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Federal Reserve Bank
OF DALLAS
TO N Y

J . S A L V A G G IO

FIR S T V IC E PR ESID EN T

September 1, 1995

DALLAS, TEXAS
75265-5906

Notice 95-87
TO:

The Chief Operating Officer of
each financial institution in the
Eleventh Federal Reserve District
Price Changes for
Check Collection and Electronic Check Services

By law, the Federal Reserve is charged with recovering the cost of its check
operations. This is accomplished by implementing fees to cover both the fixed and
variable costs of providing check services. Despite working hard to reduce expenses, we
have been unable to offset the shift in check volume in the marketplace.
As a result, we have increased our cash letter fees to cover the fixed portion
of our expenses. With two minor exceptions, there are no per-item fee increases. A
customer depositing relatively few cash letters per day will see only a minimal monthly
increase. We are confident that this increase will carry us into the future in a better
position to offer you the highest quality products and services.
ATTACHMENT
A revised 1995/1996 Fee and Availability Schedule with new pricing informa­
tion on fees for check collection and electronic check services at the Federal Reserve
Bank of Dallas and its Branches is attached. All price changes, which are effective
October 2, 1995, are shaded. This schedule incorporates all fee and deadline changes
implemented earlier this year and the return item reclearing service implemented at the
El Paso, Houston, and San Antonio offices, effective August 1, 1995.
MORE INFORMATION
For more information, please contact Terry Campbell, (214) 922-6603, or Bill
Morse, (214) 922-5139, at the Dallas Office; Eloise Guinn, (915) 521-8201, at the El Paso
Branch; Luke Richards, (713) 652-1544, at the Houston Branch; or Herb Barbee (210)
978-1402, at the San Antonio Branch.

For additional copies, bankers and others are encouraged to use one of the following toll-free numbers in contacting the Federal
Reserve Bank of Dallas: Dallas Office (800) 333 -4460; El Paso Branch Intraslate (800) 592-1631, Interstate (800) 351-1012; Houston
Branch Intrastate (800) 392-4162, Interstate (800) 221-0363; San Antonio Branch Intrastate (800) 292-5810.

This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)

For additional copies of this Bank’s notice and the Fee and Availability
schedules, please contact the Public Affairs Department at (214) 922-5254.
Sincerely,

Effective 10/2/95
E L EV E N TH D IS TR IC T
IM A G E EN H A N C E D TR U N C A T IO N SERVICES

Product
Basic Image Capture

Minimum Daily Fee

Variable Fee

$ 5 .0 0 1/

$ 0 ,0 0 2

Optional Image Services
Select Images Single V iew

$ 0 .20

Select Images Double V iew

$ 0 .25

Bulk Image Delivery

$ 1 1.00

$ 0 ,005

Select Bulk Image Delivery

$ 1 1.00

$ 0 ,0 0 7

Image Retrievals
Fedline Notification

$0 .50

Fax Notification

$ 1 .5 0

Telephone Notification

$ 2 .00

Account Maintenance

$ 1 0 .0 0

3 4 80 / 8 M M Tape

$ 1 0.00
2/

Diskette

1/ Includes Truncation and/or Extended M ICR and/or Basic Electronic Presentment and all Basic Image Capture per item fees.

21 Refundable upon return of tape.

$ 1 .00

Effective 10/2/95
E L EV E N TH D IS TR IC T
E L E C TR O N IC C H E C K SER VICES
M ICR
Captive

Basic
Presentment
Peak

Basic
Presentment
Off-Peak

Extended
M ICR

Truncation

# 8 .0 0

• 5.00

$ 3 .0 0

V

$ 5.0 0
1/

$ 5 .0 0

1/
0 -2 ,6 6 7

0 -2 ,5 0 0

0 -3 ,0 0 0

0 -1 ,6 6 7

0 -8 3 3

Electronic transmission

$ .003

$ .0 0 2

$ .001

$ .003

$ .0 0 6

Magnetic Tape

$ .003

$ .002

$ .001

$ .003

$ .006

$ 1 0 .0 0

$ 1 0.00

$ 1 0.00

$ 1 0.00

$1 0.00

NA

NA

NA

$

$

NA

NA

NA

$ 2.00

$ 2M

TELEPH O N E Notification

NA

NA

NA

$ 2.50

$ 2.50

FEDLINE Notification

NA

NA

NA

$ .50

$ .50

NA

NA

NA

$ 1.75

$ 1.75

NA

NA

NA

$ 2L25

$ 2J25

Fine Sort Inclusion Per Item Fee

$ .006

$ .00 6

$ .00 3

$ .006

$ .006

Reject Reentry Per Item Fee

$ .25

$ .25

$ .25

$ .25

$ .25

Microfilming Per Item Fee

$ .002

$ .0 0 2

$ .0 0 2

$ .0 0 2

Included

Microfilming Plus Duplicate per Item Fee

$ .003

$ .003

$ .003

$ .003

NA

NA

NA

NA

$ .010

$ .010

ACCOUN T TO TA L

O U TS O R T

$ 2 1 .0 0

$5 0.00

Per Account Fee

$ .20

NA

Fine Sort Inclusion Per Item Fee

$ .006

$ .006

Reject Reentry Per Item Fee

$ .25

$ .25

Fax Notification Surcharge

$ 1 0 .0 0

NA

Magnetic Tape Surcharge

$ 1 0.00

NA

Telephone Notification Surcharge

$ 1 5 .0 0

NA

Minimum Daily Fee

Number of Items Included in Daily minimum

V

Per Item Fee:

