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F ederal Reserve bank
OF DALLAS

Dallas, Texas, September 1, 1956

To the Principal Executive Officer
o f the Member Bank Addressed:

Enclosed is a loose-leaf copy of the new Directory o f the Federal
Reserve Bank of Dallas. Please substitute this Directory for the one which
you now have in your binder of regulations of the Board of Governors
and bulletins of the Federal Reserve Bank of Dallas.
We hope that the Directory will be helpful to you and your associates
in contacting the officials of the Head Office or branches of this bank
Copies of either the loose-leaf form or the pamphlet form are available
upon request.
Sincerely yours,
Watrous H. Irons
President

Enclosure

This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)

DIRECTORY
OF THE

FEDERAL RESERVE BANK OF DALLAS

Head Office, 400 South Akard Street, Dallas, Texas
M ailing A ddress

Station K
Dallas 2, Texas
T e le p h o n e :

iv A Ildolpl 1 3271

(F or night, Sunday, and holiday emergency calls, use RAndolph 2175)

El Paso Branch, 351 Myrtle Avenue, El Paso, Texas
M ailing A ddress

P. O. Box 100
El Paso, Texas
T e le p h o n e :

2 -1 6 8 1

Houston Branch, 1301 Texas Avenue, Houston, Texas
M ailing A ddress

P. O. Box 2578
Houston 1, Texas
T e le p h o n e :

CApitol 7-8281

San Antonio Branch, Navarro and Villita Sts., San Antonio, Texas
M ailing A ddress

P. O. Box 1471
San Antonio 6, Texas
T e le p h o n e :

CApitol 7-4153

CONTENTS
Page

Functions, Departments, Principal Operations, and
Persons in Charge
Head Office
Accounting____________________________________________ 1
Auditing______________________________________________ 1
Bank and public relations_______________________________ 2
Bank examination and supervision------------------------------------ 2
Cash_________________________________________________ 3
Collections — checks, other cash items, and noncash items___ 3
Commodity credit---------------------------------------------------------- 4
Fiscal agency__________________________________________ 4
Legal_________________________________________________ 5
Loans and rediscounts--------------------------------------------------- 5
Personnel_____________________________________________ 5
Regulations of the Board of Governors---------------------------- 8
Remittances on RFC pool loans--------------------------------------- 4
Research and statistical--------------------------------------------------- 6
Reserve accounts of member banks---------------------------------- 1
Secretary of the Board of Directors--------------------------------- 6
Securities
Issuance, redemption, and exchange------------------------------ 4
Purchase and sales--------------------------------------------------- 3
Safekeeping________________________________________ 3
Services — building and other operations---------------------------- 7
El Paso Branch--------------------------------------------------------------- 9
Houston Branch-------------------------------------------------------------- 10
San Antonio Branch--------------------------------------------------------- 11
Directors
Federal Reserve Bank of Dallas------------------------------------------El Paso Branch__________________________________________
Houston Branch--------------------------------------------------------------San Antonio Branch----------------------------------------------------------

12
14
15
16

Federal Advisory Council Member---------------------------------------- 12
Officers
Federal Reserve Bank of Dallas------------------------------------------El Paso Branch__________________________________________
Houston Branch_________________________________________
San Antonio Branch----------------------------------------------------------

13
14
15
16

FEDERAL RESERVE RANK OF DALLAS
President
W ATROUS H. IRONS
First Vice President
W. D. GENTRY

HEAD OFFICE
ACCOUNTING
E. B. Austin, Vice President
E. H. Berg, Assistant Cashier
Accounting Department: C. R. Wallin, Manager
General Books and Bank Accounts Division
Member bank reserve accounts
Reserve deficiencies
Nonmember bank clearing accounts
Signature authorities
Stop-payment orders
Administration and interpretation of Regulation D — Reserves of
Member Banks
Expenditures Division
Issuance of voucher checks in payment of expenses (except pay­
roll) of Federal Reserve Bank
Dividends on Federal Reserve Bank stock
Administration and interpretation of Regulation I — Increase or
Decrease of Capital Stock of Federal Reserve Banks and
Cancellation of Old and Issue of New Stock Certificates
Transfer of Funds Division
Telegraphic transfers of funds
Mail transfers of funds
AUDITING
G. R. Murff, General Auditor
Auditing Department: I. J. Reed, Assistant General Auditor
Reconciliation of reserve and deferred credits accounts and verifica­
tion of other accounts
Check disposition of incoming money and security shipments and
obtain receipts for outgoing money and security shipments
1
Revised September 1, 1956.

