The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
44TH CONGRESS, 1st Session. \ HOUSE OF REPRESENTATIVES. < Ex. Doc. i \ No. 3. ANNUAL REPORT COMPTROLLER OF THE CURRENCY FIRST SESSION OF THE FORTY-FOURTH CONGRESS THE UNITED STATES. DECEMBEE G, 1875. WASHINGTON: GOVERNMENT PR IN TIN a 1875. OFFICE, REPORT THE COMPTROLLER OF THE CURRENCY. TREASURY DEPARTMENT, OFFICE OF THE COMPTROLLER OF THE CURRENCY, Washington, November 29, 1875. SIR : I have the honor to submit for the consideration of Congress.in compliance with section three hundred and thirty-three of the Revised Statutes of the United States, the thirteenth annual report of the Comptroller of the Currency. During the past year one hundred and seven banks have been organized, with an authorized capital of $12,104,000, and $4,794,180 of circulation ; of which number two were gold banks, with $200,000 capital and $120,000 of circulation. Five banks have failed, with an aggregate capital of $1,000,000; and thirty-eight banks, with a total capital of $3,920,000, have gone into voluntary liquidation by votes of shareholders owning two-thirds of their capital stock. The total number of national banks organized since the establishment of the national-banking system is 2,307. Of these, forty have failed, and one hundred and seventy-five have gone into voluntary liquidation, leaving 2,092 in existence on November 1 of this year. Three of these banks, located in the city of iSTew York, have no circulation, and two hundred and forty-one have reduced their circulation and withdrawn a portion of their bonds, under the act of June 20,1874, one hundred and seventeen of them having deposited legal-tender notes and reduced the amount of their bonds on deposit as security for circulation to the minimum amount allowed by law. Included in this aggregate are nine national gold banks, located in California, with a capital of $4,700,000, and circulation of $2,630,000. IV REPORT OF THE COMPTROLLER OF THE CURRENCY. The following table exhibits the resources and liabilities of the banks at the close of business on the first day of October, 1875—the date or their last report—the returns from New York, Boston, Philadelphia, and Baltimore, from the other redemption cities, and from the remaining banks of the country, being tabulated separately. Xew York City. 48 banks. Boston, Philadelphia, and Other reserve cities.* Baltimore. 97 banks. 91 b a n k s . Country banks. Aggregate. 1,851 b a n k s . 2,087 b a n k s . BESOURCES. Loans and discounts On U. S. bonds on demand... On other stocks, bonds, &c, on demand Payable in gold On single-name paper, without other security All other loans Overdrafts Bonds for circulation Bonds for deposits IT. S. bonds on hand Other stocks and bonds Due from reserve agents Due from other national banks. Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses Premiums Checks and other cash items .. Exchanges for clearing-house.. Bills of other national banks .. Fractional currency Specie Legal-tender notes U. S. certificates of deposit Five per cent, redemption fund Due iromU. S. Treasurer Totals. $980,! $499,419,352$4, 934, 674 $722,109 $310, 860 50,179, 384 3, 454; 270 14, 784, 940 22, COO 9, 595, 886 26, 590 16, 255,100 127, 2(56, 299 352, 388 24, 806,100 650, 000 7, 856, 550 10, 319, 933 13, 693, 007 -9, 222, 315 149, 633, 581 95, 747 52, 220, 700 550, 000 593, 700 3,481,071 17,410,199 8, 882, 222 8, 694, 494 85,701,091 450, 310 29, 623, 650 2, 577, 000 1, 943, 300 3, 810, 951 14, 968, 908 6, 626,166 3, 570, 039 263, 671, 250 10, 320, 200 3, 596, 400 15, 893, 090 53,322,152 17,827,374 ] 1,850,630 1, 372, 972 2, 329, 229 6,410,938 9, 455, 469 1, 770, 932 1, 404, 044 2, 207, 649 50, 467, 798 1, 800, 970 282, 821 4, 955, 625 17, 040, 091 37, 400, 000 1, 072, 044 282, 300 5, 900, 048 823, 096 602, 179 967, 070 19, 722, 724 3, 830, 406 585, 221 606, 965 13, 692, 980 7, 805, 000 2,326,188 842,911 5,185,108 907, 926 814,684 859, 429 4, 952, 342 2, 044, 741 217, 875 932, 700 12,928,635 2, 705 000 1, 266, 741 325,198 21,826,023 4, 339, 259 5, 849,184 8, 724, 725 10, 852, 720 1, 509, 714 1, 555, 034 32, 797, 028 900, 000 11, 568, 219 2, 003, 359 42, 366, 643 7, 841, 213 8, 670, 091 12, 758, 873 75,142, 864 18, 528, 837 2, 595, 631 8, 050, 330 76, 458, 734 48, 810, 000 16, 233,192 3, 453, 768 389, 758, 084 316,696,344 199, 798, 820 975, 956, 060 1, 882, 209, 308 63, 500, COO 22, 515, 490 11,943,200 80, 326, 985 23,158, 578 5, 371, 320 48, 455, 905 13, 773, 320 4,661,877 307,546,879 I 74, 908, 688 30, 988, 557 504, 829, 76i> 134, 356, 076 52, 964, 954 18, 309, 317 90, 590 228, 460 173, 494, 390 297, 411 43, 900,147 138, 344 1, 709, 621 123,151,126 246, 344 25, 476, 540 33, 605 132, 562 74, 699, 409 1,121,543 230, 664, 375 509, 809 1, 932, 892 293, 234, 685 4, 842, 233 318, 350, 379 772, 348 4, 003, 535 664, 579, 619 6, 507, 531 38, 366 69, 039, 515 15, 603 29, 508, 205 879, 346 17, 034, 010 3, 337, 881 14, 228, 953 4, 271,196 129, 810, 683 25,176, 336 7, 265,173 175, 747 1, 729,151 10, 903, 958 817. 623 1, 809,122 6, 573, 064 4,261,083 2, 926, 961 316,696,344 I 199,798,820 975, 956, 060 I 4, 468, 484 370, 321, 700 14,097,200 13, 989, 950 33, 505, 045 85,701,259 47, 028, 769 11, 963, 769 LIABILITIES. Capital stock Surplus fund Undivided profits National bank notes outstanding State bank notes outstanding. Dividends unpaid Individual deposits U. S. deposits Deposits of U. S. disbursing officers Due to national banks Due to other banks and bankers Notes and bills re-discounted . Bills payable Totals. 125, 000 389, 758, 084 1, 882, 209; 308 * The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore, are Albany Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, MilwaukeeSaint Louis, and San Francisco. REPORT OF THE COMPTROLLER OF THE CURRENCY. V The following table exhibits the resources and liabilities of the national banks in operation, at corresponding periods for the last five years. OCTOIJKU 2, 1871. SEPTEMB'II12. OCTOBER 2, OCTOBER 1, 1873. 1874. 1875. 1,976 b a n k s . 2,004 b a n k s . 2,087 b a n k s . $872, 520,104 4,677,819 382, 046, 400 15,479,750 12,142, 550 23, 533,152 80,717,071 34, 486, 594 12, 976, 878 $940, 233, 304 3, 986, 812 388, 330, 400 14, 805, 000 8,819,850 23, 714, 035 96, 134,121 41,413,680 12, 022, 873 $949, 870, 628 4, 524, 164 383, 254, 800 14, 691, 700 13,313,550 27, 807, 827 83, 885,127 39, 695, 309 11,196, 612 32, 276, 498 6,310,429 6. 546, 849 14,916,784 110, 086, 315 15, 787, 296 2,151, 748 10, 229, 757 102, 074,104 1, 555, 000 6, 710, 000 8, 632, 000 34, 661, 823 6, 985, 437 7, 752, 844 11,433,913 88, 926, 004 16,103, 842 2, 302, 775 19, 868, 469 92, 347, 663 OC TO BE 11 3, 1872. 1,767 banks. ! 1,919 banks. UESOUKCFS. $827, 089, 625 Loans and discounts 3, 862, 585 Overdrafts U. S. bonds for circulation 364, 475, 800 28, 087, 500 IT. S. bonds for deposits 17, 753, 650 IT. S. bonds on band 24,517,059 Other stocks and bonds 86, 878, 609 Due from reserve agents 43, 525, 362 Due from national banks Due from State banks 12, 772, 670 Iteal estate, furniture and fix30, 089, 784 tures 6, 153, 370 Current expenses 5, 500, 890 Premiums paid 13,984,971 Cash items 101,165, 855 Clearing-house exchanges 14, 270, 951 National-bank notes 2, 095, 485 Fractional currency 13,252,998 Specie 106, 987, 666 Legal-tender notes 7,180, 000 Three per cent, certificates IT. S. certificates of deposit Clearing-house certificates 20, 322, 069 1'ive-per-cent.redemption fund Due from IT. S. Treasurer.. 20, 610, 000 175, 000 926 739 659 417 687 013 2, 224, 943 21,240,945 80, 016, 946 42, 366, 648 7,841,213 8, 670, 091 12, 758, 873 75,142, 864 18,528,837 2, 595, 631 8, 050, 330 76, 458, 734 42, 830, 000 48,810,000 "20," 349,' 950' 1, 730, 566, 899 1, 755, 857, 098 1, 830, 627, 845 Totals . 38,112, 7, 658, 8, 376, 12, 296, 97, 383, 18, 450, $980,222,951 4, 468, 484 370,321,700 14, 097, 200 13, 989, 950 33, 505, 045 85, 701, 259 47, 028, 769 11,963,769 1, 877,180, 942 16, 233,192 3. 453, 768 1, 882, 209, 308 LIABILITIES. Capital stock Surplus fund Undivided profits Xational bank circulation State bank circulation Dividends unpaid Individual deposits IT. S. deposits Deposits of TJ. S. disbursing officers Due to national banks Due to State banks and bankers Notes and bills re-discounted . Bills payable Totals . 458, 255, 696 101,112, 672 42, 008, 714 315, 519,117 1,921,056 4, 540,195 600, 868, 486 20,511,936 479, 629,144 110,257,516 46, 623, 784 333, 495, 027 1, 567,143 3, 149, 750 613, 290, 701 7, 853, 772 491, 072, 616 120, 314, 499 54, 515,132 339, 081, 799 1,188,853 1, 402, 548 622, 685, 563 7, 829, 328 493, 765,121 128, 958,107 51,484,437 333, 225, 298 964, 997 3, 515, 847 609, 068, 996 7, 302,154 504, 829, 769 134,356,076 52, 964, 954 318, 350, 379 ' 772, 348 4, 003, 535 664, 579, 619 6, 507, 531 5, 393, 599 131,730,713 4, 563, 834 110,047,348 33, 789, 084 5, 549, 432 6, 040, 563 8, 098, 560 133, 672, 733 39, 298,148 5, 987, 512 5, 480, 554 3, 927, 828 125,102, 050 50, 718, 008 4, 197, 372 4, 950, 727 4,271,196 129, 810, 683 49,918.531 5, 254, 453 6, 590, 234 40,211,972 3, 964, 552 4,528,191 [1,730,566, 899 1, 755, 857, 098 1, 830, 627, 845 1, 877, 180, 942 i 1, 882, 209, 308 THE NATIONAL BANKING SYSTEM. The proposition to substitute Treasury notes in place of national bank notes has been frequently advanced since the establishment of the national banking system, and its discussion has been general throughout the country during the past year. During the war of 1812 a large amount of various kinds of Treasurynotes was issued. The policy of the State banks at that time seemed to be antagonistic to the government, and to correct this antagonism various propositions were made, with a; view to identify the interests of the various monetary institutions in some degree, at least, with those of the United States. Fifty years later, in 1863, this was accomplished by the establishment of the national banking system. A passing allusion to the legislation and the discussions upon this subject during both periods will, perhaps, be useful at the preseut time. A reference to the first period will exhibit the different kinds of Treasury-notes which were temporarily issued, and withdrawn at the YI REPORT OF THE COMPTROLLER OF THE CURRENCY. close of the ^Yar, and the efforts which were made to conciliate the State banks. A like reference to the later period will show that the national banking system was authorized as a permanent system, and that the issue of Treasury-notes was an expedient devised to meet a great national emergency; and that it was the intention of Congress in this, as in the former instance, to withdraw such issues as speedily as possible after the close of the war. War was declared with Great Britain on June 11, 1812. Specie payments were suspended, except in New England, August 31, 1814. Peace was restored February 11, 1815. Specie payments were nominally resumed February 2, 1817. The charter of the first Bank of the United States expired March 4,1811, and the second Bank of the United States was not authorized until April 3, 1810. Mr. Crawford, then Secretary of the Treasury, estimated that, during the four years ending in 1815, the bank circulation was increased in volume from $29,000,000 to $99,000,000.* Many of the notes of city banks were taken at a discount of twenty per cent.; those of the country banks at twenty tofiftyper cent, t Specie almost entirely disappeared from circulation, and, in addition to the notes issued by State banks, large amounts of unauthorized currency were circulated by other corporations and by individuals in notes of denominations from six cents to ten dollars. Credit-money was plenty, rates of interest low, and borrowers were solicited by tempting offers to use the idle funds in the banks. The Treasury department added largely to the already abundant circulation, issuing large amounts of Treasury-notes. Many of these notes were deposited with such banks as consented to receive them, the government meanwhile refusing the notes of those banks which declined to accept the Treasury-notes—usually the stronger banks. The whole amount of Treasury-notes, absolute and contingent, which was authorized between June 30, 1812, and February 21, 1815, was $60,500,000, of which amount $36,080,7^4 was issued.^ The notes authorized prior to February 24, 1815, bore interest at the rate of five anp two-fifths per centum § a year, and were receivable in payment of all duties and taxes laid by the authority of the United States, and of all public lands sold by said authority; and when so received interest was to be computed at the rate of "one cent and onehalf a cent per day" on every one hundred dollars of principal, each * His estimate of the circulation, made in 1820, was as follows: 1813, $62,000,000; 1815, $99,000,000; 1819, $45,000,0u0 to $53,000,000. (Elliot's Funding' System, p. 735.) tin 1812, Bank of England notes were at a discount of twenty and three-fourths per cent., in 1813, of twenty-three per cent., and in 1814, of twenty-five per cent. In 1812, as much wheat could be purchased for ninety shillings of gold as for one hundred and fifteen shillings of paper; and in 1813 as much for seventy-four shillings of gold as for one hundred and eleven shillings of paper.—" Jiaukx and Jiaukers" by 1). Hardcastle, jr.; London, 1842, p. 126. t Under act of June 20, 1812 Under act of February 25. 1813 Underact of March 4, 1814 Under act of December 26, 1814 Under act of February 2-1, 1815—$100 notes do. do. small Treasury-notes $4,969,400 3,392,994 $5,000,000 5, 000, 000 10,000,000 8,318,400 8,362,394 Total amount issued 36, 680, 794 (Report of Secretary Crawford, 1820, p. 165.) § The substitute proposed for the legal-tender act which passed the House of Representatives February 6, 1862, contained a section providing for the issue of transferablecertificates, bearing interest at the rate of 5? per cent, per annum.—Spaulditiffs History of the Lcfjal Tender raver Money, p. 94. REPORT OF THE COMPTROLLER OF THE CURRENCY. VII month being reckoned as thirty days. These notes were depreciated from eight to ten per cent, below bank notes, which bore no interest but were redeemable in specie. The act of February 24, 1815, authorized the issue and re-issue of Treasury-notes to an amount not exceeding§25,000,000, upon principles essentially different from those governing prior issues.* These notes might be of any denomination. If of a udenomination less than one hundred dollars, they were designated as small Treasury-notes,'7 were payable to bearer, and bore no interest. If of a denomination of one hundred dollars or upward, they were payable to order, transferable by indorsement, and bore interest at the same rate as the notes of §100 and upward previously authorized. The principal and interest were not payable at any specified time, but the notes were everyu !iere receivable in all payments to the United States. The holders of the small Treasurynotes could exchange them at pleasure, in sums of not less than one hundred dollars, for certificates of funded stock bearing interest at seven per cent. The notes of the denomination of one hundred dollars and over were exchangeable for certificates of funded stock, bearing interest at six per cent.; and by that act the holders of all Treasury-notes previously issued were likewise authorized to convert the same into certificates of funded debt bearing interest at six per cent. " The Treasury-notes which were issued under acts passed prior to February 24, 1815, were, for the most part, of a denomination too high to serve as a current medium of exchange; and it was soon ascertained that the small Treasury-notes, fundable at an interest of seven per cent., though of a convenient denomination for common use, would be converted into stock almost as soon as they were issued.77t The issue of the first description of notes was not restrained, but that of the small Treasury-notes was limited to cases of peculiar urgency ; and the whole amount of the latter notes which had been issued and re-issued on September 30, 1815, was $4,142,850. The Secretary of the Treasury, in his report for 1813, refers to some of tbe plans which were proposed for remedying the monetary evils of the day, and for the resumption of specie payments. He endeavored to associate the banks, with a view to furnish u a uniform currency," and also, through their agency "in circulating Treasury-notes, to overcome the inequalities of the exchange.77 These attempts were, he acknowledges, not successful. Another plan was proposed, with the design u to curtail the issues of bank-notes, to fix the public confidence in the administration of the affairs of the banks, and to give to each bank a legitimate share in the circulation.77f The establishment of a national bank with large capital and circulation was regarded as the best and perhaps the only adequate resource to relieve the country and the government; and on April 30, 1815, Congress by resolution declared that "from and after the 20th of February next (1817) no duties, taxes, debts, or sums of money accruing or becoming payable to the United States ought to be collected or received otherwise than in the legal currency of the United States, or Treasury-notes, or notes of the Bank of the United States, or any notes of banks which are payable and paid on demand in the said legal currency of the United States.7' A bill was brought before the legislature of New York in 1815 u impos* Report of the Secretary of the Treasury, 1815, p. 13. t Report of the Secretary of the Treasury, 1615, p. 2(5. X The acts of July 12, 1870, and June 20, 1874, contained provisions for the redistribution and equalization of the national-bank currency, which provisions were repealled by the act of January 14, 1875. VIII REPORT OF THE COMPTROLLER OF THE CURRENCY. ing a penalty of twelve per cent, on any bank within that commonwealth which would not pay its notes on demand ;"* but its passage in that year was prevented by the exertions of the banks and their agents. It subsequently, however, became a law, and specie payments were at least nominally resumed on that day. If places of redemption had been required at one or more of the commercial centers, the redemption would have been complete: and the banks which could not comply with such a provision would have been forced into liquidation.! A similar system proposed in 1815 and 1831. A magazine writer, in 1815,1 proposed a plan which is the first conception, so far as I am aware, of the principles which distinguish the the present national-bank system, and which was that the public funds should serve, in the absence of specie, as the basis and support and limit of a paper currency. The proposition was u that the banks be obliged, until they can resume specie payments, to pay their notes, in sums of not less than one hundred dollars, in United States six per cent, stock at par; or, if the stock bore a less rate of interest, at the price of that stock in the market.7' It was claimed that this would be a certain check against the immoderate issue of paper money. Most of the banks, it was urged, held considerable amounts of such funds, purchased at a low price, and could realize a profit by using it in payment of their debts. If the proposed convertibility were authorized, their notes, then so much depreciated, would at once appreciate in value. The six per cent, stock, at par, was proposed as a standard by which to fix the minimum value of bank-notes, such notes being convertible, at the option of the holders, into the stock at its market-price; so that one hundred dollars of the notes might be better, but not worse, than one hundred dollars of six per cent, stock. It was also proposed that a national bank should be established, with the obligation, under a heavy specific penalty, of paying its notes and debts of every kind in cash or in funded stock. The State banks would be compelled to adopt a similar system, or, what would amount to the same thing, to pay their notes with the notes of this national institution. u The success of the plan would not be doubtful if Congress could be persuaded to provide for the payment of the interest of the national debt in specie. Nothing but necessity can excuse the payment of the national creditors with depreciated money. During the war that necessity existed, but it exists no longer." " To provide the means for the payment of the interest on the public debt," itu was proposed u that the duties upon imports be receivable in cash only." The payment of the interest of the public debt in specie, combined with the assurance of the national good-will, security, and resources, *On January 14, 1875, Congress fixed a date (January 1, 1879) for the resumption of specie payments, and on March 22,1875, the New York legislature passed the following act: "SECTIQN 1. All taxes levied and confirmed in this State on and after January 1, 1879, shall be collected in gold, United States gold-certificates, or national-bank notes which are redeemable in gold on demand. "SEC. 2. Every contract or obligation, made or implied, after January 1,1879, and payable in dollars, but not in a specified kind of dollars, shall be payable in United States coin of the standard of weight and fineness established by the laws of the United States at the time the contract or obligation shall have been made or implied." t"A Short History of Paper Money and Banking in the United States/' &c, by William M. Gouge, Philadelphia, 18:53, p. 85. t From the Analectic Magazine (Philadelphia) for December, 1815, p. 489.—This article, signed " W.," is entitled " On banks and paper currency," and is a sprightly review of an essay published in Philadelphia, entitled "The History of a Little Frenchman and his Bank-notes, lings! Rags! .Rags!" REPORT OF THE COMPTROLLER OF THE CURRENCY. IX would soon impart to the whole capital a specie value; that capital would then become a solid foundation for a paper currency—a standard to measure it and keep it steady—inferior only to specie itself. With such a support we know not whether such a currency might not be permanently adopted as an improvement in political economy.'7 4* There would be no danger of an over-issue, for no man of ordinary prudence will retain in his possession paper money for which he has not good use, when he can immediately convert that money into well-secured, readilysalable stock, yielding an annual interest paid in specie.'7 Such a plan, it was contended, would be likely to result in establishing a uniform currency. It would create an additional demand for the public funds, and increase their value. The banks would be obliged to invest their capital in national stock to answer the demands of their creditors, and it would of course be for their interest to keep up its price; by which means private and public credit would be indissolubly linked together, and a new moral bond acquired to strengthen the Union. u The various currencies, as they now exist, are not congenial, but rather adverse, to the union of the States. Were they separated, each bank might, nevertheless, preserve a certain credit, but on the j)roposed plan a separation would ruin them all; and this fact affords an additional argument for the issue of a currency which would habituate the people to regard the faith of their federal government as the standard of value; which would facilitate loans, should a war for the maintenance of our rights become unavoidable; which would identify every man's fortune, as well as his freedom, with the general security, create a deep and universal interest in the conservation of good order, government, and law> and thus enlist every motive, selfish and generous, and every principle, sordid as well as liberal, into the service of this free, confederated republic.77 A sum usually somewhat exceeding the capital of the Bank of England is permanently loaned by that institution to the government, and these u funds are held, in the language of Albert Gallatin, as the best security to the holders of its notes and to depositors.77 In discussing the propriety and practicability of incorporating a similar provision into the banking system of the United States, Mr. Gallatin found the only objection to lie in the fact that while in England the large amount of the public debt, as compared with the capital of the banks, enabled the latter to use such debt as a security for their circulating notes, in the United States the banking capital of the country was necessarily so much larger than the entire amount of all other public stocks, that such a measure was impracticable. At the date of Mr. Gallatin's essay (1831) the debt of the Government was in process of rapid reduction, and within the next four years was entirely extinguished, while the banking capital was largely above two hundred millions, and rapidly growing with the increasing commerce of the country. Under these circumstances he suggested a resort to mortgages on real estate, for want of public stocky which plan, however, he found liable to the objection that the accommodations which the banks could, in that case, afford to individuals, might be too much curtailed; and he concludes that " if these objections can be removed, the plan proposed would give to the banking system of the United States a 77solidity, and inspire a confidence, which it cannot otherwise possess. The same high authority also refers to the proposed issue of Treasury notes at that time as follows : X REPORT OF THE COMPTROLLER OF THE CURRENCY. The proposition lias not been suggested to resort to a third, though the most simple,, mode—that of issuing, without the aid or machinery of any bank whatever, a Government paper payable on demand in specie. The general objections to a, paper issued by government have already been stated at huge. Yet it must be admitted that there may be times when every other consideration must yield to the superior necessity of saving or defending the country. If there ever was a time, or a cause, which justified ;i resort to that measure, it was the War of the Independence. It would be doing gross injustice to the authors of the Revolution and founders of that independence, to confound them with those governments which, from ambitious views, have, ici'ltout necessity, inflicted that calamity OR their subjects. The old Congress, as the name purports, were only an assembly of plenipotentiaries, delegated by the several colonies or States. They could only recommend, and had not the power to lay, taxes. The country was comparatively poor; extraordinary exertions were necessary to resist the formidable powers of Great Britain. Those exertions were made, and absorbed all the local resources; the paper money carried the United States through the most arduous and perilous stages of the war, and, though operating as a most unequal tax, it cannot be denied that it saved the country. It is to be hoped that a similar state of things will not again occur ; but at all events the issue of a government paper ought to be kept in reserve for extraordinary exigencies. Many of the propositions for raising the necessary means for eonducting the war of 1812, and for the resumption of specie payments at the close of the war, were identical with those proposed during the recent civil war, and with the present plans for the resumption of specie payments. The war of 1812 was prosecuted, as has been seen, by means of loans and bank credits, and by the issue of Treasury-notes. Just prior to the late civil war, in the year 1860, temporary loans were made by the government at twelve per cent, interest; and during the year 18GI a large amount of government obligations was issued, of which $100,000,000 were time, seven and three-tenths per cent. Treasury-notes, and $50,000,000 were demand-notes. .Discussion and passage of the national bank act. In December, 18G1, the Secretary of the Treasury proposed two methods for obtaining the necessary means for carrying on the war. His lirst proposition was to substitute demand-notes, payable in coin, in place of the notes of private corporations. The second was the gradual issue of national-bank notes, secured by the pledge of United States bonds, to replace the existing bank-notes authorized by the laws of the several States. The first plan had already been partially adopted by the issue of fifty millions of dollars in demand-notes ; but the possible disasters which might result from a continuation of the expedient outweighed, in the opinion of the Secretary, any advantages which could be derived from it, and his second proposition was therefore urgently recommended by him. The advantages claimed by the latter plan were, a currency of uniform security and value, protection from losses in discounts and exchanges, increased facilities to the government in obtaining loans, a diminution of the rate of interest, or a participation by the people in the profits of circulation, an avoidance of the perils of a great money monopoly, and a distribution of the bonds of the nation to the leading monetary associations of the country, thus identifying their interests, with those of the government. The report of the Secretary was prepared with the expectation, then prevalent, that the war would be of short duration. Soon, however, the magnitude of the struggle became evident, and the large drafts upon the Treasury, caused by the expenditure of more than a million of dollars daily, made it plain that the urgent necessities of the REPORT OF THE COMPTROLLER OF TKE CURRENCY. XI government could not be supplied through the associated action of the existing banks, nor depend wholly upon the sale of its bonds. A general suspension of specie payments took place on December 28, 1861, and on February 25 and July 11, 1802, Congress passed two acts authorizing the issue, in the aggregate, of three hundred millions of dollars of Treasury-notes—the later act, however, reserving fifty millions for the redemption of temporary Ion us, to be issued and used when necessary for that purpose. These notes were, by the terms of the law, made a legal tender, and iundable into a bond bearing interest at six per cent, in gold; and the demand-notes, amounting to sixty millions of dollars, which had been previously issued, were also, upon the request of the Secretary of the Treasury, and at the solicitation of banks in New York City, made a legal tender by the act of March 17,18G2. The immediate necessities of the government compelled the partial adoption at that time of the first plan of the Secretary, and further consideration of the second was, for the time being, deferred. Large amounts of government notes were issued; but the notes of private corporations still continued in circulation, the amount of the latter increasing during the year ending November 1, 1802, from $130,000,000 to $167,000,000. A national-bank bill was prepared in December, 1861, by Mr. Spaulding, of New York, in accordance with the second plan of the Secretary, and printed for the use of the Committee of Ways and Means; but, after some discussion in opposition to the bill, it was laid aside. In December, 1862, the Secretary, in his annual report, called the attention of Congress to his second recommendation of the year previous, and again urged his objections to the issue of United States notes. The principal objections to the latter circulation, as a permanent system, were thus stated by him : "(I) The facility of excessive expansion when expenditures exceed revenue; (2) The danger of lavish and corrupt expenditure, stimulated by facility of expansion ; (3) The danger of fraud in management and supervision; (4) The impossibility of providing it in sufficient amounts for the wants of the people whenever expenditures are reduced to equality with revenue, or below it.'7 In discussing the fourth objection, he says: Whenever the country shall be restored to a healthy, normal condition, and receipts exceed expenditures, the supply of United States notes will be arrested and must progressively diminish. Whatever demand may be made for their redemption in coin must hasten this diminution, and there can be no re-issue ; for re-issue, under the conditions, necessarily implies disbursement, and the revenue, upon the supposition, supplies more than is needed for that purpose. There is then no mode in which a currency in United States notes can be permanently maintained except by loans of them. 'When not required for disbursement, on deposits of coin or pledge of securities, or in some other way. This would convert the Treasury into a government bank with all its hazards and mischiefs. If these reasonings be sound, little room can remain for doubt that the evils certain to arise from such a scheme of currency, if adopted as a permanent system, greatly overbalance the temporary though not inconsiderable advantages offered by it. Among the advantages which would arise from the second plan the following were urged :—That the United States bonds would be required for banking purposes; a steady market would be established and their negotiation greatly facilitated ; a uniformity of price for the bonds would be maintained at a rate above funds of equal credit but not available to banking associations. " It is not easy to appreciate the full benefits of such conditions to a government obliged to borrow ; " it will "reconcile as far as practicable the interests of existing institutions with those of XII REPORT OF TUP: COMPTROLLER OF THE CURRENCY. 7 the whole people, 'and will supply " a firm anchorage to the Union of 7 the States.' On February 2, 1803, the banking 1 >111 previously introduced in the House was reported from the Finance Committee of the Senate with amendments, and ten days later passed that body by a vote of 23 to 21. It passed the House of Kepresentatives on the 20th of the same month by a vote of 78 to C4, and was approved by the President February 25, 1803. Senator Sherman, who reported the bill from the Finance Committee, in a speech delivered at that time, said: "We are about to choose between a permanent system, designed to establish a uniform national currency based upon the public credit, limited in amount, and guarded by all the restraints which the experience of men has proved necessary, and a system of paper money without limit as to amount except for the growing necessities of wrar. In the consideration of such a question we surely should scrifice all local interests, all pride of opinion ; and while acting promptly under the pressure of events, we should bring to our aid all the wisdom of united counsels, and all the light which the experience of former generations of men can give us. * * Another practical objection to these United States notes is, that there is no mode of redemption. They are safe; they are of uniform value; but there is no mode pointed out by which they are to be redeemed. No one is bound to redeem them. They are receivable, but not convertible. They are debts of the United States, but they cannot be presented anywhere for redemption. No man can present them, except for the purpose of funding them into the bonds of the United States. They are not convertible; they lack that essential element of any currency. * * "Another objection is, that they can only be used during the war. The very moment that peace comes, all this circulation that now tills the channels of commercial operations will be at once banished; they w7ill be converted into bonds; and then the contraction of prices will be as rapid as the inflation has been. The issue of government notes can only be a temporary measure, and is only# intended as a temporary measure to provide for a national exigency. * But it is asked, why look at all to the interests of the banks; why not directly issue the notes of the government, and thus save to the people the interest in the debt represented by the notes in circulation ? The only answer to this question is that history teaches us that the public faith of a nation alone is not sufficient to maintain a paper-currency. There must be a combination between the interests of private individuals and the government." Mr. Spaulding, the author of the legal-tender act, in reporting the same to the House, said: " The bill before us is a w^ar-measure, a measure of necessity and not of choice, presented by the Committee of Ways and Means to meet the most pressing demands upon the Treasury to sustain the Army and Navy." This was the view taken throughout the whole discussion of the legal-tender act. On the day of the passage of the national-bank bill, he said he "should vote for it, not that it would afford any considerable relief to the Treasury in the next two or three years, but because he regarded it as the commencement of a permanent system for providing a national currency that would, if wisely administered, be of great benefit to the people and a reliable support to the government in the future." And more recently, in a letter addressed to this Office, he says that " all the advocates of the legal-tender act, while it was pending in Congress, based their arguments upon the necessity of its passage as a temporary relief to the Treasury during the war, and not as a permanent policy of the government; on the contra- REPORT OF THE COMPTROLLER OF THE CURRENCY. XIII ry, the national banking law was advocated as a permanent system of national currency and bankiug for the whole country. The act of March 3,1863, authorized an additional issue of $ 150,000,000 of United States Treasury-notes, and the right to exchange legal-tender notes for six per cent, bonds was limited to July 1, 1863. The act of June 30, 1864, provided that the total amount of United States notes issued, or to be issued, should not exceed $400,000,000, and such additional sum, not exceeding $50,000,000, as might be lawfully required for the redemption of temporary loans. The Secretary of the Treasury in his report for December, 1865, expressed the opinion that the legal-tender acts were war-measures, and ought not to remain in force one day longer than should be necessary to enable the people to prepare for a return to the gold standard. He also urged as a serious objection to the issue of United States notes as a permanent currency, that u the paper-circulation of the country should be flexible, increasing and decreasing according to the requirements of legitimate business; while, if furnished by the government, it would be quite likely to be governed by the necessities of the Treasury or the interests of parties, rathei than the demands of commerce and trade; besides, a permanent government currency would be greatly in the way of public economy, and would give to the party in possession of the government a power which it might be under strong temptations to use for other purposes than the public good—keeping the question of the currency constantly before the people as a political question, than which few things would be more injurious to business." The House of Eepresentatives during the same month passed a resolution, by a vote of 144 yeas to 6 nays, " cordially concurring in the views of the Secretary of the Treasury in relation to the necessity of the contraction of the currency, with a view to as early a resumption of specie payments as the business interests of the country will permit." In order to carry into effect this resolution Congress, by an act approved March 12, 1866, authorized the funding of the legal-tender notes, and under the operation of that act more than $72,000,000 were retired. In January, 1868, any farther reduction of the volume of legal-tender notes was prohibited, the amount then remaining outstanding being $356,000,000. On March 18, 1869, an act was passed, in which the United States u solemnly pledges its faith to make provision at the earliest practicable period for the redemption of United States notes in coin." Section six of the act of June 20, 1874, provides that " the amount of United States notes outstanding and to be used as a part of the circulating medium shall not exceed the sum of $382,000,000, which said sum shall appear in each monthly statement of the public debt, and no part thereof shall be held or used as a reserve;" and the act of January 14, 1875, authorizes the increase of the circulation of national banks, without respect to the limit theretofore existing, and provides that whenever, and so often, as circulating-notes shall be issued to banking associations, it shall be the duty of the Secretary of the Treasury to redeem the legal-tender United States notes to the amount of eighty per centum of the sum of national-bank notes so issued, and to continue such redemption as such circulating-notes shall be issued until there shall be outstanding the sum of $300,000,000 of such legal-tender United States notes, and no more; and that, on and after January 1, 1879, he shall redeem in coin the United States legal-tender notes then outstanding, on their presentation for redemption at the office of the XIV REPORT OF TIIK COMPTROLLER OF THE CURRENCY. assistant-treasurer of the United States in the city of New York, in sums of not less than fifty dollars. A banking system similar to that now existing was suggested, as has been seen, in 1815, and, later, in 1831; and it is said that a similar policy was proposed by Alexander Hamilton, before his appointment to the Secretaryship of the Treasury, when, on being asked by Washington, "What is to be done with our terrible debt P he answered, "Bank on it; it is our only available capital, and the best in the world." During the war of 1812 a large amount aud a variety of kinds of Treasury notes were issued. The policy of the State banks, aided by the State-sovereignty sentiment, opposed any system of separate or independent fiscal agency of the government. The desire then was to conciliate the banks by harmonizing the interests of the different monetary institutions with those of the national administration. At a later period the system which would have given to the banks of the United States " a solidity and inspire a confidence in them which they cannot otherwise possess," could not be carried into effect, because the bank capital of the country far exceeded the amount of the national debt. Fifty years later (1863) a clear harmony of interests was effected between the banks and the government by the establishment of the present national banking system, and at the same time the public was supplied with a stable circulating medium ; the change producing none of the inconveniences or disturbances which usually accompany radical modifications in the monetary system of a country. The government currency won its honors and secured the confidence of the people at a time when no other form of currency then existing could command general circulation. It borrowed the wrar debt from the people, and at the same time supplied them with the indispensable medium of exchange in all business transactions. Its necessity in the time of our war overrode all the prejudices against the use of a papercurrency, whether those prejudices arose from principles of constitutional construction or from doctrines of political economy. It was felt to be equally as good as the government. It rested upon its solvency ; and the friends of the Union accepted it as the representative of the nation's faith and credit. The government w^as then contracting debt day by day, and the people cheerfully received its promises to pay in exchange for their commodities and services. It purchased largely, and its creditors were content to wait until it should regain the ability to redeem its promises. The war was well over before the national banking system came fully into operation,# at which time the Treasury and its depositories in the principal cities found themselves unequal to the task of disposing of its bonds, funding its miscellaneous issues, and receiving and disbursing its internal revenue. Just in season for this service the national banking system became well matured and established in every center of business throughout the country$ and these institutions at once invested their capital in government bonds, and assisted in disposing of its securities. Secretary Chase says that the organization of the system at once inspired faith in the securities of the government, and more than any other one cause enabled him to provide for the prompt payment of the soldiers and the public creditors; and adds, that he "risks nothing in saying that, within the present year, the benefits oi * The Treasury-notes issued by the government, including the 7-30 and compoundinterest notes, were, in 1865, much greater in amount than at any other time. The amount of national-bank notes in circulation on January 1, 1864, was $280,000; on July 1, 1854, it was only S3L,234,420; and on July 1, 1865, about three months after the close of the war, it was but $14(5,336,030. REPORT OF THE COMPTROLLER OF THE CURRENCY. XV the system will have so proved themselves to the sense and patriotism of the people that it will be beyond the reach of successful assault.'7 The second plan of Secretary Chase was carried into effect by the passage of the national banking act, and its success has more than fulfilled every expectation. The interest-bearing, convertible, and interchangeable Treasury-notes, issued iu the early days of the government, were withdrawn from circulation two years after the close of the war of 1812; and it is evident, from the reports of finance ministers, from the debates in Congress at the time of the passage of the legaltender act, from the uniform legislation since that time, including the measures adopted by the last Congress, and, finally, by the decision of the Supreme Court of the United States,* that it was intended that the national banking system should be permanent; the institutions organized under it being by the express terms of the law authorized to continue for a period of twenty years ; and that the issue of Treasury notes should not be increased in amount, but were to be withdrawn from circulation as rapidly as possible. The United States notes have performed every service expected of them; and the national-bank issues have the same security, while their parent institutions supply to the public all the conveniences and utilities that any conceivable banking system can possess, and their issues will be redeemed in gold just so soon as the Treasury resumes payment of its debts in specie. Finally, reason and experience alike teach us that we must either continue to adhere to the national banking-system, or yield control of the issue aud management of bank-currency to the varying and conflicting legislation of forty or fifty different States and Territories, accompanied, as it surely will be, by all those evils and disasters which are the natural attendants upon the organization and perpetuation of State banking institutions. Monopoly. One of the principal objections urged against the national banking system is that it is a monox)oly ; moreover, that it is a monopoly authorized and continued at the expense of the government. The reverse of this is true; for the national system, so far from being a monopoly, has, in fact, uprooted the real banking monopoly, which has existed in this country from the foundation of the government down to a late day. Should the national system be unfortunately overthrown, that monopoly would be again and at once revived, by the repeal of the provision imposing a tax of ten per cent, upon the issues of State banks, which provision is acknowledged to be one of the compensations of the war. Prior to the passage of the first national-bank act, State banks were organized in most of the States of the Union in the interest of individuals, under authority of special charters obtained from their several legislatures. The national banking system was intended to be a free system, and from the beginning the organization of banks was open to all; but the amount of circulation originally authorized having subsequently become exhausted, the establishment of banks with circulation was, of necessity, for a time suspended. The act of January 14, 1875, however, removed all restrictions in this respect; and since that date every application which has conformed to the requirements of the law has been granted. At the time of the organization of the national banking system, it had few friends among the shareholders of the then existing State * See 12 Wallace, pp. 540 and 567. XVI REPORT OF THE COMPTROLLER OF THE CURRENCY. banks. These were, as a rule, in tlie possession of a monopoly granted them by the State legislatures; and the bitter opposition to the national system on the part of the officers and shareholders of State banks may be directly traced to that fact. Mr. McCulloch, the late Secretary of the Treasury, to wboin this Office is indebted for its excellent organization, has stated in a recent letter that he was originally strenuously opposed to the system, because he was then at the head of a large and profitable banking institution, which he "foresaw must go into liquidation or surrender its privilege of issuing two dollars for one dollar of banking capital, if the new^ banking system went into operation." He was subsequently induced to accept the position of Comptroller of the Currency, and in the letter above mentioned says: "The system grew into favor with me day by day, and I have now no hesitation in saying that, for the United States, it is not only vastly superior to the system which it superseded, but that it is the best system which has been, or is likely to be, devised.r Our national banking system is the only national system not a monopoly in operation in any country. Eleven, only, of the joint-stock banks in Scotland, and but one hundred and sixty-seven of the joint-stock and private banks in England, in addition to the Bank of England, have the privilege of issuing circulation; and these banks are not even required by law to publish balance-sheets for the information of the public. The Bank of France is the fiscal agent of that government, and it alone issues the paper-circulation of that country. The State banks and savings-banks of many of the leading States of the Union are to-day chartered institutions, and by the terms of their charters are often so entirely without restrictions, that they are not required to publish statements prepared by themselves informing their creditors and the public of their condition. A monopoly is a privilege; something so valuable that it commands a premium, and which its owner does not willingly surrender without a struggle. But the national banks have, since the passage of the act of June 20, 1874, voluntarily surrendered more than $33,000,000 of their circulation; and forty-three banks, with a total capital of $5,040,000, have since that date gone into liquidation, chiefly for the reason that the privilege of circulation is not a profitable one, and because the restrictions of the system are onerous in comparison with those imposed by State legislatures. If the national-bank act contained no restrictions upon the banks, or imposed no taxes upon their circulation, and if currency were issued to them equal in amount to the value of the bonds deposited, then the interest received by them upon the bonds would, it is granted, be in the nature of a gratuity. This condition of things was true in some of the States previous to the organization of the national banking system ; but it has not at any time been true of the national banks. Profit on circulation. A very erroneous idea prevails as to the amount of profit derived by the national banks from their circulation; but to show that the profit from this source is not nearly so great as is supposed by many persons, it is only necessary to take into consideration the amount of capital the banks necessarily invest in the United States bonds required to secure their circulation, with the legal restrictions that govern their business, and then to compare the combined income received by them on their bonds and circulation with that which would be received on the same capital loaned on bond and mortgage security, but free from the restrictions governing national banks. On November 1, 1875, there was on deposit with the Treasurer, as security for the circulation of the national REPORT OF THE COMPTROLLER OF THE CURRENCY. XVII banks, $367,549,412 in the various classes of bonds of the United States, as will be seen by reference to a subsequent page of this report. If from this sum be deducted the amount lieid as security for the notes of the national gold-banks, and also the amount deposited in excess of that required by law to secure the circulation issued upon them, there will remain §381,408,112 of bonds, worth, in currency3 on the day named, $425,840,533. The table below exhibits the various classes and amounts of these bonds, their currency-value at the date mentioned, the amount of circulation issued thereon, and tine amount of interest derived from them, both in gold and in currency value, gold being quoted on that day at 116: Class of bonds. s of l<-'(>5 s of I sin, of h U-01 Totals Par value. Currenoyvalue. Circulation issued. £82, 781,050 7. 050, 000 G, 530, 650 10, 2*2, 100 2, 981, 000 97,1)74,150 141,012,050 12,814,512 $100, 578, 970 ! #74, 502, 945 8, 250, 109 0, 350, 899 7,811,297 12, 407, 040 \), 253' 89!) 3, 029, 307 2, 082, 900 88, 170, 735 120, 904, 845 103' 407^ 2315 958 I 11,533. 001 301,498,112! 425, 840, 533 I 325,348,200 Currency Gold in- Ilvalue of interest. | terest. : $4, 900, 803 !£5, 701, 501 423, 390 491, 139 392,199 j 454, 951 010, 920 i 715,034 178, HiO ! 4,898,708 7, 053, 002 207, 478 5. 082, 501 8, 182. 178 •;08, 87SJ 18, 53U; 554 j 22,204,312 If there be deducted from the amount of capital required to purchase these bonds ($425,840,533), the amount of premium which they bore on November 1, 1875, ($04,342,421,) as well as the ten per cent, margin for which no circulation is issued ($36,149,811), the available means oi the banks will be reduced from $42o,840,533 to $325,348,260. The bonds representing this amount of capital consisted, as appears by the table, of §239,040,200 of five per cent,, and $109,037,400 of six per cent, gold-bearing bonds, together with $12,814,512 of Pacific Railroad bonds issued by the government, and bearing interest at the rate of six per cent, per annum in currency. The annual interest on these bonds amounts to §18,530,554 in gold and $708;870 in currency, the total currency-value of the interest at the date named, with gold at 110, being 822,204,312. As the banks are required to pay into the Treasury of the United States one per cent, of their circulation (or $3,253,482) as a tax thereon, they have left $19,010,830 in currency as the net amount of interest received by them on their bonds. On receiving their circulation, they are required by the act of June 30, 1874, to place an amount equal to live per cent, thereof (or $10,207,41oj with the Treasurer of the United States as a redemption-fund, leaving, of the $325,348,200 that their bonds secure, $309,080,847, only, available for use; which amount, if loaned at eight per cent, per annum, (estimated as the average rate throughout the country,) will produce an income of $24,720,407; and this, added to the net interest received on the bonds ($19,010,830) gives $43,737,297 as the whole income derived by the national banks from their circulation and from the bonds deposited to secure it. The capital used to purchase the bonds ($425,840,533), if loaned at eight per cent, annual interest, would produce an annual income of $34,007,042, and the difference, which is $9,070,055, or two and one-quarter per cent, on the capital, represents the profit that the banks receive over and above what could be obtained Irom the loan of the same amount of capital at the rate of interest named. This is concisely shown as follows: 0 C—II XVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Interest on §309,080,847 of circulation, loaned at 8 per cent... $24, 720, 467 Interest on U. S. bonds (6708,870 currency, $ 18,530,554 gold) 19, 299, 424 Premium, at 10 per cent., on $18,530,554 gold interest 2, 904, 888 Total Less tax on circulation 40, 990, 779 3, 253, 482 Total profit on capital employed 43, 737, 297 The total capital, loaned directly at 8 per cent., would earn .. 34, 007, 242 Difference, which represents profit on circulation.. "" 9, 070, 055 Two and one-fourth per cent, of the capital employed ($425,840,533) is $9,581,412, which, as shown above, is about the value of circulation to the national banks of the country. In localities where the rate of interest is seven per cent., the value of circulation is somewhat less than two and three fourths percent.; and where the rate is ten per cent, the profit is less than one and three-fourths percent. The large margin—exceeding $100,000,000—between the value of the bonds owned by the banks and the circulation issued thereon, would, in case of disaster, be available as a reserve for the payment of the depositors or other creditors; and this is an additional argument in favor of issuing circulation under the restrictions of the law, as now provided. If specie payments should be reached within a few years, the premium paid by the national banks upon their bonds would be nearly if not entirely lost, while investments by private bankers and State banks of an equal amount of capital in loans on bond and mortgage would not suffer from any such depreciation. This loss has not been taken into consideration in the foregoing estimate. Another important consideration is that the average ratio of State taxation upon national banks during the year 1874 was somewhat more than two per cent, upon capital. If the national banks should go into liquidation, and the owners of the bonds should continue to hold the same, the amount of State taxation saved to them would nearly equal the benefit which they now7 realize from circulation. Dividends. It is urged, as a further objection to the national banking system, that the dividends paid to stockholders are greater than the earnings of other corporations. It is true that some national banks which have accumulated a large surplus, or are organized in localities where the proportion of deposits to capital is large or the rate of interest high, as in the Western and Southern States, do declare large dividends; but it is well known that, as a rule, the rates of interest charged on commercial paper by the national banks in their respective localities are less than those charged by State banks, private bankers, and individuals. But the dividends and earnings of the national banks do not, as a rule, exceed by more than two per cent, the current rates of interest authorized by law iu the respective States; and this additional amount of profit is surely not too great a compensation for the risks and expenses incident to the business of banking, and to which capital loaned directly on mortgage security is not subject. On a subsequent page of this report will be found tables showing for a series of years the amount and raXios of dividends to capital, to capital and surplus, and of earnings to capital and surplus, of the national banks in. every State and principal city in the Union. But in order to further aid in correcting the prevalent error that exorbitant or extravagant XIX REPORT OF THE COMPTROLLER OF THE CURRENCY. profits are annually divided by them upon the amount of means invested, a tabular statement is subjoined showing corresponding ratios, for the last six and a half years, in the several geographical sections of the country, and the average ratio for the whole period. llatio of dividends to capital, for six months ending- Geographical divisions. 1869. 1870. 1871. 1872. 18 73. 1874. 1875. o bjQ Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept, 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. I- Xew England States Middle States Southern States Western States and Territories United States P'r ct, P'r ct, 5.0" 4.9 5.6 5.2 5.3 5.8 5.1 5.1 6.3 6.1 5.4 5.4 5.0 5. 2 5 0 P'r ct. PV ct. P'r ct. P'r ct. PV ct. P'r ct. PV ct. P'r ct. P'r ct. PV ct. 5.1 4.9 5.0 4.9 5.1 5. I 4.9 4.9 4.9 4.8 5.0 4.9 5.1 4.9 5.1 5.0 4.8 5 0 5.0 4.8 6.1 5.2 5.0 5.3 5.2 4.6 4.3 4.8 4.3 4.4 5.7 5.2 5.2 50 5.3 5 1 5.1 5. 5 5.5 5. 2 5.1 5.0 4.8 5.6 5.1 5.4 5.0 5.3 4.9 CD < 5: o 5.4 Ilatio of dividends to capital and surplus. Xow England States 4.4 4.3 ! 4.2 — " cStates "~--~ 4.3 I 4.1 ! 4.0 Middle 5. 3 | 5. 6 i 5. 0 Southern States Western States and Territories 5.1 !I 4. 4 4.0 United States 4. 5 4. 3 ! 4.1 4. 2 4. 0 5 5 4. 1 3. 9 4.8 4. 1 4. 0 4. 7 4. 0 3.9 4. 9 4. 1 4. 0 4. 7 4. 1 3.9 4. o 3. 8 3. 7 3. 9 3. 9 3. 8 4. 3 3.8 3.9 3.8 3.8 3.9 4.1 3.9 4. 5 4 7 4 2 3 4 1 4. 4 4 4 9 2 4. 5 4 2 4. 5 4 1 4. 1 J. 8 4. 5 4. 0 4.4 4.0 4.2 3.9 4.4 4.1 3. 7 Proposed 3.65 treasury notes. It has been proposed to withdraw the national-bank notes from circulation, and to authorize an additional issue of $400,000,000 of greenbacks, the latter to be interchangeable, in sums of fifty dollars for Treasury-notes bearing interest at the rate of 3.65 per cent, per annum, or one cent per day on each one hundred dollars, and to repeal all acts tending to a resumption of payments in specie. The greenbacks received by the Treasury in exchange for 3.65 notes are to be used for the purchase of six per cent. 5-20 bonds, for the purpose of saving interest to the government. The act of February 24, 1815, as has been seen, authorized the issue of Treasury-notes of the denomination of one hundred dollars, bearing interest u to be computed at the rate of one cent and one-half a cent per day;" and it also authorized the issue of small Treasury-notes, which were exchangeable, in sums of one handled dollars, for certificates of funded stock, bearing interest at seven per cent. But Secretary Dallas, as before stated, says u i t was soon ascertained that the small Treasury-notes fund able at an interest of seven per cent., though of a convenient denomination for common use, would be converted into stock almost as soon as issued." The experience of 1815 will be repeated with the issue of additional greenbacks,, interchangeable for 3.65 notes. The law authorizing the issue of four and one-half and also of four per cent, bonds is still in force. These interest-bearing notes are not, therefore, at present of a standard sufficiently high for funding purposes, and are, in this respect, unlike the notes which were issued in 1815; but the principle of interchangeability will cause the non-interest-bearing notes to be exchanged for them u almost as soon as issued." The non-interest-bearing certificates of deposit, now held by the banks, and amounting to $50,880,000, will at once be converted XX REPORT OF THE COMPTROLLER OF THE CURRENCY. into greenbacks, and these, together with $150,000,000 of cash reserve also held by the different banks and bankers of the country, will be speedily exchanged for 3.(35 notes. These latter notes will be used by every clearing-house in the country for the payment of balances, and a large proportion of the circulation will then consist of the new interconvertible interest-bearing notes; so that the whole authorized issue of these notes will soon be in demand. If the amount of interest-bearing notes be limited to $400,000,000, and a reserve of twenty-live per cent, in legal-tender notes be held in the Treasury, the amount of the latter which may be invested in United States six per cent, bonds will be $800,000,000. This sum will purchase $250,000,000 of six per cent, bonds, assuming that the average premium is no greater than at present—twenty per cent. The amount of interest saved upon the 6250,000,000 of 5-20 bonds retired will be $15,000,000, while the interest paid by the government on the $400,000,000 of 3.G5 notes outstanding will be $14,000,000, the net saving to the government being $400,000. But through this process the present tax on bank circulation, amounting to $3,2.50,000, will be lost; so that, instead of saving $400,000, the government will by this experiment be actually the loser of $2,850,000. IT, however, the issue of 3.05 notes shall be increased to an amount equal to that of the legaltender and national-bank notes combined, the loss in interest to the government would be somewhat less than before stated, but equal to at least $2,500,000. It, therefore, seems evident that the substitution of the proposed expedient in place of a system which has been in successful operation for the last thirteen years will result in a loss to the government instead of a gran. The national banks, as has been seen, are disposed to retire their circulation, and it is probable that (lining the next year a very large proportion of it will be voluntarily surrendered. But, if the proposition now under consideration should be adopted, many of the banks would go into liquidation, and their loans, to a very great extent, be called in, for the purpose of distributing their present capital and surplus among their stockholders, who would, without doubt, generally organize u n d e r s t a t e systems and as private- bankers. By this course a large proportion of the State taxes, now amounting to an average of about two per cent, upon capital, would be saved to the banks, as a result of the conversion of their capital or deposits into interest-bearing notes, which, like other issues of the government, would be subject to taxation neither by national nor State authorities. Restrictions. Mr. Woodbury, in his report as Secretary of the Treasury in 183G, says: If all the States would unite in adding a few judicious limitations on the amount of discounts as compared with capital and deposits, and on the safe kind of security to be taken for them, with the requirement of frequent publicity-of their condition in detail, and of rigid accountability to periodical examinations by legislative authority, the time is not distant when our currency would become stable; indeed, it deserves consideration whether, under sncli circumstances, the whole monopolies of banking might not with public advantage be entirely abolished, and the banking privilege, under the above restrictions, securities, limitations, and requirements, (particularly if the personal liability of the stockholders is superadded,) might not safely be thrown open to all. The twenty-seven years succeeding the report referred to, and preceding the passage of the national-hack act, were full of disasters KEPOItT OF THE COMPTKOLLEK OF THE CURRENCY. XXI arising from the failures of banks and bankers, and of consequent losses to their creditors and bill-holders. Daring that period the bank legislation was directed chiefly toward reforming the currency and securing the bill-holder from loss, and but little attention was given to legislation concerning the necessary " restrictions, securities, limitations, and requirements" which should surround any general system of banking authorized by law. Indeed, under the different State systems, it was and is impossible for "all the -States to unite*7 in judicious restrictions upon banking, as suggested by Mr. Woodbury. Good bankers really require few or no restrictions; and the system of banking in Scotland is frequently adduced as one which has been successful without restrictions. The eleven joint-stock banks of Scotland, with their numerous branches, have long enjoyed a monopoly of banking in that country. They are managed by men who have established a high character for integrity, skill, and judgment in the conduct of business, and are located in communities which are accustomed to the strict usages and precedents peculiar to a correct system of banking; and these methods of business are more potential than statutory provisions. The Scotch banks do not fear competition, for they enjoy a monopoly of circulation, worth four per cent, per annum ?e and they know that no loose or bad system of banking would be countenanced or even tolerated by their dealers. The Scotch system is u a law unto itself,77 and needs few legal restrictions. But in this country, where any association of persons, with or without experience, may organize a bank, it is of great importance that they should be under sucli judicious limitations as are known to characterize good banking. The national banks have earned a good character, because, as a rule, they have conformed to such needful rsstrictions as have been fixed by legislation, and as are required for the safety of their creditors or dealers. For this reason many existing associations have preferred to re-organize under the national-bank act, because by so doing they could attain a character and credit which, as private bankers or under State systems, not so securely guarded, they could not so readily acquire. That these restrictions have been generally observed by the national banks may be seen by reference to tables of reserve, and to the summaries of reports of various kinds frequently published by this Office, This may also be inferred from the fe.w failures and the comparatively small losses to creditors which have occurred during the thirteen years' continuance of the system. Failures of national bankx. The losses to creditors from the failures of banks prior to I860 cannot be even approximately estimated, the only accessible data having reference solely to losses upon circulation. Mr. MacCulloch says that " the destruction of country banks in England has upon three different occasions, in 1792, in 18li-'15-MG, and in 1825-'26, produced an extent of bankruptcy and misery that has never perhaps been equaled except by the Mississippi scheme in France. In \^\1 forty-three commissions of bankruptcy were issued against country bankers, and from 1800 to 1830 no less than 311." Elliot's Funding System* gives a list of fifty-five banks in the United States, with an aggregate capital of $ii7,03(>?2(>5, which tailed in. 1811. The total bank capital in that year, as stated by Elliott, was $317,042,092, and the failures therefore represented more than one-fifth. ' Pa»-e 117(5. XXII REPORT OF THE COMPTROLLER OF THE CURRENCYt of the entire bank capital of the country. Tt is farther mentioned that, in nearly every instance the capital invested in such failures was wholly lost. Of these fifty-live banks, twenty-five had been organized under the free-banking- system of New York, which was adopted in 1838, and represented a capital of $3,327,003; and eleven were organized under the safety-fond system, with a capital of $3,000,000. The failures in Pennsylvania represented $43,711,000 of capital, including the United States Bank of Pennsylvania, with a capital of $35,000,000. The failures in Ohio represented $2,377,109, in Illinois $3,440,125, and in the city of New Orleans $4,708,052 of capital. Corresponding facts respecting the State banks of this country in subsequent years, and especially in connection with the panic of 1857, will be remembered. Since the organization of the national banking system in 1803, and down to October 1, 1875, thirty-eight national banks have failed, with a total capital of $9,01.1,100, and with circulation amounting to $5,874,893. The experience of this country, previous to the organization of the national banking system, has shown that in twenty years an amount equal to its whole banking circulation was lost in the hands of the people—the loss by bills of broken banks alone being computed to have been at the rate of five per cent, per annum. There has been no loss whatever upon,the circulation of the national banks, and no loss to the bill-holder can arise so long as the present laws shall remain in force. The total amount of claims proved against all of the insolvent national banks is $14,072,10!]. Dividends amounting to $8,292,877 have been paid upon these claims; and it is estimated that the total loss to their creditors since the organization of the system in 1803 will not exceed •93,985,000. This total loss is less than that realized, in more than one instance, from the failure of a single banking house during the period first mentioned. There has already been paid upon the total amount of proved claims an average of fifty-six and one-half per cent., and it is estimated that the proportion paid and to be paid upon such claims will be about seventy-three per cent. Six banks in Xew York City and one in Brooklyn have failed, with an aggregate capital of $3,000,000 ; and three of those in ]STew York, with a capital of $1,200,000, have paid their depositors in full, the amount so paid being $1,332,031. Thebankin Brooklyn, which failed with $1,191,380 due to depositors, has paid to that class of its creditors 90 per cent, in dividends, amounting to $1,143,725. The whole amount of claims of the depositors of the seven banks mentioned is $4,482,508, upon which $3,878,755 have been paid, being an average dividend of eighty-six and one-half per cent. Tho total amount of losses of depositors of national banks in New York and Brooklyn is estimated at $240,130, or five and two-fifths per cent, upon the amount of claims proved. There have been no losses by failures of national banks in any of the other principal cities, except in Chicago, New Orleans, and Washington. One bank only has failed in the New England States, and the total loss to creditors of that institution is but $1,379. The loss to all creditors of national banks in the Middle States is estimated at $701,401, and in the Western States at 8841,729. The largest proportion of loss has been in the Southern States, where business has continued unsettled throughout the entire period since the organization of the system; the losses in those States being estimated at $2,439,994 upon $0,038,074 of liabilities. The whole number of banks which have failed, with their location and REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII capital, claims proved and dividends paid, together with the estimated loss, is as follows : No. of | ; banks, j Capital. States. i Cornecticut New York Penu s y 1 vania Illinois Ohio Indiana . Iowa . Kansas Utah Nevada District of Columbia Virginia 'Tennessee Vlabania Mississippi Yrkansas Louisiana ! 1 i ::*•";•; : i ! ...| Totals ! Claims p roved. Dividends. l f fiO, 000 12 | 3 501 100 3 ' 550 000 3 ; 800, 000 ] i 100, 000 100, 000 1 100, 000 i ! 100 000 l ' 150, 000 1! 250, 000 700, 000 700, 000 3| 100,000 i i 100, 000 i i 50, 000 i' 50 000 1! 3 ' 1, 600, 000 #68, 986 5 049 430 1, 055, 264 1, 001, 816 144, 775 206,998 205, 256 55 329 76, 366 169, 812 2, 254, 458 1, 342, 252 376, 932 288, 932 33, 110 15 142 2, 327, 248 $67, 606 4 251 207 669, 660 128, 922 50, 671 46, 611 140,258 24 8W 11, 455 135, 850 1, 022, 487 501,618 65, 335 101, 126 11,588 15 142 1, 048, 4-13 9,011, 100 14, 672, 106 8, 292, 877 38 j Estimated loss. $1,379 432 684 268, 717 593, 310 43, 432 84. 825 H 998 38,18:? 16, 981 687, 707 754, 852 311,597 158.913 18, 210 508,715 3, 984, 503 In each of ten States in the above table there was a failure of one bank only, the aggregate capital of these ten banks being one million dollars. In twenty-two States and Territories, including all the 2sTew England States except Connecticut, with New Jersey, Delaware, Maryland, Kentucky, Missouri, Michigan, Wisconsin and Minnesota, there have been no failures. The number of mercantile failures in the United States since 1869* is estimated at 20,880, with liabilities amounting to $809,460,000. Of this number there were 2,974, with liabilities to the extent of $218,908,350, in New York City alone. The number of failures of national banks which have occurred in the United States during the same period is twenty-two, with liabilities amounting to $8,952,878. Upon this sum, dividends amounting to $5,492,029 have already been paid, and it is thought that a large proportion of the remaining indebtedness will yet be liquidated 5 the total loss to depositors and other creditors being estimated at $1,810,040, or an average of about twenty arid one-fifth per cent, of their claims. In New York City, the number of failures of national banks during the same time was live 5 liabilities, $3,120,436 • estimated amount of loss, $178,839. The total remaining indebtedness of all the insolvent national banks does not equal the loss which has occurred during the present year from the failure of the single house of the Messrs. Collie, in England; nor does the unpaid indebtedness which has accrued since 1869 exceed the * Dunn, Barlow & Co. give the mercantile failures for the years 1870 to 1875 for the United Sta es and for New York City as follows: Unit 3d States. »™ Y^ork C ity. Year. Number 1870 1871 1872 1873 1874 1875, (9 niontli s, only) i . .. i .1 ! Totals 3 551 2 915 4 067 5 183 5 830 331 #88 242,000 85, 252 000 121, 056,000 228, 499, 000 155 239 000 131, 172, 000 880 SOD, 460, 000 26 I Liabilities. dumber 430 324 ! 385 644 645 546 i 2, 974 Liabiliti * $20, 573 20, 740 20. 684 92J 635 32, 580 31, 696 000 000 000 000 000 350 218, Si 0 8 350 XXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. losses resulting" during' the past year from the operations of Dr. Strousburg alone, a Berlin speculator of notoriety, in Russia, Germany and Austria. The few failures of national banks, and the comparatively small proportion of loss which has resulted to their creditors from this cause, may, in great measure, be attributed to the beneficial restrictions of the act, under which a large amount of surplus has accumulated since the organization of the system, and which surplus is a perpetual and increasing fund to which losses and bad debts may be charged. The following table exhibits theamount and increase of the surplus fund,sen.ii-aimually, from 1863 to the present time: Date. July, 1804.. Jan., 1805. July, 1665. Jan., 186(5. July, 13 66. Jan., lHH. July, 1867. Jan., 1868. July, 1868 . Jan., 1869. Juno, 1809. Jan., 1870 June, 1870. Dec, 1870. June, 1871. Dec, 187 L. June, Dec, June, Dec, June, Dec, June. Number Amount of '• of banks. surplus. 407 638 1294 1582 1634 1618 1636 1642 1640 1628 1619 1615 1612 1646 1723 $1.129, 8. 063, 31,303, 43, 000, 50, 151, 59. 992, 63^ 232. 70, 586. 75, 840J 81, 169, !, 218, 1790 1853 1940 1968 1976 1983 2027 | 2076 ! 1)0, 174. 01, 089, 94, 705, 9H, 322 101, 573. 154 105, 181, 943 111,410, 249 1 16, 847,455 120, 961, 208 126,239, 308 130, 485, 641 133, 169, 095 Semi-annual 533, 401 640, 255 696,805 151, 621 840, 883 239, 930 353'315 253, 993 329, 81s 048, 639 955, 705 515,553 015, 906 616, 401 250, 950 608, 789 '228,30(1 437, 206 113,813 278, 040 246, 333 (^3, 454 I The great increase in this fund during the years 1805 and 1866 was largely owing to the conversion, in those years, of State institutions into national banks; but prior to the organization of this system there was not, that I am aware, any provision of law requiring banks to carry any portion of their net earnings to a surplus fund. The act provides not only that a national bank shall, before the declaration of a dividend, carry one-tenth part of its net profits of the preceding half year to its surplus fund, until the same shall amount to twenty per centum of its capital, but that losses and bad debts shall be deducted from its net profits before any dividend shall be declared. It further provides that all debts due to an association on which interest is due and unpaid for a period of six months, unless the same are well secured and in process of collection, shall be considered bad debts within the meaning of the law. And this provision is construed to Include stocks and bonds upon which interest is past due, as well as prom i ssory 11 otes. The London and Westminster Dank, in view of the exceptional losses and frauds during the past year, has transferred the sum of live hundred thousand pounds sterling from the " r e s t " (surplus) to a special suspense account, which sum is considered more than sufficient to meet all contingencies. The London Economist, in commenting upon tin's course, says : u .Nothing can be better than that the greatest joint-stock bank in REPORT OF THE COMPTROLLER OF THE CURRENCY. XXV the country, the Bank of England alone excepted, which belongs to a different order of things, should take this decided and wise coarse. There are two policies in such a case possible, and only two. One is. at once to estimate the whole loss, to largely reduce the present dividend, and to write the necessary sum off' the reserve fund; the other, to estimate the possible loss low, to write oil" but little, and, above all things, to declare as high a dividend as possible. In all companies, the rules of morality prescribe the former. It is wrong not to provide for plain losses, and wrong to pay unreal dividends. But in the case of a bank, it is not only wrong, but dangerous. Perfect explieitness in such cases is the only means of safety. The credit of a bank is its life, and that credit can only be maintained by deserving the confidence of the public, by felling the whole truth, though it is not favorable, and by acting consistently upon real facts, though they are not pleasant. 6i if the largest of our joint-stock banks—the bank of which it used to be said that it never was known to lose largely, or to be concerned in any but good business—writes so large a sum off its reserve fund, and lessens its dividend by one-half, no other bank need fear to tell the whole truth and nothing but the truth. Credit will never be good as long as people believe that anything is kept buck. lSro doubt it needs manliness and fortitude to tell the truth, when the truth is not pleasant; but it is •only by manliness and fortitude that confidence can be obtained in common life, or that credit can be preserved in the difficult and trying transactions of business.'7 A bank which is conducted upon correct principles will always refuse to declare a dividend until it is absolutely certain that the necessary amount of earnings is in hand. Legislation is not needed to prevent the payment by such a bank of fictitious dividends; but badly-managed corporations often declare unreal dividends, the officers persuading themselves that debts which are doubtful, and which should be at least placed In a suspense account, will be eventually collected. Dividends in such <cases are made, not from the earnings of the bank, but from its capital, or from other funds which do not belong to it. if bad debts can be charged to a surplus fund already accumulated, the dividend may not necessarily be passed, while the failure to make a dividend or a diminution of the surplus discloses in either case to shareholders the true condition of the bank, and tends to prevent the further payment of unreal dividends ; the latter being too often the first acts of fraud on the part of unscrupulous officers and directors. The rigid enforcement of this restriction by this Office has frequently resulted in an entire change in the officers and management of national banks, thus averting otherwise inevitable losses and failures. Publicity. The statistics hitherto compiled from the reports of the national banks Ihave been found of great value, and are in constant request by those who are •interested in or are seeking information upon, questions of linance. Under no previous system has it been possible to procure complete returns from which to present to the public, periodically, full information of the condition of the banks of this country. As has been already said, not even the joint-stock banks of England are required to make reports to any constituted authority, and but a very few of the banks of Uie Kingdom of Great Britain ever pretend to publish statements of their condition. Prior to the vear 1831 no systematic effort had been made to obtain full XXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. statistics concerning the banks in the various States; but, Congress having by resolution directed the Secretary oi' the Treasury to procure and publish such statistics, an effort was made to do so; the result of which may be inferred from a report to Congress, made in 1855 by the then Secretary of the Treasury, wherein it is said that the returns of the banks were so imperfect as to indicate extraordinary incapacity on the part of those making them, and that great difficulty was experienced in arranging in any intelligible or satisfactory manner those that were made. In many States no reports whatever were required from banks chartered under their laws ; in others infrequent ones only were required; and in the few in which the banks made quarterly reports there was an entire absence of uniformity as to the dates upon which their condition was required to be shown. It followed that no reliable information of the amount, at any given date, of the paper-circulation of the country, of the specie held by the banks, or, indeed, of their resources or liabilities generally, was obtainable, and the statistics furnished by the Secretary were therefore, through necessity, in a great degree based upon estimates, which were made trom reports that ili themselves were unsatisfactory and unreliable. In 1873 it was by law made the duty of the Comptroller of the Currency to present annually to Congress, from the best sources attainable, a statement of the condition of the banks, banking companies, and savings-banks organized under State and Territorial laws; but by reference to his report it will be seen how difficult, for the reasons stated, has been the task of obtaining the desired information, and how incomplete and meager the result of his labors in this direction. Efforts have been made to induce the State legislatures to remedy the difficulty by appropriate legislation, but thus far without success; and it is not probable that, under the ever-changing statutes of forty-three different States and Territories, any reliable statistics as to the affairs of banking corporations chartered by them can ever be obtained. Thorough publicity as to the condition of bunking institutions, whether organized by authority of Congress or by that of the State legislatures, is desirable, both for statistical purposes and as a check upon illegitimate operations. An eminent financier and political economist, in an essay published in 1831, says: "Another great guarantee against improper management is the obligation to make public annual statements of the situation of the banks. The mystery with which it was formerly thought necessary to conceal the operations of those institutions has been one of the most prolific causes of erroneous opinions upon that # subject and of mismanagement on their part. * * Publicity is in most cases one of the best checks that can be devised; it inspires confidence and strengthens credit; while concealment begets distrust, and often engenders unjust suspicions.'' The originators of the national banking system, recognizing the importance of publicity, wisely provided for securing it to the fullest possible extent, by requiring the national banks to furnish to the Comptroller of the Currency reports of their condition—at first quarterly, and at a later period five times in each year—and to publish such reports in the local newspapers in the places where the banks are severally established. From these reports full statements are made up and published annually in the report of the Comptroller to Congress, showing the amount and kinds of the loans made by the banks ; the amount of specie, legaltender money, and other cash means held by them ; the character and amount of their other resources, and of their liabilities to the public : the state of their reserves ; their earnings, dividends and surplus ; to- REPORT OF THE COMPTROLLER OF THE CURRENCY. XXVII getlier with all such other information tending to throw light upon their condition and management as can be given in general statements. The national banks are also examined each year by competent persons, whose reports are made in the same general form as are those made by the bank-officers 5 tLereby affording a means of instituting comparisons by which to ascertain the correctness of the returns made by the banks. The reports of the examiners also give, in addition, detailed information, which can be obtained in no other way, relative to the condition and management of the banks; thus enabling the Comptroller frequently to detect, and to inform directors and stockholders of, the existence of irregularities and mismanagement on the part of bank-officers which are dangerous to the stability of the banks. Disasters are by these means in many cases averted, and valuable experience gained by the banks. Statistics so complete and accurate as those deduced from the reports of the national banks have never been made in any country under any previous system. They are of great value, whether viewed as a means of imparting to the public necessary information in regard to the banks? or of supplying to the statist and political economist or to Congress important and reliable data upon which to base such further legislation as may be found necessary for improving the administration of the banking system of the country. Experience has shown that such statistics cannot be obtained except under a general law of Congress, requiring frequent and detailed reports from the banks to be made to one officer, and by him compiled for the use of the public. Consolidation of the national debt. The Comptroller has endeavored to answer as concisely as possible the chief objections urged against the national banking system, and to present some reasons why the system should be continued. The monetary problems to be solved during the next few years are the consolidation of the national debt into bonds bearing a lowr rate of interest and the resumption of specie payment. The conversion of the present national debt into a bond bearing four and one-half percent, interest would save to the government nearly nineteen millions of dollars annually, while the reduction of interest resulting from the funding of the debt into a four percent, bond would amount to twenty-seven and one-half millions annually ; and there appears no good reason why, during the next ten years, the public debt should not be consolidated into a bond bearing interest at no greater rate than four per cent. In order to accomplish this most desirable end, it will be necessary to enlist in its support all the leading monetary institutions of the country. This assistance, as we have seen, was needed during the war of 1812, and has been needed from the time of the organization of the Bank of North America until the present. A system of economy in expenditure, together with an increased amount of revenue, will soon give to the country a credit not excelled by that of other countries, which readily obtain loans at less than four per cent, per annum. But there are those who, seeing evils which are largely imaginary, desire the entire overthrow of the national banking system, for the purpose of substituting therefor another system which has been often tried without success, and which will inevitably lead to a loss of credit and partial or complete repudiation, not unlike* that which has recently overtaken the Turkish government. The national banking system should not be repealed, but should be so moulded as to become and. XXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. continue both profitable to the people and advantageous to the government. The interests of the national banks will be promoted by the reductionto a low rate of the interest upon the public debt; for such a reduction will carry with it a reduction of the present onerous taxation upon bank capital, circulation and deposits. The banks and bankers of England have at all times a fund at their command in which their surplus and reserves can be invested without danger of loss, namely, the English consols, bearing interest at three per cent. The national banks derive but a small protit (about two and one-half per cent.) from their circulation; but if the public debt were consolidated in tq a security resembling the English consols,* always salable in the market at a nearly uniform rate, it would furnish a fund in which the reserves of the banks could at all times be placed, and thus enhance not only the profits bat the security and safety of every monetary institution in the country. The funding of the national debt at a low rate of interest will also aid materially in bringing about the resumption of specie payments; for the return to specie payments depends to a great extent upon the credit of the government. It is very generally7 acknowledged that the national banking system is superior to the systems which preceded it in this country, and equal, if not superior, to any other system of banking yet devised ; and the principal reason adduced for desiring its overthrow is that money can be saved to the government by authorizing it to furnish the circulation of the country. Such a course will not result in true economy- for it will immediately and indubitably injure our credit abroad, and have the effect of preventing the sale in foreign markets of United States bonds bearing a low rate of interest. The experience of the last thirteen years "has shown that the present is a safe and good system ; but even were it much less perfect than it is, the common prudence of ordinary business men would dictate the postponement of the discussion of the repeal and liquidation of a banking system whose resources amount to nineteen hundred millions of dollars, among which are included one thousand millions of loans, to the people, with more than four hundred millions to the government, until the debt of the country shall be funded at a satisfactory rate of interest, and permanent arrangements be effected for the redemption of its demand obligations. When the purchasing power of the legal-tender notes shall be made equal to gold, it will then be in order to discuss the policy of the establishment of a different banking system, and the issue of additional paper money by the government. NATIOXAL-EANK CIRCULATION. Section 5L77 of the Revised Statutes limited the issmw of nationalbank notes to $3o-l,()()(),0(K); of which amount §1.50,000,000 was required by the act of March 8, 1S(M, to be apportioned among the associations organized in the States and Territories and in the District of Columbia, according to representative population, and $150,000/100 to associations organized in the several States and Territories and in the District of Columbia, having due regard to the existing banking capital, resources, and business of such State, District, and Territory. The remaining $54,000,000 was, by the act of July 12, 1870, authorized to be * Since the year 1850 the English consols (three per cents) have ranged in price from OD^in 1851) to 87-.V (in 1800.)" The average price has, however, during that period, been above 92 ; a rate which indicates the borrowing power of the government to be about three and one-fourth per cent, per annum. EEPOET OF THE COMPTROLLER OF THE CURRENCY. XXIX issued to associations in States and Territories having less than their proportion of circulation under the apportionment above described. The same act authorized the withdrawal of $25,000,000 from banks organized in those States which had received more than their proportion, and its redistribution to banks located in States which had received less than their proportion of circulation. The redistribution of circulation, as contemplated by this act, was found to be impracticable, for reasons given in previous reports of the Comptroller; and a subsequent act, approved June 20, 1874, provided for a system of redemption of national-bank notes at the Treasury Department, and a redistribution of $55,000,000 of circulation, under an apportionment made on the basis of population and wealth as shown by the returns of the census of 1S70. The same act authorized the deposit by any national bank of lawful money with, the Treasurer, in sums of not less than $9,000, for the purpose of retiring circulatingnotes, and the withdrawal by them of bonds held as security for such notes. Under this provision a greater amount of circulation has been voluntarily surrendered than was needed to supply applications therefor; and hence the withdrawal of circulation from one portion of the country for the purpose of re-issue in another lias proved to be unnecessary. The greatest amount of circulation outstanding at any time prior to January 14 last was on December 1, 1874, when it reached $352,394,346; and this amount is $1,005,054 less than that then authorized by law. During the period intervening between the passage of the act of June 20, 1874, and that of January 14, 1875, sixty banks were organized, with an aggregate capital of $5,369,000, and to which circulation was issued amounting to $3,753,580. Additional circulation, to the amount of $980,920, was also issued to national banks i>reviously organized, making a total issue of $4,734,500 during that time. Within the same period circulation to the amount of $2,767,232 was redeemed and destroyed, without re-issue; the actual increase being, therefore, but $1,967,268. The following table exhibits, by States, the number of national banks organized, with their capital and circulation, together with the circulation issued to banks previously organized, and the circulation voluntarily returned and destroyed, from June 20, 1874, to January 14, 1875. XXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Circulation issue d. States and Territories. Xo of banks. Maine Massachusetts Khode Island Connecticut New York Pennsyl vania Maryland District of Columbia. Virginia West Virginia Xorth Carolina South Carolina (rOor<Tia Florida Alabama Louisiana Texas Arkansas Kentucky Tennessee Missouri Obio Indiana Illinois Michigan Wisconsin Iowa Minnesota Ivansas Xevada ('olorado . Vtah Montana Totals j 1 Capital. S50 000 100 000 To new banks. To old banks. #4.) 000 j 30 000 < Total. $1 000 105, 463 21,040 1 105 05, 700 73, 055 9, 595 82 000 07 000 895' 213 47, 140 1 165 65, 700 73 055 9, 595 62, 200 12, 400 1, 380 • 62,200 13, 780 41, 900 120,500 162, 400 500 5, 700 51, 500 30 194 72, 245 17, 170 87, 313 5, 500 13, 152 20, 940 3, 430 7, 000 3, 105 500 5,700 56, 499 479 054 113, 245 132, 670 319,623 69, 200 37, 952 35, 040 12, 430 9, 700 3,165 43 000 4 006 4, 000 48, 206 4,000 980,920 4, 734, 500 1, 975, 319 791,913 2, 767, 232 45, 000 1 o 100 000 45 000 200, 000 ! 01,500 i 45, 000 000 300 000 500 138, 000 74 300 18 000 58, 500 45 000 45 000 45 000 9 1 200 000 211,500 : 113.710 48. ;7i0 S!)5, 500 104, 320 304, 480 83,320 120, 000 27, 000 1 22, 500 03, 000 201, 000 1)0, 000 30, COO 30, 000 ! 7° 000 00 5, 309. 000 3, 753, 580 $82 27 729, 20, 000 000 750 100 01, 500 10 1, 094. 000 1,319,400 I 121,700 I, 441, 100 4 250, 000 lef), 000 | 189, 000 4 300, 000 12 1, 075, 000 8 450, 000 4 200, 000 1 50, 000 (; 3">0 000 1 50, ()()!) 1 100, 000 Total. #1 000 8138, 74 18 58 c' Liquidating banks. 30 000 | 200, 000 IT n d e r act of J u n e 20, 1874. >!jr> ooo • j 1 Circulation retired. 325,210 941, 070 408, 800 203, 020 49, 500 324, 000 120. 000 30, (iOO 4, 999 448 800 41,000 115,500 232,310 03, 700 24, 800 8, 100 9, 000 2, 100 72 000 The act of January 14, 1875, approved since the date of my last report, repealed all laws which limited the aggregate amount of nationalbank circulation, and also the laws (above referred to) which provided for its withdrawal and redistribution. It farther authorized the unlimited issue of circulation to banks organized, or to be organized, under existing laws, but made it the duty of the Secretary of the Treasury to retire legal-tender notes to the extent of eighty per cent, of the additional national-bank notes issued, until their amount should be reduced to $300,000,000. Section 3 of this act is as follows: That section five thousand one hundred and seventy-seven of the Revised Statutes, limiting the aggregate amount of circulating-nores of national banking-associations be, and is hereby, repealed; and each existing banking-association may increase its circulating-notes in accordance with existing law without respect to said aggregate limit; and new banking-associations may be organized in accordance with existing law, without respect to said aggregate limit; and the provisions of law for the "withdrawal and redistribution of national-bank currency among the several States and Territories are hereby repealed. And whenever, and so often, as circulating-notes shall be issued to any such banking-association, so increasing its capital or circulating-notes, or so newly organized as aforesaid, it shall be the duty of the Secretary of the Treasury to redeem the legal-tender United States notes in excess only of three hundred million of dollars, to the amount of eighty per centum of the sum of national-bank notes so issued to any such banking-association as aforesaid, and to continue such redemption as such circulating-notes are issued until there shall be outstanding the sum of three hundred million dollars of such legal-tender United States notes, and no more. And on and after the first day of January, anno Domini eighteen hundred and seventy-nine, the Secretary of the Treasury shall redeem, in coin, the United States legal-tender notes then outstanding on their presentation for redemption, at the office of the assistant treasurer of the United States in the city of New York, in sums of not less than lifty dollars. And to enable the Secretary of the REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXI Treasury to prepare and provide for the redemption in this act authorized or required, he is authorized to use aoy surplus revenues, from time to time, in the Treasury not otherwise appropriated, and to issue, sell, or dispose of, at not less than par, in coin, either of the descriptions of bonds of the United States described in the act of Congress approved July fourteenth, eighteen hundred and seventy, entitled "An act to authorize the refunding of the national debt," with like qualities, privileges, and exemptions, to the extent necessary to carry this act into full effect, and to use the proceeds thereof lor the purposes aforesaid. And all provisions of Unv inconsistent with the provisions of this act are hereby repealed. Between the date of this act and November 1, following, eightynine banks were organized, with an aggregate capital of $10,654,100 and $3,750,080 of circulation. Additional circulation, amounting to 87,235,995, was also issued to national banks organized previous to the date of the act last mentioned, making a total issue, since January 14, of $10,986,075. Legal-tender notes amounting to $8,763,756, have, under the provisions of the law, been withdrawn from circulation and destroyed, leaving the amount of such notes outstanding on November 1, 1875, $373,236,244. During the same period $14,570,305 of nationalbank notes were redeemed by the Treasurer, and $2,690,918 surrendered to this Office, none of which has been re-issued. The actual decrease, therefore, in national-bank circulation has, since January 14,1875, been 86,774,548. The total circulation issued to national banks under the acts of June 20, 1874, and January 14, 1875, was, on November 1 of this year, 815,721,175, during which time $20,028,455 of their notes were redeemed or surrendered and destroyed ; the decrease in total circulation during this period being $4,307,280. The whole amount of legal-tender notes deposited with the Treasurer under the act of June 20, 1874, by banks now in operation, for the purpose of retiring circulation, was $27,552,329, which amount was deposited by two hundred and forty-one banks. There was also deposited by banks in liquidation, $6,210,175, to which must be added a balance of $3,813,675 remaining from deposits made by liquidating banks prior to that date; making a total of • 837,576,179 thus deposited. Deducting from this sum the amount of circulating notes which, during that period, was redeemed and destroyed and for which no re-issue was made, there remained on November 1, of legal-tender notes on deposit with the Treasurer for the purpose mentioned, $20,238,642, which amount will doubtless be increased from -month to month $ so that the extent of withdrawals of national-bank notes during the current year will probably exceed that of their issue. The following table exhibits, by States, the issue and retirement of circulation from June 20, 1874, to November 1. 1875 : States and Territories. I Circulation retired. i Circulation —; j j s s m H } : Under ict y74 Maine : .New Hampshire Vermont ..Massachusetts Kiiode Island Connecticut "N"ew York New J e r s e y Pennsylvania Delaware Maryland District of Columbia '-Zir^inia " ' : ing banks, t : $479,140 i 201, 800 ' ! 434, 870 | 3, 791, 485 : #409,107 I 108,100 153, 900 ; ! 525, 850 158, 212 ! 1.166, 080 4, 610, 294 ! j ' 360, 050 i 143, 088 ! 2.153,930 165,396 ; ! 1, 000 i | 73,310 23,735' | 144, 200 : 191, 850 95, 135 $20, 469 II, 815 11,329 45,130 12, 485 778, 641 8, 962 194,823 69,093 323, 406 408, 120 I Total. $20, 11, 11, 454, 153, 170, 5, 388, 152, 360, 469 815 329 237 900 697 935 050 219 92, 828 323, 406 503, 255 XXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Circulation retired. Circulation ! -,issue;!. ! Tnder act I States and Territories. Total. West Virginia North Carolina 829, 0S() 14?, 500 •. South Carolina Georgia Florida Alabama Mississippi Louisiana.. Texas Arkansas Kentucky Tennessee Missouri Ohio Indiana Illinois Michigan Wisconsin Iowa .Minnesota . Kansas Nebrask Nevada . Colorado Utah Montana S u r r e n d e r e d to t h i s OIHce and revive-:! #54, 095 7.1, 795 £273, 823 318, 58.1 80, !,'0l> 318,5^5 137, 871 45. 000 03, 000 32, uo ; i ' ; ; ! 19!!, 392 39, 023 . 500 14, 789 174, 2S9 1. 810, 500 141,108 23-1, 0''0 1, 505, 341) 42, (iOO 589, 730 133, 1. 275, O".O 83!), 072 '(•28.0H0 ' 1,709,255 277,420 34L, 990 50, 400 250, 8L7 472, 500 381, 711 305, 092 84, 043 40, 4s() V2. 0;ii» 8328,518 (570 2, 750 411, 990 2, 705 13, 812 204, 879 135,883 274, 303 149. 835 052, 072 28, 475 135,210 100, 147 0, 908 "132.545 4, 840 j 0, 475 ^ 333 10,770 ! 1, £00 139. 512 22, 899 670 2, 750 602, 382 39,023 17,494 188,101 340, 047 1, 701, 229 407, 045 988, 907 2, 301, 327 370, 471 38G, 027 547, 858 372, 000 210, 588 40, 4tQ 4, 840 197 j 845 33, 009 2, 690, 91S 814 i 4,007,723 ! 20,028,455 Totals . The following table exhibits the total issue and retirement of nationalbank circulation, and the deposit and' retirement of legal-tender notes, monthly, from June 20, 1S71, to November 1, 1875, the amounts issued and retired under each oi the acts named being stated separately : Aa.ioi:ai i ? .ui v c i i c u d- i I iOi!. ! Leiral-tender notes. Months. IsSlK J u n e , 1874. {last 10 days) July, "' .' Aug., " Sept., " Get,, " Nov., " Dec, " Jany., 1875 (first 14 days) j i ., - , £72, 820 ' 115,200 i 504,450! : 1,232,570 i ' 780, 050 j ; 7^1.500; .. 397.050: 190.200 I Totals from June 20, 1874, to Jany. 14, 187 Jany., 1875 (last 17 days) Feb., " Mar., " April, " May, " June, " July, " An"'., " Sept., " Oct., '' '. 8120, 800 i 100,000! ' ! 509,209! 790,550 j 130,500! 950.413: 159, 700 8;!, 105,337 j 3,109,043 j 3^190,425! 1,153,400 | 9^8,143! 258, 107 j 728,587' 449, 795 4,734,500 j 2,707,232 | 11,042,897 ! [ ' ! ; ! i 537. 5M) 1,002, 4 U) l,050.5>0 1,390,200 1,237,5*10! 1, 735, 525 i ! 1,151,1-;;) | i 020,900; ! 520. 050 I •' 708, 255, 000 ! 1, 139,204 583, 200 4, 400 1,532,5301 1, 73)4, 900 j 2,150,500! i. 847, 590 j 1,803,020 1,903,355 1, 323, 214 j 3,283, 100 2. 875, 448 2.201,403 1,037^309; 3, 099, 020 i 1.880,910 I 943,240! 2.107,400 | 3.241,885 Totals from J a n . 14 to Nov. 1, 1875 j 10, «:-H;; 075 14, 570, 305 j 22, 719, 007 I National-bank notes surrendered to this Office and i i j I retired [ • 2, 090, 918 j ! Balance of legal-tenders deposited l>y liquidating Lmnks: j I previous to J u n e 20,1874 ' .". ! '• | 3, 813, 075 | Grand totals . . I 15, 721, 175 20, 028, 455 j 37. 570, 171) i % 773, 100 1, 175, 140 . . . . ,700 ._ 1, 292, 420 1,010,472 509,400 304.584 704, »80 8, 763, 750 8, 703, 75(? REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIII The following summary exhibits, concisely, the operation of the acts of Jane 20, 1874, and of January 14, 1875, down to November 1, of the present year: National-bank circulation outstanding June 20, 1874 Issued from June 20, 1874, to January 14, 1875 Redeemed and retired between same dates $4, 734, 500 2, 767, 232 $349, 894, 1~'2 Increase from June 20, 1874, to January 14,1875 Amount outstanding January 14, 1875 Redeemed and retired from Jan. 14 to Nov. 1, 1875 Surrendered between same dates Total redeemed and surrendered Issued between same dates 1, 967, 268 14,570, 305 2, <u)0, 918 351, 861, 450 17, 261, 223 10, "J86, 675 Decrease from January 14 to November 1, 1875 Amount outstanding November 1, 1875 6,274, 548 345,586,902 Balance of legal-tender notes on deposit in the Treasury June 20, 1874, to redeem circulating-notes of insolvent and liquidating banks Deposited from June 20, 1874, to November 1, 1875, to redeem nationalbank circulation $3, 813, 675 Total Circulation redeemed by Treasurer between same dates, without re-issue. Legal-tender notes remaining on deposit November 1, 1875 37,576,179 17, 337, 537 20, 238,642 Legal-tender notes retired under act of January 14, 1875 Decrease of national bank-notes from June 20, 1874, to Nov. 1, 1875 $8, 763,756 4, 307, 280 33, 762, 504 National gold-lanks. The national gold-banks of the United States are nine in number, and are all located in the State of California. Their total capital, which on November 1, 1874, was $3,650,000, has been increased during the present year to $4,700,000. Their aggregate circulation has also, during the same period, been increased from $2,150,000 to $2,630,000. The National Gold Bank and Trust Company of San Francisco has deposited in the Treasury of the United States $740,000 in gold for the purpose of retiring its circulating-notes, $340,000 of which was deposited during the present month. Two other gold-banks, one at Stockton and the other at Petaluma, have deposited $160,000 and $40,000, respectively, for the same purpose, the total amount of specie so deposited being $940,000; and their notes to that amount are now redeemable in gold both at the office of the assistant treasurer in San Francisco and at the Treasury in Washington. Prior to the late financial crisis in California the gold notes had an extensive circulation in the mining-regions of the Pacific coast, the expense of transportation being considerably less than upon gold coin; but owing to the deranged condition of business and the suspension of labor in many ot the mining districts, the demand for these notes has largely diminished. The already-existing prejudice of the people of the Pacific coast against the use, as money, of any description of paper-currency, is said to have been increased by the recent cc—in XXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. refusal of the other bunks and bankers of San Francisco to either receive or pay out the gold-notes; and as the total capital of the two national gold-banks in San Francisco was but $3,000,000, while that of the State and foreign banks and private bankers in that city is estimated to be not less than $25,000,000, the effect of such refusal can be readily appreciated. The recent prompt and simultaneous redemption of these notes in gold, in San Francisco and Washington, together with a restoration of the industries of the State to their former prosperity, will .without doubt restore their credit. By the act of June 20, 1874, the requirement of a reserve upon circulation was repealed ; but this provision did not apply to the gold-banks. The circulation of such banks is by law limited to eighty per cent, of the par value of the United States bonds deposited by them ; and as the estimated profit on circulation in California is only from one to two per cent., (the legal rate of interest being ten per cent, per annum,) there can be little inducement for the organization of national gold-banks in that State. It has been suggested that an increase to ninety per cent., in the ratio of the notes issued to the bonds deposited, shall be authorized. This increase will, it is thought, be necessary, if additional goldbanks are to be hereafter organized, and it is therefore recommended. REDEMPTION. It may be said that a bank is in good condition just in proportion as its business is conducted upon short credits, with its assets so held as to be available on brief notice. If banks loan upon real estate, upon long time, or upon inconvertible collaterals, the necessity of redemption will certainly compel them to call in such loans so far as possible, and to re-loan their available means upon short credits which are easily convertible. If banks are obliged to redeem their notes in specie, they must so regulate their business that their resources can be readily converted into specie. An anomalous characteristic of the present system of redemption is that the legal-tender note, in which the national-bank note is redeemable, is of no more value in the market than the issues of the banks themselves ; but the exchanging of one kind of paper for another has, no doubt, had the effect of reminding the weaker class of banks that the notes which they issue are not really money, but are simply promises to pay, and which are really to be paid in money to the holder on demand. In proportion as the value of the legal-tender note is increased, the demand for such notes in exchange for the issues of national banks will be increased. If, under the act of January 14,1875, a sufficient amount of legal-tender notes shall be withdrawn to reduce the aggregate amount to three hundred millions of dollars, as contemplated by the act, a system of redemption approximating to that of redemption in specie will take place, and the banks will be obliged to retire their issues, or subin it to frequent redemptions. The real benefits of such a system will then become apparent. It will give elasticity to the currency, and prevent the issue of bank-notes beyond the requirements of business. The following table exhibits the amount of national-bank notes received monthly by the Comptroller of the Currency, from June 20, 1874, to November 1,1875, and the amount received for the same period at the redemption agency of the Treasury : REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXV Received b y Comptroller. Month. From banks F r o m refor re-issue d e m p t i o n or surren- agency for der. re-issue. Tune, 1874. (last 10 davs) $1, 017, 358 2 703, 361 Juiy, ' 592, 215 Aug., ' ; 526,641 Sept., ' Oct., ' 323, 834 Nov., • 167, 49 L 98, 578 Dec ' Jan., 1875, (first 14 days). 