
National Bank of the Republic, Boston.
DAVID SNOW, President.

No. 379.

Resources.

CHAS. A VIALLE, Cashier.

|

Liabilities.

Loans and discounts
I $1, 877, 499 00 Capital stock paid in
Overdrafts
U. S. bonds to secure circulation
| 1, 100, 000 00 Surplus fund
U. S. bonds to secure deposits
....
Other undivided profits
U. S. bonds on hand
!
Other stocks, bonds, and mortgages..;
National bank notes outstanding
Due from approved reserve agents... ;
645, 262 23 State banknotes outstanding
Due from other banks and bankers .. {
62, 691 56
Real estate, furniture, and
fixtures...;
121, 394 85 Dividends unpaid .
Current expenses and taxes paid
!
35 85
Premiums paid
i
21, 350 00 Individual deposits
United States deposits
Checks and other cash items
Deposits of U. S. disbursing officers.
Exchanges for clearing house*
137, 264 71
Bills of other national banks
i
10, 000 00 I Due to other national banks
Fractional currency
j
1, 500 00 Due to State banks and bankers . . .
Specie
\
Legal tender notes
j
93, 500 00 Notes and bills re-discounted
IT. S. certificates of deposit
i
Bills payable
Redemption fund with U. S. Treasurer;
49, 500 00
Total

I 4,119,998 20

$1, 500, O G C
0 O
!
j

300, 000 00
172,426 56

j
!

990, 000 00
50,740 00
834, 440 26

223,859 38
8, 532 00
40, 000 00
4,119, 998 20

Total.

National City Bank, Boston.
No. 609.

CHAS. L. THAYER, President.

CHAS. C. BARKY. Cashier.

Loans and discounts
j $1,428,304 57 j| Capital stock paid in
Overdrafts
i.
5io, 666" 65* | || Surplusfund
U. S. bonds to secure circulation
j
>
U. S. bonds to secure deposits
j.
-|| Other undivided profits
5, 900 00
U. S. bonds on hand
;
14,765 00 1 National bank notes outstanding
1
Other stocks, bonds, and mortgages..!
85,105 31 j! State bank notes outstanding
Due from approved reserve agents... i
47,679 19 Dividends unpaid .
Due from other banks and bankers .. |
59,212 10
Real estate, furniture, and fixtures. ..j
-Current expenses and taxes paid
L
' j | Individual deposits
Premiums paid
j.
'! | United States deposits
Checks and other cash items
|
I Deposits of U. S. disbursing officers.
105,601 33
Exchanges for clearing house
j
59, 224 00 j Due to other national banks
Bills of other national banks
i
3,451 27 i Due to State banks and bankers
Fractional currency
\
9, 607 28
Specie
|
Legal tender notes
j
1 Notes and bills re-discounted
1
42, 450 00
U. S. certificates of deposit
j.
Bills payable
Redemption fund with U. S. Treasurer:

j $1,000,000 00
\
|
j
!

102,682 39
111,632 44
416, 490 00
22, 967 00
626, 702 44

98, 825 78

"is," 666 "56

23,"C00* 66" I

Total.

2, 394, 300 05 j

Total

2, 394, 300 05

National Eagle Bank, Boston.
R. S. COVELL, President.
Loans and discounts
j
Overdrafts
\
IT. S. bonds to secure circulation
•
U. S. bonds to secure deposits
I
U. S. bonds on hand
j
Other stocks, bonds, and mortgages.-!
Due from approved reserve agents... j
Due from other banks and bankers .. j
Real estate, furniture, and fixtures...!
Current expenses and taxes paid
j
Premiums paid
Checks and other cash items
Exchanges for clearing house
|
Bills of other national banks
J
Fractional currency
s
Specie
I
Legal tender notes
i
IT. S. certificates o f deposit
!
Redemption fund with U. S. Treasurer
Total




\V. G. BROOKS, Jr., Cashier.

No. 993.

, 638, 715 81 |l Capital stock paid in
$1,000,000 00
1,943 61. !|
390, 000 00 ! Surplus fund
200, 000 00
3,674 46
j Other undivided profits
j
| National bank notes outstanding
318,480 00
47, 834 35 I State bank notes outstanding
6,064 15 ! Dividends unpaid .
24,321 00
880 80 |j Individual deposits
804,211 98
1 United States deposits
1
7,490 50 |! Deposits of U. S. disbursing officers.
122,756 50
42, 727 00 i Due to other national banks . . .
50, 812 91
4, 026 97 Due to State banks and bankers.
1,260 66
120,300 (JO j Notes and bills re-discounted.
I Bills payable
17, 500 00
2, 401, 500 35

Total

2,401,500 35

130

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
National Exchange Bank, Boston.

A. I. BENYON, President.

J . M. PETTF.NGILL, Cashier.

Resources.

Liabilities.

$4,441,798 63 Capital stock paid in.
Loans and discounts
5,645 91
Overdrafts
U. S. bonds to secure circulation
889, 000 00
Surplus fund
U. S. bonds to secure deposits
Other undivided profits
U. S. bonds on hand
I.
Other stocks, bonds, and mortgages..!.
I National bank notes outstanding
State bank notes outstanding
Due from approved reserve agents.. J
Due from other banks and bankers . .
146,858 73 |j
Dividends unpaid .
Real estate, furniture, and fixtures...[.
Current expenses and taxes paid
j
' "29 "519" 56"!;
Individual deposits
Premiums paid
United States deposits
Checks and other cash items
Deposits of U. S. disbursing officers.
Exchanges for clearing house
419,215 79 i
20, 982 00 ! Due to other national banks
Bills of other national banks
!
3,913 34 j Due to State banks and bankers . . .
Fractional currency
j
43,889 45 i
Specie
j
483,0U0 00
Legal tender notes
Notes and bills re-discounted
30, 000 00 i Bills payable
U. S. certificates of deposit
|
40, 000 00 I
Redemption fund with U. S. Treasurer:
Total .

6, 898, 23 L i6 i

$1. 000, 000 00
777,127 85
61,977 87
710, 500 00
39, 504 00
2, 086, 612 24

1, 340, 909 39
606, 599 81
275, 000 00

Total.

6,898,231 16

National Hide and Leather Bank, Boston.
GEO. RlPLEY, President.

No. 460.

GEO. N. JONES, Cashier.

Loans and discounts
j $2,705,489 25 j! Capital stock paid in
( $1,500,000 00
502 97 1
1
!
Overdrafts
i
U. S. bonds to secure circulation
I
1,093,000 00 j! Surplus fund
I
144,000 00
j
!
Other undivided profits
|
31, 447 44
U. S. bonds to secure deposits
U. S. bonds on hand
|.
I National bank notes outstanding
982, 800 00
Other stocks, bonds, and mortgages..j
^^ o -._ pg 1 State bank notes outstanding
- 1
|
Due from approved reserve agents... j
Due from other banks and bankers . . •
56,241 29
Dividends unpaid
\
39, 508 00
Real estate, furniture, and fixtures. . .
Current expenses and taxes paid
j
4 ' "30 00 !' ^ i v i d n a l ^Posits
j 1,092,742 76
Premiums paid
United States deposits
j
12, 053 97 Deposits of U. S. disbursing officers..j
Checks and other cash items
i
Exchanges for clearing house
;
167, 179 96
543,015 42
Bills of other national banks
!
Due to other national banks
j
2, 265 65 Due to State banks and bankers
245,849 62
Fractional currency
!
|
4, 159 90 j
Specie
j
174,942 00 I Notes and bills re-discounted
Legal tender notes
i
j
U. S. certificates of deposit
.|
Bills payable
j
Redumption fund with U. S. Treasurer: """"45"275"66" j
Total.

4, 579, 363 21 i

Total

-

I 4, 579, 363 24

National Market Bank of Brighton, Boston.
L I F E BALDWIN, President.

No. 806.

Loans and discounts
Overdrafts
j
U. S. bonds to secure circulation
j
U S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
,
Specie
Legal tender notes
,
U. S. certificates of deposit
,
Redemption fund with U. S. Treasurer
Total




,

$588,832 36
9, 738 5 L
250, 000 00
4, 000 00
20, 000 03
8, 000 00

27, 987 34
6, 090 00
210 75
12, 000 00
5, 000 00
16, 150 00
948,014 96

E. P. W R I G H T , Cashier.

Capital stock paid in

I

$250,000 00

Surplus fund
Other undivided profits

|
\

100,000 00
49, 666 01

National bank notes outstanding
State bank notes outstanding . . .

!
i

214, 400 00

Dividends unpaid

I

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers .

14, 329 00
117,569 64

|

202, 050 31

Notes and bills re-discounted.
Bills payable
Total.

948,014 S6

REPORT OF THE COMPTROLLER OF THE CURRENCY.

131

MASSACHUSETTS.
National Revere Bank, Boston.
No. 1295.

SAUL. II. WALLEY, President.

HENRY BLASDALE, Cashier.

Resources.

Liabilities.

$4,197, 400 06 I Capital stock paid in
Loans and discounts
$2, 000, 000 00
1,963 3L
Overdrafts
1,112, 000 00 Surplus fund
400, 000 00
U. S. bonds to secure circulation
U. S. bonds to secure deposits
17,170 62
I Other undivided profits
U. S.bonds on hand
Other stocks, bonds, and mortgages ..j
1,000,(500 00
18,100 00 National bank notes outstanding
Due from approved reserve agents...
367,268 96 State bank notes outstanding
Due from other banks and bankers ..
289, 958 77 Dividends unpaid
52, 533 00
Real estate, furniture, and fixtures...
109 15 Individual deposits
Current expenses and taxes paid
2, 290, 543 52
Premiums paid
54, 226 25
United States deposits
Checks and other cash items
Deposits of U. S. disbursing officers. .
Exchanges for clearing house
j
"i.33,'276'67*
Bills of other national banks
i
77,290 00 Due to other national banks
987, 697 45
Fractional currency
j
377 13 Due to State banks and bankers
44,854 1L
Specie
>
3, 029 00
417,800 00 I Notes and bills re-discounted.
Legal tender notes
j
40, 000 00 Bills payable
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer,
80, 000 00
Total.

.I

6, 792, 798 70

Total.

6, 792, 798 70

National Rockland Bank of Roxbury, Boston.
SAMUEL L I T T L E ,

No. 615.

President.

Loans and discounts
;
$604, 835 12
Overdrafts
I
1, 343 33
O
U. S. bonds to secure circulation
j 315, 000 G
U. S. bonds to secure deposits
j
XL S. bonds on hand
|
Other stocks, bonds, and mortgages...!
21,
Due from approved reserve agents. ..j
Due from other banks and bankers ..j
Real estate, furniture, and f i x t u r e s.jj
Current expenses and taxes paid
Premiums paid

J

Checks and other cash items
Exchanges for clearing house
Bills of other national banks
j
Fractional currency
J
Specie
j
Legal tender notes
j
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer;
Total.

99, 662 23
5, 204 02

R. B. FAIRBAIRN, Cashier.

•Capital stock paid in

I

j National bank notes outstanding
I! State bank notes outstanding
|j Dividends unpaid .

00 1 Due to other national bank s
1
28 ;! Due to State banks and bankers.
36
00 1 Notes and bills re-discounted.
1
00 1 Bills payable
1
00

1,212,927 75

160,000 00
8, 684 98

J
j.

1 Individual deposits
1
ij United States deposits
79,024 41 j! Deposits of U.S. disbursing officer.
009
056
293
000
000
500

$300,000 00

I
!

Surplus fund
Other undivided profits

Total

263, 500 00
] 6, 833 00
456,369 15

7, 540 62

1,212,927 75

National Security Bank, Boston.
S. A. CARLTON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S, bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents . .
Due from other banks and bankers . .
Real estate, furniture, and fixtures .. j
Current expenses and taxes paid
j
Premiums paid
j
Checks and other cash items
j
Exchanges for clearing house
j
Bills of other national banks
j
Fractional currency
I
Specie
«
!
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




-.

CHAS. R. BATT, CasJder.

No. 1675.

$716,771 40 !Capital stock paid*in
14,933 31 '
200, 000 00 Surplus fund
Other undivided profits.
National bank notes outstanding
88,399 91 i State bank notes outstanding
42, 139 31 ! Dividends unpaid.
75, 000 00 I
Individual deposits
United States deposits
4,782 35 | Deposits of U. S. disbursing officers.
81,698 78 !'
37, 957 00 | Due to other national banks
2, 836 43 i Due to State banks and bankers .
68, 963 0Q I Notes and bills re-discounted.
30, 000 00 ! Bills payable
9, 000 00 j
1,372,481 49 jj

Total

$200, 000 00
140, 000 00
5,183 64
180, 000 00
3,198 00
835, 334 25

8, 765 60

i 1, 372, 481 49

132

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
National Union Bank, Boston.
No. 985.

O. C. RICHARDSON, President.

ALMARIN TROWBRIDGE, Cashier.

Resources.

Liabilities.

Loans and discounts
! $2,190, 043 76 I Capital stock paid in.
1, 000, 000 00
Overdrafts
i
!
U. S. bonds to secure circulation
620, 000 00 •, Surplus fund
500, 000 00
U. S. bonds to secure deposits
j
60, 347 70
: | Other undivided profits
U. S. bonds on hand
''
Other stocks, bonds, and mortgages.. |
National bank notes outstanding
537,958 00
Due from approved reserve agents... !
179, 457 17! State bank notes outstanding
Due from other banks and bankers ..!
64, 258 9L
Dividends unpaid .
42,299 00
Real estate, furniture, and fixtures...
Current expenses and taxes paid
j
2 00 | Individual deposits
j 1, 2L5, 020 53
Premiums paid
!
I United States deposits
j
Checks and other cash items
Deposits of U. S. disbursing officers.. I
!
Exchanges for clearing house
96, 723 30
Bills of other national banks
29, 620 00 Due to other national banks
21,138 60
Fractional currency
508 15 \ Due to State banks and bankers .
Specie
!
750 54
Legal tender notes
i
106, 000 00 ! Notes and bills re-discounted.
U. S. certificates of deposit
i
60, 000 00 I Bills payable
Redemption fund with U. S. Treasurer!
29, 400 00
.

Total.

3,376,763 83 i

Total

I 3,376,763 83

National "Webster Bank, Boston.
SOLOMON LINCOLN, President.

No. 1527.

EDVV'D R. HALL, Cashier.

Loans and discounts
i $3, 187, 262 55 Capital stock paid in
$1, 500, 000 00
Overdrafts
j 150, 000 00
U. S. bonds to secure circulation
'•
553, 00!) 00 Surplus fund
U. S. bonds to secure deposits
j
Other undivided profits
!
62, 737 61
Other stocks, bonds, and mortgages..'
National bank notes outstanding
! 403, 640 00
Due from approved reserve agents...;
153,820 11
Due from other banks and bankers ..!
12, 8L7 56 State bank notes outstanding
Real estate, furniture, and fixtures...
3, 818 34 Dividends unpaid
j
38, 058 00
Current expenses and taxes paid
i
1, 349 76
Premiums paid
I
Individual deposits
I 1, 231, 563 72
j
Checks and other cash items
'
77 United States deposits
Exchanges for clearing house
206, 679 72 Deposits of U. S. disbursing officers..;
Bills of other national banks
;
50, 559 00
2, 175 43
Fractional currency
1,413 16 Due to other national banks
14,100 52
Specie
.
_
6, 610 31 Due to State banks and bankers
\
!
Legal tender notes
190, 029 00
U. S. certificates of deposit
•
10, 000 00 Notes and bills re-discounted .
Redemption fund with U. S. Treasurer
44, 920 00 Bills payable
Suspense account
j
22, 000 00
Total

|

3,452,280 28

Total

I 3,452,280 28

New England National Bank, Boston.
THOMAS LAMB, President.

No. 603.

CHAS. F . SWAN, Cashier.

$1,737,472 38 Capital stock paid in
Loans and discounts
Overdrafts
!
890, 000 00 Surplus fund
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
j
Other undivided profits
U. S. bonds on hand
!
Other stocks, bonds, and mortgages..1
25, 000 00 National bank notes outstanding
100,000 O) State bank notes outstanding
f
Due from approved reserve agents...!
286,654 6L
Due from other banks and bankers .. j
140, 000 00 Dividends unpaid
Real estate, furniture, and fixtures...'
Current expenses and taxes paid
j
Premiums paid
j
Individual deposits
6, 202 04 United States deposits
Checks and other cash items
j
115,068 O Deposits of U. S. disbursing officers
S
Exchanges for clearing house
j
35, 726 00
Bills of other national banks
;
3, 333 U Due to other national banks
Fractional currency
j
358 10 Due to State banks and bankers
Specie
•
230, 502 00 Notes and bills re-discounted
Legal tender notes
U. S. certificates of deposit
40, 000 00 Bills payable
Redemption fund with U. S. Treasurer
Total.




3,580,316 63

Total

$1,000,000 00
'

440,995 87
15,325 97
780, 920 00
39,810 00
840, 210 64

113, 476 89
349, 577 26
•
3,580,316 63

REPORT OF THE COMPTROLLER OF THE CURRENCY. 133
MASSACHUSETTS.
North National Bank, Boston.
J. B. W I T HE Rii KE , Cask ie>\

GEORGE WHITNEY, President.

Liabilities.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation..
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
If. S. certificates of deposit
Redemption fund with U. S. Treasurer

$2,660,218 10
1,139 11
700, 000 00

192,539 87
92,087 18

j $1,000,000 00

Capital stock paid in.

300, 000 00
93, 540 77

Surplus fund
Other undivided profits.
National bank notes outstanding . . .
State bank notes outstanding

564, 600 00

Dividends unpaid.
100 00 Individual deposits
United States deposits
4,288 22 Deposits of U. S. disbursing officers.
162, 107 07
18, 498 00 Due to other national banks
41 67 Due to State banks and bankers . . .
21, 323 25
46,000 00 Notes and bills re-discounted.
230. 000 00 Bills payable
55,478 50

Total.

4, 184, 820 97

53, 558 00
1, 622r 809 87
353, 677 53
1, 634 80
190, 000 00
4,184,820 97

Total .

Old Boston National Bank, Boston.
No. 1015.

JAS. C. W I L D , President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
j
U. S. bonds on hand
I
Other stocks, bonds, and mortgages .. J
Due from approved reserve agents.. J
Due from other banks and bankers ..!
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
j
Checks and other cash items
!
Exchanges for clearing house
j
Bills of other national banks
I
Fractional currency
I
Specie
..\
Legal tender notes
|
U. S. certificates of deposit
;
Redemption fund with U. S. Treasurer!
I "

Total.

F. L. CHURCH, Cashier.

,534,552 15

Capital stock paid in

!

"416,660 6o

Surplus fund
Other undivided profits
National bank notes outstanding

I

90, 909 77 State bank notes outstanding
204,929 29
72, 000 00 Dividends unpaid

83,681 6L
41, 803 00
1,243 78
34, 896 83
178,723 00
20, 000 00
31,945 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

2,704,684 43

Total.