2

D IR E C T O R Y

BANK AND PUBLIC RELATIONS
T. A. Hardin, Assistant Vice President
Herman W. Kilman, Assistant Cashier
Bank and Public Relations Department:
H. M. Faulkner, Field Representative
Visits to member and nonmember banks
Visitors at Federal Reserve Bank
Tours of building
Relations with schools and colleges
Federal Reserve Bank’s paper currency exhibits
Sound film, “The Federal Reserve Bank and You”
BANK EXAMINATION AND SUPERVISION
L. G. Pondrom, Vice President
Moss E. Hulsey, Jr., Chief Examiner
Examination Department
Examination of state member banks and affiliates
Applications for membership in Federal Reserve System
Administration and interpretation of Regulations:
F—Trust Powers of National Banks
H-—Membership of State Banking Institutions in the Federal
Reserve System
K—Banking Corporations Authorized to Do Foreign Banking
Business Under the Terms of Section 25(a) of the
Federal Reserve Act
L—Interlocking Bank Directorates Under the Clayton Act
M—Foreign Branches of National Banks and of Corporations
Organized Under the Provisions of Section 25(a) of
the Federal Reserve Act
N—Relations with Foreign Banks and Bankers
O—Loans to Executive Officers of Member Banks
P—Holding Company Affiliates—Voting Permits
Q—Payment of Interest on Deposits
R—Relationships with Dealers in Securities Under Section 32 of
the Banking Act of 1933
T—Extension and Maintenance of Credit by Brokers, Dealers,
and Members of National Securities Exchanges
U—Loans by Banks for the Purpose of Purchasing or Carrying
Stocks Registered on a National Securities Exchange
Y—Bank Holding Companies
Revised September 1, 1956.

D IR E C T O R Y

3

CASH AND SECURITIES
W. H. Holloway, Vice President and Cashier
Carl H. Moore, Assistant Cashier
Cash Department: H. M. Simmons, Manager
Money Division
Shipment and delivery of currency and coin
Receipt and verification of currency and coin
Reports of unusual currency transactions on Form TCR-1, pur­
suant to request of U. S. Treasury Department
Securities Division
Purchase and sale of securities for account of member banks
Receipt and delivery of securities purchased or sold for account
of member banks
Custody of securities for member banks
Telegraphic transfer of bearer Government securities
Payment of coupons of the United States Government and gov­
ernmental agencies

COLLECTIONS— CHECKS, OTHER CASH ITEMS, AND
NONCASH ITEMS
T. A. Hardin, Assistant Vice President
Carl H. Moore, Assistant Cashier
Transit Department: Rasco R. Story, Manager
Collection of cash items
Checks and other cash items
Government checks drawn on the Treasurer of the United States
Postal money orders
Direct routing of checks and other cash items to Federal Reserve
banks and branches by member and nonmember clearing banks
Returned or dishonored items
Check routing symbol program
Administration and interpretation of Regulation J—Check Clear­
ing and Collection
Collection of noncash items
Notes, drafts, and other noncash items
Corporate bonds and coupons payable in continental United States
Administration and interpretation of Regulation G— Collection
of Noncash Items
Post office deposits
Revised September 1, 1956.

4

D IR E C T O R Y

COMMODITY CREDIT
T. W. Plant, Vice President
Herman W. Kilman, Assistant Cashier
CCC Department: H. M. Adams, Manager
Disbursements under cotton loan program
Issuance, servicing, and redemption of CCC certificates of interest
Custody of Government cotton loan notes and warehouse receipts
Disbursements and remittances for Commodity Stabilization Service
Remittances from servicing agents of RFC pool loans
Securities of the Public Housing Administration
FISCAL AGENCY
T. W. Plant, Vice President
James L. Cauthen, Assistant Cashier
Fiscal Agency Department: Roy E. Bohne, Manager
United States savings bonds
Lost, stolen, mutilated, or destroyed savings bonds
Sales and redemptions of savings bonds
Accounts of issuing and paying agents
Reissues and corrections
Marketable Government securities
Denominational exchange
Exchange of bearer for registered bonds
Exchange of registered for bearer bonds
Transfer of registered bonds
Exchange subscriptions
Forms for subscriptions, exchanges, transfers, etc.
Lost, stolen, destroyed, or mutilated securities
Payment or redemption
Subscriptions and tenders to new offerings of Government
securities
Federal taxes
Qualification of depositaries
Deposit of taxes
Duplicate receipts
Treasury tax and loan accounts
Withdrawal calls
Qualification of depositaries
Record of accounts
Record of collateral
Revised September 1, 1956.