327,185 Totals Jan., 18 75, (last 17 days).. Feb., l Mar ' April, ' May, ' June. ' July,' ' Aug., ' Sept., ' Get ' Of closed banks. $100, 000 $1,117,600 8, 827, 750 '"""i55,"70o" 9, 827, 870 295, 800 10, 687, 090 10, 865, 995 124, 446 6, 134, 100 U n d e r act of J u n e 20,1874. $60, 409 360, 010 444, 200 489 400 479, 400 225, 700 11,017,358 2,803,361 1, 770, 224 9, 870,101 10, 896, 704 11,343,981 11,568,419 6, 686, 985 $10, 538,171 9, 993, 36f 7, 823, 97C 5, 608, 481 10, 686, 907 11, 301, 804 6, 338, 805 2, 059, 119 55, 957,133 62, 291, 511 7, 381, 355 13, 365, 386 12, 793, 911 12, 831,180 12, 821, 067 16, 653, 980 8, 755, 040 9, 861, 476 8, 714, 920 7, 799, 805 9, 552, 093 13,169,743 15, 250, 942 17, 295,133 19, 630, 452 18,231,007 19, 257, 094 15, 774, 037 13, 348, 395 15, 536, 038 5, 761, 663 47, 460, 405 254, 655 38, 025 79,861 54, 880 33 837 293, 280 134,540 254, 680 45, 345 406, 000 6, 872, 600 12, 265, 690 11, 775, 850 11,634,500 10, 885, 600 14,214,800 7,128, 500 7, 670, 300 6, 628, 955 5, 424, 900 223,100 591, 830 349, 800 583, 400 250, 500 655, 900 640, 376 254,100 545, 600 938, 200 918,700 1, 309, 800 1, 796,100 908, 600 1, 685, 996 1, 384, 720 1, 328, 529 675, 946 516,071 Total. Received at redemption agency. Totals 1, 595,103 94, 501, 695 3, 810, 977 11,070,345 110, 978,120 157, 044, 934 Grand totals 7, 356, 766 141, 962, 100 4, 486, 923 13,129, 464 166, 935, 253 219, 336, 445 From the above table it will be seen that there was received at the redemption-agency of the Treasury, from June 20, 1874, to November 1, 1875, $219,336,445. Of this amount, $92,000,000, or about forty-two per cent., was received from the banks in New York City. The total amount received by the Comptroller for destruction, from the redemptionagency and from the national banks direct, was $166,935,253; of which amount $15,094,354 were issues of the banks of the city of New York; $12,549,877, of those of the city of Boston ; $5,650,667, of Philadelphia; $3,366,735, of Baltimore; $3,141,600, of Pittsburgh ; $2,796,945, of Chicago; $1,841,749, of Saint Louis; $1,288,570, of Cincinnati; $1,386,692, of New Orleans; $1,110,780, of Albany; and of those of the other redemption-cities, $3,307,795. The amount of national-bank notes now outstanding upon which the charter-number has been printed, is $156,256,347, leaving $101,960,555 of notes in circulation without such numbers. If the present system shall be continued until these notes are replaced by new notes bearing their charter-numbers, economy will result to the banks, for the expense of assorting will always thereafter be greatly reduced; and when this shall have been done the machinery now in operation will be ready and adequate for the redemption of national-bank notes in specie. The objection to the present system, on the part of the banks, is the expense, and there is no doubt that their complaints are entitled to consideration; for, under any true system of redemption, the correct principle is that the holder shall, at his own expense, present the note at the place of redemption, while, under the act of June 20, the expense of such presentation is borne by the association which issued the note. But there are good reasons for the continuance of the system as it is. If the transmitting bank is to bear the expense of presentation, in many instances the filthy and mutilated notes which should be retired will be paid out in order to avoid that expense, and at the same time banks in the chief commercial cities will be subject to charges which should be XXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. borne by those who have the benefit of the circulation. The expense to which the issuing banks are subject is in some degree counterbalanced by the privilege which they have of sending unassorted bank-notes to the Treasury for redemption, and by the repeal of the provision requiring reserve upon circulation. Letters upon this subject have been received by the Comptroller from the officers of many leading banks, and it is their almost universal opinion that the redemption of bank-notes should, at least for the present, be performed by the government and not by private corporations. Section 5173 of the lie vised Statutes provides that the expenses of this Office shall be paid out of the proceeds of the taxes or duties assessed and collected on the circulation of the national banks. This tax, from the organization of the system to July 1, 1875, amounts to $30,830,037, while the expenses of the Bureau anil of the printing and preparation of the notes have been but $3,689,G17.G4. The tax on deposits was imposed as a war-tax; and as other similar war-taxes have been repealed, the national banks claim that this tax also should be repealed. The amount of taxation to which the national banks are subject (the average rate, including State and national, being about four per cent, per annum) is much greater than that imposed upon any other capital in the country; and it seems but just that the tax on deposits should be remitted. Under existing law, the assorting, redemption, and destruction of the notes of banks in liquidation, or which are retiring their circulation, is required to be done at the expense of the government. This expense has, during the past year, been borne chiefly by the banks; and the amount of this class of currency to be redeemed during the next year is estimated to be about one-eighth of the whole issue, for which purpose there will probably be on deposit with the government not less than an average of 820,000,000, in addition to the redemption fund of about $16,000,000. If the tax on deposits be not repealed, the Comptroller recommends that Congress authorize an appropriation of an amount sufficient to defray the expenses of redemption, to be paid from the taxes collected from the national banks, now amounting, annually, to more than seven millions of dollars. The banks will then still contribute the greater portion of the expense, through the permanent deposit by them of legaltenders in the Treasury as a redemption fund ; while the trifling cost of redemption will be more than counterbalanced by the constant purification of the currency and the permanent reduction of exchange throughout the country to a minimum rate. Under the present system of redemption the Treasurer transmits by express legal-tender notes in payment of unassorted nationalbank notes received by him. Many of the banks prefer that such returns should be placed to their credit Avith their correspondents in the commercial cities; and if such transfers can be made at the option of the transmitting bank, a large amount of expense will be saved to them, and one of the principal objections to the present system obviated. The following table exhibits the number and amount of national-bank notes, of each denomination, which have been issued and redeemed since the organization of the system, and the number and amount outstanding on November 1, 1875 : REPORT OF THE COMPTROLLER OP THE CURRENCY. XXXVII Number. Den ominations. 1 5 10 20 50 100 500 1,000 Add for fragments of notes lost or destroyed. Amount. Issued. Redeemed. Outstanding. Issued. Hedeemed. Outstanding. 18, 046,176 6, 039, 752 47, 055,184 17, 410, 507 5, 296, 064 884,165 645, 838 18, 476 5,530 14, 092,126 4, 816, 623 24, 926, 771 7, 608, 532 2, 004, 464 381. 037 299, 428 14, 471 5,048 3, 954, 050 1, 223, 129 22,128, 413 9, 801, 975 3, 291, 600 503,128 346, 410 4,005 482 $18,046,176 12, 079, 504 235, 275, 920 174,105, 070 105, 921, 280 44, 208, 250 64. 583, 800 9,238,000 5,; 530, 000 $14, 092,126 $3, 954, 050 00 9, 633, 246 2, 446, 258 00 124, 633, 855 110, 642, 065 00 76, 085, 320 98, 019, 750 00 40, 089, 280 65, 832, 000 00 19, 051, 850 25,156, 400 00 29, 942, 800 34, 641, 000 00 7, 235, 500 2, 002, 500 00 5, 048, 000 482, 000 00 95, 401, 692 54,148, 500 41,253,192 668, 988, 000 ^325,811,977 343,183, 228 30 7, 205 30 * Deduct from the amount redeemed $7,205.30, for payments of notes lost or destroyed. The following table exhibits the increase and decrease, by number and amount, of each denomination of national-bank notes issued during the year ending November 1,1875; from which it will be seen that while the notes of the denominations of ones, twos, and fives have largely decreased during the past year, there has been a considerable increase in the notes of higher denominations, particularly of the tens and twenties : Number. Amount. Denominations. Increase. Decrease. 1 Increase. 1, 450, 603 560 965 4, 073,118 10 20 50 100 500 1 000 . . ... 377, 301, 67, 50, 606 099 734 500 $1,450 603 1 121 930 20, 365, 590 $3, 776, 6, 021, 3, 386, 5, 050, 060 980 700 000 1 663 75 Totals 796, 939 6, 086, 424 Decrease. 831, 500 75, 000 18, 234, 740 23, 844, 623 The following table shows the amount of national-bank notes received at this Office and destro3red yearly, since the organization of the system : Prior to November 1,1865 Daring the year ending October 31,1866 During the year ending October 31,1867 During the year ending October 31,1868 During the year ending October 31,1869 During the year ending October 31,1870 During the year ending October 31,1871 During the year ending October 31,1872 During the year ending October 31,1873 During the year ending October 31,1874 During the year ending October 31,1875 Additional amount destroyed of notes of banks in liquidation Total $175, 490 1,050,382 3, 401, 423 4,602, 825 8, 603,729 14,305,689 24,344,047 30,211,720 36,433,171 49,939,741 137, 697, 696 15,038, 858 325,804,771 TAXATION. The Comptroller in September last issued a circular addressed to the national banks, requesting returns of State taxation for the years XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. 1874 and 1875. The assessment for 1875 bad not generally been made •at that time, and the returns for that year were therefore meager. The number of banks in operation during the year 1874 was nineteen hundred and seventy-seven, forty-one of which paid no State taxes because they were organized after the assessment for the year had been made, and thirty-six failed to reply. Returns were, however, received from nineteen hundred banks, having a capital of $476,836,031. The thirtysix banks which made no returns had a capital of $16,800,000. The returns made to the Treasurer for 1874 were classified by States in this Office, and the following table prepared, giving the amount of United States and State taxes and the rate of taxation in every State in the Union for that year. Ratios to capital. Amount of taxes. States and Territories. Maine New Hampshire.. "Vermont Massachusetts Ithode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland Dist. of ColumbiaVirginia. "West Virginia North Carolina ... South Carolina Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon California Colorado . Utah New Mexico Wyoming Idaho Dakota Montana Total. Capital. Unitcd States. State. Total. $111,403 $9,654,019 $192, 290 60, 002 5,317,037 : 106, 587 88,152 7,862,712 139, 297 91.754,078 i 1, 163,858 1, 878, 368 201, 317 20,504,800 | 224,540 271, 801 25,424,620 i 439, 402 106,599,708 j 2, 026, 960 3, 044, 565 205, 451 13,830,466 : 282, 645 871, 220 53,178,261 i 377, 546 1, 523, 185 ! 20, 798 6, 630 13,720,997 ! 181,249 194, 697 1,309,512 ; 19,747 5, 288 3,580,913 i 54, 957 52, 207 33, 484 2,375,216 34, 507 30, 837 38, 601 2,173,338 111, 654 3, 156, 250 34, 421 2,843,962 i 31,656 53, 872 1,631,883 ! 18, 746 25, 289 4,000,000 ! 61, 642 52, 270 1, 054, 897 ! 14, 384 22, 863 205,000 s 8, 030 2, 488 9, 076, 127 i 103, 635 47, 655 3,457,897 ' 70, 844 50, 290 642, 054 29, 112, 642 i 403, 697 17,936,404 1 214, 977 429, 585 20,507,963 I 367,718 420,461 10,098,162 j 134, 052 149, 720 67,485 i 76, 330 3,704,032 | 6,048,562 i 117,115 98,421 ! 4.268,026 ! 63, 224 76, 876 9,308,198 ; 112,525 190, 140 1,783,235 I 26,182 41, 867 1,025,000 ! 20, 883 34, 282 250,000 i 5, 808 3,488 3,358,594 : 46, 044 748,581 ! 16,983 10, 750 5, 387 439, 402 ! 4, 137 300,000 ! 3,150 3, 718 125,000 1, 697 1,180 1,393 100,000 i 129 50,000 i 1,225 614 6,777 8,190 350,000 | $303, 693 166, 589 227, 449 3, 042, 226 425, 857 711,203 5, 071, 525 488, 096 1, 248, 766 27, 428 375, 946 25, 035 107, 164 67, 991 69, 438 146, 075 85, 528 44, 035 113,912 37, 247 10, 518 151, 290 121, 134 1, 045, 751 644, 562 788, 179 283, 772 143', 815 215, 536 140, 100 302, 665 68, 049 55,165 9, 296 46, 044 27, 733 9, 524 6, 868 2, 877 1, 522 1,839 14, 967 *493,751,679 i 7,256,083 16, 876, 409 9, 620, 326 United States. State. Total, Per cent Per cent. Per cent. 1.2 1.1 1.1 1.3 1.0 1.1 1.9 1.5 1.6 1.4 1.3 1.5 1.5 1.4 1.4 1.1 1.1 1. 2 L5 1.4 1.2 1.1 1.5 1.4 1.2 1.8 1.3 1.8 1.6 1.5 1.2 1.5 2.0 2.3 1.4 2.3 1.2 1.2 1.4 1.4 1. 2 1.9 2.0 2.1 1.8 2.1 1.1 1.8 2. 9 2.1 0.7 0.4 1.5 0.4 1.6 1.8 1.9 3.0 1.9 1.7 1.4 2.3 3.9 0.5 2.2 2.2 2.6 2.1 1.4 1.1 2.5 0.1 2. 5 2.3 1. 9 3.1 3.3 4.7 3. 0 2. 9 2. 9 3.7 5.1 1.6 3. 7 3. t; 3.8 4.0 2.8 4.1 3.7 3.5 3.3 4.8 5.3 3.7 1.4 4.4 3.6 2.3 3.9 1.5 3.7 4.2 1.5 2.0 3.5 1.5 2.3 2.1 2^0 2.1 3.3 3.3 1.4 3.2 3.2 2. 'J .3. 4 2.1 2. r»" 4.8 3.6 2. 3 1.8 * Including the capital of banks from which returns of the amount of State taxation were not received. Similar tables will be found in the appendix, giving returns by States for 1867 and 1869. An examination of these three tables will show that the State of IsTew York paid the highest bank-taxes of any of the Eastern or Middle States, the United States taxes for that State in the years named being respectively 2.6, 2.6,and 1.9 per cent,, and the State taxation 3.5, 2.7, and 2.9 per REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIX cent.; totals, in 1SG7, G.I,in 1SG9, 5.3, and in 1874,4.8 per cent. The corresponding totals for New Jersey were, in 18137, 4.2 5 in 18G9, 4.2, and in 1874, 3.6 per cent. 5 for Pennsylvania, in 1807,3.; in 1809,3.2; and in 1874, 2.3 ; for Massachusetts, in 1867, 4.0 ; in 1869, 3.7, and in 1874, 3.4 ; for Maine, 3.5, 3.9, and 3.2 ; New Hampshire, 3.8, 4.1, and 3.2 ; Connecticut, 3.3, 3.4, and 2.9 5 and in the remainder of the Eastern and Middle States more than 2 per cent, in 1874, with the exception of Delaware, which paid but 1.8 per cent. Of the Western States, the national banks in Ohio paid the following percentage of taxation : in the year 1867, 4.6 ; in the year 1869, 5.o, and in the year 1874, 3.6. In the State of Indiana for the same years the percentage was 3.7, 4.1, and 3.8. In Illinois it was 4.8, 4.8, and 4.0; in Michigan, 3.5, 3.2, and 2.8; in Missouri, 3.4, 3.7, and 3.3; in Wisconsin, 4.7, 4.9, and 4.1; Minnesota, 3.3, 4.2, and 3.5; Kansas, 4.5, 8.4, and 4.8 ; Nebraska, 7.1, 6.4, and 5.3. Of the Southern States, South Carolina paid the following percentages: 3.4 in 1869, and 4.7 in 1874; Tennessee, 4.1, 2.7, and 3.7, in the three years named; and the remainder of the Southern States paid in 1874 more than 3 per cent., with the exception of Louisiana and Alabama, which paid 2.9, and of Kentucky, which paid but 1.6 per cent. Returns were also received from the national banks in 1866, which were not tabulated by States. The United States taxes for that year were $8,069,938; State taxes, $7,949,451; total, $16,019,389. An estimate of the total taxation of the national banks for the ten years ending in 1875 has been made, by assuming the rate of State taxation in the years in which no returns were made to this Office to have been the same as the known rate in the years which immediately preceded them. For the years 1872 and 1873 the necessary allowance has been made in the estimate for the amount of the income and license tax and the stamp tax on promissory notes, which taxes had then been repealed. Such estimate is shown in the following table: Ratios to capital. Amount of taxes. C a p i t a l stock. United States. 186G 1867 1868 1869 1870 1871 1872 1873 1874 1875 $410. 593, 435 42^; 804, 666 420,143, 491 419,619,860 429,314,041 451,994, 133 472, 956, 958 488,778,418 493, 751, 679 499, 438,171 $7, 949, 451 9, 525, 607 9, 465, 652 10,081,244 10, 190, 682 10, 649, 895 6,703,910 7, 004, 646 7, 256, 083 7, 305,131 State. 069, 938 813, 127 757, 656 297, 096 465, 675 860, 078 343, 772 499, 748 620, 326* 076, 332 Total. $16,019,389 18,338,734 18, 223, 308 17, 378, 340 17, 656, 357 18, 509, 973 15, 017, 682 15,504,394 16, 876, 409 17,381,466 United States. Per ct. 1 9 2 2 0 2 • 2 4 2 4 2 4 1 4 1 4 1 5 1 5 State. Total. ct. 0 1 1 7 7 7 8 8 0 0 Per ct. 3.9 4.3 4.3 4.1 4.1 4.1 3.2 3.2 3.5 3.5 Pei 2 2 2 1 1 1 1 1 2 0 * Capital of banks reporting State taxes, $476,836,031. The Comptroller has heretofore, in his reports, called the attention of Congress to the fact that while the national banks are subject to a tax upon their entire capital (which can be easily ascertained from their books and reports,) and not unfrequently upon the market value of their shares, the capital and shares of other corporations, the amount and value of which can be as readily ascertained by appropriate legislation, are assessed at not one-half of their value; while privatefirmsand individuals are almost wholly exempted from bearing their share of the burden. Letters recently received by the Comptroller from the presidents of two principal banks—oae in the East and the other in the West—refer XL REPORT OF THE COMPTROLLER OF THE CURRENCY. to this greatest of all economical subjects in such plain terms, that he cannot forbear calling the attention of Congress to their suggestions. Many of the shareholders of the national banks depend for their income chiefly upon the earnings of these institutions; and it does not seem just that these thousands of shareholders shall, by any construction of law, be compelled to pay an undue proportion of the taxes of the country. It is submitted that the law, as now interpreted by different State courts and by assessors and collectors, is ueitheir equitable nor honest. A national bank in one of the eastern cities recently refused to pay its taxes, on the ground that the shares of a neighboring State bank were assessed at no greater value than its own, though worth several times as much. The court is understood to have held that the bank had no right to complain, since its shares were not taxed above their value; and that it was not for it to consider whether the shares of other banks of much greater value were taxed at the same rate. The tax commissioners of New York city propose to tax the banks of that city, national and State, not only upon the full par value of their shares but on the total amount of their surplus, without any allowance or abatement. In consequence of this purpose a committee, composed of officers of five principal banks in that city, was appointed to confer with the commissioners. The law of New York provides, in substance, that so much of the property of individual stockholders as is held by them in bank-stock is liable to be taxed for the value of the shares; and a penalty is prescribed if any bank allows the transfer of shares after the tax has become due and before it is paid. The banks in New York City, in order to avoid annoyance and vexatious suits, have for several years paid the tax (about three per cent, annually) to the city direct, instead of leaving it for the stockholders to pay; and the chairman of the committee, in his communication, writes as follows: The tax commissioners refuse to allow time either for a decision by the State court of last resort or for appeal to the legislature for redress. They take* the ground that, as they must be governed by what the courts say is the law, and as the courts have spoken, they must act, and act before the 1st of January, 1876. We reply, substantially as follows: 1st. We speak for national banks, and say they owe their existence to the laws of Congress, and not to the legislature of New York. Congress expressly exempts the surplus of national banks from taxation for wise and obvious reasons. It desires to build up strong instead of weak banks, for the safety and benefit of the public, no less than for the profit and advantage of the stockholders. On the other hand, if local taxation is to be exercised without any restriction on the part of the United States, then national bauks may be taxed out of existence, and State banks substituted, with all the concomitant evils that may arise. For it is certain that, if existing profits of banks now held as a surplus fund are to be subject to an additional tax of three per cent., that fund will be divided among the shareholders, for the simple reason that no bank could afford to carry it. 2d. The construction of the State law by the tax commissioners seems to the committee unsound ; for the law says the tax is to be levied on the value of the shares; not the market value, or intrinsic value, but "value." And the practice heretofore has been in accordance with law, on the supposition that, without any qualifying word, jMr was understood. The tax has been laid accordingly. Again, the rule of taxation, as adopted by the tax commissioners, has been a x>ractical violation of the United States law, which says the capital of banks shall not be taxed at a higher rate than is assessed on other personal property. Whereas the city (not the country) has taxed the shares at $100 each, if that were the par ; while other real and personal property was taxed at only sixty dollars on every hundred dollars. A bank, for instance, of $200,000 capital, is taxed on that sum ; while an individual worth that would be taxed on $120,000. This is unjust, oppressive, and ought to be illegal. 3d. But we claim that the State has no right whatever to tax national banks, excepting to the extent that such right is explicitly granted by the United States law. This principle is made quite emphatic by the United States Supreme Court in the recent REPORT OF THE COMPTROLLER OF THE CURRENCY. XLI 7 decision of case No. 502, tlie Farmers and Mechanics National Bank, Buffalo, against Peter C. Dearing, in relation to usury. In that case, under the third head, the court says : " The national banks were brought into existence by the government for its own good. The National government has exclusive control over them. No State has any. Against the national will, in regard to the banks, as in regard to all other institutions of national creation, the States have no power, by taxation or otherwise, to retard, impede, burden, or in any manner control. This is clear, and, as we think, conclusive." The president of the Western bank, in his letter, says : '• The greatest wrong now existing under our national-currency act is that of taxation—the great lack of uniformity in assessing values, varying from less than twenty-live per cent, of actual value to full value and surplus. "Section 95 (section 5219 Revised Statutes) clearly intended hy one of its restrictions to provide against excessive tax on national-bank shares, but it practically fails to protect us, because ' other moneyed capital' is not assessed at one-half value, while in many instances (our own as one) the full value is assessed. We are powerless to raise the assessments of others, though unequal; and ours, being actual value, cannot be ' sworn down.7 It is now subject to the caprice of local assessors, who gain popularity by the inequality they make, as against all corporate capital—national banks in particular. If this section could be so amended as to read (10th line of section 5219), 'assessed upon other personal and real property m the hands of individual citizens of such State,' the evil would be remedied. In this State, our principal lother moneyed capital' is in railroads, the shares of which are not taxed. They pay a small percentage on their earnings ; not one-half of one per cent, on their capital, actual or nominal." The section referred to provides that the real property of the national banks shall be subject to taxation to the same extent, for State, county, or municipal purposes, as is other real property ; and it is therefore not probable that it was intended to impose upon the shares of the national banks a tax greater than that imposed upon the shares of other corporations. Section 5214 of the Revised Statutes provides that the national banks shall pay to the Treasurer the following taxes: One per cent, annually upon the average amount of notes in circulation, and one-half of one per cent, annually upon the average amount of deposits, and the average amount of capital stock not invested in United States bonds. The following table exhibits the amount of United States taxes* collected, annually, from the organization of the system (1863) to July 1, 1875; which amount has been collected without any expense whatever to the government except the compiling of the returns in the Treasury : Year. 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 . . Totals ... . O n circulation. $53, 096 97 733, 247 59 2,106, 785 30 2, 868, 636 78 2, 946, 343 07 2, 957, 416 73 2, 949, 744 13 . .. 2, 987, 021 69 3,193, 570 03 3,353,186 13 3, 404, 483 11 3, 283, 405 89 O n deposits. O n capital. 895, 811 25 1, 087, 530 86 2, 633,102 77 2, 650,180 07 2, 564,143 44 2, 614, 553 58 2, 614, 767 61 2, 802, 840 85 3,120, 984 37 3,196, 569 29 3, 209, 967 72 3, 514, 310 39 $18, 402 23 133,251 15 406, 947 74 321, 881 36 306,781 67 312, 918 68 375, 962 26 385, 292 13 389, 356 27 454,891 51 469, 048 02 507, 417 76 30, 836, 937 42 30,104, 762 20 4, 082,150 78 Aggregate. $167, 310 45 1, 954, 029 60 5, 146, 835 81 5, 840, 698 21 5, 817, 268 18 5, 884, 888 99 5, 940, 474 00 6,175,154 67 6, 703, 910 67 7, 004, 646 93 7, 083, 498 85 7, 305,134 04 65, 023, 850 40 * The amount collected by the Commissioner of Internal Revenue from State banks, savings-banks, and private banks and bankers, during the fiscal year ended June 30, 1875, was as follows : On deposits $2,972,260 27 On capital 1,102,241 58 r On circulation *22,746 27 Total 4,097,248 12 "Of this amount, $11,627.92 was derived from the tax often per cent, upon unauthorized circulation. XLII REPORT OF THE COMPTROLLER OF THE CURRENCY. Two cent stamp-tax on banlc-cliecks. The Secretary of the Treasury, upon the appeal of the Comptroller in April last, decided that examinations of national banks, made for the purpose of ascertaining whether the law requiring the affixing of the two-cent stamp upon bank-cheeks was observed by them, could be conducted only by bank examiners appointed by this Office; and this opinion has been since confirmed by the United States court for the district of Pennsylvania. Since that time, in compliance with the request of the then Commissioner of Internal Revenue, copies of the reports of the examiners upon this subject have been regularly transmitted to that Office. The officers of internal revenue have considered it their duty to impose a penalty for any neglect to comply with this provision, the amount of the penalty being dependent upon the number of checks found unstamped. Xo penalty can be collected under the law unless the intent to defraud the government shall be made apparent. The national banks of Baltimore, and associations in many other localities, insisted that there was no intention to defraud; but that the few checks found unstamped were the result either of inadvertence or of the poor sticking quality of the stamps. They have, however, paid under protest the penalties demanded, preferring this course rather than to be forced into litigation with the government. Of the whole number of banks examined since the decision of the Secretary, not more than live have been reported by the examiners as guilty of intentional fraud. The revenue derived in the fiscal year ending June 30, 1874, from the sale of the two-cent stamps affixed to sight-drafts and checks, was $1,502,549 ; the total face value of stamps manufactured during the fiscal year ending June 30, 1875, was $1,944,100. The amount of income arising from the actual use of these stamps during any fiscal year cannot be accurately determined. The annoyance to the banks and to this Office growing out of the strict enforcement of this provision of the law, lias been greater than that in reference to all the other restrictions of the national banking laws combined; aud the Comptroller, believing that the amount of revenue derived from this source does not counterbalance the evils arising from the surveillance to which all banks and bankers are necessarily subjected thereby, and being satisfied that, in almost every instance, the failure to comply strictly with, this requirement is chargeable to the carlessness of transient depositors or to the insufficiency of the mucilage upon government stamps, urgently recommends the repeal of the provision requiring the affixing of the two-cent stamp upon bank-checks. DIVIDENDS AND EARNINGS. Section 5212 of the .Revised Statutes provides that the national banks shall report to the Comptroller, within ten days after declaring any dividend, the amount of such dividend, and the amount of net earnings in excess of such dividend. From these returns the following table has been? prepared, exhibiting the aggregate capital and surplus, total dividends, and total net earnings of the national banks, with the ratio of dividends to capital, dividends to capital and surplus, and earnings to capital and surplus, for each half year, commencing March 1, 1809, and ending September 1, 1875- from which it will be seen that the average dividends upon capital during the last year were less than ten per cent., while the ratio of dividends to capital and surplus was less than eight percent: REPORT OF THE Period of six * -,r J months e n d - j ^ ^ j Capita]. Sept. 1, 1869. Mar. 1, 1870. Sept. 1, 1870. Mar. 1, 1871. Sept, 1, 1871. Mar. 1, 1872. Sept. 1, 1872. Mar. 1, 1873. Sept. 1, 1873. Mar. 1, 1874. Sept. 1, 1874. Mar. 1, 1875. Sept, 1, 1875. COMPTROLLER i OF THE CURRENCY. Total divi- | Total net Earnings (lends. I (;;ini!ii;'-s. i yy1 T,•1 . I;Divid'nds tocapital! to capita. a n ( l s u r an<l s u r roT>itVl ' p l u s > "vi p l u g > " capital.! Per ct. 1,481 1,571 1, 601 1, 605 1, 693 1, 750 1,852 1, 912 1, 955 1,967 1, 971 2,007 2,047 XLIII 42 16 96 5. 18 4. 96 07 ..12 I > 22 j i! 09 ! 1.81 i. 09 >. 01 1.88 V. Ferct. j 4.50 ; 4. 27 : 4^08 ; 4.24 4.07 4.16 ! 4. 17 4. 2L 4.09 j 3. 84 4.03 ; 3.96 ! 3.85 ! Perct. 6. 01 5. 77 5. 19 5.21 5.02 5. 00 5. 3C 5.41 5. 46 4.82 4. 8(\ 4.66 4. 50 The following table exhibits, in a concise form, the ratio of dividends to capital, of dividends to capital and surplus, and of net earnings to capital and surplus, of the national banks in every State of the Union, and in the principal cities, semi-annually from March 1, 1871, to September 1,1875. XLIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Table exhibiting, by States and reserve-cities, the ratios of dividends to capital, and Ratios of d ividends to capital ibi" six months ending— Ratios of dividends to States, Territories. and cities. 1871. 18 72. 18 73. ; «74. 1875. 1871. 18 72. Mar. Sept- Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept, Mar. SeptJ 1 1 1 1 1 1 1 1 1 1 1 1 o 3 4 5 6 7 8 9 10 11 12 33 14 15 16 17 18 19 20 21 oo 23 25 26 27 -23 oq 30 31 32 33 34 35 36 33 40 11 42 43 •11 15 46 47 48 49 50 "1 52 53 54 55 56 57 59 IVIaine New Hampshire Vermont Massachusetts .Boston Rhode Island Connecticut New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Maryland Baltimore District of Columbia.. Washington Virginia West Virginia North Carolina South Carolina Florida Alabama New Orleans Texas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland... Indiana Illinois Chicago Michigan Detroit Wisconsin . . Milwaukee Iowa . . Minnesota . . . . Saint Louis Kansas Leavenworth Nebraska Oregon California San Francisco New Mexico Colorado . Utah Wyoming Idaho Montana Dakota Averages Perct. ;;;; 5. 1 4.8 48 5.4 47 44 5. 2 4. 7 4.9 41 5.7 5.4 5. 7 5.4 5 1 5.1 v 1 5.4 4.9 4.6 5.2 4.7 4.3 5.2 4.5 4.6 4.8 5.2 5.0 4.9 5.1 4.8 5.1 5. 7 5.7 5.1 5. 4 5 1 5.1 5. 1 4.9 5.7 4.0 4.0 2. 4 8.0 4.7 4. 3 4.5 4.3 4.6 4.7 4.1 4.3 5.4 5.3 5.3 5.0 4.7 5.2 4.4 4.6 5.2 5.0 4.8 5.6 4.9 4.9 5.8 5.2 5.2 4.7 2. 5 5.8 37 4.6 3.7 4.7 5.0 4.9 3.7 4.8 5.7 4.2 2.9 3.4 4.9 5.1 5.6 5.7 49 4.9 6.5 5.6 4.1 6.2 5.9 5.5 5.9 5.3 4.7 5.0 3.4 3.9 3 3 4.7 4.5 5.7 5.6 5.5 4.7 5.2 6.2 5.1 5. 5 5. 5 5.3 5.9 5.6 6. 5 6.0 5.9 3.7 3.9 3.3 3.2 3.7 5.7 52 4.8 47 5.4 49 44 5 1 4.7 48 5.3 48 43 5.3 5.2 4.8 4.7 5 3 5.6 5.3 4.9 5.1 5 1 4.4 4.7 49 5.1 5.2 5. 7 5.4 5.1 5.6 4.8 5.2 4.7 5.0 4.7 5.3 4.3 6.0 9.3 5.0 4.3 4.1 4.4 5.4 5.3 2.6 4.6 5.4 6.0 5.4 4.9 5.3 4.0 4.6 4.7 5.3 5.0 5.1 5.3 4.7 6.1 1.9 5.6 5.2 5.9 3.4 5.6 4.4 6.4 4.3 5.5 5.3 7.7 11.2 5.0 5.0 8.6 5.7 48 3.0 6.0 6.3 4.8 6 1 5.0 98 5.3 5.8 8 1 17.3 3.1 6.1 8.0 6.2 4.6 11.0 5.6 5.6 5.4 3.9 5.6 6.1 5.0 5. 1 5.0 41 4.6 5.1 6.9 4.2 5.4 5.8 5.8 4.9 4.2 5.4 5. 7 5.3 5.2 5.1 6.5' 5.3 4.9 4.9 4.8 52 3.3 3.2 5.6 4.6 5.0 10.0 6.2 7.1 4.0 6.0 4.6 8.6 0.8 7.0 2.5 50.0 5 2 4.6 46 5.4 45 44 55 4.7 47 5.5 44 44 5.3 5. 4 4.4 5.1 4.7 4.8 57 54 5.4 5.3 5.2 5.0 5.8 5.8 5.3 5. 5 5 1 5.1 5.3 4.8 5.0 6.0 6.0 5. 4 5.1 5.9 5.5 6.2 6. 1 5.0 4. 9 19.0 14. 1 5.9 4. 7 3.2 5.5 5.2 5.1 4.0 5.0 4.S 5.3 5.3 4.2 5.3 5.5 4.3 5 3 5.4 49 45 5.2 4.6 4.7 4. 9 5.4 5.2 5.8 5.6 5. 1 5. 0 5.0 4.0 4.6 4.1 5.4 5.5 4.8 5. 2 3.6 6.7 4.0 4.9 h'.b "G'S '9*8" 6. 0 6. 0 6.0 5.0 3.0 5.0 5.8 5.0 7.0 7.0 6.5 3.3 4.5 2.8 15.0 6.1 4.8 4.7 5. 1 4.4 4. 2 5. 1 5.8 3.6 9.3 3 3 4.8 5.0 5.4 5. 3 5.5 4.9 5.6 7. 0 3.7 r'~ 4.8 5.8 5.5 7. I 5. 0 4.6 4.9 5.3 6.9 6. 4 5. 8 "4." 8 17.2 6. 0 6.0 5 6 6.6 6.4 6.6 5.4 4.9 4.6 5.3 4.1 4.5 5.4 4.6 4.5 4.7 4.8 5.0 5.5 4.8 5.2 5. 4 5.1 4.0 4.7 4.6 5.1 4.2 4.4 3. 7 Perct V l 4.4 4.4 4. 2 4.0 4.1 4.2 4.3 4.2 4.1 3.9 4.0 3.9 4.4 4. 2 4.1 3.7 3.7 3.7 3.9 3.6 4.Q 4.2 4.3 4.1 4.2 4.3 3.9 3.9 4.3 3.9 3.9 3.0 4.6 4.3 4.1 4,2 4.1 4.4 Perot. 4 . 4 !j 4.1 4.0 4.3 4.0 4.3 4.7 3.9 5.4 8.2 4.0 4.0 3.7 42 5^0 4.8 2.1 4.2 4.9 5.7 5.0 4.4 4.0 4.0 ; 4. 2 ; 3.7 3.9 4.3 3.6 ; 3.7 3.9 4.3 4.2 4.1 i 4.1 4.1 | 4 5 i 4.5 3.7 3.7 ! 4.2 4.8 4.8 ! 4.8 4.7 4.6 5.7 1.7 5.2 5.0 5.4 3.9 5.4 4.0 6.2 5.3 7.0 5.0 4.4 7.7 4.7 4.2 2. 7 4^8 5.0 3.6 4.7 4.1 8.0 4.2 4.8 6.9 4.6 4.6 14.2 3.9 3.7 2.9 4.1 4.5 5.6 6.2 5.4 5.T 6.0 60 4.3 9.9 5.2 4.6 4.6 3.5 4.5 4.9 3.8 4.1 4.1 3.4 3.7 4.2 5.9 4. 7 3.0 5.3 3.7 5.4 3.9 3.9 4.9 5.3 4.7 4.2 3.7 4.4 4.7 5.5 5.1 4.0 4.7 4.6 5.0 4.3 4.8 5.1 4.1 5.0 4.9 5.3 4.9 4.9 5.0 5.8 3.5 5.6 5.8 6.9 4.9 5.5 6.2 3.9 4.1 2.6 7 1 4.5 4.7 5.3 5.5 5.5 5.0 5.3 6.0 4.4 5.4 5.5 6.1 5.3 5.9 3. 8 6.5 6.3 6.6 6.5 6.5 6.5 2.8 17.9 13.1 4.4 2.7 4.0 4.3 4.2 4.1 4. 2 4.7 6.5 6.5 7.2 4.0 4.2 4.1 4.2 4.1 4.4 4.5 4.6 5.5 4.9 4.6 4.5 4.8 4 5 5.0 5.1 3.8 4 1 15.2 i 9.6 j 5 1 1 42 2.8 5.0 "5." 3" 4.3 4.2 3.8 4.0 4 6 4.7 2.9 4.4 7.3 <3.4 *5."9" 5.9 5.8 4.9 7.1 '6.*3' 6.9 1 2.1 2.8 | 21.8 i 16.0 15.0 14.0 13.0 15.0 12.0 23.0 20. 0 20.0 20.0 14.9 13.9 12.7 11.7 1° 0 39 3 4 11.8 12 5 3 6 10 9 6.0 4.5 5.2 5.0 5.1 5.1 5.2 5.1 4.8 5.1 5.0 4.9 4.2 4.1 4.2 4.2 i REPORT OF THE COMPTROLLER OF THE CURRENCY. XLV of dividends and of earnings to capital and surplus, March 1, 187J, to September 1, 1875. capital and surplus for six months ! ending— Ratios of earnings to capital and surplus for six months 1675. M a r . S e p t . ; M a r . I S e p t . ! M a r . S?,pt. i M a r . S e p t . i M a r . 1. I 1. ! 1. I 1. i 1. i 1. | 1. 1. I 1. 4.6 I 4.6 4.0 3.7 4.0 4.4 4.2 4 - X 4.0 3.9 3.9 3. 8 4.3 4.1 4.2 3. 8 I 3. 8 3. 7 3. 7 3. .e 3. 7 3.3 4.2 4.3 4.0 4.1 4.1 4.1 4.3 4.2 4.0 4.0 4.4 4. 1 4.2 4. 1 3.6 3. 6 3.9 3.7 4.2 3.6 4.7 4.7 5.0 5.1 3.8 4.3 4.6 4.5 4.0 5. 0 9.6 4.5 4.7 5.0 4.7 4.1 4.3 5. 2 4.5 3.2 5.1 4.3 4.5 4.5 4.4 4. 0 5.2 3. 2 6. 1 5.9 5.0 4.9 5. 6 6.6 3.9 13.2 3. 6 4.4 4.1 3.8 4.0 3.7 3. 6 4.1 3.7 3.6 3. 3 4.0 4.0 4.0 4.1 4.0 4.2 4.3 4. 1 3.8 4.0 3.5 3.8 4.0 4.1 3.6 3. 5 3.9 3.9 4. 1 3.9 4.0 4.4 4. 2 3.5 3.9 6. 2 | 3.8 3.7 4.2 3.7 3.9 4. 3 4.2 3.8 5 1 4. 6 3. 8 4.6 4.3 ; 5.3 3. 4 3 2 2.7 3.1 4.8 \ 7.6 2.8 3.0 3. 3 ' 3.0 4.3 4.2; 4.3 "3." 6 4.1 3.4 4.5 ! 4.6 5.1 4.1 I 4.8 4.3 4.6 4.1 | 4.3 4.3 4.5 4.0 | 4.5 4.0 4.1 3. 3 ! 4.3 4.3 4.2 3.8 I 4.4 4.7 5. 0 4.6 i 5. 6 4.6 3.9 3.0 I 2. 5 4.5 4.5 ! 3.'9 | 4.6 4.1 4.3 | 4.0 4. 2 4.2 4.0 5. 5 4.4 3.4 3.5 4.6 4.5 5.7 5.2 5. 6 113! 5.0 3 8 3.3 | 5.0 3.4 ! 3. 5 3. 2 I 3.3 3.5 4.9 ! 4. 3 2.9 2.8 8.2 4. I 1 5 . 2 | 5.0 5.0 5.0 6.3 3.0 5.4 6. 3 0.1 5.1 5.9 5.9 I 6.2 6. 1 6.0 5 .9 I 2.1 13. 2 9.7 j 2.3 4.0 3.2 10.5 119.7 16. 8 16. 5 ; I 2. 9 9.9 10.2 I .... I 4.4 4. 1 3.7 4.0 3.3 3.7 4.1 3.7 3.4 2.7 3.8 3.9 3.8 3.7 4.0 4.3 4.3 3.5 3.9 3.9 4.2 3.9 3.8 3.0 ill 3.6 3.8 2.1 6.3 4.0 4.3 4.7 4.4 4.5 4.3 4. 2 4.7 2.9 4.4 4.0 4.8 3.5 4.8 3.2 3.8 3.2 3.8 ill 6.6 5.0 6.1 5.8 5.8 5. 5 3.0 ill I 5.8 4. 2 ! 4.1 j 3. 8 4. 3 I 16. 3 3.0 I 4.0 ! 3.9 I 3.8 5. 7 5.3 5.3 ; 6.0 4.6 4.8 5. 2 4.9 ! 4.6 4.8 j 4.7 5. 3 ! 5.2 5.0 ; 4.5 4.4 ; 4.5 3.7 ; 3.6 5.8 ; 5.9 4.8 ! 5.2 4.4 ! 4.4 5.0 i 4.8 4. 5 ; 4. 6 4.8 5.3 4.9 5.3 5 2 in 5.9 7.5 ; 6.7 11.3 7.5 6.8 7.6 6.6 3.5 6.2 5.9 5.2 4.8 j 4.9 5.0 5. 4 6.1 5.7 4.5 7.1 8.3 6.0 i 5.9 6.7 i 4.4 3.1 ! 4.0 6.3 : 5.4 6.6 6. 8 i 7.5 i 6. 9 7.1 ! 6. 3 6.1 ] 6.6 5. 3 9.0 6.6 ! 6. 3 6.3 i 8.5 7.0 8.6 2.9 I 4.4 10.2 10.8 i 6.8 7. 4 ! 12.7 3.6 11.9 6.6 6.9 6.7 4.9 5. 9 7. 1 8.0 4.1 9.0 6.7 6.5 15.2 2. 1 5.0 2.8 6.4 13.9 18.9 15. 2 16.1 0.1 1.4 16 4 2. 8 5. 6 4.9 5. 3 5. 5 4.5 5. 3 4.6 I 4.6 5.1 4.5 ;">! 1 4.0 4.8 5. 6 5.2 5.6 I 5. 4 5.2 : 5.0 4.6 . 4.6 5.0 4.9 4.9 4.4 4.5 i 5.4 5. 6 4.8 "3^0' 5.3 5.3 6.0 5.8 • 5 9 7.3 i 3.7 6.7 6. 5 5.9 6.7 5.7 i 4.3 3. 3 j 6. 3 6. 4 I 9.1 7.7 S e p t . ' M a r . | S e p t . M a r . ] S e p t . Mar. Sept. I 1 ; * " ' ~ 7.8 0.1 4.8 5. 7 5.4 6.1 5. 0 5.8 5.4 5.8 5.7 4.9 5.4 5.3 5. 1 4.3 5.7 5.4 5.3 4.6 4.4 4.9 4.9 4.3 5.8 6.2 6. 9 5.4 6.5 6. 1 6.6 5.7 2.7 5.3 5. 6 4.8 5.3 5.2 5.0 5. 1 4.7 5.1 5.5 4.7 5.6 5.0 5.9 6.4 6.4 5. 2 6.7 5.6 7.9 9.4 i 6.9 i 5.9 6. 3 4.7 1.5 10. 7 17.4 7.7 9.9 8.7 14.5 2.2 8.5 13.4 4.8 6. 7 7.8 11.1 10.7 23.6 7. 6 16.8 13.5 9.5 11.7 2.0 5. 4 ! 5. 4 5.3 4.2 4.8 4.7 3.8 4.4 4.6 4.4 3.6 3.3 4.8 4.1 3.9 4.3 4.0 5.1 4.2 2.4 5.0 5.8 5.8 5.2 4.3 3.0 5. 9 4.6 3.7 6.0 1 2 5.6 5. 2 4! 9 5.4 6. 4 4.5 5. 4 6.8 6.1 4.5 5. 9 7 2 5.2 3.9 5.1 5. 2 5^0 5.9 4.9 4.9 6. 5 9.4 6.3 6.5 5.6 4.2 6.6 5.2 5.4 1.8 4. 2 6.4 i 9.6 11.7 I 10.1 10.0 I 8.7 7 1 I 6.6 7.8 J 7.4 13.2 I 10.3 4 . 5 I 5.7 5 . 6 I 6.8 2 1 . 5 I 18.3 1 1 . 6 I 0.9 5. 1 7.6 6.5 13.5 6. 1 9.2 7.9 11.9 11.2 4.1 18.6 8.4 6.6 7.4 14 9 8.2 8. 7 6.8 9.2 6.3 8.6 18.1 7.1 5.1 4. 8 ! 4.9 4. 7 5.2 8.6 ; 3,9 6.3 4. 2 i 3.3 10.7 11.2 i 6.9 4.3 2.9 ! 3.4 5.7 ! 5.5 5. 7 ; 5.8 5 . 3 I 5.0 5. 2 I 5. 8 6.4 i 4.7 5. 8 ! 6. 5 5. 7 ; 5.4 6.0 I 5.9 5.8 6.0 ! 5.5 5.3 5.3 ' 6.6 5. 5 ! 4.6 5.2 ! 4.7 6.5 ! 6. 7 8.0 6.8 \ 8.3 7.1 I 6.6 6.7 i a. 6.2 6.8 | 6. 6. 8 6.8 ! 6 . 1 I 13. 0 I 6. 3 7.4 < 5 . 1 I 11.8 ! 6.4 6.2 I 6.1 I 7.3 ; 7. 7 I 6.2 i 10.2 : 8.6 8. 9 j . 4.0 I 3.9 4. 5 | 3.6 ! 6. 9 I 8.5 8.0 ; 5.2 i 20.9 5.4 4.5 5. 1 5.1 4.4 4. 7 4.7 4.3 4.8 3.9 3.5 4.6 4.5 5.0 4.5 5.4 4.7 5. 1 4. 7 4.6 4.2 5. 5 2.9 4.7 b. 1 4.8 5. 1 4.5 4.1 4.3 4.3 4.3 3.8 3.4 5. 1 4.3 4.2 4.4 4.3 4.7 4.8 5.8 6.2 4.6 5.5 5. 5 6.2 4.0 0.1 4.4 2.6 5.7 5.2 5.1 5.2 5.3 4.8 5.7 4.7 6.0 6.4 6.0 5.3 6.2 6. 1 6.6 5.8 8.0 2. 8 4*. 6 5. 3 5.2 I 4.7 4.4 j 5. 5 4.9 4.5 i 4. 1 j 5. 3 j 4.4 5.0 4.3 I 4.4 4.2 5.2 5. 4 5.7 4.9 5.0 4.7 5.8 4.9 4.2 4.8 8.8 3.8 5.3 5. 8 5.8 5.1 4.6 ! XLVI REPORT OF THE COMPTROLLER OF THE CURRENCY. SPECIE, PAPER CURRENCY, AND BANK-CHECKS. The table below exhibits the amount of specie held by the national banks at the dates mentioned—the coin, coin-certificates, and checks payable in coin held by the national banks in the city of New York being stated separately—for the last seven years. Held by national banks in New York City. ] Held by otber I national i banks. Dates. Coin. $1, 698, 623 24 Oct. 5.1868 1, 902, 769 48 J a n . < 1869. 1,652,575 2L Apr. 17,1869 2, 542, 533 96 J u n e 12,1869 1,792,740 73 Oct. 9,1869 6,196,036 29 J a n . 22,1870. 2, 647, 908 39 Mar. 24, 1870. 2, 942, 400 24 J u n e 9,1870. 1,607,742 91 Oct. 8,1870. 2,268,581 96 Dec. 28,1870 2,982,155 6L Mar. 18, 1871 2,047,930 7L Apr. 29,1871. J u n e 10,1871 2, 249, 408 06 Oct. 2,1871. 1, 121,869 40 Dec. 16,1871. 1, 454, 930 73 Feb. 27,1872.; 1,490,417 70 Apr. 19,1872.1 1, 828, 659 74 J u n e 10,1872 ! 3, 782, 909 64 Oct. 3,1872 I 920, 767 37 Dec. 27,1872-j 1, 306, 091 05 Feb. 28,1873. 1, 958, 769 86 Apr. 25,1873. 1, 344, 950 93 J u n e 13,1873.! 1, 442, 097 71 Sept. 12,1873.1 1,063,210 55 Dec. 26,1873.) 1, 376,170 50 Feb. 27, 1874.1 1, 167, 820 09 May 1,1874.1 1, 530, 282 10 J u n e 26,1874.' 1, 842, 515 00 Oct. 2,1874.! 1,291,786 56 Dec. 31, 1874 1, 443, 21." 42 Mar. 1,1875.! 1, 084, 555 54 May 1,1875.! 930, 105 76 J u n e 30, 1875 j 1, _._, 023, __.. 01; 86 Oct. 1,1875.! 753, 904 90 U. S. coincei'titicates. Checks payable in coin. $6,390,140 $1, 536, 353 66 18,038,520 2, 348, 140 49 3, 720, 040 1, 469, 826 64 975, 015 82 11, 953, 680 16, 897, 900 1,013,948 72 28, 501, 460 2, 190, 644 74 21, 872, 480 1,069,094 30 18, 660, 920 1, 163, 905 88 3, 994, 006 42 7, 533, 900 3, 748, 126 87 H 003, 540 13, 099, 720 3, 829, 881 64 9, 845, 080 4, 382,107 24 9,161, 160 3, 680, 854 92 7, 590, 200 1, 163, 628 44 4,255, 631 39 17, 354, 740 3,117,100 90 12,341,060 4,715,364 25 10, 102, 400 4,219,419 52 11,412,160 5,454,580 I 12,471,940 i 11,539,780 I 11,743,320 i 22,139,080 I 13,522,600 I 18, 325, 760 ! 23, 518, 640 I 23, 454, 660 i 13, 671, 660 I 13,114,480 i 14,410,940 ! 10, 622, 160 ! 5,753,221) 1 12, 642, 180 4,201,720 Total. $'.), 625,116 22, 289,429 6, 842,441 15,471, 229 19,704, 589 36, 888, 141 25, 589,482 22, 767,226 13, 135,649 20, 080,248 19,911, 757 16, 275,117 15,091, 422 9, 875,757 23, 065,302 16, 948,578 16, 646,423 19, 414,489 6, 375,347 13, 778,031 13,498, 549 13, 088,250 23, 581,177 14, 585,810 19, 701,930 24, 6*6, 460 24, 984,942 15, 514,185 14, 406,266 15, 854, 155 11,706, 715 6, 683,325 13, 665, 195 4, 955,624 90 97 85 78 45 03 69 12 33 83 25 95 98 84 12 60 99 16 37 05 86 93 71 55 50 09 10 00 56 42 54 76 86 90 Aggregate. $3,378,596 49 $13, 003, 713 39 7, 337, 320 29 29, 626, 750 26 3, 102, 090 30 9, 944, 532 15 2, 983, 860 70 18, 455, 090 48 3, 297, 816 38 23, 002, 405 83 11,457,242 69 48, 345, 383 72 11,507,060 75 37,096,543 44 31,099,437 78 8,332,211 66 5, 324, 362 14 18,460,011 47 6, 227, 002 76 26,307,251 59 5, 857, 409 39 25, 769,166 64 6, 456, 909 07 22, 732, 027 02 4, 833, 532 18 19,924,955 16 3, 377, 240 33 13,252,998 17 6, 529, 997 44 29, 595, 299 56 8, 559, 246 72 25, 507, 825 32 7, 787, 475 47 24, 433, 899 46 4, 842, 154 98 24,256,644 14 3, 854, 409 42 10, 229, 756 79 5, 269, 305 40 19, 047, 336 45 4, 279, 123 67 17, 777, 673 53 3, 780, 557 81 16, 868, 808 74 4, 368, 909 01 27, 950, 086 72 5, 282, 658 90 19,868,469 45 7, 205, 107 08 26, 907, 037 58 8, 679, 403 49 33, 365, 863 58 32, 569, 969 26 7,585,027 16 6,812,022 27 22, 326, 207 27 6, 834, 678 67 21,240.945 23 6, 582, 605 62 22.436,761 04 4. 960, 390 63 16; 667, 106 17 3, 937, 035 88 10, 620, 361 64 5, 294, 386 44 18,959,582 30 8, 050, 329 73 3, 094, 704 83 The specie, as returned by the national banks on October 1st of this year,* is classified as follows: Coin, $3,364,569.74; United States coincertificates, $4,485,760—total, $8,050,329,73. It will be observed that the amount of coin jbhen held is less than at any time during the last six years—the amounts held by the banks of New York City and by all the banks of the country being, respectively, $9,450,041.66, and $13,190,615.48 less than the amounts held by them in October of last year. This marked decrease in the amount of specie is believed to arise from the increased demand for commercial balances abroad, and from the special demand during the late monetary excitement in San Francisco. Authoritative statistics show that sixty-four millions of specie were exported during the first nine months of the present year, as against forty-four millions for the same period last year. The demand from San Francisco is believed to have been about five millions. The Director of the Mint gives the following estimate of the move. *The average amount of specie held by the national banks of the city of New York during the week ending November 27, was $14,4*25,000. REPORT OF THE COMPTROLLER OF THE CURRENCY. XLVII mentof specie for the last three years, and of the amount in the country on June 30, 1874, and June 30, 1875 : Specie held by the Treasury and the national banks June :J0, 1872 Estimated amount in Pacific coast States and Territories at that date... Estimated amount held by bankers and others elsewhere Estimated product of United States mines for two years Imports of coin and bullion for same period $98, 389, 864 20, 000, 000 10, 000, 000 140,000,000 49, 695, 34o Total Deduct exports of coin and bullion during same period 318,085,207 151, 238, 979 Total estimated amount of specie on hand June 30, 1874 166, 846, 228 Estimated product of United States mines for the year ending Jane 30, 1875 72,000,000 Imports of coin and bullion for the year 20, 900,717 Total Deduct exports of coin and bullion during the year 259,746,945 92,132,142 Total estimated amount of coin and bullion in the country June 30, 1875. 167, 614, 803 The Director says that in this estimate no account has been taken of the amount of gold and silver consumed in the arts and manufactures from June 30, 1872, to June 30, 1875. It is difficult to obtain any reliable data upon this point. Whatever the amount may have been, it was reduced to a considerable extent by the plate, and other manufactured articles of gold and silver, which fouud their way to the melting-pot from the accumulated stock of the country. Making due allowance for the latter, the amount to be deducted from the estimated total may be stated at, say $15,000,000; and, allowing $10,000,000 for possible overestimates, this would leave the amount of coin and bullion in the country on the 30th of June, 1875, about $142,000,000. Of this total, from $12,000,000 to $15,000,000 consists of silver coin and bullion. The following table exhibits the amount and kinds of outstanding paper currency of the goverment and of the national banks on the 1st day of November in each year, from 1805 to 1875, inclusive: United States issues. Date. National-bank j Fractional currency. November 1, 1806 $27, 588, 010 November 1, 1867. 30, 706, 633 November 1, 1868. 33, 413, 985 November 1, 1869. 37, 035, 442 November 1, 1870. 39, 289, 794 November 1, 1871. 39, 488,143 November 1, 1872. 42, 316, 786 November 1, 1873. 48, 041, 350 November 1, 1874. 47, 385, 698 November 1, 1875. 40, 681, 629 June 20, 1874 45, 772, 010 January 14,1875... 45, 360, 498 Old demand- j Legal-tender notes. notes. $250, 357 $389, 945, 428 1417,783,795 208, 392 356, 956, 453 387, 871, 478 137, 555 355, 883, 518 389, 435, 058 113,258 356, 000, 000 393,148, 700 102, 231 356, 000. 000 395, 392, 025 92, 821 357, 500, 000 397, 080, 964 86, 053 360, 566, 764 402, 969, 603 79, 667 366,92-2,018 415, 043, 035 75, 267 382, 000, 000 429, 460, 965 69, 707 373, 236, 244 413, 987, 581 76, 777 Aggregate. Total. $292, 964, 532 $710, 748, 327 299,153, 296 687, 024, 774 299, 887, 675 689, 322, 733 299,910,419 693, 059,119 302, 607, 942 697, 999, 967 324, 773, 260 721, 854, 224 340, 993, 470 743, 963, 073 348, 350, 949 763, 393, 984 351, 927, 246 781,338,211 348, 216, 902 762, 204, 483 382, 000, 000 427, 848, 787 ' 349, 894,182 ; 777, 742, 9C9 72, 317 | 382, 000, 000 427, 432, 815 351,861,450 | 779,294,265 The table below, compiled from information furnished through the courtesy of W. A. Camp, esq., manager of the New York clearinghouse association, exhibits the transactions of the clearing-house of that city, and the amount and ratio of currency required for the pay- XLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. ment of daily balances, for the years ending in October, from 1851 to 1875, inclusive. I Years. No. ^ > I f . of I l l banks.; 1854 1855 1850 1857 1858 1859 1860 1861 1862 1863 1864 1865 I860 1867 1868 1869 1870 1871 1872 1873 1874 1875 50 48 5!) 50 46 47 50 50 50 58 58 50 59 61 62 61 59 59 59 . r - l . , 1 *Ciipit^J. ! #47,044, 000 884, IK) 883, 700 420, 200 1 G4, 146,018 ! 67, 921,714 i 67, 907, 435 69, 900 605 ! 68, : 375, 820 68, 972, 508 ! 68, 586, 763 : 68, 83, 363,013 370, ! 82, 200 1 81, 770, 200 270, 200 i 82, 720, 200 ' 82, 83, 620, 200 84, 420, 200 ! 84,420, 200 370, 200 ! 83, 635, 200 ! 81, 435, 200 I 80, Exchanges $.">, 750, 455, 987 5, 362, 912, 098 6, 906, 213, 328 8,333,226,718 4, 756, 664, 386 6, 448, 005, 956 7,231,143,057 5,915,742,758 6,871,443,591 14,867,597,849 24, 097, 196, 656 26, 032, 384, 342 28,717,146,914 28, 675, 159, 472 2-i, 484, 288, 637 37, 407, 028, 987 27, 804, 539, 406 2f), 300, 986, 682 32, 636, 997, 404 33, 972, 773, 943 20,850,681,963 23, 042, 276, 858 ! | Average Balances, paid | Average g daily daily bal in money. exchanges, ances, paid I in money. \ 6297,411,494 289, 694, 137 334, 714, 489 365, 313, 902 314,238,911 363, 984, 683 380, 693, 438 353, 383, 944 415,530,331 677, 626, 483 885, 719, 205 1, 035, 765, 108 1, 066, 135, 106 1. 144,963,451 1, 125, 455, 237 1, 120,318,308 1, 036. 484, 822 1, 209; 721, 029 1,213,293,827 1, 152, 372, 108 971,231,281 1, 104, 346, 845 +72,747,2^1 1^413,464,860,992 ]§ 16, 858, 398, 139 #19,104, 505 17, 412, 052 22,278,108 26, 968, 371 15, 393, 736 20,867,333 j 23,401,757 ! 19, 269, 520 22, 237, 682 48, 428, 658 77, 984, 455 84, 796, 040 93,541, 195 93, 101, 167 92, 182, 164 121, 451, 393 90, 274, 479 95, 133, 074 105,961,277 111,022,137 68, 139, 484 75, 301, 558 \Pr. ct. $988, 078 5 2 940. 565 5^4 079, 724 i 4.8 182,246 I 4.4 016,954 j 6. 6 177,944 I 5. 6 232,018 i 5.3 151,088 i 6. 0 344, 758 i (5. 0 207,252 I 4.6 3. 7 2, 866, 405 ! 4.0 3, 373, 82S ! 3. 7 3, 472, 753 j 4.0 3,717,414 i 4.0 3, 642, 250 | 3. 0 3,637,397 3,365,210 i 3. 7 3,927,666 ! 4. 1 3,939,266 3. 7 3,765,922 I 3.4 3, 173, 958 ! 4. 7 3,603,977 j 4.8 :61, 102,416 I +2,491,440 4.1 * The capital stock is stated at various dates, the amounts at a uniform date in each year not being attainable. | Yearly averages for twenty two years. S Totals for twenty-two years. The amount of the coin and paper currency of a great nation is small in comparison with that of bank checks, certificates, and bills of exchange which are used as credit circulation. It has been said that they are simply the u small change;'7 and by an examination of this table it will be perceived how inconsiderable is the aggregate of currency used in comparison with, that of bank-checks, and how small an amount is actually needed to settle the large daily transactions of business at the New York clearing-house. A table will be found in the appendix, prepared by Mr. E. B, Elliott, of this Department, showing, for the period of thirteen years and nine months, from the close of the year 1801 to the 30th day of September, 1875, the average greenback-price of gold and the average gold-price of greenbacks, by months, quarter-years, half-years, and fiscal and calendar years, as derived from daily quotations of sales in open market in New York City. The chart accompanying the table exhibits the average currency-prices of gold and the average gold-prices of currency, by quarter-years, for the same period. LOST OR UNREDEEMED BANK-NOTES. Many exaggerated estimates have been made of the proportion of loss upon Treasury and bank notes which have been in actual circulation for a series of years. The amount of demand Treasury-notes issued from July 17, 1861, to December 31,18G2, was $00,000,000, in denominations of five, ten, and twenty dollars. The amount of these notes remaining outstanding on the 1st of November last was $89,707, the portion unredeemed being between one-eighth and one-ninth of one per cent, of the amount issued. EEPORT OF THE COMPTROLLER OF THE CURRENCY. XLIX In the absence of sufficient data no reliable statement of similar losses arising from the circulation of bank-notes has ever been made. In order to ascertain as nearly as possible the proportion of loss upon such notes, the Comptroller applied to the superintendent of the bank-department of the State of New York for a statement of the amount of outstanding circulation of the banks of that State, at a period when it was greatest, and the amount remaining outstanding at the expiration of the six years' notice required to be given by the banks before they were by law relieved from the obligation to redeem them. Through the courtesy of the superintendent in transmitting a series of reports to the Comptroller, this Office has been enabled to prepare tables exhibiting the amoun t of notes which had been issued to the banks, and the amount remaining unredeemed at the expiration of the legal notice. Eeturns were in this way obtained from two hundred and eighty-six banks, either incorporated, or organized under the safety-fund or the free-banking systems of the State of New York. It was found that the maximum amount of circulation issued to them was $50,754,515, and that the total circulation still outstanding was $1,336,337, showing that the proportion of unredeemed circulation was 2.63 per cent, only of the amount issued. Thirty of these banks still remain in operation in the city of New York, either as State or national institutions; and letters of inquiry from this Office, addressed to them during the month of October last, have elicited the following information : The maximum amount of circulation issued to them was $7,763,010; remaining unredeemed in October, 1875, $142,365 ; amount unredeemed in proportion to that issued, 1.83 per cent., as will be seen from the following table : Jfamc of bank. Greatest circulation. Tear. American Exchange Bank of America. Bank of New York Bank of North America Bank of the Republic Butchers and Drovers' Chatham Chemical Citizens' East River Grocers' Importers and Traders' Irving Marine Market Mechanics' Mechanics' Banking Association. Mechanics and Traders' Mercantile Merchants' Merchants' Exchange Metropolitan New York County New York Exchange Park ? Phoenix St. Nichola Shoo and Leather . Tradesmen's Union Totals. 1853 18til 1860 1860 1859 1854 1858 1861 1860 1864 1854 1863. 1862 1863 1862 1855 1860 1864 1854 1863 1863. 1863 1862 1863 1862 1861 1862 1862 1854 1862 Now outstanding. Amount. Percentage. $400, 000 121, 570 450, 000 98, 712 293, 139 375, 000 133, 400 432,113 185, 841 120, 830 98,116 220, 000 100, 000 300, 000 281, 456 435, 000 121, 590 227, 513 118, 050 337, 097 149, 964 570, 000 123, 974 160, 000 375, 941 147, 230 200, 000 645, 300 300, 000 241,174 $8, 299 1,200 3, 759 3,838 3,500 3, 226 3, 863 11, 082 5,218 5, 045 1,878 5, 979 2,000 3,600 6, 996 6,494 1,300 4,042 2,691 2,349 2, 798 19,170 5,968 2r600 6, 060 1,659 4,300 7,051 5, 000 1,400 2.07 .98 .83 3.88 1.19 .86 2.89 2. 56 2.80 4.17 1.91 2.71 2. 00 1.20 2. 48 1.49 1.06 1.77 2.27 .696 1.86 3.36 4.81 1.62 1.61 1.12 2.15 1.09 1.66 .58 7,763,010 142,365 ! 1.83 The statutes of the State of Wisconsin provide that a bank of issue, after eighty per cent, of its notes shall have been retired, may give notice for two years, in some newspaper of the county where it is established, that its circulating notes must be presented for redemption at the office cc—IY REPORT OF THE COMPTROLLER OF THE CURRENCY. of the State comptroller within three years from the date of such first notice. After the expiration of that time the comptroller is authorized to surrender to the order of the bank any securities he may hold for the redemption of its notes. From an examination of the official reports of the State superintendent, transmitted through the courtesy of the State comptroller, it is found that the greatest amount of circulation issued to two hundred and forty Wisconsin State banks was $7,505,409, and that the amount remaining unredeemed is $134,747; the proportion of outstanding or unredeemed notes being 1.78 per cent., only, of the amount issued. The following table gives similar information as to the national banks which failed prior to the year 1870, from which it will be seen that the amount of circulation issued to them was $1,554,400, the amount outstanding on November 1, 1875, $21,053, and that the proportion of notes remaining unredeemed is only 1.39 per cent, of the total issue. Name and location of bank. Perc e n tReceiver ap- Circulation Circulation outstand- age unrepointed— issued. ing. deemed. Apr. 14,1865 First National Bank, Attica, N. T May 1,1866 Venango National Bank, Franklin, Pa May 8,1866 Merchants' National Bank, Washington, D. C Mar. 13,1867 First National Bank, Medina, N. Y Mar. 21, 1867 Tennessee National Bank, Memphis, Tenn Apr. 30,1867 First National Bank, Selma, Ala May 20, 1867 First National Bank, New Orleans, La Aug. 29,1867 National Unadilla Bank, Unadilla, N. Y Farmers and Citizens' National Bank, Brooklyn, N. Y. Sept. 6,1867 Oct. 1,1867 Croton National Bank, New York, N. Y Feb. 2R, 1868 First National Bank, Bethel, Conn Mar. 3, 1865 First National Bank, Iveokuk, Iowa Apr. 24, 1868 National Bank, Vicksburg, Miss Mar. 15, 1869 First National Bank, Rockford, 111 Oct. 14, 1869 First National Bank of Nevada, A ustin, No v $44, 000 85, 000 180, 000 40, 000 90, 000 85, 000 180, 000 100, 000 253, 900 180, 000 26, 300 90, 000 25, 500 45, 000 129, 700 $484 00 621 50 2, 316 00 468 25 896 25 1,013 25 2, 804 50 940 50 2, 679 75 1, 476 25 520 50 1.086 00 '481 25 1, 042 00 4, 823 50 1.10 .73 1.28 1.17 .99 1.19 1.55 .94 1.05 .82 1.97 1.20 1.88 2.31 3.71 1, 554, 400 21, 653 50 1.39 INSOLVENT BANKS. Since my last annual report receivers have been appointed for five national banks, as follows : Gibson County National Bank, Princeton, Indiana. First National Bank of Utah, Salt Lake City, Utah. Cook County National Bank, Chicago, 111. First National Bank of Tiffin, Ohio. Charlottesville National Bank, Va. During the year dividends have been declared as follows : Merchants' National Bank, Washington, D. C, 10 per cent. National Uuadilla Bank, Unadiila, N. Y., 13y(j- per cent; total, 45-^- per cent. Scandinavian National Bank, Chicago, 15 per cent; total, 40 per cent. Atlantic National Bank, New York, 15 per cent: total, 70 per cent. First National Bank, Washington,D. C, 10 per cent; total, 60 per cent. Merchants7 National Bank, Petersburg, Va., 9 per cent; total. 24 per cent. First National Bank, Manslield, Ohio, 10 per cent; total, 35 per cent. First National Bank, Norfolk, Va., 15 per cent; total, 35 per cent. First National Bank of Rockford, III., 16-^j per cent; total, 4119t3 per cent. First National Bank of Carlisle, Pa., 15 per cent ; total, 40 per cent. First National Bank of Topeka, Kans., 15 per cent; total, 45 per cent. Gibson County National Bank of Princeton, Ind., 40 per cent. First National Bank of Utah, Salt Lake City, Utah, 15 per cent. National Bank of the Commonwealth, City of New York, 20 per cent, to shareholders. First National Bank of Fort Smith, Ark., 13 per cent, to shareholders. The affairs of the National Unadilla Bank, New York, of the First National Bank of Fort Smith, Ark., and of the First National Bank of REPORT OF THE COMPTROLLER OF THE CURRENCY. LI Rockford, 111., have been finally closed; and it is expected that during the next year those of the Ocean National Bank of New York City, the First National Bank of New Orleans, the First and Merchants'National Banks of Petersburg!], Va., the First National Bank of Washington, D. C, the Gibson County National Bank of Princeton, Ind., and of the Wallkill National Bank of Middletown, N. Y., will be finally closed. Many of the claims against the Eighth National Bank of New York City have, during the past year, been assumed and. liquidated, by the stockholders of the bank in their individual capacity; and these liquidated claims have by them been turned over to this Office, in lieu of the payment of assessments, amounting tofifty-fiveper cent., made upon them as stockholders on account of such claims. The uucollected assets of the bank have also been sold by the receiver to the representative of the stockholders, under the order of the United States district court. On other claims against the association, for small amounts remaining outstanding, dividends have been declared in full. The creditors of the National Bank of the Commonwealth of New York City have been paid in full, and dividends amounting to twenty per cent, have, during the last year, been declared in favor of its shareholders. Dividends amounting to thirteen per cent, have also been declared in favor of the shareholders of the First National Bank of Fort Smith, Ark. On account of a deficiency of assets, assessments have been directed to be made, under section 5151 of the Revised Statutes, upon the shareholders of the following-named banks: First National Bank, New Orleans; Crescent City National Bank, New Orleans; New Orleans National Banking Association; Atlantic National Bank, of New York City; Wallkill National Bank, Middletown, N. Y.: First National Bank, Washington, D. C.; First National Bank, Norfolk, Va.; First National Bank, Anderson, Ind., and the Scandinavian National Bank of Chicago, 111.; and suits have been directed to be brought against their delinquent shareholders for the enforcement of their liability under the section named. It is impossible to prevent delays in liquidating the affairs of insolvent banks when the stockholders of such institutions resist by litigation the enforcement of the personal-liability clause of the nationalbank act. Every effort will in such cases be made to close up the affairs of the banks with the least possible expense to creditors and shareholders. SECURITY OF CIRCULATING NOTES. The following table exhibits the kinds and amounts of United States bonds held by the Treasurer on the 1st day of November, 1875, to secure the redemption of the circulating notes of national-banks: Class of bonds. Authorizing act. Loan of February, 1861, (81's) Loan of July and August, 1861, (81's) . . . Loan of 1863, (81's) Five-twenties of March, 1864 Five-twenties of June, 1864 Five-twenties of 1865 Consols of 1865 Consols of 1867 Consols of 1868 Ten-forties of 1864 Funded loan of 1881 Paciiic Railway bonds February 8,1861 July 17 and August 5,1861 March 3, 1863.. March 3,1864 June 30, 1864 March 3, 1865 .do. do. do. March 3, 1864. July 14, 1870, and January 20,1871 July 1,1862, and July 2, 1864 Total . Rate of interest. Amount. 6 per cent. do .do ...do ...do ...do .do . .do . .do 5 per cent. do 6 per cent. $3, 675, 000 51, 059, 350 28, 046, 700 179, 000 4, 656, 200 8, 272, 700 6, 536, 650 10, 282,100 981, 000 91, 974, 150 141, 072, 050 12. 814, 512 367, 549, 412 LII ITEPORT OF THE COMPTROLLER OF THE CURRENCY. These securities consist of $128,503,212 of six per cent., and $239,046,200 of five per cent, bonds. The amount of six per cent, bonds now held is $17,478,438 less than on November 1, 1874, and the live percent, bonds have also been reduced $393,900 during the same period. Since October 1,1870, there has been an increase offiveper cent, bonds, amounting to $143,103,050, and a decrease of six per cent, bonds of $118,388,088. Since October, 18G5, the increase in live per cent, bonds has been $162,193,G00, and the decrease of six per cent, bonds $147,747,338. CLASSIFICATION OF STOCKS.AND BONDS. Below is a statement of the aggregate amounts of the various kinds of bonds, stocks, and mortgages, and the amount of real estate owned, by the national banks of the United States on the 30th day of June, 1875; United States bonds, par value Stocks and bonds of States Stocks and bonds of cities Stocks and bonds of corporations Bonds of counties and towns Bonds and mortgages, on real estate $3,105,143 56 8,074,630 77 15, 067, 623 29 2, 848, 595 84 2, 914, 322 72 Real estate owned, including banking-house property Total $402, 028,100 00 32,010: 316 18 37,956,241 37 471,994,657 55 The following table exhibits, for October 1, of this year, the amount of reserve required to be held by the national banks under the act of June 20, 1874, (which repealed the requirement of reserve upon circulation ;) the amount which would, at the same date, have been required by the previous law; the amount then actually held, classified so as to show the proportions in bank and with reserve and redeeming agents ; and the amount of legal-tender reserve released under the operation of the act named. Total reserve required. lieserve Location of banks, Act of Nation- held. June al-bank 20,1874 act. Legal-tender reserve required. Legal Classification of reseive held. tender reserve Act of June 20, 1874. released Nation- by act Other In tho al-bank of June lawful from In TreasSpecie. noney. bank. ury. Total. act. 20,1874. agents. Millions. States and Terri$45.9 tories New York City... 50.6 Other r e s e r v e cities Totals $80.3 55.1 $09.7 GO. 5 $13.7 49.5 72.2 73.8 25. 7 207. G | 234.0 •111.6 $25. 3 1. 1 50.6 Millions. $32.3 55.1 $7.0 4.5 88.9 | 16.3 j 105.2 j 123.5 18.3 3.6 29.3 $1.2 5.0 6.8 $45. 3 $53.2 55.5 32.3 7.0 85.5 An examination of the table shows that the national banks held on October 1, 1875, $2(3,400,000 more of reserve than would have been required prior to the act of June 20, 1874, and $82,400,000 more than is required under that act. The amount of cash-reserve held was $148,500,000, which sum exceeds by $25,000,000 the amount required prior to June 20, 1874, and is $43,300,000 greater than that required under the present act. The following tables exhibit the amount of circulation and of net deposits, together with the reserve held by the national banks, at three periods in each year, from 1870 to the present time : REPORT OF THE COMPTROLLER OF THE CURRENCY. LIII S T A T E S AND TERRITORIES, E X C L U S I V E OF R E S E R V E C I T I E S . Dates. March 24, 1870.... J u n e 9, 1870 October 8, 1870 April 25,1871 J u n e 10, 1871 October 2, 1871 April 19,1872 J u n e 10, 1872 October 3,1872 April 25, 1873 J u n e 13, 1873 September 12, 1873 M a y l , 1874 J u n e 26, 1874 Octobers, 1874 May 1, 1875 J u n e 30, 1875 October 1, 1875 Liabilities. Classification of reserve. NumReserve Reserve Ratio of ber of erve. Other Due banks. Ciroula-j N"et de-! Total. req'red. held. from Specie. lawful posits. money. igents. 1,397 1, 396 1,400 1,482 1,497 1, 537 1,616 1,626 1,689 1,732 1,737 1,747 1, 751 1, 755 1,774 1,815 1, 845 1,851 Millions Millio ns Millions $189. 0 $216. 1 $405.1 188.7 219*1 407.8 189. 8 216. 2 406.0 202.8 235. 8 438. 6 204.2 445.3 241, 1 210.2 467.6 257. 4 220. 1 267. 3 487.4 222.0 490.8 268.8 227. 3 282. 1 509.4 7 522. 6 231. 9 290. 527.7 232.8 294. 9 53G. 9 233. 1 303.8 286. 2 235.8 5Q2. 0 235. 4 522. 8 287. 4 234.1 527.5 293. 4 231 5 305. 2 536.7 541.3 229. 8 311. 5 537. 4 230.7 306. 7 »isPt*ercent Millions Milh llions Millions 3.3 $22. 8 $50.1 $39. 0 2.9 22.6 49.0 40,1 2.4 20.9 44.1 37.3 22.6 2.5 40.5 55.7 22.8 2.0 40.4 59.3 21.2 41.5 55.6 1.8 20.2 2.6 43.2 52. 2 20.7 1.9 57.8 42.1 19.2 2.0 52.5 43.3 20.2 1.6 59.0 45.1 20.6 1.7 62.3 44.9 20.6 2.1 63.9 44.5 21.6 2.4 60.1 50.1 21.3 2.2 62. 0 47.3 19.1 2.4 45.5 52.7 1.5 18.8 47.1 52.1 1.6 19.4 45.2 58.4 1.6 18.6 45.2 53. 3 NEW YORK CITY. March 24,1870 J u n e 9, 1870 October 8,1870 April 29,1871 J u n e 10,1871 October 2,1871 April 19,1872 J u n e 10,1872 October 3,1872.... April 25,1873 J u n e 13,1873 September 12,1873 May 1,1874 June 26, 1874 October 2,1874 May 1,1875 J u n e 30,1875 October 1,1875 Millions Millions Millions Millions Millions Per cent. Millions Millions Million 34.2 186.1 220.3 55.1 72.3 32.8 47.8 24.5 33.5 53.6 189. 9 223. 4 55. 9 72. 4 32. 4 18.8 32. 9 159.8 192.7 48.2 54.9 28.5 9.1 45.8 31.8 29.0 195.1 226. 9 56.7 11.9 53.8 65.7 31.0 31.7 211.0 242. 0 60.5 11.4 65.2 76.6 30.6 26.7 191.3 221. 9 55.5 8.7 50.5 59.2 28.6 26.6 172.0 200.6 50.1 11.9 41.5 53.4 29.1 28.3 196. 9 225. 2 56.3 15.2 50.4 65.6 24.4 158.0 28.1 186.1 46.5 6.4 39.0 45.4 24.7 28.0 163.6 191.6 47.9 34.2 47.3 13.1 30.1 27.'7 186. 5 214.2 53.6 64.4 23.6 40.8 23.4 28.2 172. 0 50.0 46.9 14.6 32.3 200.2 27.2 207.6 46.3 234.8 58.7 71.3 25.0 30.4 26.2 56.3 206.4 232.6 58.1 15.5 71.8 30.9 25.3 53.9 229.9 204.6 57.5 14.4 68.3 29.7 21.0 '197. 5 218.5 51.1 54. 6 6.7 57.8 26.6 ]9.2 62.9 218.4 59.4 237.6 13.7 76.6 32.2 18.3 55.5 202.3 220. 6 55.1 5.0 60.5 27.4 March 24, 1870 J u n e 9, 1870 October 8, 1870 April 29,1871 J u n e 10, 1871 October 2, 1871 April 19, 1872 J u n e 10, 1872 October 3, 1872 April 25, 1873 J u n e 13, 1873 September 12,1873 . May 1, 1874 , J u n e 26, 1874 October 2, 1874 M a y l , 1875, , J u n e 30, 1875 October 1,1875 Millions Millions Millions Millions Millions Percent. Millions Millions 69.3 156.4 225. 7 56.4 70.9 31.4 8.2 39.4 69.0 168.1 237.1 59.3 75.3 31.8 5.4 44.3 69.1 147.6 216.7 54. 2 63.7 29.4 3.0 38.5 71.6 179.6 251. 2 79.1 62.8 31.5 3.9 45.8 72.5 189.9 262. 4 65.6 83.1 31.7 47.2 2.8 74.6 188.1 262.7 65.7 28.7 75.3 1.5 42.6 76.6 183.9 260. 5 65.1 71.4 27.4 5.1 36.4 76.8 198.1 274. 9 68.7 79.1 2.8 42.6 28.8 179.6 257.7 78.1 64.4 66.8 1.9 36.7 25.9 78.2 196.0 68.6 2.2 274.2 72,4 26.4 40.4 78.2 210. 5 288.7 2.7 72 2 28.0 43.2 80.8 77.8 197.5 3.2 275.3 26.1 36.3 68*. 8 71.8 77.3 210.9 72.1 288.2 84.2 5.1 45.4 29.2 76.9 219.1 296.0 74.0 87.4 4.5 47.4 29.5 73.1 218.5 293.1 76.0 4.5 40.4 73.3 25.9 2.4 70.8 217.9 41.1 288.7 72.2 72.0 25.0 69.1 225.5 3.7 294.6 73.7 78.0 26.4 43.0 69.4 222. 9 292. 3 73.1 74.5 25.5 1.5 40 7 O T H E R R E S E R V E CITIES. 164 162 161 171 172 176 176 176 180 181 182 181 179 180 182 183 183 188 Uhons 23.3 25.6 22.2 29.4 33.1 31.2 29,9 33.7 28.2 29.8 34.9 32.3 33.7 35.5 31.1 28.5 31.3 32.3 L1V REPORT OF THE COMPTROLLER OF THE CURRENCY. SUMMARY. Liabilities. Dates. Num| ber of jbanks. }lassifi- Xetdetiou. March 24,1870 J u n e 9,1870 October 8,1870 April 29, 1871 J u n e 10, 1871 October 2,1871 1, 615 1,612 1,615 ,707 ,723 ,767 April 19,1872 J u n e 10,1872 October 3, 1872... ,843 ., 853 1,919 April 25,1873 J u n e 13,1873 September 12,1873 May 1,1874 J u n e 26,1874 October 2,1874 . . . 1,962 1,968 1, 976 May 1,1875 J u n e 30,1875 October 1,1875 . . . 1,978 1. 983 2,004 2, 046 2,076 2,087 posits. I Classification of reserve. Reserve Reserve! Ratio of Other Due req'red.; held. '"• Specie. lawful from Total. money. agents. Millions Millions Millions Millions Millions $292. 5 $558. 6 §851.1 $172. 3 fc-235. 5 577. 2 863.4 291.2 176.3 j 239.8 523. 5 815.3 291.8 163.8 | 203.4 610.5 306.1 916.6 185. 3 243.5 641. 9 307.8 949. 7 261. 4 192. 9 636. 7 315.5 952. 2 233. 4 191. 3 623. 2 948. 5 325. 3 222 9 188. 4 663. 8 990. 9 327.1 246. 5 198. 6 619. 8 333.5 953. 3 209.9 187. 4 650.3 988.4 338. 1 194.9 225. 4 691. 9 1, 030. 7 338. 8 204. 9 254.1 339.1 673.3 1, 012. 4 199. 5 229. 1 340.3 704.7 1, 045. 0 209.1 268.1 338. 5 713.0 1, 051. 5 210. 6 270. 7 332. 5 710.5 1, 050. 5 210.0 244.9 323. 3 720. 0 1, 043. 9 207. 3 230. 5 318.1 755. 4 1, 073. 5 214.3 259. 8 318.4 731.9 1, 050. 3 235. 1 208. 9 Per cent.\Millions Millions Mill'lions 27.7 j $36.0 $126.1 $73.4 27. 6 27. 1 138. 1 74.6 24.9 14.5 122. 6 66.3 18.3 26.6 85.1 140.1 27.5 152.8 92.4 16.2 134.5 24.5 86.9 12.0 19.6 121.2 82.1 23.5 20.0 134.9 91. 6 24.9 10.2 119.0 80.7 22.1 | i j 22.8 24.7 22.6 16.9 28.0 19.9 119. 7 129.0 113.1 88.8 97.1 96.1 25.7 25.7 23.3 32.5 22.3 21.3 141.8 150.9 139.8 93.8 97.5 83.8 22.1 ! 24.2 22.4 10.6 19.0 8.1 139. 3 151.1 141.4 80.6 89.7 85. 6 USURY. An important decision has recently been made by the Supreme Court of the United States in the case of The Farmers and Mechanics7 National Bank of Buffalo vs. Dealing, upon the subject of usury, in which the following points have been determined: 1. That when a national bank makes a loan at a usurious rate of interest it can recover only the amount actually loaned, all interest being forfeited. 2. That when a national bank has received payment of a usurious loan, the party paying such usury may, if he bring his action within two years from the date of the loan, recover from the bank twice the amount of all interest paid on such transaction. 3. That the penalties for usurious transactions or agreements made by national banks are restricted to those imposed by the Revised Statutes of the United States, which are paramount to the penalties prescribed for similar offenses by the laws of the several States and Territories. The Comptroller is frequently solicited to bring suits, under the authority of section 5239 of the Kevised Statutes, for the forfeiture of the rights, privileges and franchises of national banks, on account of usurious transactions. In a previous report this subject was referred to as follows: Charges have been made against several national banks during the past year for receiving usurious rates of interest. These complaints have been made not only against banks in the South and West, where high rates of interest prevail, but also against banks organized in other States, where the usurious rate charged was .but slightly in excess of the rate of six per cent, allowed by law. Section 30 of the act provides that when the amount of interest charged is greater than the rate authorized by State law, twice the interest paid may be recovered by the person paying the same ;. while section 53 provides that the franchises of an association may be forfeited if the directors of a bank knowingly violate the provisions of the act. The original nationalcurrency act of February 11, 1863, provided as a penalty for usury the forfeiture of the debt, and section 50 of the same act also subjected the rights, privileges, and franchises of an association to forfeiture for willful violations of the act. It may be doubted, therefore, whether Congress intended to impose a specific penalty involving the loss of REPORT OF THE COMPTROLLER OF THE CURRENCY, LY the whole debt, and then, in addition, subject the same bank to a forfeiture of charter in a subsequent section, which is applicable to other violations of law. I am informed by gentlemen who participated in the framing of the present national-currency act that the forfeiture of twice the amount of interest was regarded as a sufficient penalty for such violations of law, and, at the same time, a sufficient protection to borrowers. These statements are confirmed by the act of April 22, 1870, "An act to amend the usury laws of the District of Columbia," which provides "that if any person or corporation in this District shall contract to receive a greater rate of interest than ten per cent, upon any contract in writing, or six per cent, upon any verbal contract, such person or corporation shall forfeit the whole of said interest so contracted to be received, and shall be entitled only to recover the principal sum due to such person or corporation." It will be observed that the forfeiture of the interest is the only penalty prescribed by Congress, nearly six years after the passage of the national-currency act5 for corporations and individuals in the District of Columbia. The rates of interest fixed by State laws are not governed by any sound economical or business principles. In three of the New England States usury laws are abolished, while in the remainder the rate has remained for half a century at a uniform standard, which is less than the present rate of the Bank of England. ""In Minnesota and Virginia the rate is limited to twelve per cent.; in Illinois, Wisconsin, and Missouri, to ten per cent.; in Alabama and Ohio, to eight per cent.; while in Pennsylvania, Maryland, and Kentucky the rate is fixed at six per cent. In New York, the taking of an excess beyond the limit of seven per cent, forfeits the ivhole debt, and subjects the creditor to fine and imprisonment. It would be difficult to give any good reason wrhy the rate of interest should be limited to ten per cent, in the city of Washington, to six per cent, in the neighboring cities of Philadelphia, Baltimore, Wilmington, and Raleigh, and to twelve per cent, across the Potomac, in Alexandria, and in the capital of Virginia. Many of the States have practically repealed their usury laws, while other neighboring States retain upon their statute-books laws which are so continually evaded that they have become obsolete. Savings-banks chartered by Congress, savings-banks, trust-companies, and safe-deposit companies authorized by the legislatures of almost every State of the Union, as well as private bankers, offer for interest on deposits rates nearly equal, and sometimes exceeding, the ruling rates allowed by law; and under such circumstances it is difficult to control by legislation the rates of the national banks. Self-protection stimulates even the most conservative banks to control their own business and retain the accounts of dealers of long standing. The rates of interest charged must correspond in some degree to the supply of money and to the demand. If high rates are paid for deposits, it is with the expectation that the borrower will pay a rate correspondingly high. Hence loans are made to those dealers who will leave the largest proportion of the amount borrowed with the bank for the longest period in the guise of deposits. Banks in New York charge seven per cent., in Philadelphia and Baltimore six per cent.; but their loans are made chiefly to dealers whose average accounts show balances continually on hand equal to one-eighth or one-fourth of the amount borrowed ; while the banks in the South and the West not unfrequently charge the ruling rate without regard to the account of the customer. The expedients for violating the usury laws are so numerous, that it may well be doubted whether it would not be better for all parties to allow the rate charged to be regulated by the state of the money-market. Under existing laws, in an easy money-market, the rate not unfrequently falls below that prescribed by law. If money isr scarce, the rate is nominally within the limit, but really regulated in accordance w ith a previous understanding between borrower and lender. There are no usury laws in Great Britain or in the other commercial European states ; and the commonwealth of Massachusetts, one of the most prosperous and enlightened States of the Union, has recently abolished such laws; and it will be found, by reference to the table on a preceding page, that the earnings of the banks in that State for the four years since the passage of the act have been even less than in many of the Eastern, Middle, and Southern States, where the rate is fixed at six per cent. Mr. McCulloch, late Secretary of the Treasury, in his first report as Comptroller of the Currency, recommended a uniform rate of interest, and expressed the opinion that Congress possessed the power to enact such a law under the constitutional provision of regulating commerce among the several States. Congress alone has the power to coin money and regulate the value thereof; and if it alone has authority to issue and authenticate the paper-currency of the country, there would seem to be no good reason why it should not also provide for its free circulation, which is now impeded by the ever-changing statutes of forty different legislatures. The penalty for usury should at least be defined, and until this is done the Comptroller will not feel himself called upon to institute proceedings for forfeiture of the charter of a bank for usurious transactions, when it is evident that the business of the association is conducted legitimately and safely in other respects. REPORT OF THE COMPTROLLER OF THE CURRENCY. COUNTERFEITS. Since the passage of the net of June 20,1874, $219,336,440 of nationalbank notes have been received, assorted, and counted in the Office of 'the Treasurer, a large proportion of which has also passed through the ihands of experts in this Office. This amount nearly equals two-thirds of the present total national-bank circulation. The Treasurer informs me that in counting and assorting this large amount of currency only iive hundred and twenty counterfeit notes of all denominations have been discovered; of which two hundred and five were twos, one hundred and thirty-eight fives, one hundred and twenty tens, fifty-two twenties, and five one-hundreds; amounting, in all, to $3,840.* The only well-executed counterfeits of national-bank notes of the denomination of five dollars, that have been discovered, are upon five of tlie national banks in Illinois, namely: The First and Traders' National Banks of Chicago, The First National Bank of Paxton, The First National Bank of Canton, and The First National Bank of Aurora. The amount of notes of this denomination wThich has been issued to the four banks first named is $433,700, about three-fourths of which lias been withdrawn from circulation. Circulars have recently been addressed to all of the national banks, and to the postmasters of the country, requesting the return to the Treasury of all genuine five-dollar notes of these banks coming into their possession ; and it is expected tba during the present year very nearly the whole of such issues will be retired. Experience has shown that the prompt retirement of the genuine notes of any denomination which has been successfully imitated is the most effectual means of preventing the circulation of their counterfeits. The Comptroller has also the satisfaction of stating that the Treasury detective force has recently captured the plate from which all of the counterfeit five-dollar notes before referred to have been printed, and no further issue of these spurious notes is apprehended. It is believed, as stated in my former reports, that the large amount of engraver's work, both upon the faces and the backs of the nationalbank notes, together with the similitude of the designs, has tended to prevent their being successfully counterfeited; and it seems certain that *Tke following table, showing the number and amount of counterfeit notes of the Bank of England presented to that bank during various periods from 1806 to 1874, has been compiled from a statement presented in July last by the deputy governor of the bank to a select committee of the House of Commons, anil printed in the London Bankers' Magazine for October, 1875: Total number and amount. Average for eacli year. Period. Notes. From From From From From From From From From Amounts. Notes. Amounts. 1806 to 1810 1811 to 1820 18-21 to 1830 1831 to 1839 1840 to 1843 1844 to 1850 1851 to 1860 1861 to 1870 1871 to 1874 23, 561 200,149 32,127 2,841 1,032 1,734 4,194 1, 585 300 £38,903 260, 949 49, 496 10, 528 2, 754 7, 632 21, 082 5, 697 2, 032 $189,321 1, 269, 908 240, 872 51,235 13, 402 37,141 102,596 27, 724 9,889 4,712 20, 015 3,213 316 258 248 419 158 75 £7, 781 26, 095 4, 950 1,170 688 1,090 2, 108 570 508 $37, 866 126, 991 24, 087 5,694 3, 348 5,304 10, 259 2,772 2,472 Totals 267, 523 399, 073 1, 942, 088 3,877 5,784 28,148 The amount of circulation of the Bank of England on November 3, 1875, was £37,905,215, or $184,465,728.80. (London Economist, November 6, 1875.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LVII a new issue of national-bank notes, differing in design from that now in use, will have the effect to increase the number of counterfeits. The objection urged against the present design is that it prevents the fiber in the paper now used from being readily seen ; and to meet this objection the Comptroller suggests that a more simple design be substituted for the large central vignette upon the backs of the notes, which can be done with but little expense, thus leaving the fiber of the paper more clearly visible. BANK-NOTE PLATES. The sundry civil appropriation bill, approved March 3, 1875, after making appropriations for paper and the expenses of printing the national-bank notes, and for expenses of engraving and printing the notes, bonds, and other securities of the United States, provides that u the above-named notes, currency, and other securities of the United States shall be executed with not less than three plate printings 5 and that the Secretary of the Treasury shall have executed one or two of such printings by such responsible, capable, and experienced bank-note companies or bank-note engravers as may contract for the same at the lowest cost to the government, and at prices not greater than those heretofore paid for the same class of work; no company or establishment executing more than one printing upon the same note or obligation, and the final printing and finishing to be executed in the Treasury Department." Under this provision the Secretary of the Treasury, in the month of August last, decided to have the final printing of the national-bank notes (the printing of their faces) executed at the Bureau of Engraving and Printing of the Treasury Department ; and, in order to accomplish, this purpose, the material used in printing this portion of the notes, consisting of 6,168 face-plates, 4,565 rolls, and 4,730 dies, has been transferred from the custody of the Comptroller of the Currency, by whom they were held, as provided in section 5113 of the Revised Statutes, to that of the Secretary of the Treasury. In addition to the material mentioned, 831 back-plates, 172 rolls, and 98 dies were similarly transferred. Since then all notes issued have been printed upon the distinctive or special paper heretofore used in printing the legal-tender notes, and the words " Series of 1875," as also the signature of the present Treasurer of the United States, have been imprinted upon their face. An examination of the plates, dies, bed-pieces and other material from which the national-bank circulation is printed, has been coinv pleted, in whole or in part, and a schedule of the same has been filed in this Office as required by section 5174 of the Revised Statues. A large amount of material, also, which had been used in printing the notes of associations which are in liquidation, has been destroyed in the presence of three witnesses, appointed, respectively, by the Secretary of the Treasury, the Comptroller of the Currency, and by the bank-note companies who were at the time in possession of such material. Other similar material, recently transferred to the custody of the Secretary, has also been destroyed in the presence of witnesses appointed by the Secretary and the Comptroller. The examination of this large amount of material and its transfer to Washington has occupied two months' time 5 and this, together with the alterations in the plates referred to, has caused considerable delay in furnishing to this Office unsigned circulating-notes for issue to the banks. It is expected that these alterations will be so far completed by the month of January next that circulating-notes will thereafter be delivered with the usual promptness. LVIII KEPORT OF THE COMPTROLLER OF THE CURRENCY. STATE AND SAYINGS BANKS, AND TRUST AND LOAN COMPANIES. As required by section three hundred and thirty-three of the Eevised {Statutes, the Comptroller presents herewith the condition of these monetary institutions, so far as obtained, for the year 1874-775. Scv'njs-1) mis. The returns received from the six New England States, and from New York and New Jersey, are, apparently, as complete and correct as the State authorities could make them. Those from California, compiled by the San Francisco Herald, also bear evidence of accuracy and completeness. From Pennsylvania only five savings-banks (four in Philadelphia and one in Pittsburgh) have furnished reports. The four Philadelphia banks report their aggregate assets at $15,374,775; the Dollar SavingsBank of Pittsburgh at $4,140,137. Maryland returns six savings-banks— five in Baltimore, having assets of $18,933,448, and one in Frederick, with assets of $113,570. Minnesota returns three; aggregate assets, $119,163. Indiana, which reported six savings-banks on January 1, 1874, will not furnish returns for the present year until January next. In the tabular statements of several of the States it will be observed that certain amounts have been added for the purpose of balancing.u These forced balances, made in this Office, will be found in the item of other investments" when the total resources fall short, and in u other liabilities" when the deficit is on the credit side of the account. An instance of this kind ccurs in the savings-bank statement for Massachusetts, and the umissing sum of $593,285 in the aggregate resources has been added to other investments." Last year it was found necessary to add $902,790 to u other liabilities" in order to balance the statement. The State commissioner of savings-banks furnishes no correction or explanation of these apparent errors in the u aggregates" which he supplies 5 and it has been found utterly impossible to derive any satisfactory explanation from the reports of the individual banks embraced in his last annual report. His suggestion, in this last report, that u the banks be required to furnish a statement of their condition, in the form of a trialbalance of their accounts," intimates plainly that the primary fault is in the law of the State, which does not require sufficiently explicit returns to be made by the banks. The item of " expenses" in the tables is extremely defective, many of the returns giving none whatever; and in a considerable number of the reports, United States bonds are not distinguished from other bonds and stocks, nor is the separation of the amount of "loans on real estate" from that of "loans on personal and collateral security" always observed. The present year furnishes savings-banks reports (complete and partial) from twelve States, ten of which appeared in my last annual report. Eeturns from three other States are now given for the first time, while from one that was reported by me last year no returns have been received. A comparison of the aggregates for the purpose of exhibiting their differences would therefore be useless; but the six New England States, together with New York, ^sew Jersey, and California, admit of instructive comparison. EEPORT OF THE COMPTROLLER OF THE CURRENCY. LIX Their principal items stand thus : # Aggregate deposits. Number of depositors. Average to eaeh. States. 1873-74. Xew England New York New Jersey California 1874-'75. $381, 207, 058 $405, 838, 925 285, 520, 085 303, 935, 649 29, 629, 588 30, 954, 877 67, 691, 097 72, 569, 103 1873-74. 1874-'75. 1,179, 484 839, 472 89,715 77, 910 1, 223, 441 872, 498 93, 800 91,993 1873-'74. $323 340 330 807 19 12 23 76 1874-'75. $331 72 348 35 330 00 789 36 State banks. In the tables of the appendix, banking institutions having capital stock, though calling themselves savings-banks, are included with State banks; and in several cases where but one true savings-bank is found in thfc report of a State, it, also, has been combined with the banks of discount and deposit of that State, to avoid the necessity of additional tables. The tables representing this class of banks are compiled from the returns of 551 institutions, situated in twenty-four States and the District of Columbia ; none having been received from the Territories. Their aggregate loans and discounts are $176,308,949, and their investments in bonds and stocks amount to $24,012,934. Of this last amount the item of " investments in United States bonds" is, for the reasons ustated^ inaccurate, and considerably below the true figures. The items of other investments/7 " undivided profits," and u surplus," though correct in the aggregate cannot be relied upon individually. The total resources are stated to be $272,338,996. In a few unimportant instances only has it been necessary to force a balance in the tables. The statement of the banks of Ohio, here given, was furnished by its Secretary of State. The amounts are apparently averages, returned to the auditors of eighty-eight counties for purposes of State taxation. They are without dates, but were collected in the months of September and October of this year. The number of banks assigned to Ohio is therefore an estimate only, and it has been found necessary to add the sum of $720,651 to uliabilities" in the statement, in order to balance it. The report of the nine banks in Chicago is taken from the Inter-Ocean, There were no others obtainable from the State of Illinois. West Virginia making returns of ten banks; Maryland, sixteen ; Ohio,, one hundred and five (estimated); New Orleans, "five; Arkansas, one; and Texas, five; are now given for the first time. Missouri, which was returned last year, could not be obtained for the present report. Trust and loan companies. Eeports from thirty-five of these institutions, situated in New York, Massachusetts, Connecticut, Ehode Island, and Philadelphia, have been obtained, and are separately tabulated in the appendix. The aggregate capital of these is $21,854,020; their deposits, $85,025,371; loans, $65,900,174; investments in bonds, stocks, and mort* From official rexwrts made to Parliament it is found that the amount due to depositors (including accrued interest) by the old savings-banks, and the post-office savings-banks of the United Kingdom of Great Britain and Ireland, was, at the close of the year 1874, $314,495,807. The number of open accounts was 3,132,293, making an average of $100.40 per capita. This shows a vast difference in the average of each depositor as compared with those of this country; but there is probably a great difference, also, in the character of the deposits. Those of Great Britain are, in the main, actual savings, while great numbers of the American savings-banks do a considerable amount of commercial business. LX REPORT OF THE COMPTROLLER OF THE CURRENCY. gages, of all kinds, $30,409,004; cash and cash items, $9,019,016; and their total resources are $122,800,175. Several of these companies state that they hold very large values, amounting to many millions, in trust, which are not the property of the companies, and are not, therefore, returned by them as deposits proper. The reports of the trust companies for New York, Massachusetts, Connecticut, and Kb ode Island are furnished by their respective State superintendents of banking institutions. Those of Philadelphia were obtained by direct applications made to their proper officers, who cordially and promptly responded to the requests of this Office, although they expressed doubt whether they could be properly classed as banking institutions. Explanatory. Earl}' in this year, at the time thought most appropriate for obtaining the latest reports, the Comptroller addressed letters to the governors, and to the bank superintendents of all the States having such an officer, asking for returns of the banking institutions of their respective States. The only available reports which have been received in answer to these applications will be found in the appendix. During the summer and autumn he again applied for the required information to the officers of nearly one hundred and fifty banking companies in the States from which no authentic reports had been received. The Comptroller takes pleasure in acknowledging the courtesy of a large number of these gentlemen ; but when the results of all these inquiries are examined, it will be seen how neglectful are the constituted authorities in respect to the monetary institutions of their respective States. The returns of 1,260 of the State banks, trust companies, and savings-banks in the United States show more than eleven hundred millions of dollars of deposits; seven hundred and seventy-five millions of loans and discounts; ninety-one millions of capital stock; sixty-nine millions of surplus funds and undivided profits, and a grand total of nearly thirteen hundred millions of resources, balanced by an equal amount of liabilities. How much beyond these sums remains unreported to this Office must be left to the estimates or conjectures of experts in finance. To understand the difficulties encountered by the Comptroller in collecting the statistics of the banks under consideration, it is sufficient only to instance the fact that many of the States do not, by law, require these institutions to report their condition to any of the State authorities. To his inquiries, several of the governors replied, " We have no such 7 u information;' and others added, and we don't know where it is to be had.'7 Some of the States require returns of those items only which they subject to taxation for State purposes, which are generally the capital stock and deposits of the banks; and even where full returns are required, they are usually averages for periods that vary in length and terminal dates. Among the States from which either no reports were received, or such, only, as could not be utilized, are the great States of Illinois, Ohio, Virginia, Louisiana, Missouri, and many others. Of the thirty-seven States in the Union, the Comptroller has been able to obtain reports of banks of discount and deposit from twenty-four only, and of the ten Territories, returns have been received from the District of Columbia alone. Many of these reports are manifestly defective. He has also obtained reports of savings-banks from but twelve States and parts of States, and of trust and loan companies from four States and one city. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXI One other source of information, which supplies some of the deficiencies mentioned, is found in the returns made to the Commissioner of Internal Revenue for purposes of taxation. I^rom the reports obtained by the Comptroller and from these returns the following table has been prepared, showing the number of State and savings banks and of trust companies, and the amount of their deposits at various dates in 1874-775, together with the number of banks and private bankers, and their average deposits for June, 1873, and May, 1875, as returned to the Commissioner. The table also shows the average amount of capital in May, 1875, and the taxable capital and deposits for the six months ending May 31,1875, as reported to him. The total average deposits for November, 1873, is also given in a note. From reports ob- From returns made to the Commissioner of Internal Revenue. tained by the Comptroller at various dates in Six months ending May, 1875. 1875. June, 1873. M a y 31, 1875. States and Territories. Taxable c apital Average de- Average de- Average capDeposits. ital. an d d eposits. posits. posits. Alabama Arkansas California Colorado Connecticut Dakota Delaware Dist. of Columbia... Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan. Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York. North Carolina.. Ohio Oregon Pennsylvania Rhode Island South Carolina .. Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Totals. $78, 246 72, 569,103 78, 519, 318 252, 479 1, 024, 001 9, 602,165 751,324 3, 757, 338 966, 119 5 61 23 184 26 11 6,149, 29, 718, 22, 567, 224, 376, 7, 408, 944, 202 430 308 429 055 264 30, 227, 492 35, 077, 089 253 416, 106, 226 "105 " 2 1 * 535," 202 133 53 66, 222, 831 52, 244, 723 436, 632 7, 594, 732 3, 057, 798 1. 946, 715 6, 909, 215 1, 260 $1, 667, 219 316, 338 66, 186, 456 305, 922 66, 124, 918 67, 628 1, 543, 785 8, 666, 579 154, 277 3, 204, 509 16, 854 33, 544, 797 10, 968, 885 6, 446, 114 2, 935, 323 12, 688, 659 7, 370, 620 27, 253, 684 21, 567, 758 200, 663, 465 11, 004, 407 1, 675,182 1, 473, 019 35, 720, 025 68, 835 946, 368 1,178, 148 29, 037, 827 35, 203, 844 425, 847, 438 1, 505, 944 36, 623, 163 784, 356 102, 957, 949 41,904,469 1,171, 628 3, 127, 673 2, 869, 837 493, 224 4, 865, 998 8, 688, 175 123, 956 2, 290, 556 8, 396, 392 42, 371 $1, 800, 847 184, 804 99, 640, 319 914, 054 77, 467, 290 96, 650 1, 385, 129 3, 814, 703 237, 265 3, 965, 978 56, 853 35, 629, 942 12,161, 278 11, 957, 458 2, 253, 757 32,200,901 7, 723, 296 29, 697, 569 24, 260, 491 238, 238, 794 10, 547, 674 1, 872, 648 1,261,665 35, 723, 844 80, 201 1, 060, 736 2, 086, 974 23, 558, 567 34, 408, 873 16, 841 440, 775, 402 1, 552, 466 39, 988, 035 1,236,848 96,717,293 53,127, 962 1, 224, 076 2, 916, 792 4, 153, 263 517, 819 10, 007, 254 7, 248, 461 157, 612 3,113, 178 8, 929, 797 43, 154 1,100, 042, 436 1,229,094,594 1,346,014,813 $955, 000 175, 275 19, 941, 282 165, 145 2, 399, 010 11, 000 470, 562 495, 456 42, 000 4,104, 257 102, 000 10, 163, 398 5, 402, 258 3, 330, 976 1,344,131 9, 709, 965 4, 039, 720 2, 140, 138 4, 447, 838 3, 974, 342 3,159,048 1,091,111 808, 919 9, 226, 683 76, 750 321, 719 195, 980 749, 014 1, 827, 170 22 15 112 28 106 8 9 16 9 69 4 329 143 210 93 93 27 66 58 243 151 57 22 210 4 32 12 67 70 3 848 19 300 8 485 60 17 26 95 7 20 $2, 864, 640 389, 408 80, 500, 652 1, 210, 992 22,321,012 129, 152 1, 274, 000 2, 992, 000 254, 400 9,170, 928 148,000 36,125, 944 14, 671. 704 11,501,548 3, 853, 484 25, 720, 252 10, 028, 648 4, 327, 220 12, 155, 636 15, 077, 532 13, 874, 364 2,819,160 2, 285, 364 48, 192, 328 174, 800 1,316,888 2, 587, 480 4, 883, 144 15, 274, 688 23, 752 219, 554, 096 2, 246, 020 40, 053, 768 1, 874, 000 105, 322,116 21, 818f 528 2, 494, 776 3,869,016 7, 235, 372 677, 020 2, 197, 792 10, 247, 228 334, 000 4, 062, 876 12, 259, 940 98, 408 200, 316, 098 4,375 780, 494, 076 64, 823, 359 621, 408 7, 687, 538 490, 455 21, 537, 699 3, 939, 263 1, 069, 550 875, 147 2, 947, 182 60, 000 90, 000 2, 869, 524 114,946 745, 783 1, 563, 597 10, 500 NOTE.—The amount of the average deposits for the rconth of November, 1873, as reported to the Commissioner of Internal Revenue, was $1,160,861,826. LXII REPORT OF THE COMPTROLLER OF THE CURRENCY. This table affords all the additional information at the command of this Office in reference to the number, deposits, and capital of State banks and private bankers of the country. Three hundred and twenty-nine banks and bankers in Illinois return to the Commissioner $35,029,942 of deposits, two hundred and ten in Missouri, $35,723,844, and ninety-three in Kentucky, $12,200,901; from none of which could returns be obtained from any {State officials. The savings-banks of California, twenty-five in number, hold $72,509,103 of deposits, while eighty-seven other institutions and private bankers return to the Commissioner $99,040,319 ; indicating that the total amount of deposits in California, outside of the national banks and the savingsbanks, is but $27,131,200. By a similar comparison it will be found that five hundred and ninety-five private bankers in the State of New York held but $24,G09,170 of deposits, while two hundred and fifty-three State and savings-banks and trust companies held $410,100,220. Other comparative results of corresponding character may be deduced from the table. Unfortunately for a useful comparison of summaries, the Commissioner's report embraces the returns of private bankers and brokers, and does not distinguish them, in numbers or amounts, from the incorporated or legally-authorized banks to which the Comptroller's inquiries are restricted. The total number of banks and private bankers reporting to his Office is 4,375, while the number of banks represented in the reports obtained by this Office number but l,2G0; the Commissioner's summary of the deposits held in May, 1875, is put at $1,340,000,000, while the aggregate reported to the Comptroller for various dates in 1874-?75 is $1,100,000,000—the number of the banks and bankers in one statement exceeding by 3,115 that of the bauks, trust companies, and savingsbanks in the* other, while their deposits are .but $240,000,000 greater in amount. Information in regard to these institutions, approximating to acaccuracy and completeness, can be obtained only through improved State legislation. Much that is promising of good results has already been done by exciting attention and endeavor in this direction. Appropriate bills were reported last winter in the legislatures of Illinois and Virginia, but were not passed. In these States, and elsewhere, the subject is undergoing what may be regarded as preliminary consideration. In several of the States, laws more or less effective are now in operation ; and it is deserving of notice that New York has enacted a law with respect to her savings-banks far more exacting and restrictive than are the legal restrictions imposed upon the national banks; thus conforming to a provision in the State constitution which was recently ratified by popular vote. It is a truth, not universally recognized, that concealment is not among the vested rights of chartered money corporations 5 but it is safe to say that the soundest of them regard publicity of their affairs to be a measure of safety to themselves and a duty to the public. AMENDMENTS. The following amendments of the national-bank act are recommended. 1. An amendment authorizing the Comptroller to appoint receivers of national banks, whether transacting business or in liquidation, when insolvency shall become evident from the protest of drafts or of checks drawn upon such associations, or otherwise, if, after due examination, REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIII it shall appear that the assets are insufficient for the liquidation of existing indebtedness. 2. Authorizing the appointment of a receiver when the charter of a bank shall be determined and adjudged forfeited by a United States court before which suit is brought, as provided in section 5239 of the Revised Statutes. 3. Providing that after full payment shall have been made of all the debts of an association, an agent may be appointed by the shareholders of the bank, for the purpose of liquidating its affairs; and thereupon discharging the Comptroller and receiver, by virtue of'such legislation, from all further responsibilities. 4. For the investment of the funds of insolvent banks, on deposit with the Treasurer, in interest-bearing securities of the United States, when dividends are delayed by reason of protracted litigation. 5. Providing that if any shareholder or shareholders of banks, whose capital stock is impaired, shall refuse, after three months' notice, to pay his or their assessments, as provided in section 5205 of the Eevised Statutes, a sufficient amount of the capital stock of such delinquent shareholder or shareholders shall be sold to make good the deficiency. 6. An amendment of section 5200 of the Eevised Statutes extending the limit of liability of any association, person, company, orfirm,for money borrowed, from one-tenth of the capital paid in, to fifteen per cent, of capital and surplus for banks located in the reserve cities, and to one-tenth of capital and surplus for other banks. 7. Prohibiting the deposit of more than ten per cent, of the capital of a national bank with any private banker, or with any person or association other than a national banking association. 8. That no national bank shall be liable to make good any deficiency which may hereafter arise in any special deposit made with such bank, unless there shall be produced by the owner of such deposit a receipt in w7hich the liability of the bank shall be distinctly stated. 9. The repeal of the two-cent stamp-tax upon bank-checks. 10. Enquiring the word ucounterfeit," or "altered," or uillegal," to be stamped on all counterfeit or unauthorized issues. 11. The repeal of that portion of section 4 of the act of June 17, 1870, which provides for the organization of savings-banks in the District of Columbia. Many of these proposed amendments were incorporated into a bill reported from the Committee on Banking and Currency during the last session of Congress, but no final action was reached upon them. SYNOPSIS OF SUPREME COUKT DECISIONS. The following synopsis of the decisions of the Supreme Court of the United States relative to national banks (3d to 21st Wallace, inclusive) has been prepared at the request of the Comptroller by Hon. Charles Case, late receiver of the First National Bank of New Orleans, now of this city. ABATEMENT. An action brought by a creditor of a national bank is abated by a decree of a district or circuit court dissolving the corporation and forfeiting its franchises. {National Bank of Selma vs. Colby, 21 Wallace, 009.) ACTIONS. I. A national bank may be sued in proper State court. (Bank of Bethel vs. Pahquioque Bank, 14 Wall., 383, p. 395.) IT. Such banks may sue in Federal courts. The word " by " was omitted in section 57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 506-7.) Receivers may also sue in United States courts. (Ibid.,pp. 506-7.) LXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. ACTIONS—Continued. III. When the fall personal liability of shareholders is to be enforced the action must be at law. (Kennedy vs. Gibson, S IValL, p. f>05.) IV. But if contribution only is sought the proceedings should be in equity joining all the shareholders within the jurisdiction of the court. (Ibid., pp. 505-6.) V. In such equity suit a decree interlocutory may be entered for the per centum ordered, and the case may stand over for the further action of the court if necessary until the whole personal liability is exhausted. (Ibid.,p. 505.) VI. In such equity suit it is no defense that shareholders not within the jurisdiction are not joined. (Ibid., p. 506.) VII. Suits to enforce personal liability of shareholders may properly be brought before other assets are exhausted. (Ibid., pp. 500-6. See also ki COMPTROLLER/7 III, "DEBTORS," I.) VIII. When a creditor attaches the property of an insolvent national bank lie cannot hold such property against the claim of a receiver appointed after the attachment-suit was commenced. Such creditor must share pro rata with all others. (National Bank of Selma vs. Colby, 21 Wall., 609.) ATTORNEYS. Section 56 of currency act is directory only, and it cannot be objected by defense that a suit is brought by private attorney instead of the United States district attorney. (Kennedy vs. Gibson, S Wall.,p. 504.) BY-LAWS. A national bank cannot by its by-laws create a lieu on the shares of a stockholder who is a debtor of the associat ion. (Bullard vs. National Bank, <£-c, 18 Wall., 589.) See also case of Bank vs. Lanier, 11 Wall., 369, cited under "'LOANS ON SHARES," post. CHECKS. I. Holder of check on a national bank cannot sue the bank for refusing payment in the absence of proof that it was accepted by the bank. (National Bank of Republic vs. Millard, 10 Wall, p. 152.) II. The relation of banker and customer is that of debtor and creditor. Receiving deposits is an important part of the business of banking, but the moment they are received they become the moneys of the bank, may be loaned as a part of its general fund, and the check of the depositor gives no lien upon them. (Ibid., per Davis, J., p. 155.) III. Perhaps, on proof that check had been charged to the drawer, and that the bank had settled with him on that basis, the holder or payee could recover on a count for " money had and received.11 (Ibid.,pp. 155-6.) IV. The facts that the hank was a United States depository and the check was drawn by a United States oflicer to a United States creditor, do not vary the rule. (Ibid., pp. 155-6.) COMPTROLLER. I. Comptroller must decide when and for what amount the personal liability of the shareholders of an insolvent national bank shall be enforced. (Kennedy vs. Gibson, 8 Wall, p. 505.) II. His decision as to this is conclusive. Shareholders cannot controvert it. (Ibid*, p. 505.) III. In any suit brought to enforce such personal liability, such decision of the Comptroller must be averred by the plaintiff, and, if put in issue, must be proved. (Ibid.,p. 505.) V. Comptroller appoints the receiver, and therefore can remove him. (Ibid., p. 505.) VI. Comptroller cannot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. (Case vs. Terrill, 11 Wall, p. 199.) CURRENCY ACT. I. " The purpose of the currency act was, in part, to provide a currency for the whole country, and, in part, to create a market for the Government loans." Strong, Justice, in Tiffany vs. Missouri, IS Wall, p. 413.) (Per DEBTORS OF NATIONAL BANKS. I. Debtors of an insolvent national bank, when sued by the receiver, cannot object that pleadings do not show a compliance with all the steps prescribed by statutes as preliminary to the appointment of such receiver. (Cadle, Receiver, <y-c, vs. Baker § Co., 20 Wall, p. 650.) II. Such ordinary debtors may be sued by receiver without previous order of Comptroller. (Bank vs. Kennedy, 17 Wall, p. 19.