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http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Annual  REPORT OF THE BANK COMMISSIONER   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  JUNE 30, 1991  Arkansas State Bank Department  STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT June 30,1991  Honorable Bill Clinton Governor of Arkansas Little Rock, Arkansas Governor Clinton: I, Bank Commissioner Bill J. Ford, hereby submit for your information and consideration the Seventy-Seventh Annual Report of the State Bank Department pursuant to the provisions of Act 113 of 1913. The financial and statistical data contained in this report has been compiled from Reports of Condition and Income submitted to this office for the fiscal year ended June 30,1991. The Department supervised 178 financial institutions as of June 30, 1991, including 173 state chartered commercial banks, two trust companies, two industrial loan institutions, and one non-profit corporation. The assets of all institutions supervised totaled $10,206,777,000 at fiscal year end with $10,166,899,000 representing the total assets of the state chartered commercial banks, a 3.68 percent increase over the $9,806,453,000 reported one year ago. In addition to the institutions noted above, the Department also supervised 119 bank holding companies which own state chartered banks, and 78 trust departments operated by state chartered banks. One new bank, First State Bank of Arkansas, Trumann, was chartered as a result of an application to convert from a national bank. Another new charter, Central Bank and Trust, Little Rock, resulted from an emergency acquisition of a failed financial institution. Twenty applications for the establishment of new branch facilities were approved with ten resulting from the failure of other financial institutions. Numerous applications were processed in conjunction with the resolution of the problems experienced state wide with the savings and loan industry. No state chartered bank failures occurred during the fiscal year.  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  li  Seventy-Seventh Report  The mission of the State Bank Department is to allocate available human and other resources existing in our Examination, Data Processing and Administrative Services Divisions to implement an effective bank regulatory program. The Department has been and will continue to be an advocate of banking in the implementation of this program. Our primary focus is to ensure the continuance of safe and sound financial practices in the state’s banking institutions. It would follow that the financial services offered by these sound institutions should foster economic growth and meet the public demand for these services in their communities. To accomplish this mission, the Department is committed to the development of its staff through education, economic rewards and the availability of a work environment conducive to high productivity. The State Bank Department maintains a Strategic Plan which the Department’s employees develop on an annual basis as a part of our Quality Management program. The Plan details the goals and objectives to be applied in satisfying legislative mandates. They encompass every facet of the Department’s operation and are intended to reflect increased productivity and a more efficient and enhanced utilization of our resources for both current and anticipated needs in servicing the financial community of Arkansas. We at the Department thank you for the support you and your staff provide and assure you of our continuing efforts to maintain the highest level of professionalism in the performance of our responsibilities and in the fulfillment of the mission of the Department. Cordially, Bill J. Ford Commissioner   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  111   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  TABLE OF CONTENTS Legal H olidays................................................................................ 2 Commissioners of The Bank Department..................................... 3 State Banking Board....................................................................... 4 Bank Department Personnel..........................................................5 New Bank Charters A pproved...................................................... 8 New Branches A pproved...............................................................8 Fiscal Report of The Bank Department.......................................10 Federal Supervisory Agencies.................................................... 11 Associations..................................................................................16 Consolidated Report of Condition o f .......................................... 18 State Chartered Banks Consolidated Statement of S ta te ............................................... 19 Chartered Trust Departments Consolidated Report of Condition o f .......................................... 20 National Banks Capital to Asset R atios................................................................ 21 National B anks..............................................................................26 Report of State Chartered Commercial Banks...........................29 Report of Other State C h a rte re d ............................................. 117 Financial Institutions Commercial Banks Listed by C ounty........................................ 121 Bank Holding C om panies........................................................... 129   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2  Arkansas State Bank Department  LEGAL HOLIDAYS  New Year’s ........................................................................January 1 Robert E. Lee’s B irthday.............. .......... Third Monday In January Martin Luther King’s Birthday....... .......... Third Monday In January George Washington’s Birthday... .........Third Monday In February Memorial Day................................. ................. Last Monday in May Independence D ay.................................................................. July 4 Labor D a y ..................................... ___First Monday in September Veteran’s D ay............................... ............................. November 11 Thanksgiving D a y ........................ . Fourth Thursday in November Christmas E ve ............................... ........................... December 24 Christmas D a y ............................. ........................... December 25  All Bills of Exchange, Drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a holiday in its stead.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  3  COMMISSIONERS OF THE ARKANSAS STATE BANK DEPARTMENT No.  Name  Date of Appointment  Date Service Ended  1. John M. D avis..............October 6,1913  October 3,1918  2. A.J. Reap..................... October 3,1918  March 22,1919  3. W.T. Maxwell................ March 22,1919  September 1,1921  4. Charles McKee......September 1,1921  July 28,1925  5. Loid Rainwater................July 28,1925  February 8,1927  6. Walter E. Taylor......... February 8,1927  January 10,1933  7. Marion Wasson....... .January 10,1933  January 12,1937  8. Grover S. Jernigan ... January 12,1937  January 14,1941  9. Thomas W. Leggett. .January 14,1941  February 1,1949  10. S.J. Dean.................... February 1,1949  December 31, 1949  11. Ed. I. McKinley, Jr .. December 31,1949  March 14,1953  12. A.R. M e rritt................... March 14,1953  February 8,1955  13. Dick Simpson............. February 8,1955  March 2,1967  14. H.C. Adam s.................... March 3,1967  March 16,1979  15. DonR. Clark (Acting).. .March 16,1979  April 19,1979  16. B.J. Lambert, J r................ April 19,1979  April 15, 1983  17. Marlin D. Jackson............ April 15,1983  October 1,1987  18. Bill J. Ford.................. October 1, 1987   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ...........................  4  Arkansas State Bank Department  STATE BANKING BOARD MEMBERS  Mr. Robert Hill P.O. Box 385 Perryville, AR 72126 PHONE: 889-5116 DATE APPOINTED: 2-25-87 TERM EXPIRES: 12-31-91  Mr. Larry G. Nelson Peoples Bank & Trust Co. Drawer B Mountain Home, AR 72653 PHONE: 425-2166 DATE APPOINTED: 1-13-88 TERM EXPIRES: 12-31-92  Mr. T. E. Patterson Chairman 5520 W. 30th Street Little Rock, AR 72204 PHONE: 375-4611 DATE APPOINTED: 8-22-83 TERM EXPIRES: 12-31-93  Mr. Gary D. Reinboth Vice Chairman 21 Razorback Road Rogers, AR 72756 PHONE: 273-3334 DATE APPOINTED: 3-24-89 TERM EXPIRES: 12-31-93  Mr. Bob Willett Smackover State Bank P.O. Drawer 107 Smackover, AR 71762 PHONE: 725-3051 DATE APPOINTED: 12-11-87 TERM EXPIRES: 12-31-94  Mr. Lindley V. Smith, Jr. Bank of Tuckerman P.O. Box 700 Tuckerman, AR 72473 PHONE: 349-5155 DATE APPOINTED: 2-25-91 TERM EXPIRES: 12-31-95   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  Arkansas State Bank Department Tower Building, Suite 500 323 Center Street Little Rock, Arkansas 72201 -2613 (501) 324-9019  FAX (501) 324-9028  DEPARTMENTAL ROSTER Bill J. Ford - Bank Commissioner ENFORCEMENT AND ECONOMIC DEVELOPMENT DIVISION Don R. Clark - Assistant Bank Commissioner -  Regulatory Enforcement Actions Economic Development Consumer Complaints State Banking Board  EXAMINATION AND SUPERVISION DIVISION Gregory M. Stewart - Chief Examiner - Regulatory Examinations - Regulatory and Banking Procedures - Bank Performance Evaluation and Monitoring Luther Guinn - Assistant Chief Examiner - R. Bruce Branch - Field Supervisor (Commercial) - H. Wilks Marshall - Field Supervisor (Commercial) - Thomas M. Narrell - Field Supervisor (Trust) Larry M. Hillyard - Assistant Chief Examiner - Steve L. Bryan - Field Supervisor (Commercial) - Richard D. Buzbee - Field Supervisor (Commercial) - Carolyn J. Bearden - Field Supervisor (Bank Holding Company)   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  5  6  Arkansas State Bank Department  CORPORATE AND ADMINISTRATION DIVISION Ronny A. Clay - Assistant Bank Commissioner Jacqulin J. Dicus - Director of Administrative Services -  Accounting and Employee Services Expense Disbursements Budget and Personnel Physical Plant and Equipment Administrative Support  Candace A. Franks - Attorney -  Application Information Rules and Regulations Manual Charter Amendments and Charter Information Certificates of Good Standing Legal Filings and Inquiries  Patsy M. Paladino - Personnel and Training Manager - Performance Evaluation - Recruitment - Training/Education Julian E. Rainey - Financial Analyst John R. French - Financial Analyst -  Self Examination Reports of Condition and Income Research and Financial Analysis Public Information Requests  Beth A. Wallis - Data Center Administrator Mitch L. Vire - Systems Programmer Brenda J. Claggett - Jr. EDP Examiner - Data Processing Support - Research and Development - Application Programming   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  EXAMINATION PERSONNEL FINANCIAL EXAMINER SUPERVISOR Jonathan W. Harrell William R. Milum Gary C. Oltmann Joseph W. Ruddell Marivel Tounzen Luke B. Webre M. Diane Wright  Dianne Curry (Bank Holding Company) H. R. "Chip” Dortch (Trust Company) Ted Finkbeiner James M. Franklin John B. Frazer Nathan E. Gairhan  FINANCIAL EXAMINER II John A. Long Baker L. Moseley M. Greg Qualls  Tim E. Beaver M. Susanne Clark Dan L. Cook  FINANCIAL EXAMINER I Cynthia L. Clanton (Trust Company) Judy L. Cornett Jerry Corrothers Jacqueline Dye  __ _ _ _ _  Sykes Harvey R. D. Jackson D. Kevin Mallett Kent T. Williamson J. Bill Yee  FINANCIAL EXAMINER TRAINEE Ben F. Bigger III Susanne M. Lawrance C. Mark Mizelle Mary C. Pennebaker  W. Chris Roberts Michael G. Saunders Blake W. Whitley Chris C. Wilson  ACCOUNTING STAFF Patricia L. Wallis - Accounting Supervisor Lisa K. Phillips - Accountant SUPPORT STAFF Mindy Beaver Lori A. Behar Connie M. Burgess Jane R. English Martha A. Harris Cynthia L. Nixon Brenda L. Strachan  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Administrative Assistant II Legal Secretary Executive Secretary Administrative Assistant I Management Support Technician Administrative Assistant II Management Project Analyst  7  8  Arkansas State Bank Department  NEW BANK CHARTERS APPROVED CENTRAL BANK AND TRUST 1501 Main Street P.O. Box 1583 Little Rock, AR 72203 New bank charter approved (EMERGENCY) November 30,1990. FIRST STATE BANK AND TRUST 825 Highway 63 North P.O. Box 431 Trumann, AR 72472 Conversion from a national bank approved January 15,1991.  NEW BRANCHES APPROVED NAME OF BANK  NEW BRANCH LOCATION  Citizens State Bank Bald Knob, AR  3606 North Highway 367 Bradford, AR  The Citizens Bank Batesville, AR  3150 Harrison Street Batesville, AR  Bank of Bentonville Bentonville, AR  Highway 59 South Gravette, AR  Farmers Bank & Trust Co. Highway 18 East Blytheville, AR Blytheville, AR American State Bank Charleston, AR  4200 Rogers Fort Smith, AR  Arkansas State Bank Clarksville, AR  210 East Main Booneville, AR   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  9  NEW BRANCHES APPROVED NAME OF BANK  NEW BRANCH LOCATION  First State Bank and Trust Morningside Dr. & Hwy. 60 Conway, AR Conway, AR Mcllroy Bank and Trust Fayetteville, AR  307 East Buchanan Prairie Grove, AR  Farmers Bank Greenwood, AR  Miami at Center Greenwood, AR  Madison Bank & Trust Kingston, AR  210 East Main St. Huntsville, AR  Central Bank & Trust Co. Little Rock, AR  10301 N. Rodney Parham Rd. Little Rock, AR  Central Bank & Trust Little Rock, AR  1115 Edmonds McCrory, AR  Pulaski Bank & Trust Co. Little Rock, AR  14309 Cantrell Road Little Rock, AR  Merchants & Planters BankHwy. 18/77 Bypass Manila, AR Manila, AR Citizens Bank Marion, AR  351 Shoppingway Drive West Memphis, AR  The Twin City Bank North Little Rock, AR  119 Audubon Maumelle, AR  First State Bank Springdale, AR  324 North College Fayetteville, AR  Central Bank & Trust Co. Van Buren, AR  Broadway at Seventh Van Buren, AR  Central Bank & Trust Co. Van Buren, AR  Hwy. 64 & 71 Alma, AR  Cross County Bank Wynne, AR  Highway 1 and 42 Cherry Valley, AR   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  10  Arkansas State Bank Department  The following is a statement reflecting receipts and disbursements of the State Bank Department from July 1, 1990 through June 30,1991.  RECEIPTS  Cash Balance June 3 0 ,1 9 9 0 .................................$ 1,434,986.01 Examination and Assessment Fees ... 2,668,787.68 Charter and Amendment F e e s ...................2,860.00 Teller’s Facility Application and all Protest F e e s .............................. 32,500.00 Miscellaneous Fees...................................... 8,600.28 Reimbursement for M & R S a le s.................. 4,372.50 Warrant Cancellations..................................2,781.34 Refund to Expenditure (Old Year).................1,984.37 Refund to Expenditure..................................3,130.08 Total R e ce ip ts....................................................... 2,725,016.25 $4,160,002.26  DISBURSEMENTS  S alaries...................................................1,759,996.81 Maintenance and General Operations .. .607,906.07 S.S., Retirement and Insurance M atching..............................................384,176.67 Professional Services and Fees................ 50,396.80 Conference Fees and T ravel................... 112,363.78 Capital O utla y............................................. 88,364.31 Data Processing............................................7,112.13 Proceeds fro m M & R ....................................3,827.30 Education Foundation of State Bank Supervisors 40,000.00 Service Charge by State Treasurer........ 40,562.21 Total Disbursements.............................................. 3,094,706.08 Cash Balance June 30,1991....................................... 1,065,296.18   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $4,160,002.26  Seventy-Seventh Report  11  FEDERAL DEPOSIT INSURANCE CORPORATION Memphis Regional Office 5100 Poplar Avenue, Suite 1900 Memphis, Tennessee 38137 Telephone Number: (901) 685-1603 Fax Number: (901) 685-1846 Fax Number: (901)682-5110 Bill C. Houston...................................................... Regional Director James O. Leese......................................Deputy Regional Director James F. Benner..................................Assistant Regional Director Joseph M. McGovern.......................... Assistant Regional Director Ronny G. Parham................................ Assistant Regional Director Sylvia J. H orne.................................... Assistant Regional Director Phillip H. S chw artz...................... .................Regional Counsel Jackson Field Office 118 Patton Drive Pearl, Mississippi 39208-5215 P.O. Box 97029 Pearl, Mississippi 39288-7029 Telephone Number: (601)932-6744 Fax Number: (601)936-4295 Thurman L. Reynolds............ .................... Field Office Supervisor Little Rock Field Office 3805 McCain Park Drive, Suite 112 North Little Rock, Arkansas 72116 P.O. Box 16355 North Little Rock, AR 72231-6355 Telephone Number: (501) 753-8204 Fax Number: (501)758-8095 Larry T. Tadlock........................................ Field Office Supervisor Memphis Field Office Building B, Suite 275 1355 Lynnfield Road Memphis, Tennessee 38119 Telephone Number: (901) 763-1775 Fax Number; (901) 763-4163 William W. Quinn........................................ Field Office Supervisor Shreveport Field Office 1914 Citizens Bank Drive Bossier City, Louisiana 71111 P.O. Box 72609 Bossier City, Louisiana 71111-2609 Telephone Number: (318) 746-8283 Fax Number: (318) 742-2451 Don R. Turner Field Office Supervisor  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  12  Arkansas State Bank Department  FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 411 Locust Street P.O. Box 442 St. Louis, Missouri 63166 Telephone Number: (314)444-8444 Thomas C. M elzer............................................................ President James R. Bow en........................................... First Vice President A.B. B alba ch................................................. Senior Vice President Henry H. Bourgaux.......................................Senior Vice President Joan P. C ro n in ..............................................Senior Vice President Ben C. W a d e .................................................Senior Vice President Charles R. H albrook................................................Vice President Bank Supervision and Regulation Mary H. K a rr............................................................ Vice President, General Counsel and Secretary Richard E. K a y ......................................................... Vice President Valuables Processing James R. Kennedy...................................................Vice President Information Systems Jean M. L o v a ti........................................................................... VicePresident Payments Martha L. P erin e........................................................................ VicePresident Financial Services and Human Resources Michael D. Renfro................................................................. GeneralAuditor Audit Kristi D. S h o rt.............................................................................VicePresident Customer Support and Electronic Services William J. Sneed..........................................................................VicePresident Support Services Randall C. Sumner..................................................................... VicePresident Credit, Community Affairs and Contingency Planning   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  13  FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 LITTLE ROCK BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI 325 West Capitol Avenue P.O. Box 1261 Little Rock, Arkansas 72203 Telephone Number: (501)324-8300 Karl W. Ashm an.................................Vice President and Manager Thomas R. Callaway.............................. Assistant Vice President David T. Rennie.......................................Assistant Vice President  MEMPHIS BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI 200 North Main Street P.O. Box 407 Memphis, Tennessee 38101 Telephone Number: (901)523-7171 Raymond Laurence........................... Vice President and Manager A.C. Cremerius, J r .................................. Assistant Vice President John P. Baum gartner.............................. Assistant Vice President   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  14  Arkansas State Bank Department  COMPTROLLER OF THE CURRENCY Southwestern District Office 500 N. Akard 1600 Lincoln Plaza Dallas, Texas 75201-3394 Telephone Number: (214)720-0656 Fax Number: (214)720-7098 Dean S. M a rrio tt............................................. Deputy Comptroller John A. B o d n a r.............................................. District Administrator Patrick Parise..........................................................District Counsel Thomas M. B lyedbal.............................Director for Administration Edward G ra v e s .............................................. Director for Analysis Jerry H. C o rn ....................................Director for Bank Supervision William J. Sum an........................ Director for Regional Supervision  Comptroller of the Currency Little Rock Duty Station 10201 W. Markham, Suite 105 Little Rock, Arkansas 72205 Telephone Number: (501)225-7228 Fax Number: (501)225-2711 Larry W in te r..............................................................Field Manager F. Christian Dunn........................................................Field Manager  Comptroller of the Currency Oklahoma City Field Office 301 N.W. 63rd Street, Suite 290 Oklahoma City, Oklahoma 73116 Telephone Number: (405) 848-8095 Fax Number: (405) 843-0961 Kenneth I. Myers   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Field Office Director  Seventy-Seventh Report  15  COMPTROLLER OF THE CURRENCY Southeastern District Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Telephone Number: (404) 659-8855 Fax Number: (404) 588-4532 Clifton A. Poole, J r ,.. Robert V. Ahrens H. Gary Pannell........ William J. Abernathy. Vernon E. Fasbender James P. B u ff........... A. Duncan McFarlane  ............... Deputy Comptroller ........... District Administrator ................... District Counsel Director for Bank Supervision ..............Director for Analysis ... Director for Administration .. Director for Regional Banks  Comptroller of the Currency Memphis Field Office 80 Monroe Avenue, Suite 505 Memphis, Tennessee 38103 Telephone Number: (901)544-3039 Fax Number: (901)525-2086 Vernon E. Fasbender   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Acting Field Office Director  16  Arkansas State Bank Department  ARKANSAS BANKERS ASSOCIATION Suite 1027, 221 W. Second Street Little Rock, Arkansas 72201 Telephone Number: (501)376-3741 Fax Number: (501) 376-9243  OFFICERS H. C. C arvill......................................................................Executive Director James V. Kelley............................................................................... President Chairman & Chief Executive Officer First National Bank, El Dorado Floyd L. Parker................................................................ First Vice President President & Chief Executive Officer The Malvern National Bank, Malvern W.D. G lo ve r............................................................................ Vice President Chairman & Chief Executive Officer First National Bank of Eastern Arkansas, Forrest City Lunsford W. Bridges........................................................................Treasurer President & Chief Executive Officer Metropolitan National Bank, Little Rock  YOUNG BANKERS SECTION OFFICERS Kent H endrix........................................................................... Vice President Assistant Vice President First National Bank, El Dorado Harvey Williams......................................................... Senior Vice President Assistant Vice President Simmons First National Bank, Pine Bluff Greg A ngel..............................................................................Vice President Assistant Vice President First National Bank, Searcy David Falconer.............................................................................. Secretary Trust Officer Worthen National Bank, Little Rock Richard Munoz...........................................................Education Coordinator Branch Manager City National Bank, Fort Smith   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  17  Seventy-Seventh Report  ARKANSAS INDEPENDENT BANKERS ASSOCIATION P.O. Box 22076 Little Rock, Arkansas 72221-2076 Telephone Number: (501)525-1634 Fax Number: (501) 525-0637  OFFICERS Richard G. Trammel........................................................ Executive Director Lindley V. Smith, J r .............. Chairman & Chief Executive Officer Bank of Tuckerman, Tuckerman  President  Terry Q. Carson......................................................................Vice President President & Chief Executive Officer Commercial Bank, Alma James M. Park................................................................................. Secretary President & Chief Executive Officer Bank of Cabot, Cabot Max O. Taylor ..................................................................................Treasurer Chairman & Chief Executive Officer Smackover State Bank, Smackover  ARKANSAS ASSOCIATION OF BANK HOLDING COMPANIES Suite 1020 Boyle Building Little Rock, Arkansas 72201 Telephone Number: (501)374-2020 Fax Number: (501)374-7334  OFFICERS Charlotte May................................................................. Executive Director James C. Glenn............................................................................... Chairman President & Chief Executive Officer Mcllroy Bank & Trust, Fayetteville John T. Hampton.....................................................................Vice Chairman President & Chief Executive Officer First Western Bancshares, Inc., Booneville Michael Murphy.............................................................................. Treasurer President & Chief Executive Officer Fidelity National Bank of West Memphis, West Memphis   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  18  Arkansas State Bank Department  CONSOLIDATED REPORT OF CONDITION OF THE 173 STATE CHARTERED COMMERCIAL BANKS JUNE 30, 1991 ASSETS 1. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin.....$ 419,087 b. Interest-bearing balances........................................................ 281,926 2. Securities................................................................................... 3,635,867 3. Federal funds sold and securities purchased under agreement to resell.............................................................289,224 4. Loans and lease financing receivables: a. Loans and lease, net of unearned income.............................. 5,210,033 b. Less: Allowances for loan and lease losses................................80,327 c. Net loans and leases...............................................................5,129,706 5. Assets held in trading accounts........................................................ 1,072 6. Premises and Fixed Assets (including capitalized lease).............. 151,551 7. Other real estate ow ned................................................................. 49,280 8. Investments in unconsolidated subsidiaries and associated companies............................................................... 5,312 9. Customers liability to this bank on acceptances outstanding..................................................................... -0lO.Intangible assets.............................................................................. 23,887 11.Other assets.................................................................................. 179,987 12. Total assets........................................................................... 10,166,899 LIABILITIES 13. Deposits: a. In domestic offices..................................................................9,027,297 (1) Noninterest-bearing......................................................... 1,055,570 (2) Interest-bearing................................................................. 7,971,727 b. In foreign offices Edge and Agreement subsidiaries and IBF’s .......... -014. Federal funds purchased and securities sold under agreements to repurchase...............................................................58,394 15. Demand notes issued to the U.S. Treasury....................................6,946 16.Other borrowed m oney.................................................................. 42,677 17. Mortgages and capitalized leases..................................................4,807 18. Bank’s liability on acceptances executed and outstanding................32 19. Notes and debentures subordinated to deposits...........................2,704 20.Other liabilities.................................................................................91,484 21. Total liabilities.......................................................................... 9,234,341 22. Limited-life preferred stock.................................................................-0EQUITY CAPITAL 23. Perpetual preferred stock.............................................................12,356 24. Common stock............................................................................ 98,563 25.Surplus...........................................................................................300,553 26. a. Undivided profits and capital reserves................................... 525,610 b. LESS: Net unrealized loss on marketable equity securities ......... 4,524 27. Cumulative foreign currency translation adjustment .........................-028. Total equity capital.....................................................................932,558 29. Total liabilities, limited-life preferred stock and equity capital.............................................................................10,166,899  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  19  CONSOLIDATED STATEMENT OF CONDITION OF THE 78 STATE CHARTERED TRUST DEPARTMENTS JUNE 30, 1991 ASSETS 1. Non-interest Bearing Deposits a. Own Bank and Affiliate Institutions................................... $ 4,559 b. Other institutions ............................................................................... 7 2. Interest Bearing Deposits a. Own Bank and Affiliate Institutions............................................. 77,737 b. Other Institutions........................................................................ 65,728 3. U.S. Government and Agency Obligations ...................................182,670 4. State, County and Municipal Obligations........................................52,311 5. Other Short-Term Obligations.........................................................62,310 6. Other Notes and Bonds.............................................................. 28,628 7. Stocks.............................. 86,597 8. Collective Investment Fund Units ................... 44,286 9. Real Estate Mortgages...... ................... 28,760 10-Real E sta te ........... .......................... 44,318 11.Miscellaneous A ssets................................. 22,902 12.Suspense Accounts ........ 189 13.0ther........... ............. 62,614 14. Total assets ............ 763,616 LIABILITIES Trusts and Estates 15. Employee Benefit ......................................................................163,179 a. (Number of Accounts)... .............................1,745 16. Personal Trusts.................... 203,495 a. (Number of Accounts)........................... ............... 1,223 17. Estates and Guardianships a.(Number of Accounts).................... 303 Agencies 18. Employee Benefit.........................................................................32,357 a.(Number of Accounts)................................................. 842 19. All O ther.......................................................... 165,342 a. (Number of Accounts)...................... — .......... . .1,026 Collective Investment Funds 20. Employee Benefit .................. 4,558 a. (Number of Accounts) ............................................. 39 21. All O th e r........................... 21,537 a. (Number of Accounts)............ 88 22. Corporate Trust A ccounts......................... 161,780 a. (Number of Accounts)............................................612 23-Corporate Agency Accounts..........................................................11,207 a.(Number of Accounts).................................................. 58 24.Profit Accounts......................................................................................27 25.Suspense Accounts ......................... 134 26.Total Liabilities.............................................................................. 763,616  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  20  Arkansas State Bank Department  CONSOLIDATED REPORT OF CONDITION OF THE 82 NATIONAL COMMERCIAL BANKS JUNE 30, 1991 ASSETS 1. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin ... $ 708,000 b. Interest-bearing balances.......................................................... 95,000 2. Securities.....................................................................................3,954,000 3. Federal funds sold and securities purchased under agreement to re se ll.............................................................463,000 4. Loans and lease financing receivables: a. Loans and lease, net of unearned income.............................. 6,037,000 b. Less: Allowances for loan and lease losses.............................. 107,000 c. Net loans and leases................................................................5,930,000 5. Assets held in trading accounts..................................................... 52,000 6. Premises and Fixed Assets (including capitalized lease)............. 202,000 7. Other real estate owned 57,000 8. Investments in unconsolidated subsidiaries and associated companies....................................................................-09. Customers liability to this bank on acceptances outstanding.................................................................. 1,000 10.Intangible assets................................ 22,000 11.Other assets................................ 209,000 12. Total assets.............................................................................11,693,000 LIABILITIES 13. Deposits: a. In domestic offices................................................................. 10,361,000 (1) Noninterest-bearing............................................................1,577,000 (2) Interest-bearing............................................................... 8,784,000 b. In foreign offices Edge and Agreement subsidiaries and IBF’s ..........-014. Federal funds purchased and securities sold under agreements to repurchase............................................................ 212,000 15. Demand notes issued to the U.S. Treasury................................. 40,000 16.Other borrowed m oney....................................................................15,000 17. Mortgages and capitalized leases ................................................. 5,000 18. Bank’s liability on acceptances executed and outstanding........... 1,000 19. Notes and debentures subordinated to deposits............................ 5,000 20.Other liabilities.................................................................................111,000 21. Total liabilities....................................................................... 10,750,000 22. Limited-life preferred s to c k .................................................................-0EQUITY CAPITAL 23. Perpetual preferred s to c k ...................................................................-024. Common s to c k .............................................................................. 99,000 25.Surplus............................................................................................ 277,000 26. a. Undivided profits and capital reserves....................................570,000 b. LESS: Net unrealized loss on marketable equity securities...........3,000 27. Cumulative foreign currency translation adjustment.......................... -028. Total equity capital................................................................... 943,000 29. Total liabilities, limited-life preferred stock and equity capital............................................................................11,693,000  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  21  CAPITAL TO ASSET RATIOS JUNE 30, 1991 BANK NAME  TOWN  Com m ercial Bank at Alma First National Bank of Altheim er Bank of A m ity C itizens First S tate Bank Elk Horn Bank and Trust C om pany M erchants & Planters Bank & Trust C om pany First National Bank of Sharp C ounty Bank of Ashdow n, N.A. The First National Bank in A shdow n Bank of Atkins The Bank of Augusta C itizens S tate Bank The Citizens Bank W orthen National Bank of Batesvilie Bank of Bearden C itizens Bank First S tate Bank Benton S tate Bank The Union Bank of Benton Bank of Bentonville First National Bank The First National Bank of B e rry vide Bank of Blevins Farmers Bank and Trust C om pany The First National Bank in B lytheville C itizens Bank The Bank of Bradley Bank of Brinkley First Bank of A rkansas Bank of C abot The First National Bank of Izard C ounty M erchants and Planters Bank, N. A. W orthen National Bank of Camden C araway Bank Citizens Bank & Trust Bank of Cave C ity A m erican S tate Bank The M erchants & Planters Bank A rkansas S tate Bank Farmers Bank & Trust C om pany Clinton S tate Bank First National Bank The First National Bank of C onw ay W orthen National Bank of C onw ay The Corning Bank First National Bank of C ro s s e tt First S tate Bank Danville S tate Bank A rkansas Valley Bank Bank of Dardanelle D ecatur S tate Bank Bank of Delight  ALM A ALTHEIMER AM ITY ARKADELPHIA ARKADELPHIA ARKADELPHIA ASH FLAT ASHDOWN ASHDOWN ATKINS AUGUSTA BALD KNOB BATESVILLE BATESVILLE BEARDEN BEEBE BEEBE BENTON BENTON BENTONVILLE BENTONVILLE BERRYVILLE BLEVINS BLYTHEVILLE BLYTHEVILLE BOONEVILLE BRADLEY BRINKLEY BRINKLEY C ABO T CAUCO RO CK CAMDEN CAMDEN CARAWAY CARLISLE CAVE CITY CHARLESTON CLARENDON CLARKSVILLE CLARKSVILLE CUNTON CLINTON CONWAY CONWAY CORNING CROSSETT CROSSETT DANVILLE DARDANELLE DARDANELLE DECATUR DEUGHT   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  RATIO 8.618 22.500 16.682 9.513 10.701 8.474 9.976 10.286 10.222 10.933 14.842 6.993 7.146 7.861 18.617 9.711 5.367 9.403 7.975 9.901 7.276 13.839 8.429 8.534 9.379 7.447 7.074 12.675 6.838 9.230 14.383 10.286 8.089 7.058 10.690 8.848 8.231 8.864 7.032 7.955 6.884 6.988 9.445 7.530 8.919 9.907 8.526 12.039 8.687 10.706 14.355 12.825  22  Arkansas State Bank Department  CAPITAL TO ASSET RATIOS JUNE 30, 1991 BANK NAME  TOWN  The First National Bank of De Queen First S tate Bank of DeQueen D erm ott S tate Bank First S tate Bank of D e rm o tt Farmers & M erchants Bank De W itt Bank and Trust C om pany The First National Bank of De W itt First National Bank o f H ow ard C o u n ty Dumas S tate Bank M erchants and Farmers Bank First Southern Bank The E xchange Bank & Trust C om pany The First National Bank o f El D orado National Bank of C om m erce of El D orado The D elta S tate Bank Bank of Elkins Bank of England First Com m ercial Bank of Lonoke C ounty The Eudora Bank Bank of Eureka Springs Bank of Evening Shade The Bank of Fayetteville, N.A. The First National Bank of Fayetteville M cllroy Bank & Trust N o rth w e st National Bank First O zark National Bank First S tate Bank of F ordyce F ordyce Bank & Trust Co. First National Bank of E astern A rka n sa s Planters Bank & Trust C om pany The C ity National Bank of Fort Smith The First National Bank of F ort Smith The M erchants National Bank of Fort Smith Planters & M erchants Bank The Bank of G lenw ood C addo First National Bank First S tate Bank Bank o f G ravett The First National Bank in Green Forest Farmers Bank First S tate Bank of Gurdon Farmers Bank Calhoun C ou n ty Bank Mercantile Bank The Bank of H arrisburg The S ecurity Bank W orthen National Bank of Harrison Hazen First S tate Bank The Cleburne C o u n ty Bank First National Bank of C leburne C ounty Heber Springs S tate Bank First National Bank of Phillips C o u n ty  DE QUEEN DE QUEEN DERMOTT DERMOTT DESARC DE W ITT DE W ITT DIERKS DUMAS DUMAS EARLE E LD O R A D O E LD O R A D O E LD O R A D O ELAINE ELKINS ENGLAND ENGLAND EUDORA EUREKA SPRINGS EVENING SHADE FAYETTEVILLE FAYETTEVILLE FAYETTEVILLE FAYETTEVILLE FLIPPIN FORDYCE FORDYCE FORREST CITY FORREST CITY FORT SMITH FORT SMITH FORT SMITH GILLETT GLENWOOD GLENWOOD GOULD GRAVETTE GREEN FOREST GREENWOOD GURDON HAMBURG HAMPTON HARDY HARRISBURG HARRISON HARRISON HAZEN HEBER SPRINGS HEBER SPRINGS HEBER SPRINGS HELENA   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  RATIO 11.803 9.703 13.901 10.265 25.319 17.400 8.805 16.625 9.197 12.602 16.427 9.472 9.935 7.358 50.708 9.180 9.959 8.515 12.295 11.694 10.802 5.674 8.037 6.717 0.790 7.536 9.186 8.992 12.215 11.716 8.218 9.838 8.297 10.364 8.951 6.429 8.070 13.637 13.111 11.191 7.943 8.920 12.310 6.127 11.438 8.288 8.188 7.422 8.395 7.423 8.060 6.922  Seventy-Seventh Report  23  CAPITAL TO ASSET RATIOS JUNE 30, 1991 BANK NAME  TOWN  Helena National Bank Bank of Holly G rove The C itizens N ational Bank of Hope The First National Bank of Hope Horatio S tate Bank A rkansas Bank and Trust C om pany One National Bank of Hot Springs W orthen National Bank of Hot Springs The Planters National Bank of Hughes The First National Bank o f Huntsville Peoples Bank First Jacksonville Bank and Trust N ew ton C ounty Bank The A rkansas Bank C itizens Bank of Jonesboro M ercantile Bank Simmons First Bank of Jonesboro Union S tate Bank FirstBank of A rkan sa s Pine S tate Bank Madison Bank and Trust Bank of Lake Village Simmons First Bank of Lake Village Citizens Bank of Lavaca Leachville S tate Bank Little River Bank The First National Bank of Lewisville Peoples Bank & Loan C om pany Bank of Lincoln A rkansas Bankers Bank C entral Bank and Trust First C om m ercial Bank, N.A. Eagle Bank and Trust C om pany First Exchange Bank of Little Rock M etropolitan National Bank Pulaski Bank and Trust Com pany Union National Bank of A rkansas W orthen National Bank of A rkansas Bank of Lockesburg First S tate Bank Farmers Bank & Trust C om pany First National Bank of Magnolia Union National Bank of A rkansas Bank of Malvern The M alvern National Bank M ercantile Bank The M erchants & Planters Bank  HELENA HOLLY GROVE HOPE HOPE HORATIO HOT SPRINGS HOT SPRINGS HOT SPRINGS HUGHES HUNTSVILLE IMBODEN JACKSONVILLE JASPER JONESBORO JONESBORO JONESBORO JONESBORO JUNCTION CITY KENSETT KINGSLAND KINGSTON LAKE VILLAGE LAKE VILLAGE LAVACA LEACHVILLE LEPANTO LEWISVILLE LEWISVILLE LINCOLN U TTLE ROCK LITTLE ROCK LITTLE ROCK U T T LE R O C K LITTLE ROCK U TT LE R O C K U T T LE R O C K U T T LE R O C K U T T LE R O C K LOCKESBURG LONOKE M AG N O U A M AG N O U A M AGNOUA MALVERN MALVERN MAMM OTH SPRING MANILA   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  RATIO 7.258 12.103 10.613 11.122 9.546 8.444 7.780 7.653 12.072 12.510 7.479 9.340 8.726 9.748 8.740 8.908 7.890 9.811 11.902 8.684 7.540 12.436 10.353 8.641 9.282 18.981 9.440 8.499 9.789 18.691 9.703 7.632 7.921 9.343 7.602 6.758 9.053 5.564 11.270 12.522 9.161 9.842 7.393 10.807 10.518 7.860 12.399  24  Arkansas State Bank Department  CAPITAL TO ASSET RATIOS JUNE 30, 1991 BANK NAME  TOWN  Bank of Mansfield First N ational Bank at Marianna C itizens’ Bank M arked Tree Bank S earcy C o u n ty Bank Bank of M cC ro ry The First National Bank of McGehee McGehee Bank The Bank of N orth A rka n sa s First N ational Bank in Mena The Union Bank of Mena MidSouth Bank C om m ercial Bank & Trust C om pany Union Bank & Trust C om pany The First National Bank o f C onw ay C ounty M orrilton S ecurity Bank, N.A. The Bank o f M ontg o m e ry C o u n ty First National Bank and Trust C om pany Peoples Bank and Trust C om pany Bank o f Mountain View Bank of M ulberry Pike C ounty Bank Citizens National Bank o f Nashville The First National Bank o f Nashville W orthen National Bank of N ew ark First S tate Bank of N e w p o rt M erchants & P lanters’ Bank Bank of Little Rock One National Bank National Bank of A rka n sa s in N orth Little Rock The Twin C ity Bank A m erican S tate Bank First National Bank in O sceola The Planters Bank Bank of O zark First National Bank S ecurity Bank The First National Bank at Paris Bank of Parkdale First S tate Bank The P e rry C ou n ty Bank Piggott S tate Bank Pine B luff National Bank Simmons First National Bank of Pine B luff W orthen National Bank of Pine Bluff First S tate Bank Bank o f P ocahontas Planters and S tockm en Bank The Peoples Bank Portland Bank The Farmers and M erchants Bank Bank o f P re sco tt  MANSFIELD M ARIANNA MARION MARKED TREE M AR SH ALL MCCRORY MCGEHEE MCGEHEE MELBOURNE MENA MENA MONETTE MONTICELLO MONTICELLO MORRILTON MORRILTON MOUNT IDA MOUNTAIN HOME MOUNTAIN HOME MOUNTAIN VIEW MULBERRY MURFREESBORO NASHVILLE NASHVILLE NEWARK NEWPORT NEWPORT N. LITTLE ROCK N. LITTLE ROCK N. LITTLE ROCK N. LITTLE ROCK OSCEOLA OSCEOLA OSCEOLA OZARK PARAGOULD PARAGOULD PARIS PARKDALE PARKIN PERRYVILLE PIGGOTT PINE BLUFF PINE BLUFF PINE BLUFF PLAINVIEW POCAHONTAS POCAHONTAS PORTLAND PORTLAND PRAIRIE GROVE PRESCOTT   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  RATIO 7.957 14.453 9.733 10.049 8.526 11.588 12.411 13.679 7.687 10.251 8.058 6.337 9.260 8.361 9.118 8.638 13.102 9.471 9.398 19.105 9.631 9.848 12.634 9.271 7.002 7.867 8.185 11.253 9.425 5.001 8.096 14.821 9.323 10.405 9.276 10.345 7.480 8.354 9.550 9.822 8.213 7.460 7.911 7.825 8.922 9.871 10.101 8.811 11.391 11.245 13.609 7.792  Seventy-Seventh Report  25  CAPITAL TO ASSET RATIOS JUNE 30, 1991 BANK NAME  TOWN  The Bank of R ector Farmers and M erchants Bank The Bank of Rison Farmers and M erchants Bank First National Bank and Trust C om pany First Bank of A rkan sa s First National Bank of Russellville W orthen National Bank of Russellville Bank of Salem Logan C ounty Bank First National Bank First S ecurity Bank First National Bank of Sheridan Grant C ounty Bank A rkansas S tate Bank First National Bank S m ackover S tate Bank M erchants & Planters Bank The First National Bank of Springdale Springdale Bank & Trust W orthen National Bank of N o rth w e s t A rkansas Bodcaw Bank Bank of S tar C ity The Stephens S ecu rity Bank C itizens Bank The Farmers & M erchants Bank First National Bank in S tu ttg a rt Com m ercial National Bank of T exarkana The S tate First National Bank of Texarkana Bank of Trumann First S tate Bank of A rkansas Bank of Tuckerman First Delta Bank C itizens’ Bank & Trust C om pany First National Bank of C ra w fo rd C ounty The Peoples Bank Bank of Waldron The S co tt C ounty Bank The A rkansas Bank The First National Bank of Law rence C ounty First S tate Bank of W arren Warren Bank and Trust C om pany Bank of Weiner M erchants and Farmers Bank Bank of W est Memphis Fidelity National Bank of W est Memphis First National Bank in W est Memphis Wilmot S tate Bank C ross C ounty Bank First A rkansas Bank The First National Bank of W ynne The Bank of Yellville  RECTOR REYNO RISON ROGERS ROGERS RUSSELLVILLE RUSSELLVILLE RUSSELLVILLE SALEM SCRANTON SEARCY SEARCY SHERIDAN SHERIDAN SILOAM SPRINGS SILOAM SPRINGS SMACKOVER SPARKMAN SPRINGDALE SPRINGDALE SPRINGDALE STAMPS STAR CITY STEPHENS STRONG STU TTG AR T S TU TTG A R T TEXARKANA TEXARKANA TRUMANN TRUMANN TUCKERMAN TYR O N ZA VAN BUREN VAN BUREN W ALDO WALDRON WALDRON W ALNUT RIDGE W ALNUT RIDGE WARREN WARREN WEINER WEST HELENA W EST MEMPHIS WEST MEMPHIS WEST MEMPHIS WILMOT WYNNE WYNNE WYNNE YELLVILLE   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  RATIO 7.952 6.333 17.232 11.466 6.993 8.512 8.455 7.751 7.517 12.349 10.453 9.369 12.476 11.115 9.461 6.436 12.605 8.746 11.352 9.555 8.291 10.542 8.317 9.144 14.943 10.851 8.580 9.214 10.268 12.886 7.817 11.594 14.158 7.098 7.245 11.045 13.492 10.081 8.001 10.831 8.653 12.134 12.301 7.533 12.362 8.380 11.581 16.793 8.541 16.008 9.866 9.300  26  Arkansas State Bank Department  NATIONAL BANKS NAME  CITY  First National Bank of Altheimer First National Bank of Sharp County Bank of Ashdown, N.A. The First National Bank in Ashdown Worthen National Bank of Batesville First National Bank The First National Bank of Berry ville The First National Bank in Blytheville The First National Bank of Izard County Merchants and Planters Bank, N.A. Worthen National Bank of Camden First National Bank The First National Bank of Conway Worthen National Bank of Conway First National Bank of Crossett The First National Bank of De Queen The First National Bank of De Witt First National Bank of Howard County The First National Bank of El Dorado National Bank of Commerce of El Dorado The Bank of Fayetteville, N.A. The First National Bank of Fayetteville Northwest National Bank 1st Ozark National Bank First National Bank of Eastern Arkansas The City National Bank of Fort Smith The First National Bank of Fort Smith The Merchants National Bank of Fort Smith Caddo First National Bank The First National Bank in Green Forest Worthen National Bank of Harrison First National Bank of Cleburne County First National Bank of Phillips County Helena National Bank The Citizens National Bank of Hope The First National Bank of Hope One National Bank of Hot Springs Worthen National Bank of Hot Springs The Planters National Bank of Hughes The First National Bank of Huntsville The First National Bank of Lewisville First Commercial Bank, N.A.  