$900, 000 00
180,000 00
116,811 76
293, 280 00

;
25, 358 00
• 1, 071, 536 85
-.
'

93,218 15
24, 479 67

|
:

j 2,704,684 43

People's National Bank of Roxbury, Boston.
HENRY GUILD, President.

No. 595.

Loans and discounts
!
Overdrafts
|
U. S. bonds to secure circulation
!
U. S. bonds to secure deposits
j
U. S. bonds on hand
j
Other stocks, bonds, and mortgages... j
Due from approved reserve agents. ..<
Due from other banks and bankers . . |
Real estate, furniture, and fixtures . . . i
Current expenses and taxes paid
j
Premiums paid
|
Checks and other cash items
j
Exchanges for clearing house
j
Bills of other national banks
\
Fractional currency
'
Specie
i
Legal tender notes
;
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer'
Total




j

GEO. C. LEACFI, Cashier.

$660,953 93 Capital stock paid in
27 24
300, 000 00 Surplus fund
Other undivided profits
2, 000 00 National bank notes outstanding
122, 008 68 State bank notes outstanding
3, 868 96 Dividends unpaid .

! $300, 000 00
!
\
j
'

165,000 00
11, 050 65
270,175 00

636 14 Individual deposits
j
United States deposits
|
Deposits of U. S. disbursing officers.. j
6,157 60
16, 238 00 Due to other national banks
2, 000 21 Due to State banks and bankers.
255 98
10,000 00 j Notes and bills re-discounted
I
Bills payable
42,909 00 \

388,139 23

1,167,055 74 j

Total

13, 934 00

18, 756 86

j 1,167, 055 74

134

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Shawxxmt National Bank, Boston.
No. 582.

J O H N CUMMIN GS, President.

S. G. D A M S , Cashier.

Resources.

Liabilities.

Loans and discounts
j $1,952,020 00
Capital stock paid in
! $1,000,000 00
Overdrafts
|
'
j
200,000 00
U. S. bonds to secure circulation
j
675, 000 00 Surplus fund
U. S. bonds to secure deposits
I
Other undivided profits
j
36, 252 44
U. S. bonds on hand
I
National bank notes outstanding
457, 750 00
Other stocks, bonds, and moi tgages. J
Due from approved reserve agents... j
39, 009 90 State bank notes outstanding
Due from other banks and bankers . . j
121, 824 97
Dividends unpaid
33, 236 00
Real estate, furniture, and fixtures-.. ]
55, 163 10
Current expenses and taxes paid
j
|i Individual deposits
1,211,254 70'
Premiums paid
| United States deposits
Checks and other cash items
j
1, 225 86 j Deposits of U. S. disbursing officers..
Exchanges for clearing house
!
92, 462 39
149,310 46
Bills of other national banks
i
61), 572 00! Due to other national banks
238,196 23
Fractional currency
i
! Due to State banks and bankers
;
Specie
0,721 61
j.
Legal tender notes
i
249, 000 00 j: Notes and bills re-discounted
U. S. certificates of deposit
j
40, 000 00 j: Bills payable
j.
1
Redemption fund with U. S. Treasurer
30,000 C
O
3,325,999 83 j

Total.

Total

! 3, 325, 999 83

Shoe and Leather National Eank, Boston.
S E T H TURNER, President.

No. 616.

Loans and discounts
'
Overdrafts
U. S. bonds to secure circulation
•
U. S. bonds to secure deposits
i.
:
U. S. bonds on hand
.
Other stocks, bonds, and mortgages.. .
Due from approved reserve agents.. J
Due from other banks and bankers ..>
Real estate, furniture, and fixtures...:
Current expenses and taxes paid
Premiums paid
Checks and other cash items
..
Exchanges for clearinghouse
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund withU. S. Treasurer

!, 861), 113 37 Capital stock paid in
3, 0i)3 07
8S9, 000 0 J
Surplus fund
Other undivided profits

196,772 68
85, 423 70
100, 122 94
39 50
] 6, 006 25

61, 143 00
414 48
11,450 24
41, 200 00
210,000 00
40, 000 00

j $1,000,000 C
O
I
j

National bank notes outstanding .
State bank notes outstanding

200, 000 00
42, 216 62
768, 000 00

Dividends unpaid .
|
24, 636 00
!
Individual deposits
; ], 276, 287 17
United States deposits
I
Deposits of U. S. disbursing officers..j
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

4, 636, 185 S3

Total.

SAMUEL CARR Cashier.

Total

I
j

831, 752 35
143, 293 69
350, 000 00

i 4,636,185 83

State National Bank, Boston.
No. 1028.

A. W . STKTSON, President.

C. B. PATTEN, Cashier.

j $2,000,000 00
Loans and discounts
j $2,572,131 00 j Capital stock paid in
Overdrafts
!
Surplus fund
!
83, 265 97
U. S. bonds to secure circulation
; 1,125, 003 0J
U. S. bonds to secure deposits
j
Other undivided profits
j
54, 758 00
XT. S. bonds on hand
'
994, 500 G
O
Other stocks, bonds, and mortgages..!
35,01)0 03 National bank notes outstanding
State bank notes outstanding
J
Due from approved reserve agents...!
384, 844 59
Due from other banks and bankers . . ;
56, 110 86
Dividends unpaid
!
59, 426 00
Real estate, furniture, and fixtures...'
660 30
Current expenses and taxes paid
Individual deposits
1, 281, 060 7L
4 27
Premiums paid
;
United States deposits
'
18,066 74
Checks and other cash items
Deposits of U. S. disbursing officers . j
107, 197 77
Exchanges for clearing house
36, 536 00
Due to other national banks
35, 338 94
Bills of other national banks
2, 000 00
Fractional currency
11,607 0i>
Due to State banks and bankers
8, 900 18
Specie
Notes and bills re-discounted.
Legal tender notes
23, 630 00
70, 000 00
Bills payable
U. S. certificates of deposit
75, 125 00
Redemption fund with U. S. Treasurer
Total




!

4,520,206 71

Total

I 4, 520, 206 71

REPORT OF THE COMPTROLLER OF THE CURRENCY. 135
MASSACHUSETTS.
Suffolk National Bank, Boston.
No. 629.

H. A. W H I T N E Y , President.

EDWARD

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

TYLER, Cashier.

Liabilities.
$2, 832, 620 74
850," 000 "66"

380, 894 47
18,231 89
270, 000 0
U

$1, 500, 000 00

Capital stock paid in .
Surplus fund.
Other undivided profits

300, 000 00
67, 570 94

National bank notes outstanding
State bank notes outstanding

736, 550 00
51, 304 00

Dividends unpaid .
j Individual deposits
j United States deposits
j Deposits of U. S. disbursing officers

245. 546
60,030
6,682
5,138
379, 40u

00
00 |[Due to other national banks
2L
Due to State banks and bankers
00
00 Notes and bills re-discounted.
Bills payable
58, 245 00

971, 988 88
157, 835 06

5,106, 788 31

Total.

5, 106,788 31

1,321,539 43

Traders' National Bank, Boston.
No. 1442.

E D W A R D SANDS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other natioual banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

S. DAVIS, Cashier.

$1, 098, 865 53

Capital stock paid in .

$600, 000 00

205, 000 00

Surplus fund
Other undivided profits

118,103 21
19,135 73

National bank notes outstanding
State bank notes outstanding

131, 747 00

7, 064 21
60, 235 13
20, 81.7 69

15, 899 50

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

947 59
146, 875 39
25, 490 00 Due to other national banks
483 00 Due to State banks and bankers
5, 484 54
66,349 00 I Notes and bills re-discounted.
i Bills payable
14,899 60 |
1,652,511 68

Total.

F.

Total.

709, 045 56

57, 202 48
1, 378 20

1,652,511 68

Tremont National Bank, Boston.
A N D R E W T. HALL,

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U.S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents. -Due from other banks and bankers . .
Real estate, furniture, and fixtures . Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




A. T. FROTHINGHAM, Cashier.

President.

$2, 416, 004 03

Capital stock paid in .

826, 000 00 [ Surplus fund
j Other undivided profits .
" 1 5 , 6 0 6 00
104, 778 85
125, 000 00

National bank notes outstanding
State bank notes outstanding
Dividends unpaid .

Individual deposits
I United States deposits
17, 951 64 j Deposits of U. S. disbursing officers.
192, 175 76
100, 040 00
Due to other national banks
200 00 Due to State banks and bankers
24, 964 86
157, 625 00
Notes and bills re-discounted.
80, 000 00
Bills payable
,
59, 623 02
4,121,363 16 j

Total

$2, 000, 000 00
214,938 55
49,464 35
606,156 00

59, 045 00

833, 592 24

278, 377 00
79, 790 02

4,121,363 16

136

REPORT OF THE COMPTROLLER OF TFIE CURRENCY.
MASSACHUSETTS.
Washington National Bank, Boston.

A. D. HODGES, President.

601.

Resources.

AY. II. BRACKETT, Cashier.

|

Liabilities.

I
j
Loans and discounts
j $1,316,004 53 | Capital stock paid in
j $750, 000 C
O
Overdrafts
|.
682*000 66 ! Surplus fund
U. S. bonds to secure circulation
i
I 256,661 90
U. S. bonds to secure deposits
\.
|! Other undivided profits
;
43,556 06
U. S. bonds on hand
:.
Other stocks, bonds, and mortgages ..
|
592, 300 00
8,000 00 National bank notes outstanding
State bank notes outstanding
Due from approved reserve agents... j
Due from other banks and bankers .. j
19,480 73 Dividends unpaid
23, 648 00
Real estate, furniture, and fixtures...>.
!
i
Current expenses and taxes paid
!.
| Individual deposits
j 610,741 07
Premiums paid
1
;
Checks and other cash items
'
10, 770 77 1 United States deposits
| Deposits of U. S. disbursing officers .!
Exchanges for clearing house
|
102, 479 82
Bills of other national banks
\
14, 497 00 1 Due to other national banks
1
j
47, 414 77
Fractional currency
•
1,235 46 1 Due to State banks and bankers
1
j
45, 744 85
Specie
j
2,271 00
I
Legal tender notes
j
13,500 00 i
U. S. certificates of deposit
j
65, 000 00 ! Notes and bills re-discounted
!
Redemption fund with U. S. Treasurer'
30, 000 00 ! Bills payable
I
:..
||
2,400,066 65 i|
Total.
Total
j 2, 400, 066 65

Home National Bank, Brockton.
R. P. KiNGMAN, President.
Loans and discounts.
Overdrafts...
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
l
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Surplus fund
Other undivided profits

167, 000 00

j National bank notes outstanding

I $200, 000 00
\
|

36, 782 58;

\

148,000 00'

55, 007 02 I State bank notes outstanding
J
2, 820 29 Dividends unpaid
:
10, 606 99
26, 322 50 Individual deposits
j
United States deposits
j
5,794 00 Deposits of U. S. disbursing officers.. j
|
320 65 Due to other national banks . .
Due to State banks and bankers
i
18,000 00 Notes and bills re-discounted.
Bills payable
7, 500 00
667,163 32

Total.

C. D. FuLLERTON, Cashier.

No. 2152.
$373, 793 87 Capital stock paid in

Total.

282, 382 74'

667, 165 32

Charles River National Bank, Cambridge.
SAML. B. RINDGE, President.

Loans and discounts
j
Overdrafts
j
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
j
U. S. bonds on hand
Other stocks, bonds, and mortgages..j
Due from approved reserve agents... j
Due from other banks and bankers .. i
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
\
Exchanges for clearing house
Bills of other national banks
i
Fractional currency
i
Specie
I
Legal tender notes
IT. S. certificates of deposit
;
Redemption fund with U. S. Treasurer!
Total.




No. 731.

"165, 000 00"

595 00
39, 200 31
], 701) 00
5,428 Of)

SNOW, Cashier.

Capital stock paid in

$406, 002 63

Surplus fund
Other undivided profits
J National bank notes outstanding
\ State bank notes outstanding
|
| Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

! $100, 000 00
|
50, 000 00
j
61, 635 75j
90, 000 00
!
I
4, 362 00
;
j
294, 074 04
i..
. i..

15, 556 00 Due to other national banks
568 95 | Due to State banks and bankers .
25, 000 00
6, 020 00
600,071 79

1

Notes and bills re-discounted
Bills payable
Total .

j
j
600, 07 L 79

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 7
MASSACHUSETTS.
First National Bank of Cambridge, Cambridgeport.
W. A. BULLARD, Cashier..

BKNJ. TlLTON, President.

Liabilities.

Resources.
Loans and discounts
i
Overdrafts
!..
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
|..
U. S. bonds on hand
j
Other stocks, bonds, and mortgages.. 1 ..
Due from approved reserve agents . . . !
Due from other banks and bankers..i
Real estate, furniture, andfixtures. . | . .
Current expenses and taxes paid
j
Premiums paid
j..
Checks and other cash items
|
Exchanges for clearing house
;.
Bills of other national banks
|
Fractional currency
j
Specie
J.
Legal tender notes
!
U. S. certificates of deposit
j..
Redemption fund with U. S. Treasurer!
.!

Total.

Capital stock paid in

|

$200, 000 00

Surplus fund
Other undivided profits

100,000 00
55,418 26

National bank notes outstanding
State bank notes outstanding

190,700 00

Dividends unpaid.

4, 770 00

T o o : Individual deposits

,

221,503 78

8,258 59

United States deposits
Deposits of U. S. disbursing officers.

5, 429 00
637 85

Due to other national banks
Due to State banks and bankers .

12, 000 00

Notes and bills re-discounted.
Kills payable

lo, ooo 66"
822,572 54

Total.

822, 572 54-

Cambridgeport National Bank of Cambridge, Cambridgeport.
No. 1228.

ROBERT DOUGLASS, President.

SEYMOUR B. SNOW, Cashier.

$240,478 20 j| Capital stock paid in

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid

|

166, 666 66 || Surplus fund

I

I Other undivided profits

49, 133 49

| National bank notes outstanding
\ State bank notes outstanding
J
jj
j
i | Dividends unpaid
I
17,666 66
o 05 i|
~ "' I Individual deposits
|j United States deposits
3, 012 03 i| Deposits of U. S. disbursing officers.

90, 000 00
4,851 00

1

4, 515 00
927 73
157 00
10, 000 00
5, 000 00
4,500 00

2,139 00
192, 557 22-

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

458, 680 71

Total.

20,000 00

I

73, 088 53

Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency....
Specie
!
Legal tender notes
I
U. S. certificates of deposit
|
Redemption fund with U. S. Treasurer:

$100,000 00

Total.

458,680 71

National City Bank of Cambridge, Cambridgeport.
No. 770.
).

GEORGE T. GALE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
|
Other stocks, bonds, a i d mortgages..j
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer!
Total




I

$245, 592 96

"166," 666" 66"

E.

RICHARDSON,

Capital stock paid in . .
Surplus fund
Other undivided profits

3, 000 00 ! National bank notes outstanding
State bank notes outstanding . . .

Cash ic r.

$1( 0, 000 00
!

50, 000 00
29, 377 28
87,100 00

17, 583 58

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers..
1,502 00
184 35

5, 667 08
109,572 86

Due to other national banks
Due to State banks and bankers..

3,407 00 j Notes and bills re-discounted.
l
5,000 00 I Bills payable
4,500 00 !
381, 717 22

Total.

381,717 21

138

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Neponsef National Bank, Canton.
F. W. DEANE, Cashier.

No. 663.

CHAS. H. FRENCH, President.

Liabilities.
Loans and discounts
$375, 35 L 71 Capital stock paid in.
Overdrafts
!
501 43
U. S. bonds to secure circulation
|
250, 000 00 Surplus fund
U. S. bonds to secure deposits
!
Other undivided profits.
U. S. bonds on hand
I
National bank notes outstanding
Other stocks, bonds, and mortgages.-!
Due from approved reserve agents...
5, 363 50 State bank notes outstanding
Due from other banks and bankers
Real estate, furniture, and
fixtures...!
3, 200 00 Dividends unpaid
Current expenses and taxes paid
j
38 00 Individual deposits
Premiums paid
!
United States deposits
Checks and other cash items
I
386 73 Deposits of U. S. disbursing officers .
Exchanges for clearing house
'
Bills of other national banks
j
3,118 00 Due to other national banks
Fractional currency
j
312 69 Due to State banks and bankers .
Specie
Legal tender notes
2,191 00 Notes and bills re-discounted.,
Bills payable
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
11, 250 00
Total .

Total.

651,713 11

$250, 000 00
35,991 05
51,823 64
218, 400 00
11, 275 68
84, 222 74

651,713 11

First National Bank, Chelsea.
No. 533.

ISAAC STEBBINS, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures. -.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges* for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

W. K. PEARMAIN, Cashier.
$300, 000 00

$505, 986 30 Capital stock paid in.
"320*666 66

Surplus fund
Other undivided profits
j
ij National bank notes outstanding
32,139 60 I j State bank notes outstanding
4, 172 81
20, 000 00 j Dividends unpaid
3, 952 50 Individual deposits .
.
..
| United States deposits
6, 902 52 ! Deposits of U. S. disbursing officers.

58,037 39
10, 834 46
269, 900 00
485 00
373, 201 88

15, 374 00 Due to other national banks
5,701 00 Due to State banks and bankers.
530 00
61,200 00 Notes and bills re-discounted.
Bills payable
36, 500 00 I
Total

1, 012, 458 73 I

1,012,458 73

First National Bank, Chicopee.
JEROME WELLS, President.

$224, 035 88
Loans and discounts
Overdrafts
'"'iso'ooo'oo'
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages...
35,140 65
Due from approved reserve agents.. 13,271 55
Due from other banks and bankers...
Real estate, furniture, andfixtures. . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
5 54
Exchanges for clearing house
18, 537 00
Bills of other national banks
148 92
Fractional currency
Specie
Legal tender notes
6, 000 00
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
6, 749 II
Total




F. B. Do TEN, Cashier.

No. 1056.

453, 888 65

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

$150, 000 00
75, 000 00
18,185 33
130, 390 00
4,338 00
69,137 85

6, 837 47

453, 888 65

RE ORT OF THE COMJ>TROLLER OF THE CURRENCY.

139

MASSACHUSETTS.
First National Eank, Clinton.
C. G-. STEVENS, President.

C. L. S. HAMMOND, Cashier.

No. 440.

Liabilities.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
II. S. certificates of deposit
Redemption fund with U. S. Treasurerj
Total..

$335, 157 56 Capital stock paid in.

'"266," 666" 56"
73, 723
1, 547
4, 500
1, 907

76
69
00
80

$200, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid

I
j
j

40, 000 00
22, 587 04
176, 970 00

,

Individual deposits
United States deposits
10,123 36 Deposits of U. S. disbursing officers.
12,867 0'J
7L8 43

22, 000 04

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

"""9f~850"l4"
Total

672, 395 74

.!

672,395 74

Concord National Bank, Concord.
No. 833.

GEO. HAYWOOD, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, a;id fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$148, 700 45
100, 000 00

87, 721 75

2, 000 00
545 49

4, 577 00
123 45
8, 855 00
4, 500 00

Capital stock paid in.