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV INTEREST. I. Under section 30 act of 1864, a national bank in any State may take as high rate of interest as by the laws of such State a natural person may stipulate for, although State banks of issue are restricted to a lesser rate. (Tiffany vs. National Bank of Missouri, 18 Wall, p. 409.) [NOTE.—In Missouri, natural persons may take ten per cent., but State banks are restricted to eight per cent. In this case the national bank had taken nine per cent. Held, legal.] II. Held, also, that as the action was virtually brought to recover the penalty for usury, the statute (section 30) must receive a strict construction. (Ibid.,}). 409.) JUDGMENTS. I. A judgment against a national bank in the hands of a receiver upon a claim only establishes the validity of such claim; the plaintiff can have no execution on such judgment, but must await pro rata distribution. (Bank of Bethel vs. Pahquioque Bank, 14 Wall., p. 383. Clifford, J., p. 402.) LOANS ON SHARES. I. National banks are governed by the act of 1864, which repealed the act of 1863, and cannot, therefore, rra've loans on the security of their own shares, unless to secure a pre-existing debt", contracted in good faith. Bank, <$-c, vs. Lanier, 11 Wall, p. 369.) II. The placing of funds by one bank on permanent deposit with another bank is a loan within the spirit of section 35 of act of 1864. (Ibid.,p. 369.) III. Loans by such banks to their shareholders do not create a lien on the shares of such borrowers. (Ibid., p. 309. See also HuUard vs. Bank, 18 Wall., p. 580; a n d " .13 Y-L A WS ," s up ra.) RECEIVERS. I. Receiver of a national bank is the instrument of the Comptroller and may be removed by him. (Kennedy vs. Gibson, 8 Wall.,p. 505.) II. Such receiver is the statutory assignee of the assets of the bank, and may sue to collect the same in his own name, or in the name of the bank, for his use. (Ibid., p. 506.) III. In such suit it is not necessary to make the bank or creditors parties. (Ibid., p. 506.) IV. Receiver of a national bank represents such bank and its creditors, tut he in no sense represents the Utilled Slates Government, and cannot subject the Government . to the jurisdiction of any court. (Case vs. Terrill, 11 Wall, p. 199.) Y. Decision of a receiver rejecting a claim against his bank is not final. Claimant may still sue. (Bank of Bethel vs. Pahquioque Bank, 14 Wall, p. 383.) VI. The clause of section 50, act of 1864, which prescribes that the receiver shall be '• under the direction of the Comptroller v means only that he shall be subject to his direction, not that he shall not act w ithout orders. He may and must collect the assets. That is what he is appointed for. (Bradley, J., in Bank vs. Kennedy, 17 Wall, pp. 22-i;3.) SHARES OE STOCK. I. A national bank whose certificates of stock specify that the shares are transferable on the books of the bank on surrender of the certificates, and. not otherwise, and which suffers a shareholder to transfer without such surrender, is liable to a bona fide transferee for value of same stock, who produces such certificate with usual power of attorney to transfer; and this is so though no notice had been given to the bank of the transfer. (Bank vs. Lanier, 11 Wall, p. 369.) II. Shares, quasif negotiable. (Ibid., p, 369.) SHARES, TAXATION OF. I. The act of 1864, rightly construed, subjects the shares of the association in the hands of shareholders to taxation by the States under certain limitations set forth in section 41, without regard to the fact that part or the whole of the capital of such association is invested in national securities, which are declared by law exempt from State taxation. ( Van Allen vs. Assessors, 3 Wall, p. 573.) (Chase, Chief-Justice, and other judges dissented.) II. Act thus construed is constitutional. (Ibid.,p. 573.) III. A certain statute of New York which taxed shares of national-bank stock declared void, because shares of State banks were not taxed, although their capital was; the act of Congress prescribing that shares of national-banks shall be taxed only as shares of State banks are. (Ibid., p. 573.) The ruling as to taxing shares of stock re-affirmed in Bradley vs. People, 4 Wall., and National Bank vs. Commonwealth, Wall, p. 353.* * See also 4 Wall., 244, and 19 Wall., 490. C C—V LXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. SHARES, TAXATION OF—Continued. In last case, held that a State law requiring the cashier to pay the tax was valid. Reid, also, that a certain State tax-law virtually taxed " shares of moneyed corporations," &c. IV. Shares of stock in national banks are personal property, and, though in one sense incorporeal, the law which created them could separate them from the person of their owner for taxation, and give them a situs of their own.—(Tappan, Collector, vs. Bank, 19 Wall, p. 490.) V. Sec. 41 did thus separate them, and give them a situs of their own. (Ibid., p. 490.) VI. This provision of the national-currency act became a law of the property (in shares), and every State in which a bank was located acquired jurisdiction, for taxation, of all the shares, whether owned by residents or non-residents, and power to legislate accordingly. (Ibid.,p. 490.) APPENDIX. Special attention is called to the carefully-prepared tables contained in the report and the appendix, showing the number of banks organized and closed, with their capital, bonds deposited and circulation, the resources and liabilities of the banks from their organization to the present time, their resources, dividends and earnings, the amount of proved claims and of dividends made to creditors of insolvent banks, banks which have gone into liquidation, the amounts and different kinds of United States bonds and other stocks and bonds held by the banks, the amount of specie and paper-money of the banks and in the United States, the unredeemed notes of State and national banks which have ceased to do business, the capital and deposits of State and savings banks, and the amount of national and State taxes. A list of these tables will be found on the following page, and an index to the last report of each of the two thousand and eighty-seven national banks at the end of the volume. in concluding this report the Comptroller takes great pleasure in #acknowledging the uniform courtesy of the honorable Secretary of the Treasury, and desires also to tender his thanks to the officers and clerks associated with him, for the faithfulness and industry with which they have performed their respective duties. JOHX JAY KM)X, Comptroller of the Currency. The SPEAKER OF THE HOUSE OF REPRESENTATIVES. LIST OF TABLES CONTAINED IN REPORT AND APPENDIX. .REPORT Page. I. Table showing the resources and liabilities of the national banks on October ], 1875, classified by reserve-cities, &c IY II. Table showing the resources and liabilities of the national banks in October of each year, from 1871 to 1875 V III. Table showing the amounts and kinds of Treasury notes issuetl in 1812-'15 VI IV. Table showing the bonds required to secure the circulation of the national banks, their par and currency value, gold interest and its currency value, and the amount of circulation they secure XVII V. Table showing, by geographical divisions, the ratios of national-bank dividends to capital, and to capital and surplus, 1869-'75 XIX VI. Table showing, by States, the number of national banks which have failed, with their capital, claims proved, dividends paid, and estimated loss XXIII VII. Table showing the mercantile failures in the United States and in New York City, 1870-'75 XXIII VIII. Table showing amount and increase, scmi-annually, of the surplus fund of the national banks, 1864-'75 XXIV IX. Table showing, by States, the number of national banks organized, with their capital, and circulation issued and retired, from June 20, 1874, to January 14, 1875 XXX X. Table showing, by States, the issue and retirement of national-bank circulation, from June 20, 1874, to November 1, 1875 XXXI XI. Table showing the monthly issue and retirement of national-bank circulation, and the monthly deposit and retirement of legal-tender notes, from June 20, 1874, to November 1,1875 XXXII XII. Statement exhibiting the operation of the acts of June 20, 1874, and of January 14,1875, down to November 1, 1875 XXXIII XIII. Table showing-the amount of national-bank notes received by the Comptroller and at the redemption-agency of the Treasury, from June 20, 1874, to Novem • ber 1, 1875 XXXY XIV. Table, by denominations, of the numbeV and amount of national-bank notes issued, redeemed, and outstanding, 1863-'75 XXXYII XY. Table showing, by numbers and amounts, the .increase and decrease of each, denomination of national-bank notes during the year ending November 1, 1875.. XXXYII XVI. Statement of the amount of national-bank notes destroyed yearly from 18G5 to 1875 XXXYII XVII. Table showing, by States, the taxation of the national banks for the year 1874.. XXXVIII XYIII. Tabular estimate of the total yearly taxation of national banks, 1866-'75 XXXIX XIX. Table showing the yearly amount of United States taxation of national banks, 1864-'75 XLI XX. Statement of the amount of taxes collected from banks other than national, for the fiscal year ending June 30, 1875 XLI XXI. Table of aggregate dividends and earnings of national banks, with their capital and surplus (seini-annnally), 1869-'75 XLIII XXII. Table showing, by States, the ratios of dividends to capital and to capital and surplus, and of net earnings to capital and surplus (semi-annually), 1871-'75 . . XLIV XXIII. Table showing the specie held by national banks at the dates of their reports, 1866-'75 XLVI XXIY. Estimate of the amount of specie in the United States on June 30, 1874, and June 30,1875 XLYII XXV. Table showing the amounts and kinds of outstanding United States and national-bank notes, 1866-'7"> XLYII XXVI. Table showing the yearly transactions of the New York clearing-house, l854-'75 XL YIII XXYII. Table of thirty banks in New York City, with their greatest State circulation, and the proportion remaining unredeemed XLIX LXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Page, XXVIII. Table of national banks -which failed prior to 1670, with their greatest circulation, and the proportion remaining unredeemed XXIX. List of national banks for -svhich receivers have been appointed during the last year XXX. List of insolvent national banks which have paid dividends during the last year XXXI. Table showing the amounts and kinds of United States bonds held as security for national-bank notes XXXII. Statement of the amounts of stocks, bonds, &c, and of real estate, held by national banks June 30, 1875 XXXIII. Table of reserve required and held October 1, 1875, under the national-bank act and the act of June 20, 1874 ,• also the amount released under last-named act XXXIV. Table showing the reserve of the national banks, required and held, at three dates, yearly, from 1870 to 1875 XXXV. Table showing the number and amount of counterfeit IJank of England notes, 1806-74 XXXVI. Table showing the aggregate deposits, &c, of savings-banks in certain States, 1873-'74 and 1874-75 XXXVII. Comparative table showing, by States, the deposits, Sec, of banks other than national, from returns received by the Comptroller and by the Commissioner of Internal lievenue XXXVIII. Synopsis of decisions of the United States Supreme Court relative to national "banks L L L LI LII LII LIII LVI LIX LXI LXIII APPENDIX. I. Table showing, by States, the number of banks organized, closed and closing, and in operation, with their capital, bonds, and circulation, November 1,1875. LXIX II. Table showing tlio taxation of the national banks for 18G7 LXX III. Similar table for 18G9 LXXI IV. Table showing the currency value of gold and the gold value of currency, at various dates from 1802 to 1875, with diagram LXXII AT. Table; showing the average weekly liabilities and reserve of the national banks of Xew York City, as reported to the clearing-house, September and October, 1870-75 \ LXXIII VI. Table showing, by geographical divisions, the dividends and earnings of the national banks, for semi-annual periods, 18G9-"75 I LXXIV VII. Tables showing, by States and reserve-cities, the dividends and earnings of the national banks, semi-annuaily, for the year ending September 1,1875 LXXYI VIII. Table showing the liabilities and reserve of the national banks at the dates of their reports, 1870-75 LXXVIII IX. Table showing, by States and reserve-cities, the percentage of reserve of the national banks to their liabilities, 1871-75 LXXX X. Tables showing, by States and reserve-cities, the liabilities and reserve of the national banks at the dates of their reports, since October 2,1874 LXXXII XI. Table showing, by States, the resources and liabilities of State banks XCII XII. Table showing, by States, the resources and liabilities of savings-banks XCV XIII. Table showing, by States, the aggregate deposits of savings-banks, with the number of their depositors and amount due to each XCVI XIV. Table showing, by States, the resources and liabilities of trust and loan companies XCVII XV. Table showing the aggregate number of national-bank notes issued, redeemed, and outstanding, on Xovember 1, 18(58-'75 XCVIII XArI. List of national banks in voluntary liquidation, with their capital, circulation issued and retired, and circulation outstanding, November 1, 1875 XCIX XVII. List of national banks in the hands of receivers, with their capital, circulation issued and retired, and circulation outstanding, Xovember 1,1875 CIII XVIII. List of insolvent national banks, with the date of appointment of receivers, capital, claims proved, and dividends paid CIV XIX. List of officers and clerks in the office of the Comptroller of the Currency CV XX. Expenses of the office of the Comptroller of the Currency for the fiscal year ending June 30,1875 CVI XXI. Tables showiug the aggregate resources and liabilities of the national banks at the dates of their reports, 1863-'75 2 X X I I . Abstracts, by States and reserve-cities, of the reports made by national banks since October 2, 1874 16 X X I I I . Report of the condition of each national bank on the 1st day of October, 1875.. 59 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIX Table showing for each State and Territory, on the 1st day of Xovember, 1875, the total number of banks organized, closed and closing, and in operation, with their capital, bonds on deposit, and circulation issued, redeemed, and outstanding. Banks. j Circulation. j In op- Capital States and Territories. Organ- ! Closed, j era- i l^aid in. ized. I I tion. | Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut: i | j Totals, E a s t e r n S t a t e s . j New York New Jersey Pennsylvania Delaware Maryland ! j i ! Totals, Middle States.; District of Columbia Virginia "West Virginia North Carolina South Carolina Georgia Florida , Alabama .,. Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri... ; ; : j [ ; 72j 40! 49; 237j 02! . 84 330 67 245 11 33 11! 10. 3: i j 32 42 Totals, Southern a n d Southwestern States. Totals, Western States.! 48J 1| 14! 191: llll 159! 86! 41 101 11 70 250*15,125,180: iv .-no, £ LU, 370, oiv, 000 uuw $9, o.», 388, ooc, S.JU ^ u , 1.4.0, LCV^£6,690,593, -^U, \ni\j, 0110, $8 QO434,587 1 0 1 , o< ~ - 615, 000 " 5, - 623, 012i - " ' " • 5! 527 45! 5, 8, 903, 780! 3, 942, 253! 4,• '961, 581 40! 8, 945, 390' 8, 01)2, 000! 13, 702, 250; 6, 523, 669J 7, 178,!, 5; 68, 877 234! 96, 244, 600' 70, 366, 550! 120, 155, 330 57, 786, 453 62, 368, 8' 6->! 20, 579, 800 14, 775, 400 25, 835, 945 12,606,445 13,229,500 ! blj 25,974,814; 20, 266, 900 3 5 , 3 1 9 , 2 7 0 17, 067, 411 18, 251, 859 282 107, 794, &JV W. 14, 345, 350 231! 57,145,307. 111 1. 523, lcT>i 31' 13, 773, 6t'5! 57, 430, 200 129, 288, 330 12,470,6501 21,261,650 48, 479, 350! 81,902,995 1, 453, 200! 2, 461, 465 9, K)8, 550! 17,762,100 5! M 5! .1! 2; .v; 1! 9; 2, 032, 000 3, 594, 200 : 1, 846, 000 2,200,000 3,135, 000 2, 685, 000: 50,000 1, 625, 000 1, 628, 000; 2, 994, 750; 1,531,050! 1,670, 100| 1, 760,000; 2,026,4(0! 50,000l 1, 580, 000; .I 74, 877, 4881 54, 410, 842 10,032.797! 11,228,853 38, 338' 527| 43, 564, 468 1,174,740 1,289,725 8, 557, 701 9, 204, 399 1, 535, 615| 2. 607, 078J 2,090,851! 912, 520; 917, 250! 1,490,186! 1, OOOl 655, 617 63, 874 2, 421, 407 643, 283 : 114, 529! 4, 406, 605! 2, 045, 050; 5,356,431! 4, 250, 000 10! 1, 200, 000 2 205, 000j 50 10,295, 120. 26 3, 380, 300 35; 9. 095, 300 1, 318, 135 3, 286, 662 2, 065, 769 1,811,400 1, 865, 150 2,118, 954 44, 000 1, 420, 083 2,126 2, 947, 213 711,167 238, 471 8, 767, 080 2, 908, 270 4, 372,104 46; 214! 45, 590, 920 30, 338, 050 59, 143, 880 25, 267, 296, 33, 876, 584 18, 8! 103 15 (i 13 36 i Outstandj Redeemed. 621 194, 582, 478 129, 737, 950252, 679, 540 132,981,253 119,698,287 086! 9; 29J 20; 11!. 12 . 15 ! Issued, 53r 1(»7, 729, 604 128, 512,112 219, 041, 755 104, 616, 824 114, 424, 931 550 j Ohio Indiana Illinois Michigan . . "Wisconsin . Iowa Minnesota . Kansas Nebraska. 3| Bonds on deposit. 13 3 8; lj 173 80 42 82 33 19 30. 841, 563, 556, 458, 550, 372, 527, 420, 000, 000 400 000 500 000 000! 30H! OOO! 000| 26,059,450 15, 206, 500 13, 017, 800 7, 373, 150 2, 492, 000 5,031,000 3, 075, 400 1, 220, 000; 1, 010, 000; 43.241,110 26, 933, 315 27, 787, 335! 12, 472, 00(): 5, 815, 500 9, 813, 255 5. 362, 680 2, 225, 820 1, 358, 600 19,577,639 23,663,471 12,197,991 14,735,324 13, 358, 306! 14, 429, 029 5,382,508; 7,089,492 329 2, 901. 1711 2, 914, " " 4,511,861; 5, 301, 394 2, 266, 339 3, 096, 341 886, 242' 1, 339, 578 523, 070; 835, 530 771 Nevada. Oregon . Colorado . Utah . Idaho. Montana. Wyoming New Mexico . Dakota 125, 512 131,700 350, 490 365, 416 61,339 116,815 17, 760; 142,810| 22, 430 Totals, Pacific States and Territories 1, 676, 000 3, 113, 210 1, 334, 272 1, 778, 938 Due to banks for mutilated notes returned Grand totals 2,297; 305, 743, 202,364, 749, 412 608, 988, 000 325, 804, 772;345, 586, 902 GOLD-BANKS. Massachusetts . California Totals, gold-banks . . . 4, 700, 000| 2, 800, 000 120,000 2, 745, 900; 120,000! 115,900! 2,630,000 4,700,000 2,800,000; 2,865,900; 235,900! 2,630,000 LXX REPORT OF THE COMPTROLLER OF THE CURRENCY, TaMc showing the amount and rate of taxation (United States and State) of the national banks for the year 1867. Amount of taxes. States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia "West Virginia North Carolina * Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas • Nebraska Oregon Colorado Ttah Idaho Montana Totals ! Capital stock.! ICnitedStates. 69, 085, 4, 735. 0, 510, 7!), 932, 20, 364, 24, 584, j | I 000 000 012 000 800 220 116,494,941 J1., 333, 350 50, 277, 795 1, 428, 185 12, 590, 203 1, 350, 000 2, 500, 000 2, 216, 400 583, 300 1, 700, 000 500, 000 1, 300, 000 576, 450 200, 000 2, 885, 000 2, 100, 000 22, 404, 700 32,867,000 11, 620,000 5,070,010 2, 935, 000 3, 992, 000 1, 660, 000 7, 559, 300 400, 000 250, 000 100, 000 350, 000 150, 000 100. 000 100, 000 I 422, 804, 066 i State. K a t e of taxation. Total. $141, 226 8180,110 $321, 345 93, 179 88, 773 181, 952 144,164 122, 214 266, 377 1, 616, 825 1, 562,128 3, 178, 953 195, 355 324, 844 520, 200 387,146 434, 4-10 821, 587 3, 022, 662 4, 058, 706 7, 081, 368 223, 106 253, 359 476, 465 1,242,037 j 278, 268 1, 520, 305 32, 621 1, 261 33, 881 260, 2(51 166, 054 426, 315 J5, 330 3, 286 18, 615 48, 345 13, 926 (52, 270 46, 960 51,457 i 98, 424 9,049 5.144 ! 14,193 40, 845 46, 895 6, o^o 050 8, 763 3, 830 12, 592 35, 894 20 042 i 55, 936 9, 015 6, 8(55 2, 14!) | 7, 096 5, 745 1,351 77, 283 5!), 816 17,467 80, 435 52, 460 27, 975 ! 514, 681 520,951 J 1, 035, 633 278, 798 479, 170 200,372 I 231,917 j 553, 323 321, 406 111, 790 (56,001 I 179, 851 62,012 | 76, 583 138, 595 88,281 194,031 106,349 29. 522 68, 655 39, 132 189^ 248 133,142 322, 389 18,030 10, 229 7, 801 17, 749 10, 735 7,014 1,624 1, 624 11, 317 9, 702 1, 097 2, 984 1, 887 1, 405 1, 884 479 5(0 1, 397 837 9, 525, 607 j 8, 813, 126 j 18, 338, 734 States. State. Total. Per ct. Perct. Per ct. 1.5 3.5 2. 0 1.9 1.9 20 1.5 1.7 26 22 2.5 2.3 2. 1 1.3 1.9 2.1 1.5 2.5 1.7 2.8 1.2 2. 9 2"l 27 2.'3 2.8 2. 2 2.6 2.0 1.4 2.5 4.3 2. 4 2. 8 1.3 0.5 0.8 1.9 3.8 4.1 4.0 2.5 3.3 6.1 4.2 3.0 2.4 3.4 1.6 2. 2 2*0 1.0 1.6 3.5 2. 0 0.5 0.1 1.3 0.3 0.6 2.3 0.9 0.4 1.0 1.5 0.4 0.7 0.6 1.4 2.3 1.5 2.0 1.3 2.1 2. 2 Zl 2.4 2.9 2.7 4.3 16 3.6 2. 7 4.1 4.6 | i I I ' L3 | 2.0 | 2.0 j 2.8 i '6.T 0.7 1.4 0.6 3.7 4.8 3.5 4.74.9 3.3 3.4 4.5 7.1 2. 4 3! 2 2.0 1.9 1.4 4.3 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXI Idble showing the amount and rate of taxation ( United States and State) of the national banks for the year 1669. Amount of taxes. States and Territories. United States. Totals State. ! es State. Total. Total. Per ct. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois. Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon Colorado Idaho Montana I Rate of taxation. Capital stock. j ! j | i \ ! | i ! ; ; i i .'; ' 89, 185, 000 4, 835, 000 6, 385, 012 81, 282, 000 20, 164. 800 24, 606, 820 112, 207,841 11, 465, 350 49, 500, 390 1, 428,185 12, 790, 203 1, 050, 000 2, 221, 860 2. 116, 400 683, 400 823, 500 500, 000 400. 000 300, 000 525, 000 200. 000 835, 000 987, 400 917, 399 752, 370, 510, 710, 717, 770, 810, 400, 400, 100, 350, 100, 100, 000 000 000 000 000 000 300 000 000 000 000 000 000 419, 619, 860 $191, 779 97, 245 129, 059 1, 691, 620 344, 687 476.241 2,958,089 j 279,410 j 1,312,419 | 30,907 j 277,590 i 23,814 i 59,281 ! 51,979 I 15,712 | 19,763 45, 824 5, 926 27, 455 11,184 4, 284 62, 836 47, 164 635, 935 298, 336 369, 742 143, 649 80, 903 122,162 45, 223 171, 198 17, 443 14, 593 2. 917 11, 902 1, 179 1,731 10, 081,244 $164,150 102, 812 117,107 1, 329, 018 175, 466 360, 457 2, 980,104 200. 121 2i)0, 186 3,265 1-17,8:4 ; 1.850 ! 8, 882 I 37, 053 j 2, 455 ' 7,952 8, 254 i 490 j 7. LOT ! 4,375 ! 6, 998 i 10.236 I 6. 570 ! 573,576 ; 218,888 217, 652 34,384 ; 50, 663 | $355, 929 200, 057 246, 166 3, 020, 638 520,153 842, 701 5, 938,193 479, 531 1, 578, 605 34,172 425, 444 25, 664 68, 163 89, 032 18,167 54^ 078 6, 416 34, 562 15, 559 11, 282 73, 072 53, 734 1, 209, 511 517, 224 587, 394 178, 033 131, 620 53, 621 i 175, 783 29, 873 ! 75, 096 120, 720 S 291,918 16,009 j 33, 452 10,838 25, 431 2, 917 11,286 23,188 I 2,541 3,720 I 4. 014 I 2,283 7,297,096 I 17,378,340 2.1 2.0 2.0 2.1 1.7 1.9 2.6 2. 4 2.7 2 2 2. 2 2.2 2.7 2. 3 2.3 2.4 3.0 1.5 2.1 2.2 2.1 2.2 2 4 2.9 2.4 3.0 2.6 3.0 3.3 2.5 2.2 4.4 3.7 2.9 3.4 1.2 1.7 Perct. Per ct. 1.8 3.9 2.1 4.1 1.8 3.8 1.6 3.7 0.9 2.6 1.5 3.4 2.7 5.3 1.8 4 2 0.5 3.2 0.2 2. 4 1.1 3.3 0.2 2.4 0.4 3.1 1.7 4.0 0.4 2.7 1.0 3.4 0.6 3.6 0.1 1.6 0.6 2.7 0.8 3.0 3.5 5.6 0.4 2. 6 0.3 2.7 2.6 5. 5 1.7 4.1 1.8 4.8 0.6 3.2 1.9 4.9 1.4 4. 7 1.7 4.2 1.5 3.7 4.0 8.4 2.7 6.4 2.9 3.2 6.G 2.5 3.7 2.3 4.0 4.1 LXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. CUHIiEXCY VALUE OF GOLD. Table showing currency-price in dollars of one hundred dollars in gold in the New York market, by montlis, quarter-years, Iialf-yeurs, calendar years, and fiscal years, from January 1, 16G2} to August 31, 1875, both inclusive. Periods. January February March April May June July August September October November December First quarter-year Second quarter-year Third quarter-year Fourth quarter-year First half-year Second half-year Calendar year Fiscal year ended June 30. 18o7.:. 1868. 1869. 1870.' 1871. 1872. 1873. 1874. ! 1862.'1663. 18G-1.: 18G5.1866. 102. 5;!45. 1:155. 5 216. 2| 140. 1 131. 6138.5:135.6 121. 3 110. 109. 1 112. 7 111. 4 5160. il58. 6 205. 5|138. 4137 4141. 4|134. 4|l 19. 5 111. 110.3 114. 1 112. c 115. 5 112. 1 101. 6 151. 162. 9jl73. 6130. 5135 1139. 5J131. 3J112. Ill 117.8113.4 jlOl. 5 151. 172. 7148. 5! 127. 3'135. 6'138. 7J132. 9 113. 110. 176. 3:135. 6! 131. 8137 139. 61139. 2l 114. 111. 5 113.7 117. 7'112. A 1103. 3148. jlOO. 5 14-1. 210. 7 140. 1148.7137 140. 1:138. l l l l 2 . 9 112. 4 113. 9 116. 5111. c !ll5. 5130. 1258. li 142.1151.6 139. 4142. 71136. ljllG. 112. 4 114. 3 115. 7 110 ill I.5 125. 254. 1 143. 5! 148. 7140. 145. 5 134. 2117. 112. 4 ! 1I4. 4 115. 4! 109. 7 |118. 5 131. 222. 51143. 9l 145. 51143. 4143. 6 I3ti. 8 114. 2 114.5 113. 5.112. 7 109. 7 !I23. 5 14 7. 207. 2145. 51148. 3 143. 137. 1 130. 2 i l l 21.8 113. 2:il3. 2 108. 9 HO . 131. 1 1 IS. 0233. 0 147 1143. 8139. 6 13 1. 4 120. '21111.\ 111. '2112. 9-108.6 110. 9| 132. 8 135. ^121. 5 110.i 109. 3 112.2 110 I l l l . I i 10-2. G 153. : I 03. P14.8. 11 6. 2130. 130. 6,148. j I I 4159 |198. 5!l36.3'l35. 7 159. 6 133.8.117.8 i l l . 1 109. 8 114. 1 111. 9 114. 2 3 166. 6141. 4135. 9 136. 7139. 5 136. 7 113. C> 111. 5 112. 9 117. 3 112. 4115. 9 2 24 1.9 143. 2 146. 6 141. 2 113. it 135. 7116. 5S113. 11 14. 1114. 6 109. 8 114. 7 9 222.7 146. 2 142. 9 139. 3 135. 6! 126 111. 6 111.'2112. 8109. 2110. 9! I i ! 2 139. i. 2 ! !50. i :. 413J. 8:172. 8169. 9! 136. 1136. 139. 6 233.8 114.7 145.8 140. :. 3 1 15. 2 203. 3 157. 3 140. 9 136. 139. . . 137. 1.15'j. 22:U. 9,140. 4141 139. I ! l | 6 135. 3115. 7 111. 3 111. 4 115. 7112. 2 115. 1 e.l;JU.b:114 121.1 113. 4 111. 9 110.31 7 133 1114. 9 111. 7 112. 4 113. 8 111.2' 9 137. 5; 123. 3112.7 111. 8 114. 0 112 |112. 7 GOLD VALUE OF CUIUtEXCY. Table showing the gold-price in dollars of one luntiircil dollars in currency in the Ken- Tort market, by months, quarter-years, half-years, calendar years, and jiscal years, from January 1, 1^(52, to August "M, 1875, both inclusive. Periods. January February March April May June July August September October November December 1862. 1863.; 1864. 1865. 18G6. 1867. 1866' 1869. 1670.' 1871.| 1872/ 1873.11874.11875. I 97.6 96. 6 | 98. 2 98. 5 96. 6 93.9 | 86. 0 68. 9: 62. 3 64. 7 66 67. 2 69.2 76. (i 61. 3 63. 1 46. 3 4H. 7 71.4 72. 3 73. 68 i 08. 4! 70. 7j 74. 4| 74. 1 11. 7i 76. 6 <3. 7 72. 11 75. 9 73 71. fij 71.8! 67. 2 7 1 . 4 72. 4 CA) ! 71. 7 70. li 73 5 67. 2 71 (58. 71 74. 5 66. 7- 09. 7 69. 6! 73.1 67. 4 69. 7 76. 8i 69. 5 71.6 74*! 4! 79.2: 73. 2 74. 2 74 62. 3j 50. 4 70.7 69.8 08. 4 73. 3 73.6 67.2 70 76. o; 57. 9 67. 3 73. 7 71. 4 76 3 75. 6: 47. 5 38. 7 3!). 4 44, 9 46. 3 67. 6 42.8 60. 21 44 i First quarter-year .. Second quarter-year. Third quarter-year . Fourth quarter-year. 97. 5. 96.3i 86.1! 76. 6; 65. 2: 67.4; '6.8. 67. 2! First half-year... Second half-year . 96.9 66. 3 57.9 58. 9 73. 5 73. 4 81 ! 71. 6, 42. 8 69. 1 66. 6 71. 3 Calendar year Fiscal year ended June 30 87. 3 : 84. 4 62. 9 53.6 40.8 44. 9 70. 4 69. 7 69. 5: 68. 7' V^. 9 49. 2 63. 6 72.9J 04 ; 49.5, 73. 7 71. 5 71. 7i 73.2 71.7: 73.2; 70.8 69. fJ 73.71 79.41 71. r 72. 4 70. !) 73.9! 76.5] 75.2 72.7 82. 4' 83. 7; 88.8' 88.4! 87. 2! 88.0! 85. 6| 84. 8! 87. l! 90.3 89.7! 90.11 90. 4 89.71 89 89 89 87.3 91.7' 90.7: 90. 81 90 88 87.8 87.5! 87.4: 38.1 88.7^ 87. 6 86. 6j 84.9 85 85.8 86. 4 86. 7 88.7 88.3; 88.3| 91. 8 89. 91 88. 6! 92. 1 91.5 89. li 90." 9 89. 7| 89. 11 89. 2l 88. 2' 89.91 90 91 I 91.2! 91.21 91 90. 2 89.6 84. 9 88 j 85. 81 89.6 ; 90 89.7 88.4' 90 ! ! 91 | 88.6: 87.6! 88.7: 87. 6' 85.3 87.3! 91.61 89. 3 87. 6 89 86.3 91. 1 87.2 90. 2J ! 1 86.4 89.8! 87.7: 89.2! 87 ! 89. 5: 81.1 88.7, 88.9 87. 3 86.6 87.1 86.3 85. 4 87.2 88.1 86.4 89. 8! 86.4 89.2 86.9 88.2' 89.4! 89 I 87.9 89.9 89.4; 87. 3J 89.3 88.8 J NOTE.—MAXIMUM CURRENCY PRICE OF GOLD. According to the officially-published quotations of the g'Vld-market in New York, the currency price of $100 gold reached its maximum on the X It li day of July, "i'864, the quotations for that day ranging from $276 to $285. The average price of 6100 gold for the month of -July, 1664, WHS $256.10, and the average price of #100 gold for the quarter-vear ended September 30, 1664, was £244.90. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIII Table showing the average weekly deposils, circulation, and reserve of the national, banks in Xew York City, for the months of September and October in each year, from 1870 to 1875, inclusive, as reported to the is'ew York elearing-hou*c. I Liabilities. Iteserve. W e e k endingCirculation. ; N e t deposits. Sept. 3, 1870.. Sept. 10, 18 70.. Sept. 17,1870.. Sept. 24,1870.. Oct. 1,18 70.. Oct. 8,18 70.. Oct. 15,18 70.. Oct. 22, 1870.. OCD. 29,18 70.. Dollar s. 32, 672 815 32, 833 323 32, 686 <-84 32, 669 207 32. 654 378 32; 529 395 32, 456 049 32, 453| 226 32, 356 866 Sept. 2,1871.. Sept. 9,1871.. Sept. 16, 1871.. Sept. 23, 18ri.. Sept. 30,18 71.. Oct. 7,18 "i.. Oct. 14, 18"i.. Oct. 21,18 71.. Oct. 28,18 71.. 20, 30, 30, 29, 29, 30, 30, 30, 30, Specie. Tota D )llars. \Pcrcen . i Dollars. 29. 67 26, 070 522 2«». 43 16. 260, 659 '29. 39 14,444 365 29. 31 12. 770 922 29. 23 11,427 962 2:'! 11 10.658 402 29. 05 10, 064 025 29. 75 10, 296 819 30. 05 11, 367 009 Dollars. 172 315,962 ! 106 343. 150 ; 166 312| 076 ! 163 691,615 163 674, 962 159 205, 353 I 159 194, 742 160 794, 105 164 653, 816 204 201 198 196 196 191 191 193 197 9H6 176 998 360 529 734 652 247 010 534, 300 442, 100 537, 700 046, 400 691,500 277, 300 102. 100 343, 800 737, 300 242 243 24 L 232 223 219 213 2i'2 202 369, 600 529 300 609 300 992 500 064 300 47(1 400 465 577 200 169 100 29. 26. 27. 26! 27. 26. 25. 26! 26. 510,100 765, 800 742, 500 721,900 640, 300 816, 200 115, 000 066, 400 210 207 199 193 186 1S9 198 201 997 300 346 400 364 800 411 300 399, 400 509, 100 776, 300 727, 400 777 473 960 822 340 746 791 331 6b4 36 21 27 42 49 76 23 03 19 26. 30 26. 10 28 22 25.' 18 24. 93 26. 77 2H. 63 27. 82 11, 619 600 11, 130 700 16,851 600 10,045 900 8, 46!) 700 10, 070 200 10, 657 400 9, 234 300 43, 806 500 42, 993 300 39,419 300 39, 651 700 37, 998 500 40, 675 100 46, 260 100 46, 665,000 55 54 56 49 46 50 56 56 19, 935, 900 17, 655 500 16, 135 200 11, 448 100 9, 240 300 10. 506 900 11, 650 100 11, 433, 500 33, 993, 600 32, 500,800 30, 083, 800 17, 863,300 9, 251,900 8, 049,300 5. 179,800 7, 187,300 53 929, 500 50 156' 300 46 219, 000 29, 331, 400 18 492, 200 18, 556, 200 16, 829, 900 18, 620, 800 54, 878, 100 54, 715, 700 55, 017,300 53, 977, 900 53, 297,600 52, 152,000 51,' 855,'100 49, 893, 900 50, 773, 000 71, 785, 600 72, 304, 900 72, 470, 500 70, 777, 400 66, 671, 000 66, 669, 700 64, 546, 500 61, 351, 800 61, 097, 900 58, 57, 57, 56, 56, 51, 46, 47, 45, 67, 966,300 66, 322, 800 64, 394, 800 62, 780, 800 61, 620, 400 57, 058, 500 54, 111, 200 53, 035, 900 54, 738, 400 M 3.. Sept. G, 18" "3.. Sept. 13, IS' r Sept. 20,18 3.. V 3.. Sept. 27, 18' Oct. 4, l.<3.. Oct. 11, 18' "3.. Oct. 18, 18" "3.. Oct. 25, 1673.. 27, 323, 300 26,351, 200 27, 382,000 27, 295,400 27, 393,700 27, 419,400 27,421, 200 27, 390,100 igfj 775, 700 177, 850, 500 166 817.100 ir>o, 171, 300 131 855, 500 131, 958, 900 1-29, 575, 600 125, 671, 300 210. 099, 000 204 201, 700 196 259 100 177, 366, 700 159 249, 200 159. 376, 300 156, 997, 000 153, 061, 400 25. 24. 23. 16. 11. 11. 10. 12. Sept. 5,1874.. Sept. 12. 1874.. Sept, 19, 18'4.. Sept, 26, 18'4.. Oct. 3, 18'4.. Oct. 10,1874.. Oct. 17, 18'4.. Oct. 24,1874.. Oct. 31, 16'4.. 25, 630,500 27,701, 700 25, 595,700 25, 5! 13,90;) 25, 387,700 25, 083,900 25, 028,(iOO 24, 961,6)0 25, 025,100 202, 918, 100 205, 166, 500 204, 265, (500 187, 139, 700 202, 605, 300 200, 054, TOO 197, 261, 900 193, 514, 600 193, 611, 700 228 548, 600 232' 200 229, Sf*i,300 212, 733, 600 993, 000 225 138, 400 222, 290, 500 218, 496, 200 218, 636,800 31. 4! 31.05 31. 52 33. 27 30. 01 29. 61 29. 04 28. 62 27.94 16,807 500 17, 589 200 17, 453 200 16, 799 500 15, 373 400 14,517 700 12, 691 400 11,457 900 10, 324,900 Sept. 4,18'5.. Sept. 11, 1875.. Sept. 18, 1875.. Sept, 25, 187 5.. Oct. 2, 1875.. Oct. 9, 187 5.. Oct. 16, 1675.. Oct. 23, 1675. Oct. 30, 1875.. 18, 093,700 ] 7, 725,000 17] 723',200 17, 902,600 17, 894, 100 17, 820, 700 17, 781,200 17, 844,600 17, 900, 100 210, 397, 200 209, 802, 100 206, 916, 800 205, 483,200 ; 201, 409, 700 197, 555, 800 195, 192, 400 j 191, 4*}8. 5 0 0 • 169, 066, 800 ! 228, 490, 900 227^ 527, 224, 640, 000 223, 385, 800 219, 303, 800 215, 376, 500 212 973, 600 209,' 313. 100 206, 968, 900 29. 75 29. 15 28. 67 28.10 28. 10 26. 49 25.41 25. 34 26. 45 9, 155,700 8. 494,500 6, 538,200 6, 432,400 5, 438,900 5, 716,200 5, 528,500 5,' 735'000 8, 975,600 'IV. aoo Dollars. 60 831 363 59 199 210 57 544 680 58 484 442 749, 528 55 808,115 55 662 588 57 489, 831 60 099, 444 60, 60, 56, 53, 49, 49, 45, 44, 43, Sept. 7,18 72 Sept. 14,16 Sept. 21, 18 Sept. 28, 18 Oct. 5, if-: "2. "2.. Oct. 12, 18' "2.. Oct. ID, 18' Oct. 26,1872.. too Dollars. 34, 760 841 42, 938 351 44, 040| 077 44, 773 758 46, 321 566 45, 149 713 45, 618 563 47, 193 012 48, 732 435 Total 10, 196 600 9, 193 400 9, 050 100 8, 291 700 11,554 000 9, 153 400 8, 025, 300 8, 647 600 9, 249 700 835 300 087 200 071 600 944, 100 992 600 199 100 273 000 233 400 : 431 800 ! 27, 4F7 200 ! 27, 580 600 27, 622 27, 689 400 27. 551 100 ' 27, 692 900 27, 061,300 27,641, 000 212 213 211 203 193 169 183 172 Legal-tenders. 957 800 106 800 847 200 275 600 933 900 569 300 835 200 079, 000 694 700 71 154 G[> 300 65, 897 61 567 61 487 56 742 53 860 52 726 52, 944 400 200 300 300 900 700 500 600 400 171 163 179 171 165 156 161 171 174 mo 66 56 55 54 61 64 72 16 810, 600 828,300 856, 600 348,400 181,500 342,300 582,700 300,900 762,800 486 100 124, 000 270, 900 697, 600 468, 200 745, 300 917, 500 119, 300 LXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of dividends and earnings of the national banks in the United States, arranged by geographical divisions, for semi-annual periods from March 1, 1869, to September 1, 1875. Ratios. Geographical divisions, j March, 1869, to Sept., 1809: New England States Middle States Southern States "Western States Totals Totals . Totals March, 1872, to Sept.. 1872: New England States Middle States Southern States Western States Totals Sept., 1872, t o M i r c h , 1873: New England States Middle States Southern States Western States Totals March, 1873, to Sept., 1873: New England States Middle States Southern States Western States Totals Net earnings. - 3 ^ OB a * a Perct. Perct. Perct. 5.2 4. 4! 5. 9 5.3 4. 3i 5. 7 5. 3| 7. 3 5.8 5.1! 7.2 6. 1 29,221,184 5. 4| 4. 5| 6. 0 488; 148,466,032 57?| 1*7,741,859 76| 12, 850, 100 430j 67, 3(19, 000 27, 335, 82 I'. 43, 043, 795 1,419,9951 14,318,5961 7, 503, 307 9, 550, 034 804, 972 3, 620, 782 10,148,574 12, 352, 534 1, 035, 938 5, 459, 888 5.0! 5.1| 6.3 5.4l 4. 3! 4. 1! 5.6 4.41 5. 8 5. 3 7.3 6.7 1,571; 416,366,9911 86,118,210; 21,479,0951 28,996,934 5. 2! 4. 3' 5. 8 7,554,081 9,609,814 9, 250, 780! 11, 244, 110 809,439 1,153,852 3, 46!), 043 4,806,109 4.9 4. 9! 5. 6! 4.9! 4. 1 4. 0 5. 0 4.1 5.3 4.8 7.2 5.6 j 1,600: 425,317,104 91.630,6^0 j I 492! 153, 419, 032j 30,647,742 5851 189, 0(56, 559 46,418,681 1,733, 167i 8;i> 15, 221, 5741 445! 70,992,000| 15, 872, 8111 21,080,343; 26,813,885 5.0 4.1 5.2 7, 747, 077 9, 494, 432 924,477) 4,039,164 9, 547, 922 11, 146, 367 1,138,066 5,410,807 5.0 5.0 6. 1 5.7 4.2i 4.0; 5. 4 4. 6; 5.2 4.7 6.7 •6.2 4.9 4.9 5. 2 5.2 4. 1 3.9 4.8; 4.3; 5.0 4.7 5. 5 5.8 5. 0i 4. 1| 5. 0 ! 1, 605: 428, 6<U), l(>r>j 94, 672, 4011 2->, 2 )5, 15( i 27,243,16-2 March, 1871, to Sept., 1871: j New E n g l a n d States Middle States | Southern States I W e s t e r n States Totals Dividends. 491 j 152,700,033 29,268,791! 584; 188, 131, 868; 45, 455, 42!»j 8l! 14, 441,203J 1,586,3121 444, 70, 044, 0C0| 15,320,08?! Sept., 1870, to March, 1871: I N e w England Suites ! Middle S t a t e s j Southern Stat es ! W e s t e r n States .i Sept., 1871, to March, 1872 : New England States Middle States Southern States Western States Surplus. ! 1,481 401, 650, fcO2| 82, 105, 84-j 21,767,831 M a r c h , 1870, to Sept., 1870: N e w England States Middle States Southern States W e s t e r n States Totals ! Capital. 47f. 8142, 062, 062! f 25, 567, 2601 $7, 350, 939 $9, 880,104 543 179,, 846,, 540 42, 031, 900! 9, 571, 428 12,612,834 70 12,498,200; 9 1,264,04.")! 2 6 0 ! 727,841 969, 03' 392 67.244,000 13,242,634! 5, 759, 209 4,117,623 Sept., 1869, to March, 1870: New England States Middle States.. Southern States "Western States. Totals f I ! ; 4931154,151,032; 31,938,761; 591, 190, (J76, 869; 47,776,315! 115; 2-2,153,463; 1,885,311! 496! 79, 017, UDOi 16, 686, 2041 !, 693 445, 999, 264! 98, 286, 591 494; 154,869,032' 33,103.949! 589J 190.985,969! 48,754,556 26, 182.281; 2, 118, 475 1 53* 78,656,424; 15, 394, 263 j 1,750:450,693,706: 99,431,24:1 7, 9. 1, 4, <>19, 422 9, 259,127 274, 773 11,207,080 148, 638 1,317,419 082, 446 5, 531, 685 22, 125, 279J 27, 315, 311 7,713,428 9, 674, 512 1, 317, 525 4, 154, 361 22,859,826! 625, 549 432, 709! 552, 664 216, 367 9, 721, 465 12, 099, 457 1, 967, 08Ji 6, 764, 880 4.9| 4.9 5.3 5.8 4.0! 3. \>\ 4.9; 4. 81 5.1 5.0 6.2 6.3 1, 852 465, 676, 023' 105, 181, 942: -23, 827, 289 30, 672, 89l| 5. 1 4. 2! 5. 4 5.1 5.1 5. 1 5.5 4. 1 4.0 4.7 4.5 5.4 4.7 6.3 6.4 497! 5941 141J 620 i 495 594| 14?! 676! 155,220,568! 191,776,118 29. 513, 235 89,166,102' 34,113,635; 50, 3 28, Tel' 2,353,213 18,386,313! 155, 659, 2321 36, 858, 324' 192,^45,669! 53,303,503 31,32^,787! 3, 207, 78«i 100,684,995' 20, 887, 673j 7, 9, I, 5, 27,502,539 938, 341 10,324,340 <),7156, 087 11,642,716 1,612, 680 2, 170, 179 5,508, 953 7, 789, 243 7 1,912; 4*0, 518. 0*3: 114,257,288, 224, 8-26,061 31,926,478 5.2 941, 687 575 193 1,544 046 5,762 103 10, 103, 736 12, 565, 331 2, 246, 024 8, 206, 909 5.1 4.1 3.9 5.0 4. ( 4.2 5.5 . 4.5 5.2 5.1 6.1 6.4 24. 823 029 33, 122, 000| 5. 1 5. 5 4. 1! REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXV Table of dividends and earnings of the national banks in the United States, #*c.—Continued. Ratios. Capital. ; Surplus. ' Dividends. Xet earn- Geographical divisions. Sept., 1873, to March, 1874: New England States Middle States Southern States Western States 503 £159. 041, 832 £39, 714, 859 58b 190, 3G8, 669; 55, 931, 654 159; 32, C05, 5221 3, 864, 491 717' 107,494,300! 23,957,855 8T. G27. Pll! U. Hi-1, 0821 1,415.933J 5,321,57l! $9, 682, 704 10,983,048 1,750,914 7,127,454 11 It Per ct. Per ct Perct. 4. 8| 3. 8 4.9 4. 8| 3. 7 4.5 4. 3| 3. 9 4.8 4. 91 4. 0 5.4 Totals March, 1874, to Sept., 1874 : New England States Middle States Southern States Western States Totals. Sept., 1874, to March, 1875 : Xew England States Middle States Southern States Western States Totals March, 1875, to Sept., 1875: Xew England States Middle States Southern States Western States 510! 5891 169! 739} 160,461,832! 43, 020, 505| 189,639,519; 497! 33,681,310 4, 646, 468; 109, 786, 1701 26,144, 1671 7, 785,166 9 537,118| 1, 463, 170| 5, 965, 362 ; 2, 007| 493, 568, 83l| 131,560,637; 24,750.816 512i 603) 175! 757i 161,928,732 43,563,385 190,775,569! 57,826,4-14! 34, 610, 100| 4, 9ti5,1701 110,520,432| 27,768,650; 7, 758, 460! 9, 151, 6531 1,539, 234j 5, 868. 438; 2, 047 497, 864, 833: 134,123, 649 24, 317, 7851 General averages . . . ! 1,801! 459, 531,151] 108,255,090; 23,501,677; Totals 8, 767, 978 9, 985, 736 1,956,203 8, 090, 300 28, 800, 21" 29,248,580 4. 8 4. 8 4. 4i 3. 8 3. 7 3. 9 4. 3 4. 0 4. 9 5. 3 4. 21 5. 8 3.8! 4.6 LXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of the dividends and earnings of the national banks, icith their ratios to capital, and to capital and surplus-fund, for the six months from September 1, 1874, to March I, 1875. 1 Capital. Surplus. Dividends. N e t earnings. s Maine . New Hampshire Vermont Massachusetts lioston Iihode Island Connecticut . ...... . New York City Albany Pittsburgh Delaware . Marvland Baltimore • .... . . . "Wash in "ton "Virginia "West "Virginia. North Carolina • 64 43 42 168 51 62 80 221 48 7 62 159 29 16 11 17 14 1 4 20 17 11 13 Florida Alabama New Orleans Texas Arkan sas Iventucky OViio Cincinnati Cleveland Illinois 9 7 9 2 37 24 159 . -- .... •- Detroit "Wisconsin Milwaukee . . . Iowa Minnesota Missouri Saint Louis Ivansas Nebraska Oregon . . . . California San Francisco Colorado Utah New Mexico "Wyomin0" Idaho. Dakota , Montana Totals -- 6 93 124 17 77 3 43 4 79 32 28 S9 740 000 5, 265, 0U0 7, 802 713 41,462.000 50, 200, 000 20, 504, 800 25, 427, 320 35 199 411 en, 500, ooo 2 450 000 13, 808 350 27, 075, 240 16 935 000 9', 000,' 000 1,523, 185 0 04^ 017 11, 455, 685 252 000 1, 1:12,400 3, 5 lii. 500 2, 140, 000 2, 200, 000 3 135 000 2 ?82 500 50. 000 1, 635. 000 3, 8.10, 000 1, 125, 000 205 000 6, 752, 300 2 901 000 3 253 010 20 73* 000 4 O(i0 000 4 5.10 000 17 ">3 800 11 73.-< 070 8 4 ' 0 OoO 8 437 200 1, 900, 000 3, 015, 000 750, 000 6 -U7 000 4 34T 200 a, 735.000 6, fM\(), 300 23 10 1 4 o 9 2 1 1 5 1 605 000 1 oc.V 000 250 000 1, 200, 000 2, 500, 000 775, 000 300 000 300 000 125 000 100 (100 50, 000 350, 000 .*2 190 712 1, 070, 3*0 1, 829, 288 13,218,243 13,100, 362 4, 183, 354 7, 428, 166 8 2')5 734 22, 7(51, 834 1 450.000 3, 731, 563 7, 577, 135 7,189,641 3, 093, 586 439. 300 551 630 2,417,074 35 000 277, 000 783, 049 388, 216 200, 292 4i:^ 71-2 470, 881 4 4 3 3 1 1 ]79, 222 MHr<\ 2 6 2 230, 520 23, 750 907, 534 °(57 63(5 403, 388 (519, 433 950. 000 600, 257 761 852 168, 065 390 500 862, 919 725, 000 775, 1 79 311, 098 429 719 809, 693 516, 323 800, 253 294 547 135, 422 50, 000 39, 134 275, 000 272, 850 70, 000 29, 116 13, 457 21, 000 6, 000 75, 750 2, 007 493,568,831 131,560,637 85IP 580 261,450 307 419 2, 163, 365 2, 221, 105 936, 522 1,316,725 1 765 144 3, 303, 057 137 000 681 588 1,340,510 982, 572 471, 000 79, 1.59 123 219 5-7, 093 10 080 5o, 696 162. 635 107,010 94, 000 151,750 147 547 68, 300 112, 500 3-, 000 277, 228 145 ()7."> 159. 125 1 0!)h" 237 198, 000 226 500 1 073 105 '0H7 105 V ( >)(J 500 470 050 110, 000 209. 541 36, 500 347 307 270 560 124,750 246, 861 65 700 52 000 15, 000 78, 000 165, 000 101, 500 12 000 10 500 20, 000 43,646 24, 750, 816 Dividends to capital and surplus. Earnings to capital and surplus. o States, Territories, and reserve cities. Dividends to capital. Ratios. Perct. Perct. Perct. 57 4.8 5. 1 4.5 4.1 4.3 4.3 43 3.8 3. 4 5. 3 4.3 $680 302 4. 1 5.0 30(5, 877 4.7 499 561 3.8 4.0 5.2 2,461,987 3.5 4.4 2, 585, 564 3.8 4.6 1, 072, 514 4.0 5.2 1, 424, 604 4.1 1 853 089 5 0 3.6 4.8 3,457,671 3.5 5.6 132 590 3.9 4.9 897 578 3.9 4.9 1,495,391 4.1 5.8 1, 004, 393 3.9 5.2 530, 426 4.0 5.2 85, 275 4.4 5.5 130 898 5. 1 4.2 666, 241 3.5 4.0 16 721 4.7 3. 9 91,379 4.6 3,8 199, 929 5.0 4. 2 140,001 4.3 3' 9 132,185 4. 2 222, 471 4,8 134' 367 5. 1 4! 4 60 4. 2 79,613 2. 9 109, 476 3.4 2.8 76 869 11, 955 3.6 4.1 394, 533 4 6 163 650 50 4.3 4.9 196, 649 4.3 5.3 1, 225, 929 4.9 4.0 281, 189 4.9 245, 974 4. 3 4. 7 1 362 978 5.0 5. 8 4. 6 955 677 3. 5 2 5 708 235 5.6 4. 6 546 737 m i , 747 5.8 4. 2 6.9 5.5 231, 914 4.9 3.4 69,912 5. 5 4. 5 450 636 5.2 6.2 410, 538 4.6 3.8 92, 088 3.9 3.4 329, 699 4. 1 3 5 99 976 75 000 5. 1 4. 5 5.0 40, 457 6.0 6.3 6.5 75, 384 6.6 5.9 256, 780 9.7 125, 049 13.1 4. 0 3 2 41 489 6. 5 5.9 26 102 5 747 22, 460 20.0 16. 5 3,674 35, 767 12." 5* IO.2' 29, 136, 007 5.0 3.9 5.1 4.3 4. 2 4.4 4.3 4. 7 4.8 5.8 6.2 4.6 5.5 5.5 6.2 4.0 0.1 4.4 2. 6 5.7 5.2 5.1 52 5.3 4.8 5.7 4. 7 60 6. 4 6. 0 5.3 6.2 6.1 6.6 5. 8 8.0 2.3 4.6 5.3 6. 5 13.5 6.1 9.2 11.9 11.2 7.9 4.1 18. 6 6.6 8.4 4.7 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXVII Table of the dividends and earnings of the national banks, with their ratios to capital, and to capital and surplus-fund, for (he sic months from March 1, 1875, to September 1,1675. Ratios. States, Territories, and reserve cities. Capital. ! Surplus, i Dividends. | ^M*™ 1 " .H Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut ~New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia. Washington Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Oregon California San Francisco ... Colorado ,. Utah New Mexico Wyoming Idaho Dakota Montana Totals . 65 44 40 169 51 62 81 226 48 63 164 29 19 11 17 14 1 4 19 16 11 12 1 9 41 9 26 162 5 6 103 128 16 78 3 41 3 80 32 >, 047 89, 860, 800 5,385,000 7,637,713 ! 41,81)3,100 | 50, 900, 000 20, 5-14, 800 | 25, 707, 3:20 | 35, 413. 091 I 68, 500, 000 I 1, 9fi9, 800 13, 913, 350 27, 625^ 240 16, 935 000 9,710,000 1, 523,185 2, 248, 217 11, 455, 685 252, 000 1, 200, 000 3, 547, 100 1, 896, 000 2, 300, 000 3,135, 000 2, 677, 300 50, 000 1, 635, COO 3, 850, 000 1, 200, 000 205, 000 7, 281, 800 3, 445, 500 3, 417, 400 21,038,932 4, 000, 000 4, 550, 000 18, 574, 500 11,816,000 7, 600, 000 8, 527, 700 1, 900, 000 2, 960, 000 650, 000 6, 21)3, 700 4, 358, 800 2, 735, 000 6, 300, 300 1, 630, 500 975, 000 250, 000 1, 400, 000 2, 750, 000 925, 000 300, 000 300,000 125, 000 100,000 50, 000 350, 000 $2,216,719 1, 053, 064 1, 880, -187 13, 300. 387 13, 240, 340 4, 323, 025 7, 548, 755 8, 447, 667 22, 427, 053 1,470,000 3, 821, 823 7, 643, 550 7, 335, 957 2, 898, 238 437, 510 582, 393 2, 451, 753 38, 000 272, 500 729, 285 384, 538 219, 045 474, 134 572, 812 ,Hol 179, 208 302, 438 247, 778 26, 125 1, 023, 321 299, 629 506, 857 4,941,083 980, 000 72-2, 507 4, 686, 727 3, 380, 251 4, 097, 500 1, 989, 096 725, 000 787, 657 326, 100 1, 457, 705 838, 903 537,070 880, 794 296,213 143, 800 50, 000 48, 000 337, 000 284,817 95, 000 33, 123 15, 783 23, 000 9, 000 76, 220 497, 864, 833 134, 123, 649 ° i.£ o 35: Ss «5 So Perct Per ct. Per ct, $533, 736 §639, 240 261,450 269, 814 347, !>(>!» 458, 006 2,!>ll]213 2, 609, 535 2, 0IM3, 500 I 2,151, 133 1, 099, 781 927,082 1,380,510 j 1,540,469 1, 635, 621 1, 945, 756 3,111,459 3, 259, 063 93, 492 115,187 844, 462 673, 618 1, 385, 088 1, 433, 186 924, 000 953, 886 466, 750 540, 669 79, 159 77, 796 122, 619 143, 570 592, 767 591, 472 10, 080 6,947 57, 000 73, 742 164, 980 249, 090 96, 620 131,408 97, 280 132, 226 137, 750 154, 123 98, 844 98, 7c8 2, 992 5.4 4.9 4.6 5.3 4.1 4.5 5.4 4.6 4.5 4.7 4.8 5.0 5.5 4.8 5.2 5.4 5.1 4.0 4.7 4.G 5.1 4.2 4.4 3.7 82, 694 153, 742 87, 043 2, 729 402, 88 L 195, 294 203, 137 1,310,895 293, 255 260, 758 1,142, 916 990, 707 1, 096, 639 661, 951 170, 602 210,805 41,114 508, 420 272, 433 175, 785 131, 490 80, 772 82, 588 44, 745 119, 045 268, 248 1 LI, 812 24, 788 2-2, 806 12, 067 22, 240 3, 023 30, 396 3.9 4.1 2.6 7.1 4.5 4. 7 5.3 5. 5 5.5 5.0 5.3 6.0 4. 4 5.4 5.5 6. 1 5.3 5.9 3.8 4.6 3. 7 4.5 7. 6 6.0 6.3 6.5 64, 500 156, 500 31, 000 14. 500 331, 562 162, 775 182, 979 1, 148, 549 222, 000 226, 500 978, 530 714,319 337, 500 463, 666 105, 000 180, 850 34, 500 369, 6b5 165, 490 125, 825 233, 860 73, 950 74, 000 15, 000 88, 000 180, 000 67, 000 12, 000 19, 500 20, 656 12,714 24, 317, 785 28, 800, 217 j 4.0 6.5 4.4 5.3 4.1 4.2 3.7 4.8 4.0 4.7 3.3 3.8 4.4 3.7 4.6 4.1 4.4 3.7 3.6 3.4 2. « 1 3.3 3. S 4. S 3.9 4.1 3.8 3.9 3.7 4.3 4.0 4.0 4.3 5. 1 4.3 4.2 3.5 2.4 3.9 5.0 3.9 5.8 4.2 5.8 5.2 3.9 4.3 3.8 3.0 3.0 5.9 4.6 3.6 3.7 3.8 6.0 2.1 1.2 6.3 5.6 4.0 5.2 4.3 5.2 4.7 5.0 4.4 5. !) 4.5 4.D 4.3 4.9 4.2 6.5 4.7 9. 4 2. 9 6.3 4. 4 6.5 4.0 5. 6 4.8 3.5 4. 2 4.8 6.6 3.2 3. 8 5! 4 3.2 1.8 3.8 4.2 6.6 7. 4 5.0 14. 9 6.1 8.2 5. 8 5.5 9.'2 3.0 6.3 5.8 20." 6' 16." 3" 3.6 '"s'o" 8*. 6 18. 1 5. 1 7.1 3. 8 4. (1 4. 9 I LXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of the state of the lawful-money reserve of the national bank's of the STATES AND Xo. of Circulation , Reserve rebanks. ; and deposits, j iiuired. Dates. October 8, 1S70 December 28, 1870 March 18. 187L April 29, 1871 J u n e 10, 1871 October 2, 1871 December 16,1871 February 27,1872 April 19,1872 J u n e 10,1872 I October 3, 1872 I December 27,1872 ' February 28, 1873 April 25, 1873 J u n e 13,1873 September 12,1873 December 26,1873 February 27,1874 May 1, 1874 J u n e 26,1874 October 2,1874 December 31,1874 March 1,1875 May 1,1875 J u n e 30, 1875 October 1,1875 i ; ! ! j \ ; Reserve held. ' Ratio of tf-105, 984, 755 sfiO. 897, 713 $84, 777, 956 I 407, 721, 473 61, 158, 22 L I 85, 723, 389 426,501,897 63,975,285 ! 95,615,960 438, 555, 545 65,783,333 I 98, 698, 874 ! 445, 275, 395 66,791,309 | 101, 706, 605 ! 467,619,031 70, 142, 855 98, 946, 184 i 465, 947, 077 69, 892. 062 | 91, 728, 626 484, 197, 695 72, 629, 654 ! 102.275,001 i 4&7, 394, 283 73, 109, 142 | 98, 012, 845 490,841,566 73, 626. 235 i 101, 821, 660 509,415,295 76,435,968 ! 97, 765, 876 i 503, 568, 806 75,535,321 j 102, 069, 232 521, 394, 885 78,209,233 | 108,246,881 522, 649, 052 78, 428, 8<>4 : 105, 693, 322 527,741,608 79,204,426 I 108, 935, 3 4 536, 925, 203 80, 593, 659 i 110, 456,096 ! 486, 180, 869 72, 985, 967 ! 101, 120, 726 510, 946, 655 76, 700, 872 ! 115.577,200 ; 78,351,858 | 521. 953, 283 112,6:^7,640 | 522, 874, 575 43, 173, 243 ! 111,464,693 527, 506, 306 44, 077, 914 | 100,641,694 i 535, 679, 077 45, 487, 042 103, 592. 165 i 536, 289, 193 46, 018, 207 ' 106,826,053 i 536,716,262 46,020,096 ! 100,691.135 ! 541,3^5,844 46, 996, 069 j 105, 154, 553 537, 418,419 46, 304, 791 ! 100, 128, 907 ' 400 430 405 482 407 537 564 536 6 Hi 626 689 707 717 732 ; j | 1, 1, 1. 1, 615 1, e4."> 1, S51 Per cent, I 20.9 I 21.0 i 22.4J 22. 6 ! 22. 8 ! 21,2 ! 19. 7 ! 2i.i i 20.2 ! 20.7 I 19.2 ! 20.3 | 20.6 i 20.2 i 20. 6 | 20. 6 i 20.8 j 22. 6 i 21. 6 i 38.8 i 34. 3 S 34.2 j 34. 9 I 32. 9 i 33.6 j 32. 5 j NOTE.—Prior to June 20, 1S74. the required reserve in States and Territories was 15 per Table of the state of the lawful-money reserve of the RESERVE Dates. October 8, 1870 December 28, 1870 March 18, 1871 April29,1871 J u n e 10, 1871 October 2, 1871 December 16, 1871 February 27, 1872 April 19, 1872 J u n e 10,1872 October 3, 1872 D e c e m b e r 27,1872 F e b r u a r y 28,1873 A p r i l 25, 1873 J u n e 13,1873 S e p t e m b e r 12,1873 D e c e m b e r 26,1873 F e b r u a r y 27, 1874 M a y 1,1874 J u i i e 26,1874 October 2, 1874 D e c e m b e r 31, 1874 M a r c h 1,1875 M a y 1,1875 J u n e 30, 1875 O c t o b e r 1, 1875 Xo. of banks. 215! 218; 223 2J5 226 j 230 ! 226| 22^ ! 2:27 I 227 ] 230 i 233 \ 230 230 231 22!) 227 227 227 228 i 230 j 230 j 223 231 231; 236 I Circulation and deposits. $409. 354, 636 423, 129, 686 469, 716, 268 478, 079, 967 504, 449, 317 484, 634, 132 456. 721, 899 475, 032, 357 461, 111,331 500, 037, 031 443, 845, 782 462, 035, 037 478, 040, 388 465, 796, 482 502, 959, 230 475, 521,916 453, 081, 026 518, 570, 014 523, 075, 980 52^, 619, 121 521, 561,727 509, 411,623 514, 896, 921 507, 208, 290 532, 175, 922 512, 848, 868 Reserve re; Reserve held. Ratio of j quired. 8102, 338, 658 105, 782. 421 117, 429. 067 119, 519, 991 126, 112, 328 121, 158,532 114, 180, 474 118, 758, 0S9 115, 277, 832 125, 009, 257 110, 961, 445 115, 503, 759 119, 510,097 116, 449, 120 125, 739, 807 118, 880, 480 113, 270, 257 129, 642,504 130, 768, 995 10ti, 380, 827 106, 136. 122 103, 317, 529 105, 569,158 104, 199, 595 111, 317, 435 106, 542, 005 6118,633,295 124, 066, 544 138,670,665 144, 809, 918 159,704,311 134, 463, 829 126, 916, 204 126, 440, 065 121, 840, 245 144, 672. 289 112,152.056 123, 136, 887 122,710,780 119,676,330 145, 209. 534 118, 679, 153 127, 402, 586 158, 940,175 155, 563, 677 159, 275, 633 144, 307, 997 132, 3 8, 803 132. 217, 368 129, 803, 941 154, 560, 093 134, 976, 509 Per cent, j 29.0 ; 29.3 i 29.5 i 30.3 31.6 ! 27.8 | 27.8 26.6 27. 1 28.9 ' 25. 3 26.7 25.3 25.7 28.9 25.0 28. 1 30.6 29.5 37.4 34.0 32.0 31.3 31. 1 34.7 31.7 NOTE.—Prior to June ^0, 1574, the required reserve in reserve cities was 25 per EEPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIX United States, as shown by their reports, from October 8, 1870, to October 1, 1875. TERRITORIES. Classification of reserve held. Specie. Clearinghouse certificates. CompoundLegal ten- U. S. certifi- interest cates of deders. notes. posit. $2, 357, 856 $35, 465, 915 2 359, 126 36, 842, 257 2, 420, 987 35,589,817 2, 504, 655 38 506 524 2. 032, 371 38, 481, 550 lj 814, 927 40, 139, 433 2,043,411 39, 380, 993 2, 816, 771 39,792,119 2, 600, 614 42, 485, 632 1, 890, 232 41,495,581 1, 950, 142 42,717,294 1, 978, 383 43. 228, 892 1,779,651 41^605,799 1,567,149 43, 202, 852 1,715,293 42, 800, 960 2, 071, GS(i 42, 279, 728 2, 286, 734 45, 904, 389 2, 475, 202 44, 017, 327 2, 431, 605 47, 603, 80o 2, 256, 951 44,633, 155 2, 375, 290 32, 885, 197 1, 992, 383 34, 952, 061 1, 652, 694 33, 493, 083 1,511,483 34,414,616 1,600,028 32,610,241 1 555 034 32 783 502 Due from reserve agents. $2, 890, 000 $44, 064,185 2, 545, 000 43, 977, 006 2, 245, 000 55, 360, 156 2, 040, 000 55, 647, 695 1 S85 000 59, 307, 684 1 355 000 55 636 824 i. o<;o, ooo 49, 244, 222 810, 000 58,856,111 690, 000 52, 236, 599 605, 000 57, 830, 847 335 000 52 543 440 1*5, 000 56, 327, 007 90, 000 63,286, 431 10,000 59,018,321 10, 000 62, 284, 121 63, 854, 682 50 914 603 66,814,671 60, 112, 230 61,978,337 52, 714, 793 53, 935, 013 59 021 623 52 061 059 58, 439, 613 53, 322, 152 : ; : : : : $220, 000 350 000 1, 485, 000 1, 895, 000 2, 125, 000 2, 250, 000 2 015 000 2 270 000 2, 490, 000 2. 585, 000 775, 000 820, 000 845, 000 790, 000 890, 000 900, 000 Three per cent, certificates. 1 Redemption fund with Treasurer. $11, 250 11,891,414 11, 892, 708 11,813,653 11,913,977 11,614,671 11,568,219 centum of circulation and deposits ; since that date, 15 per centum of deposits only. national banks of the United States, $c.—Continued. CITIES. Classification of reserve held. Specie. S. certifi-! Compound-! ClearingS Legal-ten jU. l cates of de- I interest j house cer! dors. ! posit. I notes. j tificates. Three per j Due from Redemption! ent. certifund with ; reserve ficates. Treasurer. agents. i $12,108, 149 |$41, 737, 662 2f>, 199, 998 ' 41,680.488 19,416,341 53,251,289 15, 788, 997 65,006,031 14,181,640 81,923, 110 10, 226, 741 66, 848, 233 23,273,114 52, 633, 689 19, 504, 567 55,118,281 17, 035, 006 60. 822, 823 18, 040, 032 78, 001, 259 8, 279, 613 59, 356. 810 $6, 490, 000 17, 008, 954 57, 358, 477 12, 300, 000 15, 998, 022 54, 816,110 16, 975, 000 15, 301, 659 56, 732, 435 16, 475, 000 26, 234, 795 63, 205, 531 20, 525, 000 17, 796, 781 50, 067, 935 18, 360, 000 24, 620, 304 58, 943, 716 21, 995, 000 30, 890, 661 58, 620, 696 34, 965, 000 30, 138,364 54, 062, 598 37, 645, 000 20, 069, 256 58, 423, 307 45,195, 000 18, 865, 654 47, 082, 343 42, 055, 000 20, 444, 378 47, 458, 251 38, 850, 000 15,014,411 44, 952, 897 36, 555, 000 9,108, 878 49, 462. 643 37, 825, 000 17, 359, 554 54, 756,' 683 46, 420, 000 6, 495, 294 43, 583, 429 47, 910, 000 $10, 136,000 20, 498, 000 20, 599, 000 21, 581, 572 19, 248, 000 20, 322, 070 16,633,026 16. 195,000 13, 909, 000 12, 092, 577 8, 632, 000 5, 600, 000 2,115,000 1, 370, 000 385, 000 175, 000 823,440,000 $23, 211, 484 ! 20, 860, 00020,^23,058 16, 955, 000 28, 449, 035 13,020,000 29, 413, 318 IT, 290, 000 33, 061, 561 5, 825, 000 31,241,785 5, 635, 000 28, 741, 375 4, 930, 000 30, 692, 217 3, 190, 000 29,883,416 2, 805, 000 33, 733, 421 1, 220, 000 28, 173, 633 775, 000 30, 074, 456 320, 000 32, 486, 648 29, 797, 236 34, 859, 208 32, 279, 437 21,843,566 i 34, 463, 818 33, 717,715 35, 508, 075 31, 142, 306 26, 553. 818 30, 967, 551 28, 559, 818 31,291,415 32, 322, 812 ' centum of circulation and deposits ; since that date, 25 per centum of deposits onl}-. $80. 000 5,162, 694 5, 042, 356 4, 927, 509 . _ 4, 347, 602 j 24 4,732,441 | 25 4,664,974 j 26 LXXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Table showing for twenty-four different dates during the years 1ST1 to 1875, inclusive, the reserve cities JS71. 1872. States and T e r r i t o r i e s Mnr. | Apr. ; J u n e Oct. 18. 29. I 10. New Hampshire 3 A'ermont Massachusetts 4 Rhode Island fi Connecticut 7 New York 8 New Jersey 9 Pennsylvania 10 Delaware 11 Maryland 12 District of Columbia 13 Virginia 14 West Virginia 15 North Carolina 16 South Carolina .'. 17 Georgia 18 Florida 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 Alabama Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri 40. 0 I 31.1 i 41.4 i 50.1 '1 4.4 \ 9.7 \ 20. 0 i 19. 4 | 21.!) j 21.0 i 21.1 j 21. 4 : 20.0 ! 22.3 i 22.1 j 21. 4 4. 0 i 2 1 . (J j Kansas i Nebraska j Oregon j California I Colorado ! Utah ! New Mexico i Wyoming ; Idaho ! Dakota i Montana , , Averages licserve New York Boston Philadelphia Albany Pittsburgh 'Baltimore Washington New Orleans Louisville Cincinnati Cleveland Chicago Detroit Milwaukee Saint Louis i Leavenworth San Francisco Averages Feb. ! A p r . June Oct. 19. 3. 10. Perot.'Perct. Perot. Perot. Perct.< Perot.'Perct i 21.8 22.3 , 22. li ; 2 L 5 | '1«. 2 i 21. 5 ! 18.4 25. 0 22. 8 i 25. 5 i 23. 3 21. 0 22. 2 20.2 | 20. 6 20.6 ' 21.3 20. 8 18.4 18. 7 16.9 j 22. 6 23.0 ! 22. 1 20. 4 18. 6 20. 6 19.4 18. 3 19. 1 ! 20.5 ] 18.3 16. 5 17.7 17.0 ; 24. 2 25. 8 I 25. 1 I 19. 6 21.(5 24. 0 20. 7 ; 21. 0 22.3 ' 22. 1 ! 19.7 18.2 21. 0 19. 9 j 23. 6 22.8 j 24.3 ! 22.2 21. 2 22. 1 ; 21.8 22. 1 ! 22. 0 j 1!'. 2 is! 4 21.4 21.2 j 20. 7 20. 6 | 20. 4 I 22. 1 17.9 21.6 16. 8 | 26. 0 24. 1 j 20. 4 i 29. 3 24.5 24.6 21.7 : 30. 8 18.9 18. 6 18. 4 ! 17.5 16.4 17.6 it;. 20. 0 19. 7 15. 9 j 10. 2 16. 9 17.3 ! ; 22. 2 20. 7 21.9 ! 18.0 21.4 22.0 I 20.9 \ 24. 5 31. 9 23. 1 ! 18.U | n . 3 23. 2 20. 4 ; 25. 5 30. 4 j 28. 5 19. 4 | 19. 3 25. 9 24. 4 M nine 19 20 2L 22 23 24 25 26 Dec. 10. 22. 8 21.9 17. 1 20. I 21.2 j ; i | | 22. 7 22.5 19. 4 20. 8 22.3 28. 8 35. 0 j 34. 7 | 15. 8 27. 2 ! 28. 9 I 40.0 ! 38.0 31. 1 | 35.7 j 1.0.5 j 20. 0 I I . 4 : 29. 4 j 20. 3 J 22. 8 18. 7 : 18. 6 I 23.2 ! 19.2 21.7 21. 1 22. 4 i 21.5 20. J j 23.9 j 22.7 19. 6 19.0 | 24.8 \ 22.0 22. 1 J 21. I 24. 22.4 21.2 j 24. 5 j 22. 3 23. 0 ; 22. 4 24. 6 j 23.9 21.6 22.0 I 21. 6 | 21. 4 19. 1 | 17.0 j 20. 9 j 18. 4 19. 3 ' 19. 9 I 15. 8 | 21.2 20.4 ; 18. 0 i 28. 1 i 24. 9 24. 0 j 16. 9 ! 33. 1 i 27. 4 20. 9 i 24. 3 -I- 28.0 39. 7 11.6 18. 1 21.3 19. 4 20. 6 20. 19. !0. 0 I | 22. »; I 16.5 | 19. 6 i 21.9 | 21.0 I 23. 7 Perct. Perct \Perct.\ 22.0 19.4 20. 2 21.6 17. 9 17. 6 I 17.7 | 19. 9 20.2 20.4 17. 4 17.6 17.7 22. 7 20.3 24.5 19. 4 18.5 20. 0 20. 8 21.4 IS. 7 18.0 23. 4 28. 1 17.7 19.1 21.4 19. 0 31.0 18.9 19.4 20.3 21.0 24. 0 24.2 38. 5 32.7 18.4 14.2 16. 5 16. 9 1.9. 6 18.7 22. 5 17. 8 21.2 21.5 28.9 16.5 33. 8 26. 6 19.6 1 4 . 6 17. 9 18. 1 21. 6 16.5 23. 9 19.0 21. 1 23. 8 21.7 22. 9 23. 7 27. 0 28.4 18. 1 19.4 19.3 18.8 22. 1 18.6 19.7 16.8 22. 2 27. 6 31. 1 20. 5 24. 7 26. 1 ! 27.7 j 23.4 j 27.1 i 28. <> 1 0 . 4 j 15.9 ! 15.0 t'2Ai u'i'i: iY.6 j V.:i | 7.4 | 18.6 9 . 9 28. 4 17.2 12.1 i j 27. 3 ( 39. 5 | 40. 0 35.'7 : 2 . \ 3 I t ! 9 10.7 16. 9 15.8 j 17.2 ! 17.9 j 20.3 16.0 1 3 . 6 i 21. 1 I 48. 1 16. 6 I i | ! 30. 0 j 1 3 . 2 22. 2 ! 15. 1 18.2 ; 14.0 14.2 13.7 j 16.0 ; 22.4 I 22.5 j 22.8 I 20. « I 19.7 Dec. 27. 28.2 i 34.7 I 17.3 j 19.5 | 19.3 ! 19.1 18.7 20. 2 19. 8 22. 0 19.8 19.5 19.3 18.7 19.5 32. 5 32. 7 29. 1 17.3 16.3 31. 1 18.6 24. 91 21.1 ! 20.1 I 20. 7 j 19.2 j 20.3 j cities. ." 31. 7 26. 7 27. 6 25. 3 ! 26. 6 29. 9 27. 1 26." 6 26. 1 I 26^2 27.4 30. 0 25. 0 26. 9 27.0 : O7 # 7 31. 4 48. 7 3(5. 6 31. 0 32. 1 30. 8 34.7 27. 6 28.3 25. 9 24. 3 28.0 23.5 30. 1 26. 0 25. 8 26. 8 27! i 34. 4 24.3 24.0 34. 4 31. 9 35.0 30. 9 22.0 14.9 26 4 31. 1 28.9 29. 5 25. 8 24.8 2 4 . 2 •25. 9 34. 2 35. 7 27. 5 20. 0 25.1 28. 1 ! 31.0 2 ^ 29. 3 28. 8 28. 7 27. 8 39. 9 24.3 I 29. 4 32. 0 35. 0 31. 3 38. f) 30. 5 29. 2 29. 4 36. 7 32. 0 36. 2 33. 6 28. 2 | 25.0 27.3 '23.3 34. 6 40. 5 31.0 25. 3 26. 9 .22.4 26. 7 j 25. 0 I 28. 8 32. 3 M0. 8 21!. 4 31.4 24.8 30.8 2 2 . 2 j 20. 8 1 9 . 2 IS.7 2. ti 20.3 39.'2" 219. 0 \ 109. 5 '4. 1 17.i 48. 1 I 28.1 | 32. 7 29. 9 \ 39. 6 27. 3 ! 28. 1 ! 28. 6 j 32. 3 \ 27. 0 | 28. 9 29.0 31. 0 31.3 41.8 27. 2 29. 0 34. 0 33. 5 30. 0 32. (5 2;!. 5 ! 30.3 | 31.7 i 27.4 27.8 26.6 27.1 j 28.9 2 4 . 4 25.' 2 4 5 ; 25.9 26 7 32 0 24 8 26. 6 27. 35. 25. 27. 3 7 3 5 2 2 4 17. O 1 24. 8 26. 5 2 4 . 1 28. 27. 27 27 29. 8 8 7 0 6 23 5 30. 6 27. 3 30. 9 30.0 29. 3 28. 6 16. 4 2 1 . i 25. 3 I 26. 7 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXI percentage of reserve to circulation an'l deposits in each of the States, Territories, and of tlic Union. i 187:1. Feb. Jin 28. I<Y 2< •-. 13 12 x;6 Perct. Perct. Per ct. Perct. I\r -t. 23.1 21.3 IS). 4 21. 3 17.6 22.7 20.8 22. 3 I!)!;") 17. 7 23.4 33. 4 1G. 4 19.1 19.8 91 0 19.5 19. 3 18.2 20. 0 18.2 23. 2 19! 6 21.9 20.3 17.1 23. 6 34. 2 16. 4 18. 2 1!>. 21. is! 6 20. 18.6 23. 5 19. 0 22. 0 19. ;j 18. 1 2"-i. G 30. 7 IS. 3 IS. 4 21. 1 'iO, 3 is. 20. 0 id. C 21. !) 20. 0 21. t;> 20. 3 20. 2 21.6 38. 0 17. 0 n. !(i. 4 22. -J 21.9 17.2 :i9. 24.6 31. 6 13.5 20.8 20.7 20.7 19 3 23. 1 19.9 20.8 20.2 17.1 20.2 19.3 22.3 29. 3 28.4 24. 7 12.6 21.8 22.3 17.5 25. 8 23.4 22 7 33*. 0 13.2 17. 9 20. 8 19. 6 21 4 22. 1 18. 6 19.7 20.7 16.9 21.8 22 1 19! 0 30.8 21.0 27. 1 16.9 19.9 25.7 13.4 21.0 19.8 21. (i 40. 1 27. 4 1,>. ;; 2°. <) 20.8 20.2 V.). "0 0 21. 0 18. 0 20. I 21. 5 21. 0 20. 21. 9 T 30.0 39. 5 22. 8 31.' 3 19.9 22. 6 27! 0 19. 4 16.1 19. 6 •J!. <; "~.5. i •j !.-. ''0 18 v) <i 4 4 .) 9 0 23. 2 22. 2 25. 9 19. 1 21. 0 25. 5 30'. 5 22. 9 20. 3 ,•") 1,-. 23. 19. IS ; \ ! ,, 0 4 !) 5 4 U 21. 21. 4 11. 2 •J.). IS. »O. IS Si. IS. ID. 2 i. 2 '. •ji ,. 2L0 23. 2o! 7 22. 19. tv li-. 25. 22. 6 34. 1 35. IS. 7 ' 17. IS. 0 1!). 3 3."«. / • ' > • •„-_>. t> ' 29. 6 34' 20. s IS. V ,•"> ;.0. 36. \ 42. 26. 2 I : 1 . !) 22. 7 XiO. J 111 (. 1. 20. 0 •1 7 * S 1• ,"", 19 24. 20. 0 Ti).' 23 1 22. 9 21. 21. 2 19. 1 1«! 5 19. 6 18. 1 17. 4 16. 7 17. 0 21. 7 34. 6 1 27. 8 15. 6 27. 1 31. 5 30. 7 1 3 . 4 14. 8 1 12. 4 1 1 . 3 21. 0 17. 0 17. 7 30.3 ! 22 2 15. 5 29. 9 i 2 1 . 2 25. 3 20! 1 1 4 . ^ 29. 8 29.5 21. 9 - < ) . " > 1875 Oct. 2. Doc 31 Mar. 1." •t Perct. Per c t. i -Per ct. 41. 1 40. 4 47. 9 48.4 49. 1 55. 8 39. 8 41. 7 39. 3 0 \ 4\J. 1 38. 0 38. 45. 1 - i . l . ', 38. 7 31*. 5 1 I •j •*l. 45. 5 46. 1 : 40.5 -I : ; ! . !) 30.7 29. 9 27. 9 ' 31)'. 5 \ ;v,'. i) 36. 0 37. 9 2!). 9 (» :;«). i) 29.8 29.9 11. 31. {> 29. 1 34. 5 30.5 •]<;. 2 2.1. 39. 3 36. 8 ; 36. 6 3-. i 5''. 5 46. 5 42. 8 48. 3 17. ] 2S. I 23. 9 22. 6 ] 25. 5 34! 1 11. 0 34. I) 31.4 29. 0 35. ;-!:*. ~ 35. il 28.0 37.1 3(5 7 47 4 20. 2 4<. 1 35. 4 37. 0 54*. 9 65 (i 34. 3 ')U. 70. 2 52. 8 59. 0 9 ! 43. 55. 46.5 4tl 9 46. 6 16. 2 2**. 26. 1 36. 4 28. 3 19. 'i 54 43.4 42. 8 37*. 7 23. 2 35. 5 30. 6 32. 0 • 31.4 35. 32. 9 33. 5 32.8 -'•*. 1 •>! 4i * 37 9 38 0 37.6 24. 7 42. 37. 9 34. 4 1 36.1 lr\ ,»* 31. 0 32 5 32. 4 i 29.0 2^ ;{ 35. 1 32. 8 33. 3 31.6 23'. 7 40. 7 28. 8 32. 0 33.7 26. 1 26.8 1J. 0 32. 9 25.7 22. 0 35. 2 31.4 33. 5 31.7 19. 7 26. 2 30.8 27. 1 25.1 23 5 30. 2 30.8 26. 2 27.2 31*. 6 37. 9 33. 2 37. 2 31.5 21. 3 21. 9 19. 0 21. 6 15.0 34. 7 34.0 3l! 6 40. 9 34. 5 55.5 59. 6 17.7 28.0 35. 7 57.6 34.0 1 3 . 2 41. 1 22.6 27. 9 24. 21.7 28. 0 35.2 22. 8 41. 7 26. 9 35. 9 21.8 19.1 44. 6 25.6 30.3 13. 8 19. 6 25.9 19.9 19. 6 17.2 ,\ i n. ")•'. ! * Mav. . •:'«>. • - June 1 Oct. 30. 1. Per ct. I yer ct. Per ct. 37.8 39. 5 47.7 1 46.1 2 46. 2 47.8 40.7 3 37.4 38.8 38. 0 39. 2 39. 2 4 33. 9 34*. 8 5 33.1 39. 1 6 37. 7 40.7 7 i'0.0 27.4 29.7 33.6 36. 9 36. 9 8 28. 5 9 30.9 31. 6 28.0 29. 2 36. 2 10 40.7 11 36.1 35^7 49. 8 48. 2 39. V 12 21.4 13 22. 3 22.8 34. 9 14 30. 2 32.6 29. 5 15 24. 9 40 6 30 "'> 46^4 4o! 7 37. 9 17 48. 3 63. 1 40. 8 18 55. 0 49.5 52. 6 19 50. 5 43. 5 44.0 20 36. 9 I 36. 5 44.1 21 37.3 22 41.6 ; 44.2 28. 9 23 33. 1 29.4 29. 2 24 31.7 28.8 37.8 37. 3 34. 7 25 32.4 33.6 29. 8 20 29.0 27 27.4 27.0 28.6 29. 8 29.7 28 28.4 29 35. 0 37.2 28. 6 30 24.0 26.9 32.7 34. 5 29.3 31 26.5 32 26. 1 1 28.4 33.7 36. 9 34.6 33 29.8 34 32.3 29.8 20.7 35 24.4 | 22.1 35.4 ! 39. 0 36.2 36 47.0 37 38.4 41.7 22. 6 :38 24.6 35.3 21.4 39 22.5 27.0 22.3 40 26.9 30.7 27.9 i 4 1 17. 7 27.9 21.8 42 17.0 16.6 20. 8 22.6 21. 6 38.8 34.3 34. 2 34.9 32.9 33.6 32.5 ! 2 2 3 . 3 29. 7 8 23. 2 22. 8 i 26.1 25. 8 29. 2 38. 5 35. 5 36.3 i 28.1 27. 3 27. 9 27. 9 2 4 . 7 28. 7 31. 7 27. 8 32. 1 30. 4 27. 6 29. 4 35. 7 27. 1 30.0 29. 7 33. 9 26. 2 30. 8 28. 5 32. 8 26. 7 30. 9 26. 9 34. 8 33. 9 35. 8 33.4 29.8 32.8 46.4 36. 7 37.9 34.7 31.6 28.2 35.2 40.7 43.4 40.7 34.9 31.7 30. 3 29.9 34. 2 41. 7 35 2 39 8 38.6 41 9 31. 4 36. 1 36 9 34 5 38.9 32. 9 33. 0 28.4 30.1 36.6 39.7 40.3 37.3 34.5 45.5 33.6 33.0 38.7 33.7 38.9 30.5 32.8 29.2 29.1 34.7 49.8 36.5 31.8 39.9 47.6 26.9 31.6 34.8 31.0 32.3 30.8 36.2 35.1 31.0 32.2 40.7 31.2 37.6 34.4 47.3 33.0 36.2 36.3 38.3 37.5 37.9 43.2 29.9 30.4 31.5 43.2 34.7 39. 0 37.7 30.8 29.4 33.8 34.2 37.7 37.2 36.9 34.1 31. 1 19.6 20. 4 19.5 17.7 20.6 33.9 32. 0 31.3 20. 6 20. 5 j 24.8 24.9 26.3 32. 1 25.2 24.6 16.4 22.5 27.3 26.2 30.9 31.5 28.7 25.5 25.9 24.7 25.6 26.5 31.6 26.0 26.2 26.7 24.2 28.8 26.9 25.4 27.1 27.6 25.1 26.2 21.1 18.0 !"3i. 4 25.7 25.7 c 25. i 26. 42.3 28. 9 30. 5 1 8 . 8 1 7 . 5 25.1 2 3 . 6 26. 6 ; 26. 3 2 3 . 2 2 3 . 9 2 3 . 9 26.2 2 4 . 8 27. 4 29. 7 29.3 29. 2 27. 3 2 4 . 9 2 2 . 5 29. 3 28. 2 31. 6 29. 6 ! 35.3 25.2 29. 27. 32. 25. 4 4 7 4 33. 8 28.9 2 4 . 9 C—VI 30. 31. 29. 25. 8 2 4 2 32. 0 30.2 29 9 26! 4 21. 9 2 4 . 2 2 2 . 3 28. 1 30.6 29. 7 51.8 46. 9 46. 8 34. 5 50. 1 53. 2 37. 3 43. 8 46. 0 42. 1 61. 8 40. 0 37. 4 31.1 34.7 I 1 2 3 4 5 i 6 1 7 8 9 10 11 12, 13 > 14 '15 16 20.9 J17 31.7 \ LXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Lawful money reserve of the national banks, as shown by the reports States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland , District of Columbia., Virginia West Virginia North Carolina South Carolina , Georgia Florida Alabama Texas A rkansas Kentucky Tennessee Ohio , Indiana Illinois Michigan AVisconsin | Iowa 30 Minnesota ;u I Missouri 32! Kansas 3 3 I Nebraska 34 j Oregon 3 5 I Califo ' 30 37 38 39 40 41 42 i Colorado | Utah I New Mexico . | Wyoming. ! Idaho..;..,.. j Dakota | Montana Totals . Number of banks. Deposits. 11 12 13 1 9 10 2 39 26 159 100 125 77 43 80 32 28 24 10 1 4 10 2 2 2 1 1 5 $6, 762, 771 3, 042, 728 4,185, 090 26,898,145 9, 489, 815 16, 905, 239 51, 2*6, 988 19, 650, 223 30, 868, 194 1, 675, 084 2, 241, 197 454,114 5, 813, 506 2, 306, 199 2, 807, 264 2, 159, 237 2, 330, 917 62, 277 1,141, 025 1, 403, 703 218, 844 4, 326, 771 5,116, 606 23, 603, 375 14, 462, 045 18,951,513 8, 427, 558 5, 118,740 9, 879, 573 5, 372, 899 3, 049, 029 2, 562, 034 2, 707, 327 751, 717 *1, 704, 014 2, 515, 395 319, 510 261, 331 192, 437 137, 701 74, 108 937 535 1, 797 302, 773, 784 64 43 • 42 169 62 80 221 62 159 11 17 1 20 17 * Includes circulation. R e s e r v e required, 15 per Reserve held. Ratio of reserve. cent. $1, 014, 416 356, 409 627, 764 4, 034, 722 1, 423, 472 2, 535, 786 7, 793, 048 2, 947, 534 4, 630, 229 251, 263 336. 179 68,117 872, 026 345, 930 421, 090 323, 886 349, 638 9, 342 171, 154 210, 555 32, 827 649, 016 767, 491 3, 540, 506 2, 169, 307 2, 842, 727 l! 264', 134 767,811 1,481,936 805, 934 547, 354 384, 305 406, 099 112.757 1326, 577 3 7 7 , \\(Y.) 47, 927 39, 199 28, 8(55 20, 055 11.116 140,630 45, 487, 042 $2, 732, 354 1, 494, 971 1, 745, 750 10, 278, 265 3, 048, 654 7, 790, 728 14, 324, 389 7, 760, 641 9, 231, 206 578, 561 823, 728 194, 359 1, 311, 059 786, 945 1, 001, 559 791, 775 861, 989 40, 824 865, 822 657, 770 79, 651 1, 853, 032 1, 635, 909 7, 916, 360 5, 501, 377 6, 517, 360 2. 727, 659 1, 704, 326 3, 163, 767 1, 403, 283 1, 220, 620 693, 950 708, 765 279, 557 368, 363 871, 610 177, 428 150, 575 53, 955 49,493 10,190 183, 586 Per cent. 40.4 49.1 41.7 38.2 32.1 46.1 27.9 39.5 29.9 34.5 36.8 42.8 22.6 34.1 35.7 36.7 37.0 65.6 75.9 46.9 36.4 42.8 32.0 33.5 38.0 34.4 32. 4 33.3 32.0 26.1 33.5 27.1 26. 2 37.2 21.6 34.7 55.5 57.6 28.0 35.9 13.8 19.6 103, 592, 165 34.2 t Reserve required in California gold b a n k s , outside of Lawful money reserve of the national Reserve-cities. Number of banks. New Y o r k San Francisco R e s e r v e required, 25 per Reserve held. Ratio of reserve. cent. $66, 283,198 8, 242, 255 43, 815, 372 11, 787, 873 14, 248,128 1, 574, 436 6, 743, 367 2,961,614 8,713,409 4, 495, 359 25, 085*174 3, 454, 791 2, 502, 875 7, 250, 173 §16, 570, 799 060, 564 953, 843 946, 968 562, 032 393, 609 685, 842 740, 404 178,352 123, 840 271, 293 863, 698 625, 719 812, 543 180 207, 158, 024 51, 789, 506 70, 497, 421 48 199, 933, 765 49, 933, 441 60, 593, 617 Boston Albany Philadelphia.. Pittsburgh Baltimore Washington . . New Orleans.. Louisville Cincinnati Cleveland Chicago Detroit Milwaukee... Saint Louis . . . Totals . . . Deposits. banks—Continued. 2 1, 5447582" * Includes circulation. $19, 850, 3, 434, 14, 999, 4,149, 5, 671, 607, 2, 826, 930, 3,145, 1, 656, 8, 665, 1, 342, 823, 2, 391, 1, 257, 765 Per cent. 29.9 41.7 34.2 35. 2 39.8 38.6 41.9 31.4 36.1 36.9 34.5 38.9 32.9 33.0 34.0 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII of their condition at the close of business on December 31, 1874. Classification of reserve held. Specie. U. S. certifiLegal-tenders. cates of deposit. $25, 231 11, 530 22, 249 141, 610 29, 391 74, 587 252,146 45, 965 53,180 378 17, 840 3,189 16, 301 18, 609 37, 299 17, 078 40, 705 164 25, 976 180, 656 1,156 19, 504 26 368 65, 782 63, 640 65, 785 19, 495 24, 969 27, 701 15, 971 16, 694 9, 728 6,896 114, 352 304, 363 161, 007 11, 912 232 1,406 16, 520 115 4,703 $440, 430 244, 279 385, 053 1, 920, 613 663, 730 1, 539, 606 3, 683, 323 1, 886,193 3, 747, 084 177, 530 321, 324 122, 000 703, 987 364, 092 512, 710 445, 407 620, 357 7,534 320, 958 350, 412 32, 900 610,767 954, 619 3, 687, 706 2, 522, 639 2, 542, 689 1, 202, 419 779, 410 1, 605, 652 606, 048 536. 012 281, 813 311, 278 35, 920 1,992,383 | 34,952,061 $5, 000 230, 000 5, 415, 40, 35, 20, 10, 000 000 000 000 000 000 10, 000 10, 000 10, 000 5,000 20, 000 5,000 424, 400 137, 185 33, 223 39, 361 28, 473 7, 825 115, 100 820, 000 States and Territories. serve agents.! $1,864,870 1, 002, 416 990, 929 6, 308, 284 1, 693, 048 5, 265, 924 8, 562, 776 5, 239, 809 4, 212, 349 315, 062 379, 708 57, 920 441, 908 311,315 360, 200 2.58, 840 89, 552 30, 876 449, 318 85, 502 36, 345 922, 071 521,947 3, 270, 760 2,172, 178 3, 402, 690 1,211,847 755, 447 1, 258, 519 602,211 557, 502 339, 609 345, 591 118, 035 64, 000 256, 503 33, 831 103, 620 10, 4d8 53,935,013 I $396, 823 236, 746 347, 519 1, 677, 758 662, 485 905, 611 1,411,144 548, 674 1,183, 593 65, 591 94, 856 11, 250 148, 863 92, 929 91, 350 90, 450 111, 375 2, 250 69, 570 41, 200 9, 250 290, 690 132, 975 892,112. 732, 920 496,196 288, 898 124, 500 271, 595 169, 053 105, 412 62, 800 45, 000 11, 250 29, 700 4,500 13, 500 2, 700 4, 500 2, 250 12, 870 Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon California Colorado Utah New Mexico Wyoming Idaho Dakota Montana 11,892,708 San Francisco, is 25 per cent, on circulation and 15 per cent, on deposits. RESERVE-CITIES, as shown by the reports of December 31, 1874. Classification of reserve held. Specie. Legal-tenders. TJ. S. certificates of deposit. Due from re- Redemptionwith serve agents. fund Treasurer. 35, 000 270, 000 $7, 451, 846 2,165, 006 4, 891, 141 1, 481, 142 2, 451, 249 326, 365 889, 325 312, 539 1, 701, 744 575, 759 2, 401,155 604, 762 375, 570 926, 215 $1 315, 872 90, 915 606,135 326, 350 359, 695 47. 250 119, 900 142, 861 159, 750 113, 500 248, 315 67, 650 22, 500 66, 600 26, 563, 852 10, 360, 000 26, 553, 818 3, 687, 293 20, 894, 399 22, 490, 000 $2,193, 641 11, 822 510, 771 33,187 339,170 3, 653 58, 859 14, 230 39, 502 7, 563 55, 948 32, 562 12, 034 19, 516 $5, 284, 363 522, 233 5, 381,136 2, 209,155 1, 556, 460 230, 101 1, 758, 042 461, 011 730, 000 935, 000 5, 370, 265 637, 798 378, 668 1,109, 620 3, 332, 458 15, 854,155 1, 257, 765 $3, 605, 000 645, 000 3, 610, 000 100, 000 965, 000 515, 000 25, 000 590, 000 Reserve-cities. Boston Albany Philadelphia Pittsburgh Baltimore Washington New Orleans Louisville Cleveland Chicago Detroit Milwaukee Saint Louis 1, 355, 063 New York San Francisco 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 LXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Lawful money reserve of the national States and Territories. Maine Now Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Colnmhia. Virgin in West Virginia North Carolina South Carolina Georgia Florida Alahama Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Iva nsas Nebraska Oregon California Colorado Utah New Mexico Wyoming Idaho Dakota Montana Number of banks. 64 43 42 169 62 80 22 L 62 159 11 17 1 19 17 1L 12 13 1 3!) 2fi 160 ]()1 127 79 41 8L 32 10 1 Totals 11 e s e r v e required, 15 per R e s e r v e cent. Deposits. $6,105,019 2, 995, 637 $915, 753 449, 346 627, 656 4, 037, 201 1, 420, 397 2, 40!), 261 7, 642, 107 2, 733, 497 4, 027, 2,-'5 201, fi;>] 328. 001 lil, 1-H 839, (i30 WM, 7S0 442. 738 442. 060 406, 525 14, 139 166, 828 249, 054 27, 890 62!), 473 Ml 1,082 3, 053, 922 2, 304, (197 3, 220, 434 1, 243, 938 722 972 1, 722, 499 808, 953 547, 007 362, 381 416,931. 120, 883 1361,215 375, 701 43, 129 47,315 30, 404 16, 998 10, 955 136, 831 4, 184,371 26, 914, 676 9,469,312 16,001,7(3 50, 947, 3K) 18,223.313 30, 848, 568 1, 713, 720 2, 1«7, 072 407. 476 5, 597, 531 2,231,810 2, 951. 587 2, 947, 066 2, 710. 166 !'4, 2.7.» 1,112,1*9 1, 664. 35s 185, 930 4, 196, 48ii 5, 360. 5i9 24, 359, 4M) 15,304,649 21, 469, 560 8, 2! 12, 917 4, 819, M l 11,4,-3,329 5, 393, 020 3, 646. 715 2,415,^71 2, 779, 543 805, HH!> "-1,804, 938 2, 504, 677 287, 524 315, 430 202, 691 113,322 73,031 912,204 306,184, 888 * Includes circulation. 46, 018, 207 106, 826, 053 Per cent. 47.9 55. 3 39. 3 45.1 31. 5 40. 5 29. 9 37. 9 29. 9 30. 5 36. (i 48. 3 25. 5 29. 0 37. 1 47.4 54. 9 34. 3 59. 0 46.6 28. 3 37.7 31.4 32. 8 37.6 36.1 29. 0 31.6 33.7 26.8 31. 7 25. 1 1 27. 2 31.5 15.0 ! 34.0 i 59. 6 ! 34.0 35. 2 2l! 8 30. 3 17. 2 34.9 banks—Continued. Res e r v e re- j of re I quired, 25 per Reserve held. Ratio serve. i cent. Boston Albany Philadelphia.... Pittsburgh Baltimore Washington ... New Orleans... Louisville Cincinnati Cleveland Chicago Detroit Milwaukee Saint Louis San Francisco . Ratio of reserve. t Reserve required in California gold-banks outside of Reserve cities. Totals held. $2, 926, 836 1, 671, 921 1,645, 850 12, 146, 359 2,984, 711 6 499 895 15, 229, 079 6, 915, 391 9, 233, 430 532, 112 800, 429 196, 838 1, 42(3, 026 647, 862 1, 094, 795 1, 396, 442 1, 487, 635 32, 295 mi, 128 775. 325 f)-> ,V)0 1, 5821811 1, 685, 060 7, 984, 267 5, 774! 459 7, 757, 684 2, 404, 077 1, 524, 003 3, 865, 631 1, 446, 141 1,155,821 606, 827 755, 543 253, 945 271,' 498 851,923 171,228 107,312 71, 303 24, 720 22, 153 157, 138 Lawful money reserve of the national New York City banks—Continued. $67, 868, 673 8, 395, 271 44, 426, 272 11, 866, 122 13, 749, 605 1, 362, 067 6, 852, 450 3, 750, 266 11, 522. 599 4, 364, 251 25, 284, 568 3, 683, 327 2, 410, 375 7,179,510 178 j 48 2 ! $16, 2, 11, 2, 3, 967,168 098, 818 106, 568 966, 530 437, 401 340, 517 1, 713,112 939, 067 2, 880, 650 1,091,063 6, 321, 142 920, 832 602, 594 1,794,877 $20, 458,116 3,335,189 16, 254, 587 4, 781, 406 5,129, 507 469, 334 3,115, 883 1, 262, 348 3, 806, 353 1, 690, 146 8, 520, 905 1,434,291 735, 860 2, 355, 688 Per ceAt. 30.1 39.7 36. 6 40.3 37.3 34. 5 45. 5 33.6 33.0 38.7 33. 7 38. 9 30. 5 32.8 34.5 212,721,356 | 53, It 0,339 I 73, 349, 613 2C2, 733, 420 ; 50, 3, 355 57, 537, 364 1, 705, 464 1, 330, 391 *6, 821, 856 * Includes circulation. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV STATES, as shown by the reports of March 1, 1875. Classification of reserve held. Specie. Legal-tenders. $22, 039 6, 966 20, 264 90, 511 30, 050 62,819 246, 902 44, 086 51, 598 378 14, 642 3, 099 16, 621 13, 475 37, 501 16, 478 43,184 194 22, 056 142, 954 611 9,913 23, 785 48, 515 69, 577 64,861 17, 626 13, 956 29, 974 13, 152 17, 441 8,447 7,149 111, 251 156, 045 149, 677 9,050 628 421 5, 550 10 9,238 $418, 928 209, 364 330, 774 1, 871, 929 639, 958 1, 422, 320 3,610,398 1,637,331 3, 400, 169 164, 300 342, 384 114, 000 (ill, 743 32,1, 983 568, 626 610,557 659, 862 27, 316 278, 769 356, 083 25, 376 561, 033 844, 218 3, 672, 876 2, 682, 417 2, 545, 141 1, 090, 486 631, 591 1, 579, 036 594, 841 448, 568 252, 205 243, 654 33, 300 1, 652, 694 33, 493, 083 TJ. S. certifi- D u e from re- Redemptionf und with cates of deserve agents. Treasurer. posit. 65, 000 225, 000 5, 000 420, 000 60, 000 45, 000 20, 000 10,000 10, 000 10, 000 5,000 5,000 20, 000 5,000 339, 222 132, 006 54, 450 39, 287 14, 670 9,512 98, 400 845, 000 $2,081,891 1,217,081 947, 231 8, 274, 527 1, 679, 527 4, 106, 628 9, 545, 721 4, 621, 170 4, 547, 832 283, 843 337, 861 68, 488 649,651 212, 817 397, 318 678, 957 679, 964 2, 535 285, 733 235, 188 17, 313 706, 745 677, 233 3, 373, 752 2, 288, 852 4, 655, 632 1, 006, 568 744, 036 1, 987, 556 693, 522 584, 060 285, 695 401, !)90 98, 144 115, 453 330. 799 25, 672 38, 734 28, 895 $398, 978 238, 510 347, 582 1, 684, 392 635, 176 903, 128 1,406,058 552, 804 1,188, 831 G\i, 591 95, 541 11,2:10 148, 612 95, 587 91,350 90, 450 104, 025 2, 250 69, 570 41, 100 9, 250 295, 120 139, 825 889, 124 723, 614 487,050 284, 397 114, 420 269, 065 144, 625 100, 753 60, 480 42, 750 11,250 10, 381 36, 629 32,225 4, 500 13, 500 2 700 4,500 2, 250 • 12,870 59,021,623 11, 813, 653 States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Mi unesota Missouri Kansas Nebraska Oregon California Colorado Utah New Mexico Wyoming Idaho Dakota Montana San Francisco, is 2r> per cent, on circulation and 15 per cent, on deposits. RESERVE CITIES, as shown by the reports of March 1, 1875. Classification of reserve held. Specie Legal-tenders. IT. S. certifi- Duo from re- Redemptioncates of de- serve agents. fund with Treasurer. posit. 35, 000 140, 000 $9, 247, 948 2, 189, 422 5, 698, 616 2,056,818 1, 957, 925 223, 982 781] 062 502, 813 2, 131, 693 812. 334 3,212,662 674, 720 323, 251 1, 060, 407 25, 648, 649 11,110,000 30, 873, 652 19, 304, 248 25, 245, 000 $5, 062, 801 587, 191 5, 235, 265 2, 261, 886 1, 497, 462 193,981 2, 089, 090 $3, 560, 000 460, 000 4, 465, 000 100, 000 1, 135, 000 6QG, 151 865, 728, 4, 427, 679, 347, 1, 066, 000 000 640 958 474 750 630, 000 25, 000 560, 000 , 317, 91, 603. 328, 354, 48, 119, 143, 159, 113, 212, 67, 20, 67, Reserve cities, Boston Albany Philadelphia Pittsburgh Baltimore Washington New Orleans Louisville Cincinnati Cleveland Chicago Detroit Milwaukee 3, 646, 108 1,281, 401 New York City | 15 San Francisco j 16 LXXXVIREPORT OF THE COMPTROLLER OF THE CURRENCY. Lawful money reserve of the national E c s e r v e requircd, 15 per cent. States a n d Territories. 3 4 5 6 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 Maine..' New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon California Colorado I Utah i New Mexico ! Wyoming ! Idaho Dakota Montana Totals.. 64 ; 43 41 170 l (52 i 226 61 ' 161 11 17 ! 1 19 16 i 11 12 12 : 1 9 i 10 2 40; 2(5 • 162 103 12(5 79 41 80 i 32 1 in 10 1 1, 815 * Includes circulation. hanks—Continued. Number of banks. Boston Albany Philadelphia . . . Pittsburgh Baltimore "Washington . . . New Orleans... Louisville Cincinnati Cleveland Chicago Detroit Milwaukee Saint Louis $010, 297 429, 473 594, 072 4, 221, 849 1.368 193 2, 461, 322 7, 468, 919 2, 833, 219 4, 994, 966 •269, 646 340, 359 64, 341 821, 070 227, 560 416, 468 434, 454 329,591 15, 397 173, 292 256, 631 26, 722 615,152 723, 856 3,537,448 i 2, 470, 539 j 3,082,353 ! 1,221,349 702, 419 1,733,119 804, 926 519,210 353, 815 424, 842 111,690 1390, 241 381, 561 48, 453 40, 027 30, 816 17, 905 9, 090 I 143,444 $2, 292. 666 1,322,511 1,482,504 10, 781, 740 3, 191, 518 6, 186, 682 13,622,177 I 6, 347 677 ! 10,299,448 j 502, 645 I 819,985 j 213,446 I 1,221,110 I 457,927 I 820,251 ! 1, 175, 516 I 1,020,249 j 49,625 ! 635,951 I 863,407 j 65, 798 ! 1,705,914 ! 1, 597, 844 | 7, 468, 932 ! 6,225,269 j 6, 655, 086 I 2,231,971 I 1, 338, 504 I 4, 040, 184 I 1,286,539 I 1,131,260 i 616,279 ! 955,055 240, 850 482,382 I 901,099 I 123,949 i 65, 716 ! 306, 167, 606 i 4(5, 020, 096 100, 691, 135 j 46, 286 32, 092 10, 722 162, 369 New York City 48 San Francisco.. Deposits. 7, (503, 839 181 32. 9 t Reserve required in California gold batiks outside of 863, 645, 815 8, 401, 926 48, 596, 2(52 12, 867, 955 13, 532, C5D 1, 473, 052 6, 571, 877 3, 512, 301 11, 222, 848 4, 155, 403 26, 523, 429 3, 514, '220 2,436,621 Totals Per cent. 37.8 46.2 37.4 38.0 33.9 37.7 27. 4 33. 6 30.9 28.0 36.1 49. 8 22. 3 30. 2 29. 5 40. 6 46. 4 48.3 55.0 50.5 36.9 41. 6 33. 1 31.7 37.8 32.4 27. 4 28.6 35.0 24.0 32.7 26.1 33. 7 32.3 24.4 35.4 38.4 24.6 ! 22 5 1 26. 9 i 17. 7 17. 0 #6, 068, 645 2, 8(53, 153 3, 960, 475 28, 145, 662 9, 121, 288 1(5, 408, 812 49, 792, 793 18, 888, 124 33, 299, 772 1, 797, (>3S 2, 269, 059 42*, 938 5, 473, 799 1,517,06(5 2, 776, 455 2, 89(5, 359 2,197,271 102. (545 1, 155, 278 1.710. 8715 178, 148 4,101,011 4, 825, 706 23, 582, 990 16, 470, 2(53 20, 549, 021 8, 142, 327 4, (!82, 795 11,554, 130 5,366,173 3,4(51,397 2, 358, 769 2, 832, 279 744, 600 *1, 968, 571 I 2,543,741 I 323,0-22 266, 850 ! 205, 439 1J9, 369 [ 60, 603 956,297 '; Lawful money reserve of the national Reserve cities. Eatio of reserve. Reserve held. R e s e r v e required, 25 per cent. 615,911,454 2, 100, 481 12, 149, 065 3,216,989 3, 383,163 368, 263 1, 642, 969 878,075 ! 2, 805, 712 1,0:^,851 6, 630, 857 878, 555 609, 155 I 1,900,960 j 214, 058, 198 197, 505, 735 *5, 234, 448 j * Includes circulation. banks—Continued. Reserve held. R a t i o of reserve. $18, 540, 479 4, 187, 459 16, 848, 895 4, 690, 976 4, 309,272 587, 768 3, 126, 356 945, 674 3, 544, 784 1, 445, 625 8, 229, 263 L, 151, 084 751,254 752, 635 Per cent. 29.1 49.8 34.7 36.5 31.8 39. 9 47.6 26. 9 31.6 34.8 31.0 32.8 30.8 36.2 r>3. 514, 549 71,111,524 I 33.2 ! 49, 376, 434 57,764,653 j 29.2 927, 764 J 17. 7 1,308,612 I EEPOKT OF THE COMPTROLLER OF THE CURRENCY. LXXXVII STATES, as shown by the reports of May 1, 1875. Classification of reserve held. Specie. Legal-tenders. $26, 2, 20, 83, 25, 51, 118, 49, 46, 435 573 774 765 453 907 953 095 905 378 10,164 2,880 12, 044 9,282 37, 095 17.851 ! 35,534 37 23,830 ! 132, 351 1, 021 11, 134 24, 614 33, 801 46, 258 64, 036 15, 953 6, 592 30,882 ! 11,930 17, 618 3,129 5, 948 42, 615 294, 225 161, 193 5, 879 156 157 7, 092 84 19, 854 U. S. certifi- Duo from re- Redeinptioncates of de- serve agents. fund with posit. Treasurer. $380, 195 195, 771 315, 870 1, 899, 025 I 629, 637 I 1, 413, 912 ! 3, 771, 770 | 1, 709, 601 j 4,149, 207 I 223, 535 j 363, 444 | 100, 500 597, 602 I 218, 480 ! 472, 575 i 578, 037 1 492, 068 | 36, 700 j 249, 290 ' 508, 830 ! 29, 300 I 588, 826 I 867, 185 | 3, 675, 266 i 2, 791, 426 i 2, 527, 436 ! 1, 050, 396 j 620, 456 1, 720, 507 546, 217 433, 180 277, 412 246, 593 52, 520 !5, 000 250, 000 5,000 380, 000 20, 000 35, 000 20, 000 10, 000 10, 000 20, 000 5,000 5,000 20, 000 5,000 411, 493 94,156 20, 816 39, 578 20, 500 6, 572 86, 860 1,511,483 34,414,616 790, 000 $1, 481, 838 885, 307 797,028 6,840,250 1,874,027 I 3, 798, 719 I 7,945,650 | 4,017,845 | 4,870,217 | 194,041 | 342,142 i 98, 810 | 467,101 i 149,053 I 218, 947 493, 428 389, 07:2 10, 038 29:2, 811 181, 120 20, 227 812, 214 564, 580 2, 705, 991 2, 042, 021 3, 587, 295 873, 890 574, 530 2, 04o, 045 580, 911 575, 832 270, 958 659, 764 134, 465 188, 157 296, 463 19,414 31, 244 3,851 States and Territories. Maine 1 New Hampshire 2 Vermont 3 Massachusetts : 4 Rhode Island 5 Connecticut 0 New York ; 7 New Jersey | 8 Pennsylvania j 9 Delaware . , 10 Maryland 11 District of Columbia 12 Virginia j 13 West Virginia 14 North Carolina 15 South Carolina 16 G-eoigia 17 Florida „... : 18 Alabama 19 Texas 20 Arkansas 21 Kentucky '22 Tennessee 23 Ohio 24 Indiana 25 Illinois I 20 Michigan 27 Wisconsin 28 Iowa 29 Minnesota 30 Missouri 31 Kansas 32 Nebraska 33 Oregon 34 California . 35 Colorado 36 Utah i 37 Now Mexico 38 Wyoming i 39 Idaho . . . . . i 40 Dakota j 41 Montana j 42 $399,198 238, 860 348, 832 1,708,100 662, 401 917, 144 1, 405, 804 551, 130 1, 198, 119 64, 091 94, 235 11, 250 144, 363 81, 100 91, 034 85, 000 102, 375 2, 250 70, 020 41,100 9, 250 283, 740 141, 465 993, 874 725, 504 471, 319 286, 732 116, 920 242, 690 141, 475 99, 630 58, 780 42, 750 11, 250 1,816 44,135 31, 950 4,500 13, 500 2, 700 4,500 2, 250 11, 520 52, 061, 059 11, 913, 977 San Francisco, is 25 per cent, on circulation and 15 per cent, on deposits. RESERVE CITIES, as shown by the reports of May 1,1875. Classification of reserve held. Specie. Legal-tenders. 8843, 457 7,378 228, 656 30, 284 101,116 5, 508 155, 496 1, 788 12, 478 5, 095 78, 986 7, 445 1,483 18, 618 K 288, 789 421, 690 5,196,818 2, 432, 293 1, 585, 004 200, 847 1, 874, 045 547, 004 920, 569 900, 000 4, 667, 285 589, 977 335, 369 1, 522, 650 1, 497, 788 6, 683, 326 927, 764 U. S. certifi- Duo from re- Redemptioncates of de- serve agents. fund with posit. Treasurer. $3,175, 000 625, 000 5,190, 000 100, 000 885, 000 35,000 140, 000 886, 071 041, 126 629, 586 795, 299 377, 857 S33, 203 970, 403 253, 570 1,471,987 402, 030 2, 530, 317 480, 630 300, 502 1, 009, 117 $1, 347,162 92, 205 603, 835 333, 100 359, 695 48,150 119, 752 143,312 159, 750 113,500 160, 075 07, 032 18, 900 02, 250 25, 483, 540 11,935,000 28, 559, 818 3, 035, 378 23, 979, 103 •25, 890, 000 980, 000 25, 000 780, 000 $8, 3, 5, 1, 1, Reserve cities. 1,212,224 ! Boston Albany Philadelphia Pittsburgh Baltimore Washington New Orleans Louisville Cincinnati Cleveland Chicago Detroit Milwaukee Saint Louis 1 2 3 4 5 6 7 8 9 10 11 12 13 14 New York Citv 15 Snn Franeiseo 16 .XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Laivfnl money reserve of lite national States and Territories. Maine New Hampshire Vermont Massachusetts llhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia W e s t Virginia N o r t h Carolina South Carolina Georgia... Florida Alabama Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon California Colorado Utah "New Mexico Wyoming Idaho Dakota Montana Totals Number ; of banks. Deposits. lie serve re- : quired, 15 per | lleserve held, t 69 44 43 175 62 81 227 ~65 173 11 17 1 20 16 11 12 12 1 9 10 2 41 27 102 103 128 78 41 81 32 28 23 10 1 6 10 £0, 301, 834 2, 954, 309 4, :J83, b91 28, 327, 529 9, 929, 056 17, 910, 653 :\\, 020, 2.^ 20,012,926 33, 960, 209 1, 768, 718 2,318,574 486, 567 6, 003, 285 1, 572, 682 2, 777, 323 2, 604,150 1, 808, 345 73, 439 1, 021, 749 1, 521, 099 204, 141 4, 212, 630 4, 468, 901 23, 503, 073 15, 653, 964 19, 881, 430 8, 218, 009 4,916,714 12, 085, 150 6,192, 718 3, 353, 071 2, 470, 554 2, 934, 984 829, 337 *2,102, 954 2, 745, 038 355, 767 336, 663 242, 702 141, 983 74, 399 961, 287 8954, 275 443,146 642, 584 4, 2 19, 129 1,489,358 2. 086, 598 7, 653, 043 3, 001, 939 5, 094, 031 265, 308 347, 786 72, 985 900, 493 235, 902 410, 598 390, 622 1,845 | 312,602,095 46, 996, 069 * Includes circulation. hanks—Continued. l l | 016 153, 262 228,165 30, 621 631,895 670, 335 3, 525, 461 2, 348, 095 2,962,215 1, 232, 701 737, 507 1, 812, 773 928, 908 502, 961 370, 583 440, 248 124, 401 1421, 198 411, 756 53, 365 50, 499 36, 405 21, 297 11,160 144, 193 62,515,997 1, 410, 880 1,662,557 11, 103, 118 3, 291, 325 7, 284, 353 15, 169,208 7, 385, 703 10, 714, 849 518, 213 826, 772 234, 449 1, 367, 228 512, 732 690, 873 770, 536 827, 192 46, 360 505, 391 662, 310 74, 438 1, 859, 998 1, 313, 886 6, 771, 073 5, 833, 071 6, 680, 244 2,221,016 1, 463, 127 4, 491, 274 1, 669, 149 1,156, 434 701, 910 1, 082, 221 246, 796 463, 910 1, 069, 567 148, 331 118,738 65, 482 43, 650 20, 771 159, 421 105, 154,1 1 13 14 Boston . . . Albany Philadelphia Pittsburgh IJaltimore Washington New Orleans Louisville Cincinnati Cleveland Chicago . Detroit Milwaukee Saint Louis 15 New York 16 San Francisco 3 4 5 6 7 8 9 10 11 Totals Number of banks. 51 7 29 20 14 4 7 9 5 6 16 3 3 7 Per cent. 39. 5 47.8 38.8 39. 2 33. 1 40.7 29. 7 36.9 31. 6 29. 2 35*. 7 48.2 22.8 32.6 24.9 29.6 45.7 63.1 49.5 43.5 36.5 44.2 29.4 28.8 37.3 33.6 27.0 29.8 37. 2 26^9 34.5 28.4 36.9 29.8 22.1 39.0 41.7 35.3 27.0 30.7 27.9 16.6 33.6 t ileserve required in California gold banks outside Lawful money reserve of Hie national Reserve cities. R a t i o of re- Deposits. $65, 699. 363 7, 9191 484 48, 210, 669 12, 519, 105 15, 562, 221 1, 525, 250 7, 132, 054 3, 563, 723 11, 415, 936 4, 107, 335 28, 297, 006 3, 229. 876 2, 693, 467 9, 629, 462 banks—Continued. Reserve required, 25 percent. R e s e r v e held. $16, 424, 841 1, 979, 871 12, 052, 667 3,129, 776 3, 890, 555 381, 312 1, 783, 014 890, 931 2, 853, 984 1, 026, 834 7, 074, 251 807, 469 673, 367 2, 407, 365 $20, 361, 346 3, 223, 982 15, 544, 354 3, 901, 832 5, 857, 789 524, 689 3, 373, 248 1,1'i 7, 378 4,138, 276 1, 491, 948 10, 847, 435 1, 210, 321 1, 018, 684 4, 160, 544 R a t i o of reserve. Per cent. 31.0 40.7 32 2 37*. 6 34.4 47.3 33. 0 36.2 36.3 38.3 37.5 37.9 43.2 181 221, 504, 951 55, 376, 237 76, 831, 826 34.7 48 218, 382, 090 54, 595, 522 76,621,776 35.1 2 *5, 382, 704 1, 345, 676 1, 106, 491 20.6 * Includes circulation. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIX STATES, as slioivn by the reports of June 30, 1875. Classification of rese rve held. Specie. Legal-tenders. $34, 611 2 985 16, 500 84, 782 25 139 43 070 IQg 414 46, 903 52, 324 .401 9,834 2 929 9, 113 8,709 37, 771 13 202 36, 695 07 15, 080 117, 090 209 8,275 20,108 34, 736 50, 384 51 194 16, 820 10, 727 25 512 18, 184 10, 443 3, 165 4,479 45, 894 298, 255 199, 660 12, 121 361 528 10,559 $429, 369 199 391 337. 308 1,869j653 584 352 1 430 507 3 747 480 1, 714, 436 3, 753, 097 186, 047 310,998 96 500 602, 426 252, 114 406, 300 371 791 458, 255 27 000 234, 354 275, 034 26, 675 531, 991 690, 233 3 143 946 2, 547, 489 2 402 910 975,194 646, 255 1 879 342 632, 988 472, 293 251, 392 289, 395 61, 800 22, 688 428, 551 110 397 64, 931 41 956 28,591 3, 790 84, 710 1, 600, 028 32, 610 241 U. S. eertilicates of deposit. Due from reserve agents. $5, 000 $1, 644, 016 978, 209 962, 207 7,193, 883 2 021 148 4 891 482 245, 000 385 000 130, OuO 40, ()!)0 20, 000 10,000 10, 000 20, 000 20, 000 5," 666" t) 4 5 5 5 j < ) 4, 945, (564 5, 676, 490 247, 174 398, 915 123* 770 620,816 175, 766 153, 652 306 093 234, 367 17 013 185, 487 231, 336 38, 304 1, 028, 468 476, 068 2 719, 004 2, 523, 514 3 769 766 961, 443 672, 225 2 351 870 882, 002 579, 274 389, 764 745, 597 127, 852 165, 655 409, 406 21,313 39, 946 20 9()8 14, 654 40, 153 890, 000 58, 439, 613 lied enipt ionfund with Treasurer. $403, 001 230, 295 346, 542 1, 709, 800 660 686 910, 294 1 382 765 548, 700 1, 1!):2, 938 64,591 97, 025 11 250 134, 873 76, 143 93, 150 79 450 97, 875 2 250 70, 470 38, 850 9, 250 281, 264 127, 477 873, 387 691, 684 456 374 267, 559 113,920 234 550 135, 975 89, 424 57, 589 42, 750 11,250 31, 4, 13, 24, 950 500 500 700 500 States and Territories. Maine .. . New Hampshire Vermont Massachusetts llhode Island Connecticut New York New J e r s e y Pen ns y 1 vania Delaware Marvland District of C o l u m b i a . . . . Virginia West Virginia North Carolina South(TCarolina GrOor ia Alabama . . . Texas . . Arkansas Kentucky Tennessee Ohio Indiana Illinois . Michigan AVisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon California . ... Colorado Utah New Mexico Idaho .. * Dakota l l | 870 ' Montana 11, 614, 671 of San Francisco, is 25 per cent, on circulation, and 15 per cent, on deposits. RESERVE CITIES, as shown by the reports of June 30, 1875. Classification of reserve held. Specie. Legal-tenders. IT. S. certificates of deposit. Duo from reserve agents. ltedemptionfund with Treasurer. $3, 080, 000 360, 000 3, 740, 000 100, 000 I, 225, 000 35, 000 130, 000 $9, 362, 600 2.014, 120 5,21.0, 880 1, 172, 154 2, 362, 173 287, 628 864, 648 433, 813 2, 379, 312 556, 561 3, 616, 322 ' 528, 865 658, 970 1, 837, 369 $1, 375,121 83, 647 583, 509 334, 607 359, 695 46. 750 117, 954 141,077 158, 860 110, 097 150, 925 67, 650 12,150 60, 250 31, 291, 415 $1, 758, 386 7,245 252, 546 31,401 194, 073 4, 698 118, 188 992 25, 804 18, 290 153, 206 5, 725 2, 038 15, 275 $4, 785, 239 758, 970 5, 751, 419 2, 263, 670 1,716,848 185, 613 2, 272, 458 601, 496 784, 300 782, 000 6, 061, 982 608, 081 310, 526 2, 117,650 2, 587, 867 29, 000, 252 10, 350, 000 13, 665, 196 25, 756, 431 36, 070, 000 1,106, 491 790, 000 25, 000 865, 000 Reserve cities. Boston Albany Philadelphia Pittsburgh Baltimore Washington New Orleans Louisville Cincinnati Cleveland Chicago Detroit Milwaukee Saint Louis 3, 602, 292 1,130,149 New York San Francisco 1 3 4 6 7 8 q 10 11 19 13 14 15 16 17 1* 19 20 21 22 23 94 25 ^6 27 28 OQ 30 31 32 33 34 35 36 37 38 39 40 41 42 XC REPORT OF THE COMPTROLLER OF THE CURRENCY. Lawful money reserve of the national States and Territories. Number of banks. Deposits. 11 e s e r v e required, 15 p e r cent. oanlts—Continued. of reReserve held. Ratio serve. Per cent. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 oo 23 24 25 °n 27 28 29 30 31 3° 33 31 35 36 37 3« 39 40 11 42 69 44 45 Main e New Hampshire Vermont Massachusetts Rhode Island Connecticut j[ew York j^ew Jersey Pennsylvania Delaware ^Maryland District of Columbia Virginia "West Virginia North Carolina South Carolina Georgia Florida : . . . . . . Alabama Texas Arkansas Tennessee Kentucky . Ohio Indiana Illinois Michigan . Wisconsin Minnesota Iowa . . Missouri Kansas Nebraska Oregon California . New Mexico Colorado Utah Idaho Montana0 Wyomin " Dakota 179 02 959, 745 1, 332, 936 133, 927 3, 872, 334 4, ()5:», 343 22, 972, 255 14' 88.")' 341 18 885, 240 8, 154, 483 5, 054, 7:-7 (5, 510, 900 11, 080, 344 3, 335, 781 2, 392, 648 2, 945, 41-2 891, 522 *2 "27 2()2 339, 463 2, 593, 044 301. 334 152^ 428 1 014 278 297, 228 94, 939 81, 022, 232 41)1,115 094 026 4 075, 680 1, 345, 306 2, 393, 364 7 468 552 2, 936, 979 5,171, 048 310,420 414,231 69, 728 867, 938 235, 850 301, 221 202, 1W5 253, 55!) 10, 632 143, 962 1\)\), 040 20, 089 5>-;0 850 008, 902 3, 445, 838 2 232 bOl 2, r-32 786 1, 223, 172 758, 201) 977, 545 1, 002, 052 500, 3(57 :^^, 897 441,824 133, 728 1450, 766 50, 919 389, 047 45 200 22, 804 152 142 44, 5,^4 14, 241 307 920 794 46, 304, 791 8, \K')S, 7 0 7 81 226 m 15, !>55, 702 49 790, 344 19, 579, 801 34, 473, 054 2, 069, 468 2','nil| 53d 404, s">0 5, 7r-'0, 250 1, 572, 332 2, 41 !H, 139 1, 947, 900 1, 090, 394 175 11 17 1 20 16 11 12 12 1 9 10 7 0 , ?•;-:? 27 42 162 103 130 30 33 19 10 1 7 9 1 1 i Totals 8.0,814,877 ' 3,274. 101 4 626, r<41 31, 171, 197 1 85L * Includes circulation. .$2, 911, 068 1, 507, 854 1 882 541 12 238 570 3,110, 437 6, 235, 894 14 417 (124 7, 228, 035 9', 8)1'.), 80-2 749, 797 1, 122, 587 185, 608 1, 237, 991 548. 199 623,547 594, 905 640, 958 28, 977 505, 046 586, 772 59, 078 1,117, 892 1,513,237 6, 715, 503 5 171, 737 5, 628, 099 2, 301, 782 1, 499, 750 1, 8G1, 387 3, 146. 946 978, 963 633, 427 1, 020, 380 20,), .>74 400, 224 76, 821 938, 418 3 41,603 33, 935 221, 308 63,519 *0, 512 100,128, 907 Boston Albany Philadelphia . Pittsburgh . . . Baltimore Washington.. New Orleans . Louisville Cincinnati . . . Cleveland Chicago Detroit Milwaukee... Saint Louis... Totals. N e w York . 16 San Francisco. Number of banks. Deposits. 53 7 30 23 14 4 8 I 5 j G 16 3 3 186 ! ! i ! 37. 3 20. 2 34.7 29. 8 21). 0 29.7 28. 6 28. 4 29. 3 26.5 34.6 29. 8 20.7 22. 6 36. 2 47.0 22. 3 21.8 21.4 27. 9 32.5 f R e s e r v e required in California gold-banks outside of Lawful money reserve of the national Reserve cities. 42.7 46.1 40. 7 39. 2 34.8 3(J. 1 29.0 30. 9 28. 5 I 36. 2 i 40. 7 39. 9 i 21.4 34.9 <>5 9 '' 30. 5 37.9 40.8 j 52. 0 44.0 44.1 banks—Continued. ren0 s e i' v e per quire 1,25 cent. Ratio of reserve. $69, 686, 756 9,713,273 47, 563,174 13,176, 309 14, 008, 224 1, 402, 076 6, 199, 932 2, 837, 296 10, 718, 307 4, 577, 268 26, 105, 787 3, 040, 097 2, 601, 224 7, 351,173 81", 421, 689 0 428 318 11, 890^ 794 3, 294, 077 ^, 667, 056 350, 669 1, 549, 983 709, 324 2, 679, 577 l ' 144, 317 (! 541, 447 910, 024 050 306 1 837 793 §21,157, 637 4,195, 262 14, 968,139 4, 575. 520 5, 715; 558 528, 863 1, 910, 262 834, 074 3, 620, 936 1, 563, 756 9, 865,106 1, 352, 381 960, 053 2, 509, 836 220, 301, 496 55 075 374 73, 757, 383 202, 263, 052 50 *3, 603, 473 * Includes circulation. = S 763 60, 467, 759 900 868 751, 367 REPORT OF THE COMPTROLLER OF THE CURRENCY. XCI STATES, as shown by the reports of October 1, 1875. Classification of reserve held. Legal-tenders. $24 563 1,799 5. 784 69, 077 24, 762 41, 539 138, 366 41, 657 49, 441 434 8, 407 3, 312 9, 357 6,737 36,132 11,507 38, 503 $457, 220, 410, 1, 924, 642, 1, 560, 3, 807, 1, 852, 3, 856, 218, 336, 113. n 1O tD $5, 000 270, 000 385, 130, 15, 20, 10, 000 000 000 000 000 oio! 253! 537 30! 940 365, 518 442, 853 2- 500 24; 218 228! 573 23, 875 ! 595' 061 526, 455 3, 354, 801 2, 376! 905 2, 367! 883 9C;-' 116 666, 768, 1, 668, 404, 242, 28l! 73, 10, 517 96, 096 337 25,165 8, 036 25, 273 23, 655 49, 883 11, 375 9, 755 10, 235 24, 380 12, 883 2, 865 6,030 77, 025 309, 350 781 253, 740 8, 701 7,544 69,161 778 92 1, 555, 034 r. S. certificatesofdeposit. io," 006 20, 000 20, 000 "io," 666' 5,000 28, 448 306, 740 116, 903 21, 891 72, 400 39, 903 7,535 32, 783, 502 „. .,„ ltedemption™!™ult ' tund with ser^agont*. Treasurer. $2, 009, 763 1, 041, 894 1,122, 373 8, 241, 088 1, 788, 907 3, 739, 293 8,714,715 4, 64-2, 958 4, 665. 853 445, 708 672,318 492*! 837 213,127 209, 062 140, 606 71, 270 4, 227 184, 395 227, 628 30, 116 381, 347 688,181 2, 451, 672 2, 081, 798 2, 771. 357 1, 122, 576 098, 089 947, 481 1, 219, 217 465, 985 336, 618 689, 726 103, 613 150, 874 34, 092 347, 338 11, 499 68, 227 20, 138 16, 635 I 900, 000 53,322,152 $413, 817 243, 539 343, 656 1, 734, 231 660, 101 894. 934 1, 372^ 419 561. 781 1, 242, 673 65, 091 95,150 11,250 125, 300 74, 798 72, 413 77, 274 88, 332 2, 250 67, 916 34, 475 4,750 116, 319 280, 565 883, 757 669, 379 438, 976 262, 715 105,155 135, 333 224, 575 90, 625 51, 100 42, 7:10 11, 250 """13," 500 30, 600 4, 500 4,500 11, 520 2,700 2,250 States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut I New York j New Jersey j Pennsylvania i Delaware Mar viand District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Texas Arkansas Tennessee Kentucky Ohio....' Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri Kansas Nebraska Oregon California New Mexico Colorado Utah Idaho Montana Wyoming Dakota j j ! j j i j ' 11,568,219 San Francisco, is 25 per cent, on circulation and 15 per cent, on deposits. R E S E R V E CITIES, as shown by the reports of October 1, 1875. Classification of reserve held. Specie. Legal-tenders. $384, 796 9,175 168, 810 32, 358 53, 359 6,057 52, 504 985 11, 649 956 38, 609 14, 039 1,317 13, 689 788, 303 4,955,624 751,367 U. S. certifi- Due from re- Redemptionfvmd with cates of de- serve agents. Treasurer. posit. 35, 000 100, 000 436, 653 053, 609 412, 902 850, 528 560, 645 238, 605 486, 471 248, 850 1, 855, 837 591, 800 4, 318, 527 714, 710 483, 828 1, 069, 847 1, 381, 936 83, 647 596, 258 337, 963 347, 995 48, 150 114, 000 128, 081 159, 750 113, 500 146, 100 67, 650 7, 650 60, 250 26, 543, 338 10, 510, 000 I 32, 322, 812 3, 592, 930 17, 040, 091 37, 400, 000 $6, 699, 252 688,831 5, 450,169 2, 254, 671 1, 543, 559 196, 051 1, 257, 287 456, 158 743, 700 832, 500 4, 166, 870 555, 982 432, 258 1, 266, 050 $3, 255, 000 360, 000 3, 340, 000 100, 000 1,210,000 40, 000 850, 000 25, 000 1, 195, 000 $9, 3, 5, 1, 2, Reserve cities. Boston Albany Philadelphia Pittsburgh Baltimore Washington New Orleans Louisville Cincinnati Cleveland Chicago Detroit Milwaukee Saint Louis 1, 072, 044 New Y o r k . . San Francisco ! j j ! j ! 9 10 11 12 13 14 1 15 j | 16 XCII REPORT OF THE COMPTROLLER OF THE CURRENCY. TaWe showing the resources and liabilities of Stale banks. New HampMaine, Octo- shire, Februber, 1874. ary, 1875. RESOURCES. 3 banks. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Heal estate Other investments Cash items Specie . Casli — legal - tenders, banknotes, &c 1 bank. Vermont, July, 1875. Rhode Island, Connecticut, December, April, 1875. 1874. 5 banks. 15 banks. 4 banks. 6292, 590 $57, 7G3 §1, 524, 978 $4, 651, 034 $2, 628, 405 3,967 700 40, 474 4 000 4, 000 4,875 9, 237 1, 995 4,500 254, 800 42, 508 500 300 9 123, 327 184, 709 40, 194 7, 258 5, 075 280, 719 708, 844 92, 400 10 3, 312 01, 794 7, 73(5 11, 548 39 53, 883 213, 573 308, 307 77, 909 1, 880, 538 5, 229, 253 3, 787, 193 Capital stock Circulation Surplus fund Undivided profits Dividends unpaid .Deposits Due to banks Other liabilities 225, 000 50, 000 252, 500 3 009 0,500 3,210,200 21, 719 13. 325 1. 35(5 27 322 1, 450, 000 28, 831 333, 794 457 209 008 584 507 12, 907 1, 170 Totals 308, 307 77, 909 Totals 13, 048 2,883 LIABILITIES. 1. 100, 1, 24, 12,975 200, 100 20, 243 i, 537, 701 112, 992 54^ 292 3, 1, 660, 303, 1, 1, 880, 538 5, 229, 253 3, 787, 193 "V, 347 1, 590, 033 2.88 185 503 532 NOTE.—All returns of banking institutions styling themselves savings-banks, but having capital stock, are included in these statements of the!; condition of the several State banks, and in the "Aggregate resources and liabilities of State banks. Resources and liabilities of State New York, September, RESOURCES. Loans and discounts Overdrafts "United States bonds Other stocks, bonds, &c Due from banks Heal estate .. Other investments Expenses Cash items Specie Cash — legal - tenders, banknotes, &c Totals 1875. banks—Continued. New York Pennsylvania, City, Septem- New Jersey, November, Delaware, October. 1875. ber, 1875. J a n u a r y , 1875. 1874. 50 b a n k s . 27 banks. 10 banks. 121 b a n k s . §20, 283, 003 95, 878 844, 088, 740 27, 483 64, 07-1, 778 6,747 104, 003 805, 576 785 147 179 981 39, 275 16, 033 81 247 7 893 $525, 539, 024 |453, 143 1, 602 f 6, 392, 000 3 241 541 2 242 510 223,101 340, 228 21 974 174 448 7, 350 84 740 26 501 2, 500 5, 767 13 791 218 *2, 481, 225 4 335 200 502, 399 49, 471 202,510 515 413 27 131 2, 300, 3 9H5 1, M0 58, 542 7 094 788, 037 003 019 758 829 402 125 2 banks. 980, 203 10, 905, 904 323, 900 2, 216, 452 14, 332 35, 532, 504 71.407, %0 0, 490, 180 40, 391, 878 609, 956 9 229 890 39 0(58 1, 107, 520 2, 140. 348 15 585 200 38 227 i 1, 988, 574 4, 201, 797 11 022 10 1 388 752, 906 565 200 489 285 200 18 219 009 1 039 00-* 2, 819, tOl 43'555 339 i 5 014 200 i 304, 023 1 967 120 0 564 207 417 7, 020 7 384 4 122 212 74 077 37, 780 25 066 370 1,296 119 255, 223 252, 479 46, 839 13, 021 35, 532, 5:i4 71, 407, 900 0, 490, 180 40, 391, 878 609, 956 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals 5. 391 7,026 * United States bonds included in this amount, in all the st atements from New York received by this Office. t This amount includes United States bonus—the form of the report not permitting theni to be distinguished. REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIII Resources and Jialnliths of Slate hauls—Continued. Di^ti ict CnMarvhmd, October, L-7.1. lumbi il; < ) her 1«7 RESOURCES. * 17 banl,-;. t 5 1a n k Virginia, :, o'.-.i.T. k*75. V.l banks. 8. West Virginia, October, 1875. New Orleans, July, 1875. 10 banks. 5 banks. 4(in' 459 604. 018 79,911 29 209 210 022 20, 212 c 654 808 1, 767 61, 847 170, 31, 146. os;s 37, 020 17 412 047 1. 260 641, 151 90, 8*!0 191,854 141,308 2, 437, 316 9, 30g, 609 1, 237, 693 5, 732, 368 2, 798, 383 11, 22!), 263 3, 697, 852 17, 619 352 J06 237 052 36, 466 4, 6(15 211 241, 099 61, 204 183, 600 2,197, 805 659, 611 Circulation . . . Surplus fund "Undivided profits Dividends uupiid Deposits Due to banks Other liabilities 1, 024, 001 4, 954 359 195, 429 141,213 1, 637 3, 057, 798 92, 613 45, 873 85, 395 35,310 2 924 1, 946, 715 64, 653 3, 775 Totals 9 308 609 1, 237, 093 5, 732, 368 2, 798, 383 Loans and discounts... Overdrafts United States bonds Other stocks, bonds, &c Due from banks Heal estate Other investments Expenses Cash items Specie Cash — legal - tenders, banknotes, &c Totals. #6, 338, 502 912 86, 2,-2 i | j ! | ! i $3,1)93, 274 3, 953 22 675 6,-7, 409 24!), 200 51, 001 388, 784 42 611 100, 565 982 62,160, 952 3,295 $4, 499, 312 100, 266 "7l! 21, 8 23 1, 450 253 902 016 288 883 036 1, 796, 961 1, 365, 582 1, 005, 314 47, 981 76, 797 LIABILITIES. 19, 779 3, 792, 300 9, 447 % 328, 808 6, 149, 202 622, 769 326, 737 11, 229, 263 * Twelve of these banks are in Baltimore, witli aggregate deposits of §4,121,628, and aggregate resources of $8,135,722. t Four of these, calling themselves savings-banks, have capital stock. The National Savings Bank having none, is included in this table to avoid the necessity for an add itional statement. \ An apparent excess of assets added to balance. The report taken from the New Orleans Daily i?e_ publican, of J u l y 15, 1875. Resources and liabilities of State banTcs—Continued. RESOURCES. Arkansas. Texas, J u n e , August, 1875. 1875. 5 banks. Loans and discounts Overdrafts . United States bonds Other stocks, bonds, &c Due from banks Heal estate Other investments Expenses Cash items .. Specie Cash—legal - tenders, bank notes, &c Totals . . $421, 745 361 1 bank. $67, 895 4,217 Ohio. October, 1875.* I n d i a n a , ! October, 1874. Chicago, J u n e , 1875. 105banks.f 9 banks. 9 banks.§ $21, 356, 648 $1, 077, 754 43, 369 927 166, 910 83. 381 9' 467 24, 103 9, 774 8,163 103 2, 706, 668 60, 248 108, 627 52 °96 11,072 3, 201 192 11, 369 16, 055 1, 982 1, 757 502 676 3, 788, 041 600 $6, 989, 536 2,184, 225 1 079 879 141, 265 39, 348 3, 839, 645 104, 594 1, 890, 804 810, 376 131, 854 32,193, 678 1, 528, 545 12,144, 444 306, 443 50, 000 5, 838, 492 652, 000 1, 925, 000 373 179 3,142 ||720, 651 8 935 8,399 21, 535, 202 751, 324 30 181 77, 706 9, 602,165 4, 099, 333 32,193, 678 1, 528, 545 12,144, 444 LIABILITIES. Capital stock Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities 436, 632 19 990 18,160 78, 246 439 Totals 810, 376 131, 854 17 539 11, 612 1T244,100 NOTE.—All the items in the statements for Ohio are " averages " returned as subject to State taxation. § The financial editor of the Inter-Ocean furnishes this statement, and adds : " Eight of these banks hold, probably, five-sixths of the savings deposits in the city." || Difference between reported resources and liabilities added to balance. H Added to balance. XCIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Resources and liabilities of State Michigan. July, 1.^75. RESOURCES. Wisconsin, DMinnesota ecember. July, 1875. 1874. Iowa, July, 1875. Kansas, January, 1875. 19 banks. 23 banks. 8 banks. 40 banks. $6, 840, 998 35, 108 $6, 019, 348 90, 243 $1,130,103 24, 318 939, 147 943, 136 182, 977 1, 153,228 1, 737, 761 128, 097 44, 896 10,471 186, 262 28, 322 51, 819 115, 277 24, 289 19, 562 29, 506 26, 368 4,085 $4,146, 032 6,442 40, 150 26 banks.* Loans and discounts Overdrafts TJnited States bonds Other stocks, bonds, &c Due from banks Jleal estate . • . Other investments Expenses Cash items Specie Cash — legal - tenders, bank notes, &c Totals banks—Continued. 918, 875 270, 241 31, 050 10,156 29, 716 3,245 $1,117, 978 27, 635 46,178 186, 427 110,858 77, 977 29, 423 132,199 1, 017, 445 636, 456 123, 341 503, 799 211,101 10, 003, 707 9, 990,188 1, 548, 668 5, 959, 706 1, 939, 776 2, 182, 826 1,113, 231 1,404 599, 550 1, 831, 285 776, 969 LIABILITIES. Capital stock Circulation Undivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals 215 673 30, 594 17,408,055 6, 909, 215 107, 153 1, 906, 338 10, 003, 707 9, 990,188 ! 825,101 15, 770 77, 653 1, 548, 668 50, 276, 1, 3, 757, 42, 000 760 469 338 854 5, 959, 706 58,026 48, 907 966,119 7,116 82, 639 1, 939, 776 * Eleven of these banks are styled savings-banks, but all of them have capital stock, t Due to banks and depositors. Aggregate resources and liabilities of State banks. 1872-73. Loans and discounts Overdrafts TJnited States bonds Other stocks, bonds, &c Due from banks Real estate Other investments Expenses Cash items Specie Cash, legal-tenders, bank-notes, &c. — banks. — banks. $119, 332, 341 237,104 1, 544, 296 9, 617, 667 12, 605, 100 3, 269, 233 944, 079 886, 348 18,977,324 3, 020,139 8, 347, 776 $154, 377, 672 212, 772 1, 961, 447 16,437,815 551 banks. $176, 308, 949 377, 297 344, 984 23, 667, 950 19, 851,146 19, 050, 046 9, 005, 657 5, 372, 186 1, 164,999 4, 909, 190 1, 284, 344 1, 353, 066 8, 624, 086 10, 434, 018 1, 980, 083 1,156, 456 26, 740, 215 25,126, 706 178, 881, 407 237, 402, 083 272, 338, 996 Capital ntock Circulation Surplus fund Undivided profits . Dividends unpaid . Deposits Due to banks Other liabilities ... 42, 705, 834 174,714 2,109, 732 10, 027, 668 33, 492 110, 754, 034 8, 838, 355 4, 237, 578 59, 305, 532 153, 432 2, 942, 707 12, 363, 205 337, 290 137, 594, 961 14, 241, 604 10, 463, 357 69, 084, 980 177, 653 6, 797,167 9, 002,133 83, 722 165, 871, 439 10, 530, 844 10, 791, 058 Totals. 178, 881, 407 237, 402, 088 272, 338, 996 Totals. LIABILITIES. REPORT OF THE COMPTROLLER OF THE CURRENCY. XCV Table showing the resources and liabilities of savings-banks organized under State laws. 73 Tf © (JO II is RESOURCES. 58 banks. 68 banks. 13 banks. is 179 banks. 37 banks. 86 banks. $7, 853, 259 $7, 732, 419 $3, 005, 591 $109, 254, 540 $26, 617, 490 $51, 552, 294 Loans on real estate Loans on personal and col54, 607,174 11, 247, 384 lateral security 6, 058, 246 9, 426, 320 1, 673, 561 7, 042, 492 8, 453, 759 4,141, 646 United States bonds 820, 712 1, 507, 930 494, 750 State, municipal, and other bonds and stocks 9, 353, 671 5, 731, 075 10, 389, 307 6, 688, 424 6, 481,170 535, 598 6, 486, 882 1, 916, 442 1,168,420 Railroad bonds and stocks. 4, 326, 494 4, 450, 249 49, 050 666, 088 1, 044, 248 22, 377, 009 2, 563, 976 3, 546, 777 Bank stock 67, 648 471, 002 225, 952 581, 946 288,126 36, 348 2, 798, 971 Real estate 391, 664 263, 394 779, 992 68, 394 593, 285 51, 329 Other investments 95, 613 2,295 644, 683 Expenses 31,211 14, 504 3, 294, 486 Due from banks 854,164 884, 792 2, 096, 910 Cash 333, 811 2, 042, 959 1, 229, 706 31, 051, 963 31,735,312 I 6,281,550 220, 943, 055 50, 540, 703 76, 875, 049 Deposits Surplus fund Undivided profits . Other liabilities... 29, 612, 221 460, 829 978, 913 30,214,585 ! 6,004,694 ' 97,943 1, 520, 727 123, 808 55,105 217, 452,121 3, 490, 934 73, 783, 802 2, 992, 219 Totals . 31, 051, 963 31, 735, 312 220, 943, 055 Totals . LIABILITIES. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks. Bank stock Real estate Other investments Expenses Due from banks Cash Totals 36 b a n k s . 5 banks. $116,639,852 $14, 597, 066 $10, 703, 676 99, 028 50, 540, 703 76, 875, 049 fyc.—Continued. 6 banks. $3, 303,169 5, 739, 076 57, 481, 672 3, 380, 029 4, 352, 421 1,368,350 2, 394, 000 4, 547, 524 3, 559, 382 107, 066, 984 8, 225, 253 16, 632 8, 598, 861 8, 594, 790 418, 029 335, 033 2, 565 2, 628, 057 666, 705 71, 634 499, 886 49, 739 5,330 4, 234, 1, 610, 151, 217, 127, 110, 769, 415, 898 027 372 627 623 146 862 388 California, July. 1875. P e n n svlvania, October, 1875. 158 b a n k s . 1, 665, 902 103, 299 Minnesota, December, 1874. New Jersey, January, 1875. RESOURCES. New York, January, 1875. Eesources and liabilities of savings-banks, Maryland, September, 1875. 6, 281, 550 48, 771, 502 3 banks. 25 b a n k s . $77,195 $76, 053, 051 99, 539 356, 842 19, 300, 085 5,153, 252 1, 381, 659 1,127, 535 41, 968 2, 296, 038 328, 574, 572 32, 708, 687 19,514,912 19, 047, 018 119,163 78, 805, 470 303, 935, 649 30, 954, 877 1, 319, 489 18, 338,104 326,136 367,111 15, 667 119,163 72, 569,103 6, 236, 367 19, 047, 018 119,163 78, 805, 470 LIABILITIES. Deposits Surplus funds Undivided profits Other liabilities Totals 24, 310, 246 328, 677 434, 321 17, 825, 812 1, 575, 648 105, 786 7,666 328, 574, 572 32, 708, 687 19, 514, 912 XCVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of savings-banks. 1372-'73. ! 1873-74. | 1874-'75. RESOURCES. — banks. Loans, on real estate Loans on personal and collateral security "United States bonds. State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock Real estate Other investments. Expenses. Due from banks.. Cash | 8287, 357, 107,391, 80, 570, 143, 543, 1(5, 793, 24, 360, 10, 350, 6, 51!», 634, 15, 4(55, 474 8, 236, 580 — banks. LIABILITIES. Deposits Surplus fund Undivided profits Other liabilities 801,231,724! 896,197,454 | i ! Totals.. $351, 336, 551 181. 143, 206 83; 206, 272: 161, 334, 436 20, 690, 901 30, 508, 752 14, 130, 748 11, 354, 781 1, 248, 688 23, 378, 937 17, 858,182 $315, 283, 168, 308, 66,414, 148, 456, 17, 981, 29, 545, 11,378, 8, 780, 931, 18, 431, 15, 715, 701,229,392 Totals. 674 b a n k 66!>, 329, 917 10, 468, 764 20, 879, 425 551, 286 759, 946, 632 | 12,590, 196 ! 26, 623, 850 ! 2,071,046 j 701, 229, 392 801, 231, 724 I 849, 581, 633 16,499,565 29, 072, 493 1,043, 763 896,197, 454 Table showing, by States, the aggregate deposits of savings-banlcs, with the number of their depositors and the average amount due to each depositor. States. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Maryland Minnesota California Totals Amount of deposits. $29, 612, 221 30, 214, 585 6, 004, 694 I 217, 452,121 | 48, 771, 502 ; Number of depositors. Average to each depositor. 73, 783 802 303, 935, 649 30, 954, 877 1 825, 812 18, 338,104 119,163 72, 569,103 96, 799 96, 938 22, 972 702, 099 98, 359 206, 374 872, 498 93, 800 64, 452 49, 500 458 01, 933 $305 91 311 69 261 39 322 87 495 85 357 52 348 35 330 00 276 57 370 46 260 18 789 36 j 849, 581, 633 2, 396,182 354 56 NOTE.—In 1873-'74 the total number of depositors reported was 2,188,619 ; average to each, $347.23. REPORT OF THE COMPTROLLER OF THE CURRENCY. XCVII Table sliowing the resources and liabilities of trust and loan companies. Massnchu- Rhode Island,1 sett8, Xovcm- December, ber, 1874. \ 1874. | RESOURCES. Loans and discounts Overdrafts United States bonds .. Other stocks, bonds, &c Due from banks Real estate Other investments . Expenses.. Cash items Specie. Cash--legal-tenders, notes, &c. j Capital stock Circulation.. Surplus fund Undivided profits Dividends unpaid . Deposits Due to banks Other liabilities Totals * Of this amount $3,696,344 are " moneys in trust." 1 $9,997 added to balance. t Cash in bank. § Surplus and other profits. || On July 1,1874, the total deposits were $38,479,791. The total assets, at same date, were $57,716,109. NOTE.