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Federal R eserve Bank
OF DALLAS
HELEN E. HOLCOM B

DALLAS, TEXAS

F I R S T V I C E P R E S ID E N T A N D
C H IE F O P E R A T I N G O F F I C E R

Decem ber 26, 1996

75265-5906

Notice 96-132

TO:

The Chief Operating Officer of
each financial institution in the
Eleventh Federal Reserve District

SUBJECT
Price Changes for Check Collection and
Electronic Check Services; 1997 Private Sector
Adjustment Factor (PSAF)
DETAILS
By law, the Federal Reserve is charged with recovering the cost of its check
operations. This is accomplished by implementing fees to cover both the fixed and
variable costs of providing check services. As a result, we have increased our cash letter
fees to cover the fixed portion of our expenses. A customer depositing relatively few
cash letters per day will see only a minimal monthly increase. We are confident that this
increase will carry us into the future in a better position to offer you the highest quality
products and services.
In addition, the Board approved the 1997 private sector adjustment factor
(PSAF) for Reserve Bank priced services. The PSAF for 1997 will be $101.5 million, an
increase of $15.7 million, or 18.3 percent, from the 1996 targeted PSAF of $85.8 million.
The PSAF is an allowance for the taxes and other imputed expenses that would have
been paid and the return on capital that would have been earned had the Federal
Reserve’s priced services been provided by a private business firm.
ATTACHMENTS
The revised 1997 fee and availability schedules with new pricing information
on fees for check collection, electronic check and image services at the Federal Reserve
Bank of Dallas and its Branches are attached. All price changes, which are effective
January 2, 1997, are shaded. The detailed fee schedules contain specific service charges
that reflect the general changes published in this Bank’s Notice 96-114.

For additional copies, bankers and others are encouraged to use one of the following toll-free numbers in contacting the Federal
Reserve Bank of Dallas: Dallas Office (800) 333 -4460; El Paso Branch Intrastate (800) 592-1631, Interstate (800) 351-1012; Houston
Branch Intrastate (800) 392-4162, Interstate (800) 221-0363; San Antonio Branch Intrastate (800) 292-5810.

This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)

MORE INFORMATION
For more information regarding the fee and availability schedules, please
contact Terry Campbell, (214) 922-6603, at the Dallas Office; Eloise Guinn, (915)
521-8201, at the El Paso Branch; Luke Richards, (713) 652-1544, at the Houston Branch;
or H erb Barbee, (210) 978-1402, at the San Antonio Branch. For more information
regarding the PSAF, please contact Elizabeth Tacik, (202) 452-2303, at the Board.
For additional copies of this Bank’s notice and the fee and availability
schedules, please contact the Public Affairs Departm ent at (214) 922-5254.
Sincerely,

Effective 1 /2 /9 7
ELEVENTH DISTRICT
SAME DAY SETTLEMENT SERVICES
Product

Minimum Daily Fee

Variable Fee

Basic Primary Presentm en t Point Service

$ 6 .0 0

$ .50

Basic A lternate P resentm ent Point Service

$ 7 .0 0

$ .5 0

Enhanced Primary Presen tm ent Point Service

$ 1 4 .0 0

$ 1 .5 0

Enhanced A lternate Presentm en t Point Service

$ 1 6 .0 0

$ 1 .5 0

Supplem ental Payor Bank Service

V

Sam e a s Electronic C heck Product 2 /

Supplem ental Peak SDS C apture Service

NA

$ .0 0 6

Supplem ental Off-Peak SDS C apture Service

NA

$ .0 0 3

U C on tact local Federal R eserve Bank for explanation of minimum.
2 / Refer to Electronic C heck Services fee schedule.

E ffe ctiv e 1 /2 /9 7

DALLAS
IMAGE ENHANCED TRUNCATION SERVICES
Product

Minimum Daily Fee

Variable Fee

B asic fm ape C apture

•

5 .0 0

* 0 .0 0 4

B asic Im age C apture w /o Truncation

* $ .0 0

$ 0 ,0 0 4

Optional Image Services
Select Im ages Single View
;

$ 0 .2 0

Select Im ages Double View

$ 0 .2 5

Bulk Im age Delivery

$ 1 1 .0 0

$ 0 ,0 0 6

S elect Bulk Image Delivery

$ 1 1 .0 0

$ 0 ,0 0 7

Image Retrievals
$ 0 .5 0

Fedline Notification
Fax Notification

$ 1 .5 0
$ 2 .0 0

Telephone Notification
A ccount M aintenance
3 4 8 0 / 8MM Tape / CD Rom

$ 1 0 .0 0
$ 1 0 .0 0

u
D iskette

U R efundable upon return of 8MM ta p e only.

$ 1 .0 0

E ffe ctive 1 /2 /9 7

DALLAS
E L E C T R O N IC C H E C K S E R V I C E S
MICR
C apture

$ 1 0 .0 0

$ 6*00

MICR
Phis

Truncation

Presen tm en t

$ 4 .0 0

$ 6 .0 0

u

Minimum Daily Fee

||

$ 6 .0 0
1/

%

0 3 ,3 3 4

0 -3 ,0 0 0

0 4 ,0 0 0

0 - 2 ,0 0 0

0 -1 .0 0 0

Electronic transm ission

$ .0 0 3

$ .0 0 2

$ .001

$ .0 0 3

$ .0 0 6

M agnetic Tape

$ .0 0 3

$ .0 0 2

$ .001

$ .0 0 3

$ .0 0 6

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

FEDLINE Notification

NA

NA

NA

—

FAX Notification

NA

NA

NA

—

TELEPHONE Notification

NA

NA

NA

-

N um ber o f Hems Included in Daily minimum
Per Item Fee:

M agnetic Tape Surcharge
Return Item Origination:

*
$ 2 .0 0
$ 2 .5 0

.<55

$ 2 .0 0
$ 2 .5 0

Item or Information Retrieval
FEDLINE Notification

NA

NA

NA

$ .5 0

$ .50

FAX Notification

NA

NA

NA

$ 1 .7 5

$ 1 .7 5

TELEPHONE Notification

NA

NA

NA

$ 2 .2 5

$ 2 .2 5

Fine Sort Inclusion Per Item Fee

$ .0 0 6

$ .0 0 6

$ .0 0 3

$ .0 0 6

$ .0 0 6

Reject Reentry Per Item Fee

$ .25

$ .25

$ .2 5

$ .25

$ .25

Microfilming Pe7 Item Fee

$ .0 0 2

$ .0 0 2

$ .0 0 2

$ .0 0 2

Included

Microfilming Plus Duplicate per Item Fee

$ .0 0 3

$ .0 0 3

$ .0 0 3

$ .0 0 3

NA

NA

NA

NA

S B S H iM B S i8 H 1

A ccount Post Sort Per Item Fee

v :
-

ACCOUNT TOTAL AND OUTSORT SERVICES
ACCOUNT TOTAL

OUTSORT

$ 2 1 .0 0

$ 5 0 .0 0

Per A ccount Fee

$ .2 0

NA

Fine Sort Inclusion Per Item Fee

$ .0 0 6

$ .0 0 6

Reject Reentry Per Item Fee

$ .25

$ .2 5

Fax Notification Surcharge

$ 1 0 .0 0

NA

M agnetic T ape Surcharge

$ 1 0 .0 0

NA

Telephone Notification Surcharge

$ 1 5 .0 0

NA

Minimum Daily Fee

1 / O ne $ 6 .0 0 minimum charge for MICR P resentm ent Peak/MICR Plus and/or Truncation split.
2 / D elayed file tran sm issio ns, delayed shipm ent/pickup of checks.
For additional information on Electronic C heck S ervices co n ta ct: Eric Lendl, Dallas, (214) 9 2 2 -6 5 0 7 .