Magnetic Tape Surcharge
Return Item Origination:
FEDLINE Notification
F A X Notification

3
1

.75

.75

Item or Information Retrieval

F A X Notification 3/
TELEP H O N E Notification

Account Post Sort Per Item Fee

A C C O U N T T O T A L A N D O U T S O R T SER VICES

Minimum Daily Fee

1/ One $ 5 .0 0 minimum charge for Basic Presentment Peak/Extended MICR and/or Truncation split.
2/ Delayed file transmissions, delayed shipment/pickup of checks.
3/All offices except Et Paso. El Paso price for Return Item Fax Notification is $ 1 .7 5 and Item Retrieval Fax Notification is $ 1 .5 0 .
: or additional information on Electronic Check Services contact:
Eric Lendl. Dallas. (2 1 4 ) 9 2 2 -6 5 0 7 ; Jane Pyke, El Paso. (9 1 5 ) 5 2 1 -8 2 4 4 ;Belva Scheig. Houston, (7 1 3 ) 6 5 2 -1 6 6 0 ;B ill Jarnagin. San Antonio. (2 1 0 )9 7 8 -1 6 5 0 .

Effective 10/2/95
ELEV EN TH D IS TR IC T
S A M E D A Y S E TT L E M E N T SERVICES

Minimum Daily Fee

Variable Fee

Basic Primary Presentment Point Service

* 6.00

* .50

Basic Alternate Presentment Point Service

♦ 7.00

♦ .50

Enhanced Primary Presentment Point Service

#1 4.00

♦ 1.50

Enhanced Alternate Presentment Point Service

♦ 16 .00

♦ 1.50

1/

Same as Electronic Check Product 21

Supplemental Peak S D S Capture Service

NA

* .0 0 6

Supplemental Off-Peak S D S Capture Service

NA

$ .003

Product

Supplemental Payor Bank Service

1/ Contact local Federal Reserve Bank for explanation of minimum.
2/ Refer to Electronic Check Services fee schedule.

FORWARD CHECK COLLECTION TIM E AN D FEE SCHEDULE
LOCAL DEPOSITORS
DALLAS

Effective 10/2/95

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
DALLAS
Product

Sorting

Cash Letter Fee

NEW
Encoding 7/
Canadian C/L

Per Item Fee
(cents)

♦5.00
5/

OLD

MEW

7.0

A va bfa O ty

NEW

7.0

♦3.00

D esdns
1/

OLD

None

None
Canadian R/T

Effective 10/2/95

O LD
5/

5/

5/

5/

5/

E/Z Clear Bonds

None

None

Immediate

12:01 a.m ., 3 :0 0 p.m.

U .S . Treasury Checks

None

None

Immediate

12:01 a.m ., 3:0 0 p.m .

Postal M oney Orders

None

None

Immediate

12:01 a.m ., 3 :0 0 p.m.

None

None

Immediate

12:01 a.m ., 3 :0 0 p.m.

Checks cfcawn on local FRB

11 1 0 -0 0 0 3 -8

V Deadline times are M onday through Friday except where noted.
21 Local mixed item fees are: City 1.7; R CPC 2 .3 ; Country 2 .9 . Rejects are 5 .2 each and noncommercial items are calculated as city items.
3/ Nonlocal Eleventh District item fees are: City 3 .8 ; RCPC 4 .8 ; H D G S Cull at 3 5 .0 .
at 3 5 .0 . Th e H D G S Cull lower limit is based on the latest Fed Funds rate target.

The fee for all out-of-district items is 5 .4 , except H D G S Cull

4/ Contact Dallas Office for availability.
5/ Contact Dallas Office for details.
6/ Th e deadline is 5 :0 0 a.m . for fine sort letters to R CPC Regular/Premium group sort banks.
7/ Price for encoding only. M ust be received three hours prior to next available mixed deadline.
8/ RCPC-Plus-City fees are: City: 1.8; R CPC: 2 .4 ; Rejects: 5.2 .
9/ RCPC-Plus-City fees are: City: 1.8; RCPC Premium: 4 .8 ; Rejects: 5 .2 .

RETURN CHECK
TIM E AND FEE SCHEDULE
LOCAL DEPOSITORS
DALLAS
Product

Sorting
Requirements

Return
Letter Fee
PEW

OLD

Per Hem
Fee (cents)
NEW

Effective 10/2/95
A v a fla b ity
1/
NEW

OLD

OLD

R A W R ETU R N S
Mixed

None

# 3 .0 0

$1.00

Sorted

City

* 3 ,5 0

$ 1 .50

# 1 .0 0

$1.00

Immediate

12:01 a.m.