—The financial editor of the Chicago Tribune states that the liabilities of five trust companies in the city of Chicago, on June 30,1875, were : Capital, $2,500,000 ; surplus, $725,000 ; deposits, $5,688,574. But this statement, being unaccompanied by the resources of these banks, could not be made available for the purposes of this report. Table of aggregate resources and liabilities of trust and loan companies. 1874-'75. Resources. Liabilities. 35 banks. |$65, 900, 174 Loans and discounts 16, 883 Overdrafts 2, 086, 842 United States bonds 37, 323, 062 Other stocks, bonds, &c 1, 837, 605 Due from banks 3, 733, 357 Real estate 2, 880, 342 Other in vestments 92, 894 Expenses 5,186, 004 Cash items Specie 3, 833, 012 Cash—legal-tenders, bank-notes, &c . Total. . 0 C—VII 22, 890,175 35 banks. Capital stock , Circulation Surplus-fund Undivided profits. Dividends unpaid. Deposits Due to banks Other liabilities... Total. $21, 854, 020 6, 967, 693 582, 867 18, 921 85, 025, 371 121, 441 8, 319, 862 122, 890,175 XCV1II REPORT OF THE COMPTROLLER OF THE CURRENCY. Table showing the aggregate number of notes issued and redeemed, and the number outstanding, on November L in each i/e((r,from 18(58 to 1875, inclusive. Ones. 1868. Issued Redeemed i '' Twos. Twenties. i One- I FiveFifties.! linndreds, hundreds. One thousands. , 896. 576 2, 978, Kit) 2!}, 106, 7281 7,915, 914 2, 219, 322 355, 181 267, 350 17, 25(5 15, 583 254, 754! 73, 1-745J 482, 1321 142, 3591 36, 3£ 13, 486 1, 759 4, 746 1, 846 O u t s t a n d i n g . . . ! 8, 641, 822 2, 904, 984|22, 624, 596J 7, 773, 555 2, 182, 967 337, 925 251, 767 11, 727 2, 900 13, 668 2,585 4,769 2,415 1869. Issued Redeemed \ ! 9, 589,160:3, 209, 388^23, 676, 76oi 8, 094, 645 2, 269, 764| 36:?, 523 274, 799 904,013 232,224J 985, 940J 272, 4951 71,655 22, 859 25, 968 Outstanding. . . | 8, 685, 147 2, 977, Uiim, (590, 820! 7, 821, 15012, 198, 109: 334, 664 248, 831 11,083 1870. 10, 729, 327 3, 590, 157,24, 636, 720 2, 568,703: 667,733' 1,737,983 Issued Redeemed Outstanding. . . 8,160, 624 2, 922, 424 22, 898, 737 I, 24 4 2, 370, 056 378,482 284,460 13, 926 :, 135! 129, 185! 47, 8451 43, 599 • 3,952 4,779 3, 263 ',929, 109|2,240, 871 330,637 240,861 9, 974 1, 516 537, 657 4, 195, 791 28, 174, 940 9, 728, 375'2, 779, 392 433, 426 321, 163 933, 445 245, 361 82, 972 76, 28'" 276, 057J1, 493, 326 3, 276, 374 14, 642 6,017 4,843 4,005 7, 261, 600'2, 702, 405124, H98, 56C 8, 794, 930 2, 534, 031 350, 454 244, 876 8,625 [14,297,360k 782, 62831, 933, 348 11, 253, 452 3, 225, 688 497, 199 367, 797 438,852 126, 180 110,989! j 7, 919, 389^2, 408, 389 5, 960, 6C 1,699. 702! 15, 621 7,867 4,933 4,315 808! 7,754 618 524,189 5, 195, 11134,894, 456 12, 560, 399,3, 60S, 219 559, 722 416,590 891, 606J3, 120, 723 9, 141, 963 2,573, 070 653,071 168, 976 144, 05' 16, 496 9,658 5,148 4, 530 5, 632, 583 2, 074, 388 25, 752, 4939, 987, 329 2, 955, 148 390, 746 272, 533 6, 838 16, 548, 25915, 539, 113 39, 243, 13613, 337,076 3, 962, 109 666, 950 492, 482 143, 606 3, 755,019:13,041, 605 3, 912,707; 971,608 231,556 196,572 17, 344 11, 676 5,240 4; 683 5, 668 557 046, 176 6, 039, 752 47, 055, 184 17,410,507 5,296,064 884,165 645, 838 092, 126 4, 816, 623 24, 926, 771 7, 608, 53*12, 004, 4(54; 381, 037 299, 428 18, 476 14, 471 5,530 5,048 3, 954, 050 1, 223, 129 22,128, 413 9, 801, 9753, 291, 600 503,128 346, 410 4,005 1871. Issued Redeemed Outstanding 1872. Issued Redeemed Outstanding... I 6, 377, 971 2, 374, 239 25, 972, 681 9, 553, 7502, 786, 83G| 371, 019 256, 1873. Issued Redeemed Outstanding... 1874. Issued Redeemed Outstanding-.. 5, 404, 653| 1, 784, 091 2(5, 201, 531 9, 424, 369'2, 990, 501 435, 394 I 295, 910 1875. Issued Redeemed Outstanding... REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIX Table showing the national banks that ham gone into voluntary liquidation under the provisions of sections 5220 and 5221 of the Revised Statutes of the United States, with the dates of liquidation, the amount of their capital, circulation issued and retired, and amount of circulation outstanding on November 1, 1875. Circulation. ISTarae and location of bank. Date of liquidation. Capital. Issued. Retired. Outstanding. First National Bank, Perm Tan, April 6, 1864 N. Y.* r • First National Bank, Norwich, May 2, 1864 Conn.*f Second National Bank, Ottumwa, j May 2,1804 Iowa* Second National Bank, Canton Ohio Oct. 3, 1864 First National Bank, Lansing, Mich. Dec. 5, 1864 First National Bank. Columbia, Mo.. j Sept. 19, 1864 $100, 000 |90, 000 $89, 675 00 $325 00 First National Bank, Carondelet, Mo. j Mar. 15, L865 25, 500 25,193 75 30, 000 306 25 First National Bank, ITtica, N. Y.*t - J u n e 9, 1865 Pittston National Bank, Pittston, Pa Sept. 16; 1865 200, 000 Fourth National Bank, Indianapolis, j Ind Nov. 30,1865 85, 700 81,310 00 4,390 00 100, 000 Berkshire National Bank, Adams, ' Dec. 8, 1865 Mass 100, 000 National Union Bank, Rochester, Apr. 26,1866 N. Y 192, 500 185, 138 25 7, 361 75 400, 000 First National Bank. Leonardsville, J u l y 11,1866 45, 000 N. Y 38, 455 00 6, 545 00 50, 0( 0 Farmers' National Bank, Richmond, ; Oct. 22,1866 5,666 75 Ya 85, 000 79, 333 25 100, 000 Farmers' National Bank, Waukesha, Nov. 25,1866 1,479 75 90, 000 88, 520 25 Wis 100,000 National Bank of the Metropolis, j 18, 580 00 180, 009 Washington, D. C - Nov. 28,1866 161, 420 00 200, 000 First National Bank, Providence, 26,240 00 90, 000 I M a r . 1,1867 Pa 63, 760 00 100, 000 First National Bank of Newton, jj 130, 000 150, 000 107, 550 00 Newtonville, Mass 22, 450 00 Mar. 5,1867 127, 500 National State Bank, Dubuque,Iowa. j Mar. 9,1867 150, 000 121, 848 75 5, 651 25 National Bank of Crawford County, j Apr. 19,1867 300, 000 Meadville, Pa (t) Kittanning National Bank, Kittan- j j Apr. 29,1867 200, 000 ning, Pa C) May 28,1867 100,000 City National Bank, Savannah, Ga. (t) 500, 000 450, 000 427, 835 00 Ohio National Bank, Cincinnati, Ohio. ! J u l y 3,1867 22,165 00 54, 000 50, 755 00 First National Bank, New Ulna, Minn J u l y 16,1867 60, 000 3, 245 00 180, 000 143, 333 00 First National Bank, Kingston, N. Y.§ Sept. 26, 1867 36, 677 00 2)0, 000 45, 000 43, 326 25 First National Bank, Bluifton, Ind. . Dec. 5,1867 1, 673 75 50, 000 National Exchange Bank, Richmond, Dec. 5,1867 180, 000 Va 200, 000 171, 250 00 8, 750 00 40, 500 First National Bank, Jackson, Miss Dec. 26, 1867 100, 000 1,645 00 38, 855, 00 First National Bank, Skaneateles, 135, 000 150, 000 N. Y Jan. 2,1868 130, 300 20 4, 699 80 First National Bank, Downingtown, 1)0, 000 100, 000 73, 609 00 16, 391 00 Pa Jan. 14,1868 71,329 00 First National Bank, Titus ville, Pa. - Jan. 15,1868 100, 000 15,421 00 86, 750 Appleton National Bank, Appleton, Jan. 21, 1868 45, 000 43, 446 85 50, 000 1, 553 15 Wis 120, 000 43, 573 25 National Bank, AYhitestown, N. Y . . Feb. 14, 1868 44, 500 926 75 First National Bank, New Brunswick. N. J.§ iFeb. 26,1868 100, 000 75, 902 00 90, 000 14, 098 00 First National Bank, Cuyahoga 50, 000 43, 419 75 Mar. 4,1868 Falls, Ohio ' 45, 000 1, 580 25 First National Bank, Cedarburgh, j 100, 000 87, 282 00 Wis ."... 90, 000 2,718 00 Commercial National Bank, Cincin- i Mar. 23,1868 nati, Ohio 500, 000 332, 630 00 345, 950 13, 320 00 Second National Bank, Water town, Apr. 28,1868 100,000 56, 520 00 N. Y. § 90, 000 33, 480 00 First National Bank, South Worces- • J u l y 21,1868 175, 500 ter, N. Y 152,261 25 157, 400 5,138 75 National Mechanics' and Farmers' | Aug. 4,1868 350, 000 304, 380 25 Bank, Albany, N. Y 314, 950 10, 569 75 Second National Bank, Des Moines, Aug. 4, 1868 50, 000 41,157 00 Iowa 42, 500 1, 343 00 First National Bank, Steubenville. | Aug. 5, 1868 87, 023 00 150, 000 Ohio '. i 135, 000 47, 977 00 60, 960 00 100, 000 First National Bank, Plumer, Pa. § . . | Aug. 8, 1868 87, 500 41,835 00 First National Bank, Danville, Ya... j Aug. 25,1868 50, 000 26, 540 00 45, 000 j Sept. 30,1868 3,165 00 * Banks that never completed their organization. t A new bank organiz ed with same title. circulation issued to it. § Consolidated with anoUier national bank ; no le al-tenders deposited. REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of liquidating Name and location of bank. Date of liquidation. hanks—Continued. Circulation. Capita], Issued. First National Retired. Outstanding-. Bank, Dorchester, Mass $150, 000 75, 000 $132, 500 67, SCO $103, 680 00 65, 657 85 300, 000 184, 750 179, 283 70 5, 466 30 100, 000 125, 000 *90, 000 109, 850 86, 500 00 105, 432 35 3, 500 00 4, 417 65 200, 010 85, 000 82, 640 75 2, 359 25 150, 000 135, 000 130, 495 85 4, 504 15 333, 000 53, 350 44, 000 321, 422 65 51, 707 75 32,900 00 11, 577 35 1, 642 25 11, 100 00 422, 700 134, 990 130, 652 25 4, 337 75 390, 000 85, 250 83, 396 00 1, 854 00 100, 000 85, 000 81,830 25 3,169 75 50, 000 50, 000 45, 000 45, 000 43, 647 75 43, 085 00 1, 352 25 1, 915 00 100, 000 90, 000 84, 700 00 5, 300 00 150, 000 50, 000 100, 000 135, 000 42, 500 85, 250 128, 899 00 41, 328 75 82,506 80 6, 101 00 1, 171 25 2, 743 20 300, 000 100, 000 50, 000 175, 750 88, 250 44, 000 140,981 00 67, 310 00 42, 784 80 34, 769 00 20, 940 00 1, 215 20 500, 000 150, 000 425, 000 135, 000 403, 520 00 129, 564 05 21, 480 00 5, 435 95 J u n e 10, 1870 100, 000 90, 000 87, 278 25 2,721 75 J u n e 14, 1870 100,000 90, 000 84,130 50 J u l y 10, 1870 200, 00U 179, 990 173, 795 05 j J\I)V. 23, 180S F i r s t National Bank, Oskaloosa, lovvaj Doc. 17, 1808 Merchanis and Mechanics' National Bank, Troy, N. Y j Dee. 3 1, 18C8 National Savings Bank, Wheeling, ! W. Va ". .| -Ian. 7,1809 F i r s t National Bank, Marion, Ohio . .j J a n . 12, 1861J National Insurance Bank, Detroit, Mich Feb. 2(i, 1869 National Bank of Lansingburgh, N. Y Mar. 0,1869 National Bank of North America, New York, N. Y A pr. 15,1869 F i r s t National Bank, Hallow ell, Me j Apr. 19, 1869 First National Bank, Clyde, N. Y. §. J Apr. 2:3, 1869 Pacific National Bank,' New York, | N. Y I May 10,1869 Grocers' National Bank, New York, N.Y J u n e 7, 1869 Savannah National Bank, Savannah, Ga J u n e 22, 1869 F i r s t National Bank, Frostburgb, Md J u l y 30, 1869 F i r s t National Bank, La Salle, 111.... Aug. 30, 1869 National Bank of Commerce, Georgetown, I). C • Oct. 28, 1869 Miners' National Bank, Salt Lake City. Utah Dec. 2, 1869 First'National Bank, Yinton, I o w a . . . Dec. 13,1869 F i r s t National Bank, Decatur, 111 . . . J a n . 10,1870 National Exchange Bank, Philadel pbia, P a J a n . 15,1870 National Union Bank, Owego, N. Y . . Jan. 18, 1870 F i r s t National Bank, Berlin, Wis Jan. 25, 1870 Central National Bank, Cincinnati, Mar. 5,1870 Ohio . First National Bank, Dayton.Ohio... Apr. 9, 1870 National Bank of Chenning, Elinira, N.Y Merchants' National Bank, Milwaukee, Wis First National Bank, Saint Louis, Mo Chemung Canal National Bank, Elmira, N.Y Central National Bank, Omaha, Nebr First National Bank, Burlington, Vt.§ First National Bank, Clarksville, Ya. First National Bank, Lebanon, Ohio. National Exchange Bank, Lansingburgh, N. Y Muskingum National Bank, Zanesville, Ohio United National Bank, Winona, Minn State National Bank, Saint Joseph, Mo First National Bank, Des Moines, Iowa Saratoga County National Bank, Waterford, N. Y First National Bank. Fenton, Mich.. First National Bank, Wellsburg, W. Va Clarke National Bank, Rochester, N.Y Commercial National Bank, Oshkosh, Wis Fort Madison National Bank, Fort Madison, Iowa National Bank of Maysville, Ky Fourth National Bank, Syracuse, N.Y . American National Bank, New York N.Y I No circulation issued to it. Aug. Sept. Oct. Oct. Oct. 3, 1870 1 23, 11870 12, 1870 13, 1870 24, 1870 1, 000, 000 60, 000 50, 000 100, 100, 300, 50, 100, 000 000 000 000 000 270,666 Dec. 27, 1870 Jan. 7, 1871 Feb. 15, 1871 90, 000 $28,820 00 1, 842 15 5, 869 50 6,194 95 88,583 00 1, 417 00 27, 000 85, 000 195, 693 00 25, 190 00 81, 358 75 74, 307 00 1,810 00 3, 641 25 100, 000 90, OCO 84, 688 30 5,311 70 100, 000 90, 000 84, 750 00 5, 250 00 50, 000 45, 000 42,910 00 2, 090 00 Mar. 16, 1871 100, 000 90, 000 87, 462 70 2, 537 30 Mar. 25, 1871 100, 000 90, 000 86*363 75 3, 636 25 Mar. 28, 1871 May 2, 1871 159, 000 100, 000 .135,000 49, 500 129, 558 05 47, 793 25 5, 441 95 1, 706 75 J u n e 24, 1871 100, 000 90, 000 85, 505 00 4, 495 00 Aug. 11, 1871 200, 000 180, 000 170, 612 00 9, 388 00 Nov. 22. 1871 100, 000 90, 000 85, 027 00 4, 973 00 Dec. 26, 1871 J a n . 6, 1872 75, 000 300, 000 67, 500 270, 000 62, 475 00 251,112 00 5, 025 00 18, 888 00 Jan. 9, 1872 105 500 91, 700 500, 000 450, 000 86, 227 00 329, 170 00 5, 473 00 120, 830 00 May 10, 1872 § Consolidated with another national bank; no legal-tenders deposited. REPORT OF THE COMPTROLLER OF THE CURRENCY. CI Table of liquiriaiiny bank*—Continued. Circulation. Name and location of bank. Date of liquidation. Capital. Carroll County National Bank, Sand- ! wich, N. II May 24,1872 Second National Bank, Portland, Me | June 24, J872 Atlantic National Bank, Brooklyn, j N. T "... I July 15, 1872 Merchants and Farmers' National Bank, Quincy, 111 An First National Bank, Rochester, N. Y --|Ang. 9,1872 Lawrencelrurg National Bank, Law- ! renceburgh, I ml | Sept. 10,1872 Jewett City National Bank, Jew- j ett City, Conn Oct. 4, 1872 j First National Bank, Knoxville, Tenn ()ct. 22, 1872 First National Bank, Goshen, Ind ... Nov. 7, 1872 I Kidder National Gold Bank, Boaton, Mass Nov. 8, 1872 ! Second National Bank, Zanesville, Nov. 16,1872 Ohio . Orange County National Bank, ChelJan. 14, 1873 sea, Vt *. Second National Bank, Syracuse, Feb. 18,1873 N. Y ' Richmond National Bank, RichFeb. 28,1873 mond, Indt First National Bank, Adams, N. Y .. Mar. 7,1873 Mechanics' National Bank, Syracuse, N. Y '. Mar. 11,1873 Farmers and Mechanics' National Bank, Rochester, N Y Apr. 5,1873 Montana National Bank, Helena, Apr. 15, 1873 Mont First National Bank, Havana, N. Y.. J u n e 3, 1873 Merchants and Farmers' National Bank, Ithaca, N. Y J u n e 30,1873 National Bank of Cazenovia, N. Y.. July 18, 1873 Merchants' National Bank, Memphis, Tenn Aug. 30,1873 Second National Bank, Chicago, 111 .. Sept. 25,1873 Manufacturers' National Bank, Chicago. Ill Sept. 25,1873 Merchants' National Bank, DuSept. 30,1873 bnque, Iowa Beloit National Bank, Beloit, Wis ... Oct. 2, 1873 Union National Bank, Saint Louis, Oct. 22,1873 Mo City National Bank of Green Bay, Wis "... Nov. 29, 1873 First National Bank, Shelbina, Mo... Jan. 1,1874 Second National Bank, Nashville, Jan. 8,1874 Tenn First National Bank, Waynesburg, Jan. 13, 1874 Pa First National Bank, Oneida, N. Y... Jan. 13,1874 Merchants' National Bank, HastFeb. 7,1874 ings, Minn § National Bank of Tecumseh, Mich... Mar. 3,1874 Gallatin National Bank, ShawneeMar. 7,1874 town. 111 First National Bank Brookville, Pa. Citizens' National Bank, Sioux City, Iowra Citizens' National Bank, Chaiiottesville, Ya Farmers' National Bank, Warren, 111. First National Bank, Medina, Ohio.. Croton River National Bank, South East, N. Y Merchants' National Bank of West Virginia, Wheeling, W. Va Central National Bank, Baltimore, Md Second National Bank, Leaven worth, Kan Mar. 26, 1874 $50, 000 $45, 000 $29, 415 00 $15, 585 00 100, 000 81, 000 57, 705 00 23,295 00 200, 000 165, 000 150,300 00 14, 700 00 150, 000 135, 000 124,175 00 10, 825 00 400, 000 206, 100 191,934 50 14, 165 50 200, 000 180, 000 163, 601 00 16, 399 00 60, liOO 100, 000 115, 000 48, 750 80, 910 103, 500 33, 745 00 70, 637 00 91, 288 00 15, 005 00 10, 273 00 12, 212 00 300, 000 120, 000 120, 000 154, 700 138,140 122,545 00 15, 595 00 200, 000 180, 000 113,110 00 66, 890 00 80,160 00 9, 840 00 184,100 00 45, .184 00 22, 900 00 00 100, 000 90, 000 230, 000 75, 000 207, 000 66, 900 140, 000 93, 800 82, 465 00 100,000 83, 250 71, 798 00 21, 716 00 11, 335 00 11, 452 00 100, 000 50, 000 31, 500 45, 000 24, 270 00 27, 135 00 50, 000 150, 000 45, 000 116,770 29, 843 00 96, 189 00 250, 000 100,000 225, 000 97, 500 175, 925 00 57, 738 00 260, 604 00 500, 000 450, 000 200, 000 50, 000 180, 000 45, 000 96, 936 00 26, 720 00 500, 000 150, 300 79, 400 00 50, 000 100, 000 45, 000 90, 000 23, 155 00 43, 465 50 125, 000 92,920 52, 795 100,000 125, 000 72, 000 110, 500 00 47, 363 00 62, 516 00 100, 000 50, 000 90, 000 45, 000 46, 404 00 24, 945 00 250, 000 100, 000 225, 000 90, 000 106, 591 00 50, 885 00 00 7, 230 17, 865 15,157 20,581 00 00 00 00 49, 075 00 39, 762 00 189, 396 00 83, 064 00 18, 280 00 70, 900 00 21,845 00 46, 534 50 40, 125 00 24,637 47, 984 43,596 20, 055 118, 409 39, 115 27, 545 00 00 00 00 00 00 00 Apr. 14,1874 50, 000 45, 000 17, 455 Apr. 27,1874 Apr. 28, 1874 May 6,1874 100, 000 50, 000 75, 000 90, 000 45, 000 45, 000 40, 580 00 22, 892 00 19, 940 00 May 20, 1874 200, 000 176, 550 109, 834 00 66, 716 00 July 7,1874 500, 000 450, 000 226, 535 00 223, 465 00 July 15,1874 200, 000 180, 000 80, 918 00 99, 082 00 40, 760 00 49,240 00 July 22,1874 100, 000 90, 000 * Consolidated with another national bank ; no legal-tenders deposited, same title. Outstand- Retired Issued. 49, 420 00 22, 108 00 25,060 00 t A new bank or<•ganized with CII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of liquidating banks—Continued. Circulation. Name and location of bank. Date of liquidation. Capital. Issued. Teutonia National Bank, New Or$300, 000 leans, La Sept. 2,1874 City National Bank, Chattanooga, 170, 000 Tenn Sept. 10, LS74 | 100,000 First National Bank, Cairo, 111 I ()et, 10, 1874 50, 000 First National Bank, Olathe, Kans .. | Nov. 9, 1874 102, 000 First National Bank, Beverly, Ohio.. | Nov. 10, 1874 Union National Bank, Lafayette. 250, 000 Ind .'....:.! Dec. 4,1874 Ambler National Bank, Jacksonville, 42, 500 Fla Dec. 7, 1874 Mechanics' National Bank, Chicago, 250, 000 111 , Dec, 30,1874 First National Bank, Evansville, 55, 000 Wis ! Jan. 9, 1875 First National Bank, Baxter Spring's, I 50, 000 Kan | Jan. 12,1875 50, 000 People's National Bank, Pueblo, Col. | Jan. 12, 1875 National Bank of Commerce, Green Jan. 12, 1875 j 100,000 Bay, Wis. First National Bank, Millersbnrgli. Ohi< 100, 000 Jan. 1-2,1875 100, 000 First National Bank, Stannton, Va.. Jan. 23. 1875 National City Bank, Milwaukee, | 100, 000 Wis '. j Feb. 24,1875 Irasburg National Bank of Orleans, ! Irasburg, Vt Mar. 17, 1875 75, 000 Merchants and Planters' National Bank, Augusta, Ga Mar. 22, 1875 200, 000 First National Bank, Pekin, 111 Mar. 25, 1875 100, 000 Monticello National Bank, Monticello, Iowa Mar. 30,1875 100, 000 Iowa City National Bank, Iowa City, 125, 000 Iowa ' Apr. 14,1875 First National Bank, Wheeling, W. 250, 000 Va.. Apr. 22, 1875 First National Bank, Mount Cle50, 000 mens, Mich May 20,1875 First National Bank, Knob Noster, 50, 000 Mo j May 29,1875 50, 000 First National Bank, Brodhead Wis j June 24,1875 50, 000 First National Bank, El Dorado! Kans! June 30, 1875 First .National Bank, Junction City, 50, 000 Kans I July 1, 1875 First National Bank,Chetopa, Kans July 19,1875 50, 000 Auburn City National Bank, Anj 200, 000 burn. N. Y. § July 27,1875 I 50. 200 First National Bank, Golden, Col.... A\i]r. 25, 1875 National Bank, Jefferson, Wis I Aug. 26,1875 60,000 Green Lane National Bank, Green j 100, 000 Lane, Mich I Sept. 0,1875 State National Bank. Topeka, Kans.. Sept. 15,1879 60, 500 Farmers' National Bank, Marshall Sept, 18,1875 50, 000 town, Iowa Planters' National Bank, Louisville 350, 000 Ky ! Sept. 30, 1875 75, 000 First National Bank. Gallatin, Pa . J Oct. 1, 1875 First National Bank. Charleston, 100, 000 W. Va I ()ct, 2, J 875 Fourth National Bank, Chicago, 111.., Oct. 2, 1875 200, 000 People's National Bank, Winches- j ter, 111 Oct. 4,1875 75, 000 First National Bank, New Lexing- j 50, 000 ton, Ohio | Oct. 12, 1875 First National Bank, Ishpening, • Mich ! Oct. 20, 1875 50, 000 Fayette County National Bank of Washington,' Washington C. IL, 1.00, 000 Ohio. ..~ j Oct. 26, 1875 Totals ! 24,978,410 Retired. Outstand- £270, 000 $112, 215 00 $157, 785 00 153, COO 90, 000 45, 000 90,000 62, 285 39,384 20, 378 36,419 90, 714 50,616 24, 622 53, 581 50 00 00 00 50 00 00 00 224, 095 100, 450 00 123, 645 00 144, 900 78, 460 00 66, 440 00 45, 000 14,145 00 30, 855 00 36, 000 27, 000 14, 230 00 6,140 00 21, 770 00 20, 860 00 90, 000 32, 050 00 57, 950 00 72, 000 90, 000 26, 923 00 34, 355 00 45, 077 00 55, 645 00 76, 500 36, 600 00 39, 900 00 67, 500 18, 329 00 49,171 00 180, 000 90, 000 59, 890 00 31, 608 00 120, 110 00 45, 000 8, 884 00 112, 500 47, 424 00 225, 000 61, 976 00 58, 392 00 36,116 00 65, 076 00 163, 024 00 27, 000 630 00 45, 000 45, 000 45, 000 10, 643 00 5, 866 00 5, 896 00 45, 000 36, 000 6,265 00 3, 253 00 38, 735 00 32, 747 00 141,300 27, 000 54, 000 13, 020 00 3, 410 00 2, 600 00 128, 280 00 23, 590 00 51, 400 00 90, 000 30, 600 1,859 00 925 00 88, 141 00 29, 675 00 27, 000 26, 700 00 315,000 45,010 2, GOO 00 315,000 00 43,000 00 90, 00( 180, 000 6, 212 00 1, 100 00 83, 788 00 178,900 00 67, 500 1, 285 00 66, 215 00 26, 370 '34, 357 39, 134 39, 104 00 00 00 00 45, 000 45, 000 00 45, 00( 44, 400 00 90, 00C 8, 220 0C 81. 780 00 18, 503, 165 i 13, 136, 981 70 5, 366, 183 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. CIII Table showing the national banks that have been placed in the hands of receivers, together with their capital, circulation issued, lawful money deposited- witli t-li-e Treasurer to redeem circulation, the amount redeemed, and the amount outstanding on Xovember 1, 1875. Circulation. Name and location of bank. First National Bank, Attica, X. Y ... Venango National Bank, Franklin, Pa . . . Merchants' National Bank, Washington, D. C First National Bank, Medina, N. Y .. Tennessee National Bank Memphis, Tonn First National Bank, Selma, Ala First National Bank, New Orleans, La J National tJiiacliila Bank," 'tr'nadiilaj Farmers \UH\"" Citizens'"" National Bank B i o o k l y j l ) N i Y Croton N a t i o n a l B a i l k N c w T ork, - -y First N^ional'Baiik," Bethei,"Conn"".' First National Bank, Keokuk, Iowa.. Nati/&.,al Bank, Yicksburgh, Miss.... W s t National Bank. Rockford, 111 .. First National Bank of Nevada, Austin, Nev... Ocean National Bank, New York, Capital stock. Lawful money deposited. Issued. Redeemed. $50, 000 $44, 000 00 $44, 000 $43, 516 00 300, 000 85, 000 00 85, 000 84, 378 50 621 50 200, 000 50, 000 180, 000 00 40, 0U0 00 180, 000 40, 000 177, 684 00 39, 541 75 2,316 00 458 25 100, 000 100, 000 90, 000 00 85, 000 00 90, 000 89, 103 75 83, 986 75 896 25 1,013 25 177, 195 50 2, 804 50 500, 000 180,000 00 120, 000 100, 000 00 300, 000 253, 900 00 200, 60, 100, 50, 50, 180, 000 2G, 300 90, 000 25, 500 45,000 180, 000 99, 059 50 000 000 000 000 000 00 00 00 00 00 253, 180, 26, 90, 25, 45, 900 000 :j00 000 500 000 250,220 25 3, 679 75 178, 523 25, 779 88. 914 25,018 43, P53 1,476 520 1,086 431 75 50 00 75 00 129, 700 00 129, 700 124,176 50 5, 523 50 800, 000 00 800, 000 751, 200 00 50, 000 00 50, 000 47, 833 00 Eighth National Bank, New York, 250, 000 243, 393 00 243, 393 230,179 00 Fourth National BaukVPuiladelpliia", 200, 000 179, 000 00 179, 000 168, 475 00 Waverly National" Bank,' Waverly, First NatioL,"i'" Bank," Fort' Smith,' Ark ' Scandinavian National -ba.i)k Chicago, 111 '. Wall kill National Bank, Midd'letown, N.Y Crescent City National Bank, New Orleans, La,.. Atlantic National Bank, New York N. Y ;. First National Bank, \Va-hi:i<iUn, 106,100 71, 000 00 71, 000 66, 077 00 50, 000 45, 000 00 45, 000 42, 210 00 25 50 00 25 1,042 00 250, 000 200, 000 *...:. 940 50 100, GOO 1, 000, 000 D.C $484 00 85, 000 "Union Square National Bank, New ^ork, N . Y National Bank of the Coumiocwealth, New York. N.Y Merchants' National Bank, Petersburgh, Va First National Bank, Petersonvgh, rt Ya .. First National Bank, Mansfield, Ohio New Orleans National Banking Association, Louisiana First National Bank, Carlisle, Fa . . First National Bank, Topeka, Kans.. First National Bank, Anderson, Ind First National Bank, Norfolk, Ya ... Cook County National Bank, Chicago, 111 First National Bank of Utah, Salt Lake City, Utah Gibson County National Bank, Princeton, Ind First National Bank, Tiffin, Ohio . . . Charlottsville National Bank, Yirginia Totals Outstanding. 48, 800 00 2,167 00 13,221 00 10, 525 00 250, 000 135, 000 00 135, 000 119, 454 00 175, 000 118, 900 00 118, 900 106,950 50 500, 000 450, 000 00 450, 000 380, 755 00 300, 000 89, 975 00 100, 000 88, 979 00 500, 000 306, 275 00 450, 000 302, 468 00 750, 030 148, 087 50 234, 000 144, 968 00 4.10, 000 300, 000 00 360, 000 183, 035 00 2 0,000 1 i)i», Viiu 1 V\ 200 (JO 1W, OdtJ 00 179, 200 90, 000 88,125 00 51, 184 50 600, 50, 100, 50, 100, 265, 45, 90, 45, 95, 360, 45, 90, 45, 95, 000 000 000 000 000 650 000 000 000 000 00 00 00 00 00 000 000 000 000 000 248, 25, 46, 26, 49, 500 465 242 986 140 00 00 00 00 00 4, 923 00 2, 790 00 15,546 00 11, 949 50 69,245 00 11,021 00 147, 532 00 89, 032 00 176, 965 00 95, 075 00 38, 815 50 111, 19, 43, 18, 45, 500 535 758 014 860 00 00 00 00 00 500, 000 225, 900 00 315, 900 129, 895 00 150, 000 90, 000 00 135, 000 68,176 00 66, 824 00 50, 000 100, 000 43, 600 00 23, 850 00 43, 800 68, 850 11,490 00 23, 850 00 32,310 00 45,000 00 200, 000 112, 500 00 157, 500 7, 915 00 149, 585 00 9, 311,100 5, 857, 530 50 186, 005 00 6, 415, 943 4, 936, 601 50 1, 479, 341 50 CIV REPORT OF THE COMPTROLLER OF THE CURRENCY Table sltowiiuj the insolvent national banks, with rfuic of appointment of receivers, amount of capital stock and claims proved, and rate of dividends paid to creditors. Claims proved. Capital stock. Name and location of bank. First National Kink, Attica, X. A'.1 Apr. 14, 1865 Vonango National Bank, Franklin, Pa. , May 1, 1860 Merchants' National Bank, Wash- j inoton. D. C i May 8, 1800 First National Bank, Medina, N. V. Mar. 13, 1H(>7 Tennessee National Bank, Memphis. Tenn Mar. 21,1807 First National Bank, Salem, Ala .. Apr. 30, 1807 First National Bank, New Orleans, La ! May 20, 1807 National Unadilla Bank, Unadilla, i ' I N. Y : Aug. 29, 1807 Farmers and Citizens' National Bank, Brooklyn, N. Y . ' Sept. Croton National Bank, New York, N. Y Oct. First National Bank, Bethel, Conn \ Feb. First National Bank, Keokuk, Iowa' Mar. National Bank, Vickslmrgh, Miss..; Apr. First National Bank, Rockford, 111 j Mar, 850, 000 t! 122, 089 300, 000 3 19, 450 200, 000 50, 00 ) 000, 374 *2, 338 100, 000 100, dUO 370, 932 2S», 932 500, 000 1, 119,313 120, 000 127,801 0, 1807 300, 000 1,191,380 1, 1807 2^, 186H 3, 1808 -24, 1808 15,180!) 200, 00( (iO, 001 100,001 50, 00i; 50, 001. 170, 752 (i.*, 980 205, 250 33, 110 09, 874 First National Bank of Nevada, Austin, Xev ; Oct. 14, 1809 Ocean National Bank, New York, , N. Y j Dec. i:5, 1871 Union Square National Bank, New York, N. Y Dec. 15. 1871 Eiiihth National Bank, New York, • N. Y ! Dec, 15, 1871 Fourth National Bank, Philadelphia, Pa : Dec. 20, 1871 Waverly National Bank,Wa\ erlv, N. Y .". '..• Apr. 23,1872 First National Bank, Fort Smith, Ark May '2, 1872 Scamlinaviaii National Bank, Chicago, 111 Dec. 12, 1872 Wallkill National Bank, Middli-town, N. Y Dec. 31, 1872 Cresent City National Bank, New Orlea ns, La Mar. 18, 1873 Atlantic National Bank, New York, N. Y j Apr. 28,1873 First National Bank, Washington, ! 1). C j Sept. 1!), 1873 National Bank of the Common- j wealth, New York, X. Y .\ Sept. 22,1873 Merchants' National Bank, Peters- | burgh, Va Sept. 25,1873 First National Bank, Petersbur^h, | Va ; Sept, 25,1873 First National Bank, Mansfield, j Ohio ! Oct. 18,1873 New Orleans National Banking ! Association, New Orleans, La . .. j Oct. 23,1873 F u s t National Bank, Carlisle, Pa..| Oct. 24, 1873 ! 250, 000 I 109,812 , 000, 000 ! 1,280.328 200, 000 Divi-! lends Peret. 58 : Finally closed. Since last report. Finally closed. 35 ; 65 ! Finally closed. Do. Do. 35 41.9; 16 9 10 per cent, since last report. Finally closed. 80 70 100 250, 000 I 378, 772 100 200, 000 ! 045, 558 100 100, 100 77, 508 100 50, 00.1 15, 142 100 250, 000 I 249, 113 40 175,000 I 157, 000 85 500, 000 041,780 50 300, 000 508, 077 70 500, 000 1, 594, 084 60 750, 000 790, 139 100 400, 000 999, 125 24 200, 000 107, 285 60 100, 000 144, 775 35 COO, 000 50, 000 500, 155 GO, 256 First National Bank, Anderson. Ind j Nov. 23,1873 First National Bank,Topeka, Kans j Dec. 10, 1873 50, 000 100, 000 144, 752 55, 329 First National Bank, Norfolk. Va.. Gibson County National Bank, Princeton, Ind First National Bank of Utah, Salt Lake City, Utah Cook County National Bank, Chicago, 111 ..".:.. First National Bank, Tiffin, Ohio.. Charlottesville National Bank, j Charlottesville, Va 100, 000 175,842 Nov. 28, 1874 50, 000 02, 240 Dec. 10, 1874 150, 000 76, 366 Feb. 1,1875 Oct. 22, 1875 500, 000 100, 000 682, 829 Oct. 28,1875 200, 000 Totals. June 3, 1874 311,100 14, 672, 106 Do. 45.9; 13 9-10 per cent, since last report. Finally closed. 96 ; 157, 120 I Remarks. 10 per cent paid to stockholders. 40 percent, since lastreport. Finally closed. Finally closed.' 25 per cent, paid to stockholders. 13 per cent, paid to stockholders. Finally closed. 15 per cent, since last report. 15 per cent, since last report. 10 per cent, since last report. 20 per cent, paid to stockholders. 9 per cent, since last report. 10 per cent, since last report. 15 per cent, since last report. 15 per cent, since last report. 15 per cent, since last report. REPORT OF THE COMPTROLLER OF THE CURRENOY. CV .Nanus and compensation of officers and clerks in the Office of the Comptroller of the Currency. Name. Jolm Jay Knox John S. Langworthy Class. • Comptroller • Deputy Comptroller . J. Franklin Bates John W. Magruder John 1). Patten, jr Edward Wolcott Edward S. Peck m W. Eldridge A. Miller Theodore O. Ebaugh , A. Simkins rnando C. Gate Nathaniel 0. Chapman. William Elder William B. Greene Vr. Griffin i W. Martin. 3,000 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,200 2,000 Fourth class. 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 '• ' do do do do .do do . do . do . Charles E. Brayton Charles H. Cherry William H. Glascott John A. Kayser •. Jison T. Kiuney George T. May...'. Washington K. McCoy William H. Milsted Edward Myers John J. Sanborn William D. Swan David B. Ventres Third class do do ; do do do do ! do do do do do Edgar g C. Beaman James C. Brown William Cruikshank ?hard T. J. Falconer John A. Hebrew Isaac C. Miller Edward W. Moore Charles Scott ; Second class Erskine M. Sunderland Walter Taylor William H. Walton Frederick Widdows \ David B. Brenner ia It. Donoho ah F. Fitzgerald Charles A. Jewett ry L. McCormick John J. Patton j First class . < do . . . . ' do • do : do do Edmund E. Schreiner 'ip T. Snowden Margaret L. Simpson Matthew T. Wallace Walter S. Johnston Edward McCauley Edward T. Ryan Charles J. Stoddard ; ih K. Anderson a M. Barker u C. Bates Harriet M. Black Margaret L. Browne Mary L. Conrad j Crosby ! Female clerk j do ; do j do | do j do j do $5, 000 Chief of division. do do , do Superintendent. Teller. Principal book-keeper Assistant book-keeper Stenographer to the Comptroller . s H. Norton in Sinclair o H. Wood Cornelia M. Davidson. Margaret Downing . . . a N. French ra M. Fleming Margaret E. Gooding Jia A. Greer Lizzie Henry Eliza It. Hyde C O-—VIII I Salary. \ \. do do do do First class : do '\ do i do j do i do \ do : do I > ! I I .do . .do . .do . do . do do. . do . do . ; : ' 1, 600 1,600 1, 600 1, 600 1, 600 1, 600 1, 600 1,600 1, 600 1, 600 1, 600 1, 600 1, 400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,200 1,200 1,200 1,200 1,200 1,200 $1, 200 1,200 1,200 1, 200 1,200 1,200 1,200 1,200 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 CVI REPORT OF THE COMPTROLLER OF THE CURRENCY Names and compensation of officers and clerks, Position. Name. Alice M. Kennedy Louisa W. Knowlton .. Maggie B. Miller Nettie Morgan Annie E. Ober Etha E. Poole Annie E. Ranney Emily H. Reed Maria Richardson Marie L. Sturgus Martha M. Smith Fayette C. Snead Carrie F. B.'Stevens ... Amelia P. Stockdaki... Sarah A. W . Tiffey Julia C. Townsend Annie E. Wheat Martha Caney Louisa Campbell Emily L. Carter Josie Craigr Virginia Clarke Helen M. Cohen Kate P. Dexter Margaret T. Dewar Jane A. Dorr Mary K.Ellis A. H. Finlay Elizabeth Hutchinson . Marie E. Jones Mary E. Kammerer ... E. F! Morrill Mary E. Oliver Kate O'Brien Carrie L. Pennock Maria F. Robinson Eliza A. Saunders Maria A. Summers Sadie E. Fowler Lillian D. Massey J. R. Marion Eliza Peters Margaretta Weeks Martha A. Walker Emma Lafayette M. I. Kinsey PhiloBnrr James D. Burke J. Eddie De Saules Charles McC. Taylor. Silas Holmes William H. Romaic e. Charles B. Hinckle y Robert LeRoy Livingston. Henry Mathews M.M". Parker cfc.—Continued. Female clerk . do do .do . -do . -do . -do . -do . .do . .do . .do . -do . .do . .do . -do . .do . .do . .do . .do . .do . .do . .do . .do . -do . .do . .do . .do . .do . .do . .do . .do . .do . .do . .do . .do . .do .do , .do .do .do . .do . do . .do . .do . .do . .do . Salary. 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 840 720 nger . do .do . .do . 840 840 840 840 Watchman. do .... 720 720 Laborer. .do .do . .do . 720 720 720 720 Expenses of the Office of Comptroller of the Currency for the fiscal year ending June 30,1875. For special dies, plates, paper, printing, &c For salaries Total $324,556 68 120,680 00 445,236 68 The contingent expenses of the Office were paid out of the general appropriation for contingent expenses of the Treasury Department, and, as separate accounts are not kept tor the different Bureaus, the amount cannot be stated. AGGREGATE RESOURCES AND LIABILITIES THE NATIONAL BANKS OCTOBER, 1863, TO OCTOBER, 1875. EEPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1863. JANUARY. APRIL. JULY. OCTOBER 5. Resources. 66 banks. $5, 466, 088 33 5, 662, 600 00 106, 009 12 Loans and. discounts . . XJ S bonds and securities Other items Premiums paid 2, 625, 597 05 177, 565 69 53, 808 92 2, 503 69 Checks and other cash items Bills of national and other banks Specie and other lawful money. 492,138 58 764, 725 00 1, 446, 607 62 Due from nat'l and other banks. Real estate furniture &c . . . 16, 797, 644 00 Total 1804. JANUARY 4. 139 banks. Loans and discounts U. S. bonds and securities Other items JULY 4. 3(7 banks. 467 banks. $10,660,095 60 $31,593,943 43 15, 112,250 CO 74,571 48 41, 175, 150 (10 432, 059 95 Due from national banks Duo from other b'ks and bankers Lieal estate, furniture, &c Current expenses *4, 786, 124 58 3bl, 144 00 118,854 43 Checks and other cash items... Bills of national and other banks. Specie, and other lawful money. 577 507 92 895^521 (JO 5, 018, 622 57 37,630,691 58 Total APRIL 4. 18 JANUARY 2. 638 banks. $70,746,513 33 92, 530, 500 00 842, 017 73 OCTOBER 3. 508 banks. $93, 238, 657 92 108, 064, 400 00 1, 434, 739 76 15, 935, 730 13 17, 337, 558 C»6 1, 694, 049 46 502, 341 31 19, 965, 720 47 14,051,396 31 2, 202, 3 8 20 1,021,569 02 2,651,916 96 1,060, C00 00 22,901,411 64 5, 057, 122 90 5, 344, 172 00 42, 283, 798 23 7,640, 169 14 4, 687. 727 00 44,801^497 48 114,820,287 60 252, 273, 803 75 297, 108, 195 30 JULY 3. OCTOBER a. 4, 61)9, 479 8, 537, (J()8 755, 696 352, 720 56 94 41 77 05. APRIL 3. 907 banks. 1,294 banks. 1,513 banks. $166,448,718 00 176, 578, 750 00 3, 294, 883 27 $252, 404, 208 07 277, 619, 91)0 00 4, 275, 769 51 $362, 442, 743 08 391,744,850 00 12, 569,120 38 $467,170,136 29 427, 731, 300 00 19, 048, 513 15 Due from national banks Due from other b'ks andbankers Real estate, furniture, &c Current expenses Premiums paid 30,820, 275 44 19, 836, 072 83 4,083,226 12 1, 053, 725 34 1,323,023 56 40, 963, 243 47 22, 554, 636 57 6, 525, 118 80 2, 298, 025 05 1, 823, 291 84 76, 977, 539 59 26, 078, 028 01 11,231,257 28 2, 338, 775 56 2, 243, 210 31 89, 978, 980 55 17, 393, 232 25 14,703,281 77 4, 539, 525 11 2,585,501 06 Checks and other cash items... Bills of national andother banks. Specie Legal tender and fract'l cur'ncy. 17, 837, 496 77 14,275. 153 CO 4,481,937 68 72,535,504 67 29,681,394 13 13,710,370 00 6, 659, 660 47 112,999,320 59 41,314,904 50 21,651,826 00 9, 437, 060 40 168, 426,166 55 72, 309, 854 44 16,247,241 00 18, 072, 012 59 189, 988, 496 28 771,514,939 10 1,126, 455, 481 66 1,359,768,074 49 Loans and discounts U. S. bonds and securities Other items Total 512,566,666 68 ' Including national banks. REPORT OF THE COMPTROLLER OF THE CURRENCY. Banls from October, 1863, to October, 1875. 1863. APRIL. JANUARY. JULY. OCTOBER 5. Liabilities. 66 brnks. Capital stock $7,188, 393 00 Undivided profits Tndividuul find other deposits Due to nat'l and other banks*.. Other items 128, 030 06 8,497,681 84 981,178 59 2,360 51 16,797,644 00 Total 1864. JANUARY 4. 139 banks. Capital stock $14, 740, 522 00 Surplus fund Undivided profits National bank notes outstanding Individual and other deposits... Due to nat'l and other banks*... Other items Total APRIL 4. JULY 4. 307 banks. 467 banks. OCTOBER 3. 508 banks. $42, 204, 474 00 $75, 213, 945 00 $86, 782, 802 00 432, 827 81 1, 625, 656 87 1,129, 910 22 3,094,330 11 30,155 00 19, 450, 492 53 2,153, 779 38 822, 914 86 9, 797, 975 00 51,274,914 01 6, 814, 930 40 3,102, 337 38 25, 825, 665 00 119,414,239 03 27,382, 006 37 213, 7C8 02 2, 010, 285 10 5, 982, 392 22 45,260,504 00 122, 166, 536 40 34,862,384 81 43,289 77 •252, 273, 803 75 297,108,195 30 37,630,691 58 114, 820, 287 66 1865. JANUARY 2. 638 banks. Capital stock $135, 618,874 00 Surplus fund Undivided profits 8,663.311 22 12, 283, 812 65 APRIL 3. 907 banks. $215, 326, 023 00 ' 17,318,942 65 17,809,307 14 JULY 3. 1,294 banks. $325,834, 558 00 31, 303, 565 64 23,159,408 17 OCTOBER 2. 1,513 banks. $393,157,206 00 38, 713, 380 72 32, 350, 278 19 National bank notes outstanding 66, 769, 375 00 131,452,158 00 171,321,903 00 Individual and other deposits... United States deposits 183, 479, 636 98 37, 764, 729 77 262,961,473 13 57,630,141 01 398, 357, 559 59 58, 032, 720 67 500,910,873 22 48,170, 381 31 Due to national banks Due to other banks and bank'rs* 30, 619,175 57 37,104,130 62 41,301,031 16 59,092,581 64 78, 261, 045 64 79,591,594 93 90, 044, 837 08 84,155,161 27 462,871 02 944, 053 70 771, 514, 939 10 1,126,455,481 66 1, 359, 768, 074 49 Other items 265, 620 87 Total 512,568,666 68 k 98, 896, 488 00 578, 951 37 Including State bank circulation outstanding. REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National I § 6 6 . Resources. JANUARY 1. APRIL 2. 1,582 banks. 1,012 banks. 1,634 banks. $500, 050, 1C9 19 $528. 080, 520 70 Loans and discounts 21)8. 37(i, 850 00 3L5, 850, 300 00 U. S. bonds dep'd to secure circ'n. 142, 003,500 00 125, 025, 750 00 Other U. S. bonds and securities. 17,483,753 18 17, 379, 738 92 Oth'r stocks, bonds, andmortg's. 93,254,551 02 Due from national banks 87,504,329 71 14,658,229 87 13,082,345 12 Due from other b'ks and bank'rs. 15,43(5,296 10 15, 895, 504 46 Real estate, furniture, &c 3, 193,717 78 4, 927, 599 79 Current expenses . 2, 423, 918 02 2,2^3,510 31 Premiums paid 89, 837, 084 50 i 105, 490, 019 30 Checks and other cash items. . . 20, 400, 442 00 18,279,810 00 Bills of national and other banks. : 19,205,018 75 17,529,778 42 Specie | 189, 807, 852 52 Legal tenders and fract'l cur'ncy i 167, 840, 548 82 Total $550,353,094 17 320, 483, 350 00 121,152,950 00 17,565,911 46 96, 090, 482 66 13,982,613 23 16, 730, 923 62 3,032,710 27 2, 398, 872 20 96, 077, 134 53 17, 806, 742 00 12, 629, 370 3!) 201, 425, 04 L 03 APRIL 1. Due from national banks D ue from other b'ks and bank'rs. Real estate, furniture, &c Current expenses .j Premiums paid Checks and other cash items... Bills of national banks Bills of other banks Specie Legal tenders .and fract'l cur'ncy Compound interest notes Total Total 107, 650,174 15,211, 117 17,134, 002 5,311,253 2, 493, 773 18 16 58 35 47 103, 684, 249 17,437,779 9, 226, 831 205, 793, 578 21 00 82 76 OCTOBER 7. 1,042 bi'nks. $008,771,799 339,570,7*0 30, 185, 950 52, 949, 300 15, 073, 737 01 00 00 00 45 92, 552, 200 12,990, 157 18,925,315 2,822,075 2, 800, 398 101,430,220 19,203,718 1, 170, 142 19, 720,043 104,872,371 82, 047, 250 29 49 51 18 85 18 00 00 20 04 00 1,636 banks. 1,642 banks. $588, 45^, 396 12 337, 684, 2EO 00 38, 308, 950 00 45, 633, 700 00 21,452,615 43 92,308,911 87 9, 663, 322 82 19, 800, 9ii5 86 3,249, 153 31 3, 338, 600 37 128,312,177 79 16, 138, 709 00 531.267 00 11,128,072 98 102,534,613 46 75, 488, 220 00 1,511,222,985 40 1,405,451, 105 84 1,494,084,520 01 1, 499, 469, 060 17 JANUARY 0. APRIL 6. JULY 6. OCTOBER 5 1,042 banks. 1,043 banks 1,640 banks 1,643 banks 89 00 00 00 77 99,311,446 00 8, 460, 199 74 21, 125, 005 08 2, 980, 8'J3 80 2, 404, 536 96 109, 390, 206 37 16, 655, 572 00 201,269 00 1, 927, 870 78 20,981,601 45 114,306,491 CO 39, 997, 030 00 8, 245, (J00 00 1,502,047,044 10 $597,648,280 338, 803, 050 38, 405, 800 40, 039, 400 20, 194, 875 94, 121,180 10, 737, 392 19,025,893 5,093,761 3,411,325 87,951,405 12, 873, 785 825,718 11,444,529 92,801,254 84, 005, 790 j 53 00 CO 00 21 21 90 81 17 50 13 00 00 15 17 00 $016, 003, 479 Loans and discounts 339, 004, 2::0 U. S. bonds dep'd to secure circ'n. 37,315,750 U.S.bonds dep'd to sec're dep'ts. 44, 104,500 U. S.bonds and sec'ties on hand. 19,305,804 Oth'r stocks, bonds, and mortg's. j Due from national banks ! Due from other b'ks and bank'rs.' Real estate, furniture, <fcc I Current expenses i Premiums paid j Checks and other cash items... | Bills of national banks j Bills of other banks | Fractional currency Specie Legal tender notes Compound interest notes Three per cent, certificates $603, 314, 704 83 331,843,200 00 94,974, 650 00 15, 887, 490 06 1,404,776,(319 29 ! 1,412,407,737 31 | 1,470,395,208 131, 526, 962, 804 42 1,048 banks. Loans and discounts U.S.bonds dep'd to secure circ'n. U. S. bonds dep'd to sec're dep'ts. U.S.bonds and sec'ties on hand Oth'r stocks, bonds, and mortg's. 1,044 banks. $628, 029, 347 05 339, 080, 050 00 37, 440, 000 no 45, 958, 550 00 19,874,384 33 95, 9fO. 006 35 7, 074. 297 44 22, 0r2, 570 25 5, 428, 400 25 2, COO, 1C0 09 114,993,030 23 12, 573, 514 00 196, JOG 00 1,825,040 10 18, 373, 943 22 84,390,219 00 38,917,490 00 24, 255, 000 CO 1, 499, 008, 920 97 $655, 729, 546 339, 569, 100 37,853,150 43, 068, 350 20, 007, 327 114,434,097 8, 642, 456 22, 699, 829 2,938,519 2, 432, 074 124, 076, 097 13,210, 179 342, 550 1,863,358 20, 755, 919 101), 160, 100 ]9,473,420 44, 905, 000 $009,675,214 61 338, 640, 150 CO 37, 862, 100 00 42, 460, 800 00 21,507,881 42 95,217,610 14 8, 389, 226 47 20, 639, 708 23 5, 297, 494 13 2,704, 186 35 134,603,231 51 11,841,104 333, 209 12, 798, 044 100, 550, 849 50, 888, 250 00 00 40 91 00 42 00 00 00 42 $657, 668, 847 340, 487, 050 37, 360,150 36, 817, 600 20, 693, 406 83 00 00 00 40 93 72 70 04 37 71 00 00 91 04 00 00 00 102, 278. 547 7, 848^ 822 22, 747, 875 5, 278, 911 1,819,815 143,241,394 11, 842, 974 222, 608 2 202,791 13,'003, 713 92, 453, 475 4,513,730 59, 080, 000 77 24 18 22 50 99 00 00 97 39 00 00 00 1,572,167,076 26 1,559,621,773 49 REPORT OF THE COMPTROLLER OF THE CURRENCY. 5 Banks from October, 1863, to October, 1875—Continued. 66. 1 § JULY 2. OCTOBER 1. 1,634 banks. 1,644 banks. Liabilities. 1,582 banks, Capital stock., Surplus fund Undivided profits. 1,612 banks. 5403, 357, 346 00 \ $409, 273, 534 00 43, 000, 370 78 ] 28, 972, 493 70 j 213, 239, 530 00 | 45, 449, 155 00 I Individual deposits U. S. deposits Dep'ts of U. S. disbursing officers.!. 522, 507, 829 27 ! 29, 747, 236 15 I Total ! $415,472,369 00 50, 151,991 77 29, 286,175 45 53, 359, 277 64 32, 593, 486 69 248, 886, 282 CO 267, 798,678 00 33, 8U0, 865 00 19, 996,163 CO 280,253,818 00 9, 748, 025 00 S 534, 734, 950 33 | 29, 150, 729 82 j 074 15 j 584 24 | 1,404, 776 619 29 $414,270,493 00 44, 687, 810 54 30, 964, 422 73 ! National bank notes outstanding, State bank notes outstanding . . Due to national*banks Due to other banks and bankers. | 89, 067, 501 54 21,841,641 35 j 533, 338,174 25 36, 038,185 03 3, 066,892 22 564,616,777 64 30, 420, 819 80 2, 979, 955 77 96, 496,726 42 25, 951,728 99 110,531,957 31 26,986,317 57 1,442,407,737 31 j 1,476,395,208 13 1, 526, 962, 804 42 JANUARY 7. 1,648 banks. 1,642 banks. 1,636 banks. $420,229, 739 00 $419,399,484 00 $418, 558,148 00 $420,073,415 00 59, 992, 874 57 26, 961, 382 60 60,206,013 58 31, 131,034 39 63,232,811 12 30, 656, 222 84 01 06, 695, 33,751, 446 21 National bank notesoutstanding. State bank notes outstanding... 291,436,749 00 6, 961, 499 00 | 292, 788, 572 CO 5,460,312 00 291,769,553 00 4,481, 112 00 293, 887, 941 00 4, 092, 153 00 Individual deposits U. S. deposits Dep'ts of U. S.disbursing officers. 558, 699, 768 06 27, 284, 876 93 2, 477, 509 48 512, C46, 182 47 j 27, 473, 005 66 i 2,650,981 39 | 539,599,076 10 29,838,391 53 3, 474,192 74 549, 797, 837 51 23, 062, 119 92 4, 352, 379 43 Due to national banks Due to other banks and bankers. 92,761,998 43 24,410,588 33 91, 156,890 89 23, 138, 629 46 | 89,821,751 60 22, 659, 267 08 93,111, 240 89 19,644, 940 20 1,465,451,105 84 j 1,494,084,526 01 1, 499, 469, 060 17 Capital stock. Surplus fund Undivided profits. 1,642 banks. I Total 1,511,222,985 4C 1 § 6 8. APRIL 6. JULY 6. OCTOBER 5. 1,642 banks. JANUARY 6. 1,643 banks. 1,640 banks. 1,643 banks. $420, 260, 790 00 $420,676,210 00 70,586,125 10 31, 399, 877 57 72,349, 119 60 32,861,597 08 75, 840,118 94 33, 543,223 35 77,995,761 40 36, 095, 883 98 National bank notesoutstanding. State bank notes outstanding... 294, 377, 390 00 3, 792, 013 00 295, 336, 044 CO 3, 310, 177 00 294,908,264 00 3, 163, 771 00 295, 769, 489 00 2,906,352 00 Individual deposits U. S. depofeits Dep'ts of U. S. disbursing officers. 534, 704, 709 00 24, 305, 638 02 3, 208, 783 03 532,011,480 36 22, 750, 342 77 4, 976, 682 31 575, 842, 070 12 24, 603, 676 96 3, 499, 389 99 580, 940, 820 85 17.573,250 64 4,570, 478 10 Due to national banks Due to other banks and bankers. 98,144, 669 61 21,867,648 17 94, C73, 631 25 21,323,636 60 113,306,346 34 27, 355, 204 56 99, 414, 397 28 23, 720, 8^9 18 1,502,647,644 10 1,499,668,920 97 1,572,167,076 26 1, 559, 621, 773 49 Capital stock Surplus fund Undivided profits Total 1 $420,105, 011 CO $420,634,511 00 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 69. 1 § JANUARY 4. APRIL 17. JUNE 12. OCTOBER 9. 1,628 banks. 1,620 banks. 1,619 banks. 1,617 banks. Resources. Loans mid discounts $644, 945, 039 53 U. S. bonds to secure circulat'n. 3'.:8, 539,950 00 U. S. bonds to secure deposits .. 34, 538, 350 00 II. S. bonds and sec'ties on hand. 35,010,60!) 0!) Oth'r stocks, bonds, and inortg's 20, 127, 732 96 Due from redeeming agents . . . 65, 727, 070 80 Due from other national banks 3i), 067,316 84 Due from State b'ks and bank'rs 7,715,719 34 Real estate, furniture, and fixt's. 23, 289, 838 28 Current expenses 3,265,990 81 Premiums paid 1,654,352 70 Checks and other cash items... 142, 605, 984 02 Bills of other national banks .. 14,084,799 01) Fractional currency 2,280,471 06 Specie 29, 62(i, 750 26 Legal tender notes 88,239,300 00 Three per cent, certificates 52, 075, 000 00 Total 1, 540, 394, 260 50 JANUARY 2 1,615 bunks. $662,084,813 338, 379, 250 29,721,350 30, 226, 550 20, 074, 435 47 00 00 00 69 $686,347,755 336, 099, 750 27, 025. 350 27, 476, 650 20, 777, 560 81 00 GO 00 53 57, 554, 382 30, 520, 527 8, (-75, 595 23, 7i)8, 188 5,041, 195 1,716,210 55 89 60 13 01 13 62,912,636 35, 556, 504 9, 140,919 23; 859, 271 5, 820, 577 1,809,070 82 53 24 17 87 01 154,137, 191 11,725,239 2,088,515 9,944,532 80,875, 101 51, 190, 000 23 00 18 15 00 00 161,614,852 66 11,524,447 00 1,604,855 53 18,455,090 48 80,934,119 00 49, 815, OUO 00 $682, 883,106 97 339, 480, 100 00 18,704,000 00 25, 903, 950 00 22, 250, 697 14 56, 669, 502 81 35, 393, 563 47 8,790,418 57 25, 169,188 95 5, 646, 382 96 2, 092, 364 85 108, 809, 817 37 10, 776, 023 00 2,190, 727 38 23, 002, 405 83 83,719,295 00 45, 845, 000 00 1,517,753, 107 03 1,564,174,410 65 1,497,226,604 33 MARCH 24 JUXE 9. 1,015 banks. 1,012 b a n k s . DECEMBER 28. OCTOBER £ 1,615 banks. 1,648 b a n k s . Loans and discounts .. $688, 875, 203 70 $710,848,009 39 $719,311, 180 CO $715, 928. 079 81 [5725, 515, 5'38 49 Bonds for circulation . 339, 350, 750 00 339,251,350 00 338, 845, 200 00 340, 857, 450 00 344, 104, 200 00 16, 102, 000 00 15,704, 000 00 15, 381,500 00 15, 189,500 00 Bonds for deposits . . . 17, 592, 000 00 28, 270, 600 0) 25, 893, 300 00 27,292, 150 00 22, 323, 800 CO U. S. bonds on hand... 24, 677, 100 00 20, 524, 294 55 23, 300, 681 87 23, 614,721 23 22, 686, 358 59 Other stocks and b'ds 21, 082, 412 00 Due from red'g agents. 71,641, 486 05 73, 435,117 98 64, 805, 062 88 74, 035, 405 61 66, 275, 668 92 37, 478,166 49 29,510,088 11 36, 128, 750 66 33, 948, 805 65 Due from nat'l banks . 31,994, 609 20 9, 319, 500 54 10,238,219 85 10, 430, 781 32 9, 824, 144 18 9, 202, 496 71 Due from State banks26, 002, 713 01 20,3 50,701 24 26, 593, 357 01) 27, 470, 740 97 28,021,037 44 Real estate, &c 0, 324, 955 <±7 5,871,750 02 6, 905, 073 32 3, 469, 588 00 0,083.189 54 Current expenses 2 439 41 2 680 882 39 3 070 74 o 491 222 11 3 251 648 T> Premiums paid Cash items 13 229 403 34 11 °67 703 TO 11 497 TM 13 111 6°4 goo on 12 536 613 Clearing-house exch'gs 75 317 992 29, 83 930 51 r . 04 76*, 208*, 707 00 79 089 688 39 National banknotes .. 15,840, 669 00 17, 001, 846 00 12 512, 927 00 14,226,817 00 16, 342, 582 00 2, 150, 522 89 2, 184, 714 39 2, 476, 966 75 2 078, 178 05 2, 285, 499 02 Fractional currency .. 18, 460,011 47 26, 307, 251 59 48, 345, 383 72 37, 096, 543 44 31, 099, 437 78 Specie 87, 708 502 00 82,485,978 00 94, 573, 751 00 79 324, 577 00 80, 580, 715 00 Legal tender notes 43 345, 000 00 41,845,000 00 43, 465, 000 00 43, 570, 000 00 Three per cent, cert'fs. 43, 820, (J00 00 Total 1,546,26 1,357 44 1,529,147,735 85 1.565,75( i, 909 07 1,510,713,230 92 1,538,998,10: 93 18 MARCH 18. 1,688 banks. Loans and discounts .. $767,858,490 59 Bonds for circulation . 351, 556, 700 00 Bonds for deposits 35,231,500 00 U. S. bonds on hand... 23,911,350 00 Other stocks and b'ds. 22, 763, 869 20 Due from red'g agents 83,809,188 92 Due from nat'l banks. 30,201,119 99 Due from State banks - 10,271,605 34 Real estate, &c 28,805,814 79 Current expenses 0,694,014 17 Premiums paid 3, 939, 995 20 Cash items 11, 642, 644 74 Clearing-house exch'gs 100, 693, 917 54 National bauk notes 13,137,006 00 Fractional currency .. 2, 103,298 16 25,709,166 64 Specie 91, 072, 349 00 Legal tender notes Three per cent, cert'fs. 37, 570, COO 00 Total 1,627,032,030 28 7 1. APRIL 29. 1,707 banks. $779,321,828 354, 427, 200 15, 236, 500 22, 487, 950 22, 414, 659 JUNK 10. OCTOBER 2. DECExMBER 16. 1,723 banks. 1,767 b a n k s . 1,790 banks. 11 $789,416,568 13 $831, 552, 210 00 $818,996,311 74 00 357, 388, 930 00 364, 475, 800 00 366, 840,200 00 23,155,150 00 28, 087, 500 00 00 15, 250, 500 00 17, 675, 5! 10 00 17, 753, 650 00 00 24, 230, 300 00 23,061,184 20 24,517,059 35 05 23, 132,871 05 85,061,016 38, 332, 679 11,478, 174 29, 242, 762 6, 704, 159 4,414,755 31 74 71 79 73 40 12, 749, 289 130,855,098 10, 032, 323 2, 135, 703 22, 732, 027 100,219, 126 33, 935, 000 84 15 00 09 02 00 00 1,094,440.912 94 92, 369, 246 39, 636, 579 11,853,308 29, 637, 99J 6, 295, 099 5, 026, 385 71 35 00 30 46 97 86, 878, 608 43, 525, 362 12, 772, 669 30, 089, 783 6, 153, 370 5,500,890 84 05 83 85 29 17 14, 058, 268 86 13,101,497 95 102,091,311 75 101, 165, 854 52 14, 197, 653 00 19, 101,389 00 2, 095, 485 79 2, 100,713 22 13 252, 998 17 19,924,955 16 122, 137,000 00 109,414,735 00 25, 075, 000 00 3J, 690, OUO 00 77, 985, 600 53 43,313,344 78 13,069,301 40 30, 070, 330 57 7,330,424 12 5,956,073 74 13,784,424 76 114, 538, 539 93 13,085,904 00 2,061,603 89 29, 595, 299 56 93, 942, 707 00 21, 400, 000 00 1,703,415,335 65 1.730,5^6,899 72 1,715,861,897 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. Banks from October, 1863, to October, 1875—Continued. 60. I § Inabilities. JANUARY 4. APRIL 17. JUNE 12. OCTOBER 9. 1,628 banks. 1,620 banks. 1,619 bunks. 1,617 banks. $419,040,931 00 $420, 818, 721 00 $422, 659, 260 00 $426, 399,151 00 81,169,936 52 35, 318, 273 71 82,653,989 19 37,489,314 82 82, 218, 576 47 43,812,898 70 86,165,334 32 40, 687, 300 92 National bank notes outstanding State bank notes outstanding... 294, 476, 702 00 2, 734, 669 00 292, 457, 098 00 2, 615, 387 00 292,753,286 00 2,558,874 00 293, 593, 645 00 2, 454, 697 00 Individual deposits IT. S. deposits Dep'tsof U. S. disbursing offic'rs 568,530,934 11 13,211,850 19 3,472,884 90 547,922,174 91 10, 114,328 32 3, 665, 131 61 574, 307, 382 77 10,301,907 71 2, 454, 048 99 511,400,196 63 7,112,646 67 4,516,648 12 Due to national banks Due to State banks and bankers. 95,453, 139 33 26, 984, 945 74 92, 662, 648 49 23, 018, 610 62 100, 933, 910 03 28,046,771 30 95, 067, 892 83 23,849,371 62 2, 464, 849 81 1, 870, 913 26 2, 392, 205 61 1, 735, 289 07 3, 839, 357 10 2, 140, 363 12 ],5L7, 753, 167 03 1,564,174,410 65 1,497,226,604 33 Capital stock Surplus fund Undivided profits Notes and bills re-discounted... Bills payable Total 1,540,394,266 50 1 §7 Capital stock JANUARY 22. MARCH 24 JUNE 9. OCTOBER 8. DECEMBER 28. 1,615 banks. 1,615 banks. 1,612 banks. 1,615 bank s. 1,648 banks $426, 074, 954 00 $127, 504, 247 00 $427, 235, 701 00 $430, 399, 301 00 $435, 356, C04 00 90,174,281 14 34,300,430 80 90, 229, 954 59 43, 109, 471 62 91,689,834 12 42, 861, 712 59 94, 061, 438 95 38, 608, 618 91 94,705, 740 34 46, 056, 428 55 Nat'l bank circulation. 292, 838, 935 00 State bank circulation. 2, 351, 993 00 292,509, 149 00 2, 279, 469 00 291,183,614 00 2, 222, 793 00 291,798,640 DO 2,138, 548 00 296, 205, 446 00 2, 091, 799 00 Surplus fund Undivided profits Dividends unpaid 2, 299, 296 27 1, 483, 416 15 1, 517, 595 18 2, 462, 591 31 2, 242, 556 49 546, 236, 881 57 Individual deposits 6, 750, 139 19 U. S. deposits 2, 592, 001 Dep'ts U.S. dis.offic'rs 516, 058, 085 26 6,424,421 25 4, 778, 225 93 542, 261,563 18 10, 677, 873 92 2, 592, 967 54 501, 407, 586 90 6, 807, 978 49 4/550,142 08 507, 368, 618 67 6, 074, 407 90 4,155, 304 25 108,351,300 33 28, 904, 849 14 109,667,715 95 29, 767, 575 21 115,456,491 84 33, 012, 162 78 100, 348, 292 45 29, 693, 910 80 106,090,414 53 29, 200, 587 29 3, 842, 542 30 1, 543, 753 49 2, 462, 647 49 2, 873, 357 40 2,741,843 53 2, 302, 756 99 3, 843, 577 67 4, 592, 609 76 4, 612,131 08 4, 838, 667 83 Due to national banks Due to State banks Notes re-discounted . . Bills payable Total 1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93 1. Capital stock MARCH 18. APRIL 29. JUNE 10. OCTOBER 2. DECEMBER 16. 1,688 banks. 1,707 banks. 1,723 banks. 1,767 banks. 1,790 banks. $444, 232, 771 00 $446, 925, 493 00 $450,330,841 00 $458, 255, 696 00 $460, 225,866 00 96,862,081 66 43, 883, 857 64 97, 620, 099 28 44, 776, 030 71 98, 322, 203 80 45, 535, 227 79 101,112,671 91 42,008,714 38 101,573, 153 62 48, 630, 925 81 Nat'l bank circulation. 301, 713, 460 00 2, 035, 800 00 State bank circulation . 306,131,393 00 1, 982, 580 00 307, 793, 880 00 1, 968, 058 00 315,519,117 00 1, 921, 056 00 318,265,481 00 1, 886, 538 00 Surplus fund Undivided'profits 1, 263, 767 70 2, 235, 248 46 1, 408, 628 25 4, 540,194 61 1, 393, 427 98 561,190,830 41 Individual deposits 6, 314, 957 81 U. S. deposits 4,813,016 66 Dep'ts U. S. dis. offic'rs 611,025,174 10 6,521,572 92 3, 757, 873 84 602,110,758 16 6, 265,167 94 4, 893, 907 25 600, 868, 486 55 20,511,935 98 5, 393, 598 89 596, 586, 487 54 14, 829, 525 65 5, 399,108 34 Due to national banks. 118, 904, 865 84 37,311,519 13 Due to State banks 128,037,469 17 3.6,113, 290 67 135,167,847 69 41, 219, 802 96 131,730,713 04 40, 211, 971 67 118,657,614 16 38,116, 950 67 3,256, 896 42 5, 248, 206 01 3, 573, 723 02 5, 740, 964 77 3,120, 039 09 5, 278, 973 72 Dividends unpaid Notes rc-discounted . Bills payable Total 1,627,032,030 28 1,694,440,912 94 3, 964, 552 57 4,528,191 12 4, 922, 455 78 5, 374, 362 67 1,703,415,335 65 1,730,566,899 72 1,715,861,897 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National FEBRUARY 27. APRIL 19. JUNE 10. OCTOBER 3. 1,814 banks. 1,843 banks. 1,853 banks. 1,919 banks. DECEMBER 27. j Resources. Loans and discounts.. $839,665,077 91 Bonds for circulation . 370, 924, 700 00 15, 870, 000 00 Bonds for deposits IT. S. bonds on hand . . 21,323,150 00 Other stocks and b'ds. 22, 838, 338 80 89, 548, 329 93 Due from red'g agents Due from nat'i banks . 38, 282, 905 86 12,269,822 68 Due from State banks 30, 637, 676 75 Real estate, &c 6,265,655 13 Current expenses 6, 308, 82 L 86 Premiums paid 12,143,403 12 Cash items Clearing-house exch'gs 93,154, 319 74 National bank notes.. 15, 552, 087 00 2,278, 143 24 Fractional currency . . 25, 507, 825 32 Soecie 97, 865, 400 00 Legal tender notes XT. S. cert'fs of deposit. Three per cent, cert'fs- 18, 980, 000 00 Total j : 1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 !l,773,556,532 43 FEBRUARY 28. 1,947 banks. Loans and discounts.. $913, 265,189 Bonds for circulation .] 384, 675, 050 Bonds for deposits 1 15, 035, 000 U. S. bonds on hand . . I 10, 436, 950 Other stocks and b'ds.j 22, 063, 306 Due from red'g agents j 95, 773,077 Due from nat'l banks j 39, 483, 700 Due from State banks j 13, 595.679 Real estate, &c j 34, 023, 057 Current expenses | 6, 977,831 Premiums paid j 7, 205, 259 Cash items j 11, 761,711 Clearing-house exch'gsi 131, 383, 860 998, 779 National bank notes . . j 289.680 Fractional currency ..{ 777, 673 Specie i 141,909 Legal tender notes j 460, 000 U. S. cert'fs of deposit, j 805, 000 Three per cent, cert'fs. j Total. 1,940 banks, $844,902,253 49 $871,531,448 67 $877,197, 923 47 $885, 653, 449 62 i 374, 428, 450 00 377, 029, 700 00 382, 046, 400 00 384, 458, 500 00 i 15, 169, 000 00 15, 479, 750 00 15, 409, 950 00 16,304,750 00 1 19,292,100 00 12,142, 550 00 16, 458, 250 00 10, 306, 100 00 21, 538, 914 06 23, 533, 151 73 22,270,610 47 23, 160, 557 29 ; 82,120, 017 24 80,717,071 30 91,564,269 53 86, 401, 459 44 ! 36, 697, 592 81 34, 486, 593 87 39, 468, 323 39 42,707,613 54 : 12,299,716 94 12, 976, 878 01 13, 014, 265 26 12, 008, 843 54 \ 30. 809, 274 98 32,276,498 17 31, 123,843 21 33,014,796 83 ' 7,026,041 23 6,310,428 79 6,719,794 90 8, 454, 803 97 , 6,544,279 29 6, 546, 848 52 6,616, 174 75 7, 097, 847 86 '• 12,461, 171 40 14,916,784 34 13, 458, 753 80 13, 696, 723 85 j 114, 195, 966 36 88,592,800 16 110,086,315 37 90, 145, 482 72 , 18, 492, 832 00 15,787,296 00 16,253,560 00 19, 070, 322 00 2, 143,249 29 2,151, 747 88 2,069,464 12 2, 270, 576 32 24, 433, 899 48 10, 229, 756 79 24, 256, 644 14 19,047,336 45 105, 732, 455 00 122,994,417 00 105,121, 104 00 102,922,369 00 6,710,000 00 12, 650, 000 00 7,140, 000 00 4,185, 000 00 ; 15, 365, 000 00 12, 005, COO 00 67 00 00 00 20 10 09 17 77 35 67 50 95 00 21 53 00 00 00 SEPTEMBER 12. ! DECEMBER 26. 1,962 banks. $912,064,267 31 1 386, 763, 800 00 I 16, 235, 000 00 | 9,613,550 00 22,449,146 04 88,815,557 80 ! 38, 671, 088 63 ! 12, 883, 353 37 i 34,216,878 07 7,410,045 87 ' 7, 559, 987 67 i 11,425,21)9 00 i 94, 132, 125 24 \ 19,310,202 00 i 2, 198,973 37 1 16,868,808 74 I 100, 605, 287 00 i 16, 370, 000 00 710. 000 00 , 1,968 banks. $1)25, 557, 682 42 j 388,080, 300 00 ! 15,935, 000 00 ! 9,769, 400 00 22,912, 415 63 97, 143. 326 94 43, 3-28, 792 29 14, 073, 287 77 34, 820, 562 77 7, J 54, 211 69 7, 890, 962 14 13,036, 482 58 91,918, 526 59 20, 394, 772 00 2,197, 559 84 27, 950, 086 72 106,381, 491 00 22, 365, 000 (t0 305, 000 00 I 1,976 banks. 1,976 banks. $944, 220,116 34 $856,816,555 05 ! i 388,330, 400 00 389, 384, 400 00 i 14,805, 000 00 14, 815, 200 00 i I 8,824, 850 00 8, 630, 850 00 ! I 23,709, 034 53 24, 358, 125 06 j I 96,134, 120 66 73, 032, 046 87 ; ! 41,413,680 06 40,404,757 97 I 12,022, 873 41 11,185,253 08 : ! 34,661,823 21 35, 556, 746 48 ' | 6,985,436 99 8, 678,170 39 | 7, 752,843 87 7, 987, 707 14 .' I 11,433, 913 22 12, 321, 972 80 I I 88,926,003 53 62,881,342 16 ! i 16,103, 842 00 21,403,179 00 i 1 2,302, 775 26 2, 287, 454 03 I i 19,868, 469 45 26, 907, 037 58 j I 92,522, 663 00 108,719,506 00 ! I 20,610, 000 00 24,010,000 00 : 1 il,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 \ 1,729,380,303 61 18 7 4. JUNE 26. FEBRUARY 27, 1,975 banks. 1,978 banks. 1,983 banks. DECEMBER 31. ! 2;004 banks. 2,027 banks. Loans and discounts..'! ?897,859, 600 46 $923, 347. 030 79 !$926, 195,071 70 •<5954,394,791 59 3955, 862, 580 51 Bonds for circulation .1 389,614, 700 00 369, 249, 100 00 ! 390,281,700 00 j383, 254, 800 00 382, 976, 200 00 Bonds for deposits j 14, 600, 200 00 14,890, 200 00 i 14,890, 200 00 j 14, 691, 700 00 14,714,000 00 10,152, 000 00 i 10,456, 900 00 ! 13,313,550 00 U. S. bonds on hand ..I 11,043, 400 00 15,290,300 00 25, 460, 460 20 ! 27,010,727 48 ! 27, 807, 826 92 28,313,473 12 Other stocks and b'ds.j 25, 305, 736 24 Due from res've ag'ts.j 101,502, 86 L 56 94,017, 603 31 | 97,871,517 06 ; 83, 885, 126 94 80,488,831 45 41,291, 015 24 I 45,770, 715 59 ! 39, 695, 309 47 48,100, 842 62 Due from nat'l banks . 36 624, 001 39 12, 374, 391 28 i 12,469, 592 33 j 11,196,611 73 Due from State banks.' 11,496, 711 47 11,655,573 07 36, 043, 741 50 36, 708, 066 39 Real estate, &c 37, 270,876 51 | 38, 112, 926 52 39,190,683 04 6, 998, 875 75 7, 547, 203 05 Current expenses 7, 550,125 20 i 7, 658, 738 82 5, 510, 566 47 8,741, 028 77 Premiums paid j 8, 660, 370 84 8, 563,262 27 ; 8, 376, 659 07 8,626, 112 16 Cash items j 10, 269, 955 50 11,949, 020 71 1.0, 496,257 00 ' 12,296,416 77 14, 005, 517 33 Clearing-house exch'gsi 62, 768, 119 19 94, 877, 796 52 63, 896,271 31 97,383,687 11 112,995,317 55 National bank notes . . J 20, 003, 251 00 20, 673, 452 00 23, 527,991 00 : 18, 450, 013 00 22, 532, 336 00 Fractional currency . . j 2, 309, 919 73 2, 167, 186 69 2, 283,898 92 j 2,224,943 12 2, 392, 668 74 Specie 33, 365, 863 56 32, 569, 969 26 22, 326,207 27 ; 21.240.945 23 22,436,761 04 Legal tender notes 102,717, 563 00 101, 692, 930 00 103, 108,350 00 j 80.021.946 00 82,604,791 00 U. S. cert'fs of deposit. 37, 235, 000 00 40, 135, 000 00 47, 780,000 00 ' 42, 825, 000 00 33, 670, 000 00 Dep. with U. S. Treas. 91, 250 00 I 20,349,950 15 21,043,084 36 Total 11,808,500,529 16 jl,867,802,796 28 I,851,840,913 64 1,877 180,942 44 11,902,409,638 46 | REPORT OF THE COMPTROLLER OF THE CURRENCY. Banks from October, 18G3? to October, 1875—Continued. FEBRUARY 27. JUNE 10. OCTOBER 3. j DECEMBER 27. Liabilities. 1,814 banks. Capital s t o c k . . . | 1,843 banks. 1,853 banks. 1,919 banks, j 1/940 banks. ..$464,081,744 CO I $467, 924, 318 00 $470,543,301 00 $479, 629,174 00 $482, 606, 252 00 103, 787, 082 62 104, 312, 525 81 105,181, 943 28 110, 257, 516 45 46, 623, 784 50 43,310,344 46 j 46, 428, 590 90 50,234,298 32 111,410,248 98 56,762,411 89 Nat'l bank circulation. 321, 634, 675 00 325, 305, 752 00 327, 092, 752 00 333, 495. 027 00 State bank circulation. 1, 830, 563 00 | 1, 763, 885 00 I 1,700,935 00 1, 567,143 00 336, 289, 285 00 1,511,396 00 Surplus fund Undivided profits Dividends unpaid 1,451,746 29: 1, 561, 914 45 I 1,454,044 06 3,149, 749 61 I 1, 356, 934 48 Individual deposits I 593, 645, 666 16 620, 775, 265 78 618, 801, 619 49 6, 355, 722 95 6,993,014 77 U . S . deposits \ 7,114,893 47 \ 3,416,371 16 Dep'ts U. S. dis. officers 5, 024, 699 44 ! 5, 463, 953 48 613, 290, 671 45 7,853,772 41 4, 563, 833 79 598,114,679 26 7,863,894 93 5,136, 597 74 Due to national banks! 128, 627, 494 44 120, 755, 565 86 132, 804, 924 02 Due to State b a n k s . . . | 39, 025,165 44 | 35, 005, 127 84 39, 878, 826 42 110,047,347 67 33, 789, 083 82 124, 218, 392 83 34, 794, 963 37 5,549,431 88 6, 040, 562 66 6, 545, 059 78 6,946,416 17 Notes re-discounted . . . Bills payable 3, 818, 686 91 6,062,896 11 Total 4, 225, 622 04 5,821,551 76 4, 745,178 22 5, 942, 479 34 1,719,415,657 34 11,743,652,213 55 11,770,837,269 40 |l,755,857,098 24 1,773,556,532 43 18 Capital stock FEBRUARY 28. APRIL 25. JUNE 13. SEPTEMBER 12. 1,947 banks. 1,962 banks. 1,968 banks. 1,976 banks. $484,551,811 00 $487, 891, 251 00 $490,109, 801 00 $491, 072, 616 00 Surplus fund Undivided profits DECEMBER 26. 1,976 banks. $490,266,611 00 114,681,048 73 48, 578, 045 28 115,805,574 57 52,415,348 46 116, 847, 454 62 55, 306, 154 69 120, 314, 499 20 54, 515,131 76 120,961,267 91 58,375,169 43 Nat'l bank circulation. 336, 292, 459 00 State bank circulation. 1, 368, 271 00 338,163, 864 00 1, 280, 208 00 338, 788, 504 00 1, 224, 470 00 339,081,799 00 1,188, 853 00 341,320,256 00 1,130, 585 00 Dividends unpaid 1, 465, 993 60 1, 462, 336 77 1,400,491 90 1,402,547 89 1, 269, 474 74 Individual deposits 656,187,551 61 U. S. deposits 7, 044, 848 34 Dep'tsU. S. dis. officers 5, 835, 696 60 616,848,358 25 7, 880, 057 73 4, 425, 750 14 641,121,775 27 8,691,001 95 6,416,275 10 622, 685, 563 29 7, 829, 327 73 8, 098, 560 13 540, 510, 602 78 7, 680, 375 26 4, 705, 593 36 Due to national banks. 134, 231, 842 95 Due to State b a n k s . . . 38, 124, 803 85 126,631,926 24 35,036,433 18 137, 856, 085 67 40, 741, 788 47 133, 672, 732 94 39, 298,148 14 114,996,666 54 36, 598, 076 29 5, 403. 043 38 7, 059,128 39 5, 515, 900 67 7,215,157 04 5, 987, 512 36 5,480,554 09 3, 811, 487 89 7,754, 137 4L 1,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 6L Notes re-discounted... Bills payable 5,117,810 50 5, 672, 532 75 Total 7 4. FEBRUARY 27. MAY 1. JUNE 26. OCTOBER 2. 1,975 banks. 1,978 banks. 1,983 banks. 2,004 banks. $490,859,901 00 $490, 077,101 00 $491, 003, 71L 00 $493, 765,121 00 Capital stock . 123,497,347 20 Surplus fund . Other undivided profitsj 50, 236, 919 88 125,561,081 23 54,331,713 13 DECEMBER 31. 2,027 banks. $495, 802, 481 00 126,239,308 41 58,332,965 71 128, 958,106 84 51, 484, 437 32 130,485,641 37 51,477,629 33 340, 267, 649 00 338, 538, 743 00 1, 049, 286 00 . 1,009,021 00 333, 225, 298 00 964, 567 00 331,193,159 00 860,417 00 j Nat'l bank circulation. j 339, 602, 955 00 State bank circulation. j 1, 078, 988 00 Dividends unpaid 1,291,055 63 2, 259,129 91 1,242,474 81 3, 516, 276 99 6, 088, 845 01 Individual deposits.... j 595, 350, 334 90 United States deposits. \ 7, 276, 959 87 Dep'tsU. S. dis. officers 5, 034, 624 46 649, 286, 298 95 7, 994, 422 27 3, 297, 689 24 622, 863,154 44 7, 322, 830 85 3, 238, 639 20 669, 068, 995 88 7, 302, 153 58 3, 927, 828 27 682, 846, 607 45 7, 492, 307 78 3, 579, 722 94 Due to national banks- 138, 435, 388 39 Due to State banks . . . 48,112,223 40 135, 640, 418 24 48, 683, 924 34 143, 033, 822 25 50, 227, 426 18 125,102, 049 93 50,718,007 87 129, 188,671 42 51, 629, 602 36 4, 581, 420 38 4, 772, 662 59 4. 436, 256 22 4, 352, 560 57 4, 197,372 25 4,950,727 51 6, 365, 652 97 5, 398, 900 83 Notes re -discounted... Bills payable Total | 3, 448, 828 92 4,275,002 51 1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1, 902, 409, 638 46 10 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1 8 V 5. MARCH 1. 2,029 banks. Loans and discounts j $956, 485, 939 35 Bonds for circulation 380, 682, 65!) 00 Bonds for deposit 14,492, 2<;0 00 U. S. bonds on hand j 18, 0fi2. 150 00 Other stocks and bonds j 28, 268, 841 69 89,991, 175 34 Due from reserve agents 44, 720, 394 11 Due from national banks 12, 7-24, 243 97 Due from State banks 39, 430, 952 12 Real estate, &c 7, 790, 58! 86 Current expenses 9, 006, 880 92 Premiums paid . 11,734, 762 42 Cash items 81, 127, 796 39 Clearing-house exchanges j ]8, 909, 397 00 National bank notes j 3 008, 592 12 Fractional currency | 16,667, 106 17 Specie j Legal tender notes. 78, 508, 170 00 U. S. certificates of deposit j 37, 200, 000 00 Deposit with U. S. Treasurer.. j 21, 007, 919 76 Total MAY 1. JUNE 30. 2,046 banks. 2,076 banks. $971, 835, 298 74 $972, 926, 532 14 378, 026, 900 00 375, 127,900 00 14,147,200 00 14,' 372, 200 00 j 12,753,000 00 14, 297. 650 00 j 32,010,316 18 • 29, 102, 197 10 ! 89, 788, 903 73 80, 620, 878 75 I 46, 039, 597 57 ! 48,513,388 86 11,625,647 15 12, 094, 086 39 j 40, 969, 020 49 40, 312,285 99 j 706, 700 42 | 4,992,044 34 8, 742, 393 83 ] 434,453 14 i 12,433, 100 43 13, 122,145 88 ' 970, 819 05 88, 924, 025 93 116, 24,261,961 00 19, 504, 640 00 702, 326 44 | 2, 620, 504 26 2 18, 959, 582 30 10, 620, 36 L 64 | 87, 492, 895 00 84, 015, 928 0!) j 47,310,000 00 38, 615,000 00 ! 454, 422 29 I 19, 640, 785 52 2,087 banks. $984, 691, 434 40 370,321,700 00 14, 097, 200 00 13, 989, 950 00 33, 505, 045 15 85,701,259 82 47,028,769 18 11,963,768 90 42, 366, 647 65 7,841,213 05 8,670,091 18 12,758,872 03 75, 142, 863 45 18, 528, 837 00 2,595,631 78 8, 050, 329 73 76,458,734 00 48,810,000 00 19, 686, 960 30 j 1,869,819, 753 22 I 1,909,847,891 40 I 1,913,239,201 16 I 1,882,209,307 62 REPORT OF THE COMPTROLLER OF THE CURRENCY. 11 Banks from October, ISO.0*, to October, 1875—Continued. 1 815. MARUi 1. MAY 1. j JUNE 30. 2.029 bank*. 2,046 banks'. j 2,076 banks. Liabilities. j Capital stock. $496,272,901 00 J Surplus fund Other undivided profits. National bank circulation State bank circulation ; I Dividends unpaid j $198,717,143 00 j $501, 568, 563 50 2,087 banks. $504,829,769 00 131,249,079 51,650,213 131,604,008 66 ! 55, 907, 619 95 ! 133 169,094 79 52, 160, 104 63 134, 356, 076 41 52, 964, 953 50 324, 525, 343 ! =24, &7o i 323,321,230 00 j 815, 229 00 i 318, 148,406 00 315,350,379 00 772, 348 00 .,601. 255 2, 501, 742 39 | 786,844 00 6, 105, 519 34 4, 003, 534 90 l Individual deposits United States deposits. • Deposits U. S. disbursing officers 647,735,970 ' 7, 971, 932 ' 5, 330, 414 '. 695, 347, 677 70 j 686, 478, 630 48 (i, 797 972 00 i 6, 714, 328 70 3, 459,061 80 2,766,387 41 ! 654,579,619 39 6,507,531 59 4,271,195 19 Due to national banks 1 .. Due to State banks 137.735,12! 44 55, 294, 663 84 127,280,034 02 I 138, 914, 828 39 53, 037, 582 89 j 55, 714, 055 18 129,810,681 60 49, 918, 530 95 Notes re-discounted Bills payable Total 4,841,600 20 4, 786, 436 57 5,671,031 44 ! 6, 079, 632 94 j [, 261, 464 45 i, 758, 299 85 ' 1,869,819,753 22 | 1.909,847,891 40 j 1,913,239,201 16 | 5,254,453 66 6, 590, 234 43 1,832,209,307 62 ABSTRACT REPORTS OF THE CONDITION THE NATIONAL BANKS ox DECEMBER 31, 1874, MARCH 1, MAY 1, JUNE 30, AND OCTOBER J, 1875. A r r a n g e d toy S t a t e s , T e r r i t o r i e s , a n d Reserve Cities. LIST OF STATES, TERRITORIES, AND RESERVE CITIES. STATES AND TERRITOKIES. States and Territories. Abstract. Reports. Page. Page. States and Territories. Alabama 32 474 Missouri Arkansas 34 484 ' Montana California 48 756 Nebraska Colorado 50 760 New Hampshir< Connecticut 20 212 New Jersey . . . Dakota 54 768 New Mexico... Delaware 24 431 New York District of Columbia 26 446 North Carolina Florida 32 473 Ohio Georgia 30 469 Oregon Idaho 52 764 Pennsylvania ., Illinois 40 604 Rhode Island.. Indiana 38 569 South Carolina Iowa 44 705 Tennessee . Kansas 46 744 Texas Kentucky 36 494 Utah Louisiana 32 477 Vermont Virginia 16 59 26 435 Massachusetts 18 113 Wisconsin Michigan 40 653 Wyoming Minnesota 44 694 Maine Maryland . RESERVE Cities. Abstract. Reports. I Page. Page. West Virginia . Reports. Page. Page. 44 52 46 16 22 50 20 30 36 48 22 18 30 34 34 50 16 36 28 42 52 732 765 751 83 333 759 239 461 511 755 355 191 465 485 480 763 98 448 455 680 767 CITIES. Cities. Milwaukee - . . Albany . . . 22 239 Baltimore 26 435 New Orleans - Boston . . . 18 116 New York Chicago . . 40 61.1 Philadelphia ., Cincinnati 38 519 Pittsburgh Cleveland 38 522 San Francisco Detroit . . . 42 659 St. Louis Louisville 36 500 Washington . . Abstract. NOTE.—For index of towns, see end of volume. Reports. 16 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874 MAINE. DECEMBER 31. MARCH 1. MAY I . 64 banks. 64 b a n k s . 64 b a n k s . JUNE 30. OCTOBER 1. Resources. 69 b a n k s . Loans and discounts.. $13, 900, 599 69 $13, 191,773 46 $13, 864, 955 3 3 Bonds for circulation . 8, 9U0, 750 00 8, 900, 750 00 8, 935, 750 0 0 Bonds for deposits 470. 000 00 470, 000 00 470, 000 00 U. S. bonds on hand . . 96, 650 00 103,250 00 **7, 550 00 Other stocks and b'ds 557, 036 29 535,549 16 559, 539 23 1,864,870 28 Due from res've agents 2,081,890 61 1,481,837 64 Due from nat'l banks 201,920 94 129, 952 56 114,962 19 Due from State banks. 12,036 41 5, 183 33 12,324 31 Real estate, &c 281,481 28 282,924 33 313,925 33 Current expenses 22,211 25 42,064 76 38, 162 75 Premiums paid 33,661 93 33, 058 38 40, 934 20 Cash items 451,254 37 321 518 72 328 854 71 Clearing-house exch'gs .... National bank notes . . 283,964 00 302, 765 (10 359,575 22,961 00 12 29, 367 00 Fractional currency . . 26, 309 58 Specie 25 230 77 22 038 77 26 434 75 440, 430 00 380, 195 00 Legal tender notes . . . 418/J28 00 U. S. cert'fs of deposit. 5, 000 00 5, 000 00 5, 000 o:i 467,574 50 494, 734 50 471,630 70 Dep. with U. S. Treas. Total 28, 113,243 83 27, 337, 000 79 NEW 43 banks. Loans and discounts . . Bonds for circulation . Bonds for deposits LJ. S. bonds on hand... Other stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National bank notes.. Fractional currency . . Specie Legal tender notes. IT S cert'fs of deposit Dep. with U. S. Treas. Total 4:3 banks. 43 b a n k s . 47 00 00 00 84 32 09 171,283 12, 152 6 966 209, 364 00 08 275, 171 50 I 14, 665, 224 38 46 00 00 00 88 53 62 83 21 65 48 17 $14, 047, 265 9, 298, 250 470, 000 121,950 595,039 2, 099, 767 198, 023 5, 527 329, 287 52, 593 99, 239 466 335 31 00 00 00 58 84 22 02 24 82 94 10 353, 075 24, 576 34 610 429, 369 5, 000 461,366 00 47 440, 773 32, 094 24 563 457, 920 5, 000 492, 696 00 01 91 00 00 50 28, 173,014 71 °6 60 00 57 29, 146, 325 91 HAMPSHIRE.. $6, 592, 629 96 \ $fi, 343, 821 5, 342, 000 00 ' 5, 342, 000 3 1 2 , 0 0 0 0 0 •• 312,000 3 ,500 00 ! 32, 600 209, 787 33 215,609 1,002,415 52 i 1,217,081 16, 082 34 i 7, 103 26,812 84 ! 27, 695 197,864 08 : 210, 159 39, 057 80 39, 444 37,064 03 32, 064 106 870 24 71 394 206,628 00 12,531 90 ! 11 529 84 ; 244,279 00 27, 476, 077 51 69 b a n k s $14, 005, 808 9, 203, 250 470, 000 105,300 532, 824 1,644.016 149, 189 1, 722 318,699 23,810 81,678 328, 716 06 04 00 03 85 16 00 44 banks. $6, 645, 511 48 5, 358, 000 00 312,000 00 32, 501) 00 199, 13L 20 885, 307 26 8. 565 97 31,266 84 195,676 90 39,275 14 34,864 03 90 305 96 130, 838 00 12, .23 55 2 572 59 195,771 00 $6, 645, 466 5, 453, 000 312,000 29. 500 215,915 978, 208 13, 603 62, 409 209, 606 41,878 41,509 64 659 44 banks. 11 00 00 00 40 75 06 54 90 20 53 65 $6,899,341 5, 513, 000 312,000 39, 600 210,355 1,041,893 8, 883 31,049 215,306 58, 242 64, 605 109 391 211,131 00 9,997 45 2 985 0 0 199,391 00 176, 227 12, 400 ] 799 220, 622 24 Of) 00 00 01 87 16 70 44 49 23 7? 00 08 41 00 288, 756 00 312,944 50 247, 595 00 259, 088 87 14, 539, 493 94 14, 487, 254 42 14, 738, 856 81 15, 173, 806 26 VERMONT. 42 banks. Loans and discounts . . $10, 367, 607 01 Bonds for circulation . 7, 742, 000 00 275, 000 00 Bonds for deposits U. S. bonds on hand . . 220, 800 00 287, 152 81 Other stocks and b'ds. 990, 929 04 Due fromres've agents Due from nat'l banks. 127, 568 26 Due from State banks 6,200 45 252, 840 17 Real estate, &c Current expenses 19, 786 96 Premiums paid 33,650 74 Cash items 111 297 57 Clearing-house exch'gs National bank notes . . 157,811 00 Fractional currency.. 19, 358 72 Specie 22 249 53 Legal tender notes 385, 053 00 U. S. cert'fs of deposit. 395,412 10 Dep. with U.S. Treas. Total 21,414,717 36 41 banks. 42 banks. 43 banks. 45 banks. $10,377,777 7, 788, 500 275, 000 283, 050 296 695 947, 230 100,032 11,821 252, 256 18 998 50, 878 81 587 12 00 00 00 96 84 80 46 02 59 75 43 $10, 645, 077 7,813,500 275, 000 176,900 251, 993 797,027 87, 549 5, 593 235, 269 25, 586 3L,467 83 683 97 00 00 00 00 65 60 02 45 14 00 51 $10,789,284 7, 883, 500 275,1)00 188, 150 267, 0L0 962, 207 96, 907 275 252, 282 24,815 42, 835 117 831 43 00 00 00 50 37 66 25 42 69 46 61 $11,225,379 8, 035, 500 275, 000 161,950 277,644 1, 122, 372 102, 695 1.795 275, 757 30, 138 50, 612 131 448 99,441 17, 800 20, 263 330, 774 00 81 64 00 126, 624 12, 833 20, 774 315,870 00 97 97 00 184,751 15, 907 16, 499 337, 308 00 40 76 00 155, 785 17,911 5 784 410, 728 409, 394 50 425, 694 50 374, 656 72 21,361,502 92 21,330,444 08 21,829,223 30 00 00 00 00 70 64 44 15 32 95 29 62 00 68 | oq | 00 380, 202 12 22, 660, 705 20 1 REPORT OF THE COMPTROLLER OF THE CURRENCY. 17 arranged by States and cities of redemption. MAINS. DECEMBER 31. 64 b a n k s . MARCH 1. MAY 1. JUNE 30. OCTOBER 1 64 banks. 64 banks 69 banks 69 banks. $9, 740, 000 00 $9, 740, 000 Oi) $9,815,000 00 $10, 153, 000 00 $10,310,000 00 Surplus fund Other undivided profits 2,171, 697 74 1, 363, 969 02 2,193, 265 33 ! 2, 194,757 98 1, 439, 706 85 1, 490, 872 Id 2, 203, 733 44 1,438,818 92 2, 103,055 02 1,559,105 73 Nat'l bank circulation. State bank circulation; 7, 714, 133 00 8, 602 00 7, 685, 658 00 j 7,731.816 00 7,602 00 8, 597 00 ; 7,837,138 00 7, 602 00 8, 103, 133 00 7,602 00 Capital stock . Dividends unpaid Individual deposits U. S. deposits Dep'ts U. S. dis. officers Due to national banks. Due to State banks . . . Notes re-discounted . . . Bills payable Total . 102, 01.4 41 265, 521 82 76, 497 20 5,562,055 60 i 5, 643, 922 06 113, 130 01 s 148, 05 L 39 288, 723 79 ; 89, 865 32 5, 585, 430 06 109, 8 L0 88 133, 716 16 6, 431, 353 69 104, 497 35 180,386 12 147, 225 54 ! 60, 536 36 i 183, 167 48 43, 901 366, 432 48 51, 834 83 191,276 53 34,416 77 44, 405 34 203 43 25, 107 50 12, 287 39 7, 688 73 45, 002 50 27,476,077 51 I 28,173,014 71 29,146,325 91 254, 528 86 I 5, 878, 911 52 131, 135 61 165, 391 35 53, 487 54 524, 212 87 | 548 49 | 901 04 212 33 28,113,243 83 j 27,337,000 79 NEW HAMPSHIRE. 43 banks 43 banks. $5 315 000 00 $5, 315, 000 00 $5, 315, 000 00 $5, 435, 000 00 $5 465 000 00 Surplus fund Other undivided profits 1, 030, 402 61 549, 203 89 1, 034, 075 85 499, 228 17 1, 043, 452 41 548, 778 63 1, 035, 262 41 542, 759 32 J.f 055, 453 28 540, 481 31 Nat'l bank circulation. State bank circulation. 4,661,318 00 13, 677 00 4, 615,'872 00 13, 640 00 4, 660, 460 00 11,946 00 4, 692, 500 00 10, 497 00 4, 778, 298 00 8, 945 00 Capital stock 43 banks 44 banks. 44 banks. 75, 015 04 20, 8-19 86 32, 866 36 63, 222 15 22, 258 72 Individual deposits 17 S deposits Dep'ts TJ. S. dis. officers 2, 669, 966 19 138, 107 22 73, 490 79 2, 710, 935 10 86, 807 96 147,676 82 2,694, 191 36 98, 725 36 37,370 14 2, 720, 678 36 1L9, 014 44 51,393 65 3, 048, 643 77 91,805 66 99, 757 02 Due to national banks. Due to State banks . . . 60, 080 78 68, 962 ^6 23, 602 60 40, 562 98 26, 986 20 . 7, 399 91 53, 192 37 9,337 11 51, 569 10 Notes re-discounted . . . Bills payable 10, 000 00 30, 642 60 10, 078 69 6, 000 00 11, 585 84 8 56 14, 665, 224 38 14, 539, 493 94 14, 487, 254 42 14, 738, 856 8L 15, 173, 806 26 Dividends unpaid Total VERMONT. 42 banks. 42 banks. 41 banks. $7, 862, 712 50 43 banks. 45 banks. $7, 915, 432 50 $7, 937, 712 50 $8,101, 887 50 Other undivided profits 1,716,430 04 673, 688 45 1, 777, 865 13 492, 395 65 1, 769, 560 86 594, 824 52 1, 842, 036 14 576, 554 85 1,911,400 73 530, 116 19 Nat'l bank circulation. State bank circulation. 6, 735, 249 00 7, 222 00 6, 718, 312 00 7, 222 00 6, 788, 472 00 7,207 00 6,791,998 00 6, 207 00 6, 979, 387 00 6,200 00 Capital stock Dividends unpaid Individual deposits U. S. deposits Dep'ts U. S. dis. officers Due to national banks . Due to State banks Notes re-discounted Bills payable Total H. Ex. $8,396,910 00 73,342 61 13,645 11 5,949 81 108, 370 21 11,392 23 3,981,676 73 60,218 66 69, 852 25 3, 878, 705 13 73, 672 97 176, 548 76 3, 809, 2J5 14 80, 553 68 51, 662 27 4, 064, 664 04 54, 267 57 56, 589 49 4, 490, 365 76 62, 191 30 62, 891 60 143,084 05 10,569 62 105, 729 58 506 72 47,369 12 2, 429 38 27, 487 99 159, 450 00 154,050 00 179, 050 00 9, 000 00 167, 850 00 662 40 181, 700 00 21,414,717 36 21,361,502 92 21,330,444 08 63,211 99 11,663 13 21,829,223 30 22, 660, 705 20 18 REPORT OF THE COMPTROLLER OF THE CCRRENCY. Abstract of reports since October 2, 1874, arranged MASSACHUSETTS. DECEMBER 31. MARCH 1. 169 b a n k s . 169 banks Loans and discounts.. $64, 279, 096 74 Bonds for circulation . 37, 432, 750 00 1, 177, 700 oo Bonds for deposits. 598, 100 oo U. S. bonds on hand . . 1, 115,935 32 Other stocks and b'ds. 6, 308, 283 91 Due from res've agents 609,410 87 Due from nat'l banks. 122, 655 16 Due from State banks. 1,481,057 98 Real estate, &c 288, 159 72 Current expenses 233 409 Premiums paid . . . . . . Cash items 744 652 67 Clearing-house exch'gs 1,182,110 00 National bank notes.186, 6i)3 70 Fractional currency . . 141 610 51 Specie Legal tender notes i 1,920,613 00 ; 230, ooo 00 U. S.eert'fs of deposit. 1,921,888 50 Dep. with U. S. Treas. ; Total MAY 459, Tyi.1 87 302 367 04 643 469 75 119, 974, 037 33 120 00 04 66 00 00 00 287, 203 62 OCTOBER 1 JUNE 30. 17 0 b*' nks. $62 520,610 37 38 1 15, 050 00 J 097, 700 00 481,350 00 1 03!i, 326 00 8 274, 527 3 0 435, 852 41 r-9, 704 54 J 52*, 857 04 1 041,893 16 ), 908 90 510 1 871. 929 225, 000 1 908,680 1. 175 b a n k s 179 banks. $64, 812, 010 69 $65 419,759 34 38, 419, or,o Oi) : 38, 880, 050 00 1, 037, 700 00 1, 037, 700 00 336, 0 0 0 00 431,850 00 165, 557 1, 68 1, 083, 057 51 0, 840, 2 5 0 10 j 7, 193,882 86 5 10, 4 0 5 30 552, 305 71 109. 257 97 150,066 32 1, 588, 234 71 1, 641,701 70 ! f>3, 0 1 0 12 223, 664 0 3 o q 571 1 4 '< 444 "-'GO QO 6° 5 f-)4 6 4 ^ 593 °38 64 9 7 5 998 167, 794 00 10 1, 899, 625 oo i 250, 0 0 0 00 ' 2, 018, 9 t 8 50 121, 340, 843 07 1, 271,183 00 154,748 81 84 782 1? 1 869, 653 00 245, 000 00 1 945, 905 50 $67 252,016 39 203, 050 1, 047, 700 526, 700 1 245, 244 8 241, 088 576. 365 62,618 1 684, 164 256, 986 473 882 862 919 45 00 00 00 43 08 39 65 18 1 424, 300 175, 138 69 077 1 924, 174 270, 000 2 155,678 00 53 46 00 00 19 20 38 °L 123 222, 749 37 127 451,103 15 51 banks. 53 banks. CITY OF BOSTON. 1 5L banks. r1 Oil nks. Loans and discounts.- 99, 679, 209 84 $ 101, 443, 203 86 30, 485, 500 00 Bonds for circulation . 29, 803, 500 01 i 150, 000 00 150, i .'00 00 Bonds for deposits 1,713,000 (J! j ; 1, 515, 700 00 U. S. bonds on hand . . 398, 600 00 395, 8 2 L 20 Other stocks and b'ds. Due from res've ag'ts 7,451,846 50 9, 247, 948 22 5, 593, 373 64 735, 160 58 Due from mit'l banks Due from State banks 250, 049 9 3 284, 950 60 2,349, 104 1!. 2, 441, 3 9 5 34 Real estate, &c Current expenses 680, 190 07 ; l, 225, 847 84 267, 20:5 63 386, 914 88 Premiums paid j Cash items 532, 779 (i() 4 8 1, 0 4 5 10 5 0;i'.), 617 08 6,610, 139 59 Clearing-house exch'gs National banknotes . . 3, 508, 445 0.) : 'J 8:)0, 9 4 5 00 114,641 .30 109, 2^7 51 Fractional currency . . 1 270, 1 14 45 Specie 2, 193,641 04 5, 284, 363 00 5 062, 801. 00 Legal tender notes j 3 560, 0 0 0 00 U. S. cert'fs of deposit, i 3, 005, 000 00 1, 927, 364 70 ; 1 700, 062 70 Dep. withU. S. Treas. 72, 113. I l l 95 173 122 3! 5 36 51 banks. $99, 526, 397 78 3 1 , 162, 500 15!i, OK) 1, 092, 7i)0 31-8,821 8, 886, 07:) :.-), 406, 8! 3 :5J1, 9!H» 2, 584, 22!) i 3 i , *;<;; 432, 9<i3 483, 036 7, 220, 005 2, 3 4 . 5 1 5 110, 102 843, 457 4, 288, 769 175, 000 1, 8S8, 112 170 421, 197 40 92 89 31 47 64 43 00 44 20 00 00 25 $99, 576, 184 40 $104,942,832 33 30, 925, 500 00 30, 943, 500 00 150, 000 00 150, 000 00 989, 900 00 419, 400 00 471,421 29 56i, 246 29 9 362, 600 34 9, 436, 652 92 4, 678, 746 77 4, 880, 279 08 479, 142 42 365, 435 33 2, 622, 638 75 2,729,691 06 376,718 05 83,212 98 387, 546 23 368,481 93 572,525 74 491,848 26 7, 536, 020 17 9, 283, 445 62 3,321, 116 00 2, 111, 692 00 100, 706 90 128,315 65 1,758,386 29 384, 796 24 4, 785, 239 00 6, 699, 252 00 3, 080, 000 00 3, 255, 000 00 1, 796, 666 00 2, 009, 908 62 80 172,971,058 35 00 00 0.J 20 87 179,251,990 31 RHODE ISLAND. 62 banks. 62 b a iks. 62 b a n k s . 62 b a n k s . 62 b a n k s . L o a n s a n d d i s c o u n t s . . $28, 540, 437 22 $28, 301, 455 09 14, 698, 900 00 Bonds for circulation. 14, 688, 900 00 200, 000 00 175, GOO 00 Bonds for deposits 23, 000 00 U. S. bonds on bund . . 23 350 00 222, 446 59 228, 146 59 Other stocks and b'ds 1, 693, 048 08 i 1, 679, 527 43 D u e from res've a g ' t s . D u e from nat'l b a n k s . 556,117 19 551, 965 98 D u e from State banks88,170 28 66, 148 08 598, 962 76 595, 670 11 R e a l estate, &c 123 : 41 50 85,761 73 C u r r e n t expenses 3 0 (!00 00 P r e m i u m s paid 25, 000 00 I 922 902 29 827, 157 33 Cash items Clearinp-house exch'gs 353 7 4 5 00 316, 167 00 National b a n k notes . . Fractional currency . . 61,715 26 (54 1J8 84 30 049 HO Specie . . . . . . . . . . . . . . 29, 391 06 663, 730 00 (339 958 00 L e g a l tender notes U S cert'fs of deposit 728 501 00 761,034 00 D e p . with U S. T r e a s $28, 184,456 58 14, 743, 900 00 200, 000 00 23, 000 09 228, 146 59 1,874,027 25 518,609 59 88, 967 72 595, 728 43 133, 755 75 34, 404 84 681, 604 86 774, 000 80 777, 834 05 730, 223 93 49 238 029 80 49, 067,715 52 49 556, 185 70 48 884 196 08 Total 49, 356, 388 50 276, 304 55,71b 25. 453 629\ 637 00 66 45 00 $28, 694, 258 14 74i, 900 200, 000 47, 000 227, 146 2 021, 147 466,730 46, 940 596, 538 84, \86 37, 537 547, 505 48 59 93 00 44 18 58 12 24 $28, 217,229 38 14 776 900 00 210, 000 00 12, oo;) 00 188, 146 59 1, 788, 907 45 426, 187 45 96, 480 16 621, 184 81 125 0 1 8 31 36 9 9 3 12 539, 216 26 407, 252 50,717 25, 139 584, 352 00 73 36 00 387 562 60,717 94 76:> 642 667 00 00 00 00 48 14 00 REPORT OF THE COMPTROLLER OF THE CURRENCY. 19 by States and cities of redemption—Continued. MASSACHUSETTS. DECEMBER 31. MARCH 1. MAY 1. JUNE 30. OCTOBER 1. Liabilities. Capital stock 179 banks. 169 banks. 169 banks. 170 banks. 175 banks. $41,662,000 00 $41,842,000 00 $41,942,000 00 $42, 896, 381 00 $43, 887,100 00 Surplus fund Other undivided profits 13, 215, 732 28 4, 540, 292 20 13,239, 167 32 5, 260, 200 79 13, 273, 075 42 4,021,773,35 13,322,390 16 4,670,451 66 13, 359, 867 92 4, 060, 562 25 Nat'l bank circulation. State bank circulation. 32, 599, 438 00 17, 529 00 32, 342, 935 00 14,502 00 33, 076, 235 00 14,406 00 33, 108,437 00 14,404 00 34, 021, 387 00 14, 404 00 Dividends unpaid 30'-,675 71 108,004 79 362, 257 80 328, 242 30 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 25,058,731 87 615,565 59 1, 900 40 25, 895, 728 59 475, 398 34 6, 406 24 26,778,031 74 442, 063 02 8, 517 28 Due to national banks Due to State banks . . . 1, 543, 257 14 109, 080 70 823,754 42 130, 940 64 1,017,583 14 192, 872 00 Notes re-discounted... Bills payable 258, 334 44 50, 500 00 112, 725 49 35, 500 00 186, 528 32 25,500 00 130, 114 79 50, 669, 24 120, 287, 263 62 121,340,843 07 123, 222, 749 37 Total 119,974,037 33 26,614,401 24 476, 342 01 23, 757 29 1, 463, 954 85 123, 203 83 952,143 31 28, 959, 669 65 538,718 49 28,961 73 1, 264, 852 46 65,835 15 120,601 19 177,000 00 127,451,103 15 CITY OP BOSTON. 51 banks. 51 banks. 51 banks. Capital stock . . . . . . . . $50 900, 0 0 0 00 $50, 900, 000 00 $51, 000, 000 00 $51, ooo oon 00 $51 700 000 no Surplus fund Other undivided profits 13, 140, 861 90 3, 995, 671 44 13, 140, 862 90 5, 249, 912 36 13, 240 349 08 2 768, 596 70 13,392,801 78 3, 866, 437 47 13,359,511 61 2, 407, 514 24 Nat'l bank circulation. State bank circulation. 25, 041, 698 00 24, 431, 396 00 25, 375,913 00 24, 957,781 00 25, 874, 150 00 5 banks. 53 banks. 57, 692 98 35, 587 47 160, 6L7 04 81, 634 85 1, 601, 044 88 Individual deposits TJ S deposits Dep'ts U. S. dis. officers 56, 217, 557 51 32 349 91 36 47 52, 567 182 46 52 779 98 54 414 005 40 45 645 95 31 289 7^ 56, 278, 477 84 35, 381 04 31 676 ?5 58,742, 175 28 14, 695 88 15 603 \1 Due to national banks. Due to State banks 18 516,309 45 3, 876,841 57 21 092 778 17 4 810 073 27 17 489 162 68 4 451 875 42 17 843, 008 18 4 123, 094 00 19,628,272 87 4,214,124 01 Notes re discounted . . . Bills payable 27 519 72 270 000 00 26, 742 75 815, 000 00 25 742 75 1 415 000 00 25, 765 84 1 335, 000 00 25, 747 33 1, 669,151 10 172,113 111 95 173 122 315 36 170 421 197 80 172 971, 058 35 179,251,990 31 Dividends unpaid Total RHODE I S L A N D . 62 banks. 62 banks. 6 2 banks. 62 b a n k s . 62 b a n k s . no $20 514 800 on $20 544 800 on $20 579 800 on Surplus fund Other undivided profits 4, 150, 823 69 1, 593, 056 41 4, 190, 806 82 1, 655, 205 08 4, 224,153 18 1, 805, 368 38 4, 266, 220 59 1, 585, 080 72 4,289,731 20 1,588,669 69 Nat'l bank circulation. State bank circulation. 12, 886, 333 00 29, 273 00 12, 767,123 00 24, 669 00 12, 742, 346 00 24, 333 00 12, 693, 028 00 24, 329 00 12,910, 345 00 24, 276 00 Capital stock $20 504 800 00 504, 800 300, 808 94 138,461 85 106, 207 24 304, 517 03 196, 590 39 Individual deposits U. S. deposits Dep'ts U. S< dis. officers 7, 712, 433 44 66, 352 65 102,416 46 8, 414,864 00 55, 816 33 132, 578 6L 7, 367, 794 94 70, 563 26 91, 102 78 7, 946, 901 59 89, 742 63 94, 519 91 7, 366, 488 74 54, 244 24 104, 477 27 Due to national banks. Due to State banks 1, 254, 090 16 698, 000 75 704, 847 94 640, 827 17 966, 773 54 1 124, 273 20 1,050,920 16 956,126 07 996, 490 92 773, 082 63 49, 067, 715 52 49, 556,185 70 48,884, 196 08 Dividends unpaid Notes re-discounted.... Bills payable Total 58, 000 00 8,000 00 49 356, 388 50 49 238, 029 80 20 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged CONNECTICUT. DECEMBER 31. MARCH 1. 80 banks. 80 banks. JUNE 30. Resources. 80 banks. 81 banks. OCTOBER 1. 81 banks. -I- Loans and discounts.. $36, 202. 735 63 $3.), 733, 550 59 j 523, 300 00 Bonds for circulation. 20, 166, 300 ()!) 270, 000 00 270, 000 01) Bonds for deposits 264, 350 00 241,0-10 00 U. S. bonds on hand . . 042, 964 73 1, 078, 270 82 Other stocks and b'ds. 106,627 t\8 5,265,924 17 Due from res've agents 8U), «89 69 2, 094, 639 75 Due from nat'l banks.. 195, 949 84 302, 740 92 Due from State banks 143,922 14 1, 127, 121 6!) Real estate, &c 19!), 451 79 126, 52:5 67 Current expenses . 108, 061 91 5 3 , 2\>C) t-8 Premiums paid 611,933 16 697, 31)3 27 Cash items Clearing-house excli'gi 577, 148 00 National bank notes., 8(5,018 40 Fractional currency . . 62. 818 69 Specie I, 422, 320 00 Legal tender notes 5,000 00 U. S. cert'fs of deposit 1,018,031. 25 Dep. with U. S. Treas. Total I 7 L, 129, 235 93 69, 182, 337 87 NBW 221 banks. Loans and discounts. - $71,407, 594 77 Bonds for circulation . 31, 468, 250 00 1, 145, 500 00 Bonds for deposits 1,001,90* 00 U. S. bonds on hand . . 3,051,720 51 Other stocks and b'ds. 8, 562, 775 W Due from res've agents' 2, 073, 958 20 Due from nat'l banks.: 630, 98;! 75 Due from State banks 2,475,1)93 31 Real estate, &c 439, 113 80 Current expenses 358, 907 22 Premiums paid 1,958,330 2 4 Cash items Clearing-house exch'gs . 913, 991 00 National bank notes.. 209, 760 58 ; Fractional currency ..I 252, 145 55 Specie ; Legal tender notes. j 3, 683, 323 00 415, 000 0.) XL 8. cert'fs of deposit, j Dep. with U. S. Treas. j 1,717, 141 27 Total $37, 288, 20, 586, 270, 279, 1,019, 3,798, 1, 906 3LI, 1, 160, 237 124 647 661, Hi* 00 82. 736 92 51 [ 9i>7 08 1,413,912 00 5, 000 Oii 1,098,215 75 $37,448, 117 86 20, 495, 800 00 270, 000 00 272,250 00 1,041,613 19 4, 89 L, 482 34 2,159,315 18 209, 580 48 1, 166, 255 27 114, 986 92 117, 872 38 881, 002 60 800 653 00 81,951 99 43. 069 53 1, 439, 507 00 $36, 379, 575 56 20,312,800 00 270, 000 00 316,900 00 1,063,905 71 3,739,293 07 2, 242, 968 37 253,648 03 1, 168,506 38 262,809 35 122,721 49 818,926 04 730,480 00 82,573 19 41, 539 25 1, 560, 128 00 1, 077, 790 75 1,016,409 61 70,944,437 94 I 72,511,248 49 70, 383,186 05 YORK. 221 1 227 banks. 226 banks. $71, 283,806 88 $70, 538, 756 22 31, 072, 000 00 31, 347, 000 00 1, 095, 500 00 j 1, 095, 500 00 544, 350 00 863, 900 00 ! 2L0, 674 37 3,552,710 72 I 455,549 32 8,714,715 17 ! 349, 493 67 2, 126, 578 98 I 626,581 78 657,743 29 I 627,441 94 2,709, 171 78 j 4-17,917 97 465, 640 10 324, 429 37 343,484 30 729, 069 08 1, 681, 892 22 ' 814, OS!) 00 224,768 97 246, 902 03 3, 610,398 00 420, 000 00 1, 737, 641 3D 856, 438 00 189, 852 52 118, !!52 74 3, 771, 770 00 3H0, 000 0.) 1, 700, 599 73 ! 131,765,493 16 13 ), 191, 116 05 131, 157,451 99 1, ((48, 084 00 183,424 09 19-*, 414 14 3, 747, 480 00 385,000 00 1, 694, 875 35 1, 069, 776 00 192, 547 70 138,365 54 3, 807, 124 00 385, 000 00 1,542, 164 19 132,299,091 96 j 130,957,070 21 ! CITY 48 banks OF N E W Y O R K . 48 banks 48 banks. 48 banks. 48 banks. Loans and discounts.. $202,658,741 32 $204, 972, 164 16 $203, 805, 599 89 $203, 203, 823 06 $202, 442,120 21 2!), 131, 100 00 27, 366, 100 00 26, 15(5, 100 00 24, 806, 100 00 Bonds for circulation - 30,899, 100 00 650, 000 00 650, 000 00 650. 000 00 Bonds for deposits 650,-000 00 650, 000 00 8,516,200 00 11,264,550 00 8, 054, 950 00 6, 608, 350 00 7, 856, 550 00 U. S. bonds on h a n d . . . 7,041, 129 90 7, 111,669 80 Other stocks and b'ds. 7, 234, 263 17 9, 990,-503 03 10, 319, 933 10 Due from res've agents 14, 152,959 92 Due from nat'l banks. 16,066, 199 53 14, 152, 899 80 13, 693, 006 95 14, 167, 308 52 Due from State banks. 1,789,263 68 2, 199, 161 50 1,434, 602 24 1, 850, 630 23 1, 494, 607 07 Real estate, &c 9,048,931 35 9, 0H0, 156 88 9,289, 198 75 9, 355, 662 90 9, 455, 469 45 Current expenses 623, 955 39 1, 176, 828 16 . 1,111,753 99 311,503 08 1, 770, 932 28 Premiums paid 1,564,512 53 1, 853, 072 65 1, 100. S34 72 1, 404, 044 47 1, 443, 458 06 Cash items 2 8! 17 4591)9 1 84!) 794 6 3 2 534 273 18 2 207 648 97 1 936 551 88 Clearing-house exch'gs 91,554, 125 13 59,410,970 85 90, 611, 696 81 50, 467, 797 99 68, 2 l l | 007 97 National bank notes.. 3, 121, 662 00 2, 1 13, 897 00 2,480,815 0 0 3,429,051 00 ], 800, 970 00 Fractional currency - 278, 387 0 5 304, 605 05 226, 158 99 282, 820 67 296,281 21 Specie 15 854 1554° 11 706 715 51 6 083 3 ) 576 13 665 193a 6 4 955 624 90 Legal tender notes . . . 20, 894, 399 00 19, 304, 248 00 25] 756' 431 00 17,040,091 00 2.^97!),' 103 00 U. S. cert'fs of deposit. 22, 490, 000 00 25,215,000 00 25. 890, 000 00. 36, 070, 000 00 37, 400, 000 00 Dep. with U. S. Treas. 1,831,941 00 1,833,716 00 2, 103, 506 00 1, 403, 464 00 1,354,344 00 Total , 437, 760, 702 29 403,270, 070 24 428,709,081 3 0 424, 209, 298 64 389, 758, 084 22 ! J \ | ! 21 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and cities of redemption—Continued. CONNECTICUT. Liabilities. Capital stock DECEMBER 31. MARCH 1. MAY 1. JUNE 30. 80 banks. 80 banks. 80 banks. 81 banks. $25, 424, 620 00 $25, 425, 120 00 $•25, 654, 620 00 $25, 734, 620 00 Surplus fund Other undivided profits 7, 399, 837 70 1, 295, 376 44 7,407,312 L3 1, 436, 263 82 7,457,215 81 1, 820, 373 25 7, 524, 127 50 1,312,923 71 Nat'l bank circulation. State bank circulation. 17, 408, 490 00 134,302 00 17, 263, 687 00 133, 915 00 17, 757, 694 00 132, 770 00 17, 386, 580 00 123,229 00 Dividends unpaid 637, 666 32 166, 940 92 OCTOBER 1. 81 banks. $25, 795, 520 00 7, 544, 460 54 1,732,471 69 17, 292, 465 00 122, 997 00 176, 142 57 654,941 74 138, 940 35 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 14,834,810 24 166, 222 55 36,812 24 15,634, 123 94 136,016 23 124,662 31 16,097,059 12 115,027 81 20, 582 60 15,946,768 27 102,453 70 52,477 18 15, 649, 232 58 99, 094 90 68, 494 44 Due to national banks. Due to State banks 3, 057, 800 42 569, 316 84 924,243 39 304, 757 29 1,305,241 61 353,813 77 2, 997, 093 00 525,815 06 1,585,831 14 232, 666 72 163,981 18 21,952 51 203, 343 33 7,554 07 46, 343 33 8, 900 00 141,319 33 69, 182, 337 87 70, 944, 437 94 72,511,248 49 Notes re-discounted Bills payable Total 71, 129, 235 93 NEW 121,011 69 70, 383,186 05 YORK. 221 banks 221 bank*. $35 304 69100 $35 259 69L 00 Surplus fund Other undivided profits 8, 172.230 80 5,541,252 79 8,214,507 91 4, 908, 922 49 8, 260, 375 96 5,052,916 84 8, 272, 880 35 5, 742, 880 53 8, 387, 206 92 5, 474, 299 12 Nat'l bank circulation. State bank circulation - 27, 396, 587 00 131,264 00 27, 0£6, 351 00 114, 020 00 27, 277, 963 00 109, 857 00 27, 094, 350 00 105, 472 00 27,283,014 00 102, 882 00 Capital stock 226 banks 227 banks $35 643 091 on $35 413 091 0 0 226 banks. $35 484 891 00 291,839 81 96, 218 08 99, 564 49 303, 607 72 93, 065 71 Individual deposits U S deposits Dep'ts U. S. dis. officers 48, 088, 329 64 614,647 27 112,973 60 49,913, 105 93 542, 967 91 180,510 02 48, 545, 879 69 528, 561 46 94, 884 27 47, 720, 989 33 515, 835 06 104, 070 46 48, 435, 977 36 461,567 09 151, 595 95 Due to national banks. Due to State banks . . . 3, 618, 526 1,265,616 28 1,594,287 82 1, 130,431 ]7 2, 149, 995 20 1, 118,991 70 3, 797, 069 30 1, 554, 791 43 2, 299, 314 04 1, 133, 145 99 Notes re-discounted . . . Bills payable 547, 205 97 680, 328 68 515,209 00 694, 893 72 130, 191, 116 05 854,849 23 820, 525 15 131,157,454 99 963, 608 90 710, 445 88 132, 299, 091 96 879,342 04 770, 768 99 Dividends unpaid Total 131,765,493 16 CITY 130,957,070 21 OF NEW Y O R K . 48 banks. 48 banks. 48 banks 48 banks. 48 banks. $68 500 000 00 $68 500 000 0 0 $68 500 000 00 $68 500 000 nn $68 500 000 00 Surplus fund Other undivided profits 22, 73'i, 893 67 10, 746, 621 30 22, 528, 834 07 11,101,911 36 22, 577, 690 12 12,111,566 30 22, 632, 917 31 11, 322, 980 19 22,515,490 01 11,943,199 76 Nat'l bank circulation. State bank circulation 24,846,251 00 93, 582 00 22, 349, 369 00 93, 443 00 21, 031, 570 00 93, 321 00 19,230,611 00 92, 747 00 18, 309, 317 00 90, 590 00 Capital stock 1,691,341 89 239, 108 21 611, 107 31 1,611,352 92 228, 460 57 Individual deposits. 214,511,075 37 612, 206 47 U. S. deposits Dep'ts U. S. dis. officers 30, 674 26 173,244,381 88 308,116 06 28, 158 50 210, 462, 963 84 342, 356 55 64, 838 73 199, 955, 374 90 516, 457 67 30, 453 44 173, 494, 399 10 297,411 25 38, 365 99 76, 263, 729 12 28,413,019 04 67, 082, 952 63 25, 140, 714 82 72, 249, 470 94 27, 891, 90'} 27 69, 039, 514 66 25,176, 335 88 Dividends unpaid Due to national banks. Due to State banks . . . Notes re-discounted . . Bills payable Total 65, 898, 750 15 26, 599, 306 18 1, 500, 000 00 200, 000 00 690, 000 00 175, 000 00 125, 000 00 437, 760, 702 29 403, 270, 070 24 428, 709, 081 30 424, 209, 298 64 389, 758, 084 22 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged CITY DECEMBER 31. OF A L B A N Y . MAY 1. 31 ARCH 1 JUNE 30. OCTOBER 1. Resources. 7 banks. Loans ana discounts-. Bonds for circulation . Bonds for deposits U. S. bonds on band . . Other stocks and b'ds. Due from res've agents Due from riat'l banks Due from State banks. Real estate, <fcc Current expenses Premiums paid Cash items . . -Clearing-house exch'gs National bank notes.. Fractional currency . . Specie . . . . . . . . . . . . . Legal tender notes U. S. cert'fs of deposit. Dep. with U. S. Treas Total 7 banks. 7 banks. 7 banks. $7, 704, 487 2,(177,000 200, 000 100,000 99, 925 2, 189, 421 625,812 139,097 338,413 2, 758 43, 924 133, 436 434, 490 70, 475 :-1,559 7,561 587, 191 460, 000 103,015 33 00 00 00 00 80 54 08 16 48 29 39 36 00 21 35 00 00 00 $7, 023,051 73 061, 000 00 200, 000 00 80, 000 00 102, 125 00 3, 041,125 76 1, 132, 248 79 136, 454 28 338,801 4 1 5 391 79 39, 924 129, 871 66 242,210 95 79, 377 00 26, 127 89 7, 377 85 421, 690 00 625, 000 00 141,255 0 0 $6, 774, 063 27 1,861,000 00 200, 000 00 404, 000 00 173,840 69 2,014, 120 49 1,346,483 64 118, 998 00 336,874 11 85, 181 17 85, 338 20 223,856 94 164,933 00 16, 379 58 7, 245 27 758, 970 00 360, 000 00 91,587 00 $7, 523, 688 66 1, 861, 000 00 200, 000 00 379, 000 00 290, 826 21 3, 053, 609 18 1, 402, 225 08 111,592 65 338, 483 06 3, 824 97 72, 910 03 164, 588 44 131,917 45 81, 602 00 21, 834 85 9, 174 5w 688,831 00 360, 000 00 115,171 77 15, 101,651 22 15,338,567 99 15 833, 033 40 15,022,871 36 16,810,279 94 NEW 62 banks. I JERSEY. ( 2 banks. (V : Loans and discounts.. $24,796, 100 2,3 $24, 553, 147 54 12, 442, 650 00 Bonds for circulation . 12, 602, 650 0 0 300, 000 00 300, 000 00 Bonds for deposits 33, 750 00 36, 550 00 U. S. bonds on hand . . 00 408, 195 407, 845 65 Other stocks and b'ds 5,239, 8' 19 10 4, 621, 170 14 Due from res've agents 1, 128, 523 66 1, 526, 595 p') Due from nat'l banks 343, 162 Of) 398, 274 67 Due from State banks. 89 1, 738, 574 Real estate, &c 1, 74!), 128 47 1 76, 839 19 158.828 5 3 Current expenses 230 201 (M 216 044 1 " Premiums paid 718 173 14 1 144 74(> 17 Clearing-house exch'cs 479, 716 0 0 National bank notes . . 478, 662 00 104, 075 59 97, 934 5 3 Fractional currency . . 45 964 4 4 085(>7 1 637, 331 00 1,886, 193 00 Legal tender notes. - - 40, 000 0 ) (50, 000 00 U. S. cert'fs of deposit. 716,787 00 715,831 00 Dep. with U.S. Treas. Total 7 banks. $7, 392, 933 62 2,047,000 00 200, 000 00 130, (i00 oo 182, 425 00 2, 165, 005 81 719,611 17 86, 040 1!) 319, 577 16 10, 734 09 43 924 160,551 98 208, 447 65 127, 352 00 27, 778 41 11, 82! 85 522, 233 00 645, 000 00 101,215 00 I 51,794,299 54 banks. $25, 862, 945 12, 376, 650 300, 000 21,550 425,581 4 017,845 1, 073, 449 517,315 1 755, 503 194,384 208 Ml'2 \ 1°8 367 65 banks. 87 00 00 00 11 14 88 23 24 97 87 K u1 412,579 00 94,831 24 4() 094 «6 1 709, 601 00 20, 000 00 686, 531 50 $25 550, 742 12, 430, 650 250, 000 50, 800 407, 266 4 945, 663 1 395,491 433, 602 1 792, 405 105, 654 219 113 1 343 461 66 banks 24 00 00 00 54 51 03 06 30 $26, 099, 103 99 12, 527, 150 00 250, 000 00 113,500 00 405, 909 58 4, 642, 957 85 1, 388, 931 3 5 399, 141 57 1, 825, 409 0 8 256, 078 55 247 494 0 0 757 099 59 687, 550 00 103, 034 60 46 902 ,\a ] 714,436 (10 130, 000 00 650, 109 90 542, 952 00 114,571 6 7 41 65668 1, 852, 239 00 130 000 00 677, 388 52 08 40 73 49,^13,245 08 ; 50,655,143 48 I 52,256,882 89 I 52,271,583 65 j PENNSYLVANIA. 159 banks Total 93 805, 305 79 1 )4 b a n k s 159 b a n k s Loans and discounts.. $47, 279, 068 33 : $46, 107,332 26, 518, 650 Bonds for circulation. 26, 487, 650 00 690,000 00 690, 000 Bonds for deposits 507, 100 00 : 514,050 U. S. bonds on hand . . 1, 972, 466 73 , 2, 080, 807 Other stocks and b'd? 4, 212,349 4 7 : 4, 547, 832 Due from res've agents Due from nat'l banks. 1, 812,323 5 0 1,631, 107 Due from State banks 1, 124, 824 03 . 995, 546 Real estate, &c . . . . . 2 140,447 89 : 2, 156, 149 Current expenses 281,700 22 421,933 Premiums paid 389, 842 45 405, 877 Cash items 528, 053 31 486, 575 Clearing-house exch'gs 960, 848 00 National bank notes . . 761,646 Fractional currency . . 182, 573 73 187, 143 Specie 53, 179 71 51,597 747, 084 Legal tender notes 0 0 3, 3, 400, 169 35,000 CO U. S. cert'fs of deposit. 45, 000 1 400, 794 42 1,441,566 Dep. with U. S. Treas. 39 00 00 00 71 08 72 19 35 05 40 73 00 04 90 00 00 95 92, 442, 984 51 173 banks 175 b a n k s $48 717,512 88 $49,388,641 47 27 167, 650 oo ! 27, 635, 650 00 640, 000 oo i 640, 000 00 467, 050 oo ! 446, 150 00 1 990, 899 35 ' 2, 226, 327 00 5, 67<\ 490 47 4 870, 216 70 1,890,463 54 1 946,331 33 i 997,513 64 1,050,527 91 2 219, 790 26 i 2,310,483 75 608,380 87 J 357, 465 50 511,790 11 545, 748 18 545, 073 85 584, 221 49 906,951 169, 922 46, 904 4 149,207 35, 000 1 421,454 00 34 86 ; 00 00 05 97 451,648 24 1,147, 662 175,776 52, 324 3, 753, Ii97 40, 000 1, 358, 592 00 12 29 00 00 01 99, 279, 620 73 $51 031,248 27 27, 748, 650 00 640, 000 00 472, 150 00 o 326, 557 52 4~ 665, 852 47 1 984, L66 18 1 210, 053 57 2 411, 700 94 537,221 10 571, 570 24 559, 518 87 991,525 164, 472 49, 440 a56, 835 3 15, 000 1 398,510 00 89 79 00 00 96 100 634, 473 80 REPORT OF THE COMPTROLLER OF THE CURRENCY. 23 by States and cities of redemption—Continued. CITY DECEMBER 31. Liabilities. 7 bunks. 7 banks. 393, 752 98 Nat'l bank circulation State bank circulation 759 00 427 00 Dividends unpaid. . . . OCTOBER I . 7 banks. 7 banks. $2, 200, 000 00 j 1,, 450, 000 00 Surplus fund Undivided profits . JUNE 30. MAY 1. MARCH 1. $2, 200, 000 HO Capital stock OF A L B A N Y . $2, 200, 000 00 $2, 000, U00 00 $2, 000, 000 00 1, 470, 000 00 i 1, 470,000 00 285, 970 88 j 331,407 31 1, 470, 000 00 307,438 39 1, 470, 000 00 336, 612 23 1,770.499 00 ! 1,619,559 00 17,051 00 1, 627, 639 00 17,021 00 1,801,359 00 17, 427 00 ! 17, 427 00 23,203 00 1,839 80 j Individual deposits U. S. deposits Dep'ts LJ. S. dis. officers I, 569,895 50 6, 673, 559 46 j 7, 534, 089 38 71,839 78 I 86,714 35 21, 747 32 : 189,287 32 ! 23,417 39 31, 496 13 : Due to national banks Due to State banks . . . I | !, 047,158 16 I 2, 171, 522 45 j 1, 854, 570 93 I 486, 622 30 | 407, 190 04 554, 511 13 i 16,859 00 7, 006, 141 75 65, 263 35 80, 851 50 j I 2, 037, 251 35 j 396, 112 02 | 7, 872, 797 30 41,404 73 132,737 89 15,338,567 99 ! 15,833,033 40 i 15,02 ,871 36 j 16,810,279 94 ; 2, 478, 935 46 816,273 33 Notes re-discounted. Bills payable Total I 15,101,651 22 NEW Capital stock Surplus fund Undivided profits Nat'l bank circulation. State bank circulation. Dividends unpaid JERSEY. 62 banks. 62 banks. 64 banks. 65 banks. $13, 808, 350 00 $13, 808, 350 00 $13, 938, 780 00 $14,055,350 00 $14,245,350 00 3, 714, 412 87 1, 495, 698 39 3, 736, 563 47 1,493,312 95 3, 765, 046 78 1,632,069 57 3, 798, 920 66 1, 455, 643 70 3, 824, 744 46 1, 597, 459 00 11,046,888 00 79, 048 00 10,820, 194 00 79, 035 00 10. 789, 468 00 79, 013 00 10, 766, 700 00 78,614 00 11,014,435 00 78,519 00 353, 449 32 82, 267 60 66 banks. 55,291 65 348, 435 66 127,050 78 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 18,714,324 74 18-2,524 75 61, 116 26 17, 843, 722 34 150, OOi 79 126,843 56 18,616,498 02 181,492 66 34, 841 89 19,450,842 38 126, 653 42 66, 295 98 18,730,071 88 117,052 43 75,770 94 Due to national banks. Due to State banks . . . 1,960,208 88 248, 356 58 1,364,163 17 J 83, 022 37 1, 356, 460 59' 203, 393 57 1,561,134 38 288,657 17 2, 095, 505 60 222,482 14 Notes re-discounted . . . Bills payable 44,921 75 85, 000 00 6, 398 83 119,280 00 56, 787 75 146, 000 00 93, 435 54 166, 200 00 46, 235 42 96,907 00 51,794,299 54 ' 49,813,245 08 ! 50,855,143 48 52, 256, 882 89 52,271,583 65 Total PENNSYLVANIA. 159 banks Capital stock Surplus fund Undivided profits Nat/1 bank circulation. State bank circulation. 159 banks 164 banks 173 banks no $27 780 540 00 $ 9 8 785 432 00 7, 522, 868 44 2, 055, 032 15 7, 555, 442 23 2, 122, 496 50 7, 498, 070 98 2, 860, 823 26 7, 635, 744 05 2,010,981 07 7, 639, 811 79 2, 589, 351 32 23, 158, 775 00 90, 358 0U 23, 037, 302 00 89, 754 00 23, 508, 106 00 89, 491 00 23, 856, 708 00 89, 325 00 24, 364 304 00 81, 854 00 $27 075 240 00 $27 025 175 banks. $29 143 00 208, 963 50 104, 025 86 124, 988 98 221, 014 23 36 445 61 Individual deposits. U. S. deposits Dep'ts U. S. dis. officers 30, 220, 960 70 420, 984 90 17, 285 16 30, 320, 139 31 412, 983 20 11, 419 50 32, 829, 735 60 336, 505 20 8, 542 23 33, 398, 780 34 328, 330 64 12, 083 88 34, 058 896 30 315 747 30 12 564 82 Due to national banks Due to State banks . . . 2, 100,586 76 459, 034 36 971, 898 05 394 437 69 1,511 323 64 448 601 14 2,215, 166 73 450, 856 61 1,546 257 48 478 536 02 Notes re-discounted - . Bills payable 414,411 91 60, 804 91 366 479 84 I 31 366 33 314 494 38 140 425 83 264, 272 27 10, 925 91 304 262 85 13 209 31 93, 805, 305 79 92, 442 984 51 ! 97,451 648 24 99, 279, 620 73 100,634 473 80 Dividends unpaid Total 24 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged CITY OF PHILADELPHIA. DECEMBER 31. MARCH 1. MAY 1. 29 banks. 29 banks. 29 banks. OCTOBER 1. JUNE 30. Resources. Total 92, 523, 985 53 CITY Specie Legal tender notes . . . U. S. cert'fs of deposit. Dep. with U. S. T r e a s . Total 20 banks. 00 0(1 00 $16,722, 639 65 7, 4!)5, 50!) 00 50, < 10000 378, 000 00 98, 747 67 2,056.818 14 740^ -2.73 52 246, 259 88 9^7, 327 54 140,3ii0 74 75, 830 :24 115 765 516! 332 74 4 0. 455 00 34, 628 19 34, 202 0 5 2,261,886 00 1' 0, 000 00 37S, 700 0 0 32, 783, 333 04 32, 839, 645 61 139, 205 684,' 607 385, 806 34, 243 33, 187 2,209, 155 100,000 388, 695 47 00 78 20 97,854,647 16 $47, 377, 363 55 13,425,200 00 200, 000 00 166,300 00 2, 142,241 73 5,216,879 65 2, 942, 236 65 686, 163 42 2, 298, 390 95 242,512 18 197, 793 08 522, 609 65 7,092,855 81 1, 865, 307 00 486, 300 04 252, 515 82 5,751,419 00 3,740,01-0 00 665, 9S0 40 $48,384,951 24 13, 495, 200 00 200, 000 00 166, 300 00 2, 451, 022 36 5,412,901 52 3, 173,013 12 770, 374 28 2, 492, 495 24 567,403 18 210, 656 91 376,753 55 9, 088, 356 29 1,230,788 00 434, 73 L 66 168,810 29 5, 450, 169 00 3, 340, 000 00 737,816 20 95, 272, 098 93 98,151,742 84 OF PITTSBURGH. 17 banks. 17 banks Loans and discounts.. $17, 371, 553 68 7, 483, 500 00 Bonds for circulation 50, OoO 00 Bonds for deposits 378, 000 00 U. S. bonds on hand.. 109,510 u2 Other stocks and b'ds. 1,481, 142 48 Due from res've agents 605, 073 ^0 Due from nat'l banks. 181,260 8 5 Due from State banks. 986, 190 4 3 Real estate, &c 93,32!) Current expenses 68, 876 2 3 Premiums paid Clearing-house exch'gs National banknotes.. Fractional currency.. 91, 464, 260 23 30 banks. 29 banks. Loans and discounts.. $45, 433, 285 01 $44,641,330 47 $47,871,944 39 13, 62.1, 200 00 13, 605, 200 00 Bonds for circulation . 13, 668, 200 00 225, 000 00 225, 000 00 225, 000 00 Bonds for deposits 271,300 00 266, 300 00 166, 300 00 U. S.bonds on hand .. 1,717,106 27 1, 798, 505 63 2, 046, 155 02 Other stocks and b'ds. 4, 891, 141 00 5,698,616 32 5,629,585 91 Due from res've agents 2, 854, 233 87 Due from nat'l banks - 3,271,731 12 2, 392, 107 29 819,315 80 642, 824 34 703, 302 88 Due from State banks. 2, 355, 920 33 2,375,212 13 2,265,899 08 Real estate, &c 219,704 62 440, 760 28 578, 112 38 Current expenses 174,199 -;6 173, 305 34 190,216 61 Premiums paid 448,175 91 289, 979 99 353, 924 27 Cash items 7, 367, 933 20 6,557,410 64 8,003, 196 41 Clearing-house exch'gs 81)0, 977 00 1,366,754 00 National bank notes .. 1, 111,321 00 147,220 41 729,626 18 611,322 77 Fractional currency .. 510,770 60 • 252, 550 12 228, 656 07 Specie 5,381,136 (10 5, 235, 265 00 5, 196,818 00 Legal tender notes . . . 3, 610, 000 00 4, 465, 000 00 5, 190,000 00 U.S. cert'fs of deposit . 900, 525 00 762, 289 50 768, 025 50 Dep. with U. S. Treas. $17, 970, 038 7, 695, 500 50,000 477, 950 136, 6->7 1, 795, 299 400, 296 151. 195 1..070, 884 *150, Oil9 ] 02, 965 153, 545 829^ 742 413,851 36, 073 30, 284 2, 432, 293 100,000 451,250 23 banks. 20 banks. 83 CO 00 00 67 24 78 90 81 18 44 80 56 00 82 39 00 00 00 34,512,918 42 $18, 353. 395 7, 695, 500 50, 000 477, 950 150, 629 1, 172, 154 699, 531 164,336 1,074,815 117,75)2 104, 136 153, 435 788^ 733 520, 560 43, 425 31,401 2, 263, 670 85 00 00 00 02 39 88 70 01 16 21 33 76 00 34 16 00 ' ioo' ooo 00 424, 408 05 $18,698,934 7, 735, 500 50, 000 482, 450 160, 139 1, 850, 527 674, 589 203, 104 1,147,613 226,221 131, 669 169,808 767^012 527, 119 52, 691 32, 358 2, 254, 671 100, 000 407, 796 97 00 00 00 02 86 49 82 03 05 61 51 52 00 12 20 00 00 20 34, 385, 874 86 35, 672, 236 40 11 banks. 11 banks. DELAWARE. 11 banks. Loans and discounts.. $2, 455, 938 39 Bonds for circulation . 1,453,200 00 Bonds for deposits 60, 000 (!0 If 0 00 U. S. bonds on hand .. 167,868 22 Other stocks and b'ds. 315,061 86 Due from res'vo. agents 99, 757 46 Due from nat'l banks. 106,019 71 Due from State banks. 140, 32!} 13 Real estate, &c 23, 175 05 Current expenses 11,954 50 Premiums paid 65, 297 48 Cash items . . - . . . Clearing-house exch'gs 77, 579 00 National bank notes .. 7, 700 99 Fractional currency .. 378 35 Specie 177, 530 00 Legal tender notes . . . 20, 000 00 U. S. cert'fs of deposit. 71,491 00 Dep. with U. S. Treas. Total 5,253,381 14 11 b a n k s . 11 banks. $2, 526, 332 1, 453, 200 60, 000 100 167. 801 283, 842 87, 858 42, 574 140, 329 12, 532 11,769 53, 020 60, 12. ' 164, 20, 88, 958 595 378 300 000 291 49 00 00 00 51 76 64 52 13 64 50 00 $2, 608, 421 11 1, 453, 200 00 60, 000 00 100 00 167,686 51 194, 640 72 94, 664 58 77, 263 21 141,840 74 19, 855 10 11,549 50 89, 168 86 00 95 C6, 317 •14,565 378 223, 535 20, 000 75,291 35 00 00 00 5, 185, 884 49 86 00 00 00 09 99 60 72 74 54 50 69, 404 87 $2, 636, 969 63 1, 453, 200 00 60, 000 00 100 00 172, 322 98 445, 707 58 169,345 87 92, 047 40 141,663 44 20, 738 84 11,064 50 60, 499 82 $2, 583, 731 1,453,200 60, 000 100 174, 335 247, 173 93, 141 69, 592 141,840 22, 400 11,314 00 24 35 00 00 00 96, 824 00 13, 070 32 401 00 186, 047 00 20, 000 00 76, 741 00 83, 959 00 12,709 72 434 00 218,564 00 20, 000 00 72,628 62 5,318,476 92 5,319,919 23 5, 671, 955 40 REPORT OF THE COMPTROLLER OF THE CURRENCY. 25 by States and cities of redemption—Continued. CITY OF PHILADELPHIA. DECEMBER 31. MARCH 1. JUNE 30. MAY 1 . OCTOBER 1. Liabilities. Capital stock Surplus fund Other undivided profits Nat'l bank circulation. State bank circulation. 29 banks. 29 banks. 29 banks. 29 b a n k s . $16, 935, 000 00 $16, 935, 000 00 $16,935,000 00 $16, 935, 000 00 $17,135, 000 00 7, 335, 379 46 1, 210,124 33 7, 347, 313 66 1,789,925 02 7,234,983 39 1,353,094 53 11,683,333 00 42, 330 00 7, 239, 326 05 1, 638, 890 19 11,590,043 00 42, 387 00 7,240,061 77 2, 178, 753 77 11,301,530 00 42, 306 00 10,827,747 00 31, 923 00 30 banks. 11, 192, 589 00 31, 997 00 56,105 28 53, 536 00 40, 401 25 64, 601 45 49,701 15 Individual deposits U. S. deposits Dep'ts U.S.dis. officers. 45, 253, 017 94 193,977 67 43, 473, 290 54 133,865 79 48,183,447 93 165,502 75 47, 096, 332 85 185, 031 97 49,811,265 36 130, 486 21 Due to national banks Due to State banks . . . 7, 587, 295 77 2, 183, 955 39 7, 903, 606 57 2,454,315 09 9, 036, 208 51 2,731,435 18 9, 267, 268 58 2, 318, 690 29 7, 997, 508 30 2, 605, 957 14 95, 272, 0U8 93 98, 151, 742 84 Dividends unpaid Notes re-discounted.. Bills payable 892 56 92, 523, 985 53 Total 60, 000 00 91,464,260 23 | 97,854,647 16 CITY OF PITTSBURGH. 17 banks. 17 banks 20 bankw 20 banks no 23 banks. nn $9 200, 000 00 $9 450 000 00 Surplus fund Other undivided profits 3.168,970 68 ' 594, 689 35 2, 926, 930 49 615,016 13 2, 924. 082 82 789, 497 82 2, 954, 503 67 703, 006 78 2, 997, 961 56 788, 958 06 Nat'l bank circulation. State bank circulation. 6, 485, 027 00 16, 209 00 6, 360 296 00 7,225 00 6, 593, 256 00 6,908 00 6, 604, 474 00 6,908 00 6, 633, 350 00 6,908 00 Capital stock $9,870 000 $Q 910 000 (if) $10 370, 105 76, 312 75 41,328 25 72, 447 75 51,583 25 31, 325 25 Individual deposits.... U. S. deoosits Dep'ts U S.dis.officers. 11,160,466 41 45, 000 00 11, 137, 949 64 40, 000 00 12, 060, 333 73 40, 000 00 12, 035, 223 41 40, 000 00 12, 502, 927 54 40, 000 00 Due to national banks. Due to State banks . . . 