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
DALLAS
Sorting
Requirem ents

None

Mixed

C ash
Letter
Fee

Cash
Letter
Fee

NEW

Product

OLD

$ 3 .5 0

Effective 1/2/97

Per Item Fee
(cents)

$ 3 .0 0

1/

Calc. 2 /3 /

OLD

NEW

OLD

NEW

Deadline

Availability

Calc. 4 /

12 :01 a.m .
9 :0 0 a.m.
1 1 :0 0 p.m . M-Th/
1 0 :0 0 p.m . Sat

3 .4

Calc. 4 /

7 :0 0 p.m . M-Th/
S at

N one

$ 1 0 .0 0

1 1 1 0 /3 1 1 0
1 1 1 1 /3 1 1 1
1 1 1 9 /3 1 1 9

$ 4 .2 5
$ 6 .2 5

$ 5 .7 5

Regular

1 1 1 0 /3 1 1 0

$ 4 .0 0

$ 3 .5 0

1.6

1.6

Immediate

9 :0 0 a.m .

Premium

1 1 1 0 /3 1 1 0

$ 4 .0 0

$ 3 .5 0

2 .6

2 .6

Immediate

9 :3 0 a.m .

51

$ 4 .0 0

$ 3 .5 0

0 .8 5

0 .8 5

Immediate

9 :3 0 a.m .

Endpoint

$ 6 .5 0

$ 5 .0 0

0 .6

0 .6

Immediate

9 :3 0 a.m.

5/

$ 3 .5 0

Regular

1 1 1 1 /3 1 1 1
1 1 1 9 /3 1 1 9

$ 4 .2 5

$ 3 .7 5

Premium

1 1 1 1 /3 1 1 1
1 1 1 9 /3 1 1 9

$ 6 .2 5

$ 5 .7 5

Group Regular

5/

$ 4 .2 5

$ 3 .7 5

Group Late Premium

5/

$ 4 .2 5

RCPC GS/Payor

51

Early Mixed

RCPC-Plu s-City

City

Group
Fine

$ 3 .7 5

12 :01 a.m.

8/
Immediate

3 :0 0 a.m .

9/

RCPC

Fine
C ountry

Regular

Fine

Early Country
Federal

N ationw ide C ity Sort

Im m ediate

9 :3 0 a.m .

2 .2

Imm ediate

12:01 a.m .

4 .6

Immediate

3 :0 0 a.m.

1 .3

1 .3

Immediate

4 :0 0 a.m .

$ 3 .7 5

5 .0

5 .0

Immediate

7 :3 0 a.m .

$ 4 .2 5

$ 3 .7 5

1.0

1.0

Immediate

4 :0 0 a.m .

Endpoint

$ 6 .5 0

$ 5 .0 0

0 .7

0 .7

Immediate

4 :0 0 a.m . 6 /

1 1 1 3 /3 1 1 3

$ 4 .2 5

$ 3 .7 5

2 .8

2 .8

1 Day

1 1 :0 0 p.m . M-Th/
8 :3 0 p.m Sun & Hoi

Endpoint

$ 5 .5 0

$ 5 .0 0

1 .0

1.0

Imm ediate/
1 Day

12:01 a.m . Tue-F
9 :4 5 p.m S un & Hoi

1 1 1 3 /3 1 1 3

$ 4 .2 5

Nonlocal

ECL C ity G roup Sort

$ 4 .0 0

$ 3 .5 0

Calc. 3 J

Calc. 4 /

1 1 :0 0 p.m . M-Th/
1 0 :0 0 p.m . Sat

All Fed City

$ 4 .0 0

$ 4 .0 0

Calc 5 /
& is v

1 Day

1 1 :0 0 p.m . M-Th/
1 0 :0 0 p.m . Sat

5y

$ 1 2 .0 0

$ 1 1 .5 0

7 .5

7 .5

Immediate

1 1 1 3 /3 1 1 3

$ 5 .5 0

$ 5 .0 0

1 .0

1.0

Immediate

City

$ 4 .2 5

$ 3 .7 5

3 5 .0

3 5 .0

1 Day

9 :0 0 a.m .

RCPC

$ 4 .2 5

$ 3 .7 5

3 5 .0

3 5 .0

1 Day

9 :0 0 a.m .

Country

$ 4 .2 5

$ 3 .7 5

3 5 .0

3 5 .0

2 Day

9 :0 0 a.m .

Federal

$ 4 .2 5

$ 3 .7 5

5 0 .0

5 0 .0

2 Day

9 :0 0 a.m .

0 .7
2 .2

4 .6

XQJ
High Dollar Group Sort
O ffsite 5 /
N onm achineable

1 Day

1 .2 5

8 :0 0 a.m .

8 :3 0 a.m .
5J

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
DALLAS
Product

Sorting
R equirements

C ash Letter Fee

NEW
Encoding 11
Canadian C/L

Per Item Fee
(cents)

OLD

NEW

$ 5 .5 0
5/

Availability

7 .0

NEW

OLD
5/

51

$ 5 .0 0
5/

Deadline

1/

OLD

7 .0

None
C anadian R/T

Effective 1/2/97

5/

5J

E/Z Clear Bonds

None

Im mediate

12 :0 1 a.m ., 3 :0 0 p.m .

U.S. Treasury Checks

None

Im mediate

12 :0 1 a.m ., 3 :0 0 p.m .

Postal M oney O rders

None

Im mediate

12 :0 1 a.m ., 3 :0 0 p.m .

None

Im mediate

12:01 a.m ., 3 :0 0 p.m .

C hecks d raw n on local FRB

1 1 1 0 -0 0 0 3 -8

1 / Deadline tim e s are M onday through Friday e x c e p t w h e re noted.
2 / Local mixed item f e e s are: City 1.7; RCPC 2 .3 ; Country 2 .9 . R ejects are 5 .2 e ac h and noncom m ercial ite m s are calculated a s city item s.______
3 / Nonlocal Eleventh District item f e e s are: City 3 .8 ; RCPC 4 .8 ; HDGS Cull a t 3 5 .0 . T he fee for all out-of-district item s is 5 .4 , e x c e p t HDGS Cull
a t 3 5 .0 . The HDGS Cull low er limit is b a se d on th e late st Fed Funds rate target._______________________________________________________________
4 / C o n tac t Dallas Office for availability.

.I.— . . ... . I I !

I

I

I

.

I. .

I

I

I

I

5 / C o n tac t Dallas Office ta r details.
6 / T he deadline is 5 :0 0 a.m . for fine so rt letters to RCPC Regular/Premium group so rt banks._____________________________________________________
I I Price for encoding only. M ust b e received th re e hours prior to ne x t available mixed deadline.__________________________________________________
8 / RCPC-Plus-City fe e s are: City: 1.8; RCPC: 2 .4 ; Rejects: 5 .2 .
9 / RCPC-Plus-City fe e s are: City: 1.8; RCPC Premium: 4 .8 ; Rejects: 5 .2 .
----- -- -- ----------------------------------------------------------------------------- -

32

.................. ;___________________________ _
_

RETURN CHECK
TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
DALLAS
Product

Sorting
Requirem ents

Per Item
Fee (cents)

Return
Letter Fee
NEW

OLD

NEW

Effective 1/2/97
Deadline

Availability

U
NEW

OLD

OLD

RAW RETURNS
2 Day 3 /

Calc. 2 /

8 :0 0 p.m . (Sun-Th)

Mixed

None

5 3 .5 0

$ 3 .0 0

Sorted

City

* 4 .0 0

$ 3 .5 0

$ 1 .0 0

$ 1 .0 0

Im mediate

12 :0 1 a.m .

RCPC

4 4 .2 5

$ 3 .7 5

$ 1 .0 0

$ 1 .0 0

Im mediate

1 2:0 1 a.m .

Country

* 4 .2 5

$ 3 .7 5

$ 1 .0 0

$ 1 .0 0

1 Day

12:01 a.m .

Federal

* 4 .0 0

$ 3 .5 0

$ 1 .1 5

$ 1 .1 5

2 Day

12:01 a.m .

