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F

e d e r a l

R

e s e r v e

B

a n k

O F D A LL A S
T O N Y J . SA LV A G G IO
F IR S T V IC E P R E S ID E N T

August 31, 1993

DALLAS, TEXAS 75222

Notice 93-92
TO:

The Chief Operating Officer of
each financial institution in the
Eleventh Federal Reserve District
SUBJECT
Introducing New Same-Day Settlement Services,
New Products, and Price Changes for Forward Collection and
Return Item Services
DETAILS
Same-Day Settlement Services

Beginning September 30, 1993, the Federal Reserve Bank of Dallas
will offer five new same-day settlement services to facilitate implementation
of same-day settlement of checks. Notice 93-66, dated June 18, 1993, included
the Board’s notice as it appears on pages 31525-32, Vol. 58, No. 105, of the
Federal Register and documentation explaining the same-day settlement serv­
ices. These services are:
•

Basic Primary Presentment Point Service

•

Basic Alternate Presentment Point Service

•

Enhanced Primary Presentment Point Service

•

Enhanced Alternate Presentment Point Service

•

Supplemental Payor Bank Service
New Products/Price Changes for Forward
Collection and Return Item Services

Also beginning September 30, 1993, the Federal Reserve Bank of
Dallas will offer several new products and price changes for forward collec­
tion and return item services as detailed below:
•

All offices will introduce several low-cost RCPC group sorts.
The Dallas, Houston, and San Antonio Offices will introduce lowcost city group sorts.

For additional copies, bankers and others are encouraged to use one of the following toll-free numbers in contacting the Federal Reserve Bank of Dallas:
Dallas Office (800) 333-4460; El Paso Branch Intrastate (800) 592-1631, Interstate (800) 351-1012; Houston Branch Intrastate (800) 392-4162,
Interstate (800) 221-0363; San Antonio Branch Intrastate (800) 292-5810.

This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)

- 2 -

• All offices will
introduce an RCPC-P1us-City product at the
regular RCPC and RCPC premium deadlines. The Dallas, Houston,
and San Antonio Offices will offer new interdistrict other Fed
group sorts.
• All offices will
lower fees for the following services: fine
sort fees, fine sort inclusion fee, RCPC group sort fees, and
mixed/federal out-of-district fee. The El Paso Office will lower
its regular city and city premium fees.
• All offices also
will reduce the mixed cash letter fee, will
increase the forward collection and return item fine sort package
and cash letter fees, and will convert the account post sort
service fee from a per-item pass fee to a per-item fee.
ATTACHMENTS
The revised forward collection and return item fee and availability
schedules for local depositors are attached. New services are shaded, and old
fees and old deadlines are included for reference.
MORE INFORMATION
For more information, please contact Terry Campbell, (214) 922-6603,
or Johnny Johnson, (214) 922-5427, at the Dallas Office; Eloise Guinn, (915)
521-8201, at the El Paso Office; Luke Richards, (713) 652-1544, at the Houston
Office; or Herb Barbee, (210) 978-1402, at the San Antonio Office.
For additional copies of this Bank’s notice and the fee and avail­
ability schedules, please contact the Public Affairs Department at (214)
922-5254.
Sincerely,

Effective 9 /3 0 /9 3
ELEVENTH DISTRICT
SAME DAY SETTLEMENT SERVICES
Minimum Daily Fee

Variable Fee

Basic Primary P resen tm en t Point Service

$ 5 .0 0

$ .5 0

Basic Alternate P resentm en t Point Service

$ 6 .0 0

$ .50

Enhanced Primary P resentm ent Point Service

$ 1 3 .0 0

♦ 1 .5 0

Enhanced A lternate P rese n tm e n t Point Service

$ 1 5 .0 0

♦ 1 .5 0

Supplemental Pay or Bank Service

1/

Sam e a s Electronic Check Product 2 /

Supplemental Peak SDS C apture Service

NA

♦ .0 0 6

Supplemental Off-Peak SDS Capture Service

NA

♦ .0 0 3

Product

1/ C ontact local Federal Reserve Bank for explanation of minimum.
2/ Refer to Electronic Check Services fee schedule.

Effective 9 /3 0 /9 3
ELEVENTH DISTRICT
ELECTRONIC CHECK SERVICES
MICR
Capture

Basic
Presentm en t
Peak

Basic
P rese n tm e n t
Off-Peak

Extended
MICR

Truncation

$ 7 .0 0

$ 4 .0 0
y

$ 2 .0 0
2/

$ 4 .0 0
y

$ 4 .0 0
1/

0 -2 ,3 3 3

0 -2 ,0 0 0

0 -2 ,0 0 0

0 -1 ,3 3 3

0 -6 6 6

Electronic transm ission

$ .0 0 3

$ .0 0 2

$ .001

$ .0 0 3

$ .0 0 6

M agnetic Tape

$ .0 0 3

$ .0 0 2

$ .001

$ .0 0 3

$ .0 0 6

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

$ 1 0 .0 0

FEDLINE Notification

NA

NA

NA

$ 1 .00

$ 1.00

FAX Notification

NA

NA

NA

% 1.50

$ 1.50

4/

4/

$ 1.75
4/

Minimum Daily Fee

Number of Items Included in Daily minimum
Per Item Fee:

Magnetic Tape Surcharge
Return Item Origination:

