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Federal Reserve Bank of Dallas
2200 N. PEARL ST.
DALLAS, TX 75201-2272

December 17, 2004
Notice 04-89
TO: The Chief Executive Officer of each
financial institution and others concerned
in the Eleventh Federal Reserve District
SUBJECT
New Pamphlets for Regulation CC
(Availability of Funds and Collection of Checks) and
Capital Adequacy Guidelines
DETAILS
The Board of Governors of the Federal Reserve System has
published new pamphlets for Regulation CC (Availability of Funds
and Collection of Checks), effective October 2004, and the Capital
Adequacy Guidelines, effective September 2004.
ATTACHMENT
Updated indexes are attached. Copies of each pamphlet are
being mailed. Please insert them in the appropriate sections of your
Regulations binders. You may discard all previous indexes as well as
pamphlets for Regulation CC and the Capital Adequacy Guidelines.
Please consult the indexes to ensure that your binders have been
properly updated.

For additional copies, bankers and others are encouraged to use one of the following toll-free
numbers in contacting the Federal Reserve Bank of Dallas: Dallas Office (800) 333-4460; El
Paso Branch Intrastate (800) 592-1631, Interstate (800) 351-1012; Houston Branch Intrastate
(800) 392-4162, Interstate (800) 221-0363; San Antonio Branch Intrastate (800) 292-5810.

-2MORE INFORMATION
For more information regarding Regulation CC, please
contact Don Jackson, Payments Services Department, (214)
922-5431. For more information on the Capital Adequacy Guidelines,
please contact Dorsey Davis, Banking Supervision Department, (214)
922-6051.
For your convenience, the full text of all Federal Reserve
System regulations can now be found on the Board’s web site at the
following address: www.federalreserve.gov/regulations/
default.htm. For additional copies of this Bank’s notice, contact the
Public Affairs Department at (214) 922-5254 or access District
Notices on our web site at www.dallasfed.org/banking/notices/
index.html.


Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102