None

* 3 .5 0

$ 3 .0 0

QUALIFIED RETURNS
Mixed

Calc. 3 J

Calc. 4 /

2 Day at —

12:01 a .m /9 :0 0 a.m ./
1 1 :0 0 p.m . M-Th/
1 0 :0 0 p.m . Sat

Regular

1 1 1 0 /3 1 1 0

* 4 ,0 0

$ 3 .5 0

1 3 .0

1 3 .0

Immediate

9 :0 0 a.m .

Premium

1 1 1 0 /3 1 1 0

* 4 .0 0

$ 3 .5 0

2 1 .0

2 1 .0

Immediate

9 :3 0 a.m .

Endpoint

* 5 .5 0

$ 5 .0 0

0 .6

0 .6

Immediate

9 :3 0 a.m .

Regular

1 1 1 1 /3 1 1 1
1 1 1 9 /3 1 1 9

4 .2 5

$ 3 .7 5

1 6 .0

1 6 .0

Im mediate

12:01 a.m .

Premium

City

1 1 1 1 /3 1 1 1
1 1 1 9 /3 1 1 9

* 6 .2 5

$ 5 .7 5

3 2 .0

3 2 .0

Im mediate

3 :0 0 a.m .

Endpoint

* 5 .5 0

$ 5 .0 0

0 .7

0 .7

Im mediate

4 :0 0 a.m .

1 1 1 3 /3 1 1 3

* 4 .2 5

$ 3 .7 5

1 9 .0

1 9 .0

1 Day

1 1 :0 0 p.m . M-Th/
8 :3 0 p.m . Sun & Hoi

Endpoint

* 5 .5 0

$ 5 .0 0

1.0

1.0

Imm ediate/
1 Day

12:01 a.m . Tue-F
9 :4 5 p.m . Sun & Hoi

Nonlocal

* 4 .0 0

$ 3 .5 0

5 6 .0

5 6 .0

2 Day

Fine
RCPC

Fine
C ountry

Regular

Fine

Federal

Return ReCtear

.2 5

&

1 1 :0 0 p.m . M-Th/
1 0 :0 0 p.m . Sat
- -

-

‘ ; .

'

V
LARGE DOLLAR RETURN ITEM NOTIFICATION (LDRIN)
On-line wire notice

$ 1 .7 5

$ 1 .7 5

1 2 :0 0 noon

Telephone call to Fed

$ 6 .0 0

$ 6 .0 0

9 :0 0 a.m .

Physical c h ec k to Fed 5 /

$ 7 .2 5

$ 7 .2 5

9 :0 0 a.m .

U Deadline tim es are M onday thro ug h Friday ex ce p t w here noted.
2 / Mixed raw return per item fe e s are: LOCAL $ 1 .0 0 ; FEDERAL $ 1 .1 5 ; REJECTS $ 1.05
3 / C o ntact th e Return C heck Division if you prefer calculated availability.
4 / Qualified m ixed return item fees are: CITY 1 4 .0 ; RCPC 1 7 .0 ; COUNTRY 2 0 .0 ; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 .
5 J Special sep arate return letter required.
£ / C o ntact Dallas Office for details.
2 / 2 . 5 0 minimum charge.

'

.

NOTE: Any institution th a t participates in th e Intermingle Return Item Program m ay send its qualified return item s to u s in a forw ard p resen tm en t c ash letter. In addition to
a 1 0 .0 cen t p er item surcharge, forw ard collection item fe e s will apply to qualified returns to an intermingled program participant for all sort ty p e s ex ce p t oth er fed and
mixed oth er fed. A 2 0 .0 c e n t per item surcharge will apply to oth er fed an d m ixed oth er fed qualified item s sent to ano th er Federal Reserve office th a t a c c e p ts intermingled
return item s.
Intermingled qualified return item fees will apply to returns sent to a non-participant.
Intermingled qualified return item s are not allow ed in fine sort p ack ag es or group sort c a s h letters.

:

E ffe ctive 1 /2 /9 7

EL PASO
IMAGE ENHANCED TRUNCATION SERVICES
Product

Minimum Daily Fee

Variable Fee

B asic Ima^e C apture

$ 5 .0 0

$ 0 ,0 0 2

B asic Image C apture w /o Truncation

$ 5 ,0 0

Optional Image Services
Select Im ages Single View

4 0 .2 0

S elect Im ages Double View

4 0 .2 5

'
^ -

. . . .
S e le c t Bulk

.

$ 1 0 .0 0

■'

$ 1 0 .0 0

.

Image Retrievals
'i'c

.

-

.

-

4 0 .7 5

Fax Notification
Telephone Notification

4 1 .0 0
•■ '

" -

’

'

4 1 .2 5

A ccount M aintenance

4 1 0 .0 0

3 4 8 0 / 8MM Tape / CD Rom

4 1 0 .0 0
1/

D iskette

4 1 .0 0

17 R efundable upon return of 8MM ta p e only.

•

E ffe ctiv e 1 /2 /9 7

EL PASO
ELECTRONIC CHECK SERVICES
MICR
Capture

Minimum Daily Fee

$ 1 0 .0 0

Truncation

MICR
P resentm ent
Peak

SI®:

.

-

-

/

$ 6 .0 0

V
N um ber o f Item s Included in Daily minimum

. ■

-

V

ijJ t

. 0 -4 ,0 0 0

0 3 ,3 3 4

0 -3 ,0 0 0

Electronic transm ission

$ .0 0 3

$ .0 0 2

$ .001

$ .0 0 3

$ .0 0 6

M agnetic Tape

$ .0 0 3

$ .0 0 2

$ .001

$ .0 0 3

$ .0 0 6

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

FEDLINE Notification

NA

NA

NA

FAX Notification

NA

NA

NA

$ 1 .7 5

$ 1 .7 5

TELEPHONE Notification

NA

NA

NA

$ 2 .5 0

$ 2 .5 0

FEDLINE Notification

NA

NA

NA

$ 1 .0 0

$ 1 .0 0

FAX Notification

NA

NA

NA

$ 1 .25

$ 1 .2 5

TELEPHONE Notification

NA

NA

NA

$ 2 .2 5

$ 2 .2 5

Fine Sort Inclusion Per Item Fee

$ .0 0 6

$ .0 0 6

$ .0 0 3

$ .0 0 6

$ .0 0 6

Reject Reentry Per Item Fee

$ .25

$ .25

$ .25

$ .25

$ .25

Microfilming Per Item Fee

$ .0 0 2

$ .0 0 2

$ .0 0 2

$ .0 0 2

Included

Microfilming Plus Duplicate per Item Fee

$ .0 0 3

$ .0 0 3

$ .0 0 3

$ .0 0 3

NA

NA

NA

NA

$ .0 1 0

$ .0 1 0

ACCOUNT TOTAL

OUTSORT

$ 2 1 .0 0

$ 5 0 .0 0

Per A ccount Fee

$ .20

NA

Fine S ort Inclusion Per Item Fee

$ .0 0 6

$ .0 0 6

Reject Reentry Per Item Fee

$ .25

$ .25

Fax Notification Surcharge

$ 1 0 .0 0

NA

M agnetic Tape Surcharge

$ 1 0 .0 0

NA

Telephone Notification Surcharge

$ 1 5 .0 0

NA

Per Item Fee:

M agnetic Tape Surcharge
Return Item Origination:

.

:

$

V;

$

.7 5

Item or Information Retrieval

A ccount Post S ort Per Item Fee

ACCOUNT TOTAL AND OUTSORT SERVICES

Minimum Daily Fee

U O ne $ 6 .0 0 minimum ch arg e for MICR P resentm ent Peak/MICR Plus an d/o r Truncation split.
2 / D elayed file transm issio ns, delayed shipm ent/pickup of checks.

For additional information on Electronic C heck S ervices co n ta ct: J a n e Pyke, El Paso, (915) 5 2 1 -8 2 4 4 .

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
EL PASO
P roduct

Sorting
R equirem ents

Cash Letter
Fee
NEW

None

Mixed

OLD

8118111

* 2 .0 0

Effective 1/2/97

Per Item
Fee (cents)
NEW

1/
NEW

OLD
Calc. 4 /

Calc. 2 /3 /

Deadline

Availability

OLD
2 :0 0 a.m .
9 :1 5 a.m .
1 :0 0 p.m .
2 :0 0 a.m .