TELEPHONE Notification

NA

NA

NA

$ 1.75
4/

FEDLINE Notification

NA

NA

NA

$ .75

to

FAX Notification

NA

NA

NA

$ 1 .25

$ 1.25

TELEPHONE Notification

NA

NA

NA

$ 1.50
4/

♦ 1.50
4/

Fine Sort Inclusion Per Item Fee

$ .0 0 6

$ .0 0 6

$ .0 0 3

$ .0 0 6

$ .0 0 6

Reject Reentry Per Item Fee

$ .25

$ .25

$ .25

$ .25

$ .25

Microfilming Per Item Fee

$ .0 0 2

$ .0 0 2

$ .0 0 2

$ .002

Included

Microfilming Plus Duplicate per Item Fee

$ .0 0 3

$ .0 0 3
3/

% .003
3/

$ .003
3/

NA

3/
NA

NA

NA

$ .0 0 6

$ .0 0 6

ACCOUNT TOTAL

OUTSORT

$ 2 0 .0 0

$ 5 0 .0 0

Item or Information Retrieval

A ccount Post Sort Per Item Fee

ACCOUNT TOTAL AND OUTSORT SERVICES

Minimum Daily Fee

.2 0

Per A ccount Fee

$

Fine Sort Inclusion Per Item Fee

$ .0 0 6

Reject Reentry Per Item Fee

$

Fax Notification Surcharge

.2 5

NA
$ .0 0 6
$

$ 1 0 .0 0

.25
NA

y
Magnetic Tape Surcharge

NA

$ 1 0 .0 0

Telephone Notification Surcharge

$ 1 5 .0 0

1/ One $ 4 .0 0 minim um charge for Basic Presentm ent Peak/Extended MICR and/or Truncation split.
2 / Delayed file transm issions, delayed shipm ent/pickup of checks.
3 / Price not effective until Jan u a ry 3 , 1 9 9 4 ; current price is $ .0 0 2 per item.
4 / Effective January 3 , 1 9 9 4 . 1 9 9 3 prices are: Return Item Origination - Telephone Notification $ 1 .5 0 ; Item or Information Retrieval - FEDLINE Notification $ 1 .2 5 ,
TELEPHONE Notification $ 1 .2 5 .

For additional information on Electronic Check Services contact:
Eric Lendl, Dallas, (2 14) 9 2 2 - 6 5 0 7 ; J a n e Pyke, El Paso, (915) 5 2 1 -8 2 4 4 ; Marilyn Salmon, Houston. (713) 6 5 2 -1 5 8 2 ; Jan ic e Fleming, San Antonio, (210) 9 7 8 -1 6 5 0 .

NA

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS

DALLAS
Product

Sorting
R equirements

C ash Letter Fee

NEW
Muted

None

OLD

♦ 1 .0 0

$ 1 .2 5

Per Item Fee
(cents)
NEW

Effective 9/30/93
Availability

Deadline

V

Calc. 2 /3 /

OLD

NEW

OLD
Calc. 4 /

12:01 a.m .
9 :0 0 a.m.
2 :0 0 p.m . M-Th/
1 1 :0 0 p.m . M-Th/
1 0 :0 0 p.m . S at

RCPC-Plus-CHy

1 1 1 0 /3 1 1 0
1 1 1 1 /3 1 1 1
1 1 1 9 /3 1 1 9

$ 1 .5 0

Regular

1 1 1 0 /3 1 1 0

$ 1 .5 0

$ 1 .0 0

1.6

1.6

Immediate

9 :0 0 a.m .

Premium

1 1 1 0 /3 1 1 0

$ 1 .5 0

$ 1 .0 0

2.6

2 .6

Immediate

9 :3 0 a.m .

5/

$ 1 .5 0

Immediate

9 :3 0 a.m.

Endpoint

$ 3 .0 0

$ 2 .5 0

0 .5

0 .6

Immediate

9 :3 0 a.m .

Regular

1 1 1 1 /3 1 1 1
1 1 1 9 /3 1 1 9

$ 1 .5 0

$ 1 .0 0

2 .2

2 .2

im mediate

12:01 a.m .

Premium

1 1 1 1 /3 1 1 1
1 1 1 9 /3 1 1 9

$ 3 .5 0

$ 3 .0 0

4 .3

4 .3

Immediate

3 :0 0 a.m .

Group Regular

5/

$ 1 .5 0

$ 1 .0 0

1.1

1.9

Immediate

4 :0 0 a.m .

Group Premium

5/

$ 1 .5 0

$ 1 .0 0

2 .6

2 .6

Immediate

3 :3 0 a.m.

RCPC GS/Payor

5/

$ 1 .5 0

Immediate

4 :0 0 a.m.

