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REPORT OF THE  BANK COMMISSIONER   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  OF ARKANSAS  1973  DALE BUMPERS Governor  H. C. ADAMS State Bank Commissioner  RICHARD W. LONGING Director Department of Commerce   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  FIFTY-NINTH REPOR % OF THE  JDxmJLiJV  J lio o X jC iil.  OF THE  STATE OF ARKANSAS  FOE THE YEAE ENDED JUNE 30, 1973   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  HAEVEL C. ADAMS State Bank Commissioner  STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT July 1, 1973 To His Excellency Dale Bumpers Governor o f Arkansas Dear Governor: In compliance with the provisions of Act 113 o f 1913 (now found in Section 67-111, Arkansas Statutes of 1947), I submit for your consideration and information the Fifty-Ninth Annual Report o f the State Bank Depart­ ment for the fiscal year ended June 30, 1973. During the past fiscal year, two new state banks were chartered. They are the Bank o f Imboden, Imboden (Lawrence County) and the Citizens Bank, Flippin (Marion County). In September of 1972, Worthen Bank & Trust Co., Little Rock, the State’s largest bank, converted to a national charter. As o f teds date, there are 190 financial institutions under super­ vision o f the Bank Department, comprised of 184 commercial banks, three trust companies and three Act 111 industrial loan institutions. A consolidation of the June 30, 1973 Report of Condition for the 183 State Banks (the Flippin bank did not open until after the close o f the fiscal year) revealed the following statistical information as compared to the previous fiscal year. Assets o f the 183 commercial banks totaled $2,174,978,830 up $345,438,148 from $1,829,540,682 or 18.88% over the previous year. Loans and discounts, including excess funds sold, totaled $1,196,575,334 at June 30, 1973, up $230,046,941 or 23.80% from the previous year’s total o f $966,528,393. Deposits are still rising rapidly with the greater portion going into time deposits. Deposits totaled $1,941,776,290 at June 30, 1973, up $305,335,449 or 18.66% over the previous year’s total o f $1,636,440,841. Demand deposits o f $861,775,913 at June 30, 1973, were up $113,930,963 or 15.23% over the previous year’s total of $747,844,950. Time deposits were up $191,404,486 (21.54%) to $1,080,000,377 as compared to the total of $888,595,891 reported for the last fiscal year. Examinations for 1973 are on schedule and it is expected that all insti­ tutions w ill be examined during the calendar year 1973, as has been the case for the five calendar years prior to 1973. In addition to the information set out above, this report reflects in detail the condition of each of the 189 institutions as o f June 30, 1973. Also given is information pertaining to Bank Department and federal super­ visory agency personnel and personnel o f the Arkansas Bankers Associa­ tion. A statement showing the receipts and disbursements o f the Bank Department is also included. Respectfully, H. C. ADAMS State Bank Commissioner  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  T P f* A I J L4uEwL3W »jLJLi  3  H A T 1TV A V C  Jl  New Year’s D a y ........................  ..January 1.  Robert E. Lee’s Birthday ........  ..January 19.  George Washington’s Birthday  ..Third Monday in February.  Memorial Day ..........................  ..Last Monday in May.  Independence D a y .....................  ..July 4.  Labor D a y .................................  ..First Monday in Sept.  Veterans’ D a y ............................  ..November 11.  Thanksgiving D a y .....................  ..Fourth Thursday in November.  Christmas Day ..........................  ..December 25.  A ll Bills of Exchange, drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a legal holiday in its stead.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  4  State o f Arkansas:  Bank Department  n ?U P A P ' n W lJ TLilN M Xr\ T AT A C nlC n iill m Uim m T/AJtvX1Y1 JU P Ill/d  Harvel C. Adams ..................................... State Bank Commissioner Thomas L. Black ................................Assistant Bank Commissioner Harry R M eek ................................................... Department Attorney SENIOR RANK EXAMINERS Don R Clark Charles W. Gillespie Jim S. Gowen  H. Wm. Oldham  Michael D. Taylor Olan B. Wages Richard L. Deckard  TOTTCT' IM li’D A JL P I tjY A ilM rU.VAl.1^1 .I>Xt>  J. D. Richards FINANCIAL ANALYST Louis W. Elkins JUNIOR BANK EXAMINERS Ronny A. Clay John W. Crews  Larry Gunnell Edward W. Paschal ASSISTANT BANK EXAMINERS  J. R Brantley Frank B. Burge Eddie R Fitzhugh  Larry M. Hillyard Tommy R. James Richard S. Johnston  BOOKKEEPER AND STENOGRAPHERS Ann Smith  Vicki L. Davis  Jaequlin A. Jackson  STATE BANKING BOARD Maurice S. W oodruff, Chairman .............................................Carlisle Charles T. Bernard ........................................................................Earle Dorman F. Bushong .................................................................. Rogers Max A. M itcham ................................................................. .Smackover Edward H. Cherry ................................................................ Jonesboro Thomas L. Black, Secretary ............................................ little Rock OFFICE Suite 200, University Tower Building Telephone: 371-1117  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  5  COMMISSIONERS OF THE STATE BANK DEPARTMENT STATE OF ARKANSAS No. Name  Date of Appointment  Date Service Ended  1. John M. D avis....... ...October 6, 1913...... ...October 3,1918 2. A. J. R ea p ............... ...October 3, 1918..... ...March 22, 1919 3. W. T. Maxwell .........March 22, 1919...... ...September 1, 1921 4. Charles M cK ee..... ...September 1, 1921 ....July 28, 1925 5. Loid Rainw ater..... ...July 28, 1925 .............February 8, 1927 6. Walter E. Taylor ......February 8, 1927 ......January 10, 1933 7. Marion W asson..... ..January 10, 1933 ......January 12, 1937 8. Grover S. Jemigan ..January 12, 1937 ......January 14, 1941 9. Thomas W. Leggett ..January 14, 1941 ......February 1, 1949 10. S. J. D ean ............... ...February 1, 1949 ......December 31, 194^ 11. Ed I. McKinley, J r .....December 31, 1949 ....March 14, 1953 12. A. R. M erritt.............March 14, 1953 ...... ...February 8, 1955 13. Dick Simpson ....... ...February 8, 1955 ......March 2, 1967 14. H. C. A dam s........... ..March 3, 1967 .......   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  6  State o f Arkansas:  Bank Department  The following statement, furnished by the Central Office of the Depart­ ment o f Commerce, shows the receipts and disbursements of the State Bank Department from July 1, 1972, through June 30, 1973. RECEIPTS Adjusted Cash Balance, June 30, 1972 ....................................... $101,419.63 Examination and Assessment Fees ........................ $340,751.84 Charter and Amendment Fees ............................... 10,257.50 Teller’s Window Applications and Protest Fees .... 14,000.00 Penalties for Reserve D eficiencies.......................... 9,096.69 Miscellaneous Fees ................................................... 516.92 Reimbursements from Marketing and Redistribution Department: Sale of Used T ire s.............................................. 5.50 374,628.45 $476,048.08 DISBURSEMENTS Salaries ..................................................................... $213,798.38 Extra Help ................................................................ 5,180.02 Maintenance and General Operation* ..................... 76,390.92 Social Security and Retirement Matching Funds .... 25,054.10 Service Charges by State Treasurer ..................... 5,611.60 Group Insurance C ost............................................... 980.00 Proportionate Cost o f Operation of Public Employees Retirement System ........................ 135.00 Pro Rata Cost of Central Office of Department of r^ATYITYl o 113 mq Reproduction C ost..................................................... 200.00 Cash Balance, June 30, 1973 ..........................................................  330,463.98 145,584.10 $476,048.08  * Includes:  Travel Expenses Board Members* Expenses Insurance and Bonds  August 14, 1973 Mr. H. C. Adams Bank Department University Tower Building Little Rock, Arkansas  Dear Mr. Adams: Attached is the balance sheet for your department as of June 30, 1973. In reference to the beginning balance on this statement as compared with the ending balance shown on the statement for the period ending June 30, 1972, the State Treasurer does not show expenses against a par­ ticular fund until such time as the cancelled warrant is redeemed. There­ fore, we certify that these statements show the true and correct balance per our records at the close of the fiscal year given.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Sincerely, James T. Clark Fiscal Administrator  F ifty-N in t# Report  1  ARKANSAS BANKERS ASSOCIATION 1973-1974 President ............................. Van Smith, President, Bank of Tuckerman, Tuckerman President-Sect ...................Thomas E. Hays, Jr., President, The First National Bank, Hope Vice-President ...................Dorman F. Bushong, President, Farmers & Merchants Bank, Rogers Treasurer ............................Douglas Simmons, President, Merchants & Farmers Bank, West Helena Executive Manager and Secretary..........................H. C. Carvill, 1027 Pyramid Bldg., Little Rock EXECUTIVE COUNCIL Fred M ichael................................................................................. Lake Village Harold M oore........................................................................................ DeQueen Horace S m ith ..................................................................................... Harrisburg Dorman F. Bushong............................................................................... Rogers Damon B ow ersock.......................................................................... Fort Smith J.  Darol B e ll.................................................................................... Ashdown  Doyl E. B row n .......................................................................................... Wynne Wayne Hartsfield ................................................................................... Searcy William H. K ennedy........................................................................Pine Bluff Joe Siebenmorgan...................................................................................Conway COUNCILMEN-AT-LARGE T.  E. Renaud .................................................................... North Little Rock  Max A. Mitcham ............................................................................ Smackover  OFFICERS JUNIOR BANKERS SECTION ARKANSAS BANKERS ASSOCIATION P resident............................ Wesley B urkett.................................... Springdale Vice President................... Robert D ill..........................................Pine Bluff Secretary............................ James Sangalli .................................... Texarkana Treasurer ........................ ...Bill M a y ...............................................Jonesboro  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  8  State o f Arkansas:  Bank Department  THE REGIONAL ADMINISTRATOR OF NATIONAL BANKS Eighth National Bank Region, 165 Madison Avenue, Room 1900 Memphis, Tennessee 38103 Regional Administrator ......................................... John W. Shaffer Telephone Number 534-3376  Area Code 901  FEDERAL RESERVE BANK OF m  X*  n T T IC  M T Q C A T HJR IT mI  DISTRICT NO. 8 Telephone Number 421-1700  Area Code 314  President ................... First Vice President ... Senior Vice President Senior Vice President Senior Vice President Vice President ........... Vice President ........... Vice President .......... Vice President .......... Vice President .......... Vice President .......... Vice President ........... Vice President ........... General Auditor .......  Darryl R. Francis Eugene A. Leonard Leonall C. Andersen Howard H. Weigel Charles E. Silva Ruth A. Bryant Woodrow W. Gilmore Jerry L. Jordan John W. Menges Joseph P. Garbarini Harold E. Uthoff Donald W. Moriarty, Jr. F. Garland Russell Thomas C. Rowe  LITTLE ROCK BRANCH FEDERAL RESERVE BANK OF Cm  v ATTTC  Telephone Number 372-5451  M TCQATTDI  Area Code 501  Vice President and M anager................................... John F. Breen Assistant Vice P resident......................................... Michael T. Moriarty Assistant Vice President..........................................Thomas R. Callaway Assistant Vice P resident.......................................... David T. Rennie  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  9  FEDERAL DEPOSIT INSURANCE CORPORATION MEMPHIS DISTRICT Suite 1010, First National Bank Building Memphis, Tennessee 38103 Telephone Number 534-3872  Area Code 901  Regional Director ................................................................... Roy E. Jackson Assistant Regional D irector...................................................Louis A. Hurst  EXAMINERS FOR ARKANSAS Robert E. Conatser............................................................................Russellville James J. Peacock, J r ...................................................................... Russellville James M. Martin .............................................................................. Jonesboro John W. Christian.............................................................................. Jonesboro Jack P. Court, Jr................................................................................ Jonesboro Fred H. C audle................................................................................... Pine Bluff James A. C olvin ................................................................................. Pine Bluff Frankie L. P ra tt................................................................................. Pine Bluff Russell C. Livingston............................................................................Memphis Robert C. Barber .......  Memphis  Bobby R. B eaty.....................................................................................Memphis Dale C. Bregenzer................................................................................. Memphis Stanley C. Clark, J r .............................................................................. Memphis William S. M elton................................................................................. Memphis Arthur B. M onroe................................................................................. Memphis Jessie C. R e e d ..................................................................................... Memphis   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  10  State o f Arkansas:  Bank Department  €&vAX PAr n £?i RAItflT a -L JtiPyC3»«<i^i JUk TYIT1*APTMFVT JL^JCaKT JIX&JEjM^i J l  STATE OF ARKANSAS  AnGTQArv A V DU AIiirpc 17 C V TJO nAxrarc iillullliivl l/ri? D ItE iJT w JIm ap III: rA\rnTTiA\r Lull1/1A1vrIN A III: dX xA xX ui1Dillilld IN ARKANSAS AS OF JUNE 30, 1973 (With comparative Statement as of June 30, 1972)  COMMERCIAL BANKS ONLY June 30, 1973 June 30, 1972 183 Banks 182 Banks*  Increase + Decrease —  ASSETS Cash and balances with other banks .........................  227,397,560  209,838,642  17,558,918+  U. S. Treasury Securities .....  198,777,648  195,454,601  3,323,047+  Obligations of other U. S. Government agencies and corporations ................  149,730,056  117,100,065  32,629,991+  Obligations of States and political subdivisions .........  345,638,167  290,115,733  55,522,434+  Other securities (including corporate stocks) ................  11,774,667  11,194,136  580,531+  Trading account securities ...  1,998,712  3,396,792  1,398,080—  Excess funds sold and securities purchased under agreement to resell ...  83,041,462  60,375,623  22,665,839+  Loans and discounts ............ . 1,113,533,872  906,152,770  207,381,102+  Bank premises, furniture and fixtures, and other assets representing bank premises ..............................  28,930,589  25,799,654  3,130,935+  Real estate owned other than bank premises ...  1,233,832  959,297  274,535+  A ll other assets ....................  12,922,265  9,153,369  3,768,896+  TOTAL ASSETS .................... . 2,174,978,830  1,829,540,682  345,438,148+   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  11  Fifty-N inth Report  June 30, 1973 June 30, 1972 182 Banks* 183 Banks  Increase + Decrease —  LIABILITIES Demand deposits, individs., partnerships, and corporations ........................ Time deposits, individuals, partnerships, and corporations ........................ Deposits of U.S. Government. Deposits o f States and political subdivisions .......... Deposits of banks ................... Certified and officers’ checks, etc.............................  745,810,134  645,327,172  100,182,962+  989,632,858 22,140,051  818,712,659 14,254,966  170,920,199+ 7,885,085+  165,487,360 6,971,189  139,901,593 9,181,085  25,585,767+ 2,209,896—  12,034,698  9,063,366  2,971,332+  TOTAL DEPOSITS ............... 1,941,776,290 1,636,440,841 305,335,449+ Total demand ........ ( 861,775,913) ( 747,844,950) (113,930,963) + Total time ............. (1,080,000,377) ( 888,595,891) (191,404,486) + Excess funds purchased and securities sold under agreement to reprochase .... Other liabilities for borrowed money ................. A ll other liabilities................. TOTAL LIABILITIES ............  11,775,000  4,650,000  7,125,000+  1,007,014 33,693,280  1,336,208 24,018,568  329,194— 9,674,712+  1,988,251,584 1,666,445,617  321,805,967+  RESERVES ON LOANS AND SECURITIES Reserves for bad debt 14,224,658 losses on loans ..................... 288,604 Reserves on securities ........... fji/VPAT ‘Dl'CFDinS'C AM lU lilu JttuoJultVAD UiN 14,513,262 LOANS AND SECURITIES  12,515,894 277,565  1,708,764+ 11,039+  12,793,459  1,719,803+  CAPITAL ACCOUNTS Capital notes and debentures .. Capital sto ck ............................ Surplus ..................................... Undivided profits ................... Reserves for contingencies ....  8,325,700 39,023,225 58,643,375 63,553,996 2,667,688  6,347,900 34,960,250 51,446,500 54,057,140 3,489,816  1,977,800+ 4,062,975+ 7,196,875+ 9,496,856+ 822,128—  TOTAL CAPITAL ACCOUNTS  172,213,984  150,301,606  21,912,378+  2,174,978,830 1,829,540,682  345,438,148+  TOTAL LIABILITIES, RESERVES AND CAPITAL ACCOUNTS ......  * For proposes of comparison the assets and liabilities of Worthen Bank & Trust Co., Little Rock, were eliminated from the June 30, 1972 computa­ tions since it converted to the National Association in September o f 1972.  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  COMPARATIVE STATEMENT SHOWING THE CONDITION OF STATE BANKS AND OTHER ___________ FINANCIAL INSTITUTIONS FOR PAST THIRTY-FIVE YEARS  * Includes three Trust Companies http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  and three Industrial Loan Institutions.  Cash 27,761,400 34,852,000 46,087,100 75,993,000 88,424,600 87,156,400 115,746,100 114,416,400 102,647,800 96,311,500 96,605,800 102,081,300 102,013,000 114,420,700 117,406,400 116,317,200 117,844,400 119,609,800 119,094,300 133,569,800 132,739,000 136,153,900 148,249,200 159,242,700 166,824,300 170,143,300 175,010,500 185,569,700 183,227,183 190,538,005 210,576,609 216,576,856 248,076,462 274,745,091 228,636,623  U. S. Gov’t Bonds 9,198,600 10,664,100 12,705,800 21,423,800 71,252,800 97,906,100 137,559,700 187,100,000 170,818,800 160,340,700 148,075,000 158,652,300 148,390,100 144,775,800 152,351,100 135,033,400 148,234,300 140,958,000 150,285,000 148,166,500 155,785,000 155,449,300 155,723,600 160,497,100 169,592,900 155,870,900 159,366,100 186,800,200 189,139,644 206,198,703 194,248,984 196,913,431 216,399,847 210,128,150 198,777,648  Capital Structure 12,280,700 12,567,100 12,805,500 13,316,600 13,904,500 15,076,800 16,624,500 18,908,900 21,414,700 23,769,900 26,381,700 29,064,500 31,611,000 34,416,400 37,166,600 40,797,700 42,559,300 46,686,200 50,275,400 54,163,400 57,409,200 62,805,700 67,604,600 73,092,400 78,504,900 85,282,000 91,300,600 93,953,700 105,525,167 109,561,715 124,896,757 136,660,445 153,776,789 171,803,107 174,062,867  Total Resources 85,961,400 92,002,700 107,936,900 142,710,700 204,492,600 242,132,900 319,689,500 374,451,600 367,934,700 364,722,300 371,711,900 383,815,000 390,770,400 417,987,700 436,430,100 452,551,900 473,034,400 508,372,900 522,434,100 559,229,900 603,550,700 635,861,400 682,081,000 753,781,000 850,420,100 899,327,800 971,899,600 1,092,481,100 1,178,017,804 1,252,920,292 1,396,120,381 1,537,588,150 1,807,803,479 2,159,026,663 2,187,100,047  State of Arkansas: Bank Department  Loans and Borrowed Date1 Discounts Number Deposits Money June 30, 1939 ..... ........ 167 206,100 73,397,300 36,443,100 June 29, 1940 ..... ........ 169 72,300 79,079,100 32,496,900 June 30, 1941 ..... ........ 166 75,100 94,733,000 33,420,100 June 30, 1942 ..... ........ 166 56,700 128,975,900 30,666,600 June 30, 1943 ..... ........ 161 83,700 190,153,500 30,497,300 June 30, 1944 ..... ........ 161 81,700 226,832,800 42,121,000 June 30, 1945 .... ........ 163 106,700 302,720,500 50,282,600 June 29, 1946 ..... ........ 169 131,700 355,193,200 49,928,600 June 30, 1947 ..... ........ 170 116,700 346,132,500 70,403,400 221,700 June 30, 1948 .... ........ 174 340,469,900 82,157,200 June 30, 1949 ..... ........ 174 118,200 344,900,700 101,075,200 148,200 June 30, 1950 ..... ........ 176 354,288,100 94,148,700 June 30, 1951 .... ........ 177 133,200 358,571,300 108,035,400 June 30, 1952 ..... ........ 178 383,178,600 58,200 120,769,700 June 30, 1953 .... ........ 177 298,200 398,584,300 125,554,200 June 30, 1954 ..... ........ 178 58,200 411,324,600 159,028,000 June 30, 1955 .... ........ 179 58,200 430,059,100 158,246,800 June 30, 1956 .... ........ 182 0 460,899,300 190,365,300 June 29, 1957 ..... ........ 183 0 470,719,000 187,089,200 336,600 June 30, 1958 .... ........ 183 503,671,700 202,943,500 June 30, 1959 ..... ........ 182 543,739,400 229,693,600 1,070,000 June 30, 1960 .... ........ 182 570,442,400 253,908,500 1,138,000 612,166,700 570,400 June 30, 1961 ..... ........ 181 280,359,500 June 30, 1962 .... ........ 182 678,287,800 202,000 323,914,100 June 29, 1963 ..... ........ 184 768,113,400 385,157,700 403,000 807,558,600 June 30, 1964 ..... ........ 184 435,202,600 1,866,000 June 30, 1965 .... ........ 181 873,276,600 491,193,100 1,971,000 989,004,700 June 30, 1966 ..... ........ 181 541,711,900 2,811,300 1,061,757,391 June 30, 1967 .... ........ 183 599,813,633 2,601,164 626,212,026 2,986,361 1,131,416,659 June 30, 1968 .... ........ 183 1,241,796,969 707,282,836 4,058,556 June 30, 1969 ..... ........ 184 771,945,349 2,435,175 1,359,632,702 June 30, 1970 .... ........ 186 1,597,107,432 910,097,287 3,091,806 June 30, 1971 .... ........ 190 1,878,549,252 1,097,787,057 9,297,755 June 30, 1972 .... ........ 189 1,945,756,869 1,122,127,159 1973 .... ........ *189 June 30, ____________ _ ______________5,435,878 _  Fifty-N inth Report  13  BANKING FACILITIES BY COUNTIES INCLUDING STATE AND NATIONAL BANKS AND BANKING' FACILITIES LOCATED OUTSIDE OF Crf®ES County Arkansas .................... .............. Ashley ......................... .............. Baxter ......................... .............. B enton......................... .............. Boone ......................... .............. Bradley ....................... .............. Calhoun ..................... .............. Carroll ....................... .............. Chicot ......................... .............. Clark ........................... .............. Clay ............................ .............. C leburne..................... .............. Cleveland .................... .............. Columbia .................... .............. Conway ....................... .............. Craighead.................... .............. Crawford .................... .............. Crittenden .................. .............. Cross ........................... .............. Dallas ......................... .............. Desha ......................... .............. Drew ........................... .............. Faulkner .................... .............. Franklin .................................... Fulton ......................... .............. G arland...................................... Grant ........................... .............. Greene ...................................... Hempstead .................. .............. Hot S p rin g.................. .............. Howard ...................................... Independence ............. .............. Izard ........................... .............. Jackson ....................... .............. Jefferson .................... Johnson ...................... .............. Lafayette .................... .............. Lawrence .................... .............. Xj66 ................................................ Lincoln ........................ .............. Little River ............................... .............. Lo^3n ......... . Lonoke ...................................... Madison ...................... .............. M arion........................................ Miller .......................... Mississippi ................................. Monroe ........................ .............. Montgomery ............... .............. Nevada ........................ ............. Newton ........................ .............. Ouachita ...................... ............. Perry ............................ ............. Phillips ........................ ............. Pike ............................. ............. Poinsett ...................... .............  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Banks State  National Banks  3 6 1 7 1 1 1 1 4 4 3 2 2 3 2 5 4 3 3 2 2 3 1 2 2 1 1 1 1 1 1 2 3 2  2 1 1 2 1 1  1 3 2 1 2 1 2 5 2 1 5 3 1 1 1 4 1 3 3 6  Banking Facilities (Outside of Cities) 2 2 1  2 1 2  1  1  1  1  2  1  5 2 2 1  2 1 1 1  2 1 2 2  2  1  1 2 1 1 1  1  2 4 1 1 2 1 1 1 1  2 3 2 1 1 1 1 3 1 1  2 2 1  4  1  1  2 1  14  State o f Arkansas: Bank Department  M>  mMJmStm  B miz v n ffS " P & ^ fT f P T W JEp^fluNIJBSbJUMWj  B V  JSp *  m  ^ A T T lflW C I ■?! JJEmSp  W A T T T A flV A  IS*laA aP P  JLJNV#JLa(JrX Jin vn &pA ^ L ££ b  AND NATIONAL BANKS AND BANKING FACILITIES LOCATED OUTSIDE OF CITIES County Polk ............................ ............... Pope .......................... ............... P ra irie ........................ ............... Pulaski ...................... ............... Randolph ................... ............... St. Francis ................. ............... Saline ........................ ............... S co tt............................ ............... Searcy ........................ ................ Sebastian ................................... Sevier ........................ ................ S h arp .......................................... Stone .......................... ................ U n ion .......................................... Van B u ren ................. ................ Washington .............. ................ White ........................ ................ W oodruff .................. ................ Y ell ........................... ................  Banks State 1 4 2 4 3 2 2 1 2 4 2 4 1 4 1 5 6 2 4 ——— 183*  National Banks  Banking Facilities (Outside of Cities)  1  2 2 1  7 2  1 3  3 1  3  2  2 1 1 2 1 1 — 70  2 1 —71  1  • Does not include State chartered institutions not engaged in commercial banking.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  15  Fifty-N inth Report  STATE BANKS OPERATING FACILITIES AW AY FROM MAIN OFFICES (WITHIN CITY FACILITIES NOT INCLUDED)  Name of Bank  Location  Location of FaeEity  County  Mountainburg Crawford White Bradford Saline Bauxite Saline Bryant Saline Bryant Cave Springs Benton Citizens Logan Magazine CaulksvEleCitizens Logan Ratcliff Lonoke ..Cabot Ward ..Camden East Camden Ouachita Franklin ..Charleston Altus Van Buren ...Clinton Shirley Faulkner Greenbrier ..Conway Faulkner Mayflower ...Conway No. Crossett Ashley ...Crossett Hector Pope ...Dover Crawfordsville Cnttenden ...Earle Union ..El Dorado Huttig ...Forrest City Cotton Plant W oodruff ...Forrest City DeVaEs Bluff Prairie Lincoln ...Gould Grady Sebastian ...Greenwood Hackett ...Greenwood Hartford Sebastian Clark ...Gurdon Okolona ...Heber Spgs. Greers Ferry Cleburne ..Hot Springs Hot Springs Garland VElage Craighead ...Jonesboro Bay Craighead ...Jonesboro Lake City Craighead ...Jonesboro Bay Mercantile Craighead ...Jonesboro Mercantile Bono ..McGehee Arkansas City Desha ...McGehee Watson Desha ...Mena Wickes Polk ...MonticeEo Wilmar Drew ...Murfreesboro Mineral Spgs. Howard ...Ozark Altus Franklin ...Paragould Marmaduke Greene ...Plainview Ola Yell ...RusseEviEe PottsvEle Pope ...Searcy McRae White ...Smaekover Norphlet Union Tontitown ..Springdale Washington ...Tuckerman Swifton Jackson ...Tuckerman Grubbs Jackson Citizens Bank & Trust Company ..Van Buren Mountainburg Crawford McNeE ...Waldo Columbia Keiser ...Wilson Mississippi ...Wynne Hickory Ridge Cross BuE Shoals ...Yellville Marion Citizens State   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ...Alma ..Bald Knob ...Benton ...Benton ...Benton ...BentonviEe ...BoonevEle ...Booneville  16  State o f Arkansas:  Bank Department  NATIONAL BANKS IN ARKANSAS Name  Location  County  First National B an k .................................Altheimer ...............Jefferson The Citizens National B an k ..................... Arkadelphia .......... Clark The First National Bank ..........................Ashdown ...............Little River First National B an k ..................................Batesville .............. .Independence The First National B an k...........................Berryville ...............Carroll The First National B an k ...........................Blytheville ............. Mississippi First National B an k .................................Brinkley .................Monroe First National B an k .................................Camden .................. Ouachita The Farmers National B a n k ................... Clarksville ............. Johnson The First National Bank ..........................Conway ................. Faulkner First National Bank ..................................Crossett ................. Ashley The First National Bank ..........................DeQueen ................Seyier First National B an k .................................D erm ott..................Chicot The First National Bank ..........................DeWitt ................... Arkansas The First National Bank ..........................El Dorado ..............Union National Bank of Com m erce....................El Dorado ...............Union The First National B an k...........................Fayetteville ........... Washington The First National B an k...........................Fordyce .................. Dallas First National Bank of Eastern Arkansas .Forrest C ity ........ St. Francis The City National B a n k ...........................Fort Smith .............Sebastian The First National Bank ..........................Fort S m ith ...........Sebastian The Merchants National B a n k ................ Fort Smith .............Sebastian The First National Bank .......................... Green Forest ........ Carroll The First National Bank ..........................Gurdon ................. Clark The First National Bank ..........................Harrison ............... Boone The Arkansas National Bank ...................Heber Springs .......Cleburne First National Bank o f Phillips County.. .Helena ...................Phillips Helena National B an k .............................. Helena ....................Phillips The Citizens National Bank .................... H o p e..................... Hempstead The First National B an k ...........................Hope ....................... Hempstead First National B a n k .................................. Hot Springs ........... Garland Grand National B ank................................ Hot Springs ...........Garland The Planters National B a n k ....................H ughes.................. St. Francis The First National Bank ..........................Huntsville ..............Madison Citizens National Bank ............................Jacksonville .......... Pulaski First National Bank ...................................Jonesboro ..............Craighead The First National Bank ..........................Lewisville ..............Lafayette The Commercial National B an k .............. Little R o c k ........... Pulaski The First National Bank ..........................Little R o c k ...........Pulaski Metropolitan National Bank .................... Little R o ck ...........Pulaski Union National B an k ................................ Little R o c k ........... Pulaski Worthen Bank & Trust Co., N.A............... Little R o ck ............Pulaski First National Bank ................................. Magnolia ............... Columbia The Malvern National B a n k ....................Malvern ................ Hot Spring First National B an k .................................. Marianna .............. Lee First National B a n k .................................. Mena ..................... Polk First National Bank & Trust Co............... Mountain Home ... Baxter The First National B a n k ......................... Nashville .............. Howard The First National B a n k ......................... Newport ................ Jackson First American National B a n k ................ No. Little R o c k .... Pulaski First National Bank ................................. Osceola ..................Mississippi First National Bank o f Com m erce........... Paragould .............. Greene The First National Bank ..........................Paris .......................Logan National Bank of Com m erce.................... Pine B luff .............Jefferson Pine Bluff National B an k ......................... Pine B luff .............Jefferson Simmons First National Bank ................. Pine B luff ............Jefferson First National Bank ................................. Rogers ................... Benton First National Bank ................................. Searcy ................... White  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  17  NATIONAL BANKS IN ARKANSAS Name  Location  County  First National Bank .................................Siloam Springs ..... Benton The First National B ank............................Springdale ............ Washington First National B an k ...................................Stuttgart ................ Arkansas Commercial National Bank .................... Texarkana ............ Miller H ie State First National B an k .................Texarkana ............ Miller First National Bank of Poinsett County ..Trumann ............... Poinsett Jackson County National B a n k ............... Tuekerman ............ Jackson Citizens National B an k ............................. Walnut Ridge ...... Lawrence The First National Bank o f Lawrence County ..................................... ...............Walnut Ridge ....... Lawrence First National Bank ................................. Warren ................. Bradley Fidelity National Bank ........................... West Memphis ..... Crittenden First National Bank ................................. West Memphis ..... Crittenden The First National Bank ..........................Wynne ................... Cress   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  State o f Arkansas:  18  Bank Department  NATIONAL BANKS OPERATING FACILITIES AWAY FROM MAIN OFFICES n ?n i frXm i t N v*X f t*Xp Xv ® X XXXJn  PT««\^XX#X i n t i 'X it pc m W a#t J X£*SI JN X  TMr'T XJN v *Xj>W f XXXatXarJ  Name of Bank  Location  Location of Facility  First National Bank ............... The First National B an k ........ The Farmers National Bank .. First National Bank ............... First National Bank of Eastern Arkansas ............... The First National B an k ........ First National Bank ............... First National Bank .............. First National Bank .............. First National Bank .............. The First National Bank ..... The First National Bank ..... First National Bank .............. First National Bank .............. The First National Bank .....  Batesville .Blytheville Clarksville .Crossett  Hardy Bly. A.F.B. Coal Hill No. Crossett  Pine Bluff National B an k..... Simmons First National Bank First National Bank ............ The State First National Bank First National Bank .............. Fidelity National Bank .........   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .Forrest City Fort Smith Jonesboro Magnolia Marianna Mena Nashville Newport .Osceola Osceola .Paris  Palestine Jenny Lmd Bono Taylor Moro Cove Mineral Spgs. Grubbs Joiner Luxora CaulksvilleRatcliff Pine Bluff Whitehall Sherrill Pine Bluff Siloam Spgs. Gentry Texarkana Foreman .Warren Hermitage .W. Memphis Turrell  County Sharp Mississippi Johnson Ashley St. Francis Sebastian Craighead Columbia Lee Polk Howard Jackson Mississippi Mississippi Logan Jefferson Jefferson Benton Little River Bradley Crittenden  19  Fifty-N inth Report  MEMBERS OF FEDERAL RESERVE SYSTEM Name of Bank & Location  Date of Admission  Capital and Surplus*  April 21, 1941 ......... ...Elk Horn Bank & Trust Company.......... $ 850,000.00 Arkadelphia April 15, 1953 ......... ...The Citizens Bank .................................. . 1,000,000.00 Batesville August 23, 1918....... ...Farmers Bank & Trust Company ......... . 2,500,000.00 Blytheville May 10, 1944 ........... ...Bank of Brinkley .................................... . 700,000.00 Brinkley September 11, 1942 ....The Exchange Bank & Trust Company. . 1,170,000.00 El Dorado January 7, 1944 ..... ...M cllroy Bank ........................................... . 2,500,000.00 Fayetteville September 22, 1933......Fordyce Bank & Trust Company ......... . 600,000.00 Fordyce September 25, 1942 ... Arkansas Bank & Trust Company ....... . 4,200,000.00 Hot Springs July 26, 1945 ........... ...Peoples Bank & Loan Company ........... . 350,000.00 Lewisville July 20, 1920 ......... ...The Bank of Russellville ...................... 1,550,000.00 Russellville August 23, 1923 ..... ...Peoples Bank & Trust Company ......... . 1,300,000.00 Russellville • Includes Capital Notes & Debentures, if any. COMMERCIAL BANK—NOT MEMBER OF FEDERAL DEPOSIT INSURANCE CORPORATION Name  Location  Bank of Sidney................................................... Sidney TRUST COMPANIES AND OTHER INSTITUTIONS NOT ENGAGED IN COMMERCIAL BANKING* NOT MEMBERS OF FEDERAL DEPOSIT INSURANCE CORPORATION TRUST COMPANIES Name Location Guaranty Loan & TrustCompany ....................... Helena Metropolitan Trust Company .................... Little Rock Matthews Company............................North Little Rock INDUSTRIAL LOAN INSTITUTIONS. ACT 111 Name Location Southern CreditCorporation............................. Malvern Hallmark Loan & Invest. Corp......... North little Rock National Credit Corporation....................... Pine Bluff  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  State o f Arkansas:  20  Bank Department  AMENDMENTS ALTERING CAPITAL STRUCTURE July 1, 1972 to June 30, 1973  1. First State Bank and Trust Company, Conway, increased capital stock from $300,000.00 to $600,000.00 by a 100% stock dividend transferred from Undivided Profits Account.  2.  Stephens Security Bank, Stephens, increased capital stock from $125,000.00 to $275,000.00, consisting of $150,000.00 Class “A” Common (having certain preferential rights), and $125,000.00 common stock.  3. Bank o f Nettleton, Jonesboro, increased capital stock from $200,000.00 to $300,000.00 through the sale o f 10,000 additional shares o f stock at $10.00 per share. 4. The Citizens Bank, England, increased capital stock from $120,000.00 to $240,000.00 by a 100% stock dividend transferred from the Undivided Profits Account. 5. Bank of Quitman, Quitman, increased capital stock from $50,000.00 to $100,000.00 by a 100% stock dividend transferred from the Un­ divided Profits Account.  .  6  McGehee Bank, McGehee, increased capital stock from $500,000.00 to $600,000.00 being transferred from Undivided Profits Account.  7. The Eudora Bank, Eudora, increased capital stock from $175,000.00 to $350,000.00 being transferred from Undivided Profits Account.  .  8  .  10  . 12.  11  Bank o f Tuekerman, Tuekerman, increased capital stock from $50,000.00 to $100,000.00 by a 100% stock dividend transferred from Undivided Profits Account. First Jacksonville Bank, Jacksonville, increased capital stock from $300,000.00 to $600,000.00 by a 100% stock dividend transferred from Undivided Profits Account. Marked Tree Bank, Marked Tree, increased capital stock from $175,000.00 to $250,000.00 by a 42.857% stock dividend transferred from Undivided Profits Account. Farmers Bank, Greenwood, increased capital stock from $150,000.00 to $300,000.00 by a 100% stock dividend transferred from Undivided Profits Account. Farmers and Merchants Bank, Reyno, increased capital stock from $50,000.00 to $75,000.00 by transferring $5,000 out o f Surplus and $20,000.00 out o f Undivided Profits Account.  13. Peoples Bank and Trust Company, Mountain Home, increased capital stock from $400,000.00 to $450,000.00 by a 14 2/7% stock dividend transferred from Undivided Profits Account. 14. Bank of Atkins, Atkins, increased capital stock from $50,000.00 to $62,500.00 by sale o f new stock. 15. Bank o f Prescott, Prescott, increased capital stock from $300,000.00 to $600,000.00 transferred from Undivided Profits Account 16. Foydyce Bank & Trust Company, Fordyce, increased capital stock from $100,000.00 to $200,000.00 by a 100% stock dividend transferred from Undivided Profits A ccount  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Beport  21  Pi. Merchants and Planters Bank, Newport, increased capital stock from $225,000.00 to $250,000.00 by sale of new stock. 18. The Exchange Bank and Trust Company, 11 Dorado, increased capital stock from $300,000.00 to $400,000.00 transferred from Undivided Profits Account. 19. Bank of Franklin, Franklin, increased capital stock from $25,000.00 to $50,000.00 by a 100% stock dividend transferred from Undivided Profits Account. 20. Bank of Delight, Delight, increased capital stock from $31,250.00 to $62,500.00 by a 100% stock dividend transferred from Undivided Profits Account. 21. Dermott State Bank, Dermott, increased capital stock from $250,000.00 to $300,000.00 being transferred from Undivided Profits Account. 22. First Security Bank, Searcy, increased capital stock from $300,000.00 to $600,000.00 by a 100% stock dividend transferred from Undivided Profits Account. 23. Decatur State Bank, Decatur, increased capital stock from $100,000.00 to $175,000.00 transferred from Undivided Profits Account. 24. Bank of Ozark, Ozark, increased capital stock from $150,000.00 to $300,000.00 by a 100% stock dividend transferred from Undivided Profits Account. 25. Morrilton Security Bank, Morrilton, increased capital stock from $150,000.00 to $225,000.00 by a 50% stock dividend transferred from Undivided Profits Account. 26. Bank of Blevins, Blevins, increased capital stock from $25,000.00 to $50,000.00 by a 100% stock dividend transferred from Undivided Profits Account. 27. Peoples Bank and Trust Company, Mountain Home, increased capital stock from $450,000.00 to $600,000.00 by sale of new stock. 28. First State Bank, Morrilton, increased capital stock from $250,000.00 to 500,000.00 by a 100% stock dividend transferred from Undivided Profits Account 29. Bank of Cave City, Cave City, increased capital stock from $50,000.00 to $100,000.00 by a 100% stock dividend transferred from Undivided Profits Account. 30. Clinton State Bank, Clinton, increased capital stock from $100,000.00 to $200,000.00 by a 100% stock dividend transferred from Undivided Profits Account.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  22  1. 2. 3. 4. 5. 6. 7. 8.  State o f Arkansas:  Bank Department  m m P Mm I JmSp/iff ft WMf«r/*i «ffTHB.ra AP TPPfUfH APCl AM 3wT U v)Jt fV J>IJUsv7rOJnlS July- 1, 1972 to June 30, 1973 Stephens Security Bank, Stephens, from 3 to 8; to not less than 3 as determined by By-Laws. Little River Bank, Lepanto, from 7 to 10. Merchants and Planters Bank, Newport, from 5 to 11; to 9 to 15. Farmers Bank, Hamburg, from 3 to 12; to 3 to 14. Danville State Bank, Danville, from 3 to 9; to 3 to 25. The Planters Bank, Osceola, from 5; to 5 to 20. McGehee Bank, McGehee, from 5 to 10; to 5 to 20. Planters and Merchants Bank, Gillett, from 3 to 7; to 3 to 8.  4.  AMENDMENTS CHANGING PAR VALUE OF SHARES July 1, 1972 to June 30, 1973 Farmers and Merchants Bank, Reyno, reduced par value from $25.00 to $ 10.00. Bank of Atkins, Atkins, reduced par value from $25.00 to $10.00. Fordyce Bank and Trust Company, Fordyce, reduced par value from $100.00 to $25.00. Dermott State Bank, Dermott, reduced par value from $100.00 to $25.00.  1. 2. 3. 4.  AMENDMENTS AUTHORIZING TRUST POWERS July 1, 1972 to June 30, 1973 Bank o f Nettleton, Jonesboro Citizens Bank, Bald Knob Union Bank of Benton, Benton Pulaski Heights Bank, Little Rock  1. 2. 3.  AMENDMENTS PROHIBITING THE RIGHT OF CUMULATIVE VOTING July 1, 1972 to June 30, 1973 1. Planters and Merchants Bank, Gillett 2. Arkansas Valley Bank, Dardanelle AMENDMENT CHANGING DATE OF ANNUAL MEETING July 1, 1972 to June 30, 1973 1. Bank of Prescott, Prescott AMENDMENT MOVING MAIN OFFICE July 1, 1972 to June 30, 1973 1. Bank of Franklin, Franklin, moved business and main office to city of Horseshoe Bend. AMENDMENT CHANGING CORPORATE NAME July 1, 1972 to June 30, 1973 1. Pulaski Heights Bank, Little Rock, changed corporate name to Pulaski Bank and Trust Company. AMENDMENTS CHANGING NUMBER OF SHARES July 1, 1972 to June 30, 1973 1. Bank of Ozark, Ozark, from 6,000 to 12,000. 