ALTHEIMER ASH FLAT ASHDOWN ASHDOWN BATESVILLE BENTONVILLE BERRYVILLE BLYTHEVILLE CALICO ROCK CAMDEN CAMDEN CLINTON CONWAY CONWAY CROSSETT DE QUEEN DE WITT DIERKS EL DORADO EL DORADO FAYETTEVILLE FAYETTEVILLE FAYETTEVILLE FLIPPIN FORREST CITY FORT SMITH FORT SMITH FORT SMITH GLENWOOD GREEN FOREST HARRISON HEBER SPRINGS HELENA HELENA HOPE HOPE HOT SPRINGS HOT SPRINGS HUGHES HUNTSVILLE LEWISVILLE LITTLE ROCK   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  TOTAL ASSETS 10,199 93,425 41,824 51,596 143,855 66,861 102,970 118,501 50,504 70,102 102,069 38,431 207,751 184,296 84,069 80,678 71,064 31,207 267,784 117,167 77,490 249,764 29,438 32,765 121,092 283,420 437,176 248,559 46,685 89,510 79,611 49,681 90,765 81,204 155,632 98,436 58,490 263,996 17,536 64,472 20,184 983,436  Seventy-Seventh Report  27  NATIONAL BANKS NAME  CITY  First Exchange Bank of Little Rock Metropolitan National Bank Union National Bank of Arkansas Worthen National Bank of Arkansas First National Bank of Magnolia Union National Bank of Arkansas The Malvern National Bank First National Bank at Marianna The First National Bank of McGehee First National Bank in Mena The First National Bank of Conway County Morrilton Security Bank, N.A. First National Bank and Trust Company Citizens National Bank of Nashville The First National Bank of Nashville Worthen National Bank of Newark One National Bank National Bank of Arkansas in N. Little Rock First National Bank in Osceola First National Bank The First National Bank at Paris Pine Bluff National Bank Simmons First National Bank of Pine Bluff Worthen National Bank of Pine Bluff First National Bank and Trust Company First National Bank of Russellville Worthen National Bank of Russellville First National Bank First National Bank of Sheridan First National Bank The First National Bank of Springdale Worthen National Bank of Northwest Arkansas First National Bank in Stuttgart Commercial National Bank of Texarkana State First National Bank of Texarkana First National Bank of Crawford County The First National Bank of Lawrence County Fidelity National Bank of West Memphis First National Bank in West Memphis The First National Bank of Wynne  LITTLE ROCK LITTLE ROCK LITTLE ROCK LITTLE ROCK MAGNOLIA MAGNOLIA MALVERN MARIANNA MCGEHEE MENA MORRILTON MORRILTON MOUNTAIN HOME NASHVILLE NASHVILLE NEWARK N. LITTLE ROCK N. LITTLE ROCK OSCEOLA PARAGOULD PARIS PINE BLUFF PINE BLUFF PINE BLUFF ROGERS RUSSELLVILLE RUSSELLVILLE SEARCY SHERIDAN SILOAM SPRINGS SPRINGDALE SPRINGDALE STUTTGART TEXARKANA TEXARKANA VAN BUREN WALNUT RIDGE WEST MEMPHIS WEST MEMPHIS WYNNE   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  TOTAL ASSETS 28,724 164,082 536,018 928,270 199,201 28,244 114,845 35,556 26,665 78,260 68,129 50,610 166,127 28,341 60,797 12,593 224,950 30,185 61,726 178,506 59,387 72,716 507,637 224,638 262,695 155,231 120,786 180,745 18,483 146,520 274,658 164,747 136,210 90,665 382,968 93,411 64,855 45,066 50,476 105,167   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  Seventy-Seventh Annual  REPORT OF THE  ONE HUNDRED SEVENTY-THREE STATE CHARTERED COMMERCIAL BANKS   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  JUNE 30,1991  29  30  Arkansas State Bank Department  Commercial Bank at Alma Alma, AR H w y .64-71 P.O .Box 2199 C ounty: C raw ford Population: 2,959  72921-2199 Telephone: 632-2257 FAX Number: 63 2-2263  Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 297 Date: J a n .3 1 ,1910  Trust D epartm ent: No Bank Holding Com pany C om m erce Financial Corp., A lm a.A R Chm.: John Paul Ballentine Ex. Vice President: William B rascher III A sst. V.P.: Rex W oods Loan O ffice r: B e cky Stephens  P resident/C E O : T e rry Q. C arson Vice President: Helen S. Jones C ash/O per. Off.: Karen Kraus  Cash and balances Due From Banks:...... 1,118 Federal Funds and Repos:....................... 1,900 Investments:........................................... 12,693 Total Loans:........................................... 21,283 Bank Premises and Fixed Assets:.............. 973 Other Real Estate:........................................ 55 Other Assets:.............................................. 560 Total Assets:......................................... 38,582  Deposits:............................................ 34,918 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 339 Subordinated Debt:.................................... 0 Total Liabilities:................................... 35,257  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 8,000  Total Equity Capital and Reserves:__ 3,325 Total Liabilities and Capital:............... 38,582  D ire c to rs : James A. A rnold II, John A. Griffin, John Paul Ballentine, Hilda Knight, William Brasher III, T e rry Q. C arson  Bank of Amity Amity, AR Public Square P.O. Box 38 C ounty: Clark Population: 526  71921-0038 Telephone: 342-5269 FAX Number: None  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 198 Date: Jan. 30,1905  Trust D epartm ent: No Bank Holding Com pany None C hm ./Pres./CEO : Cleda Olds Vice President: Ernie Dunlap A sst. Cash: Hazel Richardson  Vice President: Joe F. M a xe y A sst. Cash: Peggy Adam s  Cash and balances Due From Banks:...... 2,846 Federal Funds and Repos:.......................... 815 Investments:........................................... 33,354 Total Loans:........................................... 12,350 Bank Premises and Fixed Assets:.............. 108 Other Real Estate:........................................ 20 Other Assets:.............................................. 944 Total Assets:......................................... 50,437  Deposits:............................................ 41,357 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 666 Subordinated Debt:.................................... 0 Total Liabilities:................................... 42,023 Total Equity Capital and Reserves:__ 8,414 Total Liabilities and Capital:............... 50,437  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  D ire c to rs : C leda Olds, Joe F. M a xe y, Ernie Dunlap, Hazel Richardson, M.H. O akley   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  31  Citizens First State Bank Arkadelphia, AR 5th and Main S treet P.O .Box 218 C ounty: Clark Population: 10,014  71923-0218 Telephone: 246-2411 Fax Number: 246-5400  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 736 Date: May 24,1977  Trust D epartm ent: No Bank Holding Com pany FD H B ancshares.Inc., Little Rock, AR Chm.: I. B. Fuller, Jr. Ex. Vice President: I. Joe Miles A sst. Vice President: Penny Manning Loan O ffice r: Gina Daniell  President/C EO : Raym ond Toler A sst. Vice President: Don T w y fo rd A sst. Cash: C arol Wilson A uditor: Jim Rothwell  Cash and balances Due From Banks:...... 2,130 Federal Funds and Repos:.......................... 405 Investments:.......................................... 14,138 Total Loans-.......................................... 23,956 Bank Premises and Fixed Assets:.............. 522 Other Real Estate:...................................... 601 Other Assets:........................................... 1,275 Total A ssets:......................................... 43,027  Deposits:............................................ 38,433 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 364 Subordinated Debt:.................................... 0 Total Liabilities:................................... 38,797  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 30,000  0  Total Equity Capital and Reserves.__ 4,230 Total Liabilities and Capital:............... 43,027  D ire c to rs : I. B. Fuller, Jr., R aym ond C. Toler, J e rry Francis, Billy Bob Hardman, Ed M cCorkle, Edw ard L Cullum, Jr., John M. M oore, I. Joe Miles  Elk Horn Bank & Trust Company Arkadelphia, AR 601 Main S treet P.O. B ox 248 C ounty: C lark Population: 10,014  71923-0248 Telephone: 246-5811 FAX Number: 246-5284  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 142 Date: Sep. 28,1903  Trust D epartm ent: Yes Bank Holding Com pany Southern D evelopm ent Bancorporation, Arkadelphia, AR Chm.: James H arrington Ex. V.P./Cash/T.O.: Roy Shope Vice President: Bill Fowler Vice President: C arolyn M cAually  P resident/C EO : George P. Surgeon Vice President: Herman Brew er Vice President: Linda Chandler Vice President: Johnny M cAually  Cash and balances Due From Banks:...... 1,353 Federal Funds and Repos:................ 1,250 Investments:.......................................... 38,854 Total Loans:.......................................... 24,225 Bank Premises and Fixed Assets:........... 1,792 Other Real Estate:........................................ 29 Other Assets:............................................. 819 Total A ssets:......................................... 68,322  Deposits:............................................ 60,155 Federal funds and Borrowings:............... 354 Other Liabilities:...................................... 502 Subordinated Debt:.................................... 0 Total Liabilities:................................... 61,011  Total Trust Assets:.................................  Number of Shares Outstanding:......... 24,000  1,325  Total Equity Capital and Reserves:__ 7,311 Total Liabilities and Capital:............... 68,322  D ire c to rs : Thom as Barksdale, James Blanton, Harold Echols, Ron G rzy winski, James Harrington, M ary Houghton, J. Hugh Lookadoo, M ary Jo Mann, W ayne Pollard, Roy Shope, George Surgeon  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  32  Arkansas State Bank Department  Merchants & Planters Bank & Trust Company Arkadelphia, AR 526 Main S treet P .O .B o x 219 C ounty: Clark Population: 10,014  71923-0219 Telephone: 246-4511 FAX Number: 246-4407  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 341 Date: June 15,1911  Trust D epartm ent: Yes Bank Holding Com pany C entral A rka n sa s Bancshares, Inc., Hot Springs, AR Chm.: Ross M. Whipple Ex. Vice President: Tom Calhoon Cash: C arrie Beene  President/C EO : S te ve D eM ott Sr. Vice President: B arbara Neel  Cash and balances Due From Banks:...... 2,411 Federal Funds and Repos:............................. 0 Investments:........................................... 20,844 Total Loans-........................................... 32,679 Bank Premises and Fixed Assets:........... 1,045 Other Real Estate:...................................... 104 Other Assets:.............................................. 990 Total A ssets:......................................... 58,073  Deposits:............................................ 51,384 Federal funds and Borrowings:............ 1,466 Other Liabilities:...................................... 302 Subordinated Debt:.................................... 0 Total Liabilities:................................... 53,152  Total Trust Assets:..................................... 758  Number of Shares Outstanding:........... 4,800  Total Equity Capital and Reserves:__ 4,921 Total Liabilities and Capital:............... 58,073  D ire c to rs : Ross M. Whipple, Jane Ross, S teve D eM ott, Donald M. Tatman, Toney D. McMillan, Paul O ffu tt  Bank of Atkins Atkins, AR 202 N.E. First S treet P.O .Box 157 C ounty: Pope Population: 2,834  72823-0157 Telephone: 641-2987 FAX Number: 641-2566  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 35 Date: Sep. 19,1895  Trust D epartm ent: No Bank Holding C om pany None Chm.: James C. Mitchell Ex. Vice President: James A. M y a tt  President/C EO : David M. Mitchell  Cash and balances Due From Banks:......... 731 Federal Funds and Repos:....................... 2,500 Investments:............................................ 4,208 Total Loans:............................................ 9,317 Bank Premises and Fixed Assets:............... 47 Other Real Estate:........................................ 96 Other Assets:.............................................. 352 Total Assets:......................................... 17,251  Deposits:............................................ 15,246 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 119 Subordinated Debt:.................................... 0 Total Liabilities:................................... 15,365  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 12,500  Total Equity Capital and Reserves:__ 1,886 Total Liabilities and Capital:............... 17,251  D ire c to rs : James C. Mitchell, David M. Mitchell, Jean Mitchell, James A. M y a tt   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  33  The Bank of Augusta Augusta, AR 100 S. Second S treet P.O. Box Y C ounty: W o o d ru ff Population: 2,759  72006-1005 Telephone: 347-2511 FAX Number: 347-2654  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 669 Date: Feb. 20,1935  Trust D epartm ent: Yes Bank Holding Com pany None Chm.:R.E. G regory Cash: Lee C onditt  P resident/C E O /T.O .: M oody W hitehead  Cash and balances Due From Banks:...... 1,604 Federal Funds and Repos:.......................... 400 Investments:........................................... 20,605 Total Loans:........................................... 12,410 Bank Premises and Fixed Assets:............. 225 Other Real Estate:....... .............................. 4 Other Assets:......................................... ... 724 Total A ssets:......................................... 35,972  Deposits:............................................ 30,334 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 299 Subordinated Debt:.................................... 0 Total Liabilities:................................... 30,633  Total Trust Assets:...................................... 42  Number of Shares Outstanding:........... 8,000  Total Equity Capital and Reserves:...... 5,339 Total Liabilities and Capital:............... 35,972  D ire c to rs : Franklin Collier, Dr. S teven Collier, W. P. Daniel, W. P. Daniel, Jr., C harles P. Eldridge, J. R. Eldridge, R. E. G regory, R. E. G regory, Jr., M oody W hitehead, D orothy Willis  Citizens State Bank Bald Knob, AR 306 South Elm S treet P.O .Box 200 C ounty: W hite Population: 2,653  72010-0200 Telephone: 724-3241 FAX Number: 724-5985  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 636 Date: Jan. 22,1931  Trust D epartm ent: Yes Bank Holding Com pany C itizens S tate B ankshares of Bald Knob, Inc., Bald Knob, AR Chm./CEO: Juanita Litzelfelner Vice President: Peggy Reed Loan O ffice r: Rick Gilreath  President/T.O .: L a rry E. Kircher E x , Vice President: Wendell Nier  Cash and balances Due From Banks:...... 2,116 Federal Funds and Repos:............................. 0 Investments:.......................................... 16,401 Total Loans-........................................ 17,222 Bank Premises and Fixed Assets:.............. 788 Other Real Estate:...................................... 328 Other Assets:.............................................. 696 Total Assets:......................................... 37,551  Deposits:............................................ 34,130 Federal funds and Borrowings:............... 250 Other Liabilities:...................................... 482 Subordinated Debt:.................................... 0 Total Liabilities:................................... 34,862  Total Trust Assets:.................................  Number of Shares Outstanding:........... 4,000  1,552  Total Equity Capital and Reserves:__ 2,689 Total Liabilities and Capital:............... 37,551  D ire c to rs : Juanita Litzelfelner, L a rry E. Kircher, Wendell Nier, Dr. Bernard Smith, Bob J. Clark  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  34  Arkansas State Bank Department  The Citizens Bank Batesville, AR Third and College S tre e ts P.O .Box 2156 C ounty: Independence Population: 9,187  72503-2156 Telephone: 793-4441 FAX Number: 793-9190  Branches in Town: 6 O ther Branches: 0 C h a rte r Number: 705 Date: Feb. 19,1953  Mem ber of Federal R eserve S ystem Trust D epartm ent: Yes Bank Holding C om pany C itizens Bancshares of Batesville, Inc., Batesville, AR Chm./CEO: T. G. Vinson Trust O ffice r: Gene C ra w fo rd  President: W oody C a stle b erry  Cash and balances Due From Banks:...... 7,481 Federal Funds and Repos:....................... 1,840 Investments:........................................... 63,189 Total Loans:........................................... 92,478 Bank Premises and Fixed Assets:........... 4,334 Other Real Estate:...................................... 131 Other Assets:........................................... 3,904 Total A ssets:........................................ 173,357  Deposits:.......................................... 159,990 Federal funds and Borrowings:............... 100 Other Liabilities:...................................... 879 Subordinated Debt:.................................... 0 Total Liabilities:................................. 160,969  Total Trust Assets:.................................. 9,742  Number of Shares Outstanding:......... 16,500  Total Equity Capital and Reserves:... 12,388 Total Liabilities and Capital:.............. 173,357  D ire c to rs : T. G. Vinson, D oyle Rogers, Noel Sims, Dr. L a cke y M oody, M. F. Highsmith, Kay Southerland  Bank of Bearden Bearden, AR S econd and C edar S tre e ts P.O .Box 135 C ounty: Ouachita Population: 1,021  71720-0135 Telephone: 68 7-2233 FAX Number: 687-3712  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 688 Date: June 17,1945  Trust D epartm ent: No Bank Holding C om pany None Chm.: John E. A n th o n y Ex. Vice President: Ken Riley  President/C EO : Rick Green A sst. Vice President: Susan Lusby  Cash and balances Due From Banks:...... 1,551 Federal Funds and Repos:....................... 3,700 Investments:............................................ 7,569 Total Loans:............................................ 7,690 Bank Premises and Fixed Assets:............... 92 Other Real Estate:......................................... 0 Other Assets:.............................................. 261 Total Assets:......................................... 20,863  Deposits:............................................ 16,872 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 107 Subordinated Debt:.................................... 0 Total Liabilities:................................... 16,979  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 8,300  Total Equity Capital and Reserves:__ 3,884 Total Liabilities and Capital:............... 20,863  D ire c to rs : John E. A nth o n y, M ary Lynn Dudley, S teven M. A nthony, O. D. Cathey, Rick Green, Kenneth D. Keeton, Eric S tu cke y, J. E. W ord   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  35  Citizens Bank Beebe, AR 114 N. Main P.O. D raw er T C ounty: W hite Population: 4,455  72012-1020 Telephone: 882-6411 FAX Number: 882-6413  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 465 Date: June 21,1917  Trust D epartm ent: No Bank Holding Com pany C itizens Bancshares of Beebe, Inc., Beebe, AR Chm.: R eynie Rutledge President: J. D arrel Hall  Chief E xe cu tive O ffice r: E. H. Abington, II  Cash and balances Due From Banks:...... 3,208 Federal Funds and Repos:....................... 1,350 Investments:.......................................... 18,584 Total Loans:........................................... 26,303 Bank Premises and Fixed Assets:.............. 520 Other Real Estate:...................................... 136 Other Assets:.............................................. 839 Total Assets:......................................... 50,940  Deposits:............................................ 45,673 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 320 Subordinated Debt:.................................... 0 Total Liabilities:................................... 45,993  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 20,000  0  Total Equity Capital and Reserves:__ 4,947 Total Liabilities and Capital:............... 50,940  D ire c to rs : Reynie Rutledge, E. H. A bington II, D oyle Burns, Millan B urrow , G. Byrne G arrett, Leroy G off, Lee E. Hayes, J. D arrel Hall, James Rakes  First State Bank Beebe, AR 1500 W. D eW itt H enry P.O .Box 2000 C ounty: W hite Population: 4,455  72012-1000 Telephone: 882-6406 FAX Number: 882-6892  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 742 Date: March 23,1981  Mem ber of Federal R eserve S ystem Trust D epartm ent: Yes Bank Holding Com pany First C h a rte r Bancshares, Inc., N. Little Rock, AR C hm ./Pres./CEO /T.O .: Garland Kirkpatrick Sr. Vice President: David Miller A sst. Cash: L o re tta Sansom  Sr. C hm :Lyndell Lay C a sh /: Marilyn Cole  Cash and balances Due From Banks:...... 2,520 Federal Funds and Repos:............................. 0 investments:............................................ 9,109 Total Loans:........................................... 12,985 Bank Premises and Fixed Assets:.............. 625 Other Real Estate:........................................ 93 Other Assets:........................................... 1,415 Total Assets:......................................... 26,747  Deposits:............................................ 23,372 Federal funds and Borrowings:.................. 0 Other Liabilities:................................... 1,065 Subordinated Debt:.................................... 0 Total Liabilities:................................... 24,437  Total Trust Assets:...................................... 63  Number of Shares Outstanding:......... 50,000  Total Equity Capital and Reserves:__ 2,310 Total Liabilities and Capital:............... 26,747  D ire c to rs : Dr. Ruth Couch, G race Crouch, W alter England, Keith Knight, Gene Holman, Garland Kirkpatrick, Lyndell Lay, David Miller   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  36  Arkansas State Bank Department  Benton State Bank Benton, AR 146 W. South S tre e t P .O .Box 9 C ounty: Saline Population: 18,177  7 2 0 15-0009 Telephone: 778-0431 Fax Number: 778-6447  Branches in Town: 3 O ther Branches: 2 C h a rte r Number: 664 Date: Feb. 9,1 9 3 4  Trust D epartm ent: Yes Bank Holding C om pany First C om m ercial C orporation, Little Rock, AR C hm ./P resident/C E O : L a rry W hitley Sr. Vice P resident: H a rry M cC orm ick  Ex. V .P./Trust O ff.: Russell Coleman Sr. Vice President: Barbara W eaver  Cash and balances Due From Banks:...... 8,744 Federal Funds and Repos:....................... 3,300 Investments:........................................... 63,861 Total Loans:........................................... 81,686 Bank Premises and Fixed Assets:........... 2,394 Other Real Estate:...................................... 117 Other Assets:........................................... 1,891 Total A ssets:..........................................161,993  Deposits:........................................... 144,976 Federal funds and Borrowings:............... 638 Other Liabilities:................................... 1,147 Subordinated Debt:.................................... 0 Total Liabilities:................................. 146,761  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........ 132,000  Total Equity Capital and Reserves:... 15,232 Total Liabilities and Capital:................161,993  D ire c to rs : Mrs. W. R. A lsobrook, R oy Bishop, Calvin Brown, Russell Coleman, Edwin Henry, A. B. Holiman Jr., W. W. Jones, M. P. Lawrene, D. W. May, Gordon Spivey, D. J. Stirman, W. L Tucker, L a rry W hitley  The Union Bank of Benton Benton, AR 201 M arket S tre e t P.O .Box 687 C ounty: Saline Population: 18,177  72015-0687 Telephone: 778-0411 FAX Number: 778-0411  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 706 Date: Jan. 11,1954  Trust D epartm ent: Yes Bank Holding C om pany Union Bancshares of Benton, Inc., Benton, AR Chm./CEO: Greg B. B row n Sr. Vice P resident/O per. Off.: Debra Keen Trust O ffice r: Ray Pennington  President: Bob G regory Sr. V. P./Com p. Off.: K. M. Taylor  Cash and balances Due From Banks:...... 5,329 Federal Funds and Repos:....................... 1,000 Investments:........................................... 37,976 Total Loans:........................................... 40,780 Bank Premises and Fixed Assets:........... 1,550 Other Real Estate:......................................... 5 Other Assets:........................................... 1,295 Total Assets:......................................... 87,935  Deposits:............................................ 80,346 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 576 Subordinated Debt:..................................... 0 Total Liabilities:................................... 80,922  Total Trust Assets:.................................. 1,198  Number of Shares Outstanding:...... 72,940.3  Total Equity Capital and Reserves:__ 7,013 Total Liabilities and Capital:............... 87,935  D ire c to rs : Greg B. Brow n, June G. Brown, L W. Carlisle, Bob G regory, J. D. Harris, R. G. Kuerner, I. E. M cC ray, Jr., John R. Young   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  37  Bank of Bentonville Bentonville, AR 201 N.E. A. S treet P.O .Box 1229 C ounty: Benton Population: 11,257  72712-1229 Telephone: 273-3331 Fax N um ber:271-1315  Branches in Town: 2 O ther Branches: 3 C h a rte r Number: 641 Date: Feb. 25,1931  Trust D epartm ent: Yes Bank Holding Com pany None Chm.: Jim W alton Ex. Vice President: David A. S hort Sr. Vice President: James E. Cargill Trust O ffice r: Bob O’Neal  P resident/C EO : Donald E. Walker Sr. Vice President: Warren Fields  Cash and balances Due From Banks:.... 14,947 Federal Funds and Repos:............................. 0 Investments:.......................................... 99,181 Total Loans:......................................... 161,207 Bank Premises and Fixed Assets:........... 2,763 Other Real Estate:...................................... 990 Other Assets:.......................................... 4,466 Total A ssets:........................................ 283,554  Deposits:.......................................... 252,031 Federal funds and Borrowings:............ 1,237 Other Liabilities:................................... 2,188 Subordinated Debt:.................................... 0 Total Liabilities:................................. 255,456  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 78,400  0  Total Equity Capital and Reserves:... 28,098 Total Liabilities and Capital:.............. 283,554  D ire c to rs : James Arkins, E dward Adair, Roger M cM ennamy, R obert Dobbs, M ax Burger, Kirk Dupps, Ralph Dunn, Lael Finch, George Billingsley, David Glass, Jim W alton  Bank of Blevins Blevins, AR Main S treet P.O .Box 158 C ounty: Hem pstead Population: 253  71825-0158 Telephone: 874-2541 FAX Number: None  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 385 Date: Aug. 12,1912  Trust D epartm ent: No Bank Holding Com pany First National Bancshares of Hem pstead C ty, Inc., Hope, AR Chm.: Thom as E. Hays, Jr. Ex. Vice P resident/C ash: Nell Stephens  P resident/C EO : Mike Stephens  Cash and balances Due From Banks:......... 532 Federal Funds and Repos:.......................... 400 Investments:............................................ 6,325 Total Loans:............................................ 5,582 Bank Premises and Fixed Assets:.............. 312 Other Real Estate:......................................... 2 Other Assets:............................................. 194 Total A ssets:......................................... 13,347  Deposits:............................................ 12,143 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 79 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,222  Total Trust Assets:.......................................  Number of Shares Outstanding:........... 8,050  0  Total Equity Capital and Reserves:__ 1,125 Total Liabilities and Capital:............... 13,347  D ire c to rs : Thom as E. Hays, Jr., Charles E. Sharpe, Mike Stephens, Nell Stephens   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  38  Arkansas State Bank Department  Farmers Bank & Trust Company Blytheville, AR 400 W. Main P .O .B o x 688 C ounty: Mississippi Population: 22,906  7 2 3 16-0688 Telephone: 763-8101 FAX Number: 7 6 3-3500  Branches in Town: 3 O ther Branches: 1 C h a rte r Number: 253 Date: March 16,1908  Mem ber of Federal R eserve S ystem Trust D epartm ent: Yes Bank Holding C om pany Farmers B ancorp. Inc., Blytheville, AR P resident/C E O : Alvin Huffm an, III Vice President: Joe Churchill Trust O ffice r: Dona Holmes  Ex. V.P./Cash: S teve Bell Vice President: Mike Huffm an  Cash and balances Due From Banks:...... 4,384 Federal Funds and Repos:............................. 0 Investments:........................................... 44,890 Total Loans:............................................ 57,518 Bank Premises and Fixed Assets:........... 1,343 Other Real Estate:................................... 3,523 Other Assets:........................................... 2,010 Total Assets:..........................................113,668  Deposits:............................................ 98,904 Federal funds and Borrowings:............ 4,040 Other Liabilities:................................... 1,024 Subordinated Debt:.................................... 0 Total Liabilities:................................. 103,968  Total Trust Assets:................................ 13,485  Number of Shares Outstanding:......... 40,000  Total Equity Capital and Reserves:__ 9,700 Total Liabilities and Capital:..............113,668  D ire c to rs : S teve Bell, Dale Briggs, Glen C ook, Alvin H uffm an III, Paul C. Hughes, H erbert Jones, G aylon M. Law rence, Jr., R. A. P orter, Harold Sudbury  Citizens Bank of Booneville Booneville, AR 80 W. Main P.O .Box 238 C ounty: Logan Population: 3,804  7 2 9 27-0238 Telephone: 6 7 5-2747 FAX Number: 675 -5 05 0  Branches in Town: 0 O ther Branches: 3 C h a rte r Number: 397 Date: April 18,1910  Trust D epartm ent: Yes Bank Holding C om pany First W estern Bancshares, Inc., Booneville, AR C hm ./Pres./CEO : Jeral L Hampton Ex. Vice President: John T. Hampton Sr. Vice President: Shirley Young  Ex. Vice President: Joe Earp Sr. Vice P resident/C ash: Bill Mitchell  Cash and balances Due From Banks:...... 2,372 Federal Funds and Repos:............................. 0 Investments:........................................... 33,724 Total Loans:........................................... 39,738 Bank Premises and Fixed Assets:.............. 516 Other Real Estate:........................................ 13 Other Assets:........................................... 1,879 Total A ssets:......................................... 78,242  Deposits:............................................ 70,709 Federai funds and Borrowings:............... 884 Other Liabilities:...................................... 568 Subordinated Debt:.................................... 0 Total Liabilities:................................... 72,161  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........ 100,000  Total Equity Capital and Reserves:__ 6,081 Total Liabilities and Capital:............... 78,242  D ire c to rs : Jeral L Hampton, A.B. Littlefield, John T. Hampton, Don Dunn, Rick Lippard, Billy Dale Leslie, W. C. Littlefield, R obert E. Remy  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  39  The Bank of Bradley Bradley, AR Main S treet P.O .Box 120 C ounty: L a fa ye tte Population: 585  718 2 6 -0 1 2 0 Telephone: 8 9 4-3322 FAX Number: 894-3324  B ranches in Town: 0 O ther Branches: 0 C h a rte r Number: 653 Date: April 10,1933  Trust D epartm ent: No Bank Holding Com pany The B radley C orporation, Bradley, AR C hairm an/Pres./C EO : Lane Pierce  Ex. V.P./Cash: Billie Pierce  Cash and balances Due From Banks:......... 720 Federal Funds and Repos:.......................... 850 Investments:............................................ 3,698 Total Loans:............................................ 5,241 Bank Premises and Fixed Assets:.............. 293 Other Real Estate:...................................... 157 Other Assets:.............................................. 194 Total A ssets:......................................... 11,153  Deposits:............................................ 10,319 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 45 Subordinated Debt:.................................... 0 Total Liabilities:................................... 10,364  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 10,000  Total Equity Capital and Reserves:........ 789 Total Liabilities and Capital:............... 11,153  D ire c to rs : Lane Pierce, Gerald C rabtree, Randy G riffing  Bank of Brinkley Brinkley, AR 130 S. New Orleans P.O .Box 727 C ounty: M onroe Population: 4,234  72021-0727 Telephone: 734-3133 FAX Number: 734-3001  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 110 Date: Jan. 17,1903  Trust D epartm ent: No Bank Holding Com pany B rinkley Bancshares.lnc., Brinkley, AR Chm./CEO: A. H. Rusher  President: Gus Rusher  Cash and balances Due From Banks:...... 1,979 Federal Funds and Repos:....................... 2,100 Investments:........................................... 34,502 Total Loans:............................................ 20,883 Bank Premises and Fixed Assets:.............. 594 Other Real Estate:......................................... 0 Other Assets:........................................... 1,361 Total Assets:......................................... 61,419  Deposits:............................................ 53,249 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 385 Subordinated Debt:.................................... 0 Total Liabilities:................................... 53,634 Total Equity Capital and Reserves:__ 7,785 Total Liabilities and Capital:............... 61,419  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 24,000  0  D ire c to rs : A. H. Rusher, Gus Rusher, J. H. Carroll, Jr., John E. Deen, Jr., S teve Fowler   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  40  Arkansas State Bank Department  FirstBank of Arkansas Brinkley, AR 207 S. Main S treet P .O .B o x 787 C ounty: M onroe Population: 4,234  72021-0787 Telephone: 7 34-1300 FAX Number: 734-1305  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 747 Date: Jan. 25,1989  Trust D epartm ent: No Bank Holding C om pany First Bank Group, Inc., Brinkley, AR Chm.: James P. Farrell Vice President: James D. Sisk Vice P resident/O per.: Judy Brow n  P resident/C E O : Harold H ardw ick Vice President: S teve Law rence  Cash and balances Due From Banks:......... 524 Federal Funds and Repos:............................. 0 Investments:............................................ 8,383 Total Loans:........................................... 15,884 Bank Premises and Fixed Assets:........... 1,412 Other Real Estate:...................................... 129 Other Assets:.............................................. 533 Total Assets:......................................... 26,865  Deposits:............................................ 22,716 Federal funds and Borrowings:............ 2,100 Other Liabilities:...................................... 212 Subordinated Debt:.................................... 0 Total Liabilities:................................... 25,028  Total Trust Assets:........................................  Number of Shares Outstanding:......... 66,500  0  Total Equity Capital and Reserves:__ 1,837 Total Liabilities and Capital:............... 26,865  D ire c to rs : James P. Farrell, Harold Hardwick, Bobby Robinson, D e w e y Snowden, Fred Farrell  Bank of Cabot Cabot, AR One C ity Plaza P.O .Box 1028 C ounty: Lonoke Population: 8,319  72023-1028 Telephone: 84 3-3575 FAX Number: 843-2964  Branches in Town: 2 O ther Branches: 1 C h a rte r Number: 120 Date: March 23,1 9 0 3  Trust D epartm ent: Yes Bank Holding C om pany C abot Bankshares, Inc., C abot, AR Chm.: Howell M. Thom pson Vice P resident/C ash: Joe W. Park C ontroller/D ata Proc. Mgr.: D oris W alker Trust O ffice r: Jan C. McGough  President/C EO : James M. Park Vice President: William E. Williams A uditor: O leta Kinder  Cash and balances Due From Banks:...... 4,887 Federal Funds and Repos:.......................... 550 Investments:........................................... 28,327 Total Loans:........................................... 59,025 Bank Premises and Fixed Assets:........... 2,044 Other Real Estate:...................................... 232 Other Assets:........................................... 1,473 Total A ssets:......................................... 96,538  Deposits:............................................ 86,898 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 730 Subordinated Debt:.................................... 0 Total Liabilities:................................... 87,628  Total Trust Assets:..................................... 540  Number of Shares Outstanding:......... 25,000  Total Equity Capital and Reserves:__ 8,910 Total Liabilities and Capital:............... 96,538  D ire c to rs : H ow ell M. Thom pson, D earl Dixon, J e rry Jones, Jack M. Lowman, M ark L Magie, James M. Park, Joe W. Park, Gerald H. Shock, S teve Tipton, William G. Thompson, William E. Williams, L a rry W ood  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  41  Seventy-Seventh Report  Caraway Bank Caraway, AR 214 K entucky S treet P.O. B ox 39 C ounty: Craighead Population: 1,178  72419-0039 Telephone: 482-3329 FAX Number: None  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 717 Date: O ct. 29,1962  Trust D epartm ent: No Bank Holding C om pany C araw ay Bancshares.lnc., C araw ay, AR Chm./CEO: J. R. David, Jr. Ex. Vice President: Gundei M artin  President: Deborah Taylor Sr. Vice President: Jean Goodm an  Cash and balances Due From Banks:......... 564 Federal Funds and Repos:.......................... 250 Investments:............................................ 3,244 Total Loans:...................................... ... 4,479 Bank Premises and Fixed Assets:............... 73 Other Real Estate:.............................. 160 Other Assets:.............................................. 208 Total Assets:........................................... 8,978  Deposits:............................................. 8,272 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 64 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 8,336  Total Trust Assets:............  Number of Shares Outstanding:......... 10,080  0  Total Equity Capital and Reserves:........ 642 Total Liabilities and Capital:................. 8,978  D ire c to rs : J. R. David, Lee David, Deborah Taylor, Gundei Martin, Ew art S c a rff  Citizens Bank & Trust Carlisle, AR 118 N. C ourt P.O. Box 69 C ounty: Lonoke Population: 2,253  72024-0069 Telephone: 552-7571 FAX Number: 552-3636  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 628 Date: Dec. 22,1930  Trust D epartm ent: Yes Bank Holding Com pany C arlisle Bancshares, Inc., Little Rock, AR Chm./CEO: M. S. W oo d ru ff Ex. Vice President: Bill J. Shoup Vice P re sid e nt/S e cre ta ry: Vicki Mazander Trust O ffice r: Bobbie P ry o r  President: Daniel C. H orton Sr. V.P./Trust Off.: M. Gaines Young, Jr. Vice P resident/C ash: Janet Pasley  Cash and balances Due From Banks:...... 1,401 Federal Funds and Repos:.......................... 550 Investments:........................................... 16,031 Total Loans:............................................ 35,256 Bank Premises and Fixed Assets:.............. 171 Other Real Estate:........................................ 57 Other Assets:........................................... 1,118 Total Assets:......................................... 54,584  Deposits:............................................ 47,446 Federal funds and Borrowings:............... 842 Other Liabilities:...................................... 461 Subordinated Debt:.................................... 0 Total Liabilities:................................... 48,749  Total Trust Assets:................................. 7,991  Number of Shares Outstanding:......... 39,000  Total Equity Capital and Reserves:__ 5,835 Total Liabilities and Capital:............... 54,584  D ire c to rs : M. S. W oo d ru ff, Daniel C. H orton, Bill J. Shoup, M. Gaines Young, Jr., C harles Hunt, J. F. Gartm an, G arland C azer, Randall Snider, Charles O wen   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  42  Arkansas State Bank Department  Bank of Cave City Cave City, AR 110 Main S treet P.O .Box 490 C ounty: Sharp Population: 1,503  7 2 5 21-0490 Telephone: 283-5301 FAX Number: 283-6466  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 209 Date: July 2,1906  Trust D epartm ent: Yes Bank Holding C om pany Sharp B ancshares, Inc., C ave C ity, AR C hm ./Pres./C E O /T.O .: Eugene S treet Sr. V.P./Cash: C lifton C rabtree  Ex. Vice President: James M. S tre e t  Cash and balances Due From Banks:......... 774 Federal Funds and Repos:....................... 3,795 Investments:............................................ 7,506 Total Loans'............................................ 17,853 Bank Premises and Fixed Assets:.............. 237 Other Real Estate:...................................... 288 Other Assets:.............................................. 481 Total A ssets:......................................... 30,934  Deposits:............................................ 27,924 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 273 Subordinated Debt:..................................... 0 Total Liabilities:................................... 28,197  Total Trust Assets:.................................. 1,633  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:.__ 2,737 Total Liabilities and Capital:............... 30,934  D ire c to rs : Eugene S treet, James M. S treet, C lifton C rabtree, James E. Street, Samuel F. Beller  American State Bank Charleston, AR 400 East Main S treet P.O .Box 128 C ounty: Franklin Population: 2,128  72933-0128 Telephone: 965-2201 FAX Number: 965-2205  Branches in Town: 0 O ther Branches: 3 C h a rte r Number: 314 Date: June 2 9,1910  Trust D epartm ent: Yes Bank Holding C om pany A m erican B ancshares of A rkansas, Inc., C harleston, AR Chm./CEO: Joe S. H iatt  P res./C ash/T.O .: Michael F. Flynn  Cash and balances Due From Banks:...... 1,539 Federal Funds and Repos:....................... 4,240 Investments:........................................... 23,626 Total Loans:............................................ 25,091 Bank Premises and Fixed Assets:.............. 546 Other Real Estate:...................................... 110 Other Assets:........................................... 