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ANNUAL REPORT OF THE

Comptroller of the Currency
TO THE SECOND SESSION OF THE SIXTY-FIRST
CONGRESS OF THE UNITED STATES




1909

WASHINGTON
GOVERNMENT PRINTING OFFICE
1909




TREASURY DEPARTMENT,

Document No. 2556.
Comptroller of the Currency.

CONTENTS.
Page.
1
4
5
8
8
9
10
11
12
13
16
16
17
17
23
24
24
30
32
34
37
38
39
40
40
44
44
45
46
48
54
58
60
62
67
67
70
70
72
73

Condition of national banks
Reserve held by national banks
Classification of loans and discounts
Range and average money rates
State and other bonds owned by national banks
Clearing-house transactions
Capital, surplus, and loans
Capital stock of national banks
United States bonds, etc
National-bank circulation
Profit on national-bank circulation
Earnings and dividends of national banks
Expenses of national banks
:
Organization of national banks
Extension of corporate existence of national banks
Changes in titles of national banks
Voluntary liquidations
Special report of condition of banks in the United States
State, savings, private banks, and loan and trust companies
Consolidated returns from banks other than national
State banks
Savings banks of the United States
Mutual savings banks
Stock savings banks
Mutual and stock savings banks
Private banks
Loan and trust companies
Capital stock of banks in the United States
Interest rates paid by savings banks and by other banks on savings deposits
Deposits in banks of the United States
Money held by banks of the United States
Distribution of money in the United States
Loans of national and other banks
Bank resources
•.
Banking power of the United States
State and private bank failures
Banks and banking in the District of Columbia
Building and loan associations in the District of Columbia
Building and loan associations in the United States
School savings banks
Banks and banking in the island possessions:
Philippines
Hawaii
Porto Rico
Foreign banks of issue
Savings banks of the world
Postal savings banks
Bank depositors guaranty laws
Insolvent national banks
Digest of national-bank decisions
Amendments to the national bank act considered by the National Monetary Commission
Appendix




74
75
75
76
80
83,89
89
92
94
94
95
in

IV

CONTENTS.
CONTENTS OF APPENDIX.

Page.
Digest of national-bank decisions
97
No. 1. Comptrollers and deputy comptrollers of the currency
105
No. 2. Names and compensation of officers and clerks in the office of the Comptroller of the Currency,
October 31,1909
106
No. 3. Expenses of the office of the Comptroller of the Currency for the year ended June 30,1909
107
No. 4. National banks organized, number now in operation, and the number passed out of the
system since February 25,1863
107
No. 5. Authorized capital of national banks organized and number and capital of banks closed in
each year ended October 31 since the establishment of the national banking system, with
the yearly increase or decrease
108
No. 6. National banks organized, in liquidation, and in operation, with their capital, bonds on
deposit, and circulation issued, redeemed, and outstanding on October 31,1909
109
No. 7. National banks organized, in voluntary liquidation, insolvent, and number and capital of
associations in active operation on January 1 of each year from 1864 to 1909
110
No. 8. National banks classified by capital, September 1,1909
Ill
No. 9. National banks chartered during the year
113
No. 10. Number of State banks converted into national banking associations, by States
120
No. 11. Number of national banks in each State extended under the act of July 12,1882
121
No. 12. Number of national banks reextended under the act of April 12,1902
121
No. 13. National banks the corporate existence of which will expire for the first time during the
year ending October 31,1910, with the date of expiration
122
No. 14. National banks the corporate existence of which will expire for the second time during the
year ending October 31,1910
125
No. 15. Authorized capital stock of national banks on the first day of each month from January 1,
1878, to November 1,1909, bonds on deposit to secure circulation, circulation secured by
bonds, lawful money on deposit to redeem circulation, and national-bank notes outstanding, including notes of national gold banks
125
No. 16. National-bank notes outstanding, lawful money on deposit to redeem circulation, the changes
during the preceding year and the preceding month, together with bonds on deposit to
secure circulation and public deposits on October 31,1909
132
No. 17. Yearly increase or decrease in national-bank circulation from January 14, 1875, to October
31,1909
133
No. 18. National-bank notes issued, redeemed, and outstanding, by denominations and amounts,
on October 31,1864 to 1909, inclusive
134
No. 19. National gold bank notes issued, redeemed, and outstanding October 31,1909
137
No. 20. National-bank notes of each denomination outstanding March 13,1900, and October 31,1901
to 1909
137
No. 21. National-bank notes outstanding and the amount and per cent of notes of $5 on March 14,
1900, and October 31,1900 to 1909
138
No. 22. Number and denominations of national-bank notes issued and redeemed since the organization of the system, and the number outstanding October 31,1909
138
No. 23. Vault account of currency received and issued by this bureau during the year
138
No. 24. National banks having no circulation outstanding October 31,1909
138
No. 25. Additional circulation issued and retired, by States, during the year ended October 31,1909,
and the total amount issued and retired since June 20,1874
139
No. 26. National-bank notes received monthly for redemption during the year by the Comptroller
and the redemption agency of the Treasury, together with the total amount received since
June 20,1874
140
No. 27. National-bank notes received at this bureau and destroyed yearly since the establishment
of the system
140
No. 28. National-bank circulation issued; the amount and per cent redeemed and destroyed on
account of active, liquidating, and insolvent national banks, annually, to October 31,
1909
141
No. 29. Vault account of currency received and destroyed during the year
141
No. 30. Taxes assessed on circulation, deposits, and capital of national banks from 1864 to 1882
142
No. 31. Taxes assessed on capital and deposits of national banks from 1864 to 1883, on circulation
1864 to 1909, and on capital and surplus 1898 to 1902
142
No. 32. Taxes assessed on national-bank circulation, 1864 to 1909, cost of redemption, 1874 to 1909,
cost of plates, and examiners' fees, 1883 to 1909
143
No. 33. Taxes collected on national-bank capital to June 1, 1883, and from 1898 to 1902, on deposits
to June 1,1883, and on circulation, 1864 to 1909
143
No. 34. Taxes collected on circulation, deposits, and capital of banks other than national, 1864
to 1883, and on capital, 1898 to 1902
143
No. 35. Average amount of national-bank notes in circulation and duty paid thereon, year ended
June 30,1909.»
144




CONTENTS OF APPENDIX.

V

Page.
No. 36. Specie and bank-note circulation of the United States from 1800 to 1859
145
No. 37. Coin and paper circulation of the United States, 1860 to 1909
146
No. 38. State-bank notes outstanding and percentage of, to total money in the country, 1800 to
1863
147
No. 39. National-bank notes outstanding and percentage of, to total money in the country, 1864
to 1909
147
No. 40. Capital, circulation, aggregate assets of national banks October, 1863, to September 1,1909,
money in the country, etc
148
No. 41. United States bonds on deposit to secure circulating notes of national banks on October 31,
1882 to 1909
152
No. 42. Profit on national-bank circulation based on deposit of $100,000 consols of 1930, etc
154
No. 43. Dates of reports of condition of national banks, 1863 to 1909
156
No. 44. Abstract of the resources and liabilities of national banks on September 1,1909, in New York
City, all central reserve cities, other reserve cities, and elsewhere, and the aggregate in the
United States
157
No. 45. Highest and lowest points reached in the principal items of resources and liabilities of national
banks during the existence of the system
158
No. 46. Percentages of loans, United States bonds, and lawful money to the aggregate resources of
national banks, 1866,1890 to 1909
158
No. 47. Classification of loans made by national banks in reserve cities, etc., in the fall of 1905 to 1909. 159
No. 48. Classification of loans and discounts in national banks in reserve cities, etc., September 1,
1909
160
No. 49. Amount and character of state bonds, etc., owned by national banks September 1,1909
162
No. 50. Amount of savings deposits in national banks at date of each report during the year
166
No. 51. Specie and circulation of national banks at date of each report in the year ended September
1, 1909
168
No. 52. Gold, silver, coin certificates, legal tenders, and currency certificates held by national banks
at date of each report since January 20,1877
188
No. 53. Specie held by national banks in New York City at date of each report since February 4,1899. 194
No. 54. Deposits and reserve of national banks on or about October 1,1883 to 1909
196
No. 55. Lawful money reserve of national banks in the year ended September 1,1909
200
No. 56. Lawful money reserve of national banks at date of each report since September 9,1903
220
No. 57. Abstract of reports of earnings and dividends of national banks from July 1, 1908, to July 1,
1909
222
No. 58. Ratios to capital and to capital and surplus of the earnings and dividends of national banks
in each State, etc., from March 1, 1905, to July 1, 1909
230
No. 59. Capital, surplus, dividends, net earnings, etc., of national banks, 1870 to 1909
234
No. 60. National banks in voluntary liquidation under the provisions of sections 5220 and 5221,
United States Revised Statutes
234
No. 61. National banks in voluntary liquidation under section 7, act July 12, 1882, succeeded by
associations with the same or different titles
259
No. 62. National banks in voluntary liquidation under the provisions of sections 5220 and 5221,
United States Revised Statutes, for the purpose of organizing new associations under the
same or different titles
262
No. 63. National banks in voluntary liquidation under section 7, act July 12, 1882, etc
265
No. 64. Insolvent national banks in charge of receivers, dates of organization and failure, cause of
failure, dividends paid while solvent, circulation issued, redeemed, and outstanding, 1865
to 1909, inclusive
268
No. 65. Insolvent national banks, dates of failure and final liquidation, assets, collections, dividends
paid, etc., 1865 to 1909
288
No. 66. Insolvent national banks, assets, collections, and disposition of assets of associations the
affairs of which have been finally closed
324
No. 67. Insolvent national banks, assets, collections, and disposition of assets of all associations closed
from 1865 to October 31,1909
356
No. 68. Insolvent national banks, the affairs of which were closed during the current year
360
No. 69. Insolvent national banks, dividends paid to creditors of, during past year
360
No. 70. National banks restored to solvency after having been placed in the charge of receivers
361
No. 71. Aggregate resources and liabilities of national banks from 1863 to 1909
363
No. 72. Summary of principal items of resources and liabilities of the national banks, by States, from
1863 to 1909
397
No. 73. Summary of the state and condition of national banks from November 27,1908, to September 1,1909
427
No. 74. Condensed reports of the resources and liabilities of national banks on September 1,1909
497
No. 75. Abstract of reports from state banks April 28,1909
720
No. 76. Abstract of reports from mutual savings banks April 28,1909
744




VI

CONTENTS OF APPENDIX.

Page.
Abstract of reports from stock savings banks April 28, 1909
756
Abstract of reports from private banks April 28,1909
780
Abstract of reports from loan and trust companies April 28,1909
792
Abstract of reports from national, state, savings, private banks, and loan and trust companies
April 28,1909
816
fc
No. 81. Summary of reports from state banks, 1909
840
No. 82. Summary of reports from mutual savings banks, 1909
841
No. 83. Summary of reports from stock savings banks, 1909
842
No. 84. Summary of reports from private banks, 1909
843
No. 85. Summary of reports from loan and trust companies, 1909
844
No. 86. Abstract of supplemental reports from national banks relative to character of deposits, number of depositors, etc., June 30,1909
845
No. 87. Abstract of supplemental reports from state banks relative to character of deposits, number of
depositors, etc., June 30,1909
848
No. 88. Abstract of supplemental reports from mutual savings banks relative to character of deposits,
number of depositors, etc., April 28,1909
851
No. 89. Abstract of supplemental reports from stock savings banks relative to character of deposits,
number of depositors, etc., April 28,1909
852
No. 90. Abstract of supplemental reports from private banks relative to character of deposits, number
of depositors, etc., June 30,1909
854
No. 91. Abstract of supplemental reports from loan and trust companies relative to character of deposits, number of depositors, etc., June 30,1909
856
No. 92. Abstract of supplemental reports from national, state, savings, private banks, and loan and
trust companies relative to character of deposits, number of depositors, etc., April 28 and
June 30,1909
858
No. 93. Summary of supplemental reports from national and other banks relative to character of
deposits, number of depositors, average rate of interest paid on savings and nonsavings
accounts, amount of interest paid to depositors by savings banks, and minimum deposit
upon which interest is allowed by commercial banks, April 28 and June 30,1909
862
No. 94. Summary of supplemental reports from national and other banks in reserv^ cities relative to
character of deposits, number of depositors, etc., April 28 and June 30,1909
864
No. 95. Principal assets and liabilities of state, etc., banks which failed during; the year ended June
30, 1909
866
No. 96. Principal assets and liabilities of state, etc., banks which failed from 1892 to 1909, inclusive,
by States and geographical divisions
868
No. 97. Abstract of reports from loan and trust companies in the District of Columbia for year ended
September 1, 1909
$84
No. 98. Abstract of reports of savings and state banks in the District of Columbia for year ended September 1, 1909
885
No 99. Principal items of resources and liabilities of savings banks in the District of Columbia on
September 1, 1909
886
No. 100. Principal items of resources and liabilities of loan and trust companies in the District of
Columbia on September 1,1909
886
No. 101. Aggregate resources and liabilities of state banks from 1905 to 1909
887
No. 102. Aggregate resources and liabilities of loan and trust companies from 1905 to 1909
887
No. 103. Aggregate resources and liabilities of savings banks from 1904-5 to 1909
888
No. 104. Aggregate resources and liabilities of private banks from 1905 to 1909
888
No. 105. Gold, silver, etc., held by state banks from 1873 to 1909, inclusive
889
No. 106. Capital stock of national and other banks by states and geographical divisions April 28,1909. 890
No. 107. Aggregate resources of national and other banks on April 28, 1909, the average per capita
and the average per capita in each class of banks
892
No. 108. Gold, silver, etc., held by national and other banks on April 28,1909
894
No. 109. Comparative statement of the resources and liabilities of state banks from 1873 to 1909
896
No. 110. Consolidated report of the financial institutions in Porto Rico, June 30, 1909
898
No. 111. Individual deposits in national and other banks in each State and geographical division
in 1900, 1906 to 1909, inclusive
900
No. 112. Report of the commissioner of the Freedman's Savings and Trust Company, December 1,
1908
908
No. 113. Resources and liabilities of the First Bank of the United States
909
No. 114. Resources and liabilities of the Second Bank of the United States
909
No. 115/ Capital, circulation, deposits, etc., of colonial and state banks In the years mentioned from
1774 to 1833
911
No. 116. Principal items of resources and liabilities of state banks in each year from 1834 to 1872— 912
No. 117. Reports of banks of the Philippine Islands June 30, 1909
914
No. 118. Comparative statement of the transactions of the New York Clearing House, 1854 to 1909.. 916
No. 119. Transactions of the New York Clearing House in 1909 and 1908, with kinds and amounts of
money passing in settlement of balances
917
No. 77.
No. 78.
No. 79.
No. 80.




CONTENTS OF APPENDIX.

VII

Page.
No. 120. Exchanges, balances, etc., of the New York Clearing House from 1893 to 1909
917
No. 121. Clearing-house transactions of the assistant treasurer of the United States at New York for
year ended September 30, 1909
917
No. 122. Comparative statement of exchanges of the clearing house of United States for years ended
September 30, 1909 and 1908
918
No. 123. Exchanges of clearing house of the United States from 1904 to 1909, by geographical sections. 920
No. 124. Investment value of United States bonds, 1896 to 1909
922
No. 125. Monthly range of prices of United States bonds in New York, 1900 to 1909
924
No. 126. Value of currency in gold in New York, 1862 to 1878
938
No. 127. Value in gold of currency in New York, 1862 to 1878
939
No. 128. Resources and liabilities of the banks in the United Kingdom on June 30,1909
940
No. 129. Condition of the Bank of France and branches on October 28,1909
941
No. 130. Condition of the thirty-three charter banks of Canada on Septemper 30,190°*
942
No. 131. Comparative statement relative to capital, etc., of charter banks of Canada, November,
1908, to September, 1909
942
No. 132. Liabilities and assets of the banks of Japan on December 31,1908
943
No. 133. Condition of the Swiss banks and branches on September 30,1909
944
No. 134. Summary of the condition of building and loan associations in the District of Columbia,
July 1,1909
945




REPORT

THE COMPTROLLER OF THE CURRENCY.
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,

Washington, December 6, 19Q9.

SIR: In compliance with the requirements of section 333 of the
Revised Statutes of the United States, the forty-seventh annual
report of the operations of the Currency Bureau for the year ended
October 31, 1909, is herewith submitted.
CONDITION OF NATIONAL BANKS.

The resources and liabilities of national banks in active operation
at date of the periodical reports made to the Comptroller during the
past year are shown in detail in the following table:
ABSTRACT OF REPORTS OF CONDITION OF NATIONAL BANKS IN THE UNITED STATES
FROM NOVEMBER 27, 1908, TO SEPTEMBER 1, 1909.
Nov. 27, 1908— I Feb. 5, 1909— | Apr. 28, 1909— ! June 23, 1909— Sept. 1, 1909—
6,865 banks.
6,887 banks.
6,893 banks, i 6,926 banks.
6,977 banks.
EESOURCES.

Loans and discounts... $4,840,367,677.15 $4,840,766,587. 54 $4,963,110,869.55!$5,035,S83,516. 59 $5,128,882,351.18
38,910,820."
24,584,055. ~~' 25,315,120.86
"~ ~"
Overdrafts
29,077,141.68
i.22| "
29,552,241.16
U. S. bonds to secure
614,220,960.
circulation
630,763,120.00 649,389,510.
655,257,550.00 668,660,170.00
U. S. bonds to secure
82,232,350. 00 75,700,310.00
55,824,500.
U. S. deposits
39,222,300.00
54,756,060.00
Other bonds to secure
40,509,004.
23,090,133.
26,812,632. 76 17,991,758.47
52,299,060.
U. S. deposits
14,924,850.
6,557,000.
19,608,980.
19,643,720.00
23,145,640.00
U. S. bonds on hand...
Premiums on U. S.
15,344,982.
16,233,778.
16,012,466.30
14,819,735.72
14,721,196.01
bonds
838,988,122.04 865,796,667. 68 877,050,633.58 898,388,542.08
Bonds, securities, e t c . . 803,010,533.
Banking house, furni186,716,284.
186,486,111.40 192,875,949.
197,032,417.35 200,076,548.33
ture, and fixtures
23,467,800.48
21,954,959.
21,926,093.54
23,090,836.
Other real estate owned
21,205,681.80
Due from national
i
banks (not reserve
agents)
413,891,176.59 401,808,716.
380,574.530.63: 393,793,307.47' 381,749,816.55
Due from state banks
and bankers, etc
135,642,194.08 129,135,630.
124,969,227.82 128,737,371.50 126,140,222.90
Due from approved reserve agents
701,705,151.86 750,597,593.
727,012,348.00 720,198,213.50 719,351,249.62
Checks and other cash
items
26,885,755.
32,475,965.16
34,743,394.19
25,949,689.01 38,287,273.74
Exchanges for clearing
house.
330,711,256.44 274,196,046.
303,590,374.32 303,696,724.93 329,725,534.43
Bills of other national
40,450,171.
banks
37,904,774.00
45,413,071.00
43,814,753.00
40,204,902.00
Fractional currency,
2,902,544.
nickels and cents
2,592,573.41
2,806,823.64
2,716,117.52
2,756,883.96
10774—CUR

1909-




KEPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS OP CONDITION OP NATIONAL BANKS IN THE UNITED STATES
FROM NOVEMBER 27, 1908, TO SEPTEMBER 1, 1909—Continued.
Nov. 27, 1908— Feb. 5, 1909— Apr. 28, 1909— June 23,1909— Sept. 1,1909—
1909— une 23,1909
1, 1909
6,893 banks.
6,926 banks.
6,977 banks.
6,865 banks.
"
RESOURCES—cont'd.

Gold coin
8144,890,261.05 $150,563,069.62 $151,366,529.53 $150,504,310.33 $147,832,908.88
Gold Treasury certificates
253,801,610.00 242,931,430.00 255,486,980.00 268,206,280.00 253,908, 700.00
Gold Treasury certificates payable to order 49,220,000.00 45,280,000.00 43,210,000.00 43,640,000.00 44,335, 000.00
Clearing-house certificates
74,280,500.00
64,295,500.00
76,971,500.00 73,577,500.00 73,363, 500.00
Silver dollars
Silver Treasury certifi-

11,397,676.00

12,802,178.00

11,869,927.00

12,822,408.00

12,753, 590.00

cates
Silver fractional coin...

117,192,329.00
15,731,399.60

121,687,086.00
17,038,963.25

124,348,526.00
16,405,335.65

129,205,129.00
16,185,382.81

117,697, 856.00
16,506,342.50

Total specie
Legal-tender notes
Five per cent redemption fund
Due from Treasurer
U. S

656,528,775.65
188,230,744.00

664,583,226.87
195,533,656.00

679,658,798.18
198,898,210.00

694,141, 010.14
191,774, 761.00

666,397, 897.38
187,693,960.00

29,809,485.02

29,985,042.03

31,328,880.15

31,502,052.42

32,488, 612.28

6,080,290.68

8,420,574.87

7,171,699.99

6,911,182.41

7,311,594.35

Total

9,197,075,816.46 9,221,194,479.019,368,883,843.13 9,471,732,663.36 9,573,954,376.84

LIABILITIES.

Capital stock paid in . . 921,019,383.66 927,721,568.19 933,979,903.00 937,004,036.00 944,642, 067.00
Surplus fund
568,159,292.92 583,130,364.15 587,132,286.31 590,837,706.64 597,981, 875.93
Undivided profits, less
expenses and taxes.. 211,267,064.90 189,462,744.04 207,944,821.08 216,233,127.24 203,756, 438.40
National-bank notes
outstanding
599,319,369.00 615,316,145.50 636,367,526.00 641,312,282.50 658,040,356.00
State-bank notes out30,392.50
30,392.50
30,392.00
30,392.00
30, 392.00
standing
Due to other national
971,889,598.091,030,220,255.03 997,267,494.81 989,036,150.95 972,726, 169.47
banks
Due to state banks and
450,639,808.92 457,682,722.27 462,319,123.11 439,551,405.49 472,371, 866.28
bankers
Due to trust companies
497,354,212.91 508,513,163.48 535,909,394.55 565,267,430.95 535,077, 024.25
and savings banks
Due to approved re41,257,275.00 40,808,099.99 38,638, 667.58
38,947,434.58 38,753,527.77
serve agents
1,130,750.07
1,682,027.14
2,157, 903.84
969,707.56
Dividends unpaid
1,499,610.01
,826,060,384.38 4, 898,576,696.09 5,
1,009,893,079.79
4,720,284,640.40 4,699!
38 [,
Individual deposits
;, o99,682,942.31 4,
57,781,256.05 62,325,677.90 35,226, 912.62
111,802,031.31 88,039,322.95
U. S. deposits
Deposits of U. S. dis11,631,063.26 12,620,562.94 12,159,043.71
12,626,553.56
bursing officers
13,477, 970. 65
37,390,977.44 34,198,821.10 35,362,959.85 32,825, 193.50
43,707,322.16
Bonds borrowed
Notes and bills redis6,159,709.58
7,508,582.89
7,969,210.07 14,080, 171.61
6,146,806. 78
counted
18,570,639.80 22,087,121.21 26,163,570.00 36,228, 978.29
32,094,617.36
Bills payable
3,132,539.90
5,161,183.53
2,764,547.06
Reserved for taxes
4,449,426.77
4,389,249.18
Liabilities other than
3,206,014.79
4,455,269.34
3,504,482.04
those above stated...
1,638,126.10
5,006,376.97
Total

9,197,075,816.46 9,221,194,479.019,368,883,843.13 9,471,732,663.36 9,573,954,376.84

An analysis of the abstract of reports made during the past year
shows that there has been a net increase in the number of banks of
124, and that the assets in the aggregate, amounting on November
27, 1908, to $9,197,075,816, increased on September 1, 1909, to
$9,573,954,377, or a net increase during the year of $376,878,561.
With the exception of the call of February 5, 1909, when, the amount
of loans and discounts was less by $9,434,774 than on November
27, 1908, there was a steady increase in the volume, rising from
$4,879,278,503 to $5,158,434,592 on September 1, 1909, a net increase
during the year of $279,156,089. The banks' investments in United
States bonds increased from $703,010,310 to $731,028,110, or an
increase of $28,017,800. Bonds and other securities, exclusive of
United States bonds, stated at $855,309,593 in November, 1908,
increased to $916,380,301 on September 1 last, or an increase of



EEPOET OF THE COMPTEOLLEE OF THE CTJEEENCY.

3

$61,070,708. Amounts due from banks, including clearing-house
exchanges, show greater fluctuations than any other items of assets.
In November, 1908, the amount due from banks, etc., was
$1,581,949,779, dropped to $1,555,737,987 in February, and to
$1,536,146,481 in April. From the last-named date to June 23,
there was in increase of $10,279,136, and a further increase by September 1 is shown of $10,541,206. These changes resulted in a net
decrease on September 1, 1909, as compared with November 27,
1908, of $24,982,956. Bills of other national banks, amounting to
$37,904,774 in November, reached the maximum on April 28, 1909,
namely, $45,413,071, but decreased to $40,204,902 on September 1,
1909, showing a net increase during the year of $2,300,128.
Lawful money in bank; that is, specie, and legal tenders, amounted
in November, 1908, to $844,759,520, and on September 1, 1909, to
$854,071,857, a net increase of $9,312,337. Gold, including certificates, increased in the sum of $7,232,738, the amount held on September 1, 1909, being $519,440,109. The holdings of silver increased
only $2,636,383, or from $144,321,405 to $146,957,788. At date of
last report the banks held $187,673,960 in legal tenders against
$188,230,114 in November, 1908, or less than at that time by $556,784.
By the organization of new associations and the increase in capital
of those existing on November 27, 1908, the paid in capital stock
of all national banks steadily increased during the year from $921,019,383 in November, 1908, to $944,642,067 on September 1, 1909, an
increase of $23,622,684. There is shown to have been a regular and
material increase in surplus fund from $568,159,293 to $597,981,876,
an increase for the year of $29,822,583. By reason of a reduction in
other undivided profits of $7,510,627, the net increase of surplus and
other undivided profits is shown to have been $22,311,956.
As a result of the withdrawal of government deposits from United
States depositaries, the amount of deposits on November 27, 1908,
being $111,802,031, and on September 1, 1909, $35,226,912, bonds on
deposit as security for the government deposits have been withdrawn
and redeposited to a large extent as security for circulation. The outstanding note issues of the banks in November, 1908, aggregated
$599,319,369, and on September 1, 1909, $658,040,356, an increase
for the year of $58,720,987. This increase was in part due to the
organization of new banks, but mainly to the increased issues of old
banks on bonds transferred from deposit to circulation account.
Including deposits of United States disbursing officers with United
States deposits, government funds held by the banks were reduced
from $124,428,585 in November, 1908, to $48,704,883 on September
1, 1909, a net reduction of $75,723,702. Amounts due to banks,
inclusive of bills payable and rediscounts, increased during the year
$70,688,623, or from $1,998,434,254 to $2,069,122,877.
With the exception of the February 5, 1909, returns, there is shown
to have been a steady and substantial increase in the amount of individual deposits, the net increase during the year being $289,608,440,
or from $4,720,284,640 to $5,009,893,080, the last-named amount
representing the largest volume of individual deposits ever held by
national banking associations.
In connection with the foregoing, it is of interest to note the fluctuations in the volume of loans and discounts, lawful money, individual
deposits, etc., of central reserve city banks, other reserve city banks,

and country banks. On November 27, 1908, the loans and discounts


4

REPORT OF THE COMPTROLLER OF THE CURRENCY.

of the New York City banks reached $956,037,960, but declined on
September 1, 1909, to $925,910,750, a reduction during the year of
$30,127,210. The lawful money held by these banks decreased from
$310,824,159 to $301,932,158, a decline of $8,892,001. The deposits
of the New York City banks on September 1, 1909, amounting to
$779,886,679, were less by $41,196,036 than in November, 1908, when
they amounted to $821,082,715. The Chicago banks increased their
loans from $229,969,096 to $262,788,523, an increase of $32,819,427.
In St. Louis there was an increase from $111,653,851 to $118,505,297,
or an increase of $6,851,446. The net increase in the loans and discounts of all central reserve city banks was $9,543,663, or from
$1,297,660,907 to $1,307,204,570. The other reserve cities increased
their volume of loans to the extent of $119,353,732, and the country
banks $150,258,693, resulting, as heretofore stated, in a net increase
in the loans of all national banks of the country of $279,156,089.
Lawful money held by the Chicago banks increased to the extent of
$5,269,029, and the St. Louis banks held $1,883,448 more on September 1, 1909, than on November 27, 1908, the result of which is a net
decrease in the holdings of lawful money by central reserve city banks
of $1,739,624. Other reserve city banks increased their holdings of
lawful money from $215,824,406 to $225,357,352, an increase of
$9,532,946. There was but a slight change in the holdings of lawful
money by the country banks, the net increase being only $1,538,916, or
from $218,197,607 to $219,736,523. Individual deposits in Chicago
and St. Louis banks increased to the extent of $18,796,795 and
$1,850,747, respectively; but the reduction in the deposits in the New
York City banks resulted in a net reduction of all central reserve city
banks of $20,548,494. Other reserve city banks increased their
deposits to the extent of $118,150,842, or from $1,099,957,191 to
$1,218,108,033, and the increase in the deposits of country banks was
$192,006,092, rising from $2,561,067,910 in November, 1908, to
$2,753,074,002 on September 1, 1909. Reductions in loans and discounts and lawful money in the New York City banks was attended
by a reduction of $40,858,832 in the aggregate amount of their assets.
The Chicago and St. Louis banks increased their assets to the extent
of $27,261,702 and $4,096,770, respectively, or a net reduction in all
central reserve city banks of $9,500,360. Other reserve city banks
increased their assets to the extent of $181,023,635, or from $2,473,297,960 to $2,654,321,603. The increase in the assets of the country
banks was $205,355,288, or from $4,229,140,438 in November, 1908,
to $4,434,495,726 on September 1, 1909.
RESERVE HELD BY NATIONAL BANKS.

The law requires every bank located in the three central reserve
cities, New York, Chicago, and St. Louis, to maintain a reserve in
bank of 25 per cent; the same rate is required for other reserve city
banks, but one-half of the amount may be deposited to their credit
with correspondents in central reserve cities. Country banks are
required to maintain a 15 per cent reserve, two-fifths of which must
be in bank and three-fifths may be with correspondents. In the
periodical abstracts of reports of condition of national banks a separate statement is incorporated with respect to the amount of deposits
on which reserve is required, together with the amount required and
held, the latter showing the various items constituting the whole, to
 appended a column showing the total amount of cash on
which is


REPORT OF THE COMPTROLLER OF THE CURRENCY.

hand, due from reserve agents, and the redemption fund. The
amount due from reserve agents is materially in excess of the legal
reserve with such agents, as it is held that the excessive amount
deposited over and above the legal limitation can not be regarded as
legal reserve. The percentages of legal and available reserve at date
of each report during the year for each class of banks are shown in
the accompanying table:
Feb. 5,1909.

Nov. 27,1
Classes of banks.

Central reserve city banks
Other reserve city banks
Country banks
All banks

Apr. 28,1909. June 23,1909. Sept. 1, 1909.

Legal Avail- Legal Avail- Legal Avail- Legal Avail- Legal Available
able
able
able
able
rererererererererereserve. serve. serve. serve. serve. serve. serve. serve. serve. serve.
Per ct.
25.98
26.44
17. 63
I 22.32

Per ct.
25.98
30.76
26.04
27.30

CLASSIFICATION

Per ct.
25.73
27.14
17.52
22.36

Per ct.
25.73
31.94
26.57
27.82

Per ct.
25.76
26.96
17.63
22.38

O F LOANS AND

Per ct.
25.76
30.73
25.92
27.20

Per ct.
26.82
26.28
17.34
22.37

Per ct.
26.82
30.15
25.09
26.96

Per ct Perct.
25.44
25.44
25.65
29.05
17.08 24.58
21.67
26.05

DISCOUNTS.

In the periodical reports made by national banks, loans and discounts are divided into the following classes: On demand, paper with
one or more individual or firm names; on demand, secured by stocks,
bonds, and other personal securities; on time, paper with two or more
individual or firm names; on time, single-name paper (one person or
firm) without other security; on time, secured by stocks, bonds, and
other personal securities or on mortgages or other real-estate security.
Of the $5,128,882,351 loans and discounts of national banks on
September 1, 1909, one-fourth, or $1,398,879,624, consisted of demand paper, of which $957,349,934 was secured by stocks, bonds,
etc. Paper of this character in all central reserve cities aggregated
$910,654,225, or approximately 70 per cent of all demand paper.
Loans made by the New York City banks aggregated $925,653,623,
of which $393,139,348 were demand loans, including $385,430,495
secured by stocks, bonds, etc. The demand loans of the New York
City banks represented 42 per cent of their totals, leaving 58 per
cent as the amount of time paper.
That there is no material change in the relative proportion of each
class of loans under ordinary conditions is evident from an inspection
of the accompanying comparative statement taken from the reports
to this office as of August 22, 1907, September 23, 1908, and September 1, 1909.
1907.
Class.

On demand, paper with one or more
individual or firm names.
On demand, secured by stocks,
bonds, and other personal securities
On time, paper with two or more
individual or firm names
On time, single-name paper (one
person or firm) without other
security
On time, secured by stocks, bonds,
and other personal securities, or
on mortgages or other real-estate
security
Total



Amount.

1909.
Per
cent.

$428,221,535

9.2

832,878,479

Amount.

$395,892,695

Per
cent.
8.3

Amount.

$441,529,690

Per
cent.
8.6

17.8

922,701,718

19.4

957,349,934

18.7

1,648,751,438 35.2

1,582,391,359

33.3

1,698,467,691

33.2

899,494,658 19.2

852,176,044

17.9

971,477,968

18.9

18.6

997,450,914
4,750,612,730

21.1

1,060,057,068
'5,128,882,351

20.6

869,237,859
4,678,583,

6

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The amount and relative proportion of loans in the national banks
in New York, in the three central reserve cities, in other cities, and
in banks located elsewhere, on September 1,1909, September 23, 1908,
and August 22, 1907, are shown in the following table:
September 1,1909.

September 23,1908.

August 22,1907.

Loans.

Loans.

Loans.

Banks In—

Per
cent.

Amount.

Amount.

Per
cent.

Per
cent.

Amount.

$925,653,623

18.0

$905,653,475

19.06

$712,121,059

15.2

I 1,306,785,530

New York
New York
Chicago
St. Louis
Other reserve cities

25.5

1,242,980,123

26.16

1,061,212,415

22.7

1,372,311,584

26.7

1,231,756,966

25.93

1,242,440,028

26.6

2,679,097,114
2,449,785,237

52.2
47.8

2,474,737,089
2,275,875,641

52.09
47.91

2,303,652,443
2,374,931,526

49.2
50.8

5,128,882,351

All reserve cities
Country
Total

100.00

4,750,612,730

100.00

4,678,583,969

100.00

Nearly one-fifth of the loans of all national banks being made by
associations located in the city of New York, the following statement
will be found of interest as showing the amount and character of such
loans on comparable dates from 1904 to 1909, inclusive:
Loans and discounts.
On demand, paper with one
or more individual or firm
names
On demand, secured by stocks,
bonds, and other
personal securities
On time, paper
with two or
more individual
or firm names...
On time, singlename paper (one
person or firm),
without other
security
On time, secured
by stocks, bonds,
and other personal securities,
or on real-estate
mortgages
or
other liens on
realty
Total

Sept. 6,1904. Aug. 25,1905. Sept. 4, 1906. ' Aug. 22,1907. Sept. 23,1908. Sept. 1, 1909.
41 banks.

$7,505,476

42 banks.

$11,393,926

40 banks.

38 banks.

$10,676,198|$16,254,018.22

37 banks.

38 banks.

$6,800,529

$7,708,853

I
392,180,054

385,652,014

292,251,532 251,867,157.84

374,548,964

385,430,495

149,071,875

135,669,910

137,991,340 161,108,403.21

146,194,094

145,989,671

112,341,884

115,961,886

111,172,734 130,477,323.47

132,737,553

163,098,915

146,165,413

156,987,276

149,959,233 152,414,155.99

245,372,335

223,425,689

807,264,702

805,665,012

702,051,037 712,121;058.73

905,653,475

925,653,623




KEPORT OF THE COMPTROLLER OF THE CURRENCY.

7

For the purpose of comparison the following table is submitted
showing the amount and classification of loans of all national banks
on approximate dates during the past ten years:
On time,
On time, secured by
stocks,
singleOn time,
and
paper with name paper bonds,perother
Num- per with
two or (one person sonal secuber of
or firm),
and
banks. more indi- bonds,per- more indi- without rities, or on
vidual or
other
sonal secu- firm names. 1 other secu-mortgages
firnfnames
or other
rities.
real estate
security.
On de~
mand, se-

Date.

Sept. 5, 1900.
Sept. 30, 1901
Sept. 15, 1902
Sept. 9, 1903.
Sept. 6, 1904.
Aug. 25, 1905.
Sept. 4, 1906.
Aug. 22, 1907.
Sept. 23, 1908
Sept. 1, 1909.

3,871
4,221
4,601
5,042
5,412
5,757
6,137
6,544
6,853
6,977

Millions.
183.3
211.6
237.3
283.1
279.8
320.1
374.7
428.2
395.9
441.5

Millions.
576.6
665.7
706.9
717.3
818.9
854.1
828.0
832.9
922.7
957.3

Millions.
978.3
1,087.0
1,176. 4
1,267.5
1,316.7
1,382.2
1,502.0
1,648.7
1,582.4
1,698.4

Millions.
421.8
468.2
517.1
558.1
611.0
689.1
776.1
899.5
852.1
971.5

Total.

Millions. Millions.
526.8
2,686.8
586.1
3,018.6
642.4
3,280.1
655.4
3,481.4
699.7
3,726.2
753.0
3,998.5
818.1
4,299.0
869.2
4,678.5
997.5
4,750.6
1,060.1
5,128.8

Loans and discounts, United States bonds, and lawful money represent approximately 70 per cent of the aggregate resources of national
banks, and a like proportion of liabilities is represented by capital,
surplus and profits, and individual deposits. The relation of these
items has changed but slightly during the past ten years, as will be
observed by reference to the accompanying table:
1900.

Items.

Loans and discounts.
United States bonds.
Lawful money

1901.

Perct. Perct.
53.0
53.2
8.1
7.8
10.3
9.5

Total

1902.

1903.

1904.

1905.

1906.

Per ct. Per ct. Per ct. Per ct. PercU
53.7
55.2
53.4
53.9
54.0
7.5
8.6
7.9
7.4
7.8
7.9
8.3
7.2
8.9
8.8

1907.

1908.

Perct. Perct.
52.6
55.8
7.9
7.9
9.6
8.4

1909.
Perct.
53.6
7.6
8.9

71.6

Total

70.3

69.5

72.6

68.5

70.2

69.3

72.0

70.1

70.1

12.5
7.7
49.7

11.5
7.6
51.6

11.5
8.1
52.5

11.9
8.8
50.0

11.0
9.8
49.6

10.7
8.3
51.1

10.4
8.4
52.4

10.7
8.8
51.5

10.2
8.5
50.4

9.8
8.3
52.3

69.9

Capital
Surplus and profits..
Individual deposits.

70.7

72.1

70.7

70.4

70.1

71.2

70.9

69.1

70.4

In connection with the foregoing the following table is of interest
as showing the relation of capital, etc., to the principal items of
resources and liabilities on the dates indicated:
EATIO OF CAPITAL, ETC., TO INDIVIDUAL DEPOSITS, ETC., OF NATIONAL BANKS ON
OR ABOUT OCTOBER 1, 1897, 1907, 1908, AND 1909.
Items.

1897.

1907.

Capital to individual deposits
Capital to loans
Capital to aggregate resources
Capital and surplus and other profits to
individual deposits
Specie and legal tenders to individual
deposits

$1.00 to $2.93
1.00 to 3.25
1.00 to 5.87

$1.00 to $4.82
1.00 to 5.22
1.00 to 9.36

1.00 to 1.92
1.00 to 5.35




1909.
$1.00 to $4.94
1.00 to 5.16
1.00 to 9.80

$1 00 to $5.30
1 00 to 5.43
1 00 to 10.14

1.00 to 2.65

1.00 to 2.69

1 00 to 2.87

1.00 to 6.16

1.00 to 5.24

1.00 to 5.87

8

REPORT OF THE COMPTROLLER OF THE CURRENCY.
RANGE AND AVERAGE MONEY RATES.

In connection with the foregoing statistics and general information
in relation to loans made by national banks, the accompanying tables,
obtained through the courtesy of the William B. Dana Company,
publishers of the New York Commercial and Financial Chronicle,
relating to the range and average rates for money in the New York
market during the year ended October 31, 1909, are of interest. I t
will be noted that the range and average rates were normal in each
month up to October, when call loans on the stock exchange ranged
from 2f to 6, making the average for the month 4 per cent. Rates
for time loans and commercial paper were slightly above normal in
September and October.
RANGE AND AVERAGE RATES FOR MONEY IN THE NEW YORK MARKET, YEAR ENDED
OCTOBER 31, 1909.
1908.
Character of loans.
Call loans:
Stock exchange—
Range
Average
Banks and trust companies...
Time loans:
30 days
60 days
90 days
4 months
5 months
6 months
7 months
Commercial paper:
Double names—
Choice. 60 to90 d a y s . . .
Single names—
Prime, 4 to 6 months..
Good, 4 to 6 m o n t h s . . .

1909.

November. December.

January.

1 to 3

February.

1J to 3
2
a 1£ to 2

11 to 3
all

t o ll |

2 to —
2\ to 2|
2^ to 3
2|to3i
3 to"
3 to

2 | to 3i
3 to 31
3Jto4
3| to 4
3Jto4

March.

April.

lito2
a 1J to 2
2 | to 2J
2| to 3J
2i to 3]
2f to ^J
2f to 3

3i to 4i|

3 | to 4

31 to 4

3i to 3f

3 to3f

3 to3|

4 to 5 !

4 to4J
4i to 5

3i to 4J
4" to 4j

3i to 4
4 to 4|

3J to 4
4 to4|

4 to4£

1909.
Character of loans.
Cairioans:
Stock exchange—
Range
Average
Banks and trust companies..
Time loans:
60 days
90 days
4 months
5 months
6 months
7 months
8 months
Commercial paper:
Double names—
Choice, 60 to 90 days..
Single n a m e s Prime; 4 to 6 months.
Good, 4 to 6 months..

May.

June.

July.

a 11 to 1
^

11| to 1^

I|to
a 11 to If

2 to2J
2! to 2f
2J to 3
2f to3
2| to 31
3£ to 3f
3J to 3f

2 to %
2i to %
2| to 3
2| to 3^
Z\ to 33

3 to3|

3 to3|

3 to 4

4 to 4 |

3| to 4|

4 to 5^

3Jto4
4 to4

3§to4
4 to 41

3i to 31
4 to4J

4 to 4$
41 to 5'

4 to 5
4| to 5

±1 to 6

August.

September. October.

Iito21

2| to 3

1^ to 2

a 21 to 2^
2| to 3f
3|to4
3Jt5

2 to 2i
2£ to 2.i
2Jt3
to 3^

2|to6
4
2f to 4

3|
4
4
4|

to 5
to 5
to 5
to 5
4i

3^ to 4

a Minimum.
STATE, ETC., BONDS OWNED BY NATIONAL BANKS.

Paragraph 7 of section 5136 of the Revised Statutes, relating in
part to the powers of national banks, provides that the board of
directors
 of an association, or its duly authorized officers or agents,


EEPOBT OF THE COMPTROLLER OF THE CURRENCY.

9

shall exercise, subject to law, all such incidental powers as shall be
necessary to carry on the business of banking; by discounting and
negotiating promissory notes, drafts, bills of exchange, and other
evidences of debt; by receiving deposits; buying and selling exchange,
coin, and bullion; by loaning money on personal security; and by
issuing circulating notes. The authority to invest in bonds and like
securities is held to be empowered under the clause "by discounting
and negotiating promissory notes * * * and other evidences of
debt.77 That the right to make such investment is impliedly conferred is evident from the legislation contained in the act of May 30,
1908, wherein provision is made for the acceptance by the Treasurer
of the United States, under certain conditions, of state, county,
municipal, or district bonds as security for circulation, and the
acceptance of such securities, commercial paper, etc., for the same
purpose by national currency associations.
On September 1, 1909, national banks, holdings of bonds, and
other similar securities, other than United States bonds, were as
follows:
State, county, and municipal bonds
$155, 811, 290
Railroad bonds
342, 525, 242
Other public service corporation bonds
151, 999, 513
All other bonds
170,650,569
Stocks (presumably taken for debt)
34, 347, 814
Warrants, claims, judgments, etc
22, 408,161
Various securities with the Treasury as security for public deposits . . .
17,991, 758
Foreign government bonds
13,115, 621
Other foreign bonds and securities
7, 530, 350

Over one-third of the foreign bonds are owned by national banks
located in the city of New York.
Assuming that the character of the bonds owned by national banks
is in accordance with the requirements of May 30, 1908, the amount
owned is more than sufficient as security for the aggregate amount of
emergency currency authorized by the act in question, namely,
$500,000,000.
It will be noted by reference to the table in the appendix containing
the details relative to investments of this character that the country
banks (those not located in reserve cities) own 10 per cent of the
state, etc., bonds, 19 per cent of railroad bonds, 10 per cent of other
public service corporation bonds, 10 per cent of all other bonds, including foreign securities, and nearly 4 per cent of stocks, warrants,
judgments, etc.
CLEARING-HOUSE TRANSACTIONS.

Through the courtesy of Manager William Sherer, of the New York
clearing house, the office has been placed in possession of statistics
in relation to the transactions of the clearing houses of the United
States for the year ended September 30, 1909, together with separate
returns relating to the operations of the New York clearing house.
There are 123 clearing-house associations in the United States, the
aggregate exchanges or which during the year in question were
$158,559,487,500, an increase of $32,320,793,102 over 1908. Since
the prior report clearing-house associations have been established at
Trenton, N. J., Austin, Tex., and North Yakima, Wash.



10

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The New York clearing house was established in 1854 with a membership of 50, the capital of the banks being $47,044,900 and their
clearings for that year $5,750,455,987. In September, 1909, the
membership was 51, with capital of $127,350,000. During the history of the association the volume of clearings reached the maximum
in 1906, when they amounted to $103,754,100,091. In 1907 the
clearings dropped in round amount to $95,000,000,000 and in 1908
to $73,000,000,000, but rose to $99,257,662,411 in 1909. On these
vast transactions in 1909 balances paid in money amounted to
$4,194,484,028, or 4.22 per cent. The aggregate clearings of
this association from 1854 to 1909 are shown to have been
$2,029,505,795,760, the balances paid in money being $93,889,243,199,
or 4.62 per cent.
In the settlement of balances from 1893 to 1898, inclusive, the
percentage of payments in gold ranged from 0.01 per cent in 1896
to 51 per cent m 1898. From 1899 to 1907, inclusive, the proportion
of gold was a fraction in excess of 99 per cent. In 1908 the percentage dropped to 82.35 per cent, but rose to 87.97 per cent in 1909.
CAPITAL, SURPLUS, AND LOANS.

Section 5200 of the Revised Statutes, relating to the total liabilities to any association of any person, company, corporation, etc.,
was amended June 22, 1906, to increase the limit of the liability from
10 per cent of paid-in capital stock to 10 per cent of the capital and
surplus, the total, however, not to exceed in any event 30 per cent
of the capital stock. In the abstract of reports of condition of
national banks on June 16, 1906, the capital of national banks
was stated at $826,129,785; surplus, $448,858,492; other profits,
$216,304,876, the surplus representing an amount equal to 54 per
cent of the capital, ana the combined surplus and other profits 80 per
cent.
On September 1, 1909, the capital had been increased to
$944,642,067. The surplus was $597,981,876, equaling 63 per cent
of the capital. While other undivided profits had been reduced to
the extent of $12,548,438, the combined surplus and other profits
equaled 85 per cent of the capital stock. In other words, the capital
increased 14 per cent, the surplus 33 per cent, but the surplus and
other profits only 20 per cent, due to a reduction in undivided profits
of approximately 5 per cent.
The average capital of the 6,053 reporting banks in June, 1906, was
$136,500, making the average maximum loan to one individual, etc.,
$13,650. While the average capital in September, 1909, had declined
to $135,400, the average capital and surplus amounted to $221,100,
based on which the average loan would be $22,110. Upon that
basis it is apparent that in this respect the loaning power of the
national banks has been increased as a result of the amendment of
1906 to the extent of 62 per cent, although with surplus twice as
great as the capital of the banks the authorized increase is 200 per
cent.
From reports of condition received from national banks in January,
1906, it was shown that 56 per cent of the associations had made
loans in excess of the limitation provided by section 5200 of the
Revised Statutes, namely, 10 per cent of the capital stock. In



EEPOKT OF THE COMPTROLLER OF THE CURRENCY.

11

January, 1907, the percentage had fallen to 28.40, and steadily
decreased from that date to 13.17 per cent in November, 1908. At
date of September, 1909, call the proportion of banks violating the
provisions of the section in question was 15.02 per cent.
The attention of every bank, the report from which shows that
loans have been made in excess of the limitation, has been directed
to the double penalty for violations of the restriction; that is, the
individual liability of the directors, wiio knowingly permit an excessive loan to be made, for any loss that may be sustained thereon, and,
second, forfeiture of the bank's charter.
CAPITAL STOCK OF NATIONAL BANKS.

On October 31, 1908, the authorized capital stock of national
banking associations was $930,365,275. . Since that date there has
been an increase of $22,830,000 by banks organizing and $26,421,000
as the net result of changes in capital stock of banks existing prior
thereto. The loss of capital by liquidations was $14,225,850 and by
insolvenc}7" $768,500. These increases and losses resulted in a net
increase during the year of $34,256,650, the authorized capital at the
close of the current year standing at $964,621,925.
In the appendix appears a table giving by States and geographical
divisions the number and paid-in capital of national banks by classes,
as shown by their reports of condition on September 1, from which it
will be seen that 1,815, or 26.01 per cent, of the banks are operating
under the minimum amount of capital stock, viz, $25,000, the total
capital being $45,151,532. The relative proportion of capital of these
banks to the total capital is 4,78 per cent. There are 384 banks with
capital in excess of $25,000 but less than $50,000, their aggregate
capital being $12,615,370. The percentages of number and capital
of banks of this class are 5.51 and 1.33, respectively. Banks with
capital of $50,000 but less than $100,000 number 2,217, or 31.77 per
cent, and the class with capital of $100,000 but less than $250,000
numbers 1,909, or 27.36 per cent. These two classes represent 59.13
per cent in number of banks and 37.62 per cent of the capital. In
the class with capital of $250,000 but less than $1,000,000 are 492
banks, or 7.05 per cent, with capital of $193,716,920, or one-fifth of
the total. The capital of the 149 banks with individual capital of
$1,000,000 but less than $5,000,000 is $221,080,700, or 23.40 per
cent. Only 2.14 per cent of the banks are in this class. Banks with
capital of $5,000,000 and over are 11 in number, with aggregate
capital of $112,000,000, representing 11.86 per cent of the total
capital of all the banks. The foregoing information is summarized
in the following table:
Class.

| Number. Per cent.!

Capital.

Per cent.

CAPITAL.

,

$25,000
Over $25,000 and less than $50,000
$50,000 and less than $100,000
$100,000 and less than $250,000
$250,000 and less than $1,000,000
$1,000,000 and less than $5.000,000
$5,000,000 and over

|
i
|
I
j
i
!

1,815
384
2,217
1,909
492
149
11

26.01
5.51
31.77
27.36
7.05
2.14
.16

$45,151,532
12,615,370
117,974,420
242,103,125
193,716,920
221,080,700
112,000,000

4.78
1.33
12.49
25.63
20.51
23.40
11.86

I

6,977

100-00

944,642,067

100.00

Total




12

BEPOKT OF THE COMPTBOLLER OF THE CURRENCY.
UNITED STATES BONDS, ETC.

The interest-bearing bonded debt of the United States on October
31, 1909, was $913,370,490, of which $679,545,740 was deposited with
the Treasurer of the United States in trust as security for nationalbank circulation, and $35,451,300 to secure government deposits.
September 1 reports of condition of national banks evidenced the
ownership by the banks of United States bonds to the additional
amount of $23,145,640, making their total investments in securities
of this character $738,142,680, or approximately 80 per cent of the
interest-bearing bonded debt.
In the following table the bonded debt is shown by issues, together
with the amount and character of securities on deposit to secure
circulation and public deposits:
INTEREST-BEARING BONDED DEBT OP THE UNITED STATES, AND BONDS ON D E POSIT TO SECURE NATIONAL-BANK CIRCULATION AND GOVERNMENT DEPOSITS,
OCTOBER 31, 1909.

Class.

Bonded debt.

Consols of 1930 (twos)
Loan, 1908-1918 (threes)
Loan, 1925 (fours)
Panama Canal loan:
Series of 1906 (twos)
Series of 1908 (twos)
Philippine loans and railway bonds (fours)
Porto Rico loans (fours)
District of Columbia bonds (three-sixty-fives)..
Territory of Hawaii bonds (various)
State, city, and railroad bonds (various)

Bonds on de- Bonds on deposit to secure posit to secure
government
circulation.
deposits.
$573,328,450
14,575,560
15,463,050

$24,152,200
3,618,400
3,301,700

54,631,980
30,000,000

50,131,200
26,047,480

3,010,000
1,369,000
4,412,000
374,000
810,000
487,000
10,807,500

913,317,490

Total.

$646,250,150
63,945,460
118,489,900

679,545,740

52,341,800

The monthly statements relating to capital, bonds on deposit to
secure circulation, and circulation secured by bonds and lawful
money during the year ended October 31, 1909, are summarized in
the accompanying table. It will be noted that there was a monthly
increase in capital, bonds, and circulation secured by bonds, and a
decrease in the amount of circulation covered by deposits of lawful
money. It also appears that the average monthly price of 2 per cent
consols declined during the report year from 103.752 in November,
1908, to 101.052 in October, 1909. The table in question follows:
MONTHLY STATEMENT OF CAPITAL, BONDS ON DEPOSIT TO SECURE CIRCULATION,
AND CIRCULATION OUTSTANDING.

Date.

1908.
November 30..
December 31...
1909.
January 31
February 2 8 . . .
March 31
April 30
May 31
June 30
July 31
August 31
September 30..
October 31


Number of
banks.

Capital.

Bonds on
deposit.

6,884
6,889

$930,825,275
933,020,275

$618,497,940
631,318,790

6,903
6,907
6,906
6,916
6,926
6,955
6,975
6,998
7,012
7,025

937,105,275
939,320,275
942,996,775
944,726,775
945,516,775
947,726,775
948,931,775
956,017,775
963,976,925
964,621,925

635,114,560
640,769,140
651,267,130
653,901,910
657,972,970
660,689,070
667,652,650
672,925,700
676,386,040
679,545,740



Average
monthly
price of
2 per cent
consols,
1930.

Circulation secured b y Bonds.

103.752 $614,907,265
103.591 628,786,205
102.920
101.774
101.509
101.656
101.750
101.827
101.450
101.125
101.125
101.052

630,309,637
635,588,885
646,142,390
653,164,570
656,268,268
659,673,408
667,508,731
672,263,695
676,031,393
678,344,764

Lawful
money.

Total circulation outstanding.

$52,270,912
48,281,960

$667,178,177
677,068,165

46,363,455
42,696,715
38,265,225
34,243,657
31,914,847
30,246,666
27,845,433
26,581,779
26,776,066
25,595,793

676,673,092
678,285,600
684,407,615
687,408,227
688,183,115
689,920,074
695,354,164
698,845,474
702,807,459
703,940,557

REPORT OF THE COMPTROLLER OF THE CURRENCY.

13

NATIONAL-BANK CIRCULATION.

Section 16, act of June 3, 1864, required a deposit of United States
registered bonds to an amount not less than $30,000, nor less than
one-third of the paid-in capital stock of an association, on which
circulation was issuable not to exceed 90 per cent of the market price,
but not more than 90 per cent of the par value of the bonds, and not
in excess of the paid-in capital. The aggregate limit was fixed at
$300,000,000. In the following year (Mar. 3, 1865) the act was
amended limiting the issue of circulation as follows: To banks with
capital of $500,000 or less, 90 per cent of the capital; over $500,000
to $1,000,000, 80 per cent; over $1,000,000 to $3,000,000, 75 per cent;
and over $3,000,000, 60 per cent. It was further provided that of the
aggregate amount authorized to be issued, one-half should be apportioned to associations in cities and territories, according to population,
and one-half by the Secretary of the Treasury among the associations
located in States, etc., having due regard to the banking capital,
business, etc., of such States.
The act of July 12, 1870, authorized the issue of additional circulation to the amount of $54,000,000, but provided that no association organized thereafter should issue circulation in excess of $500,000.
This act also authorized the organization of banks to issue circulation
redeemable in gold, but limited the amount to be issued by each bank
to 80 per cent of the par value of the bonds deposited.
On June 20, 1874, the act was passed establishing the nationalbank redemption agency and which provided for the retiring of circulation and withdrawing of bonds, changed in part the provisions of
the original law with respect to the bond-deposit requirement in that
banks with capital in excess of $150,000 were permitted to reduce
their bond deposit to $50,000, thus determining the minimum bond
requirement by banks with capital in excess of $150,000. Six
months later (on Jan. 14, 1875) the limit on the aggregate amount
of national-bank circulation was repealed; that is, every bank was
permitted to issue circulation secured by bonds to the extent of 90
per cent of the paid-in capital stock.
Prior to February 14, 1880, it became apparent that there was no
demand for gold-currency banks, only 10 of which had been organized, and on that date their conversion into currency banks was
authorized. Within a short time thereafter, or prior thereto, all
banks of that character were either closed or converted into currency
banks.
The bond-deposit requirement was again amended on July 12,
1882, by which banks with capital of $150,000 or less were compelled to deposit as security for circulation bonds to the amount of
one-fourth of their capital only. Increase of circulation within the
period of six months from date of reduction was prohibited by this
act, which, also limited the amount of lawful money that might be
deposited to retire circulation to $3,000,000 in any one calendar
month.
The circulation franchise was given an added value by the act of
March 14, 1900, which authorized the issue of circulation to the par
value of the bonds deposited, reduced the tax on circulation secured
by 2 per cent consols to one-fourth of 1 per cent semiannually, and
repealed the provision of the act of 1882 relative to the nonincrease



14

REPOBT OF THE COMPTROLLER OF THE CURRENCY.

of circulation within six months from date of decrease. The act of
1882 was further amended on March 4, 1907, to increase the monthly
limitation of the amount of lawful money that might be deposited
to retire circulation from $3,000,000 to $9,000,000.
The original act authorized the issue of national-bank circulation
notes in the denominations of $1, $2, $3, $5, $10, $20, $50, $100,
$500, and $1,000, but provided that no more than one-sixth part of
the notes issued to an association should be of less denomination
than $5 and that after specie payments should be resumed no notes
were to be furnished of less denominations than $5. Notes of each
denomination indicated, with the exception of threes, have been issued,
but the total amount of ones was only $23,169,677 and of twos
$15,495,038. ^ The act of March 14, 1900, limited the amount of notes
of denomination of $5 to one-third of the aggregate issues of each
bank, although as a matter of fact the issues of $5 notes have never
equaled a third of the total national-bank circulation outstanding
and on October 31,1909, amounted to only 20 per cent of the total.
The currency act of May 30, 1908, made no material change in the
law with respect to the issue of circulation secured by United States
bonds, although in addition to other denominations the Comptroller
was authorized to prepare plates of the denominations of $10,000,
and it was required that the legend on the notes relating to the
securities for circulation should be changed to read " secured by
United States bonds or other securities/7
In ordering plates for the printing of circulation the Comptroller
is governed by the wishes of the banks, but since 1884-85 no plates
have been engraved for the printing of notes of a higher denomination than $100.
In conformity with law of 1908 and from May 30 of that year to
October 31, 1909, national-bank plates to the number of 9,506 were
prepared, and circulation therefrom printed, in addition to the requirements for current issues, to the extent of 50 per cent of the aggregate
capital of thebanks. Theamount of circulation printed in excess of the
current demand is held separately in reserve as contemplated by law.
During the existence of the national-banking system to October 31,
1909, circulation was issued to the amount of $4,582,302,215, of which
$3,878,482,225 has been redeemed, leaving outstanding, exclusive of
gold notes and nonpresented fractions, $703,819,990. The amount
issued during the year was $413,152,510 and the stock of incomplete
currency on hand at the close of the year was $666,042,390.
Changes in the amount of each denomination of notes outstanding
on October 31, 1907, 1908, and 1909, as compared with March 14,
1900, are shown in the following table:
Mar. 14,1900.

Oct. 31, 1907.

Oct. 31, 1908.

Oct. 31, 1909.

$348,275. 00
167,466.00
79,310,710.00
79,378,160.00
58,770,660.00
11,784,150.00
24,103.400.00
104,000.00
27,000.00
32,409.00
254,026,230. 00

$344,248.00
164,708.00
120,274,210.00
249,946,530.00
183,416,620.00
17,387,000.00
38,215,100.00
91,000.00
24,000.00
42,025.50
609,905,441.50

$343,875.00
164,470.00
131,161,385.00
281,832,280.00
195,249,940.00
17,533,050.00
39,327,200.00
90,000.00
24,000.00
44,008.00
665,770,208.00

$343,613.00
164,322.00
141,067,495.00
303,273.700.00
204,646,360.00
16,615,500.00
37,599,000.00
89,000.00
23,000.00
45,887.00
703,865,877.00

Circulation secured by lawful money... 38,004,155.00
Circulation secured by bonds
216,022,075.00

47,252,852.00
562,727,614.00

39,065,637.50
626,779,350.00

25,521,114.00
678,344,763.00

Denominations, o
Ones
.
.
Twos
Fives
Tens.
.
Twenties
Fifties
One hundreds
Five hundreds
One thousands •
Unredeemed fractions
Total




a Gold notes not included.

15

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

On July 9, 1891, the amount of outstanding circulation reported
by the banks reached the lowest point in the history of the system
with respect to the paid-in capital stock, namely, 18.4 per cent, and at
that time was but 7.3 per cent of the metallic and paper currency of
the country. In the reports for September 1, 1909, outstanding
circulation is shown to have reached the maximum; that is, 69.6 per
cent since December 31, 1881, when it stood at 69.8 per cent of the
capital. On June 30, 1909, money in the United States amounted to
$3,406,300,000, of which the Juiie 23 bank reports show that 18.8
per cent consisted of national-bank circulation.
Changes that have occurred in the amount of outstanding circulation as reported by the banks of the various classes at date of the
statements made during the last report year are shown in the following table:
OUTSTANDING CIRCULATION REPORTED BY THE BANKS ON THE DATES INDICATED.
New
York,
Other
Chicago, reserve
and
cities.
St. Louis.

Date.

1908.
November 27.

Millions.
$46.2

$74.6

All
reserve
cities.

Country.

Total.

Millions. Millions. Millions. Millions.
$135.7
$210.3
$389.0
$599.3

1909.
February 5 . .
April 28
June 23
September 1.

50.2
50.4
50.4
52.7

79.8
80.4
80.9
83.9

139.8
145.2
146.0
150.6

219.6
225.6
226.9
234.5

395.7
410.7
414.4
423.5

615.3
636.3
641.3
658.0

Circulating notes to the enormous amount of $489,923,468 were
received for redemption at the national-bank redemption agency
during the past year, of which $115,898,700, being in conditionfitfor
circulation, were forwarded to the issuing banks and $374,024,768
delivered to this office for destruction. The receipts for redemption
during the current year were $107,563,304 in excess of the redemptions during the year 1908. The expenses incident to the redemption of national-bank circulation during the fiscal year ended June 30,
1909, ware $396,743.15, or $0.79762 per $1,000.
Receipts of currency for redemption by months are shown in the
following table:
Month.

Amount.

190S.
November
December

1909.
j $27,801,458
34,874,210

1909.
January...
February.
March




Month.

April......
May
June
July
56,627,458 August
37,227,225 | September
42,637,791
October

Amount.
UCh 125,141
48,247,752
47,935,059
46,403,870
36,939,830
31,890,067
31,759,154

16

BEPOET OF THE COMPTBOLLEB OF THE CUBBENCY.

As will be noted from the following statement, over 85 p>er cent of
the circulation received for redemption came from the eight cities
indicated and nearly 49 per cent from the city of New York:
RECEIPTS FOR REDEMPTION FROM THE CITIES NAMED.
City.
New York . . .

Amount.
$239,320,000
51,794,000
34,538,000
31,803,000

Chicago
Philadelphia

Boston

City.
St. Louis
Cincinnati
Baltimore
New Orleans

Amount.
$29,552,500
12,985,000
11,523,500
8,169,500

PBOFIT ON NATIONAL-BANK CIBCULATION.

By reason of the depreciation in the market price of government
bonds during the past year the computed profit on the issue of national-bank circulation has increased to a slight extent. The average
net price of 2 per cent consols in November, 1908, was 103.752, showing a profit on circulation on that basis of 1.084 per cent. In October,
1909, the market price has fallen to 101.052, when the profit on
circulation increased to 1.334. Panama Canal bonds declined from
102.328 in November, 1908, to 100.595 in October, 1909, the rate of
profit at the higher quotation being 1.236 per cent and at the lower
1.384. The market price of the 4 per cent loan of 1925 declined
during the year from 120.840 to 117.320, and the profit on circulation secured by these bonds increased from 0.768 to 1.211 per cent.
In estimating the profit on the issue of national-bank circulation,
there are deducted from the receipts, consisting of the interest on
bonds and interest on circulation at 6 per cent, the taxes, expenses,
and sinking fund, to ascertain the net receipts. The difference between the net receipts and interest on the cost of bonds at 6 per cent
is the measure of profit. As an illustration, $100,000 consols of 1930
cost $101,052 in October, 1909. The interest on the bonds and 6 per
cent on $100,000 circulation give the gross receipts as $8,000. Deducting from the gross receipts taxes of $500, expenses $62.50, and
sinking fund of $26.50, gives the total deduction $589. The difference between the receipts and deductions—that is, taxes, etc.—leaves
$7,411 as the net receipts. Interest on the cost of bonds at 6 per cent
produces $6,063.02. Deducting the interest on the cost of bonds from
the net receipts shows the net profit on the issue of $100,000 circulation
as $1,347.98, or 1.334 per cent.
EARNINGS AND DIVIDENDS OF NATIONAL BANKS.

Abstracts of reports of earnings and dividends of national banks for
the six months ended January 1 and July 1, 1909, are published in
the appendix of this report. Combining the returns for the two
periods in question, it is shown that the average capital was
$919,143,825 and the surplus was $585,407,483.46. The gross earnings of the banks during the year were $348,674,355.11, from which
losses and premiums were charged off to the amount of $40,453,705.87,
being 11.6 percent of the gross earnings, and $177,034,899.72 expenses
and taxes, equaling 50.54 per cent. The resulting net earnings are
shown to have been $131,185,749.52, from which dividends were paid



REPORT OF THE COMPTROLLER OF THE CURRENCY.

17

amounting to $92,993,449.76. The ratio of net earnings to capital
and surplus is 8.72; dividends to capital and surplus, 6.18; and
dividends to capital 10.12.
Records relating to the amount of earnings and dividends annually
during the forty years ended July 1, 1909, show that the average net
earnings have been $69,877,835 and dividends $52,885,467, or 8.89
per cent on the capital. The aggregate net earnings for this period
were $2,795,113,397, and dividends paid $2,115,418,691, an amount
equaling approximately three and one-third times that of the average
capital stock.
EXPENSES OF NATIONAL BANKS.

Excluding interest on government deposits provided by the act of
May 30, 1908, and corporation taxes authorized by the tariff act of
1909, national banks have paid to the Government in taxes on capital and deposits to June 30, 1883, on capital under the war-revenue
act of 1898, and on circulation to June 30, 1909, the sum of $183,662,698.98. The total expenses of the office of the Comptroller of
the Currency from 1863 to June 30, 1909, for which appropriations
were made, were $12,516,385.36. It is estimated that contingent
expenses not paid by the Comptroller, but from the general appropriation for contingent expenses of the department, including an
estimated amount properly chargeable to the cost of operation of
the bureau, equal the amount specifically appropriated, which would
give the estimated approximate cost of operation during the existence of the system of $25,000,000. In addition to taxes paid on
capital, deposits, and circulation, the banks have paid $6,363,192.69,
the expenses of redeeming their notes; $1,171,530 for plates from
which circulating notes are printed; and, from 1883 to 1909 inclusive,
$6,459,755.99 in fees for examinations. The expenses of the banks
for the last fiscal year were as follows: Tax on circulation, $3,190,543.04; cost of redemption of notes, $396,743.15; assessment for
plates, $42,275; examiners' fees, $510,928.07, making a total of
$4,140,489.26.
The expenses of the office of the Comptroller of the Currency for
the last fiscal year, excluding salaries reimbursed by national banks,
were $1,074,106.63, or $547,035.52 in excess of the expenses of the
fiscal year ended June 30, 1908. The increase in salaries was only
$2,127.34, while the increase in the cost of dies; plates, etc., was
$544,908.18. This large increase was mainly due to the legislation
of May 30, 1908, relating to the engraving of bank plates and the
printing therefrom of the extraordinary amount of circulating notes
to meet a possible emergency.
ORGANIZATION OF NATIONAL BANKS.

Section 5133 of the Revised Statutes, formerly section 5 of the act
of June 3, 1864, provides for the organization of national-banking
associations by any number of natural persons not less than 5. The
law confers authority upon the Comptroller of the Currency to
approve the corporate title of an association and also to withhold his
certificate authorizing an association to begin business when, as the
result of special examination or otherwise, it is ascertained that the
association has been organized for purposes other than those con10774—CUR 1909



2

18

REPORT OF THE COMPTROLLER OF THE CURRENCY.

templated by the act. It is further provided that no banks shall be
organized with capital less than $100,000 unless sanctioned by the
Secretary of the Treasury. To avoid formation of associations for
ulterior purposes or by those lacking the qualifications necessary to
successful conduct of the banking business, or in a place the population and business of which are insufficient to warrant the establishment of a national bank, the Comptroller, upon receipt of an application to organize, pauses a special investigation to be made, the results
of which determine the favorable or unfavorable action. Since the
beginning of the current calendar year, out of approximately 370
applications filed for authority to organize national banks, over 50
were rejected, mainly for the reasons hereinbefore stated.
The expansion of the national banking system along normal, safe,
and conservative lines is unquestionably desirable, but the organization of a bank is not warranted in a communitjr where there is no
reason for its existence; that is, where sufficient business would not
naturally come to warrant success, or where the board of directors
will not be composed of men of business ability equal to the best to
be found in the community, or where the organization is attempted
by promoters who, by public and private means, create a false impression that a bank is needed and that success is assured by merely
obtaining subscriptions to the capital stock.
From the date of the establishment of the national-banking system
in 1863 to October 31, 1909, charters were granted to 9,572 nationalbanking associations, of which 2,063 have been placed in voluntary
liquidation and 484 failed. The number of banks in operation at
the close of the year was 7,025. Included in the 9,572 associations
chartered are 1,503 banks, with original capital of $320,755,928,
which were conversions of state banks.
Since March 14, 1900, the date of the act authorizing the organization of banks with capital of $25,000, charters have been granted
to 4,308 associations, with capital of $261,083,300, a number greater
by 691 than the number of banks in existence on the date of the
passage of the act in question. The number of banks organized
during this period includes 2,768, with capital of $72,105,500, which
were organized under the act of March 14,1900, and 1,540, with capital
of $188,977,800, organized under the act of 1864 with individual
capital of $50,000 or over. By a further subdivision of these banks
it is shown that 2,384, with capital of $130,960,500, were banks of
primary organization; 1,340, with capital of $88,587,000, organizations to succeed state and private banks, and 584, with capital of
$41,535,800, were conversions of state banks.
In the current report year, charters were granted to 309 associations with authorized capital stock of $22,830,000. The average
number of banks organized monthly from March 14, 1900, to October
31, 1907, was approximately 40; the average in 1908, 27; and in
1909, 25 and a fraction.
As an indication of the character and distribution by States and
geographical divisions, of national banks organized since the passage
of the act in 1900, the following table is submitted:




SUMMARY, B Y STATES, GEOGRAPHICAL D I V I S I O N S , AND CLASSES, OF NATIONAL B A N K S ORGANIZED PROM M A R C H 14, 1900, TO OCTOBER 31,
AND T H E P A I D - I N CAPITAL STOCK OF ALL R E P O R T I N G NATIONAL B A N K S ON S E P T E M B E R 1, 1909.

Capital $25,000.

Capital over
$25,000 and less
t h a n $50,000.

No.

No.

States, etc.

Maine . . .
New Hampshire
Vermont
Massachusetts.. ..
Rhode Island
Connecticut
Total New England S t a t e s . . .
New York
New Jersey
Pennsylvania
Delaware.
Maryland
District of Columbia
Total Eastern States
Virginia .
West Virgina..
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi... .
Louisiana
Texas.
Arkansas
Kentucky
Tennessee
Total Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin.
Minnesota




Capital.

3
4
5
1

....
.

$75,000
100,000
125,000
25,000

4

Capital.

100,000

$30,000

Capital $50,000
and over.
No.

Capital.

6 1 $335,000
2 i
200,000
1
100,000
16
4,050,000
1
500.000
4
200,000

Total organizations.

No.
9
7
6
17
1
8

Capital.

1909,

National banks
reporting
Sept. 1, 1909.
No.

Capital
paid in.

$410,000
330,000
225,000
4,075,000
500,000
300,000

77
58
50
197
22
80

$9,051,000
5,452,475
5,460,000
54,467,500
6,700,250
20,289,200
101,420,425

17

425,000

1

30,000

30

5,385,000

48

5,840,000

484

79
46
202
6
28

1,975,000
1,150,000
5,050,000
150 000
700,000

8
7
23
3
5

247,500
210,000
772,000
95,000
172,000

82
35
212

15,920,000
2.760.000
23,205,000

11

930,000
1,250,000

169
88
437
9
44
4

18,142,500
4,120,000
29.027,000
245,000
1,802,000
1,250,000

438
184
801
28
105
11

162,249,970
20,632,640
114,465,520
2,373,985
17,686,415
5,552,000

361

9,025,000

46

1, 496,500

344

44,065,000

751

54,586,500 1,567

1,075,000
700,000
525,000
200,000
550,000
150,000
650,000
125,000
275,000
5,175,000
450,000
1,200,000
625,000

9
10
4

321,000
355,000
130,000

16
4
10
1
1
80
1
6
5

540,000
125,000
304,500
30,000
30,000
2, 541,000
30,000
190,000
150,000

34
34
27
14
42
19
32
18
17
126
22
30
27

3,345,000
2,805,000
2, 610,000
1, 685,000
3,950,000
3, 450,000
2, 675,000
1,765,000
3,210,000
12,250,000
1,820,000
4,920,000
2,760,000

86
72
52
22
80
29
68
24
29
413
41
84
57

4,741,000
3,860,000
3,265,000
1,885,000
5,040,000
3,725,000
3, 629, 500
1,920,000
3,515,000
19,966,000
2,300,000
6,310,000
3,535,000

468

11,700,000

147

4,746,500

442

47,245,000 1,057

101
86
146
10
35
169

2,525,000
2,150,000
3,650,000
250,000
875,000
4,225,000

17
15
16
3
4
15

598,000
483,000
553,500
100,000
125,000
471,000

84
62
76
25
27
29

W
o
o

322,960,530

43
28
21
8
22
6
26
5
11
207
18
48
25

i

11,975,000
6,900,000
11,960,000
4,740,000
3,300,000
4,500,000

202
163
238
38
66
213

118
96
72
33
102
39
76
31
35
523
44
148
89

13,513,500
8,497,680
7,035,000
4,595,500
11,581,500
5,130,000
8,472,000
3,460,000
8, 495,000
42,533,300
4,130,000
17,130,900
10, 440,000

63,691,500 1,406

145,014,380

375
256
419
99
130
269

61,480,200
26,366,242
58,728,350
15,077,500
16,250,000
21,566,000

15,098,000
9,533,000
16,163,500
5,090,000
4,300,000
9,196,000

1-3

W

3

SUMMARY, BY STATES, GEOGRAPHICAL DIVISIONS, AND CLASSES, OF NATIONAL BANKS ORGANIZED FROM MARCH 14, 1900, TO OCTOBER 31, 1909,
AND THE PAID-IN CAPITAL STOCK OF ALL REPORTING NATIONAL BANKS ON SEPTEMBER 1, 1909—Continued.

Capital $25,000.

Capital over
$25,000 and less
t h a n $50,000.

No.

No.

States, etc.

Iowa
Missouri
Total Middle Western States
North Dakota .
South Dakota
Nebraska
Kansas
Montana..
.
Wyoming
Colorado

Hawaii
Porto Rico
Total island possessions
Total United States




No.

.

. . . .

. . .

>
...

19
13

$630,000
420,000

55
36

17,025,000

102

3,380,500

394

113
G3
86
87
17
11
44
23
255

2,825,000
1,575,000
2,150,000
2,175,000
425,000
275,000
1,100,000
575,000
6,375,000

7

215,000
90,000
515.000
250,000
100,000

4
20

699

.

352,550,000
800,000

681

Total Western States

Total Pacific States

Capital.

and over.

102
32

New Mexico
Oklahoma
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska

Capital.

Capital $50,000

17,475,000

68

31
29
65
26
6
3
4

775,000
725,000
1,625,000
650 000
150,000
75,000
100,000

164

4,100,000

2

50,000

2

59,800,000

$3,320,000
11,285,000

National banks
reporting
Sept. 1, 1909.

No.

Capital.

No.

$6,500,000
12,505,000

320
129

$20,585,000
33,585,990

78,385,500 1,997

253,639,282

176
81

57,980,000 1,177

Capital
paid in.

140
95
219
209
47
29
115
42
225

4,872,500
3,715,000
14,000,000
12,092,500
4,411,000
1,585,000
9,342,300
2,070,000
9,730,000

947

32,496,000 1,121

61,818,300

57
50
143
41
11
11
9
1

2,590,000
2,186,000
16,817,800
1,455 000
705,000
1,250,000
330,000
50,000

74
72
159
45
20
12
13
2

9,022,500
5,161,000
37,484,150
2 369,500
2,180,000
1,832,000
930,000
100,000

20,902,800

323

25,383,800

397

59,079,150

2
1

550,000
100,000

4

600,000
100,000

4
1

610,000
100,000

3

650,000

5

700,000

5

710,000

261,083,300 6,977

944,642,067

301,000
125,000
675,000

11
28
29
11
11
32
10
41

400,000
550,000
1,885,000
2,250,000
1,010,000
625,000
2,550.000
575,000
2,905,000

127
77
129
123
31
22
85
37
316

2,271,000

180

12,750,000

1

70,000
26,000
130,000
95 000
30,000

1

30,000

24
20
74
12
4
8
4
1

1,745,000
1,435,000
15,062,800
710 000
525.000
1,175,000
200,000
50,000

12

381,000

147

15
7
Q

1

50,000

2,392

Capital.

Total organizations.

376

to

o

12,305,500 1,540 188,977,800 4,308

3,440,000
2,215,000
4,550,000
4,675,000
1,535,000
900,000
3,951,000
1,275,000
9,955,000

Q
O

g
H
O
t1

O

o

21

EEPORT OF THE COMPTKOLLER OF THE CURRENCY.

Number and capital of national banks, by classes, organized since
March 14, 1900, number of national banks organized in each month
and year since that date, together with the number and classification
of organizations during the past year, are shown in the following
tables:
SUMMARY, BY CLASSES, OP NATIONAL BANKS ORGANIZED FROM MARCH 14, 1900, TO
OCTOBER 31, 1909.

Conversions.

Reorganization.

Classification.
No.

Capital.

349 $9,218,000
235 32,317,800

Capital less than $50,000
Capital $50,000 or over

Total

584

Capital.

No.

Primary
organization.
No.

Total.

Capital.

No.

Capital.

842 $22,327,000 1,577 $40,560,500 2,768 $72,105,500
498 66,260,000 807 90,400,000 1,540 188,977,800

41,535,800 1,34.0

88,587,000 2,384 130,960,500 4,308 261,083,300

NUMBER OF NATIONAL BANKS ORGANIZED IN EACH MONTH FROM MARCH 14,
TO OCTOBER 31, 1909.

1900,

1900. I 1901. !1902. 1903. 1904. 1905. 1906. 1907. I 1903. 1909.

Month.

No. No.
36
31
35
30
54
40
41
27
23
27
32
36

January
February..
March
April
May
June
July
August
September.
October
November.
December..

398

Total..

412

492

No.
45
41
41
43
45
42
32
33
31
41
27
41

No.

No.

40
42
50
46
52
55
40
39
46
28
19
23

32
36
39
34
33
21
37
20
14
18
21
18

28
20
22
26
24
44
28
32
24
22

515 i 460 I 486 462

No.
40
28
41
50
50
42
38
42
38
33
36
54

490

323

270

No. | No.

34 I 36
50 | 35
56
42

No.
45
39
50
42
49
48
37
44
35
36
23
38

No.

NUMBER AND CLASSIFICATION OF NATIONAL BANKS ORGANIZED DURING THE YEAR
ENDED OCTOBER 31, 1909.

Reorga—ns.

Month.
No.

Capital.

No.

10 | $330,000
9 ! 1,850,000
16 1,735,000
10
905,000
10
485,000
14
475,000
15
805,000

November..
December..
January
February...
March.."....
April
May
June
July
August
September.
October....

15
24
15
14

1,280,000
510,000
935,000
1,200,000
1,040,000

Total.

176

11,550,000




Capital.

Conversions.
No.

$400,000
100,000
680,000
615,000
575,000
205,000
435,000
500,000
110,000
1,165,000
700,000
240,000
67

5,725,000

Capital.

Total.
No. I Capital.

$165,000
465,000
360,000
75,000
1,225,000
850,000
300,000
990,000
675,000
100, 000
125,000
225,000
66

5,555,000

$895,000
2,415,000
2,775,000
1,595,000
2,285,000
1,530,000
1,540,000
2,770,000
1,295,000
2,200,000
2,025,000
1,505,000
309

Bonds
deposited.
$239,320
280,010
551,520
308,750
410,300
514,000
570,760
884,260
364,530
420,250
429,260
423, 760

22,830,000 i 5,396,720

22

REPORT OF TI{E COMPTROLLER OF THE CURRENCY.

Growth of national banks, as indicated by the number, capital
stock, etc., between March 14, 1900, and October 31, 1909, is shown
in the following table:
NUMBER OP NATIONAL BANKS IN EXISTENCE, AUTHORIZED CAPITAL STOCK, BONDS ON
DEPOSIT TO SECURE CIRCULATION, CIRCULATION SECURED BY BONDS AND BY LAWFUL
MONEY, ON MARCH 14, 1900, OCTOBER 31, 1906, 1907, 1908, AND 1909.
Mar. 14,1900. Oct. 31, 1906.: Oct. 31, 1907. i Oct. 31, 1908.Oct. 31, 1909.
Number of banks
Authorized capital
Bonds on deposit
Circulation on bonds
Circulation, lawful money
Total circulation

3,617
$616,308,095
$244,611,570
$216,374,795
$38,027,935
$254,402,730

6,225
$845,939,775
$539,653,180
$536,933,169
$46,238,816
$583,171,985

6,650
$909,274,775
$566,994,910
$562,727,614
$47,252,852
$609,980,466

7,025
$964,621,925
$679,545,740
$678,344,764
$25,595,793
$703,940,557

6,873
$930,365,275
$632,624,850
$626,778,555
$39,065,637
$665,844,192

Number of national banks organized in each State and geographical division, together with the number in active operation, in
liquidation, and those placed in charge of receivers, appears in the
following table:
NUMBER OF NATIONAL BANKS ORGANIZED, INSOLVENT, AND IN VOLUNTARY LIQUIDATION FROM BEGINNING OF THE SYSTEM (FEBRUARY 25, 1863) TO OCTOBER
31, 1909; ALSO NUMBER IN OPERATION ON THAT DATE.
States.

Organized.

Maine
New Hampshire
Vermont . . .
Massachusetts

4
28

225

482

653
212
956
28
117
23

47

165

1
3

11
8

441
187
811
28
105
12

1,989

Total New England States

.

.

Total Eastern States

.

. . .

Total Southern States
Ohio
Indiana
Illinois
Michigan..
Wisconsin
Minnesota
Iowa
Missouri
Total Middle Western States




In operation.

735

Rhode Island

Virginia
West Virginia.
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

In liquidation.
31
9
17
101
43
24

94

311

1,584

142
116
92
44
125
54
109
41
57
693
55
197
136

6
1
5
1
6
9
8
2
5

18
19
12
9
17
6
24
8
17

31

140

6
44
37

118
96
75
34
102
39
77
31
35
522
45
148
92

108
71
74
309
65
108

Connecticut

New York
New Jersey
Pennsylvania
Delaware. .
.. .
Maryland
District of Columbia

Insolvent.

...

4
7
13

8
35

4
5
7

17
110

77
58
50
195
22
80

1, 861

.

..

90

357

1,414

575
353
554
207
190
324
425
•212

25
15
21

170
79
107

15

92

12

70

380
259
426
100
130
269
322
130

2,840

117

707

2,016

6
8
15

54
47
88

23

EEPOET OF THE COMPTEOLLEK OP THE CURRENCY.

NUMBER OF NATIONAL BANKS ORGANIZED, INSOLVENT, AND IN VOLUNTARY LIQUIDATION FROM BEGINNING OF THE SYSTEM, ETC.—Continued.
Organized. Insolvent.

States.
North Dakota..
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma

.

170

. .

15

141

24
59

95
219

100

207

48
30
115
42
223

.

Total Pacific States
Hawaii
Porto Rico
Total island possessions

343

11
20
36
10
2
9
8

17
5
26
8
116

114

370

1,120

135
92
195
55
28
. 14
17
2

23
7
7

37
13
24

75
72
164
46
20
12
13
2

538

41

93

404

130
298
75
37
150
54
347

. . .

Total United States

In operation.

1,604

..

Total Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska

14

In liquidation.

.

.

.. ..

\
1
1

1

4
1

4
1
5
9,572

5

a 484

2,063

7,025

a Total number of receiverships, 508. Four banks failed for the second time, and 20 were restored to
solvency.

EXTENSION OF CORPORATE EXISTENCE OF NATIONAL BANKS.

The act of 1864 fixes the corporate life of a national banking association at twenty years. Under date of July 12, 1882, the act was
passed authorizing extensions r for an additional period of twenty
years, and second extensions w ere authorized by the act of April 12,
1902. From 1882 to October 31, 1909, first extension of charters
were granted to 2,795 banks and under the act of 1902 to 969 banks.
During the past year 130 charters were extended for the first time
and 1 for the second. During 1910 the charters of 190 banks may
be extended for the first time and 24 for the second. For the information of banks interested there is given in the appendix of this
report a list of all associations the charters of which will expire during
the 3^ear ending October 31, 1910.




24

REPORT OF THE COMPTROLLER OF THE CURRENCY.
CHANGES IN TITLES OF NATIONAL BANKS.

In the year ended October 31, 1909, there were nine changes of corporate titles of national banking associations, the banks concerned,
the new and old titles, with date of approval of the changes, being
shown in the following table:
Title and location.

No.

Date.

953 "The New Castle National Bank," New Castle, Me., to "The New Castle National Bank

of Damariscotta," Me

8136
5296
6425
9174
8026
335
6964
6408

Nov. 16
1909.
"The Logan National Bank" Logan, W. Va., to "The First National Bank of Logan".. Jan. 15
"The First National State Bank of Sheridan," Ind., to "The First National Bank of
Sheridan "
Jan. 20
"The Consolidated National Bank of New York," N. Y., to "The National Reserve
Bank of the City of New York"
Mar. 1
"The London Paris National Bank of San Francisco," CaL, to "The Anglo & London
Paris National Bank of San Francisco"
Mar. 17
"The National Bank of Rochester," N. Y., to "Lincoln National Bank of Rochester".. Apr. 7
"The First National Bank of Bridgeport," Conn., to "The First-Bridgeport National
Bank"
July 21
"The Lackawanna National Bank of West Seneca," N. Y., to "Lackawanna National
Bank," Lackawanna, N. Y
Aug. 2
"The New Haven National Bank," New Haven, Pa., to "The Union National Bank of
Connellsville," Pa
Oct. 16
VOLUNTARY LIQUIDATIONS.

Under section 5220 of the Revised Statutes, a national banking
association may be placed in voluntary liquidation at any time prior
to the expiration of its corporate existence, under authority therefor
of a resolution adopted by shareholders representing at least twothirds of the capital stock. During the current year 149 associations, with $14,225,850 capital stock, were closed voluntarily, of which
25, with capital of $6,935,850, were absorbed by other national banking
associations; 14, with capital of $2,175,000, were absorbed by state
banks or trust companies; 83, with capital of $3,610,000, liquidated to
reorganize as state banks; 2, with capital of $300,000, the corporate
existence of which expired by limitation, were succeeded by new
national banking associations; and 25, with capital of $1,205,000,
closed to discontinue business. The following is a list of banks
placed in voluntary liquidation during the year ended October 31,
1909; the names, where known, of succeeding banks, in cases of succession, being also given:




NATIONAL BANKS PLACED IN LIQUIDATION.

Name and location of bank and of succeeding bank.

First National Bank, Tallapoosa Ga. (7220); succeeded by Bank of Tallapoosa
Peoples National Bank, Kingfisher, Okla. (5790)
Wagoner National Bank, Wagoner, Okla. (6048); consolidated with First National Bank of Wagoner.
City National Bank, Cordell, Okla. (6647); succeeded by Cordell State Bank
National Bank of Commerce, Denver, Colo. (4358); consolidated with United States National Bank
of Denver.
Altus National Bank, Altus, Okla. (7159); succeeded by Altus State Bank
,
First National Bank, Remington, Ind. (8060)
American National Bank, Pittsburg, Pa. (7581); succeeded by American Deposit and Trust Co.,
Pittsburj
American National Bank, Cincinnati, Ohio (8438); absorbed by Fifth-Third National Bank of Cincinnati
Cherokee National Bank, Tahlequah, Okla. (6414); succeeded by Oklahoma State Bank, of Tahlequah.
Citizens National Bank, Waurika, Okla. (8715); succeeded by First State Bank
First National Bank, Eldorado, Okla. (8126); succeeded by First State Bank of Eldorado
State National Bank, Blackwell, Okla. (7583); succeeded by State Guaranty Bank of Blackwell..
Newport News National Bank, Newport News, Va. (6781)
Farmers National Bank, Temple, Okla. (8310)
Bokchito National Bank, Bokchito, Okla. (7499); succeeded by Bokchito State Bank
First National Bank, Afton, Okla. (8790); succeeded by Bank of Afton
Clinton National Bank, Clinton, Okla. (6851); consolidated with First State Bank of Clinton
First National Bank, Frankston, Tex. (7623)
Alva National Bank, Alva, Okia. (6490); succeeded by Alva Security Bank of Alva
First National Bank, Bokchito, Okla. (6683); succeeded by Citizens State Bank
Farmers and Merchants' National Bank, Eldorado, Okla/(8944); succeeded by Farmers and Merchants' State Bank of Eldorado
First National Bank, Mannsville, Okla. (6578); succeeded by First State Bank of Mannsville
Merchants and Farmers' National Bank, Weatherford, Tex. (3975); succeeded by Merchants and
Farmers State Bank of Weatherford
United States National Bank, San Francisco, Cal. (7691); consolidated with Merchants National
Bank of San Francisco
Swedish-ximerican National Bank, Minneapolis, Minn. (4951); consolidated with North Western
National Bank of Minneapolis
Bankers' National Bank, Kansas City, Kans. (8602); succeeded by Peoples National Bank of Kansas City
First*National Bank, Granite, Okla. (8342); succeeded by State Guaranty Bank of Granite
Farmers and Merchants' National Bank, Lebanon, Ohio (8507); consolidated with Citizens National Bank of Lebanon
Union National Bank, Kansas City, Mo. (3637); absorbed by National Bank of Commerce of
Kansas City




Date of
closing.
Sept. 8,1908
Sept. 12,1908

Date of
authority to
commence

Circulation.
Capital
stock.

21,1904
24,1901
14,1901
26,1903
8,1890
15,1904
22,1906

$25,000
30,000

Nov. 14,1908
Nov. 15,1908
Nov. 21,1908

Apr.
Apr.
Dec.
Feb.
July
Feb.
Jan.

Nov. 23,1908
Nov. 24,1908

Issued.

Redeemed. Outstanding.

$25,000
30,000

$16,070
10,600

19,900

25,000
25,000 !

12,500
6,500

3,650
2,900

8,850
3,600

500,000
30,000 I
25,000 I

500,000
7,500
6,600

479,100
3,450
2,650

20,900
4,050
3,950

Jan. 28,1905

400,000

100,000

46,600

53,400

Nov. 22,1906

500,000

50,000

25,550

24,450

Nov. 25,1908
Dec. 1,1908
do
Dec. 4,1908
Dec. 14,1908
Dec. 15,1908
Dec. 16,1908
.do.
Dec. 19,1908
Dec. 21,1908
Dec. 22,1908
Dec. 29,1908

Sept. 9,1902
May 29,1907
Mar. 7.1906
Jan. 30.1905
May 14,1903
July 25.1906
Dec. 3,1904
July 9.1907
June 23,1903
Feb. 23,1905
Nov. 15.1902
Mar. 21.1903

25,000
25,000
25,000
25,000
100,000
25,000
25,000
25,000
25,000
25,000
40,000
25,000

6,250
6,250
6,500
25,000
25,000
25,000
6,250
9,000
25,000
6,300
36,000
6,250

3,150
3,200
3,250
9,700
503
21,350
2,900
4,250
17,600
3,050
14,600
2,700

3,100
3,050
3,250
15,300
24,497
3,650
3,350
4,750
7,400
3,250
21,400
3,550

Dec. 30,1908
Dec. 31,1908
....do

Nov. 12,1907
Jan. 10,1903

25,000
25,000

6,500
6,250

3,100
3,150

3,400
3,100

Oct. 15,1908
Nov. 10,1908

.do.
.do.

Feb.

7,1889

100,000

100,000

41,250

58,750

Apr.

15,1905

200,000

200,000

115,553

84,447

Apr.

18,1894

500,000

500,000

493,200

6,800

Jan. 2,1909
Jan. 11,1909

Mar. 20,1907
Aug. 28,1906

250,000
25,000

100,000
6,250

38,203
2,900

61,797
3,350

Jan. 12,1909

Jan.

8,1907

35,000

30,000

15,300

14,700

....do

Feb. 19,1887

600,000

600,000

63,400

536,600

to

NATIONAL BANKS PLACED IN LIQUIDATION—Continued.

Name and location of bank and of succeeding bank.

Date of

closing.

City National Bank, East St. Louis, 111. (8932); absorbed by Illinois State Trust Co. Bank of
Jan. 16,1909
East St. Louis
American National Bank, Everett, Wash. (6053); consolidated with First National Bank of
do
Everett.
Alvord National Bank, Alvord, Tex. (6067); succeeded by Alvord State Bank
do
First National Bank, Milburn, Okla. (7842); succeeded by Johnson County State Bank of Milburn. Jan. 18,1909
Chandler National Bank, Chandler, Okla. (6142)
do.
Farmers' National Bank, Newkirk, Okla. (8214); succeeded by Farmers State Bank of Newkirk... Jan. 19,1909
Comanche National Bank, Comanche, Okla. (8366); succeeded by Comanche State Bank
Jan. 20,1909
....do
National Bank of Commerce, Holdenville, Okla. (6540)
People's National Bank, New Orleans, La. (7498); absorbed by Peoples Savings Trust and Banking
Co. of New Orleans
Jan. 29,1909
First National Bank, Omro, Wis. (5566); succeeded by Farmers Bank of Omro
Jan. 30,1909
First National Bank, Waverly, Term. (5963); succeeded by Citizens National Bank of Waverly
Feb. 1,1909
First National Bank, Ravia, Okla. (7976)
do.
People's National Bank, Economy, Pa. (7528); consolidated with First National Bank of Ambridge.
do
First National Bank, Kaw City, Okla. (8577); succeeded by First State Bank of Kaw City
Commercial National Bank, Pendleton, Oreg. (7301); consolidated with American National Bank Feb. 3,1909
v
of Pendleton
.
Feb. 5,1909
First National Bank, Cordell, Okla. (6052); succeeded by Oklahoma State Bank of Cordell
.....do
First National Bank, Havre, Mont. (5676); consolidated with Security State Bank of Havre
Feb. 6,1909
First National Bank, Waukomis, Okla. (7967); succeeded by First State Bank of Waukomis
Feb. 10,1909
Feb. 11,1909
Farmers' National Bank, Vinita, Okla. (6602); succeeded by Farmers' State Bank of Vinita
Feb. 12,1909
First National Bank, Terral, Okla. (7996)
Arkansas Valley National Bank, Broken Arrow, Okla. (7600); succeeded by Arkansas Valley State
Bank of Broken Arrow
Feb. 15,1909
First National Bank, Hanley Falls, Minn. (6285); succeeded by First State Bank of Hanley Falls.. .....do
First National Bank, Mulhall, Okla. (9032)
.do.
Feb. 20,1909
National Union Bank, Oshkosh, Wis. (4508): succeeded by City National Bank of Oshkosh
Farmers' National Bank, Midlothian, Tex. (8568); absorbed by First National Bank of Midlothian.
do
First National Bank, Sayre, Okla. (6058); succeeded by First State Bank of Sayre
.do.
First National Bank, Collinsville, Okla. (6138); succeeded by Oklahoma State Bank of Collinsville. Feb. 22,1909
Feb. 23,1909
First National Bank, Elk City, Okla. (5766); succeeded by First State Bank of Elk City
First National Bank, Erick, Okla. (8010); succeeded by First State Bank of Erick
Feb. 24,1909
First National Bank, Hastings, Okla. (8209); succeeded by Oklahoma State Bank of Hastings
Feb. 27,1909
First National Bank, Muldrow, Okla. (6717); succeeded by Cherokee State Bank of Muldrow
American National Bank, Tishomingo, Okla. (7042); succeeded by American State Bank of Tishomingo
Feb. 28,1909
American National Bank, Winchester, Tenn. (8631); consolidated with Farmers' National Bank
of Winchester
Mar. 1,1909
First National Bank, Tonl*awa, Okla. (7444); succeeded by First State Bank of Tonkawa
do
First National Bank, Campbellsport, Wis. (6222); succeeded by First State Bank of Campbellsport. Mar. 6,1909




Circulation.

Date of
authority to
commence
business.

Capital

stock.

Issued.

Redeemed.

Outstanding.

Oct. 26,1907

$200,000

$200,000

$192,550

$7,450

Dec. 19,1901
Dec. 27,1901
July 25,1905
Feb. 28,1902
May 10,1906
Sept. 17,1906
Dec. 18,1902

100,000
50,000
25,000
25,000
25,000
25,000
25,000

100,000
12,500
6,250
6,500
10,000
6,250
6,250

35,400
4,800
2,750
2,050
4,005
6,200
2,500

64,600
7,700
3,500
4,450
5,995
50
3,750

Dec.
Aug.
Sept.
Nov.
Dec.
Mar.

1,1904
31,1900
12,1901
13,1905
27,1904
4,1907

200,000
30,000
35,000
25,000
50,000
25,000

150,000
25,000
8,750
6,250
12,500
10,000

66,500
9,800
3,300
2,950
4,800
2,800

83,500
15,200
5,450
3,300
7,700
7,200

June
Dec.
Jan.
Nov.
Feb.
Dec.

14,1904
16,1901
11,1901
1,1905
2,1903
5,1905

50,000
25,000
25,000
25,000
25,000
25,000

50,000
6,300
6,500
6,250
6,500
25,000

44,500
3,650
2,700
2,850
2,450
11,600

5,500
2,650
3,800
3,400
4,050
13,400

Feb.
June
Feb.
Jan.
Feb.
Dec.
Feb.
Apr.
Dec.
May
Apr.

6,1905
2,1902
14,1908
20,1891
26,1907
20,1901
26.1902
3,1901
15,1905
7,1906
10.1903

25,000
25,000
25,000
200,000
25,000
25,000
25,000
100,000
25,000
25,000
25,000

25,000
20,000
10,000
200,000
6,250
25,000
8,500
25,000
10,000
6,250
17,500

11,600
7,350
3,630
123,500
2,650
9,250
3,050
10,300
4,100
2,900
7,950

13,400
12,650
6,370
76,500
3,600
15,750
5,450
14,700
5,900
3,350
9,550

Nov. 24,1903

25,000

25,000

Apr. 3,1907
Oct. 17,1904
Apr. 22^1902

25,000
25,000
25,000

12,500
25,000
10,000

25,000
5,350
9,300
3,250

7,150
15,700
6,750

First National Bank, Enid, Okla. (5335); succeeded by Enid State Guaranty Bank
j
National Exchange Bank, Springfield, Mo. (5082); absorbed by Merchants' National Bank of
Springfield
Lawton National Bank, Law ton, Okla. (8375); succeeded by Lawton State Bank
First National Bank, Mansfield, La. (7232)
Citizens' National Bank, Curwensville, Pa. (6969); consolidated with Curwensville National Bank.
Barton National Bank, Barton, Vt. (2290); absorbed by Barton Savings Bank and Trust Co
Faneuil Hall National Bank, Boston, Mass. (847); absorbed by Beacon Trust Co. of Boston
Blackwell National Bank, Blackwell, Okla. (6916); succeeded by Oklahoma Guaranty Bank of
Blackwell
First National Bank, Fort Gibson, Okla. (6539)
Hobart National Bank, Hobart, Okla. (5915); succeeded by Hobart State Bank
First National Bank, Pond Creek, Okla. (6655); succeeded by First State Bank of Pond Creek
First National Bank, Colbert, Okla. (7962); succeeded by Colbert State Bank
Houston National Bank, Houston, Tex.a (4028); succeeded by Houston National Exchange Bank.
First National Bank, McLean, Tex. (7413); consolidated with Citizens State Bank of McLean
National Bank of Forney, Tex. (4014); succeeded by Farmers National Bank of Forney
Boyle National Bank, Danville, Ky. (3317); succeeded by Boyle Bank and Trust Co. of Danville..
First National Bank, Shawneetown, 111. (915)
Atoka National Bank, Atoka, Okla. (5791); succeeded by Oklahoma State Bank of Atoka
National Bank of Commerce, Stillwater, Okla. (5436)
First National Bank, Dike, Iowa (5372); succeeded by Farmers Savings Bank of Dike
First National Bank, Bogalusa, La. (8959)
German National Bank, Oshkosh, Wis. (4196); absorbed by Old National Bank of Oshkosh
First National Bank, Durand, Mich. (5415)
Farmers' National Bank, Ponca City, Okla. (6061); succeeded by Farmers' State Bank of Ponca..
First National Bank, Duncan, Okla. (5379); succeeded by First State Bank of Duncan
Yankton National Bank, Yankton, S. Dak. (4613); consolidated with First National Bank of
Yankton
First National Bank, Wewoka, Okla. (6254); succeeded by First Guaranty Bank of Wewoka
West Virginia National Bank, Huntington, W. Va. (7359); consolidated with First National Bank
of Huntington
Carmen National Bank, Carmen, Okla. (6844); succeeded by State Guaranty Bank of Carmen
Oklahoma National Bank, Shawnee, Okla. (5875); succeeded by Oklahoma State Bank of Shawnee.
First National Bank, Geneva, Ala. (5714); succeeded by Bank of Geneva
American National Bank, Bluefield, W. Va. (7734); absorbed by Fidelity Banking and Trust Co.
of Bluefield
Merchants' and Planters' National Bank, Davis, Okla. (7442); succeeded by Oklahoma State Bank
of Davis
Fanners' National Bank, Westchester, Pa. (2857); absorbed by Farmers' and Mechanics' Trust
Co. of Westchester
Commercial National Bank, Salt Lake City, Utah a (4051); succeeded by Continental National Bank
of Salt Lake City
National Bank of Pond Creek, Okla. (7103); succeeded bv Farmers' Guaranty Bank of Pond Creek.
Childress National Bank, Childress, Tex. (6024); absorbed by City National Bank of Childress....
First National Bank, Sulphur, Okla. (5748); absorbed by Security State Bank of Sulphur
First National Bank, Talihina, Okla. (7780); succeeded by First State Bank of Talihina
Okmulgee National Bank, Okmulgee, Okla. (6855); succeeded by Okmulgee State Bank
First National Bank, Sallisaw, Okla. (5596)
National City Bank, Houston, Tex. (8288); consolidated with Lumberman's National Bank of
Houston




Mar.

8,1909

May

7,1900

Mar. 10,1909
Mar. 13,1909
do
Mar. 15,1909
do
Mar. 16,1909

July
Sept.
Apr.
Sept.
July
Feb.

19,1897
24,1906
28,1904
28,1903
30,1875
27,1865

100,000
50,000
25,000
100,000
100,000
1,000,000

100,000
18,300
25,000
100,000
50,000
50,000

15,450
7,650
8,050
45,395
19,755
11,997

84,550
10,650
16,950
54,605
30,245
38,003

Mar.
Mar.

Aug.
Dec.
July
Mar.
Oct.
May
Sept.
Apr.
Mar.
Mar.
Apr.
June
May
Dec.
Jan.
June
Dec.
May

10,1903
18,1902
25,1901
4,1903
24,1905
7,1889
29,1904
18,1889
2,1885
21,1865
25,1901
18,1900
25.1900
5,1907
7,1890
11,1900
26.1901
27,1900

30,000
25,000
25,000
25,000
25,000
100,000
25,000
50,000
100,000
50,000
50,000
25,000
25,000
25,000
100,000
25,000
25,000
50,000

30,000
6,250
25,000
25,000
6,250
25,000
12,500
50,000
100,000
12,500
50,000
25,000
25,000
6,250
75,000
25,000
25,000
25,000

8,650
2,205
5,350
7,400
2,450
7,000
4,400
19,755
32,650
3,550
18,750
8,650
8,200
3,830
18,950
6,950
6,900
8,800

21,350
4,045
19,650
17,600
3,800
18,000
8,100
30,245
67,350
8,950
31,250
16,350
16,800
2,420
56,050
18,050
18,100
16,200

Aug. 13,1891
May 13,1902

50,000
25,000

50,000
6,250

8,650
2,000

41,350
4,250

11,1904
19,1903
24,1901
15,1901

135,000
25,000
50,000
50,000

125,000
25,000
50,000
50,000

48,900
7,150
13,900
21,850

76,100
17,850
36,100
28,150

.do.

May 11,1905

100,000

80,000

33,700 j

46,300

.do.

Oct. 15,1904

35,000

35,000

9,400 i

25,600

17,1909
19,1909
do.
Mar. 20,1909
Mar. 25,1909
Mar. 28,1909
Mar. 30,1909
Mar. 31,1909
.do.:
do
.....do
Apr. 1,1909
Apr. 5,1909
do.

Apr. 6,1909
Apr. 7,1909
Apr. 8,1909
Apr. 13,1909
do
do
Apr. 17,1909
Apr. 19,1909
May 1,1909
do

May
May
May
May
May
May
May
May

25,000 |
I

8,300 [

16,700

3,1909 I Jan. 11,1883

100,000

25,000

8,550

16,450

June
Jan.
Nov.
Mar.
June
June
Oct.

12,1889
19,1904
18,1901
20,1901
10,1905
25,1903
15,1900

200,000
25,000
50,000
50,000
25,000
50,000
25,000

200,000 i
25,000
12,500
50,000
12,500
50,000
25,000

51,600
6,100
3,800
12,500
4,400
12,850
18,650

148,400
18,900
8,700
37,500
8,100
37,150
6,350

July

2,1906

250,000

250,000

58,605

191,395

6,1909
7,1909
8,1909
12;1909
14,1909
17,1909
18,1909

May 25,1909

a Expired by limitation.

Aug.
June
June
Feb.

50,000 !

tS^

NATIONAL BANKS PLACED IN LIQUIDATION—Continued.

to
00

Name and location of bank and of succeeding bank.

Citizens' National Bank, Calvin, Okla. (7053); succeeded by Citizens State Bank of Calvin
City National Bank, Wagoner, Okla. (7628); succeeded by Citizens State Bank of Wagoner
First National Bank, Wakita, Okla. (5982); succeeded by State Bank of Wakita
Caldwell National Bank, Caldwell, Kans. (6333); succeeded by Caldwell State Bank
City National Bank, Frederick, Okla. (8206): succeeded by State Guaranty Bank of Frederick
Farmers' National Bank, Lexington, Okla. (7207); succeeded by Farmers State Guaranty Bank of
Lexington
First National Bank, Olustee, Okla. (8316); succeeded by First State Bank of Olustee
First National Bank, Kingston, Okla. (7893)
Farmers' National Bank, Hubbard, Tex. (7407); absorbed by First State Bank of Hubbard
Farmers National Bank, Kingman, Kans. (7412); succeeded by Farmers State Bank of Kingman..
Anoka National Bank, Anoka, Nebr. (6464); succeeded by Bo'yd County State Bank of Anoka
First National Bank, Longton, Kans. (8525); succeeded by State Bank of Longton
First National Bank, Tuttle, Okla. (8475)
'.
First National Bank, Greenup, 111. (6191); consolidated with Greenup National Bank
Bankers' National Bank, Ardmore, Okla. (8354); succeeded by Guaranty State Bank of Ardmore..
Bridgeport National Bank, Bridgeport, Conn. (910); absorbed by First Bridgeport National Bank..
Ochiltree National Bank, Ochiltree, Tex. (8911); absorbed by First National Bank of Ochiltree
First National Bank, Keota, Okla. (8177); succeeded by First State Bank of Keota
First National Bank, Elgin, Minn. (7184); succeeded by First State Bank of Elgin
National Bank of Holton, Kans. (5041); succeeded by Linscott State Bank of Holton
First National Bank, Frederick, Md. (1589); absorbed by Central National Bank of Frederick
First National Bank, Texico, N. Mex. (8173)
*.
First National Bank, Punxsutawney, Pa. (3030); absorbed by Punxsutawney National Bank
Farmers' National Bank, Durant, Okla. (6928); succeeded by Oklahoma State Bank of Durant..
City National Bank, Mangum, Okla. (7328); succeeded by City State Bank of Mangum
First National Bank, Geary, Okla. (6163)
First National Bank, De Kalb, Tex. (8449); succeeded by First State Bank of De Kalb
Continental National Bank, Louisville, Ky. (7457); absorbed by Commercial Bank and Trust Co.
of Louisville
Bankers' National Bank, Chicago, 111. (4787); absorbed by Commercial National Bank of Chicago.
First National Bank, Mound Valley, Kans. (8107); succeeded by Peoples' State Bank of Mound
Valley.
American National Bank, Los Angeles, Cal. (6545); absorbed by Citizens' National Bank of Los
Angeles
Peoples National Bank, Sedan, Kans. (7535)
First National Bank, Ponca City, Okla. (5474)
Metropolitan National Bank, Boston, Mass. (2289)
First National Bank, Shattuck, Okla. (8687); succeeded by Guarantee State Bank of Shattuck
First National Bank, Marlow, Okla. (5724); succeeded by Guaranteed State Bank of Marlow




Circulation.

Date of
closing.

Date of
authority to
commence
business.

May 29,1909
June 1,1909
June 2,1909
June 15,1909
do

Dec. 5,1903
Mar. 2,1905
Oct. 2,1901
July 10,1902
May 4,1906

$25,000
50,000
25,000
25,000
25,000

$6,250
25,000
25,000
25,000
6,250

$1,600
5,700
16,800
6,100
1,100

$4,650
19,300
8,200
18,900
5,150

June 16,1909 Apr. 11,1904
June 20,1909 July 30.1906
June 22,1909 Aug. 30.1905
June 24,1909 Sept. 23,1904
June 30,1909 Sept. 26,1904
July 1,1909 Oct. 22.1902
do
Jan. 29.1907
do
Dec. 20.1906
July 6,1909 Apr. 4,1902
July 15,1909 Sept. 6,1906
July 20,1909 Mar. 18,1865
do
Oct. 11.1907
July 26,1909 Apr. 16,1906
July 31,1909 Mar. 25,1904
do
May 14,1896
Aug. 2,1909 Oct. 14,1865
Aug. 9,1909 Apr. 12,1906
Aug. 17,1909 Aug. 15,1883
do
Aug. 18.1903
Aug. 18,1909 May 27.1904
Aug. 19,1909 Mar. 17,1902
Aug. 20,1909 Dec.
1,1906

25,000
25,000
25,000
25,000
50,000
25,000
25,000
25,000
25,000
100,000
215,850
25,000
25,000
25,000
50,000
100,000
25,000
100,000
100,000
25,000
25,000
25,000

25,000
7,000
6,250
7,000
50,000
10,000
6,250
6,250
25,000
50,000
215,850
6,250
6,250
25,000
50,000
25,000
10,000
100,000
25,000
6,250
10,000
6,250

2,250
1,820
1,650
1,800
2,400
1,300
1,510
1,100
5,305
8,200
52,060
850
1,300
2,550
5,700
8,950
1,050
14,050
11,000
600
900
1,660

22,750
5,180
4,600
5,200
47,600
8,700
4,740
5,150
19,695
41,800
163,790
5,400
4,950
22,450
44,300
16.050
8,950
85,950
14,000
5,650
9,100
4,590

Aug. 26,1909
Aug. 31,1909

Oct. 29,1904
Aug. 3,1892

200,000
2,000,000

200,000
416,000

26,203
76,152

173,797
339,848

Sept. 1,1909

Feb.

23,1906

25,000

6,250

450

5,800

.do.
.do.
Sept. 6,1909
Sept. 9,1909
Sept. 11,1909
Sept. 14,1909

Dec.
Dec.
June
July
May
Feb.

19,1902
30,1904
30,1900
27,1875
15,1907
2,1901

700,000
25,000
25,000
500,000
25,000
30,000

500,000
25,000
25,000
50,000
6,250
8,000

950
1,000
3,900
400
500

401,042
24,050
24,000
46,100
5,850
7,500

Capital
stock.

Issued.

Redeemed. Outstanding.

People's National Bank, Cherryvale, Kans. (7383); succeeded by Peoples State Bank of Cherryvale.!
First National Bank, Hollis, Okla. (8061); succeeded by First State Bank of Hollis
First National Bank, Bronte, Tex. (8641); succeeded by First State Bank of Bronte
National Bank of the Pacific, San Francisco, Cal. (7894); absorbed by Western National Bank of
San Francisco
Asiatic National Bank, Salem, Mass. (634); absorbed by Naumkeag National Bank of Salem
Wood National Bank, San Marcos, Tex. (3344)
Total, 149 banks .




Sept. 27,1909
do
Sept. 28,1909

Aug. 30,1904
Jan. 23,1906
Apr. 13,1907

50,000
30,000
25,000

Oct. 1,1909
Oct. 12,1909
Oct. 20,1909

Aug. 30,1905
Dec. 20,1864
May 25.1885

300,000
200,000
50,000
14,225,850

50,000 !
17,500 I
6,250 |

2,100
3,800
200

47,900
13,700
6,050

300,000
149,000
12,500

34,900

265,100
149,000
12,500

8,082,850

3.087,174

4,995,676

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30

REPORT OF THE COMPTROLLER OF THE CURRENCY.

SPECIAL REPORT OF CONDITION OF BANKS IN THE UNITED STATES.

Through the courtesy and assistance of the National Monetary
Commission the Comptroller is enabled to present for the first time
in the history of banking in this country uniform statistics relative
to the condition of banks of all classes on the same date.
Individual reports as of April 28, 1909, for the use of the commission in their investigation of the monetary situation were obtained
by the Comptroller through the cooperation of state officials from
practically every bank in the United States operating under state
charters and from a larger percentage of private banks and bankers
than heretofore.
Compilation of these special reports has been made under the
direction of Prof. A. Piatt Andrew, now Director of the Mint, expert
adviser to the commission, as an aid to the commission's investigations and later for publication in their report to Congress now in
course of preparation. The statistics as tabulated for use of the
commission will comprise the most complete and comprehensive data
relating to the banking institutions of this country ever before
printed.
In 1908 reports were received and tabulated from 21,346 banks
of all classes with aggregate resources of $19,583,410,393. Summary of reports received and tabulated by the National Monetary
Commission includes 22,491 banks with aggregate resources of
$21,095,054,420. The increase over 1908 is 1,145 in the number of
banks and $1,511,644,027 in the total resources.
In the request for reports the cashier was advised to indicate on
his report the class of bank. The classification, as made by the
individual bankers, has been followed generally in the compilation,
the exceptions being in cases where the term " state" checked off on
the report undoubtedly intended to mean an "incorporated" bank,
the title and character of business exhibited indicating a stock savings bank or trust company.
Abstracts of reports of condition of each class of banks, arranged
by States and reserve cities, will appear in the appendix to this report,
and a summary of reports of all reporting banks is presented herewith.
•
SUMMARY OP THE SPECIAL REPORTS OBTAINED FOR AND COMPILED BY THE NATIONAL
MONETARY COMMISSION FROM 22,491 BANKS OF THE UNITED STATES AND ISLAND
POSSESSIONS (INCLUDING NATIONAL, STATE, SAVINGS, AND PRIVATE BANKS AND
LOAN AND TRUST COMPANIES), SHOWING THEIR CONDITION AT THE CLOSE OF
BUSINESS ON APRIL 28, 1909.
RESOURCES.

1. Loans and discounts:
a) On demand, unsecured by collateral
b) On demand, secured by collateral
c) On time, with two or more names, unsecured by
collateral
(d) On time, single-name paper, unsecured by collateral..
(e) On time, secured by collateral
(/) Secured by real estate mortgages or other liens on
realty
(g) Not classified
2. Overdrafts:
(a) Secured
(6) Unsecured



$660, 425, 952. 28
1, 939, 634, 898. 23
2, 539, 965, 833. 06
1, 351, 781, 832. 63
2,036,358,417.46
1,127, 276, 405. 37
269, 373,194. 28
29,435,494.50
40,264,098.48

REPORT OF THE COMPTROLLER OF THE CURRENCY.

31

3. Bonds, securities, etc., including premiums thereon:
1. Domestic securities:
(a) United States bonds
$792, 787, 711. 29
(6) State, county, and municipal bonds
1, 091, 541, 455.19
(c) Railroad bonds
1, 560, 006, 360. 83
(d) Bonds of other public-service corporations
(including street and interurban railway
bonds)
466, 526, 687. 08
(e) Other bonds..
379, 646, 689. 28
(/) Stocks
280,226,872.27
2. Foreign securities:
(a) Government bonds
24, 637, 510. 66
(6) Other securities
19, 068, 929. 67
4. Banking house a
408, 550,195.16
5. Furniture and fixtures
40,108, 261. 75
6. Other real estate owned
95,377,084.98
7. Mortgages owned
1, 378, 701, 565. 09
8. Due from national banks
1,979,591,028.02
9. Due from state and private banks and bankers, trust companies, and savings banks
582, 480, 674. 66
10. Checks and other cash items
57, 927, 035. 65
11. Exchanges for clearing house
379, 965, 542. 46
12. Actual cash on hand:
(a) Gold coin
226, 866, 397. 03
(6) Gold certificates
582,707,820.00
(c) Silver dollars
22, 567, 086. 00
(d) Silver certificates
179, 609, 270. 00
(e) Subsidiary and minor coins
*
32, 911, 340. 51
(/) Legal-tender notes
271, 794, 002. 00
(g) National-bank notes
113, 538, 094. 00
(h) Cash not classified
22, 020, 666. 80
13. Five per cent redemption fund and due from Treasurer of
United States
38, 500, 580.14
14. All other items
72, 879, 433. 91
Total

21,095,054,420.72
LIABILITIES.

1. Capital stock paid in
2. Surplus
m
3. Undivided profits (including accrued interest and any other
amounts set aside for special purposes, except item 15,
less current expenses, interest, and taxes paid)
4. Due to national banks
5. Due to state and private banks and bankers, trust companies,
and savings banks
6. Dividends unpaid
7. Individual deposits subject to check
8. Savings deposits or deposits in interest or savings department..
9. Demand certificates of deposit
10. Time deposits, including time certificates of deposit
11. Certified checks
12. Cashier's, treasurer's, or secretary's checks outstanding
12a. Deposits not classified
12b. United States deposits and deposits of United States disbursing officer
13. Notes and bills rediscounted
14. Bills payable, including certificates of deposit representing
money borrowed
15. Reserved for taxes
16. National-bank notes outstanding
17. Bonds borrowed
18. All other liabilities
Total

1, 800, 036, 368. 00
1, 326, 090, 642. 50
508, 534, 786. 43
1,103, 918, 704. 30
1, 380,185,191. 07
3, 310, 944. 76
6, 956, 502, 690. 49
4, 926,161, 555. 02
625,189,163. 97
1, 211, 831,194. 22
177, 404, 218. 05
94, 011, 625. 86
44, 422, 717. 43
70, 401, 818. 99
18, 010, 036. 35
75, 047, 861. 43
7, 361, 966.12
636, 367, 526. 00
34,198, 821.10
96, 066, 588. 63
21, 095,054,420. 72

° Includes furniture and fixtures of national banks.




32

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATE, SAVINGS, AND PRIVATE BANKS, AND LOAN AND TRUST
COMPANIES.

Summarizing the reports obtained as of April 28, 1909, it is shown
that there were in operation on that date 15,598 banks other than
national with aggregate resources of $11,726,170,577, indicating an
increase of 1,076 in the number of banks and $856,724,584 over the
amount of resources reported in the previous year. The returns
include 11,319 state banks, 1,703 savings banks (642 of which were of
the mutual class, that is, those without capital stock), 1,497 private
banks, and 1,079 loan and trust companies.
Capital stock of the state banks aggregates $416,059,900, individual
deposits $2,466,958,665, and all resources $3,338,669,134. Savings
bank reports to the number of 1,703 show deposits aggregating
$3,713,405,709 and resources $4,072,710,105. The 1,079 loan and
trust company reports show aggregate resources of $4,068,534,982
and deposits of $2,835,835,180. Bankers' directories published at
the beginning of the current year give the names of 4,325 private
banks in operation, but a large majority of such banks, so called, are
firms whose business is confined chiefly to brokerage and exchange.
Private bank reports were obtained from 1,497 concerns, with capital
of $27,726,922, individual deposits of $193,263,224, and aggregate
resources of $246,256,355.
In order to ascertain the number of depositors in savings banks as
of April 28, 1909, for use of the National Monetary Commission and
for incorporation in this report, the Comptroller mailed to all savings
banks, both of the mutual and stock savings classes, a special request
for information as to the amount of deposits and the number of
depositors as shown by the books of the banks on the date named.
Later, at the suggestion of the commission, it was determined to extend
this inquiry to all banks, and a similar request was made of all other
banks which made reports of conditions as of April 28, 1909, asking
for information relating to the amount and character of deposits
held and the number of depositors for each class of banks as of June
30, 1909, together with the average per cent of interest paid on each
class of deposits and the minimum sum upon which interest is
allowed. Out of the total of 22,491 banks which submitted reports
of condition as of April 28, 18,245 banks submitted this supplementary report.
Supplementary returns, while not so complete as could be desired,
furnish interesting data. The number of depositors shown must
be understood as deposit accounts. It is not possible to determine
the number of individual depositors, as many business men have
accounts with two or more banks, and individual depositors in not a
few instances keep two classes of accounts in the same bank. The
banks reporting had 25,645,604 depositors or deposit accounts, and
deposits of $13,595,599,850. The sum of $5,678,735,379 represents
savings and time deposits credited to 14,894,696 depositors, all other
deposits, exclusive of bank deposits, amounting to $7,916,864,471,
to the credit of 10,750,908 depositors. It further appears that the
average interest paid by the banks was 3.55 per cent on savings
accounts and 3.10 on other accounts. The average rate of interest
paid by national banks on savings accounts was 3.34; by state banks,
3.71 per cent; mutual savings, 3.85 per cent; stock savings, 3.60



REPORT OF THE COMPTROLLER OF THE CURRENCY.

33

per cent; private banks and loan and trust companies paying the
same average rate, 3.43 per cent. National banks to the number of
4,075 reported 2.97 per cent as the average rate of interest paid
on accounts other than savings and 2,517 reported no interest paid
on such accounts. Of the state banks furnishing supplemental
reports, 4,016 report an average of 3.34 per cent paid on accounts
other than savings and 2,560 report no interest paid on such accounts;
1,682 gave no information on this subject. Four hundred and five
private banks report 3.08 per cent paid on nonsavings accounts, 321
report no interest paid, and 267 gave no information. Of the loan
and trust companies 613 paid 2.34 per cent on nonsavings accounts,
169 paid no interest, and 80 gave no information. Of the commercial banks reporting, 3,620 reported a minimum deposit of $1 or
less upon which interest is allowed; 1,219 reported a minimum deposit
of over $1 and up to $5; 317 allowed interest on amounts of $10 and
over $5; 229 on amounts of $25 and over $10; 293 on amounts of
$50 and over $25; 593 on amounts of $100 and over $50; 128 on
amounts of $250 and over $100; 456 on amounts of $500 and over
$250; 1,173 allowed no interest on accounts under $500; and 8,677
gave no information on this subject.
In the following table is the summarized reports of condition as
of April 28, 1909, obtained from state banks, savings banks, private
banks, and loan and ,trust companies.
10774—CUR 1909




3

R E S O U R C E S AND LIABILITIES OF STATE, SAVINGS, PRIVATE B A N K S , AND L O A N AND T R U S T COMPANIES IN THE U N I T E D STATES, INCLUDING
THE ISLAND POSSESSIONS, ON A P R I L 28, 1909.a

CO

[Compiled by the National Monetary Commission.]
11,319 state
banks.
EESOUECES.
1. Loans and discounts:
, (a) On demand, unsecured by collateral
(6) On demand, secured by collateral
(c) On time with two or more names, unsecured by collateral
(d) On time single-namo paper, unsecured by collateral
(e) On time, secured by collateral
(/) Secured by real-estate mortgage or other liens on realty
(g) Not classified
2. Overdrafts:
(a) Secured
(6) Unsecured
3. Bonds:
1. Domestic securities—
(a) United States bonds
(6) State, county, and municipal bonds
(c) Railroad bonds
(d) Bonds of other public-service corporations (including street and interurban
railway bonds)
(e) Other bonds
(/) Stocks
2. Foreign securities—
(a) Government bonds
(&) Other securities
4. Banking house
5. Furniture and fixtures
6. Other real estate owned
7. Mortgages owned
8. Due from national banks
9. Due from state and private banks and bankers, trust companies, and savings banks
10. Checks and other cash items
11. Exchanges for clearing house
12. Actual cash on hand:
(a) Gold coin
(&) Gold certificates
(c) Silver dollars
(d) Silver certificates
(e) Subsidiary and minor coins
(/) Legal-tender notes




1,703 savings
banks.

1,497 private
banks.

1,079 loan and

trust companies.

Total, 15,598
banks, etc.

£
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$134,942,874.84
227,783,384.50
544,517,435.68
253,689,390.08
331,907,072.60
337,425,070.15
179,691,360.74

$25,888,492.23
63,707,520.06
86,970,215.71
33,366,744.63
169,185,632.86
521,619,147.18
31,752,040.47

$10,654,231.56
6,393,501.50
42,380,275.31
17,145,599.68
14,703,372.16
32,126,877.18
33,389,087.69

$57,002,931.16
663,783,913.57
230,845,369.40
148,161,853.45
559,097,215.59
179,034,348.40
24,540,705.38

$228,488,529.79
961,668,319.63
904,713,296.10
452,363,587.84
1,074,893,293.21
1,070,205,442.91
269,373,194.28

17,222,762.91
17,093,811.29

1,028,975.31
1,237,533.95

2,543,229.40
2,072,989.50

2,049,455.89
1,866,779.51

22,844,423. 51
22,271,114.25

5,221,710.94
65,892,211.21
75,036,949.01

43,566,428.18
710,159,543.86
769,980,508.90

609,219.30
3,228,802.32
1,213,577.66

3,222,380.20
155,647,931.87
362,404,241.30

50,977,866.08
59,315,979.00
30,745,733.61

96,554,513.65
42,715,417.78
47,576,169.48

1;760,406.73
2,535,070.97
2,738,744.32

168,589,933.84
123,395,335.61
164,660,545.08

934,928,489.26
1,208,635,276.87
52,619,738.62
"317,882,720.30
227,961,803.36
245,721^192.49

3,236,932.22
2,593,799.06
76,106,466.89
22,457,980.49
21,137,795.20
77,395,509.97
326,527,392.63
165,433,972.80
12,816,439.96
62,280,000.76

1,198,637.73
1,519,694.89
44,515,775.33
5,022,123.61
18,585,776.87
1,098,512,298.44
120,572,014.05
97,905,818.82
2,550,248.18
1,394,480.28

119,858.73
793,623.85
4,600,218. 89
1,993,329.55
6,432,840.05
4,509,824.89
31,162,571.26
9,670,320.53
892,302.89
495,429.06

6,745,922.83
5,523,019.51
90,451,784.59
10,634,828.10
26,129,836.12
198,283,931.79
393,742,171.45
184,501,334.69
6,924,650.43
12,205,258.04

11,301,351.51
10,430,137.31
215,674,245.70
40,108,261.75
72,286,248.30
1,378,701,565.09
872,004,149.39
457,511,446.84
23,183,641.46
76,375,168.14

N
W
H

45,539,307.00
51,699,470.00
7,791,096.00
26,533,697.00
9,274,738.51
40,008,557.00

8,458,120.50
5,021,380.00
812,762.00
2,692,536.00
779,314.03
6,403,348.00

2,610,311.50
759,040.00
528,884.00
885,362.00
545,090.46
1,734,841.00

18,892,128.50
149,559,450.00
1,564,417.00
25,149,149.00
3,100,038.22
24,749,046.00

75,499,867.50
207,039,340.00
10,697,159.00
55,260,744.00
13,699,181.22
72,895,792.00

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5,546,076.00
2,983,485.41
2,927,330.95

1,933,999.00
2,050,178.56
1,037,343.91

3,338,669,134.19 4,072,710,105.34

(g) National-bank notes.
(h) Cash not classified
13. All other resources

246,256,355.41

416,059,900.00
59,506, 420.00
152,639,305.36
224,424, 711.93
62,160, 100.11
91,213,767.57
26,764,184.80
1,593, 731.58
132,194,365.07
6,640, 781.86
92, 707.96
1,039,492.86
103,770, 733.97
,409,566,187.11
451,349,051.10 3,506,603; 927.38
118,191,344.12
10,153, 696.85
89,123, 828. 42
413,288,229.16
642, 221. 76
41,738,033.28
904, 765.72
9,386,309.63
2,206, 535.70
23,439,511.36
308, 541.01
8,744,291.96
2,443, 814.14
29,588,426. 51
376, 767.10
1,032,451.07
1,756. 819.85
12,434,283.23

27,726 922.00

32,007,382.00
14,184,887.39
10,180,09G. 61

Total.

28,637,566.00
2,790,115. 44
34,641,394.69

68,125,023.00
22,020,666.80
48,786,166.16

4,068,534,982.65 11,726,170,577.59

LIABILITIES.

1. Capital stock paid in
2. Surplus
3. Undivided profits
4. Due to national banks
5. Due to state and private banks and bankers, trust companies, and savings banks...
6. Dividends unpaid.
7. Individual deposits subject to check
8. Savings deposits or deposits in interest or savings department
9. Demand certificates of deposit
10. Time deposits, including time certificates of deposit
11. Certified checks
12. Cashier's, treasurer's, or secretary's checks outstanding
13. Deposits not classified
14. Notes and bills rediscounted
r
15. Bills payable, including certificates of deposit representing money borrowed
16. Reserved for taxes
17. All other liabilities
Total




3,338,669,134.19

4,072,710,105.34

io, 195: 237.01
5,533, 006.44
1,195 173.02
2,209! 063.52
62! 003.43
102,286! 105.39
15,372, 946.44
26,351, 911.02
42,526, 272.87
585, 576.85
233, 681.26
5,906, 730.48
528, 229.63
2,034, 768.57
20, 104.92
3,488. 622.56

362, 763,223.00
351, 699,101.89
141, 683,091.23
35. 840,845.09
240., 912,462.96
985,990.44
1,826, 153,620.08
783,099.51
' 576,
91. 802,209.89
299! 880,277.24
17! 862,855.51
ioi 483,178.67
12, 869,939.89
2, 269,264.17
18. 893,731.00
2,800,103.13
74! 851,988.95

866,056,465.00
738,958,356.19
300. 589,965.35
65 393,934.49
381, 956,673.41
2 180,194.69
3,441,776,646.55
4,550,109,024.43
246, 499,161.88
844 818,607.69
60 828,687.40
21 007,935.28
44 422,717.43
11 850,326. 77
52 960,740.22
4 229,426.22
92 531,714.59

246,256,355.41

4,068,534,982.65 11,726,170,577.59

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36

BEPOBT OF THE COMPTBOLLER OF THE CURRENCY.

For the purpose of comparison a table exhibiting the principal
items of resources and liabilities of banks other than national in the
years, 1900, 1906, 1907, 1908, 1909, is submitted herewith.
CONSOLIDATED RETURNS FROM STATE, SAVINGS, PRIVATE BANKS, AND LOAN AND
TRUST COMPANIES.
Items.
Loans
Bonds
Cash
Capital
S u r p l u s and undivided profits
Deposits
Resources

1900.

1906.

1907.

1908.

1909.

$3,013,449,827 $5,656,832,201 $6,099,897,535 $5,797,611,743 o$6,385,522,766.61
2,790,159,501 2,931,506,252 2,873,226,958 3,009,480,709. 72
1,723,830,351
391,847,497
525,237,773.25
334,938,185
479,116,289
220,667,109
807,178,262
866,056,465.00
739,163,401
838,058,353
403,192,214
490,654,957
4,780,893,692
5,841,658,820

893,679,524
8,159,894,029
10,363,350,846

924,655,010
8,776,755,207
11,168,514,516

1,012,811,484
1,039,548,321.54
8,409,959,961 9,209,462,780.66
10,869,345,993 11,726,170,577. 59

a Includes mortgages owned.

The foregoing statistics indicate that aggregate resources have
more than doubled since 1900, the increase since that date being
$5,884,511,757. In 1907 the increase over 1906 was $805,163,670,
while the figures for 1908 show a decrease of $299,168,523 as compared
with those of 1907.
Combining the returns from national banks as of April 28, 1909,
with those obtained from other banks for the same date, gives a total
of 22,491 reporting banks with aggregate capital of $1,800,036,368
and aggregate resources of $21,095,054,420.
SUMMARY OP REPORTS FROM NATIONAL, STATE, ETC., BANKS, AS OF APRIL 28, 1909.
[Expressed in millions.]
Classification.

15,598
Total,
national state, etc., 22,491
banks.
banks.
banks.
$4,987.7 $6,385. 5 $11,373.2
740.2
52.6
792.8
864.8 2,956. 8
3,821.6
525.2
1,452.0
926.8
866.0
1,800.0
934.0
1,834.6
795.1 1,039.5
14,035. 5
4, 826.0 9,209.5
9,368. 9 11,726.1 21,095.0

Loans
United States bonds
All other bonds and securities
Cash (including national-bank notes)
Capital stock
Surplus and profits
Deposits (individual)
Aggregate resources.
a Includes mortgages owned.

The increase in the aggregate resources of all reporting banks over
the resources for the year 1908 is $1,511,600,000. It will also be
observed that banks other than national have over 55 per cent of
the aggregate resources of all reporting banks; over 65 per cent of
individual deposits; and over 56 per cent of the aggregate loans. Of
the surplus and profits, 55 per cent is credited to this class of banks,
while they have only about 48 per cent of the capital and 36 per
cent of the cash holdings of all banks.
Individual deposits in all reporting banks are $14,035,500,000,
and estimating the deposits in 3,021 nonreporting banks at about
$389,700,000 the individual deposits in all banking institutions of
the country are approximately $14,425,000,000. The amount of
cash in the vaults of the banks of the United States and island pos


REPOBT OF THE COMPTROLLER OF THE CURRENCY.

37

sessions has increased from $l,368,300,00(Hn 1908 to $1,452,000,000
in 1909; $83,700,000 representing the addition to the cash holdings
of the banks during the year, as against an increase of about $254,600,000 for the year ended June 30, 1908. The banking power of
the United States in 1909 as measured by capital, surplus and other
profits, deposits and circulation of national and other reporting
banks, together with the estimated amount of funds of this character in the nonreporting banks, is shown to be approximately
$18,850,000,000, an increase of over 266 per cent since 1890, when
Mulhall estimated the banking power of the United States at
$5,150,000,000.
Since 1900 the growth in the banking institutions of the country
has been noteworthy both as to the number of banks organized and
the volume of business transacted. In 1900 the total number of
banks in operation as estimated was 13,977, with capital of $1,150,728,675 and individual deposits aggregating $7,688,986,450. For
the present year the number (including nonreporting banks) has
increased to 25,512, with capital aggregating $1,855,987,368 and
individual deposits $14,425,223,164.
National banks have increased since 1900 from 3,732, with aggregate capital of $621,536,461, to 6,893, with aggregate capital of
$933,979,903 on April 28,1909. Other reporting banks have increased
from 6,650, with aggregate capital of $403,192,214 in 1900 to 15,598,
with aggregate capital of $866,056,465 in 1909. In 1900 the nonreporting banks were 3,595 in number, with capital of $126,000,000;
for the present year the number of banks not reporting is estimated
at 3,021, with capital of $55,951,000. In 1900 national banks had
54 per cent of the capital and about 32 per cent of the individual
deposits. For the current year the statistics show that national
banks have a little more than 50 per cent of the capital and 33 per
cent of the deposits of all of the banks of the country.
STATE BANKS.

Reports obtained from state banks represent practically all of this
class of banks in operation, only 193 small banks failing to submit returns. The summaries of reports received by the Comptroller
from a number of the state officials in 1908, classified as state
banks, included in many instances loan and trust companies and
savings banks. In the compilation for the present year the reports
from the latter named institutions are placed in the class of banks
where they undoubtedly belong. In view of this fact it is made to
appear that the growth in state banks has not been material, and it
is difficult to make proper comparison with the figures published for
1908. State banks to the number of 11,319, with aggregate capital
of $416,059,900 and resources of $3,338,669,134, submitted reports
for the current year. Of this number 381 banks, with capital of
$90,264,195 and aggregate resources of $1,104,392,901, are located in
the reserve cities. Geographically the state banks are located as
follows: Nineteen in the New England States; 387 in the Eastern
States; 3,312 in the Southern States; 3,717 in the Middle Western
States; 3,026 in the Western States; 831 in the Pacific States; and
27 in the island possessions. The returns for 1908 from Texas and
California included trust companies and those from South Dakota




38

BEPOBT OF THE COMPTEOLLEB OF THE CUEBENCY.

and Utah, private banks, figures for these two classes of banks being
eliminated from the compilation of returns relating to state banks
in the States named for the current year. The State reporting
the largest number of " state " banks is Missouri, with 964; Kansas
being second, with 757 banks; Nebraska third, with 625 banks; Minnesota fourth, with 623 banks; and Oklahoma fifth, with 608 banks.
In resources the 199 state banks of New York, with $593,200,692,
lead all other States in that respect. Missouri state banks are second
in order, with $217,627,439; California state banks third, with
$199,113,503; and Michigan state banks fourth, with $197,817,012.
New York has also the largest amount of capital invested in this class
of banks, $34,573,000; California being second, with $32,264,576;
Missouri ranking third, with $27,332,860, and Illinois fourth, with
$24,958,300. The figures submitted in 1908 for Illinois as compiled
by the state auditor included the capital stock of trust companies.
Tables in the appendix contain complete details relating to state
banks, arranged by States and reserve cities.
SAVINGS BANKS OF THE UNITED STATES.

Peculiar interest attaches to statistics relating to savings institutions inasmuch as they are the repositories of the accumulations of
wage-earners mainly and an index to thrift. The functions of these
institutions are essentially different from those of commercial banks,
as savings banks are part of a system the aim of which is the safe and
profitable investment of the funds of those who are not so situated
as to invest their own money, and in this respect a mutual savings
institution is the property of its depositors. Sayings-bank reports to
the number of 1,703 have been received, of which 642 are from mutual institutions and 1,061 from stock savings banks, the latter being
operated for the benefit of both shareholders and depositors. The
deposits in the savings banks aggregate $3,713,405,709 and the number of depositors 8,831,863, exclusive of savings depositors in state
banks of Illinois, which are eliminated from these figures for the reason that savings depositors in that State are included in a separate
table showing depositors in state banks of the country. Including
641,634 depositors with deposits of $204,908,505 in sayings departments of Illinois state banks and trust companies savings bank depositors for the country will aggregate 9,473,497, and savings deposits
$3,918,314,214. Of the 1,703 savings banks reporting as of April 28,
1909, 1,540 furnished a supplemental report showing savings deposits
aggregating $3,633,942,072 credited to 8,617,213 depositors. The
number of depositors in the 163 banks which failed to furnish information in regard to the number of depositors has been carefully estimated on the basis of returns of reporting banks.
The principal items of resources and liabilities of savings banks,
both mutual and stock, on June 30, 1908, and April 28, 1909, are as
follows:
Classification.
Loans (including mortgages owned)
Bonds
Deposits
Aggregate resources




June 30, 1908.
$1,872,098,690
1,586,939,788
3,479,192,891
3,809,533,152

April 28, 1909.
$2,033,268,601
1,713,270,914
3,713,405,710
4,072,710,105

REPORT OF THE COMPTROLLER OF THE CURRENCY.

39

In connection with the foregoing statement it should be noted that
deposits in savings departments of 6 state banks of New Hampshire
are included with statistics for state banks, and the returns from 29
trust companies of Vermont heretofore included with mutual savings
banks are incorporated for the current year with the returns from
trust companies.
MUTUAL SAVINGS BANKS.

All the mutual savings banks are located in the New England and
Eastern States, with the following exceptions: One in West Virginia,
3 in Ohio, 5 in Indiana, 3 in Wisconsin, 10 in Minnesota, and 1 in
California. The number of reporting institutions is 642, while the
number reporting in 1908 was 676. For the current year reports
from 8 guaranty savings banks of New Hampshire and 29 trust companies of Vermont, heretofore included with reports relating to
mutual savings banks, have been excluded from the returns relative
to such banks. The aggregate resources of the mutual savings banks
on April 28, 1909, were $3,394,926,005. The aggregate resources for
1908, which, as stated, included the reports now eliminated, were
$3,331,737,125. The loans and mortgages in 1909 are stated at
$1,590,181,366, not including overdrafts amounting to $89,070. The
loans secured by real estate or other collateral aggregate $1,528,949,012, and those unsecured by collateral $61,232,353, the total
amount classified as reported being shown in the following table:
Loans on demand, secured by collateral
Loans on time, secured by collateral
Loans secured by real-estate mortgages, or other liens on realty
Mortgages owned
Loans on demand, unsecured by collateral
Loans on time:
Unsecured by collateral, two names
Unsecured by collateral, one name
Loans not classified
Total

$34, 602, 357. 91
131,228,863.72
301, 022, 328. 96
1, 062, 095, 462. 40
9,107,159. 66
41, 298,063. 34
8, 452, 265. 32
2, 374, 864. 88
1, 590,181, 366.19

The investments by mutual savings banks in bonds and other
securities in 1908 aggregated $1,512,940,551. Investments of this
character in 1909 were $1,599,532,371, scheduled as follows:
United States bonds
State, county, and municipal bonds
Railroad bonds
Other stocks and bonds, including railroad and bank stocks

$33, 353, 576. 12
685, 099, 502.18
743, 425, 893. 93
137, 653, 399. 71

Compared with returns for 1908 individual deposits, then reported
at $3,065,686,012, have increased to $3,144,584,874, a gain of
$78,898,862, notwithstanding the fact that certain bank returns
included, as heretofore indicated, in the statement of 1908 have been
eliminated from this class of statistics for the present year.
Cash in the 642 reporting mutual savings banks amounted to
$14,630,248. In 1908 cash reported by 676 banks classed as mutual
savings banks aggregated $32,446,782, the decrease being caused partially by the reclassiflcation before mentioned and by the reduction
of deposits, chiefly in New York, where exceptional investment opportunities were afforded by the low prices for securities.



40

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The mutual savings banks hold more than 22 per cent of the
aggregate individual deposits of all the banks of the country, and
over 26 per cent of the total deposits are in the two classes of savings banks. • Over one-half of the deposits in mutual savings banks,
or $1,595,162,768, are held by 31 banks in the city of New York and
75 banks located in 11 other reserve cities, namely, Boston, Albany,
Brooklyn, Philadelphia, Pittsburg, Baltimore, Cleveland, Milwaukee,
Minneapolis, St. Paul, and San Francisco. New York City alone
holds nearly one-half of the amount to the credit of depositors in
mutual savings banks in the cities named, $743,858,253 being on
deposit in mutual savings banks in that city on April 28, 1909.
Deposits in Brooklyn savings banks aggregated $216,267,834 and in
Boston savings banks $208,443,392.
Of the 642 mutual savings banks reporting, 627 furnished a supplemental report giving information relative to the number of depositors, etc., on April 28, 1909. From a compilation of these supplemental reports it appears that the 627 banks in question had 7,204,579
depositors with savings accounts aggregating $3,138,763,704. These
figures include 106 banks located in the reserve cities mentioned, with
$1,599,608,984 deposits and 3,379,038 depositors. The reports show
also that there were 1,335,256 depositors in the mutual savings institutions in the city of New York, 612,516 in those of Boston, 447,768
in Brooklyn, 382,088 in Philadelphia, and the remaining 601,410 in
the other cities named. Interest to the amount of $114,899,550
was paid on deposits by mutual savings banks during the current
year.
STOCK SAVINGS BANKS.

Stock savings banks to the number of 1,061 made reports, their
capital stock being $59,506,420, individual deposits $568,820,835,
loans $442;998,163 (including mortgages owned), investments in
bonds, stocks, etc., $113,738,542, cash in bank $18,066,773, aggregate
resources $677,784,099. All of these items show large increases over
the amounts reported for 1908, which is due chiefly to the fact that
many of the savings banks included in the statements compiled were
not separated from state banks in former tabulations prepared by
state bank officials. The foregoing figures include those relative to
92 stock savings banks located in the various reserve cities with aggregate resources of $275,270,899.
The supplemental statements furnished by 913 banks of this class
show deposits held amounting to $495,178,367 credited to 1,412,634
depositors, and interest to the amount of $15,027,311 paid on deposits
during the past year. Eighty-three of the stock savings banks making supplemental reports are located in the reserve cities, their
aggregate deposits being $206,803,323 credited to 505,885 depositors,
the amount of interest paid to these depositors during the past year
being $6,548,557.
MUTUAL AND STOCK SAVINGS BANKS.

The number of depositors in all savings banks reporting, exclusive
of those having accounts in savings departments of state banks in
Illinois, has increased since 1900 from 5,898,091 to 8,831,863 and the
average deposit from $404.33 to $420.45. In 1908 the number of
depositors, excluding those in Illinois from the calculation, was




REPORT OF THE COMPTROLLER OF THE CURRENCY.

41

8,088,066 and the average deposit account $430.16. For the current
year, owing to the greater number of stock savings bank returns incorporated in the table, the number of depositors has increased by
743,797 but the average deposit account appears to have decreased
by $9.71.
In the following comparative statement is indicated the number of
depositors, amount of deposits, and the average savings deposit in
savings banks in the States named for the years 1908 and 1909.
Included in the statistics for the year 1908 are deposits in savings
departments of many banks in operation in the State of Illinois, for
the reason that the auditor of public accounts of that State, in his
periodical statements, reports separately such deposits from deposits
subject to check. The statistics for 1909, however, do not include
these deposits in view of the fact that reports upon the number of
depositors have been received and compiled for the several classes of
banks and the Illinois savings depositors are shown in the table
relating to state-bank depositors. Compared with 1908 there has
been a gain of 250 in the numberof reporting banks and of $234,212,818
in the amount of deposits, excluding savings department depositors
and deposits reported in 1908 from Illinois state banks. The supplemental reports obtained from 339 state banks and trust companies
of Illinois having savings departments show savings deposits of
$204,908,505 and 641,634 depositors on June 30, 1909. The nuinber
of depositors has been estimated for 163 savings banks which made
reports as to the amount of deposits held, but failed to give the number
of depositors.
NUMBER OP SAVINGS DEPOSITORS, AGGREGATE SAVINGS DEPOSITS, AND AVERAGE
AMOUNT D U E TO DEPOSITORS IN SAVINGS BANKS, IN EACH STATE IN 1908 AND

1909.
1908 (1,453 banks).

States, etc.

Maine
New Hampshire..
Vermont
Massachusetts
Rhode Island
Connecticut
New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Eastern
States

Num- Number
ber of
of debanks. positors.
52 & 225,346
61
186,610
48
159,841
189 1,971,644
18
121,561
87
539,873

Amount of

deposits.

1909 (1,703 banks).
Average Num- Number
of deto each ber of
depositor. banks. positors, a

Amount of
deposits.

Average to
each depositor.

$87,677,255.88
79,599,246.66
39,442,734.05
728,224,477.34
69,308,515.75
257,696,998.27

$386.48
446.08
377.00
363.74
532.19
473.13

$85,502,202
81,639,166
60,493,727
706,940,596
66,590,142
256,372,062

$379.43
437. 49
378. 46
358.55
547.79
473.75

455 3, 204,875 1,257,537,895

392.38

423 3,186,826 1,261,949,227.95

395.97

137 2, 719,598 1,378,232,780
26
282,014
92,631,487
14
452,638
160,638,670
2
8,830,296
31,396
17
78,469,584
213,524

506.78
328.46
354.89
281.25
367.50

137 2,760,343 1,405,799,067.62
297,926
98,549,807.29
28
452, 487
166,095,385.22
11
25,380
9,139,659.77
2
247,445
89,961,898.33
48

509.28
330.78
367.07
360.11
363.56

ell

129.17

/12

11,101,116.83

205.31

460.45 j

238 3,837,650 1,780,646,935.06

463.99

46,871

6,054,480

207 3,746,041 1,724,857,297

226,861
S2
178, 440
c55
104,620
d21
189 2,002,010
130,231
18
544,664
88

54,069

a Depositors in the following number of banks for the States named have been estimated: Maine 1, New
Hampshire 4, Massachusetts 2, Connecticut 3, New Jersey 1, Maryland 4, Virginia 2, West Virginia 1, North
Carolina 3, South Carolina 6, Georgia 2, Alabama 3, Louisiana 1, Arkansas 2, Kentucky 2, Tennessee 6, Ohio
3, Michigan 1, Iowa 98, South Dakota 2, Kansas 1, Wyoming 1, Colorado 2, Washington 3, California 9.
6 October 27, 1907.
c Deposits in savings departments of 6 state banks with 13,888 depositors not included.
d Exclusive of trust companies reporting 59,815 depositors.
c Exclusive of one bank not reporting on June 30.
/ Includes 2 commercial banks.




42

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NUMBER OF SAVINGS DEPOSITORS, AGGREGATE SAVINGS DEPOSITS, AND AVERAGE
AMOUNT DUE TO DEPOSITORS IN SAVINGS BANKS, ETC.—Continued.
1908 (1,453 banks).
States, etc.

Virginia
West Virginia
North Carolina
South Carolina—
Georgia
Florida
Alabama
Mississippi
Louisiana
Arkansas
Kentucky
Tennessee
Southern
States
Ohio
Indiana
Tllinois
Michigan
Wisconsin
Minnesota
Iowa
Middle western States.
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico

Num- Number
ber of
of debanks. positors.

Average Num- Number
to each ber of
of dedepositor. banks. positors.,

1
22
18

4,858
a 36, 492
a 21,698

$1,099,489
5,760, 337
7,891,789

$226.32
157.85
363.71

3

a 4,209

844,632

200.00

22
11
24
28
18
4
10
12
9
6
11
27

19,583,957.91 $287.38
8,195,002.70
194.24
7,349,823.24
164.12
9,550,910.23
313.39
7,832,232.40
222.74
1,168,190.44 185.57
2,019,712.74
151.63
2,047,270.65
267.96
16,429,181.63
269.83
1,157,131.76 221.97
1,996,554.63 115.31
14,039,136. 40 292. 46

67,257

15,596,247

231.89

182

344,632

81,369,104.73

236.14

99,668
31,393
617,782

53,930,291
11,431,050
181,361,054

541.10
364.13
293.57

321.809
32,039

103,966,942.82
10,917,991.10

323.07
340.77

2
5,799
14
91,718
571 a 364,523

1,085,014
21,799,456
132,748,558

187.10
237.68
364.17

44
5
6
( )
15
3
11
572

76,129
6,249
92,544
373,906

31,292,353.48
1,146,807.12
22,503,156.93
136,958,093.18

411.04
183.51
243.16
366.29

595 1,210,883

402,355, 423

332.28

650

902,676

306,785,344.63

339.86

14,862

2,160,715

145.32

8

a 10,775

3,351,285

311.00

12
11
14
3
1
10
4

7,737
16,846
20,080
4,067
« 700
17,304
1,575

1,750,544.38
3,261,165.28
3,552,705.43
3,368,991.30
222,113.00
3,895,021.08
409,512.54

226.25
193.58
176.92
828.37
317.30
225.09
260.00

19

25,637

5,512,000

215.00

55

68,309

16,460,053.01

240.96

14,685
3,339
443,334
1,217
29,195

4,507,943.37
1,890,229.02
250,915,736.56
336,486.21
8,544,649.26

306.97
566.10
565.97
276.48
292.67

491,770

266,195,044. 42

561.63

8,831,863 3,713,405,709.80

420.45

II

11 f

133

a 451,155

254,695,083

564.54

133

451,155

254,695,083

564.54

155

Total United
1,453 8,705,848 3,660,553,945
States

420.47

1,703

Pacific States

Average to
each depositor.

3
5

11
6
131
4
3

Oregon
California
Idaho
Utah

33,349
42,189
44,783
30, 476
35,163
6,295
13,320
7,640'
60,887
5,213
17,314
48,003

Amount of
deposits.

44

Western

States
Washington

Amount of
deposits.

1909 (1,703 banks).

o Partially estimated.
b Included in abstract of State banks having savings departments. Reports obtained for the National
Monetary Commission show that 339 State banks and trust companies of Illinois with $204,908,505 savings deposits had 641,634 depositors on June 30, 1909.

It will be noted by reference to the foregoing table that 7,024,476,
or nearly 80 per cent of all depositors in savings banks are reported
by banks in the New England and Eastern States, and a little more
than 81 per cent of deposits in this class of banks is held by savings
banks in these two geographical sections. There are 902,676 depositors with $306,785,344 deposits reported by savings banks of the
Middle Western States, 491,770 depositors with $266,195,044 deposits
in banks of the Pacific States, 344,632 depositors with $81,369,104
deposits in savings banks of the Southern States. There are 2,760,343
savings-bank depositors in New York, 1,783,024 of which have
accounts on the books of New York City and Brooklyn savings banks.



REPORT OF THE COMPTROLLER OF THE CURRENCY.

43

Massachusetts savings banks reported 2,002,010 depositors, of whom
over one-third arc depositors in banks in the city of Boston.
The next largest number of depositors in savings banks is reported
by Pennsylvania banks, the number in that State being 452,487;
California savings banks following with 443,334, the city of San
Francisco banks reporting 184,582 of this number.
The growth of savings banks in the United States from 1820 to 1909
as evidenced by the amount of deposits, number of depositors, average
deposit account, and average per capita in census years from 1820 to
1890 and annually thereafter is shown in the followng table. The
figures given, with the exception of those for 1909, include the number of depositors and amount of deposits in the state banks of Illinois
having savings departments, but not the number of such banks by
reason of the fact that reports from these institutions are incorporated
with the state bank returns. For the current year the returns from
Illinois are eliminated from this statement.
NUMBER OF SAVINGS BANKS IN THE UNITED STATES, NUMBER OF DEPOSITORS,
AMOUNT OF SAVINGS DEPOSITS, AVERAGE AMOUNT DUE EACH DEPOSITOR IN THE
YEARS 1820, 1825, 1830, 1835, 1840, AND 1845 TO 1909, AND AVERAGE PER CAPITA
IN THE UNITED STATES IN THE YEARS GIVEN.

N u m b e r N u m b e r of
of b a n k s . depositors.

Year.

Deposits.

Average Average
due each per capita
in the
deposUnited
itor.

States.

1820
1825
1830
1835
1840
1845
1846
1847
1848
1849
1850
1851
1852
1853
1854
1855
1856
1857
1858
1859
1860
1861
1862
1863
1864 .
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876 1877
1878
1879
1880
1881
1882.
1883
1884
1885
1886

.
.
.
.

...

.




.

.

.