11

1 1 2 0 /3 1 2 0
1 1 2 2 /3 1 2 2
1 1 2 3 /3 1 2 3
1 1 6 3 /3 1 6 3

* 4 .2 5

* 6 .2 5

* 4 .7 5

Regular

1 1 2 0 /3 1 2 0

* 4 .0 0

* 2 .5 0

1.6

1.6

Immediate

9 :1 5 a.m .

Premium

1 1 2 0 /3 1 2 0

* 4 .0 0

* 2 .5 0

2 .6

2 .6

Immediate

9 :4 5 a.m .

Endpoint

* 6 .5 0

* 4 .0 0

0 .6

0 .6

Imm ediate

1 0 :1 5 a.m .

5/

* 2 .5 0

* 2 .5 0

0 .5

0 .8

Imm ediate

8 :1 5 ajw .

Regular

1 1 2 2 /3 1 2 2
1 1 2 3 /3 1 2 3
1 1 6 3 /3 1 6 3

* 4 .2 5

* 2 .7 5

3 .0

3 .0

Immediate

2 :0 0 a.m .

Premium

1 1 2 2 /3 1 2 2
1 1 2 3 /3 1 2 3
1 1 6 3 /3 1 6 3

* 6 .2 5

* 4 .7 5

5 .4

5 .4

Immediate

3 :0 0 a.m .

Group

57

* 4 .2 5

* 2 .7 5

1.9

1 .9

Immediate

3 :0 0 a.m .

RCPC GS/Payor

5/

* 4 .2 5

* 2 .7 5

0 .7

0.7

Immediate

3 :0 0 a.m .

Endpoint

* 6 .5 0

* 4 .0 0

0 .7

0 .7

Immediate

3 :0 0 a.m .

Nonlocal

* 4 .0 0

* 2 .5 0

Calc. 4 /

1 :00 p.m .

S e lected Cities
57

* 4 .0 0

* 2 .5 0

3 .0

3 .0

1 Day

1 :30 p.m .

Interdistrict/O ther Fed
RCPC and C ountry Group Sort

5J

* 4 .0 0

* 2 .5 0

4 .8

4 .8

2 Day

1 :0 0 p.m.

N ationw ide City Sort

51

* 4 .0 0

* 4 .0 0

Calc

Calc
1Q/

1 Day

1:3 0 p.m .

1W

RCPC-Plus-City

City

Fine
£ 0 1 C ity G roup So rt
RCPC

Fine
Federal
Interdistrict/O ther Fed Group Sort

* 2 .7 5

Imm ediate
3 :0 0 a.m .

BJ

Calc. 3 J

T u es - Thor
9 :1 5 a.m .

Encoding 6 /

* 1 2 .0 0

* 1 5 .0 0

0 .0 7 5

0 .0 1 5

Im m ediate

City

* 4 .2 5

* 2 .7 5

3 5 .0

3 5 .0

1 Day

9 :1 5 a.m .

* 4 .2 5

* 2 .7 5

3 5 .0

3 5 .0

1 Day

9 :1 5 a.m .

Federal

N onmachineable

1 1 2 3 /1 3 3 4 2

RCPC

High Dollar Group Sort

* 4 .2 3

* 2 .7 5

5 0 .0

5 0 .0

2 Day

9 :1 5 a.m .

7 .0

7 .0

None

5/

5/

5/

E/Z Clear Bonds

None

Immediate

2 :0 0 a.m .
2 :0 0 p.m .

U.S. Treasury Checks

None

Immediate

2 :0 0 a.m .
2 :0 0 p.m .
3 :0 0 p.m .

Postal M oney Orders

None

Imm ediate

2 :0 0 a.m .
2 :0 0 p.m .
3 :0 0 p.m.

None

Immediate

2 :0 0 a.m .
2 :0 0 p.m .
3 :0 0 p.m .

Canadian C/L

C heck D rawn on Local FRB

Canadian R/T

1 1 2 0 -0 0 0 1 -1

* 5 .5 0

* 4 .0 0
5J

5/

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
EL PASO

Effective 1/2/97

1 / Deadline tim es are M onday through Friday ex ce p t w here noted.
2 / Local m ixed item fe e s are: City 1.7 ; RCPC 3 .1 . R ejects are 5 .2 e ach an d noncom m ercial item s are calculated a s city item s.________________________________________
3 / Nonlocal Eleventh District item fees are: City 3 .8 ; RCPC 4 .8 ; COUNTRY 5 .9 ; HDGS Cull a t 3 5 .0 . The fee for out-of-district item s is 5 .4 , ex cep t HDGS Cull a t 3 5 .0 .
The HDGS Cull lo w er limit is ba se d on th e la te st Fed Funds rate target.
___________________________________________
4 / C o n tact El Paso Office for availability.
5 J C ontact B Paso Office foe detail*.__________

.. :~.-.'■:''• _
': ■ _

'

______________________________
6 / Price for encoding only. Processing is an additional charge._______________________________________________ _______________________ _

U RCPC-Plus-City fe e s are: City: 1.8 ; RCPC: 3 .2 ; Rejects: 5 .2 .______________________________________________________ ______________________________________________
8 / RCPC-PIU8 City fe e s are: City: 1.8; RCPC Premium: 5 .6 ; R ejects: 5 .2

_____ ___ _________________________________________________________________________

9 / N ew M exico Transportation Relay: $ 3 .0 0 minimum, $.0 0 1 per item. Call El Paso Office for details.
1 0 / N ationwide City Sort fe e s are: Tier 1: 2 .2 ; Tier 2: 3 ,2 ,

_______

_______ _________ '

RETURN CHECK
TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
EL PASO
Product

Sorting
R equirem ents

Return
Letter Fee
NEW

Per Item
Fee (cents)

OLD

NEW

Effective 1/2/97
Availability

OLD

Deadline
1/
NEW

OLD

RAW RETURNS
Mixed

None

$ 3 .0 0

$ 2 .0 0

Sorted

City

$ 4 .0 0

$ 2 .5 0

$ 1 .0 0

$ 1 .0 0

Imm ediate

2 :0 0 a.m .

RCPC

$ 4 .2 5

$ 2 .7 5

$ 1 .0 0

$ 1 .0 0

Immediate

2 :0 0 a.m .

Federal

$ 4 .0 0

$ 2 .5 0

$ 1 .1 5

$ 1 .1 5

C alculated

2 :0 0 a.m .

None

$ 3 .0 0

$ 2 .0 0

2 Day 3 /

Calc. 2 /

8 :0 0 p.m . Sun-Th

QUALIFIED RETURNS
Mixed

Calc. 3 /

Calc. 4 /

1 Day a t —
1 Day a t --

9 :1 5 a.m .

2 Days a t -City

2 :0 0 a.m .

1 :0 0 p.m .

Regular

1 1 2 0 /3 1 2 0

$ 4 .0 0

$ 2 .5 0

1 3 .0

1 3 .0

Immediate

9 :1 5 a.m .

Premium

1 1 2 0 /3 1 2 0

$ 4 .0 0

$ 2 .5 0

2 1 .0

2 1 .0

Immediate

9 :4 5 a.m .
1 0 :1 5 a.m .

Fine

$ 6 .5 0

$ 4 .0 0

0 .6

0 .6

Regular

1 1 2 2 /3 1 2 2
1 1 2 3 /3 1 2 3
1 1 6 3 /3 1 6 3

$ 4 .2 5

$ 2 .7 5

1 6 .0

1 6 .0

Immediate

2 :0 0 a.m .

Premium

RCPC

Endpoint

Immediate

1 1 2 2 /3 1 2 2
1 1 2 3 /3 1 2 3
1 1 6 3 /3 1 6 3

$ 6 .2 5

$ 4 .7 5

3 2 .0

3 2 .0

Immediate

3 :0 0 a.m .