4,391 Total Assets:......................................... 59,543  Deposits:............................................ 52,426 Federal funds and Borrowings:............ 1,708 Other Liabilities:...................................... 508 Subordinated Debt:.................................... 0 Total Liabilities:................................... 54,642  Total Trust Assets:..................................... 614  Number of Shares Outstanding:......... 12,000  Total Equity Capital and Reserves:.__ 4,901 Total Liabilities and Capital:............... 59,543  D ire c to rs : Joe Hiatt, Mike Flynn, Sherman Hiatt, John McDonald, Joe Larkin, Joe M edlock   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  43  Seventy-Seventh Report  The Merchants & Planters Bank Clarendon, AR 297 Madison P.O .Box 280 C ounty: Monroe Population: 2,072  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 21 Date: July 2 3,1890  7 2 029-0280 Telephone: 747-3319 FAX Number: 747-3498 Trust D epartm ent: No Bank Holding C om pany C larendon Holding Co., Clarendon, AR  Chm.: James B. Sharp Vice P resident/C ash: Estelle C a tle tt  President/C EO : J. P e rry Lee A sst. Vice President: B e tty Simpson  Cash and balances Due From Banks:......... 696 Federal Funds and Repos:............................. 0 Investments:........................................... 16,881 Total Loans:............................................ 4,579 Bank Premises and Fixed Assets:.............. 270 Other Real Estate:........................................ 15 Other Assets:........................................... . 303 Total Assets:......................................... 22,744  Deposits:............................................ 19,892 Federal funds and Borrowings:............... 655 Other Liabilities:...................................... 181 Subordinated Debt:.................................... 0 Total Liabilities:................................... 20,728  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 6,000  Total Equity Capital and Reserves:__ 2,016 Total Liabilities and Capital:............... 22,744  D ire c to rs : James B. Sharp, J. P e rry Lee. Rheta G riffith, Donald A. Davis, B. J. Hopson  Arkansas State Bank Clarksville, AR Cravens & Sevier P.O. Box 100 C ounty: Johnson Population: 5,833  72830-0100 Telephone: 754-6325 FAX Number: 754-7398  Branches in Town: 1 O ther Branches: 3 C h a rte r Number: 722 Date: March 8, 1967  Trust D epartm ent: No Bank Holding Com pany W e s t-A rk Bancshares, Inc., Clarksville, AR Chm ./Pres./CEO: C. W. Kelly Sr. V.P./Controller: Cam eron D. McKeel Vice President: Denton Tumbleson  Ex. Vice President: Bill Landrum Vice P resident/C ash: B e tty Callahan  Cash and balances Due From Banks:...... 2,692 Federal Funds and Repos:.......................... 125 Investments:.......................................... 39,805 Total Loans:............................................ 33,831 Bank Premises and Fixed Assets:.............. 887 Other Real Estate:...................................... 106 Other Assets:........................................... 1,553 Total Assets:......................................... 78,999  Deposits:............................................ 72,478 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 608 Subordinated Debt:.................................... 0 Total Liabilities:................................... 73,086 Total Equity Capital and Reserves:__ 5,913 Total Liabilities and Capital:............... 78,999  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 15,000  D ire c to rs : Sidney L Brain, Jim W. Dickerson, James R. Ford, C. W. Kelly, R. Keith Lewis, David S. Purtle, Ned Ray Purtle, Guy P. Shrigley, Harold W hitson, Dannie Wilkins   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  44  Arkansas State Bank Department  Farmers Bank and Trust Company Clarksville, AR 214 Main S treet P .O .B ox 288 C ounty: Johnson Population: 5,833  72830-0288 Telephone: 7 5 4-2020 FAX Number: 7 54-3492  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 737 Date: July 6 ,1978  Trust D epartm ent: Yes Bank Holding C om pany Farm ers Investm ent C orporation, Little Rock, AR Chm.: Jam es C. East President: E. Lee W hite Vice President: M ary Lou W arren Trust O ffice r: Cindy H erron  CEO: Joe A. W oodson Sr. Vice President: Ronald R. Collins Vice P resident/C ash: Nina Mason  Cash and balances Due From Banks:...... 2,695 Federal Funds and Repos:....................... 1.600 Investments:........................................... 26,956 Total Loans:........................................... 32,265 Bank Premises and Fixed Assets:.............. 698 Other Real Estate:................................... 2,087 Other Assets:........................................... 1,055 Total Assets:......................................... 67,356  Deposits:............................................ 61,352 Federal funds and Borrowings:.................. 5 Other Liabilities:...................................... 641 Subordinated Debt:.................................... 0 Total Liabilities:................................... 61,998  Total Trust Assets:..................................... 848  Number of Shares Outstanding:........... 5,495  Total Equity Capital and Reserves:__ 5,358 Total Liabilities and Capital:............... 67,356  D ire c to rs : James C. East, J. E. Lewis, R obert C. Magee, S teven Morgan, D ayne Phillips, Bill J. P orter, Ted Riley, J. T. W hite, Ernest Lee White, Joe A. W oodson  Clinton State Bank Clinton, AR 202 S. C o u rt P.O .Box 57 C ounty: Van Buren Population: 2,213  72031-0057 Telephone: 745-2441 FAX Number: None  Branches in Town: 2 O ther Branches: 2 C h a rte r Number: 695 Date: Oct. 16,1946  Trust D epartm ent: Yes Bank Holding Com pany Clinton Bancshares, Inc., Little Rock, AR Chm./CEO: C harles W. Sharp Ex. Vice P resident: Thom as J. McKnight  President: Dois G. “D y k e ” Johnson Trust O ffice r: R obert Barnum  Cash and balances Due From Banks:...... 3,215 Federal Funds and Repos:....................... 1,700 Investments:........................................... 26,830 Total Loans:........................... .............. 32,618 Bank Premises and Fixed Assets:.............. 619 Other Real Estate:...................................... 107 Other Assets:.............................................. 879 Total A ssets:......................................... 65,968  Deposits:............................................ 60,364 Federal funds and Borrowings:............... 707 Other Liabilities:...................................... 356 Subordinated Debt:.................................... 0 Total Liabilities:................................... 61,427  Total Trust Assets:...................................... 34  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 4,541 Total Liabilities and Capital:............... 65,968  D ire c to rs : John L Johnson, C harles W. Sharp, Paul L Bone, Joe E. Lee, Jay W. Jackson, R oy Lefler   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  45  Corning Bank Corning, AR 501 W. Second P.O. B ox 439 C ounty: Clay Population: 3,323  72422-0439 Telephone: 857-3592 FAX Number: 857-3309  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 745 Date: June 15,1984  Trust D epartm ent: No Bank Holding Com pany First Paragouid Bankshares, Inc., Paragould, AR Chm.: L a rry B rew er Vice Chairman: Kelly W right Vice President: Bob Lo c k w o o d C ontroller: Lila S hockley  P resident/C EO : Donis Simpson Vice President: William Allen Vice President: Louise Coleman A uditor/C om p. Off.: Veda Esmon  Cash and balances Due From Banks:___ 1,946 Federal Funds and Repos:............................. 0 investments:........................................... 17,487 Total Loans:...... 33,194 Bank Premises and Fixed Assets:.............. 620 Other Real Estate:....................................... 46 Other Assets:.......................................... 1,636 Total A ssets:..................... 54,929  Deposits:......... 44,381 Federal funds and Borrowings:............ 4,950 Other Liabilities:...................................... 537 Subordinated Debt:.................................... 0 Total Liabilities:................................... 49,868  Total Trust Assets:.......................................  Number of Shares Outstanding:_____ 10.000  0  Total Equity Capital and Reserves:__ 5,061 Total Liabilities and Capital:............... 54,929  D ire c to rs : L a rry B rew er, Kelly W right, William Brew er, J. C. Cothreri, George A. Haynes, Roy McSpadden, J. T. M eriw ether, Frank J. Schreit, Jr., Donis Simpson, Charles E. Williamson  First State Bank Crossett, AR 123 Main P.O. B ox 638 C ounty: Ashley Population: 6,282  71635-0638 Telephone: 364-5131 FAX Number: None  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 718 Date: May 13,1963  Trust D epartm ent: No Bank Holding Com pany Evergreen Bancshares, Inc., C ro sse tt, AR Chm.: Richard E. G riffin Adm. O fficer: Jeanie P arker A sst. Cash: Erma Walker  P resident/C EO : Jimmy V. Fincher Cash: C h e ryl Goodwin  Cash and balances Due From Banks:.. 1,462 Federal Funds and Repos ..................... 800 Investments:............................................ 3,586 Total Loans:.......................................... 13,666 Bank Premises and Fixed Assets:.............. 438 Other Real Estate:......................................... 8 Other Assets:........................... 541 Totai Assets:......................................... 20,501  Deposits:............................................ 18,644 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 109 Subordinated Debt:.................................... 0 Total Liabilities:................................... 18,753  Total Trust Assets:.......................................  Number of Shares Outstanding:........ 100,000  0  Totai Equity Capital and Reserves:__ 1,748 Total Liabilities and Capital:............... 20,501  D ire c to rs : Richard E. Griffin, C. E. Ripley, Bill Barnett, Jimmy V. Fincher, Don Rodgers, M arolyn U oyd, Mike McDaniels, James Nolley  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  46  Arkansas State Bank Department  Danville State Bank D a n v ille , A R 901 Main P.O. Box 609 C ounty: Yell Population: 1,585  72833-0609 Telephone: 495-2236 FAX Number: 4 9 5-7765  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 615 Date: O ct. 3 ,1 9 3 0  Trust D epartm ent: No Bank Holding Com pany C ham bers Bancshares, Inc., Danville, AR C hm ./Pres./CEO : John Ed Chambers, III Vice P resident/C ash: Odean Parker  Sr. Vice President: E dward J. Taylor  Cash and balances Due From Banks:...... 3,247 Federal Funds and Repos:.......................... 100 Investments:........................................... 26,660 Total Loans:............................................ 57,708 Bank Premises and Fixed Assets:.............. 531 Other Real Estate:...................................... 176 Other Assets:........................................... 1,725 Total A ssets:......................................... 90,147  Deposits:............................................ 78,448 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 846 Subordinated Debt:.................................... 0 Total Liabilities:................................... 79,294  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 10,000  Total Equity Capital and Reserves:... 10,853 Total Liabilities and Capital:............... 90,147  D ire c to rs : John Ed C ham bers III, E dw ard J. Taylor, U o y d R. George, Fay Mathis, C harles Sloan  Arkansas Valley Bank D a rd a n e lle , A R 101 South Front S treet P.O. B ox 330 C ounty: Yell Population: 3,722  72834-0330 Telephone: 229-2151 FAX Number: 229-4598  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 714 Date: Aug. 29,1961  Trust D epartm ent: No Bank Holding Com pany B a n ksto ck Two, Inc., Ozark, AR Chm.: C arl G. Holt President: L a rry M. Dicks Cash: D o rth y Geibe  P resident/C E O : George G. Gleason, II Vice President/O per.: Judy Elliott  Cash and balances Due From Banks:...... 1,319 Federal Funds and Repos:....................... 1.325 Investments:............................................ 8,972 Total Loans:........................................... 21,376 Bank Premises and Fixed Assets:.............. 407 Other Real Estate:................................... 1,105 Other Assets:.............................................. 573 Total A ssets:......................................... 35,077  Deposits:............................................ 29,194 Federal funds and Borrowings:............ 2,517 Other Liabilities:...................................... 319 Subordinated Debt:..................................... 0 Total Liabilities:................................... 32,030  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 78,329  Total Equity Capital and Reserves:__ 3,047 Total Liabilities and Capital:............... 35,077  D ire c to rs : C arl G. Holt, L a rry M. Dicks, Gilroy S. Cornwell, M ark D. Ross, Linda D. Gleason, G eorge G. Gleason II, R osem ary D. Holt, Gene D. Ring, Rennae Sims, William S. T hornsberry, Frank Law rence, Jr.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  47  Seventy-Seventh Report  Bank of Dardanelle Dardanelle, AR 102 N. Front S treet P.O .Box 577 C ounty: Yell Population: 3,722  72834-0577 Telephone: 229-3311 FAX Number: 229-4180  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 668 Date: Sep. 12,1934  Trust D epartm ent: No Bank Holding C om pany Bank of Dardanelle Bankshares, Inc., Dardanelle, AR C hm ./President/C EO : H. M. Orsburn Vice President: Ronald L Taylor  Vice President: V. E. Lam bert Cash: Janelle Parker  Cash and balances Due From Banks: .. 1.386 Federal Funds and Repos:....................... 3.245 Investments:.. ............ 36.175 Total Loans:................................... .21,731 Bank Premises and Fixed Assets'. 541 Other Real Estate:...................................... 42 Other Assets:................................. 805 Total Assets:................................ 63.925  Deposits:............................................ 56,519 Federal funds and Borrowings:.................. 0 Other Liabilities:.............................. 562 Subordinated Debt:.................................... 0 Total Liabilities:................................... 57,081  Total Trust Assets:  Number of Shares Outstanding:........... 8,000  Total Equity Capital and Reserves:__ 6,844 Total Liabilities and Capital:............... 63,925  D ire c to rs : H. M. Orsburn. James Wallis. Evelyn Jones, Noel VanDover, Fanny George, Tom Berryhill  Decatur State Bank Decatur, AR Hwy. 59 N. P.O .Box 38 C ounty: Benton Population: 918  72722-0038 Telephone: 752-3281 FAX Number: None  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 707 Date: May 27,1954  Trust D epartm ent: No Bank Holding Com pany D ecatur Bancshares, Inc., D ecatur Chm.: U o yd Peterson Vice P resident/C ash: Wanda Torm ey Vice President: Bill M ontgom ery  President/C EO : Vernon L Austin Vice President: Paul G alyean  Cash and balances Due From Banks: . .. 2,175 Federal Funds and Repos:....................... 5,800 investments:............................................ 3,530 Total Loans:.......................................... 34,510 Bank Premises and Fixed Assets:............. 918 Other Real Estate:......................................... 0 Other Assets:............................................. 429 Total Assets: ......................................... 47,362  Deposits:............................................ 40,341 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 222 Subordinated Debt:.................................... 0 Total Liabilities:................................... 40,563  Total Trust Assets:.......................................  Number of Shares Outstanding:.......... 7,000  0  Total Equity Capital and Reserves:__ 6,799 Total Liabilities and Capital:............... 47,362  D ire c to rs : U o yd Peterson, D orothy M. Peterson, Richard E. Wilmoth, L a rry D. Curran, L V ictor Evans, Paul Galyean, Vernon Austin   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  48  Arkansas State Bank Department  Bank of Delight Delight, AR P.O. Box 68 C ounty: Pike Population: 311  71940-0068 Telephone: 37 9 -2 2 9 3 FAX Number: 37 9-2295  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 342 Date: June 16,1911  Trust D epartm ent: No Bank Holding C om pany None Chm.: C larence A n th o n y Ex. Vice President: D arw in Hendrix Vice President: L a rry May  P resident/C E O : Olen H endrix Sr. Vice President: Gus W ingfield Vice P resident/C ash: Jan Mitchell  Cash and balances Due From Banks:......... 620 Federal Funds and Repos:....................... 1,250 Investments:........................................... 15,745 Total Loans:........................................... 10,456 Bank Premises and Fixed Assets:.............. 138 Other Real Estate:......................................... 0 Other Assets:.............................................. 540 Total Assets:......................................... 28,749  Deposits:............................................ 24,761 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 301 Subordinated Debt:.................................... 0 Total Liabilities:................................... 25,062  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 18,750  Total Equity Capital and Reserves:__ 3,687 Total Liabilities and Capital:............... 28,749  D ire c to rs : C larence A nth o n y, Olen H endrix, D arwin H endrix, Buford H endrix, Cecil E. Johnson III, Gus Wingfield, L a rry May  First State Bank of DeQueen DeQueen, AR Third & H e yn e cker P.O .Box 970 C ounty: Sevier Population: 4,633  718 3 2 -0 9 7 0 Telephone: 64 2 -4 4 2 3 FAX Number: None  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 731 Date: Aug. 26,1974  Trust D epartm ent: No Bank Holding C om pany None Chm.: Lou Gray Ex. Vice President: Lynn C haney Cash: B arbara K itchens  P resident/C E O : A rt Melson Sr. Vice President: Keith Melson  Cash and balances Due From Banks:...... 1,274 Federal Funds and Repos:.......................... 500 Investments:............................................ 9,855 Total Loans:........................................... 13,466 Bank Premises and Fixed Assets:.............. 305 Other Real Estate:........................................ 71 Other Assets:.............................................. 418 Total A ssets:......................................... 25,889  Deposits:............................................ 23,176 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 201 Subordinated Debt:..................................... 0 Total Liabilities:................................... 23,377  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 76,000  Total Equity Capital and Reserves:__ 2,512 Total Liabilities and Capital:............... 25,889  D ire c to rs : G a ry Bell, Tim B rotherton, Lou Gray, R. S. Harris, A rt Melson, Ron Moore, Ed Reveis, Dennis Smiley, Don Stem ple   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  49  Seventy-Seventh Report  Dermott State Bank Dermott, AR 108 S peedway East P.O .Box C C ounty: Chicot Population: 4,715  71638-0803 Telephone: 538-3266 FAX Number: 538-5468  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 672 Date: July 8,1935  Trust D epartm ent: Yes Bank Holding Com pany DSB Bancshares, Inc., D erm ott, AR Chm.: John B a x te r Vice President/O per.: C athy Lay A sst. V.P./Data Process.: Virginia Magness Compliance Off.: Venecia Thom as  P resident/C EO : Greg Miller Vice P resident/Loans: M argaret Murphy Cash: Barbara Hicks  Cash and balances Due From Banks:......... 354 Federal Funds and Repos:.......................... 375 Investments:......................................... 12,756 Total Loans:.............................................. 2,750 Bank Premises and Fixed Assets:............ 285 Other Real Estate:....................................... 12 Other Assets:.............................................. 337 Total A ssets:......................................... 16.869  Deposits:............................................ 14,229 Federal funds and Borrowings:................. 66 Other Liabilities:...................................... 229 Subordinated Debt:.................................... 0 Total Liabilities:................................... 14,524  107  Number of Shares Outstanding:......... 18,000  Total Trust Assets:......  Total Equity Capital and Reserves:.. .. 2,345 Total Liabilities and Capital:............... 16,869  D ire c to rs : John B a xte r, Greg Miller, W. A. B axter, John J. B a xte r, Frank Henry, Clarence H orton, James Suitt, Law erence Levi, Bernard Levi, John M. Arnn  First State Bank of Dermott Dermott, AR Freeman & Peddicord P.O. D raw er O C ounty: C hicot Population: 4,715  71638-0815 Telephone: 538-3221 FAX Number: 538-3787  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 732 Date: Oct. 15,1976  Trust D epartm ent: No Bank Holding Com pany First D elta Financial Corp., D erm ott, AR Chm.: H. W. Thom as Ex. Vice President: M ary K. Tucker  President/C EO : Tom H. Grumbles Cash: B e tty M orse  Casn and balances Due From Banks:...... 1,398 Federal Funds and Repos:....................... 1,150 investments:.. . ................................... 8,117 Total Loans:........................................... 10,246 Bank Premises and Fixed Assets:.............. 343 Other Real Estate:....................................... 38 Other Assets:.............................................. 656 Total A ssets:......................................... 21,948  Deposits:............................................ 19,267 Federal funds and Borrowings:............... 200 Other Liabilities:........................... 228 Subordinated Debt:............................... 0 Total Liabilities:................... 19,695  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 15,000  Total Equity Capital and Reserves:__ 2,253 Total Liabilities and Capital:............... 21,948  D ire c to rs : R. H. Dennington, R obert B. Gibson, Daniel C. H orton, Don C. S cott, H. W. Thomas, Tom H. Grumbles, M ary K. Tucker   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  50  Arkansas State Bank Department  Farmers & Merchants Bank Des Arc, AR 110S. Third S treet P.O .Box 369 C ounty: Prairie Population: 2,001  7 2 040-0369 Telephone: 256-4191 FAX Number: 256-4582  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 84 Date: Jan. 2 0,1902  Trust D epartm ent: Yes Bank Holding C om pany S e cu rity Bancshares, Inc., Des A rc, AR Chm.: H enry Nichols  P resident/C E O /T.O : Sherod S. W hite  Cash and balances Due From Banks:...... 1,234 Federal Funds and Repos:....................... 1,670 Investments:........................................... 20,066 Total Loans:........................................... 13,650 Bank Premises and Fixed Assets:.............. 342 Other Real Estate:......................................... 0 Other Assets:.............................................. 741 Total A ssets:......................................... 37,703  Deposits:............................................ 27,883 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 274 Subordinated Debt:..................................... 0 Total Liabilities:................................... 28,157  Total Trust Assets:................................ 10,278  Number of Shares Outstanding:......... 78,819  Total Equity Capital and Reserves:__ 9,546 Total Liabilities and Capital:............... 37,703  D ire c to rs : V. O. Calhoun, Jr., G eorge Ford, Donald Guess, R. L M orton, G. P. Mullen, H. L Nichols, L A. Richmond, James T hom ason, S. S. W hite  DeWitt Bank & Trust Company DeWitt, AR S econd and Jefferso n S tre e ts P.O. D raw er 71 72042-0071 C ounty: A rka n sa s Telephone: 946-3531 Population: 3,553 FAX Number: 9 4 6-2815  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 605 Date: M arch 1,1929  Trust D epartm ent: Yes Bank Holding C om pany DBT Financial C orporation, DeW itt, AR Chm.: Elmer A. Ferguson Vice Chm.: Julian Brow n V.P./Mktg. O ff.: N ancy F. Rasco Trust O ffice r: Dean Bell  P resident/C E O : G a ry Hudson Ex. Vice President: Phil S tark Loan O ff./A u d ito r: T e rry L McCutlars  Cash and balances Due From Banks:...... 2,174 Federal Funds and Repos:....................... 1,325 Investments:........................................... 35,671 Total Loans:........................................... 34,149 Bank Premises and Fixed Assets:.............. 481 Other Real Estate:........................................ 62 Other Assets:........................................... 1,873 Total Assets:......................................... 75,735  Deposits:............................................ 61,996 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 561 Subordinated Debt:.................................... 0 Total Liabilities:................................... 62,557  Total Trust Assets:................................ 19,664  Number of Shares Outstanding:......... 40,959  Total Equity Capital and Reserves:... 13,178 Total Liabilities and Capital:............... 75,735  D ire c to rs : W. H. B otts, Julian Brown, E. E. Denman, Ray D. Dickson, Elmer A. Ferguson, A lton R. Hampton, W ayne Hampton, G ary Hudson, C harles E. Lumsden, C harles W. Rasco III, N ancy F. R asco, Jack W hitm ore   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  51  Dumas State Bank Dumas, AR H w y. 65 & 54 P.O .Box 700 C ounty: Desha Population: 5,520  71639-0700 Telephone: 382-4204 FAX Number: 382-2084  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 729 Date: Jan. 11,1974  Trust D epartm ent: Yes Bank Holding Com pany Dumas Bancshares, Inc., Dumas, AR C hm ./Pres./CEO /T.O .: James R. Hall Vice P resident/C ash: Anita Grimes  Ex. V.P./Sec.: Dennis H. Ferguson Loan Off.: William E. C ox  Cash and balances Due From Banks:......... 724 Federal Funds and Repos:....................... 3,220 Investments:............... 5,555 Total Loans:........................................... 14,652 Bank Premises and Fixed Assets:.............. 416 Other Real Estate:......................................... 0 Other Assets:.............................................. 484 Total Assets:......................................... 25,051  Deposits:............................................ 22,580 Federal funds and Borrowings:.................. 4 Other Liabilities:...................................... 163 Subordinated Debt:.................................... 0 Total Liabilities:................................... 22,747  Total Trust Assets:.................................... 504  Number of Shares Outstanding:......... 30,000  Total Equity Capital and Reserves:__ 2,304 Total Liabilities and Capital:............... 25,051  D ire c to rs : James R. Hall, Merle F. Peterson, A. O. French, William A. W est, H ow ard R. Harris, Herman Vickers, D orothy Moore, William F. Teeter  Merchants & Farmers Bank Dumas, AR 130 W. W aterman S treet P.O .Box 187 C ounty: Desha Population: 5,520  71639-0187 Telephone: 382-4311 FAX Number: 382-5901  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 278 Date: May 10,1909  Trust D epartm ent: Yes Bank Holding Com pany M & F Financial C orporation, Dumas, AR Chm./CEO: Loral M. A d c o c k Ex. V.P./Cash: David J. G a rre tt  President: J. Michael Jones V.P./Trust Off.: Brian L Payne  Cash and balances Due From Banks:...... 3,201 Federal Funds and Repos:....................... 5,400 Investments:................... 9,355 Total Loans:............................................ 34,755 Bank Premises and Fixed Assets:.............. 765 Other Real Estate:........................ 144 Other Assets:........................................... 1,094 Total Assets:......................................... 54,714  Deposits:............................................ 47,549 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 270 Subordinated Debt:.................................... 0 Total Liabilities:................................... 47,819  Total Trust Assets:................................ 12,095  Number of Shares Outstanding:......... 40,000  Total Equity Capital and Reserves:__ 6,895 Total Liabilities and Capital:............... 54,714  D ire c to rs : Loral M. A d co ck, J. Michael Jones, J. E. Alimon, C harles H. Dante, Marion S. Gill, A shton A dcock, Claud T. Frank, Thom as F. Shea, C lifton L Meador, Harold L Jones, David Walt   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  52  Arkansas State Bank Department  First Southern Bank Earle, AR 801 C om m erce S tree t P.O .Box 248 C ounty: C rittenden Population: 3,393  72331-0248 Telephone: 792-8613 FAX Number: 7 3 5-8860  Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 696 Date: April 24,1947  Trust D epartm ent: Yes Bank Holding C om pany Earle Bankshares, Inc., Earle, AR Chm.: W. P. M orrison Ex. Vice President: C hris Lehman A sst. Vice President: Billy Russell  P resident/C E O : John E. G regson Sr. Vice President: M ary E. Davis  Cash and balances Due From Banks:...... 1,356 Federal Funds and Repos:....................... 4,100 Investments:............................................ 6,350 Total Loans-.............................................21,360 Bank Premises and Fixed Assets:........... 1,157 Other Real Estate:......................................... 0 Other Assets:.............................................. 486 Total A ssets:......................................... 34,809  Deposits:............................................ 28,768 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 323 Subordinated Debt:.................................... 0 Total Liabilities:................................... 29,091  Total Trust Assets:........................................  Number of Shares Outstanding:........ 100,000  0  Total Equity Capital and Reserves:__ 5,718 Total Liabilities and Capital:............... 34,809  D ire c to rs : Joe M orrison, John M orrison, W. P. M orrison, Price M orrison, Jimmy Taylor, David Wallace, C hris Lehman, John Gregson  The Delta State Bank Elaine, AR 128 Main S treet P.O. B ox 595 C ounty: Phillips Population: 846  7 2 333-0595 Telephone: 82 7 -3 3 9 7 FAX Number: None  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 697 Date: Dec. 30,1947  Trust D epartm ent: No Bank Holding C om pany None P resident/C E O : M ary Louise D em oret Fiser Cash and balances Due From Banks:...... 1,142 Federal Funds and Repos:.......................... 300 Investments:............................................... 489 Total Loans:............................................... 313 Bank Premises and Fixed Assets:................. 0 Other Real Estate:......................................... 0 Other Assets:............................................... 16 Total A ssets:........................................... 2,260  Deposits:.............................................. 1,114 Federal funds and Borrowings:.................. 0 Other Liabilities:......................................... 0 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 1,114  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 1,600  Total Equity Capital and Reserves:__ 1,146 Total Liabilities and Capital:................. 2,260  D ire c to rs : M ary Louise D em oret Fiser, Lam ar M arks, Esley E. Johnson, Sr., V. P oindexter Fiser   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  53  Seventy-Seventh Report  The Exchange Bank and Trust Co El Dorado, AR 214 N. W ashington P. O. B ox 641 C ounty: Union Population: 23,146  71731-0641 Telephone: 862-6683 FAX Number: 862-6688  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 658 Date: Aug. 12,1933  Trust D epartm ent: Yes Bank Holding Com pany Exchange Bancshares, Inc., El Dorado, AR Chm.: R obert P. Taylor Ex. Vice President: S teve L e ve re tte Sr. V.P ./Controller: John Sinclair  President/C EO : H. Glenn Rambin Sr. Vice President: C arolyn Beavers Sr. V.P./Trust Off.: R. Douglas W right  Cash and balances Due From Banks:...... 5,374 Federal Funds and Repos:....................... 4,250 Investments:........................................... 42,915 Total Loans:........................................... 43,639 Bank Premises and Fixed Assets:........... 1,763 Other Real Estate:...................................... 214 Other Assets:........................................... 2,997 Total Assets:......................................... 101,152  Deposits:............................................ 86,779 Federal funds and Borrowings:............ 2,347 Other Liabilities:................................... 1,069 Subordinated Debt:.................................... 0 Total Liabilities:................................... 90,195  Total Trust Assets:................................ 22,884  Number of Shares Outstanding:......... 40,000  Total Equity Capital and Reserves:... 10,957 Total Liabilities and Capital:.............. 101,152  D ire c to rs : James W. Garison, H. Glenn Rambin, George R. H aefner, B. G. McGuire, Bob Shephard, E dw ard Hurley, James M. Sheppard, D. R. James, John L Solomon, Rodney R. Landes, R obert P. Taylor, John R. M eadow s, John R. Williamson, Je rry Young  Bank of Elkins Elkins, AR 348 N orth C enter P.O .Box 333 C ounty: W ashington Population: 692  72727-0333 Telephone: 643-2131 FAX Number: 643-2651  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 377 Date: June 1,1912  Trust D epartm ent: No Bank Holding Com pany C om m unity Investm ent, Inc., Elkins, AR Chm./CEO: Joel L Bunch Vice President: Sarah L Bunch Cash: Shirley J. B o yd  President: Jo y c e R. Bunch Vice President: Randall D. H opper A sst. Cashier: Margie R. Eaton  Cash and balances Due From Banks:......... 678 Federal Funds and Repos:.......................... 475 Investments:............................................ 8,836 Total Loans:............................................ 19,612 Bank Premises and Fixed Assets:.............. 830 Other Real Estate:........................................ 15 Other Assets:.............................................. 427 Total Assets:......................................... 30,873  Deposits:............................................ 27,864 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 175 Subordinated Debt:.................................... 0 Total Liabilities:................................... 28,039  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 10,000  Total Equity Capital and Reserves:__ 2,834 Total Liabilities and Capital:............... 30,873  D ire c to rs : Joel L Bunch, J o y c e R. Bunch, Sarah L Bunch, David R. Malone, Miller Wil­ liams   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  54  Arkansas State Bank Department  Bank of England England, AR 123 S. Main S tre e t P.O. B ox 70 C ounty: Lonoke Population: 3,351  7 2 0 46-0070 Telephone: 8 4 2-2555 FAX Number: 842-2422  Branches in Town: 0 O th e r Branches: 0 C h a rte r Number: 48 Date: Feb. 23 ,1 8 9 8  Trust D epartm ent: No Bank Holding C om pany None C hm ./Pres./CEO : G a ry C anada Vice President: B obby M on tg o m e ry  Vice President: O tha Frizzell  Cash and balances Due From Banks:...... 1,082 Federal Funds and Repos:............................. 0 Investments:............................................ 4,144 Total Loans'..............................................21,204 Bank Premises and Fixed Assets:.............. 394 Other Real Estate:......................................... 0 Other Assets:.............................................. 577 Total A ssets:......................................... 27,401  Deposits:............................................ 23,814 Federal funds and Borrowings:............... 713 Other Liabilities:...................................... 145 Subordinated Debt:..................................... 0 Total Liabilities:................................... 24,672  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 10,000  Total Equity Capital and Reserves:.__ 2,729 Total Liabilities and Capital:............... 27,401  D ire c to rs : G ary Canada, Hanna Canada, O tha Frizzell, Thom as Murchison, Sr.  First Commercial Bank of Lonoke County England, AR 100 S. Allis P .O .B o x 190 C ounty: Lonoke Population: 3,351  7 2 0 46-0190 Telephone: 842-2541 FAX Number: 842-2365  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 633 Date: Jan. 14,1931  Trust D epartm ent: No Bank Holding C om pany First C om m ercial C orporation, Little Rock, AR C hm ./Pres./CEO : K aye L Hall Vice President: E dw ard C a rlto n  Vice President: S teve L C lark  Cash and balances Due From Banks:...... 2,241 Federal Funds and Repos:....................... 1,895 Investments:............................................ 9,755 Total Loans:........................................... 22,515 Bank Premises and Fixed Assets:.............. 405 Other Real Estate:...................................... 227 Other Assets:.............................................. 697 Total A ssets:......................................... 37,735  Deposits:............................................ 34,331 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 191 Subordinated Debt:.................................... 0 Total Liabilities:................................... 34,522  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 9,600  Total Equity Capital and Reserves:__ 3,213 Total Liabilities and Capital:............... 37,735  D ire c to rs : W. F. Foster, K aye L Hall, D. C. M orey, John Gann, Ed Henry, D. B. Morgan Jr.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  55  The Eudora Bank Eudora, AR 111 N. Main S treet P.O.Box 270 C ounty: Chicot Population: 3,155  71640-0270 Telephone: 355-8311 FAX Number: None  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 629 Date: Dec. 23.1930  Trust D epartm ent: No Bank Holding Com pany Delta Bancshares, Inc., Eudora, AR Chm.: W .K. Grubbs Vice Chm.: C harles F. Poole  President/C EO : Gene Keith Vice President: Claudene Stephens  Cash and balances Due From Banks:. . .. .. . 703 Federal Funds and Repos:............................. 0 Investments:........................................... 13,095 Total Loans:.............................................. 8,750 Bank Premises and Fixed Assets:........... . 665 Other Real Estate:........................................ 96 Other Assets:...... 384 Total Assets:......................................... 23,693  Deposits:............................................ 19,920 Federal funds and Borrowings:............... 700 Other Liabilities:...................................... 160 Subordinated Debt:.................................... 0 Total Liabilities:................................... 20,780  Total Trust A ssets:........................................ 0  Number of Shares Outstanding:......... 14,000  Total Equity Capital and Reserves:__ 2,913 Total Liabilities and Capital:............... 23,693  D ire c to rs : R obert D. A very, W. K. Grubbs, Gene Keith, Alvin M eyer, Jr., Roger Hensley, Charles Poole, W. R. Selman, Fred A. W oodall  Bank of Eureka Springs Eureka Springs, AR 70 S. Main P.O .Box 309 C ounty: Carroll Population: 1,900  72632-0309 Telephone: 253-8241 FAX Number: 253-6947  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 374 Date: May 4,1912  Trust D epartm ent: No Bank Holding Com pany None Chm ./Pres./CEO: W. King Gladden Vice President: David P. Baker V.P./Data Process.: Sue Clark Cash:R eba L P y a tt  Sr. Vice President: Richard Kelley, Jr. Vice President: Diane McClelland V.P./Comp.: Marlene M. W arzecha A sst. Cash: Sheryl B aker  Cash and balances Due From Banks:...... 2,032 Federal Funds and Repos:..................... 1,800 Investments:................................ 13,496 Total Loans:............................................ 29,930 Bank Premises and Fixed Assets:......... 590 Other Real Estate:........................................ 13 Other Assets:.................................... 660 Total A ssets:......................................... 48,521  Deposits:............................................ 42.398 Federal funds and Borrowings:.................. 0 Other Liabilities:............................ 449 Subordinated Debt:.................................... 0 Total Liabilities:................................... 42,847  Total Trust Assets:......................................  Number of Shares Outstanding:........... 4,000  0  Total Equity Capital and Reserves:__ 5,674 Total Liabilities and Capital:............... 48,521  D ire c to rs : Lew is E. Epley, Jr., A. J. Clark, D orothy F. M athews, Ruth F. C ross, Michael Mathews, W. King Gladden, Eagle Thomas, James D. Bird, W ayne Johnson, Smead Walden   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  56  Arkansas State Bank Department  Bank of Evening Shade Evening Shade, AR H w y 167 S outh P.O .Box 130 C ounty: Sharp Population: 328  7 2 5 32-0130 Telephone: 266-3215 FAX Number: 266-3514  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 69 Date: Feb. 5,1901  Trust D epartm ent: No Bank Holding C om pany Sharp Bancshares, Inc., Cave C ity, AR Chm.: James M. S treet  President/C EO : A. L Hoaney  Cash and balances Due From Banks:......... 486 Federal Funds and Repos:.......................... 800 Investments:............................................ 2,341 Total Loans-............................................ 4,765 Bank Premises and Fixed Assets:.............. 149 Other Real Estate:........................................ 78 Other Assets:.............................................. 139 Total Assets:........................................... 8,758  Deposits:............................................. 7,734 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 78 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 7,812  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 6,200  Total Equity Capital and Reserves:........ 946 Total Liabilities and Capital:................. 8,758  D ire c to rs : James M. S treet, James E. Street, Eugene S treet, Samuel F. Beller, C lifton Crabtree, A. L H oaney  Mcllroy Bank & Trust Fayetteville, AR One M cllroy Plaza P.O .Box 1327 C ounty: Washington Population: 42,099  72702-1327 Telephone: 575-1000 FAX Number: 575-1061  Branches in Town: 4 O ther Branches: 1 C h a rte r Number: 31 Date: Dec. 24,1892  Trust D epartm ent: Yes Bank Holding Com pany A rv e s t Bank Group, Inc., Bentonville, AR Chm.: James W alton Sr. V.P./Lending: G ary R. Head Sr. V.P/Retail: Kim A. Simpson  President/C EO : James C. Glenn Sr. V.P./Oper.: James D. Wilson Trust O ffice r: R obert R. Plummer  Cash and balances Due From Banks:__ 13,868 Federal Funds and Repos:....................... 7,825 Investments:........................................... 58,307 Total Loans:......................................... 146,460 Bank Premises and Fixed Assets:........... 1,818 Other Real Estate:................................... 1,139 Other Assets:........................................... 3,372 Total A ssets:........................................ 232,789  Deposits:.......................................... 208,715 Federal funds and Borrowings:............ 5,274 Other Liabilities:................................... 2,615 Subordinated Debt:.................................... 0 Total Liabilities:...................................216,604  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........ 350,692  Total Equity Capital and Reserves:... 16,185 Total Liabilities and Capital:.............. 232,789  D ire c to rs : L a rry Bittle, J. Frank B royles, C arl Collier, James C. Glenn, Millard G off, Ann Henry, James Mashburn, Paul Pinneo, Jim S te w a rt, C harles Scharlau, Fred Vorsanger, Jim Bob W heeler, Jam es W alton   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  57  First State Bank of Fordyce Fordyce, AR 223 Main S treet P .O .B o x 272 C ounty: Dallas Population: 4,729  71742-0272 Telephone: 352-2101 FAX Number: 352-2602  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 749 Date: Aug. 22,1989  Trust D epartm ent: Yes Bank Holding C om pany FDH B ancshares, Inc., Little Rock, AR Chm.: R obert H. Tinkle A sst. Vice President: David Ramer A sst. Vice President: Mike Trammel Cash: Sheila Harrison  P resident/C E O : U. W. Mullins, Jr. A sst. Vice President: D usty Rhodes A sst. V.P./Sec.: Bonnie C hristm as  Cash and balances Due From Banks:...... 2,026 Federal Funds and Repos:....................... 2,171 Investments:........................................... 19,107 Total Loans:........................................... 13,935 Bank Premises and Fixed Assets:.............. 457 Other Real Estate:...................................... 366 Other Assets:........................................... 1,744 Total Assets:......................................... 39,806  Deposits:............................................ 35,670 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 463 Subordinated Debt:....... 0 Total Liabilities:................................... 36,133  Total Trust Assets:.................................... 385  Number of Shares Outstanding:........... 8,000  Total Equity Capital and Reserves:__ 3,673 Total Liabilities and Capital:............... 39,806  D ire c to rs : R obert H. Tinkle, U. W. Mullins, Edward Cullum, Ellen Vineyard, C arolyn Jenkins, Bill Clark, Gerald N utt  Fordyce Bank & Trust Company Fordyce, AR 200 W. Fourth S treet P.O. B ox 352 C ounty: Dallas Population: 4,729  71742-0352 Telephone: 352-3107 FAX Number: 3 52-5202  Branches in Town: 2 O ther Branches: 0 C h a rte r Number: 631 Date: Jan. 5,1931  Trust D epartm ent: Yes Bank Holding Com pany FBT Bancshares, Inc., Fordyce, AR C hm ./Pres./CEO : C urtis Hutchins Sr. V.P./Sec.: S uzette C ru tch fie ld Vice Presdient: Laura Brandon  Sr. V.P./Trust Off.: James V. Hulse, Jr. Vice P resident/C ash: Wanda Smurl  Cash and balances Due From Banks:...... 3,205 Federal Funds and Repos:................ 3,481 Investments:........................................... 17,229 Total Loans:........................................... 18,807 Bank Premises and Fixed Assets:.............. 911 Other Real Estate:........................................ 