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

50, 000 00
11,979 05
88, 000 00

Dividends unpaid .

1,711 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

362, 236 85

Total.

H. J. WALCOTT, Cashier.

110,546 80

j

Total .

Conway National Bank, Conway.
E. D. HAMILTON, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
S pecie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

H. Ex. 3-




No. 895.
$122,409 10
150, 000 00 J
" 3 0 6 60"

SAMUEL SWAN, Cashhr.

Capital stock paid in.
Surplus fund
Other undivided profits
National bank notes outstanding . . .
State bank notes outstanding

20, 856 25
9, 652 05 Dividends unpaid
1, 000 00
1, 895 76 Individual deposits
.
United States deposits
1, 873 27 Deposits of U. S. disbursing officers.
8, 075 00
506 12

$150, 000 00
30, 000 00
6,798 97
121,250 00

16, 668 58

D ue to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
.......
Total

324: 717 55

140

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
First National Bank, Danvers.
No. 594.

D A S ' L RICHARDS, President.

WM. L. WESTON, Cashier

Resources.

Liabilities.
$190,85-2 27 I Capital stock paid in.
8!)8 55
150, 0U0 00 Surplus fund.
Other undivided profits
1,320 00 j| National bank notes outstanding...
State bank notes outstanding
21,362 31

Loans and discounts
I
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other bank* and bankers. ...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
j
Specie
Legal tender notes
I
U. S. certi tk-ates of deposit
Redemption fund with LI. S. Treasurer

783 65
6, 315 00

16,262 75

Dividends unpaid .

$150, 000 00
54, 667 39
1, 042 21
135, 000 00
6,691 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

97, 788 35

45, 139 0!)* Due to other national banks
495 92 Due to State banks and baukers .
5, 000 00 Notes and bills re-discounted
Bills payable
6, 750 00
445, 189 45

Total.

445, 189 45

Dedham National Bank, Dedham.
EZRA W. TAFT, President.

No. 669.

L. H KlNGSBURY, Cashier.

Loans and discounts
|
$418, 303 73 Capital stock paid in
$300,000 00
Overdrafts
j
70 95
U. S. bonds to secure circulation
j
300, 000 00 Surplus fund
75, 000 00
U. S. bonds to secure deposits
;
34,955 41
Other undivided profits
U. S. bonds on hand
|
Other stocks, bonds, and mortgages.. j
National banknotes outstanding
268,992 00
Due from approved reserve agents...!
21,802 68 State bank notes outstanding
Due from other banks and bankers...)
985 60 Dividends unpaid
..j
2, 058 00
Real estate, furniture, and fixtures .. i Current expenses and taxes paid
'
4, 179 40 Individual deposits
•
j
130, 329 62
Premiums paid
i
United States deposits
!.
Checks and other cash items
j
1, 680 00 Deposits of U. S. disbursing officers..! !
Exchanges for clearing house
Bills of other national banks
j
1,524 00 Due to other national banks
Fractional currency
1, 226 97 Due to State banks and bankers .
;
Specie
3, 026 70
Legal tender notes
|
5, 029 00 Notes and bills re-discounted.
U. S. certificates of deposit
j
10, O O 00 Bills payable
u
Redemption fund with U. S. Treasurer!
13, 500 00
Total

!

811,335 03

Total

811,335 03

Cambridge National Bank, East Cambridge.
D. R. SORTWELL, Piesident.

Loans and discounts
Overdrafts
„
U.S. bonds to secure circulation
j
U. S. bonds to secure deposits
j
U. S. bonds on baud
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
j
Premiums paid >
I
Checks and other cash items
j
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer
Total.




J. C. BULLARD, Cashier.

No. 449.
$214,917 39
1, 254 19
112,000 00

Capital stock paid in.
Surplus fund
Other undivided profits

National bank notes outstanding
751 92 State bank notes outstanding
3, 9:<6 86 Dividends unpaid .
Individual deposits
United States deposits.
12, 377 99 Deposits of U. S. disbursing officers.
14,366 00 Due to other national banks
2, 017 59 Due to State banks and bankers .
7, 000 00 Notes and bills re-discounted
Bills payable
5, 000 00
373,621 94 jj

Total.

$100, 000 00
30, 000 00
33,901 64
97, 500 00
4,110 00
108,110 30

141

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Lechmere National Bank, East Cambridge.
No. 614.

E W I S H A L L , President.

C. E. RICHARDSON, Cashier.

Resources.

Liabilities.

Loans and discounts
j
Overdrafts
U. S. bonds to secure circulation
I
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages . .

$275, 656

Due from approved reserve agents...
Due from other banks and bankers . .
Heal estate, furniture, arid fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house.
Bills of other national banks
Fractional currency
S pecie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer]

49, 271

Capital stock paid in.

150, 000

oo !;

100, 000 00
2, 610 10

National bank notes outstanding
State bank notes outstanding

20, 000

12,000
2
2,190

124,900 00

Dividends unpaid .

5, 220 00

68 i|
o o ;i

Individual deposits
Unit-d States deposits
8, 344 49 ! Deposits of U. S. disbursing officers .

158,012 76

!,043 0 0 II Due to other national banks
3, 560 5L ! Due to State banks and bankers .
11,924

00 j |

" 6,*750' 65" I!

Notes and bills re-discounted
Bills payable

540, 742 86 :

Total.

$150,000 00

Surplus fxmrl
Other undivided profits

Total

540, 742 86

First National Bank, East Hampton.
H. Gr. KNIGHT, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve a g e n t s . . .
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

No. 428.
$239, 019 87 Capital stock paid in.
730 35
150, 000 00 j Surplus fund
1 Other undivided profits
1
2, 000 00 ||
9, 209 75 !|
6, 137 86
12, 000 00 j|
951 52
i
I
I
,714 00
524 12

$200, 000 00
40, 000 00
8,306 17

National bank notes outstanding
State bank notes outstanding

134, 000 00

Dividends unpaid .

100 00

Individual deposits
United Sfates deposits
Deposits of U. S. disbursing officers

55, 324 35

Due to other national banks
Due to State banks and bankers.

113 95

7, 665 00 | Notes and bills re-discounted .
Bills payable
6, 750 00
437, 844 47

Total .

C. E. W I L L I A M S , Cashier.

Total.

437,844 47

Martha's Vineyard National Bank, Edgartown.
D A N I E L F I S H E R , President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
II. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 1274.

$119,i, 135 04
23 81
100, 000 00
I,

20, ooo 56
847 79
961 98
000 00

J o s . T. P E A S E ,

Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits

j

National bank notes outstanding
State bank notes outstanding .
Dividends unpaid

975 00

40, 925 75
553 95
84, 200 00

,

Individual deposits
United States deposits
171 71 Deposits of U. S. disbursing officers J
., 256 d0
26 85

Cashier.

3,625 00
47 593 48

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

*500 00
276,898 18

Total.

276,898 18

142

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
National Bank, Fairhaven.
No. 490.

GEO F . T R I P P , President.

REUBEN NYE, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures ..
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$159,261 31 Capital stock paid in
31 36
270, 000 00 Surplus fund
Other undivided profits
20, 000 00 National bank notes outstanding
State bank notes outstanding
38, 300 24
3, 396 40
89, 677 55
7, 4L8 48

$240, 000 00
12, 000 00
34, 498 39
239, 055 00

Dividends unpaid

380 00

3,028 94

Individual deposits
United States deposits
Deposits of U. S. disbursing officers..

2, 666 00
387 96

Due to other national banks
Due to State banks and bankers .

3,284 00

Notes and bills re-discounted
Bills payable

" 12, 666 00

80, 534 25

2,984 60

609, 452 24

609, 452 24

First National Bank, Fall River.
No. 256.

J. S. BKAYTON, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..!
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
j
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
|
Legal tender notes
j
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer
Total.

$833,634 48

C. A. BASSETT, Cashier.

Capital stock paid in.

$400,000 00

"466 "666" 66"

80, 000 00
333, 495 11

Surplus fund
Other undivided profits
National bank notes outstanding
81, 226 59 State bank notes outstanding
2, 355 23 Dividends unpaid.
605 92

355, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

24, 517 00 Due to other national banks
924 83 Due to State banks and bankers .
19, 000 00 Notes and bills re-discounted
, Bills payable
18, 000 00

204,781 12
6, 987 82

r

1,380,264 05

1,380,264 05

Second National Bank, Fall River.
S. A. CHACE, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
i
U. S. bonds on' hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents. , .
Due from other banks and bankers ..
Real estate, furniture, and fixtures... j
Current expenses and taxes paid
i
Premiums paid
!
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes .'
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 439.

C. J. HOLMES, Cashier.

$•231,211 29 Capital stock paid in.
150, 000 00 | Surplus fund
Other undivided profits
National bank notes outstanding
48, 148 92 State bank notes outstanding
Dividends unpaid .
2, 153 10 Individual deposits
United States deposits
101 00 Deposits of U. S. disbursing officers.

$150,000 00
51,700 58
b, 061 06
134, 490 00

255 00
108, 075 77

4, 160 00 Due to other national banks
652 40 I Due to State banks and bankers .
9, 903 00 ! Notes and bills re-discounted
I Bills payable

* 7," 666" 66'
453,329 71

Total.

453, 329 71

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 4 3
MASSACHUSETTS.
Fall River National Bank, Fall River.
G. H. HATHAWAY, President.

No. 590.

F. H. GiFFORD, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

Liabilities.
$524, 978 43

141,800 00
30, 493 84

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

3, 000 00
52, 255 48

348, 000 00

Dividends unpaid .

9,000 00
4, 305 72

2,224 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

201 56
7,191
1,272
1, 115
18,568

$400, 000 00

Capital stock paid in .

'"•400," 666*66'

00
29
00
00

116,794 64

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
,

575 00

18, 000 00
Total

1, 039, 887 48

1,039,887 48

Massasoit National Bank, Fall River.
C. P. STICKNEV, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks aud bankers ..
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fuud with U. S. Treasurer

LEANDER BORDEN, Cashier.

No. 612$360, 651
1, 505
200,000
50, 000

04
02
00
00

Capital stock paid in

j

Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding

84, 794 57
481 80

146,118 96
9,369 49

Dividends unpaid

2, 807 02

1, 498 00

Individual deposits
|
United Stares deposits
j
Deposits of U. S. disbursing officers.. j

13,956 Oi)
3, 374 98

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

17, 499 00

j

183, 920 88
20. 355 53
3, 054 00
2, 024 87

8.999 70 ||
744,331 73 j|

Total.

$200,000 00

744,331 73

Metacomet National Bank, Fall River.
JEFFERSON BORDEN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents. ..
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No.

A. S. TRTPP, Cashier,

924.

12, 984 63 I Capital stock paid in.
535,000 00 l!
10, 050 00 .||
3, 000 00
74, 996 88
7,612 02
1, 358 50
3, 359 09
15, 913
2,340
3,583
15, 000

00
53
62
00

Surplus fund
,
Other undivided profits.
National bank notes outstanding.... j
State bank notes outstanding
j
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

$600, 000 00
213, 000 00
84, 865 25
462, 800 00
2, 672 50
188,177 17

8,183 35

24, 500 00
1, 559, 698 27 I

Total.

1,559,698 27

144

REPORT OF THE COMPTROLLER OF THE CURRENCY
MASSACHUSETTS.
National Union Bank, Fall River.
No. 128?.

COOK BORDEN, President.

D. A. CHAPIN, Cashier

Resources.
Loans and discounts
i
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, andfixtures. . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$348, 643 27 Capital stock paid in.
434 53
300, 0U0 U Surplus fund
O
Other undivided profits..
National bank notes outstanding
136 89 i State bank notes outstanding
181 86 Dividends unpaid
1, 063 96 Individual deposits
United States deposits.
1,686 16 Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers

$300, 000 00
50, 200 00
10, 244 67
264,200 00

1,877 00
55,551 29

1, 498 25

Total

Pocasset National Bank, Fall River.
WEAVER OSBORN, President.

No. 679.

E. E. HATHAWAY, Cashier.

Loans and discounts
|
$334, 273 08 i Capital stock paid in.
Overdrafts
U. S. bonds to secure circulation
200, 000 00 j Surplus fund
U. S. bonds to secure deposits
j Other undivided profits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
5,000 00 National bank notes outstanding . . .
Due from approved reserve agents . . .
54, 497 62 State bank notes outstanding
Due from other banks and bankers. ..'•
Real estate, furniture, and
fixtures...
50, 000 00 :j Dividends unpaid .
Current expenses and taxes paid
j
1,308 71 || Individual deposits
Premiums paid
;
(| United States deposits
Checks and other cash items
j
14, 78L 76 j| Deposits of U. S. disbursing officers.
Exchanges for clearing house
j
Bills of other national "banks
!
13, 489 00 ji Due to other national banks
Fractional currency
!
2,016 47ii Due to State banks and bankers
Specie
!
135 00 j
Legal tender notes
30, 182 00 : Notes and bills re-discounted .
i Bills payable
U. S. certificates of deposit
Redemption fund with U. S. Treasurer]
11, 00 i 00
716,683 64

Total.

Total.

$200, 000 00
40, 000 0061,564 62
177,100 00
740 00
229,289 59;

7, 700 96
288 47

116,683 64

Falmouth National Bank, Falmouth.
ERASMUS GOULD, President,

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
j
Other stocks, bonds, and mortgages..:
Due from approved reserve agents . . . j
Due from other banks and bankers .. j
Real estate, furniture, and
fixtures...
Current expenses and taxes paid
j
Premiums paid
i
Checks and other cash items
j
Exchanges for clearing house
j
Bills of other national banks
Fractional currency
Specie
;
Legal tender notes
j
U. S. certificates of deposit
i
Redemption fund with U. S. Treasurer
Total




No. 1320.
I
$103, 755 24 Capital stock paid in.

GEO. E. CLARKE, Cashier.

loo, ooo 66

Surplus fund...,
Other undivided profits .
10, 000 00 National bank notes outstanding
10, 038 99 State bank notes outstanding
2, 000 00 Dividends unpaid ,
Individual deposits
United States deposits
Deposits of U. S. disbursing officers..

$100, 000 00
27,000 00
2, 255 44
88, 598 00
4, 210 00
11, 723 78

2, 938 00 Due toother national banks
33 99 Due to State banks and bankers .
521 00 Notes and bills re-discounted
Bills payable
4, 500 00
233,787 !

Total.

233, 787 22

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 4 5
MASSACHUSETTS.
Fitchburg National Bank, Fitchburg.
EBENEZER TORREY, President.

No. 1077.

CHAS. ,T. BILLINGS, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
|
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$425,461 89

Capital stock paid in .

$250, 000 00

250,666 66

Surplus fund
Other undivided profits

155, 000 00
1,434 57

National bank notes outstanding
State bank notes outstanding
83,254 08
12,918 12
Dividends unpaid .

29,416 51

Individual deposits
United States deposits
Deposits of U. S. disbursing officers .

36, 936" 00
Due to other national banks
1, 006 88 Due to State banks and bankers .
5,200 00
13, 000 00 Notes and bills re-discounted
Bills payable

214,400 00

252,325 98

5, 282 93

21,250 66

878, 443 48

878, 443 48

Rollstone National Bank, Fitchburg.
No. 702.

H. A. W I L L I S , President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks aud other cash items
Exchanges for clearing house..,
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer]
Total.

J. M. GRAHAM, Cashier.

$250, 000 00

$420,052 39 || Capital stock paid in.
Surplus fund
Other undivided profits

167, 000 00
193 02

National bank notes outstanding.
State bank notes outstanding

202, 000 00

Dividends unpaid ,

3, 855 72
6,543 00
838 :56
1,085 60
6, 500 00

11,085 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers .

214, 252 98

12 25

Notes and bills re-discounted
Bills payable

844,543 25 ||

844, 543 25

Safety Fund National Bank, Fitchburg.
HENRY ALLISON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




F.

F . W O O D W A R D , Cashier.

$214,042 70 j Capital stock paid in .

$200, 000 00

"" 150*000 o5"| Surplus fund
Other undivided profits

20, 000 00
4, 886 15

National bank notes outstanding
1,937 35 State bank notes outstanding
1 53 Dividends unpaid .
4,000 00
3, 358 20
22, 936 62 Individual deposits
United States deposits
229 00
Deposits of U. S. disbursing officers.
3,610 00 | Due to other national banks
979 50 ! Due to State banks and bankers .
2, 200 00

"o\749"66'
410, 043 90

134,280 00

42, 921 44

7,956 31

Notes and bills re-discounted
Bills payable
Total

*

410,043 90

146

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Wachusett National Bank, Fitchburg.

A. W. SEAVER, President.

No. 2265.

HENRY L. JEWKTT, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
|
Redemption fund with U. S. Treasurer,

Liabilities.
$462,277 88 Capital stock paid in.

"'2607666'66'
"ioo.ooo'oo
40, 428 49
29, 972 71
4,442 11
20, 250 00
23 20

21,893 88
179,855 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

171, 593 92

10, 000 00

Due to other national banks
Due to State banks and bankers .
14,517 00 Notes and bills re-discounted.
Bills payable
9, 000 00
2, 383 00
48 41

Total.

883, 342 80

Total.

$500, 000 00

Surplus fund
Other undivided profits .
National bank notes outstanding
State bank notes outstanding

883, 342 80

Framingham National Bank, Framingham.
JAMES W. CLARK, President.

No. 528.

JAS.

J. VALENTINE, Cashier.

$260, 648 01 | Capital stock paid in
$200, 000 00
Loans and discounts
!
Overdrafts
" 225, 6l)6"oi)' I Surplus fund
50, 000 00
U. S. bonds to secure circulation
34, 746 24
U. S. bonds to secure deposits
Other undivided profits .
U. S. bonds on hand
194, 712 00
Other stocks, bonds, and mortgages..
3, 000 00 National bank notes outstanding
Due from approved reserve agents...
15, 193 41 State bank notes outstanding
Due from other banks and bankers ..
10, 806 00
Dividends unpaid.
Real estate, furniture, and fixtures...
1UJ u
Current expenses and taxes paid
' 1 Individual deposits
1
82,235 55
Premiums paid
j! United States deposits
Checks and other cash items
31,616 05 |i Deposits of U. S. disbursing officers Exchanges for clearinghouse
4, 100 00 j Due to other national batiks
Bills of other national banks
j,
436 20 I Dae to State banks and bankers
Fractional currency
Specie
Legal tender notes
j
7, 894 00 Notes and bills re-discounted.
Bills payable
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer)
9,975 66"
Total.

578, 031 74

578, 031 74

Franklin National Bank, Franklin.
JAMES P. RAY, President.
!
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
i
U. S. bonds to secure deposits
I
U. S. bonds on hand
j
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
j
Bills of other national banks
Fractional currency
J
Specie
Legal tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treasurer

Total




No. 1207.
$183,257 19
150, 0U0 00

MOSES FARNUM, Cashier.

Capital stock paid in

! $150,000 00

Surplus fund
Other undivided profits

!