Endpoint

$ 6 .5 0

$ 4 .0 0

0 .7

0 .7

Immediate

3 :0 0 a.m .

Nonlocal

$ 4 .0 0

$ 2 .5 0

5 6 .0

5 6 .0

C alculated

N /A

N /A

N /A

2 5 .0

Fine
Federal
RETURN ITEM
RECLEARING
SERVICE £ 1

Calculated

1 :0 0 p.m .
N /A

LARGE DOLLAR RETURN ITEM NOTIFICATION (LDRIN)
On-line w ire notice

$ 1 .7 5

$ 1 .7 5

1 2 :0 0 noon

Telephone call to Fed

$ 6 .0 0

$ 6 .0 0

9 :0 0 a.m .

Physical check to Fed 5 /

$ 7 .2 5

$ 7 .2 5

9 :0 0 a.m .

U Deadline tim es are M onday through Friday ex ce p t w here noted.
2 / Mixed raw return p er item fees are: LOCAL $ 1 .0 0 ; FEDERAL $ 1 .1 5 ; REJECTS $ 1 .0 5 .
3 / C ontact th e Return C heck Division if you prefer calculated availability.
4 / Qualified mixed return item fees are: CITY 1 4.0 ; RCPC 1 7 .0 ; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 .
5 / Special sep arate return letter required.
6 / A daily minimum fe e o f $ 2 .5 0 applies, regardless of th e num ber o f item s cleared. A n additional tee o f 2 5 c e n ts will b e applied to e ac h item exam ined ov er
ite m s p e r d a y . Please c o n ta c t y o ur local office for de ta ils to initiate service.

10

NOTE: Any institution th a t participates in th e Intermingle Return Item Program m ay send its qualified return item s to u s in a forw ard p resen tm en t c ash letter. In addition to
a 3 .0 c e n t per item surcharge, forw ard collection item fe e s will apply to qualified returns to an intermingled program participant for all so rt ty p e s ex ce p t oth er fed an d mixed
o th e r fed. A 2 0 .0 cen t per item surcharge will apply to o th e r fed and m ixed oth er fed qualified item s sen t to a no th er Federal R eserve office th a t a c c e p ts Intermingled return
item s.
Intermingled qualified return item fees will apply to returns se n t to a non-participant.
Intermingled qualified return item s are not allow ed in fine sort p ackag es or group sort c a s h letters.

E ffe c tiv e 1 /2 /9 7
HOU STO N
IMAGE ENHANCED TRUNCATION SERVICES
Variable Fee

Minimum Daily Fee

Product
B asic im age Capture

------------------------- U

5 2 --------------------------------------

1------ --------

---

B asic Im age C apture w /o Truncation
O ptional Image Services
$ 0 .2 0

S elect Im ages Double View

$ 0 .2 5

Image Retrievals
* 0 .7 5

Fedttne Notification
Fa* Notification

fv' .,v

. ~ f'

Telephone Notification

'* ,

* 1 .0 0
* 1 .2 5

A ccount M aintenance

* 1 0 .0 0

8MM Tape / CD Rom

* 1 0 .0 0

V
D iskette

U Refundable upon return of 8MM ta p e only.

$ 1 .0 0

'

’

«►

'

■

.................
.................................................................
S elect Bulk Im age Delivery

II

U
s

1I

Select Im ages Single View

E ffe ctive 1 /2 /9 7

HOUSTON
E L E C T R O N IC C H E C K S E R V IC E S
MICR
C apture

MICR
Prese n tm e n t
O ff-Peak 2 /

MICR
Plus

Truncation

$ 1 0 .0 0

Minimum Daily Fee

MICR
Presen tm ent
Peak
$ 6 .0 0

$ 4 .0 0

$ 6 .0 0

$ 6 .0 0

U

U

V
N um ber of Item s Included in Daily minimum

0 -3 ,3 3 4

0 -3 ,0 0 0

0 -4 ,0 0 0

0 -2 ,0 0 0

0 - 1 .0 0 0

Electronic transm ission

$ .0 0 3

$ .0 0 2

$ .001

$ .0 0 3

$ .0 0 6

M agnetic Tape

$ .0 0 3

$ .0 0 2

$ .001

$ .0 0 3

$ .0 0 6

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

FEDLINE Notification

NA

NA

NA

.... .♦ .'-75

FAX Notification

NA

NA

NA

$ 2 .0 0

$ 2 .0 0

TELEPHONE Notification

NA

NA

NA

$ 2 .5 0

$ 2 .5 0

FEDLINE Notification

NA

NA

NA

$ 1 .0 0

$ 1 .0 0

FAX Notification

NA

NA

NA

$ 1.25

$ 1 .2 5

TELEPHONE Notification

NA

NA

NA

$ 2 .2 5

$ 2 .2 5

Fine Sort Inclusion Per Item Fee

$ .0 0 6

$ .0 0 6

$ .0 0 3

$ .0 0 6

$ .0 0 6

Reject Reentry Per Item Fee

$ .25

$ .25

$ .25

$ .25

$ .25

Microfilming Per Item Fee

$ .0 0 2

$ .0 0 2

$ .0 0 2

$ .0 0 2

Included

Microfilming Plus Duplicate p er Item Fee

$ .0 0 3

$ .0 0 3

$ .0 0 3

$ .0 0 3

NA

NA

NA

NA

$ .0 1 0

$ .0 1 0

ACCOUNT TOTAL

OUTSORT

$ 2 1 .0 0

$ 5 0 .0 0

Per A ccount Fee

$ .20

NA

Fine Sort Inclusion Per Item Fee

$ .0 06

$ .0 0 6

Reject R eentry Per Item Fee

$ .25

$ .25

Fax Notification Surcharge

$ 1 0 .0 0

NA

M agnetic Tape Surcharge

$ 1 0 .0 0

NA

T elephone Notification Surcharge

$ 1 5 .0 0

NA

Per Item Fee:

M agnetic Tape Surcharge
Return Item Origination:

$

.75

Item or Information Retrieval

A ccount P ost Sort Per Item Fee

ACCOUNT TOTAL AND OUTSORT SERVICES

Minimum Daily Fee

11 O ne $ 6 .0 0 minimum charge for MICR P resentm ent Peak/MICR Plus an d/o r Truncation split.
2J D elayed file tran sm issio ns, delayed shipm ent/pickup o f checks.
For additional information on Electronic C heck Services c o n tact: Belva Scheig, H ouston, (713) 6 5 2 -1 6 6 0 .

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
HOUSTON
Sorting
R equirem ents

P roduct

C ash
L etter Fee
NEW

None

Mixed

OLD

♦3 .0 0

$ 3 .0 0

Effective 1/2/97
Per Item
Fee (cents)

11

OLD

NEW

Calc. 2 /3 /

Deadline

Availability

NEW
Calc. 4 /

OLD
1 :0 0 a.m .
9 :0 0 a.m .
1 2 :0 0 noon
9 :3 0 p.m .
M Th/Sat

1 1 3 0 /3 1 3 0
1 1 3 1 /3 1 3 1

RCPC-Plus-City

$ 3 .7 5

$ 3 .7 5

2 :3 0 a.m .

27
Imm ediate

• 5 .7 5

$ 5 .7 5

3 :3 0 a.m .

8/

Regular

1 1 3 0 /3 1 3 0

•3 .5 0

$ 3 .5 0

1 .6

1 .6

Immediate

9 :0 0 a.m .

Premium

1 1 3 0 /3 1 3 0

• 3 .5 0

$ 3 .5 0

2 .6

2 .6

Immediate

9 :3 0 a.m .

Harris County Group

5/

•3 .5 0

$ 3 .5 0

1.5

1.5

Imm ediate

1 1 :0 0 a.m .

Group

5/

$ 3 .5 0

$ 3 .5 0

0 .8

0 .8

Im mediate

Endpoint

•6 .0 0

$ 5 .0 0

0 .4

0 .4

Im m ediate

1 1 :0 0 a j n .