Endpoint

$ 3 .0 0

$ 2 .5 0

0 .6

0 .8

Immediate

4 :0 0 a.m . 6 /

1 1 1 3 /3 1 1 3

$ 1 .5 0

$ 1 .0 0

2.8

2 .8

1 Day

1 1 :0 0 p.m . M-Th/
8 :3 0 p.m S un & Hoi

Endpoint

$ 3 .0 0

$ 2 .5 0

0 .9

0 .9

Immediate/
1 Day

12:01 a.m . Tue-F
9 :4 5 p.m S un & Hoi

Nonlocal

$ 1 .5 0

$ 1 .2 5

Interdistrict/Other Fed
Group Sort

Selected Cities
5/

$ 1 .5 0

$ 1 .2 5

3 .0

3 .0

1 Day

1 1 :3 0 p.m . M-Th/
1 0 :0 0 p.m . S a t

1 1 :0 0 p.m . M-Th

Interdistrict/Other Fed
Group Sort

S elected RCPC
5/

$ 1 .5 0

$ 1 .2 5

3 .2

3 .2

1 Day

6 :0 0 p.m . M-Th/
1 0 :0 0 p.m . S at

6 :0 0 p.m . M-Th

Inter district/O ther Fed
City Group Sort

5/

$ 1 .5 0

4 .7

1 Day

1 1 :0 0 p.m . M-Th/
1 0 :0 0 p j n . S a t

Interdistrict/Other Fed
RCPC and Country Group Sort

5/

$ 1 .5 0

4 .8

1 Day
10/

2 :0 0 pjm. M-Th/
1 0 :0 0 p.m . S a t

hfcgh D olar

5/

$ 9 .5 0

$ 9 .0 0

7 .5

7 .5

Immediate

1 1 1 3 /3 1 1 3

$ 3 .0 0

$ 2 .5 0

0 .9

0 .9

Immediate

City

$ 1 .5 0

$ 1 .0 0

2 3 .0

2 3 .0

1 Day

9 :0 0 a.m .

RCPC

$ 1 .5 0

$ 1 .0 0

2 3 .0

2 3 .0

1 Day

9 :0 0 a.m .

Country

$ 1 .5 0

$ 1 .0 0

2 3 .0

2 3 .0

2 Day

9 :0 0 a.m .

Federal

$ 1 .5 0

$ 1 .2 5

3 6 .3

3 6 .3

2 Day

9 :0 0 a.m .

City

Group
Fine
RCPC

Fine
Counfry

Regular

Fine

Federal

Offaite 5 /
Noflm adwiM M e

Group Sort

12:0 1 a .m .

5'
Immediate

• 3 .5 0

9/

3 :0 0 a .m .

0 .8

0 .8

Calc. 4 /

Calc. 3 /

2 :0 0 p.m.

8 :3 0 a.m .
5/

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS

DALLAS
Product

Sorting
Requirements

C ash Letter Fee

C anadan C/L

None
C anadian R/T

Per Item Fee
(cents)

$ 3 .0 0
5/

OLD

NEW
5.0

OLD
5/

5/

5/

y

NEW

5.0

$ 2 .5 0
5/

Deadline

Availability

OLD

None

NEW
Encoding 7 /

Effective 9/30/93

5/

E/2 Clear Bonds

None

None

Immediate

12:0 1 a.m ., 3 :0 0 p.m.

U„S„ Treasury Checks

None

None

Immediate

12:0 1 a.m ., 3 :0 0 p.m.

Postal M oney Orders

None

None

Immediate

12:0 1 a.m ., 3 :0 0 p.m.

None

None

immediate

12:0 1 a.m ., 3 :0 0 p.m.

C hecks cfcewn on local FRB

1 1 1 0 -0 0 0 3 - 8

V Deadline times are Monday through Friday except where noted.
21 Local mixed item fees are: City 1.7; RCPC 2.3; Country 2.9. Rejects are 5.2 each and noncommercial items are calculated as city items.
3/ Nonlocal Eleventh District item fees are: City 3.8; RCPC 4.6; HDGS Cull at 35.0.
at 35.0.

The fee for all out-of-district items is 5.4, except HDGS Cull

4 / Contact Dallas Office for availability.
5/ Contact Dallas Office for details.
6/ The deadline is 5:00 a.m. for fine sort letters to RCPC Regular and RCPC Premium group sort banks.
D Price for encoding only. Must be received three hours prior to next available mixed deadline.
8/ RCPC-Plus-City fees are: City: 1.8; RCPC: 2.4; Rejects: 5.2.
9 1 RCPC-Plus-City fees are: City: 1.8; RCPC Premium: 4.5; Rejects: 5.2.
10/ The following endpoints will receive 2-day availability. Lewiston RCPC, Helena RCPC, Jericho Country, Helena Country, Omaha Country,
Denver Country, San Francisco Country, Minneapolis Country.

RETURN CHECK
TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
DALLAS
Product

Sorting
Requirements

Return
Letter Fee
NEW

OLD

Per Item
Fee (cents)
NEW

Effective 9 /3 0 /9 3
Availability

Deadline
y
NEW

OLD

OLD

RAW RETURNS
Affixed

None

$ 1 .0 0

$ 1 .2 5

Sorted

City

$ 1 .5 0

$ 1 .0 0

8 0 .0

8 0 .0

Immediate

12:0 1 a.m .

RCPC

$ 1 .5 0

$ 1 .0 0

8 0 .0

8 0 .0

Immediate

12:01 a.m .

Country

$ 1 .5 0

$ 1 .0 0

8 0 .0

8 0 .0

1 Day

12:0 1 a.m .

Federal

$ 1 .5 0

$ 1 .2 5

9 5 .0

9 5 .0

Calculated

12:0 1 a.m .

None

$ 1 .0 0

$ 1 .2 5

Calc. 21-

2 Day 3 /

8 :0 0 p.m . (Sun-Th)

QUALIFIED RETURNS
Mixed

Calc. 4 /

Calc. 3 /
1 Day a t --

12:01 a.m .

1 Day at -•

9 :0 0 a.m .

2 Day a t -

City

2 :0 0 p.m . M-Th/
1 1 :0 0 p.m . M-Th/
1 0 :0 0 p.m . S at

Regular

1 1 1 0 /3 1 1 0

$ 1 .5 0

$ 1 .0 0

13.0

13.0

Immediate

9 :0 0 a.m .