2. Morrilton Security Bank, Morrilton, from 15,000 to 22,500. 3. Bank of Blevins, Blevins, from 1,000 to 2,000.  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  23  PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS The average percentage ol capital accounts (reserves included) to total resources of the 183 Arkansas State Banks as of June 30, 1973 is 8.6%. The following banks equal ox exceed tees figure. Name  Location  Percentage  Merchants & Planters Bank & ..... A rkadelphia........... ....... ..... Atkins .................... ........ ..... A ugusta.................. ....... ..... Bald Knob ............. ....... r ... Barling .................. ....... ..... Beebe ...................... ....... ..... Benton .................... ....... Farmers Bank & Trust Company ....... Bank o f Cabot ............................................Cabot ..... Cabot ...................... ....... ..... Calico Rock ........... ....... ..... Caraway ................ ....... ..... Carlisle .................. ....... ..... Cherry V a lle y ....... ....... ..... Chidester ............... ....... ..... Corning .................. ....... ....... ..... Dardanelle ............. ....... ..... Decatur .................. ....... ..... D erm ott.................. ....... ..... Des Arc ................ ....... ..... DeWitt .................... ....... ..... Dover ...................... ....... ..... Dumas .................... ....... ..... Earle ...................... ....... ..... Elaine .................... ....... ..... England .................. ....... ..... E ngland.................. ....... The Eudora Bank ..... Eudora .................. ....... ..... Fayetteville ........... ....... ..... Fordyce .................. ....... ..... Gillett .................... ....... ..... Gould ...................... ....... ..... GriffithviUe ........... ....... ..... Gurdon .................. ....... ......Hampton ........................ ..... Harrison ................ ....... ..... Hazen .................... ....... ..... Holly G ro v e........... ....... .... Horatio .................. ....... ..... Imboden ................. ....... ..... Jacksonville ................... ..... Judsonia ................. ....... ..... Kensett .......................... .... Lake Village ................. .... Leaehville .............. ...... ....... .... Lockesburg ................... ....... .... Magnolia ................. ....... Peoples ...... .... Manila ..................... ...... .... Marianna ............... .......  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  9.5 9.8 10.1 9.9 15.1 11.7 9.5 11.6 8.7 9.4 8.9 9.0 9.5 9.4 9.0 10.1 8.6 8.7 11,6 13.1 12.9 10.1 11.1 9.3 19.6 9.0 12.7 16.2 10.7 8.6 11.5 10.3 11.7 10.6 13.9 9.8 8.7 12.7 10.9 16.2 9.0 11.7 17.6 9.1 12.1 14.8 9.8 11.0 10.0 8.8 14.4 10.8  24  State o f Arkansas:  Bank Department  PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS (Continued) WamB  Location  Percentage  Citizens Bank ............................................ Marion .......................... Marked Tree Bank ................................... Marked Tree ................. Bank of Marvell ........................................ Marvell .......................... McGehee Bank .......................................... McGehee ........................ The Bank o f Melbourne .......................... Melbourne ..................... Monette State Bank ................................. Monette .......................... Commercial Bank & Trust Company .... M ontieello...................... Union Bank & Trust Company ............... Monticello ..................... Morrilton Security Bank .......................... Morrilton ...................... Bank of Mountain View .......................... Mountain V ie w .............. Pike County Bank ..................................... Murfreesboro ................. Bank o f N ew ark........................................ Newark .......................... Bank o f New Edinburg............................. New Edinburg .............. Bank o f Parkdale ...................................... Parkdale ........................ First State B a n k ........................................ Parkin ............................ Piggott State Bank ................................... Piggott .......................... The Peoples Bank .................................... Portland ........................ Portland Bank ............................................Portland ........................ Bank of P rescott........................................ Prescott .......................... Bank o f Quitman ........................................Quitman ........................ The Bank o f R ector................................... Rector ............................ The Bank o f Rison ................................... Rison .............................. The Bank of RusseEville ......................... ..Russellville ................... Logan County Bank ................................. .Scranton ........................ First State Bank ...................................... .Sherwood ...................... Smackover State B ank.............................. .Smackover ..................... Citizens Bank ........................................... .Smithville ..................... Bodcaw B a n k ............................................. .Stamps .......................... Bank o f Star C ity ...................................... Star C ity ........................ The Stephens Security B an k .................... Stephens ........................ Citizens B a n k ............................................. .Strong ............................ Citizens B a n k ............................................. .Tillar .............................. Bank o f Trumann .................................... .Trumann ...................... Bank o f Tuekerman ................................ Tuekerman ..................... Tyronza Bank ........................................... .Tyronza .......................... The Peoples Bank .................................... .Waldo ............................ Bank o f Weiner ....................................... W ein er............................ Rice Growers Bank ................................ Wheatley ...................... Wilmot State Bank .................................. .W ilm ot............................ Bank o f Wilson ......................................... Wilson ............................ Cross County B an k .................................... .Wynne ............................ The Bank o f Y e llv ille .............................. .Yellville ........................   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  10.2  8.6 12.9 10.0 10.7 8.9 8.6 9.5 10.4 8.6 9.3 14.3 10.2 19.8 10.1 9.6 14.1 13.5 8.9 10.2 12.0  14.1 9.4  10.2 8.9 10.2  20.8  10.2 9.7 9.2 15.7 12.6 9.9 14.0 9.1  10.1 9.0  10.6 19.8 16.0  10.8 8.6  Fifty-N inth Report  25  STATISTICAL INFORMATION REFLECTING THE GROWTH OF ARKANSAS STATE BANKS OVER A TEN YEAR PERIOD (Commercial Banks only) 1963-1973 June 30,1963 Number of banks with resources of less than $1,000,000 ............................................... 20  June 30,1973 2  With resources of $1,000,000 to $2,(K)0,000 ................. 41  10  With resources o f $2,000,000 to $3,500,000 ................. 44  14  With resources o f $3,500,000 to $5,000,000 ................. 32  21  With resources o f $5,000,000 to $7,500,000 ................. 20  37  With resources of $7,500,000 to $10,000,000 ...............  9  25  With resources of $10,000,00 to $15,000,000 ............... 11  29  With resources of $15,000,000 to $20,000,000 .............  2  18  With resources of $20,000,000 to $30,000,000 .............  2  15  With resources of $30,000,000 to $50,000,000 .............  0  8  With resources over $50,000,000 ...................................  1  4  182  183  June 30,1963  June 30,1973  Per cent Increase  Total resources............................... ..$849,010,993  $2,174,978,830  156  Total loa n s..................................... ... 384,484,797  1,113,533,872  190  U. S. Government Securities ....... ... 169,591,386  198,777,648  17  State, Municipal and Other Bonds .. 117,228,655  509,141,602  334  Deposits ......................................... ... 768,073,408  1,941,776,290  153  Total Capital A ccounts.................. ... 77,856,468  172,213,984  121   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  27  FIFTY-NINTH REPORT  showing  THE CONDITION OF THE 183 ARKANSAS STATE CHARTERED BANKS  ASSETS AND LIABILITIES ABE AS SHOWN B Y THE CALL OF JUNE 30, 1973  Banks are listed according to an alphabetical arrangement of cities and towns where located.  Population figures and other information furnished by the various banks.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  28  State o f Arkansas:  Bank Department  COMMERCIAL BANK AT ALMA, ALMA Population 1,800 Crawford County Chartered January 31, 1910 P. O. Box 369 Telephone Number 632-2257 Zip Code 72921 Number of Branches: Inside City—None; Outside City—1 €M»i!iic0irs Directors Mrs. Caruth M. Alexander .President Mrs. Caruth M. Alexander Ralph B. Ballentine .. Exec. V. Pres. Ralph B. Ballentine Harrell Ballentine..........Vice Pres. Harrell Ballentine W. H. C o le ...................... Vice Pres. W. H. Cole Margaret A dam s................. Cashier V. G. Humphrey McLoud Sicard Hilda Knight ........... Asst. Cashier C. R. Starbird Lucille Hayes ........... Asst. Cashier STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks |; 664,824.34 U. S. Treasury Securities 889,156.58 A ll other bonds & securities ............... 1,220,939.48 Excess funds sold ........ 2,050,000.00 Loans & discounts .... 3,116,371.42 Fixed assets ................. 164,157.55 6,922.44 All other assets ............  Total ..........................$8,112,371.81  Liabilities Demand deposits .......... $4,107,921.09 Time deposits ............... 3,107,505.80 U. S. Gov’t deposits......................... 49,376.96 Public funds ................ 279,803.18 Total deposits ............ 7,544,607.03 A ll other liabilities ...... 10,802.36 Total liab ilities.......... 7,555,409.39 100,000.00 Capital stock ................. Surplus .......................... 100,000.00 Undivided profits ........ 299,676.32 57,286.10 Reserves ....................... Total capital & reserves ................. 556,962.42 Total .......................... $8,112,371.01  BANK OF AMITY. AMITY Population 614 Clark County Chartered November 30, 1905 P. O. Box 38 Telephone Number 342-5301 Zip Code 71921 Number of Branches: Inside City—None; Outside City—None Officers Directors Ernie Dunlap Cleda Olds .... President & Cashier Joe F. M axey..........Vice President Joe F. Maxey Peggy T. Adams ...... Asst. Cashier M. H. Oakley Hazel Richardson Asst. Cashier Cleda Olds Hazel Richardson STATEMENT AS OF JUNE 30. 1973 Assets Cash & due from banks $1,699,932.51 U. S. Treasury Securities 1,909,242.02 A ll other U. S. Gov’t 612,107.34 obligations ............... A ll other bonds & securities ............ 1,842,748.67 625,000.00 Excess funds sold ...... Loans & discounts...... 4,915,755.49 2.00 Fixed assets ............... 1.00 Other real estate........ 2,537.92 A ll other assets .......... ____________ Total ........................ $11,607,326.95  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities Demand deposits ........ $ 4,095,460.93 Time deposits ............. 6,029,558.62 U. S. Gov’t deposits .... 83,985.12 Public funds ............. 419,865.12 Total deposits .......... 10,628,869.79 Total liabilities ...... 10,628,869.79 Capital sto ck ............... 100,000.00 Surplus ........................ 300,000.00 Undivided profits ...... 473,473.20 Reserves ...................... 104,983.96 Total capital & reserves ............... 978,457.16 Total ........................ $11,607,326.95  29  Fifty-N inth Report  ELK HORN BANK & TRUST COMPANY, ARKADELPHIA Population 10,100  Clark County  Chartered September 28,1903  P. O. Box 248 Telephone Number 246-5811 Zip Code 71923 Number of Branches: Inside City—1; Outside City—None Officers  Directors  Alvin C. S ton e.................President Roy N. S h op e...... Exec. V. Pres. & Cashier Herman G. Brewer ... Asst. V. Pres. Johnny K. McAnally .. Asst. Cashier Lloyd N. Conant ...... Asst. Cashier Morris Turner, J r . Asst. Cashier  Alvin C. Stone Roy N. Shope M. M. Barksdale James Blanton Thomas Barksdale Harold Echols James T. Gooch Clarence Hardin J. Hugh Lookadoo James W Harrington Robert Phillips Wayne D. Pollard Earl Meeks J. B. Wingfield  STATEMENT AS OF JUNE 30, 1973 Assets  T.iahl1iti«m  Cash & due from banks $1,492,970.49 U. S. Treasury Securities ................ ’ 1,684,204.79 A ll other U. S. Gov’t 977,947.60 obligations .............. A ll other bonds & securities ................ 3,265,851.59 Loans & discounts .... 8,173,012.09 350,554.52 Fixed assets................ Other real estate ....... 2.00 19,312.63 A ll other assets .........  Demand deposits ........ $ 5,042,438.86 Time deposits ............. 8,368,223.00 U. S. Gov’t deposits .... 39,098.70 Public funds ............... 1,078,182,77 Total deposits .......... 14,527,943.33 A ll other liabilities .... 144,932.48 Total liabilities ........ 14,672,875.81 Capital sto ck ............... 600,000.00 Surplus ........................ 250,000.00 Undivided profits ...... 359,490.25 Reserves ...................... 81,489.65 Total capital & reserves ............... 1,290,979.90 Total ........................ $15,963,855.71  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $15,963,855.71  30  State o f Arkansas:  Bank Department  MERCHANTS & PLANTERS BANK & TRUST COMPANY, ARKADELPHIA Population 10,100 Clark CountyChartered June 15, 1911 P. O. Box 219 Telephone Number 246-4511 Zip Code 71923 Number of Branches: Inside City—None; Outside City—None Officers James C. Hobgood .... Chairman o f The Board Jett Black ........................ President Millard E. Aud .. Exec. V. President Farrell Hall ........................ Cashier Catherine Condray .... Asst. Cashier Nina Mae D ickson......... Asst. Cashier Barbara E vans.......... Asst. Cashier Patricia H olcom b...........Asst. Cashier  Directors Millard E. Aud Jett Black Dr. Charles Clark J. H. Crawford H. Grady Elms Ben D. Gray A1 D. Gross James C. Hobgood < John M. Hobgood Robert C. Rhodes Jane Ross Donald M. Tatman  STATEMENT AS OF JUNE 30. 1973 Assets Cash & due from banks $1,239,688.08 U. S. Treasury Securities ................... 678,620.00 A ll other U. S. Gov’t obligations ................. 400,000.00 A ll other bonds & securities ................... 1,524,688.12 Excess funds sold ........ 200,000.00 Loans & discounts ...... 5,689,577.22 Fixed assets................... 168,248.95 A ll other assets ............ 13,895.94  Total ..........................$9,914,718.31   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities Demand deposits .......... $3,589,692.54 Time deposits ............... 4,465,564.68 U. S. Gov’t deposits .... 115,986.14 Public funds ................ 647,224.45 Total deposits ............ 8,818,467.81 A ll other liabilities..... . 149,604.90 Total liabilities .......... 8,968,072.71 Capital notes & debs.... 250,000.00 Capital sto ck ................. 100,000.00 Surplus .......................... 350,000.00 Undivided profits ....... 246,645.60 Total capital & reserves ................ . 946,645.60 Total ..........................$9,914,718.31  Fifty-N inth Report  31  BANK OF ASHDOWN, ASHDOWN Population 3,700 little River CountyChartered October 5,1970 P. O. Box 547 Telephone Number 898-2761 Zip Code 71822 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  Bill R. Brown ................. President Robert L. Dennis ..........V. Pres. & Cashier Roy G. Staggs..........Vice President  James A. Gunter, Jr. Martha Edmonson Eunice Spigner Wesley Strange Bill R. Brown James D. Armstrong, M.D. John E. Blundell John T. Bogard  STATEMENT AS OF JUNE 30, 1973 Asseis  Liabilities  Cash & due from banks $ 525,272.93 U. S. Treasury Securities . ................. 191,685.00 Excess funds so ld .......... 500,000.00 Loans & discounts ...... 3,662,175.40 Fixed assets ................. 102,364.98 A ll other assets ............ 33,206.15  Demand deposits .......... $1,412,627.94 Time deposits ............... 2,502,305.60 U. S. Gov’t deposits...... 38,614.02 Public funds ................ 490,491.94 Total deposits ............ 4,444,039.50 A ll other liabilities ...... 220,694.86 Total liabilities.......... 4,664,734.36 Capital sto ck ................. 150,000.00 Surplus ........................ 150,000.00 Undivided profits ........ 49,970.10 Total capital & reserves ................. 349,970.10 Total ......................... $5,014,704.46  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $5,014,704.46  32  State o f Arkansas:  Bank Department  BANK OF ASH FLAT, ASH FLAT Population 200 Chartered February 20,1912  Sharp County P. O. Box 8 Telephone Number 994-7312 Zip Code 72513  Number o f Branches: Inside City—None; Outside City—None Officers  Directors  John A. Cooper, Jr. .... Chairman o f the Board Boyd Carpenter ............. President Odessa E stes...........................Cashier Norma J. S trou d...... Asst. Cashier  John A. Cooper, Jr. John A. Cooper, Sr. Boyd Carpenter Leonard Ferguson Donald Martin Eugene Street  STATEMENT AS OF JUNE 30, 1973 Assets  T.i»hiH tiM  Cash & due from banks $ 776,106.81 U. S. Treasury Securities ................... 100,000.00 A ll other U. S. Gov’t obligations ................. 1,701,620.00 A ll other bonds & securities ................... 2,331,008.24 Excess funds s o ld .......... 250,000.00 Loans & discounts ...... 4,017,220.16 Fixed assets ................. 10,266.05  Demand deposits .......... $3,462,171.54 Time deposits ............... 4,438,119.26 U. S. Gov't deposits .... 2,262.50 Public funds ................. 602,903.89 2,000.00 Deposits o f banks ....... Total deposits ............ 8,507,457.19 Total liabilities.......... 8,507,457.19 75,000.00 Capital stock ............... Surplus .......................... 150,000.00 Undivided profits ........ 414,689.18 Reserves ........................ 44,626.54 Total capital & reserves ................. 684,315.72 Total .......................... $9,191,772.91  A ll other assets ..............  5,551.65  Total ..........................$9,191,772.91   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  33  BANK OF ATKINS, ATKINS Population 2,015 Pope County Chartered September 19,1895 P. O. Box 157 Telephone Number 641-2987 Zip Code 72823 Number of Branches: Inside City—None; Outside City—None Officers James C. Mitchell .......... President David M. Mitchell .... Exec. V. Pres. M. J. H ickey............Vice President Dorothy W ile y ...................... Cashier  Directors James C. Mitchell David M. Mitchell M. J. Hickey E. L. Jorden Bob Boyle G. J. Cambiano  STATEMENT AS OF JUNE 30, 1873 Assets Cash & due from banks $ 521,420.46 U. S. Treasury Securities ................... 1,032,974.67 A ll other U. S. Gov’t obligations ................. 323,519.43 A ll other bonds & securities ................... 62,015.95 Loans & discounts........ 2,265,066.67 Fixed assets................... 40,961.32 A ll other assets ............ 1.00  Demand deposits .......... $1,530,145.26 Time deposits ............... 2,010,943.66 U. S. Gov’t deposits ..... 30,139.45 Public funds ................. 156,411.70 Deposits of banks ....... 4,000.00 Total deposits ............ 3,731,640.07 Excess funds purchased 100,000.00 Total liabilities.......... 3,831,640.07 Capital notes & debs..... 42,500.00 62,500.00 Capital sto ck ................. Surplus .......................... 175,000.00 Undivided profits ....... 127,458.44 Reserves ....................... 6,860.99 Total Capital & reserves ................ . 414,319.43  Total ........................... $4,245,959.50  Total ............................$4,245,959.50  !   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  34  State o f Arkansas:  Bank Department  THE BANK OF AUGUSTA, AUGUSTA Population 2,777 Chartered February 20, 1935  W oodruff County Lock Box Y Telephone Number 347-2511 Zip Code 72006 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  W. T. Mills, Jr. .. V. Pres. & Cashier Dorothy Willis .......... Asst. Cashier  George L. Beard J. Ford Smith W. P. Daniel John B. Eldridge Franklin Collier R. E. Gregory R. J. Haralson E. R. Miller W. T. Mills, Jr.  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 909,837.90 U. S. Treasury Securities .............. 1,430,596.44 A ll other U. S. Gov’t obligations ............... 2,429,168.90 A ll otter bonds & securities ................. 1,547,773.61 Excess funds sold ...... 1,200,000.00 Loans & discounts ..... 3,789,433.50 Fixed assets ............... 26,789.33 Otter real estate.......... 1.00 A ll otter assets .......... 1,818.16  Demand deposits ........ $ 4,129,336.97 Time deposits ............. 4,375,172.15 U. S. Gov’t deposits .... 82,630.86 Public funds ............... 1,436,078.48 22,100.44 Deposits o f banks ..... Total deposits .......... 10,045,318.90 A ll otter liabilities 148,091.94 Total liabilities........ 10,193,410.84 Capital stock .............. 100,000.00 Surplus ........................ 300,000.00 Undivided profits ...... 689,778.35 Reserves ...................... 52,229.65 Total capital & reserves ............... 1,142,008.00  Total ..........................$11,335,418.84  Total .......................... $11,335,418.84   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  35  CITIZENS STATE BANK, BALD KNOB Population 2,096 Chartered January 22, 1931  White County P. O. Box 2(H) Telephone Number 724-3241 Zip Code 72010 Number o f Branches: Inside City—None; Outside City—1 Officers  Directors  Juanita Litzelfelner .. President and Chairman o f Board Larry Kircher .... V. Pres. & Cashier Dave R am ey............Vice President Joe W om ack...... Asst. Cashier and Mgr. of Bradford Branch Margaret Etheridge .... Asst. Cashier Peggy Reed ...... Assistant Cashier J. E. Lightle, J r ...... Trust Officer  Juanita Litzelfelner Larry Kircher Dave Ramey W. H. Collison Jennings Leggett  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 468,650.50 U. S. Treasury Securities ................... 1,798,593.75 A ll other U. S. Gov’t obligations ................. 25,000.00 A ll other bonds & securities ................... 1,560,548.22 Excess funds s o ld .......... 300,000.00 Loans & discounts........ 2,255,040.15 Fixed assets................... 22,789.34  Total ............................$6,430,621.96   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $3,242,720.19 Time deposits ............... 1,798,918.45 U. S. Gov’t deposits ..... 30,184.66 Public funds ................. 684,907.90 Deposits o f banks ....... 40,31468 Total deposits ............ 5,797,045.88 Total liabilities ........ 5,797,045.88 Capital sto ck ................. 100,000.00 Surplus .......................... 100,000.00 Undivided p rofits.............................. 198,383.4 Reserves ........................ 235,192.59 Total capital & reserves ..................... 633,576,08 Total ........................... $6,430,621.96  36  State o f Arkansas:  Bank Department  FIRST SECURITY BANK & TRUST COMPANY, BARLING Population 2,400 Chartered October 5, 1970  Sebastian County P. O. Box 327 Telephone Number 452-0330 Zip Code 72923 Number of Branches: Inside City—None; Outside City-—None Officers  Directors  Floyd Weaver ................. President Lila Graham ............Vice President Mary Gray ....................... Cashier  Doyle Hopkins, Chairman Edgar E. Bethell Robert E. Daugherty Larry Flocks Floyd Weaver H. D. Riggs  STATEMENT AS OF JUNE 30, 1973 T.iahilitia*  Assets  Cash & due from banks $ 275,263.09 U. S. Treasury Securities ................. .. 191,522.53 A ll other bonds & 80,000.00 securities ................. .. Excess funds so ld ........ .. 400,000.00 Loans & discounts .... .. 1,030,866.23 Fixed assets................. .. 156,921.71 2.00 A ll other assets............  Total ........................ $2,134,575.56   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ......... .$ 945,577.23 Time deposits .............. . 511,818.67 U. S. Gov’t deposits..... . 115,970.73 Public funds ................ . 188,182.32 Total deposits ........... . 1,761,548.95 49,868.99 A ll other liab ilities..... Total liabilities......... . 1,811,417.94 Capital sto ck ................ . 120,000.00 Surplus ......................... .. 120,000.00 80,954.62 Undivided profits ....... 2,203.00 Reserves ....................... Total capital & reserves ................ . 323,157.62 Total ......................... $2,134,575.56  Fifty-N inth Report  37  THE CITIZENS BANK, BATESVILLE Population 7,500 Independence County Chartered February 19, 1953 P. O. Box 1161 Telephone Number 793-3811 Zip Code 72501 Number of Brandies: Inside City—None; Outside City—None Officers M. A. C onyers.... Exec. Vice Pres. Charles A rn old ................... Cashier Jim Hunter ........ Asst. Vice Pres. Mary Lee Poole .... Asst. Vice Pres. Edna Morgan ............ A sst Cashier Maxine Wooten ........ Asst. Cashier Lois Rasmussen ........ Asst. Cashier Dorothy Carway ...... Asst. Cashier David Hidy ................. A sst Cashier J. C. C raig................ A sst Cashier  Directors John Moody, Chairman of Board J. K. Southerland, President M. A Conyers Eagle Street Lackey Moody M. F.Highsmith Charles Arnold, Secretary  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 2,304,108.26 U. S. Treasury Securities ................. 1,483,419.71 A ll other U. S. Gov’t oblig...... 1,780,595.48 A ll other bonds & securities .... 2,725,142.62 Loans & discounts...... 11,193,729.54 Fixed assets ............... 353,100.63 A ll other assets .......... 6,504.62  Demand deg Time deposits U. S. Gov’t deposits Public funds ............ Deposits of banks ... Total deposits....... Borrowed money ..... A ll other liabilities ... Total liabilities..... Capital notes & debs. Capital stock .............  Total ........................ $19,846,600.86   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $ 6,636,518.23 . 9,967,377.15 85,720.77 557,703.90 . 322,612.62 . 17,569,932.67 700.000. 00 41,766.43 . 18,311,699.10 100.000. 00  300.000. 00 600.000.00 384,186.76 150,715.00  Surplus ..................... Undivided profits .... Reserves .................... . Total Capital & Reserves ............ . 1,534,901.76 Total ..................... $19,846,600.86  38  State o f Arkansas: Bank Department  THE CITIZENS BANK, BEARDEN Population 1,272 Chartered June 17, 1945  Ouachita County P. O. Box 135 Telephone Number 687-2233 Zip Code 71720 Number of Brandies: Inside City—None; Outside City—None  Officers  Directors  John Ed A nthony............President Garland Anthony H I .... Vice Pres. Jay W. Dickey, Jr. ........ Vice Pres. Harold MizeU .................. Cashier Rosemary Bamer .... Asst. Cashier  John Ed Anthony Garland Anthony Leonard E. Tinnell Joe F. Bamer Marvin E. Ramsay Jay W. Dickey, Jr.  STATEMENT AS OF JUNE 30, 1973 Assets  T.iahilltiaji  Cash & due from banks $ 522,438.17 U. S. Treasury Securities ..... 291,529.50 A ll other U. S. Gov’t obligations ................. 82,513.70 A ll other bonds & securities ................... 303,882.07 Excess funds sold ........ 500,000.00 Loans & discounts........ 2,895,847.23 Fixed assets................... 179,536.70 A ll other assets ............ 1,840.89  Demand deposits .......... $2,150,791.02 Time deposits ............... 2,058,416.08 U. S. Gov’t deposits ..... 78,518.60 Public funds ................. 156,390.45 Total deposits ............ 4,444,116.15 A ll other liabilities..... 27,042.50 Total liabilities.......... 4,471,158.65 Capital sto ck ................. 50,000.00 Surplus .......................... 200,000.00 Undivided p rofits......... 56,429.61 Total capital and reserves ................ . 306,429.61  T otal ........................... $4,777,588.26  Total ............................$4,777,588.26   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  39  sa i ihi F u*f9 * tfB iT7Wra z i Im V 0 n o a &# w o &m c » o b Population 2,805 Chartered June 21, 1917  White County P. O. Box T. Telephone Number 882-5471 Zip Code 72012 Number of Branches: Inside City—None; Outside City—None Officers  Directors  T. E. A bington......President E. H. Abington, II.... Exec. V. Pres. Robert L. Jon es........ Vice President Margie Jensen ................... Cashier  T. E. Abington E. H. Abington, II Robert L. Jones Alpha Brown Catherine Abington Frank Garrison  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 648,981.76 U. S. Treasury Securities ................... 1,647,670.50 A ll other bonds & securities ................... 898,730.56 Excess funds sold ........ 700,000.00 Loans & discounts ...... 1,736,881.93 7,475.12 Fixed assets................... Other real estate.......... 10,001.00 A ll other assets ............ 7,993.50 Total ............................$5,657,734.37   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T.tahillH —  Demand deposits .......... $3,633,353.61 Time deposits ............... 999,365.32 33,473.36 U. S. Gov’t deposits ..... Public funds ................. 329,545.63 Total deposits ........... 4,995,737.92 Total liabilities.......... 4,995,737.92 Capital sto ck ................. 100,000.00 Surplus .......................... 200,000.00 Undivided p rofits.............................. 361,996.4 Total capital & reserves ................ 661,996.45 Total ............................$5,657,734.37  40  State o f Arkansas:  Bank Department  BENTON STATE BANK, BENTON Population 17,000 Chartered February 9, 1934  Saline County P. O. Box 9 Telephone Number 778-0431 Zip Code 72015 Number of Brandies: Inside City—2; Outside City—2 Officers  Directors  W. R. A lsobrook ........Chairman of the Board Bob A lsobrook .................President Brooks M orris....... Exec. Vice Pres. Russell Coleman .... Senior V. Pres. Larry Whitley .... V. Pies. & Cashier John Freeman ........ Vice President June M aG ee............. Vice President Bob B ile s..........V. Pres. & Auditor James Trotter ...... Asst. Vice Pres. Leonard Ayres ..... Asst. Vice Pres. Joann B a k er.......Assistant Cashier Voneeille B allard...... Asst. Cashier Floyd Bryant ........... Asst. Cashier Lee McClenny .......... Asst. Cashier Lynn Linton ............. Asst. Cashier Barbara Weaver ...... Asst. Cashier Arnold M oore........... Asst. Cashier Harry McCormick .... Mgr., Bryant  W. R. Alsobrook Bob Alsobrook Mrs. W. R. Alsobrook Fred E. Briner Russell Coleman Wyatt Crawford David Demuth A. B. Holiman, Jr. W. W. Jones Brooks Morris Newell P. Ramsey D. J. Stirman W. Lee Tucker Larry Whitley Virgil Williams  STATEMENT AS OF JUNE 30. 1973 Assets Cash & due from banks $ 2,640,372.98 U. S. Treasury Securities ................. 4,822,407.29 A ll other U. S. Gov’t obligations ............... 1,816,875.23 A ll other bonds & securities ................. 3,522,141.85 Excess funds sold ...... 1,100,000.00 Loans & discounts .... 15,442,470.93 Fixed assets ............... 497,791.89 Other real estate ...... 26,459.26 A ll other assets .......... 299,781.71  Total ........................ $30,168,301.14   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities  Demand deposits ........ $10,564,202.74 Time deposits ............. 14,236,465.14 U. S. Gov’t deposits .... 323,569.89 Public funds ............... 1,959,778.60 Deposits o f banks ..... 15,000.00 Total deposits .......... 27,099,016.37 A ll other liabilities 762,990.71 Total liabilities ...... 27,862,007.08 Capital notes & debs. ..55,000.00 Capital stock ............. 550,000.00 Surplus ........................ 650,000.00 Undivided profits ...... 926,034.58 Reserves ..................... 125,259.48 Total capital & reserves ............... 2,306,294.06 Total ........................ $30,168,301.14  Fifty-N inth Report  41  THE UNION BANK OF BENTON, BENTON Population 17,WO Saline County Chartered January 11, 1954 P. O. Box 687 Telephone Number 778-0411 Zip Code 72015 Number of Branches: Inside City—1; Outside City—1 Officers W ilford R. Pruett .... Chairman of Board & President Joe D. P ow ers.... Exec. Vice Pres. Larry Kinard .... V. Pres. & Cashier John G. McMahan .... Vice President Bill Anthony .... Asst. Vice President Bill L y n ch ............Asst. V. Pres. & Mgr. Bryant Branch Gary Sproul .... Asst. Vice President Van H. W right...... Asst. Vice Pres. Margaret Jefferson .... Asst. Cashier Sandra Suggs ............ Asst. Cashier  Warren K. Bass Ted Boswell Hugh Bragg Henry M. Brown J. D. Harris I. E. McCray, Sr. Paul Mooney Joe D. Powers W ilford R. Pruett J. Fred Walton, Sr.  STATEMENT AS OF JUNE 30, 1973 Assets  T.imhlllfiow  Cash & due from banks $ 1,871,844.62 U. S. Treasury Securities ................. 1,120,350.38 A ll other U. S. Gov’t obligations ............... 978,583.62 A ll other bonds & securities ................. 2,524,471.29 Loans & discounts...... 13,468,003.16 955,993.93 Fixed assets................. Other real estate ........ 1,785.91 A ll other assets .......... 173,403.51  Demand deposits ........ $ 6,257,674.61 Time deposits .............. 9,965,594.58 480,013.86 U. S. Gov’t deposits.... Public funds ............. 1,305,498.03 Total deposits .......... 18,008,781.08 Excess funds purchased 300,000.00 A ll other liabilities 780,229.89 Total liabilities ...... 19,089,010.97 Capital notes & debs. .. 300,000.00 Capital stock .............. 552,600.00 Surplus ........................ 419,500.00 Undivided p rofits........ 518,171.39 Reserves ...................... 215,154.06 Total capital & reserves .............. . 2,005,425.45 Total ........................ $21,094,436.42  Total ........................ $21,094,436.42   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  42  State o f Arkansas:  Bank Department  T> k 1M 'f A l l t l T T T IP 1 W O T A t V I f T T T P JKb ACWtl ? JBJB bJR JHVirJN v J»JuX*Ciy» JeSJmJv(T v H \r lU U fi  H11V1T  Population 6,391 Chartered February 25, 1931  Benton County P. O. Box 449 Telephone Number 273-3331 Zip Code 72712 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Sam Walton .... Chmn. of the Board R. E. Buck ...................... President John W. F ry e r...... Senior V. Pres. V. C. Rife, J r ........Vice President Selwyn P alm er................... Cashier Ellen Jefferson ........ Asst. Cashier Ronnie W. Prophet .... A sst Cashier Jeanne Cavness ........ A sst Cashier Ben B. Price ... Farm Consultant & Public Relations Officer Carl T. C osand.....................Auditor  R. E.Buck Carl M. Burger William H. Enfield Carl Hutchens Sam M. Walton  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 3,471,991.99 U. S. Treasury Securities ................. 2,102,965.15 A ll other U. S. Gov’t obligations ............... 449,457.77 A ll other bonds & securities ................. 3,990,984.23 Loans & discounts...... 15,620,330.62 Fixed assets................. 410,918.33 Other real estate ...... 2.00 A ll other assets .......... 276,884.17  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $26,323,534.17  Demand deposits $10,465,783.66 Time deposits ... 11,858,170.57 U. S. Gov’t deposits 997,991.65 Public funds ....... 894,771.47 Deposits o f banks 10,000.00 Total deposits ... 24,226,717.35 A ll other liabilities .... 212,829.57 Total liabilities 24,439,546.92 Capital stock .... 300.000. 00 Surplus .............. 400.000. 00 Undivided profits 931,638.33 Reserves ............ 252,348.92 Total capital & reserves ............... 1,883,987.25 Total ........................$26,323,534.17  43  Fifty-N inth Report  CITIZENS BANK. BENTONVILLE Population 6,391 Chartered December 16, 1968  Benton County P. O. Box 100 Telephone Number 273-5586 Zip Code 72712 Number of Branches: Jnsid< i City—None; Outside City—1 Officers  Directors  Lawrence R. McCarroll .... Pres. & Chief Exec. Officer Dan A. M cN eill.. V. Pres. & Cashier Joe Armstrong ...... Vice President Wilson D. Powell .... V. P. (Inactive) Robert L. S m ith ...... Asst. V. Pres. Phillip W. Cate ...... Asst. Cashier  Lawrence R. McCarroll Wiley W olfe G. J. Bonds J. T. Hitt Floyd Rees Cecil E. Shores Wilson D. Powell  STATEMENT AS OF JUNE 30. 1973 Assets Cash & due from banks $1,722,327.37 A ll other U. S. Gov’t obligations ................. 1,014,366.26 A ll other bonds & securities ................... 454,461.84 Excess funds so ld .......... 400,000.00 Loans & discounts........ 5,486,249.36 Fixed assets................... 188,234.98 Other real estate.......... 1.00 A ll other assets ............ 13,096.11  Total ..........................$9,278,736.92   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $2,219,429.72 Time deposits ............... 4,415,882.74 U. S. Gov’t deposits ..... 29,944.32 Public funds ................. 1,874,488.71 Total deposits ............ 8,539,745.49 A ll other liabilities.......................... 59,914.48 Total liabilities ........ 8,599,659.97 Capital sto ck ................. 200,000.00 Surplus .......................... 300,000.00 Undivided profits ........ 174,953.95 4,123.00 Reserves ....................... Total capital & reserves ................ 679,076.95 Total ......................... $9,278,736.92  44  State o f Arkansas:  Bank Department  BANK OF BLEVINS, BLEVINS Population 265 Chartered August 12, 1912  Hempstead County P. O. Box 108 Telephone Number 874-2411 Zip Code 71825 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Mike Stephens.................. Cashier Frank McLarty ............... President P. C. Stephens........ Vice President Nell Stephens .......... Asst. Cashier Maurine E. Stephens .. Asst. Cashier  Harold M. Stephens Frank McLarty P. C. Stephens  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ U. S. Treasury Securities ................... A ll other U. S. Gov’t obligations ................. A ll other bonds & securities ................... Loans & discounts ...... Fixed assets ................. A ll other assets ............  Liabilities 354,934.78 195,359.50 210,000.00 400,427.11 836,682.05 4,437.00 1,739.55  Total ........................... $2,003,579.99   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 867,559.69 Time deposits ............. 812,133.99 U. S. Gov’t deposits.... 4,234.00 Public funds ... 111,896.58 Total deposits 1,795,824.26 A ll other liabilities 42,698.22 Total liabilities 1,838,522.48 Capital sto ck ...... 50.000. 00 Surplus ............... 50.000.00 Undivided profits 53,317.07 Reserves 11,740.44 Total capital & reserves ................ 165,057.51 Total ...........................$2,003,579.99  Fifty-N inth Report  45  FARMERS BANK & TRUST COMPANY, BLYTHEVILLE Population 24,752 Mississippi County Chartered March 16, 1908 P. O. Box 688 Telephone Number 763-8101 Zip Code 72315 Number of Branches: Inside City—1; Outside City—None Officers  Directors  R. A. P orter...... Chairman & Chief Exec. Officer Earl L. McCarroll .......... President Lee A. C row e...... Exec. Vice Pres. H. N. W hitis............. Vice President R. G. Cox .......................... Cashier Alvin Huffman, III .... Asst. V. Pres. C. W. Pope ........ Assistant Cashier B. F. B rogdon.... Assistant Cashier Dona Holmes .... Assistant Cashier Margie B e v ill...... Assistant Cashier Mary Wagnon .... Assistant Cashier John McHaffey .... Assistant Cashier Harvey Morris .......... Trust Officer R. M. Hefley .. Mgr. Insurance Dept. Joe Churchill .. Asst. Mgr. Ins. Dept.  Dale S. Briggs J. L. Cherry E. B. Gee, Jr. G. G. Hubbard, Jr. Chas. C. Langston Earl L. McCarroll R. A. Porter B. S. Simmons L. H. Welch  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 2,984,645.15 U. S. Treasury Securities ................. 4,304,692.79 A ll other U. S. Gov’t obligations ............... 3,150,000.00 A ll other bonds & securities ................. 4,683,968.50 Excess funds sold ...... 600,000.00 Loans & discounts...... 12,490,527.17 Fixed assets................. 924,381.51 Other real estate........ 23,750.00 A ll other assets .......... 587,151.98  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $29,749,117.10  $ 9,326,860.93 Demand deposits 13,033,473.50 Time deposits ... 370,398.49 U. S. Gov’t deposits 2,981,388.78 Public funds ....... Deposits o f banks 63,552.19 Total deposits ... 25.775.673.89 522,355.01 A ll other liabilities .... Total liabilities 26.298.028.90 Capital sto ck ...... 1,000,000.00 Surplus ............... 1,500,000.00 698,959.26 Undivided profits 252,128.94 Reserves ............ Total capital & reserves ............... 3,451,088.20 Total ......................... $29,749,117.10  46  State o f Arkansas:  Bank Department  CITIZENS BANK, BOONEVILLE Population 3,239 Logan County Chartered April 18, 1910 P .O .B o x 218 Telephone Number 675-2747 Zip Code 72927 Number o f Branches: Inside City—1; Outside City—2 Officers Directors Jeral L. Hampton .......... President H. L. Thomas, Sr. Bill Landrum ..........Ex. Vice Pres. H. L. Thomas, Jr. Bill Perceful .......... Vice President John E. Olsen Boyce Skeets........... Vice President Ivan Wade Bay Harp Bill Mitchell ........ Asst. Vice Pres. Joe E a rp ............... Asst. Vice Pres. Bill Landrum Jeral Hampton STATEMENT AS OF JUNE 30, 1973 Assets Liabilities Cash & due from banks $ 955,274.55 U. S. Treasury Securities ................. 833,712.71 A ll other bonds & securities ................. 5,040,370.09 Excess funds sold ...... 550,000.00 Loans & discounts...... 10,949,676.99 251,574.91 Fixed assets................. Other real estate ...... 26,000.00 A ll other assets .......... 227,238.57  Total ........................ $18,833,847.82  Demand deposits ...... $ 5,416,778.40 Time deposits ............. 9,909,323.90 U. S. Gov’t deposits..... 162,724.03 Public funds ............. 1,324,605.97 Total deposits ........ 16,813,432.30 A ll other liabilities .... 426,743.95 Total liabilities ...... 17,240,176.25 Capital sto ck ............... 300,000.00 Surplus ........................ 300,000.00 Undivided profits ...... 820,990.47 Reserves ...................... 172,681.10 Total capital & reserves ............... 1,593,671.57 Total ........................ $18,833,847^2  THE BANK OF BRADLEY, BRADLEY Population 712 Lafayette County Chartered April 10, 1933 P. O. Box 128 Telephone Number 894-3322 Zip Code 71826 Number o f Branches: Inside City—None; Outside City—None Officers Directors J. W. Meek, J r ..... President-Cashier Ralph W. Baucum Ralph W. Baucum .... Vice President G. Pat Coker G. Pat C ok er.................... Secretary G. E. Crabtree J. B. Works ...... Assistant Cashier J. W. Meek, Jr. STATEMENT AS OF JUNE 30, 1973 T.i«hnm— Assets Cash & due from banks $ 232,543.76 Demand deposits .......... $1,018,823.45 U. S. Treasury Time desposits ............. 1,826,238.97 Securities ................... 1,081,336.00 U. S. Gov’t deposits ..... 15,732.22 Public funds ................. 280,924,26 A ll other U. S. Gov’t obligations ................. 945,082.08 Total deposits ......... 3,141,718.90 A ll other bonds & Total liabilities.......... 3,141,718.90 securities ................... 285,369.28 Capital ck ................. 50,000.00 Loans & discounts ...... 854,554.31 Surplus sto .......................... 100,000.00 Fixed assets ................. 11,315.00 Undivided profits ........ 106,730.96 Other real estate.......... 2.00 13,974.70 A ll other assets............. 2,222.13 Reserves ........................ Total capital & reserves ................ . 270,705.66 Total .......................... $3,412,424.56 Total ..........................$3,412,424.56  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  47  BANK OF BRINKLEY, BRINKLEY 'Population 5,200 Chartered January 17, 1903  Monroe County P. O. Box 727 Telephone Number 734-3133 Zip Code 72021 Number of Branches: Inside City—None; Outside City—None Officers  Directors  A. L. R u sh er..................... Chairman A. H. R usher.......................President John F. C o le ........Exec. Vice Pres. Gus Rusher .... A sst Vice President Mildred D ickson....................Cashier Evalyna Hiley ....Assistant Cashier  A. L. Rusher A. H. Rusher S. A. McKnight John F. Cole James B. Sharp L. C. Dial Don Fuller  STATEMENT AS OF JUNE 30, 1973 Assets  liabilities  Cash & due from banks $ 1,773,771.95 U. S. Treasury Securities ................. 400,180.00 A ll other U. S. Gov’t obligations ............... 2,848,279.85 A ll other bonds & securities ................. 1,725,139.78 Excess funds sold ...... 100,000.00 Loans & discounts...... 6,552,211.70 Fixed assets................. 43,120.27 Other real estate........ 232,191.81 A ll other assets .......... 7,881.50  $ 4,836,593.02 Demand deposits 6,690,377.07 Time deposits ... 87.044.34 U. S. Gov’t deposits 862,523.85 Public funds ......... 11,084.70 Deposits of banks 12,487,622.98 Total deposits ... 158,900.94 All other liabilities .... 12,646,523.92 Total liabilities 200,000.00 Capital sto ck ...... 500,000.00 Surplus ............... 266,028.60 Undivided profits 70.224.34 Reserves Total capital & reserves ............... 1,036,252.94 Total ........................$13,682,776.86  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$13,682,776.86  48  State o f Arkansas:  Bank Department  BANK OF CABOT, CABOT Population 2,903 Chartered March 23, 1903  Lonoke County Drawer R Telephone Number 843-3575 Zip Code 72023 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Sue W. P a rk .................... President James M. Park .... Exec. Vice Pres. Austin R. L eed s...... Sr. Vice Pres. Joe W. Park .... Vice Pres. & Cashier William E. W illiam s...... V. Pres. & Security Officer Jaunita C. Morden .... Vice President & Secretary Cecil T. O w en ...... Asst. Cashier & Head Teller Frances E. R e a ..........Asst. Cashier E. Louis Creswell. Mgr. Bookkeeping Department  Sue W. Park James M. Park Austin R. Leeds Joe W. Park J. D. Wood, Chairman W. T. Barnwell Jack M. Lowman Jake W. Lowman Lewis T. See Graham T. Nixon Charles R. Templeton Howell M. Thompson Oris E. Spence H. A. Whitley, Jr.  