RCPC

♦ 3.79

$ 1 .75

$ 1 .0 0

$ 1 .00

Immediate

12:01 a.m.

Country

$ 3 .7 5

$ 1 .75

# 1 .0 0

$ 1 .00

1 Day

12:01 a.m.

Federal

#3J50

$ 1 .50

# 1 .1 5

$1 .15

Calculated

12:01 a.m.

None

# 3 .0 0

$1 .00

Calc. 2/

2 Day 3/

8 :0 0 p.m . (S un -Th )

Q U A LIFIE D R ETUR N S
Mixed

Calc. 4/

Calc. 3/
2 Day at -

City

12:01 a.m/9:00 a.m./
1 1 :00 p.m . M -Th/
1 0 :00 p.m . Sat

Regular

1110/3110

$ 3 .5 0

$1 .50

13.0

13.0

Immediate

9 :0 0 a.m.

Premium

1110/3110

$ 3 .5 0

$ 1 .50

2 1 .0

21.0

Immediate

9 :3 0 a.m.

Endpoint

$ 3 .00

0 .6

0 .6

Immediate

9 :3 0 a.m.

R egde

1111/3111
1119/3119

$ 1 .75

16.0

16.0

Immediate

12:01 a.m.

Premium

1111/3111
1119/3119

$ 5 .7 5

$3 .75

3 2 .0

3 2 .0

immediate

3 :0 0 a.m .

Endpoint

liiil

$3 .00

0 .7

0 .7

Immediate

4 :0 0 a.m.

1113/3113

$ 3 .7 5

$ 1 .75

19 .0

19.0

1 Day

11 :00 p.m . M -Th/
8 :3 0 p.m . Sun & Hoi

Endpoint

# 5 .0 0

$3.00

1.0

1.0

Immediate/
1 Day

12:01 a.m . Tu e -F
9 :4 5 p.m . Sun & Hoi

Nonlocal

# 3 J50

$1.50

5 6 .0

56.0

Calculated

11:00 p.m . M -Th/
10:00 p.m . Sat

On-fine w ire notice

# 1 .7 5

$1 .75

1 2 :00 noon

Telephone c d i to Fed

# 6 .0 0

$6 .00

9 :0 0 a.m.

Physical check to Fed 5/

# 7 .2 5

$7 .25

9 :0 0 a.m.

Fine
R CPC

Fine
Country

Regiiar

Fine

Federal

LAR G E D O LLA R R E TU R N IT E M N O T IF IC A T IO N (LDRIN)

1/ Deadline times are Monday through Friday except where noted.
2/ Mixed raw return per item fees are: L O C A L $ 1 .0 0 ; FEDER AL $ 1 .1 5 ; R E JE C TS $1 .05
3/ Contact the Return Check Division if you prefer calculated availability.
4/ Qualified mixed return item fees are: C f T Y 14 .0 ; R C P C 1 7 .0 ; C O U N T R Y 2 0 .0 ; FEDERAL 5 7 .0 ; R E JE C TS 3 0 .0 .
5/ Special separate return letter required.
N O TE : A ny institution that participates in the Intermingle Return Item Program may send its qualified return items to us in a forward presentment cash letter. In addition
to a 10 .0 cent per item surcharge, forward collection item fees will apply to qualified returns to an intermingled program participant for all sort types except other fed and
mixed other fed. A 2 0 .0 cent per item surcharge will apply to other fed and mixed other fed qualified items sent to another Federal Reserve office that accepts
intermingled return items.
Intermingled qualified return item fees will apply to returns sent to a non-participant.
Intermingled qualified return items are not allowed in fine sort packages or group sort cash letters.

FORWARD CH EC K CO LLECTION TIM E AND FEE SCHEDULE
LO CAL DEPOSITORS
EL PASO
Sorting
Requirements

Product

Cash Letter
Fee
PEW

None

Mixed

OLD

* 2 .00

$1.00

____________________ Effective 10/2/95

Per Item
Fee (cents)
NEW

Availability

1/
O LD

NEW

OLD

Calc. 2/3/

Deacllin e

Calc. 4/

2.-00 a jn .
9 :1 5 a jn .
1 .-0 0 p jn .

RCPC-Plus-City

2.-00 a jn .

7/

1120/3120
1122/3122
1123/3123
1163/3163

* 2 .7 5

* * .7 5

$3 .75

Regular

1120/3120

* 2 .5 0

$1 .50

1.6

1.6

bmmecfiate

9 :1 5 a jn .

Premium

1120/3120

* 2 .50

$1 .50

2 .6

2.6

hnm edate

9 :4 5 a jn .

Enc%>aint

* 4 .0 0

$3 .00

0 .6

0 .6

hnmecfiate

1 0 :15 a m .

Regular

1122/3122
1123/3123
1163/3163

* 2 .75

$1.75

3 .0

3.0

bnmecfiate

2H)0 a jn .