10
15
36
52
61
70
74
76
83
90
108
128
141
159
190
215
222
231
245
259
278
285
289
293
305
317
336
371
406
476
517
577
647
669
693
771
781
675
663
639
629
629
629
630
636
646
638

8,635
16,931
38,035
60,058
78,701
145,206
358,709
187,739
199,764
217,318
251,354
277,148
308,863
365,538
396,173
431,602
487,986
490,428
538,840
622,556
693,870
694,487
787,943
887,096
976,025
980,844
1,067,061
1,188,202
1,310,144
1,466,684
1,630,846
1,902,047
1,992,925
2,185,832
2,293,401
2,359,864
2,368,630
2,395,314
2,400,785
2,268,707
2,335,582
2,528,749
2,710,354
2,876,438
3,015,151
3,071,495
3,158,950

$1,138,576
2,537,082
6,973,304
10,613,726
14,051,520
24,506,677
27,374,325
31,627,479
33,087,488
36,073,924
43,431,130
50,457,913
59,467,453
72,313,696
77,823,906
84,290,076
95.598,230
98,512,968
108,438,287
128,657,901
149,277,504
146,729,882
169,434,540
206,235,202
236,280,401
242,619,382
282,455,794
327,009,452
392,781,813
457,675,050
549,874,358
650,745,442
735,046,805
802,363,609
864,556,902
924,037,304
941,350,255
866,218,306
879,897,425
802,490,298
819,106,973
891,961,142
966,797,081
1,024,856,787
1,073,294,955
1,095,172,147
1,141,530,578

$131.86
149.84
183.09
176.72
178.54
168.77
172.48
168.46
165.63
165.99
172.78
182.06
192.54
197.82
196. 44
195.29
195.90
200. 87
201.24
206. 66
215.13
211.27
215.03
232.48
242.08
247. 35
264.70
283.63
299. 80
312.04
337.17
342.13
368.82
367.07
376.98
391.56
397. 42
361.63
366.50
353.72
350.71
352.73
356.70
356.29
355.96
356.56

361. 36

$0.12
.54
.82

1.87

4.75

14.26

16.33

44

REPOET OF THE COMPTROLLER OF THE CURRENCY.

NUMBER OF SAYINGS BANKS IN THE UNITED STATES, NUMBER OF DEPOSITORS,
AMOUNT OF SAVINGS DEPOSITS, ETC.—Continued.

Year.

Number Number of j
of banks, depositors, j

Average j
HOT.

1887. .
1888..
1889..
1890..
1891..
1892..
1893. .
1894..
1895. .
1896. .
1897..
1898..
1899..
1900..
1901. .
1902..
1903. .
1904..
1905..
1906..
1907..
1908..
1909 b.

684
801
849
921
1,011
1,059
1,030
1,024
1,017
988
980
979
987
1,002
1,007
1,036
1,078
1,157
1,237
1,319
1,415
1,453
ol,703

3,418,013 $1,235,247,371
3,838,291 1,364,196,550
4,021,523
1,425,230,349
4,258,893
1,524,844,506
4,533,217 1,623,079,749
4,781,605
1,712,769,026
4,830,599 1,785,150,957
4,777,687 1,747,961,280
4,875,519 1,810,597,023
5,065,494 1,907,156,277
5,201,132 1,939,376,035
5,385,746 2,065,631,298
5,687,818 2,230,366,954
6,107,083 2,449,547,885
6,358,723 2,597,094,580
6,660'. 672 2,750,177,290
7,035.228 2,935,204,845
7,305,443 3,060,178.611
7,696,229 3,261,2361119
8,027,192 3,482,137^,198
8,588,811 3,690,078,945
8,705,848 3,660,553', 945
8,831,863 3,713,405,710

1361.39
355.41
354.40
358.03
358.04
358.20
369.55
365.86
371.36
376.50
372.88
383.54
392.13
401.10
408.30
412.53
417.21
418.89
423.74
433.79
429. 64
420.47
420.45

p

W«

a

States.

$24.35
25.29
26.11
26.63
25.53
25.88
26.68
26.56
27.67
29.24
31.78
33.45
34.89
36.52
37.52
39.17
41.13
42.87
41.84
41.75

a Not including 339 state banks and trust companies of Illinois with $204,908,505 savings deposits credited
to 641,634 savings depositors. Including Illinois savings deposits and depositors the average due each
depositor is $413.60 and average per capita $44.06.
b Population estimated at 88,926,000, June 30,1909.

PRIVATE BANKS.

Private banks to the number of 4,325 are listed in bankers7 directories for March, 1909; over one-half of this number perhaps includes
firms whose business is confined to brokerage and exchange and can not
properly be classed as commercial banks. In 1908 reports from 1,007
private banks with capital of $21,122,836 and aggregate resources of
$161,541,480 were received and tabulated. For the present year
1,497 private banking institutions furnished reports as of April 28,
1909. From the returns submitted it appears that the aggregate
capital is $27,726,922, surplus and profits $15,728,243, deposits
$193,263,224, cash on hand $11,053,706.52, loans and discounts,
including overdrafts, $165,918,988, aggregate resources $246,256,355.
It appears that on June 30, 1909, there were 130,865 depositors with
savings or time accounts aggregating $32,444,592 and 307,669 with
accounts other than savings aggregating $90,721,745. In the appendix is an abstract of reports of condition of private banks arranged by
States and reserve cities, together with a comparative statement of
resources and liabilities for each year from 1905 to 1908.
LOAN AND TRUST COMPANIES.

Summaries of bank reports received in 1908 from a number of
States include returns from loan and trust companies with those from
state banks. In view of this fact the increase in the number of loan
and trust companies reporting for 1909 appears to be unusually large.
The number of these companies furnishing special reports for 1909 is
1,079, against 842 incorporated in the returns siibmitted in 1908.
Resources reported by these institutions as of April 28, 1909, aggre-




KEPORT OF THE COMPTROLLER OF THE CURRENCY.

45

gate $4,068,534,982. Three hundred and five of these companies
with resources aggregating $3,048,457,789 are located in the central
reserve cities of New York, Chicago, and St. Louis and. in 35 other
reserve cities. The largest number of trust companies is located in
Pennsylvania, reports haying been obtained from 278 in that State,
but the 85 trust companies located in New York hold about 32 per
cent of the resources of all reporting trust companies. The paid in
capital stock of trust companies amount to $362,763,223, surplus and
profits $493,382,193, individual deposits $2,835,835,180, the loans
aggregate $2,064,666,503, divided as follows: On real estate, including
mortgages owned, $377,318,280, loans on other collateral $1,222,881,129, loans unsecured by collateral $460,550,859, overdrafts
secured $2,049,455, overdrafts unsecured $1,866,779. The investments include $3,222,380 United States bonds, $155,647,931 State,
county, and municipal bonds, $362,404,241 railroad bonds, and
$468,914,756 other stocks, bonds, and securities. The amount due
from other banks is $578,243,506, and the cash on hand $254,447,910.
From the supplemental report furnished by 862 trust companies it
appears that there were 1,965,333 depositors credited with $657,697,417 savings and time deposits, together with 1,283,686 depositors
havingnonsavings deposits to the amountof $2,147,717,733. There are
247 loan and trust companies located in the reserve cities heretofore
mentioned having 1,008,192 savings depositors, $347,822,283 savings
deposits, and 647,590 depositors with $1,742,010,086 nonsavings
accounts.
In 1900 reporting loan and trust companies held 14.2 per cent of
the individual deposits in all banks, in 1907, 15.7 per cent; in 1908,
14.6 per cent; and in 1909, 20.2 per cent.
CAPITAL STOCK OF NATIONAL AND OTHER BANKS.

A consolidation of the reports obtained show that the aggregate
amount of paid-in capital stock of the banks of the United States including island possessions is $1,800,036,368, an increase of about 2\
per cent for the year and over 75 per cent above the amount reported
on June 30, 1900. The amount invested in capital of banks located
in the Eastern States is $581,370,131; in the Middle Western States,
$509,622,221; in the Southern States, $297,137,727; in the Pacific
States, $149,279,601; in the New England States, $138,499,518; in
the Western States, $118,075,127; and in the island possessions,
$6,052,043. New York has over $263,000,000 invested in bank capital, a larger amount than any other State, Pennsylvania being
next with $229,000,000, Illinois third with $122,000,000, and Ohio
fourth with $101,000,000. In the New England States Massachusetts is first with $72,000,000, Connecticut second with $25,000,000,
and Rhode Island third with $14,000,000. In the Southern States
Texas is first with $57,000,000, Kentucky second with $36,000,000,
Georgia third with $31,000,000. Of the Middle Western States,
Illinois is first with $122,000,000, Ohio second with $101,000,000,
Missouri third with $79,000,000. Of the Western States Kansas is
first with $26,000,000, Nebraska second with $25,000,000, Oklahoma
third with $19,000,000. Of the Pacific States California is first with
$96,000,000, Washington second with $20,000,000, Oregon third with



46

REPORT OF THE COMPTROLLER OF THE CURRENCY.

$11,000,000. In the island possessions $3,000,000 capital is invested
in the banks of Hawaii, $1,454,302 in Porto Rico, and $1,532,664 in
the Philippines.
AVERAGE RATES OF INTEREST PAID BY SAVINGS AND OTHER BANKS.

In connection with general information obtained, returns were
secured from savings and other banks, as heretofore stated, relating
to the amount of interest-bearing deposits and rates of interest paid
thereon.
The 627 reporting mutual savings banks paid interest during the
last year at an average rate of 3.85 per cent and 913 stock savings
banks at the rate of 3.60 per cent. In 1908 the average rate paid
by both classes of savings banks was 3.62 per cent. The average rate
paid during the current year by mutual savings banks in the New
England States was 3.89 per cent, the minimum, 3.55 per cent, being
the average rate in New Hampshire, and the maximum, 3.96 per cent,
in Massachusetts and Connecticut. The average rate in the Eastern
States was 3.76 per cent. Pennsylvania shows the lowest average
rate, namely, 3.32 per cent, and Delaware the highest, 4 per cent.
Very generally the savings banks in New York pay 4 per cent, but the
average is shown to be 3.90 per cent. There are a limited number
of mutual savings banks in Ohio, Indiana, Wisconsin, and Minnesota, the average rate of interest paid varying from 3.60 per cent in
Minnesota to 4.25 per cent in Wisconsin, the average for this section
being 3.79 per cent. The average rate in California, the only State
in the Pacific Division having a mutual savings bank, is 4 per cent.
The average rates paid by stock savings banks in the various geographical divisions are as follows: New England States, 3.50 per cent;
Eastern States, 2.98 per cent; Southern States, 3.68 per cent; Middle
Western States, 3.60 per cent; Western States, 3.63 per cent; Pacific
States, 3.64 per cent.
The average rate of interest paid by 862 reporting trust companies
on savings accounts was 3.43 per cent, but from information received
it appears that 613 companies pay an average rate of 2.34 per cent
on other accounts.
Reports from 4,691 State banks show that interest at the average
rate of 3.71 per cent is paid on savings accounts, and reports from
4,016 banks, the payment of interest on other accounts at an average
rate of 3.34.
Nine hundred and ninety-three private bank reports show the
average rate on savings accounts as 3.43 per cent, a limited number
paying an average of 3.08 per cent on other accounts.
Savings accounts are reported as being carried by 3,515 national
banks, the average rate of interest being 3.34 per cent. Interest at
the average rate of 2.97 is paid on other accounts by 4,075 national
banks and reports from 2,517 associations state that no interest is
paid.
Information in detail in relation to the rates of interest paid on
savings accounts by reporting banks is shown in the following table.




BEPOET OF THE COMPTROLLEB OP THE CURRENCY.

47

AVERAGE RATE OF INTEREST PAID BY MUTUAL AND STOCK SAVINGS BANKS IN 1908
AND 1909, AND BY OTHER BANKS AND BANKING INSTITUTIONS ON SAVINGS DEPOSITS

IN 1909.
1908.
States, etc.

Maine
Vermont
Mass^phusetts
Rhode Island
Connecticut

1909.

All
savings
banks.

Mutual
savings
banks.

South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

3.90
3.47
3.32
4.00
3.48
3.76

4.50
&3.77
4.25

4.50

b c 3.25

North Dakota .
South Dakota
Nebraska.
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma

3.64
3.09
3.18
3.32
2.62
3.15

3.00
3.50
3.02

3.11
2.71

3.06
3.11
2.78
2.90
3.03
2.00

2.98

2.90

3.18

3.06

3.37

3.28
3.70
3.81
4.07
4.35
3.85
4.00
3.47
3.33

3.24
3.43
3.96
4.04
4.20
4.00
4,00
3.80
3.60
4.56
3.80
3.13
3.54

3.48
3.56
3.90
4.18
4.49
4.09
3.94
3.84
3.70
3.90
3.86
3.44
3.58

4.00

3.40
3.46
4.00

3.50

3.00

4.66
4.66
5.08
4.00
4.00
4.00

3.33
3.44
3.39
3.00
3.38
2.75

4.33
4.00

3.82
3.04
3.00

4.50

3.68

. 3.77

3.91

4.39

3.47

3.83
3.90

3.09

4.25
3.60

3.35
3.09
3.10
3.45
3.15
3.90
4.01
3.31

3.24
3.03
3.08
3.57

3.68
3.26
2.99

&4.25
3.00
6 3.95

3.18
3.00
3.10
3.01
3.00
3.76
3.88
3.30

3.34

3.22

4.66

4.00
3.80

3 33
4.64
4.66
4.02

4.00
6.00
3.75

3.79

2.86
3.50
3.67
3.60

4.01
3.70

3.00
3-50
4.00
3.22

3.31

3.42

4.66
4.22
3.52
3.30
4.00
3.90
3.50
4.20
4.22

5.14
4.56
3.77
3.27
4.35
4.54
3.84
4.33
3.66

3.63

3.89

4.02

4.16

3.88

4.00

3.68
3.60
3.62
4.25
3.64

3.74
3.68
3.60
4.20
4.07
3.50

4.00
4.50
3.50
4.26
4.50

3.82
3.50
3.66
3.92

3.00

4.00
3.69
3.75
4.19
4.00
3.72
4.35
3.91

4.00

3.64

3.75

3.89

4.08

3.75

4.00

4.18
4.41
3.43

3.43

3.50

4.21
3.34
3.34
3.25

& 3. i i

3.95
3.62

& d 3. 78

Average Pacific States
Hawaii
Porto Rico
Average island possessions.
Average United States ...

a 1907.
b Unofficial.


3.75

&3.83
3.90
a 3.00

Average Western States...
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska

3.10

3.50

166
3.10

Average Southern States..
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Average Middle Western
States

Loan
Private and trust
combanks.
panies.

3.31

3.89
3.65
3.00
3.50
&4.00
&3.31
2.77

Average Eastern States...
Virginia
West Virginia

State
banks.

Per cent. Per cent. Per cent. Per cent. Per cent. Per cent. Per cent.
a 3. 66
3.80
3.60
3.88
3.64
3 47
3.55
2.78
3 50
3.81
3.77
3.82
3.45
3.42
3.96
2.23
a 3. 80
3.94
3.83
4.00
4.00
3.96
a 3. 68
3.83
3.50

Average New England
States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

Stock
savings National
banks. banks.

4.00
3.62

3.85
c Two banks.

3.60

4.32

3.34

3.71

3.00

d One hundred and fourteen banks.

DEPOSITS IN BANKS OF THE UNITED STATES.

00

The reports of condition from banks of the United States contain information in detail as to deposits held, and
a compilation of the returns showing the character of deposits, arranged by classes of banks in the geographical
sections, follows:
DEPOSITS IN BANKS OF THE UNITED STATES, INCLUDING THE ISLAND POSSESSIONS, ON APRIL 28,

Individual
deposits
subject to
check.

Savings
deposits.

Time deposits,
including
time certificates
of deposit.

Certified
checks.

Cashier's,
treasurer's
Deposits
or secretary's
not
checks out- classified.
standing.

United
States
deposits.

Total.

§
Total, exclusive
of United States
deposits.

W
O
O

New England States:
State banks.
Savings banks
Loan and trust
companies

$11,041,580.29 $4,151,487.88
125,709.90 1,261,123,846.81

Total.
National banks
Grand total

Demand
certificates
of deposit.

1909.

$3,346.01

$26,213.95
6,827.11

$609,710.30

21,963,929.39

6,064,507.62 1,782,247.05

57,643.77

12,111,972.50
16,927,097.82

21,967,275.40
1,327,394.05

6,155,179.64 1,815,288.11
7,285,855.22 5,302,194.96

667,354.07

29,039,070.32

23,294,669.45 13,441,034.8

13,522,643.67
259,163.81
1,369,168.24

14,319,689.25 37,121,952.03 2,615,397.38
1,183,783.61
68,193.29
25,463.97
1,320.12
3,639,264.19
39,198.64

89,631,808.65

$599,411.22
79,787.82
11,432,773.46

271,715,711.48 1,354,907,143.34
374,424,013.00 31,643,015.40
I 646,139,724.48 1,386,550,158.74

260,548,421.29

Eastern States:
:
State banks
396,842,773.07 125,221,332.43
Savings banks
10,922,716.911,767,999,928.31
Private banks
1,128,146.52
5,671,392.44
Loan and trust
178,709,462.32
companies
1,254,157,637.17

63,792,018.13

$90,672.02

201,426,629.77

7,117,483.07

$15,909,365.36 $15,909,365.36
1,261,949,227.95 1,261,949,227.95
391,481,331.23
$3,480,073.66

391,481,331.23

1,669,339,924.54 1,669.339,924.54
440,389,644.11 436,909,570.45

667,354.07 3,480,073.66 2,109,729,568.65 2,106,249,494.99
145,000.00
187,685.16
280,380.07

1,720,455,037.00) 1,720,455,037.00

Total.
National banks

1,667,594,519.59 2,073,058,869.58
1,459,029,972.78 176,814,128.19

78,942,993.85 220,569,366.82 47,093,697.93 6,976,986.72 8,783,195.62
4,103,019,630.11 4,103,019,630.11
",139,834." 44^
114,743,820.50 47,983,063.28101:
03 ",984,981.61
15,992,423.37 1,960,688,223.76 1,944,695,800.39

Grand total.

3,126,624,492.37 2,249,872,997.77

193,686,814.35 268,552,430.10 148,233,531.96 51,961,968.33 , 783,195.62 15,992,423.376,063,707,853.87 6,047,715,430.50




3

I

589,788,787.83! 589,788,787.83
1,780,646,935.06 1,780,646,935.06
12,128,870.22.
12,128,870.22

9,902,232.49 4,296,926.73 8,170,130.39

g

o
3
Q

Southern States:
State banks
Sayings banks
Private banks
Loan and trust
companies
Total
National banks
Grand total
Middle Western States:
State banks
Savings banks
Private banks
Loan and trust
companies
Total
National banks
Grand total
Western States:
State banks
Sayings banks
Private banks
Loan and trust
companies
Total
National banks
Grand total
Pacific States:
State banks
Savings banks
Private banks
Loan and trust
companies
Total
National banks
Grand total

271,764,630.67
25,344,200.72
11,251,712.08

46,555,103.96
43,822,432.45
584,543.00

37,680,540.98

12,003,850.11

346,041,084.45
396,708,359.57

102,965,929.52
41,146,963.71)

7,424,511.40
2,324,885.01
117,466.34
566,659.41
10,433,522.16
32,993,033.27

62,241,086.22
9,015,776.84
889,129.56

571,510.98
66,080.96
3,951.73

942,492.92 3,147,376.45
67,832.85 727,895.90
17,235.44
28,118.26

392,646,712.60
81,369,104.73
12,892,156.41

392,646,712.60
81,369,104.73
12,892,156.41

6,071,953.34

62,814.78

191,307.79 1,537,745.23

58,114,871.64

58,114,871.64

704,358.45 1,218,869.00 5,441,135.8
545,022,845.38 545,022,845.38
1,125,230.81 2,646,231.70
528,123,640.49 514,214,753.50
13,9
117,812,880.40 1,829,589.26 3,865,100.70 5,441,135.84 13,908,886.99 1,073,146,485.87 1,059,237,598.88
78,217,945.96
39,594,934.44

742,749,444.02 144,112,893.23

43,426,555.43

380,404,245.57
42,749,045.55
68,931,533.61

68,357,997.52 228,940,668.13 2,420,010.00 3,610,135.64 262,239.41
5,894,944.27 51,103, 608.49
376,289.11 233,519.71
23,409,134.11 34,598, 303.64
557,577.46
87,396.35 3,851,112.85

903,099,740.70
306,785,344.63
144,521,591.15

903,099,740.70
306,785,344.63
144,521,591.15

1,621,578.47 2,978,723.18 3,104,420.50

575,769,247.43

575,769,247.43

219,104,444.43
206,427,937.50
13,086,533.13

220,855,746.24 271,607,528.54

12,329,919.59

712,940,570.97 710,226,443.60
800,410,503.64 107,330,678.84

109,991,995.49
166,025,781.34

.63,271,330.91

377,913, 911.17 4,975,455.04 1,909,774.88 7,217,772.76
1,930,175,923.91 1,930,175,923.91
175,516,632.72 4,709,979. 4812
~ 1,009,423.54
20,563,823.23 1,286,566,822.79 1,266,002,999.56
553,430,543.89

184,975,486.97
4,567,503.62
6,985,019.67

71,716,555.59
2,925,739.76
2,692,945.58

3,716,144.11
7,784,470.41
247,806.20

2,285,287.361

9,685,434.5218,919,198.42 7,217,772.76 20,563,823.23 3,216,742,746.70 3,196,178,923.47
609,367.29 1,300,390.89
4,742.27
36,274.50
250.00
26,704.08

23,747.82

488,048.42
676,280.97
5,717.41

127,628.34

278,416,498.13
16,460,053.01
10,578,104.28

278,416,498.13
16,460,053.01
10,578,104.28

20,501,548.23

20,501,548.23

3
o
o

i

208,329,844.86
250,504,752.88

16,427,792.53|
3,871,616.60;

18,278,885.98
28,153,669.58

79,620,528.29;
638,107.38 1,490,997.81 1,170,046.80
85,908,923.96; 1,027,102.67 4,732,147.60
8,311,139.75

325,956,203.05
382,509,353.04

325,956,203.65
374,198,213.29

458,834,597.74

20,299,409.13|

46,432,555.56J 165,529,452.25 j 1,665,210.05 6,223,145.41 1,170,046.80 8,311,139.75

708,465,556.69

700,154,416.94

150,744,666.68
20,061,557.27
9,446,447.59

50,528,162.77;
219,445,311.90;
325,917.59!

12,482,913.75
1,129,874.46
~"
836,480.99,

259,446,900.44
266,195,044.42
13,142,502.25

259,446,900.44
266,195,044.42
13,142,502.25

41,109,439.80

20,151,078.OS?

2,097,161.00|

4,861,146.47

69,513,145.26

69,513,145.26

a
a
w
w

221,362,111.34 290,450,470.34
232,632,492.48 15,105,516.06

16,546,430.20
19,790,715.721

63,332,532.56
16,656,878.06

1,131,010.02 2,516,957.8012,958,080.11
1,287,253.08 3,328,711.17
7,814,016.43

608,297,592.37
296,615,583.00

608,297,592.37
288,801,566.57

a

i, 337,145.92

79,989,410.62

2,418,263.10 5,845,668.97 12,958,080.11 7,814,016.43

904,913,175.37

897,099,158.94

453,994,603.82




305,555,986.40

32,873,182.48
24,891,573.71
708,629.90

793,642.02
126,916.13
22,477.54

812,617. 8911,211,714.85
4,963.37
534,847.58
63,146.75 1,741,401.89

187,974.33 1,106,345.58

W
fed

j

CD

DEPOSITS IN BANKS CF THE UNITED STATES, INCLUDING THE ISLAND POSSESSIONS, ON APRIL 28, 1909—Continued.

Individual
deposits
subject to
check.

Savings
deposits.

Time deposits,
including
time certificates
of deposit.

Certified
checks.

State banks
Private banks
National banks

$13,792,803.86
1,015,949.59

140,611.79

55,883.86

24,760.02

14,808,753.45

2,212,987.31

249,245.56

3,221,807.51

131,154.30

$193,361.70

$3,197,047.49

$130,878.94

Cashier's,
treasurer's
or secretary's
checks outstanding.

Deposits
not
classified.

275.36

Grand total
United
States
islands:
State banks

$2,072,375.52

Demand
certificates
of deposit.

United
States
deposits.

$79,060.96 $8,185,132.23

Total.

$27,650,660.70
$331,455.56

79,060.96 8,185,132.23

1,568,936.18

331,455.56

29,219,596.88

Total exclusive
of United States
deposits.

$27,650,660.70
1,237,480.62
OO

O O O " y!1 O
I

2,6, ooo, 141. 6

and
1,409,566,187.11 451,349,051.10 118,191,344.12
103,770,733.97 3 506,603,927.38 10,153,696.85
97 S,
15,372,946.44
26,351,911.02
102,286,105.39

Private banks
Loan and trust
1,826,153,620.08
companies
Total
National banks

576,783,099.51

91,802,209.89

3,441,776,646.55 4,550,109,024.43 246,499,161.88
3,514,726,043.94 376,052,530.59 378,690,002.09

413,288,229.16 41,738,033.28 1,386,309.63 231,439,511.36
;
642,221.76
89,123,828.42
904,765.72 2,206,535.70
585,576.85
42,526,272.87
233,681.26 5,906,730.48

2,466,958,665.76 2,466,958,665.76
3,713,405,709.80 3,713,405,709.80
193,263,224.31
193,263,224.31

299,880,277.24 17,862,855.5110,483,178.67 12,869,939.89

w
O
O

2,835,835,180.79 2,835,835,180.79

844,818,607.69 60,828,687.40 21,007,935.28 44,422,717.43
9,209,462,780.66 9,209,462,780.66
367,012,586.53 116,575,530.65 73,003,690.58
70,401,818.99 4,896,462,203.37 4,826,060,384.38

Grand total,
United States
and i s l a n d s
(22,491 banks).. 6,956,502,690.49 4,926,161,555.02 625,189,163.97 1,211,831,194.22 177,404,218.05 94,011,625.86 44,422,717.43 70,401,818.99 14,105,924,984.03 14,035,523,165.04




I

I
O

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

51

From the foregoing table it will be observed that the deposits,
including government deposits, held by the banks of the country,
aggregate $14,105,924,984. Excluding government deposits, the
individual deposits aggregate $14,035,523,165. The individual deposits reported for 1908 were $12,784,511,169, thus showing a gain of
$1,251,011,996 in 1909 over 1908. In round amounts the national
banks hold $4,826,000,000 individual deposits, savings banks $3,713,000,000, loan and trust companies $2,835,000,000, state banks
$2,466,000,000, and private banks $193,000,000. Geographically,
the individual deposits reported by banks in the Eastern States
aggregate $6,047,000,000, in the New England States $2,106,000,000,
in the Middle Western States $3,196,000,000, in the Southern States
$1,059,000,000, in the Pacific States $897,000,000, in the Western
States $700,000,000, and in the island possessions $28,000,000.
National banks of the Middle Western States hold the largest
amount of government deposits—$20,563,000—those of the Eastern
States hold $15,992,000, of the Western States $8,311,000, of the
Pacific States $7,814,000, of New England States $3,480,000, and
national banks of the island possessions $331,455. The total government deposits held by the national banks on April 28, were
$70,401,818, The figures for United States deposits include deposits
of United States disbursing officers, amounting to $12,620,562.
From a further examination of the table it will be noted that the
amount of savings deposits held by all the banks of the country is
$4,926,161,555. Of this amount $3,506,603,926 was in savings
banks, $576,783,099 in loan and trust companies, $451,349,051 in
state banks, $376,052,530 in national banks, and $15,372,946 in
private banks. The largest amount of deposits under the classifications shown for April 28, 1909, is individual deposits subject to
check aggregating $6,956,502,690, $3,514,726,043 being on the books
of the national banks and the remainder, $3,441,776,644, of all other
banks. Demand certificates to the amount of $625,189,163 in all
reporting banks include $378,690,002 in national banks and $246,499,161 in all other banks. Time deposits, including time certificates
of deposits, aggregate $1,211,831,194, $844,818,608 of this amount
being reported by banks other than national and $367,012,586 by
national banks. Certified checks to the extent of $116,575,530 and
$73,003,690 in cashiers' checks were reported by national banks
and $60,428,688 certified checks and $21,007,935 cashiers' checks,
etc., by all other banks. Banks other than national reported
$44,422,717 unclassified deposits.
The information secured relative to deposits is of especial interest
at this time, when the adequacy of present means for the custody of
the people's savings is under discussion. It is shown in the foregoing table that deposits amounting to over $4,926,000,000, or 35 per
cent, of the total individual deposits in all banks are sayings deposits, and in addition over $1,211,000,000 are time deposits. The
individual deposits subject to check aggregate over $6,956,500,000,
demand certificates of deposit over $625,000,000, and the aggregate
of other minor classifications is over $315,900,000.
As fluctuations of deposits in the banks of the country from year
to year indicate in a large measure economic conditions, it is of
interest to note that since June 30, 1900, individual deposits in



52

BEPOET OF THE COMPTROLLER OF THE CURRENCY.

reporting banks have increased over 93 per cent, the amount of deposits on that date being $7,238,986,450. The highest per cent of
annual increase since the year 1900 was in 1901, the gain in deposits
for the fiscal year ending June 30, 1901, being over 16 per cent.
Reports for the year ended June 30, 1905, show an increase of
over 13 per cent. The next highest increase is shown in the reports
submitted as of April 28, 1909, the gain in deposits over amount
reported for 1908 being more than 9 per cent. Deposit accounts
from June 30, 1907, to the corresponding date in 1908 declined nearly
2\ per cent, this reduction being caused by the monetary crisis in
the fall of 1907. The following table shows the percentage of gain
for each year over the preceding year:
Per cent.

Year.

Year.

Per cent.

16.8 1906.
7.6 1907.
4.9 1908
4.4 1909.
13.5
o Decrease.

1901.
1902.
1903.
1904.
1905.

. . . 7.6
. . . 7.2
. . . a 2. 4
. . . 9.7

The following table shows the amount and per cent of deposits
held by the several classes of banks in 1900, 1908, and 1909:
1908.

1900.

Classification.

State banks

Savings banks
Private banks ..
Loan and trust companies
National banks
Total

Amount.

Per cent. Amount.

1909.

Per cent. Amount.

Per cent.

Millions.
$1,266.7
2,389.7
96.2
1,028.2
2,458.1

17.5
33.0
1.3
14.2
34.0

Millions.
$2,937.1
3,479.2
126.7
1,867.0
4,374.5

23.0
27.2
1.0
14.6
34.2

Millions.
$2,466.9
3,713.4
193.3
2,835.9
4,826.0

17.6
26.4
1.4
20.2
34.4

7,238.9

100.0

12,784.5

100.0

14,035.5

100.0

From the foregoing it will be seen that national banks have been
steadily gaining in the proportion of individual deposits held by all
banks, the 34 per cent held in 1900 rising to 34.2 per cent in 1908
and to 34.4 per cent in the present year. Savings banks, which held
33 per cent of individual deposits in 1900, now hold only 26.4 per
cent, while loan and trust companies, reported as holding 14.2 per
cent of the deposit accounts of individuals in 1900, now hold 20.2
per cent of such deposits in all reporting banks. The proportion
held by state and private banks has increased but slightly since 1900,
but the figures indicate that about 5£ per cent of total deposits has
shifted from state banks to loan and trust companies since June 30,
1908, caused chiefly by the fact that a different classification has
been made in the current statistics and that the data relating to
state banks in 1908 included many trust company reports, which are
now included in their proper class.
The following table shows the amount of individual deposits in
national and other reporting banks by geographical divisions on or




EEPQRT OF THE COMPTBOLLER OF THE CURRENCY.

53

about June 30, 1908, and on April 28, 1909, together with the amount
and per cent of increase:
Individual deposits.
Geographical division.

1908.

1909.

Increase.

Per cent
of increase.

Millions. Milliofis. Millions.
$119.1
$1,987.1 $2,106.2
619.8
5,427.9 6,047.7
1,059.2
145.4
913.8
3,003.6 3,196.2
192.6
700.2
108.3
591.9
57.4
897.1
839.7
8.4
20.5
28.9

New England States..
Eastern States
Southern States
Middle Western States
Western States
Pacific States
Islands

5.99
11.41
15.91
6.41
18.21
6.83
40.97

1,251.0

9.78

12,784. 5 14,035.5

While the figures published in 1908 show a decrease in individual
deposits in every section except in the New England States from the
amounts reported in 1907, the returns for 1909 show an average
increase of 9.78 per cent over the preceding year for the whole country. Outside of the island possessions, where an increase of 40.97
per cent is shown, the largest per cent of increase is in the Western
States—18.21. The Southern States show an increase of 15.91
per cent, the Eastern States an increase of 11.41 per cent, the
Pacific States 6.83 per cent, the Middle Western States 6.41 per cent,
and the New England States 5.99 per cent. The following comparative statement shows the increase in population, individual
deposits, and money in circulation in the United States, exclusive
of the island possessions, for 1907, 1908, and 1909:
Increase 1908 to 1909.

Increase 1907 to 1908.
1907.

Population
Deposits (individual).
Money in circulation..

1908.

Millions.
86.0
$13,077.3
$2,773.0

Millions.
87.4
$12,764.0
$3,038.0

Amount.
Millions.
1.4
a $313.3
$265.0

Per cent.
1.63
a 2.39
9.55

1909.
Millions.
88.9
$14,006.6
$3,106.2

Amount.
Millions.
1.5
$1,242.6
$68.2

Per cent.
1.72
9.73
2.24

a Decrease.

In connection with deposits in national banks the following comparative statement is of interest, showing on or about July 1, 1896,
1900, 1908, and April 8, 1909, the amount of their individual deposits,
the average deposit account, the number of depositors, estimated for
1900 and 1908, and number of shareholders in 1896, together with
the estimated number in 1900, 1908, and 1909:
Year.
1896
1900.
1908
1903

Average
Individual de- Number of deposit ac- Number of
shareposits.
depositors.
count.
holders.
$1,668,413,507
2,435,625
2,550,659,557
3,470,285
4,374,551,208
5,593,927
5,129,884,506 «7,718,425

$685
735
782
664

288,902
292,215
404,021
417,900

a Of the deposit accounts reported on June 30,1909, by 6,592 national banks, 1,965,096 were savings and
5,753,329 nonsavings accounts.




54

BEPOBT OF THE COMPTKOLLEB, OF THE CURRENCY.
MONEY IN BANKS OF THE UNITED STATES.

On April 28, 1909, the amount of reported cash on hand was
$1,452,014,676, against $1,368,329,683 in 1908, a gain of about
$83,700,000. In 1908 the gain in cash over 1907 was more than
$254,000,000. Over 63 per cent of the cash holdings of the banks of
the country is in national banks, as will be seen from the following
table, showing the amount of coin and other money in the United
States on April 28, 1909, held by national and other banks, including
those in the island possessions:
GOLD AND OTHER MONEY HELD BY NATIONAL BANKS AND ALL OTHER REPORTING
BANKS AND BANKERS, ON APRIL 28, 1909.

Classification.
Gold coin
Gold certificates a
Silver dollars
Silver certificates
Subsidiary and minor coins & .
Legal-tender notes
National-bank notes
Cash (not classified)

National banks All other banks Total all banks.
(6,893).
(15,598).
(22,491).
:151,366,529.53 $75,499, 867.50
375,668,480.00 207,039, 340.00
11,869,927.00 10,697, 159.00
124,348,526.00 55,260, 744.00
19,212, 159.29 13,699, 181.22
198,898,210.00 72,895, 792.00
45,413 071.00 68,125! 023.00
22,020: 666.80

$226,866, 397.03
582,707, 820.00
22,567, 086.00
179,609, 270.00
32,911, 340.51
271,794, 002.00
113,538, 094.00
22,020, 666.80

926,776,902.82 525,237,773.52

1,452,014,676.34

a Includes gold treasury certificates to order and clearing-house certificates, section 5192.
6 Includes fractional paper currency, nickels, and cents.

The returns for 1909 are more complete as to details of cash holdings than those submitted for 1908. The unclassified specie and
cash reported in 1908 amounted to over $303,000,000, while for the
present year practically all cash held appears to have been properly
segregated in the reports, as only about $22,000,000 is not classified.
It will be noted that about 56 per cent of the cash consists of gold
coin and gold certificates, $226,866,397 being gold coin and $582,707,820 gold certificates. Fourteen per cent of the cash holdings consists of silver and silver certificates, 18 per cent of legal-tender notes,
8 per cent of national-bank notes, and 4 per cent of unclassified cash
and minor coins.
. The following table shows the cash holdings of banks in 1908 and
1909 and the amount of increase by geographical divisions:
Cash holdings.
Geographical division.

New England States
Eastern States
..
Southern States
Middle Western States .
Western States
Pacific States
Islands

.

Total
Decrease.




1908.

1909.

Increase.

Millions. Millions. Millions.
$12.1
$76.2
$88.3
716.2
59.6
656.6
10.0
95.8
105.8
6.4
373.4
367.0
4.0
71.0
67.0
89.6
a 10.7
100.3
5.4
2.3
7.7
683.7
1,368.3 1,452.0
& Net increase.

55

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

On April 28, 1909, banks in the New England States held, in round
amount, actual cash in the sum of $88,300,000; those in the Eastern
States, $716,200,000; in the Southern States, $105,800,000; in the
Middle Western States, $373,400,000; in the Western States, $71,000,000; in the Pacific States, $89,600,000, and the banks of the island
possessions, $7,700,000. The net increase in the cash holdings during
the year, as stated, is $83,700,000, every section showing an increase
with the exception of the Pacific States, where there was an apparent
decrease of $10,700,000. The banks of the Eastern States gained
$59,600,000; those of the New England States $12,100,000; the
Southern States $10,000,000; the Middle Western States, $6,400,000;
the Western States $4,000,000, and the island possessions, $2,300,000.
The geographical distribution of money in the banks of the United
States in 1900, 1907, 1908, and 1909 is shown in the following table:
GEOGRAPHICAL DISTRIBUTION OP MONEY IN THE BANKS OF THE UNITED
IN 1900, 1907, 1908, AND 1909.
1907.

1900.
Division.

New England States
Eastern States
Southern States
Middle Western States
Western States
Pacific States
Total

.. .

1908.

STATES

1909.

Amount.

Per
cent.

Amount.

Per
cent.

Amount.

Per
cent.

Amount.

Millions.
$61.9
369.1
47.8
195.2
31.8
44.1

8.25
49.22
6.37
26.03
4.25
5.88

Millions.
163.5
519.2
87.2
305.8
55.2
75.6

5.74
46.92
7.88
27.64
4.99
6.83

Millions.
$76.2
656.5
95.8
367.0
67.1
100.3

5.59
48.17
7.03
26.93
4.93
7.35

Millions.
$88.3
716.2
105.8
373.4
71.0
89.6

6.11
49.59
7.33
25.85
4.92
6.20

749.9

100. 00

1,106. 5 100. 00

1,362.9

100.00

1, 444.3

100. 00

Per
cent.

In noting the geographical distribution of cash holdings it will be
observed that nearly 50 per cent of the aggregate is in banks of the
Eastern States. The cash holdings of banks in that section in 1909
was 49.59 per cent, against 48.17 per cent in 1908, 46.92 per cent in
1907, and a fraction more than the percentage of 49.22 per cent
shown in 1900. The proportion of -cash held by the banks of the
Middle Western States was 25.85 per cent. Banks in this section
in 1908 held 26.93 per cent of the total cash holdings, in 1907, 27.64
percent, and in 1900,26.03 percent. The banks of the Southern States
held 7.33 per cent, against 7.03 in 1908 and 7.88 per cent in 1907.
The banks of the Pacific States hold 6.20 per cent, against 7.35 per
cent in 1908 and 6.83 per cent in 1907; those of the New England
States hold 6.11 per cent, against 5.59 percent in 1908 and 5.74 per
cent in 1907. The banks in the Western States hold 4.92 per cent;
in 1907 and 1908 the percentages of cash holdings of banks in this
section were 4.99 per cent and 4.93 per cent, respectively.
In the appendix will be found a table showing the amount of
gold coin, gold certificates, silver dollars, silver certificates, legaltender notes, national bank notes, subsidiary and minor coins held
by banks in each State and geographical section. The State with
banks having the largest holding of gold coin is California, $33,859,900
being reported on hand on April 28, 1909; there was over $19,800,000
gold coin in Pennsylvania banks on that date, $17,489,000 in Illinois
banks, $16,368,000 in New York banks, $12,089,000 in Washington
banks, $10,970,000 in Oregon, $10,715,000 in Ohio, and $10,031,000



56

REPOKT OF THE COMPTROLLER OF THE CURRENCY.

in Missouri banks. In the banks of New York $356,000,000 was
held in gold certificates, in the Illinois banks $46,000,000, and in the
banks of Pennsylvania $43,000,000 was reported.
The State having the largest amount of silver dollars in banks is
Texas, $1,938,000; Pennsylvania banks are next in order, with
$1,676,000; Ohio banks third, with $1,280,000; Illinois banks
fourth, with $1,188,000; and Missouri banks fifth, with $1,159,000.
The largest amount of silver certificates in the banks of any one
State is reported by the banks of New York, $67,584,000; Illinois
comes next with $25,143,000, followed by Pennsylvania with
$18,621,000, Massachusetts with $14,410,000, and Missouri with
$10,269,000. The banks of New York also hold the largest amount of
legal-tender notes, $90,388,000 being in the vaults of banks in that
State; $43,435,000 was in Illinois banks, $22,445,000 in Pennsylvania
banks, $12,647,000 in Ohio banks, and $11,218,000 in Massachusetts
banks. The holdings of national bank notes also appear to have been
the largest in New York banks, namely, $19,752,000. Over $11,627,000
in national banknotes was held by Pennsylvania banks, $11,166,000 by
Illinois banks, $8,311,000 by Ohio banks, and $5,204,000 by Massachusetts banks. The largest amount of national bank notes held in any
geographical section, $38,886,000, w^as in the Middle Western States
banks, the amount held by banks in the Eastern States being
$34,756,000. Of subsidiary and minor coins the banks of New York
held $4,716,344, Pennsylvania $3,244,761, Illinois $1,798,389, and
Texas $1,735,929.
The following table gives the composition of cash holdings arranged
by geographical divisions:
C A S H I N ALL R E P O R T I N G

Geographical divisions.

New England States...
Eastern States
Southern States
Middle Western States
Western States
Pacific States
Total
Island possessions
Total

Geographical divisions.

BANKS.

Silver
dollars.

Subsidiary

$522,536 $18,456,977
2,676,047 94,686,917
6,530,932
9,704,111
7,351,090 49,735,418
3,131,021
5,540,687
2,083,481
1,245,381

$2,673,949.15
9,339,662.69
6,388,449.34
8,262,299.12
3,303,495.99
2,781,704.70

225,205,174.53 582,315,360 22,295,107 179,369,491
1,661,222.50
392,460
271,979
239,779

32,749,560.99
161,779.52

226,866,397.03 582,707,820

32,011,340.51

Gold coin.

Gold certificates.

$9,970,604.22 $30,431,800
39,793,359.61 410,786,160
17,231,637.20 16,735,310
73,326,684.74 101,238,590
21,987,325.26 13,706,140
62,895,563.50
9,417,360

Legal-tender
notes.

22,567,086 179,609,270

National bank
notes.

Cash not
classified.

Total.

New England States..
Eastern States
Southern States
Middle Western States
Western States
Pacific States

$16,728,110
120,504,493
25,443,731
90,827,127
13,150,192
4,451,610

$8,877,211
34,756,167
16,066,753
38,886,011
9,612,706
5,114,453

$658,792.59
3,645,618.58
7,665,867.78
3,811,509.77
587,364.76
1,589,977.46

$88,319,979.96
716,188,424.88
105,766,791.32
373,438,729.63
71,018,932.01
89,579,530.66

Total
Island possessions

271,105,263
688,739

113,313,301
224,793

17,959,130.94
4,061,535.86

1,444,312,388.46
7,702,287.88

Total

271,794,002

113,538,094

22,020,666.80

1,452,014,676.34




57

BSPORT OF THE COMPTEOLLEB OF THE CURRENCY.

In connection with the foregoing statistics; the following statement
showing the deposits and cash holdings of the several classes of
reporting banks on April 28, 1909, together with the percentage of
cash to deposits in 1908 and 1909, is of interest:
INDIVIDUAL DEPOSITS AND CASH HOLDINGS OP THE SEVERAL CLASSES OF BANKS,
APRIL 28, 1909.
Ratio of cashL to deposits.
Classification.

National banks .
State banks
Savings banks
Private banks
Loan and trust companies
Total

Individual Cash on
hand.
deposits.

1908.

1909.

Millions. Millions. Per cent. Per cent.
$926.8
20.33
$4,826.1
227.0
2,466.9
10.51
3,713.4
32.7
1.25 1 5.70
11.1
193.3
6.71
254.4
6.34
2,835.8
14,035.5

1,452.0 . ,

10.70

Per cent. Per cent.
19.20
9.20
.88
5.70
5.74
8.97

(
1
1
[

10.34

On April 28, 1909, the proportion of cash holdings of all banks to
deposits was 10.34 percent; in 1908, 10.70 percent; and in 1907, 8.50
per cent. The average proportion of cash to individual deposits
held by national banks (exclusive of all government deposits and
bank balances) was 19.20 per cent against 20.33 per cent in 1908
and 16.70 per cent in 1907. The average cash holdings to individual
deposits held by all other banks was 5.70 per cent in 1909, being
exactly the same percentage reported in 1908. In 1907 the percentage was 5.60. In 1909 the proportion for the state banks was 9.20 per
cent, for private banks 5.74 per cent, for loan and trust companies 8.97
per cent, and for savings banks less than 1 per cent.
In the following table is shown the distribution of money in the
United States, giving the amount in the Treasury as assets, in reporting banks, and elsewhere in 1892 to 1909:




58

REPORT OF THE COMPTROLLER OF THE CURRENCY.
DISTRIBUTION OF MONEY IN THE UNITED STATES.

Coin and
Coin and other
Coin and Coin and other
money in Treas- money in reportnot in
other
Year
ury as assets .a
ing banks. &
banks.
money
ended
in the
June 30— United
States.
Per
Per
Amount.
Amount.
Amount.
cent.
cent.
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

Millions. Millions.
$1,752.2
$150.9
1,738.8
142.1
1,805.0
144.2
1,819.3
217.4
1,799.9
293.5
1,905.9
265.7
2,073.5
235.7
2,190.0
286.0
2,339.7
284.6
2,483.1
307.8
2,563.2
313.9
2,684.7
317.0
2,803.5
284.3
2,883.1
295.2
3,069.9
333.3
3,115.6
342.6
3,378.8
340.8
3,406.3
300.1

Millions.
$586.4
8.60
515.9
8.17
688.9
7.99
631.1
11.95
531.8
16.31
628.2
13.95
687.7
11.37
723.2
13.06
749.9
12.16
794.9
12.39
837.9
12.24
848.0
11.80
982.9
10.14
987.8
10.24
1,010.7
10.86
1,106.5
11.00
1,362.9
10.08
8.81 c 1,444.3

Mlllions.
33.48 $1 ,014.9
1,080.8
29.68
971.9
38.17
970.8
34.69
974.6
29.55
32.96
] ,012.0
33.17
] ,150.1
33.02
] , 180.8
32.05
]L,305.2
32.02
]L,380.4
32.69
:L,411.4
1,519.7
31.59
L, 536.3
35.06
L,600.1
34.27
32.92
:L,725.9
L,666.5
35.51
L, 675.1
40.34
L, 661.9
42.40

other money
Treasury or

Per
cent.

In circulation,
exclusive of coin
and other money
in Treasury as
assets.

Per
Per
Amount. capita.
capita.

Millions.
57.92 $15.50 $1,601.3
62.15
1,596.7
16.14
53.84
1,660.8
14.21
53.36
1,601.9
13.89
54.14
1,506.4
13.65
53.09
1,640.2
13.87
55.46
1,837.8
15.43
53.92
1,904.0
15.51
55.79
2,055.1
17.11
55.59
2,175.3
17.75
55.07
2,249.3
17.90
56.61
2,367.7
18.88
54.80
2,519.2
18.77
55.49
2,587.9
19.22
56.22
2,736.6
20.39
53.49
2,773.0
19.36
49.58
3,038.0
19.15
48.78
3,106.2
18.68

$24.44
23.85
24.28
22.93
21.10
22.49
24.66
25.01
26.94
27.98
28.43
29.42
30.77
31.08
32.32
32.22
34.72
34.93

a Public money in national-bank depositaries to the credit of the Treasurer of the United States not
included.
b Money in banks of island possessions not included,
c Compiled from special reports, April 28,1909.

In this connection it should be stated that the data relating to the
stock of money and amount held in the Treasury have been used as of
June 30 for the reason that the figures for this date have been carefully
revised by the Treasurer's office and are used in all annual publications of the department. The amount of money on May 1, the day
nearest the date of the special reports obtained from the banks,
remains the same, but the money in the Treasury as assets on that
date was $8,700,000 greater than on June 30, as shown in the table.
By using the details of figures showing monetary stock on May 1 the
per cent of money in the Treasury will be 9.06, the amount not in the
Treasury or banks 48.50, or $1,652,300,000 instead of $1,661,900,000,
and the per capita of money not in the Treasury or banks $18.54
instead or $18.68. The amount in circulation will also be reduced to
$3,096,600,000 from $3,106,200,000.
The general stock of money in the United States at the close of the
year ended October 31, 1909, was $3,427,889,113, an increase during
the year of $46,809,379. As shown in the following table, the stock
of gold decreased to the extent of $644,613, and Treasury notes of
1890 to the extent of $671,000. National-bank notes increased to the
extent of $38,096,564, silver certificates by $9,340,521, and standard
silver dollars by $687,907.




59

EEPOBT OP THE COMPTBOLLEE OF THE CUBEENCY.

COMPARATIVE STATEMENT RELATIVE TO CIRCULATION AT CLOSE OP BUSINESS NOVEMBER 2, 1908, AND NOVEMBER 1, 1909, WITH CHANGES DURING THE INTERVAL.
General stock of money in the United States, a
Changes,
( + ) increase,
(—) decrease.

Nov. 2, 1908.
Gold coin (including bullion in Treasury).
Gold certificates
Standard silver dollars
Silver certificates
Subsidiary silver
Treasury notes of 1890
United States notes
National-bank notes
Total.

Nov. 1, 1909.

$1,649,358,744

$1,648,714,131

563,554,812

564,242,719

,87,907

150,935,970
4,705,000
346,681,016
665,844,192

160,276,491
4,034,000
348,681,016
703,940,756

+ 9,340,521
671,000

3,381,079,734 | 3,427,889,113

+46,809,379

-

$644,613

+38,096,564

Held in Treasury as assets of the Government. &
Nov. 2, 1908.
Gold coin (including bullion in Treasury)
Gold certificates
Standard silver dollars
Silver certificates
Subsidiary silver
Treasury notes of 1890
United States notes
National-bank notes
Total

Nov. 1, 1909.

$188,480,313
43,571,480
21,567
4,893,158
19,272,269
13,775
3,686,960
22;642,191

$175,284,087
79,451,380
2,271,862
5,792,111
17,952,452
12, 465
4,501,054
17,944,644

282,581,713

Changes,
( + ) increase,
( —) decrease.

303,210,056

+ 20,628,343

Money in circulation.
Nov. 2, 1908.
Gold coin (including bullion in Treasury)
Gold certificates
Standard silver dollars
Silver certificates
Subsidiary silver
Treasury notes of 1890
United States notes
National-bank notes
Total

Nov. 1, 1909.

Changes,
( + ) increase,
(—) decrease.

$610,060,562
807,246,389
74,740,245
483,899,842
131,663,701
4,691,225
342,994,056
643,202,001

$598,773,175
795,205,489
74,383,857
481,794,889
142,324,038
4,021,535
342,179,962
685,996,112

-$11,287,387
- 12,040,900
356,388
- 2,104,953
+ 10,660,337
669,690
814,394
+ 42,794,111

3,098,498,021

3,124,679,057

+ 26,181,036

a A revised estimate by the Director of the Mint of the stock of gold coin was adopted in the statement
for August 1, 1907. There was a reduction of $135,000,000.
6 For redemption of outstanding certificates an exact equivalent in amount of the appropriate kinds
of money is held in the Treasury, and is not included in the account of money held as assets of the Government. This statement of money held in the Treasury as assets of the Government does not include
deposits of public money in national-bank depositaries to the credit of the Treasurer of the United States.
NOTE.—Population of the United States November 2, 1908, estimated at 87,971,000; circulation per
capita, $35.22; population November 1, 1909, 89,404,000; circulation per capita, $34.95.




60

BEPORT OF THE COMPTROLLER OF THE CURRENCY.
LOANS OF NATIONAL AND OTHER BANKS.

The following table exhibits the character of loans in national and
other reporting banks by geographical divisions:
LOANS, INCLUDING OVERDRAFTS AND MORTGAGES OWNED, OF NATIONAL AND ALL
OTHER REPORTING BANKS, BY GEOGRAPHICAL DIVISIONS, APRIL 28,1909.
On time, single
name paper,
unsecured by
collateral.

$152,672,169.27
1,205,647,685.78
90,417,913.04
363,533,501.86
21,295,259.43
104,577,089.02
1, 491,279. 83

$276,291,928.79
837,474,499. 79
374,496,288. 90
840, 483,498. 25
144,004,263.69
64, 480,278.17
2,735,075. 47

$169,729,481.16
439,665,951.93
125,402,522.14
439,332,117.76
127,465,610. 43
50,102,903.68
83,245. 53

660,425,952.28

Total

On demand,
secured by
collateral.

$53,369, 388. 74
116,968, 326.97
51,310, 375. 83
238,784, 381.69
40,360, 125. 56
159,468, 003.88
165 349. 61

New England States..
Eastern States
Southern States
Middle Western States
Western States
Pacific States
Islands

1,939,634,898.23

2,539,965,833.06

1,351,781,832.63

Secured by real
On time, secured estate mortgages
by collateral.
or other liens on
realty.

Classification.

New England States..
Eastern States
Southern States
Middle Western States
Western States
Pacific States
Islands

$227,832,786.91
851,499,815. 49
231,886,086. 63
483,730,979.09
181,954,803.38
53,613,609.02
5,840,276.94

Total

2,036,358,417.46

Classification.

Overdrafts,
secured.

New England States...
Eastern States
Southern States
Middle Western States.
Western States
Pacific States
Islands

$217,047.31
874,732.66
14,023,929. 21
4,063,485.05
1,761,987.12
3,946,728.81
4,547,584.34

Total

On time, with
two or more
names, unsecured
by collateral.

On demand,
unsecured by
collateral.

Classification.

Total loans and
Loans and
discounts (excludiscounts not sive of overdrafts
classified.
and mortgages
owned).

$163,087,124.33 $2,639,697.54
191,733,062. 39
6,271,500.63
98,25i;539.40 122,763,288.07
392, 480,231. 53 87,999,091.36
49,716.746.12
10,272,125.63
229,490', 713.85 34,635,296.61
2,516,987. 75
4,792,194.44
1,127,276, 405. 37

Total loans and
Overdrafts, discounts (includunsecured. ing overdrafts).

$1,045,622,576.74
3,649,260,842.98
1,094,528,014.01
2,846,343,801.54
575,068,994. 24
696,367,894.23
17,624, 409. 57

269,373,194. 28

9,924,816,533.31

Mortgages
owned.

Total loans and
discounts
(including overdrafts and
mortgages
owned).

$389,337. 28
1,179,630.56
12,125, 484. 35
11,394,573.29
6,227, 697.15
8,064,567.71
882,808.14

$1,046,228,961.33 $379,629,872. 60 $1,425,858,833.93
3,651,315,206.20 880,132,460. 46 4,531,447,666.66
1,120,677,427.57
6,554,617.16 1,127,232,044.73
2,801,801,859.88 101,463,368. 95 2,963,265,228.83
586,520,291.14
583,0o8,678. 51
3,461,612.63
715,722,788. 97
708,379,190.75
7,343,598.22
23,170,837.12
23,054,802. 05
116,035. 07

29, 435, 494. 5040,264,098.48

9,994,51G, 126.29 1,378,701,565. 09 11,373,217,691.38

From the foregoing it appears that the total loans and discounts
in all reporting banks of the United States on April 28, 1909, were
$9,994,516,126, and including mortgages owned, the total is
$11,373,217,691. About 57 per cent of the loans of all banks is
secured by collateral, including real estate. About $1,939,000,000 of
secured loans are on demand and also $660,000,000 of the unsecured
loans. Over $2,539,000,000 of time loans are on paper with two
or more names and $1,351,000,000 is on single name paper. About
$269,000,000 of the loans reported were not classified. Of the
$69,000,000 reported as overdrafts, $29,000,000 are secured. Loans
on real estate reported as " mortgages owned" aggregate $1,378,000,000. The demand loans amount to over 22 per cent of the
aggregate, the real estate loans about the same proportion, all other
loans being 56 per cent of the total.




EEPOKT OF THE COMPTROLLER OF THE CURRENCY.

61

The following table shows the amount of loans in national and
other reporting banks by geographical divisions on or about June
30, 1908, and on April 28, 1909, together with the amount and per
cent of increase :
Loans.
Increase.

Geographical division.
1908.

1909.
Amount. Per cent.

New England States..
Eastern States
Southern States
Middle Western States
Western States
Pacific States
Islands
Total

Millions. Millions. Millions.
$1,384.9 U, 425.9
$41,0
4,104. 3 4,531. 4
427.1
1,039. 9 1,127.2
87.3
2,963.3
2,693.3
270.0
586.5
508. 7
77.8
687. 4
715.7
28.3
23.2
19.5
3.7
10,438. 0 11,373.2

935. 2

2.96
10.40
8.39
10.02
15.29
4.11
18.97
8.95

From this statement it appears that the banks of the country
have increased their loans since 1908 by $935,200,000 or from $10,438,000,000 in 1908 to $11,373,200,000 in 1909. In 1908 the banks
of the Eastern States reported loans to the amount of $4,104,300,000
while in 1909 the amount was $4,531,400,000, an increase of $427,100,000, or 10.40 per cent. Loans of banks in the Middle Western
States increased from $2,693,000,000 in 1908 to $2,963,300,000 in
1909, thus showing a gain of $270,000,000, or 10.02 per cent. In the
Southern States loans reported by the banks in 1908 aggregating
$1,039,900,000 have increased to $1,127,200,000, a gain of $87,300,000,
or 8.39 per cent. The banks of the Western States increased their
loans by $77,800,000, or 15.29 per cent, the amount reported from
that section in 1908 being $508,700,000 and in 1909, $586,500,000.
There was a gain during the year in loans made by the banks located
in the New England States of 2.96 per cent, the amount of loans in
that section in 1908 aggregating $1,384,900,000 and in 1909, $1,425,900,000. The banks of the Pacific States show a gain of $28,300,000,
or 4.11 per cent; the loans reported in 1908 amounting to $687,400,000 and in 1909 $715,700,000. The banks of the island possessions
reported loans amounting to $23,200,000, a gain of $3,700,000 over
the amount reported in 1908. The largest percentage of increase in
loans negotiated by banks of the United States was in the Western
States, over 15 per cent, the gain in loans in the Eastern and Middle
Western States being a little more than 10 per cent in each section.
The statistics show a gain in loans of 18.97 per cent over the returns
for 1908 from banks in the island possessions.




62

REPORT OF THE COMPTROLLER OF THE CURRENCY.
BANK RESOURCES.

The resources of all reporting banks on April 28, 1909, aggregated
$21,095,054,420, and the average per capita $215.37. In 1908 the
aggregate was $19,583,410,393, indicating a gain in 1909 of $1,511,644,027.
A table in the appendix shows the average per capita resources of
each class of banks, state and national, and the per capita of all
banks arranged by States and geographical sections. The average
per capita of bank resources in the United States exclusive of the
island possessions is $237.24, a gain of $13.09 during the year, the
average per capita being $224.15 in 1908.
Geographically stated, the largest gain was in the Eastern States,
where the per capita increased^ from $428.22 in 1908 to $450.19 in
1909, a gain of $21.97. Next in order of increase are the Western
States, with $18.43, or from $142.92 in 1908 to $161.35 in 1909; the
New England States being third, with an increase of $18.04, or from
$415.57 to $433.61. The per capita gain of the Pacific States was
$13.36, or from $334.41 in 1908 to $347.77 in the present year. The
increase in the Middle W e s ^ e r n States was $9.87, or from $180.77 to
$190.64. The increase in the Southern States was the lowest, or
from $65.30 to $71.19, a gain of only $5.89. States showing a decrease were West Virginia, $0.44, Alabama $1.82, and Ohio $4.52.
The State of New York has the largest per capita bank resources, or
$676.07, Massachusetts is next with $517.25, Nevada being third
with $512.72, California fourth with $486.70, and Rhode Island
fifth with $457.12.
Besides the five States named having the largest per capita bank
resources, West Virginia is first in the Southern States with $112.66,
Louisiana second with $96.62, Texas third with $90.68, and Virginia
fourth with $88.61. In the Middle Western States Illinois is first
with $240.39, Missouri second with $215.50, Iowa third with $214.78,
Ohio fourth with $203,66. In the Western States Colorado is first
with $250.65, Nebraska second with $214.92, followed by Montana
and Wyoming with $207.72 and $207.26, respectively. In addition
to Nevada and California in the Pacific States already referred to,
the per capita resources of Washington banks is $296.23 and of Oregon $225.52. Of the island possessions, Hawaii is first with $71.99,
Porto Rico second with $11.24, and the Philippines, with a population estimated at 8,000,000, $2.69.
The population of the United States as estimated by the actuary
of the treasury, exclusive of the island possessions, at 88,716,000 on
June 1, 1909, has been used in making the above calculations.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

63

GROWTH OF BANKING IN THE UNITED STATES.

In the appendix appears a table giving the number of colonial and
state banks with the principal items or resources and liabilities in
the years indicated from 1774 to 1833. In 1784 the 3 existing banks
had combined capital of $2,100,000, circulation, $2,000,000 and
specie, $10,000,000. In 1800 the 28 banks show capital $21,300,000,
circulation $10,500,000, specie $17,500,000, and in 1820 there were
307 banks with capital of $102,100,000, circulation $40,600,000,
deposits $31,200,000, specie $16,700,000. In 1830, 329 banks had
$110,100,000 capital, $48,400,000 circulation, $39,500,000 deposits,
$14,500,000 in specie, and $159,800,000 in loans. The resources
and liabilities of the banks of the country in detail from 1834 to
1863 are shown in the appendix.
The following condensed statement gives the principal items of
resources and liabilities of state, savings, private banks, loan and
trust companies, and national banks from 1864 to 1909, and shows
the growth of banking in the country for- the past forty-six years.
For the current year statistics showing the same items separately
for banks located in the reserve cities are incorporated in the table.




64

REPORT OF THE COMPTROLLER OF THE CURRENCY.

PEINCIPAL ITEMS OF RESOURCES AND LIABILITIES OP STATE, SAVINGS, AND PRIVATE
(COMPILED PROM REPORTS TO THE
[Amounts in millions.]

Year.

1864..
1865..
1866..
1867..
1868..
1869..
1870..
1871..
1872..
1873..
1874..
1875..
1876..
1877..
1878..
1879..
1880..
1881..
1882.,
1883..
1884..
1885..
1886.
1887.
1888..
1889.,
1890.
1891.
1892.
1893.
1894.
1895.
1896.
1897.
1899...
1900...
1901...
1902...
1903...
1904...
1905...
1906...
1907...
1908...
1909...
1909 0..

Number of
banks.
1,861
1,960
2,267
2,279
2,293
2,354
2,457
2,796
3,066
d 1,968
d 1,983
3,336
3,448
3,384
3,229
3,335
3,355
3,427
3,572
3,835
4,111
4,350
4,378
6,179
6,647
7,203
7,999
8,641
9,338
9,492
9,508
9,818
9,469
9,457
9,485
9,732

10,382
11,406
12,424
13,684
14,850
16,410
17,905
19,746
21,346
22,491
1,284

Loans and
Due from
discounts
Bonds,
(including stocks, etc. banks and
bankers.
overdrafts).
$70.7
362.4
550.4
588.5
655.7
686.3
719.3
789.4
871.5
1,439.9
1,564.5
1,748.1
1,727.1
1,720.9
1,561.2
1,507.4
1,662.1
1,901.9
2,050. 3
2,133.6
2,260.7
2,272.3
2,456.7
2,944.9
3,161.1
3,475.2
3,842.1
3,965.9
4,336.6
4,368.6
4,085.0
4,268.8
4,251.1
4.216..0
4,652.2
5,177.6
5,657.5
6,425.2
7,189.0
7,738.9
7,982.0
9,027.2
9,893. 7
10,763.9
10,438.0
11,373.2
5,717.6

$93.4
404.3
465.2
443.1
440.5
414.6
406.1
419.9
431.2
713.2
723.2
793.1
807.3
841.2
865.9
1,032.9
900.6
500.9
1,049.1
951.2
1,030.4
952.0
1,031.1
999.9
1,112.1
1,111.9
1,158.0
1,042.5
1,269.4
1,354.1
1,445.3
1,565.2
1,674.4
1,732.3
1,859.7
2,179.0
2,398.3
2,821.2
3,039.4
3,400.1
3,654.2
3,987.9
4,073.5
4,377.1
4,445.9
4,614.4
2,410.4

$33.3
103.0
110.7
100.0
123.1
107.6
121.2
143.8
144.0
167.1
193.6
195.0
198.2
184.6
183.2
204.0
248.9
346.1
307.3
392.8
294.1
432.9
349.8
632.1
439.1
513.7
531.3
652.6
684.3
549.2
705.1
714.4
645.0
781.4
924.9
1,203.1
1,272.8
1,448.0
1,561.2
1,570.6
1,842.9
1,981.9
2,029.2
2,135.6
2,236.2
2,562.0
1,343.7

Specie.

$9.4
12.6
11.1
20.8
18.5
31.1
19.9
24.3
«27.9
e22.3
«19.0
c25.4
«21.3
«29.7
«42.7
e 100.2
e129.5
«112.4
1116.2
«110.2
«179.0
e 152.2
«165.1
226.4
/221.5
221.9
217.3
262.2
210.9
283.4
246.3
251.2
297.7
402.2
449.1
449.7
479.0
541.0
478.2
612.2
617.3
633.0
719.5
860.5
1,044.6
779.9

Paper cur- Total cash
rency.o
in bank.

$190.0
219.3
194.5
179.9
144.0
156.6
174.1
153.3

219.7
277.6
256.4
261.8
324.2
305.0
405.5
384.8
280.6
330.5
285.6
274.2
300.2
328.5
307.1
379.0
378.4
376.8
383.4
394.2
507.8
407.4
235.4

a Includes cash not classified.
6 Includes state bank circulation.
c Includes deposits of U. S. disbursing officers.
d Number of national banks only; number of state and savings banks not reported.




$98.3
199.4
231.9
205.6
200.7
162.5
187.7
194.0
177.6
218.2
252.2
238.7
226.4
230.5
214.6
216.3
285.5
295.0
287.1
321.0
321.2
414.3
375.5
432.8
446.1
499.1
478.3
479.1
586.4
515.9
631.1
531.8
628.2
687.8
723.3
749.9
807.5
848.1
857.2
990.6
994.1
1,016,4
1,113.7
1,368.3
1,452.0
1,015.3

REPORT OF THE COMPTROLLER OF THE CURRENCY.
BANKS, LOAN AND TRUST COMPANIES, AND NATIONAL BANKS, FROM 1864 TO
COMPTROLLER OF THE CURRENCY.)

65
1909.

[Amounts in millions.]

Capital.

$386 8
397! 0
480.8
483.8
486.4
489.7
513.7
561.7
592. 6
532.9
550.3
592.6
602.3
614.2
587.7
580.4
565.2
572.3
590.6
625.6
656.4
678.0
686.7
806.8
853.7
893.3
968.7
1,029.7
1,071.1
1,091.8
1,069.8
1,060.3
1,051.9
1,012.3
992.0
973.6
1,024.7
1,076.1
1,201.6
1,321.9
1,392.5
1,463.2
1,565.3
1,690.8
1,757.2
1,800.0
738.0

Surplus and Circulation.^
profits.
$4.2
54.5
79.4
93.9
109.4
126.0
132.7
143.1
155.4
215.6
199.9
254.2
261. 6
260.5
237.7
246.1
260.2
292.0
310.1
347.8
379.6
362.0
393.8
460.2
493.7
531.9
584.0
619.2
650.3
689.3
682.4
699.3
694.4
712.7
732.7
761.1
882.2
955.6
1,096.9
1,273.4
1,360.9
1,439.5
1,558.9
1,645.0
1,761.5
1,834.6
1,029.2

$189.1
131.5
267.8
291.8
294.9
292.7
291.8
315.5
327.1
340.2
338.7
318.1
294.8
290.4
300.4
307.7
318.4
312.5
309.2
312.2
295.3
269.2
238.0
166.8
155.5
129,, 0
126.5
124.0
141.2
155.1
171.8
178.8
199.2
196.6
189.9
199.4
265.3
319.0
309.4
359.2
399.6
445. 4
510.9
547.9
613.7
636.3
225.6

United States Individual dedeposits, c
posits.

$58.0
39.1
33.3
28.3
12.8
13.2
11.1
12.4
15.1
10.6
10.2
11.1
10.9
25.6
252.1
10.7
12.2
12.6
13.9
14.2
14.0
17.1
23.2
58.4
46.7
30.6
25.9
14.2
13.7
14.1
13.2
15.4
16.4
52.9
76.3
98.9
99.1
124.0
147.3
110.3
75.3
89/9
180.7
130.3
70.4
32.5

$355.7
641.0
815.8
876.6
968.6
1,032.0
1,051.3
1,251,6
1,353.8
1,421.2
1,526.5
1,787.0
1,778.6
1,813.6
1,717.4
1,694.2
1,951.6
2,296.8
2,460.1
2,568.4
2,566.4
2,734.3
2,812.0
3,308.2
3, 422.7
3,778.1
4,062.5
4,196.8
4,664.9
4,627.3
4,651.2
4,921.3
4,945.1
5,094.7
5,688.2
6,768.7
7,238.9
8,460.6
9,104.7
95553.6
10,000.5
11,350.7
12,215.8
13,099.6
12,784.5
14,035.5
6,876.6

Due to
banks.
$27.4
157.8
122.4
112.5
140.7
129.0
148.5
176.4
172. 7
178.6
232. 5
194.7
183.3
170.1
161.7
187.9
239.6
314.7
279.0
288.2
227.0
293.0
308.9
350.1
366.1
434.6
432.3
415.7
464.9
419.9
599.1
600.5
521.7
673.4
809.8
1,046.4
1,172.5
1,333.0
1,333.2
1,475.9
1,752.2
1,904.3
1,899.0
2,075.4
2,198.0
2,484.1
2,169.1

Total
assets.
$252.3
1,126.5
1,476. 4
1,494.1
1,572.2
1,564.2
1,510.7
1,730.6
1,770.8
2,731.3
2,890.4
3,204.6
3,183.1
3,204.1
3,080.6
3,212.6
3,399.0
3,869.1
4,031.1
4,208.0
4,221.3
4,426.9
4,521.5
5,203.7
5,470.4
5,940.9
6,343.0
6,562.1
7,245.3
7,192.3
7,290.6
7,609.6
7,553.9
7,822.1
8,609.0
9,904.9
10,785.9
12,357.5
13,363.9
14,303.1
15,198.8
16,918. 2
18,147.6
19,645.0
19,583.4
21,095.0
11,195.2

Year.

1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1909

e Specie in national banks; incomplete for state banks.
/Includes coin certificates from 1889; specie for 1902 partially estimated.
g Figures in this line represent reserve city banks and are included in the line above as compiled by

the Monetary Commission.

10774—CUE 1909




5

66

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following table shows the growth of banking in the United
States, including the island possessions, as indicated by the number
of banks, capital stock, and individual deposits from 1900 to 1909,
inclusive, the number of nonreporting banks, their capital and
resources being estimated from data obtained from reliable sources:
GROWTH OF BANKING IN RECENT YEARS.
Capital.
Bank.

Number.

1900.
National
State, etc
Reporting capital only

3,732
6,650
3,595
13,977

Total
1902.
. .

4,535
7,889
3,732

National...
State etc
Reporting capital only

16,156

Total
National...
State etc
Nonreporting.

1903.
.
.
.

4,939
8,745
4,546

.

18,230

Total
National. .
State, etc
Nonreporting.

1904.

5,331
9,519
3,994
18,844

Total
National
State, etc
Nonreporting..

1905.

5,668
10,742
3,500
19,910

Total
National...
State etc
Nonreporting

1906.

6,053
11,852
3,491
21,396

Total
National...
State etc
Nonreporting.

1907.
...

6,429
13,317
4,191

Total
National
State, etc
N onreporting

23,937
1908.

6,824
14,522
3,654

Total
National...
State, etc
Nonreporting &

25,000
1909.O

. .

Total

.

.

6,893
15,598
3,021
25,512

Amount.

Per cent.

Amount.

Per cent.

$621,536,461
54.00 $2,458,092, 758
403,192,214 1 46.00 / 4,780,893,692 (.
\ 450,000,000
126,000,000 1,150,728,675
701,990,554
499,621,208 |138,548,654
1,340,160,416
743,506,048
578, 418,944 \
152,403,520
1, 474,328,512
767,378,148
625,116,824 (
81,409,702 •
1,473,904,674
791,567,231
671,599,149 }•
76,664,000
1,539,830,380
826,129,785
739,163,401 \
75,356,000
1,640,649,186
883,690,917
807,178,262 \
92,357,000
1,783,226,179
919,100,850
838,058,353 |
76,646,000
1,833,805,203
933,979,903
866,056,465 }•
55,951,000
1,855,987,368

a Reports April 28,1909.
b Estimated on basis of data submitted by private banks.
banks and 2,828 private banks.




Individual deposits.

31.97
68.03

100.00

7,688,986,450

100.00

52.4
47.6

3,098,875,772
/ 6,005,847,214
\ 478,592,792 \

32.3
67.7

100.00

9,583,315,778

100.00

50.43 3,200,993,509
49.57 / 6,352,700,055 \
\ 502,522,431
100. 00 10,056,215,995
52.06 3,312,439,841
47.94 / 6,688,107,157 [
\
447,998,992
100.00

10,448,545,990

51.41 3,783,658,494
48.59 / 7,567,080,822 }
\ 435,582,000
100.00

11,786,321,316

4,055,873,636
50.23
49.77 / 8,159,894,029 }
X 413,160,000
100.00

12,628,927,665

4,322,880,141
49.56
50.44 \i 8,776.755,207 \
55< 900,000
100.00

13,654,535,348

4,374,551,208
50.14
49.86 / 8,409,959,961 J.
\ 485,988,831
100.00

13,270,500,000

4,826,060,384
50.32
f
49.68 \ 9,209,462,780 }
389', 700,000
100.00

14,425,223,164

31.8
68.2
100.00
31.7
68.3
100.00
32.1
67.9
100.00
32.12
67.88
100.00
31.66
68.34
100.00
32.97
67.03
100.00
33.45
66.55
100.00

Nonreporting banks include 193 state

67

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
BANKING POWER OF THE UNITED STATES.

The following table shows for 1909 the banking power of the
United States, including the island possessions, as indicated by the
volume of capital stock, surplus, deposits, and circulation:
BANKING POWER OF THE UNITED STATES.
Number.

Capital.

Surplus, etc.

Deposits.

Circulation.

Total.

National banks
6,893 $935,979,903 $795,077,107 a$4,896,462,203 $636,367,526
9,209,462,780
State, etc., banks
15,598 860,056,465 1,039,548,321
Nonreporting banks b. 3,021
55,951,000
27,975,500
389,700,000

$7,261,886,739
11,115,067,566
473,626,500

14,495,624,983 636,367,526

18,850,580,805

25,512 1,855,987,368 1,862,600,9
a Includes government deposits.

& Number of banks and amounts estimated.

STATE AND PRIVATE BANK FAILURES.

In 1896 the Comptroller of the Currency obtained data from
national bank examiners secured by them from receivers, assignees,
etc., of state banks relating to the amount of capital, liabilities, nominal assets, and dividends paid by insolvent state and private banks
during the years 1864 to 1896, inclusive. In this period the failures
reported were stated at 1,234, capital $53,632,259, liabilities, $220,629,988.27, assets $214,312,190.58, and dividends paid $100,088,726.95,
or approximately 45 per cent. Since 1896 the only information
obtained by this office in relation to failure of banks of this character
is that secured from the Bradstreet Commercial Agency and relates
only to the number of failures, together with the amount of liabilities
and nominal assets. Incorporating the returns from 1897 to 1909,
inclusive, with those received for the years 1864 to 1896, the number
of failures is shown to have been 2,014, liabilities $607,770,005.27,
and nominal assets $511,794,632.58.




68

REPORT OF THE COMPTROLLER OF THE CURRENCY.

In the following table is summarized the information secured,
covering the period beginning with 1864 and ended on June 30, 1909:
,NUMBER OF FAILURES, CAPITAL, ASSETS, LIABILITIES, AND DIVIDENDS PAID BY
STATE AND PRIVATE BANKS THAT FAILED IN EACH YEAR FROM 1864 TO 1909.
Number
of
failures.

Year.
1854
1865
1866
1867
1868
1869
1870 .
1871..
1872
1873
1874
1875
1876.
1877
1878
1879
1880
1881..
1882
1883
1884
1885
1886...
1887
1888
1889
1890
1891 . .
1892
1893
1894
1895
1896...

. ..
- ..

.. .

Total
Not dated
Total
1897..
1898
1899
1900
1901
1902.
1903
1904
1905
1906
1907
1908 .
1909

Grand total

Capital.

Nominal
assets.

2
5
5
3
7
6
1
7
10
33
40
14
37
63
70
20
10
9
19
27
54
32
13
19
17
15
30
44
27
261
71
115
78

$125,000.00
275.000.00
260,000.00
276,381.00
100,000.00

$245,401.97
1,206,035.00
222,075.00
183.002. 30
77; 861.00

220,000.00
470,000.00
907,000.00
770,000.00
2,413,900.00
961,000.00
2,491,250.00
3,250,193.00
1,370,465.00
452,200.00
436,750.00
545,000.00
870,000.00
1,718,596.00
1,099,400.00
254,000.00
931,590.00
745,500.00
363,250.00
2,169,568.00
2,071,300. 00
578,840.00
16,641,637.00
3,112,447. 00
3,906,350.00
3,400; 642. 00

1,164
70

Liabilities.

Dividends
paid.

2,314,871.90
2,126,124.18
4,644,889.91
4,125,731.00
9,190,283.98
7,312,218.73
13,137,835.47
26,001,949.67
5,102,691.94
1,629,146. 61
585,653.06
2,765,951.10
2,813,915.19
12,900,819.05
2,982,879.51
1,300,536.30
2,865,300.30
2,805,326.52
1,279,900.68
10,692,385.98
7,190,824.69
2,719,410.75
54,828,690. 65
7,958,284.18
11,276,529.99
10,240,244. 97

$225,662.14
890,112.00
138,821.00
148,886.00
361,961.73
50,000.00
2,654,187.15
3,059,318.06
6,938,653101
4,562,879.00
12,365,475.25
9,206,429.34
15,223,785.49
27,269,520.51
5,253,307.22
1,311,799.49
1,785,890.45
2,608,489.57
3,193,747.39
15,508,389.70
4,883,454.27
1,140,824.48
3,074,622.29
3,342,336.52
2,147,059.18
11,385,584.64
6,365,198.77
3,227,608.56
46,766,818.80
7,218,319.51
9,010,584.93
7,513,837.41

974,256.96
1,906,573.00
3,420,016.33
2,022,498.51
4,143,941.97
5,178,020.98
7,004,558.27
19,485,717.87
4,235,808.85
288,494.74
851,755.00
1,221,737.29
1,408,047.99
9,671,860.25
2,361,320.01
673,579.10
1,610,527.45
1,924,773.68
1,026,682.73
3,884,577.99
3,090,597.48
803,860.76
17,912,270.45
1,456,522.87
2,251,708.93
534,363.30

53,187,259. 00
445,000.00

212,725,771.58
1,586,419. 00

218,833,563.86
1,796,424.41

99,711,330.75
377,396.20

1,234
122
53
26
32
56
43
26
102
57
37
34
132
60

53,632,259.00

214,312,190.58 j 220,629,988.27
17,929,163.00 t 24.090.879.00
4,493,577.00
7,080,190. 00
7,790,244. 00
10,448,159.00
7,675,792.00
11,421,028.00
6,373,372.00
13,334,629.00
7,323,737. 00
10,332,666.00
2,166,852. 00
4,005,643. 00
24,296,823. 00
31,774,895.00
6,970,345. 00
10,273,023.00
6,591,515.00
7,187,858.00
13,037,497.00
22.165,448. 00
177,073,348. 00 209,835,443.00
15,760,177.00
25,190,156.00

100,088,726.95

2,014

53,632,259.00

511,794,632.58

100,088,726.95

607,770,005. 27

$145,592.25
138,821.00
82,844.74

For the year ended June 30, 1909, the Bradstreet Company reports
the failure of 60 state and private banks, with aggregate liabilities of
$25,190,156, and nominal assets of $15,760,177. The failures include
19 state banks, with liabilities of $3,286,418; 2 savings banks, liabilities $105,000; 6 trust companies, liabilities $5,412,037; and 33 private
banks, liabilities $16,386,701. As will be noted, the number of
failures of private banks represents 55 per cent of the total number
of failures, with over 65 per cent of the aggregate liabilities.
In the appendix appears a table relating to failures of banks of these
classes by years, 1892 to 1909, in each State and geographical division,
which is summarized in the following table.



NUMBER, ASSETS, AND LIABILITIES OF STATE BANKS, SAVINGS BANKS, LOAN AND TRUST COMPANIES, AND PRIVATE BANKS WHICH FAILED, BY
YEARS, FROM JUNE 30, 1892, TO JUNE 30, 1909, INCLUSIVE.

[In the amounts 000 omitted.]
State institutions.
Year.

State banks.
No.

Assets.

Liabilities

! 24
f 172
27
46
55
44
14
5
9
8
12
6
37
16
15
10
I 42
19

1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
Total




SI,892
41,282
1,774
2,555
3,741
6,080
694
919
418
1,003
1,364
645
5,194
1,397
710
2,380
41,035
2,732

$3,178
36,903
2,010
3,445
4,628
8,083
988
1,240
442
1,440
2,056
965
6/725
2,282
1,006
4,833
43,227
3,286

561

115,815

126,737

No. I Assets.

Liabilities.

153

17,674
2,646
4.653
'662
3,998
800
1,153
328
450
4,622
35
1,457
550
360

$917
16,831
2,678
4,818
902
5,455
956
1,632
410
531
5,730
235
1,704
811
490

7,760
85

47
9
8
9
19
4
4
3
3
10
1
7
4
5

Private banks.

Loan and trust companies.

Savings banks.

7,581
105

47,717

51,786

No.

19

116

Assets.

Liabilities.

$209
15,098
33,420
4,107
1,159
3,436
1,275
5,067
5,243
995
12
371
13,128
2,525
4,636
4,850
110,047
5,342

$425
24,144
37,977
5,844
936
4,325
1,575
6,701
6,636
1,113
22
561
15,880
3,600
3,990
8,100
126,200
5,412

210,920 {

253,441

Total all banks.

o
No.
36
176
25
42
47
33
15
16
41
20
17
50
35
13
20
53
33

Assets. Liabilities. | No. I Assets. I Liabilities.
$3,540
20,237
1,749
1,389
1,886
4,416
1,725
651
1,687
3,925
1,325
1,116
4,518
2,498
886
5,807
18,231
7,602
83,188

69
414
65
85
110
122
53
26
32
56
43
26
102
57
37
34
132
60

$6,125
94,291
39,589
12,704
7,448
17,930
4,494
7,790
7,676
6,373
7,323
2,167
24,297
6,970
6,592
13,037
177,073
15,761

$11,025
97,193
44,901
15,912
9,174
24,091
7,080
10,447
11,421
13,335
10,333
4,006
31,775
10,273
7,188
22,165
209,836
25,190

133,381 1,523

457,640

565,345

$6,505
19,315
2,236
1,805
2,708
6,228
3,561

874
3,933
10,251
2,525
2,245
7,466
3,580
1,702
9,232
32,828
16,387

o
O

o
H

w
a
d
3
o

CO

70

REPORT OF THE COMPTROLLER OF THE

CURRENCY.

BANKS AND BANKING IN THE DISTRICT OF COLUMBIA.

As stated elsewhere, building and loan associations in the District
of Columbia have been placed under the supervision of the Comptroller of the Currency by an amendment of the Code of the District
of Columbia, which went into effect during the past year. There are
22 of these associations, their share capital or deposits amounting to
$12,370,986 and aggregate resources to $14,393,927. There are 11
national banks in the District, one having been organized during the
past year. No increase has taken place in the number of trust
companies, 5 being in operation, and there are 12 institutions entitled
"savings banks, ;; all of which, with one exception, are conducting
commercial as well as savings bank business. Eleven of these
institutions are operating under charter obtained from adjoining
States, only one having been organized under District laws as a
savings bank, but without the power of a bank of discount.
In the following table, based on September 1 returns from national
banks, trust companies, savings banks, and June 30, 1909, returns
from building and loan associations, are shown the number of banks
and banking institutions in the District of Columbia, the amount of
their capital stock, individual deposits, and aggregate resources. It
will be observed that there are 50 institutions in operation, with
capital of $14,747,485; individual deposits (including share payments
by members of the building and loan associations), $71,451,152; and
aggregate assets, $113,704,068:
Class.
National banks
Trust companies
Savings banks
Building and loan associations
Total

Capital.

Individual
deposits.

$5,552,000
8,000,000
1,195,485

Number.

$22,555,540
24,927,595
11,597,031

Aggregate
assets.

a 12,370,986

50

14,747,485

$47,990,333
37,845,038
13,474,770
14,393,927

71,451,152

113,704,068

a Share payments.
BUILDING AND LOAN ASSOCIATIONS IN THE DISTRICT OF COLUMBIA.

On March 4, 1909, an act was approved amending section 691,
subchapter 7, of the Code of the District of Columbia, relating to
building and loan associations, the amendment authorizing the Comptroller of the Currency, whenever he may deem it useful, to cause
an examination to be made into the condition of any building and
loan association incorporated under the provisions of the code, as
well as any other building and loan association located or doing business in the District of Columbia. Every such association is required
to make to the Comptroller at least one report during each year.
The amendment confers upon the Comptroller the power to take possession of any company or association whenever, in his judgment, it
is insolvent or is knowingly violating the laws under which it is incorporated, and to liquidate such association in the manner provided
in the laws of the United States in respect of national banks. On
and after July 1, 1909, a strict compliance with the provisions of
the code in question was required. To section 691 was added a new
section, known as 691-A, providing that any building association,



REPORT OF THE COMPTROLLER OF THE CURRENCY.

71

incorporated or unincorporated, organized and existing under the
laws of any State or Territory, except the District of Columbia, to
do or now doing a building association business, or otherwise operating as a building association, shall be subject to all the provisions
of section 691, and, further, that any such association or corporation
shall at all times keep on deposit with the Comptroller in money or
stocks, bonds, or mortgages or other securities, to be approved by that
officer, not less than 10 per cent of its capital and surplus, as security
for depositors and creditors and as a guaranty for the faithful performance of its contracts.
Prior to July 1, 1909, the foreign building and loan associations in
the District discontinued business or removed from the District.
On June 30 there were in operation in the District 22 local building and loan associations, of which only 5 were incorporated. The
plan of ten of the associations is reported as permanent, 10 as serial,
and 2 terminating. All associations require monthly payments on
shares, 19 of which provide for monthly payments of $1, two of
$2, and one of $2.50. The number of shares in force is 98,946,
the number of nonborrowing members 20,143, and the number of
borrowing members 6,982. The report shows that the uniform rate
of interest charged borrowers is 6 per cent.
From the reports received it is shown that the liabilities of the
associations on account of regular installments paid, installments
anticipated, paid-up stock, and installments due are $12,370,985.77;
that the profits, divided and credited, are $329,559.34, and undivided
profits $1,107,363.51. The assets aggregate $14,393,927.21, of which
loans on real estate amount to $13,438,737.28, on stock pledged $72,850.06, real estate owned $541,934.43, and cash with treasurers and
secretaries $225,241.86.
The condition of the associations in the District on June 30, as
shown by their assets and liabilities and receipts and disbursements,
is shown in the accompanying statement:
Assets.

Amount.

Liabilities.

Loans on real estate
Loans on stock pledged
Interest, premium, and fines accrued and unpaid
Installments on stock due and
unpaid
Real estate
Judgments
Real estate sold on contracts
Accounts receivable
Bills receivable
Taxes advanced
Insurance premiums advanced
Furniture and stationery
Cash in hands of treasurer
Cash in hands of secretary
Other assets

$13,438,737.28
72,850.06

Regular installments paid in on
stock
Installments on stock paid in advance
Installments on stock due and
unpaid
Prepaid or paid-up stock
Interest; premiums paid in advance
Incomplete loans
Bills payable
Due treasurer
Interest
Contingent fund
Profit (divided)
Profit (undivided)
Other liabilities

Total assets




60,988.80
15,253.65
541,934.43
10.00
25,642.58
54.75
1,343.00
9,409.05
2,260.73
3,597.65
196,091.55
19,150.31
6,603.37
14,393,927.21

Total liabilities

Amount.

$10,689,427.62
1,306,929.78
9,205.65
365,422.72
409.33
8,500.00
237,963.75
3,051.00
70,332.31
1,640.88
329,559. 34
1,107,363.51
264,121.32
14,393,927.21

72

REPORT OF THE COMPTROLLER OF THE CURRENCY.
RECEIPTS AND DISBURSEMENTS.
Receipts.

Cash in treasury at commencement
of six months
Cash in hands of secretary at commencement of six months
Installments received during the
six months
Interest received during the six
months
Premiums received during the six
months
Membership or admission fees received
Transfer fees received during the
six months
Fines received during the six
months
Pass-book fees received during the
six months
Loans repaid and matured
Taxes repaid
Insurance premiums repaid
Real estate
Rents
Real estate sold on contract
Bills payable
Bills receivable
Outstanding orders
From treasurer
Prepaid or paid-up stock
All other receipts
Total receipts

Amount.

$135,547.42
23,460.16
2,222,281.07
346,274.69
68,906.03
20.00
16.25
211.95
25.50
1,635,187.71
5,572.48
5,195.40
64,921.75
16,900.83
3,732.90
165,376.00
326.66
312.00
3,051.00
49,559.31
275,780.07
5,022,659.18

Disbursements.
Loans on real estate
Loans on stock pledged
Installments on stock withdrawn
and matured
Interest or profit on stock withdrawn
Return premiums on repaid loans.
Real estate
Taxes advanced
Insurance premiums advanced
Bills payable
Bills receivable
Due to treasurer
Prepaid or paid-up stock
Interest
Expenses:
General
Salaries
Stationery, postage, and printing
Cash in hands of treasurer
Cash in hands of secretary
All other disbursements

Total disbursements.

Amount.
$1,852,201.79
25,291.13
2,104,774.91
116,009.09
92.46
8,562.34
18,876.95
5,251.92
293,045.92
263.00
8,646.84
31,714.34
12,507.29
26,201.48
37,833.79
4,588.13
195,868.23
19,373.43
261,556.14

5,022,659.18

BUILDING AND LOAN ASSOCIATIONS IN THE UNITED STATES.

Secretary H. F. Cellarius, of the United States League of Local
Building and Loan Associations, has furnished this office with a comparative statement relative to the building and loan associations for
the years 1907-8 and 1908-9. From the report received it is noted
that on January 1, 1909, there were in operation 5,629 of these associations, with total membership of 1,959,579, and assets of $796,998,819. Compared with the prior year there has been an increase
in membership of 82,612, and a net increase in assets of $51,005,421.
As will be noted by reference to the accompanying statement, 1,015
of the associations are located in States not named, due doubtless to
the fact that the number in each of the States not listed is comparatively small.




73

KEPORT OF THE GOMPTBOLLEB OF THE CURRENCY.

NUMBER OF ASSOCIATIONS, MEMBERSHIP, AND ASSETS OP BUILDING AND LOAN
ASSOCIATIONS IN THE UNITED STATES JANUARY 1, 1909.
I Number Total
|;ofassocia- member- Total assets.
tions.
ship.

States.
Pennsylvania
Ohio....
New .Jersey
Illinois
Massachusetts
New York
Indiana
California
Michigan
Nebraska
Louisiana
Missouri
Kansas
North Carolina
Wisconsin
Minnesota
Iowa
West Virginia
Maine
Tennessee
New Hampshire
Connecticut
North Dakota
Other States

1,423
645
449
517
137 I
255
342
107
58
68
53
123
58
87
50
67
35
15
17
13
9
,015

389,446
327,662
157,354
308,734
120,575
121,711
120,078
31,142
39,182
42,683
27,363
21,698
33,629
26,276
12,515
11,022
15,300
11,230
9,429
5,215
7,250
2,891
2,600
314,594

5,629 1,959,579

Total.

Increase
in assets.

$158,510,745 811,595,145
139,340,424
6,626,277
73,697,889
5,725,781
54,313,466
4,239,322
51,339,903
4,119,829
46,994,128
1,179,990
34,131,416
91,299
19,635,667
112,771
15,056,493
898,964
13,415,822
1,992,932
11,523,654
1,195,347
9,300,661
460,758
8,908,118
891,767
6,021,421
665,885
240,208
4,730,694
2,262,066
4,559,027
4,390,443
4 S 113,884
279,340
3,869,142
192, 689
2,728,303
59,307
62,940
1,978,127
93,973
1,898,830
211,141
1,497,822
7,994,401
125,042,740
796,998,819

51,192,192

Decrease
in assets.

Increase Decrease
in mem- in mexnberbership. | ship.
14,496 I.
5.882
12,478 I
8,054
5,870
330
2,104

2,423
776

2,785
1,926
1,073
1,519
4,807
315
6,779
$186,771

186,771

735
84
407
140
160
400
16,117
86,461

650

3,849

RECEIPTS AND DISBURSEMENTS OF BUILDING AND LOAN ASSOCIATIONS FOR THE
YEAR ENDED DECEMBER 31, 1908, AS SHOWN IN THE FOLLOWING STATEMENT.
Receipts.
Cash on hand January 1,1908.
Weekly dues
Paid-up stock
Deposits
Loans repaid
Interest
Premium
Fines
Pass-books and initiation
Borrowed money
Real estate sold
Miscellaneous receipts
Total

Amount.
$22,033,005
184,666,218
17,110,544
36,124,748
139,594,268
43,560,220
2,681,921
492,712
582,296
55,581,273
4,557,586
12,736,785
| 519,721,576

Disbursements.
Pass-book loans.
Mortgage loans
Stock withdrawals
Paid-up-stock withdrawals
Deposit withdrawals
Expenses.
Borrowed money repaid
Interest
Real estate purchased
Miscellaneous disbursements..
Cash on hand January 1, 1909.
Total.

Amount.
$14, 070,287
195, 046,764
148. 132,743

27i 888,619

34. 943,359
5. 548,609
54! 551,057
l! 433,344
2 ,603,535
13 ,504,788
21! ,998,471

519,721,576

SCHOOL SAVINGS BANKS.

Statistics relating to school savings banks compiled by Mr. J. H.
Thiry, who in 1885 introduced the system at Long Island City,
N. Y., have been submitted for the year ended January 1, 1909.
It appears that school savings banks are in operation in 114 cities
of 25 States, that there are 6,765 banks in 1,163 schools, the number
of registered pupils being 554,716 and the number of depositors
186,828. From 1885 to January 1, 1909, deposits of these banks
aggregated $4,609,431.35, withdrawals $3,864,526.62, leaving a
balance of $744,904.73. The average credit per depositor is shown
to be $3.98. The deposit balance on January 1,1908, was $759,646.09,
or $14,741.36 greater than 1909. The number of depositors in 1908
was 178,817 and the average deposit $4.25. It should be stated
that statistics in question include returns from school savings banks
in Canada and in South and West Australia.




74

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
BANKS AND BANKING IN THE ISLAND POSSESSIONS.
PHILIPPINES.

Banking in the Philippine Islands is conducted by the followingnamed institutions: Banco Espanol Filipino, at Manila, with branch
at Uoilo; Chartered Bank of India, Australia, and China, with branch
at Cebu; Hongkong and Shanghai Banking Corporation, at Manila,
with branch at Iloilo; International Banking Corporation, at Manila,
with branch at Cebu; Monte de Piedad and Savings Bank of Manila;
Philippine Postal Savings Bank.
In addition to the foregoing there is in operation the Manila Building and Loan Association and the Agricultural Bank. Returns from
the latter, however, have not been received.
The following is a statement of the principal items of assets and
liabilities of the banks, exclusive of the Agricultural Bank and the
Manila Building and Loan Association.
ASSETS.

Loans
$10,123, 301. 00
Due from other banks, branches, agents, correspondents, including
domestic and foreign bills of exchange
4, 663, 480. 00
Cash in bank
3,464,148.00
Aggregate assets
21,024, 801. 23
LIABILITIES.

Capital stock
Surplus and profits
Bank notes outstanding (Banco Espanol Filipino)
Due to other banks, branches, agents, and correspondents
Deposits.

1,533,164. 36
830, 295. 00
899, 383. 25
3, 407, 206. 00
11, 974, 528. 00

Comparing the foregoing with the returns for the corresponding
period in 1908, there is shown to have been an increase in assets of
$1,321,784.
The Philippine postal savings bank system had on June 30, 1909,
251 banks, with 8,782 accounts, an increase during the year of 3,393
accounts and $208,482 in deposits. The assets and liabilities of the
postal banks on June 30 were as follows:
ASSETS.

Loans
Bonds
Cash

$575, 262
124,757
33,306
Total assets

733, 325
LIABILITIES.

Deposits
Stamp fund
Interest fund

_

724,479
766
8, 080

The number of depositors of each nationality on May 31, 1909, was
as follows:
Americans
Filipinos
Europeans
Asiatics



3, 351
4, 771
213
181

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

75

In addition there were 56 accounts represented by deposits by
societies.
The act providing for the establishment of the Agricultural Bank
went into effect on July 1, 1908, the legislature under date of June 13,
1908, having appropriated 1,000,000 pesos as the capital. The Chief
of the Insular Division of the War Department advises that no information has been received so far in relation to the extent of the transactions of this bank.
The Manila Building and Loan Association, incorporated July 12,
1904, had a membership on July 30, 1909, of 596, the number of
shares in force being 5,240. Payments on the shares are at the rate
of $1 per month. The assets and liabilities of the association, as
shown by the June statement, are as follows:
ASSETS.

Loans on real estate
Loans on stock pledged
Real estate
Furniture, etc

$98, 342
13, 505
2, 850
422

Total assets

115,120
LIABILITIES.

Installments paid
Paid-up stock
Profits, divided and undivided
All other liabilities

73, 848
8, 060
10, 711
22, 500
HAWAII.

Of the 10 banks other than the 4 national banks operating in the
Territory of Hawaii only 6 submitted reports as of April 28, 1909.
Statements from those not reporting were compiled from bankers'
directories in order to show the approximate banking resources of
the Territory, the statistics being necessarily incomplete as to details.
The capital of the 10 banks other than national as compiled aggregates $2,455,077, individual deposits, $8,982,731; resources, $12,746,860. Returns received from Hawaii in 1908 were so meager that a
comparative statement will be of no value.
A consolidation of the reports from 4 national and 10 other banks
in Hawaii shows the principal items of resources and liabilities to be
as follows:
Loans
Bonds, stocks, etc
Cash
Capital paid in
Individual deposits
United States deposits
Aggregate resources

$8, 593, 913
2, 840, 955
2,509,186
3,065, 077
9, 627, 597
331,455
15,118, 565
PORTO RICO.

Through the courtesy of Mr. B. R. Dix, acting treasurer of Porto
Rico, this office has been placed in possession of a statement showing the condition of the banks in Porto Rico as of June 30, 1909.
There are in the island nine banking institutions, one of which is a
national bank. The authorized capital stock of these banks is



76

REPORT OF THE COMPTROLLER OF THE CURRENCY.

$1,453,530, of which $638,000 has been paid in. The statement prepared includes the Banco de Puerto Rico, Banco Territorial y Agricola, American Colonial Bank of Porto Rico, Credito y 'Ahorro
Ponceno, Caja de Economias y Prestamos San German, Banco Popular San Juan, Union Bank of Halifax, Royal Bank of Canada, and
First National Bank of Porto Rico.
The principal items of resources and liabilities of the 9 reporting
banks are as follows:
Loans
Bonds and stocks
Cash
Paid-in capital stock
Surplus
Deposits
Notes issued
Aggregate resources

$5, 111, 390
2,130, 473
2,280,727
878, 315
563, 233
7, 860, 658
600,000
13,075, 715

The amount of savings deposits in banking institutions of Porto
Rico, and rates of interest paid thereon, as of June 30, 1909, are
shown in the following table:
Rate of
interest.

American Colonial Bank
Banco Territorial y Agricola
Hoyal Bank of Canada
Union Bank of Halifax
Credito y Ahorro Ponceno
Caja de Eeonomias y Prestamos, San German
Banco Popular de Economias y Prestamos, San Juan.
FOREIGN

BANKS

OF

Savings
deposits.

Per cent.
3
6
3
4
4
6
6

Banking institution.

$58,498. 58
145,383.29
42,872.86
114,023.3S
138,220.99
89,132. 57
121,937.95

ISSUE.

Elsewhere in this report appear statistics and general information
relative to national-bank issues and the stock of money in the United
States. In connection therewith and in view of the general interest
attaching to the subject of bank circulation, the following table has
been compiled from statements published in the London Economist
during the past year with reference to the principal items of resources
and liabilities of the leading foreign banks of issue.
The Bank of France being the sole bank of issue in that country,
the volume of its outstanding circulation is largely in excess of that
of any other of the banks listed. On November 5, 1908, the outstanding notes of this bank amounted to £201,100,000, and by January 7, 1909, increased to £209,200,000. From that date there was
a steady decline to £204,800,000 on May 6, an increase on June 3
to £207,500,000, and a decline to £201,000,000 on September 2.
On the 7th of the following month the issues had increased to
£207,100,000.
The fluctuations in the issues of the Imperial Bank of Germany
are more marked, the low points £70,100,000 and £72,400,000 being
reached on March 8 and June 9, respectively. The greatest amounts
outstanding, as shown by the statements in question were £88,600,000
on January 7, £85,000,000 on April 7, £94,300,000 on July 2, and
£92,900,000 on October 7.



BEPOET OF THE COMPTROLLER OF THE CURRENCY.

77

The outstanding issues of the Bank of England varied but slightly
during the jrear, the minimum amount, on November 5, 1908, being
£29,000,000, and the maximum, £30,200,000, on July 8 and August
5. The outstanding issues of the Bank of Russia fluctuated from a
minimum of £105,600,000 on May 6, 1909, to a maximum of
£126,700,000 on October 6, and the issues of the Austro-Hungarian
Bank, from a minimum of £78,100,000 on March 6, to a maximum of
£85,200,000 on October 15. The fluctuations of the outstanding
notes of the Netherlands Bank have been from a minimum of
£22,400,000, March 6, to a maximum of £24,300,000 on May 8.
During the fall and winter months the notes issued by the Bank of
Italy reached their maximum, £57,200,000 on August 10, and
dropped to a minimum of £51,000,000 on June 10. The fluctuations
in the issues of the banks of Norway, Denmark, Switzerland, Spain, and
Belgium are shown to have been very limited in amount during the
year in question. The issues of the Bank of Sweden fluctuated
somewhat and ranged during the year from a minimum of £9,500,000
on February 6 to a maximum of £11,200,000 on October 2.
The table in question follows:
STATEMENT, IN MILLIONS OF POUNDS STEELING, OF THE PRINCIPAL ITEMS OF R E SOURCES AND LIABILITIES OF FOREIGN BANKS OF ISSUE.

BANK OF ENGLAND.
Liabilities.

Resources.

Date.

Government se- Other securities. curities.

Gold.

Loans Other
Silver. and dis- recounts. sources.

Deposits
and cur- Other liarent ac- bilities.
counts.

Total.

1908.
Nov. .
Dec. :

a£25.7
25.7

£33.8
35.9

6£35.9
34. C

£95.4
96 2

£29.0
29.0

£48.7
49.6

£17.7
17.6

1909.
Jan. '
Feb. '
Mar. Apr. '
May (
June ;
July I
Aug. i
Sept. :
Oct. '

28.6
25.8
26.2
27.1
26.4
26.4
^7.9
26.4
26.3
28.7

42.6
37.3
39.4
40.3
37.9
40.9
39.2
36.1
36.8
36.0

31.2
34.7
38.2
39.4
38.5
37.3
41.1
38.6
40.2
34.9

102.4
97.8
103.8
106.8
102.8
104.6
108.2
101.1
103.3
99.6

29.6
29.1
29.1
30.0
29.2
29.6
30.2
30.2
29.7
29.7

54.9
50.7
56.5
59.1
55.9
57.4
60.1
52.9
55.4
52.3

17.9
18.0
18.2
17.7
17.7
17.6
17.9
18.0
18.2
17.6

a Includes, for each date, £11,015,000 government debt.

& Includes silver.

BANK OF FRANCE.
1908.
Nov. 5
Dec. 3

£15.7
15.7

£132.8
135.9

£35.5
35.8

£53.0
55.4

1909.
Jan. 7
Feb. 4
Mar. 4
Apr. 8
May 6
June 3
July 8
Aug. 5
Sept. 2
Oct. 7

15.7
15.7
15.7
15.7
15.7
15.7
15.7
15.7
15.7
15.7

140.7
145.3
144.9
143.3
145.2
147.3
148.0
147.9
147.6
144.8

35.3
35.4
35.5
35.4
35.8
35.6
36.0
36.0
36.1
35.9

56.9
64.5
54.4
50.9
48.3
54.7
50.0
45.5
50.0
46.7




|
|
!

i
i
I
!
j
I
!
!

l

!
..i
!
i
i
i
|
I

£201.1
I 201.8

£27.4
27.8

I 209.2
. . . . ! 206.9
| 204.9
205.1
I 204.8
| 207.5
! 203.4
i 203.3
; 201.0
! 207.1

30.7
40.0
32.4
29.1
31.1
32.8
35.2
35.5
35.1
26.0

78

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT, IN MILLIONS OF POUNDS STERLING, OF THE PRINCIPAL ITEMS OF R E SOURCES AND LIABILITIES OF FOREIGN BANKS OF ISSUE—Continued.
IMPERIAL BANK OF GERMANY.
Resources.
Date.

Government se- Other securities. curities.

1908.
Nov. 7
Dec. 7

Liabilities.

Loans Other
1 Silver. and dis- recounts. sources.

Gold.

Total.

b£53.6 :. . . £46.6
53.2
44.4

1909.
Jan. 7
Feb. 8
Mar. 8
Apr. 7
May 10
June 9
July 2
Aug. 7
Sept. 7
Oct. 7

51.6
53.6
53.8
50.3
52.5
41.1
38.2
41.1
39.8
34.1

Deposits
Circu- and cur- Other lialation. rent ac- bilities.
counts.
£80.5
75.8

£31.7
35.1

88.6
72.6
70.1
85.0
78.4
72.4
94.3
76.1
76.5
92.9

33.3
31.4
34.4
35.1
39.1
39.9
38.7
34.3
36.8
32.0

£191. 5 £119.0
188.4 113.9

£57.5
59.0

£15.0
15.5

61.8
74.5
78.1
73.1
72.3
69.6
65.9
69.1
66.5
67.0

15.1

53.9
40.8
41.1
54.3
43.4
48.0
69.4
46.6
46.1
63.4
&Coin and bullion.
BANK OF RUSSIA.

1908.
Nov. 5
Dec. 6

£40.6
40.2

£107.0
107.7

£6.4
6.7

£32.2
28.6

1909.
Jan. 5
Feb. 5
Mar. 8
Apr. 5
May 6
June 5
July 6
Aug. 5
Sept. 5
Oct 6

43.0
40-9
39.7
37.1
35.3
34.5
34.1
33.7
33.9
37.3

107.6
108.5
109.2
109.6
110.4
111.2
112.6
113.7
114.0
117.3

6.8

28.7
29.4
32.0
32.4
28.7
28.8
27.3
28.1
33.0
41.2

7.6

8.2
8.1
8.6

8.8
8.7
8.8
8.3
7.1

£5.3
5.2
5.1
4.1

3.9
4.0
3.9

4.2
3.7
4.3
4.2
3.4

191.2
190.5
193.0
191.2
186.9
187.5
186.4
188.6
193.4
206.3

114.3
107.3
106.4
109.2
105.6
108.8
108.7
107.3
114.7
126.7

AUSTRO-HUNGARIAN BANK.
1908.
Nov. 7
Dec. 7
1909I

Jan.
Feb.
Mar.
Apr.
May
June
July
Aug.
Sept.
Oct.

7

6
6

7
8
5

3
10
7
15

£48.7
49.0

£12.3
12.3

£32.4
27.7

£84.8
80.9

49.3
50.4
51.6
52.5
54.6
56.5
56.4
56.7
57.6
57.4

12.2
12.7
12.7
12.6
12.8
12.9
12.9
12.6
12.4
12.0

29.0
24.7
22.0
25.2
22.7
18.4
21.0
18.9
19.7
21.1

82.9
80.0
78.1
83.
82.3
79.2
83.3
81.5
83.5
85.2

NETHERLANDS BANK.
19C8.
Nov. 7
Dec. 5
1909.
Jan. 2
Feb. 6
Mar. 6
Apr. 3
May 8
June 5
July 3
Aug. 7
Sept. 4
Oct. 2




£7.8

£3.8

8.3

4.0

8.4

4.1

9.5

4.0

9.4
9.6
9.6
10.1
10.1
10.5
10.5
10.5

4.1
4.0
3.8
3.6
3.5

3.6
o O

3.0

£13.7
12.6

£24.3
23.3

£0.3

13.1
10.8
9.7
10.0
11.7
10.1
11.1
9.5
10.0
11.0

24.4
23.1
22.4
22.9
24.3
23.1
23.7
23.0
23.0
24.0

.4

.4

.6
.4
.3

.2
.6
.6

.4
.4
.3

8.7

8.5
8.9
9.0

9.1
11.8
12.2
12.2
12.6

79

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT, IN MILLIONS OF POUNDS STERLING, OF THE PRINCIPAL ITEMS OF R E SOURCES AND LIABILITIES OF FOREIGN BANKS OF ISSUE—Continued.
BANK OF ITALY.
Liabilities.

Resources.
Date.

Government se- Other securities. curities.

1908.
Oct. 31
Nov. 10
Dec. 10

£6.9
6.9
6.8

1909.
Jan. 10
Feb. 10
Mar. 20
Apr. 10
May 10
June 10
July 10
Aug. 10
Sept. 10

Gold.

6.6
6.3
5.8
6.0
6.0
6.2
7.0
7.0
6.9

Loans Other
Silver. and dis- recounts. sources.

Total.

Deposits
Circu- and cur- Other lialation. rent ac- bilities.
counts.

a £41.6
41.7
42.1

. , . £21.2
20.8
20 3

£57.1
56.6
54.8

£7.7
7.7
8.1

42 4
42.6
42.8
42.9
43.1
43.2
42.9
42.8
42.7

£1.4
1.4
1.3

20 4
18.6
18.2
18.4
18.5
18.9
21.6
21.5
21.4

55.4
53.1
51.5
52.7
51.5
51.0
56.1
57.2
56.7

8.5
10.0
8.7
9.6
9.2
8.6
8.0
8.7
8.1

£4.1
4.0

£0.5
.3

3.8
3.6
3.7

.4
.5
.4

4.2
4.1

.3
.4
5

i
BANK OF NORWAY.
1908.
Nov. 7
Dec. 7
1909.
Jan. 7
Feb. 8
Mar. 8
Apr. 7
May 8
June 7
July 7
Aug. 7
Sept. 7
Oct. 7

£0 6
.5

£1 8
1.6

£3.8

.5
.5
.5

1.7
1.6
1.5

.5

1.6
1.6

3.9
3.8
3.8
4.2
4.2

.5

g

17
1.8
1.8
1.8
1.7

.6
.6
.6
.6

3.7

41

41
4.4
4.2
4.2
4.4

.5
.5
.4
.4

£5.6
5 4
5.7

£7.0
6 6
6.9

£0.9
11
1.0
1.2

4.3
4.2
4.0
4.3

NATIONAL BANK OF DENMARK.
1908.
Oct. 31
Nov. 30
Dec. 31
1909.
Jan. 31
Feb. 27
Mar. 31
Apr. 30
May 29
June 30
July 31
Aug. 31
Sept. 30 ....:...'

£0.2
.2
.2

6 £4.0
4.0
3.9

.2

4.1

5.1

6.3

.2
.2

4.1
4.2

4.8

6.3

4.0
4.0
4.1
4.1
4.4
4.1

.2
.2

.2
.2
.3
.4

4 9
5.1
5.3

5.9
5.3
4.8
5.0

.9

6 4
6.7
68

10
.7
7

7.2

1.0
.8
.9

6 7

6.5
6.7

.7

BANK OF SWEDEN.
' 1908.
Nov. 7
Dec. 5

£0.6
.6

£4.2
4.2

£12.7
12.7

£10.5
10.3

£1.9
2.1

1909.
Jan. 2
Feb. 6
Mar. 6
Apr. 3
May 8
June 5
July 3
Aug. 7
Sept. 4
Oct. 2

.6
.7
.7
.7
.7
.7
.7
.7
.7
.7

4.3
4.3
4.3
4.3
4.3

13.5
10.8
10.7
12.0
11.1
10.9
11.1
11.1
10.1
11.5

11.0
9.5
9.9
10.7
9.8
10.1
10.6
9.5
9.8
11.2

2.6
1.8
1.4
2.5
2 5


o Total cash.


4.4

4.4
4.4
4.4
4.4

i> Coin and bullion.

2.0

1.8
2.1
1.5
1.7

80

REPORT OF THE COMPTBOLLER OF THE CURRENCY.

STATEMENT, IN MILLIONS OF POUNDS STERLING, OF THE PRINCIPAL ITEMS OF R E SOURCES AND LIABILITIES OF FOREIGN BANKS OF ISSUE—Continued.
SWISS NATIONAL BANK.
Resources.

Date-

Government se- Other securities. curities.

1908.
Nov. 7
Dec. 7

Gold.

£4.7
4.7

1909.
Jan. 7
Feb. 6
Mar. 7
Apr. 7
May 7
June 7
July 7
Aug. 7
Sept. 7
Oct. 7

4.7
4.7 !
4.9
4.9 !
4.7
4.8
4.7
4.8
4.9
4.9

Liabilities.

Loans Other
Silver. and dis- recounts. sources.

£0.3
.4

.3
.3
.4
-4
.5
.7
.7
.8
.7
.6

Total.

Deposits
Circu- and cur- Other lialation. rent ac- bilities.
counts.

£3.4
2.9

£7.2
6.8

£1.0
.8

4.0
3.1
2.5
2.9
3.3
3.0
3.3
3.5
3.4
4.3

7.6
6.9
6.6
7.1
7.4
7.3
7.8
7.9
7.8
8.5

1.0
.8
1.1
1.0
1.2
1.1
.9
1.0
1.0
1.2

£67.5
65.9

£18.9
19.0

65.8
66.7
66.1
66.0
66.8
66.5
66.9
68.1
67.4
67.7

19.6
19.8
20.0
20.0
19.7
19.2
19.4
19.9
20.0
19.4

BANK OF SPAIN.
1908.
Nov. 7
Dec. 5

£19.8
19.8

£15.8
15.8

£32.5
32.5

1909.
Jan. 2
Feb. 6
Mar. 6
Apr. 3
May 8
June 5
July 3
Aug. 7
Sept. 4
Oct. 2

19.8
19.8
19.8
19.8
19,8
19.8
19.8
19.8
19.8
19.8

15.8
15.9
15.9
15.9
15.9
15.9
16.0
16.0
16.0
16.0

32.4
32.3
32.5
32.5
32.1
32.3
32.2
3L8
31.6
31.4

£35.5 1
36 2 I
35.9
35.1
34.4
34.8
34.0
34.3
35.1
34.9
35.0
35.7

NATIONAL BANK OF BELGIUM.
1908.
Nov. 5
Dec. 3

£23.9
24.2

o£6 3
6.3

£30.0
29.8

£2.9
3.4

1909.
Jan. 2
Feb. 6
Mar. 6
Apr. 3
May 6
June 5
July 1
Aug. 5
Bept. 2
Oct. 7

26.8
24 4
25.0
24 5
24.4
24.1
25 0
23.7
24.0
24.1

6.3
64
6.3
64
6.4
6.6
65
6.5
6.4
6.3

32.0
29.8
29.4
30 3
30.1
29.5
30.4
29.8
30.0
30.6

3.6
3.8
5.1
3.6
3.6
4.1
3.9
3.4
3.7
2.8

a Coin and bullion.

SAVINGS BANKS OF THE WORLD.

To the Bureau of Statistics, Department of Commerce and Labor,
the Comptroller is indebted for the data in the accompanying tables
representing the latest available information relating to all foreign
savings banks, whether under private, municipal, or government
control. As will be noted, the earliest returns in the first table are
for December 31, 1906, and the latest for June 30, 1909. The sta


BEPORT OF THE COMPTROLLER OF THE CURRENCY.

81

tistics in question cover returns from 19 countries and 17 dependencies, the aggregate population of which is stated at 816,112,498, the
number of depositors listed being 95,524,331, the deposits $9,710,936,635, and the average deposit account $101.66. The largest
number of depositors and the greatest amount of deposits are in
Germany, namely, 18,658,460 and $3,191,882,000, respectively. Six
of the countries in the list, namely, Germany, Japan, France, United
Kingdom, Russia, and Austria, have over 70 per cent of the number
of depositors and approximately 72 per cent of the deposits.
The second table is a chronological history of postal savings banks,
covering generally the period of the last decade; and from this table
a third has been compiled, showing the growth in the number of
depositors and the amount of deposits from 1897, or the earliest
available date, to 1907, except as indicated. During this period
the number of depositors in postal savings banks has increased
approximately 100 per cent, or from 20,182,887 to 40,320,303; the
increase in deposits is approximately 75 per cent, or from $1,138,
441,944 to $1,989,299,815, or an increase of $851,000,000. The
average deposit account has fallen from $56.41 to $49.33. While the
number of depositors in postal savings banks is 42 per cent of the
number in all foreign savings banks, the deposits are only slightly in
excess of 20 per cent. In the countries and dependencies having
postal savings banks, the United Kingdom leads in the number of
depositors and amount of deposits—that is, 11,018,251 and $781,794,533, respectively. In Japan there are 8,013,193 depositors; in
Italy, 5,108,802; France, 5,034,998; Belgium, 2,106,237; Austria,
2,064,403; Russia, 1,788,990; Netherlands, 1,401,670; and British
India, 1,262,763. Canadian postal savings banks have but 155,895
depositors, but their deposits amount to $45,190,484, making the
average deposit account $289.88, by far the largest average account
in postal savings banks in any country.
With statistics relating to foreign savings banks, corresponding
information from savings banks in the United States has been
incorporated. The number of depositors in savings banks in the
United States on April 28, 1909, was 8,831,863; deposits to their
credit $3,713,405,709, and the average account $420.45. The estimated population of the United States on May 1,1909, was 88,687,000,
which gives the average deposit in savings banks per capita of population at $41.87. The number of depositors in savings banks in this
country is approximately 8.5 per cent of the number in savings banks
in the world, the proportion of deposits being 27.7 per cent. From
the accompanying table it will also be noted that the combined
savings-bank deposits in the United Kingdom, Germany, France,
Austria, and the United States represent 75 per cent of the amount
of deposits in the savings banks of the world.
Tables relating to all foreign savings banks and to postal savings
banks, separately, are submitted herewith.
10774—CUR 1909




6

82

BEPORT OF THE COMPTROLLER OF THE CURRENCY.

SAVINGS B A N K S , INCLUDING POSTAL SAVINGS B A N K S , N U M B E R OP D E P O S I T O R S ,
AMOUNT OF DEPOSITS, AND A V E R A G E D E P O S I T S P E R D E P O S I T ACCOUNT AND P E R
INHABITANT, BY SPECIFIED COUNTRIES.

[Compiled by the Bureau of Statistics, Department of Commerce and Labor, from official reports of the
respective countries.]
Country.

Population, a

Date of report.

Number
depositors.

Deposits.

Average Average
deposit deposit
per inaccount. habitant.

497,000 &Dec. 31,1906-7.
5,856,091 $1,114,558,951 $190.32
$40.53
Austria
239,371 Dec. 31, 1908...
2,624,991
65.16
171,044,463
23.63
Belgium c
096,551 Dec. 31, 1907...
201,956
32.16
6,495,913
1.59
Bulgaria
400,000 June 30, 1908...
115.29
198,419
22,876,142
6.73
Chili
600,000 Mar. 31,1907...
154.97
1,240,739
192,274,881
73.95
Denmark d
190,000 Dec. 31, 1908...
22.91
86,728
1,986,755
.18
Egypt
267,000 Dec. 31, 1907...
74.83
12,847,599
961,355,347
24.48
France
232,000
do
47.48
19,052
904,582
.17
Algeria
804,000
5,415
199.52
.60
1,080,413
.do.
Tunis
630,000 Dec. 31,1906...
18,658,460 3,191,882,000
171.07
51.79
Germany «
246,000 Dec. 31,1907...
61,049
171.06
10,443,220
42.45
Luxemburg
675,000
do.
1,699,011
395,072,672
232.53
19.11
Hungary
910,000
do
6,953,078
96.02
667,645,797
19.69
Italy/
Dec. 31, 1906...
49,319,000 Mar. 31,1908... 44,471,560
99,289,016
2.01
Japan?
Dec.
10.11
Formosa^
3,152,000 Mar. 31,1906...
74,635 j
.24
754,453
31,1907...
Dec. 31,1906...
In China and Corea&|
14.71
61,611
Mar. 31,1907...
910,889
Netherlands
5,672,000 *Dec. 31, 1906-7.
1,658,985
56.19
16.43
93,214,669
do.*.
Dutch East Indies. 37,020,000
.14
66,523
80.55
5,359,446
52,000 Dec. 31, 1907
Curacao
.98
3,250
15.79
51,310
81,000 ....do
Dutch Guiana
7,214
38.84
3.46
280,162
Norway
2,321,000
49.67
do
868,614
132.71
115,274,498
6,684,000 Mar. 31, 1907
1.70
Roumanian
191,070
59.33
11,335,516
Russia ( i n c l u d i n g
150,000,000 June 30,1909
93.20
Asiatic part)
4.15
6,693,405
623,820,633
13.16
Finland
2,934,000 Dec. 31,1907
313,524
38,602,900
123.13
438,113
Spain*
2.04
19,713,000 1908
40,237,022
91.84
34.81
5,378,000 Dec. 31,1907
Sweden
2,027,371
196,368,900
94.17
78.63
3,559,000 1908-9
158.21
Switzerland i
279,848,800
1,768,948
23.08
44,778,000 Nov.-Dec., 1908«». 12,806,284
80.70
United Kingdom
1,033,470,204
British Colonies:
.21
39.00
1,262,763
British Indian. 232,072,832 Mar. 31, 1908
49,253,632
Austrian Com53.04
168.36
1,333,909
monwealth... 4,234,000 1907-8
224,575,782
a The figures of population are for the period to which the statistics of savings banks relate.
6 Figures for private savings banks relate to end of calendar year 1906; figures for postal savings banks
relate to end of 1907. Inclusive of deposits in so-called "cheque departments" of Austrian postal savings
banks.
c Data for the state-controlled "Caisse Generate d'Epargne" including savings deposits with post-offices.
In addition reports are given for three municipal and five private savings banks. On Dec. 31, 1907, the
former had 16,554 depositors, credited with $1,895,310 of deposits, and the latter 27,261 depositors, with
$7,992,165 of deposits.
d Exclusive of 1,597 deposits, of $147,354, in savings banks in Faroe Islands. Includes data for savings
departments of ordinary banks, which included 141,097 accounts credited with $33,991,526 on Mar. 31,1907.
«At the end of the fiscal year 1907-8 the total savings bank deposits in Germany had increased to
$3,305,606,000. This amount includes $2,170,680,018 to the credit of 11,484,139 depositors in the Prussian savings banks.
/ Exclusive of data for the "Societa Ordinarie di credito" and "Societa Cooperative di credito," which
held savings deposits to the amount of $137,013,066 under date of Dec. 31, 1906.
g Figures for private savings banks relate to the end of the calendar year 1906; figures for the postal savings
banks relate to Mar. 31,1908.
ft Figures for private savings banks relate to the end of the calendar year 1906; figures for the postal savings
banks relate to Mar. 31,1907.
i Figures for private savings banks relate to the end of the calendar year 1906; figures for the postal savings
banks relate to the end of 1907.
/Figures for the "Case de economie" only.
k The "peseta" has been converted at the rate of 17.14 cents. Data taken from " Espana Economica y
Financiera," Sept. 25,1909.
^Preliminary statement furnished by the Swiss Federal Statistical Bureau under date of Sept. 30,1909,
for 372 savings banks.
m Figures for trustee savings banks relate to the year ending Nov. 20: figures for postal savings banks, to
Dec. 31. Exclusive of government stock held for depositors, which at the end of the year amounted to
£20,628,985 in the post-office savings banks, and to £2,455,962 in the trustees' savings banks.
« Exclusive of population of the Feudatory States.




83

EEPOKT OP THE COMPTBOLLEB OF THE CUBKENOY.

SAVINGS BANKS, INCLUDING POSTAL SAVINGS BANKS, NUMBER OF DEPOSITORS,
AMOUNT OF DEPOSITS, AND AVERAGE DEPOSITS PER DEPOSIT ACCOUNT AND PER
INHABITANT, BY SPECIFIED COUNTRIES—Continued.

Population.

Country.

United Kingdom—Con.
New Zealand
Canada a
British South
Africa
British West
Indies
British Colonies
n. e. s

Number
depositors.

Date of report.

Average Average
deposit deposit
per inaccount. habitant.

Deposits.

5,341,000
1,736,000

$62,413,169
58,483,656

$171.27
306.32

$66.26
8.14

191,754

22,153,520

115.53

4.15

82,665

5,764,788

69.74

3.32

194,197

11,852,534

61.03

.78

95,524,331

9,710,936,635

101.66

11.89

8,831,863
8,782

3,713,405,709
724,479

420.45

41.87

82.49

Dec. 31,1907
June 30,1909......
1907
1907-8

-.

do

15,152,000

Total foreign
countries
816,112,498
United States &
88,687,000
Philippine Islands.

$364,422
190,926

104,364,976 13,425.066,823

942,000
7,184,744

Apr. 28, 1909
June 30,1909

Grand total

a Exclusive of data for special private savings banks, which on June 30,1909, held deposits amounting
to $30,258,585. This total does not include the savings deposits in chartered banks ("deposits payable
after notice or on a fixed day''), which on June 30,1909, amounted to $455,178,476.
& Population estimated as of May 1,1909.
NUMBER OF DEPOSITORS, AMOUNTS OF DEPOSITS, AND AVERAGE DEPOSITS, BY
SPECIFIED COUNTRIES AND BY GRAND DIVISIONS, 1897 TO 1907-1908 IN POSTAL
SAVINGS BANKS.
(Compiled by the Bureau of Statistics, Department of Commerce and Labor, from official reports of the
respective governments.]
EUROPE.
Calendar
year.
1897
1898
1899
1900
1901
1902

Number of
depositors.
1,241,567
1,318,626
1,415,348
1,484,607
1,547,541
1,610,530

Amount of
deposits.
$23,127,717
23,316,523
26,877,778
28,599,030
30,355,244
32,870,985

AUSTRIA.
Calendar
Average
deposit.
year.
$18.63
17.68
18.91
19.27
19.61
20.41

1903
1904
1905
1906
1907

Number of
depositors.

Amount of
deposits.

Average
deposit.

1,694,702
1,798,018
1,900,194
2,004,487
2,064,403

$36,568,590
39,937,633
42,536,862
44,208,710
44,269,223

$21.58
22.21
22.38
22.05
21.45

1, 681, 031
1, 785, 145
1, 885, 857
1, 994, 130
2, 106 937

$110, 996,287
116, 052,662
121, 302,054
126, 481,656
134, 040,979

$66.03
65.01
64.32
63.42
63.64

84,098
101,038
124,007
148,963
175,630
201,956

$1,643,545
a 2,247,661
a 3,267,353
a 4,465,778
"5,735,866
^6,495,913

$101.26
115.26
136.52
155.33
169.22
166.66

BELGIUM.
1897
1898
1899
1900
1901.
1902

. ..

1,062, 769
1 177j 4?3
1 ,989 659
1,390, 047
1J483J 970
1 ,582, 442

$74,770,044
81,142,240
88,619,241
97,207,412
108,372,734
108,770,680

$70. 35
68.92
68.72
69.93
73.06
68.74

1903
1904
1905
1906
1907

BULGARIA.
1896
1897
1898
1899
1900
1901

8,186
17,740
29,290
40,867
53,194
67,795

$169,904
434,041
656,841
822,249
989,983
1,371,962

$107. 54
126. 77
116.19
104. 25
96.43
104. 85 !

1902
1903
1904
1905
1906
1907 . .

a Including the value of accrued interest on the securities held to the credit of the depositors.




84

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NUMBER OF DEPOSITORS, AMOUNTS OF DEPOSITS, AND AVERAGE DEPOSITS, BY
SPECIFIED COUNTRIES AND BY GRAND DIVISIONS, 1897 TO 1907-1908, IN POSTAL

SAVINGS BANKS—Continued.
EUROPE—Continued.
FINLAND.
Calendar
year.
1897
1898
1899
1900
1901
1902

Number of
depositors.
24,933
30,203
35,347
40,188
42,965
47,451

Amount of
deposits.
$386,120
509,536
589,822
720,013
789,014
835,367

Average
deposit.
$15.49
16.87
16.69
17.92
18.36
17.60

Calendar
year.
1903
1904
1905
1906
1907

Number of
depositors.
53,503
56,462
53,455
57,555
60,007

Amount of
deposits.
$981,280
1,034,184
1,004,488
1,213,973
1,410,610

Average
deposit.
$18.34
18.32
18.79
21.09
23.51

FRANCE.
1897,
1898.
1899
1900,
1901
1902

2,861,002 $162,932,086
3,073,737 168,879,128
3,319,938 179,384,676
3,565,941 194,980,796
3,805,881 208,515,240
3,991,412 213,603,320

$56.95
54.94
54.03
54.96
54.79
53.52

1903
1904
1905
1906
1907

4,143,888 $215,766,294
4,345,446 229,158,291
4,577,390 246,703,726
4,794,874 258,374,735
5,034,998 276,655,969

$52.07
52.74
53.90
53.89
54.95.

HUNGARY.
1897
1898
1899
1900
1901
1902

314,371
337,936
364,775
389,083
416,328
446,695

$4,947,110
5,368,741
5,983,628
6,632,822
7,579,614
8,851,815

$15.74
15.89
16.40
17.05
18.21
19.82

1903.
1904.
1905.
1906,
1907.

484,834
525,818
563,973
607,456
648,652

$10,713,325
12,457,907
13,975,332
15,963,717
18,044,000

$22.10
23.70
24.78
26.28
27.82

4,969,588
5,283,063
5,527,322
o4,689,669
4,904,714
6 5,108,802

$167,760,256
189,810,340
206,198,239
233,655,238
273,702,695
285,442,694

$33.76
35.93
37.31
49.82
55.80
55.87

1,035,527
1,111,590
1,184,316
1,259,681
1,336,846
c 1,401,670

$44,028,527
48,414,706
52,231,689
56,152,681
58,489,392

$42.52
43.55
44.10
44.58
43.75
42.45

1,337,680 d$92,030,380
1,429,924 d 95,153,056
1,402,952 d 87,710,824
1,605,708 d i l l , 780,641
1,788,990 d 128,873,169

$68.80
66.54
62.52
69.61
72.04

ITALY.
1897
1898
1899
1900
1901
1902

3,141,305 $103,562,104
3,302,064 110,072,639
3,633,063 121,301,197
3,990,983 131,652,255
4,318,612 138,913,421
4,648,956 151,212,172

$32.97
33.34 i
33.39 !
32.99
32.14
32.53
1

1903,
1904,
1905,
1906,
1907.
1908,

NETHERLANDS.
1897
1898
1899
1900
1901
1902

627,409
693,228
764,201
829,131
896,761
966,433

$24,781,885
28,144,884
31,494,544
34,048,200
37,696,209
40,839,011

$39.50
40.60
41.21
41.06
42.04
42.26

1903.
1904.
1905.
1906,
1907,
1908,

RUSSIA.
1898
1899
1900
1901
1902

653,470 d$42,800,963
757,770 d52,003,765
897,618 d 59,214,719
1,023,013 d 67,566,287
1,163,310 d77,043,466

$65.47
68.63
65.97
66.05
66.23

1903
1904
1905
1906
1907

a Diminution due mainly to canceling, by prescription, of deposits credited with less than 1 lire each.
6 Preliminary data for September 30, 1908.
c Preliminary figures, taken from Maandschrift van het Centraal Bureau voor de Statistiek, Jan. 30,1909.
* Cash deposits only, exclusive of the value of public securities held to the credit of depositors.




85

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NUMBER OF DEPOSITORS, AMOUNTS OF DEPOSITS, AND AVERAGE DEPOSITS, BY
SPECIFIED COUNTRIES AND BY GRAND DIVISIONS, 1897 TO 1907-1908, IN POSTAL

SAVINGS BANKS—Continued.
EUROPE—Continued.
SWEDEN,
Calendar

year.

Number of
depositors.
495,383
535,305
556,544
566,805
573,800
577,627

1897
1898
1899
1900
1901
1902

Amount of
deposits.
$15,572,805
17,161,004
16,062,354
15,131,653
14,532,663
14,449,595

Average
deposit.
$31.44
32.06
28.86
26.70
25.33
25.02

Calendar
year.
1903
1904
1905
1906
1907

Number of
depositors.

Amount of
deposits.

Average
deposit.

570,686
570,203
567,023
569,155
566,976

$14,601,238
14,849,881
14,648,559
14,498,185
13,582,491

$25.59
26.04
25.83
25.47
23.96

9,403,852
9,673,717
9,963,049
10,332,784
10,692,555
11,018,251

$711,166,692
721,893,466
740,248,863
759,156,204
766,474,125
781,794,533

$75.62
74.63
74.30
73.47
71.68
70.95

a 1,610
a 1,700
a 1,864
a 1,971
a 2,151
a 2,297

$93,933
96,298
114,027
122,616
144,778
153,918

$58.34
56.65
61.17
62.21
67.31
67.01

168,572
165,518
164, 542
167,285
165,691
155,895

$45,419,706
45,368,321
45, 736,489
47,453,228
47,564,284
45,190,484

$269.44
274.10
277.96
283.67
287.07
289.88

9,189
9,158
9,966
11,192
12,421

$263,506
266,996
324,075
369,542
396,843

$28.68
29.15
32.51
33.02
31.95

6,525

$261,405

$40.06

3,250

$52,143

$16.04

..

UNITED KINGDOM.
7,239,761 $564,011,709
7,630,502
599,280,758
633,222,191
8,046,680
8,439,983 659,652,347
683,222,126
8,787,675
9,133,161 703,720,660

1897
1898
1899
1900
1901
1902

$77.90
78.54
78.69
78.16
77.75
77.05

1903
1904
1905
1906
1907
1908

AMERICA.
BAHAMAS.
1897
1898
1899
1900
1901
1902

....

$46,344
50,689
63,600
74,156
79,970
80,823

1,015
1,107
1,240
1,350
1,421
& 1,480

$45.66
45.79
51.29
54.93
56.28
54.61

1903
1904
1905
1906
1907
1908

....

CANADA.a
1897
1898
1899
1900
1901
1902
1903

135,737
142,289
142,141
150,987
157,368
162,761
167,023

$32,380,829
34,480,938
34,771,605
37,507,456
39,950,813
42,320,208
44,255,327

$238. 56
242. 33
244. 63
248.48
253.87
260.01
264.96

1904
1905
1906
1907 c
1908 c
1909 c

B R I T I S H GUIANA.
1897
1898
1899
1900
1901
1902

5,995
7,225
7,853
8,263
8,262
8,678

$166,517
210,597
212,252
225,674
238,332
261,851

$27. 77
29.15
27.03
27.31
28.85
30.17

1903
1904 .
1905
1906
1907 .

D U T C H GUIANA.d
1904.
1905.

4,967
5,785

$205,876
230,262

$41.45

1906.

CURAQAO.d
1905.
1906.

1,406
1,981
a For years ended June 30.

$13,741
37,604

$9.77
18.98

1907.

& For six months ended June 30.

c Years ending March 31.

d Colonial
 Savings Bank reorganized as a postal savings bank April 1,1904.


86

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NUMBER OF DEPOSITORS, AMOUNTS OP DEPOSITS, AND AVERAGE DEPOSITS, BY
SPECIFIED COUNTRIES AND BY GRAND DIVISIONS, 1897 to 1907-1908, IN POSTAL
SAVINGS BANKS—Continued.
ASIA.
BRITISH INDIA.o
Calendar
year.
18976
18986
18996
1900
1901
1902

Number of
depositors.
742,215
755,426
783,559
785,729
816,651
866,693

Amount of
deposits.

Average
deposit.

$35,320,382
34,249,564
35,010,256
31,296,290
32,583,673
34,656,368

$47.59
45.34
44.68
39.83
39.90
39.99

Calendar
year.

Number of
depositors.

1903
1904
1905
1906
1907
1908

Amount of
deposits.

Average
deposit.

922,353
987,635
1,058,813
1,115,758
1,190,220
1,262,763

$37,055,325
40,014,543
43,496,819
45,396,743
47,909,002
49,253,632

$40.17
40.52
41.08
40.69
40.25
39.00

58,121
60,884
63,850
66,949
71,018
74,964

$520,730
548,425
567,147
615,714
686,887
714,135

$8.96
9.01
8.88
9.20
9.67
9.53

3,078
3,109
3,310
3,571
3,716

$248,600
257,351
271,798
330,594
339,880

$80. 76
82.77
82.11
92.58
91.46

2,974
3,320
3,739

$201,909
203,283
393,863

$67.89
61.23
105.34

33,550
38,424
46, 478
49,566
56,464

$1,920,370
2,379, 437
2,643,050
2,841,535
2,845,861

$57.24
61.93
56.86
57.33
50.40

2,859,143
3,501,353
4,929,189
5,848,498
7,282,497
8,013,193

$14,718,253
15,758,653
20,817,090
27,015,890
38,205,134
46,275,301

$5.15
4.50
4.22
4.62
5.25
5.77

41,145
50,836
56,870
63,332
70,152

$380,231
451,709
430,972
552, 408
699, 591

$9.24
8.88
7.58
8.72
9.97

CEYLON.
1897
1898
1899
1900
1901
1902

50,596
43,003
43,850
51,778
54,426
57,007

$342,086
356,559
378,959
407,905
429,099
472,007

$6.76
8.28
8.64
7.88
7.88
8.28

1903
1904
1905
1906
1907
1908

.

STRAITS S E T T L E M E N T S .
1897
1898
1899
1900
1901
1902

2,021
2,244
2,404
2,504
2.745
2,951

$173, 229
191,610
204,031
211,515
227,133
223,693

$85.71
85.40
84.87
84.47
82.74
75.80

1903
1904
1905 . . . .
1906
1907
1908

F E D E R A T E D MALAY STATES.
1903
1904
1905

2,507
2,477
2,637

$136,936
146,002
149,505

$54.62
58.94
56.70

1906
1907
1908

DUTCH EAST INDIES.c
1898
1899
1900
1901
1902

6,114
17,010
22,327
26,535
30,058

$308,200
836,710
1,140,871
1,367,540
1,576,290

$50.41 1903
1904 . . . .
49.19
1905
51.10
1906
51.54
52.44 1 1907. .
JAPANS

1897,
1898.
1899
1900
1901
1902

1,273,363
1,253,638
1,239,657
1,396,147
1,979,640
2,363,335

$14,069,096
12,825,620
10,940,327
11,658,747
11, 934, 788
13,544,007

$11. 05
10.23
8.83
8.35
6.03
5.73

1903.
1904.
1905.
1906.
1907,
1908.

FORMOSA ( T A I W A N ) . *
1898
1899
1900
1901
1902

10,966
14,697
22,520
27,669
33,866

$200, 607
241,935
278,372
321,323
326,680

$18. 29
16.46
12.37
11.61
9.65

1903
1904
1905
1906
1907

a Figures for the year ended March 31.
6 Includes transactions of military savings banks and of provident institutions.
c Postal savings banks opened in 1898.
For ythe
for d Figures for the year ended MarchExclusive of data for savings banks in Taiwan, China, and Korea.
FRASER ears ending March 31. 31.
«

Digitized


87

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NUMBER OP DEPOSITORS, AMOUNTS OF DEPOSITS, AND AVERAGE DEPOSITS, BY
SPECIFIED COUNTRIES AND BY GRAND DIVISIONS, 1897 TO 1907-1908, IN POSTAL
SAVINGS BANKS—Continued.
AFRICA.

CAPE OF GOOD HOPE.
Calendar
year.

Number of
depositors.
52,957
58,953
62,356
70,812
82,753
92,413

1897
1898
1899
1900
1901
1902

Amount of
deposits.
$7,876,124
8,452,001
8,440,652
9,903,313
12,218,628
13,266,439

Average
deposit.
$148.73
143. 37
135.36
139.85
147. 65
143. 56

Calendar
year.

Number of
depositors.

1903
1904
1905
1906
1907

Amount of
deposits.

Average
deposit.

95,390
99,421
98,328
99,961
101,722

$12,401,837
11,911,790
11,032,093
10,850,387
10,806,964

615
405
648
890
1,279

$28,172
34,094
43,774
62,374
73,820

c3,721
c4,931
c 5,645
c6,120
c6,433

$547,861
764,917
828, 439
771,340
769,204

$147.23
155.12
146.76
126.03
119.57

5,307
5,522
5,623
4,991
5,409

$280, 388
302, 273
303, 085
334, 840
386, 429

$52.83
54.74
53.90
67.09
71.44

c 27,940
e35,059
c 40,844
c47,092
c 53,000

$3,298,859
4,363,484
5,224,601
6,263,769
6,538,843

$118.07
124.46
127.92
133. 01
123.36

43,424
59,084
74,179
86,728

$1,168,624
1,636,489
1,928,749
1,986,755

$26.91
27.70
26.00
22.91

$129.74
119.81
112.18
108.55
106.24

GOLD COAST.
1897
1898
1899
1900
1901
1902

.

.

418
469
458
271
341
431

$18, 551
24,371
24,186
21* 705
25,890

$44. 38
51.97
52.81
80.02
63.65
60.07

1903
1904
1905
1906
1907

. ..

|
I
j
|
i

$45.81
84.18
67. 55
70.08
57.72

ORANGE R I V E R COLONY.
1897
1898
1900.
1901.
1902.

(a)
b 1,231
904
(a)
(a)
/2,272

$95,865
33,506

$77.88
37.06

327,841

1903
1904
1905
1906
1907

144.29

RHODESIA.**

SIERRA
1897
1898
1899
1900
1901
1902

3,324
4,562
3,581
3,950
4,116
4,570

$196,903
210,739
?32,765
238,079
238,094
240,026

$59. 24
46.19
65.00
60.27
57.85
52.52

LEONE
1903
1904
1905
1906
1907

TRANSVAAL.
1897
1898
1899
1900
1901
1902

10,391
12,544
9,945

$1,321,493
1,614,262
345,312

$127.19
128.69
34.73

()
/
0 12,020

720,651

59.95

1903
1904
1905
1906.
1907

.

.

EGYPT.
1901
1902
1903
1904

h7,149
13,587
20,199
29,152

$187,834
425,098
646,752
889,147

$26.27

a Can not be stated.
b Returns for period from October 15,1897, to December 31,1
c Returns for years ended June 30.
d Bank established January 1,1905.




e No data.
/ Can not be stated.
g Returns for 6 months ended June 30.
h Firstyear of existence.

88

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

NUMBER OP DEPOSITORS, AMOUNTS OF DEPOSITS, AND AVERAGE DEPOSITS, BY
SPECIFIED COUNTRIES AND BY GRAND DIVISIONS, 1897 to 1907-1908, IN POSTAL

SAVINGS BANKS-Continued.

A FRIC A—Continued.
TUNIS.
Calendar
year.
1897
1898 .
1899
1900
1901
1902

. ..

Number of
depositors.
2,481
2,485
3,097
3,078
3,365
3,614

Amount of
deposits.

Calendar
Average
year.
deposit. !

$433,858
459,234
511,179
523,836
575,005
640,381

$174.87
184.81
165.06
170.19
170.88
177.19

Number of
depositors

1903
1904
1905
1906
1907

Amount of
deposits.

Average
deposit.

3,863
4,088
4,424
4,795
5,415

$703,845
787,093
838,178
923,392
1,080,413

$182.20
192.54
189.46
192.58
199.52

48,008
54,873
59,764
63,573
66,737
69,533

$9,677,644
10,121,167
10,741,806
11,271,598
12,814,151
14,042,106

$201.59
184.45
179.74
177.30
192.01
201.95

243,675
259,164
276,066
298,746
319,773

$35,957,021
37,770,765
42,153,735
48,437,568
56,077,803

$147. m
145. 74
152.70
162.10
175.37

5,389
8,782

$515,997
724,479

$95.75
82.50

OCEANIA.

WESTERN AUSTRALIA.*
1897
1898
1899
1900
1901
1902

26,317
' 29,791
29,371
33,646
39,318
45,108

$4,166,133
5,217,170
5,431,880
6,322,284
7,875,744
9,193,218

$158.31
175.13
184.94
187.91
200.31
203.80

1903
1904 .
1905
1906
1907
1908

. ..

N E W ZEALAND.

1899
1900
1901
1902

159,331
169,968
183,046
197,408
212,436
227,465

$23,091,178
24,126,993
25,891,585
28,272,186
30,902,338
33,499,950

$144. 93
141.95
141. 45
143.22
145.47
147.29

1903
1904
1905
1906
1907

P H I L I P P I N E ISLANDS a
1906
1907

2,676

$255,050

$111.77

Figures for the year ended June 30.




1908
1909

& First office opened October 1,1906.

.REPORT OF THE COMPTROLLER OF THE CURRENCY.

89

COMPARATIVE STATEMENT RELATIVE TO NUMBER OF DEPOSITORS, AMOUNT OF D E POSITS, AND AVERAGE DEPOSIT IN POSTAL SAVINGS BANKS IN 1897a AND ON DATE
OF LATEST RETURNS.&
1907.
Country.

Number of
depositors.
241,567
062,769
17,740
24,933
861,002
314,371
141,305
627,409
653,470
495,383
239,761
1,015
135,737
5,995
4,967
1,406
742,215
50,596
2,021
2,507
6,114
273,363
10,966
52,957
418
1,231

Austria
Belgium
Bulgaria
Finland
France
Hungary
Italy
Netherlands
Russia
Sweden
United Kingdom
Bahamas
Canada
British Guiana
Dutch Guiana
Curacao
British India
Ceylon
Straits Settlements
Federated Malay States.
Dutch East Indies
Japan
Formosa
Cape of Good Hope
Gold Coast
Orange River Colony
Rhodesia
Sierra Leone
Transvaal
Egypt
Tunis
Western Australia
New Zealand
Philippine Islands

3,324
10,391
7,149
2,481
26,317
159,331
2,676

Number of
depositors.
$23,127,717 1
74,770,044
434,041
386,120
162,932,086
4,947,110
103,562,104
24,781,885
42,800,963
15,572,805
564,011,709
46,344
32,380,829
166,517
205,876
13,741
35,320,382
342,086
173,229
136,936
308,200
14,069,096
200,607
7,876,124
18,551
95,865
108,528
196,903
1,321,493
187,834
433,858
4,166,133
23,091,178
255,050

20,182,887 1,138,441,944

$18.63 2,064,403
70.35 2,106,237
201,956
126.77
15.49
60,007
56.95 5,034,998
15.74
648,652
32.97 5,108*, 802
39.50 1,401,670
65.47
1,788,990
31.44
566,976
77.90 11,018,251
45.66
2,151
155,895
238.56
12,421
27.77
41.45
6,525
9.77
3,250
47.59 1,262,763
6.76
71,018
85.71
3,716
54.62
3,739
50.41
56,464
11.05 8,013,193
18.29
70,152
101,722
148.73
1,279
44.38
77.88
6,433
59.24
127.19
26.27
174.87
158.31
144.93
111.77
56.41

5.409
53i 000
86,728
5,415
69,533
319,773
8,782
40,320,303

^eP0Slls

Average
deposits.

$44,269,223
134,040,979
6,495,913
1,410,610
276,055,969
18,044,000
285,442,694
59,499,168
128,873,169
13,582,491
781,794,533
144,778
45,190,484
396,843
261,405
52,143
49,253,632
686,887
339,880
393,863
2,845,861
46,275,301
699,591
10,806,964
73,820
769,204
163,582
386,429
6,538,843
1,986,755
1,080,413
14,042,106
56,077,803
724,479

$21.45
63.64
166.66
23.51
54.95
27.82
55.87
42.45
72.04
23.96
70.95
67.31
289.88
31.95
40.06
16.04
39.00
9.67
91.46
105.34
50.40
5.77
9.97
106.24
57.72
119.57

1,989,299,815

49.33

71.44
123.36
22.91
199.52
201.95
175.37
82.50

a Earliest returns 1897, with the following exceptions: Dutch East Indies, Formosa, Orange River Colony,
and Russia, 1898; Dutch Guiana, 1904; Curacao and Rhodesia, 1905; Federated Malay States, 1903; Egypt,
1901; Philippine Islands, 1907.
& Latest returns 1907, with the following exceptions: Italy, Netherlands, United Kingdom, British India,
Straits Settlements, Federated Malay States, Japan, Egypt, Western Australia, 1908; Canada and Philippine
Islands, 1909; Dutch Guiana and Rhodesia, 1906.
BANK DEPOSITORS

GUARANTY

LAWS.

Following the action of Oklahoma, the legislatures of the States of
Kansas, Nebraska, and Texas enacted laws providing for the guaranty
of deposits in banks. Subsequent to the passage of the Oklahoma
law the question was raised as to the right of national banks in that
State to take advantage of its provisions, and the opinion of the
Attorney-General of the United States to the effect that they could
not lawfully do so, rendered under date of July 28, 1908, was published in full in the report of the Comptroller of the Currency for the
year 1908. Practically the same questions were presented in connection with the Kansas bank-deposit law, and under date of April 6,
1909, Attorney-General Wickersham, following citations from the act
in question and decisions of the courts in pertinent cases, concluded
as follows:
Answering specifically the question which is submitted for my consideration, viz,
"Have national banks in the State of Kansas the right, under section 13 of the act
referred to, to participate in the assessments and benefits of the bank depositors'



90

REPORT OF THE COMPTROLLER OF THE CURRENCY.

guaranty fund of the State of Kansas, upon the same terms and conditions as apply to
State banks?" I would respectfully state that, in my opinion, they have not such
right, and only an act of Congress can confer such powers upon national banks.

The question as to the constitutionality of the Oklahoma guaranty
law has been appealed to the Supreme Court of the United States.
In the circuit court of the United States for the district of Nebraska,
in the case of the First State Bank of Holstein et al. v. Ashton C.
Shallenberger, Governor of the State et al., decree was rendered on
October 16, enjoining the enforcement of the Nebraska bank depositors' guaranty act. The court held that—
The Nebraska act of March 25,1909 (Laws Nebr., 1909, ch. 10, p. 66), which prohibits
individuals from engaging in the banking business unless they do so through the
agency of a corporation, and which also conditions the right to engage in that business
in that form upon the making of enforced contributions from time to time to a depositors' guaranty fund to be employed in the payment of the claims of depositors of any
bank which shall become insolvent, is in conflict with section 1 of the fourteen tn
amendment of the Constitution of the United States, which provides:
"No State shall make or enforce any law which shall abridge the privileges or immunities of citizens of the United States; nor shall any State deprive any person of
life, liberty, or property without due process of law," and is in conflict with section 3
of article 1 of the constitution of Nebraska, which declares:
"No person shall be deprived of life, liberty, or property without due process of
law," and therefore is void.
The provisions of the Nebraska act of March 25, 1909, supra, which prohibits individuals from engaging in the banking business, unless they do so through the agency
of a corporation, and also condition the right to engage in that business in that form
upon the making of enforced contribution from time to time to a depositors' guaranty
fund to be employed in the payment of the claims of depositors of any bank which
shall become insolvent, were the inducement to the passage of that act, and as those
provisions, so coupled together, are void, the entire act is thereby rendered invalid.

Subsequent to the promulgation of the opinion of the AttorneyGeneral, holding that national banks have not the right to participate
in the assessments and benefits authorized by state laws providing
for the guaranty of depositors, the question was raised as to the
power of a national bank to enter into a contract with an insurance
company guaranteeing the solvency of the bank. The question was
referred to the Attorney-General, arid under date of May 7, 1909, the
following opinion was rendered:
SIR : Replying to yours of the 29th ultimo, in which, at the request of the Comptroller of the Currency, you ask for an opinion as to the power of a national bank to
enter into a contract with an insurance company guaranteeing the solvency of the
bank, and transmitting to me a form of policy which is proposed to be issued by an
insurance company proposed to be organized, I beg to say that, as a general principle,
I have no doubt that it is entirely within the powers of a national bank to contract for
the insurance of its assets against loss. The form of the proposed policy submitted in
your letter is somewhat peculiar. It purports to insure to the bank the payment of—
a sum of money sufficient to indemnify the bank for any and all losses suffered by it
by reason of theft, embezzlement, losses in realizing upon loans and investments,
shrinkage in value of assets or otherwise, in an amount equal to but not exceeding the
net excess of its obligations, other than by reason of the stock of the bank, over the
total aggregate value of the assets of the bank thus reduced by such losses; provided
that there shall be included in the assets of the bank all net sums which have been
realized by reason of the additional liability of the stockholders of the bank "
Such contract is, in effect, an agreement to pay to the bank any deficiency in its
assets upon ultimate realization necessary to enable it to pay all of its liabilities of
every kind. The policy is to run for a period of three months, but to be renewable
thereafter for periods of three months each with the consent of the insurance company,
and at such premiums as the insurance company may fix at least one month before
the expiration of the then current term of the insurance, the premium in every case
to be a percentage of the average indebtedness of the bank during the period covered
by such renewal, with the provision that if such rate shall be in excess of one-sixteenth



REPORT OF THE COMPTROLLER OF THE CURRENCY.

91

of 1 per cent upon such average indebtedness, then and in such event the insurance
company shall be liable to account to the bank for the application of such premium
paid by the bank in excess of one-sixteenth of 1 per cent—
" which excess shall be applicable only to the payment of actual losses incurred by
the company by reason of claims under this and similar policies, and any excess
over such extra claims shall be divided pro rata among the banks paying such extra
rate of premium as a participation in the profits during which period such extra
rate of premium has been paid."
It is somewhat uncertain precisely what this paragraph means and what its effect
may be. It seems to me to be objectionable as committing the bank to a profitsharing feature, which might be contended to entail a corresponding liability for losses;
and, as the attorney for the promoters of the proposed insurance company informs
me that this is not regarded as an essential part of the plan, I should advise that it
had better be eliminated from the policy.
Another provision contained in the policy subjects the bank to a periodical examination by the examiners of the insurance company without notice and at such times
as the company may elect, one of such examinations to be within each period of six
months covered by the policy and all renewals thereof. This period is probably
inadvertently placed at six months, as the policy is proposed to be written for periods
of three months only. Aside from that, I very much question the legality of this
clause, or at least its enforceability. Section 5241 of the Revised Statutes provides
that—
"No association shall be subject to any visitorial powers other than such as are authorized by this title, or are vested in the courts of justice."
While this statute does not prohibit the bank from permitting an examination of its
books, in my opinion it does operate to prohibit it from obligating itself to permit such
examination; and if the covenant to insure can be considered as in any respect dependent upon this agreement to permit examinations, it might be vitiated by the unlawful
provision. I should advise that the clause be refrained so as to make it clear that the
agreement to insure is not dependent upon the failure to permit the examination,
although it might be stipulated that in case, at any time, the examiner of the company should not be allowed access to the books of the bank for the purpose of making
an examination the company should have the option, upon reasonable notice, to
terminate the contract.
In my opinion, therefore, it is a matter for the discretion of the directors and officers
of a bank to determine whether or not they will enter into any such contract in any
given instance, this discretion to be exercised in view of the solvency and general
financial condition of the company making the insurance and the reasonableness of
the rate of premium; and the form of the policy being modified to conform to the
foregoing suggestions, I see no legal reason why a bank may not enter into it.
Respectfully,
GEORGE W. WICKERSHAM,

A ttorney-General.
The SECRETARY OF THE TREASURY.




92

REPORT OF THE COMPTROLLER OF THE CURRENCY.
INSOLVENT NATIONAL BANKS.

In the year ended October 31, 1909, the following-named national
banks were closed and placed in charge of receiveis:
Name and location
of bank.

Charter
number.

First National Bank,
New Kensington,
Pa. a
Citizens National Bank,
MOPticello, Ky. a
First National Bank,
Fort Scott, Kans
National E x c h a n g e
Bank,
Springfield,
Mo.«
First National Bank,
Somersworth, N. II.o.,
First National Bank,
Rugby, N. Dak
Coal Belt National
Bank, Bcnton, 111....
Union National Bank,
Oakland, Cal
Lititz National Bank,
Lititz, Pa
First National Bank,
Ironwood, Mich
Dairymens
National
Bank, Sheboygan
Falls, Wis.o
First National Bank,
Savoy, Tex
First National Bank,
Burnside, Ky
First National Bank,
Mineral Point, Wis...
Total (14 banks)..

Date of authority to
commence
business.

Circulation.
Date of
closing.

Capital
stock.

Issued.

ReOutdeemed. standing.

4913 | June 28,1893

Nov. 7,1908

$50,000

$50,000

$4,700

$45,300

6419 ! Sept. 12,1902

Nov. 17,1908

50,000

50,000

3,850

46,150

1763 i Jan. 10,1871

Nov. 20,1908

100,000

100,000

25,750

74,250

5082

July 19,1897

Dec.