STATEMENT AS OF JUNE 30. 1973 TJiiMIHW Assets Cash & due from banks $ 881,079.93 U. S. Treasury 797,360.01 Securities ................. A ll other U. S. Gov’t obligations ............... 1,519,819.55 A ll other bonds & securities ................. 2,280,348.46 Excess funds s o ld ........ 1,000,000.00 Loans & discounts...... 9,601,870.93 181,737.13 Fixed assets................. A ll other assets ......... 1,077.00  Demand deposits ........ $ 5,491,314.78 Time deposits ............. 7,845,892.19 U. S. Gov’t deposits .... 95,580.87 706,556.74 Public funds .............. Total deposits .......... 14,139,344.58 A ll other liabilities 702,087.24 Total liabilities ...... 14,841,431.82 Capital notes & debs. .. 200,000.00 Capital sto ck ............... 300,000.00 Surplus ...................... 300,000.00 Undivided profits ...... 495,406.43 Reserves ...................... 126,454.76 Total capital & reserves .............. . 1,421,861.19  Total ..........................$16,263,293.01  Total ..........................$16,263,293.01   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  49  Fifty-N inth Report  STATE BANK OF CALICO ROCK, CALICO ROCK  Population 723 Chartered May 1, 1914  Izard County P. O. Box 236 Telephone Number 297-3711 Zip Code 72519 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Dr. Noel Copp .................President Gulley R. S e a y ...... Vice President E. C. Rodman .................. Cashier Mrs. Boyce H icks...... A sst Cashier  Dr. Noel Copp Gulley R. Seay E. C. Rodman H. Davey Wyatt Paul W. Seay  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 860,625.23 U. S. Treasury Securities ............. .... 598,280.50 A ll other bonds & securities ............. .... 394,501.96 Excess funds sold ........ 500,000.00 Loans & discounts ........ 1,855,030.46 Fixed assets............. .... 84,069.02 3.00 Other real estate.... A ll other assets ...... .... 18,689.05  Total .................... .... $4,311,199.22   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ...... $2,621,869.56 Time deposits ............ 1,118,477.04 U. a Gov’t deposits ... 6,031.25 Public funds ... 159,370.21 Total deposits 3.905.748.06 Total liabilities 3.905.748.06 Capital sto ck ...... 50,000.00 Surplus ............... 100,000.00 Undivided profits 235,323.11 Reserves ............. 20,128.05 Total capital & reserves ................ 405,451.16 Total ...........................$4,311,199.22  50  State o f Arkansas:  Bank Department  THE MERCHANTS & PLANTERS BANE, CAMDEN Population 16,500 Ouaehita County Chartered March 4, 1931 P. O. Box 1017 Telephone Number 836-8136 Zip COde 71701 Number of Branches: Inside City—2; Outside City—1 Officers  Directors  Bill J. Ford. .Chairman of the Board & President Robert H. Tinkle .... Exec. Vice Pres. E. L. H arrison.......... Sr. Vice Pres. James M. M organ..........Cashier & Vice President Billy G. Wright Vice President Mrs. Lennie Betts .. Asst. Vice Pres. Mrs. Martha Reynolds .Asst. V. Pres. Mrs. Bonnie Bullock .. Asst. Cashier Mrs. Mona J effu s...... Asst. Cashier Mrs. Cledra Weaver .. Asst. Cashier Mrs. Sybil O verton.... Branch Mgr. Mrs. Sue Santifer...... Branch Mgr.  Bill J. Ford Robert H. Tinkle E. L. Harrison Thomas Gaughan Cecil R. Hitt Ray Parham Emmette Parham W. R. Holleman James M. Morgan, Advisory Board  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 2,120,764.53 U. S. Treasury Securities ................. 1,473,711.00 A ll other U. S. Gov’t obligations ............... 494,445.45 A ll other bonds & securities ................. 4,613,398.26 Loans & discounts ..... 12,229,065.65 Fixed assets................. 462,109.35 A ll other assets .......... 245,820.36  Demand deposits ...... $ 6,671,855.26 Time deposits ............. 10,509,086.49 U. S. Gov’t deposits ... 1,222,705.90 Public funds ............... 1,177,989.54 Deposits o f banks ..... 11,660.30 Total deposits .......... 19,593,297.49 A ll other liabilities 489,548.73 Total liabilities ...... 20,082,846.22 Capital stock .............. 500,000.00 Surplus ........................ 500,000.00 Undivided profits ...... 520,362.24 Reserves ..................... 36,106.14 Total capital & reserves ............... 1,556,468.38  $21,639,314.60  Total .......................... $21,639,314.60  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  51  THE CARAWAY BANK, CARAWAY Population 1,025 Oaighead County Chartered October 29, 1962 P. O. Box 37 Telephone Number 482-3329 Zip Code 72419 Number of Branches: Inside City—None; Outside City—None Officers Amos David .... Chairman of Board J. R. David, Jr. ............... President Norma Emison .......... Vice Pres. & Cashier Jean Goodman .... Assistant Cashier  Directors Amos David J. R. David, Jr. Mildred David Douglas Bradley H. C. Freeze  STATEMENT AS OF JUNE 30, 1973 Assets  T.iahilitiAtt  Cash & due from banks $ 293,434.61 U. S. Treasury Securities ................... 23,695.50 A ll other U. S. Gov’t obligations ................. 192,000.00 A ll other bonds & securities ................... 710,162.24 Excess funds sold ........ 750,000.00 Loans & discounts ...... 2,673,757.48 Fixed assets ................. 47,259.48 Other real estate .......... 1.00 A ll other assets .......... 1.00  Demand deposits .......... $1,135,851.90 Time deposits ............... 2,360,006.24 U. S. Gov’t deposits ..... 2,415.35 Public funds ................. 752,524.76 Deposits o f banks ....... 22,453.85 Total deposits ............ 4,273,252.10 Total liabilities.......... 4,273,252.10 Capital sto ck ................. 75,000.00 Surplus .......................... 100,000.00 Undivided profits ........ 219,723.83 Reserves ....................... 22,335.38 Total capital & reserves ................. 417,059.21  Total ........................... $4,690,311.31   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total ........................... $4,690,311.31  52  State o f Arkansas:  Bank Department  CITIZENS BANK, CARLISLE Population 2,004 Chartered December 22, 1930  Lonoke County Box 69 Telephone No. 552-7571 Zip Code 72024 Number of Branches: Inside City—None; Outside City—None Officers  Directors  M. S. W ood ru ff............... President Ernest H. A llison ...... Vice Pres. & Cashier Bill J. S h ou p ..........Vice President Mrs. Laverne Caldwell .. Asst. Vice President  H. L. Perkins, Chairman Clifford Bennett J. F. Gartman, M.D. C. W. Harper Charles Hunt F. M. Perkins M. S. W oodruff M. Gaines Young, Jr.  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 746,924.44 U. S. Treasury Securities ................ 1,717,339.60 A ll other U. S. Gov’t 150.000. 00 obligations .............. A ll other bonds & securities ................ 1.856.652.23 400.000. 00 Excess funds so ld ....... Loans & discounts..... 4.967.319.24 256,336.44 Fixed assets................ 3,930.02 A ll other assets .........  Total ........................ $10,098,501.97   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T -in h ilitio f  Demand deposits ........ $ 4,306,533.90 Time deposits .............. 4,484,360.30 U. S. Gov’t deposits .... 74,857.85 Public funds .............. 266,894.86 Total D eposits.......... 9,132,646.91 A ll other liabilities .... 56,576.25 Total liabilities ........ 9,189,223.16 Capital sto ck ............... 162,500.00 Surplus ........................ 337,500.00 342,224.96 Undivided p rofits........ Reserves ..................... 67,053.85 Total capital & reserves ............... 909,278.81 Total ........................ $10,098,501.97  Fifty-N inth Report  53  BANK OF CAVE CITY. CAVE CITY  Population 650 Chartered July 2, 1906  Sharp County P* O. Box 82 Telephone Number 283-5553 Zip Code 72521 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Eagle S treet.......................President Eugene S treet........ Vice President Clifton Crabtree ................. Cashier J. L. L ew saw ........ Asst. Vice Pres. James M. S treet........ Asst. Cashier Ruth Pierce ............. A sst Cashier Ann James ............... Asst. Cashier Margaret Green .......... Bookkeeper Linda Sim m ons............Bookkeeper  Eagle Street Eugene Street Clifton Crabtree J. L. Lewsaw James E. Street  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks $ 441,565.18 U. S. Treasury Securities ................... 49,875.00 A ll other U. S. Gov’t obligations ................. 934,022.70 A ll other bonds & securities ................... 1,549,837.14 Excess funds s o ld .......... 100,000.00 Loans & discounts ...... 2,228,198.73 Fixed assets ................. 114,690.97  Demand deposits .......... $1,824,519.23 Time deposits ............... 3,007,117.68 U. S. Gov’t deposits ..... 2,417.50 Public funds ............... 121,357.70 Deposits o f banks ....... 45,000.00 Total deposits ............ 5,000,412.11 Total liabilities ........ 5,000,412.11 Capital stock ............... 100,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 97,902.25 Reserves ....................... 19,875.36 Total capital & reserves ................ . 417,777.61 Total ..........................$5,418,189.72  Total ..........................$5,418,189.72   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  54  State o f Arkansas:  Bank Department  AMERICAN STATE BANK, CHARLESTON Population 1,497 Chartered June 29, 1910  Franklin County P. O. Box 145 Telephone Number 965-2201 Zip Code 72933 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Joe S. H iatt.. Chairman & President Clyde L. H ia tt.... Exec. Vice Pres. Theo M. Classen .... Public Relations Norma W. Hiatt .... Sr. Vice Pres. & Cashier Doris Moore ...... Assistant Cashier Lora R. M iller .... Assistant Cashier Louise Yarbrough .... Branch Mgr. & Assistant Cashier  Troy W. Clark BUI C. Hiatt Clyde L. Hiatt Joe S. Hiatt Harold W. Jones John A. McDonald  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 468,919.61 U. S. Treasury Securities ................... 304,500.00 A ll other U. S. Gov’t obligations ................. 2,095,795.47 A ll other bonds & securities ................... 891,571.37 Excess funds sold ........ 650,000.00 Loans & discounts........ 3,542,336.14 Fixed assets ................. 125,587J6 Other real estate.......... 1,038.67 A ll other assets ............ 144,538.47  Demand deposits .......... $2,706,770.28 Time deposits ............... 4,075,996.04 U. S. Gov’t deposits ..... 32,310.23 Public funds ................. 592,143.89 Total deposits ............ 7,407,220.44 A ll other liabilities 153,693.83 Total liabilities.......... 7,560,914.27 Capital sto ck ................. 100,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 304,746.70 Reserves ....................... 58,626.12 Total capital and reserves ................ . 663,372,82 Total ..........................$8,224,287.09  Total ..........................$8,224,287.09   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  55  Fifty-N inth Report BANK OF CHERRY VALLEY, CHERRY VALLEY  Population 556 Chartered January 24, 1907  Cross County P. O. Box 188 Telephone Number 588-4415 Zip Code 72324 Number of Branches: Inside City—None: Outside City—None Officers  Directors  W. M. Smith, J r ................ President H. H. Beasley ...... Exec. Vice Pres. J. B. Cavin ............. Vice President Emmett Neal Milam ..........Cashier Mrs. Yvonne Lace .... A sst Cashier Mrs. Louise Carwell .. Asst. Cashier  H. H. Beasley Millard Carter J. R. Cavin Edward S. Maddox W. M. Smith, Jr. W. M. Smith, III  STATEMENT AS OF JUNE 30, 1973 T -iahflitieg Assets Cash & due from banks $ 556,099.95 U. S. Treasury Securities ...................... 504,790.00 A ll other bonds & securities ................... 338,161.40 Excess funds sold ........ 700,000.00 Loans & discounts........ 3,845,758.15 Fixed assets ................. 35,410.81 Other real estate .......... 1.00  Total ..........................$5,980,221.31  Demand deposits .......... $1,704,162.30 Time deposits ............... 3,302,922.11 U. S. Gov’t deposits ..... 9,999.20 Public funds ............... 392,813.17 Total deposits ........... 5,409,896.78 Total liabilities ........ 5,409,896.78 Capital sto ck ................. 100,000.00 Surplus .......................... 250,000.00 Undivided profits ........ 179,679.63 Reserves ....................... 40,644.90 Total capital & reserves ................. 570,324.53 Total ............................ 5,980,221.31  BANK OF CH1DESTER, CHIDESTER Population 354 Ouachita County Chartered April 29, 1909 P. O. Box 97 Telephone Number 685-2561 Zip Code 71726 Number of Branches: Inside City—None; Outside City—None Officers Talbot Feild, Jr................ President Alpha O’Rear Hunter ...... Cashier Cathy Feild ............... A sst Cashier  Directors Wayne Sanders Dwade Holleman C. C. Walthall  STATEMENT AS OF JUNE 30, 1973 Liabilities Assets Cash & due from banks $ 264,380.37 Demand deposits ..........$ 702,673.29 Time deposits ............... 770,387.51 U. S. Treasury 9,086.88 Securities .................... 20,000.00 U. S. Gov’t deposits ..... Public funds ................. 69,575.52 A ll other U. S. Gov’t obligations .............. ... 203,392.75 Total deposits ........... 1,551,723.20 A ll other bonds & Total liabilities.......... 1,551,723.20 98,812.50 securities ................. Capital sto ck ................. 75,000.00 Loans & discounts...... ... 1,084,666.50 Surplus .......................... 50,000.00 4,077.77 Undivided profits ........ Fixed assets ............... 36,392.41 1.00 Reserves ........................ Other real estate ........ 780.98 A ll other assets ............. 38,565.70 Total capital & reserves ................. 162,173.39 Total ........................ .$1,713,896.59 Total .......................... $1,713,896.59  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  56  State o f Arkansas:  Bank Department  THE MERCHANTS AND PLANTERS BANK, CLARENDON Population 2,500 Chartered July 23, 1890  Monroe County P. O. Box 391 Telephone Number 747-3319 Zip Code 72029 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  James B. Sharp ............. Chairman Ralph D. A bram son...........President William R. Reynolds ........ Cashier Estelle Catlett .... Assistant Cashier  James B. Sharp Ralph D. Abramson Ada Muller Ellen Menard Paul McKay P. A. Blankenship  STATEMENT AS OF JUNE 30, 1973 Assets  liabilities  Cash & due from banks $ 501,251.33 U. S. Treasury Securities ................... 127,533.20 A ll other U. S. Gov’t obligations ................. 1,563,655.04 A ll other bonds & securities ................... 684,517.13 Excess funds sold ........ 500,000.00 Loans & discounts ...... 1,802,000.98 Fixed assets ................. 46,425.39 Other real estate.......... 1.00 A ll other assets ............ 3,275.40  Demand deposits .......... $1,814,419.52 Time deposits ............... 2,335,478.75 U. S. Gov’t deposits ..... 33,638.79 Public funds ................. 555,133.56 Deposits o f banks ....... 12,865.86 Total deposits ............ 4,751,536.48 A ll other liabilities .... 71,492.15 Total liabilities.......... 4,823,028.63 Capital sto ck ................. 150,000.00 Surplus .......................... 100,000.00 Undivided profits ........ 140,752.48 Reserves ....................... 14,878.36 Total capital & reserves ................ . 405,630.84  Total ............................$5,228,659.47  Total ........................... $5,228,659.47   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  57  ARKANSAS STATE BANK* CLARKSVILLE Population 4,616 Chartered March 8, 1967  Johnson County P. O. Box 100 Telephone Number 754-6325 Zip Code 72830 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Harold W hitson............... President R. L. Thompson .. Vice Pres.-Cashier Betty Callahan ........ Asst. Cashier C. 1. Wininger ........ Asst. Cashier  Jim Dickerson, Jr. Armil Taylor R. L. Thompson H. E. Wharton Harold Whitson  STATEMENT AS OF JUNE 30* 1973 Assets  Liabilities  Cash & due from banks $ 533,809.89 U. S. Treasury Securities ................... 2,080,005.88 A ll other U. S. Gov’t obligations ................. 2,211,570.75 A ll other bonds & securities ................... 1,316,632.35 Excess funds sold ........ 250,000.00 Loans & discounts........ 2,478,669.79 Fixed assets................... 77,797.34 A ll other assets ............ 352.82  Demand d e b it s ........ $3,016,793.68 Time deposits ............. 4,700,378.07 U. S. Gov’t deposits .... 37,278.20 Public funds ... 588,071.59 Total deposits 8,342,521.54 A ll other liabilities 69,571.59 Total liabilities 8,412,093.13 Capital stock .... 100,000.00 Surplus ............. 250,000.00 Undivided profits 151,811.50 Reserves ............. 34,934,19 Total capital & 536,745.69 reserves ................ Total ......................... $8,948,838.82  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $8,948,838.82  58  State o f Arkansas:  Bank Department  CLINTON STATE BANK, CLINTON Population 1,057 Chartered October 16, 1946  Van Buren County P. O. Box 57 Telephone Number 745-2441 Zip Code 72031 Number of Branches: Inside City-—None; Outside City-—1 Officers  Directors  Howard Johnson............. President Homer Brown ........ Vice President Garner M. Johnson ...... Vice Pres. Dyke Johnson .................. Cashier Jo Sm ith ...............Assistant Cashier Opal Coffman .... Assistant Cashier Bud MeKnight .... Assistant Cashier Cloetta Hutto .... Assistant Cashier Eileen S m iley.... Assistant Cashier Rosemary Gunn .... Asst. Cashier & Mgr. Bookkeeping Dept. Charles E. Smith .... Asst. Cashier John E. Clark, Jr. .. Asst. Cashier & Mgr. o f Shirley Branch  Homer Brown William H. Ham Gamer M. Johnson Howard Johnson Mrs. Howard Johnson John L. Johnson Dickie V. Letter Roy Letter, Jr. Arthur Lewis  pUE itjN i TJL JnkS& 2e#iP& 1 «A*v,m »JLJSfJM  ?1  5 1  arJ pT JffTMP on J iqoo W w J £i VV# LJ/ #  Assets  Liabilities  Cash & due from banks $ 1,166,424.38 U. S. Treasury Securities ................. 1,663,156.00 A ll other U. S. Gov’t obligations ............. 1,349,148.61 A ll other bonds & securities ................. 3,244,486.49 Excess funds sold ...... 550,000.00 Loans & discounts .... 7,762,906.50 Fixed assets................. 81,720.78 Other real estate ...... 1.00  Demand deposits $ 5,662,778.91 Time deposits ... 8,282,470.00 U. S. Gov’t deposits 72,065.39 Public funds ... 490,621.23 Total deposits 14.507.935.53 Total liabilities 14.507.935.53 Capital sto ck ..... 200,000.00 Surplus .............. 300,000.00 Undivided profits 596,402.49 Reserves ............ 213,505.74 Total capital & reserves ............... 1,309,908.23 Total ....................... $15,817,843.76  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $15,817,843.76  Fifty-N inth Report  59  FIRST STATE BANK AND TRUST COMPANY, CONWAY Population 15,510 Faulkner County Chartered February 8, 1946 P. O. Box 729 Telephone Number 329-5656 Zip Code 72032 Number of Branches: Inside City—1; Outside City—2 Officers  Directors  Thos. G. Wilson .... Chairman o f the Board & Chief Exec. Officer B. J. Daugherty............... President Rogers C. M oore...... Sr. Vice Pres. & Cashier John R. Jackson, Jr. .... Vice Pres. & Trust Officer Edwin H. F lo y d ...... Vice President Miloise A. Lyford .... Vice President Louis E. S te ll..........Vice President G. L. L ieblong...... A sst Vice Pres. Don Bone. Installment Loan Officer Mary Ann Freeman .... Asst. Cashier Julia Parish ............. Asst. Cashier Burnell Terry .......... Asst. Cashier  B. J. Daugherty Alphonse M. Hiegel J. F. OTCeUey Earl F. Rogers M. M. Satterfield Edw. A. Halter J. W. McCracken Frank E. Robins III Stanley Russ Thomas G. Wilson  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & dus from banks $ 3,067,036.97 U. S. Treasury Securities "............. .. 4,459,691.47 A ll other U. S. Gov’t 925,000.00 obligations ............. A ll other bonds & securities ............... .. 9,120,036.62 Loans & discounts.... .. 19,684,022.51 390,098.08 Fixed assets............... 7,502.00 Other real estate ...... 468,275.63 A ll other assets ........  Demand deposits ........ $11,452,275.61 Time deposits ............. 18,085,049.44 U. S. Gov’t deposits.... 157,479.31 Public funds ............... 4,777,737.19 Total deposits .......... 34,472,541.55 A ll other liabilities.... 721,212.68 Total liabilities........ 35,193,754.23 Capital sto ck ............... 600,000.00 Surplus ........................ 800,000.00 Undivided profits ...... 1,221,170.68 Reserves ..................... 306,738.37 Total capital & reserves ............... 2,927,909.05 Total ........................ $38,121,663.28  Total ...................... $38,121,663.28   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  60  State o f Arkansas:  Bank Department  THE CORNING BANK. CORNING Population 3,136 Clay County Chartered January 29, 1931 P. O. Box 439 Telephone Number 857-3592 Zip Code 72422 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  Mrs. Sam L. Manatt .... President & Chairman F. B. Manatt .... Exec. Vice Pres. Sam L. Manatt, Jr...Exee. Vice Pres. Jim Vinson .............. Sr. Vice Pres. Donis Simpson ...... Vice President C. E. Headley, Jr....................Vice President Bob L ockw ood........Asst. Vice Pres. J. L. Williams .................... Cashier Dennis Smith ..................... Auditor H. N. R obinson............. Farm Rep. Charles Lunsford........Asst. Cashier Sam L. Manatt I I I .... Asst. Cashier Louise C olem an..........Asst. Cashier  STJT£*M£ cIi T JhLS «w »m w i p m g g M i P  Mrs. Sam L. Manatt F. B. Manatt Sam L. Manatt, Jr. Jim Vinson Dr. B. C. Page Jan V. Rockwell A. C.Woods  OF JUNE 30. 1973  Assets  Liabilities  Cash & due from banks $ 1,487,875.56 U. S. Treasury Securities ................. 106,000.00 A ll other U. S. Gov’t 123,915.00 obligations ............... A ll other bonds & securities ................. 963,252.91 Excess funds sold ...... 1,050,000.00 Loans & discounts...... 10,305,110.22 83,807.73 Fixed assets ............... A ll other assets .......... 145,434.37  Demand deposits ........ $ 6,032,613.77 Time deposits ............. 5,725,972.29 U. S. Gov’t deposits.... 100,663.94 714,197.90 Public funds ............... Deposits of banks ...... 1,646.64 Total deposits .......... 12,575,094.54 A ll other liabilities .... 403,744.20 Total liabilities ........ 12,978,838.74 Capital notes & debs... 300,000.00 200,000.00 Capital sto ck ............... Surplus ........................ 400,000.00 285,044.52 Undivided profits ...... Reserves ..................... 101,512.53 Total capital & reserves .............. . 1,286,557.05 Total ........................ $14,265,395.79  Total ........................ $14,265,395.79   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  61  Fifty-N inth Report  FIRST STATE BANK* CROS8ETT Population Chartered May 13, 1963  6,500 Ashley County P. O. Box 638 Telephone Number 364-5131 Zip Code 71635 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  B. J. Lambert, Jr. ........ President Gates Williams....V. Pres. & Cashier Bobby Joe Aiken ....Consumer Serv. Officer Edith S. Phillips .... Public Relations Officer  Donald W. Stone B. J. Lambert, Jr. Charles Baxley H. A. Etheridge, Jr. L. L. Gibbs Willis Johnson Paul Sullins  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 433,779.94 U. S. Treasury 220,731.22 Securities ................ A ll other U. S. Gov’t 496,733.10 obligations .............. A ll other bonds & 111,260.37 securities ................ Loans & discounts..... 3,345,839.86 165,578.15 Fixed assets .............. 2,679.64 A ll other assets...........  Demand deposits ...... ..$1,197,701.62 Time deposits ............ U. S. Gov’t deposits .. .... 140,192.04 Public funds ............. .... 613,484.35 Total deposits ........ .... 4,201,362.41 A ll other liabilities .... .... 90,693.65 Total liabilities .... .... 4,292,056.06 Capital sto ck ............. .... 200,000.00 Surplus .................... .... 200,000.00 80,033.16 Undivided profits .... .... Reserves ..................... 4,513.06 Total capital & reserves ............. .... 484,546.22 Total ...................... ....$4,776,602.28  Total ........................... $4,776,602.28   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  62  State o f Arkansas:  n & u n f T T t c* JLrJtXMX w JLmdi 11*-1*  Jt% M><E*  c fT 2k pr x *  O X  Bank Department  n & m r  JDXlkJW A » #  n  a  c* w M* *1t* ~~  t itm  Population 1,558 Chartered October 3, 1930  Yell County P. O. Box 68 Telephone Number 495-2236 Zip Code 72833 Number of Branches: Inside City—None; Outside City—None Directors  Officers John Ed Cham bers..........President John Ed Chambers, III .... Vice Pres. Edward J. T ay lor............ : Vice Pres. Raymond P led g er.......... Vice Pres. Bobby E. R am ey...................Cashier Odean Parker ........... Asst. Cashier Elouise C. Laurie ..... Asst. Cashier  John Ed Chambers John Ed Chambers, III Edward J. Taylor Mike Cornwell Jim Bill Gatlin Lloyd R. George Pay Mathis Leon Millsap Joe Ray Todd Sanders Charles L. Sloan  STATEMENT AS OF JUNE 30, 1973 Liabilities  Assets Cash & due from banks $ U. S. Treasury Securities ................. A ll other U. S. Gov’t obligations ............... A ll other bonds & securities ................. Excess funds sold ...... Loans & discounts...... Fixed assets................. Other real estate ...... AH other assets .......... Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  404,919.36 1,050,151.75 1,080,361.72 1,987,985.00 1,200,000.00 9,444,174.82 72,307.19 21,200.00 5,021.35  $15,266,121.19  Demand deposits ........ $ 3,371,838.30 Time deposits ............. 9,465,250.09 U. S. Gov’t deposits .... 43,196.38 Public funds ............... 1,073,242,13 Total deposits ........ 13,953,526.90 A ll other liabilities ....  153,531.48  Total liabE ities........ 14,107,058.38 Capital sto ck ............... 125,000.00 Surplus ........................ 375,000.00 Undivided profits ...... 515,313.71 Reserves ..................... 143,749.10 Total capital & reserves ............... 1,159,062.81 Total ........................ $15,266,121.19  Fifty-N inth Report  u n if& iia m Q  p v w «flI ■ I Ilf I  w il t t  n i illA i i i# f OA  63  n & n n & i iCel p r#1.1 t p 11*  Population 3,500 Chartered August 29, 1961  YeE County P. O. Box 330 Telephone Number 229-4111 Zip Code 72834 Number of Branches: Inside City—None; Outside City—None Officers  Directors  L. J. Foster .................... President WEliam L. Woods .... Vice Pres. & Cashier John B. B arnett........ Asst. Cashier Opal Adkison ........... Asst. Cashier  Ben AUen Glenn Bailey G. S. CornweH A. B. Cox L. J. Foster John Harris G. Ron Rye Jim TEley Perry L. Turnbull  STATEMENT AS OF JUNE 30, 1973 Assets  liabilities  Cash & due from banks $ 277,525.90 U. S. Treasury Securities ................... 681,569.00 A ll other bonds & securities ................... 621,396.79 Loans & discounts........ 3,374,128.72 Fixed assets ................. 64,054.15 A ll other assets............. 18,248.05  Demand deposits .......... $1,154,488.83 Time deposits ............... 3,330,311.79 U. S. Gov’t deposits ..... 52,223.64 Public funds ................. 52,386.24 7,011.72 Deposits of banks ........ Total deposits ............ 4,596,422.22 A ll other liabilities ...... 34,993.99 Total liabilities.......... 4,631,416.21 Capital sto ck ................... 150,000.00 Surplus .......................... 100,000.00 Undivided profits ........ 116,502.05 Reserves ........................ 39,004.35 Total capital & reserves ................. 405,506.40 Total ..........................$5,036,922.61  Total ..........................$5,036,922.61   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  64  State o f Arkansas:  Bank Department  BANK OF DARDANELLE, DARDANELLE Population 3,500 Chartered September 12,1934  Yell County P. O. Box 90 Telephone Number 229-3311 Zip Code 72834 Number of Branches: Inside City—None; Outside City—None Officers  Directors  John L. H am ilton............President Thomas C. Willis ............... Cashier Nancy A. Moore ...... Asst. Cashier  John L. Hamilton B. EL Berry L. R. Berryhill C. R. George H. M. Orsbum, Jr. Noel Vandover Jimmy Wallis  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 685,268.13 U. S. Treasury Securities ................. 485,381.50 A ll other bonds & securities ................. 4,725,075.89 300,000.00 Excess funds sold ...... Loans & discounts...... 5,654,163.99 36,261.80 Fixed assets................. A ll other assets .......... 2,539.34  Demand deposits ........ $ 3,198,492.95 Time deposits ............. 6,864,658.84 U. S. Gov’t deposits .... 332,327.33 Public funds .............. 476,650.22 Total deposits ......... 10,872,129.34 Total liabilities........ 10,872,129.34 Capital sto ck ............... 100,000.00 125,000.00 Surplus .............. Undivided profits ...... 713,610.59 Reserves ...................... 77,950.72 Total capital & reserves ............... 1,016,561.31  Total ..........................$11,888,690.65  Total .......................... $11,888,690.65   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  65  DECATUR STATE BANK, DECATUR  Population 847 Chartered May 27, 1954  Benton County P. O. Box 38 Telephone Number 752-3281 Zip Code 72722 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Charles L. D aves............. President C. Tom Edmiston .... Vice President James E. Stuckey ........... Cashier  Lloyd E. Peterson Dr. E. N. McCollum J. R. Kincaid James T. Hudson Harold M. Lee C. Jimmie Carter C. Tom Edmiston Charles L. Daves Richard E. Wilmoth James E. Stuckey  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $1,299,324.20 U. S. Treasury Securities ................... 225,000.00 A ll other U. S. Gov’t obligations ................. 684,023.65 A ll other bonds & securities ................... 1,W0,249.38 Excess funds sold ........ 2,100,000.00 Loans & discounts ...... 3,489,434.46 Fixed assets ................. 37,096.78 Other real estate.......... 1.00 A ll other assets ............ 68,746.84  Total ..........................$8,993,876.31   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $4,681,577.52 Time deposits .............. 2,735,452.74 U. S. Gov’t deposits .... 199,641.02 Public funds ............... 291,442.61 Deposits of banks ........ 20,000.00 Total deposits .......... 7,928,113.89 A ll other liabilities..... . 279,246.86 Total liabilities.......... 8,207,360.75 Capital sto ck ................. 175,000.00 Surplus .......................... 100,000.00 Undivided profits ........ 486,938.49 Reserves ........................ 24,577.07 Total capital & reserves ................. 786,515.56 Total .......................... $8,993,876.31  State o f Arkansas:  Bank Department  BANK OF DELIGHT, DELIGHT Population 465 Chartered June 16, 1911  Pike CountyP. O. Box 68 Telephone Number 379-2211 Zip Code 71940 Number of Branches: Inside City—None; Outside City—-None Officers  Directors  Cecil 1. Johnson, Jr. .... Chmn. of the Board Olen Hendrix ................. President Gus Wingfield .... Exec. Vice Pres. & Cashier Clib M a y .................Vice President Edna Johnson............Asst. Cashier  Buford Hendrix Olen Hendrix Cecil E. Johnson, Jr. Clib May D. C. Humphry, Jr. Ludis Bhodes K. C. Reid Gus Wingfield  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks $ 329,657.60 U. S. Treasury Securities ................... 608,804.45 A ll other U. S. Gov’t obligations ................. 111,388.18 A ll other bonds & securities ................... 324,595.66 Excess funds sold ........ 800,000.00 Loans & discounts ...... 2,061,816.15 Fixed assets ................. 36,158.11 Other real estate.......... 1.00 A ll other assets............. 8,139.10  Demand deposits .......... $1,383,057.62 Time deposits ........ 2,421,284.47 U. S. Gov’t deposits ..... 4,747.65 Public funds ................. 175,767.06 Total deposits ........... 3,984,856.80 Total liabilities ........ 3,984,856.80 Capital stock ............... 62,500.00 Surplus .......................... 150,000.00 52,611.98 Undivided profits ........ Reserves ....................... 30,591.47 Total capital & reserves ................. 295,703.45 Total .......................... $4,280,560.25  Total ............................$4,280,560.25   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  67  Fifty-N inth Report  DERMOTT STATE BANK, DERMOTT Population 4,250 Chicot County Chartered July 8, 1935 P. O. B ox “C” Telephone Number 538-3266 Zip Code 71638 Number of Branches: Inside City—None; Outside City—None Officers  Directors  John M. B axter................. President James S. S u itt...... Exec. Vice Pres. Clarence H orton........ Vice Pres. & Secretary Prank Henry, Jr. .... Vice President Mrs. Frances Spratlin........ Cashier Mrs. Wydelle Clark .... Asst. Cashier Mrs. June F arrell...... Asst. Cashier  John M. Baxter W. A. Baxter A. C. Brasel, Board Chairman E. Lephiew Dennington R. H. Dennington Bernard Levi James S. Suitt J. M. Tharp  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 706,100.15 U. S. Treasury Securities ................. .. 419,100.00 A ll other U. S. Gov’t obligations ............... .. 350,000.00 A ll other bonds & securities ................. .. 1,838,365.05 Excess funds so ld ........ .. 300,000.00 Loans & discounts...... .. 3,980,839.15 39,946.20 Fixed assets ............... 1.00 Other real estate........ 3,489.34 A ll other assets ..........  Demand deposits ......... $2,042,603.84 Time deposits .............. . 4,058,500.62 25,593.48 U. S. Gov’t deposits ... Public funds ................ . 519,508.08 Total deposits ........... . 6,646,206.02 A ll other liabilities ..... . 107,495.46 Total liabilities ....... . 6,753,701.48 Capital sto ck ................ . 250,000.00 Surplus ......................... . 300,000.00 Undivided profits ....... . 265,493.23 68,646.18 Reserves .............;......... Total capital & reserves ................ . 884,139.41 Total ......................... $7,637,840.89  Total ........................ ..$7,637,840.89   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  68'  State o f Arkansas:  Bank Department  FARMERS 8c MERCHANTS BANK, DES ARC Population 1,767 Chartered January 26, 1902  Prairie County P. O. Box 369 Telephone Number 256-4191 Zip Code 72040 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  S. R. N ich ols.................Chairman L. R. B row n ......... Vice Chairman R, L. Morton .....................President Lawrence Holloway .......... Cashier Faye Sm ith................... Sec. o f Board Dora M. Holloway .... A sst Cashier Elsie Garth ............... Asst. Cashier  S. R. Nichols Henry Nichols I*. R. Brown John P. Orsi, Jr. G. P. Mullen R. L. Morton  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 474,864.28 Demand deposits ...... U. S. Treasury Time deposits .............. Securities ................. 1,688,009.56 U. S. Gov’t deposits .... A ll other U. S. Gov’t Public funds ............... obligations ............... 1,478,694.36 Total deposits .......... A ll other bonds & A ll other liabilities .... securities ................. 2,368,198.10 Total liabilities........ 200,000.00 Capital Excess funds sold ...... ck ............... Loans & discounts...... 3,818,145.47 Surplus sto ........................ Fixed assets................. 47,944.26 Undivided profits ...... Other real estate............................... 1.00 Reserves ......................  2,939,098.09 4,915,100.74 74,820.16 825,152.25 8,754,171.24 4,028.28 8,758,199.52 200,000.00 700,000.00 312,016.43 105,641.08  Total capital & reserves ...............  1,317,657.51  Total ..........................$10,075,857.03   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total .......................... $10,075,857.03  Fifty-N inth Report  69  DEWITT BANK & TRUST COMPANY, DEWITT Population 4,348 Chartered March 1, 1929  Arkansas County P. O. Box 71 Telephone Number 946-3531 Zip Code 72042 Number of Branches: Inside City—None; Outside City—None Officers  Directors  R. H. Maddox .... Chairman of Board E. A. Ferguson ............. President Julian B row n Senior Vice Pres. T. F. Hudson .. VicePres. & Cashier Frank Ellis, J r ..............Vice Pres. & Trust Officer Dale K. Bennett ...... Asst. Cashier Eunice Coker ............ Asst. Cashier Rosemary C u rrie......... A sst Cashier Carl Goodwin, Jr. .... Mgr.-Ins. D ept Ralph Relyea .... A sst Trust Officer  A. A. Beverburg W. H. Botts Julian Brown E. E. Denman Ray D. Dickson E. A. Ferguson R. H. Maddox C. W. Rasco III Jack Whitmore  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ U. S. Treasury Securities ............... All other U. S. Gov’t obligations ............. A ll other bonds & securities ............... .. Excess funds sold .... .. Loans & discounts ...... Fixed assets ............. Other real estate...... All other assets ........  Liabilities 2,843,043.55 589,270.31 933,021.48 3,259,629.61 2,200,000.00 6,275,458.06 2.00 1.00 57,601.00  Total ...................... $16,158,027.01   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 6,330,644.90 Time deposits ............. 6,302,984.52 U. S. Gov’t deposits .... 465,987.52 Public funds ............... 949,223.27 Total deposits .......... 14,048,840.21 A ll other liabilities.... 28,200.00 Total labilities ........ 14,077,040.21 Capital sto ck ............... 300,000.00 Surplus ........................ 700,000.00 Undivided profits ...... 721,908.77 Reserves ...................... 359,078.03 Total capital & reserves ............... 2,080,986.80 Total ........................ $16,158,027.01  70  State o f Arkansas:  Bank Department  PEOPLES BANK, DIERKS Howard County Population 1,276 Chartered November 16,1970 P. O. Box 123 Telephone Number 286-3201 Zip Code 71833 Number of Brandies: Inside City—None Outside City—None Officers  Directors  Flynn Justus ................... President C. E. Hendrix, Jr. .... Vice President & Chairman Sammye Winton .... Vice President Beth C o x ............................. Cashier  Denzil Gilbert C. E. Hendrix, Jr. Flynn Justus Reese D. Kirby Wilburn Smith Sammye Winton  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks . $ 447,928.73 U. S. Treasury Securities ................... 999,531.25 A ll other U. S. Gov’t obligations ................. 1,363,823.05 A ll other bonds & securities ................... 540,786.13 Excess funds sold ........ 600,000.00 Loans & discounts........ 938,845.49 Fixed assets ................. 141,152.03  Demand deposits .......... $2,622,061.78 Time deposits ............. 1,685,267.76 U. S. Gov’t deposits ..... 1,406.25 Public funds ................. 346,725.40 Total deposits ............ 4,655,461.19 A ll other liabilities .... 189.26 Total liabilities ........ 4,655,650.45 Capital sto ck ................. 100,000.00 Surplus .......................... 50,000.00 Undivided profits ........ 216,985.01 Reserves ...................... 9,431.22 Total capital & reserves .............. . 376,416.23  T otal .......................... $5,032,066.68  Total ............................$5,032,066.68   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  71  RANK OF DOVER, DOVER Population 662 Chartered September 29,1905  Pope County P. O. Box 98 Telephone Number 331-2121 Zip Code 72837 Number of Branches: Inside City—None; Outside City—1 Officers  W. M. Wallace .... Exec. Vice Pres. C. L. P oyn ter......................Vice Pres. David L. Dunlap ............... Cashier Bettye W. Barton .... A sst Cashier Reba Joyce Churchill.. A sst Cashier Mary M artin.................. A sst Cashier  Directors T. C. C&mpbell L. J. Churchill David R. Bewley John E. Moore C. L. Poynter S. F. McCain W. M. Wallace  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks ..$ 390,456.41 U. S. Treasury Securities ................... 324,875.00 A ll other bonds & securities ................... 634,346.81 Loans & discounts ...... 3,952,799.11 Fixed assets ................. 106,269.92 A ll other assets ............ 3,360.60  Demand deposits .......... $1,725,705.65 Time deposits ............... 2,702,713.78 U. S. Gov’t deposits .... 19,282.81 Public funds ................. 309,652.17 Deposits of banks.......... 10,000.00 Total deposits .......... 4,767,354.41 Borrowed money ........ 100,000.00 Total liabilities ........ 4,867,354.41 Capital stock ............... 50,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 242,811.66 Reserves ....................... 51,941.78 Total capital & reserves ................. 544*753.44  Total ............................$5,412,107.85  Total ............................$5,412,107.85   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  72  State o f Arkansas:  Bank Department  MERCHANTS AND FARMERS BANK, DUMAS Population 4,600 Chartered May 10, 1909  Desha CountyP.O. Box D Telephone Number 382-4311 Zip Code 71639 Number of Branches: Inside City—1; Outside City—None Officers  Directors  C. T. P ran k............. Chm. of Board & Pies. E. C. Bradshaw........ Sec.-TYeas. & Vice Pres. Loral Adcock ................. Vice Pres. (Mrs.) Pearl S. Moore ...... Cashier David J. G arrett.... Asst. Vice Pres. (Mrs.) Lugean Zieman Asst. Cashier (Mrs.) Marie Tucker .. A sst Cashier (Mrs.) Gloria Daniel .. A sst Cashier  C. T. Prank R. A. Adcock Loral Adcock Jack Dante O. L. Puryear E. C. Gannaway B. J. Tanenbaum J. E. Alimon Marion Gill David Porter Joe Lee McKennon Ray Maxwell C. L. Meador  STATEMENT AS OF JUNE 30, 1973 Liabilities  Assets Cash & due from banks $ U. S. Treasury Securities ................. A ll other U. S. Gov’t obligations ............... A ll other bonds & securities ................. loan s & discounts ..... Fixed assets ............... Other real estate ...... A ll other assets ..........  1,315,345.37 1,564,062.50 200,000.00 5,613,579.64 8,506,069.86 329,732.00 1.00 15,000.00  Total ....................... $17,543,790.37   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........$ 5,104,172.73 Time deposits ............. 7,600,071.06 U. S. Gov’t deposits .... 233,447.22 Public funds ............... 2,019,526.27 Total deposits .......... 14,957,217.28 A ll other liabilities 632,097.11 Total liabilities ...... 15,589,31439 300,000.00 Capital sto ck ............... Surplus ........................ 700,000.00 811,341.10 Undivided profits ...... Reserves ..................... 143,134,88 Total capital & reserves ............... 1,954,475.98 Total ........................ $17,543,790.37  Fifty-N inth Report  73  EARLE STATE BANK, EARLE Population 3,200 Chartered April 24, 1947  Crittenden County P. O. Box 248 Telephone Number 792-8614 Zip Code 72331 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  J. E. Brooks .................... President Wm. S. Baldwin .. Vice Pres & Mgr. Crawfordsville Office Mary E. D avis...................Cashier Wanda S. Armstrong .. A sst Cashier Iris V. C o le ................A sst Cashier George Mitchell ...... A sst Cashier  C. E. Morrison, Jr. Wm. S. Baldwin Charles T. Bernard C. L. Blanz, Jr. J. E. Brooks Everett Hood W. P. Morrison R. C. Twist B. J. Wallace J. W. Young, Jr.  STATEMENT AS OF JUNE 30# 1973 Assets  LtabUiiies  Cash & due from banks ..$ 610,738.32 U. S. Treasury Securities ................... 549,528.13 A ll other U. S. Gov’t obligations ................. 1,525,052.04 A ll other bonds & securities ................... 1,852,765.06 Excess funds so ld .......... 200,000.00 Loans & discounts ...... 4,784,622.75 Fixed assets ................. 212,303.56 All other assets ............ 3,380.52  Demand deposits .......... $2,540,621.86 Time deposits ............. 4,964,219.94 U. S. Gov’t deposits ..... 101,947.76 Public funds ................. 1,219,03488 Deposits of banks ........ 6,063.94 Total deposits ............ 8,831,888.38 Total liabilities ........ 8,831,888.38 Capital stock ............... 300,000.00 Surplus .......................... 300,000.00 Undivided profits ........ 220,458.05 Reserves ....................... 86,043.95 Total capital & . 906,502.00 reserves ...... Total ............... $9,738,390.38  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $9,738,390.38  74  State o f Arkansas:  Bank Department  THE DELTA STATE BANK, ELAINE Population 1,210 Phillips County Chartered December 30,1947 P .O .B ox 295 Telephone Number 827-3397 Zip Code 72333 Number of Branches: Inside City -None; Outside City—None Officers  Directors  Wm. Demoret ................. President J. M. Countiss, Jr. .. Vice President E. Clay Bumpers ............ Secretary Mary Louise Demoret Jones.Cashier & Executive Vice President  Mary Louise Demoret Jones E. Clay Bumpers J. M. Countiss, Jr. Wm. Demoret  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks ..$ U. S. Treasury Securities ................... A ll other bonds & securities ................... Excess funds sold ........ Loans & discounts ...... A ll other assets ............  Liabilities 867,508.80 322,938.94 9,150.30 100,000.00 330,400.08 9,762.80  Total ........................... $1,639,760.92   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ...... ....$1,068,238.60 U. S. Gov’t deposits .. 1,534.00 Public funds ............. .... 245,739.56 Total deposits ........ .... 1,315,512.16 A ll other liabilities .... 3,207.18 Total liabilities...... .... 1,318,719.34 Capital stock ............ .... 40,000.00 Surplus ...................... .... 80,000.00 Undivided profits ..... .... 191,458.94 Reserves ..................... 9,582.64 Total capital & reserves ............. .... 321,041.58 Total ...................... ....$1,639,760.92  75  Fifty-N inth Report  THE EXCHANGE BANK AND TRUST COMPANY, EL DORADO  Population 25,283 Union County Chartered August 12, 1933 F. O. Box 641 Telephone Number 862-6684 Zip Code 71730 Number o f Branches: Inside City—None; Outside City—1 Officers  Directors  Louis E. Hurley .............. Chairman of the Board Edward H u rley................. President William W. Thom as...... Vice Pres. Patrick M cK ay............... Vice Pres. & Cashier James H. Ludwig .. A sst Vice Pres. Steve Leverette .... Asst. Vice Pres. Lawrence L. P o w e ll.......... Auditor Mrs. Doris Cawvey .... Loan Officer Stan L. Gillis ............Loan Officer Bennie Williams ...... Loan Officer Mrs. Yvonne Eudy .. Account Service Officer Mrs. Esther Impson ...... ManagerHuttig Office  Bruce Anthony Edward Hurley •R. L. Aycock *D. R. James H. L. Dowling D. R. James, Jr. W. A. Dumas Gardner H. Landers, M.D. James W. Garison J. H. Sheehan *W. H. Hanna Joe G. Wepfer Louis E. Hurley C liff Wright ♦Advisory Directors  C T r M P l i r Xr jflkikA AC A 2# X E T X JutiuftJEsJN t r XP*  Assets Cash & due from banks $ 5,147,949.88 U. S. Treasury Securities ................. 