5

D IR E C T O R Y

LEGAL
H arry A. Shuford, Vice President and General Counsel
George F. Rudy, Assistant Counsel and
Assistant Secretary of the Board

LOANS AND REDISCOUNTS
E. B. Austin, Vice President
W. M. Pritchett, Assistant Cashier
Loan and Securities Department: E. G. Hudel, Manager
Collection and analysis of credit data
Distribution of financial statement forms
Record of Federal Reserve Bank’s investment in Government
securities
Administration and interpretation of Regulations:
A—Advances and Discounts by Federal Reserve Banks
B—Open Market Purchases of Bills of Exchange, Trade Accept­
ances, and Bankers’ Acceptances Under Section 14
C—Acceptance by Member Banks of Drafts or Bills of Exchange
S—-Industrial Loans by Federal Reserve Banks (direct and par­
ticipation)
V—Loan Guarantees for Defense Production

PERSONNEL
H arry A. Shuford, Vice President and General Counsel
James A. Parker, Director of Personnel
Personnel Department: Wm. F. Pope, Jr., Manager
Employment
Employee records
Preparation of payroll
Job analysis and evaluation
Salary and personnel policy surveys
Medical examinations and first aid
Employee counseling
Employee publication
Hospitalization and insurance
Retirement system
Cafeteria service for officers and employees
Revised April 6, 1956.

6

D IR E C T O R Y

RESEARCH AND STATISTICAL
Morgan H. Rice, Vice President and Secretary of the Board
Philip E. Coldwell, Director of Research
Research Department
Research: James E. Jensen, General Economist
Bertram F. Levin, Financial Economist
Leslie C. Peacock, Financial Economist
J. Z. Rowe, Agricultural Economist
Robert B. Williamson, Industrial Economist
Assembling and analyzing economic data—agriculture, trade,
finance, and industry
Monthly Business Review
Agricultural News Letter
Agricultural News of the Week
Banking, business, agricultural, and other economic releases
Statistical: Zenas B. Smith, Administrative Assistant
Collection of statistical data on banking, retail trade, and con­
sumer credit
Preparation of statistical tabulations and reports
Foreign exchange transactions—reports
Research Library: Mabel Wilkerson, Librarian
Economic publications—books, periodicals, newspapers, special
reports, government documents and releases, economic and
financial services, and other material to facilitate research

SECRETARY OF THE BOARD OF DIRECTORS
Morgan H. Rice, Vice President and Secretary of the Board
George F. Rudy, Assistant Counsel and
Assistant Secretary of the Board
Office of the Secretary of the Board of Directors
Proceedings of meetings of Board of Directors and committees of
Board of Directors
Election of Class A and Class B directors by member banks
Information regarding directors
Revised September 1, 1956.

7

D IR E C T O R Y

SERVICES— BUILDING AND OTHER OPERATIONS
W. H. Holloway, Vice President and Cashier
James L. Cauthen, Assistant Cashier
Service Department: J. A. Hall, Manager
Federal Reserve Postal Substation “K ”
Mail—incoming and outgoing
Protection—fire and safety
Telephone service
Wire service—private and commercial
Purchase of equipment and supplies
Maintenance of furniture and equipment
Building operations
General files and records
Printing and duplicating services
Interdepartmental communications — messenger service and pneu­
matic tube system

Revised September 1,1956.