85 Other Assets:.............................................. 693 Total Assets:............ .......................... 44,411  Deposits:............................................ 39,662 Federal funds and Borrowings:............... 360 Other Liabilities:...................................... 328 Subordinated Debt:.................................... 0 Total Liabilities:................................... 40,350 Total Equity Capital and Reserves:__ 4,061 Total Liabilities and Capital:............... 44,411  Total Trust Assets:............  Number of Shares Outstanding:........... 8,000  681  D ire c to rs : D. J. Barnes, Joe Barnes, E. C. Benton, Jr., Sarah K a th ryn Benton, S uzette C rutchfield, J. H. Everett, J. W. H earnsberger, James V. Hulse, Jr., C urtis Hutchins, Roy McClain, C harles Trussell, L W. Trussell  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  58  Arkansas State Bank Department  Planters Bank & Trust Company Forrest City, AR 321 N. R osser S tre e t P.O .Box 1539 C ounty: St. Francis Population: 13,364  72335-1539 Telephone: 63 3-2833 FAX Number: 633-2894  Branches in Town: 1 O ther Branches: 2 C h a rte r Number: 521 Date: April 15,1921  Trust D epartm ent: Yes Bank Holding C om pany None C hm ./Pres./CEO : Frankie Pratt Sr. Vice President: Wade H. Hawkins V.P./Auditor: Diane Thom ason C ash/O per. Off.: Donna G arner  Ex. Vice President: J. C. Campbell Vice President: S te ve H orton A sst. Vice President: Judy L o tt Trust O ff./A s s t. Cash: Nelle Surguine  Cash and balances Due From Banks:...... 4,581 Federal Funds and Repos:....................... 5,300 Investments:............................................ 6,369 Total Loans:........................................... 35,613 Bank Premises and Fixed Assets:.............. 951 Other Real Estate:...................................... 668 Other Assets:.............................................. 702 Total Assets:......................................... 54,184  Deposits:............................................ 47,540 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 296 Subordinated Debt:.................................... 0 Total Liabilities:................................... 47,836  Total Trust Assets:..................................... 825  Number of Shares Outstanding:......... 24,000  Total Equity Capital and Reserves:__ 6,348 Total Liabilities and Capital:............... 54,184  D ire c to rs : Frankie Pratt, David M. Hardke, Rex B. Twist, J. R. Chappell, Jr., J. R. G robm yer, J. C. Campbell, Oral Edwards, John C asbeer  Planters & Merchants Bank Gillett, AR 320 W. Main P.O .Box 357 C ounty: A rka n sa s Population: 883  72055-0357 Telephone: 548-2211 FAX Number: 548-2213  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 721 Date: Jan. 13,1967  Trust D epartm ent: Yes Bank Holding C om pany P lanters & M erchants Bancshares, Inc., Gillett, AR Chm.: Keneth Smith  P resident/C E O /T.O .: L a rry E. Bauer  Cash and balances Due From Banks:......... 528 Federal Funds and Repos:....................... 1,075 Investments:............................................ 2,721 Total Loans:........................................... 11,862 Bank Premises and Fixed Assets:.............. 217 Other Real Estate:...................................... 133 Other Assets:.............................................. 446 Total A ssets:......................................... 16,982  Deposits:............................................ 14,985 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 237 Subordinated Debt:.................................... 0 Total Liabilities:................................... 15,222  Total Trust Assets:..................................... 790  Number of Shares Outstanding:......... 12,000  Total Equity Capital and Reserves:__ 1,760 Total Liabilities and Capital:............... 16,982  D ire c to rs : Keneth Smith, Frank C. W olfe, D arrel Nichols, B obby Turner, L a rry E. Bauer, S co tt Place, Johnny H olzhauer, D arrall R ichter   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  59  The Bank of Glenwood Glenwood, AR B roadw ay & Pulliam P.O. B ox O C ounty: Pike Population: 1,354  71943-0813 Telephone: 356-2121 FAX Number: 356-2211  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 398 Date: Dec. 27,1912  Trust D epartm ent: No Bank Holding Com pany Bainum Bancorp, G lenw ood Chm.: Irvin C. Bainum Sr. Vice President: Lynda Robbins Cashier: Patricia Ow ens Loan O ffice r: Kelly Duggan  President/C EO : Harold Smith A sst. Vice President: K a th ryn B a x te r Loan O ffice r: Kathy O’Neal  Cash and balances Due From Banks:...... 1,079 Federal Funds and Repos:....................... 1,600 Investments:........................................... 10,162 Total Loans:................................. 23,803 Bank Premises and Fixed Assets:............ 700 Other Real Estate:........................................ 17 Other Assets:.............................................. 356 Total A ssets:......................................... 37,717  Deposits:............................................ 33,943 Federal funds and Borrowings:............... 250 Other Liabilities:...................................... 148 Subordinated Debt:.................................... 0 Total Liabilities:................................... 34,341  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 2.000  Total Equity Capital and Reserves:__ 3,376 Total Liabilities and Capital:............... 37,717  D ire c to rs : Irvin C. Bainum, V ictor H. C ox, Harold Smith, R oy A. W isener, Richard C ox, Mark Bainum  First State Bank Gould, AR 340 S. Main S treet P.O. D raw er A C ounty: Lincoln Population: 1,470  71643-0801 Telephone: 263-4325 FAX Number: 263-4684  Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 719 Date: Jan. 6,1964  Trust D epartm ent: No Bank Holding C om pany Dumas Bancshares, Inc., Dumas, AR Chm ./Pres./CEO: James R. Hall V.P./Auditor: Dennis Ferguson  V.P./Loan Off.: D w ayne S nyder A sst. Vice President: Pat Rook  Cash and balances Due From Banks:......... 877 Federal Funds and Repos:....................... 2,415 Investments:............................................ 3,502 Total Loans:............................................ 10,124 Bank Premises and Fixed Assets:.............. 574 Other Real Estate:......................................... 0 Other Assets:.............................................. 302 Total A ssets:......................................... 17,794  Deposits:............................................ 16,146 Federal funds and Borrowings:................. 50 Other Liabilities:...................................... 162 Subordinated Debt:.................................... 0 Total Liabilities:................................... 16,358  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 24,000  0  Total Equity Capital and Reserves:...... 1,436 Total Liabilities and Capital:. ............ 17,794  D ire c to rs : A. O. French, Jr., Donald Eifling John Rogers, John Shannon, V ictor H o lth o ff, Stanley Norris, James R. Hall   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Arkansas State Bank Department  60  Bank of Gravett Gravette, AR 211 East Main P.O .Box 160 C ounty: B enton Population: 1,412  7 2 736-0160 Telephone: 787-5251 FAX Number: 787-6102  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 46 Date: Feb. 28,1898  Trust D epartm ent: No Bank Holding C om pany None P resident/C E O : John R. M eade Vice President: William R. M eade A sst. V.P./Cash: L a rry Wilmoth  Ex. Vice President: David N. Wills Vice President: Jim Allen Edmondson  Cash and balances Due From Banks:...... 2,116 Federal Funds and Repos:....................... 6,300 Investments:........................................... 29,404 Total Loans'-.............................................31,846 Bank Premises and Fixed Assets:.............. 648 Other Real Estate:...................................... 264 Other Assets:........................................... 1,183 Total A ssets:......................................... 71,761  Deposits:............................................ 61,313 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 662 Subordinated Debt:.................................... 0 Total Liabilities:................................... 61,975  Total Trust Assets:........................................  Number of Shares Outstanding:........... 4,000  0  Total Equity Capital and Reserves:__ 9,786 Total Liabilities and Capital:............... 71,761  D ire c to rs : Phillip Chastain, George C ow gur, A lb e rt Dunagin, Jim Allen Edmondson, George H aley, John R. Meade, William R. Meade, David N. Wills  Farmers Bank Greenwood, AR 125 W est C enter P.O .Box 610 C ounty: Sebastian Population: 3,984  7 2 9 36-0610 Telephone: 996-4171 FAX Number: 9 9 6 -6 7 0 0  Branches in Town: 1 O ther Branches: 3 C h a rte r Number: 243 Date: Aug. 7,1907  Trust D epartm ent: Yes Bank Holding C om pany Wilkinson Banking C orporation, G reenw ood, AR Chm.: Means Wilkinson Vice President: S tanhope Wilkinson C F O /C ash/T .O .: Edw ard Wilkinson  CEO: B e tty J. Wilkinson Vice President: Don Burris  Cash and balances Due From Banks:...... 1,290 Federal Funds and Repos:....................... 1,650 Investments:........................................... 47,875 Total Loans:........................................... 34,714 Bank Premises and Fixed Assets:........... 1,052 Other Real Estate:........................................ 87 Other Assets:........................................... 1,528 Total Assets:........................................... 88,196  Deposits:............................................ 76,406 Federal funds and Borrowings:............... 644 Other Liabilities:...................................... 853 Subordinated Debt:.................................... 0 Total Liabilities:................................... 77,903  Total Trust Assets:..................................... 652  Number of Shares Outstanding:........... 7,500  Total Equity Capital and Reserves:... 10,293 Total Liabilities and Capital:............... 88,196  D ire c to rs : M eans Wilkinson, Elizabeth Wilkinson, E dward Wilkinson, S tanhope Wilkinson, Tresa Gamble   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  61  Seventy-Seventh Report  First State Bank of Gurdon Gurdon, AR 100 E. Main P.O.Box 446 C ounty: Clark Population: 2,199  71743-0446 Telephone: 353-2521 FAX Number: 353-2314  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 61 Date: Aug. 4,1900  Trust D epartm ent: No Bank Holding C om pany None Chm.: Charles Gabe Vice P resident/Loans: C arroll C oston Vice President: Ross C onant  P resident/C EO : Fred Reed V.P./Cash/Oper.: Linda B ittle  Cash and balances Due From Banks:...... 1,961 Federal Funds and Repos:............................. 0 Investments:............................................ 9,487 Total Loans:............................................ 12,121 Bank Premises and Fixed Assets:.............. 901 Other Real Estate:...................................... 185 Other Assets:.............................................. 385 Total Assets:......................................... 25,040  Deposits:............................................ 22,609 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 109 Subordinated Debt:................................. 300 Total Liabilities:................................... 23,018  Total Trust Assets:........................................ 0  Number of Shares Outstanding:... 38,338.59  Total Equity Capital and Reserves:__ 2,022 Total Liabilities and Capital:............... 25,040  D ire c to rs : C harles Gabe, Austin Capps, Paul Barringer, Al Brown, R obert McDowell, Jimmy Robbs, M aurice Stricklin, Marianne C. Long, Fred Reed, C arroll C oston, A u tre y Horne  Farmers Bank Hamburg, AR 210 N. Main P.O. Box 350 C ounty: A shley Population: 3,098  71646-0350 Telephone: 853-5222 FAX Number: 853-2333  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 680 Date: March 10,1941  Trust D epartm ent: No Bank Holding Com pany None Chm.: P. E. Barnes Vice President: Velma J. Farmer Cash: Allen Farmer  President/C EO : Dan W ingard Vice President: Jettie Mae A tkins  Cash and balances Due From Banks:...... 1,882 Federal Funds and Repos:.......................... 800 Investments:........................................... 15,442 Total Loans:........................................... 13,228 Bank Premises and Fixed Assets:.............. 983 Other Real Estate:........................................ 39 Other Assets:.............................................. 506 Total Assets:.......................................... 32,880  Deposits:............................................ 29,622 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 300 Subordinated Debt:.................................... 0 Total Liabilities:................................... 29,922  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 22,260  Total Equity Capital and Reserves:__ 2,958 Total Liabilities and Capital:............... 32,880  D ire c to rs : P. E. Barnes, W. E. Foote, Jr., Joe W. Foote, Nancy Foote, Earl J. S cott, Jack H. Shell, John W. Spivey, Dan W ingard   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  62  Arkansas State Bank Department  Calhoun County Bank Hampton, AR 200 Main S treet P.O. Box 8 C ounty: Calhoun Population: 1,562  71744-0008 Telephone: 798-2207 FAX Number: 798-4830  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 220 Date: Oct. 26,1906  Trust D epartm ent: No Bank Holding C om pany None Chm.: S earcy W. Harrell, Jr. Vice President: Len Harrell Vice President: M ary H. Johnson  P resident/C E O : B. Dickson Neal Vice President: Hazel Smith Vice President: Shirley Jones  Cash and balances Due From Banks:...... 1,231 Federal Funds and Repos:.......................... 400 Investments:........................................... 18,855 Total Loans:........................................... 10,140 Bank Premises and Fixed Assets:............... 31 Other Real Estate:...................................... 118 Other Assets:.............................................. 451 Total Assets:......................................... 31,226  Deposits:............................................ 27,001 Federal funds and Borrowings:............... 157 Other Liabilities:...................................... 224 Subordinated Debt:.................................... 0 Total Liabilities:................................... 27,382  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 3,844 Total Liabilities and Capital:............... 31,226  D ire c to rs : Phillip J. Foster, Fay Harrell, Len Harrell, S earcy W. Harrell, Jr., B. D ickson Neal, D. W. Wells, H. M. Welsh  Mercantile Bank Hardy, AR H w y. Jet. 6 2 -6 3 -41 2 P. O. B ox 28 C ounty: Sharp Population: 538  72542-0028 Telephone: 85 6-2773 FAX Number: 856-3494  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 751 Date: O ct. 24,1989  Trust D epartm ent: No Bank Holding C om pany N orth A rka n sa s Bancshares, Inc, Jonesboro, AR Chm.: G. L Lieblong Vice P resident/C ash: M. A. G raddy, Jr.  President/C EO : Bob D. Evins  Cash and balances Due From Banks:...... 1,677 Federal Funds and Repos:....................... 1,925 Investments:............................................ 3,665 Total Loans:........................................... 10,652 Bank Premises and Fixed Assets:.............. 698 Other Real Estate:......................................... 2 Other Assets:.............................................. 508 Total A ssets:......................................... 19,127  Deposits:............................................ 16,923 Federal funds and Borrowings:............... 600 Other Liabilities:...................................... 142 Subordinated Debt:.................................... 0 Total Liabilities:................................... 17,665  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 10,400  Total Equity Capital and Reserves:__ 1,462 Total Liabilities and Capital:............... 19,127  D ire c to rs : G. L Lieblong, Kevin King, F loyd Hannon, Jr.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  63  The Bank of Harrisburg Harrisburg, AR 201 East Jackson P.O .Box 17 C ounty: Poinsett Population: 1,943  72432-0017 Telephone: 578-2472 FAX Number: 578-2049  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 620 Date: Dec. 2,1930  Trust D epartm ent: No Bank Holding Com pany Lake Hamilton Enterprises, Inc., Little Rock, AR Chm.: Jim Tom Butler Ex. Vice President: James Williams Vice President: Connie Butler  P resident/C EO : Paul Eaton Vice P resident/C ash: Donald Britneli  Cash and balances Due From Banks:...... 1,255 Federal Funds and Repos:....................... 2,175 Investments:.......................................... 11,736 Total Loans:.......................................... 16,422 Bank Premises and Fixed Assets:.............. 303 Other Real Estate:...................................... 246 Other Assets:.............................................. 702 Total Assets:......................................... 32,839  Deposits:............................................ 28,739 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 344 Subordinated Debt:.................................... 0 Total Liabilities:................................... 29,083  Total Trust Assets:.......................................  Number of Shares Outstanding:........... 4,000  0  Total Equity Capital and Reserves:__ 3,756 Total Liabilities and Capital:............... 32,839  D ire c to rs : Anna M. Butler, Connie Butler, Jim Tom Butler, Patricia Butler, Elizabeth B. Eaton, Paul Eaton, John M. Henry, James Williams  The Security Bank Harrison, AR 303 N. Main P.O .Box 1078 C ounty: Boone Population: 9,922  72601-1078 Telephone: 741-8200 FAX Number: 7 41-8103  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 647 Date: Nov. 20,1931  Trust D epartm ent: Yes Bank Holding Com pany First C om m ercial C orporation, Little Rock, AR Chm.: L E . Durand Ex. Vice President: Douglas Jackson Sr. Vice President: David M orton  President/C EO : Jimmy R. Boze Sr. Vice President: Dolores L a ffe rty V .P ./C ontrol/T.O .: John R. E off  Cash and balances Due From Banks...... 4.910 Federal Funds and Repos:....................... 2,950 Investments:........................................... 39,145 Total Loans:........................................... 63,173 Bank Premises and Fixed Assets:........... 2,116 Other Real Estate:................................... 1,330 Other Assets:........................................... 1,946 Total Assets:....................................... 115,570  Deposits:.......................................... 105,223 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 768 Subordinated Debt:.................................... 0 Total Liabilities:................................. 105,991  Total Trust Assets:.......................................  Number of Shares Outstanding:........ 180,000  0  Total Equity Capital and Reserves:__ 9,579 Total Liabilities and Capital:.............. 115,570  D ire c to rs : Ralph B ow ers, Jimmy R. Boze, John O. Campbell, L E. Durand, Richard R. Hudson, Douglas L Jackson, Junior Lee, Je rry P. Maland, H. K. McCaleb, Jr., B e rt M. Mullens   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  64  Arkansas State Bank Department  Hazen First State Bank Hazen, AR 103 N. C hester S treet P.O .Box 783 C ounty: Prairie Population: 1,668  72064-0783 Telephone: 255-4567 FAX Number: 255-4271  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 744 Date: May 12,1983  Trust D epartm ent: No Bank Holding Com pany None Chm.: Tom m y Hillman  P resident/C E O : R obert M. Koch  Cash and balances Due From Banks:......... 831 Federal Funds and Repos:.......................... 350 Investments:............................................ 8,759 Total Loans:.............................................. 7,079 Bank Premises and Fixed Assets:.............. 255 Other Real Estate:......................................... 0 Other Assets:.............................................. 322 Total A ssets:......................................... 17,596  Deposits:............................................ 16,182 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 108 Subordinated Debt:.................................... 0 Total Liabilities:................................... 16,290  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 20,187  Total Equity Capital and Reserves:__ 1,306 Total Liabilities and Capital:............... 17,596  D ire c to rs : Tom m y Hillman, A. P. (Pat) Henderson, Vernon J. Giss, Neil M aynard, R obert P etter, Sr., R obert M. Koch  The Cleburne County Bank Heber Springs, AR 806 W. Main P.O .Box 1560 C ounty: Cleburne Population: 5,628  7 2 5 43-1560 Telephone: 362-2456 FAX Number: 3 62-4554  Branches in Town: 2 O ther Branches: 2 C h a rte r Number: 626 Date: Dec. 16,1930  Trust D epartm ent: No Bank Holding C om pany Lake Hamilton E nterprises, Inc., Little Rock, AR Chm.: Jim Tom B utler Ex. Vice President: Dale Miller Vice President: Peggy Smith A sst. Vice President: Julie Turney  P resident/C E O : Jerom e Johnson Vice President: Bill Smith Vice President: M ary Holland  Cash and balances Due From Banks:...... 2,504 Federal Funds and Repos:....................... 4,280 Investments:........................................... 58,807 Total Loans:........................................... 43,506 Bank Premises and Fixed Assets:.............. 920 Other Real Estate:...................................... 873 Other Assets:........................................... 1,946 Total Assets:......................................... 112,836  Deposits:........................................... 102,378 Federal funds and Borrowings:................. 43 Other Liabilities:...................... 942 Subordinated Debt:.................................... 0 Total Liabilities:................................. 103,363  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 1,200  Total Equity Capital and Reserves:__ 9,473 Total Liabilities and Capital:..............112,836  D ire c to rs : Jim Tom Butler, Jerom e Johnson, W alter Aldridge, R icky Johnson, John Henry, Paul Eaton, L E. R oberts, Jr., W etzel Stark, Richie Lee, Beth Eaton, Anna M arga­ ret Butler, Patricia Butler, Connie Butler   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  65  Heber Springs State Bank Heber Springs, AR Second and Main S tre e ts P.O .Box 30 C ounty: Cleburne Population: 5,628  72543-0030 Telephone: 362-5821 FAX Number: 362-7491  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 735 Date: May 7,1977  Trust D epartm ent: Yes Bank Holding Com pany S tate Holding C om pany, Little Rock, AR Chm.: H a rry Hastings, Jr. Sr. Vice President: R obert C ard Vice President: Janice P a rro tt  P resident/C E O : Bill G. Lynch Vice P resident/C ash: Jo y c e Harral  Cash and balances Due From Banks:...... 2,025 Federal Funds and Repos:.......................... 200 Investments:........................................... 15,701 Total Loans:............................................ 21,008 Bank Premises and Fixed Assets:.............. 923 Other Real Estate:...................................... 577 Other Assets:.............................................. 631 Total A ssets:......................................... 41,065  Deposits:............................................ 37,255 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 439 Subordinated Debt:................................... 61 Total Liabilities:................................... 37,755  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 21,000  0  Total Equity Capital and Reserves:...... 3,310 Total Liabilities and Capital:............... 41,065  D ire c to rs : C atherine H. Owen, H orace Jewell, Bill G. Lynch  Bank of Holly Grove Holly Grove, AR Main S treet P.O.Box Q C ounty: Monroe Population: 675  72069-0816 Telephone: 462-3331 FAX Number: 462-3992  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 118 Date: May 12,1903  Trust D epartm ent: No Bank Holding Com pany Holly Grove Bancshares, Inc., Holly Grove, AR Chm.: John B. M oore, Jr.  P resident/C EO : William R. Reynolds  Cash and balances Due From Banks:...... 1,033 Federal Funds and Repos:.......................... 100 Investments:............................................ 9,244 Total Loans:............................................ 12,083 Bank Premises and Fixed Assets:......... . 132 Other Real Estate:....................................... 39 Other Assets:.............................................. 504 Total A ssets:......................................... 23,135  Deposits:............................................ 19,999 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 336 Subordinated Debt:.................................... 0 Total Liabilities:................................... 20,335  Total Trust Assets:.......................................  Number of Shares Outstanding:........... 2,400  0  Total Equity Capital and Reserves:__ 2,800 Total Liabilities and Capital:............... 23,135  D ire c to rs : John B. Moore, Jr., Donald R. Dearing, Ruth T. Dearing, Jean M. K irkpatrick, R. H. M ayo, William R. Reynolds, Herd E. Stone   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  66  Arkansas State Bank Department  Horatio State Bank Horatio, AR 100 Main S treet P.O .Box 347 C ounty: Sevier Population: 793  71842-0347 Telephone: 832-2501 FAX Number: 832-2577  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 179 Date: May 15,1905  Trust D epartm ent: No Bank Holding C om pany Pioneer B ancshares, Inc., of Horatio, Horatio, AR C hm ./Pres./CEO : C. E. H endrix, Jr. Ex. Vice President: W ilburn Smith  Sr. Vice President: Edith H. Smith Vice President: C arl E. Hendrix, III  Cash and balances Due From Banks:......... 648 Federal Funds and Repos:....................... 1,395 Investments:........................................... 11,502 Total Loans:........................................... 15,182 Bank Premises and Fixed Assets:.............. 328 Other Real Estate:........................................ 87 Other Assets:.............................................. 326 Total Assets:......................................... 29,468  Deposits:............................................ 26,466 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 189 Subordinated Debt:..................................... 0 Total Liabilities:................................... 26,655  Total Trust Assets:........................................  Number of Shares Outstanding:........... 2,000  0  Total Equity Capital and Reserves:__ 2,813 Total Liabilities and Capital:............... 29,468  D ire c to rs : C. E. H endrix, Jr., Edith H. Smith, Wilburn Smith, Lilia S. Hendrix, L o y Poag  Arkansas Bank and Trust Company Hot Springs, AR A BT C en te r P.O .Box 5640 C ounty: G arland Population: 32,462  7 1 9 02-5640 Telephone: 624-4611 FAX Number: 62 4-4619  Branches in Town: 6 O ther Branches: 1 C h a rte r Number: 232 Date: April 18,1907  Mem ber o f Federal R eserve S ystem Trust D epartm ent: Yes Bank Holding C om pany A B T Bancshares C orporation, Hot Springs, AR Chm.: Cecil W. Cupp, Jr. Ex. Vice P resident: W. Darrell M e ye r Sr. V .P./Cash/O per.: D e b e rt Graves Vice P resident/F inance: Mike Allen Trust O ffice r: Bill K erst  P resident/C E O : Ray L Cash Sr. V.P./Lending: Ralph E. W hite Vice P resident/S ales: Rick Hudspeth Vice P resident/R etail: Richard Collon  Cash and balances Due From Banks:__ 20,097 Federal Funds and Repos:..................... 22,415 Investments:................................. 118,617 Total Loans:......................................... 228,077 Bank Premises and Fixed Assets:........... 5,881 Other Real Estate:................................... 2,191 Other Assets:........................................... 7,408 Total A ssets:........................................ 404,686  Deposits:............................................ 364,392 Federal funds and Borrowings:.................. 0 Other Liabilities:................................... 5,365 Subordinated Debt:.................................... 0 Total Liabilities:................................. 369,757  Total Trust Assets:........................................  Number of Shares Outstanding:........ 150,834  0  Total Equity Capital and Reserves:__ 34,929 Total Liabilities and Capital:.............. 404,686  D ire c to rs : Ray L Cash, Peggy Clark, Hiram W. C ooper, C o u rtn e y C. Crouch, Jr., Cecil W. Cupp, Jr., Cecil W. Cupp III, Gerald H. Fisher, Edwin P. H enry, G aither C. Johnston, Jr., W. Darrell M eyer, R oy L M urphy, Jim Randall, B rooks T. Rice, John D. Selig, Ray S. Smith, Jr., Palmer Vanderburg  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  67  Peoples Bank Imboden, AR H w y. 63 W. P.O. Box 850 C ounty: Law rence Population: 616  72434-0850 Telephone: 869-2291 FAX Number: 869-2179  Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 727 Date: Oct. 12,1972  Trust D epartm ent: No Bank Holding C om pany Spring Rivers Bancshares, Inc., Imboden, AR Chm.: C harles F. Luter Ex. V.P./Cash: Preston Clark  P resident/C EO : Bob Downing  Cash and balances Due From Banks:......... 965 Federal Funds and Repos:.......................... 400 Investments:............................................ 5,908 Total Loans:........................................... 17,357 Bank Premises and Fixed Assets:................ 439 Other Real Estate:........................................ 57 Other Assets:.............................................. 427 Total A ssets:......................................... 25,553  Deposits:............................................ 23,338 Federal funds and Borrowings:............... 200 Other Liabilities:...................................... 104 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,642  Total Trust Assets:......................................  Number of Shares Outstanding:........... 6,600  0  Total Equity Capital and Reserves:...... 1,911 Total Liabilities and Capital:............... 25,553  D ire c to rs : C harles F Luter, Bob J. Downing, Dan M atthew s, Je rry R. Foley, Preston Clark  First Jacksonville Bank and Trust Jacksonville, AR 600 W. Main P .O .B ox 827 C ounty: Pulaski Population: 29,101  72076-0827 Telephone: 982-4511 FAX Number: 982-5769  Branches in Town: 5 O ther Branches: 0 C h a rte r Number: 701 Date: Aug. 2,1949  Trust D epartm ent: Yes Bank Holding C om pany First A rka n sa s Bancshares, Inc., Jacksonville, AR Chm.: Kenneth Pat Wilson Ex. Vice President: Ken Southern  P resident/C EO : L a rry Wilson Trust O ffice r. John R. McNee  Cash and balances Due From Banks:...... 5,787 Federal Funds and Repos:.......................... 400 Investments:........................................... 49,692 Total Loans:........................................... 50,655 Bank Premises and Fixed Assets:........... 1,751 Other Real Estate:...................................... 373 Other Assets:.......................................... 1,553 Total Assets:....................................... 110,211  Deposits:............................................ 99,054 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 863 Subordinated Debt:.................................... 0 Total Liabilities:................................... 99,917 Total Equity Capital and Reserves:__ 10,294 Total Liabilities and Capital:.............. 110,211  Total Trust Assets:................................ 43,756  Number of Shares Outstanding:........ 200,000  D ire c to rs : Kenneth Pat Wilson, L a rry T. Wilson, Mike Wilson, B artus M. Gray, Jr., T. H. W ortham, H. K. D ougherty, Melda A. Rice   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  68  Arkansas State Bank Department  Newton County Bank Jasper, AR Church and S tone S tre e ts P .O .B o x 437 C ounty: N ew ton Population: 332  72641-0437 Telephone: 446-2265 FAX Number: 446 -2 3 1 0  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 121 Date: M arch 24,1 9 0 3  T rust D epartm ent: No Bank Holding C om pany N e w co C orporation, Ozark, AR Chm.: C arl G. Holt President: Danny R. C riner Sr. Vice President: G eorge Landrum, Sr. A sst. Vice P resident: Lisa A. Smith  CEO: George G. Gleason, II P resident/B ank S ervices: M ark Ross Vice President: Inas M osley  Cash and balances Due From Banks:...... 1,230 Federal Funds and Repos:....................... 1,650 Investments:............................................. 5,573 Total Loans:........................................... 28,953 Bank Premises and Fixed Assets:.............. 558 Other Real Estate:...................................... 836 Other Assets:.............................................. 793 Total A ssets:......................................... 39,593  Deposits:............................................ 35,785 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 353 Subordinated Debt:.................................... 0 Total Liabilities:................................... 36,138  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 2,340  Total Equity Capital and Reserves:__ 3,455 Total Liabilities and Capital:............... 39,593  D ire c to rs : C arl B. Holt, Linda D. Gleason, G eorge G. Gleason II, Danny R. Criner, George Landrum, Sr., M ark Ross  The Arkansas Bank Jonesboro, AR 800 S. Main S treet P .O .B o x 1617 C ounty: C raighead Population: 46,535  72403-1617 Telephone: 932-2131 FAX Number: 932-2131  Branches in Town: 2 O ther Branches: 2 C h a rte r Number: 150 Date: Feb. 13,1904  Trust D epartm ent: Yes Bank Holding C om pany None Chm./CEO: Sloan Rainw ater Vice P resident/C ash: L a rry D. Hurst Vice P resident/Loan: L o y c e Gibson  P resident/C O O : Bruce Loftin Vice P resident/Loan: Burnis P osey A sst. Vice President: S teve C o x  Cash and balances Due From Banks:...... 3,034 Federal Funds and Repos:....................... 1,000 Investments:........................................... 23,568 Total Loans:........................................... 15,814 Bank Premises and Fixed Assets:........... 1,187 Other Real Estate:...................................... 408 Other Assets:.............................................. 638 Total Assets:.......................................... 45,649  Deposits:............................................ 40,831 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 368 Subordinated Debt:.................................... 0 Total Liabilities:................................... 41,199  Total Trust Assets:........................................  Number of Shares Outstanding:......... 75,000  4  Total Equity Capital and Reserves:__ 4,450 Total Liabilities and Capital:............... 45,649  D ire c to rs : Sloan R ainw ater, William I. Rainwater, S teve C ox, Virginia C ox, W. T. Rainwater, William I. R ainw ater, Jr., J. A. Tomlinson, Gerald Watkins, J. Bruce Loftin   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  69  Citizens Bank of Jonesboro Jonesboro, AR Main & W ashington S treets P .O .B o x 1800 C ounty: Craighead Population: 46,535  72403-1800 Telephone: 932-6603 FAX Number: 933-4334  Branches in Town: 3 O ther Branches: 2 C h a rte r Number: 488 Date: July 25,1919  Trust D epartm ent: Yes Bank Holding Com pany Citizens Bancshares Corp., Jonesboro, AR Chm.: H. Hall M cA dam s III Sr. V.P./Econ. Dev.:Jerry B ookout Sr. V .P ./M ktg./B ranches: Bill May Trust O ffice r: Cindy French  P resident/C EO : Danny Williams Sr. V.P./Operations: Don M assey Sr. V.P./ Loans: J. Steven McFerron  Cash and balances Due From Banks:...... 8,667 Federal Funds and Repos:...................... 2,000 Investments:........................................... 71,943 Total Loans:.......................................... 101,866 Bank Premises and Fixed Assets:......... 3,755 Other Real Estate:...................................... 525 Other Assets:.......................................... 3,230 Total A ssets:....................................... 191.986  Deposits:.......................................... 168,673 Federal funds and Borrowings:............ 3,194 Other Liabilities:................................... 2,339 Subordinated Debt............................... 1,000 Total Liabilities:................................. 175,206  Total Trust Assets:................................ 96,379  Number of Shares Outstanding:......... 217,000  Total Equity Capital and Reserves:... 16,780 Total Liabilities and Capital:.............. 191,986  D ire c to rs : R. C. Conner, J. C. Deacon, W. O. Doak, C harlotte Eddington, W. M. Freeze, Jr., J. F. Gramling. R. H Hall, Bill Hurt, Jr.. H. H. M cA dam s II. H. H. M cA dam s III. M. M. Markle, O. J. Melton, Jr., W. D. R oberts, Jr., G. D. Wisdom. Danny Williams  Mercantile Bank Jonesboro, AR 300 S. Church P .O .B ox 6018 C ounty: C raighead Population: 46,535  72403-6018 Telephone: 935-5521 FAX Number: 935-8311  Branches in Town: 7 O ther Branches: 3 C h a rte r Number: 648 Date: Jan. 7,1932  Trust D epartm ent: Yes Bank Holding Com pany N orth A rkansas Bancshares, Inc, Jonesboro, AR Chairrnan/CEO: G. L Lieblong Sr. V.P./Oper.: John Freeman C ontroller: G ary Childers  President: Harold Perrin Sr.V.P./Lending: Joe Turney Trust Mgr.: Craig Boone  Cash and balances Due From Banks:... 8,689 Federal Funds and Repos:...................... 8,700 Investments:.......................................... 58,316 Total Loans:......................................... 171,332 Bank Premises and Fixed Assets:......... 5,724 Other Real Estate:...................................... 717 Other Assets:......................................... 13,207 Total A ssets:....................................... 266,685  Deposits:.......................................... 223,532 Federal funds and Borrowings:.......... 10,314 Other Liabilities:................................... 2,861 Subordinated Debt:.................................... 0 Total Liabilities:................................. 236,707  Total Trust Assets:.............................. 112,317  Number of Shares Outstanding:........ 100,000  Total Equity Capital and Reserves:... 29,978 Total Liabilities and Capital:.............. 266,685  D ire c to rs : M arystel Appleton, W ayne Baker, Roy C ooper, Lynn Greene, Raym ond Heern, Ben Lam berth, Tommy Lawrence, G. L Lieblong, J. C. Mahon, Harold Perrin, Ken Plunk, Ruth Poston, M. G. Spurlock  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  70  Arkansas State Bank Department  Simmons First Bank Jonesboro, AR 1720 S. C araw ay Road P .O .B o x 1720 C ounty: Craighead Population: 46,535  72403-1720 Telephone: 933-8000 FAX Number: None  Branches in Town: 2 O ther Branches: 0 C h a rte r Number: 734 Date: Dec. 22,1976  Trust D epartm ent: Yes Bank Holding C om pany Simmons First National C orporation, Pine Bluff, AR Chm.: Donald W. S tone Vice President: B a rry L e d b e tte r Vice President: Je rry D. B roadaw ay  President: Ronald B. Jackson Vice President: W ayne F. Bond Trust O ff.: Beth Smith  Cash and balances Due From Banks:...... 7,148 Federal Funds and Repos:............................. 0 Investments:........................................... 20,529 Total Loans:........................................... 35,640 Bank Premises and Fixed Assets:.............. 795 Other Real Estate:...................................... 358 Other Assets:.............................................. 938 Total A ssets:......................................... 65,408  Deposits:............................................ 58,489 Federal funds and Borrowings:............ 1,075 Other Liabilities:...................................... 683 Subordinated Debt:.................................... 0 Total Liabilities:................................... 60,247  Total Trust Assets:................................ 15,917  Number of Shares Outstanding:........ 175,000  Total Equity Capital and Reserves:__ 5,161 Total Liabilities and Capital:............... 65,408  D ire c to rs : Don Vollman, C harles B. Smith, Jr., Sam Hummelstein, Ava Duke, J. C. Vaughn, Jr., Gene Thom ason  Union State Bank Junction City, AR 115 N orth Main P.O .Box F C ounty: Union Population: 674  71749-1006 Telephone: 924-4552 FAX Number: None  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 660 Date: Aug. 28,1933  Trust D epartm ent: No Bank Holding C om pany Junction C ity Holding C om pany, Junction C ity, AR Chm.:G.R. M osley  President/C EO : John F. Marsh  Cash and balances Due From Banks:......... 482 Federal Funds and Repos:.......................... 400 Investments:............................................ 7,118 Total Loans:........................................... 17,938 Bank Premises and Fixed Assets:.............. 251 Other Real Estate:......................................... 0 Other Assets:.............................................. 684 Total A ssets:......................................... 26,873  Deposits:............................................ 23,723 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 149 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,872  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 30,000  Total Equity Capital and Reserves:__ 3,001 Total Liabilities and Capital:............... 26,873  D ire c to rs : James S. B lo o d w o rth , Harold W. Campbell, Alvin Green, Sr., S earcy W. Harrell, Jr., Daniel C. H orton, D enver D. Jones, Jr., John F. Marsh, G. R. M osley, Richard M osley   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  71  Seventy-Seventh Report  FirstBank of Arkansas Kensett, AR S earcy S treet P. O. Box 356 C ounty: W hite Population: 1,741  72082-0356 Telephone: 742-3318 FAX Number: 268-1551  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 528 Date: Feb. 17,1922  Trust D epartm ent: Yes Bank Holding Com pany First Bank Group, Inc., Brinkley, AR Chairman: Jam es P. Farrell Vice President: Troy Johnston  Vice President: Gene V. Trammel C ash/O perations: Chris Rainbolt  Cash and balances Due From Banks:......... 283 Federal Funds and Repos:............................. 0 Investments:............................................ 6,617 Total Loans:.............................................. 5,600 Bank Premises and Fixed Assets:.............. 918 Other Real Estate:......................................... 0 Other Assets:.............................................. 630 Total A ssets:......................................... 14,048  Deposits:............................................ 11,433 Federal funds and Borrowings:............... 500 Other Liabilities:...................................... 102 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,035  Total Trust Assets:........................................ 6  Number of Shares Outstanding:.............. 500  Total Equity Capital and Reserves-__ 2,013 Total Liabilities and Capital:............... 14,048  D ire c to rs : J. P. Farrell, Bobby Robinson, D e w e y Snowden  Pine State Bank Kingsland, AR First S treet P .O .B o x 85 C ounty: Cleveland Population: 395  71652-0085 Telephone: 348-5657 FAX Number: None  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 165 Date: Aug. 22,1904  Trust D epartm ent: No Bank Holding Com pany None C hm ./Pres./CEO : M. Don Smith  Vice President: Elaine Hopson  Cash and balances Due From Banks:......... 353 Federal Funds and Repos:.......................... 190 Investments:............................................ 1,882 Total Loans:............................................ 4,157 Bank Premises and Fixed Assets:.............. 110 Other Real Estate:....... 38 Other Assets:............................................... 64 Total A ssets:........................................... 6,794  Deposits:.............................................. 6,173 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 31 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 6,204 Total Equity Capital and Reserves:........ 590 Total Liabilities and Capital:................. 6,794  Totai Trust Assets:........................................ 0  Number of Shares Outstanding:...... 3,059.99  D ire c to rs : M. Don Smith, Bennie Ryburn, Jr., Freddie Mobley, Hugh Quimby, John Trucks, Ray M orrison, James S earcy   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  72  Arkansas State Bank Department  Madison Bank & Trust Kingston, AR 101 Public Square P. O. Box 39 C ounty: M adison Population: 300  7 2 742-0039 Telephone: 66 5-2825 FAX Number: 66 5-2175  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 338 Date: April 7,1911  Trust D epartm ent: Yes Bank Holding C om pany M adison C orporation, Little Rock, AR C hm ./Trust Off.: Ronald Willshire  P resident/C E O : G ary Bunch  Cash and balances Due From Banks:......... 606 Federal Funds and Repos:............................. 0 Investments:............................................ 3,734 Total Loans:.............................................. 8,923 Bank Premises and Fixed Assets:.............. 513 Other Real Estate:......................................... 0 Other Assets:.............................................. 256 Total A ssets:......................................... 14,032  Deposits:............................................ 12,653 Federal funds and Borrowings:............... 200 Other Liabilities:...................................... 121 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,974  Total Trust Assets:..................................... 729  Number of Shares Outstanding:.............. 800  Total Equity Capital and Reserves-__ 1,058 Total Liabilities and Capital:............... 14,032  D ire c to rs : Roland Willshire, G ary W. Bunch, H ow ard Cain, Jr., Joe Shrum, Sumner B rashears.G ary Easterling  Bank of Lake Village Lake Village, AR 101 Main S treet P. O. Box 727 C ounty: Chicot Population: 2,791  7 1 6 53-0727 Telephone: 265-2241 FAX Number: 26 5-2125  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 675 Date: O ct. 14,1937  Trust D epartm ent: No Bank Holding C om pany S outheast A rka n sa s Bank Corp., Lake Village, AR Vice Chm.: Ned M azzanti Ex. Vice P resident: Terence J. Alpe V.P./Auditor: Jo yce Bell Vice President: Doris Rice  P resident/C E O : Hermon C arlton Vice President: Kenneth D. V a n d e rvo rt Vice President: Dessie Lee Gibbs Cash: Jakie Gibson  Cash and balances Due From Banks:...... 