Premium

1 1 1 0 /3 1 1 0

$ 1 .5 0

$ 1 .0 0

2 1 .0

2 1 .0

Immediate

9 :3 0 a.m .

Endpoint

$ 3 .0 0

$ 2 .5 0

0 .5

0.7

Immediate

9 :3 0 a.m .

Regular

1 1 1 1 /3 1 1 1
1 1 1 9 /3 1 1 9

$ 1 .5 0

$ 1 .0 0

16.0

16.0

Immediate

12:01 a.m .

Premium

1 1 1 1 /3 1 1 1
1 1 1 9 /3 1 1 9

$ 3 .5 0

$ 1 .0 0

29 .0

29 .0

Immediate

3 :0 0 a.m .

Endpoint

$ 3 .0 0

$ 2 .5 0

0 .6

0.9

Immediate

4 :0 0 a.m .

1 1 1 3 /3 1 1 3

$ 1 .5 0

$ 1 .0 0

19.0

19.0

1 Day

1 1 :0 0 p.m . M-Th/
8 :3 0 p.m . Sun & Hoi

Endpoint

$ 3 .0 0

$ 2 .5 0

0 .9

1.1

Immediate/
1 Day

12:0 1 a.m . Tue-F
9 :4 5 p.m . S un & Hoi

Nonlocal

$ 1 .5 0

$ 1 .2 5

56 .0

56 .0

Calculated

2 :0 0 p.m.

On-line wire notice

$ 1 .7 5

$ 1 .7 5

1 2 :0 0 noon

Telephone call to Fed

$ 6 .0 0

$ 6 .0 0

9 :0 0 a.m .

Physical check to Fed 5/

$ 7 .2 5

$ 7 .2 5

9 :0 0 a.m .

Fine
RCPC

Fine
Country

Regular

Fine

Federal

LARGE DOLLAR RETURN ITEM NOTIFICATION (LDRIN)

1/ Deadline times are Monday through Friday exce p t w here noted.
2/ Mixed raw return per item fees are: LOCAL 8 0 .0 ; FEDERAL 9 5 .0 ; REJECTS 8 5 .0 .
3 / C ontact the Return Check Division if you prefer calculated availability.
4 / Qualified mixed return item fees are: CITY 1 4.0; RCPC 17 .0; COUNTRY 2 0 .0 ; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 .
5/ Special sep arate return letter required.
NOTE: Any institution tha t p articipates in the Intermingle Return Item Program may send its qualified return item s to us in a forward pre sen tm en t c ash letter. In addition
to a 1 0 .0 c en t per item surcharge, forward collection item fees will apply to qualified returns to an intermingled program participant for all sort typ e s e x ce p t other fed
and mixed other fed. A 2 0 .0 cen t per item surcharge will apply to other fed and mixed other fed qualified item s sen t to an intermingled program participant.
Intermingled qualified return item fees will apply to returns sent to a non-participant.
Intermingled qualified return item s are not allowed in fine sort packages or group sort c ash letters.

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
EL PASO
Product

Sorting
Requirements

Cash Letter
Fee
DEW

Mixed

None

OLD

• 1 .0 0

$ 1 .2 5

Effective 9/30/93

Per Item
Fee (cents)
NEW

Availability

Deac line
i

2:00 a.m .

Calc. 4 /

Calc. 2 /3 /

OLD

KW

OLD

9 :1 5 a.m .
1 :00 p.m.
RCPC-Plus-CSty

2:00 a.m .

7/

1 1 2 0 /3 1 2 0
1 1 2 2 /3 1 2 2
1 1 2 3 /3 1 2 3
1 1 6 3 /3 1 6 3

• 1 .5 0

Regular

1 1 2 0 /3 1 2 0

• 1 .5 0

$ 1 .0 0

1 .6

1.7

Immediate

9 :1 5 a.m .

Premium

1 1 2 0 /3 1 2 0

• 1 .5 0

$ 1 .0 0

2 .6

2 .7

Immediate

9 :4 5 a.m .

Endpoint

• 3 .0 0

$ 2 .5 0

0 .5

0 .8

Immediate

1 0 :1 5 a.m .

Regular

1 1 2 2 /3 1 2 2
1 1 2 3 /3 1 2 3
1 1 6 3 /3 1 6 3

• 1 .5 0

$ 1 .0 0

3 .0

3 .0

Immediate

2 :0 0 a.m.

Premium

1 1 2 2 /3 1 2 2
1 1 2 3 /3 1 2 3
1 1 6 3 /3 1 6 3

• 3 .5 0

$ 3 .0 0

5.1

5.1

Immediate

3 :0 0 a.m .

Group

5/

• 1 .5 0

$ 1 .0 0

1 .9

2 .7

Immediate

3 :0 0 a.m .

RCPC GS/Payor

5/

• 1 .5 0

Immediate

3 :0 0 a.m .

Endpoint

$ 3 .0 0

$ 3 .0 0

Immediate

3 :0 0 a.m .

Nonlocal

• 1 .5 0

$ 1 .2 5

Calc. 4 /

1 :00 p.m.

S elected Cities
5/

• 1 .5 0

$ 1 .2 5

City

Fine
RCPC

Fine
Federal
Inter district/Other Fed Group Sort

Immediate

8/

• 3 .5 0

3 :0 0 a.m .