Premium

1122/3122
1123/3123
1163/3163

* 4 .7 5

$3 .75

54

5.4

hnmecfiate

3 :0 0 ajm.

Group

5/

* 2 .75

$ 1 .75

1.9

1.9

Immedate

3.-00 a jn .

RCPC GS/Payor

5/

* 2 .7 5

$1 .75

0 .7

0.7

hnmecfiate

3 :0 0 a jn .

End-point

* 4 .0 0

$3 .00

0 .7

0.7

k im e d o te

3 :0 0 a jn .

Ncwiocal

* 2 .5 0

$1 .50

Calc. 4/

IK K ) p jn .

Selected Cities
5/

* 2 .5 0

$1 .50

3 .0

3.0

1 Day

1 :30 p jn .

Interdistrict/Other Fed
City Group Sort

5/

*2 .5 0

$1.50

4 .7

4.7

1 Day

IK K ) p j n .

lnterdi8trict/Other Fed
RCPC and Country Group Sort

5/

* 2 .50

$ 1 .50

4 .8

4.8

2 Day

1:00 p jn .

City

* 2 .75

$1.75

3 5 .0

35.0

ID a y

9 :1 5 a jn .

R CPC

* 2 .75

$1.75

3 5 .0

35.0

1 Day

9 :1 5 a jn .

Federal

* 2 .7 5

* 1 .75

50 .0

5 0 .0

2 Day

9 :1 5 a jn .

None

7 .0

7.0

City

Fine
RCPC

Fine
Federal
Interdistrict/Other Fed Group Sort

Nonmachineable

Encoding 6/
Canacfian C/L

hnmecfiate

None
Canacfian R/T

* 4 .00
5'

E/Z Clear Bonds

$1.75

$3.00
5/
None

3.-00 a jn .

8/

Calc. 3/

5/
5/

5/

5/

None

Im inedaie

2.-00 a jn .
2 .0 0 p jn .

U .S . Treastay Checks

None

None

bnmecfiate

2.-00 a jn .
2.-00 p jn .
3.-00 p jn .

Postal M oney Orders

None

None

bnmecfiate

2.-00 a jn .
2.-00 p jn .
3 :0 0 p jn .

None

None

bnmecfiate

2.-00 a jn .
2.-00 p jn .
3 0 0 p jn .

Check Drawn on Local FRB

11 2 0 -0 0 0 1 -1

FORWARD CHECK COLLECTION TIM E AND FEE SCHEDULE
LOCAL DEPOSITORS
EL PASO

Effective 10/2/95

V Deadline times are Monday through Friday except where noted.
2/ Local mixed item fees are: City 1 .7 ; R CPC 3 .1 . Rejects are 5 .2 each and noncommercial items are calculated as city items.
3/ Nonlocal S eventh District item fees are: City 3 .8 ; R CPC 4 .8 ; C O U N TR Y 5 .9 ; H D G S Cull at 3 5 .0 . Th e fee for out-of-district items is 5 .4 , except H D G S Cull at 3 5 .0 .
Th e H D G S Cull lower limit is based on the latest Fed Funds rate target.
4/ Contact El Paso Office for availability.
5/ Contact El Paso Office for details.
6/ Price for encocfing only. Processing is an additional charge.
7/ RCPC-Plus-City fees are: City: 1.8 ; R CPC : 3 .2 ; Rejects: 5 .2 .
8/ RCPC-Pfus City fees are: City: 1 .8 ; R CPC Premium: 5 .6 ; Rejects: 5 .2

RETURN CH ECK
TIM E AND FEE SCHEDULE
LOCAL DEPOSITORS
EL PASO
P ro d u c t

S o rtin g
R e q u ire m e n ts

R etu rn
L e tte r Fee
NEW

Per H e m
Fee (c e n ts )

O LD

PEW

Effective 10/2/95
A v a ila b ility

D e ad lin e
1/
O LD

NEW

O LD

R A W R ETUR N S

2 Day 3/

8:00 p.m . S un -Th

Mixed

None

t2 J)0

*1.00

Sorted

City

$2.50

$1.50

# 1 .0 0

$1.00

Immediate

2:00 a.m.

RCPC

liipnsl

$1.75

# 1 .0 0

$1.00

Immediate

2:00 a.m.

Federal

#2.50

$1.50

#1 .15

$1.15

Calculated

2:00 a.m.

Calc. 2/

Q U ALIFIED R ETU R N S
Mixed

$1.00

None

Calc. 3/

Calc. 4/

1 Day at —

2:00 a.m.

1 Day at --

9 :1 5 a.m.

2 Days at —

1:00 p.m .

Regular

1120/3120

#2.50

$1.50

13.0

13.0

Immediate

9 :1 5 a.m.

Premium

1120/3120

$2.50

$1.50

21 .0

21.0

Immediate

9 :4 5 a.m.

Endpoint

# 4 .0 0

$3.00

0 .6

0.6

Immediate

10:15 a.m.