5/

•3 .5 0

$ 3 .5 0

0 .6

0 .6

Imm ediate

8 :0 0 a.m .

Regular

1 1 3 1 /3 1 3 1

$ 3 .7 5

$ 3 .7 5

2 .2

2 .2

Im mediate

2 :3 0 a.m .

Premium

1 1 3 1 /3 1 3 1

• 5 .7 5

$ 5 .7 5

4 .6

4 .6

Imm ediate

3 :3 0 a.m .

Group

57

• 3 .7 5

$ 3 .7 5

1.1

1.1

Immediate

3 :3 0 a.m .

RCPC G /S Payor

5/

• 3 .7 5

$ 3 .7 5

0 .7 6

0 .7 6

Imm ediate

4 :0 0 a j n .

Endpoint

$ 6 .0 0

$ 5 .0 0

0 .7

0.7

Immediate

Nonlocal

• 3 .5 0

$ 3 .5 0

S elected Cities
5/

$ 3 .5 0

$ 3 .5 0

3 .0

3 .0

Immediate

Brown Zone Group Sort

5/

* 3 .5 0

$ 3 .5 0

4 .3

4 .3

Im mediate

Interdistrict/O ther Fed
RCPC & C ountry Group Sort

57

* 3 .5 0

$ 3 .5 0

4 .8

4 .8

2 Day

N ationw ide City Sort

5/

* 4 .0 0

$ 4 .0 0

* Calc

Calc

1 Day

sw

10/

1 0 :0 0 p j n . M-Th/
Sat
9 :0 0 a.m . Tue-F

City

Fine
E C t (S ty G roup Soft
RCPC

Fine
Federal

Interdistrict/O ther Fed
Group Sort

Calc. 4 /

Calc. 37

9/

9/

5/

4 :0 0 a.m .
2 :3 0 a.m . M-Th/
S a t 1 2 :0 0 noon
9 :3 0 p.m .
M -Th/Sat
1 0 :0 0 p.m.
M -Th/Sat
2 :3 0 a.m . M-Th/
1 0 :0 0 p.m . S at
9 :3 0 p.m .
M Th/Sat

Encoding 6 /
C anadian C/L

* 1 1 .5 0

$ 1 1 .5 0

7.5

7 .5

Immediate

City

* 3 .7 5

$ 3 .7 5

3 5 .0

3 5 .0

1 Day

9 :0 0 a.m .

♦3 .7 5

$ 3 .7 5

3 5 .0

3 5 .0

1 Day

9 :0 0 a.m .

Federal

Nonm achineable

57

RCPC

High Dollar Group Sort

* 3 .7 5

$ 3 .7 5

5 0 .0

5 0 .0

2 Day

9 :0 0 a.m .

7 .0

7 .0

None
Canadian R/T

* 5 .0 0
5J

$ 5 .0 0
5/

9 :0 0 p.m .
5/

5/

E/Z Clear Bonds

None

None

Immediate

1 :0 0 a.m .
3 :0 0 p.m .

U.S. Treasury C hecks

None

None

Immediate

1 :0 0 a.m .
3 :0 0 p.m.

Postal M oney Orders

None

None

Immediate

1 :0 0 a.m .
3 :0 0 p.m .

None

None

Immediate

1 :0 0 a.m .
3 :0 0 p.m .

C hecks D rawn on Local FRB

1 1 3 0 0 0 0 4 -9

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
HOUSTON

Effective 1/2/97

IV Deadline tim es are M onday through Friday e x ce p t w here noted.
27 Local m ixed item fe e s are: City 1.7; RCPC 2 .3 . Rejects are 5 .2 e ac h an d noncom m ercial item s are calculated as city item s.______________________________________
3 / Nonlocal Eleventh District item fees are: City 3 .8 ; RCPC 4 .8 ; COUNTRY 5 .9 ; HDGS Cull at 3 5 .0 . The fee for out-of-district item s is 5 .4 , ex cep t HDGS Cull a t 3 5 .0 .
The HDGS cull low er limit is b a se d on th e latest Fed Funds rate targ et._____________________________________________________________________________________________
4 / C o n tact H ouston Office for availability. _____________________________________________

5J Contact Houston Office for detatfs.
SJ Price for encoding only. Processing is an additional charge.
U RCPC-Plus-City p er item fees are: City: 1.8 ; RCPC: 2 .4 ; R ejects: 5 .2 .
8 / RCPC-Plus-City p er item fees are: City: 1.8 ; RCPC Premium: 4 .8 ; Rejects: 5 .2 .

.
—

--------------------------------------------------------------------------------

91 Several deadlines are available; c o n ta ct H ouston Office for details.
10/

m

S - f . ..
l f? 2:
.

—

RETURN CHECK
TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
HOUSTON
P roduct

Sorting
R equirem ents

Return
Letter Fee
NEW

OLD

Per Item
Fee (cents)
NEW

Effective 1/2/97
Deadline

Availability

11
OLD

NEW

OLD

RAW RETURNS
2 Day 3 /

Calc. 2 /

9 :3 0 p.m . Sun-Th

Mixed

None

$ 3 .0 0

$ 3 .0 0

Sorted

City

$ 3 .5 0

$ 3 .5 0

$ 1 .0 0

$ 1 .0 0

Immediate

2 :3 0 a.m .

RCPC

$ 3 .7 5

$ 3 .7 5

$ 1 .0 0

$ 1 .0 0

Imm ediate

2 :3 0 a.m .

Federal

$ 3 .5 0

$ 3 .5 0

$ 1 .1 5

$ 1 .1 5

C alculated

2 :3 0 a.m .

QUALIFIED RETURNS
None

Mixed

$ 3 .0 0

Calc. 3 /

Calc. 4 /

1 Day a t -

1 :0 0 a.m .

1 Day a t --

9 :0 0 a.m .

2 Day a t --

1 2 :0 0 noon

2 Day a t --

9 :3 0 p.m .

Regular

1 1 3 0 /3 1 3 0

■ $ 3 .5 0

$ 3 .5 0

1 3 .0

1 3 .0

Imm ediate

9 :0 0 a.m .

Premium

1 1 3 0 /3 1 3 0

$ 3 .5 0

$ 3 .5 0

2 1 .0

2 1 .0

Imm ediate

9 :3 0 a.m .

Endpoint

$e,oo

$ 5 .0 0

0 .4

0 .4

Imm ediate

1 1 :0 0 a.m .

Regular

1 1 3 1 /3 1 3 1

$ 3 .7 5

$ 3 .7 5

1 6 .0

1 6 .0

Immediate

2 :3 0 a.m .

Premium

1 1 3 1 /3 1 3 1

$ 5 .7 5

$ 5 .7 5

3 2 .0

3 2 .0

Immediate

3 :3 0 a.m .

Endpoint

$ 6 .0 0

$ 5 .0 0

0 .7

0 .7

Immediate

4 :0 0 a.m .

Nonlocal

$ 3 .5 0

$ 3 .5 0

5 6 .0

5 6 .0

C alculated

1 2 :0 0 noon
9 :3 0 p.m . M -Th/Sat

N /A

N /A

N /A

2 5 .0

2 5 .0

C alculated

N /A

On-line w ire notice

$ 1 .7 5

$ 1 .7 5

1 2 :0 0 noon

T elephone call to Fed

$ 6 .0 0

$ 6 .0 0

9 :0 0 a.m .

Physical ch eck to Fed 5 /

City

$ 7 .2 5

$ 7 .2 5

9 :0 0 a.m .

Fine
RCPC

Fine
Federal

RETURN ITEM
RECLEAING
SERVICE 6 /

LARGE DOLLAR RETURN ITEM NOTIFICATION (LDRIN)

U Deadline tim es are M onday through Friday ex cep t w here noted.
2 / M ixed raw return p er item fees are: LOCAL $ 1 .0 0 ; FEDERAL $ 1 .1 5 ; REJECTS $ 1 .0 5 .
3 / C ontact th e Return C heck Division if you prefer calculated availability.
4 / Qualified mixed return item fees are: CITY 1 4 .0 ; RCPC 1 7 .0 ; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 .
5 1 Special sep arate return letter required.