0 .7
0 .6

0 .9
Calc. 3 /

3 .0

3.0

1 Day

1 :30 p.m.

Interdistrict/Other Fed
City Group Sort

•1 .5 0

4 .7

1 Day

1 :0 0 p.m .

InterdUtrict/Other Fed
RCPC an d Country Group Sort

• 1 .5 0

4 .8

2 Day

1 :00 p.m.

1 :0 0 p.m .

NofwnachineaUe

Encoding 6 /
C a n a d u n C/L

• 1 4 .0 0

$ 1 3 .5 0

15 .0

15.0

immediate

City

• 1 .5 0

$ 1 .0 0

2 3 .0

2 3 .0

1 Day

9 :1 5 a.m.

• 1 .5 0

$ 1 .0 0

2 3 .0

2 3 .0

1 Day

9 :1 5 a.m .

Federal

Group Sort

5/

RCPC

hfigh Q ola r

• 1 .5 0

$ 1 .2 5

3 6 .3

3 6 .3

2 Day

9 :1 5 a.m .

None

5 .0

5.0

None
Canadian R/T

• 3 .0 0
5/

$ 2 .5 0

9 :1 5 a.m . Tue-F

5/

5/

5/

5/

5/

E/Z Clear Bonds

None

None

Immediate

2 :0 0 a.m .
2 :0 0 p.m.
3 :0 0 p.m.

U.S. Treasury C hecks

None

None

Immediate

2 :0 0 a.m.
2 :0 0 p.m.
3 :0 0 p.m .

Postal! M oney Orders

None

None

Immediate

2 :0 0 a.m .
2 :0 0 p.m .
3 :0 0 p.m.

None

None

Immediate

2 :0 0 a.m .
2 :0 0 p.m.
3 :0 0 p.m.

Check Drawm on L&cal Fflfl

1 1 2 0 -0 0 0 1 -1

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS

EL PASO

Effective 9/30/93

1/ Deadline tim es are M onday through Friday ex ce p t w here noted.
2 / Local mixed item fees are: City 1.7 ; RCPC 3 .1 . Rejects are 5 .2 each and noncommercial item s are calculated a s city item s.
3 / Nonlocal Eleventh District item fees are: City 3.8 ; RCPC 4 .6 ; COUNTRY 5.9 ; HDGS Cull at 3 5 .0 . The fee for out-of-district item s is 5 .4 , e x ce p t HDGS Cull a t 3 5 .0 .
4 / C ontact El Paso Office for availability.
5 / C ontact El Paso Office for details.
6 / Price for encoding only. Processing is an additional charge.
7 / RCPC-Plus-City fees are: City: 1.8; RCPC: 3 .2 ; Rejects: 5.2.
8 / RCPC-Plus City fees are: City: 1 .8 ; RCPC Premium: 5.3 ; Rejects: 5.2

RETURN CHECK
TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
EL PASO
Product

Sorting
Requirements

Return
Letter Fee
NEW

Per Item
Fee (cents)

OLD

NEW

Effective 9 /3 0 /9 3
Deadline

Availability

y
NEW

OLD

OLD

RAW RETURNS
M x ed

None

$ 1 .0 0

$ 1 .2 5

Sorted

City

$ 1 .5 0

$ 1 .0 0

8 0 .0

8 0 .0

Immediate

2 :0 0 a.m .

RCPC

$ 1 .5 0

$ 1 .0 0

8 0 .0

8 0 .0

Immediate

2 :0 0 a.m .

Federal

$ 1 .5 0

$ 1 .2 5

9 5 .0

9 5 .0

Calculated

2 :0 0 a.m.

None

$ 1 .0 0

$ 1 .2 5

Calc. 2/

2 Day 3/

8 :0 0 p.m . Sun-Th

QUALIFIED RETURNS
Mixed

Calc. 4/

Calc. 3 /
1 Day a t -1 Day a t --

9 :1 5 a.m .

2 Days a t —
CSty

2 :0 0 a.m .

1 :0 0 p.m.

Regular

1 1 2 0 /3 1 2 0

$ 1 .5 0

$ 1 .0 0

13.0

13.0

Immediate

9 :1 5 a.m .

Premium

1 1 2 0 /3 1 2 0

$ 1 .5 0

$ 1 .0 0

2 1 .0

2 1 .0

Immediate

9 :4 5 a.m .

Endpoint

$ 3 .0 0

$ 2 .5 0

0 .5

0.8

Immediate

1 0 :1 5 a.m.

Regular

1 1 2 2 /3 1 2 2
1 1 2 3 /3 1 2 3
1 1 6 3 /3 1 6 3

$ 1 .5 0

$ 1 .0 0

16.0

16.0

Immediate

2 :0 0 a.m .

Premium

1 1 2 2 /3 1 2 2
1 1 2 3 /3 1 2 3
1 1 6 3 /3 1 6 3

$ 3 .5 0

$ 1 .0 0

29 .0

2 9 .0

Immediate

3 :0 0 a.m .

Endpoint

$ 3 .0 0

$ 3 .0 0

0 .6

0.9

Immediate

3 :0 0 a.m .

Nonlocal

$ 1 .5 0

$ 1 .2 5

5 6 .0

5 6 .0

Calculated

1:00 p.m.

On-line wire notice

$ 1 .7 5

$ 1 .7 5

1 2 :0 0 noon

Telephone call to Fed

$ 6 .0 0

$ 6 .0 0

9 :0 0 a.m .