Regular

1122/3122
1123/3123
1163/3163

# 2 .7 5

$1.75

16.0

16.0

Immediate

2:00 a.m.

Premium

City

1122/3122
1123/3123
1163/3163

#4.75

$3.75

3 2 .0

32.0

Immediate

3:00 a.m.

Endpoint

#4.00

$3.00

0 .7

0.7

Immediate

3:00 a.m.

Nonlocal

#2.50

$1.50

5 6 .0

56.0

Calculated

N /A

N /A

Fine
R CPC

Fine
Federal
R ETUR N ITEM
R ECLEARING
SERVICE et

Caloufcrted

25*0

1:00 p.m .
N/A
>

LAR G E D OLLA R R ETU R N IT E M N O T IF IC A T IO N (LDRIN)
On-line wire notice

# 1 .7 5

$1.75

12:00 noon

Telephone call to Fed

# 6 .00

$6.00

9 :0 0 a.m.

Physical check to Fed 5/

# 7 .25

$7.25

9 :0 0 a.m.

V Deadline times are Monday through Friday except where noted.
2/ Mixed raw return per item fees are: L O C A L $ 1 .0 0 ; FEDERAL $ 1 .1 5 ; R E JE C TS $ 1 .05.

3/ Contact the Return Check Division if you prefer calculated availability.
4/ Qualified mixed return item fees are: C I T Y 14 .0 ; R CPC 17 .0; FEDER AL 57 .0 ; R E JE C TS 30.0.
5/ Special separate return letter required.
6/ A daily minimum fee of $ 2 .5 0 applies, regardless of the number of items cleared. A n additional fee of 25 cents will be applied to each item examined over
10 items per day. Please contact your local office for details to initiate service.
N O TE : A n y institution that participates in the Intermingle Return Item Program may send its qualified return items to us in a forward presentment cash letter. In addition
to a 3 .0 cent per item surcharge, forward collection item fees will apply to qualified returns to an intermingled program participant for all sort types except other fed and
mixed other fed. A 20 .0 cent per item surcharge will apply to other fed and mixed other fed qualified items sent to another Federal Reserve office that accepts
Intermingled return items.
Intermingled qualified return item fees will apply to returns sent to a non-participant.
Intermingled qualified return items are not allowed in fine sort packages or group sort cash letters.

FORW ARD CH EC K C O LLE C TIO N TIME AND FEE SCHEDULE
LO C A L DEPOSITORS
HOUSTON
Product

Sorting
Requirements

Cash
Letter Fee
NEW

M ixed

None

OLD

$3.00

$1.00

Effective 10/2/95

Per Item
Fee (cents)

Availability

y
NEW

OLD

NEW

Calc. 2/3/

Deadline

OLD
1:00 a.m.

Calc. 4/

9:00 a.m.
12:00 noon
9:30 p.m.
M-Th/Sat
R C P C -P lu s-C ity

1130/3130
1131/3131

$3.75

Immediate
$5.75

C ity

2:30 a.m.

7/

$1.75
$3.75

3:30 a.m.

8/

Regular

1130/3130

$3.50

$1.50

1.6

1.6

Immediate

9:00 a.m.

Prem ium

1130/3130

$3.50

$1.50

2.6

2.6

Immediate

9:30 a.m.

51

$3.50

$1.50

1.5

1.5

Immediate

11:00 a.m.

$3.50

$1.50

0.8

0.8

Immediate

Harris Co unty G roup
G roup

S'

51

Fine

Endpoint

$5.00

$3.00

0.4

0.4

Immediate

11:00 a.m.

Regular

1131/3131

$3.75

$1.75

2.2

2.2

Immediate

2:30 a.m.

Prem ium

1131/3131

$5.75

$3.75

4.6

4.6

Immediate

3:30 a.m.

G roup

5/

$3.75

$1.75

1.1

1.1

Immediate

3:30 a.m.

R C P C G/S Payor

5/

$3.75

$1.75

0.76

0.7

Immediate

4:00 a.m.

Endpoint

$5.00

$3.00

0.7

0.7

Immediate

Nonlocal

$3.50

$1.50

Selected Cities

$3.50

$1.50

3.0

3.0

Immediate

10:00 p.m.
M-Th/Sat
9:30 p.m.
M-Th/Sat

RCPC

Fine
Federal

Interdistrict/Other Fed

Calc. 4/

Calc. 3/

G ro u p Sort

51

Interdistrict/Other Fed
C ity G ro u p Sort

51

$3.50

$1.50

4.7

4.7

1 Day

Brow n Zone G roup Sort

51

$3.50

$1.50

4.3

4.3

Immediate

2/

4:00 a.m.
2:30 a.m. M -Th
12:00 noon M -Th
9:30 p.m.
M-Th/S at

2:30 a.m. M-Th/
10:00 p.m. Sat

Nonm achineable

E ncod ing 6/
Canadian C/L

$3.50

$1.50

4.8

4.8

2 Day

51

$11.50

$9.50

7.5

7.5

Immediate

City

$3.75

$1.75

35.0

35.0

1 Day

9:00 a.m.