7,1908

100,000

100,000

25,100

74,900

1180

May 22,1865

Dec. 16,1908

100,000

100,000

13,150

86,850

6341

July 17,1902

Jan.

4,1909

25,000

6,250

2,950

3,300

8234

May 25,1906

Feb.

9,1909

38,500

10,000

4,105

5,895

2266

May 20,1875

Apr. 14,1909

300,000

150,000

50,550

99,450

2452

Feb.

2,1880

Apr. 19,1909

105,000

40,000

14,600

25,400

3971

Jan. 31,1889

June 21,1909

50,000

12,500

440

12,060

5947

Aug. 27,1901

June 25,1909

25,000

20,000

650

19,350

7645

Mar. 16,1905

June 29,1909

25,000

12,500

2,850

9,650

8903

Oct.

Sept. 17,1909

25,000

6,250

600

5,650

3203

June 10,1884

Oct. 12,1909 j 100,000

25,000

300

24,700

!l,093,500

682,500

149,595

532,905

2,1907

a Restored to solvency and resumed business.

The capital of the 14 banks placed in charge of receivers during the
year aggregated $1,093,500. Five of the banks in question, with
aggregate capital of $325,000, were placed in solvent condition and
authorized to resume business. The assets of the 9 insolvent banks
at date of failure were $2,899,023; claims proved, $1,693,472, on
which dividends were paid to the amount of $477,813. Two of the
banks in the list paid their creditors in full, both principal and interest;
1 paid 50 per cent, 1, 25 per cent, and 5 no dividends so far. The
causes of failures were as follows: Three as the result of defalcation
by officers; 2, fraudulent management and injudicious banking; 1,
fraudulent management, excessive loans to officers, directors, and
others; 2, injudicious banking, and 1 wrecked by the cashier.
Seventeen receiverships were closed during the year, the capital of
the banks at date of failure being $3,688,500, and their assets
$21,178,991.
Collections from assets and shareholders were
$10,998,520. The claims proved against these trusts aggregated
$10,747,070, on which dividends were paid to the amount of $8,128,175,
or 75.71 per cent. Liabilities settled by offsets, the payment of loans,
etc., aggregated $4,814,055. Including dividends, offsets, and loans
paid, creditors received on an average 82.29 per cent. Assets to the
nominal value of $1,431,307 were returned to shareholders. The
expenses of administration of these 17 trusts—that is, receivers'
salaries,
 legal expenses, etc.—were $390,846.


EEPORT OF THE COMPTROLLER OF THE CURRENCY.

93

From the date of the first failure in 1865 to October 31, 1909,
receivers were appointed for 508 national banking associations,
including 24 restored to solvency, of which 4 failed for the second
time, the total number of receiverships representing 5.3 per cent of
the number of national banks chartered during the existence of the
system. It should be stated, however, that with the elimination of
receiverships terminated as result of restorations to solvency the net
loss to the system by insolvency was only 484 banks, or 5.04 per cent.
The affairs of 416 insolvent banks have been fully liquidated.
The nominal value of the assets of these banks was $283,611,827,
from which $139,435,344 was collected and $22,646,178 applied as
offsets. The nominal value of assets returned to shareholders was
$13,476,481, and of the remaining assets $3,683,994. The amount of
losses on assets compounded, etc., were $104,369,830. The assessment on shareholders, amounting to $39,606,640, produced $18,884,876, making aggregate collections from shareholders and assets $158,320,220. These collections were disposed of as follows: On claims
proved, amounting to $147,363,378, dividends were paid to the
amount of $111,563,299 or 75.71 per cent. Including offsets allowed,
loans paid and other disbursements, with dividends, creditors received
on the average 82.29 per cent. Receivers7 salaries and other expenses
of these trusts amounted to $7,459,560, to which should be added
legal expenses of $4,245,250, the aggregate of which is equivalent to
4.13 per cent of the nominal value of the assets and 7.39 per cent of
the aggregate collections. There was returned to the shareholders
in cash $2,855,251, the balance held by the Comptroller being $27,680.
Circulating notes of these banks outstanding at date of failure
aggregated $21,228,613, secured by bonds of the par value of
$23,917,150, from which was realized $24,811,757, or $3,583,144 in
excess of the circulation for which the bonds were pledged, and
which amount was added to collections from other assets from which
dividends were paid. The assessment on shareholders was approximately 60 per cent of their holdings, on which only about one-half
was paid. In other words, the assessment on capital stock produced
nearly 28 per cent of the par value of the aggregate capital of these
insolvent associations.
At the close of the year 68 insolvent national banks were in charge
of receivers, the nominal value of their assets being $54,114 576 So
far collections from assets and shareholders have been $29,634,651.
Claims proved are shown at $31,917,575, on which dividends have
been paid to the amount of $20,200,122, or 63.29 per cent. Including
with dividends paid, offsets allowed, loans paid, and other disbursements, creditors have received on an average 72.33 per cent. It is
presumed that upon final liquidation theso 68 trusts will return to
creditors dividends equal at least to those paid by the trusts which
have been finally closed.




94

BEPORT OF THE COMPTROLLER OF THE CURRENCY.

In the following table is summarized the foregoing information,
which is based upon reports of receivers of insolvent national banks:
SUMMARY OF REPORTS OF RECEIVERS OF INSOLVENT NATIONAL BANKS, 1865
OCTOBER 31, 1909.

TO

Closed receiverships,
44O.a
$283,611,827

Total assets taken charge of by receivers.
Disposition of assets:
Offsets allowed and settled
Loss on assets, compounded or sold under order of court..
Nominal value of assets returned to stockholders
Nominal value of remaining assets
Collected from assets

Active receiverships,
$54,114,576

$337,726,403

22,646,178
104,369,880
13,476,481
3,683,994
139,435,344

4,272,419
5,972,885
16,642,907
27,226,365

26,918,597
110,342,715
13,476,481
20,326,901
166,661,709

Total, 508.

283,611,827

54,114,576

337,726,403

Collected from assets as above
Collected from assessments upon shareholders..
Total collections.

139,435,344
18,884,876
158,320,220

27,226,365
2,408,286

166,661,709
21,293,162

29,634,651 j

187,954,871

Disposition of collections:
Loans paid and other disbursements
Dividends paid
Legal expenses
Receiver's salary and all other expenses
Balance in hands of Comptroller or receivers.
Amount returned to shareholders in cash

32,169,180
111,563,299
4,245,250
7,459,560
27,680
2,855,251

6,162,703
20,200,122
552,982
1,056,162
1,506,170
156,512

38,331,883
131,763,421
4,798,232
8,515,722
1,533,850
3,011,763

158,320,220

29,634,651

187,954,871

b 6,135,000
67,560,920
23,917,150
24,811,757
21,228,613
l
39,606,640
! 147,363,378

9,800,000
4,081,250
6,194,862
4,980,339
5,613,100
31,917,575

83,495,920
27,998,400
31,006,619
26,208,952
45,219,740
179,280,953

Total.

Total.
Capital stock at date of failure.
Bonds at failure
Amount realized from sale of bonds
Circulation outstanding at failure
Amount of assessment upon shareholders
Claims proved
a Includes 24 banks restored to solvency.

,

& Capital stock of 24 banks restored to solvency.

DIGEST OF NATIONAL-BANK DECISIONS.

Supplement containing digest of national bank decisions reported
during the current year follows the text of this report.
AMENDMENTS TO THE NATIONAL-BANK ACT.

Section 333 of the Revised Statutes relating to the annual report
to be made to Congress by the Comptroller of the Currency, provides
in part for the submission of amendments to the laws relative to
banking, by which the system may be improved and the security of
the holders of its notes and other creditors may be increased.
No amendments to the national-bank act have been effected since
May 30, 1908, and the only legislation subsequent to that date affecting national banks is that contained in the tariff act of 1909, wherein
provision is made for a corporation tax.
The act of May 30, 1908, provides in part for the establishment of
the National Monetary Commission, and at the December, 1908,
meeting of the commission suggestions were submitted for consideration in connection with proposed amendments to the banking and
currency laws.
LAWRENCE O. MURRAY,

Comptroller of the Currency.


The SPEAKER OF THE HOUSE OF REPRESENTATIVES.





APPENDIX.

95

DIGEST OF NATIONAL-BANK DECISIONS.
[The following decisions, being cases reported in the Reporters up to and including 214 U. S. Reports
and 171 Federal Reporter, have not been previously printed in the reports of the Comptroller of the Currency.]
CAPITAL STOCK.

RESTORATION OF IMPAIRED CAPITAL.

Assessments under Revised Statutes, section 5205.
(U. S. C. C , 1898.) An assessment to restore impaired capital was held invalid,
as it was made by the directors and not by a majority of the stockholders
themselves. (Hulitt v. Bell et al., 85 Fed. Rep., 98.)
CHECKS.

Overdrafts—Directors have no power to sanction.
(Mo. Appeals, 1876.) The mere fact that the directors of a bank knew of, and
sanctioned, overdrafts, will not release from liability the sureties of a teller
who causes a loss to the bank by permitting overdrafts. The directors of a
bank have no power to sanction overdrafts. (Market Street Bank v. Stumpe,
2 Mo. Appeals Repts., 543.)
CIRCULATION.

Application of exemption in section 3411, Revised Statutes.
(U. S. Sup. Ct., 1909.) The provisions in section 3411, Revised Statutes, exempting banks from taxation on circulation, does not relate to national banks but
to state banks only. (Merchants Nat. Bank v. United States, 214 U. S. R., 33.)
Application of sections 3411, 5214, Revised Statutes—Exemption from taxation.
(U. S. Sup. Ct., 1909.) # One of the public policies of the national-bank act was
to secure the public credit and encourage the issue of notes to circulate as
currency founded upon United States bonds, and section 3411 will not be
construed as intending to exempt those national banks that allowed their
circulation to fall below 5 per cent of their capital from the taxation provided
by section 5214 to create a fund to bear the burden common to all national
banks for engraving and printing the notes. (Merchants7 Nat. Bank v.
United States, 214 U. S. R., 33.)
Right of United States to recover from bank 'money obtained on forged pension checks.
(U. S. Sup. Ct., 1909.) The United States can recover from a bank presenting
pension checks to, and receiving the money therefor, from a sub treasury,
where the names of the payees have been forged; and the right to recover is
not conditioned upon either demand or the giving of notice of the discovery
of facts which by the operation of the legal warranty were presumed within
the knowledge of the bank. (United States v. Nat. Exchange Bank, 214
U. S. R., 302.)
COLLATERAL SECURITIES.

Pledges—Collateral—Conservation—Duty of pledgee.
(U. S. C. C , 1909.) Where a trust company received certain corporate bonds as
collateral security for complainant's liability on an underwriting agreement,
and the corporation became a bankrupt, it was the trust company's duty to
employ reasonable diligence to conserve the collateral and collect thereon
all moneys which it was reasonably possible for it to secure through a prompt
presentation of the bonds in the bankruptcy proceedings. (Warburton v.
Trust Co. of America, 169 Fed. Rep., 974.)
10774—CUR 1909




7

97

98

KEPOET OF THE COMPTROLLER OF THE CURRENCY.

Pledges—Choses in action—Transfer as collateral—Rights of pledgee.

(U. S. C. C, 1909.) A bond, or any chose in action, which is transferred as collateral security, is not in the nature of or subject to the incidents of a pawn
or pledge, but is under the dominion of the creditor, to make his claim out of
it. (Ib.)

Judgment—Res judicata—Questions determined.

(U. S. C. C, 1909.) Complainant subscribed to an underwriting agreement for
the bonds of a corporation in the sum of $15,000. The bonds were delivered
to defendant trust company, and, the corporation having become a bankrupt, the trust company surrendered the bonds and released the lien of the
mortgage on receiving 8 per cent of their face value. In an action by the
trust company on the underwriting agreement, complainant denied liability
thereon, and the case was tried on that theory, though it was also alleged that
the bonds which the trust company had held as collateral to defendant's
subscription had been converted, and the amount realized thereon stated.
Held, That a judgment establishing complainant's liability on the agreement
was not res judicata of the question whether the trust company had exercised
reasonable diligence in conserving the collateral and collecting all that was
possible therefrom. (Ib.)

Judgment—Res judicata.

(U. S. C. C., 1909.) Where defendant trust company received the bonds of a corporation as collateral to an underwriting agreement, and later surrendered
the bonds in bankruptcy proceedings against the corporation for 8 per cent
of their face value, complainant, in a suit to restrain the collection of a judgment recovered by the trust company against him on his underwriting subscription, was entitled to a determination of the qu'estion whether the trust
company had used reasonable diligence in conserving and collecting the
collateral. (Ib.)
DEPOSITS.

Liability of depositor.—Deposit by partner for benefit of firm.

(Ala. Sup., 1906.) The effect of a transaction whereby a member of a firm
deposited money in a bank for the firm and took a note from the firm for the
money held to be a loan from him to thefirmon their note, the money in the
bank to be turned over to him when they deposited collateral for his benefit,
and so that he held the double obligation of thefirmfor the money, if the firm
got it from the bank, and the obligation of the bank not to let thefirmhave it
without collaterals. (First Nat. Bank v. Henry, 49 So., Rep., 97.)
(Ala. Sup., 1906.) A bank held by its contract to have agreed in substance to
protect a deposit for the benefit of the depositor by taking from his firm
security to cover its amount, and to hold at all times either that amount of
security or so much as the bank let the firm have, and to be bound thereby
unless released. (Ib.)

What constitutes a special deposit.

(Ala. Sup., 1906.) A deposit with a bank is special when it is a deposit like stocks,
bonds, and other securities, and sometimes money, to be specially kept and
returned to the owner, or money deposited for a fixed period of time or on
unusual conditions, which is mingled in the general funds like a general
deposit and repaid therefrom, or money which is to be applied by the bank
at the depositors request for specific purposes. (Ib.)

Failure to secure debt of third person to depositor—Extent of liability—Evidence.

(Ala. Sup., 1906.) The measure of damages which the holder of a bill or note is
entitled to recover of a bank guilty of negligence or default as a collecting
agent is the actual loss suffered, which is prima facie the amount of the bill
or note placed in its hands; but evidence is admissible to reduce it to a
nominal sum. (Ib.)

Negligence or default of collecting agent—Measure of damages.

(Ala. Sup., 1906.) In an action against a bank for failure to take collateral
security for an indebtedness of a third person to plaintiff. Held, that it could
not avail the bank, that there had been a shrinkage in the value of cotton,
unless it took warehouse receipts for cotton and bills of lading as agreed. (Ib.)
Plea of ultra vires.

(Ala. Sup., 1906.) A national bank held not to escape liability to a depositor by
pleading that it made with him an ultra vires agreement. (Ib.)




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99

Action by depositor for deposit—Pleading.
(U. S. C. C. A., 1909.) A complaint alleging that defendants were conducting a
banking business, that plaintiff deposited a stated sum of money with them
to his credit on open account and payable to him or his order on demand,
that payment of his check for the amount when presented was refused, and
that no part thereof has been repaid, states a cause of action for its recovery;
the latter allegation covering every manner of repayment to plaintiff. (Levy
et al v. Larson, 167 Fed. Rep., 110.)
"Lien" of bank on deposits—Notes of depositor.
(U. S. D. 0., 1908.) A bank holding notes of a depositor which are due has the
right to charge the same to the depositor's account. Such right is not strictly
a lien, within the meaning of the bankruptcy law, but a right of set-off; but
it can be exercised only as to notes which are due. (Irish v. Citizens Trust
Co. of Utica, N. Y., 163 Fed. Rep., 880.)
DEPOSITS.
8TATE LAWS REQUIRING BANKS TO CONTRIBUTE TO DEPOSITOR'S GUARANTY FUND.

Constitutional law—Due process of laiv—Banking—Restricting business to corporations—Guaranty fund.
(U. S. C. C , 1909.) The Nebraska act of March 25, 1909 (laws Nebr., 1909, ch. 10,
p. 66), which prohibits individuals from engaging in the banking business,
unless they do so through the agency of a corporation, and which also conditions the right to engage in that business in that form upon the making of
enforced contributions from time to time to a depositor's guaranty fund to be
employed in the payment of the claims of depositors of any bank which shall
become insolvent, is in conflict with section 1 of the Fourteenth amendment
to the Constitution of the United States which provides:
"No State shall make or enforce any law which shall abridge the privileges or
immunities of citizens of the United States; nor shall any State deprive any
person of life, liberty or property without due process of law," and is in conflict with section 3 of article 1 of the constitution of Nebraska which declares:
"No person shall be deprived of life, liberty or property without due process of
law,'' and therefore is void. (The First State Bank of Holstein, Nebr., et al.,
plaintiffs, v. Ash ton C. Shallenberger, governor of the State of Nebraska, etal.,
defendants. Memorandum of opinion filed Oct. 16, 1909. Case not yet
reported.)
Void provision, when inducement to passage of act, renders entire act invalid.
(U. S. C. C , 1909.) The provisions of the Nebraska act of March 25, 1909, supra,
which prohibits individuals from engaging in the banking business, unless
they do so through the agency of a corporation, and also condition the right
to engage in that business in that form upon the making of enforced contributions from time to time to a depositors' guaranty fund to be employed in the
payment of the claims of depositors of any bank which shall become insolvent,
were the inducement to the passage of that act, and as those provisions, so
coupled together, are void the entire act is thereby rendered invalid. (Ib.)
FORGED OR ALTERED PAPER.

Alteration of checks—Liability of drawer.
(N. Y. Appeals, 1902.) While the drawer of a check may be liable where he
draws the instrument in such an incomplete state as to facilitate or invite
fraudulent alteration, he is not bound so to prepare the check that nobody
else can successfully tamper with it. (Critten et al. v. Chemical National
Bank, 171 N. Y. R,, 219.)
Depositor's duty to verify returned vouchers.
(N. Y. Appeals, 1902.) A bank depositor owes to the bank the duty of exercising
reasonable care to verify returned vouchers by the record kept by him of the
checks he has issued, for the purpose of detecting forgeries or alterations.
(Ib.)
Depositor's liability for negligence in examination of voucher.
(N. Y. Appeals, 1902.) A depositor by neglecting his duty in this respect, or by
failing to discover and notify the bank of forgeries, does not, however, adopt
raised checks as genuine and ratify their payment or estop himself from
asserting that they are forgeries—his liability is limited to the damages sustained by the bank in consequence of such neglect. (Ib.)




100

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Payment of raised checks before account is balanced.
(N. Y. Appeals, 1902.) A bank is not relieved from liability for raised checks,
which it had paid before the account was balanced, by the failure of the
depositor to subsequently discover the alterations, unless thereby the bank
has lost an opportunity to obtain restitution. (Ib.)
When bank relieved from payment after account is balanced.
(N. Y. Appeals, 1902.) A bank is, however, relieved from responsibilty for raised
checks which it paid after the account was balanced, by the negligence of
the depositor in the examination of the returned vouchers and comparison
with stubs of his check book which would have disclosed the alterations and
prevented the subsequent frauds, in the absence of negligence on the part of
the bank in paying the checks. (Ib.)
Responsibilty of depositor for negligence of clerk.
(N. Y. Appeals, 1902.) A bank depositor is chargeable with the knowledge of
the fraudulent alteration of checks possessed byliis clerk to whom he intrusted
the examination of the vouchers, and with his negligence or failure in the
verification of the accounts, although the clerk is the one who made the
alterations, where the comparison of the checks with the stubs in the check
book would have disclosed such alterations to an innocent party previously
unaware of the forgeries, since in such a case he is responsible for the manner
in which the clerk performs his task, although he is the forger. (Ib.)
Contributory negligence of bank.
(N. Y. Appeals, 1902.) The negligence of a bank in paying to a clerk of a depositor
a check which had plainly been altered by the substitution of the word
"cash" for the name of the payee over an erasure and on which the number
of dollars was also written over an erasure, without making inquiry as to the
reason or authority for the alteration, not only places upon the bank the
responsibility for tne loss thereby sustained, but contributes to the successful
continuance of a series of similar forgeries by the clerk so as to defeat the
liability of the depositor for loss to the bank from the payment of altered
checks subsequent thereto, on the ground of his negligence in respect to the
examination of returned vouchers. (Ib.)
Pleading—Action on contract—Effect of allegation of negligence.
(N. Y. Appeals, 1902.) An action on contract by a bank depositor for the amount
of altered checks over and above the sums for which they were originally
drawn is not changed to an action in tort bv an allegation of contributory
negligence in the reply, used only to defeat the defense of negligence on the
part of the depositor raised by the answer. (Ib.)
Bills and notes—Forged indorsement of check—Liability of bank on guaranty of indorsement.
(U. S. C. C, 1908.) Plaintiff's assignor, a bank, discounted for one M. a note
made by a third person, payable to his own order and indorsed by him, giving
M. a check for the proceeds on itself, payable to the order of the maker of the
note. M. indorsed the check with the payee's name, by himself, and delivered it to defendant bank, which also indorsed it, expressly guaranteeing
the indorsements, and the discounting bank, relying on such indorsement,
paid it. In fact M. had no authority to indorse the check, and did so without the knowledge or consent of the payee; and he also discounted the note
without authority and in violation of his agreement with the maker. .. Held,
That since the discounting bank, having paid its check on a forged indorsement, did not become a bona fide purchaser for value of the note, and could
not, therefore, enforce it against the maker, plaintiff was entitled to recover
from defendant upon its indorsement of the check. (Boardman v. Hanna, 164
Fed. Rep., 527.)
Payment offorged checks—Negligence of bank—Estoppel of depositor.
(IT. S. C. C. A., 1909.) Failure of a bank depositor to examine his account and
give the bank prompt notice of his objections to the payment of forged checks
is no defense to the depositor's right to recover the money so paid from the
bank, if the bank's officers, before paying the checks, by the exercise of
reasonable care could have detected the forgeries. (New York Produce
Exchange Bank v. Houston et al., 169 Fed. Rep., 785.)
Forged checks—Payment—Rights of depositor—Estoppel.
Where a bank was negligent in paying certain forged checks, the depositor would
not be estopped by his own negligence from claiming the amount so paid,
unless such negligence was directly connected with the forgeries. (Ib.)



REPORT OF THE COMPTROLLER OF THE CURRENCY.

101

GUARANTY.

Unauthorized indorsement of check—Liability on guaranty of indorsement.
(TJ. S. C. C. A., 1909.) Where the indorsement of the payee's name on a check
was without authority, but was guaranteed by a bank, and on such guaranty
the check was paid, the guarantor is liable for any loss sustained thereby by
the paying bank. (McKinnon v. Boardman, 170 Fed. Rep., 920.)
INSOLVENCY AND RECEIVERS.
ACTIONS BY RECEIVERS.

Action by receiver on notes — Defenses — Agreement by officers to accept substituted
securities.
(U. S. C. C., 1909.) An agreement by the officers of a bank holding notes of defendant to accept from a corporation satisfactory securities in substitution for
such notes constitutes no defense to an action on the notes by a receiver for
the bank, where no substitute securities were presented by the corporation
prior to the bank's failure. (Fowler v. Peet, 170 Fed. Rep., 620.)
Judgment—Stay of proceedings for enforcement—Equitable set-off.
(U. S. C. C, 1909.) Where the defendant in an action at law in a federal court
by the receiver of a bank claims an equitable set-off, proceedings for collection of the judgment recovered may properly be stayed to give him an opportunity to establish his claim in equity. (Fowler v. Peet, 170 Fed. Rep., 620.)
PREFERENCES IN INSOLVENCY.

Distribution of assets—Priority.
(TJ. S. C. C, 1909.) The fact alone that a deposit of public funds in a bank by a
public officer was wrongful, and known to be so by the bank, does not entitle
a claim therefor to priority of payment over those of general creditors on the
insolvency of the bank. (Lucas County v. Jamison, 170 Fed. Rep., 338.)
Trust funds.
(U. S. C. C., 1909.) In all cases where an insolvent bank held funds as trustee,
to entitle a claim therefor to a preference over those of general creditors in
the distribution of the bank's assets it must be shown that such funds have
not been dissipated, but that they remain in the estate and can be identified,
not by earmarks, but by being traced into the estate and there now found,
to its augmentation. (Lucas County v. Jamison, 170 Fed. Rep., 338.)
LOANS.

Excessive loan—Collection of.
(U. S. C. C. A., 1909.) That a national bank had loaned to the owners of a dredge
on a chattel mortgage more than one-tenth of its capital stock in violation
of Revised Statutes, sections 5200, 5239 (U. S. Comp. St. 1901, pp. 3494,
3515), held no objection to the enforcement of the bank's rights under the
mortgage. (The Seattle, 170 Fed. Rep., 284.)
NEGOTIABLE PAPER.

Bills and notes—Rights of indorsee—Estoppel of maker by renewal.
(U. S. C. C , 1908.) The makers of negotiable notes, who, after such notes had
been purchased from the payee by a bank, sought and obtained renewals
from the bank, giving new notes and taking up the old, are estopped as against
the bank to set up the defense of failure of consideration on account of fraudulent representations made by the payee. (Odbert et al. v. Marquet et al., 163
Fed. Rep., 892.)
Bills and notes—Bonafidepurchaser—Accommodation paper.
(TJ. S. C. C , 1908.) The discount of an accommodation note by a bank and the
credit of the proceeds to the account of the payee are not equivalent to parting
with value, and the maker may cancel his obligation by proper notice to the
purchaser at any time before it has actually parted with the money. (Queen
City Savings Bank and Trust Co. v. Reyburn, 163 Fed. Rep., 597.)
Evidence—Books of account—Bank books.
(U. S. C. C., 1908.) A loose leaf of a bank ledger, containing entries of transactions
between the bank and a customer, is competent evidence in its behalf to
prove such transactions, when properly proved by testimony of the bank's

employees. (Ib.)


102

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Action by indorser—Defenses.
(U. S. C. C* 1908.) In an action by a bank on accommodation notes which it had
discounted for a customer in good faith the fact that by an arrangement
between the bank, the customer, and a third party the bank was authorized
to charge back paper discounted for the customer and not paid to a fund
belonging to the third party. Held not available as a defense to the maker
of the notes, who was not a party to the arrangement. (Ib.)
OFFICERS—CIVIL LIABILITY OF.

Liability of directors of national banlc—Suit on behalf of stockholders.
(U. S. C. C, 1908.) A loss resulting to a national bank from bad loans, which
were not repaid, can not be said to have been caused by a violation of law
by the directors in failing to keep on hand the legal reserve required by
Revised Statutes, section 5191 (U. S. Comp. St. 1901, p. 3486). Allen v.
Luke et al., 163 Fed. Rep., 1018.)
Pleading—Sufficiency of bill.
(U. S. C. C, 1908.) A bill on behalf of the stockholders of a national bank to
charge the directors with liability for losses alleged to have been due to their
negligence or misconduct. Held to set out the details of the several transactions relied on with sufficient fullness. (Ib.)
(U. S. C. C., 1908.) In such a bill, charging the making of illegal loans by defendants as directors, it is not necessary to allege a formal vote of defendants
authorizing or approving such loans. (Ib.)
Common-law liability of directors.
(U. S. C. C., 1908.) The provisions of the national banking act denning the duties
of the directors of such banks do not relieve them from their common-law
liability for a failure to diligently and honestly discharge their trust. (Ib.)
Abatement andrevival—Death of party—Survival of cause of action—Joinder of defendants.
(U. S. C. C, 1908.) A cause of action against a director of a national bank to
recover for money lost to the bank through his negligence or misconduct
survives against his executors, and they may be joined as defendants with
the surviving directors in an action thereon. (Ib.)
OFFICERS—CRIMINAL LIABILITY OF.
FALSE ENTRIES.

Indictment and information—Sufficiency of accusation—Certainty and particularity.
(U. S. C. C. A., 1909.) In determining the sufficiency of an indictment, the question is not whether it might have been made more certain, but whether it
contains every element of the offense intended to be charged, and sufficiently
apprised the defendant of what he must be prepared to meet, and, in case
any other proceedings are taken against him for a similar offense, whether
the record shows with accuracy to what extent he may plead a former acquittal or conviction. (Harper v. United States, 170 Fed. Rep., 385.)
False entry by officer—Sufficiency of indictment.
(U. S. C. C. A., 1909.) An indictment under Revised Statutes, section 5209
(U. S. Comp. St. 1901, p. 3497), which charges the defendant as cashier of
a national bank with having made a false entry in a report with intent to
deceive an officer of the association, need not describe the report with technical accuracy, and an averment of the date when made, and that it was a
report made to the Comptroller of the Currency showing the resources and
liabilities of the bank on a certain date, is sufficient to authorize the presumption that it was a report made by the association under section 5211.
(Harper v. United States, 170 Fed. Rep., 385.)
Offenses by officers—Making false report.
(U. S. C. C. A., 1909.) Revised Statutes, section 5209 (U. S. Comp. St. 1901,
p. 3497), which makes it a criminal offense for any officer or agent of a national
bank to make any false entry in any report of the association with intent to
deceive any officer of the association, etc., includes a report voluntarily made
as well as one required by law, if the false entry was made with the requisite
unlawful intent. (Harper v. United States, 170 Fed. Rep., 385.)
Criminal law—Evidence—Reputation of accused.
(U. S. C. C. A., 1909.) On the trial of a defendant charged with making a false
entry in a report of a national bank of which he was cashier, where witnesses
were allowed to testify as to his reputation for truthfulness and honesty, it
was
 not error to exclude testimony as to his reputation for morality and
sobriety
http://fraser.stlouisfed.org/ as irrelevant. (Harper v. United States, 170 Fed. Rep., 385.)
Federal Reserve Bank of St. Louis

REPORT OF THE COMPTROLLER OF THE CURRENCY.

103

Prosecution of officer for making false report—Instructions.
(U. S. 0. C. A., 1909.) Instructions given on the trial of a defendant charged
with having, while cashier of a national bank, made false entries in a report
of the bank, with intent to deceive the president thereof, considered, and,
taken together, held not erroneous. (Harper v. United States, 170 Fed.
Rep., 385.)
11
False entry"—Loans and discounts.
(U. S. C. C. A., 1909.) A national bank of which defendant was cashier, was in
straitened circumstances, so that the president, cashier, and assistant cashier
had not drawn their salaries for five months. Each of the officers haying overdrawn his individual account with the bank to the amount of their unpaid
salaries, the bank examiner required the overdraft to be made good, and to
accomplish this the officers induced F., who was solvent, to execute his note
to the bank for their accommodation, and this was discounted and entered
as a loan and discount, the proceeds being credited to the officers' individual
accounts to make good the overdrafts. Held, that the note, while accommodation paper so far as the officers of the bank were concerned, was enforceable
against the maker by the bank, and hence its inclusion in a report made by
the cashier to the Comptroller of the Currency as a loan and discount of the
bank did not constitute the making of a "false entry/' in violation of Revised
Statutes, section 5209 (U. S. Comp. St. 1901, p. 3497.) (Hayes v. United
States, 169 Fed. Rep., 101.)
Criminal latv—Circumstantial evidence—Weight.
(U. S. C. C. A., 1909.) Circumstantial evidence, to be sufficient to sustain a
conviction, must rise to that degree of convincing power which satisfies the
mind of guilt beyond a reasonable doubt. (Ib.)
Assets—Increase—False entries.
U. S. C. C. A., 1909.) If the officer of a bank procured a note to be given to it by
an irresponsible person, with intent of apparently increasing the bank's
assets, and should thereafter make an entry in a report required by law to the
Comptroller of the Currency, including such note as a bona fide asset of the
bank, with either of the intents denounced by Revised Statutes, section 5209
(U. S. Comp. St. 1901, p. 3497), such entry would be a false entry within
such section, though the paper was in actual existence. (Ib.)
EMBEZZLEMENT.

Embezzlement—Money of bank—Collection by agent.
(U. S. C. C. A., 1909.) Accused's duty was to take drafts or other items received
by a national bank by which he was employed from its patrons for collection,
present them to the drawees or others liable thereon, receive the money due,
and return it to the bank. He, however, reported a less amount collected
than he actually received, and converted the difference. Held, that in
making the collection he acted as the bank's agent, and that the money, while
in his possession and before it had been actually deposited in the bank,
belonged to it, and that he was therefore properly convicted of embezzling
the same. (Spencer v. United States, 169 Fed. Rep., 562.)
SHAREHOLDERS.
RIGHT TO VOTE AT MEETING OF SHAREHOLDERS.

Voting trust contrary to public policy.
(N. C. Sup. Ct., 1909.) An agreement among certain stockholders of a national
bank who wished to perpetuate the existing management to deposit their
stock with three trustees, constituting the trustees' proxies for the purpose of
voting said stock at all meetings of the stockholders of said bank for a period
of fifteen years, and providing further that if during the continuance of the
agreement any of the subscribing stockholders should desire to sell his stock,
then the trustees should have the option to purchase said stock at the then
book value thereof. Held, that the agreement was invalid as contrary to
public policy, and the trustees were restrained from putting said agreement
or any part thereof into effect, and perpetually restraining and enjoining them
from taking any action under said agreement looking to its execution as therein
provided. (Decided by the superior court, Edgecombe County, N. C , but
not reported.)



104

REPORT OF THE COMPTROLLER OF THE CURRENCY.
ASSESSMENT OF SHAREHOLDERS.

Withdrawal of stockholder.
(U. S. C. C. A., 1908.) Under act July 12, 1882, chapter 290, section 5, 22 Stat.,
163 (U. S. Comp. St., 1901, p. 3458), which provides that when a national bank
has amended its charter, for the purpose of renewing the same, as therein provided, and has obtained a certificate of approval from the Comptroller, "any
shareholder not assenting to such amendment may give notice in writing to
the directors, within thirty days from the date of the certificate of approval,
of his desire to withdraw from said association, in which case he shall be
entitled to receive from said banking association the value of the shares so
held by him, to be ascertained by an appraisal," etc., a shareholder ceases to
be such on giving notice of withdrawal within the required time. (Kimball v.
Apsey, 164 Fed. Rep., 829.)
Withdrawal of stockholder—Liability for assessment.
(U. S. C. C. A., 1908.) Where a stockholder in a national bank served notice
of withdrawal on a renewal of its charter, as required by act July 12, 1882,
chapter 290, section 5, 22 Stat., 163 (U. S. Comp. St., 1901, p. 3458), appointed
an appraiser on his behalf and took all reasonable steps to obtain an appraisal
of and payment for his shares as therein provided, and thereafter refused to
accept dividends on his stock, he can not be held liable for an assessment
made on the subsequent insolvency of the bank, on the ground of estoppel,
although through a failure of duty on the part of the bank and its officers no
appraisal was made, and his name was retained on the stock book, and because
of such failure to act his certificate of stock had not been actually surrendered.
(ib.)
Assessment of stockholders—Transfer of stock.
(U. S. C. C. A., 1908.) An absolute sale and transfer of the stock of a national
bank by a holder thereof can not subsequently be avoided and the transferror
made liable for an assessment upon the stock, unless it is shown, not only that
at the time of the transfer the bank was actually insolvent, but that the transferror knew of such insolvency, or had reason to believe it, and that that transfer was intended to evade liability. (Vandagrift v. Rich Hill Bank et al.,
163 Fed. Rep., 823.)
Liability of stockholders—"Person holding stock as trustee."
(U. S. C. C. A., 1908.) Revised Statutes, section 5152 (U. S. Comp. St., 1901, p.
3465), providing that persons holding stock in national banks as executors,
administrators, guardians, or trustees shall not be personally subject to any
liabilities as stockholders, is not confined to express trusts, but applies to
every one holding stock as trustee, and a father who invested funds belonging
to his children in such stock,, taken in his own name simply as "trustee,"
can not be held personally liable for an assessment thereon, although the fund
so invested arose from an investment of his own money previously made by
him in their names and behalf. (Fowler v. Gowing, 165 Fed. Rep., 891.)
TAXATION.

Taxation of national-bank shares—Validity of statute.
(U. S. C. C, 1909.) Provisions of a state statute for the taxation of national-bank
stock, requiring the cashier of the bank to pay the taxes assessed against its
stockholders, and making them and the bank liable therefor, and for a penalty
in addition in case of default, are not illegal as applied to a bank which has in
its possession dividends or other funds belonging to its stockholders sufficient
to pay the taxes assessed against them. (Charleston Natl. Bank v. Melton,
171 Fed. Rep., 743.)
(U. S. C. C, 1909.) The validity of a state statute providing for the taxation of
national-bank stock is not affected by the fact that it does not provide for any
deduction from the valuation on account of any United States bonds held by
the bank. (Charleston Natl. Bank v. Melton, 171 Fed. Rep., 743.)
Remedy for illegal taxation.
(U. S. C. C., 1909.) A national bank or stockholder therein has the right to go into
a federal court of equity to test the validity, under Revised Statutes, section
5219 (U. S. Comp. St., 1901, p. 3502), of a tax levied by state authority on the
stock of the bank, where there is no adequate remedy at law in such court,
notwithstanding a remedy provided by the state statute. (Charleston Natl.
Bank v. Melton, 171 Fed. Rep., 743.)




105

BEPOET OF THE COMPTKOLLEB OF THE CUEEENCY.

Remedy for illegal taxation—Continued.
(U. S. C. C, 1909.) Where a state statute provides for a tax on the stock of a
national bank and requires the bank to pay it, the bank is in effect made a
trustee and has the right to resort to a court of equity to determine its duty
for its protection against the State, on the one hand, and the stockholders, on
the other. (Charleston Natl. Bank v. Melton, 171 Fed. Rep., 743.)
Remedy for wrongful enforcement—Injunction.
(XL S. C. C , 1909.) The invalidity of a provision of a state statute providing for
the taxation of stock of national banks, as applied to a certain class of stockholders, as in violation of Revised Statutes, section 5219 (U. S. Comp. St.,
1901, p. 3502), held not to warrant an injunction restraining the collection
of the tax imposed thereunder on the stockholders of a bank, where the bill
did not show the amount which was invalid or payment or tender of the part
lawfully imposed. (Charleston Natl. Bank v. Melton, 171 Fed. Rep., 743.)
No.

No.

1.—COMPTROLLERS AND DEPUTY COMPTROLLERS OF THE CURRENCY, DATES OP
APPOINTMENT AND RESIGNATION, AND STATES FROM WHENCE APPOINTED.
Date of
appointment.

Name.

Date of
resignation.

State.

COMPTROLLERS OF THE CURRENCY.

Hugh McCulloch
Freeman Clarke
Hiland R. Hulburd
John Jay Knox
Henry W. Cannon
William L. Trenholm
Edward S. Lacey
A. Barton Hepburn
James H. Eckels
Charles G. Dawes
William Barret Ridgely
Lawrence O. Murray

May
Mar.
Feb.
Apr.
May
Apr.
May
Aug.
Apr.
Jan.
Oct.
i Apr.

9,1863
21,1865
1,1867
25,1872
12,1884
20,1886
1,1889
2,1892
26,1893
1,1898
1,1901
28,1908

Mar.
July
Apr.
Apr.
Mar.
Apr.
June
| Apr.
Dec.
Sept.
Mar.

9,18G3
1,1865
12,1867
8,1872
5,1886
27,1887
11,1890
7,1893
12,1896
1,1898
29,1899
1,1908

Aug.
Jan.
Apr.
Jan.
Jan.
May
Mar.
Mar.
Aug.
June

8,1865
24,1866
3,1872
30,1884
1,1886
30,1889
30.1892

Indiana.
New York.
Ohio.
Minnesota.
Do.
South Carolina.
Michigan.
25.1893 New York.
31,1897 Illinois.
Do.
30,1901
Do.
28,1908
New York.

i DEPUTY COMPTROLLERS OF THE CURRENCY.

Samuel T. Howard
Hiland R. Hulburd
John Jay Knox
John S. Langworthy
V, P Snyder
J. D. Abrahams
R. M. Nixon
Oliver P. Tucker
George M. Coffin
Lawrence O. Murray
Thomas P. Kane
Willis J. Fowler




i May
! Aug.
\ Mar.
I Aug.
| Jan.
' Jan.
\ Aug.
\ Apr.
I Mar.
j Sept.
j June
| July

1,1865
31,1867
24,1872
3.1886
3.1887
25,1890
16,1893
11,1896

31.1898
27.1899

New York.
Ohio.
Minnesota.
New York.
Do.
Virginia.
Indiana.
Kentucky.
South Carolina.
New York.
District of Columbia.
Indiana.

106

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 2 . — N A M E S AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE OP
THE COMPTROLLER OF THE CURRENCY, OCTOBER 31, 1909.

Name.
Lawrence O. Murray
Thomas P. Kane
Willis J. Fowler
George T. May
Edmund E. Schreiner
Ebenezer Southall
Albert A. demons
Watson W. Eldridge
Caleb C. Magruder
Theodore O. Ebaugh
Charles A. Stewart
Willard E. Buell
William S. Davenport
William A. Nestler
Frederick R. Steffens
William D. Swan a
Oscar L. Telling
Arthur M. Wheeler
Ephraim S. Wilcox
George H. Wood...
Adelia M.Stewart.
Antoinette Avery
Harriet M. Black
Frank T. Israel
Francis J. Kilkenny
Stephen L. Newnham
Morris M. Ogden
Carrie L. Pennock
Edmund F. Quinn
John W. Snapp
Julia A. Snell
Willis B. Speare
Warren E. Sullivan
George Thompson
William J. Tucker
Eveline C. Bates
Leonidasl. Beall
James M. Britt
Henry B. Davenport.,
Susie N. Dutrow
Sarah F. Fitzgerald...
Bruce E. Hutchinson.
Eliza R. Hyde
William A. Kelly
Carrie B. Pumphrey..
Eliza A. Saunders
John C. Settle
Chester A. Shannon...
Margaret L. Simpson..
Robert R. Spencer
Oscar Thompson.
Thomas H. Austin
Mary E. Bates
Philo L. Bush
Louisa Campbell
Ellen Carey
Mary L. Conrad
James L. Dalzell
Harrie B. Ellis
Thomas D. Gannaway
William E. Hall
Edna E. Johnston
Alice M. Kennedy
Helen L. McL. Kimball
Emma Lafayette
John O. Lewis
Daniel C. Mulloney
Paul Wagner
Clara L. Willard
Claude H. Beaty
Carl Bock.
Mazie M. Brooks...
Russell O. Burton.
Geraldine Clifford..
JosiahL. Dillard..
Irene Elliott
Clyde E. Gross
Emily L. Hay
James W. Helm...



Grade.
Comptroller
Deputy Comptroller
do
Chief clerk
Superintendent
Chief of division
do
do
Teller
Bookkeeper
I Assistant bookkeeper
| Clerk, Class4
!
do
< do
!
do
!
do
'
do
|
do
do
.....do
Stenographer
Clerk, Class3

do.
do.
do.
do.
do.
do.
do.
do.
do.
do.
do.
do.
do.
Clerk, Class2
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
Clerk, Class 1
do
....do.
....do
....do
do
....do
.....do
....do
....do
...do
....do
....do
....do
....do
'.
....do
....do
:
...do
Clerk, Class E
do
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
a$200 additional for bond clerk.

Salary.

|
i

$5,000
3,500
3,000
2,500
2,500
2,500
2,200
2,200
2,000
2,000
2,000
1,800
1,800
1,800
1,800
1,800
1,800
1,800
1,800
1,800
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,400
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000

107

KEPOET OP THE GOMPTBOLLER OF THE CUEEENCY.

No. 2.—NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE OF
THE COMPTROLLER OF THE CURRENCY, OCTOBER 31, 1909—Continued.
Grade.

Name.

Clerk, Class E
do
do
do
do
do
do
Engineer
Clerk, Class D
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
do
Messenger
Assistant messenger.
do
do
do
do
Fireman
Counter
do
do
do
Laborer
do
do
Messenger boy

Daniel H. Mason
Charles T. Maxey
John J. McDonnell...
Mary E. Oliver
Marion Radclitfe
Henry E. Smith
Emma W. Stokes
Jacob W. Bright
John R. Babcock
Ira I. Chorpenning
KellV. Fite
James A. Frazier
Chester K. Gould
Eliza M. Guerard
Reginald P. Hare
Thomas E. Harris
Mary B. Harvell
Isaac B. Lazarus
Clinton G. Light
Arthur M. McFadden.
Mary A. Martin
Lizzie S. Robinson
MabrieC. Van Fleet..
Thomas P. Wilgus
Chester T. Williams...
John B. Patterson
William B. Carroll
George M. Cook
JohnDillard
William G. Jamieson..
Norman T. Raymond.
William Easterday
Jane Bailey
Mary E. Goodall
Alice A. Hagerty
Anna E. Jones
George T. Barksdale..
Faxon M. Dean
George Kelly
Charles S. Beard
Henry G. Hullfish
Robert Le Fevre

No.

Salary.
$1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
840
720
720
720
720
720
720
700
700
700
700
660

360
360
360

do
do

3.—EXPENSES OF THE OFFICE OF COMPTROLLER OF THE CURRENCY FOR THE
YEAR ENDED JUNE 30, 1909.

For special dies, plates, printing, etc
$947,232.64
For salaries
126,873.99
For salaries reimbursed by national banks
30,707.91
Total expenses of the Office of the Comptroller of the Currency from its organization, May,
1863, to June 30, 1909
."
12,516,385.36

The contingent expenses of the bureau are not paid by the comptroller, but from
the general appropriation for contingent expenses of the Treasury Department, no
separate account of them being kept.
No. 4.—NUMBER OF NATIONAL BANKS ORGANIZED SINCE FEBRUARY 25, 1863, NUMBER PASSED OUT OF THE SYSTEM, AND NUMBER IN OPERATION OCTOBER 31, 1909.
Total number organized
Number passed into voluntary liquidation
Number passed into liquidation upon expiration of corporate existence
Number placed in charge of receivers a

1,887
176
484

9,572

Number passed out of the system

2,547

Number now in operation

7,025




a Exclusive of those restored to solvency.

108

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 5.—NUMBER AND AUTHORIZED CAPITAL OF NATIONAL BANKS ORGANIZED AND
' THE NUMBER AND CAPITAL OF BANKS CLOSED IN EACH YEAR ENDED OCTOBER 31
SINCE THE ESTABLISHMENT OF THE NATIONAL BANKING SYSTEM, WITH THE YEARLY
INCREASE OR DECREASE.

Closed.
Organized.
Year.
No.
1863
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878.
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888.
1889
1890
1891
1892
1893
1894
1895
1896
1897
3898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

. .

.

..

.

..
.

Capital.

134 $16,378,700
453 79,366,950
1,014 242,542,982
62
8,515,150
10
4,260,300
12
1,210,000
9
1,500,000
22
2,736,000
170 19,519,000
175 18,988,000
68
7,602,700
71
6,745,500
107 12,104,000
36
3,189,800
29
2,589,000
28
2,775,000
38
3,595,000
57
6,374,170
86
9,651,050
227 30,038,300
262 28,654,350
191 16,042,230
145 16,938,000
174 21,358,000
225 30,546,000
132 12,053,000
211 21,240,000
307 36,250,000
193 20,700,000
163 15,285,000
119 11,230,000
50
5,285,000
43
4,890,000
28
3,245,000
44
4,420,000
56
9,665,000
78 16,470,000
383 19,960,000
394 21,554,500
470 31,130,000
553 34,333,500
431 21,019,300
506 33,532,500
455 21,413,500
516 34,967,000
326 22,823,000
309 22,830,000

Aggregate. 9,572
D e d u c t decrease ...

In voluntary
liquidation.
No.
3
6
4
12
18
17
14
11
11
21
20
38
32
26
41
33
9
26
78
40
30
85
25
25
34
41
50
41
53
46
79
49
37
70
69
64
43
39
71
72
65
121
81
84
80
149

Capital.

$330,000
650,000
2,160,000
2,445,500
3,372,710
2,550,000
1,450,000
2,180,500
3,524,700
2,795,000
3,820,200
2,565,000
2,539,500
4,237,500
3,750,000
570,000
1,920,000
16,120,000
7,736,000
3,647,250
17,856,590
1,651,100
2,537,450
4,171,000
4,316,000
5,050,000
4,485,000
6,157,500
6,035,000
10,475,000
6,093,100
3,745,000
9,659,000
12,509,000
24,335,000
12,474,950
7,415,000
22,190,000
30,720,000
20,285,000
24,409,500
13,223,000
11,745,000
12,415,000
14,225,850

1,017,516,482 2,063 356,542,900

Net increase .
Add for banks
restored t o
solvency..
Total net
increase

Insolvent.
No.

1
2
6
4
1
1
6
11
3
5
9
10
14
8
3
3
2
11
4
8
8
8
2
9
25
17
65
21
36
27
38
7
12
6
11
2
12
20
22
8
7
24
9

Capital.

Net yearly
increase.
No.

Capital.

Net yearly
decrease.
No. Capital.

134 $16,378,700
450
79,366,950
$50,000 1,007 242,162,982
56
500,000
7,365,150
1,170,000
930,300
8
410,000
10 $1,645,500
50,000
9 1,922,710
250,000
7
64,000
159
18,069,000
158
1,806,100
15,001,400
36
3,825,000
253,000
48
250,000
3,700,500
64
1,000,000
7,283,800
965,000
5
340,200
3,344,000
7 3,294,500
2,612,500
27 4,075,000
1,230,000
3 1,385,000
700,000
45
5,104,170
60
7,731,050
146
1,561,300
12,357,000
220
250,000
20,668,350
150
1,285,000
11,109,980
56
600,000
1,518,590
141
650,000
19,056,900
192
1,550,000
26,458,550
90
1,900,000
5,982,000
168
250,000
16,674,000
248
750,000
30,450,000
127
3,622,000
12,593,000
93
2,450,000
6,677,500
8
10,935,000
5,740,000
2,770,000
50 7,960,000
5,235,020
42 6,338,120
3,805,000
36 4,405,000
5,851,500
65 11,090,500
1,200,000
19 4,044,000
850,000
2
8,715,000
1,800,000
334
5,685,050
1,760,000
344
12,379,500
450,000
397
8,490,000
3,480,000
469
133,500
1,535,000
346
800,700
2,035,000
363
7,088,000
680,000
366
7,510,500
775,000
425
22,447,000
5,560,000
222
4,848,000
768,500
151
7,835,650 281 63,338,820

a 508 82,520,920 7,282

641,791,482

281

63,338,820

7,001

578,452,662

24

6,455,000

7,025 6584,907,662

a Four banks which failed were restored to solvency, but subsequently failed again, thus resulting in 488
receiverships, but involving only 484 banks.
6 The total authorized capital stock on October 31 was $964,621,925; the paid-in capital, $963,232,992,
including the capital stock of liquidating and insolvent banks which have not deposited lawful money
for the retirement of their circulating notes.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

109

No. 6.—NUMBER OF NATIONAL BANKS ORGANIZED, IN LIQUIDATION, AND IN OPERATION, WITH THEIR CAPITAL, BONDS ON DEPOSIT, AND CIRCULATION ISSUED,
REDEEMED, AND OUTSTANDING ON OCTOBER 31, 1909.
Banks.

Circulation.
United

State or Territory.
Organized.

Maine
New Hampshire...
Vermont
Massachusetts
Rhode Island
Connecticut
Total
New York
New Jersey
Pennsylvania
Delaware
Maryland
Dist. Columbia
Total
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas.
Arkansas
Kentucky
Tennessee
Total
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
North Dakota
South Dakota
Kansas
Nebraska

108
71
74
309
65
108

States
Capital
In
In stock paid. bonds on
deposit.
liqui- operdation. ation.
31
13
24
114
43
28

77
58
50
195
22
80

$9,051,000
5,458,030
5,460,000
54,467,500
6,700,250
20,289,200

$6,023,100
5,809,500
4,870,500
29,148,500
4,407,500
13,545,350

Issued.

Redeemed.

Outstanding.a

$77,396,290
56,764,705
64,626,060
552,372,995
110,629,265
174,483,660

$71,556,355
51,700,836
59,935,956
520,138,660
105,690,965
160,930,918

$5,839,935
5,063,869
4,690,104
32,234,335
4,938,300
13,552,742

735

253

482 101,425,980

63,804,450 1,036,272,975

969,953,690

66,319,285

653
212
956
28
117
23

212
25
145

441 163,595,815
187 20,906,858
811 117,030,982
2,386,485
28
105 17,692,575
5,813,355
12

92,649,400
14,921,420
89,553,960
1,552,500
12,537,990
5,390,000

842,749,845
130,788,470
615,787,945
14,978,865
103,479,820
27,454,450

743,538,522
115,999,011
527,653,216
13,613,577
90,840,205
21,317,025

99,211,323
14,789,459
88,134,729
1,365,288
12,639,615
6,137,425

1,989
142
116
92
44
125
54
109
41
57
693
55
197
136
1,861
212
575
353
554
207
190
425
324
170
130
343
298

12
11

405 1,584 327,426,070 216,605,270 1,735,239,395 1,512,961,556 222,277,839
43,643,592
28,586,814
20,696,701
16,027,765
29,422,858
8,592,115
23,390,719
7,452,814
25,373,001
70,256,619
5,055,096
79,942,595
33,269,552

11,428,260
7,448,200
6,187,010
3,536,750
9,504,500
4,148,240
7,204,250
3,118,750
5,896,250
28,296,910
2,227,510
15,026,050
9,048,010

55,494,220
36,303,370
27,038,750
19,885,035
39,050,020
12,848,200
31,071,120
10,610,520
31,839,130
99,755,360
7,326,630
95,559,115
42,431,900

447 1,414 146,208,100 113,070,690

509,213,370

391,710,241 117,503,129

82
195
94
128
107
60
103
55
29
35
136
79

114,362,935
289,240,960
123,083,375
183,984,985
71,323,940
52,957,650
80,297,140
55,713,010
9,767,250
9,399,230
45,836,980
40,922,280

85,399,175
240,766,924
99,939,404
141,364,716
60,524,135
39,595,169
62,950,503
39,888,696
6,720,532
6,602,479
35,280,542
30,755,865

24
20
17
10
23
15
32
10
22
171
10
49
44

118
96
75
34
102
39
77
31
35
522
45
148
92

130
380
259
426
100
130
322
269
141
95
207
219

13,611,000
8,409,790
7,285,000
4,628,710
11,581,500
5,180,000
8,522,000
3,435,000
8,495,000
42,958,300
4,155,000
17,330,900
10,615,900

34,329,460
61,827,015
26,702,422
67,012,750
15,247,760
16,275,000
20,802,000
21,576,000
5,030,560
3,740,000
12,202,950
14,045,000

28,064,950
45>, 892,830
22,349,360
40,904,710
10,025,500
13,024,330
17,139,440
14,746,010
3,087,790
2,638,560
10,157,110
10,240,280

11,850,628
7,716,556
6,342,049
3,857,270
9,627,162
4,256,085
7,680,401
3,157,706
6,466,129
29,498,741
2,271,534
15,616,520
9,162,348

28,963,760
48,474,036
23,143,971
42,620,269
10,799,805
13,362,481
17,346,637
15,824,314
3,046,718
2,796,751
10,556,438
10,166,415

Total..

3,781

Nevada
Oregon
Colorado
Idaho
Montana
Wyoming
Washington
California
Utah
New Mexico
Arizona
Oklahoma
Alaska
Hawaii
Porto Rico

14
92
150
55
75
37
135
195
28
54
17
347
2
4
1

2
20
35
9
27
7
60
31
8
12
4
124

12
72
115
46
48
30
75
164
20
42
13
223
2
4
1

1,832,000
5,221,000
9,345,000
2,389,000
4,436,000
1,685,000
9,132,500
38,396,425
2,230,000
2,070,000
930,000
10,905,000
100,000
610,000
100,000

1,557,760
3,589,370
7,439,260
1,535,750
2,719,450
1,426,800
6,706,110
30,856,700
2,023,250
1,587,750
771,210
7,161,800
25,000
294,250
100,000

3,549,310
13,356,710
30,465,870
4,442,630
10,784,080
4,863,130
19,103,920
93,467,820
9,463,110
6,907,280
2,625,050
23,645,850
150,430
1,619,450
242,100

1,934,018
9,701,591
22,840,046
2,916,791
8,086,247
3,542,672
12,247,343
61,192,325
7,264,466
5,255,093
1,900,527
15,479,540
96,350
1,421,302
144,400

1,615,292
3,655,119
7,625,824
1,525,839
2,697,833
1,320,458
6,856,577
32,275,495
2,198,644
1,652,187
724,523
8,166,310
54,080
198,148
97,700

1,206

339

867

89,381,925

67,794,460

224,686,740

154,022,711

70,664,029

Total

1,103 2,678 298,790,917 218,270,870 1,076,889,735

849,788,140 227,101,595

T o t a l currency
banks
Add gold banks

4,582,302,215 3,878,436,338 703,865,877
74,680
3,465,240
3,390,560

United States

9,572 62,547 7,025 963,232,992 679,545,740 4,585,767,455 3,881,826,898 703,940,557

^Including $25,595,793, for which lawful money has been deposited with the Treasurer of the United
States to retire an
which has
Digitized for b Exclusive of 24equal amount of circulationof receivers,not been presented for redemption.
FRASER
banks, formerly in charge
but restored to solvency.


110

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 7.—NUMBER OF NATIONAL BANKS ORGANIZED, IN VOLUNTARY LIQUIDATION,
INSOLVENT, AND NUMBER AND CAPITAL OP ASSOCIATIONS IN ACTIVE OPERATION ON
JANUARY 1 OF EACH YEAR FROM 1864 TO 1909.

In volundation.

Year.
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875.
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887.
1888
1889
1890
1891
1892.
1893
1894
1895
1896
1897
1898
1899.
1900
1901
1902
1903
1904
1905
1906.
1907
1908.
1909




Organized. tary liqui-

'...

.

.

.

179
682
1,626
1,665
1,675
1,688
1,696
1,759
1,912
2,073
2,131
2,214
2,315
2,345
2,375
2,405
2,445
2,498
2,606
2,849
3,101
3,281
3,427
3,612
3,832
3,954
4,190
4,494
4,673
4,832
4,934
4,983
5,029
5,054
5,108
5,165
5,240
5,662
6,074
6,566
7,081
7,541
8,027
8,489
8,979
9,302

6
11
16
29
47
62
77
87
101
118
141
179
211
236
274
308
320
349
429
462
506
578
611
632
668
706
754
804
853
905
975
1,024
1,059
1,144
1,207
1,261
1,302
1,351
1,421
1,495
1,565
1,686
1,759
1,841
1,932

Insolvent.

1
3
10
13
15
15
19
23
34
37
40
50
61
76
81
84
85
87
89
102
104
113
121
128
133
143
169
180
243
260
294
327
353
368
373
379
386
389
402
422
443
447
463
481

In active operation.
No.
179
676
1,614
1,646
1,636
1,628
1,619
1,667
1,806
1,949
1)979
2,036
2,096
2,084
2,078
2,055
2,056
2,094
2,172
2,333
2,550
2,673
2,745
2,888
3,079
3,158
3,351
3,597
3,700
3,799
3,786
3,748
3,711
3,668
3,614
3,590
3,606
3,981
4,337
4,756
5,184
5,554
5,898
6,283
6,675
6,889

Capital.
$14 040 522
135,618,874
403,357,346
420,229,739
420,260,790
426,882,611
433,803,311
442,427,981
468,210,336
487,781,551
499,003,401
503,347,901
511,155,865
501,392,171
485,557,771
471,609,396
461,557,515
467,039,084
470,018,135
492,076,635
518,031,135
529,910,165
534,378,265
555,865,165
584,726,915
598,239,065
623,791,365
665,267,865
685,762,265
695,148,665
693,353,165
670,906,365
664,076,915
655,334,915
639,440,295
622,482,195
608,588,045
635,309,395
670,164,195
723,416,695
767,567,095
785,411,335
818,482,075
862,016,775
912,369,775
933,020,275

No. 8.—NUMBER OF NATIONAL BANKS, CLASSIFIED BY CAPITAL (PAID IN), ON SEPTEMBER 1,

Number.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

3

$25,000.

6
2

$75,000
167 475
150,000
50,000

4

Over
Num- $25,000 and Num- $50,000 and Numless t h a n
less t h a n
ber.
ber.
ber.
$100,000.
$50,000.

$30,000

39
17
12
23

$2,066,000
980 000
700,000
1,202,500

6

100,000

1

325,000

28
33
29
118
14
41

$100,000
and less
than
$250,000.

Number.

1909.

Grand total.
$250,000
$1,000,000
and less Num- and less Num- $5,000,000
ber.
ber. and over. Numthan
than
Amount.
ber.
$1,000,000.
$5,000,000.

$3,660,000
4 275 000
3,710,000
16,590,000
1,900,250
5,913,000

7

900,000
16,625,000
3,800,000
10,751,200

77
58
50
197
22
80

$9,051,000
5,452,475
5,460,000
54,467,500
6,700,250
20,289,200

484

101,420,425

438
184
801
28
105
11

162,249,970
20,632,640
114,465,520
2,373,985
17,686,415
5,852,000

76,000,000 1,567

322,960,530

118
96
72
33
102
39
76
31
35
523
44
148
89

13,513,500
8,497,680
7,035,000
4,595,500
11,581,500
5,130,000
8,472,000
3,460,000
8,495,000
42,533,300
4,130,000
17,130,900
10,440,000

1,406

145,014,380

375
256
419
99
130
269

61,480,200
26,366,242
58,728,350
15,077,500
16,250,000
21,566,000

$3,250,000

3
42
7
26

1

$20,000,000
1,000,000
3,200,000

22

542,475

1

30,000

9.7

5,273,500

263

36,048,250

85

35,326,200

16

24,200,000

New York.
New Jersey
P ennsy 1 vania
Delaware
Maryland
District of Columbia

71
39
166
5
27

1,751,700
960,640
4,102,680
125 000
654,015

12
10
20
3
3

403,670
335,000
683,450
95,000
110,000

122
59
282
14
38

6,297,500
3,107,000
15,004,220
830 800
2,030,000

160
60
243
5
20
2

20,495,100
7,820,000
31,345,150
823 185
2,480,000
400,000

38
13
69
1
10
7

14,552,000
4,910,000
27,430,020
500 000
4,701,700
3,102,000

30
3
20

48,750,000
3,500,000
29,900,000

7
2

7,710,700
2,050,000

Eastern States

308

7,594,035

48

1,627,120

515

27,269,520

490

63,363,435

138

55,195,720

62

91,910,700

775,000
438,680
425,000
150 000
300,000
125 000
400,000
75 000
150 000
2,975,000
250 000
942 500
450,000

9
8
2

318,500
272,000
75,000

12
4
7
2
1
64
2
6
4

299

7,456,180

85
70
105
10
27
155

2,116,100
1,713,242
2,625,000
242,500
675 000
3,875,000

New England States.

Virginia..
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
MississiDDi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota

31
18
17
6
12
5
16
3
6
119
10
38
18




418,000
130,000
217,000
60 000
30,000
2,101,000
65,000
190,000
135,000

37
40
19
7
40
13
21
9
11
197
17
44
37

1,960,000
2,181,000
985,000
420 500
2,138,500
675 000
1,145,000
490 000
590 000
10,712,300
870 000
2 383,000
2,080,000

27
21
28
14
25
9
25
12
10
113
11
43
18

3,385,000
2,406,000
3,350,000
1,775,000
3,075,000
900 000
2,960,000
1 350 000
1,200,000
13,895,000
1,445 000
5,345,400
2,325,000

11
9
6
6
13
8
5
5
4
28
4
16
11

121

4,011,500

492

26,630,300

356

43,411,400

126

49,035,000

12

573,000
583,000
661,600
70,000
160 000
601,000

99
60
158
34
46
60

5,401,100
3,165,000
8,653,000
1,800,000
2 520 000
3,230,000

128
89
113
44
41
21

15,990,000
10,895,000
13,688,750
5,115,000
5 595 000
2,710,000

33
15
15
7
9
8

12,400,000
5,510,000
5,350,000
3,850,000
3 300 000
3,150,000

13
4
6
2
2
6

20,000,000
4,500,000
12,750,000
4,000,000
4 000 000
8,000,000

1

6

6,000,000

14,470,000

16
18
20
2
5
19

5 $70,000,000

4,075,000
3,200,000
2,200,000
2 250 000
5,650,000
3 300 000
1,750,000
1 485 000
1,700,000
10,850,000
1 500 000
6,625,000
4,450,000

3

3,000,000

2

2,000,000

3
2

4.825 000
2,000,000

1
1

1,645 000
1,000,000

1

5,000,000

2

15,000,000

No. 8.—NUMBER OF NATIONAL BANKS, CLASSIFIED BY CAPITAL (PAID IN), ON SEPTEMBER 1, 1909—Continued.

fcO
Number.

Iowa
Missouri..
Middle W e s t e r n
States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma...
Western States
Washington..
Oregon
California
Idaho
Utah
Nevada..
Arizona...

United States

$7,980,000
5,443,490

5
4

$1,450,000
2,000,000

625

33,374,100

542

67,417,240

96

37,010,000

327,300
95,000
550,000

27
25
88
86
11
13
39
14
57

1,380,000
1,260,000
4,615,000
4,495,000
590,000
735,000
2,015,000
750.000
2,920,000

7
8
25
37
19
6
24
6
25

800,000
850,000
3,050,000
4,350,000
2,925,000
600,000
2,850,000
750,000
2,885,000

62

2,090,800

360

18,760,000

157

27
2
4
3
1

690,000
66,000
136,350
100,000
30,000

21
35
31
23
6
4
5
2

1,100,000
1,845,000
1,595,000
1,195,000
300,000
232,000
250,000
100,000

16
10
54
5
6
4
5

1,052,350

127

6,617,000

35,000

1

50,000

35,000

1

22
11

$760,000
360,000

575

14,319,342

113

3,768,600

98
57
88
76
12
10
36
19
125

2,437,500
1,425,000
2,195,000
1,900,000
300,000
250,000
900,000
475,000
3,125,000

8
5
10
7
3

255,000
180,000
340,000
247,500
96,000

9
3
17

521

13,007,500

2
20
44
13
5
3
2

32,500
500,000
1,100,000
324,500
125,000
75,000
50,000

1

30,000

89

2,207,000

38

1

25,000

1

Island possessions

1

25,000

1

1,815

45.151,532

384




Grand total.
$250,000
$1,000,000
and less Num- and less Num- $5,000,000
ber.
than
than
ber. and over. Num- Amount.
$5,000,000.
$1,000,000.
ber.

Number.

65
41

$2,325,000
747,500

Hawaii.
Porto Rico

$100,000
and less
than
$250,000.

134 $7,070,000
34 1,535,000

93
30

Alaska <
*

Pacific States

$25,000.

Over
Num- $25,000 and Num- $50,000 and Number. less than ber. less than ber.
$100,000.
$50,000.

1 $1,000,000
8 13,500,000

1

67,750,000

4

42

sio, 666,666

320 $20,585,000
129 33,585,990

30,000,000 1,997

253,639,282

140
95
219
209
47
29
115
42
225

4,872,500
3,715,000
14,000,000
12,092,500
4,411,000
1,585,000
9,342,300
2,070,000
9,730,000

g

7
3
2

2,800,000
1,100,000
500,000

1

6

2,250,000

1

1

250,000

19,060,000

19

6,900,000

2

2,000,000

1,121

61,818,300

2,250,000
1,000,000
6,902,800
500,000
925,000
525,000
600,000

5
5
14
1
2

1,950,000
1,750,000
5,000,000
250,000
800,000

3

3,000,000

11

16,750,000

1

1,000,000

74
72
159
45
20
12
13
2

9,022,500
5,161,000
37,484,150
2,369,500
2,180,000
1,832,000
930,000
100,000

100

12,702,800

27

9,750,000

15

20,750,000

397

1

100,000

500,000

1

4
1

610,000
100,000

1

100,000

1

500,000

12,615,370 2,217 117,974,420 1,909 242,103,125

492

193,716,920

w

59,079,150

50,000

a Statement of June 23,1909.

1,000,000
1,000,000

1

i

1

6,000,000

5
149

221,080,700

11

944,642,067

3

W

710,000

112,000,000 6,977

tel

o
o
g

3
a

113

EEPOET OP THE COMPTROLLER OF THE CURRENCY.

o. 9.—NATIONAL BANKS CHARTERED DURING THE YEAR ENDED OCTOBER 31,

1909.

NEW HAMPSHIRE.
Charter
No.
9476

Capital.

Title.

$25,000

Conway National Bank, Conway
MASSACHUSETTS.

CONNECTICUT.
9313

First National Bank of Plainville.

$25,000

Total New England States (3 banks)

$100,000
N E W YORK.

9271
9276
9305
9322
9326
9360
9399
9405
9414
9415
9418
9427
9434
9482
9516
9529
9569

National Bank of Far Rockaway
Farmers National Bank of Union
City National Bank of Gloversville
First National Bank of East Islip
National Bank of Wappingers Falls
Union Exchange National Bank of New York
Nichols National Bank, Nichols
Lake Champlain National Bank of Westport
Ridgewood National Bank, Ridgewood (P. O. Brooklyn)
Windsor National Bank, Windsor
First National Bank of Sodus
Callicoon National Bank, Callicoon
Farmers National Bank of Deposit
Ashokan National Bank of Brown Station
Unadilla National Bank, Unadilla
First National Bank of Ravena
Audubon National Bank of New York

150,000
25,000
200,000
25,000
25,000
1,000,000
25,000
25,000
100,000
25,000
30,000
25,000
50.000
25,000
25,000
25,000
200,000

Total (17 banks)

1,880,000
N E W JERSEY.

9268
9285
9339
9367
9380
9391
9413
9420
9498
9542 I
9544

First National Bank of Bordentown
Merchants National Bank of Cape May..
First National Bank of Montclair
First National Bank of Ramsey
First National Bank of Secaucus
Borough National Bank of North Plainfield
Haddon Heights National Bank, Haddon Heights
First National Bank of Lodi
Farmers and Merchants National Bank of Bridgeton
First National Bank of West Orange '.
First National Bank of Town of Union (P. O. Weehawken).
Total (11 banks)

$75,000
50,000
100,000
25,000
25,000
50,000
25,000
25,000
150,000
100,000
100,000

|

725,000

PENNSYLVANIA.
9264
9290
9307
9312
9316
9317
9318
9330
9340
9344
9345
9361
9362
9364
9385
9392

First National Bank of Bainbridge
Farmers National Bank of Leechburg
Farmers National Bank of Claysville
First National Bank of Landisville
Terre Hill National Bank, Terre Hill
Farmers National Bank of Canton
First National Bank of Cressona
First National Bank of Mercersburg
First National Bank of Moscow
Penbrook National Bank, Penbrook
Loganton National Bank, Loganton
Union National Bank of Mount Wolf.
Dover National Bank, Dover
Akron National Bank, Akron
First National Bank of Fawn Grove
Farmers and Merchants National Bank of Williamsburg.


10774—CUR 1909


8

$25,000
50,000
50,000
25,000
40,000
50,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
35,000
25,000
25.000

114
No.

EEPOET OF THE COMPTROLLER OF THE CURRENCY.
9.—NATIONAL BANKS CHARTERED DURING THE YEAR ENDED OCTOBER 31,

1909—Continued.
PENNSYLVANIA—Continued.

9402
9416
9422
9430
9461
9473
9503
9505
9507
9508
9511
9513
9526
9528
9534
9541
9543
9552
9554
9568

First National Bank of Bally
First National Bank of Eldred
Lititz Springs National Bank of Lititz
Springs National Bank of Cambridge Springs
Maytown National Bank, Maytown
First National Bank of Gratz
First National Bank of Fryburg
First National Bank of Leesport
Peoples National Bank of Point Marion
First National Bank of Ulster
Seven Valleys National Bank, Seven Valleys
First National Bank of Ralston
".
Farmers National Bank of Millheim
Farmers and Traders National Bank of Westfield
Farmers National Bank of McAlisterville
First National Bank of Laporte
First National Bank of Albion
Harleysville National Bank, Harleysville
St. Clair National Bank of Freedom
.-.
First National Bank of Mildred
First National Bank of New Wilmington
First National Bank of Centralia
Total (38 banks)

$25,000
25,000
50,000
50,000
25,000
25,000
25,000
25,000
50,000
25,000
25,000
25,000
25,000
50,000
25,000
25,000
25,000
25,000
75,000
25,000
40,000
25,000
1,215,000

DELAWARE.

DISTRICT OF COLUMBIA.

MARYLAND.
9429
9444
9469
9474

National Bank of Mechanicsville
First National Bank of Parkton
White Hall National Bank, Whitehall
Farmers and Merchants National Bank of Bel Air
Total (4 banks)

$25,000
25,000
25,000
25,000
100,000

Total Eastern States (72 banks)

$4,345,000
VIRGINIA.

9291
9295
9300
9343
9375
9379
9433
9455
9475

First National Bank of Chase C i t y . . .
First National Bank of Altavista
First National Bank of Portsmouth..
American National Bank of Danville.
Buchanan National Bank, Buchanan.
First National Bank of Appalachia...
First National Bank of Lawrenceville
First National Bank of Crewe
National Bank of Danville
Total (9 banks)

$50,000
25,000
100,000
100,000
25,000
25,000
40,000
25,000
125,000
515,000

WEST VIRGINIA.
9453
9462
9523

First National Bank of Rowlesburg
First National Bank of Shinnston..
National Bank of Fairmont
Alderson National Bank, Alderson.
Total (4 banks)




$25,000
45,000
200,000
25,000
295,000

BEPOBT OF THE COMPTEOLLEE

No.

9.—NATIONAL BANKS CHARTERED

OF THE

DURING

115

CUBBENCY.

THE YEAR ENDED

OCTOBER

31,

1909—Continued.
NORTH CAROLINA.

9335
9458
9471
9531
9548
9571

$100,000
25,000
100,000
50,000
25,000
150,000

Commercial National Bank of Statesville.
First National Bank of Murphy
Merchants National Bank of Raleigh
First National Bank of Mooresville
First National Bank of Cherryville
First National Bank of Hendersonville..,
Total (6 banks)

450,000
SOUTH CAROLINA.
$25,000
25,000
100,000
25,000

9296 Home National Bank of Lexington.
9342 First National Bank of Cheraw
9407 Peoples National Bank of Rock Hill
9533 First National Bank of Sharon
Total (4 banks)

175,000
GEORGIA.

9302
9329
9346

First National Bank of Thomson
Farmers National Bank of Monticello
First National Bank of Monticello....

$90,000
30,000
50,000

Total (3 banks)

170,000
ALABAMA.

9506 First National Bank of Pell City....
9550 Farmers National Bank of Opelika .

$25,000
50,000

Total (2 banks).

75,000

TEXAS.
9341
9353
9357
9369
9485

Trinity National Bank of Dallas
Houston National Exchange Bank, Houston
Commercial National Bank of Beaumont
Farmers National Bank of Forney
First National Bank of Post City

$600,000
200,000
150,000
50,000
50,000

Total (5 banks)

1,050,000
ARKANSAS.

9324
9332
9354
9494
9501

First
First
First
First
First

National
National
National
National
National

Bank
Bank
Bank
Bank
Bank

of Earle
of Walnut Ridge..
of Lewisville
of Benton
of Fordyce

Total (5 banks)

$30,000
" 25,000
25,000
25,000
50,000

I

155,000

KENTUCKY.
9320
9356
9365
9456
9561

First National Bank of Jackson
Allen County National Bank of Scottsville
American National Bank of Bowling Green
United States National Bank of Owensboro
Bank of Mays ville, National Banking Association
Total (5 banks)




$25,000
25,000
125,000
250,000
100,000
525,000

116

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 9.—NATIONAL BANKS

CHARTERED

DURING

THE YEAR

ENDED OCTOBEB 31,

1909—Continued.
TENNESSEE.

9319
9331
9334
9470
9532
9558
9565

First National Bank of Mount Pleasant.
Citizens National Bank of Waverly
First National Bank of Paris
First National Bank of Spring City
Hermitage National Bank of Nashville..
First National Bank of Elizabethton
First National Bank of Ducktown
Total (7 banks).

$50,000
50,000
50,000
25,000
300,000
25,000
25,000
525,000

Total Southern States (50 banks)

$3,935,000
OHIO.

9274
9282
9284
9336
9394
9446
9450
9487
9518
9536
9547
9553
9563

First National Bank of Mendon
Central National Bank of Columbus...
Rempel National Bank of Logan
First National Bank of Versailles
First National Bank of Higginsport...
Farmers National Bank of Springfield
First National Bank of Okeana
First National Bank of West Union...
Farmers National Bank of Seven Mile.
First National Bank of Kingston
Lancaster National Bank, Lancaster..
First National Bank of Brookville
First National Bank of Arnettsville...
Total (13 banks)

$25,000
200,000
50,000
30,000
25,000
100,000
25,000
25,000
25,000
25,000
100,000
25,000
25,000
0,000

INDIANA.
9266
9279
9286
9299
9352
9381
9401
9463
9488
9492
9510
9537
9540
9562

Farmers and Merchants National Bank of Boonville
Farmers National Bank of Wilkinson
First National Bank of Butler
First National Bank of Fortville
Patoka National Bank, Patoka
Merchants National Bank of Michigan City
First National Bank of Cannelton
Farmers National Bank of Princeton
First National Bank of Arcadia
Whiteland National Bank, Whiteland
First National Bank of Ambia
Continental National Bank of Indianapolis
First National Bank of Clay City
First National Bank of Oakland City
Total (14 banks)

$50,000
25,000
25,000
25,000
25,000
100,000
25,000
100,000
25,000
25,000
25,000
400,000
25,000
50,000
925,000

ILLINOIS.
9277
9293
9325
9338
9368
9388
9397
9398
9406
9408
9425
9435
9438
9439
9500
9525
9527
9530
9572

First National Bank of Wyanet
Farmers National Bank of Kansas
Tremont National Bank, Tremont
First National Bank of West Salem
First National Bank of Wheaton
First National Bank of St. Elmo
First National Bank of Brighton
Hopedale National Bank, Hopedale
First National Bank of Gardner
Peoples National Bank of McLeansboro
Hoopestqn National Bank, Hoopeston..
City National Bank of Shawneetown...
First National Bank of Stewardson
First National Bank of Ridgway
Batavia National Bank, Batavia
First National Bank of Odin
First National Bank of Noble
First National Bank of Blue Mound
Citizens National Bank of Sycamore
Total (19 banks)




$25,000
50,000
25,000
25,000
25,000
25,000
25,000
50,000
25,000
35,000
200,000
25,000
25,000
25,000
50,000
25,000
25,000
25,000
75,000
785,000

REPORT OP THE COMPTROLLER

No.

9.—NATIONAL BANKS CHARTERED

OP THE

117

CURRENCY.

DURING THE YEAR ENDED OCTOBER

31,

1909—Continued.
MICHIGAN.
Charter
No.
9359
9421
9497
9509
9517
9556

Capital.

Title.
First National Bank of Hubbell
National Bank of Commerce, Adrian
First National Bank of Burr Oak
Baraga County National Bank of L'Anse
Gogebic National Bank of Ironwood
Negaunee National Bank, Negaunee

$25,000
100,000
35,000
25,000
100,000
100,000
385,000

Total (6 banks).
WISCONSIN.
9304
9347
9387
9419
9522

$50,000
200,000
25,000
50,000
25,000

Citizens National Bank of Stoughton
City National Bank of Oshkosh
First National Bank of Crandon
First National Bank of Port Washington
First National Bank of Fennimore

350,000

Total (5 banks)
MINNESOTA.
9267
9321
9327
9374
9409
9442
9457

First National Bank of Mountain Lake
First National Bank of Beaver Creek
Northern National Bank of Duluth
American Exchange National Bank of Duluth
Scandinavian American National Bank of Minneapolis
Metropolitan National Bank of Minneapolis
Farmers National Bank of Hendricks
First National Bank of Sandstone

$25,000
25,000
250,000
500,000
250,000
200,000
25,000
25,000

Total (8 banks)

1,300,000

IOWA.
9298
9303
9306
9447
9549
9555

Milford National Bank, Milford
National Bank of Bloomfield
City National Bank of Council Bluffs
First National Bank of Conrad
First National Bank of Clearrield
First National Bank of Dversville
Total (6 banks).

j

-

125,000
55,000
120,000
25,000
25,000
50,000
300,000

MISSOURI.
9297 Mercantile National Bank of St. Louis
9311 Southwest National Bank of Kansas City.
9315 Merchants National Bank of Springfield...
9382 Thornton National Bank of Nevada
9383 Leeds National Bank, Leeds
9404 ! Gate City National Bank of Kansas City..
9460 | Broadway National Bank of St. Louis
9490 I First National Bank of Edina
9519 First National Bank of Windsor
9560 ! Drovers National Bank of Kansas City
Total (10 banks).
Total Middle Western States (81 banks)




,500,000
,000,000
200,000
100,000
25,000
200,000
200,000
35,000
50,000
200,000
1,510,000
$8,235,000

118

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 9.—NATIONAL BANKS CHARTERED DURING THE YEAR ENDED OCTOBER 31,

1909—Continued.
NORTH DAKOTA.

9287
9386
9390
9412
9472
9484
9489
9521
9524
9539

First National Bank of Nome
First National Bank of Ambrose
Anamoose National Bank, Anamoose
First National Bank of Anamoose
First National Bank of Stanley
First National Bank of Beach
First National Bank of Mott
Farmers National Bank of Ellendale.'
First National Bank of Drake
First National Bank of Belfield
Total (10 banks)

$25,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
250,000

SOUTH DAKOTA.

9301
9376
9377
9393
9445

First National Bank of Lemmon
First National Bank of Mclntosh
Whitbeck National Bank of Chamberlain
First National Bank of Selby
Gregory National Bank, Gregory
First National Bank of Gary
Dakota National Bank of Yankton
Total (7 banks)

$25,000
25,000
50,000
30,000
50,000
25,000
50,000
255,000

NEBRASKA.

Grand Island National Bank, Grand Island
Minden Exchange National Bank, Minden.
Citizens National Bank of McCook
First National Bank of Bristow
9466 City National Bank of Omaha
9504 First National Bank of Plainview

9395
9400

Total (6 banks)

$100 ,000
50 ,000
50 ,000
25 ,000
200 ,000
40 ,000
465,000

KANSAS.
9309
9373
9384
9465

Peoples National Bank of Kansas City
First National Bank of Prairie View..
First National Bank of Natoma
First National Bank of Thayer
Peoples National Bank of Belleville...
Total (5 banks)

$200,000
25,000
25,000
25,000
40,000
315,000

MONTANA.
9270
9337
9355
9396
9440
9449
9486
9520

Musselshell Valley National Bank, Harlowton
First National Bank of Three Forks
Merchants National Bank of Billings
First National Bank of Columbus
Citizens National Bank of Havre
First National Bank of Poison
First National Bank of Hamilton
First National Bank of Valier
Total (8 banks)

$50,000
25,000
250,000
25,000
50,000
25,000
50,000
25,000
500,000

WYOMING.

9557

First National Bank of Torrington
Stockgrowers National Bank of Rawlins
Total (2 banks)




$25,000
75,000
100,000

EEPOKT OF THE COMPTKOLLEB

No. 9.—NATIONAL BANKS CHARTERED

OF THE CTJEBENOY.

DURING

THE YEAR

119

ENDED OCTOBER 31

1909—Continued.
COLORADO.

9278
9451
9454

First National Bank of Holyoke
Platteville National Bank, Platteville
Farmers National Bank of Sterling
Total (3 banks)

$50,000
25,000
50,000
125,000

NEW MEXICO.
9292
9441

First National Bank of Cimarron
First National Bank of Hope
State National Bank of Artesia..

$25,000
25,000
50,000

Total (3 banks)

100,000

OKLAHOMA.
9275
9514
9564
9567

First National Bank of Spiro
First National Bank of Seminole
Farmers National Bank of Oklahoma City.
Union National Bank of Bartlesville
Total (4 banks).

$25,000
25,000
100,000
100,000
250,000

Total Western States (48 banks)

$2,360,000
WASHINGTON.

9265
9273
9280
9351
9372
9389
9411
9417
9443
9478
9499
9535

First National Bank of Pasco
Whitman County National Bank of Rosalia.
First National Bank of Bremerton
First National Bank of Maiden
First National Bank of Monroe
Chehalis National Bank, Chehalis
First National Bank of Okanogan
Benton County National Bank of Prosser
Broughton National Bank of Dayton
Monroe National Bank, Monroe
The National Bank of Palouse
United States National Bank of Aberdeen...
Total (12 banks).

$25,000
40,000
25,000
25,000
25.000
50;000
25,000
25,000
50,000
25,000
50,000
100,000
465,000

OREGON.
9281
9314
9328
9348
9358
9363
9423
9431
9496

First National Bank of Hermiston
United States National Bank of La Grande
First National Bank of North Bend
Ontario National Bank, Ontario
United States National Bank of Newberg..
First National Bank of Bend
Douglas National Bank of Roseberg
United States National Bank of Ashland...
United States National Bank of Vale
Total (9 banks)

$25,000
100,000
25,000
60,000
50,000
25,000
50,000
50,000
75,000
460,000

CALIFORNIA.
9294 Butte County National Bank of Chico..
9308 First National Bank of Sanger
9323 First National Bank of Coalinga
9349 El Centro National Bank, El Centre . .
9350 First National Bank of El Centro
9366 Crown City National Bank of Pasadena
9370 First National Bank of Exeter
9378 First National Bank of Hollister
9410 First National Bank of Emeryville
9424 The National Bank of San Mateo
9437 First National Bank of Merced
9459 First National Bank of Banning
9467 First
FRASER National Bank of Claremont

Digitized for


$250,000
25,000
50,000
30,000
25,000
100,000
25,000
100,000
25,000
50,000
100,000
25,000
25,000

120
No.

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.
9.—NATIONAL BANKS CHARTERED DURING THE YEAR

ENDED OCTOBER 31,

1909—Continued.
CALIFORNIA—Continued.

9479
9481
9483
9493
9502
9512
9515
9538
9546
9551
9570

McCloud National Bank, McCloud
First National Bank of Oxnard
Marine National Bank of San Diego
First National Bank of Woodland
Central National Bank of Oakland
Peoples National Bank of National City
First National Bank of Wilmington
Farmers and Merchants National Bank of Fullerton
First National Bank of Corcoran
Calistoga National Bank, Calistoga
Commercial National Bank of Upland
Total (24 banks)

$25,000
250,000
100,000
50,000
,000,000
25,000
25,000
25,000
25,000
25,000
25,000
2,405,000

IDAHO.
9272 Lincoln County National Bank of Shoshone.
9333 American National Bank of Caldwell
9371 First National Bank of Gooding
9432 Citizens National Bank of Salmon
9477 First National Bank of Challis
9491 First National Bank of Wendell
9566 First National Bank of Kellogg

$30,000
25,000
25,000
60,000
35,000
25,000
25,000

Total (7 banks).

225,000
UTAH.

9403 Continental National Bank of Salt Lake City

$250,000

NEVADA.
9310 Ely National Bank, Ely
9452 McGill National Bank, McGill
Total (2 banks)

$25,000
25,000
50,000

Total Pacific States (55 banks)
Total United States (309 banks)
No.

$3,855,000
22,830,000

1 0 . — N U M B E R OF STATE B A N K S C O N V E R T E D INTO NATIONAL B A N K I N G ASSOCIAT I O N S I N E A C H S T A T E A N D T E R R I T O R Y F R O M 1863 T O O C T O B E R 3 1 ,
1909.

State or Territory.

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana




Number of
banks.
10
2
17
43
14
65
6
2
5
18
6
20
18
35
59
30
8
34
34
182
13
52
4

Capital.

$1,000,000
100,000
1,165,000
10,927,800
1,065,000
18,932,770
585,010
230,000
1,225,000
1,587,000
200,000
2,355,000
928,000
1,685,000
2,472,000
5,281,900
2,800,000
4,605,000
9,824,372
65,641,200
1,335,000
3,671,000
240,000
10,684,300
305,000

State or Territory

Number of Capital.
banks.

Nebraska
New Hampshire
New Jersey
New Mexico
New York
North Carolina..
North Dakota...
Ohio
Oklahoma
Oregon
Pennsylvania...
Rhode Island...
South Carolina..
South Dakota...
Tennessee
Texas
Vermont
Virginia
Washington
West Virginia...
Wisconsin
Wyoming

$2,745,000
2,595,000
7,670,450
200,000
92,406,291
1,366,000
1,010,000
1,740,000
1,400,000
1,101,000
30,444,095
16,717,550
950,000
675,000
2,445,000
200,000
2,029,990
1,981,300
815,000
1,533,900
1,785,000
100,000

Total

320,755,928

REPORT OF THE COMPTROLLER OF THE CURRENCY.

121

No. 11.—NUMBER OF NATIONAL BANKS IN EACH STATE EXTENDED UNDER ACT OP
JULY 12, 1882, TO OCTOBER 31, 1909.

State or Territory.
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New E n g l a n d
States

Number of
banks.
73
51
47
253
61
86
571

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

304
90
318
18
53
9

Eastern States

792

Virginia
West Virginia
North Carolina
South Carolina

27
22
14
12

State or Territory.
Georgia
Florida
1 Alabama
Mississippi
Louisiana
Texas
Arkansas
1 Kentucky
Tennessee
Southern States...
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
i Iowa

Missouri
M i d d l e Western
States

Number of
banks.
20

i

13
96
8
64
34

341 |
192
85
166
71
52
44
120
44

State or Territory.
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona

Number of
banks.
17
19
75
80
11
6
29
5
242
15
18
29
6
5
1
1

Pacific States

75

United States

2,795

774 ;

No. 12.—NUMBER OF NATIONAL BANKS IN EACH STATE REEXTENDED UNDER THE
ACT OF JULY 12, 1882, AS AMENDED APRIL 12, 1902, TO OCTOBER 31, 1909.

State or Territory.
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New E n g l a n d
States

Number of
banks.
46
30
25
142
24
61
328

New York.
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

173
44
140
11
28
1

Eastern States

397




State or Territory.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Texas
Kentucky
Tennessee
Southern States...
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota

Number of
banks.
10
8
2
4
1
3
8
7
46
63
27
39
11
17
8

State or Territory.
Iowa
Missouri
Middle Western
States
Nebraska
Kansas
Colorado
Western States
Oregon
Idaho

Number of
banks.
18
5
188
3
2
3
8
1
1

Pacific States

2

United States

969

122

REPOET OF THE COMPTROLLER OF THE CURRENCY.

No. 13.—NATIONAL BANKS THE CORPORATE EXISTENCE OF WHICH WILL EXPIRE
DURING THE YEAR ENDING OCTOBER 3 1 , 1910, WITH DATE OP EXPIRATION AND
CAPITAL, THE CHARTERS OF WHICH MAY BE EXTENDED UNDER THE ACT OF JULY

12, 1882.
Title.

State:

4153
4161
4165
4182
4205
4160
4211
4166
4168
4179
4229
4177
4172
4173
4175
4202
4192
4189
4200
4178
4184
4212
4204
4183
4217
4226
4246
4240
4194
4209
4214

Galveston National Bank, Galyeston
,
Dawson National Bank of Lexington
First National Bank of Cozad
Central National Bank of Freehold
First National Bank of Delta
First National Bank of Stewartsville
Amsterdam City National Bank, Amsterdam
Farmers and Merchants National Bank of Abilene
First National Bank of Southern Oregon of Grants PassFirst National Bank of Flatonia
Seattle National Bank, Seattle
First National Bank of Greeneville
First National Bank of Salida
Albion National Bank, Albion
First National Bank of Rockdale
South End National Bank of Boston
Northern National Bank of Philadelphia
First National Bank of Marion
Big Sandy National Bank of Catlettsburg
National Bank of Commerce in St. Louis
First National Bank of Victoria
Citizens National Bank of Johnstown
Hazleton National Bank, Hazleton
Traders National Bank of Scranton
Clay City National Bank, Clay City
First National Bank of Alliance
Comanche National Bank, Comanche
Storieham National Bank, Stoneham
Stockmens National Bank of Fort Benton
Merchants National Bank of Sioux City
First National Bank of Amarillo

Tex...
Nebr..
do...
N. J.
Pa.
Mo..
N. Y..
Tex...
Oreg..
Tex.
Wash.
Tenn..
Colo.
Nebr..
Tex...
Mass..
Pa.
Ind.
Ky..
Mo.
Tex..
Pa...
..do..
..do...
Ky....
Nebr..
Tex...
Mass..
Mont..
Iowa..
Tex...

4199
4215
4216
4208
4230
4289
4218
4210
4225
4238
4267
4219
4222
4247
4221
4274
4223
4227
4252
4241
4233
4243
4253
4271
4234
4239
4236
4279
4318
4275
4250
4259
4260
4248
4255
4263
4286
4299
4265
4287
4294
4296

Commercial National Bank of Bradford
First National Bank of Plattsburg
Homer National Bank, Homer
Gibbs National Bank of Huntsville
Suffolk County National Bank of Riverhead
First National Bank of Van Alstyne
National Howard Bank of Baltimore
First National Bank of Wymore
Pierce City National Bank, Pierce City
First National Bank of Beeville
Citizens National Bank of Waynesburg
First National Bank of St. Marys
Pennsylvania National Bank of Pittsburg
Lincoln National Bank of Washington
First National Bank of Manchester
Boonton National Bank, Boonton
National Bank of Poland
Somerset County National Bank of Somerset
Farmers National Bank of Houlton
First National Bank of Bellville
First National Bank of Effingham
Maryville National Bank, Maryville
First National Bank of Navasota
Farmers National Bank of Lebanon
First National Bank of Portage
Citizens National Bank of Lebanon
First National Bank of Gallatin
National Bank of Commerce of Pierre
Central National Bank of Cleveland
Island Pond National Bank, Island Pond
Anniston National Bank, Anniston
First National Bank of Cameron
Citizens National Bank of Covington
City National Bank of Wichita Falls
National Bank of Claysville
First National Bank of Seymour
Merchants National Bank of Massillon
Carlinville National Bank, Carlinville
First National Bank of Bowie
Consolidated National Bank of Tucson
First National Bank of Georgetown
City National Bank of Wateftown

Pa..
Mo..
La.
Tex
N. Y . . .
Tex
Md.
Nebr.
Mo.
Tex
Pa
Ohio.
Pa
D.C...
Iowa...
N.J....
N.Y...
Pa.
Me..
Tex.
111.
Mo
Tex
Ky




Date of
expiration.

Capital.

1909.
Nov. 1 $125,000
Nov. 4
50,000
do.
50,000
Nov. 9
50,000
..do
50,000
Nov. 11
50,000
Nov. 16
200,000
Nov. 18
100,000
Nov. 19
50,000
do.
50,000
Nov. 22
500,000
Nov. 23
50,000
Nov. 25
50,000
..do
50,000
Nov. 29
75,000
Dec. 2
200,000
Dec. 3
200,000
Dec. 4
200,000
Dec. 7
50,000
Dec. 10 10,000,000
Dec. 13
150,000
do.
100,000
Dec. 14
200,000
Dec. 17
250,000
..do.....
50,000
Dec. 19
50,000
..do
50,000
Dec. 23
50,000
Dec. 24
200,000
Dec. 26
100,000
..do.....
200,000

1910.
Jan. 1
100,000
Jan. 2
75,000
80,000
.do.
Jan. 6
50,000
...do.....
50,000
Jan. 7
50,000
Jan. 8
230,000
Jan. 9
50,000
Jan. 13
50,000
...do....
50,000
Jan. 15
200,000
Jan. 16
60,000
...do....
200,000
.do
200,000
Jan. 17
50,000
...do....,
100,000
Jan. 22
50,000
d(5,
50,000
Jan. 27
50,000
Feb. 1
30,000
Feb. 3
50,000
do
100,000
..do....
50,000
Feb. 6
50,000
wls'
Feb. 8
75,000
Ohio... ..do....
80,000
Tenn... Feb. 13
50,000
S. Dak.
do
100,000
Ohio.
Feb. 18 1,000,000
Vt...
Feb. 22
75,000
Feb. 24
Ala..
100,000
.do
Mo..
50,000
...do....
Ky...
200,000
Feb. 26
Tex..
150,000
Mar. 4
Pa.
50,000
Mar. 5
Tex..
75,000
Mar. 6
Ohio.
150,000
Mar. 8
111.
50,000
Mar. 10
Tex...
50,000
Mar. 15
Ariz..
50,000
...do....,
Tex...
100,000
N. Y., ...do....
100,000

123

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 13.—NATIONAL BANKS THE CORPORATE EXISTENCE OF WHICH WILL EXPIRE
DURING THE YEAR ENDING OCTOBER 31, 1910, ETC.—Continued.

Title.

4272
4278
4364
4276
4352
4284
4292
4283
4305
4309
4374
4285
4301
4325
4322
4330
4308
4310
4341
4293
4295
4314
4331
4297
4311
4320
4339
4306
4300
4313
4312
4327
4319
4380
4350
4342
4336
4338
4324
4366
4386
4411
4346
4345
4385
4355
4356
4347
4348
4368
4375
4372
4373
4379
4384
4389
4365
4377
4376
4392
4441
4410
4428
4393
4381
4398
4400
4396
4418
4408
4403
4420
4510
4412
4437
4416

Valley National Bank of Chambersburg
First National Bank of Athens
Citizens National Bank of Laurel
Tecumseh National Bank, Tecumseh
First National Bank of Pen Argyl
Central National Bank of Junction City
Peoples National Bank of Winston
Silver Bow National Bank of Butte City
German National Bank of Ripon
Provident National Bank of Waco
Butler County National Bank of Butler
National Bank of Commerce of Baltimore
First National Bank of Corvallis
Forest City National Bank of Rockford
American National Bank of Austin
North Wales National Bank, North Wales
Austin National Bank, Austin
National Bank of the Republic at Salt Lake City
Utah National Bank of Salt Lake City
Exchange National Bank of Canal Dover
First National Bank of New Braunfels
First National Bank of Lexington
First National Bank of Canal Dover
Capital National Bank of Olympia
First National Bank of Ladonia
First National Bank of Rawlins
Liberty National Bank of Pittsburg
First National Bank of Big Springs
Arlington National Bank of Lawrence
Peoples National Bank of Monmouth
First National Bank of Rhinelander
Second National Bank of Chestertown
Tredegar National Bank of Jacksonville
National Bank of Chester
South Texas National Bank of Houston
City National Bank of Kankakee
Citizens National Bank of Ironton
Lavaca County National Bank of Hallettsville
First National Bank of Tekamah
First National Bank of Hico
Farmers and Merchants National Bank of Cleburne
City National Bank of Paris
First National Bank of Rusk
City National Bank of Holdrege
First National Bank of Muskogee
First National Bank of Tyrone
First National Bank of Greenville
First National Bank of North Baltimore
Guthrie National Bank, Guthrie
First National Bank of Midland
National Bank of Commerce of Seattle
Union National Bank of Grand Forks
First National Bank of King City
Waxahachie National Bank, Waxahachie
First National Bank of Dickinson
First National Bank of Grand View
Citizens National Bank of Englewood
First National Bank of Gastonia
First National Bank of Charter Oak
Sedalia National Bank, Sedalia
Central National Bank of Carthage
First National Bank of Giddings
First National Bank of Darby
First National Bank of Ardmore
Inter-State National Bank of Kansas City a
Hackley National Bank of Muskegon
National Bank of Monmouth
American National Bank of Helena
Beckham National Bank of Graham
First National Bank of Orwigsburg
Astoria National Bank, Astoria
Union National Bank of Atlantic City
Northwestern National Bank of Sioux City
Citizens National Bank of Charleston
Greeley National Bank, Greeley
National Bank of Cold Spring on Hudson, Cold Spring
a Post-office address, Stock Yards Station, Kansas




State.

Date of
expiration.

Capital.

1910.
Mar. 17 $100,000
Mar. 18
50,000
..do
50,000
Mar. 22
50,000
do
100,000
Mar. 24
100,000
..do
300,000
Mar. 25
200,000
..do
100,000
Mar. 31
300,000
Apr. 1
300,000
Apr. 5
300,000
Apr. 7
50,000
preg.
Apr. 8
Ill
100,000
Apr. 10
Tex
200,000
Apr. 14
Pa.
50,000
Apr. 16
Tex
300,000
Utah.... ..do
300,000
..do,
Apr. 19
200,000
Ohio
Apr. 21
50,000
Apr. 22
Tex
100,000
Va...
do.
50,000
Ohio.
Apr. 23
50,000
Wash
Apr. 24
100,000
Tex..
Apr. 26
100,000
Wyo.
Apr. 29
75,000
Pa...
do.
200,000
Tex..
May 1
50,000
Mass.
May 2
100,000
111...
do.
75,000
Wis..
May 5
50,000
Md
..do
50,000
Ala..
May 6
50,000
Vt...
May 8
25,000
Tex..
May 10
500,000
111....
May 20
100,000
Ohio.
May 22
100,000
Tex..
.do.
60,000
Nebr.
May 23
100,000
Tex..
..do
50,000
...do..
May 26
100,000
...do..
May 28
400,000
...do..
May 29
50,000
Nebr.
June 2
60,000
Okla.
June 7
250,000
June 9
Pa...
100,000
June 10
Ky...
30,000
June 12
Ohio.
60,000
June 16
Okla.
150,000
.do.
Tex..
100,000
Wash
June 21 1,000,000
N. Dak . June 25
100,000
Mo.
June 28
100,000
Tex
June 30
100,000
N. Dak. July 3
50,000
Tex
..do
40,000
N.J
, July 8
50,000
N.C....
do.
100,000
Iowa
July 9
40,000
Mo
July 10
100,000
July 12
...do
100,000
July 14
Tex
60,000
July 15
Pa
50,000
Okla.... July 17
60,000
July 22
Kans
500,000
Mich.... July 28
100,000
July 29
Ill
200,000
Aug. 2
Mont
200,000
Aug. 4
Tex
100,000
Aug. 5
Pa
50,000
Aug. 9
Oreg
50,000
Aug. 14
N.J
100,000
Aug. 19
Iowa
100,000
W. Va.. Aug. 21
125,000
Aug. 22
Colo
100,000
N . Y . . . . Aug. 25
50,000
City, Mo.
Pa.
Tex.
Md
Nebr....
Pa
Kans
N.C....
Mont
Wis
Tex
Pa.
Md..

124

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 13.—NATIONAL BANKS THE CORPORATE EXISTENCE OF WHICH WILL EXPIRE
DURING THE YEAR ENDING OCTOBER 31, 1910, ETC.—Continued.

Title.

4433
4413
4430
4414
4443
4417
4419
4424
4429
4501
4423
4425
4449
4451
4444
4422
4445
4427
4448
4438
4440
4461
4448
4436
4447
4454
4469
4453
4468
4450
4513
4477
4506
4459
4490
4462
4475
4482
4481
4495
4520

First National Bank of Vienna
First National Bank of Reed City
Richmond National Bank, Richmond
First National Bank of Waupaca
New First National Bank of Columbus
First National Bank of Telluride
First National Bank of Canastota
Old National Bank of Waupaca
First National Bank of Valdosta
First National Bank of Harriman
Corpus Christi National Bank, Corpus Christi
Joplin National Bank, Joplin
First National Bank of Anna
Hamilton National Bank, Hamilton
Merchants National Bank of Carlisle
First National Bank of Girardville
Peoples National Bank of Waynesboro
First National Bank of Hoquiam
First National Exchange Bank of Port Huron
First National Bank of Rockport
Arizona National Bank of Tucson
First National Bank of Itasca
First National Bank of Custer City, Custer
Palestine National Bank, Palestine
National Bank of Denison
Lumbermens National Bank of Menominee
German-American National Bank of Aurora
National Bank of Tarentum
Merchants National Bank of La Fayette
First National Bank of Sac City
Merchants National Bank of Bangor
Dominion National Bank of Bristol a
Marine National Bank of Ashtabula
First National Bank of Farmington
First National Bank of Eagle Pass
First National Bank of Sewickley
First National Bank of Carterville
Merchants and Farmers National Bank of Dansville
Second National Bank of Connellsville
First National Bank of Walton
Joliet National Bank, Joliet
Total (190 banks)




State.

111.
Mich.
Ky
Wis....
Ohio...
Colo.
N. Y.
Wis..
Ga.
Tenn.,
Tex...
Mo....
111.
Tex.
Pa.,
.do..
do..
Wash.
Mich...
Tex
Ariz....
Tex.
S.Dak.
Tex.

..do..
Mich.
111....
Pa.
Ind...
Iowa.
Pa...
Va...
Ohio.
Me.
Tex.
Pa..
Mo.
N.Y.,
Pa...
N. Y.
Ill

Date of
expiration.
1910.
Aug. 25
Aug. 26
..do
Aug. 30
Sept. 1
Sept. 3
do.
Sept. 6
..do
Sept. 9
Sept. 11
Sept. 13
do
Sept. 15
Sept. 16
Sept. 19
Sept. 22
..do
Sept. 25
do.
..do
Sept. 27
Sept. 29
..do
Oct. 1
..do
Oct. 4
.do.
Oct. 6
Oct. 8
Oct. 16
Oct. 17
Oct. 18
do.
Oct. 21
Oct. 23
Oct. 25
Oct. 28
...do
Oct. 29

Capital.

$60,000
50,000
75,000
50,000
500,000
75,000
50,000

5o;ooo
50,000
50,000
100,000
100,000
50,000
50,000
100,000
50.000
100,000
100,000
150,000
52,300
50,000
50,000
25,000
50,000
100,000
100,000
100,000
50,000
200,000
50,000
100,000
150,000
100,000
50,000
100,000
100,000
100,000
50,000
50,000
100,000
150,000

31,877,300
a Post-office, Bristol, Tenn.

125

KEPOET OF THE COMPTBOLLER OF THE CUEKENCY.
No.

14.—NATIONAL BANKS THE CORPORATE EXISTENCE OF WHICH WILL EXPIRE
DURING THE YEAR ENDING OCTOBER 3 1 , 1910, WITH DATE OF EXPIRATION, ETC.,
THE CHARTER OF WHICH MAY BE REEXTENDED UNDER THE ACT OF JULY 12, 1882,
AS AMENDED APRIL 12, 1902.

State.

Date of
expiration.

N. Y . . . .
Vt
La
Vt
Ohio....
Ill
Iowa
Mo
N. J
Ky
Va
Ill
..do
Kans
111
..do
Mich....
Pa
| Iowa.
Cal...
Mich.
111....
Va.
Iowa

1910.
Apr. 28
June 7
Aug. 1
Aug. 10
Aug. 12
Aug. 27
Aug. 30
Aug. 31
Sept. 2
Sept, 8
Sept. 10
Sept. 15
Sept. 16
Sept. 23
Sept. 26
Sept. 28
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
...do

Title.

1697
1698
1778
1700
1784
1721
1757
1712
1737
1720
1716
1717
1715
1718
1723
1719
1731
1743
1726
1741
1758
1773
1738
1786

First National Bank of Port Henry
Howard National Bank of Burlington
New Orleans National Bank, New Orleans..
Baxter National Bank of Rutland
Bellefontaine National Bank, Bellefontaine..
First National Bank of Watseka
First National Bank of Sioux City
Moniteau National Bank of California
First National Bank of Hightstown
Fayette 7 National Bank of Lexington
Citizens National Bank of Alexandria
First National Bank of Sterling
Salem National Bank, Salem
First National Bank of Ottawa
First National Bank of Tuscola
Jacksonville National Bank, Jacksonville
First National Bank of Lapeer
National Security Bank of Philadelphia
Iowa National Bank of Ottumwa
First National Bank of San Francisco
First National Bank of Charlotte
First National Bank of Morris
Loudoun National Bank of Leesburg
First National Bank of Sigourney
Total (24 banks).

Capital.

$100,000
300,000
1,000,000
200,000
100,000
50,000
100,000
50,000
150,000
300,000
100,000
100,000
50,000
100,000
60,000
200,000
75,000
250,000
100,000
3,000,000
75,000
200,000
100,000
75,000
6,835,000

No. 15.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY
OF EACH MONTH FROM JANUARY 1, 1878, TO NOVEMBER 1, 1909, UNITED STATES
BONDS ON DEPOSIT TO SECURE CIRCULATION, CIRCULATION SECURED BY THE BONDS
ON DEPOSIT, THE AMOUNT OF LAWFUL MONEY ON DEPOSIT TO REDEEM CIRCULATION, AND NATIONAL-BANK NOTES OUTSTANDING, INCLUDING NOTES OF NATIONAL
GOLD BANKS.

Date.

1878.
January
February
March
April
May
June
July
August
September
October
November
December
1879.
January
February
March
April
May
June
July
August
September
October
November
December

Lawful
U.S.bonds
Total
Num- Authorized on deposit to Circulation
money on
nationalber of capital stock. secure circu- secured by deposit to re- bank notes
banks.
U. S. bonds. deem circula- outstanding.
lation.
tion.

$485,557,771 $346,187,550
484,836,371 346,302,050
482,952,071 346,522,550
482,144,671 346,336,250
481,019,671 347,711,850
480,660,571 349,166,450
479,627,996 349,546,400
477,675,996 348,880,900
477,698,296 349,049,450
476,335,396 349,560,650
2,053 473,865,396 349,408,900
473,859,396 349,795,000

$309,890,415
310,240,005
310,301,472
310,008,832
310,826,422
312,435,462
313,020,832
312,995,592
313,154,792
313,159,592
312,830,797
313,355,839

$11,782,090
11,839,305
11,688,519
12,184,682
12,315,257
11,552,623
11,493,452
10,910,967
10,294,370
9,988,127
9,629,918
9,935,217

$321,672,505
322,079,310
321,989,991
322,193,514
323,141,679
323,988,085
324,514,284
323,906.559
323,449; 162
323,147,719
322,460,715
323,291.056

349,068,000
348,939,200
350,690,400
351,196,400
352,250,550
353,422,300
354,254,600
353,201,800
355,638,950
359,030,500
363,802,400
365,194,900

313,218,189
312,725,809
313,691,639
314,244,779
315,628,352
316,335,949
317,315,679
316,412,560
317,534,289
320,868,979
324,054,279
326,684,059

10,573,485
11,673,960
12,354,531
12,882,417
13,516,558
13,203,462
12,376,018
13,545,677
13,258,698
13,403,261
13,127,139
13,381,719

323,791,674
324,399,769
326,046,170
327,127,196
329,144,910
329,539,411
329,691,697
329,958,237
330,792,987
334,272,240
337,181,418
340,065,778

2,050




471,609,396
469,995.856
467,778; 606
465,890,006
464,608,206
463,223,515
462,843,515
462,822,515
462,567,515
463,117,515
462,392,515
461,842,515

126

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 15.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY
OF EACH MONTH, ETC.—Continued.

Date.

1880.
January
February.
March
April
May
June
July
August
September
October
November
December

Lawful
U. S. bonds
Total
Num- Authorized on deposit to Circulation
money on
nationalber of capital stock. secure circu- secured by deposit to re- bank notes
U. S. bonds. deem circula- outstanding.
banks.
lation.
tion.

$461,557,515 $367,021,000 $328,773,639
461,715,515 364,765,900 326,785,599
462,407,585 362,728,050 325,032,790
464,177,585 363,656,050 325,425,390
464,507,585 363,003,650 325,519,740
464,915,185 362,715,050 325,301,700
465,205,185 361,652,050 324,242,730
465,915,185 361,152,050 323,886,720
466,267,285 361,113,450 323.903,330
466,245,085 359,935,450 323,056,530
2,095 466,590,085 359,748,950 322,798,130
467,639,085 359,808,550 322,206,550

1881.

January
February
March
April
May
June
July
August
September
October
November
December

2,155

1882.
January
February
March
April
May
June
July
August
September
October
November
December
1883.
January
February
March
April
May
June
July
August
September
October
November
December

2,301

2,521

1884.

January
February
March
April
May
June
July
August
September
October
November
December




2,671

$13,613,697
16,945,310
18,604,197
18,959,687
19,410,910
19,882,033
20,262,697
20,266,967
20,153,448
20,848,363
21,035,977
21,500,091

$342,387,336
343,730,907
343,636,989
344,385,077
344,930,650
345,183,733
344,505,427
344,153,687
344,056,778
343,904,893
343,834,107
343,706,641

467,039,084
466,981, 785
466,640,185
466,890,185
467,542,685
468,557,685
469,382,685
470,322,685
471,282,935
472,565,935
466,307,335
467,907,335

359,823,550
359,811,050
345,739,050
351,480,000
354,683,000
358,829,900
360,488,400
362,684,000
364,285,500
365,751,500
369,608,500
371,336,100

322,832,101
322,654, 721
305,587,202
309,034,317
316,226,247
318,497,814
321,148,399
323, 478,586
325,324,746
326,513,546
329,180,122
331,729,532

21,523,102
21,895,977
38,447, 716
38,538,105
36,374,320
35,653,904
33,894,276
33,846,027
32,675,940
32,237,394
31,164,128
30,438,878

344,355,203
344,550,698
344,034,918
347,572, 422
352,600,567
354,151, 718
355,042,675
357,324,613
358,000,686
358, 750, 940
360,344,250
362,168,410

470,018,135
472,303,135
473,866,240
475,411,240
478,013,940
482,954,940
486,511,335
487,803, 635
487,538,635
489, 741,635
491,591,635
493,176,635

371,692,100
371,270,200
370,602, 700
369,900,700
366,359,650
364,079,350
361,212, 700
362, 736,500
361, 452,350
362,043,250
362,505,650
362,174,250

332,398,922
331,682,622
331,230,311
331,242,702
327, 729,622
323, 919, 522
320,312,832
319,805,161
320, 769, 739
323,487,353
324,304,343
323,820,480

30,023,066
30,913,792
30, 713, 969
30,383,935
33,340,677
35,955,812
38,429,202
39,017,621
39, 745,163
39, 401, 781
38, 423,404
38,723,848

362,421,988
362,596, 414
361, 944,287
361,626,630
361,070,299
359,875,334
358, 742,034
358,822,782
360,514, 902
362,889,134
362,727, 747
362,544,328

492,076,635
494,199,635
498,262,135
498,017,135
500,269,135
505,379,135
507,208,135
510,283,135
513,543,135
515,528,135
516,608,135
516,348,135

360,531,650
359,567,450
358,163,800
357,201,400
357,339,750
356,588,600
356,596,500
357,298,500
355,674,150
353,308,650
352,877,300
351,174,600

322,386,120
321,626,353
320,235, 601
319,849,816
319,899,521
319,013,856
319,249,806
319,461,847
318,367,216
316,278,066
316,020,326
314,573,106

40,265,049
40,540,877
41,084, 788
39,945,249
39,368,605
39,150,326
37,565,704
36,310,284
36,222,005
37,064,605
35,993,461
36,385,055

362,651,169
362,167,230
361,320,389
359, 795,065
359,268,126
358,164,182
356,815,510
355, 772,130
354,589,221
353,342,671
352,013,787
350,958,161

518,031,135
517,380,635
519,104,635
521,573,635
523,348,635
525,992,165
528,784,165
530,784,165
532,274,165
532,749,165
532,554,165
531,875,105

347,538,200
343,475,550
341,533,050
339,116,150
337,618,650
336,257,150
334,147,850
332,588,600
331,371,100
329,186,000
325,316,300
320,244, 700

310,953,321
307,828,001
306,100, 465
303,699,075
302,533,855
301,238, 845
299,369,370
297,983,165
297,136, 455
295,375,959
291,849,659
287,277,980

39,529,507
41,671,892
40,532,837
41,015,561
40,571,613
39,768,855
40,130,513
39,913,971
39,495,690
40,453,269
41,710,163
44,235,274

350,482,828
349,499,893
346,633,302
344,714,636
343,105,468
341,007,700
339,499,833
337,897,136
336,632,145
335,829,228
333,559, S13
331,513,254

KEPOBT OP THE COMPTBOLLEB OF THE CURRENCY.

127

No. 15.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY
OP EACH MONTH, ETC.—Continued.

Date.

1885.
January
February
March
April
May
June
July
August
September
October
November
December

Lawful
U. S. bonds
Total
money on
Num- Authorized on deposit to Circulation
nationalber of capital stock. secure circu- secured by deposit to re- bank notes
banks.
U. S. bonds. deem circula- outstanding.
lation.
tion.

$529,910,165 $318,655,050 $285,496,055
530,380,165 317,282,600 284,127,895
530,590,165 315,854,500 282,772,315
531,151,165 315,386,850 282,336,725
531,241,165 315,127,450 282,434,075
530,830,865 313,428,700 280,831,610
531,540,465 312,145,200 279,528,175
532,328,465 310,225,150 277,826,775
532,749,965 309,768,050 277,371,525
532,034,965 300,074,550 277,149,661
532,877,965 308,364,550 276,304,189
2,727
533,447,965 307,544,250 275,821,779

$43,662,568
42,784,663
41,888,596
39,881,941
38,468,630
38,032,217
39,541,757
39,503,567
39,613,802
40,274,772
39,542,979
41,704,029

$329,158,623
326,912,558
324,660,911
322,218,666
320,902,705
318,863,827
319,069,932
317,330,342
316,985,327
317,424,433
315,847,168
317,525,808

1886.
January
February
March
April
May
June
July
August
September
October
November
December

534,378,265
535,398,265
537,896,965
538,652,065
540,414,565
543,669,565
545,206,565
549,542,565
550,252,565
553,002,565
552,775,165
553,855,165

306,008,750
302,257,000
296,780,400
289,729,650
285,447,950
279,537,400
275,974,800
273,549,800
270,524,150
261,848,900
245,444,050
234,991,800

274,466,748
271,065,593
266,047,488
259,405,300
255,322,541
250,257,632
247,087,961
244,675,012
242,168,247
234,682.736
219,710;656
210,525,601

42,976,706
46,951,839
52,049,017
56,826,227
58,555,047
61,580,662
61,922,499
62,151,745
62,505,757
68,828,505
81,819,233
88,781,909

317,443,454
318,017,432
318,096,505
316,231,527
313,877,588
311,838,294
309,010,460
306,826,757
304,674,004
303,511,241
301,529,889
299,307,510

1887.
January.
February..
March
April
May
June
July
August
September.
October
November.
December..

555,865,165
557,684,165
559,986,665
561,321,665
564,346,665
571,583,665
574,703,665
578,826,215
581,046,215
582,683,715
583,188,715
584,203,715

229,438,350
223,926,650
213,639,150
206,938,000
202,446,550
200,939,100
191,966,700
189,445,800
190,096,950
189,917,100
188,828,000
187,147,000

205,316,106
200,268,346
191,004,726
185,009,551
181,026,016
179,309,020
171,629,341
169,303,430
169,951,385
169,931,680
169,215,067
167,863,819

91,455,875
92,806,395
98,039,485
102,114,704
103,979,299
103,051,871
107,588,447
107,150,847
104,313,124
102,962,170
102,826,136
102,019,176

296,771,981
293,074,741
289,044,211
287,124,255
285,005,315
282,360,891
279,217,788
276,454,277
274,264,509
272,893,850
272,041,203
269,882,995

584,726,915
586,505,915
588,785,915
589,637,915
591,437,915
592,467,915
592,852,915
594,631,915
595,313,915
596,041,015
596,796,015
597,457,315

184,444,950
182,764,950
182,161,700
181,863,700
182,033,450
180,005,150
178,312,650
177,438,800
176,508,850
173,280,250
170,003,350
166,796,550

165,205,724
163,833,205
163,235,505
162,743,135
162,891,912
161,134,338
159,642,657
158,874,203
158,133,712
155,365,068
152,366,328
149,487,373

103,193,154
102,024,952
99,492,361
97,427,882
95,692,133
94,675,310
92,719,664
90,758,447
88,294,850
88,236,639
87,018,909
86,955,794

268,398,878
265,858,157
262,727,866
260,171,017
258,584,045
255,809,648
252,362,321
249,632,650
246,428,562
243,601,707
239,385,237
236,443,167

598,239,065
599,709,365
600,684,365
602,404,365
603,264,365
607,390,365
609,670,365
612,535,365
614,925,365
617,844,365
620,174,365
621,959,365

163,480,900
160,463,950
157,485,700
154,590,150
151,522,350
149,829,850
148,121,450
147,758,450
148,150,700
147,037,200
145,668,150
144,709,250

146,372,588
143,580,313
140,874,515
138,190,798
135,375,463
133,769,313
132,244,437
131,890,777
132,101,128
131,225,172
130,207,285
129,388,116

87,287,439
85,688,716
83,520,212
83,032,333
83,320,725
81,753,704
79,134,526
76,273,662
73,701,013
72,437,560
71,816,130
70,258,081

233,660,027
229,269,029
224,394,727
221,226,131
218.696,188
215,523,017
211,378,963
208,164,439
205,802,141
203,662,732
202,023,415
199,646,197

1888.
January
February
March
April
May
June
July
August
September
October
November
December
January
February..
March
April
May
June
July
August
September.
October
November.,
December..

3,061

3,151

3,319




128

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 15.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY
OP EACH MONTH, ETC.—Continued.

Lawful
U. S. bonds
Total
Num- Authorized on deposit to Circulation
money on
nationalber of capital stock. secure circu- secured by deposit to re- bank notes
U. S. bonds. deem circula- outstanding.
banks.
lation.
tion.

Date.
1890.
January
February
March
April
May
June
July
August
September
October
November
December

$623,791,365 $142,849,900 $127,742,440
630,003,865 142,266,750 126,747,030
632,757,865 143,197,000 127,410,251
637,372,865 143,900,750 128,046,801
638,932,865 144,216,150 128,920,916
644,587,865 144,658,650 128,976,526
646,937,865 145,228,300 129,767,150
651,367,865 145,434,750 129,854,561
652,852,865 143,102,350 127,825,431
655,002,865 140,428,600 125,430,316
3,567 659,782,865 140,190,900 124,958,736
662,947,865 140,427,400 125,253,195
3,585

1891.

1894.
January
February
March
April
May
June
July
August
September
October
November
December

$197,230,405
194,642,289
192,267,543
190,527,132
189,586,579
187,549,848
185,970,775
184,391,633
183,280,468
181,871,025
179,755,643
178,568,376

3,597
3,608
3,614
3,624
3,638
3,650
3,662
3,670
3,678
3,693
3,694
3,699

,.

665,267,865
666,977,865
669,007,865
671,477,865
672,197,865
673,422,865
676,247,865
681,742,865
683,125,865
684,660,865
684,755,865
685,515,865

140,510,650
140,720,700
140,790,200
141,036,150
140,949,900
141,310,150
142,508,900
146,089,650
149,839,200
151,229,100
152,950,350
155,283,700

125,660,361
125,859,360
125,957,235
126,054,415
125,970,955
126,267,575
127,221,391
129,708,040
133,790,690
135,093,378
136,753,837
138,605,343

51,627,485
49,762,379
47,706,139
45,750,649
44,448,421
42,969,884
40,706,183
38,835,019
37,543,649
36,842,328
35,430,721
34,388,264

177,287,846
175,721,739
173,663,374
171,805,064
170,419,376
169,237,459
167,927,574
168,543,059
171,334,339
171,935,706
172,184,558
172,993 607

3,705
3,718
3,717
3,727
3,736
3,742
3,765
3,769
3,777
3,779
3,788
3,793

January.
February..
March
April
May
June
July
August
September.
October
November.
December..

1892.
January
February
March
April
May
June
July
August
September
October
November
December
1893.
January
February
March
April
May
June
July
August
September
October
November
December

$69,487,965
67,895,259
64,857,292
62,480,331
60,665,663
58,573,322
56,203,625
54,537,072
55,455,037
56,440,709
54,796,907
53,315,181

685,762,265
687,332,265
688,332,265
688,923,665
689,298,665
690,908,665
692,123,665
694,428,665
695,263,665
695,563,665
693,868,665
695,308,665

157,205,950
158,515,050
159,513,800
160,447,300
161,352,550
162,549,050
163,190,050
163,500,550
164,012,050
164,498,550
164,883,000
166,511,500

140,084,203
141,435,288
142,319,978
143,355,178
143,954,506
144,680,363
145,683,023
146,132,463
146,460,033
147,191,593
147,241,063
148,010,239

32,994,382
31,770,208
30,301,897
29,174,273
28,522,069
27,818,986
27,000,827
26,395,250
26,196,396
25,595,167
25,191,083
25,604,632

173,078,585
173,205,496
172,621,375
172,529,451
172,476,575
172,499,349
172,683,850
172,527,713
172,656,429
172,786,760
172,432,146
173,614,871

3,803
3,805
3,814
3,832
3,841
3,856
3,846
3,829
3,805
3,800
3,798
3,794

695,148,665
696,089,665
696,149,665
695,949,665
695,554,665
698,454,665
698,824,665
699,034,665
697,963,165
698,128,165
695,953,165
695,703,165

168,247,000
169,282,300
171,094,550
172,229,050
173,258,800
174,539,050
176,588,250
182,617,850
204,096,200
209,407,100
209,416,350
208,942,100

150,526,651
151,197,221
152,887,461
153,860,416
155,142,318
156,028,010
151,900,919
163,221,294
178,636,718
187,864,985
188,016,228
187,697,826

23,877,773
23,194,032
22,534,927
22,234,128
21,723,296
21,136,245
20,812,773
20,533,854
20,343,650
20,825,595
21,295,765
21,250,279

174,404,424
174,391,253
175,422,388
176,094,544
176,865,614
177,164,255
178,713,692
183 755,148
198,980,368
208,690,580
209,311,993
208,948,105

3,791
3,788
3,780
3,784
3,779
3,776
3,775
3,775
3,765
3,761
3,756
3,751

693,353,165
691,893,165
684,690,165
682,538,165
680,438,165
678,998,165
678,023,165
677,258,165
676,568,165
674,866,365
672,671,365
671,471,365

205,961,600
203,594,500
202,052,350
202,933,850
201,330,250
201,251,500
201,691,750
202,268,500
202,276,950
200,953,700
199,706,200
197,349,700

185,194,522
182,887,853
181,148,710
181,666,268
180,601,247
180,613,585
180,662,521
181,149,511
181,300,217
180,251,065
179,401,304
177,073,359

23,344,322
24,974,254
26,330,810
26,209,427
27,231,785
26,631,434
26,690,723
26,389,555
26,21i;998
27,220,463
28,071,239
29,612,978

208,538,844
207,862,107
207,479,520
207,875,695
207,833,032
207,245,019
207,353,244
207,539,066
207,592,215
207,471,501
207,472,603
206,686,337




EEPOET OF T H E COMPTROLLER OP THE CURRENCY.

129

No. 15.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY
OF EACH MONTH, ETC.—Continued.

Date.

Lawful
U. S. bonds Circulation money on
Total
Num- Authorized on deposit to
nationalber of capital stock. secure circusecured b y deposit to rebank notes
banks.
U . S. bonds. deem circula- outstanding.
lation.
tion.

1895.
January
February
March
April
May
June
July
August
September
October
November
December

3,748 $670,906,365 $196,707,700 $176,667,467
3,739 669,156,365 195,826,100 175,674,250
3,733 668,146,365 197,116,200 176,485,063
3,728 667,193,265 201,176,700 179,847,383
3,719 665,893,265 204,356,800 182,534,324
665,123,265 206,652,300 184,969,578
3,717
3,722 666,363,265 207,680,800 186,062,098
3,723 664,659,265 207,832,800 186,577,433
3,718 664,855,265 209,447,550 187,990,343
664,425,265 210,196,550 188,605,877
3,717
3,715 664,136,915 211,717,800 190,180,961
664,091,915 212,048,950 190,469,526
3,712

1896.
January
February
March
April
May
June
July
August
September
October
November
December

3,711
3,708
3,704
3,699
3,699
3,701
3,698
3,693
3,689
3,683
3,679
3.673

664,076,915
663,851,915
661,946,915
661,431,915
660,496,915
659,951,915
659,106,915
658,376,915
658,126,915
658,126,915
658,304,915
657,909,915

212,495,100
212,655,300
217,944,950
222,998,800
226,478,550
228,651,800
228,915,950
229,544,450
235,078,700
238,773,200
241,103,350
241,272,150

1897.
January..
February..
March
April
May
June
July
August
September.
October
November.,
December..

3,668
3,654
3,648
3,635
3,627
3,621
3,619
3,617
3,614
3,615
3,617
3,615

655,334,915
654,174,915
653,719,895
650,808,395
648,613,395
646,788,395
643,474,517
641,229,395
639,488,295
638,903,295
638,015,295
636,310,295

1898.
January..
February..
March
April
May
June
July
August
September.
October
November.
December..

3,611
3,602
3,596
3,594
3,590
3,588
3,590
3,589
3,589
3,592
3,598
3,594

1899.
January
February.
March
April
May
June
July
August
September
October
November.
December,,

3,590
3,585
3,589
3,583
3,586
3,585
3,589
3,594
3,597
3,596
3,601
I 3,604

10774—CUR 1909




$206,605,710
205,297,571
205,043,651
207,541,211
209,719,850
211,478,716
211,691,035
211,372,045
212,339,200
212,860,934
213,887,630
213,960,598

190,741,850
190,989,687
195,048,954
199,723,005
203,403,239
205,215,839
205,538,929
206,103,504
210,293,574
214,667,694
216,510,014
216,609,684

23,100,813
22,506,910
22,132,963
21,593,022
20,786,098
20,072,096
20,461,618
19,926,538
19,320,322
18,971,663
18,474,430
18,789,206

213,842,663
213,496,547
217,181,917
221,316,027
224,189,337
225,287,935
226,000,547
226,030,042
229,613,896
233,639,357
234,984,444
235,398,890

240,236,150
237,190,100
234,797,800
233,693,350
232,606,300
230,928,500
230,471,550
230,111,300
229,471,100
229,348,550
227,742,550
225,359,400

215,860,307
213,186,712
210,915,414
209,767,702
208,768,549
207,139,382
206,690,339
206,498,957
205,755,976
205,604,781
203,925,680
201,735,572

19,812,810
21,907,950
23,320,912
24,027,439
24,119,434
24,736,459
24,751,347
24,345,299
24,837,697
25,205,779
26,205,325
27,898,644

235,673,117
235,094,662
234,236,326
233,795,141
232,887,983
231,875,841
231,441,686
230,844,256
230,593,673
230,810,560
230,131,005
229,634,216

639,440,295
637,535,295
638,385,295
635,060,295
631,635,295
631,035,295
630,025,295
629,315,295
629,151,295
625,356,295
624,552,195
625,967,195

218,992,950
215,487,650
213,414,650
214,365,400
217,162,650
219,377,900
220,201,400
218,525.650
220,496;160
229,980,620
235,618,470
239,349,130

196,146,092
192,724,299
191,056,817
191,611,599
194,138,732
196,155,935
197,078,092
195,692,685
196,775,703
205,056,063
210,045,456
213,928,643

32,868,548
33,804,916
33,774,254
32,870,279
31,975,018
31,540,434
30,822,084
31,087,379
30,485,946
30,383,921
29,583,680
28,856,160

229,014,640
226,529,215
224,831,071
224,481,878
226,113,750
227,696,369
227,900,176
226,780,064
227,261,649
235,439,984
239,629,136
242,784,803

622, 482,195
613, 076,895
612, 831,895
610, 313,895
609, 053,895
610, 028,895
607, 871,245
609,292,245
608, 033,045
607, 418,045
528,045
368,045
9

$29,938,243
29,623,321
28,558,588
27,693,828
27,185,526
26,509,138
25,628,937
24,794,612
24,348,857
24,255,057
23,706,669
23,491,072

239,943,050
236,479,840
236,075,690
234,433,890
232,167,910
230,600,310
229,688,110
230,464,110
230,663,610
231,515,510
232,463,160
234,221,460

214,016,087
211,041,300
211,155,017
209,925,989
207,966,287
206,305,955
205,264,095
205,767,805
206,173,350
207,314,172
207,920,774
209,161,902

29,801,782
32,282,926
31,830,065
33,208,903
34,830,421
35,840,834
36,086,776
35,855,748
35,980,547
36,058,050
35,145,850
34,680,165

243,817,869
243,324,226
242,985,082
243,134,892
242,796,708
242,146,789
241,350,871
241,623,553
242,153,897
243,372,222
243,066,624
243,842,067

130

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 15.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY
OF EACH MONTH, ETC.—Continued.

Date.

Lawful
U. S.bonds
Total
Num- Authorized on deposit to Circulation
money on
nationalber of capital stock. secure circu- secured by deposit to re- bank notes
banks.
U. S. bonds. deem circula- outstanding.
lation.
tion.

1900.
January
February
March
April
May
June
July
August
September
October
November
December

3,606 $608,558,045 $234,484,570 $209, 759,984
3,606 607,683,045 235,830,170 210,166,789
3,612 615,908,095 240,172,270 213,610,029
3,616 614,443,095 254,501,480 233,284,229
3,659 621,513,095 268,405,240 246,067,162
3,722 623,273,095 276,829,990 263,062,117
3,816 627,503,095 284,387,040 274,115, 552
3,858 631,108,095 294,948,930 286,447,434
3,898 634, 698,095 295,790,380 290,641,358
3,914 632,494,895 296,672,630 294,222,979
3,935 632,502,395 301,123,580 298,829,064
3,955 633,394,395 303,280,730 299,816,630

1901.
January
February
March
April
May
June
July
August
September
October
November
December

3,981
4,015
4,046
4,072
4,098
4,145
4,178
4,217
4,238
4,254
4,279
4,309

635,309,395
636,734,395
638,381,695
639,961,695
643,006,695
644,751,695
647,666,695
659,556,695
660,206,695
661,851,695
663,224,195
667,834,195

312,832,830
318,422,980
321,374,830
323,176,980
323,988,880
325,928,280
326,219,230
329,348,430
330,279,930
330,721,930
329,833,930
328,107,480

1902.
January
February
March
April
May
June
July
August
September
October
November
December

4,337
4,370
4,385
4,422
4,466
4,510
4,546
4,577
4,616
4,651
4,678
4,708

670,164,195
671,910,195
673,279,195
672,759,195
675,279,195
675,721,695
684,061,695
708,701,695
707,774,695
711,167,695
713,435,695
719,300,695

1903.
January
.February
March
April
May
June
July
August
September
October
November
December

4,756
4,784
4,815
4,869
4,914
4,953
5,005
5,044
5,070
5,096
5,147
5,159
5,184
5,215
5,240
5,273
5,313
5,350
5,386
5,399
5,431
5,457
5,495
5,519

1904.
January
February
March
April
May
June
July
August
September
October
November
December




$36,517,238
36,901,953
35,906,198
37,750,108
39,292,204
37,507,641
35,524,891
33,648,456
33,662,967
34,193,448
32,864,348
32,475,670

$246,277,222
247,068,742
249,516,227
271,034' 337
285,359,366
300,569,758
309,640,443
320,095,890
324,304,325
328,416,427
331,693,412
332,292,300

308,294,673
315,721,579
319,217,048
320,840,456
321,975,989
323,538,216
323,890,683
327,039,374
328,406,351
328,845,066
328,198,613
326,212,186

31,846,501
31,100,292
29,438,207
29,260,949
28,788,268
28,044,373
29,851,503
29,113,529
29,012,804
29,985,481
31,713,070
33,508,525

340,141,174
346,821,871
348,655,255
350,101,405
350,764,257
351,582,589
353,742,186
356,152,903
357,419,155
358,830,547
359,911,683
359,720,711

326,280,280
324,031,280
322,575,030
319,526,330
317,484,130
316,196,180
317,163,530
318,588,480
322,941,680
326,052,770
338,352,670
343,018,020

325,009,306
322,278,391
320,074,924
317,460,382
315,113,392
313,610,337
314,238,812
316,614,766
319,407,587
323,843,143
335,783,189
341,100,412

35,280,420
37,166,224
38,359,943
40,016,025
41,874,007
43,136,847
42,433,279
42,369,417
41,875,104
43,150,455
44,693,145
43,754,102

360,289,726
359,444,615
358,434,867
357,476,407
356,987,399
356,747,184
356,672,091
358,984,183
361,282,691
366,993,598
380,476,334
384,854,514

723,416,695
726,271,695
736,001,695
739,178,695
743,106,695
748,531,695
754,776,695
758,137,095
759,277,095
761,417,095
766,367,095
766,332,095

344,252,120
342,903,520
342,164,670
342,160,770
352,721,120
367,827,920
375,347,270
380,173,030
381,486,430
381,484,830
382,726,830
384,625,930

342,127,844
340,587,939
338,660,361
338,349, 814
347,564,354
363,586,987
372,295,409
377,606,826
380,076,321
379,515,823
380,650,821
383,018,484

42,801,940
43,385,607
44,138,484
44,169,444
43,587,373
42,856,218
41,375,241
39,739,661
38,511,653
40,910,711
38,959,862
38,088,495

384,929, 784
383,973,546
382,798,845
382,519,258
391,151,727
406,443,205
413,670,650
417,346,487
418,587,974
420,426,534
419,610,683
421,106,979

767,567,095
769,005,815
768,750,815
770,975,815
774,449,315
775,838,335
776,904,335
775,679,335
777,061,335
777,741,335
781,126,335
784,821,335

389,335,680
390,231,600
392,671,550
398,034,650
399,795,140
410,572,640
416,016,690
417,958,690
419,683,940
424,701,490
426,544,790
431,075,840

387,273,623
387,657,731
390,352,491
395,600,234
397,802,781
407,279 033
412,759,448
415,025,156
417,380,301
422,014,716
424,530,581
427,947,505

37,889,395
39,199,896
39,971,819
39,309,708
39,277,792
38,709,531
36,475,646
35,181,732
35,136,472
34,064,692
32,750,919
32,731,570

425,163,018
426,857,627
430,324,310
434,909,942
437,080,573
445,988,564
449,235,094
450,206,888
452,516,773
456,079,408
457,281,500
460,679,075

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

131

No. 15.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY
OF EACH MONTH, ETC.—Continued.

Date.

Lawful
U.S.bonds
Total
Num- Authorized on deposit to Circulation
money on
nationalber of capital stock. secure circu- secured by deposit to re- bank notes
banks.
U. S. bonds. deem circula- outstanding.
lation.
tion.

1905.
January
February
March
April
May
June
July
August
September
October
November
December

5,554 $785,411,335 $433,928,140 $431,841,786
5,581 791,559,335 439,529,040 435,807,901
5,605 791.674,335 441,788,140 438,370,083
5,644 791,849,335 449,009,890 444,870,178
5,670 798,987,315 452,855,790 449,147,766
5,713 801,615,315 461,150,290 456,239,096
5,750 801,330,315 468,066,940 462,669,414
5,772 807,622,875 476,938,290 471,615,771
5,807 808,561,075 482,198,090 478,786,166
5,831 810,654,075 484,810,890 481,633,526
5,858 812,026,075 493,912,790 490,037,806
5,868 815,526,075 500,269,440 497,616,304

1906.
January.
February
March
April
May
June
July
August
September
October
November
December

5,898
5,935
5,968
5,999
6,032
6,069
6,107
6,132
6,162
6,189
6,225
6,249

818,482,075
822,022,075
824,640,275
826,055,275
827,925,275
830,163,775
833,073,775
836,729,775
839,804,775
841,864, 775
845,939,775
853,774, 775

506,689,990
509,901,690
511,846,440
514,362,990
516,387,440
519,265,530
520,605,210
520,388,610
526,944,030
530,772,270
539,653,180
549.750,830

1907.
January
February
:
March
April
May
June
July
August
September
October
November
December

6,283
6,315
6,345
6,383
6,422
6,472
6,521
6,550
6,582
6,620
6,650
6,655

862,016,775
867,776,275
877,099,275
880,349,275
887,684,275
892,970,275
898,156,275
902,405,775
904,494,775
906,704,775
909,274,775
910,609,775

1908.
January
February
March
April
May
June
July
August
September
October
November
December

6,675
6,699
6,733
6,764
6,787
6,810
6,827
6,855
6,870
6,874
6,873
6,884

1909.
January
February
March
April
May
June
July
August
September
October
November

6,889
6,903
6,907
6,906
6,916
6,926
6,955
6,975
6,998
7,012
7,025




$32,952,370
31,614,952
30,833,757
31,078,766
32,097,179
32,088,420
33,050,392
32,355,624
33,434,201
34,718,714
34,470,443
35,712,954

$464,794,156
467,422,853
469,203,840
475,948,944
481,244,945
488,327,516
495,719,806
503,971,395
512,220,367
516,352,240
524,508,249
533,329,258

504,842,313
506,366,649
509,173,566
512,221,552
514,423,519
516,036,147
517,847,749
516,573,399
524,439,161
527,768,924
536,933,169
546,981,447

36,072,034
36,863,431
41,630,329
42,445,415
42,222,762
43,093,513
43,264,611
44,907,646
45,413,142
46,134,184
46,238,816
46,399,102

540,914,347
543,230,080
550,803,895
554,666,967
556,646,281
559,129,660
561,112,360
561,481,045
569,852,303
573,903,108
583,171,985
593,380,549

551,263,840
553,253,550
552,955,950
550,137,900
553,199,050
556,937,300
558,442,910
558,582,550
559,319,710
559,624,760
567,011,910
618,394,560

549,051,084
549,698,574
549,737,373
547,633,063
550,204,772
553,614,574
555,570,881
555,023,290
556,945,917
556,101,330
562,727,615
610,156,508

47,111,385
46,498,995
46,605,649
49,578,999
49,709,068
48,325,975
48,217,809
48,372,596
47,110,404
47,885,784
47,252,851
46,061,688

596,162,469
596,197,569
596,343,022
597,212,062
599,913,840
601,940,549
603,788,690
603,395,886
604,056,321
603,987,114
609,980,466
656,218,196

912,369,775
916,617,775
917,569,775
921,364,775
923,577,775
925,697,775
930,542,775
933,085,275
934,735,275
933,255,275
930,365,275
930,825,275

646,676,800
646,828,820
636,426,660
632,422,570
629,031,160
628,147,130
629,432,420
631,607,490
632,871,890
632,624,850
618,497,940

643,459,898
641,919,665
632,458,712
628,834,335
625,425,375
624,714,147
623,250,517
625,360,982
625,986,993
626,972,885
626,779,350
614,907,265

46,670,997
53,483,097
63,215,807
67,573,020
72,220,323
73,735,370
75,083,400
66,728,009
59,339,115
48,639,442
39,065,637
52,270,912

690,130,895
695,402,762
695,674,519
696,407,355
697,645,698
698,449,517
698,333,917
692,088,991
685,326,108
675,612,327
665,844,987
667,178,177

933,020,275
937,105,275
939,320,275
942,996,775
944,726,775
945,516,775
947,726,775
948,931,775
956,017,775
963,976,925
964,621,925

631,318,790
635,114,560
640,769,140
651,267,130
653,901,910
657,972,970
660,689,070
667,652,650
672,925,700
676,386,040
679,545,740

628,786,205
630,309,637
635,588,885
646,142,390
653,164,570
656,268,268
659,673,408
667,508,731
672,263,695
676,031,393
678,344,764

48,281,960
46,363,455
42,696,715
38,265,225
34,243,657
31,914,847
30,246,666
27,845,433
26,581,779
26,776,066
25,595,793

677,068,165
676,673,092
678,285,600
684,407,615
687,408,227
688,183,115
689,920,074
695,354,164
698,845,474
702,807,459
703,940,557

132

KEPOET OF THE COMPTROLLER OF THE CURRENCY.

No. 16.—NATIONAL-BANK NOTES OUTSTANDING SECURED BY UNITED STATES BONDS
AND BY LAWFUL MONEY AT THE BEGINNING OF BUSINESS ON THE DATES INDICATED,
WITH THE CHANGES DURING THE PRECEDING YEAR AND THE PRECEDING MONTH,
TOGETHER WITH THE KINDS AND AMOUNTS OF BONDS ON DEPOSIT TO SECURE
NATIONAL-BANK NOTES AND PUBLIC DEPOSITS.
Nov. 1, 1908.
National-bank notes
outstanding.
Amount.
Secured by United States bonds. $626,778,555
39,065,637
Secured by lawful money
Total national-bank notes
outstanding

665,844,192

Oct. 1, 1909.
Nov. 1,1909.

Increase or
decrease.

Amount.

$51,566,209
13,469,844

$676,031,393
26,776,066

$2,313,371
1,180,273

$678,344,764
25,595,793

38,096,365

702,807,459

1,133,098

703,940,557

On deposit
to secure
nationalbank notes.

Kinds of bonds on deposit.

Loan of 1925
Loan of 1908-1918
Consols of 1930
Panama Canal loan of 1936
Panama Canal loan of 1938
Philippine loans and railway bonds
Porto Rico loans
District of Columbia bonds
Territory of Hawaii bonds
State, city, and railroad bonds
Total.




Increase or
decrease.

,

..4per cent.
..3 per cent.
..2 per cent.
.2 per cent.
.2 per cent.
.4 per cent.
.4 per cent.
.3.65 per cent.
various.
various.

On deposit
to secure
public
deposits.

$15,463,050
14,575,560
573,328,450
50,131,200
26,047,480

$3,301,700
3,618,400
24,152,200
3,010,000
1,369,000
4,412,000
374,000
810,000
487,000
10,807,500

679,545,740

52,341,800

BEPOBT OP THE COMPTROLLER OP THE CTJBBENCY.

133

N o . 1 7 . — Y E A R L Y I N C R E A S E OR D E C R E A S E IN N A T I O N A L - B A N K CIRCULATION FROM
J A N U A R Y 14, 1875, T O O C T O B E R 3 1 , 1908, A N D Q U A R T E R L Y I N C R E A S E O R D E C R E A S E
FOR T H E Y E A R E N D E D O C T O B E R 31,
1909.

Date.
From January 14 to January 31,1875
1875
1876
1877
1878
1879
1880
1881
1882
1883...
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908

Issued.

Ketired.

Increased.

$537,580
12,953,695
7,777,710
19,842,985
12,663,160
27,126,235
8,347,190
34,370,050
21,427,900
12,669,620
8,888,944
17,628,924
8,979,959
16,064,424
15,924,157
5,768,180
9,534,400
18,934,355
12,867,044
41,584,000
10,890,492
20,752,231
31,714,656
7,008,014
34,682,825
19,110,552
101,645,393
123,100,200
42,620,682
68,177,467
69,532,176
90,753,284
84,085,260
56,303,658
141,273,164

$255,600
18,167,436
28,413,265
16,208,201
9,031,558
6,967,199
6,880,458
15,697,878
20,694,838
24,920,477
30,990,730
26,206,200
32,871,849
42,933,463
52,430,030
40,340,254
28,382,190
21,235,457
11,624,877
8,095,313
13,008,267
12,526,159
9,843,648
14,613,787
17,087,925
15,198,118
16,537,068
15,951,527
21,868,006
28,474,958
31,930,783
22,732,060
25,055,739
27,980,139
80,025,078

17,594,900
3,912,434
85,108,325
107,148,673
20,752,676
39,702,509
37,601,393
68,021,224
59,029,521
28,323,519
61,248,086

1,215,540,566

795,180,535

641,850,562

22,959,950
25,351,891
17,505,525
16,687,078

13,367,490
18,156,562
10,108,131
6,801,113

9,592,460
7,195,329
7,397,390
9,885,965

Total.
1,298,045,006
Surrendered to this office and retired from January 14, 1875, to October 31, 1909

843,613,831

Decreased.

Total
November 1,1908, to January 31,1909
April 30, 1909
*
July 31, 1909
October 31,1909

Grand total




1,298,045,006

$281,980
3,634,784
3,631,602
20,159,036
1,466,732
18,672,172
733,062

$5,213,741
20,635,555

12,250,857
22,101,786
8,577,276
23,891,890
26,869,039
36,505,873
34,572,074
18,847,790
2,301,102
1,242,167
33,488,687
2,117,775
8,226,072 j
21,871,008 |
7,605,773

221,490,531

675,921,706 [ 221,490,531

22,850,942

22,850,942

866,464,773

675,921,706 | 244,341,473

No. 18.—NATIONAL-BANK NOTES ISSUED, REDEEMED, AND OUTSTANDING, BY DENOMINATIONS AND AMOUNTS, ON OCTOBER 31 IN EACH YEAR
FROM 1864 TO 1909, INCLUSIVE.

Year.
1864.
1865.
1866.
1867.
1868.
18fi9.
1870.
1871.
1872.
1873.
1874.
1875.
1876.
1877.
1878.

Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued.........
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding




Twos.

One

I

One thousands.

$2,020,167

$1,346,778

2,020,167
7,699,182
7,680
7,691,502
8,396,179
58,606
8,337,573
8,947,798
272,997
8,674,801
9,663,584
973,427
8,690,157
10,843,693
2,752,688
8,091,005
12,673,867
5,471,799
7,202,068
14,297,360
7,919,388
6,377,972
15,526,189
9,891,606
5,634,583
16,550,259
11,143,606
5,406,653
18,048,176
14,092,126
3,956,050
18,851,264
15,556,708
3,294,556
20,618,024
16,815,568
3,802,456
22,480,415
18,194,196
4,286,219

1,346,778
5,156,012
11,700
5,144,312
5,622,722
42,356
5,580,366
5,990,468
156,016
5,834,452
6.468.392
497,538
5,970,854
7,256,558
1,437,318
5,819,240
8,482,434
3,114,890
5,367,544
9,565,256
4,816,778
4,748,478
10,390,222
6,241,446
4,148,776
11,078,226
7,110,038
3,968,188
12,079,504
9,233,246
2,846,258
12,614,896
10,249,092
2,365,804
13,793,936
11,111,052
2,682,884
15,035,530
12,053,384
2,992,146

Fives.

Tens.

Twenties.

Fifties.

hundreds.

Five
hundreds.

$26,924,100

Ones.

$19,708,260

$6,536,920

$2,491,300

$2,903,400

$250,000

$58,813,980

26,924,100
84,796,000
104,820
84,691,180
111,115,620
153,175
110,962,445
113,535,300
753,855
112,781,445
115,738,140
2,515,095
113,223,045
118.674.740
5,146,030
113,528,710
124,376,620
9,035,250
115,341,370
142,195,820
17,014,975
125,180,845
159,666,740
29,803,335
129,863,405
174,472,280
45,709,815
128,762,465
196,215,680
65,208,025
131,007,655
235,275,920
124,633,860
110,642,060
258,917,640
161,910,280
97,007,360
284,084,240
190,579,340
93,504,900
305,956,440
213,417,165
92,539,275

19,708,260
53,493,210
195,800
53,297,410
75,807,000
225,390
75,581,610
77,899,270
510,620
77,388,650
79,227,620
1,300,500
77,927,120
81,107,820

6,536,920
28,209,500
26,580
28,182,920
42,278,700
42,060
42,236,640
43,615,720
198,080
43,417,640
44,430,700
759,760
43,670,940
45,490,040
1,496,400
43,993,640
48,208,980
2,701,960
45,507,020
56,132,040
5,076,520
51,055,520
64,513,760
8,777,040
55,736,720
72,164,380
13,061,420
59,102,960
79,242,180
19,832,160
59,410,020
105,921,280
40,489,280
65,432,000
121,729,840
57,444,920
64,284,920
135,525,060
70,470,560
65,054,500
146,883,340
79,063,560
67,819,780

2,491,300
10,349,700
46,550
10,303,150
16,473,700
76,050
16,397,650
17,469,850
432,300
17,037,550
17,775,450
880,950
16,894,500
18,205,350
1,502,050
16,703,300
19,180,600
2,501,050
16,679,550
21,806,850
4,277,250
17,529,600
24,859,950
6,309,000
18,550,950
27,987,100
8,448,800
19,538,300
33,348,500
11,577,800
21,770,700
44,209,250
19,051,850
25,157,400
49,281,750
25,789,200
23,492,550
53,990,050
31,733,950
22,256,100
57,379,900
36,411,100
20,968,800

2,903,400
15,033,600
89,500
14,944,100
24,657,500
172,700
24,484,800
26,243,600
877,000
25,366,600
26,766,600
1,598,000
25,168,600
27,526,300
2,708,100
24,818,200
28,667,200
4,587,500
24,079,700
32,365,500
7,846,100
24,519,400
36,779,700
11,098,900
25,680,800
41,661,000
14,405,700
27,255,300
49,250,200
19,657,200
29,593,000
64,585,800
29,942,800
34,643,000
71,092,000
39,578,500
31,513,500
76,733,700
47,931,700
28,802,000
81,292,300
54,185,900
27,106,400

250,000
5,446,500

58,813,980
205,099,455
464,250
204,635,205
294,585,214
1,498,255
293,086,959
304,202,141
5,107,317
299,094,824
310,367,276
10,250,318
300,116,958
318,743,726
19,018,935
299,724,791
335,411,601
33,552,326
301,859,275
384,072,311
59,597,104
324,475,207
434,960,786
93,969,961
340,990,825
481,196,161
132,848,487
348,347,674
532,962,805
184,176,899
348,785,906
668,988,000
325,811,982
343,176,018
747,468,410
427,601,340
319,867,070
823,079,650
507,208,460
315,871,190
886,904,855
567,264,295
319,640,560

2,847,390

78,260,430
85,118,950
5,060,560
80,058,390
98,246,300
9,689,570
88,556,730
112,534,520
16,997,020
95,537,500
125,603,990
25,730,700
99,873,290
133,370,760
39,127,070
94,243,690
174,105,070
76,085,320
98,019,750
200,086,520
103,692,140
96,394,380
222,660,640
124,347,790
98,312,850
241,572,930
138,591,490
102,981,440

5,446,500
6,669,500
302,500
6,367,000
6,691,500
671,500
6,020,000
6,744,500
909,000
5,835,500
6,838,500
1,347,000
5,491,500
6,980,000
2,096,000
4,884,000
7,326,500
3,078,000
4,248,500
7,810,500
3,933,500
3,877,000
8,233,000
4,829,000
3,404,000
8,657,000
5,838,000
2,819,000
9,223,000
7,236,500
1,986,500
9,345,500
8,108,500
1,237,000
9,996,000
8,807,500
1,188,500
10,090,000
9,447,500
642,500

$4,404,000
1,000
4,403,000
4,728,000
507,000
4,221,000
4,728,000
1,563,000
3,165,000
4,746,000
1,858,000
2,888,000
4,769,000
2,501,000
2,268,000
4,779,000
3,380,000
1,399,000
4,843,000
4,028,000
815,000
4,933,000
4,315,000
618,000
5,158,000
4,530,000
628,000
5,250,000
4,683,000
567,000
5,540,000
5,047,000
493,000
5,549,000
5,272,000
277,000
5,678,000
5,411,000
267,000
6,214,000
5,900,000
314,000

Total.