0/ A daily minimum fee o f $ 2 .9 0 applies, regardless o f the number o f item s cleared. An additional fee o f 25 c e n ts wtH b e applied to e ac h item exam ined over 1 0 item s p e r day.
P le a se c o n ta c t your local office fo* details to initiate service.
NQXE: A ny institution th a t participates in th e Intermingle Return Item Program m ay sen d its qualified return item s to u s in a forw ard p resentm ent c a s h letter. In addition to a 1 0 .0
c e n t per item surch arge, forw ard collection item fe e s will apply to qualified returns to an intermingled program participant for all so rt ty p e s ex ce p t o ther fed and m ixed oth er fed. A
2 0 .0 c e n t p er item su rcharge will apply to o th e r fed and m ixed oth e r fed qualified item s sen t to ano th e r Federal R eserve office th a t a c c e p ts Intermingled return itm es.
Intermingled qualified return item fees will apply to returns sent to a non-participant.
Interm ingled qualified return item s are not allow ed in fine sort pa ck a g e s or group so rt c a s h letters.

E ffe ctive 1 /2 /9 7

SAN ANTONIO
IMAGE ENHANCED TRUNCATION SERVICES
Minimum Daily Fee

Variable Fee

Basic Im age C apture

$ 5 .0 0

$ 0 ,0 0 2

Basic Im age C aptu re w lo Truncation

$ 5 .0 0

Product

j

$ 0 ,0 0 4

Optional Image Services
S elect Im ages Single View

$ 0 .2 0

Select Im ages Double View

$ 0 .2 5

Sulk Image Delivery

$ 1 0 .0 0

$ 0 ,0 0 5

S elect Bulk Im age Delivery

$ 1 0 .0 0

$ 0 ,0 0 7

Image Retrievals
Fedllne Notification

•

•

.........

......

Fan Notification

* 1 .2 5

T elephone Notification

* 1 .7 5

A ccount M aintenance

* 1 0 .0 0

8MM T ape / CD Rom

* 1 0 .0 0

V
Diskette

U Refundable upon return o f 8MM ta p e only.

* 1 .0 0

E ffe c tive 1 /2 /9 7

SAN ANTONIO
ELECTRONIC CHECK SERVICES
MICR
Capture

MICR
Presentm en t
O ff-Peak 2 /

* 1 0 ,0 0

Minimum Daily Fee

MICR
PfW W ttB W l
Peak
$ 6 .0 0

$ 4 .0 0

$ 6 .0 0

. ■ ' . .

1/

T runcation

MICR
Phw

vV;;

17 .

$ 6 .0 0
‘

.... U .....

0 -2 ,6 6 7

0 -2 ,5 0 0

0 -3 ,0 0 0

0 -1 ,6 6 7

0 833

Electronic transm ission

$ .0 0 3

$ .0 0 2

$ .001

$ .0 0 3

$ .0 0 6

M agnetic Tape

$ .0 0 3

$ .0 0 2

$ .001

$ .0 0 3

$ .0 0 6

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

FEDLINE Notification

NA

NA

NA

$

$

FAX Notification

NA

NA

NA

$ 2 .0 0

$ 2 .0 0

TELEPHONE Notification

NA

NA

NA

$ 2 .5 0

$ 2 .5 0

FEDLINE Notification

NA

NA

NA

$ .5 0

$

FAX Notification

NA

NA

NA

$ 1 .7 5

$ 1 .7 5

TELEPHONE Notification

NA

NA

NA

$ 2 .2 5

$ 2 .2 5

Fine Sort Inclusion Per Item Fee

$ .0 0 6

$ .0 0 6

$ .0 0 3

$ .0 0 6

$ .0 0 6

Reject Reentry Per Item Fee

$ .2 5

$ .25

$ .2 5

$ .25

$ .2 5

Microfilming Per Item Fee

$ .0 0 2

$ .0 0 2

$ .0 0 2

$ .0 0 2

Included

Microfilming Plus Duplicate per Item Fee

$ .0 0 3

$ .0 0 3

$ .0 0 3

$ .0 0 3

NA

NA

NA

NA

$ .0 1 0

N um ber of Items Included in Daily minimum
Per Item Fee:

M agnetic Tape Surcharge
Return Item Origination:

.5 5

.55

Item or Information Retrieval

A ccount Post Sort Per Item Fee

..
.

.5 0

*010

ACCOUNT TOTAL AND OUTSORT SERVICES
ACCOUNT TOTAL

OUTSORT

$ 2 1 .0 0

$ 5 0 .0 0

Per A ccount Fee

$ .2 0

NA

Fine Sort Inclusion Per Item Fee

$ .0 0 6

$ .0 0 6

Reject Reentry Per Item Fee

$ .25

$ .2 5

Fax Notification Surcharge

$ 1 0 .0 0

NA

M agnetic Tape Surcharge

$ 1 0 .0 0

NA

Telephone Notification Surcharge

$ 1 5 .0 0

NA

Minimum Daily Fee

17 One $ 6 .0 0 minimum charge for MICR P resentm ent Peak/MICR Plus an d /or Truncation split.
27 D elayed file tran sm issio ns, delayed shipm ent/pickup o f checks.
For additional information on Electronic C heck Services co n ta ct: Bill Jarnagin, San Antonio, (210) 9 7 8 -1 6 5 0 .

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
SAN ANTONIO
P ro d u c t

S orting
R e q u ire m en ts

C ash
L etter Fee
NEW

M ixed

N one

OLD

4 3 .5 0

4 3 .0 0

Effective 1/2/97

Per Item
Fee (cents)
NEW

Availability

OLD

C alc. 2 /3 /

Deadline
11
NEW

C alc. 4 /

OLD
1 2 :0 1 a.m .
2 :0 0 a .m .
9 :3 0 a.m .
1 0 :0 0 p.m .

RCPC Plus City

1 1 4 0 /3 1 4 0
1 1 4 9 /3 1 4 9

$ 4 .2 5

4 3 .7 5

2 :0 0 a.m .
Im m ed iate

* 8 .2 5
City

U

a/

4 5 .7 5

3 :3 0 a.m .

R egular

1 1 4 0 /3 1 4 0

♦4 .0 0

4 3 .5 0

1 .6

1 .6

Im m ediate

9 :3 0 a.m .

Prem ium

1 1 4 0 /3 1 4 0

4 4 .0 0

4 3 .5 0

2 .6

2 .6

Im m ediate

1 0 :0 0 a.m .

51

4 4 .0 0

4 3 .5 0

0 .8

0 .8

Im m ediate

1 0 :0 0 a.m .

E ndpoint

4 6 .5 0

4 5 .0 0

0 .5

0 .5

Im m ediate

1 0 :3 0 a.m .

si

4 3 .5 0

4 3 .5 0

0 .4

0 .4

Immediate

9 :3 0 a .m .

R egular

1 1 4 9 /3 1 4 9

4 4 .2 5

4 3 .7 5

2 .2

2 .2

Im m ediate

2 :0 0 a .m .

Prem ium

1 1 4 9 /3 1 4 9

4 6 .2 5

4 5 .7 5

4 .6

4 .6

Im m ediate

3 :3 0 a .m .

G roup

5/

4 4 .2 5

4 3 .7 5

1.1

1.1

Im m ediate

3 :3 0 a .m . 9 1

RCPC G/S Payor

51

4 4 .2 5

4 3 .7 5

0 .6

0 .6

Im m ediate

4 :0 0 a.m .

Endpoint

4 6 .5 0

4 5 .0 0

0 .6

0 .6

Im m ediate

4 :0 0 a .m .

N onlocal

4 4 .0 0

4 3 .5 0

Calc. 4 /

1 0 :0 0 p.m .

S e le c te d Cities

4 4 .0 0

4 3 .5 0

3 .0

3 .0

1 Day

1 0 :0 0 p.m .