$3.75

$1.75

35.0

35.0

1 Day

9:00 a.m.

Federal

High Dollar G ro u p Sort

51

R CPC

Interdistrict/Other Fed
R C P C & Co untry G ro u p Sort

$3.75

$1.75

50.0

50.0

2 Day

9:00 a.m.

7.0

7.0

None
Canadian R/T

$5.00

$3.00

51

9:30 p.m.
M -Th/Sat
9:00 a.m. Tu e -F

9:00 p.m.

11

5/

5/

E/7 C lear Bonds

None

Immediate

1:00 a.m.
3:00 p.m.

U .S . Tre a s u ry Ch e cks

None

Immediate

1:00 a.m.
3:00 p.m.

Postal M oney O rde rs

None

Immediate

1:00 a.m.
3:00 p.m.

None

Immediate

1:00 a.m.
3:00 p.m.

Ch e cks Drawn on Local F R B

1130-0004-9

FORWARD CH ECK C O LLE C TIO N TIME AND FEE SCHEDULE
LO CAL DEPOSITORS
HOUSTON

Effective 10/2/95

1/ Deadline times are M onday through Friday except where noted.

21 Local mixed item fees are: City 1.7; R C P C 2.3. Rejects are 5.2 each and noncom m ercial items are calculated as city items.
3/ Nonlocal Eleventh District item fees are: C ity 3.8; R C P C 4.8; C O U N T R Y 5.9; H D G S Cull at 35.0. The fee for out-of-district items is 5.4, except H D G S Cull at 35.0.
Th e H D G S cull low er limit is based on the latest Fed Funds rate target.
4/ Contact Houston Office for availability.
5/ Contact Houston Office for details.

61 Price for encoding only. Processing is an additional charge.
71 R C P C -P lu s-C ity per item fees are: City: 1.8; R C P C : 2.4; Rejects: 5.2.
8/ R C P C -P lu s-C ity per item fees are: City: 1.8; R C P C Prem ium : 4.8; Rejects: 5.2.
9/ Several deadlines are available; contact Houston Office for details.

RETURN CHECK
TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
HO USTO N
Product

Sorting
Requirements

Return
Letter Fee
N EW

OLD

Per Item
Fee (cents)
NEW

Effective 10/2/95
Deadline

Availability

11
OLD

N EW

OLD

R AW R E TU R N S
Mixed

None

$3.00

$1.00

Sorted

City

$3.50

$1.50

$1.00

$1.00

Immediate

2:30 a.m.

RCPC

$3.75

$1.75

$1.00

$1.00

Immediate

2:30 a.m.

Federal

$3.50

$1.50

$1.15

$1.15

Calculated

2:30 a.m.

None

$3.00

$1.00

2 Day 3/

Calc. 21

9:30 p.m. S u n -Th

Q U A L IF IE D R E TU R N S
Mixed

Calc. 3/

Calc. 4/

1 Day at -

1:00 a.m.

1 Day at -

9:00 a.m.

2 Day at -

12:00 noon

2 Day at City

9:30 p.m. M-Th/Sat

1130/3130

$3.50

$1.50

13.0

13.0

Immediate

9:00 a.m.

Prem ium

1130/3130

$3.50

$1.50

21.0

21.0

Immediate

9:30 a.m.

Fine

Endpoint

$5.00

$3.00

0.4

0.4

Immediate

11:00 a.m.

Regular

1131/3131

$3.75

$1.75

16.0

16.0

Immediate

2:30 a.m.

Prem ium

1131/3131

$5.75

$3.75

32.0

32.0

Immediate

3:30 a.m.

Fine

RCPC

Regular

Endpoint

$5.00

$3.00

0.7

0.7

Immediate

4:00 a.m.

Nonlocal

$3.50

$1.50

56.0

56.0

Calculated

2:30 a.m. M -Th
12:00 noon M -Th
9:30 p.m. M-Th/Sat

N /A

N/A

Calculated

N /A

Federal

R E TU R N ITEM
R E C L E A IN G
S E R V IC E J /

25.0

L A R G E D O L L A R R E TU R N ITEM N O T IF IC A T IO N (LDR IN)
On-line wire notice

$1.75

$1.75

12:00 noon

Telephone call to Fed

$6.00

$6.00

9:00 a.m.

Physical check to Fed 5/

$7.25

$7.25

9:00 a.m.