National bank notes outstanding
State bank notes outstanding
Dividends unpaid.

\
j.

I
908 04 Individual deposits
I
7,830 00 \ United States deposits . .
I
Deposits of U. S. disbursing officers..!
i
237 00 | Due to other national banks
310 91 I Due to State banks and bankers.
j
7, 000 00 j Notes and bills re-discounted .
j Bills payable
5, 750 00 !
355,293 14 j

26,500 00
6; 487 27
130,400 00

1,045 00
37, 132 72

3,728 15

355,293 14

REPORT OF THE COMPTROLLER OF THE CURRENCY. 147
MASSACHUSETTS.
First National Bank, Gardner.
CHAS. HEY WOOD, President.

No. 884.

JNO. D. EDGKLL, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U.S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$160,006 31 Capital stock paid in. .
798 17
125, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
20, 645 09 State bank notes outstanding
680 00
13, 000 00 Dividends unpaid .
1,748 17 Individual deposits
4,978 13 United States deposits
4,289 85 Deposits of U. S. disbursing officers.
!, 009 00
693 82

$125, 000 00
25, 000 00
10, 720 20
91, 200 00
70 00
103, 483 34

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

10, 000 00
""5,"625"65"

Total.

355, 473 54

First National Bank, Gloucester.
WILLIAM A. P E W , President.

Loaus and discounts
Overdrafts .
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
,..
Checks at d other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes.
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

No. 549.

G. R. BRADFORD, Cashier.

Capital stock paid in .

$269,588 16

$200, 000 00

Surplus fund
O ther undivided profits
National bank notes outstanding
86,422 19 jState bank notes outstanding
!
24,000 00 Dividends unpaid.
2, 333 02
10, 000 00 Individual deposits
United States deposits
2, 348 04
Deposits of U. S. disbursing officers.

200, 000 00

Due to other national banks
Dae to State banks and bankei

Total.

40, 000 00
9,604 17
179, 800 00
708 00
190, 284 58

506 40

620,833 15

Cape Ann National Bank, Gloucester.
GORHAM P. L o w , President.

No. 899.

H I R A M R I C H , Cashier.

|
Loans and discounts
O verdrat'ts
,
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve a g e n t s . . .
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




$220,442 42 I Capital stock
51)
150, 000 00 ! Surplus fund
22, 500 0)
5, 400 00
27,902 31
240 00
13, 792 65

331 01
4, 465
402
135
9, 000

01) !
83 '
50
00 |

paid in

O ther undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

$150, 000 00
75, 000 00
11,566 44
125, 065 00
5, 548 00
90,905 15

3,277 63

6, 750 00
461,362 22

461,362 22

148

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
City National Bank, Gloucester.

A P D I S O N GILBERT, President.

No. 2292.

W I L L I A M A. P E W , Cashier.

Resources.

Liabilities.

Loans and discounts
j
Overdrafts
j
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
j
U. S. bonds on hand
\
Other stocks, bonds, and mortgages.. |
Due from approved reserve agents. . . |
Due from other banks and bankers ..I
Real estate, furniture, and fixtures.. .1
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
i
Fractional currency
!
Specie
!
Legal tender notes
j
U. S. certificates of deposit
j
Redemption fund with U. S- Treasurer!
Total.

$49, 648 05 I Capital stock paid in .
31
50, 000 00 Surplus fund
Other undivided profits

$L50,000 00
792 55

National bank notes outstanding .
State bank notes outstanding . . . .

80, 822 25

3, 000 00 i j Dividends unpaid
90
7, 277 04 | Individual deposits
1 United States deposits
1
82 59 ! Deposits of U. S. disbursing officers.

51, 272 04

2, 916 00 j Due to other national banks
317 45 I Due to State banks and bankers .
8, 000 00

Notes and bills re-discounted.
Bills payable

202, 064 59

Total.

202, 064 59

Gloucester National Bank, Gloucester.
E. w .

No. 1162.

MERCHANT, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
17. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Heal estate, furniture, and fixtures...
Current expenses and taxes paid.
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national bank)
Fractional currency
S pecie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

W I L L I A M BABSON, Cashier,

Capital stock paid in .

$300, 000 00

Surplus fund
Other undivided profits

$437, 724 94
727 91
300, 000 00

100, 000 00
26, 447 33

National bank notes outstanding . . .
j State bank notes outstanding
Dividends unpaid .
37, 000 00
59 95 i Individual deposits
ij United States deposits
837 50 !j Deposits of U. S. disbursing officers.
9, 131
1,714
4L
20, 009

00
59
00
00

Due to other national banks
Due to State banks and bankers .

260, 600 C
O
8,916 0O
174, 865 05

2, 403 02

Notes and bills re-discounted..
Bills payable

13, 500 00
873,231 40

873, 23 L 4U

First National Bank, Grafton.
JONA. W A R R E N , President.

Loans and discounts
|
Overdrafts
|
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
j
Other stocks, bonds, and mortgages.. j
Due from approved reserve agents. ..j
Due from other banks and bankers . . j
Real estate, furniture, and fixtures . . !
Current expenses and taxes paid
!
Premiums paid
,j
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total .




No. 188.

A. A. BALLOU, Cashier.

$134,890 57 j Capital stock paid in.
I
100, 000 00 | Surplus fund
I Other undivided profits
j
I National bank notes outstanding
13,154 37 j State bank notes outstanding
i Dividends unpaid .
950 00 j
} Individual deposits
j ! United States deposits
1,615 18 1 Deposits of U. S. disbursing officers..
j
915 00 j Due to other national banks
106 56 Due to State banks and bankers .
\\
500 00 | Notes and bills re-discounted...
: Bills payable
4, 500 00 j
256,631 68 j

Total.

$100, 000 0»
26, 079 86
4 62
90, 000 00
1, 755 0C«
38, 792 20

256, 63 L 68

149

REPORT OF THE COMPTROLLER OF THE CURRENCY.
M A S S A C H U S E T T S.
Grafton National Bank, Graft on.
JONA. D. WHEELER, President.

No. 824.

HENRY F. WING,

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
IJ. S. bonds to secure deposits
U. 8. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures-..
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchauges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
Lega
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

Liabilities.
$100,000 00

$118,882 08

Capital stock paid in .

"ioo, ooo 66

Surplus fund
Other undivided profits

16, 850 00
2, 953 93

National bank notes outstanding
State bank notes outstanding

90, 000 00

5, 240 21

500 00 Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
1, 649 00
100 07

5, 207 85

% 709 00
19, 285 76

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
Total..

231, 798 69

231,798 69

National Mahaiwe Bank, Great Barrington.
J. L. DODGE, President.

No. 1203.

Loans and discounts
»-.
Overdrafts
•
U. S. bonds to secure circulation
U. S. bonds to secure deposits.
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

F. N. DELANTJ, Cashier.

$369, 505 67 | Capital stock paid in .
626 40 j
200,000 00 Surplus fund
Other undivided profits
National bank notes outstanding
61,216 14 State bank notes outstanding
8,004 13
3, 000 00 Dividends unpaid .
],344 28 Individual deposits
United States deposits
9,169 57 Deposits of U. S. disbursing officers
3, 306
100
40
6, 900

,
OS) Due to other national banks
60 Due to State banks and bankers . . .
00
00 j Notes and bills re-discounted
Bills payable

$200,000 00
100, 000 00
63,882 13
178, 500 00
2,404 00
126, 746 86

604 80

672,137 79

672, 137 79 I
I

First National Bank, Greenfield.
W. B. WASHBURN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




J. W. STEVENS, Cashier.

$508, 772 18 Capital stock paid in.
139 22
300, 000 00 Surplus fund
•
Other undivided profits
2o,"6oo"6o"
National bank notes outstanding
State bank notes outstanding
83, 459 38
11,479 23
10, 000 00
1.96L 92
557 i
4, 181 00
1,641 92
18,440 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers..
Due to other national banks
Due to State banks and bankers

$300, 000 00
195, 000 00
16,301 18
264, 000 00

666 0&
197, 773 70
3,491 77

Notes and bills re-discounted.
Bills payable

" 16*600"65"
977, 232 65

Total..

977,232 65

150

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Franklin County National Bank, Greenfield.

WILLIAM KEITH, President.

HENRY K. SIMONS, Cashier.

Resources.

Liabilities.

l
Loans and discounts
Overdrafts
I
U. S. bonds to secure circulation
I
U. S. bonds to secure deposits
!
TJ. S. bonds on hand
j
O ther stocks, bonds, and mortgages
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures j
Current expenses and taxes paid
|
Premiums paid
j
Checks and other cash items
j
Exchanges for clearing house
!
Rills of other national banks
j
Fractional currency
j
Specie
!
Legal tender notes
j
U. S. certificates of deposit
'
Redemption fund with U. S. Treasurer j

$342, 943 28 j Capital stock paid in
209 57
200, 000 00 J! Surplus fund
j J Other undivided profits

61,000 00
5, 505 65

il

|j
3, 014 6L
2,469 92
47, 59 2 97
177 46
1, 480 62

National bank notes outstanding . . .
State bank notes outstanding

180, 000 00

Dividends unpaid .

8, 868 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

167,381 13

718 00 Due to other national banks
1,361 59 Due to State banks aud bankers .
4,131 00 Notes and bills re-discounted .
Bills payable
22, 500 00
626,599 02 ||

Total.

$200, 000 00

3, 844 24

626,599 02

Total .

Packard National Bank, Greenfield.
W. N. PACKARD, President.

R. A. PACKARD, Cashier.

No. 2264.
$86,438 15

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurei

Capital stock paid in.

$100,000 00

"AI,"ooo 65' Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

j

33, 764 35
5,308 17
.,.
2, 466 44 Dividends unpaid
1,545 3L Individual deposits
6,641 00 Uuited Suites deposits.
401 73 Deposits of U. S. disbursing officers..
1, 703 00
203 22
1, 700 00

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

3,324 09
36,100 00

40, 326 30

3, 270 98

"I"845 00'

Total..

Total..

183,021 37

183,021 37

Cape Cod National Bank, Harwich.
P. S. CROWELL, President.

No. 712.

Loans and discounts
Overdrafts
!
U. S. bonds to secure circulation
U. S. bonds to secure deposits
I
U. S. b-"»nds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agentsDue from other banks and bankers..
Real estate, furniture, and fixtures... j
Current expenses and taxes paid
•
Premiums paid
j
Checks and other cash items
j
Exchanges for clearing house
;
Bills of other national banks
!
!
Fractional currency
Specie
i
Legal tender notes
!
U. S. certificates of deposit
I
Redemption fund withU. S. Treasurer]
Total




|

G-EO. H. SNOW, Cashier.

$319,581 78 j Capital stock paid in .
284, 000 00

3, 472 73
294 15
|
|

Surplus fund
Other undivided profits...
j National bank notes outstanding . . .
State bank notes outstanding
Dividends unpaid .
Individual deposits
United Statse deposits
Deposits of U. S. disbursing officers.

2, 550 00 • Due to other national banks
133 78 I Due to State banks and bankers .
I Notes and bills re-discounted.
! Bills payable
12, 775 00
652,807 44

Total

$300, 000 00
58, 050 05
12,980 00
231,800 00
725 00
36,715 25

12,537 14

652, 807 44

REPORT OF THE COMPTROLLER OF THE CURRENCY. 151
MAS SACHUSETTS.
First National Bank, Haverhill.
No. 481.

MOSES HOW, President.

E. G. WOOD, Cashier.
Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
|
Specie
j
Legal tender notes
I
U. S. certificates of deposit
I
Redemption fund with U. S. Treasurer

$417,425 53

Other undivided profits
National bank notes outstanding
56, 446 45 State bank notes outstanding
12, 000 00 Dividends unpaid .
9, 686 18 Individual deposits
United States deposits
10,788 77 Deposits of U. S. disbursing officers.
18, 069 00 Due to other national banks
1, 148 74 Due to State banks and bankers .
18, 000 00 Notes and bills re-discounted.
Bills payable

100,000 00
17,423 70
174, 000 00
712 00
160, 377 36

3, 651 61

12,600 6o"

756, 164 67

Total.

$300, 000 00

Capital stock paid in.

'"soo'coo'oo" Surplus fund

756, 164 67

Total.

Essex National Bank, Haverhill.
No. 589.

J. C. TILTON, President.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents. . .
Due from other banks and bankers...
Real estate, furniture, andfixtures. . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$121, 927 42 Capital stock paid in.

$100, 000 00

" ioo, 666 66"
5, 000
35, 380
6, 000
3, 392
929

Surplus fund
Other undivided profits
00 National bank notes outstanding...
State bank notes outstanding
71
Dividends unpaid.
00
52 Individual deposits
United States deposits
13 Deposits of U. S. disbursing officers

6,871 00 Due to other national bankfc
588 61 Due to State banks and bankers .
6, 000 00 Notes and bills re-discounted
Bills payable
Total.

290, 589 39

Total.

WM. CALDWELL, Cashier..

20, 000 00
16,355 31
86, 000 00

60 00
66, 063 70
2, 110 38

290, 589 39

Haverhill National Bank, Haverhill.
JAMES E. GALE, Cashier..

J. A. APPLETON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, andfixtures. . .
Current expenses and taxes paid
Premiums paid
Checks and other cash item s
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
edemption fund with U. S. Treasurer
Total




$416, 542 76 Capital stock paid in.
203, 000 00

11,274 67

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

9, 000 00 Dividends unpaid.
6,556 71 Individual deposits
United States deposits
2, 269 43 Deposits of U. S. disbursing officers.
14,355 00 Due to other national banks
452 61 Due to State banks and bankers .
179 80
19, 975 00 Notes and bills re-discounted.
Bills payable.
26, 650 00
710,255 98 i

$200,000 00
100, 000 00
24,264 61
180,000 00
1, 267 00
198, 803 41

5, 920 96

710, 255 98

152

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Merritnack National Bank, Haverhill.

E. J. M. HALE, President.

No. 633.

JOHN L. HOBSOtf, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
XL S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures..
-Current expenses aad taxes paid
Premiums paid
• Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$420,411 80 Capital stock paid in.
""240,000" oo*

14,736 68
3, 000 00
8,679 55
3, 745 52

$240, 000

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .

216, 000 0
1,125 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

19, f>26 00 Due to other national banks
1, 289 06 Due to State banks and bankers .
14,000 00 Notes and bills re-discounted
Bills payable.
740,288 6L

Total.

100, 000 00
59,051 17

109, 542 91

14, 569 53

740,288 61

Hingham National Bank, Hingham.
No. 1119.

CROCKER WILDER, President.

Loans and discounts
!
Overdrafts
j
U. S. bonds to secure circulation
\
U. S. bonds to secure deposits
U. S. bonds on hand
|
Other stocks, bonds, and mortgages..!
Due from approved reserve agents...[
Due from other banks and bankers .. j
Real estate, furniture, and fixtures.. .j
Current expenses and taxes paid
|
Premiums paid
•
Checks and other cash items
j
Exchanges for clearing house
Bills of other national banks
j
Fractional currency
j
Specie
i
Legal tender notes
j
TJ. S. certificates of deposit
j
Redemption fund with U. S. Treasurer;
Total

!

$176,706 62

J. S. TlLESTON, Cashier.
$140, 000 00

Capital stock paid in

140, 000 00 Surplus fund
Other undivided profits

39,503 11
30 00

National bank notes outstanding
41, 466 25 State bank notes outstanding
8, 221 47 Dividends unpaid . . .
«
32
Individual deposits
103 50 United States deposits
2, 683 00 Deposits of U. S. disbursing officers..
325 79 Due to other national banks
Due to State banks and bankers
2, 841 00 Notes and bills re-discounted
9, 000 00 Bills payable
381,347 95

120, 875 00
4, 382 45
76, 557 39

381,347 95

Holliston National Bank, Holliston.
W. S. BATCH ELDER, President
Loans and discounts
!
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
....
Fractional currency
Specie
Legal tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 802.

T. E. ANDREWS, Cashier.

$161,767 38

Capital stock paid in..,

'"I34,"666*6o'

I Surplus fund
Other undivided profits

5, 000 00
12,271 37
"i4*393~55'

National bank notes outstanding
State bank notes outstanding
Dividends unpaid .

Individual deposits
I United States deposits
6, 664 75 I Deposits oi' U. S. disbursing officers.
7, 317 00 Due to other national banks
117 99 I Due to State banks and bankers .
637 60
1,601) 00 I Notes and bills re-discounted
Bills payable

$150, 000 00
31,000 00
7,521 45
107,489 00
191 30
55,126 19

2,228 20

6*606"66"
353,556 14

Total.

353,556 14

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 5 3
MASSACHUSETTS.
Hadley Falls National Bank, Holyoke.
OHAS. W. RANLET, President.

H. P . T E R R Y , Cashier.

Resources.
Loans and discounts
|
•Overdrafts
IT. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional curreucy
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Liabilities.
1

$30 - , 544 67

Capital stock paid in

200, 000 00

$200,000 00
100, 000 00
20, 165 97

Surplus fund
Other undivided profits.
National bank notes outstanding

38, 244
1,350
15, 397
3

j

State bank notes outstanding

j

Dividends unpaid

80
55
03
00

j

1

807 93
12,634
502
1.975
18, 052

00
78
00
00

Individual deposits
!
i United Stales deposits
j
i Deposits of U. S. disbursing officers.
l Due to other national banks
i
|| Due to State banks and bankers
|!
Not-s and bills re-discounted.
Bills payable. „

169, 593 00

112,927 24
3 825 55

9, 000 00
Total

Total.

!

606, 511 76

Holyoke National Bank, Holyoke.
WM.

W H I T I N G , President.

No. 1939.

Loans and discounts
.
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .

$262, 919 66
91 58
139, 000 00

Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid

112,741 36
737 40
1,000 00

Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
TotaL

W . C. SIMONS, Cashier.

Capital stock paid in.

$200, 000 00
13, 000 00
1, 265 m

Surplus fund
I Other undivided profits.
National bank notes outstanding . . .
State bank notes outstanding
Dividends unpaid

3, 448 32

19, 000 00 Individual deposits
United States deposits
,
899 55 Deposits of U. S. disbursing officers.
6,275 00
298 47

120, 703 00

Due to other national banks
Due to State banks and bankers

,

225,171 95

6,408 09

19, 781 00 Notes and bills re-discounted.
Bills payable

""7,"256'6o"

Total.

569,994 02

569, 994 02

Hopkinton National Bank, Hopkinton.
L. H. BOWKER, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages. - .
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 626.

E. J. JP^NKS, Cashier.

$156, 727 23 j Capital stock paid in.

"iso'ooo'oo"
5, 740 00
117 79
"8 "864" 29*
732 97 '

156 43

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposit**
Deposits of U. S. disbursing officers.

$150, 000 00
30, 532 75
6, 286 24
125, 100 00
787 50
16, 382 22

Due to other national banks
Due to State banks and bankers .
Notes and bills re discounted
Bills payable

6, 750 00
Total

329,088 71

154

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
First National Bank, Hyannis.