838, 930 20 1, 138, 105 49 864,413 39 1,291,275 52 893, 383 85 1, 248, 025 14 931,843 01 1, 113, 057 38 1, 080, 204 09 1,166, 559 35 Notes re-discounted... Bills payable 59, 622 16 105,211 19 14,983 31 35, 275 36 53, 937 55 32, 783, 333 04 32, 839, 645 61 34,512,918 42 34, 385, 874 86 35, 672, 236 40 Dividends unpaid Total ,. DELAWARE. 11 banks. Capital stock $1, 523, 185 00 Surplus fund Other undivided profits 427, 958 56 132,364 73 Nat'l bank circulation. State bank circulation. 1, 270, 931 00 7,081 00 11 banks. $1,523, 185 00 $1, 523,185 00 $1, 523, 185 00 427, 299 58 108, 403 63 428, 343 15 131,511 15 437,510 21 90,871 15 1, 265, 545 00 6,923 U0 1,272,100 00 6,923 00 1, 273, 505 00 6, 923 00 1, 283, 405 00 6, 860 00 8,679 39 13,819 74 1, 613, 966 65 23, 395 68 23,231 00 Due to national banks. Due to State banks . . . 233, 790 53 14, 865 65 175, 663 53 24,076 38 Notes re-discounted... Bills payable 6, 000 00 5, 000 00 5,253,381 14 11 banks. $1,523,185 00 1, 552, 089 17 53,694 94 17,741 17 Total 11 banks. 427,299 58 63, 778 93 Individual deposits U. S. deposits Dep'ts U.S.dis.officers. Dividends ixnpaid 11 banks. 9, 547 60 8, 536 05 12,326 09 1, 595, 558 52 45, 042 20 8,631 84 2,010,943 59 31, 990 44 14,207 84 220, 424 05 10,197 17 264,146 72 9, 536 60 253,108 82 2, 422 26 5, 000 00 20, 000 00 1,000 00 10, 000 00 25, 000 00 5,185,884 49 5,318,476 92 5, 319, 919 23 1,689,241 72 35, 455 05 4,700 12 5,125 00 5, 671, 955 40 26 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged MARYLAND. DECEMBER 31. MARCH 1 MAY 1. OCTOBER 1. JUNE 30. Resources 17 banks 17 banks. Loans and discounts. - $3, 342, 626 51 2. 059, 250 00 Bonds for circulation 100, 000 00 Bonds for deposits 162,650 00 U. S. bonds on hand . . 314, 592 07 Other stocks and b'ds379, 708 40 Due from res've agents 160, 586 46 Due from nat'l banks. 34,935 28 Due from State banks 148 757 65 Real estate &c 9,904 13 Current expenses 1 90601 Premiums paid Cash items 50 362 4 1 Clearing-house exch'gs 78,710 00 National bank notes . . 14,896 8!) Fractional currency . . 17 840 35 Specie . .... Legal tender notes 321,324 00 10, 000 00 U.S. cert'fs of deposit. 112,779 45 Dep. with U. S. Treas. Total 7, 320, 829 67 17 b a n k s . $3, 306, 840 2, 080, 900 100, 000 151,500 307, 614 337, 861 102, 468 23,595 158 454 3'1,442 3 922 23* 076 64 00 00 00 67 33 16 81 114,094 18,812 14 642 342, 384 10, 000 122, 477 17 banks. 13 00 00 00 05 93 85 69 17 87 54 '17 $3, 392, 893 2, 083,05') 100,000 151,000 315, 602 342, 141 129,521 43, 968 159 335 37, 060 4 ''51 3o' 601 00 82 3;> 00 00 40 59, 051 17, 959 10 164 363, 444 10, 000 130, 647 fi6 7. 249, 087 89 17 banks <!« 07 $3, 462, 988 2,091,550 100, 000 151,250 284, 040 398,914 143,317 39, 417 159 335 10,870 4 016 43? 317 76 00 00 00 60 64 05 17 17 51 £) 8 44 $3, 579, 728 2, 116,550 100. 000 142, 000 284, 938 672,317 163, 105 41,968 160 179 35, 944 3 092 38 905 80 00 00 00 35 81 58 01 *>R 31 21 28 00 09 13 (i0 00 00 90,413 16, 196 9 834 310,998 10, 000 115,203 00 28 110, 050 14, 170 8 406 336,712 10, 000 117,682 00 39 59 00 00 51 7,386,691 37 no 00 00 30 7,441,662 20 7, 935, 751 12 CITY OF B A L T I M O R E . 14 banks. | 14 banks. 14 banks. 14 banks. 14 banks. Loans and discounts.. $20,291,984 51 ! $20,568,271 95 $21,185,793 57 $21,396,543 08 $21,152,908 42 8, 082, 000 00 Bonds for circulation.. 8, 081, 950 00 , 8, ('82, 000 00 8, 082, 000 00 7, 782, 000 00 200, 000 00 Bonds for deposits 200,000 00 i 200,01)0 00 200, 000 00 200, 000 00 8, 000 00 U.S.bonds on hand ' 8, 000 00 13, OflO 00 8, 000 00 495,255 2L Other stocks and b'ds. 503,661 51 514,388 72 478, 169 73 461,802 23 1, 377, 857 26 Due from res've agents 2,451,248 81 , 1,957,924 99 2, 362, 173 01 2, 560, 645 07 625, 008 62 Due from nat'l banks 710, 015 61 612, 750 77 646, 066 95 828,929 86 142, ^91 33 Due from vState banks. 158,617 U i 143,698 19 155, 934 66 237, 162 12 (572, <iii4 74 Real estate, &c 672, 793 02 , 672, 640 74 677, 666 29 677,861 26 190, 021 70 C urrent expenses 11,469 86 [ 139,852 6^.) 95, 133 32 172,479 91 24,085 66 Premiums paid 22,592 98 24,379 19 24, 605 57 23, 039 75 51, 164 65 Cash items 90, 261 92 ! 73, 379 68 86, 945 85 98, 467 76 1, 994, 389 27 Clearing-house exch'gs 1,728, 188 10 i 1, 512,361 58 1,807,361 14 1,350,921 89 541, 971 00 National bank notes . . 493, 166 00 ' 340.772 00 617,479 00 487, 926 00 ! 7,517 56 Fractional currency.. 16, 101 74 12. 402 28 13, 646 53 22, 174 12 10!, 115 74 Specie 339,169 77 ! 181,425 26 194, 072 82 £3. 358 93 1,585, 604 00 Legal tender notes 1,556,460 00 i 1, 497, 462 00 1,716, 848 00 1,543,559 00 885, 000 00 U. S. cert'fs of deposit. 965,000 00 I 1, 135, 000 00 1, 225, 000 00 1,210,000 00 410,895 00 Dep. with U. S. Treas. 407,895 00 ' 420,245 00 446, 395 00 421,375 00 Total 38, 700, 575 M \ 38, 099, 955 04 DISTRICT 1 bank. Loans and discounts.. Bonds for circulation.. Bonds for deposits U. S. bonds on hand . . Other stocks and b'ds. Due fcom res've agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National b a n k n o t e s . . Fractional carrency.. Specie Legal tender notes . . . U. S. cert'fs of deposit. Dep. withU. S. TreasTotal OF 1 bank. ! $338,938 15 I 250, 000 00 ! $291,432 15 250, 000 00 38,581,835 31 40, 239, 040 95 39,292,611 32 COLUMBIA. 1 bank. $306,989 82 250, 000 00 1 bank. $336, 644 33 250, 000 00 1 bank. $390,241 84 250, 000 00 137, 135 57, 920 7, 905 1,338 17,550 10 19, 684 14, 37i 00 i 36 : 3!) • 16 i 00 92 59 : 24 | 137, 135 00 68, 488 29 9, 951 76 4, 489 29 17,550 00 2,052 48 19, 684 59 3,762 10 136, 135 00 98,815 87 11, 8!»0 65 22 35 17, 550 00 3. 954 95 12,000 00 3,269 68 1*32, 522 50 123,770 21 11,923 43 3, 352 79 17, 550 00 15 25 10, 000 00 10,092 59 132,522 50 57, 546 09 10,962 19 7, 141 16 17, 550 0!) 3, 006 52 10,000 00 6,650 39 10,078 1, 302 3, 189 122,000 00 ! 00 J 50 00 i 17,043 00 1, 077 0i) 3, 099 60 114, 000 00 20,449 00 730 00 2, 880 00 100, 500 00 16, 040 00 694 00 2 929 00 96,500 00 5,935 00 2, 143 OD 3,311 95 113.500 00 11,250 00 11,250 00 11,250 00 11,250 00 992,673 31 951,015 26 976,437 32 1,023,284 10 i 11,250 00 1,021,760 64 27 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and cities of redemption—Continued. MARYLAND. DECEMBER 31. MARCH 1. 17 banks. 17 banks. Liabilities. Capital stock . $2,248,217 50 Surplus fund Other undivided profits 550, 830 44 230, 167 61 Nat'l bank circulation. State bank circulation. 1, 807, 945 00 6, 638 00 OCTOBER 1. 17 banks. | $2, 248, 217 50 | $2, 248, 217 50 551, 630 44 270,841 49 ! 17 banks. 17 banks. $2, 256, 700 00 $2,281,700 00 552, 593 26 305, 462 07 581, 593 26 204, 932 64 583, 393 23 259, 011 00 1,816,778 00 6,472 00 1,805,864 00 6, 472 00 1, 852, 308 00 6, 450 00 13, 665 27 50, 003 45 34, 508 56 2, 223, 435 79 23,631 77 8,326 54 2,218,368 92 25, 638 78 24,563 15 2, ^66, 281 11 32, 883 79 27, 86* 26 45,914 94 1, 797, 800 00 I 6, 478 00 | | 23,021 13 j Individual deposits U. S. deposits Dep'tsU. S. dis. officers 2,099,211 17 22, 080 45 73, 990 68 2,056,909 13 23, 389 25 I 83, 752 56 Due to national banks . Due to State banks . . . 120, 576 26 19,285 31 71,437 24 22, 427 46 75, 246 51 24, 349 93 137,967 91 31,007 95 48, 057 45 16, 591 19 95,972 3L 93, 183 69 j 88,512 73 93,550 14 13, 094 96 113, 607 57 7,320,829 67 7,249,037 89 j 7,386,691 37 7, 441, 662 20 7,935,751 12 Dividends unpaid Notes re-discounted . Bills payable Total CITY OF B A L T I M O R E . 14 banks. 14 banks. 14 banks 14 banks. 14 banks. $11,341,985 00 $11,455,635 00 $11,455,685 00 $11,455,685 00 $11 491, 985 00 Surplus fund Dther undivided profits 2,417,073 76 805, 600 46 2,417,073 76 1,035,279 95 2,414.761 42 1, 356, 590 25 2, 445, 753 13 958, 145 97 2 451, 753 13 173, 880 40 Nat'l bank circulation . State bank circulation. 7, 083, 789 00 107, 179 00 6, 966, 439 00 107, 062 0J 6, 853, 173 00 106, 686 00 7, 001, 263 00 106, 610 00 6, 833. 408 00 106, 347 00 Capital stock r 475, 139 07 65,921 28 70,541 84 367, 738 44 58, 875 03 Individual deposits U. S. deposits Dep'tsU. S. dis. officers 13,661,930 54 124, 324 30 13, 298, 260 89 117,438 83 13, 678, 323 84 112, 407 36 15, 006, 795 54 102, 735 89 14, 597, 685 04 101,161 60 Due to national banks. Due to State banks . . . 2, 122, 926 53 460, 628 28 2, 056, 200 60 480, 593 73 2, 073, 538 07 360, 123 53 2, 257, 968 67 436, 345 31 100, 000 00 100, 000 00 100, 000 00 100,000 00 33, 700, 575 94 38, 099, 955 04 38,581,835 31 40, 239, 040 95 Dividends unpaid Notes re-discounted . . Bills payable Total 1, 882, 423 82 445, 092 30 150, 000 00 39, 292,611 32 D I S T R I C T OF C O L U M B I A . 1 bank. I bank. 1 bank. 1 bank. $252, 000 00 $252, 000 00 $252, 000 00 $252, 000 00 $252, 000 00 Surplus fund Other undivided profits 35, 000 00 21, 169 34 35 000 00 29, 161 03 35, 000 00 30, 585 85 38, 000 00 14, 516 48 38, 000 00 28, 2S5 62 Nat'l bank circulation. State bank circulation. 224, 980 00 214,300 00 218,000 00 219, 900 00 225, 000 00 10, 628 00 856 00 (72 00 10,568 00 868 00 Capital stock . Dividends unpaid Individual deposits U. S. deposits Dep'ts U. S. dis. officers 443,486 14 406, 619 59 425,894 83 475, 999 11 463,962 10 Due to national banks. Due to State banks . . . 5, 409 83 12, 504 20 574 44 6, 962 02 9, 684 68 2, 615 83 12, 602 60 1, 022 32 992, 673 31 951, 015 26 Notes re-discounted . Bills payable Total 976,437 32 ; 1,023,284 10 j 1, 021, 760 64 28 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged CITY OF DECEMBER 3 1 . WASHINGTON. MARCH 1. JUNE 30. MAY 1. OCTOBER 1. Resources. 4 banks. 4 banks. Loans and discounts.. Bonds for circulation . Bonds for deposits U. S. bonds on hand . . Other stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National bank notes . . Fractional currency . . Specie Legal tender notes . . . U. S. cert'fs of deposit. Dep. with U. S. Treas. Total 4 banks. $1,606,666 86 1, 070, 000 00 100,000 00 61, 200 00 86, 485 84 326,365 19 79,373 55 4,624 77 286,543 19 19, 191 64 69,833 52 47,878 90 $1,591,833 37 1, 070, 000 00 100,000 00 59, 750 00 102,442 23 223, 982 58 43,641 51 19,882 37 287, 106 19 18, 549 75 69, 797 51 43, 826 33 34,973 3, 640 3, 652 230, 101 62, 038 2, 9P6 3,221 J 93, 981 00 85 85 00 47, 250 00 4,077,781 16 4 banks. $1, 608, 63C 70 1, 07.'-, 000 00 100, 000 00 59, 650 00 75, 830 22 333,263 18 98,681 92 17, 338 73 335, 536 23 29, 777 74 69,797 51 42,919 45 4 banks. $1,748,423 62 1, 070, 000 00 100, 000 00 63, 000 00 44, 750 78 287, 627 64 41,437 46 24, 117 12 340, 499 39 5,689 11 69,797 51 45, 999 73 $1,748, 105 74 1, 070, 000 00 100, 000 00 59,000 00 44, 083 69 238,604 70 71,794 40 7,472 11 357, 070 18 23, 320 02 69, 797 51 50, 009 00 48,567 3,066 4, 698 185, 613 35, 686 4, 374 6, 056 196, 051 00 88 05 00 54, 343 09 2, 2 i 3 82 5,' 507 72 2U0,b47 00 48, 150 00 50, 150 00 48,450 00 48, 150 00 3,941,188 77 4, 154, 487 22 4,131,737 16 4, 169, 575 66 00 35 45 00 00 51 80 00 VIRGINIA. 20 banks. Loans and discounts.. Bonds for circulation . Bonds for deposits.... IT. S. bonds on hand Other .stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National bank notes.. Fractional currency . . Specie Legal tender notes . . . U S cert'fs of deposit Dep. with U. S. Treas. Total j 19 banks. 143, 598 441.907 303,861 134, 155 424, 772 49, 537 194,441 223 517 188, 30, 16 703, 826 094 301 987 68 79 06 88 i i ! i 21 ! 53 j 76 ! 84 ! 00 j 25 j 04 1 00 ( 144,577 649,051 245,879 !31, 139 425,670 55, 285 197, 144 192, 734 20 b a n k s . $7, 270, 274 49 3, 077, 250 00 560, 000 00 $7, 456, 227 38 2, 852, 250 00 560. 000 00 136, 045 05 467, 101 17 255, 525 76 1 i 5.. 996 24 425, 580 32 9:2,417 96 184,144 14 260 529 qc> 127, 683 620,815 279, 706 115,286 425, 757 45, 403 178, 737 255 121 43 57 54 30 34 53 89 66 131, <J86 492, 836 222, 965 139,920 428.686 92, 034 177, 183 255 006 35 92 02 58 81 105, 433 00 23, 654 47 1 6, 620 77 611,743 00 148,531 00 25, 11K5 29 12 043 6 3 597, 602 00 214,469 33, 642 9 112 602, 426 00 13 78 00 164, 135 27, 798 9 356 610,497 00 78 84 00 03 48 °1 179, 732 63 195, 429 50 174,411 60 150, 343 30 135, 233 87 13,781.292 75 13, 566, 322 58 13, 582, 970 74 13, 966, 029 87 13, 756,1.18 27 17 banks. Loans and discounts.. Bonds for circulation . Bonds for deposits U. S. bonds on hand.. Other stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State banks Real estate, <fcc Current expenses Premiums paid Cash items $3, 389, 857 2,124, 600 150 000 17,450 34, 024 311.315 190, 766 38, 497 192, 356 30, ^74 65, 748 29 405 National bank notes . . Fractional currency . . Specie . . . . . . . . . . . Legal tender notes U. S. cert'fs of deposit Dep. with U.S. Treas 65, 15, 18 364, 20 b a n k s . $6, 943, 685 59 3, 209, 250 00 535, 000 00 72 06 71 54 67 26 14 01 WE ST Total 19 banks. $6, 902, 308 88 : $6, 727, 109 73 3, 309, 250 oo ; 3, 309, 250 00 535, 000 00 535, 000 00 VIRGINIA. 16 b a n k s . 17 banks. 05 00 (0 00 08 16 89 87 46 83 03 3fi $3, 438. 682 2, 124, 600 135 000 25, 850 34, 851 212,816 153, 360 53, 424 191, 583 29, 850 65, 446 26 480 32 00 00 00 17 86 47 47 39 32 27 93 16 banks. 16 banks. $2, 920, 794 76 1,831,900 00 $2, 838, 751 52 ], 786, 900 00 00 17 00 96 43 168, 8:]C, 44 30,261 98 47, 143 07 20 695 45 12,000 00 34, 360 33 175, 765 79 144,914 59 25, 264 76 177, 135 19 31, 141 22 39, 007 24 11 635 <*6 9, 850 34. 439 149.053 102,632 18, 134 $2, 797,145 60 1, 689, 050 00 13,350 00 32,149 86 213,126 69 147,047 40 32, 454 07 177,034 13 27, 438 31 38, 176 35 13 932 36 00 35,819 00 18, 827 27 13 475 40 325, 983 00 113,070 95 111,861 50 91,882 50 86,319 86 92, 947 92 7, 151, 994 34 6, 997, 912 39 5, 688, 878 43 5, 692, 197 68 5,601,039 02 587 739 609 092 DO 64 ()•"> 27, 4%' 7, 99H 9 281 218,486 00 83 84 00 61,275 6, 903 8 708 252, 114 00 64 58 00 £9, 080 7, 832 6 736 253,537 00 78 55 00 REPORT OF THE COMPTROLLER OF THE CURRENCY. 29 by States and cities of redemption—Continued. CITY DECEMBER 31. OP WASHINGTON. MARCH 1. MAY 1. 4 banks. 4 banks. 4 banks. JUNE 30. OCTOBER 1 Liabilities. 4 banks. 4 banks. Capital stock . . . . . . . . . 100, 000 00 $1,200,000 00 $1, 200, 000 00 $1,200,000 00 $1, 280, 000 00 Surplus fund . . . . . . . . . Other undivided profits 275, 471 21 84,175 41 277, 000 00 82, 198 13 267, 452 18 117, 362 63 267, 452 18 91,660 06 272, 500 00 125, 633 49 Nat'l bank circulation. State bank circulation 951, 200 00 956, 400 00 932, 600 00 933, 820 GO 961, 500 00 36, 996 00 2, 628 00 1, 533 00 25, 738 00 2,676 00 Individual deposits.... U. S. deposits Dep'ts U.S. dis. officers 1, 361, 456 68 105, 023 84 1, U)r>,4i7 40 8«, 215 22 1, 346, 916 24 90, 200 48 1, 334, 497 37 96,816 58 1,252,016 40 80, 879 91 Due to national banks. Due to State banks . . . 131,495 78 23, 462 24 127, 224 86 12, 075 16 113, 230 24 37, 192 45 113,852 11 19, 900 86 127, 226 62 19,143 24 Notes re-discounted . . . Bills payable 8,500 00 48, 000 00 48, 000 00 48, 000 00 3,941,188 77 4, 154,487 22 4, 131, 737 16 4,169,575 66 Dividends unpaid Total 4, 077, 781, 16 VIRGINIA. 20 banks. 19 banks. 19 banks. $3 535 000 00 $3 535 000 00 $3 535 000 00 $3 572 000 Of) $3, 586, 800 00 Surplus fund . . . . . . . . Other undivided profits 668, 952 30 281, 702 64 683, 048 77 289, 126 59 683, 048 77 437, 366 50 707, 626 84 337, 424 17 729, 785 01 421, 163 66 Nat'l bank circulation. State bank circulation 2, 936, 994 00 2, 956, 094- 00 2,851,594 00 2, 708, 679 00 2, 541, 479 00 Capital stock 20 banks. 20 banks. 105, 229 00 1, 583 00 1,248 00 100,318 00 2,533 00 Individual deposits U. S. deposits Dep'ts U . S . dis. officers 5,175,137 41 319,332 81 97, 726 85 4,836,794 51 578, 269 62 99, 455 31 4, 963, 444 73 288,374 85 100, 35) 86 5, 385, 718 35 367, 475 42 88, 407 05 5, 063, 787 20 455, 981 41 133, 745 35 Due to national banks. Due to State banks - . . 307, 312 47 246, 784 27 252,386 11 206, 064 69 258, 704 25 233. 197 62 234, 078 96 222, 280 28 248, 307 43 244,777 65 Notes re-discounted . . . Bills payable 107, 121 00 128, 499 95 200, 640 16 30, 000 00 232, 021 80 10, 000 00 317, 758 56 10, 000 00 13, 781, 292 75 13, 566, 322 58 13, 582, 970 74 13, 966, 029 87 13,756, 118 27 Dividends unpaid Total WEST VIRGINIA. 17 banks. 17 bauks. 16 banks. 16 banks. $1, 846, 000 00 $2, 146, 000 00 $2, 146, 000 00 $1,896,000 00 Surplus fund Other undivided profits 413,359 11 137, 160 50 421, 725 20 115, 746 70 371, 597 55 150, 688 62 Nat'l bank circulation. State bank circulation. 1,852/559 00 5 00 1, 855, 786 00 1,622,708 00 Capital stock 376,697 13 153, 387 31 1,568,053 00 16 banks. $1,846,000 00 388,537 53 132, 174 48 1, 504,198 00 32, 975 50 29, 435 00 33, 002 00 75, 217 70 17, 714 45 Individual deposits. U. S. deposits Dep'tsU. S. dis. officers 2, 089,121 82 43,645 26 68, 530 02 2, 017, 965 35 72 637 71 62,722 75 1,484,063 72 1, 497, 463 87 1,554,617 78 Due to national banksDue to State banks . . . 126,891 99 174,299 55 87,903 15 167, 990 53 65,741 83 50, 096 00 93, 207 52 73,913 13 72,106 55 73, 577 21 Notes re-discounted . . . Bills payable 22, 446 59 45, 000 00 20, 000 00 9,980 71 5, 000 00 3,258 02 5, 000 00 -',113 02 5, 000 00 7,151, 994 34 6, 997, 912 39 5,688,878 43 5, 692,197 68 5, 601, 039 02 Dividends unpaid Total 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged NORTH ! DECEMBER ! 31. ; TJ S bonds on hand 1 Other s ocks and b'ds.j Due from res've agents* Due from nat'l banks . Due from State banks. 1 Real estate, &c 1 Current expenses Premiums paid Cash items 1 Clearing-house exch'gs National bank notes . . Fractional currency .. i Specie Legal tender notes .. .i U S cert'fs of deposit Dep. with U. S. Treas. Total MAR''H 1 1L b a n k s . JUNE 30. MAY 1. 11 banks. 11 banks Loans and discounts..! $3, 138, 059 54 Bonds for circulation.. 1 2,030, 100 00 Bonds for deposits . . . . i CAROLINA. 11 banks. $3, 063, 739 90 2, 030, 100 00 150,000 00 $3, 333, 897 14 356, 559 65 360, 200 33 163,834 12 i 56, 987 63 j 263, 504 64 > 33,576 18 200,592 57 t 38,001 84 1 355, 839 397, 318 161,073 47, 002 270, 468 24,018 197, 903 37, 474 352, 897 218,947 92, 779 58,816 270, 468 41,325 215,462 25, 429 169,855 00 10,014 80 , 37 299 20 : 512,710 00 i 134, 992 00 10,095 84 37, 5'10 78 568, 626 00 122, 660 00 114,347 19 7, 643, 955 50 7, 600, 500 16 15U, 000 00 65 37 21 05 12 72 69 64 90 21 65 44 12 68 84 33 $3,271,252 2, 130, 100 150, 000 1 000 363, 178 153,651 134,211 60, 006 278,012 21,434 214, 321 45, 769 148, 187 00 12,91.9 6 3 37, 095 19 472, 575 00 142, 758 8,066 37, 771 406, 300 2, 130, I HO 0') 150. 000 00 1 000 00 98, 242 OCTOBER 1. 11 banks. 80 00 00 00 75 59 83 15 12 52 77 75 00 57 90 00 $3, 372, 609 32 1,780, 100 00 150, 000 00 1 300 00 261,028 95 209,061 76 106, 888 89 54,388 68 278,240 12 31,309 12 173, 258 47 32,902 17 63, 195 00 8,351 46 36, 131 60 305, 940 00 00 109, 455 00 77,311 99 7, 660, 143 13 7, 527, 290 05 6,942,017 53 SOUTH CAROLINA. 12 banks. Loans and discounts.. Bonds for circulation . Bonds for deposits U. S.bonds on hand . . Other stocks and b'ds. Duefrom res've agents Due from nat'l banks Due from State banks. Real estate, &c. Current, expenses Cash items ... Clearing-house exch'gs National bank notes.. Fractional currency .. Specie Legal tender notes . . . U. S. cert'fs of deposit Dep. with U. S. Treas Total 500 461,369 238, 839 299, 151 92, 809 232, 147 88, 454 158 014 19, 762 12 banks. 12 b a n k s . $3, 821, 003 09 o 010, 000 00 j $3, 641, 954 44 2, OH). 000 00 00 07 i 64 64 ; 38 500 439,291 678, 957 577, 097 00 83 10 48 36 2:!-j|f>9l 05 80, 702 13 01 05 2 i ) , ('>'.'('> 08 263, 532 00 8, 862 17, 078 11 445,407 00 00 " l\ 757 81 16, 478 28 610, 557 00 12 banks. 12 banks. $4, 286, 260 91 1, 810, 000 00 $3, &2'.K 717 19 1, 880, 000 00 30, 000 00 463, 1:60 90 4!)3, 42S 06 4."JO, 261 141, 134 73 448,861 306, 092 354, 395 116,699 238, 904 130, 349 ]31 699 V.H)', 75068 140 -'>'8 04 6ti, 179 52 85 60 67 92 36 92 32,431 93 106,019 9, 192 13,201 371,791 00 <)', 972 40 17, 850 67 578, 637 00 00 61 90 00 $4, 560, 069 53 1, 760, 000 00 436, 347 140,606 142, 391 5B, 623 248, 948 81,094 124 175 64,222 80 02 49 51 76 34 17 02 98, 006 6,071 11,507 365, 518 00 13 17 00 102, 870 00 10!), 570 00 106, 700 00 93, 550 00 108, 576 42 8, 259, 802 54 8, 924, 647 57 8,791,923 00 8,451,451 66 8, 204, 157 36 GEORGIA. 13 banks. Loans and discounts . . Bonds for circulation. Bonds for deposits U. S. bonds on hand . Other stocks and b'ds. Duefr'>m res've agents Due from nat'l banks Due from State banks , Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National bank notes.. Fractional currency . . Specie Legal tender notes . . . IT. S. cert'fs of deposit. Dep. with U. S Treas. Total . 12 banks. 13 banks. $3, 003, 875 64 $3, 538, 657 74 2, 526, 400 00 ; 2, 376, 400 00 150,000 00 ; 150, ()(i() 00 151, 513 17 ! 89,551 68 I 106,232 15 | 143, 506 24 I 191,998 10 ; 79, 182 41 149,592 09 172, 456 97 679, 9(i3 96 250, I 10 37 i235, ('90 98 21o, 865 66 4:2, 030 68 1123, 660 60 145, 0-.20 42 453,413 00 17, 183 65 40,704 80 620, 357 00 355, 226 00 25,019 46 43, 164 50 659, 862 00 138, 532 134, 141 42 178, 00 8 569 281 00 p j 12 banks. 12 banks. $3, 113,303 36 i $2, 858, 632 30 $3,108, 006 49 2, 326, 400 00 i 2, 226, 400 00 2, 026, 400 00 150,000 00 I 125,000 00 150, 000 00 | 132, 511 37 • 113,767 37 94, 114 24 38!), 67-J 10 j 234,366 99 71,269 "96 108, 1-jri 10 I 108,466 81 124,413 03 140, 361 50 j 82, 892 60 66, 507 20 22ti, 492 98 j 226, 428 98 229,416 98 09, 663 15 i 53,601 64 43, 151 63 123, fi'il) 48 ! 113,444 98 93, 794 45 105, 358 45 | 73,431 67 136,215 26 375, 132 00 21, 019 94 i 35,533 55 i 492, 668 00 j 416,925 00 22, 447 70 36, 695 00 458, 255 00 329, 826 00 18, 837 56 38, 503 38 442,853 00 60!) 17 J 138, 222 36 128 504 28 104,666 12 86 1 7 948, 133 34 7 304 260 32 7, 052, 975 30 13, 690 REPORT OF THE COMPTROLLER OF THE CURRENCY. 31 by States and cities of redemption—CcmtiDiied. NORTH CAROLINA. DECEMBER 31. MARCH 1. MAY 1 . JUNE 30. OCTOBER 1. Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation. State bank circulation. 11 banks. 11 banks. 11 banks. 11 banks. $2, 200, 000 00 $2, 200, 000 00 $2, 300, 000 00 $2,300,000 00 1J banks. $2, 200, 000 00 193,445 71 231, 737 42 200,291 45 225, 250 90 200,291 45 295,671 31 1, 818,116 00 1,788, 166 00 1, 796, 724 00 1,859,984 00 1,601,914 00 3,108 00 209,791 45 238,741 19 219,344 54 269, 439 90 32, 013 00 4, 512 00 1,946 00 31, 499 00 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 2,631,837 50 83, 525 59 59, 888 22 2, 703, 524 48 182, 276 87 61,274 09 2,652,401 97 90,814 27 31,293 03 2, 613, 855 71 74, 453 85 57, 514 73 Due to national banks Due to State banks . . . 90, 695 45 35,039 14 69, 836 64 35,467 73 95, 978 45 54, 975 53 58,701 61 28, 726 35 34,778 90 20,993 15 Notes re-discounted... Bills payable 217,657 47 50, 000 00 79, 900 00 50, 000 00 78, 047 12 62, 000 00 44 022 16 10, COO 00 142,408 13 45, 000 00 7, 643, 955 50 7, 600, 500 16 7, 660, 143 13 7, 527, 290 05 Dividends unpaid. Total 2, 270, 111 51 84,797 63 50, 121 77 6, 942, 017 53 SOUTH CAROLINA. 12 banks, Gapital stock Surplus fund Undivided profits Nat'l bank circulation. State bank circulation. Dividends unpaid 12 banks. 12 banks. 12 banks. 12 banks. $3, 135, 000 00 $3,135,000 00 $3, 135, 000 00 366, 760 35 380, 193 34 443, 711 59 207,282 77 444, 786 59 310,752 63 454, 786 59 336, 449 94 467, 350 73 233, 628 10 1,801,957 00 1, 786, 177 00 1, 678, 292 00 1,564,277 00 1,565,835 00 56,701 50 9, 707 50 $3,135, 000 00 $3, 135,000 00 ; 7, 415 50 42, 142 50 10,331 50 2, 937, 358 03 j 2, 888, 943 84 2, 562, 007 82 1,920,231 26 Individual deposits.... U S deposits Dep'ts U. S. dis. officers 2, 102, 535 35 Dixe to national banks. Due to State banks . . . 165, 248 03 123, 906 97 218, 365 27 115,045 41 170, 045 04 151,(187 40 126,298 81 95, 489 00 81, 147 01 135,205 15 Notes re-discounted... Bills payable 37, 000 00 90, 500 00 17, 000 00 55, 000 00 5, 000 00 30, 000 00 105, 000 00 297, 928 61 357, 500 00 8, 259, 802 54 8, 924, 647 57 8,791,923 00 Total 8,451,451 6i 8, 204, 157 36 GEORGIA. Capital stock Surplus fund . . . . . Undivided profits Nafl bank circulation. State bank circulation 13 banks. 13 banks. 12 banks. $2 785,000 00 $2 835, 000 00 $•> 635 000 00 458, 839 40 459, 699 50 470,881 41 349, 419 68 2 227 935 00 2,076,615 00 12 banks. 12 b a n k s . no $2 663 220 00 449,881 41 361, 867 i7 449,881 41 338, 259 85 459, 292 35 250, 913 82 2 032, 565 00 1, 908, 365 00 1, 734, 583 00 $2, 635, 000 16 691 34 2, 455 01 1, 995 01 28, 245 01 16, 283 27 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 2,147 332 47 96 362 51 13 051 97 2, 630,118 97 58,841 01 18, 750 85 o 073 563 69 117, 139 06 4 573 15 1, 683, 809 25 86, 507 70 9, 783 26 1,557,180 06 64, 956 .33 7,893 56 Due to national banks. Due to State banks . . . 208, 388 72 98, 828 33 97, 713 97 48, 781 93 74 458 33 126 292 48 54,123 62 90, 285 22 122, 233 90 112,767 11 Notes re-discounted . . . Bills payable 57 151 76 25,113 03 65, 798 04 5, 000 00 10, 000 00 10,000 00 45, 500 CO 18, 151 90 8,569,281 00 8, 613, 690 86 7 ,948 133 34 7, 304, 260 32 7, 052, 975 30 Dividends unpaid Total 32 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged FLORIDA. MAY 1 . JUNE 30. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. Loans and discounts.. Bonds for circulation . Bonds for deposits U. S. bonds on hand .. Other stocks and b'ds. Dne from res've agents Due from nat'l banks. Due from State banks. Real estate &c Current expenses Premiums p a i d . . . . . . . Cash items *.. Clearing-house exch'gs National bank notes . . Fractional currency . . Specie Legal tender notes $29,938 50 i 50, 000 U0 $50,023 92 50, 000 00 $52,91.7 87 50, 000 00 $49, 237 32 50, 000 00 $55, 794 51 50, 000 00 Dep. with (J. S. Treas 2, 250 00 2, 250 00 2,250 00 159, 935 29 193, 785 67 201, 289 73 D E C E M11K R 31.. M A R C H 1. Resources. 12, 000 00 12, 000 00 12, 000 00 30, 875 8-2 2, 740 28 95 2, 535 48 11, 339 77 1,821 67 1 815 98 225 84 8,310 00 755 12 10, 637 61 2, 158 22 1, 580 05 2, 1(15 85 1,357 32 8, 340 40 28 L 01 23,464 1,734 193 27,316 17,591 3,332 37 36, 700 2, 980 32 8,310 00 ; 732 20 I 11,235 1, 173 164 7, 534 Total On 97 25 00 i 00 20 69 00 00 90 50 00 • 17, 012 2, 805 1,460 2, 183 1,493 6, 045 287 85 04 29 15 07 00 40 12, 760 00 2, 002 79 97 35 27, 000 00 2,250 00 174, 634 26 228 4,227 2, 160 11, 987 2, 184 1, 680 6, 045 1,185 67 02 21 20 90 15 00 87 5,163 00 814 00 22, 500 00 3, 254 55 167, 225 08 ALABAMA. 9 banks. 9 banks. Loans and discounts.- $1,223,805 4! Bonds for circulation . 1, 550, 000 00 Bonds for deposits i. U.S. bonds on hand..! 21, 000 00 Other stocks and b'ds. I 98,854 61) Due from res've agents 449, 3!e 38 Due from nat'l banks.! 183,929 9! Due from State banks, j 26, 000 43 Heal estate, &c | 139,24:2 20 Current expenses 34,264 34 Premiums paid 148,744 62 Cash items . 168, 266 49 Clearing-house exch'gs National bank notes . . 89,185 00 Fractional currency .. 11, 317 77 Specie 25, 976 13 Legal tender notes.. .. I 320, 958 00 • A '.' ^ < 11 L• r iI < 1 v:1 I1«} \ K' n _ . - 22, 000 00 105, 149 57 2-;5, 733 01 3C1, 517 22 1:2.', 000 90 13*, IIL 91 24, i)?Q 22 140, 3 '4 08 9I,8!)7 79 62, 7^4 9, 504 2J, 05(5 278, 709 . U. S. cert'fs of deposit- . D e p , with U. S. Treas. Total $1, 190, t'80 56 I $1., 403, 271 91 $1,349,164 04 1, 580, 000 00 l,56;\ 000 00 J,.W),i!00 00 I 76, 116 45 70, 670 00 4, 566, 979 73 j CITY Total 4, 497, 480 43 7 banks. $6, 189,623 8 3 $0,001,509 22 2, 681, 000 00 ; 2,084, 0;)0 0'J 112 000 742, 442 889, 324 57, 450 501,511 554, 470 115,691 135, 617 63:) 1, 464, 607 245, 468 30, 485 58, 859 1, 758, 042 018 515 830 290 $1,454,509 99 1, 580, 000 00 00 40 34 93 i 97 61 95 88 56 33, 000 00 106,751 93 185,486 96 356,794 03 . 20, 187 52 I 149,821 81 I 21, 892 52 ! 149, 354 72 12,879 30 32, 000 00 107, 045 43 184,395 44 136.244 72 63,509 10 150,329 15 00 74 4L 00 81, 727 00 9, 974 29 15,079 91 234,354 00 ' 87, 309 00 8,879 84 •10,516 94 242,218 00 78,320 00 | 4, 547, 814 76 i 88,316 00 4, 400, 784 06 32, 81.7 20 149,524 10 37, 157 03 76, 755 70 4, 353, 211 64 OF HEW O R L E A N S . 7 banks. Loans and discounts.. Bonds for circulation . Bonds for deposits U. S. bonds on hand . . Other stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items . Clearing-house exch'gs National banknotes . . Fractional currency . . Specie Legal, tender notes - . . U / S . cert'fs of deposit. Dep. with U. S. Treas 00 13 04 00 000 349 811 315, *:>4 29, ^50 149! 080 39, !02 149, 445 40, 357 9 banks. 00 53 74 45 00 47 54 55 50 ; 95 i 00 | 43 04 00 747, 284 73 69 51,410 08 727, 8 13 79 503, 775 90 77, 490 '24 131 8>)1 30 487 82 1,725,947 28 297, 121 00 20,914 9 5 125,977 13 2,0-9,090 00 7 banks. 7 banks. $5, 645, 996 89 2, 684, 000 00 $6, 054, 475 50 2, 684, 000 00 7)8, 009 42 970, 403 91 69, 670 4 0 941,411 78 503,721 • >.) 131,794 40 127,801 30 1, 2 i"> 75 910, 8r>0 50 2*3, 8 n 00 20,804 40 155,490 33 1,871, OH 00 152, 734 00 163, 104 00 187, 739 00 15, 752, 959 03 16,134,849 19 15, 323, 545 30 754,800 73 804,618 26 •41,306 18 392 902 23 593, 034 55 147,043 32 128, 050 30 4, 558 20 610,176 47 315,755 00 21, 167 02 118. 187 85 2, 272, 458 00 144,754 00 15, 147,383 61 7 banks. $6, 833, 209 28 2 564, 000 00 744, 209 486, 471 36, 183 174, 322 590, 499 102, 898 112,547 5, 140 581, 056 81,450 15,235 52, 504 1, 257, 287 05 16 05 25 54 03 27 93 1L 00 49 40 00 114, 200 00 13, 751,213 56 REPORT OF THE COMPTROLLER OF THE CURRENCY. 33 by States and cities of redemption—Continued. FLORIDA. DECEMBER 31. MARCH 1 1 bank. 1 bank. $50, 000 00 $50, 000 00 JUNE 30. OCTOBER 1 1 bank. 1 bank. 1 bank. $50, 000 00 $50, 000 00 MAY 1. Liabilities. Capital stock .. . . . Surplus fund Other undivided profits Nat'l bank circulation. State bank circulation. $50, 000 CO 2, 219 34 838 08 2,902 02 5,443 99 4, 657 05 45, 000 00 45, 000 00 45, 000 00 44,500 CO 40, 800 00 62, 276 87 94, 259 43 102, 645 22 73, 438 92 70, 883 28 742 49 439 08 3,688 16 1,250 60 75 300 50 584 25 159,935 29 193, 785 67 201,289 73 174, 634 26 167, 225 08 Dividends unpaid Individual deposits U S deposits Dep'tsU. S. dis. officers Due to national banks. Due to State banks Notes re-discounted Bills payable Total ALABAMA. 9 banks. 9 banks. 9 banks. $1 635 000 no $1,635,000 00 $1 635 COO 00 Surplus fund Other undivided profits 164, 648 55 128, 664 24 179, 222 37 54, 733 63 171,722 37 100, 083 71 173,951 09 117,160 13 181, 870 60 79, 876 95 Xat'l bank circulation. State bank circulation. 1, 387, 620 00 1, 375, 320 00 1,405,261 00 1 , 396, 295 00 1 401, 370 00 Capital stock 9 banks. V 9 banks. 635, 000 00 $1 635 000 no 993 CO 4, 679 00 2,657 00 2,397 00 2, 882 00 1, 140,031 76 1, 107, 510 21 1,152,621 05 1. 019, 351 67 956, 863 39 Due to national banks. Due to State banljs . . . 26, 433 94 78, 688 24 79, 438 95 55, 676 31,096 59 49,373 04 13,592 99 43, 036 18 16, 267 18 28, 014 54 Notes re-discounted . . . Bills payable 4,900 CO 5,900 00 Dividends unpaid Individual deposits Dep'ts U. S dis officers Total 41,046 98 10, 000 00 :::::::::::: 4, 566, 979 73 4, 497, 480 43 4, 547, 814 76 CITY OF NEW 7 banks. 7 banks. 7 banks. 4 , 400, 784 06 4, 353,211 64 ORLEANS. 7 banks. 7 banks. no $3, 850, 000 00 $3, 850, 000 00 no $3, 650. 000 00 Surplus fund Other undivided profits 282, 261 68 432, 322 83 288, 261 68 290, 265 44 288,261 68 433, 799 52 298, 438 20 481, 846 63 483, 328 80 352,910 96 Nat'l bank circulation. State bank circulation 2,361,438 00 2, 348, 701 00 2, 340, 527 00 2, 340, 660 00 2, 273, 480 00 Capital stock $3 850,000 $3 850, 000 36, 471 48 21, 660 07 17, 662 57 44, 597 46 21,648 33 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 8, 045,100 91 8, 374, 366 47 7, 465, 070 74 7, 330,164 34 5, 672, 787 98 Due to national banks Due to State banks . . . 145,439 87 599,924 26 335, 024 36 626, 570 17 276, 538 79 651, 685 06 237, 359 07 564,317 91 582, 769 go 714,287 57 15, 752, S59 03 16,134,849 19 15, 323, 545 36 15,147,383 61 13,751,213 56 Dividends unpaid Notes re-discounted Bills payable Total H. Ex. 3- 34 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged TEXAS. DECEMBER 31. MARCH 1. OCTOBER 1. JUNE 30. MAY 1. Resources. Loans and discounts.. Bonds for circulation. Bonds for deposits.... U. S. bonds on hand . . Other stocks and b'ds. Due from res've agents Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items National bank notes.. Fractional currency.. Specie Legal tender notes . . . U. S. cert'fs of deposit Dep. withU. S.Treas. Total 10 banks. 10 banks. 10 banks. 10 banks. $1,496,242 47 914,000 0 J 175, 000 0J $1,436,805 73 9! 4, 000 00 175,100 00 $1,462,190 81 914,000 00 175, 000 00 $1,423,019 19 864, 000 00 Fie, 0U0 00 76, 034 80 85,501 97 185,583 91 114,333 07 104, 329 53 44, 237 80 28,984 74 5,692 13 105,901 235, 188 185, 169 146, 826 105, 266 26, 9G8 34, 756 23, 980 96 14 50 21 82 116,580 181, 119 188, 386 104, 258 105,853 33, 589 34, 592 25, 307 128, 652 231,336 199, 669 113,877 161,567 28, 339 33, 709 29, 796 90 41 53 47 24 49 36 89 89,668 227, 628 110,020 123,843 163, 056 28, 584 26, 420 67, 610 127,948 00 13. 587 79 180 656 01 350,412 00 106,617 00 12, 555 17 142 953 356, 083 00 139, 042 23, 126 13° 351 508, 836 90, 220 20,414 117 089 275, 034 00 50 95 00 69,041 10, 126 96 096 228, 573 97 07 60 99 81 0^> 98 66 59 05 51 00 75 31 00 10 banks $1,366,805 99 789, 000 0 0 175, 000 00 14 49, 68 19 48 9L 24 00 77 43 00 49,200 00 58, 562 05 56, 055 50 47, 740 95 46, 282 43 3, 95i, 744 22 4, 066, 634 74 4, 200, 291 04 3, 936, 467 88 3,617,757 88 ARKANSAS. 2 banks. Loans and discounts . . Bonds for circulation..: Bonds for deposits j U. S. bonds on hand . . Other stocks and b'ds. Due from res've agents Due from nat'l banks. ! ' Due from State banks. j Real estate, &c j Current expenses Premiums paid Cash items j Clearing-house exch'gs National bank notes.. Fractional currency . . j Specie | Legal tender notes. U. S. cert'fs of deposit. ; Dep. with U. S. Treas. S Total. j 2 banks. $215,356 74 i 205, 000 00 70, 0')0 00 ; 36, 172 36,344 11,759 3, 297 19,017 46 57 72 82 J3 34,930 17,313 20,681 7, 18L 19,017 131 5, 675 3,559 5, 675 0!) 6, 888 69 5, 708 712 1,155 32, 900 01 | 2L i 98 | 10 i 13 ! 20 ! 00 81 5,613 00 1,312 19 611 10 25, 376 00 00 84 70 00 11,267 72 '; 661,256 39 I $181,037 42 205, 000 00 ! 70, 000 00 ( 11,248 50 | 608,687 65 2 banks. 2 banks. 2 banks. $185,522 90 205, 000 00 70, 000 00 $196,820 92 205, 000 00 70, 000 00 $174, 449 50 i 105, 000 00 50, 000 00 32, 49 L 51 26, 227 02 10, 702 67 4, 092 40 19,017 13 156 25 5, 675 00 695 55 30, 578 38, 303 20,873 1,166 19,017 5, 018 2, 147 1,021 29, 300 4, 586 00 2,448 46 209 00 26, 675 00 00 57 03 00 9, 617 90 606,714 93 45 84 11 20 13 5, 675 CO 551 08 30,732 51 30, 115 72 18, 187 78 4,081 35 19,017 13 148 75 5, 675 00 494 25 12,891 1,149 337 23,875 00 22 50 00 9, 936 76 4, 750 00 631,840 95 480, 904 71 TENNESSEE. 26 banks. Loans and discounts.. Bonds for circulation . Bonds for deposits U. S. bonds on hand . . Other stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items . Clearing-house exch'gs National bank notes.. Fractional currency . . Specie Legal tender notes LT S cert'fs of deposit. Dep. with U. S. Treas. Totr.l 26 banks. $1,684,599 37 3, 086, 0U0 00 400, 000 00 4,400 00 155, 163 81 521,947 25 780, 465 45 111,218 91 31.1,873 06 92, 908 39 236,464 33 172, 022 01 458, ('65 35,544 26, 368 954, 619 00 48 52 00 26 banks. $4,873,591 3, 086, 000 400, 000 5, 000 155, 697 677, 232 477,735 370, 160 313,422 94, 824 235, 176 271, 368 57 00 00 0!) 72 57 12 59 31 77 77 28 427, 414 24,153 23, 784 844,218 00 07 54 00 $4, 897, 296 88 2, 986, 000 00 400, 000 00 8, 600 00 165,472 55 564, 580 44 315,754 12 340,200 74 315,795 11 114,083 68 227, 289 69 1.62,208 36 376,068 00 36, 222 37 24,613 68 807, 185 (JO 27 banks. 27 banks. $4, 998, 485 2, 836, 00 ) 400, 000 5.150 159, 727 476, 068 440, 563 192, 954 319,702 47,501 207, 474 79, 724 06 00 00 00 10 40 40 57 75 26 13 00 $4,816,478 2,786,000 400, 000 3,100 164,126 381, 347 190,146 152,677 325, 398 84,851 194, 586 136,811 97 00 00 00 01 29 6L 26 10 07 17 94 275, 33, 20, 690, CO 72 59 00 264,571 32,591 25, 165 595, Oul 00 38 49 00 602 715 107 233 164, 747 85 185, 545 00 171, 332 00 158,451 66 148,911 91 12,196, 4C8 12 12,465,329 31 12, 002, 702 62 11,341,460 64 10,701,824 20 REPORT OF THE COMPTROLLER OF THE CURRENCY. 35 hy States and cities of redemption—Continued. TEX DECEMBER 31. A S. MARCH 1 MAY 1. JUNE 30. OCTOBER 1 Liabilities. 10 banks. 10 banks 10 banks 10 banks. 10 banks $1 195 000 00 $i 205 000 00 $1 225 000 00 $1 200 000 00 $1,200 000 00 Sur nlus fund Oth 2V undivided profits 225, 431 52 148, 721 59 230, 525 76 102, 165 44 234,095 48 137, 625 85 234, 095 48 157, 790 50 260, 277 64 84, 009 64 Nat 1 bank circulation. ^ bank circulation 795, 604 00 759,104 00 752, 332 00 710,292 00 673, 102 00 . j gtock oc 292 00 2,052 00 1,080 00 1,020 00 Indi vidual deposits deposits 'tsU.S. dis. officers Dei Due to national banks, Due to State banks . . . 1,117,397 00 103, 184 37 182, 829 22 1,275,780 55 108,779 04 277, 746 87 1,319, 593 43 175, 830 67 214, 369 08 1, 158, 653 21 136,937 94 224, 487 91 1,081,196 02 92, 039 68 15e, 926 124 026 12 49, 258 40 53,414 21 32, 066 87 71,949 43 58,415 10 67,182 72 38, 508 12 34, 885 02 32, 547 54 Not ?s re-discounted . . . Bill payable 10, 000 00 15,000 00 10, 000 00 7,500 00 3,951,744 22 4, 066, 634 74 4,200,291 04 3, 936, 467 88 Div idends unpaid r. & Total 774 3,617,757 ARKANSAS. 2 banks. 2 banks. 2 banks. 2 banks. $205 COO 00 $205 000 00 $°05 000 00 $°05 000 00 $205, COO 00 Surplus fund . . . . Other undivided profits 23, 750 00 25, 693 23 26,125 00 6,347 4L 26,125 00 7, 593 4L 26,125 00 11,274 8Q 26,125 00 15, 906 Nat'l bank circulation. State bank circulation. 183, 900 00 180, 600 00 180,600 00 178,800 00 93, 994 CO 14 500 00 14 500 00 • 9 000 00 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 152, 395 91 58,410 74 8,037 05 105,036 31 48, 649 23 17, 750 02 102,134 10 58, 062 56 3,451 69 134, 871 10 51,364 23 8,905 90 Due to national banks. Dae to State banks . . . 1,200 79 2, 868 67 4,234 96 444 72 8, 510 86 737 31 4, 135 61 : 2,364 25 661,256 39 608, 637 65 606, 714 93 631,840 95 | Capital stock Dividends unpaid 2 banks. • 79,465 70 51, 74S 30 2, 713 36 5, 265 44 636 54 i Total 480, 904 — TENNESSEE. 26 banks. 26 banks 26 banks 27 banks. 27 banks. $3, 390, 300 00 *3 405, 300 00 $3, 405, 300 00 $3 450, 800 00 $3, 455, 300 00 Utiier undivided profits 447 255 qn 303, 676 77 470 808 10 208, 090 91 465 608 06 300, 789 06 486 702 06 210,850 52 515 096 70 259, 461 34 Xat'l bank circulation. 2, 748, 281 00 2, 639, 700 00 2 525, 043 00 2, 474, 323 OC Capital stock Dividends u n p a i d . . . . 22, 333 00 Individual deposits X" S. deposits Dep'ts U. S. dis. officers 4,711,778 93 2L1 639 QO 1'iO, 854 44 Due to national banks. D\is to State banks . . . 87, 578 00 28, 925 28 Notes re-discounted . . . Bills payable 48, 784 85 25, 000 00 Total 12, 196, 40S 12 2 739, 363 00 j 6, 933 35 • 4 956,513 76 271, 762 50 ' 125, 338 87 .j 131,798 87 74, 559 93 45,500 29, 340 oo ! oo ! 12 465, 329 31 3, 194 85 61, 195 85 10, 553 35 4, 538, 453 SO 227, 205 16 56, 852 54 4, 135, 859 05 190, 957 79, 889 21 3, 566, 041 07 199, 963 si-> 95, 775 24 65,691 48 69, 943 77 65, 240 61 51,936 79 73. 338 86 47, 970 81 220, 000 00 9, 963 90 75, 986 16 6, 000 00 4, 000 00 12.C02.702 62 11, 34!, 460 64 10, 701, 824 9 0 36 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged KENTUCKY. MARCH 1 DECEMBER 31. j OCTOBER JUx\E 30. MAY 1. Resources. 39 banks. Loans and discounts.. Bonds for circulation . Bonds for deposits U.S.bonds on hand . . Other stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National bank notes . . Fractional currency . . Specie Legal tender notes II. S. cert'fs of deposit. Dep. with U. S. Treas Total j $8, 278, 078 71 6,522, 150 00 60, 000 00 2, 150 00 80, 257 26 922, 070 65 517,409 14 200, 974 30 401, 805 05 53, 500 02 386, 987 35 18 443 06 18,710,965 35 Total 40 b a n k s . $8, 744, 677 71 6,378,150 00 110,000 00 4,000 00 50, 971 54 1,028,467 51 600, 450 99 233, 390 60 406, ! 51 89 46,510 96 394,769 11 23 873 49 $9,031,611 6, 355, 150 110,000 1,900 57, 924 688,180 720, 808 181,801 417,383 77, 077 401,748 31 6°1 90 00 00 00 40 88 69 58 28 05 10 5? 00 68 220, 349 14,788 11 133 588, 826 10, 000 3 J9, 479 00 38 85 00 00 00 296, 849 12,097 8 274 531,991 10, 000 307, 248 00 25 220, 953 15, 54 y 8 036 526, 455 10, 000 298,212 00 33 17 00 00 35 228, 606 16, 422 9 912 561,033 10,000 340, 173 58 00 00 00 18, 606, 514 28 OF 18,981,932 39 60 00 00 59 19, 188,674 24 19,154,413 26 LOUISVILLE. 9 banks. 9 banks. $5, 187, 855 68 3, 184, 700 00 400, 000 00 50 000 0 0 63, 941 0 0 502, 813 3 3 298, 143 4 2 151,883 61 190, 6GP 48 52,612 69 312,751 4 0 41,830 67 31,493 7,447 14,229 461,011 137,096 4, 776 10,072 606, 151 53 85 00 42 banks 13 00 00 00 56 16 06 51 95 18 44 17 $4, 819, 910 49 3, 174, 700 00 350, 000 00 50 000 Of) 29^ 141 CO 312, 538 98 240, 678 17 11 6, 318 7!) 190, 649 48 20, 354 34 302, 6-26 40 33, 631 4 3 00 41 banks $8, 752, 353 6, 465, 150 110,000 3, 550 60, 302 812,214 538,487 181,832 391,291 92, 681 3!>7, 387 22 106 298, 122 CO 16,253 45 19 504 04 610,767 00 i 10, 000 00 ! 312,493 32 CITY Loans and discounts.. Bonds for circulation. Bonds for deposits U S bonds on hand Other stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State bauks. Real estate, &c Current expenses Premiums paid Ca y h items . . - - . . . . . . Clearing-house exch'gs National bank notes.. Fractional currency . . Specie Legal tender n o t e s . . . II. S. cert'fs of deposit. Dep. with U. S. Treas - 39 banks. ! $8, 478, 096 84 6, 579, 150 00 i 110,000 00 1,050 00 ! 49,531 78 1 706, 745 09 ! 468, 249 27 i 187, 038 29 . 383, 482 24 62, 783 44 394, 746 88 19 493 1 ( ' 9 banks. $5, 088, 950 3, 194,700 400, 000 50 000 74.782 253, 570 179,878 113, 908 J 91,087 30, 418 310,618 34, 864 82, 355 6, 857 1 788 517,004 00 69 01) 00 9 banks. 8 banks. $5, 064, 644 18 3, 194,700 00 400, 000 00 $4,591,064 09 2, 844, 7U0 00 400, 000 00 54 42 86 90 48 96 95 01 85, 171 433,812 223, 123 182, 474 207, 987 18, 181 304, 457 31, 784 37 62 11 71 48 84 08 37 59,183 248, 850 151,028 87, 109 179, 739 56, 758 288, 634 24, 812 00 56 15 00 92, 404 4,096 992 601,496 00 24 61, 141 00 3, 658 16 935 45 456, 158 00 06 00 00 00 90 00 37 05 94 97 34 oo 61 143, 8(il 50 164,211 50 194,031 50 159, 176 50 136,416 50 10,300,591 96 11,359,499 47 10,7.54,816 39 11,004,501 70 9, 590, 240 42 OHIO. 159 banks. 160 banks. 162 bauks. 162 banks. 162 banks. Loans and discounts..! $34. 674, 585 4 4 $35,388,513 43 $36,102,739 41 $36,558,751 40 $37, 070, 566 63 \ 19,843, 750 00 i 19, 953, 750 00 19,961, 950 00 I Bonds for circulation. 19,835,750 00 19, 868, 250 00 560, 000 00 560, 000 00 560, 000 00 ! Bonds for deposits. 560,000 00 535, 000 00 425, 850 00 ! 401, 050 00 390, 850 00 | U.S.bonds on h a n d . J 402, 000 00 379, 950 00 1,041,020 15 1,034,516 50 956,156 47 Other stocks and b'ds j 1,025,916 32 1,100, 199 05 2, 765, 990 71 \ 2,719,003 60 2,451,671 69 \ Due from res've agentsi 3,373,751 58 3, 270, 760 39 1,036,033 25 855, 822 47 Due from nat'l banks, j 1, 045, 907 98 1, 121,233 93 l,06-»,638 97 493, 913 98 564,831 20 I Due from State banks. j 696, 292 83 608,713 80 600, 274 37 1,480,980 71 1,501,640 18 1,547,012 19 Real estate, <fcc 1,432,032 49 1,46(3,744 00 416,378 39 j 235, 182 40 445,041 58 t Current expenses ! 229, 897 73 354, 957 43 379, 873 94 | 369,931 12 350, 833 17 ! Premiums paid 343,010 63 358, 870 40 361, 079 46 .' 335, 263 93 411,841 40 I Cash items 354, C94 36 390,425 0L Clearing-house exch'gs 784,807 00 | 773,614 00 j 624,612 00 7i)0, 377 00 876, 165 00 National bank notes ..j 117,532 39 115,876 58 128, 257 56 133,207 32 116,285 84 | Fractional currency . . 33, 80 L 40 34, 735 93 65, 782 32 48,515 05 25, 273 35 I Specie j 1 3, 675, 266 00 I 3, 143, 916 00 3, 687, 706 00 3, 67-. , 8 76 00 3,354,801 00 ! Legal tender notes U. S.cert'fs of deposit.! 1,103,417 27 I 1,175,431 57 1,211,462 57 1,079,713 87 j 1,068,713 83 Dep. with U. S. Treas. j Total 69,680,768 02 70,837,823 92 70,798,803 53 i 70,336,836 85 j 70,845,540 65 REPORT OF THE COMPTROLLER OF THE CURRENCY. 37 by States and cities of redemption—Continued. KENTUCKY. DECEMBER 31. MARCH 1. MAY 1. JUNE 30. 39 banks. 39 banks. 40 banks. 41 b a n k s . $6, 887, 200 00 $n, 852, 000 00 $7,102, 000 00 $7,181,800 00 $7, 299, 620 00 928, 648 40 449, 993 53 992, 628 75 542, 036 59 5,571,798 CO 5, 612, 813 00 Liabilities. Capital stock Surplus fund. Undivided profits 780, 265 41 474, 845 42 Nat'i bank circulation. State bank circulation. 5,601,491 00 5, 784, 694 00 5, 703, 588 CO Dividends unpaid 900, 842 60 556, 951 25 820,513 31 434, 323 95 OCTOBER 1. 42 banks. 74,254 00 32, 167 00 23,571 00 123,612 00 15, 448 55 Individual deposits U. S. deposits Dep'ts U.S. dis. officers 4, 207, 762 25 41,509 55 3, 245 26 4,090,905 71 70, 057 22 3, 355 96 3, 973, 658 08 103, 775 92 5 85 4, 007, 992 01 77, 570 65 3, 455 19 3,953,702 19 88, 649 95 1,541 99 Due iOnationalbanki Due to State banks. . . 173,986 41 279, 636 6Q 135, 183 40 254, 148 38 140,315 77 412,058 53 264, 353 0{] 428,210 71 212, 327 51 332, 346 80 Notes re-discounted . .. Bill^ payable 51,924 39 3i> 748 00 59, 570 49 69,594 86 87, 279 05 76,980 31 59,143 64 92, 097 00 51, 598 93 51,699 00 18,710,965 35 18, 606, 514 28 18,981,932 39 19, 188,674 24 19, 154,413 26 Total CITY OP 9 banks. Capital stock 9 banks. ! $3,445,500 00 291,921 48 214,323 64 270, 035 86 | 283, 297 26 ! 2, 84'), 379 00 ! 2, 845, 879 00 I 29, 887 75 j Individual deposits j U. S. deposits Dep'ts U.S. dis. officers; 1,792,278 21 j 132, 706 09 [ 188, 686 74 j 1,945,335 24 620, 362 73 j 215,058 14 j Due to national banks | Due to State banks. ..! 588,518 17 586,531 38 693,433 78 ! 696, 297 88 930,550 21 «00, -.69 85 Notes re-discounted...| Bills payable I 194,577 67 t'5, 000 00 95,591 20 218, 403 13 j 143,903 13 7, 200 00 Total I 10,300,591 96 8 banks. 9 banks. $3, 445, 500 00 j $3, 445, 500 00 265, 835 86 Surplus fund j 212,973 09 Undivided profits i Nat'l bank circulation. i 2, 838, 044 00 State bank circulation. i. Dividends unpaid LOUISVILLE. 62, 688 50 5, 800 25 1,744,406 13 164, 189 90 103, 984 55 11,359,499 47 , 10,751,816 39 $3, 445, 500 00 297, 879 39 206, 948 03 2, 862, 679 00 31,461 25 1, 745, r48 64 149,916 75 157, 838 40 1,006,868 09 873, 187 97 I 82,551 81 139, 622 37 ! 11,004,501 70 $3, 095, 500 00 270. 079 39 297,023 12 2, 544, 149 00 10, 126 25 1,689,739 45 152,175 51 185,109 tii 665, 027 28 373, 256 58 134,431 54 17 j, 622 37 9, 590, 240 42 OHIO. Capital stock Surplus fund . Undivided profits N a f l b a n k circulation. State b a n k circulation 159 banks 160 banks $90 661 COO 00 $20, 746, 000 f;0 4 618,493 80 1 673, 163 4,624,513 12 1, 796, 145 31 4, 633, 972 69 289, 377 58 4, 6C>6, 07212 1,676,604 06 4,614.030 7° 2,177, 823 10 17 442, 375 00 49, 003 00 17,493,735 00 48, 893 00 17, 511,233 00 43, 377 00 17, 640. 9°5 00 48, 852 00 17,701,975 00 43, 820 00 162 banks 162 banks $°0 928, 932 no $21, 040, 932 00 162 banks. $21,094 050 or 100,281 55 18, 596 62 71,539 47 69,310 97 13,499 47 Individual d e p o s i t s . . . . U. S. deposits . . . Dep'ts U . S . dis. officers 23 049,816 10 389,316 03 63,961 28 23,823,541 71 475,416 14 41,926 02 23, 197,531 77 296, 355 05 17,514 25 23, 119,495 46 296, 060 26 18, 206 49 22, 490, 423 77 431,076 08 37, 255 63 Due to national b a n k s . D u e to State banks . . . 505, 663 02 476, 774 82 706, 942 92 442, 717 42 611,279 81 463,517 31 629, 858 63 416, 495 74 839,193 11 430, 429 65 Notes re-discounted . . . Bills payable 263,041 31 334,878 87 222, 930 31 396, 466 35 283,221 63 410,401 99 307,499 48 406,564 61 528, 785 60 403,173 52 69 630, 768 02 70, 837, 823 92 70, 798, 803 58 70, 336, Q8G85 70, 845, 540 65 Dividends unpaid Total REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged CITY Loans and discounts.. Bonds for circulation . Bonds for deposits U. S. bonds on hand .. Other stocks and b'ds. D»e from res've agents Due from nat'l banks Due from State banks. Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National bank notes.. Fractional currency . . Specie Legal tender notes U. S. ceit'fs of deposit. Dep. with U.S. Treas. Total 31 ARCH 1. MAY 1. 5 banks. 5 banks. 5 banks. $9,813,496 3, 617, 200 621, 000 163, 200 43,163 1,701,743 330, 839 247, 738 183, 839 58, 989 73 033 147,804 113,048 8,106 39, 501 730, 000 515, 000 208, 350 21,468,165 86 OF 21,355,443 40 $11,166,025 3, 552. 200 771, OOu 368, 000 166,672 2, 379, 312 508, 700 289,321 183,839 55, 071 26 420 44* 756 70, 924 158,627 7, 306 25, 803 784, 300 790, 000 199,339 5 banks. 98 00 00 00 90 22 80 84 92 7Q % 54 00 94 fiQ 00 00 00 21, 547, 623 75 $10,857,437 3, 552, 200 771, 000 331,750 162,672 1, 855, 837 933,917 336,514 180,839 101,942 27 604 45 513 119,885 166,861 8,944 11,648 743. 700 850, 000 225,011 96 00 00 00 ; ! : : 9 0 •' 02 ! 44 i 79 ! 84 i 29 i Ql ' 72 '> 0!) 80 : Q5 (JO ! 00 ; °9 21,283,312 79 CLEVELAND. 6 banks. 6 banks. 29 00 00 00 28 59 23 00 29 05 94 63 85 00 46 8 1 00 00 15 OCTOBER 1. 5 banks. $11,831,309 88 .$11,461,288 66 3,617,200 00 3, 552, 200 00 • 621,000 00 771,000 00 189,150 00 340, 100 00 57, 845 34 226, 872 90 2,131,692 52 1,471,986 94 334, 222 60 404, 320 62 377, 255 59 293, 029 95 183, 839 84 183, 839 84 95, 740 02 85, 059 81 18 788 7° 23 721 12 77 63 662 13 79 632 1° 50 83, 357 8L 148,119 86 00 ] 33, 946 00 191,292 00 46 9, 242 57 7,819 75 86 19,910 67 12, 47? 60 865, 000 00 920, 569 00 00 00 630, 000 00 980, 000 00 UO 190,455 00 213, 660 00 18,616,056 57 $7,888,371 2, 526, 000 225, 000 128, 500 63, 325 575, 758 357, 987 130, 208 178, 256 23, 605 22 955 48,599 156, 102 176,012 41,254 7, 562 935, 000 25, 000 134, 282 JUNE 30. 79 00 CO 00 71 95 47 64 84 52 6 banks. Total CINCINNATI. DECEMBER 31. CITY Loans and discounts . Bonds for circulation. Bonds for deposits U. S. bonds on hand... Other stocks and b'ds. Duefrom res've agents Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items . . . . . Clearing-house exch'gs National b a n k n o t e s . . Fractional currency . . Specie Legal tender n o t e s . . . . U. S. cert'fs of deposit Dep. with U. S. Treas. OF $7, 832, 499 2, 526, 000 225, 000 78,500 62, 932 812, 333 490, 628 77, 427 178,314 115, 196 14 080 44,302 155, 313 81,213 26, 868 11,312 728, 000 25, 000 135, 054 21 00 00 00 28 75 78 62 72 72 94 15 65 00 46 K) 00 00 30 13, 643, 7b'l 56 ; 13, 621, 978 38 $8,223,021 2, 526, 000 225, 000 78,500 65, 002 402, 029 322, 828 102,851 178,314 119,237 14, 080 42, 677 126, 739 171,587 22, 148 5, 094 930, 000 25, 000 126,410 6 banks. 37 00 00 00 28 80 96 35 72 70 ( 6 banks. $7, 948, 465 48 2, 526, 000 00 225, 000 00 73, 500 00 65, 527 36 556, 560 99 438, 658 60 86,564 52 178,814 72 2J, 414 52 $8, 257, 851 2, 526, COO 225, 000 78,500 65,514 591,800 399, 012 98, 818 173,814 132,411 12 00 00 00 66 09 59 14 7*' 10 99, 73 ) 37 65, 786 58 161,016 00 27,246 12 18, 29(f 19 782, 000 00 25, 000 00 119,701 42 54, 260 137, 183 253, 243 18, 178 955 832, 500 25, 000 129, 035 14 00 07 8-> 00 00 57 »'4 16 76 00 56 8-> 00 00 00 5° 13, 076, 524 22 j 13, 423, 276 87 | 14, 004, 078 54 INDIANA. 100 banks. 101 banks. 103 banks. 103 banks. 103 banks. ; Loans and discounts.. $27,168,518 95 $27,531,137 06 $28,018,897 84 $27,921,303 75 \$23, 048, 764 20 | 16, 505, 300 00 16, 605, 300 00 16, 480, 300 00 16, 196 300 00 15, 762, 300 00 j Bonds for circulation . 450, 000 00 450, 000 00 450, 000 00 450, 000 00 450, OuO 00 | Bonds for deposits 67, 600 00 61,850 00 20, 200 00 38, 550 00 43,100 00 ! IT. S. bonds on hand . . 507, 653 48 592, 636 22 500, 259 74 552, 388 05 618, 702 07 ! Other stocks and b'ds. 2, 172, 177 55 2, 642, 020 87 2, 523, 514 03 2,081,797 95 | 2,283,85] 51 Due from res've agents 1,187,206 79 1,926,713 57 1,341,062 61 1,725,346 41 1,456,831 56 I Due from nat'l banks. 527,1)24 96 726, 326 96 602,563 18 624,531 48 441, 161 25 Due from State banks. 1, 134, 114 03 1, 146, 517 52 1, 179, 240 59 ! 1, 118, 886 82 1,115,320 20 Real estate, &c 372, 599 78 210,528 35 238,862 41 250, 765 05 244, 698 70 ! Current expenses 387, 833 21 428, 129 87 401, 332 52 390, 483 29 ! Premiums paid 419,081 35 269, 828 28 333, 962 22 229, 682 21 241,950 68 i Cash items 214,424 74 Clearing-house exch'gs 807, 901 00 820,210 00 796, 018 00 736, 508 00 National b a n k n o t e s . . 689, 859 00 ; 69,810 74 76, 897 64 67,715 17 72, 557 25 Fractional currency . . 74, 082 43 ! 63,639 91 69, 576 75 46, 257 52 50,384 48 Specie 23, 654 66 ! 2, 522, 639 00 2,682,417 00 2,791,426 00 ! , 547, 489 00 2, 376, 905 00 i Legal tender notes. 20, 000 00 ' 10,000 00 ' 10, 000 00 20, 000 00 20, 000 00 U. S. cert'fs of deposit. 787,712 74 j 835,016 46 842, 937 23 Dep. withU. S. Treas. J»:rf, 869 90 893, 223 95 Total 54, 882, 465 50 56, 039, 065 57 57, 648, 197 52 | 56, 330, 106 98 54,931,244 12 REPORT OF THE COMPTROLLER OF THE CURRENCY. 39 by States and cities of redemption—Continued. CITY DECEMBER 31. OP CINCINNATI. 31 ARCH 1. Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation. State bank circulation MAY 1. 5 banks. JUNE 33. OCTOBER 1 5 banks. 5 banks. $4 000 000 0 3 $1 000 003 00 $4 000 000 01) $4 000 000 03 $4 000 000 0 3 915,000 00 462, 755 09 950, 003 00 493, 613 31 953, 000 00 525, 450 25 950, 000 03 554, 490 75 980, 000 00 514,137 38 3, 165, 210 00 3, 107, 590 00 3, 076, 175 00 3,019,750 CO 2,916,050 00 5 banks. 5 banks. 1,020 00 2, 73(5 00 2, 136 00 - 1,650 00 2, 592 00 Individual deposits U. S. deposits Depts U S dis officer* 5, 056, 578 06 330, 130 27 7,415,379 38 438,132 14 6, 763, 944 26 319, ]25 72 7, 098, 290 52 383, 035 03 379 00 7,691,167 53 400,619 23 Due to national banks. Due to State banks . . . 3, 165, 035 11 887, 028 04 3,516,765 7L 914,422 32 3, 740, 369 40 1,215,742 77 3, 642, 447 83 1, 162,071 62 3, 063, 960 56 95), 283 09 Dividends unpaid Notes re-discounted . Bills payable Total 603, 303 03 599, 500 00 735, 503 00 738, 503 03 731, 500 00 18, 616, 056 57 21,468,165 86 21.355,443 40 21, 517, 623 75 2!, 283, 312 79 CITY 6 banks. 6 banks. I $4, 550, 000 00 $4, 559, 000 00 $1,550,000 00 666, 507 62 292 571 82 666, 507 62 418,601 86 670,757 81 484, 293 84 !, 206, 350 00 9, 688 03 2.221,830 00 I), 684 03 6 banks. Capital stock OF CLEVELAND. Surplus fund Undivided profits Nat'l bank circulation. State bank circulation. 2, 223, 520 00 6 banks. $4, 550, 000 00 722,907 81 229, 895 44 2,243, 150 00 9, 679 03 6 banks. $4, 550, 000 00 723,056 31 461,041 49 2,206,910 00 9, 676 00 9, 684 00 Dividends unpaid. 1,705 00 190 00 3,815 00 1,876 00 6,190 03 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 4, 157, 449 00 75, 986 39 121, 445 91 Due to national banks. Due to State banks . . . 445, 663 69 331, 407 51 303, 240 54 346, 665 41 Notes re-discounted . . . Bills payable 432, 306 62 346, 700 03 331,816 05 332, 9 L7 59 4, 290, 848 42 116,671 72 21,005 26 13,643,781 50 I 13,621,978 38 3, 814, 356 74 72, 390 03 92, 186 01 267, 462 53 455, 237 49 568, 228 27 462,217 50 I 3,892,301 19 83, 638 52 j 72,204 57 4, 258, 247 65 56,442 44 97, 033 39 308. 986 75 337^ 398 53 415,551 76 383, 100 81 188, 300 00 781,003 00 17,082 69 821, 009 00 13, 676. 524 22 { 13, 423, 276 87 14,034,078 51 INDIANA. 101 banks. Capital stock ; $18,213,800 00 Surplus fund Undivided profits j 4,492 967 66 1,618,985 11 14,436,842 00 Nat'l bank circulation State bank circulation. |. 103 banks. 103 banks. $18,593,003 00 j $18,553,100 00 j $18,568,400 00 4,641,511 16 I 4,576,431 57 I 1, 168,314 31 j 1,650,363 51 I 14, 535, 843 00 | 14, 418, 607 00 103 banks. $18,583,400 00 4,567,637 87 1,619,415 47 4,671,550 80 1,511, 68.3 73 14,179, 968 09 j 13, 880, 792 00 15, 637 53 \ 55,129 28 Individual deposits i U. S. deposits I Dep'ts U. S. dis. officer^ 14,033,013 21 219,565 29 154, 336 91 Due to national banks.j Due to State banks . . . i I Notes re-discounted...j Bills payable j 693, 293 70 596,264 59 896, 273 69 668,271 Id 1,016,689 84 828, 388 20 871, 451 52 756, 954 59 726,103 11 517,215 20 228, 494 08 109,773 67 88,824 21 82, 349 21 32,688 33 101, 369 42 14,121 80 98, 164 22 45, 200 00 109, 957 79 i 51, 882, 465 50 | 56, 039, 065 57 | 57, 648, 197 52 56, 330, 106 98 54,931,244 12 Dividends unpaid Total 14,912 45 ! 25,811 68 60,516 84 11, 626, 089 02 ' 16, 144, 480 69 j 15, 237, 498 30 486, 935 01 233, 838 66 j 202,621 52 236,712 29 66,101 62 j 153, 326 65 14,466,543 48 189, 182 70 213,977 81 40 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged ILLINOIS. DECEMBER 31. MARCH 1 JUNE 30. MAY 1. OCTOBER 1. Resources. 125 banks. 127 banks Loans and discounts.. $22,174,030 42 $22, 882, 714 54 Bonds for circulation. 11,181,400 00 10, 829, 500 00 901,800 00 Bonds for deposits 775, 000 00 70, 350 00 U. S. bonds on hand .. 66, 250 00 597, 725 66 Other stocks and b'ds. 651,584 15 3, 402, 689 54 Duefrom res've agents 4,655,631 89 1,110,008 35 Due from nat'l banks. 1, 500, 640 50 202,454 90 Due from State banks. 260, 603 25 1, 230, 275 78 Heal estate, &c 1,229,560 83 209,047 79 Current expenses 203, 271 66 420, 606 12 Premiums paid 424, 890 65 279 518 57 Cash items 335 073 09 National bank notes . . Fractional currency . . Specie Legal tender notes . . . XJ S cert'fs of deposit Dep. with U. S. Treas. Total 770, 533 00 78,751 59 65 784 84 2,542,689 00 10 000 00 628, 790 78 776, 802 00 87, 984 3 3 64 861 0 3 2,545, 141 0 0 5 000 no 656, 765 45 45. 876, 456 34 47,951,274 37 CITY 17 banks. OF 128 b a n k s . 130 banks. $22,852, 00 L 17 10, 500, 800 00 775, 000 00 88, 500 00 649, 901 95 3, 587, 294 58 1,477,246 27 266, 537 84 1, 272, 005 70 255, 757 15 399, 103 07 358 582 q-j $22, 737, 835 39 10, 257, 800 00 775, 000 00 65, 350 00 573,419 37 3, 769, 765 90 1, 409, 259 27 250, 225 58 1, 291, 654 93 258, 984 06 392,357 21 290 387 58 $23, 575, 229 07 9, 983, 800 00 800, (100 00 55, 800 00 521, 116 16 2,771,356 74 1, 028, 763 05 171,687 81 1,313,446 95 212,484 73 396,482 09 340 680 51 G66, 236 93,514 64 035 2, 527, 436 5 000 592, 220 00 02 78 00 655, 686 00 84,757 61 51 194 40 2, 402, 910 00 567, 920 00 80, 606 54 49 882 64 2, 367, 883 00 00 10 577,591 59 46,431, 172 55 45,844,178 89 543,911 00 44,781,050 29 CHICAGO. 16 banks. Loans and discounts.. $25,619,856 69 $25, 794, 152 73 5,521,000 1)0 4, 714, 000 00 Bonds for circulation.. 150,000 00 Bonds for deposits 62,150 00 461,050 00 U. S. bonds on hand.. 277, 979 78 330, 579 78 Other stocks and b'ds. Due fromres've agents! 2,401,155 31 3,212,661 58 Due from nat'l banks. 1,208,563 57 1,495,693 80 Due from State banks. j 599, 689 40 466, 886 78 Real estate, &c j 920, 654 33 756, 547 39 Current expenses I 162,809 28 185, 54 L 64 Premiums paid 207, 115 63 138,391 37 Cash items j 65,695 28 62, 195 46 3,995,275 16 Clearing-house exch'gsj 2,154,244 4L 708,314 00 National bank notes..! 1,107,835 00 42, 077 59 47, 378 73 Fractional currency .. 55,948 06 108,478 51 Specie | 5, 370, 265 00 4, 427, 640 00 Legal tender notes 590, 000 00 560, 000 00 IT. S. cert'fs of deposit j 320,415 00 286,900 00 Dep. with U. S. Treas j 46,890,054 33 j 47,699 036 93 Total 126 b a n k s 16 banks. 16 banks. $27, 466, 284 46 $26, 373, 242 74 $25,961,602 04 3, 354, 000 00 3, 704, 000 00 3, 154, 000 00 366, 250 265, 479 2, 536,317 900, 728 418, 116 783, 894 252, 070 109, 391 56, 220 5, 245,204 825, 381 43, 932 78, 985 4, 667,285 780, 000 215, 375 00 78 40 50 97 49 48 37 59 63 00 84 49 00 00 00 48,714,918 00 424, 400 00 265, 099 78 3,616,322 12 1,544,217 99 487, 057 65 765, 456 95 105, 806 75 69, 650 30 67, 580 44 1,674,249 22 1,077, 151 00 43,561 06 153,206 10 6,061,982 00 865, 000 00 183, 975 00 47, 131,959 10 46, 049, 475 35 MI CHIG AN. 77 banks. 79 banks. 79 banks. 78 banks. 78 banks. Loans and discounts .. $14,004,027 61 $14,308,475 35 $15, 179,986 76 j $15, 152,535 81 $14,604,881 56 Bonds for circulation.. 6, 435, 750 CO 6,405,750 00 C, 359,750 00 6, 129, 750 00 6, 024, 750 00 50, 000 00 Bonds for deposits 50, 000 00 50, 000 00 50, 000 00 50, 000 00 9, 700 00 l 7, 300 00 350 00 | 6, 700 00 15, 700 00 IT. S. bonds on hand .. 330,047 56 X) 1, 63!) 0b" 250| 288 99 261,573 96 280, 357 35 Other stocks and b'ds 1,211,846 55 j 1, 0!!0, 567 89 873, 889 95 J 961,443 15 1,122, 575 75 Due fromres've agents 509,414 23 ; 476, 484 05 425, 499 10 I 354, 151 59 Due from nat'l banks. 496,569 18 103,507 50 j 91, 078 44 ! 151, 111 43 1 15, 71)4 58 Due from State banks. 129,981 08 854,646 50 002, 765 20 i 914,708 38 879,674 59 Real estate, &c 918,463 13 94,885 31 16!, 943 04 74, 438 32 119,173 79 Current expenses 160,491 89 255, 137 71 ! i 249, 105 47 235,538 13 251, 132 95 Premiums paid 227, 840 29 154,798 03 162, 567 80 166,689 16 Cash items 199,148 18 165, 373 52 Clearing-house exch'gs 217,526 CO j 349, 848 00 255,631 CO I 283, 577 00 National bank notes.. 255, 064 00 i 43,601 24 45, 168 46 40, 333 00 37, 298 45 ! Fractional currency .. 35,616 06 i 17,626 22 I 16, 820 06 i Specie 19,494 7L 15,952 91 j 11,374 79 ! 1, 090,486 00 ! 1, 050, 396 CO | Legal tender notes. 1,202,419 00 975,194 00 ! 965, 116 00 i 5, COO 00 i V. S. cert'fs of deposit. 5,000 00 5,000 CO | Deo. with U. S. Treas 352, 930 85 i 333, 694 50 I 350,515 98 I 298, 340 44 I 285,618 16 Total .. 25,987,055 43 j 25,858,746 62 j 26,393,948 70 ! 26,069,869 88 | 25,749,772 76 41 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1)1) States and cities of redemption—Continued. ILLINOIS. Liabilities. DECEMBER 31. MARCH 1 M AY 1. JUNE 30. OCTOBER 1 125 banks 127 b a n k s 126bankfc 128 b a n k s $11 882, 380 00 $11, 947, 380 00 $11,660,380 00 $11,751,000 00 $11,866,000 00 Surplus fund Ot^er undivided profits 3 036,117 49 1 308, 173 05 3,171,237 94 1, 055, 376 40 3,176,016 87 1,203,719 61 3, 208, 025 39 1, 386, 455 17 3,400,112 19 1, 220, 877 93 Nat'l bank circulation. State bank circulation 9 872, 893 CO 9, 533, 509 CO 9, 247,199 00 8, 942, 549 09 8, 738, 798 CO Capital stock 130 banks. Dividends unpaid . . . . 65, 883 95 29, 546 74 48,173 44 66, 408 00 16, 382 75 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 18 264, 164 17 459, 138 31 162,321 35 20,431,645 94 616,089 57 39 >, 278 11 20, 006,138 88 384, 732 72 109, 970 C3 19, 145,616 48 417,427 69 251,977 52 17,968, 114 48 541,016 38 359, 726 53 Due to national banks Due to State banks . . . 221,043 08 280,061 94 163,088 50 356, 350 03 171,682 99 268,215 67 196, 089 30 382, 567 94 199,843 34 202, 269 70 Notes re-discounted . . . Bills payable 289, 775 00 34, 500 00 235, 772 14 13, 000 00 139, 937 34 15, 000 00 63, 636 40 32, 426 00 185, 482 9!) 82, 426 00 45 876, 456 34 47,951,274 37 46,431, 172 55 45, 844, 178 89 Total 44,781,050 CITY1 OF CHICAGO. 17 banks. Capita] stock 16 banks. $8 400 000 00 $7 600 000 00 Surplus fund Other undivided profits 3, 499, 000 00 628, 852 12 3, 737, 500 00 565, 065 84 Nat'l bank circulation. State bank circulation 4, 702, 920 00 4,171,215 00 Dividends unpaid 16 banks. 16 banks. no 16 banks. on $7 600 000 0 " 3, 862, 500 00 831,828 31 4,062 500 00 699, 622 57 4, 297. 500 00 718, 560 86 3,215,530 00 2,715, 560 00 2, 675, 260 00 $7 600 000 $7 600 0 0 0 90, 900 00 4,380 00 4,255 00 52, 625 00 2,465 00 17, 277, 165 23 155, 305 47 16, 829, 906 20 19,776,020 84 18, 190, 277 37 20,319, 178 38 Due to national banksDue to State banks . . . 6, 847, 449 53 4,676,851 U 9, 039, 755 80 5, 368, 382 28 8, 04f), 292 41 5,260,910 43 8, 181. 852 61 5, 577, 775 52 5, 906, 298 62 4, 433, 300 66 Notes re-discounted... Bills; payable 611,610 87 339,881 81 40, 000 00 117,580 98 51, 746 03 96,911 83 46, 890, 054 33 47, 699, 086 93 48,714,918 00 47, 131, 959 10 46, 049, 475 35 Individual deposits [J. S. deposits MICHIGAN. Capital stock 7 7 banks. 79 banks. 79 banks 78 banks 78 banks. ^8 392 200 00 $8 525 700 00 $8 572 200 Of) 522 200 00 $8 547 200 00 Surplus fund Other undivided profits 1, 863, 986 61 784,013 21 1, 876, 668 69 713,472 94 1, 868, T98 69 997, 749 29 1 961, 584 02 808, 886 60 2, 090, 492 61 860, 246 90 Nat'l bank circulation. Sta+e bank circulation 5, 691,228 00 5, 602, 192 00 5,601,177 00 5, 439, 543 00 5,314,233 00 Dividends unpaid $8 131, 139 00 11, 144 50 10, 803 00 147, 472 00 6,611 CO Individual deposits U. S. deposits Dep'ts U. S. dis. officers 8, 266,412 80 2, 210 90 27, 795 40 8, 192, 118 30 14,858 00 74, 796 60 8, 082, 709 81 26,881 31 21,932 8, 017, 668 87 20, 138 11 32, 730 10 8, C94, 638 49 12, 603 IS 40, 630 10 Due to national banks Due to State banks . . . 123,674 20 141,749 23 73, 855 31 101,617 48 70, 084 94 118,445 51 91,091 °2 91,771 85 100,172 29 104,139 90 Notes re-discounted . . . Bills payable 551, 646 08 11,000 00 642, 322 80 30, 000 00 994,114 03 29, 252 40 908,784 11 28, 000 00 535, 755 23 37, 0U0 00 25, 987, 055 43 25, 858, 746 62 26, 393, 948 70 26, 069, 869 88 25, 749; 772 76 Total 42 REPORT OF THE COMPTROLLER OP THE CURRENCY. Abstract of reports since October 2, 1874, arranged CITY DECEMBER 31. OF D E T R O I T . MARCH 1 MAY 1. JUNE 30. 3 banks. 3 banks. 3 banks. 3 banks. $1,538,896 23 1,503,400 00 250, 000 00 $4,266,915 01 1, 503, 400 00 250,000 00 $4, 495, 974 67 1,503,400 00 250, 000 00 35 54 29 71 00 20 00 65 95 00 74 01 00 89, 305 35 528, 865 03 411,367 02 61,180 31 92, 300 00 23,621 49 25, 000 00 25,237 62 105,969 61 90, 530 00 17,447 63 5, 725 28 608,081 00 OCTOBER Resources 3 banks. Loans and discounts.. Bonds for circulation . Bonds for deposits U S bonds on hand Other stocks and b'ds. Due from res've agents Due from nat'l banks Due from State banks. Real estate, & c Current expenses Premiums paid Cash i t e m s . . . . . . . . . . . Clearing-house exch'gs National bank n o t e s . . Fractional currency . . Specie Legal tender notes . . . U S cert'frf of deposit Dep. w i t h U . S. T r e a s . Total j $4, 185, 600 13 i $1,324,528 98 1, 503, 400 00 1,503,400 00 250, 000 00 , 250, 000 00 50 000 00 83, 905 35 i 89, 305 •>604, 762 37 : 674, 720 26 399, 497 33 066, 878 21 62,544 83 j 47, 542 30 96, 482 56 92, 550 00 23, 846 23 36, 627 43 25, 000 00 32, 006 25 31,996 71 i 28, 056 14 186,282 33 : 150,517 16 134,032 00 121,572 00 21, 403 25 27, 200 90 32, 562 57 11,962 f^ 637, 798 00 679, 958 00 89, 305 486, 629 427, 149 55, 739 92, 550 19,453 25, 000 18,219 143,518 108, 257 22, 908 7, 445 589, 977 86, 405 714,709 553, 472 93, 025 92, 050 9,731 15,000 70 472 182,251 47,591 15, 779 14 038 555, 982 3." 9"« 02 76 00 33 00 66 07 00 13 fi°, 00 115,072 70 113,072 70 109, 962 70 91,355 20 109, 899 71 8,394, 186 41 8, 899, 898 20 8,488,412 46 8,196,300 55 8,814,786 30 41 banks. 39 banks. WISCONSIN. 43 banks. ; 41 banks. Loans and discounts.. $6,046,667 15 $5, Bonds for circulation. 2, 774, 550 00 ! 2, Bonds for deposits. 125, 000 00 U. S. bonds on hand . . 57, 700 00 \ Other stocks and b'ds. 119,577 34 | Due from res've agents! 755, 447 45 i Due from nat'l b a n k s . 350,444 77 j Due from State banks 46, 626 7-2 ; Real estate, &c 312,635 31 62, 587 92 Current expenses ! 75, 277 09 i Premiums paid i 48,618 97 Cash items | Clearing-house exch'gsj National b a n k n o t e s . . 153, 008 00 Fractional currency . . 29, 065 07 : Specie I 24, 969 02 Legal tender notes.. ..J 779,410 00 U. S. cert'fs of deposit, j 20, 000 00 Dep. with U. S. Treas. 144,995 40 Total | 11,956,530 21 CITY Total $2,071,508 5'JO, 000 325, 000 16,500 75, 925 375, 570 115,480 11,037 137, 468 7 955 21 135 6, 371 192,737 23, 845 18, 882 12, 033 378, 663 35, 000 34, 000 107, 005 00 : 34,911 67 13,956 03 ! 631,591 00 20, 000 00 j 146, 321 23 i 80 00 00 00 00 01 32 90 04 64 HI 74 30 00 59 55 00 00 00 4,364,119 70 118,223 00 26, 640 30 6, 592 40 620, 456 00 20, 000 00 143, 788 00 I : | | ; 108, 036 00 23,261 93 10,726 62 646, 255 00 20, 000 00 132, 890 00 11, 269, 873 54 j 11, 270, 294 04 j 11,483, 523 08 | 99,873 00 :26, 737 88 9,754 7-1 666,751 00 i 20, 000 00 119,519 87 11,262,5^15 OF MILWAUKEE. ! 3 banks. 4 banks. Loans and discounts.. Bonds for circulation. Bonds for deposits U. S. bonds on hand . . Other stocks a n d b ' d s . Due from res've agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National banknotes . . Fractional c u r r e n c y . . Specie Legal tender notes . . . U. S. cert'fs of deposit. Dep. with CJ. S. Treas. 41 banks. 832, 878 70 $5,991,035 93 $5, 963, 077 53 $6,010,916 3(3 549, 000 00 2, 549, 000 00 2, 549, 000 00 2,322,000 0) i 125,000 00 125, 000 00 125, 000 00 I 125,000 00 40, 500 00 40, 600 00 44,650 00 39, 000 00 | 85,686 16 90, 590 64 70,856 51 . 90, 636 94 i 744, 035 86 574, 535 80 672, 225 40 I 698,089 44 332, 205 35 477, 585 47 445,867 41 : 339,212 75 ! 52,315 56 73, 847 53 ! 57,881 00 76,158 Gl | 351,113 53 361, 360 64 ! 347,936 79 348, 025 60 | 79,312 35 55, 713 14 i 71,961 92 57, 969 59 j 65,231 74 66, 935 29 56,224 22 65, 350 39 83, 553 44 62,971 49 i 68,541 01 52, 270 90 $2,014,021) 450, 000 325, 000 2, 050 74, 000 323,251 87, 289 14, 022 127, 290 12, 8^3 9 941 4,801 352, 381 31,853 2!, 362 9, 884 347,474 35, 000 20, 250 3 banks. 03 $2, 053, 953 10 00 420, 000 00 00 325, OiJO 00 00 1, 700 00 00 76, 000 00 10 300, 501 75 59 193,757 33 16 11,933 35 04 i 126, 747 00 63 9, 075 4° 5 000 on 62 98 1,807 86 70 571,018 77 00 33, 487 00 11,317 40 78 86 ' 1, 433 11 00 335, 369 00 00 35, 000 00 26, 300 00 00 4, 265, 705 49 4,607,511 09 3 banks. 3 banks. $2,014,75 4 170, 000 325, 000 102, 700 72, 600 658, 970 293, 623 32, 797 97,219 24 00 00 00 03 25 29 41 0) $2, 049, 937 170, 000 325,000 1,100 72, 600 433, 828 336, 662 34, 703 142, 230 4 323 44 00 00 00 00 45 32 12 12 5, 004 222, 996 23,142 12,383 2, 037 310,520 35, 000 12, 150 08 15 00 82 75 00 00 00 2, 463 204, 121 23, 349 21,565 1,316 432, 258 35, 000 24, 650 31 4, 395, 868 99 fto 3] 00 40 67 00 00 00 4,420,331 71 43 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and cities of redemption—Continued. CITY DECEMBER 31. OF DETROIT. MARCH 1. MAY 1. JUNE 30. OCTOBER 1 Liabilities. 3 banks. Surplus fund Undivided profits Nat'l bank circulation. State bank circulation 3 banks. 3 banks. 3 banks. 900, 000 00 $1 900,000 Of) $1,900 000 00 $1 900, 000 (V 720, 000 00 372, 743 92 725, 000 00 415,641 79 725, 000 00 401,147 68 725, 000 00 427, 954 90 725, 000 GO 415,611 9 7 1,298,327 00 1 310, 992 00 1,321,637 00 1,334,953 00 1 300, 325 0;") 3 banks. Capital stock $1 900 000 00 $! 31,107 00 675 0(» 2, 347 00 31,317 00 15,373 00 Individual deposits U. S. deposits Dep'tsU. S. dis. officers 3, 088, 130 84 127, 058 42 173,410 35 3 408, 914 50 104, 564 06 308, 975 26 3, 285, 397 79 147, 337 42 139,106 21 2, 970, 975 89 97, 991 83 201,393 52 3 286,160 82 138, 620 44 300, 805 69 Due to national banksDue to State bauks . . . 408, 948 92 274, 459 96 435, 121 07 290, 014 52 351,486 37 214,952 99 263, 686 75 243, 117 66 435, 229 21 2'J7, 635 17 8,488,412 46 8,196,300 55 8 814, 786 30 Dividends unpaid Notes re-discounted Bills payable Total ... 8,394, 186 41 8 899,898 20 WISCONSIN. 43 banks. Capit.'il stock Surplus fund Undivided profits Nat'l bank circulation. State bank circulation 41 banks 41 banks. 41 banks. 39 banks. $3,015,000 00 $2 960, 000 00 $2, 960 000 00 $2 960 000 00 $2 850 000 OP 756, 094 15 340, 932 01 750, 204 91 241,683 91 750, 704 91 339, 996 02 752, 804 91 313,093 32 762, 863 04 296, 527 44 2, 465,173 00 2, 253, 852 00 2, 261, 855 00 2, 255, 746 00 2, 063, 080 CC 49, 470 00 33, 130 00 32, 750 00 46, 050 00 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 4,968,517 04 37, 578 23 63,174 54 4, 688, 611 58 53, 718 91 44, 350 13 4, 550, 847 75 53, 247 13 45, 949 90 4, 773,129 83 40, 826 99 56, 707 32 4,904,801 49 43, 012 24 76, 273 52 Due to national banks Due to State banks . . . 14,266 94 81,802 01 32, 579 54 93, 649 04 22, 733 55 78,741 ]0 50, 799 29 95, 672 87 29,915 99, 075 58 Notes re-discounted . . . Bills payable 131,310 67 33,261 62 90, 391 27, 702 32 127, 968 68 45, 500 00 100, 704 86 37, 987 69 78,377 28, 0U0 00 11,956,580 21 11,269,873, 54 11,270,294 04 11,483,523 08 11,262,566 15 Dividends unpaid Total CITY 30, 640 0L OP MILWAUKEE. 4 banks. 3 banks. 3 banks. 3 banks. $750, 000 00 $650, 000 00 $650, 000 00 $650, 000 00 $650,000 GO Surplus fund Undivided profits 308,821 97 58, 306 95 311,698 34 40,799 13 311,698 34 51,482 30 326,100 46 18,879 81 326, 100 4u 64, 520 75 Nat'l bank circulation. State bank circulation. 424: 860 00 399, 200 00 378,000 00 153, 000 00 153,000 00 Capital stock 3 banks. Dividends unpaid . . . . 6, 000 03 20 00 17, 800 00 600 Oj Individual deposits U. S. deposits Dep'tsU. S. dis. officer* 1,721,751 55 138,669 16 121,734 65 1, 739, 049 35 108,033 88 221,114 36 2, 139, 686 64 149, 870 95 74, 046 73 2,051,823 43 107,617 86 118,750 49 2, 141,211 27 167, 692 40 163,658 62 Due to national banks. Due to State banks . . . 570, 163 06 263,812 35 460,461 87 3.35, 408 56 477, 194 46 375,511 67 542, 872 60 409, 024 34 491.341 26 262,178 92 4,364, 119 70 4, 265, 765 49 4,607,511 09 4, 395, 86$ 99 4, 42U, 331 71 Notes re-discounted. Bills payable Total 44 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874? arranged MINNESOTA. DECEMBER 31. Resources. OCTOBER 1. 32 banks. 32 banks. Loans and discounts.. $7,715,393 15 I $7, 629, 522 88 Bonds for circulation . I 3, 764, 850 00 | 3,214,500 00 560, 000 00 : 560, 000 00 Bonds for deposits I 2, 700 00 j 950 00 IT. S. bonds on hand ..' 152, 796 65 118,881 87 Other stocks and b'ds. 602,211 ]3 693, 522 27 Due from res've agents 172,067 67 222, 667 89 Due from nat'l banks. 37, 834 36 i 40, 952 27 Due from*State banks.! 327, 358 45 ! 331,634 95 Real estate, &c \ 89, 335 99 102, 184 00 Current expenses ! 279,102 40 201, 266 09 Premiums paid j 129,453 79 I 113,942 94 Cash items j Clearing-house exch'gsj 177, 459 00 144, 859 00 National bank notes .. j 31,219 87 j 34,262 14 Fractional currency . . 13,152 33 15, 970 61) ! Specie 616,048 00 ! 594,841 00 Legal tender notes . . . IT. S. cert'fs of deposit. Dep. with U. S. Treas. 198,312 75 ; 201,005 90 Total 14,872,113 8L 33 banks. $8, 600, 280 3, 084, 500 560, 000 650 123,027 947, 480 352,631 90, 447 402, 743 102, 877 176,306 129,942 j I i j I I I } j 129, 345 29, 859 11,935 546,217 176,670 08 j 14,218,205 53 00 I 45 j 81 ! 00 ! 08 ' 00 00 ' 00 19 85 33 24 35 08 28 01 632,988 00 i 176,584 00 26, 579 03 10,234 57 768, 338 00 154, 140 00 166,096 82 209, 482 00 26,217 67 > 18, 184 16 j 15,020 586 31 ! 15,718,717 83 14,418,004 82 IOWA. 80 banks. ! 81 banks. 80 banks. 81 banks. 81 banks. Loans and discounts.. $11, 518,487 73 : $11 885, 406 97 $11,881 402 37 $11,582,131 48 $12,769,595 56 6, 115,000 01) 1 6 055, 000 00 Bonds for circulation . 5,515,000 00 5, 275, 000 00 5,021,001) 00 Bonds for deposits 345, 000 00 345, 000 00 345, 000 00 320, 000 00 270, 000 00 U. S. bonds on hand . . 102, 150 00 111,950 00 105, 800 00 109,200 00 174, 900 00 31 09 56 11 Other stocks and b'ds 249, 283 259,571 225,615 232, 444 250, 727 92 1, 258,819 28 1 987, 555 70 Due from res've agents 2, 046, 045 01 2, 351, 870 27 1,219,217 30 Due from nat'l banks. 563,386 81 952, 588 86 1, 064, 939 99 1,463,119 43 964,743 72 Due from State banks. 219,015 75 359, 898 61 324,035 08 360, 341 16 325, 758 23 74 40 79 47 Real estate &c . . . 773, 288 800, 904 783,914 797, 564 826 413 85 116,672 81 172,505 06 218,044 16 187,673 02 154, 786 37 Current expenses 05 43 86 66 Premiums paid 308, 905 3P9, 624 304, 434 304, 868 303, 840 04 Ca^h items 180 750 77 134 651 1H 169 886 71 140 561 03 138 041 6° Clearing-house exch'gs 403, 226 00 437, 874 00 423, 772 00 511,436 00 National b a n k n o t e s . . 415,458 00 Fractional currency .. 52, 796 76 60, 832 50 64, 3*36 46 70, 078 46 67, 775 71 Specie 27 700 M't 29, 974 30 881 7° 25 511 70 24 380 00 1 579, 036 00 1 605, 652 00 1, 720, 567 00 1, 879, 342 00 . 1,668,774 00 Legal tender notes . . . IT S cert'fs of deposit 10 000 00 353, 129 77 379, 944 50 363, 573 69 339,001 83 293, 229 34 Dep. with U. S. Treas. Total 24 193, 265 71 25 862, 3 L7 65 25, 590, 249 40 25,917,256 97 24, 931, 528 31 MISSOURI. 28 banks. 28 banks. 29 banks. j 28 banks. $4,262,165 80 Loans and discounts.. $4, 660, 760 64 $4,535,584 54 j $4,391,256 10 2,214,000 00 2, 239, 000 00 2, 045, 000 00 Bonds for circulation . 2, 342, 500 00 Bonds for deposits 100 Oi) ! 6,700 00 S 54, 000 00 3,650 00 i IT. S. bonds on hand . . 559.827 33 i 524, 139 00 ! 575, 278 29 534,087 15 | Other stocks and b'ds.j 575, 832 52 j 584,059 62 579,274 25 557,501 56 Due from res've agents; 182, 084 52 [ 209, 469 79 I 191,735 04 204, 807 30 : Due from nat'l banks.! 178, 509 82 i 196,499 26 I 141,327 98 199,010 08 ; Due from State banks. ] 336, 345 27 j 328,398 06 i 331,749 90 325,975 54 Real estate, &c i 121,038 31 71,392 45 | 108,264 06 106, 630 10 Current expenses 154,019 22 i 150.828 35 ; 138, 644 96 154,621 61 Premiums paid : 48, 706 39 I 72,271 04 58,634 19 55,176 39 Cash items Clearing-house exch'gs, 147, 527 00 150, 168 00 j 171,767 00 200,427 00 National b a n k n o t e s . . , 17,314 67 ; 14, 125 54 16, 425 80 14,858 84 Fractional currency . . 17,618 11 I 17,441 03 10, 443 29 16.694 12 i Specie 433, 180 00 j 472,293 00 418,568 00 536,012 00 Legal tender notes . . . 5, 000 00 ! 5, 000 00 5, 000 00 5, 000 00 IT. S. cert'fs of deposit. 157,901 65 ! 127, 324 50 142, 3U2 00 140,973 75 ; Dep. with U. S. Treas.; Total ; 10,058,686 08 9,675,602 90 i 9,560,634 69 ! 9,289,328 06 23 banks. $4, 435, 777 32 2, 025, 000 00 30, 000 572, 727 465,984 147,513 207,779 352, 882 130,484 133,799 74, 639 00 ! 83 i 84 j 87 | 81 | 33 I 06 i 95 '•16 ! 143,916 00 12, 372 52 12, 882 50 404, 470 00 5, 000 00 114,903 59 9, 270, 133 78 ! i j : REPORT OF THE COMPTROLLER OF THE CURRENCY. 45 by States and cities of redemption—Con tinned. MINNE SO T A. DECEMBER 31. ! MARCH 1 MAY 1. JUNE 30. OCTOBER 1 Liabilities. 32 banks. 32 banks. 32 banks. 33 banks. $4 350 000 Of) $4, 350, 000 00 $4,350 000 00 $4,428 6G0 759 393 57 495,404 64 810,193 48 272, 54 L 76 810,193 18 448, 497 28 816, 993 48 416,621 41 831,203 50 386, 907 34 3, 352, 985 00 2, 843, 565 00 2, 805, 683 00 2, 704, 073 00 2, 752, 421 OC 32 banks. Capital stock $4 350 000 00 Surplus fund Undivided profits Nat'l bank circulation. State bank circulation 19, 272 83 2,136 33 17, 862 33 2,558 83 4, 923,106 74 123,560 05 327, C80 4, 970, 350 28 154/450 15 239, 236 52 5, 706, 901 65 195,861 01 162,802 12 5, 967, 598 215, 797 0,267, 900 7i> 81, 566 56 147, 868 50 85, 352 98 132, 622 Oi 91,147 23 108, 040 94 166,956 55 287, 728 04 198,750 54 307, 438 35 310,980 04 20, 550 00 247, 460 40 83, 450 00 342, 149 41 126, 120 50 108, 23G 86, 550 00 314.541 83 45, 000 14,872,113 81 j 14, 218, 205 53 14,448,004 82 15, 020, 586 31 15,718,717 83 Dividends unpaid 14, 893 33 Individual deposits U. S. deposits Dep'Ls U. S. dis. officers 5, 010, 435 30 i 157, 670 34 170, 366 53 Due to national banks. Due to State banks . - . Notes re-discounted... Bills payable Total no IOWA. 80 banks. Capital stock $0, 307, 000 00 81 banks. $6, 467, 000 nn 80 banks. 81 banks. 81 banks. $6, 277, 000 00 $6, 337, 000 00 $6, 352, 000 on Surplus fund Undivided profits 1,426,284 34 660, 806 33 1, 457, 603 55 644, 765 43 1,436,377 61 861,460 49 1, 475, 763 809, 736 85 1, 477,717 22 889,041 55 Nat'l bank circulation. State bank circulation 5, 390, 724 00 5, 297, 952 00 4, 845, 466 CO 4,618,135 00 4, 429,192 CC 30, 038 50 7,6l l J 00 22, 359 00 25,164 50 5,784 00 Individual deposits U . S . deposits Dep'ts U. S. dis. officers 9, 552, 291 78 102,549 76 184, 692 77 11, 143,961 64 1C7, 127 78 224, 620 21 11,246,824 64 145,397 7L 139,548 34 11,818,416 66 114,124 66 127,443 73 10,850,611 76 92, 765 75 131, 151 99 Due to national banks . Due to State banks . . . 168, 856 72 142, 530 42 161,668 51 191,594 39 196, 699 42 293, 350 19 261,697 26 310,884 56 359, 694 50 251,999 54 Notes re-discounted . . . Bills payable 113,441 09 104,000 00 83, 405 14 75, 000 00 45,766 00 80, 000 00 10, 750 00 8, 140 00 30. 040 00 OLISOO 00 24, 193, 265 71 25,862,317 65 25, 590, 249 40 25, 917, 256 97 24, 931,528 3 1 Dividends unpaid Total MISSOURI. 2 3 banks. Capital stock . . . . Surplus fund Undivided profits Nat'l bank circulation. 28 banks. 29 banks. 28 banks. 28 banks. P, 735, 000 835 000 00 $2,: 35, 000 00 $2,- 780, 000 00 $2, 730, 030 00 489, 159 84 325, 452 42 498, 865 32 209, 860 73 494, 795 70 312,565 14 526, 172 76 329, 874 48 527, 239 332,148 57 2 041,219 00 1,987,068 00 1,957,671 00 1,813,225 00 1, 807, 533 00 $••>• fin 18,819 0J 7,316 00 6,570 00 8, 915 00 6, 338 00 3, 630, 210 24 3, 639, 398 00 3, 454, 827 34 3,311, 156 22 3, 328, 238 66 Due to national banks Due to State banks . . . 125,622 U 181, 962 37 71,377 03 223, 103 86 78, 984 06 189, 239 77 94, 128 10 2Ji, 647 82 111,052 63 245, 445 36 Notes re-discounted... Bills payable 292, 500 00 118,711 10 200, 000 00 103,613 08 167, 000 00 118,980 68 120, 000 00 121,208 68 73,061 44 104, 106 IS 10, 058, 686 08 9, 675, 602 90 9, 560, 634 69 9, 289, 328 06 9, 270,133 7* Dividends unpaid Individual deposits U S deposits Dep'fs U S dis officer Total 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October :>, 1874, arranged CITY DECEMBER 31. banks. OF S T . L O U I S . MARCH 1. 7 banks. OCTOBER 1. JUNE 30. MAY 1. 7 banks. 7 banks. 7 banks. Loans and discounts.. $10,506,677 44 1 492, 850 00 Bonds for circulation . 250, 000 00 Bonds for deposits 3, 650 00 U. S. bonds on hand.. 1 515,731 84 Other stocks and b'ds. 926,214 85 Due from res've agents 393, 079 96 Due from nat'l banks. 124,38L 67 Due from State banks. 553 142 4° Real estate &c Current expenses 115,226 05 20 157 18 Premiums paid 117 3°0 °0 Clearing-house exch'gs 540, 097 01 304, 398 01) National banknotes.. 8, 535 04 Fractional currency . . 19 515 M5 Specie ..... 1, 109,620 00 Legal tender notes.... 270, 000 00 U. S. cert'fs of deposit. 91,892 53 Dep. with U. S Treas $10, 017, 346 15 1, 492, 850 00 256, 000 00 2, 600 00 1, 562, 883 52 I, 060, 406 67 243,901 34 145, 648 10 555 376 r.6 71,851 94 20 157 18 88 4^7 60 563, 820 38 289, 007 00 12, 250 33 21 532 07 1, 066, 750 00 140, 000 00 77,172 50 $9, 290, 690 52 1, 342, 850 00 256, 000 00 155, 250 00 1,715,352 02 1,009,116 78 406, 779 96 173,226 39 554 656 'M 98, 110 89 20 157 13 174 "364 923, 159 09 455,318 00 12, 254 09 18 618 ')•} 1,522,650 00 140, 000 00 69, 507 50 $9, 558, 320 08 1,342,850 00 256, 000 00 3,050 00 1,713,168 88 1,837,368 69 692, 871 91 94, 808 99 540 017 4Q HOI 485 43 20 157 IP 153 °84 38 51.4,087 57 705,712 00 14,752 77 15 275 46 2, 117, 650 00 ] 30, 000 00 80, 232 50 $9,917,725 16 1,342,850 00 256, 000 00 ! 3, 3U0 00 , 1,732,867 38 ! 1, 069, 846 84 | 485, 554 89 137, 873 57 i 547 205 07 89, 890 4L 20 157 18 : 114 364 79 i 491,380 83 ; 144,414 oo ; 14,487 36 i 13 689 16 : 1,266,050 00 : 100, 000 0 0 i 68, 602 50 I 18, 368, 490 71 17, 637, 984 34 18,338, 06 L 51 19, 9C0, 093 33 17,816,259 14 ; Total KANSAS. 24 banks. Loans and discounts.. Bonds for circulation . Bonds for deposits LT. S. bonds on hand.. Other stocks and b'ds. Due from res've agents Due from nafl banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National bank notes.. Fractional currency . . Specie F^egal tender notes U S cert'fs of deposit Dep. with U. S. Treas. Total $2,383,841 04 1,434,000 00 450, 00!) 00 1,150 00 119,728 10 339,608 67 170.809 66 151,742 78 310, 848 97 91,212 11 132, 839 77 70,969 61 134,514 00 14,636 18 9, 728 37 281,813 00 95,451 30 6, 192,893 56 23 banks. 23 banks. $2,303,803 81 1,344,000 00 450, 000 00 850 00 115,815 15 285, 694 94 210,548 91 93, 334 01 337, 964 82 44,482 48 134,478 40 40,674 65 76,529 12, 439 8, 446 252,205 00 44 68 . 00 : 75,731 05 5, 78(5, 998 37 23 banks. $2, 307, 844 55 1, 344, 000 00 425, 000 00 ],600 00 107,028 58 276, 958 24 142,830 41 101,950 78 348,934 14 57, 019 85 134, 478 40 38,194 37 119,376 00 12, 932 83 3, 129 37 277,412 00 19 banks. $2, 178,928 18 1, 344, 000 00 425, 000 00 50 00 122, 752 83 389, 763 54 232, 919 96 114,207 23 358,041 32 80, 990 29 134,478 40 62,412 16 122, 689 12,391 3, 165 251, 392 00 66 00 00 $2, 147, 450 29 1,1611,000 00 425, 000 00 89, 937 37 336,618 23 199, 945 57 145, 630 46 312,698 49 41,568 75 114,621 02 55,135 13 67, 586 CO 13,219 5L 2,864 96 242,844 00 69, 235 00 81,500 20 56,413 80 5,767,924 52 5, 914, 681 77 5,411,533 58 10 banks. 10 banks. NEBRASKA. 10 banks. Loans and discounts.. Bonds for circulation . Bonds for deposits U. S. bonds on hand.. Other stocks and b'ds. Due from ren've agents Due from nat'l banks. Due from State banks. Heal estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National bank notes..I Fractional currency . . Specie Legal tender notes... IT. S. cert'fs of deposit. Dep. with U. S. Treas Total 10 banks. $2,116,979 84 1,000, COO 00 400, 000 00 £2, 139, 620 37 950, 000 00 400, 000 00 950 00 172, 089 52 345, 590 96 461,989 65 63,669 51 74, 459 27 67,046 40 36,727 10 ] 60, 050 04 160, 660 11 37, 115 23 28,925 45 92, 399 0-2 85, 4(58 90 19, 786 74 37,015 01 117,815 00 26, 007 56 6, 895 67 311,278 00 60, 150 00 5, 024, 690 43 10 banks. . $1,974,341 72 950, 000 00 4U0, 000 00 50 00 179,872 49 659,764 28 122, 930 84 109,139 76 159,381 34 33, 880 78 80, 425 05 33,491 01 $2, 097, 872 26 950, 000 00 300, 000 00 50 00 179, 100 65 745, 597 53 68, 748 87 98,213 05 160, 027 54 39, 453 09 85,361 02 28,451 63 $2,207,305 96 950, 000 00 300, 000 00 850 00 230, 157 73 689,726 12 138,247 07 127, 3^9 65 166,522 40 40,912 28 83,641 95 36, 5a7 96 .73,444 00 30, 667 .34 7, 148 85 243, 654 00 83, 345 00 23,160 66 5, 947 82 246, 593 00 74,479 00 36, 952 22 I 4,479 16 289,395 00 | 72, 373 00 20,903 29 6, 029 96 281,874 00 51,899 25 60,700 50 56,799 05 | 62, 233 : 4,954,918 £2 5, 129,021 25 5,214,980 07 j 5,414,675 35 47 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and cities of redemption—Continued. CITY OF ST. LOUIS. DECEMBER 31. MARCH 1. MAY 1. JUNE 30. OCTOBER 1. Liabilities. Capital stock ^urj'i(is fund Undivided profits fsa.t'1 bank circulation. Dividends unpaid 7 banks. 7 banks. 7 banks. 7 banks. $6, 360, 300 00 $6, 360, 300 00 $6, 360, 300 00 $6, 360, 300 00 $6, 360, 300 00 857,319 94 718,676 07 866, 253 16 523,036 57 866, 253 16 624, 561 07 938, 283 98 496, 116 74 886, 793 79 438, 233 90 1,259,300 00 1,289,940 CO 1,119,240 00 1,061,140 00 7 banks. 1,149,690 CO 92, 073 52 44,311 23 36, 754 28 93,518 28 23,978 28 Individual deposits U S deposits Den'tsU S dis officers 4, 909, 290 96 120,349 93 4,660,185 92 51,462 52 5, 498, 044 70 113,213 90 6,861,454 52 85, 046 42 5,417,846 37 43, 708 73 Due to national banks. Due to State banks 1,576, 131 14 1,609,885 75 1,711,613 00 1, 665, 306 63 1,856,049 29 1, 602, 942 99 2,104,276 78 1,786,934 69 1,663,326 55 1,317,122 08 Notes re-discounted . . . Bills payable 775, 566 33 89, 597 02 463, 596 19 51,979 07 260, 702 80 113,021 92 515,259 44 18,363,490 71 17, 687, 984 34 18,338,061 51 19,900,093 33 17,816,259 14 Total KAN 24 b a n k s . Nat"l bank circulation. State bank circulation Dividends unpaid 23 b a n k s . 23 banks. 23 banks. 19 banks. on $1 630 500 00 $1 630 500 00 $1 420 000 00 279, 337 96 191,294 C8 287,681 70 88, 267 26 288,181 70 125, 643 98 288, 483 62 170, 473 95 282, 984 75 110, 332 76 1,232,924 CO 1,195, 588 00 1, 191,990 00 $1 730 000 00 Surplus fund Undivided profits s AS. $1 620 000 1, 191,414 00 1,036,218 CO 230 00 1,384 99 1,391 99 684 48 179 04 Individual deposits U S. deposits . Dep'ts U.S.dis. officers . 2,117,173 7L 107,107 6! 337, 523 03 1,946,037 31 59,001 26 409,446 93 2, 006, 863 25 100,614 23 249, 899 1,977,199 69 162,380 79 330,289 01 2, 038, 766 29 101,608 53 252,094 17 Due to national banks. DIVJ to State banks 24,047 59 73, 354 82 17,296 85 59, 036 34 28, 279 18 65,961 28 18,356 57 56, 730 23 18,521 82 72,519 61 Notes re-discounted . . . Bills payable 29,000 16 20, 900 00 67, 357 35, 900 00 47, 699 79 30, 900 00 72, 219 43 15, 900 00 52,408 61 25,900 00 6,192.893 56 5, 786, 998 37 Total 5, 767, 924 5, 914, 63 L 77 5,411,533 58 10 banks. 10 banks. H E B R A SKA. 10 banks. Capital stock 10 banks. 10 banks. $1375, 000 00 $1,025,000 00 $975, 000 00 Surplus fund Undivided profits 133, 000 00 126,403 77 ] 40, 600 00 8-i, 199 85 139, 630 on 90, 584 79 140,400 00 123, 033 97 158, &C0 0t 109,518 10 Xat'l bank circulation. 885,250 00 840, 890 00 831,460 00 841,100 00 847, 070 00 Dividends unpaid $1,000,000 00 $1,000,000 CO 5 00 3,100 00 197 50 Individual deposits U S de DO sits Dep'ts U.S.dis.officers. 2,329,154 72 172 174 82 159, 614 35 2, 248, 808 65 125 033 01 284, 126 66 2, 365, 909 73 172, 435 208, 272 47 2, 464, 588 74 78 193 85 294, 247 49 2,570,204 62 55 651 27 319,311 83 Due to national banks. Due to State banks 132,732 44 44,361 38 132,574 59 97, 081 06 183, 065 17 134,469 38 152,205 27 109, 530 75 175,495 58 90,135 88 17, 000 CO 21,000 00 2, 5U0 00 28, 000 00 8, 500 00 88,164 07 5, 02i,G96 48 4, 954, 918 82 5, 129, 024 25 5,214,980 07 5,414,675 35 Notes re-discounted . . . Bills payable. Total 3, 180 00 324 00 48 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged OREGON. DECEMBER 3 1 . MARCH 1. j MAY 1. JUNE 30. 1 bank. l 1 bank. 1 bank. 81 ! 00 i $638, 889 53 250, 000 00 200, 000 00 12,100 00 99,254 19 134, 464 72 7, 346 42 43, 728 48 10, 236 83 6, 932 49 1,905 40 $659,475 250, 000 200, 000 11,900 97, 052 127, 851 43, 636 61,252 10, 168 9, 858 2, 397 o 377 OCTOBER 1. Resources. 1 bank. Loans and discounts.. Bonds for circulation . Bonds for deposits U. S. bonds on hand . . Other stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid. Cash items Clearing-house exch'gs National banknotes.. Fractional currency . . Specie Legal tender notes U 8 cert'fs of deposit Dep. with U.S. Treaa. Total $593, 217 250, 000 200, 000 10, 100 125,221 118,035 3, 130 31,831 13,182 10,526 102 44 20 00 00 00 66 30 73 27 80 01 50 74 $680,134 250, 000 200, 000 10,100 99, 276 98, 144 29, 991 2 4,264 9, 934 3, 377 2,484 720 1,140 114 351 35, 920 00 60 81 00 3, 440 835 111 251 33, 300 05 | 19 i 60 i 17 38 06 00 52 03 00 4, 250 1,388 42 615 52,520 00 45 02 00 1,800 1, 146 45 894 61,800 00 00 00 28 77 93 55 40 42 77 05 00 67 06 00 $754, 689 250, 000 200, 000 14,500 119, 140 103,613 3, 235 17,004 7, 346 4,819 13, 722 7,319 1,992 77 0°5 73, 6S6 31 00 00 00 58 10 45 99 35 62 55 00 05 33 00 11,250 0 0 12, 250 00 11,250 00 11,250 00 1, 557, 783 08 1,517,881 59 1,597,861 67 1, 659, 344 33 12, 245 00 1,519,769 62 00 i 00 I 27 j 1 bank. 77 CALIFORNIA. Loans and discounts.. Bonds for circulation . Bonds for deposits.. . U. S. bonds on hand . . Other stocks and b'ds. Due from res've agents Due from nat'l banks Due from State banks. Real estate, <fcc Current expenses Premiums paid C'ish items Clearing-house exch'gs National bank notes . . Fractional currency . . Specie Legal tender notes . . . U S cert'fs of deposit Dep. withU. S. Treas. Total 4 banks. 5 banks. 5 banks. 6 banks. 7 banks. $1,603,892 63 937, 500 00 $1,685,858 55 1, 187, 5U0 U0 $1,633,621 54 1, 237, 500 00 $1,771,877 07 1, 405, 000 00 $1,811,377 8 ! 1, 500, 000 00 2, 750 115,452 939 100, 659 149, 197 5, 942 8, 489 61 548 00 77 35 04 63 85 42 71 1(>,4;77 188, 156 4, 733 66,814 153,600 12, 871 8, 697 37 77 L 21,297 144 156 045 19,190 66 20 36 00 4,614 00 184 54 09 | 005 n<» 34, 169 00 28, 672 49 64, 000 27 2,361 89 70, 857 02 75, 792 67 744 4 0 4,653 19 26 976 09 2, 443 00 124 2 5 304 363 10 9, 229 00 3 131,600 00 CITY 2 banks. 66 58 96 ^ 3,693,418 12 15, 583 165, 654 15,23L 78,915 169,018 961 10, 522 24 604 12 86 8, 297 225 °98 255 25,621 00 08 12 11 50 09 •1° 45, 074 150, 874 27, 053 111,752 173, 747 15, 550 12, 18S 55 789 17 44 82 96 78 75 21 "M 00 4, 985 0 0 124 41 30Q 350 °1 13, 526 0 0 3, 989, 766 35 4, 231, 400 33 59 ?() OF SAN F R A N C I S C O . Loans and discounts.. $5, 387, 237 30 Bonds for circulation .: 1,800,000 00 Bonds for deposits U S.bonds on hand ! 1 100 10 Other stocks and b'ds Due from res've agents . Due from nat'l banks. 100, 61) 1 43 202, 131 31 Due from State banks. 262, 258 72 Real estate, &c : 5, 077 73 Current expenses. 33, 165 34 Premiums paid ! 126 323 10 Cash items . . . . Clearing-house exch'gs . National bank notes . . 29, 585 00 104 47 Fractional currency ..! Specie . ': 1 257 764 PI) Legal tender notes . . J 185,250 00 U S cert'fs of deposit Dep with U. S. Treas i. ITotal 3,515,011 88 15 99 65 OR 9, 390, 599 20 2 banks. 2 bank;-:. £5, 8 12. 634 53 800,000 00 $5,517,781 59 1, 800, 0J0 00 16 900 00 6 850 00 J, 93 899 27 122,901 15 234,398 31. 262, 258 72 5, 323 35 33,481 58 374 626 97 62, 825 244,811 262, 258 3, 229 33,331 1 755 75 38 72 00 47 79 $5, 462, 438 16 1,800, OUO 00 $3, 843, 699 99 1, 300, 000 00 i 1 300 00 57 876 71, 065 286, 208 274, 758 5.599 32,913 72 399 55 66 49 42 75 82 75 29, 990 00 30 94 1 236 491 9J 43, 000 U0 23, 850 00 149 20 927 763 75 101, 500 00 35, 330 0 0 189 16 1 106 491 3 5 100, 350 00 10, 095, 936 72 8, 989, 106 65 9,306,921 11 128 850 56 295 25,111 388,381 699, 250 1,212 14,749 69 425 00 • : 58 82 i 01 i 00 i 72 t 18 i 71 ! 60, 380 00 i 29 65 \ 751 367 30 • 78, 277 00 : 7,417,030 48 REPORT OF THE COMPTROLLER OF THE CURRENCY. 49 by States and cities of redemption—Continued. OREGON. MARCH 1. DECEMBER 31. Capital stock MAY 1. 1 bank. 1 bank. $250, 000 00 $250, 000 00" $250, 000 00 1 bank. JUNE 30. OCTOBER 1. 1 bank. 1 bank. $250, 000 00 $250, 000 00 Surplus fund Undivided profits 50, 000 00 243, 964 47 50,000 00 238, 190 01 50,000 00 257,783 97 50, 000 00 271,545 91 50, 000 00 258, 665 77 Nat'l bank circulation. State bank circulation- 213,800 00 202, 250 00 202, 800 00 192, 200 00 209,100 00 Individual deposits IT. S. deposits Dep'ts U. S. dis. officers 517,361 24 96, 800 67 137,555 4L 529,941. 38 66, 137 47 209, 810 45 486,493 59 93,253 09 164, 852 90 547, 367 72 130, 559 61 151,409 46 562, 295 44 83,619 16 245, 606 92 Due to national banks Due to State banks.... 10,287 83 11,453 77 12, 698 04 4,778 97 57 04 Notes re-discounted . . 1, 557, 783 08 1,519,769 62 Total 1,517,881 59 1,597,861 67 1, 659, 344 33 CALIFORNIA. 4 banks. Capital stock Surplus fund Undivided profits Nafl bank circulation. State bank circulation. $1,200,000 00 37,829 12 43, 199 13 709,750 00 5 banks. 5 banks. $1, 400, 000 00 $1, 400, 000 00 6 banks. $1, 560, 000 00 39,133 83 74,443 96 39,133 83 106,276 70 44,708 80 103,701 60 904, 745 00 949,565 00 1, 057, 550 00 7 banks. $1,680,000 00 53,294 71 94, 566 42 1,166, 720 00 3,274 00 1,512 00 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 910,302.51 887, 512 69 93L, 075 50 1,034,163 12 1, 058, 322 32 Due to national banks. Due to State banks . . . 17, 518 08 127, 643 58 4, 635 49 106, 369 39 157, 965 92 6,955 l.~> 81,956 tti 61,821 78 62, 091 65 Dividends unpaid Notes re-discounted Bills payable 12, 019 00 73, 338 58 3, 131,600 00 Total 94, 900 52 3,515,014 88 CITY OF SAN 2 banks. Capital stock Surplus fund Undivided profits Nat'l bank circulation. State bank circulation. 11,241 00 2,250 00 107,889 17 89, 4JW 0-2 49.333 45 3,693,418 12 3, 989, 7tM 3 > 4, 23'. 4*0 3 5 FRANCISCO. 2 banks. 2 banks. 2 banks. 2 banks. $2,500,000 00 $2, 500, 000 00 $3, 000, 000 00 $3, 000, 000 00 $3, 000, 000 00 272. 000 00 137^539 04 277, 000 00 139,781 62 281, 0G0 00 166, 021 80 335, 000 00 161,008 46 341, 000 00 145, 632 93 1, 436, 610 00 1, 396, 0.10 00 1, 413,100 00 1,400,930 00 1, 005,157 00 2,201 90 2,068 40 2, 234 90 3,710 90 3, 037 50 Individual deposits U. S deposits Dep'ts U. S. dis. officers 4, 401, 075 94 5,216,984 46 3, 538, 638 93 3,791,645 35 2, 595, 278 68 Due to national banks Due to State banks . . . 205,187 37 435, 984 95 106,889 11 457,203 13 9, 390, 599 20 10, 095, 936 72 Dividends unpaid 205, 357 52 382, 753 50 214, 217 84 400, 408 56 124,1.02 31 170, 822 06 9,306,921 11 7,417,030 48 Bills payable Total H. Ex. 3 32, 000 00 D 8,989,106 65 50 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since- October 2? 1874, arranged NEW MEXICO. MAKCH 1 DECEMBER 3 1 . M AY 1. JUNE 30. OCTOBER 1. Resources. 2 banks. Loans and discounts.. Bonds for circulation. II S bonds on hand Other stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National banknotes.. Fractional currency . . Specie Legal tender notes XT S cert'fs of deposit Dep. with U.S. Treas. Total 2 banks. $342, 692 60 300. 000 00 $ 341,619 18 3i 10, 000 0 0 6, 130 64 103, 619 7-2 12,819 31 12, 445 37 5,974 65 4,428 85 30,961 25 6 677 81 153 462 23! 33,223 2 banks. 2 banks. $365, 307 98 300, 000 00 $408, 157 75 300, 000 00 1,215 31,244 7!, 467 35, 9i'0 5, 884 3, 287 1, 029 39, 945 82, 696 33, 633 5, 884 5,651 30, 961 2 550 37 99 63 02 63 45 25 42 00 25 10 00 25 25 ]_-) 78(5 04 H7 4, 286 34, 091 41, 929 58, 120 5,518 1,551 30,961 6 408 5, 28 L 00 659 25 627 71~) 54, 450 00 2, 514 00 361 dO 156 20 816 00 5, 554 0 0 347 75 361 17 64,931 00 2, 147 714 781 28, 448 1, 114 38, 715') >M), 460 35. 145 5, 884 4, 289 3U, 961 4 157 00 42 97 00 2 banks. $346, 106 91 3U0, 000 0 0 07 93 58 09 40 19 72 21 61 01 40 90 34 6S 58 00 40 00 25 17, 300 00 17,300 00 18,500 0 0 18, 900 00 23, 980 00 877,120 62 920, 682 78 869, 231 25 957, 754 02 947, 095 86 COLORADO. 10 banks. 10 banks. Loans and discounts. Bonds for circulation.. Bonds for deposits U. S. bonds on hand.. Other stocks and b'ds. Due fromresv'e agents Due from nat'l banks Due from State banks Real estate, &c Current expenses..... Premiums paid Cash items Clearing-house exch'gs National bank notes.. Fractional currency . . Specie Legal tender notes U. S. cert'fs of deposit. Dep. with U. S. Treas. Total ;2, 193,934 04 71(i, 000 00 100, 000 00 3,000 (;0 34, 118 61 256, 503 48 212,656 04 107, 679 33 167,631 70 23, 500 60 67, 185 56 65,572 87 $2, 255, 334 710,000 100,000 3, 000 33, 230 330, 798 259,093 111,649 160,222 25,979 63.010 69,807 59,466 00 15,683 21 161,006 67 424, 400 00 j 47,423 57 j 4,649,761 68 j 9 banks. 10 banks. 222 94 710, 000 (0 43 00 00 00 87 97 10 10 93 41 56 06 O'K) 00 4, (100 00 35. 373 88 2!)6, VS.] 29 •~;r> M 11 -S,!i85 62 162, 34, 539 69 63, 010 50. 76, 908 33 31,627 00 16,668 28 14!), 676 96 339, 222 00 38, 422 16,3i 6 161, 193 411,493 00 56 45 00 $2, 359, 086 05 710,000 00 100, 000 00 4,000 00 27, 436 98 409,406 12 239, 735 80 164,792 48 165,729 58 35, 657 95 63, 010 56 66, 150 41 66, 074 (0 11,637 61 199,659 98 428, 55 L 00 $2,3t)2,348 12 680, COO 00 100, 000 00 3, 000 00 30, 396 61 347, 338 02 226, 775 25 107, 735 94 156,361 04 37,261 10 57, 460 56 52,202 53 40, 8, 253, 306, 115 355 739 740 00 55 50 00 51, 205 35 43, 150 73 44, 044 93 56, 297 31 4,710,526 02 4,857,066 41 5, 094, 973 45 4, 826, 126 53 UTAH. Loans and discounts . . Bonds for circulation.. Bonds for deposits.... U. S. bolids on hand.. Other stocks and b'ds. Due from res"ve agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National bank notes.. Fractional currency . . Specie Legal tender notes . . . U. S. cert'fs of deposit. Dep. with U.S. Treas. Total 2 banks. 2 banks. 2 banks. 2 banks. 2 banks. $373,531 66 100, 000 00 $407, 499 86 100, 000 00 $493, 522 78 100, 000 00 $498,482 36 100, 000 00 $466,619 94 100, 000 00 1 8,061 33, 830 74,238 33, 072 12,221 4,598 7,561 5, 456 46 79 83 62 05 08 61 08 11,345 86 25, 672 19 42, 649 36 23,716 70 12,123 82 6, 583 50 5,611 88 4,256 78 36,479 19,414 37,994 23, 407 12, 123 995 6, 810 1,999 12 04 17 fc4 82 23 38 25 11,721 1,783 11,912 127,185 00 15 04 00 9,481 00 713 06 9,049 87 132, 006 00 5,499 1,074 5, 879 94, 156 00 70 43 00 3, 665 40 21,312 72 43, 40 L 13 23, 628 82 34, 123 82 3,993 10 6, 590 75 8, 335 42 14,214 1, 426 12, 121 110, 397 00 48 00 00 30, 592 11,499 8,667 24,610 42, 243 7, 987 6,683 6, 117 90 44 10 91 90 80 60 71 6,468 1, 456 8,701 116,903 00 55 02 00 5, 100 00 10, 100 00 4,500 00 4,500 00 4,500 00 810,273 37 800, 809 88 843, 885 76 886,192 00 843, 051 87 51 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and cities of redemption—Continued. NEW DECEMBER 31. j 2 banks. Capital stock . Surplus fund Undivided profits Nat'l b a n k circulation State bank circulation. I MEXICO. MARCH 1. 2 banks. MAY 1. ! I JUNE 30. OCTOBER 1. 2 banks. 2 banks. 2 banks. $300, 000 00 ; $300, 000 00 $300, 000 00 $300,000 00 $300, 000 00 24, 334 58 ! 22,814 22 i 29,115 52 9, 146 80 30. 123 40 6, 258 20 30,123 40 21,927 66 34,981 87 6, 680 63 265, 500 00 | 266, 990 00 206, 000 00 269, 040 00 265, 970 00 261, 330 95 315,430 46 266, 849 65 336, 662 96 339, 463 36 920, 682 78 869,231 25 | 957,754 02 j 947, 095 86 Dividends unpaid Individual deposits. U. S. deposits. Dup'ts U. S. dis. officers D u e to national b a n k s . j Due to State banks . _. j 3, 140 87 Notes re-discounted. Bills payable 877, 120 62 COLORADO. 10 banks. 10 banks. 10 banks. 9 banks. $899, 000 00 $920, 000 00 $920, 000 00 $925, 000 00 $875, 000 00 Surplus fund Undivided profits 252, 500 00 131,615 54 272,850 00 100,489 93 273, 850 00 150, 733 32 274, 316 81 178, 612 93 284,468 88 206, 123 15 Nat'l bank circulation . State bank circulation. 634, 699 00 631, 359 00 632, 378 00 635,648 00 601,187 00 2, 419, 063 90 60,614 80 24, 998 21 2, 442, 353 68 80, 665 58 20, 397 68 161, 633 86 119, 516 32 187, 045 71 146, 118 44 181,335 37 154, 222 36 3,200 00 800 00 Capital stock . Dividends unpaid Individual deposits U. S. deposits Dep'ts U. S. dis. officers Due to national banks. Due to State banks . . . 324 00 2, 434, 921 37 60,957 41 19,516 35 109,710 11 106,841 90 Notes re-discounted . Bills payable 4,649,761 68 4,710,526 02 4, 857, 066 41 210 00 2, 674, 278 81 57, 018 27 13,530 90 960 00 2, 512, 720 35 53, 676 20 26, 287 76 92, 290 30 173, 412 89 5, 094, 973 45 4, 826, 126 53 2 banks. UTAH. 2 banks. 2 banks. 2 banks. 2 banks. $300, 000 00 $300, 000 00 $300, 000 00 $300, 000 00 $300, 000 00 Surplus fund Undivided profits 70, 000 00 30, 892 59 80, 000 00 30, 963 49 85, 000 00 33, 844 63 95, 000 00 26,716 84 100, 000 00 36, 200 08 Nat'l b a n k circulation. State b a n k circulation 89, 000 00 89, 500 00 89, 400 00 90, 000 00 90, 000 00 Capital stock 78 00 66 00 66 00 24 00 12 00 Individual d e p o s i t s . . . . U S deposits 319,437 98 287, 457 99 322, 956 38 355, 743 45 301, 321 58 Due to national b a n k s D u e to State b a n k s . . . 247 46 617 34 566 56 12, 255 84 3,028 77 9,589 98 15,710 03 2,997 68 1,353 30 14,164 91 81.0,273 37 800, 809 88 843, 885 76 886,192 00 843, 05 L 87 Dividends unpaid Notes re-discounted . . . Bills payable Total 52 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged IDAHO. DECEMBER 31. Resources. 1 bank. MARCH 1 i JUNE 30. MAY 1 . 1 bank. 1 bank. $108, 088 60 100, 000 10 $97, 452 35 100, 000 00 $124, 352 78 100, 000 00 37,913 46 37, 030 93 6$ 05 35 88 70, 532 35 7, lO'i 97 3,495 68 Loans and discounts .. Bonds for circulation . $92,565 38 | ioo, O;JO 00 $H>2. 931 40 100, 000 00 Other stocks and b'ds. Due from res've agents Due from nat'l banks Due from State banks. Real estate, &c Current expenses Premiums paid. Cash items Clearing-house exch'gs National bank notes .. Fractional currency . . Specie Legal tender notes . . . U. S. cert'fs of deposit Dep. with U. S. Treas - 35, 056 12 | 38,041 15 38, 146 61 82,613 59 : 8,314 35 ; 6, 209 85 • 143 P9 57. 665 11 8,314 35 04 25 026 63 • 38, 829 81 8,314 35 4,876 41 563 18 ; 4,870 00 Total 3, 575 139 16, 520 28,473 00 ! 00 i 00 : 00 i 4, 500 00 378, 529 47 : OCTOBER 1. 1 bank. 1, 650 137 5, 550 14, 670 00 95 00 00 701 42 6, 533 37 7,091 20, 500 00 00 65 00 30 004 34, 574 8,314 5, 926 1 bank. 465 86 5,050 419 10, 559 28,591 00 00 00 00 438 41 4, 850 185 7,544 21,891 00 00 00 00 4, 500 00 4, 500 00 4,500 00 6, 400 00 340, 700 89 362, 645 48 363, 770 63 383, 821 12 MONTANA. Loans and discounts.. Bonds for circulation . Bonds for deposits... '. U S bonds on hand Other stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items Clearing-house exch'gs National bank notes.. Fractional currency . . Specie Legal teuder notes. _.. U. S. cert'fs of deposit. Dep. with IT. S. Treas Total 5 banks. 5 banks. 5 banks. 5 banks. 5 banks. $823,031 75 286, 000 00 150,000.00 $830, 121 52 28(5, 000 00 150,000 00 $885 773 11 256, 000 00 150, 000 00 $921,742 88 256, 000 00 150, 000 00 $791,107 20 256, 000 00 150, 000 00 45, 683 53 38,629 56 21,320 88 41,632 75 34, 630 04 10, 115 37 57, 321 25 35, 466 10 48, 222 49 44, 135 45 11, 533 21 72, 227 56 35, 130 04 16,400 76 54,461 18 39,274 74 51,035 22 40, 152 89 9, 339 25 32, 063 92 35, 130 04 4, 133 76 51,546 25 36,806 91 45,324 74 68, 227 06 23, 282 59 56, 966 49 36,980 04 14,690 03 51, 546 25 124, 395 05 16, 635 00 4, 746 17 9,238 01 98,400 00 9,956 00 3, 777 84 19,853 98 86, 860 00 6, 128 00 4, 006 27 22,687 93 81,710 00 39, 465 66 50,913 08 11,852 04 i 45,601 96 ; 34, 454 79 5,371 32 57, 658 75 47, 639 72 17, 151 00 7, 226 35 4,702 93 115, 100 00 12,870 00 1, 709, 039 35 16,710 00 1, 696, 650 18 17,309 70 1,750, 916 06 17,731 33 1,723,214 65 10, 075 2,301 69, 160 72, 40!) 00 53 81 00 12,020 00 1, 784, 476 79 WYOMING, Loans and discounts.. Bonds for circulation . Bonds for deposits U S bonds on hand Othpr stocks and b'ds Due fronv re.s've, agents Duel) m nat'l banks. Due from State banks. Real estate, &c Current expenses Premiums paid Cash items ..... Clearing-house exch'fs National bank n o t e s . . Fractional currency . . Specie Legal tender notes U S cert'fs of deposit Dep. with U. S. Treas. Total 2 banks. 2 baiiks. 2 banks. 2 banks. 2 banks. $187, 383 37 60, 000 00 $180, 961 42 60, 000 00 $195,816 19 60, 000 00 $218,330 28 60, 000 00 $245, 681 39 60, 000 00 48 94 53 23 45 66 75 04 (•], 1 2 7 98 3,851 48 59, 098 23 12, 886 71 17, 789 45 4, 3^8 29 7,748 75 4 8(53 03 6,856 20, 298 58, 270 14,256 17, 789 4. 363 7,748 5 053 53 15 57 68 45 32 75 14 6,776 20, 137 83, 026 18,630 25, 362 9, 264 7,748 5 941 83 73 24 65 85 79 75 38 00 91 07 00 11,705 359 527 41,956 00 09 9, 210 513 778 39,903 00 50 ^6 00 9, 303 55 10, 487 75 38, 689 37 15,990 06 18, 807 45 11,401 01 7,751 40 2 410 65 5, 374 26, 894 49, 756 7^ 97! i i , 78!) o 499 7) 748 G 047 4, 160 00 288 50 1 406 25 39,361 00 110 65 4°1 40 39, 287 00 6, 860 00 6, 700 00 9, 700 00 5,700 00 5, 700 00 414,300 36 418, 986 57 428, 804 09 473, 214 28 538, 675 37 5, 424 00 6, 682 116 157 39, 578 30 00 REPORT OF THE COMPTROLLER OF THE CURRENCY. 53 by States and cities of redemption—Continued. IDAHO DECEMBER 31. MARCH 1. 1 bank. 1 bank. MAY 1. JUNE 30. OCTOBER 1. 1 bank. 1 bank. Liabilities. Capital stock — 1 bank. $100, 000 00 $100, 000 00 $100, 000 00 $100, 000 00 $100, 000 00 Surplus fund Undivided profits 18, 800 00 22, 073 52 21, 000 00 5,031 36 21, 000 00 12, 263 98 21, 000 00 16, 227 25 23, 000 00 8,824 16 Nat'l bank circulation. 82,300 00 83, 600 00 84, 600 00 83, 650 00 85, 745 00 Individual deposits U S deposits Dep'tsU. S. dis. officers 137, 701 46 113,322 24 119, 368 53 141, 983 07 152, 427 75 Due to national banks. Due to State banks .. - 7, 240 07 10,414 42 9,049 13 8,698 16 565 41. 24,847 56 75 41 834 90 5, 209 28 8, 614 93 378, 529 47 340, 700 89 362, 645 48 363, 770 63 383,821 12 Total MONTAN A . 5 banks. 5 banks. 5 banks. 5 banks. 5 banks. $350, 000 00 $350,000 00 $350, 000 00 $350, 000 00 $350, 000 00 75, 500 00 37,851 87 75,750 00 43, 188 26 75,750 00 63, 232 49 75, 750 00 67, 245 66 76,220 00 79, 236 25 250, 699 00 252, 554 00 227,129 00 227, 529 00 229, 029 00 500 00 500 00 500 0 0 Individual deposits U. S. deposits Dep'ts U. S. dis. officers 791, 779 91 21, 675 26 75, 535 45 802, 866 72 24,239 89 61, 213 25 836,931 78 38,877 01 79, 988 50 838, 647 24 46, 892 63 70, 067 14 879, 967 57 60, 526 12 73,784 17 Due to national banks. Due to State banks . . . 13,306,36 92,691 50 31,848 06 54, 490 00 15,271 97 57,235 31 26, 989 31 19, 593 67 31,355 85 4, 357 83 1, 709, 039 35 1,696,650 18 1 , 750, 916 06 1, 723, 214 65 1, 784, 476 79 Capital stock. ...' Surplus fund Undivided profits Nat'l bank circulation. State bank circulation Dividends unpaid Notes re-discounted Bills payable Total 6, 000 00 WYOMIN G. 2 banks. 2 banks. 2 banks. 2 banks. 2 banks. $125,000 00 $125, 000 00 $125, 000 00 $125, 000 00 $125, 000 00 Surplus fund Undivided profits Nat'l bank circulation. State bank circulation. 13,457 15 30, 967 82 13,457 15 27, 649 05 13,457 15 32, 352 01 15,783 33 36, 401 34 15,783 33 49,407 05 51, 400 00 49, 500 00 50, 800 00 51, 700 00 49, 400 00 Individual deposits . . . U. S. deposits Dep'ts U.S. dis officers 192, 437 18 202, 690 94 205, 438 66 242, 701 75 297,228 40 Due to national banks . Due to State banks . .. 966 22 71 99 605 54 83 89 1, 756 27 1, 600 44 42 1,846 79 9 80 428, 804 09 473, 214 28 538,675 37 Capital stock Bills payable Total 414, 300 36 4]8 986 57 54 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 2, 1874, arranged DAKOTA. DECEMBER 31. MARCH 1. MAY 1. JUNE 30. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $51,097 10 50, 000 00 30,000 00 $51,222 34 50, 000 00 30, 000 00 $58,800 93 50, 000 00 30, 000 00 $61,415 65 50, 000 00 30, 000 00 $63,724 88 50, 000 00 30, 000 00 6, 604 32 9,888 53 4,597 01 846 44 10, 380 73 4,292 66 827 23 870 69 1, 160 57 9, 454 30 3, 120 97 Resources. Loans and discounts.. Bonds for circulation.. Bonds for deposits XT S bonds on hand Other stocks and b'ds. Due from res've agents Due from nat'l banks. Due from State banks. Real estate. &c Current expenses Premiums paid Cash items Clearing-house exch'gs National bank notes.. Fractional currency .. Specie Legal tender notes U. S.cert'fs of deposit. Dep. withU. S. Treas. Total 9,454 30 286 20 320 00 553 18 115 00 7, 825 00 454 00 580 48 10 00 9, 512 00 88 99 57 69 58 30 76 14,653 62 124 14 4, 145 30 870 69 9, 454 30 595 20 16, 635 30 6, 975 63 6, 945 60 4, 424 21 1, 838 44 9, 454 30 814 72 1,465 00 370 41 84 80 6, 572 00 379 00 560 49 76 50 3, 790 00 612 00 440 07 91 75 7, 535 00 1,815 H 252 870 2, 143 9, 454 737 2,250 00 2, 250 00 2, 250 00 2, 250 00 2,250 00 173, 837 08 174, 135 97 164, 829 91 178,314 89 201,741 90 REPORT OF THE COMPTROLLER OF THE CURRENCY. 55 by States and cities of redemption—Continued. DAKOTA. DECEMBER 31. MARCH 1. MAY 1. JUNE 30. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $50, 000 00 $50, 000 00 $50, 000 00 $50, 000 00 $50, 000 00 6, 000 00 3,112 90 9, 000 00 3,788 95 Liabilities. Capital stock Surplus fund Other undivided profits 2, 400 00 3, 689 90 6, 000 00 2,334 23 6, 000 00 3, 692 67 Nat'l bank circulation. State bank circulation. 43,631 00 42, 360 00 44, 500 00 44, 500 00 44, 000 00 Individual deposits U. S. deposits Dep'tsU. S. dis. officers 43, 386 2fi 21, 582 54 9, 138 67 36, 588 75 22, 734 25 13, 708 26 34, 605 02 16, 436 32 9, 561 32 44,182 43 27,981 91 2,234 16 64,980 67 13, 768 45 16,189 75 Due to national banks. Due to State banks . . . 8 71 410 48 34 58 303 49 13 88 164, 829 91 178,314 89 201,741 90 Dividends unpaid Notes re-discounted Total 1 173, 837 08 174, 135 97 | KEPOBTS OF THE CONDITION THE NATIONAL BANKS CLOSE OF BUSINESS ON FRIDAY, OCTOBER 1, 1875. MAINE . First National Bank, Auburn. No. 154. J. H. ROAK, President. J. B. JORDAN, Cashier. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U.S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house BiJls of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S.Treasurer $185, 042 01 Capital stock paid in. 31 33 1 50, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 24, 246 78 27, 000 00 9, 783 89 126,100 00 Dividends unpaid. 2, 385 45 2, 053 13 1,761 10 Individual deposits United States deposits Deposits of U. S. disbursing officers. 11,616 00 Due to other national banks 779 32 Due to State banks and bankers. 10, 000 00 Notes and bills re-discounted . Bills payable """6," 750* 66" 394, 665 12 Total. $150, 000 00 Total. 81, 084 60 696 63 394,665 12 National Shoe and Leather Bank, Auburn. ARA CUSHMAN, President. No. 2270. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers.. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit * Redemption fund withU. S. Treasurer Total H. Ex. 3 $179,320 57 75,"656"66 i 10, 830 28 Capital stock paid in. Surplus fund Other undivided profits . National bank notes outstanding State bank notes outstanding 6, 000 00 Dividends unpaid 1,158 78 deposits 12,651 04 Individual United States deposits Deposits of U. S. disbursing officers.. 2, 500 00 415 17 4, 500 00 "5,"666"65" 293, 375 84 -1 M. C. PERCIVAL, Cashier. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total. 10, 000 00 6, 392 82 45, 000 00 46,983 02 35, 000 00 293, 375 84 60 KEPORT OF THE COMPTROLLER OF THE CURRENCY MAINE. First National Bank, Augusta. GEO. W. STANLEY, President. No. 367. Resources. \ Loans and discounts j Overdrafts j U. S. bonds to secure circulation | U. S. bonds to secure deposits. ! U- S. bonds on hand Other stocks, bonds, and mortgages .. I Due from approved reserve agents . ..'• Due from other banks and bankers..., Real estate, furniture, and fixtures . . . j Current expenses and taxes paid I Premiums paid \ Checks and other cash items [ Exchanges for clearing house ; Bills of other national banks [ Fractional currency Specie ! Legal tender notes U. S. certificates of deposit ; Redemption fund with U.S. Treasurer; Total ISRAEL BOOTHBY, Cashier. ! Liabilities. $252, 258 78 Capital stock paid in . $250, 000 00 250, 000 CO Surplus fund-.„..„ Other undivided profits. J I National bank notes outstanding 99, 9(50 65 I State bank notes outstanding 9, 283 83 2, 036 03 i Dividends unpaid 2,060 5L Individual deposits United States deposits 6, 447 12 Deposits of U. S. disbursing officers 60, 000 00 23, 218 44 j i ! | ! .1 8, 500 2, 350 6, ()!)() 6, 500 00 ! Due to other national banks 00 Due to State banks and bankers 00 00 Notes and bills re-discounted. j Bills payable 12,349 80 j 657, 746 72 j 213, 900 00 | ; 107, 733 I 2, 895 20 657, 746 72 Total Freeman's National Bank, Augusta. W. F. IlALLETT, President. No. 406. Loans and discounts ; ! Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits \. U. S. bonds on hand i. Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... j Current expenses and taxes paid Premiums paid ;. Checks and other cash items Exchanges for clearing house '. Bills of other national banks j Fractional currency ; Specie Legal tender notes U. S. certificates of deposit •. Redemption fund with U. S. Treasurer $100, 000 00 8,631 67 636 38 8, 000 00 75 07 2, 498 63 6,551 00 356 69 3 00 1, 500 00 ""4,"500 bo" Surplus fund Other undivided profits 28,941 78 4, 135 40 National bank notes outstanding 90,000 00 State bank notes outstanding 120 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable 277,813 49 Total. J. L. ADAMS, Cashier. Capital stock paid in 50,889 64 3,756 67 277, 843 49 Total.. Granite National Bank, Augusta. B. H. CUSHMAN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation ! U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. WM. T. JOHNSON, Cashier. No. 498. Capital stock paid in $239, 960 89 742 63 100, 000 00 50, 000 00 41,200 00 1, 000 00 57,608 66 1,096 51 18, 500 00 Surplus fund Other undivided profits National bank notes outstanding . . . State bank notes outstanding 7, 141 80 1,065 13 Individual deposits United States deposits Deposits of U. S. disbursing officers 2, 220 00 396 41 23, 400 00 Dividends unpaid . Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable $100, 000 00 60,000 00 5, 373 47 87,900 00 2,110 00 620 00 247, 375 88 4,114 98 40, 939 99 397 71 4, 566" 00" 548, 832 03 Total. 548, 832 03 REPORT OF THE COMPTROLLER OF THE CURRENCY. 61 MAINE. First National Bank, Bangor. ELTAS MERRILL, Cashier. GEORGE STETSON, President. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents . . . Due from other banks and bankers . . Real estate, furniture, and fixtures-.. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. 8. certificates of deposit Redemption fund with U. S. Treasurer 2, 625 87 47, 986 33 100, 000 00 47, 946 09 267, 840 00 235 00 259, 005 52 25, 653 11 18, 341 48 Individual deposits United States deposits Deposits of U. S. disbursing officers. 6, 21 4 00 | Due to other national banks 4,112 71 I Due to State banks and bankers 30, GOO 00 Notes and bills re-discounted. Bills payable 1,230,648 11 Total. $500, 000 00 $611,224 28 | Capital stock paid in. 3, 512 86 | 303, 000 00 I Surplus fund 70, 000 00 j Other undivided profits. 59,183 26 j National bank notes outstanding 23, 626 26 ! State bank notes outstanding 54, 870 57 I 1,891 97 i Dividends unpaid. 10,718 58 908 33 Total. 1,230,648 11 Second National Bank, Bangor. No. 306. Gr. K. JEWETT, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. W. S. DENNETT, Cashier. $301, 633 4\ Capital stock paid in 5, 646 57 150,000 00 | Surplus fund 11 Other undivided profits $150,000 00 I 3,993 19 j National bank notes outstanding 64, 293 49 ! State bank notes outstanding } Dividends unpaid . 17, 893 24 Individual deposits United States deposits Deposits of U. S. disbursing officers - 30,000 00 10,112 42 135, 000 00 7,500 00 227, 943 51 4, 000 00 778 86 6, 432 83 566, 988 76 566,988 76 Due to other national banks Due to State batiks and bankers . 12,000 00 11 Notes and bills re-discounted. II Bills payable Farmers' National Bank, Bangor. JAMES DUNNING, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents . -. Due from other banks and bankers... Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency S pecie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1687. J. SWETT HOWE, Cashier. $149, 838 62 ! Capital stock paid in. ""I65,"666"66 Surplus fund O ther undivided profits National bank notes outstanding 43,482 19 State bank notes outstanding Dividends unpaid. 23, 838 04 Individual deposits United States deposits Deposits of U. S. disbursing officers. $100,000 00 7, 329 73 8,608 56 88, 300 00 1,990 00 2, 285 00 122,010 87 Due to other national banks Due to State banks and bankers . "4, ooo 65" | Notes and bills re-discounted. Bills payable 4,500 00 4, 709 00 156 3L 330,524 16 Total . 330,524 16 62 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Kenduskeag National Bank, Bangor. G. W. PICKERING, President. No. 518. T. S. DODD. Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U S.bonds on hand . Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid $212, 083 82 Capital stock paid in 75, 000 00 Surplus fund . . . Other undivided profits Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer 36, 826 Total $100, 000 1,000 00 National bank notes outstanding 171,851 11 i State bank notes outstanding 1,395 33 00 453 83 18, 000 321, 785 98 Notes and bills re-discoimted Bills payable 00 09 00 50 00 i Individual deposits United States deposits Deposits of U. S. disbursing officers . Due to other national banks . . . ! Due to State banks and bankers 3," 275 538, 437 65, 500 00 18 552 00 20, 000 00 31,101 11 ; ... Total 538, 437 09 Merchants' National Bank, Bangor. S. H BLAKE, President. M. T. STICKNEY, Cashier. No. 1437. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $356, 898 26 Capital stock paid in. 411 06 102, 450 00 Surplus fund Other undivided profits 17, 943 84 National bank notes outstanding . . . State bank notes outstanding 24, 950 66 12, 500 00 Dividends unpaid . 1,770 00 Individual deposits United States deposits 20,761 49 Deposits of U. S. disbursing officers. 15, 536 00 416 19 16, 000 00 ""4," 506" 66' $100, 000 00 20,000 00 137, 808 41 89, 636 00 1, 437 0U 3, 285 00 219,171 19 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable 574,143 50 2,805 90 Total. 574, 143 50 Traders' National Bank, Bangor. W A L T E R BROWN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits IT. S. bonds on hand ; Other stocks, bonds, and mortgages..j Due from approved reserve agents. ..j Due from other banks and bankers ..j Real estate, furniture, and fixtures . J Current expenses and taxes paid i Premiums paid 1 Checks and other cash items j Exchanges for clearing house. j Bills of other national banks j Fractional currency [ Specie | Legal tender notes ! U. 8. certificates of deposit ! Redemption fund with U. S. Treasurer Total No. 1095. $149, 905 65 100,000 66 3,600 00 43, 502 42 EBENEZER TRASK, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . 100, 000 00 , 17, 000 00 37,443 57 82, 966 00 5,190 00 71,945 29 5, 987 77 Individual deposits United States deposits Deposits of U. S. disbursing officers 4,017 00 245 77 Due to other national banks Due to State banks and bankers . 3,275 52 4,000 00 I Notes and bills re-discounted Bills payable 317, 820 38 Total. 317, 820 38 REPORT OF THE COMPTROLLER OF THE CURRENCY. 63 MAINE. Veazie National Bank, Bangor. No. 2089. ALFRED VEAZIE, President. WM. C. HOLT, Cashier. Liabilitiei Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures .. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie ". Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $113,931 16 Capital stock paid in . " 150,666'66' 65, 922 93 $150,000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 3,011 25 6,949 08 135, 000 00 Dividends unpaid. 3, 180 58 Individual deposits United States deposits Deposits of U. S. disbursing officers.. 4, 792 00 I Due to other national banks 5L 22 j Due to State banks and bankers 3, 250 00 "6,"750 66' Notes and bills re-discounted Bills payable 1,157 84 , Total 347, 877 89 ! 51,759 72 347, 877 89 First National Bank, Bath. No. 61. OLIVER MOSES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. W. D. MUSSENDEN, Cashier. $259,747 10 Capital stock paid in. $200, 000 00 200,003 00 Surplus fund Other undivided profits 29, 000 00 National bank notes outstanding 19,376 46 State bank notes outstanding 90 76 5, 000 00 Dividends unpaid. 2, 815 64 Individual deposits United States deposits , Deposits of U. S. disbursing officers !,496 00 51 89 10, 000 00 Due to other national banks Due to State banks and bankers. Notes and bills re-diacounted . Bills payable 50, 000 00 12,369 07 179, 880 00 800 00 !8,859 17 5, 669 61 "*9,666"66' Total. 537, 577 85 537, 577 85 Bath National Bank, Bath. ARTHUR SEWALL, President. Loans and discounts Overdrafts. U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 494. TV. D. HILL, Cashier. $179,725 01 I Capital stock paid in. Surplus fund Other undivided profits 7*666 60 i 20, 950 00 j National bank notes outstanding S tate bank notes outstanding 125, OOOOO" j $125, 000 00 40,164 92 13, 246 42 112,500 00 27, 580 84 I Dividends unpaid. 1, 768 37 915 ! 1,152 00 40 39 4, 000 00 5,625 bo" 373, 757 60 Individual deposits United States deposits Deposits of U. S. disbursing officers. 1, 161 00 81,685 26 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total. 373,757 60 64 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Lincoln National Bank, Bath. No. 761. CHAS. DAVENPORT, President. WM. R. SHAW, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit '.. Redemption fund with U. S. Treasurer $116,659 10 ""206,600 00 " " 7 0 " 666* 66 28, 350 00 148, 691 22 249 79 1, 350 00 88 50 11,276 00 252 50 911 60 9, 000 00 Capital stock paid in . Dividends unpaid . 46, 000 00 5,141 45 165, 899 00 13, 045 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 161,838 10 3, 883 16 8,978 00 595, 806 71 Total. $200,000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Total. 595, £ ; 71 Marine National Bank, Bath. No. 782. B. C. BAILEY, President. Loans and discounts Overdrafts , U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures-.. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund withU. S. Treasurer! Total. $124, 040 17 """94*566 66 300 00 25, 327 60 61 12 ],725 92 1,926 30 3, 756 9 501 4, 000 00 41 22 00 II. A. DUNCAN, Cashier. Capital stock paid in., $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid. 18,100 00 7, 840 69 Individual deposits United States deposits Deposits of U. S. disbursing officers. 50,409 24 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 82, 400 00" 545 00 1,102 81 4, 250 00 260, 397 74 Total. Sagadahock National Bank, Bath. FRANKLIN R E E D , President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. No. 1041. HENRY EAMES, Cashier. $146, 952 33 Capital stock paid in. "100,666 00 Surplus fund Other undivided profits 33, 000 00 6,757 13 National bank notes outstanding S tate bank notes outstanding 85, 750 00 13, 775 66 28,345 54 5, 000 00 738 23 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 4,650 00 1 49 Due to other national banks Due to State banks and bankers . - . 5, 000 00 Notes and bills re-discounted Bills payable "**4," 500* 06' 308, 962 59 Total. $100, 000 00 1,296 00 82,159 46 308,962 59 REPORT OP THE COMPTROLLER OF THE CURRENCY. G5 MAINE. Belfast National Bank, Belfast. A. H. BRADBURY, Cashier. No. 840. JAS. P. WHITE, President. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. Liabilities. $150, 000 00' $189,059 27 Capital stock paid in . . 150, 000 00 12, 277 I S urplus fund Other undivided profits NLtional bank notes outstanding State bank notes outstanding Dividends unpaid. 924 74 1, 921 97 37,147 85 5,209 15 133, 800 00 396 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 3," 096 65' Due to other national banks Due to State banks and bankers Notes and bills re-discounted. 5, 000 00 Bills payable 6, 750 00 389, 029 64 Total. 42, 476 64 369,029 64 First National Bank, Biddeford. No. 1089. THOS. II. COLE, president. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurerj Total. CHAS. A. MOODY, Cashier. $142,705 76 Capital stock paid in . ioo, 6oo 66 5100,000 00 8, 223 61 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 9, 259 53 Individual deposits United States deposits Deposits of U. S. disbursing officers. 8,314 42 5, 565 80 89,000 00 Dividends unpaid.. 460 00 2 60 3, 600 00 Dae to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total. 8,751 50 61,064 15 4,807 13 268,751 50 Biddeford National Bank, Biddeford. WM. P. IIAINES, President. No. 1575. $200, 066 00 Loans and discounts Overdrafts ""124,666 00 U. S. bonds to secure circulation U. S. bonds to secure deposits U.S.bonds on hand Other stocks, bonds, and mortgages.. 10, 290 65 Due from approved reserve agents... 2, 250 50 Due from other banks and bankers.. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items 1,176 07 Exchanges for clearing house 5, 225 00 Bills of other national banks 7 46 Fractional currency Specie i Legal tender notes ! 6, 700 00 U. S. certificates of deposit j Redemption fund with U. S. Treasurer; 5, 580 00 Total. 355, 295 68 C. E. GOODWIN, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . . State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total. $150, 000 00 40, 000 00 12, 327 93 103, 800 00 306 00 46, 079 60 2, 782 15 355, 295 68 66 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. National Village Bank, Bowdoinham. liOBT. P. CARR, President. No. 944. II. Q. SAMPSON, Cashier. Resources. Liabilities. Loans and discounts ! Overdrafts ! U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items r Exchanges for clearing house Bills of other national banks Fractional currency Specie , Legal tender notes j U. S. certificates of deposit | Redemption fund with U. S. Treasurer $45,101 03 Capital stock paid in . $50, 000 00 50, 000 00 Surplus fund Other undivided profits 6, 639 83 1 109,159 66 Total. 4,200 00 4,056 43 566 66 National bank notes outstanding State bank notes outstanding Dividends unpaid . 39, 950 00 2, 637 40 Individual deposits United States deposits 712 21 Deposits of U. S. disbursing officers. 9, 932 43 1,186 00 Due to other national banks 3 99 Due to State banks and bankers. 1, 388 00 Notes and bills re-discounted Bills payable 2,212 00 Total. 109,159 66 First National Bank, Brunswick. No. 192. N. T. PALMER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. J. P. WINCHELL, Cashier. $55, 938 49 | Capital stock paid in . $100,000 00 100, 000 00 Surplus fund Other undivided profits 94, 000 00 National banknotes outstanding 9, 675 93 State bank notes outstanding 670 86 Dividends unpaid . 987 33 Individual deposits United States deposits Deposits of U. S. disbursing officers. 20,000 00 29,964 18 86, 200 00 252 00 44, 032 1L 4,279 00 Due to other national banks 135 00 Due to State banks and bankers . 5, 000 00 Notes and bills re-discounted. Bills payable " 4," 500 00 280, 448 29 Total. 280, 448 29 Pejepscot National Bank, Brunswick. H. C. MARTIN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency S pecie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1315. L. H. STOVER, Cashier. $22,504 43 Capital stock paid in 66 12 50, 000 00 Surplus fund Other undivided profits 13, 050 00 35,191 77 656 26 10, 150 00 296 92 1, 00 (;i 55 199 00 2,000 00 National bank notes outstanding State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. $50, 000 00 | I 2, 600 00 2,108 68 42, 500 00 80 00 41,237 37 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 2,250 00 138, 526 05 Total. 138,526 05 REPORT OF THE COMPTROLLER OF THE CURRENCY. 67 MAINE. Union National Bank, Brunswick. No. 1118. ADAM LEMONT, President. II. A. RANDALL, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits | U. S. bonds on hand j Other stocks, bonds, and mortgages..| Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie , Legal tender notes U. S. certificates of deposit Redemption fund with U. 8. Treasurer; Total $92,294 40 Capital stock paid in 100, 000 00 Surplus fund Other undivided profits 25,565 00 National bank notes outstanding 17, 571 01 State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. I $100,000 00 12,143 90 3, 227 20 90, 000 00 I j 332 00 53, 031 97 4, 945 00 Due to other national banks 75 59 Due to State banks and bankers. 3, 500 00 Notes and bills re-discounted . Bills payable 4, 800 00 Total. 258, 735 07 258, 735 07 Bucksport National Bank, Bucksport. T. C. WOODMAN, President. No. 1079. Loans and discounts Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... j Real estate,, furniture, and fixtures...j Current expenses and taxes paid j Premiums paid j Checks and other cash items ! Exchanges for clearing house j Bills of other national banks | Fractional currency j Specie • Legal tender notes j U. S. certificates of deposit j Redemption fund with U. S. Treasurer $118,137 38 $100,000 00 Capital stock paid in 100, 000 00 Surplus fund Other undivided profits National bank notes outstanding 22, 838 98 State bank notes outstanding 321) 00 .Dividends unpaid 1, 345 24 Individual deposits 232 92 United States deposits , Deposits of U. S. disbursing officers.. 1,227 00 162 64 Due to other national banks ] 84 00 Due to State banks and bankers 4, 000 00 Notes and bills re-discounted , 6, 300 00 Bills payable 254,748 16 Total. EDWARD SWAZEY, Cashier. Total. 31,631 *8 3, 745 78 84, 675 00 400 00 34, 295 70 254,748 16 Calais National Bank, Calais. No. 1425. JOSEPH A. LEE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total , FRANK NELSON, Cashier. $198,635 07 Capital stock paid in. 1,369 66 70, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . . State bank notes outstanding 1,158 26 708 02 Dividends unpaid . 696 18 Individual deposits United States deposits 8, 437 05 Deposits of U. S. disbursing officers 1,376 00 ! Due to other national banks 106 09 ! Due to State banks and bankers . 11,736 00 Notes and bills re-discounted Bills payable "3,150 66 297, 372 33 Total $100, 000 00 32,186 85 5, 006 47 59,500 00 100, 004 23 674 78 297, 372 33 68 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Damariscotta. EDWIN FLYE, President. No. 446. WILLIAM FLYE, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers -. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. Capital stock paid in. $50, 000 00 Surplus fund Other undivided profits 1, 500 00 National bank notes outstanding 8,123 5£ State bank notes outstanding Dividends unpaid . 10,000 00 8, 033 79 $61,730 65 "50,' 000 6 6 ' 1,776 ! Individual deposits United States deposits Deposits of U. S. disbursing officers. 45, 000 00 160 00 13, 783 82 653 00 65 Due to other national banks j Due to State banks and bankers 600 00 ! Notes and bills re-discounted ! Bills payable 2,250 00* 127,111 92 127,111 92 First National Bank, Dexter. No. 2259. CHARLES SHAW, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchan ges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S.' Treasurer $90, 000 00 $64, 038 31 Capital stock paid in . 80,000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 2, 439 55 61,190 00 3,106 88 Dividends unpaid 1, 278 88 724 67 Individual deposits 16, 250 00 United States deposits 2, 782 43 Deposits of U. S. disbursing officers .. 447 00 | j Due to other national banks 12 47 |! Due to State banks and bankers Notes and bills re-discounted. Bills payable 3, 60 ) 00 | 172, 240 64 ' Total. C. W. CURTIS, Cashier. 6. 000 00 172, 240 64 Total. Frontier National Bank, Eastport. S. B. HUME, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie I Legal tender notes U. S. certificates of deposit | Redemption fund withU. S. Treasurer! Total.. No. 1495. $75,541 45 B. J. NO YES, Cashier Capital stock paid in $75, 000 00 Surplus fund Other undivided profits 41, 100 00 National bank notes outstanding . . . 29, 696 44 State bank notes outstanding 1,081 72 Dividends unpaid. 14,303 61 Individual deposits United States deposits Deposits of U. S. disbursing officers. 66,651 13 ""60*300 66 3, 000 00 Due to other national banks 291 21 Due to State banks and bankers 2, 000 00 Notes and bills re-discounted Bills payable 2, 696 00 215,706 82 Total. 53, 920 00 1, 000 00 3, 536 99 1,295 ( 215,706 82 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Fairfield. No. 2175. HENRY KELLEY, President. E. G. PRATT, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers..Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Liabilities. $55, 694 64 1,293 00 5 02 500 00 ""2,"256'65" 439 90 1,609 03. 44, 650 00 8 00 21, 031 83 Due to other national banks . . . . Due to State banks and bankers. Notes and bills re-discounted Bills payable 117, 738 76 Total. $50, 000 00 Capital stock paid in. 50, 000 00 Surplus fund Other undivided profits National bank notes outstanding 2,351 58 State bank notes outstanding Dividends unpaid. 348 70 Individual deposits 4,990 82 United States deposits 305 00 Deposits of U. S. disbursing officers. 117,738 76 Total. Sandy River National Bank, Farmington. J. W. FAIRBANKS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer No. 901. T. F. BELCHER, Cashier. $71, 253 78 Capital stock paid in.. 493 95 75, 000 00 Surplus fund Other undivided profits 21,000 00 National bank notes outstanding 21, 070 92 State bank notes outstanding 21,690 04 5, 047 53 65, 500 00 1, 065 09 390 00 Dividends unpaid . Individual deposits United States deposits 2, 899 26 Deposits of U. S. disbursing officers. 3,828 00 45 20 $75, 000 00 36, 559 07 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total. Total. 205,251 64 Cobbossee National Bank, Gardiner. JAMES STONE, President. Loans and discounts O verdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand... Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency ,. Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 939. JOSEPH ADAMS, Cashier. $142,168 52 i Capital stock paid in . I 100, 000 00 Surplug fund Other undivided profits 3, 600 00 National bank notes outstanding . . . State bank notes outstanding 17, 966 53 Dividends unpaid Individual deposits United States deposits 104 45 Deposits of U. S. disbursing officers. 292 00 Due to other national banks . 258 07 Due to State banks and bankers . 540 00 | 1, 500 00 I Notes and bills re-discounted. Bills payable 4, 500 00 277,802 57 j| Total. $100,000 00 18, 000 00 20, 869 49 89, 989 00 380 00 46,629 15 1, 934 93 277. 802 57 70 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE, Gardiner National Bank, Gardiner. JOS. BKADSTREET, President. GEO. F. ADAMS, Cashier No. 1174. Liabilities. Resources. Loans and discounts ; Overdrafts i U. S. bonds to secure circulation | U. S. bonds to secure deposits j U. S. bonds on hand j Other stocks, bonds, and mortgages..i Due from approved reserve agents... i Due from other banks and bankers .. j Real estate, furniture, and fixtures...! Current expenses and taxes paid | Premiums paid j Checks, and other cash items | Exchanges for clearing house I Bills of other national banks ! Fractional currency Specie Legal tender notes TJ. S. certificates of deposit Redemption fund with U. S. Treasurer! $67, 574 51 .50, 000 00 3, 792 32 12, 528 66 643 29 11, 752 04 1,899 04 996 00 610 57 I,"200 66 2'249*50 Capital stock paid in ! $50, 000 00 Surplus fund Other undivided profits ! j 7,798 24 19, 914 11 National bank notes outstanding State bank notes outstanding ! j 44, 800 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable 153, 245 93 Total. . 1, 415 00 29,318 58 | ! 153, 245 93 Total. Oakland National Bank, Gardiner. No. 740. JOSHUA GRAY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie ." Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $132,195 11 1, 079 84 100, 01)0 00 13, 309 06 "i'ho'o 66' 12,814 12 H22 00 25 99 1 00 3,678 00 $100, 000 00 Capital stock paid in. 14,700 00 20, 432 57 Surplus fund O ther undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid 86,801 00 j Individual deposits | United States deposits I. Deposits of U. S. disbursing officers..!. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted., Bills payable 756 00 44,291 17 3, 020 85 4, 576 47 270, 001 59 Total. S. BOWMAN, Cashier. Total. 270,001 59 American National Bank, Hallo well. P. F. SANBORN, President. Loans and discounts Overdrafts I U. S. bonds to secure circulation j U. S. bonds to secure deposits ! U. S. bonds on hand i Other stocks, bonds, and mortgages..! Due from approved reserve agents... j Due from other banks and bankers . J Real estate, furniture, and fixtures... j Current expenses and taxes paid | Premiums paid ! Checks and other cash items \ ! Exchanges for clearing house Bills of other national banks | Fractional currency i Specie \ Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. A. D. KNIGHT, Cashier. No. 624. I, 002 97 75, 000 00 4, 728 80 3, 581 50 644 05 ], 013 00 45 22 1, 200 00 Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding $75, 000 00 -.j I Dividends unpaid . Individual deposits United States deposits. Deposits of U. S. disbursing officers. 7, 800 00 5, 757 85 67, 500 00 75 00 14,505 14 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 4,422 45 170, 637 99 j Total. 170, 637 99 REPORT OF THE COMPTROLLER OF THE CURRENCY. 71 MAINE. Northern National Bank, Hallo well. SlMON PAGE, President. No. 532. JUSTIN E. SMITH, Cashier. Resources. Loans and discounts Overdrafts . . . . . U. S. bonds to secure circulation U. S. bonds to secure deposits XJ S bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents . . Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes XJ S certificates of deposit Redemption fund with U. S. Treasurer Liabilities. $157, 589 14 100, 000 00 S, 000 00 13, 412 73 Surplus fund Other undivided profits 25, 000 00 25, 860 13 National bank notes outstanding State bank notes outstanding 87,428 00 2,526 00 1, 660 91 Individual deposits 1 United States deposits 788 76 Deposits of U. S. disbursing officers . 935 42 82 4 060 00 77 00 00 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable 49, 089 53 1,167 65 . 4, 500 00 291, 071 31 Total $100, 000 00 Capital stock paid in Total 291, 071 31 Ocean National Bank, Kennebunk. J O S E P H TITCOMB, No. 1254. President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes IT. S. certificates of deposit Redemption fund with U. S. Treasurer Total. C. LlTTLEFIELD, Cashier. $100,244 14 | Capital stock paid in . $100,000 00 20, 000 00 6, 242 23 101,000 00 j Surplus fund |! Other undivided profits | National bank notes outstanding n o«q qo i State bank notes outstanding 3, 500 00 342 00 153 32 500 57 210 2, 700 00 86 00 00 Dividends unpaid. 88.571 00 185 00 Individual deposits United States deposits Deposits of U. S. disbursing officers . 9,478 42 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. I Bills payable 6, 500 00 224,476 65 Total 224,476 65 First National Bank, Lewiston. E . F . PACKARD, Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits j U. S. bonds on hand | Other stocks, bonds, and mortgages.. Due from approved reserve agents... j Due from other banks and bankers . . Real estate, furniture, and fixtures. ..I Current expenses and taxes paid { Premiums paid Checks and other cash items I Exchanges for clearing house ! Bills of other national banks j Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer! Total. A. L. TEMPLETON, Cashier. President. $472, 740 70 47 84 400, 000 (JO 50,000 00 Capital stock paid in . $400, 000 00 Surplus fund Other undivided profits. 110,000 00 37,084 11 i| National bank notes outstanding . . . 47, 374 31 ji State banknotes outstanding 358, 750 00 13, 000 00 1, 758 81 Dividends unpaid . Individual deposits i United States deposits 3,697 13 Deposits of U. S. disbursing officers. 21,025 00 II Due to other national banks 1,5U4 83 Due to State banks and bankers . 7, 500 00 618 00 121, 385 36 22,197 02 9 12 5. 442 51 Notes and bills re-discounted I Bills payable 36, 837 50 1, 055, 486 12 Total ! 1,055,486 12 72 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Manufacturers' National Bank, Lewiston. J. M. ItOBBlNS, President. No. 2260. WILLIAM L I B BY, Cashier. Resources. Liabilities. Loans and discounts j Overdrafts j U. S. bonds to secure circulation ! U. S. bonds to secure deposits ! U. S. bonds on hand j Other stocks, bonds, and mortgages . . Due from approved reserve a g e n t s . . . Due from other banks and bankers.. Real estate, furniture, and fixtures. . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie p J 57,194 41 |! Capital stock paid in 50, 000 00 il !! jj 21,887 45 5, 186 89 ],956 76 8, 132 93 2, 066 25 | | Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer; 5, 084 74 45, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers.. 14, 236 00 259 00 2, GOO 00 3,"666 6b" Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 266,519 69 || Total. 10, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Total... 116, 263 33 171 62 266, 519 69 New Castle National Bank, New Castle. Jos. HAINKS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation XJ. S. bonds to secure deposits U. S. bonds on hand j Other stocks, bonds, and mortgages ..I Due from approved reserve agents...! Due from other banks and bankers .. \ Real estate, furniture, and fixtures .. -! Current expenses and taxes paid j Premiums paid ! Checks and other cash items Exchanges for clearing house Bills of other national banks I Fractional currency Specie j Legal tender notes ! XJ. S. certificates of deposit Redemption fund with U. S. Treasurer Total. No. 953. $55,546 14 ""50*006*60 6, 500 00 20, 688 5 1,806 450 40 44 00 43 1,291 00 9 90 ]25 00 1, 500 00 2 "250" 66 D. W. CHAPMAN, Cashier. Capital stock paid in . $50, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid. 20,000 00 4, 636 30 Individual deposits United States,deposits Deposits of U. S. disbursing officers.. 20, 516 01 45, 000 00 20 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 140, 172 31 140, 172 31 North Berwick National Bank, North Berwick. WILLIAM H I L L , President. Loans and discounts Overdrafts U. S. bonds to secure circulation XJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents... Due from other banks and bankers Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender n tes XJ. S. certificates of deposit Redemption fund with U. »S. Treasurer Total No. 1523. C. W. GREEN LEAF, Cashier. 6, 949 81 | Capital stock paid in . $50, 000 00 Surplus fund Other undivided profits 4,204 02 2, 939 31 50, 000 00 National bank notes outstanding State bank notes outstanding 4, 680 24 . Dividends unpaid. 1,500 00 l!I 108 43 Individual deposits United States deposits 798 98 Deposits of U. S. disbursing officers. 43, 300 00 100 00 11,284 33 3, 859 00 Due to other national banks 21 20 Due to State banks and bankers . 10 00 1,700 00 Notes and bills re-discounted. Bills payable 2,200 00 jj 111,827 66 Total. 111,827 66 REPORT OF THE COMPTROLLER OF THE CURRENCY. 73 MAINE. Norway National Bank, Norway. No. 1956. SUMNER BURN HAM, President. H. D. SMITH, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $100,000 00 $92, 753 70 Capital stock paid in. 100, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 2,887 24 2,519 61 1, 900 00 846 77 11,710 39 1,660 48 616 00 101 85 115 00 2.300 00 4, 500 00 Dividends unpaid. 3, 600 00 2,999 19 84, 500 00 498 00 Individual deposits United States deposits Deposits of U. S. disbursing officers . Due to other national banks Due to State banks and bankers 17, 770 67 12, 545 18 Notes and bills re-discounted Bills payable 221,913 04 Total. 221,913 04 Orono National Bank, Orono. No. 1134. EBEN'R WEBSTER, President. Loans and discounts O verdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand .. Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures.. . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total E. P. BUTLER, Cashier. $46,757 72 Capital stock paid in. 836 75 50, 000 00 Surplus fund Other undivided profits National bank notes outstanding 4,322 81 State bank notes outstanding 8,268 57 4,100 00 Dividends unpaid . 406 24 Individual deposits United States deposits 290 20 Deposits of U. S. disbursing officers $50,000 00 5, 507 00 4,167 19 37,150 00 185 00 36,330 12 8, 025 00 294 93 237 09 7, 550 00 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted , , 2,250 65" Bills payable 133, 339 31 133, 339 31 Union National Bank, Phillips. DARIUS HOWARD, President. J. E. THOMPSON, Cashier. Loans and discounts Overdrafts U. S= bonds to secure circulation U. S. bonds to secure deposits U.S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items-. Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes , IJ. S. certificates of deposit I Redemption fund,with U. S. Treasurer Total , $13, 192 16 Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding 24,771 16 State bank notes outstanding Dividends unpaid . 676 86 $50, 000 00 "36,600 06 726 00 4, 912 50 400 00 1, 255 00 I 83 , 1, 350 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 1,007 81 26,018 00 259 70 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total. 77, 285 74 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Portland. No. 221. II. J. LlBBY, President. W. E. GOULD, Cashier. Resources. Liabilities. $1,112,518 61 Capital stock paid in. Loans and discounts Overdrafts 678, 000 00 Surplus fund U. S. bonds to secure circulation 200,000 00 U. S. bonds to secure deposits Other undivided profits. U. S. bonds on hand Other stocks, bonds, and mortgages.. 25, 842 33 National bank notes outstanding 54,764 13 State bank notes outstanding Due from approved reserve agents... 44, 254 83 Dividends unpaid . Due from other banks and bankers... 5, 000 00 Real estate, furniture, and fixtures... 4,170 (32 Individual deposits Current expenses and taxes paid Premiums paid United States deposits Checks and other cash items 36, 877 49 Deposits of U. S. disbursing officers. Exchanges for clearing house 21,263 00 Due to other national banks — Bills of other national banks 8, 050 10 ! , Due to State banks and bankers Fractional currency ! 5, 970 59 Specie j 80, 000 00 Notes and bills re-discounted Legal tender notes j U. S. certificates of deposit <. Bills payable 76,510 66 Redemption fund with U. S. Treasurer* 2, 353, 221 70 Total , $300, 000 00 200,000 00 67, 052 46 580, 200 00 806 21 544,143 80 26, 039 42 93,196 97 41, 782 84 Total. 2,353,221 70 Canal National Bank, Portland. No. 941. W. W. THOMAS, President. B. C. SOMERBY, Cashier. $1, 011, 423 82 Capital stock paid in. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $600, 000 00 120, 000 00 243,221 99 "533,600 00 Surplus fund Other undivided profits 13,100 00 j National bank notes outstanding 159,361 16 State bank notes outstanding 18, 353 04 Dividends unpaid. 20, 000 00 3, 650 69 Individual deposits United States deposits , 33, 226 31 Deposits of U. S. disbursing officers 469, 510 00 1,235 00 436, 725 77 4Q, 000 00 Due to other national banks 842 42 Due to State banks and bankers . 32, 000 00 Notes and bills re-discounted. ! Bills payable 18, 242 18 23, 977 50 I 1,888,934 94 I Total. 1, 888, 934 94 Total. Casco National Bank, Portland. No. 1060. I. P. FARRINGTON, President. Loans and discounts $1,403,728 31 Overdrafts j U. S. bonds to secure circulation | 535, COO 00 U. S. bonds to secure deposits .' U. S. bonds on hand Other stocks, bonds, and mortgages ..' 4, 000 00 Due from approved reserve agents... 86,175 29 Due from other banks and bankers ..! 9, 755 06 Real estate, furniture, and fixtures... 75, 000 00 Current expenses and taxes paid , 3,340 24 ' Premiums paid ! '6, 781 97 | Checks and other cash items Exchanges for clearing house Bills of other national banks ; 69, 533 00 Fractional currency i 841 72 Specie 7,041 88 Legal tender notes j 25, 000 00 U. S. certificates of deposit i Redemption fund with U. S. Treasurer; 24, 000 00 Total ; 2,320, 197 47 W. A. W I N S H I P , Cashier. Capital stock paid in.. $800, 000 00 160, 000 00 254,116 34 Surplus fund Other undivided profits Naiional bank notes outstanding State bank notes outstanding 480,000 00 Dividends unpaid. 2,644 63 Individual deposits United States deposits j Deposits of U. S. disbursing officers .\ Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable Total 611,028 94 i 12, 407 56 . I 2, 320,197 47 REPORT OP THE COMPTROLLER OF THE CURRENCY. 75 MAINE. Cumberland National Bank, Portland. ALVAH CONANT, President. No. 1511. SAMUEL SMALL, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U S. bonds on hand . Other stocks bonds and mortgages Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid $373, 616 42 Checks and other cash items Exchanges for clearing house. . . . . Bills of other national banks Fractional currency Specie Legal tender notes ... ........... U. S. certificates of deposit Redemption fund with U. S. Treasurer Total 13, 352 63 200, 000 00 8,701 960 20!) 3,320 74 00 00 07 11 307 Of) 550 7 000 00 9,'OOJ 65" Capital stock paid in $250, 000 00 Surplus fund Other undivided profits 50, 000 00 54, 267 67 National bank notes outstanding State bank notes outstandi •••' 180,000 00 Dividends unpaid 480 46 Individual deposits United States deposits Deposits of U. S. disbursing officers.. 93, 260 42 Due to other national banks Due to State banks and bankers Bills payable Total 628, 008 55 628, 008 55 Merchants' National Bank, Portland. J. MCLELLAN, President. No. 1C23. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. CHAS. PAYSON, Cashier. $553,300 14 Capital stock paid in 231 08 300, 000 00 Surplus fund 100, 000 00 Other undivided profits 14, 212 60 J National bank notes outstanding 43, 689 83 State banknotes outstanding 7,017 08 25, 930 22 Dividends unpaid . 3, 602 61 Individual deposits United States deposits 19, 476 81 Deposits of U. S. disbursing officers.. 19,328 00 I Due to other national banks ],116 02 I Due to State banks and bankers . 1,217 00 18, 000 0J j Notes and bills re-discounted. Bills payable "13," 500* 65" 60, 000 00 105,417 86 270, 000 00 1,034 62 287,519 87 26, 492 82 27, 898 56 3,255 19 39, 002 50 Total 1, 120, 621 42 $300, 000 00 1,120,621 42 National Traders' Bank, Portland. A. K. SHURTLEFF, President. Loans and discounts Overdrafts -. U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes TJ. S. certificates of deposit Redemption fund with U. S. Treasurer Total H. Ex. 3 No. 1451. $115,124 89 250, 000 00 56,014 00 73, 460 27 2,666 15 Capitalstock paid in Surplus fund Other undivided profits National batik notes outstanding State bank notes outstanding Dividends unpaid . 4, 303 23 Individual deposits ... <• United States deposits 5, 518 90 Deposits of U. S. disbursing officers. 6,274 00 1,750 83 7,852 00 "li,*206" 65" 834,164 27 ^2 E D W A R D GOULD, Cashier. Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable Total i i j I $300,000 00 75, 000 00 50, 790 52 215, 050 00 498 20 191,402 77 1,422 7J 834,164 27 76 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Richmond, LEVI MUSTARD, President. No. 6(52. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation II. S. bonds to secure deposits U.S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes IT. S. certificates of deposit Redemption fund with U. S. Treasurer JAMES CARNEY, Cashier. I: Liabilities. $48,514 35 ii Capital stock paid in. $50, 000 00 5,500 00 1,753 10 50, 000 00 ij Surplus fund ,... ii Other undivided profits i National bank notes outstanding 8 913 64 i State bank notes outstanding . 44,540 00 "j "ion" 00* ' Dividends unpaid 11 75 | Individual deposits | United States deposits 105 22 :: Deposits of U. S. disbursing officers. 22 00 ; Due to other national banks 438 71 ,| Due to State banks and bankers . 932 00 i Notes and bills re-discounted. ! Bills payable 2,227 00 i 112,324 67 :!, Total. 112,324 07 Richmond National Bank Richmond. JAS. M. IIAGAR, President. Loans and discounts Overdrafts U. S. bonds to secure circulation | U. S. bonds to secure deposits \ U. S. bonds on hand j Other stocks, bonds, and mortgages .. | Due from approved reserve agents... :I Due from other banks and bankers .. Real estate, furniture, and fixtures.. J Current expenses and taxes paid ! Premiums paid Checks and other cash items j Exchanges for clearing house Bills of other national banks ! Fractional currency Specie Legal tender notes U. S. certificates of deposit : Redemption fund with U. S. Treasurer Total- . No. 909. $117,364 2G WM. H. STUART, Cashier. $120, 000 00 Capital stock paid in Surplus fund Other undivided profits 120, 0(J0 00 18,000 00 2,955 14 _ 9, 033 04 National banknotes outstanding 5, G93 07 State bank notes outstanding 1, 20-') 00 Dividends unpaid .- 106, 500 00 Individual deposits. United States deposits 17 38 Deposits of U. S. disbursing officers. - 15,908 41 3, 4!)4 00 Due to other national banks 16180 Due to State banks and bankers . 1, 000 00 Notes and bills re-diticounted 5, 400 00 Bills payable 263, 363 55 263,363 55 Lime Rock National Bank, Rockland. JOHN T. BERRY, President. Loans and discounts Overdrafts U.S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages ..'• Due from approved reserve agents.. Due from other banks and bankers .. Real estate, furniture, and fixtures. Current expenses and taxes paid. • Checks and other cash items j Exchanges for clearing house ] Bills of other national banks j Fractional currency ! Specie j Legal tender notes U. S. certificates of deposit ;' Kedemption fund with IT. S. Treasurer! Total No. 2097. GKO. W. BKRRY, Cashier. $140,280 93 jj Capital stock paid in i 105,00) CO \\ Surplus fund ! Other undivided profits ; 9 75!) 4° ! _.| i National bank notes outstanding & t a t e bank notes outstanding : $105,000 00 2,000 00 16,150 34 92, 606 00 I ,014 96 .™, 10, 197 64 j Deposits of LI. S. disbursing officers.. 4, 934 00 j Due to other national banks 114 52 , Due to State banks and bankers 70 75 4, 785 89 3, 600 00 :'• Notes rind bills re-discounted Bills payable 4,7.5 00 292, 189 94 Total. 292, 189 94 REPORT OF THE COMPTROLLER OF THE CURRENCY. 77 MAINE. Rockland National Bank, Rockland. G. HOWE WIG GIN, Cashier. No. 1446. MAYNARD SU.MNER, President. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks aud bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. 8. certificates of deposit Redemption fund with U. S. Treasurer $247,894 12 39 76 150, 000 GO Capital stock paid in. $150,000 00 Surplus fund Other undivided profits J 3,350 00 National bank notes outstanding... 35, 932 86 State bank notes outstanding 4*0 0) 13, 500 00 Dividends unpaid . 4, 233 00 422 25 30, 000 00 £7, 939 29 128,400 00 735 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 117, 70G 13 Due to other national banks Due to State banks and bankers . . . 3,017 10 10, 308 90 Total Saco National Bank, Saco. No. 1535. R. JORDAN. President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand. Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... CiuTent expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house. Biils of other national banks Fractional currency Specie T Legal tender notes U. S. certificates of deposit Redemption fund with LI. S. Treasurer T. SCAMMAN, Cashier. $131,915 71 Capital stock paid in $100, 000 00 ""ioo'ooo 6o"j Surplus fund Other undivided profits National bank notes outstanding . . . 4,534 96 State bank notes outstanding 80 08 3, 500 00 Dividends unpaid . 18, 000 00 3,202 21 82, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 44,341 73 1,422 51 1,309 (;0 21 '23 336 88 3, 000 00 8, 208 94 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable 1,795 17 254,329 31 254,329 3L Total .. 4, 990 20 York National Bank, Saco. R. F. C. HARTLEY, President. Loans and discounts Overdrafts TT. S. bonds to secure circulation IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... CnT-rent expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing1 house Bills of other national banks Fractional currency S pecie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1528. J. C. BRADBURY, Cashier. $ 158,994 76 Capital stock paid in 79!) 42 100, 000 00 Surplus fund Other undivided profits. 2, 650 00 6, 000 00 National bank notes outstanding 28, 883 69 State bank notes outstanding 2,813 41 2, 500 00 Dividends unpaid 176 45 5, 906 00 43 57 4, 300 00 ""4*475 00 317,542 30 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable Total... 1 $100, 000 00 35, 000 00 8, 269 37 80, 600 00 790 34 91,282 33 1,600 26 317, 542 30 78 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Skowhegan. No. 239. ABVER COBURN, President. Resources. GEO. N. PAGE, IS Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . | Due from approved reserve agents...' Due from other banks and bankers...' Real estate, furniture, and fixtures I Current expenses and taxes paid I ! Premiums paid Checks and other cash items j Exchanges for clearing house i Bills of other national banks Fractional currency j Specie i Legal tender notes i U. S. certificates of deposit ! Redemption fund with U. S. Treasurer! Total. $206,394 90 j Capital stock paid in ""156,066'66 10,257 Cashier. Liabilities. j $150,000 00 Surplus fund Other undivided profits j j 47, 000 00 8,926 22 National bank notes outstanding State bank notes outstanding j 135, 000 00 2,000 00 Dividends unpaid . 6, G92 16 Individual deposits United States deposits Deposits of U. S. disbursing officers. 78 00 54,965 38 8, 465 00 i Due to other national banks 680 71 ! Due to State banks and bankers . 770 96 5, 500 00 I Notes and bills re-discounted. Bills payable 396, 740 56 396, 740 56 Second National Bank, Skowhegan. No. 298. SAML. ROBINSON, President. Loans and discounts i Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits ; U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . \ Real estate, furniture, and fixtures... i Current expen ses and taxes paid j Premiums paid Checks and other cash items ' Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund withU. S. Treasurer Total . JAMES F E L L O W S , Cashier. $142, 669 22 Capital stock paid in 153 91 125, 000 00 Surplus fund Other undivided profits 25,000 00 j j 5, 100 26 National bank notes outstanding State bank notes outstanding 4,"666"66" Dividends unpaid . 5, 000 00 112,308 00 690 03 |] Individual deposits j| United States deposits 1,157 60 11 Deposits of U. S. disbursing officers. 4,216 00 246 75 31,500 00 2,978 13 21,322 81 Due to other national banks Due to State banks and bankers. 369 80 1,000 00 j Notes and bills re discounted. 11 Bills payable """5*625"66' Total. 294,168 74 294,168 74 South Berwick National Bank, South Berwick. J. H. BURLEIGH, President. No. 959. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . $111,038 06 "i06,060 66 2, 535 00 Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid 36,315 32 120 00 Checks and other cash items Exchanges for clearing house ' Bills of other national banks j Fractional currency j S pecie Legal tender notes j U. S. certificates of deposit, ; Redemption fund with U. S. Treasurer 4,670 49 Total ! J. F . WALKER, Cashier. Capital stock paid in. $100, 000 00 Surplus fund Other undivided profits j National bank notes outstanding State bank notes outstanding 1 j. Dividends unpaid. Individualdeposits , United States deposits Deposits of U. S. disbursing officers. 154 00 46 57 Due to other national banks Due to State banks and bankers.. 447 00 Notes and bills re-discounted. Bills payable 20, 000 00 7, 942 44 89, 896 00 5,287 50 36, 700 50 4,500 00 259, 826 44 Total. 259, 826 44 REPORT OF THE COMPTROLLER OF THE CURRENCY. 79 MAINE. Georges National Bank, Thomaston. EDWARD O'BRIEN, President. J. C. LEVENSALER, Cashier. No. 1142. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits j U. S.bonds on hand Other stocks, bonds, and mortgages.-j Due from approved reserve agents... ; Due from other banks and bankers...! Real estate, furniture, and fixtures. ,.j Current expenses and taxes paid •. Premiums paid j. Checks and other cash items ! Exchanges for clearing house |. Bills of other national banks j Fractional currency j Specie j. Legal tender notes j U. S. certificates of deposit j. Redemption fund with U. S. Treasurer Total. $151,701 10 Capital stock paid in $110, 000 00 110, COO CO ! Surplus fund , Other undivided profits 2, 550 00 National bank notes outstanding 33, 233 36 State bank notes outstanding 183 38 2,200 00 Dividends unpaid. i 21,000 00 7, 372 07 95, 400 00 535 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 75, 007 65 48 4, 573 38 318 00 250 02 Due to other national banks Due to State banks and bankers 5, 000 00 j! Notes and bills re-discounted. 11 Bills payable 4,950 66 313, £ S 58 i Total . 313, 688, 58 Thomaston National Bank, Thomaston. WILLIAM SINGER, President. Loans and discounts i Overdrafts j U. S. bonds to secure circulation j U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks. Fractional currency Specie Legal tender notes „ U. S. certificates of deposit j Redemption fund with U. S. Treasurer! No. 890. $100, 000 0 $89,999 69 : Capital stock paid in. 100, 000 00 9, 000 00 43, 130 74 17, 000 00 1,454 00 14, 800 00 14,414 75 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 86, 300 00 Dividends unpaid. 540 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 54,398 80 498 00 Due to other national banks 601 22 ! Due to State banks and bankers. Notes and bills re-discounted . Bills payable , 220 10 270, 673 65 Total . 270,673 65 Total. OLIVER ROBINSON, Cashier. Medomak National Bank, Waldoboro'. S. W. JACKSON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits T3. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1108. $13,239 53 1,803 48 50, 000 00 3, 900 00 11,172 34 1,885 15 1,378 66 1, 006 67 1, 082 00 162 95 657 00 1,385 00 119, 872 78 GEORGE ALLEN, Cashier. $50, 000 00 Capital stock paid in. 4, 000 00 1,348 27 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 43, 450 00 Dividends unpaid 490 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks , Due to State banks and bankers., Notes and bills re-discounted Bills payable Total. 20,584 51 I 119, 872 78 80 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Waldoboro' National Bank, Waldoboro'. ISAAC REED, President. No: 744. $45, 451 25 Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other blanks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items »Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit "Redemption fund with U. S. Treasurer o5,000 00 23, 000 00 3,909 55 ""SOQ 00 B. B. HASKELL, Cashier, $50, 000 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid. 10, 000 00 5,023 57 42, 400 00 365 00 Individual deposits United States deposits Deposits of U. S. disbursing officers.. 26,301 70 8,622 00 Due to other national banks 19 47 Due to State banks and bankers . 220 00 190 00 Notes and bills re-discounted. Bills payable 2,175 00 134, 090 27 Total-. 134, 090 27 Total , People's National Bank, Waterviile. JOHN WEBBER, President. No. 880. Loans and discounts j Overdrafts i U. S. bonds to secure circulation | U. S. bonds to secure deposits \ U. S. bonds on hand i Other stocks, bonds, and mortgages..''• Due from approved reserve agents... j Due from other banks and bankers . J Real estate, furniture, and fixtures. -J Current expenses and taxes paid ' Premiums paid j Checks and other cash items ; ! Exchanges for clearing house Bills of other national banks | Fractional currency j Specie Legal tender notes I U. S. certificates of deposit i Redemption fund with U. S. Treasure^ Total i $246, 079 99 200, 000 00 HOMER PERCIVAL, Cashier. $200, 000 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . . State bank notes outstanding 19, 762 95 2 81 2, 800 00 Dividends unpaid deposits 0, 650 00 Individxial United States deposits 8,502 7L Deposits of U. S. disbursing officers. 2, 800 00 Due to other national banks . 98 85 Due to State banks and bankers . 500 00 Notes and bills re-discounted 9, 000 00 Bills payable 496, 197 31 47, 000 00 7, 576 59 180, 000 00 963 44 60,118 06 539 22 496, 197 31 Ticonio National Bank, Waterviile. SAMUEL APFLETON, President. A. A. PLAISTED, Cashier. No. 762. Loans and discounts Overdrafts , XL S. bonds to secure circulation U. S. bonds to secure deposits j U. S. bonds on hand ! Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes j TJ. S. certificates of deposit I Redemption fund with U. S. Treasurer; $100, 000 00 $129,072 25 Capital stock paid in . 100, 000 00 Surplus fund Other undivided profits 24, 000 00 4,101 23 National bank notes outstanding 11,566 21 ! State bank notes outstanding 987 61 i 6,700 00 Dividends unpaid . Individual deposits United States deposits 2, 253 94 Deposits of U. S. disbursing officers. 88, 000 00 2,245 00 Due to other national banks 170 35 Due to State banks and bankers . 672 00 ; Notes and bills re-discounted. Bills payable 675 00 37, 453 99 3, 932 14 i Total I 258, 167 36 | Total. 258,167 36 RIPORT OF THE COMPTROLLER OF THE CURRENCY. 81 MAINE. Waterville National Bank, Waterville. D. L. MILLIKEN, President. No. 793. E. L. GrETCHELL, Cashier. Liabilities. Loans and discount Overdrafts U. S. bonds to secure circulation I U. S. bonds to secure deposits ! U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers.. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash, items Exchanges for clearing house Bills of other national banks Fractional currency Specie . Legal tender notes XL S. certificates of deposit Redemption fund with U. S. Treasurer $131,590 19 Capital stock paid in. _ _ _, 127, 000 00 j Surplus fund j Other undivided profits 6,100 0'd National bank notes outstanding j 1, 537 96 State bank notes outstanding 211 67 2, 750 00 Dividends unpaid . Individual deposits.. United States deposits 315 83 Deposits of U. S". disbursing officers. 36,000 00 3,651 72 105, 500 00 295 00 13,854 86 3, 662 00 8 93 Due to other national banks Due to State banks and bankers. 2, 500 00 | Notes and bills re-discounted. Bills payable 8*625 00 Total. 284, 301 58 ; Total. $125,000 00 234, 301 53 West Waterville National Bank, West Waterville. A. P. BENJAMIN, President. No. 2231. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits XL S. bonds on hand ., Other stocks, bonds, and mortgages-.. Due from approved reserve agents... Due from other banks and bankers .Real estate, furniture, and fixtures - -. Current expenses and taxes paid-.... Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes . U. S. ceriiticates of deposit Redemption fund with U. S. Treasurer $34, 610 84 75, 000 00 20, 159 37 75;5 34 882 92 11, 627 50 1,427 41 GEO. H. BRYANT, Cashier. Capital stock paid in. i, 000 00 Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 1,799 28 67, 500 00 35 21 19, 602 69 Due to other national barks Due to State banks and bankers Total National Bank, Winthrop. C. M. BAILEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation . U. S. bonds to secure deposits U. S. bonds on hand !.. Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund withU. S. Treasurer Total No. 553. $176,603 73 | Capital stock paid in. J. M. BENJAMIN, Cashier. I $100, 000 00 "loo'ooooo'j Surplus fund Other undivided profits. National bank notes outstanding 35,941 90 i State bank notes outstanding Dividends unpaid . 2, 003 06 4, 042 00 191 88 1,500 00 324, 785 57 Individual deposits United States deposits Deposits of U. S. disbursing officers. 20, 000 00 39,186 75 79, 910 00 365 00 85, 323 82 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable Total 324, 785 57 82 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Wiscasset. HENllY INGALLS, President. No. 1549. S. W. GREENLEAF, Cashier. Resources. Loans and discounts Overdrafts j TJ. S. bonds to secure circulation j U. S. bonds to secure deposits U. S. bonds on hand ! Other stocks, bonds, and mortgages.. i Due from approved reserve agents...' Due from other banks and bankers... Real estate, furniture, and fixtures .. I Current expenses and taxes paid j Premiums paid '. ' Checks and other cash items ! ] Exchanges for clearing house Bills of other national banks j Fractional currency j Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total . Liabilities. $119,953 32 Capital stock paid in . 1/J9L 76 100, 000 00 Surplus fund Other undivided profits 10, 000 00 National bank notes outstanding 15, 792 41 State bank notes outstanding ** I," 626" 64' Dividends unpaid . $100, 000 00 20, 000 00 7, 961 81 90, 000 00 013 00 Individual deposits United States deposits 1, 203 80 Deposits of U. S. disbursing officers.. j 295 04 2, 052 CO Due to other national banks 250 00 Due to State banks and bankers . Notes and bills re-discounted \ 4, 500 00 Bills payable 100 i 257, 369 93 Total . 257, 369 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 83 HAMPSHIRE. Connecticut River National Bank, Charlestown. HOPE LATHROP, President. No. 537. Resources. GEORGE OLCOTT, Cashier. |i Liabilities. Loans and discounts $128,897 29 Capital stock paid in. O verdrafts U. S. bonds to secure circulation ! 100, 000 00 Surplus fund U. S. bonds to secure deposits I Other undivided profits U. S. bonds on hand j National bank notes outstanding Other stocks, bonds, and mortgages.. j Due from approved reserve agents...! 5, 328 49 State bank notes outstanding Due from other banks and bankers . . | Real estate, furniture, and fixtures...! 2, 250 00 Dividends unpaid Current expenses and taxes paid j Premiums paid J Individual deposits Checks and other cash items ! United States deposits Exchanges for clearing house I Deposits of U. S. disbursing officers.. Bills of other national banks j 701 00 Due to other national banks Fractional currency '•• 4 81 Due to State banks and bankers . Specie ! Legal tender notes ! 2, 494 00 j Notes and bills re-diseounted. U. S. certificates of deposit I ! Bills payable Redemption fund with U. S. Treasurer Total. 244, 175 59 | $100,000 00 32,000 00 2, 729 26 90, 000 00 ; : | j | Total. 19, 446 33 244,175 59 Claremont National Bank, Claremont. GED. N. FAUWELL, President. No. 659. Loans and discounts , Overdrafts , U. S. bonds to secure circulation I U. S. bonds to secure deposits | U. S. bonds on hand j Other stocks, bonds, and mortgages . . ! D u e from approved reserve agents. . . ' D u e from other b a n k s and b a n k e r s . . i R e a l estate, furniture, a n d fixtures Current expenses and taxes paid Premiums paid Checks and other cash items I E x c h a n g e s for clearing house I Bills of other national banks j Fractional currency j Specie Legal tender notes U. S. certificates of deposit j Redemption fund with U. S. Treasurer; J x o . L. FARWELL, Cashier. $192,469 60 I Capital stock paid in. $150,000 00 150, 000 00 || Surplus fund 11 Other undivided profits !j 7, 400 00 National b a n k notes outstanding State b a n k notes outstanding , 20, 736 38 6, 713 07 Dividends unpaid . 61, 500 00 28 26 I 131,500 00 !! Individual deposits United States deposits ! Deposits of U. S. disbursing officers.. jj 2,100 00 ! I Due to other national banks 35 87 jjDue to State banks and bankers . 52,076 66 Notes and bills re-discounted. , Bills payable 6,750 00 jj 8, 900 00 395,104 92 11 Total. 395,104 92 First National Bank, Concord. G. A. PILLSBURY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand '.. Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid j Premiums paid Checks and other cash items | Exchanges for clearing house J Bills of other national banks Fractional currency Specie Legal tender notes X.J. S. certificates of deposit Redemption fund with U. S. Treasurer! Total No. 318. WM. F. THAYER, Cashier. $180,171 08 ;| Capital stock paid in. 150, 000 00 90, 000 00 116,894 75 5,946 65 10, 000 00 2,704 19 908 25 3,114 00 520 49 Surplus fund Other undivided profits. $150,000 00 30, 000 00 42,568 75 National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers.. Due to other national banks Due to State banks and bankers. 326 00 145,579 67 14,187 85 53, 555 22 17,141 92 18,500 00 I Notes and bills re-discounted. ! Bills payable """6,'75o"6o" 585, 509 41. Total. 585,509 41 84 EEPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. National State Capital Bank, Concord. No. 758. J. V. BARROV, President. II. J. Resources. GRIPPES,.Cashier. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits ] U. S. bonds on hand j Other stocks, bonds, and mortgages Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures . ..] Current expenses and taxes paid ! Premiums paid ! Checks and other cash items ! Exchanges for clearing house |. Bills of other national banks j Fractional currency ! Specie ' Legal tender notes j U. S. certificates of deposit ' Redemption fund with U. S. Treasurer; Total. $201,420 13 Capital stock paid in. $200, 000 00 *2O;),"ooo"oo" Surplus fund Other undivided profits , I National bank notes outstanding . . . | State bank notes outstanding , 01, 126 73 Dividends unpaid 22, 500 00 •2,382 62 I Individual deposits •i United States deposits 8, 909 82 ! Deposits of U. S. disbursing officers , 5, 480 00 ;| Due to other national banks 842 74 j Due to State banks and bankers . 8, 50J 00 | Notes and bills re-discounted. Bills payable 9, 000 00 580, 162 04 Total. 60,000 00 25,310 14 725 00 112,082 79 2,044 11 580, 162 01 Deny National Bank, Deny. No. 499. J. W. NOYES, President. G. C. CURRIER, Cashier. Loans and discounts : $1?, 812 60 Capital stock paid in (ill 5L Overdrafts U. S. bonds to secure circulation j 6J, 00J 00 Surplus fund II. S. bonds to secure deposits '... Other undivided profits U. S. bouds on hand '... Other stocks, bonds, and mortgages...! 15.0UJ 00 I National bank notes outstanding . . . 6 , 5 2 6 3:) |! State bank notes outstanding Due from approved reserve agents . ..'• 57 L 61 Due from other banks and bankers... | 5')o oo i: Dividends unpaid Real estate, furniture, and fixtures...,] Current expenses and taxes paid 4 i l 72 i Individual deposits Premiums paid United States deposits Checks and other cash items ] Deposits of U. S. disbursing officers. Exchanges for clearing house Bills of other national banks j 8(i5 00 | Due to other national banks •27 61 J Due to State banks and bankers. Fractional currency 93 00 i; Specie , ! Notes and bills re-discounted.. Legal tender notes '.-• Bills payable U. S. certificates of deposit Redemption fund with U. S. Treasurer 138, 427 37 Total $G0, 00000 6,600 00 1,341 48 54,,000 00 676 OD 15,809 69 138,427 37 Cochecho National Bank, Dover. C. W. THURSTOX. President. Loans and discounts " ! Overdrafts i U. S. bonds to secure circulation ; U. S. bonds to secure deposits i U. S. bonds on hand | Other stocks, bonds, and mortgages Due from approved reserve agents...! Due from other banks and bankers ..; Real estate, furniture, and fixtures i Current expenses and taxes paid | Premiums paid ] Checks and other cash items ' Exchanges for clearing house : Bills of other national banks j Fractional currency j Specie j Legal tender notes j U. S. certificates of deposit I Redemption fund with U. S. Treasurer! Total No. 1037. HARRISON HALEY, Cashier. $176,374 97 I Capital stock paid in . 1, 249 09 ; 150, 000 00 ; Surplus fund | Other undivided profits . National bank notes outstanding... 7, 6SL 22 State bank notes outstanding ' 6, 000 00 ! Dividends unpaid 1, 764 73 jIndividual deposits 7,000 00 United States deposits 1,105 57 Deposits of U. S. disbursing officers. 1, 131 00 Due to other national banks 232 17 Due to State banks and bankers . 700 00 Notes and bills re-discounted. Bills payable 6,750 00 359, 9u8 75 $153,000 00 12,700 00 5,708 98 135, 000 03 698 32 48, 275 61 7,585 81 359,968 75 REPORT OF THE COMPTROLLER OF THE CURRENCY. 85 N E W HAMPSHIRE. Dover National Bank, Dover. No. 1043. OLIVER WYATT, President. Resources. ;! Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks | Fractional currency j Specie Legal tender notes U. S. certificates of deposit J Redemption fund with U. S. Treasurer! Total CALVIN HALE, Cashier, I $119,473 26 "IOO, Liabilities. Capital stock paid in. $100, 000 00 ooo oo ! Surplus fund Other undivided profits 13, 700 00 11,290 39 National bank notes outstanding 595 00 14, 762 34 j State bank notes outstanding Dividends unpaid " 8,"500 00 | Individual deposits : United States deposits 4,337 76 Deposits of U. S. disbursing officers 3,617 00 501 67 Due to other national banks Dae to State banks and bankers . 3,000 00 Notes and bills re-discounted. Bills payable I 90, 000 00 j I ! 44,555 32 405 00 "4," 500 00 259,950 71 259, 950 71 Straffor d National Bank, Dover. W. S. STEVENS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal- tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Tctal. No. 1353. $241,744 30 """l5"l,"o0o"oo' 2, 000 00 51,831 18 4,500 00 ASA A. TUFTS, Cashier. Capital stock paid in. $150, 000 00 30, 000 00 33, 426 27 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid 135, 000 00 1, 83o 00 ••! Individual deposits | United States deposits Deposits of UVS. disbursing officers.. | 7, 616 00 93 41 Due to other national banks Due to State banks and bunkers.. 6, 808 00 Notes and bills ra-discounted Bills payable 6," 750*55" Total. 472, 345 89 252 00 121, 832 62 472, 345 89 Monadnock National Bank, East Jaifrey. BENJAMIN CUTTER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes TJ. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1242. P E T E R UPTCLY, Cashier. $114,404 47 I Capital stock paid in . 100, 000 00*,! Surplus fund Other undivided profits 2, 000 00 11,008 29 80 00 3,613 60 714 13 • National bank notes outstanding State bank notes outstanding ; j Dividends unpaid. ' Individual deposits 2,515 84 United States deposits Deposits of U. S. disbursing officers. 2,724 00 203 00 Due to other national banks Due to State banks and bankers. 1, 830 00 Notes and bills re-discounted. Bills payable 243, 467 35 Total. $100, 000 00 12,164 29 21, 570 95 87, 845 00 909 00 951 27 20, 026 84 243, 467 35 86 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. National Granite State Bank, Exeter. No. 1147. ABVER MERRILL, President. W. F. PUTNAM, Cashier. Resources. Liabilities. l Loans and discounts Overdrafts , U. S. bonds to secure circulation ! U. S. bonds to secure deposits • U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents... Due from other batiks and bankers Real estate, furniture, and fixtures..., Current expenses and taxes paid ' Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes ! U. S. certificates of deposit ! Redemption fund with U. S. Treasurer Total • $159,940 89 $100, 000 00 Capital stock paid in. 1U0, 000 00 Surplus fund Other undivided profits National bank notes outstanding 5, 689 81 State bank notes outstanding 6, 500 00 Dividends unpaid 2,093 40 Individual deposits -United States deposits 2, 040 72 Deposits of U. S. disbursing officers. 8,000 00 17, 817 23 89, 000 00 1, 630 00 67, 009 46 2, 349 00 Due to other national banks 342 87 Due to State banks and bankers . Notes and bills re-discounted 4, 500 00 Bills payable 283, 456 69 Total. 283, 456 69 Farmington National Bank, Farmington. G. M. HERRIN'G, President. THOS. F. COOKE, Cashier. No. 2022. Loans and discounts Overdrafts | U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes TJ. S. certificates of deposit Redemption fund with U. S. Treasurer $97,361 50 Capital stock paid in. 1, 610 22 100, 000 00 Surplus fund Other undivided profits National bank notes outstanding 5, 204 28 State bank notes outstanding 897 74 718 01 12, 000 00 1,997 10 719 00 4 27 4, 500 00 5, 000 00 2, 323 28 90, 000 00 80 03 Dividends unpaidIndividual deposits United States deposits Deposits of U. S. disbursing officers. 27,608 84 Due to oiher national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable 225, 012 12 Total. $100,000 00 225,012 12 Total. First National Bank, Francestown. A. B. WOODWARD, President. No. 576. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. $97, 813 81 100, Checks and other cash items i Exchanges for clearing house | Bills of other national banks j Fractional currency i Specie j Legal tender notes I U. S. certificates of deposit j Redemption fund with U. S. Treasurer Total. I 586 52 800 on 522 21 3, 806 00 4 42 600 00 | 6, 213, Capital stock paid in. ooo'oo" Surplus fund 100 Of) 000 00 Due from approved reserve agents...! Due from other banks and bankers . . j Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid MARK B A L C H , Cashier. 50o'oo"| 782 96 ! Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. $100, 000 00 14,000 00 8,410 76 90, 000 00 148 00 1,215 64 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable Total. 8 56 213,782 96 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 87 HAMPSHIRE. First National Bank, Gonic. N. V. WHITEHOUSE, President. No. 838. A. D. WHITEHOUSE, Cashier, Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. | Due from approved reserve agents... Due from other banks and bankers .. I Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. Liabilities. $57, 402 51 Capital stock paid in $60, 000 00* 60, 000 00 Surplus fund Other undivided profits National bank notes outstanding J, 737 08 State bank notes outstanding 5, 484 31 3, 632 48 53, 725 00 1, 000 00 ! Dividends unpaid . 240 96 Individual deposits United States deposits 41 35 Deposits of U. S. disbursing officers. 452 00 545 31 232 3 9 522 00 Due to other national banks 45 Due to State banks and bankers . . . 75 00 Notes and bills re-discounted. Bills payable 2, 653 00 123,839 10 Total. 123,839 10 Great Falls National Bank, Great Falls. NATH. WELLS, President. Loans and discounts .-. Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand , Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers.. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes IT. S. certificates of deposit Redemption fund with U. S. Treasurer Total. No. 1180. J. A. STICKNEY, Cashier.. $181,786 44 Capital stock paid in . 283 20 159,000 00 Surplus fund Other undivided profits National bank notes outstanding 5,196 50 ! State bank notes outstanding 10, 000 00 Dividends unpaid. 969 61 Individual deposits United States deposits 1,112 13 Deposits of U. S. disbursing officers. 3,691 00 107 97 3, 250 00 " 7," 666" 65' j $150,000 00 ' i ! ! 40,000 00 20, 828 54 129, 285 00 553 00 22, 730 31 Dite to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total. 363,396 85 363,396 85 Somersworth National Bank, Great Falls. OLIVER H. LORD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1183. SAML. S. ROLLINS, Cashier. $137,756 32 Capital stock paid in . 5, 000 00 100,000 00 Surplus fund Other undivided profits National bank notes outstanding 10, 368 21 State bank notes outstanding Dividends unpaid. 1,035 58 Individual deposits United States deposits Deposits of U. S. disbursing officers. 300 00 2i 92 200 00 $100, 000 00 20, 000 00 22, 252 58 90, 000 00 1,735 00 25,634 45 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable , 4,500 00 259, 622 03 Total. 259,622 03 88 REPORT OF THE COMPTROLLER OF THE CURRENCY. WEW HAMPSHIRE. Dartmoutli National Bank, Hanover. DAN'L BLAISDELL, N. S. HUNTINGTO.v, Cashier. President. Resources. Loans and discounts Overdraft H U. S. bonds to secure circulation • U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents...' Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items ; Exchanges for clearing house Bills of other national banks i Fractional currency ! Specie Legal tender notes i ; U. S. certificates of deposit Redemption fund with U. S. Treasurer, $37, 663 28 | Capital stock paid i n . . $50, 030 00 50, COO 00 j Surplus fund |i Other undivided profits I 6,628 61 ! National bank notes outstanding . . . °0 375 5° !'' State bank u°tes outstanding " '280 00 i! Dividends unpaid1,715 00 i| 170 73 Individual deposits I- United States deposits ij Deposits of U. S. disbursing officers . 13, Of 10 00 3,456 41 41,000 00 22, 886 99 3, 740 00 !; Due to other national banks 20 20 I Due to State banks and bankers . 1,500 00 :i Notes and bills re-discounted. ! j Bdls payable 2,250 00 !! Total 130,343 40 First National Bank, Hillsborough. STEPHEN KENRICK, No. 1688. President. Loans and discounts ; Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits II. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents...j Due from other banks and bankers.. Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasure] $51,290 72 88 83 50, 000 00 C. CAMPBELL, Cashier. Capital stock paid in $50, 000 00 Surplus fund Other undivided profits 2, 700 00 2,719 77 National bank notes outstanding 1 2,695 70 |! State bank notes outstanding | Dividends unpaid 1,133 44 3, 05 J 00 Individual deposits United States deposits 99 12 Deposits of U. S. disbursing officers.. 43, 877 00 2, 069 00 i| Due to other national banks . 24 88 Due to State banks and bankers . 2, 000 00 Notes and bills re-discounted Bills payable 2,250 00 Total 114,701 69 i Total. JNO. 114,701 69 Asliuelot National Bank, Ksene. No. 946. G. A. WHEELOCK, President. $13:), 437 80 h Capital stock paid in 574 27 i| 1.50,000 00 || Surplus fund |i Ocjer undivided profits Loans and discounts Overdrafts U. S. bonds to secure circulation 11. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Dividends unpaid ^ Checks and other cash items \ Exchanges for clearing house J Bills of other national banks j Fractional currency \ Specie I Legal tender notes ! U. S. certificates of deposit I Redemption fund with U. S. Treasurer; Na'ional bank notes outstanding notes outstanding ^tlltc 1° 198 01 Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Total H. O. CO OLID GE, Cashier. i 0 4 5 0 j | Individual deposits I United States deposits 2,834 63 i; Deposits of U. S. disbursing officers. 5, 752 412 56 7,921 00 ji Due to other national banks 02 i' Due to State banks and bankers . . . 19 I,1 00 i; Notes and bills re-discounted I, Bills payable 4, 6!9 97 ; $153, 000 00 2'), 000 00 7, 116 12 8P, 000 CO 375 00 65,506 50 142 85 ;i 331,140 47 | Total.. 331,140 47 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 89 HAMPSHIRE. Cheshire National Bank, Keene. No. 559. J. H. ELLIOT, President. R. II. PORTER, Cashier. Liabilities. Resources. $280,477 40 Loans and discounts \ 9, 556 95 Overdrafts | 200, 0U0 00 U. S. bonds to secure circulation j U. S. bonds to secure deposits j. U. S. bonds on hand Other stocks, bonds, and mortgages..! 5, 000 00 Due from approved reserve agents... j 3,593 31 Due from other banks and bankers ..J . Real estate, furniture, and fixtures...( 10, 467 8f> 482 03 Current expenses and taxes paid j Premiums paid j. 10,761 9G Checks and other cash items ; Exchanges for clearing house 2, 709 Of) Bills of other national banks i 497 09 Fractional currency • \ Specie j. 6, 000 0!) Legal tender notes J IT. S. certificates of deposit !. ""9," coo "66" Redemption fund with U. S. Treasurer' Surplus fund Other undivided profits National hank notes outstanding State bank notes outstanding 50, 000 00 31,348 19 173, 400 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 72, 826 85 Due to other national banks Due to State bauks and bankers . Notes and bills re-discounted Bills payable 10, 992 56 538,567 60 Total., $200, 000 00 Capital stock paid in . Total. 538,567 60 Keene National Bank, Keene. No. 877. EDWARD JOSLIN, President. Loans and discounts . Overdrafts . U. S. bonds to secure circulation . U. S. bonds to secure deposits U.S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents .. Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing bouse Bills of other national banks j Fractional currency -. i Specie I Legal tender notes | U. S. certificates of deposit j Redemption fund with U. S. Treasurer! Total GEO. W. TlLDEN, Cashier. $L66, 747 10 Capital stock paid in. 2, 958 57 100,000 00 Surplus fund Other undivided profits.. . National bank notes outstanding . . . State bank notes outstanding 7,601 7L 1,500 00 Dividends unpaid . 189 23 Individual deposits United Srates deposits 2,633 15 Deposits of U. S. disbursing officers. 2. 058 00 Due to other national banks 1J 8 30 Due to State banks and bankers. . 183 01 6, 200 00 Notes and bills re-discounted 4, 500 00 Bills payable 294, 749 0 $100,000 00 20,0r0 00 19, 799 29 83, 450 00 385 00 67, 114 78 4, 000 00 294,749 07 Laconia National Bank, Laconia. J. C. MOULTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid. Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes *. U. S. certificates of deposit Redemption fund with U. S. Treasure) Total. No. 1645. D. S. DiNSMOOR, Cashier. $100,593 38 I Capital stock paid in . .. 184 05 110,000 00 Surplus fund Other undivided profits """io, ooo oo I National bank notes outstanding 35,572 61 State bank notes outstanding . 1, 500 00 j Dividends unpaid. 112 50 deposits 5, 037 50 Individual United States deposits 4, 31)4 66 Deposits of U. S. disbursing officers. $100, 000 00 12, 300 00 908 18 85, 200 00 4,210 00 71,683 13 3,821 00 Due to other national banks 465 58 Due to State banks and bankers . 1, 100 00 Notes and bills re-discounted. Bills payable ' 4,'SOJ 00 277,301 31 Total . 277,301 31 90 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. National Bank, Lebanon. No. 808. W I L L I A M S. E L A , President. E. A. KENDRICK, Cashier. Resources. Liabilities. Loans and discounts i Overdrafts. U. S. bonds to secure circulation U. S. bonds to secure deposits --U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents- - Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer §QB, 409 50 Capital i stock paid in 3,361 21 | 100, 000 00 j Surplus fund Other undivided profits $100, 000 CO 12, 600 00 5, 096 97 2 000 34, 302 3, 685 6, 635 370 j 00 j National bank notes outstanding 16 j State bank notes outstanding 40 I. 66 Dividends unpaid 63 Individual deposits | United States deposits [. 372 00 ' Deposits of U. S. disbursing officers.. j . 87, 000 CO 1,071 00 :8,158 85 14,183 00 Due to other national banks 370 24 Due to State banks and bankers . 237 00 ; 5, 500 00 Notes and bills re-discounted.. Bills payable 4, 500 00 Total . 243, 926 82 243,926 82 Littleton National Bank, Littleton. JOHN FARR, President. No. 1885. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. 178, 184 30 j: Capital stock paid in. 150,000 00 Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes IT. S. certificates of deposit Redemption fund with U. S. Treasurer $150,000 00 Surplus fund Other undivided profits 11,964 63 3, 725 61 National bank notes outstanding State bank notes outstanding 30, 645 03 784 46 Dividends vinpaid , 2, 800 00 76 L 02 Individual deposits United States deposits 60 80 Deposits of U. S. disbursing officers.. 131,900 00 3, 232 00 411 20 Due to other national banks Due to State banks and bankers . 7, 000 00 Notes and bills re-discounted Bills payable """6,"756"6o* I Total . O. C. HATCH, Cashier. 380,628 81 Total. 140 00 82, 437 83 460 74 .1 380,628 81 First National Bank, Manchester. W A T E R M A N SMITH, President. No. 1153. Loans and discounts ! $100, 673 04 Overdrafts J 2, 189 66 U. S. bonds to secure circulation j 150, 000 00 U. S. bonds to secure deposits i 100, 000 00 U. S. bonds on hand I Other stocks, bonds, and mortgages..i 7, 200 00 Due from approved reserve agents... 37, 599 30 Due from other banks and bankers . . 5, 59 L 43 Real estate, furniture, and fixtures... 5, 000 00 Current expenses and taxes paid 2, 679 31 Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks 2,971 00 Fractional currency 656 10 Specie Legal tender notes 2, 003 00 U. S. certificates of deposit Redemption fund with U. S. Treasurer "8,"418*33" Total 424, 978 17 F R E D E R I C K SMYTH, Cashier. Capital stock paid in. Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. $15), 000 00 42, 000 00 5, 543 91 135,000 00 1,318 00 51, 478 24 39, 638 02- Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 424,978 17 REPORT OF THE COMPTROLLER OF THE CURRENCY. MEW 91 HAMPSHIRE. Amoskeag National Bank, Manchester. MOODY CURRIER, President. No. 574. G. B. CHANDLER, Cashier. Resources. Loans and discounts I Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers -.. Real estate, furniture, and fixtures--. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house.... Bills of other national banks Fractional currency Specie Legal tender notes TJ. S. certificates of deposit Redemption fund with U. S. Treasurer Total . Liabilities. $473, 596 78 j Capital stock paid in 411 5L | 200, 000 00 Surplus fund Other undivided profits.. $200, 000 00 ! | National bank notes outstanding 106,501 95 •State bank notes outstanding 179, 000 00 Dividends unpaid 7, 162 86 i, Individual deposits 28, 159 68 United States deposits of LI. S. disbursing Due to other national banks officers.. 11, 132 00 ! Deposits 2, 233 34 | Due to State banks and bankers Notes and bills re-discounted. Bills payable , 12, 500 00 65, 000 00 17,363 96 195 00 400,139 16 i 20, 000 00 Total. 861,698 12 861,698 12 City National Bank, Manchester. C. W. STANLEY, President. Loans and discounts Overdrafts * TJ. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures.-Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. 8. certilicates of deposit Redemption fund with U. S. Treasurer No. 1520. $135,314 70 1, 506 55 153, 000 00 $150, 000 00 36, 000 00 3, 548 83 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 13,472 33 Dividends unpaid. I | j Individual deposits « United States deposits 3,779 04 Deposits of U. S. disbursing officers. 7,521 00 303 12 2, 000 00 3,492 35 13, 3L6 96 134, 850 00 958 00 2,689 55 65, 517 81 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable '" 7," 000 00 368,135 12 Total. E. W. HARRINGTON, Cashier. Capital stock paid in Total. 368,135 12 Manchester National Bank, Manchester. NATHAN PARKER, President. Loans and discounts Overdrafts IT. K bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers.. Real estate, furniture, and fixtures - . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes TJ. S. certificates of deposit Redemption fund with U. S. Treasurer Total H. E x . " 3 - — 3 CHAS. E. BALCH, Cashier. No. 1059. $317,373 72 Capital stock paid in . 1,168 51 154, 000 00 Surplus fund Other undivided profits 3, 300 00 National bank notes outstanding 135, 273 85 State bank notes outstanding Dividends unpaid. 1,530 51 Individual deposits United States deposits Deposits of U. S. disbursing officers.. $150, 000 00 60, 000 00 13, 244 94 129, 000 00 298,417 90 12,014 00 Due to other national banks 252 25 Due to State banks and bankers . 19,000 00 Notes and bills re-discounted. Bills payable 650, 662 84 Total. 650, 662 84 92 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Souhegan National Bank, Milford. No. 1070. W M . B. T O W N E , President. F. Resources. T. SAWYER, Cashier. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S- bonds on hand Other stocks, bonds, and mortgages.. $123, 749 25 "ioo,"6oo"oo" 2,000 00 Capital stock paid in. $100, 000 00 Surplus fund Other undivided profits 6,247 70 5, 437 47 National bank notes outstanding State bank notes outstanding Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid 2, 035 08 Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer 4, 128 74 Individual deposits United States deposits Deposits of U. S. disbursing officers . 1, 072 00 385 11 Due to other national banks Due to State banks and bankers . 8, 287 38 1, 5L7 98 90, 000 00 1,552 00 Dividends unpaid . 47, 438 37 3, 000 00 I Notes and bills re-discounted Bills payable ""4,"50o"6b"j Total. 250, 675 54 Total. 250,675 54 First National Bank, Nashua. No. 84. E. P. EMERSON, President. $193, fiSL 69 3, 798 17 000 00 Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of ofher national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer J. A. SPALDIXG, Cashier. Capital stock paid in $150, •Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding , fi4 51 j Dividends unpaid 72 33 l j Individual deposits i United States deposits 2,676 36 ; Deposits of U. S. disbursing officers. 216 682 5!3 403 11, f), 34, 1. 000 00 27, 700 00 2,564 56 124, 970 00 852 01 132, 300 79 ,544 00 Due to other national banks 920 94 j Due to State banks and bankers ', 200 00 Notes and bills re-discounted i | Bills payable J, 750 00 ! 438,367 36 | Total. 438,387 36 Second National Bank, Nashua. No. 2240. J. W. W H I T E , President. C. V. DEARBORN, Cashier. Loans and discounts \ Overdrafts j U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve a g e n t s . . . D u e from other banks and b a n k e r s . . . Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid $67, 637 18 Capital stock paid i n . ] 00, 000 00 Surplus fund Other undivided profits Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes ! U. S. certificates of deposit j Redemption fund with U. S. Treasurer; 1,319 91 Individual deposits United States deposits Deposits of U. S. disbursing officers. 2, 237 00 22 35 Due to other national banks Due to State banks and b a n k e r s . 1,000 00 Notes and bills re-discounted. Bills payable Total | National bank notes outstanding State bank notes outstanding 7, 17, 1, 17, 967 33 01 )0 00 668 25 645 02 10, 000 00 3,168 52 90, 000 00 Dividends unpaid. 5 ; 216 64 4, 500 00 220,997 04 Total. 220, 997 04 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 93 HAMPSHIRE. Indian Head National Bank, Nashua. CALVIN B. H I L L , President. No. 1310. FRANK A. MCKEA.IT, Cashier. Resources. Liabilities. Loans and discounts Overdrafts | U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand | Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures..Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund withU. 8. Treasurer $297, 726 68 260 74 120, 000 00 Capital stock paid in. $120, 000 00 Surplus fund Other undivided profits 27, 000 00 35,233 14 National bank notes outstanding State bank notes outstanding 43,102 68 Dividends unpaid . 2,533 15 80(5 42 1,491 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 9, 509 00 34! 50 Due to other national b a n k s . . . . . Due to State banks and bankers- 15, 000 00 108, 000 00 204,325 19 Notes and bills re-discounted Bills payable 5, 400 00 Total . Total . 495,364 75 495,364 75 New Market National Bank, New Market. J. S. LAWRENCE, President. S. A. HALEY, Cashier. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages j 81, 000 00 j i Due from approved reserve agent3... ! Due from other banks and bankers Real estate, furniture, and fixtures... Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing house i Bills of other national banks | Fractional currency | Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total , Capital stock paid in. $ L03, 744 66 11, 075 20 $80,000 00 Surplus fund Other undivided profits 20, 000 00 3, 801 86 National bank notes outstanding . State bank notes outstanding 70, 500 00 Dividends unpaid. 1, 700 00 235 00 Individual deposits United States deposits 1, 226 30 j Deposits of U. S. disbursing officers. 32, 568 64 ! 3, (318 00 Due to other national banks 4 L 34 Due to State banks and bankers . 100 00 1, U(X) 00 Notes and bills re-discounted Bills payable 3, 600 00 207, 105 50 207,105 50 First National Bank, Newport. D. RICHARDS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation IT. S. bonds to secure deposits U.S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing bouse Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 888. F. w . L E W I S , Cashier. $108,852 65 ! Capital stock paid in. "'ioo.'ooo'o')' $100,000 00 | Surplus fund Other undivided profits. 22,000 00 6, 038 22 j National bank notes outstanding State bank notes outstanding 83,516 00 4,500 00 25, 018 98 Dividends unpaid. 231 86 Individual deposits | United States deposits Deposits of U. S. disbursing officers.. 10, 259 00 30 73 310 00 1,000 00 254, 693 22 I Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 94 REPOET OF THE COMPTROLLER OF TPIE CURRENCY. NEW HAMPSHIRE. First National Bank, Peterborough. F. LIVINGSTON, President. C. P. RICHARDSON, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation ; TJ. S. bonds to secure deposits ' U. S. bonds on hand ' Other stocks, bonds, and mortgages..\ Due from approved reserve agents... j Due from other banks and bankers Real estate, furniture, and fixtures . . ; Current expenses and taxes paid j Premiums paid $1-25,593 51 !| Capital stock paid in . •| 100, 000 00 i j >S urplus fund ! Other undivided profits 3,000 00 j National bank notes outstanding 17, 661 00 | State banknotes outstanding ........ j i 3, 0G4 31 jl || 410 16|j Checks and other cash items Exchanges for clearing house Bills of other natioualbauks Fractional currency Specie Legal tender notes ' U. S. certificates of deposit Redemption fund with U. S. Treasurer Dividends unpaid $100, 000 00 I ; | 20, 000 00 18, 736 24 87, 700 00 508 00 ; 689 99 Individual deposits i Unite;! States deposits | Deposits of U. S. disbursing officers.. | 29,917 82 - 2, 3-')9 00 Due to other national banks 108 50 Due to State banks and bankers . 900 00 Notes and bills re-discounted., | Bills payable 4, 500 57 257, 552 05 Total. Total. 257, 552 05 Pittsfield National Bank, Pittsfield. C. H. CARPENTER, President. No. 1020. Due from approved reserve agents... Due from other banks and bankers Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer 53, 000 00 $50, 000 00 Surplus fund Other undivided profits 1, 897 91 National bank notes outstanding . . . State bank notes outstanding 3,1)00 00 Dividends unpaid . \ 4, 700 00 1, 983 07 42, 600 00 500 50 Individual deposits United States deposits 944 36 Deposits of U. S. disbursing officers. 2, 653 60 4, 384 00 Due to other national banks 82 06 Due to State banks and bankers 500 00 Notes and bills re-discounted . , Bills payable 4, 000 98 102,437 17 Total. JOSIAH CARPENTER, Cashier. $34,627 86 |! Capital stock paid in. Loans and discounts O ver drafts , U. S. bonds to secure circulation \ U. S. bonds to secure deposits i U. S. bonds ou hand Other stocks, bonds, and mortgages Total. 102, 437 17 First National Bank, Portsmouth. W. II. Y. HACKETT, President. Loans and discounts i Overdrafts IT. S. bonds to secure circulation ; U. S. bonds to secure deposits | U. S. bonds on hand '•. Other stocks, bonds, and mortgages ..j Due from approved reserve agents... | Due from other banks and bankers . . : Real estate, furniture, and fixtures . . . j Current expenses and taxes paid ! Premiums paid • Checks and other cash items | Exchanges for clearing house Bills of other national banks ; Fractional currency j Specie j Legal tender notes U. S. certificates of deposit i. Redemption fund with U. S. Treasurer Total. EDW. P. KlMBALL, Cashier. $341,618 39 , Capital stock paid in. 318,000 00 122, 000 00 97, 431 40 40, 749 09 940 11 4,000 00 7, 042 53 $300, 000 00 Surplus fund Other undivided profits. 100, 000 00 46,012 34 National bank notes outstanding... State bank notes outstanding , 286,000 00 Dividends unpaid Individual deposits United States deposits 1,431 65 |: Deposits of U. S. disbursing officers. 7, COO 00 j| Due to other national banks 291 55 iiI Due to State banks and bankers. 500 56 16, (100 00 Notes and bills re-discounted . Bills payable : 157 21 159, 896 78 37,979 79 46,201 80 4, 077 36 ""26 "326"66" 980, 325 28 Total 980, 325 28 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 95 HAMPSHIRE. National Mechanics and Traders' Bank, Portsmouth. G. L. TREAD WELL, President. GEO. W. BUTLER, Cashier. Resources. Liabilities. Loans and discounts O verdrafts IJ. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures. ..j Current expenses and taxes paid. Premiums paid Checks and other cash items Exchanges for clearinghouse Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund withU. S. Treasurer Total. $425,457 06 Capital stock paid in . "306,600 00 Surplus fund Other undivided profits $300, 000 00 47, 000 00 12,789 29 National bank notes outstanding . . . State bank notes outstanding 2G5, 750 00 6, 339 50 Dividends unpaid 3, 897 29 j Individual deposits United States deposits Deposits of U. S. disbursing officers 179, 691 64 6, 80'.) 00 47,959 78 3,310 0!) 200 49 Due to other national banks Due to State banks and bankers . 9, 000 00 Notes and bills re-discounted I Bills payable "l3,"5o6'oo" 326 00 10,907 19 816,464 12 816,46-1 12 New Hampshire National Bank, Portsmouth. J . P. BARTLETT, President. No. 1052. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes IT. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $176, 364 0L L. S. BUTLER, Cashier. $150,000 00 Capital stock paid in. "156 "606 "66" Surplus fund Other undivided profits 5,000 00 National bank notes outstanding 33,343 17 ! State bank notes outstanding Dividends unpaid . !, 285 63 Individual deposits United States deposits 516 15 I Deposits of U. S. disbursing officers.. 730 00 J04 27 8, 800 00 ""~6~ 750* bo' 30, 000 00 10,251 48 123, 000 00 92 00 70, 554 75 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total. 383, 898 23 383, 898 23 Rockingham National Bank, Portsmouth. No. 1025. .J. J. PICKERING, President. $233,463 85 Loans and discounts Overdrafts j.. U. S. bonds to secure circulation j "206,060 66 U. S. bonds to secure deposits ." "25" 606 66' U. S. bonds on hand 4,000 00 Other stocks, bonds, and mortgages...' Due from approved reserve agents. ..| 23, 974 25 Due from other banks and bankers . . 690 27 Real estate, furniture, and fixtures... 5, 000 00 Current expenses and taxes paid Premiums paid Checks and other cash items 2, 439 54 Exchanges for clearing house Bills of other national banks ...i 1,829 00 413 23 Fractional currency 6L 88 Specie 6, 700 00 Legal tender notes U. S. certificates of deposit |.., 9,"6o6 '66 Redemption fund with U. S. Treasurer! Total I 518, 572 02 JOHN P. HART, Cashier. Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers.. $200,000 00 40, 000 00 24,721 74 176, 500 00 4,622 00 456 00 72, 272 28 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total 518,572 02 96 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Rochester National Bank, Rochester. JOHN MCDUFFEE, President. No. 2138. FRANKLIN MCDUFFEE, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation i U. S. bonds to secure deposits ' (J. S. bonds on hand Other stocks, bonds, and mortgages.. j Due from approved reserve agents...j Due from other banks and bankers Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes : ; U. S. certificates of deposit Redemption fund with U. S. Treasurer $51, 649 22 Capital stock paid in . $50, 000 00 Surplus fund j Other undivided profits 800 00 2, 574 87 ! National bank notes outstanding 3, 202 43 | State bank notes outstanding 44, 395 00 50, 000 00 820 15 488 40 i 9, 314 03 ! 754 00 Dividends unpaid 124 00 Individual deposits United States deposits Deposits of U. S. disbursing officers . 25, 790 43 Due to other national banks ., 4,100 00 91 07 ! Due to State banks and bankers . 1, 000 00 2, 250 00 Total. Citizens' National Bank, Tilton. No. 1333. ELEAZER DAVIS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation ! U. S. bonds to secure deposits j U. S. bonds on hand j Other stocks, bonds, and mortgages..| Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures..Current expenses and taxes paid j Premiums paid j Checks and other cash items i Exchanges for clearing house -\ Bills of other national banks j Fractional currency j Specie Legal tender notes \ U. S. certificates of deposit ; Redemption fund with U. S. Treasurer! W M . T. C ASS, Cashier. $71,361 27 |j Capital stock paid in 167 37 | 72, 000 00 ;j Surplus fund jj Other undivided profits jj ji National bank notes outstandin 6 087 °3 I' State bank notes outstanding . . $70, 000 00 12, 500 00 2, 637 86 57,300 00 Dividends unpaid (J9(> 72 815 85 Individual deposits United States deposits Deposits of U. S. disbursing officers. 15, 123 92 1, 21)4 00 Due to oth<3r national b a n k s . . . . 29 .'34 Due to State banks and b a n k e r s . 1G> 00 Notes and bills re-discounted. 2, 500 00 i Bills pa able 2,450 00 157, 5(iL 78 Total.. 157,561 7 3 Kearsarge National Bank, Warner. N. G-. OKDW No. 1674. AY,President. Loans and discounts j Overdrafts :. - U. S. bonds to secure circulation j U. S. bonds to secure deposits j U. S. bonds on hand j.. Other stocks, bonds, and mortgages... j . . Due from approved reserve agents... Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items I Exchanges for clearing house j . . . Bills of other national banks j Fractional currency Specie !... Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total , G. C. GEORGE, Cashier.. $38,321 31 Capital stock paid in. 50, 000 00 6,236 18 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding $50, 000 00 i I 4,200 00 3, 340 57 ' j. 37, 700 00' Dividends unpaid . 11,810 73 273-00 48 89 Individual deposits United States deposits Deposits of U. S. disbursing officers. 14, 657 91 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 2,250 00 109,898 48 Total. 109,898 4* REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 97 HAMPSHIRE. Winchester National Bank, Winchester. WILLIAM HAILE, President. No. 887. HENRY ABBOTT, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer! $117, 562 72 Capital stock paid in . 831 01 100, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding $100, 000 00 20, 000 00 14, 739 21 88, 695 00 5, 687 50 Dividends unpaid. 1,227 20 Individual deposits United States deposits 2, 598 35 Deposits of U. S. disbursing officers.. I 1,663 00 Due to other national banks 515 00 Due to State banks and bankers -. 88 05 1, 127 00 N'>tes and bills re-discounted. Bills payable 4, 435 00 575 73 Total . Total.. 255 00 11,469 89 235,734 83 Lake National Bank, Wolf borough. No. 1486. J. M. BRACKETT, President. Loans and discounts Overdrafts t U. S. bonds to secure circulation j U. S. bonds to secure deposits j U. S. bonds on hand I Other stocks, bonds, and mortgages.. j Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid | Checks and other cash items I Exchanges for clearing house j Bills of other national banks j Fractional currency ] Specie j Legal tender notes | U. S. certificates of deposit ! Redemption fund with U. S. Treasurer! Total I CHAS. F. PARKER, Cashier. $103, 455 62 I Capital stock paid in $125,000 00 125, 000 00 | Surplus fund I j Other undivided profits ij National bank notes outstandin N State bank notes outstanding . 7, 700 13 Dividends unpaid "2~300 00 Individual deposits y, yuu uu I United States deposits , i I Deposits of U. S. disbursing officers..!... 1, 441 00 Due to other national banks 2 64 Due to State banks and bankers. Notes and bills re-discounted Bills payable 5, 600 00 255,31*9 39 9,100 00 3, 571 21 '5,228 18 ! |. 399 39 98 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. National Bank, Barre. No. 2109. N. W. BRALEY, President. CHAS. A. KING, Cashier. Resources. Liabilities. Loans and discounts ' Overdrafts : U. S. bonds jto secure circulation U. S. bonds to secure deposits U. S. bonds on hand •' Other stocks, bonds, and mortgages.. i Due from approved reserve agents... • Due from other banks and bankers ..! Real estate, furniture, and fixtures, -.j Current expenses and taxes paid i Premiums paid j Checks and other cash items j: Exchanges for clearing house Bills of other national banks i Fractional currency • Specie \ ; Legal tender notes IJ. S. certificates of deposit Redemption fund with U. S. Treasurer; Total. $204,182 66 5, 719 ():i 200, 000 00 7, G57 71 $200. 000 00 Capital stock paid in. 8, 000 00 5,417 44 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding , 180, 000 00 | 1,400 00 Dividends unpaid . 8L0 82 Individual deposits United States deposits 6,707 Deposits of LJ. S. disbursing officers 243 00 50, 72G 01 1, 995 00 Due to other national banks 251 71 Due to State banks and bankers . 62 70 1, 564 00 Notes and bills re-discounted Bills payable 14, 010 00 414,961 45 575 00 Total. 444,951 45 Barton National Bank, Barton. No. 2290. HIRAM MCLELLAX, President. II. K. DEWEY, Cashier. $90, 000 00 Loans and discounts { $81,234 00 ij Capital stock paid in Overdrafts ' U. S. bonds to secure circulation I 50,000 00 | Surplus fund U. S. bonds to secure deposits '• j Other undivided profits U. S. bonds on hand Ij Other stocks, bonds, and mortgages.., J: National bank notes outstanding — . Due from approved reserve agents...j 77, 853 61 State bank notes outstanding . Due from other banks and bankers .. Real estate, furniture, and fixtures...; 100 00 Dividends unpaid . Current expenses and taxes paid 383 86 ; Individual deposits Premiums paid '• 7, 250 00 i United Stales deposits ! Checks and other cash items j 969 95 ! Deposits of U. S. disbursing officers.. Exchanges for clearing house Bills of other national banks. ' 2, 240 00 Due to other national banks Fractional currency ' 631 53 Due to State banks and bankers Specie | 99 00 Legal tender notes ! 10,106 00 !; Notes and bills re-discounted U. S. certificates of deposit ! \\ Bills payable Redemption fund with U. S. Treasurer1 h 233,917 95 Total . 14,313 35 129,604 GO Total 233,917 95 National Bank, Bellows Falls. J. H. WILLIAMS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation TJ. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid. Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency , Specie Legal tender notes TJ. S. certificates of deposit Redemption fund with U. S. Treasure] Total No. 1653. $164,887 48 100, 000 00 27,205 45 32, 422 14 J. II. WILLIAMS, Jr., Cashier. Capital stock paid in j Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding I [ Dividends unpaid 1,667 81 Individual deposits United States deposits Deposits of U. S. disbursing officers. 639 777 200 4,615 Due to other national bauks Due to State banks and bankers Notes and bills re-discounted. 00 47 00 00 $100,000 00 20, 000 00 36, 653 88 90, 000 00 5, 000 00 404 00 85. 422 59 i i 1, 933 88 339,414 35 REPORT OF THE COMPTROLLER OF THE CURRENCY. 99 VERMONT. First National Bank, Bennington. No. 130. L. R. GHAVES, President. ELLIS A. COBB, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation XT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing liou.se Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer! Total | $236, 368 76 j Capital stock paid in. 2, 538 09 000 00 Surplus fund . 122. Other undivided profits 1,000 00 669 224 000 103 09 22 00 39 $110, 000 00 92, 000 00 6, 630 45 National bank notes outstanding State bank notes outstanding Dividends unpaid Individual deposits , j United States deposits 903 12 ! Deposits of U.S. disbursing officers.. I 880 00 j Due to other national banks ' 442 09 I Due to State banks and bankers ' 6, 675 00 Notes and bills re-discounted ....! Bills payable " " • 5 , 450 00 404, 107, 800 00 253 76 Total. 85, 310 58 2,512 73 404, 253 76 National "White River Bank, Bethel. No. 962. R. II. TUPPER, President. II. C. TENNANT, Cashier. Loans and discounts ; $161,715 06 Capital stock paid in . Overdrafts ; 49 85 U. S. bonds to secure circulation i 125, 000 00 Surplus fund U. S. bonds to secure deposits : Other undivided profits . U. S. bonds on hand | Other stocks, bonds, and mortgages ..! National bank notes outstanding... Due from approved reserve agents...! 1,173 13 State bank notes outstanding Due from other banks and bankers... I Real estate, furniture, and fixtures... j 3, 600 00 Dividends unpaid. Current expenses and taxes paid ;.. Individual deposits : Premiums paid United States deposits Checks and other cash items • 233 41 Deposits of U. S. disbursing officers. Exchanges for clearing house j Bills of other national banks j 2, 015 0[) Due to other national banks . . . . Fractional currency I 277 6o Due to State banks and bankers. Specie , * Legal tender notes I 3, 345 00 ! Notes and bills re-discounted IT. S. certificates of deposit ; Redemption fund with U. S. Treasurer 5, 625 00 Bills payable 306, 034 ] 0 ; Total. $125, 000 00 25,000 00 7,216 12 103, 800 00 90 00 42,810 98 2,117 00 306, 034 10 First National Bank, Brandon. N. T. SPRAGUE, Jr., President. No. 278, II. C COPELAND, Cashier. Loans and discounts $202, 884 89 Capital stock paid in Overdrafts 5, 943 28 U. S. bonds to secure circulation 150, 000 00 Surplus fund U. S. bonds to secure deposits Other undivided profits U. S. bonds on hand Other stocks, bonds, and mortgages National bank rotes outstanding Due from approved reserve agents... 9, 448 66 State bank notes outstanding Due from other banks and bankers.. 866 12 Real estate, furniture, and fixtures... 3, 200 00 Dividends unpaid Current expenses and taxes paid Premiums paid 178 54 Individual deposits Checks and other cash items 4, 058 00 United States deposits % Exchanges for clearing house I Bills of other national banks 2,419 00 Deposits of U. S. disbursing officers.. Fractional currency | 133 00 Due to other national banks Specie ' Due to State banks and bankers Legal tender notes 6, 000 00 Notes and bills re-discounted U. S. certificates of deposit Redemption fund with U. S. Treasurer ' 10, 650 66" Bills payable Total 395,801 49 Total. $150,000 00 75, 000 00 4, 294 67 135, 000 00 220 00 24,125 23 161 59 395,801 49 100 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. Brandon National Bank, Brandon. No. 404. J. A. CONANT, President. D. C. BASCOM, Cashier, Resources. Liabilities. $350,564 19 Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearinghouse Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer "*206, 000 66 26,386 51 " l , 100 00 Capital stock paid in | Surplus fund Other undivided profits . National bank notes outstanding State bank notes outstanding Dividends unpaid I j j II I Individual deposits j United States deposits i 5, 362 19 Deposits of U. S. disbursing officers..' ; i Due to other national banks j Due to State banks and bankers j 9,000 00 | Notes and bills re-discounted Bills payable ! ....j ""*9,'509*22 j Total. 601,922 11 j Total. $200, 000 00 75, 000 00 13, 136 52 180, 000 00 660 00 43,125 59 90,000 00 601,922 11 First National Bank, Brattleboro'. No. 470. N. B. WILLISTON, President. Loans and discounts , Overdrafts U. S. bonds to secure circulation : U. S. bonds to secure deposits TJ. S. bonds on hand \ Other stocks, bonds, and mortgages.. ; Due from approved reserve agents...' Due from other banks and bankers .. Real jestate, furniture, and fixtures. Current expenses and taxes paid. . Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national batiks : Fractional currency Specie Legal tender notes ; U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. S. M. WAITE, Cashier. $300, 512 24 |j Capital stock paid in . $300, 000 00 300, 000 00 Surplus fund Other undivided profits 12, 500 00 National bank notes outstanding 23,116 11 State bank notes outstanding Dividends unpaid , 33, 000 00 j j ! Individual deposits United States deposits 8, 155 81 Deposits of U. S. disbursing officers. 257, 800 00 111,512 16 16, 112 0(1 Due to other national banks 416 00 Due to State banks and bankers . 28,1)00 00 Notes and bills re-discounted.. Bills payable 13, 500 00 702,312 16 ! Total i 702,312 16 Vermont National Bank, Brattleboro'. No. 1430. LAFAYETTE CLARK, President. GEO. S. DOWLEY, Cashier. | Loans and discounts $233,250 96 I Capital stock paid in Overdrafts TJ. S. bonds to secure circulation : 150, 000 00 Surplus fund TJ. S. bonds to secure deposits Other undivided profits U. S. bonds on hand 53,01)0 CO National bank notes outstanding Other stocks, bonds, and mortgages,.\ Due from approved reserve agents...\ G3, 637 59 State bank notes outstanding Due from other banks and bankers .. 313 06 Real estate, furniture, and fixtures...; 19, 700 00 ; Dividends unpaid . Current expenses and taxes paid ! 1, 435 00 Individual deposits Premiums paid United States deposits Checks and other cash items j 2,844 60 Deposits of CJ. S. disbursing officers. Exchanges for clearing house Bills of other national banks i 3, 931 00 11 Due to other national banks Fractional currency ' 507 90 ' Due to State banks and bankers . Specie Legal tender notes j 10, 000 00 ;l Notes and bills re-discounted TJ. S. certificates of deposit j Bills payable Redemption fund with U. S. Treasurer; 6, 750 00 Total I 542,420 11 Total. $150, 000 00 100, 000 00 13,269 96 135, 000 00 144,150 15 542, 420 11 REPORT OF THE COMPTROLLER OF THE CURRENCY. 101 VERMONT. Howard National Bank, Burlington. No. 1698. L. BARNES, President. C. A. SUMNER, Cashier. Resources. Liabilities. Loans and discounts Overdrafts IT. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... I Due from other banks and bankers.-j Real estate, furniture, and fixtures...] Current expenses and taxes paid j Premiums paid Checks and other cash items Exchanges for clearing house j Bills of other national banks Fractional currency | Specie i Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total i $418,375 56 $300, 000 00 Capital stock paid in . 22, 000 00 11,498 70 " 200," 666" 66" Surplus fund Other undivided profits National bank notes outstanding 43,142 78 State bank notes outstanding 25, 500 0!) Dividends unpaid . 2, 694 59 Individual deposits 4, 000 00 United States deposits 3, 305 54- Deposits of U. S. disbursing officers 180, 000 00 201,234 17 1,810 00 Due to other national banks 891 50 Due to State banks and bankers. 13, 846 00 Notes and bills re-discounted. Bills payable 10, 000 00 Total. 724, 732 87 724, 732 87 Merchants' National Bank, Burlington. HENRY P. HICKOK, President. No. 1197. Loans and discounts j Overdrafts •. U. S. bonds to secure circulation j U. S. bonds to secure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages .-j Due from approved reserve agents. ..j Due from other banks and bankers..I Real estate, furniture, and fixtures. ..I Current expenses and taxes paid. . Premiums paid Checks and other cash items j Exchanges for clearing house „... . Bills of other national banks. j Fractional currency Specie ". Legal tender notes ; U. S. certificates of deposit :. Redemption fund with U. S. Treasurerj Total. $833, 927 91 C. W. W00DH0USE, Cashier. Capital stock paid in $7C0, 000 00 622, 300 00 Surplus fund 125, 000 00 Other undivided profits 6, 255 00 National bank notes outstanding 90,649 79 State bank notes outstanding 405 05 17, 000 00 Dividends unpaid.. \ J Individual deposits 4, 754 24 United States deposits Deposits of U.national S. disbursing 1, 667 00 Due to other banksofficers.. 282 03 Due to State banks and bankers . 42, 926 00 ; Notes and bills re-discounted Bills payable 90, 000 00 31, 958 05 517,400 00 360, 954 38 25, 398 38 35, 356 81 j "40, 900 66" 1,791,067 62 I Total. 1,791,067 62 Castleton National Bank, Castleton. No. 1598. C. S. SHERMAN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure-deposits IT. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total , M. D. COLE, Cashier. $58, 130 73 Capital stock paid in . 1, 152 26 50, 000 00 Surplus fund O ther undivided profits National bank notes outstanding 1,283 83 State bank notes outstanding 1,358 78 Dividends unpaid . 3, 000 00 I Individual deposits United States deposits Deposits of U. S. disbursing officers. $50, 000 00 9, 000 00 6, 227 17 45, 000 00 10,1C6 61 605 00 Due to other national banks 53 18 Due to State banks and bankers . 2, 500 00 Notes and bills re-discounted Bills payable , ""2,"250"66" 120, 333 78 Total.. 120,333 78 102 REPORT OF THE COMPTROLLER OF THE CURRENCY. V JG K UI O N T . First National Bank, Chelsea. No. ELIHU HYDE, President. 2120. JNO. Resources. C. CLARK, Cashier. Liabilities. Loans and discounts I Overdrafts \ U. S. bonds to secure circulation ' U. S. bonds to secure deposits !.. IT. S. bonds on hand '.. Other stocks, bonds, and mortgages..i Due from, approved reserve agents... .. Due from other banks and bankers ..!.. Real estate, furniture, and fixtures...! Current expenses and taxes paid j Premiums paid Checks and other cash items I Exchanges for clearing house |.. Bills of other national banks j Fractional currency Specie '. Legal tender notes | ! IT. S. certificate* of deposit . Redemption fund with U. S. Treasurerj Total. $133,905 41 Capital stock paid in 2, 578 69 100,000 00 ' Surplus fund |j Other undivided profits $100,000 00 7, 000 00 2,968 65 1,500 00 i: National bank notes outstanding I State bank notes outstanding ("i Dividends unpaid 479 95 I. Individual deposits "I United States deposits 655 23 J Deposits of U. S. disbursing.officers.. 87, 800 00 575 00 45, 808 14 675 0!) ! Due to other national banks 442 23 i; Due to State banks and bankers 4,584 • 175 00 j Notes and bills re-discounte'd i Bills payable 6, ooo 66 248,736 5L Total. 248,736 5L Caledonia National Bank, Danville. No. 1576. B. N. DAYIS, President. Loans and discounts Overdrafts U. S. bond-', to secure circulation IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit. Redemption fund with U. S. Treasurer $126,076 29 '"160,060 66 $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 2, 600 00 ],203 68 "o"•"-nn nn"I! Dividends unpaid . j J ! 24, 020 72 3 67 90, 000 00 2, 045 00 6 85 25, 846 92 Individual deposits . United States deposits. 1,814 55 \\ Deposits of U. S. disbursing officers. 516 00 I1 Due to other national banks. 198 94 11 Due to State banks and bankers j 2,500 00 i; Notes and bills re-discounted •; Bills payable , 4,500 00 11 241,916 31 Total . J. B. -MATTOCKS, Cashier. Capital stock paid in i ; I . Total. 241,916 3L National Bank, Derby Line. STEPHEN FOSTER, Cashier. A. T. FOSTER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents . . . Due from other banks and bankers... Real estate, furniture, and fixtures .... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes IT. S. certificates of deposit Redemption fund with U. S. Treasurer Total $•222,251 99 || Capital stock paid iu ""iso'ooo'66"11 Surplus fund I j Other undivided profits 7, 500 00 National bank notes outstanding . . . State bank notes outstanding 15, 855 32 "il*566"66" Dividends unpaid j| Individual deposits ' United. States deposits 1, 427 81 Deposits of U. S. disbursing officers. 2,005 00 '287 48 656 65 3,361 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable $150, 000 00 30, 000 00 3, 746 26 130, 500 00 354 00 102, 259 37 735 62 4,OOO 00 """6," 750 "66" 421,595 25 Total. 421, 595 25 REPORT OF THE COMPTROLLER OF THE CURRENCY. 103 YEBMOIVT. First National Bank, Fair Haven. No. 344. JOSEPH ADAMS, President. E. H. PHELPS, Cashier. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits. U. S. bonds on hand. Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid . Premiums paid Checks and other cash items Exchanges for clearing liouse Bills of other national banks Fractional currency Specie Legal tender notes „ IT. S. certificates of deposit Redemption fund with U. S. Treasurer Total Capital stock paid in. 541 96 100, 000 00 Surplus fund Otl'ier undivided profits National banknotes outstanding... 5,545 82 j State bank notes outstanding 2,3:54 43 I!Dividends unpaid . 5,000 00 |j 1,030 48 I Individual deposits United States deposits 1,610 71 Deposits of U. S. disbursing officers. $164,4(18 48 1,749 00 ! Due to other national banks 503 12 ; Due to State banks and bankers. 225 00 ! 9,135 00 I Notes and bills re-discounted Bills payable $102,700 00 30, 000 00 6,110 02 90, 000 00 530 00 71,769 80 1,074 18 "16, 100 00 ! Total 302,184 00 302,184 00 Lamoille County National Bank, Hyde Park. L. H. NOYES, President. A. L. NO YES, Cashier. No. 1163. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie „ Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $117, 672 13 Capital stock paid in. Surplus fund Other undivided profits j National bank notes outstanding 16, 900 96 I S tate bank notes outstanding 5,784 54 Dividends unpaid 788 05 deposits 6, 956 25 Individual United States deposits 2, 560 15 Deposits of U. S. disbursing officers.. 18, 000 00 2, 463 27 124, 000 00 8, 937 37 4, 199 00 Due to other national banks 224 56 Due to State banks and bankers . 1,565 00 Notes and bills re-discounted Bills payable 6,"750"66 303, 400 64 Total. $150,000 00 ""HO.OOO "66" Total. 303,400 64 West River National Bank, Jamaica. W M . HARRIS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1564. J. A. BUTLER, Cashier. $78,944 66 Capital stock paid in. 430 63 86, 700 00 Surplus fund, Other undivided profits !j National bank notes outstanding 12,316 21 1j!1 State bank notes outstanding 346 37 2, 500 00 j I Dividends unpaid 557 48 Individual deposits United States deposits 225 67 Deposits of U. S. disbursing officers. 276 00 299 76 129 01 860 00 3,901 00 193, 486 79 $100, 000 00 7,200 00 5, 060 07 74,512 00 143 00 179 00 6, 392 72 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total. 193,486 79 104 EEPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. National Bank, Lyndon. No. 1140. HENRY CHASE, President. H. M. PEARL, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due frovn other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency ' Specie Legal tender notes U. S. certificates of deposit Redemption f and with U. S. Treasurer! Total. $163,269 22 '"'ioe'ooo'oo' 200 00 23,631 480 2, 100 1,493 42 00 00 50 600 67 794 00 377 87 245 00 3, 000 00 Capital stock paid in $106, 000 00 Surplus fund Other undivided profits 20, 000 00 6,240 95 National bank notes outstanding 94, 395 00 State bank notes outstanding 84 00 Dividends unpaid Individual deposits » United States deposits Deposits of U. S. disbursing officers . . Due to other national banks Due to State banks and bankers :0, 241 73 Notes and bills re-discounted Bills payable 4," 770 00 Total.. 306,961 68 306,961 68 Battenkill National Bank, Manchester. No. 1488. E. B. BURTON, President. Loans and discounts Overdrafts II. S. bonds to secure circulation U. S. bonds to secure deposits j U. S. bonds on hand j Other stocks, bonds, and mortgages..; Due from approved reserve agents... J Due from other banks and bankers . . ! Real estate, furniture, and fixtures... I Current expenses and taxes paid j Premiums paid j Checks and other cash items I Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemptionfund with U. S. Treasurer Total. W. P. BLACK, Cashier. $95,301 7L Ij Capital stock paid in 75, 000 00 17, 241 7L 2, 000 00 $75, 000 00 Surplus fund Other undivided profits. 25, 700 00 3, 070 25 National bank notes outstanding... State bank notes outstanding 67, 500 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 27, 624 70 2, 239 00 I Due to other national banks Due to State banks and bankers 365 53 j Notes and bills re-discounted 3, 372 00 | Bills payable 3, 375 66 |j 198,894 95 198, 894 95 || National Bank, Middlebury. P A R I S FLETCHER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes T7. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1195. J. G-. WELLINGTON, Cashier. $196, 160 54 Capital stock paid in, . "266,'6o6"66" Surplus fund Other undivided profits 64,"200 66' 3, 600 00 47, 288 37 5, 000 00 j 910 15 National bank notes outstanding State bank notes o u t s t a n d i n g . . . . . . . . Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. $200, 000 00 29, 662 02 76,270 33 166,020 00 1, 221 00 72,530 17 " "2,"515"66"j Due to other national banks , 1, 637 46 j Due to State banks and bankers. 76 00 j 15, 3L6 00 Notes and bills re-discounted. Bills payable 9,000 00 545,703 52 Total. 545, 703 52 REPORT OF THE COMPTROLLER OF THE CURRENCY. 105 TERMONT, First National Banlc, Montpelier. J. C. HOUGHTON, Jr., Cashier. No. 748. JNO. A. PAGE, President. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U,S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $382, 659 46 Capital stock paid in . 1, 6-25 27 250, 000 00 Surplus fund Other undivided profits 16, 850 00 National bank notes outstanding 9,494 15 State bank notes outstanding 2, 285 47 Dividends unpaid 4,265 54 1,552 69 Individual deposits United States deposits 1,320 49 Deposits of U. S. disbursing officers . 13,790 00 630 00 5, 517 00 13,250 00 $250, 000 00 94,000 00 5, 640 42 204,900 00 70 00 148,629 65 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable Total. 703, 240 07 Montpelier National Bank, Montpelier. J. R. LA.VGDONT, President. No. 857. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer CHAS. A. REED, Cashier. $293, 230 57 Capital stock paid in. 2,315 96 300, 000 00 Surplus fund 100, 000 00 j Other undivided profits . 100 00 81, 400 00 I National bank notes outstanding 61,475 65 | State bank notes outstanding ' 11 Dividends unpaid. 1,839 70 Individual deposits United States deposits 455 70 i Deposits of U. S. disbursing officers 4,383 00 504 6L 50 00 15, 797 00 $300, 000 00 150,000 00 10,161 16 270, 000 00 235 00 99, 064 57 18, 056 67 27, 534 79 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable 875,052 19 : Total. National Bank, Newport. Lucius ROBINSON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand . . . Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks aud bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total C. W. SCOTT, Cashier. 15, 355 17 30,000 00 20, 370 30 975 16 528 36 4,800 00 489 94 2,975 00 281 59 57 85 3, 248 00 Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding $90, 000 00 2, 749 62 27, GOO 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers . 30, 681 75 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable " "1*356" 06" 150, 431 37 Total. 150, 431 37 106 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. First National Bank, North Bennington. T. W. PARK, President. S. B. H A L L , Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. 8. bonds to secure deposits U. S. bonds on hand. Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other na ! ional banks Fractional currency Specie Legal tender notes I U. S. certificates of deposit, ' Redemption fund with U. S. Treasurer; $574, 380 35 I Capital stock paid in 13,641 13 551,500 00 Surplus fund Other undivided profits. 86, 900 00 $500, 000 00 170, 000 00 19, 844 33 National bank notes outstanding . . . State bank notes outstanding 37, 845 29 0, 0->2 71 5, 000 00 485, 340 00 Dividends unpaid . '\\ Individual deposits '<' United States deposits 1,233 12 ii Depo>itsof U.S. disbursing officers. Due to other national banks , Due to State banks and bankers. 9, 112 (i0 705 09 139,617 39 4, 947 97 8, 000 00 ; Notes and bills re-discounted i Bills payable 24, 810 00 1,319,749 69 Total. - Total. 1,319,749 69 Northfield National Bank, Northfield. No. 1638. GEORGE NICHOLS, President. Loans and discounts Overdrafts XT. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes IT. S. certificates of deposit Redemption fund with U. S. Treasurer $116,268 81 124 83 100, 000 00 F. L. ELY, Cashier. Capital .stock paid in. 2, 200 00 2, 809 23 $100, 000 00 Surplus fund Other undivided profits 15,000 00 6, 544 89 National bank notes outstanding State bunk notes outstanding 85, 530 00 Dividends unpaid. 800 00 1,826 15 80 00 1,443 34 Individual deposits Unitt-d States deposits Deposits of U. S. disbursing officers. 1, 499 00 155 25 Due to other national banks Due to State banks and bankers . 3,120 00 Notes and bills re-discounted. Bills payable " 4," 500 "66" 662 40 234,746 6 i Total 26, 929 32 234,746 61 First National Bank, Orwell. J . L . HAMMOND, President. No. 228. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid. Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total • | $314,904 26 "ioo," 666'66' C. E. BUSH, Cashier. Capital stock paid in. I Surplus fund Other undivided profits. National bank notes outstanding 9, 640 2, 946 2, 500 382 35 State bank notes outstanding 96 Dividends unpaid . 00 65 Individual deposits 500 00 $100, 000 00 70,000 00 10, 978 60 90,000 00 172,038 73 United States deposits Deposits of U. S. disbursing officers. 2, 805 00 |j Due to other national banks 162 43 ! Due to State banks and bankers. 15, 000 00 |! Notes and bills re-discounted '.! Bills payable "*i"3o6"66 450,141 70 :! Total . 7, 000 00 450,141 70 REPORT OF THE COMPTROLLER OF THE CURRENCY. 107 VERMONT. National Bank, Pouliney. lS : o. 1200. JOSEPH JOSLIN, President. M E R R I T T CLARK, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure ci rculation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents Due from other banks and bankers... Real estate, furniture, and fixtures. ..j Current expenses and taxes paid | Premiums paid | Checks and other cash items j Exchanges for clearing house i. Bills of other national banks | Fractional currency j Specie j Legal tender notes j U. S. certificates of deposit J. Redemption fund with U. S. Treasurer! Total.. $273, 262 06 3,581 54 100, 000 00 650 00 Capital stock paid in $100, 000 00 Surplus fund Other undivided profits 20, 000 00 3, 533 Hi National bank notes outstanding 88,100 00 32,998 94 State bank notes outstanding 221 48 25, 505 54 Dividends unpaid 1,151 48 160 00 487 74 780 00 14,135 00 80 00 Individual deposits I 245, 648 70 United States deposits . .'....„ Deposits of U. S.disbursing officers..•l Due to other national banks 74 27 Due to State banks and bankers . Notes and bills re-discounted. Bills payable 4,500 00 457, 436 78 457,436 78 National Black River Bank, Proctorsville. H. W . * A L B E E , President. No. 1383. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers Real estate, furniture, and fixtures-.. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit j Redemption fund with U. S. Treasure] Total. OEO. S. H I L L , Cashier. $71,121 09 Capital stock paid i n . . ""56," 666" 66" Surplus fund Other undivided profits 22,515 39 2, 718 62 National bank notes outstanding State bank notes outstanding 43, 050 00 3,806 31 3, 362 30 1,400 00 146 98 7,184 00 128 6L 10, 01)0 00 2, 550 00 $50, 000 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers.. 31,415 i Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable Total., 149,699 29 149, 699 29 National Bank, Royalton. CHESTER DOWNER, President. No. 1673. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.boads on hand Other stocks, bonds, and mortgages. . $130,637 07 4, 372 50 100, 000 00 Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expetises and taxes paid Premiums paid 12,421 98 Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes tT. S. certificates of deposit Redemption fund with U. S. Treasurer Total. II. Ex. 3- ioo 60 5, 400 00 2, 300 00 1,276 17 1, 000 00 78 83 725 37 9 2, 065 00 69 00 00 A. W. KENNEY, Cashier. Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. $100, 000 00 7,800 00 7,391 91 87,840 00 752 50 17, 438 83 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total. 43,700 00 264, 923 24 108 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. Baxter National Bank, Rutland. H. H. BAXTER, President. No. 1700. Resources. G. R. BOTTOM, Cashier. jj Liabilities. li Loans and discounts Overdrafts U. S. bonds to secure circulation | U. S. bonds to secure deposits | U. S. bonds on hand j Other stocks, bonds, and mortgages.. j Due from approved reserve agents. ..'• Due from other banks and bankers ..j Real estate, furniture, and fixtures.. -1 ; Current expenses and taxes paid Premiums paid j Checks and other cash items \ Exchanges for clearing house i Bills of other national'banks | Fractional currency j Specie ! Legal tender notes j U. 8. certificates of deposit I Redemption fund with U. S. Treasurer'; Total. $386,059 61 l| Capital stock paid in. $300, 000 00 300, 000 00 j| Surplus fund !i Other undivided profits | j National bank notes outstanding ] ! 36,189 10 j State bank notes outstanding Hi, 464 45 j Dividends unpaid | 4, 977 00 | i Individual deposits 17, 400 00 ; United States deposits I. 7,412 50 I Deposits of U. S. disbursing officers . j . j 9, 079 00 j Due to other national banks 2, '213 03 j Due to State banks and bankers . 45, 000 00 10, 375 63 253, 300 00 128 00 193,191 03 Notes and bills re-discounted. Bills payable 8, 700 00 13, 500 00 I Total. 801,994 66 801.994 66 National Bank, Rutland. JSO. B. P A G E , President. Loans and discounts i Overdrafts ! U. S. bonds to secure circulation j IJ. S. bonds to secure deposits j U. S. bonds on hand ; Other stocks, bonds, and mortgages.. j Due from approved reserve agents.. .| Due from other banks and bankers...! Real estate, furniture, and fixtures... i Current expenses and taxes paid j Premiums paid ! Checks and other cash items j Exchanges for clearing house i Bills of other national banks j Fractional currency j ! Specie Legal tender notes | ! U. S. certificates of deposit Redemption fund with U. S. Treasurer! No. 1450. $745, 549 70 20, 903 80 500, 000 00 W. ROYVELL, Cashier. Capital stock paid in 26, 069 52 $500, 000 00 Surplus fund Other undivided profits | | 100, 000 00 25,922 81 National bank notes outstanding State bank notes outstanding j 437 500 00 Dividends unpaid . 32, 000 00 1,433 29 Individual deposits United States deposits Deposits of U. S. disbursing officers . 7, 350 00 240 61 Due to other national banks Due to State backs and bankers . 295,624 11 Notes and bills re-discounted. Bills payable 13, 000 00 12, 500 00 1, 359, 046 92 Total . S Total. . 1,359,046 92 Rutland County National Bank, Rutland. W M . Y. RIPLEY, President. Loans and discounts i Overdrafts ; U. S. bonds to secure circulation j U. S. bonds to secure deposits \ U. S. bonds on hand ! Other stocks, bonds, and mortgages..' Due from approved reserve agents.. .j Due from otiu-r banks and bankers . . ; Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid • Checks and other cash items Exchanges for clearing house Bills of other national banks \ Fractional currency I Specie Legal tender not^s : U. S. certificates of deposit Redemption fund with U. S. Treasurer! Total. No. 820. $319, 506 9, 198 200, 000 50, 000 HENRY F . F I E L D , Cashier. 67 j Capital stock paid in 00 Surplus fund 00 00 | Other undivided profits. ; | National bank notes outstanding 20, 552 30 .! State bank notes outstanding ;! j $200, 000 00 i i 70,000 00 9,446 93 j ! 174, 300 00 j "3,500 00 • Dividends unpaid 610 78 i Individual deposits | ! United States deposits j J, 840 09 ': Deposits of U.S. disbursing officers.. I 164, 620 97 18,736 25 13, 177 00 Due to other national banks 419 31 i Due to State banks and bankers . 9, 300 00 ;j Notes and bills re-discounted. i Bills payable "*9,'6oo'oo 637, 104 15 Total I 637,104 15 REPORT OF THE COMPTROLLER OF THE CURRENCY. 109 VERMONT. F5rst National Bank, Springfield. No. 122. SAML. A L F O R D , Jr., President. ALBERT BROWN, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation TJ. S. bonds to secure deposits U. S. bon ds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks aud bankers.. Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house ] Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $232, 082 72 | Capital stock paid in 1,006 13 j 200, 000 00 i Surplus fund Other undivided profits 11,347 67 1,000 00 1,401 56 133 23 1, 055 00 634 99 $200, 000 00 National bank notes outstanding State bank notes outstanding ! ! 35, 500 00 20,350 66 | j J 79, 660 00 371 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 31,607 64 Due to other national banks Due to State banks and bankers . 8,768 00 ; Notes and bills re-discounted Bills payable , "lOfOOO " 6 6 " ; 467, 489 30 I Total. 467, 489 30 First National Bank, St. Albans. No. 269. HIRAM BELLOWS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits J U. S. bonds on hand I Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers..! Real estate, furniture, and fixtures . J Current expenses and taxes paid i Premiums paid j Checks and other cash items | Exchanges for clearing house ! Bills of other national banks i Fractional currency ! Specie ! Legal tender notes j U. S. certificates of deposit | Redemption fund with U. S. Treasurer! Total. $381, 345 20 100, 000 00 40, 827 69 6,666 66' 10, 599 15 5, 825 00 228 50 825 00 18,000 00 , 4, 500 00 ALBERT SOWLES, Cashier. Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits 59, 030 00 9, 513 58 National bank notes outstanding State bank notes outstanding 90,000 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 304, 865 98 Due to other national banks Due to State banks and bankers . 4, 740 98 Notes and bills re-discounted. Bills payable 568,150 54 i Total. 568,150 54 Vermont National Bank, St. Albans. No. 1583. BRADLEY BARLOW, President. I j ! Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... j Due from other banks and bankers..; Real estate, furniture, and fixtures. ..j Current expenses and taxes paid j Premiums paid iChecks and other cash items \ Exchanges for clearing house ' Bills of other national banks j Fractional currency I Specie • | Legal tender notes IT. S. certificates of deposit | Redemption fund with U. S. Treasurer! Total I $325, 266 95 10, 000 00 200, 000 00 C. N. BISHOP, Cashier. Capital stock paid in | $200, 000 00 Surplus fund Other undivided profits j 75, 000 00 8, 883 84 National bank notes outstanding j j ; State bank notes outstanding I Dividends unpaid , ! i Individual deposits United States deposits 8, 02 L 40 Deposits of U. S. disbursing officers. 845 0:29 000 291 10 59 00 34 6, 667 00 75 59 14, 375 00 9, 000 66" 602, 571 97 180, 000 00 138,688 13 Due to other national banks , Due to State banks and bankers., Notes and bills re-discounted Bills payable Total 6,2,571 97 110 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. First National Bank, St. Joknsbury. LUKE P. POLAND, President. GEORGE MAY, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits ! ] U. S. bonds on band Other stocks, bonds, and mortgages..' Due from approved reserve agents...] Due from other banks and bankers...[ Real estate, furniture, and fixtures... Current expenses and taxes paid [ Premiums paid i Checks and other cash items j Exchanges for clearing house I Bills of other national banks..' | Fractional currency j Specie j Legal tender notes j U. S. certificates of deposit ! Redemption fund with U. S. Treasurer Total . Liabilities. $500,000 00 ;589, 802 10 | Capital stock paid in 5'VJO, 000 00 : Surplus fund I Other undivided profits , | National bank notes outstanding 9, 021 02 j State bank notes outstanding 5, 739 36 10, 000 00 Dividends unpaid. I Individual deposits United States deposits 13, 983 24 Deposits of U. S. disbursing officers. 1, 857 00 Due to other national banks 561 95 Due to State banks and bankers. 4, 000 00 Xotes and bills re-discounted. Bills payable 22, 500 00 Total 1, 163, 467 07 97, 000 00 ]2,652 85 439, 943 00 111,640 28 2, 231 51 1,163,467 67 Merchants' National Bank, St. Jolmsbury. WM. E. IlAZEN, Cashier. No. 2295. F R E D ' K FLETCHER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation TJ. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other hanks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total . $3C), 198 31 ji Capital stock paid in . $150,000 00 j Surplus fund Other undivided profits National bank notes outstanding 101,646 51 ' State bank notes outstanding ]•>, 185 42 17, OOfi 79 I Dividends unpaid. 520 92 Individual deposits United States deposits 7,314 59 Deposits of U. S. disbursing officers. """"i,*l~67~28 !9, 278 82 5, 778 00 Due to other national banks 293 53 Due to State banks and bankers . 7, 500 00 j Notes and bills re-discounted Bills payable Total 240,446 10 240, 446 10 National Union Bank, S want on. W. L. SOWLES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes II. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1634. G. W. BEEBE, Cashier. $105,531 75 Capital stock paid in ""75,666 00 Surplus fund Other undivided profits 20, 000 00 3, 790 98 National bank notes outstanding State bank notes outstanding 67, 500 00 4,366 66 4, 750 38 £>,"8o6"66* Dividends unpaid . 635 00 2,815 55 Individual deposits United States deposits Deposits of U. S. disbursing officers. 1, 800 00 Due to other national banks 33 46 ! Due to State banks and bankers . !, 000 00 Notes and bills re-discounted. Bills payable 3, 375 00 2)3,011 14 ji Total. $75, 000 00 50 00 36, 528 58 171 58 203,041 14 REPORT OF THE COMPTROLLER OF THE CURRENCY. Ill VERMONT. National Bank, Vergennes. C. T . STEVENS, President. No. 1364. D. H. L E W I S , Cashier. Resources. Liabilities. Loans and discounts $172, 604 56 11 Capital stock paid in . Overdrafts 150, 000 00 i Surplus fund U. S. bonds to secure circulation U. S. bonds to secure deposits Other undivided profits U. S.bonds on hand "6," 500 66 I National bank notes outstanding . Other stocks, bonds, and mortgages.. 41,844 15 j State bank notes outstanding Due from approved reserve agents... Due from other banks and bankers . . "" "6,86395" j Dividends unpaid . Real estate, furniture, and fixtures... Current expenses and taxes paid Individual deposits Premiums paid United States deposits 3, 669 73 Deposits of U. S. disbursing officers. Checks and other cash items Exchanges for clearing house Bills of other national baiLks 3,073 00 Due to other national banks Fractional currency 800 00 Due to State banks and bankers . Specie 70 94 Legal tender notes 22 250 00 Notes and bills re-discounted U. S. certificates of deposit |... Bills payable 6,750 00 Redemption fund with U. S. Treasurer 414,426 33 Total. $150, COO 00 19,072 60 38, 515 12 134,744 00 70, 986 66 1,107 95 414, 426 33 Total. Waterbury National Bank, Waterbury. P A U L DILLINGHAM, President. Loans and discounts Overdrafts U. S. bonds to secure circulation I U. S. bonds to secure deposits ; U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid j Checks and other cash items | Exchanges for clearing house j Bills of other national banks I Fractional currency Specie Legal tender notes XL S. certificates of deposit ! Redemption fund with U. S. Treasurer! Total. No. 1462. $161,375 82 C U R T I S W E L L S , Cashier. Capital stock paid in. 100, 000 00 ~^K n^ $100,000 00 Surplus fund Other undivided profits 29, 000 00 8, 303 94 National bank notes outstanding State bank notes outstanding 88, 000 00 Dividends unpaid. | Individual deposits United States deposits 634 49 Deposits of U. S. disbursing officers. 72. 546 20 1,331 00 Due to other national banks 505 01 | Due to State banks and bankers . ~ 4, 550 00 Notes and bills re-discounted. Bills payable 4, 500 00 297,850 14 297,850 14 National Bank of Newbury, "Wells River. W. H. CUMMINGS, President. Loans and discounts i Overdrafts i U. S. bonds to secure circulation ! U. S. bonds to secure deposits j. U. S. bonds on hand j Other stocks, bonds, and mortgages.. Due from approved reserve agents. . . | Due from other banks and bankers . . ! Real estate, furniture, and fixtures...! Current expenses and taxes paid j Premiums paid |Checks and other cash items | Exchanges for clearing house |. Bills of other national banks j Fractional currency | Specie | Legal tender notes ! U. S. certificates of deposit j. Redemption fund with U. S. Treasurer! Total. No. 1406. $288, 770 26 14,345 82 300, 000 00 75o"66" 21,188 00 28, 986 67 5,832 68 3, 000 00 1,107 55 9,071 92 G E O R G E LESLIE, Cashier. Capital stock paid in . $300, 000 00 Surplus fund Other undivided profits 23, 700 00 3, 629 71 National bank notes outstanding State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 479 00 189 70 1,804 00 18,787 00 Due to other national banks Due to State banks and bankers . 269, 753 00 2,105 44 108, 739 84 394 61 Notes and bills re-discounted. Bills payable 14,010 00 | 708,322 60 [j Total. 708,322 60 112 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. Randolph National Bank, "West Randolph. No. 2274. W. H. Du BOIS, President. R. T. Du BoiS, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits ' U. S. bonds on hand ; Other stocks, bonds, and mortgages _. I Due from approved reserve agents.. Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house ] Bills of other national banks j Fractional currency ! Specie ; Legal tender notes U. S. certificates of deposit ! Redemption fund with U. S. Treasurer Total. Liabilities. $18, 118 20 ! Capital stock paid in. ! 50, 000 00 Surplus fund Other undivided profits , !' National bank notes outstanding 17, 892 62 ji State bank notes outstanding "1*743'80* • Dividends unpaid 328 70 Individual deposits 8, 392 50 United States deposits 2,732 72 Deposits of U. S.. disbursing officers j, I j j $73,210 00 1, 993 97 40, 400 00 I 20, 113 15 1,794 00 Due to other national banks 44 53 Due to State banks and bankers . 2, 420 00 Notes and bills re-discounted. Bills payable 2, 250 00 135,717 12 135,717 12 Total . Ascutney National Bank, Windsor. HIRAM IIARLOW, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents.. Due from other banks and bankers . Real estate, furniture, and fixtures.. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasure No. 816. $32,584 85 '[ Capital stock paid in I 100, 000 00 ;: Surplus fund !; Other undivided profits 30,000 00 J: 7, 685 00 1, National bank notes outstanding 1") ^36 03 ' State bank notes outstanding i; Dividends unpaid $100,000 00 20, 000 00 27,294 09 86, 000 00 1,057 00 48 00 1,784 56 || I n d j v i d u f l l deposits \\ United States deposits 2,304 05 )\ Deposits of U. S. disbursing officers.. 2,114 00 ;j Due to other national banks 43 21 \] Due to State banks and bankers . 6,335 00 i| Notes and bills re-discounted. .'; Bills payable 4,500 00 ['• 253, 186 73 Total. HENRY WARDNER, Cashier. Total. 18, 787 64 253, 186 73 Woodstock National Bank, "Woodstock. FREDERICK BILLINGS, President. No. 1133. HENRY C. JOHNSON, Cashier. $453, 529 82 | \ Capital stock paid in ; Loans and discounts Overdrafts ' U. S. bonds to secure circulation 300, 000 00 ; Surplus fund U. S. bonds to secure deposits 1 ':. Other undivided profits U. S. bonds on hand Other stocks, bonds;, and mortgages..: 26,216 70 National bank notes outstanding \. Due from approved reserve agents...' 18, 736 98 State bank notes outstanding Due from other banks and bankers .. Real estate, furnitu-'e, and fixtures... 7, 900 00 '< Dividends unpaid Current expenses and taxes paid Individual deposits Premiums paid ; United States deposits Checks and other cash items 1, f 39 31 Deposits of U. S. disbursing officers . Exchanges for clearing house Bills of other national banks 1, 47:3 00 Due to oilier national banks . . . Fractional currency , 22 68 Due to State banks and bankers Specie Legal tender notes 10, 000 00 Notes and bills re-discounted U. S. certificatesof deposit '. Bills payable Redemption fund with U. S. Treasurer 13, 500 00 Total. Total. 832,417 49 $300, 000 00 28, 200 00 22, 161 66 270, 000 00 867 29 191,188 51 20, 000 00 832,417 49 REPORT OF THE COMPTROLLER OF THE CURRENCY. 113 XUASSACfUJSE T T S. Abington National Bank, Abington. No. 1386. B A X T E R COBB, President. J. N. FARRAR. Cashier. Liabilities. Resources. $18U, 571 Loans and discounts I Overdrafts !.. ""150,000 U. S. bonds to secure circulation j U. S. bonds to secure deposits \.. 2"260" U. S. bonds on hand i 10,000 Other stocks, bonds, and mortgages., j Due from approved reserve agents ..j 16, 837 Due from other banks and bankers . . ; 320 Real estate, furniture, and fixtures...j 6, 930 Current expenses and taxes paid j . . Premiums paid J.. Checks and other cash items \ Exchanges for clearing house |-. Bills of other national banks ! Fractional currency ' Specie ; Legal tender notes j IT. S. certificates of deposit I Redemption fund with U. S. Treasurer: I I Surplus fund Other undivided profits ! \ National bank notes outstanding (State bank notes outstanding $150, 000 00 30, 000 00 22, 345 24 135,000 00 Dividends unpaid. 7, 533 00 3,386 54 Individual deposits j United States deposits. j Deposits of U. S. disbursing officers..; 3, 323 334 Due to other national banks Due to State banks and bankers . 5, 255 Notes and bills re-discounted Bills payable , 41, 285 38 \... | 7, 000 386, 163 62 Total. Capital stock paid in Total. 386,163 62 First National Bank, Adams. H. J. BLTSS, President. IT. II. W E L L I N G T O N , Cashier. Loans and discounts i Overdrafts I U. S. bonds to secure circulation j IT. S. bonds to secure deposits j U. S. bonds on hand | Other.stocks, bonds, and mortgages.. j Due from approved reserve agents... j Due from other banks and bankers . . < Real estate, furniture, and fixtures...' Current expenses and taxes paid. i Premiums paid Checks and other cash items j Exchanges for clearing house i Bills of other national banks ' Fractional currency ! Specie ! Legal tender notes \ U. S. certificates of deposit | Redemption fund with U. S. Treasurer! Total. $254, 906 83 7, 450 13 142, 000 00 Capital stock paid in : ! Surplus fund Other undivided profits ! j National bank notes outstanding • i 20, 978 J 8 State bank notes outstanding 3, 598 86 Dividends unpaid . 19, 500 00 2,159 40 Individual deposits United States deposits 5, 709 98 Deposits of U. S. disbursing officers. 576 00 Due to other national banks 472 97 Due to State banks and bankers 3, 550 00 8, 000 00 j Notes and bills re-discounted . I Bills payable 6,375 00 ! 475,277 35 I j $150, 000 00 50,000 00 11,812 30 127, 500 00 81,523 96 14, 441 09 40, 000 00 475, 277 35 First National Bank, Amherst. L. D. HILLS, President. R. J. D. WESTCOTT, Cashier. Loans and discounts Overdrafts ; U. S. bonds to secure circulation ' U. S. bonds to secure deposits !. U. S. bonds on hand j Other stocks, bonds, and mortgages..'. Due from approved reserve agents... i Due from other banks and bankers . . : Real estate, furniture, and fixtures . . . Current expenses and taxes paid i Premiums paid Checks and other cash items • Exchanges for clearing house Bills of other national banks i Fractional currency --- \ Specie " |. Legal tender notes : U. S. certificates of deposit •. Redemption fund with U. S. Treasurer 1 Total I $185, 703 91 i Capital stock paid in 20 48 I ] 50, 000 00 i Surplus fund O ther undivided profits 500 06* National bank notes outstanding 41,134 28 State bank notes outstanding 2L, 752 35 i 10, 000 00 i Dividends unpaid . 325 00 | Individual deposits United States deposits 1,357 42 Deposits of U. S. disbursing officers 1,016 00 883 07 Due to other national banks Due to State banks and bankers . $150, 000 00 50, 000 00 3, 949 03 129, 750 00 3,860 00 85,115 30 124 18 Notes and bills rc-duscounted. Bills payable Total. 422, 798 51 114 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Andover National Bank, Andover. No. 1129. J . L. TAYLOR, President. MOSES FOSTER, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits I U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes .' U. S. certificates of deposit Redemption fund with U. S. Treasurer; $212, 687 46 200, 000 00 65, 000 00 Capital stock paid in s,"66o"66"h 4, 707 25 $250,000 00 50,744 01 766 60 National bank notes outstanding 39,785 15 | j State bank notes outstanding 163, 363 00 9,044 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 71,276 52 4,054 00 I Due to other national banks 67 52 I Due to State banks and bankers . 2, 392 75 2, 500 00 i Notes and bills re-discounted. Bills payable 9,000 00 )| 515,194 13 j | Total. \ Surplus fund Other undivided profits Total. 545,194 13 First National Bank, Ashburnham. No. 2113. G. C. WINCHESTER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid j Checks and other cash items ! Exchanges for clearing house : Bills of other national banks I Fractional currency | Specie j Legal tender notes | U. S. certificates of deposit Redemption fund with U. S. Treasurer Total . $35, 032 70 ""50,000 00* 5, 592 09 645 00 1,748 60 8, 000 00 51 50 GEO. W. E D D Y , Cashier. Capital stock paid in. $50, 000 00 Surplus fund Other undivided profits 200 00 5, 020 23 National bank notes outstanding State bank notes outstanding Dividends unpaid- 43,190 00 16 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 295 00 27 39 Due to other national banks Due to State banks and bankers . 474 00 Notes and bills re-discounted . Bills payable 5, 693 05 2, 250 00 104, 119 28 Total. 104,119 28 Athol National Bank, Athol. T. II. GOODSPEED, President. Loans and discounts Overdrafts U. S. bonds to secure circulation | U. S. bonds to secure deposits j U. S. bonds on hand j Other stocks, bonds, and mortgages.. | Due from approved reserve agents. ..I Due from other banks and bankers .,. Real estate, furniture, and fixtures... Current expenses and taxes paid \ Premiums paid ! Checks and other cash items j Exchanges for clearing house ; Bills of other national banks j Fractional currency \ Specie i Legal tender notes \ U. S. certificates of deposit j Redemption fund with U. S. Treasurer! Total C. A. CHAPMAN, Cashier. $104,213 70 || Capital stock paid in. 33, 500 00 ijSurplus fund Other undivided profits ; I National bank notes outstanding State bank notes outstanding 9,024 48 82 82 Dividends unpaid . 7, 413 88 971 49 Individual deposits 4, 986 87 United States deposits 419 78 Deposits of U. S. disbursing officers. 1,571 00 I Due to other national banks 368 05 Due to State banks and bankers . $100, 000 00 7, 739 53 29, 540 00 30,229 69 £62 85 3, 700 00 INotes and bills re-discounted . \' Bills payable 1, 500 CO i 167,772 07 Total. 167, 772 07 REPORT OF THE COMPTROLLER OF THE CURRENCY. 115 MASSACHUSETTS. Miller's River National Bank, Athol. ALPHEUS HARDING, President. No. 708. Resources. A. L. NEWMAN, Cashier. il Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit, Redemption fund with U. S. Treasurer $315,560 19 395 93 147, 000 00 17, 278 4,918 6, 500 3, 155 02 99 00 96 437 00 Liabilities. Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding j i. Dividends unpaid . 100, 000 00 7, 986 87 122,115 00 957 54 Individual deposits United States deposits Deposits of U. S. disbursing officers. 122, 226 92 1, 007 00 545 11 10,648 57 Due to other national banks Due to State banks and bankers . 9,537 00 Notes and bills re-discounted. Bills payable ""7,"b00 00" 513, 935 20 Total. $150, 000 00 Capital stock paid in . 513, 935 20 Total. First National Bank, Attleboro'. WILLARD BLACKINTON, President. H. M. DAGGETT, Cashier. No. 2232. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $144,762 35 35, 000 00 20, 407 50 4,852 98 245 56 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding . 241 46 j 31, 500 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers.. 2, 064 00 Due to other national banks 151 45 ! Due to State banks and bankers . Notes and bills re-discounted. 5,000 00 | i Bills payable 2,075 00 |! 219, 677 59 Total. $100, 000 00 Capital stock paid in 81,548 69 4, 387 44 Total First National Bank, Barre. No. 96. G-. M. BUTTRICK, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers. ..j Real estate, furniture, and fixtures. . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie | Legal tender notes j U. S. certificates of deposit I Redemption fund with U. S. Treasurer Total I E D W I N WOODS, Cashier. $202,434 68 Capital stock paid in . "iso," 666*66" 50 00 2, 800 00 11,300 60 199 88 1,843 88 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . 1, 073 70 Individual deposits United States deposits Deposits of U. S. disbursing officers. 1,985 00 152 81 Due to other national banks Due to State banks and bankers . 6, 750 00 378, 590 55 $150, 000 00 48, 000 00 17, 833 27 135, 000 00 265 00 27, 492 28 Notes and bills re-discounted Bills payable Total. 378, 590 55 116 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Beverly National Bank, Beverly. JOHN' PICKETT, President. No. 969. R. G-. BENNETT, Cashier. Resources. Liabilities. ! Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand !. Other stocks, bonds, and mortgages...'. Due from approved reserve agents... Due from other banks and bankers.. Real estate, furniture, and fixtures . . . : . Current expenses and taxes paid | Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit . Redemption fund with U. S. Treasurer $231,533 12 Capital stock paid in . 11 791 66 i 200, 000 00 | Surplus fund I Other undivided profits i j_ National bank notes outstanding 131,353 51 i State banknotes outstanding 586 42 j! Dividends unpaid . $200, 000 00 50, 000 00 6,286 21 158, 690 00 7, 943 00 25 00 | Individual deposits i United States deposits 3,083 01 i Deposits of U. S. disbursing officers. ISO, 934 69 3,201 00 I Due to other national banks 730 18 ! Due to State banks and bankers . 22, 495 00 9, 000 00 Notes and bills re-discounted Bills payable 603, 853 90 Total. i j : \ j \ ! Total. ; ; 603,853 90 First National Bank, Boston. No. 200. A. T. LOWE, President. JOHN CARR, Cashier. | $1,000,000 00 Loans and discounts ' $3,459,566 69 j | Capital stock paid in 68 20 11 | Overdrafts ; 589,000 00 |j Surplus fund ! 1,000,000 00 U. S. bonds to secure circulation • ! |i Other undivided profits ! 179,377 76 U. S. bonds to secure deposits U. S. bonds on hand 150,400 00 j| National bank notes outstanding I 530,000 00 Other stocks, bonds, and mortgages . . ' j 111.592 67 j State bank notes outstanding Due from approved reserve agents.. J 83, 783 20 j I Dividends unpaid Due from other banks and bankers..., j 35, 208 00 265, 000 00 Real estate, furniture, and fixtures... j Current expenses and taxes paid jl Individual deposits | 1,753,303 38 Premiums paid |! United States deposits | 37, 104 02 Deposits of U. S. disbursing officers. Checks and other cash items 833, 631 79 \ Exchanges for clearing house 105, 188 00 || Due to other national banks 3,498,158 61 Bills of other national banks 2,659 87 j ! Due to State banks and bankers i 11,906 69 Fractional currency 3, 060 00 j Specie i 280, 400 00 i Notes and bills re-discounted Legal tender notes. ', j : 190,000 00 |i Bills payable U. S. certificates of deposit j 160, 000 00 56, 500 00 Redemption fund with U. S. Treasurer 6, 167,951 44 || Total. Total | 6,167,954 44 Second National Bank, Boston. JAMES H. BEAL, No. 322. President. A N D R E W J. L O U D , Cashier. $1,600,000 00 Loans and discounts ; $3, 764, 474 55 \'. Capital stock paid in 16,074 15 !! Overdrafts ! 750, 000 00 510,000 00 j| Surplus fund U. S. bonds to secure circulation j ]• Other undivided profits U. S. bonds to secure deposits j. 61, 928 39 U. S. bonds on hand j. 486, 000 00 !• National bank notes outstanding Other stocks, bonds, and mortgages..!. ono oq- i i !i State bank notes outstanding Due from approved reserve agents...] Due from oth^r banks and bankers..' 743,352 99 j] D i v i d e n d j J u n p a i d I 41, 375 00 Real estate, furniture, and fixtures. . . : Current expenses and taxes paid j. 1 !| Individual deposits 2,130, 650 13 Premiums paid j. ' ii United States deposits ! 6, P89 37 :• Deposits of U. S. disbursing officers.. Checks and other cash items 34.-J, R7i) 51 j: Exchanges for clearing house | 984, 372 32 93, 740 00 ji Due to other national banks Bills of other national banks I 35, 865 91 :! Due to State banks and bankers Fractional currency I. 28,905 07 ij Specie 73,300 00 | Notes and bills re-discounted Legal tender notes 200,000 00 h Bills payable U. S. certificates of deposit ! 74,300 00 ;: Redemption fund with U. S. Treasurer' Total. I 6,090, 191 75 | Total . 6,090, 191 75 REPORT OF THE COMPTROLLER OF THE CURRENCY. 117 MASSACHUSETTS. Third National Bank, Boston. No. 359. P. L. EVERETT, President. F. B. SEARS, Cashier. Liabilities. Resources. Loans and discounts \ Overdrafts \ U. S. bonds to secure circulation ! U. S. bonds to secure deposits \ U. S. bonds on hand !1 Other stocks, bonds, and mortgages.. Due from approved reserve agents... \ Due from other banks and bankers... Real estate, furniture, and fixtures...' Current expenses and taxes paid i Premiums paid Checks and other cash items ! Exchanges for clearing house j Bills of other national banks. Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer' Total. $939,117 02 Capital stock paid in 78 93 200, 000 00 Surplus fund Other undivided profits 24,510 00 National bank notes outstanding 218,342 40 State bank notes outstanding 123,693 92 \ Dividends unpaid 1,920 83 i Individual deposits United States deposits 5,198 56 || Deposits of U. S. disbursing officers. 146. 648 78 i 20,390 00 j Due to other national banks 2,244 73 i Due to State banks and bankers 19,528 46 i 40,000 00 j Notes and bills re-discounted 55,000 00 I Bills payable 9,000 00 j: I $300, 000 00 \ j ! 120, 000 00 21, 481 3L 157, 100 00 [ 10, 652 00 1,140, 640 80 1 i • 55, 083 93 715 59 1.805,673 63 | ; Fourth National Bank, Boston. JONAS BENNETT, President. 277. ij"" MARCUS E . B E N N E T T , Cashier. " ' " "" ~ " """ ~"~j "" Loans and discounts $208,118 44 jj Capital stock paid in | $200,000 00 Overdrafts U. S. bonds to secure circulation ; ""50*600*60" ji Surplus fund ..) U. S. bonds to secure deposits \. !j Other undivided profits ! 5,265 63 U. S. bonds on hand !. |! National bank notes outstanding ; 45, 000 00 Other stocks, bonds, and mortgages.. 25,601 34 | \ State bank notes outstanding Due from approved reserve agents . . j Due from other banks and bankers...• 1, 523 80 Real estate, furniture, and fixtures. . . 2,817 08 || Dividends unpaid • 2, 336 50 Current expenses and taxes paid . Premiums paid 8, 937 50 jj Individual deposits j 112,121 54 j 178 05 j! United States deposits Checks and other cash items 36, 206 73 |; Deposits of U. S. disbursing officers..! Exchanges for clearing house , j Bills of other national banks • 26, 326 00 |j f Fractional currency ' 91 73 || Due to other national banks 22, 000 00 Specie ;. ;i Due to State banks and bankers : Legal tender notes ; 20, 000 00 1 Notes and bills re-discoun^ed. U. S. certificates of deposit I. Bills payable Redemption fund with U. S. Treasurer; 2, 250 00 I Total. 384,387 17 ; Total. Atlantic National Bank, Boston. ISAAC PRATT, Jr.. President. No. 643. JAS. T. D R O W N , Cashier. ; $750, 000 00 Loans and discounts j $1, 068,141 44 Capital stock paid in O verdrafts I. : 300, 000 00 U. S. bonds to secure circulation i 524, 000 00 Surplus fund U. S. bonds to secure deposits i Other undivided pi oil in : 25,201 68 : U. S. bonds on hand 5, 000 0J National bank notes outstanding 463, 433 00 Other stocks, bonds, and mortgages..' Due from approved reserve agents... 268, 490 07 State bank notes outstanding j Due from other banks and bankers...; 17, 721 15 Real estate, furniture, and fixtures...'. 170, 427 Of) Dividends unpaid 29, 294 00 Current expenses and taxes paid \ 794 73 P.emiums paid \ Individual deposits 623, 517 79 Checks and other cash items \ 3, 728 G1 United States deposits [ E xchanges for clearing house 59, 188 36 Bills of other national banks 53, 176 Of) Deposits of U. S. disbursing officers..:! 57, 883 27 Fractional currencv 1, 639 43 Due to other national banks Specie ." 592 00 Due to State banks and bankers 1, 603 05 ! Legal tender notes ; 19, 454 00 Notes and bills re-discounted U. S. certificates of deposit : 35, 000 00 i ' Redemption fund with U. S. Treasurer 23, 580 00 | Bills payable Total ! 2, 250, 932 79 i Total ] 2, 250, 932 79 118 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Atlas National Bank, Boston. No. 654. M. D. SPAULOING, President. CHAS. L. LANE, Cashier. Liabilities. Loans and discounts ' $2, 290, 342 43 Capital stock paid in i $1, Overdrafts U. S. bonds to secure circulation j POO, 000 00 Surplus fund j U. S. bonds to secure deposits j I Other undivided profits ! U. S. bonds on hand ; Other stocks, bonds, and mortgages-.; 75, COO 00 National bank notes outstanding • ' Due from approved reserve agents...' 145, 332 00 State bank notes outstanding Due from other banks and bankers ..! 48, 056 03 '\ Dividends unpaid . Real estate, furniture, and fixtures... Current expenses and taxes paid i Individual deposits Premiums paid United States deposits Checks and other cash items 36, 279 46 Deposits of U. S. disbursing officers . Exchanges for clearing house 101,490 14 Bills of other national banks 52, 810 00 Due to other national banks ! Fractional currency 4, 455 06 Due to State banks and bankers Specie j 187 49 Legal tender notes ' 53, 734 00 Notes and bills re-discounted . U. S. certificates of deposit i 45, 000 00 Bills payable Redemption fund with U. S. Treasurer j 56, COO 00 3, 808, 686 61 Total. Total ...... 500, 000 00 300,000 00 94, 526 31 692, 197 00 39, 156 00 941, 662 53 157,497 44 83, 647 33 3,808,686 61 Blackstone National Bank, Boston. JOSHUA LORTNG, President. No. 514. JAMES ADAMS, Jr., Cashier. Loans and discounts j $3,903,987 53 !j Capital stock paid in j $2, 000, 000 00 696 50 | j Overdrafts j 914,000 00 I! Surplus fund \ 400, 000 00 U. S. bonds to secure circulation I U. S. bonds to secure deposits '. Other undivided profits ! 74, 833 49 U. S. bonds on hand | National bank notes outstanding j 822, 600 00 Other stocks, bonds, and mortgages..!. 324,452 15 !j State bank notes outstanding Due from approved reserve agents . . . • : 372,239 07 ;j Due from other banks and bankers ..j 349,474 31 !!| Dividends unpaid Real estate, furniture, and fixtures...' ! 69, 393 50 91 00 l Current expenses and taxes paid [ Premiums paid !. Individual deposits j 2, 218, 886 27 Checks and other cash items • United States deposits | Exchanges for clearing house j Deposits of U. S. disbursing officers.. j Bills of other national banks Due to other national banks ! ^10, 833 76 Fractional currency Specie \ Due to State banks and bankers .. ..; 309, 328 55 l Legal tender notes ! Notes and bills re-discounted U. S. certificates of deposit j Bills payable • 40, 000 00 Redemption fund with U. S.Treasurer Total Total. I 6,545,875 57 Blue Hill National Bank of Dorchester, Boston. ASAFH CHURCHILL, President. No. 684. Loans and discounts ; Overdrafts j U. S. bonds to secure circulation | U. S. bonds to secure deposits i U. S. bonds on hand ! Other stocks, bonds, and mortgages I Due from approved reserve agents... Due from other banks and bankers-.. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items I Exchanges for clearing house I Bills of other national banks j Fractional currency j Specie ! Legal tender notes j U. S. certificates of deposit Redemption fund with U. S. Treasurer Total j E, J. BlSPHAM, Cashier. $367,172 86 Capital stock paid in 117 71 200, 000 00 Surplus fund Other undivided profits National bank notes outstanding 37,043 10 State bank notes outstanding 25. 140 ~'\\ Dividendsunpaid. 1 00 | [ Individual deposits ji United States deposits Deposits of U. S. disbursing officers.. $300, 000 00 31, 073 82 43, 4S8 10 170,688 00 9, 894 50 112,634 21 5, 048 CO Due to other national banks 250 11 ; Due to State banks and bankers. 24,130 CO > Notes ahd bills re-discounted. ;! Bills payable 8, 875 00 667,778 63 Total. 667,778 63 REPORT OF THE COMPTROLLER OF THE CURRENCY. 119 MASSACHUSETTS, Boston National Bank, Boston. No. 408. LYMAN NICHOLS, President. CHAS. B. HALL, Cashier. Liabilities. Resources. Loans and discounts Overdrafts j. U. S. bonds to secure circulation I U. S. bonds to secure deposits j U. S. bonds on hand j. Other stocks, bonds, and mortgages..! Due from approved reserve agents .-j Due from other banks and bankers... Heal estate, furniture, and fixtures.... Current expenses and taxes paid | Premiums paid Checks and other cash items Exchanges for clearing house ! Bills of other national banks j Fractional currency j Specie i Legal tender notes j IT. S, certificates of deposit j Redemption fund with U. S. Treasurer! 667, 000 00 50, 000 00 104, 393 62 114,064 3' Surplus fund Other undivided profits . National bank notes outstanding State bank notes outstanding Dividends unpaid . 335, 246 64 18 62 Individual deposits United S tates deposit s Deposits of U. S. disbursing officers. 584, 773 28 14, 695 88 74,55') 78 15, 000 00 Due to other national banks 885 80 Due to State banks and bankers 2,700 00 38, 000 00 Notes and bills re-discounted . 90, 000 00 Bills payable 30, 000 00 763, 489 02 Total. $1, 000, 000 00 ., 576, 888 45 ; Capital stock paid in.. Total. 590, 000 00 29,516 00 32, 029 05 177, 209 55 2, 763, 489 02 Boylston National Bank, Boston. JNO. J. SOREN, Cashier. JOS. T. BATLEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid j Checks and other cash items ! Exchanges for clearing house j Bills of other national banks j Fractional currency } Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total ,349,812 32 j! Capital stock paid in. 339 71 j| 590,000 00 jj Surplus fund || Other undivided profi 5, 000 00 73,252 17,717 3,125 1 941 10 81 00 50 72 22, 665 09 39,541 81. 50,271 00 \ 2, 510 35 1, 579 00 41,000 01) $700, 000 00 150,000 00 98, 543 92 National bank notes outstanding . . . State bank notes outstanding Dividends unpaid 46, 290 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable "44,"200 65" 2,241,987 41 482,150 00 Total. 705, 002 99 60, 000 00 2,241,987 41 Broadway National Bank, Boston. HENRY SOUTHER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents... Due from other banks and bankers Real estate, furniture, andfixtures. . . Current expenses and taxes paid Premiums paid Checks and other cash items..«. Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer' Total.. H. H. W H I T E , Cashier. $312,470 07 309 83 200, 00!) 00 Capital stock paid in . Surplus fund I Other undivided profits 2, 425 00 National bank notes outstanding 60,137 92 State bank notes outstanding 110,314 32 Dividends unpaid. ! Individual deposits I United States deposits 1, 563 22 I Deposits of U. S. disbursing officers. 3, 3b6 75 12, 043 00 j Due to other national banks 5,594 00 ! Due to State banks and bankers.. 82, 000 00 "s'slh'ho 799, 036 6 L $200, 000 00 35,901 81 163,650 00 3, 866 00 395, 618 80 Notes and bills re-discounted Bills payable Total. 799.036 61 120 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Bunker Hill National Bank of Charlestown, Boston. No. G35. EDWARD LAWRENCE, President. C. R. LAWRENCE, Cashier. Liabilities. Resources. Loans and discounts I $1,027,137 14 Capital stock paid in $500, 000 00 Overdrafts ! 110 11 U. S. bonds to secure circulation I 500, 000 00 Surplus fund. | 250,000 0Q ! U. S. bonds to secure deposits Other undivided profits I 64, 778 81 U. S. bonds on hand | Other stocks, bonds, and mortgages.. i j National bank notes outstanding J 448,500 00 j Due from approved reserve agents ..: 177, 039 66 jj State bank notes outstanding Due from other banks and bankers .. i 8, 319 94 1, 230 00 1 1 Dividends unpaid Real estate, furniture, and fixtures...; 25, 000 00 Current expenses and taxes paid '. 3, 839 54 |j Individual deposits ; 612,362 62 Premiums paid jj United States deposits Checks and other cash items \ 4, 439 68 • Deposits of U. S. disbursing officers.. Exchanges for clearing house I 32, 986 03 Bills of other national banks ! 29, 266 00 Due to other national banks 2,598 67 Fractional currency I 7,972 00 Due to State banks and bankers Specie ' Legal tender notes [ 30, 860 00 Notes and bills re-discounted. U. S. certificates of deposit j Bills payable Redemption fund with U. S. Treasurer' 32,500 00 Total . Total 1,879,470 10 1,879,470 10 Central National Bank, Boston. No. 2103. HENRY SMITH, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand ; Other stocks, bonds, and mortgages... j Due from approved reserve agents...} Due from other banks and bankers... j Real estate, furniture, and fixtures... I Current expenses and taxes paid j Premiumspaid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer! Total. $822,334 03 " 317,006 66" 33,435 7, 879 7, 400 580 47, 023 15 32 00 50 89 L W. YOUNG, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding j $500, 000 00 I i 20, 000 00 ! 11,377 81 ! 283, 600 00 State bank notes outstanding j Dividends unpaid ! Individual deposits | 4,541 26 United States deposits j 37,231 35 Deposits of U. S. disbursing officers..; 30, 286 00 207 03 Due to other national banks I Due to State banks aud bankers 59, 000 00 Notes and bills re-discounted i : 14*265 65" Bills payable Total 1,381,183 53 12,111 00' 529, 094 721 25, 000 00 j 1,381,183 53 Columbian National Bank, Boston. J. T. COOLIDGE, President. No. 1029. .1 $1,569,795 48 Loans and discounts Overdrafts U. S. bonds to secure circulation j 900, 000 00 U. S. bonds to secure deposits \ U. S. bonds on hand '' Other stocks, bonds, and mortgages... j Due from approved reserve agents...; 126,013 10 Due from other banks and bankers... i 11, 392 05 Real estate, furniture, and fixtures ...'[ Current expenses and taxes paid ; Premiums paid \ Checks and other cash items Exchanges for clearing house ! 143, 700 66 Bil's of other national banks ! 63,868 00 Fractional currency : 1,154 74 Specie j 3,974 00 Legal tender notes : 75, 000 00 U.S. certificates of deposit I 205, 000 Of) Redemption fund with U. S. Treasurer1 40, 0U0 00 Total I 3,139,898 03 J. M. GORDON, Cashier. Capital stock paid in | $1, 000, 000 00 Surplus fund Other undivided profits National bank notes outstanding i | \ State bank notes outstanding j Dividends unpaid I Individual deposits j United States deposits ' Deposits of U. S. disbursing officers. J Due to other national banks j Due to State banks and bankers i Notes and bills re-discounted j Bills payable { Total 400,000 00 16,831 91 694, 400 00= 41,925 00 9S6.741 12: - j 3,139,898 03 REPORT OF THE COMPTROLLER OF THE CURRENCY. 121 M A"S S A C H U S E T T S . Continental National Bank, Boston. No. 524. OLIVER DITSON, President. CHAS. F . SMITH,Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $1, 779, 912 59 jI Capital stock paid in j $1,000, COO 00 642," 666" 66" I Surplus fund Other undivided profits National bank notes outstanding 153, 213 55 State bank notes outstanding 93. 886 12 178,804 70 ! Dividends unpaid 78 L 50 Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable Total Total. I j 200,000 00 35, 687 75 ! j 560, 790 00 j 23, 915 00 j 1,131, 325 54 I .i 115,019 06 i '• i 3, 066, 737 35 Eleventh Ward National Bank, Boston. No. 1993. E L I J A H C. D R E W , President. Loans and discounts i Overdrafts j U. S. bonds to secure circulation j U. S. bonds to secure deposits \ U. S. bonds on hand j Other stocks, bonds, and mortgages ..j Due from approved reserve agents... { Due from other banks and bankers ..! Real estate, furniture, and fixtures... ;j Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house , Bills of other national banks j Fractional currency j Specie j Legal tender notes J U. S. certificates of deposit j Redemption fund with U. S. Treasurer! Total . G-. S. W H E E L W R I G H T , Cashier. $398,671 48 11 Capital stock paid in 685 90 100, 000 00 11 Surplus fund j i Other undivided profits \j National bank notes outstanding 4,640 50 \ State bank notes outstanding Tooo'oo ! I Dividends unpaid I j Individual deposits 10, 000 00 I j United States deposits 844 04 j I D e p o s i t s of U . S. d i s b u r s i n g officers 11,788 55 1 19, 846 00 j D u e t o o t h e r n a t i o n a l b a n k s 283 62 \ Due to State banks and bankers . 21,505 00 I j Notes and bills re-discounted ; I Bills payable "4,566*00 576,765 09 j $300, 000 00 ! ; \ i. 10, 596 92 4,664 74 90, 000 00 | 7, 004 00 ! !. 121, 607 44 .j. 6,491 58 j 10, 653 03 j j * 25, 747 33 j. 576,765 09 Total. Eliot National Bank, Boston. W. H. GOODWIN, President. No. 536. R. B. CONANT,Cashier. Loans and discounts j $1,564,581 64 Capital stock paid in. 15,304 05 Overdrafts j 889,000 00 Surplus fund U. S. bonds to secure circulation J U. S. bonds to secure deposits j Other undivided profits Other stocks, bonds, and mortgages ..j 207, 197 02 National bank notes outstanding D ue from approved reserve agents... j 44,904 47 State bank notes outstanding Due from other banks and bankers.. .j Real estate, furniture, and fixtures...! Dividends unpaid " * 4 "206*66" Current expenses and taxes paid j 7 26 Premiums paid I Individual deposits 18,454 06 United States deposits Checks and other cash items. ; ! 146 677 22 Deposits of U. S. disbursing officers Exchanges for clearing house 36, 146 00 Bills of other national banks ! 2, 426 39 Due to other national banks Fractional currency : 3, 739 81) Due to State banks and bankers Specie j 2,811 00 I Legal tender notes j 85,000 00 !iNotes and bills re-discounted . U. S. certificates of deposit j 40, 000 00 Bills payable Redemption fundwith U. S. Treasurer: 13, 737 67 j Suspense account j Total 3, 074, 192 58 j Total il, 000, 000 00 200,000 00 11,558 27 j j 738, 870 00 jj 27, 938 00 [ | .1 837, 434 06 ] j 169,612 74 88, 779 51 3,074,192 58 122 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Everett National Bank, Boston. W A R R E N SAWYER, President. No. 1469. GEO. Resources. Liabilities. Loans and discounts i $849,864 87 Overdrafts ! U. S. bonds to secure circulation j 232, 000 00 IJ. S. bonds to secure deposits ! U. S. bonds on hand i Other stocks, bonds, and mortgages.. Due from approved reserve agents- - 72, 992 90 Due from other banks and bankers... 13, 956 12 Heal estate, furniture, and fixtures... 807 20 Current expenses and taxes paid : 266 67 Premiums paid 15,875 00 Checks and other cash items Exchanges for clearing house ; 6!), 449 33 Bills of other national banks 26, 830 00 Fractional currency 8,288 14 Specie 753 58 Legal tender notes i 88, 9H0 00 U. S. certificates of deposit | 5, 000 00 Redemption fund with U. S. Treasurer, ] 0, 520 00 Total E. CARR, Cashier. i Capital i-:tock paid in . $100,000 00 .Surplus fund.. Other undivided profits | 74,100 09 7,288 03 National bank notes outstanding | 208, 800 00 State bank notes outstanding 11, 500 00. Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers.. Due to other national banks Due to State banks and bankers 669, 852 67 23,963 11 Notes and bills re-discounted. Bills payable 3,395,503 81 Total. 1,395,503 81 Faneuil Hall National Bank, Boston. No. 847. NATHAN BOBBINS, President. Loans and discounts ,. -I Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits ' U. S. bonds on hand I Other stocks, bonds, and mortgages.. Due from approved reserve agents.... Due from other banks and bankers...' Real estate, furniture, and fixtures...! Current expenses and taxes paid I Premiums paid ! Checks and other cash items Exchanges for clearing house ! Bills of other national banks j Fractional currency Specie i Legal tender notes ! U. S. certificates of deposit ! Redemption fund with U. S. Treasurer! Total. $1, E D W A R D L. T E A D , Cashier. 636 3L Capital stock paid in . 000*00 Surplus fund Other undivided profits 250, 000 00 53,134 36 National bank notes outstanding State bank notes outstanding 041 44 941 57 Dividends unpaid 001) 00 Individual deposits United States deposits 453 45 Deposits of U. S. disbursing officers.. 076 28 022 00 Due to other national banks 436 51 Due to State banks and bankers 146 71 635 00 Notes and bills re-discounted Bills payable 30, 000 00 521, 000 00 3, 046, 389 27 $1,000,000 00 Total 36, 920 00 1,165, 787 48 19, 547 43 3,046,389 27 First "Ward National Bank, Boston. W. L. STURTKVANT, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation U. S bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... j Real estate, furniture, and fixtures...! Current expenses and taxes paid j Premiums paid j Checks and other cash items \ Exchanges for clearing house I Bills of other national banks ' Fractional currency j Specie j Legal tender notes ] U. S. certificates of deposit | Redemption fund with U. S. Treasurer Total No. 2112. $384, 237 88 313 06 125, 000 00 30, 990 20 38,701 29 5, 000 00 56 94 15,500 00 694 72 11,363 00 799 45 2,000 00 10,400 00 10, 000 00 6, 625 00 641,081 54 GEO. B. FORD, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding.... State bank notes outstanding Dividends unpaid . Individual deposits ., United States deposits Deposits of U. S. disbursing officers . Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total. $300,000 00 4, 500 00 5, 624 36 112,500 00 8, 304 00 198, 665 18 7,936 90 4,15116 641,681 54 REPORT OF THE COMPTROLLER OF THE CURRENCY. 123 MASSACHUSETTS. Freeman's National Bank, Boston. JNO. H. ROGERS, President. No. 665. JEREMY DRAKE, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total' $1,299,852 93 384 35 400, 000 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding 198,192 45 State bank notes outstanding 21, 96S 73 Dividends unpaid . 4,000 00 Individual deposits United States deposits 636 68 Deposits of U. S. disbursing officers. 50,181 34 3,550 00 Due to other national banks 401 00 j 2, 026 21 Due to State banks and bankers 51,524 00 Notes and bills re-discounted. 10, 000 00 Bills payable 18, 000 00 Total 2,060,717 69 $800, 000 00 200, 000 00 9,333 49 356,190 00 19, 749 00 622, 656 01 33, 830 54 18, 958 65 2,060,717 69 Globe National Bank, Boston. WM. No. 936. B. STEVENS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bon.ts on hand Other stocks, bonds, and mortgages-Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie , Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total . CHAS. JAS. SPRAGUE, Cashier. 12,021,229 50 Capital stock paid iu . , 000, 000 00 "466,665 66 Surplus fund Other undivided profits 250, 000 00 57, 403 00 National bank notes outstanding State bank notes outstanding 344, 000 00 160, 671 26 8,870 65 Dividends unpaid . 518 61 Individual deposits United States deposits Deposits of U. S. disbursing officers.. 94,801 66 15,764 00 Due to other national banks 498 84 Due to State banks and bankers 162,000 00 Notes and bills re-discounted. Bills payable 40, 600 00 981,352 86 208, 998 66 is"666"66" Total. 2, 882, 354 52 2,882,354 52 Hamilton National Bank, Boston. S. S. BLANC HARD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U.S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks. Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total ~~~ H. Ex. 3—Iif~" No. 778. ,432,944 45 212 64 270, 000 00 100, 678 26 11,368 36 30 00 GEO. W. NEWHALL, Cashier. Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 2,155, 064 92 | Total $750, 000 00 150,000 00 32,410 69 226, 700 00 19,905 00 884,496 20 16, 553 03 75," 665 "66 2, 155,064 92 124 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Howard National Bank, Boston. No. 578. R. E. DEMMON, President. S. F . W ILK INS, Cashier. Resources. Liabilities. ! $1,000,000 00 Loans and discounts i $2, 074, 582 27 Capital stock paid in 3,201 03 Overdrafts j 500, 000 00 Surplus fund I 150, 000 00 U. S. bonds to secure circulation U. S. bonds to secure deposits Other undivided profits j 42, 768 40 II. S. bonds on hand National bank notes outstanding | 437, 200 00 Other stocks, bonds, and mortgages..:. 186,746 95 State bank notes outstanding Due from approved reserve agents...; 53, 759 80 Due from other banks and bankers . . Dividends unpaid 26, 792 00 Real estate, furniture, and fixtures...;. Current expenses and taxes paid-.... i Individual deposits j 979, 403 38 Premiums paid i. United States deposits L 27,326 02 Deposits of U. S. disbursing officers..! Checks and other cash items 324,375 61 Exchanges for clearing house ; 33, 159 00 Due toother national banks j 512,017 82 Bills of other national banks \ 1,063 47 Fractional currency Due to State banks and bankers I 119, 224 75 979 09 Specie 59,000 00 Notes and bills re-discounted Legal tender notes ; j 180, 000 00 U. S. certificates of deposit I Bills payable ! 22, 500 00 \. Redemption fund with U. S. Treasurer; Total 1,267,406 35 V i 3, 267, 406 35 Manufacturers' National Bank, Boston. E D W A R D TURNER, President. F No. 2111. Loans and discounts i Overdrafts ; U. S. bonds to secure circulation U. S. bonds to secure deposits ; U. S. bonds on hand Other stocks, bonds, and mortgages.. 1 Due from approved reserve agents...; Due from other banks and bankers . . ' Real estate, furniture, and fixtures.. J Current expenses and taxes paid Premiums paid i Checks and other cash items Exchanges for clearing house > Bills of other national banks \ Fractional currency : S pe cie Legal tender notes U. S. certificates of deposit j Redemption fund with U. S. Treasurer] $971,679 45 167, 000 00 127,132 27 3 9, 893 63 107, 524 91 1,870 15 28,077 45 6, 437 61 64, 399 74 7, 460 00 678 97 84, 000 00 20, 000 00 7, 500 00 Capital stock paid in $500, 000 00 Surplus fund Other undivided profits 11, 000 00 8, 510 08 National bank notes outstanding . . . State bank notes outstanding Dividends unpaid. 149, 000 00 13, 725 00 Individual deposits United States deposits Deposits of U. S. disbursing officers - 730, 802 37 Due to other national banks Due to State banks and bankers 102, 706 97 97,879 79 Notes and bills re-discounted. Bills payable 1,613,654 21 Total . .E. SEAVER, Cashier. Total 1,613,654 21 Market National Bank, Boston. No. 505. C. O. WHITMORE, President. JON A. B R O W N , Cashier. Capital stock paid in . Loans and discounts | $1,289,966 02 812 98 Overdrafts j Surplus fund 400, 000 00 U. S. bonds to secure circulation i XL S. bonds to secure deposits ). Other undivided profits U. S. bonds on hand i National bank notes outstanding . . . Other stocks, bonds, and mortgages..!. State bank notes outstanding 156, 193 17 Due from approved reserve agents... i 22, 313 13 Due from other banks and bankers . . j Dividends unpaid... Real estate, furniture, and fixtures... i. Current expenses and taxes paid J. Individual deposits . Premiums paid i. United States deposits . . . . . . . . . . . . . 4, 885 65 ; Deposits of U. S. disbursing officers. Checks and other cash items ; 34, 662 80 Exchanges for clearing house \ 14,511 00 !Due to other national banks Bills of other national banks '• 3, 422 86 ! Due to State banks and bankers . Fractional currency 15, 644 00 j Specie 50,919 00 ] Notes and bills re-discounted. Legal tender notes j 35, 000 00 ' Bills payable TJ. S. certificates of deposit j 17, 750 00 i Redemption fund with U. S. Treasurer; Total ! 2,053,580 61 Total . $300, 000 00 93, 224 52 40, 424 37 354, 990 00 28, 264 00 731, 765 51 4,912 2L 2,053,580 6L REPORT OF THE COMPTROLLER OF THE CURRENCY. 125 MASSACHUSETTS. Massachusetts National Bank, Boston. HENRY A. RICE, President. No. 974. Resources. H. K. FftOTHlNGHAM, Cashier. !j Liabilities. $2, 280, 429 67 I Capital stock paid in Loans and discounts | $300, 000 00 Overdrafts , 415,666 "66 ! | Surplus ftmd 200, 000 00 U. S. bonds to secure circulation IT. S. bonds to secure deposits 43, 012 25 . | Other undivided profits U. S. bonds on hand 359,397 00 I i National bank notes outstanding — Other stocks, bonds, and mortgages . . 65,040 16 ; I State bank notes outstanding Due from approved reserve agents 46,100 34 Dividends unpaid . Due from other banks and bankers ... 20, 958 00 Real estate, furniture, and fixtures . . . j 4,782 17 3,296 33 j Individual deposits Current expenses and taxes paid j 1,465,582 04 Premiums paid j | United States deposits 4,814 53 I Deposits of U. S. disbursing officers. Checks and other cash items ! 165,416 97 Exchanges for clearing house 12, 378 00 Due to other national banks Bills of other national banks Fractional currency 2,617 32 Due to State banks and bankers — 3,123 31 Specie 22,768 11 196,429 00 \\ Notes and bills re-disconnted . Legal tender notes 60, 000 00 :! Bills payable 465,666" 66 U. S. certificates of deposit 20, 000 00 Redemption fund with U. 8. Treasurer 3,297,072 60 !| Total. Total I 3,297,072 60 . Maverick National Bank, Boston. NEHEMIAH GIBSON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer No. 677. SAML. PHILLIPS, Jr., Cashier. 51,284,884 22 II Capital stock paid in | "466'666 66 11 Surplus fund I Other undivided profits ij National bank notes outstanding 114,008 84 State bank notes outstanding 56, 482 48 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks I Due to State banks and bankers Notes and bills re-discounted. I Bills payable Total. Total. $400,000 00 175, 000 00 36, 589 92 360, 000 00 11,131 00 1, 026, 504 67 6, 083 90 23, 300 85 115, 000 00 2, 153, 610 34 Mechanics' National Bank, Boston. ALVAN SlMONDS, Cashier. J. W. CONVERSE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid j Checks and other cash items \ Exchanges for clearing house I Bills of other national banks ! Fractional currency j Specie [ Legal tender notes U. S. certificates of deposit j Redemption fund with U. S. Treasurer! Total $373, 796 35 Capital stock paid in. "225,666*66 Surplus fund Other undivided profits 49,704 77 78, 595 17 9,000 00 2, 470 50 7,338 97 10, 062 00 212 70 22, 010 00 10, 000 00 15,000 (JO 803, 190 46 National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. $250, 000 00 60, 000 00 3, 718 35 198, 800 00 12,940 75 277, 731 36 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total . 803, 190 46 126 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Merchants' National Bank, Boston. FRANKLIN HAVEN, President. No. 475. GEO. R. CHAPMAN, Cashier. Resources. Liabilities. $5,900,800 16 Loans and discounts Overdrafts 2, 100,000 00 U. S. bonds to secure circulation 100, 000 00 U. S. bonds to secure deposits l 200, 000 00 U. S. bonds on hand Other stocks, bonds, and mortgages.. 330, 333 19 Due from approved reserve agents... 223, 323 34 Due from other banks and bankers . . 375, 000 00 Real estate, furniture, and fixtures... Current expenses and taxes paid 36, 000 00 Premiums paid 10, 066 12 Checks and other cash items 1,554, 63 L 72 Exchanges for clearing house 18, 800 00 Bills of other national banks 27, 446 56 Fractional currency 45,237 50 Specie 476,815 00 Legal tender notes 140,000 00 U. S. certificates of deposit 169, 500 00 Redemption fund with {]. S. Treasurer 1,140,000 00 112, 841 05 Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding 1, 795, 617 00 Dividends unpaid . 99,525 00 Individual deposits United States deposits Deposits of U. S. disbursing officers.. 4, 863, 002 65 15,603 11 517, 353 85 164, 510 93 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable 11,708,453 59 Total.. $3, 000, 000 00 Capital stock paid in. Total 11,708,453 59 Metropolitan National Bank, Boston. S. D. LORING, Cashier. No. 22?9. S. W. RICHARDSON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bouds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents.. Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $636,179 69 Capital stock paid in; Surplus fund Other undivided profits National bank notes outstanding . 48,020 88 State bank notes outstanding 72, 195 62 Dividends unpaid . 210 91 4,810 25 Individual deposits 7, 062 50 United States deposits 229 62 Deposits of U. S. disbursing officers. 38,557 17 21,889 00 Due to other national banks 736 89 Due to State banks and bankers 29, 438 00 Notes and bills re-discounted. 40, 000 00 Bills payable 17,000 00 i 966, 330 53 Total. $500, 000 00 so, 665 65 Total. 10, 98L 63 428, 795 45 281 30 26, 272 15 966, 330 53 Monument National Bank of Cliarlestown, Boston. JAS. O. CURTIS, President. No. 1005. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents.. • Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash itemg Exchanges for clearing house Bills of other national banks Fractional currency Specie | Legal tender notes I U. S. certificates of deposit [ Redemption fund with U. S. Treasurer! Total j $146,722 39 WARREN SANGER, Cashier. $150, 000 00 Capital stock paid in. Surplus fund Other undivided profits 5, 000 66 National bank notes outstanding 118,080 18 State bank notes outstanding Dividends unpaid. 50, 000 00 25, 261 57 12, 937 00 7,929 18 80 75 22, 500 00 2,250 66 690,767 12 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable Total ... 125, 000 00 47, 200 59 38,990 00 5, 730 00 322, 656 12 1,190 41 690,767 12 REPORT OF THE COMPTROLLER OF THE CURRENCY. 127 MASSACHUSETTS. Mount Vernon National Bank, Boston. CARMI E. KING, President. No. 716. H. W. PERKINS, Jr., Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes IT. S. certificates of deposit Redemption fund with U.S. Treasurer Capital stock paid in . $200, 000 00 Surplus fund !! Other undivided profits 1,625 00 National bank notes outstanding... 51,416 66 State bank notes outstanding 20,714 64 [ Dividends unpaid . 40, 000 00 25, 346 47 179,812 00 5, 276 00 3,214 33 11 Individual deposits 'I United Statesdeposits 3, 036 86 ! Deposits of U. S. disbursing officers. 30,916 47 j 15, 908 00 I Due to other national banks 7,511 77 I Due to State banks and bankers . . . 225 00 4, 240 00 | Notes and bills re-discounted. 55, 000 00 I Bills payable 9, 000 00 j 846, 560 30 Total. 396,125 83 Total. 846, 560 30 National Bank of Brighton, Boston. BELA S. FISKK, Cashier. C. W. KIXGSLEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tendf r notes U. S. certificates of deposit Redemption fund with U. S. Treasurerj Total. $443, 638 03 Capital stock paid in . 3,075 87 200, 000 00 Surplus fund Other undivided profits 520 00 National bank notes outstanding 14,184 24 ; State bank notes outstanding 1,230 80 j 47,141 94 | Dividends unpaid. 6, 962 92 I Individual deposits United States deposits 1,342 71 | Deposits of U. S. disbursing officers. $300, 000 00 75, 000 00 30,355'43 168,603 00 384 00 145, 862 33 4,698 00 ! Due to other national banks 39 25 Due to State banks and bankers . 13,371 00 I Notes and bills re-discounied. ____ I Bills payable 25, 000 00 "'9*66o*6o" I 745,204 76 j Total 745,204 76 National Bank of Commerce, Boston. No. 554. BENJ. E. BATES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid. Premiums paid Checks and other cash items Exchanges for clearing house j Bills of other national banks ...| Fractional currency j Specie ! Legal tender notes j U. S. certificates of deposit j Redemption fund with U. S. Treasurer Total j 4, 675, 087 56 152 42 667, 000 00 * 106,666 06 89,621 20 464,822 58 128, 737 24 GKO. W. HARRIS, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid 2,821 97 Individual deposits United States deposits 23, 303 71 i Deposits of U. S. disbursing officers. 388,221 188, 065 535 13, 540 453,20C 200, 000 70, 000 98 | 00 ! 25 i 25 ' 00 00 00 7, 465,109 16 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable Total $2, 000, 000 00 j 620, 000 00 88, 328 38 506,170 00 64, 562 63 2,412,724 86 1, 735, 003 35 38, 319 94 7, 465, 109 16 128 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. National Bank of the Commonwealth, Boston. E. C. SHERMAN, President. No. 1827. Resources. JNO. J. EDDY, Cashier. j $3,630,905 01 Loans and discounts 244 12 Overdrafts 334, 000 00 U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. 103, 800 09 517,738 75 Due from approved reserve agents.. 599, 776 71 Due from other banks and bankers... 100, 606 42 Real estate, furniture, and fixtures... Current expenses and taxes paid 60, 000 00 Premiums paid 26, 634 41 Checks and other cash items 325,319 88 Exchanges for clearing house 26, 785 00 Bills of other national banks 1,236 98 Fractional currency 4, 638 26 Specie 612, 000 00 Legal tender notes U. S. certificates of deposit | Redemption fund with U. S. Treasurer 15, 040 00 Liabilities. Capital stock paid in j $500, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding ... ! i 100, 000 00 39, 278 38 Dividends unpaid 12r912 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 6, 358, 785 63 j Total. 300, 000 00 Total 2, 977, 308 83 j 2, 400, 838 47 ; 28, 448 03 ! 6,358,785 63 National Bank of North America, Boston. ISAAC T. BUIITI, President. No. 672. Jxo. K. HALL, Cashier. Loans and discounts ! $1,496,405 12 : Capital stock paid in $1, 000, 000 00 Overdrafts j. U. S. bonds to secure circulation ! 112,165 98 672, 500 00 Surplus fund U. S. bonds to secure deposits j Other undivided profits j 17,991 49 i U. S. bonds on hand !. National bank notes outstanding ! 562, 653 00 Other stocks, bonds, and mortgages..! Due from approved reserve agents... j 41, 097 97 State bank notes outstanding Due from other banks and bankers ..' 102 170 63 Dividends unpaid j 25, 023 00 Real estate, furniture, and fixtures...' i Current expenses and taxes paid j 165 34 Individual deposits j 726, 359 36 Premiums paid ! jj United States deposits j Checks and other cash items j ! i Deposits of U. S. disbursing officers.. j Exchanges for clearing house ! 77, 152 49 )| I Bills of other national banks j 14, 791 00 ! j Due to other national banks I 102, 206 67 Fractional currency 1, 200 59 !| Due to State banks and bankers ! 3, 359 01 Specie 6, 093 37 !! j Legal tender notes \ 108,182 00 jj Notes and bills re-discounted ! U. S. certificates of deposit | ' | Bills payable | Redemption fund with U. S. Treasurer. 30,000 00 11 j Total ! 2,519,758 51 Total. 2, 549, 758 51 National Bank of Redemption, Boston. W M . D. FORBES. President. No. 515. I $4, 774, 839 63 Loans and discounts 189 49 Overdrafts j 890, 000 00 U. S. bonds to secure circulation U. S. bonds to secure deposits I U. S. bonds on hand I 100,000 00 Other stocks, bonds, and mortgages..! Due from approved reserve agents... j 8."5, 255 31 Due from other banks and bankers ..[ 137, 849 66 Real estate, furniture, and fixtures... Current expenses and taxes paid 1,600 45 Premiums paid Checks and other cash items 19,783 03 Exchanges for clearing house 793,015 26 Bills of other national banks j 47, 506 00 Fractional currency I 1, 130 00 Specie I 9,261 39 Legal tender notes j 31,683 (iO U. S. certificates of deposit I 415,000 00 Redemption fund with U. S. Treasurer' 192, 000 00 Total I 8,269, 113 19 E. A. PUESBREY, Cashia | Capital stock paid in I $1, 000, 000 00 Surplus fund Other undivided profits j j 500, 000 00 65, 971 05 National bank notes outstanding State bank notes outstanding Dividends unpaid j ! 1 635, 860 00 i 26,265 00 Individual deposits j ], 115, 623 24 United States deposits j Deposits of U. S. disbursing officers.. I Dae to other national banks Due to State banks and bankers | 4,067,391 41 858, 002 49 Notes and bills re-discounted. Bills payable Total | 8,269,113 19 REPORT OF THE COMPTROLLER OF THE CURRENCY. 129 MASSACHUSETTS. National Bank of the Republic, Boston. DAVID SNOW, President. No. 379. Resources. CHAS. A VIALLE, Cashier. | Liabilities. Loans and discounts I $1, 877, 499 00 Capital stock paid in Overdrafts U. S. bonds to secure circulation | 1, 100, 000 00 Surplus fund U. S. bonds to secure deposits .... Other undivided profits U. S. bonds on hand ! Other stocks, bonds, and mortgages..; National bank notes outstanding Due from approved reserve agents... ; 645, 262 23 State banknotes outstanding Due from other banks and bankers .. { 62, 691 56 Real estate, furniture, and fixtures...; 121, 394 85 Dividends unpaid . Current expenses and taxes paid ! 35 85 deposits Premiums paid i 21, 350 00 Individual United States deposits Checks and other cash items Deposits of U. S. disbursing officers. Exchanges for clearing house* 137, 264 71 Bills of other national banks i 10, 000 00 I Due to other national banks Fractional currency j 1, 500 00 Due to State banks and bankers . . . Specie \ Legal tender notes j 93, 500 00 Notes and bills re-discounted IT. S. certificates of deposit i Bills payable Redemption fund with U. S. Treasurer; 49, 500 00 Total I 4,119,998 20 $1, 500, O0G CO ! j 300, 000 00 172,426 56 j ! 990, 000 00 50,740 00 834, 440 26 223,859 38 8, 532 00 40, 000 00 4,119, 998 20 Total. National City Bank, Boston. No. 609. CHAS. L. THAYER, President. CHAS. C. BARKY. Cashier. Loans and discounts j $1,428,304 57 j| Capital stock paid in Overdrafts i. 5io, 666" 65* U. S. bonds to secure circulation j > | || Surplusfund U. S. bonds to secure deposits j. -|| Other undivided profits 5, 900 00 U. S. bonds on hand ; 14,765 00 11 National bank notes outstanding Other stocks, bonds, and mortgages..! 85,105 31 j! State bank notes outstanding Due from approved reserve agents... i 47,679 19 Dividends unpaid . Due from other banks and bankers .. | 59,212 10 Real estate, furniture, and fixtures. ..j -Current expenses and taxes paid L ' j | Individual deposits Premiums paid j. '! | United States deposits Checks and other cash items | I Deposits of U. S. disbursing officers. 105,601 33 Exchanges for clearing house j 59, 224 00 j Due to other national banks Bills of other national banks i 3,451 27 i Due to State banks and bankers Fractional currency \ 9, 607 28 Specie | Legal tender notes j 11 Notes and bills re-discounted 42, 450 00 U. S. certificates of deposit j. Bills payable Redemption fund with U. S. Treasurer: j $1,000,000 00 \ | j ! 102,682 39 111,632 44 416, 490 00 22, 967 00 626, 702 44 98, 825 78 "is," 666 "56 23,"C00* 66" I Total. 2, 394, 300 05 j Total 2, 394, 300 05 National Eagle Bank, Boston. R. S. COVELL, President. Loans and discounts j Overdrafts \ IT. S. bonds to secure circulation • U. S. bonds to secure deposits I U. S. bonds on hand j Other stocks, bonds, and mortgages.-! Due from approved reserve agents... j Due from other banks and bankers .. j Real estate, furniture, and fixtures...! Current expenses and taxes paid j Premiums paid Checks and other cash items Exchanges for clearing house | Bills of other national banks J Fractional currency s Specie I Legal tender notes i IT. S. certificates o f deposit ! Redemption fund with U. S. Treasurer Total \V. G. BROOKS, Jr., Cashier. No. 993. , 638, 715 81 |l Capital stock paid in $1,000,000 00 1,943 61. !| 390, 000 00 ! Surplus fund 200, 000 00 3,674 46 j Other undivided profits j | National bank notes outstanding 318,480 00 47, 834 35 I State bank notes outstanding 6,064 15 ! Dividends unpaid . 24,321 00 880 80 |j Individual deposits 804,211 98 11 United States deposits 7,490 50 |! Deposits of U. S. disbursing officers. 122,756 50 42, 727 00 i Due to other national banks . . . 50, 812 91 4, 026 97 Due to State banks and bankers. 1,260 66 120,300 (JO j Notes and bills re-discounted. I Bills payable 17, 500 00 2, 401, 500 35 Total 2,401,500 35 130 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. National Exchange Bank, Boston. A. I. BENYON, President. J . M. PETTF.NGILL, Cashier. Resources. Liabilities. $4,441,798 63 Capital stock paid in. Loans and discounts 5,645 91 Overdrafts U. S. bonds to secure circulation 889, 000 00 Surplus fund U. S. bonds to secure deposits Other undivided profits U. S. bonds on hand I. Other stocks, bonds, and mortgages..!. I National bank notes outstanding State bank notes outstanding Due from approved reserve agents.. J Due from other banks and bankers . . 146,858 73 |j Dividends unpaid . Real estate, furniture, and fixtures...[. Current expenses and taxes paid j ' "29 "519" 56"!; Individual deposits Premiums paid United States deposits Checks and other cash items Deposits of U. S. disbursing officers. Exchanges for clearing house 419,215 79 i 20, 982 00 ! Due to other national banks Bills of other national banks ! 3,913 34 j Due to State banks and bankers . . . Fractional currency j 43,889 45 i Specie j 483,0U0 00 Legal tender notes Notes and bills re-discounted 30, 000 00 i Bills payable U. S. certificates of deposit | 40, 000 00 I Redemption fund with U. S. Treasurer: Total . 6, 898, 23 L i6 i $1. 000, 000 00 777,127 85 61,977 87 710, 500 00 39, 504 00 2, 086, 612 24 1, 340, 909 39 606, 599 81 275, 000 00 Total. 6,898,231 16 National Hide and Leather Bank, Boston. GEO. RlPLEY, President. No. 460. GEO. N. JONES, Cashier. Loans and discounts j $2,705,489 25 j! Capital stock paid in ( $1,500,000 00 502 97 11 ! Overdrafts i U. S. bonds to secure circulation I 1,093,000 00 j! Surplus fund I 144,000 00 j ! Other undivided profits | 31, 447 44 U. S. bonds to secure deposits U. S. bonds on hand |. I National bank notes outstanding 982, 800 00 Other stocks, bonds, and mortgages..j ^^ o -._ p-g 11 State bank notes outstanding | Due from approved reserve agents... j Due from other banks and bankers . . • 56,241 29 Dividends unpaid \ 39, 508 00 Real estate, furniture, and fixtures. . . Current expenses and taxes paid j 4 ' "30 00 !' ^ i v i d n a l ^Posits j 1,092,742 76 Premiums paid United States deposits j 12, 053 97 Deposits of U. S. disbursing officers..j Checks and other cash items i Exchanges for clearing house ; 167, 179 96 543,015 42 Bills of other national banks ! Due to other national banks j 2, 265 65 Due to State banks and bankers 245,849 62 Fractional currency ! | 4, 159 90 j Specie j 174,942 00 I Notes and bills re-discounted Legal tender notes i j U. S. certificates of deposit .| Bills payable j Redumption fund with U. S. Treasurer: """"45"275"66" j Total. 4, 579, 363 21 i Total - I 4, 579, 363 24 National Market Bank of Brighton, Boston. L I F E BALDWIN, President. No. 806. Loans and discounts Overdrafts j U. S. bonds to secure circulation j U S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency , Specie Legal tender notes , U. S. certificates of deposit , Redemption fund with U. S. Treasurer Total , $588,832 36 9, 738 5 L 250, 000 00 4, 000 00 20, 000 03 8, 000 00 27, 987 34 6, 090 00 210 75 12, 000 00 5, 000 00 16, 150 00 948,014 96 E. P. W R I G H T , Cashier. Capital stock paid in I $250,000 00 Surplus fund Other undivided profits | \ 100,000 00 49, 666 01 National bank notes outstanding State bank notes outstanding . . . ! i 214, 400 00 Dividends unpaid I Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers . 14, 329 00 117,569 64 | 202, 050 31 Notes and bills re-discounted. Bills payable Total. 948,014 S6 REPORT OF THE COMPTROLLER OF THE CURRENCY. 131 MASSACHUSETTS. National Revere Bank, Boston. No. 1295. SAUL. II. WALLEY, President. HENRY BLASDALE, Cashier. Resources. Liabilities. $4,197, 400 06 I Capital stock paid in Loans and discounts $2, 000, 000 00 1,963 3L Overdrafts 1,112, 000 00 Surplus fund 400, 000 00 U. S. bonds to secure circulation U. S. bonds to secure deposits 17,170 62 I Other undivided profits U. S.bonds on hand Other stocks, bonds, and mortgages ..j 1,000,(500 00 18,100 00 National bank notes outstanding Due from approved reserve agents... 367,268 96 State bank notes outstanding Due from other banks and bankers .. 289, 958 77 Dividends unpaid 52, 533 00 Real estate, furniture, and fixtures... 109 15 Individual deposits Current expenses and taxes paid 2, 290, 543 52 Premiums paid 54, 226 25 United States deposits Checks and other cash items Deposits of U. S. disbursing officers. . Exchanges for clearing house j "i.33,'276'67* Bills of other national banks i 77,290 00 Due to other national banks 987, 697 45 Fractional currency j 377 13 Due to State banks and bankers 44,854 1L Specie > 3, 029 00 417,800 00 I Notes and bills re-discounted. Legal tender notes j 40, 000 00 Bills payable U. S. certificates of deposit j Redemption fund with U. S. Treasurer, 80, 000 00 Total. .I 6, 792, 798 70 Total. 6, 792, 798 70 National Rockland Bank of Roxbury, Boston. SAMUEL L I T T L E , No. 615. President. Loans and discounts ; $604, 835 12 Overdrafts I 1, 343 33 U. S. bonds to secure circulation j 315, 000 GO U. S. bonds to secure deposits j XL S. bonds on hand | Other stocks, bonds, and mortgages...! 21, Due from approved reserve agents. ..j Due from other banks and bankers ..j Real estate, furniture, and f i x t u r e s.jj Current expenses and taxes paid Premiums paid J Checks and other cash items Exchanges for clearing house Bills of other national banks j Fractional currency J Specie j Legal tender notes j U. S. certificates of deposit j Redemption fund with U. S. Treasurer; Total. 99, 662 23 5, 204 02 R. B. FAIRBAIRN, Cashier. •Capital stock paid in Surplus fund Other undivided profits j National bank notes outstanding I! State bank notes outstanding |j Dividends unpaid . 00 11 Due to other national bank s 28 ;! Due to State banks and bankers. 36 00 11 Notes and bills re-discounted. 00 11 Bills payable 00 1,212,927 75 $300,000 00 I ! 160,000 00 8, 684 98 J j. 11 Individual deposits ij United States deposits 79,024 41 j! Deposits of U.S. disbursing officer. 009 056 293 000 000 500 I Total 263, 500 00 ] 6, 833 00 456,369 15 7, 540 62 1,212,927 75 National Security Bank, Boston. S. A. CARLTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S, bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents . . Due from other banks and bankers . . Real estate, furniture, and fixtures .. j Current expenses and taxes paid j Premiums paid j Checks and other cash items j Exchanges for clearing house j Bills of other national banks j Fractional currency I Specie « ! Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total -. CHAS. R. BATT, CasJder. No. 1675. $716,771 40 !Capital stock paid*in 14,933 31 ' 200, 000 00 Surplus fund Other undivided profits. National bank notes outstanding 88,399 91 i State bank notes outstanding 42, 139 31 ! Dividends unpaid. 75, 000 00 I Individual deposits United States deposits 4,782 35 | Deposits of U. S. disbursing officers. 81,698 78 !' 37, 957 00 | Due to other national banks 2, 836 43 i Due to State banks and bankers . 68, 963 0Q I Notes and bills re-discounted. 30, 000 00 ! Bills payable 9, 000 00 j 1,372,481 49 jj Total $200, 000 00 140, 000 00 5,183 64 180, 000 00 3,198 00 835, 334 25 8, 765 60 i 1, 372, 481 49 132 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. National Union Bank, Boston. No. 985. O. C. RICHARDSON, President. ALMARIN TROWBRIDGE, Cashier. Resources. Liabilities. Loans and discounts ! $2,190, 043 76 I Capital stock paid in. 1, 000, 000 00 Overdrafts i ! U. S. bonds to secure circulation 620, 000 00 •, Surplus fund 500, 000 00 U. S. bonds to secure deposits j 60, 347 70 : | Other undivided profits U. S. bonds on hand '' Other stocks, bonds, and mortgages.. | National bank notes outstanding 537,958 00 Due from approved reserve agents... ! 179, 457 17! State bank notes outstanding Due from other banks and bankers ..! 64, 258 9L Dividends unpaid . 42,299 00 Real estate, furniture, and fixtures... Current expenses and taxes paid j 2 00 | Individual deposits j 1, 2L5, 020 53 Premiums paid ! I United States deposits j Checks and other cash items Deposits of U. S. disbursing officers.. I ! Exchanges for clearing house 96, 723 30 Bills of other national banks 29, 620 00 Due to other national banks 21,138 60 Fractional currency 508 15 \ Due to State banks and bankers . Specie ! 750 54 Legal tender notes i 106, 000 00 ! Notes and bills re-discounted. U. S. certificates of deposit i 60, 000 00 I Bills payable Redemption fund with U. S. Treasurer! 29, 400 00 . Total. 3,376,763 83 i Total I 3,376,763 83 National "Webster Bank, Boston. SOLOMON LINCOLN, President. No. 1527. EDVV'D R. HALL, Cashier. Loans and discounts i $3, 187, 262 55 Capital stock paid in $1, 500, 000 00 Overdrafts j 150, 000 00 U. S. bonds to secure circulation '• 553, 00!) 00 Surplus fund U. S. bonds to secure deposits j Other undivided profits ! 62, 737 61 Other stocks, bonds, and mortgages..' National bank notes outstanding ! 403, 640 00 Due from approved reserve agents...; 153,820 11 Due from other banks and bankers ..! 12, 8L7 56 State bank notes outstanding Real estate, furniture, and fixtures... 3, 818 34 Dividends unpaid j 38, 058 00 Current expenses and taxes paid i 1, 349 76 Premiums paid I Individual deposits I 1, 231, 563 72 j Checks and other cash items ' 77 United States deposits Exchanges for clearing house 206, 679 72 Deposits of U. S. disbursing officers..; Bills of other national banks ; 50, 559 00 2, 175 43 Fractional currency 1,413 16 Due to other national banks 14,100 52 Specie ._ 6, 610 31 Due to State banks and bankers \ ! Legal tender notes 190, 029 00 U. S. certificates of deposit • 10, 000 00 Notes and bills re-discounted . Redemption fund with U. S. Treasurer 44, 920 00 Bills payable Suspense account j 22, 000 00 Total | 3,452,280 28 Total I 3,452,280 28 New England National Bank, Boston. THOMAS LAMB, President. No. 603. CHAS. F . SWAN, Cashier. $1,737,472 38 Capital stock paid in Loans and discounts Overdrafts ! 890, 000 00 Surplus fund U. S. bonds to secure circulation j U. S. bonds to secure deposits j Other undivided profits U. S. bonds on hand ! Other stocks, bonds, and mortgages..1 25, 000 00 National bank notes outstanding 100,000 Of) State bank notes outstanding Due from approved reserve agents...! 286,654 6L Due from other banks and bankers .. j 140, 000 00 Dividends unpaid Real estate, furniture, and fixtures...' Current expenses and taxes paid j Premiums paid j Individual deposits 6, 202 04 United States deposits Checks and other cash items j 115,068 OS Deposits of U. S. disbursing officers Exchanges for clearing house j 35, 726 00 Bills of other national banks ; 3, 333 U Due to other national banks Fractional currency j 358 10 Due to State banks and bankers Specie • 230, 502 00 Notes and bills re-discounted Legal tender notes U. S. certificates of deposit 40, 000 00 Bills payable Redemption fund with U. S. Treasurer Total. 3,580,316 63 Total $1,000,000 00 ' 440,995 87 15,325 97 780, 920 00 39,810 00 840, 210 64 113, 476 89 349, 577 26 • 3,580,316 63 REPORT OF THE COMPTROLLER OF THE CURRENCY. 133 MASSACHUSETTS. North National Bank, Boston. J. B. W I T HE Rii KE , Cask ie>\ GEORGE WHITNEY, President. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation.. U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes If. S. certificates of deposit Redemption fund with U. S. Treasurer $2,660,218 10 1,139 11 700, 000 00 192,539 87 92,087 18 j $1,000,000 00 Capital stock paid in. 300, 000 00 93, 540 77 Surplus fund Other undivided profits. National bank notes outstanding . . . State bank notes outstanding 564, 600 00 Dividends unpaid. 100 00 Individual deposits United States deposits 4,288 22 Deposits of U. S. disbursing officers. 162, 107 07 18, 498 00 Due to other national banks 41 67 Due to State banks and bankers . . . 21, 323 25 46,000 00 Notes and bills re-discounted. 230. 000 00 Bills payable 55,478 50 Total. 4, 184, 820 97 53, 558 00 1, 622r 809 87 353, 677 53 1, 634 80 190, 000 00 4,184,820 97 Total . Old Boston National Bank, Boston. No. 1015. JAS. C. W I L D , President. Loans and discounts Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits j U. S. bonds on hand I Other stocks, bonds, and mortgages .. J Due from approved reserve agents.. J Due from other banks and bankers ..! Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid j Checks and other cash items ! Exchanges for clearing house j Bills of other national banks I Fractional currency I Specie ..\ Legal tender notes | U. S. certificates of deposit ; Redemption fund with U. S. Treasurer! I " Total. F. L. CHURCH, Cashier. ,534,552 15 Capital stock paid in ! "416,660 6o Surplus fund Other undivided profits National bank notes outstanding I 90, 909 77 State bank notes outstanding 204,929 29 72, 000 00 Dividends unpaid 83,681 6L 41, 803 00 1,243 78 34, 896 83 178,723 00 20, 000 00 31,945 00 Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable 2,704,684 43 Total. $900, 000 00 180,000 00 116,811 76 293, 280 00 ; 25, 358 00 • 1, 071, 536 85 -. ' 93,218 15 24, 479 67 | : j 2,704,684 43 People's National Bank of Roxbury, Boston. HENRY GUILD, President. No. 595. Loans and discounts ! Overdrafts | U. S. bonds to secure circulation ! U. S. bonds to secure deposits j U. S. bonds on hand j Other stocks, bonds, and mortgages... j Due from approved reserve agents. ..< Due from other banks and bankers . . | Real estate, furniture, and fixtures . . . i Current expenses and taxes paid j Premiums paid | Checks and other cash items j Exchanges for clearing house j Bills of other national banks \ Fractional currency ' Specie i Legal tender notes ; U. S. certificates of deposit j Redemption fund with U. S. Treasurer' Total j GEO. C. LEACFI, Cashier. $660,953 93 Capital stock paid in 27 24 300, 000 00 Surplus fund Other undivided profits 2, 000 00 National bank notes outstanding 122, 008 68 State bank notes outstanding 3, 868 96 Dividends unpaid . ! $300, 000 00 ! \ j ' 165,000 00 11, 050 65 270,175 00 636 14 Individual deposits j United States deposits | Deposits of U. S. disbursing officers.. j 6,157 60 16, 238 00 Due to other national banks 2, 000 21 Due to State banks and bankers. 255 98 10,000 00 j Notes and bills re-discounted I Bills payable 42,909 00 \ 388,139 23 1,167,055 74 j Total 13, 934 00 18, 756 86 j 1,167, 055 74 134 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Shawxxmt National Bank, Boston. No. 582. J O H N CUMMIN GS, President. S. G. D A M S , Cashier. Resources. Liabilities. Loans and discounts j $1,952,020 00 Capital stock paid in ! $1,000,000 00 Overdrafts | ' j 200,000 00 U. S. bonds to secure circulation j 675, 000 00 Surplus fund U. S. bonds to secure deposits I Other undivided profits j 36, 252 44 U. S. bonds on hand I National bank notes outstanding 457, 750 00 Other stocks, bonds, and moi tgages. J Due from approved reserve agents... j 39, 009 90 State bank notes outstanding Due from other banks and bankers . . j 121, 824 97 Dividends unpaid 33, 236 00 Real estate, furniture, and fixtures-.. ] 55, 163 10 Current expenses and taxes paid j |i Individual deposits 1,211,254 70' Premiums paid | United States deposits Checks and other cash items j 1, 225 86 j Deposits of U. S. disbursing officers.. Exchanges for clearing house ! 92, 462 39 149,310 46 Bills of other national banks i 61), 572 00! Due to other national banks 238,196 23 Fractional currency i ! Due to State banks and bankers ; Specie 0,721 61 j. Legal tender notes i 249, 000 00 j: Notes and bills re-discounted U. S. certificates of deposit j 40, 000 00 j: Bills payable j. 1 Redemption fund with U. S. Treasurer 30,000 CO 3,325,999 83 j Total. Total ! 3, 325, 999 83 Shoe and Leather National Eank, Boston. S E T H TURNER, President. No. 616. Loans and discounts ' Overdrafts U. S. bonds to secure circulation • U. S. bonds to secure deposits i. : U. S. bonds on hand . Other stocks, bonds, and mortgages.. . Due from approved reserve agents.. J Due from other banks and bankers ..> Real estate, furniture, and fixtures...: Current expenses and taxes paid Premiums paid Checks and other cash items .. Exchanges for clearinghouse Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund withU. S. Treasurer !, 861), 113 37 Capital stock paid in 3, 0i)3 07 8S9, 000 0 J Surplus fund Other undivided profits 196,772 68 85, 423 70 100, 122 94 39 50 ] 6, 006 25 61, 143 00 414 48 11,450 24 41, 200 00 210,000 00 40, 000 00 j $1,000,000 CO I j National bank notes outstanding . State bank notes outstanding 200, 000 00 42, 216 62 768, 000 00 Dividends unpaid . | 24, 636 00 ! Individual deposits ; ], 276, 287 17 United States deposits I Deposits of U. S. disbursing officers..j Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 4, 636, 185 S3 Total. SAMUEL CARR Cashier. Total I j 831, 752 35 143, 293 69 350, 000 00 i 4,636,185 83 State National Bank, Boston. No. 1028. A. W . STKTSON, President. C. B. PATTEN, Cashier. j $2,000,000 00 Loans and discounts j $2,572,131 00 j Capital stock paid in Overdrafts ! Surplus fund ! 83, 265 97 U. S. bonds to secure circulation ; 1,125, 003 0J U. S. bonds to secure deposits j Other undivided profits j 54, 758 00 XT. S. bonds on hand ' 994, 500 GO Other stocks, bonds, and mortgages..! 35,01)0 03 National bank notes outstanding State bank notes outstanding J Due from approved reserve agents...! 384, 844 59 Due from other banks and bankers . . ; 56, 110 86 Dividends unpaid ! 59, 426 00 Real estate, furniture, and fixtures...' 660 30 Current expenses and taxes paid Individual deposits 1, 281, 060 7L 4 27 Premiums paid ; United States deposits ' 18,066 74 Checks and other cash items Deposits of U. S. disbursing officers . j 107, 197 77 Exchanges for clearing house 36, 536 00 Due to other national banks 35, 338 94 Bills of other national banks 2, 000 00 Fractional currency 11,607 0i> Due to State banks and bankers 8, 900 18 Specie Notes and bills re-discounted. Legal tender notes 23, 630 00 70, 000 00 Bills payable U. S. certificates of deposit 75, 125 00 Redemption fund with U. S. Treasurer Total ! 4,520,206 71 Total I 4, 520, 206 71 REPORT OF THE COMPTROLLER OF THE CURRENCY. 135 MASSACHUSETTS. Suffolk National Bank, Boston. No. 629. H. A. W H I T N E Y , President. EDWARD Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. TYLER, Cashier. Liabilities. $2, 832, 620 74 850," 000 "66" 380, 894 47 18,231 89 270, 000 0U $1, 500, 000 00 Capital stock paid in . Surplus fund. Other undivided profits 300, 000 00 67, 570 94 National bank notes outstanding State bank notes outstanding 736, 550 00 51, 304 00 Dividends unpaid . j Individual deposits j United States deposits j Deposits of U. S. disbursing officers 245. 546 60,030 6,682 5,138 379, 40u 00 00 |[Due to other national banks 2L Due to State banks and bankers 00 00 Notes and bills re-discounted. Bills payable 58, 245 00 971, 988 88 157, 835 06 5,106, 788 31 Total. 5, 106,788 31 1,321,539 43 Traders' National Bank, Boston. No. 1442. E D W A R D SANDS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other natioual banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer S. DAVIS, Cashier. $1, 098, 865 53 Capital stock paid in . $600, 000 00 205, 000 00 Surplus fund Other undivided profits 118,103 21 19,135 73 National bank notes outstanding State bank notes outstanding 131, 747 00 7, 064 21 60, 235 13 20, 81.7 69 15, 899 50 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 947 59 146, 875 39 25, 490 00 Due to other national banks 483 00 Due to State banks and bankers 5, 484 54 66,349 00 I Notes and bills re-discounted. i Bills payable 14,899 60 | 1,652,511 68 Total. F. Total. 709, 045 56 57, 202 48 1, 378 20 1,652,511 68 Tremont National Bank, Boston. A N D R E W T. HALL, Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U.S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents. -Due from other banks and bankers . . Real estate, furniture, and fixtures . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total A. T. FROTHINGHAM, Cashier. President. $2, 416, 004 03 Capital stock paid in . 826, 000 00 [ Surplus fund j Other undivided profits . " 1 5 , 6 0 6 00 104, 778 85 125, 000 00 National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits I United States deposits 17, 951 64 j Deposits of U. S. disbursing officers. 192, 175 76 100, 040 00 Due to other national banks 200 00 Due to State banks and bankers 24, 964 86 157, 625 00 Notes and bills re-discounted. 80, 000 00 Bills payable , 59, 623 02 4,121,363 16 j Total $2, 000, 000 00 214,938 55 49,464 35 606,156 00 59, 045 00 833, 592 24 278, 377 00 79, 790 02 4,121,363 16 136 REPORT OF THE COMPTROLLER OF TFIE CURRENCY. MASSACHUSETTS. Washington National Bank, Boston. A. D. HODGES, President. 601. Resources. AY. II. BRACKETT, Cashier. | Liabilities. I j Loans and discounts j $1,316,004 53 | Capital stock paid in j $750, 000 CO Overdrafts |. 682*000 66 ! Surplus fund U. S. bonds to secure circulation i I 256,661 90 U. S. bonds to secure deposits \. |! Other undivided profits ; 43,556 06 U. S. bonds on hand :. Other stocks, bonds, and mortgages .. | 592, 300 00 8,000 00 National bank notes outstanding State bank notes outstanding Due from approved reserve agents... j Due from other banks and bankers .. j 19,480 73 Dividends unpaid 23, 648 00 Real estate, furniture, and fixtures...>. ! i Current expenses and taxes paid !. | Individual deposits j 610,741 07 Premiums paid States deposits ; Checks and other cash items ' 10, 770 77 11| United Deposits of U. S. disbursing officers .! Exchanges for clearing house | 102, 479 82 Bills of other national banks \ 14, 497 00 11 Due to other national banks j 47, 414 77 Fractional currency • 1,235 46 11 Due to State banks and bankers j 45, 744 85 Specie j 2,271 00 I Legal tender notes j 13,500 00 i U. S. certificates of deposit j 65, 000 00 ! Notes and bills re-discounted ! Redemption fund with U. S. Treasurer' 30, 000 00 ! Bills payable I :.. || 2,400,066 65 i| Total. Total j 2, 400, 066 65 Home National Bank, Brockton. R. P. KiNGMAN, President. Loans and discounts. Overdrafts... U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie l Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Surplus fund Other undivided profits 167, 000 00 j National bank notes outstanding I $200, 000 00 \ | 36, 782 58; \ 148,000 00' 55, 007 02 I State bank notes outstanding J 2, 820 29 Dividends unpaid : 10, 606 99 26, 322 50 Individual deposits j United States deposits j 5,794 00 Deposits of U. S. disbursing officers.. j | 320 65 Due to other national banks . . Due to State banks and bankers i 18,000 00 Notes and bills re-discounted. Bills payable 7, 500 00 667,163 32 Total. C. D. FuLLERTON, Cashier. No. 2152. $373, 793 87 Capital stock paid in Total. 282, 382 74' 667, 165 32 Charles River National Bank, Cambridge. SAML. B. RINDGE, President. Loans and discounts j Overdrafts j U. S. bonds to secure circulation j U. S. bonds to secure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages..j Due from approved reserve agents... j Due from other banks and bankers .. i Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items \ Exchanges for clearing house Bills of other national banks i Fractional currency i Specie I Legal tender notes IT. S. certificates of deposit ; Redemption fund with U. S. Treasurer! Total. No. 731. "165, 000 00" 595 00 39, 200 31 ], 701) 00 5,428 Of) SNOW, Cashier. Capital stock paid in $406, 002 63 Surplus fund Other undivided profits J National bank notes outstanding \ State bank notes outstanding | | Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers ! $100, 000 00 | 50, 000 00 j 61, 635 75j 90, 000 00 ! I 4, 362 00 ; j 294, 074 04 i.. . i.. 15, 556 00 Due to other national banks 568 95 | Due to State banks and bankers . 25, 000 00 6, 020 00 600,071 79 1 Notes and bills re-discounted Bills payable Total . j j 600, 07 L 79 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 7 MASSACHUSETTS. First National Bank of Cambridge, Cambridgeport. W. A. BULLARD, Cashier.. BKNJ. TlLTON, President. Liabilities. Resources. Loans and discounts i Overdrafts !.. U. S. bonds to secure circulation j U. S. bonds to secure deposits |.. U. S. bonds on hand j Other stocks, bonds, and mortgages.. 1 .. Due from approved reserve agents . . . ! Due from other banks and bankers..i Real estate, furniture, andfixtures. . | . . Current expenses and taxes paid j Premiums paid j.. Checks and other cash items | Exchanges for clearing house ;. Bills of other national banks | Fractional currency j Specie J. Legal tender notes ! U. S. certificates of deposit j.. Redemption fund with U. S. Treasurer! .! Total. Capital stock paid in | $200, 000 00 Surplus fund Other undivided profits 100,000 00 55,418 26 National bank notes outstanding State bank notes outstanding 190,700 00 Dividends unpaid. 4, 770 00 T o o : Individual deposits , 221,503 78 8,258 59 United States deposits Deposits of U. S. disbursing officers. 5, 429 00 637 85 Due to other national banks Due to State banks and bankers . 12, 000 00 Notes and bills re-discounted. Kills payable lo, ooo 66" 822,572 54 Total. 822, 572 54- Cambridgeport National Bank of Cambridge, Cambridgeport. No. 1228. ROBERT DOUGLASS, President. SEYMOUR B. SNOW, Cashier. $240,478 20 j| Capital stock paid in Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid | 166, 666 66 || Surplus fund I I Other undivided profits 49, 133 49 | National bank notes outstanding \ State bank notes outstanding J jj j i | Dividends unpaid I 17,666 66 o 05 i| ~ "' I Individual deposits |j United States deposits 3, 012 03 i| Deposits of U. S. disbursing officers. 90, 000 00 4,851 00 1 4, 515 00 927 73 157 00 10, 000 00 5, 000 00 4,500 00 2,139 00 192, 557 22- Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 458, 680 71 Total. 20,000 00 I 73, 088 53 Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency.... Specie ! Legal tender notes I U. S. certificates of deposit | Redemption fund with U. S. Treasurer: $100,000 00 Total. 458,680 71 National City Bank of Cambridge, Cambridgeport. No. 770. ). GEORGE T. GALE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand | Other stocks, bonds, a i d mortgages..j Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit j Redemption fund with U. S. Treasurer! Total I $245, 592 96 "166," 666" 66" E. RICHARDSON, Capital stock paid in . . Surplus fund Other undivided profits 3, 000 00 ! National bank notes outstanding State bank notes outstanding . . . Cash ic r. $1( 0, 000 00 ! 50, 000 00 29, 377 28 87,100 00 17, 583 58 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers.. 1,502 00 184 35 5, 667 08 109,572 86 Due to other national banks Due to State banks and bankers.. 3,407 00 jlNotes and bills re-discounted. 5,000 00 I Bills payable 4,500 00 ! 381, 717 22 Total. 381,717 21 138 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Neponsef National Bank, Canton. F. W. DEANE, Cashier. No. 663. CHAS. H. FRENCH, President. Liabilities. Loans and discounts $375, 35 L 71 Capital stock paid in. Overdrafts ! 501 43 U. S. bonds to secure circulation | 250, 000 00 Surplus fund U. S. bonds to secure deposits ! Other undivided profits. U. S. bonds on hand I National bank notes outstanding Other stocks, bonds, and mortgages.-! Due from approved reserve agents... 5, 363 50 State bank notes outstanding Due from other banks and bankers Real estate, furniture, and fixtures...! 3, 200 00 Dividends unpaid Current expenses and taxes paid j 38 00 Individual deposits Premiums paid ! United States deposits Checks and other cash items I 386 73 Deposits of U. S. disbursing officers . Exchanges for clearing house ' Bills of other national banks j 3,118 00 Due to other national banks Fractional currency j 312 69 Due to State banks and bankers . Specie Legal tender notes 2,191 00 Notes and bills re-discounted., Bills payable U. S. certificates of deposit Redemption fund with U. S. Treasurer 11, 250 00 Total . Total. 651,713 11 $250, 000 00 35,991 05 51,823 64 218, 400 00 11, 275 68 84, 222 74 651,713 11 First National Bank, Chelsea. No. 533. ISAAC STEBBINS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures. -. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges* for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. W. K. PEARMAIN, Cashier. $300, 000 00 $505, 986 30 Capital stock paid in. "320*666 66 Surplus fund Other undivided profits j ij National bank notes outstanding 32,139 60 I j State bank notes outstanding 4, 172 81 20, 000 00 j Dividends unpaid 3, 952 50 Individual deposits . . .. | United States deposits 6, 902 52 ! Deposits of U. S. disbursing officers. 58,037 39 10, 834 46 269, 900 00 485 00 373, 201 88 15, 374 00 Due to other national banks 5,701 00 Due to State banks and bankers. 530 00 61,200 00 Notes and bills re-discounted. Bills payable 36, 500 00 I Total 1, 012, 458 73 I 1,012,458 73 First National Bank, Chicopee. JEROME WELLS, President. $224, 035 88 Loans and discounts Overdrafts '"'iso'ooo'oo' U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages... 35,140 65 Due from approved reserve agents.. 13,271 55 Due from other banks and bankers... Real estate, furniture, andfixtures. . . Current expenses and taxes paid Premiums paid Checks and other cash items 5 54 Exchanges for clearing house 18, 537 00 Bills of other national banks 148 92 Fractional currency Specie Legal tender notes 6, 000 00 U. S. certificates of deposit Redemption fund with U. S. Treasurer 6, 749 II Total F. B. Do TEN, Cashier. No. 1056. 453, 888 65 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total. $150, 000 00 75, 000 00 18,185 33 130, 390 00 4,338 00 69,137 85 6, 837 47 453, 888 65 RE ORT OF THE COMJ>TROLLER OF THE CURRENCY. 139 MASSACHUSETTS. First National Eank, Clinton. C. G-. STEVENS, President. C. L. S. HAMMOND, Cashier. No. 440. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes II. S. certificates of deposit Redemption fund with U. S. Treasurerj Total.. $335, 157 56 Capital stock paid in. '"266," 666" 56" 73, 723 1, 547 4, 500 1, 907 76 69 00 80 $200, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid I j j 40, 000 00 22, 587 04 176, 970 00 , Individual deposits United States deposits 10,123 36 Deposits of U. S. disbursing officers. 12,867 0'J 7L8 43 22, 000 04 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable """9f~850"l4" Total 672, 395 74 .! 672,395 74 Concord National Bank, Concord. No. 833. GEO. HAYWOOD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, a;id fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $148, 700 45 100, 000 00 87, 721 75 2, 000 00 545 49 4, 577 00 123 45 8, 855 00 4, 500 00 Capital stock paid in. $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 50, 000 00 11,979 05 88, 000 00 Dividends unpaid . 1,711 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 362, 236 85 Total. H. J. WALCOTT, Cashier. 110,546 80 j Total . Conway National Bank, Conway. E. D. HAMILTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency S pecie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. H. Ex. 3- No. 895. $122,409 10 150, 000 00 J " 3 0 6 60" SAMUEL SWAN, Cashhr. Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding . . . State bank notes outstanding 20, 856 25 9, 652 05 Dividends unpaid 1, 000 00 1, 895 76 Individual deposits . United States deposits 1, 873 27 Deposits of U. S. disbursing officers. 8, 075 00 506 12 $150, 000 00 30, 000 00 6,798 97 121,250 00 16, 668 58 D ue to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable ....... Total 324: 717 55 140 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. First National Bank, Danvers. No. 594. D A S ' L RICHARDS, President. WM. L. WESTON, Cashier Resources. Liabilities. $190,85-2 27 I Capital stock paid in. 8!)8 55 150, 0U0 00 Surplus fund. Other undivided profits 1,320 00 j| National bank notes outstanding... State bank notes outstanding 21,362 31 Loans and discounts I Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other bank* and bankers. ... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency j Specie Legal tender notes I U. S. certi tk-ates of deposit Redemption fund with LI. S. Treasurer 783 65 6, 315 00 16,262 75 Dividends unpaid . $150, 000 00 54, 667 39 1, 042 21 135, 000 00 6,691 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. 97, 788 35 45, 139 0!)* Due to other national banks 495 92 Due to State banks and baukers . 5, 000 00 Notes and bills re-discounted Bills payable 6, 750 00 445, 189 45 Total. 445, 189 45 Dedham National Bank, Dedham. EZRA W. TAFT, President. No. 669. L. H KlNGSBURY, Cashier. Loans and discounts | $418, 303 73 Capital stock paid in $300,000 00 Overdrafts j 70 95 U. S. bonds to secure circulation j 300, 000 00 Surplus fund 75, 000 00 U. S. bonds to secure deposits ; 34,955 41 Other undivided profits U. S. bonds on hand | Other stocks, bonds, and mortgages.. j National banknotes outstanding 268,992 00 Due from approved reserve agents...! 21,802 68 State bank notes outstanding Due from other banks and bankers...) 985 60 Dividends unpaid ..j 2, 058 00 Real estate, furniture, and fixtures .. i Current expenses and taxes paid ' 4, 179 40 Individual deposits • j 130, 329 62 Premiums paid i United States deposits !. Checks and other cash items j 1, 680 00 Deposits of U. S. disbursing officers..! ! Exchanges for clearing house Bills of other national banks j 1,524 00 Due to other national banks Fractional currency 1, 226 97 Due to State banks and bankers . ; Specie 3, 026 70 Legal tender notes | 5, 029 00 Notes and bills re-discounted. U. S. certificates of deposit j 10, OuO 00 Bills payable Redemption fund with U. S. Treasurer! 13, 500 00 Total ! 811,335 03 Total 811,335 03 Cambridge National Bank, East Cambridge. D. R. SORTWELL, Piesident. Loans and discounts Overdrafts „ U.S. bonds to secure circulation j U. S. bonds to secure deposits j U. S. bonds on baud Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures . . Current expenses and taxes paid j Premiums paid > I Checks and other cash items j Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit j Redemption fund with U. S. Treasurer Total. J. C. BULLARD, Cashier. No. 449. $214,917 39 1, 254 19 112,000 00 Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding 751 92 State bank notes outstanding 3, 9:<6 86 Dividends unpaid . Individual deposits United States deposits. 12, 377 99 Deposits of U. S. disbursing officers. 14,366 00 Due to other national banks 2, 017 59 Due to State banks and bankers . 7, 000 00 Notes and bills re-discounted Bills payable 5, 000 00 373,621 94 jj Total. $100, 000 00 30, 000 00 33,901 64 97, 500 00 4,110 00 108,110 30 141 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Lechmere National Bank, East Cambridge. No. 614. E W I S H A L L , President. C. E. RICHARDSON, Cashier. Resources. Liabilities. Loans and discounts j Overdrafts U. S. bonds to secure circulation I U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages . . $275, 656 Due from approved reserve agents... Due from other banks and bankers . . Heal estate, furniture, arid fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house. Bills of other national banks Fractional currency S pecie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer] 49, 271 Capital stock paid in. 150, 000 20, 000 12,000 2 2,190 oo !; 100, 000 00 2, 610 10 National bank notes outstanding State bank notes outstanding 124,900 00 Dividends unpaid . 5, 220 00 68 i| o o ;i Individual deposits Unit-d States deposits 8, 344 49 ! Deposits of U. S. disbursing officers . 158,012 76 !,043 0 0 II Due to other national banks 3, 560 5L ! Due to State banks and bankers . 11,924 00 j | " 6,*750' 65" I! Notes and bills re-discounted Bills payable 540, 742 86 : Total. $150,000 00 Surplus fxmrl Other undivided profits Total 540, 742 86 First National Bank, East Hampton. H. Gr. KNIGHT, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve a g e n t s . . . Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer No. 428. $239, 019 87 Capital stock paid in. 730 35 150, 000 00 j Surplus fund 11 Other undivided profits 2, 000 00 || 9, 209 75 !| 6, 137 86 12, 000 00 j| 951 52 i I I ,714 00 524 12 $200, 000 00 40, 000 00 8,306 17 National bank notes outstanding State bank notes outstanding 134, 000 00 Dividends unpaid . 100 00 Individual deposits United Sfates deposits Deposits of U. S. disbursing officers 55, 324 35 Due to other national banks Due to State banks and bankers. 113 95 7, 665 00 | Notes and bills re-discounted . Bills payable 6, 750 00 437, 844 47 Total . C. E. W I L L I A M S , Cashier. Total. 437,844 47 Martha's Vineyard National Bank, Edgartown. D A N I E L F I S H E R , President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes II. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1274. $119,i, 135 04 23 81 100,I, 000 00 20, ooo 56 847 79 961 98 000 00 J o s . T. P E A S E , Capital stock paid in $100, 000 00 Surplus fund Other undivided profits j National bank notes outstanding State bank notes outstanding . Dividends unpaid 975 00 40, 925 75 553 95 84, 200 00 , Individual deposits United States deposits 171 71 Deposits of U. S. disbursing officers J ., 256 d0 26 85 Cashier. 3,625 00 47 593 48 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable *500 00 276,898 18 Total. 276,898 18 142 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. National Bank, Fairhaven. No. 490. GEO F . T R I P P , President. REUBEN NYE, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures .. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $159,261 31 Capital stock paid in 31 36 270, 000 00 Surplus fund Other undivided profits 20, 000 00 National bank notes outstanding State bank notes outstanding 38, 300 24 3, 396 40 89, 677 55 7, 4L8 48 $240, 000 00 12, 000 00 34, 498 39 239, 055 00 Dividends unpaid 380 00 3,028 94 Individual deposits United States deposits Deposits of U. S. disbursing officers.. 2, 666 00 387 96 Due to other national banks Due to State banks and bankers . 3,284 00 Notes and bills re-discounted Bills payable " 12, 666 00 80, 534 25 2,984 60 609, 452 24 609, 452 24 First National Bank, Fall River. No. 256. J. S. BKAYTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages..! Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items j Exchanges for clearing house Bills of other national banks Fractional currency Specie | Legal tender notes j U. S. certificates of deposit j Redemption fund with U. S. Treasurer Total. $833,634 48 C. A. BASSETT, Cashier. Capital stock paid in. $400,000 00 "466 "666" 66" 80, 000 00 333, 495 11 Surplus fund Other undivided profits National bank notes outstanding 81, 226 59 State bank notes outstanding 2, 355 23 Dividends unpaid. 605 92 355, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 24, 517 00 Due to other national banks 924 83 Due to State banks and bankers . 19, 000 00 Notes and bills re-discounted , Bills payable 18, 000 00 204,781 12 6, 987 82 r 1,380,264 05 1,380,264 05 Second National Bank, Fall River. S. A. CHACE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits i U. S. bonds on' hand Other stocks, bonds, and mortgages.. Due from approved reserve agents. , . Due from other banks and bankers .. Real estate, furniture, and fixtures... j Current expenses and taxes paid i Premiums paid ! Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes .' U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 439. C. J. HOLMES, Cashier. $•231,211 29 Capital stock paid in. 150, 000 00 | Surplus fund Other undivided profits National bank notes outstanding 48, 148 92 State bank notes outstanding Dividends unpaid . 2, 153 10 Individual deposits United States deposits 101 00 Deposits of U. S. disbursing officers. $150,000 00 51,700 58 b, 061 06 134, 490 00 255 00 108, 075 77 4, 160 00 Due to other national banks 652 40 I Due to State banks and bankers . 9, 903 00 ! Notes and bills re-discounted I Bills payable * 7," 666" 66' 453,329 71 Total. 453, 329 71 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 4 3 MASSACHUSETTS. Fall River National Bank, Fall River. G. H. HATHAWAY, President. No. 590. F. H. GiFFORD, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. Liabilities. $524, 978 43 141,800 00 30, 493 84 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 3, 000 00 52, 255 48 348, 000 00 Dividends unpaid . 9,000 00 4, 305 72 2,224 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 201 56 7,191 1,272 1, 115 18,568 $400, 000 00 Capital stock paid in . '"•400," 666*66' 00 29 00 00 116,794 64 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable , 575 00 18, 000 00 Total 1, 039, 887 48 1,039,887 48 Massasoit National Bank, Fall River. C. P. STICKNEV, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks aud bankers .. Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fuud with U. S. Treasurer LEANDER BORDEN, Cashier. No. 612$360, 651 1, 505 200,000 50, 000 04 02 00 00 Capital stock paid in j Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding 84, 794 57 481 80 146,118 96 9,369 49 Dividends unpaid 2, 807 02 1, 498 00 Individual deposits | United Stares deposits j Deposits of U. S. disbursing officers.. j 13,956 Oi) 3, 374 98 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 17, 499 00 j 183, 920 88 20. 355 53 3, 054 00 2, 024 87 8.999 70 || 744,331 73 j| Total. $200,000 00 744,331 73 Metacomet National Bank, Fall River. JEFFERSON BORDEN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents. .. Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. A. S. TRTPP, Cashier, 924. 12, 984 63 I Capital stock paid in. 535,000 00 l! 10, 050 00 .|| 3, 000 00 74, 996 88 7,612 02 1, 358 50 3, 359 09 15, 913 2,340 3,583 15, 000 00 53 62 00 Surplus fund , Other undivided profits. National bank notes outstanding.... j State bank notes outstanding j Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable $600, 000 00 213, 000 00 84, 865 25 462, 800 00 2, 672 50 188,177 17 8,183 35 24, 500 00 1, 559, 698 27 I Total. 1,559,698 27 144 REPORT OF THE COMPTROLLER OF THE CURRENCY MASSACHUSETTS. National Union Bank, Fall River. No. 128?. COOK BORDEN, President. D. A. CHAPIN, Cashier Resources. Loans and discounts i Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, andfixtures. . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $348, 643 27 Capital stock paid in. 434 53 300, 0U0 UO Surplus fund Other undivided profits.. National bank notes outstanding 136 89 i State bank notes outstanding 181 86 Dividends unpaid 1, 063 96 Individual deposits United States deposits. 1,686 16 Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers $300, 000 00 50, 200 00 10, 244 67 264,200 00 1,877 00 55,551 29 1, 498 25 Total Pocasset National Bank, Fall River. WEAVER OSBORN, President. No. 679. E. E. HATHAWAY, Cashier. Loans and discounts | $334, 273 08 i Capital stock paid in. Overdrafts U. S. bonds to secure circulation 200, 000 00 j Surplus fund U. S. bonds to secure deposits j Other undivided profits U. S.bonds on hand Other stocks, bonds, and mortgages.. 5,000 00 National bank notes outstanding . . . Due from approved reserve agents . . . 54, 497 62 State bank notes outstanding Due from other banks and bankers. ..'• Real estate, furniture, and fixtures... 50, 000 00 :j Dividends unpaid . Current expenses and taxes paid j 1,308 71 || Individual deposits Premiums paid ; (| United States deposits Checks and other cash items j 14, 78L 76 j| Deposits of U. S. disbursing officers. Exchanges for clearing house j Bills of other national "banks ! 13, 489 00 ji Due to other national banks Fractional currency ! 2,016 47ii Due to State banks and bankers Specie ! 135 00 j Legal tender notes 30, 182 00 : Notes and bills re-discounted . i Bills payable U. S. certificates of deposit Redemption fund with U. S. Treasurer] 11, 00 i 00 716,683 64 Total. Total. $200, 000 00 40, 000 0061,564 62 177,100 00 740 00 229,289 59; 7, 700 96 288 47 116,683 64 Falmouth National Bank, Falmouth. ERASMUS GOULD, President, Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand j Other stocks, bonds, and mortgages..: Due from approved reserve agents . . . j Due from other banks and bankers .. j Real estate, furniture, and fixtures... Current expenses and taxes paid j Premiums paid i Checks and other cash items j Exchanges for clearing house j Bills of other national banks Fractional currency Specie ; Legal tender notes j U. S. certificates of deposit i Redemption fund with U. S. Treasurer Total No. 1320. I $103, 755 24 Capital stock paid in. GEO. E. CLARKE, Cashier. loo, ooo 66 Surplus fund..., Other undivided profits . 10, 000 00 National bank notes outstanding 10, 038 99 State bank notes outstanding 2, 000 00 Dividends unpaid , Individual deposits United States deposits Deposits of U. S. disbursing officers.. $100, 000 00 27,000 00 2, 255 44 88, 598 00 4, 210 00 11, 723 78 2, 938 00 Due toother national banks 33 99 Due to State banks and bankers . 521 00 Notes and bills re-discounted Bills payable 4, 500 00 233,787 ! Total. 233, 787 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 4 5 MASSACHUSETTS. Fitchburg National Bank, Fitchburg. EBENEZER TORREY, President. No. 1077. CHAS. ,T. BILLINGS, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items | Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $425,461 89 Capital stock paid in . $250, 000 00 250,666 66 Surplus fund Other undivided profits 155, 000 00 1,434 57 National bank notes outstanding State bank notes outstanding 83,254 08 12,918 12 Dividends unpaid . 29,416 51 Individual deposits United States deposits Deposits of U. S. disbursing officers . 36, 936" 00 Due to other national banks 1, 006 88 Due to State banks and bankers . 5,200 00 13, 000 00 Notes and bills re-discounted Bills payable 214,400 00 252,325 98 5, 282 93 21,250 66 878, 443 48 878, 443 48 Rollstone National Bank, Fitchburg. No. 702. H. A. W I L L I S , President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks aud other cash items Exchanges for clearing house.., Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer] Total. J. M. GRAHAM, Cashier. $250, 000 00 $420,052 39 || Capital stock paid in. Surplus fund Other undivided profits 167, 000 00 193 02 National bank notes outstanding. State bank notes outstanding 202, 000 00 Dividends unpaid , 3, 855 72 6,543 00 838 :56 1,085 60 6, 500 00 11,085 00 Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers . 214, 252 98 12 25 Notes and bills re-discounted Bills payable 844,543 25 || 844, 543 25 Safety Fund National Bank, Fitchburg. HENRY ALLISON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total F. F . W O O D W A R D , Cashier. $214,042 70 j Capital stock paid in . $200, 000 00 "" 150*000 o5"| Surplus fund Other undivided profits 20, 000 00 4, 886 15 National bank notes outstanding 1,937 35 State bank notes outstanding 1 53 Dividends unpaid . 4,000 00 3, 358 20 22, 936 62 Individual deposits United States deposits 229 00 Deposits of U. S. disbursing officers. 3,610 00 | Due to other national banks 979 50 ! Due to State banks and bankers . 2, 200 00 "o\749"66' 410, 043 90 134,280 00 42, 921 44 7,956 31 Notes and bills re-discounted Bills payable Total * 410,043 90 146 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Wachusett National Bank, Fitchburg. A. W. SEAVER, President. No. 2265. HENRY L. JEWKTT, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit | Redemption fund with U. S. Treasurer, Liabilities. $462,277 88 Capital stock paid in. "'2607666'66' "ioo.ooo'oo 40, 428 49 29, 972 71 4,442 11 20, 250 00 23 20 21,893 88 179,855 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 171, 593 92 10, 000 00 Due to other national banks Due to State banks and bankers . 14,517 00 Notes and bills re-discounted. Bills payable 9, 000 00 2, 383 00 48 41 Total. 883, 342 80 Total. $500, 000 00 Surplus fund Other undivided profits . National bank notes outstanding State bank notes outstanding 883, 342 80 Framingham National Bank, Framingham. JAMES W. CLARK, President. No. 528. JAS. J. VALENTINE, Cashier. $260, 648 01 | Capital stock paid in $200, 000 00 Loans and discounts ! Overdrafts " 225, 6l)6"oi)' I Surplus fund 50, 000 00 U. S. bonds to secure circulation 34, 746 24 U. S. bonds to secure deposits Other undivided profits . U. S. bonds on hand 194, 712 00 Other stocks, bonds, and mortgages.. 3, 000 00 National bank notes outstanding Due from approved reserve agents... 15, 193 41 State bank notes outstanding Due from other banks and bankers .. 10, 806 00 Dividends unpaid. Real estate, furniture, and fixtures... 1UJ u Current expenses and taxes paid ' 11 Individual deposits 82,235 55 Premiums paid j! United States deposits Checks and other cash items 31,616 05 |i Deposits of U. S. disbursing officers Exchanges for clearinghouse 4, 100 00 j Due to other national batiks Bills of other national banks j, 436 20 I Dae to State banks and bankers Fractional currency Specie Legal tender notes j 7, 894 00 Notes and bills re-discounted. Bills payable U. S. certificates of deposit j Redemption fund with U. S. Treasurer) 9,975 66" Total. 578, 031 74 578, 031 74 Franklin National Bank, Franklin. JAMES P. RAY, President. ! Loans and discounts Overdrafts U. S. bonds to secure circulation i U. S. bonds to secure deposits I U. S. bonds on hand j Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house j Bills of other national banks Fractional currency J Specie Legal tender notes IT. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1207. $183,257 19 150, 0U0 00 MOSES FARNUM, Cashier. Capital stock paid in ! $150,000 00 Surplus fund Other undivided profits ! National bank notes outstanding State bank notes outstanding Dividends unpaid. \ j. I 908 04 Individual deposits I 7,830 00 \ United States deposits . . I Deposits of U. S. disbursing officers..! i 237 00 | Due to other national banks 310 91 I Due to State banks and bankers. j 7, 000 00 j Notes and bills re-discounted . j Bills payable 5, 750 00 ! 355,293 14 j 26,500 00 6; 487 27 130,400 00 1,045 00 37, 132 72 3,728 15 355,293 14 REPORT OF THE COMPTROLLER OF THE CURRENCY. 147 MASSACHUSETTS. First National Bank, Gardner. CHAS. HEY WOOD, President. No. 884. JNO. D. EDGKLL, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U.S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $160,006 31 Capital stock paid in. . 798 17 125, 000 00 Surplus fund Other undivided profits National bank notes outstanding 20, 645 09 State bank notes outstanding 680 00 13, 000 00 Dividends unpaid . 1,748 17 Individual deposits 4,978 13 United States deposits 4,289 85 Deposits of U. S. disbursing officers. !, 009 00 693 82 $125, 000 00 25, 000 00 10, 720 20 91, 200 00 70 00 103, 483 34 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 10, 000 00 ""5,"625"65" Total. 355, 473 54 First National Bank, Gloucester. WILLIAM A. P E W , President. Loaus and discounts Overdrafts . U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid ,.. Checks at d other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes. U. S. certificates of deposit Redemption fund with U. S. Treasurer No. 549. G. R. BRADFORD, Cashier. Capital stock paid in . $269,588 16 $200, 000 00 Surplus fund O ther undivided profits National bank notes outstanding 86,422 19 j!State bank notes outstanding 24,000 00 Dividends unpaid. 2, 333 02 deposits 10, 000 00 Individual United States deposits 2, 348 04 Deposits of U. S. disbursing officers. 200, 000 00 Due to other national banks Dae to State banks and bankei Total. 40, 000 00 9,604 17 179, 800 00 708 00 190, 284 58 506 40 620,833 15 Cape Ann National Bank, Gloucester. GORHAM P. L o w , President. No. 899. H I R A M R I C H , Cashier. | Loans and discounts O verdrat'ts , U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve a g e n t s . . . Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total $220,442 42 I Capital stock 51) 150, 000 00 ! Surplus fund 22, 500 0) 5, 400 00 27,902 31 240 00 13, 792 65 331 01 4, 465 402 135 9, 000 01) ! 83 ' 50 00 | paid in O ther undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable $150, 000 00 75, 000 00 11,566 44 125, 065 00 5, 548 00 90,905 15 3,277 63 6, 750 00 461,362 22 461,362 22 148 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. City National Bank, Gloucester. A P D I S O N GILBERT, President. No. 2292. W I L L I A M A. P E W , Cashier. Resources. Liabilities. Loans and discounts j Overdrafts j U. S. bonds to secure circulation j U. S. bonds to secure deposits j U. S. bonds on hand \ Other stocks, bonds, and mortgages.. | Due from approved reserve agents. . . | Due from other banks and bankers ..I Real estate, furniture, and fixtures.. .1 Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks i Fractional currency ! Specie ! Legal tender notes j U. S. certificates of deposit j Redemption fund with U. S- Treasurer! Total. $49, 648 05 I Capital stock paid in . 31 50, 000 00 Surplus fund Other undivided profits $L50,000 00 792 55 National bank notes outstanding . State bank notes outstanding . . . . 80, 822 25 3, 000 00 i j Dividends unpaid 90 7, 277 04 | Individual deposits 11 United States deposits 82 59 ! Deposits of U. S. disbursing officers. 51, 272 04 2, 916 00 j Due to other national banks 317 45 I Due to State banks and bankers . 8, 000 00 Notes and bills re-discounted. Bills payable 202, 064 59 Total. 202, 064 59 Gloucester National Bank, Gloucester. E. w . No. 1162. MERCHANT, President. Loans and discounts Overdrafts U. S. bonds to secure circulation 17. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Heal estate, furniture, and fixtures... Current expenses and taxes paid. Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national bank) Fractional currency S pecie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $437, 724 94 727 91 300, 000 00 W I L L I A M BABSON, Cashier, Capital stock paid in . $300, 000 00 Surplus fund Other undivided profits 100, 000 00 26, 447 33 National bank notes outstanding . . . j State bank notes outstanding Dividends unpaid . 37, 000 00 59 95 i Individual deposits ij United States deposits 837 50 !j Deposits of U. S. disbursing officers. 9, 131 1,714 4L 20, 009 00 59 00 00 Due to other national banks Due to State banks and bankers . 260, 600 CO 8,916 0O 174, 865 05 2, 403 02 Notes and bills re-discounted.. Bills payable 13, 500 00 873,231 40 873, 23 L 4U First National Bank, Grafton. JONA. W A R R E N , President. Loans and discounts | Overdrafts | U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand j Other stocks, bonds, and mortgages.. j Due from approved reserve agents. ..j Due from other banks and bankers . . j Real estate, furniture, and fixtures . . ! Current expenses and taxes paid ! Premiums paid ,j Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total . No. 188. A. A. BALLOU, Cashier. $134,890 57 j Capital stock paid in. I 100, 000 00 | Surplus fund I Other undivided profits j I National bank notes outstanding 13,154 37 j State bank notes outstanding i Dividends unpaid . 950 00 j } Individual deposits j ! United States deposits 1,615 18 1 Deposits of U. S. disbursing officers.. j 915 00 j Due to other national banks 106 56 Due to State banks and bankers . \\ 500 00 | Notes and bills re-discounted... : Bills payable 4, 500 00 j 256,631 68 j Total. $100, 000 0» 26, 079 86 4 62 90, 000 00 1, 755 0C« 38, 792 20 256, 63 L 68 149 REPORT OF THE COMPTROLLER OF THE CURRENCY. M A S S A C H U S E T T S. Grafton National Bank, Graft on. JONA. D. WHEELER, President. No. 824. HENRY F. WING, Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation IJ. S. bonds to secure deposits U. 8. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures-.. Current expenses and taxes paid Premiums paid Checks and other cash items Exchauges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes Lega U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. Liabilities. $100,000 00 $118,882 08 Capital stock paid in . "ioo, ooo 66 Surplus fund Other undivided profits 16, 850 00 2, 953 93 National bank notes outstanding State bank notes outstanding 90, 000 00 5, 240 21 500 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 1, 649 00 100 07 5, 207 85 % 709 00 19, 285 76 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable Total.. 231, 798 69 231,798 69 National Mahaiwe Bank, Great Barrington. J. L. DODGE, President. No. 1203. Loans and discounts »-. Overdrafts •U. S. bonds to secure circulation U. S. bonds to secure deposits. U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. F. N. DELANTJ, Cashier. $369, 505 67 | Capital stock paid in . 626 40 j 200,000 00 Surplus fund Other undivided profits National bank notes outstanding 61,216 14 State bank notes outstanding 8,004 13 3, 000 00 Dividends unpaid . ],344 28 Individual deposits United States deposits 9,169 57 Deposits of U. S. disbursing officers 3, 306 100 40 6, 900 , OS) Due to other national banks 60 Due to State banks and bankers . . . 00 00 j Notes and bills re-discounted Bills payable $200,000 00 100, 000 00 63,882 13 178, 500 00 2,404 00 126, 746 86 604 80 672,137 79 672, 137 79 II First National Bank, Greenfield. W. B. WASHBURN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total J. W. STEVENS, Cashier. $508, 772 18 Capital stock paid in. 139 22 300, 000 00 Surplus fund • Other undivided profits 2o,"6oo"6o" National bank notes outstanding State bank notes outstanding 83, 459 38 11,479 23 10, 000 00 1.96L 92 557 i 4, 181 00 1,641 92 18,440 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers.. Due to other national banks Due to State banks and bankers $300, 000 00 195, 000 00 16,301 18 264, 000 00 666 0& 197, 773 70 3,491 77 Notes and bills re-discounted. Bills payable " 16*600"65" 977, 232 65 Total.. 977,232 65 150 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Franklin County National Bank, Greenfield. WILLIAM KEITH, President. HENRY K. SIMONS, Cashier. Resources. Liabilities. l Loans and discounts Overdrafts I U. S. bonds to secure circulation I U. S. bonds to secure deposits ! TJ. S. bonds on hand j O ther stocks, bonds, and mortgages Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures j Current expenses and taxes paid | Premiums paid j Checks and other cash items j Exchanges for clearing house ! Rills of other national banks j Fractional currency j Specie ! Legal tender notes j U. S. certificates of deposit ' Redemption fund with U. S. Treasurer j $342, 943 28 j Capital stock paid in 209 57 200, 000 00 J! Surplus fund j J Other undivided profits 61,000 00 5, 505 65 il |j 3, 014 6L 2,469 92 47, 59 2 97 177 46 1, 480 62 National bank notes outstanding . . . State bank notes outstanding 180, 000 00 Dividends unpaid . 8, 868 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 167,381 13 718 00 Due to other national banks 1,361 59 Due to State banks aud bankers . 4,131 00 Notes and bills re-discounted . Bills payable 22, 500 00 626,599 02 || Total. $200, 000 00 3, 844 24 626,599 02 Total . Packard National Bank, Greenfield. W. N. PACKARD, President. R. A. PACKARD, Cashier. No. 2264. $86,438 15 Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers.. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurei Capital stock paid in. $100,000 00 "AI,"ooo 65' Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding j 33, 764 35 5,308 17 .,. 2, 466 44 Dividends unpaid 1,545 3L Individual deposits 6,641 00 Uuited Suites deposits. 401 73 Deposits of U. S. disbursing officers.. 1, 703 00 203 22 1, 700 00 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 3,324 09 36,100 00 40, 326 30 3, 270 98 "I"845 00' Total.. Total.. 183,021 37 183,021 37 Cape Cod National Bank, Harwich. P. S. CROWELL, President. No. 712. Loans and discounts Overdrafts ! U. S. bonds to secure circulation U. S. bonds to secure deposits I U. S. b-"»nds on hand Other stocks, bonds, and mortgages Due from approved reserve agentsDue from other banks and bankers.. Real estate, furniture, and fixtures... j Current expenses and taxes paid • Premiums paid j Checks and other cash items j Exchanges for clearing house ; Bills of other national banks ! ! Fractional currency Specie i Legal tender notes ! U. S. certificates of deposit I Redemption fund withU. S. Treasurer] Total | G-EO. H. SNOW, Cashier. $319,581 78 j Capital stock paid in . 284, 000 00 3, 472 73 294 15 | | Surplus fund Other undivided profits... j National bank notes outstanding . . . State bank notes outstanding Dividends unpaid . Individual deposits United Statse deposits Deposits of U. S. disbursing officers. 2, 550 00 • Due to other national banks 133 78 I Due to State banks and bankers . I Notes and bills re-discounted. ! Bills payable 12, 775 00 652,807 44 Total $300, 000 00 58, 050 05 12,980 00 231,800 00 725 00 36,715 25 12,537 14 652, 807 44 REPORT OF THE COMPTROLLER OF THE CURRENCY. 151 MAS SACHUSETTS. First National Bank, Haverhill. No. 481. MOSES HOW, President. E. G. WOOD, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency | Specie j Legal tender notes I U. S. certificates of deposit I Redemption fund with U. S. Treasurer $417,425 53 Other undivided profits National bank notes outstanding 56, 446 45 State bank notes outstanding 12, 000 00 Dividends unpaid . 9, 686 18 Individual deposits United States deposits 10,788 77 Deposits of U. S. disbursing officers. 18, 069 00 Due to other national banks 1, 148 74 Due to State banks and bankers . 18, 000 00 Notes and bills re-discounted. Bills payable 100,000 00 17,423 70 174, 000 00 712 00 160, 377 36 3, 651 61 12,600 6o" 756, 164 67 Total. $300, 000 00 Capital stock paid in. '"soo'coo'oo" Surplus fund 756, 164 67 Total. Essex National Bank, Haverhill. No. 589. J. C. TILTON, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents. . . Due from other banks and bankers... Real estate, furniture, andfixtures. . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $121, 927 42 Capital stock paid in. $100, 000 00 " ioo, 666 66" 5, 000 35, 380 6, 000 3, 392 929 Surplus fund Other undivided profits 00 National bank notes outstanding... State bank notes outstanding 71 Dividends unpaid. 00 52 Individual deposits United States deposits 13 Deposits of U. S. disbursing officers 6,871 00 Due to other national bankfc 588 61 Due to State banks and bankers . 6, 000 00 Notes and bills re-discounted Bills payable Total. 290, 589 39 Total. WM. CALDWELL, Cashier.. 20, 000 00 16,355 31 86, 000 00 60 00 66, 063 70 2, 110 38 290, 589 39 Haverhill National Bank, Haverhill. JAMES E. GALE, Cashier.. J. A. APPLETON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, andfixtures. . . Current expenses and taxes paid Premiums paid Checks and other cash item s Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit edemption fund with U. S. Treasurer Total $416, 542 76 Capital stock paid in. 203, 000 00 11,274 67 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 9, 000 00 Dividends unpaid. 6,556 71 Individual deposits United States deposits 2, 269 43 Deposits of U. S. disbursing officers. 14,355 00 Due to other national banks 452 61 Due to State banks and bankers . 179 80 19, 975 00 Notes and bills re-discounted. Bills payable. 26, 650 00 710,255 98 i $200,000 00 100, 000 00 24,264 61 180,000 00 1, 267 00 198, 803 41 5, 920 96 710, 255 98 152 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Merritnack National Bank, Haverhill. E. J. M. HALE, President. No. 633. JOHN L. HOBSOtf, Cashier. Resources. Liabilities. Loans and discounts Overdrafts XL S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures.. -Current expenses aad taxes paid Premiums paid • Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $420,411 80 Capital stock paid in. ""240,000" oo* 14,736 68 3, 000 00 8,679 55 3, 745 52 $240, 000 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . 216, 000 0 1,125 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 19, f>26 00 Due to other national banks 1, 289 06 Due to State banks and bankers . 14,000 00 Notes and bills re-discounted Bills payable. 740,288 6L Total. 100, 000 00 59,051 17 109, 542 91 14, 569 53 740,288 61 Hingham National Bank, Hingham. No. 1119. CROCKER WILDER, President. Loans and discounts ! Overdrafts j U. S. bonds to secure circulation \ U. S. bonds to secure deposits U. S. bonds on hand | Other stocks, bonds, and mortgages..! Due from approved reserve agents...[ Due from other banks and bankers .. j Real estate, furniture, and fixtures.. .j Current expenses and taxes paid | Premiums paid • Checks and other cash items j Exchanges for clearing house Bills of other national banks j Fractional currency j Specie i Legal tender notes j TJ. S. certificates of deposit j Redemption fund with U. S. Treasurer; Total ! $176,706 62 J. S. TlLESTON, Cashier. $140, 000 00 Capital stock paid in 140, 000 00 Surplus fund Other undivided profits 39,503 11 30 00 National bank notes outstanding 41, 466 25 State bank notes outstanding 8, 221 47 Dividends unpaid . . . « 32 Individual deposits 103 50 United States deposits 2, 683 00 Deposits of U. S. disbursing officers.. 325 79 Due to other national banks Due to State banks and bankers 2, 841 00 Notes and bills re-discounted 9, 000 00 Bills payable 381,347 95 120, 875 00 4, 382 45 76, 557 39 381,347 95 Holliston National Bank, Holliston. W. S. BATCH ELDER, President Loans and discounts ! Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks .... Fractional currency Specie Legal tender notes TJ. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 802. T. E. ANDREWS, Cashier. $161,767 38 Capital stock paid in.., '"I34,"666*6o' I Surplus fund Other undivided profits 5, 000 00 12,271 37 "i4*393~55' National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits I United States deposits 6, 664 75 I Deposits oi' U. S. disbursing officers. 7, 317 00 Due to other national banks 117 99 I Due to State banks and bankers . 637 60 1,601) 00 I Notes and bills re-discounted Bills payable $150, 000 00 31,000 00 7,521 45 107,489 00 191 30 55,126 19 2,228 20 6*606"66" 353,556 14 Total. 353,556 14 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 5 3 MASSACHUSETTS. Hadley Falls National Bank, Holyoke. OHAS. W. RANLET, President. H. P . T E R R Y , Cashier. Resources. Loans and discounts | •Overdrafts IT. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional curreucy Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Liabilities. 1 $30 - , 544 67 Capital stock paid in 200, 000 00 38, 244 1,350 15, 397 3 $200,000 00 100, 000 00 20, 165 97 Surplus fund Other undivided profits. 80 55 03 00 National bank notes outstanding j State bank notes outstanding j Dividends unpaid j 1 807 93 12,634 502 1.975 18, 052 00 78 00 00 Individual deposits ! i United Stales deposits j i Deposits of U. S. disbursing officers. liDue to other national banks || Due to State banks and bankers |! Not-s and bills re-discounted. Bills payable. „ 169, 593 00 112,927 24 3 825 55 9, 000 00 Total Total. ! 606, 511 76 Holyoke National Bank, Holyoke. WM. W H I T I N G , President. No. 1939. Loans and discounts . Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . $262, 919 66 91 58 139, 000 00 Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid 112,741 36 737 40 1,000 00 Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer TotaL W . C. SIMONS, Cashier. Capital stock paid in. $200, 000 00 13, 000 00 1, 265 m Surplus fund I Other undivided profits. National bank notes outstanding . . . State bank notes outstanding Dividends unpaid 3, 448 32 19, 000 00 Individual deposits United States deposits , 899 55 Deposits of U. S. disbursing officers. 6,275 00 298 47 120, 703 00 Due to other national banks Due to State banks and bankers , 225,171 95 6,408 09 19, 781 00 Notes and bills re-discounted. Bills payable ""7,"256'6o" Total. 569,994 02 569, 994 02 Hopkinton National Bank, Hopkinton. L. H. BOWKER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. - . Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 626. E. J. JP^NKS, Cashier. $156, 727 23 j Capital stock paid in. "iso'ooo'oo" 5, 740 00 117 79 "8 "864" 29* 732 97 ' 156 43 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposit** Deposits of U. S. disbursing officers. $150, 000 00 30, 532 75 6, 286 24 125, 100 00 787 50 16, 382 22 Due to other national banks Due to State banks and bankers . Notes and bills re discounted Bills payable 6, 750 00 Total 329,088 71 154 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. First National Bank, Hyannis. S. B. PHINNKY, President. No. 1107, JOSEPH R. HALL, Cashier. Resources. Liabilities. Loans and discounts j $132,508 41 Capital stock paid in Overdrafts i 249 40 U. S. bonds to secure circulation 100, 000 00 Surplus fund U. S. bonds to secure deposits Other undivided profits ! U. S. bonds on band Other stocks, bonds, and mortgages..i 3, 900 00 National banknotes outstanding Due from approved reserve agents...! 6, 580 86 State bank notes outstanding Due from other banks and bankers -.! Real estate, furniture, and fixtures .. i Dividends unpaid Current expenses and taxes paid j 580 72 Premiums paid Individual deposits . Checks and other cash items > 1,493 57 United States deposits Exchanges for clearing house ' Bills of other national banks 050 00 Deposits of U. S. disbursing officers.. Fractional currency | 550 40 Due to other national banks Specie Due to State banks and baukers Legal tender notes j 3, 442 00 Notes and bills re-discounted U. S. certificates of deposit i Redemption fund with U. S. Treasurer: 7, 100 00 | Bills payable Total ! 257, 055 36 | Total. $100,000 00 18, 000 00 5, 187 49 87, 900 00 45, 967 87 257, 055 36 Lancaster National Bank, Lancaster. JACOB FISHER, President. No. 583. W M . H. MCNEIL, Cashier. $213,131 38 Capital stock paid in. Loans and discounts Overdrafts U. S. bonds to secure circulation j 50, 000 00 Surplus fund U. S. bonds to secure deposits Other undivided profits U. S. bonds on hand j National bank notes outstanding Other stocks, bonds, and mortgages.. | Due from approved reserve agents... 31, 897 65 State bank notes outstanding Due from other banks and bankers ,. 2, 50J 00 Dividends unpaid Real estate, furniture, and fixtures.. J C, 000 00 Current expenses and taxes paid j Individual deposits Premiums paid j United States deposits Checks and other cash items j Deposits of U. S. disbursing officers Exchanges for clearing house.!— Bills of other national baaks 1 394 00 Due to other national banks Fractional currency J 449 51 Due to State banks and bankers . Specie j Legal tender notes 2, 926 00 Notes and bills re-discounted U. S. certificates of deposit ! Redemption fund with U. S. Treasurer! 3, 250 00 Bills payable Total. 340,548 54 Total. $200, 000 00 40, 000 00 20, 702 99 45, 000 00 4, 879 00 6, 149 00 23, 817 55 340, 548 54 Bay State National Bank, Lawrence. GEO. L. DAVIS, President. No. 1014. SAMUEL W H I T E , Cashier. $375, 000 00 Loans and discounts j $685,371 96 jCapital stock paid in Overdrafts j 275 27 j 75,000 00 U. S. bonds to secure circulation I 375, 000 00 i Surplus fund U. S. bonds to secure deposits ! I Other undivided profits 107,249 44 U. S. bonds on hand I i 328, 800 00 Other stocks, bonds, and mortgages..! 30, 000 00 i National bank notes outstanding Due from approved reserve agents...! 40,914 03 jjState bank notes outstanding Due from other banks and bankers .. j j| Real estate, furniture, and fixtures...| ;J Dividends unpaid I 19, 752 00 Current expenses and taxes paid j 10 89 j! Premiums paid j !; Individual deposits 335, 709 08 Checks and other cash items | 4,393 66 jUnited States deposits Exchanges for clearing house ! ;j of U. S. disbursing officers. Bills of other nationaf banks j 20,373 00 Deposits Due to other national banks 4,971 33 Fractional currency j 768 04l \\Due to State banks and bankers . Specie i \ Legal tender notes ! 50, 000 00! Notes and bills re-discounted. Bills payable U. S. certificates of deposit 1 Redemption fund with U. S. Treasurer! 39,375 00 ;| Total ! 1,246,481 85 ! Total 1, 246, 481 85 REPORT OF THE COMPTROLLER OF THE CURRENCY. 155 MASSACHUSETTS. Lawrence National Bank, Lawrence. A. J. FRENCH, President. No. 1962. P. Gr. PlLLSBURY, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits XJ. S. bonds on hand . Other stocks, bonds, and mortgages . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie . . . . Legal tender notes $442, 840 26 Redemption fund with U. S. Treasurer 32, 516 97 300, 000 00 62 34 30, 000 00 984 11 1, 093 00 1, 626 40 26,214 00 Capital stock paid in Dividends unpaid 10, 000 00 6, 437 81 270, 000 00 10,185 00 Individual deposits United States deposits Deposits of U. S. disbursing officers.. Due to other national banks Due to State banks and bankers 196, 222 55 42, 491 72 Notes and bills re-discounted 835, 337 OS Total $300, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Total 835, 337 08 National Pemberton Bank, Lawrence. LEVt SPRAGUE, President. No. 1048. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U.S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie I Legal tender notes j U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. Wur. H. JAQUITH, Cashier. $299,156 20 Capital stock paid in . 189 70 150, 000 00 Surplus fund . Other undivided profits .. National bank notes outstanding . . 24,613 47 State bank notes outstanding 352 21 Dividends unpaid . $150, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 146,209 69 1,366 31 9,918 00 339 65 12, 000 00 6, 750 00 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable 504, 685 54 Total . 60, 000 00 7, 526 29 128, 550 00 5, 070 00 7, 329 56 504, 685 54 Lee National Bank, Lee. No. 865. H. GARFIELD, President. Loans and discounts . Overdrafts U. S. bonds to secure circulation XJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total H. Ex. 3 j 1 $278, 799 32 210, 000 00 425 00 27,182 97 5, 404 44 6, 000 00 2,187 16 4, 721 70 4, 793 00 1,106 31 10, 817 00 J. L. KlLBON, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers.. Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable "l6, 519 02 i 561, 955 92 | Total. $210, 000 00 60, 000 00 15,440 52 188, 490 00 241 12 78, 072 09 9,712 19 156 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Leicester National Bank, Leicester. CHENEY HATCH, President. No. 918. D. E. MERRIAM, Cashier. Resources. Liabilities. Loans and discounts. Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers..! Real estate, furniture, and fixtures. ..j Current expenses and taxes paid | Premiums paid ! Checks and other cash items Exchanges for clearing house I Bills of other national banks j Fractional currency | Specie Legal tender notes U. S. certificates of deposit j Redemption fund with U. S. Treasurer Total. $218,802 01 Capital stock paid in $200, 000 00 200, 000 00 Surplus fund Other undivided profits 5, 000 00 National bank notes outstanding 10,617 5=2 State bank notes outstanding 23 78 18,000 00 Dividends unpaid Individual deposits United States deposits 5,745 00 Deposits of U. S. disbursing officers.. 1, 289 24 Due to other national banks P66 00 Due to State banks and bankers 5,233 00 Notes and bills re-discounted ~ 9, 000 00 Bills payable 38, 354 32 9 45 176, 400 00 5, 770 00 54, 378 74 535 96 474,912 51 Total... 474,912 51 First National Bank, Leominster. JNO. H. LOCKEY, President. A. L. BURDITT, Cashier. Loans and discounts Overdrafts i U. S. bonds to secure circula.tioa I U. S. bonds to secure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, arid fixtures .. Current expanses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $299, 813 34 Capital stock paid in . $300, 000 00 150, 000 00 Surplus fund Other undivided profits National bank notes outstanding 70, 567 81 State bank notes outstanding 26, 800 00 Dividends unpaid. 1,462 12 Individual deposits 8, 531 25 United States deposits 86 92 Deposits of U. S. disbursing officers. 7,713 00 209 51 Due to other national banks Due to State banks and bankers. 2, 000 00 Notes and bills re-discounted.. 5, 000 00 Bills payable 6, 750 00 Total. 578, 933 95 28, 000 00 7, 856 51 129, 900 00 108,718 58 4, 458 86 578, 933 95 First National Bank, Lowell. A. P. BONNEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, andfixtures. . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total .No. 331. GEO. B. ALLEN, Cashier. $411, 754 85 Capital stock paid in . 8,041 61 '259, 000 00 Surplus fund i, 666 66 Other undivided profits National bank notes outstanding 24, 000 00 State bank notes outstanding 84, 436 64 4,618 20 Dividends unpaid., Individual deposits United States deposits Deposits of U. S. disbursing officers 6, 908 00 Due to other national banks 390 74 Due to State banks and bankers . 1, 000 00 11,600 00 Notes and bills re-discounted. Bills payable 11,250 00 824,000 04 Total. $250, 000 00 100, 000 00 22,257 50 220, 660 00 8, 075 00 222,173 38 834 16 824, 000 04 KEPORT OF THE COMPTROLLER OF THE CURRENCY. 157 MASSACHUSETTS. Appleton National Bank, Lowell. No. 986. J. A. KNOWLES, President. J. F . KIMBALL, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency . Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Liabilities. $697,516 61 3,041 17 306, 000 00 Surplus fund Other undivided profits 100, 000 00 25, 266 36 National bauk notes outstanding State bank notes outstanding 253,200 00 27, 506 02 93,149 66 6, 150 63 Dividends unpaid. 84,488 16 Individual deposits United States deposits Deposits of U. S. disbursing officers. 67, 705 00 1, 165 61 30 00 28, 872 00 7, 402 00 Due to other national banks . . . . Due to State banks and bankers. 641, 043 60 2,212 90 Notes and bills re-discounted. Bills payable 13, 500 00 | Total 1, 329, 124 86 Total. $300,000 00 Capital stock paid in. 1,329,12-4 86 Merchants' National Bank. Lowell. HOCUM HOSFORD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer No. 506. $616,119 13 1, 874 26 400, 000 00 55, 700 00 CHAS. W. EATON, Cashier. $400,000 00 Capital stock paid in. Surplus fund Other undivided profits . 30, 000 00 12, 074 21 National bank notes outstanding 22, 583 37 State bank notes outstanding 1,306 14 20, 000 00 Dividends unpaid . 75 16 Individual deposits United States deposits 4,946 58 Deposits of U. S. disbursing officers. 20, 000 00 4,855 00 4, 840 82 1, 025 01) 25,859 00 333,000 00 7,156 00 394, 100 00 20,854 25 Due to other national bankg Due to State banks and bankers. Notes and bills re-discounted., Bills payable Total. Total. 1,197,184 46 Old Lowell National Bank, Lowell. EDWARD TUCK, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand... Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1329.• C. M. WILLIAMS, Cashier. $262, 392 44 Capital stock paid in . ""206,666 66' I2, ooo 66 58, 031 42 Surplus fund Other undivided profits National bank notes outstanding . . . State bank notes outstanding Dividends unpaid . 7, 038 76 3, 699 00 1, 547 33 145 00 5, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable $200, 000 00 50, 000 00 5,341 36 180, 000 00 7, 318 00 114,155 44 2,039 15 9, 000 00 558, 853 95 I Total. 558, 853 95 158 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Prescott National Bank, Lowell. D. S. RICHARDSON, No. 960. President. A. A. COBURN, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers-.. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $479, 688 46 2, 479 49 242, 000 00 14, 212 47,213 797 25, 000 11 88 82 71 00 35 4,188 55 Capital stock paid in. 100, 000 00 10, 029 52 National bank notes outstanding State bank notes outstanding 213, 800 00 Dividends unpaid . 11,670 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 10, 887 00 4, 537 46 Due to other national banks Due to State banks and bankers. 40, 368 00 Notes and bills re-discounted . Bills payable "ii,*o66*66' 882,384 72 Total . $300, 000 00 S-ttrplus fund Other undivided profits. Total. 238, 757 48 8,127 72 832, 384 72 Railroad National Bank, Lowell. No. 753. J A C O B ROGERS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other bauks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $1, 027, 502 05 43 13 645, 000 00 4, 000 00 24,381 22 1,200 00 34 45 14,831 25 22, 256 39 JAS. S. HOVEY, Cashier. Capital stock paid in $800, 000 00 Surplus fund Other undivided profits 130,000 CO 36, 820 48 National bank notes outstanding... State bank notes outstanding 579,100 00 Dividends unpaid-, 25, 796 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 7, 535 00 4, 074 93 Due to other national banks Due to State banks and bankers . 2, 000 00 Notes and bills re-discounted. Bills payable 183, 469 29 26,697 65 "29," 02o" 00' 1,781,883 42 Total. 1,781,883 42 Wamesit National Bank, Lowell. CHAS. WHITNEY, President. -No. 781. G. W. KNOWLTON, Cashier. $420,441 36 Capital stock paid in Loans and discounts Overdrafts U. S. bonds to secure circulation ! 202, 000 00 Surplus fund U. S. bonds to secure deposits j Other undivided profits U. S. bonds on hand j Naiional bank notes outstanding Other stocks, bonds, and mortgages . . j Due from approved reserve agents... 23,769 45 State bank notes outstanding Due from other banks and bankers . . ! Real estate, furniture, and fixtures...I 6, 000 00 Dividends unpaid Current expenses and taxes paid i 6,627 65 Premiums paid \ Individual deposits Checks and other cash items I 5, 278 93 United States deposits Exchanges for clearing house \ Deposits of U. S. disbursing officers Bills of other national banks I 1, 940 00 Due to other, national banks Fractional currency 165 91 Due to State banks and bankers 282 00 ! Specie 10,500 00 ! Notes and bills re-discounted Legal tender notes U. S. certificates of deposit Bills payable Redemption fund with U. S. Treasurer! 9, 000 00 Total. 686, 005 30 Total $250, 000 00 50, 000 00 50, 345 40 168, 800 00 1,010 00 150,849 90 " is, 666 "60 686, 005 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. 159 MASSACHUSETTS. First National Bank, Lynn. JNO. WOOLDREDGE, President. No. 638. OWEK DAME, Cashier, Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents . . . Due from other batiks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificatas of deposit Redemption fund with U. S. Treasurer Total. $718, 846 48 Capital stock paid in. " 3 3 5 "666 'OO 3, 000 00 273,702 27 5,641 89 500 00 4,365 86 $500, 000 00 Surplus fund Other undivided profits , National bank notes outstanding State bank notes outstanding . . . . Dividends unpaid. 25, 957 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 35, 774 00 2, 390 52 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total. 1,418,178 52 93, 000 00 787 90 293,241 00 464, 543 88 40, 648 74 1,418,178 52 Central National Bank, Lynn. HENRY NEWHALL, President. No. 1201. Loans and discounts Overdrafts * TJ. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency .. .. Speeie. Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $334, 399 49 200, 666 66" E. W. MUDGE, Cashier. Capital stock paid in. $200,030 00 37, 460 96 1, 479 60 20,132 88 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . 10,214 14 Individual deposits United States deposits Deposits of U. S. disbursing officers. 18,314 00 2,334 31 140 00 11, 000 00 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 90, 000 00 6,081 49 173, 920 00 6,404 00 163,181 44 4, 888 45 9,000 00 644,475 38 || 644, 475 38 Total . National City Bank, Lynn. A. P. TAPLEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents . . . Due from other banks and bankers... Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency S pecie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total B. V. FRENCH, Cashier. No. 697. $797, 058 71 Capital stock paid in. "366,'666" 66' Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 56,253 18 1,803 21 1,000 00 Dividends unpaid. 20, 000 00 43, 395 22 Individual deposits United States deposits Deposits of U. S. disbursing officers. 34, 304 00 1, 050 00 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 43, 400 00 13"506'66' 1,311,764 32 Total. $300, 000 00 120, 000 00 780 93 266, 888 00 3, 870 00 538, 493 40 81, 731 99 1,311,764 32 160 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. First National Bank, Maiden. E . S. CONVEKSE, No. 588. President. CHARLES MERRILL, Cashier, Resources. Loans and discounts j Overdrafts i U. S. bonds to secure circulation I U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents . . . Due from other banks and bankers-.. Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Liabilities. $119,271 91 Capital stock paid in . 20, 000 00 9, 117 36 Surplus fund Other undivided profits National bank notes outstanding 30, 250 82 State bank notes outstanding " M O O " 6o' Dividends unpaid . 9, 856 74 3,193 ]5l 1,056 2,100 88,100 00 3,684 00 Individual deposits United States deposits Deposits of U. S. disbursing officers - 55, 478 64 00 16 37 00 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted "4,566 00 Bills payable 276, 380 00 Total. S100, 000 00 "i6i,"666"66" 276, 380 00 Total. Marblehead National Bank, Marblehead. ISAAC C. WYMAN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation XL S. bonds to secure deposits XL S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and taxes paid.. Premiums paid Checks and other cash items . Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. No. 767. WM. REYNOLDS, Cashier. $102,000 00 $147,076 09 Capital stock paid in. ""103" 606" 66" Surplus fund Other undivided profits 5, 000 00 National bank notes outstanding State bank notes outstanding 14, 294 89 . 2, 522 91 6,200 00 Dividends unpaid . . . 2,434 42 Individual deposits United -States deposits Deposits of U. S. disbursing officers . 4, 038 00 945 57 85 31 9,100 00 19, 876 00 26,740 64 68,000 00 3,851 50 78,814 05 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable» """4*585 66' Total. 299,282 19 299,282 19 National Grand Bank, Marblehead. E. B. PHILLIPS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers ..j Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit.. Redemption fund with U. S. Treasurer Total No. 676. J. P . TURNER, Jr., Cashier. $140, 353 42 Capital stock paid in . 4 68 120, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total. $120, 000 00 17, 935 25 17, 398 53 102, 116 00 3,916 50 42,691 81 505 19 304, 563 28 REPORT OF THE COMPTROLLER OF THE CURRENCY. 161 MASSACHUSETTS. First National Bank, Marlboro'. No. 158. MARK FAY, President. E. C. WHITNEY, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items E*changes for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $185,913 64 Capital stock paid in $200,000 00 * 200, 000 00 Surplus fund Other undivided profits 90, 770 00 NLtional bank notes outstanding State bank notes outstanding Dividends unpaid., I 3,561 28 Individual deposits 1 United States deposits I 4,774 29 Deposits of U. S. disbursing officers..! 10, 588 00 Due to other national banks 1,606 70 Due to State banks and bankers 3, 000 00 Notes and bills re-discounted. Bills payable " 13, 700 00 Total. 513,913 9L | I 40,000 00 9, 585 70 180, 000 00 73, 922 99 10, 405 22 513,913 91 National Bank, Methuen. No. 1485. JAMES WALTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency , Specie Legal tender notes U. S-. certificates of deposit Redemption fund with U. S. Treasurer Total. JACOB EMERSON, Cashier. $100, 000 00 $139, 970 86 Capital stock paid in . ""166," 666" 66' 5,400 00 11, 942 47 3, 000 00 924 72 7, 696 00 156 95 1,600 00 I'soo 66' 275,191 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding 25, 000 00 12,248 93 84,250 00 4, 294 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbux*sing officers.. 49, 398 07 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 275, 191 00 Total. Home National Bank, Milford. SAMUEL WALKER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U.S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers.. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total N. B. JOHNSON, Cashier. $125, 245 89 Capital stock paid in . 68,"000 66" 10, 263 44 2, 866 98 220 78 11, 685 00 213 04 1, 388 00 201 25 3,764 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding $130, 000 00 3, 876 24 60, 970 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 32,052 14 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 3, 050 66 226, 898 38 Total . 226, 898 38 162 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Milford National Bank, Milford. No. 866. A. C. MAYHEYV, President. AUGUSTUS WHEELER, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. Liabilities. $368, 373 16 " 244,666 66 26, 485 32 6 03 4,300 00 6,854 56 3, 402 73 12, 820 704 90 3, 900 00 34 00 00 "i6,"98o"66" Capital stock paid in., $250, 000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid . 50, 000 00 21, 033 45 214,600 00 1, 396 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 144, 886 69 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable Total. 681,916 14 681,916 14 Millbury National Bank, Millbury. No. 572. HOSEA CRANE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks ] Fractional currency Specie j Legal tender notes \ U. S. certificates of deposit | Redemption fund with U. S. Treasurer Total. $232, 676 24 200, 000 00 20, 813 08 AMOS ARMSBY, Cashier. Capital stock paid in. $200, 000 00 Surplus fund O ther undivided profits National bank notes outstanding State bank notes outstanding Individual deposits United States deposits Deposits of U. S. disbursing officers. 5, 469 00 Due to other national banks 352 00 Due to State banks and bankers . 200 00 Notes and bills re-discounted , Bills payable 9,000 00 Total. 473, 792 00 180, 000 00 6,369 00 Dividends unpaid . 87 77 5, 000 00 193 91 40,000 00 2, 979 87 40, 556 32 3, 886 81 473, 792 00 Monson National Bank, Monson. C. W. HOLMES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 503. E. F. MORRIS. Cashier. $169,202 84 I Capital stock paid in . $150,000 00 170,000 00 j! Surplus fund J Other undivided profits 30, 000 00 71,679 30 15, 000 00 11,547 11 29,236 11 2, 500 00 1,104 96 National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers 1, 839 00 Due to other national banks 475 11 Due to State banks and bankers . 7, 311 00 Notes and bills re-discounted. Bills payable ""7," 250 "66" 415,466 13 Total. 144,960 00 1,255 00 16,505 44 1, 066 39 415,466 13 REPORT OF THE COMPTROLLER OF THE CURRENCY. 163 MASSACHUSETTS. Pacific National Bank, Nantucket. F . C. SANFORD, No. 714. President. Jos. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents . . Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total MITCHELL, Cashier. Liabilities. $198,526 16 $200, 000 00 Capital stock paid in . ""202," 665" 66' Surplus fund 166 00 Other undivided profits National bank notes outstanding State bank notes outstanding 21, 098 62 2, 152 45 5, 000 00 Dividends unpaid. 1,156 96 Individual deposits United States deposits Deposits of U. S. disbursing officers . 6, 670 00 1,187 20 t, 662 00 26,109 00 45, 001) 0Q 125 13 171, 870 00 4,262 50 60,151 15 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 15, 746 39 Total. 481,408 78 I 481,408 78 Natick National Bank, Natick. G. S. TROWBRIDGE, Cashier. LEONARD WINCH, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers , . Real estate, furniture, and fixtures... Current expenses and faxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes II. S. certificates of deposit Redemption fund with U. S. Treasurer Total $213,223 74 Capital stock paid in . 491 98 82, 000 00 Surplus fund O ther undivided profits 31, 209 77 1, 904 74 705 34 3,000 00 241 06 5, 546 00 413 00 4,000 00 5, 000 00 3, 690 00 $100, 000 00 8, 000 00 4,145 63 National bank notes outstanding State bank notes outstanding Dividends unpaid. 73, 800 00 2, 076 00 Individual deposits United States deposits Deposits of U. S. disbursing officers - 163, 404 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 351, 425 63 351,425 63 First National Bank, N e w Bedford. JOS. GRINNELL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents Due from other banks and bankers . . Real ettate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. No. 261. $1,093,651 41 844 09 694, 000 00 70. 000 00 132, 000 00 49,460 83 W. P . WlNSOR, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding 681 31 20, 000 00 Dividends unpaid . Individual deposits United States deposits 1,679 00 Deposits of U. S. disbursing officers. 4,497 00 Due to other national banks 2, 120 00 Due to State banks and bankers . 171 35 26, 655 00 Notes and bills re-discounted., Bills payable , 31,300 00 2,127, 059 99 Total. $1, 000, 000 00 200, 000 00 2, 700 40 619,590 00 19, 935 00 258, 698 94 21,931 00 1, 662 60 2, 492 05 2,127, 059 99 164 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Citizens' National Bank, N e w Bedford. J. A. BEAUVAIS, President. No. 2262. T. B. FULLER, Cashier. Liabilities. Resources. Loans and discounts | Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. $232,605 60 Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie , I Legal tender notes | U. S. certificates of deposit j Redemption fund with U. S. Treasurer, 18, 353 149 7,433 1,502 46, 597 200, 000 00 93 15 00 26 50 Capital stock paid in. 8,220 46 National bank notes outstanding State bank notes outstanding. 75 L 88 Individual deposits United States deposits Deposits of U. S. disbursing officers. 806 00 247 31 Due to other national banks Due to State banks and bankers. 5, 755 00 134, 810 00 Dividends unpaid. 188, 658 70 1,762 47 Notes and bills re-discounted Bills payable 6, 750 00 520,951 63 i Total. $187, 500 00 Surplus fund Other undivided profits Total. 520, 95L Mechanics' National Bank, N e w Bedford. WM. W. CRAPO, President. Loans and discounts. Overdrafts U. S. bonds to secure circulation j U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures, --j Current expenses and taxes paid j Premiums paid ] Checks and other cash items | Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption land with U. S. Treasure Total. No. 743. $910,907 69 256 0L 534, 000 00 69, 586 33 85, 681 94 E. W. HERVEY, Cashier. Capital stock paid in. $600, 000 00 Surplus fund Other undivided profits 240, 000 00 30, 958 03 National bank notes outstanding State bank notes outstanding 466, 024 00 Dividends unpaid. 14,284 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. 3, 446 00 Due to other national banks 1,456 71 Due to State banks and bankers. 286, 340 20 1,929 95 8, 200 00 Notes and bills re-discounted. Bills payable 26,000 00 Total 1, 639, 536 68 1,639,536 68 Merchants' National Bank, N e w Bedford. CHAS. R. TUCKER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents - . . Due from other banks and bankers . . Real estate, furniture, and fixtures-.. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 799. P . C. HOWLAND, Cashier. $1, 851, 391 28 Capital stock paid in. 30, 064 39 817,000 00 Surplus fund. * 100, 000 00 Other undivided profits. National bank notes outstanding 47, 592 92 State bank notes outstanding 6, 057 64 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers 6,015 00 Due to other national banks 1,907 52 Due to State banks and bankerg . 1,681 24 14, 093 00 Notes and bills re-discounted. Bills payable $1, 000, 000 00 530, 000 00 54, 710 83 735, 260 00 670 00 450, 713 24 34, 725 C6 6, 473 86 100, 000 00 36, 750 00 2, 912, 552 99 Total. 2, 912, 552 99 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 6 5 MASSACHUSETTS. National Bank of Commerce, N e w Bedford. T. S. H A T H A W A Y , President. No. 690. BENJ. F . COOMBS, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve a g e n t s . . . Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total $971,894 44 I Capital stock paid in . 232 73 700, 000 00 I Surplus fund Other undivided profits $1, 000, 000 00 200, 000 00 8, 159 77 ""50*006 66 "j 54,000 215, 840 21,026 14,268 00 j National bank notes outstanding 67 ; State bank notes outstanding 03 I Dividends unpaid . 80 I • Individual deposits H United States deposits 3,638 88 || Deposits of U . S . disbursing officers. 6,406 1, 482 27 13, 933 00 08 5L 00 Due to other national banks Due to State banks and bankers 624, 662 00 20,867 95 206,812 62 23, 747 80 Notes and bills re-discounted. Bills payable 31, 500 00 2,084,250 14 Total 2, 084, 250 14 First National Bank, Newburyport. CHAS. H. COFFIN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, anid mortgages . . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . . Current expenses and taxes paid Premiums paid Ch ecks an d other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer No. 279. JACOB STONE, Cashier. $425, 072 02 11 Capital stock paid in . 214 29 300, 000 00 Surplus fund.. 60, 000 00 Other undivided profits. $300, 000 00 80, 000 00 30,515 74 3,343 71 38 503 °8 National banknotes outstanding... State bank notes outstanding 3, 000 00 11, 601 57 1, 700 00 619 77 Individual deposits United States deposits Deposits of U. S. disbursing officers. 1, 663 00 2, 122 72 11,214 00 Dividends unpaid 78 00 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total. 269, 981 00 133, 009 69 56, 116 65 1, 048 85 1, 804 42 872, 554 36 Total. Mechanicks' National Bank, Newburyport. E. S. MOSELEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid ? Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. No. 584. $387,402 02 30 66 250, 000 00 F. O. WOODS, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding 7,199 76 I State bank notes outstanding 320 00 ! 4,000 00 I Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. $250, 000 00 100, 000 00 5, 872 30 224, 980 00 9,106 00 82, 592 79 1,819 00 Due to other national banks 1, 948 65 Due to State banks and bankers . 1,000 00 7.581 00 Notes and bills re-discounted. Bills payable 11,250 00 I 672,551 09 1 Total. 672, 55 L 09 166 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Merchants' National Bank, Newburyport. NATHL. HILLS, President. No. 1047. G-. P. STONE, Cashier. Resources. Loans and discounts j Overdrafts ' U. S. bonds to secure circulation i U. S. bonds to secure deposits !. U. S. bonds on hand j Other stocks, bonds, and mortgages .. I. Due from approved reserve agents...] Due from other banks and bankers '. Real estate, furniture, andfixtures...I Current expenses and taxes paid ! Premiums paid |. Checks and other cash items j Exchanges for clearing house |. Bills of other national banks ! Fractional currency j Specie ; Legal tender notes j U. S. certificates of deposit L Redemption fund with U. S. Treasurer: Total. Liabilities. $201,802 40 93 84 120,000 00 Capital stock paid in. $120, 000 00 Surplus fund 2*06" 66'i Other undivided profits National bank notes outstanding 5, 197 83 I State bank notes outstanding 4, 000 00 Dividends unpaid . 3 14 Individual deposits United States deposits 18 00 Deposits of U. S. disbursing officers. 1, 220 00 Due to other national banks 1, 450 98 Due to State banks and bankers . 43 50 6,153 00 Notes and bills re-discounted. Bills payable 5, 400 00 I 345,582 69 Total. 46, 000 00 3,747 00 106, 515 00 3, 447 84 60, 163 19 5, 709 66 345, 582 69 Ocean National Bank, Newburyport. WILLIAM CUSHING, President. No. 1011. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency -Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. P H I L I P H. LUNT, Cashier. $264,648 23 | Capital stock paid in 773 42 I 150,000 00 ISurplus fund Other undivided profits National bank notes outstanding 34, 827 40 800 00 4,000 00 5,864 00 1, 975 99 12,417 00 $150, 000 00 30, 000 00 7, 523 49 133, 000 00 State bank notes outstanding 5,312 50 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers . . Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable Total. 497, 797 24 j 171, 961 25 497, 797 24 Newton National Bank, Newton. JOS. N. BACON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation TJ. S. bonds to secure deposits . U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. No. 789. B. FRANKLIN BACON, Cashier. $338, 779 35 Capital stock paid in . 4,713 29 152, 000 00 Surplus fund Other undivided profits 10,000 00 243, 573 77 6f"666"66" 1, 369 84 7,560 00 472 53 200 00 | 8, 000 00 i 15, 00?) 00 6, 750 00 I 794,418 78 j National bank notes outstanding . . . State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total. $200, 000 00 50, 000 00 1, 930 33 135, 000 00 6, 965 00 400,195 76 327 69 794,418 78 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 6 7 MASSACHUSETTS. Adams National Bank, North Adams. S. BLACKINTON, President. No. 1210. E. S. WILKINSON, Cashier. Liabilitiei Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie ." Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $783,222 2,061 370, 000 50, 000 02 21 00 00 214, 028 25, 838 34, 000 19,918 4, 800 20 24 00 22 00 647 31 21, 326 00 1,235 25 Capital stock paid in . 100, 000 00 100,468 64 National bank notes outstanding . . State bank notes outstanding 324,135 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers 369, 722 15 29,429 06 Due to other national banks Due to State banks and bankers . 101,582 60 Notes and bills re-discounted. Bills payable 1, 565, 337 45 Total . $500,000 00 Surplus fund Other undivided profits . Total. 40, 000 00 1, 565, 337 45 Attleboro' National Bank, North Attleboro'. DANIEL EVANS, President. No. 1604. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $210, 384 83 104 14 100, 000 00 $100, 000 00 Surplus fund., Other undivided profits 20, 000 00 7,794 15 National bank notes outstanding State bank notes outstanding 5,816 89 6,839 69 15,000 (JO j Dividends unpaid. 130 46 Individual deposits I! United States deposits 579 01 jl Deposits of U. S. disbursing officers. 87, 900 00 11, 169 131 300 2,000 5, 000 4, 500 00 Due to other national banks 71 Due to State banks and bankers. 00 00 11Notes and bills re-discounted . 00 i Bills payable 01) 361, 955 73 Total. E. R. P R I C E , Cashier. Capital stock paid in. Total. 4, 000 00 139,641 09 1,133 46 1,487 03 361, 955 73 First National Bank of Easton, North Easton. OLIVER AMES, President. No. 416. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages... Due from approved reserve agents.... Due from other banks and bankers ... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total , $329, 953 21 "316,666 66" 16, 590 00 90, 032 29 P . A. GiFFORD, Cashier. Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding I Dividends unpaid. 25 ! Individual deposits I United States deposits 646 80 j Deposits of U. S. disbursing officers. 2, 532 138 655 8, 658 5, 000 23, 800 00 10 98 00 00 00 788,006 63 $300, 000 00 60, 000 00 40, 657 20 247, 962 00 8, 690 00 130,697 43 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total. 788,006 6 3 168 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS, First National Bank, Northampton. WM. B. HALE, President. No. 383. HENRY ROBERTS, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation XL S. bonds to secure deposits XL S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie. Legal tender notes U. S. certificates of deposit | Redemption fund with U. S. Treasurerj Liabilities. $577, 013 71 79 33 400, 000 00 6U, 000 00 20, 000 00 37, 640 00 21,917 44 12, 54 L 06 25,000 00 11,460 66 1,525 61 Capital stock paid in.. Dividends unpaid 145, 000 00 16, 044 85 347, 450 00 475 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 2,345 00 Due to other national banks 1, 704 97 Due to State banks and bankers 17,COO 00 Notes and bills re-discounted Bills payable 18,000 ~0Q Total.. 1, 206, 227 78 Total. $500, 000 00 Surplus fund Other undivided profits . National bank notes outstanding . . . State bank notes outstanding 169, 076 84 23, 363 94 4,634 75 182 40 1, 206, 227 78 Hampshire County National Bank, Northampton. LUTHER BODMAN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages.. Due fr^m approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency -Specie Legal tender notes TJ. S. certificates of deposit Redemption fund with U. S. Treasurer No. 418. $333, 426 04 Capital stock paid in. $250, 000 00 "250,000 00 j Surplus fund Other undivided profits . National bank notes outstanding 18,723 61 State bank notes outstanding 1, 939 82 Dividends unpaid . 42, 639 89 3,004 91 Individual deposits United States deposits. Deposits of U. S. disbursing officers. 207 36 2,416 00 92 76 12, 525 00 ""ii,"256"66" Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total. 676, 225 39 Total. L E W I S WARNER, Cashier. 34, 500 00 4, 735 11 220, 000 00 15 00 151,261 43 15, 713 85 676, 225 39 Northampton National Bank, Northampton. OSCAR EDWARDS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U- S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deport Redemption fund with U. S. Treasurer Total No. 1018. $531, 957 66 501 37 400,000 00 236, 857 39 20,814 12 14, 123 88 17, 000 00 35,000 00 6,178 36 815 00 399 00 10, 017 00 25,"000 66" 1, 298, 663 78 JOHN WHITTELSEY, Cashier. Capital stock paid in. $400, 000 00 Surplus fund Other undivided profits 200,000 00 21, 495 96 National bank notes outstanding State bank notes outstanding 354,100 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable Total 11,096 19 287, 459 39 24,512 24 1, 298, 663 78 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 6 9 MASSACHUSETTS. Northborough National Bank, Northborough. No. 1279. W I L D E R BUSH, President. O. H. LAWRENCE, Cashier. Resources. Liabilitie *. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie. Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $143, 964 74 "ioo'ooo'oo 5, 400 00 24,312 19 2, 000 00 599 09 677 55 475 161 900 4, 998 00 07 00 00 $100, 000 00 Capital stock paid in. Surplus fund Other undivided profits 26, 000 00 9, 175 44 National bank notes outstanding State bank notes outstanding 88, 000 00 Dividends unpaid. 114 41 Individual deposits United States deposits Deposits of U. S. disbursing officers - 66, 897 79 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 6, 700 00 Total. 290,187 64 290,187 64 Orange National Bank, Orange. No. 2255. D. E. CHENEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures.. . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal1 tender notes U. S. certificates of deposit Redemption fund with U. S. Treasure: Total. $118,712 94 ""33,500*o6" 2,503 61 1, 545 85 2, 099 25 5, 392 50 6,180 00 48 62 3,000 00 it66o 65 JAS. H. WAITE, Cashier. Capital stock paid in $100,000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 4,191 81 28, 500 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payablb 174, 582 77 41, 117 14 773 82 174, 582 77 Oxford National Bank, Oxford. 8. C. PAINE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers.. Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. No. 764. $131,077 20 27 14 100, 000 00 14, 973 03 1, 647 07 34 95 401 83 950 00 138 38 52 00 362 00 C. A. ANGELL, Cashier. Capital stock paid in. Surplus fund Other undivided profits $100, 000 00 > National bank notes outstanding . State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 20, 000 00 11,333 25 87,354 00 4, 548 00 30, 728 35 200 00 4, 500 00 254,163 60 Total. 254, 163 60 170 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. South Danvers National Bank, Peabody. E. T. OsBORN, President No. 958. G. A. OSBORNE, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. Liabilities. $291,112 39 "I56," 666'66" 12, 153 56 1 43 1,500 00 1,161 71 5,12G 00 926 59 3, 350 00 7, 000 00 $150, 000 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid. 75, 000 00 26, 382 62 121, 000 00 6, 600 00 Individual deposits United States deposits Deposits of U. S. disbursing officers . Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable „ 98,663 06 1, 286 00 " 6," 600 "66' Total. 478,931 68 478,931 68 Warren National Bank, Peabody. FRANK C. MERRILL, Cashier. No. 616. L E W I S ALLEN, President. Loans and discounts Overdrafts , U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house. Bills of other national banks Fractional currency Specie ., Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total . 1, 244 67 $250, 000 00 Capital stock paid in., Surplus fund Other undivided profits 6, 000 00 | National bank notes outstanding 25, 857 82 j State bank notes outstanding 1, 262 40 ; Dividends unpaid. 11 05 Individual deposits United States deposits 10, 796 28 Deposits of U. S. disbursing officers. 253, 000 00 33, 152 00 i Due to other national banks 1,738 81 Due to State banks and bankers . 625 00 i 6, 000 00 Notes and bills re-discounted. Bills payable 28, 050 00 757, 73^ 03 j 96, 959 90 1, 297 92 225, 000 00 9,531 50 172,161 91 2, 786 80 757, 738 03 Total. Agricultural National Bank, Pittsfield. E. H. KELLOGG, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total No. 1082. J. R. WARRINER, Cashier. $627, 642 37 Capital stock paid in. 3, 436 86 200, 000 00 Surplus fund Other uudivided profits National bank notes outstanding 81, 655 93 State bank notes outstanding 33, 707 45 Dividends unpaid. 5,341 55 Individual deposits United States deposits 1,419 79 Deposits of U. S. disbursing officers. 6, 355 00 1, 076 40 Due to other national banks Due to State banks and bankers 28,148 CO Notes and bills re-discounted. Bills payable "i 1,666 00 999,783 35 Total. $200,000 00 100 000 00 159,688 92 176,500 00 356, 578 23 7,016 20 999, 783 35 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 7 1 MASSACHUSETTS. Pittsfield National Bank, Pittsfield. E. S. FilANCTS, Cashier. J U L I U S R O C K W E L L , President. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. Liabilities. $672, 580 83 2, 116 20 488, 000 00 Capital stock paid in | $500, 000 00 Surplus fund Other undivided profits ! j 100,000 00 93,144 89 I 127,712 42,751 15, 000 3,428 47 85 00 04 21,716 62 , 105 00 ' 925 16 15, 000 00 "2 i,~95o "OO | National bank notes outstanding State bank notes outstanding Dividends unpaid I I 405, 675 00 Individual deposits ; United States deposits. \ Deposits of U. S. disbursing officers.. I 316,886 84 Due to other national banks Due to State banks and bankers | j 2, 365 59 1, 222 90 Notes and bills re-discounted Bills payable , 424, 295 22 Total. 1, 424, 295 22 Old Colony National Bank, Plymouth. GEO. G. DYER, President. No. 996. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house. Bills of other national banks Fractional currency Specie Legal tender notes j U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. W. S. MORISSEY, Cashier. $388,416 95 Capital stock paid in. $250, 000 00 "214,000 00 Surplus fund Other undivided profits 100, 000 00 5,383 78 National bank notes outstanding State bank notes outstanding 189,385 00 1,400 00 58,103 36 2, 500 00 1 00 4,733 88 713 00 914 (57 Dividends unpaid . 10, 020 00 Individual deposits United States deposits. Deposits of U. S. disbursing officers. 130, 544 08 Due to other national banks Due to State banks and bankers . 4, 550 00 ! Notes and bills re-discounted I Bills payable 10, 000 00 685, 332 86 I Total. 685, 332 86 Plymouth National Bank, Plymouth. WM. T. DAVIS, President. No. 779. Loans- and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures . . Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer 11, 690 35 "5,'739" 92*' 7, 000 00 838 57 8 Capital stock paid in. Surplus fund Other undivided profits National bank notes oxxtstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 5, 000 00 104 16 Due to other national banks Due to State banks and bankers . 3, 000 00 Notes and bills re-discounted. Bills payable "9,666 65 523, 613 11 Total H. Ex. 3 $283,118 50 121 61 200, 000 00 I. N. STODDARD, Cashier. Total. ! i I $200,000 00 40,000 00 15,224 85 177, 700 00 8, 356 CO 82, 332 26 523,613 11 172 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. First National Bank, Provincetown. NATHAN FRERMAX, President. No. 736. MOSES N. G I F F O R D , Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $209, (340 82 Capital stock paid i n . . $200, 000 00 200, 00U 00 i! Surplus fund : Other undivided profits " " 4 0 ' 000 60' National bank notes outstanding 51,000 0J State bank notes outstanding 19,183 95 I iu'oij'oo" Dividends unpaid 67,500 00 7,879 80 171,600 00 6, 352 00 Individual deposits United States deposits Deposits of U. S. disbursing officers . 96,624 20 Due to other national banks 00 19 ; Due to State banks and bankers . 00 00 Notes and bills re-discounted. Bills payable 13, 000 00 4, Hi 161 285 500 a, 549. 956 00 Total. 549,956 00 National Granite Bank, Quincy. No. 832. CHAS. MARSH, President. Loans and discounts Overdrafts U.S.bonds to secure circulation IT. S. bonds to secure deposits • U. S. bonds on hand j Other stocks, bonds, and mortgages . . j Due from approved reserve agents...! Due from other banks aud bankers..: Real estate, furniture, and fixtures . . J Current expenses and taxes paid j Premiums paid ' Checks and other cash items , Exchanges for clearing house. Bills of other national banks Fractional currency ' Specie Legal tender notes U. S. certincatts of deposit. Redemption fund with U. S. Treasurer Total • $229, 536 63 150,000 00 22, 433 65 000 Of) 2U8 31 R. F . CLAFLIN, Cashier. Capital stock paid in. $159,000 00 Surplus fund Other undivided profits 40,000 00 2, 155 08 National bank notes outstanding State bank notes outstanding . 131, 500 00 Dividends unpaid . 7,601 00 Individual deposits United States deposits 208 53 Deposits of U. S. disbursing officers. > 5,778 00 Due to other national banks . 388 44 Due to State banks and bankers . 22 50 ; 10, 0U0 00 Notes and bills re-discounted Bills payable 6, 750 00 .01, 070 11 Total . 432,326 19 432,326 19 National Mount Wollaston Bank, Quincy. JOHN Q. ADAMS, President. Loans and discounts ; Overdrafts U. S. bonds to secure circulation j IT. S. bonds to secure deposits ' U. S. bonds on hand j. Other stocks, bonds, and mortgages.. | Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks j Fractional currency j Specie ! Legal tender notes I U. S. certificates of deposit \ Redemption fund with U. S. Treasurer! Total. No. 517. HORACE B. Sl'EAR, Cashier. $291, 244 54 Capital stock paid in 3,858 5)1 150, 000 00 Surplus fund Otaer undivided profits 27. 739 32 National bank notes outstanding State bank notes outstanding Dividendi unpaid 735 56 Individu'il deposits United States deposits Deposits of U S disbursing officers ! $150,000 00 ! j 75,000 00 5,346 81 129, 795 00 7, P8~ 00 133, 558 43 8(58 00 Due to other national banks 88 96 Due to State banks and bankers . 8, 300 00 Notes and bills re-discounted Bills payable ... 9,750 00 50J,5^5 29 Total 501 585 29 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 7 3 MASSACHUSETTS. Randolph National Bank, Randolph. ROYAL W. TURNER, President. C. G-. HATHAWAY, Cashier. No. 558. Resources. Liabilities. Loans and discounts ! Overdrafts I U. S. bonds to secure circulation j U. S. bonds to secure deposits \ U. S. bonds on hand ; Other stocks, bonds, and mortgages..; Due from approved reserve agents. . . | Due from other banks and bankers ..| Real estate, furniture, and fixtures...! Current expenses and taxes paid i Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer $390, 373 205, 150, 66 43 75 000 00 000 00 25, 000 00 55,091 51 535 28 Capital stock paid in 200, 000 00 11,445 62 National bank notes outstanding State bank notes outstanding 176,455 00 Dividends unpaid 12, 750 00 Individual deposits United States deposits Deposits of U. S. disbursing officers, 3, 167 00 492 U 7, 580 00 15, 000 00 9, 000 00 221,281 78 52,421 55 Due to other national banks . . . Due to State banks and bankers Notes and bills re-discounted . . . . Bills pavable 874, 353 95 Total.. $200, 000 03 Surplus fund Other undivided profits Total 874, 353 95 Rockport National Bank, Rockport. II. H. PAUL, Cashier. No. 1194. CHARLES TARR, President. Loans and discounts Overdrafts U. S. bonds to secure circulation' U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes II. S. certificates of deposit Redemption fund with U. S. Treasurerj Total | $191,909 23 "Ihb'/obb'bo 35, 306 93 280 00 12, 510 77 Capital stock paid in. $150,000 00 Surplus fund Other undivided profits 30, 000 00 1,259 11 National bank notes outstanding State bank notes outstanding Dividends unpaid , 129, 000 00 7, 437 00 i Individual deposits I United States deposits j Deposits of U. S. disbursing officers.. 99,157 92 11,533 00 Due to other national banks 64 10 Due to State banks and bankers . 5, 000 00 j Notes and bills re-discounted Bills payable "l6, 250 00* 416,854 03 || 416,854 03 First National Bank, Salem. WILLIAM SUTTONT, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes IT. S. certificates of deposit Redemption fund withU. S. Treasurer Total No. 407. E. II. PAYSON, Cashier. $538, 595 82 Capital stock paid in 1, 292 46 304, 250 00 Surplus fund 5c6"oo' Other undivided profits 11, 757 50 National bank notes outstanding 12, 266 57 State bank notes outstanding 426 06 9,804 60 Dividends unpaid. Individual deposits United States deposits 9,485 61 Deposits of U. S. disbursing officers. 8,216 00 718 31 6, 440 77 6,401 00 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable $300, 000 00 100, 000 00 392 41 260, 300 00 17, 015 00 201, 772 77 44, 174 52 13, 500 00 923, 654 70 Total. 923, 654 70 174 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Asiatic National Bank, Salem. No. 631. L. B. HARRINGTON, President. W3I. H . FOSTER, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on band j Other stocks, bonds, a n d mortgages. .!. D u e from approved reserve a g e n t s . . . D u e from other banks and b a n k e r s . . . j Real estate, furniture, and fixtures. . - I . Current expenses a n d taxes paid Premiums paid . Checks a n d other cash items | E x c h a n g e s for clearing house j. Bills of other national banks i Fractional currency | Specie j Legal tender notes j IT. S. certificates of deposit !. Redemption fund with U. S. Treasurer Total. 7 i Capital stock paid in §.•371, 938 3D 300, 000 $315, 000 00 15 • 10 I Surplus fund I Other undivided profits 145, 000 00 17,710 92 23, 000 00 53 893 *2\), 887 264, 200 00 J National bank notes outstanding State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 263, 547 63 Duo to other national banks . . Due to State banks and bauke 7, 114 f)9 1 ], 000 4,000 21, 643 32 Notes and bills re-discounted Bills payable 1,0:27, 106 87 1, 027, 106 87 Totil. Mercantile National Bank, Salem. JOS. II. P HIP PEN, Cashier. AARON PERKINS, President. Loans and discounts , Overdrafts. ; U. S. bonds to secure circulation { U. S. bonds to secure deposits | U. S. bonds on hand . Other stocks, bonds, and mortgages . . Due from approved reserve agents.. . Due from other banks and bankers .. Real estate, furniture, and fixtures... Current expenses and and taxes taxes paid paid rent expenses Pre miuinspaid | Checks and other cash items Exchanges for clearing house Bills of other national banks j Fractional currency j Specie ' Legal tender notes ; U. S. certificates of deposit Redemption fund with U. S. Treasurer; Total ! $295,14 4 40 Capital stock paid in 317 56 i! 197,000 00',':Surplus fund. !, Other undivided profits 9,688 07 508 23 7, 000 00 $200,000 00 j National banknotes outstanding State bank notes outstanding Dividends unpaid j. r n i l I v i ( l u f l I c l ( , p O 8 i t 8 ... , i: , lit( , (l S t a t J d e p o s i t . 8 7, 599 5L i; Deposits of U. S. disbursing officers. 1, 939 00 Due to other national banks 564 36 Due to State banks and bankers . 2"2 35 5, 17o 00 | Notes and bills re-discounted j Bills payable 8, 825 00 j Total . 533,783 48 56,000 00 11, 840 18 162, 000 00 4, 407 00 99, 486 30 50 00 533, 783 48 Merchants' National i3ank, Salem. B, H. SlLSBEE, President. Loans and discounts j Overdrafts U. S. bonds to secure circulation ! U. S. bonds to secure deposits • l U. S. bonds on hand Other stocks, bonds, and mortgages ..: Due from approved reserve agents.. \ Due from other banks and baukers ... Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items j Exchanges for clearing bouse Bills of other national banks ; Fractional currency j Specie ' Legal tender notes ! U. S. certificates of deposit \ Redemption fund with U. S. Treasurer! Total. No. 726. N. B. PERKINS, Cashier. $273,712 47 Capital stock paid in 97 4 7 200, 000 00 Surplus fund Other undivided profits $200,000 00 ._. 45, 800 00 National bank notes outstanding 140, 072 60 State bank notes outstanding 174 81 Dividends unpaid . 23 3,273 64 Individual deposits United States deposits Deposits of U. S. disbursing officers. 100, 000 00 4,289 84 178,750 00 4, 526 50 208,481 31 9, 352 00 Due to other national banks 564 41 Due to State banks and baukers . 11,000 00 Notes and bills re-discounted. Bills payable 12, 000 00 696,047 65 Total. 696,047 65 REPORT OF THE COMPTROLLER OF THE CURRENCY. 175 MASSACHUSETTS. National Exchange Bank, Salem. No. 817. JOHN WEBSTER, President. Jos. H. WEBB, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits J U. S. bonds on hand Other stocks, bonds, and mortgages .. Due from approved reserve agents... Due from other banks and bankers Real estate, furniture, and fixtures. - - j Current expenses and taxes paid.. Premiums paid Checks and other cash, items j Exchanges for clearing house Bills of other national banks j Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total. $239, 966 07 Capital stock paid in. 192 88 200, 000 00 Surplus fund Other undivided profits National bank notes outstanding 25, 571 03 State bank notes outstanding $200, 000 00 60, 000 00 8, 428 29 | I 2, 500 00 Dividends unpaid Individual deposits United States deposits 2, 173 83 Deposits of U. S. disbursing officers.. 6,231 00 Due to other national banks , 824 72 Due to State banks and bankers. 14, 047 00 Notes and bills re-discounted , 13, 000 00 Bills payable 5, 372 50 93, 494 73 9,365 ! j Total. 554, 506 50 177,845 00 554, 51)6 50 Naumkeag National Bank, Salem. War. B. PARKER, President. JOS. IT. TOWNE, Cashier. No. 647. Loans and discounts \ $1,006,156 87 144 98 O verdrafts ! U. S. bonds to secure circulation. 400, 000 00 U. S. bonds to secure deposits 30, 050 00 U. S. bonds on hand „ j Other stocks, bonds, and mortgages... Due from approved reserve agents. 115,809 98 Due from other banks and bankers ..! 20, 440 83 Real esiate, furniture, and fixtures Current expenses and taxes paid....,,! Premiums paid Checks and other cash items j 1,105 17 Exchanges for clearing house \ 10, 672 0 i Bills of other national banks j 697 71 Fractional currency i 9,976 58 Specie j 18, 657 00 Legal tender notes j U. S. certificates of deposit ] Redemption fund with U. S. Treasurer 18, 000 00 Total.. 1,631,711 12 Capital stock paid in $500, 000 00 Surplus fund O ther undivided profits 250,090 00 81,918 29 National bank notes outstanding 359, 896 09 State bank notes outstanding 17, 257 00 Dividends unpaid 408, 582 30 Individual deposits United States deposits Deposits of U. 8. disbursing officers. Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable 14,057 53 Total. 1,631,711 12 Salem National Bank, Salem. GrEO. D. PHIPPEN, Cashier. W. C. ENDICOTT, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers ..I Real estate, furniture, and fixtures...[ Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes „ U. S. certificates of deposit Redemption fund withU. S. Treasurer Total $579, 040 35 Capital stock paid in 278 89 300, 003 00 | Surplus fund..... | Other undivided profits $300, 000 00 | | 6, 000 00 | National bank notes outstanding I 38, 733 63 I State bank notes outstanding Dividends unpaid . 290 90 Individual deposits United States deposits 1,586 31 : Deposits of U. S. disbursing officers. 502 00 1,093 22 Due to other national banks Due to State banks and bankers . 20,000 00 i| Notes and bills re-discounted j i Bills payable "15,500 00 961,025 30 Total. 60,000 00 13, 826 30 243, 800 00 7, 550 00 334, 405 99 1,443 01 961,025 30 176 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Powow River National Bank, Salisbury. THOS. J. CLARK, President. No. 1019. G E O . F . BAGLEY, Cashier. Liabilities. Resources. $225, 058 91 Capital stock paid in. Loans and discounts Overdrafts 100, 000 00 i Surplus fund U. S. bonds to secure circulation U. S. bonds to secure deposits Other undivided profits U. S. bonds on hand .. 2, 000 00 National bank notes outstanding Other stocks, bonds, and mortgages.. Due from approved reserve agents... 31, 999 72 State bank notes outstanding Due from other banks and bankers. Real estate, furniture, and fixtures...; 4,"6oo 6o" Dividends unpaid , Current expenses and taxes paid Individual deposits Premiums paid United States deposits Checks and other cash items I 315 00 Deposits of U. S. disbursing officers. Exchanges for clearing house 5. 872 00 Due to other national banks Bills of other national banks 148 07 Due to State banks and bankers . Fractional currency Specie > Legal tender notes | 8, 000 00 i! Notes and bills re-discounted. i! Bills payable U. S. certificates of deposit Redemption fund with U. S. Treasurer 4; 500 00 381,893 70 j Total Total.. $100, 000 CO 50, 000 00 6, 313 79 90,000 00 4, 820 00 130, 759 91 381, 893 70 Shelburne Falls National Bank, Shelburne Falls. J. B. BARDWELL, President. No. 1144. O. R. MAYNARD, Cashier. Loans and discounts $224, 137 43 Capital stock paid in. Overdrafts 5, 624 07 U. S. bonds to secure circulation j 150, 000 00 Surplus fund U. S. bonds to secure deposits ' Other undivided profits IT. S. bonds on hand National bank notes outstanding . . . Other stocks, bonds, and mortgages.. State bank notes outstanding Due from approved reserve agents... 13, 819 23 577 98 Dividends unpaid.. Due from other banks and bankers . . Real estate, furniture, and fixtures.. J 10, 000 00 Current expenses and taxes paid i 1, 925 23 Individual deposits Premiums paid | United .States deposits Deposits of U. S. disbursing officers. Checks and other cash items j 1, Exchanges for clearing house j Bills of other national banks Due to other national banki Fractional currency Due to State banks and bankers Specie Legal tender notes IT. S. certificates of deposit Redemption fund with U. S. Treasurer} 10, Total $150, 000 00 37, 000 00 13, 107 22 135, 000 00 240 00 61,386 77 105 64 428,839 63 Southbridge National Bank, Southbridge. SAML. M. LANE, President. F. L. CHAPIN, Cashier. No. 934. $254, 910 42 Capital stock paid in. Loans and discounts | Overdrafts [... U. S. bonds to secure circulation j 150,000 00 Surplus fund U. S. bonds to secure deposits j . . . Other undivided profits . U. S. bonds on hand !... Other stocks, bonds, and mortgages..!... National bank notes outstanding Due from approved reserve agents...! 4, 549 93 State bank notes outstanding Due from other banks and bankers . .| 807 20 Real estate, furniture, andfixtures...I 2, 600 00 Dividends unpaid Current expenses and taxes paid I... Individual deposits Premiums paid !... United States deposits Checks and other cash items 1,353 29 ; Deposits of U. S. disbursing officers.. Exchanges for clearing house Bills of other national banks 6, 492 00 j! Due to other national banks Fractional currency 255 55 j! Due to State banks and bankers . 190 00 Legal tender notes 4,582 00 Notes and bills re-discounted . Bills payable U. S. certificates of deposit I Redemption fund with U. S. Treasurer 6, 750 00 | Total | 432, 490 39 I Total. $150,000 00 30, 000 00 34, 884 69 128,000 00 5, 095 00 84,510 70 432, 490 REPORT OF THE COMPTROLLER OF THE CURRENCY. 177 MASSACHUSETTS. First National Bank, South Weymouth. JOHN S. FOGG, President. No. 618. BENJ. F. WHITE, Cashier. Resources. Liabilities. Loans and discounts I $181,358 71 Capital stock paid in. O verdrafts | U. S. bonds to secure circulation 150, 000 00 Surplus fund.. U. S. bonds to secure deposits Other undivided profits \ U. S. bonds on hand Other stocks, bonds, and mortgages..! 13,468 60 National bank notes outstanding Due from approved reserve agents... | 8, 427 27 State bank notes outstanding . Due from other banks and bankers .. | Real estate, furniture, and fixtures...', 5, 400 00 Dividends unpaid Current expenses and taxes paid \ Individual deposits Premiums paid _ IUnited States deposits .' Checks and other cash items | 33 25 Deposits of U. S. disbursing officers.. Exchanges for clearing house I Bills of other national banks j 4, 044 00 Due to other national banks Fractional currency I 136 45 Due to State banks and bankers . Specie ! Legal tender notes 4, 300 1)0 Notes and bills re-discounted U. S. certificates of deposit I Bills payable Redemption fund with U. S. Treasurer! 6, 750 00 Total. 373,918 28 Total. $150,000 00 30, 000 00 5, 478 73 133, 250 00 4, 998 00 50, 191 55 373,918 28 Spencer National Bank, Spencer. No/22S8. ERASTUS JONES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers.. Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie , Legal tender notes IT. S. certificates of deposit Redemption fund with U. S. Treasurer W. L. DEMOND, Cashier. 8,471 84 11 Capital stock paid in | $150,000 00 I | 2,281 38 ':„ i' I Individual deposits \ | United States deposits ] 170 00 i S Deposits of U. S. disbursing officers..! 43, 979 14 -,. Surplus fund Other undivided profits j National bank notes outstanding 19, 150 79 State bank notes outstanding . 125 00 | Dividends unpaid. 50, 000 00 )4>)/ OJ 3,657 00 ! Due to other national banks. 260 Due to State banks and bankers . Notes and bills re-discounted i Bills payable 2,250 00 ! Total. 196,260 52 Total. i j 196, 260 52 First Rational Bank, Springfield. JA31ES KlRKHAM, President. No. 14. D. A. FOLSOM, Cashier. $400, 000 00 Loans and discounts j $691,454 64 Capital stock paid in . Overdrafts i 91 97 166, 154 80 U. S. bonds to secure circulation | 305, 000 00 Surplus fund 30,748 09 U. S. bonds to secure deposits j Other undivided profits U. S. bonds on hand j National bank notes outstanding 272, 000 00 Other stocks, bonds, and mortgages..!... Due from approved reserve agents... J 47, 682 10 State bank notes outstanding Due from other banks and bankers .. I 13, 876 56 486 00 Real estate, furniture, and fixtures..., 60, 000 00 Dividends unpaid Current expenses and taxes paid i 5, 612 97 Individual deposits Premiums paid : United States deposits I Checks and other cash items i 8,041 5L Deposits of U. S. disbursing officers. Exchanges for clearing house i Bills of other national banks \ 6, 988 00 Due to other national banks Fractional currency | 2, 464 4 L Due to State banks and bankers . Specie ! Legal tender notes j 14, 800 00 Notes and bills re-discounted U. S. certificates of deposit i Bills payable Redemption fund with U. S. Treasurer! 13, 600 0J Total j 1,169,612 16 Total 1,169,612 16 178 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS, Second National Bank, Springfield. H. ALEXANDER, Jr., President. No. 181. L E W I S WARRINER, Cashier. Liabilities. Resources. Loans and discounts I Overdrafts U. S. bonds to secure circulation , U. S. bonds to secure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages . . ! Due from approved reserve agents. ..I Due from other banks and bankers... i Real estate, furniture, and fixtures. . J Current expenses and taxes paid j Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency $445,083 27 j Capital stock paid in. 209 07 j 310, 000 00 Surplus fund I Other undivided profits I j National bank notes outstanding . . . State bank notes outstanding 53, 095 42 20, 71121 Dividends unpaid . 75, 000 00 0, 044 22 Individual deposits $300,000 00 230,301 45 32, 907 50 267,800 00 1,728 64 111,419 83 United States deposits Deposits of LJ. S. disbursing officers. j 2, 817 9 L ! [ 4, 326 00 Due to other national banks 3,107 30 Due to State banks and bankers . . . 11,719 18 758 40 491 00 ! Notes and bills re-discounted j Bills payable 749 60 i Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer 956, 635 00 Total. Third National Bank, Springfield. No. 308. JOS. C. PARSONS, President. $744,231 67 918 65 515,000 01) 252, 000 00 Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits , U. S. bonds on hand Other stocks, bonds, and mortgages . Due from approved reserve agents.. Due from other banks and bankers.. Real estate, furniture, and fixtures.. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasure F. H. HARRIS, Cashier. Capital stock paid in. $500, 000 00 Surplus fund Other undivided profits. 250,000 00 85, 473 88 27, 000 00 82,264 24 20, 404 93 59, 387 38 6, 295 87 National bank notes outstanding . . State bank notes outstanding 435, 500 00 1, 126 OiJ 2, 746 42 507 50 26, 7.^3 00 Due to other national banks Due to State banks and bankers 808 60 Dividends unpaid . 261, 505 38 206,917 44 22, 885 6L Individual deposits United States deposits 11,151 80 Deposits of U. S. disbursing officers. . 9, 871 55 Notes and bills re-discounted. Bills payable 23, 175 00 Total. Total 1,772,962 46 ; 1,772,962 46 Agawam National Bank, Springfield. No. 1055. H. S. HYDE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . . Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures-.. Current expenses and taxes paid Premiums paid Checks and other cash items i]xchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer Total $789,095 61 &.){) 51 300, 300 00 3, 090 83, 693 22, 445 7J, 500 35 00 39 38 00 31 6, 835 47 F. Capital stock paid in 1,328,618 81 $500, 000 00 Surplus fiind Other undivided profits 100, 000 00 68,814 46 National bank notes outstanding State bank notes outstanding 270, 000 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 4, 566 00 Due to other national banks 2, 522 11 Due to State banks and bankers 495 00 23, 321 CO Notes and bills re-discounted Bills payable 20, 200 00 I S. BAILEY, Cashier. Total.. 30, 474 00 283,031 61 69, 047 95 7, 250 79 1,328,618 81 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 7 9 MASSACHUSETTS. Chicopee National Bank, Springfield. HENRY FULLER, Jr., President. No. 988. THOMAS WARNER, Jr., Cashier. Resources. Liabilities. Loans and discounts „ $1, 028, 822 49 Overdrafts U. S. bonds to secure circulation 300, 000 00 U. S. bonds to secure deposits j j U. S. bonds on band. 6, 000 00 Other stocks, bonds, and mortgages.. I Due from approved reserve agents... 52, 695 76 Due from other banks and bankers... j 10,169 92 Real estate, furniture, and fixtures. ..j 7,500 00 11 35 Current expenses and taxes paid j Premiums paid i Checks and other cash items I 10,841 13 Exchanges for clearing house j 21,794 00 Bills of other national banks | 1,631 53 Fractional currency j Specie * 40, 276 00 Legal tender notes U. S. certificates of deposit , Redemption fund with U. S. Treasurer! 19, 400 00 Total $400, 000 00 Capital stock paid in. 200, 000 00 50, 986 88 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid. j 20,799 59 Individual deposits United States deposits Deposits of U. S. disbursing officers. 501,813 49 17,441 03 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 38,101 19 Total 1,41)9,142 18 270, 000 00 1, 499, 142 18 John Hancock National Bank, Springfield. R. S. MOORE, President. No. 982. Loans and discounts Overdrafts «. U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.Due from approved reserve agents... Due from other banks and bankers-.. Real estate, furniture, and fixtures-. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes TJ. S. certificates of deposit Redemption fund with U. S. Treasurer Total. E. D. CHAPIN, Cashier. $235,751 72 i Capital stock paid in 73 81 i 150, 000 00 ; Surplus fund 2,250 00 Other undivided profits National bank notes outstanding 29, 776 40 State bank notes outstanding 11 55 J 2, 066 30 j Dividends unpaid. $150,000 00 30,000 00 19,931 61 124, 467 00 4,818 00 Individual deposits United States deposits 2, 586 97 Deposits of U. S. disbursing officers- 78, 150 09 1, 060 00 | Due to other national banks 1,638 59 i Due to State banks and bankers. 7, 500 00 Notes and bills re-discounted Bills payable 6,750*0(7 32, 098 64 439, 465 34 J Total . 439,465 34 Pynchon National Bank, Springfield. H. N. CASE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures--Current expenses and taxes paid Premiums paid.... Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fand with U. S. Treasurer Total CHARLES MARSH, Cashier. $340, 520 42 Capital stock paid in 209 43 150, 000 01) Surplusfund Other undivided profits 25, 265 70, 684 19, 846 18,975 8 00 71 86 00 00 933 77 National bank notes outstanding State bank notes outstanding j ' j Dividends unpaid j Individual deposits j United States deposits ! Deposits of U. S. disbursing officers..! 1, 206 01) Due to other national banks 382 45 Due to State banks and bankers 19,282 00 6,750 65" 660, 063 64 j $200, 000 00 j | 126,800 00 j 382 96 Notes and bills re-discounted Bills payable Total j ! 125, 550 00 12, 000 00 192, 522 34 2, 808 34 | j ! 660, 063 64 180 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Housatonic National Bank, Stockbridge. D. R. WILLIAMS, No. 1170. President. D. A. KIM BALL, Cashier. Liabilities. Resources. Loans and discounts | Overdrafts i IT. S. bonds to secure circulation j IT. S. bonds to secure deposits i [ U. S. bonds on hand Other stocks, bonds, and mortgages..! Due from approved reserve agents..., Due from other banks and bankers . J Real estate, furniture, and fixtures... j Current expenses and taxes paid j Premiums paid Checks and other cash items | Exchanges for clearing house ! Bills of other national banks j Fractional currency | Specie i Legal tender notes j U. S. certificates of deposit j Redemption fund with IT. S. Treasurer! Total I $298,158 47 Capital stock paid in 67L 08 200. 000 00 Surplus fund Other undivided profits 6,000 00 3!, 639 00 5, 161 27 5, 000 00 4, 949 47 $200, 000 00 100,000 00 22, 600 28 National bank notes outstanding State bank notes outstanding - 163, 200 00 390 00 Dividends unpaid. 84, 368 33 Individual deposits United States deposits 132 30 Deposits of U. S. disbursing officers. 374 00 Due to other national banks 846 47 Due to State banks and bankers . 8, 708 00 Notes and bills re-discounted Bills payable 81 45 |. 9, 000 00 570, 640 06 570,640 06 Total • Bristol County National Bank, Taunton. THEO. DEAN, President. No. 766. Loans and discounts ! Overdrafts |. U. S. bonds to secure circulation \ IT. S. bonds to secure deposit* I IT. S. bonds on hand I. Other stocks, bonds, and mortgages., j . Due from approved reserve agents... | Due from other banks and bankers . . ! Real estate, furniture, and fixtures. .-• Current expenses and taxes paid...,.[. Premiums paid j. Checks and other cash items.. ' Exchanges for clearing house Bills of other national banks \ Fractional currency Specie '. Legal tender notes ( U. S. certificates of deposit 1 Redemption fund with U. S. Treasurer A. C. P L A C E , Cashier. $500, OUO 00 $756, 84 L 39 Capital stock paid in 508, 900 00 150,000 00 14, 088 49 628 22 10, 000 00 931 23 7, 119 00 2, 227 89 7. 000 00 10, 00) 00 55, 500 00 Surplus fund. Other undivided profits . 250, 000 00 65, 082 76 National bank notes outstanding . . . State bank notes outstanding 438, 500 00 25, 002 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers 8, 371 76 Notes and bills re-discounted. Bills payable 1, 523, 236 22 1,523,286 22 Total. 182,524 40 53, 805 30 Machinists' National Bank, Taunton. Loans and discounts : Overdrafts j U. S. bonds to secure circulation j IT. S. bonds to secure deposits ; IT. S. bonds on hand , Other stocks, bonds, and mortgages . . : Due from approved reserve agents... Due from other banks and bankers .-j Real estate, furniture, and fixtures . . . j Current expenses and taxes paid '; Premiums paid ' Checks and other cash items Exchanges for clearing house ; Bills of other national banks | Fractional currency ' Specie Legal tender notes | U. S. certificates of deposit \ Redemption fund with U. S. Treasurer; Total B. C. VlCKERY, Cashier. No. 947. C. R. VlCKERY, President. ! $401, 357 36 : Capital stock paid in . 358 09 200, 000 00 j Surplus fund j Other undivided profits i National bank notes outstanding 131, 693 97 ! State bank notes outstanding Vti2 83 Dividends unpaid . 10, 000 00 12 97 I Individual deposits j United States deposits 1, 841 04 j Deposits of U. S. disbursing officers. „ 25, 492 00 i Due to other national banks 1, 055 13 Due to State banks and bankers . $200,000 00 120, 0D0 00 14,652 68 180, 000 00 9,749 00 303,074 71 '27, 000 00 I Notes and bills re-discounted I Bills payable 27, 800 00 827,476 3d Total. 827, 476 39 REPORT OF THE COMPTROLLER OF THE CURRENCY. 181 MASSACHUSETTS. Taunton National Bank, Taunt on. C. J. H. BASSETT, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer No. 957. $918,718 66 5 53 531, 000 00 54, 285 22 38 14 25, 000 00 20, 000 00 856 39 4, 292 00 3, 281 27 18, 588 00 51,"7O6"66" Capital stock paid in $600, 000 00 Surplus fund j Other undivided profits i 200,000 00 77, 251 30 j j. 478, 200 00 Individual deposits i United States deposits ( Deposits of U. S. disbursing officers.. j 245, 743 57 National bank notes outstanding State bank notes outstanding Dividends unpaid 21,969 00 Due to other national banks Due to State banks and bankers j ! Notes and bills re-discounted Bills payable j ! 1, 630, 765 21 Total., GEO. W. ANDROS, Cashier. 7, 601 34 1, 630, 765 21 Total. Townsend National Bank, Townsend. WALTER FESSENDEN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. Due from approved reserve agents... Due from other banks and bankers . . Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid Checks and other cash items j Exchanges for clearing house ! Bills of other national banks I Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasurer No. 805. $137,361 08 100, 000 00 25,306 21 E D W A R D ORDWAY, Cashier. Capital stock paid in $100,000 .. i ! 50, 000 00 7,912 69 National bank notes outstanding State bank notes outstanding ! \ 85, 980 00 Surplus fund Other undivided profits., 1, 010 0 1, 000 00 • Dividends unpaid 638 64 Individual deposits , United States deposits 5, 636 38 Deposits of U. S. disbursing officers. 2, 179 00 144 00 4,500 00 31,862 6 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total I 276, 765 31 Total. Crocker National Bank, Turner's Falls. W. T. DAVIS, President. N"o. 2058. Loans and discounts Overdrafts U. S. bonds to secure circulation U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.. $251, 531 24 400 86 300, 000 00 Due from approved reserve agents... Due from other banks and bankers... Real estate, furniture, and fixtures... Current expenses and taxes paid Premiums paid 7,429 80 5,915 36 3, 000 00 23 53 36, 000 00 Checks and other cash items Exchanges for clearing house Bills of other national banks Fractional currency Specie Legal tender notes U. S. certificates of deposit Redemption fund with U. S. Treasure! Total SAMUEL SEWALL, Jr., Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding Dividends unpaid 1,199 20 Individual deposits United States deposits Deposits of U. S. disbursing officers. 2,076 00 477 35 Due to other national banks Due to State banks and bankers . . . $300, 000 00 10, 000 00 73 29 263, 015 GO 8,322 00 43, 273 05 5, 000 00 Notes and bills re-discounted Bills payable Total. 629, 683 34 182 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Blackstone National Bank, Uxbridge. MOSES TAFT, President. No. 1022. C. S. WESTON. Cashier. Resources. Liabilities. Loans and discounts i Overdrafts !., U. S. bonds to secure circulation I U. S. bonds to secure deposits I.. U. S. bonds on hand j. Other stocks, bonds, and mortgages ..' Due from approved reserve agents. ..j Due from other banks and bankers... I.. Real estate, furniture, and fixtures j . Current expenses mid taxes paid ! Premiums paid ':.. Checks and other cash items i Exchanges for clearing house •. Bills of other national banks j Fractional currency i Specie J. Legal tender notes i U. S. certificates of deposit i. Redemption fund with U. S. Treasurer $144,942 75 Capital stock paid in 100, 000 00 4,000 00 16, 842 30 i ! j ' I Dividends unpaid 13 72 ! Individual deposits j I United States deposits • 1, 338 37 Deposits of U. S. disbursing officers. J 1, 802 00 ! Due to other national banks 0 93 ! Due to State banks and bankers . 600 00 i Notes and bills re-discounted j Bills payable 4*560"65"i 274, 046 07 Total. j $100,000 00 Surplus fund Other undivided profits National bank notes outstanding State bank notes outstanding 29,397 16 90, 000 00 4, 615 00 50, 033 91 ; < 274,046 07 Total . National Bank of South Reading, Wakefield. LUCIUS BEEBE, President. No. 1455. Loans and discounts ! ! Overdrafts U. S. bonds to secure circulation ; U. S. bonds to secure deposits |. U. S. bonds on hand ! Other stocks, bonds, and mortgages.. i Due from approved reserve agents... j Due from other banks and bankers Real estate, furniture, and" fixtures... | Current expenses and taxes paid \ Premiums paid Checks and other cash items \ Exchanges for clearing house Bills of other national banks j Fractional currency Specie Legal tender notes j IT. S. certificates of deposit Redemption fund with U. S. Treasurer Total ! ;i52, 466 38 THOMAS WTNSHTP, Cashier. $100,000 00 Capital stock paid in "i)5,"6oo 66" j Surplus fund I Other undivided profits. i National bank notes outstanding 12, 403 66 I State bank notes outstanding Dividends unpaid j Individual deposits ,! United States deposits 1, 426 27 I Deposits of U. S. disbursing officers.. 25,000 00 6, 182 75 83, 255 00 1,196 00 53,811 91 2, 346 00 I Due to other national banks 540 35 ! Due to State banks and bankers 1, 000 00 iI Notes and bills re-discounted. '! Bills payable 4, 263 00 269, 445 66 Total. 269, 445 66 Waltham National Bank, Waltham. F. M. STOXE, President. No. 688. Loans and discounts Overdrafts U. S. bonds to secure circulation ; ; U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . -: Due from approved reserve agents... Due from other banks and bankers .. Real estate, furniture, andfixtures. . . Current expenses and taxes paid Premiums paid Checks and other cash items j Exchanges for clearin