Physical check to Fed 5/

$ 7 .2 5

$ 7 .2 5

9 :0 0 a.m .

Fine
RCPC

Fine
Federal

LARGE DOLLAR RETURN ITEM NOTIFICATION (LDR1N)

1/ Deadline tim es are M onday through Friday e x ce p t w here noted.
2/ Mixed raw return per item fees are: LOCAL 8 0 .0 ; FEDERAL 9 5 .0 ; REJECTS 8 5 .0 .
3 / C ontact the Return Check Division if you prefer calculated availability.
4 / Qualified m ixed return item fees are: CITY 14.0 ; RCPC 1 7.0; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 .
5 / Special sep a ra te return letter required.
NOTE: Any institution th a t participates in the intermingle Return Item Program may send its qualified return item s to us in a forw ard p re sen tm en t c a s h letter.
In addition
to a 3 .0 c en t per item surcharge, forw ard collection item fees will apply to qualified returns to a n intermingled program participant for all sort ty p e s e x ce p t other fed and
mixed other fed. A 2 0 .0 c e n t per item surcharge will apply to other fed and m ixed other fed qualified item s s en t to an intermingled program participant.
Intermingled qualified return item fees will apply to retu rn s s en t to a non-participant.
Intermingled qualified return item s are not allow ed in fine sort p ackages or group sort c ash letters.

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
HOUSTON
Product

Sorting
Requirements

Cash
Letter Fee
NEW

Mixed

None

OLD

• 1 .0 0

• 1.2 5

Effective 9/30/93

Per Item
Fee (cents)
NEW

Availability

V

OLD

Calc. 2 /3 /

Deadline

OLD

NEW
Calc. 4 /

1 :0 0 a.m .
9 :0 0 a.m .
1 2 :0 0 noon
9 :3 0 p.m.

RCPC-Plus-City

1 1 3 0 /3 1 3 0
1 1 3 1 /3 1 3 1

• 1 .5 0

Immediate
8/

•3 .5 0
City

1 :00 a.m .

71

3 :3 0 a.m .

Regular

1 1 3 0 /3 1 3 0

• 1 .5 0

$ 1 .0 0

1 .6

1.6

Immediate

9 :0 0 a.m.

Premium

1 1 3 0 /3 1 3 0

• 1 .5 0

$ 1 .0 0

2 .6

2 .6

Immediate

9 :3 0 a.m.

HC Group

5/

• 1 .5 0

$ 1 .0 0

1.5

1.5

Immediate

1 1 :0 0 a.m .

Group

5/

• 1 .5 0

Endpoint

• 3 .0 0

$ 1 .5 0

0 .3

0 .4

Immediate

1 1 :0 0 a.m .

Regular

1 1 3 1 /3 1 3 1

• 1 .5 0

$ 1 .0 0

2 .2

2 .2

Immediate

1 :0 0 a.m.

Premium

1 1 3 1 /3 1 3 1

• 3 .5 0

$ 3 .0 0

4 .3

4 .3

Immediate

3 :3 0 a.m .

5/

• 1 .5 0

$ 1 .0 0

1.1

1.9

Immediate

3 :3 0 a.m .

5/

• 1 .5 0

Immediate

4 :0 0 a.m .

Endpoint

• 3 .0 0

$ 2 .5 0

Nonlocal

• 1 .5 0

$ 1 .2 5

Intercfisfrict/Other Fed
Grot^p Sort

S elected Cities
5/

• 1 .5 0

$ 1 .2 5

Interdistrict/O ther Fed
City Group Sort

5/

• 1 .5 0

kilenfistokt/O ther Fed
RCPC & Counfry Group Sort

5/

• 1 .5 0

High D olar

5/

• 9 .5 0

$ 9 .0 0

7.5

7.5

Immediate

City

• 1 .5 0

$ 1 .0 0

2 3 .0

2 3 .0

1 Day

9 :0 0 a.m.

RCPC

• 1 .5 0

$ 1 .0 0

2 3 .0

2 3 .0

1 Day

9 :0 0 a.m.

Federal

• 1 .5 0

$ 1 .2 5

3 6 .3

3 6 .3

2 Day

9 :0 0 a.m.

None

5.0

5.0

Fine
RCPC

Group
RCPC GS/Payor
Fine
Federal

Group Sort

»«---isonmacwnf'-afiie

Encoding 6 /

■

None

Immediate

0 .8

0 .7
0 .8

0 .6

Immediate

9/

9/

Calc. 4 /

Calc. 3 /

5/

4 :0 0 a.m.
1 2 :0 0 noon
9 :3 0 p.m.

Immediate

1 0 :0 0 p.m .

4 .7

1 Day

9 :3 0 p.m .

4 .8

2 Day

9 :3 0 p.m.

3 .0

3 .0

9 :3 0 p.m.

9 :0 0 a.m . Tue-F

9 :0 0 p.m.

$ 2 .5 0
5/

5/

5/

E/Z Clear Bonds

None

None

Immediate

1 :0 0 a.m.
3 :0 0 p.m.

U .S . T ressiry C hecks

None

None

Immediate

1 :00 a.m.
3 :0 0 p.m.

Postal M oney Orders

None

None

Immediate

1 :00 a.m .
3 :0 0 p.m.

None

None

Immediate

1 :00 a.m .
3 :0 0 p.m.