2,061,416.91 A ll other U. S. Gov’t obligations ............... 1,190,070.08 A ll other bonds & securities ................. 3,657,634.66 Excess funds sold ...... 1,750,000.00 Loans & discounts .... 15,013,915.75 Fixed assets ............... 1,252,647.60 Other real estate ........ 1.00 All other assets .......... 259,291.26  Total ....................... $30,332,927.14   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T lI P o n <fJFtIXXwXSt  0 X1 v0/7t#  Liabilities  Demand deposits ........ $13,611,800.84 Time deposits ............. 12,553,492.51 U. S. Gov’t deposits .... 413,556.93 Public funds ............... 881,991.12 Deposits of banks ...... 76,444.56 Total deposits .......... 27,537,285.96 A ll other liabilities .... 1,134,569,51 Total liabilities ...... 28,671,945.47 Capital notes & debs. ..270,000.0 Capital stock ............. 400,000.00 Surplus ........................ 500,000.00 Undivided profits ...... 324,996.46 Reserves ...................... 165,985.21 Total capital & reserves ............... 1,660,981.67 Total ........................ $30,332,927.14  76  State o f Arkansas:  Bank Department  BANK OF ELKINS. ELKINS Population 418 Chartered June 1, 1912  Washington County P. O. Box 47 Telephone Number 643-2131 Zip Code 72727 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. E. B u n ch .................President & Chairman Of Board Joel L. B u n ch .... Exec. Vice Pres. & Public Belations John A. Bunch, S r... Exec. Vice Pres. & Business Development Joyce R. Bunch ................. Cashier  J. E. Bunch Joel L. Bunch John A. Bunch, Sr. Edyth L. Bunch  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks ..$ 541,360.05 U. S. Treasury Securities ................... 25,000.00 AH other U. S. Gov’t obligations ................. 199,736.68 A ll other bonds & securities ................... 282,005.57 50,000.00 Excess funds sold ........ Loans & discounts ...... 3,994,272.59 Fixed assets ................. 72,609.56 1.00 Other real estate.......... A ll other assets .......... 7,641.84  Demand deposits ..........$2,205,883.90 Time deposits ............... 2,362,274.45 U. S. Gov’t deposits..... 11,310.33 Public funds ................. 237,319.61 Total deposits ............ 4,816,788.29 A ll other liabilities ..... 2,149.76 Total liabilities ........ 4,818,938.05 Capital sto ck .... ............ 37,500.00 Surplus .......................... 216,000.00 Undivided profits ........ 52,692.66 Reserves ....................... 47,496.58 Total capital & reserves ................. 353,689.24  Total ............................$5,172,627.29  Total ............................$5,172,627.29   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  77  BANK OF ENGLAND, ENGLAND Population 3,075 Chartered August 23, 1898  Lonoke County P. O. Box 70 Telephone Number 842-2555 Zip Code 72046 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Seth Boles, Jr. ............... President Otha E. F rizzell.................Cashier Wilma J. Darling .... A sst Cashier  Seth Boles, Jr. Thomas Murchison, Sr. Otha E. Frizzell  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks ..$ 653,706.10 U. S. Treasury Securities ................... 2,990.93 All other U. S. Gov’t obligations ................. 300,000.00 A ll other bonds & securities ................... 952,322.48 Loans & discounts ...... 3,212,107.08 Fixed assets ................. 2.00 Other real estate .......... 1.00 1.00 A ll other assets ............  Demand deposits .......... $2,722,554.22 Time deposits ............... 1,823,867.74 Public funds ................ 113,445.87 Total deposits ............ 4,659,867.83 A ll other liabilities...... 215.00 Total liabilities ....... 4,660,082.83 Capital stock .............. 100,000.00 Surplus ......................... 200,000.00 Undivided profits ........ 161,047.76 Total capital & reserves ................ . 461,047.76 Total ..........................$5,121,130.59  Total ..........................$5,121,130.59  THE CITIZENS BANK, ENGLAND Population 3,075 Lonoke County Chartered January 14, 1931 P. O. Box 190 Telephone Number 842-2541 Zip Code 72046 Number of Branches: Inside City—None; Outside City—None Directors Officers Ben B. Morris Lois Rutherford............... President Lois Rutherford C. C. Leonard, Jr.....EVP & Cashier C. C. Leonard, Jr. Charlene Black ........ Asst. Cashier John W. Gann STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 639,788.28 U. S. Treasury Securities ................... 2,224,289.14 A ll other U. S. Gov’t obligations ................. 1,075,000.00 A ll other bonds & securities ................... 931,504.36 Excess funds sold ........ 600,000.00 Loans & discounts ...... 1,722,433.07 Fixed assets ................. 2.00 A ll other assets ............ 7,435.91 Total ..........................$7,200,452.76  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T.iwhUitio*  Demand deposits .......... $2,576,987.26 Time deposits ............... 3,163,748.20 U. S. Gov’t deposits..... 53,231.22 Public funds ................. 489,727.33 Total deposits ............ 6,283,694.01 A ll other liabilities ..... 2,080.55 Total liabilities ........ 6,285,774.56 Capital stock ............... 240,000.00 Surplus .......................... 260,000.00 Undivided profits ........ 414,678.20 Total capital & reserves ................ . 914,678.20 Total ..........................$7,200,452.76  78  State o f Arkansas:  Bank Department  THE EUDORA BAZIK. EUDORA Population 3,687 Chartered December 23,1930  Chicot County P. O. Box “L” Telephone Number 355-4416 Zip Code 71640 Number of Branches: Inside City—None; Outside City—None Officers  Directors  C. J. Griffith ................... President Joe A. A rn old ...... Exec. Vice Pres. and Cashier J. W. L o y d ............... Vice President Evelyn M. L illy .......... A sst Cashier Claudene Stevens Asst. Cashier  C. J. Griffith Joe A. Arnold J. W. Loyd Sam Bowman W. K. Grubbs Alvin Meyer W. J. Weaver  STATEMENT AS OF JUNE 30. 1973 Assets Cash & due from banks $ 909,201.38 U. S. Treasury Securities ................... 616,501.50 A ll other bonds & securities ................... 1,194,171.17 Loans & discounts ...... 5,009,717.49 Fixed assets ............... 44,364.72 Other real estate.......... 7,000.00 A ll other assets ............ 227.61  Total ............................$7,781,183.87   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities  Demand deposits............ $2,648,062.90 Time desposits .............. 3,178,598.58 U. S. Gov’t deposits........................... 25,591.56 Public funds ................. 541,882.95 Total deposits .......... 6,394,135.99 A ll other liabilities .... 127,849.45 Total liabilities ........ 6,521,985.44 Capital sto ck ................. 350,000.00 Surplus .......................... 520,000.00 Undivided profits ........ 292,285.17 96,913.26 Reserves ....................... Total capital & reserves ................. 1,259,198.43 Total ............................$7,781,183.87  Fifty-N inth Report  79  BANK OF EUREKA SPRINGS. EUREKA SPRINGS  Population 1,670 Chartered May 4,1912  Carroll County P. O. Box 309 Telephone Number 253-8241 Zip Code 72632 Number of Branches: Inside City—None; Outside City—None Officers  Directors  John F. Cross .... President & Chmn. Reba L. P y a tt.................... Cashier Wayne Brashear .. Assistant Cashier  Loren L. Clark John F. Cross Ruth F. Cross Lewis 1. Epley, Jr. Dorothy F. Mathews Eagle Thomas Digby Walker  STATEMENT AS OF JUNE 30. 1973 Assets  T.iahilitipg  Cash & due from banks $ 616,941.20 U. S. Treasury Securities ................... 545,000.00 A ll other U. S. Gov’t obligations ................. 486,284.19 A ll other bonds & securities ................... 1,634,715.13 Excess funds sold ........ 2,200,000.00 Loans & discounts ...... 2,343,132.88 Fixed assets ................. 80,086.45 Other real estate ........ 2,000.00 All other assets ............ 4,686.92  Demand deposits .......... $3,143,288.55 Time deposits .............. 3,901,247.45 U. S. Gov’t deposits ..... 32,125.41 Public funds ................ 205,395.31 Total deposits ............ 7,282,056.72 A ll other liab ilities..... 23,273.58 Total liabilities ........ 7,305,330.30 Capital sto ck ................. 100,000.00 Surplus .......................... 210,000.00 Undivided profits ........ 266,168.95 Reserves ....................... 31,347.52 Total capital & reserves ................ . 607,516,47  T otal ............................. $7,912,846.77  T otal ............................. $7,912,846.77   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  80  State o f Arkansas:  Bank Department  BANK OF EVENING SHADE, EVENING SHADE Population 400 Chartered February 5, 1901  Sharp County P. O. Box 27 Telephone Number 266-3386 Zip Code 72532 Number o f Branches: Inside City—None; Outside City—None Officers  F. F. M ob ley ..........Pres. & Chmn. of Board Dolph Pegg ............ Vice President A. L. H oan ey.....Ex. Vice Pres. & Sec. & Treasurer William E. F razier............. Cashier  Directors F. F. Mobley Dolph Pegg A. L. Hoaney T. G. Vinson Don Heuer  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 124,910.88 U. S. Treasury Securities ................ 171,818.00 A ll other U. S. Gov’t obligations .............. 754,766.81 Loans & discounts .... 1,103,860.64 Fixed assets .............. 5,654.77  Demand deposits ..........$ 782,935.56 Time deposits ............... 1,170,591.82 6,819.70 U. S. Gov’t deposits...... Public funds .............. 33,352.59 Total deposits .......... 1,993,699.67 A ll other liabilities ..... 18,862.95 Total liabilities ........ 2,012,562.62 Capital sto ck ................. 25,000.00 75,000,00 Surplus .......................... U ndivided profits ..........  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $2,161,011.10  29,960.29  18,488.19 Reserves ....................... Total capital & reserves ................ . 148,448.48 Total ..........................$2,161,011.10  Fifty-N inth Report  81  MdLROY BANK, FAYETTEVILLE Population 30,729 Washington County Chartered December 24, 1892 P. O. Box 1327 Telephone Number 521-7400 Zip Code 72701 Number of Branches: Inside Ci r—2; Outside City—None Officers  Directors  Hayden M cllroy .... Chmn. of Board and President Clifton W ade..........Vice Chairman J. L. Herrin Exec. Vice President Tom Mathias ........... Vice Pres, and Cashier Winston I. S loan...... Vice Pres, and Trust Officer George Edwards .... Vice President William A. Breazeale .... Public Re­ lations, Business Development James E. Shreve .... Asst. Vice Pres. James E. Harris .... Asst. Vice Pres. Norma M oseley.... A sst Secretary Lee S kelton ........ Assistant Cashier Betty C la rk ........ Assistant Cashier Buddy Ledford .... Assistant Cashier Taylor Hannah .... Assistant Cashier Joseph King ....... Assistant Cashier  John D. Askew E. J. Ball L. L. Baxter Ralph Goff, Jr. J. W. Gould J. L. Herrin John E. Kane Dr. James D. Mashbum Hayden M cllroy Henry Shreve Carl Tune Clifton Wade Paul Young, Jr.  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks $ 6,011,195.65 U. S. Treasury Securities ................. 1,305,022.46 A ll other bonds & securities ................. 7,568,043.35 Excess funds sold ...... 2,000,000.00 Loans & discounts...... 21,628,985.69 Fixed assets................. 1,867,019.97 Other real estate.......... 1.00 A ll other assets .......... 688,949.10  Demand deposits ........ $14,297,714.54 Time deposits .............. 12,791,130.88 U. S. Gov’t deposits .... 585,682.92 Public funds ............... 6,787,634.96 J Deposits U C p v O l v o VIA o f banks....... M C IU I !} . 1,662,986.05 jv w « )V v U * W » l Total deposits .......... 36,125,149.35 AAJll .J. other UU1C1 liabilities UaMUlMCS .... uyvyoxu.au 560,343.28X Total liabilities ...... 36,685,492.63 Capital notes & debs... 1,000,000.00 Capital sto ck ............... 500,000.00 Surplus ........................ 1,000,000.00 Undivided profits ...... 1,211,904.22 Reserves ..................... 671,820.37 Total capital & reserves ........ ..... . 4,383,724,50 Total ........................ $41,069,217.22  Total ........................ $41,069,217.22   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  m  82  State o f Arkansas:  Bank Department  FOBDYCE BANK AND TRUST COMPANY, FOBDYCE Population 4,837 Quartered January 5,1931  Dallas County P. O. Box 352 Telephone Number 352-3107 Zip Code 71742 Number of Branches: Inside City—1; Outside City—-None Officers  Directors  W. R. Benton, Jr. ............President J. H. Everett .......... Vice President J. W. Heansberger .. Vice President & Cashier M. S. Smith ............ A sst Cashier Kathleen J. Graves.... A sst Cashier Amy L. Wallace ...... A sst Cashier  W. R. Benton, Jr. J. H. Everett J. W. Hearnsberger Robert D. Ross J. Graydon Parham L. Weems Trussell Jesse G. Shaddock E. C. Benton, Jr. E. C. Gates  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ U. S. Treasury Securities ................. A ll other U. S. Gov’t obligations ............... All other bonds & securities ................. Excess funds sold ...... Loans & discounts ...... Fixed assets ...............  laal^iJbLt&es 1,081,379.78 1,579,244.34 1,678,000.00 2,266,385.95 300,000.00 3,706,610.16 96,270.00  Total ..........................$10,707,890.23   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ Time deposits .............. U. S. Gov’t deposits .... Public funds .............. Total deposits .......... AE other liabilities .... Total MabiEties ........ Capital stock ............. Surplus ........................ Undivided profits ...... Reserves ...................... Total capital & reserves ...............  3,506,080.57 5,641,961.20 105,915.12 257,081.81 9,511,038.70 272,560.90 9,783,599.60 200,000.00 400,000.00 285,957.83 38,332.80 924,290.63  Total ..........................$10,707,890.23  Fifty-N inth Report  X>t Jr  a i mJ>mn CI ic m  X 2 A H 1r <©«nkJR JSs, A» u U n i/  83  T T IC T Ve C*tVPJXUk M U ID & NXV# XFV^JTijnL* A U B P C J,T v^Jl rtT JL1 JHlIt# b3 J X V X  Population 13,000 S t Francis County Chartered April 15, 1921 P. O. Box 471 Telephone Number 633-2833 Zip Code 72335 Number of Branches: Inside City—1; Outside City—2 Officers  Directors  Robert E. P orter............. President Charles C. Moore .... Sr. Vice Pres. Bert Suleer ............. Sr. Vice Pres. Diana Arwood ............... Vice Pres. & Cashier Robert E. Doyle ...... A sst Cashier Joyce L. C lark ..........Asst. Cashier & Asst. Trust Officer Robert S. Bradberry .. A sst Cashier H. W. Clayton .... Vice Pres. & Mgr. DeValls Bluff Office  E. B. Belshe J. R. Chappell, Jr. H. H. Cooper J. B. Fletcher O. J. Gandy, Jr. J. R. Grobmyer C. N. Haven Henry T. Haven Louis F. Haven, Jr. Buddy Jayroe Roy V. Leonard C. C. Moore Robert E. Porter Bert Suleer James F. W olfe  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks $ 2,452,733.88 U. S. Treasury 523,706.15 Securities ................. AH other U. S. Gov’t obligations ............... 2,085,053.88 All other bonds & securities ................. 5,278,177.07 Excess funds sold ...... 150,000.00 Loans & discounts .... 11,466,257.55 Fixed assets ............... 479,071.65 A ll other assets .......... 329,519.92  Demand deposits $ 7,636,886.86 Time deposits ... 9,479,403.49 U. S. Gov’t deposits .... 182,502.46 Public funds ......... 3,272,780.69 Total deposits... 20,571,573.50 All other liabilities 356,851.60 Total liabilities 20,928,425.10 Capital stock .... 300.000. 00 Surplus ............... 900.000. 00 Undivided profits 529,510.79 106,584.21 Reserves ............. Total capital & reserves .............. . 1,836,095.00 Total ........................$22,764,520.10  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $22,764,520.10  84  State o f Arkansas:  Bank Department  THE BANK OF FRANKLIN, FRANKLIN Population 117 Chartered June 13, 1905  Izard County Telephone Number 322-7201  Zip Code 72536 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  Bichard L. Pratt ............ Chairman William B. Pratt ............ President Tommie Billingsley ...... Vice Pres. & Cashier  Tommie Billingsley lin n Gamer J. E. Godvm* Bichard L. Pratt William B. Pratt  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks $ 402,332.71 U. S. Treasury 915,502.80 Securities ................ A ll other bonds & 48,801.35 securities ................ 450,000.00 Excess funds sold ..... Loans & discounts .... 1,184,405.81 10,995.67 Fixed assets .............. 1,859.17 A ll other assets .........  Demand deposits .......... $1,938,775.09 Time deposits ............... 622,141.58 U. S. Gov’t deposits ..... 55,864.68 Public funds ................ 188,994.81 Total deposits ......... . 2,805,776.16 Total liabilities.......... 2,805,776.16 Capital sto ck ................. 50,000.00 Surplus .......................... 25,000.00 Undivided profits ........ 133,121,35 Total capital & reserves ................ . 208,121.35  $3,013,897.51  Total ............................$3,013,897.51  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  85  PLANTERS AND MERCHANTS BANK. GILLETT Population 1,000 Arkansas County Chartered January 13,1967 P. O. Box 515 Telephone Number 548-2329 Zip Code 72055 Number of Branches: Inside City—None; Outside City—None Officers  Directors  W. W. Turner.... Pres. & Chairman Keneth Smith ...... Vice Chairman Jerry M. D y e r...... Exec. Vice Pres. Dorothy Smith ................... Cashier Alice Perritt ............. A sst Cashier  W. W. Turner Keneth Smith Jerry M. Dyer Murl Long Frank C. W olfe Darrel Nichols W. P. Hackney Herbert Holzhauer  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks ..$ 273,916.40 U. S. Treasury Securities ................... 246,406.25 A ll other U. S. Gov’t obligations ................. 197,559.67 All other bonds & securities ................... 436,328.70 Loans & discounts ...... 2,427,447.38 fix e d assets ................. 70,596.49 5,897.58 A ll other assets ............  Demand deposits ...... ....$1,212,042.33 Time deposits ............ .... 1,752,303.53 U. S. Gov’t deposits .. 2,827.32 Public funds ............. .... 269,566.10 Total deposits ........ .... 3,236,739.28 A ll other liabilities .... 138.64 Total liabilities .... .... 3,236,877.92 Capital sto ck ............. .... 150,000.00 Surplus ...................... .... 150,000.00 Undivided profits ..... .... 85,899.77 Reserves ..................... .... 35,37478 Total capital & reserves ............. .... 421,27455 Total ...................... ...$3,658,152.47  Total ........................... $3,658,152.47   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  86  State o f Arkansas:  Bank Department  BANK OF GLENWOOD, GLENWOOD Population 1,212 Pike County Chartered December 27,1912 P. O. Drawer O Telephone Number 356-2121 Zip Code 71943 Number of Branches: Inside City—None; Outside City—None Officers Larry G. Ball .. President & Cashier Dennis E. Ritchie .... Vice President Doris Hutchings ...... Asst. Cashier Lynda Robbins ........ Asst. Cashier  Directors Larry G. Ball Floyd Sevier H. H. Duke Truman Altenbaumer Q. Byrum Hurst Q. Byrum Hurst, Jr. Ross Wilhite  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks 582,140.07 U. S. Treasury Securities ................... 407,000.00 A ll other bonds & securities ................... 1,070,883.64 Excess funds sold ........ 500,000.00 Loans & discounts........ 3,581,734.37 Fixed assets ................. 105,621.64 Other real estate .......... 11,000.00 AH other assets ............ 1.00  Demand deposits .......... $2,634,931.00 Time deposits ............... 2,816,827.03 U. S. Gov’t deposits ..... 5,685.63 Public funds ................ 191,997.78 Total deposits ............ 5,649,441.44 A ll other liabilities 101,378.07 5,750,819.51 Total liabilities 100,000.00 Capital sto ck ......  Total ............................$6,258,380.72   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Surplus ...................  Undivided profits Reserves ............. Total capital & reserves ...... Total ................  110,000.00  241,345.86 56,215.35 . 507,561.21 $6,258,380.72  Fifty-N inth Report  8?  FIRST STATE BANK, GOULD Population 1,683 Chartered January 6, 1964  Lincoln County P. O. Box A Telephone Number 263-4325 Zip Code 71643 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Howard Holthoff ............ Chairman Harold H. R e id .... Pres, and Chief Exec. Officer W. J. Boren ..........First Vice Pres. Mary L. Nolan .... Asst. Vice Pres. and Cashier Evelyn Allmon .... Assistant Cashier Linda M. Smith .... Assistant Cashier  Boscoe Blagg W. J. Boren W. H. Carder Don Eifling T. M. Fish T. H. Free, Jr. Howard Holthoff Kenneth Johnson R. W. Jones Harry Norris H. R. Wood, Jr. Harold H. Reid  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks $ 351,388.59 U. S. Treasury Securities ................. 149,875.00 A ll other U. S. Gov’t obligations ................. 50,000.00 A ll other bonds & securities ................... 679,212.28 Excess funds sold ........ 250,000.00 Loans & discounts ........ 3,319,638.42 92,242.33 Fixed assets ................. A ll other assets ............ 4,856.15  Demand deposits .......... $1,441,990.66 Time deposits ............... 2,431,007.49 U. S. Gov’t deposits ..... 33,503.98 Public funds ................. 451,824.24 Total deposits .......... 4,358,326.37 A ll other liabilities ..... 33,724.64 Total liabilities ........ 4,392,051.01 Capital stock ............... 100,000.00 Surplus .......................... 250,000.00 Undivided profits ........ 106,009.71 Reserves ....................... 49,152.05 Total capital & reserves ................. 505,161.76 Total .......................... $4,897,212.77  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $4,897,212.77  State o f Arkansas:  88  Bank Department  BANK OF GRAVETT. GBAVETTE Population 1,105 Chartered February 28, 1898  Benton County P. O. Box 160 Telephone Number 787-5303 Zip Code 72736 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. T. Edmondson, Jr. ...... President John R. M eade...... Exec. Vice Pres. Stokes Ballard .... V. Pres. & Cashier C. E. M cA llister............. Vice Pres.  J. T. Edmondson, Jr. John R. Meade Stokes Ballard C. E. McAllister Allen McAllister Phillip Chastain  STATEMENT AS OF JUNE 30, 1973 T.i ah illtiajj Assets Cash & due from banks $ 1,564,187.27 U. S. Treasury Securities ................. 462,067.88 AH other U. S. Gov’t obligations ............... 751,603.00 A ll other bonds & securities ................. 2,512,756.85 Excess funds sold ...... 1,000,000.00 Loans & discounts...... 4,988,873.33 Fixed a s s e ts .....................  204,880.46  Other real estate........ A ll other assets ..........  1.00 2,310.00  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $11,486,679.79  Demand deposits ........ $ 4,308,653.55 Time deposits .............. 5,868,123.18 U. S. Gov’t deposits .... 60,316.86 Public funds ............... 283,576.23 Total deposits ......... 10,520,669.82 Total liabilities........ 10,520,669.82 Capital sto ck ............... 100,000.00 200,000.00 Surplus ........................ Undivided profits ...... 609,231.13 Reserves ...................... 56,778.84 Total capital & reserves ............... 966,009.97 Total ........................ $11,486,679.79  Fifty-N inth Report  89  FARMERS BANK, GREENWOOD Population 2,208 Sebastian County Chartered August 7, 1907 Telephone Number 996-4171 Zip Code 72936 Number of Branches: Inside City—None; Outside City—2 Officers  Directors  Means Wilkinson ............ President Betty Wilkinson .... Exec. Vice Pres. Lorene Carnes .... V. Pres. & Cashier Betty Wagner .......... Asst. Cashier Sharon Roe ............... Asst. Cashier  Means Wilkinson Betty Wilkinson Bronson Andrews  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 719,482.89 U. S. Treasury Securities ................... 628,510.00 A ll other U. S. Gov’t obligations ............... 703,054.89 A ll other bonds & securities ................... 4,158,011.73 Excess funds sold ........ 200,000.00 Loans & discounts ...... 3,234,115.34 Fixed assets ................. 71,240.50 Other real estate ........ 10,000.00 114,658.14 All other assets.............  Demand deposits ........ $2,841,945.69 Time deposits ............... 5,339,359.50 U. S. Gov’t deposits .... 38,674.25 Public funds ................ 675,964.20 Total deposits ............ 8,895,943.64 A ll other liabilities ..... 223,627.58 Total liabilities ........ 9,119,571.22 Capital sto ck ....... 300,000.00 Surplus ........................ 200,000.00 Undivided profits ........ 193,268.00 Reserves ...................... 26,234.27 Total capital & 719,502,27 reserves ................  Total ........................... $9,839,073.49  Total ............................$9,839,073.49   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  90  State o f Arkansas:  Bank Department  THE FIRST BANK, GRIFFITHVILLE Population 227 Chartered November 6, 1905 Number of Branches:  White County P. O. Box 55 Telephone Number 323-4511 Zip Code 72060 Inside City—None; Outside City—None  Officers Truman Baker E. D. Yancey . E. O. Yancey .  Directors  ....... President Vice President Vice President  Truman Baker E. D. Yancey E. O. Yancey M. O. Thompson  STATEMENT AS OF JUNE 30, 1973 Assets  liabilities  Cash & due from banks $ 107,552.89 U. S. Treasury Securities ................ 379,735.00 A ll other U. S. Gov’t 60,268.02 obligations .............. A ll other bonds & 14,322.24 securities ................ 210,000.00 Excess funds so ld ....... 513,207.30 Loans & discounts..... Fixed assets .............. 4,800.00  Demand deposits ..........$ 593,453.30 Time deposits ............... 451,511.93 U. S. Gov’t deposits ..... 6,597.00 Public funds ................. 60,535.40 Deposits of banks ....... 25,000.00 Total deposits ............ 1,137,097.63 A ll other liab ilities..... 1,490.24 Total liabilities ........ 1,138,587.87 25,000.00 Capital stock ............... Surplus .......................... 75,000.00 Undivided profits ........ 49,297.58 Reserves ..................... 2,000.00 Total capital & reserves .......... 151,289,885.45  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $1,289,885.45  Total ...........................$1,289,885.45  Fifty-N inth Report  91  CLARK COUNTY BANK, GURDON Population 2,300 Clark County Chartered August 4, 1900 P. O. Box 10A Telephone Number 353-2534 Zip Code 71743 Number o f Branches: Inside City—None; Outside City—1 Officers  Directors  Clayton Franklin ............ President Joy W h ite............................Cashier Jean B ou lden ............ A sst Cashier John Jones ............... Asst. Cashier  C. W. Abrams Clayton Franklin Dick Jackson Maurice Stricklin Jimmy Robbs A. A. Home E. H. Frizzell J. E. McMillan  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks ..$ 583,105.36 U. S. Treasury Securities ................... 97,644.19 A ll other bonds & securities ................... 1,404,845.16 Loans & discounts ...... 4,697,041.30 32,789.13 Fixed assets ................. A ll other assets ............ 8,330.66  Demand deposits ..... ....$2,071,269.24 Time deposits ........... .... 3,256,196.13 4,231.00 U. S. Gov’t deposits ... Public funds ............. .... 586,068.56 Total deposits....... .... 5,917,764.93 A ll other liabilities ... .... 180,628.14 Total liabilities .... .... 6,098,393.07 Capital stock ........... .... 400,000.00 Surplus ..................... .... 200,000.00 Undivided profits .... .... 117,079.26 8,283.47 Reserves .................... Total capital & reserves ............. .... 725,362.73 Total ..................... ... $6,823,755.80  Total ........................... $6,823,755.80   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  92  State o f Arkansas:  Bank Department  FARMERS BANK, HAMBURG Population 3,200 Ashley County Chartered March 10, 1941 P. O. Box 350 Telephone Number 853>5222 Zip Code 71646 Number of Branches: Inside City- None; Outside City-—None Officers  Directors  W. E. Foote, Jr................ President Louie Gene Foote ........ Vice Pres. Earl J. S co tt...................Vice Pres. W. E. Foote, HI .... Asst. Vice Pres. Allen Farmer .................. Cashier  P. E. Barnes F. P. Blanks Bob L. Brewer Bruin L. Campbell Llojrd Engelkes Louie Gene Foote W. E. Foote, Jr. W. E. Foote, HI Gordon Hennington George E. Locke Earl J. Scott Jack H. Shell E. A. Tucker S. A. Wileoxon, Jr.  QT& PWT 2 }JLJnLTPM JkCsJWsJClJrV <1»  to  OF JUNE 30, 1973  Assets  Liabilities  Cash & due from banks 588,750.83 AH other U. S. Gov’t obligations ................. 221,810.50 A ll other bonds & securities ................... 2,242,819.96 Loans & discounts........ 5,118,767.50 Fixed assets ................. 227,914.06 Other real estate ........ 3,513.59 2,566.36 A ll other assets ...........  Demand deposits .......... $2,325,787.03 Time deposits ............... 4,626,050.46 U. S. Gov’t deposits ..... 54,428.9? Public funds ................. 331,890.58 Deposits of banks ..... 10,000.00 Total deposits .......... 7,348,157.04 All other liabilities ..... . 363,261.31 Total liabilities ....... 7,711,418.35 Capital stock ............... 100,000.00 Surplus .......................... 300,000.00 Undivided profits ........ 204,405.26 Reserves ........................ 90,319.19 Total capital & reserves ................ . 694,724.45 Total ..........................$8,406,142.80  Total ..........................$8,406,142.80   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  93  Fifty-N inth Beport  CALHOUN COUNTY BANK, HAMPTON Population 1,252 Chartered October 26,1906  Calhoun County P. O. Box 8 Telephone Number 798-2208 Zip Code 71744 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Searcy Harrell ............... President Len Harrell ............ Vice President B. Dickson Neal Vice President & Secretary Mary H. Johnston ........... Cashier Hazel B. Smith ........ Asst. Cashier  Hubert J. Brown Fay Harrell Len Harrell Searcy Harrell, Sr. Searcy Harrell, Jr. B. Dickson Neal A. G. Tomlinson D. W. Wells  STATEMENT AS OF JUNE 30, 1973 Assets Liabilities Cash & due from banks ..$ 441,886.45 U. S. Treasury Securities ................... 583,725.00 A ll other U. S. Gov’t obligations ................. 350,000.00 All other bonds & securities ................... 1,636,893.31 Loans & discounts ...... 3,221,116.93 Fixed assets ................. 130,538.27 3,000.00 Other real estate ........ A ll other assets ............ 12,542.76 T otal ............................. $6,379,702.72   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $2,023,182.68 Time deposits ............... 2,615,330.79 U. S. Gov’t deposits ..... 47,228.44 Public funds ................. 810,324.66 Total deposits ......... 5,496,066.57 Total liabilities ....... . 5,496,066.57 Capital stock ............... 50,000.00 Surplus .......................... 350,000.00 Undividedprofits .......... 365,758.65 Reserves .......................... 117,877.50 Total capital & reserves ................ . 883,636.15 T otal ............................ $6,379,702.72  n  State o f Arkansas:  Bank Department  THE BANK OF HARRISBURG, HARRISBURG Population 1,907 Chartered December 2,1930  Poinsett County P .O .B ox 87 Telephone Number 578-5427 Zip Code 72432 Number of Branches: Inside City—None; Outside City—None Officers  Directors  R. W. Butler ................... President Jim Tom B u tler.... Vice President H. S. Smith ........ Exec. Vice Pres. James Williams ............... Cashier Mrs. Doris H. Smith .. Asst. Cashier  R. W. Butler H. S. Smith Jim Tom Butler Mrs. A. M. Butler J. P. Hubbard  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ U. S. Treasury Securities ................. A ll other U. S. Gov’t obligations ............... A ll other bonds & securities ................. Loans & discounts...... Fixed assets................. Other real estate ......  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,084,416.33 658,687.50 1,235,885.56 2,435,649.43 6,618,277.05 68,578.15 20,502.00  $12,121,996.02  Demand deposits $ 3,774,224.26 Time deposits ... 6,029,754.73 U. S. Gov’t deposits .... 45,800.04 Public funds ............... 746,572.48 Deposits of banks ...... 32,393.38 Total deposits .......... 10.628.744.89 Excess funds purchased 450.000. 00 Borrowed money ...... 7,100.00 Total liabilities ...... 11.085.844.89 Capital stock ............. 100. 000. 00 Surplus ........................ 400,000.00 Undivided profits ........ 435,663.05 Reserves ...................... 100,488.08 Total capital & reserves ............... 1,036,151.13 Total ....................... $12,121,996.02  Fifty-N inth Report  95  ifiJLJTXJZi t t w cwufriTv TU Ol l iT JlWX JBJ B ml LJWIV# l t t f UJnU^VCtXVldwX'i & flf)T € !A 1 lf Population 7,239 Boone County Chartered November 20,1931 P. O. Box 1078 Telephone Number 365-8201 Zip Code 72601 Number of Branches: Inside City—1; Outside City—None Officers  Directors  L. E. D urand.... President & Chief Exec. Officer E. R. Tims ........ Senior Vice Pres. Wayne Clark ....... Exec. Vice Pres. & Trust Officer Bill O. Watts ................. Vice Pres. Wallace E. Nickels ........ Vice Pres. & Farm Representative Gene Waters ...................... Cashier Jim Phillips ..........Asst. Vice Pres. Richard McBee ........ Asst. Cashier Jimmie Yarbrough .... Asst. Cashier Thelma Nixon .......... A sst Cashier Dolores Lafferty ...... Asst. Cashier Joan Gredell ........... Asst. Cashier Eva Taylor ........................ Auditor  Roy L. Baker, Sr. Wm. W. Christeson, M.D. Wayne Clark F. L. Coffman, Sr. L. E. Durand David Heuer Garvin Fitton W. O. Newton Jack Reeves E. R. Urns  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 3,928,853.87 U. S. Treasury Securities ................ . 1,794,869.13 A ll other U. S. Gov’t obligations .............. . 1,850,593.40 All other bonds & securities ................ . 4,734,541.45 Loans & discounts ... . 19,266,631.21 331,346.00 Fixed assets .............. 1.00 Other real estate ....... 620,925.60 All other assets .........  Demand deposits ........ $13,359,434.05 Time deposits ............. 11,945,694.15 U. S. Gov’t deposits .... 519,010.86 Public funds ............... 2,030,479.65 Deposits of banks ..... 388,906.82 Total deposits .......... 28,243,525.53  Total ........................ $32,527,761.66   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Excess funds purchased A ll other liabilities  500,000.00  588,927.88 29,332,453.41 630,000.00 450,000.00 1,000,000.00 514,917.88 600,390.37  Total liabilities ...... Capital notes & debs. .. Capital stock ............. Surplus ........................ Undivided profits ...... Reserves ..................... Total capital & reserves ............... 3,195,308.25 Total ........................ $32,527,761.66  96  State o f Arkansas:  Bank Department  PRAIRIE COUNTY BANK. HAZEN Population 1,605 Chartered July 17, 1945 Number of Branches:  Prairie County Telephone Number 255-4525 Zip Code 72064 Inside City—None; Outside City—None  Officers  Directors  J. J. Screeton ................. President J. E. Sparks ........ Exec. Vice Pres. Sec. & Loan Officer Eagle Boyd, Jr................ Vice Pres. Mrs. Grace Stallings ..........Cashier Mrs. Helen C.TuE .. Asst. Vice Pres. Mrs. Melba S tin e...... Asst. Cashier Jerry V. Sparks ...... Asst, to Pres.  J. J. Screeton J. E. Sparks Eagle Boyd, Jr. J. W. Crigger M. V. Rhodes  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks . $ 446,070.60 U. S. Treasury Securities ................... 1,090,437.50 A ll other U. S. Gov’t obligations ................. 1,477,037.75 All other bonds & securities ................... 1,373,001.09 Excess funds sold ........ 700,000.00  Demand deposits .......... $2,703,484.58 Time deposits ............... 2,720,118.50 U. S. Gov’t deposits ..... 35,068.87 Public funds ................. 456,261.14 Total deposits ........... 5,914,933.09 A ll other liabilities .... 35,329.14 Total liabilities ....... . 5,950,262.23 Capital stock ............... 75,000.00 Surplus .......................... 250,000.00 Undividedprofits .......... 209,779.94 Reserves ....................... 31,359.17 Total capital & reserves ................ . 566,139.11  Loans & discounts ........ 1,348,103.99  Fixed assets ................. A ll other assets ............  51,622.14 30,128.27  Total ............................$6,516,401.34   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total ............................$6,516,401.34  Fifty-N inth Report  97  THE CLEBURNE COUNTY BANK, HEBER SPRINGS Population 3,500 Chartered December 16, 1930  Cleburne County Telephone Number 362-2456  Zip Code 72543 Number of Branches: Inside City—-None; Outside City—1 Officers  Directors  Jerome Johnson ............. President Walter Aldridge. V. Pres. & Cashier Juanita T a y lor...... A sst Vice Pres. Sam Morton ............. Asst. Cashier Awin Hazelwood........ A sst Cashier Margaret M erritt.... Asst. Cashier & Secretary Dale D eckard........... A sst Cashier Clinton Hawkins ...... A sst Cashier Don Cox ................... Asst. Cashier Paula H ackworth...... A sst Cashier Maxine Lacy ............ A sst Cashier  R. W. Butler, Board Chairman Jerome Johnson Walter Aldridge Richie Lee L. E. Roberts, Jr. Wetzel Stark  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 1,961,609.80 U. S. Treasury Securities ................. 980,017.22 A ll other U. S. Gov’t obligations ............... 400,000.00 A ll other bonds & securities ................. 2,495,922.53 Excess funds s o ld ...... 600,000.00 Loans & discounts...... 9,125,953.83 Fixed assets................. 98,460.24 Other real estate........ 1.00 Total ........................ $15,661,964.62   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 5,857,015.44 Time deposits .............. 7,620,761.75 U. S. Gov’t deposits.... 58,890.91 Public funds ............... 1,159,013.99 Total deposits .......... 14,695,682.09 Total liabilities........ 14,695,682.09 Capital sto ck ............... 120,000.00 Surplus ........................ 280,000.00 462,565.39 Undivided profits ...... Reserves ...................... 103,717.14 Total capital & reserves .............. 966,282.53 Total ........................ $15,661,964.62  88  State o f Arkansas:  Bank Department  VALLEY BANK# HINDSVILLE Population 250 Chartered November 18, 1907  Madison County P. O. Box 36 Telephone Number 789-2411 Zip Code 72738 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Tom H argis...... Chairman o f Board C. P. Fitdi, J r .................. President James M. Hargis .... Vice President Lloyd A. Linebarger..... Cashier & Secretary  Tom Hargis C. F. Fitch, Jr. James M. Hargis Lloyd A. linebarger Wm. B. Bunch  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ U. S. Treasury Securities ................... Excess funds s o ld ........ Loans & discounts ...... Fixed assets...................  327,751.59 294,827.00 500,000.00 551,135.94 2,447.43  Total ............................$1,676,161.96   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 738,508.80 Time deposits .............. 819,296.87 U. S. Gov’t deposits ..... 1,785.00 Public funds ................ 10,300.00 Total deposits............ 1,569,890.67 Total liabilities.......... 1,569,890.67 Capital stock ............... 25,000.00 Surplus .......................... 10,000.00 Undivided profits ........ 61,291.02 9,980.27 Reserves ....................... Total capital & reserves ................ 106,271.29 Total  .......................$1,676,161.96  Fifty-N inth Report  99  BANK OF HOLLY GROVE, HOLLY GROVE Population 840 Chartered March 12, 1903  Monroe County P. O. Box Q Telephone Number 462-3331 Zip Code 72069 Number of Branches: Inside City—None; Outside City—None Officers  Directors  John B. Moore, Jr......... Board Chmn. J. F. Phillips, J r .................President Wilsie M. Matthews .. Vice President Elizabeth C. Reid ............. Cashier Jean K irkpatrick...... A sst Cashier  John S. Calloway Wilsie M. Matthews R. H. Mayo John B. Moore, Jr. J. F. Phillips, Jr. Elizabeth C. Reid  STATEMENT AS OF JUNE 30, 1973 lU liw ln  Cash & due from banks $ 448,084.54 U. S. Treasury Securities ................... 402,633.75 A ll other U. S. Gov’t obligations ............... 2,065,291.08 A ll other bonds & securities ................... 1,183,119.39 Loans & discounts........ 1,514,380.92 Fixed assets................... 14,598.00 1.00 Other real estate..........  Total ............................$5,628,108.68   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $1,564,429.93 Time deposits ............... 2,739,054.37 U. S. Gov’t deposits ..... 16,722.02 Public funds ................. 563,439.13 2,000.00 Deposits o f banks ........ Total deposits ............ 4,885,645.45 A ll other liabilities........................... 30,013.72 Total liabilities ........ 4,915,659.1? 60,000.00 Capital sto ck ................. Surplus .......................... 240,000.00 Undivided profits ........ 383,478.65 Reserves ........................ 28,970.86 Total capital & reserves ................. 712,449.51 Total .......................  $5,628,108.68  100  State o f Arkansas:  Bank Department  HORATIO STATE BANK, HORATIO Population 852 Chartered May 15, 1905  Sevier County PO . Box 347 Ph. 832-3211 & 832-2501 Zip Code 71842 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  C. E. Hendrix, J r .............President Edith Hendrix S m ith .....Vice Pres. Lilia S. Hendrix .. Asst. Vice Pres. Wilburn Smith ................. Cashier  J. E. Baugh C. E. Hendrix, Jr. Lilia S. Hendrix Flynn Justus Fred Sharp Edith Hendrix Smith M. T. Wilson  STJnLJLtuMfc*IffIT « c OF JUNE 30, 1973 gm m m m i P i t m  Liabilities Cash & due from banks $ 331,066.02 U. S. Treasury Securities .......... 475,000.00 A ll other U. S. Gov’t obligations ................. 1,558,633.63 A ll other bonds & securities ................... 949,026.60 Excess funds s o ld ........ 450,000.00 Loans & discounts ...... 3,249,166.85 Fixed assets ................. 98,221.35 Other real estate.......... 2,500.00  Total ............................$7,113,614.45   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $1,939,289.92 Time deposits ............... 3,890,810.91 U. S. Gov’t deposits ..... 4,737.50 Public funds ................. 505,830.97 Total deposits ........... 6,340,669.30 A ll other liabilities ..... 200.62 Total liabilities ........ 6,340,869,92 Capital stock ............... 100,000.00 Surplus .......................... 200,000.00 Undivided profits ......... 424,934.34 Reserves ........................ 47,810.19 Total capital & reserves ................. 772,744.53 Total .......................... $7,113,614.45  Fifty-N inth Report  101  ARKANSAS BANK & TRUST COMPANY, HOT SPRINGS  Population 37,000 Garland County Chartered April 18, 1907 P. O. Box 5640 Telephone Number 624-4611 Zip Code 71901 Number of Branches: Inside City—4; Outside City—1 Officers Executive Management: Cecil W. C u p p .... Chmn. of Board Cecil W. Cupp, Jr. .... Pres. & Chief Exec. O fficer Norton Meek ........ Vice Chmn. of the Board Ray L. C ash ...... Exec. Vice Pres. Commercial & R. E. Loans: H. G. G asbarre.........Sr. Vice Pres. J. L. J on es................ Sr. Vice Pres. Robert E. Jones .... Sr. VicePres. Jerry Thompson .......... Vice Pres. Debert G raves.... A sst Vice Pres. Carl H ardage...... Asst. Vice Pres. Ralph W h ite........ Asst. Vice Pres. James Paul Hunter .. A sst Cashier Hot Springs Village: J. O. Brown .... Vice Pres. & Mgr. Installment Loans: Eldon Sprague .... V. Pres. & Mgr. Loyd E m erson............. Vice Pres. Mahlon Grigsby .... A sst Vice Pres. Louise H u lsey.... A sst Vice Pres. Johnny B o le y ..........Asst. Cashier Jeane Hecker .......... Asst. Cashier A1 S u tton ................. Asst. Cashier Trust: Charles L. Fager, Jr. .. Sr. V. Pres. Gene P ark er...................Vice Pres. Jo Ann Bass ............Trust Officer Velzene Wilson ...... Trust Officer Kent K eah ey...... Trust Controller Investments: Frank Camathan ........ Vice Pres. Correspondent Banks: Joe T e rry ........................ Vice Pres. Community Development: Mort S. Cox ................. Vice Pres. Marketing: Donald E. Pittman ...... Vice Pres. Ann Hand ............... Asst. Cashier Auditor: Frank Bolton Operation and Personnel: Palmer Vanderburg .. Sr. V. Pres. Freeman Baldwin .... Vice Pres. & Cashier Dale B oggard........A sst Vice Pres. Terrill L u ter..........A sst Vice Pres. Dorothy W a ll.... Asst. Vice Pres. Phillip M. Lassiter .... Asst. Cashier Beecher Thornton .. Personnel Off.  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  m m m m wWAWiAP Frank M. Burton, M.D. Ray L. Cash Cecil W. Cupp Cecil W. Cupp, Jr. Gerald H. Fisher Robert E. Jones r Walter P. Kleinman Norton Meek Roy L. Murphy Ray S. Smith, Jr. Marshall T. Steel (Advisory) Edmond M. Thrash Herman L. Wilson, Jr. Hill A. Wheatley  102  State o f Arkansas:  Bank Department  Officers  Insurance:  Floyd B ryan t.... V. Pres. & Mgr. Beal Estate: Dick Bowers ................... Manager Travel: Gene D ra k e.................... Manager STATEMENT AS OF JUNE 30, 1973 Assets  T.iaK ilitiA*  Cash & due from banks $11,981,571.59 U. S. Treasury Seoirities ................. 3,900,491.50 A ll other U. S. Gov’t obligations ............... 1,488,610.96 A ll other bonds & Securities ................. 18,824,265.33 Loans & discounts ..... 49,727,297.62 Fixed assets ............... 1,515,424.08 Other real estate ...... 5,055.04 A ll other assets .......... 1,033,293.75  Demand deposits ........ $26,392,400.63 Time deposits .............. 44,009,999.33 U. S. Gov’t deposits .... 968,084.94 Public funds ............. 4,077,685.05 Deposits o f banks ...... 496,599.60 Total deposits .......... 75,944,769.55 Excess funds purchased 3,800,000.00 Borrowed m on ey ........ 