2,194 Federal Funds and Repos:............................. 0 Investments:........................................... 18,487 Total Loans:............................................ 20,985 Bank Premises and Fixed Assets:.............. 278 Other Real Estate:......................................... 4 Other Assets:........................................... 1,088 Total A ssets:......................................... 43,036  Deposits:............................................ 36,890 Federal funds and Borrowings:............... 436 Other Liabilities:...................................... 358 Subordinated Debt:.................................... 0 Total Liabilities:................................... 37,684  Total Trust Assets:........................................  Number of Shares Outstanding:......... 60,000  0  Total Equity Capital and Reserves,__ 5,352 Total Liabilities and Capital:............... 43,036  D ire c to rs : Terence J. Alpe, Sam E. Angel, William W. Bunker, J. P. Burge, Herm on C arlton, D avid F. Gillison, Sr., David F. Gillison, Jr., M arvin D. Loyd, Ned M azzanti, Joseph J. Pieroni, C harles H. W eissinger, Jr.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  73  Seventy-Seventh Report  Simmons First Bank Lake Village, AR 333 Main S treet P .O .B o x 271 C ounty: Chicot Population: 2,791  71653-0271 Telephone: 265-5366 FAX Number: 265-5558  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 716 Date: June 12,1962  Trust D epartm ent: Yes Bank Holding Com pany Simmons First National C orporation, Pine Bluff, AR Chm.: Fred P. Michael Ex. Vice President: Freddie Black  President/C EO : Ben V. Floriani  Cash and balances Due From Banks:...... 1,179 Federal Funds and Repos:....................... 1,000 Investments:............................................ 9,793 Total Loans:........................................... 14,388 Bank Premises and Fixed Assets:.............. 154 Other Real Estate:......................................... 7 Other Assets:............................................ 708 Total A ssets:......................................... 27,229  Deposits:............................................ 24,070 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 340 Subordinated Debt:.................................... 0 Total Liabilities:................................... 24,410  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 12,500  0  Total Equity Capital and Reserves:__ 2,819 Total Liabilities and Capital:............... 27,229  D ire c to rs : Fred P. Michael, Sam E. A dkisson, W. E. A yres, Herman B erkem eyer, James Burchfield, Ohmer C. Burnside, Freddie G. Black, Michael C. Cashion, James W. Haddock, Ben V. Floriani, Craig Hunt, Cullen Livingston, D oyne W. Loyd, Geno Mazzanti, Carl O. Powell, Richard L Pratt, Joe Dan Yee  Citizens Bank of Lavaca Lavaca, AR Main S treet P .O .B o x 110 C ounty: Sebastian Population: 1,253  72941-0110 Telephone: 45 2-7906 FAX Number: 452-7978  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 308 Date: May 5,1910  Mem ber of Federal R eserve S ystem Trust D epartm ent: No Bank Holding Com pany Sebastian Bankshares, Inc., Barling, AR Chm.: Ronald H. Udouj Sr. Vice President: G ary W. C arm ack Vice President: L a rry D. O wen  President/C EO : James N. P atterson Vice President: Paulette C hronister Vice P resident/C ash: Alicia D ooly  Cash and balances Due From Banks:......... 623 Federal Funds and Repos:............................. 0 Investments:........................................... 21,498 Total Loans:............................................ 27,699 Bank Premises and Fixed Assets:.............. 951 Other Real Estate:........................................ 40 Other Assets:........................................... 1,003 Total A ssets:......................................... 51,814  Deposits:............................................ 42,907 Federal funds and Borrowings:............ 4,050 Other Liabilities:...................................... 380 Subordinated Debt:.................................... 0 Total Liabilities:................................... 47,337  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 20,849  0  Total Equity Capital and Reserves:...... 4,477 Total Liabilities and Capital:............... 51,814  D ire c to rs : Gene Bruick, Rayburn Green, Jim Shields, Ronald H. Udouj, J. N. Patterson  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  74  Arkansas State Bank Department  Leachville State Bank L e a c h v ille , AR 110 N. Main P .O .B o x 140 C ounty: Mississippi Population: 1,743  7 2 438-0140 Telephone: 539-6354 FAX Number: 539-2213  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 703 Date: Jan. 23,1951  Trust D epartm ent: No Bank Holding C om pany Leachville S tate Bancshares, Inc., Leachville, AR Chm.: L a rry E. Grisham  President/C EO : Nelson P. H enry, Jr.  Cash and balances Due From Banks:......... 487 Federal Funds and Repos:....................... 1,650 Investments:............................................ 6,241 Total Loans:........................................... 12,292 Bank Premises and Fixed Assets:.............. 454 Other Real Estate:........................................ 32 Other Assets:.............................................. 412 Total A ssets:......................................... 21,568  Deposits:............................................ 17,384 Federal funds and Borrowings:............ 2,000 Other Liabilities:...................................... 182 Subordinated Debt:..................................... 0 Total Liabilities:................................... 19,566  Total Trust Assets:........................................  Number of Shares Outstanding:......... 10,000  0  Total Equity Capital and Reserves:__ 2,002 Total Liabilities and Capital:............... 21,568  D ire c to rs : Nelson P. H enry, Jr., L a rry E. Grisham, Leon S w ihart  Little River Bank Lepanto, AR 202 G reenw ood P .O .B o x 340 C ounty: Poinsett Population: 2,033  72354-0340 Telephone: 475-2306 FAX Number: 4 7 5-3070  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 498 Date: Nov. 21,1919  Trust D epartm ent: Yes Bank Holding C om pany None P resident/C E O : G rady W atkins, Jr. V.P./Oper. O ff ./D ata Proc.: Lois C riddle Vice P resident/Loans: Billy Lee Powell  Sr. V.P./Loans: Blanche Nash V.P./Opererations: A ra Sharp V.P./Trust Off.: H. G. Watkins III  Cash and balances Due From Banks:......... 568 Federal Funds and Repos:.......................... 900 Investments:........................................... 18,450 Total Loans:............................................ 8,564 Bank Premises and Fixed Assets:............... 94 Other Real Estate:......................................... 0 Other Assets:.............................................. 579 Total A ssets:......................................... 29,155  Deposits:............................................ 23,347 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 274 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,621  Total Trust Assets:........................................ 4  Number of Shares Outstanding:......... 10,000  Total Equity Capital and Reserves:__ 5,534 Total Liabilities and Capital:............... 29,155  D ire c to rs : G rady Watkins, Jr., H. G. W atkins III, D anette P. Watkins, Junaway Payne, W. H. C ross, Juliet J. P ortis, J. C. Portis, Ernest B. Portis, W. K. Ingram, Jr., Julanne P. Ingram   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  75  Seventy-Seventh Report  Peoples Bank & Loan Company Lewisville, AR P .O .B ox 1100 C ounty: La fa ye tte Population: 1,424  71845-1100 Telephone: 921-4244 FAX Number: 921-4336  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 347 Date: Aug. 25,1911  Mem ber of Federal R eserve S ystem Trust D epartm ent: No Bank Holding C om pany Peoples Bancshares, Inc., Lewisville, AR Chm.: W. H. Triplett, Jr. Vice P resident/Loans: D anny W ilcox  P resident/C E O : Charles Black Vice P resident/C ash: Venora H ooper  Cash and balances Due From Banks:......... 909 Federal Funds and Repos:.......................... 525 Investments:........................................... 10,707 Total Loans:............................................ 13,944 Bank Premises and Fixed Assets:.............. 441 Other Real Estate:......................................... 0 Other Assets:.............................................. 453 Total A ssets:......................................... 26,979  Deposits:............................................ 24,442 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 244 Subordinated Debt:.................................... 0 Total Liabilities:................................... 24,686  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 2,293 Total Liabilities and Capital:............... 26,979  D ire c to rs : Phil A lfo rd Jr., C harles Black, L a rry B urrow , O. M. C ovington, Paul J. English, Charles H. M oore, W. H. Triplett, Jr., Wilma Willbanks  Bank of Lincoln Lincoln, AR West Side Square P .O .B ox 98 C ounty: Washington Population: 1,460  72744-0098 Telephone: 824-3232 FAX Number: 824-5703  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 119 Date: M arch 19,1903  Trust D epartm ent: No Bank Holding Com pany Lincoln Bankshares, Inc., Lincoln, AR C hm ./Pres./CEO : L o y d R. S w ope Cash and balances Due From Banks:...... 1,146 Federal Funds and Repos:....................... 1,500 Investments:........................................... 14,014 Total Loans:........................................... 25,035 Bank Premises and Fixed Assets:.............. 194 Other Real Estate:......................................... 0 Other Assets:........................................... 1,760 Total A ssets:......................................... 43,649  Deposits:............................................ 38,750 Federal funds and Borrowings:............... 259 Other Liabilities:...................................... 367 Subordinated Debt:.................................... 0 Total Liabilities:................................... 39,376  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 8,000  Total Equity Capital and Reserves:__ 4,273 Total Liabilities and Capital:............... 43,649  D ire c to rs : L o y d R. Swope, Kenneth D. C ox, John E verett, Wanda Irwin, Clark McClinton   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  76  Arkansas State Bank Department  Arkansas Bankers’ Bank Little Rock, AR 1008 W est Second S tre e t C ounty: Pulaski Population: 175,795  72201-2031 Telephone: 371-0535 FAX Number: 376-8894  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 752 Date: April 17,1990  Trust D epartm ent: No Bank Holding Com pany A rka n sa s B ankers’ B ancorporation, Inc., Little Rock, AR Chm.: Joe H iatt Sr. V.P./Cash: John Lock  President/C EO : Bill May  Cash and balances Due From Banks:...... 1,343 Federal Funds and Repos:....................... 7,365 Investments:............................................ 1,934 Total Loans:.................................................. 0 Bank Premises and Fixed Assets:............... 46 Other Real Estate:......................................... 0 Other Assets:................................................ 34 Total A ssets:......................................... 10,722  Deposits:.............................................. 6,973 Federal funds and Borrowings:............ 1,700 Other Liabilities:....................................... 45 Subordinated Debt:.................................... 0 Total Liabilities:..................................... 8,718  Total Trust Assets:........................................  Number of Shares Outstanding:......... 50,000  0  Total Equity Capital and Reserves:__ 2,004 Total Liabilities and Capital:............... 10,722  D ire c to rs : Joe H iatt, J.M. Park, R obert Taylor, Tom Grumbles, B urt George, Bill May  Central Bank & Trust Little Rock, AR 1501 Main S tre e t P .O .B o x 1583 C ounty: Pulaski Population: 175,795  7220 3 -1 5 8 3 Telephone: 37 4-7777 FAX Number: 374-2079  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 753 Date: Nov. 30,1 9 9 0  Trust D epartm ent: Yes Bank Holding C om pany P & W B a n c s h a re s , Inc., Little Rock, AR Chm /CEO: Leonard K. Dunn  President: Joseph B. Ford  Cash and balances Due From Banks:......... 731 Federal Funds and Repos:.......................... 625 Investments:........................................... 10,751 Total Loans:........................................... 14,833 Bank Premises and Fixed Assets:.............. 337 Other Real Estate:................ 0 Other Assets:.............................................. 796 Total A ssets:......................................... 28,073  Deposits:............................................ 24,739 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 434 Subordinated Debt:.................................... 0 Total Liabilities:................................... 25,173  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 25,000  Total Equity Capital and Reserves:__ 2,900 Total Liabilities and Capital:............... 28,073  D ire c to rs : Leonard K. Dunn, Joseph B. Ford, R obert M. Wilson, Sr., George B ryan Pitts, C harles A. Wilson   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  77  Seventy-Seventh Report  Eagle Bank & Trust Company Little Rock, AR 1000 S. Rodney Parham P.O .Box 22120 C ounty: Pulaski Population: 175,795  72221-2120 Telephone: 663-2453 FAX Number: 666-3420  Branches in Town: 0 O ther Branches: 4 C h a rte r Number: 720 Date: July 28,1966  Trust D epartm ent: Yes Bank Holding Com pany S tate Holding Com pany, Little Rock, AR Chm.: H arry L Hastings, Jr. Sr. V.P./Loans: Al O tte n V.P./Data Proc.: Laura B ogoslavsky  P resident/C E O : Pat Koch Sr. Vice President: A n n e tte VanPelt C ontroller: Paul C a s tle b e rry  Cash and balances Due From Banks:...... 2,151 Federal Funds and Repos:....................... 1,211 Investments:........................................... 11,687 Total Loans:............................................ 23,600 Bank Premises and Fixed Assets:........... 2,123 Other Real Estate:...................................... 791 Other Assets:.............................................. 489 Total Assets:......................................... 42,052  Deposits:............................................ 38,389 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 332 Subordinated Debt:.................................... 0 Total Liabilities:................................... 38,721  Total Trust Assets:..................................... 118  Number of Shares Outstanding:........... 8,000  Total Equity Capital and Reserves-__ 3,331 Total Liabilities and Capital:............... 42,052  D ire c to rs : H a rry L Hastings, Jr., C athy Owen, H orace Jewell, Sam W instead, Pat Koch  Pulaski Bank & Trust Company Little Rock, AR 5800 R S treet P .O .B ox 7299 C ounty: Pulaski Population: 175,795  72217-7299 Telephone: 66 1-7700 FAX Number: 661-7857  Branches in Town: 3 O ther Branches: 0 C h a rte r Number: 710 Date: Aug. 29,1955  Trust D epartm ent: Yes Bank Holding C om pany Pulaski Investm ent C orporation, Little Rock, AR Chm.: James C. East Sr. Vice President: Je rry Duncan Sr. Vice President: Judy Beaum ont Trust O ffice r: Holly Mathisen  President/C EO : R obert C. Magee Sr. Vice President: Janet M oore Sr. Vice President: Bob Giebert  Cash and balances Due From Banks:...... 6,910 Federal Funds and Repos:.......................... 116 Investments:........................................... 42,887 Total Loans-.................. 72,516 Bank Premises and Fixed Assets:........... 5,509 Other Real Estate:................................... 2,672 Other Assets:........................................... 3,850 Total A ssets:........................................ 134,460  Deposits:............................................ 119,093 Federal funds and Borrowings:............ 3,398 Other Liabilities:................................... 1,840 Subordinated Debt:................................. 350 Total Liabilities:................................. 124,681  Total Trust Assets:................................ 52,209  Number of Shares Outstanding:........... 1,850  Total Equity Capital and Reserves:__ 9,779 Total Liabilities and Capital:.............. 134,460  D ire c to rs : James C. East, R obert C. Magee, Kent W estbrook, M ark V. Williamson, Bob East   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  78  Arkansas State Bank Department  Bank of Lockesburg Lockesburg, AR Main & Redbud P .O .B o x 118 C ounty: Sevier Population: 608  71846-0118 Telephone: 289-4071 FAX Number: 2 8 9-2330  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 746 Date: May 3 1,1985  Trust D epartm ent: No Bank Holding C om pany D eW itt First Bankshares, C orporation, DeW itt, AR Chief E xe cu tive O ffic e r: Ray H am brick Vice President: Phyllis B ettell  President: Philip H. W orthen  Cash and balances Due From Banks:......... 502 Federal Funds and Repos:.......................... 646 Investments:............................................ 8,863 Total Loans-............................................ 8,300 Bank Premises and Fixed Assets:.............. 140 Other Real Estate:......................................... 0 Other Assets:.............................................. 386 Total Assets:......................................... 18,837  Deposits:............................................ 16,549 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 87 Subordinated Debt:.................................... 0 Total Liabilities:................................... 16,636  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 2,500  Total Equity Capital and Reserves:__ 2,201 Total Liabilities and Capital:............... 18,837  D ire c to rs : Ray Ham brick, W arren Jennings, Sr., L e ste r M cKinley, Warren Jennings, Jr.  First State Bank Lonoke, AR 101 E. Front P. O. B ox 320 C ounty: Lonoke Population: 4,022  72086-0320 Telephone: 676-3106 FAX Number: 676-5046  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 670 Date: March 9,1 9 3 5  Trust D epartm ent: No Bank Holding C om pany Lonoke Bancshares, Inc., Lonoke, AR Chm.: W ayne B ennett, Sr. President: Neil Bennett, Sr.  Chief E xe cu tive O ffice r: David R. Estes  Cash and balances Due From Banks:...... 2,827 Federal Funds and Repos:.......................... 565 Investments:........................................... 30,960 Total Loans:........................................... 22,550 Bank Premises and Fixed Assets:.............. 375 Other Real Estate:...................................... 174 Other Assets:........................................... 1,100 Total A ssets:......................................... 58,551  Deposits:............................................ 50,800 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 419 Subordinated Debt:.................................... 0 Total Liabilities:................................... 51,219  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 16,000  Total Equity Capital and Reserves:...... 7,332 Total Liabilities and Capital:............... 58,551  D ire c to rs : W ayne Bennett, Sr., Neil Bennett, Sr., W ayne Bennett, Jr., Neil Bennett, Jr., H. Austin Grim es   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  79  Seventy-Seventh Report  Farmers Bank & Trust Company Magnolia, AR 200 East Main S treet P .O .B o x 250 C ounty: Columbia Population: 11,151  71753-0250 Telephone: 235-7000 FAX Number: 235-7010  Branches in Town: 3 O ther Branches: 0 C h a rte r Number: 217 Date: Sep. 26,1906  Trust D epartm ent: Yes Bank Holding C om pany Magnolia Banking C orporation, Magnolia, AR Chm ./Pres./CEO : Bob L Burns Sr. V.P./Lending: S teve Keith V.P./Controller: Kevin W. Pletcher Vice P resident/C ash: Earl B ooth  Ex. V.P./COO: M ack L Taylor Sr. V.P./Trust Off.: Bruce D. Maloch V.P./Retail: Danny Fitzpatrick  Cash and balances Due From Banks:...... 4,553 Federal Funds and Repos:....................... 1,550 Investments:........................................... 61,859 Total Loans:............................................ 72,239 Bank Premises and Fixed Assets:.............. 571 Other Real Estate:...................................... 673 Other Assets:........................................... 2,313 Total Assets:........................................ 143,758  Deposits:........................................... 129,148 Federal funds and Borrowings:.................. 0 Other Liabilities:................................... 1,440 Subordinated Debt:.................................... 0 Total Liabilities:................................. 130,588  Total Trust Assets:................................ 26,919  Number of Shares Outstanding:....... 100,000  Total Equity Capital and Reserves:... 13,170 Total Liabilities and Capital:.............. 143,758  D ire c to rs : Bob L Burns, T. H. Bradley, Jr., Paul Crumpler, W. E. Fullenwider, C. S. Kincaid III, Bob Neill, W ayne M. N ew ton, Ronnie Ribble, Ken Sibley, M ack L Taylor  Bank of Malvern Malvern, AR 327 Ash S treet P. O. Box 897 C ounty: Hot Spring Population: 9,256  72104-0897 Telephone: 332-6966 FAX Number: 332-2374  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 10 Date: June 24,1889  Trust D epartm ent: Yes Bank Holding Com pany C entral A rka n sa s Bancshares, Inc., Hot Springs, AR Chm.: Paul L O ffu tt Ex. Vice President: Donald J. T a cke tt Sr. V.P./Cash: M ary Beth R o se b erry Vice President: Rick C oke  P resident/C E O : Jim Ferguson Sr. Vice President: Marsha Tanner Vice President: R osem ary Butler Vice President: Donald A. Walsh  Cash and balances Due From Banks:...... 2,680 Federal Funds and Repos:............................. 0 Investments:........................................... 37,787 Total Loans:............................................ 49,851 Bank Premises and Fixed Assets:........... 1,013 Other Real Estate:................................... 1,019 Other Assets:........................................... 1,698 Total Assets:......................................... 94,048  Deposits:............................................ 82,004 Federal funds and Borrowings:............ 1,386 Other Liabilities:...................................... 439 Subordinated Debt:.................................... 0 Total Liabilities:................................... 83,829 Total Equity Capital and Reserves:.... 10,219 Total Liabilities and Capital:............... 94,048  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 12,000  D ire c to rs : Paul L O ffu tt, Jim Ferguson, D orsey D. Glover, Dale Horn, Joe C. Keith, W. R. Ward, Ross M. Whipple, Donald J. T ackett  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  80  Arkansas State Bank Department  Mercantile Bank Mammoth Spring, AR 250 Main S treet P .O .B o x 310 C ounty: Fulton Population: 1,097  72554-0310 Telephone: 625-3235 FAX Number: 625-7497  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 750 Date: Oct. 2 4,1989  Trust D epartm ent: No Bank Holding C om pany N o rth A rka n sa s B ancshares, Inc, Jonesboro, AR P resident/C E O : William O. Pace Cash and balances Due From Banks:...... 1,196 Federal Funds and Repos:.......................... 800 Investments:........................................... 10,549 Total Loans:............................................ 12,431 Bank Premises and Fixed Assets:.............. 383 Other Real Estate:......................................... 8 Other Assets:........................................... 1,285 Total A ssets:......................................... 26,652  Deposits:............................................ 23,582 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 237 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,819  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 8,000  Total Equity Capital and Reserves:__ 2,833 Total Liabilities and Capital:............... 26,652  D ire c to rs : G. L Lieblong, William O. Pace, William R. Hass, Wendell Ragsdale, Thom as R. Freeman  Merchants & Planters Bank Manila, AR 319 N. Baltim ore P. O. Box 440 C ounty: Mississippi Population: 2,635  72442-0440 Telephone: 561-4427 FAX Number: None  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 698 Date: March 16,1948  Trust D epartm ent: No Bank Holding C om pany None Chm.:Peggy F. Cheadle President: B e tty F. Schrader  C EO /E x. V.P.: Max H. S chrader Vice President: Danny Robbins  Cash and balances Due From Banks:......... 787 Federal Funds and Repos:.......................... 975 Investments:............................................ 4,077 Total Loans:.............................................. 8,046 Bank Premises and Fixed Assets:............... 72 Other Real Estate:......................................... 0 Other Assets:.............................................. 246 Total A ssets:......................................... 14,203  Deposits:............................................ 12,309 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 133 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,442 Total Equity Capital and Reserves-__ 1,761 Total Liabilities and Capital:............... 14,203  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 10,000  D ire c to rs : Peggy F. Cheadle, B e tty F. Schrader, James B. Cheadle, Hulen Faulkner, Paul W. Fleeman, D anny Robbins, L E. Townsend, Max H. Schrader   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  81  Bank of Mansfield Mansfield, AR 101 S. S ebascott P .O .B o x 387 C ounty: Sebastian Population: 1,018  72944-0387 Telephone: 928-4418 FAX Number: 928-5149  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 678 Date: Feb. 16,1939  Trust D epartm ent: No Bank Holding C om pany M ansfield B ankstock, Inc., Mansfield, AR Chm.: J. Michael Shaw Vice P resident/Loan: Paula C o w a rd Vice P resident/C ash: M argo Jones  P resident/C EO : Joe T e rry Vice P resident/Loan: L a ry W alker V.P./ A uditor: Elizabeth Hoopengarner  Cash and balances Due From Banks:......... 562 Federal Funds and Repos:.......................... 900 Investments:........................................... 10,309 Total Loans:........................................... 10,343 Bank Premises and Fixed Assets:.............. 248 Other Real Estate:...................................... 133 Other Assets:.............................................. 417 Total A ssets:......................................... 22,912  Deposits:............................................ 20,922 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 167 Subordinated Debt:.................................... 0 Total Liabilities:................................... 21,089  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 9,600  Total Equity Capital and Reserves:__ 1,823 Total Liabilities and Capital:............... 22,912  D ire c to rs : J. Michael Shaw, Joseph A. Terry, La ry Walker, Paula C oward, S. D. Barnes, S.M. Taylor, Melba C onaw ay  Citizens Bank Marion, AR 115 Block S treet P .O .B o x 300 C ounty: C rittenden Population: 4,391  72364-0300 Telephone: 739-4421 FAX Number: 739-1305  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 677 Date: March 15,1938  Trust D epartm ent: No Bank Holding C om pany First C itizens Bancshares Com pany, Marion, AR Chm ./Pres./CEO: Forrest N. Jenkins  Vice President: C harles H orton  Cash and balances Due From Banks:...... 1,972 Federal Funds and Repos:............................. 0 Investments:........................................... 10,221 Total Loans:........................................... 17,731 Bank Premises and Fixed Assets:........... 1,221 Other Real Estate:...................................... 290 Other Assets:.............................................. 414 Total Assets:......................................... 31,849  Deposits:............................................ 26,516 Federal funds and Borrowings:............ 2,100 Other Liabilities:...................................... 133 Subordinated Debt:.................................... 0 Total Liabilities:................................... 28,749  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 1,500  Total Equity Capital and Reserves:__ 3,100 Total Liabilities and Capital:............... 31,849  D ire c to rs : C. H. Bond, Jr., Sanders C a rte r, Frank G. Fogleman, Julian Hardin, Joe Taylor, James R. S to ckle y, Richard Williford, Forrest N. Jenkins, B a rt Turner, Allen Helms, Jr., Linda Jenkins   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  82  Arkansas State Bank Department  Marked Tree Bank Marked Tree, AR 210 Frisco S treet P .O .B o x 160 C ounty: Poinsett Population: 3,100  72365-0160 Telephone: 358-2600 FAX Number: 35 8-4210  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 651 Date: M arch 3,1932  Trust D epartm ent: Yes Bank Holding C om pany M arked Tree Bancshares, Inc., M arked Tree, AR Chm.: E. R itter A rnold Ex. Vice President: Phillip Marshall Vice President/O per. Off.: M artha Williams  P resident/C E O : John A. Brunner, Jr. Vice President/C ash: Frances W hitlow A uditor: S h e rry London  Cash and balances Due From Banks:......... 881 Federal Funds and Repos:....................... 1,400 Investments:........................................... 19,086 Total Loans:............................................ 7,125 Bank Premises and Fixed Assets:............... 77 Other Real Estate:........................................ 11 Other Assets:.............................................. 369 Total A ssets:......................................... 28,949  Deposits:............................................ 24,001 Federal funds and Borrowings:............ 1,700 Other Liabilities:...................................... 339 Subordinated Debt:.................................... 0 Total Liabilities:................................... 26,040  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 2,500  Total Equity Capital and Reserves:__ 2,909 Total Liabilities and Capital:............... 28,949  D ire c to rs : John A. Brunner, Jr., J. R obert Brunner, Daniel B. Hatzenbuehler, E. R itte r Arnold, Frank Brunner, Jr., Louis H. Goad, M a ry Ann A rn o ld  Searcy County Bank Marshall, AR N.E. C orner of the Square P. O. B ox 250 C ounty: S earcy Population: 1,318  72650-0250 Telephone: 448-3341 FAX Number: 448-5404  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 679 Date: Feb. 2 6,1940  Trust D epartm ent: No Bank Holding C om pany N orth A rka n sa s Bancshares, Inc, Jonesboro, AR P resident/C EO : Neil A. Wilkins, Sr. Vice P resident/C ash: Brenda Harness  Ex. Vice President: Danny G. H orton Vice President: M ary Jane H orton  Cash and balances Due From Banks:...... 2,054 Federal Funds and Repos:....................... 2,500 Investments:........................................... 13,626 Total Loans:........................................... 17,574 Bank Premises and Fixed Assets:.............. 266 Other Real Estate:......................................... 0 Other Assets:........................................... 1,872 Total A ssets:......................................... 37,892  Deposits:............................................ 33,278 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 162 Subordinated Debt:.................................... 0 Total Liabilities:................................... 33,440  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 4,452 Total Liabilities and Capital:............... 37,892  D ire c to rs : Virgil Blair, George E. Daniel, Bob Derickson, G. L Lieblong, Ancil Mays, Neil A. Wilkins, Sr.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  83  Bank of McCrory McCrory, AR 124 Edmonds Avenue P. O. B ox 367 C ounty: W o o d ru ff Population: 1,971  72101-0367 Telephone: 731-2521 FAX Number: 731-2859  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 128 Date: June 8 ,1903  Trust D epartm ent: Yes Bank Holding Com pany Thom pson Land Com pany, Inc., M cC ro ry, AR Chm.: John G. Thom pson Sr. Vice President: H. Ripley Thom pson Sr. V.P./Loan Off.: Donny U nd e rw o o d Vice P resident/C ash: Bobby T ro tte r  President/C EO : Je rry D y e r Sr. Vice President: John W. Eldridge Sr. Vice President: M argaret Collier  Cash and balances Due From Banks:...... 2,346 Federal Funds and Repos:.......................... 400 Investments:........................................... 41,330 Total Loans:........................................... 14,193 Bank Premises and Fixed Assets:.............. 169 Other Real Estate:......................................... 0 Other Assets:........................................... 1,382 Total Assets:......................................... 59,820  Deposits:............................................ 52,306 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 582 Subordinated Debt:.................................... 0 Total Liabilities:................................... 52,888  Total Trust Assets:..................................... 124  Number of Shares Outstanding:......... 20,000  Total Equity Capital and Reserves:__ 6,932 Total Liabilities and Capital:............... 59,820  D ire c to rs : Ian A rnof, D onald Cain, Edwin B. Conner, Jr., J e rry M. D yer, John D. Eldridge, John A. Eldridge III, Fletcher C. Lewis, G. L M orris, Jr., H. Ripley Thompson, John G. Thom pson, Vance M. Thom pson III  McGehee Bank McGehee, AR 301 N. S econd S treet P .O .B o x 787 C ounty: Desha Population: 4,997  71654-0787 Telephone: 222-3151 FAX Number: 222-6159  Branches in Town: 1 O ther Branches: 3 C h a rte r Number: 661 Date: Dec. 5,1933  Trust D epartm ent: Yes Bank Holding C om pany S outheast Financial B a n ksto ck C orporation, McGehee, AR Chm.: Sam Bowm an Vice Chm: John P o tte r Vice President: Phillip P rive tt Cash: Stephen Wilson  President/C EO : Bill Bowm an Ex. V.P./Trust Off.: Mike Smith Vice President: Todd P o tte r  Cash and balances Due From Banks: 2,582 4,525 Federal Funds and Repos:............... 34,543 Investments:.................................... 32,540 Total Loans:.................................... Bank Premises and Fixed Assets:... 479 Other Real Estate:...................................... 828 Other Assets:........................................... 1,229 Total A ssets:......................................... 76,726  Deposits:............................................ 65,426 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 805 Subordinated Debt:.................................... 0 Total Liabilities:................................... 66,231  Total Trust Assets:................................ 25,207  Number of Shares Outstanding:......... 80,000  Total Equity Capital and Reserves:... 10,495 Total Liabilities and Capital:............... 76,726  D ire c to rs : Sam Bowm an, R obert H. A d co ck, Bill Bowm an, Jimmy L Buford, Bill Elliott, David S. Leech, John L Maier, Jr., John H. P otter, M ark E. Sherland, Jr., James N. Smith, Cecil Simpson  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  84  Arkansas State Bank Department  The Bank of North Arkansas Melbourne, AR  601 Main Street P. O. Box 70 County: Izard Population: 1,562  Branches in Town: 0 Other Branches: 3 72556-0070 Charter Number: 42 Telephone: 368-4205 Date: July 29,1896 FAX Number: 368-4641 Trust Department: No Bank Holding Company InvestArk Bankshares, Inc., Stuttgart, AR Vice President: Judy D. Sanders President/CEO: Uoyd T. Jones Cash: Ernestine Marlin Vice President/Loans: W. Mike Cone Cash and balances Due From Banks:...... 1,259 Federal Funds and Repos:.......................... 800 Investments:........................................... 28,182 Total Loans:........................................... 20,203 Bank Premises and Fixed Assets:........... 1,050 Other Real Estate:........................................ 17 Other Assets:.............................................. 797 Total Assets:......................................... 52,308  Deposits:............................................ 47,820 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 467 Subordinated Debt:..................................... 0 Total Liabilities:................................... 48,287  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 80,000  Total Equity Capital and Reserves:__ 4,021 Total Liabilities and Capital:............... 52,308  Directors: Wesley Arnold, Harry C. Erwin, Vernon J. Giss, Tommy Hillman, Cole Martin, L T. Jones, Sr., James E. Miller, Harlin F. Hames, W. Neil Maynard  The Union Bank of Mena Mena, AR  Branches in Town: 1 71953-0898 Other Branches: 2 Telephone: 394-2211 Charter Number: 667 Date: July 25,1934 FAX Number: 394-3809 Trust Department: No Bank Holding Company Union Bankshares, Inc., Mena, AR President/CEO: Bill L Wood Chm.: Edward W. Stevenson Vice President: Buddy Newbolt Ex. Vice President: Gary Newcomb Cash: Ruby Lunsford Vice President: Eva Capehart  515 Janssen Avenue P. O.Box 898 County: Polk Population: 5,475  Cash and balances Due From Banks:...... 2,679 Federal Funds and Repos:....................... 3,300 Investments:........................................... 35,794 Total Loans:........................................... 43,716 Bank Premises and Fixed Assets:.............. 518 Other Real Estate:........................................ 76 Other Assets:........................................... 1,778 Total A ssets:......................................... 87,861  Deposits:............................................ 79,711 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 638 Subordinated Debt:.................................... 0 Total Liabilities:................................... 80,349  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 12,000  Total Equity Capital and Reserves:__ 7,512 Total Liabilities and Capital:............... 87,861  Directors: R. A. Carver, John Crawford, R. L Hamilton, David Maddox, Pauline Morrow, Gary Newcomb, Ed Stevenson, Bill L Wood   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  85  MidSouth Bank M o n e tte , A R 302 W. Drew P .O .B o x P C ounty: C raighead Population: 1,115  72447-0610 Telephone: 486-5493 FAX Number: 486-2250  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 673 Date: Dec. 29,1936  Trust D epartm ent: No Bank Holding Com pany Chm.: C arolyn Frierson Ex. Vice President: T erry Frierson Vice President: Bill Clark A sst. V.P./Cash: Teresa A shley  President/C EO : Revis G. S te w a rt Sr. Vice President: Shirley Bronaugh Vice President: R usty Thom pson A sst. Vice President: Janet D uffel  Cash and balances Due From Banks:...... 1,772 Federal Funds and Repos:....................... 3,550 Investments:.......................................... 15,861 Total Loans:........................................... 29,817 Bank Premises and Fixed Assets:.............. 855 Other Real Estate:...................................... 137 Other Assets:............................................. 979 Total Assets:......................................... 52,971  Deposits:............................................ 49,042 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 572 Subordinated Debt:.................................... 0 Total Liabilities:................................... 49,614  Total Trust Assets:.......................................  Number of Shares Outstanding:........... 4,000  0  Total Equity Capital and Reserves:__ 3,357 Total Liabilities and Capital:............... 52,971  D ire c to rs : C arolyn Frierson, Revis G. S te w a rt, Shirley Bronaugh, George F. Delaney, Jr., T erry Frierson, B. R. Harper, Ruth P. Latta, J. E. S to ry, Bobby G. W ood  Commercial Bank & Trust Company M o n tic e llo , A R 212 W. Gaines S treet P .O .B o x 150 C ounty: Drew Population: 8,116  71655-0150 Telephone: 367-6221 FAX Number: 367-7700  Branches in Town: 3 O ther Branches: 0 C h a rte r Number: 396 Date: Nov. 29,1912  Trust D epartm ent: Yes Bank Holding Com pany D rew Bancshares, Inc., Monticello, AR Chm.: Virginia M. Ryburn Ex. Vice President: George T. H arris Vice President: Gene G ates  P resident/C EO : Reginald G lover Sr. Vice President: R usty Smith  Cash and balances Due From Banks:...... 2,719 Federal Funds and Repos:.......................... 125 Investments:.......................................... 21,526 Total Loans:........................................... 39,831 Bank Premises and Fixed Assets:.............. 837 Other Real Estate:...................................... 127 Other Assets:.......................................... 1,066 Total A ssets:......................................... 66,231  Deposits:............................................ 59,624 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 474 Subordinated Debt:.................................... 0 Total Liabilities:................................... 60,098  Total Trust Assets:.................................  Number of Shares Outstanding:........... 8,000  1,185  Total Equity Capital and Reserves:__ 6,133 Total Liabilities and Capital:............... 66,231  D ire c to rs : Joe Brannen, James H. Burks, C. C. Gibson ill, Reginald Glover, R. D. Jones, Jr., Bennie Ryburn, Jr., Virginia M. Ryburn, Kim Ward, Frank W olfe   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  86  Arkansas State Bank Department  Union Bank & Trust Co. Monticello, AR 102 W .M cC loy P.O. Box 270 C ounty: Drew Population: 8,116  71655-0270 Telephone: 3 6 7-3453 FAX Number: 367-5183  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 448 Date: Sep. 15,1915  Trust D epartm ent: Yes Bank Holding Com pany First Union Financial Corp., Monticello, AR Chm.: Zach McClendon, Jr. Sr. V.P./Trust O ff.: B e ve rly Hudson Vice President: Ken W iscaver  P resident/C E O : James P. J e tt Vice P resident/Loans: Joe Fakouri Vice President: Clay Mitchell  Cash and balances Due From Banks:...... 2,664 Federal Funds and Repos:....................... 7,765 Investments:.............................................33,157 Total Loans:........................................... 37,497 Bank Premises and Fixed Assets:........... 1,422 Other Real Estate:...................................... 261 Other Assets:........................................... 1,388 Total Assets:......................................... 84,154  Deposits:............................................ 76,276 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 842 Subordinated Debt:.................................... 0 Total Liabilities:................................... 77,118  Total Trust Assets:.................................. 5,116  Number of Shares Outstanding:......... 80,000  Total Equity Capital and Reserves:__ 7,036 Total Liabilities and Capital:................ 84,154  D ire c to rs : William K. Ball, B row n Calhoun, Frank Carson, Jr., Dale Handly, C harles E. Jackson, James P. Jett, Zach McClendon, Jr., Wells M of fa tt, John P o rte r Price, Richard Reinhart, David E. Wilkins, Alan G. Williams, Juan T ro tte r  The Bank of Montgomery County Mount Ida, AR George S treet P.O. Box 435 C ounty: M ontgom ery Population: 775  71957-0435 Telephone: 867-3148 FAX Number: 86 7-4333  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 617 Date: Nov. 2 6,1930  Trust D epartm ent: No Bank Holding Com pany M ontg o m e ry C o u n ty Bancshares, Inc., Little Rock, AR C hm ./Pres./CEO : Daniel C. H orton Sr. Vice President: Marcia Summitt  Ex. Vice President: Melvin L Simpson Cash: H ettie A be rn a th y  Cash and balances Due From Banks:...... 1,267 Federal Funds and Repos:.......................... 700 Investments:........................................... 20,474 Total Loans:........................................... 23,675 Bank Premises and Fixed Assets:.............. 301 Other Real Estate:...................................... 253 Other Assets:........................................... 1,086 Total Assets:......................................... 47,756  Deposits:............................................ 41,305 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 194 Subordinated Debt:.................................... 0 Total Liabilities:................................... 41,499  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 6,257 Total Liabilities and Capital:............... 47,756  D ire c to rs : Daniel C. H orton, Melvin L Simpson, A. L Banta, Bill Barnes, Joe Brakefield, Jr., Harold Campbell, R o b e rt Campbell, Bob Gore, D enver Jones, Bill Lawerence, Bobby Lybrand, Ode M addox, G. R. M osley, D oyle O ’Neal, John Selig   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  87  Seventy-Seventh Report  Peoples Bank & Trust Company Mountain Home, AR Ninth & B aker S treets P.O. D raw er B C ounty: B a x te r Population: 9,027  72653-0458 Telephone: 425-2166 FAX Number: None  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 147 Date: Aug. 10,1906  Trust D epartm ent: Yes Bank Holding Com pany B a x te r C o u n ty Bancshares, Moutian Home, AR Chm.: Reynie Rutledge Trust O ffice r: Paul E. Johnson  P resident/C EO : L a rry Nelson  Cash and balances Due From Banks:...... 5,199 Federal Funds and Repos:....................... 2,800 Investments:........................................... 88,229 Total Loans'-........................................... 61,297 Bank Premises and Fixed Assets:.............. 496 Other Real Estate:...................................... 539 Other Assets:........................................... 2,811 Total Assets:......................................... 161,371  Deposits:............................................ 144,611 Federal funds and Borrowings:.................. 0 Other Liabilities:................................... 1,335 Subordinated Debt:.................................... 0 Total Liabilities:................................. 145,946  Total Trust Assets:................................ 23,090  Number of Shares Outstanding:....... 110,000  Total Equity Capital and Reserves:... 