Canacftan C/L

C hecks Drawn on Local FRB

Canadian R/T

1 1 3 0 -0 0 0 4 -9

• 3 .0 0
5/

5/

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS

HOUSTON

Effective 9/30/93

1/ Deadline tim es are M onday through Friday exce p t w here noted.
2 / Local m ixed item fees are: City 1.7 ; RCPC 2 .3 . Rejects are 5 .2 each and noncommercial item s are calculated a s city items.
3 / Nonlocal Eleventh District item fe e s are: City 3 .8 ; RCPC 4 .6 ; COUNTRY 5.9 ; HDGS Cull at 3 5 .0 . The fee for out-of-district item s is 5 .4 , e x ce p t HDGS Cull a t 3 5 .0 .
4 / C ontact Houston Office for availability.
5 / C ontact H ouston Office for details.
6/ Price for encoding only. Processing is an additional charge.
7 / RCPC-Plus-City per item fees are: City: 1.8; RCPC: 2.4 ; Rejects: 5.2.
8 / RCPC-Plus-City per item fees are: City: 1.8; RCPC Premium: 4 .5 ; Rejects: 5 .2.
9 / Several deadlines are available; c o n ta ct H ouston Office for details.

RETURN CHECK
TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
HOUSTON
Product

Sorting
Requirements

Return
Letter Fee
NEW

OLD

Per Item
Fee (cents)
NEW

Effective 9 /3 0 /9 3
Availability

Deadline
V
OLD

NEW

OLD

RAW RETURNS
M xed

None

$ 1 .0 0

$ 1 .2 5

Sorted

City

$ 1 .5 0

$ 1 .0 0

8 0 .0

8 0 .0

Immediate

1 :0 0 a.m .

RCPC

$ 1 .5 0

$ 1 .0 0

8 0 .0

8 0 .0

Immediate

1:00 a.m .

Federal

$ 1 .5 0

$ 1 .2 5

9 5 .0

9 5 .0

Calculated

1:00 a.m .

None

$ 1 .0 0

$ 1 .2 5

Calc. 2/

2 Day 3 /

9 :3 0 p.m . Sun-Th

QUALIFIED RETURNS
M x ed

Calc. 4 /

Calc. 3 /
1 Day a t -1 Day a t --

9 :0 0 a.m .

2 Day a t --

1 2 :0 0 noon

2 Day a t -City

1 :0 0 a.m .

9 :3 0 p.m.

Regular

1 1 3 0 /3 1 3 0

$ 1 .5 0

$ 1 .0 0

13.0

13.0

Immediate

9 :0 0 a.m .

Premium

1 1 3 0 /3 1 3 0

$ 1 .5 0

$ 1 .0 0

2 1 .0

2 1 .0

Immediate

9 :3 0 a.m .

Endpoint

$ 3 .0 0

$ 1 .5 0

0 .3

0 .4

Immediate

1 1 :0 0 a.m.

Regular

1 1 3 1 /3 1 3 1

$ 1 .5 0

$ 1 .0 0

16.0

16.0

Immediate

1 :0 0 a.m .

Premium

1 1 3 1 /3 1 3 1

$ 3 .5 0

$ 1 .0 0

2 9 .0

2 9 .0

Immediate

3 :3 0 a.m .

Endpoint

$ 3 .0 0

$ 2 .5 0

0 .6

0.9

Immediate

4 :0 0 a.m .

Nonlocal

$ 1 .5 0

$ 1 .2 5

5 6 .0

5 6 .0

Calculated

1 2 :0 0 noon
9 :3 0 p.m.

On-line wire notice

$ 1 .7 5

$ 1 .7 5

1 2 :0 0 noon

Telephone call to Fed

$ 6 .0 0

$ 6 .0 0

9 :0 0 a.m .

Physical check to Fed 5/

$ 7 .2 5

$ 7 .2 5

9 :0 0 a.m.

Fine
RCPC

Fine
Federal

LARGE DOLLAR RETURN ITEM NOTIFICATION (LDRIN)

V Deadline tim es are Monday through Friday e x ce p t w here noted.

2 / Mixed raw return per item fees are: LOCAL 8 0 .0 ; FEDERAL 9 5 .0 ; REJECTS 8 5 .0 .
3 / C ontact the Return Check Division if you prefer calculated availability.
4 / Qualified mixed return item fees are: CITY 1 4 .0 ; RCPC 1 7 .0 ; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 .
5 / Special separate return letter required.
NOTE: Any institution th a t participates in the Intermingle Return Item Program may send its qualified return item s to us in a forward p re sen tm en t c ash letter. In addition to a 10.0
cen t per item surcharge, forw ard collection item fees will apply to qualified returns to an intermingled program participant for all sort typ e s e x c e p t other fed an d mixed other fed. A
2 0 .0 c en t per item surcharge will apply to other fed and mixed other fed qualified item s sent to an intermingled program participant.
Intermingled qualified return item fees will apply to returns s en t to a non-participant.
Intermingled qualified return item s are n ot allow ed in fine sort p ackages or group sort c ash letters.

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
_____________________ SAN ANTONIO
Product

Sorting
Requirem ents

C a sh
L etter Fee
NEW

Mixed

N one

OLD

* 1 .0 0

* 1 .2 5

Effective 9/30/93

Per Item
Fee (cents)
NEW

A vailability

y

OLD

C alc. 2 /3 /

Deadline

NEW
C alc. 4 /

OLD
1 2:0 1 a .m .
2 :0 0 a .m .
9 :3 0 a .m .
1 2 :0 0 noo n
1 0 :0 0 p.m .