Issued during
current year.
$58,813,980

fel

146,285,475
89,485,759
9,616,927

jlj

6,165,135

O

o
8,376,450
16,667,875
48,660,710
50,888,475

O

46,235,375
51,766,644
136,025,195
78,480,410
75,611,240
' 63," 825," 205

o

a
fed

o

Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued..
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed




23,169,677
19,600,477
3,569,200
23,169,677
20,875,215
2,294,462
23,169,677
21,838,565
1,331,112
23,169,677
22,353,877
815,800
23,169,677
22,593,909
575,768
23,169,677
22,671,936
497,741
23,169,677
22,731,963
437,714
23,169,677
22,757,987
411,690
23,169,677
22,776,403
393,274
23,169,677
22,783,281
386,396
23,169,677
22,794,643
375,034
23,169,677
22,800,061
369,616
23,169,677
22,802,625
367,052
23,169,677
22,806,348
363,329
23,169,677
22,810,808
358,869
23,169,677
22,813,727
355,950
23,169,677
22,816,231
353,446
23,169,677
22,817,982

15,495,038
13,002,540
2,492,498
15,495,038
13,887,778
1,607,260
15,495,038
14,572,868
922,170
15,495,038
14,968,280
526,758
15,495,038
15,141,806

353,232
15,495,038
15,206,570
288,468
15,495,038
15,257,754
237,284
15,495,038
15,279,612
215,426
15,495,038
15,293,440
201,598
15,495,038
15,298,872
196,166
15,495,038
15,306,858
188,180
15,495,038
15,311,146
183,892
15,495,038
15,313,292
181,746
15,495,038
15,316,106
178,932
15,495,038
15,319,508
175,530
15,495,038
15,321,664
173,374
15,495,038
15,323,762
171,276
15,495,038
15,325,066

327,892,200
229,980,380
97,911,820
345,659,880
245,749,120
99,910,760
368,062,520
267,582,440
100,480,080
393,487,120
296,566,165
96,920,955
417,236,040
325,712,835
91,523,205
440,505,940
355,196,785
85,309,155
466,042,000
384,085,330
81,956,670
488,336,800
405,546,320
82,790,480
502,277,620
425,853,955
76,423,665
520,506,800
453,086,540
67,420,260
532,659,620
476,027,775
56,631,845
544,788,840
494,306,190
50,482,650
561,426,260
511,284,975
50,141,285
577,190,300
527,218.370
49,97i;930
605,475,540
543,392,670
62,082,870
630,757,720
568,047,950
62,709,770
652,869,420
587,176,685
65,692,735
682,044,800
606,223,735

259,042,230
149,305,990
109,736,240
272,031,680
158,211,100
113,820,580
294,775,190
173,466,350
121,308,840
320,422,600
197,709,340
122,713,260
345,440,860
227,123,550
118,317,310
371,821,020
260,501,070
111,319,950
398,040,010
293,828,720
104,211,290
416,959,700
317,673,780
99,286,920
427,627,990
337,999,280
89,628,710
442,223,330
364,436,600
77,786,730
451,361,990
386,221,110
65,140,880
461,240,000
403,621,260
57,618,740
474,952,880
421,173,990
53,778,890
491,530,600
437,176,700
54,353,900
519,398,970
452,919,540
66,479,430
539,903,580
474,251,610
65,65i;970
556,374,550
489,894,730
66,479,820
580,697,100
508,853,150

157,399,020
85,146,860
72,252,160
165,327,960
90,096,400
75,231,560
178,816,340
98,099,840
80,716,500
195,035,680
111,434,140
83,601,540
211,576,920
128,492,760
83,084,160
228,841,820
149,635,240
79,206,580
246,363,460
171,275,940
75,087,520
258,912,360
187,957,120
70,955,240
266,022,900
201,838,860
64,184,040
275,754,140
218,806,920
56,947,220
281,804,220
232,686,320
49,117,900
288,323,560
244,251,900
44,071,660
297,355,680
256,301,380
41,054,300
308,389,420
267,451,740
40,937,680
326,900,880
278,070,440
48,830,440
340,460,600
292,191,960
48,268,640
351,310,920
302,298,800
49,012,120
367,415,620
314,158,980

60,589,050
39,263,150
21,325,900
62,694,250
41,274,950
21,419,300
67^ 879,700
44,594,500
23,285,200
72,667,200
49,009,100
23,658,100
77,801,450
54,535,150
23,266,300
83,051,500
60,828,650
22,222,850
87,927,650
67,288,100
20,639,550
90,759,700
72,565,050
18,194,650
92,481,650
76,807,150
15,674,500
94,893,350
81,230,400
13,662,950
95,997,250
84,750,700
11,246,550
97,468,100
87,709,800
9,758,300
99,848,700
90,406,400
9,442,300
102,085,550
92,916,700
9,168,850
105,970,750
95,400,300
10,570,450
108,420,000
98,256,200
10,163,800
111,083,050
100,367,300
10,715,750
113,923,900
102,940,650

85,074,000
58,160,400
26,913,600
87,951,000
61,060,100
26,890,900
95,973,200
66,020,200
29,953,000
103,513,800
71,913,000
31,600,800
111,474,200
78,912,500
32,561,700
119,977,000
87,454,300
32,522,700
128,770,600
97,192,200
31,578,400
134,2C2', 100
105,533,000
28,669,100
137,516,600
112,745,300
24,771,300
142,217,600
119,872,000
22,345,600
144,384,000
125,601,800
18,782,200
147,273,300
130,537,200
16,736,100
151,976,100
135,172,500
16,803,600
156,315,100
139,439,800
16,875,300
163,949,500
143,918,400
20,031,100
168,740,100
149,084,000
19,656,100
173,825,100
152,911,100
20,914,000
179,480,200
157,615,700

10,270,000
9,643,500
626,500
10,366,500
9,742,000
624,500
10,964,500
10,247,500
717,000
11,378,500
10,440,000
938,500
11,566,500
10,683,500
883,000
11,853,000
10,990,500
862,500
11,947,000
11,363,500
583,500
11,947,000
11,569,000
378,000
11,947,000
11,646,500
300,500
11,947,000
11,706,500
240,500
11,947,000
11,737,500
209,500
11,947,000
11,764,000
183,000
11,947,000
11,779,500
167,500
11,947,000
11,794,000
153,000
11,947,000
11,807,500
139,500
11,947,000
11,817,500
129,500
11,947,000
11,824,000
123,000
11,947,000
11,828,500

6,350,000
6,057,000
293,000
6,373,000
6,124,000
249,000
7,154,000
6,943,000
211,000
7,197,000
6,990,000
207,000
7,287,000
7,092,000
195,000
7,379,000
7,156,000
223,000
7,379,000
7,238,000
141,000
7,379,000
7,290,000
89,000
7,379,000
7,305,000
74,000
7,379,000
7,320,000
59,000
7,379,000
7,327,000
52,000
7,379,000
7,333,000
46,000
7,379,000
7,337,000
42,000
7,379,000
7,345,000
34,000
7,379.000
7,346,000
33,000
7,379,000
7,348,000
31,000
7,379,000
7,350,000
29,000
7,379,000
7,351,000

945,281,215
610,160,297
335,120,918

58,376,360
43,"787,*770

647,020,663
342,048,322
1,062,290,165
703,365,263
358,924,902
1,142,366,615
781,383,902
360,982,713
1,221,047,685
870,288,010
350,759,675
1,302,093,995
969,641,051
332,452,944
1,385,134,435
1,070,261,507
314,872,928
1,447,161,375
1,146,170,869
300,990,506
1,483,917,475
1,212,265,888
271,651,587
1,533,585.935
1,294,541,113
239,044,822
1,564,197,795
1,362,453,706
201,744,089
1,597,084,515
1,417,634,557
179,449,958
1,643,550,335
1,471,571,662

171,978,673
1,693,501,685
1,521,464,764
172,036,921
1,779,686,355
1,570,985,166
208,701,189
1,846,272,715
1,639,132,611
207,140,104
1,903,453,755
1,689,962,608
213,491,147
1,981,552,335
1,747,114,763

73,*22i;i80
80," 076," 450

^
H
§

:..: g
:.::
:::
78,681,070
•81,046,310

^
O
»*1
HJ

:

m

83,040,440 feJ

a
62,026," 940
'.'.'.'.'.'.'.'.'."
36,756,100
"49," 668,'460

g
hj
H
td
tj

::::::::::: g
30,611,860
::::::::::: §
32,886,720
Ha

w
46,465,820
49,951,350

"86,"i84,"670

fej
O
<3
&

H

a
66,586,360

]<

*57,'i8i,"646
78,098,580

00

No. 18.—NATIONAL-BANK NOTES ISSUED, REDEEMED, AND OUTSTANDING, BY DENOMINATIONS AND AMOUNTS, ON OCTOBER 31 IN EACH YEAR

FROM 1864 TO 1909, INCLUSIVE—Continued.
Year.

1897...
1898...
1899...
1900...
1901...
1902...
1903...
1904...
1905...
1906...
1907...
1908...
1909...

Ones.
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding

Twos.

Fives.

Tens.

$169,972 $75,821,065 $71,843,950 $53,256,640
$351,695
23,169,677 15,495,038 715,811,820 604,188,140 382,964,400
22,819,141 15,326,004 642,879,715 533,020,990 330,176,200
169,034 72,932,105 71,167,150 52,788,200
350,536
23,169,677 15,495,038 744,880,780 628,256,250 398,844,140
22,820,496 15,326,836 670,888,605 553,593,290 343,369,700
168,202 73,992,175 74,662,960 55,474,440
349,181
23,169,677 15,495,038 771,540,360 648,025,440 411,949,920
22,821,399 15,327,570 696,080,655 572,065,230 355,470,780
167,468 75,459,705 75,960,210 56,479,140
348,278
23,169,677 15,495,038 793,221,520 718,638,230 458,928,920
22,822,125 15,327,982 722,857,925 595,549,950 370,520,820
347,552
167,056 70,363,595 123,088,280 88,408,100
23,169,677 15,495,038 811,372,680 773,811,540 495,635,500
22,822,948 15,328,632 751,107,035 630,531,420 391,181,100
346,729
166,406 60,265,645 143,280,120 104,454,400
23,169,677 15,495,038 836,516,480 831,418,770 534,035,360
22,823,693 15,329,064 775,033,700 677,153,380 419,234,460
345,984
165,974 61,482,780 154,265,390 114,800,900
23,169,677 15,495,038 868,388,540 913,971,810 589,070,720
22,823,721 15,329,078 806,107,560 738,070,880 459,117,980
345,956
165,960 62,280,980 175,900,930 129,952,740
23,169,677 15,495,038 902,281,700 1,009,278,600 652,608,580
22,824,750 15,329,872 840,173,505 815,500,950 506,857,140
165,166 62,108,195 193,777,650 145,751,440
344,927
23,169,677 15,495,038 950,007,240 1,130,564,820 733,466,060
22,825,119 15,330,116 876,515,625 905,801,090 565,477,240
164,922 73,491,615 224,763,730 167,988,820
344,558 |
23,169,677 15,495,038 1,006,305,860 1,240,988,000 805,831,300
22,825,423 15,330,328 915,147,420 996,132,780 621,053,860
344,254
164,710 91,158,440 244,855,220 184,777,440
23,169,677 15,495,038 1,079,440,160 1,338,576,420 859,365,420
22,825,429 15,330,330 959,165,950 1,088,629,890 675,948,800
249,946,530
344,248
164,708 120,274,210 1,507,820,550 183,416,620
23,169,677 15,495,038 1,165,615,720 1,225,988,270 951,813,720
22,825,802 15,330,568 1,034,454,335 281,832,280 756,563,780
343,875
164,470 131,161,385 1,693,765,660 195,249,940
23,169,677 15,495,038 1,272,288,860 1,390,491,960 1,054,878,380
22,826,064 15,330,716 1,131,221,365 303,273,700 850,232,020
204,646,360
343,613
164,322 141,067,495

NOTE 1.—First issue December 21,1863; first redemption April 5,1865.




Twenties.

Fifties.

One
hundreds.

Five
hundreds.

$10,983,250
117,184,950
106,399,050
10,785,900
120,684,300
109,191,200
11,493,100
123,193,200
111,900,000
11,293,200
131,381,650
115,194,750
16,186,900
135,738,100
119,005,900
lo,t32,200
139,790,950
123,843,700
15,947,250
145,720,550
129,286,850
16,433,700
152,628,650
134,915,750
17,712,900
160,202,500
141,735,300
18,467,200
167,811,650
148,214,600
19,597,050
171,765,950
154,378,950
17,387,000
178,149,200
160,616,150
17,533,050
183,972,400
167,358,900
16,613,500

$21,864,500
185,939,200
164,254,400
21,684,800
192,892,300
169,653,400
23,238,900
197,877,500
174,765,300
23,112,200
214,224,900
181,335,700
32,889,200
222,937,600
188,506,700
34,430,900
231,043,300
197,809,900
33,233,400
242,902,500
208,604,800
34,297,700
256,718,700
219,528,400
37,190,300
271,866,400
232,809,900
39,056,500
287,084,700
245,040,600
42,044,100
294,993,300
256,778,200
38,215,100
307,759,800
268,432,600
39,327,200
319,406,200
281,807,200
37,599,000

$118,500
11,947,000
11,836,500
110,500
11,947,000
11,838,500
108,500
11,947,000
11,842,500
104,500
11,947,000
11,844,500
102,500
11,947,000
11,850,000
97,000
11,947,000
11,851,000
96,000
11,947,000
11,853,000
94,000
11,947,000
11,853,500
93,500
11,947,000
11,854,500
92,500
11,947,000
11,855,500
91,500
11,947,000
11,856,000
91,000
11,947,000
11,857,000
90,000
11,947,000
11,858,000
89,000

One thousands.

Total.

$28,000
7,379,000
7,351,000
28,000
7,379,000
7,351,000
28,000
7,379,000
7,351,000
28,000
7,379,000
7,352,000
27,000
7,379,000
7,354,000
25,000
7,379,000
7,354,000
25,000
7,379,000
7,354,000
25,000
7,379,000
7,355,000
24,000
7,379,000
7,355,000
24,000
7,379,000
7,355,000
24,000
7,379,000
7,355,000
24,000
7,379,000
7,355,000
24,000
7,379,000
7,356,000
23,000

$234,437,572
2,064,079,225
1,834,063,000
230,016,225
2,143,548,485
1,904,033,027
239,515,458
2,210,577,135
1,967,624,434
242,952,701
2,374,385,935
2,042,805,752
331,580,183
2,497,486,135
2,137,687,735
I

CO

Issued during
current year.
$82,"526."896

O

::::::::::::

§

79,469,260
trj
' "67,* 028," 650
'i63,"868,"866

^

w
W

o
l23,"i66*2OO

g

3 ^ 0 "7OQ 400

2,630,'795,'575
2,250,432,897
380,362,678
2,818,044,835
2,398,547,869
419,496,966
3,031,506,945
2,574,338,867
457,168,078
3,304,097,735
2,779,703,890
524,393,845
3,566,012,225
2,982,955,511
583,056,714
3,802,131,965
3,192,268,549
609,863,416
4,169,149,705
3,503,423,505
665,726,200
4,582,302,215
3,878,482,225
703,819,990

:::::::::::: g
187,249,260

f

21.3," 462," i i 6

o

'
272* 590," 790

Hrj
^

26i,"9i4,"490

w

^

Q
236,"ii9,"740

#

""'""""""*"
367,017,740

ferj
fej
O

4i3,"i52,"5i6

NOTE 2.—Circulation outstanding is exclusive of gold notes and nonpresented fractions.

137

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.

No. 19.—NATIONAL GOLD BANK NOTES ISSUED, REDEEMED, AND THE AMOUNT OUTSTANDING OCTOBER 31, 1909.

Denomination.

Issued.

Outstanding.

Redeemed.

$364,140.00
746,470.00
722,580.00
404,850.00
809,700.00
342,500.00
75,000.00

Total
.
Unredeemed fractions

$346,885.00
721,550.00
706,280.00
399,150.00
801,300.00
340,500.00
75,000.00

$17,255.00
24,920.00
16,300.00
5,700.00
8,400.00
2,000.00

3,465,240.00

Fives.
Tens
Twenties
Fifties
One hundreds
Five hundreds
One thousands

3,390,665.00

74,575.00
104.50
74,679.50

Total

No. 20.—NATIONAL-BANK NOTES OF EACH DENOMINATION OUTSTANDING ON MARCH

13, 1900, AND ON OCTOBER 31, 1901 TO 1909.a
Denomination.
Ones
Twos
Fives
Tens
Twenties
Fifties
One hundreds
Five hundreds
One thousands
Fractions

Mar. 13,1900.

Oct. 31,1901.

Oct. 31, 1902.

Oct. 31,1903.

Oct. 31, 1904.

$348,275.00
167,466.00
79,310,710.00
79,378,160.00
58,770,660.00
11,784,150.00
24,103,400.00
104,000.00
27,000.00
32,409.00

$346,729.00
166,406.00
60,265,645.00
143,280,120.00
104,454,400.00
16,732,200.00
34,430,900.00
97,000.00
25,000.00
34,315.00

$345,984.00
165,974.00
61,482,780.00
154,265,390.00
114,800,900.00
15,947,250.00
33,233,400.00
96,000.00
25,000.00
35,431.50

$345,956.00
165,960.00
62,280,980.00
175,900,930.00
129,952,740.00
16,433,700.00
34,297,700.00
94,000.00
25,000.00
36,492. 50

$344,927.00
165,166.00
62,108,195.00
193,777,650.00
145,751,440.00
17,712,900.00
37,190,300.00
93,500.00
24,000.00
37,487.00

254,026,230.00

359,832,715.00 | 380,398,109.50

419,533,458. 50

457,205,565.00

Secured by lawful
money
Secured by bonds

38,004,155.00
216,022,075.00

31,634,101.00 44,614,920.50
328,198,614.00 335,783,189.00

38,882,637.50
380,650,821.00

32,674,984.00
424,530,581.00

Denomination.

Oct. 31, 1905.

Total

Ones
Twos
Fives..
Tens
Twenties
Fifties
One hundreds
Five hundreds
One thousands
Fractions
Total
Secured by lawful
money
Secured by bonds

Oct. 31,1906.

Oct. 31, 1907.

Oct. 31, 1908.

Oct. 31,1909.

$344,248.00
$344,254.00
$344,558.00
$343,875.00
164,708.00
164,922.00
164,710.00
164,470.00
73,491,615.00 91,158,440.00 120,274,210.00 131,161,385.00
224,763,730.00 244,855,220.00 249,946,530. 00 281,832,280.00
167,988,820.00 184,777,440.00 183,416,620.00 195,249,940.00
18,467,200.00 19,597,050.00 17,387,000.00 17,533,050.00
39,056,500.00 42,044,100.00 38,215,100.00 39,327,200.00
92,500.00
91,000.00
91,500.00
90,000.00
24,000.00
24,000.00
24,000.00
24,000.00
38,739. 50
42,025.50
40,086.50
44,008.00

$343,613.00
164,322.00
141,067,495.00
303,273,700.00
204,646,360.00
16,613,500.00
37,599,000.00
89,000.00
23,000.00
45,887.00

524,432,584.50

583,096,800.50

609,905,441.50

665,770,208.00

703,865,877.00

34,394,779.00
490,037,806.00

46,163,630.50
536,933,169.50

47,252,852.00
562,727,614.00

39,065,637.50
626,779,350.00

25,521,114.00
678,344,763.00




a Gold notes not included.

138

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 21.—NATIONAL-BANK NOTES OUTSTANDING AND THE AMOUNT AND PER CENT OP
NOTES OP $5 ON MARCH 14, 1900, OCTOBER 31, 1900 TO 19O9.«
$5 notes.
Total
circulation.

Date.

March 14,1900
October 31,1900
October 31,1901.
October 31,1902
October 31,1903
October 31,1904
October 31,1905
October 31,1906
October 31,1907
October 31,1908.
October 31,1909

$254,026,230
331,580,183
359,798,400
380,362,678
419,496,966
457,168,078
524,393,845
583,056,714
609,863,416
665,726,200
703,819,990

Amount.
$79,310,710
70,363,595
60,265,645
61,482,780
62,280,980
62,108,195
73,491,615
91,158,440
120,274,210
131,161,385
141,067,495

Per cent.
31 2
21.2
16.7
16.1
14.8
13.6
14.01
15.63
19.72
19.70
20.05

a Gold notes not included.
No. 22.—NUMBER AND DENOMINATIONS OP NATIONAL-BANK NOTES ISSUED AND
REDEEMED SINCE THE ORGANIZATION OP THE SYSTEM AND THE NUMBER OUTSTANDING OCTOBER 31, 1909.

Denomination.

...
.

.

...

. . . .

Total

Redeemed.

23,169,677
7,747,519
254,457,772
169,376,566
52,743,919
3,679,448
3,194,062
23,894
7,379

22,826,064
7,665,358
226,244,273
139,049,196
42,511,601
3,347,178
2,818,072
23,716
7,356

343,613
82,161
28,213,499
30,327,370
10,232,318
332,270
375,990
178
23

514,400,236

Ones
Twos .
..
Fives
Tens
Twenties
Fifties
One hundreds
Five hundreds
One thousands..

No.

Outstanding.

Issued.

444,492,794

69,907,432

23.—VAULT ACCOUNT OF CURRENCY RECEIVED AND ISSUED BY THIS BUREAU
DURING THE YEAR, AND THE AMOUNT ON HAND OCTOBER 3 1 , 1909.

National-bank currency in vaults at close of business October 31,1908
$377,220,210
Amount received from Bureau of Engraving and Printing during year ended October 31,1909. 720,883,590
Total to account for
1,098,103,800
Amount issued to banks during the year
$413,152,510
Amount withdrawn from vault and canceled
18,908,900
Total withdrawn

432,061,410

Amount in vaults at close of business October 31,1909

666,042,390

No. 24.—NATIONAL BANKS WHICH HAD NO CIRCULATION OCTOBER 31,

1909.
Bonds.

Irvington National Bank, Irvington, N. Y
Rogers National Bank, Jefferson, Tex
Total

.'




$25,000
25,000

$6,250
6,250

50,000

12,500

EEPOBT OF THE COMPXEOLLEE OF THE OXJEEENOY.

139

No. 25.—"ADDITIONAL CIRCULATION" ISSUED AND RETIRED, BY STATES, DURING
THE YEAR ENDED OCTOBER 31, 1909, AND TOTAL AMOUNT ISSUED AND RETIRED
SINCE JUNE 20, 1874.«
Circulation issued.
States and Territories.

Circulation
retired.

Under act
of J u l y 12, Additional.
1882.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
Nebraska
Nevada
Oregon
Colorado
Idaho.
Montana
Wyoming
North Dakota
South Dakota
Washington
California
,
Utah
New Mexico (Territory).,
Arizona (Territory)
Oklahoma (Territory)
Alaska (Territory)
Hawaii (Territory)
Porto Rico (Territory)..

21,135
143,527
391,332
80
130,490

62,400
46,520
9,600
75,875
59,225
69,850
66,150
419,900
81,597
96,759
11,900
43,134
183,510
92,317
101,35.5
85, 49.5
35,240
38, 443
204,765
144,367
5,157
80,44D
37,190
4,200
55,547
1,000
53,600
. 057,164
,
18,217
8,500




4,135,068

$43,000
201,695
380,020
2,480,800
246,050
1,003,920
13,121,530
2,009,315
6,647,190
62,500
791, 440
575,000
1,718,620
611,500
632,270
493,000
1,057,200
887,190
534,590
419,260
361,750
5,099,000
375,010
1,053,250
516,105
2,626,010
5,331,080
2,304, 460
6,724,440
958,750
1,428,700
1,906,660
2,231,347
463,990
1,465,750
83,500
623,830
762,960
395,250
412,750
171,000
676,760
616,520
2,181,300
4,549,450
245,000
96,250
77,010
706,900

$43,050
272,235
404,590
2,584,705
246,070
1,003,920
13,142,665
2,152,842
7,038,522
62,580
921,930
575,000
1,781,020
658,020
641,870
568,875
1,116, 425
887,195
604,440
485,410
361,750
5,518,900
375,010
1,134,847
612,864
2,637,910
5,374,214
2,487,970
6,816.757
1,060^ 105
1,514,195
1,941,900
2,269,787
668,755
1,610,117
88,657
704,270
800,150
399,450
468,297
171,000
677,760
670,120
2,181,300
5,606,614
263,217
104,750
77,010
706,900

8,500

$50
70,540
24,570
103,905
20'

Total
,
Surrendered to this office and retired
From June 20, 1874, to October 31, 1909.
Surrendered and retired same dates
Grand total.

Total.

8,500

78,369,372

82,504,440

$155,936
116,314
239,706
4,769,154
125,697
602,000
13,297,371
1,040,467
4,711,578
1,210
1,064,455
280,349
656,765
161,751
159,560
153,720
140, 420
78,640
317,000
88,353
1,160,081
1,347,937
39,150
491,809
332,172
875,515
2,716,990
494,797
5,193,991
715,895
1,064,246
473,129
878,634
429,267
704,699
5,215
192,917
518,357
42,050
32,650
20,511
47,150
48,045
391,898
1,268,630
59,202
27,658
13,250
686,905

1,141,405,414
4,135,068

78,369,372

a Notes of gold banks not included in this table.

48,433,196
287,030
797,992,059
22,623,912

1,223,909,854

869,336,197

140

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 26.—NATIONAL-BANK NOTES RECEIVED MONTHLY FOR REDEMPTION BY THE
COMPTROLLER OF THE CURRENCY DURING THE YEAR ENDED OCTOBER 31, 1909,
AND THE AMOUNT RECEIVED DURING THE SAME PERIOD AT THE REDEMPTION
AGENCY OF THE TREASURY, TOGETHER WITH THE TOTAL AMOUNT RECEIVED SINCE
THE APPROVAL OF THE ACT OF JUNE 20, 1874.«
Received by the Comptroller of the Currency.
From the redemption
From naagency.
tional banks
in connection
with reduction of circulation and
RetireFor replacereplacement ment with
ment
with new
new notes.
account.
notes.

Month.

November, 1908
December, 1908
January, 1909
February, 1909
March, 1909
April, 1909
May, 1909
June, 1909
July, 1909
August, 1909
September, 1909
October, 1909

Total.

$30,490
40
155,190
38,630
10,945
25,170
480
2,010
9,150
1,210
15,530
12,020

Total
Received from June 20, 1874, to
October 31, 1908

$25,012,430 $4,556,350
17,694,017 4,673,960
28,109,205 6,869,410
28,375,753 5,829,945
31,048,255
6,131,200
29,276,537 4,318,240
32,580,258 4,186,460
32,328,900 3,480,283
26,980,720 2,612,103
23,938,150 2,166,800
24,036,822 1,798,300
26,210,925
1,810,145

$29,599,270
22,368,017
35,133,805
34,244,328
37,190,400
33,619,947
36,767,198
35,811,193
29,601,973
26,106,160
25,850,652
28,033,090

300,865

325,591,972

$27,801,458
34,874,210
56,627,458
37,227,225
42,637,791
46,125,141
48,287,752
47,935,059
46,403,870
36,939,830
31,890,067
31,759,154

374,326,033

488,469,015

22,349,223 2,525,318,544 797,993,021 3,345,660,788

5,035,219,897

22,650,088 J2,850,910,516 846,426,217 3,719,986,821

Grand total

48,433,196

Received at
the United
States Treasury redemption agency.

5,523,688,912

o Notes of gold banks not included in this table.
No.

27.—NATIONAL-BANK

NOTES

RECEIVED

AT THIS B U R E A U

AND D E S T R O Y E D

Y E A R L Y SINCE THE ESTABLISHMENT OF THIS SYSTEM.

Date.
Prior to November 1, 1865
During year ended October 31—
1866
1867
. .
1868
1869
1870
1871
1872
. .
1873
..
1874
1875
1876
1877
1878
1879
. . .
1880
1881
1882
1883
1884
1885
1886
. .
1887
1888
1889
1890




Amount.

Date.

Amount.

During year ended October 31—
$175,490
1891
$45,981,963
1,050,382
1892
43,885,319
3,401,423
1893
44,895,466
1894
4,602,825 •
62,835,395
1895
8 603 729
46 997 527
14,305,689
1896
53,613,811
24,344,047
1897 . . .
83,159,973
1898
30,211,720
66,683,467
36,433,171
1899
59,988,303
49,939,741
1900 .
71,085,968
137,697,696
1901
90,848,100
1902
98,672,716
107,222,495
76,918,963
1903
140,306,990
1904
57,381,249
167,118,135
41,101,830
1905
195,194,785
35,539,660
1906
191,102,985
1907.
54,941,130
197,932,847
74,917,611
1908
231,128,140
82,913,766
1909
326,622,845
93,178,418 Additional amount of insolvent and
91,048,723
liquidating national-bank notes
59,989,810
370,489,046
destroyed
47,726,083
Gold notes..
3,390,560
59 568,525
52,207,627
Total. .
03,881,783,610
44,447,467

a In addition $43,285 destroyed in transit.

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

141

No. 28.—NATIONAL-BANK NOTES ISSUED DURING EACH YEAR PROM 1864 TO 1909,
INCLUSIVE; NATIONAL-BANK NOTES DESTROYED OP ACTIVE BANKS, INSOLVENT
AND LIQUIDATING BANKS, AND TOTAL DESTRUCTIONS FOR EACH YEAR DURING THE
SAME PERIOD, AND ALSO THE PERCENTAGE OP DESTRUCTIONS TO ISSUES.

I
Year ended
Oct. 31—

Destroyed.
Issued.
Active banks.

1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

No.

$58,813,980
. .
.. . 146,285,475
.
89,485,759
9,616,927
6,165,135
.. .
8,376,450
16,667,875
48,660, 710
50,888,475
. .
46,235,375
51,766,644
136,025,195
78,480,410
75,611,240
63,825,205
58,376,360
43,787,770
73,221,180
80,076,450
78,681,070
81,046,310
83,040,440
62,026,940
36,756,100
49,668,460
30,611,860
32,886,720
46,465,820
49,951,350
86,184,670
66,586,360
57,181,040
78,098,580
82,526,890
79,469,260
67,028,650
163,808,800
123,100,200
133,309,440
187,249,260
213,462,110
272,590,790
261,914,490
236,119,740
367,017,740
413,152,510

$1,225,872
3,401,423
4,602,825
8,603,729
14,305,689
24,344,047
30,211,720
36,433,171
49,939,741
137,697,696
98,672,716
76,918,963
57,381,249
41,101,830
35,539,660
54,941,130
74,917,611
82,913,766
93,178,418
91,048,723
59,989,810
47,726,083
59,568,525
52,207,627*
44,447,467
45,981,963
43,885,319
44,895,466
62,835.395
46,997,527
53,613,811
83,159,973
66,683,467
59,988.303
71,065; 968
90,848,100
107,222,495
140,306,990
167,118,135
195,194,785
191,102,985
197,932,847
231,128,140
326,622,845

Insolvent
and liquidating
banks.

$272,383
207,639
540,176
164,888
227,702
1,700,731
4,161,137
2,445,355
1,388,671
3,937,387
3,116,642
2,688,157
2,674,586
1,794,172
1,320,706
1,403,470
3,101,028
5,990,342
6,174,623
9,571,733
15,919,552
22,706,700
15,704,966
10,733,384
7,955,142
6,007,783
4,624,936
5,312,050
3,832,470
3,538,344
3,788,264
3,286,560
3,603,104
4,115,350
4,033,883
5,522,667
7,805,620
8,663,918
10,148,380
12,142,389
11,378;202
80,024,833
48,433.196

Total outstanding.
Total.

$464,250
1,034,005
3,609,062
5,143,001
8,768,617
14,533,391
26,044,778
34,372,857
38,878,526
51,328,412
141,635,083
101,789,358
79,607,120
60,055,835
42,896,002
36,860,366
56,344,600
78,018,639
88,904,108
99,353,041
100,620,456
75,909,362
66,095,019
82,275,225
67,912,593
55,180,851
53,937,105
49,893,102
49,520,402
68,147,445
50,829,997
57,152,155
86,948,237
69,970,027
63,591,407
75,181,318
94,881,983
112,745,162
148,112,610
175,782,053
205; 158,230
203,245,374
209,311,049
311,152,973
375,056,041

$58,813,980
204,635,205
293,086,959
299,094,824
300,116,958
299,724,791
301,859,275
324,475,207
340,990,825
348,347,674
348,785,906
343,176,018
319,867,070
315,871,190
319,640,560
335,120,918
342,048,322
358,924,902
360,982,713
350,759,675
332,452,944
314,872,928
300,990,506
271,651,587
239,044,822
201,744,089
179,449,958
171,978,673
172,036,921
208,701,189
207,140,104
213,491,147
234,437,572
230,016,225
239,515,458
242,952,701
331,580,183
359,798,400
380,362,678
419,496,966
457,295,565
524,408,249
583,171,985
609,905,441
665,844,987
703,940,757

Per cent
destruc- Per cent
tions ac- destructive
tions to
banks to issues.
issues.

0.52
35.36
74.64
102. 71
85.82
50.02
59.36
78.79
96.47
101.23
125. 73
101. 72
89.91
70.40
81.16
75.03
93.55
105. 37
114. 96
109. 64
96.71
129. 84
119. 93
170. 54
135.15
98.95
87.85
52.09
94.36
82.18
68.64
100. 76
83.91
89.49
43.38
73.80
80.56
74.93
78.29
71.54
72.96
83.83
62.09
79.06

0.65
37. 52
83.42
104.68
87.19
53.52
67.54
84.08
99.15
104.12
129.70
105.28
94.09
73.48
84.18
76.95
97.42
112.99
122. 58
121.17
122. 38
179. 82
165.65
221. 86
167. 79
116. 08
99.88
57.45
102. 34
88.89
73.18
105.35
88.04
94.87
45.89
77.07
84.57
79.09
82.35
75.26
77.60
88.65
84.77
90.77

29.—VAULT ACCOUNT OF CURRENCY R E C E I V E D AND DESTROYED DURING THE
Y E A R ENDED OCTOBER 31, 1909.

There was in the vault of the redemption division of this office, awaiting destruction, at the
close of business October 311908
$2,146,045.00
Received during the year ended October 31,1909
374,326,133.50
Total
Withdrawn and destroyed during the year
Balance in vault October 31,1909




376,472,178.50
375,056,141.00
1,416,037.50

142

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 30.—TAXES ASSESSED ON CIRCULATION, DEPOSITS, AND CAPITAL OF NATIONAL
BANKS, 1864 TO 1882.

Year.
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882

On capital.

$95,911.87
1,087,530.86
2,633,102.77
2,650,180.09
2,564,143.44
2,614,553.58
2,614,767.61
2,802,840.85
3,120,984.37
3,196,569.29
3,209,967.72
3,514,265.39
3,505,129.64
3,451,965.38
3,273,111.74
3,309,668.90
4,058,710.61
4,940,945.12
a 8,295,717.93

$18,432.07
133,251.15
406,947.74
321,881.36
306,781.67
312,918.68
375,962.26
385,292.13
389,356.27
454,891.51
469,048.02
507,417.76
632,296.16
660,784.90
560,296.83
401,920.61
379,424.19
431,233.10
a 707,751.33

$167,537.26
1,954,029.60
5,146,835.81
5,840,698.23
5,817,268.18
5,884,888.99
5,940,474.00
6,175,154.67
6,703,910.67
7,004,646.93
7,083,498.85
7,305,134.04
7,229,221.56
7,013,707.81
6,781,455.65
6,721,236.67
7,591,770.43
8,493,552.55
12,194,451.24

52,253,518.24

Total

On deposits.

$53,193.32
733,247.59
2,106,785.30
2,868,636.78
2,946,343.07
2,957,416.73
2,949,744.13
2,987,021.69
• 3,193,570.03
3,353,186.13
3,404,483.11
3,283,450.89
3,091,795.76
2,900,957.53
2,948,047.08
3,009,647.16
3,153,635.63
3,121,374.33
3,190,981.98

..

On circulation.

60,940,067.16

7,855,887.74

121,049,473.14

Total.

a To June 1,1883.
No. 31.—TAXES ASSESSED ON CAPITAL AND DEPOSITS OF NATIONAL BANKS FROM
1864 TO 1883, ON CIRCULATION FROM 1864 TO 1909, AND ON CAPITAL AND SURPLUS
(WAR-REVENUE ACT OF 1898) TO JUNE 30, 1902.

Year.

1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884 . .

Total

Tax paid on
capital and
deposits.

Tax paid on
circulation. I

$114,343.94
1,220,782.01
3,040,050.51
2,972,061.45
2,870,925.11
2,927,472. 26
2,990,729.87
3,188,132.98
3,510,340.64
3,651,460.80
3,679,015.74
4,021,683.15
4,137,425.80
4,112,750.28
3,833,408.57
3,711,589.51
4,438,134.80
5,372,178.22
0 9,003,469.26

$53,193.32
733,247.59
2,106,785.30
2,868,636.78
2,946,343.07
2,957,416. 73
2,949,744.13
2,987,021.69
3,193,570.03
3,353,186.13
3,404,483.11
3,283,450.89
3,091,795.76
2,900,957.53
2,948,047. 08
3,009,647.16
3,153,635. 63
3,121,374.33
3,190,981.98
3,132,006.73
3,024,668.24

68,795,954.90




Year.
•

Tax paid on
circulation.

Tax paid on
capital and
surplus.

$2,794,584.01
2,592,021.33
2,044,922.75
1,616,127.53
1,410,331.84
1,254,839.65
1,216,104.72
1,331,287.26
1,443,489.69
1,721,095.18
1,704,007.69
1,851,676.03
2,020,703.65
1,901,817.71
1,991,743.31 *"$i*752,'862."o6
1,730,251.00
1,881,922.73
1,731,929.00
1,599,231.08
1,833,431.00
1,633,309.15
1,708,819.92
1,928,827.49
2,163,882.05
2,509,977.80
2,806,070.54
3,090,811.72
3,190,543.04

1885
1886
1887
1888
1889
1890
1891
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1906
1906
1907
1908
1909

Total
a To June 1,1883.

107,818,331.08

7,048,413.00

REPORT OF THE COMPTROLLER OF THE CURRENCY.

143

No. 32.—TAXES ASSESSED ON NATIONAL-BANK CIRCULATION, YEARS ENDED J U N E
30, 1864, TO 1909; COST OF REDEMPTION, 1874 TO 1909; COST OF PLATES, AND EXAMINERS' FEES, 1883 TO 1909.

Year.

1864-1882
1874-1882
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907....
1908
1909
Total

Semiannual
duty on
circulation.

Cost of redemp- Assessment Assessment
tion of notes
for cost of
for cost of
by the
plates,
United States plates, new extended
banks.
Treasurer.
banks.

Assessment
for examiners' fees
(sec. 5240,
R. S.).

$52,253,518.24
3,132,006.73
3,024,668.24
2,794,584.01
2,592,021.33
2,044,922.75
1,616,127.53
1,410,331.84
1,254,839.65
1,216,104.72
1,331,287.26
1,443,489.69
1,721,095.18
1,704,007.69
1,851,676.03
2,020,703.65
1,901,817.71
1,991,743.31
1,881,922.73
1,599,221.08
1,633,309.15
1,708,819.92
1,928,827.49
2,163,882.05
2,509,977.80
2,806,070.54
3,090,811.72
3,190,543.04

$1,971,587.10
147,592.27
160,896.65
181,857.16
168,243.35
138,967.00
141,141.48
131,190.67
107,843.39
99,366.52
100,593.70
103,032.96
107,445.14
100,352.79
114,085.63
125,061.73
125,924.35
121,291.40
122,984.76
146,236.18
153,796.33
174,477.62
219,093.13
247,973.26
250,924.24
233,650.52
270,840.21
«396,743.15

$25,980.00
18,845.00
13,150.00
14,810.00
18,850.00
14,100.00
12,200.00
24,175.00
18,575,00
15,700.00
14,225.00
4,050.00
4,950.00
5,450.00
3,050.00
5,275.00
8,200.00
29,200.00
85,975.00
43,200.00
54,475.00
45,500.00
47,825.00
54,150.00
76,275.00
48,450.00
31,475.00

$34,120.00
1,950.00
97,800.00
24,825.00
1,750.00
3,900.00
575.00
725.00
7,200.00
8,100.00
5,200.00
4,375.00
6,875.00
3,750.00
1,700.00
1,775.00
2,850.00
15,050.00
13,500.00
14,425.00
40,325.00
12,600.00
64,800.00
31,450.00
12,975.00
10,025.00
10,800.00

107,818,331.08

6,363,192.69

738,110.00

433,420.00

$94,606.16
99,642.05
107,781.73
107,272.83
110,219.88
121,777.86
130,725. 79
136,772.71
138,969.39
161,983.68
162,444.59
251,966.79
238,252.27
237,803.51
222,858.92
225,445.27
244,903.62
259,164.86
277,816.07
307,296.63
324,598.97
346,895.32
388,307.39
396,766.23
425,157.65
429,397.75
510,928.07

Total.

$52,253,518.24
1,971,587.10
3;434,305.16
3,306,001.94
3.195,172.90
2,907,172.51
2,311,709.63
1,897,046.87
1,685,023.30
1,524.355.75
1,480,215.63
1,617,664.64
1,728,392.24
2,088,932.11
2,054,437.75
2,212,765.17
2,373,374.30
2,260,237.33
2,368,988.33
2,308,322.35
2,122, 748.33
2,152,027.11
2,302,696.51
2,552,915.94
2,912,787.70
3,243,268.27
3,554,128.71
3,849,524.68
4,140,489.26

6,459,755.99 121,812,809.76

a Cost of redemption per $1,000, $0.79762.
No. 33.—TAXES COLLECTED ON NATIONAL-BANK CAPITAL TO JUNE 1, 1883, AND FROM
1898 TO 1902; ON DEPOSITS TO JUNE 1, 1883; AND ON CIRCULATION, 1864 TO 1909.
Collected on capital to June 1, 1883
Collected on capital under war-revenue act of 1898
Collected on deposits to June 1,1883
Collected on circulation to June 30,1909

$7,855,887.74
7,048,413.00
60,940,067.16
107,818,331.08

Total

183,662,698.98

N o . 3 4 . — T A X E S COLLECTED ON CIRCULATION, DEPOSITS, AND CAPITAL OF B A N K S ,
OTHER THAN NATIONAL, B Y THE INTERNAL-R-EVENUE B U R E A U , 1 8 6 4 TO 1 8 8 3 , AND
ON CAPITAL, 1898 TO 1902.
Collected on circulation
Collected on deposits
Collected on capital to 1883
Collected on capital under war-revenue act of 1898
Total




:

$5,487,608.82
48,802,237.39
14,986,143.44
7,136,754.00
76,412,743.65

144

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 35.—AVERAGE AMOUNT OF NATIONAL-BANK NOTES IN CIRCULATION, AND
AMOUNT OP TAX PAID THEREON BY NATIONAL BANKS IN EACH STATE AND TERRITORY, FOR THE FISCAL YEAR ENDED JUNE 30, 1909.
Average
amount of
notes in
circulation.

Average
amount of
notes in
circulation.

Tax paid on
circulation.

$5,726,373.00
4,903,529.00
4,582,794.00
30,116,958.00
4,111,137.00
12,524,398.00

$31,256.28
26,001.39
23,914.73
162,990.55
20,674.42
64,577.79

Wisconsin
Minnesota
Iowa
Missouri

61,965,189.00

329,415.16

85,453,584.00
13,328,164.00
81,510,361.00
1,474,949.00
12,128,654.00
4,925,349.00

452,918.82
69,198.99
435,973.68
7,621.96
64,634.33
26,403.31

North Dakota
South Dakota
Nebraska
Kansas
Oklahoma
Montana
Wyoming
Colorado
New Mexico

Eastern States.. 198,821,061.00

1,056,751.09

10,076,521.00
7,076,734.00
5,498,301.00
3,236,212.00
8,981,831.00
3,543,529.00
6,569,206.00
2,831,769.00
6,028,324.00
24,747,615.00
1,931,263.00
14,283,990.00
8,599,067.00

54,607.09
35,696.32
28,600.73
16,285.80
45,527.98
17,913.13
33,460.54
14,177.04
31,917.09
128,015.57
9,736.59
73,118.52
43,399.91

Southern States. 103,404,362.00

532,456.31

34,187,910.00
19,976,921.00
33,525,751.00
9,004,126.00

190,875.63
104,142.40
172,344.42
46,290.59

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
NewEngland
States
New York
New Jersey
Pennsylvania
Delaware
Maryland
Dist. of Columbia...

Virginia
West Virginia
North Carolina.....
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

Ohio
Indiana
Illinois
Michigan




Tax paid on
circulation.

$12,088,445.00
12,926,489.00
15,284,878.00
25,496,971.00

$62,446.85
64,724.37
77,171.23
129,228.59

Middle Western
States
162,491,491.00

847,224.08

Western States.
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska
Pacific States...
Porto Rico
Hawaii
Island possessions

2,474,542.00
2,138,154.00
8,928,888.00
9,638,194.00
7,527,501.00
2,249,746.00
1,209,236.00
6,826,239.00
1,539,478.00

12,416.57
10,690.80
45,906.67
48,963.61
37,754.90
11,355.96
6,342.82
34,474.97
7,699.93

42,525,978.00

215,606.23

5,120,996.00
3,044,566.00
27,157,764.00
1,196,162.00
1,895,800.00
1,473,506.00
652,568.00
55,700.00

26,174.64
15,306.69
136,827.04
6,259.43
9,524.32
9,796.56
3,262.85
278.51

40,527,062.00

207,080.17

70,000.00
262,028.00

350.00
1,310.13

332,028.00

1,660.13

United States... 610,137,171.00

3,190,543.04

REPORT OF THE COMPTROLLER OF THE CURRENCY.

145

N o . 3 6 . — S P E C I E AND B A N K - N O T E CIRCULATION OF THE U N I T E D STATES IN THE Y E A R S
SPECIFIED FROM 1800 TO 1859.

[Prepared by Loans and Currency Division, Treasury Department.]

Year.

1800
1810
1820
1830
1831
1832
1833
1834
1835
1836
1837
1838
1839
1840
1841
1842
1843
1844
1845
1846
1847
1848
1849
1850
1851
1852
1853
1854
1855
1856
1857
1858
1859

Number Estimated Estimated
Money in
of banks bank notes specie in Total money Specie in
Per
in United
United
Treasury. circulation. Population. capita.
and
States.
branches. outstanding. States.

506
704
713
788
829
840
901
784
692
691
696
707
707
715
751
782
824
879
750
1,208
1,307
1,398
1,416
1,422
1,476

$10,500,000
28,000,000
44,800,000
61,000,000
77,000,000
91,500,000
91,500,000
94,839,570
103,692,495
140,301,038
149,185,890
116,138,910
135,170,995
106,968,572
107,290,214
83,734, Oil
58,563,608
75,167,646
89,608,711
105,552,427
105,519,766
128,506,091
114,743,415
131,366,526
155,165,251
171,673,000
188,181,000
204,689,207
186,952,223
195,747,950
214,778,822
155,208,344
193,306,818

$17 500.000
30.000.000
24 300,000
33 100.000
32.100.000
30 400.000
30,650'000
41 000,000
51 000,000
65, 000,000
73, 000,000
87 500,000
87, 000,000
83, 000,000
80, 000,000
80, 000,000
90, 000,000
100,000,000
96, 000,000
97, 000,000
120, 000,000
112 000,000
120, 000,000
154, 000,000
186, 000,000
204, 000,000
236, 000,000
241, 000,000
250, 000,000
250, 000,000
260, 000,000
260, 000,000
250, 000,000

$28,000,000
58 000,000
69 100,000
93 100,000
109 100,000
121 900,000
122 150,000
135 839,570
154,692; 495
205,301,038
222 185,890
203 638,910
222,170,995
189 968,572
187 290,214
163 734,011
148 563,608
175 167,646
185 608,711
202, 552,427
225 519,766
240, 506,091
234, 743,415
285, 366,526
341, 165,251
375, 673,000
424, 181,000
445, 689,207
436, 952,223
445, 747,950
474, 778,822
415,208; 344
443, 306,818

o$l,500,000
a 3,000,000
a 2,000,000
5,755,705
6,014,540
4,502,914
2,011,778
11,702,905
8,892,858
o 5,000,000
»5,000,000
o5,000,000
2,466,962
3,663,084
987,345
230,484
1,449,472
7,857,380
7,658,306
9,126,439
1,701,251
8,101,353
2,184,964
6,604,544
10,911,646
14,632,136
21,942,893
20,137,967
18,931,976
19,901,325
17,710,114
6,398,316
4,339,276

o Specie in Treasury, estimated.
10774—CUR 1909




-10

$26 500 000
55 000 000
67 100 000
87 344 295
93 085.460
117 397 086
120 138,222
124 136 665
145, 799 637
200, 301 038
217, 185, 890
198, 638 910
219,704; 033
186,305, 488
186,302 869
163, 503, 527
147, 114, 136
167, 310,266
177, 950, 405
193, 425, 988
223, 818,515
232, 404, 738
232, 558,451
278,761, 982
330, 253, 605
361, 040, 864
402, 238, 107
425,651; 240
418, 020, 247
425, 846, 625
457, 068, 708
408, 810, 028
438, 967, 542

5,308, 483
7,239,881
9,633,822
12,866,020
13,221,000
13,590,000
13,974,000
14,373,000
14,786,000
15,213,000
15, 655,000
16,112,000
16,584,000
17,069,453
17,591,000
18,132,000
18,694,000
19,276,000
19,878,000
20,500,000
21,143,000
21,805,000
22,489,000
23,191,876
23,995,000
24,802,000
25,615,000
26, 433,000
27,256,000
28,083,000
28,916,000
29,753,000
30,596,000

$4 99
7. fiO
6 96
6 69
7 04
8 64
8 60
8 64
9 86
13 17
13 87
12 33
13 26
10 91
10.59
9 02
7 87
8 68
8 95
9 43
10 59
10 66
10 34
12.02
13 76
14. 63
15.80
16. 10
15. 34
15.16
15. 81
13. 78
14. 35

146

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 37.—COIN AND PAPER CIRCULATION OF THE UNITED STATES FROM 1860 TO 1909,
INCLUSIVE, WITH AMOUNT OF CIRCULATION PER CAPITA.

Total money.

Coin, bullion,
and paper
money in
Treasury
as assets.

$235. 000,000 $207,102,477 $442,102,477
452,005,767
250! 000,000 202,005,767
358,452,079
25i 000,000 333,452,079
674,867,283
25, 000,000 649,867,283
705,588,067
25, 000,000 680,588,067
25^ 000,000 745,129,755
770,129,755
754,327,254
25^ 000,000 729,327,254
728,200,612
25i 000,000 703,200,612
716,553,578
25. 000,000 691,553,578
25! 000,000 690,351,180
715,351,180
000,000 697,868,461
25i
722,868, 461
25, 000,000 716,812,174
741,812,174
25, 000,000 737,721,565
762,721,565
25, 000,000 749,445,610
774,445,610
25, 000,000 781,024,781
806,024,781
25, 000,000 773,273,509
798,273,509
790,683,284
52, 418,734 738,264,550
65, 837,506 697,216,341
763,053,847
789,790,976
102, 047,907 687,743,069
676,372,713
357, 268,178 691,186,443 1,033,640,891
363,884
1,185,550,327
494, 868,682
647, 974,839 701,723,691 1,349,592,373
705,423,050
703. 740,048 702,754,297 1,409,397,889
769; 068,939 686,180,899 1,472,494,345
1,487,249,838
801,
872, 175,823 665,257,727 1,537,433,550
658,380, 470
903, 027,304 625,898,804 1,561,407,774
1,007, 513,901 599,049,337 1,633,412,705
391,690
1,092, 612,434 558,059,979 1,691,441,027
1,100, 471,638 532,651,791 1,658,672,413
1,152, 956,637 564,837,407 1,685,123,429
1,112, 142,260 621,076,937 1,677,794,044
1,131, 223,357 672,585,115 1,752,219,197
1,066, 958,741 706,120,220 1,738,808,472
1,098, 899,106 704,460,451 1,805,078,961
1,114, 610,190 702,364,843 1,819,359,557
1,097, 780,289 692,216,330 1,799,975,033
1,213, 785,969 675,788, 473 1,905,996,619
1,397, 543,738 681,550,167 2,073,574,442
1,508, 352,213 732,348, 460 2,190,093,905
1,607, 861,774 748,285,518 2,339,700,673
1,734, 913,551 733,353,107 2, 483,147,292
1,829, 116,321 779,594,666 2,563,266,658
1,905, 610,024 808,894,111 2,684,710,987
1,994, 296,042 851,813,822 2,803,504,135
2,031, 797,215 915,179,376 2,883,109,864
2,154, 103,301 956,457,706 3,069,976,591
2,159, 767,087 1,049,996,933 3,115,561,007
2,328, 512,264 1,040,816,090 3,378,764,020
3, 406,328,354
2,365,

$6,695,225
3,600,000
23,754,335
79,473,245
35,946,589
55,426,760
80,839,010
66,208,543
36,449,917
50,898,289
47,655,667
25,923,169
24,412,016
22,563,801
29,941,750
44,171,562
63,073,896
40,738,964
60,658,342
215,009,098
212.168,099
235,354,254
235,107,470
242,188,649
243,323,869
244,864,935
308,707,249
315,873,562
319,270,157
278,310,764
255,872,159
180,353,337
150,872,010
142,107,229
144,270,253
217,391,084
293,540,067
265.787,100
235,714,547
286,022,024
284,549,675
307,760,015
313,876,107
317,018,818
284,361,275
295,227,211
333,329,963
342,604, 552
340,748,532
300,087,697

Year
Coin, including bullion in
ended
June 30— the Treasury.

1860
1861
1862
1863
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880......
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

U. S. notes
and bank
notes.

Circulation.

$435, 407,252
448, 405,767
334, 697,744
595, 394,038
669, 641,478
714, 702,995
673, 488,244
661, 992,069
680, 103,661
664, 452,891
675, 212,794
715, 889,005
738, 309,549
751, 881,809
776, 083,031
754, 101,947
727, 609,388
722, 314,883
729, 132,634
818, 631,793
973, 382,228
1,114, 238,119
1.174, 290,419
305,696
1,230, 925,969
1,243,
1,292, 568,615
1,252, 700,525
1,317, 539,143
170,870
1,372, 361,649
1,380, 251,270
1,429,
1,497, 440.707
1,601, 347,187
1,596, 701,245
1,660, 808.708
1,601, 968,473
1,506, 434,966
1,640, 209,519
1,837, 859,895
1,904, 071,881
2,055, 150,998
2.175, 387,277
2,249, 390,551
2,367, 692,169
2,519, 142,860
2,587, 882,653
2,736, 646,628
2,772, 956,455
3,038, 015,488
3,106, 240,057

Population.

Circulation
per
capita.

31,443,321 $13.85
32,064,000
13.98
32,704,000
10.23
33,365,000
17.84
34,046,000
19.67
34,748,000 20.57
35,469,000
18.99
36,211,000
18.28
36,973,000
18.39
37,756,000
17.60
38,558,371 17.50
39,555,000
18.10
40,596,000
18.19
41,677,000
18.04
42,796,000 18.13
43,951,000
17.16
45,137,000
16.12
46, 353,000
15.58
47,598,000
15.32
48,866,000
16.75
50,155,783 19.41
51,316,000 21.71
52, 495,000
22.37
53,693,000 22.91
54,911,000 22.65
56,148,000 23.02
57,404,000 21.82
58,680,000 22.45
59,974,000 22.88
61,289,000 22.52
62,622,250 22.82
63,975,000 23.41
65,520,000 24. 44
66,946,000 23.85
68,397,000 24.28
69,878,000 22.93
71,390,000 21.10
72,937,000 22.49
74,522,000 24.66
76,148,000 25.01
76,295,220 26.94
77,754,000 27.98
79,117,000 28.43
80,487,000 29.42
81,867,000 30.77
83,260,000 31.08
84,662,000 32.32
86,074,000 32.22
87,496,000 34.72
88,926,000 34.93

NOTE 1.—Specie payments were suspended from Jan. 1, 1862, to Jan. 1, 1879. During the greater part
of that period gold and silver coins were not in circulation except on the Pacific coast, where, it is estimated, the specie circulation was generally about $25,000,000. This estimated amount is the only coin
included in the above statement from. 1862 to 1875, inclusive.
NOTE 2.—In 1876 subsidiary silver again came into use,"and is included in this statement, beginning
with that year.
NOTE 3.—The coinage of standard silver dollars began in 1878, under the act of Feb. 28,1878.
NOTE 4.—Specie payments were resumed Jan. 1, 1879, and all gold and silver coins, as well as gold and
silver bullion in the Treasury, are included in this statement from and after that date.
NOTE 5.—The Director of the Mint recently made a revised estimate of the stock of gold coin and, as a
consequence of such revision the estimated stock of gold in the United States and of gold coin in circulation has been reduced $135,000,000 in the figures for 1907.




147

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 38.—STATE-BANK NOTES OUTSTANDING, TOTAL MONEY IN UNITED STATES, AND
PERCENTAGE OF BANK NOTES TO TOTAL MONEY, FROM 1800 TO 1863, INCLUSIVE.

Year.

1800
1810
1820
1830
1831
1832
1833
1834
1835
1836
1837
1838
1839
1840
1841
1842
1843
1844
1845

Total money Estimated
in United
bank notes
States.
outstanding.

$28,000,000
58,000,000
69,100,000
93,100,000
109,100,000
121,900,000
122,150,000
135,839,570
154,692, 495
205,301,038
222,185,890
203, 638,910
222,170, 995
189, 968,572
187,290,214
163,734,011
148,563,608
175,167,646
185,608,711

$10,500,000
28,000,000
44,800,000
61,000,000
77,000,000
91,500,000
91,500,000
94,839,570
103,692, 495
140,301,038
149,185,890
116,138,910
135,170, 995
106,968,572
107,290,214
83, 734,011
58,563,608
75,167,646
89,608,711

Per cent
bank
notes to
total
money.
37.50
48.27
64.83
65.54
70.57
75.06
74.90
69.81
67.01
68.33
67.14
57.03
60.84
56.30
57.28
51.13
39.39
42.91
48.27

a Other paper currency, $149,652,079.

Year.

1846
1847
1848
1849
1850
1851
1852
1853
1854
1855
1856
1857
1858
1859
1860
1861
1862
1863

Total money
in United
States.

Per cent
bank
notes to
total
money.

Estimated
bank notes
outstanding.

$202,552,427 $105,552,427
225,519,766
105,519,766
240,506,091
128,506,091
234,743,415
114,743,415
285,366,526
131,366,526
341,165,251
155,165,251
375,673,000
171,673,000
424,181,000
188,181,000
445,689,207
204,689,207
436,952,223
186,952,223
445,747,950
195,747,950
474,778,822
214,778,822
415,208,344
155,208,344
443,306,818
193, 306,818
460,102, 477
207,102,477
452,005, 767
202,005,767
358,452,079 a 183,800,000
674,867,283 b 238, 700,000

52.11
16.78
53.43
48.87
46.03
45.48
45.69
44.36
45.92
42.78
43.91
45.23
37.38
43.60
45.01
44.69
51.27
35.37

& Other paper currency, $411,167,283.

No. 39.—TOTAL MONEY IN UNITED STATES, NATIONAL-BANK NOTES OUTSTANDING,
AND PERCENTAGE OF BANK NOTES TO TOTAL MONEY, ON JUNE 30, 1864 TO 1909,
INCLUSIVE.

Year.

1864
1865
1866
1867
1868
1869
1870
1871
L872
1873
L874
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886

Total money in
United States.

Nationalb a n k circulations

$705,588,067
770,129,755
754,327,254
728,200,612
716,553,578
715,351,180
722,868,461
741,812,174
762,721,565
774, 445,610
806,024,781
798,273,509
790,683,284
763,053,847
789, 790,976
1,033,640,891
1,185,550, 327
1,349,592, 373
1,409,397,889
1,472,494,345
1,487,249,838
1,537, 433,550
1,561,407,774

$58,813,980
204, 635,205
293,086,959
299,094,824
300,116,958
299,724,791
301,859,275
324, 475,207
340,990,825
348,347,674
348, 785,906
343,176,018
332,998,336
317,048,872
324,514,284
329,691,697
344,505,427
355,042,675
358, 742,034
356,815,510
339, 499,833
319,069,932
309,010,460




Percentage of
nationalbank circulation
to total
currency.
8.33
26.57
38.84
41.08
41.86
41.89
41.76
43.74
44.71
44.98
43.27
42.99
42.11
41.55
41.09
31.89
29.06
26.31
25.45
24.23
22.83
20.75
19.79

Year.

1887
1888
1889
1890
1891
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909

Total money in
United States.

Nationalbank circulations

Percentage of
nationalbank circulation
to total
currency.

$1,633,412,705
1,691,441,027
1,658,672,413
1,685,123,429
1,677,794,044
1,752,219,197
1,738,808, 472
1,805,078,961
1,819,359,557
1,799,975,033
1,905,996,619
2,073,574, 442
2,190,093,905
2, 339, 700,673
2, 483,147,292
2,563,266, 658
2,684, 710,987
2,803,504,135
2,883,109,864
3,069,976,591
3,115,561,007
3,378, 764,020
3, 406,328,354

$279,217, 788
252, 362, 321
211,378,963
185,970,775
167,927,574
172,683,850
178,713,692
207,353,244
211,691,035
226,000,547
231, 441,686
227,900,176
241,350,871
309,640, 443
353, 742,186
356,672,091
413,670,650
449,235,095
495,719,807
548,883,608
603,788,690
665,844,987
689,920,074

17.09
14.92
12.74
11.04
10.01
9.86
10.28
11.48
11.63
12.55
12.14
10.99
11.02
13.23
14.25
13.91
15.41
16.02
17.19
17.88
19.38
19.70
20.25

a October 31,1864 to 1875, June 30, 1876 to 1908.

148

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 40.—NUMBER, CAPITAL STOCK PAID IN, CIRCULATION OUTSTANDING, AND AGGREGATE ASSETS OP NATIONAL BANKS AT DATE OF EACH REPORT FROM OCTOBER,
'1863, TO SEPTEMBER 1, 1909, TOGETHER WITH THE TOTAL AMOUNT OF MONEY IN
THE UNITED STATES ON JUNE 30,1863 TO 1909, AND THE PERCENTAGE OF NATIONAL
BANK CIRCULATION TO CAPITAL, TO ASSETS, AND TO MONEY IN THE COUNTRY.

[Amounts in millions of dollars.]
Percentage of circulation t o Aggregate
assets.

Money
in
United
States.

$16.7

$674.8

25.8
45.2

37.6
114.8
252.2
297.1

705.5

23.0
34.4
52.1

85
10.2
15.2

3.7

135.6
215.3
325.8
393.1

66.7
98.8
131.4
171.3

512.5
771.5
1,126.4
1,359.7

770.1

49.2
45.9
40.3
43.5

13.0
12.8
11.7
12.6

17.0

1,582
1,612
1,634
1,644

403.3
409.2
414.2
415.4

213.2
248.8
267.7
280.2

1,404.7
1,442 4
1,476.3
1,526.9

754.3

52.8
60 8
64.6
67.4

15.2
17 2
18.2
18.3

1867.
January 4
April 1
July 1
October 7

1,648
1,642
1,636
1,642

420.2
419.3
418.5
420.0

291.4
292.7
291.7
293.8

1,511.2
1,465.4
1,494.0
1,499.4

728.2

69.3
69.8
69.7
69.9

19.3
19 9
19.5
19 6

40.0

1868.
January 6
April 6
July 6.
October 5

1,642
1,643
1,640
1,643

420.2
420.6
420.1
420.6

294.3
295.3
294.9
297.7

1,502.6
1,499.6
1,572.1
1,559.6

716.5

70.4
70.2
70.2
70.3

19.6
19 7
18.8
18 9

41.1

1869.
January 4
April 17
June 12
October 9

1,628
1,620
1,619
1,617

419.0
420.8
422.6
426.3

294.4
292.4
292.7
293.5

1,540 3
1,517.7
1,564.1
1,497.2

715 3

70 2
69.4
69 2
68.8

19 1
19.2
18 7
19.6

40.9

1870.
January 22
March 24
June 9.
October 8
December 28

1,615
1,615
1,612
1,615
1,648

426.0
427.5
427.2
430.3
435.3

292.8
292.5
291.1
291.7
296.2

1,546.2
1,529.1
1,565.7
1,510.7
1,538.9

722.8

68 7
68.4
68.1
67.8
68.0

18 9
19.1
18.6
19 3
19.2

40.3

1871.
March 18
April 29
June 10
October 2
December 16

1,688
1,707
1,723
1,767
1,790

444.2
446.9
450.3
458.2
460.2

301.7
306 1
307.7
315.5
318.2

1,627.0
1,694.4
1,703.4
1,730.5
1,715.8

741.8

67.9
68 5
68.3
68.8
69.1

18.5
18 1
18.1
18 2
18.5

41.5

1872.
February 27
April 19
June 10
October 3 . .
December 27

1,814
1,843
1,853
1,919
1,940

464.0
467.9
470.5
479.6
482.6

321.6
325.3
327.0
333 4
336.2

1,719.4
1,743.6
1,770.8
1,755 8
1,773.5

762.7

69.3
69 5
69.5
69 5
69 6

18.7
18 6
18.5
18 9
18 9

42.9

1873.
February 28
April 25
June 13
September 12
December 26

1,947
1,962
1,968
1,976
1,976

484.5
487.8
490.1
491.0
490.2

336.2
338.1
338.7
339.0
341.3

1,839.1
1,800.3
1,851.2
1,830.6
1,729.3

774.4

67.3
69.3
69.1
69.0
69.6

18 3
18.8
18.3
18 5
19.7

43.7

1,975
1,978
1,983
2,004
2,027

490.8
490.0
491.0
493.7
495.8

339.6
340.2
338.5
333.2
331.1

1,808.5
1,867.8
1,851.8
1,877.1
1,902.4

806.0

69.2
69 4
68.9
67.5
66.8

18.7
18 2
18.2
17.7
17.4

42.0

Number of
banks.

Paid in
capital.

1863.
October 5

66

$7.1

1864.
January 4
April 4
July 4
October 3

139
307
467
508

14.7
42.2
75.2
86.7

1865.
January 2
April 3
July 3
October 2

638
907
1,294
1,513

1866.
January 1
April 2
July 2
October 1

Date.

1874.
February 27
May 1
June 26

October 2
December 31
http://fraser.stlouisfed.org/

Federal Reserve Bank of St. Louis

Circulation.

$0.03
9.7

Capital.

Assets.

Money
in United
States.

35.5

BEPOET OF THE COMPTKOLLEE OF THE CUBBENCY.

149

No. 40.—NUMBER, CAPITAL STOCK PAID IN, CIRCULATION OUTSTANDING, AND AGGREGATE ASSETS OF NATIONAL BANKS, ETC.—Continued.
Percenta ge o/ circulation to—
Number of
banks.

Paid in
capital.

Circulation.

Aggregate
assets.

Money
in
United
States.

1875.
March 1
Mayl
June 30
October 1
December 17.

2,029
2,046
2,076
2,088
2,086

$496.2
498.7
501.5
504.8
505.4

$324.5
323.3
318.1
318.3
314.9

$1,869.8
1,909.8
1,913.2
1,882.2
1,823.4

1876.
March 1 0 . . . .
May 12
June 30
October 2
December 22.

2,091
2,089
2,091
2,089
2,082

504.8
500.9
500.3
497.8
497.4

307.4
300.2
294.4
291.5
292.0

1877.
January 20...
April 14
June 22
October 1
December 28.

2,083
2,073
2,078
2,080
2,074

493.6
489.6
481.0
479.4
477.1

1878.
March 15
Mayl
June 29
October 1
December 6 . .

2,063
2,059
2,056
2,053
2,055

1879.
January 1
April 4
June 14
October 2
December 12.

Date.

Capital.

Assets.

Money
in United
States.

1798.2

65.4
64.8
63.4
63.0
62.3

17.3
16.9
16.6
16.9
17.3

39.8

1,834.3
1,793.3
1,825.7
1,827.2
1,787.4

790.6

60.9
59.9
58.8
58.3
58.7

16.7
16.8
16.1
15.9
16.3

37.2

292.8
294.7
290.0
291.8
299.2

1,818.1
1,796.1
1,774.3
1,741.0
1,737.2

763.0

59.3
60.2
62.3
60.9
62.7

16.1
16.4
16.3
16.8
17.2

38.0

473.9
471.9
470.3
466.1
464.8

300.9
301.8
299.6
301.8
303.3

1,729.4
1,741.8
1,750.4
1,767.2
1,742.8

789.7

63.5
63.9
63.7
64.7
65.2

17.4
17.3
17.1
17.1
17.4

37.9

2,051
2,048
2,048
2,048
2,052

462.0
455.6
455.2
454.0
454.4

303.5
304.4
307.3
313.7
321.9

1,800.5
1,984.0
2,019.8
1,868.7
1,925.2

1,033.6

65.7
66.8
67.5
69.1
70.8

16.8
15.3
15.2
16.8
16.7

29.7

1880.
February 21..
April 23
June 11
October 1
December 31.

2,061
2,075
2,076
2,090
2,095

454.5
456.0
455.9
457.5
458.5

320.3
320.7
318.0
317.3
317.4

2,038.0
1,974.6
2,035.4
2,105.7
2,241.6

1,185.5

70.5
70.3
69.7
69.3
69.2

15.7
16.2
15.6
15.1
14.1

26.8

1881.
March 11
May 6
June 30
October 1
December 31.

2,094
2,102
2,115
2,132
2,164

458.2
459.0
460.2
463.8
465.8

298.5
309.7
312.2
320.2
325.0

2,140.1
2,270.2
2,325.8
2,358.3
2,381.8

1,349.5

65.1
67.5
67.8
69.0
69.8

13.9
13.6
13.4
13.6
13.6

23.1

1882.
March 11
May 19
July 1
October 3 . . . .
December 30.

2,187
2,224
2,239
2,269
2,308

469.3
473.8
477.1
483.1
484.8

323.6
315.6
308.9
314.7
315.2

2,309.0
2,277.9
2,344.3
2,399.8
2,360.7

1,409.3

68 9
66.6
64.7
65.1
65.0

14.0
13.9
13.1
13.1
13.3

21.9

1883.
March 13
May 1
June 22
October 2
December 31.

2,343
2,375
2,417
2,501
2,529

490.4
493.9
500.2
509.6
511.8

312.7
313.5
311.9
310.5
304.9

2,298.9
2,360.1
2,364.8
2,372.6
2,445.8

1,472.4

63.7
63.5
62.3
60.9
59.6

13.6
13.3
13.2
13.1
12.5

21.2

1884.
March 7
April 24
June 20
September 30,
December 20.

2,563
2,589
2,625
2,664
2,664

515.7
518.4
522.5
524.2
524.0

298.7
297.5
295.1
289.7
280.1

2,390.5
2,396.8
2,282.5
2,279.4
2,297.1

1,487.2

57.9
57.4
56.5
55.3
53.4

12.4
12.4
12.9
12.7
12.2

19.8

1885.
March 10
May 6
July 1
October 1
December 24.

2,671
2,678
2,689
2,714
2,732

524.2
525.1
526.2
527.5
529.3

274.0
273.7
269.1
268.8
267.4

2,312.7
2,346.6
2,421.8
2,432.9
2,457.6

1,537.4

52.3
52.1
51.1
50.9
50.5

11.8
11.7
11.1
11.0
10.9

17.5




150

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 40.—NUMBER, CAPITAL STOCK PAID IN, CIRCULATION OUTSTANDING, AND AGGREGATE ASSETS OF NATIONAL BANKS, ETC.—Continued.
Percentage of circulation to—
Number of
banks.

Paid in
capital.

Circulation.

Aggregate
assets.

1886.
March 1
June 3
August 27
October 7
December 28..

2,768
2,809
2,849
2,852
2,875

$533.3
539.1
545.5
548.2
550.6

$256.9
244.8
238.2
228.6
202.0

$2,494.3
2,474.5
2,453.6
2,513.8
2,507.7

1887.
March 4
May 13
August 1
October 5
December 7 . . .

2,909
2.955
3,014 .
3,049
3,070

555.3
565.6
571.6
578.4
580.7

186.2
176.7
166.6
167.2
164.9

2,581.1
2,629.3
2,637.2
2,620.1
2,624.1

1888.
February 14...
April 30
June 30
October 4
December 12..

3,077
3,098
3,120
3,140
3,150

582.1
585.4
588.3
592.6
593.8

159.7
158.8
155.3
151.7
143.5

2,664.3
2,732.4
2,731.4
2,815.7
2,777.5

1889.
February 26...
May 13
July 12
September 30.
December 1 1 . .

3,170
3,206
3,239
3,290
3,326

596.5
599.4
605.8
612.5
617.8

137.2
131.1
128.8
128.4
126.0

2,837.4
2,904.9
2,937.9
2,998.2
2,, 933.6

1890.
February 28...
May 17
July 18
October 2
December 19..

3,383
3> 438
3,484
3,540
3,573

626.5
635.0
642.0
650.4
657.8

123.8
125.7
126.3
122.9
123.0

3,003.3
3,010.2
3,061.7
3,141.4
3,046.9

1891.
February 26...
May 4
July9
September 25..
December 2 . . .

3,601
3,633
3,652
3.677
3,692

662.5
667.7
672.9
677.4
677.3

123.1
123.4
123.9
131.3
134.7

3,065.0
3,167.4
3,113.4
3,213.0
3,237.8

1892.
March 1
May 17
July 12
September 30..
December 9 . . .

3,711
3,734
3,759
3,773
3,784

679.9
682.2
684.6
686.5
689.6

137.6
140.0
141.0
143.4
145.6

1893.
March 6
May 4
July 12
October 3
December 19...

3,806
3,830
3,807
3,781
3,787

688.6
688.7
685.7
678.5
681.8

1894.
February 28
May 4
July 18
October 2
December 19...

3,777
3,774
3,770
3,755
3,737

1895.
March5
,
May 7
July 11
September 28..
December 13...

Money
in
United
States.

Date.

February 28
May 7
July 14
October 6
December 17

Capital.

Assets.

Money
in United
States.

48.2
45.4
43.6
41.7
36.6

10.3
9.9
9.7
9.1
8.1

33.5
31.2
29.1
28.9
28.4

7.2
6.6
6.3
6.4
6.3

10.2

27.4
27.1
26.4
25.6
24.1

6.0
5.8
5.7
5.4
5.2

9.2

23.0
21.9
21.2
20.9
20.4

4.8
4.5
4.4
4.3
4.3

7.8

19.7
19.8
19.7
18.9
18.7

4.1
4.1
4.1
3.9
4.0

1,677.7

18.6
18.5
18.4
19.4
19.9

4.0
3.9
4.0
4.1
4.2

7.3

3.436.6
3,479.0
3.493.7
3,510.0
3, 480.3

1,752.2

20.2
20.5
20.6
20.9
21.1

4.0
4.0
4.6
4.1
4.2

8.1

149.1
151.6
155.0
182.9
179.9

3,459.7
3,432.1
3,213.2
3,109.5
3,242.3

1,738.8

21.6
22.0
22.6
27.0
26.4

4.3
4.4
4.8
5.8
5.5

678.5
675.8
671.0
668.8
666.2

174.4
172.6
171.7
172.3
169.3

3,324.7
3", 433.3
3,422.0
3,473.9
3,423.4

1,805.0

25.5
25.5
25.6
25.7
25.4

5.2
5.0
5.0
4.9
4.9

9.5

3,728
3,711
3,715
3,712
3,706

662.1
659.1
658.2
657.1
656.9

169.7
175.6
178.8
182.4
185.1

3,378.5
3,410.0
3,470.5
3,423.6
3,423.5

1,810.3

25.6
26.6
27.2
27.7
28.2

5.0
5.1
5.1
5.3
5.4

9.8

3,699
3,694
3,689
3,676

653.9
652.0
651.1
648.5
647.1

187.2
197.3
199.2
209.9
210.6

3,347.8
3,377.6
3,353.7
3,363.6
3,367.1

1,799.9

28.6
30.2
30.6
32.3
32.5

5.5
5.8
5.9
6.4
6.2

11.0

3,661




$1,561.4

1,633.4

1,658.6

1,685.1

15.7

7.5

151

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 40.—NUMBER, CAPITAL STOCK PAID IN, CIRCULATION OUTSTANDING, AND AGGREGATE ASSETS OF NATIONAL BANKS, ETC.—Continued.

Percentage of circulation t o Number of
banks.

Date.

1897.
March 9
May 14
July 23
October 5
December 15

Paid in
capital.

Circula-

tion.

Aggregate
assets.

Money
in
United
States.

Capital.

Assets.

Money
in United
States.

3,634
3,614
3,610
3,610
3,607

$642.4
637.0
632.1
631.4
629.6

$202.6
198.2
196.5
198.9
193.7

$3,446.0
3,492.4
3,563.4
3,705.1
3,829.2

$1,905.9

31.5
31.1
31.1
31.5
30.7

5.9
5.7
5.5
5.4
5.1

10.3

3,594
3,586
3,582
3,585
3,590

628.8
624.4
622.0
621.5
620.5

184.1
188.4
189.8
194.4
207.0

3,946.9
3,869.9
3,977.6
4,003.5
4,313.3

2,073.5

29.3
30.2
30.5
31.3
33.4

4.8
4.9
4.8
4.9
4.8

9.2

1899.
February 4
April 5
June 30
September 7
December 2

3,579
3,583
3,583
3,595
3,602

608.3
607.2
604.8
605.7
606.7

203.6
203.8
199.3
200.3
204.9

4,403.8
4,639.1
4,708.8
4,650.3
4,475.3

2,190.0

33.4
33.6
32.9
33.1
33.8

4.4
4.6
4.2
4.3
4.5

9.1

1900.
February 13
April 26
June 29
September 5
December 13

3,604
3,631
3,732
3,871
3,942

613.0
617.0
621.5
630.2
632.3

204.9
236.2
265.3
283.9
298.9

4,674.9
4,811.9
4,944.1
5,048.1
5,142.0

2,339.7

33.4
38.3
42.7
45.0
47.3

4.4
4.9
5.4
5.6
5.8

11.3

1901.
February 5
April 24
July 15
September 30
December 10

3,999
4,064
4,165
4,221
4,291

634.6
640.7
645.7
655.3
665.3

309.4
317.2
319.0
323.8
319.4

5,435.9
5,630.7
5,675.9
5,695.3
5,722.7

2,483.1

48.7
49.5
49.4
49.4
48.0

5.7
5.6
5.6
5.7
5.6

12.8

667.3
671.1
701.9
705 5
714.6

314.4
309.7
309.3
317 9
336.5

5 843 0
5,962.1
6,008.7
6 113 9
6,104.0

2,563.2

47 1
46.1
44.0
45 1
47.1

5 4
5.2
5.1
5 2

12.1

November 25

4,357
4,423
4,535
4 601
4,666

1903.
February 6
April 9
June 9
...
September 9
November 17

4,766
4,845
4,939
5,042
5,118

731.2
734 9
743.5
753.7
758.3

335.2
335.0
359.2
375.0
376.2

6,234.7
6 212 7
6,286.9
6 310 4
6,302.2

2,684.7

45.8
45 6
48.3
49 8
49.6

5.4
5 4
5.7
5 9
5.9

13.4

5,180
5,232
5,331
5,412
5,477

765.8
765 9
767.3
770.7
776.1

380.9
385 9
399.5
411.2
419.1

6 576 8
6 605 9
6,655.9
6 975 0
7,197.0

2,803.5

49 7
50 3
52.1
53 4
54 0

5 9
58
6.0
5 9
58

14.2

January 11
March 14
May 29
August 25
November 9

5,528
5,587
5,668
5,757
5,833

776.9
782.5
791.6
799.9
808.3

424.3
431.0
445.5
469.0
485.5

7 117 8
7,308.1
7,327.8
7 472 3
7,563.2

2,883.1

54 6
55 1
56.3
58 6
60 1

6 0
5 9
6.1
63
6 4

15.5

1906.
January 29
April 6
June 18
September 4
November 12

5,911
5,975
6,053
6,137
6,199

815.0
819.3
826.1
835.1
847.5

498.2
505.5
510.9
518.0
536.1

7,769 8
7,670. 6
7,784.2
8,016.0
8,213.0

3,069.9

61 1
61 7
61.8
62 0
63.3

6 4
6 6
6.6
6 5
6 5

16.6

1907.
January 26
March 22
May 20.
August 22
December 3

6,288
6,344
6,429
6,544
6,625

860.9
873.7
883.7
896.5
901.6

545.5
543.3
547.9
551.9
601.8

8,154.8
8,288.2
8,476.5
8,390. 3
8,407.9

3,251.3

63 3
62.2
62.0
61.6
66.7

6 7
65
6.5
6 6

16.8

1898.
February 18
May 5
July 14
September 20
December 1

. .

1902.
February 25
April 30
July 16.

September 15

1904.
January 22

March 28
June 9
September 6
November 10

5.5

1905.




7.2

152

REPOBT OF T H E COMPTKOLLEK OF T H E CURRENCY.

No. 40.—NUMBER, CAPITAL STOCK PAID IN, CIRCULATION OUTSTANDING, AND AGGREGATE ASSETS OF NATIONAL BANKS, ETC.—Continued.
Percentage of circulation t o Number of
banks.

Paid in
capital.

Circulation.

Aggregate
assets.

Money
in
United
States.

1908.
February 14..
May 14
July 15
September 23.
November 27.

6,778
6,824
6,853
6,865

$905.5
912.3
919.1
921.4
921.0

$627.6
614.0
613.6
613.7
599.3

$8,396.8
8,594.6
8,714.6
9,027.2
9,197.0

$3,378.7

1909.
February5...
April 28
June 23
September 1..

6,887
6,893
6,926
6,977

927.7
933.9
937.0
944.6

615.3
636.3
641.3
658.0

9,221.1
9,368.8
9,471.7
9,573.9

Date.

Money
Assets. in United
States.

Capital.

3,406.3

69.3
67.3
66.8
66.6
65.0

7.5
7.1
7.0
6.8
6.5

66.3
68.1
68.4
69.6

6.6
6.8
6.7
6.8

18.2

18.8

No. 41.—UNITED STATES BONDS ON DEPOSIT TO SECURE CIRCULATING NOTES OF
NATIONAL BANKS FOR THE YEARS ENDED OCTOBER 31, FROM 1882 TO 1909, INCLUSIVE, AND THE CHANGES WHICH OCCURRED IN THE SEVERAL CLASSES OF BONDS.
United States bonds held as security for circulation.
Year.

Number of
banks. 4J per cent 4 per cent
ce
bonds.
bonds.

1892.
1893.

2,301 $33,754,650 104,927,500 /\
J
2,522 41,319,700 106,164,
\
2,671 49,537,450 116,705,
2,727 49,547,250 116,391,
2,868 57,436,850 115,383,
3,061 69,696,100 115,731,
3,151 66,121,750 100,413,
3,319 41,066,150 100,049,
3,567 28,116,700 105,402,
f
199,400
3,694 I Continued •120,858,850
I at2p.ct.,
[ 21,648,100
3,788 21,897,850 131,133,150
3,796 22,020,550 142,141,700

1894.

3,756

22,749,900

3,715

22,505,100

1896

3,679

22,673,850

1897....

3,617

22,039,650

3,598

22,047,750

1882....
1883....
1884
1885....
1886
1887....
1890.
1891.




United
States
bonds held
for other
purposes
at nearest
date.

Grand
total.

3 per cent
bonds.

Pacific 6
per cent
bonds.

$40,621,950
179,675,550
3i's602,000

$3,526,000$3621,505,650 $37,563,750$4001,069,400
:
:

201,327,700

155,604,400
138,920,650
69,038,050
144,500

L o a n of
155,932,450 1904, 5 percents,
6,980,850
Consols of
1907,
149,342,350
14,016,850
L o a n of
1895,
13,856,500
Consols of
1907,
155,473,000
16,038,850
L o a n of
1895,
36,531,650
Consols of
1907,
150,288,100
15,910,650
L o a n of
1895.
30,474,150
L o a n of
Consols of 1898, 3 percents,
1907,
139,436,050 31,006,120
L o a n of L o a n of
1904, 5 per1895,
cents,
23,990,650
16,231,900

3,463,000
3,469,000
3,505,000
3,586,000
3,256,000
3,468,000
4,553,000
6,672,000

Total.

352,877,300
325,316,300
308', 364,550
245,444,050
188,828,000
170,003,350
145,668,150
140,190,900

30,674,050
30,419,600
31,780,100
32,431,400
34,671,350
60,715,050
48,501,200
30,684,000

383,551,350
355,735,900
340,144,650
277,875,450
223,499,350
230,718,400
194,169,350
170,874,900

10,244,000 152,950,350

24,871,950 177,822,500

11,852,000 164,883,000
12,426,000 176,588,250

20,164,250 185,047,250
17,576,950 194,165,200

14,043,000 199,706,200

25,888,200 225,594,400

11,997,000 111,717,800

26,118,350 237,836,150

10,386,000 241,103,350

25,135,500 266,238,850

9,030,000 227,742,550

32,490,650 260,233,200

2,906,000 235,618,470 114,540,240 350,158,710

EEPOET OF THE COMPTKOLLEB OF THE • CTTRKENCY.

153

No. 41.—UNITED STATES BONDS ON DEPOSIT TO SECURE CIRCULATING NOTES OF
NATIONAL BANKS FOR THE YEARS ENDED OCTOBER 31, FROM 1882 TO 1909, ETC.—

Continued.
United States bonds held as security for circulation.
Year.

1899

1900

1901

Number of 2 per cent
banks. consols of
1930.

4 per cent
bonds.

3 per cent
bonds.

5 per cent
bonds.

United
States
bonds held
for other
purposes
at nearest
date.

Tota

Grauu
total.

Consols of
1907,
L o a n of L o a n of 1
1904,5
3,595 $20 ,907,600 $128,822,050 1898, 3 per- percents, l$232,463,160 $100,305,200 $332 70S 360
Loan of
cents,
1895,
$49,825,160 $14,665,600
18,242,750
Consols of
,019,950
1907,
f 1
I
3,871 1 Consols of 13,544,100
1930.
Loan of
1270 ,006,600
1895,
7,503,350
Consols of
12,500
1907,
f
6,032,000
4,221 1 Consols of Loan of
) 1930.
1895,
1.316 625,650
2,911,100

7,756,580

1,293,000 301 123 580 113,859,250 414 982 830

3,983,780

268,900 329 833 930 115,003,660 444 837 590

6,056,720

1,100,900 338 352 670 132,693,250 471 045 920

1,797,580

718,650 382 726 830 141,177,680 523 904 510

1,922,940

426 544 790 121,812.810 548, 357 600

2,215,540

493 912 790

Consols of
1902

1903

1904

4,601 320 738,000

1907,
S,248,450

Loan of
1895,
2,208,600
Consols of
1907,
2,979,200
5,147 376 003,300
L o a n of
1895,
1,410,100
Consols of
1907,
5,857,500
5,495 416 972,750
L o a n of
1895,
1,791,600
Consols of
1907,
4,050,350

1905

5,858 483 181,900

1906

25,124,650
6,225 492, 170,650 L o a n of
1895,
4,602,100
(Loan of
6,620 532 543,550 <! 1895,

L o a n of
1895,
4,465,000
Consols of
1907,

1907

| l 10,732,900

(2 per cent
3,273,700 |1 Panama
Canal,

73,888,980 507, 801, 770

>539, 653, 180 104,759,730 644, 412, 910

{ 14,482,080

6,490,080

17,245,380 567, 011 910 103,019,490 670, 014, 400
' 38,558,680
13,936,500
Certifi-

1908

1909

6,873 554, 700,700

14,960,450

10,468,520 cates of in- 632, 624, 850

ness 3 per
cent.
2 per cent
'4 per cent 3 per cent
1936 and
1938
679,545, 740
7,025 573, 328,450 l o a n of \ 1908-1918,
1925,
1 14,575,560 Panama
. 15,463,050
Canal, !
76,178,680




89,033, 690 721, 658. 540

62,367,940 741, 913, 680
i

No. 42.—PROFIT ON NATIONAL-BANK CIRCULATION, BASED ON A DEPOSIT OF $100,000 UNITED STATES CONSOLS OF 1930;
PANAMA CANAL LOAN, AT THE AVERAGE NET PRICE, MONTHLY, DURING THE YEAR ENDED OCTOBER 31,

Receipts.

Date.

1908.

November
December
January
February
March
April
May
June
July
August
September
October

1909.

,

CirculaCost of tion obtainbonds.
able.

LOAN OF 1925
1909.

Deductions.

Interest
on cirGross
Interest culation
on bonds. at 6 per receipts.
cent.

Net
receipts.
Tax.

Expenses.

Sinking
fund.

Interest
on cost of
bonds at 6
per cent.

Total.

AND

Profit on circulation in excess of
6 per cent on the
investment.

Amount.

Per
cent.

$103,752
103,591

$100,000
100,000

$2,000
2,000

$6,000
6,000

$8,000
8,000

$500
500

$62.50
62.50

$87. 54
84.37

$650.08
646.87

$7,349.92
7,353.13

$6,225.12
6,215.46

$1,124.80
1,137.67

102,920
101,774
101,509
101,656
101,750
101,827
101,450
101,125
101,125
101,052

100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000

8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000

500
500
500
500
500
500
500
500
500
500

62.50
62.50
62.50
62.50
62.50
62.50
62.50
62.50
62.50
62.50

69.08
42.26
36.20
40.00
42.56
44.75
35.77
27.94
28.14
26.50

631. 58
604.76
598. 70
602. 50
605. 06
607. 25
598. 27
590. 44
590. 64
589. 00

7,368.42
7,395. 24
7,401.30
7,397. 50
7,394. 94
7,392. 75
7,401.73
7,409. 56
7,409.36
7,411.00

6,175. 20
6,106.44
6,090.54
6,099. 36
6,005.00
6,109. 62
6,087.00
6,067.50
6,067.50
6,063.02

1,193. 22
1,288. 80
1,310.76
1,298.14
1,389.94
1,283.13
1,314.73
1,342. 06
1,341.86
1,347.98

1.159
1.266
1. 291
1.276
1.366
1.260
1.296
1.327
1.327
1.334

$769. 24 $1,821. 74
763.29 1,825.79

$8,178. 26
8,174.21

$7,250.40
7,231. 20

$927.86
943.01

0.768
.783

1,831.44
1,826.73
1,839108
1,850.35
1,871.73
1,875. 31
1,839.63
1,806.94
1,768.45
1,761.82

8,168. 56
8,173. 27
8,160. 92
8,149. 65
8,128. 27
8,124.69
8,160.37
8,193.06
8,231.55
8,238.18

938.56
960.43
938.66
919. 05
875.17
876. 21
976. 57
1,068.36
1,173.75
1,198.98

.779
.799
.780
.763
.724
.725
.816
.900
.998
1.211

LOAN OF 1925.
November
December
January
February
March
April
May
June
July
August
September
October

1908.
$120,840
120,520

$100,000
100,000

$4,000
4,000

$6,000
6,000

$10,000
10,000

$1,000
1,000

$62. 50
62.50

120,500
120,214
120,371
120,500
120,885
120,808
119,730
118,745
117,630
117,320

100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000

4,000
4,000
4,000
4,000
4,000
4,000
4,000
4,000
4,000
4,000

6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,qoo
6,000

10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000

1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000

62.50
62.50
62.50
62.50
62.50
62.50
62.50
62.50
62.50
62.50

1909.




768. 94
764. 23
776. 58
787.85
809. 23
812.81
777.13
744.44
705.95
699.32

7,230. 00
7,212. 84
7,222.26
7,230.60
7,253.10
7,248.48
7,183.80
7,124. 70
7,057.80
7,039.20

Oi

PANAMA CANAL LOAN OF 1916-1936.a

November
December
January
February
March
April
May
June.
July
August
September
October

1908,

1909.




$102,328
101,760

$100,000
100,000

$2,000
2,000

$6,000
6,000

$8,000
8,000

$500
500

$62. 50
62.50

101,804
101,500
101,130
101,240
101,250
101,250
101,015
101,000
101,000
100,595

100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000

8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000

500
500
500
500
500
500
500
500
500
500

62.50
62.50
62.50
62.50
62. 50
62.50
62.50
62.50
62.50
62.50

a Here treated as maturing August 1, 1936.

$33.19
25.25
26.04 |
21. 79 !
16. 52 i
18. 24 i
18.50 !
18.61 I
15. 20 |
15.08
15.17

$595. 69
587. 75

$7,404. 31
7,412. 25

$6,139.68
6,105. 60

$1,264.63
1,306. 65

1.236
1.284

588. 54
584. 29
579.02
580. 74
581. 00
581.11
577. 70
577. 58
577. 67
571. 58

7,411.46
7,415.71
7,420. 98
7,419. 26
7,419.00
7,418. 89
7,422.30
7,422.42
7,422.33
7,428.42

6,108. 24
6,090.00
6,067. 80
6.074. 40
6,075.00
6.075. 00
6,060. 90
6,060. 00
6,060. 00
6,035.70

1,303. 22
1,325.71
1,353.18
1,344.86
1,344. 00
1,343. 89
1,361.40
1,362.42
1,362.33
1,392. 72

1.280
1.306
1.338
1.328
1.327
1.327
1.348
1.349
1.349
1.384

o
o

w
Q

156

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 43.—DATES OF REPORTS OF CONDITION OF NATIONAL BANKS FROM 1869 TO 1909.
Year.
1869 a
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1900
1907
1908
1909

Jan.

Feb.

4
22
.

Mar.

Apr.
17

. .

27
28
27
20

24
18

21

1
1
12

14

28
1

1

6

22
14
5

1

13

30

13
17
4
17
4
4
7
7
14 '

5
26
24
30
9

28

30

20

27
1

3

Q

28
14

22

6

5

5
25
6

1

19 -.

1
6

4
13

12

11

24

5
!

12
18
9
12
12
18
11
14
23
14

30
25
30

20
7
5
30
15
9
6

30

i
s
16

29

25
18

20
14

15
!

23

Dec.

28
16
27
26
31
17
22
28
6
12
31
31
30
31
20
24
28
7
12
11
19
2
9
19
19
13
17
15
1
2
13
10

2
1
2
1
1
2
1
1
3
2
1
7
5
4
2
3
9

28

29
9
9

Nov.

9
8
2
3

30

30

18

. ...

1

4

1
4

28

Sept Oct.

26
30
30
22
29
14

23
11 i
11
13
7
10

14
26
28
26

12
9
10
10
13

29
19

25
1
10
15

1

22
11
29
26

May. June. July. Aug.

6
5

4

25
17
10
9
12

23
1

27
16

22

#

3

o Prior to the passage of the act of March 3,1869,reports were made quarterly—first Monday of January,
April, July, and October.




EEPOET OF THE COMPTROLLER OF THE CURRENCY.

157

No. 44.—ABSTRACT OP THE RESOURCES AND LIABILITIES OF THE NATIONAL BANKS
AT CLOSE OF BUSINESS SEPTEMBER 1, 1909, THE CONDITION OF BANKS IN NEW
YORK CITY, IN THE THREE CENTRAL RESERVE CITIES, IN OTHER RESERVE CITIES,

AND OF THE COUNTRY BANKS.

I

Central reserve cities.
New York.

New York,
Chicago, and
St. Louis.

Other reserve Country banks.
cities.a

Aggregate.

EESOURCES.
21 $1,306,785,530.17 $1,372,311,583.92 $2,449,785,237.09 $5,128,882,351.18
$925,653
Loans and discounts
257 127. 21
419,040.40
'
4,575,985.64
24,557,215.12
Overdrafts
29,552,241.16
U. S. bonds to secure
circulation
, 53,606,200.00 87,111,490.00 153,915,240.00 427,633,440.00 668,660,170.00
U. S. bonds to secure
1,930,500.00
1,106,1
16,610,100.00
20,681,700.00
U. S. deposits
,
000.00
39,222,300.00
Other bonds to secure
3,552,305.80
2,224, 435.00
8,683,891.10
5,755,561.57
U. S. deposits
17,991,758.47
4,625, 050.00
U. S. bonds on hand
6,059,050.00
5,013,600.00
12,072,990.00
23,145,640. 00
Premiums
1,329, 818.96
1,745,785. 56
3,942,980.13
9,032,430.32
14,721,196.01
174,998, 870.
Bonds, securities, etc
210,225,885.40 199,609,273.95 488,553,383.33 898,388,542.68
Banking house, furni57,299,027.99 105,956,723.93 200,076,548. 33
28,367, 681. 49
36,820,796.41
ture, and fixtures
4,547,608.92
14,425,220. 62
2,232,852.26
Other real estate owned. 1,914, 077.84
21,205,681,80
Due from national banks,
not reserve agents
45,845,821.66
125,395,308.62 166,962,392.40
89,392,115.53 381,749,816. 55
Due from state banks
and bankers, trust
59,545,889.03
companies, etc
9,128,767.87
39,750,160. 57 126,140,222.90
26,844,173.30
Due from approved re266,367,550.12 452,983,699.50 719,351,249.62
serve agents
Checks and other cash
14,290,133.32
8,864,607.89
15,132,532. 53
38,287,273. 74
12,965, 202.81
items
Exchanges for clearing
77,798,415. 88
11,626,620.03 329,725,534. 43
221,276, 607.17 240,300,498. 52
house
Bills of other national

Fractional currency,
nickels, and cents
Specie
Legal-tender notes
Five per cent redemption fund
Due from Treasurer
U. S. other than 5 per
cent fund
Total

1,669, 469.00

3,829,154.00

12,371,999.00

24,003,749.00

40,204,902.00

82, 115.09
244,874, 641.9;
57,057, 516.00

146,391.37
319,184,501.36
89,813,481.00

587,273.19
181,806,277.91
43,551,074.00

2,023,219. 40
165,407,118.11
54,329,405.00

2,756,883.96
666,397,897.38
187,693,960.00

4,348,879.50

7,509,914.50

20,629,818.28

32,488,612. 28

2,677,810.00

2,593,287.64
2,446,917.83
4,101,290.14
763,386.38
7,311,594.35
1,792,254,123. 72 2,485,137,047.13 2,654,321,603. 40 4,434, 495,726. 31 9,573,954,376.84

LIABILITIES.

Capital stock paid in....
Surplus fund
Undivided profits, less
expenses and taxes...
National - bank notes
outstanding
State-bank notes outstanding
Due to national banks
not reserve agents
Due to state banks and
bankers
Due to trust companies
and savings banks
Due to approved reserve agents
Dividends unpaid
Individual deposits
U. S. deposits
Deposits of U. S. disbursing officers
Bonds borrowed
Notes and bills rediscounted
Bills payable
Reserved for taxes
Liabilities other than
those above stated
Total.

114,500, 000. 00
116,305, 000.00

164,943,490.00
145,366,000.00

222,067, 700.00
158,779, 949. 66

557,630, 877. 00
293,835,
i.27

944,642, 067.00
597,981, 875. 93

33,944, 443. 50

46,638,501.85

110,600, 058. 91

203,756, 438. 40

52,779: 075. 00

83,953,360.00

150,646, 225.00

423,440, 771. 00

658,040, 356. 00

16, 518. 00

16,518.00

468. 00

13, 406. 00

30, 392.00

331,393, 327. 75

529,324,236.73

380,948, , 149.88

62,453, 782.86

972,726, 169. 47

46,517, 877.

115,034, 209. 50

200,131,383.64

185,156, , 538.12

87,083, 944. 52

472,371,, 866. 28

233,119, 122.86

256,373,716.68

217,826, 257.03

60,877, 050. 54

535,077, ,024.25

9,694, 978.
28,943, 689. 58
204, 029. 72
96,015.04
133,496. 29
1,820, 377.
779,886,678.641 ,038,711,044.101 ,218,108, 033. 03 ,753,074, 002.
2,549,040.17
3,917,499.57
15,918, 994. 80
15,390, 418.

, 667. 58
00
2,157, ,903.84
83
66 5, 009,893, 079.79
35,226, , 912. 62
25

371,828.55
9,313,250.00

415,189. 56
11,909,090.00

6,767, 454. 77
12,409, 640. 00

6,295, 326. 32
8,506, 463. 50

13,477, 970.65
32,825, 193. 50

1,000,000.00
1,945,614.71

1,000,000.00
2,299,860.99

4,336, 697. 55
4,419, 298. 27
1,094. 838. 75

9,743, 474.06
30,809, 680.02
1,766, 483.79

14,080, 171. 61
36,228, 978. 29
5,161, 183. 53

1,638,126.10
175,761. 60
1,458,704.78
3,659. 72
1,792,254,123.72 2,485,137,047.13 2,654,321,603. 40 4,434,495,726. 31 9,573,954,376. 48

a Other reserve cities are Boston, Philadelphia, Baltimore, Albany, Brooklyn, Pittsburg, Washington,
Savannah, New Orleans, Galveston, Houston, Fort Worth, Dallas, San Antonio, Waco, Louisville, Cincinnati, Cleveland, Columbus, Indianapolis, Detroit, Milwaukee, Cedar Rapids, Des Moines, Dubuque, Minneapolis, St. Paul, Kansas City, Kans., Wichita, Kansas City, Mo., St. Joseph, Lincoln, Omaha, Denver,
Pueblo, Salt
Francisco, Los Angeles, Portland, Oreg., Seattle, Spokane, Tacoma, Topeka,
 Lake City, Sanand South Omaha.
Muskogee, Oklahoma City,


158

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 45.—HIGHEST AND LOWEST POINTS REACHED IN THE PRINCIPAL ITEMS OF
RESOURCES AND LIABILITIES OF NATIONAL BANKS DURING THE EXISTENCE OF THE
SYSTEM, AS SHOWN BY REPORTS OF CONDITION.
Highest point reached.

Lowest point reached.

Jan. 1.1866. Sept. 1,1909.
Date.

Amount.
Capital
$403,357,346 $944,642,067 $944,642,067
Capital, surplus, and
undivided profits a... 475,330,2041
.,746,380,3811.,746,380,381
Circulation
213,239,530 658, 040,356 658,040,356
Total investments in
United States bonds.. 440,380,350 731 ,028,110 731,028,110
Individual deposits
520,212,174 5, 1,893,079 5,
1,009:
,009,893,079
Loans and discounts... 600,650," 5,128,882,3515;
109 5,
5,128,882,351
Cash:
National-bank notes 20,406,442 40, 204,902 40,204,902
Legal-tender notes. 187,846,548 187, 673,960 205,793,578
16,909,363
Specie
397,897
694,141,010

Sept.

Amount.

Date.

1,1909 $403,357,346 Jan.

1,1866

475,330,204
Do.
122,928,084 Oct.
2,1890

.....do
do
do
do
do

170,653,059
Do.
501,407,586 Oct.
8,1870
500,650,109 Jan.
1,1866

do
Oct.
1,1866
June 23,1909

11,841,104 Oct.
7,1867
52,156,439 Mar. 11,1881
8,050,380 Oct.
1,1875

a Undivided profits, less expenses and taxes paid, beginning 1894.
No. 46.—PERCENTAGES OF LOANS, UNITED STATES BONDS, LAWFUL MONEY, ETC.,
TO THE AGGREGATE RESOURCES OF NATIONAL BANKS, ON OR ABOUT OCTOBER 1,
1866, AND 1890 TO 1909.
1866.

1890.

1891.

1892.

1893.

1894.

1895.

1896.

1897.

1898.

P.ct. P.ct. P.ct. P.ct. P.ct. P.CL P.cL P.cL P.cL P.ct.
41.3 74.3 72.9 73.3 68.7 68.6 70.9 67.1 55.3 54.2
6.4
6.4 6.2 8.4
36.3
7.7
8.1 9.3
7.0
10.6
6.8
1.5 7.4
6.7 7.1 4.3 8.1
7.1 6.4
9.2

Loans and discounts . . .
United States bonds
Lawful money a

79.1

Total
1899.

86.0

86.6

81.4

84.4

85.8

83.5

68.7

74.0

20.7
9.9
49.8

21.1
10.3
49.4

19.5
9.7
50.3

21.8
11.3
46.6

19.2
9.6
49.8

19.2
9.8
49.7

19.9
10.3
48.9

17.3
9.0
50.0

15.6
8.5
50.9

69.7

--

88.1

27.2
5.6
36.9

Total
Capital
Surplus and profits
Individual deposits

80.4

80.8

79.5

79.7

78.6

78.7

79.1

76.3

75.0

1900.

1901.

1902.

1903.

1904.

1905.

1906.

1907.

1908.

1909.

P.ct. P.ct. P.cL P.ct. P.ct. P.cL P.cL P.cL P.cL P.cL P.ct.
53.5
53.7 53.2 53.0 53.7 55.2 53.4 53.9 54.0 56.1 52.9
7.9
7.6
7.9
7.4 7.8 7.9
7.1 8.1 7.8 7.5 8.6
7.8 8.4
9.6
9.5
8.3 8.8
8.9
10.0 10.3
9.5
7.2
70.6
70.8 71.6 70.3 69.5 72.6 68.5 70.2 69.6 72.4 70.5

Loans and discounts
United States bonds..
Lawful money a
Total

13.0
7.5
52.7
73.2

Capital
Surplus and profits
Individual deposits
Total

12.5
7.7
49.7

11.5
7.6
51.6

11.5
8.1
52.5

11.9
8.8
50.0

11.0
9.8
49.6

10.7
8.3
51.1

10.4
8.4
52.4

10.7
8.8
51.5

10.2
8.5
50.4

8.4
52.3

69.9

70.7

72.1

70.7

70.4

70.1

71.2

70.9

69.1

70.5

a Embraces specie only, up to and including 1898.




9.8

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

159

No. 47.—CLASSIFICATION OF LOANS MADE BY THE NATIONAL BANKS IN THE CENTRAL RESERVE CITIES (NEW YORK, CHICAGO, AND ST. LOUIS) AND OTHER RESERVE
CITIES, TOGETHER WITH COUNTRY BANKS, ON APPROXIMATE DATES FOR THE PAST
FIVE YEARS.
AUGUST 25, 1905.

On time,
On deOn deOn time,
sesinglemand, pa- mand, by- paper with name pacured
Num- per with
stocks,
per (one
one or more bonds, and two or more person or
ber of
banks. individual other per- individual firm), withor firm
or firm
sonal secuout other
names.
rities.
security.

New York
Chicago
St. Louis
Other reserve cities.
Country
Total

On time,
secured by
stocks,
bonds, and
other personal securities, or
on mortgages or
other realestate security.

Total.

42 $11,393,9261385,,652,014 $135,669,910 8115,
.,961,886 $156,
i,987,276 $805,665,012
12 17,817,302 22,250,238 75,770,977 60,377,212 37,094,219 213,309,948
8 10,993,443 24,767,191 30,496,481 13,051,412 20,124,901 99,433,428
283 103,554,105 253,585,872 294,801,492 196,695,917 182,477, 3051 ,031,114,691
5,412 176,294,166 167,860,406 845,519,701 303,038,560 356,273, 2401 ,848,986,073
5,757 320,052,942 854,115,721 1,382,258,561 689,124,987 752,956,941 3,998,509,152
S E P T E M B E R 4, 1906.

New York
Chicago
St. Louis
Other reserve cities.
Country
Total

40 $10,676,198 $292,251,532 $137,991,340 $111,172,734 $149,959,233 $702,051,037
13 15,554,557 31,261,941 69,393,859 58,969,944 35,264,962 210,445,263
8 11,821,339 25,779,311 31,693,095 13,098,879 21,904,419 104,297,043
295 133,735,500 272,032,130 332,701,188 223,189,134 200,326,2371,161,984,189
5,781 202,901,651 206,691,820 930,255,416 369,694,410 410,662,487 2,120,205,784
6,137 374,689,245 828,016,7341,502,034,898 776,125,101 818,117,338 4,298,983,316
AUGUST 22,1907.

New York
Chicago
St. Louis
Other reserve cities
Country
Total

38 $16,254,018 $251,867,158 $161,108,403 $130,477,323 $152,414,157 $712,121,059
14 16,773,019 37,220,156 75,774,485 64,316,586 37,139,169 231,223,415
8 13,079,054 34,064,418 33,957,227 14,648,326 22,118,916 117,867,941
306 141,551,855 275,765,893 360,902,043 256,893,115 207,327,1221,242,440,028
6,178 240,563,589 233,960,8541,017,009,280 433,159,308 450,238,495 2,374,931,526
6,544 428,221,535 832,878,4791,648,751,438 899,494,658 869,237,859 4,678,583,969
S E P T E M B E R 23, 1908.

New York
Chicago
St. Louis
Other reserve cities
Country
Total

37 $6,800,529 $374,548,964 $146,194,094 $132,737,553 $245,372,335 $905,653,475
14 12,423,469 30,091,507 83,966,091 60,065,338 45,839,437 232,385,842
8 12,475,849 27,454,224 30,150,989 10,805,700 24,054,044 104,940,806
312 130,285,953 271,667,315 353,363,981 245,247,548 231,192,1691,231,756,966
6,482 233,906,895 218,939,708 968,716,204 403,319,905 450,992,929 2,275,875,641
6,853 395,892,695 922,701,718 1,582,391,359 852,176,044 997,450,914 4,750,612,730
SEPTEMBER 1, 1909.

New York
Chicago
St. Louis
Other reserve cities
Country
Total

$7,708,853 $385,430,495 $145,989,671 $163,098,915 $223,425,689 $925,653,623
13
188,399 26,097,308 97,556,025 67,304,368 59,516,388 262,662,488
10 12, 459,864 30,438,006 35,164,037 12,717,629 27,689,883 118,469,419
321 143,963,616 292,367,684 383,037,317 287,953,693 264,989,2741,372,311,584
6,595 265,208,958 223,016,4411,036,720,641 [ 440,403,363 484,435,834 2,449,785,237
6,977 441,529,690 957,349,9341,698,467,691 971,477,968 1,060,057,068 5,128,882,351




160

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.

No. 48.—CLASSIFICATION OF LOANS AND DISCOUNTS BY THE NATIONAL BANKS IN THE
RESERVE CITIES AND IN THE STATES AND TERRITORIES ON SEPTEMBER 1, 1909.

Reserve cities.

On time,
On time, secured by
stocks,
demand, On time,
single- bonds, and
On demand, Onsecured
paper with by stocks, paper with name pa- other perper (one
Num- one or more
sonal sebonds, and two or more person
ber of
banks. individual other per- individual or firm), curities, or
on mortor firm
or firm
sonal secuwithout
gages or
names.
names.
rities.
other se- other realcurity.
estate security.

Total.

CENTRAL RESERVE
CITIES.

New York Citv
Chicago
.........
St Louis
Total

38
13
10

$7, 708,853 $385, 430,495 $145, 989, 671 $163, 098, 915 $223, 425, 689 $925,653, 6?3
26 097,308 97, 556, 025 67, 304 368 59 516, 388 262,662. 488
1?, 188,399

61

32,357, 116

20
3

12 945 621
1, 779, 097
510 9?1
5, 816 716
11 073, 527
2, 665,556
1, 297, 860
85 888
2, 064 688
835 490
354 013
?6 330
19? 480
159 784
2,50 850
1,
786
8, 393 66?
4, 168 12?
1, 939 1?4
2,
618
1, 773 15?
3, 566 30?
3 874' 495
2 4?9 978
877
1, 737 187
19 955
4, 673 740
1, 319 322
174 634
1 85? 131
664
258 288
148 ?86
803
881 461
353 868
97 916
549 068
5 389 378
2 901
814 847
3 808 134
854
16
31 ?,86 96?
979 460

46, 432, 939
10, 590, 747
4, ?44 501
57, 603 159
34,346,880
13, 116 221
9, 761, 326
714, 941
3,970.912
66?' 741
47 571
217' 616
433 730
153 603
189 867
5,166 513
16 ?38' 253
12 867 099
3, 785 095
4, 193 476
2 342 713
5, 510 297
3 951 225
?, ,561 051
331 159
1, 115 6?3
64 745
5, 303 166
480 761
778
1 253 140
?76 604
392 991
6? 98?
237 018
2 188 327
91 491
60?
199 868
3 911 041
1 4?9 ?83
730 011
1 581 902
7 853 ?64
?34 459
1 174 993

12, 459, 864

30, 438, 006

35, 164, 037

12, 717, 629

27, 689, 883 118, 469, 419

441, 965, 809 278, 709, 733 243, 120, 912 310, 631, 960 1,306,785,530

OTHER RESERVE
CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburg
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San \ntonio
W aco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St Paul
Cedar JtaDids
Des Moines
Dubuque
Kansas City, Mo
St Joseph
Lincoln
Omaha
South Omaha . . . .
Kansas City, Kans..
Topeka
Wichita
Denver
Pueblo
Muskogee
...
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco... .
Salt Lake City

34
26
18
10
2
5
6
7
7
6
5
9
7
10
4
6
6
6
4
3
9
4
A

6
3
3
6
o
I

4
2
4
9
10

49, 652, 189
4, 837, 063
6, 762, 285
52, 921, 666
40, 988, 302
14, 619, 391
6,337, 438
993, 004
5, 307. 864
5,426, 978
4 059 596
778, 552
4, 477, 907
1, 494. 287
1, 285, 343
7 981 326
11, 310, 010
15, 469, .585
3, 931, 990
9 909 679
12, 872, 447
11 480, 972
26, 895, 8.50
11, 117, 748
2,378. 337
3 977 434
933 709
17, 070, 112
597 036
2, 182 601
7 972 957
1 143 265
895 771
673 435
1 275 656
6 242 086
657
758,744
1 059 102
3 080 974
3 510 567
1 962 14?
2 135 182
2 723 ?04
3 822,894
2 073 425

53, 119, 084
2, 495,770
2 342,107
70, 231. 319
15,912, 484
12, 347 455
939, 423
324, 220
2 523 957
3, 494 684
418 120
890' 774
4, 123, 839
2 575 121
1, 139, 684
2 095 571
12, 510 866
12, 374 189
3, 2?7 429
3 ?09 616
3, 339, 446
6 885,694
4, 506 805
6 0?6 549
9?0 608
2 576 931
790 183
7, 781 158
3 175 273
1 578 030
9 806 923
1 144 308
614 350
519 ?83
1 613 635
5 573 685
1 391 610
337 660
1 216 898
2 797 140
3 057 071
607 ?13
4 668 540
3 185 8?6
4 305
1 237 946

29, 289, 782 191, 439,615
1, 632, 603 21, 335, 280
871, 084 14 730 898
38 079, 927 224, 652 787
24, 717, 908 127, 039 101
755,894 54 504 517
2, 629, 469 20, 965, 516
2, 584 800
466. 747
5,665. 90? 19 533 3?3
4 909,
15, 3?9 017
5?7
•1699 983 10 407 ?83
398
2, 612 670
4, 709, 553 13, 937, 509
3 ?88 6?2
7 671 417
4, 117, 253
251. 509
2? 916 448
6' 430'.
9 ?-47, 878 57 700 669
9 668, 502 54, 547 497
4 078 592 16 96? ?30
4 775 37? 24 196 761
7 369, 183 27 696 941
6 ?53 667 33 696, 93?.
7 437, 560 46, 665,935
3 988 864 26, 124 190
1 330 403
5 384 384
?65 046 11 672
2 285,978
477 386
16 500, 411 51, 328 587
1 213 ?54 11 785 646
6 104 140
1 937 097
7 596 783 28 481 934
6 513 851
3 7?7 010
7 087, 635
9, 249 035
2 004 617
600 631
4 174 59?.
786 480
8 618 110 23 503 669
3
746
735 565
2 787 0??,
1 47? 100
684 957
3 709 893
2 706 723 17 885 256
900 530 13 799 17?.
4 747 890
633 677
1 339 3?5 13 533 083
3 696 809 33 712 957
4 067 608 67 717 139
7 332 183
1 866 359

Total

321

143 963 616

292 367 ,684 383 037 317 287 953 693 264 989 274 1,372,311,584

Total, all reserve cities..

382

176 320 732

734 333 ,493 661 747 050 531 074 605 575,621 234 2,679,097,114

STATES, ETC.
77
Maine
New Hampshire
58
Vermont
50
Massachusetts
177
22
Rhode Island
80
Connecticut
Total New Eng
land States..
464



3

16?

3,227 ,557
3,635 ,124
7,219 ,629
532 ,456
5,124 ,121
23,082,049

3 337 360
3 349,323
2 ,213,849
12 ,351,051
2 ,617,964
9 , 125,135

18
6
6
50
11
26

059
301
431
782
532
260

71?
400
802
120
483
156

32,994 ,682 119 367 ,673

s

3 894
43? 71?
1 552 856 ; 1 696
1 328 ,902
1 ,807
30 366 ,048 : 24,013
3 ,834
9 410 480
8 ,602
10 ,725 ,75C
56 ,816 ,74* I

4 3

161 3? 067 107
511 16 127 647
348 15 417 0?5
820 124 732 ,668
271 27 927 ,654
884 59 ,838 ,046

,848 ,995 276 ,110 ,147

KBPOKT OF THE COMPTEOLLEK OF THE CUBBENCY.

161

No. 48.—CLASSIFICATION OF LOANS AND DISCOUNTS BY THE NATIONAL BANKS IN THE
RESERVE CITIES AND IN THE STATES AND TERRITORIES, ETC.—Continued.

Reserve cities.

On time,
singledemand, On time,
On demand; Onsecured
name papaper
paper with
Num- one or more by stocks, two or with per (one
more person
bonds, and individual
ber of
other perbanks individual
or firm),
or firm
or firm
sonal secuwithout
names.
rities.
other security.

On time,
secured by
stocks,
bonds, and
other personal securities, or
on mortgages or
other realestate security.

Total.

STATES, ETC.—COIlt'd.

392 $20,073,421 $29,232,
New York
184
7,395,055
23,019,230
New Jersey
741 20,680,790 29,192.983
Pennsylvania
28
621,280
Delaware
1,573,164
87
1,730,612
Maryland
1
401,691
22,105
District of Columbia.
Total Eastern
84,408,170
50,523,263
1,433
States
118
Virginia
96
West Virginia
72
North Carolina
33
South Carolina
100
Georgia
39
Florida
76
Alabama
31
Mississippi
30
Louisiana
489
Texas
44
Arkansas
139
Kentucky
Tennessee
Total Southern
1,356
States
^349
Ohio
249
Indiana
406
Illinois....
95
Michigan..
124
Wisconsin.
257
Minnesota.
310
Iowa
106
Missouri...
Total Middle
Western
1,896
States
140
North Dakota
95
South Dakota
205
Nebraska
200
Kansas
47
Montana
29
Wyoming
106
Colorado
42
New Mexico
217
Oklahoma

Total Western
States
Washington
Oregon

California
Idaho
Utah
Nevada
Arizona
Alaska a
Total Pacific
States
Hawaii
Porto Rico
Total island
possessions..
Total States,
etc

Total United
States

3,438,096
2,240,295
758,740
458,754
2,275,691
1,060,454
1,461,439
572,363
593,758
5,719,505
480,583
4,377,332
2,834,635

,792,949 $31,357,067 $24,853,726 $2191,309,431
59,538,856 15,031,524
9,987,954 114,972,619
149,211,252 35,645,831 52,537,894 287,268,750
5,150,539
1,131,561
9,255,140
1,362,926
13,836,665
1,465,467
3,824,857 22,430,765
277,214
811,294
32,313
77,971

341,807,475
4,221,010 41,105,287
1,980,704 22,431,667
1,099,930 16,617,349
414,316
7,766,075
1,873,708 19,281,064
1,304,535
8,104,576
1,039,888 8,493,359
4,140,264
448,713
5,696,972
683,886
2,879,855 33,539,496
646,302
6,800,627
3,530,857 19,110,641
2,282,674 21,631,672

84,663,763
7,982,484
1,919,600
2,621,544
3,074,336
8,661,732
4,669,129
7,563,571
1,549,790
2,776,204
29,692,147
3,355,637
4,498,788
10,134,965

92,645,328 654,047,999
15,571,434 72,318,311
7,489,333 36,061,599
9,007,453 30,105,016
6,003,265 17,716,746
14,314,975 46,407,170
5,881,488 21,020,182
9,197,415 27,755,672
3,868,222 10,579,352
3,688,770 13,439,590
31,452,193 103,283,196
3,924,772 15,207,921
6,913,947 38,431,565
12,871,734 49,755,680

26,271,645
22,294,298
11,013,114
25,103,416
5,903,356
4,092,985
7,358,846
13,914,571
3,220,816

22,406,378
20,251,424
5,315,225
8,326,605
10,336,379
2,286,230
2,696,486
3,473,873
1,564,370

92,901,402
2,276,406
1,595,502
3,395,707
2,916,095
5,602,242
320,257
3,126,006
2,202,171
1,387,358

54,250,592 277,014,922 135,813,688 119,329,013 679,309,J517
890,303
5,454,768
5,942,4r
11,181,688 "2577457582
528,559
6,737,875
5,738,74:
8,199,212 22,799,895
1,097,320 13,872,628| 13,781,254 13,509,205 45,656,114
1,042,703 15,627,462 12,387,616 15,481,260 47,455,136
1,168,195 5,179,91ll 6,171,649
5,070,925 23,192,922
2,176,1011 2,681,259
93,048
5,088,167 10,358,832
1,663,897
7,181,576! 7,199,569
7,166,089 26,337,137
2,464,777
916,508
1,972,704
2,702,343 10,258,503
6,913,374
530,738
5,133,943 13,929,67! 27,895,083

1^081
64
68
140
45
16
12
13
2

22,821,744
5,853,802
6,918,302
29,059,912
3,135,980
1,554,180
1,758,268
1,125,309
97,954

7,931,271 65,608,472
3,376,662 "376357442
1,301,915
2,833,893
5,987,227
12,393,481
2,558,815
1,030,505
1,310,539
666,496
656,032
947,832
851,785
690,917
81,164
66,079

61,009,158
2,705,878
2,398,111
4,031,937
2,447,605
930,337
628,500
372,885
54,405

82,328,559!
3,290,647
1,850,346
5,858,340
2,439,6031
852,089
430,013|
1,001,483!
164,281

360

49,503,707
105,148

20,473,887
551,461

17,914,897
232,324
55,829

13,569,658
30,421

15,886,802 J17,348,951
195,486
171147840
72,479
16,650

105,148

551,461

288,153

30,421

214,719,049 88,499,927 130,185,001 482,082,000
59,738,758 20,905,851 27,968,366 151,158,697
43,467,192 11,011,643 13,525,613 84,332,787
57,288,740 26,556,958 23,144,428 140,420,147
25,224,579
9,094,161 10,755,432 61,313,907
25,263,890 14,355,334 10,171,054 56,169,493
23,418,245 19,062,771 14,414,661 66,951,009
33,052,056 29,623,185 15,515,287 95,578,972
3,834,172 23,384,605
9,561,462
5,203,785

212,136

239,699^204
1878;62,431
15,302,567
57,330,897
11,612,508
5,313,641
4,420,645
4,042,379
463,883

1,187,319

6,595

265,208,958

223,016,441 1,036,720,641 440,403,363 484,435,834 2,449,785,237

6,977

441,529,690

957,349,934 1,698,467,691 971,477,968 1,060,057,068 5,128,882,351


10774—CUR 1909

-11

a Statement of June 23,1909.

No. 49—AMOUNT AND CHARACTER OF STATE BONDS, ETC., OWNED BY NATIONAL BANKS, AS SHOWN BY THE REPORTS OF DATE

SEPTEMBER

1, 1909.

Cities, States, and Territories.

State,
county,
No.
and
banks. municipal
bonds.

Railroad
bonds.

to

Other
publicservice
corporation
bonds.

All other
bonds.

Other
foreign
bonds
and
securities.

Stocks.

Warrants,
claims,
judgments,
etc.

Foreign
government
bonds.

$4,330,737
598,173
302,996

$900,228
2,688,807
233,902

$4,252,061
350,376
14,449

$3,481,542 $174,998,871
565,011 24,770,641
10,456,373
4,046,553 210,225,885

Total.

CENTRAL RESERVE CITIES.

New York City.
Chicago
St. Louis

$19,744,362 $90,085,392 $18,385,478 $33,819,071
3,830,015 5,628,629 3,475,759
7,633,871
2,377,282
1,775,831
966,807 4,785,106
61 25,350,208

Total..

98,091,303

22,828,044

46,238,048

5,231,906

3,822,937

4,616,886

181,000
1,466,843
108,963
3,092,101
2,239,847
3,285,333
449,740

5,007,041
2,658,135
2,709,925
17,094,779
8,689,515
1,830,233
2,552,321

3,120,066
2,014,320
592,366
8,912,306
4,978,381
2,251,714
498,258

1,527,059
1,213,667
878,012
5,536,434
15,696,759
959,193
125,500

100

92,435
44,957
22,000
73,140
189,740

1,656,806
278,500
84,322
33,813

243,180

106,528

636,390

29,000

2,500
95,000

231,280
25,000
3,000
15,930
34,800

630,192
3,912,688
1,080,774
1,455,080
1,272,871
763,754
1,025,725
586,000
250,801
64,939
28,400
48,000
1,141,676
41,198
86,841

1,526,933
4,163,903
1,613,615
206,549
2,481,850
2,531,509
2,510,944
916,067
2,066,319
465,738
95,700

782,042
1,089,307
362,597
273,350
1,209,526
471,379
809,524
375,985
71,280
35,650

210,721
163,160
66,200
1,033,472
4,804,395
266,170
68,536
28,500
24,669
11,600
16,836
16,805
29,400
8,200
750
179,226
295,159
276,466
113,388
536,688
90,689
125,038
2,500
9,801

601,869

106,500
469,684

OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburg
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids
DesMoines
Dubuque
Kansas City, Mo.
St. Joseph
Lincoln




1,000

20,666

18,000

1,000
156,620
1,040,716
1,171,873
381,974
399,622
833,207
747,304
582,610
184,152
126,482
316,587
138,000
1,918,327
141,300
3,000

49,622
7,000
372,055
57,500

210,022
232,738
69,460
35,459

49,012
23,751
10,000
43,900
35,000
47,500

134,686

252,000
240
66,866
19,000
26,033
4,966
31,327
89,214
146,106
446,192
1,390
409,737
199,362

204,534
41,453
236,592
41,200
112,475
69,632
48,000

2,299
35,000
24,884
4,160
63,453
51,049
772

19,630

2,497
6,000

10,187,434
7,584,833
4,387,466
35,996,154
36,866,375
8,709,603
3,864,490
28,500
2,514,463
315,340
191,024
86,548
92,733
773,556
1,750
3,510,874
10,632,440
4,907,653
2,917,733
6,078,433
5,100,275
5,487,529
2,513,660
2,590,652
727,809
515,193
303,660
4,567,064
291,047
108,613

-

-.
. ..
. .

Total all reserve cities

..

777,757
4,279
476,807
134,772
345,205
548,067
843,876
40,935
267,800
887,169
251,140
291,528
666,736
2,255,708
2,174,569
751,858
36,620,803

382

--

6
4
3
3
3
6
3
3
5
4
4
2
4
9
10
4
321

Omaha
South Omaha
Kansas City, Kans
Topeka
Wichita
Denver.. .
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City
Total

995,617
9,200
35,000
325,242
4,099,535
683,433

281,495
26,442
52,640
10,000
2,455,308
543,292
2,000
135,060
168,521

192,392
128,200
34,000
14,800
2,352,797
167,704

255,175
74,725
20,365
1,232,187
227,602
20,000
10,000
210,549
75,114
6,800
5,000
16,608
482,659
18,040

146,259
5,850
1,407
10,000

50,000

18,000
71,470
167,255
43,954
53,726
177,555
219,078
39,590
116,245
28,998
107,169
75,076

32,184
69,061

2,698,695
36,571
668,254
298,497
723,612
10,791,548
2,702,223
106,889
493,586
2,381,872
871,377
468,430
2,285,831
4,191,388
7,612,540
1,425,057

524,770
775,518
1,831,230
25,000

27,000
651,730
48,045
51,500
483,330
236,849
653,507
104,500

70,598,910

35,497,539

39,535,762

11,519,370

3,631,462

1,821,943

383,485

199,609,274

61,971,011 168,690,213

58,325,583

85,773,810

16,751,276

7,454,399

6,438,829

4,430,038

409,835,159

71,505
184,091
72,650
391,931
35,350
215,270

63,600
46,727
48,327
109,852
19,750
51,192

9,604,137
5,603,828
5,104,940
28,038,957
5,749,609
16,954,372

286,348
278,000
79,012
489,750
827,707
2,050,451
443,500

50,000
312,955
7,083

STATES, ETC.

Maine
New Hampshire
.
Vermont
....
Massachusetts
Rhode Island
Connecticut
Total New England States
New York
New J e r s e y . . . .
Pennsylvania
Delaware....

..




...

731,140
440,915
1,236,957
1,119,712
173,560
864,038

3,956,875
1,799,111
1,867,406
8,977,371
2,193,183
10,257,129

2,639,147
844,393
878,839
8,207,192
1,635,200
2,605,323

1,861,277
686,319
707,187
7,529,496
1,352,251
2,262,897

172,811
1,524,065
241,800
1,495,704
235,307
567,602

107,782
78,207
51,774
207,699
105,008
130,921

464

..

..

Maryland
District of Columbia
Total Eastern States

\ irginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama..
Mississippi
Louisiana.
Texas

77
58
50
177
22
80

4,566,322

29,051,075

16,810,094

14,399,427

4,237,289

681,391

970,797

339,448

71,055,843

392
184
741
28
87
1

7,324,877
7,086,427
7,633,282
136,080
1,548,685

43,324,985
21,280,385
44,003,710
1,230,222
4,455,079
242,630

9,913,648
10,646,325
25,742,250
955,332
2,241,677
99,350

11,389,383
5,309,208
21,480,552
274,145
910,317
13,790

1,091,525
1,212,697
3,315,910
113,164
171,055
227 450

727,046
346,140
2,143.816
53^ 284
94,001

1,336,764
534,494
1,767,550
14,607
14,453

446,956
179,511
1,323,002
37,152
9,213

75,555,184
46,595,187
107,410,072
2,813,986
9,444,480
378,220

23,729,351 114,537,011

49,598,582

39,377,395

5,926,801

3,364,287

3,667,868

1,995,834

242,197,129

439,968
721,175
26,300
141,000
15,000
51,375
138,340
44,500
34,800
129,908

1,070,758
1,167,875
87,400
465,522
150,480
126,835
387,153
271,187
170,460
446,801

392,953
199,924
140,198
171,304
144,001
176,817
226,536
24,312
7,747
303,242

63,262
100,494
52,271
45,751
61,799
132,429
25,018
66,995
112,403
369,578

187,803

9,500

5,781,219
3, 844,916
665,144
1,743,117
836,602
1,552,102
2,617,597
1,299,383
593,049
3,566,343

1,433
118
96
72
33
100
39
76
31
30
489

1,881,793
600,626
313,600
886,661
366,527
993,544
1,638,134
663,946
217,639
1,922,997

1,735,182
1,054,822
45,375
17,879
98,795
71,102
202,416
208,375
50,000
393,817

15,000

20,068

O)

No. 49.—AMOUNT AND CHARACTER OF STATE BONDS, ETC., OWNED BY NATIONAL BANKS, AS SHOWN BY THE REPORTS OF DATE SEPTEMBER

1, 1909—Continued.
Other
publicservice
corporation
bonds.

No.
banks.

State,
county,
and
municipal
bonds.

44
139
89

$78,563
997,401
619,140

$2,838
338,390
37,015

$4,192
546,108
110,878

1,356

11,180,571

4,256,006

349
249
406
95
124
257
310
106

13,638,148
4,852,737
7,131,819
3,805,404
4,073,737
1,589,084
1,417,681
910,670

4,647,260
3,022,194
4,712,085
1,739,952
3,586,407
706,766
995,451
116,200

1,896

37,419,280

140
95
205
200
47
29
106
42
217

416.942
1,625,848
348,745
1,950,719
866,838
104,790
1,865,676
110,632
1,025,194

1,081

Cities, States, and Territories.

64
68
140
45
16
12

Railroad
bonds.

All other
bonds.

Stocks.

Warrants,
claims,
judgments,
etc.

Foreign
government
bonds.

Other
foreign
bonds
and
securities.

Total.

STATES, ETC.—continued.
Arkansas
Kentucky
Tennessee
Total Southern States
Ohio
Indiana.
Illinois
Michigan
Wisconsin. .
Minnesota
Iowa.*.
Missouri
Total Middle Western States
North Dakota
South Dakota
Nebraska....
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States
Washington..
Oregon.
California
.
Idaho
Utah
Nevada

.




. .

$48,522
428,610
619,693

$60,188
97,731
453,214

$72,193
154,858
212,900

$61,100

$102,647
16,075

2,403,544

5,441,296

2,398,167

1,469,951

263,903

148,290

27,561,728

4,020,469
2,768,731
5,521,309
1,462,189
4,013,224
365,940
1,105,029
497,312

4,476^013
1,747,673
6,511,801
3,188,741
3,318,345
633,634
1,449,234
541,590

1,043,893
202,910
847,544
341,264
169,554
99,325
789,946
36,029

456,905
94,525
1,101,360
161,267
173,363
594,865
491,861
94,462

151,747
334,046
840,277
86,919
82,113
62,240
93,217
45,926

37,920
89,980
247,808
22,900
111,324
16,052
8,321
28,500

28,472,355
13,112,796
26,914,003
10,808,636
15,528,067
4,067,906
6,350,740
2,270,689

19,526,315

19,754,203

21,867,031

3,530,465

3,168,608

1,696,485

562,805

107,525,192

15,000
129,123
62,024
458,531
85,375
168,189
1,183,168
106,022
1,000

27,423
171,186
105,928
389,939
123,000
23,363
968,605
24,750
60,933

10,157
318,398
138,327
504,123
107,936
123,642
853,420
79,901
125,281

39,075
74,933
28,789
77,356
123,151
1,322
346,786
85,928
75,134

491,489
167,146
283,613
212,723
505,861
155,973
749,500
71,959
995,838

8,015,384

2,208,432

1,895,127

2,261,185

852,474

3,634,102

827,524
995,660
6,121,940
338,676
112,723
176,866

284,140
881,719
2,485,334
96,911
323,520
28,059

124,160
- 402,440
2,509,789
43,660
49,330
2,751

204,889
156,442
716,556
92,900
168,903
94,700

38,013
75,209
222,189
180,370
47,971
49,791

1,131,590
162,780
313,280
527,096
214,147
7,948

$266,496
2,726,845
2,068,915

1,000,086
2,186,634
976,161
3,656,467
1,814,661
577,279
5,967,155
492,369
2,283,380

8,735
48,860
500

14,216
2,000

12,712

465

70,807

16,681

18,954,192

9,730
27,524

2,620,046
2,701,774
12,372,345
1,283,288
916,594
360,115

3,257
3,675

rf

Arizona.
Alaska <
*
Total Pacific States
Hawaii
Porto Rico

13
2

345, 7?n

5,116
1,759

80,250

18 900

36,424
100

130,290
147,341

360

8,919, 109

4,106,558

3,212,380

1, 453, 290

650,067

2, 634,472

77 135

1,275

951

10, 262

16,858
132,756

10, 262

149,614

4
1

616,700
149,200
932

37, 254

21,020,062
96,219
143,018

77, 135

1,275

951

Total States, etc

6,595

84, 876, 759

17,596,538

14 953,762

6,676, 792

3,100, 312

488,553,383

§

Total United States

6,977 155,811, 290 342,525,224 151,999,513 170, 650, 569

34,347,814

22, 408,161

13,115, 621

7,530, 350

898,388,542

H
O
H

Total island possessions




5

93,840, 279 173,835,011

93,673,930

a Statement June 23,1909.

239,237

W

o
H
to

o
H

in
o
cj

No. 50.—NUMBER OF NATIONAL BANKS REPORTING AND NUMBER SHOWING SAVINGS DEPOSITS, WITH THE AMOUNT OF SAVINGS DEPOSITS AT
DATE OF EACH REPORT, FROM NOVEMBER 27, 1908, TO SEPTEMBER 1, 1909.
Nov. 27,1908.

State.

Maine. ..
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England States...
New York
New Jersey
Pennsylvania
Delaware.
Maryland
District of Columbia..
Total Eastern
States.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana.
Texas
Arkansas
Kentucky.
Tennessee
Total Southern
States

Number
showNum- ing
ber of savbanks. ings
deposits.
77
57
51
197
22
80

40
10
21
29
5
3

Amount of
savings
deposits.

$12,450,049.08
958,647.88
5,592,195.76
7,715,571.57
2,322,979.29
644,828.96

Feb. 5,1909.

Number of
banks.

77
56
51
197
22
81

Number
showing
savings
deposits.
38
6
20
16
5
3

Amount of
savings
deposits.

$13,058,122.45
495,238.38
3,843,501.79
5,633,484.59
2,520,035.31
706,140.65

Apr. 28,1909.

Number of
banks.

77
57
50
196
22
81

Number
showing
savings
deposits.

Amount of
savings
deposits.

46
10
21
26
5
4

$13,855,494.42
964,550.18
5,487,215.85
7,841,124.02
2,726,947.22
767,683.71

Sept. 1,1909.

June 23,1909.

Number
showNum- ing
ber of
banks. savings
deposits.
77
57
50
197
22
81

39
11
23
27
' 5
7

Amount of
savings
deposits.

$13,847,227.16
1,013,057.57
5,768,675.07
9,093,035.63
2,890,985.11
933,070.75

Number
showNum- ing
ber of
banks. savings
deposits.
77
58
50
197
22
80

34
8
17
26
5
5

Amount of
savings
deposits.

$14,242,497.20
914,642.48
4,796,588.94
7,515,783.30
3,011,608.61
873,383.87

484

108

29, 684,272.54

484

88

26,256,523.17

483

112

31,643,015.40

484

112

33,546,051.29

484

95

137
105
408
13
58
1

35,049,180.32
9,719,338.67
92,860,088.73
1,133,458.61
9,688,297. 25
270,063.41

429
178
784
27
102
11

150
94
373
12
57
1

37,546,711.23
20,602,014.38
85,319,035.62
1,089,876.89
9,810,176.25
263,510.26

430
182
790
27
102
11

153
110
445
13
61
1

41,668,742.07
24,825,231.96
100,733,683.65
993,971.82
10,371,266.98
272,991.01

435
184
793
27
104
11

145
117
442
10
59
1

38,119,583.20
27,810,994.71
96,203,678.07
1,037,224.48
10,233,098.92
308,252.93

438
184
801
28
105
11

152
86
402
13
65
0

722

148,720,426.99

1,531

687

154,631,324.63

1,542

783

178,865,887.49

1,554

774

173,712,832.31

1,567

718

178,651,307.55

109
94
69
30
99
39
76
31
38
532
40
145
87

46
38
22
12
24
21
19
5
14
35
7
16
13

13,521,036.12
2,438,084.43
1,058,481.77
2,693,352.23
3,692,171.27
3,774,373.38
2,090,756.68
172,513.25
887,904.71
1,746,843.07
285,370.57
1,539,025.34
2,535,261.90

112
94
69
31
101
39
76
31
37
528
42
146
89

19
43
23
22
24
21
12
3
16
29
10
21
17

8,002,892.26
3,321,112.57
1,190,170.77
4,644,232.18
3,678,476.58
3,915,011.31
1,925,303.01
136,192.91
2,025,662.42
1,785,438.26
401,266.45
1,584,020.92
3,613,461.26

114
94
70
32
102
39
75
31
35
528
43
148
88

46
42
26
23
25
23
18
5
16
42
10
23
19

9,839,639.17
3,424,493.27
1,456,116.89
4,885,558. 53
4,133,127.06
4,198,023.92
2,343,296.02
144,883.25
2,214,819.00
2,299,531.43
401,485.63
1,786,084.50
3,929,723.32

117
93
70
33
102
39
75
31
35
526
43
149
88

52
43
23
24
24
20
18
3
15
37
10
22
18

13,359,339.32
3,369,820.34
1,224,652.63
5,033,646.11
4,138,735.34
3,668,901.00
2,284,940.69
247,352.42
2,163,219.03
2,343,146.54
386,088.89
1,864,166.15
3,964,386.82

118
96
72
33
102
39
76
31
35
523
44
148
89

39
29
16
22
22
21
18
4
16
39
10
21
17

11,325,857.77
3,040,385.42
1,309,319.93
4,982,760.56
4,608,063.91
4,103,311.24
2,259,164.77
202, 838.53
1,807,199.69
2,485,230.40
399,701.15
1,879,119.91
4,114,826.19

1,389

272

36,435,174.72

41,066,781.99

1,401

274

42,517,779.47

Q
O

42, 389,822.10
25,839,982.65
98,027,586.31
1,219,334.86
11,174,581.63
0

1,517

w

31,354,504.40

425
177
775
27
102
11

B

s




1,395

260

36,226,240.90

1,399

318

309

44,048,395.28

1,406

j

Ohio
Indiana
Illinois.
Michigan...
Wisconsin
Minnesota
Iowa
Missouri
Total Middle
States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico

< 369
246
411
96
130
265
317
120

118
32
137
75
93
101
66
10

20,700,682.86
2,292,604.31
20,666,830.51
25,415,204.70
17,025,944.35
7,100,858.57
3,462,907.12
1,469,268.56

371
249
412
96
130
265
320
123

123
30
140
74
92
81
72
6

22,054,128.28
2,659,918.98
21,885,578.31
22,212,871.82
17,182,342.88
7,285,801.75
4,694,750.60
1,544,853.40

371
250
412
97
129
266
319
125

123
40
151
78
96
111
74
10

23,797,504.80
3,489,690.24
21,960,151.82
26,443,178.90
19,659,674.06
5,637,662.10
4,743,100.16
1,602,378.81

372
252
419
97
129
268
320
126

115
36
153
79
95
113
67
11

23,190,677.27
2,868,660.18
22,768, 875.55
27,273,794.47
19,637,404.70
8,931,976.24
3,935, 704.16
1,324,121.08

375
256
419
99
130
269
320
129

85
37
144
70
91
121
62
11

16,582,120.80
2,931,172.68
21 379 886.46
26,188, 722.16
19,877,184.90
9 387 200.97
4,251,632.91
1,248,996.41

^
g

1,954

632

98,134,300.98

1,966

618

99,520,246.02

1,969

683

107,333,340.89

1,983

669

109,931,213.65

1,997

621

101,846,917.29

g

26

201,624.91
471,779.85
286,425.11
820,360.47
2,295,011.80
81,848.06
121,576. 20
41,926.49
319,485.72

132

27

221,905.98
521,399.39
314,644.50
794,487.74
828,720.15
130,548.99
148,952.74
45,051.39
318,491.23

133

27

135

29

27
25
35
11
7
10
6
26

28
22
36
11
7
11
6
24

140

94
218
211
44
29
114
41
230

252,560.10
732,757.47
325,285.44
1,074,340.23
772,225.69
255,040.74
276,960. 99
55,946.15
504,598.24

26

93
215
211
43
29
113
41
242

243,934.56
613,896. 91
544,873.06
867,617.90
807,732.67
214,414.30
196,894.21
58,232.69
324,020.30

212,933.43
677,556.46
1,839,801.12
1,207,906.61
842,509.89
257,457. 28
238,305.92
59,961.26
399,075.29

132

90
214
210
42
28
112
40
288

29
21
33
11
6
8
4
20

Oklahoma
Total Western
1,156
States
66
Washington

Oregon
California
Idaho..
Utah
Nevada
Arizona
Alaska

Total
Pacific
States
Hawaii
Porto Rico
Total
island
possessions . . .
Total United
States

92
214
210
41
29
113
41
270

25
19
29
11
7
9
4
18

95
219
209
47
29
115
42
225

28
20
37
14
7
10
6
22

H

O
b^
H
£
fej
g

g

158

65
144
40
20
10
13

4,640,038.61

1,142

149

3,324,202.11

1,120

174

3,871,616.60

1,116

174

4,249,715.05

1,121

170

5,735,507.26

%

41

7,830,085.19
418,512.17
4,066,272. 99
214,881.89
1,165,494.75
248,076.22
5,143.65

66

39

6,322,184.72
403,513.00
4,007,203.43
231,174.66
1,239,204.66
263,634.94
6,303.14
25,216.60

69

43

72

42

17
28
16
15
2
1
1

71
151
43
20
11
13
2

20
27
14
14
2
0
1

7,265,558.19
524,394.71
4,460,156.65
282,627.65
2,008,018.76
279,900.69
0
27,808.13

74

45

69
149
42
20
11
13
2

7,416,094.00
466,220.03
4,680,939.86
285,663.64
1,944,291.42
275,897.65
8,781.35
27,628.11

8 213,190.85
571,250.67
4,943,999.47
307,219.55
2,113,487. 86
189, 488. 74

W
2
E
g
g
*"

16
24
14
11
2
1
0

2

66
145
41
20
11
13
2

15
21
14
12
2
1
1

72
159
45
20
12
13
2

15
27
16
14
2
0
1

o

o

37,946.58
360

109

4
1

13,948,466.86

123

15,105,516.06

383

120

14,848,464.78

397

130

125,980.78

4
1

3
0

140,611.79

4
1

3
0

157,925.64

4
1

3
0

160,016.03

3

125,980.78

5

3

140,611.79

5

3

157,925.64

5

3

160,016.03

W

1,910

332,582,952.76

6,893

2,196

378,026,770.22

6,926

2,161

380,494,598.00

6,977

2,010

376,642,615.72

£

0
0

4
1

s

5

0

5

6,865

2,001

6,887




fc

375

105

331,562,680.70

^

16,376,583. 72

12,498,435.15

364

o

g
w

168

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 51.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT

NOVEMBER 27, 1908.
Specie.

City, State, and Territory.

Number of
banks.

Gold coin.

Gold
Treasury
Gold
certificates Clearinghouse
Treasury payable to
certificates. order, act certificates.
(Sec. 5192.)
of Mar. 14,
1900.

CENTRAL RESERVE CITIES.

1 New York
9 Chicago . .
3 St. Louis

37
14
8

Total, central reserve cities

59

$4,455,269.50 $134,506,600 $30,360,000 $41,780,000
5,745,094.50 20,544,930
4,380,000
3,204,675.00 13,288,220
510,000
13,405,039.00 168,339,750

35,250,000

41,780,000

OTHER RESERVE CITIES.

7
8

q
10
11

1°
14
16
17

18
10
21
22
24
25

26
°7
28
oq

?o
31
oo

34
35
36
37
39
40
41
42
43
44
45
46

4
2

11,004,290
1,491,900
710,620
3,386,240
5,085,130
1,927,480
1,664,260
31,500
1,383,910
593,570
262,490
135,000
178,060
945,530
745,820
241,030
2,500,100
2,740,000
783,210
2,103,650
221,990
841,800
93,500
151,750
36,000
1,002,980
328,160
705,490
57,500
244,500
1,569,250
423,430
123,460
558,110
1,651,320
452,630
177,180
180,810
175,390
13,370
60,000
310,000
15,600

310

57,389,564.90

47,308,010

11,300,000

21,702,000

Total, all reserve cities

fi

1,061,601.00
440,928.50
200,543.00
1,897,988.00
4,370,195.00
281,860.50
63,702.50
4,252.50
15,342.00
1,311,162.50
701,385.50
119,880.00
141,067.50
379,745.00
423,107.50
87,197.50
621,554.00
2,094,153.00
696,242. 50
965,960.00
1,570,402.50
2,022,890.00
113,670.00
389,692.50
118,162.50
2,612,697. 50
2,175,019.45
136,605.00
102,070. 00
139,420.00
1,941,957.50
516,505.00
410,142.50
1,409,510.00
4,664,955.00
398,230. 00
1,048,225.60
4,875,352.50
7,835,990.00
3,948,965.00
3,605,800.00
820,214.35
655,220.00

Total, other reserve cities.

4

369

70,794,603.90 215,647,760

46,550,000

63,482,000

Boston
Albany
Brooklyn
Philadelphia....
Pittsburg
Baltimore
Washington.
Savannah
New Orleans
Louisville
Dallas
Fort Worth
Galveston
Houston...
San Antonio
Waco
Cincinnati.
Cleveland
Columbus
Indianapolis.
Detroit
Milwaukee .
Cedar Rapids
Des Moines
Dubuque
Minneapolis...
St Paul
Kansas City Kans
Topeka
Wichita
Kansas City, Mo
St Joseph
Lincoln
Omaha
Denver
Pueblo
Salt Lake City
Los Angeles
San Francisco
.
Portland
Seattle
Spokane.
Tacoma

21
3
34
26
18
10
2
6
10

6
7

3
8

6
5
9

7
9
7
4
6

3
4
3
5
6

3
3
3
7

4
4
5
6

3
4
10
11
4
4

130,000
5,770,000
140,000

4,090,000
10,345,000
1,945,000
510,000
735,000

960,000

740,000
485,000

100,000
760,000
600,000
300,000
80,000
120,000
300,000

2,040,000

550,000
400,000
318,000
552,000
865,000
167,000

STATES, ETC.
47
48
50
51
52

Maine
New Hamrjshire
Vermont
M ass achusetts
Rhode Island
Connecticut
Total, New England States




428,950
181,300
113,370
1,276,770
218 580
630,450

10,000

80

1,184,486.48
470,619.01
430,479.60
2,401,632.23
442 171 28
1,723,039.39

463

6,652,427.99

2,849,420

40,000

77

57
511
176
22

2,000
30,000
2,000

EEPOBT OF THE COMPTROLLER OP THE CUBEENCY.

169

DATE OF EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909.
N O V E M B E R 27, 1908.
Circulating notes.

Specif

i
Silver
dollars.

$65,583
107,010
161,345

Silver
Treasury
certificates.

Fractional
silver coin.

I
Total.

$40,003, 235 $1,015, 645. 05 $252,186,332.55
45,402,249.85
356, 345.35
14,268, 870
84, 145. 69
22,697, 486. 69
5,449, 101

Issued.

On hand.

Outstanding.

$48, 879,100 $2 687,102. 50 $46,191,997.50
12, 804,000 1 129,300. 00 11,674,700. 00
314,030. 00 16,722,260.00
17, 036,290

333,938

59,721, 206

1, 456, 136. 09

320,286, 069.09

78, 719,390

4, 130, 432. 50

74,588,957. 50

19,114
8,492
3,852
122,166
336,608
50,379
11,374
18,500
27,731
52,131
150,813
29,813
22,105
59,326
73,357
49,642
54,939
57,402
87,595
63,613
69,014
95,272
18,493
29,723
6,279
45,828
60,655
5,106
10,324
15,305
59,781
53,262
30 973
98,385
79,464
17,010
84, 413
107,428
108,291
69,445
107 810
111,828
13,233

9,093, 328
133, 127
1,008,903
6,003, 421
2,727, 589
2,341, 398
657, 400
34, 158
499, 619
179, 096
154, 965
42, 072
84, 640
311, 869
216, 822
28, 883
1,349, 803
750, 991
303, 021
364, 729
283, 003
760, 419
55, 455
48, 448
62, 355
46,365
228, 576
18, 066
20.208
77, 480
1,575,439
170,119
31 Wt
455,735
161, 808
31, 089
26, 224
153 973
43, 123
9, 104
20 000
128, 038
1, 763

413, 222. 50
33, 373.48
101, 048. 95
574, 691. 52
339, 949.80
131, 998.15
66, 696. 60
24, 374. 00
37, 974.80
50, 088. 62
58, 346. 40
32, 658.05
40, 841.30
129, 832. 46
78, 900.20
55, 582.50
80, 584.98
79, 909. 00
46,915. 60
54, 468.55
32, 771. 00
63, 994.24
26, 865. 45
71 926. 45
4, 975. 40
144, 019. 20
76, 325. 00
32, 114. 45
13, 326.25
9 295.20
142 214.35
65 225.80
45 740 33
182 639. 45
119 266. 30
24 333. 50
40 743. 95
152,830.80
304 654. 95
77 199. 35
43 882 30
61 112. 45
22 197.10

25,681, 555. 50
2,237,820. 98
2,024,966. 95
28,099,506. 52
14,804,471.80
5,383,115.65
2,463, 433.10
112, 784. 50
2, 699, 576.80
2,186,048.12
1,327,999.90
359, 423. 05
466,713.80
1,826,302.46
1,538,006. 70
462,335.00
5,556,980.98
6,462,455.00
1,916,984.10
3,552,420.55
2,662,180. 50
3,784,375.24
407,983. 45
691,539.95
227,771. 90
4,611,889.70
3,468,735. 45
1,197,381. 45
283, 428.25
606,000.20
5,588,641.85
1,228,541.80
641,878.83
2,704,379.45
6,676,813. 30
923,292.50
1,376,786.55
6,020,394.30
10,907,448. 95
4,436,083. 35
4 389 492. 30
2.296, 192.80
875,013.10

9, 399,000
1, 900,000
987,000
16, 132,700
15,875,000
8, 060,000
4, 540,000
650,000
3, 217,000
4, 479,600
1, 817,500
1, 432,000
375,000
1, 060,000
1, 782,000
350,000
7, 252,400
5, 991,000
2, 540,000
4, 918,180
1, 480,000
4, 505,000
315,000
962,000
525,000
3, 423,000
2, 450,000
850,000
300,000
350,000
2, 945,000
880,000
595,600
1, 650,000
2, 475,000
480,000
1 200,000
5 235,000
13 324,000
1 350,000
1 250,000
1 019,000
500,000

375, 682. 50
110,550. 00
14,470. 00
2 352, 770. 00
331,562.50
152,002. 50
101,002. 50
5.00
67,305. 00
15,150. 00
1, 700. 00
17,450. 00
19,100. 00
6,000. 00
189,350.00
600. 00
87,552. 50
242,000. 00
41,652. 50
7.50
5,700. 00
8,400. 00
2.50
13,300.00
2,700. 00
6,405. 00
424,102. 50
1,600. 00
2,200. 00
4,400. 00
36,500. 00
9,500. 00

9,023,317.50
1,789,450. 00
972,530.00
13,779,930. 00
15,543, 437. 50
7,907, 997. 50
4, 438, 997. 50
649, 995. 00
3,149,695.00
4, 464, 450. 00
1,815,800.00
1,414, 550. 00
355, 900. 00
1,054,000.00
1,592,650.00
349, 400. 00
7,164,847. 50
5,749,000. 00
2, 498,347. 50
4,918,172. 50
1, 474,300. 00
4,496,600. 00
314,997. 50
948,700.00
522,300. 00
3, 416,595. 00
2,025,897.50
848,400. 00
297,800. 00
345, 600. 00
2,908,500. 00
870,500. 00
595,600. 00
1,645,997.50
2,404,845.00
472,350. 00
1,135, 700. 00
4,991,500.00
13,208,900.00
1,336,300. 00
1,250 000.00
1, 008,745. 00
493,100. 00

2,596,274

30,694, 187

4,189,110. 73

175,179,146. 63

140 821,980

5,116,285.00 135,705,695. 00

5,645 246.82

495,465,215. 72

219 541,370

9 246,717. 50 210,294,652.50

2,930,212

90,415 393

28,183
30,288
37,028
119,746
5,327
66,206

302
346
176
1,708
323
880

240
230
717
512
360
753

286,778

3,737 812




368. 50
204. 41
333.30
783.20
622. 76
242.03

2,032,227. 98
1,129,641.42
831,927.90
6,013,443.43
1,080,061.04
3,566,690.42

1,085,554.20

14,653,992.19

88
101
64
504
90
236

5 844,100

4,002. 50
10,155. 00
7,650. 00
64,300.00
243,500. 00
115,100. 00
13,700. 00
10,255. 00
6,900. 00

989,000
594, 500
715,000
162,500
596,350

133,500.00
139,985. 00
89,042. 50
536,340. 00
119,887.50
466,292. 50

5,710, 600. 00
4,849,015. 00
4,505,457. 50
20,178,660. 00
4,042,612.50
12,130,057. 50

52,901,450

1 485,047.50

51,416,402.50

4
4
20
4
12

170

REPORT OF T H E COMPTROLLER OF T H E

CURRENCY.

N o . 51.—SPECIE AND CIRCULATION OF NATIONAL B A N K S AT D A T E OP

NOVEMBER 27, 1908—Continued.
Specie.
Gold
Treasury

Number of

City, State, and Territory.

banks.

Gold coin.

Clearingcertificates
Gold
house
Treasury payable to certificates.
certificates. order, act (Sec. 5192.)
of Mar. 14,
1900.

STATES, ETC.—continued.
53
54
55
56
57
58

New York
New Jersey
Pennsylvania
Delaware.
Maryland
District of Columbia
Total, Eastern States

50
60
61
6?
6?
64
65
66
67
68
69
70
71

Virginia .
West Virginia
North Carolina
South Carolina. . . .
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky .
Tennessee

72
73
74
75
76
77
78
79

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total, Middle States

80
81
82
83
84
85
86
87
88

North Dakota
South Dakota
Nebraska
Kansas
Montana . . .
Wyoming
Colorado
New Mexico
Oklahoma

Total, Southern States

Total, Western States
Washington
Oregon
California
92 Idaho
93 Utah
94 Nevada
Arizona
96 Alaska a
89
90

Total, Pacific States
97
98

Hawaii a
Porto Rico
Total, island possessions

380177
715
27
84
1

$3,178,630
2,131,850
4,880,150
71,880
378,460
65,200

$615,000
10,000
245,000

1,384

16,123,459.62

10,706,170

890,OCO

109
94
69
30
97
39
76
31
32
497
40
135
87

1,218,889.62
1,014,421.40
460,440.87
147,444.50
415,940 50
247,786.85
615,405. 50
164,217.90
134,637.70
2,362,541.75
230,820. 00
1,008,102. 50
969,351. 00

823,910
542,530
240,300
84,790
380 920
210,480
581,080
210,990
197,880
2,104,910
296,230
483,540
1,038,450

1,336

8,990,000.09

7,196,010

20,000

344
239
397
92
124
254
307
101

4,305,056.06
3,078,113.60
4,399,821.51
2,341,075.40
2,290,207.25
2,086,808.89
2,574,750.07
796,544. 70

2,157,250
1,715,930
2,568,730
918,140
904,230
943,000
1,316,860
273,180

247,000
20,000
515,000
40,000
440,000
150,000
200,000
5,000

178,500

1,858

21,872,377.48

10,797,320

1,610,000

341,500

132
90
205
201
42
28
103
40
288

531.685.10
671,720.50
1,541,173.75
1 727 315 27
1,484,077.80
440,012. 50
1,760,577.65
370,365.00
896,088.90

580,140
557,670
727,410
912,230
534,690
206,510
671,530
216,880
924,130

1,129

9,423,016.47

5,331,190

56
61
123
40
16
10
13
2

1,667,292.50
2,075,647.50
5,052,863. 50
653,780. 00
443,462. 50
315,005. 00
283,544. 50
186,345.00

248,570
145,420
377,170
187,920
14,920
62,890
142,210
69,120

321

10,677.940. 50

1,248,220

4
1

....

$4,620,762.99
1,798,427.89
9,074,679.32
138,759.25
475,775.17
15,055. 00

354,635.00
1,800.00

520
25,000

$455,000
15,000

20,000
470,000

20,000

163,000

45,000
50,000

95,000

10,000
5,000

15,000

5

356,435.00

25,520

Total, States, etc

6,496

74,095,657.15

38,153,850

2,670,000

813,500

Total, United States

6,865

144,890,261.05 253,801,610

49,220,000

64,295,500




a Statement, September 23,1908.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

171

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
N O V E M B E R 27, 1908—Continued.
Specie.

Circulating notes.

Silver
Treasury
certificates.

Fractional
silver coin.

Total.

Received
from Comptroller.