1/ Deadline times are M onday through Friday except where noted.
2/ Mixed raw return per item fees are: L O C A L $1.00; F E D E R A L $1.15; R E J E C T S $1.05.
3/ Contact the Return Check Division if yo u prefer calculated availability.
4/ Qualified mixed return item fees are: C IT Y 14.0; R C P C 17.0; F E D E R A L 57.0; R E J E C T S 30.0.
5/ Special separate return letter required.
6/ A daily m inim um fee of $2.50 applies, regardless of the num ber of items cleared. An additional fee of 25 cents will be applied to each item exam ined over 10 items
per day. Please contact y o u r local office for details to initiate service.
N O T E : A n y institution that participates in the intermingle Return Item Program may send its qualified return items to us in a forward presentment cash letter. In addition to a
10.0 cent per item surcharge, forward collection item fees will apply to qualified returns to an intermingled program participant for all sort types except other fed and mixed
other fed. A 20.0 cent per item surcharge will apply to other fed and mixed other fed qualified items sent to another Federal Reserve office that accepts Intermingled return
itmes.
Intermingled qualified return item fees will apply to returns sent to a non-participant.
In te rm in g le d q u a lifie d re tu rn ite m s are n o t a llo w e d in fine s o rt p a c k a g e s o r g ro u p so rt c a s h letters.

FORWARD CH EC K CO LLECTION TIM E AND FEE SCHEDULE
LOCAL DEPOSITORS
SAN ANTONIO
Product

Sorting
Requirements

Cash
Letter Fee
NEW

M xed

None

O LD

* 3 .0 0

* 1 .0 0

Effective 10/2/95

Per Item
Fee (cents)
NEW

Availability

V
NEW

O LD

Calc. 2/3/

Deadline

Calc. 4/

O LD
12:01 a.m .
2 :0 0 a.m .
9 :3 0 a.m .
1 2 :0 0 noon
1 0 :0 0 p.m .

R C P C Plii* C ity

11 40/3140
11 49/3149

« 3 .7 S

*1 .7 5

2 :0 0 a.m .

7/
Immediate

* 6 .7 5

3 :3 0 a.m .

W

* 3 .7 5

Regular

1140/3140

* 3 .5 0

* 1 .50

1 .6

1.6

Immediate

9 :3 0 a.m .

Premium

1140/3140

* 3 .5 0

* 1 .50

2 .6

2 .6

Immediate

1 0 :0 0 a.m .

5/

* 3 .5 0

* 1 .5 0

0 .8

0 .8

Immediate

1 0 :0 0 a.m .

Endpoint

* 5 .0 0

* 3 .00

0 .5

0 .5

Immediate

1 0 :3 0 a.m .

Regular

1149/3143

* 3 .7 5

* 1 .75

2 .2

2 .2

Immediate

2 :0 0 a.m .

Premium

1149/3149

* 6 .7 5

* 3 .75

4 .6

4 .6

Immediate

3 :3 0 a.m .

Group

5/

* 3 .7 5

* 1 .75

1.1

1.1

Immediate

3 :3 0 a.m . 9/

RCPC G/S Payor

5/

* 3 .7 5

* 1 .7 5

0 .6

0 .6

Immediate

4 :0 0 a.m .

Endpoint

* 5 .0 0

* 3 .0 0

0 .6

0 .6

Immediate

4 :0 0 a.m .

Nonlocal

* 3 .5 0

* 1 .5 0

Calc. 4/

1 2 :0 0 noon
10 :0 0 p.m .

Interdistrict/Other Fed
Group Sort

Selected Cities

* 3 .5 0

* 1 .50

3 .0

3 .0

1 Day

10 :0 0 p.m .

Interdistrict/Other Fed
City G roup Sort

5/

* 3 .5 0

* 1 .50

4 .7

4 .7

1 Day

9 :3 0 p.m .

Interdistrict/Other Fed
RCPC & C ountry G roup Sort

§/

* 3 .6 0

* 1 .50

4 .8

4 .8

2 Day

9 :3 0 p.m .

11

* 1 1 .5
0

* 9 .5 0

7 .6

7 .5

Immediate

CSty

* 3 .7 5

* 1 .7 5

3 5 .0

3 5 .0

1 Day

9 :3 0 a.m .

R CPC

* 3 .7 5

* 1 .7 5

3 5 .0

3 5 .0

1 Day

9 :3 0 a.m .

Federal

* 3 .7 5

* 1 .7 5

5 0 .0

5 0 .0

2 Day

9 :3 0 a.m .

None

7 .0

7.0

C ity

Group
Fine
R CPC

Fine
Federal

tfigh D o fa r G roup Sort

Nonm achineable

Encoding 6/
Cam tfian C/L

None
Canacian R/T

* 5 .0 0
5/

* 3 .0 0

Calc. 3/

5/

5/

.

9 :0 0 a.m . T u e -F

31

5/

E/Z Clear Bonds

None

None

Immediate

12:01 a.m .
3 :0 0 p.m .

U .S . Treasury Checks Checks

None

None

Immediate

12:01 a.m .
3 :0 0 p.m .

Postal M on ey Orders

None

None

immediate

12:01 a.m .
3 :0 0 p.m .

None

None

Immediate

12:01 a.m .
3 :0 0 p.m .