S. B. PHINNKY, President.

No. 1107,

JOSEPH R. HALL, Cashier.

Resources.

Liabilities.

Loans and discounts
j $132,508 41 Capital stock paid in
Overdrafts
i
249 40
U. S. bonds to secure circulation
100, 000 00 Surplus fund
U. S. bonds to secure deposits
Other undivided profits
!
U. S. bonds on band
Other stocks, bonds, and mortgages..i
3, 900 00 National banknotes outstanding
Due from approved reserve agents...!
6, 580 86 State bank notes outstanding
Due from other banks and bankers -.!
Real estate, furniture, and fixtures .. i
Dividends unpaid
Current expenses and taxes paid
j
580 72
Premiums paid
Individual deposits
.
Checks and other cash items
>
1,493 57 United States deposits
Exchanges for clearing house
'
Bills of other national banks
050 00 Deposits of U. S. disbursing officers..
Fractional currency
|
550 40 Due to other national banks
Specie
Due to State banks and baukers
Legal tender notes
j
3, 442 00 Notes and bills re-discounted
U. S. certificates of deposit
i
Redemption fund with U. S. Treasurer:
7, 100 00 | Bills payable
Total

!

257, 055 36 |

Total.

$100,000 00
18, 000 00
5, 187 49
87, 900 00

45, 967 87

257, 055 36

Lancaster National Bank, Lancaster.
JACOB FISHER, President.

No. 583.

W M . H. MCNEIL, Cashier.

$213,131 38 Capital stock paid in.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
j
50, 000 00 Surplus fund
U. S. bonds to secure deposits
Other undivided profits
U. S. bonds on hand
j
National bank notes outstanding
Other stocks, bonds, and mortgages.. |
Due from approved reserve agents...
31, 897 65 State bank notes outstanding
Due from other banks and bankers ,.
2, 50J 00 Dividends unpaid
Real estate, furniture, and fixtures.. J
C, 000 00
Current expenses and taxes paid
j
Individual deposits
Premiums paid
j
United States deposits
Checks and other cash items
j
Deposits of U. S. disbursing officers
Exchanges for clearing house.!—
Bills of other national baaks
1
394 00 Due to other national banks
Fractional currency
J
449 51 Due to State banks and bankers .
Specie
j
Legal tender notes
2, 926 00 Notes and bills re-discounted
U. S. certificates of deposit
!
Redemption fund with U. S. Treasurer!
3, 250 00 Bills payable
Total.

340,548 54

Total.

$200, 000 00
40, 000 00
20, 702 99
45, 000 00
4, 879 00
6, 149 00
23, 817 55

340, 548 54

Bay State National Bank, Lawrence.
GEO. L. DAVIS, President.

No. 1014.

SAMUEL W H I T E , Cashier.

Capital stock paid in
$375, 000 00
Loans and discounts
j $685,371 96 j
Overdrafts
j
275 27 j
75,000 00
U. S. bonds to secure circulation
I
375, 000 00 i Surplus fund
U. S. bonds to secure deposits
!
I Other undivided profits
107,249 44
U. S. bonds on hand
I
i
328, 800 00
Other stocks, bonds, and mortgages..!
30, 000 00 i National bank notes outstanding
Due from approved reserve agents...!
40,914 03 jjState bank notes outstanding
Due from other banks and bankers .. j
j|
Real estate, furniture, and
fixtures...|
; Dividends unpaid
J
I
19, 752 00
Current expenses and taxes paid
j
10 89 j!
Premiums paid
j
! Individual deposits
;
335, 709 08
Checks and other cash items
|
4,393 66 jUnited States deposits
Exchanges for clearing house
!
;j
Bills of other nationaf banks
j
20,373 00 Deposits of U. S. disbursing officers.
Due to other national banks
4,971 33
Fractional currency
j
768 04l \\Due to State banks and bankers .
Specie
i
\
Legal tender notes
!
50, 000 00 Notes and bills re-discounted.
!
Bills payable
U. S. certificates of deposit
1
Redemption fund with U. S. Treasurer!
39,375 00 ;|
Total




! 1,246,481 85 !

Total

1, 246, 481 85

REPORT OF THE COMPTROLLER OF THE CURRENCY.

155

MASSACHUSETTS.
Lawrence National Bank, Lawrence.
A. J. FRENCH, President.

No. 1962.

P. Gr. PlLLSBURY, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
XJ. S. bonds on hand
.
Other stocks, bonds, and mortgages .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
. . .
.
Legal tender notes

$442, 840 26

Redemption fund with U. S. Treasurer

32, 516 97

300, 000 00

62 34
30, 000 00
984 11
1, 093 00
1, 626 40
26,214 00

Capital stock paid in

Dividends unpaid

10, 000 00
6, 437 81
270, 000 00
10,185 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers..
Due to other national banks
Due to State banks and bankers

196, 222 55

42, 491 72

Notes and bills re-discounted

835, 337 OS

Total

$300, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

Total

835, 337 08

National Pemberton Bank, Lawrence.
LEVt SPRAGUE, President.

No. 1048.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U.S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
I
Legal tender notes
j
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

Wur. H. JAQUITH, Cashier.

$299,156 20 Capital stock paid in .
189 70
150, 000 00 Surplus fund
.
Other undivided profits
..
National bank notes outstanding . . 24,613 47 State bank notes outstanding
352 21 Dividends unpaid .

$150, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

146,209 69

1,366 31
9,918 00
339 65
12, 000 00
6, 750 00

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

504, 685 54

Total .

60, 000 00
7, 526 29
128, 550 00
5, 070 00

7, 329 56

504, 685 54

Lee National Bank, Lee.
No. 865.

H. GARFIELD, President.
Loans and discounts .
Overdrafts
U. S. bonds to secure circulation
XJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total

H. Ex. 3




j

1

$278, 799 32
210, 000 00
425 00
27,182 97
5, 404 44
6, 000 00
2,187 16
4, 721 70
4, 793 00
1,106 31
10, 817 00

J. L. KlLBON, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers..
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

"l6, 519 02 i
561, 955 92 |

Total.

$210, 000 00
60, 000 00
15,440 52
188, 490 00
241 12
78, 072 09

9,712 19

156

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Leicester National Bank, Leicester.

CHENEY HATCH, President.

No. 918.

D. E. MERRIAM, Cashier.

Resources.

Liabilities.

Loans and discounts.
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
j
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers..!
Real estate, furniture, and fixtures. ..j
Current expenses and taxes paid
|
Premiums paid
!
Checks and other cash items
Exchanges for clearing house
I
Bills of other national banks
j
Fractional currency
|
Specie
Legal tender notes
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer
Total.

$218,802 01

Capital stock paid in

$200, 000 00

200, 000 00

Surplus fund
Other undivided profits
5, 000 00 National bank notes outstanding
10,617 5 2 State bank notes outstanding
=
23 78
18,000 00 Dividends unpaid
Individual deposits
United States deposits
5,745 00 Deposits of U. S. disbursing officers..
1, 289 24 Due to other national banks
P66 00
Due to State banks and bankers
5,233 00 Notes and bills re-discounted
~
9, 000 00 Bills payable

38, 354 32
9 45
176, 400 00
5, 770 00
54, 378 74

535 96

474,912 51

Total...

474,912 51

First National Bank, Leominster.
JNO. H. LOCKEY, President.

A. L. BURDITT, Cashier.

Loans and discounts
Overdrafts
i
U. S. bonds to secure circula.tioa
I
U. S. bonds to secure deposits
j
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, arid fixtures .. Current expanses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Total.

$299, 813 34 Capital stock paid in .

$300, 000 00

150, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
70, 567 81 State bank notes outstanding
26, 800 00 Dividends unpaid.
1,462 12 Individual deposits
8, 531 25 United States deposits
86 92 Deposits of U. S. disbursing officers.
7,713 00
209 51

Due to other national banks
Due to State banks and bankers.
2, 000 00 Notes and bills re-discounted..
5, 000 00 Bills payable
6, 750 00
Total.

578, 933 95

28, 000 00
7, 856 51
129, 900 00

108,718 58

4, 458 86

578, 933 95

First National Bank, Lowell.
A. P. BONNEY, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, andfixtures. . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Total




.No. 331.

GEO. B. ALLEN, Cashier.

$411, 754 85 Capital stock paid in .
8,041 61
'259, 000 00 Surplus fund
i, 666 66 Other undivided profits
National bank notes outstanding
24, 000 00
State bank notes outstanding
84, 436 64

4,618 20

Dividends unpaid.,
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

6, 908 00 Due to other national banks
390 74 Due to State banks and bankers .
1, 000 00
11,600 00 Notes and bills re-discounted.
Bills payable
11,250 00
824,000 04

Total.

$250, 000 00
100, 000 00
22,257 50
220, 660 00

8, 075 00
222,173 38

834 16

824, 000 04

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

157

MASSACHUSETTS.
Appleton National Bank, Lowell.
No. 986.

J. A. KNOWLES, President.

J. F . KIMBALL, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
.
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Liabilities.
$697,516 61
3,041 17
306, 000 00

Surplus fund
Other undivided profits

100, 000 00
25, 266 36

National bauk notes outstanding
State bank notes outstanding

253,200 00

27, 506 02
93,149 66
6, 150 63

Dividends unpaid.

84,488 16

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

67, 705 00
1, 165 61
30 00
28, 872 00

7, 402 00

Due to other national banks . . . .
Due to State banks and bankers.

641, 043 60

2,212 90

Notes and bills re-discounted.
Bills payable

13, 500 00 |
Total

1, 329, 124 86

Total.

$300,000 00

Capital stock paid in.

1,329,12-4 86

Merchants' National Bank. Lowell.
HOCUM HOSFORD, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

No. 506.
$616,119 13
1, 874 26
400, 000 00
55, 700 00

CHAS. W. EATON, Cashier.
$400,000 00

Capital stock paid in.
Surplus fund
Other undivided profits .

30, 000 00
12, 074 21

National bank notes outstanding
22, 583 37 State bank notes outstanding
1,306 14
20, 000 00 Dividends unpaid .
75 16 Individual deposits
United States deposits
4,946 58 Deposits of U. S. disbursing officers.

20, 000 00

4,855 00
4, 840 82
1, 025 01)
25,859 00

333,000 00
7,156 00
394, 100 00
20,854 25

Due to other national bankg
Due to State banks and bankers.
Notes and bills re-discounted.,
Bills payable
Total.

Total.

1,197,184 46

Old Lowell National Bank, Lowell.
EDWARD TUCK, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand...
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 1329.•

C. M. WILLIAMS, Cashier.

$262, 392 44 Capital stock paid in .

""206,666 66'
I2, ooo 66
58, 031 42

Surplus fund
Other undivided profits
National bank notes outstanding . . .
State bank notes outstanding
Dividends unpaid .

7, 038 76

3, 699 00
1, 547 33
145 00
5, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

$200, 000 00
50, 000 00
5,341 36
180, 000 00
7, 318 00
114,155 44

2,039 15

9, 000 00
558, 853 95 I

Total.

558, 853 95

158

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Prescott National Bank, Lowell.

D.

S. RICHARDSON,

No. 960.

President.

A. A. COBURN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers-..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$479, 688 46
2, 479 49
242, 000 00
14, 212
47,213
797
25, 000
11

88
82
71
00
35

4,188 55

Capital stock paid in.

100, 000 00
10, 029 52

National bank notes outstanding
State bank notes outstanding

213, 800 00

Dividends unpaid .

11,670 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

10, 887 00
4, 537 46

Due to other national banks
Due to State banks and bankers.

40, 368 00

238, 757 48

Notes and bills re-discounted .
Bills payable

"ii,*o66*66'
882,384 72

Total .

$300, 000 00

S-ttrplus fund
Other undivided profits.

Total.

8,127 72

832, 384 72

Railroad National Bank, Lowell.
No. 753.

J A C O B ROGERS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other bauks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$1, 027, 502 05
43 13
645, 000 00
4, 000 00
24,381 22
1,200 00
34 45
14,831 25
22, 256 39

JAS. S. HOVEY, Cashier.

Capital stock paid in

$800, 000 00

Surplus fund
Other undivided profits

130,000 C
O
36, 820 48

National bank notes outstanding...
State bank notes outstanding

579,100 00

Dividends unpaid-,

25, 796 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

7, 535 00
4, 074 93

Due to other national banks
Due to State banks and bankers .

2, 000 00

183, 469 29

Notes and bills re-discounted.
Bills payable

26,697 65

"29," 02o" 00'
1,781,883 42

Total.

1,781,883 42

Wamesit National Bank, Lowell.
CHAS. WHITNEY, President.

-No. 781.

G. W. KNOWLTON, Cashier.

$420,441 36 Capital stock paid in
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
!
202, 000 00 Surplus fund
U. S. bonds to secure deposits
j
Other undivided profits
U. S. bonds on hand
j
Naiional bank notes outstanding
Other stocks, bonds, and mortgages . . j
Due from approved reserve agents...
23,769 45
State bank notes outstanding
Due from other banks and bankers . . !
Real estate, furniture, and
fixtures...I
6, 000 00 Dividends unpaid
Current expenses and taxes paid
i
6,627 65
Premiums paid
\
Individual deposits
Checks and other cash items
I
5, 278 93
United States deposits
Exchanges for clearing house
\
Deposits of U. S. disbursing officers Bills of other national banks
I
1, 940 00 Due to other, national banks
Fractional currency
165 91
Due to State banks and bankers
282 00 !
Specie
10,500 00 ! Notes and bills re-discounted
Legal tender notes
U. S. certificates of deposit
Bills payable
Redemption fund with U. S. Treasurer!
9, 000 00
Total.




686, 005 30

Total

$250, 000 00
50, 000 00
50, 345 40
168, 800 00
1,010 00
150,849 90

" is, 666 "60

686, 005 30

REPORT OF THE COMPTROLLER OF THE CURRENCY.

159

MASSACHUSETTS.
First National Bank, Lynn.
JNO. WOOLDREDGE, President.

No. 638.

OWEK DAME, Cashier,

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents . . .
Due from other batiks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificatas of deposit
Redemption fund with U. S. Treasurer
Total.

$718, 846 48

Capital stock paid in.

" 3 3 5 "666 'OO
3, 000 00

273,702 27
5,641 89
500 00
4,365 86

$500, 000 00

Surplus fund
Other undivided profits
,
National bank notes outstanding
State bank notes outstanding . . . .
Dividends unpaid.

25, 957 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

35, 774 00
2, 390 52

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total.

1,418,178 52

93, 000 00
787 90
293,241 00

464, 543 88

40, 648 74

1,418,178 52

Central National Bank, Lynn.
HENRY NEWHALL, President.

No. 1201.

Loans and discounts
Overdrafts
*
TJ. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
..
..
Speeie.
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$334, 399 49
200, 666 66"

E. W. MUDGE, Cashier.

Capital stock paid in.

$200,030 00

37, 460 96
1, 479 60
20,132 88

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .

10,214 14

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

18,314 00
2,334 31
140 00
11, 000 00

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

90, 000 00
6,081 49
173, 920 00
6,404 00
163,181 44

4, 888 45

9,000 00
644,475 38 ||

644, 475 38

Total .

National City Bank, Lynn.
A. P. TAPLEY, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents . . .
Due from other banks and bankers...
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
S pecie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




B. V. FRENCH, Cashier.

No. 697.
$797, 058 71

Capital stock paid in.

"366,'666" 66'

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

56,253 18
1,803 21
1,000 00

Dividends unpaid.

20, 000 00
43, 395 22

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

34, 304 00
1, 050 00

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

43, 400 00

13"506'66'
1,311,764 32

Total.

$300, 000 00
120, 000 00
780 93
266, 888 00
3, 870 00
538, 493 40

81, 731 99

1,311,764 32

160

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
First National Bank, Maiden.

E . S. CONVEKSE,

No. 588.

President.

CHARLES MERRILL, Cashier,

Resources.
Loans and discounts
j
Overdrafts
i
U. S. bonds to secure circulation
I
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents . . .
Due from other banks and bankers-..
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Liabilities.
$119,271 91 Capital stock paid in .

20, 000 00
9, 117 36

Surplus fund
Other undivided profits
National bank notes outstanding
30, 250 82 State bank notes outstanding
" M O O " 6o' Dividends unpaid .
9, 856 74
3,193
]5l
1,056
2,100

88,100 00
3,684 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers -

55, 478 64

00
16
37
00

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
"4,566 00 Bills payable
276, 380 00

Total.

S100, 000 00

"i6i,"666"66"

276, 380 00

Total.

Marblehead National Bank, Marblehead.
ISAAC C. WYMAN, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
XL S. bonds to secure deposits
XL S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid..
Premiums paid
Checks and other cash items .
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

No. 767.

WM. REYNOLDS, Cashier.
$102,000 00

$147,076 09 Capital stock paid in.
""103" 606" 66" Surplus fund
Other undivided profits
5, 000 00 National bank notes outstanding
State bank notes outstanding
14, 294 89

.

2, 522 91
6,200 00

Dividends unpaid . . .

2,434 42

Individual deposits
United -States deposits
Deposits of U. S. disbursing officers .

4, 038 00
945 57
85 31
9,100 00

19, 876 00
26,740 64
68,000 00

3,851 50
78,814 05

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable»

"""4*585 66'
Total.

299,282 19

299,282 19

National Grand Bank, Marblehead.
E. B. PHILLIPS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..j
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit..
Redemption fund with U. S. Treasurer
Total




No. 676.

J. P . TURNER, Jr., Cashier.

$140, 353 42 Capital stock paid in .
4 68
120, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total.

$120, 000 00
17, 935 25
17, 398 53
102, 116 00
3,916 50
42,691 81

505 19

304, 563 28

REPORT OF THE COMPTROLLER OF THE CURRENCY.

161

MASSACHUSETTS.
First National Bank, Marlboro'.
No. 158.

MARK FAY, President.

E. C. WHITNEY, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
E*changes for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$185,913 64

Capital stock paid in

$200,000 00

* 200, 000 00 Surplus fund
Other undivided profits
90, 770 00 NLtional bank notes outstanding
State bank notes outstanding
Dividends unpaid.,
I
3,561 28 Individual deposits
1
United States deposits
I
4,774 29 Deposits of U. S. disbursing officers..!
10, 588 00 Due to other national banks
1,606 70 Due to State banks and bankers
3, 000 00 Notes and bills re-discounted.
Bills payable
" 13, 700 00
Total.

513,913 9L

|
I

40,000 00
9, 585 70
180, 000 00

73, 922 99

10, 405 22

513,913 91

National Bank, Methuen.
No. 1485.

JAMES WALTON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
,
Specie
Legal tender notes
U. S-. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

JACOB EMERSON, Cashier.

$100, 000 00

$139, 970 86 Capital stock paid in .

""166," 666" 66'
5,400 00
11, 942 47
3, 000 00

924 72
7, 696 00
156 95
1,600 00

I'soo 66'
275,191 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding

25, 000 00
12,248 93
84,250 00
4, 294 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbux*sing officers..

49, 398 07

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
275, 191 00

Total.