36,514.49 A ll other liabilities .... 1,752,231.04 Total liabilities ...... 81,533,515.08 Capital notes & debs. .. 1,500,000.00 Capital sto ck ............... 1,350,000.00 Surplus ........................ 1,350,000.00 Undivided profits ...... 1,855,389.55 Reserves ...................... 887,105.24 Total capital & reserves ................... 6,942,494.79 Total ........................ $88,476,009.87  Total ........................ $88,476,009.87   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  103  BANK OF IMBODEN, IMBODEN Population 496 Chartered October 12,1972 Number of Branches:  Lawrence County P .O .B ox 320 Telephone Number 869-2516 Zip Code 72434 Inside City—None; Outside City—None  Officers  Directors  Amos David .. Chairman of the Board & President J. R. David, Jr. .... Exec. Vice Pres. Stephen E. Jones .......... Vice Pres. and Cashier  Douglas Bradley Dee Cude H. Lee Baker Amos David J. R. David, Jr. Vem Barnett K. D. McLeod Austin Stovall Henry Weaver William H. Wade  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks ..$ 291,455.46 U. S. Treasury Securities ...................... 72,735.84 Excess funds sold ........ 300,000.00 Loans & discounts ...... 925,049.80 Fixed assets .................... 40,448.72  Total ........................... $1,629,689.82   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ..........$ 541,372.75 Time deposits............... 439,291.03 U. S. Gov’t deposits ..... 643.32 Public funds ................. 299,272.75 Deposits of banks ....... 50,000.00 Total deposits ............ 1,330,579.85 A ll other liabilities ..... . 35,734.47 Total liabilities ........ 1,366,314.32 Capital stock ............... 137,500.00 Surplus .......................... 62,500.00 Undivided profits ....... 63,375.50 Total capital & reserves ................ . 263,375.50 Total ............................$1,629,689.82  104  State o f Arkansas:  Bank Department  FIRST JACKSONVILLE BANK, JACKSONVILLE Population 23,392 Pulaski County Chartered August 2, 1949 P. O. Box 827 Telephone Number 982-4511 Zip Code 72076 Number of Branches: Inside City—2; Outside City—-None Officers  Directors  Kenneth Pat Wilson ...... President Melda A. Rice ................ Vice Pres. & Trust Officer Sibyl H. Adams .. Cashier & Auditor Robert A. M oore............. Vice Pres. & Loan Officer Joyce R. Hester .... Asst. Vice Pres. James Gray ............... Loan Officer Jerry Davis ............... Loan Officer Robert N. Sims ........ Loan Officer Larry Wilson .... Marketing Officer Mabel Williams ........... BranchMgr. CoEeen Van Nostrand.. Branch Mgr. Jane C. Hill ............. Asst. Cashier Mary L. Dewey ........ A sst Cashier Mary NeE Elliott .... Asst. Cashier  B. Fred Thompson, Chairman Harry K. Dougherty Bartus M. Gray Carl A. WiEiams T. H. Wortham, M.D. Kenneth Pat Wilson  STATEMENT AS  JUNE 30, 1973  Assets  T .ish ilitiw !  Cash & due from banks $ 2,425,301.54 U. S. Treasury Securities ................. 599,293.58 AE other U. S. Gov’t obHgations ............... 896,500.00 AE other bonds & securities ................. 5,225,48467 Loans & discounts ..... 14,331,780.14 Fixed assets ............... 408,863.11 AE other assets ........ 219,117.63  Demand deposits ........ $ 9,569,350.13 Time deposits .............. 8,366,883.77 U. S. Gov’t deposits .... 672,618.64 Public funds ............... 2,077,086.93 Total deposits .......... 20,685,939.47 A11 other EabiEties .... 1,256,419.41 Total EabiEties ...... 21,942,358.88 Capital stock .............. 600,000.00 Surplus ........................ 700,000.00 Undivided profits ...... 729,781.26 Reserves ...................... 134,200.53 Total capital & reserves ............... 2.163,981.79 Total ........................ $24,106,340.67  Total ........................ $24,106,340.67   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  105  NEWTON COUNTY BANK, JASPER Population 395 Chartered March 24, 1903  Newton County P. O. Box 305 Telephone Number 446-2265 Zip Code 72641 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Joe C. Nance ................. President & Chm. o f Board Alta Gorden ...... Exec. Vice Pres. & Cashier Joe T. P h illip s............... Vice Pres. & Asst. Cashier Inas Watson ............. A sst Cashier  Joe C. Nance Alta Gorden C. Gene Jones Devoe Gregory J. W. Waters Helen Nance  STATEMENT AS OF JUNE 30, 1973 & 4 E 4 E U D k4hZ liabilities SnkmOCmO Cash & due from banks ..$ 331,572.80 U. S. Treasury Securities ................... 127,730.30 A ll other U. S. Gov’t obligations ................. 250,000.00 A ll other bonds & securities ................... 1,046,176.49 Excess funds sold ........ 700,000.00 Loans & discounts ...... 3,050,0t®.26 Fixed assets ................. 37,568.87 Other real estate ........ 6,169.62 A ll other assets ............ 999.50  Demand deposits .......... $1,869,079.11 Time deposits ............... 2,727,805.30 U. S. Gov’t deposits ..... 30,383.23 Public funds ................. 454,411.78 Total deposits ......... . 5,081,679.42 Total liabilities ........ 5,081,679.42 Capital stock ............... 50,000.00 Surplus .......................... 200,000.00 Undivided profits ...... 176,651.18 Reserves ....................... 41,970.24 Total capital & reserves ................ . 468,621.42  Total ........................... $5,550,300.84  Total ............................$5,550,300.84   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  106  State o f Arkansas:  Bank Department  vsm m ir A P  I I P T TT P f A f f A W G IIA B A X5AJNiv wJT JNCi * JLJLftEaJLv#JNf <T Jv#JM IT»5>lyy/JnLvi#  Population 27,050 Craighead County Chartered February 13,1904 P. O. Box 2218 Telephone Number 932-2131 Zip Code 72401 Number of Branches: Inside City—1; Outside City—1 Officers  Directors  Edw. H. C h erry............... President Betha Sehisler ....... Vice President Joyce Bridger ......... Vice President R. E. Thom as..........Vice President & Cashier Lucille Cowell ........... A sst Cashier Eva Beeler ................ A sst Cashier Robert E. Cherry ..... Asst. Cashier  Edward H. Cherry Edward O. Cherry A. B. Clark Wallace Fowler Ruben Griffin William B. Hurt, Sr. Mrs. Lyle D. Kiech Thomas Mardis Grover D. Poole, M.D. J. A. Tomlinson Gerald G. WatMns  STATEMENT AS OF JUNE 30, 1973 Assets Liabilities Cash & due from banks $ 1,210,981.22 Demand deposits ........ $ 3,764,846.81 U. S. Treasury Time deposits .............. 7,095,018.44 Securities ................. 402,033.12 U. S. Gov’t deposits .... 42,637.90 A ll other U. S. Gov’t Public funds ............... 1,435,175.23 obligations ............... 296,596.12 Deposits of banks ..... 9,962.96 A il other bonds & Total deposits ........ }2,347,641.34 securities ................. 977,755.66 Total liabilities ...... 12,347,641.34 700,000.00 Excess funds sold ...... 300,000.00 Loans & discounts...... 9,404,123.66 Capital stock .............. 300,000.00 Fixed assets ............... 169,002.70 Surplus ........................ Undivided profits ...... 155,329.24 Reserves ...................... 57,521.90 Total capital & reserves ............... 812,851.14 Total ........................ $13,160,492.48 Total ........................ $13,160,492.48   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  107  CITIZENS BANK OF JONESBORO, JONESBORO  Population 27,050 Craighead County Chartered July 25, 1919 P. O. Box 1090 Telephone Number 932-6003 Zip Code 72401 Number of Branches: Inside City—3; Outside City—1 Officers  Officers  Herbert H. McAdams .... Chairman of the Board and President Eugene B. Smith .... Asst, to Pres. Walter A. DeRoeck .. Exec. V. Pres. M. S. Bubenstein .... First V. Pres. Curtis V. McKinney .... Sr. V. Pres. Donald Timms ............. Sr. V. Pres. L. D. W alker............... Sr. V. Pres. Major W. G riffin ............Vice Pres. Fred E. Dacus ............... Vice Pres. Max Moore .................... Vice Pres. Charles D. C am pbell.... Vice Pres. Robert C. C on n or..........Vice Pres. J. Hardy little ............. Vice Pres. Wilburn C ole.. Vice Pres. & Cashier Eugene T. Clayton ............ Auditor Robert R alston ...... Marketing Dir. James R. H a ll............. Trust Officer James C. Moser .... Com. Loan Off. Jewell J ord an ...... Asst. Vice Pres. Bob Wimpy .... Farm Loan Officer Joe Shumaker ............... Vice Pres. Marguerite Culver .... Personnel Off. Betty Bodell .. Real Estate Loan Off. Avalee Dickson .... A sst Operations Officer Bill May .... Installment Loan Off. Jim Stotts .... Installment Loan Off.  Hazel Crider .... A sst Trust Officer Gladys K in sall..........Asst. Cashier Mae Gambill ............ A sst Cashier Billie Joyce Pinchback .. Proof Mgr. Oma Mae B e rry .... Marketing O ft  Directors Herbert H. McAdams Eugene B. Smith Walter A. DeRoeck Dr. Glen F. Baker J. W. Crafton John C. Deacon W. O. Doak Sid Frier Robert Holt Paul Johnston Minor M. Markle Joe N. Martin Oscar J. Melton W. D. Roberts, Jr. M. S. Rubenstein Dr. Paul T. Stroud Dr. Durwood Wisdom Frank Walden  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 5,070,485.82 U. S. Treasury Securities ................. 2,758,965.61 A ll other U. S. Gov’t obligations ............... 3,746,583.45 A ll other bonds & securities ................. 6,238,971.34 Excess funds sold ...... 3,100,000.00 Loans & discounts ..... 39,143,330.40 Fixed assets ............... 647,035.21 A ll other assets .......... 905,101.03  Demand deposits ........ $18,088,241.95 Hme deposits ............. 29,205,371.57 U. S. Gov’t deposits .... 843,732.42 Public funds ............... 3,605,892.72 Deposits of banks ..... 2,052,835.69 Total deposits ........ 53,795,87435 Excess funds purchased 1,925,000.00 A ll other liabilities ... 1,553,532.65 Total liabilities ...... 57,274407.00 Capital notes & debs. .. 1,100,000.00 Capitol s to ck ............... 1,000,000,00 Surplus ........................ 1,370,000.00 Undivided profits ...... 461,620.43 Reserves ...................... 404,445,43 Total capital & reserves ............... 4,336,065,86 Total ........................ $61,610,472.86  Total ........................ $61,610,472.86  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  108  State o f Arkansas:  Bank Department  MERCANTILE BANK, JONESBORO Population 27,050 Craighead CountyChartered January 7, 1932 P .O .B o x 6018 Telephone Number 925-5521 Zip Code 72401 Number of Brandies: Inside City—2; Outside City—2 Officers  Directors  Charles Frierson, I I I .. Pres. & Chm. of tiie Board Geo. F. Delaney, Jr. .. Exec. V. Pres. Carey S m ith ...... Senior Vice Pres. la r i Gairhan .... Senior Loan Officer & Vice Pres. Naomi C ra ft............Vice President Hugh H arrington.....Vice President Norman Leonard ............... Cashier Herbert J. Parker .... Vice President Betty Pittman .... Asst. V. Pres. & Auditor Jim Wilkins .. Asst. Vice Pres. Farm Loan Representative Jim M cFarlin..............Trust Officer Larry Darouse ..........Asst. Cashier Gid Massey ....... Commercial Loan Officer Louise B easley........... Asst. Cashier Jewell Fowler .......... Asst. Cashier Agnes M cD aniel........ Asst. Cashier  Roy Cooper Geo. F. Delaney, Jr. W. M. Freeze, Jr. Charles Frierson, III Lynn Greene George Heinemann A. M. Heringer, Jr. Ben Lamberth J. W. Ledbetter, M. D. Tom Loberg Alan Patterson, Jr. M. O. Peeler, M.D. S. L. Simpson James E. Sloan  June S te w a rt..................A sst. Cashier  B illy P a y n e................ Asst. Cashier June P ie rce ................ Asst. Cashier Lola Sikes ...... Asst. Trust Officer STATEMENT AS OF JUNE 30. 1973 Assets Cash & due from banks $ 2,932,840.67 U. S. Treasury Securities ................. 1,929,588.66 A ll other U. S. Gov’t obligations ............... 200,000.00 A ll other bonds & securities ................. 9,746,101.39 Excess funds sold ...... 3,200,000.00 Loans & discounts ..... 32,584,841.28 Fixed assets ............... 765,433.97 Other real estate ...... 30,001.00 A ll other assets ........ 658,183.04  Total ........................ $52,046,990.01   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $17,981,053.21 Time deposits ............. 22,132,387.17 U. S. Gov’t deposits..... 776,360.75 Public funds ............... 5,715,667.66 Deposits o f banks ..... 108,891.94 Total deposits .......... 46,714,360.73 A ll other liab ilities 1,590,440.67 Total liabilities........ 48,304,801.40 Capital notes & debs. .. 500,000.00 Capital s to ck ............... 600,000.00 Surplus ........................ 1,200,000.00 Undivided profits ...... 1,239,030.40 Reserves ...................... 203,158.21 Total capital & reserves .............. . * 3,742,188.61 Total ........................ $52,046,990.01  Fifty-N inth Report  109  FARMERS AND MERCHANTS BANK, JUDSONIA Population 1,500 Chartered May 29, 1913  ’White County Box I Telephone Number 729-5176 Zip Code 72081 Number of Branches: Inside City—None; Outside City—None Officers  Directors  E. O. Yancey ...... Chairman o f the Board E. D. Yancey .....................President C. I. Stevens ................... Secretary Jim E m finger...... Exec. Vice Pres. J. H. G raves...................Vice Pres. Thelma M. Stevens ............Cashier Linda Britton ........... Asst. Cashier  E. O. Yancey Elmer D. Yancey J. H. Graves C. I. Stevens  STATEMENT AS OF JUNE 30, 1973 Liabilities Assets Cash & due from banks ..$ 277,405.72 U. S. Treasury Securities ................... 1,001,290.00 A ll other bonds & securities ................... 268,849.08 Excess funds sold ........ 50,000.00 Loans & discounts ...... 1,165,947.94 20,994.88 Fixed assets ................. A ll other assets ............ 1.00  Demand deposits .......... $1,249,968.67 Time deposits ............... 961,733.35 U. S. Gov’t deposits ..... 20,065.59 Public funds ................ 222,890.43 Total deposits ............ 2,454,658.04 A ll other liab ilities..... 3,500.00 Total liabilities ........ 2,458,158.04 Capital stock ............... 35,000.00 Surplus .......................... 115,000.00 Undivided profits ........ 171,008.24 Reserves ....................... 5,322.34 Total capital & reserves ................ . 326,330.58  Total ............................$2,784,488.62  Total ............................$2,784,488.62   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  110  State o f Arkansas:  Bank Department  UNION STATE BANK, JUNCTION CITY Population 1,388 Chartered August 28, 1933  Union County P. O. Box F Telephone Number 924-2731 Zip Code 71749 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Arthur L. Funderburk .... President John F. M arsh.... Exec. Vice Pres. Carolyn Henry ................... Cashier Mary C. Jones .......... Asst. Cashier Veda P. Jones .......... Asst. Cashier  J. B. Allen Peter J. Carroll Norman Couch T. T. Melds Arthur L. Funderburk Alvin Y. Green John F. Marsh John M. Shackleford  STATEMENT AS OF JUNE 30, 1973 Assets  T .h h iiitia e  Cash & due from banks ..$ 531,751.35 U. S. Treasury Securities ................... 788,298.20 A ll other bonds & 21,042.55 securities ................... Loans & discounts ...... 3,518,114.45 Fixed assets ................. 36,842.06 Other real estate ........ 2,200.94 A ll other assets ............ 16,316.11  Demand deposits .......... $1,338,165.58 Time deposits ............... 2,883,295.95 U. S. Gov’t deposits ..... 46,026.18 Public funds ................. 250,178.82 Total deposits .......... 4,517,666.53 Total liabilities ........ 4,517,666.53 Capital stock ............... 200,000.00  Total ............................$4,914,565.66   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Surplus ................................  100,000.00  Undivided profits ....... 96,899,13 Total capital & reserves ................. 396,899.13 Total .......................... $4,914,565.66  Fifty-N inth Report  111  BANK OF KENSETT, KENSETT Population 1,444 White County Chartered February 17,1922 P. O. Box 356 Telephone Number 742-3211 Zip Code 72082 Number of Branches: Inside City—None; Outside City—None Officers  Directors  John H. Johnston............President Roger Q. M ills............... Vice Pres. John H. Johnston Jr. .... Vice Pres. Mrs. Thelma Roth ............. Cashier Mrs. Patsy Scott .... A sst Cashier  John H. Johnston Roger Q. Mills John H. Johnston Jr.  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks ..$ 137,360.74 A ll other U. S. Gov’t obligations ................. 698,218.75 A ll other bonds & securities ................... 345,000.00 Loans & discounts ...... 18,213.00 A ll other assets .......... 5,308.97  Demand deposits ........ $ 907,761.34 5,177.17 U. S. Gov’t deposits .... Public funds ................ 79,005.40 Total deposits ............ 991,943.91 Total liabilities ........ 991,943.91 Capital stock ............... 50,000.00 Surplus .......................... 10,000.00 Undivided profits ........ 152,157.55 Total capital & reserves ................ 212,157.55 Total ..........................$1,204,101.46  Total ..........................$1,204,101.46   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  112  State o f Arkansas: Bank Department  BANK OF KINGSTON, KINGSTON Population 225 Chartered April 7, 1911  Madison County P. O. Box 37 Telephone Number 665-2825 Zip Code 72742 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Tom Hargis ..................... President Wilson B unch................. Vice Pres. & Cashier Gary Wilson Bunch .... Bookkeeper Fred Evon B u n ch .....Sec. & Treas.  Tom Hargis Fred Evon Bunch Gary Wilson Bunch Wm. B. Bunch Wilson Bunch  STATEMENT AS OF JUNE 30, 1973 Liabilities Cash & due from banks ..$ 113,184.72 U. S. Treasury Securities ................... 488,710.70 A ll other U. S. Gov’t obligations ................. 50,000.00 A ll other bonds & securities ................... 152,907.26 Excess funds sold ........ 100,000.00 Loans & discounts ...... 240,795.23 Fixed assets ................. 247.94 Other real estate ........ 3.00 A ll other assets .......... 2.00 Total .......................... $1,145,850.85   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ...... ....$ 456,342.02 Time deposits ............ .... 612,798.99 U. S. Gov’t deposits .. 1,560.00 Total deposits ...... .... 1,070,701.01 Total liabilities ..... .... 1,070,701.01 Capital stock ............ .... 10,000.00 Surplus ...................... .... 25,000.00 Undivided profits ..... .... 38,149.84 Reserves ..................... 2,000.00 Total capital & reserves .............. 75,149.84 Total ...................... ....$1,145,850.85  Fifty-N inth Beport  113  BANK OF LAKE VILLAGE, LAKE VILLAGE Population 3,310 Chartered October 14,1937  Chicot County P. O. Box 727 Telephone Number 265-2241 Zip Code 71653 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Douglas C. W yn n ............ President Ned Mazzanti ...... First Vice Pres. Hermon Carlton .. Exec. Vice Pres. R. Trafton Williams .... Vice Pres. Mrs. Margaret B. Wynn .. Vice Pres. Dessie Lee Gibbs ............... Cashier Joyce Bell .......................... Auditor Jakie June Gibson .... A sst Cashier  Sam Angel N. W. Bunker, Jr. Dr. J. H. Burge Hermon Carlton David F. Gillison, Sr. Ned Mazzanti George Pine Linwood Smith Douglas C. Wynn Mrs. Margaret B. Wynn  STATEMENT AS OF JUNE 30, 1973 Assets  T ia h ilitiim  Cash & due from banks $ U. S. Treasury Securities ................. A ll other U. S. Gov’t obligations ............... All other bonds & securities ................. Excess funds sold ...... Loans & discounts .... Fixed assets ............... Other real estate ........  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  903,437.98 1,030,037.90 2,010,786.46 2,114,236.58 150,000.00 5,615,053.63 97,536.83 24,600.00  $11,945,689.38  Demand deposits ........ $ 3,545,449.62 Time deposits .............. 6,196,750.29 U. S. Gov’t deposits .... 58,086.64 Public funds ............... 972,74407 Total deposits .......... 10,773,030.62 A ll other liabilities .... 87,960.34 Total liabilities ...... 10,860,990.96 Capital stock .............. 125,000.00 Surplus ........................ 500,000.00 Undivided profils ....... 344,802.52 Reserves ..................... 114,895.90 Total capital & reserves ............... 1,084,698.42 Total ..........................$11,945,689.38  114  State o f Arkansas:  Bank Department  FIRST STATE BANK OF LAKE VILLAGE, LAKE VILLAGE Population 3,310 Chicot County Chartered June 12, 1962 P. O. Box 271 Telephone Number 265-5366 Zip Code 71653 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. P. Hampton .. Chairman of Board Fred Michael ...... President (CEO) Henry A n th on y...... Vice Preddent Ben Floriani Jr. ................. Cashier Christine Avery ...... Asst. Cashier Becky Brogden ...... Asst. Cashier  Henry Anthony Herman Berkemeyer James R. Burchfield O. C. Burnside Jr. W. H. Drew J. P. Hampton David Livingston Doyne Loyd Marvin Loyd Geno Mazzanti Jr. Fred Michael G. A. Norris Carl Powell C. W. Tillman W. M. Shaw  STATEMENT AS OF JUNE 30, 1973 Assets  liabilities  Cash & due from banks ..$ 946,846.40 U. S. Treasury Securities ................... 1,207,750.00 A ll other U. S. Gov’t obligations ................. 820,000.00 A ll other bonds & securities ................... 1,703,126.29 Loans & discounts........ 2,671,282.52 Fixed assets ................. 48,000.00 A ll other assets ............ 22,523.96  Demand deposits .......... $1,801,874.71 Time deposits ............... 3,961,413.85 U. S. Gov’t deposits ..... 35,852.88 801,179.40 Public funds ................ Total deposits ............ 6,600,320.84 Borrowed money ...... . 300,000.00 Total liabilities ........ 6,900,320.84 Capital stock ............... 100,000.00 Surplus .......................... 350,000.00 Undivided profits ........ 38,705.53 30,502.80 Reserves ....................... Total capital & reserves ................. 519,208.33 Total ......................... $7,419,529.17  Total ..........................$7,419,529.17   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  115  CITIZENS BANK OF LAVACA, LAVACA Population 676 Chartered May 5, 1910  Sebastian County P. O. Box 108 Telephone Number 674-2316 Zip Code 72941 Number of Branches: Inside City—None: Outside City—None Officers  Directors  James M. Llewellyn, Jr. .. President Nelle B. Llewellyn .. Exec. V. Pres. Ronald Casey .... V. Pres. & Cashier Wanda Leber ............ Asst. Cashier  J. M. Llewellyn, Jr. N. B. Llewellyn W. J. Echols  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks 309,830.22 U. S. Treasury Securities ................... 404,091.56 A ll other U. S. Gov’t obligations ................. 85,026.25 Excess funds sold ........ 150,000.00 Loans & discounts ...... 2,148,907.08 Fixed assets ................. 99,349.42 A ll other assets ............ 50,162.14  Total ............................$3,247,366.67   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  LtabUiites  Demand deposits .......... $1,200,591.41 Time deposits ............... 1,571,81468 U. S. Gov’t deposits ..... 4,406.77 Public funds ................. 157,538.74 Total deposits ........ 2,934351.60 A ll other liabilities........................... 90,953,95 Total liabilities.......... 3,025,305.55 Capital notes & debs.......................... 50,000.00 Capital stock ............... 30,000.00 Surplus .......................... 70,000.00 Undivided profits ........ 48,531.90 Reserves ....................... 23,529.22 Total capital & reserves ................. 222,061.12 Total ............................$3,247,366.67  116  State o f Arkansas:  Bank Department  LEACHVILLE STATE BANK, LEACHVILLE Population 1,582 Mississippi County Chartered January 23,1951 P. O. Box 140 Telephone Number 539-6354 Zip Code 72438 Number of Branches: Inside City—-None; Outside City—None Officers  Directors  J. Lee B earden............... President Edna L. K ennett.... Exec. Vice Pres. Lynn B earden................... Cashier  J. Lee Bearden Nelson P. Henry T. N. Hodman, M.D. J. L. Swihart Edna L. Kennett  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks ..$ 376,453.83 U. S. Treasury Securities ................... 204,381.25 AH other U. S. Gov’t 1,454,840.28 obligations ........ AH other bonds & 607,142.25 securities .......... 200,000.00 Excess funds sold 1,446,649.54 Loans & discounts 77.385.55 Fixed assets ........ 2.00 Other real estate 17.006.55 A ll other assets ..  Demand deposits .......... $1,332,424.62 Time deposits ............... 1,694,251.70 U. S. Gov’t deposits ..... 18,960.59 Public funds ................. 753,687.15 Total deposits ............ 3,799,324.06 A11 other liabilities ..... 54,036.26 Total Habffities ........ 3,853,360.32 Capital stock ............... 100,000.00 Surplus .......................... 275,000.00 Undivided profits ........ 137,006.77 Reserves ....................... 18,494,16 Total capital & reserves ................ . 530,500.93  T otal ............................$4,383,861.25  Total ............................$4,383,861.25   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  117  LITTLE RIVER BANK, LEPANTO Population 1,865 Chartered November 21,1919  Poinsett County P. O. Box 340 Telephone Number 475-2306 Zip Code 72354 Number of Branches: Inside City—None; Outside City—None Officers  Directors  D. F. P o rtis Chairman of Board Grady Watkins, Jr. ........ President T. G. Thompson, J r ....... Vice Pres. & Cashier Blanche Nash .......... A sst Cashier David Chandler ...... Asst. Cashier  D. F. Portis Grady Watkins, Jr. T. G. Thompson, Jr. J. C. Portis A .T. Bell W. H. Cross Wayne lason Thomas B. Goldsby, Jr. W. K. Ingram, Jr.  STATEMENT AS OF JUNE 30. 1973  Assets  Liabilities  Cash & due from banks ..$ 577,835.50 U. S. Treasury Securities ................... 969,111.91 A ll other U. S. Gov’t obligations ................. 1,003,798.29 A ll other bonds & securities ................... 1,157,443.85 Loans & discounts ...... 3,571,085.22 Fixed assets ................. 64,083.60 A ll other assets .......... 155,874.16  Demand deposits ..........$1,880,695.19 Time deposits ............... 3,494,803.60 U. S. Gov’t deposits ..... 39,447.92 Public funds ............... 805,551.79 Deposits of banks ....... 7,500.00 Total deposits .......... 6,227,998.50 A ll other liabilities..... . 159,861.92 Total liabilities ........ 6,387,860.42 Capital stock ............... 200,000.00 Surplus .......................... 400,000.00 Undivided profits ........ 426,642.34 Reserves ........................ 84,729.77 Total capital & reserves ................ . 1,111,372.11  $7,499,232.53  Total ............................$7,499,232.53  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  118  State o f Arkansas:  Bank Department  LESLIE STATE BANK, LESLIE Population 665 Chartered April 17, 1948  Searcy County P. O. Box 325 Telephone Number 447-2200 Zip Code 72645 Number o f Brandies: Inside City—None; Outside City—None Officers  Jim TiEey ...................... Chairman H. C. Ormond ................. President Arthur J. Siegel .... Exec. 'Vice Pres. ’ & Cashier Mrs. Helen McBride .... Asst. Cashier  Directors Jim Tilley H. C. Ormond Arthur J. Siegel Virgil Blair Robert G. Derickson Gilbert Patton Lex Treeee  STATEMENT AS OF JUNE 30, 1973 Assets  T Ja h ilitio g  Cash & due from banks ..$ 304,151.71 U. S. Treasury Securities ................... 660,215.40 A ll other U. S. Gov’t obligations ................. 72,412.64 A ll other bonds & securities ................... 217,309.04 Loans & discounts........ 2,589,611.59 82,282.67 Fixed assets ................. A ll other assets ........... 8,945.80  Demand deposits .......... $1,343,490.47 Time deposits ............... 2,055,244.92 U. S. Gov’t deposits ..... 4,576.40 Public ftmds ................ 142,118.47 Total deposits ............ 3,545,430.26 AH other liabilities ..... 69,930.24 Total liabilities ........ 3,615,360.50 Capital stock ............... 65,000.00 Surplus .......................... 135,000.00 Undivided profits ........ 87,772.42 Reserves ......... 31,795.93 Total capital & reserves ................ . 319,568.35  Total ............................$3,934,928.85  Total ............................$3,934,928.85   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  B A D TjLmFSnE) e X n StAW t m&MJ JLAtf^nJn T A ilff <*►F JSiV/Jr fiA t JnLm  119  P W T*fip O VwTXJL f mTLm W wVJJMUfc*jfmjW * # TJLflJCclnr h*  Population 1,704 Chartered August 25, 1911  Lafayette County P .O .B o x 280 Telephone Number 921-4244 Zip Code 71845 Number of Brandies: Inside City—Noner Outside City—None Officers  Directors  J. C. Landes ................... President Wilma Willbanks ....... Cashier Annette D. Shaver.... A sst Cashier  P. D. Burton Jr. Alvis Fuller J. A. Harrel J. C. Landes Aileen S. Landes Henry Moore HI W. H. Triplett Jr.  STATEMENT AS OF JUNE 30, 1973 Assets  T.lnfriHffa*  Cash & due from banks ..$1,287,450.90 U. S. Treasury Securities ................... 1,460,682.50 A ll other U. S. Gov’t obligations ................. 260,000.00 A ll other bonds & securities ................... 1,360,478.67 Excess funds sold ........ 450,000.00 Loans & discounts ...... 3,841,914.88 Fixed assets ................. 93,839.26 A ll other assets ............ 927.96  Demand deposits .......... $2,082,173.19 Time deposits ........... 5,270,960.18 U. S. Gov’t deposits ..... 44,652.02 Public funds ................. 653,508.58 Total deposits .......... 8,051,293.97 A ll other liabilities ..... . 146,515.43 Total liabilities ........ 8,197,809.40 Capital stock ............... 100,000.00 Surplus .......................... 250,000.00 Undivided profits ........ 153,017.57 Reserves ........................ 54,467.20 Total capital & reserves ................ 557,48477  Total ........................... $8,755,294.17   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total .......................... $8,755,294.17  120  State o f Arkansas:  Bank Department  BANK OF LINCOLN. LINCOLN Population 1,023 Chartered March 19, 1903  Washington County P. O. Box 98 Telephone Number 824-3232 Zip Code 72744 Number of Branches: Inside City—None; Outside City—None Officers  C. C. Karnes ................... President Bud Cox ......... .................... Cashier David Huffaker ........ Asst. Cashier Ronnie R inehart...... Asst. Cashier  Directors S. H. Pitts R. H. Pitts Forrest Rodgers W. T. Shannon B. J. Basden John Lewis  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks ..$1,443,146.49 U. S, Treasury Securities ................... 1,722,43417 A ll other bonds & securities ................... 1,008,968.61 Excess funds sold ....... 600,000.00 Loans & Discounts ...... 4,591,091.80 Fixed assets ............ 129,197.15  Demand deposits .......... $3,011,477.67 Time deposits ............... 5,734,72478 U. S. Gov’t deposits..... 20,403.75 103,530.73 Public funds ............... Total deposits ........... 8,870,136.93 Total liabilities .......... 8,870,136.93 100,000.00 Capital stock ............... Surplus .......................... 150,000.00 Undivided profits ........ 304,783.37 Reserves ....................... 69,917.92 Total capital & reserves ................. 624,701.29  Total ........................... $9,494,838.22  Total ............................$9,494838.22   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  121  PULASKI BANK AND TRUST COMPANY, LITTLE ROCK Population 132,500 Pulaski County Chartered August 29, 1955 P. O. Box 7299 Telephone Number 664-4411 Zip Code 72207 Number of Branches: Inside City—None; Outside City—None Officers  Directors  James C. E a st...................Chairman of the Board Robert S. Taylor ............ President John T. Crews, Jr. .... Sr. Vice Pres. Mrs. Joyce A. Ereman .... Vice Pres. & Cashier Joe A. Woodson ............ Vice Pres. Mrs. Marilyn S. Pearce ........ Asst. Vice Pres.  A. B. Corder Troy D. Churchman James C. East Leon P. Fields James F. Hewitt J. A. McEntire, HI James T. McKinnon Fred J. Parrott Robert S. Taylor Eugene R. Warren Mark V. Williamson, IH  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks $ 2,288,324.80 U. S. Treasury Securities ................. 1,677,133.86 A ll other U. S. Gov’t obligations .'.............. 1,895,377.04 A ll other bonds & securities ................. 3,863,908.41 900,000.00 Excess funds sold ...... Loans & discounts ..... 11,268,867.66 Fixed assets ............... 194,633.25 Other real estate ........ 1.00 All other assets .......... 68,486.01  Demand deposits $ 6,657,046.91 Time deposits ....... ...... 13,143,659.20 U. S. Gov’t deposits .... 158,312.87 Public funds ............... 650,17417 Total deposits .......... 20.609.193.15 36,000.00 A ll other liabilities .... Total liabilities ...... 20.645.193.15 Capital stock ............. 330.000. 00 Surplus ........................ 770.000.00 277,869.06 Undivided profits ...... 133,669.82 Reserves ...................... Total capital & reserves ............... 1,511,538.88  Total ..........................$22,156,732.03   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total ......................... $22,156,732.03  122  State o f Arkansas:  Bank Department  BANK OF LOGKESBURG, LOCKESBURG Population 636 Chartered October 14, 1902  Sevier County P. O. Box 118 Telephone Number 289-2541 Zip Code 71846 Number of Brandies: Inside City—None; Outside City—None Officers  Directors  Leonard L. Hampson. Chm. of Board James F. l e a ...................President Lillian Abbott (Miss) ........ Cashier Bobbie J. Simmons (Mrs.) ...... A sst Cashier Sarah Currence (M rs-).Asst Cashier  Leonard L. Hampson Wanda C. Hampson Mary F. Hampson James F. Lea  STATEMENT AS OF JUNE 30, 1973 liabilities Cash & due from banks ..$ 406,950.53 U. S. Treasury Securities ................ ... 260,623.20 A ll other U. S. Gov’t obligations .............. ... 924,000.49 A ll other bonds & securities ................ ... 420,972.14 Excess funds sold ..... ... 250,000.00 Loans & discounts .... ... 1,256,72406 7,753.48 Fixed assets .............. 18,562.50 A ll other assets .........  Demand deposits .......... $1,360,557.75 Time deposits ............... 1,565,060.83 U. S. Gov’t deposits..... 4,400.00 Public funds ................ 205,349,59 Total deposits ............ 3,135,368.17 A ll other liabilities 63,056.37 Total liabilities ........ 3,198,424.54 Capital stock ............... 25,000.00 Surplus .......................... 100,000.00 Undivided profits ........ 176,961.86 Reserves ........................ 45,200.00 Total capital & reserves ............... . 347,161.86  Total ....................... ...$3,545,586.40  Total ............................$3,545,586.40   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  123  Fifty-N inth Report  FIRST STATE BANK. LONOKE Population 3,140 Lonoke CountyChartered March 9, 1935 P. O. Box 320 Telephone Number 676-2021 Zip Code 72086 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. O. B ennett...................President Charles E. Ford .... Exec. Vice Pres. W. H. Bransford, Sr. .... Vice Pres. Lorine L. Pitts ................ Cashier J. W. Rye ................. Asst. Cashier Mary J. Strickland .... A sst Cashier  J. O. Bennett Neil Bennett Wayne Bennett W. H. Bransford, Sr. H. Austin Grimes  STATEMENT AS OF JUNE 30. 1973 Assets Cash & due from banks $ 1,905,171.34 U. S. Treasury 790,680.00 Securities ................. A ll other bonds & securities ................. 2,196,993.53 Excess funds sold ...... 500,000.00 Loans & discounts...... 8,565,422.48 Fixed assets ............... 143,429.55 Other real estate ...... 1.00 A ll other assets ........ 18,131.12  Total ..........................$14,119,829.02   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand depos ts Time deposits ......... U. S. Gov’t deposits Public funds ........... Total deposits .... Total liabilities ... Capital stock ......... Surplus .................... Undivided profits ... Reserves .................. Total capital & reserves ...... Total ................  $ 5,364,717.72 5,891,996.84 11,160.00 1,296,85411 12.564.728.67 12.564728.67 400.000. 00 600.000.00 417,743.68 137,356.67 1,555,100.35 $14119,829.02  124  State o f Arkansas:  V &  S i m  G  n & lilf  l « m  JTdflUEfJKUEubMS# JDwWnA» AUPIX#  Bank Department  »T *D T T C *P  X X lw S r A  /**A M D  R U V  IWU*AJW * #  tff& A W A T fl  VflPAIv#JLfXA»  Population 11,527 Columbia County Chartered September 26,1906 P. O. Box 250 Telephone Number 234-2211 Zip Code 71753 Number of Branches: Inside City—None; Outside City—None Officers  Directors  R. S. Wamoek, Jr. ..........President W, N. P asch al........ Vice President Mrs. T. H. Reeves .... Vice President Cameron D odson.....Vice President T. H. Bradley, Jr. .... Vice President Dean Reagan ................... Cashier M. E. Fitzpatrick...... Asst. Cashier  T. H. Bradley, Jr. L. E. Davis, Jr. Cameron Dodson Gordon Foster W. E. Fullenwider John W. Harsh J. L. Jean W. N. Paschal Mrs. T. H. Reeves R. S. Wamoek, Jr. Joe D. Woodward  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ U. S. Treasury Securities ................. A ll other U. S. Gov’t obligations ............... A ll other bonds & securities ................. Excess funds sold ...... Loans & discounts...... Fixed assets ............... Other real estate ......  Liabilities 2,588,912.59 8,686,992.24 1,325,740.65 2,379,671.79 900,000.00 896,238.32 19,021.14  2.00  Total ..........................$16,796,578.73   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 7,412,580.79 Time deposits .............. 6,579,519.09 U. S. Gov’t deposits .... 48,048.30 Public funds ............... 1,066,525.66 Deposits of banks ...... 5,000.00 Total deposits ........ 15,111,673.84 Total liabilities ...... 15,111,673.84 Capital stock ............. 100,000.00 Surplus ........................ 200,000.00 Undivided profits ...... 1,325,829.13 Reserves ...................... 59,075.76 Total capital & reserves ............... 1,684,904.89 Total ..........................$16,796,578.73  Fifty-N inth Report  125  BANK OF MALVERN, MALVERN Population 8,739 Chartered June 24, 1889  Hot Spring County P, O. Box 897 Telephone Number 332-6966 Zip Code 72104 Number of Brandies: Inside City—None; Outside City—None Officers  Directors  GlenviUe Rhodes ...... President & Chief Executive Foy G. Ritchey .. Sr. V. P. & Cashier T. Ladd Jameson ...... Sr. Vice Pres. Paul E. Bowdle .... A sst Vice Pres. John R. Thomason .. Asst. Vice Pres. Curtis Hutchins ... Asst. Vice Pres. Mrs. Laveme Spencer.. A sst Cashier Mrs. Elinor Sims ...... A sst Cashier Jim Ross ................... A sst Cashier James Funk, Jr. ...... A sst Cashier  Ray N. Boyle Tom Ross Young William H. Glover Jester Jones (Emeritus Ret.) GlenviUe Rhodes Carrington E. Young Dorsey Glover Foy G. Ritchey  STATEMENT AS OF JUNE 30, 1973 Liabilities  Assets  Cash & due from banks $ U. S. Treasury Securities ................. A ll other TJ. S. Gov’t obligations ............... AU other bonds & securities ................. Excess funds sold ...... Loans & discounts...... Fixed assets ............... All other assets ..........  1,663,689.48 3,350,626.50 1,496,988.93 3,008,036.95 200,000.00 6,141,709.79 47,258.82 12,320.07  Total ..........................$15,920,630.54   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 6,670,806.20 Time deposits ............. 6,934,932.60 U. S. Gov’t deposits .... 160,401.66 Public funds .............. 650,346.29 Total deposits ........ 14,416,486.75 AE other liabilities ... . 246,490.87 Total liabilities ...... 14,662,977.62 150,000.00 Capital stock ............. Surplus ........................ 500,000.00 Undivided profits ...... 506,215.14 101,437.78 Reserves ..................... Total capital & reserves ............... 1,257,652.92 Total ..........................$15,920,630.54  126  State o f Arkansas:  Bank Department  PEOPLES BANK, MAMMOTH SPUING Population 1,097 Fulton County Chartered February 8, 1921 P. O. Box 185 Telephone Number 625-3586 Zip Code 72554 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Cloy H. C u lver................. President Auda M. C u lver.... Vice President M. H. PoweE ........ Vice President William O. Pace ............... Cashier  Auda M. Culver Cloy H. Culver William O. Pace Jim B. Plumlee M. H. PoweE  STATEMENT AS OF JUNE 30. 1973 Assets  T -In K iU -H o g  Cash & due from banks ..$ 297,092.04 U. S. Treasury Securities ................... 1,758,841.27 AE other U. S. Gov’t obligations ................. 819,067.01 AE other bonds & securities ................... 378,271.22 Loans & discounts ...... 885,720.27 Fixed assets ................. 9,030.81  Demand deposits .......... $2,009,620.87 Time deposits ............... 1,532,393.41 U. S. Gov’t deposits ..... 27,408.88 Public funds ................ 211,808.49 Total deposits ......... . 3,781,231.65 Total BabEities ........ 3,781,231.65 Capital stock ............... 100,000.00 Surplus .......................... 50,000.00 Undivided profits ........ 216,790.97 Total capital & reserves ................ . 366,790.97  Total ............................$4,148,022.62  Total ........................... $4,148,022.62   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  127  M —m a . <*%y n m i»i»Pf i e D & W * 131 Ot Jr JuunLim * e*Elr5p CKflk*lIk#  m.mm  w  t m *JLs*f%  Population 2,015 Mississippi County Chartered March 16, 1948 P. O. Box 440 Telephone Number 561-4427 Zip Code 72442 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Peggy F. Cheadle .. Chmn. o f Board Lora M. Fleeman ............ President H. D. A lston ........... Vice President Max H. Schrader .... Exec. Vice Pres. James B. Cheadle .... Vice President Bobby White ...................... Cashier  H. D. Alston William Borowsky James B. Cheadle Peggy F. Cheadle Lora M. Fleeman Betty F.Schrader Max H. Schrader L. E. Townsend Bobby White  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 640,162.15 U. S. Treasury Securities ................ 39,790.00 A ll other U. S. Gov’t obligations .............. 284,828.13 A ll other bonds & 252,103.60 securities ................ 450,000.00 Excess funds sold ..... 1,885,198.94 Loans & discounts..... 2.00 Fixed assets................... 8,001.00 Other real estate..........  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $3,560,085.82  Demand deposits ........ $1,479,138.56 Time deposits ............... 963,391.62 U. S. Gov’t deposits........................... 64,072.64 Public funds ................ 538,601.14 Total deposits ............ 3,045,203.96 A ll other liabilities ...... 2,000.00 Total liabilities ........ 3,047,203.96 Capital sto ck ................. 100,000.00 Surplus .......................... 100,000.00 Undivided profits ........ 311,298.43 Reserves ....................... 1,583.43 Total capital & reserves ................ . 512,881.86 Total ........................... $3,560,085.82  128  State o f Arkansas:  Bank Department  BANK OF MANSFIELD, MANSFIELD Population 981 Chartered February 16, 1939  Sebastian County P. O. Box 414 Telephone Number 928-4418 Zip Code 72944 Number of Branches: Inside City—None: Outside City—None Officers  Directors  Bruce H. Shaw .. Chairman of Board Joe M cC ain........................ President Gilmer K. Dixon .... Vice President Bichard B. Shaw .... Vice President Bichard Foster ...... Vice President Melba Conaway ................. Cashier Susie H u n t..........Assistant Cashier Louise Henley .... Assistant Cashier  Bruce H. Shaw S. D. Barnes Gilmer EL Dixon Woodson Holbrook Bichard Foster Bichard B. Shaw S. M. Taylor W. M. Woods Joe McCain  STATEMENT AS OF JUNE 30, 1973 Assets  L ia iM litifti  Cash & due from banks 634,139.04 U. S. Treasury Securities ................... 575,625.00 A ll other U. S. Gov’t obligations ................. 1,261,453.18 A ll other bonds & securities ................... 1,240,290.29 Excess funds s o ld ............  250,000.00  Loans & discounts ...... 2,902,735.21 Fixed assets ................. 133,606.31 A ll other assets ............ 3,202.23 Total ........................... $7,001,051.26   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $2,447,125.26 Time deposits .............. 3,733,936.81 U. S. Gov’t deposits...... 15,695.23 Public funds ................. 328,066.40 Total deposits ......... 6,524,823.70 Total liabilities......... 6,524,823.70 Capital stock .................. 60,000.00 Surplus .......................... 240,000.00 Undividedprofits .......... 142,265.65 Beserves ........................ 33,961.91 Total capital & reserves ................ . 476,227.56 Total ............................... $7,001,051.26  Fifty-N inth Report  JF ^ I U ^ U M U u JC m ^  A  n y  129  J P flU D M D L V # JT E < n JN X SSI J 3 « . £ * I J R h #  Population 6,215 Chartered January 9, 1942  Lee County P. O. Box 479 Telephone Number 295-2535 Zip Code 72360 Number of Branches: Inside City—-None; Outside City—None Officers  Directors  A. C. Mahan, S r ................. Chairman Ben M. Perkins ............. President John F. M ille r........Vice President William J. McClain .......... Cashier Mrs. Diane Wheeler .... Asst. Cashier Mrs. Patsy H ardin.... Asst. Cashier  James Burkett Thomas H. Gist, Sr. A. C. Mahan, Sr. John F. Miller William J. McClain Ben M. Perkins A. E. Prestridge Henry B. White Paul D. Wilson  STATEMENT AS OF JUNE 30, 1973 Officers  liabilities  Cash & due from banks $ 587,072.29 U. S. Treasury Securities ................... 535,337.14 A ll other U. S. Gov’t obligations ................. 272,205.28 A ll other bonds & securities ................... 1,903,579.92 Loans & discounts ...... 2,205,595.46 Fixed assets ................. 194,000.00 A ll other assets............. 4,501.98  Demand deposits ........ $2,697,299.20 Time deposits ............... 1,639,811.49 U. S. Gov’t deposits ..... 17,896.57 Public funds ................ 530,696.24 Total deposits ............ 4,885,703.50 Borrowed m on ey......... . 200,000.00 Total liabilities ........ 5,085,703.50 Capital notes & debs..... 73,200.00 75,000.00 Capital stock ............... Surplus .......................... 340,000.00 Undivided profits ........ 67,555.00 Reserves ....................... 60,833.57 Total capital & reserves ................ . 