Q roup
Fine
ECL C ity Group Sort
RCPC

Fine
Federal
In te rd istrict/O th er Fed
G roup S o rt

C alc. 31

5J

In te rd istrict/O th er Fed
RCPC & C ou n try G roup S o rt

51

4 4 .0 0

4 3 .5 0

4 .8

4 .8

2 Day

9 :3 0 p.m .

N atio n w id e G ro u p S o rt

5/

4 4 .0 0

4 4 .0 0

3 .2

3 .2

1 Day

1 0 :0 0 p .m .

5J

4 1 2 .0 0

4 1 1 .5 0

7 .5

7 .5

Im m ediate

City

4 4 .2 5

4 3 .7 5

3 5 .0

3 5 .0

1 Day

9 :3 0 a .m .

RCPC

4 4 .2 5

4 3 .7 5

3 5 .0

3 5 .0

1 Day

9 :3 0 a.m .

Federal

4 4 .2 5

4 3 .7 5

5 0 .0

5 0 .0

2 Day

9 :3 0 a.m .

7 .0

7 .0

High Dollar G roup S o rt
N o n m a ch in ea b le

E ncoding BJ
C anad ian C/L

N one
C an ad ian R/T

* 5 .5 0
a/

5/

51

4 5 .0 0

9 :0 0 a .m . Tue-F

5J

J5J

51

E/Z C lear B onds

N one

N one

Im m ediate

12 :0 1 a.m .
3 :0 0 p.m .

U .S . T rea su ry C h ec k s C h ec k s

N one

N one

Im m ediate

1 2:0 1 a .m .
3 :0 0 p.m .

P o sta l M oney O rders

N one

N one

Im m ediate

1 2 :0 1 a.m .
3 :0 0 p.m .

N one

N one

Im m ediate

1 2:0 1 a.m .
3 :0 0 p.m .

C h ec k s D raw n on Local FRB

1 1 4 0 0 0 7 2 -1

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULELOCAL DEPOSITORS
SAN ANTONIO

Effective 1/2/97

1/ D eadline tim e s a re M onday th ro u g h Friday e x c e p t w h e re noted.

21 Local m ixed item f e e s a re : C ity 1.7; RCPC 2.3. R e je c ts a re 6.2 e a c h a n d n o n c o m m e rc ia l ite m s a re c a lc u la te d a s city item s.
3/ N onlocal E leventh D istrict item f e e s a re : C ity 3.8; RCPC 4.8; COUNTRY S.9; HDGS Cull a t 3S.0. The fe e for o ut-of-district ite m s is 6.4, e x c e p t HDGS Cull a t 35.0.
T he HDGS cull low er limit is b a s e d o n th e la te s t Fed F u n d s ra te ta rg e t.____________________________________________________________________________________________

41 C o n ta c t S a n A ntonio O ffice for availability.
8 1C o n ta c t S a n A n to nto O ffice fo r t

■a______________

6/ P ric e fo r e n c o d in g only. P r o c e s s in g is an add itio n al c h a rg e .
7/ R CPC-Plus-C ity item f e e s a re : City: 1.8; RCPC: 2.4; R ejec ts: 5.2.
8/ R CPC-Plus-C ity item fe e s a re : City: 1.8; RCPC P rem ium : 4.8; R e jec ts: 5.2.
9/ S e v e ra l d e a d lin e s a re availab le; c o n ta c t S a n A ntonio O ffice for d eta ils.

_____

_______________ .

RETURN CHECK
TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
SAN ANTONIO
Product

Sorting
R equirem ents

Return
Letter Fee
NEW

Per Item
Fee (cents)

OLD

NEW

Effective 1/2/97
Availability

OLD

Deadline
1/
NEW

OLD

RAW RETURNS
Mixed

None

4 3 .5 0

$ 3 .0 0

S o rted

City

$ 4 .0 0

$ 3 .5 0

$ 1 .0 0

$ 1 .0 0

Imm ediate

2 :0 0 a.m .

RCPC

$ 4 .2 5

$ 3 .7 5

$ 1 .0 0

$ 1 .0 0

Immediate

2 :0 0 a.m .

Federal

$ 4 .0 0

$ 3 .5 0

$ 1 .1 5

$ 1 .1 5

C alculated

2 :0 0 a.m .

None

$ 3 .5 0

$ 3 .0 0

Calc. 21

2 Day 3 /

8 :0 0 p.m . Sun-Th

QUALIFIED RETURNS
Mixed

Calc. 4 /

Calc. 3 /
1 Day at —

12:01 a.m .

1 Day at —

2 :0 0 a.m .

1 day a t --

9 :3 0 a.m .

2 days a t -

1 0 :0 0 p.m.

1 3 .0

Immediate

9 :3 0 a.m.

2 1 .0

2 1 .0

Immediate

1 0 :0 0 a.m .

$ 5 .0 0

0 .6

0 .6

Immediate

1 0 :3 0 a.m .

$ 4 .2 5

$ 3 .7 5

1 6 .0

1 6 .0

Immediate

2 :0 0 a.m .

1 1 4 9 /3 1 4 9

$ 6 .2 5

$ 5 .7 5

3 2 .0

3 2 .0

Immediate

3 :3 0 a.m .

Endpoint

$ 6 .5 0

$ 5 .0 0

0.7

0.7

Immediate

4 :0 0 a.m .

Nonlocal

$ 4 .0 0

$ 3 .5 0

5 6 .0

5 6 .0

C alculated

1 0 :0 0 p.m.

N /A

N /A

N /A

2 5 .0

2 5 .0

Calculated

N /A

On-line w ire notice

$ 1 .7 5

$ 1 .7 5

1 2 :0 0 noon

Telephone call to Fed

$ 6 .0 0

$ 6 .0 0

9 :0 0 a.m .

Physical ch eck to Fed 57

City

$ 7 .2 5

$ 7 .2 5

9 :0 0 a.m .

Regular

1 1 4 0 /3 1 4 0

$ 4 .0 0

$ 3 .5 0

1 3 .0

Premium

1 1 4 0 /3 1 4 0

$ 4 .0 0

$ 3 .5 0

Endpoint

$ 6 .5 0

Regular

1 1 4 9 /3 1 4 9

Premium

Fine
RCPC

Fine
Federal
RETURN ITEM
RECLEARING
SERVICE J U

LARGE DOLLAR RETURN ITEM NOTIFICATION (LDRIN)

1J Deadline tim es are M onday through Friday ex cep t w here noted.
2 / Mixed raw return p er item fees are: LOCAL $ 1 .0 0 ; FEDERAL $ 1 .1 5 ; REJECTS $ 1 .0 5 .
3 / C ontact th e Return C heck Division if you prefer calculated availability.
4 / Qualified m ixed return item fe e s are: CITY 1 4.0 ; RCPC 1 7 .0 ; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 .
5 / Special sep arate return letter required.
6 / A daily minimum fee o f $ 2 .5 0 Applies, regardless of th e nu m b er o f item s cleared. A n additional fee of 2 5 c e n ts will b e applied to e a c h item exam ined o ver
ite m s p e r d ay . P lease c o n ta c t your local office for details to initiate service.

10

NOTE: Any institution th a t participates in th e intermingle Return Item Program m ay send its qualified return item s to u s in a forw ard p resen tm en t c ash letter. In addition to
a 1 0 .0 c e n t per item surcharge, forw ard collection item fees will apply to qualified returns to an intermingled program participant for all sort ty p e s ex ce p t o th e r fed and
m ixed o th e r fed. A 2 0 .0 cen t p er item surcharge will apply to o th er fed and m ixed other fed qualified item s sen t to an oth er Federal R eserve office th a t a c c e p ts Intermingled
return item s.
Intermingled qualified return item fees will apply to returns sen t to a non-participant.
Intermingled qualified return item s are not allow ed in fine so rt p ackages o r group sort c ash letters.

FEDERAL RESERVE BANK OF DALLAS
P.O. BOX 655906
DALLAS, TX 75265-5906


Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102