Home National Bank, Milford.
SAMUEL WALKER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U.S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




N. B. JOHNSON, Cashier.

$125, 245 89 Capital stock paid in .
68,"000 66"

10, 263 44
2, 866 98
220 78
11, 685 00
213 04
1, 388 00
201 25
3,764 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

$130, 000 00
3, 876 24
60, 970 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

32,052 14

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

3, 050 66

226, 898 38

Total .

226, 898 38

162

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Milford National Bank, Milford.
No. 866.

A. C. MAYHEYV, President.

AUGUSTUS WHEELER, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

Liabilities.
$368, 373 16

" 244,666 66

26, 485 32
6 03
4,300 00
6,854 56
3, 402 73
12, 820
704
90
3, 900

00
34
00
00

"i6,"98o"66"

Capital stock paid in.,

$250, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .

50, 000 00
21, 033 45
214,600 00
1, 396 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

144, 886 69

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
Total.

681,916 14

681,916 14

Millbury National Bank, Millbury.
No. 572.

HOSEA CRANE, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
]
Fractional currency
Specie
j
Legal tender notes
\
U. S. certificates of deposit
|
Redemption fund with U. S. Treasurer
Total.

$232, 676 24
200, 000 00

20, 813 08

AMOS ARMSBY, Cashier.

Capital stock paid in.

$200, 000 00

Surplus fund
O ther undivided profits
National bank notes outstanding
State bank notes outstanding
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

5, 469 00 Due to other national banks
352 00 Due to State banks and bankers .
200 00
Notes and bills re-discounted
, Bills payable
9,000 00
Total.

473, 792 00

180, 000 00
6,369 00

Dividends unpaid .
87 77
5, 000 00
193 91

40,000 00
2, 979 87

40, 556 32

3, 886 81

473, 792 00

Monson National Bank, Monson.
C. W. HOLMES, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 503.

E. F. MORRIS. Cashier.

$169,202 84 I Capital stock paid in .

$150,000 00

170,000 00 j! Surplus fund
J Other undivided profits

30, 000 00
71,679 30

15, 000 00
11,547 11
29,236 11
2, 500 00
1,104 96

National bank notes outstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

1, 839 00 Due to other national banks
475 11 Due to State banks and bankers .
7, 311 00 Notes and bills re-discounted.
Bills payable
""7," 250 "66"
415,466 13

Total.

144,960 00
1,255 00
16,505 44

1, 066 39

415,466 13

REPORT OF THE COMPTROLLER

OF THE CURRENCY.

163

MASSACHUSETTS.
Pacific National Bank, Nantucket.
F . C. SANFORD,

No. 714.

President.

Jos.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents . .
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total

MITCHELL, Cashier.

Liabilities.
$198,526 16

$200, 000 00

Capital stock paid in .

""202," 665" 66' Surplus fund
166 00 Other undivided profits
National bank notes outstanding
State bank notes outstanding
21, 098 62
2, 152 45
5, 000 00

Dividends unpaid.

1,156 96

Individual deposits
United States deposits
Deposits of U. S. disbursing officers .

6, 670 00
1,187 20
t, 662 00

26,109 00

45, 001) 0Q
125 13
171, 870 00
4,262 50
60,151 15

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

15, 746 39
Total.

481,408 78 I

481,408 78

Natick National Bank, Natick.
G. S. TROWBRIDGE, Cashier.

LEONARD WINCH, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers , .
Real estate, furniture, and fixtures...
Current expenses and faxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
II. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total

$213,223 74 Capital stock paid in .
491 98
82, 000 00 Surplus fund
O ther undivided profits
31, 209 77
1, 904 74
705 34
3,000 00
241 06
5, 546 00
413 00
4,000 00
5, 000 00
3, 690 00

$100, 000 00
8, 000 00
4,145 63

National bank notes outstanding
State bank notes outstanding
Dividends unpaid.

73, 800 00
2, 076 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers -

163, 404 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

351, 425 63

351,425 63

First National Bank, N e w Bedford.
JOS. GRINNELL,

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents
Due from other banks and bankers . .
Real ettate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.




No. 261.
$1,093,651 41
844 09
694, 000 00
70. 000 00
132, 000 00
49,460 83

W. P . WlNSOR, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . . State bank notes outstanding

681 31
20, 000 00 Dividends unpaid .
Individual deposits
United States deposits
1,679 00 Deposits of U. S. disbursing officers.
4,497 00 Due to other national banks
2, 120 00 Due to State banks and bankers .
171 35
26, 655 00 Notes and bills re-discounted.,
Bills payable
,
31,300 00
2,127, 059 99

Total.

$1, 000, 000 00
200, 000 00
2, 700 40
619,590 00
19, 935 00
258, 698 94
21,931 00
1, 662 60
2, 492 05

2,127, 059 99

164

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Citizens' National Bank, N e w Bedford.

J. A. BEAUVAIS, President.

No. 2262.

T. B. FULLER, Cashier.
Liabilities.

Resources.
Loans and discounts
|
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..

$232,605 60

Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
,
I
Legal tender notes
|
U. S. certificates of deposit
j
Redemption fund with U. S. Treasurer,

18, 353
149
7,433
1,502
46, 597

200, 000 00

93
15
00
26
50

Capital stock paid in.

8,220 46

National bank notes outstanding
State bank notes outstanding.

75 L 88

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

806 00
247 31

Due to other national banks
Due to State banks and bankers.

5, 755 00

134, 810 00

Dividends unpaid.
188, 658 70

1,762 47

Notes and bills re-discounted
Bills payable

6, 750 00
520,951 63 i

Total.

$187, 500 00

Surplus fund
Other undivided profits

Total.

520, 95L

Mechanics' National Bank, N e w Bedford.
WM. W. CRAPO, President.
Loans and discounts.
Overdrafts
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures, --j
Current expenses and taxes paid
j
Premiums paid
]
Checks and other cash items
|
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption land with U. S. Treasure
Total.

No. 743.
$910,907 69
256 0L
534, 000 00
69, 586 33
85, 681 94

E. W. HERVEY, Cashier.

Capital stock paid in.

$600, 000 00

Surplus fund Other undivided profits

240, 000 00
30, 958 03

National bank notes outstanding
State bank notes outstanding

466, 024 00

Dividends unpaid.

14,284 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

3, 446 00 Due to other national banks
1,456 71 Due to State banks and bankers.

286, 340 20

1,929 95

8, 200 00 Notes and bills re-discounted.
Bills payable

26,000 00
Total

1, 639, 536 68

1,639,536 68

Merchants' National Bank, N e w Bedford.
CHAS. R. TUCKER, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents - . .
Due from other banks and bankers . .
Real estate, furniture, and fixtures-..
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 799.

P . C. HOWLAND, Cashier.

$1, 851, 391 28 Capital stock paid in.
30, 064 39
817,000 00 Surplus fund.
*
100, 000 00 Other undivided profits.
National bank notes outstanding

47, 592 92 State bank notes outstanding
6, 057 64 Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

6,015 00 Due to other national banks
1,907 52 Due to State banks and bankerg .
1,681 24
14, 093 00 Notes and bills re-discounted.
Bills payable

$1, 000, 000 00
530, 000 00
54, 710 83
735, 260 00
670 00
450, 713 24
34, 725 C6
6, 473 86

100, 000 00

36, 750 00
2, 912, 552 99

Total.

2, 912, 552 99

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 6 5
MASSACHUSETTS.
National Bank of Commerce, N e w Bedford.
T. S. H A T H A W A Y , President.

No. 690.

BENJ. F . COOMBS, Cashier.
Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve a g e n t s . . .
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total

$971,894 44 I Capital stock paid in .
232 73
700, 000 00 I Surplus fund
Other undivided profits

$1, 000, 000 00
200, 000 00
8, 159 77

""50*006 66 "j
54,000
215, 840
21,026
14,268

00 j National bank notes outstanding
67 ; State bank notes outstanding
03 I
Dividends unpaid .
80

I • Individual deposits
H United States deposits
3,638 88 || Deposits of U . S . disbursing officers.
6,406
1, 482
27
13, 933

00
08
5L
00

Due to other national banks
Due to State banks and bankers

624, 662 00
20,867 95
206,812 62

23, 747 80

Notes and bills re-discounted.
Bills payable

31, 500 00
2,084,250 14

Total

2, 084, 250 14

First National Bank, Newburyport.
CHAS. H. COFFIN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, anid mortgages . .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . . .
Current expenses and taxes paid
Premiums paid
Ch ecks an d other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

No. 279.

JACOB STONE, Cashier.

$425, 072 02 1 Capital stock paid in .
1
214 29
300, 000 00 Surplus fund..
60, 000 00 Other undivided profits.

$300, 000 00
80, 000 00
30,515 74

3,343 71
38 503 °8

National banknotes outstanding...
State bank notes outstanding

3, 000 00
11, 601 57
1, 700 00
619 77

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1, 663 00
2, 122 72
11,214 00

Dividends unpaid

78 00

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

Total.

269, 981 00

133, 009 69
56, 116 65
1, 048 85
1, 804 42

872, 554 36

Total.

Mechanicks' National Bank, Newburyport.
E. S. MOSELEY, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
?
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.




No. 584.
$387,402 02
30 66
250, 000 00

F. O. WOODS, Cashier.

Capital stock paid in .

Surplus fund
Other undivided profits
National bank notes outstanding
7,199 76 I State bank notes outstanding
320 00 !
4,000 00 I Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$250, 000 00
100, 000 00
5, 872 30
224, 980 00
9,106 00
82, 592 79

1,819 00 Due to other national banks
1, 948 65 Due to State banks and bankers .
1,000 00
7.581 00 Notes and bills re-discounted.
Bills payable
11,250 00 I
672,551 09 1

Total.

672, 55 L 09

166

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Merchants' National Bank, Newburyport.

NATHL. HILLS, President.

No. 1047.

G-. P. STONE, Cashier.

Resources.
Loans and discounts
j
Overdrafts
'
U. S. bonds to secure circulation
i
U. S. bonds to secure deposits
!.
U. S. bonds on hand
j
Other stocks, bonds, and mortgages .. I.
Due from approved reserve agents...]
Due from other banks and bankers '.
Real estate, furniture, andfixtures...I
Current expenses and taxes paid
!
Premiums paid
|.
Checks and other cash items
j
Exchanges for clearing house
|.
Bills of other national banks
!
Fractional currency
j
Specie
;
Legal tender notes
j
U. S. certificates of deposit
L
Redemption fund with U. S. Treasurer:
Total.

Liabilities.
$201,802 40
93 84
120,000 00

Capital stock paid in.

$120, 000 00

Surplus fund
2*06" 66'i Other undivided profits
National bank notes outstanding
5, 197 83 I State bank notes outstanding
4, 000 00 Dividends unpaid .
3 14 Individual deposits
United States deposits
18 00 Deposits of U. S. disbursing officers.
1, 220 00 Due to other national banks
1, 450 98 Due to State banks and bankers .
43 50
6,153 00 Notes and bills re-discounted.
Bills payable
5, 400 00 I

345,582 69

Total.

46, 000 00
3,747 00
106, 515 00
3, 447 84
60, 163 19

5, 709 66

345, 582 69

Ocean National Bank, Newburyport.
WILLIAM CUSHING, President.

No. 1011.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
-Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

P H I L I P H. LUNT, Cashier.

$264,648 23 | Capital stock paid in
773 42 I
150,000 00 ISurplus fund
Other undivided profits
National bank notes outstanding
34, 827 40
800 00
4,000 00

5,864 00
1, 975 99

12,417 00

$150, 000 00
30, 000 00
7, 523 49
133, 000 00

State bank notes outstanding
5,312 50

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers . .
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable
Total.

497, 797 24 j

171, 961 25

497, 797 24

Newton National Bank, Newton.
JOS. N. BACON, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
TJ. S. bonds to secure deposits .
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Total.




No. 789.

B. FRANKLIN BACON, Cashier.

$338, 779 35 Capital stock paid in .
4,713 29
152, 000 00 Surplus fund
Other undivided profits
10,000 00
243, 573 77

6f"666"66"
1, 369 84
7,560 00
472 53
200 00 |
8, 000 00 i
15, 00?) 00
6, 750 00 I
794,418 78 j

National bank notes outstanding . . .
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total.

$200, 000 00
50, 000 00
1, 930 33
135, 000 00
6, 965 00
400,195 76

327 69

794,418 78

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 6 7
MASSACHUSETTS.
Adams National Bank, North Adams.
S. BLACKINTON, President.

No. 1210.

E. S. WILKINSON, Cashier.
Liabilitiei

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
."
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$783,222
2,061
370, 000
50, 000

02
21
00
00

214, 028
25, 838
34, 000
19,918
4, 800

20
24
00
22
00

647 31
21, 326 00
1,235 25

Capital stock paid in .

100, 000 00
100,468 64

National bank notes outstanding . .
State bank notes outstanding

324,135 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

369, 722 15
29,429 06

Due to other national banks
Due to State banks and bankers .

101,582 60

Notes and bills re-discounted.
Bills payable
1, 565, 337 45

Total .

$500,000 00

Surplus fund
Other undivided profits .

Total.

40, 000 00

1, 565, 337 45

Attleboro' National Bank, North Attleboro'.
DANIEL EVANS, President.

No. 1604.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$210, 384 83
104 14
100, 000 00

$100, 000 00

Surplus fund.,
Other undivided profits

20, 000 00
7,794 15

National bank notes outstanding
State bank notes outstanding
5,816 89
6,839 69
15,000 (O j Dividends unpaid.
J
130 46
Individual deposits
I! United States deposits
579 01 jl Deposits of U. S. disbursing officers.

87, 900 00

11, 169
131
300
2,000
5, 000
4, 500

00 Due to other national banks
71 Due to State banks and bankers.
00
00 1 Notes and bills re-discounted .
1
00 i Bills payable
01)

361, 955 73

Total.

E. R. P R I C E , Cashier.

Capital stock paid in.

Total.

4, 000 00
139,641 09

1,133 46
1,487 03

361, 955 73

First National Bank of Easton, North Easton.
OLIVER AMES, President.

No. 416.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages...
Due from approved reserve agents....
Due from other banks and bankers ...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




,

$329, 953 21

"316,666 66"
16, 590 00
90, 032 29

P . A. GiFFORD, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
I Dividends unpaid.

25 ! Individual deposits
I United States deposits
646 80 j Deposits of U. S. disbursing officers.
2, 532
138
655
8, 658
5, 000
23, 800

00
10
98
00
00
00

788,006 63

$300, 000 00
60, 000 00
40, 657 20
247, 962 00
8, 690 00
130,697 43

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

788,006 6 3

168

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS,
First National Bank, Northampton.

WM. B. HALE, President.

No. 383.

HENRY ROBERTS, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
XL S. bonds to secure deposits
XL S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie.
Legal tender notes
U. S. certificates of deposit
|
Redemption fund with U. S. Treasurerj

Liabilities.
$577, 013 71
79 33
400, 000 00
6U, 000 00
20, 000 00
37, 640 00
21,917 44
12, 54 L 06
25,000 00
11,460 66
1,525 61

Capital stock paid in..

Dividends unpaid

145, 000 00
16, 044 85
347, 450 00
475 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

2,345 00 Due to other national banks
1, 704 97 Due to State banks and bankers
17,COO 00 Notes and bills re-discounted
Bills payable
18,000 ~0Q
Total..

1, 206, 227 78

Total.

$500, 000 00

Surplus fund
Other undivided profits .
National bank notes outstanding . . .
State bank notes outstanding

169, 076 84
23, 363 94
4,634 75
182 40

1, 206, 227 78

Hampshire County National Bank, Northampton.
LUTHER BODMAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages..
Due fr^m approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
-Specie
Legal tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treasurer

No. 418.
$333, 426 04 Capital stock paid in.

$250, 000 00

"250,000 00 j Surplus fund
Other undivided profits .
National bank notes outstanding
18,723 61 State bank notes outstanding
1, 939 82 Dividends unpaid .
42, 639 89
3,004 91 Individual deposits
United States deposits.
Deposits of U. S. disbursing officers.
207 36
2,416 00
92 76
12, 525 00

""ii,"256"66"

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable
Total.

676, 225 39

Total.

L E W I S WARNER, Cashier.

34, 500 00
4, 735 11
220, 000 00

15 00
151,261 43

15, 713 85

676, 225 39

Northampton National Bank, Northampton.
OSCAR EDWARDS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U- S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deport
Redemption fund with U. S. Treasurer
Total




No. 1018.
$531, 957 66
501 37
400,000 00
236, 857 39
20,814 12
14, 123 88
17, 000 00
35,000 00
6,178 36
815 00
399 00
10, 017 00
25,"000 66"

1, 298, 663 78

JOHN WHITTELSEY, Cashier.

Capital stock paid in.

$400, 000 00

Surplus fund
Other undivided profits

200,000 00
21, 495 96

National bank notes outstanding
State bank notes outstanding

354,100 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
Total

11,096 19
287, 459 39

24,512 24

1, 298, 663 78

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 6 9
MASSACHUSETTS.
Northborough National Bank, Northborough.
No. 1279.

W I L D E R BUSH, President.

O. H. LAWRENCE, Cashier.

Resources.

Liabilitie *.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie.
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$143, 964 74
"ioo'ooo'oo
5, 400 00
24,312 19
2, 000 00
599 09
677 55
475
161
900
4, 998

00
07
00
00

$100, 000 00

Capital stock paid in.
Surplus fund
Other undivided profits

26, 000 00
9, 175 44

National bank notes outstanding
State bank notes outstanding

88, 000 00

Dividends unpaid.

114 41

Individual deposits
United States deposits
Deposits of U. S. disbursing officers -

66, 897 79

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

6, 700 00

Total.

290,187 64

290,187 64

Orange National Bank, Orange.
No. 2255.

D. E. CHENEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures.. .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S.1 certificates of deposit
Redemption fund with U. S. Treasure:
Total.

$118,712 94
""33,500*o6"

2,503 61
1, 545 85
2, 099 25
5, 392 50

6,180 00
48 62
3,000 00

it66o 65

JAS. H. WAITE, Cashier.

Capital stock paid in

$100,000 00

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding

4,191 81
28, 500 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payablb

174, 582 77

41, 117 14

773 82

174, 582 77

Oxford National Bank, Oxford.
8. C. PAINE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers..
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

Total.




No. 764.
$131,077 20
27 14
100, 000 00

14, 973 03
1, 647 07
34 95
401 83
950 00
138 38
52 00
362 00

C. A. ANGELL, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits

$100, 000 00
>

National bank notes outstanding .
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

20, 000 00
11,333 25
87,354 00
4, 548 00
30, 728 35

200 00

4, 500 00
254,163 60

Total.

254, 163 60

170

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
South Danvers National Bank, Peabody.

E. T. OsBORN, President

No. 958.

G. A. OSBORNE, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

Liabilities.
$291,112 39

"I56," 666'66"
12, 153 56
1 43
1,500 00

1,161 71
5,12G 00
926 59
3, 350 00
7, 000 00

$150, 000 00

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid.