D IR E C T O R Y

8

REGULATIONS OF THE BOARD OF GOVERNORS
A—Advances and Discounts by Federal Reserve Banks_ E. B. Austin
_
B—Open Market Purchases of Bills of Exchange,
Trade Acceptances, and Bankers’ Accept­
ances Under Section 14_____________________ E. B. Austin
C—Acceptance by Member Banks of Drafts or Bills
of Exchange________________________________E. B. Austin
D—Reserves of Member Banks______________________ E. B. Austin
E—Purchase of W arrants___________________________ E. B. Austin
F—Trust Powers of National Banks_________________ L. G. Pondrom
G—Collection of Noncash Items______________________T. A. Hardin
H—Membership of State Banking Institutions in
the Federal Reserve System________________ L. G. Pondrom
I—Increase or Decrease of Capital Stock of Fed­
eral Reserve Banks and Cancellation of
Old and Issue of New Stock Certificates______ E. B. Austin
J—Check Clearing and Collection--------------------------------T. A. Hardin
K—Banking Corporations Authorized to Do For­
eign Banking Business Under the Terms of
Section 25(a) of the Federal Reserve Act____ L. G. Pondrom
L—Interlocking Bank D irectorates U nder the
Clayton Act______________________________ L. G. Pondrom
M—Foreign Branches of National Banks and of
Corporations Organized Under the Provi­
sions of Section 25(a) of the Federal
Reserve Act_____________________________ L. G. Pondrom
N—Relations with Foreign Banks and Bankers...............L. G. Pondrom
O—Loans to Executive Officers of Member Banks-------L. G. Pondrom
P—Holding Company Affiliates—Voting Permits-------- L. G. Pondrom
Q—Payment of Interest on Deposits------------------------- L. G. Pondrom
R—Relationships with Dealers in Securities Under
Section 32 of the Banking Act of 1933----------L. G. Pondrom
S—Industrial Loans by Federal Reserve Banks_________ E. B. Austin
T—Extension and Maintenance of Credit by Bro­
kers, Dealers, and Members of National
Securities Exchanges------ ---- ---------------------- L. G. Pondrom
U—Loans by Banks for the Purpose of Purchas­
ing or Carrying Stocks Registered on a
National Securities Exchange-----------------------L. G. Pondrom
V—Loan Guarantees for Defense Production-----------------E. B. Austin
Y—Bank Holding Companies______________________ L. G. Pondrom
Revised September 1,1956.

9

D IR E C T O R Y

EL PASO BRANCH
Vice President in Charge
HOW ARD CA RRITH ERS
Cashier:
A LVIN E. RU SSELL

Assistant Cashier:
T. C. ARNOLD

Loan and discount operations

Member bank reserve accounts

Purchase and sale of securities
for account of member banks

N onm em ber ban k c le a rin g
acco u n ts
Signature authorities

Receipt and delivery of securi­
ties purchased or sold for
account of member banks
Delivery of bearer Government
securities pursuant to tele­
graphic transfer from other
Federal Reserve banks
Check collections, including
Government checks drawn on
the Treasurer of the United
States and postal money
orders
Noncash collections
Administration and interpreta­
tion of Regulation U —Loans
by Banks for the Purpose
of Purchasing or Carrying
Stocks Registered on a Na­
tional Securities Exchange

Stop-payment orders
Telegraphic transfers of funds
Mail transfers of funds
Payment of currency and coin
Receipt and verification of cur­
rency and coin
R eports of unusual currency
transactions on Form TCR-1,
pursuant to instructions from
the Treasury Department
Safekeeping of securities
P a y m e n t of coupons of th e
U nited States Government
and governmental agencies
Issue, exchange, and redemp­
tion
United States savings bonds
U n ite d States m arketable
securities
Treasury tax and loan accounts
Treasury savings notes
Withholding tax deposits

Auditing Department: George W. Saunders, Branch Auditor
Reconciliation of reserve and deferred credits accounts and verifica­
tion of other accounts
Check disposition of incoming money and security shipments and
obtain receipts for outgoing money and security shipments
Revised September 1, 1956.