$320,099
125,690
724,587
21,779
35,106
370

$3,212,998
2,346,805
3,694,617
189,699
386,188
26,604

$807,439.74
461,870.32
1,008,592.52
57,133.85
104,293.08
850.00

$13,209,929.73
6,874,643.21
19,642,625.84
479,251.10
1,399,822.25
108,079.00

$30,533,480
12,962,110
49,941,750
1,490,000
4,048,750
250,000

1,227,631

9,856,911

2,440,179. 51

41,714,351.13

99,226,090

165,664
94,841
143,344
78,865
279,861
201,537
288,439
78,957
109,862
763,187
77,679
140,445
213,895

604,014
447,579
156,361
191,216
476,938
214,246
282,529
85,443
152,245
890,978
203,887
270,368
515,460

204,071.61
102,836. 52
90,545.69
91,963.85
187,619. 98
144,387.05
183,450.13
91,462.70
112,565.13
692,301. 08
94,349.95
106, 044. 31
161, 733.21

2,636,576

4,491,264

2,263,331.21

25,597,181.30

80,619,430

523,917.50

86,095, 512. 50

533,710
425,772
499,591
181,463
193,136
241,175
322,115
138,404

1,112,780
1,038,699
1,392,947
538,218
433,148
536,456
699,164
172 229

454,349.33
326,778. 58
557,891.19
199,944.38
191,350.72
218,318.52
296,318.25
111,849.75

8,981,645.39
6, 605,293.18
10,096, 980. 70
4,218,840. 78
4,452,071. 97
4,175,758.41
5,409,207.32
1, 497, 207.45

25,380,260
15,267,280
21,681,600
7,586,800
7,495,330
7,527,790
13,318,000
4,775,150

327.835. 00
85,272. 50
176,642.50
50, 025. 00
105,822. 50
105,142. 50
67,817.50
26,845.00

25,052,425.00
15,182,007.50
21,504,957.50
7,536:175.00
7,389,507. 50
7,422,047.50
13,250.182. 50
4, 748. 305. 00

2,535,366

5,923,041

2,356,800. 72

45,437, 005. 20

103,032,210

76,135
83, 562
185,064
300,810
70,411
40,150
136, 602
45,259
310,172

254,435
231,549
356,960
555,547
70,190
57,108
237,198
87, 775
565,639

103,107. 60
85,541.04
168,421.60
249.371. 59
101,768. 75
49,996. 76
123,951. 70
44, 050. 70
336,643. 72

1,545,502.70
1, 630, 042. 54
3,024,029.35
3,795,273.86
2,261,137. 55
793, 777. 26
2,929,859.35
764,329. 70
3,032,673. 62

2,385,500
2,084.040
6,593.660
8,302,830
2,315.700
1,193,550
3,815,300
1,566,500
7,315,320

1,248,165

2,416, 401

1,262,853.46

19,776,625,93

35,572,400

92,786
69,829
228,669
49,261
23,257
9,536
27,570
2,143

47,591
47,998
123,809
73,401
15,571
3,881
28,556
1,765

114,038. 98
97,835. 75
313,213.64
56,246. 39
28.532. 00
16,350. 20
28,338. 27
3, 604.10

2,170,278. 48
2,436,730. 25
6,105,725.14
1,025,668.39
525,742. 50
407,662.20
510,218. 77
262,977.10

1,913,600
1,675,590
8,856,900
1,149,750
778,250
1,499,250
629,000
62,500

503,051

342, 632

658,159.33

13,445,002.83

16,564,840

29,290
607

411
7,804
8,275

17,038.80
2,205. 55

401,924.80
37,476. 55

285,750
100,000

23,502. 50

262,247. 50
100,000. 00

19,274.35

439,401.35

385,750 |

23,502. 50 |

362,247. 50

Silver
dollars.

29,897

3,016,549.23
9,873,250
2,202,207.92
7,101,450
1,090,991.56
5,482,240
594,279.35
3,334,250
1,741,279.48
8,016,980
1,018,436.90
3,367,000
1,950,903.63
6,627,760
631,070.60
2,793,750
707,189.83
2,505,000
6,813,917.83
17,355,650
902,965. 95
1,902,500
2,028, 499.81 • 9,712,100
2,898,889.21
8,547,500

On hand.

Outstanding.

$737,830.00 $29,795,650.00
366,250.00 12,595,860.00
580,473. 50 49,361,276.50
15,957.50
1,474,042.50
69,665.00
3,979,085.00
7,400.00
242,600.00
1,777,576.00

97,448,514.00

169,390. 00 9,703,860.00
33,560.00
7,067,890.00
4,800.00 5,477,440.00
1,900.00 3,332,350.00
63,965.00
7,953,015.00
19,042.50
3,347,957.50
59,150.00
6,-568,610.00
26,920.00
2,766,830.00
12,505. 00 2,492,495.00
42,942. 50 17,312,707.50
3,700.00
1,898,800.00
46,342.50
9,665,757. 50
39,700. 00 8,507,800.00

10,130. 00
13,780. 00
11,350.00
38,345.00
114,492.50
2,400.00
17,810.00
6,467. 50
40.855. 00

2,375,370. 00
2,070, 2C0. 00
6, 582,310. 00
8,264 485.00
2,201,207. 50
1,191,150.00
3,797,490.00
1,500,032.50
7,274,465. 00

72
73
74
75
76
77
78
79

80
81
82
83
84
85
86
88
88

255,630. 00 35, 310, 770.00
26,050.00
31,410.00
136,190.00
19,035. 00
10,602. 50
26,650. 00
7,950. 00
7,890.00

1,887,550.00
1, 644,180. 00
8,720,710.00
1,130,715.00
767, 647. 50
1,472,600.00
621,050.00
54,610. 00

89
90
91
92
93
94
95
96

265,777. 50 16,299,062. 50

117,192,329 15,731,399. 60 656,528,775. 65 I 613,843,540 14,524,171.00 599,319,369.00 I




59
60
61
62
63
64
65
66
67
68
69
70
71

946,002.50 jl02,080,207.50

8,467,404 I 26,776,936 10,086,152.78 j 161,063,559.93 | 394,302,170 I 5,277,453.50 389,024,716.50
11,397,076

53
54
55
56
57
58

97
98

172

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 51.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE OF
F E B R U A R Y 5, 1909.

Specie.
Number of
banks.

City, State, and Territory.

Gold
Treasury
certificates Clearinghouse
Treasury payable to
certificates. order, act certificates.
of Mar. 14, (Sec. 5192.)
1900.
Gold

Gold coin.

CENTRAL RESERVE CITIES.
1
2
3

New York .
Chicago
St. Louis

37
14
9

Total, central reserve cities

$5,396,122.00 $115,148,290 $21,560,000 $47,035,000
6,516,795.50 22,437,840
4,660,000
2,935,242.50 16,439,740
760,000

60

14,848,160. 00 154,025,870

26,980,000

47,035,000

OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
s Pittsburg
q Baltimore
10 Washington
11 Savannah
I9
New Orleans..
IS Louisville
14 Dallas .
]5 Fort Worth
16 Galveston
17 Houston
IS San Antonio
19 Waco
20 Cincinnati
°1 Cleveland
99
Columbus
9
3 Indianapolis
94
Detroit
25 Milwaukee
26 Cedar Rapids
97 Des Moines
9
S
Dubuque
9
0
Minneapolis
so St. PaulCity Kans
31 Kansas
? 9 Topeka
33 Wichita
M
Kansas City, Mo
3*i
St Joseph
36 Lincoln
37 Omaha
38 Denver
SO Pueblo
10 Salt Lake Citv
4 1 Los Angeles
<19 San Francisco
1S Portland
44 Seattle
1^ Spokane
46 Tacoma
-1
5
(\
7

21
3
5
34
26
18
10
2
5
10
6
7
3
8
6
5
9
7
10
7
4
6
3
4
3
4
6
3
3
3
8
4
4
5
6
3
4
10
10
4
4
4
2

1,160,383.50
394,096.00
163,977.50
1,465,386.00
3,627,382.50
287,248.50
88,000.00
5,820. 00
28,899. 00
1,493,790. (X)
505,560. (X)
243,485.00
117,385. (X)
408,315. IX)
484,012.50
96,812.50
857,120. (X)
2,277,602.50
851,787.50
1,147,855. IX)
1,552,730.00
2,401,267.00
122,230.00
422,058.50
148,195.(30
2,790,637.50
2,194,731.33
82,385.00
124,180.00
59,770.00
2,514,468.00
473,505.00
382,315.00
1,572,986.00
4,324,134.50
455,475.00
1,124,236.60
5,150,837.50
8,797,047.50
3,990,585.00
3,641,480.00
738,484.20
767,425.00

9,445,270
1,432,470
883,530
3,419,160
5,496,030
2,826,420
2,059,020
122,000
2,098,260
766,460
440,030
203,000
230,610
991,480
729,120
272,640
2,558,490
2,380,000
995,270
2,103,200
221,990
682,500
187,500
165,550
45,000
854,540
305,320
601,920
57,230
210,000
1,558,490
446,990
118,970
453,480
2,092,870
413,560
293,360
290,810
135,560
11,160
60,000
317,800
31,630

Total, other reserve cities

309

59,536,081.63

49,008,690

15,320,000

26,576,000

Total, all reserve cities

369

74,384,241.63 203,034,560

42,300,000

73,611,000

...

...

..

....

..

.
..
.

..

5,899,000
150,000
8,750,000
50,000
930,000

12,740,000
2,500,000
380,000
335,000

ioo,666

1,000,000
740,000
565,000
100,000
960,000
600,000
500,000
80,000
160,000
700,000

1,240,000

50,000

550,000
430,000
431,000
623,000
1,096,000
237,000

STATES, ETC.
47
48
49
50
51
52

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total, New England States




77
56
51
176
22
81

1,186,911.58
446,371.87
430,353.80
2,387,767.76
424,704.42
1,740,939.53

430,480
208,520
120,530
1,192,370
237,570
721,580

30,000

463

6,617,048.96

2,911,050

40,000

10,000
2,000

2,000

REPORT OF THE COMPTROLLER OF THE CURRENCY.

173

EACH REPORT DURING YJCAR ENDED SEPTEMBER 1, 1909—Continued.
F E B R U A R Y 5, 1909.

Circulating notes.

Specie.

Received
from Comptroller.

Silver
Treasury
certificates.

Fractional
silve* coin.

$94, 722
105,620
116,278

$42,371,220
15, 455,119
5, 496,269

$911,902.99 $232,517,256.99
435,114.27
49,610, 488.77
88,538.94
25,836,068. 44

316,620

63,322,608

1, 435,556. 20

18,304
8,002
4,420
118,609
401,588
44,307
12,972
19,658
24,691
65, 417
156, 752
80,675
33,001
103,921
116,615
81,947
71,132
85,729
125,896
90,149
130,244
84,302
15,256
34,258
8,639
106,405
95,502
21,451
14,383
16,837
148,150
54,707
19,930
110,051
87,709
35,338
98,785
80,247
112,713
49,974
114,351
103,054
28,220

9,746,813
218,073
800,963
5,019,800
3,022,389
2,589,605
658,960
38, 784
967,771
223,645
164, 401
60,847
114,978
267,222
178,186
49,135
1,536,110
909,696
450,458
378,967
225,009
780,074
103,698
107,179
37, 619
62,610
178,285
50,634
23,298
57,700
1,630,650
190,950
33,375
390,843
319, 411
38, 824
43,668
131,597
36,950
9,495
30,000
165,652
409

545,649.38
49,851.75
85,361.75
497,656.86
330,406.55
97,544.00
67,001.67
20,690.00
54,858.80
58,365.05
49,690.50
86,822.64
39,678.10
117,544.73
33,360.65
88,537.10
87,884.88
145,292.70
67,961.65
56,063.90
34,235.00
57, 414.15
20,160.75
16,192.65
8,500.20
112,421.20
71,413.90
34,950.65
13,932 70
19,777.80
216,204. 49
77,399. 00
46,308. 85
210,213. 50
71,383.50
24,010.00
67,661. 45
144,730. 30
411,542.25
95,210.83
48,231.80
67,589.50
38, 470.60

26,815, 419.88
2,252,492.75
1,938,252.25
32,010,611.86
15, 427,796.05
7,155,124.50
2,885,953. 67
206,952.00
3,509,479.80
2,707,677.05
1,316, 433.50
674,829.64
535,652.10
1,888, 482. 73
1,541,294.15
589,071. 60
6,110,736. 88
6,538, 320.20
2,491, 373.15
3,776,234.90
2,729,208. 00
4,005,557.15
548,844. 75
745,238.15
247,953. 20
4,936,613.70
3, 445,252. 23
1,291,340.65
313,023 70
524,084. 80
6,767,962. 49
1,243,551. 00
600, 898. 85
2,737,573. 50
6,895,508.00
967,207.00
1,627,711.05
6,348,221.80
11,163,812. 75
4,587, 424.83
4,517,062. 80
2,488,579.70
1,103,154. 60

3,234,291

32,044, 733

4, 488,177. 73

190,207,973. 36

143,978,000

4,145,570. 00 139, 832, 430.00

3,550,911

95,367,341

5,923,733.93

498,171,787.56

226,700,390

7,110,165.00 219,590,225.00

25,114
30,140
39,651
117,059
4,612
47,101

260,064
265,316
141,791
1,609,613
305,428
774,718

102,495. 70
94,680.55
70,518. 01
556,087.28
77,474. 97
269,615. 38

2,005,065.28
1,045,028.42
812,843. 81
5,864,897.04
1,049,789.39
3,583,953.91

5,844,100
4,889,000
4,639,500
21,275,000
4,186,500
12,959,350

111,437.50
121,695.00
100,541.00
485,327. 50
87,987. 50
336,377.50

5,732,662. 50
4,767,305.00
4,538,959. 00
20,789,672.50
4,098,512. 50
12,622,972.50

263,677

3,356,930

1,170,871.89

14,361,577.85

53,793,450

1,243,366.00

52,550,084.00

Silver
dollars.




Total.

307,963,814.20

On h a n d .

Outstanding.

$51,594,100 $1,309,582.50 $50, 284,517.50
14,036,000 1, 466,605.00 12,569,395. 00
17,092,290
188, 407. 50 16,903, 882.50
82,722,390

2,964,595. 00

10,007,000
1,900,000
987,000
16,570,000
16,275,000
8,171,000
4,915,000
650,000
3,125,000
4, 479,600
1,977,500
1,432,000
375,000
1,260,000
1,782,000
400,000
7, 416,900
5,990,000
2,700,000
4,945, 400
1,490,000
4,587,000
335,000
1,161,000
525,000
2,925,000
2,600,000
750,000
300,000
375,000
2,345,000
880,000
595,600
1,700,000
2, 475,000
480, 000
1,200,000
5,235,000
13,974,000
1, 435,000
1,333,000
1, 419,000
500,000

132, 830.00
94,300. 00
12,390.00
845,235. 00
330,210.00
300, 742.50
141,902.50
22,100. 00
17,805. 00
28,250. 00
2,700. 00
11,900.00
5, 450. 00
4,600.00
218, 450.00
600.00
182,952.50
213,902.50
72,602. 50
50,705.00
60,810.00
28,700.00
47,552. 50
16,605.00
7,700.00
5,000.00
534,202.50
7,600.00
5, 400.00
23,500. 00
14,650.00
1,800.00
7, 402.50
12,505.00
1,950.00
44,000.00
317,597. 50
218,212. 50
48,000.00
3, 450. 00
10,205.00
39,100. 00

79.757,795.00

9.874,170.00
1,805,700.00
974,610.00
15,724,765.00
15,944,790.00
7,870,257.50
4,773,097.50
627,900.00
3,107,195.00
4, 451, 350.00
1,974,800.00
1, 420,100.00
369,550.00
1,255,400.00
1,563,550.00
399, 400.00
7,233,947.50
5,776,097.50
2,627,397. 50
4,894,695.00
1, 429,190.00
4,558,300.00
287, 447.50
1,144,395. 00
517,300.00
2,920,000.00
2,065,797.50
742,400.00 !
300,000.00
369,600.00 !
2,321,500.00
865,350. 00
593,800.00
1,692,597.50
2,462, 495.00
478,050.00
1,156,000.00
4,917, 402. 50
13,755, 787. 50
1,387,000. 00
1,329,550.00
1,408,795.00
460,900. 00

174

BEPOBT OF THE COMPTKOLLEB OF THE CTJBBENCY.
No. 51.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE OF
FEBRUARY 5, 1909—Continued.
Specie.

Number of
banks.

City, State, and Territory.

Gold coin.

Gold
Treasury
ClearingGold
certificates
house
Treasury payable to
certificates
certificates. order, act
(Sec. 5192.)
of Mar. 14,
1900.

STATE, ETC.—continued.
53
54
55
56
57
58

384
178
724
27
84
1

59
60
61
62
63
64
65
66
67
68

72
73
74
75
76
77
78
79

80
81
82
83
84

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wvoming
Colorado
New Mexico
Oklahoma

"86
87
88

. .

Total, Western States
89
90
91
99
94
95
96

Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska a

97
98

%

Hawaii a
Porto Rico

. .

Total, Pacific States

Total, island possessions

80,000

15,000

2,331,800
1,872,290
2,662,700
989,170
957,390
928,440
1,494,050
281,150

285,000
20,000
550,000
40,000
450,000
180,000
240,000
5,000

180,500

22,546,300.61

11,516,990

1,770,000

322,500

132
92
205
201
41
29
104
41
270

544,982.15
722,128.70
1,648,558.25
1,660,680.37
1,584,868.35
444,262.50
1,699,518.72
400,587.30
865,575.70

535,020
595,530
688,540
901,970
494,400
253,100
629,040
261,360
900,510

9,571,162.04

5,259,470

1,691,115.00
2,025,176.00
5,523,348.50
681,065.50
504,314.50
411,710.00
329,210.00
267,330.00

222,940
125,150
393,290
203,530
8,290
33,910
154,600
42,780

11,433,269.50

1,184,490

4
1

.

7,670,220

4,481,809.34
3,116,584.38
4,469,725.34
2,438,787.65
2,225,061.50
2,304,169.53
2,685,955.37
824,207.50

326

.

9,196,400. 47

56
62
125
41
16
11
13
2

. -

965,000

837,530
602,370
237,350
92,780
397,170
215 030
809,220
322,440
263 470
2,039,140
276 730
464,860
1,112,130

1,115

Total, Middle States

11,328.560

1,279,611.95
1,009,645.05
472,932.87
145,672.00
414,928.56
272,502.89
584,178.00
161,958.55
151,012.95
2,445,313.65
277,976.50
884,226.50
1,096,441.00

1,868

Total, Southern States

16,504,660.21

1,343

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri

$710,000
10,000
225,000

345
242
398
92
124
255
310
102

70
71

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
..
Mississippi .
Louisiana
Texas
Arkansas
Kentucky
Tennessee

$3,237,860
2,280,900
5,210,590
98,780
414,730
85,700

1,398

..

Total, Eastern States

$4,795,539.58
1,889,764.47
9,199,910.14
131,557.25
473,258.7/
14,630.00

112
94
69
31
99
39
76
31
32
493
42
136
89

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

307,540.00
2,446.20

1,090
25,000

$315,000

is,666

20,000
330,000

15,000
20,000

60,000

117,000

25,000

65,000
50,000

115,000.

10,000

10,000

5

309,986.20

26,090

Total, States, etc

6,518

76,178,827.99

39,896,870

2,980,000

669,500

Total United States

6,887

150,563,069.62 242,931,430

45,280,000

74,280,500




a Statement of November 27,1908.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

175

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
FEBRUARY 5,1909—Continued.
Specie.

Circulating notes.

Silver
Treasury
certificates.

Fractional
silver coin.

Total.

Received
from Comptroller.

$324,302
117,325
743,570
23,456
27,754
1,020

S3,065,394
2,121,736
3,689,833
243,009
403,109
27,884

0796,443. 02
487,780. 24
1,098,541.54
50,121.20
106,414. 73
4,750.00

$13,244,538.60
6,907,505 71
20,182, 444. 68
546,923. 45
1,445,266. 50
133,984. 00

$31,593,500
13,436,370
50,895,850
1,500,000
4,058,750
250,000

1,237,427

9,550,965

2,544,050. 73

42,460,662. 94

101,734,470

2,045,673.50

166,422
104,327
163,419
100,684
262,160
237,400
361,464
116,455
134,743
923,045
89,306
161,492
228,324

615,814
456,533
176,519
215,847
413,878
254,592
346,898
103,345
177,057
935,514
169,628
293,759
527,447

254,831. 84
129,715. 63
94,092.29
149,256.85
244,048.28
130,765. 80
228,715.20
121,917.75
119,299. 08
869,212.33
107,742. 35
127,845. 94
199,589. 08

3,154,209.79
2,302,590.68
1,144,313.16
704.239.85
1,747; 184. 84
1,110,290.69
2,330,475.20
846,116. 30
845,582. 03
7,212,224.98
921,382.85
1,992,183.44
3,163,931. 08

10,217,880
7,189,650
5,737,250
3,372,750
8,154,130
3,619,500
6,808,910
2,879,750
2,567,500
17,821, 490
1,981,260
9,825,450
8,853,550

188,105. 00
136,687. 50
26,420. 00
59,350. 00
99,270. 00
34,737. 50
111, 405. 00
39,020. 00
35,405. 00
143,422. 50
8,660. 00
129,592.50
67,487. 50

3,049,241

4,686,831

2,777,032.42

27,474,724.89

89,029,070

1.079,562.50

87,949,507.50

608,914
446,388
542,801
217,428
201,022
270,895
354,549
145,636

1,221,951
1,072,670
1,408,407
501,667
398,718
506,393
810,345
221,884

513,983.03
353,389. 70
571,725. 64
229,568. 80
203,664.78
262,746. 78
334,374. 08
117,828.35

9,623,957. 37
6,881,322.08
10,322,358. 98
4, 416,621. 45
4,435,856. 28
4,452,644. 31
5,944,273.45
1,595,705.85

25,827,510
15,533,710
21,903,550
7,656,800
7,627,330
7,637,700
13,571,610
4,805,150

540,342.50
219,802.50
318,372.50
164,165. 00
202,887.50
131,382.50
150,377. 50
48,155. 00

25,287,167.50
15,313,907. 50
21,585,177.50
7,492,635. 00
7,424,442.50
7,506,317. 50
13,421,232.50
4,756,995.00

2,787,633

6,142,035

2,587,281.16

47,672,739. 77

104,563,360

90,261
96,862
201,829
320,830
80,225
47,878
152,865
48,535
323,851

173,519
214,124
322,584
532,219
107,124
63,167
238,462
95,919
510,339

127,336. 32
98,904.85
169,956. 55
267,437. 88
115,239. 75
51,329.74
127,531. 47
39, 448. 40
329,492. 02

1,471,118.47
1,727,549. 55
3,096,467.80
3,733,137. 25
2,381,857.10
859,737. 24
2,847,417.19
845,849. 70
2,929,767. 72

2,540,2(>0
2,184,050
6,719,100
8,246,830
2,384,200
1,220,050
3,929,760
1,566,500
7,240,420

24,080.00
49,160. 00
47,287.50
80,900. 00
149,802. 50
19,715. 00
40, 450. 00
22,137. 50
72,150. 00

2,516,180. 00
2,134,890. 00
6,671,812.50
8,165,930. 00
2,234,397. 50
1,200,335.00
3,889,310.00
1,544,362.50
7,168,270. 00

1,363,136

2,257,457

1,326,676.98

19,892,902. 02

36,031,170

505,682. 50

35,525,487. 50

105,811
76,041
208,897
53,811
24,967
18,110
26,623
7,011

42,691
27,931
116,416
82,686
10,692
10,676
27,966
180

115,046.15
105,951. 79
323,120. 87
68,036.21
27,532.65
19,218. 00
32,191. 57
4,404. 30

2,177,603.15
2,360,249.79
6,575,072. 37
1,089,128.71
575,796.15
493,624. 00
570,590. 57
321,705.30

1,886,640
1,702,300
9,532,900
1,180,800
785,400
1,520,250
687,760
62,500

81,835.00
81,625.00
236,660. 00
36,870.00
6,452. 50
24,535. 00
10,550. 00
12,100.00

1,804,805.00
1,620,675.00
9,296,240.00
1,143,930.00
778,947. 50
1,495,715. 00
677,210.00
50,400. 00

521,271

319,238

695,501. 54

14,163,770. 04

17,358,550

490,627.50

16,867,922.50

28,158
724

233
6,056

13,074.90
739. 70

350,095. 90
34,965. 90

285,750
100,000

29,502. 50

256,247.50
100,000. 00

6,289

29,502. 50

356,247. 50

Silver
dollars.

On h a n d .

Outstanding.

$709,095.00 $30,884,405.00
391,355.00 13,045,015.00
807,151. 00 50,088,699. 00
1,467,162.50
32,837.50
3,956,515. 00
102,235. 00
247,000. 00
3,000.00
99,688,796.50
10,029,775.00
7,052,962.50
5,710,830. 00
3,313, 400. 00
8,054,860.00
3,584, 762. 50
6,697,505.00
2,840,730.00
2,532,095. 00
17,678,067. 50
1,972,600.00
9,695,857.50
8,786,062.50

13,814.60

385,061. 80

385,750

26,319,745 11,115,229.32

166,411,439.31

402,895,820

12,802,178

121,687,086 17,038,963.25

664,583.226.87

629,596,210 14,280,064.50 615145,316,. 50




5l
6(
6
61
6,
6
6<
6(
6
6,
6<
7(
7

7
7,
7(
7
7i
7(

1,775,485. 00 102, 787,875. 00

9,251,267

28,882

5:
5'
5,
5(
5'
5*

7,169,899.50 395,725,920. 50

gi

8
81
&
8
8,
8(
8

8!
9(
9
91
9,
9
9,
9(

9'

176

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No.

51.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE OF
A P R I L 28, 1909.
Specie

City, State, and Territory.

Number of
banks.

Gold coin.

Gold
Treasury
certificates.

Gold
Treasury
certificates Clearinghouse
payable to
order, act certificates.
of Mar. 14, (Sec. 5192.)
1900.

CENTRAL RESERVE CITIES.
1
o
3

38
14
9

New York
Chicago

St. Louis

Total, central reserve cities

$5,057,149.50 $122,523,020 $19,120,000 $53,075,000
7,126,155.00 21,303.790
4,720,000
3,141,040.00 17,059,220
760,000

61

15,324,344.50 160,886,030

24,600,000

53,075,000

OTHER RESERVE CITIES.
13,414,260
1,365,750
823,860
3,253,750
7,285,230
2,755,870
1,827,220
70,500
997,290
519,250
175,000
181,770
993,420
560,420
176,180
946,870
1,460,640
2,222,000
867,600
1,734,100
216,990
682,200
815,920
274,590
176,600
210,120
45,000
2,309,760
428,690
156,090
690,890
748,210
60,050
205,000
2,104,160
420,160
149,210
80,050
72,050
346,580
40,030
12,780
148,330
310,240
280,140

316

59,759,175.24

Total, all reserve cities

39
40
41
49
43
44
45
46
47
48

10
7
4
6
4
6
3
4
3
8
4
4
5
3
3
3
6
3
3
5
4
4
2
4
10
10
4

1,100,549.00
419,959.75
235,707. 50
1,758,533.50
3,838,786.50
280,970. 50
85,582. 50
23,272. 50
31,202.50
601,305.00
302,750. 00
79,702. 50
433,440. 00
373,597. 50
102,907. 50
1,362,719.75
753,985.00
2,286,865.00
816,005.50
1,135,137.50
1,554,037.50
2,126,334. 50
3,267,675. 00
1,901,383.39
135,552. 50
363,132. 50
135,518.80
2,615,312.50
603,560. 00
444,247.50
1,458,274.50
50,054.50
200,465. 00
81,787.50
4,275,705.00
403,620. 00
36,855.00
95,440. 00
2,889; 067. 00
789,155. 00
588,590. 00
3,791,755.00
6,250,007.50
8,443,000.00
1,235,665.55

Total, other reserve cities

4
5
6
7
8
q
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
3?
33
34
35
36
37

377

Boston
Albanv
Brooklyn
Philadelphia
Pittsburg
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids
Des Moines

. .

....

Dubuque
Kansas City Mo
St. Joseph
. .
Lincoln
Omaha

Kansas City, Kans
Topeka..
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle..
. . . .
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City

20
3
5
34
26
18
10
2
5
6
7
3
8
6
5
10
9

4,016,000
150,000
8,400,000
50,000
520,000

520,000

200,000
1,300,000
30,000

Maine .
New Hampshire
Vermont
Massach lse its
Rhode Island
Connecticut

. .

Total, New England States




710,000
505,000

1,010,000
600,000
100,000
700,000

500,000
80,000
160,000

1,800,000

772,000
888,000
281,000
361,000
550,000
300,000

52,614,820

15,600,000

23,038,000

75,083,519. 74 213,500,850

40,200,000

76,113,000

STATES, ETC.
49
50
51
52
53
54

11,710,000
2,415,000
10,000

77
57
50
176
22
81

1,193,346.44
457,365.67
441,632.04
2,448,276.87
383,204.18
1,745,746.52

450,830
199,400
113,070
1,283,860
267,700
689,740

30,000

463

6,669,571.72

3,004,600

30,000

REPORT OF THE COMPTROLLER OF THE CURRENCY.

177

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
APRIL 28, 1909.
Circulating notes.

Specie.

Silver
dollars.

$79,068
145,907
127,232

Silver
Treasury
certificates.

Fractional
silver coin.

Total.

Received
from Comptroller.

On hand.

Outstanding.

$40,307,985 $1,045,769.55 $241,207,992.05 $51,793,600.00 $1,337,407. 50 $50,456,192. 50
15,007,417
332,852.55
48,636,121.55 14,677,000. 00 1,604,300.00 13,072,700.00
5,932,838
68,693.15 27,089,023.15 17,172,290.00
257,810.00 16,914,480.00

352,207

61,248,240

1,447,315.25

14,116
10,635
6,464
123,379
337,855
60,911
6,035
10,400
30,121
168,936
95,625
41,065
109,520
113,928
88,984
50,044
53,688
65,469
106,920
89,565
81,205
55,723
119,180
82,640
7,572
31,106
9,203
113,387
46,815
15,041
82,985
13,251
9,733
17,197
88,770
28,103
11,788
44,921
53,651
87,625
18,176
37,905
89,284
79,147
95,390

9,378,607
266,191
1,055,671
7,011,307
3,401,066
2,704,268
746,663
33,665
957,456
103,731
107,226
96,787
230,779
167,103
40,322
226,403
1,569,565
957,946
331,227
430,229
144,441
826,142
53,921
285,032
183,006
109,625
29,880
1,745,286
164,765
40,045
513,820
31,570
20,763
85,448
346,816
43,302
67,597
44,566
20,000
115,306
1,478
11,688
65,484
31,415
35,348

541,282.30
51,661. 00
83,299.85
503,215.86
414,265. 85
108,253.10
54,033.70
17,510.00
22,401. 60
59,615.05
109,628.99
41,298.35
112,981.90
54,601.85
105,869. 55
49,323.00
104,346.64
77,283.45
57,996.95
47,272.50
31,851.00
47,429.25
87,378. 40
53,758. 89
20,742. 80
34,173. 30
9,190. 40
235,966. 90
53,330,75
43,164. 95
219,005. 00
14,153. 05
16,008. 65
20,097.95
53,570.85
15,055.00
20,455. 60
32,536.05
54,210.15
50,098. 45
34,157. 70
68,104.20
176,408.95
250,015. 55
66,516.00

2,903,458

34,832,956

4,323,521. 28

193,071,930.52 148,955,440.00

3,776,617.50 145,178,822. 50

3,255,665

96,081,196

5,770,836.53 510,005,067.27 232,598,330.00

6,976,135.00 225,622,195.00

25,070
45,079
37,576
155,815
4,432
55,031

328,567
300,183
137,954
1,936,317
363,145
932,238

93,192.00
112,668.06
57,664.64
556,875.18
99,345. 62
248,052.19

323,003

3,998,404

1,167,797.69

1
2
3


10744—CUR 1909


12

316,933,136.75 83,642,890.00
28,464,814. 30
2,264,196. 75
2,205,002,35
32,760,185.36
17,742,203.35
6,440,272.60
2,719,534.20
155,347. 50
2,558,471.10
1,452,837.05
790,229.99
440,622.85
1,880,140.90
1,269,650.35
514,263. 05
2,835,359. 75
5,242,224.64
6,349,563. 45
2,179,749.45
3,436,304.00
2,533,524.50
3,737,828.75
5,354,074. 40
3,197,404.28
623, 473. 30
748,156. 80
228,792.20
7,719,712.40
1,297,160.75
698,588. 45
2,964,974. 50
1,357,238.55
387,019. 65
569,530. 45
6,869,021. 85
910,240. 00
285,905. 60
297,513.05
3,860,978.15
2,276,764. 45
963,431. 70
4,283,232.20
7,279,514.45
11,213,817.55
1,713,059.55

2,091,005.44
1,114,695.73
787,896.68
6,381,144.05
1,117,826.80
3,700,807.71

8,186,000.00
1,900,000.00
987,000.00
17,106,000. 00
16,615,000. 00
8,306,000.00
5,015,000.00
650,000.00
3,335,000.00
2,057, £00. 00
1,432,000.00
375,000.00
1,585,000.00
1,797,000.00
500,000. 00
4,580,000.00
8,550,900.00
6,040,000.00
2,700,000.00
5,227,440.00
1,490,000.00
4,808,000. 00
3,075,000.00
2,600,000.00
400,000. 00
1,281,000.00
525,000.00
3,045,000. 00
920,000.00
595,600. 00
1,700,000.00
890,000. 00
300,000.00
375,000. 00
2,475,000. 00
480,000. 00
475,000.00
525,000. 00
1,333,000.00
2,119,000.00
500,000. 00
1,500,000.00
5,325,000.00
14,074,000. 00
1,200,000.00

5,844,100.00
5,106,500.00
4,750,500.00
21,490,500.00
4,336,500.00
13,191,600.00

15,193,376. 41 54,719,700.00

3,199,517.50

80,443,372.50

141,157. 50 8,044,842.50
52,500. 00 1,847,500.00
7,250.00
979,750.00
985,627.50 16,120,372. 50
350,465. 00 16,264,535.00
177,480. 00 8,128,520. 00
105,352. 50 4,909,647.50
12,400. 00
637,600. 00
64,105. 00 3,270,895.00
1,800.00 2,055,700.00
6,650.00
1,425,350. 00
8,300.00
366,700. 00
20,100. 00 1,564,900.00
20,650.00
1,776,350.00
500,000. 00
4,550,350.00
29,650.00
104,905.00 8,445,995.00
94,710.00
5,945,290. 00
95,752.50
2,604,247.50
38,152.50
5,189,287.50
36,980. 00 1,453,020.00
8,800.00 4,799,200.00
18,600. 00 3,056,400.00
417,705.00 2,182,295.00
53,902. 50
346,097. 50
53,255.00
1,227,745.00
3,250.00
521,750.00
12,300.00
3,032,700. 00
11,700.00
908,300.00
800. 00
594,800. 00
4,002.50 1,695,997.50
3,400. 00
886,600.00
600. 00
299,400.00
700. 00
374,300. 00
48,705.00 2,426,295.00
1,000.00
479,000. 00
6,100.00
468,900.00
1,850.00
523,150. 00
19,350. 00 1,313,650.00
6,755.00 2,112,245.00
500 000. 00
52,400. 00 1,447,600.00
508,602.50
4,816,397.50
160,702. 50 13,913,297.50
28,150. 00 1,171,850.00

74,995.00
5,769,105.00
63,120.00
5,043,380.00
79,903.50
4,670,596.50
311,570.00 21,178,930.00
70,692. 50 4,265,807.50
256,055.00 12,935,545.00
856,336.00

53,863,364.00

4

5
6

7

8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48

49
50
51
52
53
54

178

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 51.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE OF
APRIL 28, 1909—Continued.
Specie

City, State, and Territory.

Number of
banks.

Gold coin.

Gold
Treasury
Gold
certificates Clearinghouse
Treasury payable to
certificates. order, act certificates.
(Sec. 5192.)
of Mar. 14,
1900.

STATES, ETC.—continued.

55
56
57
58
59
60

67

68
69
70

71
72
73

Virginia
West Virginia
North Carolina..
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

80
81

84

86
87
S8
89
90

93
94
05
96

97
98

1,347

99

9,389,267. 45

8,036,160

70,000

39,000

345
243
398
93
123
256

2,378,450
2,063,190
2,692,750
984,930
1,004,900
972,070
1,588,210
324,240

240,000
20,000
510,000
40,000
490,000
220,000
295,000
5,000

214,500

309
104

4,530,390.27
3,037,651.28
4,367,035. 30
2,321,623.65
2,143,997.50
2,730,663. 53
2,720,790. 02
805,490.00

1,871

22,657,641.55

12,008,740

1,820,000

264,500

133
93
206
202
43
29
104
41
234

563,543.10
706,983. 20
1,685,455.75
1,670,253.72
1,621,645.10
480,127. 50
1,773,491.59
409,346. 50
726,637. 80

527,650
684,970
846,080
1,034,970
582,820
236,570
631,350
292,520
748,940

1,085

9,637,484. 26

5,585,870

59
65
129
42
16
13
2

1,653,044.70
2,096,427.50
5,069,076.70
826,482. 50
390,913. 55
368,540. 00
339,575.00
206,360.00

213,490
146,980
472,250
259,880
15,970
44,870
150,240
4,260

337

10,950,419.95

1,307,940

4
1

406,030 00
1,817.50

20
25,000

31
30

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
Montana
W"yoming
Colorado
New Mexico
Oklahoma

Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska «

11

Total, Pacific States
LOO

858,200
580,890
232,500
105,540
385,760
246,610
767,840
301,370
301,650
2,108,620
285,810
537,480
1,323,890

493

Total, Western States
91

965,000

1,183,787.12
1,043,800.60
495,846. 50
145,677. 50
430,078.70
324,150. 20
641,820.50
174,852. 88
155,739. 20
2,424,186.25
335,113. 00
939,463. 50
1,094,751.50

75

Total, Middle States
82
83

12,017,800

43
138
88

.

Total, Southern States
74
75
76
77
78
79

16,570,777.36

114
94
70
32
100
39

384
182
730
27
84

Total, Eastern States
61
62
63
64
65
66

$3,581,400
2,301,180
5,558,860
85,110
411,050
80,200

$735,000
10,000
200,000

1

$4,749,217.26
1,944,741.93
9,249,189.90
127,757.00
484,388. 77
15,482.50

1,408

New York
New Jersey
Pennsylvania .
Delaware
Maryland
District of Columbia

a

Hawaii
Porto Rico

$540,000
15,000

20,000
555,000
26,000

13,000
20,000

50,000

50,000

60,000
50,000

110,000

10,000
5,000

15,000

5

407,847. 50

25,020

Total, States, etc

6,516

76,283,009. 79

41,986,130

3,010,000

858,500

Total, United States

6,893

151,366,529.53 255,486,980

43,210,000

76,971,500

Total, island possessions




a Statement of February 5, 1909.

REPORT OF THE COMPTROLLER OF THE CURRENCY,

179

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
APRIL 28, 1909—Continued.
Circulating notes.

Specie.

Received
from Comptroller.

Silver
Treasury
certificates.

Fractional
silver coin.

$304,633
133,142
694,579
19,587
26,947
1,060

$3,450,139
2,647,491
3,969,482
252,178
• 376,741
38,018

$812,113.71
488,457.99
1,043,743.82
54,116.00
102,686.46
5,770.00

$14,172,502.97 $32,980,750.00
7,525,012. 92 13,855,670.00
20,730,854.72 52,353,020.00
538,748.00 1,527,500.00
1,421,813.23 4,158,490.00
140,530.50
250,000.00

$475,552.00 $32,505,198.00
294,230.00 13,561,440.00
455,138.50 51,897,881.50
9,967. 50
1,517,532.50
93,865.00
4,064,625.00
250,000.00

1,179,948

10,734,049

2,506,887.98

44,529,462.34 105,125,430.00

1,328,753.00 103,796,677.00

160,161
95,102
160,864
78,000
255, 493
219, 763
351, 592
114, 984
113, 486
920,099
93,611
150, 659
257,144

605,617
434,764
168,025
213,060
434,168
273,221
400,807
98, 398
160, 741
817, 871
170, 579
304, 720
651,610

2,970,958

4,733,581

488,379
367,236
457,188
186, 379
177,814
240,241
320,093
136,650

1,198,208
1,188, 958
1, 415,628
489,189
417,329
462,101
796, 481
197,636

2,373, 980

6,165,530

104. 534
89^ 989
189,652
285, 373
83,190
47, 111
139,139
45,127
260,287

177,850
242,312
376,831
594, 451
114,188
56,349
267,488
121,891
338,529

123,081. 90
95,103. 64
165,685. 73
257, 650. 89
115,372.25
49,005. 04
125,268.78
35, 746. 00
264,084. 02

1,244,402

2,289,889

1,230,998.25

94,262
65,505
213, 777
47,932
21,347
10, 412
26,242
8,080

46,916
32, 455
135,581
65, 625
13,841
15,035
27,127
7,065

108,580. 89
83, 782.17
351, 564. 54
70,034. 34
23,850. 45
16,894. 87
43,574. 35
7,246.05

487, 557

343,645

705,527.66

33,916
498

202
2,030

9,844.10
753.05

2,232

10,597.15

Silver
dollars.

34, 414

239, 433. 85
126,352. 79
87, 733. 36
139,086. 00
231,670. 60
163,870. 85
208,363. 08
100,946. 55
113,852. 60
810,013. 93
113,296.22
136,054. 94
200,892. 43
2,671,567.20
427,383. 01
313, 913. 65
529,559.21
201,164. 32
196, 497. 50
248,529.82
320, 600. 83
103, 474. 85
2,341,123.19

8,614,262

28,267,330 10,634, 499.12

11, 869, 927

124,348, 526 16, 405, 335. 65




Total.

On hand.

Outstanding.

10, 769,050. 00
7,283,950. 00
5,951,250. 00
3,660,250.00
8,718,190. 00
4,081,000.00
6,970, 750. 00
3,089, 750.00
2,536,250. 00
18,985,880. 00
2,073,760.00
10,006,600. 00
8,897 ? 250. 00

220,805. 00
87,237. 50
6,510.00
112,050.00
86,845.00
29,155. 00
74, 452.50
40,125. 00
100,360. 00
137,737. 50
5,360. 00
77,850. 00
45,270. 00

27 910 533. 65 93,023,930. 00

1,023,757. 50

92,000,172. 50

26,596,550. 00
16,119,870. 00
22,755,670.00
7,954,300.00
7,654,230. 00
8,241,000.00
14, 303,600.00
5,009, 400. 00

375,277. 50
114,865. 00
218,642. 50
101,067. 50
131,672. 50
60,065.00
200,345. 00
70, 705. 00

26,221,272. 50
16,005, 005. 00
22,537, 027. 50
7,853,232. 50
7,622,557. 50
8,180,935.00
14,103,255. 00
4,938, 695. 00

55
56
57
58
59
60

3,073,198. 97
2,280,909.39
1,144,968.86
681,363.50
1,750,170. 30
1,227,615.05
2,370, 422. 58
810,551. 43
845, 468.80
7,080, 790.18
998,409.22
2,118 377. 44
3,528 287.93

9, 477, 310.28
6,990, 948. 93
10,022,160. 51
4,223,285.97
4,430,538.00
4,873,605.35
6,041,174.85
1,572,490. 85

47,631,514. 74 108,634,620.00

10,548,245.00
7,196, 712. 50
5,944, 740.00
3,548,200. 00
8,631,345. 00
4,051,845. 00
6,896,297. 50
3,049, 625. 00
2, 435, 890. 00
18,848,142.50
2,068, 400. 00
9,928, 750. 00
8,851,980.00

61
62
63
64
65
66
67
68
69
70
71
72
73

74
75
76
77
78
79
80
81

1,272,640. 00 107,301,980. 00

2,721,760. 00
2,313,020.00
7,105,610. 00
8,349,330. 00
2, 486, 700. 00
1,264,050. 00
4,156,010. 00
1, 610,240. 00
5,963,020. 00

IT, 200. 00
38,620. 00
72,895. 00
56,537. 50
211,852. 50
9, 405. 00
25,280. 00
14.422. 50
50; 885. 00

2, 704,560. 00
2,274, 400. 00
7,032, 715. 00
8,292, 792. 50
2,274,847. 50
1,254, 645. 00
4,130, 730. 00
1,595,817.50
5, 912,135. 00

20,098,643. 51 35, 969,740. 00

497,097. 50

35, 472,642. 50

57,980. 00
112,265. 00
140,150. 00
16,850. 00
4,802. 50
21, 415. 00
2,200. 00
2,000. 00

1, 913, 610.00
1, 816, 595. 00
9, 723, 700. 00
1,342, 550. 00
808, 447. 50
1,517,585.00
698, 060. 00
60,500. 00

1, 496,659.00
1,819,357. 84
3,323, 704. 48
3,892, 698. 61
2,517,215. 35
869,162. 54
2,936,737.37
904, 630. 50
2,338, 477. 82

2,116,293. 59
2, 425,149. 67
6,252,249.24
1,274,953. 84
465,922. 00
455,751. 87
586, 758. 35
233,011. 05

1,971,590. 00
1, 928, 860. 00
9,863,850.00
1,359, 400. 00
813,250. 00
1,539,000.00
700,260.00
62,500.00

13,810,089.61 18,238,710.00
450,012.10
30,098. 55

285,750.00
100,000.00

480,110.65

385, 750. 00

169, 653, 730. 91 416,097,880.00

357,662. 50

269, 447. 50
100,000. 00

16,302. 50

369, 447. 50

91
92
93
94
95
96
97
98

17,881,047.50

16,302. 50

82
83
84
85
86
87
88
89
90

5,352,549.00 410, 745, 331. 00

679,658, 798.18 648,696,210.00 12, 328,684. 00 636, 367,526. 00

99
100

180

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 51.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE OP
JUNE 23, 1909.
Specie.

City, State, and Territory.

Number of
banks.

Gold coin.

Gold
Treasury
certificates
Gold
Treasury payable to
certificates. order, act
of Mar. 14,
1900.

Clearinghouse
certificates.
(Sec. 5192.)

CENTRAL RESERVE CITIES.

New York
Chicago
St. Louis

$5,466,470.00
9,102,415.00
3,327,940.00

Total central reserve cities

1145,214,550 118,940,000 $49,330,000
19,959,880
4,200,000
14,546,400
790,000

17,896,825.00 179,720,830

23,930,000

49,330,000

OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburg
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
....
St. Paul
Cedar Rapids
Des Moines
Dubuque
Kansas City, Mo...
St. Joseph
Lincoln
Omaha
Kansas City, Kans.
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City
Total, other reserve cities
Total, all reserve cities

4,916,000

20
3
5
34
26
18
10
2
5
6
7
3
7
6
5
10
9
7
10
7
4
6
6
6
3
4
3
9
4
4
5
3
3
3
6
3
3
5
4
4
2
4
10
10
4

1,196,966.50
445,910.25
188,640.00
1,853,167.00
3,362,573.00
280,403.50
91,972.50
58,895.00
21,845.00
569,468.50
309,157.50
61,415.00
445,984.50
439,615.00
87,765.00
1,308,255.00
902,072.50
2,538,010.50
737,376.50
1,175,472.50
1,508,847.50
2,203,987.50
2,791,957.50
1,891,645.59
97,140.00
337,290.00
126,161.30
1,908,212.50
692,636.00
278,232.50
1,652,512 50
151,487.50
242,377.50
106,825.00
4,048,531.00
395,165.00
37,650.00
115,067.50
2,746,420.00
772,750.00
438,780.00
3,661,065.00
5,733,772.50
8,244,660.00
1,054,073.20

8,828,910
1,640,000
1,169,900
3,836,310
6,963,440
2,092,070
1,683,190
36,000
1,109,760
461,600
111,700
178,640
1,058,310
538,830
125,380
687,650
1,216,370
2,372,000
574,630
1,664,800
226,990
759,800
834,460
224,070
141,900
199,740
45,000
2,341,910
348,650
150,180
1,196,190
580,400
67,420
215,000
1,821,180
391,770
166,610
131,870
100,000
* 358,250
43,730
13,840
156,700
285,860
330,060

318

57,312,212.34

47,481,130

16,570,000 23,324,000

379 I 75,209,037.34 227,201,960

40,500,000 72,654,000

50,000
8,960,000
50,000
900,000

440,000

200,000
1,240,000

740,000
480,000
1,010,000
600,000
100,000
710,000

500,000
80,000
160,000
10,000

2,000,000

STATES, ETC.

Maine
New Hampshire.
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England States




10,965,000
2,375,000
380,000

77
57
50
177
22
81

1,211,736.49
452,159.00
425,676.02
2,414,991.08
423,947.34
1,755,047.11

461,090
210,750
110,050
1,273,830
290,280
691,290

30,000

464

6,683,557.04 ; 3,037,2S0

30,000

644,000
997,000
238,000
449,000
550,000
150,000

BEPORT OF THE COMPTROLLER OF THE CUBBENCY.

181

EACH BEPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
JUNE 23, 1909.
Specie.

Circulating notes.

Silver
Treasury
certificates.

Fractional
silver coin.

$74,151
162,905
116,250

$43,292,196
17,858,881
6,106,368

$977,385.99 $263,294,752.99 $51,936,600.00 $1,470,617.50 $50,465,982.50
380,949.05 51,665,030.05 14,677,000.00 1,563,005.00 13,113,995.00
64,281.15 24,951,239.15 17,622,290.00
269,557. 50 17,352,732.50

353,306

67,257,445

1,515,967
6,774
3,487
144,759
311,522
52,759
11,641
16,800
27,669
137,176
113,450
43,444
91,149
124, 422
81,353
60,764
69,077

9,570,722
183,461
1.104,149
7.493,150
3,455,925
2,326,674
782,992
55,174
835,512
147,898
44,460
77,583
226,974
141,826
38,802
221,084
1,335,333
762,629
288,078
487,637
172,476
781,674
56,800
123,942
143,186
118,208
47,267
1,812,011
141,885
48,332
951,058
23,212
15,528
144,093
271,543
37,591
65,422
73,305
50,000
81,172
2,700
14,610
71,304
50,679
30,607

476,727.90
57,648.25
96,981.30
549,399.46
430,431. 45
109,830. 40
64,624. 55
26,478.00
34,678.85
77,020.15
114,604.15
42,044.25
112,411.25
85,245.45
112,199. 60
44,905.90
70,797.13
119,407.75
54,481.15
54,668.30
28,922.00
33,530.34
61,854.95
61,387.89
16,934.60
24,681.40
8,386.80
241,987.00
31,428.25
45,300.60
214,458. 00
18,966.75
8,295.10
28,565.15
51,708.95
17,934.48
21,908.55
23,026.85
32,378.90
55,645.00
22,131.85
64,521.75
156,751.25
260,829.50
69,759.30

34,908,668

4,335,880.45

Silver
dollars.

97,067

89,133
105,501
61,266
67,299
41,098
30,040
14,001
37,973
6,125
122,845
32,244
13,503
86,358
10,008
7,780
10,774
68,287
26,329
9,522
39,095
103,919
27,007
4,722
17,515
56,871
80,240
76,711
4,155,446
4,508,752

Total.

Issued.

On hand.

1,422,616.19 339,911,022.19 84,235,890.00 3,303,180. 00

102,166,113 5,758,496.64

26,541
42,104
34,418
166,454
5,614
47,268

296,908
300,805
144,639
1,855,596
388,240
938,378

322,399

3,924,566 1,180,756.46




94,111.65
109,387.77
56,937.88
560,616.10
97,239.46
262,463.60

26,505,293.40
2,383,793.50
2,563,157.30
33,801,785.46
16,948,891.45
6,141,736.90
2,634,420.05
193,347.00
2,469,464.85
1,393,162.65
693,371.65
403,126.25
1,934,828.75
1,329,938.45
445,499.60
2,522,658.90
4,833,649.63
6,629,114.25
1,743,698.65
3,488,078.80
2,478,501. 50
3,846,290.84
4,796,170.45
2,931,085.48
513,161.60
717,892.40
232,940.10
7,136,965.50
1,246,843.25
535,548.10
4,100,576. 50
1,284,134.25
421,400. 60
665,257.15
6,261,249.95
868,789.48
301,112.55
392,364.35
3,676,717.90
2,291,824.00
750,063.85
4,220,551.75
6,725,398.75
11,072,268.50
1,561,210. 50

Outstanding.

0,932,710. 00

8,136,000.00
1,900,000.00
987,000.00
17,106,000.00
16,615,000. 00
8,306,000.00
5,015,000.00
650,000.00
3,360,000.00
2,057,500.00
1,432,000.00
375,000.00
1,935,000.00
1,797,000.00
500,000. 00
4,580,000.00
8,928,900.00
6,040,000.00
2,700,000.00
5,222,240.00
1,490,000. 00
4,808,000.00
3,125,000.00
2,600.500.00
400,500. 00
1,281,000.00
525,000.00
3,185,000. 00
920,000.00
595,600. 00
1,700,000. 00
890,000.00
300,000. 00
375,000.00
2,475,000.00
480,000.00
475,000. 00
525,000. 00
1,333,000.00
2,450,000. 00
500,000. 00
1,500,000.00
5,025,000. 00
14,324,000.00
1,200,000.00

136,490. 00 7,999,510.00
45,300.00 1,854,700.00
979,200.00
7,800.00
952,132.50 16,153,867.50
341,815.00 16,273,185.00
164,632. 50 8,141,367.50
76,552.50 4,938,447.50
647,000.00
3,000.00
87,302.50 3,272,697.50
16,400. 00 2,041,100.00
10,600.00 1,421,400. 00
373,650.00
1,350.00
1,935,000.00
24,650.00 1,772,350.00
500,000. 00
5, 4G0. 00 4,574,600.00
96,955.00 8,831,945. 00
157,257.50 5,882,742.50
55,852. 50 2,644,147.50
35,202.50 5,187,037. 50
63,420. 00 1,426,580. 00
41,400. 00 4,766,600. 00
155,597.50 2,969,402.50
415,602. 50 2,184,397.50
26,502. 50
373, 497. 50
42,455. 00 1,238,545.00
2,000. 00
523,000. 00
17,200.00 3,167,800. 00
11,800. 00
908,200.00
2,200.00
593,400. 00
5,502. 50 1,694,497. 50
5,200.00
884,800. 00
1,300. 00
298,700. 00
375,000. 00
33,605. 00 2,441,395.00
480,000. 00
6, 450. 00
468,550. 00
3,950.00
521,050.00
25,050.00 1,307,950.00
59,800.00 2,390,200.00
4, 400. 00
495,600.00
24,150. 00 1,475,850.00
597,155. 00 4,427,845.00
352,922. 50 13,971,077.50
42, 450. 00 1,157,550.00

188,087,336.79 150,124,240.00

4,158,805. 00 145,965,435.00

527,998,358.98 234,360,130.00 7,461,985.00 226,898,145.00
2,090,387.14
1,115,205.77
771,720.90
6,271,487.18
1,205,320.80
3,724,446.71

5,844,100.00
5,106,500.00
4,810,500.00
21,480,500.00
4,336,500.00
13,250,350.00

102,965.00 5,741,135.00
82,955.00 5,023,545.00
94,833.50 4,715,666.50
365,012.50 21,115,487.50
112,177.50 4,224,322.50
356,475.00 12,893,875.00

15,178,568.50 54,828,450.00 1,114,418.50 53,714,031.50

182

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.
No. 51.—SPECIE AND CIRCULATION OF NATIONAL BANKS.AT DATE OP
J U N E 23, 1909—Continued.
I

Number of
banks.

City, State, and Territory.

Specie.

Gold coin.

Gold
Treasury
certificates ClearingGold
house
Treasury payable to
certificates. order, act certificates.
(Sec. 5192.)
of Mar. 14,
1900.

STATES, ETC.—continued.
56
57
58
59
60

New York .
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

61
62
6S
64
65
66
67
68
69
70
71
72
73

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama..
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

74

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri

55

184
733
27
86
1

. .

77
7S
79
80

81

88
90
90

04

95
96
07
98

15,000

30,000
520,000
22,000
5,000

70,000
80,000

9,379,848.53

7,574,230

155,000

22,000

4,605,218.81
3,135,482. 75
4,428,651.61
2,333,662. 45
2,113,932.50
2,520,164.38
2,746,121.05
800,660.50

2,454,030
1,960,170
2,731,120
967,800
979,510
832,370
1,581,750
285,430

190,000
20,000
520,000
30,000
500,000
250;000
305,000
5,000

331,500

104

1,882

22,683,894.05

11,792,180

1,820,000

381,500

135
94
209
202
44
29
105
41
222

.

Total Pacific States
99
100

985,000

888,370
561,640
231,520
110,400
305,280
168,240
789,490
200,450
287,570
1,961.240
250,590
583,260
1,236,180

543,927.30
739,878.70
1,740,747. 25
1,642,265. 92
1,581,895.35
446,962.50
1,572,996.05
386,586.50
672,429.75

473,400
602,740
810,140
1,008,200
617,790
237,240
517,700
247,060
691,100

1,081

9,327,689.32

5,205,370

62
67
131

2

1,526,322.50
1,933,303.50
5,051,459.95
736,305.00
403,225.00
308,305.00
342,605.00
40,085.00

231,530
137,630
425,600
251,170
13,080
46,350
135,160
10,140

345

10,341,610.95

1,250,660

4
1

318,205.00
225.00

1,200
25,000

93
123
256
310

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Washington
Oregon
California
Idaho
Utah...
Nevada
Arizona
Alaska a

12,118,390

1,192,555.50
976,862.65
466,029.50
155,167.50
401,890.20
328,228.90
679,026.50
180,194. 78
150,652. 70
2,398,077.80
319,782.00
936,764.50
1,194,616.00

405

. . .

Total Western States
91
92
03

16,560,243.10

117
93
70
33
100
39
75
31
30
492
43
139
88

$505,000

346
245

Total Middle States
82
83
84
85
86
87

$775,000
10,000
170,000

1,350

Total Southern States

76

$3,747,560
2,203,260
5,624,520
90,570
384,380
68,100

389

Total Eastern States

. . .

$4,850,785.55
1,922,732.33
9,140,315.45
135,555.50
494,734.27
16,120.00

1,420

. .

Hawaii
Porto Rico

. .

43

16
11
13

50,000

85,000
40,000

125,000
25,000

25,000

5

318,430.00

26,200

Total States, etc

6,547

75,295,272.99

41,004,320

3,140,000

923,500

Total United States .

6,926

150,504,310.33 268,206,280

43,640,000

73,577,500

Total island possessions




a Statement April 28,1909.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

183

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.

JUNE 23, 1909—Continued.
Circulating notes.

Specie.

Silver
Treasury
certificates.

Fractional
silver coin.

$340,938
119,467
702,409
21,276
28,457
540

$3,508,502
2,491,131
4,040,318
231,983
376,523
34,222

$784,194.51
467,474.47
1,067,163.13
56,049.05
103,763.90
4,635.00

$14,511,980.06 $33,112,750.00
7,214,064.80 14,613,220.00
20,759,725.58 52,601,540.00
535,433.55 1,527,500.00
1,417,858.17 4,183,490.00
123,617.00
250,000.00

$482,408.50 $32,630,341.50
358,940.00 14,254,280.00
612,893.50 51,988,646.50
19,150.00
1,508,350.00
81,320.00
4,102,170.00
5,200.00
244,800.00

1,213,087

10,682,679

2,483,280.06

44,562,679.16 106,288,500.00

1,559,912.00 104,728,588.00

145,534
84,540
138,078
73,232
230,678
223,192
356,519
98,693
95,034
848,726
95,832
152,216
246,507

672,799
433,363
171,251
184,963
385,559
263,940
322,208
73,022
168,078
753,759
131,768
299,651
605,334

242,986.79
124,046.83
73,412.22
131,863.59
187,653.62
186,152.03
213,673.33
82,714.20
119,908.09
792,740.15
106,545.20
141,162.33
167,788.95

3,164,245.29 10,885,750.00
2,180,452.48 7,284,950.00
1,085,290.72 5,974,250.00
655,626.09 3,702,750.00
1,511,060.82 8,788,190.00
1,169,752.93 4,202,240.00
2,360,916.83 6,980,750.00
705,073.98 3,089,750.00
821,242.79 2,536,250.00
6,754,542.95 19,179,350.00
904,517.20 2,093,760.00
2,193,053.83 10,187,600.00
3,450,425.95 8,927,250.00

196,302.50
51,522.50
8,530.00
121,000.00
69,587.50
64,635.00
76,862.50
53,925.00
27,860.00
99,152.50
3,300.00
53,495.00
27,860.00

10,689,447.50
7,233,427.50
5,965,720.00
3,581,750.00
8,718,602.50
4,137,605.00
6,903,887.50
3,035,825.00
2,508,390.00
19,080,197.50
2,090,460.00
10,134,105.00
8,899,390.00

2,788,781

4,465,695

2,570,647.33

26,956,201.86 93,832,840.00

854,032.50

92,978,807.50

485,177
397,594
453,541
181,834
157,375
213,885
295,873
141,760

1,141,015
1,059,068
1,349,485
371,523
395,333
410,276
736,598
190,439

427,476.88
336,465.68
553,491.27
187,890.45
202,891.00
220,569.76
308,886.26
110,375.25

26,704,590.00
16,202,950.00
23,080,700.00
7,986,800.00
7,805,330.00
8,630,500.00
14,417,600.00
5,177,550.00

338,230.00
158,610.00
218,707.50
86,704.50
136,217.50
265,985.00
192,415.00
80,275.00

26,366,360.00
16,044,340.00
22,861,992.50
7,900,095.50
7,669,112.50
8,364,515.00
14,225,185.00
5,097,275.00

2,327,039

5,653,737

2,348,046.55

88,589
78,308
185,984
296,946
83,874
43,196
115,759
42,163
240,694

134,259
194,387
342,661
563,590
68,735
37,816
275,301
91,573
287,530

112,736.92
97,594.29
166,040.58
255,141.74
102,400.75
44,663.78
117,360.50
37,444.65
235,645.77

1,175,513

1,995,852

91,615
56,719
212,572
33,066
18,990
9,508
27,442
9,620

47,882
39,870
113,705
58,890
7,453
8,779
32,461
1,778

459,532
26,975
330

Silver
dollars.

1
j

!

27,305

Total.

9,634,417 69
6,908,780.43
10,086,288.88
4,072,709.90
4,349,041.50
4,447,265.14
5,974,228.31
1,533,664.75

Issued.

47,006,396.60 110,006,020.00
1,352,912.22
1,712,907.99
3,330,572.83
3,806,143.66
2,454,695.10
809,878.28
2,599,116.55
804,827.15
2,127,399.52

On h a n d .

Outstanding.

55
56
57
58
59
60

61
62
63
64
65
66
67
68
69
70
71
72
73

74
75
76
77
78
79
80
81

1,477,144.50 108,528,875.50

2,876,760.00
2,377,020.00
7,257,410.00
8,391,590.00
2,517,950.00
1,289,050.00
4,254,760.00
1,560,250.00
5,807,270.00

19,900.00
35,840.00
65,950.00
76,180.00
188,142.50
10,705.00
43,040.00
11,102.50
50,520.00

2,856,860.00
2,341,180.00
7,191,460.00
8,315,410.00
2,329,807.50
1,278,345.00
4,211,720.00
1,549,147.50
5,756,750.00

1,169,028.98

18,998,453.30 36,332,060.00

501,380.00

35,830,680.00

102,980.97
77,105.88
357,091.41
59,071.26
21,222.30
11,764.37
28,510.90
4,974.50

2,000,330.47 2,021,590.00
2,244,628.38 1,974,370.00
6,185,428.36 10,067,250.00
1,138,502.26 1,370,000.00
463,970.30
823,250.00
384,706.37 1,545,250.00
566,178.90
700,260.00
66,597.50
62,500.00

45,900.00
51,900.00
118,530.00
23,530.00
6,522.50
6,780.00
7,300.00
8,100.00

1,975,690.00
1,922,470.00
9,948,720.00
1,346,470.00
816,727.50
1,538,470.00
692,960.00
54,400.00

310,818

662,721.59

13,050,342.54 18,564,470.00

268,562.50

18,295,907.50

417
5,252

11,739.80
665.40

57,002.50

237,247.50
100,000.00

5,669

12,405.20

57,002.50

337,247.50

j 8,313,656

27,039,016 10,426,886.17

12,822,408

129,205,129 16,185,382.81




358,536.80
31,472.40

294,250.00
100,000.00

390,009.20

394,250.00

166,142,651.16 420,246,590.00

5,832,452.50 414,414,137.50

694,141,010.14 654,606,720.00 13,294,437.50 641,312,282.50

82
83
84
85
86
87
88
89
90

91
92
93
94
95
96
97
98

99
100

184

EEPOKT OF THE COMPTROLLER OF T H E CURRENCY.
N o . 5 1 . — S P E C I E AND CIRCULATION OF NATIONAL B A N K S AT D A T E OF

SEPTEMBER 1, 1909.
Specie.

City, State, and Territory.

Number of
)anks.

Gold

Gold coin.

Treasury
Gold
certificates Clearinghouse
Treasury payable to certificates.
certificates. order, act (Sec. 5192.)
of Mar. 14,
1900.

CENTRAL RESERVE CITIES.

L New York.. .
y,
Chicago
St. Louis
Total central reserve cities

38
13
10

$4,437,373.45 $130,252,730 $22,610,000 $48,235,000
7,534,875.00 21,383,900
3 170 000
3,550,075.00 14,893,720
730,000

61

15,522,323.45 166,530,350

26,510,000

48,235,000

35 000
60 000

5 658,000

7,090,000

11,905,000
2,415,000

OTHER RESERVE CITIES.

Boston
Albany. .
Brooklyn
7 Philadelphia
3 Pittsburg .
9 Baltimore
Washington
1 Savannah
?, New Orleans
Dallas
4 Fort Worth
Galveston
R Houston
7 San Antonio
Waco .
Louisville
n Cincinnati
1 Cleveland
?, Columbus
Indianapolis
4 Detroit.
Milwaukee
fi Minneapolis..
7 St. Paul
R Cedar Rapids
Des Moines
f) Dubuque.
. .
1 Kansas City, Mo
St. Joseph...
Lincoln
4 Omaha.. .
.
South Omaha
6 Kansas City, Kans
7 Topeka
8 Wichita
q Denver
0 Pueblo
1 Muskogee
?, Oklahoma City
Seattle
4 Spokane
f)
Tacoma
6 Portland
7 Los Angeles
8 San Francisco
9 Salt Lake City
Total other reserve cities
Total all reserve cities

20
3
5
34
26
18
10
2
5
6
7
3
7
6
5
9
9
7
10
7
4
6
6
6
3
4
3
9
4
4
6
4
3
3
3
6
3
3
5
4
4
2
4
9
10
4

1,175,669.00
448,975.00
221,660.00
1,664,857.00
3,671,590.00
270,828.00
72,321.50
24,545.00
25,322.50
634,887.00
351,990.00
92,690.00
611,144.50
338,692.50
79,557.50
1,370,187.50
1,055,705.00
2,672,027.50
888,075.00
1,002,030.00
1,642,082.50
1,849,082.50
2,754,597.50
1,940,497.62
109,000.00
259,442.50
121,208.80
1,964,572.50
572,945.00
340,727.50
1,195,744.50
353,755.00
164,545.00
153,737.50
113,195.00
3,819,515.00
371,400.00
45,710.00
138,420.00
2,799,100.00
901,512.50
482 815.00
3,807,145.00
5,612,595.00
7,849,110.00
1,026,309.75

6,832,220
1,500,000
1,045,650
4,465,800
6,751,830
2,124,010
1,600,400
29,600
946,560
400,900
111,060
152,810
1,139,100
497,730
112,400
678,490
2,019,960
2,708,000
603,990
1,723,500
247,990
853,700
850,720
256,040
164,800
242,150
40,000
1,796,890
354,320
48,900
1,355,430
137,700
512,360
66,000
155,000
2,108,460
434,1G0
159,500
181,060
222,040
406,280
60 700
19,710
131,820
277,850
375,250

321

57,061,520.17

382

260,000
100,000
415,000

200,000
1,130,000

430,000

Maine .
New Hampshire
Vermont
Massachusetts.. .
Rhode Island
5 Connecticut
Total. New England States.



45,000

1 010 000
600,000
100,000
550,000
110,000
500,000
80,000
180,000

10,000

1,980,000

567,000
1,112,000
394,000
296,000
550,000
280,000

46,902,840

14,425,000

24,437,000

72,583,843.62 213,433,190

40,935,000

72,672,000

STATES, ETC.
0
1
?
3
4

60,000
740,000 !

77
58
50
177
22
80

1,208,726.61
467,791. 62
425 051 92
2,482 023 90
366,621.12
1,789,163. 68

519,290
218,870
131 650
1 218 140
326,810
662,290

30,000

464

6,739,378.85

3,077,050

30,000

REPORT OF THE COMPTROLLER OF THE CURRENCY.

185

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
SEPTEMBER 1, 1909.
Specie.

Silver
dollars.

$50, 127
186, 847
102, 990

Silver
Treasury
certificates.

Fractional
silver coin.

Circulating notes.

Total.

Issued

On h a n d .

$38, 241, 858 $1,047, 553. 52 $244, 874,641.97
48, 332,553.00
15, 639, 610
417, 321.00
6,624, 839
25, 977,306.39
75, 682.39

$53, 606, 200
15, 283, 000
18, 222, 290

319, 184,501.36

87, 111, 490

3,158,130.00

Outstanding.

80,690.00
55,600.00
2,930.00
315,360.00
254,917.50
112,452. 50
155,302. 50

$827,125.00 $52, 779,075.00
1,877,002.50 13, 405,997.50
454,002.50 17, 768,287. 50

339, 964

60, 506, 307

1,540, 556.91

1,513, 273
17, 311
4, 584
134, 740
261, 778
47, 401
5, 632
7, 945
23, 242
116, 478
113, 914
66, 383
87, 691
97, 956
82, 732
62, 226
72, 835
101, 528
86, 652
88, 954
58, 728
49, 653
39, 826
27, 740
13, 076
15, 029
8; 291
120, 584
25, 318
31, 973
87, 781
25, 612
7, 075
5, 963
19, 629
86, 809
20, 307
19, 744
53, 939
I
84, 952
24, 228
14, 345
22, 524
122, 987
60, 452
60 676

7, 482, 115
125, 255
902, 775
5, 842, 541
. 3 , 385, 362
2, 065, 898
566, 320
23, 285
744, 082
87, 316
58, 336
77, 861
210, 333
124,915
27, 055
216, 369
1, 455, 942
385,320
341, 265
354, 601
430, 524
1, 098, 180
69, 560
290, 574
138 862
114, 884
52, 724
1, 643 334
183 698
24 891
992 807
113 185
38 297
22 793
131 449
319 463
71 640
56 628
55 542
80 000
127 299
1 905
30 049
33 935
34 742
56 079

411, 981.06
45, 160. 51
97, 864.45
515, 827.11
399, 857.25
115, 331.00
48, 405. 30
14, 394.00
41, 066. 40
75, 899.70
117, 458.15
52, 748.05
98, 539. 65
65, 325. 60
113, 063.70
37, 157.65
69, 117. 42
118, 092. 60
59, 461.30
53, 246.95
38,476.00
56, 725.41
86, 731.20
64, 225.50
18, 899.46
22, 026.90
6, 015.90
245, 619.50
48, 317. 25
31, 843.85
177, 651.07
10, 107.40
16, 601. 55
9, 551.30
15, 749.30
61, 792.70
11, 162. 55
18, 842.35
39, 905. 60
72, 290.90
47, 574.20
20, 389. 80
63, 258. 35
151 212. 35
224, 377.80
80, 085.70

23, 108,258.06
2, 196,701.51
2, 272,533.45
31, 618,765.11
16, 885,417.25
4, 883,468.00
2, 393,078. 80
99,769.00
3, 195,272.90
1, 315,480. 70
752,758.15
442,492.05
2, 146,808.15
1, 124,619.10
414,808. 20
2, 564,430.15
5, 863, 559.42
6, 724,968.10
1, 979,443.30
3, 222,331.95
2, 892,800. 50
3, 907,340.91
4, 811,434.70
3, 179,077.12
544,637.46
653,532.40
228,239.70
6, 321,000.00
1, 184,598.25
588,335. 35
3, 809,413.57
640,359. 40
1, 238,878. 55
338,044.80
615,022.30
6, 396,039.70
908,669. 55
300,424.35
478,866.60
3, 825,382.90
2, 618,893. 70
974,154. 80
4, 238,686. 35
6, 602,549. 35
10, 706,531. 80
1, 598,400.45

8, 163, 000
1, 900, 000
987, 000
17, 299, 000
16, 824, 000
8, 307, 000
5, 002, 700
650, 000
3, 360, 000
2, 171, 500
1, 432, 000
375, 000
2, 285, 000
1, 797, 000
500, 000
4, 480, 000
9; 383, 900
6, 075, 500
2, 850, 000
5, 341, 740
1, 530, 000
4, 817, 000
3, 230, 000
2, 775, 000
400, 000
1, 336,000
525,000
3, 360, 000
920, 000
595, 600
1, 850 000
620, 000
899, 000
300, 000
375, 000
2 475 000
480 000
475 000
549 000
1 333 000
2 600 000
500 000
1 500 000
5 100 000
14 974 000
1 200 000

4,100, 496

30 689 990

4,189, 431.74

181, 806,277. 91

153 902 940

3,256,715.00 150, 646,225.00

4,440, 460

91 196 297

5,729, 988. 65

500,990,779.27

241 014 430

6,414,845.00 234, 599,585.00

651
106
309
034
708
018

88, 043.79
105, 692.05
60 365.90
594, 666.16
102,429.16
274, 920. 40

2, 224,423.40
1, 181,456.67
803,519.82
6, 236,828.06
1, 177,874.28
3, 649,717.08

3 889 826

1,226, 117.46

15, 273,819.31

24,
39,
38
157
5
45,

712
997
143
964
306
325

311, 447

383
349
148
1 784
376
848




83, 953,360.00

8, 076,310.00
i; 844,400.00
984,070.00
16, 983,640.00
16, 569,082. 50
8, 194,547. 50
4, 847,397.50
650,000.00
48,602.50
3, 311,397. 50
2 171,500.00
3,050.00
l\ 428,950.00
600.00
374,400. 00
700.00
2, 284,300.00
45,752. 50
1, 751,247.50
500,000.00
8,800.00
4, 471,200.00
51,255.00
9, 332, 645.00
229,602. 50
5, 845,897. 50
32,502. ,50
2 817,497.50
37,210.00
5, 304, 530.00
156,380.00
1, 373,620.00
14,800.00
4, 802,200.00
195,197. 50
3, 034,802. 50
410,002.50
2, 364,997. 50
1,202.50
398,797. 50
4,200.00
1, 331,800.00
3,950.00
521,050.00
3, 360,000.00
22,100.00
897,900. 00
4,100.00
591,500.00
54,502. 50
1, 795,497. 50
14,700.00
605,300.00
8,900.00
890,100.00
300,000.00
375,000. 00
3,005.00
2, 471,995.00
2,700.00
477,300. 00
10,500.00
464,500.00
2,400.00
546,600.00
30,450.00
1, 302,550.00
2, 570,050.00
29,950.00
3,900.00
496,100.00
28,800. 00
1, 471,200.00
4, 439,340.00
660,660.00
119.587. 50 14, 854,412. 50
33,400.00
1, 166,600.00

100
500
500
500
500
700

99,135.00
63,005.00
94,468.50
281,300.00
45,512. 50
222,340.00

5, 758,965.00
5, 098,495.00
4, 726,031. 50
21 493,200.00
4 361,987.50
13, 099,360.00

55 343 800

805,761.00

54, 538,039.00

5
5
4
21
4
13

858
161
820
774
407
321

1
1
1
1
1
1
1
1
1
1
2
2
2
2
2
2
2
2
2
2
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4
4
4
4

5

5
S
5
5
5

186

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 51.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE OF

SEPTEMBER 1, 1909-Continued.
Specie.

City, State, and Territory.

Number of
banks.

Gold coin.

Gold
Treasury
ClearingGold
certificates
house
Treasury payable to
certificates.
certificates. order, act
(Sec. 5192.)
of Mar. 14,
1900.

STATES, ETC.—continued.
56
57
58
59
60
61

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

6?
64
65
66
67
68
69
70
71
72
73
74

Virginia
West Virginia..
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

75
76
77
78
79
80
81
82

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri

83
84
85
86
87
SS
89
90
91

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wvomincf
Colorado
New Mexico
Oklahoma

92
93
94
95
96
97
98
99

Washington
Oregon
California
Idano
Utah
Nevada
Arizona
A laska a

00
101

Hawaii
Porto R ico

392
184
741
28
87
1

.

Total, Middle States

Total, Western States
.

..

Total, Pacific States

Total, island possessions

1,433

16,633,806. 93

12,120,030

1,105,000

1,210,069 95
1,053,082.15
469,338. 00
152,375. 00
424,318.15
352,099. 00
793,912. 00
157,202.88
158,797. 20
2,451,882.55
254,162. 50
853,591. 50
1,061,200. 50

786,980
626, 480
268 640
137,190
359,970
186, 490
658,260
162,960
281,930
1,871,500
276,040
538, 750
1,079,480

1,356

9,392,031.38

7,234,670

210,000

15, 500

4, 783, 609. 60
3,074,815. 70
4,269,388.86
2,279,305. 95
2,090,852. 00
2,630, 695.18
2,700,517. 46
810,883.00

2,404, 270
1,908,430
2,678,750
992, 450
955,590
976,180
1,489,820
305,020

190 000
20,000
560 000
30,000
530,000
250,000
325,000
5,000

171 000

1,896

22,640,067. 75

11,770,510

1,910,000

140
95
205
200
47
29
106
42
217

..

$855,000
10 000
210,000

349
249
406
95
124
257
310
106

Total, Southern States

$3,721,330
2,331,180
5,430,320
120,540
394 510
122,150

118
96
72
33
100
39
76
31
30
489
44
139
89

Total, Eastern States

$4,886,452.68
1,942,488. 64
9,167,256. 34
142, 963. 00
478,646. 27
16,000. 00

563,313. 90
758,194. 50
1,540,680. 86
1,593,333.35
1,645,222. 50
447,530. 00
1,676,532.00
393,037. 44
645, 420. 00

467,170
644,100
741,560
884,880
508,150
231,530
648,760
259,580
654,410

1,081

9,263,264.55

5,040,140

64
68
140
45
16
12
13
2

1,355,110.80
1, 928,068. 75
4,941,039.25
757,290.00
485,128. 00
349, 935. 00
317,561.50
95,815. 00

207,790
122,550
408,780
250,150
13,500
51,550
142,530
10,280

360

10,229,948.30

1,207,130

4
1

347,6^5. 00
2,922. 50

$480,000
15,000

30 000
495,000

15,500
70,000

140,000

10 000

181,000

95,QQQ
40,000

135,000

10,000

980
25,000

10,000

5

350,567. 50

25,980

Total, States, etc

6,595

75,249, 065.26

40, 475,510

3, 400,000

691,500

Total, United States

6,977

147,832,908.88 253,908,700

44,335,000

73,363,500




a Statement June 23, 1909.

BBPORT OF THE COMPTROLLER OF THE CURRENCY.

187

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
S E P T E M B E R 1, 1909—Continued.

Circulating notes.

Specie.

Silver
dollars.

Silver

Fractional
silver coin.

Treasury
certificates.

Total.

Issued.

On hand.

Outstanding.

$312,535
126,106
693,643
22,822
25,540
620

$3,417,560
2,745,099
3,909,926
223,383
397,503
15,650

$852,332.15 $14,525,209.83
509,674. 99
7,664,548.63
1,072,222.90 20,498,368.24
53,854.17
563,562.17
113,223.18
1,439,422.45
2,095.00
156,515.00

$33,850,800
14,847,170
53,240,440
1,545,500
4,218,990
250,000

$326,517. 50 $33,524,282.50
167,495.00 14,679,675.00
264,538. 50 52,975,901.50
25,520.00
1,519,980.00
46,485.00 4,172,505.00
3,200.00
246,800.00

1,181,266

10,709,121

2,603,402.39

44,847,626.32

107,952,900

833,756.00 107,119,144.00

168,162
84,364
138,513
79,686
259,205
229,662
375,552
94,676
95,598
783,460
98,000
144,406
204,124

677,152
429,537
201,013
122,670
431,610
260,535
280,553
87,983
177,523
731,072
128,874
244,144
498,297

231,312.21
104,015.28
76,586. 47
114,041.36
191,703.50
199,044. 55
226,611.87
101,689.10
124,014.70
757,324. 08
113,308.90
135,133.58
162,149. 55

3,073,676.16
2,297,478.43
1,154,090.47
605,962. 36
1,682,306.65
1,227,830.55
2,334,888.87
674,510.98
837,862.90
6,595,238.63
870,385.40
2,056,025.08
3,005,251.05

11,362,750
7,435,450
6,093,250
3,773,250
8,795,250
4,246,240
7,021,750
3,138,750
2,536,250
19,589,450
2,108,760
10,490,600
8,984,750

118,417.50
34,622.50
5,400.00
26,150.00
41,515.00
5,140.00
58,705.00
4,822.50
10,505.00
111,900.00
1,100.00
76,570.00
10,822.50

2,755,408

4,270,963

2,536,935.15

26,415,507.53

95,576,500

505,670. 00 95,070,830.00

500,751
361,938
490,077
187,690
173,282
244,822
317,039
146,597

965,226
1,012,616
1,287,427
555,983
435,109
374,478
642,499
198,990

433,133. 31
320,478.12
569,946.68
204,283. 33
211,516.23
250,519.87
335,370.88
119,101.34

9,507,989. 91
6,698,277.82
9,865,589.54
4,249,712.28
4,396,349.23
4,726,695.05
5,810,246.34
1,585,591.34

27,089,540
16,714,820
23,459,930
8,144,800
8,176,330
8,649,750
14,610,750
5,326,650

304,742. 50
102,880.00
128,415.00
87,474.50
119,897. 50
46,905.00
99,815.00
49,405. 00

2,422,196

5,472,328

2,444,349. 76

46,840,451.51

112,172,570

106,555
94,728
149,853
260,864
83,633
54,118
132,931
48,802
224,915

194,415
168,116
279,597
467,474
78,657
36,595
266,583
93,016
257,997

150,715.79
97,312.26
159,810.43
252,299.32
99,273.80
48,947.53
120,831.39
35,220.80
232,191.80

1,482,169.69
1,762,450.76
2,966,501.29
3,498,850. 67
2,414,936.30
818,720.53
2,845,637.39
829,656. 24
2,014,933.80

2,974,510
2,578,060
6,886,110
8,318,840
2,660,450
1,342,050
4,384,760
1,575,250
5,758,470

1,156,399

1,842,450

1,196,603.12

18,633,856.67

36,478,500

330,207. 50 36,148,292. 50

72,840
51,921
217,038
44,097
21,922
11,207
37,843
8,076

44,174
44,286
98,177
75,618
10,430
9,502
25,519
1,562

111.215.60
95,296.49
405,847.87
65,585.11
23,329.05
16,761.05
33,435.05
4,659.35

1,791,130.40
2,242,122.24
6,080,882.12
1,192,740.11
554,309. 05
438,955.05
556,888.55
120,392. 35

2,171,850
2,040,620
10,382,950
1,523,750
823,250
1,570,250
701,210
62,500

22,507.50
2,149,342.50
56,955.00
1,983,665.00
143,520.00 10,239,430.00
1,510,760.00
12,990.00
816,650.00
6,600. 00
1,538,525.00
31,725.00
687,810.00
13,400.00
53,300.00
9,200.00

464,944

309,268

756,129.57

12.977,419.87

19,276,380

296,897.50

18,979,482. 50

20,887
583

103
7,500

11,932.40
884.00

381,547.40
36.889.50

294,250
100,000

42,302. 50

251,947.50
100,000.00

7,603

42,302. 50

351,947.50

21,470

11,244,332.50
7,400,827.50
6,087,850.00
3,747,100.00
8,753,735.00
4,241,100.00
6,963,045.00
3,133,927.50
2,525,745.00
19,477,550.00
2,107,660. 00
10,414,030.00
8,973,927.50

26,784,797.50
16,611,940.00
23,331,515.00
8,057,325.50
8,056,432.50
8,602,845.00
14,510,935.00
5,277,245.00

6
6
6
6
6
65
6<
7(
7
7
7
7

7
lr
71
71
8(
8
8'

939,534.50 111,233,035.50
10,500.00
26.070.00
16,750.00
71,840.00
120,827.50
10,405.00
27,170.00
11,302.50
35,342.50

2,964,010.00
2,551,990.00
6,869,360.00
8,247,000.00
2,539,622.50
1,331,645.00
4,357,590.00
1,563,947.50
5,723,127.50

12,816.40

418,436.90

394,250

8,313,130

26,501,559 10,776,353.85

165,407,118.11

427,194,900

12,753,590

117,697,856 16,506,342.50

666,397,897.38

668,209,330 10,168,974 00 6.-8,040,356.00




5(
5'
5!
5(
6(
6

3,754,129.00 423,440,771.00

8J
8^
8,
8(
8'
81
8<
9(
91

9S
9C
9^
91
9(
9P
91
9<

10C
101

188

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 52.—GOLD, SILVER, COIN CERTIFICATES, LEGAL TENDERS, AND CURRENCY
JANUARY 20, 1877, TO

Gold coin.

Date.

January 20...
April 14
June 22
October 1
December 28.

1877.

Gold
Treasury
certificates.

Clearinghouse
certificates.
(Sec. 5192.)

$7,442,340
6,475,354
5,306,263
4,869,656
5,506,556
9,213,351
8,507,059
8,191,952
9,086,518
12,070,092

40,398,170
32,657,480
16,021,460
16,209,460
16,246,360

20,559,395
21,530,846
23,629,718
60,104,792

18,833,580

16,205,620
14,060,240
13,975,600
13,557,520
13,332,860

37,756,021
39,599,469
43,622,510
47,508,472
56,131,943

8,238,600
7,380,000
8,439,560
7,175,560
7,557,200

$38,090,000
33,538,000
41,087,000
48,167,000
36,053,000

53,916,465
65,002,542
60,043,276
58,910,369
62,7837 387

5,523,400
5,351,300
5,137,500
5,221,800
4,621,500

38,461,000
44,194,000
56,030,000
43,090,000
38,332,000

59,485,006
59,885,129
58,371,599
55,003,663
47,091,033

4,609,700
4,505,100
4,440,400
4,594,300
22,651,770

37,987,000
39,581,000
41,132,000
34,986,000
28,235,000

46,543,644
47,584,784
44,863,816
45,807,457
46,404,061

15,340,440
21,013,490
32,791,590
27,012,600
28,555,260

27,239,000
25,487,000
27,369,000
24,750,000
27,043,000

51,091,689
51;064.871
50', 145,738
50,876,067
53,939,911

27,660,450
26,486,120
26,637,110
47,217,340
50,559,910

30,837,000
25,317,000
20,900,000
19,092,000
22,231,000

58,796,463
62,392,112
66,559,947
65,196,781
70,107,747

70,250,860
77,412,160
74,816,920
72,986,340
59,611,840

24,364,000
24,149,000
24,199.000
a 25,294,000
26,634.000

74,262,790
77,663,587
71,249,234
71,682,807
72,855,405

1878.

March 1 5 . . . .
Mayl
June 29
October 1 . . .
December 6.

$39,111,780
16,999,580
12,179,520
14,088,460
23,100,920

62,377,500
41,446,430
41,339,220
48,426,920
55,259,260

25,115,000
26,867,000
25,706,000
24,520,000
24,926,000

1879.

January 1
April 4
June 14
October 2 . . .
December 12

i

February 21..
April 23
June 11
October 1
December 31.
March 11
May 6
June 30
October 1
December 31.

1881.

1882.

March 11
May 19
Julyl
October 3
December 30.
March 13
Mayl
June 22
October 2
December 31.

1883.

1884.

March 7
April 24
June 20
September 30.
December 20..
1885.

March 10
May 6
Julyl
October 1
December 24.
1886.

March 1
June 3
August 27
October 7
December 28.
1887.

March 4 . . . . .
May 13
August 1
October 5 . . .
December 7.

59,245,100
5C>, 387,010
54,274.940
53,961,690
44,341,120
«Includes $1,820,000 clearing-house coin certificates.




73,503,962
73,864,674
74,093,439
73,782,489
73.677,377

24,590,000
21,489,000
24,044,000
23,981,000
25,485,000

United
States certificates for
gold deposited.

EEPOBT OP THE COMPTKOLLER OF THE CUKEENCY.
CERTIFICATES HELD BY
SEPTEMBER 1, 1909.

Silver dollars.

Silver
Treasury
certificates.

NATIONAL

BANKS

AT DATE

OF EACH REPORT FROM

United States
Fractional Total specie. Legal-tender certificates of Total lawful
deposit for
No.
notes.
silver coin.
money.
legal-tender
notes.

$3,155,147
3,597,979
3,850,213
3,700,704
4,300,274

$49,709,267
27,072,913
21,335,996
22,658,820
32,907,750

$72,689,710
72,351,573
78,004,386
66,920,684
70,568,248

5,118,037
4,859,217
5,038,057
5,387,728
5,889,228

$4,900
149,570

54,729,558
46,023,756
29,251,469
30,688,606
34,355,250

64,034,972
67,245,975
71,643,402
64,428,600
64,672,762

20,605,000
20,995,000
36,905,000
32,690,000
32,520,000

139,369,530
134,264,731
137,799,871
127,807,206
131,548,012

6,428,917
6,484,538
6,770,171
4,919,343
4,902,309

31,640
44,390
56,670
67,150
228,080

41,499,757
41,148,563
42,333,287
42,173,731
78,568,041

70,561,233
64,461,231
67,059,152
69,196,696
54,725,096

28,915,000
21,885,000
25,160,000
26,770,000
11,295,000

140,975,990
127,494,794
134,552,439
138,140,427
144,588,137

5,062,090
5,416,403
5,862,035
5,330,357
5,976,558

295,340
495,860
1,165,120
1,454,200

89,442,051
86,429,732
99,506,505
109,346,509
107,172,901

55,229,408
61,059,175
64,480,717
56,640,458
59,216,934

10,760,000
7,870,000
12,500,000
7,655,000
6,150,000

155,431,459
155,358,907
176,487,222
173,641,967
172,539,835

6,250,370
6,820,380
6,482,561
5,450,387
6,800,512

1,004,960
1,260,340
945,590
1,662,180
1,143,240

105,156,439
122,628,562
128,638,927
114,334,736
113,680,639

52,156,439
62,516,296
58,728,713
53,158,441
60,114,387

6,110,000
8,045,000
9,540,000
6,740,000
7,920,000

163,422,878
193,189,858
196,907,640
174,233,177
181,715,026

6,700,325
7,233,758
6,896,223
6,466,215
6,984,896

1,202,080
1,202,020
854,040
1,807,600
1,464,460

109,984,111
112,407,007
111,694,262
102,857,778
106,427,159

56,633,572
65,979,013
64,019,518
63,313,517
68,478,421

9,445,000
10,385,000
11,045,000
8,645,000
8,475,000

176,062,683
188,771,020
186,758,780
174,816,295
183,380,580

6,910,472
6,963,732
7,208,858
7,594,896
8,470,647

1,928,810
2,558,260
3,121,130
2,653,030
3,803,190

97,962,366
103,607,266
115,354,394
107,817,983
114,276,158

60,848,068
68,256,468
73,832,458
70,682,997
80,559,796

8,405,000
8,420,000
10,645,000
9,960,000
10,840,000

167,215,434
180,283,734
199,831,852
188,460,980
205,675,954

8,961,408
9,141,466
9,117,834
8,092,557
7,985,488

3,529,580
2,735,250
2,861,000
3,331,510
5,030,770

122,080,127
114,744,707
109,661,682
128,609,474
139,747,079

75,847,095
77,712,628
76,917,212
77,044,659
76,369,555

14,045,000
11,975,000
9,870,000
14,200,000
19,040,000

211,972,222
204,432,335
196,448,894
219,854.133
235,156y, 634

9,188,060
9,327,047
8,897,555
6,322,832
5,303,288

4,516,490
4,135,100
3,139,070
2,274,650
1,637,340

$2,797,969
2,060,137

167,115,873
177,415,419
177,612,492
174,872,572
165,354,352

71,017,322
77,336,999
79,701,352
69,738,119
67,585,466

22,760,000
19,135,000
22,920,000
18,800,000
11,765,000

260,893,195
273,887,418
280,233,844
263,410,691
244,704,818

6,029,733
6,757,263
6,209,600
6,465,792
7,463,152

1,502,960
1,812,290
1,820,770
2,61.0,652
3,690,225

2,327,936
2,913,305
2,675,668
2,681,525
2,789,514

171,615,919
157,459,875
149,000,492
156,387,696
166,983,556

67,014,886
79,656,783
64,039,751
62,812,322
67,739,828

12,430,000
11,850,000
8,115,000
5,855,000
6,195,000

251,060,805
248,966,658
221,155,243
225,055,018
240,918,384

7,517,343
7,139,180
6,343,213
6,683,368
7,724,334

3,667,608
5,121,188
3,535,479
3,961,380
5,029,545

3,154,893
3,314,613
2,813,139
2,715,527
2,983,267

171,678,906
167,315,665
165,104,210
165,085,454
159,240,643

66,228,158
79,595,088
74,477,342
73,751,255
75,361,975

7,645,000
8,025,000
7,810,000
6,190,000
6,165,000

245,552,064
254,935,753
247,391,552
245,026,709
240,767,618

495,400




189

$25,470,000 $147,868,977
32,000,000 131,424,486
44,410,000 143,750,382
33,410,000 122,989,504
26,515,000 129,990,998

190
No.

REPOKT OF THE COMPTKOLLEK OF THE CUKKENGY.
52.—GOLD, SILVER, COIN CERTIFICATES,

February 26
May 13
July 12
September 30
December 11
February 28
May 17
July 18
October 2
December 19
February 26
May 4
July 9
September 25
December 2

1888.

1889.

1890.

1891.

1892.
Marchl
May 17
July 12
September 30
December 9
March 6
May 4
July 12
October 3
December 19
February 28
May 4
July 18
October 2
December 19
March 5
May 7
July 11
September 28
December 13
February 28
May 7
July 14
October 6
December 17
March 9
May 14
July 23
October 5
December 17
February 18
May 5
July 14
September 20
December 1

1893.

1894.

1895.

Gold coin.

Gold
Treasury
certificates.

Clearinghouse
certificates.
(Sec. 5192.)

$74,317,628
74,921,740
74,825,782
70,222,886
70,825,188

$55,230,020
54,604,280
68,761,930
79,883,810
75,334,420

$26,246,000
24,050,000
20,884,000
10,385,000
7,399,000

73,751,134
74,597,566
73,907,610
71,601,530
71,910,468

78,861,210
78,256,120
69,517,790
66,010,950
64,902,260

7,619,000
9,614,000
8,744,000
7,375,000
12,506,000

72,286,957
72,601,180
73,989,093
74,664,828
77,325,784

77,467,560
74,776,720
72,968,100
93,335,600
82,569,980

4,958,000
5,708,000
4,463,000
3,469,000
3,036,000

82,050,500
82,891,099
87,695,142
84,464,347
84,200,590

83,697,900
75,314,460
63,910,310
60,173,670
85,091,060

4,913,000
6,424,000
6,706,000
7,300,000
7,689,000

88,426,189
95,104,914
96,723,083
95,021,253
94,754,328

97,841,160
96,656,060
85,530,100
71,050,180
73,118,480

8,006,000
8,530,000
8,498,000
7,860,000
6,237,000

99,857,235
101,006,532
95, 799,862
129,740,438
143,928,989

69,198,790
62,783,410
50,550,100
47, 522,510
52,274,100

4,939,000
5,073,000
4,285,000
5,080,000
7,305,000

124,904,826
128,180,159
125,051,677
125,020,291
119,898,047

66,456,110
41,928,330
40,560,490
37,810,940
29,677,720

7,825,000
34,721,000
34,023,000
34,096,000
31,219,000

120,855,576
123,258,437
117,476,837
110,378,360
113,843,401

25,400,860
23,182,950
22,425,600
21,525,930
20,936,030

31,904,000
30,823,000
31,315,000
31,021,000
33,465,000

108,165,901
105,938,780
110,133,160
114,921,270
118,631,050

Date.

February 14
April 30
June 30
October 4
December 12

LEGAL TENDERS, AND CURRENCY
JANUARY 20, 1877, TO

20,935,130
21,383,020
20,336,400
19,706,620
19,192,210

27,793,000
30,440,000
31,384,000
26,096,000
43,197,000

118,809,396
119,609,201
119,467,606
118,856,207
119,747,644

19,725,360
19,426,050
16,792,990
17,513,900
19,484,500

49,770,000
51,361,000
57,426,000
59,525,000
67,861,000

125,710,167
131,081,263
132,888,037
127,990, 556
129,009,745

18,062,350
18,230,690
18,457,340
18,323,870
17,586,450

79,083,000
118,333,000
133,576,000
104", 356, COO
134,879,000

1896.

1897.

1898.




United
States certificates for
gold deposited.

191

REPORT OF THE COMPTROLLER OF THE CURRENCY.
CERTIFICATES

HELD BY NATIONAL

BANKS

AT DATE

OF EACH

REPOET

FROM

SEPTEMBER 1, 1909—Continued.

Silver dollars.

Silver

Treasury
certificates.

United States
Fractional Total specie. Legal-tender certificates of Total lawful
deposit for
money.
notes.
silver coin.
legal-tender
notes.

$3,256,663 $173,830,614
3,114,507 172,074,011
2,819,278 181,292,276
3,255,891 178,097,816
3,276,200 172,734,278

$82,317,670
83,574,210
81,995,643
81,099,461
82,555,060

4,199,200
4,052,735
4,495,682
3,728,901
4,089,243

182,284,803
185,176,451
175,903,869
164,326,449
171,089,458

88,624,860
97,838,385
97,456,832
86,752,093
84,490,894

13,785,000
13,355,000
14,890,000
12,945,000
9,045,000

284,694,663
296,369,836
288,250,701
264,023,542
264,625,352

14,761,061
15,002.127
15,865,318
13,629,284
15,484,038

4,778,136
3,979,460
4,524,801
4,320,613
4,417,567

181,546,138
178,165,494
178,604,064
195,908,859
190,063,006

86,551,602
88,088,992
92.480,469
80,604,731
82,177,126

8,830,000
8,135,000
9,825,000
6,155,000
5,760,000

276,927,740
274,389,486
280,909,533
282,668,590
278,000,132

8,231,195
7,448,417
7,631,470
6,348,573
7,152,798

17,397,259
18,272,781
19,802,695
20,409,735
18, 816,462

4,950,509
4,588,654
5,023,920
4,818,751
4,948,125

201,240,363
194,939,411
190, 769,537
183,515,076
207,898,035

89,400,399
96,375,249
100,399,811
97,615,608
93,854,354

11,655,000
11,515,000
18,845,000
15, 720,000
8, 765,000

302,295, 762
302,829, 660
310,014,348
296, 850, 684
310, 517,389

7,304,242
7,259,640
7,466,596
6,785,084
7,593,084

22,954,656
26,040,211
25,523,399
22,993,451
22,556, 689

5,555,721
5,453,283
5,579,302
5,405,711
5,635,680

230,147,968
239,044,108
229,320,480
209,116,379
209,895,261

99,445,735
107,981,402
113,915,016
104,267,945
102,276,335

24,080,000
26,405,000
23,115,000
13,995,000
6,470,000

353,673, 703
373,430,510
366,350, 496
327,379,324
318,641,596

7,212,800
7,615,574
7,380,457
7,965,844
7,530,135

21,695,114
24,603,511
22,626,180
28,385,889
34, 776, 253

5,438,877
6,140,115
6,119,574
6,009,179
5,439,171

208,341,816
207,222,142
186, 761,173
224,703,860
251,253,648

90,935,774
103,511,163
95,833,677
114,709,352
131, 626, 759

14,675,000
12,130,000
6,660,000
7,020,000
31,255,000

313,952,590
322,863,305
289,254,850
346,433,212
414,135,407

7, 741,205
7,489,931
7,016,489
6,116,354
6,954, 778

43,181,166
41,580, 654
38,075,412
28, 784,897
29, 743,446

6,058,278
6,041,850
5,943,584
5,422,172
5,548,232

256,166,585
259,941,924
250,670,652
237,250,654
218, 041,223

142,768,676
146,131,292
138,216,318
120,544,028
119,513,472

35,045,000
46,030,000
50,045,000
45,100,000
37,090,000

433,980,261
452,103,216
438,931,970
402,894,682
374, 644,695

7,263,610
7,245,537
7,248,059
5,505,459
6,984,382

29,550,637
28,519,277
30,127,457
22,914,180
25, 878, 323

5,956,959
5,617,399
5,834,241
4,892,382
5,605,274

220,931, 642
218,646,600
214,427,194
196,237,311
206, 712,410

113,281,622
118,529,158
123,185,172
93,946,685
99,209,423

31,655,000
26,930,000
45,330,000
49,920,000
31,440, 000

365,808,264
364,105,758
382,942,366
340,103,996
337,361, 833

7,406,130
7,285,043
6,867,060
6,721,871
6,975,625

25,869,370
31, 512,287
29,495,375
28,057,695
32,144,649

5,847,928
5,814,316
5,619,454
5,305,176
5,400,174

196,017,459
202,373,446
203,835,449
200,808,632
225,540,709

112,507,513
118,971,652
113,213,290
110,494, 730
118,893,612

28,735,000
28,035,000
27,165,000
31,840,000
37,080,000

337,259,972
349,380,098
344,213,739
343,143,362
381,514,321

7,198,522
6, 948,233
6,853,275
6,476,504
7,509,247

32,864,502
33,175,176
34,626,625
31,593,302
31,752,596

5,581,082
5,556,723
5, 756,105
5,422,788
5,808,565

233,948,862
236,076,383
240,922,601
239,387,702
252,163,552

118,637,852
120,554,992
126,511,020
107,219,929
112,564,875

67,695,000
53,590,000
46,085,000
42,275,000
45,840,000

420, 281, 714
410, 221,375
413,518,621
388,882,631
410,568 427

7,459,428
8,100,544
7,963,587
6,861,433
8,012,695

34,964,239
35,316,796
36,458,014
30,679,950
32,700,654

6,098,741
6,120,479
6,334,152
5,662,349
6,412,167

271,377,925
317,182,772
335,677,130
293,874,158
328,600,711

120,265,185
119,058,681
114,914,997
110,038,300
117,845,702

49,250,000
23,975,000
20,385,000
16,810,000
17,905,000

440,893,110
460,216,453
470,977,127
420,722,458
464,351,413

$7,835,028
7,569,827
6,906,432
7,051,931
7,086,626

16,945,275
7,813,657
7,094,854
7,298,298
8,812,844

6,990,879
6,700,739
6,786,730
5,543,006
6,459,483

10,863,380
11,955,291
12,452,057
10,067,062
11,222,004

7,294,424
6,098,007
6,793,752
6,489,534
7, 229,637




$10,120,000 $266,268,284
9,330,000 264,978,221
12,315,000 275,602,919
8,955,000 268,152,277
9,220,000 264,509,338

192

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 52.—GOLD, SILVER, COIN CERTIFICATES, LEGAL TENDERS, AND CURRENCY
JANUARY 20, 1877, TO

Date.

February 4 . .
April 15
June 30
September 7.
December 2 . .
Februarys
April 26
June 29
September 5
December 13
February 5
April 24
July 15
September 30.
December 10..
February 25..
April 30
July 16
September 15.
November 25.
February 6 . . .
April 9
June 9
September 9 . .
November 17.
January 22
March 28
June 9
September 6..
November 10.
January 11...
March 14
May 29
August 25
November 9.
January 29
April 6
June 18
September 4 . .
November 12.
January 26..
March 22....
May 20
August 22...
December 3.
February 14..

Gold coin.

Gold
Treasury
certificates.

Clearinghouse
certificates.
(Sec. 5192.)

United
States certificates for
gold deposited.

1899.
$134,336,296
133,190,652
137,690,618
117,082,951
103,052,570
1900.

$17,669,500 $169,910,000
17,708,880 166,311,000
23,152,390 148,495,000
41,389,130 133,140,500
70,986,670 100,648,000

' 104,882,872
1 104,624,499
102,834,447
1 103,750,172
1 107,561,080

93,611,360
100,989,330
101,263,430
115,018,140
102,269,910

90,887,000
92,070,000
91,023,500
93,390,000
91,789,000

110,369,107
110,280,301
108,871,024
106,736,761
105,425,840

133,447,930
122,950,940
108,490,040
117,806,580
100,266,100

89,154,000
82,315,000
85,465,000
89,854,000
84,746,500

$13,315,000

105,572,077
110,687,138
108,202,383
104,051,296
101,333,097

126,900,190
105,709,930
106,867,430
84,248,770
115,484,070

88,409,000
83,749,000
82,099,000
82,137,000
76,814,000

16,970,000
21,720,000
25,950,000
28,425,000
28,015,000

105,288,729
105,337,464
107,539,938
105,569,894
102,963,258

118,765,050
108,460,880
104,561,520
119,367,220
110,020,660

72,435,000
68,693,000
64,984,000
63,307,000
67,584,000

42,215,000
32,385,000
28,505,000
27,180,000
25,730,000

107,699,553
109,154,988
111,296,409
108,439,861
108,575,819

146,028,950
148,464,700
161,155,120
175,077,020
153,101,640

62,661,000
85,689,500
82,278,000
80,969,000
86,535,400

45,765,000
38,360;000
36,880,000
53,655,000
46,899,000

112,221,348
107,061,094
111,221,153
114,105,132
117,022,998

160,675,460
169,374,460
158,238,690
170,707,820
146,375,090

79,120,000
77,593,000
75,974,500
79,905,000
79,678,000

34,350,000
33,675,000
34,765,000
32,615,000
24,520,000

116,305,486
112,326,222
118,513,281
120,765,996
117,124,753

176,977,160
146,016,280
163,439,710
147,408,760
173,262,050

76,203,000
70,503,500
69,197,000
66,515,500
68,248,500

24,550,000
29,565,000
30,040,000
29,150,000
32,230,000

119,848,124
121,972,200
123,013,697
125,114,859
160,420,045

198,518,340
182,658,800
189,009,420
169,034,270
171,217,160

67,402,000
66,701,000
62,988,000
69,605,500
42,869,000

31,005,000
28,450,000
48,225,000
41,045,000
23,540,000

148,670,869
154,463,358
153,582,996
150,303,527
144,890,261

240,978,140
252,662,620
241,445,400
267,468,060
253,801,610

47,810,000
54,551,000
57,324,000
65,599,500
64,295,500

40,810,000
63,685,000
51,590,000
53,130,000
49,220,000

150,563,069
151,366,529
150,504,310
147,832,909

242,931,430
255,486,980
268,206,280
253,908,700

74,280,000
76,971,500
73,577,500
73,363,500

45,280,500
43,210,000
43,640,000
44,335,000

1901.

1902.

1903.

1904.

1905.

1906.

1907.

1908.

May 14
July 15
September 23.
November 27.
1909.
February 5 . .
April 28
June 23
September 1.




EEPOET OP THE COMPTBOLLEB OF THB GT7BRENCY.
CERTIFICATES HELD BY NATIONAL

193

BANKS AT DATE OF EACH REPORT FROM

SEPTEMBER 1, 1909—Continued.

Silver dollars.

Silver
Treasury
certificates.

United States
Legal-tender certificates of Total lawful
Fractional
deposit for
No.
silver coin. Total specie.
notes.
money.
legal-tender
notes.
$6,416,452 $371,843,494 $116,003,066
6,511,293 364,162,553 110,235,423
6,543,426 356,822,046 116,337,935
6,501,758 338,571,383 111,214,651
6,211,721 314,825,376 101,675,795

$21,140,000 $508,986,560
19,820,000 493,417,975
18,590,000 491,749,981
16,540,000 466,326,034
13,055,000 429,556,171

$8,151,429
8,246,829
8,361,974
7,998,538
7,569,649

$35,359,818
32,193,899
32,578,638
32,458,505
26,356,766

8,798,952
9,053,551
9,236,232
8,782,306
9,748,534

34,132,389
44,049,035
44,437,981
45,243,559
40,763,675

7,265,251
7,264,654
7,218,119
7,144,233
7,540,024

339,587,824
358,051,069
356,013,709
373,328,410
359,672,224

122,466,493
139,838,063
143,755,522
145,046,493
141,284,945

10,436,238
9,593,379
9,399,355
8,649,959
9,600,000

48,533,778
53,893,133
51,259,021
46,467,349
48,452,821

8,015,090
7,740,938
7,601,102
7,167,222
7,846,237

399,956,143
386,773,692
371,085,543
376,681,871
369,652,498

152,386,332
159,324,246
164,929,624
151,018,751
151,118,358

552,342,475
549,857,938
540,800,167
539,555,622
520,770,856

9,594,579
9,999,626
10,379,556
8,868,571
9,389,713

51,277,355
58,590,893
62,466,880
50,747,624
51,950,374

8,358,962
8,303,974
8,798,719
7,757,859
8,295,407

407,082,162
398,760,561
404,763,968
366,236,120
391,281,661

154,682,692
159,484,226
164,854,292
141,757,618
141,310,109

561,764,854
558,244,787
569,618,260
507,993,738
532,591,770

11,160,021
10,481,056
10,560,422
10,336,143
10,044,184

58,161,298
54,637,578
63,350,733
62,791,768
53,084,545

9,547,048
9,086,543
9,114,765
9,004,143
8,863,779

417,572,146
389,081,521
388,616,378
397,556,168
378,290,426

153,025,573
147,133,313
163,592,829
156,749,859
142,325,352

570,597,719
536,214,834
552,209,207
554,306,027
520,615,778

11,676,304
10,090,134
11,209,634
9,880,982
11,134,774

69,105,776
63,472,250
76,251,788
67,532,494
68,381,697

10,254,970
9,185,698
9,593,194
9,194,578
9,559,492

453,191,553
464,417,270
488,664,145
504,748,935
484,187,822

161,434,599
153,098,314
169,729,173
156,707,594
157,942,968

614,626,152
617,515,584
658,393,318
661,456,529
642,130,790

13,173,946
10,716,821
10,244,630
10,696,469
12,023,556

80,948,964
74,754,758
79,574,711
77,454,951
70,549,585

11,359,312
10,073,927
9,616,387
9,995,081
10,755,238

491,849,030
483,249,060
479,635,071
495,479,453
460,934,467

178,122,523
157,904,573
169,629,979
170,073,847
161,157,612

669,971,553
641,153,633
649,265,050
665,553,300
622,092,079

12,166,780
13,913,893
11,585,583
11,693,445
11,676,649

75,211,364
74,596,749
81,841,914
77,142,042
67,779,733

11,154,585
12,257,757
11,369,769
11,761,548
11,954,586

492,568,375
459,179,401
485,987,257
464,437,291
482,276,271

175,734,915
161,315,467
165,246?347
161,575,120
152,273,887

668,303,290
620,494,868
651,233,604
626,012,411
634,550,158

12,404,439
12,434,941
12,298,117
12,797,869
14,743,594

79,262,608
74,665,847
82,382,636
99,668,414
81,722,820

13,281,982
13,203,126
12,797,039
13,841,839
15,172,659

521,722,553
500,085,914
530,713,909
531,107,751
509,685,278

173,780,969
156,134,637
160,877,239
170,515,782
151,099,458

695,503,522
656,220,551
691,591,148
701,623,533
660,784,736

17,535,178
15,137,398
13,521,001
11,670,786
4,397,676

101,286,902
120,804,039
123,478,641
116,882,254
117,192,329

17,293,780
15,838,880
15,515,834
15,131,428
15,731,399

614,384,869
677,142,295
656,457,872
680,185,555
656,528,775

174,010,707
184,184,155
192,560,877
188,238,515
188,230,744

788,395,576
861,326,450
849,018,749
868,424,070
844^759,519

12,802,178
11,869,927
12,822,408
12,753,590

121,687,086
124,348,526
129,205,129
117,697,856

17,038,963
16,405,336
16,185,383
16,506,342

664,583,226
679,658,798
694,141,010
666,397,897

195,533,656
198,898,210
191,774,761
187,693,960

860,116,882
878,557,008
885,915,771
854,091,857

0 14,500,000
6,360,000.
3,195,000
2,085,000
i 850,000

476,554,317
504,249,132
502,964,231
520,459,903
501,807,168

a The act authorizing the issue of these certificates was repealed March 14,1900.

10774—CUR 1909
13


No. 53.—SPECIE HELD BY THE NATIONAL BANKS IN NEW YORK CITY ON DATES INDICATED AND AVERAGES IN 1899 TO 1909,

Date.

February 4 . .
April 5
June 30
September 7.
December 2 . .

1899.

1902.

Average.
February 6.. .
April 9
June 9
September 9 . .
November 17.
Average




Silver
Treasury
certificates.

Fractional
silver coin.

Total.

$19,421,651.00
13,782,772.50
15,357,993.00
11,504,096.00
8,277,273.00

$6,571,510
6,370,250
12,203,030
12,295,380
29,874,630

$143,324,000
140,770,000
124,017,000
111,034,500
85,290,000

$102,086
118,977
80,578
156,023
88,719

$7,073,153
5,630,498
6,119,896
5,140,466
4,280,654

$486,888.76
529,924.11
583,855.47
551,544.68
588,172.56

$176,979,288.76
167,202,421.61
158,362,352.47
140,682,009.68
128,399,448.56

13,462,960

120,887,100

109,276

5,648,933

548,077.11

154,325,104.21

8,708,847.50
9,028,697.14
6,669,399.61
6,322,193.94
8,991,881.87

54,161,920
56,663,100
56,909,530
71,619,270
49,535,450

76,675,000
74,980,000
71,450,000
74,390,000
75,895,000

83,549
70,065
71,725
99,523
87,693

8,246,199
9,742,699
11,621,132
11,167,153
7,913,542

627,448.78
645,770.80
692,172.49
638,929.52
699,016.75

148,502,964.28
151,130,331.94
147,413,959.10
164,237,069.46
143,122,583.62

57,777,854

74,678,000

82,511

9,738,145

660,667.67

150,881,381.68

9,189,412.20
9,271,650.89
7,118,483.00
6,047,341.50
7,382,455.00

79,849,330
70,920,180
56,660,870
66,092,680
48,252,070

73,120,000
68,395,000
71,980,000
76,305,000
71,370,000

87,106
89,402
96,642
81,439
65,978

14,096,589
15,104,403
15,700,665
13,206,807
12,545,023

606,129.58
715,429.68
651,421.13
621,110.07
728,373.07

176,948,566.78
164,496,065.57
152,208,081.13
162,354,377.57
144,598,899.07

7,801,868.51

1901.

Average.
February 2 5 . . .
April 30
July 16
September 15..
November 25..

Silver
dollars.

7,944,204.01

1900.

Average.
February 5
April 24
July 15
September 30..
December 10...

Gold
Treasury
certificates.

Clearinghouse
certificates.
(Sec. 5192.)

13,668,757.10

Average.
February 1 3 . .
April 26
June 29
September5..
December 13.

Gold coin.

Gold Treasury certificates payable to order.

INCLUSIVE.

64,355,026

72,234,000

84,113

14,130,697

664,492.70

160,121,198.02

4,812,460.55
5,552,732.00
4,474,720.00
4,765,847.50
3,876,574.00

76,707,140
57,660,010
51,635,590
36,508,910
59,418,780

4,255,000
4,960,000
9,655,000
9,655,000
9,610,000

75,588,000
71,925,000
69,160,000
69,170,000
65,245,000

81,204
80,015
81,863
85,988
91,787

15,573,001
18,953,818
20,993,004
16,076,494
15,636,531

657,885.60
707,124.35
807,369.93
668,111.07
732,275.57

177,674,691.15
159,838,699.35
156,807,546.93
136,930,350.57
154,610,947.57

56,386,086

7,627,000

70,217,600

84,171

17,446,569

714,553.30

157,172,447.11

4,674,013.45
5,000,261.50
5,342,364.00
4,792,139.50
4,697,172.40

63,837,220
55,993,820
51,365,700
69,531,380
55,359,930

18,585,000
11,865,000
10,275,000
10,265,000
9,915,000

61,515,000
58,145,000
53,514,000
51,925,000
56,745,000

83,069
79,281
52,857
68,883
67,131

19,133,576
14,009,121
17,709,610
18,180,698
11,282,351

726,138.58
731,078.53
732,232,59
713,634.83
712,193.81

168,554,017.03
145,823,562.03
138,991,763.59
155,476,735.33
138,778,778.21

4,901,190.17

59,217.610

12,181,000 !

56,368,800

70,244

16,063,071

723,055.67

149,524,971.23

4,696,466.81
1903.

$4,255,000

•

I-*J

CD

January 22
March 28
June 9
September 6
November 10

1904.

January 11
March 14
May 29
August 25
November 9

June 18
September 4
November 12
Average
January 26
March 22
May 20
August 22
December 3

1907.

Average
February 14
May 14
July 15
September 23
November 27

1908.

Average
February 5
April 28
June 23
September 1

1909.




17,158,484
16,939,075
21,062,056
20,420,399
18,487,105

734,837.46
616,769.87
644,520.02
701,344.99
714,303.27

181,454,650.26
203,062,301.27
213,641,642.32
241,238,116.99
210,630,552.27

92,414,124

25,554,000

67,213,000

65,773

18,813,424

682,355.12

210,005,452.62

6,043,193.50
4,068,272.50
4,557,380.50
4,896,261.10
4,799,305.00

83,728,290
93,228,170
82,820,400
91,082,890
64,194,290

17,205,000
16,965,000
16,965,000
15,885,000
12,665,000

67,020,000
65,320,000
63,400,500
66,815,000
68,205,000

58,691
56,237
67,477
58,974
61,512

23,096,930
23,946,136
22,928,988
20,415,291
15,612,538

888,806.46
807,878.91
820,562.17
824,980.22
938,798.98

198,040,910.96
204,391,694.41
191,560,307.67
199,978,396.32
166,476,443.98

n

83,010,808

15,937,000

66,152,100

60,578

21,199,977

856,205.35

192,089,550.67

w

3,657,191.72
4,822,363.10
3,755,967.00
4,213,849.00
4,308,028.40

86,890,720
59,019,300
80,119,050
61,368,750
73,382,700

9,705,000
13,685,000
13,585,000
15,885,000
16,650,000

63,885,000
58,122,000
54,715,000
51,920,000
52,020,000

30,934
35,431
42,227
67,791
74,752

18,564,099
16,926,879
21,785,128
18,563,851
12,466,858

828,139.41
841,964.05
797,547.92
752,282.55
775,686.95

183,561,084.13
153,452,937.15
174,799,919.92
152,771,523.55
159,678,025.35

o
o

72,156,104

13,902,000

56,132,400

50,227

17,661,363

799,124.18

164,852,698.02

4,369,212.50
4,022,570.10
3,626,009.70
3,593,373.23
14,469,972.00

87,309,090
79,380,090
90,000,520
68,286,160
68,552,300

14,000,000
14,450,000
29,690,000
25,690,000
13,300,000

51,783,000
51,555,000
48,670,000
53,975,000
33,755,000

69,854
66,061
129,291
55,544
162,313

17,806,349
16,409,019
17,909,519
20,810,416
16,691,609

834,285.09
825,269.59
823,912.61
810,513.91
1,043,724.77

176,171,790.59
166,708,009.69
190,849,252.31
173,221,007.14
147,974,918.77

78,705,632

19,426,000

47,947,600

96,613

17,925,382

867,541.19

170,984,995.70

5,099,059.00
4,354,353.50
4,365,354.00
4,376,853.50
4,455,269.50

129,636,180
142,311,370
137,636,880
155,177,860
134,506,600

23,185,000
42,740,000
29,715,000
32,365,000
30,360,000

35,430,000
38,245,000
41,010,000
45,810,000
41,780,000

56,440
49,603
41,609
58,013
65,583

25,050,746
38,497,011
41,976,109
39,353,065
40,003,235

969,178.43
911,207.61
894,233.21
858,451.52
1,015,645.05

219,423,603.43
267,108,545.11
255,639,185.21
277,999,243.02
252,186,332.55

4,548,905.00

J a n u a r y 29
April 6

61,221
72,109
62,539
69,260
63,735

6,016,227.51

1*906.

52,475,000
71,045,000
69,325,000
68,290,000
74,930,000

4,151,479.84

Average

25,325,000
21,100,000
18,195,000
33,495,000
29,655,000

4,872,882.52

1905.

80,222,020
87,368,800
98,996,070
113,320,930
82,162,800

5,262,776.90

Average

5,478,087.80
5,920,547.40
5,356,457.30
4,941,183.00
4,617,609.00

141,215,572

32,001,250

40,123,750

51,416

36,219,233

908,267.69

255,042,644.19

5,396,122.00
5,057,149.50
5,466,470.00
4,437,373.45

115,148,290
122,523,020
145,214,550
130,252,730

47,035,000
53,075,000
49,330,000
48,235,000

94,722
79,068
74,151
50,127

911,902.99
1,045,769.55
977,385.99
1,047,553.52

232,517,256.99
241,207,992.05
263,294,752.99
244,874,641.97

fel

w

o
}

21,560,000
19,120,000
18,940,000
22,610,000

42,371,220
40,307,985
43,292,196
38,241,858

196

REPORT OF THE COMPTROLLER OF THE

CURRENCY.

N o . 5 4 . — D E P O S I T S AND R E S E R V E OF NATIONAL B A N K S ON OR ABOUT OCTOBER 1 O F
EACH Y E A R INDICATED TO 1909, I N EACH CENTRAL R E S E R V E CITY, I N ALL OTHER
R E S E R V E CITIES, I N THE STATES AND T E R R I T O R I E S , AND OF ALL NATIONAL B A N K S .
NEW YORK CITY.

Date.

Reserve Iteld.
Reserve
Num- Net de- required
ber of posits. (25 per
banks.
cent). Amount.

Classification of reserve.
Lawful Due from Redempmoney. agents, tion fund.

Millions. Millions. Millions. Per cent. Millions. Millions.
26.5
266.9
66.7
70.0
70.8
35.6
255.0
63.7
90.1
90.8
37.0
312.9
78.2
115.2
115.7
27.2
282.8
70.7
76.6
77.0
28.2
284.3
71.1
79.7
80.1
28.2
342.2
85.5
95.0
96.4
25.1
338.2
84.5
84.7
84.9
27.8
332.6
83.2
92.3
92.5
26.3
327.8
81 9
85.8
86.1
26.4
391.9
97.9
103.1
103.4
35.1
309.9
77.5
108.2
109.0
35.2
489.7
122.4
171.7
172.4
28.4
441.6
110.4
124.8
125.5
29.2
372.8
93.2
108.2
109.2
27.1
506.8
126.7
136.5
137.3
25.7
596.0
149.0
152.7
153.6
25.2
707.7
176.9
177.6
178.3
27.9
769.6
192.4
213.4
214.9
26.7
811.3
202.8
215.6
217.1
24.7
753.4
188.3
184.3
186.1
27.7
741.0
185.3
203.1
205.4
28.0
1,034.3
258.6
287.9
289.9
25.8
993.8
248.4
253.2
256.0
24.4
827.4
206.8
199.2
201.5
26.8
825.7
206.4
218.8
221.3
28.6
1,187.1
296.7
337.2
340.1
25.8
1,179.4
294.8
301.9
304.6

Oct. 2,1883..
Sept. 30, 1884
Oct. 1,1885 . .
Oct. 7,1886...
Oct. 5,1887...
Oct. 4,1888...
Sept. 30, 1889.
Oct. 2,1890...
Sept. 25,1891.
Sept. 30,1892.
Oct. 3,1893...
Oct. 2, 1894...
Sept. 28,1895.
Oct. 6,1896...
Oct. 5,1897...
Sept. 20,1898.
Sept. 7,1899..
Sept. 5, 1900..
Sept. 30,1901.
Sept. 15,1902.
Sept. 9, 1903..
Sept. 6,1904..
Aug. 25, 1905.
Sept. 4,1906..
Aug. 22, 1907.
Sept. 23, 1908.
Sept. 1, 1909..

CHICAGO.
Sept. 25, 1891.
Sept. 30, 1892.
Oct. 3, 1893...
Oct. 2, 1894...
Sept. 28,1895.
Oct. 6,1896...
Oct. 5, 1897...
Sept. 20,1898.
Sept. 7, 1899..
Sept. 5, 1900..
Sept. 30, 1901.
Sept. 15, 1902.
Sept. 9, 1903..
Sept. 6, 1904..
Aug. 25, 1905.
Sept. 4,1906..
Aug. 22, 1907.
Sept. 23,1908.
Sept. 1, 1909..

92.9
106.5
85.8
101.4
97.2
83.7
105.7
128.3
154.1
173.4
201.9
209.6
198.1
217.9
247.9
244.4
262.9
280.0
318.5

23.2
26.6
21.4
25.4
24.3
20.9
26.4
32.1
38.5
43.4
50.4
52.4
49.5
54.5
62.0
61.1
65.7
70.0
79.6

31.2
30.5
39.0
34.0
29.2
26.7
38.1
40.4
39.2
47.4
52.7
45.9
47.3
54.1
60.9
60.0
66.6
70.3
77.4

33.6
28.6
45.4
33.5
30.1
31.9
36.0
31.5
25.4
27.3
26.1
21.9
23.9
24.8
24.6
24.5
25.3
25.1
25.8

31.1
30.5
39.0
34.0
29.1
26.6
38.0
40.3
39.1
47.2
52.4
45.7
47.1
53.9
60.6
59.5
66.1
69.7
76.6

5.8
6.1
5.7
6.3
6.0
6.1
8.1
7.6
12.1
12.4
15.1
18.7
18.5
21.7
27.1
24.2
27.6
26.6
31.3

23.8
21.1
31.9
24.5
22.2
29.5
24.7
20.6
21.5
22.4
19.8
24.1
22.4
24.5
27.0
24.1
23.6
25.4
24.7

5.8
6.1
5.7
6.3
6.0
6.0
8.0
7.5
12.0
12.0
14.4
18.1
17.9
21.1
26.4
23.5
26.8
25.7
30.4

ST. LOUIS.
Sept. 25, 1891.
Sept. 30, 1892.
Oct. 3, 1893...
Oct. 2, 1894...
Sept. 28,1895.
Oct. 6, 1896...
Oct. 5, 1897...
Sept. 20, 1898.
Sept. 7, 1899..
Sept. 5, 1900..
Sept. 30, 1901.
Sept. 15, 1902.
Sept. 9, 1903..
Sept. 6, 1904..
Aug. 25, 1905.
Sept. 4, 1906..
Aug. 22, 1907.
Sept. 23, 1908.
Sept. 1, 1909..




9
9
9
9
8
8
6
6
6
6
7
6
7
8
8
8
8
8
10

24.2
29.2
17.9
26.0
26.9
23.6
33.0
37.0
56.2
55.4
76.1
77.5
82.5
88.5
100.5
100.7
116.8
104.7
126.7

6.1
7.3
4.5
6.5
6.7
5.9
8.2
9.3
14.0
13.8
19.0
19.4
20.6
22.1
25.1
25.2
29.2
26.1
31.6

197

REPORT OF THE COMPTROLLER OP THE CURRENCY.

No. 54.—DEPOSITS AND RESERVE OP NATIONAL BANKS ON OR ABOUT OCTOBER 1
OF EACH YEAR INDICATED TO 1909, ETC.—Continued.

OTHER RESERVE CITIES.a
Reserve held.
Classification of reserve.
Num- Net de- Reserve
ber of posits. required
(25 per
banks.
Ratio to Lawful
Redempcent). Amount. deposits. money. Due from tion fund
agents. &

Date.

Oct. 2,1883..
Sept. 30, 1884.
Oct. 1,1885..
Oct. 7,1886..
Oct. 5,1887..
Oct. 4, 1888..
Sept. 30, 1889.
Oct. 2,1890..
Sept. 25, 1891.
Sept. 30, 1892.
Oct. 3, 1893..
Oct. 2, 1894..
Sept. 28, 1895.
Oct. 6,1896..
Oct. 5, 1897..
Sept. 20,1898.
Sept. 7,1899..
Sept. 5, 1900..
Sept. 30,1901.
Sept. 15, 1902.
Sept. 9, 1903..
Sept. 6,1904..
Aug. 25, 1905.
Sept. 4,1906..
Aug. 22, 1907.
Sept. 23, 1908.
Sept. 1, 1909..

200
203
203
217
223
224
228
259
265
263
268
265
268
269
261
256
255
267
275
272
289
285
283
295
306
312
321

Millions, Millions. Millions. Per cent. Millions, Millions. Millions.
81.0
100.6
31.1
56.4
3.4
323.9
40.8
99.0
32.2
77.0
3.1
307.9
63.6
32.3
122.2
33.5
2.9
364.5
91.1
76.9
42.4
114.0
29.9
2.2
95.4
381.5
41.3
70.5
100.7
29.7
1.2
338.5
84.6
59.5
40.0
116.9
30.4
0.9
96.2
384.9
64.5
51.5
121.9
29.1
0.6
419.0
104.8
64.5
56.7
129.8
28.3
0.7
114.4
68.0
61.0
457.8
138.8
30.7
0.8
113.0
61.0
451.9
77.0
156.1
30.1
1.0
519.3
82.1
73.0
129.8
129.6
35.1
1.6
392.6
76.4
98.1
51.6
172.8
32.9
1.5
525.4
131.3
84.1
87.2
154.1
30.0
1.6
513.1
128.3
77.9
74.6
150.3
32.2
1.9
116.4
465.5
83.3
65.1
200.8
34.2
1.8
586.4
146.6
94.5
104.5
215.8
32.9
1.7
163.9
103.6
110.4
655.5
255.8
30.3
1.7
210.6
842.6
114.0
140.1
294.2
31.9
2.6
230.3
921.3
123.8
167.8
298.1
29.3
3.1
1,015.4
253.8
126.5
168.4
258.0
24.3
3.1
1,060.6
265.1
125.1
129.8
261.3
25.3
3.8
1,032.5
258.1
135.4
122.1
293.4
25.4
4.4
288.9
147.7
141.4
1,155.7
322.7
25.3
5.1
319.0
156.6
1,275.8
161.1
336.0
24.5
5.8
342.6
1,370.4
164.0
166.2
362.3
25.5
6.3
1,423.4
355.9
190.3
165.7
415.9
26.8
7.2
387.5
1,549.8
219.8
188.9
440.8
25.6
7.5
1,718.8
429.7
225.3
207.9
STATES AND T E R R I T O R I E S .

Oct. 2,1883...
Sept. 30, 1884.
Oct. 1,1885..
Oct. 7, 1886..
Oct. 5, 1887..
Oct. 4, 1888..
Sept. 30, 1889.
Oct. 2, 1890..
Sept. 25, 1891.
Sept. 30, 1892.
Oct. 3, 1893..
Oct. 2, 1894..
Sept. 28, 1895.
Oct. 6, 1896..
Oct. 5, 1897..
Sept. 20, 1898.
Sept. 7,1899..
Sept. 5,1900..
Sept. 30, 1901.
Sept. 15,1902.
Sept. 9, 1903..
Sept. 6,1904..
Aug. 25,1905.
Sept. 4,1906..
Aug. 22, 1907.
Sept. 23, 1908.
Sept. 1,1909..

2,253
2,417
2,467
2,590
2,756
2,847
2,992
3,207
3,333
3,430
3,434
3,411
3,365
3,329
3,276
3,259
3,274
3,540
3,885
4,268
4,691
5,065
5,412
5,781
6,178
6,482
6,595

577.9
535.8
570.8
637.6
690.6
739.2
807.6
859.2
861.8
975.5
767.5
876.7
910.5
853.1
963.5
1,062.8
1,270.7
1,361.2
1,556.6
1,743.2
1,809.5
1,904.5
2,117.4
2,385.1
2,627.2
2,573.7
2,821.7

(15 per
cent.)
86.7
80.4
85.6
95.6
103.6
110.9
121.1
128.9
129.3
146.3
115.1
131.5
136.6
128.0
144.5
159.4
190.6
204.2
233.5
261.5
271.4
285.7
317.6
357.8
394.1
386.0
423.1

157.5
156.3
177.5
186.2
190.9
209.8
224.6
225.5
235.5
274.8
230.6
274.9
256.6
251.3
311.4
333.1
405.0
414.3
429.0
295.6
318.4
327.8
360.6
398.4
443.5
455.1
481.9

27.2
29.2
31.1
29.2
27.6
28.4
27.8
26.2
27.3
28.2
30.0
31.4
28.2
29.4
32.3
31.3
31.8
30.4
27.5
16.9
17.6
17.2
17.0
16.7
16.9
17.6
17.0

61.0
66.1
71.4
77.9
83.4
84.7
86.7
92.0
97.1
105.5
117.1
106.8
102.3
119.0
111.7
116.4
123.6
122.0
130.4
134.7
150.8
150.9
164.2
177.5
199.6
215.8
219.7

a Includes Chicago and St. Louis up to Oct. 5,1897.
& Available with reserve agents Apr. 30,1902, and subsequently.




84.1
79.7
95.9
99.5
100.9
119.0
132.4
128.5
133.0
163.5
106.9
161.6
147.7
125.0
192.5
209.6
274.0
282.9
288.1
150.7
155.8
163.8
181.9
204.7
226.7
220.1
241.5

11.3
10.5
10.2
8.7
6.6
6.2
5.5
5.2
5.4
5.8
7.2
7.2
7.1
7.4
9.4
10.4
10.2
11.8
13.1
14.5
16.2
17.2
19.1
20.6

198

REPORT OF T H E COMPTROLLER OF T H E CURRENCY.

N o . 5 4 . — D E P O S I T S AND R E S E R V E OF NATIONAL B A N K S O N OR ABOUT OCTOBER 1
OP EACH Y E A R INDICATED TO 1909, ETC.—Continued.

SUMMARY.
Reserve held.

Date.

Oct. 2,1883...
Sept. 30,1884.
Oct. 1,1885...
Oct. 7,1886...
Oct. 5, 1887...
Oct. 4,1888...
Sept. 30,1889.
Oct. 2,1890...
Sept. 25,1891.
Sept. 30,1892
Oct. 3,1893...
Oct. 2,1894...
Sept. 28,1895.
Oct. 6,1896...
Oct. 5,1897...
Sept. 20,1898
Sept. 7,1899..
Sept. 5,1900-.
Sept. 30,1901
Sept. 15,1902
Sept. 9,1903..
Sept. 6,1904..
Aug. 25,1905.
Sept. 4,1906..
Aug. 22,1907.
Sept. 23,1908
Sept. 1,1909..




Classification of reserve.

NumReserve
ber of Net de- required.
"banks.
RedempRatio to Lawful
Amount. deposits. money. Due from tion fund.

2,501
2,664
2,714
2,852
3,049
3,140
3,290
3,540
3,677
3,773
3,781
3,755
3,712
3,676
3,610
3,585
3,595
3,871
4,221
4,601
5,042
5,412
5,757
6,137
6,544
6,853
6,977

Millions. Millions. Millions. Per cent. Millions, Millions. Millions.
124.9
188.4
15.6
28.1
328.9
234.4
1,168.7
112.0
219.8
14.3
31.6
221.1
1,098.7
346.1
138.3
263.5
13.6
33.3
254.9
1,248.2
415.4
140.8
225.1
11.4
29.0
261.7
1,301.8
377.2
140.9
245.0
8.3
28.4
278.0
1,388.4
394.2
170.5
268.2
7.6
28.9
311.9
1,543.6
446.2
189.1
264.0
6.4
27.8
333.1
1,655.5
459.6
189.5
282.7
6.1
27.2
353.7
1,758.7
478.2
194.0
296.8
6.6
28.3
353.5
1,758.6
497.4
236.4
327.4
7.1
28.2
408.1
2,022.5
570.9
158.5
346.4
9.0
32.6
316.6
1,573.7
513.9
248.8
402.9
8.7
32.7
417.1
2,019.2
660.4
222.3
340.1
9.0
28.7
406.3
1,989.3
571.4
190.1
343.1
10.4
30.2
364.4
1,798.7
543.6
297.0
388.9
10.0
31.7
452.5
2,195.6
695.9
320.0
420.7
9.8
30.1
513.6
2,479.7
750.5
414.1
466.3
10.1
29.3
630.8
3,031.5
890.5
450.7
518.5
14.3
29.7
684.1
3,281.0
983.3
456.6
539.5
16.1
27.6
759.7
3,661.6
1,012.2
280.5
508.0
15.8
20.9
786.8
3,844.4
804.3
277.9
554.3
18.6
22.0
784.9
3,863.5
850.8
305.2
661.5
20.4
22.4
909.8
4,400.9
987.1
338.4
665.6
23.3
21.7
972.1 1,027.3
4,735.5
368.6
626.0
25.5
20.7
993.5
4,927.9
1,020.2
392.4
701.6
27.3
21.3
5,256.1 1,051.3 1,121.4
409.0
868.4
30.7
22.9
1,166.5 1,308.1
5,695.5
449.5
854.1
32.4
21.6
6,164.6 1,259.0
1,336.1

200

BEPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 55.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS
NOVEMBER 27, 1908.
Cash on hand, due from
reserve agents, and in
the redemption fund.

City, State, and Territory.

Net deposits
subject to
reserve requirements.
Amount.

Per
cent.

CENTRAL RESERVE CITIES.

New York
Chicago
St. Louis

$1,204,103,944.56
277,588,140.81
114,156,071.43

Total, central reserve cities

$313,268,114.55 26.02
72,012,725.85 25.94
29,352,835.19 25. 71

1,595,848,156.80

414,633,675.59

25.98

217,405,226.66
31,804,483.01
20,709,810.74
265,282,315.16
151,931,541.39
53,561,680.47
20,185,515.09
1,374,732.91
21,198,634.60
24,167,003.92
16,847,078.22
9,039,821.88
2,716,983.36
14,827,613.77
8,331,808.71
3,946,056. 23
57,819,178.43
54,568,329.09
19,318,054.49
28,382,706.77
29,171,563.10
40,557,321.41
6,281,286.90
12,101,229.81
2,504,513.40
55,717,190.79
35,838,871.57
9,853,196.50
2,492,446.01
5,231,227.52
65,037,801.74
14,722,395.17
6,027,686.23
33,719,133.63
46,411,939.52
7,189,373.58
8,962,098.03
35,715,912.24
57,433,138.06
18,542,646.47
24,401,293.38
14,034,404.83
6,357,566.28

765.23
10,324! 485.66
6,465! 083.77
85,026! 831.50
40,355; 706.22
13,749; 923.22
7,180;518.09
321, 114.19
6,456,739.80
7,177, 174.75
7,028; 254.44
2,83i; 807.21
853, 489.91
4,897,819.12
3,354,032.29
1,673,823.14
16,225,859.61
16,372,416. 95
4,963, 199.66
9,047,583.02
8,860, 822.78
12,182, 888.57
1,408, 958.32
2,647, 389.15
895. 681.21
18,316! 304.23
12,068! 573.88
2,683: 373.53
716; 668.92
1,865; 834.66
19,768',765.09
4,406,393.19
1,757, 495.07
10,330, 047.83
17,413, 537.81
1,846, 221.22
2,669, 305.38
11,099, 000.29
20,612, 543.29
5,886, 871.14
8,352, 601.26
4,140, 639.36
2,200, 053.45

29.40
32.46
31.22
32.05
26.56
25.67
35.57
23.36
30.46
29.70
41.72
31.33
31.41
33.03
40.26
42.42
28.06
30.00
25.69
31.88
30.37
30.04
22.43
21.88
35.76
32.87
33.67
27.23
28.75
35.67
30.40
29.93
29.15
30.64
37.52
25.68
29.78
31.08
35.89
31.75
34.23
29.50
34.60

OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburg
Baltimore
Washington
Savannah
New Orleans
Louisville
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Cedar Rapids
Des Moines
Dubuque
Minneapolis
St. Paul
Kansas City, Kans
Topeka
Wichita
Kansas City, Mo
St. Joseph
Lincoln
Omaha
Denver
Pueblo
Salt Lake City
Los Angeles
San Francisco
Portland
Seattle
Spokane
Tacoma
Total, other reserve cities

1,561,722,911.07

480,344,597.41

30.76

Total, all reserve cities

3,157,571,067.87

894,978,273.00

!8.34

33,080,167.56
18,538,259.98
15,793,234.20
118,491,373.12
24,742,258.32
57,474,033.82

7,367,973.71
5,343,181.97
3,884,414. 47
27,160,411.24
5,275,163.70
16,747,638.95

22.27
28.82
24.60
22.92
21.32
29.14

268,119,327.00

65,778,784.04

24.53

STATES, ETC.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total, New England States




KEPOBT OF THE COMPTROLLER OF THE CURRENCY.

201

AT DATE OF EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909.

NOVEMBER 27, 1908.
Reserve required, and the amount and per cent held.
Held.

Required.

Specie.

Legal

tenders.

Available with
reserve agents,
not exceeding
Redemption 50 per cent of rePer
serve required Total amount. cent.
fund.
after deducting
redemption
fund.

$301,025,986.14 $252,186,332.55 $58,637,827 $2,443,955.00
637,800.00
69,397,035.20 45;402,249.85 25,972,676
814,414.50
28,539,017.86 22,697,486.69 5,840,934

$313,268,114.55 26.02
72,012,725.85 25.94
29,352,835.19 25. 71

398,962,039.20 320,286,069.09 90,451,437 3,896,169.50

414,633,675.59

25.98

5,114,664
1,458,053
'726,415
3,160,928
5,130,116
718,724
388,747
10,000
146,239
846,722
1,311,375
448,000
84,375

469,950. 00
90,000.00
49,350. 00
806,635.00
768,100.00
403,000.00
223,850.00
32,500. 00
160,850. 00
223,980.00
90,875.00
68,100.00
18,750.00
53,000.00
89,100.00
17,500.00
362,220.00
259,668.40
105,750.00
235,909.00
72,000.00
225,250.00
15,750.00
48,100.00
26,250.00
171,150.00
122,500.00
42,500.00
12,800.00
13,100.00
147,250.00
44,000.00
29,780.00
82,500.00
123,750.00
22,650.00
60,000.00
261,750.00
651,200.00
67,500.00
62,500.00
50,950. 00
25,000.00

$26,940, 678.33
3,930, 560. 38
2,564, 051. 34
32,756. 971.90
18,607, 392. 67
6,493, 710.06
2,411, 264.39
155, 591.61
2,569, 404. 33
2,908, 885. 49
2,060, 447.28
1,095. 927.74
283; 651.11
1,826, 951.72
996, 926.09
484, 507.03
7,046, 287.30
6,691, 206.94
2,105, 379.56
3,429, 883. 85
3,610, 445. 39
4,957, 040.18
111, 298.36
1,316, 000. 20
299, 939.18
6,879, 073.85
4,418, 608.95
1,210, 399.56
305, 155.75
647, 353.44
8,056, 100.22
1,818, 299.40
738, 570.78
4,173, 641.70
5,739, 617.44
845, 008.72
1,090, 262. 25
4,180, 135. 99
6,853, 542. 26
1,358, 758.79
3.018. 911. 67
1,714, 691.56
782, 195.79

58,206,847.83
7,716,434. 36
5,364,783.29
64,824,041.42
39,310,080.47
12,998,549.71
5,487,294.49
310.876.11
5,576,070.13
6,165,635.61
4,790,697.18
1,971,450.79
853,489.91
4,303,214.18
3,057,557.79
1,137,772.03
16,220,902. 28
14,807,773.34
4,963,199.66
8,223,383.40
7.862.419.89
10,540,807. 42
1,241,353.81
2,647,389.15
626,662.08
13,546,203.55
8,937,078. 40
2,500,447.01
698,514. 00
1,348,153.64
15.166,002.07
3,636,349. 20
1,687,091.61
8,956,026.15
13,734,725.74
1,846,221.22
2,637,488. 80
11,099,000.29
18,543,615.21
5,886,871.14
7,608,286. 97
4,140,639. 36
1,701,053.89

26.77
24.26
25.90
24.44
25.87
24.27
27.19
22.61
26.30
25.51
28.44
21.80
31.41
29.02
36.70
28.83
28.05
27.14
25. 69
28.97
26.95
25.99
19. 76
21.88
25.02
24.31
24.94
25.38
28.03
25.77
23.32
24.70
27.99
26.56
29.59
25.68
29.43
31.08
32. 29
31.75
31.18
29.50
26. 76

17o,179,140. 63 40,645,260

6,907,317.40

190,150,730.55

412,882,454.58

26.44

789,392,766.97 495,465,215.72 131,096,697 10,803,486.90

190,150,730.55

827,516,130.17

26.21

281,104.75
243,450.00
213,628. 50
996,560. 00
204,325.00
601,557.50

Not exceeding 60
per cent.
2,808,552.23
1,522,373.40
1,293,213.98
10,066,287.58
2,104,208.25
4,811,728.54

5,567,099.96
3,323,614. 82
2,676,125.38
19,691,196.01
3,907,850.29
10,379,025.46

16.83
17.93
16.94
16.62
15.79
18.06

5,743,930 2,540,625.75

22,606,363.98

54,351, 306.67
7,95i; 120. 75
5,177; 452.69
66,320, 578.79
37,982, 885. 35
13,390, 420.12
5,046, 378.77
343, 683. 23
5,299, 658.65
6,041. 750.98
4,211' 769. 55
2,259; 955. 47
679, 245.84
3,706, 903. 44
2,082. 952.18
986,514.06
14,454! 794.61
13,642! 082.27
4,829! 513. 62
7,095; 676.69
7,292. 890.77
10,139; 330. 35
1,570, 346. 73
3,025, 307.45
626. 128.35
13,929; 297.70
8,959, 717.89
2,463, 299.13
623, 111.50
1,307, 806. 88
16,259, 450.43
3,680,598. 79
1,506, 921.56
8,429: 783.41
11,602 984.88
1,797! 343.39
2,240 524.51
8,928! 978.06
14,358! 284.52
4,635: 661. 62
6,100 323. 34
3,508 601.21
1,589 391.57
390,430,727.77

25,681, 555. 50
2,237. 820.98
2,024,966.95
28,099, 506. 52
14,804, 471.80
5,383, 115.65
2,463, 433.10
112, 784.50
2,699, 576.80
2,186, 048.12
1,327,999.90
359, 423. 05
466, 713.80
1,826, 302.46
1,538, 006.70
462, 335.00
5,566, 980.98
6,462,455.00
1,916,984.10
3,552, 420.55
2,662, 180.50
3,784, 375.24
407, 983.45
691, 539.95
227, 771.90
4,611,889.70
3,468, 735.45
1,197,381.45
283, 428.25
606,000.20
5,588',641.85
1,228,541.80
641, 878.83
2,704,379.45
6,676,813.30
923, 292.50
1,376,786.55
6,020,394. 30
10,907, 448.95
4,436,083.35
4,389,492. 30
2,296,192.80
875, 013.10

4,962,025.13
2,780,739.00
2,368,985.13
17,773,705.97
3,711,338.75
8,621,105.07

2,032,227.98
1,129,641.42
831,927.90
6,013,443.43
1,080,061.04
3,566,690.42

40,217,899.05

1,4,653,992.19




445,215
428,150
337,355
2,614,905
519,256
1,399,049

45,544,911.92 16.99

202

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 55.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE OF
NOVEMBER 27, 1908.
Cash on hand, due from
reserve agents, and in
the redemption fund.
City, State, and Territory.

Net deposits
subject to
reserve requirements.

Amount.

Per
cent.

STATES, ETC.—continued.

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total.. Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total, Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total, Middle States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total, Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska a
Total, Pacific States
97

Hawaii o
Porto Rico
Total, Island possessions
Total, States, etc
Total, United States




$258,372,317.07
144,367,086.40
341,091,071.62
9,517,459.80
28,415,457.50
1,052,371.47

$60,245,649.41
35,360,893.42
74,651,311.79
2,388,695.51
5,366,301.57
413,866.24

23.32
24.49
21.89
25.20
18.88
39.33

782,815,763.86

178,426,717.94

22.79

62,073, 326.58
34,421, 483.98
20,475, 369.43
12,836,932.54
29,778, 411.60
17,317, .27
24,039,538.45
10,804, 320.80
12,028, 451.82
94,629, 017.79
12,805, 043.70
31,698, 946.45
43,359,481.96

13,793,868.01
8,278,586.62
4,015,659.85
2,441,481.83
7,558,365.98
3,665,253.34
6,683,911.65
3,115,679.62
3,058,352.48
35,823,988.07
4,211,515.30
8,085,515.40
10,743,989.10

22.22
24.05
19.61
19.02
25.38
21.16
27.80
28.84
25.43
37.86
32.89
25.51
24.78

406,268,271.37

111, 476,167.25 27.44

158,096, 127.58
95,431, 516.98
159,131, 734.99
70,706, 367.18
70,968, 285.79
67,794, 484.56
95.416, 969.83
24.417, 753.66

37,370, 205. 48
28,451, 216.01
39,981, 288.26
15,593, 198.88
17,655, 217.23
17,286, .47
23,051, 045.36
8,264, 029.32

23.64
29.81
25.12
22.05
24.88
25.50
24.16
33.84

741,963,240.57

187,652,387.01

25.29

28,779, 177. 45
24,820, 548.05
49,727, 484.64
54,483, 360.85
29,264, 885.79
10,687, 052.98
36,129 634.95
10,759! 918.30
37,331, 835.93

10,124,295.96
7,385,572.45
14,186,035.86
19,201,727.72
10,491,665.74
3,259,562.59
14,978,279.58
3,695,126.88
12,370,804.29

35.18
29.76
28.53
35.24
35.86
30.50
41.46
34.34
33.14

281,983,898.94

95,693,071.07 33.94

22,180,756.32
19,080,438.48
62,530,264.36
12,495,297.63
6,636,625.55
4,356,835.38
5,280,081.53
811,913. 56

6,924,971.73
6,622,066.61
18,820,126.81
3,692,585.06
2,248,734.38
1,309,371.77
1,663,534.69
338,698.54

31.22
34.71
30.10
29.55
33.88
30.05
31.51
41.72

133,372,212.81

41,620,089.59

45.08

1,187,545.54
251,226.48

583,161. 47 49.11
65,505.16 26.07

1,438,772. 02

648,666.63

31.21

2,615,961,486.57

681,295,883.53

26.04

5,773,532,554.44

1,576,274,156.53

27.30

a Statement September 23,1908.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

203

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
NOVEMBER 27,1908.
Reserve required, and the amount and per cent held.
Held.

Required.

Specie.

Legal
tenders.

Available with
reserve agents,
not exceeding
Redemption 50 per cent of re- Total amount. Per
serve required
cent.
fund.
after deducting
redemption
fund.

$38,755,847.56 $13,209,929.73 $5,750,909 $1,478,271.50
21,655,062.96
6,874,643.21 3,512,472
616,605.50
51,163,660.74 19,642,625.84 7,560,019 2,428,840.00
1,427,618.97
479,251.10
237,829
71,200.00
4,262,318.63
1,399,822.25
616,220
192,580.40
157,855.72
108,079.00
33,240
12,500.00
117,422,364.58

Not exceeding 60
per cent.
$22,366,545.64 $42,805,655.87 16.57
12,623,074.48 23,626,795.19 16.37
29,240,892.45 58,872,377.29 17.26
813,851.38
1,602,131.48 16.83
2,441,842.94
4,650,465.59 16.37
87,213.43
241,032.43 22.90

41,714,351.13 17,710,689 4,799,997.40

67,573,420.32

460,161.40
350,172.50
252,496.53
159,574.50
380,406.03
156,355.00
315,838.00
125,362.50
123,350.00
853,781.00
95,125.00
435,414.50
401,050.00

5,310.502.55
2,887,830.06
1,691,285.33
1,059,579.23
2,451,813.43
1,464,802.16
1,974,055.66
897,171.37
1,008,550.66
8,004,343.00
1,095,378.93
2,591,656.48
3,661,723.38

25,597,181.30

11,836,857 4,109,086.96

34,098,692.24

4,055,100 1,202,267.75
2,183,230
743,071.40
3,306,534 1,058,804.40
1,844,891
377,212.50
984,628
366,066.50
880,497
373,274.50
1,706,483
644,873.73
707,730
235,307.25

13,507,290.83
8,142,993.69
13,686,573.51
6,137,245.55
6,167,505.82
5,877,538.91
8,200,603.05
2,056,413.48

27,746,303.97
17,674,588.27
28,148,892.61
12,578,189.83
11,970,272.29
11,307,068.82
15,961,167.10
4,496,658.18

17.55
18.52
17.69
17.79
16.87
16.68
16.73
18.42

45,437,005.20 15,669,093 5,000,878.03

5,

5(
5'
5*

75,641,817.50 18.62

8,981,645.39
6,605,293.18
10,096,980.70
4,218,840.78
4,452,071.97
4,175,758.41
5,409,207.32
1,497,207.45

8.'

9,310,998.99
5,163,222.60
3,071,305.41
1,925,539.88
4,466,761.74
2,597,691.94
3,605,930.77
1,620,648.12
1,804,267.77
14,194,352.67
1,920,756.55
4,754,841.97
6,503,922.29

3,016,549.23
2,202,207.92
1,090,991.56
594,279.35
1,741,279.48
1,018,436.90
1,950,903.63
631,070.60
707,189.83
6,813,917.83
902,965.95
2,028,499.81
2,898,889.21

60,940,240.70
23,714,419.14
14,314,727.55
23,869,760.25
10,605,955.08
10,645,242.87
10,169,172.68
14,312,545.47
3,662,663.05

2,179,575
697,321
562,631
403,585
1,252,755
519,807
598,820
412,378
161,111
2,757,761
290,917
598,680
1,401,516

131,798,457.85 16.84
10,966,788.18
6,137,531.48
3,597,404.42
2,217,018.08
5,826,253.94
3,159,401.06
4,839,617.29
2,065,982.47
2,000,201.49
18,429,802.83
2,384,386.88
5,654,250.79
8,363,178.59

17.67
17.83
17.57
17.27
19.57
18.24
20.13
19.12
16.63
19.48
18.62
17.84
19.29

63,776,164.84

129,883,141.07

1,545,502.70
1,630,042.54
3,024,029.35
3,795,273.86
2,261,137.55
793,777.26
2,929,859.35
764,329.70
3,032,673.62

654,612
415,219
782,202
1,208,310
518,948
131,715
627,365
213,941
928,264

115,424.11
102,102.00
327,640.50
398,541.50
115,680.00
59,677.50
188,090.00
77,535.00
351,934.87

2,520,871.50
2,172,588.12
4,278,889.32
4,664,377.58
2,564,431.72
926,028.27
3,138,813.15
921,871.65
3,148,704.31

4,836,410.31
4,319,951.66
8,412,761.17
10,066,502.94
5,460,197.27
1,911,198.03
6,884,127.50
1,977,677.35
7,461,576.80

16.81
17.40
16.91
18.48
18.66
17.88
19.05
18.38
19.99

42,297,584.84

19,776,625.93

5,480,576

1,736,625.48

24,336,575.62

3,327,113.45
2,862,065.77
9,379,539.65
1,874,294.65
995,493.83
653,525.31
792,012.23
121,787.03

2,170,278.48
2,436,730.25
6,105, 725.14
1,025,668.39
525,742.50
407,662.20
510,218.77
262,977.10

100,622
83,353
240,096
123,579
15,672
19,660
102,935
4,355

90,717.50
81,617.00
433,545.00
56,087.50
38,912.50
64,042.50
31,450.00
3,125.00

1,941,837.57
1,668,269.26
5,367,596.79
1,090,924.29
573,948.80
353,689.68
456,337.34
68,241.44

20,005,831.92

13,445,002.83

690,272

799,497.00

11,520,845.17

401,924.80
37,476.55

130

2,500

14,287.50
5,000.00

98,306.60
19,610.38

514,648.90 43.34
64,586.93 25.71

439,401.35

2,630

19,287.50

117,916.98

579,235.83 19.84

7
7
7,
7(

T

7i
7<

26,455,617.00 40.26

178,131.83
37,683.97

7

17.51

4,316,876.62
3,723,082.20
7,459,122.70
8,172,504.13
4,389,732.87
1,603,057.95
5,419,445.24
1,613,987.74
5,599,775.39

5!
6(
6
6
6
6
6
6(
6
61
6<
7
7

111,294,486.09

215,815.80
392,394,222.98

•8

8
8

a

51,330,403.03 18.20
4,303,455.55
4,269,969.51
12,146,962.93
2,296,259.18
1,154,275.80
845,054.38
1,100,941.11
338,698.54

19.40
22.38
19.43
18.38
17.39
19.40
20.85
41.72

161,063,559.93 57,134,047 19,005,998.12

224,029,979.15 461,233,584.20

17.63

1,181,786,989.95 656,528,775.65 188,230,744 29,809,485.02

414,180,709.70 1,288,749,714.37

22.32




8
8
8
8.
8

8
9(
9
9'
9:
9
9

9
<

9'
91

,204

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 55.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE OF
FEBRUARY 5, 1909.

Cash on hand, due from
reserve agents, and in
the redemption fund.

City, State, and Territory.

Net deposits
subject to
reserve requirements.
Amount.

Per
cent.

$1,155,358,770.40
308,593,715.53
122,029,692.74

$295,517,580.99
80,201,605.77
32,362,368.94

25.58
25.99
26.52

1,585,982,178.67

408,081,555.70

25.73

CENTRAL RESERVE ^CITIES.