15,425 Total Liabilities and Capital:................161,371  D ire c to rs : R eynie Rutledge, Neil Nelson, James Lindsey, James Faulkner, D. Eugene Fortson, Don Jack, Jr., N. T. Rutledge, W. T. Morgan, R. E. Baker, W. M. Thompson, Guy King, L a rry G. Nelson  Bank of Mountain View Mountain View, AR Main S treet P.O .Box 1228 C ounty: Stone Population: 2,439  72560-1228 Telephone: 269-3815 FAX Number: 2 69-2899  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 446 Date: July 21,1915  Trust D epartm ent: No Bank Holding Com pany None Chm.: Glen Hinkle Vice President/C EO : Mr. C harles A. Low e Vice P resident/S ec.: Kenneth S utton  President: James G. Hinkle Vice P resident/C ash: Weldon Duncan  Cash and balances Due From Banks:...... 2,320 Federal Funds and Repos:....................... 3,130 Investments:........................................... 25,533 Total Loans:............................................ 28,433 Bank Premises and Fixed Assets:.............. 541 Other Real Estate:...................................... 223 Other Assets:........................................... 1,329 Total Assets:......................................... 61,509  Deposits:............................................ 49,258 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 500 Subordinated Debt:.................................... 0 Total Liabilities:................................... 49,758  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:... 11,751 Total Liabilities and Capital:............... 61,509  D ire c to rs : Glen Hinkle, James G. Hinkle, Kenneth Sutton, C harles A. Low e   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Arkansas State Bank Department  88  Bank of Mulberry Mulberry, AR 311 Main S tre e t P.O. D raw er A C ounty: C ra w fo rd Population: 1,448  72947-0480 Telephone: 997-1154 FAX Number: 997-1161  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 81 Date: Jan. 15,1902  Trust D epartm ent: No Bank Holding C om pany A cm e Holding C om pany, Inc., Little Rock, AR Chm.: Lex Golden Vice P resident/C ash: Dianna Millsap A sst. Vice President: Phyllis Douglas  P resident/C E O : B e tty Feller A sst. Vice President: M ary B urkhart  Cash and balances Due From Banks:......... 778 Federal Funds and Repos:....................... 1,740 Investments:............................................ 3,608 Total Loans:........................................... 17,823 Bank Premises and Fixed Assets:.............. 371 Other Real Estate:...................................... 787 Other Assets:.............................................. 477 Total A ssets:......................................... 25,584  Deposits:............................................ 22,669 Federal funds and Borrowings:............... 267 Other Liabilities:...................................... 184 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,120  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 2,464 Total Liabilities and Capital:............... 25,584  D ire c to rs : W. Joe M edlock, B e tty Feller, Lex Golden  Pike County Bank Murfreesboro, AR 101 N. W ashington S tre e t P .O .B o x 279 C ounty: Pike Population: 1,542  71958-0297 Telephone: 285-2172 FAX Number: 2 85-3335  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 175 Date: Dec. 19,1904  Trust D epartm ent: No Bank Holding C om pany Bainum B ancorp, II, M urfreesboro, AR Chm.: Irvin C. Bainum  P resident/C E O : Brenda Smith  Cash and balances Due From Banks:...... 2,370 Federal Funds and Repos:....................... 1,600 Investments:........................................... 14,179 Total Loans:........................................... 24,104 Bank Premises and Fixed Assets:.............. 959 Other Real Estate:...................................... 395 Other Assets:.............................................. 863 Total A ssets:......................................... 44,470  Deposits:............................................ 39,578 Federal funds and Borrowings:............... 181 Other Liabilities:...................................... 256 Subordinated Debt:.................................... 0 Total Liabilities:................................... 40,015  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 16,000  Total Equity Capital and Reserves:__ 4,455 Total Liabilities and Capital:............... 44,470  D ire c to rs : C ooper Kizzia, Thom as Bridgeman, R obert Evans, Brenda Smith, John Ross, Buel Hawkins, G eorge Steel, Sr., Irvin Bainum   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  89  Seventy-Seventh Report  First State Bank of Newport Newport, AR Second & Hazel P. O. Box 340 C ounty: Jackson Population: 7,459  72112-0340 Telephone: 523-7500 FAX Number: 523-4124  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 738 Date: July 6 ,1978  Trust D epartm ent: Yes Bank Holding C om pany N orth A rka n sa s Bancshares, Inc., Jonesboro, AR P resident/C EO : R obert L Smith Vice P resident/C ash: Michael Tinsley  Vice P resident/Loan: Bill Elliott, Jr. Trust O ffice r: Laverne Crum  Cash and balances Due From Banks:...... 2,588 Federal Funds and Repos:....................... 1,750 Investments:........................................... 16,230 Total Loans-........................................... 39,540 Bank Premises and Fixed Assets:........... 1,347 Other Real Estate:...................................... 148 Other Assets:........................................... 4,136 Total Assets:......................................... 65,739  Deposits:............................................ 57,759 Federal funds and Borrowings:................. 50 Other Liabilities:...................................... 387 Subordinated Debt:.................................... 0 Total Liabilities:................................... 58,196  Total Trust Assets:................................. 7,851  Number of Shares Outstanding:......... 29,336  Total Equity Capital and Reserves:__ 7,543 Total Liabilities and Capital:............... 65,739  D ire c to rs : M orris Crandall, Stephen Graham, Shirley Haigwood, Phillip Hout, David Johnston, George Kell, G. L. Lieblong, Joe David Smith, R obert L Smith, R obert Vanhook, Forrest Wise  Merchants & Planters Bank Newport, AR Second and Hazel P. O. Box 550 C ounty: Jackson Population: 7,459  72112-0550 Telephone: 523-3601 FAX Number: 523-3473  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 694 Date: M arch 20,1946  Trust D epartm ent: Yes Bank Holding Com pany M & P C om m unity Bancshares, Inc., N ew port, A rkansas C hm ./Pres./CEO /T.O .: Jim S. Gowen, Sr. Vice P resident/C ash: Patricia H. Davis A sst. Vice President: Ron L Kingston  Sr. Vice President: T e rry L Dillon Vice President: C arla P. Stiger  Cash and balances Due From Banks:...... 4,863 Federal Funds and Repos:....................... 3,400 Investments:........................................... 23,538 Total Loans:........................................... 28,926 Bank Premises and Fixed Assets:.............. 677 Other Real Estate:................................... 1,610 Other Assets:........................................... 1,712 Total Assets:......................................... 64,726  Deposits:............................................ 58,931 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 397 Subordinated Debt:................................. 100 Total Liabilities:................................... 59,428  Total Trust Assets:................................. 5,361  Number of Shares Outstanding:........... 9,000  Total Equity Capital and Reserves:__ 5,298 Total Liabilities and Capital:............... 64,726  D ire c to rs : Jim S. Gowen, Sr., M orris L Bowm an, R. O w en B urton, John L Conner, Sr., Thom as R. C urtner, Troy Gray, R obert H arvey, Fred M. Pickens, Jr., J. Edward Scoggins, Gerald Saracini   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  90  Arkansas State Bank Department  Bank of Little Rock North Little Rock, AR 305 E. B roadw ay P .O .B o x 5821 C ounty: Pulaski Population: 61,741  72119-5821 Telephone: 37 6-3523 FAX Number: 376-1642  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 748 Date: May 4,1 9 8 9  Trust D epartm ent: Yes Bank Holding C om pany None Chm.: A. J. G ornatti Vice P resident/C ash: Elisabeth A. Estes  P resident/C E O : Eugene L Maris  Cash and balances Due From Banks:......... 707 Federal Funds and Repos:....................... 1,106 Investments:............................................ 3,299 Total Loans:........................................... 14,642 Bank Premises and Fixed Assets:.............. 634 Other Real Estate:...................................... 379 Other Assets:.............................................. 926 Total Assets:......................................... 21,693  Deposits:............................................ 18,874 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 117 Subordinated Debt:.................................... 0 Total Liabilities:................................... 18,991  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........ 100,000  Total Equity Capital and Reserves:__ 2,702 Total Liabilities and Capital:............... 21,693  D ire c to rs : A. J. G ornatti, Eugene L Maris, James M. May III, Stephen W. Plunkett, J. H a rry Leggett, Jr., S teven C. Russell  The Twin City Bank North Little Rock, AR 1 R iverfront Place P .O .B o x 5581 C ounty: Pulaski Population: 61,741  72114-5581 Telephone: 688 -1 0 0 0 FAX Number: 688-1095  Branches in Town: 8 O ther Branches: 6 C h a rte r Number: 671 Date: M arch 21,1935  Trust D epartm ent: Yes Bank Holding C om pany None C hm ./Pres./CEO : T. E. Renaud Ex. V.P./Cash: M argaret Eldridge Sr. V.P./Fin. Off.: Ronald G. Gillert Sr. Vice President: Ben Scroggin  Ex. Vice President: R obert F. Birch, Jr. Sr. Vice President: S teve Blair Ex. V.P./Trust: Kenneth D. Hammonds Sr. Vice President: Susan Sisk  Cash and balances Due From Banks:__ 23,580 Federal Funds and Repos:....................... 1,000 Investments:......................................... 243,675 Total Loans:......................................... 308,449 Bank Premises and Fixed Assets:......... 14,856 Other Real Estate:................................... 1,062 Other Assets:......................................... 10,685 Total A ssets:......................................... 603,307  Deposits:........................................... 530,747 Federal funds and Borrowings:........... 15,723 Other Liabilities:................................... 7,789 Subordinated Debt:................................. 193 Total Liabilities:................................. 554,452  Total Trust Assets:............................... 153,324  Number of Shares Outstanding:........ 270,000  Total Equity Capital and Reserves:... 48,855 Total Liabilities and Capital:.............. 603,307  D ire c to rs : Joseph Bates, M artin B orchert, Frank Lyon, Jr., H enry Mariani, Mike M ehaffy, Eugene M. P feifer III, G eorge Pitts, T. E. Renaud, G eorge M. Rozzell, Jr., Father George W. Tribou, L a rry C. Wallace   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  91  Seventy-Seventh Report  American State Bank Osceola, AR 749 W. Keiser S treet C ounty: Mississippi Population: 8,930  72370-3505 Telephone: 5 63-2265 FAX Number: 655-8522  Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 262 Date: O ct. 3,1908  Trust D epartm ent: No Bank Holding Com pany None Chm.: S teve A. Wilson Vice President: M ary Emily Thom pson Cash: Alice G riffin  P resident/C EO : Charles L Miller Vice P resident/Loan: Don Bassham  Cash and balances Due From Banks:......... 523 Federal Funds and Repos:............... 3.273 Investments:............................................ 9,785 Total Loans:............................................. 7,449 Bank Premises and Fixed Assets:.............. 150 Other Real Estate:......................................... 7 Other Assets:.............................................. 424 Total A ssets:......................................... 21,611  Deposits:............................................ 16,558 Federal funds and Borrowings:............ 1,700 Other Liabilities:...................................... 150 Subordinated Debt:.................................... 0 Total Liabilities:................................... 18,408  Total Trust Assets:.......................................  Number of Shares Outstanding:........... 4,000  0  Total Equity Capital and Reserves:.__ 3,203 Total Liabilities and Capital:............... 21,611  D ire c to rs : S teve Wilson, Harold Clemons, Sumner R. Cullom, Phillip Forrester, J. B. Hilliard, C harles L Miller, Michael E. Wilson, Mrs. R. E. L Wilson, R. E. L Wilson V, L a rry Wamble  The Planters Bank Osceola, AR 1300 W. Keiser P .O .B ox 407 C ounty: Mississippi Population: 8,930  72370-0407 Telephone: 563-2666 FAX Number: 563-3436  Branches in Town: 2 O ther Branches: 0 C h a rte r Number: 684 Date: April 13,1944  Trust D epartm ent: No Bank Holding Com pany None Chm.: Sloan Rainwater, Jr. Vice Chm.: William I. Rainwater Vice President: G ary Little  P resident/C EO : Jim Hinkle Vice P resident/C ash: B e tty H. Rue A sst. Vice President: N ancy Hall  Cash and balances Due From Banks:...... 1,376 Federal Funds and Repos:....................... 1,550 Investments:........................................... 15,183 Total Loans:............................................ 19,867 Bank Premises and Fixed Assets:........... 1,558 Other Real Estate:...................................... 182 Other Assets:.............................................. 524 Total A ssets:......................................... 40,240  Deposits:............................................ 35,613 Federal funds and Borrowings:................. 46 Other Liabilities:...................................... 394 Subordinated Debt:.................................... 0 Total Liabilities:................................... 36,053 Total Equity Capital and Reserves:__ 4,187 Total Liabilities and Capital:............... 40,240  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 20,000  0  D ire c to rs : Paul Billings, S teve C ox, Virginia C ox, J. A. C rosthw ait, Jim Hinkle, C harles J. Low rance IV, D ew ey Neely, John Newcom b, Sloan Rainwater, Jr., William I. Rainwater, William I. Rainwater, Jr., E. H. Riley, H enry S w ift, Low ell O. W inston  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  92  Arkansas State Bank Department  Bank of Ozark Ozark, AR Com m ercial at S ixth P .O .B o x 196 C ounty: Franklin Population: 3,330  72949-0196 Telephone: 667-2181 FAX Number: 667 -5 1 6 6  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 674 Date: June 9,1937  Trust D epartm ent: Yes Bank Holding C om pany B a n ksto ck One, Inc., Ozark, AR C hm .:Carl G. Holt Pres./Bank S ervices: M ark D. Ross Sr. V.P./Lending: R. D arrel Russell Vice President/T.O .: Pamela J. Minshew  P resident/C E O : George G. Gleason, II Sr. V.P./Cash: H arold Beck Vice President: A. C. M oncrief  Cash and balances Due From Banks:...... 3,176 Federal Funds and Repos:....................... 2,500 Investments:........................................... 17,195 Total Loans-........................................... 64,497 Bank Premises and Fixed Assets:........... 1,642 Other Real Estate:................................... 4,292 Other Assets:........................................... 1,952 Total Assets:......................................... 95,254  Deposits:............................................ 85,103 Federal funds and Borrowings:............... 100 Other Liabilities:................................... 1,056 Subordinated Debt:..................................... 0 Total Liabilities:................................... 86,259  Total Trust Assets:.................................. 5,829  Number of Shares Outstanding:......... 27,399  Total Equity Capital and Reserves:__ 8,995 Total Liabilities and Capital:............... 95,254  D ire c to rs : C arl G. Holt, G eorge G. Gleason II, Linda D. Gleason, C o y K irkpatrick, W. D. Gober, M ark D. Ross, Kennith Smith, O. P o rte r Hillard, R ebecca P. Johnson, L a rry M. Dicks, Gus S haffer  Security Bank Paragould, AR C o u rt & P ruett P .O .B o x 670 C ounty: Greene Population: 18,540  7 2 4 50-0670 Telephone: 239-9571 FAX Number: 2 3 9-3410  Branches in Town: 2 O ther Branches: 1 C h a rte r Number: 640 Date: Feb. 5,1931  Trust D epartm ent: Yes Bank Holding C om pany Mid South Bancshares, Inc., Paragould, AR Chm.: Frank Oldham, Jr. Ex. Vice President: S te ve Gramling Trust O ffice r: Sharon Johnson  P resident/C E O : William B. Fisher Sr. Vice President: Sandra Kasserm an  Cash and balances Due From Banks:...... 3,576 Federal Funds and Repos:............................. 0 Investments:........................................... 29,505 Total Loans:.............................................66,816 Bank Premises and Fixed Assets:........... 3,977 Other Real Estate:...................................... 941 Other Assets:........................................... 2,852 Total Assets:........................................ 107,667  Deposits:............................................ 94,013 Federal funds and Borrowings:............ 4,000 Other Liabilities:...................................... 901 Subordinated Debt:................................. 700 Total Liabilities:................................... 99,614  Total Trust Assets:.................................. 4,158  Number of Shares Outstanding:........ 120,000  Total Equity Capital and Reserves:__ 8,053 Total Liabilities and Capital:.............. 107,667  D ire c to rs : Frank Oldham, Jr., William B. Fisher, S teve Gramling, E verett Rogers, J e rry McIntosh, Ray D istretti, Marlin D. Jackson, Herb Bland, Richard Nutt, T e rry Wilkins, C. Mack Shotts, Vern Ann Shotts, Donald I. Purcell, Frank Guinn  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  93  Seventy-Seventh Report  Bank of Parkdale Parkdale, AR H w y. 165 & S tate H w y P .O .B o x 37 C ounty: A shley Population: 393  71661-0037 Telephone: 473-2217 FAX Number: 473-2492  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 141 Date: Feb. 1,1910  Trust D epartm ent: No Bank Holding C om pany None Chm.:Thomas R. Pugh President: George Pugh  C EO /Ex. V.P.: Bruce Timmons Vice President: Geraldine Z a tw a rs k y  Cash and balances Due From Banks:......... 201 Federal Funds and Repos:............................. 0 Investments:............................................ 8,744 Total Loans:........................................... 12,995 Bank Premises and Fixed Assets:.............. 489 Other Real Estate:...................................... 141 Other Assets:.............................................. 602 Total Assets:......................................... 23,172  Deposits:............................................ 20,402 Federal funds and Borrowings:............... 365 Other Liabilities:...................................... 149 Subordinated Debt:.................................... 0 Total Liabilities:................................... 20,916  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 16,000  Total Equity Capital and Reserves:__ 2,256 Total Liabilities and Capital:............... 23,172  D ire c to rs : Tom Pugh, G eorge Pugh, C arl Wells, D ew ayne Haynes, H arrison Ralph, Ernest O ’Neal, James N. Murphy, Frank Pugh, A. H. Pugh, Neill Sloan, C lifford Larrison, J. A. Gibson  First State Bank Parkin, AR 25 W. Parkin Avenue P .O .B o x 526 C ounty: C ross Population: 1,847  72373-0526 Telephone: 755-5401 FAX Number: 755-2567  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 568 Date: June 5,1925  Trust D epartm ent: No Bank Holding C om pany Parkin Bancorp, Inc., Parkin, AR Chm.: William N. G riffin Ex. Vice P resident/C O O : Mitchell R. Higdon A sst. Vice President: Gayle M. C am eron A sst. Cash: Jo yce S. McKnight  P resident/C EO : Frank Wallace Vice President/C ash: Brenda F. Williams A sst. Cash: Lori R oeder  Cash and balances Due From Banks:......... 739 Federal Funds and Repos:.......................... 975 Investments:.................................... 3,594 Total Loans:............................................ 8,605 Bank Premises and Fixed Assets:.............. 134 Other Real Estate:........................................ 19 Other Assets:.............................................. 228 Total Assets:......................................... 14,294  Deposits:............................................ 12,688 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 202 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,890 Total Equity Capital and Reserves:__ 1,404 Total Liabilities and Capital:............... 14,294  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  D ire c to rs : Fred E. Brenner, John A. Brenner, John A. Brenner Jr., R aym ond S. Clift, Frankie C. Givens, Neil Griffin, William N. G riffin, Mitchell R. Higdon, Jack McNeil, William B. McSwain, Charles Ruston, Jr., Frank G. Wallace  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  94  Arkansas State Bank Department  The Perry County Bank Perry ville, AR 201 Main S treet P .O .Box 189 C ounty: P e rry Population: 1,141  72126-0189 Telephone: 88 9 -2 3 1 8 FAX Number: 88 9 -2 9 6 6  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 690 Date: Dec. 8,1 9 4 5  Trust D epartm ent: No Bank Holding C om pany P e rry C o u n ty Bancshares, Inc., P e rry ville, AR Chm.: R obert M. Hill Sr. Vice President: Joe C a rte r Vice President: Naomi Chamblis  P resident/C E O : Neal Ainley Vice President: M a rty S a tte rfie ld Vice President: Helen Brandon  Cash and balances Due From Banks:...... 1,501 Federal Funds and Repos:....................... 1,125 Investments:........................................... 18,069 Total Loans-........................................... 28,281 Bank Premises and Fixed Assets:.............. 171 Other Real Estate:......................................... 0 Other Assets:.............................................. 724 Total Assets:......................................... 49,871  Deposits:............................................ 45,411 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 364 Subordinated Debt:..................................... 0 Total Liabilities:................................... 45,775  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 16,000  Total Equity Capital and Reserves:__ 4,096 Total Liabilities and Capital:............... 49,871  D ire c to rs : Rob M. Hill, H erby Branscum, Jr., C harles Roland, Sr., Neal Ainley  Piggott State Bank Piggott, AR 212 W. C h e rry P .O .B o x 307 C ounty: Clay Population: 3,777  72454-0307 Telephone: 598-3802 FAX Number: 5 98-2026  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 613 Date: M arch 10,1930  Trust D epartm ent: No Bank Holding C om pany P iggott B ankstock, Inc., Piggott, AR C hm ./Pres./CEO : Paula O. Blackw ell Cash and balances Due From Banks:...... 2,014 Federal Funds and Repos:....................... 1,300 Investments:........................................... 13,738 Total Loans:........................................... 14,940 Bank Premises and Fixed Assets:.............. 468 Other Real Estate:........................................ 10 Other Assets:...................... 476 Total A ssets:......................................... 32,946  Deposits:............................................ 30,126 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 367 Subordinated Debt:.................................... 0 Total Liabilities:................................... 30,493  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 2,453 Total Liabilities and Capital:............... 32,946  D ire c to rs : Paula O. Blackwell, S teve Bell, Jim Poole   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  95  First State Bank Plainview, AR Main & B roadw ay P .O .B o x 277 C ounty: Yell Population: 685  72857-0277 Telephone: 272-4221 FAX Number: 272-4154  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 663 Date: Jan. 12,1934  Trust D epartm ent: No Bank Holding C om pany Clem ent Bancshares, Inc., Plainview, AR Chm ./Pres./CEO: John Clem ent Vice P resident/Loans: James Bata  Ex. Vice President: Ralph Wilson Vice P resident/C ash: Theogene Bollan  Cash and balances Due From Banks:...... 1,001 Federal Funds and Repos:....................... 1,300 Investments:............................................ 5,036 Total Loans-........................................... 17.113 Bank Premises and Fixed Assets:.............. 147 Other Real Estate:...................................... 142 Other Assets:........................................... 1,571 Total A ssets:......................................... 26,310  Deposits:............................................ 23,537 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 176 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,713  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 20,000  Total Equity Capital and Reserves:__ 2,597 Total Liabilities and Capital:............... 26,310  D ire c to rs : John Clement, Thelm a Clement, George Tippin, Jimmy W eaver, Ralph Wilson  Bank of Pocahontas Pocahontas, AR 101 B roadw ay P .O .B o x 467 C ounty: Randolph Population: 6,151  72455-0467 Telephone: 892-5286 FAX Number: None  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 145 Date: Oct. 31,1903  Trust D epartm ent: No Bank Holding C om pany P ocahontas B ankstock, Inc., P ocahontas Chm ./Pres./CEO : John R. Jackson, Jr. Vice President: Max R. Long  Vice P resident/C ash: W. H. Holobaugh A sst. Cash: M ary D. Cullison  Cash and balances Due From Banks:...... 3,426 Federal Funds and Repos:....................... 4,150 Investments:........................................... 34,805 Total Loans:........................................... 13,812 Bank Premises and Fixed Assets:............... 40 Other Real Estate:......................................... 0 Other Assets:........................................... 1,030 Total Assets:......................................... 57,263  Deposits:............................................ 51,071 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 408 Subordinated Debt:.................................... 0 Total Liabilities:................................... 51,479  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 5,000  Total Equity Capital and Reserves:__ 5,784 Total Liabilities and Capital:............... 57,263  D ire c to rs : Frank Bigger, Don R. C ox, J. Phillip Futrell, John R. Jackson, Jr., Carol B elford-Lew allen, Michael L M cNabb   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  96  Arkansas State Bank Department  Planters & Stockmen Bank Pocahontas, AR 205 Rice S treet P. O. Box 587 C ounty: Randolph Population: 6,151  72455-0587 Telephone: 892-5252 FAX Number: 892-8251  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 715 Date: June 12,1962  Trust D epartm ent: No Bank Holding C om pany Walden Holding C om pany, Jonesboro, AR Chm.: Frank E. Walden Sr. Vice President: R o b e rt T. G riffith Vice President: S te ve Hill A sst. Cash: Oneta Thom pson  P resident/C E O : Jeriel A. Summitt Vice President: Bernadine Guntharp Cashier: Bea M athew s A sst. Cash: K athy H a ckw o rth  Cash and balances Due From Banks:...... 1,446 Federal Funds and Repos:....................... 1,425 Investments:............................................ 9,469 Total Loans-........................................... 16,009 Bank Premises and Fixed Assets:.............. 222 Other Real Estate:......................................... 0 Other Assets:.............................................. 573 Total Assets:......................................... 29,144  Deposits:............................................ 26,268 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 308 Subordinated Debt:.................................... 0 Total Liabilities:................................... 26,576  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 10,000  Total Equity Capital and Reserves:__ 2,568 Total Liabilities and Capital:............... 29,144  D ire c to rs : Jim King, Jeriel A. Summitt, Frank E. Walden, A. J. Baltz, Jr.  The Peoples Bank Portland, AR Main S treet P .O .B o x 178 C ounty: A shley Population: 560  71663-0178 Telephone: 7 37-2236 FAX Number: 737-2816  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 251 Date: Jan. 22,1908  Trust D epartm ent: No Bank Holding C om pany Mainline Bankshares of Portland, Inc., Portland, AR Chm.: Ham pton Pugh Vice President: M ary Dean Pugh  P resident/C E O : Tipton Pugh  Cash and balances Due From Banks:......... 337 Federal Funds and Repos:.......................... 700 Investments:............................................ 7,520 Total Loans:............................................ 1,317 Bank Premises and Fixed Assets:............... 20 Other Real Estate:......................................... 0 Other Assets:.............................................. 149 Total Assets:......................................... 10,043  Deposits:............................................. 8,816 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 83 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 8,899  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 1,144 Total Liabilities and Capital:............... 10,043  D ire c to rs : M ary Dean Pugh, Ham pton Pugh, Tipton Pugh, Jack E dwards   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  97  Portland Bank Portland, AR Main S treet P .O .B o x 68 C ounty: A shley Population: 560  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 57 Date: April 23,1900  71663-0068 Telephone: 737-2226 FAX Number: 737-4263 Trust D epartm ent: No Bank Holding Com pany P ortland Bankshares, Inc., Portland, AR  Chm.: R obert D. Pugh  President/C EO : Je rry D. Sadler  Cash and balances Due From Banks:......... 427 Federal Funds and Repos:.......................... 405 Investments:............................................ 7,276 Total Loans:............................................ 7,442 Bank Premises and Fixed Assets:.............. 154 Other Real Estate:......................................... 5 Other Assets:.............................................. 289 Total A ssets:......................................... 15,998  Deposits:............................................ 13,561 Federal funds and Borrowings:............... 500 Other Liabilities:...................................... 138 Subordinated Debt:.................................... 0 Total Liabilities:................................... 14,199  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 20,000  0  Total Equity Capital and Reserves:__ 1,799 Total Liabilities and Capital:............... 15,998  D ire c to rs : R obert D. Pugh, J e rry Sadler, M ack Borgognoni, Benton N ewcom e, Joel Newcom e, C. E. Bridewell, William Oldham, Eddie Scherm, Don Pylate, C harles F. LaGrone, R. H. Tuggle  The Farmers & Merchants Bank Prairie Grove, AR 102 E. Buchanan P .O .B ox 207 C ounty: W ashington Population: 1,761  72753-0207 Telephone: 846-2115 FAX Number: 846-3942  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 166 Date: Aug. 29,1904  Trust D epartm ent: No Bank Holding Com pany None Chm.: D. E. Rieff Ex. Vice President: W ilford H. Thom pson Vice President: Rick Burden  P resident/C EO : James C. Rieff Vice P resident/C ash: Ted Doke  Cash and balances Due From Banks:...... 3,345 Federal Funds and Repos:....................... 1,565 Investments:.......................................... 36,332 Total Loans:........................................... 20,966 Bank Premises and Fixed Assets:.............. 324 Other Real Estate:........................................ 44 Other Assets:.................................... ... 1,203 Total Assets:......................................... 63,779  Deposits:............................................ 54,771 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 328 Subordinated Debt:.................................... 0 Total Liabilities:................................... 55,099  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 12,000  Total Equity Capital and Reserves:__ 8,680 Total Liabilities and Capital:............... 63,779  D ire c to rs : D. E. Rieff, James C. Rieff, Argil B artholom ew , Billy Joe B artholom ew , B a rry H. Parks, W ilford H. Thom pson, J. L Herrin   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  98  Arkansas State Bank Department  Bank of Prescott Prescott, AR E. S econd at Main D raw er 490 C ounty: N evada Population: 3,673  7 1 8 57-0490 Telephone: 887-2688 FAX Number: 887-6822  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 162 Date: Aug. 10,1904  Trust D epartm ent: Yes Bank Holding C om pany First S ta te Holding C om pany of P rescott, P rescott, AR Chm./CEO: John W arren Brannan, Sr. Sr. Vice President: James A. Pullen Vice President: Jam es Franks A sst. Vice President: Gay Clark  President: John W arren Brannan, Jr. Vice President: B. A. DeLam ar Vice President: Jean K. B olton-Jones A sst. Vice President: Pearl Taylor  Cash and balances Due From Banks:...... 2,605 Federal Funds and Repos:....................... 1,025 Investments:........................................... 30,934 Total Loans:........................................... 16,031 Bank Premises and Fixed Assets:.............. 273 Other Real Estate:........................................ 85 Other Assets:........................................... 1,153 Total A ssets:......................................... 52,106  Deposits:............................................ 47,326 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 720 Subordinated Debt:..................................... 0 Total Liabilities:................................... 48,046  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 24,000  Total Equity Capital and Reserves:__ 4,060 Total Liabilities and Capital:............... 52,106  D ire c to rs : John W arren Brannan, Sr., John W arren Brannan, Jr., Duncan Culpepper, C arl D alrym ple, Jr., B. A. Delamar, James E. Franks, R obert L Godwin, Gerald H endrix, Jean K. Jones, R. K. McCasland, A bb Morman, R. W. M urry, James A. Pullen, Milburn Tippit, John Vansickle  The Bank of Rector Rector, AR 400 Main S treet P .O .B o x 7 C ounty: Clay Population: 2,268  72461-0007 Telephone: 595-3591 FAX Number: 595-2550  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 616 Date: Nov. 15,1930  Trust D epartm ent: No Bank Holding C om pany N orth A rka n sa s Bancshares, Inc., Jonesboro, AR Chm.: G. L Ueblong Sr. V.P./Oper. Off.: S h e rry Dills  President: Ronald Benson  Cash and balances Due From Banks:...... 1,021 Federal Funds and Repos:.......................... 750 Investments:........................................... 10,609 Total Loans:........................................... 16,259 Bank Premises and Fixed Assets:.............. 178 Other Real Estate:......................................... 0 Other Assets:........................................... 1,273 Total Assets:......................................... 30,090  Deposits:............................................ 25,765 Federal funds and Borrowings:............ 1,000 Other Liabilities:...................................... 239 Subordinated Debt:.................................... 0 Total Liabilities:................................... 27,004  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 3,086 Total Liabilities and Capital:............... 30,090  D ire c to rs : G. L Leiblong, Ronald Benson, D anny Holified, D anny Ford, Joe Calvin   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  99  Seventy-Seventh Report  Farmers & Merchants Bank Reyno, AR 108 W. Main P .O .B ox 108 C ounty: Randolph Population: 467  72462-0108 Telephone: 769-2240 FAX Number: 769-2300  Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 360 Date: Dec. 8,1911  Trust D epartm ent: Yes Bank Holding Com pany Far-M er Bankshares, Inc., Reyno, AR Chm.: Frank Oldham, Jr. Sr. Vice President: Dora Graham  Pres./CEO /T.O .: David Dudley Vice President: Phyllis B urrow  Cash and balances Due From Banks:......... 893 Federal Funds and Repos:.......................... 375 Investments:............................................ 5,089 Total Loans:.............................................. 6,787 Bank Premises and Fixed Assets:.............. 663 Other Real Estate:...................................... 121 Other Assets:............................................. 204 Total Assets:......................................... 14,132  Deposits:............................................ 13,079 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 158 Subordinated Debt:.................................... 0 Total Liabilities:................................... 13,237  Total Trust Assets:.................................  Number of Shares Outstanding:......... 29,534  1,869  Total Equity Capital and Reserves:........ 895 Total Liabilities and Capital:............... 14,132  D ire c to rs : Frank Oldham, Jr., David W. Dudley, A d fre d Kerley, Frank Ellis, Tim othy Scott. Jake Rapert, C onrad Luter, G. B. Hambrick  The Bank of Rison Rison, AR 200 Main S treet P .O .B ox 345 C ounty: C leveland Population: 1,258  71665-0345 Telephone: 325-6251 FAX Number: 325-7661  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 650 Date: March 7,1932  Trust D epartm ent: No Bank Holding Com pany None Chm.: James L M oore Vice President: John W. Elrod  President/C EO : James R. Hopson Vice President: Ray B. Martin  Cash and balances Due From Banks:...... 1,102 Federal Funds and Repos:.......................... 425 Investments:............................................ 8,383 Total Loans:.............................................. 4,290 Bank Premises and Fixed Assets:............... 43 Other Real Estate:......................................... 3 Other Assets:............................................. 709 Total A ssets:......................................... 14,955  Deposits:............................................ 12,309 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 69 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,378  Total Trust Assets:.......................................  Number of Shares Outstanding:........... 4,000  0  Total Equity Capital and Reserves'-__ 2,577 Total Liabilities and Capital:............... 14,955  D ire c to rs : James L Moore, James R. Hopson, John W. Elrod, Ray B. Martin, Lee M oore   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  100  Arkansas State Bank Department  Farmers & Merchants Bank Rogers, AR 4th & C hestnut P .O .B o x 250 C ounty: Benton Population: 24,692  72757-0250 Telephone: 6 3 6-4233 FAX Number: 631-6567  Branches in Town: 2 O ther Branches: 0 C h a rte r Number: 712 Date: March 13,1956  Trust D epartm ent: Yes Bank Holding C om pany L y n x x Banking C orporation, Rogers, AR Chm.: John R. Bland Vice President: Marla England Loan O ffice r: Greg Green  Ex. V. P.: Charles H. Sandy Brannan A sst. Vice President: Sammie Evans  Cash and balances Due From Banks:...... 2,052 Federal Funds and Repos:.......................... 350 Investments:........................................... 30,300 Total Loans:........................................... 56,007 Bank Premises and Fixed Assets:.............. 660 Other Real Estate:...................................... 995 Other Assets:........................................... 1,805 Total A ssets:......................................... 92,169  Deposits:............................................ 80,899 Federal funds and Borrowings:................. 49 Other Liabilities:...................................... 653 Subordinated Debt:.................................... 0 Total Liabilities:................................... 81,601  Total Trust Assets:.................................. 5,955  Number of Shares Outstanding:........ 135,623  Total Equity Capital and Reserves:... 10,568 Total Liabilities and Capital:............... 92,169  D ire c to rs : John R. Bland, Lemuel H. Tull, Evelyn S. Rife, James L Pickens, R obert S. Maloney III, Don L Shores, John D. C low er, C layton J. Eversole  First Bank of Arkansas Russellville, AR 800 N orth A rkansas Avenue P.O .Box 3010 C ounty: Pope Population: 21,260  72801-0997 Telephone: 967 -8 0 0 0 FAX Number: 967-4679  Branches in Town: 2 O ther Branches: 3 C h a rte r Number: 192 Date: Sep. 29,1905  Trust D epartm ent: No Bank Holding C om pany D over Bancshares, Inc., Russellville, AR Chm./CEO: W ard J. Ramsay Sr. Vice President: Harold H ayes  President: Roy Reaves Cash: Eunice Lamar  Cash and balances Due From Banks:...... 2,497 Federal Funds and Repos:.......................... 750 Investments:.................. 19,214 Total Loans:........................................... 44,756 Bank Premises and Fixed Assets:........... 1,860 Other Real Estate:...................................... 269 Other Assets:........................................... 1,221 Total A ssets:......................................... 70,567  Deposits:............................................ 63,889 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 671 Subordinated Debt:.................................... 0 Total Liabilities:................................... 64,560  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 10,000  Total Equity Capital and Reserves:__ 6,007 Total Liabilities and Capital:............... 70,567  D ire c to rs : W ard J. Ramsay, Roy Reaves, James K. Young, Verlin Taylor, Tru e tt Leavell   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  101  Bank o f Salem S a le m , AR 202 Church S treet P .O .B ox 338 C ounty: Fulton Population: 1,474  72576-0338 Telephone: 895-2591 FAX Number: 895-3825  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 266 Date: Dec. 9,1908  Trust D epartm ent: No Bank Holding Com pany Smith A s s o c ia te d Banking Corp., Little Rock, AR Chm.: Richard T. Smith  P resident/C EO : Frank B. Burge  Cash and balances Due From Banks:...... 1,412 Federal Funds and Repos:....................... 1,400 Investments:................... 15,620 Total Loans:.......................................... 32,558 Bank Premises and Fixed Assets:.............. 777 Other Real Estate:............................... 994 Other Assets:........................................... 1,325 Total A ssets:......................................... 54,086  Deposits:............................................ 48,494 Federal funds and Borrowings:............... 986 Other Liabilities:...................................... 371 Subordinated Debt:.................................... 0 Total Liabilities:................................... 49,851  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 20,000  Total Equity Capital and Reserves:...... 4,235 Total Liabilities and Capital:............... 54,086  D ire c to rs : Richard T. Smith, Frank B. Burge, L R. “Jack” Cochran, C. D w ayne Plumlee, Marvin N ew ton  Logan County Bank Scranton, AR 600 Main S treet P. O. B ox 85 C ounty: Logan Population: 218  72863-0085 Telephone: 938-2511 FAX Number: 938-7084  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 578 Date: April 7,1926  Trust D epartm ent: No Bank Holding Com pany None Chm ./Pres./CEO: Joe Fritsche Vice President: G ary Fritsche  Vice President: Je rry Davis Cashier: Don Fritsche  Cash and balances Due From Banks:......... 759 Federal Funds and Repos:............................. 0 Investments:..... 17,423 Total Loans:........................................... 11,358 Bank Premises and Fixed Assets:.............. 180 Other Real Estate:........................................ 89 Other Assets:.............................................. 494 Total Assets:......................................... 30,303  Deposits:............................ 26,086 Federal funds and Borrowings:............... 280 Other Liabilities:...................................... 195 Subordinated Debt:.................................... 0 Total Liabilities:................................... 26,561  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 3,742 Total Liabilities and Capital:............... 30,303  D ire c to rs : M argaret Ahne, Mildred Fritsche, Joe Fritsche, Regina M. Layes   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  102  Arkansas State Bank Department  First Security Bank S e a r c y , AR 314 N. Spring P .O .B o x 1009 C ounty: W hite Population: 15,180  72143-1009 Telephone: 268-9871 FAX Number: 268-9871  Branches in Town: 2 O ther Branches: 4 C h a rte r Number: 649 Date: Feb. 6 ,1932  Trust D epartm ent: Yes Bank Holding C om pany First S e cu rity Bancorp, S earcy, AR C hm ./Pres./CEO : R eynie Rutledge  Trust O ffic e r: Michael C. Hutsell  Cash and balances Due From Banks:...... 6,266 Federal Funds and Repos:....................... 4,000 Investments:........................................... 63,037 Total Loans:........................................... 86,233 Bank Premises and Fixed Assets:........... 2,123 Other Real Estate:...................................... 186 Other Assets:........................................... 2,460 Total A ssets:........................................ 164,305  Deposits:.......................................... 146,998 Federal funds and Borrowings:............... 491 Other Liabilities:................................... 1,422 Subordinated Debt:..................................... 0 Total Liabilities:................................. 148,911  Total Trust Assets:................................ 18,133  Number of Shares Outstanding:......... 24,000  Total Equity Capital and Reserves:... 15,394 Total Liabilities and Capital:.............. 164,305  D ire c to rs : R eynie Rutledge, N. T. Rutledge, Alvin Van Hook, John McKnight, W ayne Ridout, C lifton Ganus, Bill Roussel, Jim Tarkington, E. D. Yancey, A lb e rt Yarnell, L a rry Crain, P o rte r Rodgers, Jr.  Grant C ounty Bank S h e rid a n , A R 101 N .O ak P .O .B o x 67 C ounty: Grant Population: 3,098  72150-0067 Telephone: 942-3145 FAX Number: 94 2-5900  Branches in Town: 2 O ther Branches: 0 C h a rte r Number: 136 Date: July 2 9,1903  Trust D epartm ent: Yes Bank Holding Com pany GCB Bancshares.lnc., Sheridan, AR Chairman: D. E. M cC oy, Sr. Ex. Vice P resident/C ash: John D. M anatt  P res./C E O /T rust Off.: D. E. M cC oy, Jr.  Cash and balances Due From Banks:...... 1,785 Federal Funds and Repos:....................... 1,700 Investments:........................................... 