75, 000 00
26, 382 62
121, 000 00
6, 600 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers .
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted
Bills payable
„

98,663 06

1, 286 00

" 6," 600 "66'
Total.

478,931 68

478,931 68

Warren National Bank, Peabody.
FRANK C. MERRILL, Cashier.

No. 616.

L E W I S ALLEN, President.

Loans and discounts
Overdrafts
,
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house.
Bills of other national banks
Fractional currency
Specie
.,
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total .

1, 244 67

$250, 000 00

Capital stock paid in.,

Surplus fund
Other undivided profits
6, 000 00 | National bank notes outstanding
25, 857 82 j State bank notes outstanding
1, 262 40 ; Dividends unpaid.
11 05 Individual deposits
United States deposits
10, 796 28 Deposits of U. S. disbursing officers.

253, 000 00

33, 152 00 i Due to other national banks
1,738 81 Due to State banks and bankers .
625 00 i
6, 000 00 Notes and bills re-discounted.
Bills payable
28, 050 00
757, 73^ 03 j

96, 959 90
1, 297 92
225, 000 00
9,531 50
172,161 91
2, 786 80

757, 738 03

Total.

Agricultural National Bank, Pittsfield.
E. H. KELLOGG, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




No. 1082.

J. R. WARRINER, Cashier.

$627, 642 37 Capital stock paid in.
3, 436 86
200, 000 00 Surplus fund
Other uudivided profits
National bank notes outstanding
81, 655 93 State bank notes outstanding
33, 707 45 Dividends unpaid.
5,341 55 Individual deposits
United States deposits
1,419 79 Deposits of U. S. disbursing officers.
6, 355 00
1, 076 40

Due to other national banks
Due to State banks and bankers 28,148 C Notes and bills re-discounted.
O
Bills payable
"i 1,666 00
999,783 35

Total.

$200,000 00
100 000 00
159,688 92
176,500 00

356, 578 23
7,016 20

999, 783 35

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 7 1
MASSACHUSETTS.
Pittsfield National Bank, Pittsfield.
E. S. FilANCTS, Cashier.

J U L I U S R O C K W E L L , President.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

Liabilities.
$672, 580 83
2, 116 20
488, 000 00

Capital stock paid in

|

$500, 000 00

Surplus fund
Other undivided profits

!
j

100,000 00
93,144 89

I
127,712
42,751
15, 000
3,428

47
85
00
04

21,716 62
, 105 00
' 925 16
15, 000 00
"2 i,~95o "OO

|
National bank notes outstanding
State bank notes outstanding
Dividends unpaid

I
I

405, 675 00

Individual deposits
;
United States deposits.
\
Deposits of U. S. disbursing officers.. I

316,886 84

Due to other national banks
Due to State banks and bankers

|
j

2, 365 59
1, 222 90

Notes and bills re-discounted
Bills payable

, 424, 295 22

Total.

1, 424, 295 22

Old Colony National Bank, Plymouth.
GEO. G. DYER, President.

No. 996.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house.
Bills of other national banks
Fractional currency
Specie
Legal tender notes
j
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

W. S. MORISSEY, Cashier.

$388,416 95

Capital stock paid in.

$250, 000 00

"214,000 00

Surplus fund
Other undivided profits

100, 000 00
5,383 78

National bank notes outstanding
State bank notes outstanding

189,385 00

1,400 00
58,103 36
2, 500 00
1 00
4,733 88
713 00
914 (57

Dividends unpaid .

10, 020 00

Individual deposits
United States deposits.
Deposits of U. S. disbursing officers.

130, 544 08

Due to other national banks
Due to State banks and bankers .

4, 550 00 ! Notes and bills re-discounted
I Bills payable

10, 000 00
685, 332 86

I

Total.

685, 332 86

Plymouth National Bank, Plymouth.
WM. T. DAVIS, President.

No. 779.

Loans- and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures . .
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer




11, 690 35
"5,'739" 92*'
7, 000 00
838 57

8

Capital stock paid in.
Surplus fund
Other undivided profits
National bank notes oxxtstanding
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

5, 000 00
104 16
3, 000 00

!
i
I

$200,000 00
40,000 00
15,224 85
177, 700 00
8, 356 C
O
82, 332 26

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

"9,666 65
523, 613 11

Total

H. Ex. 3

$283,118 50
121 61
200, 000 00

I. N. STODDARD, Cashier.

Total.

523,613 11

172

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
First National Bank, Provincetown.

NATHAN FRERMAX,

President.

No. 736.

MOSES N. G I F F O R D , Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$209, (340 82

Capital stock paid i n . .

$200, 000 00

200, 00U 00 i! Surplus fund
:
Other undivided profits
" " 4 0 ' 000 60'
National bank notes outstanding
51,000 0J
State bank notes outstanding
19,183 95 I
iu'oij'oo" Dividends unpaid

67,500 00
7,879 80
171,600 00
6, 352 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers .

96,624 20

Due to other national banks
00
19 ; Due to State banks and bankers .
00
00
Notes and bills re-discounted.
Bills payable
13, 000 00
4, Hi
161
285
500
a,

549. 956 00

Total.

549,956 00

National Granite Bank, Quincy.
No. 832.

CHAS. MARSH, President.

Loans and discounts
Overdrafts
U.S.bonds to secure circulation
IT. S. bonds to secure deposits
•
U. S. bonds on hand
j
Other stocks, bonds, and mortgages . . j
Due from approved reserve agents...!
Due from other banks aud bankers..:
Real estate, furniture, and fixtures . . J
Current expenses and taxes paid
j
Premiums paid
'
Checks and other cash items
,
Exchanges for clearing house.
Bills of other national banks
Fractional currency
'
Specie
Legal tender notes
U. S. certincatts of deposit.
Redemption fund with U. S. Treasurer
Total

•

$229, 536 63
150,000 00

22, 433 65
000 O)
f
2U8 31

R. F . CLAFLIN, Cashier.

Capital stock paid in.

$159,000 00

Surplus fund
Other undivided profits

40,000 00
2, 155 08

National bank notes outstanding
State bank notes outstanding .

131, 500 00

Dividends unpaid .

7,601 00

Individual deposits
United States deposits
208 53 Deposits of U. S. disbursing officers.
>
5,778 00 Due to other national banks
.
388 44 Due to State banks and bankers .
22 50 ;
10, 0U0 00 Notes and bills re-discounted
Bills payable
6, 750 00

.01, 070 11

Total .

432,326 19

432,326 19

National Mount Wollaston Bank, Quincy.
JOHN Q. ADAMS, President.
Loans and discounts
;
Overdrafts
U. S. bonds to secure circulation
j
IT. S. bonds to secure deposits
'
U. S. bonds on hand
j.
Other stocks, bonds, and mortgages.. |
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
j
Fractional currency
j
Specie
!
Legal tender notes
I
U. S. certificates of deposit
\
Redemption fund with U. S. Treasurer!
Total.




No. 517.

HORACE B. Sl'EAR, Cashier.

$291, 244 54 Capital stock paid in
3,858 5)1
150, 000 00 Surplus fund
Otaer undivided profits

27. 739 32

National bank notes outstanding
State bank notes outstanding
Dividendi unpaid

735 56

Individu'il deposits
United States deposits
Deposits of U S disbursing officers

!

$150,000 00

!
j

75,000 00
5,346 81
129, 795 00
7, P8~ 00
133, 558 43

8(58 00 Due to other national banks
88 96 Due to State banks and bankers .
8, 300 00

Notes and bills re-discounted
Bills payable

...

9,750 00
50J,5^5 29

Total

501 585 29

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 7 3
MASSACHUSETTS.
Randolph National Bank, Randolph.
ROYAL W. TURNER, President.

C. G-. HATHAWAY, Cashier.

No. 558.

Resources.

Liabilities.

Loans and discounts
!
Overdrafts
I
U. S. bonds to secure circulation
j
U. S. bonds to secure deposits
\
U. S. bonds on hand
;
Other stocks, bonds, and mortgages..;
Due from approved reserve agents. . . |
Due from other banks and bankers ..|
Real estate, furniture, and fixtures...!
Current expenses and taxes paid
i
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

$390, 373
205,
150,

66
43 75
000 00
000 00

25, 000 00
55,091 51
535 28

Capital stock paid in

200, 000 00
11,445 62

National bank notes outstanding
State bank notes outstanding

176,455 00

Dividends unpaid

12, 750 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers,
3, 167 00
492 U
7, 580 00
15, 000 00
9, 000 00

221,281 78
52,421 55

Due to other national banks . . .
Due to State banks and bankers
Notes and bills re-discounted . . . .
Bills pavable

874, 353 95

Total..

$200, 000 03

Surplus fund
Other undivided profits

Total

874, 353 95

Rockport National Bank, Rockport.
II. H. PAUL, Cashier.

No. 1194.

CHARLES TARR, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation'
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
II. S. certificates of deposit
Redemption fund with U. S. Treasurerj
Total

|

$191,909 23

"Ihb'/obb'bo
35, 306 93
280 00
12, 510 77

Capital stock paid in.

$150,000 00

Surplus fund
Other undivided profits

30, 000 00
1,259 11

National bank notes outstanding
State bank notes outstanding
Dividends unpaid ,

129, 000 00
7, 437 00

i Individual deposits
I United States deposits
j Deposits of U. S. disbursing officers..

99,157 92

11,533 00 Due to other national banks
64 10 Due to State banks and bankers .
5, 000 00 j Notes and bills re-discounted
Bills payable
"l6, 250 00*
416,854 03 ||

416,854 03

First National Bank, Salem.
WILLIAM SUTTONT, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
IT. S. certificates of deposit
Redemption fund withU. S. Treasurer
Total




No. 407.

E. II. PAYSON, Cashier.

$538, 595 82 Capital stock paid in
1, 292 46
304, 250 00 Surplus fund
5c6"oo' Other undivided profits
11, 757 50 National bank notes outstanding
12, 266 57 State bank notes outstanding
426 06
9,804 60 Dividends unpaid.
Individual deposits
United States deposits
9,485 61 Deposits of U. S. disbursing officers.
8,216 00

718 31
6, 440 77
6,401 00

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

$300, 000 00
100, 000 00
392 41
260, 300 00

17, 015 00
201, 772 77

44, 174 52

13, 500 00
923, 654 70

Total.

923, 654 70

174

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Asiatic National Bank, Salem.
No. 631.

L. B. HARRINGTON, President.

W3I. H . FOSTER, Cashier.
Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on band
j
Other stocks, bonds, a n d mortgages. .!.
D u e from approved reserve a g e n t s . . .
D u e from other banks and b a n k e r s . . . j
Real estate, furniture, and fixtures. . - I .
Current expenses a n d taxes paid
Premiums paid
.
Checks a n d other cash items
|
E x c h a n g e s for clearing house
j.
Bills of other national banks
i
Fractional currency
|
Specie
j
Legal tender notes
j
IT. S. certificates of deposit
!.
Redemption fund with U. S. Treasurer

Total.

7 i Capital stock paid in

§.•371, 938
3D
300, 000

$315, 000 00

15 •

1 I Surplus fund
0
I Other undivided profits

145, 000 00
17,710 92

23, 000 00
53 893
*2\), 887

264, 200 00

J National bank notes outstanding
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

263, 547 63

Duo to other national banks . .
Due to State banks and bauke

7, 114
f)9 1
], 000
4,000

21, 643 32

Notes and bills re-discounted
Bills payable

1,0:27, 106 87

1, 027, 106 87

Totil.

Mercantile National Bank, Salem.
JOS. II. P HIP PEN, Cashier.

AARON PERKINS, President.

Loans and discounts
,
Overdrafts.
;
U. S. bonds to secure circulation
{
U. S. bonds to secure deposits
|
U. S. bonds on hand .
Other stocks, bonds, and mortgages . .
Due from approved reserve agents.. .
Due from other banks and bankers ..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
rent expenses and taxes paid
Pre
miuinspaid
|
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
j
Fractional currency
j
Specie
'
Legal tender notes
;
U. S. certificates of deposit
Redemption fund with U. S. Treasurer;
Total

!

$295,14 4 40 Capital stock paid in
317 56 i
!
197,000 00',':Surplus fund.
!, Other undivided profits
9,688 07
508 23
7, 000 00

$200,000 00
j

National banknotes outstanding
State bank notes outstanding
Dividends unpaid

j. r n i l I v i ( l u f l I c l ( , p O 8 i t 8 ...
, i: , lit( , (l S t a t J d e p o s i t . 8
7, 599 5L i; Deposits of U. S. disbursing officers. 1, 939 00 Due to other national banks
564 36 Due to State banks and bankers .
2 2 35
"
5, 17o 00 | Notes and bills re-discounted
j Bills payable
8, 825 00 j
Total .

533,783 48

56,000 00
11, 840 18
162, 000 00
4, 407 00
99, 486 30

50 00

533, 783 48

Merchants' National i3ank, Salem.
B, H. SlLSBEE, President.
Loans and discounts
j
Overdrafts
U. S. bonds to secure circulation
!
U. S. bonds to secure deposits
•
l
U. S. bonds on hand
Other stocks, bonds, and mortgages ..:
Due from approved reserve agents.. \
Due from other banks and baukers ...
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
j
Exchanges for clearing bouse
Bills of other national banks
;
Fractional currency
j
Specie
'
Legal tender notes
!
U. S. certificates of deposit
\
Redemption fund with U. S. Treasurer!
Total.




No. 726.

N. B. PERKINS, Cashier.

$273,712 47 Capital stock paid in
97 4 7
200, 000 00 Surplus fund
Other undivided profits

$200,000 00
._.

45, 800 00 National bank notes outstanding
140, 072 60 State bank notes outstanding
174 81 Dividends unpaid .
23
3,273 64

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

100, 000 00
4,289 84
178,750 00
4, 526 50
208,481 31

9, 352 00 Due to other national banks
564 41 Due to State banks and baukers .
11,000 00 Notes and bills re-discounted.
Bills payable
12, 000 00
696,047 65

Total.

696,047 65

REPORT OF THE COMPTROLLER OF THE CURRENCY.

175

MASSACHUSETTS.
National Exchange Bank, Salem.
No. 817.

JOHN WEBSTER, President.

Jos. H. WEBB, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
J
U. S. bonds on hand
Other stocks, bonds, and mortgages ..
Due from approved reserve agents...
Due from other banks and bankers
Real estate, furniture, and fixtures. - - j
Current expenses and taxes paid..
Premiums paid
Checks and other cash, items
j
Exchanges for clearing house
Bills of other national banks
j
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

$239, 966 07 Capital stock paid in.
192 88
200, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
25, 571 03 State bank notes outstanding

$200, 000 00
60, 000 00
8, 428 29
|
I

2, 500 00 Dividends unpaid
Individual deposits
United States deposits
2, 173 83 Deposits of U. S. disbursing officers..
6,231 00 Due to other national banks
,
824 72 Due to State banks and bankers.
14, 047 00 Notes and bills re-discounted
,
13, 000 00 Bills payable

5, 372 50
93, 494 73

9,365 !

j

Total.

554, 506 50

177,845 00

554, 51)6 50

Naumkeag National Bank, Salem.
War. B. PARKER, President.

JOS. IT. TOWNE, Cashier.

No. 647.

Loans and discounts
\ $1,006,156 87
144 98
O verdrafts
!
U. S. bonds to secure circulation.
400, 000 00
U. S. bonds to secure deposits
30, 050 00
U. S. bonds on hand
„ j
Other stocks, bonds, and mortgages...
Due from approved reserve agents.
115,809 98
Due from other banks and bankers ..!
20, 440 83
Real esiate, furniture, and fixtures
Current expenses and taxes paid....,,!
Premiums paid
Checks and other cash items
j
1,105 17
Exchanges for clearing house
\
10, 672 0 i
Bills of other national banks
j
697 71
Fractional currency
i
9,976 58
Specie
j
18, 657 00
Legal tender notes
j
U. S. certificates of deposit
]
Redemption fund with U. S. Treasurer
18, 000 00
Total..

1,631,711 12

Capital stock paid in

$500, 000 00

Surplus fund
O ther undivided profits

250,090 00
81,918 29

National bank notes outstanding

359, 896 09

State bank notes outstanding
17, 257 00

Dividends unpaid

408, 582 30

Individual deposits
United States deposits
Deposits of U. 8. disbursing officers.
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

14,057 53

Total.

1,631,711 12

Salem National Bank, Salem.
GrEO. D. PHIPPEN, Cashier.

W. C. ENDICOTT, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers ..I
Real estate, furniture, and fixtures...[
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
„
U. S. certificates of deposit
Redemption fund withU. S. Treasurer
Total




$579, 040 35 Capital stock paid in
278 89
300, 003 00 | Surplus fund.....
| Other undivided profits

$300, 000 00
|

|
6, 000 00 | National bank notes outstanding
I
38, 733 63 I State bank notes outstanding
Dividends unpaid .
290 90 Individual deposits
United States deposits
1,586 31 : Deposits of U. S. disbursing officers.
502 00
1,093 22

Due to other national banks
Due to State banks and bankers .
20,000 00 i| Notes and bills re-discounted
j i Bills payable
"15,500 00
961,025 30

Total.

60,000 00
13, 826 30
243, 800 00
7, 550 00
334, 405 99

1,443 01

961,025 30

176

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Powow River National Bank, Salisbury.

THOS. J. CLARK, President.

No. 1019.

G E O . F . BAGLEY, Cashier.

Liabilities.

Resources.

$225, 058 91 Capital stock paid in.
Loans and discounts
Overdrafts
100, 000 00 i Surplus fund
U. S. bonds to secure circulation
U. S. bonds to secure deposits
Other undivided profits
U. S. bonds on hand
..
2, 000 00 National bank notes outstanding
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
31, 999 72 State bank notes outstanding
Due from other banks and bankers.
Real estate, furniture, and fixtures...;
4,"6oo 6o" Dividends unpaid ,
Current expenses and taxes paid
Individual deposits
Premiums paid
United States deposits
Checks and other cash items
I
315 00 Deposits of U. S. disbursing officers.
Exchanges for clearing house
5. 872 00 Due to other national banks
Bills of other national banks
148 07 Due to State banks and bankers .
Fractional currency
Specie
>
Legal tender notes
|
8, 000 00 i! Notes and bills re-discounted.
i! Bills payable
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
4; 500 00
381,893 70 j

Total

Total..

$100, 000 CO
50, 000 00
6, 313 79
90,000 00
4, 820 00
130, 759 91

381, 893 70

Shelburne Falls National Bank, Shelburne Falls.
J. B. BARDWELL, President.

No. 1144.