New York
Chicago
St. Louis
Total, central reserve cities
OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburg
Baltimore
Washington
Savannah
New Orleans
Louisville
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Cedar Rapids
Des Moines
Dubuque
Minneapolis
St. Paul
Kansas City, Kans
Topeka
Wichita
Kansas City, Mo
St. Joseph
Lincoln
Omaha
Denver
Pueblo
Salt Lake City
Los Angeles
San Francisco
Portland
Seattle
Spokane
Tacoma

221,929,053.53
35,183,296.20
20,364,635.81
265,815,952. 27
155,997,963.08
57,539,273.30
22,615,727.55
1,766,688.76
23,646,535.29
28,721,927.50
17,272,939.43
11,040,335.45
3,064,487.53
16,206,684. 47
9,714,451.28
4,127,584.12
61,506,718.96
56,779,463.09
20,391,464.80
29,210,453. 03
30,360,697.81
44,776,762. 51
7,551,801.21
13,793,736.09
2,930,857.56
50,856,126.51
32,890,017. 41
10,345,691. 50
2,701,682.12
5,372,788.80
70,073,630.76
15,912,579. 83
6,816,688.68
33,838,863.15
47,568,853. 73
7,061,356.87
9,141,850.75
36,704,847.95
59,751,298.32
18,302,254. 29
23,923,730.97
14,650,357.41
6,619,472.85

69,423,141.51
11,878,325.12
5,690,466.07
79,097,013.67
43,942,226.25
17,194,564.72
7,489,038.27
667,151.72
9,476,828.32
9,802,540.82
7,840,716.13
4,545,710.33
1,217,092.78
6,606,679.32
4,255,982.10
1,811,500.58
17,912,627.72
18,955,969. 08
6,075,153.68
9,857,439.19
9,722,991.16
14,460,815. 01
1,711,627.08
4,164,791. 87
1,297,698.21
14,074,913. 93
9,137,674. 01
2,849,508.72
851,653.88
1,868,061.60
26,977,255.04
4,925,672.85
1,719,976.96
10,433,741.11
18,899,424. 20
2,057,133.91
3,298,986.43
11,757,684.52
21,407,150. 04
6,571,420.48
7,425,565.14
4,410,290.71
2,072,669.85

31.28
33.76
27.94
29.76
28.17
29.88
33.11
37.76
40.08
34.13
45.39
41.17
39.71
40.77
43.81
43.89
29.12
33.38
29.79
33.75
32.02
32.30
22.67
30.19
44.28
27.68
27.78
27.54
31.52
34.77
38.50
30.95
25.23
30.80
39.73
29.13
36.09
32.03
35.83
35.90
31.03
30.10
31.31

Total, other reserve cities

1,614,841,582.53

515,836,874.09

31.94

Total, all reserve cities

3,200,823,761.20

923,918,429.79

28.87

STATES, ETC.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total, New England States




33,247,233.00
18,109,932.77
15,928,718. 48
118,920,610.31
25,512,560.18
58,577,118. 89

7,668,313.48
5,278, 111. 05
4,305,533.76
28,241,052.49
5,691,759.78
16,724,514.69

23.06
29.14
27.03
23.75
22.31
28.55

270,296,173. €

67,909,285.25

25.12

REPORT OF THE COMPTROLLER OF THE CURRENCY.

205

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.

FEBRUARY 5, 1909.
Reserve required, ancI the amount and per cent held.
Held.

Required
Specie.

Legal

tenders.

Available with
reserve agents,
not exceeding
Redemption 50 per cent of re- Total amount. Per
fund.
serve required
cent.
after deducting
redemption
fund.

$288, 839. 692.60 $232,517, 256.99 $60,423,119 $2,577,205.00
77,148. 428.88 49,610. 488.77 29,891,517
699,600.00
5,748,686
777,614.50
30, 507, 423.19
25, 836, 068.44
396, 495, 544. 67

$295, 517,580.99
80, 201,605.77
32, 362,368.94

25.58
25.99
26.52

408, 081,555.70

25.73

307, 963, 814.20

96,063,322

4,054,419.50

26, 815, 419.88

4,437,464
1,756,998
471,710
2,607,371
6,201,224
638,595
499,761
44,500
254,865
1,050,600
1,365,217
732,500
117,010
608,750
478,330
206,146
3,635,238
2,694,627
1,038,988
909,100
2,009,618
1,601,712
116,500
616,955
107,336
1,594,805
715,428
18,062
88,765
65,000
1,440,572
693,140
218,951
1,737,072
1,381,828
57,305
180,250
778,861
77,853
22,482
123,212
68,520
8,330

497,850.00
95,000.00
49,350.00
817,000.00
778,050.00
408,550.00
245,750.00
32,500.00
155,900.00
206,580.00
98,375.00
52,200.00
18,750.00
63,000.00
89,100.00
20,000.00
338,315.00
289,450.00
126,900.00
235,870.00
69,900.00
229,350.00
16,000.00
66,050.00
26,250.00
146,250.00
125,000.00
37,500.00
15,000.00
13,350.00
112,650.00
44,000.00
27,980.00
84,550.00
123,750.00
20,500.00
60,000.00
260,950.00
686,200.00
71,750.00
66,650.00
70,950.00
25,000.00

$27, 492,206.69
4, 350, 412.03
2, 520, 904.48
32, 818, 494.03
19, 110, 720.39
6, 988, 134.16
2,704,090.94
204, 586.09
2,877', 866.91
3, 486, 950.94
2, 109, 929.93
1, 353, 941.93
373, 685.94
1, 994, 335.56
1, 169, 756.41
505, 948.01
7, 519, 182.37
6, 952, 707.89
2 417 892.53
3 533, 371.63
3 760 137.23
5 482 420.31
935 975.15
1 691 192.01
353 232.20
6 283 890.81
4 048 752.18
1 274 461.44
330 210.26
664 923.60
8 702 878.85
1 967 072.48
838 096.09
4 ,187 582.89
5 ,884 231.72
872 419.61
1 ,112 731.34
4 ,369 651.72
7 ,125 812.29
1 ,889 763.65
2 ,718 640.34
1 ,782 241.01
814 934.11

59, 242,940.57
8, 454,902. 78
4, 980,216.73
68, 253,476.89
41, 517,790.44
15, 190,403.66
6, 335,555.61

488,538.09
6, 798,111.71
7 451,807.99
4, 889,955.43
2,813,471.57
\ 045,098.04
i, 554,568.29
3, 278,480.56
1, 321,165.61
17,603,472.25
16, 475,105.09
6 075,153.68
8 454,576.53
8 568,863.23
11 319,039.46
1 617,319.90
3 119,435.16
734,771.40
12 961,559.51
8 334,432.41
2 621,364.09
746,998.96
1 267,358.40
17 024,063.34
3 947,763.48
1 ,685,925.94
8 ,746,778.39
14 ,285,317.72
1 ,917,431.61
2 ,980,692.39
11 ,757,684.52
19 053,678.04
6 ,571,420.48
7 ,425,565.14
4 ,410,290.71
1 ,951,418.71

26.69
24.03
24.46
25.68
26.61
26.40
28.01
27.65
28.75
25.94
28.31
25.48
34.10
28.10
33.75
32.01
28.62
29.02
29.79
28.94
28.22
25.28
21.42
22.61
25.07
25.49
25.34
25.34
27.65
23.59
24.29
24.81
24.73
25.85
30.03
27.15
32.60
32.03
31.89
35.90
31.03
30.10
29.48

43,471,551 7,018,070.00

197 ,576 370.15

438 ,273,964.51

27.14

139,534,873 11,072,489.50

197 ,576 370.15

846 ,355,520.21

]

26.44

55, 482, 263. 38
8, 795,824. 05
5, 091, 158. 95
66, 453, 988.07
38,999, 490. 77
14, 384, 818. 33
5,653 931. 89
441, 672. 19
5, 911, 633. 82
7, 180,481. 88
4, 318,234. 86
2, 760, 083. 86
766, 121. 88
4, 051 671. 12
2, 428 612.82
1, 031 896. 03
15 376 679. 74
14, 194, 865.77
5 097 866. 20
7 302;613. 26
7 590 174. 45
11 194 190. 62
1 887 950. 30
3 448 434. 02
732 714 39
12 714 031 63
8 222,504 35
2 586 422 88
675 420. 53
1 343 197 20
17 518 407 69
3 978 144 96
1 704 172.17
8 459 715 79
11 892 213 43
1 765 339.22
2 285 462. 69
9 176 211 99
14 937,824 58
4 575 563.57
5 ,980 ,932 74
3 ,662 ,589 35
1 ,654 ,868 21

2,252, 492. 75
1, 938, 252.25
32; 010, 611.86
15, 427, 796.05
7, 155, 124.50
2, 885, 953.67
206, 952.00
3, 509, 479.80
2,707, 677.05
1, 316, 433.50
674, 829.64
535, 652.10
1, 888, 482.73
1, 541, 294.15
589, 071.60
6, 110, 736.88
6, 538, 320.20
2 491, 373.15
3 776,234. 90
2 729 208.00
4 005 557.15
548 844.75
745 238.15
247 953.20
4 936;613. 70
3 445 252.23
1 291 340. 65
313 023.70
524 084.80
6 ,767 962.49
1 ,243 551.00
600 898.85
2 737 573.50
6 ,895 508.00
967 207.00
1 ,627 711.05
6 ,348 221.80
11 ,163 812.75
4 ,587 424.83
4 ,517 062.80
2 ,488 579.70
1 ,103 ,154.60

403 ,710 ,395 63

190 ,207 ,973.36

800 ,205 ,940 30 498, 171, 787.56

4 987 ,084 95
2,716 ,489 92
2 ,389 ,307 77
17 ,838 ,091.55
3 ,826 ,884 02
8 ,786 ,567 83

2,005 065.28
1 045 028.42
812 843.81
5 ,864 897.04
1 ,049 789.39
3 ,583 953.91

396,768
383,984
324,872
2,624,661
573,666
1,357,368

Not exceeding 60
per cent.
2 819,418.12
288,054.75
1 486 571.95
238,870.00
1 302 979.66
217,675.00
10 ,087 914.93
1,024,900.00
2 ,172 275.42
206,425.00
4 896 090.20
626,417.50

40 ,544 ,426 04

14 ,361 577.85

5,661,319

2,602,342.25




22 ,765 250.28

5 509,306.15
3 154,454.37

2,658', 370.47
19 602,372.97
4 002,155.81
10 ,463,829.61

16.57
17.42
16.69
16.48
15.69
17.86

45 390,489.38

16.79

<

1(
1
1
1
1
1
1
1
1
1
2
2
2
2
2
2
2
2
2
2
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4

47
48
49
50
51
52

206

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No.

55.—LAWFUL MONEY RESERVE

OF T H E N A T I O N A L B A N K S AT D A T E

OF

FEBRUARY 5,1909—Continued.
Cash on hand, due from
reserve agents, and in
the redemption fund.
City, State, and Territory.

Net deposits
subject to
reserve requirements.

Amount.

Per
cent.

STATES, ETC.—continued.

New York.
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Total, Eastern States.
Virginia
West Virginia..
North Carolina.
South Carolina.
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total, Southern States..
Ohio
Indiana
Illinois
Michigan..
Wisconsin.
Minnesota.
Iowa
Missouri...
Total, Middle States.
North Dakota.
South Dakota.
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico...
Oklahoma
Total, Western States.
Washington.
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska o
Total, Pacific States.
Hawaii a
Porto Eico.
Total, island possessions.

$260,552,233.43
150,013,525.28
343,651,794.98
9,776,954.71
28,666,730.54
1,065,931.81

$58,599,754.76
40,280,349.15
76,117,618.05
2,253,468.92
5,587,838.96
415,214.79

22.49
26.85
22.15
23.05
19.49
38.95

793,727,170.75

183,254,244.63

23.09

65,321, 285.88
35,295, 225.07
22,004, 954. 48
14,398, 905.60
32,729, 492.14
19,649, 426. 61
25,898, 511.51
11,900, 484.10
14,235 316.16
102,457! 718. 43
14,118i 026.75
34,432 749.24
46,494, 044.97

13,734,788. 03
8,644,555.22
4,295,036. 53
3,060,368.43
8,498,810.04
4,406,168. 69
8,351,292.75
4,519,335.88
4,858,109.84
39,448,511. 80
4,805,352.26
10,138,219. 08
12,990,661.84

21.03
24.49
19.52
21.25
25.97
22.42
32.25
37.98
34.13
38.50
34.04
29.45
27.94

438,936,140.94

127,751,210.39

29.10

165,232,555. 59
94,405,069.51
164,842,398.32
73,769, 198.17
73,598,724.56
66,838,317. 74
104,185,738.32
27,005, 766. 70

40,551,363.18
27,402,270. 71
44,338,898.89
17,474,051.56
18,288,658.07
15,283,492.98
28,109,808.36
9,420,843.95

24.54
29.03
26.90
23.69
24.85
22.87
26.98
34.88

769,877,768.91

200,869,387.70

26.09

25,909,982.93
25,236, 243.59
52,234 352f. 40
56,988, 261.92
27,956, 506.65
11,404,903.88
36,152, 921.40
11,041 579.82
41,028 682.86

6,992, 574.99
6,916,929.90
14,543,742.69
19,662,204. 48
9,134, 134. 77
3,432,904. 20
14,703,135.83
3,615, 701. 08
15,104! 072.92

26.98
27.41
27.84
34.50
32.67
30.10
40.67
32.75
36.81

287,953,435.45

94,105,400.86

32.68

22,561, 299.00
18,644, 012.60
63,608, 831. 04
13,235, 709.10
6,669,952.17
4,180,816. 73
5,747, 719. 54
818, 762. 77

6,609,995.99
6,049,269.49
19,342,777.08
3,884,762. 75
2,371,525.82
1,468,147. 56
2,039,818.79
421,155. 68

29.30
32.45
30.41
29.35
35.55
35.12
35.49
51.44

135,467,102.95

42,187,453.16

31,14

1,134,609.72
264,364.13

644,463.12 56.80
59,643. 79 22.56

1,398,973.85

704,106.91

50.33

Total, States, etc

2,697,656,766.48

716,781,088.90

26.57

Total, United S t a t e s . . . .

5,898,480,527.68




a Statement, November 27,1908.

1,640,699,518.69 127782

207

REPORT OF THE COMPTROLLER OF THE CURRENCY.
EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.

FEBRUARY 5, 1909—Continued.
Reserve required, and the amount and per cent held
Held.

Required.

Specie.

Legal
tenders.

Available with
reserve agents,
not exceeding
Redemption 50 per cent of re- Total amount. Per
fund.
serve required
cent.
after deducting
redemption
fund.
Not exceeding 60
per cent.
$22,549,579.51 $42,810,777.61
13,109,826.18
24,012,396.39
29,479,795.35
59,355,418.03
837,865.92
1,647,137.37
2,466,987.13
4,701,079.99
88,433.86
257,807.86

$39,082,835.01 $13,244,538.60
22,502,028.79
6,907,505.71
51,547,769.25 20,182,444.68
1,466,543.21
546,923.45
4,300,009.58
1,445,266.50
159,889. 77
133,984.00

$5,516,457 $1,500,202.50
652,318.50
3,342,746
7,278,401 2,414,777.00
70,100.00
192,248
188,364.36
600,462
12,500.00
22,890

119,059,075.61

42,460,662.94

16,953,204

4,838,262.36

68,532,487. 95

132,784,617.25

16.73

9,798,192.88
5,294,283.76
3,300,743.17
2,159,835.84
4,909,423.82
2,947,413.99
3,884,776.73
1,785,072.62
2,135,297.42
15,368,657.76
2,117,704.01
5,164,912.39
6,974,106.75

3,154,209.79
2,302,590.68
1,144,313.16
704,239.85
1,747,184. 84
1,110,290.69
2,330,475.20
846,116.30
845,582.03
7,212, 224.98
921,382.85
1,992,183.44
3,163,931.08

1,921,707
671,209
603,050
390,330
1,168,006
554,904
616,761
303,354
172,846
2,875,405
303,120
669,380
1,290,707

482,864. 80
338,480.00
262,923.90
151,939.50
373,369.55
152,680.00
283,945. 50
135,987.50
125,975.00
854,633.57
93,959.57
438,108.00
394,137.59

5,589,196.85
2,973,482.26
1,822,691.56
1,204,737.80
2,721,632.56
1,676,840.39
2,160,498.74
989,451.07
1,205,593.45
8,708,414.52
1,214,246.67
2,836,082.63
3,947,981.49

11,147,978.44
6,285,761.94
3,832,978.62
2,451,247.15
6,010,192.95
3,494,715.08
5,391,680.44
2,274,908.87
2,349,996.48
19,650,678.07
2,532,709.09
5,935,754.07
8,796, 757.16

17.06
17.81
17.42
17.02
18.36
17.79
20.82
19.12
16.51
19.18
17.94
17.24
18.92

27,474, 724. 89 11,540,779

65,840,421.14

16.43
16.01
17.27
16.85
16.40
24.19

53
54
55
56
57
58

59
60
61
62
63
64
65
66
67
68
69
70
71

4,089,004.48

37,050,849.99

80,155,358.36

18.26

24,784,883.34
14,160,760.43
24,726,359.75
11,065,379.73
11,039,808.68
10,025,747.66
15,627,860.75
4,050,865.00
115,481,665.34

9,623,957.37
6,881,322.08
10,322,358.98
4,416,621.45
4,435,856.28
4,452,644.31
5,944,273.45
1,595,705.85

4,211,949
2,220,977
3,359,693
1,860,707
985,531
804,902
1,742,083
796,119

1,142,121.22
741,688.59
1,030,587.50
368,170.00
349,796.50
369,369.50
644,727.03
215,257.25

14,185,657.27
8,051,443.10
14,217,463.35
6,418,325.84
6,414,007.31
5,793,826.90
8,989,880.23
2,301,364.65

29,163,684.86
17,895,430.77
28,930,102.83
13,063,824.29
12,185,191.09
11,420,742.71
17,320,963.71
4,908,446.75

72
73
74
75
76
77
78
79

47,672,739.77

15,981,961

4,861,717.59

66,371,968.65

134,888,387.01

17.65
18.96
17.55
17.71
16.56
17.09
16.63
18.18
17.52

3,886,497.44
3,785,436.54
7,835,152.86
8,548,239.29
4,193,476.00
1,710, 735.58
5,422,938.21
1,656,236.97
6,154,302.43

1,471,118.47
1,727,549.55
3,096,467.80
3,733,137.25
2,381,857.10
859, 737.24
2,847,417.19
845.849.70
2,929, 767. 72

462,449
373, 247
740,981
1,082,728
631,597
137,807
782, 785
238,325
780,361

113,634.98
102, 739.50
321,488.00
370,741.50
117,632.50
55,922.50
184,637.50
72,625.00
332,314.87

2,263,717.48
2,209,618.22
4,508,198.92
4,906,498.67
2,445,506.10
992,887.85
3,142,980.43
950,167.18
3,493,192.54

4,310,919.93
4,413,154. 27
8,667,135.72
10,093,105.42
5,576,592.70
2,046,354.59
6,957,820.12
2,106,966.88
7,535,636.13

16.64
17.49
16.59
17.72
19.95
17.94
19.25
19.08
18.37

80
81
82
83
84
85
86
87
88

43,193,015.32

19,892.902.02

5,230,280

1,671,736.35

24,912,767.39

51,707,685.76

17.96

3,384,194. 85
2,796,601.89
9,541,324.65
1,985,356.37
1,000,492.82
627,122. 51
862,157.93
122,814. 42

2,177,603.15
2,360,249.79
6,575,072.37
1,089,128.71
575,796.15
493,624.00
570,590. 57
321,705.30

102,798
63,090
171,074
120,909
8,702
29,755
116,007
14,785

87,017.00
83,382.00
461,960.00
57,805. 00
38,562.50
63,962.50
34,388.00
3,125. 00

1,978,306.71
1,627,931.93
5,447,618.79
1,156,530.82
577,158. 20
337,896. 01
496,661. 96
71,813.65

4,345,724.86
4,134, 653. 72
12,656,325.16
2,424,373. 53
1,200,218.85
925,237.51
1,217,647.53
411,428.95

19.26
22.18
19.90
18.32
17.99
22.13
21.18
50.25

20,320,065.44

14,163,770.04

627,720

830,202. 00

11,693,918.07

27,315,610.11

20.16

170,191.46
39,654. 62

350,095.90
34,965.90

120

3,400

14,287.50
5,000.00

93,542.37
16,277.89

209,846.08

385,061. 80

3,520

19,287. 50

109,820.26

517,689.56

37.01

404,648,514. 97

166,411,439.31

55,998,783 18,912,552.53

231,437,062.59

472,759,837.43

17.52

1,204,854,455. 27 664,583,226. 87 195,533, G5G 29,985,042. 03




89
90
91
92
93
94
95
96

458,045.77 40.37 97
59,643. 79 22.56 98

429,013,432.74 1,319,115,357. 64 22.36

208

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 55.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE OF
A P R I L 28, 1909.
Cash on hand, due from
reserve agents, and in
the redemption fund.
City, State, and Territory.

Net deposits
subject to
reserve requirements.

Amount.

Per
cent.

CENTRAL RESERVE CITIES.

New York
Chicago
St. Louis

11,177,570,317.87
309,851,012.04
132,323,840.61

Total, central reserve cities.

1,619,745,170.52

$302,437,174.05 25.68
81,064; 965.05 26.16
33,666,849.65 25.44
417,168,988.75

25.76

OTHER RESERVE CITIES.

10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47

Boston
Albany
Brooklyn
Philadelphia
Pittsburg
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids
Des Moines
Dubuque
Kansas City, M o . . .
St. Joseph
Lincoln
Omaha
Kansas City, Kans.
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City

231, 252,536.17
34, 084,376.47
21, 849,370.31
273, 144,449.58
163,481,697.69
58, 083,900.89
23, 212,419.15
1,687,688.40
20, 670,721.60
17, 301,849.61
116,213.36
11, 217,978.30
3,
16,738,651.58
9,900,352.94
3,785,958.66
28, 081,614.14
57, 965,939.07
54, 154,676.70
20, 313,298.67
25, 468,141.10
32, 254,391.27
40, 615,484.46
50, 866,320.14
32, 648,377.25
7, 976,572. 23
13, 912,597.40
2. 797,379.60
72, 694,978.34
15! 081,033.70
678,029.14
6,
36! 711,362.97
11 483,715.78
2 804,776.47
6 ; 054,859.68
,978,541.92
,775,001.15
,497,357.93
: 268,279.78
,
: 970,456.82
,
. 190,217.47
,
,597,020.64
',830,155.77
1,190,883.47
1,844,963.72
1,124,843.96

75,512,643.84
10,475,348.33
6,678,343.21
82,260,449.05
46,997,197.27
16,174,753.02
7,161,314.56
482,440.95
6,384,747.68
6,165,153.20
4,579,142.68
1,248,100.59
6,814,227.45
3,657,213.23
1,472,863.77
8,791,719.28
15,217,791.09
15,924,242.56
5,515,337.37
7,856,433.57
9,564,287.21
10,408,428.32
13,788,858.71
8,670,182.82
1,718,684.26
2,943,208.74
819,540.44
24,256,817.14
3,853,008.18
1,912,687.15
10,784,711.81
2,873,164.74
900,209.93
2,031,121.19
19,947,286.00
2,004,136.59
1,284,326.20
1,343,952.30
7,494,011.24
5,010,191.25
1,752,940.45
7,121,781.72
13,332,138.82
22,272, 532.91
3,515,934.38

32.65
30.73
30.57
30.12
28.75
27.85
30.08
28.59
30.89
35.63
41.19
38.78
40.71
36.94
38.90
31.31
26.25
29.40
27.15
30.85
29.65
25.63
27.10
26.56
21.55
21.15
29.30
33.37
25.55
28.64
29.38
25.02
32.10
33.55
40.73
29.58
36.72
31.48
30.01
30.95
26.57
35.91
33.17
33.32
34.73

Total, other reserve cities.

1,656,359,435.45

508,973,605.20

30.73

Total, all reserve cities...

3,276,104,605.97

926,142,593.95

28.27

33,728,656.33
17,889,358.08
15,973,112.21
125,591,632.33
25,765,027.27
58,931,232.31

7,888,406.90
5,158,600.00
3,703,364.40
30,978,446.43
5,141,892.71
17,019,291.28

23.39
28.84
23.18
24.67
19.96
28.88

277,879,018.53

69,890,001.72

25.15

STATES, ETC.

Maine
New Hampshire.
Vermont
Massachusetts...
Rhode Island
Connecticut
Total, New England States .




BEPOBT OF THE COMPTBOLLEB OP THE CUBBENCY.

209

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
A P R I L 28, 1909.
Reserve required, and the amount and per cent held.
Held.
Required.
Specie.

Legal
tenders.

Available with
reserve agents,
not exceeding
Redemption 50 per cent of re- Total amount. Per
serve required
cent.
fund.
after deducting
redemption
fund.

$294,392,579.47 $241,207,992.05 $58,665,252 $2,563,930.00
730,052.50
77,462,753.01 48,636,121.55 31,698,791
711,064.50
33,080,960.15 27,089,023.15 5,866,762

$302,437,174.05 25.68
81,064,965.05 26.16
33,666,849.65 25.44

404,936,292.63 316,933,136.75 96,230,805 4,005,047.00

417,168,988.75 25.76

57,813,134.04
8,521,094.12
5,462,342.58
68,286,112.39
40,870,424.42
14,520,975.22
5,803,104.78
421,922.10
5,167,680.40
4,325,462.40
2,779,053.34
804,494. 58
4,184,662.89
2,475,088.24
946,489.67
7,020,403.54
14,491,484.77
13,538,669.18
5,078,324.67
6,367,035.28
8,063,597.82
10,153,871.12
12,716,580.03
8,162,094.31
1,994,143.06
3,478,149.35
699,344.90
18,173,744.58
3,770,258.43
1,669,507.28
9,177,840.74
2,870,928.94
701,194.12
1,513,714.92
12,244,635.48
1,693,750.29
874,339.48
1,067,069.94
6,242,614.20
4,047,554.37
1,649,255.16
4,957,538.94
10,047,720.87
16,711,240.93
2,531,210.99
414,089,858.86

28,464,814.30
2,264,196.75
2,205,002.35
32,760,185.36
17,742,203.35
6,440,272.60
2,719,534.20
155,347.50
2,558,471.10
1,452,837.05
790,229.99
440,622.85
1,880,140.90
1,269,650.35
514,263.05
2,835,359.75
5,242,224.64
6,349,563.45
2,179,749.45
3,436,304.00
2,533,524.50
3,737,828.75
5,354,074.40
3,197,404.28
623,473.30
748,156.80
228,792.20
7,719,712.40
1,297,160.75
698,588.45
2,964,974.50
1,357,238.55
387,019.65
569,530.45
6,869,021.85
910,240.00
285,905.60
297,513.05
3,860,978.15
2,276,764.45
963,431.70
4,283,232.20
7,279,514.45
11,213,817.55
1,713,059.55

4,997,567
1,737,275
690,800
3,782,310
5,489,139
849,580
454,949
24,000
164,352
1,065,600
896,830
78,380
628,227
370,055
179,580
1,145,877
2,607,800
2,454,480
1,003,404
953,565
1,801,941
1,630,346
1,334,553
872,544
93,400
689,800
108,983
1,342,855
766,660
243,958
1,931,718
108,304
93,330
86,377
1,357,242
69,355
66,650
214,460
167,380
98,935
9,740
42,220
602,589
206,349
235,880

409,300.00
95,000.00
49,350.00
855,300. 00
766,247.50
415,300.00
250,750.00
32,500.00
166,750.00
102,875.00
71,600.00
18,750.00
76,850.00
89,850.00
25,000.00
218,800.00
427,542.50
285,600.00
115,900.00
251,222.00
72,150.00
240,400.00
153,750.00
130,000. 00
20,000.00
64,050.00
26,250.00
146,050.00
46,000.00
28,980.00
85,000.00
44,500.00
14,400.00
18,050.00
123,750.00
23,250.00
17,650.00
24,400.00
66,650.00
105,950.00
25,000.00
75,000.00
266,250.00
703,700.00
60,000.00

193,071,930.52 43,749,339 7,305,667.00

819,026,151.49 510,005,067.27 139,980,144 11,310,714.00

5,059,298.45
2,683,403.71
2,395,966.83
18,838,744.85
3,864,754.09
8,839,684.85

2,091,005.44
1,114,695.73
787,896.68
6,381,144.05
1,117,826.80
3,700,807.71

41,681,852.78

15,193,376.41

10774—CUR 1909



468,232
284,103.55
383,107 "250,605.00
209,424.60
308,608
3,242,814 1,039,642.50
216,025.00
664,639
641,880.00
1,427,632
6,495,032
14

2,641,680.65

$28,701,917.02
4,213,047.06
2,706,496.29
33,715,406.20
20,052,088.46
7,052,837.61
2,776,177.39
194.711.05
2,500,465.20
2,111,293.70
1,353,726.67
392,872.29
2,053,906.44
1,192,619.12
460,744.83
3,400,801.77
6,940,223.95
6,626,534.59
2,216,283.92
3,057,906.63
3,995,723.90
4,799,853.57
6,281,415.02
4,016,047.15
981,810.96
1,441,201.94
336,547.45
9,013,847.29
1,743,187.43
820,263.64
4,546,420.37
1,363,122.19
343.397.06
747,832.46
6,060,442.74
835,250.14
428,344.74
521,334.97
3,087,982.10
1,970,802.18
754,768.75
2,441,269.47
4,890,735.44
8,003,770.46
1,235,605.49

62,573,598.32
8,309,518.81
5,651,648.64
71,113,201.56
44,049.678.31
14,757', 990.21
6,201,410.59
406,558.55
5,390,038.30
4,732,605.75
3,112,386.66
930,625.14
4,639,124.34
2,922,174.47
1,179,587.88
7,600,838.52
15,217,791.09
15,716,178.04
5,515,337.37
7,698,997.63
8,403,339.40
10,408,428. 32
13,123,792.42
8,215,995.43
1,718,684.26
2,943,208.74
700,572.65
18,222,464.69
3,853,008.18
1,791,790.09
9,528,112.87
2,873,164.74
838,146.71
1,421,789.91
14,410,456.59
1,838,095.14
798,550.34
1,057,708.02
7,182,990.25
4,452,451.63
1,752,940.45
6,841,721.67
13,039,088.89
20,127,637.01
3,244,545.04

27.06
24.38
25 87
26.04
26.95
25.41
26.72
24.09
26.08
27.35
28.00
23.92
27.71
29.52
31.16
27.07
26.25
29.02
27.15
30.23
26.05
25.63
25.80
25.17
21.55
21.15
25.04
25.07
25.55
26.83
25.95
25.02
29.88
23.48
29.42
27.13
22.83
24.78
28.77
27.50
26.57
34.50
32.44
30.11
32.05

202,381,037.10 446,507,973.62 26.96
202,381,037.10 863,676,962.37 26.36
Not exceeding 60
per cent.
2,865,116.94
5,708,457.93
3,208,086.96
1,459,679.23
2,617,854.61
1,311,925.33
10,679,461.41 21,343,061.96
4,187,728.25
2,189,237.45
10,689,002. 62
4,918,682.91

16.92
17.93
16.39
16.99
16.25
18.14

47,754,192.33

17.19

23,424,103.27

210

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 55.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE OF
APRIL 28, 1909—Continued.
Cash on hand, due from
reserve agents, and in
the redemption fund.
City, State, and Territory.

Net deposits
subject to
reserve requirements.

Amount.

Per
cent.

STATES, ETC.—continued.

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total, Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total, Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total, Middle States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total, Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska a
Total, Pacific States
Hawaii a
Porto Rico
Total, island possessions
Total, States, etc
Total, United States




$268,094,976.58
152,025,023.10
351,635,896.61
9,429,972.85
28,789,815.89
1,108,430.67

$60,972,719.97
38,465,851.95
80,421,814.13
2,115,683.21
5,550,420.47
485,049.39

22.74
25.30
22.87
22.44
19.28
43.76

811,084,115.70

188,011,539.12

23.18

65,723,879.59
35,073, 436.53
22,767, 726.05
14,503,017.39
32,733, 294.10
21,900, 239.04
25,184, 444.83
11,280, 716.60
14,077, 888.27
96,408, 355.38
13,909, 699.04
35,211, 435.04
48,318,028.98

13,838,523.82
8,066,876.91
4,355,579.60
2,818,737.49
7,508, 517.26
5,408,787.15
7,071, 262.00
3,491,595.21
4,040; 957.93
36,041, 901.01
4,297,456.78
10,217, 389.86
12,605, 570.10

21.06
23.00
19.13
19.44
22.94
24.70
28.08
30.95
28.70
37.38
30.89
29.02
26.09

437,092,160.84

119,763,155.12

27.40

159,741,377.79
95,377,501.24
164,028,779.27
75,422, 148.16
74,304,705.51
75,554,404.47
107,990,248.68
26,814,227.54

36,760,863.97
26,151,466.63
40,896,785.19
17,408 777.47
17,009 537.98
17,769 882.21
26,706 757.15
8,080 566.54

23.01
27.42
24.93
23.08
22.89
23.52
24.73
30.14

779,233,392.66

190,784,637.14

24.48

27,771,663.45
28,244, 698. 75
56,669, 389.63
57,515, 388.31
28,333, 486.68
11,834,415.80
37,250, 347.92
11,375,757.88
31,726,437.10

7,427,590.88
8,423,000.88
16,158,020.39
19,923,359.35
9,277,249.82
3,317, 174.14
14,967,804.01
3,626,508.99
11,344,442.48

26.75
29.82
28.51
34.64
32.74
28.03
40.18
31.88
35.76

290,721,585.52

94,465,150.94

32.49

24,652, 296. 79
20,827! 830.11
66,871! 783.43
14,162! 998.60
6,609;034.17
4,502 735.76
6,133! 277.78
736! 575.33

8,076,531.14
7,424,469.61
20,784, 289. 68
4,031,853.89
2,279,065.49
1,847, 214. 60
2,469, 287.03
287. 991.87

32.76
35.65
31.08
28.47
34.48
41.02
40.26
39.10

144,496,531.97

47,200,703.31

32.67

1,293,709.37
261,158. 78

557,853.82
82,601.21

43.12
31.63

1,554,868.15

640,455.03

41.21

2,742,061,673.37

710,755,642.38

25.92

6,018,166,279.34

1,636,898,236.33

27.20

a Statement of February 5, 1909.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

211

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
A P R I L 28, 1909—Continued.
Reserve required, and the amount and per cent held.
Held.

Required.

Specie.

Legal
tenders.

Available with
reserve agents,
not exceeding
Redemption 50 per cent of re- Total amount. Per
serve required
fund.
cent.
after deducting
redemption
fund.

$40,214,246.49 $14,172,502.97 $5,973,994 $1,605,037.50
677,793.50
7,525,012.92 3,749,116
22,803,753.47
52,745,384.49 20,730,854.72 7,778,632 2,531,704.20
76,375.00
234,547
538,748.00
1.414,495.93
196,722.56
1,421,813.23
695,137
4;318,472.38
12,500.00
140,530.50
18,130
166,264.60

Not exceeding 60
per cent.
$23,165,525.39 $44,917,059.86 16.75
13,275,575.98 25,227,498.40 16.59
30,128,208.17 61,169,399.09 17.40
802,872.56
1,652,542.56 17.52
2,473,049.89
4,786,722.68 16.63
92,258.76
263,419.26 23.76

121,662,617.36

44,529,462.34

18,449,556

5,100,132.76

69,937,490.75

138,016,641.85

17.02

9,858,581.94
5,261,015.48
3,415,158.91
2,175. 452.61
4,909: 994.12
3,285;035.86
3,777, (.72
1,692,107.49
2,111,683.24
14,461,253.31
2,086,454.85
5,281,715.25
7,247,704.35

3,073, 198.97
2,280,909.39
1,144,968.86
681, 363.50
1,750, 170.30
1,227,615.05
2,370, 422.58
810, 551.43
845, 468.80
7,080,790.18
998, 409.22
2,118, 377.44
3,528, 287.93

1,961,079
694,096
627,195
476,268
1,361,071
599,466
578,990
294,774
189,001
2,545,407
365,614
744,998
1,468,742

513,130.50
352,497.50
271,072.50
168,005.00
410,877.44
193,852.50
310,612.50
143,961.90
125,412.50
917,910.50
100,553.00
454,664.50
414,662.50

5,607,270.86
2,945, 110.78
1,886,451.84
1,204,468. 56
2,699,470.00
1,854,710.01
2,080,232.53
928, 887.35
1,191,762.44
8,126,005.68
1,191,541.11
2,896,230.45
4,099,825.10

11,154,679.33
6,272,613.67
3,929,688.20
2,530,105.06
6,221,588.74
3,875,643.56
5,340,257.61
2,178,174.68
2,351,644.74
18,670, 113.36
2,656, 117.33
6,214: 270. 39
9,51i;517.53

16.97
17.88
17.26
17.45
19.01
17.70
21.20
19.31
16.70
19.37
19.10
17.65
19.69

65,563,824.13

27,910,533.65

11,906,701 4,377,212.84

36,711,966.71

80,906,414.20

18.51

23,961. 206.67
14,306: 625.19
24,604: 316.89
11,313: 322. 22
11,145: 705.83
11,333 160.67
16,198: 537.30
4,022',134.13

9,477,310.28
6,990,948.93
10,022,160.51
4,223,285.97
4,430,538.00
4,873,605.35
6,041,174.85
1,572,490.85

4,128,901 1,248,520.32
2,341,458
775,929.40
3,430,119 1,109,595.00
1,777,436
384,687.50
1,075,371
369,816.50
412,050.00
811,617
693,208.95
2,024,640
243,369.75
776,176

13,627,611.81
8,118,417.47
14,096,833.13
6,557,180.83
6,465,533.60
6,552,666.40
9,303,197.01
2,267,258.63

28,482,343.41
18,226,753.80
28,658,707.64
12,942,590.30
12,341,259.10
12,649,938.75
18,062,220.81
4,859,295.23

17.83
19.11
17.47
17.16
16.61
16.74
16.73
18.12

116,885,008.90

47,631,514.74

16,365,718

5,237,177.42

66,988,698.88

136,223,109.04

17.48

4,165. 749. 52
4,236',704.81
8,500, 408.44
8,627,308.25
4,250,023.00
1,775, 162. 37
5,587, 552.19
1,706,363. 68
4,758,965. 56

1,496,659.00
1,819,357.84
3,323,704.48
3,892,698.61
2,517,215.35
869,162.54
2,936,737.37
904,630.50
2,338,477.82

540,546
417,712
804,222
1,122,107
622,172
110,952
708,813
156,087
571,968

130,185. 48
114,751.00
348,290.50
398,234.00
122,650.00
62,602. 50
202,357.50
78,812.00
284,199.00

2,421,338. 42
2,473, 172. 29
4,891,270. 76
4,937, 444. 55
2,476, 423.80
1,027, 535.92
3,231, 116.81
976, 531.01
2,684,859.94

4,588,728.90
4,824,993.13
9,367,487.74
10,350,484.16
5,738,461.15
2,070,252.96
7,079,024.68
2,116,060.51
5,879,504.76

16.52
17.08
16.53
18.00
20.25
17.49
19.00
18.60
18.53

43,608,237.82

20,098,643.51

5,054,579

1,742,081.98

25,119,693.50

52,014,997.99

17.89

3,697,844. 52
3,124,174.52
10,030,767.51
2,124,449.79
991,355.12
675,410.36
919,991.67
110,486.30

2,116,293.59
2,425,149.67
6,252,249.24
1,274,953.84
465,922.00
455,751.87
586,758.35
233,011.05

114,720
48,295
177,608
146,437
8,710
32,800
98,493
13,072

97,479.50
90,000.50
490,262.50
67,100.00
40,662. 50
76,950.00
35,013.00
3,125.00

4,488,712.10
4,383,949.57
12,644,422.74
2,722,900.71
1,085,710.07
924,578.08
1,251,251.55
287,991.87

18.21
21.05
18.91
19.23
16.43
20.53
20.40
39.10

21,674,479.79

13,810,089.61

640,135

900,593.00

2,160, 219. 01
504.40
1,820: 303.00
5,724: 409.87
1,234,415. 57
570, 076.21
359: 987.20
530,783.82
38,
12,438,699.08

27,789,516.69

19.23

194,056.40
39,173.82

450,012.10
30,098.55

45
6,300

14,287.50
5,000.00

93,509.22
20,504.29

6,345

19,287.50

114,013.51

619,756.66

39.88

58,918,066 20,018,166.15

234,734,665.70

483,324,628.76

17.63

233,230.22

480,110.65

411,309,251.00

169,653,730.91

1,230,335,402.49

679,658,798.18 198,898,210 31,328,880.15




557,853.82 43.12
61,902.84 23.70

437,115,702.80 1,347,001,591.13 22.38

212

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 55.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE OF
JUNE 23, 1909.
Cash on hand, due from
reserve agents, and in
the redemption fund.
City, State, and Territory.

Net deposits
subject to
reserve requirements.

Amount.

Per
cent.

11,191,954,242.24
319,395,588.89
124,375,307.64

$325,077,640.99
82,191,309.55
31,358,656.65

27.27
25.73
25.21

1,635,725,138.77

438,627,607.19

26.82

234,664,736.30
37,338,547.78
22,462,587.25
285,589,872.05
170,175,221.96
58,964,030.40
21,789,089.81
1,383,305.29
20,712,073.96
16,086,257. 70
10,356^ 102.90
2,855,488.71
15,618,926.97
10,069,300.93
3,744,041.16
26,409,266.20
58,282,507.92
58,526,394.00
20,582,991.03
27,213, 154.32
33,127, 182.19
41,011,841.71
49,072, 111.95
32,358,243.04
7,550,430. 81
13,601,
2,621,859. 46
71,005,897.16
14,389,518. 63
6,631,434.16
37,324,621. 98
10,512,393. 44
2,703,679.29
5,896,844. 72
49,613,593. 49
7,229,884.42
3,454,930. 04
5,001,699.80
25,578,911. 42
15,671,006.87
6,634,003.89
19,931 450.17
40,396. 636. 40
68,171. 330.02
9,551 265.54

71,556,442.92
12,261,837.68
6,576,742.37
83,110,435.65
46,996,917.82
15,822,864.65
6,747,768.10
373,353.85
6,934,799.08
5,356,352.70
3,474,365.04
1,023,883.16
5,366,035.53
3,650,254.80
1,252,455.32
7,908,588.66
16,421,750.88
20,119,658.42
5,311,520.18
10,230,064.86
9,814,221.18
10,976,596.94
12,814,934.83
9,116,663.28
1,747,535.35
3,126,487.06
712,038.06
22,530,617.92
3,850,808.75
1,485,427.26
11,640,253.82
2,393,514.60
822,425.45
1,931,794.75
20,379,050.83
1,821,431.51
1,028,466.54
1,919,346.02
7,765,873.58
4,529,811.76
1,604,823.94
7,470,145.69
11,567,172.36
22,602,033.81
3,007,082.00

30.49
32.84
29.28
29.10
27.62
26.83
30.97
26.99
33.48
33.30
33.55
35.85
34.36
36.25
33.45
29.95
28.18
34.39
25.81
37.59
29.63
26.76
26.11
28.18
23.14
22.98
27.16
31.73
26.76
22.40
31.19
22.77
30.42
32.76
41.08
25.19
29.77
38.37
30.36
28.90
24.19
37.48
28.63
33.15
31.48

CENTRAL RESERVE CITIES.

New York.
Chicago
St. Louis..
Total, central reserve cities.
OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburg
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids
Des Moines
Dubuque
Kansas City, Mo...
St. Joseph
Lincoln
Omaha
Kansas City, Kans.
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City
Total, other reserve cities

1,681,867,203.62

507,154,648.96

30.15

Total, all reserve cities

3,317,592,342.39

945,782,256.15

28.51

34,217,231.66
18,058,702.85
16,302,843.52
128,027,692.69
26,279,892.95
61,267,879.73

7,476,404.95
4,912,486.40
3,963,644.65
30,151,491.87
5,545,080.90
17,596,337.49

21.85
27.20
24.31
23.55
21.10
28.72

284,154,243.40

69,645,446.26

24.51

STATES, ETC.

Maine
,
New Hampshire.
Vermont
Massachusetts
Rhode Island
Connecticut
Total, New England States.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

213

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
JUNE 23, 1909.

Reserve required, and the amount and per cent held.
Held.

Required.

Specie.

Legal
tenders.

Available with
reserve agents,
not exceeding
Redemption 50 per cent of rePer
fund.
serve required Total amount. cent.
after deducting
redemption
fund.

1297,988,560.56 $263,294,752.99 $59,186,058 $2,596,830.00
79,848,897.22 51,665,030.05 29,792,727
733,552.50
31,093,826.91 24,951,239.15 5,610,953
796,464.50

$325,077,640.99
82,191,309.55
31,358,656.65

27.27
25.73
25.21

438,627,607.19

26.82

60,949,081.43
9,061,050.97
5,813,440.70
73,614,942.46
44,043,742.94
14,406,450.70
5,951,708.27
373,353.85
5,282,299.09
4,210,332.36
2,830,934.51
855,582.33
4,437,672.62
2,972,886.06
1,119,664.74
6,815,392.17
15,356,518.62
16,490,613.50
5,212,176.52
7,996,994.09
8,840,782.27
10;587,473.05
11,979,225.44
7,867,685.86
1,548,315.45
3,058,079. 44
688,669.53
17,520,702.64
3,714,553.07
1,485,427.26
9,987,326.24
2,393,514.60
822,425.45
1,493,647.74
13,719,155.13
1,821,431.51
873,198. 80
1,377,913.82
7,086,220.82
4,366,229.85
1,604,823.94
6,827,492.02
11,567,172.36
20,120,853.75
2,868,093.69

25.97
24.27
25.88
25.78
25.88
24.43
27.31
26.99
25.50
26.17
27.33
29.96
28.41
29.52
29.90
25.81
26.35
28.18
25.32
29.39
26.69
25.82
24.41
24.31
20.51
22.49
26.27
24.67
25.81
22.40
26.76
22.77
30.42
25.33
27.65
25.19
25.27
27.55
27.70
27.87
24.19
34.25
28.63
29.51
30.03

408,931,284.69

339,911,022.19

94,589,738

4,126,847.00

58,666,184.08
9,334,636.95
5,615,646.81
71,397,468.01
42,543,805.49
14,741,007.60
5,447,272.45
345,826.32
5,178,018.49
4,021,564.43
2,589,025.73
713,872.18
3,904,731.74
2,517,325.23
936,010.29
6,602,316.55
14,570,626.98
14,631,598.50
5,145,747.76
6,803,288.58
8,281,795.55
10,252,960.43
12,268,027.99
8,089,560.76
1,887,607.70
3,400,484.10
655,464.87
17,751,474.29
3,597,379.66
1,657,858.54
9,331,155.49
2,628,098.36
675,919.82
1,474,211.18
12,403,398.37
1,807,471.10
863,732.51
1,250,424.95
6,394,727.85
3,917,751.72
1,658,650.97
4,982,862.54
10,099,159.10
17,042,832.50
2,387,816.38

26,505, 293. 40
2,383, 793.50
2,563, 157.30
33,801, 785.46
16,948, 891.45
6,141, 736.90
2,634, 420.05
193, 347.00
2,469, 464.85
1,393, 162.65
693, 371.65
403, 126.25
1,934, 828.75
1,329, 938.45
445, 499.60
2,522, 658.90
4,833, 649.63
6,629, 114.25
1,743, 698.65
3,488, 078.80
2,478, 501.50
3,846, 290. 84
4,796, 170.45
2,931, 085.48
161. 60
513, 892. 40
717, 940.10
232, 965.50
7,136, 843.25
1,246, 548.10
535,
4,100, 576.50
134.25
1,284, 400.60
421, 257.15
665,
6,261, 249.95
868, 789.48
112.55
301, 364.35
392,
3,676, 717.90
2,291, 824.00
750, 063.85
4,220, 551.75
398.75
6,725, 268.50
11,072, 210.50
1,561,

4,907,296
1,962,439
417,785
3,688,398
5,407,575
690,760
480,777
17,500
139,825
759,500
810,000
86,145
503,353
339,360
193,660
877,225
3,014,333
2,412,250
828,504
981,890
2,184,143
1,494,502
972,166
826,820
81,350
607,920
114,872
1,435,675
646,020
204,613
1,178,922
86,395
100,015
81,910
1,194,331
58,755
131,570
348,537
178,814
59,280
14,*594
78,009
442,984
169,069
87,975

406,800.00
95,000.00
49,350.00
852,050.00
830,747.50
406,900.00
225,750.00
32,500.00
168,000.00
93,775.00
66,100. 00
18,750.00
94,250.00
89,850.00
25,000.00
228,700.00
446,445.00
266,900.00
134,200.00
250,762.00
74,480.00
240,400.00
153,750.00
130,000.00
20,000.00
64,050.00
26,250.00
144,650.00
46,000.00
29,780.00
84,500.00
44,500.00
13,700.00
18,750.00
123,750.00
23,550.00
17,300.00
23,600.00
66,650.00
112,500.00
25,000.00
75,000.00
251,250.00
716,200.00
50,000.00

$29,129, 692.03
4,619! 818.47
2,783; 148.40
35,272, 709.00
20,856,528.99
7,167,053.80
2,610,761.22
130, 006.85
2,505,009.24
1,963,894.71
1,261,462.86
347,561.08
1,905,240.87
1,213,737.61
455,505.14
3,186, :.27
7,062,090.99
7,182,349.25
2,505,773.87
3,276,263.29
4,103,657.77
5,006,280.21
6,057, 138.99
3,979,780.38
933, 803.85
1,668,217.04
314, 607.43
8,803,412.14
1,775, 1.82
715, 486.16
4,623,327.74
978, 485.35
287, '.85
727, 730.59
6,139, ,18
870, 337.03
423, 216. 25
613, 412. 47
3,164,038. 92
1,902, 625.85
815, 166.09
2,453,931.27
4,147,539. 61
8,163,316.25
1,168,908.19

420,466,800.90

188,087,336.79

41,297,816

7,357,439.50

205,272,659.37

442,015,251.6

26.28

829,398,085.59

527,998,358.98 135,887,554 11,484,286.50

205,272,659.37

880,642,858.85

26.54

5,132,584. 75
2,708,805.43
2,445,426. 53
19,204,153.90
3,941,983.94
9,190,181.96

2,090,387.14
1,115,205.77
771,720.90
6,271,487.18
1,205,320.80
3,724,446.71

424,744
386,431
327,644
3,185,116
607,352
1,341,877

282,603.55
248,205.00
225,175.00
1,044,575.00
214,725.00
615,067.50

Not exceeding 60
per cent.
2,909,988.71
1,476,360.25
1,332,150.91
10,895,747.34
2,236,355.36
5,145,068.67

5,707,723.40
3,226,202.02
2,656,690.81
21,396,925.52
4,263,753.16
10,826,459.88

16.68
17.87
16.30
16.71
16.22
17.67

42,623,136.51

15,178,568.50

6,273,164

2,630,351.05

23,995,671.24

48,077,754.79

16.92




214

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 55.—LAWFUL MONEY RESERVE OP THE NATIONAL BANKS AT DATE OF
JUNE 23, 1909—Continued.
Cash on hand, due from
reserve agents, and in
the redemption fund.
Net deposits
subject to
reserve requirements.

City, State, and Territory.

Amount.

Per
cent.

STATES, ETC.—continued.
55
56
57
58
59
60

New York .
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

61
62

Virginia
West Virginia
North Carolina. .
South Carolina
Georgia
Florida
Alabama . . .
Mississippi

$274,903,611.58
150,597,278.04
353,813,150.01
9,848,194.18
28,793,309.30
1,062,356.74

64
65
66
67
68
60
70
71
72
73

Louisiana
Texas
Arkansas
Kentucky
Tennessee

.

Total, Southern States
74
76
77
78
79
80
81

Ohio
Indiana
. . .
Illinois
Michigan .
.
Wisconsin
Minnesota.
.
Iowa
Missouri

.

Total, Middle States
82
84
86
87
88
89
90

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wvominer
Colorado
.
New Mexico
Oklahoma

.

Total, Western States
Washington
Oregon
93 California
01 Idaho
Utah
06 Nevada
07 Arizona
OS Alaskaa
91

Total, Pacific States
99
100

. .

108,042,311.98

25.46

40,653,265.72
26,730,639.10
43,341,808.81
16,540,547.02
16,981,161.87
19,707,859.12
25,828,917.08
8,034,494.52

24.42
27.56
25.76
22.18
22.86
25.13
24.19
30.45

197,818,693.24

24.97

5,919,430.67
7,149,488.91
16,385,000.41
18,105,370.21
8,888,319.27
3,389,362.97
13,592,263.72
4,009,206.09
9,964,634.34

22.22
25.71
28.68
32.32
30.92
28.46
37.06
33.13
32.98

87,403,076.59

30.43

7,424,006. 73
7,288,792.03
19,830,336.56
4,446,215.65
2,433,491.70
2,261,408.20
2,455,912.13
103,566.08

30.25
33.20
29.26
30.31
33.34
46.16
38.29
14.84

46,243,729.08

31.20

1,584,895.09
200,717.61

.

166,485,538.38
96,992,927.36
168,234,272.85
74,574,415.42
74,292,635.53
78,408,983.94
106,792,560.17
26,388,983.51

148,238,648.19

. .

.

19.60
22.64
17 85
17.61
20.93
22.61
27.62
26.78
29.33
33.91
28.25
26.36
25.58

24,543,600.70
21,953,003.74
67,761,839.21
14,670,574.05
7,298,873.53
4,898,222.03
6,414,443.50
698,091.43

.

22.19

13,051,076.18
8,045,449.82
3,852,645.69
2,480,655.94
6,489,190.45
4,762,641.38
6,683,572.91
2,777,603.47
3,901,864.04
31,172,753. 41
3,678,297.78
8,961,962.47
12,184,598.44

287,247,627.76

.

181,759,385.83

26,641,251.35
27,807,786.07
57,126,324.48
56,019,013.13
28,747,564.25
11,911,409.87
36,680,052.57
12,099,957.44
30,214,268.60

Total, Eastern States

66,577,744.73
35,533,536.41
21,582,750.46
14,087,815.93
31,011,476.09
21,061,467.44
24,200,104.93
10,370,065.12
13,304,332.00
91,918,387.06
13,021,780.53
33,997,689.76
47,635,320.03

792,170,317.16

. . .

21.86
23.21
22.19
24.14
18.54
45.10

424,302,470.49

.

$60,102,979.91
34,960,158.05
78,501,894.86
2,377,303.86
5,337,864.10
479,185.05

819,017,899.85

.

839,103.96
82,033.97

52.94
40.87

Hawaii..
Porto Rico

1,785,612.70

921,137.93

51.58

Total, States, etc

2,756,916,819.55

691,833,780.91

25.09

Total United States

6,074,509,161.94

1,637,616,037,06

26.96

Total, island possessions




a Statement of April 28, 1909.

215

REPORT OF THE COMPTKOLLER OF THE CURRENCY.
EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
J U N E 23, 1909—Continued.
Reserve required, and the amount and per cent held.
Held.

Required.

Specie.

Legal
tenders.

Available with
reserve agents,
not exceeding
Redemption 50 per cent of re- Total amount. Per
fund.
serve required
cent.
after deducting
redemption
fund.

$41,235,541.74 $14,511,980.06 $5,720,427 $1,602,687.50
22,589,591.71
7,214,064.80 3,739,147
702,730.50
53,071,972.50 20,759,725.58 7,493,871 2,519,275.00
75,025.00
1,477,229.13
535,433.55
233,772
191,522.56
641,602
4,318,996.39
1,417,858.17
12,500.00
123,617.00
18,770
159,353.51

Not exceeding 60
per cent.
$23,779,712.54 $45,614,807.10
13,132,116.72 24,788,059.02
61,104,490.08
30,331,618.50
1,685,553.02
841,322. 47
4,727,467.03
2,476,484.30
242,999.10
88,112.10

16.59
16.46
17.27
17.12
16.42
22.87

122,852,684.98

44,562,679.16

17,847,589

5,103,740.56

70,649,366.63

9,986,661.71
5,330,030.46
3,237,412.57
2,113,172.39
4,651,721.41
3,159,220.12
3,630,015.74
1,555,509.77
1,995,649.80
13,787,758.06
1,953,267.08
5,099,653.46
7,145,298.00

3,164. 245.29
2,180! 452.48
1,085' 290.72
655! 626.09
1,511,060.82
752.93
1,
2,360,916.83
705,073.98
821, 242.79
6,754,542.95
904, 517.20
2,193,053.83
3,450, 425.95

1,995,613
654,894
614,937
483,299
1,169,062
587,302
557,982
260,868
172,117
2,089,356
310,767
659,513
1,237,507

507,084.50
348,397.50
268,469.45
160,087.50
402,973.71
185,564,50
322,637.50
142,489.40
125,112.50
919,630.50
103,488.00
486,479.50
390,262.50

5,687, 746.32
2,988! 979.77
1,781! 365.87
i,i7i: 850.93
2,549,248.62
1,784,193.36
1,984,426.94
847, 812.22
1,122 322.38
7,720;876.53
1,109,867.44
2,767,904.37
4,053, 021.30

63,645,370.57

26,956,201.86

10,793,217 4,362,677.06

35,569,616.05

77,681,711.97

18.31

24,972,830.76
14,548,939.10
25,235,140.93
11,186,162.31
11,143,895.33
11,761,347.59
16,018,884.03
3,958,347.53

9,634,417. 69
6,908,780.43
10,086,288.88
4,072,709.90
4,349,041.50
4,447,265.14
5,974,228.31
1,533,664.75

4,115,350 1,261 148.25
761 503.80
2,107,445
3,462,942 1,122;429.80
388,262.50
1,814,423
378,316.50
928,065
421,872.00
762,592
694, 463.35
1,672,165
248, 327.25
731,510

14,227,009.50
8,272,461.18
14,467,626.67
6,478,739.88
6,459,347.29
6,803,685.35
9,194,652.40
2,226,012.16

29,237,925.44
18,050, 190.41
29,139, 287.35
12,754, 135.28
12,114,770.29
12,435,414.49
17,535, 509.06
4,739,514.16

17.56
18.61
17.32
17.10
16.31
15.86
16.42
17.96

118,825,547.58

47,006,396.60

15,594,492 5,276,323.45

3,996,187.70
4,171,167.91
8,568,948.67
8,402,851.97
4,312,134.64
1,786, 711.48
5,502,007.88
1,814,993. 62
4,532, 140.29

1,352 912. 22
1,712 907.99
3,330; 572.83
3,806: 143.66
2,454: 695.10
809 878.28
2,599 116. 55
804: 827.15
2,127,399. 52

43,087,144.16

18,998,453.30

3,681,540.11
3,292,950.56
10,164,275.88
2,200,586.11
1,094,831.03
734,733.30
962,166.53
104,713.71

2,000,330.47
2,244,628.38
6,185,428.36
1,138,502.26
463,970.30
384,706.37
566,178.90
66,597. 50

22,235,797.23
237,734.26
30,107.64
267,841.90
413,537,522.93

138,163,375.35 16.87
11,354, 689.11
6,172, 723.75
3,750: 063.04
2,470i 853.52
5,632, 345.15
3,726, 812.79
5,225, 963.27
1,956, 243.60
2,240, 794. 67
17,484, 405.98
2,428, 639.64
6,106, 950.70
9,131, 216.75

17.05
17.37
17.38
17.54
18.16
17.70
21.59
18.86
16.84
19.02
18.65
17.96
19.17

68,129,534.43

136,006,746. 48 17.17

139,360.48
112,716.00
348,492.00
382,697.75
120,562.50
64,232.50
206,300. 50
75,232.50
273,933. 57

2,314,096.33
2,435,071.14
4,932,274.00
4,812,092.53
2,514,943.28
1,033,487.38
3,177,424.43
1,043,856.66
2,554,924.03

4,206 625.03 15.79
4,637; 825.13 16.68
9,393, 602.83 16.44
10,126: 458.94 18.08
5,591 935.88 19.45
1,990 349.16 16.71
6,729; 137.48 18.35
2,12i; 844.31 17.54
5,462;415.12 18.08

4,720,043 1,723,527.80

24,818,169.78

115,351
52,510
215,295
109,401
16,764
21,934
96,663
24,474

100,959.50
93,926.00
499,835.00
62,650.00
41,162.50
77,262. 50
35,013.00
3,125.00

2,148,348.36
1,919,414.73
5,798,664.52
1,282,761.66
632,201.11
394,482. 48
556,292.11
9,369.58

13,050,342. 54

652,392

913,933.50

12,741,534.55

358,536.80
31,472.40

310
6,000

2,212.50
5,000.00

141,313.05
15,064. 58

390,009.20

6,310

7,212.50

156,377.63

166,142,651.16 55,887,207 20,017,765.92

236,060,270.31

400,256
377,130
782,264
. 125,525
,
501,735
82,751
746,296
197,928
506,158

1,242,935,608. 52 694,141,010.14 191,774,761 31,502,052.42 441,332,929.68




50,260,193.88

17.50

4,364,989.33 17.78
4,310,479.11 19.64
12,699,222.88 18.76
2,593,314.92 17.68
1,154,097.91 15.81
878,385.35 17.93
1,254,147.01 19.55
103,566.08 14.84
27,358,202.59

18.46

502,372.35 31.70
57,536.98 28.67
559,909.33 31.35
478,107,894.39 | 17.34
1,358,750,753.24 22.37

216

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.
No. 55.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE OF
SEPTEMBER 1, 1909.
Cash on hand, due from
reserve agents, and in
the redemption fund.
Net deposits
subject to
reserve requirements.

City, State, and Territory.

Amount.

Per
cent.

$1,179,387,229.00
318,505,124.83
126,726,288.59

1304,609,967.97
77,408,010.00
31,328,883.89

25.83
24.30
24.72

1,624,618,642.42

413,346,861.86

25.44

CENTRAL RESERVE CITIES.

1

New York . . . .
?, Chicago
3 St. Louis
Total, central reserve cities
OTHER RESERVE CITIES.

12
13
14
15
16
17
18
19
20
?1
00

23
24
?*>
?6

V
28
9C)

30
31
32
33
34
35
36
37
3S
39
40
41
42
43
44
45
46
47
48
49

65,659,021.96
11,140,367.15
6,816,670.09
79,618,143.86
45,610,529. 28
14,769,592.65
5,752,068.15
367,632.04
5,825,387.52
3,630,041.51
2,287,399.04
845,426.85
4,941,010.75
2,829,043.61
930,513.06
6,776,524.82
15,407,399.63
16,509,307.92
4,800,338.55
9,461,722.96
11,375,097.80
13,642,983.22
17,118,415.01
11,627,462.10
1,579,646.77
3,108,215.16
745,502.08
23,127,702. 35
4,697,799. 21
1,682,397.52
11,718,938.59
2,664,635.10
3,324,945.67
912,081.67
2,110,385.13
19,752,649.50
1,761,370.87
1,003,872.63
1,930,348.58
9,916,491.68
5,179,873.65
1,877,404.54
7,396,664.89
11,082,979.88
22,961,397.39
2,957,414.14

29.06
31.18
30.67
27.58
26.61
25.25
26.85
28.06
28.89
23.91
23.22
30.70
31.09
30.80
26.17
26.83
25.43
27.71
24.32
32.25
30.37
30.56
30.99
33.30
21.65
22.80
28.78
31.78
30.48
24.63
29.61
31.78
29.64
31.93
32.50
39.80
25.38
29.92
34.28
35.92
30.81
29.34
34.19
26.92
31.10
29.31

1,718,828,537.99

499,234,816.53

29.05

Total, all reserve cities. . .

11

225,957,885.41
35,734,600.14
22,227,673.53
288,730,418.55
171,412,365.29
58,504,183.08
21,426,474.71
1,310,341.69
20,164,348.82
15,179,161.46
9,851,405.25
2,753,662.75
15,894,512.45
9,183,069.32
3,554,487.71
25,256,597.80
60,593,415.52
59,583,123.29
19,737,666.89
29,342,594.40
37,461,016.75
44,640,762.35
55,243,059.85
34,916,479.11
7,294,642.12
13,633,513.26
2,590,722.98
72,765,429.82
15,412,992.16
6,829,632.94
39,577,238.26
8,385, 269.79
11,217,226.48
2,856,617.60
6,492,987.91
49,630,032.34
6,940,091.80
3,354, 730.61
5,631,245.64
27,610,005.67
16,813,207.59
6,399,836.37
21,633,201.92
41,168,951.81
73,841,807.78
10,089,847.02

Total, other reserve cities

4
5

6
7
8
9
10

3,343,447,180.41

912,581,678.39

27.29

36,800,318.84
19,672,919.77
16,666,523.27
129,668,803.04
27,346,198.31
61,276,874.18

8,494,061. 34
6,284,949.22
4,196,969. 49
29,943,110.17
5,570,577.16
16,613,701.72

23.08
31.95
25.18
23.09
20.38
27.11

291,431,637.41

71,103,369.10

24.40

Boston
Albany
Brooklyn .
Philadelphia
Pittsburg
Baltimore...
Washington
Savannah
New Orleans...
Dallas
. . .
Fort Worth
Galveston...
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland . . .
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids.
Des Moines
Dubuque Kansas City, Mo
St Joseph
Lincoln
Omaha
South Omaha
Kansas City, Kans..
Topeka
Wichita
Denver
Pueblo . . . .
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles... .
San Francisco
Salt Lake City

..

.

.

.
. .

. .

. .

. .

. .

STATES, ETC.

Maine
New Hampshire
Vermont
Massachusetts...
54 Rhode Island
55 Connecticut

50
51

Total, New England States




REPORT OF THE COMPTROLLER OF THE CURRENCY.

217

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.

SEPTEMBER 1, 1909.
Reserve required, and the amount and per cent held.
Held.

Required.

Specie.

Legal
• tenders.

Available with
reserve agents,
not exceeding
Redemption 50 per cent of re- Total amount. Per
fund.
serve required
cent.
after deducting
redemption
fund.

$294,846,807.25 $244,874,641. 97 $57,057,516 $2,677,810.00
79,626,281.21 48,332,553.00 28,311,402
764,055.00
907,014.50
31,681,572.14 25,977,306.39 4,444,563

$304,609,967.97
77,408,010.00
31,328,883.89

25.83
24.30
24.72

413,346,861.86

25.44

406,154,660.60

319,184,501.36

56,489,471.35
8,933,650.04
5,556,918.38
72.182,604.64
42,853,091.32
14,626,045.77
5,356,618.68
327,585.42
5,041,087.21
3,794,790.36
2,462,851.31
688,415.69
3,973,628.11
2,295,767. 33
888,621.93
6,314,149.45
15,148,353.88
14,895,780.82
4,934,416.72
7,335,648.60
9,365,254.19
11,160,190.59
13,810,764.96
8,729,119.78
1,823,660.53
3,408,378.32
647,680.75
18,191,357.46
3,853,248.04
1,707,408.23
9,894,309.56
2,096,317.45
2,804,306.62
714,154.40
1,623,246.98
12,407,508.08
1,735,022.95
838,682. 65
1,407,811.41
6,902,501.42
4,203,301.90
1,599,959.09
5,408,300.48
10,292,237.95
18,460,451.95
2,522,461.75

23,108,258.06
2,196,701.51
2,272,533.45
31,618,765.11
10,885,417.25
4,883,468.00
2,393,078.80
99,769.00
2,195,272.90
1,315,480.70
752,758.15
442,492.05
2,146,808.15
1,124,619.10
414,808.20
2,564,430.15
5,863,559.42
6,724,968.10
1,979,443.30
3,222,331.95
2,892,800.50
3,907,340. 91
4,811,434.70
3,179,077.12
544,637.46
653,532.40
228,239.70
6,321,000.00
1,184,598.25
588,335.35
3,809,413.57
640,359.40
1,238,878.55
338,044.80
615,022.30
6,396,039.70
908,669. 55
300,424.35
478,866.60
3,825,382.90
2,618,893.70
974,154. 80
4,238.686.35
6,602,549.35
10,706,531.80
1,598,400.45

4,948,897
2,278,392
498, 480
4,359,001
5,289,081
1,000,304
374,495
9,700
188,930
555,040
552,883
43,425
420,690
318,650
183,390
774,865
2,105,885
2,442,177
787,544
941,600
2,507,097
1,205,422
2,154,345
1,357,226
83,200
642,500
101,650
1,469,775
725,370
132,600
1,370,670
317,865
47,105
80,700
86,180
1,381,125
94,000
107,137
415,215
240,791
73,190
36,459
127,154
475,144
134,175
111,550

408,150.00
95,000.00
49,350.00
864,950.00
833,597.50
414,900.00
250,750.00
32,500.00
168,000.00
98,825.00
54,700.00
18,750.00
114,250.00
89,850.00
25,000.00
223,500.00
461,292.50
272,425.00
121,902.50
251,387.00
69,000.00
240,850.00
161,500.00
138,750.00
20,000.00
66,405.00
26,250.00
168,000.00
46,000.00
28,180.00
88,050.00
29,300.00
44,950.00
15,000.00
18,750.00
73,750.00
16,950.00
23,750.00
25,050.00
66,650.00
130,000.00
25,000.00
75,000.00
255,000.00
748,700.00
60,000.00

$28,040,660.67
4,419,325.01
2,753,784.19
35,658,827.31
21,009,746.91
7,105,572.88
2,552,934.33
147,542.71
2,436,543.60
1,660,695.81
927,057.89
334,832.84
1,929,689.05
1,102,958.66
307,314.86
3,045,324.72
6,976,662.71
7,069,737.82
1,911,448.75
3,542,130.80
4,648,127.09
5,459,670.29
6,824,632.48
4,295,184.88
901,830.26
1,670,986.65
310,715.37
9,011,678.72
1,903,624.02
839,614.11
4,903,129.78
1,033,508.72
1,379', 678. 31
349,577.20
802,248.48
6,166,879.04
741,751.32
407,466.32
691,380.70
3,417,925.70
2,036,650.94
787,479. 54
2,666,650. 24
3,750,286.53
8,855,875.97
1,187,463.69

56,505,965.73
8,989,418.52
5,574,147.64
72,501,543.42
44,017,842.66
13,404,244.88
5,571,258.13
289,511. 71
4,988,746.50
3,630,041.51
2,287,399.04
839,499.89
4,611,437.20
2,636,077.76
930,513.06
6,608,119.87
15,407,399.63
16,509,307.92
4,800,338.55
7,957,449.75
10,117,024.59
10,813,283.20
13,951,912.18
8,970,238. 00
1,549,667.72
3,033,424.05
666,855.07
16,970,453.72
3,859,592.27
1,588,729.46
10,171,263.35
2,021,033.12
2,710,611.86
783,322.00
1,522,200.78
14,017,793.74
1,761,370.87
838,777.67
1,610,512.30
7,550,749.60
4,858,734.64
1,823,093.34
7,107,490.59
11,082,979.88
20,445,282.77
2,957,414.14

25.01
25.16
25.08
25.11
25.68
22.91
26.00
22.10
24.74
23.91
23.22
30.48
29.01
28.70
26.17
26.16
25.43
27.71
24.32
27.12
27.01
24.22
25.26
25.69
21.24
22.25
25.74
23.32
25.04
23.26
25.70
24.10
24.16
27.42
23.44
28.24
25.38
25.00
28.60
27.35
28.90
28.49
32.85
26.92
27.69
29.31

429,707,134. 50 181,806,277.91

43,551,074

7,509,914.50

207,976,807.87

835,861,795.10

89,813,481 4,348,879. 50

440,844,074.28

25.65

207,976,807. 87 854,190,930.14

25.55

Not exceeding 60
per cent.
288,654.75
3,138,835.84
6,153,067.99
258,075. 00
1,615,717.77
3.471,951.44
226,025.00
1,364,372.09
2,728,069.91
1,051,052.50
11,039,560.77 21,636,775.33
216,775.00
2,331,092.84
4,355,436.12
645,866.30
5,127,398.89
10,726,036.27

16.72
17.65
16.37
16.69
15.93
17.50

500,990,779.27 133,364,555 11,858,794.00

5,520,047.83
2,950,937.96
2,499,978.49
19,450,320.45
4,101,929.75
9,191,531.13

2,224,423.40
1,181,456.67
803,519.82
6,236,828.06
1,177,874.28
3,649,717.08

43,714,745.61

15,273,819.31




501,154
416,702
334,153
3,309,334
629,694
1,303,054

1
1
1
1
1
1
1
1
1
1
2
2
2
2
2
2
2
2
2
2
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4
4
4
4

6,494,091 2,686,448.55

24,616,978.20

49,071,337.06

16.84

5
5
5
5
5
5

218

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 55.—LAWFUL M O N E Y R E S E R V E OF THE NATIONAL B A N K S AT D A T E OP
SEPTEMBER 1,1909—Continued.
Cash on hand, due from
reserve agents, and in
the redemption fund.
City, State, and Territory.

Net deposits
subject to
reserve requirements.
Amount.

Per
cent.

STATES, ETC.—continued..
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Total, Eastern States.
Virginia
West Virginia..
North Carolina.
South Carolina.
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total, Southern States .
Ohio
Indiana
Illinois
Michigan..
Wisconsin.
Minnesota .
Iowa
Missouri...
Total, Middle States .
North Dakota.
South Dakota.
Nebraska
Kansas
Montana
Wyoming
Colorado......
New Mexico...
Oklahoma
Total, Western States.
Washington.
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska a
Total, Pacific States.
Hawaii
Porto Rico.
Total, island possessions.

$283,743,634.86
157,864,063.14
361,366,911.04
10,371,477.80
30,351,342.68
1,075,260.40

$62,073,964.53
35,947,496.55
78,628,621.86
2,518,176,52
6,105,707.28
469,869.75

21.88
22. 77
21.76
24.28
20.11
43.70

844, 772,689.92

185,743,836.49

21.99

68,759, 116.18
38,391, 312.93
22,076, 023.27
13,827, 962.18
33,298, 374.93
20,619, 163. 61
23,571, 609.28
9,666,972.84
12,744, 283.75
90,365, 990. 45
l : •-" 274. 55
33,907, 216.79
49,272, 684. 59

12,985, L 82
9,630,382.72
3,825, 162. 63
2,305,513. 97
6,664,847. 48
4,753,782.90
5,663,960. 63
2,315, 103.82
3,299,205. 40
25,308, 232. 50
3,034,094.67
8,251,998.83
11,276, 140.18

18.89
25.09
17.33
16.67
20.02
23.06
24.03
23.95
25.89
28.01
24.39
24.34
22.88

428,939,985.35

99,314,412.55 23.15

169,608 214. 01
101,334,' 548.31
174,118, 763.20
75,803, 413. 37
76,041, 193. 62
79,528, 409. 48
107,240, 763. 30
27,520, 162.84

39,357, 476. 61
29,423, 943.28
46,059, 358.07
16,425, 698.39
17,448, 150. 63
21,674, 100. 41
24,480, 257. 79
8,951, 516. 07

23.20
29.04
26.45
21.67
22.95
27.25
22.83
32. 53

811,195,468.13

203,820,501.25

25.13

26,893, 586.40
28,344, 374.88
49,970, 582. 70
58,006,070.86
30,586, 088. 54
12,438, 247. 00
38,772, 783. 60
12,116, 450.14
29,907, 332.61

5,150. 225.02
6,589! 807. 65
13,667! 967.50
18,840! 372.36
10,957',817. 25
3,597,217. 65
13,831. 903.47
3,614! 530. 72
9,463. 848. 44

19.15
23.25
27. 35
32.48
35.82
28.92
35. 67
29.83
31.64

287,035,516.73

85,713,690.06

29.86

24,880, 364. 04
23,023, 335. 65
73,538, 854. 75
15,269,277. 51
7,311, 192.91
5,162,989.54
5,800, 036. 33
1,018, 554. 02

7,536,416. 61
7,625,405.62
20,234, 217.15
4,611 04.81
2,168 830.61
2,292 575.30
1,965 070.14
354 513.53

30.29
33.12
27.52
30.20
29.66
44.40
33.88
34.81

156,004,604. 75

46,788,733. 77

29.99

1,568,512.06
282,346. 71
1,850,858.77

788,495. 07 50.27
77,002.60 27.27
865,497. 67 46.76

Total, States, etc

2,821,230,761.06

693,350,040.89

24.58

Total, United States

6,164,677,941.47

1,605,931,719.28

26.05




a Statement June 23, 1909.

BEPORT OF THE COMPTEOLLER OF THE CURRENCY.

219

EACH REPORT DURING YEAR ENDED SEPTEMBER 1, 1909—Continued.
SEPTEMBER 1,1909—Continued.
Reserve required, and the amount and per cent held
Held.

Available with
Required.
Specie.

Legal
tenders.

not exceeding
Redemption 50 per cent of re- Total amount. Per
cent.
serve required
fund.
after deducting
redemption
fund.
Not exceeding GO
per cent.
$24,537,732.13
13,763,925.58
30,961,664.79
888,088.00
2,610,935.30
89,273.43

$46,519,622.96
25,706,435.71
61,552,088.03
1,724,379.17
4,923,918.31
278,838.43

16.39
16.28
17.03
16.63
16.22
25.93

5,296,538.06

72,851,619.23

140,705,282. 61

16.66

543,420.20
359,572.50
269,861.00
175,362.50
405,310.50
209,194.50
319,036.30
143,337.50
126,812.50
951,057.77
104,045.07
482,884.50
433,157.50

5,862,268.33
3,239,474.66
1,824,925.49
1,139,299.09
2,753,667. 44
1,730,208.02
1,930,023.05
784,025.05
1,070,898.03
7,562,304.47
1,057,107.66
2,761,918.81
4,174,647.11

11,386,938.69
6,625,655.59
3,825,087.96
2,288,590.95
5,886,386.59
3,709,443.07
5,026,133.22
1,814,736.53
2,173,676.43
17,135,346.87
2,257,108.13
5,852,622.39
8,857,646.66

16.56
17.26
17.33
16.55
17.68
17.99
21.32
18.77
17.06
18.96
18.15
17.26
17.98

10,010,046

4,523,052.34

35,890,767.21

76,839,373.08

17.91

3,881,532
2,172,936
3,274,078
1,668,220
893,904
848,351
1,633,060
657,924

1,280,647.15
810,575.20
1,154,317.50
389,512.50
396,716.50
428,137.50
706,202. 45
256,882.25

14,496,350.97
8,633,764.22
14,978,098.18
6,588,599.70
6,605,677.52
6,900,674.35
9,227,947.22
2,322,685.30

29,166,520.03
18,315,553.24
29,272,083.22
12,896,044.48
12,292,647.25
12,903,857.90
17,377,456.01
4,823,082.89

17.20
18.07
16.81
17.01
16.17
16.23
16.20
17.53

46,840,451.51

15,030,005

5,422,991.05

69,753,797.46

137,047,245.02

16.89

4,034,037.96
4,251,656.23
7,495,587.41
8,700,910. 63
4,587,913.28
1,865,737.05
5,815,917.54
1,817,467.52
4,486,099.89

1,482,169.69
1,762,450.76
2,966,501.29
3,498,850.67
2,414,936.30
818,720.53
2,845,637.39
829,656.24
2,014,933.80

509,011
365,665
596,997
1,026,646
624,668
87,100
649,057
206,865
512,028

141,597.98
126,613.00
335,998.00
397,724! 50
129,260.00
65,102.50
213,688.00
77,762.50
277,192.80

2,335,463.98
2,475,025.93
4,295,753.64
4,981,911.67
2,675,191.96
1,080,380.73
3,361,337.72
1,043,823.01
2,525,344.25

4,468,242.fi5
4,729,754.09
8,195,249.93
9,905,132.84
5,844,056.26
2,051,303.76
7,069,720.11
2,158,106.75
5,329,498.85

16.61
16. 69
16.40
17.08
19.11
16.50
18.23
17.81
17.82

43,055,327.51

18,633,856.67

4,578,037

1,764,939.28

24,774,232.89

49,751,065.84

17.33

3,732.054.60
3,453,500.35
11,030,828.21
2,290,391. 63
1,096,678.94
774,448.43
870,005.45
152,783.10

1,791,130.40
2,242,122.24
6,080,882.12
1,192,740.11
554,309.05
438,955.05
556,888.55
120,392.35

99,324
45,783
155,822
88,226
14,972
19,411
71,134
9,545

108,545.00
100,201.00
513,940.00
70,237.50
41,162.50
58,212.50
34,463. 00
3,125.00

2,174,105.76
2,011,979.60
6,310,132.92
1,332,092.47
633,309.86
429,741.55
501,325.46
89,794.86

4,173,105.16
4,400,085.84
13,060,777.04
2,683,296. 08
1,243,753.41
946,320.10
1,163.811.01
222,857.21

16.77
19.11
17.76
17.57
17.01
18.33
20.07
21.88

23,400,690.71

12,977,419.87

504,217

929,886.50

13,482,482.48

27,894,005.85

17.88

235,276.80
42,352.01

381,547.40
36,889.50

120
3,390

962.50
5,000.00

140,588.58
22,411.20

523.218.48
67,690. 70

33. 36
23.97

3,510

5,962.50

162,999.78

590,909.18

31.93

54,329,405 20,629,818.28

241,532.877.25

481,899,218.64

17.08

449,509,685.12 1,336,090,154.78

21.67

$42,561,545.23
23.679,609.47
54,205,036.66
1,555,721.67
4,552,701.40
161,289.06

$14,525,209.83
7,664,548.63
20,498,368.24
563,562.17
1,439,422.45
156,515.00

126,715,903.49

44,847,626.32

17,709,499

10,313,867.43
5,758,696.94
3,311,403.49
2,074,194.33
4,994,756.24
3,092,874.54
3,535,741.39
1,450,045.93
1,911,642.56
13,554,898.57
1,865,891.18
5,086,082.52
7,390,902. 68

3,073,676.16
2,297,478.43
1,154,090. 47
605,962.36
1,682,306.65
1,227,830.55
2,334,888.87
674,510. 98
837,862.90
6,595,238.63
870,385.40
2,056,025.08
3,005,251.05

1,907,574
729,130
576,211
367,967
1,045,102
542,210
442,185
212,863
138,103
2,026,746
225,570
551,794
1,244,591

64,340,997.80

26,415,507.53

25,441,232.10
15,200,182.25
26,117,814.48
11,370,512.01
11,406,179.04
11,929,261.42
16,086,114.49
4,128,024.43

9,507,989.91
6,698,277.82
9,865,589.54
4,249,712.28
4,396,349.23
4,726,695.05
5,810,246.34
1,585,591.34

121,679,320.22

277,628.81

418,436. 90

423,184,614.15

165,407,118.11

1,259,046,409.25

$5,791,356 $1,665,325.00
739,733.50
3,538,228
7,489,793 2,602,262.00
197,154
75,575.00
201,142.56
672,418
12,500.00
20,550

666,397,897.38 187,693,960 32,488,612.28




56
57
58
59
60
61

62
63
64
65
66
67
68
69
70
71
72
73
74

75
76
77
78
79
80
81
82

83
84
85
86
87
88
89
90
91

92
93
94
95
96
97
98
99

100
101

220

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 56.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AS SHOWN BY
RESERVE CITIES.

Date.

September 9, 1903..
November 17,1903.
January 22,1904
March 28,1904
June 9,1904
September 6,1904..
November 10,1904.
January 11,1905
March 14,1905
May 29,1905
August 25,1905
November 9, 1905..
January 29,1906
April6, 1906
June 18,1906
September 4,1906..
November 12,1906.
January 26,1907
March 22,1907
May 20,1907
August 22, 1907 ..
December 3,1907 ..
February 14,1908..
May 14,1908
July 15,1908
September 23,1908.
November 27,1908.
February 5, 1909...
April 28,1909
June 23,1909
September 1,1909..

Number of Net deposits.
banks.

Reserve

required.

351

$2, 054,047,673

348
354
350
348
347
349
346
351
350
345
346
345
357
357
356
354
362
358
365
366
365
368
371
369
371
369
369
377
379
382

1,947,440,796
2, 147,235,830
2, 526,677,379
2, 329,495,464
2, 496,468,492
2, 460,560,371
2 427,866,341
2, 567,082,631
2, 563,255,520
2, 618,066,252
2, 455,761,386
2, 527,281,341
2 485,883,275
2, 528,857,826
2 542, 791,748
2 501,439,793
2 632,546,617
2 585,293,816
2 667,020,038
2 628,920,443
2 421,019,577
2 575,998,232
2 822,840,198
2, 959,366,648
3 121,801,651
3 157,571,067
3,200,823,761
3,276,104,606
3 317,592,342
3 343,447,180

25 per cent.
$513,511,918
486,860,199
536,808,957
556,669,345
582,373,866
624,117,123
615,140,093
606,966 585
641,770,658
640,813,880
654,516,563
613,940,346
631,820,335
621,470,819
632,214,457
635,697,937
625,359,948
658,136,654
646,323,454
666,755,009
657,230,111
605,254,894
643,999,558
705,510,049
739,841,662
780,450,412
789.392,766
800,205,940
819,026,151
829,398,085
835,861,795

4,691 $1,809,464,439
4,770
1,811,337,198
4,826
1,834,634,086
4,882 1,843,651,405
4,983 1,854,922,107
5,065 1,904,467,117
•5,128 1,960,025,802
5,182
1,989,011,370
5,236 2,018,922,756
5,318
2,047,836,132
5,412 2,117,411,283
5,487 2,211,564,039
5,566 2,256,567,953
5,618
2,270,595,970
5,696 2,290,316,425
5,781 2,385,073,704
5,845 2,468,521,247
5,926 2,521,581,876
5,986 2,555,601,906
6,064 2,558,102,358
6,178
2,627,164,654
6,260 2,485,664,480
6,330 2,461,947,527
6,407 2,473,940,923
6,455 2,505,247,410
6,482 2,573,707,379
6,496 2,615,961,486
6,518
2,697,656,766
6,516
2,742,061,673
6,547 2,756,916,162
6,595 2,821,230,761

15 per cent.
$271,419,666
271,700,580
275,195,113
276,547,711
278,238,316
285,670,068
294,003,870
238,351,705
302,838,413
307,175,420
317,611,692
331,734,606
338,485,193
340,589,395
343,547,464
357,761,056
370,278,187
378,237,281
383,340,286
383,715,354
394,074,698
372,849,672
369,292,129
371,091,138
375,787,112
386,056,106
392,394,223
404,648,515
411,309,251
413,537,523
423,184,614

STATES AND T E R R I T O R I E S .

September 9,1903.
November 17,1903
January 22,1904...
March 28,1904
June 9, 1904
September 6,1904.
November 10,1904
January 11, 1905...
March 14,1905
May 29,1905
August 25,1905
November 9,1905.
January 29, 1906...
April 6, 1906
June 18,1906
September 4,1906.
November 12,1906
January 26,1907...
March 22,1907
May 20,1907
August 22,1907....
December 3,1907..
February 14,1908.
May 14,1908
July 15,1908
September 23,1908.
November 27,1908
February 5, 1909..
April 28,1909
June 23, 1909
September 1,1909.




KEPOBT OF THE COMPTROLLER OF THE CURRENCY.

221

THE REPORTS PROM SEPTEMBER 9, 1903, TO SEPTEMBER 1, 1909.

RESERVE CITIES.
Reserve held.
Amount.

$532,409,542
493,562,432
590,934,503
602,229,924
634,751,747
659,249,895
633,834,034
653,201,510
643,354,630
647,827,713
666,715,789
605,681,749
659,482,087
612,660,176
649,241,681
621,720,218
619,546,404
691,381,964
639,647,269
683,271,586
677,896,062
569,292,704
720,811,965
812,554,174
818,190,548
853,152,894
827,516,130
846,355,520
863,676,962
880,642,858
854,190,936

Classification of reserve held.

Ratio to net
deposits.
Per cent.
25.9
25.3
27.5
23.8
27.3
26.4
25.7
26.9
25.1
25.3
25.5
24.7
26.1
24.6
25.7
24.5
24.8
26.3
24.7
25.6
25.8
23.5
27.9
28.8
27.6
27.3
26.2
26.4
26.3
26.5
25.5

Specie.

$295,092,666
276,215,748
348,138,920
362,664,157
381,619,032
401,781,655
376,706,295
377,980,433
376,543,381
370,492,317
384,140,023
341,756,159
373,884,023
338,620,006
367,768,891
342,318,373
356,269,105
394,512,756
369,248,420
400,375,862
392,571,373
336,491,130
445,348,015
512,315,327
497,489,621
521,841,750
495,465,215
498,171,787
510,005,067
527,998,359
500,990,779

Legal tenders.

Due from
reserve agents.^

$108,429,123
92,965,252
111,841,917
104,965,210
118,012,131
108,795,698
105,640,812
121-369,688
107,424,255
116,995,330
117,203,336
102,861,840
119,325,573
104,814,602
111,746,304
106,152,893
93,021,911
116,175,747
97,011,457
102,594,727
109,479,405
78,273,447
110,294,626
123,588,565
135,563,292
130,835,685
131,096,697
139,534,873
139,980,144
135,887,554
133,364,555

Redemption fund with
Treasurer.

$122,076,145
117,637,115
124,058,419
127,820,717
127,897,565
141,362,323
143,988,976
146,248,831
151,604,355
152,101,824
156,565,721
151,984,534
157,001,973
159,853,526
160,340,040
163,954,259
160,299,140
170,478,475
163,271,610
170,147,378
165,736,797
143,121,038
152,741,082
164,898,768
173,594,271
188,923,452
190,150,730
197,576,370
202,381,037
205,272,659
207,976,807

$6,811,607
6,744,317
6,895,247
6,779,839
7,223,018
7,310,219
7,497, 951
7,602,558
7,782,638
8,238,241
8,806,708
9,079,217
9,270,518
9,372,043
9,386,447
9,294,693
9,956,248
10,214,987
10,115,782
10,153,620
10,108,488
11,407,088
12,428,241
11,751,513
11,543,364
11,552,007
10,803,487
11,072,489
11,310,714
11,484,286
11,858,794

$155,774,919
155,838,653
158,430,576
158,541,028
159,340,667
163,846,569
168,463,518
170,837,076
173,494,040
175,919,402
181,882,964
190,169,513
193,710,535
194,962,490
196,609,880
204,674,258
212,182,733
216,897,276
219,924,050
220,000,485
226,692,387
213,399,396
210,627,340
211,174,669
214,106,934
220,096,867
224,029,979
231,437,062
234,734,665
236,060,270
241,532,877

$11,793,486
11,668,948
11,964,103
12,293,261
12,670,538
13,087,877
13,208,182
13,404,302
13,678,051
13,970,417
14,473,418
14,968,620
15,451,394
15,615,881
15,860,841
16,232,396
16,589,863
16,727,435
16,800,202
16,942,955
17,197,192
17,082,760
18,184,223
18,598,958
18,968,452
19,186,774
19,005,998
18,912,552
20,018,166
20,017,766
20,629,818

STATES AND T E R R I T O R I E S .

$318,352,643
318,942,379
325,039,994
320,720,506
330,773,359
327,813,623
341,455,384
354,862,811
344,358,089
351,667,221
360,566,323
382,612,214
384,255,622
387,638,631
384,189,131
398,447,829
414,031,739
418,439,730
426,684,926
425,564,000
443,462,333
476,502,314
461,564,473
455,196,185
449,041,223
455,030,277
461,233,584
472,759,837
483,324,628
478,107,894
481,899,218

17.6
17.6
17.7
17.4
17.8
17.2
17.4
17.8
17.1
17.2
17.0
17.3
17.0
17.1
16.8
16.7
16.8
16.6
16.7
16.6
16.9
19.1
18.7
18.4
17.9
17.6
17.6
17.5
17.6
17.3
17.1

$102,463,502
102,074,678
105,052,633
101,753,113
107,045,113
102,967,281
107,481,527
113,868,597
106,705,679
109,142,753
111,339,430
119,178,309
118,684,352
120,559,395
118,218,366
122,118,918
126,007,167
127,209,797
130,837,494
130,338,047
138,536,378
173,194,147
169,036,854
164,826,968
158,968,251
158,343,804
161,063,560
166,411,439
169,653,731
166,142,651
165,407,118

$48,320, 736
49,360,100
49,592,682
48,133,104
51,717,042
47,911,896
52,302,156
56,752,835
50,480,318
52,634,649
52,870,511
58,295,772
56,409,342
56,500,865
53,500,043
55,422,227
59,251,976
57,605,222
59,123,180
58,282,512
61,036,377
72,826,011
63,716,081
60,595,590
56,997,585
57,402,830
57,134,047
55,998,783
58,918,066
55,887,207
54,329,405

a Available with reserve agents April 30, 1902, and subsequently.




222

BEPOKT OF THE COMPTROLLER OF THE
.No.

CURRENCY.

57.—ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS

FROM JULY 1, 1908,

Location.

Maine
New Hampshire.
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New England States..
New York
New York City...
Albany
Brooklyn
New Jersey
Pennsylvania
Philadelphia
Pittsburg
Delaware
Maryland
Baltimore
District of Columbia..
Washington City.
Eastern States..
Virginia
West Virginia....
North Carolina...
South Carolina . . .
Georgia
Savannah
Florida
Alabama
Mississippi
Louisiana
New Orleans..
Texas
Dallas
Fort W o r t h . .
Galveston
Houston
San Antonio .
Waco
Arkansas
Kentucky
Louisville
Tennessee

Southern States
Ohio
Cincinnati
Cleveland
Columbus
Indiana
Indianapolis...
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Minnesota
Minneapolis...
St. Paul
Iowa
Cedar Rapids.
Des Moines
Dubuque
Missouri
Kansas City...
St. Joseph
St. Louis
Middle Western States



Number of Capital stock.
banks.

Surplus.

Capital and
surplus.

Gross
earnings.

76
56
50
177
21
22

$9,001,000.00
5,335,000.00
5,585,000.00
32,417,500.00
24,050,000.00
6,700,250.00
20,230,050.00

$3,426,582.00
2,433,750.00
1,729,297.12
15,473,476.11
17,740,000.00
3,685,500.00
10,123,550.00

$12,427,582.00 .1,212,233.05
7,768,750.00
704,002.84
7,314,297.12
661,289.83
47,890,976.11 4,122,132.64
41,790,000.00 5,103,234.73
10,385,750.00
606,785.54
30,353,600.00 2,042,065. 63

482

157,930,955.23

103,318,800.00

54,612,155.23

42,355,100.00
376
37 112,800,000.00
2,100,000.00
3
1,802,000.00
5
20,082,000.00
174
705 63,094,390.00
34 22,405,000.00
27 27,100,000. 00
2,358,985.00
27
5,086,700.00
83
18 12,590,700.00
252,000.00
1
4,950,000.00
10

25,665. 656.08
113,021, 650.00
2,200, 000.00
2,050, 000.00
18,631. 950.00
58,131, 774.32
32,810, 000.00
27,045; 000.00
1,931, 700.00
3,407! 100.00
7,302; 500.00
252i 000.00
3,725! 000.00

68,020, 756.08 7,736, 487.25
225,821, 650.00 23,000. 245.36
4,300, 000.00
788, 200.75
3,852, 000.00
486,
950.00 4,267, 994.64
38,713,
121,226, 164.32 .0,847,573.77
55,215, 000.00 5,127, 618.99
54,145: 000.00 4,850, 704. 20
323, 171.16
4,290', 685.00
8,493, 800.00
919, 800.13
19,893, 200.00 1,609, 629. 92
38, 367. 61
504, 000.00
754, 504. 90
8,675: 000.00

1,500

316,976,875.00

296,174,330.40

613,151,205.40 30,750,632. 54

106
94

12,698,500.00
8,161,000.00
6,710,000.00
4,360,000.00
10,342,100.00
750,000.00
4,480,000.00
8,322,000.00
3,435,000.00
2,970,000.00
5,725,000.00
30,113,300.00
2,600,000.00
1,975,000.00
625,000.00
2,300,000.00
2,100,000.00
1,000,000.00
4,000,000.00
11,268,400.00
5,645,000.00
10,120,000.00

7,889,233.56
4,288,815.99
2,221,125.61
1,396,968.84
5,632,909.13
450,000.00
1,814,000.00
3,333,845.28
1,325,391.21
1,880,165.83
2,830,000.00
13,766,977.46
1,115,000.00
1,380,000.00
145,000.00
1,535,000.00
710,000.00
400,700.00
1,444,500.00
3,846,560.25
2,570,000.00
4,134,550.00

20,587,733.56 2,185,035.07
12,449,815.99 1,208,204.30
8,931,125.61
888,797. 71
5,756,968.84
620,447.01
15,975,009.13 1,688,888.93
1,200,000.00
95,193.98
6,294,000.00
916,724.44
11,655,845.28 1,119,143.97
4,760,391.21
525,301.07
4,850,165.83
505,286.11
8,555,000.00
830,797.68
43,880,277.46 5,196,292. 85
3,715,000.00
581,209.10
3,355,000.00
409,167.02
770,000.00
92,825.26
3,835,000.00
503,289,60
2,810,000.00
364,448.44
1,400,700.00
159,458.28
5,444,500.00
613,195.66
15,114,960.25 1,440,492.55
8,215,000.00
881,706.33
14,254,550.00 1,693,606.31

1,377

139,700,300.00

64,110,743.16

203,811,043.16 22,519,511.67

338
10
7
9
236
7
397
14
92
4
123
6
250
5

33,899,100.00
13,600,000.00
9,350,000.00
3,650,000.00
19,938,000.00
5,600,000.00
28,643,500.00
27,650,000.00
9,810,000.00
5,150,000.00
10,115,000.00
5,750,000.00
10,916,000.00
5,700,000.00
4,100,000.00
17,380,000.00
400,000.00
1,800,000.00
600,000.00
5,935,000.00
4,500,000.00
1,100,000.00
19,100,000.00

14,819,271.85
6,500,000.00
4,050,000.00
1,130,000.00
7,160,919.67
2,255,000.00
13,899,077.73
17,609,500.00
4,393,750.00
1,750,000.00
3,817,255.75
2,660,000.00
4,063,742.31
5,335,529.73
2,750,000.00
6,062,247.31
300,000.00
295,000.00
130,000.00
2,128,394.63
2,456,259.95
500,000.00
11,450,000.00

30

76
30
32
6
496
6
7
3
7
6
5
40
135

244,686,600.00 f 115,515,948.93

48,718,371.85
20,100,000.00
13,400,000.00
4,780,000.00
27,098,919.67
7,855,000.00
42,542,577.73
45,259,500.00
14,203,750.00
6,900,000.00
13,932,255.75
8,410,000.00
14,979,742.31
11,035,529.73
6,850,000.00
23,442,247.31
700,000.00
2,095,000.00
730,000.00
8,063,394.63
6,956,259.95
1,600,000.00
30,550,000.00

4,451,744.26

5,272, 491.69
1,729, 253. 24
1,548, 212. 50
664, 211.21
2,881, 992. 95
889, 011.16
4,862, 035.86
6,164, 585.93
2,156, 269.89
869, 544.01
2,040, 803.72
987, 461.00
2,577, 902.58
1,186: 953.65
1,029: 818.88
2,972; 890.01
184, 410.83
396: 896.84
57; 916.97
936, 627.98
1,788. 205.85
288: 006.20
3,907: 795.91

360,202,548.93 45,393,298.86

REPORT OF THE COMPTROLLER OF THE CURRENCY.

223

OF NATIONAL BANKS IN THE UNITED STATES.

TO JANUARY 1, 1909.
Ratios.

Charged off.

Net earn- Dividends
ings to
to capital Dividends
capital and
and
to capital.
surplus.
surplus.

Expenses and
taxes.

Net earnings.

$598,237.45
253,600.74
305,375.27
1,964,947.46
2,811,382.53
239,470.91
853,202.71

$368,257.99
333,845.37
293,480.18
1,387,945.98
1,443,068.26
205,315.22
913,765.75

$213,230.00
217,150.00
212,744.00
1,069,383.25
1,052,500.00
222,057.50
664,632.25

Per cent.
2.96
4.30
4.01
2.90
3.45
1.98
3.01

Per cent.
1.72
2.80
2.99
2.23
2.52
2.14
2.19

Per cent.
2.37
4.07
3.81
3.30
4.38
3.31
3.28

2,479,848.44

7,026,217.07

4,945,678.75

3,651,697.00

3.13

2.31

3.53

931,923.92
1,095,358.89
111,778.62
70,175.07
460,410.12
1,709,069.23
473,686.11
672,494.41
6,623.10
146,195.01
410,744.22
5,074.00
68,598.83

3,954,398.84
11,372,767.23
504,394.37
232,256.25
1,996,404. 78
4,707,054.89
2,885,458.57
2,643, 569.48
140,084.48
534,621.89
639,205. 53
14,228.94
305,687.19

2,850,164.49
10,532,119.24
172,027.76
183,902.54
1,811,179.74
4,431,449.65
1,768,474.31
1,534,640.31
176,463.58
238,983.23
559,680.17
19,064.67
380,218.88

1,864,299.50
6,069,000.00
128,000.00
88,680.00
1,262,255.00
2,585,966.30
1,150,700.00
1,343,500.00
102,435.25
205,952.24
524,571.00
10,080.00
295,000.00

4.19
4.66
4.00
4.77
4.68
3.66
3.20
2.83
4.11
2.81
2.81
3.78
4.38

2.74
2.68
3.00
2.30
3.26
2.13
2.08
2.48
2.39
2.42
2.64
2.00
3.40

4.40
5.38
6.10
4.92
6.29
4.10
5.14
4.96
4.34
4.05
4.17
4.00
5.96

6,162,131.53

29,930,132.44

4.93

Losses and
premiums.

$245,737.61
116,556.73
62,434.38
769,239.20
848,783.94
161,999.41
275,097.17

Dividends.

24,658,368.57

15,630,439.29

4.02

2.55

221,276. 55
222,839.27
20,964.02
51,854.82
163,696.14
6,750.99
44,318. 54
95,946.11
260,780.76
73,056.00
76,728.69
573,964.36
93,890.11
12,245.72
9,430.36
144,961.86
36,972.42
6,918.32
79,718.28
219,787.53
263,607.86
154,342.40

1,059,788.48
614,529.00
470,461.15
373,419.31
860,033. 67
39,597.91
416,466.46
586,406.15
291,613.94
286,671.46
413,956.53
2,238,497. 50
297,561.29
188,931. 64
46,501.61
250,904.11
120,419.16
75,179.04
259,706. 53
694,966.19
485,543.41
894,275. 32

903,970.04
370,836.03
397,372.54
195,172.88
665,159.12
48,845.08
455,939.44
436,791.71
27,093.63
145,558.65
340,112.46
2,383,830.99
189,757.70
207,989.66
36,893.29
107,423.63
207,056.86
77,360.92
273,770.85
525,738.83
132,555.06
644,988. 59

550,615.12
471,960.00
263,550.00
188,058.40
632,040.00
25,000.00
163,500.00
450,150.00
162,700.00
165,900.00
231,500.00
2,653,364.15
170,500.00
102,500.00
16,500.00
86,500.00
192,500.00
115,000.00
218,300.00
442,777.00
182,800.00
421,300.00

4.39
2.98
4.45
3.39
4.16
4.07
7.24
3.75

2.67
3.79
2.95
3.27
3.96
2.08
2.60
3.86
3.42
3.42
2.70
6.05
4.59
3.06
2.14
2.26
6.85
8.21
4.01
2.93
2.23
2.96

2,834,051.11

10,965,429.86

.57

3.00
3.98
5.43
5.11
6.20
4.79
2.80
7.37
5.52
5.03
3.48
1.61
4.52

1
2
3
4

5
6
7

8
9
10
11
12
13
14
15
16
17
18
19
20

4.34 21
5.78 22
3.93 23
4.31 24
6.11 25
3.33 26
3.65 27
5.41 28
4.74 29
5.59 30
4.04 31
8.81 32
6.56 33
5.19 34
2.64 35
3.76 36
9.17 37
11.50 38
5.46 39
3.93 40
3.24 41
4.16 42

8,720,030.70

7,907,014. 67

4.28

3.88

5.66

2,848,601.31
768,995.15
848,255. 73
409,923.24
1,447,223.10
495,309. 88
2,220,096. 72
3,332,557.16
1,263,264.87
573,262.86
1,028,864.49
498,952. 61
1,319,809.49
429, 429. 76
461,876.37
1,580,776.16
141,782. 51
224,852. 07
24,100. 45
464,031.49
847,017.52
209,148.99
1,780,970.82

1,824,895.36
731,621. 51
487,441. 48
132,132.10
1,267,961.82
328,533. 96
2,224,859.88
1,517,592.30
633,629.01
258,204. 03
662,304.33
350,658.55
1,025,835.88
463,093.24
357,770. 20
1,055,903.07
34,364. 95
120,249.18
30,616. 52
407,793. 41
426,430.11
55,407. 61
1,245,027.79

1,196,929.00
628,000.00
379,000. 00
145,500. 00
962,202.95
143,500. 00
1,476,230.00
1,381,000.00
486,613. 08
172,000. 00
514,825.00
241,000.00
754,340. 00
535,000.00
417,000.00
911,267.21
19,000.00
107,000.00
23,500. 00
366,250. 00
143,000.00
40,000. 00
1,348,000.00

3.75
3.64
3.64
2.76
4.68
4.18
5.23
3.35
4.46
3.74
4.75
4.17
6.85
4.20
5.22
4.50
4.91
5.74
4.19
5.06
6.13
3.46
4.08

2.46
3.12
2.83
3.04
3.55
1.83
3.47
3.05
3. 43
2.49
3.70
2.87
5.04
4.85
6.09
3.89
2.71
5.11
3.22
4.f>4
2.. 06
2-50
4.41

3.53
4.62
4.05
3.99
4.83
2.56
5.15
4.99
4.96
3.34
5.09
4.19
6.91
9.39
10.17
5.24
4.75
5.94
3.92
6.17
3.18
3.64
7.06

6,531,869.82 23,219,102. 75



15,642,326. 29

12,391,157.24

4.34

3.44

5.06

598,995. 02
228,636. 58
212,515. 29
122,155. 87
166,808.03
65,167. 32
417,079.26
1,314,436.47
259,376.01
38,077.12
349,634.90
137,849. 84
232,257.21
294, 430. 65
210,172. 31
336,210.78
8,263. 37
51,795.59
3,200.00
64,803.08
514,758.22
23,449. 60
881,797.30

43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65

224

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No.

57.—ABSTRACT OF R E P O R T S OF E A R N I N G S AND D I V I D E N D S

FROM JULY 1, 1908, TO

Number of Capital stock.
banks.

Location.

North Dakota...
South Dakota...
Nebraska
Lincoln
Omaha
Kansas
Kansas City.
Topeka
Wichita
Montana
Wyoming
Colorado
Denver
Pueblo
New Mexico
Oklahoma




$4,610,000.00
3,435,000.00
9,580,000.00
950,000.00
2,800,000.00
10,352,500.00
750,000.00
300,000.00
400,000.00
3,740,000.00
1,560,000.00
5,795,000.00
2,850,000.00
500,000.00
1,995,000.00
11,170,000.00

$1,314,675.00
770,130.00
3,342,780.00
218,000.00
1,550,000.00
3,639,645.10
650,000.00
72,100.00
330,000.00
1,691,800.00
844,000.00
2,342,728.69
1,945,000.00
380,000.00
656,116.27
3,067,649.66

$5,924,675.00 $1,391,119.44
4,205,130.00
955,957.93
12,922,780.00 1,854,706.44
1,168,000.00
234,303.77
4,350,000.00
916,477.18
13,992,145.10 2,060,468.09
1,400,000.00
372,871.16
372,100.00
60,931.14
730,000.00
130,167.00
5,431,800.00 1,400,704.11
2,404,000.00
533,707.30
8,137,728.69 1,493,175.18
4,795,000.00 1,071,992.02
880,000.00
152,950.86
2,651,116.27
505,735.13
14,237,649.66 2,296,840.84

60,787,500.00

22,814,624.72

83,602,124.72 15,432,107.59

49
4
2
59
4
122
10
11
37
16
4
9
13
2

3,025,000.00
1,950,000.00
2,050,000.00
500,000.00
3,041,000.00
1,500,000.00
12,107,800.00
5,650,000.00
16,550,000.00
1,830,000.00
980,000.00
1,200,000.00
1,732,000.00
755,000.00
100,000.00

1,642, 250.00
1,550, 000.00
900, 000.00
625, 000.00
1,256, 540.26
1,612, 500.00
4,828, 364.16
2,398, 300.00
8,480, 200.00
973, 750.00
329, 700.00
790 000.00
459 750.00
588 500.00
75 000.00

346

Alaska

United States

Gross
earnings.

1,131

Western States

Pacific States
Hawaii
Porto Rico.
Island possessions

Capital and
surplus.

130
89
199
4
5
200
2
3
3
39
28
103
6
3
40
277

82 Washington
83
Seattle
84
Spokane
85
Tacoma
86 Oregon
87
Portland
88 California
89
Los Angeles
90
San Francisco..
91 Idaho
92 Utah
93
Salt Lake City..
94 Nevada
95 Arizona

97

Surplus.

52,970,800.00

26,509,854.42

610,000.00
100,000.00

i
! 6,779

152,330.76

15,000.00

4,667,250.00
3,500,000.00
2,950,000.00
1,125,000.00
4,297,540.26
3,112,500.00
16,936,164.16
8,048,300.00
25,030,200.00
2,803,750.00
1,309,700.00
1,990,000.00
2,191,750.00
1,343,500.00
175,000.00

819, 083.12
737, 096.94
640, 155.85
153, 630.09
627, 550.95
554, 712.46
2,149, 139.98
1,082, 396.91
2,091, 518.53
547 789.77
263 588.93
293 073. 27
279 262.37
234 814.13
67 436.93

79,480,654.42 10,541,250.23
762,330.76
115,000.00

710,000.00

167,330.76

877,330.76

919,150,875.00

579,904,987.62

1,499,055,862. 62

61,168.70
8,779.28
69,947.98
169,158,493.13

REPORT OF THE COMPTROLLER OF THE CURRENCY.

225

OF NATIONAL BANKS IN THE UNITED STATES—Continued.
JANUARY 1, 1909—Continued.

Ratios.

Charged off.

Net earnings.
Losses and
premiums.

Dividends.

Expenses and

taxes.

Net earn- Dividends
ings to
to capital Dividends
and
capital and
to capital.
surplus.
surplus.

$45,740.64
98,007.25
104,756. 95
1,451.25
184,811.76
148,643.68
24,693. 22
1,676.58
5,184.54
249,668. 74
13,822.71
137,205.14
86,382.74
26,548.86
29,291. 38
247,646.10

S580,690.01
478,011.44
950,674. 22
140,754.10
490,846.88
952,513.35
182,851.87
35,560.75
61,694.16
487,503.25
204,000.24
653,269.67
467,932.50
89,374. 72
270,816.99
1,109,327. 27

$764,688. 79
379,939.24
799,275.27
92,098.42
240,818.54
959,311.06
165,326.07
23,693.81
63,288.30
663,532.12
315,884.35
702,700. 37
517,676.78
37,027.28
205,626.76
939,867.47

$451,062.84
272,550.00
548.306.38
37,500.00
118,250.00
686,285.14
66,500.00
9,000.00
24,000.00
481,900.00
186,350.00
425,050.00
161,000. 00
33,000.00
121,250.00
1,082,314.33

Per cent.
12.91
9.04
6.19
7.89
5.54
6.86
11.81
6.37
8.67
12.22
13.14
8.64
10.80
4.21
7.76
6.60

Per cent.
7.61
6.48
4.24
3.21
2.72
4.90
4.75
2.42
3.30
8.87
7.75
5.22
3.36
3.75
4.57

Per cent.
9.78
7.93
5.72
3.95
4.22
6.63
8.87
3.00
6.00
12.89
11.95
7.33
5.65
6.60
6.08
9.69

1,405,531.54

7,155,821.42

6,870,754.63

4,704,318.69

8.22

5.63

7.74

68,660. 77
205,518.37
69,538.17
10,185.73
120,794.18
222,237.42
237,945.03
97,773.15
434,793. 32
19,187.56
58,452. 98
98,302.59
24,621.51
21,983.15
4,601.34

344,158.07
316,800.58
265,362.93
47,935.29
256,032.68
219,722.42
1,039,139.33
498,874.53
754,864.11
263,819.96
121,390.43
161,296.29
152,541.67
125,952.38
47,072.94

406,264.28
214,777. 99
305,254. 75
95,509.07
250,724.09
112,752.62
872,045.62
485,749.23
901,861.10
264,782.25
83,745.52
33,474. 39
102,099.19
86,878.60
15,762.65

201,935.37
158,000.00
171,000.00
29,000.00
174,350.00
100,000.00
472,727.50
360,000.00
747,750.00
142,122. 34
53,500.00
42,000.00
50,170.00
74,750.00
2,500.00

8.70
6.14
10.35
8.49
5.83
3.62
5.15
6.04
3.60
9.44
6.39
1.68
4.66
6.47
9.01

4.33
4.51
5.80
2.57
4.06

3.21
2.79
4.47
2.99
5.07
4.09
2.11
2.29
5.56
1.43

6.68
8.10
8.34
5.80
5.73
6.67
3.90
6.37
4.52
7.77
5.46
3.50
2.90
9.90
2.50

1,694,605.27

4,614,963. 61

4,231,681.35

2,779,805. 21

5.32

3.50

5.25

9,502.50
435.00
9,937.50

23,948.14
4,135.98
28,084.12

27,718.06
4,208. 30
31,926. 36

18,650.00
3,000.00
21,650.00

3.64
3.66
3.64

2.45
2.61
2.47

3.06
3.00
3.05

21,117,975.21

82,939,751.27

65,100,766. 65

47,086,082.10

4.34

3.14

5.12

10774—CUR 1909-




-15

7. CO

66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81

82
83
84
85
86
87
88
89
90
91
92
93
94
95
96

97
98

226

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 57.—ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS

FROM JANUARY 1, 1909,

Location.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New England States

Number of Capital stock.
banks.

77
56
50
176
20
22
81

$9,051,000.00 S3,417,584.06
2,479,025.00
5,335,000.00
1,770,351.00
5,460,000.00
32,217,500.00 15,751,015.00
23,050,000. 00 17,250,000.00
6,700,250.00
3,685,700.00
20,255,050.00 10,178,500.00

482

102,068,800.00

New York
New York City
Albany
Brooklyn
New Jersey
Pennsylvania
Philadelphia
Pittsburg
Delaware
Maryland
Baltimore
District of Columbia
Washington City

384
37
3
5
180
719
34
26
27
84
18
1
10

42,920, 100. 00
113,000, 000.00
2,100, 000. 00
1,802, 000. 00
20, 487, 000. 00
64,069, 390. 00
22,905, 000.00
26,250, 000.00
2,348, 985. 00
5,116, 700. 00
12,590, 700. 00
252, 000. 00
5,300, 000. 00

Eastern States

1,528

Virginia
West Virginia
North Carolina
South Carolina.
Georgia
Savannah
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Arkansas
Kentucky
Louisville
Tennessee
Southern States
Ohio...
Cincinnati
Cleveland
Columbus
Indiana
Indianapolis
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Minnesota
Minneapolis
St. Paul
Iowa
Cedar Rapids
Des Moines
Dubuque




111
92
68
31
98
2
39
75
30
30
5
488
5
7
3
7
6
5
40
137
10
85
1,374
343
9
7
10
242
397
14
91
4
120
6
254
4
6
307
3
4
3

Surplus.

54,532,175. 06

Capital and
surplus.

$12,468,584.06 SI,192,618.78
7,814,025.00
744,404.27
646,204. 25
7,230,351. 00
47,968,515. 00 4,375,732.85
40,300,000.00 4,880,135.16
10,385,950.00
687,591.04
30,433,550. 00 2,113,115. 61
156,600,975.06 14,639,801.96

26,463, 586.04 69,383, 686.04 8,551,031.11
115,690,000. 00 228,690, 000. 00 28,805,786.01
2,200,000.00
4,300,000.00
883,459.81
2,250,000.00
4,052, 000. 00
686,046. 59
19,219, 110.00 39,706, 110. 00 4,460,846.22
59,597, 073.42 123,666, 463.42 11,522,356.09
34,245, 000. 00 57,150, 000. 00 5,384,015.63
26,850, 000.00 53,100. 000.00 5,477,730.13
1,939,350. 00
333,816.58
4,288,335. 00
3,455,965.23
898,166. 45
8,572, 665.23
7,355,000. 00 19,945,700. 00 1,666,379.60
252, 000.00
37,314.39
504. 000. 00
4,032,253.68
9,332! 253.68
775,874.53

319,141,875.00 303,549,338.37

622,691,213.37 69,482,823.14

13,413,500. 00 8,486,443.42 21,899, 943.42
8,176,000. 00 4,330,524. 59 12,506, 524. 59
6,710,000. 00 2,291,214. 62
9,001,214. 62
4,485,000. 00 1,429, 468.84
5,914, 468.84
10,651,500. 00 5,783,691. 61 16,435, 191. 61
750,000. 00
500 000. 00
1,250, 000. 00
5,130,000. 00 l,80i; 700. 00
6,931, 700. 00
8,397,000. 00 3,506, 116.81 11,903, 116. 81
3,435,000. 00 1,343,902. 32
4,778. 902. 32
,
2,970,000. 00 1,917, 865.83 4,887! 865.83
,000.00
5,525,000. 00 2,935,
8,460; 000. 00
,
30,373,300. 00 13,987, 896. 08 44,361, 196. 08
,
2,350,000.00
1,303. 000. 00 3,653, 000. 00
,
1,975,000.00
1,630: 000. 00 3,605, 000. 00
,
625,000. 00
155: 000. 00
780, 000. 00
,
2,900,000. 00 1,177! 500. 00 4,077, 500. 00
2,100,000. 00
785i, 000. 00 2,885, 000. 00
1,000,000. 00
426., 150. 00 1,426, 150. 00
4,000,000.00 1,500^, 320.33 5,500, 320.33
11,868,400.00 3,952:, 480. 56 15,820, 880. 56
,
5,645,000. 00 2, 475; 000. 00 8,120, 000. 00
,
9,735,000. 00 4,337, 750. 00 14,072, 750. 00
142,214,700.00

Gross
earnings.

2,211,856. 92
1,217, 405.65
992, 000.15
821, 550. 42
1,932,765.19
105, 337. 36
1,018,554. 77
1,394,241.13
611, 698. 32
621, 243. 38
898, 557. 55
5,916, 673.80
486, 036. 61
463, 464. 73
88, 508.59
507, 284. 74
411, 023. 42
162! 845. 77
639! 678. 75
1,394 024. 31
897: 521.22
1,812;308. 57

66,056,025. 01 208,270, 725. 01 24,604,581. 35

35,089, 100. 00 15,340,328. 27
13,550,000. 00 6,850,000. 00
9,350,000. 00 4,050,000. 00
3,850,000. 00 1,185,000. 00
20,193,000. 00 7,452, 195. 33
5,600,000. 00 2,261,000. 00
28,675,000. 00 14,264,954. 91
27,650,000. 00 18,610, 000. 00
9,315.000. 00 4,562,250. 00
5,150;000. 00 1,750,000. 00
3,610,000.00
1,065, 655. 75
5,750,000. 00 2,660,000. 00
11,016,000. 00 4,121,267. 83
5,200,000. 00 5,102,083. 00
4,100,000.00
2,740,000. 00
17,585,000.00
6,264,391. 58
400, 000. 00
300,000.00
900, 000. 00
351 250. 00
130: 000. 00
600, 000. 00

50,429,428. 27
20,400,000. 00
13,400,000.00
5,035,000. 00
27,645,195. 33
7,861,000.00
42,939,954.91
46,260,000. 00
13,877,250. 00
6,900,000.00
A, 675, 655. 75
8,410,000.00
15,137,267. 83
10,302,083. 00
6,840.000.00
23,849,391.58
700,000. 00
1,251,250.00
730,000.00

5,704,720. 65
1,884,914. 39
1,622,365. 44
613, 580. 27
3,047,529.53
922, 027. 40
5,076, 1.81
7,062,235.33
2,157,511.82
910, 191.97
605, 121.13
1,040,968.10
2,102, 220. 45
1,101,674. 62
927, 420. 28
3,413,281. 48
190, 494.16
358, 502.12
63, 276. 44

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

227

OF NATIONAL BANKS IN THE UNITED STATES.
TO JULY 1, 1909.
Ratios.

Charged off.
Net earnings.
Losses and
premiums.

Dividends.

Expenses and
taxes.

$288,079.02
325,562. 75
279,704. 89
1,736,404.81
1,325,519. 36
310,018. 60
907, 440. 46

Net earn- Dividends
ings to
to capital Dividends
and
capital and
to capital.
surplus.
surplus.
Per cent.
2.48
2.91
2.82
2.45
2.34
2.09
2.18
2.39

Per cent.
3.41
4.27
3.73
3.64
4.09
3.23
3.28
3.66
4.74
5.91
7.42
4.92
5.73
4.19
5.06
4.87
4.23
3.74
4.23
8.00
5.79

4.16

2.93
2.92
3.62
2.19
2.96
2.17
2.03
2.41
2.32
2.23
2.67
4.00
3.29
2.63
2.36
3.13
2.97
3.26
2.95
2.00
6.27
3.14
2.91
2.31
2.42
4.39
3.93
2.01
2.12
10.09
2.77
0.70
2.93
2.77
2.34
2.96
3.38

3.87
4.78
3.99
4.30
4.55
3.33
8.47
4.45
4.04
3.80
3.71
6.42
6.11
3.67
2.64
14.18
3.81
1.00
4.03
3.70
3.37
4.27
4.95

2
2
2
2
2
2<
2
2\
2
3
3
3
3
3
3
3
3
3
3
4
4
4

7,034,199. (32

3.80
3.48
5.26
6.68
5.40
4.19
6.61
5.70
5.02
4.08
4.33
7.06
5.81
6.03
4.22
5.91
7.93
5.06
4.98
3.31
2.72
4.97
5.22

1,300,834.00
653,000.00
379,000.00
134,500.00
854,517.14
148,500.00
1,537; 854.25
1,356,000.00
4G0,800. 00
187,000.00
136,675.00
233, 249. 99
529,290.00
260, 000. 00
131,000.00
829,024.08
16,000.00
59,000.00
23,500. 00

3.30
3.16
3.67
3.78
4.21
4.09
4.41
4.32
5.09
3.60
2.76
3.75
2.80
3.84
3.23
5.48
3.31
11.88
4.83

2. 58
3.20
2.83
2.67
3.09
1.89
3.58
2.93
3.32
2.71
2.92
2.77
3.50
2.52
1.92
3.48
2.29
4.72
3.22

3.71
4.82
4.05
3.49
4.23
2.65
5.36
4.90
4.95
3.63
3.79
4.06
4.80
5.00
3.20
4.71
4.00
6.55
3.91

4
4
4

$308,980.00
228,050.00
203,744.00
1,174,312.10
942, 500. 00
216,682. 50
664,689. 25

Per cent.
2.31
4.17
3.87
3.62
3.29
2.98
2.98
3.30

$259,110.47
147,645.46
47,158.62
593, 506. 43
464,904.69
101,682.99
250,831. 54

$645,429.29
271,196.06
319,340. 74
2,045,821.61
3,089,711.11
275,889. 45
954,843. 61

1,864,840.20

7,602,231.87

5,172, 729. 89

3,738,957.85

924,352. 56
1,588,385. 23
90,154. 37
76,814.18
382,492. 33
1,987,892. 68
400,563.11
1,088,411. 29
33,892.44
154,336. 26
144,462. 49
5,533.88
95,271.18

4,480,142.25
15,262,733.26
578, 730. 77
304,100. 99
2,215,035.03
5,796,214.20
3,218.629.62
2,855; 547. 88
147,737.65
508,444. 73
910,562.60
15,762. 96
298,886. 41

3,146, 536. 30
11,954,667. 52
214,574.67
305,131.42
1,863,318.86
3,738,249.21
1,764,822.90
1,533,770.96
152,186. 49
235,385.46
611,354. 51
16,017. 55
381, 716. 94

2,034,272.50
6,674,125.00
155,875. 00
$,680.00
1,173,855.00
2,687,071.30
1,159,032.90
1,277,500.00
99,323. 85
191,276.50
532,678.00
20,160.00
307,000.00

- 4.53
5.23
4.99
7.53
4.69
3.02
3.09
2.89
3.55
2.75
3.07
3.18
4.09

6,972, 562. 00

36, 592, 528. 35

25,917,732. 79

16,400,850. 05

195,380. 48
162,608.15
49, 521. 52
85,712. 96
133,465.67
14,094. 47
52,250. 64
101. 281. 26
92,361.19
149,146. 57
49,491. 09
423,060. 66
26,574. 45
52,740. 66
2,830.18
25,523. 97
22,984. 04
2,933. 90
65,485. 32
208, 581. 62
154, 387. 32
158,189.19

1,183, 494. 73
619,479. 97
469,093. 07
340,890. 27
911,004. 40
38,901. 39
508,300.17
614,796.95
279,544. 78
272,877. 37
482,615.37
2,361,797.14
247,248. 98
193,457. 02
52,765. 07
240,978. 95
159,179. 67
87,735. 38
300,210.29
662,009.32
522,078.12
955,193. 73

832,981. 71
435,317. 53
473,385. 56
394,947.19
888,295.12
52,341. 50
458,003.96
678,162. 92
239,792. 35
199,219. 44
366,451. 09
3,131,816. 00
212,213.18
217,267.05
32,913. 34
240, 781. 82
228,859. 71
72,176. 49
273,983.14
523,433. 37
221,055. 78
698,925. 65

518,819.32
391,060.00
267,750. 00
192,850. 00
484,660. 00
25,000. 00
434, 550. 00
373,650.00
138,950. 00
112,750. 00
205,000. 00
1,948,983. 30
143, 500. 00
72, 500. 00
16,500. 00
411,500. 00
80,000. 00
10,000. 00
161,300.00
438, 577. 00
190, 300- 00
416, 000. 00

2,228,605. 31

11,503,652.14

10,872,323. 90

733,286.58
382,451.03
227,936.37
54,933.63
235,932. 46
50,519.33
509,354. 55
654,679.88
161,848.43
66,280.55
110,003.36
104,400.74
140,843.33
90,460. 65
204,481. 29
245,876.59
8,057.50
38,678. 58
431.96

3,308,829.29
858,779. 62
902,300.77
368,369. 47
1,648,941. 68
549,968.09
2,672,547.19
4,432,538.87
1,289,146.49
595,618.86
365,874.54
621,603.76
1,537,498.32
615,684. 29
502,028.24
1,859,861.21
159,220.79
171,131. 57

1,662,604. 78
643,683. 74
492,128.30
190,277.17
1,162,655.39
321,539.98
1,894,907.07
1,975,016.58
706,516.90
248,292. 56
129,243. 23
314,963. 60
423,878.80
395,529. 68
220,910. 75
1,307,543.68
23,215.87
148,691.97
35,275.50

27,568.98




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e
t
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i
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1(
1
11
1,
1'
1,
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2(

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4
4

4
5
5
5

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6

228

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 57.—ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS
FROM JANUARY 1, 1909,

Location.

63
64
65

Missouri
Kansas City
St. Joseph
St. Louis

66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83

North Dakota
South Dakota
Nebraska
Lincoln
Omaha
Kansas
Kansas City
Topeka
Wichita
Montana
Wyoming
Colorado
Denver
Pueblo
New Mexico
Oklahoma
Muskogee
Oklahoma City

84
85
86
87
88
89
90
91
92
93
94
95
96
97
98

Washington
Seattle
Spokane
Tacoma
Oregon
Portland
California..
Los Angeles
San Francisco
Idaho
Utah
. . .
Salt Lake City
Nevada
\rizona
Alaska

00

Hawaii
Porto Rico

Number of Capital stock.
banks.

101
7
4
9

Middle Western States. 1,952

Western States

Pacific States
100

Island possessions
United States




132
90
204
4
5
200
3
3
3
39
29
104
6
3
41
226
3
4

$5,985,000.00
4,100,000.00
1,100,000.00
20,600,000.00

Surplus.

Capital and
surplus.

Gross
earnings.

$2,354,170.84
2,026,000.00
500,000.00
11,950,000.00

$8,339,170.84
6,126,000.00
1,600,000.00
32,550,000.00

$937,823.93
1,566,332.23
331,589.89
3,371,439.30

239,368,100.00 115,890,547.51
4,685,000.00
3,510,000.00
9,775,000.00
950,000.00
2,800,000.00
10,417,500.00
1,000,000.00
300,000.00
400,000.00
3,935,000.00
1,585,000.00
6,385,000.00
2,850,000.00
500,000.00
2,020,000.00
8,730,000.00
550,000.00
600,000.00

1,391,375.00
726,080.00
3,568,620.60
221,000.00
1,700,000.00
3,606,314.46
700,000.00
18,500.00
350,000.00
1,955,500.00
920,080. 00
2,398,550. 00
2,030,000.00
400,000.00
689,686.05
2,497,844.86
150,000.00
212,000.00

355,258,647.51 45,012,029.74
6,076,375.00
4,236,080.00
13,343,620.60
1,171,000.00
4,500,000.00
14,023,814.46
1,700,000.00
318,500.00
750,000.00
5,890,500.00
2,505,080.00
8,783,550.00
4,880,000.00
900,000. 00
2,709,686.05
11,227,844.86
700,000.00
812,000.00

856,676.30
803,644.51
1,913,402.12
227,433.91
910,019.99
2,063,761.85
331,969.86
90,170. 41
136,304.93
1,143,857.69
401,105. 54
1,346,846.07
1,194,377.73
150,722.84
540,157.91
2,056,852.85
164,734. 37
176,958.06

60,992,500. 00 23,535,550.97

84,528,050.97 14,508,996.94

56
4
4
2
60
4
124
10
10
39
16
3
10
13
2

3,415,000.00
1,950,000.00
2,800,000.00
500,000.00
3,201,000.00
1,500,000.00
12,222,800. 00
5,650,000.00
16,550,000. 00
2,060,000.00
980,000.00
1,000,000.00
1,782,000.00
930,000.00
100,000.00

1,660,425.00
1,750,000.00
700,000. 00
650,000. 00
1,307,620.28
1,617,500.00
5,208,316.05
2,420,300.00
8,596,500.00
1,055,352.95
349,165. 50
740,000.00
471,750.00
585,000.00
60,000.00

886,888.05
5,075,425.00
711,019.66
3,700,000.00
868,607.07
3,500,000. 00
184,621. 76
1,150,000.00
597,434.17
4,508,620. 28
528,011.84
3,117,500.00
17,431,116. 05 2,451,253.63
8,070,300.00 1,149,288.73
25,146,500. 00 2,090,952.18
663,084.86
3,115,352.95
265,698. 00
1,329,165.50
238,558.05
1,740,000.00
273,137.59
2,253,750. 00
252,272.08
1,515,000.00
38,564.70
160,000.00

357

54,640,800.00

27,171,929.78

81,812,729.78 11,199,392.37

4
1

610,000.00
100,000.00

159,412. 60
15,000.00

769,412. 60
115,000.00

61,282.97
6,953.51

710,000.00

174,412.60

884,412.60

68,236.48

1,099

5
6,797

919,136,775.00 590,909,979.30 1,510,046,754.30 179,515,861.98

229

KEPORT OF T H E COMPTROLLER OF T H E CURRENCY.
OP NATIONAL B A N K S IN THE U N I T E D STATES—Continued.

TO JULY 1, 1909—Continued.
Ratios.

Charged off.

Net earnings.
Losses and
premiums.

Dividends.

Expenses and

taxes.

Net earn- Dividends
Dividends
ings to
to capital

capital and
surplus.

and
surplus.

to capital.

$52,743.58
269,302.03
21,031.86
419,117.58

$473,455. 46
946,779. 96
267,692.84
1,961,161.47

$411,624.89
350,250.24
42,865.19
991,160.25

$291,225.00
181,000.00
40,000.00
1,068,000.00

Per cent.
4.94
5.72
2.68
3.34

Per cent.
3.49
2.95
2.50
3.28

Per cent.
4.87
4.41
3.64
5.18

4,782,651. 86

26,136, 601. 76

14,092,776.12

10,809,969.46

3.97

3.04

4.52

118,420.80
66,656.00
197,518.75
40,796.03
152,538. 61
379,928.74
13,409.04
16,961.71
2,030.65
192,396.73
34,122.89
161,620. 65
350,249.72
4,777.35
58,422.33
215,644. 61
31,639.61
9,748.95

616,383.08
550,876.31
918,160. 42
129,037.58
554,768. 59
911,030.05
203,651.45
35,185.10
66,001.72
410,268.69
199,987.59
664,040.02
640,866.11
90,180.89
269,631. 61
975,096.47
76,464.99
75,728.41

121,872.42
186,112.20
797,722.95
57,600.30
202,712.79
772,803.06
114,909.37
38,023.60
68,272.56
541,192.27
166,995.06
521,185.40
203,261.90
55,764.60
212,103.97
866, 111. 77
56,629.77
91,480.70

206,550.00
198,100.00
644,176.73
82,250. 00
104,500.00
598,476.67
68,000.00
11,550.00
37,750.00
295,150.00
108,500.00
475,789.58
188,500.00
38,000.00
131,500.00
711,414.00
41,000.00
129,000.00

2.01
4.39
5.98
4.92
4.50
5.51
6.76
11.94
9.10
9.19
6.67
5.93
4.17
6.20
7.83
7.71
8.09
11.27

3.40
4.68
4.83
7.02
2.32
4.27
4.00
3.63
5.03
5.01
4.33
5.42
3.86
4.22
4.85
6.34
5.86
15.89

4.41
5.64
6.59
8.66
3.73
5.74
6.80
3.85
9.44
7.50
6.85
7.45
6.61
7.60
6.51
8.15
7.45
21.50

2,046,883.17

7,387,359.08

5,074,754.69

4,070,206.98

6.00

4.82

6.67

141,540.32
73,043.42
124,954.32
16,717.33
113,887.10
117,064.65
240,618.13
91,925.71
310,708.75
88,281.81
17,197.42
10,467.24
56,045.41
34,657.23
2, 111. 00

416,162.17
275,347.40
288,677. 47
90,788.39
324,039.19
256,749.86
1,063,854.87
514,962.21
779,637.75
269,418.80
113,009.22
136,969.11
150,465.89
127,007.97
34,664.77

329,185. 56
362,628.84
454,975.28
77,116.04
159,507.88
154,197.33
1,146,780.63
542,400.81
1,000,605.68
305,384.25
135,491.36
91,121. 70
66,626.29
90,606.88
1,788.93

456,148.20
155,500.00
855,500.00
29,000.00
164,350.00
100,000.00
561,490. 50
318,000.00
586,500.00
285,500.00
73,500.00
75,000.00
56,920.00
74,500.00
42,500.00

6.49
9.80
13.00
6.71
3.54
4.95
6.58
6.72
3.98
9.80
10.19
5.24
2.96
5.98
1.12

8.99
4.20
24.43
2.52
3.65
3.21
3.22
3.94
2.33
9.16
5.53
4.31
2.53
4.92
2.66

13.36
7.97
30.55
5.80
5.13
6.67
4.59
5.63
3.54
13.86
7.50
7.50
3.19
8.01
4.25

1,439,219.84

4,841,755.07

4,918,417. 46

3,834,408.70

6.01

4.69

7.02

968.28

26,884.28
4,135.90

33,430.41
2,817.61

18,775.00

4.34
2.45

2.44

3.08

968.28

31,020.18

36,248.02

18,775.00

4.10

2.12

2.64

19,335,730.66

94,095,148.45

66,084,982.87

45,907,367.66

4.38

3.04

4.99




62
63
64
65

66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83

84
85
86
87
8S
89
90
91
92
93
94
95
96
97
98

99
100

230

REPORT OF THE COMPTROLLER OF THE CURRENCY.

N o . 58.—RATIOS TO CAPITAL, AND TO CAPITAL AND SURPLUS, OF T H E E A R N I N G S
TORY, PROM M A R C H 1, 1905,

[Figures in bold-faced

Ratio of dividends to capital for 6 months ended—

Georgia

5
6
8

9

o
o
3
Q

1
8
9
>0
>^
)O

>

6
>
7

3.9

6.4
2.9
3.1
2.8

3.5
3.1
3.3
2.9
3.4

July 1
1907.

Jan. 1
1907.a

Sept. 1
1906.
4.0

4.0

fl O5
l-s

4.1

4.5
3.1
3.4
3.0
3.2

3.6
3.3
3.6
3.1
3.3

3.7
3.5
3.6
8.5
3.3

4.1

4.1

4.3

9.2
4.1
6.6

8.7
6.0
6.7

6.2
4.0

4.9

o o
5.6

5.2
6.9
6.7

5.2
5.0
7.3

6.3
6.8
7.7

3.5
3.1
3.1
2.8
3.3
11.0
7.2
4.6
7.9

5.6
3.8

4.9
4.2

5.5
5.6

5.5
4.2

4.4
6.4

4.4 4.4
5.8 12.5

3.4
3.1
3.1
2.8
3.2

4.2

IS

P
5.1
2.1
2.1
2.1
2.2

4.4

4.7

O O

5.4
6.1
4.9

5.9
7.4
4.9

3.0
3.3
2.5

3.1
2.4
2.6

3.7

5.7
4.1

6.3
4.1

5.7
4.2

3.2
2.1

5.1
4.9

5.1
5.0

5.1
4.9

2.8
2.4

5.1
5.1

2.0
2.5

4.1

4.5

4.2

4.3

4.2

2.0
2.7

5.3 4.7
4.1 4.3
4.0 12.0
5.1 15.7
4.8 4.7 5.4
3.9 3.6 3.9
4.4 11.2 4.6

3.7
4.2
8.0
5.8
4.7
3.7
3.6

4.1
4.2
4.0
6.0
4.3
5.8
3.9

3.7
4.2
8.0
5.8
3.9
4.8
4.0

2.2
4.2
2.5
7.5
2.5
2.6
3.6

2.2
4.2
5.0
3.0
2.7
2.5
3.2

4.1

4.0

3.5
6.4
8.0
5.1
4.1
3.4
4.4
3.8
3.5
2.8
4.4
41
7.0
4 7
4.7
39
7.1
4.1

5.6

4.0

5.9

4.0

4.7

4.0
3.5

3.9
3.5

4.0
3.5

5.3

8.8

3.3
4.6
3.7
4.2
4.6
6.1
6.0
5.0
4.5

3.6
4.7
3.5
2.0
4 4
2.6
6.0
5.0
5.7

5.0

4.4

2.5

2.4

3.8
4.3
4.0
5.4
4.8
3.5
4.9

3.9
3.0
14.5
6.2
3.9
27.2
16.8
3.7
8.0
4.9
3.6
4.3 26.1

5.4 3.9
3.8 3.0
4.5 8.2
50 35
5.5 7.1
43 2 6
4.0 3.4
98 76
7.3 18.3
5.5 4.8
3.6 3.9
5.7 4.0
3.1
1.3 13 0 1.3

4.5
3.0
5.0
5.3
5.2
5.2
3.6
5.5
6.1
4.0
3.9
3.2
3.3
10.5

3.9

5.6

3.9

5.8

3.4

3.9
3.3

3.9
33

3.9
3.3

3.9
3.3

4.1
3.2

9.8

4.2

3.8

4.2

4.3

4.0

5.0
4.7
4.0
6.0
4.4
2.6
4.3
4.9
4.8

3.5
4.6
4.1
4.0
4.8
2.6
5.2
5.0
5.0

3.7
4.8
4.1
3.5
4.2
2.7
5.4
4.9
5.0
36
3.8
4.1

2.5
3.0
2.9
3.0
3.4
4.2
4.2
3.3
3.3

2.7
3.4
2.7
1.6
3,3
1.8
4.3
3.3
4.9,

2.8

2.8

4.4
2.9

3.4
1.6

4.8
5.0
3.2
4,7

4.8
2.6

3.8

84

9, 3
2.2
4.1

4.8
5.9
3.9
6.2
3.2
3.6

4.0
66
3.9
4.9
4.4
36

3.0
16
2.5
4.0
3.4
1.4

5.1
2.2
2.5
4.2
3.2
1.3

7.1

5.2
4.4

3.3
7.2

2.9
4.2

4.6
3.9
4.4

q A

4.0
2.8
4.6
4.6
5.5
5.9
36.6
7. 4
7.3
4.1

3.4
4.3
4.0
3.5
4.5
2.7
4.8
4.9
4.7

4.0

3.9

5.4
4.3
4.1
3.5
4.6
6.9
6.8
4.9
5.9

3.5
4.1
5.3
3.4
4. 4
6.7
5.2
4.9
5.1

4.0 3.4
4.5 4.5
4.0 4.0
3.7 3.7
5.0 6.3
2.8 11.5
5.0 5.6
4.6 4.8
5.1 4.6

3.9

3.9

3.9
3.2

2.2

3.3

4.9
4.0

5.0
3.2

7.5
3.8
4.2
5.2

4.6
3.8
3.5
5.0

7.0
5.0
5.3
4.9

5.1
4.2

4.4 6.9
7.5 9.4
3.3 10.2
4.7 5 ?,

4.6 4.8
2.9 3.6
3.0 3.3
4.4 4.3
7.9 16.2
2.2 3.6

5.0
4.3
3.3
4.5
6.4
3.1
65

3.1

3.8

4.4
2.2

5.0
2.0

4.9
2.9

5.4
2.9

5.8

4.7

7.0

3.9

39 35
10 8 2 8
4.6 5.1
4.7 8.0
2 1 2.9
3.0 3.0
5.1 5.5
5.2 4.8
1.8 1.8

35

35

3.6

2.7
5.3

5.2 6.5
5.0 15.3

5.5

3.3

3.6

5.7
38

5. 4
5.0
1.8
3.3
4.5
5.4
1.8

5.3 6.1 4.6
3.3 3.3 3.3
3.7 3.7 8.5
3.8 5.4 4.5
5.3 4.7 4.0
3.8 5.6 3.8
3.4 4.0 3.7
4.1 8.8 6.4
6.2 6.6 6.1
4.9 5.2 3.7
2.6 2.6 2.6
4.3 3.8 14.2
3.3 9.2 3.8
1.0 11.5 1.0

4.0
3.3

3.6




2.9

2.7
2.2
2.0
2.0
2.2

5.8
4.0

3.9

5.5
8.5

5.5
7.0
6.4

2.9

3.7
3.6
4.1
3.2
3.3

5.1
4.9

4.0
2.8
4.4
4.1
5.7
4.0
5.2
7.1
6.3
5.3

. . . .

3.8
3.3
4.4
3.3
3.3

5.6
4.2

3.5
6.5
4.0
12 6
3.9
3.5
5.0

. . .

4.3

3.6
3.4
3.9
3.6
3.3
43
15.0
7.4
5.2

4.4 4.9
5.7 24.7

4.0

Savannah

Florida
Alabama
Mississippi
30 Louisiana
New Orleans
31
3° Texas
Dallas
33
Fort Worth
34
Galveston
35
Houston
36
San Antonio
37
Waco
38
?0 Arkansas
10 Kentucky
Louisville
11
Tennessee
13 Ohio
Cincinnati
44
Cleveland
45
Columbus
46
Indiana
17
In dianapolis
48
Illinois
49
Chicago
50
51 Michigan
Detroit
5°
Wisconsin
53
Milwaukee
54
Minnesota
Minneapolis
56
St Paul
57
Iowa
50
Cedar Rapids
Des Moines
fin
Dubuque
61
Missouri
62
Kansas City
63
St Joseph
St Louis
66 North Dakota

fS

COOOOOC
CO* CO 00 tC

i4
>5

A

3.8

COOOOOC
CO CO •* tc

23

3

O O5
C3i-I

P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct.
3.6 3.6 3.5 4.3 3.8 3.6 3.7 3.5 2.4 3.4 2.8 2.7
40
4.0 4 1 4 . 1

Maine
New Hampshire
Vermont . .
Massachusetts
Boston .
Rhode Island
Connecticut
New York
New York City
Albany
Brooklyn
New Jersey
Pennsylvania
Philadelphia
Pittsburg
Delaware
Maryland . .
Baltimore
District of Columbia
Washington
Virginia
West Virginia
North Carolina

o

Mar. 1
1906.

Sept. 1
1905.

State, reserve city, and Territory.

Ratio of
dividends
to capital
and surplus for 6
months
ended—

6.5 6.5
4.4 11.1

4.7 5.3
16.5 10.2
3.6 3.6
0.9 4.5
4.7 2.7
3.5 3.6
66 73
5.1 9.2 4.4

a For 4 months. Abstract period changed.

9.8

4.0

3.7
3.4

2.8 2.4
2.2 2.2
3.0 3.0
3.4 3.3
4.2 5.3
2.5 2.9
1.9 1.5
5.5 3.0
3.3 •3.5
3.7 2.9
3.6

2.1

4.5

3.1

3.2 3.0
9, 4 9, 4

3.7

6.7

KEPOBT OF THE COMPTROLLER OF THE CURRENCY.

231

AND D I V I D E N D S OF NATIONAL B A N K S IN EACH STATE, R E S E R V E CITY, AND T E R R I TO J U L Y 1, 1909.

Ratio of dividends to capital and surplus for
6 months ended—

Ratio of earnings to capital and surplus for 6 months
ended—

Mar. 1
1906.

type indicate loss.]

is

P

gi

. °°

00

0

P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P. ct. P.ct.
2.7
3.0
2.8
2.2
2.2
2.1
2.4
2.7
3.6
3.2
2.7
3.1
3.1
2.0
5.2
2.5
2.2
2.5
2.5
3.4
3.0
2.9
3.2
3.3
2.7
2.2
3.1
3.6
4.1
3.7
21.6
5.7
4.7
2.8

"iT
3.6
3.2
2.4
3.9
4.0
3.1
2.9
2.7
3.5
4.7
4.8
3.2
4.2
2.4
3.9
1.5
5.7
2.7
2.2
4.3
3.2
1.3
2.8
3.5
3.5
1.3
3.8
13.1

3.3
2.9
2.8
2.2
2.0
2.0
2.2
7.3
3.9
2.3
2.8
3.0
2.3
1.9
2.6
2.3
2.2
2.5
5.0
3.4
3.0
2.7
3.1
3.6
2.6
2.1
10.3
4.8
2.8
18.6
11.5
2.8
4.8
3.0
3.0
17.6
.9
2.9
3.0
2.3
7.8
2.5
3.1
2.9
2.7
3.4
1.8
3.3
3.1
3.2
2.9
3.8
2.2
3.0
2.2
2.0
4.2
3.0
2.2
2.5
3.4
4.8
1.6
3.8
3.7

2.8 2.6 2.7
2.9 2.9 2.8
3.5 2.8 2.8
2.2 2.3 2.4
2.0 2.1 2.1
2.0 2.1 5.4
2.2 2.2 2.2
2.6 2.6 2.7
4.6 4.5 3.0
2.0 2.9 3.4
2.7 2.7 2.7
3.3 2.9 3.0
2.1 2.2 2.1
2.1 2.1 2.1
11.8 2.5 2.5
2.5 2.3 2.5
3.2 2.9 2.3
2.7 2.7 2.7
2.5 6.0 2.0
3.0 9.3 3.2
3.6 3.3 3.0
2.5 2.6 2.3
7.7 3.4 3.7
3.6 3.1 3.6
3.4 2.4 2.8
2.5 2.0 2.0
3.1 5.7 3.5
3.7 2.6 3.8
3.7 5.0 3.6
2.8 1.6 3.3
2.7 2.2 2.4
6.9 5.4 3.9
4.6 11.7 4.2
3.3 2.8 2.3
3.0 2.9 2.9
3.6 2.4 2.0
2.5 2.6
.9 7.7
8.9
3.9 2.9 4.2
3.0 3.0 2.9
2.3 2.3 2.3
3.1 2.9 2.8
2.5 2.8 2.4
2.9 3.1 3.0
3.5 2.9 2.9
2.7 2.8 2.8
3.3 3.6 4.7
4.6 1.9 8.4
3.5 3.4 3.8
3.1 2.9 2.9
3.5 3.5 3.2
3.0 2.9 2.5
4.0 3.2 3.7
2.0 2.3 2.8
5.7 3.4 5.1
2.2 2.2 2.7
2.7 2.3 3.3
4.0 3.8 3.7
3.0 3.1 3.0
2.5 2.9 11.5
2.7 2.7 2.9
3.2 3.4
.7
8.0 3.3 2.4
2.5 2.1 2.4
3.7 4.1 4.1
9.2 4.2 7.4




2.5
2.9
2.8
2.3
2.3
2.2
2.2
2.7
7.6
3.6
2.4
3.0
2.1
2.1
2.5
2.3
2.3
2.7
4.0
3.3
2.9
2.4
2.7
4.8
3.3
2.1
2.5
2.7
3.6
2.3
2.3
2.8
4.2
2.8
22
2^6
2.6
.7
2.5
3.1
22
2.7
3.5
3.1
2.9
4.7
3.2
1.9
2.9
3.0
3.4
1.6
3.7
2.2
3.2
4.0
2.0
3.5
2.7
9.0
2.9
3.3
1.7
2.5
4.6
3.5

1.7
2.8
3.0
2.2
2.5
2.1
2.2
2.7
2.7
3.0
2.3
3.3
2.1
2.1
2.5
2.4
2.4
2.6
2.0
3.4
2.7
3.8
3.0
3.3
4.0
2.1
2.6
3.9
3.4
3.4
2.7
6.0
4.6
3.1
2.1
2.3
6.9
8.2
4.0
2.9
2.2
3.0
2.5
3.1
2.8
3.0
3.6
1.8
3.5
3.0
3.4
2.5
3.7
2.9
5.0
4.8
6.1
3.9
2.7
5.1
3.2
4.5
2.1
2.5
4.4
7.6,

2.5 3.7 3.7
2.9 5.0 3.6
2.8 3.5 5.3
2.4 2.4 2.7
2.3 2.5 2.8
2.1 2.3 2.3
2.2 2.4 3.1
2.9 4.5 4.5
2.9 4.0 4.5
3.6 1.3 3.1
2.2 6.3 4.2
3.0 4.2 4.4
2.2 4.7 4.6
2.0 3.8 3.3
2.4 4.5 4.1
2.3 4.6 4.0
2.2 3.5 3.3
2.7 3.4 3.4
4.0 6.2 4.3
3.3 11.3 4.2
2 4 l4.9 4.9
3.1 4.5 3.8
3.0 5.5 5.5
3.3 2.7 8.0
2.9 5.4 7.2
2.0 4.2 4.0
6.3 7.0 7.2
3.1 5.9 7.7
2.9 4.3 7.5
2.3 5.7 9.2
2.4 4.3 5.1
4.4 6.0 6.8
3.9 1.9 5.1
2.0 4.6 7.6
2.1
10.1 ~6.T "% 2
2.8
.7
2.9 7.6 5.2
2.8 3.8 4.0
2.3 4.0 2.9
3.0 5.1 5.6
2.6 3.7 3.3
3.2 5.5 3.7
2.8 4.2 3.8
2.7 3.6 2.1
3.1 4.3 4.6
1.9 3.9 5.9
3.6 5.6 5.2
2.9 3.2 4.3
3.3 4.0 3.8
2.7 3.4 4.1
2.9 5.2 5.1
2.8 4.7 3.5
3.5 8.1 4.1
2.5 4.0 3.5
1.9 5.7 5.1
3.5 4.4 4.5
2.3 2.9 5.3
4.7 1.1 3.7
3.2 2.4 2.1
3.5 5.8 6.0
3.0 6.2 2.4
2.5 8.8 14.1
3.3 5.3 3.9
3.4 1.0 4.4

4.2
5.1
3.9
3.2
3.4
3.2
3.6
4.4
5.7
4.6
5.5
4.9
4.8
3.7
4.4
4.1
3.6
3.7
5.8
5.2
4.9
4.8
5.6
.3
6.4
2.5
8.7
7.4
4.2
6.1
5.3
G.2
4.7
6.2
4.0

3.9
4.9
4.6
3.7
4.5
3.7
3.4
5.3
6.1
3.8
7.2
5.3
4.5
4.8
4.3
4.3
3.9
3.1
3.2
4.5
5.3
4.9
5.9
6.6
7.9
3.5
7.8
7.5
7.6
9.2
4.C)
7.4
9.5
8.5
3.9
7.7

5.3
7.3 6.2
3.5 4.0
2.9 3.1
6.1 5.3
3.8 3.7
4.3 3.7
4.3 2.1
4.0 3.9
5.2 4.9
5.9 3.9
5.9 5.0
4.2 5.6
5.4 5.2
3.5 4.9
5.3 5.6
3.0 5.1
8.2 3.9
5.1 4.5
6.4 5.2
4.4 5.3
5.2 6.4
.2 5.4
3.3 3.7
5.1 5.2
7.1 12.0
32.5 16.3
4.9 4.9
17.3 4.7

4.4 4.1 3.3
3.6 3.0 2.3
5.4 4.9 5.0
3.7 4.3 4.2
5.0 4.0 3.9
3.7 4.0 3.9
3.9 4.0 3.7
3.7 2.9 3.6
4.9 4.3 5.2
2.9 3.5 3.3
4.6 4.4 7.5
4.2 2.0 3.0
3.6 3.5 3.2
2.9 3.0 3.0
4.8 4.5 3.9
4.0 4.2 4.5
7.3 5.6 3.2
7.4 4.7 5.2
4.2 7.8 4.7
4.2 4.0 5.0
4.4 3.7 3.2 14.8 4.8 7.5
4.9 4.8 4.4
4.2 4.7 4.7
5.1 4.6 4.4
3.0 3.7 3.0
4.5 4.9 3.8
3.8 3.2 3.1
3.8 3.8 3.8
8.5 2.8 2.9
4.5 3.9 3.8
3.6 4.1 3.6
2.9 2.8 2.7
3.8 3.5 3.7
3.8 3.9 3.3
2.5 2.8 3.1
5.3 2.6 4.1
3.0 3.8 3.2
5.4 10.3 4.6
4.9 4.4 4.1
4.0 4.4 3.8
2.5 4.5 4.4
4.9 4.7 4.6
4.0 3.0 3.5
5.4 4.6 4.7
5.4 4.5 5.3
2.5 9.6 2.4
8.3 3.4 6.7
6.2 7.5 4.4
6.0 4.2 5.4
3.2 4.7 4.1
4.6 4.1 4.2
7.6 8.6 7.2
5.7 7.2 6.6
6.0 3.7 5.7
5.7 7.3 3.4
5.6
4.8 7.2 2.8
.6 5.0
6.0 7.5 3.8
6.3 3.0 4.1
4.9 4.0 4.3
4.6 6.5 3.5
7.5 8.7 4.7
6.5 5.4 7.1
6.3 5.1 5.8
11.4 8.8 5.0
6.8 8.4 4.7
6.5 6.2 6.0
7.0 7.1 3.5
4.9 4.8 4.2
7.2 8.4 3.7
4.4 2.8 5.9
6.0 4.9
5.3 7.4 7.9
5.9 5.5 5.1
6.6 7.8 5.2
5.6 5.0 5.0
6.9 4.6 5.8
3.9 4.0 3.1
4.2 3.5 3.3
2.7 3.5 3.5
2.3 1.6 2.7
6.0 5.8 6.5
4.7 4.5 5.0
4.2 3.9 4.7
3.7 3.8 3.3
3.9 4.0 3.8
3.4 3.6 3.2
4.8 4.3 4.6
4.4 3.6 3.7
4.7 5.3 4.8
3.7 2.8 3.8
5.6 5.3 5.2
4.3 4,7 4.2
4.5 4.2 4.1
6.1 5.2 4.7
4.8 5.2 4.4
5.9 5.2 5.6
5.9 6.7 4.9
5.8 3.3 4.3
6.2 5.3 4.5
5.1 4.5 5.1
5.6 6.2 4.4
3.1 3.7 3.6
5.8 5.5 5.2
5.3 4.8 2.8
4.8 4.5 3.7
4.5 4.2 3.8
9.5 5.0 7.3
4.2 6.9 2.8
5.7 5.3 7.0
4.6 4.2 3.8
7.5 5.4 5.6
3.9 5.2 3.2
5.1 6.1 4.6
5.3 4.5 5.5
7.1 8.8 4.7
1.8 4.9 3.3
5.6 7.6 8.7
7.2 5.7 11.9
4.9 5.3 4.7
4.1 4.2 4.8
5.8 5.8 4.8
4.8 5.1 4.9
7.4 7.3 5.4 20.9 6.1 5.7
6.9 6.7 1.6
5.5 3.5 2.7
3.1 4.8 5.4
4.4 4.1 3.3
11.0 2.9 12.2
3.0 12.9 2.0

a For 4 months. Abstract period changed.

1
2

a
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66

232
No.

REPORT OF T H E COMPTROLLER OF T H E CURRENCY.
5 8 . — R A T I O S TO CAPITAL, AND TO CAPITAL AND S U R P L U S , OF THE E A R N I N G S

TORY, FROM MARCH 1, 1905,
[Figures in bold-faced

Ratio of dividends to capital for 6 months ended—
State, reserve city, and Territory.

67 South Dakota

90
91
92
93
94
95
96
97
98
99

100
101

Nebraska
Lincoln
Omaha
Kansas
Kansas City
Topeka
Wichita.
Montana
Wyoming..
Colorado
Denver.
Pueblo
New Mexico.
Oklahoma.
Muskogee
Oklahoma City
Indian Territory
Washington
Seattle
Spokane
Tacoma.
Oregon
Portland
California
Los Angeles.
San Francisco.
Idaho
Utah
Salt Lake City
Nevada
Arizona
Alaska
Hawaii
Porto Rico
Average




4.
a For 4 months. Abstract period changed.

Ratio of
dividends
to capital
and surplus for 6
months
ended—

233

EEPOBT OF THE COMPTROLLER OF THE CURRENCY.

AND DIVIDENDS OF NATIONAL BANKS IN EACH STATE, RESERVE CITY, AND TERRITO JULY 1, 1909—Continued.
type indicate loss.]

Mar. 1,
1906.