22,053 Total Loans:........................................... 17,483 Bank Premises and Fixed Assets:.............. 551 Other Real Estate:........................................ 24 Other Assets:.............................................. 740 Total Assets:......................................... 44,336  Deposits:............................................ 39,166 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 242 Subordinated Debt:.................................... 0 Total Liabilities:................................... 39,408  Total Trust Assets:.................................. 1,717  Number of Shares Outstanding:......... 45,000  Total Equity Capital and Reserves:__ 4,928 Total Liabilities and Capital:............... 44,336  D ire c to rs : W. W. Allen, B yron D. Brown, Jr., James W. Lancaster, John D. M anatt, D. E. M cC oy, Jr., D. E. M cC oy, Sr., W. Lee Tucker   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  103  Arkansas State Bank Siloam Springs, AR 318 E. Main S treet P .O .B ox 400 C ounty: Benton Population: 8,151  72761-0400 Telephone: 524-8101 FAX Number: 524-3307  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 713 Date: Jan. 12,1960  Trust D epartm ent: Yes Bank Holding Com pany None P resident/C EO : Ross S tout Vice President: Tommy Free Vice President: Reta I. Foster Vice President: Norene B arnes  Ex. Vice President: A rth u r M orris Vice P resident/C ash: B everly Lescard Vice President: D orothy Harmon Trust O ffice r: Don DeFreece  Cash and balances Due From Banks:...... 2,990 Federal Funds and Repos:....................... 5,800 Investments:.......................................... 64,763 Total Loans:............................................ 33,088 Bank Premises and Fixed Assets:.............. 732 Other Real Estate:........................................ 35 Other Assets:........................................... 1,603 Total A ssets:......................................... 109,011  Deposits:............................................ 97,451 Federal funds and Borrowings:.................. 0 Other Liabilities:................................... 1,246 Subordinated Debt:.................................... 0 Total Liabilities:................................... 98,697  Total Trust Assets:................................. 6,186  Number of Shares Outstanding:......... 72,000  Total Equity Capital and Reserves:... 10,314 Total Liabilities and Capital:.............. 109,011  D ire c to rs : D elbert Allen, Jr., R oderick L Allen, H. E. Harrison, Jr., C harles C. Jones, Mark Simmons, Ross S tout, A rth u r M orris  Smackover State Bank Smackover, AR 708 N. B roadw ay P. O. D raw er 107 C ounty: Union Population: 2,232  71762-0107 Telephone: 725-3051 FAX Number: 725-3049  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 600 Date: April 18,1928  Trust D epartm ent: Yes Bank Holding Com pany S m ackover Bancshares, Inc., S m ackover, AR Chm./'CEO: M ax O. Taylor Sr. V.P./Cash: Paulette Bussell  President: Bob W illett Vice P re sid e nt/T ru st Off.: Jim Yeager  Cash and balances Due From Banks:...... 1,359 Federal Funds and Repos:............................. 0 Investments:........................................... 27,536 Total Loans:........................................... 29,740 Bank Premises and Fixed Assets:.............. 290 Other Real Estate:...................................... 588 Other Assets:........................................... 1,036 Total Assets:......................................... 60,549  Deposits:............................................ 50,121 Federal funds and Borrowings:............ 2,188 Other Liabilities:...................................... 608 Subordinated Debt:.................................... 0 Total Liabilities:................................... 52,917  Total Trust Assets:..................................... 228  Number of Shares Outstanding:........ 100,000  Total Equity Capital and Reserves:__ 7,632 Total Liabilities and Capital:............... 60,549  D ire c to rs : M ax O. Taylor, James M. Tennyson, John D. Trimble V, Richard H. Vickers, Bob W illett   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  104  Arkansas State Bank Department  Merchants & Planters Bank Sparkman, AR Com m erce & Main S tre e ts P .O .B o x 127 C ounty: Dallas Population: 553  71763-0127 Telephone: 678-2251 FAX Number: 678-2401  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 457 Date: Sep. 19,1916  Trust D epartm ent: No Bank Holding Com pany None Chm.: Joseph B. Ford Cashier: D oris Mann A sst. Cash: K athryn Daniel  P resident/C E O : T yro l Q. C arson A sst. Cash: Patricia S haddock  Cash and balances Due From Banks:......... 529 Federal Funds and Repos:.......................... 165 Investments:............................................ 3,407 Total Loans-............................................ 3,522 Bank Premises and Fixed Assets:.............. 110 Other Real Estate:........................................ 92 Other Assets:.............................................. 110 Total A ssets:........................................... 7,935  Deposits:.............................................. 7,189 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 52 Subordinated Debt:..................................... 0 Total Liabilities:.................................... 7,241  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 3,000  Total Equity Capital and Reserves:......... 694 Total Liabilities and Capital:................. 7,935  D ire c to rs : Joseph B. Ford, T yro l Q. Carson, Ray White, G. W. DeLaughter, Louis M. Jacks, Charles T. Gaston  Springdale Bank and Trust Springdale, AR 415 W. Emma P. O. B ox 5000 C ounty: W ashington Population: 29,941  72765-5000 Telephone: 756-7000 FAX Number: 756-7077  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 339 Date: May 6,1911  Trust D epartm ent: Yes Bank Holding Com pany A rv e s t Bank Group, Inc., Bentonville, AR Chm.: Richard P. Calhoun Sr. Vice President: H. Dennis Smiley Vice President: S co tt K. Blackw ell  P resident/C E O : Buddy D. Philpot Vice P resident/C ash: B. Gail Jefferson Invest O ffice r: Pamela Lam oureux  Cash and balances Due From Banks:...... 1,685 Federal Funds and Repos:............................. 0 Investments:........................................... 10,145 Total Loans:........................................... 35,996 Bank Premises and Fixed Assets:.............. 935 Other Real Estate:......................................... 0 Other Assets:.............................................. 625 Total Assets:......................................... 49,386  Deposits:............................................ 40,192 Federal funds and Borrowings:............ 4,118 Other Liabilities:...................................... 357 Subordinated Debt:.................................... 0 Total Liabilities:................................... 44,667  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 5,500  Total Equity Capital and Reserves:__ 4,719 Total Liabilities and Capital:............... 49,386  D ire c to rs : James B aker, W ayne B ritt, Buddy Philpot, Willard W alker, Sam Fiser, Richard Calhoun   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  105  Bodcaw Bank Stamps, AR 401 Thom as S treet P .O .B ox 8 C ounty: L a fa ye tte Population: 2,478  71860-0008 Telephone: 533-4486 FAX Number: None  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 106 Date: Dec. 8,1902  Trust D epartm ent: No Bank Holding C om pany None Chm.:B. Stan C ook  President/C EO : James R. Nipper  Cash and balances Due From Banks:__ 1,960 Federal Funds and Repos:............................. 0 Investments:.......................................... 33,145 Total Loans:.............................................. 8,896 Bank Premises and Fixed Assets:.............. 151 Other Real Estate:......................................... 0 Other Assets:...................................... 841 Total A ssets:......................................... 44,993  Deposits:............................................ 39,859 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 391 Subordinated Debt:.................................... 0 Total Liabilities:.............................. 40,250  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 10,000  0  Total Equity Capital and Reserves:...... 4,743 Total Liabilities and Capital:............... 44,993  D ire c to rs : B. Stan C ook, Roy Z. Kimbell, James Nipper, J. Paul Nipper, C ynthia C ook Sandefur, A. O. Smith, J. W oodrow Smith  Bank of Star City Star City, AR 200 Jefferson D rawer 69 C ounty: Lincoln Population: 2,138  71667-0069 Telephone: 628-4286 FAX Number: 628-5274  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 567 Date: April 27, 1925  Trust D epartm ent: No Bank Holding Com pany S tar C ity Bancshares, Inc., S tar C ity, AR Chm./CEO: Bennie F. Ryburn, Jr.  President: M. Don Smith  Cash and balances Due From Banks:...... 1,581 Federal Funds and Repos:....................... 1,870 Investments:........................................... 14,084 Total Loans:........................................... 19,136 Bank Premises and Fixed Assets:.............. 373 Other Real Estate:....................................... 40 Other Assets:............................................. 383 Total A ssets:................................. 37,467  Deposits:............................................ 34,056 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 295 Subordinated Debt:.................................... 0 Total Liabilities:................................... 34,351  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 15,000  0  Total Equity Capital and Reserves:__ 3,116 Total Liabilities and Capital:............... 37,467  D ire c to rs : Bennie F. Ryburn, Jr., M. Don Smith, William Frizzell, Fred Thornton, Pat Riley, Jr., Lucille Ollar, Weldon W ynn, Keith D. G riffin   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  106  Arkansas State Bank Department  Stephens Security Bank Stephens, AR 110 Ruby S treet P. O. Box 7 C ounty: Ouachita Population: 1,137  71764-0007 Telephone: 786-5416 FAX Number: 786-5419  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 692 Date: Feb. 8 ,1946  Trust D epartm ent: No Bank Holding C om pany Smith A s s o c ia te d Banking Corp., Little Rock, AR Chm.: Richard T. Smith Ex. Vice P resident/C O O : C arol Reaves Vice President: Linda Thom as  P resident/C E O : Guy R. Smith Ex. Vice President: Troy Foreman  Cash and balances Due From Banks:......... 649 Federal Funds and Repos:....................... 2,600 Investments:............................................ 6,539 Total Loans:........................................... 11,944 Bank Premises and Fixed Assets:............... 80 Other Real Estate:...................................... 460 Other Assets:.............................................. 531 Total Assets:......................................... 22,803  Deposits:............................................ 20,522 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 196 Subordinated Debt:.................................... 0 Total Liabilities:................................... 20,718  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 11,000  Total Equity Capital and Reserves:__ 2,085 Total Liabilities and Capital:............... 22,803  D ire c to rs : Richard T. Smith, Guy R. Smith, Jay C. Wilson, Colon W atson, C arol Reaves, M.R. Smart, Duncan G rayson  Citizens Bank Strong, AR 212 W. Coleman P .O .B o x 724 C ounty: Union Population: 624  71765-0724 Telephone: 797-7361 FAX Number: None  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 634 Date: Jan. 19,1931  Trust D epartm ent: No Bank Holding Com pany Exchange Bancshares, Inc., El Dorado, AR Chm.: R obert P. T aylor  P resident/C E O : Jeanell Cogburn  Cash and balances Due From Banks:......... 479 Federal Funds and Repos:.......................... 400 Investments:............................................ 7,056 Total Loans:............................................ 3,884 Bank Premises and Fixed Assets:.............. 327 Other Real Estate:......................................... 0 Other Assets:.............................................. 576 Total Assets:......................................... 12,722  Deposits:............................................ 10,203 Federal funds and Borrowings:............... 200 Other Liabilities:...................................... 110 Subordinated Debt:.................................... 0 Total Liabilities:................................... 10,513  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 8,000  Total Equity Capital and Reserves:__ 2,209 Total Liabilities and Capital:............... 12,722  D ire c to rs : Jeanell C ogburn, B obby R. Dugal, Noland H. Hagood, Phillip G. Herring, D. R. James, Jr., H. Glenn Rambin, R obert P. Taylor   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  107  Seventy-Seventh Report  The Farmers and Merchants Bank Stuttgart, AR Seventh & Main S tree ts P .O .B ox 947 C ounty: A rkansas Population: 10,420  72160-0947 Telephone: 673-6911 FAX Number: 673-6918  Branches in Town: 3 O ther Branches: 0 C h a rte r Number: 687 Date: Dec. 29,1944  Trust D epartm ent: Yes Bank Holding Com pany The Farmers and M erchants Bankshares, Inc., S tu ttg a rt, AR Chm.: Roy O. McCollum III  President/C EO : Don Pattillo  Cash and balances Due From Banks:...... 3,084 Federal Funds and Repos ....................... 1,940 Investments:........................................... 30,423 Total Loans:............................................ 66,100 Bank Premises and Fixed Assets:......... 2,306 Other Real Estate:...................................... 159 Other Assets:........................................... 2,141 Total A ssets:......................................... 106,153  Deposits:............................................ 93,091 Federal funds and Borrowings:............... 593 Other Liabilities:...................................... 950 Subordinated Debt:.................................... 0 Total Liabilities:................................... 94,634  Total Trust Assets:................................ 22,241  Number of Shares Outstanding:....... 100,000  Total Equity Capital and Reserves:... 11,519 Total Liabilities and Capital:.............. 106,153  D ire c to rs : Don Pattillo, Roy O. McCollum III, Bill Simpson, James Pond, C arl Gunter, M ickey Pierce. N icky Hargrove, Ray Vester, R obert S eidenstricker  Bank of Trumann Trumann, AR H w y 63 P. O. Box 48 C ounty: Poinsett Population: 6,304  72472-0048 Telephone: 483-6333 FAX Number: 483-7512  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 354 Date: Oct. 2,1911  Trust D epartm ent: No Bank Holding Com pany None C hm ./Pres./CEO : C lyde R obertson, Jr. Vice President: C arroll D. A nderson A sst. Vice President: Shirley Benson  Sr. Vice President: Wilburn J. Cole Vice President: Rick Gillette Cashier: C h e ryl M cM asters  Cash and balances Due From Banks:...... 1,426 Federal Funds and Repos:....................... 2,140 Investments:........................................... 26,997 Total Loans:........................................... 19,401 Bank Premises and Fixed Assets:............. 503 Other Real Estate:......................................... 0 Other Assets:.............................................. 829 Total Assets:......................................... 51,296  Deposits:............................................ 43,783 Federal funds and Borrowings:............... 532 Other Liabilities:...................................... 371 Subordinated Debt:.................................... 0 Total Liabilities:................................... 44,686  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 60,000  0  Total Equity Capital and Reserves:__ 6,610 Total Liabilities and Capital:............... 51,296  D ire c to rs : C lyde R obertson, Jr., Natalie T. S tuckey, T e rry M. Clogston, Wilburn J. Cole, Frank Lady, Virginia P. Turner, Carroll D. Anderson, Eugene Pounds   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  108  Arkansas State Bank Department  First State Bank of Arkansas Trumann, AR 825 H w y. 63 P. O. B ox 431 C ounty: P oinsett Population: 6,304  71472-0431 Telephone: 483 -6 4 3 3 FAX Number: 4 8 3 -7 0 3 0  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 754 Date: Jan. 15,1991  Trust D epartm ent: No Bank Holding C om pany S o u th w e st Bancshares, Inc., Trumann, AR Chm.: W allace W. Fowler Ex. Vice President: Ed C h e rry Ex. Vice President: H a rry M. Hill Vice President: Suzanne Sloan  P resident/C E O : James M. Yarbrough Ex. Vice President: M ark P. Fowler Sr. V.P./Cash: Georgia Bailey Vice President: J. D. Harlan  Cash and balances Due From Banks:...... 1,263 Federal Funds and Repos:....................... 1,400 Investments:............................................ 5,256 Total Loans:........................................... 19,332 Bank Premises and Fixed Assets:.............. 874 Other Real Estate:......................................... 3 Other Assets:.............................................. 970 Total A ssets:......................................... 29,098  Deposits:............................................ 26,088 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 268 Subordinated Debt:.................................... 0 Total Liabilities:................................... 26,356  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 10,000  Total Equity Capital and Reserves:.... 2,742 Total Liabilities and Capital:............... 29,098  D ire c to rs : W allace W. Fowler, Jama Fowler, M ark Fowler, Phil Jones, U o y d M cC racken, Jr., Ben Hyneman, Hal Hyneman, James M. Yarbrough, Burness Holt, J. D. Harlan, M ark Brow n, H a rry Hill, David Thom pson  Bank of Tuckerman Tuckerman, AR Main S treet P.O .Box 700 C ounty: Jackson Population: 2,020  72473-0700 Telephone: 349-5155 FAX Number: 349-5170  Branches in Town: 0 O ther Branches: 3 C h a rte r Number: 164 Date: Nov. 8 ,1902  Trust D epartm ent: No Bank Holding Com pany R ainbow Investm ent Com pany, Inc., Tuckerman, AR Chm.: Lindley V. Smith, Jr. Vice President: Al M. M orris, Jr. Cash: Ann W atson  P resident/C E O : Lindley V. Smith Vice President: W. A. Sandlin II  Cash and balances Due From Banks:......... 865 Federal Funds and Repos:....................... 2,775 Investments:........................................... 10,931 Total Loans:........................................... 15,444 Bank Premises and Fixed Assets:.............. 372 Other Real Estate:...................................... 277 Other Assets:.............................................. 543 Total Assets:......................................... 31,207  Deposits:............................................ 27,103 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 486 Subordinated Debt:.................................... 0 Total Liabilities:................................... 27,589  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 3,618 Total Liabilities and Capital:............... 31,207  D ire c to rs : Lindley V. Smith, Jr., Bob Penix, S c o tty A rm stro n g   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  109  Seventy-Seventh Report  First Delta Bank Tyronza, AR Main and Oak S treets P. O. B ox 395 C ounty: Poinsett Population: 858  72386-0395 Telephone: 487-2161 FAX Number: 487-2069  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 704 Date: Oct. 31,1951  Trust D epartm ent: No Bank Holding Com pany Tyronza Bancshares, Inc., Tyronza, AR Chm ./Pres./CEO: Charles F. Luter Vice President: Roger S tolks  Vice President/C ash: Maxine U rsery  Cash and balances Due From Banks:...... 1,565 Federal Funds and Repos:.......................... 500 Investments:............................................ 8,204 Total Loans:........................................... 14,412 Bank Premises and Fixed Assets:.............. 430 Other Real Estate:....................................... 32 Other Assets:.............................................. 312 Total Assets:......................................... 25,455  Deposits:............................................ 21,001 Federal funds and Borrowings:............... 500 Other Liabilities:...................................... 350 Subordinated Debt:.................................... 0 Total Liabilities:................................... 21,851  Total Trust Assets:..... ................................... 0  Number of Shares Outstanding:........... 2,000  Total Equity Capital and Reserves:__ 3,604 Total Liabilities and Capital:............... 25,455  D ire c to rs : A lb e rt A. Banks, George E. Beley, Charles F. Luter, H. F. N orcross, Jr., Eugene Vaughn, Lew is W ood  Citizens Bank & Trust Company Van Buren, AR 3110 Alma H w y P.O. B ox 469 C ounty: C raw ford Population: 14,979  72956-0469 Telephone: 474-1201 FAX Number: 474-4630  Branches in Town: 2 O ther Branches: 2 C h a rte r Number: 328 Date: Dec. 20,1910  Trust D epartm ent: Yes Bank Holding Com pany Vista B ancorporation, Van Buren, AR Chm./CEO: James G. Williamson, Jr. Ex. Vice President: Marion H. Riggs Trust O ffice r: Ewell B. Lee  President: William W. Thom as Sr. Vice President: Luther F. G ordy III  Cash and balances Due From Banks:...... 3,299 Federal Funds and Repos:.......................... 600 Investments:........................................... 61,905 Total Loans:........................................... 58,783 Bank Premises and Fixed Assets:........... 1,241 Other Real Estate:...................................... 562 Other Assets:.......................................... 2,283 Total A ssets:....................................... 128,673  Deposits:.......................................... 115,537 Federal funds and Borrowings:............ 3,082 Other Liabilities:...................................... 921 Subordinated Debt:.................................... 0 Total Liabilities:................................. 119,540  Total Trust Assets:.................................... 904  Number of Shares Outstanding:......... 16,000  Total Equity Capital and Reserves:__ 9,133 Total Liabilities and Capital:....... 128,673  D ire c to rs : Jimmy G. Bell, W arren D. Blaylock, Jimmy D. Gooch, M orril Harriman, Marion H. Riggs, Paul Shirley, William W. Thom as, James G. Williamson, Jr.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  110  Arkansas State Bank Department  The Peoples Bank Waldo, AR 101 Main S treet P .O .B o x 426 C ounty: Columbia Population: 1,495  71770-0426 Telephone: 693-5551 FAX Number: None  Branches in Town: 1 O ther Branches: 3 C h a rte r Number: 313 Date: June 22,1 9 1 0  Trust D epartm ent: Yes Bank Holding C om pany Golden O aks Bancshares, Inc., Waldo, AR C hm ./Pres./C E O /T.O .: Harold Fincher Vice P resident/C ash: Jill Jackson  Ex. Vice President: Richard P. C lark  Cash and balances Due From Banks:......... 830 Federal Funds and Repos:.......................... 225 Investments:........................................... 17,000 Total Loans-............................................ 8,091 Bank Premises and Fixed Assets:.............. 140 Other Real Estate:........................................ 10 Other Assets:.............................................. 331 Total Assets:......................................... 26,627  Deposits:............................................ 23,526 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 160 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,686  Total Trust Assets:..................................... 977  Number of Shares Outstanding:......... 10,000  Total Equity Capital and Reserves'-__ 2,941 Total Liabilities and Capital:............... 26,627  D ire c to rs : Harold H. Fincher, D o ro th y J. Fincher, Richard P. Clark, Imogene M. Clark, G. F. S cott, B e tty L S cott, M a ry L Baird, Steven C lark Fincher, B e tty E. Harris, Pamela L Davis  Bank of Waldron Waldron, AR 110 W. 4 th S treet P. O. Box 2260 C ounty: S co tt Population: 3,024  72958-2260 Telephone: 637-2161 FAX Number: 637-4874  Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 72 Date: April 3,1901  Trust D epartm ent: Yes Bank Holding C om pany R odgers Family Banchares, Inc., Waldron, A rka n sa s Chm.: Dale T. Rodgers Ex. V.P./Trust Off.: Knox Dozier Vice President: Debra Fuller Cashier: Linda Tanner  P resident/C E O : Bill R. Philpot Sr. Vice President: R oberts A kers A sst. Vice President: C arl Sivils  Cash and balances Due From Banks:...... 1,894 Federal Funds and Repos:.......................... 995 Investments:........................................... 25,949 Total Loans:........................................... 37,995 Bank Premises and Fixed Assets:.............. 724 Other Real Estate:...................................... 431 Other Assets:........................................... 1,037 Total Assets:......................................... 69,025  Deposits:............................................ 59,343 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 369 Subordinated Debt:.................................... 0 Total Liabilities:................................... 59,712  Total Trust Assets:..................................... 234  Number of Shares Outstanding:......... 24,000  Total Equity Capital and Reserves:__ 9,313 Total Liabilities and Capital:............... 69,025  D ire c to rs : Kelly A shford, Bill Black, R obert A kers, Jim H. C urrier, Knox Dozier, Rena Owens, Bill R. Philpot, James Richmond, Dale Rodgers   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  111  The Scott County Bank Waldron, AR Main & W. Church P. O. B ox 838 C ounty: S co tt Population: 3,024  72958-0838 Telephone: 637-3191 FAX Number: 637-3195  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 741 Date: Feb. 2 0,1980  Trust D epartm ent: No Bank Holding Com pany None CEO: John E. C ham bers III  President: Patsy Hawkins  Cash and balances Due From Banks:......... 953 Federal Funds and Repos:.......................... 550 Investments:........................................... 15,624 Total Loans:............................................ 22,679 Bank Premises and Fixed Assets:.............. 923 Other Real Estate:...................................... 153 Other Assets:............................................. 690 Total Assets:......................................... 41,572  Deposits:............................................ 36,982 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 399 Subordinated Debt:.................................... 0 Total Liabilities:................................... 37,381  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 40,000  0  Total Equity Capital and Reserves.__ 4,191 Total Liabilities and Capital:............... 41,572  D ire c to rs : John E. Cham bers III, P atsy Hawkins, Roy Hale, J. B. C ox, Thurman Keener, Dan Laird, Lonnie Campbell  The Arkansas Bank Walnut Ridge, AR 212 W. Walnut P .O .B ox 749 C ounty: Law rence Population: 4,388  72457-0749 Telephone: 886-7711 FAX Number: 886-2941  Branches in Town: 0 O ther Branches: 3 C h a rte r Number: 71 Date: March 23,1901  Trust D epartm ent: No Bank Holding Com pany None Chm./CEO: Sloan Rainw ater Vice Chm.: Jim Hinkle Vice P resident/Loan: M arilyn Davis  President: Mike Taylor Vice President/Loan: John Phillips III Cashier: Kim Nunnally  Cash and balances Due From Banks:...... 2,962 Federal Funds and Repos:....................... 1,700 Investments:.......................................... 23,217 Total Loans:............................................ 16,303 Bank Premises and Fixed Assets:.............. 435 Other Real Estate:......................................... 0 Other Assets:........................................... 2,516 Total Assets:......................................... 47,133  Deposits:............................................ 41,383 Federal funds and Borrowings:................. 38 Other Liabilities:............... 274 Subordinated Debt:.................................... 0 Total Liabilities:................................... 41,695  Total Trust Assets:.......................................  Number of Shares Outstanding:......... 18,000  0  Total Equity Capital and Reserves:__ 5,438 Total Liabilities and Capital:............... 47,133  D ire c to rs : William I. Rainwater, Sr., Sloan Rainwater, William I. Rainwater, Jr., Virginia R. C ox, S teve C ox, Odell Fort, Jim Hinkle, Ben S tarr, M aurice S tarr, B o yce Durham, Earl D. Perkins, Mike Taylor   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Arkansas State Bank Department  112  First State Bank Warren, AR Main S treet P. O. B ox 29 C ounty: B radley Population: 6,455  71671 -0029 Telephone: 226-2601 FAX Number: 226-2253  Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 739 Date: Dec. 12,1978  Trust D epartm ent: Yes Bank Holding C om pany B radley Bancshares, Inc., W arren, AR Chm.: Virginia M. R yburn  Pres./CEO /T.O .: Freddie M. Mobley  Cash and balances Due From Banks:...... 1,558 Federal Funds and Repos:.......................... 765 Investments:........................................... 25,273 Total Loans:........................................... 35,031 Bank Premises and Fixed Assets:.............. 442 Other Real Estate:...................................... 137 Other Assets:.............................................. 922 Total A ssets:......................................... 64,128  Deposits:............................................ 57,715 Federal funds and Borrowings:............... 415 Other Liabilities:...................................... 449 Subordinated Debt:.................................... 0 Total Liabilities:................................... 58,579  Total Trust Assets:..................................... 986  Number of Shares Outstanding:......... 59,000  Total Equity Capital and Reserves:__ 5,549 Total Liabilities and Capital:............... 64,128  D ire c to rs : R obert E. G arner, R oger George, Freddie M. M obley, Hugh A. Quimby, Bennie Ryburn, Jr., Bennie Ryburn III, Virginia M. Ryburn, J. C. Thompson, H. Sidney W harton  Warren Bank & Trust Company Warren, AR 201 S. Main P. O. B ox 350 C ounty: Bradley Population: 6,455  71671 -0 3 5 0 Telephone: 226-2621 FAX Number: 226-6261  Branches in Town: 2 O ther Branches: 1 C h a rte r Number: 80 Date: Dec. 28,1901  Trust D epartm ent: Yes Bank Holding C om pany None Chm.: Louis Wilson Ederington Ex. V.P./COO: Thom as M H argrove  President/T.O .: Gerald D. B urton Vice Chm.: John B. Frazer, Jr.  Cash and balances Due From Banks:...... 3,366 Federal Funds and Repos:....................... 2,325 Investments:........................................... 42,955 Total Loans:........................................... 42,365 Bank Premises and Fixed Assets:.............. 725 Other Real Estate:........................................ 49 Other Assets:........................................... 2,079 Total A ssets:......................................... 93,864  Deposits:............................................ 80,669 Federal funds and Borrowings:............... 981 Other Liabilities:...................................... 825 Subordinated Debt:.................................... 0 Total Liabilities:................................... 82,475  Total Trust Assets:.................................. 7,516  Number of Shares Outstanding:......... 48,000  Total Equity Capital and Reserves:... 11,389 Total Liabilities and Capital:............... 93,864  D ire c to rs : Louis W. Ederington, John B. Frazer, Jr., F. M artin Hankins, W. S kyes Harris, J. E. Hurley, Jr., C. A. Milton, G erard S angster, G. F. W ynne   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  113  Bank of Weiner Weiner, AR Highway 49 P. O. B ox 307 C ounty: Poinsett Population: 655  72479-0307 Telephone: 684-2221 FAX Number: 684-7392  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 276 Date: April 2,1909  Trust D epartm ent: Yes Bank Holding C om pany Hogue Holding Com pany, Weiner, AR C hm ./Pres./CEO /T.O .: John R. Hogue  Ex. Vice President: Niles A. Bise  Cash and balances Due From Banks:...... 1,424 Federal Funds and Repos:............ 2,725 Investments:........................................... 11,856 Total Loans:............................................ 18,644 Bank Premises and Fixed Assets:............. 139 Other Real Estate:......................................... 0 Other Assets:.............................................. 843 Total A ssets:................................ 35,631  Deposits:............................................ 30,593 Federal funds and Borrowings:............... 126 Other Liabilities:...................................... 529 Subordinated Debt:.................................... 0 Total Liabilities:................................... 31,248  Total Trust Assets:................................. 2,162  Number of Shares Outstanding:........... 8,000  Total Equity Capital and Reserves:__ 4,383 Total Liabilities and Capital:............... 35,631  D ire c to rs : John R. Hogue, E rnest L. Hogue, H erbert D. Ziegenhorn, Niles A. Bise, Charles E. Givens  Merchants & Farmers Bank West Helena, AR 425 East Plaza P .O .B ox 2507 C ounty: Phillips Population: 9,695  72390-0507 Telephone: 572-3481 FAX Number: 572-1901  Branches in Town: 2 O ther Branches: 1 C h a rte r Number: 700 Date: Oct. 4,1948  Trust D epartm ent: Yes Bank Holding Com pany Southern Bancshares, Inc., W est Helena, AR Chm.: B rooks G riffin President: Bill Simmons Sr. Vice President: Gordon W hite  CEO: Douglas Simmons Ex. Vice President: James Bogle Sr. Vice President/T.O .: E. F. Kalb  Cash and balances Due From Banks: . . 2,383 Federal Funds and Repos:............................. 0 Investments' ......................................... 33,456 Total Loans:............................................ 56,106 Bank Premises and Fixed Assets:.......... 1,446 Other Real Estate:.... 125 Other Assets:.......................................... 1,917 Total A ssets:......................................... 95,433  Deposits:............................................ 79,949 Federal funds and Borrowings:............ 7,425 Other Liabilities:...................................... 870 Subordinated Debt:.................................... 0 Total Liabilities:................................... 88,244  Total Trust Assets:..............  Number of Shares Outstanding:......... 20,000  1,675  Total Equity Capital and Reserves:__ 7,189 Total Liabilities and Capital:............... 95,433  D ire c to rs : B rooks Griffin, James E. B oyd, Sr., Herman S torey, William Benton, W. P. Foster, Je rry Kelley, W alter M orris, Bill Simmons, V. D. Simmons   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  114  Arkansas State Bank Department  Bank of West Memphis West Memphis, AR 626 E. B roadw ay P. O. B ox 2128 C ounty: C rittenden Population: 28,259  72303-2128 Telephone: 732-8000 FAX Number: 735-0849  Branches in Town: 3 O ther Branches: 0 C h a rte r Number: 601 Date: A pril 21,1928  Trust D epartm ent: Yes Bank Holding C om pany B ancshares of W est Memphis, Inc., W est Memphis, AR Chm.: George H. Dunklin Vice Chm.: M. E. Black Dunklin Sr. Vice President: Paul Neal Vice P resident/C ash: Jo Duncan  P resident/C E O : Jack K. Hogan Ex. Vice President: R obert L W right Sr. V.P./Auditor: R obert L N aylor Sr V.P./Trust O ff.: A rle y Knight  Cash and balances Due From Banks:...... 4,565 Federal Funds and Repos:....................... 2,700 Investments:........................................... 39,854 Total Loans:........................................... 26,425 Bank Premises and Fixed Assets:.............. 537 Other Real Estate:...................................... 323 Other Assets:........................................... 1,368 Total Assets:......................................... 75,772  Deposits:............................................ 66,041 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 364 Subordinated Debt:..................................... 0 Total Liabilities:................................... 66,405  Total Trust Assets:.................................. 3,765  Number of Shares Outstanding:........ 100,000  Total Equity Capital and Reserves:__ 9,367 Total Liabilities and Capital:............... 75,772  D ire c to rs : Davis Biggs, Jack K. Hogan, U o y d C. McCuiston, Jr., George H. Dunklin, Keith Ingram, Paul O ’Neal, M. E. Black Dunklin, W. Kent Ingram, Jr., J. C. Tennison, James A. Heath, Pat K. M agruder, J. Frank W aggener  Wilmot State Bank Wilmot, AR Main S treet P .O .B o x 95 C ounty: A shley Population: 1,047  71676-0095 Telephone: 473-2211 FAX Number: 473-5131  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 676 Date: Oct. 25,1937  Trust D epartm ent: No Bank Holding C om pany None Chm.: William B. deYampert  P resident/C E O : Kenneth M. A llbritton  Cash and balances Due From Banks:......... 312 Federal Funds and Repos:....................... 1,815 Investments:............................................ 1,614 Total Loans:............................................ 5,740 Bank Premises and Fixed Assets:............... 51 Other Real Estate:........................................ 90 Other Assets:.............................................. 132 Total A ssets:........................................... 9,754  Deposits:.............................................. 8,081 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 35 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 8,116  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 12,000  Total Equity Capital and Reserves:__ 1,638 Total Liabilities and Capital:................. 9,754  D ire c to rs : John B. C urrie, John B. Currie, Jr., William J. Currie, Jack Gardner, Thom as F. Scannell III, William B. deYampert   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  115  Seventy-Seventh Report  Cross County Bank W ynne, AR 1 C ross C o u n ty Plaza P .O .B ox 9 C ounty: C ross Population: 8,187  Branches in Town: 1 O ther Branches: 2 C h a rte r Number: 25 Date: June 5,1891  72396-0009 Telephone: 238-8171 FAX Number: 238-4052 Trust D epartm ent: Yes  Bank Holding C om pany C ross C o u n ty Bancshares, Inc., W ynne, AR Chm.: Williard G. Burks  P resident/C E O /T.O .: Ken McClanahan  Cash and balances Due From Banks:...... 2,787 Federal Funds and Repos:....................... 3,500 Investments:........................................... 21,750 Total Loans:........................................... 57,423 Bank Premises and Fixed Assets:........... 1,480 Other Real Estate:........................................ 72 Other Assets:........................................... 1,967 Total A ssets:......................................... 88,979  Deposits:............................................ 80,182 Federal funds and Borrowings:............... 515 Other Liabilities:...................................... 682 Subordinated Debt:.................................... 0 Total Liabilities:................................... 81,379  Total Trust Assets:..................................... 769  Number of Shares Outstanding:........... 4,000  Total Equity Capital and Reserves:__ 7,600 Total Liabilities and Capital:............... 88,979  D ire c to rs : Willard G. Burks, A lb e rt A. Hess, Guy E. Fisher, Marvin T. Hagaman, Pete L Imboden, R oger E. Pohlner, Donald L Reddmann, James A. Richardson, Ken McClanahan  First Arkansas Bank W ynne, AR 500 N. Falls P.O .Box 189 C ounty: C ross Population: 8,187  72396-0189 Telephone: 238-2265 FAX Number: 238-7030  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 228 Date: Jan. 24,1907  Trust D epartm ent: No Bank Holding C om pany C h e rry Valley Bancshares, Inc., W ynne, AR Chm.: W. M. Smith III Cash: A ndrea W ood  P resident/C EO : Dale Beaird  Cash and balances Due From Banks:......... 683 Federal Funds and Repos:.......................... 425 Investments:............................................ 2,586 Total Loans:............................................ 7,066 Bank Premises and Fixed Assets:.............. 664 Other Real Estate:........................................ 29 Other Assets:........................ 179 Total Assets:......................................... 11,632  Deposits:............................................. 9,636 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 134 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 9,770  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 1,676  Total Equity Capital and Reserves:__ 1,862 Total Liabilities and Capital:........... ... 11,632  D ire c to rs : W. M. Smith, Jr., W. M. “M a rk ” Smith III, H. H. Beasley, H a rry H. Melborn   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  116  Arkansas State Bank Department  The Bank of Yellville Yellville, AR Madison & Church P .O .B o x 325 C ounty: Marion Population: 1,181  7 2 6 87-0325 Telephone: 449-4231 FAX Number: 449-4231  Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 691 Date: Dec. 13,1945  Trust D epartm ent: Yes Bank Holding C om pany Mountain Bancshares, Inc., Yellville, AR C hm ./Pres./CEO : Judy Loving Vice President: Edith C. B enton A sst. Vice President: Phyllis Harp  Ex. Vice President: Chloe Richardson Vice President: Pauline Mears A sst. Vice President: Vernon D e w e y  Cash and balances Due From Banks:...... 1,669 Federal Funds and Repos:.......................... 400 Investments:........................................... 17,650 Total Loans:........................................... 27,003 Bank Premises and Fixed Assets:.............. 782 Other Real Estate:...................................... 568 Other Assets:.............................................. 918 Total A ssets:......................................... 48,990  Deposits:............................................ 44,170 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 264 Subordinated Debt:..................................... 0 Total Liabilities:................................... 44,434  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 20,781  Total Equity Capital and Reserves:__ 4,556 Total Liabilities and Capital:............... 48,990  D ire c to rs : Judy Loving, Fred B e rry , O w en Kompelien, H. C. Hall, Kenneth Smith, Dan Duren, Frank Bailey, Susan Wendel, Oran C a rte r, Karl King   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  SEVENTY-SEVENTH ANNUAL REPORT OF STATE CHARTERED INDUSTRIAL LOAN INSTITUTIONS, TRUST COMPANIES AND NON PROFIT ORGANIZATIONS  (NOT ENGAGED IN COMMERCIAL BANKING)   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  JUNE 30, 1991  117  118  Arkansas State Bank Department  Southern Credit Corporation Malvern, AR P. O. B ox 400 C ounty: Hot Spring Population: 9,256  72104-0400 Telephone: 332-2462 FAX Number: 332-3386  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 1000 Date: Oct. 9,1959  (This institution is insured by the Federal D eposit Insurance C orporation) Trust D epartm ent: No Bank Holding C om pany None P resident/C E O : W. H. McClure Vice President: Frank M cClure  Ex. Vice President: Layne Sparks  Cash and balances Due From Banks:......... 250 Federal Funds and Repos:....................... 1,200 Investments:............................................ 7,382 Total Loans:............................................ 3,564 Bank Premises and Fixed Assets:............... 44 Other Real Estate:...................................... 392 Other Assets:.............................................. 182 Total A ssets:......................................... 13,014  Deposits:............................................ 11,403 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 84 Subordinated Debt:.................................... 0 Total Liabilities:................................... 11,487  Total Trust Assets:........................................ 0  Number of Shares Outstanding:......... 11,350  Total Equity Capital and Reserves:__ 1,527 Total Liabilities and Capital:............... 13,014  D ire c to rs : W. H enry McClure, George L McClure, Sarah Cole, A. J. Wilks, N ancy M. York, Layne Sparks, Frank McClure, Chris E. Williams, Vance Jernigan  National Credit Corporation Little Rock, AR c /o W orthen Banking Corp. P .O .B o x 1681 C ounty: Pulaski Population: 175,795  72203-1681 Telephone: 371-8769 FAX Number: 371-8460  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 1002 Date: April 13,1941  Trust D epartm ent: No Bank Holding C om pany W orthen Banking C orporation, Little Rock, AR Chm.: C urtis F. B radbury, Jr.  President/C EO : A ndrew T. Melton  Cash and balances Due From Banks:............ 5 Federal Funds and Repos:............................. 0 Investments:............................................... 244 Total Loans:.................................................. 0 Bank Premises and Fixed Assets:................. 0 Other Real Estate:......................................... 0 Other Assets:................................................. 5 Total A ssets:.............................................. 254  Deposits:................................................... Federal funds and Borrowings:.................. Other Liabilities:......................................... Subordinated Debt:.................................... Total Liabilities:..........................................  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 6,250  Total Equity Capital and Reserves:........ 247 Total Liabilities and Capital:.................... 254  D ire c to rs : C urtis F. Bradbury, A ndrew T. Melton, William B. Keisler   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  0 0 7 0 7  Seventy-Seventh Report  119  Jones Investment & Trust Company Little Rock, AR 2323 First Com m m ercial Building C ounty: Pulaski 72201-3441 Population: 175,795 Telephone: 374-5225 FAX Number: 374-5100  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 302 Date: Aug. 29,1955  Trust D epartm ent: Yes Bank Holding Com pany None Chm ./Pres./CEO: Bernice Jones  Vice P resident/T reasurer: H. G. Frost, Jr.  Cash and balances Due From Banks:......... 302 Federal Funds and Repos:............................. 0 Investments:........................................... 14,187 Total Loans:............................................... 964 Bank Premises and Fixed Assets:............... 