616,588.57  Total ........................... $5,702,292.07  Total ........................... $5,702,292.07   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  130  State o f Arkansas:  Bank Department  CITIZENS BANK, MARION Population 2,500 Crittenden County Chartered March 15, 1938 P. O. Box 300 Telephone Number 739-3232 Zip Code 72364 Number of Branches: Inside City—None; Outside City—None Officers  Directors  A. J. Lum pkin.................President Mary L. Hoskins ............. Cashier Ida Mae W illiam s...... A sst Cashier  Wilson P. Barton C. H. Bond, Jr. Sanders Carter J. L. Currie Julian Hardin Allen B. Helms A. J. Lumpkin J. C. Mann A. H. Neely Dino Pirani W. B. Rhodes J. F. Rieves, Jr. Ray D. Ross Aldo Stupenti Dana F. Sulcer  STATEMENT AS OF JUNE 30, 1973 Officers  Liabilities  Cash & due from banks $ 405,817.01 U. S. Treasury Securities . ................ 700,250.00 A ll other U. S. Gov’t obligations ................. 889,053.42 A ll other bonds & securities ................... 1,663,490.78 Excess funds sold ........ 1,000,000.00 Loans & discounts ...... 1,873,119.69 Fixed assets ................. 15,001.00  Demand deposits ........ $1,930,926.79 Time deposits ............. 2,785,208.81 50,269.42 U. S. Gov’t deposits..... 1,113,990.36 Public funds .... 5.880.395.38 Total deposits 5.880.395.38 Total liabilities 150.000.00 Capital sto ck ...... 300.000. 00 Surplus ............... 174,815.60 Undivided profits 41,520.92 Reserves ............. Total capital & reserves ................ . 666,336.52 Total ......................... $6,546,731.90  Total ..........................$6,546,731.90   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  mjpm x  ) w r \ «!>rjfelupc irp» on j nmjw t \ n & »# mjr& b w jnbi im I i#  iW w jijn iiii\ C i fc#  Population 3,210 Chartered March 3, 1932  131  i  »p p p  j >* * £ » £ »  Poinsett County Telephone Number 358-2600  Zip Code 72365 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Gloria N. Ritter .... Chmn. of Board John A. Brunner, J r ....... President Louis H. Goad, .. Vice Pres.-Cashier Frances W h itlow ...... Asst. Cashier J. P. Hutchins .......... Asst. Cashier  Mary Ann Arnold Frank Brunner, Jr. John A. Brunner, Jr. J. Robert Brunner Louis H. Goad Gloria N. Ritter  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 695,655.38 U. S. Treasury Securities ................... 4,789,989.84 A ll other bonds & securities ................... 610,107.96 Excess funds sold ........ 400,000.00 Loans & discounts ...... 2,066,160.43 Fixed assets ................. 186,066.85 1.00 A ll other assets.............  Demand deposits ........ $3,685,554.25 Time deposits ............... 3,927,213.32 U. S. Gov’t deposits ..... 83,478.92 Public funds ................. 261,776.91 Deposits of banks ........ 30,959.51 Total deposits ............ 7,988,982.91 A ll other liabilities ..... 9,233.00 Total liabilities ........ 7,998,215.91 Capital stock ............... 250,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 270,804.05 Reserves ....................... 28,961.50 Total capital & reserves ................. 749,765.55 Total .......................... $8,747,981.46  T otal ............................. $8,747,981.46   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  132  State o f Arkansas:  ly iu p rifTTVTOC JLJrlITit VrJ> *  Bank Department  0 £ \S !% X k.t  If&fietl&T f i >i a  Population 1,317 Chartered February 26, 1940  Searcy County P. O. Box 250 Telephone Number 448-3341 Zip Code 72650 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Jerald M. Barnett .......... President Bill J. Nixon ...... Exec. Vice Pres. Joe D. Wells ........ Asst. Vice Pres. Mrs. Bennie Treat ............. Cashier Jim Tilley ...... Chairman of Board  Ben Allen J. C. Baker, Jr. Jerald M. Barnett George E. Daniel Dewey Massey Bill J. Nixon Jim Tilley  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks . $ 844,161.57 U. S. Treasury Securities ................... 245,000.00 A ll other U. S. Gov’t obligations ................. 53,248.33 A ll other bonds & securities ................... 492,732.76 Loans & discounts ...... 6,513,533.49 Fixed assets ................. 60,621.38 29,275.84 Other real estate ........ A ll other assets ............ 7,875.32  Demand deposits .......... $2,406,345.59 Time deposits ............... 4,796,791.40 U. S. Gov’t deposits ..... 31,894.41 Public funds ................. 484,148.11 Deposits of banks ....... 10,000.00 Total deposits .......... 7,729,179.51 A ll other liabilities 7,000.00 Total liabilities ........ 7,736,179.51 Capital stock ............... 100,000.00 Surplus .......................... 300,000.00 Undivided profits ........ 74,918.72 35,350.46 Reserves ...................... Total capital & reserves ................ . 510,269.18  Total ............................$8,246,448.69  Total ............................$8,246,448.69   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  133  BANK OF MARVELL, MARVELL Population 1,980 Phillips County Chartered January 8, 1903 P .O .B o x 67 Telephone Number 829-2596 Zip Code 72366 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Gibson Turley .. Chairman of Board Robert I. Campbell ........ President Jesse M. C ollin s...... Vice President Pauline Wilson ............... Cashier Corinne Williams .... Asst. Cashier  Robert I. Campbell Jesse M. Collins J. Hill James H. Hill Gibson Turley Virginia N. Turley  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks ..$ 247,136.33 U. S. Treasury Securities ................... 728,692.84 A ll other U. S. Gov’t obligations ................. 803,521.42 A ll other bonds & securities ................... 996,841.66 Loans & discounts ...... 1,920,677.95 47,473.18 Fixed assets ................. Other real estate ........ 1.00 3,351.00 A ll other assets ............  Demand deposits .......... $1,599,126.85 Time deposits ............... 1,752,317.93 U. S. Gov’t deposits..... 51,316.16 Public funds ................. 420,670.88 Total deposits ............ 3,823,431.82 Excess funds purchased 100,000.00 Borrowed money ........ 200,000.00 All other liabilities ..... 10,112.56 Total liabilities ........ 4,133,544.38 Capital stock ............... 150,000.00 Surplus .......................... 250,000.00 Undivided profits ........ 214,151.00 Total capital & reserves ................. 614,151.00 Total ..........................$4,747,695.38  T ota l ............................. #4,747,695.38   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  134  Statesof Arkansas:  Bank Department  BANK OF McGRORY, McCRORY Population 1,310 Chartered June 8, 1903  W oodruff County P .O .B o x 367 Telephone Number 731-2521 Zip Code 72101 Number of Branches: Inside City—None; Outside City—None Officers  I. N. Arnof .... President & Chairman John D. Eldridge .......... Vice Pres. John G. Thom pson........ Vice Pres. H. Ripley Thompson .... Vice Pres. Hulon C a in .......... Exec. Vice Pres. Billy M. McElwee ............. Cashier Joyce Ball ................. Asst. Cashier Ruth P. Hale ........... A sst Cashier James W. T a y lo r...... A sst Cashier Walter Taylor .......... A sst Cashier  Directors I. N. A m of John D. Eldridge John G. Thompson Ian N. A m of H. Ripley Thompson John D. ELdridge, in Hulon Cain G. L. Morris, Jr. Edwin B. Conner, Jr. Donald Cain  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 4,099,384.56 U. S. Treasury Securities ................. 1,476,106.26 All other U. S. Gov’t obligations ............... 2,301,562.84 A ll other bonds & securities ................. 936,720.83 Doans & discounts...... 5,762,689.80 75,565.23 Fixed assets................. A ll other assets............ 28,579.00  Demand deposits ........ $ 5,803,545.28 Time deposits ............. 6,720,374.68 U. S. Gov’t deposits .... 57,303.81 Public funds ............. 903,710.51 Deposits of banks ..... 117,895.96 Total deposits .......... 13,602,830.24 A ll other liabilities .... 59,134.74 Total liabilities ...... 13,661,964.98 Capital sto ck .... 300,000.00 Surplus ........................ 300,000.00 Undivided profits ...... 339,826.57 Reserves ..................... 78,816.97 Total capital & reserves...... 1,018,643.54  T otal ..........................$14,680,608.52  Total ..........................$14,680,608.52   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  135  McGEHEE BANK, McGEHEE Population 5,081 Desha County Chartered December 5, 1933 P. O. Box 787 Telephone Number 222-3151 Zip Code 71654 Number of Branches: Inside City—None; Outside City—2 Officers  Directors  R. L. B e ck ...... Chairman of Board W. A. S m ith ...... Vice Chairman of Board Sam Bowman ................. President Mark E. Sherland, Jr. .... Vice Pres. J. H. Potter ........................ Cashier W. W. Williams, Jr..... Trust Officer B ill Bow m an...... Assistant Cashier Breck S m ith ...... Assistant Cashier Mrs. Bess T. Parker .... Asst. Cashier Charles L lo y d ...... Asst. Mgr. Time Pay  Robert H. Adcock R. L. Beck Fred Blanks Sam Bowman Jimmy L. Buford Bill Elliott C. J. Griffith O. O. Kemp John L. Maier, Jr. Buren Sharpe Mark E. Sherland, Jr. Cecil Simpson James N. Smith W. A. Smith  STATEMENT AS OF JUNE 30, 1973 Liabiliiiee Cash & due from banks $ 1,937,735.08 U. S. Treasury Securities ................. 1,514,773.75 A ll other U. S. Gov’t obligations ............... 200,000.00 A ll other bonds & securities ................. 5,605,298.24 Excess funds sold ...... 900,000.00 Loans & discounts...... 12,807,747.41 Fixed assets................. 269,389.80 A ll other assets .......... 12,674.94  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $23,247,619.22  Demand deposits ........ $ 6,789,784.88 Time deposits ............. 11,677,764.48 U. S. Gov’t deposits .... 119,352.00 Public funds ............. 2,160,141.96 Total deposits .......... 20,747,043.32 A ll other liabilities..... 169,487.81 Total liabilities........ 20,916,531.13 600,000.00 Capital stock ............. Surplus ........................ 600,000.00 Undivided profits ...... 865,148.25 Reserves .................... 265,939.84 Total capital & reserves ............... 2,331,088.09 Total ........................ $23,247,619.22  136  State o f Arkansas:  JlJrlCa  ipt l t *  Bank Department  A P I f P T C A T T D W P U F C T IIA T T D irr 1 IS. VrJT JM i!•JL iIfrW UJC iJN £•# JMirtiiiiiifyV# U PJHJMJfc»  f» l m r  J5ilff  Population 1,043 Chartered July 29, 1896  Izard County P. O. Box C Telephone Number 368-4337 Zip Code 72556 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. C. Miller .................... President Tom Sim pson.......... Vice President A. J. Y ou n ger.................. Cashier Opal Troxler ........... Asst. Cashier Ernestine M arlin ...... Asst. Cashier  J. C. Miller Tom Simpson A. J. Younger  STATEMENT AS OF JUNE 30, 1973 TJaKiliHite  Cash & due from banks $1,310,017.30 U. S. Treasury Securities ................... 1,770,174.74 A ll other U. S. Gov’t obligations ................. 143,085.13 A ll other bonds & securities ................... 920,965.96 Loans & discounts ...... 926,088.72 Fixed assets ................. 6,002.00  Total ..........................$5,076,333.85   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $2,813,205.24 Time deposits ............... 1,319,898.75 U. S. Gov’t deposits ..... 37,133.82 Public funds ................ 361,528.78 Total deposits ......... . 4,531,766,59 Total liabilities.......... 4,531,766.59 50,000.00 Capital stock ............... Surplus .......................... 130,000.00 Undivided profits ........ 346,226.33 Reserves ....................... 18,340,93 Total capital & reserves ................ 544,567,26 Total ..........................$5,076,333.85  Fifty-N inth Report  137  THE UNION BANK OF MENA, MENA Population 4,500 Polk County Chartered July 25, 1934 P. O. Box 898 Telephone Number 394-2211 Zip Code 71953 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Clift C. Lane .... Chairman of Board L. L. Morrow ...... Pres, and Exec. Officer Bill Lauck Wood .... Senior V. Pres. R. A. Carver .......... Vice President Bill P h d p ot............. Vice President Kenneth Shirley ...... Vice Pres. & Cashier Jack R. D ees..........Asst. Vice Pres. Ola Rene Thom as...... Asst. Cashier Ruby L unsford..........Asst. Cashier  Clift C. Lane L. L. Morrow Bill Lauck Wood R. A. Carver R. L. Hamilton Nabors Shaw  STATEMENT AS OF JUNE 30, 1973 T Ja h tlitio e  Cash & due from banks $ 1,990,914.02 Demand deposits ........ $ 7,097,667.83 Time deposits ............. 8,825,479.72 U. S. Treasury 893.717.47 U. S. Gov’t deposits .... 235,303.04 Securities ................ Public funds ............... 1,406,915.75 A ll other U. S. Gov’t 1,099,250.00 obligations .............. Total deposits .......... 17,565,366.34 A ll other bonds & A ll other liabilities .... 461,671.74 securities ................ 3.000. 290.01 Total liabilities........ 18,027,038.08 1.200.000. 00 Excess funds sold ..... Capital stock ............. 300,000.00 Loans & discounts..... 10,980,125.07 Surplus ........................ 600,000.00 448.216.48 Fixed assets................ Undivided profits ...... 523,308.18 Reserves ..................... 162,166.79 Total capital & reserves ............... 1,585,474.97 Total ..........................$19,612,513.05   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total ..........................$19,612,513.05  138  State o f Arkansas:  G " T * A iTl13i  b m im iip  JL£ i  Bank Department  la ftllt r  I fA t T C P W  Sir X jnL * JCi JD<#lbJNJKb# JMLvrJNJEt X XJEs  Population 1,066 Chartered December 29, 1936 Number of Brandies: Officers  Craighead County P .O .B ox P Telephone Number 486-5493 Zip Code 72447 Inside City—None; Outside C&ty—None  Charles Frierson, III ...... Pres, and Chairman Donald Kirksey .... Exec. V. Pres. & Cashier Verlene Fullen ...... Vice President Bill C la rk ............... Vice President Shirley Bronaugh .... Vice President Carolyn Turner ........ Asst. Cashier  Directors E. J. Ball Charles Frierson, III Donald Kirksey Ruth P. Latta  STATEMENT AS OF JUNE 30. 1973 Assets Cash & due from banks $ 668,952.72 U. S. Treasury Securities ................... 401,159.69 A ll other U. S. Gov’t obligations ................. 999,465.53 A ll other bonds & securities ................... 779,970.20 Excess funds sold ........ 400,000.00 Loans & discounts ...... 5,709,171.16 Fixed assets ................. 239,692.07 Other real estate.......... 1.00 2,630.21 A ll other assets ..........  Demand dejiosits .......... $2,790,334.21 Time deposits .............. 4,708,591.34 U. S. Gov’t deposits .... 1,178.75 Public funds ................ 809,956.17 Total deposits ............ 8,310,060.47 A ll other liabilities ..... 71,172.32 Total liabilities ........ 8,381,232.79 Capital stock ............... 200,000.00 Surplus .......................... 400,000.00 Undivided profits ........ 134,889.24 84,920.55 Reserves ....................... Total capital & reserves .............. . 819,809.79  Total ........................... $9,201,042.58  Total ............................$9,201,042.58   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  139  Fifty-N inth Report  COMMERCIAL BARK & TRUST COMPARY, MONTICELLO Population 7,500 Chartered November 29,1912  Drew County P .O .B ox 150 Telephone Number 367-6221 Zip Code 71655 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  Bennie Ryburn, Sr. .. Pres. & Chinn. o f the Board Reginald Glover .... Exec. Vice Pres. J. Ted Blagg .... Senior V. Pres. & Trust Officer Mabel Sherry .... Vice President & Asst. Trust Officer Jerry N. Wilson ....Asst. Vice Pres. Tobey W righ t.......................Forester Carolyn Brown ............. Cashier Louise Hubbard ...... Asst. Cashier  Kim Ward Frank W olfe E. A. Baker Robert L. Barnes J. Ted Blagg William C. Bullock Robert Ellis, Sr. J. A. Gibson Reginald Glover Curtis Harris L. D. Long Wiley A. MeGehee Lamar Miles James A. Ross Bennie Ryburn, Sr. Bennie Ryburn, Jr. W. E. Smith  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 1,215,535.01 U. S. Treasury Securities ................. 677,424.88 A ll other bonds & securities ................. 1,674,876.15 450,000.00 Excess funds s o ld ........ Loans & discounts...... 9,374,210.68 Fixed assets................. 361,092.05 Other real estate.......... 16,000.00 A ll other assets .......... 7,180.00  $ 4,201,304.52 Demand deposits 6,674,129.65 Time deposits .... U. S. Gov’t deposits .... 105,441.44 1,200,593.02 Public funds ....... Deposits of banks 58,997.92 Total deposits ... 12,240,466.55 344,946.63 A ll other liabilities Total liabilities 12,585,413.18 Capital stock .... 200,000.00 Surplus ................ 500,000.00 362,935.93 Undivided profits 127,969.66 Reserves Total capital & reserves ............... 1,190,905.59 Total ........................$13,776,318.77  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $13,776,318.77  140  State o f Arkansas:  Bank Department  UNION BANK & TRUST COMPANY. MONTICELLO Population 7,500 Drew County Chartered September 15, 1915 P. O. Box 270 Telephone Number 367-3456 Zip Code 71655 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Zach McClendon .... Chmn. of Board Gerald D. Burton ............President Mrs. Virginia Pierce .... Sr. V. Pres. & Trust Officer Oliver Q. Couey ...... Vice Pres. & Cashier Jack E. C u rry ...... Asst. Vice Pres. Tommy H. Free .... Asst. Vice Pres. Mrs. Jean St. John .... Asst. Cashier  R. H. Adcock William K. Ball Gerald D. Burton Brown Calhoun George R. Campster Frank Carson, Jr. Charles E. Jackson Ervin McClain Zach McClendon Wells Moffatt Dr. J. P. Price R. F. Trotter D. Wayne Wright M. F. Wright  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 1,229,550.88 U. S. Treasury Securities ............... 1,810,348.25 A ll other U. S. Gov’t obligations ............... 1,600,000.00 A ll other bonds & securities ................. 3,434,371.15 Excess funds sold ...... 200,000.00 Loans & discounts...... 11,666,258.45 Fixed assets................. 153,825.27 Other real estate ...... 37,501.00 A ll other assets .......... 35,924.06  Demand deposits ........ $ 5,588,586.85 Time deposits ............. 9,681,791.75  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $20,167,779.06  U . S. G ov’t deposits  ....  83,406.44  Public funds ............... 2,251,216.97 Deposits of banks ..... 1,511.09 Total deposits .......... 17,606,513.10 A ll other liabilities .... 644,788.94 Total liabilities ...... 18,251,302.04 400,000.00 Capital sto ck .... Surplus ........................ 300,000.00 Undivided profits ...... 951,993.41 Reserves .................... 264,483.61 Total capital & reserves ............... 1,916,477.02 Total ........................ $20,167,779.06  Fifty-N inth Report  141  THE FIRST STATE BANK, MORRILTON Population 7,000 Conway County Chartered November 26, 1930 P. O. Box 350 Telephone Number 354-4601 Zip Code 72110 Number of Branches: Inside City—1; Outside City—None Officers  Directors  S. E. McReynolds .......... President H. J. Kordsmeier .... V. Pres.-Cashier J. H. W ilcox ........ Asst. Vice Pres. Bill Davidson ...... Asst. Vice Pres. Ruth G w in ..........Assistant Cashier Billie Jean W offard .. Asst. Cashier Mike Moll .......... Assistant Cashier B. Jack W ilson ............ Asst. Cashier  Cleo Cheek R. A. Greer Dr. T. H. Hickey H. J. Kordsmeier Otto Lienhart W. E. Love S. E. McReynolds Louis Oates Charles L. Ormond C. E. Linebarger, Honorary  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 1,660,797.84 U. S. Treasury Securities ................. 3,469,956.13 A ll other U. S. Gov’t obligations ............. 461,263.18 A ll other bonds & securities ................. 4,043,241.63 Excess funds sold ...... 850,000.00 Loans & discounts...... 10,485,680.76 Fixed assets................. 312,000.00 2.00 Other real estate ........  Demand deposits ........ $ 8,722,430.82 Time deposits ............. 8,784,796.24 U. S. Gov’t deposits .... 271,527.04 Public funds ............... 851,363.43 Total deposits .......... 18,630,117.53 A ll other liabilities ..... 772,098.47 Total liabilities ...... 19,402,216.00 Capital sto ck ............... 500,000.00 Surplus ........................ 500,000.00 Undivided profits ...... 671,948.54 Reserves ...................... 221,777.00 Total capital & reserves ............... 1,893,725.54  A ll other assets ............  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  13,000.00  $21,295,941.54  Total ..........................$21,295,941.54  142  State o f Arkansas:  Bank Department  MORRILTON SECURITY BANK, MORRILTON Population 7,000 Chartered March 12, 1955  Conway County P. O. Box 320 Telephone Number 354-3531 Zip Code 72110 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  Howard E. Jon es............. President Nathan G ordon ...... Vice President Sam W. Callihan ...... Vice Pres. & Cashier Alton R. C ash ...... Asst. Vice Pres. Philip C. H ow e..........Loan Officer Jean Jones ..........Assistant Cashier LaVemia Bridgman .... Asst. Cashier  Ed Cross Edward Gordon Nathan Gordon Marion Hightower Howard E. Jones A. J. Meadors Edward Ruff  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 737,855.98 U. S. Treasury Securities ................. 1,760,630.55 A11 other U. S. Gov’t obligations ............... 1,588,677.83 A ll other bonds & securities ................. 1,482,872.08 Loans & discounts...... 4,753,483.43 Fixed assets................. 64,248.63 A ll other assets .......... 1,109.00  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $10,388,877.50  Demand deposits $ 3,603,296.42 Time deposits ... 5,206,723.22 U. S. Gov’t deposits .... 96,624.93 Public funds ... 400,633.71 Total deposits 9.307.278.28 Total liabilities 9.307.278.28 Capital sto ck ...... 225.000. 00 250.000. 00 Surplus ............. 552,576.96 Undivided profits 54,022.26 Reserves ............. Total capital & reserves .............. . 1,081,599.22 Total ........................$10,388,877.50  Fifty-N inth Report  143  PEOPLES BANK AND TRUST COMPANY, MOUNTAIN HOME Population 4,400 Chartered August 10, 1906  Baxter County “Drawer B” Telephone Number 425-2166 Zip Code 72653 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  J. P. Morgan .... Chmn. of the Board Powers L. Fowler .... V. Chairman of the Board Neil Nelson .................... President Wylo D y e r ............. Vice President R. E. B ak er............. Vice President Charles A. M orton ........ Vice Pres. Rudell P an n ell..........Asst. Cashier Larry G. Nelson ...... Asst. Cashier Irene Martin ............. Asst. Cashier Clyde R. Thom, Jr...... Installment Loan Officer  J. P. Morgan Powers L. Fowler W. A. Thompson R. E. Baker W ylo Dyer Neil Nelson BiE Wiseman Mrs. Nat T. Dyer  STATEMENT AS OF JUNE 30, 1973 Assets  liabilities  Cash & due from banks $ 2,367,913.16 U. S. Treasury Securities ............... 2,941,758.06 A ll other U. S. Gov’t obligations ............... 547,296.51 A ll other bonds & securities ................. 4,896,310.95 Loans & discounts ..... 17,490,700.03 Fixed assets................. 371,310.89 Other real estate ...... 38,501.00 A ll other assets .......... 29,130.80  Demand deposits $ 9,994,315.95 14,830,805.53 Time deposits ... U. S. Gov’t deposits .... 154,618.67 928,009.93 Public funds ... Total deposits 25,907,750.08 456,427.64 A ll other liabEities Total liabilities ... 26,364,177.72 Capital notes & debs. .. 50,000.00 Capital stock .... 600,000.00 Surplus ............... 900,000.00 Undivided profits 479,143.10 289,600.58 Reserves Total capital & reserves ............... 2,318,743.68 Total ........................$28,682,921.40  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $28,682,921.40  144  State o f Arkansas:  Bank Department  BANK OF MOUNTAIN VIEW, MOUNTAIN VIEW Population 1,866 Chartered July 21, 1915  Stone County P. O. Box C Telephone Number 269-3815 Zip Code 72560 Number o f Branches: Inside City—None; Outside City—None Officers  Glen H inkle...................... President Charles A. Lowe .... Exec. Vice Pres. G. R. Sansom .... Vice Pres. & Sec. Weldon Duncan ............... Cashier Loreva Harness ........ Asst. Cashier  Directors Hubert Hinkle, Chairman Glen Hinkle G. R. Sansom Charles A. Lowe  STATEMENT AS OF JUNE 30, 1973 LiaMliiies Cash & due from banks $ 751,587.07 U. S. Treasury Securities ................... 959,982.50 A ll other U. S. Gov’t obligations ................. 387,769.91 A ll other bonds & securities ................... 1,021,285.19 Excess funds sold ........ 1,700,000.00 Loans & discounts ...... 4,164,939.90 97,234.35 Fixed assets ................. Other real estate.......... 8,000.99  Demand deposits ... Time deposits ......... U. S. Gov’t deposits Public funds ........... Total deposits ..... Total liabilities ... Capital sto ck ........... Surplus ................... Undivided profits ... Reserves .................. Total capital & reserves ...........  Total ........................... $9,090,799.91  Total .....................   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $3,938,134.34 . 2,854,723.55 4,209.41 . 1,515,992.11 . 8,313,059.41 . 8,313,059.41 .  . ,  100,000.00  350,000.00 307,997.28 19,743.22  . 777,740.50 $9,090,799.91  Fifty-N inth Report  145  THE BANK OF MONTGOMERY COUNTY. MOUNT IDA Population 900 Montgomery County Chartered November 26, 1930 P. O. Box 435 Telephone Number 867-3491 Zip Code 71957 Number of Branches: Inside City—None; Outside City—None Officers  Directors  John Beavers ................... President Robert Cam pbell.............. Cashier Janie W h ite............... Asst. Cashier Joyce M cK ay............. Asst. Cashier  R. W. Butler Jim Tom Butler Paul Eaton  STATEMENT AS OF JUNE 30, 1973 UabUiiies  Assets Cash & due from banks $ 1,241,781.09 U. S. Treasury Securities ............... 524,584.84 A ll other U. S. Gov’t obligations ....... 300,000.00 A ll other bonds & securities ................. 2,446,451.55 Excess funds sold ...... 800,000.00 Loans & discounts...... 4,876,044.73 Fixed assets................. 27,214.83 Other real estate.......... 7,500.00 All other assets .......... 6,165.53 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $10,229,742.57  Demand deposits ...... $ 3,249,554.74 Time deposits ............. 4,949,528.18 U. S. Gov’t deposits........................... 3,372.18 Public funds ............... 870,624.67 Total deposits .......... 9,073,079.77 A ll other liabilities 387,056.74 Total liabilities........ 9,460,136.51 Capital stock .............. 100,000.00 Surplus ........................ 400,000.00 Undivided profits ...... 210,225.61 Reserves ...................... 59,380.45 Total capital & reserves ............... 769,606.06 Total ........................ $10,229,742.57  1,46  State o f Arkansas:  Bank Department  BANK OF MULBERRY, MULBERRY Population 1,340 Chartered January 15, 1902  Crawford County Drawer “A ” Telephone Number 997-2601 Zip Code 72947 Number of Brandies: Inside City—None; Outside City—None Officers  T. J. H ouse........ President-Cashier J. B. H ouse............. Vice President Phyllis Douglas .... Assistant Cashier Katy McCollum .. Assistant Cashier  Directors T. J. House S. B. Stevinson Chas. A. Beasley Nora House Joe Kirksey Jeta Taylor  STATEMENT AS OF JUNE 30, 1973 Liabilities Cash & due from banks $ 701,592.31 U. S. Treasury Securities ................... 451,381.97 A ll other bonds & securities ................... 628,170.82 Excess funds sold ........ 450,000.00 Loans & discounts........ 1,644,973.58 Fixed assets ................. 50,001.00  Demand deposits .......... $1,882,283.46 Time deposits ............... 2,391,091.13 U. S. Gov’t deposits ..... 11,610.54 289,402.53 Public funds ................ Total deposits ............ 4,574,387.66 Total liabilities ........ 4,574,387.66 Capital stock ............... 50,000.00 Surplus .......................... 150,000.00 Undivided profits ........ 124,235.76 Reserves ........................ 27,496.26 Total capital & reserves ................ . 351,732.02  Total ............................$4,926,119.68  Total ............................$4,926,119.68   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  147  Fifty-N inth Report  PIKE COUNTY BANK, MURFREESBORO  Population 1,350 Chartered December 19,1904  P ike County P. O. Box 279 Telephone Number 285-4261 Zip Code 71958 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Vance Evans ................... Chairman Truman Altenbaumer.. V. Chairman Q. Byrum H u rst............. President H. H. Duke ........ Exec. Vice Pres. & Chief Exec. Officer d e o Risner ............. Sr. Vice Pres. & Cashier Charles W. D am all.. V. Pres. & Mgr. Mineral Springs Tellers Window Charles W. D am all.. V. Pres. & Mgr. Brenda Smith .. V. Pres. Loan Dept. Dennis Ritchie .... V. P.-Comptroller Bobby Jo McAllister .. Asst. Cashier Brenda Roberts ........ Asst. Cashier Helen Henderson A sst Cashier  Truman Altenbaumer Thomas Bridgeman R. B. Carroll, Jr. [\ Charles Damall H H. H. Duke Vance Evans Robert D. Greenly Q. Byrum Hurst, Sr. Q. Byrum Hurst, Jr. Cooper Kizzia Elbert Ray Ross Wilhite  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cadi & due from banks $ 895,273.35 U. S. Treasury Securities ................. 995,373.02 ATI other bonds & securities ................. 1,836,059.95 700,000.00 Excess funds sold ...... Loans & discounts ..... 6,434,260.74 Other real estate ...... 6,901.00 A ll other assets .......... 90,823.84  Demand deposits ........ $ 3,938,176.72 Time deposits .............. 4,850,481.22 U. S. Gov’t deposits .... 62,515.83 Public funds ............... 687,612.54 Total deposits ........ 9)538,786,31 All other liabilities ..... 398,440.68 Total liabilities ...... 9,937,226.99 Capital stock ............. 200,000.00 Surplus ........................ 200,000.00 Undivided profits ...... 549,148.12 Reserves ...................... 72,316.79 Total capital & reserves ............... 1,021,464.91 Total ........................ $10,958,691.90  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ___ _ $10,958,691.90  148  State o f Arkansas:  Bank Department  BANK OF NEWARK, NEWARK Population 849 Chartered October 10, 1944  Independence County P. O. Box 158 Telephone Number 799-3221 Zip Code 72562 Number of Branches: Inside City—None; Outside City—None Directors Officers  Jack L. Magness ............ President Mrs. SteEa Edwards Vice Pres. J. W. Freeze ................. Vice Pres. Houston House ................... Cashier Mrs. Jo M agness...... A sst Cashier  Mrs. SteEa Edwards J. W. Freeze Jack L. Magness  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks ..$ U. S. Treasury Securities ................... AE other U. S. Gov’t obEgations ................. AE other bonds & securities ................... Excess funds sold ........ Loans & discounts........ Fixed assets .................  Liabilities 236,404.26 202,000.00 222,449.18 122,724.74 50,000.00 515,602.67 2.00  •Total ............................$1,349,182.85   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $1,022,086.65 Time deposits ............... 21,300.00 U. S. Gov’t deposits ..... 6,872.39 Public funds ................. 91,477.97 Deposits of banks ..... 13,945.12 Total deposits .......... 1,155,682.13 A11 other liabilities .... 140.47 Total liabiUties ........ 1,155,822.60 Capital stock ............... 25,000.00 Surplus .......................... 50,000.00 Undivided profits ........ 110,427.61 Reserves ...................... 7,932.64 Total capital & reserves .............. . 193,360.25 Total ............................$1,349,182.85  Fifty-N inth Report  149  BANK OF NEW EDINBURG, NEW EDINBURG Population 150 Chartered August 22, 1904  Cleveland County P. O. Box 38 Telephone Number 352-2592 Zip Code 71660 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Ray Attwood ................... President W. K. Parham ........ Vice President Geneva Attwood ............. Cashier Louise Sledd ............ A sst Cashier  Ray Attwood W. K. Parham Geneva Attwood  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks ..$167,040.66 U. S. Treasury Securities.. 270,306.55 A ll other U. S. Gov’t obligations ................... 110,000.00 A ll other bonds & 2,633.88 securities ...................... Excess funds s o ld ............ 30,000.00 Loans & discounts .......... 86,921.19 Fixed assets ..................... 96.33 A ll other assets............... 759.00  Total ............................... $667,757.61   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities Demand deposits..............$401,498.73 Time deposits ................. 143,536.11 U. S. Gov’t deposits.......................... 1,191.63 Public funds ................... 49,423.42 Total deposits ............. 595,649.89 3,971.02 A ll other liabilities ........ Total liabilities ............ 599,620.91 Capital stock ................... 25,000.00 Surplus ............................ 12,000.00 Undivided profits ............ 31,136.70 Total capital & reserves ..................... 68,136.70 Total ............................... $667,757.61  150  State o f Arkansas:  Bank Department  2  lMU U mE r tw l l il la T* Q# « fir IJ NP CB T | fiW XB JrTmA IT*PCIuIla  HJ iC riW i l / B A B *1* J>l J L  Population 7,725 Chartered March 30, 1946  Jackson County P. O. Box 550 Telephone Number 523-3601 Zip Code 72112 Number of Branches: Inside City—1; Outside City—None Officers  Directors  P. L. Copeland ............... President L. H. Conditt ...... Exec. Vice Pres. R. W. Smith ................... Vice Pres. William Fred Denton .... Vice Pres. Ada Marie Mink ........ Secretary & Asst. Cashier Nora Lee W ilson ........ Secretary & Asst. Cashier Maurine B. Heard ....Loan TeEer & Asst. Cashier Anna J. G u in n ..........Asst. Cashier Alice Pox ................. Asst. Cashier Patsy Fletcher .......... Asst. Cashier  Fred M. Pickens, Jr. R. C. Biggadike R. Owen Burton L. H. Conditt P. L. Copeland John L. Conner Dr. Troy A. Gray Robert Harvey Paul K. Holmes, Jr. Charles McCartney Ralph McDonald, Jr. Leonidas Mack Morris L. Bowman* A. F. Minor, Jr. Frank A. Rogers James O. DuPree*  * Advisory Directors STATEMENT AS OF JUNE 30, 1973 Assets LiabUiiies Cash & due from banks $ U. S. Treasury Securities ................. A ll other U. S. Gov’t obligations ............... A ll other bonds & securities ................. Excess funds sold ...... Loans & discounts ..... Fixed assets ............... AE other assets ..........  2,839,472.19 739,000.00 4,068,612.79 1,554,479.08 200,000.00 9,172,500.59 311,238.69 61,700.68  Total ........................ $18,947,004.02   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits $ 7,046,782.18 Time deposits ... 8,755,207.47 U. S. Gov’t deposits .... 215,864.70 FubEe funds ........ 852,647.60 Deposits of banks 367,616.96 17,238,118.91 Total deposits .... Borrowed money 163.000. 00 A11 other EabiEties .... 135,735.78 Total EabiEties 17,536,854.69 Capital stock .... 225.000. 00 Surplus ............... 500.000.00 541,074.04 Undivided profits Reserves ............. 144,075.29 Total capital & reserves .............. 1,410,149.33 Total ....................... $18,947,00102  Fifty-N inth Report  151  THE TWIN CITY BANK, NORTH LITTLE ROCK Population 60,040 Pulaski County Chartered March 21, 1935 P .O .B o x 5581 Telephone Number 375-5361 Zip Code 72119 Number of Branches: Inside City—3; Outside City—None Officers  Officers  T. 1. Renaud ............. President & Chairman of Board Edward M. Penick Jr. .......... Exec. Vice Pres. Kenneth J. Pennebaker ...... Exec. Vice Pres. J. Grayson Dickson ...... Vice Pres. & Cashier Rudy Del Donno ............ Vice Pres John Schick ................... Vice Pres. James G. Williamson Jr. .. Vice Pres. & Comptroller C. H. Fuller ........ Asst. Vice Pres. & Auditor BiE Gieck ...... Levy Bank Officer Kenneth Hammonds.. A sst V. Pres. Bernice O rsin i........... A sst V. Pres. Adeline Barker ......... Asst. Cashier Robert F. B irch ...... -..... Marketing Services Officer Ron Brown ................ Asst. Cashier Wanda Claussen .. Lakewood Bank Officer Jean Luper ........ Real Estate Loan Officer Bernard F. Munnerlyn, Jr. .....Real Estate Loan Officer Floyd H. Sims ...... Loan Servicing Officer  Michael Waddington .... Commercial Loan Officer David Wood ............... Commercial Loan Officer Benny R. S croggin...... Installment Loan Officer  Directors John Blodgett Martin Borehert Ralph Cotham, Jr. Frank Lyon, Jr. J. O. Mayhugh Mike Mehaffy Eugene M. Pfeifer, III T. E. Renaud George M. Rozzell, Jr. Samuel S. Sparks  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 5,082,748.72 U. S. Treasury Securities ................. 2,899,638.62 AE other U. S. Gov’t obligations ............... 1,905,878.56 AE other bonds & securities ................. 9,706,682.27 Loans & discounts .... 43,110,217.78 Fixed assets ............... 388,855.61 AE other assets .......... 875,613.73  Demand deposits ........ $19,242,809.21 Time deposits ............. 21,803,135.24 U. S. Gov’t deposits .... 990,042.40 PubHe funds ............... 10,902,783.27 Deposits o f banks ...... 5,000.00 Total deposits ........ 52,943,770.12 Excess funds purchased 3,300,000.00 AE other MabiEties .... 2,830,29416 Total EabiUties ...... 59,074,064.28 Capital notes & debs. .. 500,000.00 Capital stock ............. 2,700,000.00 Surplus ........................ 800,000.00 Undivided profits ...... 440,712.33 Reserves ......... 454,858.68 Total capital & reserves ............... 4,895,571.01 Total ........................ $63,969,635.29  Total ........................ $63,969,635.29  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  152  State o f Arkansas:  Bank Department  THE PLANTERS BANK. OSCEOLA Population 7,550 Chartered April 13, 1944  Mississippi County P .O .B o x 407 Telephone Number 563-2666 Zip Code 72370 Number of Branches: Inside City—1; Outside City—-None Officers  Directors  Sloan Rainwater, Jr. ...... President Jim Hinkle .... Exec. Vice President June W elbom .... V. Pres. & Cashier Marjorie Doyle ...... Vice President Betty H. R u e .......Assistant Cashier  Sloan Rainwater, Jr. Jim Hinkle J. A. Crosthwait E. H. Riley Joe W. Edrington W. M. Taylor, Jr. Dewey Neely Henry J. Swift Eugene Still Wm. I. Rainwater R. S. Rainwater Paul B. Billings Nathan Weinberg  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 3,852,175.81 U. S. Treasury Securities ................. 487,309.54 A ll other U. S. Gov’t obligations ............... 1,283,663.97 A ll other bonds & securities ................. 1,812,734.36 700,000.00 Excess funds s o ld ........ Loans & discounts ..... 6,886,064.29 Fixed assets ............... 168,245.49 Other real estate.......... 4,410.42 A ll other assets............ 208,508.44  Demand deposits..........$ 6,359,731.36 Time deposits .............. 6,427,292.44 U. S. Gov’t deposits.... 103,356.62 Public funds ............... 1,188,281.72 Total deposits .......... 14,078,662.14 A ll other liabilities..... . 297,671.07 Total liabilities ...... 14,376,333.21 Capital notes & debs. .. 180,000.00 Capital sto ck ............... 155,000.00 Surplus ........................ 465,000.00 Undivided profits ...... 219,984.38 Reserves .................... 6,794,73 Total capital & reserves .............. . 1,026,779.11 Total ........................ $15,403,112.32  Total ........................ $15,403,112.32   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  153  BANK OF OZARK, OZARK Population 2,700 Chartered June 9, 1937  Franklin County P. O. Box 196 Telephone Number 667-2181 Zip Code 72949 Number of Brandies: Inside City—None; Outside City—1 Officers  Directors  Carl G. Holt .... Chmn. of the Board Kenneth P. Sanders........ President Don Smith .... V. P. & Brandi Mgr. Clifford Williams .... Vice President Harold D. Beck .... V. P. & Cashier Don Mainard ...... Asst. Vice Pres.  Coy Kirkpatrick Don Smith William L. Holt Jack Holt Alvin Glen Ross W. D. Gober Kay G. Van Train Kenneth P. Sanders Carl G. Holt Rosemary D. Holt Jeta Taylor Porter Hillard Frances Caleb Jim Hillard  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks $ 1,368,074.84 U. S. Treasury Securities ................. 1,945,997.72 A ll other U. S. Gov’t obligations ............... 434,559.25 A ll other bonds & securities ................. 1,301,706.02  Demand deposits ........ $ 4,897,684.00 Time deposits ............. 5,073,052.51 89,032.98 U. S. Gov’t deposits.... Public funds ... 723,386.83 Total deposits 10,783,156.32 A ll other liabilities 531,629.77 Total liabilities ... 11,314,786.09 Capital sto ck ......... 300.000. 00 Surplus .................. 300.000. 00 219,825.03 Undivided profits . Reserves ................ 44,952,69 Total capital & reserves ............... 864,777.72 Total ........................$12,179,563.81  Excess funds s o ld ..........  Loans & discounts...... Fixed assets................. Other real estate.......... A ll other assets............ Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,200,000.00  5,327,925.86 279,969.75 26,494.41 294,835.96 $12,179,563.81  154  State o f Arkansas:  Bank Department  SECURITY BANK, PARAGOULD Population 10,639 Greene County Chartered February 5, 1931 P. O. Box 670 Telephone Number 239-9571 Zip Code 72450 Number of Branches: Inside City—1; Outside City—1 Directors  Officers Marlin D. Jackson ............President Scott N o e l...... Exec. Vice President D. G. White .... Senior Vice Pres. Ernie Ashford .... V. Pres. & Cashier Reba N eely .................................VicePresident George Jackson........ Vice President Melvin Wamock .... Vice President Herb Bland ............ Vice President Dennis Smelser ........ Asst. Cashier Lynda Stuart...... Assistant Cashier Thelma Hodge .......... Asst. Cashier Donna Carter ........... Asst. Cashier Wanda Maxwell ...... Asst. Cashier Catherine Wright .... Asst. Cashier Lee Eula Russom .........Asst. Cashier Bill Fisher . .. Insurance-Investment Officer Jerry Dorton ...... Instalment Loan Officer Sandra Kasserman .... Admin. Asst.  D. G. White Tom Hall Nan C. Dickey Scott Noel Earl Gramling G. I. Higgins Thomas Kirk Paul Keeton Dr. Donald Purcell R. H. Rose Vernon Williams Kaut White William Adair Charles Gordon Marlin D. Jackson  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 2,334,585.98 U. S. Treasury Securities ................. 1,050,031.23 A ll other U. S. Gov’t obligations ............... 1,349,888.80 A ll other bonds & securities ................. 5,053,275.25 Loans & discounts...... 14,747,280.74 Fixed assets................. 568,636.15 Other real estate.......... 50,675.09 A ll other assets .......... 201,439.76  Demand deposits ........ $ 6,830,058.77 Time deposits ............. 13,284,484.03 U. S. Gov’t deposits .... 218,96469 Public funds ............... 2,666,924.97 Deposits of banks ..... 81,410.85 Total deposits .......... 23,081,843.31 Excess funds purchased 300,000.00 A ll other liabilities 507,102.40 Total liabilities........ 23,888,945.71 Capital notes & debs. .. 425,000.00 Capital sto ck ............... 360,000.00 Surplus ........................ 360,000.00 Undivided p rofits........ 307,583.79 Reserves ..................... 14,283.50 Total capital & reserves ............... 1,466,867.29 Total ........................$25,355,813.00  Total ........................ $25,355,813.00   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  155  BANK OF PARKDALE, PARKDALE Population 506 Chartered February 1, 1910  Ashley County P. O. Box 37 Telephone Number 473-2412 Zip Code 71661 Number of Branches: Inside City—None; Outside CSty—None Officers  Directors  J. A. Williams ................. President J. P. C aldw ell.... ¥. Pres. & Cashier Dorothy H. Caldwell .. A sst Cashier  J. A. Williams J. P. Caldwell Dorothy T. Williams  STATEMENT AS OF JUNE 30. 1973 Liabilities  Assets Cash & due from banks $ U. S. Treasury Securities ................... A ll other U. S. Gov't obligations ................. A ll other bonds & securities ................... Excess funds sold ........ Loans & discounts ...... Fixed assets...................  138,162.43 991,975.92 461,255.61 53,000.00 100,000.00 133,831.88 18,403.02  Total ..........................$1,896,628.86   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ..........$ 746,786.15 Time deposits ............... 592,348.36 U. S. Gov’t deposits...... 670.90 182,000.73 Public funds ................ Total deposits ......... . 1,521,806.14 Total liabilities ........ 1,521,806.14 Capital stock ............... 30,000.00 Surplus .......................... 80,000.00 Undivided profits ........ 262,822.72 Reserves ....................... 2,000.00 Total capital & reserves ................ . 374,822.72 Total ..........................$1,896,628.86  156  State o f Arkansas:  Bank Department  FIRST STATE BANK. PARKIN Population 2,150 Chartered June 5, 1925  Cross County P. O. Box 526 Telephone Number 755-5401 Zip Code 72373 Number of Branches: Inside City—-None; Outside City—None Officers  Billy S. H ix ....................... Chairman Wallace Martin ............... President S. N. Green .. Exec. V. P. & Cashier Fred E. Brenner, Jr........... Vice Pres. Patsy M. W ootten Asst. Cashier  Directors Fred E. Brenner, Jr, John A. Brenner S. N. Green Billy S. Hix Wallace Martin Charles D. Thomas  STATEMENT AS OF JUNE 30. 1973 Assets  T J a ta lities  Cash & due from banks $ 300,157.64 U. S. Treasury Securities ................... 103,000.00 A ll other U. S. Gov’t obligations ................. 400,000.00 A ll other bonds & securities ................... 989,222.77 Loans & discounts ...... 2,223,452.07 Fixed assets................... 97,973.19 A ll other assets............. 42,990.80  Demand deposits .......... $1,183,696.30 Time deposits ............... 2,035,277.86 U. S. Gov’t deposits ..... 21,121.70 Public funds ................ 366,474.66 Total deposits .......... 3,606,570.52 A ll other liabilities 128,851.54 Total liabilities.......... 3,735,422.06 Capital stock ............... 100,000.00 Surplus .......................... 150,000.00 Undivided profits ........ 149,111.14 Reserves ........................ 22,263,27 Total capital & reserves ................ . 421,374.41  Total ........................... $4,156,796.47  Total ............................