Ratio of dividends to capital and surplus for Ratio of earnings to capital and surplus for 6 months
6 months ended—
ended—

ll ii

a

d§

%% d§

i

*~*

fi

QO

13

P.ct. P.ct. P.ct P.ct. P.ct. P. ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P. ct- P.ct. P.ct. P. ct.
9.7 5.0 8.6 4.9 9.5 6.4 10.0
4.3
3.8 4.6 5.5 5.4 5.5 6.5 4.7
2.8 9.0 4.4 67
4.8
1.6
2.6
4.5
3.0

4.2
6.2
2.6
4.8
3.0

3.2
6.8
9.2

5.4

4.7
3.6
2.9
6.9

10.8
5.1
4.2
3.6

3.5

5.7

4.3

22.0
2.5
6.0
3.7

3.1
9.7
7.7
5.7
4.8
8.4
6.9

4.4
1.9
2.4
4.4
4.4

4.9
2.7
2.4
3.8
4.0

3.2

1.8
5.6
3.2
3.9
3.9
3.8
4.7
4.4

16.4
3.3
6.1
2.8

3 8
5.3
7.7

3 4 4 3 51 4 8
6.1 13.6 9.2 6.9

4.8

12.2
2.5
4.7
3.9

5.0
4.4

28.3
1.3
5.1
6.7
3.0
2.4
5.4
6.1
2.6
2.0

2.9
8.9
5.8
5.1
3.4

4.7
5.1

7.8

9.0
4.2

3.4
3.4
2.1
3.0
2.4

4.1
3.2
2.8
4.5
3.0
5.1
4.1
2.1
2.3
5.6
1.4
2.4
2.6

3.6
3.2
3.2
3.9
2.3
9.2
5.5
4.3
2.5
4.9
2.7
2.4

3.7

3.1

3.0

4.9
4.0
2.7
6.7
2.5
6.9

II. 6
3.6
6.4
3.6
2.2
3.7
8.0
5.0
.9
6.3
6.5
2.4

2.2
3.3
2.5
3.8
2.3
4.1
5.5
3.2
2.7
4.0
7.4
2.3

2.7

9.1
4.1
2.7
2.7
1.1
2.5
0.0

3.4

3.1

3.7

12.9
2.5
2.7

3.5 3.9

4.9
6.3

4.3
4.5

7.5
5.4
2.9
3.8
2.2
5.4
4.3
4.6
1.3
2.6

4.6
7.6

5.8
4.0

10.0

4.4
2.9
4.4

5.0
5.0
4.3
5.4
3.9

59
15.9

3.8

10.6

3.3
8.9
7.8
5.2
3.4

3 8 3 8 4 2

3.6

3.1
6.6

4.8
7.0
2.3
4.3
4.0

2 5 2 4 3 6

4.1

8.6

4.2
3.2
2.7
4.9
4.8




2 9 5 8 24 4
4 7 2.6 2.5

11.5

0.0

6.2
5.7
5.7
6.7
3.8

5.3
5.4
5.8
6.6

6.6

2.6
1.8
7.5
6.0
5.3

11.3
10.7
9.4
5.7

7.2
7.7

.H

5.6
7.5

5.9
6.1
5.9

6.2
7.5
7.7
5.3
5.8

7.4

8. 2

12.3
12.3

9.6
8.6
4.8
6.9

5.8

11.1.

7.3
7.0

7.5
8.3

6.3
8.8

7.0

9.0
7.5
9.3

7.1
9.0
7.1
7.5
8.5

6.7
6.9
7.3
6.3
5.7

7.3

7.4

3.5

11.9

9.0
6.4
6.6
4.3

9.1

12.8
6.3
6.3
3.4

10. 3 11.3
8.9
6.2
7.3
8.4
6.8
4.8

7.3
4.7
4.8
8.7
6.0
3.7

9.5
5.7
6.5

10.1
4.4
8.1
8.9
5.1
6.2
6.2
6.8
3.3

6.8
7.8
5.9
8.5
4.0
7.4
7.5
2.4
5.8

10.9

15.7
3.1

6.2
7.9
5.5
6.9

9.3
9.8
9.6

9.0
3.1

7.4
4.9

4 3 4 9

9.7

10.3 11.0

8.6
5.8

8.3
9.1
7.8
6.3
4.4

11.6
10.4
9.3
8.1
9.8

7.4
9.7
6.6
7.9
4.9
9.9
9.7
8.8
4.0

7.8
6.5
4.9
6.2
4.1
9.5
2.5
8.9
3.6

6.0
4.9
4.5
5.5
6.8

11.8
6 4 11 9
8.7

16.8 10.1 12.9 11.0 12.2
13. 3 8.5 12.6 6.7 13.1

61 85 60 8 3 6 5 7 6
12.4 4.8 12.2 11.3 14.9 10.0 9.5
15.8 10.1 13.4 17.6
10.8

6.4
9.1
4.8
5.8
5.5

6.5
6.6

8.6

6.6
7.8

7.8

9.1
9.2
6.7
5.9
4.2

10.8
4 1 4 2 6 2
6.6

7.8
7.7

81
11 3

6.6
7.3

8.7
6.1

6.5

5.4
8.1
4.2

5.8
3.6
5.2
6.0
3.6
9.4
6.4

3.5
5.0
6.6
6.7
4.0
9.8

9 8
7 4 10 3 13 0
7 8 8 5 6 7
5.5

3.5
4.5
8.4
3.1
5.2
8.8

1.7
4.7

10.2
5.2
3.0

6.5 6.0
11.6 10.0
3.5 25. 3 15.1 22.4 10.8 9.0 1.1
3.3 3.7 3.8 4.7
4.4 3.6 4.3
3.4 1.3 4.8 1.2 3.6 .8 5.3 4.7 3.7 2.5
4.5 4.3 4.4
4.5 4.5 5.1 5.2 5.7 5.5 4.6

For 4 months. Abstract period changed.

68
69
70
71
72
70

74
75
76
77
78
70
80
81
83
85
86
S7
S8
89
90
91
92
93
94
95
96
97
98
99
100
101

234

REPOET OF THE COMPTROLLER OF THE CURRENCY.

No. 59.—NUMBER OF NATIONAL BANKS, THEIR CAPITAL, SURPLUS, DIVIDENDS, NET
EARNINGS, AND RATIOS, YEARLY, 1870 TO 1909.
Ratios.
Year ended
March 1—

1870..
1871..
1872..
1873.,
1874.
1875.
1876.
1877..
187S-.
1879.
1880.
1881.
1882.
1883.
1884.
1885.
1886.
1887.
1888.
1889.
1890.
1891.
1892.
1893.
1894.
1895.
1896.
1897.
1898.
1899.
1900.
1901.
1902.
1903.
1904.
1905.
1906.
190 7 a
19081909.

Number of
banks.

Capital.

Net earnings.

s

I

1,526 $409, 008,896
1,602 427. 008,134
1,,721 448; 346, 485
1.,882 473, 097,353
1,961 488, 805,637
1,989 491, 753,557
2.
!,061 501, 037,162
2,
!,080 498, 566,925
2, 073 480, 967,305
!,
2,
!,045 467, 322,946
2, 045 454, 606,073
J,
o,
5,079 4D5, 529,963
2.118 4.59, 644,485
2,232 478, 519,528
2,420 501 304,720
616 520', 752,720
686 527, 777,898
819 542, 959, 709
2,993 567, 840,644
588, 391,497
607, 428,365
643, 680,165
671, 493,123
682, 975,512
681, 129,704
664, 712,365
655 960,855
647i 402,875
628, 885,895
610, 426,625
603, 396,550
622, 366,094
659. 608,169
688; 817,835
746. 365, 438
114,231
544,247
002,528
932,010
143,825

Average, 40 years
Aggregate, 40 years .

Dividends.

Surplus.

$84,112,029 $43,246,926
43,285, 493
93,151,510
44,985,105
98,858,917
48,653,350
109,719,015
48,353,026
120,791,853
129.962,338
49.680,122
134,295,621
49,129,366
131,561,621
44,367, 798
123,361,407
41,099,506
117,715,634
35,500,277
116,187,926
35,523,140
121,313,718
37,167,717
129,265,141
39,415,343
135,570,518
41,181,655
143,416,518
41, 476, 382
148,246,298
40,609,317
150,218,207
41,553,907
43,295,729
160.398,339
45,092, 427
175,325,850
46,734,024
188, 462,245
49,575,353
200,837,659
50,677,892
215,649,940
50,573,088
230,389,748
51,328,070
241,738,151
46,390,345
247,732,601
46,252,545
245,606,255
45,551,673
248,203,540
43,215,818
249,236,838
43,815,654
248,113,173
44,935,124
244,324,378
47, 433, 357
250,543,068
50,219,115
257,948,290
64,802, 442
285,623, 449
324, 462, 477 60,123.622
372,551,716
73.640,123
402,330,890
70,996, 322
414,799,562
80,831,561
501,774,453 144,376,245
548,850, 476
97,336,282
585, 407, 483 92,993,450

594,665,701 | 223,201,486

$58,218,118
54,057,047
54,817,850
62, 499,369
62,666,120
59,172,818
51,898,138
40,133,194
32,220, 724
28,337,553
38,025,984
48,485,271
56,254.141
52,670,569
55,568,978
45,969,221
49,551,961
59,611,513
65, 409,368
67,869,081
69,756,914
76,952,998
69,980,730
68,386,632
52,422,069
45,560,309
48,566,794
48,612,927
45,568,032
49,315, 441
69,981,810
87,674,175
99,103,168
102,743,721
116, 475,135
105,196,154
113,662,529
219,195,804
131,335,287
131,185, 750

69,877,835
52,885,467
2,115, 418, 691 2,795,113,397

Pr.ct.
10.5
.1
10.0
10.3
9.9
10.1
9.8

Pr. ct. Pr. ct.
11.8
8.8
10.4
8.3
10.2
8.2
10.7
8.4
10.3
7.9
9.5
7.9
8.1
7.8
6.3
7.0
5.3
6.8
4.8
7.6
6.1
6.7
7.8
6.2
8.4
8.2
6.4
9.5
8.6
6.7
8.6
8.6
6.7
8.6
8.2
6.4
6.9
7.8
6.1
7.3
7.9
6.1
8.5
7.9
6.1
8.8
7.9
6.1
8.7
7.9
6.0
8.6
8.1
6.1
8.9
7.9
5.9
7.8
7.5
5.6
7.4
7.5
5.5
5.6
5.0
5.0
5.0
5.4
6.9
5.0
5.4
6.7
4.8
5.2
6.9
5.0
5.8
7.4
5.4
8.2
7.9
5.6
8.1
io. a
5.7
9.8
6.8
10.5
8.7
5.9
10.1
9.9
10.4
6.6
9.2
9.0
6.1
10.4
9.5
6.8
17.2 10.8
16.4
10.89 6.75
9.10
10.12 6.18
8.72
8.89

6.67

8.54

"March 1,1906, to June 30, 1907.
No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER
THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE
UNITED STATES, WITH THE DATES OF LIQUIDATION, THE AMOUNT OF THEIR CAPITAL, AND CIRCULATION ISSUED AND OUTSTANDING OCTOBER 31, 1909.
Circulation.
Name and location of bank.

First National Bank, Penn Yan, N. Y «
First National Bank, Norwich, Conn.a
Second National Bank, Otturowa Iowa b
Second National Bank, Canton, Ohio f>
First National Bank, Lansing, Mich.fc
First National Bank, Columbia, Mo
Total

 New bank with same title.


Date of
liquidation.

Apr.
May

do

Capital.
Issued.

Outstanding.

6,1864
2,1864

Oct.
3,1864
Dec.
5,1864
Sept. 19,1864

$100,000

$90,666

$125

100,000

90,000

125

& Never completed organization.

REPORT OF THE COMPTROLLER OP THE CURRENCY.

235

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDERTHE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Date of
liquidation.

Name and location of bank.

Capital.
Issued.

First National Bank, Carondelet, Mo
First National Bank, Utica, N. Y.o
Pittston National Bank, Pittston, Pa

Mar. 15,1865
June 9,1865
Sept. 16,1865

Total

$25,500

$91

200,000
230,000

Nov.
Nov.
Mar.
Mar.
Mar.
Apr.
Apr.
Apr.
Mav
Julv
Sept.

25,1866
28,1866
1,1867
9,1867
11,1867
18,1867
19,1867
29,1867
28,1867
3,1867
26,1867

!

Farmers' National Bank, Waukesha, Wis
National Bank of Metropolis, Washington, D. C
First National Bank, Providence, Pa
National State Bank, Dubuque, Iowa
First National Bank of Newton, Newtonville, Mass...
First National Bank, New Ulm, Minn
National Bank of Crawford County, Meadville, Pa
Kittanning National Bank, Kittanning, Pa.&
City National Bank, Savannah, Ga. c
Ohio National Bank, Cincinnati, Ohio
First National Bank, Kingston, N. Y
Total

First National Bank, Bluffton, Ind
Dec. 5,1867
National Exchange Bank, Richmond, Va
do
First National Bank, Skaneateles, N. Y
Dec. 21,1867
First National Bank, Jackson, Miss
Dec. 26,1867
First National Bank, Downingtown, Pa
Jan. 14,1868
First National Bank, Titusville, Pa
Jan. 15,1868
Appleton National Bank, Appleton, Wis
Jan. 21,1868
National Bank of Whitestown, N. Y
Feb. 14,1868
First National Bank, New Brunswick, N. J
Feb. 26,1868
First National Bank, Cuvahoga Falls, Ohio. „
Mar. 4,1868
First National Bank, Cedar burg, Wis
Mar. 23,1868
Commercial National Bank, Cincinnati, Ohio
Apr. 28,1868
Second National Bank, Watertown, N. Y
July 21,1868
First National Bank, South Worcester, N. Y
Aug. 4.1868
National Mechanics and Farmers' Bank, Albany, N. Y.
do
Second National Bank, Des Moines, Iowa
Aug. 5,1868
First National Bank, Steubenville, Ohio
Aug. 8,1868
First National Bank, Plumer, Pa
Aug. 25,1868
Sept. 30,1868
First National Bank, Danville, Va
Total
First National Bank, Dorchester, Mass
First National Bank, Oskaloosa, Iowa
Merchants and Mechanics' National Bank, Troy, N. Y.
National Savings Bank, Wheeling, W. Va
First National Bank, Marion, Ohio
National Insurance Bank, Detroit, Mich
National Bank of Lansingburg, N. Y
National Bank of North America, New York, N. Y...
First National Bank, Ilallowell, Me.
First National Bank, Clvde. N. Y
Pacific National Bank, New York, N. Y
Grocers' National Bank, New York, N. Y
Savannah National Bank, Savannah, Ga
First National Bank, Frostburg, Md
First National Bank, La Salle, HI
National Bank of Commerce, Georgetown, I). C
Total
. . .
Miners' National Bank, Salt Lake City, Utah
First National Bank, Vinton, Iowa
National Exchange Bank, Philadelphia, Pa
First National Bank, Decatur, 1 1
1
National Union Bank, Owego, N. Y
First National Bank, Berlin, Wis
Central National Bank, Cincinnati, Ohio
First National Bank, Dayton, Ohio
 with same title. & Consolidated with
a New bank


Nov.
Dec.
Dec.
Jan
Jan.
Feb.
Mar.
Apr.
Apr.
Apr.
May
June
June
July
Aug.
Oct.

23; 1868
17,1868
31,1868
7 1809
12,1869
26,180!)
0, 1869
15,1809
19,1869
23,1869
10,1869
7,1869
22,1869
30,lS00
30,1869
28,1869

25,500

91

100,000

567

192,500
45,000
85,000

807
560
17,211

422,500

19,145

100,000
200,000
100,000
150,000
150,000
60,000
300,000
200,000
100,000
500,000
200,000

90,000
180,000
90,000
127,000
130,000
54,000

440
2,669
1,110
1,135
1,068
655

450,666
180,000

5,380
1,888

2,060,000

30,1865
8,1865
26,1866
11,1866
22,1866

100,000
100,000
400,000
50,000
100,000
750,000

Nov.
Dec.
Apr.
July
Oct.

Fourth National Bank, Indianapolis. Ind
Berkshire National Bank, Adams, Mass.&
National Union Bank, Rochester, N. Y
First National Bank, Leonardsville, N. Y
Farmers' National Bank, Richmond, Va
Total

$30,000

Outstanding.

1,301,000

14,345

50,000
200,000
150,000
100,000
100,000
100,000
50,000
120,000
100,000
50,000
100,000
500,000
100,000
175,000
350,000
50,000
150,000
100,000
50,000

45,000
180,000
135,000
45,500
90,000
86,750
45,000
45,500
90,000
45,000
90,000
345,950
90,000
157, 400
314,950
42,500
135, 000
87,500
45,000

389
440
1,052
125
889
783
593
1,201
508
368
1,720
750
1,479
1,415
338
1,438
1,068
215

2,595,000

2,116,050

14,993

132,500
67.500
184.750
90,000
109,850
85,000
135,000
333,000
53,350
44,000
134,990
85,250
85,000
45,000
45,000
90,000

1,737
488
1,449
695
781
497
1,220
1,845
373
675
868
224
415
213
140
865

1,720,190

12, 490

135,000
42,500
175,750
85,250
RS.250
44,000
425,000
135,000

686
182
1,560
1,001
817
369
2,790
1,009

150,000 |
75, 000
300,000
100,000
125, 000
200, 000
150,000
1,000,000
60,000
50, 000
422,700
390,000
100,000
50, 000
50,000
100,000
3,322,710

Dec. 2,1869
Dec. 13,1869
Jan. 8,1870
Jan. 10,1870
Jan 11 1870
Jan. 25,1870
Mar. 31,1870
Apr. 9,1870
another bank,

150,000
50,000
300,000
100,000
100 000
500,000
500,000 ;
150,000

c Never completed organization.

236

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE

PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

National Bank of Chemung, Elmira, N. Y
Merchants' National Bank, Milwaukee, Wis
First National Bank, St. Louis, Mo
Chemung Canal National Bank, Elmira, N. Y
Central National Bank, Omaha, NeDr.o
First National Bank, Clarksville, Va
First National Bank, Burlington, Vt
First National Bank, Lebanon, Ohio

Date of
liquidation.

June
June
July
Aug.
Sept.
Oct.
Oct.
Oct.

10,1870
14,1870
16,1870
3,1870
23,1870
13,1870
15,1870
24,1870

Dec.
Jan.
Feb.
Mar.
Mar.
Mar.
May
June
Aug.

27,1870
7,1871
15,1871
25,1871
28,1871
31,1871
2,1871
24,1871
11,1871

Nov.
Dec.
Jan.
Jan.
May
May
June
July
Aug.
Aug.
Sept.
Oct.
Oct.

22,1871
26,1871
6,1872
9,1872
10,1872
24,1872
24,1872
15,1872
8,1872
9,1872
10,1872
4,1872
22,1872

Nov.
Nov.
Nov.
Jan.
Feb.
Feb.
Mar.
Mar.
Apr.

7,1872
8,1872
16,1872
14,1873
18,1873
28,1873
7,1873
11,1873
15,1873

do

June 3,1873
June 30,1873
July 18,1873
Aug. 30,1873
Sept. 25,1873
, .do. ..
Sept. 30,1873
Oct. 2,1873
Oct. 22,1873

Total
Nov. 29,1873
City National Bank, Green Bay, Wis
Jan. 1,1874
First National Bank, Shelbina, Mo
Jan. 8,1874
Second National Bank, Nashville, Tenn
Jan. 13,1874
First National Bank, Oneida, N. Y
Feb. 7,1874
Merchants' National Bank, Hastings, Minn
Mar. 3,1874
National Bank of Tecumseh, Mich
Mar. 7,1874
Gallatin National Bank, Shawneetown, 111
Mar. 26,1874
First National Bank, Brookville, Pa
Apr. 14,1874
Citizens' National Bank, Sioux City, Iowa
Apr. 27,1874
Citizens' National Bank, Charlottesville, Va
Apr. 28,1874
Farmers' National Bank, Warren, 111
May 6,1874
First National Bank, Medina, Ohio
May 25,1874
Croton River National Bank, South East, N. Y
Merchants' N. B. of West Virginia, Wheeling, W. Va.. July 7,1874
July 15,1874
Central National Bank, Baltimore, Md
July 22,1874
Second National Bank, Leavenworth, Kans

a New bank with same title.


$100,000
100,000
200,000
100,000
100,000
50,000
300,000
100,000

$90,000
90,000
179,990
90,000

$467
560
1,151
797

27,000
270,000
85,000

85
2,577
537

1,962,740

14,588

100,000
100,000
50,000
100,000
150,000
100,000
100,000
100,000
200,000

90.000
90,000
45,000
90,000
135,000
90,000
49,500
90,000
180 000

508
590
355
3,727
863
513
442
617
1,626

859,500

9,241

100,000
75,000
300,000
105,500
500,000
50,000
100,000
200,000
150,000
400,000
200,000
60,000
100,000

90,000
67,000
270,000
91,700
450,000
45,000
81,000
165,000
135,000
206,100
180,000
48,750
80,910

657
445
760
720
5,465
492
846
1,215
1,140
2,055
1,780
378
621

2,340,500

Total
First National Bank, Goshen, Ind
Kidder National Gold Bank, Boston, Mass
Second National Bank, Zanesville, Ohio
Orange County National Bank, Chelsea, Vt
Second National Bank, Syracuse, N. Y
Richmond National Bank, Richmond, Ind.a
First National Bank, Adams, N. Y
Mechanics' National Bank, Syracuse, N. Y
Farmers and Mechanics' N. B., Rochester, N. Y
Montana National Bank, Helena, Mont .
First National Bank, Havana. N. Y
Merchants and Farmers' National Bank, Ithaca, N. Y.
National Bank of Cazenovia, N. Y
Merchants' National Bank, Memphis, Tenn
Manufacturers' National Bank, Chicago, 111
Second National Bank, Chicago, 111
Merchants' National Bank, Dubuque, Iowa
Beloit National Bank, Beloit, Wis
Union National Bank, St. Louis, Mo

Outstanding.

1,000,000

Total.. .
Commercial National Bank, Oshkosh, Wis
Fort Madison National Bank, Fort Madison, Iowa
National Bank of Maysville, Ky
Fourth National Bank, Syracuse, N. Y
American National Bank, New York, N. Y
Carroll County National Bank, Sandwich, N. H
Second National Bank, Portland, Me
Atlantic National Bank, Brooklyn, N. Y
Merchants and Farmers' National Bank, Quincy, 111..
First National Bank, Rochester, N. Y
Lawrenceburg National Bank, Ind
Jewett City National Bank, Jewett City, Conn
First National Bank, Knoxville, Tenn

Issued.

2,900,000

Total
National Exchange Bank, Lansingburg, N. Y
Muskingum National Bank, Zanesville, Ohio
United National Bank, Winona, Minn
First National Bank, Des Moines, Iowa
Saratoga County National Bank, Waterford, N. Y
State National Bank, St. Joseph, Mo
First National Bank, Fenton, Mich
First National Bank, Wellsburg, W. Va
Clarke National Bank, Rochester, N. Y

Capital.

1,910,060

16,574

115,000
300,000
154,700
200,000
100,000
230,000
75,000
140,000
100,000
100,000
50,000
50,000
150,000
250,000
500,000
100,000
200,000
50,000
500,000

103,500
120,000
138,140
180,000
90,000
207,000
66,000
93,800
83,250
31,500
45,000
45,000
116,770
225,000
438,750
97,500
180,000
45,000
150,300

1,147

3,364,700

2,452,410

30,599

50,000
100,000
125,000
125,000
100,000
50,000
250,000
100,000
50,000
100,000
50,000
75,000
200,000
500,000
200,000
100,000

45,000
90,000
92,920
110,500
90,000
45,000
225,000
90,000
45,000
90,000
45,000
45,000
166,550
450,000
180,000
90,000

535
510
1,040
1,323
1,292
610
1,596
1,030
130
496
480
217
2,708
4,248
825
1,720

1,332
1,828
1,065
6,805
797
765
753
50
545
640
1,245
2,332
4,782
1,179
3,098
639
1,597

237

BEPOET OF THE COMPTEOLLEB OF THE CUKBENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OP SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.

Circulation.
Date of

Name and location of bank.

Teutonia National Bank, New Orleans, La
City National Bank, Chattanooga, Tenn
First National Bank, Cairo, 111
.

liquidation.

Outstanding.

Total
Nov. 9,1874
Nov. 10,1874
Dec. 4,1874
Dec. 7,1874
Dec. 30,1874
Jan. 9,1875
Jan. 12,1875
do
do

First National Bank, Millersburg, Ohio
First National Bank, Staunton, Va
National City Bank, Milwaukee, WTis
Irasburg National Bank of Orleans, Irasburg, Vt
First National Bank, Pekin, 111
Merchants and Planters' National Bank, Augusta, Ga..
Monticello National Bank, Monticello, Iowa
Iowa City National Bank, Iowa City, Iowa
First National Bank, Wheeling, W. Va
First National Bank, Mount Clemens, Mich
First National Bank, Knob Noster, Mo
First National Bank, Brodhead, Wis
Auburn City National Bank, Auburn, N. Y
First National Bank, El Dorado, Kans
First National Bank, Junction City, Kans
First National Bank, Chetopa, Kans
First National Bank, Golden, Colo
National Bank of Jefferson, Wis
.
Green Lane National Bank, Green Lane, Pa
State National Bank, Topeka, Kans
Farmers' National Bank, Marshalltown, Iowa
Richland National Bank, Mansfield, Ohio
Planters' National Bank, Louisville, Ky
First National Bank, Gallatin, Tenn
First National Bank, Charlestown, W. Va
People's National Bank, Winchester, 111
First National Bank, New Lexington, Ohio
First National Bank, Ishpeming, Mich
Fayette County National Bank, Washington, Ohio

Jan. 23,1875
Feb. 24,1875
Mar. 17,1875
Mar. 25,1875
Mar. 30,1875
.do
Apr. 14,1875
Apr. 22,1875
May 20,1875
May 29,1875
June 24,1875
June 26,1875
June 30,1875
July 1,1875
July 19,1875
Aug. 25,1875
Aug. 26,1875
Sept. 9,1875
Sept. 15,1875
Sept. 18,1875
Sept. 25,1875
Sept. 30,1875
Oct. 1,1875
Oct. 2,1875
Oct. 4,1875
Oct. 12,1875
Oct. 20,1875
Oct. 26,1875

do

Total
Merchants' National Bank, Fort Wayne, Ind
Kansas City National Bank, Kansas City, Mo
First National Bank, Schoolcraft, Mich
First National Bank, Curwensville, Pa
National Marine Bank, St. Paul, Minn
First National Bank, Rochester, Ind
First National Bank, Lodi, Ohio
Iron National Bank, Portsmouth, Ohio
First National Bank, Ashland, Nebr
First National Bank, Paxton, 111
First National Bank, Bloomfield, Iowa
Marietta National Bank, Marietta, Ohio
Salt Lake City National Bank, Salt Lake City, Utah..
First National Bank, La Grange, Mo
First National Bank, Atlantic, Iowa
First National Bank, Spencer, Ind
National Currency Bank, New York, N. Y
Caverna National Bank, Caverna, Ky
City National Bank, Pittsburg, Pa
National State Bank, Des M^ines, Iowa
First National Bank, Trenton, Mo
First National Bank, Bristol, Tenn
First National Bank, Leon, Iowa
Anderson County National Bank, Lawrenceburg, Ky.
First National Bank, Newport, Ind
First National Bank, De Pere, W is
Second National Bank, Lawrence, Kans
Commercial National Bank, Versailles, Ky
State National Bank, Atlanta, Ga

Nov. 8,1875
Nov. 13.1875
Nov. 17,1875
Dec. 17,1875
Dec. 28,1875
Jan. 11,1876
do
Jan. 19,1876
Jan. 26,1876
Jan. 28,1876
Feb. 5,1876
Feb. 16,1876
Feb. 21,1876
Feb. 24,1876
Mar. 7,1876
Mar. 11,1876
Mar. 23,1876
May 13,1876
May 25,1876
June 21,1876
June 22,1876
July 10,1876
July 11,1876
July 29,1876
Aug. 7,1876
Aug. 17,1876
Aug. 23,1876
Aug. 26,1876
Aug. 31,1876

a No circulation.

$300,000
170,000
100,000

$270,000
148,001
90,000

$1,290
592
1,147

2,407,971

21,789

50,000
102,000
250,000
42,500
250,000
55,000
50,000
50,000
100,000
100,000
100,000
100,000
75,000
100,000
200,000
100,000
125,000
250,000
50,000
50,000
50,000
200,000
50,000
50,000
50,000
50,000
60,000
100,000
60,000
50,000
150,000
350,000
75,000
100,000
75,000
50,000
50,000
100,000

45,000
90,000
224,095

290
1,207
3,404

125,900
45,000
36,000
27,000
90.000
60', 400
90,000
60,000
67,500
90,000
169,000
45,000
104,800
225,000
27,000
43,800
45,000
141,300
45,000
45,000
36,000
27,000
54,000
90,000
30,600
27,000
130,300
315,000
45,000
90,000
67,500
45,000
45,000
81,280

1,530
384
305
165
600
1,266
753
680
747
1,089
1,130
121
1,451
2,335
70
292
378
1,842
3,250
250
239
162
863
173
88
130
1,832
2,625
325
653
523
270
248
427

3,869,500

.

First National Bank, Olathe, Kans
First National Bank, Beverly, Ohio
Union National Bank, La Fayette, Ind
Ambler National Bank, Jacksonville, Fla. a
Mechanics' National Bank, Chicago, 111
First National Bank, Evansville, Wis
First National Bank, Baxter Springs, Kans
People's National Bank, Pueblo, Colo
National Bank of Commerce, Green Bay, Wis




Issued.

2,745,000

.

Sept. 2,1874
Sept. 10,1874
Oct. 10,1874

Capital.

3,025,475

32,097

100,000
100,000
50,000
100,000
100,000
50,000
100,000
100,000
50,000
50,000
55,000
150,000
100,000
50,000
50,000
70,000
100,000
50,000
200,000
100,000
50,000
50,000
60,000
100,000
60,000
50,000
100,000
170,000
200,000

46,820
65,991
45,000
90,000
59,710
45,000
90,000
90,000
45,000
45,000
49,500
90,000
45,000
45,000
45,000
63,000
45,000
45,000
68,929
50,795
45,000
45,000
45,000
45,000
45,000
31,500
67,500
153,000
73,725

380
699
418
902
1,135
293
1,028
503
314
471
850
1,499
745
245
418
341
750
170
341
1,080
354
247
665
175
234
149
505
1,082
420

238

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Syracuse National Bank, Syracuse, N. Y....
First National Bank, Northumberland, Pa..

Date of
liquidation.

Sept. 25,1876
Oct. 6,1876

Total
First National Bank, Lancaster, Mo
First National Bank, Council Grove, Kans
National Bank Commerce, Chicago, 111
First National Bank, Palmyra, Mo
First National Bank, Newton, Iowa
National Southern Kentucky Bank, Bowling
Green, Ky
First National Bank, Monroe, Iowa
First National Bank, New London, Conn
Winona Deposit National Bank, Winona, Minn
First National Bank, South Charleston, Ohio
Lake Ontario National Bank, Oswego, N. Y
First National Bank, Sidney, Ohio
Chillicothe National Bank, Chillicothe, Ohio
First National Bank, Manhattan, Kans
National Bank, Monticello, Ky
First National Bank, Rockville, Ind
Georgia National Bank, Atlanta, Ga
First National Bank, Adrian, Mich
First National Bank, Napoleon, Ohio
First National Bank, Lancaster, Ohio
First National Bank, Minerva, Ohio
Kinney National Bank, Portsmouth, Ohio
First National Bank, Green Bay, Wis
National Exchange Bank, Wakefield, R.I

Outstanding.

$200,000
100,000

$117,961
62,106

$2,573
1,363

2,865,000

1,900,537

20,349

50,000
50,000
250,000
100,000
50,000

27,000
26,500
71,465
46,140
45,000

295
820
915
844

Dec. 23,1876
Jan. 1,1877
Jan. 9,1877
Jan. 28,1877
Feb. 24,1877

50,000
60,000
100,000
100,000
100,000
275,000
52,000
100,000
52,000
60,000
200,000
100,000
100,000
50,000
60,000
50,000
100,000
50,000
70,000

27,000
35,700
38,300
63,285
90,000
66,405
46,200
53,825
44,200
49,500
173,090
45,000
43,500
45,000
54,000
45,000
90,000
45,000
34,650

180
184
1,404
953
570
3,645
628
1,120
453
370
2,195
1,148
471
708
1,219
443
700
930
500

2,229,000

1,305,760

20,793

50,000
50,000
500,000
50,000
100,000
200,000
100,000
200,000
50,000
100,000
50,000
50,000
50,000
100,000
50,000
100,000
50,000
200,000
200,000
50,000
100,000
60,000
200,000
80,000
50,000
50,000
50,000
50,000
100,000
50,000
100,000
100,000
100,000
60,000
100,000
200,000
100,000
50,000
200,000

45,000
45,000
441,000
41,350
90,000
52,167
82,500
53,055
45,000
89,000
45,000
32,400
45,000
64,750
27,000
33,471
44,500
75,713
89,400
45,000
88,400
38,461
69,750
31,500
40,500
44,200
26,300
44,500
49,000
29,300
85,705
89,300
67,110
52,700
44,200
43,700
89,200
45,000
178,300

715
621
14,102
577
1,549
2,590
1,562
3,448
390
1,124
592
350
631
579
1,640
864
312
3,103
315
315
1,325
550
1,851
240
292
395
277
501
260
236
495
926
1,440
1,079
1,264
2,455
1,489
790
2,788

4,100,000

2,646,432

54,032

100,000
100,000
50,000
200,000

89,100
45,000
44,500
78,750

543
1,036
467
600

....do
Feb. 26,1877
Apr. 9,1877
Apr. 13,1877
Apr. 23,1877
Apr. 25,1877
May 31,1877
June 11,1877
June 30,1877
Aug. 1,1877
Aug. 24,1877
Aug. 28,1877
Oct. 19,1877
Oct. 27,1877

Nov. 10,1877
Nov. 13,1877
Nov. 23,1877
Dec. 1,1877
Dec. 6,1877
Dec. 20,1877
Dec. 31,1877
Jan. 8,1878
do.

Jan.
Jan.
Jan.
Feb.
Feb.
Mar.
Mar.
Mar.
Mar.
Mar.
Mar.
Mar.
Mar.
Apr.
Apr.
Apr.
Apr
May
June
June
June
July
Aug.
Aug.
Aug.
Sept.
Sept.
Sept.
Sept.
Oct.

10,1878
19,1878
22,1878
7,1878
28,1878
1,1878
2,1878
4,1878
5,1878
14,1878
19,1878
26,1878
30,1878
5,1878
20,1878
24,1878
25,1878
31,1878
1,1878
5,1878
15,1878
31,1878
7,1878
13,1878
24,1878
2,1878
4,1878
10,1878
14,1878
11,1878

Nov.
Nov.
Dec.
Dec.

22,1878
30,1878
14,1878
16,1878

Total.
Farmers' National Bank, Bangor, Me
Pacific National Bank, Council Bluffs, Iowa..
First National
 Bank, Anamosa, Iowa
Smithfield National Bank, Pittsburg, Pa


Issued.

14,1876
28,1876
2,1876
12,1876
16,1876

Nov.
Nov.
Dec.
Dec.
Dec.

Total..

First National Bank, Union City, Ind
First National Bank, Negaunee, Mich
Tenth National Bank, New York, N. Y
First National Bank, Paola, Kans
National Exchange Bank, Troy, N. Y
Second National Bank, La Fayette, Ind
State National Bank, Minneapolis, Minn
Second National Bank, St. Louis, Mo
First National Bank, Sullivan, Ind
Rockland County National Bank, Nyack, N. Y
First National Bank, Wyandotte, Kans
First National Bank, Boone, Iowa
First National Bank, Pleasant Hill, Mo
National Bank of Gloversville, N. Y
First National Bank, Independence, Mo
National State Bank, Lima, Ind
First National Bank, Tell City, Ind
First National Bank, Pomeroy, Ohio
Eleventh Ward National Bank, Boston, Mass
First National Bank, Prophetstown, 111
First National Bank, Jackson, Miss
First National Bank, Eau Claire, Wis
First National Bank, Washington, Ohio
First National Bank, Middleport, Ohio
First National Bank, Streator, 1 1
1
First National Bank, Muir, Mich
Kane County National Bank, St. Charles, 111
First National Bank, Carthage, Mo
Security National Bank, Worcester, Mass
First National Bank, Lake City, Colo
People's National Bank, Norfolk, Va
Topeka National Bank, Topeka, Kans
First National Bank, St. Joseph, Mo
First National Bank, Winchester, Ind
Muscatine National Bank, Muscatine, Iowa
Traders' National Bank, Chicago, 111
Union National Bank, Rahway, N. J
First National Bank, Sparta, Wis
Herkimer County National Bank, Little Falls, N. Y.

Capital.

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

239

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circula tion.

Name and location of bank.

Date of
liquidation.

Capital.
Issued.

First National Bank, Buchanan, Mich
Dec. 21,1878
First National Bank, Prairie City, 111
Dec. 24,1878
Corn Exchange National Bank, Chicago, 111
Jan. 4,1879
Franklin National Bank Columbus Ohio
do
Traders' National Bank, Bangor, Me
Jan. 14,1879
do
First National Bank, Gonic, N. H . .
do
First National Bank Salem N C
. do
First National Bank, Granville, Ohio
. ...do
Commercial National Bank, Petersburg, Va
do
First National Gold Bank, Stockton, Cal
do
First National Bank, Sheboygan Wis
Jan. 21,1879
First National Bank, Boscobel, Wis
Jan. 25,1879
National Marine Bank, Oswego, N. Y
F e b . 15,1879
Central National Bank, Hightstown, N. J
F e b . 18,1879
Brookville National Bank, Brookville, Ind
Feb. 27,1879
Farmers' National Bank, Centerville, Iowa
Mar. 1,1879
First National Bank, Clarinda, Iowa
Mar. 3,1879
Waterville National Bank, Waterville, Me
Mar. 4,1879
First National Bank, Tremont, Pa
Apr. 15,1879
First National Bank, Atlanta, 111
Apr. 22,1879
Union National Bank, Aurora, 111
Apr. 26,1879
National Bank of Menasha, Wis
May 8,1879
National Exchange Bank, Jefferson City, Mo
May 15,1879
First National Bank, Hannibal, Mo
June 16,1879
Merchants' National Bank, Winona, Minn
July 3,1879
Farmers' National Bank, Keithsburg, 111
July 5,1879
First National Bank, Franklin, Ky
July 8,1879
National Bank of Salem, Ind
July 19,1879
Fourth National Bank, Memphis, Tenn
July 21,1879
Bedford National Bank, Bedford, Ind
Aug. 15,1879
First National Bank, Afton, Iowa
Aug. 16,1879
First National Bank, Deer Lodge, Mont
Aug. 30,1879
First National Bank, Batavia, 111
National Gold Bank and Trust Co., San Francisco, Cal. Sept. 1,1879

Nov. 23,1880
Nov. 27,1880
Dec. 6,1880
Jan. 11,1881
do
Jan. 27,1881
Jan. 31,1881
Feb. 18,1881
do..
Feb. 21,1881
do
Feb. 25,1881
do
May 26,1881
June 17,1881
June 30,1881
July 8,1881
Aug. 1,1881
Aug. 9,1881
Aug. 10,1881
Aug. 13,1881
Aug. 27,1881
Aug. 30,1881
Oct.
4,1881

Total..
New bank with same title.

$267
260
4,706
2,197
1,352
1,013
1,340
1,046
1,572
10,199
555
750
1,985
'292
1,530
457
666
2,047
1,350
220
1,573
687
698
817
401
460
575
423
790
1,047
276
850
1,526
9,605

2,337,142

56,178

100, 000
100, 000
50, 000
100, 000
50, 000
50, 000
100,000
120, 000
100,000
100, 000

90, 000
90,000
27, 000
90, 000
48,303
30, 600
87,825
100, 800
31,500
90, 000

1,267
1,029
1,350
688
250
1,550
2,171
455
1,510

686 CP8

11 04.^

60, 000
50,000
50, 000
50, 000
100,000
50, 000
150,000
100, 000
50, 000
50,000
50, 000
50,000
50, 000
100,000
60, 000
60,000
50,000
100, 000
50, 000
50, 000
50,000
100,000
50, 000
300,000

54, 000
27, 000
45, 000
45, 000
119, 405
45, 000
98,268
80,140
45, 000
45, 000
53, 058
45, 000
45, 000
75,510
45, 000
20,500
45,000

947
458
271
290
1,735
1,629
1,431
390
584
317
799
693
1,114
2,080
697
591
1,050

45,000
45,000
81, 665
90, 000
45, 000
270,000

673
920
1,525
1,404
180
3,367

1 820 000

Total
First National Bank, Seneca Falls, N. Y
First National Bank, Baraboo, Wis
Bundy National Bank, New Castle, Ind
Vineland National Bank, Vineland, N. J
.
Ocean County National Bank, Tom's River, N. J
Hungerford National Bank, Adams, N. Y
Merchants' National Bank, Minneapolis, Minn
Farmers' National Bank, Mechanicsbur?, Ohio
First National Bank, Green Spring, Ohio
First National Bank, Cannon Falls, Minn
First National Bank, Coshocton, Ohio
Manufacturers' National Bank, Three Rivers, Mich...
First National Bank, Lansing, Iowa
First National Bank, Watertown, N. Y
First National Bank, Americus, Ga
First National Bank, St. Joseph, Mich
First National Bank, Logan, Ohio
Clement National Bank, Rutland, Vt.o
First National Bank, Rochelle, 111
First National Bank, Shakopee, Minn
National State Bank, Oskaloosa, Iowa
First National Bank, Hobart, N. Y
Attica National Bank, Attica, N. Y
National Bank of Brighton, Boston, Mass

$27,000
27,000
59,160
93,070
76, 400
45,597
128,200
34,365
99,800
238, 600
45,000
43,900
44,300
32,400
89,000
41,500
45,000
110,300
64, 600
26, 500
82,000
44,500
45,000
88,200
35,000
27,000
54,000
44,400
45, 000
87,200
26,500
45,000
44,300
40, 000

870, 000

Nov. 25,1879
Dec. 6,1879
Jan.
7,1880
Jan. 13,1880
do
Mar. 5,1880
Mar. 8,1880
May 14,1880
Sept. 10,1880
Oct. 19,1880

$50,000
50,000
500,000
100,000
100,000
60,000
150,000
50,000
120,000
300,000
50,000
50,000
120,000
100,000
100,000
50,000
50,000
125,000
75,000
50,000
125, 000
50,000
50, 000
100, 000
100,000
50, 000
100, 000
50, 000
125, 000
100, 000
50, 000
50,000
50, 000
750,000
4, 450, 000

Total
Gainesville National Bank, Gainesville, Ala
First National Bank, Hackensack, N. J
National Bank of Delavan, Delavan, Wis
Mechanics' National Bank, Nashville, Tenn
Manchester National Bank, Manchester, Ohio
First National Bank, Meyersdale, Pa
First National Bank, Mifflinburg, Pa
National Bank of Michigan, Marshall, Mich
National Exchange Bank, Houston, Tex
Ascutney National Bank, Windsor, Vt




Outstanding.

1, 465,546

23,145

240

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE

PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Date of
liquidation.

Name and location of bank.

Capital.

Issued.
First National Bank, Lisbon, Iowa
First National Bank, Warsaw, Ind
Brighton National Bank, Brighton, Iowa
Merchants' National Bank, Denver, Colo
Merchants' National Bank, Holly, Mich
First National Bank, Alliance, Ohio
First National Bank, New London, Conn
National Bank of Royalton, Vt
First National Bank, Whitehall, N. Y
National Bank of Pulaski, Term
First National Bank, Alton, 111
Havana National Bank, Havana, N. Y
First National Bank, Brownsville, Pa
Second National Bank;, Franklin, Ind
Merchants' National Bank, Georgetown, Colo
Commercial National Bank, Toledo, Ohio
Harmony National Bank, Harmony, Pa
First National Bank, Liberty, Ind
Manufacturers' National Bank, Amsterdam, N. Y

Nov. 1,1881
Dec. 1,1881
Dec. 15,1881
Dec. 24,1881
Dec. 31,1881
, Jan. 3,1882
Jan. 10,1882
do.
Jan. 18,1882
Jan. 23,1882
, Mar. 30,1882
Apr. 15,1882
May 2,1882
June 20,1882
June 22,1882
,
July 6,1882
July 7,1882
July 22,1882
Aug. 1,1882

Total.
First National Bank, Bay City, Mich
First National Bank, Ripley, Ohio
National Bank of State of New York, New York, N. Y.
First National Bank, Wellington, Ohio
Second National Bank, Jefferson, Ohio
First National Bank, Painesville, Ohio
St. Nicholas National Bank, New York, N. Y
Fifth National Bank, Chicago, 111
First National Bank, Dowagiac, Mich
First National Bank, Greenville, 111
Merchants' National Bank, East Saginaw, Mich
Logan County National Bank, Russellville, Ky
National Bank of Vandalia, 111
Traders' National Bank, Charlotte, N. C
First National Bank, Norfolk, Nebr
First National Bank, Midland City, Mich.o
Citizens' National Bank, New Ulm, Minn
National Bank of Owen, Owenton, Ky
Merchants' National Bank, Nashville, Tenn
Indiana National Bank, Bedford, Ind
Stockton National Bank, Stockton, Cal
Wall Street National Bank, New York, N. Y
Commercial National Bank, Reading, Pa
Total.
Corn Exchange National Bank, Chicago, IU.o
Farmers' National Bank, Sullivan, Ind
City National Bank, La Salle, 111
Hunt County National Bank, Greenville, Tex
Waldoboro National Bank, Waldoboro, Me
Third National Bank, Nashville, Tenn
Madison County National Bank, Anderson, Ind
First National Bank, Phoenix, Ariz
Cobbossee National Bank, Gardiner, Me
Mechanics and Traders' Nat'l Bank, New York,N. Y.
Princeton National Bank, Princeton, N. J
Kearsarge National Bank, Warner, N. H
Second National Bank, Lansing, Mich
First National Bank, Ellensburg, Wash
German National Bank, Millerstown, Pa
Exchange National Bank, Cincinnati, Ohio
First National Bank, Rushville, 111
Mechanics' National Bank, Peoria, 111
First National Bank, Freeport, Pa
Genesee County National Bank, Batavia, N. Y
Valley National Bank, Red Oak, Iowa
Merchants' National Bank, Bismarck, N. Dak
Manufacturers' National Bank, Minneapolis, Minn
Fanners and Merchants' Nat'l Bank,Uhrichsville,Ohio.
Metropolitan National Bank, New York, N. Y
First National Bank, Grand Forks, N. Dak
Iron National Bank, Gunnison, Colo




Outstanding.

Nov. 10.1883
Dec. 24,1883
Jan. 8,1884
Jan. 22.1884
Jan. 31,1884
Feb. 20,1884
Mar. 25,1884
Apr. 7,1884
Apr. 18,1884
Apr. 24,1884
May 17,1884
June 30,1884
July 31,1884
Aug. 9,1884
Aug. 12,1884
Aug. 27,1884
Sept. 30,1884
Oct. 4,1884
Oct. 10,1884
Oct. 11,1884
Oct. 20,1884
Oct. 28,1884
Nov. 1,1884
Nov. 10,1884
Nov. 18,1884
Dec. 2,1884
Dec. 8,1884
No circulation issued.

$45,000
48,500
45,000
72,000
45,000
45,000
112, 818
90,000
45,000
43, 700
90, 000
45,000
67,500
81,060
45,000
90,000
45, 000
54,000
72,000

$585
1,140
715
310
599
580
1,404
994
1,562
737
2,456
1,125
1,587
2,620
512
1,100
380
770
655

1,555,000
Nov.
Nov. 10^ 1882
Dec. 6,1882
Dec. 12,1882
Dec. 26,1882
Dec. 30,1882
....do
....do
Jan. 3,1883
Jan. 9,1883
....do
do.
Jan. 11,1883
Jan. 16,1883
Feb. 3,1883
Feb. 5,1883
Mar. 1,1883
Mar. 5,1883
June 30,1883
Aug. 25,1883
Oct. 1,1883
Oct. 15,1883
Oct. 23,1883

$50,000
50,000
50,000
120,000
50,000
50,000
300,000
100,000
50, 000
70,000
100, 000
50,000
75,000
100,000
50, 000
100,000
50, 000
60,000
80, 000

1,181,578

19,831

400, 000
100,000
800, 000
100,000
100, 000
200,000
500,000
500,000
50,000
150,000
200,000
50,000
100,000
50,000
45,000
30,000
50,000
56,000
300,000
35,000
100,000
500,000
150,000

156,100
69,201
397,004
90,000
90,000
162,800
450,000
29,700
45,000
59,400
101,100
40,050
90,000
38,800
11,240

2,607
2,749
6,482
1,376
1,010
3,688
14,468
5,490
1,099
1,206
2,827
585
1,455
710

27,000
48,900
141,200
11,250
90,000
102,800
135,000

230
415
555
480
6,043
480

4,566,000

2,386,545

53,955

700,000
50,000
100,000
68,250
50,000
300,000
50,000
50,000
150,000
200,000
100,000
50,000
50,000
50,000
50,000
500,000
75,000
100,000
50,000
50,000
50,000
73,000
300,000
50,000
3,000,000
50,000
50,000

45,000
22,500
17,300
44,000
167,600
45,000
11,240
90,000
85,400
72,500
23,586
40,000
13,500
45,000
78,000
66,500
72,000
44,200
45,000
22,150
22,500
45,000
34,600
1,447,000
19,250
11.250

420
140
170
890
1,940
575
90
1,706
3,635
1,200
702
1,114
30
495
475
1,910
1,953
470
515
360
185
320
140
30,784
169
05

241

REPORT OF THE COMPTROLLER OP THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Date of
liquidation.

Capital.
Issued.

Freehold National Banking Co., Freehold, N. J
Albia National Bank, Albia, Iowa
First National Bank, Carlinville, 111
Freeman's National Bank, Augusta, Me
First National Bank, Kokomo, Ind
First National Bank, Sabetha, Kans
,
First National Bank, Wyoming, 111
,
First National Bank, Tarentum, Pa
First National Bank, Walnut, 111
Farmers' National Bank, Franklin, Tenn
,
Citizens' National Bank, Sabetha, Kans
First National Bank, Tucson, Ariz
Ripon National Bank, Ripon, Wis
Farmers' National Bank, Franklin, Ohio
First National Bank, Prescott, Ariz
National Union Bank, Swanton, Vt
German National Bank, Memphis, Tenn
Merchants and Farmers'Nat'l Bank, Shakopee, Minn.
First National Bank, Superior, Wis
Shetucket National Bank, Norwich, Conn
Cumberland National Bank, Cumberland, R. I
First National Bank, Columbia, Tenn
Union National Bank, New York, N. Y
First National Bank, Centerville, Ind
Manufacturers' National Bank, Appleton, Wis
First National Bank, Plankinton, S. Dak

Dec. 4,1885
Jan. 6,1886
Feb. 15,1386
Mar. 12,1886
Mar. 22,1886
Mar. 24,1886
Apr. 14,1886
Apr. 20,1886
May 8,1886
May 12,1886
May 28,1886
July 31,1886
Aug. 9,1886
Sept. 16,1886
do
Sept. 25,1886
Oct. 11,1886
Oct. 14,1886
Oct. 20,1886
Oct. 21,1886
.do.
Oct. 22,1886
Oct. 23,1886
Oct. 25,1886

Total.
First National Bank, Indianapolis, Ind
First National Bank, Concord, Mich
Jamestown National Bank, Jamestown, N. Dak
First National Bank, Berea, Ohio
First National Bank, Allerton, Iowa
Second National Bank, Hillsdale, Mich
Topton National Bank, Topton, Pa
First National Bank, Warsaw, 111
First National Bank, Hamburg, Iowa
Darlington National Bank, Darlington, S. C
Union National Bank, Cincinnati, Ohio
Roberts' National Bank, Titusville, Pa
National Bank of Rah way, N. J
Olney National Bank, Olney, 111
Metropolitan National Bank, Leaven worth, K a n s . . .
Ontario County National Bank, Canandaigua, N. Y..
Winsted National Bank, Winsted, Conn
Council Bluffs National Bank, Council Bluffs, Iowa..
First National Bank, Homer, 111
First National Bank, Beloit, Wis
16

Nov. 11,1886
Nov. 27,1886
Nov. 29,1886
Dec. 1,1886
Dec. 6,1886
Dec. 18,1886
Dec. 28,1886
Dec. 31,1886
do
Feb. 10,1887
Feb. 14,1887
Feb. 28,1887
Mar. 9,1887
Mar. 11,1887
Mar. 15,1887
Mar. 23,1887
Apr. 12,1887
May 5,1887
June 22,1887
June 30,1887

$93,000
11,240
22, 450
90,000
45,000
10,740
11,200
42,500
36,000
10,740
11,240
28,100
16,200
27,350
11,250
43,800
120,100
10,240
18,900
72,000
106,200
66,800
25,100
27,350
45,000
11,250

$2,760
115
881
1,741
1,460
65
130
580
170
80
100
325
100
695
90
1,130
4,086
95
180
1,363
1,873
1,628
6,704
400
1,078
72

2,570,850

78,339

250,000
50,000
50,000
50,000
50,000
50,000
100,000
50,000
150,000
50,000
100,000
50,000
50.000
50,000
39,680
13,410
45,000
45,000
50,000
50,000
125,000
50,000
50,000
100,000

44,960
23,490
26,500
11,240
11,240
13,490
89,520
25,760
33,750
45,000
35,490
15,500
11,240
11,170
38,270
13,020
43,931
44,185
39,310
45,000
96,140
45,000
45,000
22,500

1,125
220
1,046
140
170
375
2,278
435
360
765
2,159
190

1,726,100

Dec. 26,1884
Jan. 1,1885
Jan. 2,1885
Jan. 13,1885
do
Jan. 21,1885
Jan. 24,1885
Jan. 27,1885
Jan. 31,1885
Feb. 7,1885
Apr. 1,1885
Apr. 9,1885
Apr. 28,1885
May 6,1885
May 12,1885
May 16,1885
May 18,1885
June 5,1885
July 14,1885
July 21,1885
Oct. 3,1885
Oct. 10,1885
Oct. 21,1885

$50,000
50,000
50,000
100,000
250,000
50,000
50,000
50,000
60,000
50,000
50,000
100,000
50,000
50,000
50,000
50,000
175,300
50,000
60,000
100,000
125,000
100,000
1,200,000
50,000
50,000
50,000
6,520,300

Dec. 10,1884
Dec. 16,1884
.do '

Total.
Valley National Bank, St. Louis, Mo
First National Bank, Belton, Tex
First National Bank, Granville, Ohio
Concordia National Bank, Concordia, Kans
Citizens' National Bank, Beloit, Wis
First National Bank, Dayton, Wash
First National Bank, Macomb, 111
First National Bank, Jesup, Iowa
Dallas National Bank, Dallas, Tex
,
First National Bank, Lewistown, 111
First National Bank, Cedar Rapids, Iowa
First National Bank, Socorro, N. Mex
Custer County National Bank, Broken Bow, Nebr..
Roanoke National Bank, Roanoke, Va
First National Bank, Brownville, Nebr
First National Bank, Leslie, Mich
Mount Vernon National Bank, Mount Vernon, 111...
National Bank, Piedmont, W. Va
First National Bank, St. Clair, Mich
First National Bank, Milford, Mich
National Bank of Kingwood, W. Va
Merchants' National Bank, Lima, Ohio
Hubbard National Bank, Hubbard, Ohio
Commercial National Bank, Marshalltown, Iowa


10774—CUR 1909


Outstanding.

834,470

18,159

500,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
500,000
100,000
100,000
60,000
100,000
50,000
50,000
100,000
50,000
50,000

162,325
11,250
11,250
45,000
11,250
13,892
18,000
38,250
13,500
22,500
237,230
75,610
42,500
27,000
22,500
11,250
11,250
22,500
11,250
11.250

1,080
90
30
925
1,610
1,846
80
1,695
345
445
2,963
890
1,406
270
110
235
255
210
180
480

70
1,340
380
1,019
695
1,099
540
2,460
480
643
170

242

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE

PROVISIONS OP SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Mystic National Bank, Mystic, Conn
Exchange National Bank, Louisiana, Mo.
Exchange National Bank, Downs, Kans..

Date of
liquidation.

July 7,1887
July 12,1887
Aug. 1,1887

Outstanding.

$47,205
11,250
11,250

$1,087
135
90

2,312,450

889,262

16,457

Nov. 3,1887
Nov. 4,1887
Dec. 6,1887
Dec. 15,1887
Dec 20,1887
Dec. 31,1887
.do.
Jan. 10,1888
Jan. 11,1888
Jan. 31,1888
Feb. 1,1888
Feb. 10,1888
Feb. 11,1888
Feb. 20,1888
Mar. 1,1888
Mar. 6,1888
Apr. 24,1888
Apr. 30,1888
May 1,1888
May 9,1888
May 21,1888
May 26,1888
June 1,1888
June 16,1888
June 21,1888
July 18,1888
Aug. 1,1888
Sept. 5,1888

50,000
500,000
100,000
50,000
300,000
200,000
50,000
50,000
56,000
50,000
50,000
50,000
50,000
300,000
50,000
50,000
50,000
50,000
50,000
50,000
75,000
50,000
100,000
125,000
300,000
100,000
280,000
75,000

11,700
45,000
22,500
10, 590

130
405
275
110

39, 580
45,000
25,905
35,018
11,250
11,250
11,240
10,710
45,000
11,250
11,250
11,250
11,250
11,250
11,250
44, 434
11.250
45| 000
93,316
74,730
22,500
52,510
16,875

1,445
1,610
460
996
285
200
150
235
405
280
90
65
150
155
105
515
170
760
2,651
1,310
200
590
120

Sept. 8,1888
Sept. 4,1888
Sept. 18,1888

100,000
100,000
50,000

21,720
27,000
11,250

660
900
50

Oct.
Oct.

110,000
50,000

80,830
11,250

2,665
140

3,671,000

904,908

18,282

100,000
200,000
50.000
50,000
50,000
50,000
50,000
250,000
50,000
100,000
75,000
50,000
200,000
50,000
100,000
100,000
220,000
60,000
200,000
50,000
50,000
100,000
200,000
50,000
100,000
100,000
50,000
250 000
50,000
50,000
60,000

22,500
97,520
11,250
11,250
10,690
11,250
11,250
217,710
21,870
86,590
17,100
11,250
45,000
26,622
22,500
22,500
77,150
13,000
26,100
11,250
10,170
22,500
45,000
11,250
49,809
22,500
11,250
195,680
11,250
44,900
13,500

150
3,020
90
65
105
125
70
6,250
3,910
1,017
1,420
80
1,451
1,445
180
445
3,395
106
3,145
310
85
440
460
100
2,553
250
175
3,850
120
1,913
130

4,1888

Total.
San Diego National Bank, San Diego, Cal
Nov. 7,1888
National Exchange Bank, Auburn, N. Y
Nov. 16,1888
Nov. 21,1888
National Bank of Dayton, Wash
.do
First National Bank, Colby, Kans
First National Bank, Russell Springs, Kans..
do
First National Bank, Columbia, S. Dak
Nov. 26,1888
Citizens' National Bank, Kingman, Kans
Dec. 24,1888
D
Bowery National Bank, New York, N. Y . . . .
Jan. 2,1889
Second National Bank, Ionia, Mich
Jan. • 8,1889
First National Bank, Johnstown, N. Y
....
Jan. 16,1889
Jan. 26,1889
First National Bank, Canandaigua, N. Y
Feb. 4,1889
Pendleton National Bank, Pendleton, Oreg..
Feb. 7.1.889
Iowa City National Bank. Iowa City, Iowa.
Fleming County National Bank, Flemingsburg, Ky... Feb. 9,1889
Feb. 26,1889
Merchants' National Bank El Dorado, Kans
Mar. 1,1889
Merchants' National Bank, Des Moines, Iowa.
Mar. 15,1889
Norwich National Bank, Norwich, Conn
Mar. 27,1889
First National Bank, Franklin, Nebr
Apr. 3,1889
Farmers and Mechanics' N. B., Buffalo, N. Y.
Apr. 8,1889
First National Bank, Du Bois City, Pa
Apr. 27,1889
First National Bank, Cimarron, Kans
Apr. 29,1889
Traders' National Bank, San Antonio, Tex
May 20,1889
Merchants' National Bank, Duluth, Minn
June 19,1889
Wright County National Bank, Clarion, Iowa.
June 29,1889
National Bank, Lawrence, Kans
do
National Bank, Le Roy, N. Y
do
Halstead National Bank, Halstead, Kans
July 1,1889
Farmers' National Bank, Mount Sterling, Ky.
First National Bank, Keyport, N. J
do
National Bank, Huntsvihe, Ala
July 3,1889
July 19,1889
German National Bank, Newton, Kans
o No circulation.




Issued.
$52,450
50,000
50,000

Total.
First National Bank, Tecumseh, Nebr
Third National Bank, St. Paul, Minn
First National Bank, Marshall, Mo
First National Bank, Greene, Iowa
Fulton National Bank, New York, N. Y.a
Fayetteville National Bank, Fayetteville, N. C
National Bank, Somerset, Ky
First National Bank, Richburg, N. Y
Scituate National Bank, Scituate, R. I
National Bank, Franklin, Ind
First National Bank, Hampton, Iowa
First National Bank, Greensburg, Kans
First National Bank, Central City, Nebr
Duluth National Bank, Duluth, Minn
Bismarck National Bank, Bismarck, N. Dak
First National Bank, Ashton, S. Dak
Citizens' National Bank, Sioux Falls, S. Dak
First National Bank, Stanton, Mich
First National Bank, Fairmont, Nebr
First National Bank, Greenleaf, Kans
National Bank Genesee, Batavia, N. Y
Strong City National Bank, Strong City, Kans
Citizens' National Bank, Saginaw, Mich
Saugerties National Bank, Saugerties, N. Y
Hyde National Bank, Titusville, Pa
State National Bank, Omaha, Nebr
Cincinnati National Bank, Cincinnati, Ohio
First National Bank, Worthington, Minn
So. Framingham Nat'l Bank, South Framingham,
Mass
;
First National Bank, Alameda, Cal
First National Bank, Grass Valley, Cal
Merchants' National Bank of West Va., Morgantown,
W. Va
First National Bank, Cawker City, Kans

Capital.

243

REPORT OF T H E COMPTROLLER OF T H E CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Date of
liquidation.

Capital.
Issued.

First National Bank, Clay Center, Nebr.
Vernon National Bank, Vernon, Tex.a...
Butler National Bank, Butler, Mo
Second National Bank, Lebanon, Tenn..
National Bank, Kinderhook, N. Y
First National Bank, Woodstock, 111

Aug.
Aug.
Aug.
Sept.
Oct.
Oct.

8,1889
17,1889
23,1889
18,1889
1,1889
31,1889

Dec. 1,1889
Dec. 9,1889
Dec. 20,1889
Dec. 31,1889
.do
Jan.
Jan. 14,1890
do
Jan. 15,1890
Jan. 20,1890
do
Jan. 21,1890
Jan. 28,1890
Feb. 4,1890
Feb. 25,1890
Feb. 28,1890
Mar. 15,1890 !
Mar. 19,1890 '
Mar. 27,1890
Mar. 31,1890
Apr. 18,1890
Apr. 19,1890
Apr. 28.1890
Apr. 29; 1890
Apr. 30,1890
June 21,1890
June 24,1890 !j
June 30,1890
.....do
!
July 1,1890
July 2,1890
Aug. 5,1890
Aug. 28,1890
Aug. 29,1890
Sept. 8,1890
Sept. 25,1890
Sept. 30,1890
Oct. 6,1890
Oct. 15,1890
do.
Oct. 27,1890

Total..
German American National Bank, Kansas City, Mo... Dec. 5,1890
First National Bank, Hill City, Kans
Dec. 20,1890
First National Bank, Frankfort, Kans
Jan. 8,1891
Second National Bank, Owosso, Mich
Jan. 13,1891
do
West Side National Bank, Wichita, Kans
Anthony National Bank, Anthony, Kans
do
Commercial National Bank, Rochester, N. Y
Jan. 27,1891
Mercantile National Bank, Louisiana, Mo
National Bank, Eldorado, Kans
Feb. 9,1891
First National Bank, Suffolk, Va
Feb. 12,1891
Citizens' National Bank, Medicine Lodge, Kans
, Feb. 19,1891
Rome National Bank, Rome, Ga
Feb. 23,1891
Windsor National Bank, Windsor, Vt
Feb. 24,1891
Beadle County National Bank, Huron, S. Dak
Feb. 26,1891
American National Bank, Sioux City, Iowa
Mar. 12,1891
United States National Bank, Atchison, Kans
Mar. 24,1891
First National Bank, Ashland, Kans
Apr. 15,1891
Washington National Bank, New York, N. Y
Apr. 13,1891
First National Bank, Burr Oak, Kans
May 15,1891
Glenwood National Bank, Glenwood Springs, Colo
May 23,1891
First National Bank, Cardiff, Tenn
May 25,1891
East Saginaw National Bank, East Saginaw, Mich
June 23,1891
a No circulation.




$50,000
60,000
66,000
50,000
125,000
50,000

$11,250

$145

14,850
11,250
78,220
27,000

570
820
5,348
1,235

3,516,000

Total.
Farmers and Merchants' N. B., Valley City, N. Dak...
Union National Bank, La Crosse, Wis
Harper County National Bank, Anthony, Kans
Lumberman's National Bank, Williamsport, Pa
First National Bank, South Haven, Mich
Durango National Bank, Durango, Colo
First National Bank, Fox Lake, Wis
First National Bank, Ogalalla, Nebr
First National Bank, Stockton, Kans
First National Bank, Kulo, Nebr
First National Bank, Eagle Grove, Iowa
Toledo National Bank, Toledo, Ohio
National Exchange Bank, Kansas City, Mo
National Bank, New Castle, Ky
Plymouth National Bank, Plymouth, Mich
First National Bank, Lockpoft, N. Y
Merchants' National Bank, Amsterdam, N. Y
National Bank of Texas, Galveston, Tex
Bowie National Bank, Bowie, Tex.a
First National Bank, Union Springs, N. Y
Ferris National Bank, Swanton, Vt
First National Bank, Rock Island, 111
First National Bank, Ketchum, Idaho
Winchester National Bank, Winchester, Ky
First National Bank, Harper, Kans
First National Bank, Loup City, Nebr
American National Bank, Waco, Tex
Hamilton County National Bank, Webster City, Iowa.
Planters' National Bank, Henderson, Ky
Wakefield National Bank, Wakefleld, R . I
Jewell County National Bank, Mankato, Kans
Citizens' National Bank, Flint, Mich
National Village Bank, Bowdoinham, Me
La Fayette National Bank, La Fayette, Ind
Lincoln National Bank, Stanford, Ky
Canastota National Bank, Canastota, N. Y
First National Bank, Whitehall, Mich
Meade County National Bank, Meade Center, K a n s . . .
Farmers' National Bank, South Charlestown, Ohio . . .
First National Bank, Columbus, Ohio
Commercial National Bank, St. Paul, Minn

Outstanding.

1,354,731

44,973

65,000
100,000
50,000
100,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
200,000
60,000
50,000
100,000
100,000
100,000
50,000
50,000
50,000
100,000
50,000
200,000
50,000
50,000
250,000
50,000
150,000
100,000
50;000
125,000
50,000
300,000
200,000
55,000
50,000
50,000
50,000
300,000
500,000

14,630
22,500
11,250
32,580
11,250
11,250
48,605
11,250
11,250
30,360
11,250
35,920
45,000
17,670
11,250
28,573
32,680
37, 487

220
305
90
1,905
797

15,805
11,240
24,654
11,250
45,000
11,250
11,250
45,000
11,250
33,750
59,249
11,250
32,641
35,748
64,033
45,000
55,927
11,250
11,250
11,710
220,465
45,000

2,019
2,322
270
1,100
160
205
550
235
610
2,056
100
2,420
1,270
3,641
340
2,568
440
130
570
8,273
610

4,255,000 I 1,248,727

48,376

45,000
10,750
22,500
13,500
22,500
10,750
41,820
11,250
10,745
11,250
11,250
22,500
22,500
22,500
33,750
45,000
45,000
11,250
11,250
22,500
11,250
33,750

570
145
540
180
340
110
2,197
120
230
155
182
115
315
260
315
480
160
370
135
360
130
400

250,000
50,000
100,000
60,000
100,000
50,000
200,000
50,000
50,000
50,000
50,000
100,000
50,000
50,000
150,000
250,000
300,000
50,000
50,000
100,000
50,000
150,000

2,637
80
190
180
140
3,895
440
760
270
3,625
680
2,273

244

REPORT OF T H E COMPTROLLER OF T H E

CURRENCY.

N o . 60.—NATIONAL B A N K S THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE R E V I S E D STATUTES, ETC.—Cont'd.
Circulation.

Name and location of bank.

Date 9!
liquidation.

Capital.
Issued.

Twin City National Bank, New Brighton, Minn...
Merchants' National Bank, Binghamton, N. Y
First National Bank, Merced, Cai
National Bank of Union County, Morganfleld, Ky .•
Citizens' National Bank, Belton, Tex
Citizens' National Bank, Gatesville, Tex
Ord National Bank, Ord, Nebr
First National Bank, Indianola, Nebr
National Bank, Anderson, S. C
First National Bank, Flushing, Mich
First National Bank, Francestown, N. H
Columbus National Bank, New York, N. Y

June 23,1891
June 25,1891
June 30,1891
do.
July 1,1891
do
Aug. 22,1891
Aug. 31,1891
Sept 1,1891
Sept. 21,1891
Oct. 10,1891
Oct. 15,1891

Total..
Citizens' National Bank, Colorado, Tex
First National Bank, La Grange, Ga
Produce National Bank, Philadelphia, Pa
Merchants' National Bank, Kansas City, Mo
First National Bank, Manitowoc, Wis
First National Bank, Fairfield, Tex
Commonwealth National Bank, Philadelphia, Pa
Merchants' National Bank, Fort Dodge, Iowa
Giles National Bank, Pulaski, Tenn
First National Bank, Quanah, Tex
Northwestern National Bank, Aberdeen, S. Dak
Castleton National Bank, Castleton, Vt
First National Bank, Chamberlain, S. Dak
Sedan National Bank, Sedan, Kans
Bronson National Bank, Painted Post, N. Y
First National Bank, Ainsworth, Nebr
First National Bank, Leoti, Kans
First National Bank, Blaine, Wash
Erath County National Bank, Stephenville, Tex
American National Bank, Birmingham, Ala
First National Bank, Wilber, Nebr
First National Bank, Greenville, Mich
,
National Exchange Bank, Columbus, Ohio
Citizens' National Bank, Roanoke, Va
,
Inter-State National Bank, New York, N. Y
,
First National Bank, Platte City, Mo
First National Bank, Jetmore, Ka
Tampa National Bank, Tampa, Fla
Birmingham NationalStafford,Birmingham, Ala
First National Bank, Bank, Kans
National Bank of Commerce, Hutchinson, Kans
First National Bank, Grafton, Mass
First National Bank, Dorchester, Nebr
First National Bank, Salina, Kans
Lincoln National Bank, Lincoln, Nebr
First National Bank, Aurora, Mo
Farmers' and Traders' National Bank, Oskaloosa, Iowa
First National Bank. San Luis Obispo, Cal
First National Bank, De Smet, S. Dak
Merchants' National Bank, Chattanooga, Tenn
National Bank of the Republic, Tacoma, Wash
First National Bank, South Sioux City, Nebr

Nov. 3,1891
Dec. 1,1891
Dec. 8,1891
Dec. 22,1891
Dec. 26,1891
Dec. 28,1891
Dec. 31,1891
....do
Jan. 12,1892
do.
Jan. 15,1892
Jan. 22,1892
Feb. 6,1892
Feb. 9,1892
Feb. 29,1892
Mar. 3,1892
Mar. 4,1892
Mar. 9,1892
Mar. 15,1892
Mar. 22,1892
do.
Mar. 28,1892
Apr. 1,1892
Apr. 4,1892
Apr. 15,1892
Apr. 25,1892
Apr. 30,1892
May 2,1892
do
June 15,1892
do.
June 21,1892
July 5,1892
do.
July 12,1892
July 22,1892
July 30,1892
Aug. 27,1892
Sept. 14,1892
Sept. 24,1892
Oct. 1,1892
Oct. 27,1892

Total.
Continental National Bank, Kansas City, Mo...
First National Bank, Clyde, Kans
Eugene National Bank, Eugene City, Oreg
Commercial National Bank, Sioux City, Iowa...
First National Bank, Bates ville, Ohio
State National Bank, Lincoln, Nebr
Woodson National Bank, Yates Center, Kans...
First National Bank, Pontiac, Mich
First National Bank, Castle, Mont
National Pemberton Bank, Lawrence, Mass
First National Bank, Lorain, Ohio
Covington City National Bank, Covington, Ky.
Merchants' National Bank, Macon, Ga
JEtna National Bank, Kansas City, Mo
Citizens' National Bank, Orlando, Fla
First National Bank, Lexington, III
First National Bank, Ida Grove, Iowa



Outstanding.

$11,250
61,638
43,400
88,090
10,750
11,250
11,250
11,250
14,050
11,250
61,135
45,000

$200
2,196
500
3,052
60
90
180
270
293
260
2,520
200

3,360,000

872,878

17,630

60,000
50,000
300,000
1,000,000
50,000
50,000
208,000
100,000
100,000
50,000
100,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
250,000
50,000
50,000
100,000
100,000
200,000
50,000
50,000
50,000
250,000
50,000
100,000
100,000
50,000
150,000
100, 000
50,000
100,000
150,000
50,000
250,000
200,000
50,000

13,500
11,700
45,000
45,000
14,816
11,250
65,480
22,500
22,500
11,250
22,500
14,630
11,250
11,250
22,500
11,250
10,250
11,250
11,250
45,000
13,000
11,250
50,670
21, 700
45,000
11,250
11,250
11,250
45,000
11,250
22,500
25,102
11,250
33,750
22,500
11,250
22,500
33,750
11,250
45,000
45,000
10,250

150
245
642
2,030
1,662
200
5,605
1,185
1,335
100
2,277
2,085
120
170
310
90
145

5,018,000
Nov. 11,1892
Nov. 15,1892
Nov. 26,1892
Dec. 1,1892
do
Dec. 3,1892
Dec. 5,1892
Dec. 31,1892
Jan. 4,1893
Jan. 10,1893
do
Feb. 1,
Feb. 14,1893
Mar. 9,1893
Mar. 22,1893
Apr. 1,1893
May 1,1893

$50,000
100,000
200,000
100,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
200,000

959,848

33,748

200,000
50,000
50,000
150,000
60,000
200,000
50,000
100,000
65,000
150,000
75,000
500,000
100,000
250,000
100,000
50,000

44,500
10,750
11,250
33,750
13,500
45,000
10,750
21,750
14,020
143,010
16,095
225,000
21,800
44,550
21,880
16,410

510
285
150
300
690
2,120
220
2,147
160
3,790
585
10,958
370
1,500
285
370

200
780
390
942
3,230
165
330
95
220
105
1,500
1,170
350
2,180
185
780
810
100
420
300
100
510
430
105

245

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Date of
liquidation.

Capital.
Issued.

First National Bank, Burnet, Tex
Southern National Bank, New Orleans, La
First National Bank, Santa Monica, Cal
Finney County National Bank, Garden City, Kans..
Lake National Bank, Wolfboro, N. H
First National Bank, Wa Keeney, Kans
First National Bank, Springfield, Mo
Farmers' and Merchants' N. B., Rock wall, Tex
North Texas National Bank, Dallas, Tex
Hoquiam National Bank, Hoquiam, Wash
Gate City National Bank, Atlanta, Ga
First National Bank, Big Timber, Mont
Orono National Bank, Orono, Me
Central National Bank, Dallas, Tex
Fourth National Bank, Chattanooga, Term
Merchants' National Bank, Fort Worth, Tex
Gallatin Valley National Bank, Bozeman, Mont
Farmers' National Bank, Constantine, Mich
First National Bank, Mankato, Kans
Dillon National Bank, Dillon, Mont
Gray National Bank, Middletown Springs, Vt
Frankfort National Bank, Frankfort, Ky
First National Bank, Slaughter, Wash
Second National Bank, Helena, Mont
First National Bank, Minneapolis, Kans
First National Bank, Wharton, Tex
Farmers' and Merchants' N. B., Clarksville, Tenn.
Total.
York National Bank, York, Nebr
First National Bank, Genessee, Idaho
First National Bank, Centerville, Mich
Randolph National Bank, Randolph, Mass
First National Bank, Caldwell, Kans
First National Bank, Princeton, Minn
First National Bank, Luling, Tex
National Bank, Sioux City, Iowa
State National Bank, Jefferson, Tex
First National Bank, Rushville, Nebr
National Bank of Commerce, Provo City, Utah
First National Bank, Fredonia, Kans
Citizens' National Bank, Whitewater, Wis
Farmers' and Merchants' N. Bank, Union City, Tenn
First National Bank, Geneva, Nebr
First National Bank, Centralia, Wash
First National Bank, Opelousas, La
State National Bank, Dallas, Tex
First National Bank, Kinsley, Kans
American National Bank, Salt Lake City, Utah
First National Bank, Clinton, Mo
First National Bank, Medicine Lodge, Kans
Globe National Bank, Kalispel, Mont
First National Bank, De Witt, Nebr
First National Bank, Harrisonville, Mo
Union National Bank, Salt Lake City, Utah
Aspen National Bank, Aspen, Colo
First National Bank, Fairfield, Nebr
Sagadahock National Bank, Bath, Me
Merchants' and Manufacturers' N. Bank, Detroit, Mich.
First National Bank, Jerseyville, 111
American National Bank, Salina, Kans
First National Bank, Denison, Tex
First National Bank, Boulder Valley, Mont
First National Bank, Hopkins, Mo
First National Bank, Mystic Bridge, Conn
First National Bank, Kendallville, Ind
First National Bank, Columbus, Miss
Deadwood National Bank, Deadwood, S. Dak
Merchants' National Bank, Deadwood, S. Dak
First National Bank, Sterling, Nebr
Gate City National Bank, Texarkana, Ark
Garden City National Bank, San Jose, Cal
First National Bank, Constantine, Mich
Socorro National Bank, Socorro, N. Mex
First National Bank, Dodge City, Kans



May 22,1893
June 5,1893
June 17,1893
June 20,1893
June 29,1893
June 30,1893
July 6,1893
July Ii;i893
July 13,1893
July 18,1893
July 25,1893
July 27,1893
July 29,1893
Aug. 3,1893
Aug. 10,1893
Aug. 15,1893
Aug. 18,1893
Sept. 4,1893
Sept. 19,1893
Sept. 20,1893
do
Sept. 21,1893
Oct. 25,1893
Sept. 30,1893
Oct. 9,1893
Oct. 14,1893
Oct. 19,1893

Outstanding.

.do.

Jan.

9,1894

Jan. 10,1894
Jan. 30,1894

Feb.
Feb.

Feb.
Feb.
Feb.
Feb.

1,1894
3,1894

10,1894
15,1894
24,1894
28,1894

Mar. 1,1894
Mar. 2,1894
Mar. 12,1894
Mar. 17,1894
Mar. 23,1894

Apr.

9,1894

Apr. 10,1894
Apr. 11,1894

Apr. 14; 1894
Apr. 28,1894
Apr. 30,1894

do
May 1,1894
do
May 21,1894
May 24,1894
May 30,1894

June 7,1894
June 8,1894
June 16,1894
June 30,1894
July 1,1894
do
July 16,1894
July 27,1894

$16,150
45,000
10,250
10,750
29,360
10,290
11,250
11,250
45,000
11,250
44,000
10,750
13,750
33,750
44,200
45,000
22,000
11,250
13,500
10,750
11,250
22,500
11,250
17,420
11,250
11,250
22,100

$350
750
140
140
2,397
210
1,953
190
1,600
150
2,150
190
1,230
400
530
1,450
590
600
260
310
330
500
140
845
247
250
650

5,110,000

Nov. 6,1893
Nov. 13,1893
Nov. 25,1893
Nov. 27,1893
Dec. 2.1893
Dec. 18,1893
Dec. 23,1893
Dec. 29,1893
Dec. 30,1893
Jan. 1.1894
Jan. 2,1894

$75,000
500,000
50,000
50,000
50,000
50,000
50,000
50,000
1,000,000
50,000
250,000
50,000
50,000
150,000
150,000
250,000
100,000
50,000
60,000
50,000
50,000
100,000
50,000
75,000
50,000
50,000
100,000

1,250,505

42,992

100,000
50,000
50,000
200,000
50,000
50,000
50,000
900,000
50,000
50,000
50,000
50,000
75,000
100,000
50,000
50,000
50,000
400,000
50,000
250,000
100,000
50,000
50,000
50,000
50,000
400,000
100,000
50,000
100,000
500,000
50,000
100,000
150,000
50,000
50,000
150,000
50,000
75,000
100,000
100,000
50,000
50,000
100,000
50,000
50,000
50,000

21,847
11,250
10,650
172,050
10,250
10,870
11,250
43,950
9,050
10,750
10,750
10,400
15,195
22,350
10,800
11,700
10,850
43,800
11,250
43,500
21,450
11,250
10,930
10,750
10,850
43,950
21,880
10,750
43,925
34,310
10,850
21,550
43,050
11,250
10,750
33,010
44,300
66,600
21,500
22,500
10,750
9,390
21,900
12,780
11,250
11.250

472
290
1,150
7,170
330
115
100
300
160
230
250
210
592
700
210
245
410
900
320
505
1,854
300
195
75
350
1,030
435
250
2,735
2,902
657
760
2,101
220
380
3,696
1,890
2,600
555
950
240
220
520
1,050
140
420

246

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.

Name and location of bank.

Date of
liquidation.

Capital.

Issued.

State National Bank, Denver, Colo
Washington National Bank, Spokane Falls, Wash
Bates County National Bank, Butler, Mo
First National Bank, Montesano, Wash
First National Bank, Fort Pierre, S. Dak
Farmers' and Merchants' N. Bank, Auburn, Nebr
Kansas National Bank, Topeka, Kans
First National Bank, Ireton, Iowa
First National Bank, Bessemer, Ala
First National Bank, Lincoln, Kans
Cottonwood Valley National Bank, Marion, Kans
First National Bank, Oswego, Kans
,
g,
F i t National Bank, Gibbon, Nebr
Nb
First N t i l B k Gibb
Riverside National Bank, Riverside, Cal
Meridian National Bank, Indianapolis, Ind
Total.
First National Bank, Nashua, Iowa
First National Bank, Kirksville, Mo
Blaine National Bank, Blaine, Wash
National Bank of Fayetteville, N. Y
Lime Rock National Bank, Providence, R . I
First National Bank, Palouse City, Wash
American National Bank, Galveston, Tex
First National Bank, Arapahoe, Nebr
Commercial National Bank, Seattle, Wash
City National Bank, Denver, Colo
Helena National Bank, Helena, Mont
City National Bank, Birmingham, Ala
Security National Bank, Grand Island, Nebr
First National Bank, Lyons, Kans
First National Bank, Ouray, Colo
First National Bank, Waynesboro, Pa
First National Bank, Anaconda, Mont
McPherson National Bank, McPherson, Kans
First National Bank, Hurley, Wis
First National Bank, Graham, Tex
National B k f D i
N t i l Bank of Deming, N. M
N Mex
Merchants' National Bank, Battle Creek, Mich
Salina National Bank, Salina, K
li
Kans
First National Bank, Natchez, Miss
Big Rapids National Bank, Big Rapids, Mich
First National Bank, Red Lake Falls, x*£inn
Corn Exchange National Bank, Sioux City, Iowa
First National Bank, Rico, Cal
First National Bank, Shelton, Nebr
First National Bank, Moberly, Mo
First National Bank, Haskell, Tex
First National Bank, Augusta, Ky
Oklahoma National Bank, Oklahoma City, Okla
People's National Bank, Colorado, Tex
Citizens' National Bank, Tacoma, Wash
i irst National Bank, Cherry vale, Kans
Idaho National Bank, Pocatello, Idaho
First National Bank, Spearfish, S. Dak
First National Bank, Tower, Minn
First National Bank, Fort Madison, Iowa
First National Bank, Aberdeen, Wash
First National Bank, Creighton, Nebr
First National Bank, East Portland, Oreg
Total..
New Mexico National Bank, Socorro, N. Mex
Bonham National Bank, Bonham, Tex
First National Bank, Kirwin, Kans
Farmers' National Bank, Muncie, Ind
First National Bank, Pratt, Kans
First National Bank, Creede, Colo
First National Bank, Puyallup, Wash
First National Bank, Reno, Nev
Capital National Bank, Bismarck, N. Dak
Rockwell County National Bank, Rockwell, Tex
Inter State National Bank, Texarkana, Tex
Farmers and Drovers' National Bank, Somers, N. Y..
New Duluth National Bank, New Duluth, Minn



July 28,1894
July 30,1894
Aug. 1,1894
Aug. 20,1894
Aug. 28,1894
Aug. 29,1894
Sept. 1,1894
do.
Sept. 10,1894
Sept. 12,1894
do
Sept. 15,1894
Oct. 10,1894
Oct. 20,1894
Oct. 30,1894

Outstanding.

Jan. 28,1895
Feb. 1,1895
Feb. 18,1895
Feb. 19,1895
Mar. 4,1895
Mar. 26,1895
Apr. 1,1895
Apr. 10,1895
Apr. 15,1895
do
....do
Apr. 29,1895
Apr. 30,1895
May 10,1895
May 15,1895

June
June
July
July
Ju>y
Aug.
Aug.
Sept.
Oct.
Oct.

18,1895
20,1895
15,1895
22,1895
27,1895
1,1895
571895
3,1895
1,1895
8,1895

Oct. 12,1895
Oct. 24,1895
Oct. 31,1895

Nov. 16,1895
Nov. 20,1895
Nov. 21,1895
Nov. 26,1895
Dec. 5,1895
Dec. 31,1895
Jan. 1,1896
Jan. 2,1896
Jan. 14,1896
do
Jan. 15,1896
Jan. 16,1896
Jan. 31,1896

1,487,328

50,000
50,000
50,000
60,000
500,000
75,000
300,000
50,000
100,000
200,000
400,000
100,000
108,100
50,000
50,000
75,000
100,000
50,000
50,000
50,000
50,000
100,000
100,000
100,000
50,000
150,000
50,000
50,u00
100,000
125,000
50,000
50,000
50,000
50,000
100,000
50,000
50,000
50,000
50,000
100,000
50,000
50,000
100,000

11,250
11,250
11,250
13,100
48,908
16,470
45,000
10,770
21,430
45,000
63,000
22,500
45,000
10,850
11,250
15,320
22,500
10,050
10,850
11,250
11,250
39,260
21,650
22,100
11,250
44,500
11,250
11,250
19,500
28,800
11,250
11,470
11,250
11,250
22 500
10,950
11,250
11,250
10,950
22,500
11,250
11,250
22,500

4,143,100

do.
Jan. 12,1895
Jan. 18,1895
Jan. 23,1895

$11,250
45,000
36,541
11,250
11,250
10,750
43,800
11,350
11,250
10,750
11,250
16,440
11,250
45,000
114,960

6,835,000
Nov. 1,1894
Nov. 5,1894
do.
Nov. 26,1894
Nov. 27,1894
Dec. 17,1894
Dec. 19,1894
Dec. 26,1894
Dec. 29,1894
Jan. 7,1895
Jan. 8,1895

$50,000
250,000
125,000
50,000
50,000
50,000
300,000
50,000
50,000
50,000
50,000
60,000
50,000
100,000
200,000

857,428

31,172

50,000
50,000
50,000
100,000
50,000
50,000
75,000
200,000
50,000
50,000
100,000
100,000

11,250
11,250
11,250
22,940
11,250
11,250
16,875
45,000
11,250
11,250
27,770
63,230
11,250

215
600
435
360
510
265
315
1,640
505
190
800
3,370
210

50,000

$1,190
630
825
180
170
130
2,100
270
650
335
150
460
240
810
5,269
~

54,593
=
640
390
230
3,766
3,727
310
837
370
630
2,879
950
1,100
607
410
205
1,765
700
300
240
160
190
1,820
680
645
887
450
1,190
360
227
530
225
220
200
170
515
385
125
160
250
585
245
237
660

247

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE

PROVISIONS OF SECTIONS 5220 AND 5221 OP THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Date of
liquidation.

Capital.
Issued.

Outstanding

Feb. 1,1896
.do.
Feb. 25,1896
Mar. 2,1896
Mar. 14,1896
Mar. 26,1896
Apr. 18,1896
May 14,1896
May 26,1896
June 9,1896
June 10,1896
June 18,1896
do,
June 22,1896
July 1,1896
do
July 10,1896
July 28,1896
July 31,1896
Aug. 6,1896
Oct. 10,1896

$50,000
300,000
200,000
100,000
100,000
100,000
50,000
60,000
50,000
100,000
500,000
200,000
100,000
200,000
200,000
200,000
50,000
60,000
50,000
50,000
50,000

$10,900
44,000
45,000
22,500
22,500
22,500
11,250
13,500
11,250
22,500
378,900
52,200
25,933
180,000
45,000
49,507
11,250
53,724
11,250
11,250
11,250

$250
1,190
2,610
1,301
1,200
782
305
410
380
735
5,145
3,474
2,571
7,052
2,382
3,127
560
2,584
430
250
230

Total..
National Bank, Corning, Iowa.
Nov. 10,1896
National Bank,_Troy, N. Y.
Nov. 16,1896
First National Bank of Gothenburg, Nebr
Dec. 10,1896
Smelter National Bank of Durango, Colo
Dec. 14,1896
First National Bank of Goldendale, Wash
Dec. 17,1896
do
Exchange National Bank of El Dorado, Kans
Fanners and Merchants' N. B. of CawkerCity, Kans.. Dec. 22,1896
First National Bank of Ness City, Kans
Dec. 24,1896
First National Bank of Pierce, Nebr
Dec. 31,1896
First National Bank of Bridgeport, Ala
Jan. 1,1897
Holliston National Bank of Holliston, Mass
....do
Crete National Bank of Crete, Nebr
do
City National Bank of Streator, 111
Jan. 13,1897
First National Bank of Cisco, Tex
,
Jan. 29,1897
First National Bank of Oakesdale, Wash
Feb. 1,1897
First National Bank of Nocona, Tex
Feb. 10,1897
First National Bank of Philipsburg, Mont
d(
First National Bank of Winston, N. C
Feb. 15,1897
Merchants' National Bank of Redfield, S. Dak
....do
First National Bank of Chester, 111
do
First National Bank of Sturgis, S.Dak
do
Commercial National Bank of Roanoke, Va
Feb. 16,1897
Atlas National Bank of Chicago, 1 1
1
Feb. 19,1897
Snohomish National Bank of Snohomish, Wash
Feb. 25,1897
Mercantile National Bank of Dallas, Tex
Feb. 27,1897
First National Bank of Ionia, Mich
Mar. 2,1897
First National Bank of Sutherland, Iowa
Mar. 15,1897
Merchants' National Bank of Brownwood, Tex
Mar. 16,1897
Manufacturers' National Bank of Pittsburg, Kans
do.
National Bank of Commerce of Duluth, Minn
Mar. 17,1897
Citizens' National Bank of Fergus Falls, Minn
Mar. 22,1897
Farmers' National Bank of Arkansas City, Kans
Mar. 24,1897
First National Bank of Merrill, Wis
Mar. 27,1897
St. Paul National Bank of St. Paul, Nebr
Mar. 31,1897
Chemical National Bank of St. Louis, Mo
Apr. 1,1897
State National Bank of St. Joseph, Mo
Apr. 3,1897
Anderson County National Bank of Garnett, Kans
Apr. 5,1897
First National Bank of Exeter, Nebr
Apr. 9,1897
Apr. 13,1897
Wyandotte National Bank of Kansas City, Kans
First National Bank of Westmoreland, Kans
Apr. 15,1897
German-American National Bank of St. Cloud, Minn.. Apr. 20,1897
Three Rivers National Bank of Three Rivers, Mich.... Apr. 27,1897
Exeter National Bank of Exeter, Nebr
Apr. 30,1897
First National Bank of Hillsboro, Oreg
May 1,1897
First National Bank of Romeo, Mich
do.
Chanute National Bank of Chanute, Kans
May 6,1897
National Bank of the Republic, St. Louis, Mo
May 18,1897
Third National Bank, New York, N. Y
May 20,1897
Fourth National Bank, Columbus, Ohio
June 16,1897
National Bank of Heppner, Oreg
June 19,1897
Metropolitan National Bank, KansasCity, Mo
June 30,1897
a Formerly insolvent.



3,745,000

1,321,979

46,383

50,000
200,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
50,000
100,000
50,000
100,000
50,000
50,000
50,000
50,000
100,000
50,000
50,000
50,000
100,000
700,000
50,000
150,000
100,000
50,000
50,000
100,000
200,000
75,000
100,000
60,000
50,000
500,000
500,000
50,000
50,000
100,000
50,000
100,000
64,000
50,000
50,000
100, 000
60,000
300,000
1,000,000
100,000
50,000
500,000

11,250
45,000
11,910
11,250
11,250
22,500
21,058
11,250
11,250
11,250
37,458
11,250
22,500
11,250
11,250
11,250
11,250
45,000
11,250
11,250
11,250
22,500
45,000
11,250
33,750
25,356
11,250
11,250
22,500
45,000
16,920
22,500
13,500
11,250
45, 850
45,000
11,250
11,250
22,500
11,250
22,500
14,400
11,250
11, 250
25,278
13,500
45,000
374,165
76,500
11,250
45,000

420
2,280
160
230
340
695
302
415
450
440
3,215
175
820
400
260
282
420
2,685
355
470
350
620
1,535
325
1,800
3,910
420
420
890
1,440
430
480
455
875
1,950
513
1,400
380
1,650
430
765
800
415
380
3,262
385
2,700
13,500
3,210
390
1,290

National Bank, Canton, S. Dak
State National Bank, Denver, Colo.a
American National Bank, Omaha, Nebr
Winnsboro National Bank, Winnsboro, S. C
Ballinger National Bank, Ballinger, Tex
Merchants' National Bank, Muskegon, Mich
National Bank of Dakota, Huron, S. Dak
Iron City National Bank, Llano, Tex
First National Bank, Morris, Minn
Portland National Bank, Portland, Oreg
Southern National Bank, New York, N. Y
Chautauqua County National Bank, Jamestown, N. Y.
City National Bank, Jamestown, N. Y
Home National Bank, East Saginaw, Mich
La Crosse National Bank, La Crosse, Wis
Traders' National Bank, Providence, E. I
Watertown National Bank, Watertown, S. Dak
First National Bank, Andes, N. Y
First National Bank, Uvalde, Tex
Farmers' National Bank, Malyern, Iowa
Fairhaven National Bank, Fairhaven, Wash

248

EEPOKT OF T H E COMPTROLLER OF T H E CURRENCY.

N o . 60.—NATIONAL B A N K S THAT HAVE GONE INTO VOLUNTARY LIQUIDATION U N D E R T H E
P R O V I S I O N S OF SECTIONS 5220 AND 5221 OF T H E R E V I S E D STATUTES, ETC.—Cont'd.

Circulation.

Name and location of bank.

Date of
liquidation.

Capital.
Issued.

South Milwaukee National Bank, S. Milwaukee, Wis..
First National Bank, Alamosa, Colo
First National Bank, St. Louis, Mich
Fanners' National Bank, Culpeper, Va
Mercantile National Bank, Hartford, Conn
Wellsboro National Bank, Wellsboro, Pa
National Bank of the Republic, Washington, D. C
Nebraska National Bank, York, Nebr
First National Bank, Mason, Tex
Midland National Bank, Kansas City, Mo
First National Bank, Oberlin, Kans
First National Bank, Dighton, Kans
First National Bank, Liberty, Nebr
Prairie State National Bank, Chicago, 111
First National Bank, Greensburg, Ind
First National Bank, New Albany, Ind
First National Bank, Grand Junction, Colo
Total.
National Live Stock Bank, Fort Worth, Tex
First National Bank, Tobias, Nebr
First National Bank, Clark, S. Dak
Government National Bank, Pottsviile, Pa
First National Bank, Athens, Pa
First National Bank, Ovid, Mich
First National Bank, Appleton, Minn
First National Bank, Oklahoma City, Okla
Home National Bank, Chicago, 111
Fort Smith National Bank, Fort Smith, Ark
National Bank, Asheville, N. C
Merchants' National Bank, Rome, Ga
Hide and Leather National Bank, Chicago, 111
United States National Bank, New York, N. Y
Citizens' National Bank, Itasca, Tex
First National Bank, Russellville, Ark
Ohio National Bank, Washington, D. C
National Bank, Winthrop, Me
First National Bank, Bath, N. Y
National Bank of the Republic, Philadelphia, Pa
National Bank, Odessa, Mo
First National Bank, Pomeroy, Wash
Central National Bank, Pueblo, Colo
Alexandria National Bank, Alexandria, Ind
First National Bank, Osage City, Kans
Citizens' National Bank, Concordia, Kans
First National Bank, Aspen, Colo
National Bank of America, Chicago, 111
American Exchange National Bank, Chicago, 111
National City Bank, Boston, Mass
First National Bank, Waterville, Wash
First National Bank, Lacrosse, Kans
First National Bank, Montague, Tex
First National Bank, Abilene, Tex
First National Bank, Bathgate, N. Dak
National Bank of Commerce, New Bedford, Mass
Hill County National Bank, Hillsboro, Tex
First National Bank Killingly, Danielsonville, Conn.
Seventh National Bank, Philadelphia, Pa.
Standard National Bank, New York, N. Y
Abilene National Bank, Abilene, Tex
Commercial National Bank, Portland, Oreg
Everett National Bank, Boston, Mass
Commercial N. B. of Pennsylvania, Philadelphia, Pa.
Stock Growers' National Bank, Pueblo, Colo
First National Bank, Ashland, Wis
Weldon National Bank, Ladonia, Tex
First National Bank, Waitsburg, Tex
First National Bank, Brownwood, Tex
Farmers and Merchants' National Bank, Waco, Tex.
First National Bank, Holstein, Iowa
Citizens' National Bank, Kansas City, Mo
First National Bank, St. Paul, Nebr
First National Bank, Hannibal, Mo
Central National Bank. Milwaukee, Wis




July 1,1897
do
July 6,1897
July 12,1897
July 20,1897
Aug. 6,1897
Aug. 11,1897
Aug. 21,1897
Aug. 23,1897
Aug. 27,1897
Sept. 10,1897
Oct. 1,1897
do.
Oct. 15,1897
Oct. 26,1897
....do
Oct. 30,1897

$50,000
50,000
50,000
50,000
500,000
50,000
200,000
50,000
50,000
500,000
50,000
50,000
50,000
200,000
100,000
200,000
50,000

$36,000
11,250
11,250
11,250
50,750
11,250
165,223
11,250
11,250
45,000
11,250
11,250
11,250
45,000
29,905
53,467
11,250

9,009,000

Nov. 1,1897
....do
do.
Nov. 8,1897
Nov. 30,1897
Dec. 1,1897
do.
Dec. 6,1897
Dec. 7,1897
Dec. 9,1897
Dec. 11,1897
Dec. 15,1897
Dec. 22,1897
Dec. 23,1897
.do..
Dec. 30,1897
Dec. 31,1897
do.
Jan. 10,1898
Jan. 11,1898
do.
....do
Jan. 15,1898
Jan. 22,1898
Feb. 1,1898
....do.
....do
Feb. 11,1898
....do
Feb. 15,1898
Feb. 24,1898
Feb. 28,1898
Mar. 7,1898
Mar. 25,1398
Mar. 26,1398
Apr. 1,1898
Apr. 5,1398
Apr. 11,1398
Apr. 13,1398
Apr. 26,1398
May 3,1398
May 13,1898
May 19,1398
May 31,1898
June 1,1398
June 8,1898
June 15,1898
June 25,1898
July 1,1898
do
do.
July 28,1898
Aug. 1,1898
Aug. 13,1898
Aug. 17,1898

100,000
50,000
60,000
100,000
50,000
50,000
50,000
50,000
250,000
100,000
100,000
100,000
300,000
500,000
60,000
50,000
200,000
50,000
50,000
500,000
100,000
50,000
50,000
50,000
50,000
50,000
100,000
1,000,000
1,000,000
1,000,000
50,000
50,000
50,000
100,000
50,000
1,000,000
50,000
110,000
200,000
200,000
100,000
500,000
400,000
810,000
100,000
100,000
60,000
50,000
100,000
100,000
50,000
200,000
50,000
100,000
300,000

Outstanding.
$1,250
505
445
540
5,647
270
9,462
400
480
1,640
600
395
490
350
3,855
7,892
380
96,785

33,750
11,250
13,500
49,379
25,021
11,250
11,250
11,250
1,066
22,500
25,900
45,000
45,000
128,950
13,500
11,250
61,870
14,405
18,477
233,112
22,500
11,250
11,250
22,500
11,250
11,250
22,500
199,420
45,000
57,415
11,250
11,250
11,250
22,500
11,250
67,368
11,250
40,918
51,445
45,000
22,500
45,000
97,000
62,405
23,400
28,125
13,500
11,250
22,500
22,500
11,250
45,000
11,250
22,500
45,000

1,000
460
650
6,202
2,748
450
660
350
739
1,050
1,500
1,160
3,195
14,220
490
430
1,880
2,168
3,175
16,353
1,060
560
710
800
465
750
1,092
57,130
2,600
10,105
400
445
670
830
420
16,805
550
3,845
6,345
560
790
2,000
6,775
14,290
1,300
930
510
1,020
715
390
2,380
525
2,420
1,620

249

EEPOET OF THE COMPTEOLLEE OP THE CUBBENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Date of
liquidation.

Capital.
Issued.

Middleport National Bank, Middleport, Ohio.
First National Bank, Mason City, 111
Mankato National Bank, Mankato, Minn
Citizens' National Bank, Sandusky, Ohio
First National Bank, Ashburnham, Mass

Sept. 5,1898
Sept. 15,1898
Sept. 26,1898
Oct. 1,1898
Oct. 4,1898

Dec.
Dec. 12,1
Dec. 13,1898
Dec. 17,1898
do

....do
Dec. 19,1898
Dec. 20,1898
.do.
Dec. 21,1898
Dec. 22,1898
Dec. 30,1898
Dec. 31,1898
.do.
Jan. 5,1899
do
Jan. 6,1899
Jan. 9,1899
do.
Jan. 10,1899
Jan. 13,1899
Jan. 16,1899
Jan. 17,1899
Feb. 1,1899
Feb. 6,1899

.do.
Feb. 21,1899
Mar. 1,1899
do
do
Mar. 4,1899
Mar. 11,1899
Mar. 16,1899
Mar. 25,1899
Apr. 1,1899
Apr. 8,1899
Apr. 15,1899
Apr. 24,1899
Apr. 25,1899
May 15,1899
May 16,1899
May 20,1899
June 1,1899
June 17,1899
June 19,1899
June 30,1899
July 1,1899
July 3,1899
July 12,1899
July 28,1899
Aug. 1,1899
Sept. 5,1899
Sept. 7,1899
Sept. 30,1899
Oct. 2,1899
Oct. 18,1899
Oct. 23,1899
do

Total.
a Formerly insolvent.

$11,250
46,755
22,500
22,000
48,050

$640
2,625
807
1,140
2,158

11,450,000
Nov. 19,1898
Nov. 30,1898
Dec. 5,1898
Dec. 6,1898
Dec. 8,1898

$50,000
50,000
100,000
100,000
50,000

2,119,251

«,057

100,000
100,000
50,000
1,000,000
1,000,000
1,000,000
500,000
1,000,000
800,000
1,000,000
1,000,000
1,000,000
1,000,000
200,000
50,000
1,000,000
50,000
50,000
100,000
100,000
75,000
200,000
1,000,000
500,000
750,000
750,000
150,000
1,000,000
50,000
50,000
100,000
250,000
50,000
50,000
100,000
70,000
50,000
50,000
50,000
500,000
100,000
50,000
75,000
600,000
50,000
800,000
50,000
200,000
200,000
80,000
50,000
100,000
100,000
300,000
100,000
200,000
50,000
60,000
50,000
50,000
200,000
50,000
75,000

22,500
84,105
11,250
45,000
63,048
277,458
169,890
56,747
57,907
60,118
111,082
80,315
57,705
84,472
11,250
165,223
10,750
11,250
22,500
22,500
16,870
171,212
61,590
271,607
50,298
198,690
44,500
189,200
11,250
11,250
48,196
107,148
11,250
11,250
22,495
28,530
11,250
11,250
11,250
83,210
22,500
11,250
24,233
44,400
10,750
223,212
11,250
51,240
45,000
18,000
25,200
22,500
22,500
130,580
89,500
45,000
11,250
13,000
11,250
11,250
62,387
12,905
16,875

1,200
6,703
417
1,990
19,757
29,176
5,290
11,002
10,769
13,766
21,591
19,248
9,950
7,277
400
19,826
570
430
1,550
902
1,070
13,022
12,982
11,381
7,006
22,385
4,811
9,521
285
337

20,485,000

Total.
Pontiac National Bank, Pontiac, Mich
First National Bank, Jacksonville, 111
Farmers and Merchants' National Bank, Hickman, Ky.
Globe National Bank, Chicago, 111
Boston National Bank, Boston, Mass
Columbian National Bank, Boston, Mass
Lincoln National Bank, Boston, Mass
National Eagle National Bank, Boston, Mass
Market National Bank, Boston, Mass
Howard National Bank, Boston, Mass
North National Bank, Boston, Mass
National Revere Bank, Boston, Mass
Tremont National Bank, Boston, Mass
Second National Bank, Springfield, Ohio
City National Bank, Greenville, Tex
National Bank of North America, Boston, Mass
First National Bank, Pineville, Ky
First National Bank, Beaver City, Nebr
Tyler National Bank, Tyler, Tex
First National Bank, Cleburne, Tex
Rogersville National Bank, Rogersville, Tenn
Sixth National Bank, New York, N. Y
Continental National Bank, Boston, Mass
Manufacturers' National Bank, Boston, Mass
Hamilton National Bank, Boston, Mass
Tradesmen's National Bank, New York, N. Y. a
First National Bank, Quincy, 111
St. Louis National Bank, St. Louis, Mo
Eastland National Bank, Eastland, Tex
Merchants' National Bank, Grand Forks, N. Dak
First National Bank, Saginaw, Mich
Citizens' National Bank, New Bedford, Mass
First National Bank, Wenona, 111
First National Bank, Sanborn, Iowa
First National Bank, Salem, Oreg
Simpson National Bank, Eagle Pass, Tex
Citizens' National Bank, Dayton, Wash
First National Bank, Pana, 111
Geneva National Bank, Geneva, Nebr
American 1 Tational Bank, Denver, Colo
American National Bank, Lima, Ohio
People's National Bank, Americus, Ga
Thompson National Bank, Putnam, Conn
Continental National Bank, Memphis, Tenn
First National Bank, Elm Creek, Nebr
National Farmers and Planters' Bank, Baltimore, Md.
First National Bank, Kendrick, Idaho
National Exchange Bank, Salem, Mass
American Exchange National Bank, Lincoln, Nebr....
First National Bank, Russell, Kans.a
Smith County National Bank Smith Center, Kans...
Union National Bank, Sioux Falls, S. Dak
Jamestown National Bank, Jamestown, N. Y
Globe National Bank, Providence, R. I
Central National Bank, Springfield, Mo
Franklin National Bank, New York, N. Y
Elkhart National Bank, Elkhart, Ind
Wise County National Bank, Decatur, Tex
First National Bank, Buchanan, Va
Miles National Bank, Delta, Pa
Louisville City National Bank, Louisville, Ky
First National Bank, Auburn, Ind
First National Bank, Broken Bow, Nebr




Outstanding.

3,733,398

365,080

3,310

7,310
750
620
1,015
835
540
275
530
6,967

2,315
710
2,357
2,380
480
22,798
650
5,175
2,020
870
615
605
765
10,783
3,930
1,375
670
770
670
1,510
14,681
1,330
855

250

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE

PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

First National Bank, Chehalis, Wash
Traders' National Bank, Baltimore, Md
Purcell National Bank, Purcell, Okla
Manufacturers' National Bank, Providence, R. I
First National Bank, Nacogdoches, Tex
First National Bank, Dunkirk, Ind
First National Bank, Harvard, Nebr
City National Bank, Providence, R.I
First National Bank, Island City, Oreg
First National Bank, Colton, Wash
Third National Bank, Providence, R.I
Roger Williams National Bank, Providence, R. I
Pacific National Bank, Pawtucket, R . I
First National Bank, Pawtucket, R.I
Newnan National Bank, Newnan, Ga
First National Bank, Longmont, Colo
First National Bank, Homer, N. Y
Slater National Bank, Pawtucket, R.I
Greenwich National Bank, East Greenwich, R. I
National Bank of Rhode Island, Newport, R. I.«
Citizens' National Bank, Lyons, Iowa
First National Bank, Provo City, Utah
First National Bank, Blooming Grove, Tex
Woonsocket National Bank, Woonsocket, R. I
First National Bank, Independence, Oreg
Phenix National Bank, Phenix, R.I
First National Bank, Goldfield, Iowa
First National Bank, Littlestown, Pa

Date of
liquidation.

Issued.

Outstanding.

Dec. 17,1900

do

Jan. 8,190 L
Jan. 12,190 L
Jan. 14,1901
Jan. 30,190 L
Feb. 26,190 L
do
Feb. 28,190 L
Mar. 11,190 L
May 1,1901
May 3,190L
May 10,1901
May 25,1901
May 27,1901
June 1,1901
June 6,1901
July 1,1901
Aug. 1,1901
do
Aug. 9,1901
Aug. 15,1901
Aug. 26,1901
Sept. 2,1901
Sept. 3,1901
Sept. 14,1901

Total
First National Bank, Idaho Falls, Idaho
Nov. 8,1901
National Commercial Bank, New York, N. Y
Nov. 15,1901
Davenport National Bank, Davenport, Iowa
Dec. 4,1901
National Bank of Commerceial, Omaha, Nebr
Dec. 10,1901
Shoe and Leather National Bank, Boston, Mass
do
First National Bank, Harrison, Ark
Dec. 19,1901
Citizens' National Bank, Jacksboro, Tex
do
Third National Bank, Boston, Mass
Dec. 24,1901
National Bank of the Commonwealth, Boston, Mass
do
People's National Bank, Dover, N. J
Dec. 31,1901
Ninth National Bank, New York, N. Y
do
Railroad National Bank, Lowell, Mass
Jan. 4,1902
Merchants' National Bank, Lowell, Mass
do
do
First National Bank, Lowell, Mass
Jan. 14,1902
Augusta National Bank, Augusta, Me
oFormerly insolvent.



$50,000
230,000
50,000
500,000
50,000
50,000
50,000
500,000
50,000
50,000
300,000
499,950
200,000
300,000
50,000
50,000
100,000
300,000
60, 000
100,000
100,000
50,000
50,000
200,000
50,000
100,000
30,000
25,000

$11,250
45,000
11,250
68,093
11,250
11,250
11,250
230,340
11,250
11,250
55,864
54,590
95,015
97, 478
45,000
11, 475
45,000
196,840
17,100
83,700
25,000
12,500
12,500
200,000
12,500
26, 470
7,500

$470
4,124
570
10,085
500
572
415
7,292
730
310
9,970
4,655
5,967
7,251
2,240
560
3,680
11,762
1,020
4,645
1,160
770
590
10,352
470
1,990

4,144,950

Nov. 6,1899
Nov. 15,1899
Dec. 30,1899
do
do
Jan. 1,1900
Jan. 10,1900
Jan. 17,1900
Jan. 20,1900
Jan. 25,1900
do
Jan. 30,1900
Mar. 8,1900
do . . .
Mar. 10,1900
Mar. 15,1900
Mar. 16,1900
Mar. 31,1900
Apr. 30,1900
May 3,1900
June 11,1900
June 30,1900
do
July 19,1900
Aug. 4,1900
Aug. 30,1900
Sept. 20,1900
Oct. 11,1900

Total
First National Bank, Bristol, R.I
National Eagle Bank, Bristol, R. I Va
American National Bank, Orange,
Everett National Bank, Everett, Wash
Nicollet National Bank, Minneapolis, Minn
First National Bank, Moulton, Tex
Flour City National Bank, Minneapolis, Minn
First National Bank, Goldthwaite, Tex
First National Bank, South Norwalk, Conn
Berney National Bank, Birmingham, Ala
First National Bank, Guernsey, Wyo
Independence National Bank, Philadelphia, Pa
Centreville National Bank, Thurman, Ohio
Continental National Bank, New York, N. Y
National Bank of Wilmington, N. C
First National Bank, Orangeburg, S. C
Pascoag National Bank, Pascoag, R. I
Farmers and Mechanics' N. B., Washington, Pa
First National Bank, Vassar, Mich
First National Bank, Pawnee City, Nebr
City National Bank, Poughkeepsie, N. Y
National Phenix Bank, Westerly, R.I
Citizens' National Bank, Fairhaven, Wash
People's National Bank, Martinsburg, W. Va
National Bank of the Republic, New York, N. Y
Poughkeepsie National Bank, Poughkeepsie, N. Y

Capital.

1,420,715

92,150

75,000
50,000
25,000
70,000
250,000
25,000
500,000
50,000
100,000
200,000
25,000
500,000
50,000
1,000,000
100,000
60,000
100,000
100,000
50,000
50,000
100,000
150,000
50,000
75,000
1,500,000
150,000

27,264
30,417
25,000
25,000
50,000
6,250
50,000
12,500
28,199
51,000
25,000
69,200
50,000
329,280
50,000
30,000
100,000
100,000
19,000
18,750
46,297
54,226
12,500
75,000
1,500,000
66,130

3,064
1,867
680
1,372
2,602
340
5,200
540
4,563
3,390
760
6,030
4,708
25,131
4,260
890
6,515
3,620
830
1,665
5,662
6,428
290
2, 789
77,800
5,532

5, 405,000

2,841,013

176,528

25,000
300,000
100,000
200,000
1,000,000
25,000
30,000
1,000,000
1,000,000
50,000
750,000
400,000
400,000
250,000
100,000

6,250
300,000
100,000
150,000
452, 300
6.250
10; 000
200,438
63,385
12.500
66,860
116,003
108,086
55, 485
100,000

8,790
10,167
13,350
32,025
200
260
34,505
11,972
472
16,749
17,584
11,095
8,276
5,350

EEPOET OF THE COMPTROLLER

251

OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Date of
liquidation.

Capital.

Issued.
Merchants' National Bank, Albany, N. Y
National Hide and Leather Bank, Boston, Mass..
First National Bank, Howe, Tex
Albany City National Bank, Albany, N. Y
First National Bank, Woonsocket, R . I
Continental National Bank, Baltimore, Md
Third National Bank, Piqua, Ohio
Salamanca National Bank, Salamanca, N. Y
Albert Lea National Bank, Albert Lea, Minn
Washington National Bank, Boston, Mass
Wickford National Bank, Wickford, R. I
Central National Bank, Columbia, S. C
First National Bank, Elizabeth, N. J
Century National Bank, Cleveland, Ohio
Old National Bank, Youngstown, Ohio a
Merchants' National Bank, Chicago, 111
Cambria National Bank, Johnstown, Pa
Metropolitan National Bank, Cleveland, Ohio
Union National Bank, New Orleans, La
First National Bank, Vandergrift, Pa
Troy City National Bank, Troy, N. Y
Metropolitan National Bank, Chicago, 111
Second National Bank, Newark, N. J
,
Preston National Bank, Detroit, Mich
Newark City National Bank, Newark, N. J
East Orange National Bank, East Orange, N. J
Bellevue National Bank, Bellevue, Pa
Beaver National Bank, Beaver, Pa
Old National Bank, Whitehall, N. Y
Third National Bank, Allegheny, Pa
Third National Bank, Chattanooga, Tenn
Perrin National Bank, Lafayette, Ind
Citizens' National Bank, Pittsburg, Pa
Hibernia National Bank, New Orleans, La
Continental National Bank, St. Louis, Mo
Mechanics' National Bank, Pittsburg, Pa
Mercer County National Bank, Mercer, Pa
Sharon National Bank, Sharon, Pa
Steubenville National Bank, Steubenville, Ohio
Northwestern N. B. of Superior, West Superior, Wis..
Second National Bank, Sandusky, Ohio
State National Bank, South McAlester, Okla
Total.

Jan. 20, 1902
1902
Jan. 27,
Feb. 1,1902
Feb. 5,1902
Feb. 6,1902
Feb. 15, 1902
do..
....do..
Feb. 19, 1902
Feb. 20, 1902
.do.
Feb. 25, 1902
Mar. 1, 1902
Mar. 20, 1902
Mar. 27, 1902
Mar. 29, 1902
Apr. 1, 1902
do..
Apr. 14, 1902
May 15, 1902
May 29, 1902
May 31, 1902
June 14, 1902
June 17, 1902
June 30, 1902
.....do..
.....do.
....do..
July 1, 1902
do.
do..
do..
July 22, 1902
July 31, 1902
do..
Aug. 5, I962'
Aug. 11, 1902
Aug. 20, 1902
Sept. 11, 1902
Oct. 7, 1902
Oct. 15, 1902
Oct. 20, 1902

$200,000
1,000,000

25,000
300,000
200,000
200,000
100,000
50,000
50,000
750,000
100,000
100,000
200,000
500,000
200,000
1,000,000
100,000
500,000
600,000
50,000
300,000
2,000,000
300,000
700,000
500,000
100,000
50,000
100,000
50,000
200,000
150,000
100,000
800,000
300,000
1,000,000
500,000
50,000
125.0C0
125', 000
100,000
100,000
50,000
19,555,000

Outstanding.

$104,960
315,319
6,250
94,135
52,137
50,000
30,000
15,000
50,000
62,851
97,890
100,000
103,749
200,000

$8,375
35,872
340
8,415
6,742
4,600
2,195
1,165
2,850
13,079
3,988
6,972
7,878
7,970

58,168
100,000
50,000
600,000
12, 500
375, 500
840,000
56, 447
700, 000
57,732
100,000
50,000
25,000
93,385
200,000
50,000
71,000
164,155
114, 610
914, 650
122,100
50,000
37,406
125,000
100,000
52, 345
12, 500

6,708
4,505
2,290
49,067
990
12,295
75, 695
9, 542
56, 770
9,056
4,055
1,840
1,245
8,265
11,960
4,250
6,300
25,299
14,420
73,280
18,341
1,990
4,936
11,260
7,190
6,216
750

8,092, 346

709, 751

Ainsworth National Bank, Portland, Oreg
Nov. 3,1902
100,000
25,000
First National Bank, Pawpaw, 111
Nov. 10,1902
30,000
7,500
State National Bank, Quanah, Tex
Nov. 20,1902
50,000
12, 500
First National Bank, Grand Saline, Tex
Dee. 15,1902
25,000
10,000
Rochester National Bank, Rochester, Pa
Jan. 6,1903
50,000
12,500 .
First National Bank, Paulding, Ohio
Jan. 12,1903
30,000
10,000
Home National Bank, Royersford, Pa
.do..
50,000
25,000 I
American Exchange National Bank, Cleveland Ohio . Jan. 14,1903
500,000 ! 225,000
Citizens' National Bank, McKeesport, Pa
Jan. 15,1603
100,000 i
24, 050
Western National Bank, New York, N. Y
Jan. 31,1903
2,100.0C0 ! 544,050
Mechanics' National Bank, Philadelphia, Pa
Feb. 16,1903
500,000 : 479.110 !
Cleveland County National Bank, Norman, Okla
Feb. 28.1903
25,000 I
10,000
Cambridge National Bank, East Cambridge, Mass
Mar. 12,1903
100,000 ] 25,948 ;
Central National Bank, Worcester, Mass
Mar. 30,1903
54,550; i
300,000 1
City National Bank, Wor ester, Mass
do.
54,610
200.000 !
City National Bank, Mobile, Ala
Mar. 31,1903
200,000 ! 139,745 I
Citizens' National Bank, Mexia, Tex
Apr. 0,1903
12,000 i
50,000
Seventh National Bank,' New York. N. Y
Apr. 9,1903
2,500.000 ! 550,581 i
National Broadway Bank, New York, N. Y
Apr. 21,1903
1,000,000 : 526,177 j
West End National Bank, Washington, D. C
Apr. 23,1903
200,000 ! 50,000 ;
Pittsburgh National Bank of Commerce, Pittsburg, Pa. May 2,1903
500,000; i 310,926 '
First National Bank of Jefferson, Charlestown, W.Va . May 7,1903
3 8 , 8 0 0 ••
50,000
Capital City National Bank, Atlanta, Ga
49,100
250,000
Ma\T 16,1903
Merchants and Planters' N. B., Montgomery, Ala
51,815
250,000
May 19,1903
Lampasas National Bank, Lampasas, Tex
12, 500
25, 000
"do.
Commercial National Bank, Providence, R . I
62,138
June 6,1903
500,000
40,516
First National Bank, Wellsville, Ohio
June 18,1903
50.000
17,500
First National Bank, Westfield, N. J
50,000!
June 30,1903
Park National Bank, Cleveland, Ohio
650,000
July 1,1903
402,900
Merchants' National Bank, Gardiner, Me
50,000 ;
12, 500
...Ido
i
a No circulation issued.




2,590
410
1,250
610
1,450
610
1,342
10,052
1,540
30,495
32,585
600
3,083
9, 390
8,890
11.655
730
30,337
46, 435
3,205
51,528
3,425
2, 497
5,605
790
17, 343
4, 785
1,145
35,255
1,705

252

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE

PROVISIONS OF SECTIONS 5220 AND 5221 or THE REVISED STATUTES, ETC.—Cont'd.
Circulation.

Name and location of bank.

Date of
liquidation.

Capital.
Issued.

Citizens' National Bank, Yonkers, N. Y
Massachusetts National Bank, Boston, Mass
First National Bank, Garrett, 111
Boston National Bank, Seattle, Wash
Coal and Iron National Bank, Cleveland, Ohio
First National Exchange Bank, Plymouth, Mich
Citizens' National Bank, Shreveport, La
Lime Rock National Bank, Rockland, Me
Meridian National Bank, Meridian, Miss
City National Bank, Norfolk, Va
Western N. B. of the United States, New York, N. Y.
Sour Lake National Bank, Sour Lake, Tex
National Bank of Chanute, Chanute, Kans
The First National Bank, Worcester, Mass
Ellwood City National Bank, Ellwood City, Pa
National Suffolk Bank, Boston, Mass
Republic National Bank, Pittsburg, Pa
Total.
Rockwall National Bank, Rockwall, Tex
First National Bank, Gainesboro, Tenn
First National Bank, Harrison, Okla
National Hamilton Bank, Boston, Mass
Citizens' National Bank, Worcester, Mass
Manufacturers' National Bank, Baltimore, Md
Red River National Bank, Gainesville, Tex
German-American National Bank, Peoria, 111
National Bank of Christiana, Pa
Washington National Bank, Westerly, R.I
Davis National Bank, Seymour, Tex
Iron City National Bank, Pittsburg, Pa
Merchants and Manufacturers' N. B., Pittsburg, Pa...
Leicester National Bank, Leicester, Mass
First National Bank, Oxford, Ohio
First National Bank, Dallas, Oreg
Bankers' National Bank, Cleveland, Ohio
Tulsa National Bank, Tulsa, Ind. T.a
Farmers and Merchants' National Bank, Crockett, Tex.
Velasco National Bank, Velasco, Tex
Marblehead National Bank, Marblehead, Mass
Citizens' National Bank, Akron, Ohio
Central National Bank, New York, N. Y
Colonial National Bank, Pittsburg, Pa
Tradesmen's National Bank, Pittsburg, Pa
Colonial National Bank, Cleveland, Ohio
Atlas National Bank, Boston, Mass
Pawcatuck National Bank, Pawcatuck, Conn
Leather Manufacturers' N. B., New York, N. Y
Wayne National Bank, Wayne, Nebr
Second National Bank, Youngstown, Ohio
Colonial National Bank, Boston, Mass
National Bank of Redemption, Boston, Mass
National Exchange Bank, Weatherford, Okla
National Bank of North America, Providence, B. I . . .
Waterloo National Bank, Waterloo, Iowa
First National Bank, Providence, R.I
American National Bank, Long Beach, Cal
State National Bank, Cleveland, Ohio
Citizens' National Bank, Raton, N. Mex
Citizens' National Bank, Miamisburg, Ohio
Old National Bank, Washington, Pa.a
First National Bank, Sioux Rapids, Iowa
Weybosset National Bank, Providence, R. I
First National Bank, Cambridge, Mass
Idaho National Bank, Lewiston, Idaho
First National Bank, Warren, R . I
National Warren Bank, Warren, R. I
National Hope Bank, Warren, R. I
First National Bank, Lynn, Mass
Ohio Valley National Bank, Cincinnati, Ohio
Citizens' National Bank, Jacksonville, Tex
Kingfisher National Bank, Kingfisher, Okla
National Bank of Lyndon, Vt
City National Bank, Lampasas, Tex. a




Outstanding.

Aug. 1,1903
$100,000
Aug. 5,1903
800,000
Aug. 6,1903
25,000
Aug. 8,1903
180,000
Aug. 15,1903 1,000,000
Aug. 20,1903
50,000
Aug. 31,1903
100,000
Sept. 1,1903
105,000
Sept. 15,1903
100,000
Sept. 28,1903
200,000
Oct. 5,1903 12,500,000
Oct. 8,1903
50,000
Oct. 10,1903
50,000
Oct. 22,1903
300,000
Oct. 24,1903
75,000
Oct. 30,1903 1,500,000
....do
200,000

$52,692
59,44b
15,000
48,900
348,750
12,500
25,000
72,113
97,200
200,000
1,460,000
12,500
12,500
49,250
19,000
196,000
49,400

$5,632
12,317
860
3,980
25,490
1,650
1,330
8,466
7,450
16,300
37,090
750
7,685
5,045
780
7,295
2,330

27,820,000

6,617,914

466,387

25,000
25,000
25,000
600,000
150,000
500,000
100,000
300,000
50,000
150,000
50,000
400,000
800,000
100,000
50,000
25,000
500,000
25,000
50,000
50,000
120,000
150,000
1,000,000
1,000,000
400,000
1,000,000
1,500,000
100,000
600,000
50,000
200,000
1,000,000
2,000 000
25,000
500,000
100,000
500,000
50,000
500,000
50,000
100,000
150,000
50,000
500,000
200,000
50,000
150,000
200,000
130,000
500,000
700,000
25,000
25,000
50,000
50,000

6,300
12,500
6,300
49,250
100,000
98,500
24,200
300, 000
12,000
50,000
12,500
59,912
800,000
24,250
49,050
6,250
500,000

1,000
1,680
950
2,405
7,867
8,970
2,490
36,072
1,830
11, 242
790
15,930
77,092
6,600
4,805

11,900
11,900
49,300
98,795
929,300
50,000
200,000
197,750
64,765
100,000
474,900
39,300
170, 600
148,500
711, 600
12, 500
66,598
49,200
146,150
49,350
490,550
37,500
25,000

970
1,820
5,882
8,560
87,682
2,390
23,218
13, 965
18,630
6,642
46,025
1,420
28,925
11,110
59,380
810
25,670
5,630
28,953
2,900
47,280
2,765
3,430

12,500
56,769
100,000
12,500
50,000
49,300
32,500
380,000
248,482
23,950
6,250
32,265

12,606
13,207
820
7,101
6,641
6,337
31,336
44,518
3,150
650
5,017

Nov. 2,1903
Nov. 10,1903
Nov. 14,1903
Nov. 30,1903
Dec. 12,1903
Dec. 21,1903
Dec. 30,1903
Jan.
2,1904
Jan. 12,1904
Jan. 23,1904
Jan. 30,1904
Feb. 1,1904
do
.do.
Feb. 10,1904
Feb. 11,1904
Feb. 13,1904
Feb. 26,1904
Mar. 1,1904
Mar. 3,1904
Mar. 4,1904
Mar. 5,1904

Mar.
Mar.
Mar.
Apr.
Apr.
Apr.
Apr.
May
May
May

12,1904
23,1904
29,1904
2,1904
4,1904
8,1904
16,1904
16,1904
23,1904
31,1904
do
June 7,1904
June 14,1904
June 15,1904
June 24,1904
June 30,1904
July 1,1904
July 7,1904
July 11,1904
July 20,1904
July 25,1904
July 26,1904
Aug. 6,1904
Aug. 15,1904
Aug. 24,1904
do
do
Aug. 30,1904
Sept. 12,1904
Sept. 16,1904
Sept. 24,1904
Sept. 27,1904
do
,
a N o circulation issued.

29,077

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

253

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE

PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

The First National Bank of Wehrum, P a . . .
Fredonia National Bank of Fredonia, Kans.
The People's National Bank of Belfast, Me..

Date of
liquidation.

Oct. 18,1904
Oct. 20,1904
Oct. 31,1904

Total.
Fifth National Bank of Pittsburg, Pa
Nov. 1,1904
First National Bank of Conroe, Tex
do
Citizens' National Bank of Washington, D. C.
Nov. 7,1904
Farmers' National Bank of Primghar, Iowa.
Nov. 10,1904
Nov. 21,1904
Berkshire National Bank of North Adams, Mass
Nov. 28,1904
National Bank of North America, Chicago, 111
Bankers' World's Fair National Bank, St. Louis, Mo.. Dec. 15,1904
Dec. 19,1904
Hennessey National Bank of Hennessey, Okla.
First National Bank of Grafton,, xuwa
• u Iowa.
i Dec. 23,1904
First National Bank of Archer City, Tex
I Dec. 31,1904
Randolph National Bank of Elkins, W. Va
do
Mount Pleasant N. B. of Mount Pleasant, Ohio
Jan. 1,1905
Alabama National Bank of Birmingham, Ala
Jan. 10,1905
First National Bank of Sour Lake, Tex
do
do
City National Bank of Niles, Ohio
National Niantic Bank of Westerly, R . I
Jan. 11,1905
Citizens' National Bank of Fertile, Minn
Jan. 18,1905
Feb. 1,1905
Kyle National Bank of Kyle, Tex. a
Feb. 4,1905
First National Bank of Carmen, Okla
Feb. 10,1905
First National Bank of Moline, 111
Citizens' National Bank of Ferris, Tex
do..
San Augustine National Bank, San Augustine, T e x . . .
do
Rimersburg National Bank of Rimersburg, Pa
Feb. 11,1905
National La Fayette Bank, Cincinnati, Ohio
Feb. 14,1905
Equitable National Bank, Cincinnati, Ohio
do
Agawam National Bank of Springfield, Mass
Feb. 15,1905
First N. B. of Staten Island, New Brighton, N. Y
Feb. 25,1905
First National Bank of Fairview, Okla
Feb. 27,1905
Perry County National Bank of Newport, Pa
Mar. 1,1905
Mar. 14,1905
First National of Somerset, Ohio
Mar. 16,1905
Farmers and Merchants' N. B., Huntsyille, Ala
Cambridgeport National Bank, Cambridgeport, Mass.. Mar. 30,1905
Mar. 31,1905
Rockingham National Bank of Portsmouth, N. H
Citizens' National Bank, Sugar City, Colo
do
City National Bank of Sioux City, Iowa
Apr. 1,1905
Sprague National Bank of New York, N. Y
Apr. 3,1905
Gonzales National Bank, Gonzales, Tex
Apr. 15,1905
Welsh National Bank, Welsh, La
Apr. 17,1905
Ivanhoe National Bank, Ivanhoe, Minn
Apr. 25,1905
Euclid Park National Bank, Cleveland, Ohio
Apr. 29,1905
Maiden Lane National Bank, New York, N. Y
do
Shreveport National Bank, Shreveport, La
May 1,1905
First National Bank, Greenwood, Ark
May 20,1905
Merchants National Bank, Waterville, Me
June 1,1905
Commercial National Bank, Zanesville, Ohio..
June 5,1905
Twin City National Bank, Dennison, Ohio...
June 19,1905
Lumberman's National Bank, Tacoma, Wash
June 28,1905
Monument National Bank, Boston, Mass
do
Chattanooga National Bank, Chattanooga, Tenn
June 30,1905
First National Bank, Colfax, Wash
do
American National Bank, Deadwood, S. Dak
do
First National Bank, College Corner, Ohio
July 1,1905
July 3,1905
Germania National Bank, New Orleans, La
July 22,1905
Commercial National Bank, Omaha, Nebr
Union National Bank, Omaha, Nebr
do
Laurel National Bank, Laurel, Miss
July 24,1905
Mechanics' National Bank, Boston, Mass
July 29,1905
July 31,1905
Texas National Bank, Dallas, Tex
Aug. 1,1905
First National Bank, Crowell, Tex
Aug. 2,1905
Citizens' National Bank, Paintsville, Ky
Aug. 3,1905
First National Bank, Waxahachie, Tex
Aug. 10,1905
Citizens' National Bank, New Bethlehem, Pa
Aug. 12,1905
Valley National Bank, Seymour, Conn
Aug. 22,1905
American National Bank, Barberton, Ohio
Aug. 26,1905
White National Bank, Fort Wayne, Ind
Sept. 1,1905
Farmers National Bank, Lebanon, Pa
Sept. 7,1905
First National Bank, Newport, R . I
Sept. 15,1905
City National Bank, Austin, Tex
First National Bank, Two Harbors, ±yxui.ii
JL naii J.N ciiiKJiiixl sjaiiis., x wu xxeu. wvio, Minn.
Sept. 22, 190o
American National Bank, Dallas, Tex
i Sept. 23,1905
a No circulation issued.

1



Capital.
Issued.

Outi standing.

$25,000
25,000
50,000

$7,000
6,500
50,000

$490
625
12,714

17,800,000

7,314,486

788,066

100,000
25,000
500,000
30,000
200,000
2,000,000
200,000
25,000
25,000
25,000
25,000
50,000
200,000
30,000
100,000
250,000
25,000
25,000
25,000
150,000
30,000
25,000
25,000
600,000
250,000
300,000
100,000
25,000
50,000
25,000
100,000
100,000
100,000
25,000
100,000
200,000
50,000
25,000
25,000
1,800,000
250,000
100,000
25,000
100,000
100,000
50,000
150,000
150,000
200,000
60,000
50,000
35,000
700,000
400,000
250,000
50,000
250,000
250,000
25,000
25,000
100,000
60,000
50,000
100,000
200,000
100,000
120,000
150,000
50,000
200,000

25,000
6,250
60,000
7,500
130,000
500,000
50,000
25,000
6,250
6,250
6,500
30,000
200,000
27,500
100,000
50,000
25,000

4,214
680
9,461
920
9,921
57,130
"*2,"230
740
970
500
2,270
24,675
2,520
9,720
17,146
1,930

10,000
100,000
7,500
6,250
25,000
405,000
50,000
50,000
75,000
6,500
30,000
25,000
25,000
50,000
100,000
10,000
25,000
100,000
12,000
6,250
6,500
1,000,000
100,000
25,000
6,250
100,000
100,000
25,000
75,000
50,000
100,000
25,000
50,000
25,000
50,000
300,000
50,000
25,000
50,000
250,000
6,250
11,250
25,000
60,000
40,000
25,000
200,000
25,000
120,000
50,000
12,500
160,000

930
12,793
680
630
2,090
90,970
8,780
17,236
2,440
740
2,715
2,470
3,710
6,227
18,166
765
3,260
14,480
1,790
580
820
109,417
4,280
0,950
685
10,866
10,090
2,740
11,230
8,025
21,782
4,130
7,650
4,260
12,948
46,035
12,380
4,160
11,604
34,540
910
1,355
4,170
8,590
3,810
3,630
31,115
2,920
14,760
9,170
1,820
30,470

254

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OP THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Date of
liquidation.

Capital.
Issued.

Merchants National Bank, Portland, Me
National Bank of Commerce, Natchez, Miss
Louisiana National Bank, New Orleans, La
Southwestern National Bank, Los Angeles, Cal
Memphis National Bank, Memphis, Term
Citizens' National Bank, Cleburne, Tex
Citizens National Bank, Lawrenceburg, Ind
First National Bank, Cornish, Okla
First National Bank, Francis, Okla
Los Angeles National Bank, Los Angeles, Cal
Mount Vernon National Bank, Boston, Mass
Georgetown National Bank, Georgetown, 111
First National Bank, Fairport Harbor, Ohio
Commercial National Bank, Oklahoma City, Okla

Sept. 30,1905
do.
Oct. 2,1905
Oct. 7,1905
Oct. 10,1905
do.
Oct. 14,1905
Oct. 15,1905
do.
Oct. 21,1905
Oct. 24,1905
Oct. 27,1905
Oct. 30,1905

....do

Total.
Nov. 1,1905
National Bank of Commerce, Memphis, Tenn
do
First National Bank, Minerva, Ohio
Beaumont National Bank, Beaumont, Tex
Nov. 2,1905
Nov. 9,1905
American National Bank, McMinnville, Tenn
Nov. 15,1905
First National Bank, Gunter, Tex
Nov. 16,1905
First National Bank, Windsor, 111
Nov. 21,1905
First National Bank, Orange City, Iowa
Dec. 4,1905
First National Bank, Cullman, Ala
Dec. 7,1905
Portsmouth National Bank, Portsmouth, Ohio
Dec. 9,1905
Security National Bank, Albert Lea, Minn
Dec. 11,1905
Citizens' National Bank, Italy, Tex
Dec. 16,1905
Citizens' National Bank, Cedar Falls, IowaDec. 19,1905
National Bank of St. Joseph, Mo
Dec. 30,1905
Red River Valley National Bank, Fargo, N. Dak
do.
American National Bank, Montgomery, Ala
First National Bank, Prosser, Wash
Jan. 1,1906
Kineo National Bank, Dover, Me
....do
Jan. 11,1906
National Exchange Bank, Lexington, Ky
Jan. 15,1906
Quinsigamond National Bank, Worcester, Mass
Jan. 16,1906
First National Bank, Shawnee, Okla
Jan. 31,1906
First National Bank, Alvin, Tex
Feb. 3,1906
Ladonia National Bank, Ladonia, Tex
Feb. 8,1906
City National Bank, Springfield, Mass
Feb. 12,1906
Second National Bank, Haverhill, Mass
do
American National Bank, Providence, R. I. a
....do
Seawall National Bank, Galveston, Tex.o
Feb. 15,1906
First National Bank, Austin, Tex
Feb. 21,1906
People's National Bank, Roanoke, Va
Feb. 24,1906
Rollstone National Bank, Fitchburg, Mass
National Shoe and Leather Bank, New York, N. Y . . . Feb. 28,1906
Mar. 1,1906
Kenduskeag National Bank, Bangor, Me
Mar. 5,1906
First National Bank, Springfield, Mass
Mar. 12,1906
Industrial National Bank, Pittsburg, Pa
Mar. 22,1906
First National Bank, Harlan, Iowa
Mar. 24,1906
Glassport National Bank, Glassport, Pa
Mar. 28,1906
John Hancock National Bank, Springfield, Mass
Mar. 29,1906
Temple National Bank, Temple, Tex
Mar. 30,1906
Second National Bank, Springfield, Mass
Mar. 31,1906
Farmers' National Bank, Mansfield, Ohio
do.
McGregor National Bank, McGregor, Tex
Apr. 1,1906
Citizens' National Bank, Mount Pleasant, Pa
First National Bank, Harris, Iowa
.do.
Apr. 9,1906
Baird National Bank, Kirksville, Mo
Apr. 20,1906
Stanton National Bank, Stanton, Tex
Apr. 23,1906
Bunker Hill N. B., Charlestown, Boston, Mass
Apr. 24,1906
First National Bank, Glenyille, W. Va
Apr. 30,1906
First National Bank, Martin, Tenn
do
Merchants' National Bank, Ashland, Ky
First National Bank, Buckeye City, Ohio
do
First National Bank, Guilford, Me
May 1,1906
Moline National Bank, Moline, 111
May 2,1906
First National Bank, Ensley, Ala
May 5,1906
Lenora National Bank, Morehead, Ky
May 9,1906
First National Bank, McCumber, N. Dak
May 10,1906
Merchants' National Bank, Nashville, Tenn
May 15,1906
First National Bank, Carrollton, Ohio
May 31,1906
Washington National Bank, Seattle, Wash
June 25,1906
First National Bank, Clyde, Ohio
July 2,1906
oNo circulation issued.



Outstanding.

$300,000
100,000
500,000
300,000
250,000
100,000
50,000
25,000
25,000
500,000
200,000
25,000
25,000
100,000

$50,000
25,000
500,000
300,000
50,000
24,000
50,000
6,250
6,250
500,000
175,000
20,000
24,500
100,000

$16,960
4,010
86,601
48,090
11,285
2,850
7,010
730
880
94,662
17,784
3,030
3,590
12,845

14,815,000

7,352,500

1,084,118

500,000
25,000
100,000
50,000
30,000
25,000
25,000
25,000
125,000
50,000
25,000
50,000
100,000
100,000
100,000
25,000
50,000
100,000
250,000
100,000
25,000
35,000
250,000
150,000
1,000,000
100,000
100,000
100,000
250,000
1,000,000
100,000
400,000
800,000
50,000
50,000
250,000
80,000
300,000
150,000
40,000
50,000
25,000
65,000
25,000
500,000
35,000
30,000
100,000
25,000
50,000
100,000
50,000
25,000
25,000
200,000
35,000
100,000
50,000

500,000
25,000
25,000
36,600
30,000
10,000
6,250
6,250
40,200
12,000
25,000
49,400
99,000
29,050
49,400
6,250
45,800
100,000
78,500
25,000
6,250
9,000
100,000
98,200
343,700

75,192
443
4,450
4,110
3,435
1,800
1,140
880
15,240
1,880
3,000
9,150
21,240
7,670
8, C O
O
760
6,950
30,377
14,763
2,870
1,050
1,400
14,485
11,325
58,832

100,000
98,400
198,200
199,000
35,000
98,900
98,400
25,000
49,100
235,300
19,400
120,868
64,465
12,500
50,000
12,500
65,000
6,300
57,407
0,500
7,500
99,100
6,300
25,000
100,000
50,000
6,200
6,500
197,500
19,200
30,000
50,000

28,490
10,790
30,918
40,041
7.365
19,459
11,565
5,740
6,6«5
40,090
3,750
20,727
16,005
1,910
8,850
2,400
11,565
15,732
1,522
1,350
21,750
1,160
3,930
17,915
6,955
1,070
1,200
555
3,730
6,830
9,602

255

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

First National Bank, Caldwell, Tex
Blaine National Bank, Kitsmillerville, Md.a
Merchants' and Planters' Farley National Bank,
Montgomery, Ala
Old National Bank, Providence, R . I
United National Bank, New York, N. Y
Belington National Bank, Belington, W. Va
Citizens' National Bank, Olean, N. Y
First National Bank, Seneca, Mo
Citizens' National Bank, Coinanche, Ind. T.«
First National Bank, Gas City, Ind
St. Paul National Bank, St. Paul, Minn
Wick National Bank, Youngstown, Ohio
First National Bank, Salisbury, Mo .a
First National Bank, Hayneville, Ala
Citizens' National Bank, Davenport, Iowa
First National Bank, Monroeville, Ohio

Date of
liquidation.

July
July

Issued.

Outstanding.

6,1906
9,1906

$60,000
25,000

$35,000

$7,290

16,1906
20,1906
28,1906
6,1906
9,1906
31,1906
25,1906
26,1906
29,1906
1,1906
10,1906
11,1906
Oct.
Oct. 15,1906
Oct. 23,1906

500,000
500,000
1,000,000
25,000
100,000
25,000
25,000
50,000
600,000
500,000
25,000
25,000
300,000
50,000

445,770
187,350
245,450
25,000
49,400
25,000

5,605
33,844
29,010
4,120
6,655
6,810

12,500
540,000
50,000

3,290
144,995
10,130

10,000
245,200
50,000

1,380
92,575
12,125

July
July
July
Aug.
Aug.
Aug.
Sept.
Sept.
Sept.
Oct.
Oct.

Total..
Market National Bank, Cleveland, Ohio..
Nov. 1,1906
First National Bank, Nez Perce, Idaho..
.do.
Union National Bank, Zanesville, Ohio..
Nov. 8,1906
First National Bank, Middletown, 111
Nov. 22,1906
Nov. 24,1906
Merchants' National Bank, Galveston, Tex
Dec. 8,1906
First National Bank, Leipsic, Ohio
.do.
First National Bank, Franklin, La
First National Bank, Knox, N. Dak
Dec. 31,1906
National Bank of Brighton, Iowa
.....do
Farmers' National Bank, Winnsboro, Tex
.....do
Citizens' National Bank, Atoka, Okla
.....do
Bozeman National Bank, Bozeman, Mont
Jan. 1,1907
First National Bank, Whitmire, S. C
do.
National Bank of Turtle Creek, Pa
Jan. 2,1907
City National Bank, Cairo, 111
do
First National Bank, Wakonda, S. Dak
Jan. 8,1907
Fourth National Bank, St. Louis, Mo
Jan. 15,1907
First National Bank, Tolar, Tex
Jan. 16,1907
Merchants' National Bank, Tuscaloosa, Ala
Jan. 19,1907
National Exchange Bank, Boston, Mass
Jan. 31,1907
Feb. 1,1907
People's National Bank, McDonald, Pa
Grayson National Bank, Sherman, Tex
Feb. 5,1907
Winnissimet National Bank, Chelsea, Mass
Feb. 9,1907
Freeman's National Bank, Boston, Mass
Feb. 15,1907
Feb. 16,1907
First National Bank, Calistoga, Cal
do.
Central National Bank, Ocala, Fla
First National Bank, Talladega, Ala
Feb. 19,1907
New National Bank, Warren, Ohio
Feb. 21,1907
Feb. 28,1907
First National Bank, Madison, Me
do.
First National Bank, Cuero, Tex
Irving National Bank, New York, N. Y
Mar. 1,1907
First National Bank, Demopolis, Ala
Mar. 9,1907
Northern National Bank, New York, N. Y
Mar. 12,1907
Paris National Bank, Paris, Tex
Mar. 13,1907
Astor National Bank, New York, N. Y
Mar. 16,1907
First National Bank, Turlock, Cal
Mar. 19,1907
Central National Bank, Washington, D. C
Mar. 28,1907
First National Bank, East St. Louis, 111
Mar. 30,1907
Monroe National Bank, Monroe, La
Apr. 20,1907
Mechanics' National Bank, New Britain, Conn
do
German-American National Bank, Wahpeton, N. Dak. Apr. 22,1907
Burlington National Bank, Burlington, Kans
Apr. 26,1907
National Exchange Bank, Albany, N. Y
Apr. 29,1907
Merchants' National Bank, Toledo, Ohio
Apr. 30,1907
Highland National Bank, Hermon, Cal
May 14,1907
First National Bank, Thomasville, Ala
June 1,1907
Citizens' National Bank, Thomasville, Ala
do
Citizens' National Bank, San Francisco, Cal
do
Union National Bank, Braddock, Pa
June 3,1907
National Bank of Toledo, Ohio
June 30,1907
First National Bank, Enderlin, N. Dak
July 1,1907
Blue Ridge National Bank, Asheville, N. C
do
Fourth National Bank, Providence. R . I
July 17,1907
Findlay National Bank, Findlay, 111
do
Columbia National Bank, Lincoln, Nebr
July 20,1907
No circulation issued.




Capital.

12,385,000
250,000
25,000
150,000
25,000
100,000
25,000
50,000
25,000
25,000
50,000
40,000
50,000
25,000
50,000
100,000
25,000
1,000,000
25,000
85,000
1,000,000
60,000
100,000
100,000
500,000
25,000
50,000
50,000
100,000
75,000
50,000
1,000,000
50,000
300,000
150,000
350,000
25,000
500,000
200,000
60,000
100,000
30,000
50,000
300,000
300,000
25,000
25,000
25,000
200,000
200,000
300,000
25,000
100,000
500,000
25,000
100,000

5,838,060 1,018,522
250,000
6,250
150,000
14,000
25,000
6,300
12,500
6,250
20,000
40,000
10,000
12,500
6,250
50,000
90,000
10,000
953,350
6,250
25,000
50,000
15,000
50,000
50,000
150,000
17,500
12,500
50,000
50,000
20,000
50,000
250,000
12,500
50,000
150,000
350,000
25,000
392,850
200,000
15,000
100,000
15,000
50,000
50,000
300,000

54,790
1,550
35,830
2,885
5,675
1,570
4,900
1,310
5,390
10,780
2,150
3,900
1,010
8,860
29,819
2,950
1,151
1,240
7,685
27,552
2,160
10,680
16,685
34,993
2,975
2,905
11,180
10,S80
4,380
13,880
54,116
4,450
9,310
32,050
64,985
5,480
83,150
46,632
4,520
11, 565
3,770
18,129
17,807
89,222

25,000
25,000
200,000
182,400
250,000
25,000
119,900
150,000
6,250
100,000

6,610
6,070
42,275
32,080
103,150
6,375
3,650
36,901
1,670

256

REPORT OF T H E COMPTROLLER OF T H E

CURRENCY.

N o . 60.—NATIONAL B A N K S THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER T H E
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE R E V I S E D STATUTES, ETC.—Cont'd.

Circulation.
Name and location of bank.

Date of
liquidation.

Capital.
Issued.

Thirty-fourth Street National Bank, New York, N. Y.
Jeannette National Bank, Jeannette, Pa
United States National Bank, White Lake, S. Dak....
American National Bank, Kansas City, Mo
Farmers' National Bank, Van Alstyne, Tex
Hamlin National Bank, Hamlin, Tex
Second National Bank, Jersey City, N. J
First National Bank, Helena, Okla
First National Bank, Mansfield, 111
Germania National Bank, San Francisco, Cal
First National Bank, Nashua, N. H
Mechanics' National Bank, Knoxville, Tenn
First National Bank, Beckley, W. Va
Dayton National Bank, Dayton, Wash
First National Bank, Fertile, Minn
Mississippi National Bank, Port Gibson, Miss
First National Bank, Armour, S. Dak
First National Bank, Ellsworth, Me
Morton National Bank, Madisonville, Ky
First National Bank, Rockland, Mass.
First National Bank, Covington, Tex
Bay City National Bank, Bay City, Tex
National Bank of Commerce, San Diego, Cal
Total.
First National Bank, Adams, N. Dak
Federal National Bank, Chicago, 111
German National Bank, Marion, Wis
Planters and Mechanics' National Bank, Houston, Tex.
Fourth National Bank, Waterbury, Conn
Grant Park National Bank, Grant Park, 111
Merkel National Bank, Merkel, Tex
First National Bank, High Point, N. C
Farmers and Merchants' National Bank, Tyler, Tex..
Western National Bank, Odessa, Tex
First National Bank, Macon, Mo
Beaver National Bank, New York, N. Y
Hollis National Bank, Hollis, Okla
Atlantic National Bank, Wilmington, N. C
Porter National Bank, Porter, Okla
State National Bank, New Orleans, La
Lindsay National Bank, Lindsay, Okla
First National Bank, Turnersville, Tex
First National Bank, Humboldt, Nebr
First National Bank, Kiefer, Okla
People's National Bank, Muncie, Ind
City National Bank, Muskogee, Okla
National Bank of Fayetteville, Ark
Prescott National Bank, Lowell, Mass
First National Bank, Gloucester. Mass
First National Bank, Mylo, N. Dak
Third National Bank, Albany, Ga
Farmers' National Bank, Punxsutawney, Pa
Choctaw National Bank, Caddo, Okla
City National Bank, Tulsa, Okla
Traders' National Bank, Washington, D. C
Veazie National Bank, Bangor, Me
Citizens' National Bank, Albany, Ga
City National Bank, Marshalltown, Iowa
National Bank of the Republic, Boston, Mass
Newton National Bank, Newton, Mass
Hazelhurst National Bank, Hazelhurst, Pa
Commercial National Bank, Detroit, Mich
Citizens' National Bank, Washington, Iowa
Consolidation National Bank, Philadelphia, Pa
Third National Bank, Cincinnati, Ohio
Citizens' National Bank, Cedar Rapids, Iowa
Merchants' National Bank, Covington, Ky
National Bank of Wichita, Kans
Thomas National Bank, Thomas, Okla
National Bank of Commerce, Minneapolis, Minn
Wind River National Bank, Shoshoni, Wyo
First National Bank, Cutter, N. Mex
Fifth National Bank, Grand Rapids, Mich
First National Bank, Cement, Okla
First National Bank, Wheatland, Wyo
First National
 Bank, Hattiesburg, Miss


Outstanding.

$200,000
50,000
25,000
250,000
50,000
25,000
250,000
25,000
25,000
300,000
100,000
200,000
50,000
25,000
25,000
75,000
25,000
50,000
50,000
50,000
25,000
50,000
150,000

850,000
50,000
6,300
250,000
50,000
10,000
200,000
6,240
10,000
98,050
56,100
115,000
12,500
10,000
12,750
18,750
12,500
50,000
50,000
12,000
6,250
12,500
150,000

16,260
3,080
1,850
3,360
39,785

11,250,000

6,501,090

1,325,723

25,000
500,000
25,000
200,000
100,000
50,000
25,000
100,000
100,000
40,000
50,000
200,000
25,000
125,000
25,000
300,000
40,000
25,000
50,000
25,000
100,000
100,000
60,000
300,000
200,000
25,000
50,000
50,000
50,000
25,000
200,000
100,000
50,000
100,000
2,000,000
200,000
25,000
1,000,000
50,000
300,000
1,200,000
200,000
100,000
100,000
25,000
1,000,000
25,000
25,000

6,250
500,000

1,750
173,660

July 22,1907
July 23,1907
July 24,1907
July 27,1907
July 30,1907
Aug. 1,1907
do
.do.
.do.
.do.
Aug. 10,1907
Aug. 23,1907
Aug. 27,1907
do.
Aug. 31,1907
do
Sept. 2,1907
Sept. 10,1907
Sept. 14,1907
Sept. 28,1907
Sept. 30,1907
Oct. 1,1907
Oct. 12,1907

Nov. 1,1907
Nov. 2,1907
Nov. 5,1907
Nov. 7,1907
Nov. 18,1907
Nov. 20,1907
Nov. 26,1907
Nov. 28,1907
Nov. 30,1907
Jan. 1,1908
Jan. 14,1908
do

Jan.
Jan.
Jan.
Jan.
Feb.

16,1908
18,1908
25,1908
30,1908
6,1908
Feb. 26,1908
Feb. 28,1908
Mar. 3,1908
Mar. 14,1908
Mar. 16,1908
Mar. 17,1908
Mar. 18,1908
Mar. 26,1908
do
Mar. 31,1908
Apr. 1,19d8
Apr. 5,19(18
Apr. 11,1908
Apr. 21,1908

do
May 1,1908
May 4,1908
May 7,1908
May 15,1908
May 26,1908
June 1,19(18
do
June 8,1908
June 18,1908
June 20,1908
July 1,1908
" '
July 6,1908
July 7,1908
July 15,1908
July 18,1908
July 22,1908
July 31,1908
Aug. 1,1908
do
Aug. V, 1908" I

\00,000
25,000
25,000

100,000

200,000
100,000
12,500
6,300
100,000
100,000
10,000
20,000
50,000
7,500
125,000
25,000
300,000
40,000
6,250
12,500
6,250
75,000
100,000
60,000
50,000
200,000
7,000
12,500
50,000
50,000
25,000
200,000
25,000
50,000
25,000
650,000
50,000
25,000
225,000
50,000
300,000
1,200,000
150,000
50,000
50,000
6,250
600,000
6,250
6,500
100,000
12,510
25,000
50,000

$10,410
10,650
83,860
11,640
1,750
43,940
1,820
3,760
26,015
2,381

37,410
3,100
2,750
4,220
5,715
3,050
3,235

84,897
22,420
5,000
2,000
28,750
31,750
3,250
9,600
8,250
2,150
36,650
9,750
167,032
10,950
2,600
6,200
2,000
27,700
32,550
20,497
21,529
65,023
2,450
3,800
15, 920
15, 600
10, 300
545,150
14, 746
11,450
10,947
163,399
19,504
6,800
24,100
23,050
117,367
9,810
81,700
19,550
26,145
3,400
361,947
2,640
2,750
51,300
6,210
11,850
19,647

EEPOET OF THE COMPTROLLEE OF THE CUKEENCY.

257

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE

PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Enid National Bank, Enid, Okla
Citizens' National Bank, Anadarko, Okla
First National Bank, Lamont, Okla
City National Bank, Hobart. Okla
Madill National Bank, Madill, Okla
First National Bank, Tallapoosa, Ga
First National Bank, Okeene, Okla
First National Bank, Foss, Okla
First National Bank, Laurel, Mont
Coalgate National Bank, Coalgate, Okla
People's National Bank, Kingfisher, Okla
National Traders' Bank, Portland, Me
Lockney National Bank, Lockney, Tex
Greene County National Bank, Hunter, N. Y.
People's National Bank, Aspen, Colo
Comal National Bank, New Braunfels, Tex...
City National Bank, Karnes City, Tex
National Bank of Hastings, Okla
First National Bank, Plymouth, Ohio
Weleetka National Bank, Weleetka, Okla
First National Bank, Gage, Okla
Farmers' National Bank, Gatesville, Tex
City National Bank, Norman, Okla
Citizens' National Bank, Ada, Okla
First National Bank, Clutier, Iowa
Wagoner National Bank, Wagoner, Okla
First National Bank, Center Point, Tex
Medford National Bank, Medford, Mass

Date of
liquidation.

Aug. 18,1908
Aug. 31,1908
do,
Sept. 1,1908
do
Sept. 8,1908
Sept. 7,1908
Sept. 10,1908
Sept. 12,1908
do
....do
Sept. 15,1908
do
Sept. 18,1908
Sept. 21,1908
Sept. 25,1908
Sept. 29,1908
Oct. 1,1908
do
....do
Oct. 2,1908
Oct. 3,1908
Oct. 5,1908
Oct. 10,1908
Oct. 12,1908
Oct. 15,1908
Oct. 13,1908
Oct. 31,1908

Total.