10

D IR E C T O R Y

HOUSTON BRANCH
Vice President in Charge
J. L. COOK
Cashier
H. K. DAVIS
Assistant Cashier:
THOM AS R. SULLIVAN
Member bank reserve accounts
N on m em b er bank c le a rin g
acco u n ts
Signature authorities
Stop-payment orders
Telegraphic transfers of funds
Mail transfers of funds
Check collections, including
Government checks drawn on
the Treasurer of the United
States and p o s ta l money
orders
Noncash collections
Administration and interpreta­
tion of Regulation U —Loans
by Banks for the Purpose
of Purchasing or Carrying
Stocks Registered on a Na­
tional Securities Exchange

Assistant Cashier:
B. J. TROY
Loan and discount operations
Purchase and sale of securities
for account of member banks
Receipt and delivery of securi­
ties purchased or sold for
account of member banks
Delivery of bearer Government
securities pursuant to tele­
graphic transfer from other
Federal Reserve banks
Payment of currency and coin
Receipt and verification of cur­
rency and coin
Reports of unusual currency
transactions on Form TCR-1,
pursuant to instructions from
the Treasury Department
Safekeeping of securities
P a y m e n t of coupons o f th e
U nited States Governm ent
and governmental agencies
Issue, exchange, and redemp­
tion
United States savings bonds
U nited States m arketable
securities
Treasury tax and loan accounts
Treasury savings notes
Withholding tax deposits

Auditing Department: H. A. Yancey, Branch Auditor
Reconciliation of reserve and deferred credits accounts and verification
of other accounts
Check disposition of incoming money and security shipments and
obtain receipts for outgoing money and security shipments
Revised September 1, 1956.

11

D IR E C T O R Y

SAN ANTONIO BRANCH
Vice President in Charge
W. E. EAGLE
Cashier
A. E. M UNDT
Assistant Cashier:
F. C. MAGEE
Loan and discount operations
Purchase and sale of securities
for account of member banks
Receipt and delivery of securi­
ties purchased or sold for
account of member banks
Delivery of bearer Government
securities pursuant to tele­
graphic transfer from other
Federal Reserve banks
Check collections, including
Government checks drawn on
the Treasurer of the United
States and p o sta l money
orders
Noncash collections
Administration and interpreta­
tion of Regulation U—Loans
by Banks for the Purpose
of Purchasing or Carrying
Stocks Registered on a Na­
tional Securities Exchange

Assistant Cashier:
FREDRIC W. REED
Member bank reserve accounts
N onm em ber bank c le a rin g
accounts
Signature authorities
Stop-payment orders
Telegraphic transfers of funds
Mail transfers of funds
Payment of currency and coin
Receipt and verification of cur­
rency and coin
Reports of unusual currency
transactions on Form TCR-1,
pursuant to instructions from
the Treasury Department
Safekeeping of securities
P a y m e n t of coupons of the
United States Government
and governmental agencies
Issue, exchange, and redemp­
tion
United States savings bonds
U nited States m arketable
securities
Treasury tax and loan accounts
Treasury savings notes
Withholding tax deposits

Auditing Department: George W. Stover, Branch Auditor
Reconciliation of reserve and deferred credits accounts and verification
of other accounts
Check disposition of incoming money and security shipments and
obtain receipts for outgoing money and security shipments
Revised September 1, 1956.

12

D IR E C T O R Y

FEDERAL RESERVE BANK OF DALLAS

DIRECTORS

RO BERT J. SM ITH
( Chairman and Federal Reserve Agent)
President, Slick Airways, Inc.
Dallas, Texas
HAL BOGLE
(Deputy Chairman)
Rancher and Feeder, Dexter, New Mexico
JO H N R. ALFORD
Industrialist and Farmer
Henderson, Texas
H EN R Y P. DROUGHT
Attorney at Law
San Antonio, Texas
D. A. HULCY
Chairman of the Board and
President
Lone Star Gas Company
Dallas, Texas
j. e d d M cL a u g h l i n
President
Security State Bank & Trust
Company
Ralls, Texas

W. L. PETERSO N
President
The State National Bank of
Denison
Denison, Texas

J. B. THOM AS
President and General Manager
and Director
Texas Electric Service Company
Fort Worth, Texas

SAM D. YOUNG
President
El Paso National Bank
El Paso, Texas

FEDERAL ADVISORY COUNCIL MEMBER

GEORGE G. M ATKIN
President
The State National Bank of El Paso
El Paso, Texas
Revised September 1,1956.