$4,156,796.47   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  157  Fifty-N inth Report  BANK OF PEA. RIDGE, PEA RIDGE Population 1,100 Chartered May 6, 1911  Benton County P. O. Box 5 Telephone Number 451-2155 Zip Code 72751 Number of Brandies: Inside City—None; Outside City—None Officers  Directors  Sam W alton.... Chairman of Board Carl E. B aggett............... President Steve Lucas ...................... Cashier  Sam Walton R. E. Buck Carl E. Baggett Hearn Oliver L. E. Hardy Richard Beaver  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks ..$ 394,570.30 U. S. Treasury Securities ................... 87,093.75 AU other bonds & securities ................... 295,269.60 Excess funds sold ........ 150,000.00 Loans & discounts ...... 3,033,477.97 Fixed assets ................. 34,981.81 A ll other assets ............ 24,738.97  Demand deposits .......... $1,423,921.35 Time deposits ............... 1,783,608.08 U. S. Gov’t deposits ..... 10,715.46 Public funds ................. 578,494.09 Total deposits ........... 3,796,738.98 Total liabilities ........ 3,796,738.98 25,000.00 Capital stock ............... Surplus .......................... 140,000.00 Undivided profits ........ 43,613.24 14,780.18 Reserves ....................... Total capital & reserves ................. 223,393.42  $4,020,132.40  Total ............................$4,020,132.40  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  158  State o f Arkansas:  Bank Department  THE PERRY COUNTY BANK, PERRYVILLE Population 953 Chartered December 8,1945  Perry County P. O. Box 188 Telephone Number 889-2318 Zip Code 72126 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  M. J. Van D alsem .......... Chairman J. D. Farish .................... President T. O. Spence ............... Vice Pres. J. H. M oore..........Exec. Vice Pres. A lice Holbrook ................... Cashier Norma R obinson...... A sst Cashier Velma Dunn ............ A sst Cashier  M. J, Van Dalsem J. D. Farish T. O. Spence J. H. Moore Mar Jo Spence Mildred Farish  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks ..$ 703,085.91 U. S. Treasury Securities ................... 1,105,011.19 A ll other U. S. Gov’t obligations ................. 228,612.30 A ll other bonds & securities ................... 1,188,461.07 Excess funds sold ........ 500,000.00 Loans & discounts ...... 2,637,897.63 Fixed assets ................. 100,536.19  Total ............................$6,463,604.29   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities  Demand deposits .......... $2,014,404.56 Time deposits ................. 3,111,155.38 U. S. Gov’t deposits ..... 6,639.81 Public funds ................. 707,532.40 Total deposits .......... 5,839,732.15 A ll other liab ilities........................... 148,441.5 Total liabilities ........ 5,988,173.72 Capital stock ............... 50,000.00 Surplus .......................... 180,000.00 Undivided profits ........ 245,430.57 Total capital & reserves ................. 475,430.57 Total ............................$6,463,604.29  159  Fifty-N inth Report m / m n A T ar | ik ir ip / ■>n A 1! 11? 1 PIGKjUi 4 STA Tt. nJSJL2IK.# JPIGviU I*IT p i  Population 3,087 Chartered March 10, 1930  Clay County P. O. Box 307 Telephone Number 598-2271 Zip Code 72454 Number of Branches: Inside City—1; Outside City—None Officers  Directors  T. W. Leggett, Jr. .......... President James L. Magee .... Exec. Vice Pres. James C. Poole ................. Cashier Paul B. Gossett ........ A sst Cashier EvaneE Turner ........ A sst Cashier C T & T T U P W T  0 JL«Aba Jm JUJCi JDi JL  aJkCS w AS*  Assets Cash & due from banks ..$ 814,790.77 U. S. Treasury Securities ................... 2,004,531.25 AE other U. S. Gov’t obligations ................. 76,009.25 AE other bonds & securities ................... 2,328,730.54 Loans & discounts........ 2,071,490.83 Fixed assets ................. 34,524.23  Total ........................... $7,330,076.87   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T. W. Leggett, Jr. James L. Magee Thomas P. Leggett H. C. Robbins, Jr. John Staples T T T M P OA 0*70 JUJNJyi wll# 1xSJ/v  T.i»»hlHtiafi Demand deposits ...... ..$4,375,803.40 Time deposits ............ ... 1,362,292.73 U. S. Gov’t deposits ...... 14,106.24 PubEc funds ............. .... 865,036.15 Total deposits ...... .... 6,617,238.52 7,500.00 Borrowed money ...... 1,479.16 AJ1 other Mobilities .. Total liabiMties .... .... 6,626,217.68 Capital stock ............ .... 100,000.00 Surplus ...................... .... 100,000.00 Undivided profits ..... .... 303,859.19 Reserves ..................... .... 200,000.00 Total capital & reserves ............. .... 703,859.19 Total ...................... ....$7,330,076.87  160  State o f Arkansas:  Bank Department  FUtST STATE BANK, PLA1NVZEW Population 677 Chartered January 12, 1934  YeE County P .O .B o x 277 Telephone Number 272-4221 Zip Code 72857 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  W. J. Clement .... Pres. & Ch. of Bd. Thelma W. Clem ent...... Vice Pres. John Clement ...... A sst Vice Pres. Vernon E. Lam bert.. A sst Vice Pres. W. E. Watson ..................... Cashier  W. J. Clement Thelma W. Clement John Clement Edw. H. Smott VirgE H. Greene Sr. Cleo Neuhart Helen Harris  CT&TPM FNT 2 ) Jh* • J» XduPttJCiJEl A Jae MfciiwF  Assets Cash & due from banks ..$ 717,283.40 U. S. Treasury Securities ................... 194,465.00 A ll other U. S. Gov’t obhgations ................. 228,841.87 AE other bonds & securities ................... 1,234,699.01 Excess funds sold ........ 500,000.00 Loans & discounts ...... 3,686,336.67 Fixed assets ................. 35,966.36 Other real estate ........ 66,760.45  Total ............................$6,664,352.76   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  OF JUNE 30, 1973 Liabilities  Demand deposits .......... $2,134,302.13 Time deposits ............... 3,629,219.96 U. S. Gov’t deposits ..... 37,482.37 Public funds ................. 324,696.27 Total deposits ........ 6,125,700.73 Total Eabilities ........ 6,125,700.73 Capital notes & debs. ..100,000.0 100,000.00 Capital stock ............... Surplus ................................  100,000.00  Undivided profits ........ Reserves ........................ Total capital & reserves .................  205,840.28 32,811.75 538,652.03  Total ............................$6,664,352.76  Fifty-N inth Report  161  BANK OF POCAHONTAS. POCAHONTAS Population 4,610 Chartered October 31, 1903  Randolph County P. O. Box 467 Telephone Number 892-5286 Zip Code 72455 Number of Branches: Inside City—1; Outside City—None Officers  Directors  Harry A. Belford ...... President & Ch. of Board J. R. Jackson ............... Vice Pres. G. B. Johnson .... V. Pres. & Cashier Wm. H. Holobaugh .... Asst. V. Pres. Ruth B. R ogers................. Secretary Max Long ................. A sst Cashier Emma Rapert ............A sst Cashier Robert A. Davis, Jr. .. A sst to Pres.  Harry A. Belford Donal R. Cox E. C. Cox J. M. Futrell J. R. Jackson H. Gardner McNabb M. C. McNabb  STATEMENT AS OF JUNE 30. 1973 Liabilities Cash & due from banks $ U. S. Treasury Securities ................. A ll other U. S. Gov’t obligations ............... A ll other bonds & securities ................. Excess funds sold ...... Loans & discounts ..... Fixed assets ...............  2,010,254.72 3,070,384.00 2,073,269.33 1,817,924.47 400,000.00 4,749,772.80 54,405.46  Total ......................... $14,176,010.78   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ...... $ 6,599,159.29 Time deposits .............. 5,513,323.22 U. S. Gov’t deposits .... 118,725.06 Public funds .............. 1,055,768.53 Deposits of banks ..... 18,245.31 Total deposits ........ 13,305,221.41 A ll other liabilities 76,865.10 Total liabilities ...... 13,382,086.51 Capital sto ck ............... 125,000.00 Surplus ........................ 350,000.00 278,058.95 Undivided profits ...... Reserves ...................... 40,865.32 Total capital & reserves ............... 793,92427 Total ..........................$14,176,010.78  162  State o f Arkansas:  Bank Department  PLANTERS AND STOCKMEN BANK, POCAHONTAS Population 4,610 Chartered June 12, 1962  Randolph County P. O. Box 587 Telephone Number 892-5252 Zip Code 72455 Number of Branches: Inside Ci r—None; Outside City—None Officers  Directors  Paul M organ.................... President Dick Trammel ........ Vice President Frances Jones .................. Cashier Bea M athews...............Asst. Cashier Ted Griffith ............. Asst. Cashier Robert 1. S o r g ..........Asst. Cashier  J. Baltz William Baltz W. J. Barthel Everett Bates Jerrell Broadway Dr. Thomas DeClerk C. T. Johnson Paul Morgan O. B. Rickman Fay Sallee Dick Trammel  GTAVVlfPIIT | OF JUNE 30, 1973 X AC m XdflLXCsM&rl  Assets Cadi & due from banks $1,427,419.10 A ll other U. S. Gov’t obligations ................. 1,605,352.45 A ll other bonds & securities ................... 1,657,743.80 Excess funds sold ........ 600,000.00 Loans & discounts ...... 4,494,027.94 Fixed assets................... 139,972.03 A ll other assets ............ 4,945.25  Demand deposits .......... $3,996,231.71 Time deposits ............... 4,594,764.44 U. S. Gov’t deposits ..... 54,796.22 Public fluids ................ 630,741.08 Total deposits ............ 9,276,533.45 Total liabilities ........ 9,276,533.45 Capital sto ck ................. 100,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 311,972.43 Reserves ....................... 40,954.69 Total capital & reserves ............... . 652,927.12  Total ......>.................... $9,929,460,57  Total ........................... $9,929,460.57   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Export  163  THE PEOPLES BANK, POBTLAND Population 662 Chartered January 22, 1908  Ashley CountyTelephone Number 737-2236  Zip Code 71663 Number of Branches: Inside City—None; Outside City—None Officers Victor Edwards ................President Mary D. P u g h ........ Vice President John H. Fish ...................... Cashier Mildred Pamplin A sst Cashier Bernice Grimes ........ Asst. Cashier  Directors Jack Edwards Victor Edwards Edwin D. Gregory Leroy Naff Hampton Pugh Mary D. Pugh  STATEMENT AS OF JUNE 30, 1973 Akssots  Liabilities  Cash & due from banks $ 236,241.02 U. S. Treasury Securities ................... 910,540.00 A ll other U. S. Gov’t obligations ................. 607,674.64 A ll other bonds & securities ................... 432,967.57 Loans & discounts ...... 1,391,495.51 Fixed assets ................. 8,276.49 A ll other assets............. 1.00  Demand deposits ........ $1,244,491.36 Time deposits ............... 1,559,564.94 U. S. Gov’t deposits ..... 13,981.20 Public funds ............ 238,076.60 Total deposits ......... . 3,056,11410 Total liabilities ........ 3,056,11410 Capital sto ck ................. 100,000.00 Surplus .......................... 250,000.00 Undivided profits ........ 152,647.64 28,434,49 Reserves ....................... Total capital & reserves ................ . 531,082.13  Total ........................... $3,587,196.23  Total ............................$3,587,196.23   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  164  State o f Arkansas:  Bank Department  PORTLAND BANK. PORTLAND Population 662 Chartered April 23, 1900  Ashley County P. O. Box 68 Telephone Number 737-2226 Zip Code 71663 Number o f Branches: Inside City—None; Outside CSty—None Officers  Gus Pugh ........................ President C. E. Larrison .... Exec. Vice Pres. R. B. Newcome ...... Vice President Mack Borgognoni ........... Cashier Jerry S e lb y ............... Asst. Cashier  Directors Gus Pugh R. B. Newcome Robert D. Pugh Tom Pugh George Pugh Benton Newcome  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks $ 459,682.88 U. S. Treasury Securities ................... 375,006.25 A ll other U. S. Gov’t obligations ................. 320,000.00 A ll other bonds & securities ................... 933,506.92 Loans & discounts ...... 2,797,604.54 Fixed assets ................. 37,421.64 Other real estate.......... 1.00 A ll other assets .......... 2,423.34  Demand deposits .......... $1,501,794.11 Time deposits .............. 2,135,752.74 U. S. Gov’t deposits .... 50,918.63 Public funds ............... 547,596.77 Total deposits ............ 4,236,062.25 A ll other liabilities ..... 24,168,71 Total liabilities ........ 4,260,230.96 Capital stock ............... 100,000.00 Surplus .......................... 250,000.00 Undivided profits ........ 265,389.87 Reserves ........................ 50,025.74 Total capital & reserves ................ . 665,415.61  Total ............................$4,925,646.57  Total ............................$4,925,646.57   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  165  FARMERS & MERCHANTS BANK, PRAIRIE GROVE Population 1,582 Chartered August 29, 1904  Washington County P .O .B o x 207 Telephone Number 846-2115 Zip Code 72753 Number of Branches: Inside City—None: Outside City—None Officers  Directors  D. E. R ie ff........................ President W. H. Thompson .... V. P. & Cashier J. C. R ie ff............... Vice President Greg Reed. A. C. & Security Officer Lorene Jones ...... A. C. and See’y. Pat Holloway ............ Asst. Cashier Mildred Broyles ...... Asst. Cashier Judy Carter ............. Asst. Cashier LaVonne H a ll........... Asst. Cashier  D. E. Rieff W. H. Thompson Argil Bartholomew Barry H. Parks J. C. Rieff Billy Joe Bartholomew  STATEMENT AS OF JUNE 30, 1973 Assehi  Liabilities  Cash & due from banks $ 1,541,100.63 U. S. Treasury Securities.................. 824,468.89 A ll other U. S. Gov’t obligations ............... 660,375.00 A ll other bonds & securities ................. 2,833,179.81 Loans & discounts...... 6,855,860.88 A ll other assets .......... 58,573.05  Demand deposits ..... ...$ 3,842,349.48 Time deposits ........... ... 7,526,428.92 U. S. Gov’t deposits .... 187,739.42 Public funds ............. ... 261,099.03 Total deposits ....... ... 11,817,616.85 Total liabilities..... ... 11,817,616.85 Capital sto ck ............ ... 150,000.00 Surplus ..................... ... 100,000.00 Undivided profits .... ... 610,900.30 Reserves .................... 95,041.11 Total capital & Reserves ........... 955,941.41 Total ..................... ...$12,773,558.26  Total ..........................$12,773,558.26   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  166  State o f Arkansas:  Bank Department  BANK OF PRESCOTT, PRESCOTT Population 3,800 Chartered August 10, 1904  Nevada County P. O. Box 492 Telephone Number 887-2688 Zip Code 71857 Number of Branches: Inside City—1; Outside City—None Officers  Olen Hendrix .... Chmn. o f the Board W. R. Hambright .... Vice Chairman Johnny Brannan ............... President M ilbum D. Tippit .... Vice President John C. C lingan.... Vice President B. A. DeLam ar........ Vice President Emogene W. Davis ............ Cashier Elizabeth W. Crain .... Asst. V. Pres. James W. Hendrix .... Asst. V. Pres. James A. PuEen .... Asst. Vice Pres. Pearl Taylor ............... Asst. Cashier John Marsh ............. A sst Cashier Lana T. Goad ........... A sst Cashier  Directors Thomas M. Bemis Johnny Brannan John C. Clingan B. A. DeLamar W. R. Hambright Gerald Hendrix James W. Hendrix Olen Hendrix August MeCaskiU James H. McKenzie MEbum D. Tippit J. B. Wingfield  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 1,063,693.57 U. S. Treasury Securities ................ 2,189,448.00 AH other U. S. Gov’t 2,757,293.90 obligations............... A ll Other bonds & securities ................ 4,424,259.29 1,300,000.00 Excess funds sold ..... Loans & discounts..... 4,083,589.35 106,796.98 Fixed assets................ 10,001.00 Other real estate ..... 15,875.12 AE other assets .........  Demand deposits ........ $ 6,440,063.50 Time deposits ............. 5,959,979.52 U. S. Gov’t deposits .... 209,300.06 Public funds ............... 1,940,798.40 Total deposits ......... 14,550,141.48 Total liabE ities........ 14,550,141.48 Capital sto ck ............... 600,000.00 Surplus ....................... 500,000.00 249,060.12 Undivided profits ...... Reserves ...................... 51,755.61 Total capital & reserves ............... 1,400,815.73  Total ..........................$15,950,957.21  Total ..........................$15,950,957.21   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Beport  167  BANK OF QUITMAN, QUITMAN Population 350 Chartered August 15, 1903  Cleburne County P. O. Box 97 Telephone Number 589-2206 Zip Code 72131 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Donald L. Brown .... Chief Executive Officer Ben F. Clark ................... President Harry M. C lark ...... Vice President Edith Ellis .......................... Cashier Bennie Foster .... Assistant Cashier Darrell Odom .... Assistant Cashier  Ben F. Clark Donald L. Brown J. A. Bailey Edith Ellis N. H, Tarver  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks ..$ 617,059.09 u . S. Treasury Securities ................... 593,359.38 All other U. S. Gov’t obligations ................. 360,160.19 AH other bonds & securities ................... 173,790.79 Loans & discounts ....... 4,578,695.11 Fixed assets ................. 118,283.41  Demand deposits .......... $2,252,398.69 Time deposits ............... 2,799,202.69 U. S. Gov’t deposits.... 6,687.07 Public funds ...:......... - .. 354,799.69 Total deposits .......... 5,413,088.14 A ll other liabilities ..... 368,744.75 Total liabilities ........ 5,781,832.89 Capital notes & debs .... 200,000.00 Capital stock ............... 100,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 146,675.52 Beserves ....................... 12,839.56 Total capital & reserves ................. 659,515.08  Total ............................$6,441,347.97  Total ............................$6,441,347.97   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  168  State o f Arkansas:  Bank Department  THE BANK OF RECTOR. RECTOR Population 2,239 Chartered November 15,1930  Clay County P. O. Box 7 Telephone Number 595-3591 Zip Code 72461 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. A. Marlar ................... President Mary Hill Sigsby .... Exec. V. Pres. R. D. Cranford.. V. Pres. & Cashier Murel W. Adams .....A sst V. Pres. Bema Nell Benson .... Asst. Cashier Mary W agner............ Asst. Cashier Sue Craneer ............. Asst. Cashier  J. A. Marlar J. C. Hardin Mary Hill Sigsby R. D. Cranford  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $1,070,815.01 U. S. Treasury Securities ................... 649,750.00 A ll other U. S. Gov’t obligations ................. 596,287.06 A ll other bonds & securities ................... 2,673,894.54 Excess funds sold ........ 400,000.00 Loans & discounts ...... 3,392,70490 Fixed assets ................. 30,599.47 Other real estate ........ 2,500.00  Demand deposits .......... $3,161,606.65 Time deposits ............... 4,021,604.79 U. S. Gov’t deposits ..... 38,289.89 Public funds ................. 494,560.45 Deposits of banks ........ 41,331.52 Total deposits ......... 7,757,393.30 Total liabilities ....... . 7,757,393.30 Capital stock ................. 100,000.00 Surplus .......................... 475,000.00 Undividedprofits .......... 190,808.59 Reserves ........................ 293,349.09 Total capital & reserves ................ 1,059,157.68  Total ............................$8,816,550.98  Total ........................... $8,816,550.98   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  169  VHIIlfVlie o , a # i w a / n y m t w i g D A K iif D P V W A Jr A H M lr< I mSe 4K JMU«JRV#J!*JfthJPi X iS jDiAkJrlJSk# JRJm * JM%#  Population 356 Chartered December 8,1911  Randolph County P .O .B ox 108 Telephone Number 769-2240 Zip Code 72462 Number of Branches: Inside City—None; Outside City—None Officers  Directors  William A. Sandlin .... Chairman of Board & President Sarah P. Sandlin .... A sst to Pres. & Sec. of Board Ida M. Eddington............... Cashier Theda Ferguson........ Asst. Cashier Phyllis Burrow ........ Asst. Cashier  William A. Sandlin Quinn Brown Delano Eddington R. C. Luter J. A. Rapert  STATEMENT AS OF JUNE 30. 1973 Assets  Liabilities  Cash & due from banks 197,766.32 U. S. Treasury Securities ................... 685,773.46 All other U. S. Gov’t obligations ................. 375,779.13 A ll other bonds & securities ................... 110,632.53 Excess funds sold ........ 500,000.00 Loans & discounts ...... 1,463,233.69 Fixed assets ................. 37,969.73 A ll other assets ............ 542.00  Demand deposits .......... $1,115,612.67 Time deposits ............... 1,556,571.50 U. S. Gov’t deposits ..... 4,875.01 Public funds ................ 415,423.67 Total deposits .......... 3,092,482.85 All other liabilities 39,100,91 Total liabilities ........ 3,131,583.76 Capital stock ............... 75,000.00 Surplus .......................... 75,000.00 Undivided profits ........ 78,294.78 Reserves ....................... 11,818.32 Total capital & reserves ................ . 240,113.10  Total ........................... $3,371,696.86  Total ............................$3,371,696.86   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  170  State o f Arkansas: Bank Department  THE BANK OF BISON, BISON Population 1,298 Chartered March 7, 1932  Cleveland County P. O. Box 345 Telephone Number 325-6251 Zip Code 71665 Number of Branches: Inside City—None; Outside City—None Officers  Directors  James R. Hopson ............ President James L. Moore .... Vice President Hazel Smith ...................... Cashier Mary Stephens ........ A sst Cashier Glenna Knowles ...... Asst. Cashier  Herman Davidson, Chairman James R. Hopson James L. Moore John W. Elrod  2) JLjfm1JmJMUmJtI A  OF JUNE 30, 1973  Assets  Liabilities  Cash & due from banks ..$ 283,212.86 U. S. Treasury Securities ................... 1,532,050.00 A ll other U. S. Gov’t obligations ................. 1,599,968.76 Loans & discounts........ 1,239,055.12 Fixed assets ................. 11,076.28 A ll other assets ............ 4,309.95  Demand deposits .......... $1,888,830.97 Time deposits ............... 1,658,106.94 U. S. Gov’t deposits..... 54,997.47 Public funds ............... 409,555.42 Total deposits .......... 4,011,490.80 Total liabilities ........ 4,011,490.80 Capital stock ........ 100,000.00 Surplus .......................... 100,000.00 Undivided profits ........ 441,292.51 16,889,66 Reserves ....................... Total capital & reserves ................. 658,182.17 Total .......................... $4,669,672.97  Total ............................ $4,669,672.97   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  171  rA B iL m e &v n tir a fiif& in ve *DJkw n M im e  X J^URUP^LEuCEO JtmJPw*■/ *»SXia * w 'XaXT^Xv J>2# J9UnUnijRb#  Population 11,050 Benton County Chartered March 13, 1956 P. O. Box 250 Telephone Number 636-4233 Zip Code 72756 Number of Branches: Inside City—1; Outside City—None Officers  Directors  Dorman F. Bushon^ .... President & Chief Exec. Officer Hardy A. Stephenson .... Exec. Vice President R. Z. G oodw in........ Vice President Tim Summers .................... Cashier Mfos. Jenella Buttry .... Asst. V. Pres. Linda P r ic e ............... Asst. Cashier Shirlene Cable .... Branch Officer & Public Relations Officer  Dorman F. Bushong A. N. Garrett Vance Hill, Secretary Dr. J. X* Pickens John A. Rife, Chairman Hardy A. Stephenson F. A. Teague  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 2,502,098.38 U. S. Treasury Seairities ................. 3,565,819.88 A ll other bonds & securities ................. 1,538,108.26 Excess funds sold ...... 400,000.00 Loans & discounts...... 11,287,766.43 Fixed assets ............... 185,111.79 A ll other assets .......... 97,036.85  Demand deposits ........ $ 8,497,552.28 Time deposits ............. 7,447,942.19 U. S. Gov't deposits .... 264,942.25 Public funds ............... 1,962,320.43 Total deposits ...... 18,172,757.15 A ll other labilities .... 1,145.99 Total labilities ...... 18,173,903.14 Capital stock ............. 200,000.00 400,000.00 Surplus ........................ Undivided profits ...... 641,512.20 Reserves ..................... 160,526.25 Total capital & reserves ............... 1,402,038.45  Total ..........................$19,575,941.59  Total ..........................$19,575,941.59   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  172  State o f Arkansas:  Bank Department  THE BANK OF RUSSELLVILLE, RUSSELLVILLE Population 11,750 Pope County Chartered December 23,1897 P. O. Box 100 Telephone Number 968-1234 Zip Code 72801 Number of Branches: Inside City—1; Outside City—None Officers  Directors  G. Harold Neal ............... President Robert H. Parker.. Exec. Vice Pres. James A. Hardin Vice Pres. James N. Garrett .. A sst Vice Pres. B. J. R oderick ....................... Cashier Kathryn Hobbs ........ A sst Cashier Armond J. Becker .... A sstCashier Polly D. Harger ...... A sst Cashier Joann Vaughan ........ A sst Cashier Junita Pinkston ...... A sst Cashier Helen D. Sweeden .... A sstCashier  G. Harold Neal Robert H. Parker M. J. Hickey Floyd Ragsdale Joe H. Paulk JoeGoodwin William M. Lemley  STATEMENT AS OF JUNE 30, 1973 Assets  liabilities  Cash & due from banks $ 3,882,361.70 U. S. Treasury Securities ................. 5,392,286.14 AR other U. S. Gov’t obligations .:............. 200,000.00 AH other bonds & securities ............. — 5,149,175.05 Excess funds sold ...... 600,000.00 Loans & discounts ..... 14,141,153.14 Fixed assets ............... 544,510.60 Other real estate ...... 2.00 511,488.37 A ll other assets ........  Demand deposits ........ $ 8,947,883.56 Time deposits ............. 16,053,577.53 U. S. Gov’t deposits .... 264,433.93 Public funds ............... 1,799,077.80 Deposits of banks ...... 125,527.57 Total deposits ........ 27,190,500.39 AU other liabilities .... 367,440.59 Total liabilities ...... 27,557,940.98 Capital notes & debs. .. 500,000.00 Capital stock ............. 450,000.00 600,000.00 Surplus ........................ Undivided profits ...... 1,313,036.02 Total capital & reserves ............... 2,863,036.02  Total ......................... $30,420,977.00  Total ..........................$30,420,977.00   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  173  PEOPLES BANK & TRUST COMPANY, RUSSELLVILLE Population 11,750 Pope County Chartered March 24, 1890 P .O .B o x 220 Telephone Number 968-2112 Zip Code 72801 Number of Branches: Inside City—1; Outside City—1 Officers  Directors  Donald Barger .. Chairman of Board George C. Jackson .... President & Chief Exec. Officer Ward J. Ramsey .. Exec. Vice Pres. M. L. Dickerson .... Sr. Vice Pres. J. Madison White .... Vice President Tom Hargis ............ Vice President & Trust Officer Charles F. Howell .... Vice President & Cashier Lorin Spangler .... Asst. Vice Pres. Jerry Smith .... Asst. V. P. & Mgr. Arkansas Avenue South Branch Danny DuvaE ...... Asst. Cashier & Mgr., PottsviEe Office Glenna Long ... Asst. Trust Officer Mary Louise H offm an.. Asst. Cashier  Donald Barger James Bibler Cleo Cheek G. M. Cook Van A. R. Moores George C. Jackson Ike A. Laws Roy I. MElard, M.D. Ilave W. Peters Ward J. Ramsey J. Madison White  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 4,956,656.00 U. S. Treasury Securities ................. 2,330,500.00 AE other U. S. Gov’t  Demand deposits ........ $11,945,323.98 Time deposits .............. 17,204,675.71 U. S. Gov’t deposits .... 531,413.59 Public funds ............... 1,949,026.52  obligations ...................  3,259,753.34  AE other bonds & securities ................. 7,035,569.76 Excess funds sold ...... 1,950,000.00 loan s & discounts ..... 14,298,676.98 Fixed assets ............... 854,867.49 Other real estate ...... 121,300.00  Total ........................ $34,807,323.57   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Deposits of banks ........  163,307.36  Total deposits .......... 31,793,747.16 AE other liabilities .... 393,767.73 Total Habilities ...... 32,187,514.89 Capital stock ............. 600,000.00 Surplus ........................ 700,000.00 Undivided profits ...... 927,947.73 Reserves ...................... 391,860.95 Total capital & reserves ............... 2,619,808.68 Total ........................ $34,807,323.57  174  State o f Arkansas:  Bank Department  BANK OF SALEM. SALEM Population 1,279 Fulton County Chartered December 9,1908 P. O. Box 338 Telephone Number 895-3204 Zip Code 72576 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Jim Humphries.. Chainhan & Pres. Bichard Humphries.. Exec. V. Pres. Fay Castleberry ............ Vice Pres. George Humphries ........ Vice Pres, Corwin Mosey ............... Vice Pres. Bess Northcutt ................... Cashier Frances Atkins ........ Asst. Cashier Janiece Butter .......... A sst Cashier Shirley Walling ...... A sst Cashier Brenda Barnes ........ A sst Cashier  Fay Castleberry George Humphries Jean Humphries, Secretary Jim Humphries Richard Humphries  c » iii n i f p i  ik e  OF JUNE 30. 1973  Assets  Liabilities  Cash & due from banks 656,152.06 U. S. Treasury Securities ................... 1,272,791.50 A ll other U. S. Gov’t obligations ................. 348,414.33 A ll other bonds &  Demand deposits .......... $4,458,443.68 Time deposits ............... 3,801,457.50 U. S. Gov’t deposits .... 67,069.49 Public funds ............... 536,349.16 Total deposits ........ ~ 8,863,319.83 Total liabilities ........ 8,863,319.83 Capital stock ............... 100,000.00 Surplus .......................... 300,000.00 Undivided profits ........ 354,121.84 Reserves ....................... 49,578.00 Total capital & reserves ................ . 803,699.84  securities  ....................... 2,940,574.29  Excess funds sold ........ 400,000.00 Loans & discounts ...... 3,957,649.25 fix e d assets ................. 91,438.24  Total ............................$9,667,019.67   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total ............................$9,667,019.67  Fifty-N inth Report  175  LOGAN COUNTY BANK, SCRANTON  Population 229 Chartered April 7, 1926  Logan County P. O. Box 85 Telephone Number 938-2511 Zip Code 72863 Number of Brandies: Inside City—None; Outside City—None Officers  Directors  Frank Ahne ................... President Joe FW tsche V. Pres. & Cashier Emma Raper ............ A sst Cashier J. B. L a y e s.... Chairman of Board  Frank Ahne Joe Fritsche J. B. Layes  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks ..$ 202,687.46 U. S. Treasury Securities ................... 389,268.41 A ll other U. S. Gov’t obligations ................. 1,163,487.14 A ll other bonds & securities ................... 598.014.67 Loans & discounts........ 1,004,493.81 Fixed assets ................. 12,753.10 A ll other assets ............ 5,136.44  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $3,375,841.03  Demand deposits ...... $1,565,963.49 Time deposits ............. 1,376,517.50 U. S. Gov’t deposits .... 16,496.08 73,687.25 Public funds ... 3.032.664.32 Total deposits 3.032.664.32 Total liabilities 50.000. 00 Capital stock ..... 50.000. 00 Surplus ............... 228,780.13 Undivided profits 14,396.58 Reserves ............. Total capital & reserves ................ . 343,176.71 Total ......................... $3,375,841.03  176  State o f Arkansas:  Bank Department  FIRST SECURITY BANK, SEARCY Population 9,004 White County Chartered February 6,1932 P. O. Box 1008 Telephone Number 268-5831 Zip Code 72143 Number of Branches: Inside City—2; Outside City—1 Officers  Directors  1. O. Yancey .... Chairman of Board Bert Mullens ................... President E. D. Yancey ... .. Exec. Vice Pres. Ralph Duncan .... Senior Vice Pres. E. D. Crow .... Vice Pres. & Auditor Jim Wilson .................... Vice Pres. Glen Norman ...... A sst Vice Pres. Audrey Blasingame .... A sst Cashier Hazel G illiam ............A sst Cashier Wayne Richards .............. Manager, McRae Office  Truman Baker Dr. Clifton Ganus B. C. Huddleston W. R. Meador Joe S. Pierce Kenny Rand J. W. Sanford Jim Tarkington M. O. Thompson Ray A. YameE Alvin Van Hook  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 2,219,728.03 U. S. Treasury Securities ................. 2,495,340.03 A ll other U. S. Gov’t obligations ............... 1,661,213.64 A ll other bonds & securities ................. 4,158,653.25 Doans & discounts...... 14,644,235.23 507,890.99 Fixed assets ............... Other real estate ...... 1.00 A ll other assets ........ 5,357.74  Demand deposits ........$ 9,491,509.47 Time deposits ............. 10.510,318.53 U. S. Gov’t deposits .... 195,747.45 Public funds ............... 2,702,884.41 Deposits of banks ...... 255,141,50 Total deposits ........ 23,155,601.36 A ll other liabilities ..... 361,729.77 Total liabilities ...... 23,517,331.13 Capital stock .............. 600,000.00 Surplus ........................ 1,000,000.00 Undivided profits ...... 343,087.32 232,001.46 Reserves ...................... Total capital & reserves ............... 2,175,088.78  Total ..........................$25,692,419.91  Total .......................... $25,692,419.91   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  177  GRANT COUNTY BANK, SHERIDAN  Population 2,480 Chartered July 29. 1903  Grant County P. O. Box 67 Telephone Number 942-3147 Zip Code 72150 Number of Branches: Inside City—None: Outside City—None Officers  Directors  D. E. McCoy, Sr. ....Chmn. of Board D. E. McCoy, Jr............... President Harold Boatright .. Exec. Vice Pres. and Cashier Eddie W. S lig h ...... Vice President Jerry L. Coleman .... Vice President Henry E. Wells .... Asst. Vice Pres. Sue Reynolds ........... A sst Cashier Margaret H ancock...... Head Teller June Herrington .. Head Bookkeeper  Rolland D. Brown Veo Easley D. E. Gatzke D. R. McCoy, Jr. D. E. McCoy, Sr. W. Lee Tucker Robert E. Wellborn  ClV,l vlc,Plf^!ff>l, ■n»83r 1G OF JUNE 30, 1873 0 A b I i A •SiA"AA>sA» A  Assets  Liabilities  Cash & due from banks $ 1,116,128.83 U. S. Treasury Securities ................. 1,333,692.00 A ll other U. S. Gov’t obligations ............... 82,963.67 A ll other bonds & securities ................. 3,635,814.40 Excess funds sold ...... 200,000.00 Loans & discounts...... 6,160,894.53 Fixed assets................. 170,916.42 4,640.00 Other real estate ...... A ll other assets .......... 1.00  Demand deposits ........ $ 4,375,752.42 Time deposits .............. 5,896,348.86 U. S. Gov’t deposits .... 122,811.17 Public funds ............... 910,268.96 Deposits o f banks ..... 4,625.12 Total deposits ........ 11,309,806.53 A ll other liabilities 402,716.93 Total liabilities ...... 11,712,523.46 Capital stock ............. 150,000.00 Surplus ........................ 250,000.00 Undivided profits ...... 505,775.24 Reserves ...................... 86,752.15 Total capital & reserves ............... 992,527.39  Total ..........................$12,705,050.85  Total ..........................$12,705,050.85   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  178  State o f Arkansas: Bank Department  FIRST STATE BARK, SHERWOOD Population 3,500 Pulaski County Chartered July 28, 1966 P. O, Box 6009 Telephone Number 835-4122 Zip Code 72116 Number o f Brandies: Inside City—None; Outside City—None Officers  Directors  Harry L. Hastings, Jr. .... Chairman (Inactive) James A. W eEons............President (Inactive) Mark M. Davis .... Exec. Vice Pres. Jesse R. Rich .... V. Pres. & Cashier Carolyn P e e le r..........Asst. Cashier  Mark M. Davis H. J. Dent Harry L. Hastings, Jr. B. E. Henson James C. Nichols Jesse R. Rich James A. Wellons  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 611,136.70 U. S. Treasury Securities ................... 750,000.00 A ll other XJ. S. Gov’t obligations ............ 301,464.41 A ll other bonds & securities ................... 1,265,232.61 Excess funds sold ....... 1,700,000.00 Loans & discounts ...... 3,248,664.35 Fixed assets ............ 89,647.93  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $7,966,146.00  Demand deposits .... Time deposits ....... U. S. Gov’t deposits Public funds ......... Total deposits ..... A ll other liabilities Total liabilities ... Capital stock ......... Surplus ................. ... Undivided profits Reserves ................ Total capital & reserves ........... Total .....................  ....$3,250,208.63 .... 2,591,258.59 .... 76,357.53 .... 1,171,191.99 .... 7,089,016.74 .... 168,546.61 .... 7,257,563.35 ....  100,000.00  .... .... ....  400,000.00 168,194.64 40,388.01  ...  708,582.65  ..$7,966,146.00  Fifty-N inth Report  179  BANK OF SIDNEY, SIDNEY Population 210 Sharp County Chartered September 23, 1912 P. O. Box 7 Telephone Number 283-5725 Zip Code 72577 Number of Brandies: Inside City—None; Outside CSty—None Officers  Directors  Thomas A. B o n e ..............President R. C. P ounders...... Vice President Atalee C. Pounders .......... Cashier Donita Fore ............. Asst. Cashier  Thomas A. Bone R. C. Pounders Atalee C. Pounders  STATEMENT AS OF JUNE 30, 1973 AbSsois  Liabilities  Cash & due from banks ..$193,965.82 U. S. Treasury Securities ............... ..... 415,932.70 Loans & discounts .... ..... 16,753.89 2.00 Fixed assets ...............  Demand deposits............. $584,853.46 Public funds .................. 5,216.88 Total deposits ............. . 590,070.14 Total liabilities ......... . 590,070.14 Capital stock .................. ... 5,000.00 Surplus ........................... . 16,500.00 Undivided p r o fits ........... . 12,997.93 Reserves ......................... 2,086.34 Total capital & reserves ................. ...... . 36,584.27 Total ............................. $626,654.41  Total  ...................... .... $626,654.41   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  180  State o f Arkansas: Bank Department  ARKANSAS STATE BANK, S1LOAM SPRINGS Population 5,553 Benton County Chartered January 12, 1960 P .O .B o x 400 Telephone Number 524-4131 Zip Code 72761 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Delbert 1. Allen, Sr. .. Chmn. o f the Board Ross Stout ...................... President Henry Brosell, Jr. .... Vice Pres. & Cashier William A, Hasseberg, Jr. .. V. Pres. Homer Bynum ...... Vice President M. H. (B ill) Simmons .... Vice Pres. Genevieve L. M itcheE .... Assistant Cashier  Delbert E. Allen, Sr. Delbert E. Allen, Jr. Homer Bynum Preston Bynum M. H. (BED Simmons Ross Stout  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 2,837,791.47 U. S. Treasury Securities ................. 125,000.00 AE other U. S. Gov’t . obligations ............... 747,657.98 A ll other bonds & securities ................. 1,476,224.36 Loans & discounts...... 5,775,846.24 36,298.64 Fixed assets................. AE other assets .......... 643.20  Demand deposits ........ $ 5,140,365.58 Time deposits .............. 3,961,519.19 U. S. Gov’t deposits .... 256,312.79 Public funds .............. 677,035.55 Total deposits .......... 10,035,233.11 A ll other HabEities 187,596,02 Total liabE ities........ 10,222,829.13 Capital stock .............. 240,000.00 Surplus ...................... 100,000.00 Undivided profits ...... 375,240.45 Reserves ....................... 61,392.31 Total capital & reserves ............... 776,632.76  T otal ..........................$10,999,461.89  Total .......................... $10,999,461.89   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-Ninth. Report  181  SMACKOVER STATE BANK, SMACKOVER  Population 2,058 Union County Chartered April 18, 1928 P. O. Box 107 Telephone Number 725-3051 Zip Code 71762 x Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Max A. M itcham ............... President Max O. T a y lor.... Exec. Vice Pres. L. E. Tennyson, Jr. ...... Vice Pres. Audna L. Ward ................. Cashier Evelyn Long ..............A sst Cashier Barbara Jean Sales .... A sst Cashier  Max A. Mitcham Homer T. Rogers Max O. Taylor James M. Tennyson L. E. Tennyson, Jr. Richard H. Vickers  STATEMENT AS OF JUNE 30, 1973 Assets  LiabUiiies  Cash & due from banks $ 611,704.24 U. S. Treasury Securities ................. 826,494.34 A ll other bonds & securities ................. 2,148,144.06 Excess funds sold ...... 700,000.00 Loans & discounts...... 5,648,992.03 Fixed assets ............... 266,011.96 A ll other assets .......... 10,754.48  Demand deposits ........ $2,760,511.00 Time deposits .............. 5,383,628.86 U. S. Gov’t deposits .... 57,050.79 Public funds ............... 970,579.73 Total deposits .......... 9,171,770.38 Total liabilities ...... 9,171,770.38 Capital stock .............. 250,000.00 Surplus ........................ 500,000.00 212,110.16 Undivided profits ...... Reserves ...................... 78,220.57 Total capital & reserves ............... 1,040,330.73  Total ..........................$10,212,101.11  Total .......................... $10,212,101.11   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  182  State o f Arkansas:  Bank Department  CITIZENS BANK, SMITHVILLE Population 75 Chartered March 23, 1901  Lawrence County P. O. Box 10 Telephone Number 528>3516 Zip Code 72466 Number o f Branches: Inside City—None; Outside City—None Officers  Directors  R. S. Rainwater ............. President A. M. S ta rr............. Vice President Boyce Durham ................. Cashier Iceland M iz e ............. Asst. Cashier  Sloan Rainwater, Jr., Sec’y. R, S. Rainwater A. M. Starr William T. Rainwater Virginia Rainwater Earl D. Perkins  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks ..$ 135,351.37 A ll other bonds & securities ................... 705,176.96 Loans & discounts........ 665,244.24 4,390.69 Fixed assets .................  Total ............................$1,510,163.26   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities Demand deposits ........ .$ 895,775.02 Time deposits .............. 81,084.75 Public funds ................ . 218,786.78 Total deposits .......... .. 1,195,646.55 Total liabilities ....... .. 1,195,646.55 Capital stock ............. 25.000. 00 Surplus ........................ 50.000. 00 Undivided profits ....... .. 209,137.57 Reserves ....................... 30,379.14 Total capital & reserves ................ . 314,516.71 Total ......................... $1,510,163.26  Fifty-N inth Report  183  MERCHANTS & PLANTERS BANK. SPARKMAN Population 663 Chartered September 19,1916  Dallas County P. O. Box 127 Telephone Number 678-2251 Zip Code 71763 Number of Branches: Inside City—-None: Outside City—None Officers  Tyrol Q. Carson ............. President Doris Mann ........................ Cashier Patricia Shaddock .... Asst. Cashier Kathiyn Daniell ...... Asst. Cashier  Directors B. J. Ford, Chairman T. Q. Carson Garland Gaston Benton Taylor D. W. DeLaughter Ray White  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks ..$ 285,900.38 U. S. Treasury Securities ................... 403,000.00 A ll other bonds & securities ................... 57,007.34 Excess funds sold ........ 800,000.00 Loans & discounts ...... 1,064,204.41 Fixed assets ................. 75,033.48 Other real estate ........ 2,125.00 AE other assets .......... 3,845.16  Total ........................... $2,691,115.77   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits .......... $1,075,490.69 Time deposits ............... 1,192,947.34 U. S. Gov’t deposits..... 28,843.91 Public funds ................. 194,077.20 Deposits o f banks ........ 3,495.63 Total deposits .......... 2,494,854.77 29,935.32 AE other liabilities ...... Total liabilities ........ 2,524,790.09 Capital stock ............... 50,000.00 Surplus .......................... 50,000.00 Undivided profits ........ 53,952.03 Reserves ...................... 12,373.65 Total capital & reserves ................. 166,325.68 Total .......................... $2,691,115.77  184  State o f Arkansas:  Bank Department  FIRST STATE BANK. SPRINGDALE Population 20,000 Washington County Chartered February 12,1923 P. O. Box 189 Telephone Number 751-1500 Zip Code 72764 Number of Branches: Inside City—1; Outside City—1 Officers  Directors  Joe M. Steele ........ Chm. o f Bd. & Chief Exec. Off. J. T. Bain ........................ President Elmer Johnson ...... Sr. Vice Pres. Mace D. Howell .... Exec.Vice Pres. R. A. Bryant ................. Vice Pres. Arthur Morris ............... Vice Pres. Wilma Samuel .... A sst Vice Pres. Marcella Sharum .. A sst Vice Pres. Wesley L. Burkett .. A sst Vice Pres. Frances Ann D oisa.. A sst Vice Pres. Feme Ford ................... Vice Pres. David Howell .................. Cashier Nathan Combs ..........Trust Officer Arthur Johnson ............ Farm Rep. J. E. Hinshaw ....Agricultural Rep. Preston Sanders ........ Auditor  Joe M. Steele Tom Hargis Elmer Johnson J. T. Bain Dr. Friedman Sisco A P. Wilson Mace D. Howell Thurman Parsons J. E. Hinshaw Dr. J. W. Dorman Joe S. Boone  STATEMENT AS OF JUNE 30. 1973 Assets  Cash & due from banks $ 4,775,569.48 U. S. Treasury Securities ................. 3,457,865.44 A ll other U. S. Gov’t obligations ............... 1,750,000.00 A ll other bonds & securities ............. 10,134,156.09 Loans & discounts ..... 20,553,530.25 Fixed assets ............... 360,813.10 Other real estate........ 2.00 A ll other assets ........ 594,961.70  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $41,626,898.06  $13,290,356.64 Demand deposits Time deposits ... 20,548,714.03 318,807.43 U. S. Gov’t deposits .... 3,802,707.18 Public funds ....... 20,000.00 Deposits o f banks 37,980,585.28 Total deposits ... 707,064.04 A ll other liabilities .... Total liabilities 38,687,649.32 Capital sto ck ...... 600,000.00 450,000.00 Surplus ............... 1,466,635.40 Undivided profits 422,613.34 Reserves ............. Total capital & reserves ............... 2,939,248.74 Total ........................$41,626,898.06  Fifty-N inth Report  185  BODCAW BANK, STAMPS Population 2,591 Chartered December 8,1902  Lafayette County P. O. Box 8 Telephone Number 533-4486 Zip Code 71860 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. C. Cabe ...................... President James N ip per...... Exec. Vice Pres. & Cashier C. C. Russell ............... Vice Pres. a L. W ilkinson..............Vice Pres. Bonnie Moreland A sst Cashier Jennie Lovell .......... A sst Cashier Danny Fitzpatrick .... A sst Cashier Pat McMurrough .... Mgr. Ins. D ept  J. C, Cabe A. C. Cross Roy Z. Kimbell James Nipper C. a Russell A. O. Smith a L. Wilkinson  STATEMENT AS OF JUNE 30, 1973 T.ia'hili-Hpg Assets Cash & due from banks ..