Checks D ra w n on Local FRB

1140 00 72 1

FORWARD CHECK COLLECTION TIM E AND FEE SCHEDULE
LOCAL DEPOSITORS
SAN ANTONIO

Effective 10/2/95

V Deadline times are Monday through Friday except where noted.
2/ Local mixed item fees are: City 1 .7 ; R CPC 2 .3 . Rejects are 5 .2 each and noncommercial items are calculated as city items.
3/ Nonlocal Eleventh District item fees are: City 3 .8 ; R CPC 4 .8 ; C O U N TR Y 5 .9 ; H D G S Cull at 3 5 .0 . Th e fee for out-of-district items is 5 A . except H D G S Cull at 3 5 .0 .
Th e H D G S cull lower limit is based on the latest Fed Funds rate target.
4/ Contact San Antonio Office for availability.
5/ Contact San Antonio Office for details.
6/ Price for encoding only. Processing is an additional charge.
7/ RCPC-Plus-City item fees are: City: 1 .8 ; R CPC: 2 .4 ; Rejects: 5.2 .
8/ RCPC-Plus-City item fees are: City: 1.8; R CPC Premium: 4 .8 ; Rejects: 5 .2 .
9/ Several deadlines are available; contact San Antonio Office for details.

RETURN CHECK
TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
SAN ANTONIO
Product

Sorting
Requirem ents

Return
Letter Fee
NEW

Per Item
Fee (cents)

O LD

Effective 10/2/95
Availability

1/
O LD

N EW

O LD

IC W

Deadline

R A W R ETUR N S
Mixed

None

m&m

$ 1 .00

Sorted

City

♦3*90

$ 1 .50

$ 1 .0 0

$1.00

Immediate

2 :0 0 a.m.

1 17 5
1$

$ 1 .75

$ 1 .0 0

$1.00

immediate

2 :0 0 a.m.

* 3 .5 0

$1 .50

$ 1 .1 5

$1.15

Calculated

2 :0 0 a.m.

1 * 3 .0 0

$1 .00

RCPC
Federal

2 Day 3/

Calc. 2/

8 :0 0 p.m . S un -Th

Q U A LIFIED R ETUR NS
Mixed

None

Calc. 3/

Calc. 4/

1 Day at —

12:01 a.m.

1 Day at —

2 :0 0 a.m.

1 day at —

9 :3 0 a.m.

2 Days at ~
2 days at -C ity

Regular

1140/3140

Premium

1 2 :00 noon
1 0 :00 p.m .

$1 .50

13.0

13.0

Immediate

9 :3 0 a.m.

$1 .50

1140/3140

$ 3 .5 0

2 1 .0

21 .0

Immediate

. 10 :00 a.m.

Endpoint

l lo l
l i Si

$3 .00

0 .6

0 .6

Immediate

1 0 :30 a.m.

Regular

1149/3149

♦ 3 .7 5

$1 .75

1 6.0

16.0

Immediate

2 :0 0 a.m.

Premium

1149/3149

$ 5 .7 S

$3 .75

3 2 .0

32 .0

Immediate

3 :3 0 a.m.

$3 .00

0 .7

0 .7

Immediate

4 :0 0 a.m.

$1 .50

5 6 .0

56 .0

Calculated

1 2 :00 noon
1 0 :00 p.m .

Fine
R CPC

Fine
Federal

R ETUR N ITEM

Endpoint
Nonlocal

N /A

lllslii
111!
(I l l

Calculated

2 5 .0

N/A

R ECLEARING
SERVICE j j /
LAR G E D O LLA R R E TU R N IT E M N O T IF IC A T IO N (LDRIN)
On-line wire notice

$ 1 .7 5

$1 .75

1 2 :00 noon

Telephone call to Fed

$ 6 .0 0

$6.00

9 :0 0 a.m.

Physical check to Fed 5/

$ 7 .2 5

$7.25

9 :0 0 a.m.

1/ Deadline times are Monday through Friday except where noted.

21 Mixed raw return per item fees are: L O C A L $ 1 .0 0 ; FEDER AL $ 1 .1 5 ; R E JE C TS $1 .05.
3/ Contact the Return Check Division if you prefer calculated availability.
4/ Qualified mixed return item fees are: C I T Y 14.0; R CPC 1 7 .0 ; FEDER AL 5 7 .0 ; R E JE C T S 3 0 .0 .
5/ Special separate return letter required.
6/ A daily minimum fee of $ 2 .5 0 applies, regardless of the number of items cleared. A n additional fee of 25 cents will be applied to each item examined over
10 items per day. Please contact your local office for details to initiate service.
N O TE : A n y institution that participates in the Intermingle Return Item Program may send its qualified return items to us in a forward presentment cash letter. In addition
to a 10.0 cent per item surcharge, forward collection item fees will apply to qualified returns to an intermingled program participant for all sort types except other fed and
mixed other fed. A 20 .0 cent per item surcharge will apply to other fed and mixed other fed qualified items sent to another Federal Reserve office that accepts
Intermingled return items.
Intermingled qualified return item fees will apply to returns sent to a non-participant.
Intermingled qualified return items are not allowed in fine sort packages or group sort cash letters.

FEDERAL RESERVE BANK OF DALLAS
P.O. BOX 655906
DALLAS, TX 75265-5906


Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102