13

D IR E C T O R Y

FEDERAL RESERVE BANK OF DALLAS

OFFICERS

W ATROUS H. IRONS, President
W. D. GENTRY, First Vice President
E. B. A U STIN , Vice President
HOW ARD CARRITHERS, Vice President
(In charge of El Paso Branch)
J. L. COOK, Vice President
(In charge of Houston Branch)
W. E. EAGLE, Vice President
(In charge of San Antonio Branch)
W. H. HOLLOW AY, Vice President and Cashier
T. W. PLANT, Vice President
L. G. PONDROM , Vice President
MORGAN H. RICE, Vice President and Secretary o f the Board
HARRY A. SHUFORD, Vice President and General Counsel
G. R. M URFF, General Auditor
T. A. HARDIN, Assistant Vice President
E. H. BERG, Assistant Cashier
JAM ES L. CAUTHEN, Assistant Cashier
HERM AN W. KILM AN, Assistant Cashier
CARL H. M OORE, Assistant Cashier
W. M. PR ITC H ET T, Assistant Cashier
P H IL IP E. COLD W ELL, Director of Research
MOSS E. HU LSEY , JR., Chief Examiner
JAM ES A. PARKER, Director o f Personnel
GEORGE F. RUDY, Assistant Counsel and Assistant Secretary
of the Board
CHARLS E. W ALKER, Economic Adviser— Office of the President
Revised September 1, 1956.

14

D IR E C T O R Y

EL PASO BRANCH

DIRECTORS

D. F. STAHM ANN (Chairman)
President
Stahmann Farms, Inc.
Las Cruces, New Mexico
F. W. BARTON
President
The M arfa National Bank
Marfa, Texas
JO H N P. BUTLER
President
The First National Bank
of Midland
Midland, Texas
JA M ES A. DICK
President
James A. Dick Investment
Company
El Paso, Texas

THOM AS C. PA TTER SO N
Vice President
El Paso National Bank
El Paso, Texas
J. M. SAKRISON
Director
Southern Arizona Bank &
Trust Company
Tucson, Arizona
E. J. W ORKM AN
President, and Director of
Research and Development
Division
New Mexico Institute of Mining
and Technology
Socorro, New Mexico

OFFICERS

HOW ARD CA RRITH ERS, Vice President in Charge
ALVIN E. RU SSELL, Cashier
T. C. ARNOLD, Assistant Cashier

Revised September 1, 1956.

D IR E C T O R Y

IS

HOUSTON BRANCH

DIRECTORS

H ER B ER T G. SU TTO N (Chairman)
T. O. Sutton and Sons
Colmesneil, Texas
I. F. BETTS
President
The American National Bank
of Beaumont
Beaumont, Texas
L. R. BRYAN, JR.
Vice Chairman of the Board
and Chairman of the
Executive Committee
Bank of the Southwest National
Association, Houston
Houston, Texas
W. B. CALLAN
President
The Victoria National Bank
Victoria, Texas

JO H N C. FLANAGAN
Vice President and
General Manager
Texas Distribution Division
United Gas Corporation
Houston, Texas
S. MARCUS GREER
Vice Chairman of the Board
First City National Bank
of Houston
Houston, Texas
TYRUS R. TIMM
Head
Department of Agricultural
Economics and Sociology
A. & M. College of Texas
College Station, Texas

OFFICERS

J. L. COOK, Vice President in Charge
H. K. DAVIS, Cashier
THOM AS R. SULLIVAN, Assistant Cashier
B. J. TROY, Assistant Cashier

Revised April 6,1956.

16

D IR E C T O R Y

SAN ANTONIO BRANCH

DIRECTORS

CLARENCE E. AYRES (Chairman)
Professor of Economics
The University of Texas
Austin, Texas
J. W. BERETTA
President
First National Bank of
San Antonio
San Antonio, Texas

V. S. M ARETT
President
The Citizens National
Bank of Gonzales
Gonzales, Texas

E. C. BREEDLOVE
President
The First National Bank
of Harlingen
Harlingen, Texas

ALEX R. THOM AS
Vice President
Geo. C. Vaughan & Sons
San Antonio, Texas

BURTON DUNN
Chairman of the
Executive Committee
Corpus Christi State
National Bank
Corpus Christi, Texas

HAROLD VAGTBORG
President
Southwest Research Institute
San Antonio, Texas

OFFICERS

W. E. EAGLE, Vice President in Charge
A. E. MUNDT, Cashier
F. C. MAGEE, Assistant Cashier
FR ED R IC W. REED, Assistant Cashier

Revised September 1, 1956.


Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102