Issued.
$100,000
25,000
25,000
25,000
60,000
25,000
25,000
25,000
25,000
50,000
30,000
200,000
25,000
25,000
25,000
35,000
25,000
25,000
50,000
25,000
25,000
30,000
50,000
50,000
25,000
25,000
25,000
100,000
11,120,000

City; National Bank, Cordell, Okla
National Bank of Commerce, Denver, Colo
Altus National Bank, Altus, Okla
First National Bank, Remington, Ind
American National Bank, Pittsburg, Pa
American National Bank, Cincinnati, Ohio
Cherokee National Bank, Tahlequah, Okla
Citizens' National Bank, Waurika, Okla
First National Bank, El Dorado, Okla
State National Bank, Blackwell, Okla
Newport News National Bank, Newport News, Va..
Farmers' National Bank, Temple, Okla
Bokchito National Bank, Bokchito, Okla
First National Bank, Afton, Okla
Clinton National Bank, Clinton, Okla
Alva National Bank, Alva, Okla
First National Bank, Mansville, Okla
First National Bank, Frankston, Tex
First National Bank, Bokchito, Okla
Farmers and Merchants' N. B., El Dorado, Okla
Merchants and Farmers' N. B., Weatherford, Tex
United States National Bank, San Francisco, Cal
Swedish-American National Bank, Minneapolis, Minn
Bankers' National Bank, Kansas City, Kans
First National Bank, Granite, Okla
Farmers and Merchants' N. B., Lebanon, Ohio
Union National Bank, Kansas City, Mo
City National Bank, East St. Louis, 111
American National Bank, Everett, Okla
Alvord National Bank, Alvord, Tex
First National Bank, Milburn, Okla
Chandler National Bank, Chandler, Okla
Farmers' National Bank, Newkirk, Okla
Comanche National Bank, Comanche, Okla
National Bank of Commerce, Holdenville, Okla
Peoples' National Bank, New Orleans, La
First National Bank, Omro, Wis
First National Bank, Waverly, Tenn
First National Bank, Ravia, Okla
Peoples' National Bank, Economy, Pa
First National Bank, Kaw City, Okla
Commercial National Bank, Pendleton, Oreg
First National Bank, Cordell, Okla
First National Bank, Havre, Mont
First National Bank, Waukomis, Okla
Farmers1 National Bank, Vinita, Okla
 Bank, Terral, Okla
First National

http://fraser.stlouisfed.org/
10774—CUR 1909
Federal Reserve Bank of St. Louis

Capital.

17

Nov. 10,1908
Nov. 14,1908
Nov. 15,1908
Nov. 21,1908
Nov. 23,1908
Nov. 24,1908
Nov. 25,1908
Dec. 1,1908
.do.
Dec. 4,1908
Dec. 14,1908
Dec. 15,1908
Dec. 16,1908
do.
Dec. 19,1908
Dec. 22,1908
Dec. 31,1908
Dec. 21,1908
Dec. 29,1908
Dec. 30,1908
Dec. 31,1908
do.
....do
Jan. 2,1909
Jan. 11,1909
Jan. 12,1909

do.
Jan. 16,1909
do.
do.
Jan. 18,1909
do
Jan. 19,1909
Jan. 20,1909
do.

Jan. 29,1909
Jan. 30,1909
Feb. 1,1909
do
do
Feb. 3,1909
Feb. 5,1909
do.
Feb. 6,1909
Feb. 10,1909
Feb. 11,1909
Feb. 12,1909

25,000
500,000
30,000
25,000
400,000
500,000
25,000
25,000
25,000
25,000
100,000
25,000
25,000
25,000
25,000
40,000
25,000
25,000
25,000
25,000
100,000
200,000
500,000
250,000
25,000
35,000
600,000
200,000
100,000
50,000
25,000
25,000
25,000
25,000
25,000
200,000
30,000
35,000
25,000
50,000
25,000
50,000
25,000
25,000
25,000
25,000
25,000

$100,000
6,250
25,000
25,000
30,000
25,000
10,000
6,300
6,250
50,000
30,000
50,000
6,250
12,500
6,250
35,000
6,300
25,000
50,000
6,250
6,500
7,500
50,000
12,500
20,000
12,500
25,000
50,000

Outstanding.
$48,095
3,500
3,100
12,100
15,800
8,930
4,950
3,550
2,900
6,900
19,900
30,990
3,420
3,950
14,200
3,200
11,750
25,748
3,350
2,900
3,500
27,850
6,600
1,242
8,850
13,900
22,000

6,808,360 2,670,665
6,500
500,000
7,500
6,600
100,000
50,000
6,250
6,250
6,500
25,000
25,000
25,000
6,250
9,000
25,000
36,000
6,250
6,300
6,250
6,500
100,000
200,000
500,000
100,000
6,250
30,000
600,000
200,000
100,000
12,500
6,250
6,500
10,000
6,250
6,250
150,000
25,000
8,750
6,250
12,500
10,000
50,000
6,300
6,500
6,250
6,500
35,000

3,600
20,900
4,050
3,950
53,400
24,450
3,100
3,050
3,250
15,300
24,497
3,650
3,350
4,750
7,400
21,400
3,100
3,250
3,550
3,400
58,750
84,447
6,800
61,797
3,350
14,700
536,600
70,450
64,600
7,700
3,500
4,450
5,995
50
3,750
83,500
15,200
5,450
3,300
7,700
7,200
5,500
2,650
3,800
3,400
4,050
13,400

258

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE

PROVISIONS or SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Arkansas Valley National Bank, Broken Arrow, Okla.
First National Bank, Hanley Falls, Minn
First National Bank, Mulhall, Okla
National Union Bank, Oshkosh, Wis
Fanners' National Bank, Midlothian, Tex
First National Bank, Sayre, Okla
First National Bank, Collinsville, Okla
First National Bank, Elk City, Okla
First National Bank, Erick, Okla
First National Bank, Hastings, Okla
First National Bank, Muldrow, Okla
American National Bank, Tishomingo, Okla
American National Bank, Winchester, Tenn
First National Bank, Tonkawa, Okla
First National Bank, Campbellsport, Wis
First National Bank, Enid, Okla
National Exchange Bank, Springfield, Mo
Lawton National Bank, Lawton, Okla
First National Bank, Mansfield, La
Citizens' National Bank, Curwensville, Pa
Barton National Bank, Barton, Vt
Faneuil Hall National Bank, Boston, Mass
Blackwell National Bank, Blackwell, Okla
First National Bank, Fort-Gibson, Okla
Hobart National Bank, Hobart, Okla
First National Bank, Pond Creek, Okla
First National Bank, Colbert, Okla
First National Bank, McLean, Tex
Atoka National Bank, Atoka, Okla
Boyle National Bank, Danville, Ky
First National Bank, Shawneetown, 111
National Bank of Forney, Forney, Tex
National Bank of Commerce, Still water, Minn
First National Bank, Dike, Iowa
First National Bank, Bogalusa, La
German National Bank, Oshkosh, Wis
First National Bank, Durand, Mich
Farmers' National Bank, Ponca City, Okla
First National Bank, Duncan, Okla
Yankton National Bank, Yankton, S. Dak
West Virginia National Bank, Huntington, W. Va
First National Bank, Wewoka, Okla
Carmen National Bank, Carmen, Okla
Oklahoma National Bank, Shawnee, Okla
First National Bank, Geneva, Ala
American National Bank, Bluefield, W. Va
Merchants and Planters National Bank, Davis, Okla.
Farmers' National Bank, West Chester, Pa
National Bank of Pond Creek, Okla
Childress National Bank, Childress, Tex
First National Bank, Sulphur, Okla
First National Bank, Talihina, Okla
Okmulgee National Bank, Okmulgee, Okla
First National Bank, Salisaw, Okla
National City Bank, Houston, Tex
Citizens' National Bank, Calvin, Okla
City National Bank, Wagoner, Okla
First National Bank, Wakita, Okla
Caldwell National Bank, Caldwell, Kans
City National Bank, Frederick, Okla
Farmers' National Bank, Lexington, Okla
First National Bank, Olustee, Fla
First National Bank, Kingston, Okla
Farmers' National Bank, Hubbard, Tex
Farmers' National Bank, Kingman, Kans
Anoka National Bank, Anoka, Nebr
First National Bank, Longton, Kans
First National Bank, Tuttle, Okla
First National Bank, Greenup, 111
Bankers' National Bank, Ardmore, Okla
Bridgeport National Bank, Bridgeport, Conn
Ochiltree National Bank, Ochiltree, Tex
First National Bank, Keota, Okla
First National Bank, Elgin, Minn
National Bank of Holton, Kans
First National B ank, Frederick, Md
First National Bank, Texico, N. Mex

Farmers' National Bank, Durant, Okla


Date of
liquidation.

Feb. 15,1909
....do
....do.
Feb. 20,1909
....do
do.
Feb. 22,1909
Feb. 23,1909
Feb. 24,1909
Feb. 27,1909
do.
Feb. 28,1909
Mar. 1,1909
do.
Mar. 6,1909
Mar. 8,1909
Mar. 10,1909
Mar. 13,1909
do.
Mar. 15,1909
do
Mar. 16,1909
Mar. 17,1909
Mar. 19,1909

do.
20,1909
25,1909
30,1909
31,1909
do
do
....do
Apr. 1,1909
Apr. 5,1909
do.

Mar.
Mar.
Mar.
Mar.

Apr. 6,1909
Apr. 7,1909
Apr. 8,1909
Apr. 13,1909

do
Apr. 17,1909
Apr. 13,1909
Apr. 19,1909
May 1,1909
do.
....do
do
May 3,1909
May 7,1909
May 8,1909
May 12,1909
May 14,1909
May 17,1909
May 18,1909
May 25,1909
May 29,1909
June 1,1909
June 2,1909
June 15,1909
do.
June 16,1909
June 20,1909
June 22,1909
June 24,1909
June 30,1909
July 1,1909
do
do
July 6,1909
July 15,1909
July 20,1909
do
July 26,1909
July 31,1909
do
Aug. 2,1909
Aug. 9,1909
Aug. 17,1909

Capital.
Issued.
$25,000
25,000
25,000
200,000
25,000
25,000
25,000
100,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
50,000
100,000
50,000
25,000
100,000
100,000
1,000,000
30,000
25,000
25,000
25,000
25,000
25,000
50,000
100,000
50,000
50,000
25,000
25,000
25,000
100,000
25,000
25,000
50,000
50,000
135,000
25,000
25,000
50,000
50,000
100,000
35,000
100,000
25,000
50,000
50,000
25,000
50,000
25,000
250,000
25,000
50,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
50,000
25,000
25,000
25,000
25,000
100,000
215,850
25,000
25,000
25,000
50,000
100,000
25,000
100,000

$25,000
20,000
10,000
200,000
6,250
25,000
8,500
25,000
10,000
6,250
17,500
25,000
12,500
25,000
10,000
25,000
100,000
18,300
25,000
100,000
50,000
50,000
30,000
6,250
25,000
25,000
6,250
12,500
50,000
100,000
12,500
50,000
25,000
25,000
6,250
75,000
25,000
25,000
25,000
50,000
125,000
6,250
25,000
50,000
50,000
80,000
35,000
25,000
25,000
12,500
50,000
12,500
50,000
25,000
250,000
6,250
25,000
25,000
25,000
6,250
25,000
7,000
6,250
7; 000
50,000
10,0006,250
6,250
25,000
50,000
215,850
6,250
6,250
25,000
50,000
25,000
10,000
25,000

Outstanding.
^13,400
12,650
6,370
76,500
3,600
15,750
5,450
14,700
5,900
3,350
9,550
25,000
7,150
15,700
6,750
16,700
84,550
10,650
16,953
55,605
30,245
38,003
21,350
4,045
19,650
17,600
3,800
8,100
31,250
67,350
8,950
20,245
16,350
16,800
2,420
56,050
18,050
18,100
16,200
41,350
76,100
4,250
17,850
36,100
28,150
46,300
25,600
16,450
18,900
8,700
37,500
8,100
37,150
6,350
191,395
4,650
19,300
8,200
18,900
5,150
22,750
5,180
4,600
5,200
47,600
8,700
4,740
5,150
19,695
41,800
163,790
5,400
4,950
22,450
44,300
16,050
8,950
14,000

259

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE

PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.

First National Bank, Punxsutawney, Pa
City National Bank, Mangum, Okla
First National Bank, Geary, Okla
First National Bank,DeKalb, Tex
Continental National Bank, Louisville, Ky
Bankers' National Bank, Chicago, 111
First National Bank, Mound Valley, Kans
American National Bank, Los Angeles, Cal .
Peoples' National Bank, Sedan, Kans
First National Bank, Ponca City, Okla
Metropolitan National Bank, Boston, Mass
First National Bank, Shattuck, Okla
First National Bank, Marlow, Okla
Peoples' National Bank, Cherry vale, Kans
First National Bank, Hollis, Okla
First National Bank, Bronte, Tex
National Bank of the Pacific, San Francisco, Cal
Asiatic National Bank, Salem, Mass
Wood National Bank, San Marcos, Tex

Capital.

Aug. 17,1909
Aug. 18,1909
Aug. 19,1909
Aug. 20,1909
Aug. 26,1909
Aug. 31,1909
Sept. 1,1909
.do
. ...do
Sept. 6,1909
Sept. 9,1909
Sept. 11,1909
Sept. 14,1909
Sept. 27,1909
do
Sept. 28,1909
Oct. 1,1909
Oct. 12,1909
Oct. 20,1909

$100,000
25,000
25,000
25,000
200,000
2,000,000
25,000
700,000
25,000
25,000
500,000
25,000
30,000
50,000
30,000
25,000
300,000
200,000
50,000

$100,000
6,250
10,000
6,250
200,000
416,000
6,250
500,000
25,000
25,000
50,000
6,250
8,000
50,000
17,500
6,250
300,000
149,000
12,500

$85,950
5,650
9,100
4,590
173,797
339,848
5,800
401,043
24,050
24,000
46,100
5,850
7,500
47,900
13,700
6,050
265,100
149,000
12,500

13,845,850

Name and location of bank.

Date of
liquidation.

7,800,350

4,854,597

Total. .

Issued.

Outstanding.

281,545,910 116,265,657 14,752,933

Grand total

No. 61.—NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JULY 12, 1882,
WITH DATE OF EXPIRATION OF CHARTER, CIRCULATION ISSUED AND OUTSTANDING,
SUCCEEDED BY ASSOCIATIONS WITH THE SAME OR DIFFERENT TITLE, OCTOBER

31, 1909.
Circulation.
Name and location of bank.

Date of
liquidation.
July

2,1882

Issued.

Outstanding.

Total
National Bank of Beaver County, New Brighton, P a . .
National Bank, Beaver Dam, Wis
Merchants' National Bank, Cleveland, Ohio
Union National Bank, Chicago, 111
First National Bank, Le Roy, N . Y
Evansville National Bank, Evansville, Ind
National Albany Exchange Bank, Albany, N. Y
National Bank, Galena, 111
National State Bank, La Fayette, Ind
First National Bank, Knoxville, 111
...
Farmers' National Bank, Ripley, Ohio
City National Bank, Grand Rapids, Mich
Lee County National Bank, Dixon, 111..
Fort Wayne National Bank, Fort Wayne, Ind
National Exchange Bank, Tiffin, Ohio
National Bank, Malone, N. Y
Jefferson National Bank, Steubenville, Ohio
First National Bank, Battle Creek, Mich
Central National Bank, Danville, Ky
Knox County National Bank, Mount Vernon, Ohio...
First National Bank, Houghton, Mich
National Bank, Fort Edward, N . Y
National Bank, Salem N Y
National Exchange Bank, Seneca Falls, N . Y
Trumbull National Bank, Warren, Ohio
North Attleborough N. B., North Attleborough, Mass..
American National Bank, Detroit, Mich
First National Bank, Paris, HI
First National Bank, St. Johns, Mich
Second National Bank, Pontiac, Mich
Raleigh National Bank, Raleigh, N. C
First National Bank, Danville, Ky
.

Nov. 12,1884
Dec. 24, 1884
Dec. 27,1884
Dec. 29,1884
Jan. 2,1885
Jan. 3,1885
Jan. 10,1885
Jan. 11,1885
Jan. 16,1885
do
Jan. 17,1885
Jan. 21,1885
do
Jan. 25,1885
Mar. 1,1885
Mar. 9,1885
Mar. 21,1885
Mar. 28,1885
do...
Apr. 1,1885
Apr. 18,1885
Apr. 22,1885
May 4,1885
May 6,1885
July 5,1885
July 17,1885
July 24,1885
Aug. 12,1885
Aug. 14,1885
Sept. 1,1885
Sept. 5,1885
Sept. 22,1885

$200,000

$199,500

$3,415

200,000

First National Bank, Kittanning, Pa

Total



Capital.

199,500

3,415

200,000
50,000
800,000
1,000,000
150,000
800,000
300,000
100,000
300,000
60,000
100,000
300,000
100,000
350,000
125,000
200,000
150,000
100,000
200,000
75,000
100,000
100,000
100,000
100,000
150,000
100,000
400,000
125,000
50,000
100,000
400,000
150,000

97,300
41,100
328,100
62,800
135,000
543,050
243,900
55,900
117,000
43,600
87,400
45,000
41,500
257,300
50,500
65,900
132,600
89,200
180,000
53,200
45,000
88,900
86,100
88,400
132,400
84,300
251,500
111,500
21,000
43,000
123,900
130,500

2,289
1,404
9,506
23,780
3,255
14,566
5,165
2,137
8,067
1,733
2,794
2,552
2,359
6,565
2,295
3,134
2,838
2,035
4,064
2,485
3,176
2,444
2,539
1,906
3,465
6,190
5,840
2,991
900
1,735
4,705
320

7,335,000

3,776,850

139,237

260

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 61.—NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JULY 12, 1882,
WITH DATE or EXPIRATION OF CHARTER, CIRCULATION ISSUED AND OUTSTANDING,
SUCCEEDED BY ASSOCIATIONS WITH THE SAME OR DIFFERENT TITLE, OCTOBER

31, 1909—Continued.
Circulation.
Name and location of bank.

OhioNational Bank, Cleveland, Ohio
National Bank, Lebanon, Ky

Date of
liquidation.

Jan. 1,1889
Apr. 7,1889

Total

Capital.
Issued.

Outstanding.

$400,000
100,000

$57,763
45,000

$4,813
2,190

500,000

102, 763

7,003

18,1890
27,1890
3,1890
15,1890

100,000
100,000
250,000
135,000

21,800
21, 720
66,979
57,480

1,630
1,410
2,960
2,683

585,000

167,979

8,683

Jan. 23,1891
June 5,1891

200,000
200,000

45,000
45,000

1,602
2,089

400,000

90,000

3,691

50,000
53,900
100,000
50,000
70,000
200,000
100,000

45,000
48,510
22,500
11,250
15,750
45,000
22,500

25,748
1,345
1,409
1,404
875
6,216
1,772

623,900

210,510

38,769

100,000
75,000
50,000
75,000

22,500
17,100
11,250
17,100

1,175
217
2,049
1,221

300,000

67,950

34,662

250,000
50,000
50,000
65,000
50,000

180,000
10,810
11,460
22,500
12,900

4,441
956
866
1,110
850

465,000

237,670

8,223

100,000

45,000

1,295

100,000

45,000

1,295

100,000

83,300

3,020

100,000

83,300

3,020

Jan. 25,1897
May 14,1897

50,000
100,000

12,600
45,000

835
1,530

150,000

57,600

2,365

May
May

1,1898
3,1898

134,000
200,000

75,600
45,000

3,380
2,380

334,000

120,600

5,760

Morrow County National Bank, Mount Gilead, Ohio... Feb.

5,1900

50,000

22,500

955

50,000

22,500

955

200,000
100,000
50,000

190,100
25,000
12,500

16,245
2,915
1,130

350,000

227,600

20,290

Monmouth National Bank, Monmouth, 1 1
1
Muskegon National Bank, Muskegon, Mich
First National Bank, Richmond, Ky
First National Bank, Port Huron, Mich

Aug.
Aug.
Oct.
Oct.

Total
Union National Bank, Oshkosh, Wis
First National Bank, Grand Haven, Mich
Total
First National Bank, Plymouth, Mich
National Bank, Wooster, Ohio
Defiance National Bank, Defiance, Ohio
First National Bank, New London, Ohio
Citizens' National Bank, Mankato, Minn
Third National Bank, Sandusky, Ohio
Third National Bank, Urbana, Ohio

Nov.
Nov.
Dec.
Mar.
Apr.
Sept.
Oct.

14,1891
29,1891
7,1891
23,1892
27,1892
19,1892
15,1892

Jan.
Feb.
June
June

16,1893
10,1893
10,1893
30,1893

May
May
July
July
Aug.

5,1894
30,1894
22,1894
30,1894
1,1894

Total
Lumberman's National Bank, Muskegon, Mich
Phoenix National Bank, Medina, Ohio
First National Bank, Chelsea, Vt
Farmers' National Bank, Owatonna, Minn
Total
Second National Bank, Bay City, Mich
First National Bank, Farmer City, 111
First National Bank, Kasson, Minn
First National Bank of La Grange, Ind
First National Bank of Fairfield, Me
Total
National Bank of Granville, N. Y .

Apr. 21,1895

Total
National Bank of Greensboro, N. C

Jan. 18,1890

Total
WaldenNationalBank, Waiden,N. Y
National Bank of Rockville, Ind
Total
Northampton County National Bank, Easton, Pa
National State Bank of Bloomington, 111
Total.
Total
Citizens National Bank, Zanesville, Ohio
Iron National Bank, Plattsburg, N. Y
Charles City National Bank, Charles City, Iowa
Total




May 11,1901
June 4,1901

Oct. 8,1901

EEPOET OF THE COMPTBOLLER OF THE CUEEENCY.

261

No. 61.—NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JULY 12, 1882,
WITH DATE OF EXPIRATION OF CHARTER, CIRCULATION ISSUED AND OUTSTANDING,
SUCCEEDED BY ASSOCIATIONS WITH THE SAME OR DIFFERENT TITLE, OCTOBER

31, 1909—Continued.
Circulation.
Name and location of bank.

Manufacturers National Bank, Neenah, Wis
National Bank of Kittanning, Kittanning, Pa
First National Bank, Washington, Iowa
First National Bank, Evansville, Ind
First National Bank, Porter County, Valparaiso, Ind..
First National Bank, Warren, Ohio
Moss National Bank, Sandusky, Ohio
National Bank of Sandy Hill, Sandy Hill, N. Y

Date of
liquidation.

Outstanding.

28,1901
10,1902
13,1902
16,1902
4,1902
30,1902
20,1902
28,1902

$65,000
100,000
50,000
500,000
100,000
100,000
100,000
50,000

$65,000
100,000
50,000
50,000
100,000
44,387
93,598
12,500

6,095
1,615
7,095
7,875
7,142
9,177
1,343

1,065,000

515,485

40,672

Nov. 17,1902
Dec. 13,1902
Dec. 30,1902
Jan. 12,1903
Feb. 1,1903
Feb. 24,1903
do

1,000,000
250,000
50,000
100,000
200,000
400,000
100,000
100,000
50,000
175,000
100,000
100,000
50,000
100,000

50,000
288,747
29,500
40,000
50,000
106,915
100,475
27,267
14,742
51,446
96,545
100,000
40,010
75,000

4,680
16,132
2,520
3,190
5,260
15,295
11,715
4,557
3,747
6,789
8,845
9,630
2,950
6,835

1,070,647

102,145

60,000
100,000
150,000

15,000
24,700
39,599

1,440
3,542
5,617

310,000

79,299

10,599

50,000
1,500,000
100,000
50,000
500,000
100,000
100,000
200,000
200,000
50,000
150,000
100,000
50,000
150,000
250,000
75,000
200,000
150,000
150,000
112,000
32,500
50,000

12,500
250,000
25,000
50,000
350,000
100,000
45,000
50,000
100,000
25,000
150,000
70,000
23,000
90,000
250,000
19,000
200,000
100,000
150,000
112,000
32,500
50,000

2,460
42,690
3,197
6,803
53,800
14,270
7,890
13,548
22,621
3,097
17,045
12,714
3,730
17,211
22,542
5,775
20,892
22,445
3,078
12,874
7,290
7,057

...

Detroit National Bank, Detroit, Mich
Drovers N. B., Union Stock Yards, Chicago, 111
Linderman National Bank, Mauch Chunk, Pa
Old National Bank, Cambridge, Ohio
National Bank of Oshkosh, Oshkosh, Wis
First National Bank, Mauch Chunk, Pa
First National Bank, Bridgeport, Ohio
Vilas National Bank, Plattsburg, N. Y
First National Bank, Mount Gilead, Ohio
First National Bank, Mount Pleasant, Ohio...
Peoples National Bank, Barnesville, Ohio
City National Bank, Akron, Ohio
First National Bank, Tipton, Iowa
First National Bank, Shamokin, Pa

.do..

do
do
Feb. 26,1903
May 1,1903
June 2,1903
Sept. 4,1903

Total
Second National Bank, Colfax, Wash
National Bank of New Brighton, Pa
First National Bank, Danvers, Mass
Total

Issued.

2,775,000

Total

Nov.
Mar.
Mar.
Apr.
May
July
Oct.
Oct.

Capital.

.

Jan. 16,1904
Sept. 15,1904
Oct. 25,1904

. .

First National Bank, Beaverdam, W is
Commercial National Bank, Cleveland, Ohio
Belton National Bank, Belton, Tex
First National Bank, West W infield, N. Y
Old National Bank, Evansville, Ind
Delaware County National Bank, Delaware, Ohio
First National Bank, Albion, Mich
First National Bank, Woburn, Mass
National State Bank, Terre Haute, Ind
First National Bank, Salem, N. Y
National Bank of Battle Creek, Mich
Belfast National Bank, Belfast, Me
Knox National Bank, Mount Vernon, Ohio
Farmers National Bank, Richmond, Ky
Mutual National Bank, Troy, N. Y
First National Bank, Fort Edward, N. Y
Central National Bank, Troy, N. Y
National Bank of Houghton, Mich
First National Bank, Flint, Mich
Glens Falls National Bank, Glens Falls, N. Y
National Bank New England, East Haddon, Conn
First National Bank, Waupen, Wis

Nov. 12,1904
Dec. 1,1904
Dec. 10,1904
Dec. 20,1904
Dec. 22,1904
Jan. 6,1905
Jan. 13,1905
Jan. 20,1905
do
Feb. 13,1905
do
Feb. 20,1905
Mar. 10,1905
Mar. 20,1905
Mar. 23,1905
Mar. 26,1905
Apr. 4,1905
Apr. 7,1905
Apr. 17,1905
May 27,1905
June 27,1905
Sept. 1,1905

Total
Elk National Bank, Fayetteville, Tenn
Greenville National Bank, Greenville, Tex
Ouachita National Bank, Monroe, La
Ohio National Bank, Lima, Ohio

4,319,500

2,254,000

323,039

Feb. 19,1907
Mar. 3,1907
Apr. 20,1907
June 21,1907

50,000
200,000
50,000
120,000

15,000
50,000
12,500
30,000

4,467
20,050
3,305
8,390

420,000

107,500

36,212

Feb. 7,1908
Apr. 14,1908
May 21,1908
May 6,1909

1,000,000
300,000
75,000
200,000

50,000
178,500
18,750
200,000

26,950
59,950
6,450
148,400

1,575,000

447,250

241,750

21,957,400

9,884,003

754,417

Total
National Live Stock Bank, Chicago, 111
National Bank of Jacksonville, Fla
First National Bank, Hailey, Idaho
Commercial National Bank, Salt Lake City, Utah
Total
Grand total...



$330

262

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

No. 62.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER
THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE
UNITED STATES, FOR THE PURPOSE OF ORGANIZING NEW ASSOCIATIONS WITH THE
SAME OR DIFFERENT TITLE, WITH DATE OF LIQUIDATION, AMOUNT OF CAPITAL,
AND CIRCULATION ISSUED AND OUTSTANDING ON OCTOBER 31, 1909.
Circulation.
Name and location of bank.

Date of
liquidation.

Capital.
Issued.

First National Bank, Rondout, N. Y.
Total
First National Bank, Huntington, Ind..
First National Bank, Indianapolis, Ind.
Total.
First National Bank, Valparaiso, Ind
First National Bank, Stilfwater, Minn
First National Bank, Chicago, 111
First National Bank, Woodstock, 111
Second National Bank, Cincinnati, Ohio
Second National Bank, New York, N. Y....
First National Bank, Portsmouth, N. H
First National Bank, Richmond, Ind
Second National Bank, Cleveland, Ohio
First National Bank, New Haven, Conn
First National Bank, Akron, Ohio
First National Bank, Worcester, Mass
First National Bank, Barre, Mass
First National Bank, Davenport, Iowa
First National Bank, Kendallville, Ind
First National Bank, Cleveland, Ohio
First National Bank, Youngstown, Ohio
First National Bank, Evansville, Ind
First National Bank, Salem, Ohio
First National Bank, Scranton, Pa
First National Bank, Centerville, Ind
First National Bank, Fort Wayne, Ind
First National Bank, Strasburg, Pa
First National Bank, Marietta, Pa
First National Bank, La Fayette, Ind
First National Bank, McConnelsville, Ohio.
First National Bank, Milwaukee, Wis
Second National Bank, Akron, Ohio
First National Bank, Ann Arbor, Mich
First National Bank, Geneva, Ohio
First National Bank, Oberlin, Ohio
First National Bank, Philadelphia, Pa
First National Bank, Troy, Ohio
Third National Bank, Cincinnati, Ohio
First National Bank, Cambridge City, Ind..
First National Bank, Lyons, Iowa
First National Bank, Detroit, Mich
First National Bank, Wilkes-Barre, Pa
First National Bank, Iowa City, Iowa
First National Bank, Nashua, N. H
First National Bank, Johnstown, Pa
First National Bank, Pittsburg, Pa
First National Bank, Terre Haute, Ind
First National Bank, Hollidaysburg, Pa
First National Bank, Bath, Me
First National Bank, Janesville, Wis
First National Bank, Michigan City, Ind...
First National Bank, Monmouth, 111
First National Bank, Marion, Iowa
First National Bank, Marlboro, Mass
National Bank of Stanford, Ky
First National Bank, Sandusky, Ohio
Total.
First National Bank, Sandy Hill, N.Y
First National Bank, Lawrenceburg, Ind..
First National Bank, Cambridge, Ohio
First National Bank, Oshkosh, Wis
First National Bank, Grand Rapids, Mich.
First National Bank, Delphos, Ohio
First National Bank, Freeport, 111
First National Bank, Elyria, Ohio
First National Bank, Troy, N.Y



Oct. 30,1880

Outstanding.

Dec. 31,1882
Feb. 24,1883
.do.
.do.
.do.
.do.
..do.
..do.
..do.

6,295

100,000
300,000

90,000
279,248

2,215
9,931

369,248

12,146

50,000
130,000
1,000,000
50,000
200,000
300,000
300,000
200,000
1,000,000
500,000
100,000
300,000
150,000
100,000
150,000
300,000
500,000
500,000
50,000
200,000
50,000
300,000
100,000
100,000
150,000
50,000
200,000
100,000
100,000
100,000
50,000
1,000,000
200,000
800,000
50,000
100,000
500,000
375,000
100,000
100,000
60,000
750,000
200,000
50,000
200,000
125,000
100,000
75,000
50,000
200,000
150,000
150,000

45,000
83,456
90,000
45,000
180,000
376,890
286,000
87,400
510,800
355,310
114,822
252,000
135,000
45,000
90,000
266,462
441,529
442,870
110,540
45,000
64,525
45,000
79,200
99,000
175,060
84,640
229,170
102,706
85,078
90,000
58,382
799,800
180,000
609,500
45,000
90,000
336,345
337,500
88,400
90,000
54,000
594,000
141,575
45,000
180,000
121,050
45,000
45,000
45,000
180,000
135,000
90,000

1,213
1,862
6,152
235
3,300
5,400
5,276
3,687
9,445

12,715,000

do.
Apr. 29,1882
May 5,1882
May 6,1882
do.
May 2,1882
May 4,1882
May 9,1882
do
May 12,1882
May 13,1882
May 15,1882
do
....do
May 18,1882
.do.
May 22,1882
do
May 27,1882
May 31,1882
do
....do
....do
June 1,1882 I
do
do
June 10,1882
do.
June 14,1882
June 15,1882
do.
June 17,1882
June 20,1882
June 24,1882
....do
....do
June 29,1882
do.
June 30,1882
.....do
do
do
July 3,1882
July Il,i882
Aug. 3,1882
Oct. 3,1882
Oct. 6,1882

270,000

400,000
Apr. 24,1882
Apr. 29,1882
do.
Apr. 30,1882
Apr. 28,1882

$270,000

300,000

Jan. 31,1881
July 5,1881

$300,000

9,368,010

177,826

50,000
100,000
100,000
100,000
400,000
50,000
100,000
100,000
300,000

45,000
90,000
80,000
47,800
155,900
45,000
53,500
90,000
229,950

1,343
2,554
1,537
1,372
3,847
2,408
1,808
1,976
4,873

$6,295

3,535
3,434
2,608
2,019
1,890
5,656
9,325
2,105
285
12,125
4,198
1,418
1,895
6,843
2,018
4,575
2,040
2,767
1,680
2,041
9,810
1,676
1,625
4,867
5,010
1,700
2,381
1,015
22,621
805
3,345
2,295
669
1,630
1,494
3,231
2,173
2,452

EEPORT OP THE COMPTROLLER OF THE CURRENCY.

263

No. 62. —NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE

PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Name and location of bank.

Second National Bank, Detroit, Mich
Second National Bank Peoria, 111
National Fort Plain Bank, Fort Plain, N. Y

Date of
liquidation.

Issued.

Outstanding.

Feb. 24,1883 $1,000,000
do...
100,000
do
200,000

$363,700
90,000
174,300

$3,345
2,917
2,734

2,600,000

1,465,550

30,714

100,000
50,000
50,000
100,000

16,850
45,000
42,800
90,000

1,120
836
1,145
1,640

300,000

194,650

4,741

50,000
500,000
50,000
150,000
80,000
75,000
100,000
50,000
200,000

43,850
238,700
18,200
135,000
70,600
30,600
89,155
14,650
122,500

1,634
7,040
680
2,792
2,010
1,007
1,867
90
3,078

1,255,000

763,255

20,198

200,000
50,000

45,000
12,240

2,740
270

250,000

57,240

3,010

50,000

13,500

570

50,000

13,500

570

75,000
100,000

58,260
22,500

1,712
1,009

175,000

80,760

2,721

100,000

90,000

3,168

100,000

90,000

3,168

100,000

22,500

1,625

100,000

22,500

1,625

50,000
50,000
100,000
400,000
500,000
300,000
300,000
500,000
500,000

11,250
11,250
22,000
67,875
42,870
61,172
42,450
43,500
43,650

215
190
480
1,865
760
6,825
3,100
7,665
5,385

2,700,000

346,017

26,485

100,000
100,000
700,000
1,000,000

18,950
22,100
49,275
44,000

1,375
870
4,030
1,060

Total
Logansport National Bank, Logansport, Ind
National Bank of Birmingham, Ala
First National Bank, Westfield, N. Y
First National Bank, Independence, Iowa

Dec.
May
June
Oct.

1,1883
14,1884
1,1884
31,1884

Total
First National Bank, Sturgis, Mich
National Bank of Rutland, Vt
Kent National Bank, Chestertown, Md
National Fulton County Bank, Gloversville, N. Y
First National Bank, Centralia, 111
National Exchange Bank Albion, Mich
First National Bank Paris, Mo
First National Bank, Yakima, Wash
First National Bank Flint Mich

Dec. 31,1884
Jan. 13,1885
Feb. 12,1885
Feb. 20,1885
Feb. 25,1885
Feb. 28,1885
Ma£. 31,1885
June 30,1885
do

Total
Farmers' National Bank, Stanford, Ky
Adams National Bank, Adams, N. Y

Dec. 31,1888
July 10,1889

Total
Poland National Bank, Poland, N. Y

Jan. 14,1890

Total
Sandy River National Bank, Farmington, Me
Second National Bank, Aurora, 111

Nov. 1,1890
July 13,1891

Total
Indiana National Bank, La Fayette, Ind

Nov. 13,1891

Total
Decatur National Bank, Decatur, 111

May 31,1893

Total
Grundy County National Bank, Trenton, Mo
First National Bank, Trenton, Mo
First National Bank, Colorado, Tex
Saxton National Bank, St. Joseph, Mo
Schuster-Hax National Bank, St. Joseph, Mo
Second National Bank, Louisville, Ky
Fourth National Bank, Louisville, Ky
Kentucky National Bank, Louisville, Ky
Merchants' National Bank, Louisville, Ky
Total

Capital.

Dec. 23,1893
Dec. 31,1893
Jan. 9,1894
Feb. 1,1894
do
June 2, 1894
do
do
.do . .

.

Wyoming National Bank, Laramie, Wyo
Laramie National Bank, Laramie, Wyo
Merchants' National Bank, St. Louis, Mo
Laclede National Bank, St. Louis, Mo

Mar. 7,1895
Mar. 15,1895
July 1,1895
do

Total
City National Bank, Cedar Rapids, Iowa
First National Bank, Rockhill, S. C

1,900,000

134,325

7,335

Mar. 28,1898
Aug. 31,1898

100,000
75,000

27,000
16,375

2,852
470

175,000

43,375

3,327

Nov. 25,1898
May 29,1899
do

1,000,000
1,000,000
1,500,000

489,525
44,100
164,705

4,350
11,255

3,500,000

698,330

15,605

Total
Shawmut National Bank, Boston, Mass
Western Reserve National Bank, Cleveland, Ohio
National Bank of Commerce, Cleveland, Ohio
Total




264

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 62.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE
PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.

Circulation.
Date of
liquidation.

Capital.

National Bank of Commerce, Philadelphia, Pa
Clinton National Bank, Columbus, Ohio
First National Bank, Franklinville, N. Y
National Bank of Dallas, Tex
National Union Bank, New York, N. Y
Blackstone National Bank, Boston, Mass
Merchants' National Bank, Williamsport, Pa
Equitable National Bank, Baltimore, Md
City National Bank, Philadelphia Pa
Mechanics' National Bank, Newburyport, Mass
Lincoln National Bank, Chicago, 111
Union National Bank, Chicago, 111
Northwestern National Bank, Chicago, 111
National Bank of North America, Chicago, 111
Union National Bank, Racine, Wis . ..
Total

Nov. 28,1899
Jan. 8,1900
Mar. 20,1900
Apr. 9,1900
Apr. 16,1900
Apr. 18,1900
Apr. 24,1900
May 17,1900
June 26,1900
July 17,1900
July 30,1900
Sept. 1,1900
Sept. 15,1900
do

$250,000
200,000
55,000
100,000
1,200,000
1,000,000
100,000
500,000
400,000
125,000
200,000
2,000,000
1,000,000
1,000,000
150,000

$49,905
45,000
15,960
23,400
540,000
71,540
25,000
50,000
50,290
56,134
50,000
500,000
208,740
135,000
50,000

$5,510
2,790
1,045
450
11,237
18,724
1,260
2,200
10,645
7,449
2,990
8,960
21,855
57,130
2,960

8,280,000

1,870,969

155,205

Montana National Bank, Helena, Mont
Ishpeming National Bank, Ishpeming, Mich
National Bank of Paris, Mo...
National Bank of Castleton, N. Y
First National Bank, Lowell, Ind
Fowler National Bank, Lafayette, Ind
Fifth National Bank, Providence, R . I
Rhode Island National Bank, Providence, R. I
Second National Bank, Providence, R. I..
National Eagle Bank Providence R I

Feb. 23,1901
Feb. 25,1901
Apr. 30,1901
May 8,1901
May 29,1901
June 29,1901
Sept. 5,1901
. ...do
do

250,000
50,000
100,000
60,000
25,000
100,000
300,000
600,000
300,000
500,000

50,000
12,500
25,000
27,739
10,000
40,000
59,200
63,027
108,980
110,480

50
720
2,325
• 3,778
1,260
2,620
10,011
9,869
13,360
14,963

2,285,000

506,926

58,956

60,000
1,000,000
60,000
100,000
150,000
100,000

15,000
68,870
30,000
50,000
37,500
100,000

1,230
18,807
2,040
5,585
4,570
6,510

1,470,000

201,370

38,742

100,000
300,000
200,000
200,000
50,000
100,000

99,870
85,886
96,130
146,063
24,250
96,900

10,905
12,939
13,682
15,056
1,330
6,610

Name and location of bank.

do

do

Total
Peoples National Bank, Pulaski, Tenn
Suffolk National Bank, Boston, Mass
Delphos National Bank, Delphos, Ohio
National Bank of Martinsburg, W. Va
Gainesville National Bank, Gainesville, Tex
Pueblo National Bank, Pueblo, Colo

31,1901
20,1902
29,1902
31,1902
2,1902
20,1902

l

Total
First National Bank, Ravenna, Ohio
Massasoit National Bank, Fall River, Mass
National Union Bank, Fall River, Mass
Pocasset National Bank, Fall River, Mass.
First National Bank, Fayette City, Pa
National Bank State of Florida, Jacksonville, Fla
Total

Dec.
Feb.
May
May
June
Oct.

Nov. 10,1902
June 30,1903
.do.
do

Aug. 1,1903
Sept. 8,1903

....

Mercantile National Bank, Cleveland, Ohio
National Exchange Bank, El Paso, Tex
Lowdon National Bank, El Paso, Tex . . . .
Merchants and Manufacturers National Bank, Columbus, Ohio
North Attleborough National Bank, North Attleboro,
M ass
Traders' National Bank, Clarksburg, W. Va
Mechanics' National Bank, St. Louis, Mo
American Exchange National Bank, St. Louis, Mo
People's National Bank, Newark, Ohio

950,000

548,099

60,522

600,000
100,000
100,000

220,000
50,000
100,000

30,315
4,640
8,610

Mar. 11,1905

500,000

100,000

13,885

Apr. 1,1905
Apr. 10,1905
May 23,1905
do
June 17,1905

100,000
200,000
2,000,000
500,000
150,000

100,000
200,000
1,000,000
50,000
50,000

6,190
18,077
52,047
9,820
8,885

4,250,000

1,870,000

152,469

300,000
50,000

296,200
12,000

41,250
2,275

350,000

308,200

43,525

50,000

12,500

3,720

50,000

12,500

3,720

44,155,000

19,334,824

828,905

.do.

Dec. 30,1905
Sept. 15,1906

Total
First National Bank, Yoakum, Tex
Total...
Grand total




Outstanding.

1,1904
1,1905

Dec.
Jan.

Total...
Flour City National Bank, Rochester, N. Y
Fayetteville National Bank, Fayetteville, W.Va

Issued.

May 18,1907

265

EEPOET OF THE COMPTEOLLEE OF THE CUBBENCY.

No. 63.—NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JULY 12, 1882,
WITH DATE OF EXPIRATION OP CHARTER, CIRCULATION ISSUED AND OUTSTANDING
OCTOBER 31, 1909.
Circulation.
Name and location of bank.

Date of
liquidation.

Capital.
Issued.

First National Bank, Pontiac, Mich
First National Bank, Washington, Iowa.
First National Bank, Fremont, Ohio
Second National Bank, Dayton, Ohio
First National Bank, Girard, Pa

Dec.
Apr.
May
May
June

31,1881
11,1882
22,1882
26,1882
1,1882

National
National
National
National

Bank,
Bank,
Bank,
Bank,

Xenia, Ohio
Peru, 111
Elmira, N. Y
Chittenango, N. Y .

Feb. 24,1883
.do.
.do.

Total.

$50,000
100,000
100,000
300,000
100, 000

$88,890
88,565
90,000
262,941 I
90,000 !

650,000

Total.
First
First
First
First

Outstanding.

620,396

$2,147
i; 6i5
2,013
3,944
1,950
11,669

120, 000
100,000
100,000
150, 000

108,000
45,000
90,000
135,000

2,125
1,597
2,195
3,043

470,000

378,000

8,960

July
July
July
Sept.
Oct.

4,1884 j
5,1884
21,1884
10,1884
28,1884

50,000
300,000
50,000
75,000
56,000

44,300
244, 400
44,200
67,500
50, 400

1,530
3,150
1,431
378
1,761

531,000

450,800

8,250

Citizens' National Bank, Indianapolis, Ind
First National Bank, North East, Pa
First National Bank, Galva, 111
First National Bank, Thorntown, Ind
Muncie National Bank, Muncie, Ind
Merchants' National Bank, Evansville, Ind
Saybrook National Bank, Essex, Conn
Union National Bank, Albany, N. Y
Battenkill National Bank, Manchester, Vt
First National Bank, Owosso, Mich
Coventry National Bank, Anthony, R. I
State National Bank, Keokuk, Iowa
Tolland County National Bank, Tolland, Conn.
City National Bank, Hartford, Conn
West River National Bank, Jamaica, Vt

Nov.
Dec.
Jan.
Jan.
Jan.
Feb.
Feb.
Mar.
Mar.
Apr.
Apr.
May
June
June
Aug.

11,1884
23.1884
2,1885
13.1885
28,1885
6,1885
20,1885
7,1885
21,1885
14,1885
17,1885
23,1885
6,1885
9,1885
17,1885

300,000
50,000
50, 000
50,000
200,000
250,000
100,000
250,000
75,000
60,000
100,000
150,000
100,000
550,000
60,000

87,800
24, 550
36,000
43,740
161,000
90,800
61,200
144, 400
57,700
47,700
89,000
45,000
44.100
90,000
54,000

7,369
1,220
1,366
1,390
4,990
5,881
1,345
5,510
1,320
2,128
1,999
1,950
1,672
.5,113
1,433

National Bank, Lebanon, Tenn

Aug. 30,1886

First National Bank, Eaton, Ohio
First National Bank, Leominster, Mass..
First National Bank, Winona, Minn
American National Bank, Hallowell, Me.
First National Bank, Attica, Ind
Total.

2,345,000 j 1,076,990 j

Feb. 8,1888
Feb. 29,1888

Total.

24,550

2,190

50,000 I

Total
Greene County National Bank, Springfield Mo..
Union Stock Yards National Bank, Chicago, 111.

44,686

50,000 !

24,550

2,190

100,000 !
£00,000 j

22,£00
45,000

1,773
1,433

600,000 !

67,500

3,206

j Sept. 20,1890
; Oct. 28,1890
I Oct. 31,1890

50,000 I
50,000 !
60,000

11,250
13,500
24,950

1,824
1,380
1,222

160,000

49,700

3,926

German National Bank, Evansville, Ind
i Dec. 24,1890
Farmers' and Merchants' National Bank, Vandalia, 111. | Jan. 10', 1891
National Bank, Chester, S. C
Mar. 2,1891

250,000
100,000 ;
100,000 j

98,030
22,500
33,250

4,211
1,520
1,735

450,000 |

153,780

7,466

50,000
185,000 I
80,000 ]
150,000 i

10,750
36,700
67,850
33,750

1,154
1,220
2,320
2,447

465,000 !

149,050

7,141

42,900

930

42,900

930

First National Bank, Decatur, Mich
First National Bank, Mason, Mich
First National Bank, Holly, Mich
Total.

Total.
First National Bank, Burlington, Wis
Lansing National Bank, Lansing, Mich
Ashtabula National Bank, Ashtabula, Ohio
Second Nat'l Bank of New Mexico, Santa Fe, N. Mex..

Dec. 19,1891
Mar. 5,1892
July 11,1892
July 17,1892

Total.
First National Bank, Petaluma, Cal.,
Total




Sept. 25,1894
200,000

266

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 63.—NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JUNE 12, 1882,
WITH DATE OP EXPIRATION OF CHARTER, CIRCULATION ISSUED AND OUTSTANDING

OCTOBER 31, 1909—Continued.
Circulation.
Name and location of bank.

First National Bank, Nunda, N. Y
Union National Bank, Phillips, Me
Perkiomen National Bank, Pennsburg, Pa

Date of
liquidation.

Capital.
Issued.

Feb. 5,1895
Apr. 26,1895
Sept. 10,1895

$50,000
50,000
100,000

Manistee National Bank, Manistee, Mich

Second National Bank, Mauch Chunk, Pa
First National Bank, Felicity, Ohio
Second National Bank, Fall River, Mass
First National Bank, Conneautville, Pa. .
First National Bank, Salem, Mass
Second National Bank Norwich, Conn
Deposit National Bank, Deposit, N. Y
First National Bank, Norwalk, Ohio
Second National Bank Galesburg, 111

Farmers' National Bank, Lancaster, Pa
Chestertown National Bank, Chestertown, Md
Oxford National Bank, Oxford, Mass
Grafton National Bank, Grafton, Mass
First National Bank, Corunna, Mich
First National Bank, Chicopee, Mass
National Landholders Bank, Kingston, R. I
North Granville Nat'l Bank, North Granville, N. Y . . .
National Bank of Raleigh, Raleigh, N. C

Mar. 28,1909

Total
Grand total




1

30,000
25,000
50,000
40,000
30,000
65,000
50,000

4,762
4,435
18,205
7,196
7,972
7,416
7,325

415,000

78,873

50,000
15,000

14,415
8,300

65,000

22,715

25,000

18,000

100,000

Total
Houston National Bank, Houston, Tex

21,562

100,000

Mar. 29,1906
July 10,1906

13,662

125,000

263,000

Total
Union National Bank, Detroit, Mich
National Bank of Laurens, Laurens, S. C

13,662

74,846

200,000
63,000

22,1904
1,1904
2,1905
26,1905
1,1905
3,1905
10,1905
3,1905
15,1905

58,828

74,846

1,250,000

Nov.
Dec.
Jan.
Jan.
Mar.
Apr.
Apr.
June
July

477,934

450,000
60,000
50,000
75,000
50,000
150,000
105,000
85,000
225,000

Total

12,984
1,590
12,439
3,023
10,747
6,568
4,613
2,378
4,486

200,000

July 26,1904

6,550

152,849
12,500
121,360
14,443
54,312
53,418
28,351
13,395
27,306

200,000

Total
Union National Bank, Weymouth, Mass

6,550

37,900

1,150,000

Dec. 31,1902
Jan. 31,1903
Feb. 24,1903
do.
.do....
do
do
do
do

2,960

37,900

150,000
50,000
150,000
50,000
300,000
200,000
100,000
50,000
100,000

Total

2,960

45,000

100,000

3,1901

3,601

45,000

100,000

Dec.

70,588

200,000

Total

$674
1,397
1,530

200,000

Nov. 4,1897

$11,250
36,838
22,500

200,000

Total
Second National Bank, Richmond, Ky

Outstanding.

25,000

18,000

9 384,000

4,225,434

303,553

268

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Jo. 64.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIV
DATE OF FAILURE, CAUSE OF FAILURE, DIVIDENDS PAID WHILE SOLVENT,
REDEEM CIRCULATION, THE AMOUNT REDEEMED, AND THE AMOUNT OUTSTAND
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.

Date.

199

Jan. 14,1864

$50,000

Venango National Bank, Franklin, Pa. 1176
Merchants' N. B., Washington, D. C... 627

May 20,1865
Dec. 14,1864

300,000
200,000

229
1225
1537
162
1463
1223
1556

Feb.
June
Aug.
Dec.
July
June
Sept.

50,000
100,000
100,000 $1,780
500,000
150,000
300,000
200,000

1141
80
803

May 15,1865
Sept. 9,1863
Feb. 14,1865

60,000
50,000
50,000

429 May 20,1864
1331 June 23,1865

50,000
155,000

First National Bank, Attica, N. Y

Capital.

Surplus.

Per
Amount. cent.

Total.
First National Bank, Medina, N. Y . . . .
Tennessee N. B., Memphis, Tenn
First National Bank, Selma, Ala
First National Bank, New Orleans, La.
National Unadilla B., Unadilla, N. Y..
Farmers & Cits' N. B., Brooklyn, N. Y.
Croton National Bank, New York, N. Y.

3,1864
5,1865
24,1865
18,1863
17,1865
5,1865
9,1865

Total.
First National Bank, Bethel, Conn...
First National Bank, Keokuk, Iowa..
National Bank of Vicksburg, Miss

2,236

Total.
First National Bank, Rockford, 111...
First N. B. of Nevada, Austin, Nev..

465

$7,500

4.9

421,052

42.1

Total.
Ocean National Bank, New York, N. Y.
Union Square N. B., New York, N. Y . .
Eighth National Bank, New York, N. Y.
Fourth N. B., Philadelphia, Pa
Waverly National Bank, Waverly, N. Y.
First National Bank, Fort Smith, Ark.

1232
1691
384
286
1192
1631

June
Mar.
Apr.
Feb.
May
Feb.

6,1865
13,1869
16,1864
26,1864
29,1865
6,1866

1978
1473
1937
1388
26
1372
1548
1378
436
1825
21

May
July
Feb.
July
July
July
Sept.
July
May
May
June

7,1872
21,1865
15,1872
1,1865
16,1863
1,1865
1,1865
1,1865
24,1864
27,1871
29,1863

1,000,000
250,000
250,000
100,000
106,100
50,000

140,000

56.0

9,424

24,403
18,000

23.0
36.0

250,000
175,000
500,000
300,000 59,472
500,000
750,000
140,000
120,000
100,000
600,000
50,000

103,250
25,000
183,000
805,000
429,250
134,200
97,770
102,666
108,000
42,000

59.0
5.0
61.0
161.1
57.2
95.9
81.5
102.6
18.0
84.0

31,150
46,000
90,500

62.3
92.0
90.5

Total.
Scandinavian N. B., Chicago, 111
Wallkill N. B., Middletown, N. Y
Crescent City N. B., New Orleans, La..
Atlantic N. B., New York, N. Y
First National Bank,Washington,D.C.
N. B. of the Commonwealth, N.Y., N.Y.
Merchants' N. B., Petersburg, Va
First National Bank, Petersburg, Va...
First National Bank, Mansfield, Ohio..
N. O. N. B. Assoc, New Orleans, La..
First National Bank, Carlisle, Pa
Total.
44 July 31,1863
First National Bank, Anderson, I n d . .
First National Bank, Topeka, Kans..., 1660 Aug. 23,1866
First National Bank, Norfolk, Va
271 Feb. 23,1864

50,000
50,000
100,000

Total.
Gibson County N. B., Princeton, Ind..
First National Bank of Utah, Salt Lake
City, Utah.
Cook County N. B., Chicago, 111
First National Bank, Tiffin, Ohio
Charlottesville National Bank, Charlottesville, Va.
Total




2066 Nov. 30,1872
1695 Nov. 15,1869

50,000
100,000

6,000 12.0
125,000 125.0

1845 July 8,1871
900 Mar. 16,1865
1468 July 19,1865

300,000
100,000
100,000

53,333 17.8
108,279 108.2
149,245 149.2

KEPOET OF THE COMPTROLLER OF THE CURRENCY.

269

ERS, TOGETHER WITH CAPITAL AND SURPLUS AT DATE OP ORGANIZATION AND AT
CIRCULATION ISSUED, LAWFUL MONEY DEPOSITED WITH THE TREASURER TO
ING OCTOBER 31, 1909.

Circulation.

Failures.
Lawful
money deposited.
Capital.

Surplus.

Cause
Receiver apof
failure.
pointed.

$50,000

Apr. 14,1865

300,000
200,000

May
May

T
V
B
Q
W
U
G

4,610 Feb. 28,1
20,000 Mar. 3,1
5,000 Apr. 24,1

N
Q
N

196
531

265,000

264,273

727

40,000
90,000
85,000
180,000
100,000
253,900
180,000

40,000
90,000
85,000
180,000
100,000
253,900
180,000

39,761
89,778
84,611
178,921
99,830
252,958
179,727

239
222
389
1,079
170
942
273

928,900

925,586

3,314

26,300
90,000
25,500

26,300
90,000
25,500

26,170
89,669
25,443

130
331
57

141,800

141,800

141,282

518

B
U

45,000
129,700

45,000
129,700

247
903

174,700

174,700

44,753
128,797
173,550

1,150

150,000

Dec. 13,1871
Dec. 15,1871
do.
Dec. 20,1871
Apr. 23,1872
May 2,1872

V
U
F
U
U
V

800,000
50,000
243,393
179,000
71,000
45,000

800,000
50,000
243,393
179,000
71,000
45,000

794,017
49,781
241,435
178,000
70,166
44,550

5,983
219
1,958
1,000
834
450

1,388,393

1,388,393

1,377,949

10,444

Dec. 12,1872
17,000 Dec. 31,1872
3,045 Mar. 18,1873
56,000 Apr. 28,1873
108,000 Sept. 19,1873
56,027 Sept. 22,1873
18,302 Sept. 25,1873
11,801
do
16,000 Oct. 18,1873
14,161 Oct. 23,1873
25,000 Oct. 24;1873

B
B
M
A
M
V
R
R
P
W
U

135,000
118,900
450,000
100,000
450,000
234,000
360,000
179,200
90,000
360,000
45,000

135,000
118,900
450,000
100,000
450,000
234,000
360,000
179,200
90.000
360', 000
45,000

117,896
448,925
98,922
443,969
23],187
357, 460
177,600

199
1,004
1,075
1,078
6,031
2,813
2,540
1,600

89,074
357, 500
44,575

926
2,500
425

2,522,100

2,522,100

2,501,909

20,191

23,839 Nov. 23,1873
7,000 Dec. 16,1873
3,000 June 3,1874

P
P
G

45,000
90,000
95,000

45,000
90,000
95,000

44,275
89,265
93,835

725
735
1,165

40,000
33,905
27,139
2,509

3,825,000
50,000
100,000
100,000

$233

84,804
179,469

Mar. 15,1869
Oct. 14,1869

1,806,100
250,000
175,000
500,000
300,000
500,000
750,000
400,000
200,000
100,000
600,000
50,000

$44,167

85,000
180,000

1,400
5,580

300,000
1,000,000
200,000
250,000
200,000
106,100
50,000

$44,400

85,000
180,000

928,900

$2,288 Mar. 13,1867
20,435 Mar. 21,1867
4,788 Apr. 30,1867
37,903 May 20,1867
Aug. 20,1867
32,000 Sept. 6,1867
Oct. 1,1867

210,000
50,000
250,000

Outstanding.

265,000

U
U

1,370,000
60,000
100,000
50,000

Redeemed.

$44,400

1,1866
8,1866

500,000

50,000
100,000
100,000
500,000
120,000
300,000
200,000

Issued.

250,000

230,000

230,000

227,375

2,625

50,000
150,000

1,000
18,719

Nov. 28,1874
Dec. 10,1874

X
V

43,800
118,191

43,800
118,191

43,615
117,480

185
711

500,000
100,000
200,000

80,000
20,000
22,254

Feb. 1,1875
Oct. 22,1875
Oct. 28,1875

V
E
U

285,100
45,000
146,585

285,100
45,000
146,585

283,778
44,206
144,970

1,322
794
1,615

638,676

638,676

634,049 |

4,627

1,000,000




270

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 64.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.
41
42
43
44
45
46
47
48
49

Miners' N. B., Georgetown. Colo
Fourth National Bank, Chicago, Ill.o...
First National Bank, Bedford, Iowa
First National Bank, Osceola, Iowa
First National Bank, Duluth, M i n n . . . .
First National Bank, La Crosse, W i s . . .
City National Bank, Chicago, 111
Watkins National Bank,Watkins, N . Y .
First National Bank, Wichita, K a n s . . .

50
51
52
53
54
55
56
57
58
59

First N. B., Greenfield, Ohio a
National Bank of Fishkill, N . Y
First National Bank, Franklin, Ind
Northumberland County
National
Bank, Shamokin, Pa.
First National Bank, Winchester, 111...
N. Exchange B., Minneapolis, Minn
N. B . of State of Mo., St. Louis, M o . . . .
First National Bank, Delphi, Ind
First National Bank, Georgetown, Colo.
Lock Haven N . B., Lock Haven, P a . . .

60
61
62
63
64
65
66
67
68
69
70
71
72
73

Third National Bank, Chicago, 111 ..
Central National Bank, Chicago, 111
First National Bank, Kansas City, Mo.
Commercial N. B., Kansas City, Mo
First National Bank, Ashland, Pa.<*
First National Bank, Tarrytown, N . Y .
First National Bank, Allentown, Pa.«..
First N. B., Waynesburg, Pa.a
Washington Co. N. B., Greenwich, N. Y .
First National Bank, Dallas, Tex, ..
People's National Bank, Helena, Mont.
First National Bank, Bozeman, Mont..
Merchants' N. B., Fort Scott, Kans.o..:
Farmers' N. B., Platte City, Mo

74
75
76
77
78
79
80
81

First N. B., Warrensburg, Mo
German-American N. B., Wash., D. C.
German National Bank, Chicago, 111.**..
Commercial N. B., Saratoga Spgs., N.Y.
Second National Bank, Scranton, Pa.«.
National Bank of Poultney, Vt
First National Bank, Monticello, I n d . .
First National Bank, Butler, P a

82
83
84

First National Bank, Meadville, Pa
First National Bank, Newark, N . J
First National Bank, Brattleboro, V t . .

2199
276
2298
1776
1954
1313
818
456
1913

Date.

Oct.
Feb.
Sept.
Jan.
Apr.
June
Feb.
June
Jan.

Capital.

30,1874
24,1864
18,1875
26,1871
6,1872
20,1865
18,1865
2,1864
2,1872

Per
cent.
3.0
184.0

23,500
25,000
31,500
182,500
85,450
36,975

$150,000
100,000
50,000
50,000
50,000
50,000
250,000
75,000
50,000

Amount.

$4,500
184,008

Surplus.

46.1
50.0
63.0
73.0
113.9
73.9

Total
101
971
50
689
1484
719
1665
1949
1991
1273

Oct. 7,1863
Apr. 1,1865
Aug. 5,1863
Jan. 9,1865
July
Jan.
Oct.
Mar.
May
June

50,000
200,000 1536,205
60,000
2,976
67,000

25,1865
16,1865
30,1866
25,1872
31,1872
14,1865

50,000
50,000
3,410,300
100,000
50,000
120,000

236 Feb. 5,1864
2047 Sept. 18,1872
1612 Nov. 23,1865
1995 June 3,1872
403 Apr. 27,1864
364 Apr. 5,1864
161 Dec. 16,1863
305 Mar. 5,1864
1266 June 13,1865
2157 July 16,1874
2105 May 13,1873
2027 Aug. 14,1872
1927 Jan. 20,1872
2356 May 5,1877

120,000
200,000
100,000
100,000
60,000
50,000
100,000
100,000
200,000
100,000
100,000
50,000
50,000
50,000

80,300 160.6
71.5
143,000
222,319 370.5
670,000 1000.0
71,7.50
124,000

143.5
248.0

45,000

45.0

15,000

153,600

128.0

1,000
7,214

1,035,000
38,000
540,500
25,000
187,131
132,250

862.5
19.0
540.5
25.0
311.9
264.5

86,692
205,940
45,750
10,000
20,000
34,731
4,000

86.7
102.9
45.7
10.0
40.0
69.5
8.0

57,750

115.5

113,000
392,125
92,000
7,400
139,000

392.1
92.0
14.8
278.0

Total

222

Total
31,1871
14,1877
15,1870
6,1865
5,1863
31,1865
3,1874
11,1864

50,000
130,000
250,000
100,000
100,000
100,000
50,000
50,000

115
52
470

Oct. 27,1863
Aug. 7,1863
June 30,1864

70,000
125,000
100,000

248,400
605,250
387,000

354.8
484.2
387.0

85
86
87

Mechanics' N. B., Newark, N. J
1251
First National Bank, Buffalo, N. Y
235
Pacific National Bank, Boston, Mass... 2373

June 9,1865
Feb. 5,1864
Nov. 9,1877

500,000 251,802 1,198,000
287,500
100,000
75,000
250,000

239.6
287.5
30.0

88

First N. B . of Union Mills, Union City,
Pa.
Vermont N . B., St. Albans, Vt

1856
2358
1734
1227
49
1200
2208
309

July
May
Nov.
June
Aug.
May
Dec.
Mar.

2,000
11,872

113.6

Total

Total

Total

89

110

Oct. 23,1863

50,000

91,955

183.9

1583

Oct. 11,1865

200,000

186,000

93.0

Total




o Formerly in voluntary liquidation.

271

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued.

Circulation.

Failures.

•

Lawful
money deCapital.

$150,000
200,000
30,000
50,000
100,000
50,000
250,000
75,000
60,000

Surplus.

Receiver ap- Cause
of
pointed.
failure.

50,000
100,000
2,500,000
50,000
75,000
120,000

V
V
N
V
P
P
V
G
B

$275
2,465

540,609

532,084

8,525
1,970
1,765

90
410
225
712

2,603
1,246
499

29,662
177,200
92,092
60,300

28,734
175,230
90,327
59,420

17,135 Mar. 16,1877
20,000 May 24,1877
248,775 June 23,1877
20,000 July 20,1877
65,000 Aug. 18,1877
8,000 Aug. 20,1877

W
M
O
W
U
V

45,000
90,000
296,274
45,000
45,000
71,200

45,000
90,000
296,274
45,000
45,000
71,200

44,288
88,990
281,335
44,310
44,705
70,308

951,728

951,728

927,647

597,840
45,000
44,490
44,500
75,554
89,200
78,641
7,002
114,220
29,800
89,300
44,400
35,328
27,000

597,840
45,000
44,490
44,500
75,554
89,200
78,641
7,002
114,220
29,800
89,300
44,400
35,328
27,000

587,361
44,560
42,500
43,678
74,496
87,432
76,269
6,277
112,515
29,420
88,941
43,830
34,718
26,790

10,479

1,322,275

1,322,275

1,298,787

23,488

45,000
62,500
42,795
86,900
91,465
90,000
27,000
71,165

45,000
62,500
42,795
86,900
91,465
90,000
27,000
71,165

44,237
61,206
39,980
85,288
88,713
88,517
26,614
70,620

763
294

2,815
1,612
2,752
1,483

4
A
4
4
4
4
4
4
4

24,081

200,000
10,000
25,000
6,392
19,000
25,000
220,000

Nov. 24,1877
Dec. 1,18^7
Feb. 11,1878

do

V
V
X
V
V
V
N

928
880

5
5
5
5

712

5

1,010
14,939

5
5
5
5

690
295
892

440

1,990

822

Feb. 28,18^8
Mar. 23,1878
Apr. 15,1878
May 15,1878
June 8,1878
do
Sept. 13,1878
Sept. 14,1878
Sept 25,1878
Oct. 1,1878

X
N

10,600
2,000
125,000
40,476
70,000
4,000
2,000
10,600

Nov. 1,1878
do
Dec. 20,1878
Feb. 11,1879
Mar. 15,1879
Apr. 7,1879
July 18,1879
July 23,1879

X
p
B
X
X
X
N
E

516,825

516,825

505,175

June 9,1880
June 14,1880
June 19,1880

R
F
N

89,500
326,643
90,000

89,500
326,643
90,000

87,102
319,660
86,238

2,398
6,983
3,762

506,143

506,143

493,000

Nov. 2,1881
Apr. 22,1882
May 22,1882

C
P

449,900
99,500
450,000

449,900
99,500
450,000

440,939
97,705
447,398

8,961
1,795
2,602

6
6
6
6
6
6
6
6
6
6
7
7
7
7

13,143

400,000
50,000

5

11,650

20,000
62,584
57,000

13,358

24,000
5,000
8,000
7,000
13,500

v
p
V
Q
Q

700,000
500,000
100,000
961,300

$44,725
83,235
26,910
44,590
44,775
44,288
134,606
66,254
42,701

29,662
177,200
92,092
60,300

1,230,000
100,000
300,000
300,000

$45,000
85,700
27,000
45,000
45,000
45,000
137,209
67,500
43,200

U
B
B
M

Dec.
Jan.
Feb.
Mar.

2,612,500
100,000
130,000
500,000
100,000
200,000
100,000
50,000
50,000

$45,000
85,700
27,000
45,000
^5,000
45,000
137,209
67,500
43,200

12,1876
27,1877
13,1877
12,1877

10,000
30,000
28,538

3,344,000
750,000
200,000
500,000
100,000
112,500
100,000
250,000
100,000
200,000
50,000
100,000
50,000
50,000
50,000

Redeemed. Outstanding.

540,609

$968 Jan. 24,1876
Feb. 1,1876
.do..
10,000 Feb. 25,1876
Mar. 13,1876
25,000 Apr. 11,1876
130,000 May 17,1876
3,000 July 12,1876
12,000 Sept. 23,1876

965,000
50,000
200,000
132,000
67,000

Issued.

s

1,058
1,768
2,372
725

1,705

380
359
570
610
210

386

1,545

7
7
7
7
7
7
8
8

8
8
8
8
8
8

999,400

999,400

986,042

50,000

13,455

Mar. 24,1883

s

43,000

43,000

41,803

1,197

8

200,000

25,000

Aug. 9,1883

V

65,200

65,200

62,733

2,467

8

108,200

108,200

104,536

3,664

1,561,300

250,000




272

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 64.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.
First National Bank, Leadville, Colo...
City N. B., Lawrenceburg, Ind. a
First National Bank, St. Albans,Vt....
First National Bank, Monmouth, 111...
Marine National Bank, New York, N.Y.
Hot Springs N. B., Hot Springs, Ark...
Richmond N. B., Richmond, Ind
First N. B., Livingston, Mont
First National Bank, Albion, N. Y
First N. B., Jamestown, N. Dak
Logan N. B., West Liberty, Ohio

Date.

Capital.

166
2578
2942

Mar.
Feb.
Feb.
July
June
Feb.
Mar.
July
Dec.
Oct.
May

19,1879
24,1883
20,1864
7,1882
3,1865
17,1883
5,1873
16,1883
22,1863
25,1881
7,1883

$60,000
100,000
100,000
75,000
400,000
50,000
270,000
50,000
50,000
50,000
50,000

1276
1791
1510
1137

June
Feb.
Aug.
May

14,1865
18,1871
9,1865
13,1865

200,000
50,000
100,000
100,000

1740
583
2465
2624
564
2139
1386
2724

Nov.:29,1870
Nov. !
22,1864
Mar. 15,1880
Feb. 2,1882
Nov. 3.1864
Mar. 17,1874
July 1.1865
June 7,1882

2776
3266
3461
3022
3082
75
605
686

Sept.
Nov.
Feb.
Aug.
Nov
Sept.
Dec.
Jan.

8,1883
26,1883
4,1863
6.1864
7.1865

50,000
50,000
1,000,000
50,000
50,000
50,000
100,000
150,000

2835
2542
231
1801
1682
277
3597
1280

Dec.
July
Feb.
Mar.
June
Feb.
Dec.
June

12,1882
12,1881
4,1864
11,1871
17,1868
24.1864
7,1886
14.1865

200,000
500,000
100,000
100,000
100,000
60,000
50,000
50,000

3592
2800

Oct. 20,1886
Sept. 14,1882

Oct.
Jan.
July
June
Jan.
Oct.

29,1874
14,1887
15,1885
23,1879
6,1886
26,1888

50,000
100,000
50,000
50,000
50,000
50,000

3502
3564

May 11,1886
Oct. 1,1886
Sept. 16,1886

Per
Amount. cent.

200,000
50,000

2198
3617
3366
2427
3431
3936

Surplus.

200,000
50,000
75,000

2420
2889
269
2751
1215
2887
2090
3006

105.0
3.0
197.0
20.0
164.9
6.0
101 5

170,500

341.0

4,000

8.0

356,000
38,500

178.0
77.0

337,500

337.5

90,142
285,000
10,000
12,000
186,000
38,500
307,382
23,000

190.3
142.5
20.0
24.0
186.0
38.5
204.9
46.0

2,784
12,250
13,500
75,825
168,500
306,000

.3
24.5
27.0
151.6
168.5
204.0

75,000
215.000
266,000
146,806

37.5
43.0
266.0
146.8

278,000
5,000
159,494

463.3
10.0
318.9

18,000

36.0

81,265

$2,000

$63,000
3,000
197,000
15,000
659,643
3,000
274,000

163.2

2,000
75,350
10,000

4.0
150.6
20.0

24,000
5,000
20,500

12.0
10.0
27.3

Total..
Middletown N. B., Middletown, N. Y .
Farmers' National Bank, Bushnell, 111.
Schoharie Co. N. B., Schoharie, N. Y . .
Exchange National Bank, Norfolk, Va.

23,128

Total.
First National Bank, Lake City, Minn.
Lancaster N. B., Clinton, Mass
First N. B., Sioux Falls, S. Dak
First N. B., Wahpeton, N. Dak
First National Bank, Angelica N. Y . .
City National Bank, Williamsport, Pa.
AUngton N.B., Abington. Mass. &
First National Bank, Blair, Nebr

50,000
200,000 32,894
50,000
50,000
100,000
100,000
150,000 15,000
50,000

Total..

First National Bank, Pine Bluff, A r k . .
Palatka National Bank, Palatka, F l a . .
Fidelity N. B., Cincinnati, Ohio
Henrietta N. B., Henrietta, Tex
National Bank of Sumter, S. C
First National Bank, Dansville, N. Y .
First National Bank, Corry, Pa
Stafford N. B., Stafford Springs, Conn.

18,1882
20,1884
27,1886

10,000

Total.
Fifth National Bank, St. Louis, M o . . .
Metropolitan N. B. of Cincinnati, Ohio.
First National Bank, Auburn, N. Y . . .
Commercial N. B., Dubuque, Iowa
State National Bank, Raleigh, N. C . . .
Second National Bank, Xenia, Ohio...
Madison N. B., Madison, S. Dak
Lowell National Bank, Lowell, Mich..

Total..
California N. B., San Francisco, Cal
First National Bank, Anoka, Minn
Total.
National Bank of Shelbyville, Tenn
First National Bank, Sheffield, Ala
Third National Bank, Malone, N. Y . . .
First National Bank, Abilene, Kans
Harper National Bank, Harper, Kans..
Gloucester City National
Bank,
Gloucester City, N. J.
Park National Bank, Chicago, 111
State National Bank, Wellington, Kans.
Kingman N. B., Kingman, Kans

1,000

Total..

 a Fonnerly-m voluntary liquidation.


b Restore to solvency.

REPORT OF THE COMPTROLLER OF THE CURRENCY.
RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS,

273

ETC.—Continued.

[
Failures.

Circulation.
Lawful
money deposited.

Capital.

$60,000
100,000
100,000
75,000
400,000
50,000
250,000
50,000
100,000
50,000
50,000

Surplus.

Receiver ap- Cause
of
pointed.
failure.

20,000
12,500
1,000

Jan. 24,1884
Mar. 11,1884
Apr. 22,1884
do
May 13,1884
June 2,1884
July 23,1884
Aug. 25,1884
Aug. 26,1884
Sept. 13,1884
Oct. 18,1884

B
G
P
B
T
E
H
X
B
E
P

40,000
7,500
15,000
150,000

Nov. 29,1884
Dec. 17,1884
Mar. 23,1885
Apr. 9,1885

I
L
B
O

Jan.
Jan.
Mar.
Apr.
Apr.
May
Aug.
Sept.

E
B
J
J
A
D
L
U
V
V
B
K
A
B
V
B

14,000
3,000
10,000

Nov.
Feb.
Feb.
Apr.
Apr.
May
June
Sept.

15,1887
10,1888
20,1888
2,1888
11,1888
9,1888
23,1888
19,1888

F
V
R
V
B
V
S

10,000
4,300

Jan. 14,1889
Apr. 22,1889

50,000
100,000
50,000
100,000
50,000
50,000

25,000

Dec.
Dec.
Dec.
Jan.
Feb.
June

200,000
50,000
100,000

21,000
3,915
1,000

50,000
8,000
10,000
15,000
10,183
24,000

1,550,000
300,000
1,000,000
150,000
100,000
100,000
150,000
50,000
50,000

30,000
180,000
20,000

w

1,900,000
200,000
50,000

i

250,000

400
17,600

13,1889
23,1889
30,1889
21,1890
10,1890
12,1890

July 14,1890
Sept. 25,1890
Oct. 2,1890

750,000
10774—CUR 1909-




-18

?
w

F
F
F
F
W
X

828,561

21,559

176,000
44,000
38,350
228,200

172,785
42,955
36,920
223,272

3,215
1,045
1,430
4,928

486,550

475,932

10,618

44, 420
72,360
10, 740
17,120
89,000
43,140
25,425
26,180

44, 420
72,360
10, 740
17,120
89,000
43,140
25, 425
26,180

43,355
69,420
10,485
16,880
86, 773
41,975
25,425
25,835

1,065
2,940
255
240
2,227
1,165

328,385

320,148

8,237

26,280
19,210
90,000
11,250
11,250
15,730
73,829
139,048

26,280
19,210
90,000
11,250
11,250
15, 730
73,829
139,048

25,855
19,010
89,262
11,080
11,140
14,465
71,278
135,670

425
200
738
170
110
1,265
2,551
3,378

386,597

377, 760

8,837

44,430
277', 745
63, 446
62,170
22,500
48, 470
11,250
27,800

44, 430
277,745
63, 446
62,170
22, 500
48, 470
11,250
27,800

43,675
274,155
60,147
59,967
21,305
46,025
11,178
25,818

755
3,590
3,299
2,203
1,195
2,445
72
1,982

557,811

542,270

15,541

45,000
11,250

45,000
11,250

44, 760
11,047

240
203

56,250

55,807

443

16,710
22,500
10, 750
21,240
10,750
11,250

16, 710
22,500
10, 750
21,240
10,750
11,250

16,205
22,120
10,645
20,555
10,700
11,175

505
380
105
685
50
75

45,000
11,250
22,000

45,000
11,250
22,000

44,300
11,160
21,585

700
90
415

171,450

20,1886
3,1887
27,1887
17,1887
24,1887
8,1887
11,1887
17,1887

20,000

850,120

176,000
44,000
38,350
228,200

56,250

Nov.
June
June
Aug.
Aug.
Sept.
Oct.
Oct.

50,000
50,000
1,000,000
50,000
50,000
50,000
100,000
200,000

$790
665
1,832
180
7,792
280
6,805
130
2,685
220
180

557,811

650,000

$52,210
76,335
88,148
26,820
252,308
40,570
152,095
11,110
87,315
18,430
23,220

386,597

4,1886
20,1886
11,1886
8,1886
19,1886
4,1886
2,1886
8,1886

$53,000
77,000
89,980
27,000
260,100
40,850
158,900
11,240
90,000
18,650
23,400

328,385

10,000
20,000
30, 447
4,000
20,100
12,500
25,300
11,000

$53,000
77,000
89,980
27,000
260,100
40,850
158,900
11,240
90,000
18,650
23,400

486,550

40,000
15,000
225,000
180
33,000

600,000
50,000
100,000
50,000
50,000
100,000
100,000
150,000
50,000

Redeemed. Outstanding.

850,120

$15,000

1,285,000
200,000
50,000
50,000
300,000

Issued.

171,450

168,445

3,005

345

274

BEPOKT OF THE COMPTROLLER OF THE CURRENCY.
No. 64.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164

First National Bank, Alma, Kans
First National Bank, Belleville, Kans..
First N. B., Meade Center, Kans
. ..
American N. B., Arkansas City, Kans..
City National Bank, Hastings, Nebr
People's N. B., Fayetteville, N. C
Spokane N. B., Spokane Falls, Wash..
First National Bank, Ellsworth, Kans.
Second N. B., McPherson, Kans
Pratt County N. B., Pratt, Kans
Keystone N. B., Philadelphia, Pa
Spring Garden N. B., Philadelphia, Pa.
National City Bank, Marshall, Mich....
Red Cloud N. B., Red Cloud, Nebr....
Asbury ParkN. B., Asbury Park, N. J.
Ninth National Bank, Dallas, Tex
First National Bank, Red Cloud, Nebr.
Central Nebr. N. B., Broken Bow, Nebr.
Florence N. B., Florence, Ala
First National Bank, Palatka, Fla
First N. B., Kansas City, Kans
Rio Grande N. B., Laredo, Tex
First National Bank, Clearfield, Pa
Farley N. B., Montgomery, Ala A
First National Bank, Coldwater, Kans.
Total..

165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181

Date.

Capital.

Surplus.

Per
Amount. cent.

3769
3386
3695
3992
3099
2003
3838
3249
3791
3787
2291
3468
2023
3181
3792
4415
2811
3927
4135
3223
3706
4146
768
4180
3703

Aug.
Aug.
May
Mar.
Dec.
June
Jan.
Sept.
Sept.
Sept.
July
Mar.
July
May
Sept
Sept.
Nov.
Sept.
Oct.
July
May
Oct.
Jan.
Dec.
May

3,1887
28,1885
5,1887
15,1889
27,1883
27,1872
4,1888
11,1884
16,1887
8,1887
30,1875
13,1886
29,1872
10,1884
17,1887
12,1890
8,1882
28,1888
3,1889
15,1884
17,1887
28,1889
30,1865
18,1889
9,1887

$50,000
50,000
50,000
100,000
50,000
75,000
60,000
50,000
50,000
50,000
200,000
500,000
100,000
50,000
100,000
300,000
50,000
60,000
50,000
50,000
100,000
100,000
100,000
100,000
52,000

$14,000
17,500
8,857
28,000
44,547
182,500

28.0
35.0
17.7
28.0
89.1
243.3

54,500
8,500

109.0
17.0

122,730
122,198
162,500
23,275

61.4
24.4
162.5
46.5

18,000
57,250
8,400

6.0
114.5
14.0

50,000
25,000

100.0
25.0

209,000

209.0

2,080

4.0

677
569
3416
3828
1656
3267
3569
837
4404
3160
3554
2859
4383
4288
3963
3890
1454

Dec.
Nov.
Dec.
Dec.
July
Nov.
Oct.
Feb.
Aug.
Apr.
Sept.
Jan.
July
Apr.
Jan.
May
July

31,1864
12.1864
2,1885
29,1887
25,1866
21,1884
12,1886
23,1865
25,1890
22,1884
17,1886
16,1883
31,1890
16,1890
15,1889
29,1888
17,1865

400,000 $61,390
100,000
100,000
150,000
250,000
50,000
50,000
100,000
50,000
50,000
50,000
100,000
100,000
50,000
50,000
50,000
100,000

984,000
198,000
26,000
79,000
290,710
27,750
17,693
212,988
2,500
56,250
30,000
87,500
2,500
3,500
5,954
15,000
441,000

241.0
198.0
26.0
52.7
116.3
55.5
35.4
213.0
5.0
112.5
60.0
87.5
2.5
7.0
11.9
30.0
441.0

4264
3297
2988
4213

Mar.
Jan.
June
Jan.

18,1890
28,1885
29,1883
21,1890

50,000
65,000
100,000
500,000

3,500
58,500
272,500
35,000

7.0
90.0
272.5
7.0

1648
3228
1817
3627
2568
3677
4105
4256
4767
3771
3753
4143
2177
4198
3360
2039
3116
4344
3172

Apr.
July
May
Jan.
Oct.
Apr.
Aug.
Mar.
June
Aug.
July
Oct.
Sept.
Jan.
June
Sept.
Feb.
June
May

12,1866
22,1884
13,1871
28,1887
3,1881
23,1887
30,1889
12,1890
29,1892
5,1887
16,1887
23,1889
1,1874
7,1890
30,1885
4,1872
2,1884
17,1890
2,1884

150,000
200,000
300,000
50,000
50,000
200,000
200,000
250,000
100,000
300,000
100,000
50,000
50,000
50,000
50,000
100,000
55,000
75,000
50,000

554,250
232,500
255,830
24,000
64,000
30,000
11,000
52,500
2,000
36,000
34,500
12,000
102,600
15,000
62,000
199,156
56,200
58,000
110,000

369.5
116. 25
85.02
48.0
128.8
1.5
5.5
21.0
2.0
12.0
34.5
24.0
205.2
30.0
124.0
199.1
102.2
77.3
220.0

.

Maverick N. B., Boston, Mass
Corry National Bank, Cony Pa
Cheyenne N. B., Cheyenne, Wyo
California N. B., San Diego, Cal
First N. B., Wilmington, N. C
Huron National Bank, Huron, S. Dak..
First National Bank, Downs, Kans
First National Bank, Muncy, Pa
Bell County N. B., Temple, Tex
First National Bank, Deming, N. Mex.
First N. B., Silver City, N. Mex
Lima National Bank, Lima, Ohio
National Bank of Guthrie, Okla
Cherry vale N. B., Cherry vale, Kans
First National Bank, Erie, Kans
First National Bank, Rockwall, Tex
Vincennes N. B., Vincennes, Ind
Total

First N. B., Del Nor te, Colo
Newton N. B., Newton, Kans
Capital National Bank, Lincoln,Nebr..
Bankers and Merchants' National
Bank, Dallas, Tex.
186 First N. B., Little Rock, Ark
187 Commercial N. B., Nashville, Tenn...
188 Alabama National Bank, Mobile, Ala..
189 First National Bank, Ponca, Nebr
190 Second N. B., Columbia, Tenn
191 Columbia National Bank, Chicago, 111.
192 Elmira National Bank, Elmira, N. Y...
193 N. B. of N. Dakota, Fargo, N. Dak
194 Evanston N. B., Evanston, 111
195 N. B. of Deposit of City of New York..
196 Oglethorpe N. B., Brunswick, Ga
197 First National Bank, Lakota, N. Dak.
198 First N. B., Cedar Falls, Iowa
199 First National Bank, Brady, Tex
200 First N. B., Arkansas City, Kans.a
201 Citizens' N. B., Hillsboro, Ohio
202 First National Bank, Brunswick, Ga..
203 City N. B., Brownwood, Tex.a
204 Merchants' N. B., Tacoma, Wash

182
183
184
185




a Restored to solvency.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

275

RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued.

Failures.

Circulation.
Lawful
money deposited.

Capital.

$75,000
50,000
50,000
303,000
100,000
125,000
100,000
50,000
50,000
50,000
500,000
750,000
100,000
75,000
100,000
300,000
75,000
60,000
60,000
150,000
150,000
100,000
100,000
100,000
52,000

Surplus.

Receiver ap- Cause
of
pointed.
failure.

81,603 i Nov. 21, 1890
5,000 I Dec. 12, 1890
4,000 I Dec. 24, 1890
24,000 Dec. 26, 1890
Jan. 14, 1891
32,000 Jan. 20, 1891
25,000 Feb. 3, 1891
10,000 Feb. 11, 1891
7,500 Mar. 25, 1891
3,000 Apr. 7, 1891
100,000 May 9, 1891
132,500 May 21, 1891
20,000 June 22, 1891
3,000 July 1, 1891
3,500 July 2, 1891
4,000 July 16, 1891
do..
9,000
4,600 July 21,
July 23, 1891
500
23,600 Aug. 7, 1891
10,500 Aug. 17, 1891
Oct. 3, 1891
46,000 Oct. 7, 1891
do
8,000
790 Oct. 14,1891

H
G
V
G
J
R
H
F

50,000
100,000
300,000
500,000
500,000
500,000
150,000
50,000
100,000
1,000,000
200,000
250,000
100,000
300,000
150,000
50,000
50,000
50,000
125,000
100,000
200,000
150,000
250,000

$16,875
11,250
10,750
45,000
22,500
28,000
21,700
10,750
11,250
10,750
41,180
45,000
44,000
16,875
20,700
45,000
16,275
13,500
12,900
33,250
33,750
22,500
95,597

i

Redeemed.

Outstanding.

$180
230
170
390
330

F
R
O
O
B
U
V

Jan. 14,1893
Jan. 16,1893
Feb. 6,1893
do

G
Y
B
O

6,000
10,000
100,000
100,000
3,400
18,500
50,000
16,009
7,797
245
60,000
35,000
1,931
25,000
3,000
25,000
50,000
50,000
6,000
75,000

do
Apr. 6,1893
Apr. 17,1893
May 13,1893
May 19,1893
May 22,1893
May 26,1893
June 6,1893
June 7,1893
June 9,1893
June 12,1893
June 13,1893
.do
do
June 15,1893
June 16,1893
June 17,1893
June 20,1893
June 23,1893




s

B
P
P
G

§
V

F
Y
U
L
T
G
F
Y

663,052

649, 408

13,644

78,894
96,180
33,750
45,000
52,880
18,000
10,750
94,899
11,250
22,500
11,250
45,000
21,800
11,250
11,250
26,720
31,780

78,894
96,180
33,750
45,000
52,880
18,000
10,750
94,899
11,250
22,500
11,250
45,000
21,800
11,250
11,250
26,720
31,780

70,272
93,014
33,280
44,550
50,970
17,710
10,575
91,538
11,090
21,920
11,060
43,943
21,680
11,080
11,030
26,420
27,950

8,622
3,166
470
450
1,910
290
175
3,361
160
580
190
1,057
120
170
220
300
3,830

623,153

Nov. 2,1891
Nov. 21,1891
Dec. 5,1891
Dec. 18,1891
Dec. 21,1891
Jan. 7,1892
Feb. 6,1892
15,958 Feb. 9,1892
2,500 Feb. 19,1892
13,500 Feb. 29,1892
do
4,000
44,000 Mar. 21,1892
2,000 June 22,1892
1,000 July 2,1892
1,500
do
17,500 July 20,1892
40,000 July 22,1892

800,000
17,000
15,000
100,000
17,512

$16,695

11,200

$16,875
11,250
10,750
45,000
22,500
28,000
21,700
10,750
11,250
10,750
41,180
45,000
44,000
16,875
20,700
45,000
16,275
13,500
12,900
33,250
33,750
22,500
95, 597
22,500
11,200

640,552

V
G
Q
Q
G
O
H
G
V
S
V
H

3,622,000

400,000
100,000 j
150,000 |
500,000
250,000
75,000 !
50,000 |
100,000 I
50,000
100,000 |
50,000 i
200,000
100,000 !
50,000 '
50,000
125,000
100,000
2, 450,000

Issued.

623,153

598,082

25,071

11,250
48,740
43,700
44,000

11,250
48,740
43, 700
44,000

11,090
47,865
42,830
43, 410

160
875
870
590

63, 495
45,000
42,800
11,250
22,500
43,600
43,000
44,250
22,500
45,000
32,900
11,250
11,250
11,250
28,120
24,550
44,000

63,495
45,000
42,800
11,250
22,500
43,600
43,000
44,250
22,500
45,000
32,900
11,250
11,250
11,250
28,120
24,550
44,000

57,005
43,450
38,190
11,030
21,760
42,688
42,380
43,850
22,170
44,120
32,230
11,080
10,008
11,100
27,300
22,505
42,990

45,000

45,000 I

44,300

i
|
j
i
I
!
'
;
!
j
|
'

11,020
10,580
44,610
22,170
26,670
21,355
10,600
11,130
10,555
39,305
44,385
42,798
16,535
20, 480
44,400
15,935
13,368
12,640
32,745
33,290
22,350
92,247
22,500
11,045

1,330
345
150
120
195
1,875
615
1,202
340
220
600
340
132
260
505
460
150

3,350
155

140
141
142
143
144
145
146
147
148
149
150
151
152?
153
154
155
156
157
158
159
160
161
162
163
164

165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181

182
183
184
185

6,490 186
1,550 187
4,610 188
220 189
740 190
912 191
620 , 192
400 : 193
330 1 194
195
670 196
170 197
1,242 i 198
150 ! 199
820 I 200
2,045 201
1,010 202
203
700 204

276

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 64.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDVS OF

Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.
City National Bank, Greenville, Mich.
First N. B., Whatcom, Wash
Columbia N. B., New Whatcom,Wash.

Citizens' N. B., Spokane, Wash, a
First N. B., Phillipsburg, Mont, a
Linn County N. B., Albany, Oreg
Nebraska N. B., Beatrice, Nebr
Gulf National Bank, Tampa, Fla
Livingston N. B., Livingston, Mont...
Chemical National Bank, Chicago, 111.
Bozeman N. B., Bozeman, Mont.a

Consolidated N. B., San Diego, Cal
First National Bank, Cedartown, Ga...
Merchants' N. B., Great Falls, Mont...
State National Bank, Knoxville, Term.
Montana N. B., Helena, Mont, a

Indianapolis N. B., Indianapolis, Ind..
Northern N. B., Big Rapids, Mich
First N. B., Great Falls, Mont, a
First National Bank, Kankakee, III. a...

National Bank of the Commonwealth,
Manchester, N. H.
First National Bank, Starkville, Miss...
Stock-Growers' N. B., Miles City, Mont.
Texas N. B., San Antonio, Tex
Albuquerque National Bank, Albuquerque, N. Mex.
First National Bank, Vernon, Tex
First National Bank, Middlesboro, Ky.

Date.

3243
4099
4351
4005
4658
4326
4185
4478
4117
4666
2803
3056
4075
4434
4102
2813
581
1832
3525
1793
4692

Aug.
Aug.
June
Apr.
Dec.
May
Dec.
Dec.
Sept.
Dec.
Oct.
Sept.
July
Oct.
Aug.
Nov.
Nov.
June
July
Feb.
Feb.

28,1884
26.1889
28.1890
8,1889
5.1891
31.1890
21,1889
2,1890
11,1889
15.1891
23.1882
22.1883
16,1889
7,1890
28,1889
11,1882
21,1864
5,1871
1,1886
20,1871
9.1892

3275
3298
3222

Apr.
Dec.
Jan.
July

30,1887
20,1884
31,1885
14,1884

3199
2805
3719
3101
4064
3514
3047
4316
4360
1027
4249
3524
2351
3401
3676
4206
4170
2786
4130
585
2806

May
Oct.
June
Dec.
July
June
Sept.
May
July
Jan.
Mar.
June
Apr.
Oct.
Apr.
Jan.
Dec.
Sept.
Sept.
Nov.
Oct.

29.1884
24.1882
7,1887
29.1883
2.1889
1.1886
14,1883
20,1890
9.1890
2,1866
5,1890
29,1880
9.1887
23.1885
21,1887
11,1S90
4,1889
29,1882
27,1889
23,1864
25,1882

Total..




a Restored to solvency.

50,000
50,000
100,000
60,000
50,000
200,000
50,000
50,000
200,000
100,000
100,000
52,000
100,000
50,000
50,000
75,000
50,000
50,000
50,000
100,000
50,000

Per
cent.
64.5
10.0
4.0

10,000
19,362

50,000
50,000
50,000
100,000
50,000
75,000
100,000
150,000
100,000
100,000
50,000
100,000
50,000
50,000
50,000
250,000
50,000

8.1890
16,1886
15,1875
15.1890
28,1883
23.1889
22,1886
4.1891
15,1865
8,1890
18.1890
19,1890
16,1890
17,1883
6,1889
10,1890

Amount.,
$32,250
5,000
4,000

50,000
100,000
100,000
50,000

13.1889

Surplus.

$50,000
50,000
100,000
150,000
50,000
100,000
100,000
50,000
50,000
1,000,000
50,000
250,000
75,000
100,000
100,000
250,000
300,000
90,000
250,000
50,000
100,000

4033 May
4201 Jan.
3469 Mar.
First National Bank, Orlando, Fla. a
Citizens' National Bank, Muncie, Ind. a, 2234 Mar.
4370 July
First N. B., Hot Springs, S. Dak
First National Bank, Marion, Kans — 3018 July
4018 Apr.
Washington N. B., Tacoma, Wash
El Paso^National Bank, El Paso, Tex.. 3608 Dec.
4561 May
Lloyd's N. B., Jamestown, N. Dak
1147 May
N. Granite State B., Exeter, N. H
Chamberlain N.B.,Chamberlain,S.Dak, 4282 Apr.
P.Townsend N.B.,P.Townsend,Wash., 4290 Apr.
4315 May
First N. B., Port Angeles, Wash.a
First National Bank, Sundance, WTyo. 4343 June
2903 Mar.
First N. B., North Manchester, Ind
4113 Sept.
Commercial N. B., Denver, Colo
First National Bank, Dayton, Tenn.... 4362 July

Total..
247 Hutchinson N. B., Hutchinson, Kans.
248 First N. B., Spokane Falls, Wash
249 Oregon N. B., Portland, Oreg
250 Citizens' N. B., Grand Island, Nebr...
251 First N. B., Fort Payne, Ala
252 Third National Bank, Detroit, Mich..
253 First National Bank, Watkins, N. Y..
254 First National Bank, Llano, Tex
255 i American N. B., Springfield, Mo
256 I First National Bank, Sedalia, Mo
257 !National Bank of Pendleton, Oreg
258 I State National Bank, Wichita, Kans..
259 i German National Bank, Denver, Colo.
260 i Black Hills N. B., Rapid City, S. Dak.
261 First National Bank, Arlington, Oreg.
262 Baker City N. B., Baker City, Oreg...
263 First National Bank, Grant, Nebr
264 Wichita N. B., Wichita, Kans
265 State National Bank, Vernon, Tex
266 National Bank of Middletown, Pa
267 First National Bank, Kearney, Nebr..

Capital.

10.0
19.3

4,000

8.0

49,500
180,000
11,250

99.0
72.0
15.0

260,000
1,249,000
183,053
122,250
140,500

104.0
416.3
203.4
48.8

16,500
23,000
26,000
69,750

33.0
23.0
26.0
133.5

39,000

78.0

27,500
196,992

45.0
196.9

72,682
44,000
54,000
6,000
240,500
4,500

96.9
44.0
36.0
6.0
240.5
9.0

10,000
38,673

20.0
77.3

8,500

17.0

39,738
190,100
100,000
35,000
4,000
66,000
• 32.500
15;750
8,000
319,000
$7,340
15,000
2,125
5,895

17,137

555,000
57,500
18,000
9,000
11,000
200,725
17,065
231,500
95.113

79.5
380.2
100.0
58.3
8.0
33.0
65.0
31.5
4.0
319.0
15.0
555.0
115.0
36.0
12.0
22.0
401.4
34.1
231.5
190.2

277

REPORT OF THE COMPTROLLER OF THE CURRENCY.
RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued.

Failures.

Circulation.
Lawful
money deposited.

Capital.

$50,000

Surplus.

$6,064
3,000
1,000

pointed.

Cause
of
failure.

811,250
11,250
22,500

$11,070
11,120
22,205

21,700
21,880
11,250
10,750
45,000

21,300
21,590
11,110
10,545
44,430

67,500

21,700
21,880
11,250
10,750
45,000
11,250
55,300
16,370
22; 500
21,800
45,000
57,212
33,250
45,000
11,250
67,500

13,500
17,100
22,500
44,150

13,500
17,100
22,500
44,150

13,175
16,640
22,010
43,190

325 226
460 ! 227
490 1 228
229

V
V
Y

22,500
11,250

22,500
11,250

22,150
11,010

350
240

Y
Y
Y
F
O
Y
V
O
Y
T
F
Y
Y

11,250
21,900
43,500
33,750
22,500
41,137
11,250
22,500
15,450
11,250
27,000
45,000
11,250

45,000
11,250
21,900
43,500
33,750
22,500
41,137
11,250
22,500
15,450
11,250
27,000
45,000
11,250

11,150
21,550
42,780
33,020
22,070
37,802
11,090
22,110
15,130
11,065
26,530
44,310
11,135

45,000
100
350
720
730
430
3,335
160
390
320
185
470
690
115

1,775,154 j 1,622,259

152,895

95,000
22,000
5,000

Y
Y
Y
V
Y
Y
Y
T
Y
Y
V
Y
Y
Y
B
W
Y

60,000
75,000
100,000
175,000

3,782
10,000
20,000
38,000

Aug. 9,1
.do..
Aug. 10,1893
Aug. 11,1893

O
O
Y
V

100,000
50,000
150,000
200,000
50,000
75,000
100,000
150,000
100,000
50,000
50,000
100,000
50,000
50,000
50,000
250,000
50,000

10,000
2,000

Aug. 12, 1893
do...
Aug. 14, 1893
.do.
Aug. 17, 1893
Aug. 22, 1893
Aug. 26, 1893
Sept. 2,1893
Sept. 14,
1893
Sept. 23,
1893
Sept. 30,
1893
Oct. 3,1893
Oct. 5,1893
Oct. 11,1893
Oct. 16,1893
Oct. 24,1893
Oct. 25,1893

15,000
7,500
10,000
10,000
50,000
8,470
7,000
100,000
60,000

55,000
10,000
5,600
60,000
10,000
10,000
1,000
5,000
10,000
40,000
5,000

55,300
16,370
22,500
21,800
8,230
57,212
33,250
10,765

1,636,649

10,935,000
100,000
250,000
200,000
60,000
50,000
300,000
50,000
75,000
200,000
250,000
100,000
100,000
200,000
75,000
50,000
75,000
50,000
250,000
100,000
85,000
150,000

10,000
21,515
40,000
34,200
1,500
25,000
4,500
5,000
25,000
13,000
4,529
350,000
3,000
13,504
4,000
50,000
1,000
21,000
8,664

Nov. 6,1893
Nov. 20,
1893
Dec. 12,1893
Dec. 14,1893
Jan. 26,1894
Feb. 1,1894
Feb. 26,1894
Feb. 28, 1894
.do.

May 10, 1894
June 8, 1894
June 29, 1894
July 6, 1894
July 13, 1894
Aug. 2, 1894
do.
Aug. 14, 1894
Sent. 5, 1894
Sept. 24, 1894
.....do...
Oct. 24, 1894

2,770,000




Redeemed. Outstanding.

$11,250
11,250
22,500

June 27,
1893
do.
do.
July 1,1893
July 8,1893
July 10,1893
July 12,1893
July 14,1893
July 20,1893
July 21,1893
July 22,1893
July 24,1893
July 26,1893
July 29,1893
do...
Aug. 2,
Aug. 3,1893
Aug. 5,1893
do...
do...
Aug. 7,1893

50,000
100,000
150,000
50,000
100,000
100,000
50,000
50,000
1,000,000
50,000
250,000
75,000
100,000
100,000
500,000
300,000
100,000
250,000
50,000
200,000

Issued.

Y
J
U
Y
V

u
z

G
Z
Z
Q
F
F
Y
F
L
Y
E
V
I
Y

22,500
45,000
45,000
13,500
11,250
44,280
11,250
16,870
45,000
48,341
22,500
22,500
45,000
27,750
11,250
16,870
11,250
44,500
21,640
66,785
33,750

22,500
45,000
45,000
13,500
11,250
!
44,280
I
11,250
'
16,870
:
45,000
1
48,341
!
22,500
'• 22,500
I
45,000
i
27,750
!
11,250
'< 16,870
i
11,250
i
44,500
I
21,640
!
68,785
I
33,750

626,786

626,786

I
!
1

54,390
16,060
22,110
21, 410
45,000
48,681
32,160
10, 765
67,045

$180 205
130 206
295 207
400
290
140
205
570
11,250
910
310
390
390
8,531
1,090
34,235
11,250
455

! 209
210
211
212
213
! 214
i 215
; 216
217
218
i 219
i 220
j 221
I 222
I 223
I 224
I 225

230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
I 262
! 263
I 264
: 265
! 266
I 267

21,900
43,838
43,995
13,075
10,990
43, 490
11,040
16,590
44,210
45,778
22,190
21,993
42,735
27,240
10,943
16, 410
11,123
43,133
21,300
64,330
32,367

600
1,162
1,005
425
260
790
210
280
790
2,563
310
507
2,265
510
307
...
460
127
1,367
340
2,455
1,383

608,670 i

18,116 I

278

REPORT OF THE
No.

COMPTROLLER OF THE

CURRENCY.

64.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OP

Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.

Charter
number.
Buffalo County N. B., Kearney, Nebr.. 3526
First N B., Johnson City, Tenn
3951

Citizens' N. B., Madison, S. Dak
Citizens' N. B., Spokane Falls, Wash.a..
Tacoma N. B., Tacoma, Wash
City National Bank, Quanah, Tex
Central National Bank, Rome, N. Y...
First National Bank, Redfield, S. Dak.
North Platte N. B., North Platte, Nebr.
Needles National Bank, Needles, Cal...
Nat. Broome Co. B., Binghamton, N. Y.
First N. B., San Bernardino, Cal
Dover National Bank, Dover, N. H
Browne N. B., Spokane Falls Wash...
First N. B., Anacortes, Wash
Holdrege N. B., Holdrege, Nebr
National Bank of Kansas City, Mo
First N. B., Texarkana, Tex
First National Bank, Ravenna, Nebr..
City National Bank, Fort Worth, Tex..
First National Bank, Dublin, Tex
First National Bank, Ocala, Fla
First N. B., Willimantic, Conn
First N. B., Port Angeles, Wash.a
First N. B., Ida Grove, Iowa &
First National Bank, Pella, Iowa
Merchants N. B., Seattle, Wash
Union National Bank, Denver, Colo...
Superior N. B., West Superior, Wis . . .
Puget Sound N. B., Everett, Wash
Keystone National Bank of Superior,
West Superior, Wis.
First N. B., South Bend, Wash
State National Bank, Denver, Colo.b c...
Kearney N. B., Kearney, Nebr
First N. B., Wellington, Kans
Columbia N. B., Tacoma, Wash

Total
First National Bank, Orlando, Fld.a...
Bellingham Bay National Bank, New
Whatcom, Wash.
Chattahoochee N. B., Columbus, Ga...
German N. B., Lincoln, Nebr
Fort StanwixN. B., Rome, N. Y
Farmers N. B., Portsmouth, Ohio
Humboldt First National Bank, Humboldt, Kans.
Grand Forks National Bank, Grand
Forks, N. Dak.
First N. B., Bedford City, Va
National Bank of Jefferson, Tex
Sumner N. B., Wellington, Kans
First National Bank, Cheney, Wash...
Kittitas Valley National Bank, Ellensburg, Wash.
First N. B., Hillsborough, Ohio
A merican N". B., Denver, Colo.d
First National Bank, MInot, N. Dak...
Yates County N. B., Penn Yan, N. Y..
First National Bank, Larned, Kans
Citizens' N. B., San Angelo, Tex
Sioux National Bank, Sioux City, Iowa.
American N. B., New Orleans, La
First National Bank, Helena, Mont
Bennett N. B., New Whatcom, Wash..
First National Bank, Springville, N. Y.
<i Second failure.
& Formerly in voluntary liquidation.




Date.

Capital.

SurPer
plus. Amount. cent.

$100,000
50,000
50,000
150,000
50,000
100,000
100,000
50,000
75,000
50,000
100,000 $20,000
100,000
100,000
150,000
50,000
50,000
1,000,000 15,000
50,000
50,000
50,000
500
50,000
50,000
100,000
50,000
100,000
50,000
50,000
1,000,000
200,000
50,000
100,000

3151
4005
2924
4361
1376
3398
4024
4873
1513
3527
1043
4025
4458
3875
3489
3065
4043
2359
4062
3470
2388
4315
3930
1891
2985
4382
4680
4796
4399

July
Dec.
Apr.
Apr.
Apr.
July
July
Oct.
May
Mar.
Aug.
July
Apr.
May
Nov.
Apr.
Apr.
Oct.
May
May
July
Mar.
June
May
Oct.
Oct.
June
July
Jan.
Sept.
Aug.

3,1886
24,1888
10,1884
8,1889
13,1883
9,1890
1.1865
2,1885
4,1889
6,1893
9,1865
3,1886
22,1865
4,1889
6,1890
26,1888
13,1886
26,1883
22,1889
28,1877
1,1889
16,1886
20,1878
19,1890
10,1888
14,1871
23,1883
30,1890
13,1892
23,1892
16,1890

4467
2694
3201
2879
4623

Nov.
May
June
Feb.
Sept.

15,1890
16,1882
5,1884
13,1883
2,1891

50,000
120,000
100,000
50,000
200,000

3469
3976

Mar. 16,1886
Feb. 7,1889

50,000
60,000

1630
3571
1410
1088
3807

Jan.
Oct.
July
Apr.
Nov.

22,1866
16,1886
8,1865
29,1865
1,1887

100,000
100,000
150,000
250,000
60,000

43.5
25.0
100.0
10.0
436.0
16.6
245.0
68.0
32.3

188,914
65,875
241,000
6,000

188.9
65.8
241.0
4.0

21,250
655,000
100,439
12,500
358,500
3,000
15,750
117,500

42.5
65.5
200.9
25.0
717.0
6.0
31.5
117.5

50,088
57,500
110,250
190,000

50.1
115.0
220.5
19.0

24,500

24.5

2,000
150,600
95,750
58,750
22,000

4.0
125.5
95.7
117.5
11.0

27,500
2,400

54,250

$43,500
12,500
50,000
15,000
218,000
16,600
245,060
34,000
24,208

55.0
4.0

279,000
33,832
603,000
547,500
15,600

279.0
33.8
402.0
219.0
26.0

3301

Feb.

6,1885

50,000

61,200

122.4

4257
1777
3865
4542
3867

Mar.
Jan.
Apr.
Apr.
Apr.

13,1890
28,1871
10,1888
1,1891
14,1888

50,000
100,000
50,000
50,000

19,000
19,500
33,250
3,000
5,000

38.0
19.5
44.3
6.0
10.0

787
4159
4009
2405
2666
4659
2535
3978
1649
4171
2892

Feb.
Nov.
Apr.
Dec.
Apr.
Dec.
June
Feb.
Apr.
Dec.
Feb.

7,1865
13,1889
13,1889
30,1878
27,1882
5,1891
9,1881
14,1889
5,1866
4,1889
26,1883

100,000
250,000
50,000
50,000
50,000
100,000
100,000
200,000
100,000
50,000
50,000

254,312
90,000
17,000
66,000
163,750
18,500
419,459
60,000
273,000
5,000
37,500

254.3
36.0
34.0
112.0
327.5
18.5
419.4
30.0
273.0
10.0
75.0

75J000

c Restored to solvency for voluntary liquidation,
d Restored to solvency.

REPORT OF THE COMPTROLLER OF THE CURRENCY,

279

RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, ETC —Continued.

Circulation.

Failures.
Lawful
money deposited.
Capital.

Surplus.

Receiver appointed.

Cause
of
failure.

Aug.

6,1895

2 500 Aug. 7,1895
22, 000 Aug. 15, 1895
1, 000 Aug. 17,1895

50,000
300,000
100,000
50,000
350,000

Outstanding.

$21,930
11,070
32,160
10,430
43,410
21,200
20,037
10,885
15,785
10,760
24,172
21,135
90,550
21, 275
11,050
16,555
42, 870
15, 270
11,065
42, 503
11,070
10,975
21,130
10,930
13, 480
14,078
42,200
132,390
43,435
10,785
42,835

$570
180
890
820
950
850
2,508
365
370
90
2,051
665
2,661
525
200
320
1,130
330
185
1,497
180
275
1,370
320
540
1,140
950
2,610
755
145
890

Aug. 24,1895

20, 000 Sept. 19,1895
32 500 Oct. 25,1895
12,000 Oct. 30,1895

v

$22,500
11, 250
33,050
11,250
44,360
22,050
22,545
11,250
16,155
10,850
26,223
21,800
93,211
21,800
11,250
16,875
45,000
15,600
11, 250
44,000
11, 250
11,250
22,500
11, 250
14,020
14,218
43,150
135,000
44,190
10,930
43,725

$22,500
11, 250
33,050
11,250
44,360
22,050
22,545
11,250
16,155
10,850
26,223
21,800
93,211
21,800
11, 250
16,875
45,000
15,600
11,250
44,000
11, 250
11, 250
22,500
11,250
14,020
14, 218
43,150
135,000
44,190
10,930
43,725

i
E
Y
V
Q

11,250

11,250

10,990

260

22,500
11,250
45,000

22,500
11,250
45,000

21,600
10,720
44,440

900
530
560

963,752

935,170

28,582

33,750
13,050

33,750
13,050

33,075
12,700

675
350

22,500
21,900
135,000
45,000
13,000

22,500
21,900
135,000
45,000
13,000

19,485
21,130
128,550
39, 240
12,640

3,015
770
6,450
5,760
360

46,150

46,150

45,130

1,020

11,250
22,500
22,500
11,250
11,250

11, 250
22,500
22,500
11,250
11, 250

11,030
20,050
21,250
11,100
10, 855

220
2,450
1,250
150
395

22,150

22,150

19,001

3,149

11,250
11, 700
11,250
22,500
44,100
44, 300
45,000
11,250
18,000

11, 250
11, 700
11, 250
22,500
44,100
44,300
45,000
11,250
18,000 !

10, 915
11,140
10, 510
21, 780
42, 300
42,450
40,534
7,843
17,250

335
560
740
720
1,800
1,850
4,466
3,401
750 I 327

Y
E
Z
Z
F
Y
G
Z
V
V
U
E
N
Y
V
V
G
E
R
V
E
W
Q

5,235,020
1,500
40,000

85,000
60,000

200,000

Redeemed.

963,752

Nov. 10, 1894
Nov. 13, 1894
Dec. 12,1894
Dec. 13,1894
Dec. 14, 1894
Dec. 15,1894
Jan. 2,1895
Jan. 11, 1895
Jan. 14,1895
Jan. 19,1895
20,000 Jan. 28,1895
1895
57,000 Jan. 29,
20,000 Feb. 7,1895
3,000 Feb. 8,1895
1,500 Mar. 6,1895
5,000 Mar. 15, 1895
Mar. 18, 1895
Apr. 1,1895
4,500 Apr. 10, 1895
do
45, 000
7,450 Apr. 22, 1895
do..
25,000
20,000 Apr. 23, 1895
Apr. 26, 1895
June 4,1895
1, 050 June 5,1895
1895
25, 000 June 19,
65,000 Aug. 2,1895

$35,000
4,000
16,000
25,000
18,417
12,000
20,000
10,000
4,850

$100,000
50,000
50,000
150,000
200,000
100,000
100,020
50,000
75,000
50,000
100,000
100,000
100,000
100,000
50,000
75,000
1,000,000
50,000
50,000
300,000
50,000
50,000
100,000
50,000
150,000
50,000
200,000
500,000
135,000
50,000
200, 000

100,000
100,000
150,000
250,000
60,000

Issued.

i

Nov. 29,1895
Dec. 5,1895

35,000
30,000
50,000
3,487

Dec. 7,1895
Dec. 19,1895
Feb. 8,1896
do.
Feb. 15,1896

1,000

E
Y
Y
Y
Z
T
W

Apr. 28,1896

2,1896
24,1896
26,1896
27,1896
18,1896

U
E
X
Y
V

July 22,1896
July 25,1896
Aug. 12,1896
Aug. 17,1896
Aug. 26,1896
Sept. 9,1896
do
Sept. 10,1896
Sept. 11,1896
Sept. 19,1896
25,000 Oct. 3,1896

X
Y
F
V
U
V
V
o

20,000
20,000

May
June
June
June
July




Y
V
G

280

REPORT OF THE COMPTROLLER OF THE CURRENCY,
No.

64.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OP

Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.

Date.

Capital.

SurPer
plus. Amount. cent.

J28
J29
$30

First N. B., Mount Pleasant, Mich
First National Bank, Ithaca, Mich
City National Bank, Tyler, Tex

3215
3217
4353

June 28,1884
July 7,1884
July 2,1890

$50,000
50,000
100,000

331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366

Total
First National Bank, Garnett, Kans ...
First National Bank, Eddy, N. Mex...
Second National Bank, Rockford, 111...
Marine National Bank, Duluth, Minn..
First National Bank, Decorah, Iowa...
Missouri N. B., Kansas City, Mo
First N.B.of E. Saginaw, Saginaw, Mich
First National Bank, Tyler, Tex
First N. B., Niagara Falls, N. Y
National Bank of Illinois, Chicago, 111..
Big Rapids N. B., Big Rapids, Mich.a.
Second N. B., Grand Forks, N. Dak...
First N. B., Sioux City, Iowa *
>
Citizens' N. B., Fargo, N. Dak
Merchants' N. B., Devils Lake, N. Dak.
First National Bank, Alma, Nebr
Columbia N. B., Minneapolis, Minn
Dakota N. B., Sioux Falls, S. Dak
First National Bank, Newport, Ky
German N. B., Louisville, Ky
Mutual N. B., New Orleans, La
Merchants' National Bank, Ocala, Fla.
Moscow N. B., Moscow, Idaho
First N. B., Olympia, Wash
First National Bank, Franklin, Ohio...
First National Bank, Griswold, Iowa...
National Bank of Potsdam, N. Y
Northwestern N. B., Great Falls, Mont.
Merchants' N. B., Jacksonville, Fla
Union N. B., Minneapolis, Minn
The Dalles N. B., The Dalles, Oreg
City National Bank, Gatesville, Tex...
Merchants' N. B., Helena, Mont
First National Bank, Orleans, Nebr
Keystone National Bank, Erie, Pa
Merchants' and Miners' National
Bank, Phillipsburg, Mont.
First National Bank, Asheville, N. C...
First N. B., Benton Harbor, Mich

2973
4455
482
4421
493
4494
637
3651
4899
1867
2944
3504
1757
3602
3714
3580
4739
2843
2276
2062
1898
3815
4584
3024
738
3048
868
2476
4332
2795
3534
4732
2732
3342
535
4843

June
Oct.
July
Sept.
Aug.
Dec.
Dec.
Mar.
Apr.
Aug.
May
May
Dec.
Dec.
May
Oct.
May
Dec.
June
Nov.
Nov.
Nov.
June
Aug.
Jan.
Sept.
Mar.
May
June
Oct.
July
Apr.
June
May
Oct.
Feb.

11,1883
31,1890
13,1864
23,1890
6,1864
30,1890
20,1864
21,1887
18,1893
29,1871
9,1883
17,1886
28,1870
14,1886
24,1887
28,1886
13,1892
19,1882
15,1875
5,1872
10,1871
21,1887
17,1891
11,1883
23,1865
15,1883
7,1865
14,1880
2,1890
12,1882
16,1886
23,1892
14,1882
19,1885
19,1864
1,1893

50,000
50,000
50,000
250,000
75,000
250,000
50,000
100,000
100,000
500,000
100,000
55,000
100,000
100,000
50,000
50,000
200,000
50,000
100,000
237,700
300,000
50,000
75,000
50,000
50,000
50,000
50,000
50,000
100,000
250,000
50,000
50,000
150,000
50,000
150,000
50,000

3418
4261

Dec. 4,1885
May 15,1890

100,000
50,000

3747

July

7,1887

50,000

3438
3723
3795
2854
418

Jan.
June
Sept.
Jan.
Apr.

20,1886
14,1887
30,1887
9,1883
6,1864

50,000
250,000
100,000
50,000
50,000

53,000 106.0
60.0
150,000
47.5
47,500
99.0
49,500
571,500 1143.0

2596

Dec.

7,1881

100,000

190,000

190.0

Nov.
Dec.
Sept.
May
Jan.
Apr.
Apr.
Sept.

7,1874
12,1879
2,1889
6,1884
2,1872
16,1891
29,1865
27,1871

50,000
50,000
50,000
50,000
50,000
50,000
100,000
50,000
70,000

77,250
93,473
20,411
20,250
194,000
7,500
233,000
91,000
76,500

154.5
186.9
40.8
40.5
388.0
15.0
233.0
182.0
109.3

367
368

369
370
371
372
373
374

Total
Sault Ste. Marie National Bank,
Sault Ste. Marie, Mich.
First National Bank, Pembina, N. Dak.
Chestnut St. N. B., Philadelphia, Pa...
National Bank of Paola, Kans
First National Bank, Larimore, N. Dak.
Hampshire County National
Northampton, Mass.b

Bank,

375

State National Bank, Logansport,
Ind.a

376
377
378
379
380
381
382
383
384

First N. B., New Lisbon, Ohio
2203
First National Bank, Carthage, N. Y... 2442
First National Bank, Neligh, Nebr
4110
First National Bank, Flushing, Ohio.. 3177
First National Bank, Emporia, Kans.. 1915
First National Bank, Cordele, Ga
4554
Cochecho National Bank, Dover, N. H. 1087
Citizens' National Bank, Niles, Mich.. 1886
Atchison N. B., Atchison, Kans
2082
a Formerly in voluntary liquidation.

$36,000
41,250
20,000

72.0
82.5
20.0

71,500

143.0

636,458 L272. 9
5.6
14,000
254,611 339.5
30.0
75,000
332,500 665.0
83.0
83,000
6.0
6,000
1,877,500 375.5
47.5
47,500
61.0
33,550
161,000 161.0
60.0
60,000
1,000
83.5
41,750
63.1
31,534
1,143
12.0
24,000
46.0
23,000
288,000 288.0
402,400 169.3
497,500 165.8
51.0
25,500
3,000
24.0
18,000
88,000 176.0
259,000 518.0
53,500 107.0
523,670 1047. 3
177,500 355.0
60.0
60,000
317,500 127.0
2,500
33.0
16,500
500
288,500 152.3
78.7
39,337
531,034 354.0
1,343
20.0
10,000
500

$2,470
5,000

50,000
17,500

50.0
35.0

12,000

24.0

Total




Feb. 8,1873

b Restored to solvency.

281

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
RECEIVERS,

TOGETHER WITH CAPITAL AND SURPLUS,

ETC.—Continued.

Failures.

Circulation.
Lawful
money deposited.

Capital.

Surplus.

Receiver appointed.

$10,000
10,000
7,200

Oct. 7,1896
Oct. 14,1896
Oct. 17,1896

50,000
50,000
200,000
200,000
75,000
250,000
100,000
200,000
100,000
1,000,000
100,000
50,000
100,000
100,000
50,000
50,000
200,000
50,000
200,000
251,500
200,000
100,000
75,000
100,000
50,000
50,000
200,000
250,000
100,000
500,000
50,000
50,000
350,000
50,000
150,000
50,000

10,000
10,000
52,000
1,000
15,000
15,000
60,000
40,000
3,000
1,000,000
18,000

Nov. 9,1896
Nov. 10,1896

1,500
70,000
1,800
10,000
2,500

Nov. 11,1896
Nov. 24,1896
Dec. 3,1896
Dec. 10,1896
Dec. 17,1896
Dec. 18,1896
Dec. 21,1896
Dec. 31,1896
Jan. 7,1897
do
do
Jan. 11,1897
Jan. 12,1897
Jan. 14,1897
Jan. 20,1897
Jan. 21,1897
Jan. 22,1897
Jan. 27,1897
Feb. 3,1897
Feb. 4,1897
Feb. 17,1897
do .
do
Mar. 2,1897
Mar. 6,1897
Mar. 17,1897
Mar. 20,1897
May 7,1897
May 29,1897
June 2,1897
June 5,1897
July 26,1897
July 28,1897

100,000
50,000

20,000
6,021

$50,000
50,000
100,000

Cause
of
failure.
X

w
w

Redeemed.

Outstanding.

$11,250
l i ; 250
22,495

$11,250
11,250
22,495

$10,935
10,923
21, 780

$315
327
715

328
329
330

695,595

695, 595

653,602

41,993

Y
J
Y
Y
L
Y
H
G
W
Y
N
Y

11,700
10,900
49,100
45,000
17,320
45,000
37,422
45,000
21,880
52,980
20,880
10,870

V

V
Y
G
F
Z

21,950
22,500
11,250
44,010
10,800
45,000
176,400
42,800
22 200
16,875
21,800
22,200
11,250
45,000
42,870
22,100
43,950
10,750
11,020
50,040
11,250
51,071
11,250

11,700
10,900
49,100
45,000
17,320
45,000
37,422
45,000
21,880
52,980
20,880
10,870
51,430
21,950
22,500
11,250
44,010
10,800
45,000
176,400
42,800
22,200
16,875
21,800
22,200
11,250
45,000
42,870
22,100
43,950
10,750
11,020
50,040
11,250
51,071
11,250

11,015
10,520
43,916
43,600
15,420
43,760
34,205
43,873
21,480
49,929
19,993
10,495
6,430
20,940
21,815
10,910
43,025
10,290
41,520
166,181
38,323
21,660
16,600
21,060
19,610
10,943
39,114
40,723
21,645
42,253
10,400
10,795
47,980
10,693
45,125
10,920

685
380
5,184
1,400
1,900
1,240
3,217
1,127
400
3,051
887
375
45,000
1,010
685
340
985
510
3,480
10,219
4,477
540
275
740
2,590
307
5,886
2,147
455
1,697
350
225
2,060
557
5,946
330

331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366

Aug. 23,1897
Sept. 21,1897

N
K

22,500
11,250

22,500
11,250

21,580
10,825

920
425

367
368

1,170,138

1,221,568

1,109, 566

112,002

Dec. 10,1897

TJ

22,000

22,000

21,010

990

369

19,1898
29,1898
1,1898
26,1898
23,1898

W
T
W
G
A

10,700
42,890
17, 560
10,750
90,000

10, 700
42,890
17,560
10,750
145,905

10,230
40,840
16,580
10,155
44,675

470
2,050
980
595
101,230

370
371
372
373
374

29,110

29,110

26,830

2,280

375

223,010

278,915

170,320

108,595

11,250
21,640
10 750
11,250
22,500
11,250
33,750
20,653
45,000

11,250
21,640
10,750
11,250
22,500
11,250
33,750
20,653
45,000

9,820
20,778
10,430
10,490
18,400
10,985
29,800
19,075
40.293

1,430
862
320
760
4,100
265
3,950
1,578
4,707

3,805,000

40,000
35,000
3,297
50,000
75,000
30,000
30,000
20,000
10,000
10,000
30,000
35,000
12,000

do

u
Q
V
X
T
N
Y

s

H
F
V
F
S

z
I
v
G

5,851, 500
100,000
50,000
500,000
50,000
50,000
250,000

7,985
150,000
2,500
50,000

Jan.
Jan.
Feb.
Feb.
May

200,000

55,000

Sept. 27,1898

E

1,541
5,000
3,000
1,000
100,000
6,000
3,000
10,000
10,000

Nov. 3,1898
Nov. 4,1898
.do
Nov. 5,1898
Nov. 16,1898
Mar. 4,1899
June 6,1899
July 8,1899
Sept. 5,1899

Z
A

1,200,000
50,000
100,000
50,000
50,000
100,000
50,000
150,000
50,000
50,000

Issued.




z

V
N
M
T
N
F

376
377
378
379
380
381
382
383
384

282

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 64.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.
385
^S6
387

First National Bank, Penn Yan, N. Y . . 358
First N . B., Arkansas City, Kans.a
3360
First N . B., McPherson, Kans.&
3521

Date.

Feb. 8,1864
June 30,1885
June 17,1886

Per
Amount. cent.

$154,054

308.1

50,250

100.5

$654
393,816
150,000
150,000
132,000
1,000,000 287,304 2,055,000
50,000
79,000
50,000
150,000 37,041
403,500

262.5
88.0
205.5
158.0

$50,000
50,000
50,000

i

Total
388
389
390
391
392
393

Surplus.

Capital.

Broadway N . B., Boston, Mass
551
People's National Bank, Denver, Colo.& 4084
Globe National Bank, Boston, Mass
936
Merchants' N . B., Rutland, Vt
3311
Somerset N . Bkg. Co., Somerset, Ky.c.. 5468
South Danvers N . B., Peabody, Mass.. 958

Oct.
July
Mar.
Feb.
June
Mar.

25,1864
30,1889
25,1865
25,1885
29,1900
31,1865

Feb.
Mar.
Jan.
Apr.
Nov.
Aug.
Apr.
Apr.
Jan.
July
Nov.

10,1891
3,1891
3,1871
29,1880
13,1882
15,1883
7,1865
11,1865
26,1899
17,1873
30,1875

269.0

Total
394
395
396
397
398
399
400
401
402
403
404

405
406

407
408
409
410
411
412
413
414
415
416
417
418

American N . B., Baltimore, Md
First N . B., White Pigeon, M i c h . . . . . . .
First National Bank, Niles, Mich
Farmers' N . B., Vergennes, Vt
Le Mars N . B . , Lemars, Iowa
First N . B., Vancouver, Wash
Pynchon N . B . , Springfield, Mass

4518
4527
1761
2475
2818
3031
987
Seventh N. B., New York, N. YA.
998
City National Bank, Buffalo, N. Y
5174
First National Bank, Austin, Tex.d
2118
Eufaula National Bank, Eufaula, Ala.. 2309

Total
First National Bank, Belmont, Ohio...
Hancock N. B., Boston, Mass.&
Total
Central National Bank, Boston, Mass..
National Bank of South Pennsylvania,
Hyndman, Pa.
First N. B., Asbury Park, N. J
First N. B. of Fla., Jacksonville, Fla...
Southport N. B., Southport, Conn
NavesinkN. B., Red Bank, N. J
Citizens' N. B., Beaumont, Tex
Groesbeeck N. B., Groesbeck, Tex
Packard N. B., Greenfield, Mass

100,000
50,000
100,000
50,000
100,000
50,000
150,000 52,266
500,000
300,000 150,000
100,000
50,000

70,000
16,500
269,000
51,500
99,000
102,137
633,353
626,000
6,000
238,200
163,510

70.0
33.0
269.0
103.0
99.0
204.2
422.2
125.2
4.0
238.2
327.0

4864
1442

Mar. 18,1893
July 15,1865

50,000
600,000

21,500
795,000

40.3
132.5

2103
4063

Apr. 30,1873
July 2,1889

500,000
50,000

685,000
1,500

137.0
3.0

81,000
89,500
504,250
30,000

162.0
179.0
504.2
60.0

45,000
129,500
900
60,000
1,283,000
20,000

90.0
129.5
3.0
6.0
641.5

25,000
21,925
54,000
79,047
6,250

50.0
43.8
54.0
158.1
25.0

23,340
4,200
87,600

11.7
16.0
146.0

Feb.
Aug.
Dec.
Mar.
May
Mar.
May
Feb.
Nov.
Jan.

4,1886
24,1874
29,1864
19,1891
31,1901
22,1890
17,1875
24,1902
16,1901
14,1864

50,000
50,000
100,000
50,000
100,000
50,000
100,000
30,000
1,000,000
200,000

Sept.
July
Jan.
Dec.
July
June
Apr.
Oct.
Nov.
Sept.
June

25,1900
3,1889
7,1893
1,1881
18,1900
2,1902
12,1900
24,1901
2,1886
10,1901
13,1903

50,000
50,000
100,000
50,000
25,000
200,000
200,000
25,000
60,000
25,000
100,000

5735 Mar. 7,1901
4705 Mar. 9,1892
1617 Dec. 9,1865
5839 May 29,1901
6164 Mar. 17,1902
a Formerly in voluntary liquidation; second failure.
b Formerly in voluntary liquidation.

25,000
50,000
100,000
25,000
25,000

3451
2174
660
4535
5841
4269
2264
Bolivar National Bank, Bolivar, Pa.d... 6135
Federal National Bank, Pittsburg, Pa.d.. 6023
First National Bank, Allegheny, Pa.d... 198

600
29,000
2,222

Total
419
420
421
422
423
424
425
426
427
428
429
430
431
432
433
434

First National Bank, Victor, Colo
Farmers' N . B., Henrietta, Tex
Indiana National Bank, Elkhart, I n d . .
First N . B., Storm Lake, Iowa
Citizens' N . B., McGregor, Tex
Equitable N . B., New York, N . Y
American E x . N . B., Syracuse, N . Y . . .
First National Bank, Matthews, I n d . . .
Galion National Bank, Galion, O h i o . . .
First National Bank, Billings, Okla.&...
Orange Growers' National Bank,
Riverside, Cal.
National Bank of Holdenville, Ind. T . .
Capital National Bank, Guthrie, Okla..
First National Bank, Macon, Ga
First National Bank, Cape May, N . J . . .
Elk City N . B., Elk City, Okla




5586
4068
4841
2595
5504
6284
5286
5998
3581
5960
6833

15,000

3,000

3.0

1,575

7,500
117,221
458,000

30.0
234.4
458.0

c No circulation.
d Restored to solvency.

REPORT OF THE COMPTROLLER OF THE CURRENCY.
RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS,

283

ETC.—Continued.

Failures.

Circulation.
Lawful
money deposited.

Capital.

$50,000
100,000
50,000

Cause
of
Surplus. ! Receiver api
pointed.
failure.
|
$15,000

Sept. 18,1899
Oct. 19,1899
Oct. 28,1899

J
E
M

Dec.
Dec.
Dec.
Mar.
Aug.
Sept.

M
X

175,000
120,000
500
66,000

16,1899
20,1899
21.1899
26,1900
17,1900
19,1900

o
z
u
I

4,000
100.000
150,000
150,000
2.500

Dec.
Dec.
Mar.
Apr.
Apr.
Apr.
June
June
June
Aug.
Oct.

21,1900
27,1900
9,1901
13,1901
17,1901
20,1901
24,1901
27,1901
29,1901
3,1901
21,1901

F
G
Z
Z
F
I
G
W
S

$9,995
21,680
16,220

$1,255
820
650

238,663

217,966

20,697

104,195
45,000
863,785
22,500

104,195
45,000
863,785
22,500

98,455
42,800
826,908
21,560

5,740
2,200
36,877
940

z

50,000

50,000

44,894

5,106

1,085,480

1,034,617

100,000
50,000
99,000
20,000
23,900
12,500
111,465

94,705
47,280
93,950
18,810
21,270
11,010
103,995

5,295
2,720
5,050
1,190
2,630
1,490
7,470

297,750

297,750

291,163

6,587

25,000

25,000

22,909

2,09*1

739,615

705,092

34,523

50,000
60,400

47,540
52,213

2,460
8,187

38?
389
390
391
392
393

50,863

100,000
50,000
99,000
20,000
23,900
12,500
111,465

385
380
387

394
395
396
397
398
399
400
401
402
403
404

Feb. 25,1902
Apr. 4,1902

V

50,000
60,400

110,400

99,753

10,647

401,133
12,500

401,133
12,500

383,450
11,565

17,683
935

407
408

25,000
50,000
100,000
12,500
25,000
12,500
98,070
10,000

25,000
50,000
100,000
12,500
25,000
12,500
98,070
10,000
696,500
99,100

22,505
42,950
89,966
11,905
23,010
11,695
93,570
8,450
34,600
3,440

2,495
7,050
10,034
595
1,990
805
4,500
1,550
661,900
95,660

409
410
411
412
413
414
415
416
417
418

746,703

1,542,303

737,106

805,197

48,750
12,500
24,550
50,000
25,000
49,350
200,000
12,500
60,000
6,500
24,400

48,750
12,500
24,550
50,000
25,000
49,350
200.000
12,500
60,000
6,500
24,400

43,660
10,778
21,848
45,093
23,100
47,275
190,585
11,610
55,240
6,180
23,140

5,090
1,722
2,702
4,907
1,900
2,075
9,415
890
4,760
320
1,260

419
420
421
422
423
424
425
426
427
428
429

50.000
98,700
197.000
6.000
6,250

50,000
98,700
197,000
6,000
6,250

47,700
90,740
174,120
5,270
5,840

2,300
7,960
22,880
730
410

430
431
432
433
434

450.000
100.000
10,000

Nov. 13,1902
Dec. 16,1902

F
T

100,000
50,000
100.000
50,000
100,000
50,000
100,000
30,000
2,000,000
350,000

60,000
10,000
40,000
20,000
10,000
10.000
13,500
1.000
400,000
100.000

Feb. 13,1903
Mar. 14,1903
Mav 19.1903
Aug. 14,1903
Aug. 20,1903
Aug. 22,1903
Oct. 1,1903
do.... .
Oct. 21,1903
Oct. 22,1903

Z
Z
L
L
I
G
AA
AA

3,480,000

50,000
100,000
200,000
25,000
25.000

$11,250
22,500
16,870

110,400

10,000

500.000
50,000

50,000
50.000
100,000
50,000
25,000
200.000
200.000
25.000
60,000
25.000
100,000

$11,250
22,500
16,870

739,615

50,000
10,000
20,000
6,000

1,760.000
50.000
400,000

Outstanding.

1,085,480

1,800.000
200,000
50,000
100,000
60,000
100,000
50,000
200.000
500,000
300,000
100,000
100.000

Redeemed.

238,663

5,500

850.000
200,000
300,000
1,000,000
100,000
50,000
150,000

Issued.

3,000
10.000
20,000
8.500
1,500
4.250
40,000
16,000
20,000
65,000

5,666

4,1903
18.1903
19,1903
2.1904
8,1904
10.1904
11,1904
13,1904
15,1904
19.1904
23.1904

F
L
N
N
Z

do
Apr. 4,1904
May 16,1904
May 24,1904
May 28.1904

F
G
M
V
G

Nov.
Nov.
Nov.
Jan.
Feb.
Feb.
Feb.
Feb.
Feb.
Feb.
Mar.




u
G
I
Z

u
z

405
406

284

REPORT OF THE COMPTROLLER

OF THE

CURRENCY.

No. 64.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Char-j
ter
number.
435 Medina National Bank, Medina, N. Y .
436 First National Bank, Grinnell, I o w a . . 1629
437 People's National Bank, Swanton, V t . 4943
438 ! First National Bank, Clavsville, P a . . . 4273

Date.

Surplus.

Feb. 19,1895
Jan. 15,1866
Mar. 7,1894
Mar. 27,1890

Oct.
Nov.
Mar.
June
Apr.
Dec.
Oct.
Jan.
July
June
Nov.
Aug.
Feb.
Oct.
Mar.
Mar.
May
Feb.
June
Aug.
Feb.
Apr.

8,1891
30,1891
28,1889
2,1882
27,1886
2,1868
30,1903
28.1903
25.1904
27,1900
1.1899
13,1900
27,1885
8,1888
13.1882
6,1886
10,1893
2.1900
23,1902
14,1902
12.1883
4,1895

50,000
100,000
50,000
50,000
50,000
50,000
75,0C0
25,000
25,000
25,000
50,000
25,000
50,000
150,000
50,000
50,000
50,000
250,000
25,000
25,000
150,000
200,000

6702
7516
5840
5543
7951
5837

Mar.
Dec.
May
Aug.
Oct.
May

30,1903
16,1904
29,1901
17,1900
18,1905
28,1901

Oct. 14,1864
Aug. 30,1902

300,000
50,000

839
7048
6774
5144

20.0
618.0
48.5
22.0

25,000
25,000
200,000
25,000
30,000
25,000

533
6405

Per
cent.

$50,000
50,000
50,000
50,000

4641
4657
4002
2718
3492
1686
7028
6596
7344
5462
5230
5535
841
3929
2646
3465
4871
5250
6315
6379
2878
4991

Amount.

$10,000
309,000
24,250
11,000

Capital.

Total..
430 Berlin National Bank, Berlin, Wis
440 Vvrooster, N . B., Wooster, Ohio
441 Big Bend N . B., Davenport, Wash
442 Citizens' National Bank, Oberlin, Ohio.
443 First National Bank, Conneaut, O h i o . .
444 First National Bank, Faribault, Minn.
445 American National Bank, Abilene, Tex.
446 First National Bank, Nederland, T e x . .
447 First National Bank, Cornwall, N . Y . . . .
448 First National Bank, Lexington, Okla..
449 First National Bank, Barberton, Ohio..
450 First National Bank, Ladysmith, W i s .
451 Fredonia N. B., Fredonia, N. Y
452 ' Vigo County N. B., Terre Haute, I n d . . .
453 First National Bank, Topeka, K a n s . . .
454 Spring Valley N. B . , Spring Valley, 111..
455 First National Bank, Toluca, III
456 City National Bank, Kansas City, Mo..
457 Minot National Bank, Minot, N . D a k . .
458 First National Bank, Orrville, Ohio
459 Peoria National Bank, Peoria, 111
460 Enterprise N . B., Allegheny, P a

17, 750 35.5
74,000
74.0
44,000
88.0
94,200 188.4
43,500
87.0
186,500 373.0

$3,000

7,000

28.0 I

1,800
289,000
103, 500
347,500
62,000
51,000
52,500
14,750
2,250
310,000
170,000

7.2
578.0
69.0
695.0
124.0
102.0
21.0
59.0
9.0
206.7
85.0

5,000

20.0

10,000

841,500
17,000

280.5
34.0

Feb. 25,1865

150,000 i 3,000

597,750

398.4

Nov. 28,1903
May 6,1903
Oct. 7,1898
Mar. 21,1865

25,000
100,000
50,000
200,000

!
4,501
•
18,000
1
23,500
i 84,641 12,874,000

18.0
18.0
47.0

Mar. 27,1893

.50,000

|

31,500

Oct. 20,1870

50,000 '

j

352,500

500
2,000

25,000
6,000
90,000

Total..
461
462
463
464
465
466
467
468

Farmers' N. B., Kingfisher, Okla
First National Bank, Lineville, Ala....
American National Bank, Boston, Mass.
First National Bank, West, Tex
First National Bank, Attalia, Ala
Delmont National Bank of New Salem,
Delmont, Pa.
First National Bank, Chelsea, Mass
Bates National Bank, Butler, Mo
Total..

469
470
471
472
473
474
475

Farmers & Drovers National Bank,
Waynesburg, Pa.
First National Bank, Scotland, S. Dak.
Ft. Dallas National Bank, Miami, Fla...
First National Bank, Dresden, Ohio...
First National Bank of the City of
Brooklyn, N. Y.
Farmers & Merchants National Bank,
Mount Pleasant, Pa.
First National Bank, Chariton, Iowa.
Total




923
4892
1724

1437.0
63.0
705.0

REPORT OF THE COMPTROLLER OF THE CURRENCY.
RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS,

285

ETC.—Continued.

Failures.

Circulation.
Lawful
m o n e y deposited.

Capital.

$50,000
100,000
50,000
50,000

Surplus.

Receiver appointed.

Cause
of
failure.

$7,000
20,000
314
16,000

June
July
Aug.
Oct.

22,1904
27,1904
18,1904
11,1904

N
Z
H
Z

2,000
15,000
5,000
20,000
10,000
10,000
10,000
200

Nov. 17,1904
Nov. 23,1904
Nov. 25,1904
Nov. 28,1904
Dec. 20,1904
Jan. 3,1905
Jan. 18,1905
Jan. 26,1905
May 19,1905
May 24,1905
May 26,1905
June 2,1905
June 19,1905
June 28,1905
July 3,1905
July 5,1905
do
July 20,1905
Sept. 19,1905
Sept. 27,1905
Oct. 7,1905
Oct. 18,1905

V

i
i
!

Redeemed.

Outstanding.

2,035,000

$11,090
18,654
46,755
44,890

$1,410
6,346
3,245
4,410

1,008,300

923,568

84,732

12,500
100,000
12,500
50,000
12,500
50,000
75,000
7,000
6,250
6,250
50,000
6,250
50,000
37,500
300,000
50,000
217,000
12,500
6,250
200,000
150,000

12,500
100,000
12,500
50,000
12,500
50,000
75,000
7,000
6,250
12,000
50,000
6,250
50,000
37,500
300,000
50,000
100,000
217,000
12,500
6,250
200,000
150,000

9,740
89,760
10,545
43, 730
11,265
40,947
67,200
6,470
5,890
10,695
44, 740
5,265
42,565
30,760
299,265
42,765
84,240
182,330
10,970
5,290
16J, 430
131,210

2,760
10,240
1,955
6,270
1,235
9,053
7,800
530
360
1,305
5,260
985
7,435
6,740
735
7,235
15,760
34,670
1,530
960
38,570
18,790

1,517,250

1,337,072

180,178

6,250
6,250
100,000
6,250
30,000
6,250

6,250
6,250
200,000
6,250
30,000
6,250

5,290
5,400
184,655
5,330
26,090
5,120

960
850
15,345
920
3,910
1,130

461
462
463
464
465
466

12,500

54, 710
12,500

30,880
9,985

23,830
2,535

467
468

167,500

K
R
C
G
V
U
U
V
N
N
N
M
M
M
W
B
F
BB
Z

$12,500
25,000
50,000
49,300

1,411,500

1,200
198
50,000
50,000
92,000
33,000
18,000
90
3,000
800
40,000
200,000

3

$12,500
25,000
50,000
49,300
1,008,300

1,535,000
50,000
100,000
50,000
60,000
50,000
50,000
75,000
25,000
25,000
25,000
50,000
25,000
100,000
150,000
300,000
50,000
100,000
300,000
25,000
25,000
200,000
200,000

Issued.

322,210

272, 750

49, 460

100,000

76,023

23,977

469

15,000
52,000
50,000
300,000

10,890
39,870
34,895
32, 900 •

4,110
12,130
15,105
267,100

470
471
472
473

435
436
437
438

439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460

25,000
25,000
200,000
25,000
30,000
25,000

140
25,000
5,000
500
500

300,000
50,000

100,000
6,500

Aug. 17,1906
Sept. 20,1906

TJ
Z
L
N
L
L

200,000

540,000

Dec. 12,1906

N

25,000
100,000
50,000
300,000

700
5,500
6,200
600,000

Feb. 4,1907
July 5,1907
Oct. 15,1907
Oct. 25,1907

N
N

15,000

V

38, 900

50,000

30,000

Oct. 29,1907

AA

25,000

17,672

7,328

474

50,000

30,000

Oct. 31,1907

Z

50,000

30,030

19,970

475

592,000

242,280

349, 720

Nov.
Nov.
Nov.
Mar.
Apr.
May

1,1905
24,1905
27,1905
27,1906
24,1906
2,1906

U

u

680,000

775,000




53,900 j

286

REPORT OF THE COMPTROLLER OF THE CURRENCY.
No. 64.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OP

Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.

498
499

First National Bank, Leetonia, Ohio...
Aurora National Bank, Aurora, Ind
Woods N. B., San Antonio, Tex
Hot Springs N. B.,Hot Springs, S. Dak.
Fort Pitt N. B., Pittsburg, Pa
Jewelers National Bank, North Attleboro, Mass.
Peoples N. B., Franklinville, N. Y
National Bank of North America in
New York, N. Y.
New Amsterdam N. B., New York, N.Y.
City National Bank, Greensboro, N. C.
First National Bank, Bisbee, Ariz
First National Bank, Clintonville, Pa..
First National Bank, East Brady, Pa..
First National Bank, Manasquan, N. J.
First National Bank, Ramona, Okla...
Allegheny N. B., Pittsburg, Pa
National Deposit Bank, Philadelphia,
Pa.
First N. B., Rock Creek, Ohio
First National Bank, Friendly, W. Va..
First National Bank, Niles, Ohio
Cosmopolitan N. B., Pittsburg, Pa
Farmers' and Traders' National Bank,
La Grande, Oreg.
Union National Bank, Summerville, Pa.
First National Bank, Carroll, Iowa

500
501
502
503
504
505
506
507
508

Total
.
. .
First National Bank, Fort Scott, Kans.
First National Bank, Rugby, N. Dak..
Coal Belt National Bank, B*3nton, 111...
Union National Bank, Oakland, Cal...
Lititz National Bank, Lititzi, Pa
First National Bank, Ironwood, Mich..
First National Bank, Savoy, Tex
First National Bank, Burnside, Ky
First National Bank, Mineral Point, Wis.

476
477
478
479
480
481
4S°
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497

Date.

Capital.

SurPer
plus. Amount. cent.

10,1886
26,1883
25,1904
14,1902
6,1879
31,1905

$100,000
100,000
200,000
25,000
200,000
100,000

$5,000

8157 Apr. 3,1906
4581 June 11,1891

25,000
700,000

187

3519
2963
7316
6339
2415
7675

June
May
June
July
Mar.
Mar.

25,000

$102,200 102.2
76,600 76.6
36,000 18.0
42,127 168.5
633,500 316.8
2,500
2.5
1,887,000 269.6

5783
5168
7182
6948
5321
3040
7251
722
7929

Apr.
Jan.
Mar.
Sept.
May
Sept.
May
Jan.
Sept.

18,1901
14,1899
22,1904
8,1903
2,1900
3,1883
11,1904
16,1865
29,1905

250,000 250,000 1,495,000 594.0
100,000
53,000 53.0
50,000
25,000
3,750 11.0
3,000
25,000
7,500 30.0
50,000
144,500 289.0
25,000
6,250 25.0
500,000 115,640 1,600,000 320.0
200,000

7790
5814
4190
6216
4452

June
May
Dec.
Apr.
Oct.

15,1905
15,1901
28,1889
21,1902
29,1890

50,000
25,000
50,000
120,000
60,000

6739 Apr. 23,1903
3969 Jan. 25,1889

50,000
50,000

1763
6341
8234
2266
2452
3971
7645
8903
3203

Jan.
July
May
May
Feb.
Jan.
Mar.
Oct.
June

10,1871
17,1902
25,1906
20,1875
2,1880
31,1889
16,1905
2,1907
10,1884

50,000
25,000
38,500
100,000
70,000
50,000
25,000
25,000
50,000

3,000
6.0
6,750 27.0
212,750 425.5
82,500 68.8
45,000 75.0
2,500

6,500 13.0
150,000 300.0

1,000

370,938 741.9
12,500 50.0

10,000
2,500

441,000 441.0
148,225 211.7
52,000 104.0
7,500 30.0
155,000 310.0

Total
Grand total

62,963,500 1,833,772 64,350,544

A Defalcation of officers.
B Defalcation of officers and fraudulent management.
C Defalcation of officers and excessive loans to others.
D Defalcation of officers and depreciation of securities.
E Depreciation of securities.
F Excessive loans to others, injudicious banking, and depreciation of securities.
G Excessive loans to officers and directors and depreciation of securities.
H Excessive loans to officers and directors and investments in real estate and mortgages.
I Excessive loans to others and depreciation of securities.
J Excessive loans to others and investments in real estate and mortgages.
K Excessive loans and failure of large debtors.
L Excessive loans to officers and directors.
M Failure of large debtors.
N Fraudulent management.




REPOKT OF THE COMPTROLLER OF THE CURRENCY.

287

RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued.

Failures.

Circulation.
Lawful
money deposited.

Receiver appointed.

Cause
of
failure.

Nov. 4.1907
do..
Nov. 9,1907
Nov. 27,1907
Dec. 7,1907
Dec. 20,1907

Z
M
U
F
Y
Z

25,000
2,000,000

Jan. 13,1908
500,000 Jan. 27,1908

N
E

1,000,000
100,000
50,000
25,000
25,000
50,000
25,000
500,000
200,000

200,000
20,000
15,000
7,500
10,000
100,000
1,900
700,000
200,000

Jan. 30,1908
Mar. 6,1908
Mar. 24,1908
Apr. 24,1908
May 1,1908
May 2,1908
do
May 18,1908
July 14,1908

E
F
Q
L
Z
T
A

50,000
25,000
300,000
500,000
60,000

5,650
3,000
125,000
100,000
2,000

July 20,1908
July 25,1908
Sept. 3,1908
Sept. 5,1908
Oct. 13,1908

z
u

10,000 Oct. 16,1908
Oct. 21,1908

F
Z

Capital.

$100,000
50,000
200,000
25,000
1,000,000
100,000

Surplus.

$7,500
7,400
12,000
5,000
1,000,000
25,000

Issued.

Redeemed.

Outstanding.

100,000
25,000
38,500
300,000
105,000
50,000
25,000
25,000
100,000

25,000
5,000
2,500
100,000
21,000
20,000
2,402
250
20,000

Nov.
Jan.
Feb.
Apr.
Apr.
June
June
Sept.
Oct.

20,1908
4,1909
9,1909
14,1909
19,1909
21,1909
30,1909
19,1909
12,1909

$74,535
9,428
138,540
15,800
375 905
87,150

$25,465
15,572
61,460
9,200
124 095
12,850

20,000
404,945

20,000
404,945

15,000
272,552

5,000 482
132,393 483

150,000

150,000
100,000
50,000
15 000
25,000
50,000
6,500
198,340
200,000

118,750
67,600
35,300
9 850
18,700
33,565
4,700
53 260
147,200

31,250
32,400
14,700
5 150
6,300
16,435
1,800
145 080
52,800

484
485
486
487
488
489
490
491
492

50,000
25,000
300,000
500 000
15,000

29,900
15,950
171,350
295 950
7,800

20,100
9,050
128,650
204 050
7,200

493
494
495
496
497

15,000

30 000
100,000

5 000
46,750

1,346,445

50,000
100,000

75,000

$100,000
25,000
200,000
25,000
500 000
100,000

3,189,785

2,050,535

1,139,250

100 000
6 250
10,000
150,000
40,000
12,500
12 500
6,250
25,000

25 750
2 950
4,105
50,550
14,600
440
2 850
600
300

74 250
3 300
5,895
99,450
25,400
12,060
9 650
5 650
24,700

$25,000
200,000
25,000

50,000
6,500

z
u
I

50,000
25,000
300,000

Z
L

Q
U
T
A
A

10,000
40,000

u

A

476
477
478
479
480
481

25 000 498
53,250 499

768,500

50,000

362,500

102,145

260,355

83,495,920

27,654,453

31,672,793

27,976,295

500
501
502
503
504
505
506
507
508

3,696,498

O
P
Q,
R
S

Fraudulent management, excessive loans to officers and directors, and depreciation of securities.
Fraudulent management and depreciation of securities.
Fraudulent management and injudicious banking.
Fraudulent management, defalcation of officers, and depreciation of securities.
Fraudulent management, injudicious banking, investments in real estate and mortgages, and depreciation of securities.
T Fraudulent management, excessive loans to officers and directors and excessive loans to others.
U Injudicious1banking.
V injr-----•
Y
Z
AA
BB

>rtgages and depreciation of securities.
General stringency of the money market, shrinkage in values, and imprudent methods of banking.
Wrecked by the cashier.
Closed by run.
Closed by directors in anticipation of run.




288

EEPOET OF THE COMPTEOLLEE OF THE CUEEENCY.

No. 65.—INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF
SYSTEM, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS, AMOUNTS COLON ASSETS, EXPENSES OF RECEIVERSHIP, CLAIMS PROVED, DIVIDENDS PAID,

Name and location of bank.

Date of
organization.

Capital
stock.

Receiver
appointed.

First National Bank, Attica, N. Y

Jan. 14,1864

$50,000

Apr. 14,1865

Venango National Bank, Franklin, Pa
Merchants National Bank, Washington D. C .

May 20,1865
Dec. 14,1864

300,000
200,000

May
May

1,1866
8,1866

Mar.
Mar.
Apr.
May
Aug.
Sept.
Oct.

13,1867
21,1867
30,1867
20,1867
20,1867
6,1867
1,1867

Total.

10

500,000

First National Bank, Medina, N. Y
Tennessee National Bank, Memphis, Tenn
First National Bank, Selma, Ala
First National Bank, New Orleans, La
National Unadilla Bank, Unadilla, N. Y
Farmers and Citizens National Bank, Brooklyn, N. Y.
Croton National Bank, New York, N. Y

Feb.
June
Aug.
Dec.
July
June
Sept.

3,1864
5,1865
24,1865
18,1863
17,1865
5,1865
9,1865

Total.

50,000
100,000
100,000
500,000
120,000
300,000
200,000

1,370,000

First National Bank, Bethel, Conn...
First National Bank, Keokuk, Iowa.
National Bank of Vicksburg, Miss

May 15,1865
Sept. 9,1863
Feb. 14,1865

Total.

60,000
100,000
50,000
210,000

First National Bank, Rockford, 111
First National Bank of Nevada, Austin, Nev.
Total.

May 20,1864
June 23,1865

50,000
250,000

Ocean National Bank, New York, N. Y
Union Square National Bank, New York, N. Y .
Eighth National Bank, New York, N. Y
Fourth National Bank, Philadelphia, Pa
Waverly National Bank, Waverly, N. Y
First National Bank, Fort Smith, Ark

June 6,1865
Mar. 30,1869
Apr. 6,1864
Feb. 26,1864
May 29,1865
Feb. 6,1866

1,000,000
200,000
250,000
200,000
106,100
50,000

Total.

Dec. 13,1871
Dec. 15,1871
....do

Dec. 20,1871
Apr. 23,1872
May 2,1872

1,806,100

Total.

250,000
175,000
500,000
300,000
500,000
750,000
400,000
200,000
100,000
600,000
50,000

Dec. 12,1872
Dec. 31,1872
Mar. 18,1873
Apr. 28,1873
Sept. 19,1873
Sept. 22,1873
Sept. 25,1873
do
Oct. 18,1873
Oct. 23,1873
Oct. 24,1873

3,825,000

First National Bank, Anderson, Ind..
First National Bank, Topeka, Kans..
First National Bank, Norfolk, Va

July 31,1863
Aug. 23,1866
Feb. 23,1864

Total.

50,000
100,000
100,000

Nov. 23,1873
Dec. 16,1873
June 3,1874

250,000

Gibson County National Bank, Princeton, Ind
First National Bank of Utah, Salt Lake City, Utah..
Cook County National Bank, Chicago, 111
First National Bank, Tiffin, Ohio
Charlottesville National Bank, Charlottesville, Va...

Nov.
Nov.
July
Mar.
July

30,1872
15,1869
8,1871
16,1865
19,1865

Oct.
Feb.
Sept.
Jan.
Apr.
June
Feb.
June
Jan.

30.1874
24.1864
18.1875
26,1871
6,1872
20.1865
18,1865
2,1864
2,1872

Total

50,000
150,000
500,000
100,000
200,000

Nov.
Dec.
Feb.
Oct.
Oct.

28,1874
10,1874
1,1875
22,1875
28,1875

1,000,000

Miners National Bank, Georgetown, Colo.
Fourth National Bank, Chicago, 111. a
First National Bank, Bedford, Iowa
First National Bank, Osceola, Iowa
First National Bank, Duluth, Minn
First National Bank, La Crosse, Wis
City National Bank, Chicago, 111
Watkins National Bank, Watkins, N. Y..
First National Bank, Wichita, Kans
Total.




Mar. 15,1869
Oct. 14,1869

300,000

Scandinavian National Bank, Chicago, 111
May 7,1872
Wallkill National Bank, Middletown, N. Y
July 21,1865
Crescent City National Bank, New Orleans, La
Feb. 15,1872
Atlantic National Bank, New York, N. Y
July 1,1865
First National Bank, Washington, D. C
July 16.1863
National Bank of the Commonwealth, New York, N. Y. July 1,1865
Merchants National Bank, Petersburg, Va
Sept. 1,1865
First National Bank, Petersburg, Va
July 1,1865
First National Bank, Mansfield, Ohio
May 24.1864
New Orleans N. Bkg. Association, New Orleans, La
May 27,1871
First National Bank, Carlisle, Pa
July 7,1863
33
34
35

Feb. 28,1868
Mar. 3,1868
Apr. 24,1868

150,000
200,000
30,000
50,000
100,000
50,000
250,000
75,000
60,000
965,000

a Formerly in voluntary liquidation.

Jan. 24,1876
Feb. 1,1876
do.
Feb. 26,1876
Mar. 13,1876
Apr. 11,1876
May 17,1876
July 12,1876
Sept. 23,1876

289

REPORT OF