O. R. MAYNARD, Cashier.

Loans and discounts
$224, 137 43 Capital stock paid in.
Overdrafts
5, 624 07
U. S. bonds to secure circulation
j 150, 000 00 Surplus fund
U. S. bonds to secure deposits
'
Other undivided profits IT. S. bonds on hand
National bank notes outstanding . . .
Other stocks, bonds, and mortgages..
State bank notes outstanding
Due from approved reserve agents...
13, 819 23
577 98 Dividends unpaid..
Due from other banks and bankers . .
Real estate, furniture, and fixtures.. J
10, 000 00
Current expenses and taxes paid
i
1, 925 23 Individual deposits
Premiums paid
|
United .States deposits
Deposits of U. S. disbursing officers.
Checks and other cash items
j
1,
Exchanges for clearing house
j
Bills of other national banks
Due to other national banki
Fractional currency
Due to State banks and bankers
Specie
Legal tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treasurer}
10,
Total

$150, 000 00
37, 000 00
13, 107 22
135, 000 00
240 00
61,386 77
105 64

428,839 63

Southbridge National Bank, Southbridge.
SAML. M. LANE, President.

F. L. CHAPIN, Cashier.

No. 934.

$254, 910 42 Capital stock paid in.
Loans and discounts
|
Overdrafts
[...
U. S. bonds to secure circulation
j
150,000 00 Surplus fund
U. S. bonds to secure deposits
j . . .
Other undivided profits .
U. S. bonds on hand
!...
Other stocks, bonds, and mortgages..!...
National bank notes outstanding
Due from approved reserve agents...!
4, 549 93 State bank notes outstanding
Due from other banks and bankers . .|
807 20
Real estate, furniture, andfixtures...I
2, 600 00 Dividends unpaid
Current expenses and taxes paid
I...
Individual deposits
Premiums paid
!...
United States deposits
Checks and other cash items
1,353 29 ; Deposits of U. S. disbursing officers..
Exchanges for clearing house
Bills of other national banks
6, 492 00 j! Due to other national banks
Fractional currency
255 55 j! Due to State banks and bankers .
190 00
Legal tender notes
4,582 00 Notes and bills re-discounted .
Bills payable
U. S. certificates of deposit
I
Redemption fund with U. S. Treasurer
6, 750 00 |
Total




|

432, 490 39 I

Total.

$150,000 00
30, 000 00
34, 884 69
128,000 00
5, 095 00
84,510 70

432, 490

REPORT OF THE COMPTROLLER OF THE CURRENCY. 177
MASSACHUSETTS.
First National Bank, South Weymouth.
JOHN S. FOGG, President.

No. 618.

BENJ. F. WHITE, Cashier.

Resources.

Liabilities.

Loans and discounts
I $181,358 71 Capital stock paid in.
O verdrafts
|
U. S. bonds to secure circulation
150, 000 00 Surplus fund..
U. S. bonds to secure deposits
Other undivided profits
\
U. S. bonds on hand
Other stocks, bonds, and mortgages..!
13,468 60 National bank notes outstanding
Due from approved reserve agents... |
8, 427 27 State bank notes outstanding .
Due from other banks and bankers .. |
Real estate, furniture, and
fixtures...',
5, 400 00 Dividends unpaid
Current expenses and taxes paid
\
Individual deposits
Premiums paid _
IUnited States deposits
.'
Checks and other cash items
|
33 25 Deposits of U. S. disbursing officers..
Exchanges for clearing house
I
Bills of other national banks
j
4, 044 00 Due to other national banks
Fractional currency
I
136 45 Due to State banks and bankers .
Specie
!
Legal tender notes
4, 300 1)0 Notes and bills re-discounted
U. S. certificates of deposit
I
Bills payable
Redemption fund with U. S. Treasurer!
6, 750 00
Total.

373,918 28

Total.

$150,000 00
30, 000 00
5, 478 73
133, 250 00
4, 998 00
50, 191 55

373,918 28

Spencer National Bank, Spencer.
No/22S8.

ERASTUS JONES, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S.bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers..
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
,
Legal tender notes
IT. S. certificates of deposit
Redemption fund with U. S. Treasurer

W. L. DEMOND, Cashier.

8,471 84 1 Capital stock paid in
1

|

$150,000 00

I
|

2,281 38

':„ i' I Individual deposits
\
| United States deposits
]
170 00 i S Deposits of U. S. disbursing officers..!

43, 979 14
-,.

Surplus fund
Other undivided profits
j National bank notes outstanding
19, 150 79 State bank notes outstanding .
125 00 | Dividends unpaid.

50, 000 00

)4>)/ OJ

3,657 00 ! Due to other national banks.
260
Due to State banks and bankers .
Notes and bills re-discounted
i Bills payable
2,250 00 !

Total.

196,260 52

Total.

i
j
196, 260 52

First Rational Bank, Springfield.
JA31ES KlRKHAM, President.

No. 14.

D. A. FOLSOM, Cashier.

$400, 000 00
Loans and discounts
j $691,454 64 Capital stock paid in .
Overdrafts
i
91 97
166, 154 80
U. S. bonds to secure circulation
|
305, 000 00 Surplus fund
30,748 09
U. S. bonds to secure deposits
j
Other undivided profits
U. S. bonds on hand
j
National bank notes outstanding
272, 000 00
Other stocks, bonds, and mortgages..!...
Due from approved reserve agents... J
47, 682 10 State bank notes outstanding
Due from other banks and bankers .. I
13, 876 56
486 00
Real estate, furniture, and
fixtures...,
60, 000 00 Dividends unpaid
Current expenses and taxes paid
i
5, 612 97 Individual deposits
Premiums paid
:
United States deposits
I
Checks and other cash items
i
8,041 5L Deposits of U. S. disbursing officers.
Exchanges for clearing house
i
Bills of other national banks
\
6, 988 00 Due to other national banks
Fractional currency
|
2, 464 4 L Due to State banks and bankers .
Specie
!
Legal tender notes
j
14, 800 00 Notes and bills re-discounted
U. S. certificates of deposit
i
Bills payable
Redemption fund with U. S. Treasurer!
13, 600 0J
Total




j

1,169,612 16

Total

1,169,612 16

178

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS,
Second National Bank, Springfield.

H. ALEXANDER, Jr., President.

No. 181.

L E W I S WARRINER, Cashier.

Liabilities.

Resources.
Loans and discounts
I
Overdrafts
U. S. bonds to secure circulation
,
U. S. bonds to secure deposits
j
U. S. bonds on hand
Other stocks, bonds, and mortgages . . !
Due from approved reserve agents. ..I
Due from other banks and bankers... i
Real estate, furniture, and fixtures. . J
Current expenses and taxes paid
j
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency

$445,083 27 j Capital stock paid in.
209 07 j
310, 000 00 Surplus fund
I Other undivided profits
I
j National bank notes outstanding . . .
State bank notes outstanding
53, 095 42
20, 71121
Dividends unpaid .
75, 000 00
0, 044 22 Individual deposits

$300,000 00
230,301 45
32, 907 50
267,800 00
1,728 64
111,419 83

United States deposits
Deposits of LJ. S. disbursing officers.

j

2, 817 9 L

!
[

4, 326 00 Due to other national banks
3,107 30
Due to State banks and bankers . . .

11,719 18
758 40

491 00 ! Notes and bills re-discounted
j Bills payable
749 60 i

Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

956, 635 00

Total.

Third National Bank, Springfield.
No. 308.

JOS. C. PARSONS, President.

$744,231 67
918 65
515,000 01)
252, 000 00

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
,
U. S. bonds on hand
Other stocks, bonds, and mortgages .
Due from approved reserve agents..
Due from other banks and bankers..
Real estate, furniture, and fixtures..
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasure

F.

H. HARRIS, Cashier.

Capital stock paid in.

$500, 000 00

Surplus fund
Other undivided profits.

250,000 00
85, 473 88

27, 000 00
82,264 24
20, 404 93
59, 387 38
6, 295 87

National bank notes outstanding . .
State bank notes outstanding

435, 500 00

1, 126 OJ
i
2, 746 42
507 50
26, 7.^3 00

Due to other national banks
Due to State banks and bankers

808 60

Dividends unpaid .

261, 505 38
206,917 44
22, 885 6L

Individual deposits
United States deposits
11,151 80 Deposits of U. S. disbursing officers.
.

9, 871 55

Notes and bills re-discounted.
Bills payable

23, 175 00

Total.

Total

1,772,962 46

; 1,772,962 46

Agawam National Bank, Springfield.
No. 1055.

H. S. HYDE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages . .
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and
fixtures-..
Current expenses and taxes paid
Premiums paid
Checks and other cash items
i]xchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total




$789,095 61
&.){) 51
300, 300 00
3, 090
83, 693
22, 445
7J, 500
35

00
39
38
00
31

6, 835 47

F.

Capital stock paid in

1,328,618 81

$500, 000 00

Surplus fiind
Other undivided profits

100, 000 00
68,814 46

National bank notes outstanding
State bank notes outstanding

270, 000 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

4, 566 00 Due to other national banks
2, 522 11 Due to State banks and bankers
495 00
23, 321 C
O Notes and bills re-discounted
Bills payable
20, 200 00
I

S. BAILEY, Cashier.

Total..

30, 474 00
283,031 61

69, 047 95
7, 250 79

1,328,618 81

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 7 9
MASSACHUSETTS.
Chicopee National Bank, Springfield.
HENRY FULLER, Jr., President.

No. 988.

THOMAS WARNER, Jr., Cashier.

Resources.

Liabilities.

Loans and discounts
„
$1, 028, 822 49
Overdrafts
U. S. bonds to secure circulation
300, 000 00
U. S. bonds to secure deposits
j
j
U. S. bonds on band.
6, 000 00
Other stocks, bonds, and mortgages.. I
Due from approved reserve agents...
52, 695 76
Due from other banks and bankers... j
10,169 92
Real estate, furniture, and fixtures. ..j
7,500 00
11 35
Current expenses and taxes paid
j
Premiums paid
i
Checks and other cash items
I
10,841 13
Exchanges for clearing house
j
21,794 00
Bills of other national banks
|
1,631 53
Fractional currency
j
Specie
*
40, 276 00
Legal tender notes
U. S. certificates of deposit
,
Redemption fund with U. S. Treasurer!
19, 400 00
Total

$400, 000 00

Capital stock paid in.

200, 000 00
50, 986 88

Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid.

j

20,799 59

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

501,813 49
17,441 03

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted.
Bills payable

38,101 19

Total

1,41)9,142 18

270, 000 00

1, 499, 142 18

John Hancock National Bank, Springfield.
R. S. MOORE, President.

No. 982.

Loans and discounts
Overdrafts
«.
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.Due from approved reserve agents...
Due from other banks and bankers-..
Real estate, furniture, and fixtures-. Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
TJ. S. certificates of deposit
Redemption fund with U. S. Treasurer
Total.

E. D. CHAPIN, Cashier.

$235,751 72 i Capital stock paid in
73 81 i
150, 000 00 ; Surplus fund
2,250 00 Other undivided profits
National bank notes outstanding
29, 776 40 State bank notes outstanding
11 55 J
2, 066 30 j Dividends unpaid.

$150,000 00
30,000 00
19,931 61
124, 467 00
4,818 00

Individual deposits
United States deposits
2, 586 97 Deposits of U. S. disbursing officers-

78, 150 09

1, 060 00 | Due to other national banks
1,638 59 i Due to State banks and bankers.
7, 500 00 Notes and bills re-discounted
Bills payable
6,750*0(7

32, 098 64

439, 465 34

J

Total .

439,465 34

Pynchon National Bank, Springfield.
H. N. CASE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures--Current expenses and taxes paid
Premiums paid....
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fand with U. S. Treasurer
Total




CHARLES MARSH, Cashier.

$340, 520 42 Capital stock paid in
209 43
150, 000 01) Surplusfund
Other undivided profits
25, 265
70, 684
19, 846
18,975
8

00
71
86
00
00

933 77

National bank notes outstanding
State bank notes outstanding

j
'
j
Dividends unpaid
j
Individual deposits
j
United States deposits
!
Deposits of U. S. disbursing officers..!

1, 206 01) Due to other national banks
382 45 Due to State banks and bankers
19,282 00
6,750 65"
660, 063 64

j $200, 000 00
j
|
126,800 00
j
382 96

Notes and bills re-discounted
Bills payable
Total

j
!

125, 550 00
12, 000 00
192, 522 34

2, 808 34

|
j
!

660, 063 64

180

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Housatonic National Bank, Stockbridge.

D. R. WILLIAMS,

No. 1170.

President.

D. A. KIM BALL, Cashier.
Liabilities.

Resources.
Loans and discounts
|
Overdrafts
i
IT. S. bonds to secure circulation
j
IT. S. bonds to secure deposits
i
[
U. S. bonds on hand
Other stocks, bonds, and mortgages..!
Due from approved reserve agents...,
Due from other banks and bankers . J
Real estate, furniture, and fixtures... j
Current expenses and taxes paid
j
Premiums paid
Checks and other cash items
|
Exchanges for clearing house
!
Bills of other national banks
j
Fractional currency
|
Specie
i
Legal tender notes
j
U. S. certificates of deposit
j
Redemption fund with IT. S. Treasurer!
Total

I

$298,158 47 Capital stock paid in
67L 08
200. 000 00 Surplus fund
Other undivided profits
6,000 00
3!, 639 00
5, 161 27
5, 000 00
4, 949 47

$200, 000 00
100,000 00
22, 600 28

National bank notes outstanding
State bank notes outstanding -

163, 200 00
390 00

Dividends unpaid.

84, 368 33

Individual deposits
United States deposits
132 30 Deposits of U. S. disbursing officers.

374 00 Due to other national banks
846 47 Due to State banks and bankers .
8, 708 00

Notes and bills re-discounted
Bills payable

81 45
|.

9, 000 00
570, 640 06

570,640 06

Total •

Bristol County National Bank, Taunton.
THEO. DEAN, President.

No. 766.

Loans and discounts
!
Overdrafts
|.
U. S. bonds to secure circulation
\
IT. S. bonds to secure deposit*
I
IT. S. bonds on hand
I.
Other stocks, bonds, and mortgages., j .
Due from approved reserve agents... |
Due from other banks and bankers . . !
Real estate, furniture, and fixtures. .-•
Current expenses and taxes paid...,.[.
Premiums paid
j.
Checks and other cash items..
'
Exchanges for clearing house
Bills of other national banks
\
Fractional currency
Specie
'.
Legal tender notes
(
U. S. certificates of deposit
1
Redemption fund with U. S. Treasurer

A. C. P L A C E , Cashier.

$500, O O 00
U

$756, 84 L 39 Capital stock paid in
508, 900 00
150,000 00

14, 088 49
628 22
10, 000 00

931 23
7, 119 00
2, 227 89
7. 000 00
10, 00) 00
55, 500 00

Surplus fund.
Other undivided profits .

250, 000 00
65, 082 76

National bank notes outstanding . . .
State bank notes outstanding

438, 500 00
25, 002 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers

8, 371 76

Notes and bills re-discounted.
Bills payable
1, 523, 236 22

1,523,286 22

Total.

182,524 40
53, 805 30

Machinists' National Bank, Taunton.

Loans and discounts
:
Overdrafts
j
U. S. bonds to secure circulation
j
IT. S. bonds to secure deposits
;
IT. S. bonds on hand
,
Other stocks, bonds, and mortgages . . :
Due from approved reserve agents...
Due from other banks and bankers .-j
Real estate, furniture, and fixtures . . . j
Current expenses and taxes paid
';
Premiums paid
'
Checks and other cash items
Exchanges for clearing house
;
Bills of other national banks
|
Fractional currency
'
Specie
Legal tender notes
|
U. S. certificates of deposit
\
Redemption fund with U. S. Treasurer;
Total




B. C. VlCKERY, Cashier.

No. 947.

C. R. VlCKERY, President.

!

$401, 357 36 : Capital stock paid in .
358 09
200, 000 00 j Surplus fund
j Other undivided profits
i National bank notes outstanding
131, 693 97 ! State bank notes outstanding
Vti2 83 Dividends unpaid .
10, 000 00
12 97 I Individual deposits
j United States deposits
1, 841 04 j Deposits of U. S. disbursing officers.
„
25, 492 00 i Due to other national banks
1, 055 13 Due to State banks and bankers .

$200,000 00
120, 0D0 00
14,652 68
180, 000 00
9,749 00
303,074 71

'27, 000 00 I Notes and bills re-discounted
I Bills payable
27, 800 00
827,476 3d

Total.

827, 476 39

REPORT OF THE COMPTROLLER OF THE CURRENCY.

181

MASSACHUSETTS.
Taunton National Bank, Taunt on.
C. J. H. BASSETT, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

No. 957.

$918,718 66
5 53
531, 000 00

54, 285 22
38 14
25, 000 00
20, 000 00
856 39
4, 292 00
3, 281 27
18, 588 00

51,"7O6"66"

Capital stock paid in

$600, 000 00

Surplus fund
j Other undivided profits

i

200,000 00
77, 251 30

j
j.

478, 200 00

Individual deposits
i
United States deposits
(
Deposits of U. S. disbursing officers.. j

245, 743 57

National bank notes outstanding
State bank notes outstanding
Dividends unpaid

21,969 00

Due to other national banks
Due to State banks and bankers

j
!

Notes and bills re-discounted
Bills payable

j
!

1, 630, 765 21

Total.,

GEO. W. ANDROS, Cashier.

7, 601 34

1, 630, 765 21

Total.

Townsend National Bank, Townsend.
WALTER FESSENDEN, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..
Due from approved reserve agents...
Due from other banks and bankers . .
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid
Checks and other cash items
j
Exchanges for clearing house
!
Bills of other national banks
I
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasurer

No. 805.
$137,361 08
100, 000 00

25,306 21

E D W A R D ORDWAY, Cashier.

Capital stock paid in

$100,000
..

i
!

50, 000 00
7,912 69

National bank notes outstanding
State bank notes outstanding

!
\

85, 980 00

Surplus fund
Other undivided profits.,

1, 010 0

1, 000 00 • Dividends unpaid
638 64
Individual deposits
,
United States deposits
5, 636 38 Deposits of U. S. disbursing officers.
2, 179 00
144 00

4,500 00

31,862 6

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

Total

I
276, 765 31

Total.

Crocker National Bank, Turner's Falls.
W. T. DAVIS, President.

N"o. 2058.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages..

$251, 531 24
400 86
300, 000 00

Due from approved reserve agents...
Due from other banks and bankers...
Real estate, furniture, and fixtures...
Current expenses and taxes paid
Premiums paid

7,429 80
5,915 36
3, 000 00
23 53
36, 000 00

Checks and other cash items
Exchanges for clearing house
Bills of other national banks
Fractional currency
Specie
Legal tender notes
U. S. certificates of deposit
Redemption fund with U. S. Treasure!
Total




SAMUEL SEWALL, Jr., Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding
State bank notes outstanding
Dividends unpaid

1,199 20

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

2,076 00
477 35

Due to other national banks
Due to State banks and bankers . . .

$300, 000 00
10, 000 00
73 29
263, 015 G
O

8,322 00
43, 273 05

5, 000 00

Notes and bills re-discounted
Bills payable
Total.

629, 683 34

182

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Blackstone National Bank, Uxbridge.

MOSES TAFT, President.

No. 1022.

C. S. WESTON. Cashier.

Resources.

L