$ 695,596.18 U. S. Treasury Securities ................. ... 2,130,783.61 A ll other U. S. Gov’t obligations ............... ... 448,626.94 A ll other bonds & securities ................. ... 1,661,164.07 Loans & discounts .... ... 2,475,085.76 Fixed assets ............... ... 26,383.80 Other real estate....... 13.00 A ll other assets ........ 2,397.07  Total ........................ ..$7,440,050.43   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ......... $2,164,882.85 Time deposits .............. . 3,931,585.04 U. S. Gov’t deposits.... 27,511.43 Public funds ................ 556,014.12 Total deposits ......... . 6,679,993.44 A ll other liabilities .... 773.84 Total liabilities ....... . 6,680,767.28 Capital stock .............. 50,000.00 Surplus ......................... . 450,000.00 Undivided profits ....... . 199,909.46 Reserves ....................... 59,373.69 Total capital & reserves ................ . 759,283.15 Total ......................... $7,440,050.43  186  State o f Arkansas:  Bank Department  BANK OF STAR CITY, STAR CITY Population 2,200 Chartered April 27, 1925  Lincoln County P. O. Box 69 Telephone Number 628-4288 Zip Code 71667 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Tom S. Lovett .. Chairman of Board Robert O. Trout ............. President Lynn Thomasson .......... Vice Pres. Wm. R. Davidson .. A sst Vice Pres. Anneta Moore .................... Cashier Karen Bums ............ A sst Cashier  Robert E. Beard Harold Evans Bumice Frizzell B. W. Gibbs, D.D.S. Tom S. Lovett R. C. Petty, M.D. Neb Ryall, Jr. Lynn Thomasson Robert O. Trout  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks ..$ 592,437.46 U. S. Treasury Securities ................... 308,000.00 A ll other U. S. Gov’t obligations ................. 100,000.00 A ll other bonds & securities ................... 892,591.99 Loans & discounts ...... 4,245,460.33 Fixed assets ................. 124,597.78 2,063.63 A ll other assets ..........  Demand deposits .......... $2,463,263.72 Time deposits ............... 2,415,713.90 U. S. Gov’t deposits..... 48,918.18 418,683.88 Public funds ............ Total deposits .......... 5,346,579.68 A ll other liab ilities..... . 307,971.14  Total ........................... $6,265,151.19   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total liabilities ......... " ”5,654,550.82  Capital stock ............... Surplus .......................... Undivided profits ........ Reserves ....................... Total capital & reserves ................ .  150,000.00 200,000.00 216,420.38 44,179.99  610,600.37  Total ............................$6,265,151.19  Fifty-N inth Report  187  THE STEPHENS SECURITY BANK, STEPHENS Population 1,300 Chartered February 8, 1946  Ouachita County P. O. Box 7 Telephone Number 786-5416 Zip Code 71764 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Charles T. R eveley..........President Cole Martin ........ Exec. Vice Pres. Sam L. C u rry ...... Asst* Vice Pres. Juanita Poindexter .. Administrative Assistant & Asst. Cashier Elizabeth S m ith .... Operation Mgr. & Asst. Cashier  Charles T. Reveley Cole Martin Sam A. Curry Guy R. Smith Herbert R. Henderson Grady P. Arrington James Peniek, Jr. Joe J. Wade  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 394,319.68 U. S. Treasury Securities ............... .. 328,925.63 A ll other U. S. Gov’t obligations ............... .. 599,531.25 A ll other bonds & securities ................. .. 866,026.27 Loans & discounts .... .. 3,415,293.74 33,795.25 Fixed assets ............... .. 1,500.00 Other real estate........ 25,615.55 A ll other assets..........  Demand deposits ......... .$1,910,707.75 Time deposits ............ . 2,818,016.44 67,341.97 U. S. Gov’t deposits ... Public funds ................ . 288,073.97 Total deposits ........... . 5,084,140.13 60,742.89 A ll other liabilities .... Total liabilities ....... . 5,144,883.02 Capital stock .............. . 275,000.00 75,000.00 Surplus ......................... . Undivided profits ....... . 147,733.39 22,390.96 Reserves ....................... Total capital & reserves ................ . 520,124.35 Total ......................... $5,665,007.37  Total ........................ ..$5,665,007.37   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  188  State o f Arkansas:  Bank Department  CITIZENS BANK, STRONG Population 1,008 Chartered January 19, 1931  Union County P. O. Box 188 Telephone Number 797-7361 Zip Code 71765 Number of Branches: Inside City—None; Outside City—None Officers  Directors  O. B. C lark ...................... President C. B. M ason............. Vice President Mrs. L. K. Bobertson ...... Cashier  O. B. Clark C. B. Mason Mrs. L. K. Robertson Ray B. Finney  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 295,716.26 U. S. Treasury Securities ................... 518,453.13 A ll other U. S. Gov’t obligations ................. 84,052.01 A ll other bonds & securities ................... 678,672.11 Excess funds sold ...... 500,000.00 Loans & discounts ...... 1,000,933.72 7,933.88 Fixed assets ................. A ll other assets .......... 20,000.00  Demand deposits ..... ...$1,152,414.04 Time deposits ........... ... 1,260,051.69 U. S. Gov’t deposits . 2,558.22 Public funds .............. ... 136,546.67 Total deposits ....... ... 2,551,570.62 A ll other liabilities ... ... 67,304.95 Total liabilities ..... ... 2,618,875.57 Capital stock ............ ... 50,000.00 Surplus ....................... ... 100,000.00 Undivided profits ..... ... 321,965.99 Reserves .................... 14,919.55 Total capital & reserves .............. ... 486,885.54 Total ...........................$3,105,761.11  Total ..........................$3,105,761.11   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  189  Fifty-N inth Report  THE FARMERS AND MERCHANTS BANK, STUTTGART Population 10,477 Arkansas Comity Chartered December 29, 1944 P. O. Box 947 Telephone Number 922-8551 Zip Code 72160 Number of Branches: Inside City—1; Outside City—None Officers  Directors  Artie Seidenschwarz ...... President Lloyd R a tcliff........... Vice President Leonard H. DeVun ...... V. Pres. & Cashier Don P a ttillo........ V. Pres. & Trust Officer W illie G rafals........... Vice President James M. Yarbrough. Vice President Don Underwood ..... Vice President Lela K ark u r............... A sst Cashier Ona Belle K o ch ........ Asst. Cashier Louise Kelly ........ A sst Cashier & Auditor Estelle Findley ........ A sst Cashier Ralph W. W ilson ...... A sst Cashier William R. Trice ...... A sst Cashier Margaret C arlisle...... A sst Cashier  W. C. Bogard Glen Grandgeorge Russell McCollum Chet Pond, Jr. Lloyd Ratcliff Artie Seidenschwarz Horace ‘Pete” Siekel D. W. Tweedy Ralph Wilson D. B. Davis  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 2,995,282.78 U. S. Treasury Securities ................ 1,784,647.94 A ll other U. S. Gov’t 500,000.00 obligations .............. A ll other bonds & securities ................ 2,470,140.71 Excess funds sold ..... 2,200,000.00 Loans & discounts..... 18,803,841.54 397,367.21 Fixed assets .............. 595,435.57 A ll other assets .........  Total ....................... $29,746,7*5.75   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $11,814,176.41 Time deposits ............. 13,149,997.05 U. S. Gov’t deposits .... 241,866.32 Public funds ............... 1,300,860.52 Deposits of banks ...... 5,000.00 Total deposits .......... 26,511,900.30 A ll other liabilities 801,286.87 Total liabilities ...... 27,313,187.17 Capital sto ck .... 600,000.00 Surplus ........................ 700,000.00 Undivided profits ...... 764,512.55 Reserves ..................... 369,016.03 Total capital & reserves ............... 2,433,528.58 Total ........................ $29,746,715.75  190  State o f Arkansas:  d  ai>T 7 P i ii Q  Bank Department  n im  f  t ii y  Population 293 Chartered July 28, 1913  Drew County P. O. Box 128 Telephone Number 392-2292 Zip Code 71670 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. A. G ibson ................. . President Betty V. W ells.................. Cashier Marcia Zeno ............. A sst Cashier  Bennie Ryburn, Sr. Bennie Ryburn, Jr. J, A. Gibson Hampton Pugh C. R. Prewitt Tommy Henley W iley McGehee, Jr. J. Ted Blagg Hayes Stephens  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 233,236.26 AH other U. S. Gov’t obligations ............... .. 113,159.00 A ll other bonds & securities ................. .. 307,167.87 Loans & discounts ..... .. 2,071,630.60 81,499.58 Fixed assets ............... 11,071.91 Other real estate........ 8,862.39 A ll other assets ........  Demand deposits ....... $1,051,963.36 Time deposits .............. . 1,397,206.04 U. S. Gov’t deposits .... 20,335.43 Total deposits ......... . 2,469,504.83 Total liabilities......... . 2,469,504.83 Capital stock .............. . 120,625.00 Surplus ....................... . 176,875.00 30,876.79 Undivided profits ....... 28,745.99 Reserves ....................... Total capital & reserves ................ .. 357,122.78 Total ......................... $2,826,627.61  Total ........................ .$2,826,627.61   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  191  BANK OF TRUMANN, TRUMANN Population Chartered October 26, 1911  6,753 Poinsett County P. O. Box 48 Telephone Number 483-6333 Zip Code 72472 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. C. Stuckey .... Chairman of Board & President Clyde Robertson, Jr. .... Exec. Vice President Eugene Pounds .... V. Pres./Cashier Edith Dameron .... Asst. Vice Pres. Fannie M. Bradley .... Asst. Cashier Melba J. Wood ........ Asst. Cashier Claude R. H aun........ Asst. Cashier  T. M. Clogston J. F. Lady Frank Lady, Jr. Leon Massey Eugene Pounds Clifford C. Purvis Clyde Robertson, Jr. J. C. Stuckey Kenneth Yarbrough  STATEMENT AS OF JUNE 30, 1973 Assets  T.iaKilitiw!  Cash & due from banks $ 1,143,160.50 U. S. Treasury Securities ............... 1,144,040.63 A ll other U. S. Gov’t obligations ............. 500,000.00 A ll other bonds & securities ................. 1,049,684.44 Excess funds sold ...... 450,000.00 Loans & discounts...... 7,917,705.63 Fixed assets ................. 105,342.63 A ll other assets .......... 822.47  Demand deposits ........ $ 3,410,876.24 Time deposits .............. 6,559,991.63 U. S. Gov’t deposits .... 285,281.95 Public funds .............. 769,478.32 Total deposits .......... 11,025,628.14 A ll other liabilities 70,186.85 Total liabilities ...... 11,095,814.99 Capital stock ............. 100,000.00 Surplus ...................... 650,000.00 Undivided profits ...... 322,206.50 142,734.81 Reserves .................... Total capital & reserves ............... 1,214,941.31  Total ..........................$12,310,756.30  Total ..........................$12,310,756.30   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  192  State o f Arkansas:  Bank Department  BANK OF TUCKERMAN, TUCKERMAN Population 1,731 Jackson County Chartered November 8,1902 P. O. Box 700 Telephone Number 349-5155 Zip Code 72473 Number of Branches: Inside City—None; Outside City—2 Officers Van Smith .................... President Steve C. Adeox .... A sst Vice Pres. Calvin W. Whitlow ............ Cashier Joan G. Tinsley .,.... A sst Cashier Rosemary C. Hubbard.. A sst Cashier  Directors O. B. Armstrong Dr. R. O. Norris Bob Penix Lindley Smith Van Smith Scotty Armstrong  STATEMENT AS OF JUNE 30, 1973 Assets  Liabililies  Cash & due from bants ..$ 550,939.52 U. S. Treasury Securities ................... 489,294.00 A ll other U. S. Gov’t obligations ................. 625,000.00 A ll other bonds & securities ................... 787,884.19 Loans & discounts ...... 2,877,139.94 Fixed assets ................. 36,000.00 76,374.54 A ll other assets ..........  Demand deposits .......... $2,118,826.67 Time deposits ............... 1,879,441.36 U. S. Gov’t deposits ..... 12,993.83 Public funds ................. 626,964.79 Deposits of banks ...... 13,701.51 Total deposits .......... 4,651,928.16 A ll other liabilities ..... 28,304.00 Total liabilities ........ 4,680,232.16 Capital sto ck ................. 100,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 349,472.29 Reserves ...................... - 112,927.74 Total capital & reserves ................ . 762,400,03 Total .......................... $5,442,632.19  Total .......................... $5,442,632.19   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  193  TYRONZA BANK, TYRONZA Population 600 Chartered October 1, 1951  Poinsett County P. O. Box 95 Telephone Number 487-2161 Zip Code 72386 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Charles F. Luter ............ President John H. Emrich .... Vice President H. F. Norcross, Jr. ........ Secretory Maxyn Ursery ................... Cashier  A. A. Bank G. E. Beley John H. Emrich Charles F. Luter H. F. Norcross H. F. Norcross, Jr.  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks ..$ 716,508.17 U. S. Treasury Securities ................... 156,590.00 A ll other U. S. Gov't obligations ................. 1,194,617.05 A ll other bonds & securities ................... 1,104,927.36 Loans & discounts ...... 2,205,552.08 Fixed assets ................. 56,511.98 Other real estate.......... 1.00 A ll other assets ............ 936.01  Demand deposits .......... $1,707,910.71 Time deposits ................ 2,779,655.79 U. S. Gov’t deposits..... 24,236.57 287,806.50 Public funds ................ Total deposits .......... 4,799,609.57 A ll other liabilities ..... 141,801.87 Total liabilities ........ 4,941,411.44 Capital stock ............... 50,000.00 Surplus .......................... 150,000.00 Undivided profits ........ 253,514.06 Reserves ...................... 40,718.15 Total capital & reserves ................ . 494,232.21 Total ..........................$5,435,643.65  Total ........................ ..$5,435,643.65   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  194  State o f Arkansas:  Bank Department  CITIZENS BANK & TRUST COMPANY, VAN BUREN Population 8,500 Chartered December 20,1910  Crawford County P. O. Box 469 Telephone Number 474-2342 Zip Code 72956 Number of Branches: Inside City—1; Outside City—1 Officers  Directors  Dane Riggs ..................... President R. H. Terry .... V. P. & Trust Officer L. C. Gunn ............ Vice President Eugene P. Hobbs ............ Cashier Eva Maye Laws ...... A sst Cashier Wilma Rogers .......... A sst Cashier Nelda Watkins ........ A sst Cashier  Doyle Hopkins, Chairman Lonnie Batchelor Edgar E. Bethel Robert E. Daugherty C. C. Gunn Eugene P. Hobbs Doyle Hopkins Dane Riggs Jack E. White  STATEMENT AS OF JUNE 30, 1973 liabilities  Assets Cash & due from banks $ U. S. Treasury Securities ................. A ll other U. S. Gov’t obligations ............... A ll other bonds & securities ................ Excess funds sold ...... Loans & discounts ..... Fixed assets ............... AH other assets ..........  1,736,154.09 1,094,875.00 900,000.00 1,406,643.06 400,000.00 8,455,988.72 108,577.96 1,781.26  Total ..........................$14,104,020.09   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ........ $ 5,747,636.29 Time deposits .............. 5,889,493.01 U. S. Gov’t deposits ... 583,799.20 Public funds ............... 446,914.19 Total deposits ........ 12,667,842.69 AH other Mobilities ..... 552,386.30 Total Mobilities ...... 13,220,228.99 300,000.00 Capital sto ck ............... Surplus ........................ 300,000.00 Undivided profits ...... 283,791,10 Total capital & reserves ............... 883,791.10 Total .......................... $14,104,020.09  ids  Fifty-N inth Report  PEOPLES BANK & TRUST COMPANY, VAN BUREN Population 8,500 Chartered August 12, 1933 Number of Branches:  Crawford County P. O. Box 429 Telephone Number 474-6801 Zip Code 72956 Inside City—None; Outside City—None  Officers  Directors  Clyman E. IzSrd ...... Chairman of the Board J. J. Iza rd ........................ President Judge Carl Creekmore .... Vice Pres. Frank W offord ................ Cashier Jo Ann Meadors ...... A sst Cashier Frances Rapier ........ A sst Cashier Deweese Jackson .... A sst Cashier Vince Haney ............ A sst Cashier  Clyman E. Izard J. J. Izard Bessie Maud Izard C. J. Franklin Judge Carl Creekmore Frank W offord  STATEMENT AS OF JUNE 30, 1973 Liabilities  Assets Cash & due from banks $ U. S. Treasury Securities ................. AH other U. S. Gov’t obHgations ............... AH other bonds & securities ................. Excess funds sold ...... Loans & discounts ..... Fixed assets ............... Other real estate ...... AH other assets ..........  2,952,378.02 1,207,270.75 814,781.25 1,480,119.18 1,000,000.00 6,270,940.54 140,369.13 23,001.00 35,984.28  Demand deposits ........ $ 5,514,820.34 Time deposits .......... 6,058,213.12 U. S. Gov’t deposits .... 114,959.34 Public funds ............... 1,109,576.21 Total deposits .......... 12,797,569.01 A ll other HabiHties .... 51,17473 Total HabiHties ...... 12,848,743.74 Capital stock .............. 200,000.00 Surplus ........................ 300,000.00 Undivided profits ...... 489,739.42 Reserves ...................... 86,360.99 Total capital &  reserves ............... Total ..........................$13,924,844.15   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,076,100.41  Total .......................... $13,924,84415  196  State o f Arkansas:  Bank Department  BANK OF WALDO, WALDO Population 1,658 Columbia County Chartered September 2,1899 P. O. Box 366 Telphone Number 693-5858 Zip Code 71770 Number of Branches: Inside City—None; Outside City—None Officers  Directors  J. Thurston HoweE .:...... President Mrs. J. Thurston HoweE.. Vice Pres. Mrs. Mary H. M artin....... . Cashier  J. Thurston HoweE Mrs. J. Thurston HoweE Mrs. Mary H. Martin  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks ..$ 147,591.82 U. S. Treasury Securities ................... 1,407,717.09 AE other U. S. Gov’t obligations ................. 166,642.46 AE other bonds & securities ................... 2,000.00 Excess funds sold ........ 750,000.00 Loans & discounts ...... 321,360.34 fix e d assets ................. 20.00 AE other assets ............ 2,587.00 Total .......................... $2,797,918.71   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T.iahilititwt  Demand deposits ........ $1,200,430.07 Time deposits ............. 1,307,097.51 8,991.93 U. S. Gov’t deposits..... 64,689.58 PubMe funds ... 2.581.209.09 Total deposits 2.581.209.09 Total HabiHties 50.000. 00 Capital stock .... 25.000. 00 Surplus ............... 31,308.63 Undivided profits 110,400.99 Reserves ............. Total capital & reserves ................ 216,709.62 Total ......................... $2,797,918.71  197  Fifty-N inth Report  THE PEOPLES BANK. WALDO Population 1,658 Columbia County Chartered June 22,1910 P. O. Box 426 Telephone Number 693-5551 Zip Code 71770 Number of Branches: Inside City—None; Outside City—1 Directors Officers Harold H. Fincher ..........President Richard P. Clark .... Exec. Vice Pres.  Harold H. Fincher Richard P. Clark Dorothy Jeanne Fincher Imogene M. Clark Steven Clark Fincher G. F. Scott Betty Lou Scott  STATEMENT AS OF JUNE 30, 1973  fk(BfiJite Cash & due from banks $ 447,021.46 U. S. Treasury Securities ................... 875,000.00 A ll other U. S. Gov’t obligations ................. 1,071,437.78 A ll other bonds & securities ................... 1,380,153.40 Loans & discounts ...... 1,522,683.97 A ll other assets .......... 3.00  Total ........................... $5,596,299.61   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T.iahili<i«m  Demand deposits .......... $1,511,143.69 Time deposits ............... 3,096,358.39 U. S. Gov’t deposits...... 7,690.41 Public funds ................. 415,813.00 Total deposits .......... 5,031,005.49 Total liabilities ...... 5,031,005.49 Capital stock ............... 62,500.00 Surplus ........................ 137,500.00 Undivided profits ........ 325,110.91 Reserves ....................... 40,183.21 Total capital & reserves ................. 565,294.12 Total .......................... $5,596,299.61  198  State o f Arkansas: Bank Department  BANK OF WALDRON# WALDRON Population 2,368 Scott County Chartered April 3,1901 P. O. Box 278 Telephone Number 637-2161 Zip Code 72958 Number of Branches: Inside City—None; Outside City—None Officers  Directors  Marvin 1. Phelps .......... President Orval K. Goodner .. Exec. Vice Pres. Wm. Knox Dozier .. V. Pres.~Cashier Patsy H aw kins.... A sst Vice Pres. Blanche E. Stephens .. A sst Cashier Pat Ray D avenport.... A sst Cashier Linda H og g e............. A sst Cashier  Marvin E. Phelps Orval K. Goodner Wm. Knox Dozier Glenn Abbott M. C. Bird Charlye V. Davidson W. W. Davis Isom Crutchfield S. E. Mitchell Theo Money Dale Rodgers  STATEMENT AS OF JUNE 30. 1973 Assets  UabiURes  Cash & due from banks $ 997,312.12 U. S. Treasury 472,337.06 securities ................ . A ll other U. S. Gov’t obligations .............. . 3,418,846.33 A ll other bonds & securities ................ . 2,071,439.01 100,000.00 Excess funds sold ...... Loans & discounts..... . 6,640,985.76 85,256.24 Fixed assets .............. 108,275.52 A il other assets .........  Demand deposits ..... ...$ 4,789,204.53 Time deposits ........... ... 7,062,087.56 80,526.45 U. S. Gov’t deposits . 663,898.59 Public funds ............. ... Total deposits ....... ... 12,595,717.13 218,393.24 A ll other liabilities ... ... Total liabilities..... ... 12,814,110.37 Capital stock ........... 150,000.00 400,000.00 Surplus ..................... ... 460,127.71 Undivided profits .... ... 70,213.96 Reserves .................... Total capital & reserves ............ ... 1,080,341.67 Total ..................... ...$13,894,452.04  Total ....................... $13,894,452.04   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  199  WARREN BANK & TRUST COMPANY, WARREN  Population 6,500 Bradley County Chartered December 28, 1901 P. O. Box 350 Telephone Number 226-2621 Zip Code 71671 Number of Branches: Inside City—1; Outside City—None Officers  Directors  Louis W. Ederington ...... President G. C. Sangster .... Exec. Vice Pres. S. B. Meek, Jr.......... Vice President B. Gene Staton .... V. Pres., Cashier & Trust Officer Pauline Hollingsworth .... A sst Vice President James E. Smith .... A sst Vice Pres. Harold Moore ...... Asst. Vice Pres. Ouita Huitt .... Asst. Trust Officer Betty L o v e tt............. A sst Cashier Katherine F o r t..........A sst Cashier  L. H. Derby, Jr. J. T. Ederington, HI L. W. Ederington John B. Frazer, Jr. F. Martin Hankins J. E. Hurley, Jr. S. B. Meek, Jr. G. C. Sangster G. F. Wynne, M. D.  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 1,086,841.43 U. S. Treasury Securities y............. 1 742,250.72 A ll other U. S. Gov’t obligations ............... 3,282,398.06 A ll other bonds & securities ................ 4,690,553.18 Loans & discounts...... 9,564,196.65 Fixed assets................. 46,779.52  Demand deposits ........ 4,733,127.23 Time deposits .............. 11,611,527.81 U. S. Gov’t deposits..... 66,080.91 Public funds ............... 1,105,982.05 Total deposits .......... 17,516,718.00 A ll other liabilities 380,592.98 Total liabilities ...... 17,897,310.98 Capital stock ............. 200,000.00 Surplus ........................ 250,000.00 Undivided p rofits........ 197,032.17 Reserves ...................... 923,000.23 Total capital & reserves ............... 1,570,032.40 Total ........................$19,467,343.38  Other real estate ........  54,323.82  Total ........................ $19,467,343.38   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  200  State o f Arkansas:  Bank Department  BANK OF WEINER, WEINER Population 715 Chartered April 2, 1909  Poinsett County P. O. Box 307 Telephone Number 684-2221 Zip Code 72479 Number of Branches: Inside City—None; Outside City—None Officers  Directors  E. E. H ogu e.................... Chairman John R. Hogue ............... President H. E. W inters...... Exec. Vice Pres. Jeriel A. Sum m itt.. Exec. Vice Pres. Niles B ise ...... Vice Pres. & Cashier  E. E. Hogue John R. Hogue H. E. Winters Jeriel A. Summitt Malcolm C. Hogue Dr. E. L. Hogue R. H. Ziegenhom  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks $ 654,194.15 U. S. Treasury Securities ................... 986,971.62 AH other U. S. Gov’t obligations ................. 2,294,717.23 A ll other bonds & securities ................... 1,167,262.17 Excess funds sold ........ 350,000.00 Loans & discounts........ 3,729,037.37 Fixed assets ................. 54,185.00 18,042.54 A ll other assets ........... Total ............................$9,254,410.08   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities  Demand deposits .......... $3,257,036.69 Time deposits ............... 4,774,773.41 U. S. Gov’t deposits ..... 31,379.02 Public funds ................. 306,391.52 Total deposits .......... 8,369,580.64 A ll other liabilities........................... 53,477.65 Total liabilities ........ 8,423,058.29 Capital stock ............... 200,000.00 Surplus .......................... 300,000.00 Undivided profits ........ 270,299.33 Reserves ....................... 61,052.46 Total capital & reserves ................. 831,351.79 Total .......................... $9,254,410.08  Fifty-N inth Report  201  MERCHANTS & FARMERS BANK, WEST HELENA Population 10,836 Phillips County Chartered October 4, 1948 P. O. Box 2498 Telephone Number 572-3481 Zip Code 72390 Number of Branches: Inside City—1; Outside City—None Officers  Directors  S. H. H urst...... Chmn. of the Board Doug Sim m ons.................President Roy B. Warren ...... Sr. Vice Pres. Jim Bogle .... Vice Pres. & Cashier Gordon M. White .... Vice President Gere Camathan .... Asst. Vice Pres. Helen B. B a ck .......... Asst. Cashier Juanita Clements ...... Asst. Cashier Dorothy W h ite..........A sst Cashier Rae H a ll...................... Asst. Cashier Dorene Johnson .... Asst. Cashier & Branch Manager Jeanie Bloesch ..........Asst. Cashier  James P. Baker, Jr. James E. Boyd Brooks Griffin S. H. Hurst C. L. Harris E. F. Kalb J. L. Linder Jesse E. Porter Doug Simmons  Q T lI T lI F I ffT & C ftp m u p 0 AA * J&JTOJdijWA Afe# VarJT  on  VVf  10*70  4 9 /v  Assets  Liabilities  Cash & due from banks $ 1,742,967.55 U. S. Treasury 283,900.00 Securities ................. A ll other U. S. Gov’t obligations ............... 2,828,836.17 A ll other bonds & securities ................. 1,515,934.57 Loans & discounts...... 10,259,398.21 Fixed assets................. 221,203.46 21,598.86 A ll other assets ..........  Demand deposits ...... $ 4,786,905.58 Time deposits .............. 8,575,062.82 U. S. Gov’t deposits .... 110,907.47 Public funds ............. 1,568,963.34 Total deposits ......... 15,041,839.21 Excess funds purchased...... 300,000.00 A ll other liabilities.... 242,983.10 Total liabilities........ 15,584,822.31 Capital stock .............. 275,000.00 Surplus ........................ 400,000.00 Undivided profits ...... 433,495.86 Reserves ...................... 180,520.65 Total capital & reserves ............... 1,289,016.51 Total ........................ $16,873,838.82  Total ........................ $16,873,838.82   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  202  State o f Arkansas:  Bank Department  BANK OF WEST MEMPHIS, WEST MEMPHIS Population 25,000 Crittenden County Chartered April 21, 1928 P. O. Box 128 Telephone Number 735-2922 Zip Code 72301 Number of Branches: Inside City—2; Outside City—None Officers  Directors  W. K. Ingram ................. Chairman Zach McClendon .... Vice Chairman Jack K. Hogan ............President & Chief Exec. Officer J. G. Spradling ............. Vice Pres. Robert L. Wright .......... Vice Pres. & Cashier Mildred Eamey .... A sst Vice Pres. & A sst Trust Officer Mary Goe ........... A sst Vice Pres. Ruth Manchester .... A sst Vice Pres. Paul Neal ............. Asst. Vice Pres. Wayne Stafford .... Asst. Vice Pres. Josephine D uncan.... Asst. Cashier Patsy P. Morgan ...... A sst Cashier Robert L. Naylor .... Asst. Cashier Levy R. O’Bryant ............. Auditor Doris Swindler ........ A sst Cashier Pat Neely .... Public Relaions Officer  Davis Biggs Bowers Clement H. R. Dabbs P. M. Dacus R. E. Eden James C. Hale James A Heath Jack K. Hogan J. C. Tennison W. K. Ingram J. H. Spears Richard H. Upton W. P. Slaughter W. Kent Ingram, Jr. Paul O’Neal Robert E. McCarley Lloyd C. McCuiston, Jr. Zach McClendon, Sr. Zach McClendon, Jr.  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 3,523,778.06 U. S. Treasury Securities ................. 1,687,574.94 AE other U. S. Gov’t obligations ............... 2,124,947.48 AE other bonds & securities ................. 5,456,756.03 Excess funds s o ld ........ 1,800,000.00 Loans & discounts .... 11,885,256.50 Fixed assets ............... 269,800.53 Other real estate ...... 143,750.00 A ll other assets ........ 363,415.61  Demand deposits ........ $11,630,296.01 Time deposits ......... 10,163,575.08 U. S. Gov’t deposits .... 701,635.73 PubMc funds ............... 2,063,795.44 Deposits of banks ...... 25,000.00 Total deposits ........ 24,584,302.26 A11 other EabiEties .... 431,032.85 Total EabiEties ...... 25,015,335.11 Capital stock ............. 500,000.00 Surplus . 1,000,000.00 UndividM profits ...... 577,334.11 Reserves ...................... 162,609,93 Total capital & reserves ............... 2,239,944.04 Total ........................ $27,255,279.15  Total ........................ $27,255,279.15   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  203  RICE GROWERS BANK, WHEATLEY  Population 507 Chartered September 27,1909  St. Francis County P. O. Box 156 Telephone Number 457-2311 Zip Code 72392 Number of Branches: Inside City—None: Outside City—None Officers  Directors  William L. Horner, Jr. .... President Robert Carvell ...... Vice President & Cashier  William L. Homer, Jr. Robert Carvell Mayme Lyon  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks ..$ 335,419.48 U. S. Treasury Securities * ............... 151,000.00 AH other U. S. Gov’t obligations ................. 1,000,000.00 A ll other bonds & securities .................... 333,558.23 Excess funds sold ........ 1,150,000.00 Loans & discounts ...... 2,637,218.95 Fixed assets ................. 29,627.67 Other real estate.......... 13,402.08 A ll other assets ............ 18,432.00  Demand deposits .......... $2,364,946.20 Time deposits ................. 2*269,923.19 U. S. Gov’t deposits......... 29,757.93 Public funds ................. 352,338.55 Total deposits .......... 5,016,965.87 51,424.06 A ll other liabilities...... Total liabilities.......... 5,068,389.93 Capital stock ............... 100,000.00 Surplus .......................... 200,000.00 Undivided profits ........ 274,060.54 Reserves ....................... 26,207.94 Total capital & reserves ................. 600,268.48  Total ............................$5,668,658.41  Total ........................... $5,668,658.41   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  204  State o f Arkansas: Bank Department  WILMOT STATE BANK, WILMOT Population 1,132 Ashlar County Chartered October 25, 1937 P. O. Box 95 Telephone Number 473-5500 Zip Code 71676 Number of Branches: Inside City—None: Outside City—None Officers  Directors  Wm. B. de Yampert ...... President N. R. Kirkwood .... Exec. Vice Pres. & Cashier E. H. D unning............... Vice Pres.  Wm. B. de Yampert N. R. Kirkwood E. H. Dunning John Currie  STATEMENT AS OF JUNE 30, 1973 A ssbSs Cadi & due from banks ..$ U. S. Treasury Securities ................... AE other U. S. Gov’t obligations ................. AE other bonds & securities ................... Excess funds sold ........ Loans & discounts ...... fix e d assets ................. A ll other assets ..........  LiabUiiies 336,876.59 183,135.00 598,286.81 245,197.09 300,000.00 690,015.19 3,487.43 99.66  Total ........................... $2,357,097.77   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Demand deposits ..........$ 871,469.59 lim e deposits............... 600,363.43 U. S. Gov’t deposits..... 14,772.07 Public funds ................. 404,213.05 Total deposits ............ 1,890,818.14 Total Eabilities ........ 1,890,818.14 Capital sto ck ................. 50,000.00 Surplus .......................... 125,000.00 Undivided profits ........ 261,892.20 Reserves ....................... 29,387.43 Total capital & reserves ................ . 466,279.63 Total ............................$2,357,097.77  Fifty-N inth Report  205  BANK OF WILSON, WILSON Population 1,009 Mississippi County Chartered October 3, 1908 P. O. Box 338 Telephone Number 655-3251 Zip Code 72395 Number of Branches: Inside r—None; Outside City—1 Officers  Directors  R. E. L. Wilson, 3 r d ...... Chairman of the Board President J. B. G w y n ............... C. J. Lowrance, Jr. .. Vice President James T. Shenep ............... Cashier Mrs. Florabel Bishop .. A sst Cashier Mrs. Gatha Watson .... A sst Cashier (Reiser)  C. L. Denton, Jr. J. B. Gwyn C. J. Lowrance, Jr. Michael E. Wilson R. E. L. Wilson, 3rd Hudson Wren  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks ..$ 688,990.48 U. S. Treasury Securities ................... 1,046,567.83 A ll other U. S. Gov’t obligations ................. 484,456.35 A ll other bonds & securities ................... 756,051.91 Excess funds sold ........ 1,050,000.00 Loans & discounts ...... 2,565,539.39 8,320.00 Fixed assets .................  Demand deposits .......... $2,203,532.27 Time deposits ............... 2,304,343.28 U. S. Gov’t deposits..... 87,916.01 Public funds ................. 900,688.09 Deposits of banks ....... 39,788.41 Total deposits ............ 5,536,268.06 A ll other liab ilities...... 8,818.12 Total liabilities ........ 5,545,086.18 Capital stock ............... 100,000.00 Surplus .......................... 500,000.00 Undivided profits ........ 418,663.61 Reserves ....................... 36,176.17 Total capital & reserves ................ . 1,054,839.78 Total ..........................$6^99,925.96  Total ..........................$6,599,925.96   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  206  State o f Arkansas:  Bank Department  CROSS COUNTY BANK, WYNNE Population 6,696 Chartered June 5, 1891  Cross County P. O. Box 9 Telephone Number 238-8171 Zip Code 72396 Number of Branches: Inside City—None; Outside City—1 Officers Directors  Rafe Andrews ................. President Ken McCianahan .. Exec. Vice Pres. John W. W atts........ Sr. Vice Pres. Winifred G. Sigman .......... Cashier Bobbie Nell Brown .... A sst Cashier Ann J o n e s................. A sst Cashier Mazie Ballard .......... A sst Cashier  Rafe Andrews John W. Watts W. W. Shaver, Jr. (Ch. o f Bd.) David Block, Jr. (Vice Pres.) John H. Johnston, Jr. (Vice Pres.) David Drexler Gerald L. Blackburn R. E. Robinson Eugene Goodart I. M. Steinberg  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 1,066,048.57 U. S. Treasury Securities ................. 690,158.81 A ll other U. S. Gov’t obligations ...... 2,122,860.10 A ll other bonds & securities ................. 305,568.41 200,000.00 Excess funds sold ...... Doans & discounts...... 7,464,659.76 Fixed assets ............... 148,851.28 A ll other assets .......... 2,332.83  Demand deposits ........ $ 4,810,667.88 Tune deposits .'........... .. 4,695,750.25 U. S. Gov’t deposits .... 86,983.66 Public funds ......... 928,966.20 Total deposits ......... 10,520,367.99 A ll other liabilities .... 183,023.05 Total liabilities ........ 10,703,391.04 Capital stock .............. 250,000.00 Surplus ........................ 330,000.00 618,627.27 Undivided profits ...... Reserves ...................... 98,461.45 Total capital & reserves ............... 1,297,088.72 Total ........................ $12,000,479.76  Total ........................ $12,000,479.76   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Fifty-N inth Report  207  THE BANK OF YELLV1LLE, YELLVILLE Population 860 Chartered December 13, 1945  Marion County P. O. Box 225 Telephone Number 449-4231 Zop Code 72687 Number of Branches: Inside City—None; Outside City—1 Officers  Directors  Bernice B e rry ...... Pres. & Cashier Wynona Willingham Vice Pres. John E. L in ton ............... Vice Pres.  Bernice Berry Wynona Willingham John E. Linton H. A. Bums Alma Berry Karl King Fred A. Berry Thelma G. Doshier  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 917,135.24 U. S. Treasury Securities ............... 302,218.75 A ll other U. S. Gov’t obligations ................. 407,363.44 A ll other bonds & securities ................... 997,213.30 Loans & discounts ...... 6,857,891.35 Fixed assets ................. 151,267.23  Demand deposits .......... $3,619,682.52 Time deposits ............... 4,352,893.04 U. S. Gov’t deposits ..... 6,717.05 Public funds ................. 826,568.33 Total deposits ......... 8,805,860.94 Total liabilities ........ 8,805,860.94 Capital stock ............... 175,000.00 Surplus .......................... 275,000.00 Undivided profits ........ 316,281.90 Reserves ....................... 60,946.47 Total capital & reserves ................. 827,228.37 Total .......................... $9,633,089.31  Total ............................$9,633,089.31   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  208  State o f Arkansas:  Bank Department  FIFTY-NINTH REPORT  showing  rrrrriji' ’A ’KTTITT'TAM TnH ' X vf-»v /XN mJL AAv/J3i vAT? JJF AlAlii  3 ARKANSAS STATE CHARTERED TRUST COMPANIES  (Not engaged In commercial banking)  ASSETS AND LIABILITIES ABE AS SHOWN BY THE CALL OF   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  JUNE 30, 1973  Fifty-N inth Report  209  GUARANTY LOAN & TRUST COMPANY, HELENA Population 12,000 Phillips County Chartered February 9, 1910 P. O. Box 219 Telephone Number 338-3032 Zip Code 72342 (Not engaged in commercial banking) Officers  Directors  S. J. H ow e...... Chairman of Board Otis W. Howe, Jr. .......... President J. M. H ow e............. Vice President E. Clay Bumpers .... Sec.-Treasurer  S. J. Howe Otis W. Howe, Jr. J. M. Howe E. Clay Bumpers R. E. Howe  STATEMENT AS OF JUNE 30, 1973 Assets Cash & due from banks ....$ 48,545.46 A ll other bonds & securities ...................... 38,338.82 Loans & discounts.......... 59,713.54 Fixed assets ....................... 3,497.50 6,527.00 A ll other assets..................  Total ...................... .......$156,622.32   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities Trust Funds .....................$ 33,222,58 Total trust funds ........ 33,222.58 A ll other liabilities ....... 7,687.27 Total liabilities ............ 40,909.85 Capital stock ................... 50,000.00 Surplus ............................ 50,000.00 Undivided profits ......... 15,712.47 Total capital ............... 115,712.47 Total .............................. $156,622.32  210  State o f Arkansas:  liV * if k A 1 1 A T 1*1*111 JKLCa * JrLvrJh l^JLaJL * j HLJN  iWPTTOT  Jl JR W 2 } *  Bank Department  /^ A U fD llT V  V#\#JM uIr A l l X  §  T fy — |»l V  H AAV  JLaJ> a JL m E s A W wJBfc»  Population 132,500 Pulaski County Chartered June 5, 1925 Telephone Number 374-1744 Zip Code 72201 (Not engaged in commercial banking) Officers  Directors  Justin Matthews, H I ...... President Walter L. Burroughs...... Vice Pres. Eva M. H a le ............... Seey.-Treas. Betty Ann Couch .... Asst. Secretary  Justin Matthews, in Walter L. Burroughs Eva M. Hale Mrs. Elizabeth C. Matthews Mrs. Lila B. Homor Mrs. Anne M. Glenn William F. Rector Richard B. Adkisson James D. Simpson Howard Coekml  STATEMENT AS OF JUNE 30, 1973 Assets  LiaMlifies  Cash & due from banks ....$333,771.74 A ll other liabilities......... .$ 1,074,65 A ll other bonds & Total liabilities ............ 1,074.65 securities ...................... 72,644.31 Capital stock ................... 164,200.00 Loans & discounts............................ 6,445.78 Surplus ............................ 20,000.00 Fixed assets ..................... 3,273.14 Undivided profits ........ 435,379.09 Other real estate ............ 167,641.70 Total capital ............... 619,579.09 A ll other assets ............. 36,877.07 Total ............................. $620,653.74 Total ..............................$620,653.74   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  211  Fifty-Ninth. Report  MATTHEWS COMPANY, NORTH LITTLE ROCK Population 60,040 Pulaski County Chartered February 16, 1955 P. O. Box 4088 Telephone Number 753-3455 Zip Code 72116 (Not engaged in commercial banking) Officers  Directors  James P. Matthews ........ President Martha D. Matthews .... Vice Pres. Eunice Kumpe .... Secretary-Treas. Alice Hicks ............ Asst. Secretary  John Pope Matthews, Chairman Martha D. Matthews John P. Matthews, Jr. James P. Matthews Charles D. Matthews Catherine M. Martin Charles Martin  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks $ 122,416.18 A ll other bonds & securities ................... 867,207.76 Loans & discounts........ 3,561,978.10 Fixed assets ................. 17,878.04 A ll other assets ............ 798,436.81  Borrowed m on ey.......... $4,208,863.79 A ll other liabilities..... . 851,207.55 Total liabilities ........ 5,060,071.34 Capital stock ............... 100,000.00 Surplus .......................... 55,000.00 Undivided profits ........ 152,845.55 Total capital ............. 307,845.55 Total .......................... $5,367,916.89  Total ..........................$5,367,916.89   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  212  State o f Arkansas:  Bank Department  FIFTY-NINTH REPORT  showing  THE CONDITION OF THE 3 ARKANSAS STATE CHARTERED ACT 111 INDUSTRIAL LOAN INSTITUTIONS  (Not engaged In commercial banking)  ASSETS AND LIABILITIES ABE AS SHOWN BY THE CALL OF   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  JUNE 30, 1973  Fifty-N inth Report  g A T f TJ»W Mt JW W r PPH TT SHyPa# * 1P if iit V#atiB tI iifA A  Population 8,739 Chartered October 9, 1959  213  r * A P D A P & T* T AM J tptflL &flkTJLitwrBunUPl m if veVAEU»VrJEMTk AVJJJI#  Hot Spring County P. O. Box 400 Telephone Number 332-2462 Zip Code 72104  Act 111, Industrial Loan Institution (Not engaged in commercial banking) Officers  Directors  W. H. McClure ............... President J. C. Cole ........................ Secretary George L. M e d u r e ........ Treasurer Vance Jem igan ...... Vice President Layne Sparks ........ Vice President Ray Cook ............... Vice President  W. H. McClure J. C. Cole George L. McClure Vance Jemigan Layne Sparks Ray Cook Jewelle Johnson A. J. Wilks  STATEMENT AS OF JUNE 30, 1973 Liabilities Cash & due from banks ..$ 534,762.53 A ll other bonds & securities ................... 225,000.00 Loans & discounts ...... 3,219,157.14 Other real estate ........ 3,554.62 A ll other assets ............ 18,563.48  Total ..........................$4,001,037.77   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Investment Certificates $2,943,991.40 Total Certificates ..... 2,943,991.40 20,000.00 Borrowed money ........ A ll other liabilities ..... 556,596.23 Total liabilities.......... 3,520,587.63 Capital s to ck ................. 242,000.00 Surplus .......................... 18,221.15 Undivided profits ........ 64,778.91 Reserves ........................ 155,450.08 Total capital & reserves ................ 480,450.14 Total .......................... $4,001,037.77  214  State o f Arkansas:  Bank Department  HALLMARK LOAN & INVESTMENT COUP., NORTH LITTLE ROCK Population 60,040 Pulaski County Chartered October 21, 1927 Telephone Number 376-3523 Zip Code 72114 Act 111, Industrial Loan Institution (Not engaged in commercial banking) Officers  Directors  D. M. Fitzgerald ............. President William Brandon ............ Treasurer Dorranee A. W illiam s.... Secretary  D. M. Fitzgerald William Brandon Dorranee A. Williams  STATEMENT AS OF JUNE 30, 1973 Assets  Liabilities  Cash & due from banks ..$ 61,189.33 A ll other bonds & securities ...................... 32.00 Loans & discounts .......... 161,833.99 Fixed assets ..................... 2,307.93 6,648.16 Other real estate ............ A ll other assets .............. 1,621.16  Investment Certificates ..$161,961.15 Total Certificates ........ 161,961.15 A ll other liabilities ........ 16,001.36 Total liabilities ...........? 177,962.51 Capital stock ................... 52,253.70 Surplus ............................ 3,416.36 Total capital ............... 55,670.06 Total ..............................$233,632.57  Total ............................. $233,632.57   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  215  Fifty-N inth Report  NATIONAL CREDIT CORPORATION, PINE BLUFF Population 60,000 Jefferson County Chartered April 13, 1941 P. O. Box 5317 Telephone Number 534-3250 Zip Code 71601 Act 111, Industrial Loan Institution (Not engaged in commercial banking) Officers  Directors  N. J. Gantt, Jr. .............. President C. A. D avies........ Exec. Vice Pies. G. E. Puddephatt .... Vice President C. S. McNew, I I I ...........Treasurer Simon Joseph ................. Secretary  C. A. Davies N. J. Gantt, Jr. A. P. Hatcher Simon Joseph George Makris f* kje S jLVlvl’l MpNpw V>W f ttt JLJLJL J. G. Smith  STATEMENT AS OF JUNE 30, 1973 Assets  LiaMliiies  Cash & due from banks ..$ 138,377.29 Loans & discounts ...... 1,584,157.78 Fixed assets ...... 12,417.13 A ll other assets ............ 6,401.64  Investment Certificates ..$ 841,404.06 Total C ertificates...... 841,404.06 Borrowed money ........ 200,000.00 A ll other liabilities..... . 227,805.64 Total liabilities ........ 1,269,209.70 125,000.00 Capital stock ............... Surplus .......................... 75,000.00 Undivided profits ........ 225,076.97 Reserves ........................ 47,067.17 Total capital & reserves ................ . 472,144.14 Total ..........................$1,741,353.84  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ....$1,741,353.84
Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102