25 Other Real Estate:......................................... 0 Other Assets:.......... 185 Total Assets:......................................... 15,663  Deposits:.................................................... 0 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 185 Subordinated Debt:.................................... 0 Total Liabilities:....................................... 185  Total Trust Assets:.......................................  Number of Shares Outstanding:........... 1,000  0  Total Equity Capital and Reserves:... 15,478 Total Liabilities and Capital:............... 15,663  D ire c to rs : B ernice Jones, H. G. Frost, Jr., John W. Johnson  Metropolitan Trust Company S h e rw o o d , AR 7500 Highway 107 P .O .B o x 6500 C ounty: Pulaski Population: 18,893  72116-0900 Telephone: 835-7500 FAX Number: 835-1775  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 569 Date: June 5,1925  Trust D epartm ent: Yes Bank Holding Com pany None Chm ./Pres./CEO : A ndrew J. Collins Vice President: T e rry A. Paff Cashier: Jean L Bruegem an  V. P.: Michael E. Friedrichsm eyer C FO /Treasurer: Everett L Hall, Jr.  Cash and balances Due From Banks:............ 4 Federal Funds and Repos:................ 0 Investments:............................................... 176 Total Loans:.................................................. 0 Bank Premises and Fixed Assets:................. 0 Other Real Estate:...................................... 191 Other Assets:.............................................. 199 Total Assets:............................................. 570  Deposits:................................................... 0 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 260 Subordinated Debt:.................................... 0 Total Liabilities:....................................... 260  Total Trust Assets:.......................................  Number of Shares Outstanding:........... 1,619  0  Total Equity Capital and Reserves:........ 310 Total Liabilities and Capital:.................... 570  D ire c to rs : A ndrew J. Collins, E verett L Hall, Jr., Michael E. Friedrichsm eyer   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  120  Arkansas State Bank Department  Arkansas Capital Corporation Little Rock, AR 72201-2513 Telephone: 374-9247 FAX Number: 374-8841  221 W. 2nd Street, Suite 800 C ounty: Pulaski Population: 175,795  Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 1006 Date: Jan. 1,1901  T rust D epartm ent: No Bank Holding C om pany None Chm.: William T. S taed Ex. Vice President: C. Sam Walls  President: D. Patton Rudder Vice President: G eorge E. Campbell  Cash and balances Due From Banks:......... 224 Federal Funds and Repos:............................. 0 Investments:............................................ 4,192 Total Loans:............................................ 6,472 Bank Premises and Fixed Assets:............... 26 Other Real Estate:...................................... 160 Other Assets:............................................... 80 Total A ssets:......................................... 11,154  Deposits:.................................................... 0 Federal funds and Borrowings:............ 5,819 Other Liabilities:....................................... 99 Subordinated Debt:................................. 692 Total Liabilities:..................................... 6,610  Total Trust Assets:........................................ 0  Number of Shares Outstanding:........... 1,095  Total Equity Capital and Reserves:__ 4,544 Total Liabilities and Capital:............... 11,154  D ire c to rs : G eorge E. Campbell, W ayne Clark, Joe B. Ford, James Hall III, B e rt M. Mullens, James C. Patridge, Don Pattillo, D. Patton Rudder, William T. S taed, Bob J. Nash, A. David H arrington, John W. Ahlen   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  LIST OF COMMERCIAL BANKS BY COUNTY  JUNE 30,1991   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  121  122  Arkansas State Bank Department  COMMERCIAL BANKS LISTED BY COUNTY COUNTY  B AN K NAM E  C IT Y  AR KANSAS  D eW itt Bank & Trust C om pany The First National Bank Planters & M erchants Bank The Farmers & M erchants Bank First National Bank in S tu ttg a rt  D eW itt D eW itt Gillett S tu ttg a rt S tu ttg a rt  ASHLEY  First National Bank o f C ro s s e tt First S tate Bank Farm ers Bank Bank of Parkdale The Peoples Bank P ortland Bank W ilmot S ta te Bank  C ro s s e tt C ro s s e tt Hamburg Parkdale P ortland P ortland Wilmot  BAXTER  First National Bank & Trust C om pany Peoples Bank & Trust C om pany  Mountain Home Mountain Home  BENTON  Bank of Bentonville First National Bank D ecatur S tate Bank Bank of G ra ve tt Farmers & M erchants Bank First National Bank & Trust C om pany A rka n sa s S tate Bank First National Bank  Bentonville Bentonville D ecatur G ravette Rogers Rogers Siloam Springs Siloam Springs  BOONE  The S e cu rity Bank W orthen National Bank of Harrison  Harrison Harrison  BRADLEY  First S ta te Bank W arren Bank & Trust C om pany  W arren W arren  CALHOUN  Calhoun C o u n ty Bank  Hampton  CARRO LL  First N ational Bank of B e rry ville and Eureka Springs Bank of Eureka Springs The First N ational Bank  B erryville Eureka Springs Green Forest  CHICOT  D e rm o tt S tate Bank First S ta te Bank of D e rm o tt The Eudora Bank Bank of Lake Village Simmons First Bank  D e rm o tt D erm ott Eudora Lake Village Lake Village  CLARK  Bank of A m ity C itizens First S tate Bank Elk Horn Bank & Trust C om pany M erchants & Planters Bank & Trust C om pany First S tate Bank of Gurdon  A m ity Arkadelphia Arkadelphia Arkadelphia Gurdon  CLAY  C orning Bank Piggott S tate Bank The Bank o f R e cto r  Corning Piggott R ector   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  123  COMMERCIAL BANKS LISTED BY COUNTY COUNTY  BANK NAME  CITY  CLEBURNE  The C leburne C o u n ty Bank First National Bank of Cleburne C ounty Heber Springs S tate Bank  Heber Springs Heber Springs Heber Springs  CLEVELAND  Pine S tate Bank The Bank of Rison  Kingsland Rison  COLUMBIA  Farmers Bank & Trust C om pany First National Bank of Magnolia Union National Bank of A rkansas The Peoples Bank  Magnolia Magnolia Magnolia Waldo  CONWAY  The First National Bank of C onw ay C ounty M orrilton S e cu rity Bank, N A .  M orrilton M orrilton  CRAIGHEAD  C araw ay Bank The A rka n sa s Bank C itizens Bank of Jonesboro M ercantile Bank Simmons First Bank MidSouth Bank  C araway Jonesboro Jonesboro Jonesboro Jonesboro M onette  CRAWFORD  Com m ercial Bank at Alma Bank of M ulberry C itizens Bank & Trust Com pany First National Bank of C ra w fo rd C ounty  Alma M ulberry Van Buren Van Buren  CRITTENDEN  First Southern Bank C itizens Bank Bank of W est Memphis Fidelity National Bank of W est Memphis First National Bank in W est Memphis  Earle Marion W est Memphis W est Memphis W est Memphis  CROSS  First S tate Bank C ross C o u n ty Bank First A rka n sa s Bank The First National Bank of W ynne  Parkin W ynne W ynne W ynne  D ALLAS  First S tate Bank of F ordyce Fordyce Bank & Trust Com pany M erchants & Planters Bank  F ordyce Fordyce Sparkman  DESHA  Dumas S tate Bank M erchants & Farmers Bank The First National Bank of McGehee McGehee Bank  Dumas Dumas McGehee McGehee  DREW  Com m ercial Bank & Trust Com pany Union Bank & Trust C om pany  M onticello M onticello  FAULKNER  First National Bank W orthen National Bank of C onw ay  C onw ay C onw ay  FRANKLIN  A m erican S tate Bank Bank of O zark  C harleston O zark   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  124  Arkansas State Bank Department  COMMERCIAL BANKS LISTED BY COUNTY COUNTY FULTON  BANK NAME Mercantile Bank Bank of Salem GARLAND Arkansas Bank and Trust Company One National Bank of Hot Springs Worthen National Bank of Hot Springs GRANT First National Bank of Sheridan Grant County Bank GREENE First National Bank Security Bank HEMPSTEAD Bank of Blevins Citizens National Bank The First National Bank HOT SPRING Bank of Malvern The Malvern National Bank HOWARD First National Bank of Howard County Citizens National Bank First National Bank INDEPENDENCE The Citizens Bank Worthen National Bank of Batesville Worthen National Bank of Newark IZARD First National Bank of Izard County The Bank of North Arkansas JACKSON First State Bank of Newport Merchants & Planters Bank Bank of Tuckerman JEFFERSON First National Bank of Altheimer Pine Bluff National Bank Simmons First National Bank Worthen National Bank of Pine Bluff JOHNSON Arkansas State Bank Farmers Bank and Trust Company LAFAYETTE The Bank of Bradley The First National Bank of Lewisville Peoples Bank & Loan Company Bodcaw Bank LAWRENCE Peoples Bank The Arkansas Bank First National Bank of Lawrence County LEE First National Bank LINCOLN First State Bank Bank of Star City UTTLE RIVER Bank of Ashdown, NA. First National Bank in Ashdown   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  CITY Mammoth Spring Salem Hot Springs Hot Springs Hot Springs Sheridan Sheridan Paragould Paragould Blevins Hope Hope Malvern Malvern Dierks Nashville Nashville Batesville Batesville Newark Calico Rock Melbourne Newport Newport Tuckerman Altheimer Pine Bluff Pine Bluff Pine Bluff Clarksville Clarksville Bradley Lewisville Lewisville Stamps Imboden Walnut Ridge Walnut Ridge Marianna Gould Star City Ashdown Ashdown  125  Seventy-Seventh Report  COMMERCIAL BANKS LISTED BY COUNTY COUNTY LOGAN  BANK NAME Citizens Bank of Booneville First National Bank at Paris Logan County Bank Bank of Cabot LONOKE Citizens Bank & Trust Bank of England First Commercial Bank of Lonoke County First State Bank First National Bank MADISON Madison Bank & Trust First Ozark National Bank MARION The Bank of Yellville MILLER Commercial National Bank of Texarkana State First National Bank MISSISSIPPI Farmers Bank & Trust Company First National Bank in Bly theville Leachville State Bank Merchants & Planters Bank First National Bank in Osceola The Planters Bank American State Bank MONROE Bank of Brinkley FirstBank of Arkansas The Merchants & Planters Bank Bank of Holly Grove MONTGOMERY The Bank of Montgomery County NEVADA Bank of Prescott Newton County Bank NEWTON Bank of Bearden OUACHITA First National Bank of Carnden The Merchants & Planters Bank, N.A. Stephens Security Bank The Perry County Bank PERRY PHILLIPS The Delta State Bank First National Bank of Phillips County Helena National Bank Merchants & Farmers Bank PIKE Bank of Delight Caddo First National Bank The Bank of Glenwood Pike County Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  CITY Booneville Paris Scranton Cabot Carlisle England England Lonoke Huntsville Kingston Flippin Yellville Texarkana Texarkana Blytheville Blytheville Leachville Manila Osceola Osceola Osceola Brinkley Brinkley Clarendon Holly Grove Mount Ida Prescott Jasper Bearden Camden Camden Stephens Perryvilie Elaine Helena Helena West Helena Delight Glenwood Glenwood Murfreesboro  126  Arkansas State Bank Department  COMMERCIAL BANKS LISTED BY COUNTY COUNTY POINSETT  POLK POPE  PRAIRIE PULASKI  RANDOLPH SAUNE SCOTT SEARCY SEBASTIAN   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  BANK NAME The Bank of Harrisburg Little River Bank Marked Tree Bank Bank of Trumann First State Bank of Arkansas First Delta Bank Bank of Weiner First National Bank in Mena The Union Bank of Mena Bank of Atkins First Bank of Arkansas First National Bank of Russellville Worthen National Bank of Russellville Farmers & Merchants Bank Hazen First State Bank First Jacksonville Bank and Trust Arkansas Bankers’ Bank Central Bank & Trust Eagle Bank & Trust Company First Commercial Bank, N.A. First Exchange Bank of Little Rock, N.A. Metropolitan National Bank Pulaski Bank & Trust Company Union National Bank Worthen Bank & Trust Company, N.A. Bank of Little Rock National Bank of Arkansas One National Bank of North Little Rock The Twin City Bank Bank of Pocahontas Planters & Stockmen Bank Farmers & Merchants Bank Benton State Bank The Union Bank of Benton Bank of Waldron The Scott County Bank Searcy County Bank The City National Bank of Fort Smith The First National Bank The Merchants National Bank of Fort Smith Farmers Bank Citizens Bank of Lavaca Bank of Mansfield  CITY Harrisburg Lepanto Marked Tree Trumann Trumann Tyronza Weiner Mena Mena Atkins Russellville Russellville Russellville Des Arc Hazen Jacksonville Little Rock Uttle Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock North Little Rock North Little Rock North Little Rock North Little Rock Pocahontas Pocahontas Reyno Benton Benton Waldron Waldron Marshall Fort Smith Fort Smith Fort Smith Greenwood Lavaca Mansfield  Seventy-Seventh Report  127  COMMERCIAL BANKS LISTED BY COUNTY COUNTY SEVIER  SHARP  ST. FRANCIS STONE UNION  VAN BUREN WASHINGTON  WHITE  WOODRUFF YELL  BANK NAME First National Bank First State Bank of DeQueen Horatio State Bank Bank of Lockesburg First National Bank of Sharp County Bank of Cave City Bank of Evening Shade Mercantile Bank First National Bank of Eastern Arkansas Planters Bank & Trust Company Planters National Bank Bank of Mountain View The Exchange Bank and Trust Company The First National Bank of El Dorado National Bank of Commerce Union State Bank Smackover State Bank Citizens Bank Clinton State Bank First National Bank Bank of Elkins The Bank of Fayetteville, N.A. First National Bank Mcllroy Bank & Trust Northwest National Bank Bank of Lincoln The Farmers & Merchants Bank First National Bank Springdale Bank and Trust Worthen National Bank of Northwest Arkansas Citizens State Bank Citizens Bank First State Bank FirstBank of Arkansas First National Bank First Security Bank The Bank of Augusta Bank of McCrory Danville State Bank Arkansas Valley Bank Bank of Dardanelle First State Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  CITY DeQueen DeQueen Horatio Lockesburg Ash Fiat Cave City Evening Shade Hardy Forrest City Forrest City Hughes Mountain View Ei Dorado El Dorado El Dorado Junction City Smackover Strong Clinton Clinton Elkins Fayetteville Fayetteville Fayetteville Fayetteville Lincoln Prairie Grove Springdale Springdale Springdale Bald Knob Beebe Beebe Kensett Searcy Searcy Augusta McCrory Danville Dardanelle Dardanelle Plainview   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Seventy-Seventh Report  129  BANK HOLDING COMPANIES WHICH OWN COMMERCIAL BANKS   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  IN ARKANSAS  JUNE 30,1991  130  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Commerce Financial Corporation Alma, AR Hwy. 64-71 P. O. Box 2199 72921-2199  Telephone: 632-2257 FAX: 632-2263 PRESIDENT/CEO: TERRY Q. CARSON SUBSIDIARIES: Commercial Bank at Alma  Alma, AR  Southern Development Bancorporation, Inc. Arkadelphia, AR Telephone: 246-3945 FAX: 246-2182  605 Main, Suite 202 71923-6037  President/CEO: George Surgeon Subsidiaries: Elk Horn Bank & Trust Company Opportunity Lands Corporation  Arkadelphia, AR Arkadelphia, AR  Citizens State Bankshares of Bald Knob, Inc. Bald Knob, AR Telephone: 724-3241 FAX: 724-5985 President/Treasurer: Larry Kircher Subsidiaries: Citizens State Bank  306 South Elm Street P.O.Box 200 72010-0200  Bald Knob, AR  Sebastian Bankshares, Inc. Barling, AR Telephone: 452-7906 FAX: 452-7978  227 Fort Street P. O. Box 529 72923-0529  President: James N. Patterson Subsidiaries: Citizens Bank of Lavaca   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Lavaca, AR  Seventy-Seventh Report  131  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Citizens Bancshares of Batesville, Inc. Batesville, AR Third and College Streets P.O.Box 2156 72503-2156  Telephone: 793-4441 FAX: 793-9190 Chairman/President: T. G. Vinson Subsidiaries: The Citizens Bank  Batesville, AR  Arkansas Union Bankshares, Inc. Benton, AR 207 West Conway Street P. O. Box 687 72015-0687  Telephone: 778-0411 FAX: 778-0411 Chairman/President/CEO: Greg B. Brown Subsidiaries: Union Bancshares of Benton, Inc. Benton Savings & Loan Association The Union Bank of Benton  Benton, AR Benton, AR Benton, AR  Arvest Bank Group, Inc. Bentonville, AR Telephone: 273-5743 FAX: 273-7477  125 West Central #210 72712-5248  President/CEO: Jim C. Walton Subsidiaries: Siloam Springs Bancshares, Inc. First National Bank of Siloam Springs Mcllroy Bank & Trust First National Bank & Trust Company Springdale Bank and Trust Arvest Trust Co.  Bentonville, AR Siloam Springs Fayetteville, AR Rogers, AR Springdale, AR Bentonville, AR  Farmers Bancorp. Inc. Blytheville, AR Telephone: 763-8101 FAX: 763-1688  400 West Main Street P. O. Box 688 72316-0688  President: James L. Magee Subsidiaries: Farmers Bank & Trust Company  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Blytheville, AR  132  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Western Bancshares, Inc. Booneville, AR 31 West Main P. O. Box 87 72927-0087  Telephone: 675-4600 FAX: 675-4690 President/CEO: John T. Hampton Subsidiaries: Citizens Bank of Booneville First Western Loan Co. First Western Properties Citizens Community Dev. Corp.  Booneville, AR Booneville, AR Bonneville, AR Booneville, AR  The Bradley Corporation Bradley, AR Main Street P. O. Box 120 71826-0120  Telephone: 894-3322 FAX: 894-3324 Chairman/President/CEO: Lane Pierce Subsidiaries: The Bank of Bradley  Bradley, AR  Brinkley Bancshares, Inc. Brinkley, AR 130 South New Orleans P. O. Box 727 72021-0727  Telephone: 734-3133 FAX: 734-3001 Chairman/CEO: A. H. Rusher Subsidiaries: Bank of Brinkley  Brinkley, AR  FirstBank Group, Inc. Brinkley, AR Telephone: 734-1300 FAX: 734-1305  207 S. Main Street P. O. Box 787 72071-0787  President: Dan Dykema Subsidiaries: FirstBank of Arkansas FirstBank of Arkansas  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Brinkley, AR Kensett, AR  133  Seventy-Seventh Report  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Cabot Bankshares, Inc. Cabot, AR One City Plaza P.O.Box 1028 72023-1028  Telephone: 843-3575 FAX: 843-2964 President/CEO: James M. Park Subsidiaries: Bank of Cabot  Cabot, AR  Caraway Bancshares, Inc. Caraway, AR 214 Kentucky P. O. Box 39 72419-0039  Telephone: 482-3329 FAX: None Chairman/CEO: J. R. David, Jr. Subsidiaries: Caraway Bank  Caraway, AR  Sharg Bancshares, Inc. ave City, AR 110 Main Street P. O. Box 490 72521-0490  Telephone: 283-5301 FAX: 283-6466 Chairman/CEO: Eugene Street Subsidiaries: Bank of Cave City Bank of Evening Shade  Cave City, AR Evening Shade, AR  American Bancshares of Arkansas, Inc. Charleston, AR 400 East Main Street P.O.Box 128 72933-0128  Telephone: 965-2201 FAX: 965-2205 CEO: Joe S. Hiatt Subsidiaries: American State Bank  Charleston, AR  Clarendon Holding Company Clarendon, AR 297 Madison P.O.Box 280 72029-0280  Telephone: 747-3319 FAX: 747-3498 President/CEO: J. Perry Lee Subsidiaries:   The Merchants & Planters http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Bank  Clarendon, AR  134  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS W est-Ark Bancshares, Inc. Clarksville, AR Cravens & Sevier P. O. Box 100 72830-0100  Telephone: 754-6325 FAX: 754-7398 Chairman/President/CEO: C. W. Kelly Subsidiaries: Arkansas State Bank  Clarksville, AR  Evergreen Bancshares, Inc. Crossett, AR 310 Main Street P.O. Box 638 71635-0638  Telephone: 364-5131 FAX: None President/CEO: Richard E. Griffin Subsidiaries: First State Bank  Crossett, AR  Chambers Bancshares, Inc. Danville, AR Telephone: 495-2236 FAX: 495-7765  901 Main P. O. Box 609 72833-0609  President/Chairman/CEO: John Chambers, Subsidiaries: Danville State Bank  Danville, AR  Bank of Dardanelle Bankshares, Inc. Dardanelle, AR Telephone: 229-3311 FAX: 229-4180  102 N. Front St. P.O.Box 577 72834-0577  Chairman/President/CEO: H. M. Orsburn Subsidiaries: Bank of Dardanelle   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Dardanelle, AR  135  Seventy-Seventh Report  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Decatur Bancshares, Inc. Decatur, AR Hwy. 59 N. P. O. Box 38 72722-0038  Telephone: 752-3281 FAX: None President: Vernon L. Austin Subsidiaries: Decatur State Bank  Decatur, AR  DSB Bancshares, Inc. Dermott, AR 108 East Speedway P.O. Drawer C 71638-0803  Telephone: 538-3266 FAX: 538-5468 President: John M. Baxter Subsidiaries: Dermott State Bank  Dermott, AR  Dermott Bancshares, Inc. Dermott, AR 110 East Peddicord P. O. Drawer O 71638-0815  Telephone: 538-3221 FAX: 538-3787 President/CEO: Thomas H. Grumbles Subsidiaries: First Delta Financial Corp. First State Bank of Dermott  Dermott, AR Dermott, AR  Security Bancshares, Inc. Des Arc, AR Telephone: 256-4191 FAX: 256-4582  110 S. Third St. P. O. Box 369 72040-0369  President/CEO: Sherod S. White Subsidiaries: Farmers & Merchants Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Des Arc, AR  136  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS DBT Financial Corporation DeWitt, AR Second and Jefferson Streets P. O. Drawer 71 72042-0071  Telephone: 946-3531 FAX: 946-2815 President/CEO: Nancy Rasco Subsidiaries: DeWitt Bank & Trust Company  DeWitt, AR  DeWitt First Bankshares, Corporation DeWitt, AR W. Cross and Jefferson P. O. Box 511 72042-0511  Telephone: 946-3551 FAX: 946-1562 President/CEO: Ray Hambrick Subsidiaries: The First National Bank of DeWitt Bank of Lockesburg  DeWitt, AR Lockesburg, AR  Dumas Bancshares, Inc. Dumas, AR Hwy 65 & 54 P. O. Box 915 71639-0700  Telephone: 382-4204 FAX: 382-2084 President/CEO: James R. Hall Subsidiaries: Dumas State Bank First State Bank  Dumas, AR Gould, AR  M & F Financial Corporation Dumas, AR Telephone: 382-4311 FAX: 382-5901  130 W. Waterman P.O.Box 187 71639-0187  Chairman/CEO: Loral Adcock Subsidiaries: Merchants & Farmers Bank Premier Realty  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Dumas, AR Dumas, AR  137  Seventy-Seventh Report  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Earle Bankshares, Inc. Earle, AR 801 Commerce St. P.O.Box 248 72331-0248  Telephone: 792-8613 FAX: 735-8860 President/CEO: John Ed Gregson Subsidiaries: First Southern Bank  Earle, AR  Community Investment, Inc. Elkins, AR 348 N. Center P. O. Box 333 72727-0333  Telephone: 643-2131 FAX: 643-2651 Chairman/CEO: Joel L. Bunch Subsidiaries: Bank of Elkins  Elkins, AR  Delta Bancshares, Inc. Eudora, AR Telephone: 355-8311 FAX: None Chairman/President/CEO: W. K. Grubbs Subsidiaries: The Eudora Bank  111 N. Main P. O. Box 270 71640-0270  Eudora, AR  FBT Bancshares, Inc. Fordyce, AR Telephone: 352-3107 FAX: 352-5202  200 W. 4th Street P. O. Box 352 71742-0352  Chairman/President/CEO: Curtis Hutchins Subsidiaries: Fordyce Bank & Trust Company   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fordyce, AR  138  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Planters & Merchants Bancshares, Inc. Gillett, AR 320 Main P. O. Box 357 72055-0357  Telephone: 548-2211 FAX: 548-2213 President/CEO: Larry E. Bauer Subsidiaries: Planters & Merchants Bank  Gillett, AR  Bainum Bancorp Glenwood, AR Broadway & Pulliam P. O. Box O 71943-0813  Telephone: 356-2121 FAX: 356-2211 Chairman/President/CEO: Irvin C. Bainum Subsidiaries: The Bank of Glenwood  Glenwood, AR  Wilkinson Banking Corporation Greenwood, AR 125 W. Center Street P. O. Box 610 72936-0610  Telephone: 996-4171 FAX: 996-6700 President/CEO: Edward Wilkinson Subsidiaries: Farmers Bank  Greenwood, AR  Holly Grove Bancshares, Inc. Holly Grove, AR Telephone: 462-3331 FAX: 462-3992  510 N. Main Street P. O. Box Q 72069-0816  President: Bill Reynolds Subsidiaries: Bank of Holly Grove   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Holly Grove, AR  139  Seventy-Seventh Report  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First National Bancshares of Hempstead County, Inc. Hope, AR Telephone: 777-2363 FAX: 777-5597  Second and Walnut Streets P. O. Box 520 71801-0502  President/CEO: Thomas E. Hays, Jr. Subsidiaries: Bank of Blevins The First National Bank  Blevins, AR Hope, AR  Pioneer Bancshares, Inc. of Horatio Horatio, AR 100 Main Street P. O. Box 347 71842-0347  Telephone: 832-2501 FAX: None President/CEO: Edith H. Smith Subsidiaries: Horatio State Bank  Horatio, AR  Central Arkansas Bancshares, Inc. Hot Springs, AR Telephone: 624-5501 FAX: 321-6518  Grand and Central Streets P.O.Box 1799 71902-1799  Chairman/President/CEO: Paul Offutt Subsidiaries: Merchants & Planters Bank & Trust Company Bank of Malvern  Arkadelphia, AR Malvern, AR  Spring Rivers Bancshares, Inc. Imboden, AR Telephone: 869-2291 FAX: 869-2179  Hwy 63 P. O. Box 850 72434-0850  President/CEO: Bob J. Downing Subsidiaries: Peoples Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Imboden, AR  140  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Arkansas Bancshares, Inc. Jacksonville, AR 600 West Main Street P. O. Box 827 72076-0827  Telephone: 982-4511 FAX: 982-5769 Chairman/CEO: Kenneth Pat Wilson Subsidiaries: First Jacksonville Bank and Trust First Jacksonville Corporation  Jacksonville, AR Jacksonville, AR  Citizens Bancshares Corporation Jonesboro, AR Citizens Bank Bldg., 7th Floor P.O.Box 1800 72401-2838  Telephone: 932-6603 FAX: 933-4303  Chairman Emeritus/CEO: Herbert H. McAdams, II Subsidiaries: Citizens Bank of Jonesboro  Jonesboro, AR  Walden Holding Company Jonesboro, AR Telephone: 935-9247 FAX: 972-0233  712 E. Highland 72401-6561  President/CEO: Frank E. Walden Subsidiaries: Planters & Stockmen Bank  Pocahontas, AR  Southeast Arkansas Bank Corporation Lake Village, AR Telephone: 265-2241 FAX: 265-2125  101 Main Street P. O. Box 727 71653-0727  President/COO: Hermon Carlton Subsidiaries: Bank of Lake Village BLV Realty, Inc.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Lake Village, AR Lake Village, AR  Seventy-Seventh Report  141  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS  Leachville State Bancshares, Inc. Leachville, AR 110 N. Main St. P. O. Box 140 72438-0140  Telephone: 539-6354 FAX: 539-2213 President/CEO: Nelson Henry Subsidiaries: Leachville State Bank  Leachville, AR  Peoples Bancshares, Inc. Lewisville, AR Telephone: 921-4244 FAX: 921-4336  P.O.Box 1100 71845-1100  President/CEO: Charles Black Subsidiaries: Peoples Bank & Loan Company  Lewisville, AR  Lincoln Bankshares, Inc. Lincoln, AR West Side Square P.O.Box 1000 72744-1000  Telephone: 824-3232 FAX: 824-5703 Chairman/President: Loyd R. Swope Subsidiaries: Bank of Lincoln  Lincoln, AR  Acme Holding Company, Inc. Little Rock, AR Telephone: 664-0539 FAX: 664-8805  5420 Centerwood 72207  President/CEO: Lex Golden Subsidiaries: Bank of Mulberry   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Mulberry, AR  142  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Arkansas Bankers’ Bancorporation, Inc. Little Rock, AR Telephone: 371-0535 FAX: 376-8894  1008 West Second Street 72201-2031  President/CEO: Bill May Subsidiaries: Arkansas Bankers’ Bank  Little Rock, AR  Carlisle Bancshares, Inc. Little Rock, AR Telephone: 376-2128 FAX: 376-1968  300 Spring Bldg, Suite 1010 72201-2449  President/CEO: Daniel C. Horton Subsidiaries: Grand Prairie Bancshares, Inc. Citizens Bank & Trust  Carlisle, AR Carlisle, AR  Clinton Bancshares, Inc. Little Rock, AR Telephone: 376-0551 FAX: None  First Commercial Building 30th Floor 72201  Chief Executive Officer: Charles Sharp Subsidiaries: Clinton State Bank  Clinton, AR  Farmers Investment Corporation Little Rock, AR Telephone: 661-7700 FAX: 661-7857  5800 R. Street P. O. Box 7299 72217-7299  Chairman/President/CEO: James C. East Subsidiaries: Farmers Bank and Trust Company   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Clarksville, AR  Seventy-Seventh Report  143  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS FDH Bancshares, Inc. Little Rock, AR 425 W. Capital Suite 3750,37th Floor 72201-3439  Telephone: 378-0629 FAX: 372-5688 Chairman: Frank Hickingbotham Subsidiaries: Exchange Bancshares, Inc. The Exchange Bank & Trust Company Citizens Bank First State Bank of Fordyce Citizens First State Bank  El Dorado, AR El Dorado, AR Strong, AR Fordyce, AR Arkadelphia, AR  First Commercial Corp. Little Rock, AR Telephone: 371-7000 FAX: 371-7413  400 West Capital P. O. Box 1471 72203-1471  Chairman/CEO: Barnett Grace Subsidiaries: ABT Bancshares Corporation Arkansas Bank & Trust Benton State Bank First National Bank of Conway First Commercial Bank of Lonoke County Security Bank First Commercial Bank, N.A. Morrilton Security Bank, N.A. First National Bank of Russellville Security National Bank & Trust Company First Commercial Bank, N.A. First Commercial Trust Company, N.A. Baker and Hill, Inc.  Hot Springs, AR Hot Springs, AR Benton, AR Conway, AR England, AR Harrison, AR Little Rock, AR Morrilton, AR Russellville, AR Norman, OK Memphis, TN Little Rock, AR Little Rock, AR  Lake Hamilton Enterprises, Inc. Little Rock, AR Telephone: 562-3894 FAX: 562-2611  7000 Asher Avenue P.O.Box 4261 72204-4261  President/CEO: R. W. Butler Subsidiaries: The Bank of Harrisburg The Cleburne County Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Harrisburg, AR Heber Springs, AR  144  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS  Madison Corporation Little Rock, AR Telephone: 680-0576 FAX: 376-8894  1008 West Second Street 72201-2031  Chief Executive Officer: Roland Willshire Subsidiaries: Madison Bank & Trust  Kingston, AR  Montgomery County Bancshares, Inc. Little Rock, AR 300 Spring Building Suite 1010 72201-2449  Telephone: 376-2128 FAX: 376-1968 President/CEO: Daniel C. Horton Subsidiaries: Junction City Holding Company Union State Bank First National Bank in Mena The Bank of Montgomery County  Junction City, AR Junction City, AR Mena, AR Mount Ida, AR  P & W Bancshares, Inc. Little Rock, AR Telephone: 374-7777 FAX: None  P.O.Box 1583 72203-1583  Chief Executive Officer: Leonard K. Dunn Subsidiaries: Central Bank & Trust  Little Rock, AR  Pulaski Investment Corporation Little Rock, AR Telephone: 661-7700 FAX: 661-7857  5800 R Street P. O. Box 7299 72217-7299  Chairman/President/CEO: James C. East Subsidiaries: Pulaski Bank & Trust Company   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Little Rock, AR  145  Seventy-Seventh Report  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS  Smith Associated Banking Corporation Little Rock, AR Tower Building 323 Center Street, Suite 800 72201-2613  Telephone: 374-8822 FAX: 374-0820 President/CEO: Richard T. Smith Subsidiaries: Bank of Salem Stephens Security Bank  Salem, AR Stephens, AR  State Holding Company Little Rock, AR Telephone: 663-2453 FAX: 666-3420  1000 S. Rodney Parham P.O.Box 22120 72221-2120  President/CEO: Cathy Owen Subsidiaries: Heber Springs State Bank Eagle Bank & Trust Co.  Heber Springs, AR Little Rock, AR  Worthen Banking Corporation Little Rock, AH Telephone: 378-1521 FAX: 378-1062  200 West Capital P.O.Box 1681 72203-1681  Chairman/President/CEO: Curtis Bradbury Subsidiaries: Worthen National Bank of Batesville Worthen National Bank of Camden Worthen National Bank of Conway Worthen National Bank of Harrison Worthen National Bank of Hot Springs Worthen National Bank of Arkansas Worthen National Bank of Newark Worthen National Bank of Pine Bluff Worthen National Bank of Russellville Worthen National Bank of Northwest Arkansas Consumer Protective Life Insurance Company National Credit Corporation Worthen Services Company Worthen Trust Company  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Batesville, AR Camden, AR Conway, AR Harrison, AR Hot Springs, AR Little Rock, AR Newark, AR Pine Bluff, AR Russellville, AR Springdale, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR  146  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS  Lonoke Bancshares, Inc. Lonoke, AR 101 E. Front St. P. O. Box 320 72086-0320  Telephone: 676-3106 FAX: 676-5046 President/CEO: David Estes Subsidiaries: First State Bank First State Land Co., Inc.  Lonoke, AR Lonoke, AR  Magnolia Banking Corporation Magnolia, AR 200 East Main Street P. O. Box 250 71753-0250  Telephone: 235-7000 FAX: 235-7010 Chairman/President/CEO: Bob L. Burns Subsidiaries: Farmers Bank & Trust Company  Magnolia, AR  Mansfield Bankstock, Inc. Mansfield, AR Telephone: 928-4418 FAX: 928-5149  101 S. Sebascott P. O. Box 387 72944-0387  President/CEO: Joe Terry Subsidiaries: Bank of Mansfield  Mansfield, AR  First Citizens Bancshares Company Marion, AR Telephone: 739-4421 FAX: 739-1305  115 Block St. P. O. Box 300 72364-0300  Chairman: Forrest N. Jenkins Subsidiaries: Citizens Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Marion, AR  Seventy-Seventh Report  147  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Marked Tree Bancshares, Inc. Marked Tree, AR 210 Frisco Street P.O.Box 160 72365-0160  Telephone: 358-2600 FAX: 358-4210 President/CEO: John A. Brunner, Jr. Subsidiaries: Marked Tree Bank  Marked Tree, AR  Thompson Land Company, Inc. McCrory, AR 105 S. Edmonds Avenue P. O. Box 388 72101-0388  Telephone: 731-2526 FAX: None President: H. Ripley Thompson Subsidiaries: Bank of McCrory  McCrory, AR  Southeast Financial Bankstock Corporation McGehee, AR 301 N. 2nd. P. O. Box 787 71654-0787  Telephone: 222-3151 FAX: 222-6159 President/CEO: Sam Bowman Subsidiaries: McGehee Bank  McGehee, AR  Union Bankshares, Inc. Mena, AR Telephone: 394-2211 FAX: 394-3809  515 Janssen Avenue P. O. Box 898 71953-0898  President/CEO: Bill Lauck Wood Subsidiaries: The Union Bank of Mena   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Mena, AR  148  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Drew Bancshares, Inc. Monticello, AR 212 W. Gaines P. O. Box 150 71655-0150  Telephone: 367-6221 FAX: 367-7700 President/CEO: Reginald Glover Subsidiaries: Commercial Bank & Trust Co.  Monticello, AR  First Union Financial Corporation Monticello, AR 102 W. McCloy P. O. Box 270 71655-0270  Telephone: 367-3453 FAX: 367-5183 Chairman/CEO: Zach McClendon, Jr. Subsidiaries: Union Bank & Trust Co.  Monticello, AR  Baxter County Bancshares, Inc. Mountain Home, AR Telephone: 425-2166 FAX: None Chairman/President/CEO: Mr. D. Eugene Fortson Subsidiaries: Peoples Bank & Trust Company  9th & Baker Street P. O. Drawer B 72653-0458  Mountain Home, AR  Bainum Bancorp, II Murfreesboro, AR Telephone: 285-2172 FAX: 285-3335  101 N. Washington P. O. Box 279 71943-0279  Chairman: Irvin C. Bainum Subsidiaries: Pike County Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Murfreesboro, AR  149  Seventy-Seventh Report  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS M & P Community Bancshares, Inc. Newport, Arkansas Second and Hazel Streets P.O.Box 550 72112-0550  Telephone: 523-3601 FAX: 523-3473 Chairman/President/CEO: Jim S. Gowen, Sr. Subsidiaries: Merchants & Planters Bank  Newport, AR  First Charter Bancshares, Inc. North Little Rock, AR Telephone: 771-1130 FAX: NONE  3901 McCain Park Drive 72116-7878  President/CEO: Lyndell Lay Subsidiaries: First State Bank Charter Mortgage & investment Inc.  Beebe, AR North Little Rock, AR  Ozark Bankshares, Inc. Ozark, AR Telephone: 667-2181 FAX: 667-5166 President/CEO: George G. Gleason, II  Commercial at Sixth P.O.Box 196 72949-0196  Subsidiaries: Bankstock One, Inc. Bank of Ozark Bankstock Two, Inc. Arkansas Valley Bank Newco Corporation Newton County Bank Ozark Commercial Corporation Ozark Financial Services  Ozark, AR Ozark, AR Ozark, AR Dardaneile, AR Ozark, AR Jasper, AR Ozark, AR Ozark, AR  First Paragould Bankshares, Inc. Paragould, AR Telephone: 239-8521 FAX: 239-2265  Second and Court Streets P.O.Box 700 72451-0700  President/CEO: William E. Brewer Subsidiaries: Corning Bank First National Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Corning, AR Paragould, AR  150  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS  Mid South Bancshares, Inc. Paragould, AR West Court & Pruett St. P. O. Box 670 72450-0670  Telephone: 239-9571 FAX: 239-3410 President/CEO: Dr. Frank Oldham, Jr. Subsidiaries: Security Bank  Paragould, AR  Parkin Bancorp, Inc. Parkin, AR 25 W. Parkin Avenue P.O.Box 526 72373-0526  Telephone: 755-5401 FAX: 755-2567 President: William N. Griffin Subsidiaries: First State Bank  Parkin, AR  Perry County Bancshares, Inc. Perry ville, AR Telephone: 889-2318 FAX: 889-2966 President/CEO: Robert M. Hill Subsidiaries: The Perry County Bank  Court House Square P.O.Box 189 72126-0189  Perry ville, AR  Piggott Bankstock, Inc. Piggott, AR Telephone: 598-3802 FAX: 598-2026 President/CEO: James L. Magee Subsidiaries: Piggott State Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  212 W. Cherry St. P. O. Box 307 72454-0307  Piggott, AR  151  Seventy-Seventh Report  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Simmons First National Corporation Pine Bluff, AR 501 Main St. P. O. Box 7009 71611-7009  Telephone: 541-1000 FAX: 541-1123 Chairman/CEO: W. E. Ayres Subsidiaries: Simmons First Bank Simmons First Bank Simmons First National Bank Arkansas Fund, Inc.  Jonesboro, AR Lake Village, AR Pine Bluff, AR Lake Village, AR  Clement Bancshares, Inc. Plainview, AR 200 Main St. P. O. Box 277 72857-0277  Telephone: 272-4221 FAX: 272-4154 Chairman/President/CEO: John Clement Subsidiaries: First State Bank  Plainview, AR  Pocahontas Bankstock, Inc. Pocahontas, AR Telephone: 892-5286 FAX: None  101 Broadway P. O. Box 467 72455-0467  President/CEO: John R. Jackson, Jr. Subsidiaries: Bank of Pocahontas  Pocahontas, AR  Mainline Bankshares of Portland, Inc. Portland, AR Telephone: 737-2236 FAX: 737-2816  Main Street P.O.Box 178 71663-0178  President/CEO: Tipton Pugh Subsidiaries: The Peoples Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Portland, AR  Arkansas State Bank Department  152  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Portland Bankshares, Inc. Portland, AR Main Street P. O. Box 68 71663-0068  Telephone: 737-2226 FAX: 737-4263 President/CEO: Jerry Sadler Subsidiaries: Portland Bank  Portland, AR  First State Holding Company of Prescott Prescott, AR 103 E. 2nd and South P. O. Box 490 71857-0490  Telephone: 887-2688 FAX: 887-6822 President: Johnny Brannan Subsidiaries: Bank of Prescott  Prescott, AR  Far-Mer Bankshares, Inc. Reyno, AR 108 W. Main P.O.Box 108 72462-0108  Telephone: 769-2240 FAX: 769-2300 Chairman/President/CEO: Dr. Frank Oldham, Jr. Subsidiaries: Farmers & Merchants Bank  Reyno, AR  Lynxx Banking Corporation Rogers, AR Telephone: 636-4233 FAX: 631-6567  Second and Poplar Streets P. O. Box 250 72757-0250  President: Dan Pierce Subsidiaries: First National Bank Farmers & Merchants Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Bentonville, AR Rogers, AR  Seventy-Seventh Report  153  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Dover Bancshares, Inc. Russellville, AR 800 North Arkansas P. O. Box 3010 72801-0991  Telephone: 967-8000 FAX: 967-4679 Chairman/CEO: Ward Ramsey Subsidiaries: First Bank of Arkansas  Russellville, AR  First Security Bancorp Searcy, AR 314 North Spring P.O.Box 1009 72143-1009  Telephone: 268-9871 FAX: 268-9871 President/CEO: Reynie Rutledge Subsidiaries: First Security Bank  Searcy, AR  GCB Bancshares, Inc. Sheridan, AR Telephone: 942-3145 FAX: 942-5900 President/CEO: D. E McCoy, Jr. Subsidiaries: Grant County Bank  101 North Oak Street P.O.Box 67 72150-0067  Sheridan, AR  Smackover Bancshares, Inc. Smackover, AR Telephone: 725-3051 FAX: 725-3049  708 North Broadway P.O.Box 107 71762-0107  Chairman/CEO: Max O. Taylor Subsidiaries: Smackover State Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Smackover, AR  154  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS  Star City Bancshares, Inc. Star City, AR 200 S. Jefferson P. O. Drawer 69 71667-0069  Telephone: 628-4286 FAX: 628-5274 President/CEO: Bennie Ryburn, Jr. Subsidiaries: Bank of Star City  Star City, AR  InvestArk Bankshares, Inc. Stuttgart, AR 412 S. Main P. O. Drawer 908 72160-0908  Telephone: 673-3545 FAX: 673-1977 CEO: Cole Martin Subsidiaries: The Bank of North Arkansas First National Bank in Stuttgart  Melbourne, AR Stuttgart, AR  The Farmers and Merchants Bankshares, Inc. Stuttgart, AR 708 S. Main P. O. Drawer 947 72160-0947  Telephone: 673-6911 FAX: 673-6918 Chairman/President: Don Pattillo Subsidiaries: The Farmers & Merchants Bank  Stuttgart, AR  Southwest Bancshares, Inc. Trumann, AR Telephone: 483-6433 FAX: 483-7030  825 Highway 63 North P.O.Box 431 72472-0030  Chairman/CEO: Mr. Wallace W. Fowler Subsidiaries: First State Bank of Arkansas   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Trumann, AR  155  Seventy-Seventh Report  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Rainbow Investment Company, Inc. Tuckerman, AR Main Street P. O. Box 700 72473-0700  Telephone: 349-5155 FAX: 349-5170 Chairman/President/CEO: Lindley V. Smith, Jr. Subsidiaries: Bank of Tuckerman  Tuckerman, AR  Tyronza Bancshares, Inc. Tyronza, AR Main and Oak Streets P. O. Box 395 72386-0395  Telephone: 487-2161 FAX: 487-2069 President/CEO: Charles F. Luter Subsidiaries: First Delta Bank  Tyronza, AR  Vista Bancorporation Van Buren, AR Telephone: 474-1201 FAX: 474-4630  3110 Alma Highway P.O. Box 469 72956-0469  Chairman/President/CEO: James G. Williamson, Jr. Subsidiaries: Citizens Bank & Trust Company  Van Buren, AR  Golden Oaks Bancshares, Inc. Waldo, AR Telephone: 693-5551 FAX: None  101 Main Street P.O.Box 426 71770-0426  President/CEO: Harold Fincher Subsidiaries: The Peoples Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Waldo, AR  156  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Rodgers Family Banchares, Inc. Waldron, Arkansas 110 West 4th Street P. O. Box 2260 72958-0278  Telephone: 637-2161 FAX: 637-4874 President/CEO: Bill Philpot Subsidiaries: Bank of Waldron  Waldron, AR  Bradle y Bancshares, Inc. warren, AR 104 South Main Street P. O. Box 29 71671-0029  Telephone: 226-2601 FAX: 226-2253 Chief Executive Officer: Freddie Mobley Subsidiaries: First State Bank  Warren, AR  Hogue Holding Company Weiner, AR Highway 49 P. O. Box 307 72470-0307  Telephone: 684-2221 FAX: None President: Mr. John R. Hogue Subsidiaries: Bank of Weiner  Weiner, AR  Southern Bancshares, Inc. West Helena, AR Telephone: 572-3481 FAX: 572-1901  425 East Plaza P.O.Box 2497 72390-0507  President/CEO: Bill Simmons Subsidiaries: Merchants & Farmers Bank   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  West Helena, AR  157  Seventy-Seventh Report  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS  Bancshares of West Memphis, Inc. W est Memphis, AR 626 East Broadway P. O. Box 2128 72303-2128  Telephone: 732-8000 FAX: 735-0849 President/CEO: Jack K. Hogan Subsidiaries: Bank of West Memphis  West Memphis, AR  C herry Valley Bancshares, Inc. Wynne, AR 500 N. Falls Boulevard P. O. Box 189 72396-0189  Telephone: 588-3332 FAX: 238-7030 Chairman: H. H. Beasley Subsidiaries: First Arkansas Bank  Wynne, AR  Cross County Bancshares, Inc. Wynne, AR 1 Cross County Plaza P.O.Box 9 72396-0009  Telephone: 238-8171 FAX: 238-4052 President/CEO: Ken McClanahan Subsidiaries: Cross County Bank  Wynne, AR  Mountain Bancshares, Inc. Yellville, AR Telephone: 449-4231 FAX: 449-4231  Madison and Church P.O.Box 325 72687-0325  President: Judy Loving Subsidiaries: The Bank of Yellville   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Yellville, AR  158  Arkansas State Bank Department  BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Union Planters Corporation Memphis, TN Telephone: (901)523-6000 FAX: (901)578-2939  67 Madison Avenue P. O. Box 387 38147-0001  Chairman/CEO: Benjamin W. Rawlins, Jr. Subsidiaries: North Arkansas Bancshares, Inc. Mercantile Bank Mercantile Bank Mercantile Bank Searcy County Bank First State Bank of Newport The Bank of Rector CBC Bancorp, Inc. Citizens Bank Steiner Bank United Southern Bank First National Bank Pickett County Bank and Trust Company First National Bank of Crossville Cumberland City Bank Bank of Roane County First Citizens Bank of Hohenwald Merchants State Bank Union Planters National Bank Bank of Trenton and Trust Company Citizens Bank and Trust Company Guardian Realty Company Mercantile Corporation Mercantile Realty, Inc. Brenner Steep, Inc. Chickasaw Capital Corporation Investment Group Mortgage Corporation Planters Life Insurance Company UNIC, Inc. UMIC Securities Corporation Union Planters Business Advisory Service, Inc. Union Planters Investment Bankers Corporation Union Planters Investment Bankers Group, Inc. Fairless, Hinton, and Harbert, Inc   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Jonesboro, AR Hardy, AR Jonesboro, AR Mammoth Spring, AR Marshall, AR Newport, AR Rector, AR Cookeville, TN Cookeville, TN Birmingham, AL Clarksdale, MS New Albany, MS Byrdstown, TN Crossville, TN Cumberland City, TN Harriman, TN Hohenwald, TN Humbolt, TN Memphis, TN Trenton, TN Wartburg, TN Birmingham, AL Jonesboro, AR Jonesboro, AR Memphis, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Trenton, TN  Seventy-Seventh Report  159  BANK HOLDING COMPANIES WHICH OWN ONLY NATIONAL BANKS JUNE 30, 1991 BANK HOLDING COMPANY NAME First Sharp County Bancshares First Delta Bankshares, Inc. Wyatt Bancshares, Inc. Clin-Ark Bankshares, Inc. Ashley Bancstock Company First National Security Company First United Bancshares, Inc. NBC Bank Corporation Bancshares of Eastern Arkansas, Inc. First Bank Corp. First City Corporation First Merchants Financial Corp. Caddo Holding Company, Inc. First Delta Corporation Helena Bancshares, Inc. Citizens National Bancshares of Hope, Inc. Lakeside Bancshares, Inc. First Paris Holding Company Metropolitan National Bancshares, Inc. One National Bancshares, Inc. The Union of Arkansas Corporation MNB Bancshares, Inc. Mountain Home Bancshares, Inc. National Banking Corp. TCBankshares, Inc. First Bancshares of Northeast Arkansas, Inc. First Central Corporation First Sheridan Bancshares, Inc. Financial Investment Corp. Commercial Bancshares, Inc. State First Financial Corp. Carlson Bancshares, Inc. Fidelity Bancorp, Inc. First Bancshares of Eastern Arkansas, Inc. First National Corporation of Wynne   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  TOWN Ash Flat, AR Blytheville, AR Calico Rock, AR Clinton, AR Crossett, AR DeQueen, AR El Dorado, AR El Dorado, AR Forrest City, AR Fort Smith, AR Ft. Smith, AR Ft. Smith, AR Glenwood, AR Helena, AR Helena, AR Hope, AR Hughes, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Malvern, AR Mountain Home, AR N. Little Rock, AR N. Little Rock, AR Osceola, AR Searcy, AR Sheridan, AR Springdale, AR Texarkana, AR Texarkana, AR West Memphis, AR West Memphis, AR West Memphis, AR Wynne, AR
Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102