RCPC-Bus-GMy

1 1 4 0 /3 1 4 0
"11 49/3149

* 1 .6 0

7/

*3 .5 0
CSty

2 :0 0 a .m .
Im m ediate

8/

3 :3 0 a .m .

R egular

1 1 4 0 /3 1 4 0

*1 .5 0

♦ 1 .0 0

1 .6

1 .6

Im m ed iate

9 :3 0 a .m .

Prem ium

1 1 4 0 /3 1 4 0

* 1 .5 0

* 1 .0 0

2 .6

2 .6

Im m ediate

1 0 :0 0 a .m .

51

* 1 .5 0

End point

* 3 .0 0

* 2 .5 0

0 .5

0 .6

Im m ediate

1 0 :3 0 a .m .

R egular

1 1 4 9 /3 1 4 9

* 1 .5 0

* 1 .0 0

2 .2

2 .2

Im m ediate

2 :0 0 a .m .

Prem ium

1 1 4 9 /3 1 4 9

* 3 .5 0

* 3 .0 0

4 .3

4 .3

Im m ediate

3 :3 0 a .m .

Q roup

1/

* 1 .5 0

* 1 .0 0

1.1

1 .9

Im m ediate

RCPC G S /P ay o r

6/

* 1 .5 0

Endpoint

* 3 .0 0

* 2 .5 0

N onlocal

* 1 .5 0

* 1 .2 5

In te rd istrict/O th er Fed
G roup S o rt

S e le c te d Cities
5/

* 1 .5 0

* 1 .2 5

Intertflatrict/O ther F e d
City G roup S o rt

0/

* 1 .5 0

In te rd istrict/O th er Fed
RCPC & C ou ntry G ro up S o r t

§/

* 1 .5 0

Q roup
Fine
RCPC

Fine

Ttdwai

high Dolar

Q roup S ort

0 .8

Im m ediate

0 .5

1 0 :0 0 a .m .

w

3 :3 0 a .m .

Im m ed iate

0 .6
C alc. 3/

Im m ediate

4 :0 0 a .m .

C alc. 4 /

0 .8

4 : 0 0 a .m .

1 2 :0 0 no on
1 0 :0 0 p.m .

1 Day

1 0 :0 0 p .m .

4 .7

1 Day

9 :3 0 p .m .

4 .8

2 Day

9 :3 0 p .m .

3 .0

3 .0

9 :3 0 p .m .

Canadun C/L

7 .5

7 .5

Im m ed iate

City

* 1 .5 0

* 1 .0 0

2 3 .0

2 3 .0

1 Day

9 :3 0 a .m .

* 1 .5 0

* 1 .0 0

2 3 .0

2 3 .0

1 Day

9 :3 0 a .m .

Federal

Encoding 6/

* 9 .0 0

RCPC

Nonmachineable

* 9 .5 0

* 1 .5 0

* 1 .2 5

3 6 .3

3 6 .3

2 Day

9 :3 0 a .m .

N one

5 .0

5 .0

N one

* 3 .0 0

* 2 .5 0
5/

5/

5/

E/Z Clear Bonds

N one

N one

Im m ediate

12:0 1 a .m .
3 :0 0 p.m .

U .S. Treasury Checks Checks

N one

N one

Im m ediate

12:0 1 a .m .
3 :0 0 p.m .

Postal Money Order*

N one

N one

Im m ediate

1 2 :0 1 a .m .
3 :0 0 p .m .

N one

N one

im m e d ia te

1 2 :0 1 a .m .
3 :0 0 p.m .

Checks Drawn on Local FRB

C ana dia n R/T

9 :0 0 a .m . Tue-F

1 1 4 0 0 0 7 2 -1

-§1

FORWARD CHECK COLLECTION TIME AND FEE SCHEDULE
LOCAL DEPOSITORS

SAN ANTONIO

Effective 9/30/93

V Deadline times are M onday through Friday exce p t w here noted.
21 Local m ixed item fees are: City 1 .7 ; RCPC 2 .3 .

Rejects are 5 .2 each and noncommercial item s are calculated a s city items.

3 / Nonlocal Eleventh District item fees are: City 3 .8 ; RCPC 4 .6 ; COUNTRY 5.9 ; HDGS Cull at 3 5 .0 . The fee for out-of-district item s is 5 .4 , e x ce p t HDGS Cull a t 3 5 .0 .
4/ C ontact San Antonio Office for availability.
5/ C ontact San Antonio Office for details.
6/ Price .for encoding only. Processing is an additional charge.
7/ RCPC-Plus-City item fees are: City: 1.8; RCPC: 2 .4 ; Rejects: 5 .2 .
8 / RCPC-Plus-City item fees are: City: 1.8; RCPC Premium: 4 .5 ; Rejects: 5.2.
9 / Several deadlines are available; c o n ta ct San Antonio Office for details.

RETURN CHECK
TIME AND FEE SCHEDULE
LOCAL DEPOSITORS
SAN ANTONIO
Return
Letter Fee

Sorting
Requirements

Product

NEW

OLD

Per Item
Fee (cents)
NEW

Effective 9 /3 0 /9 3
Deadline
1/

Availability

OLD

NEW

OLD

RAW RETURNS
2 Day 3 /

Calc. 21

8 :0 0 p.m . Sun-Th

Mixed

None

$ 1 .0 0

$ 1 .2 5

Sorted

City

$ 1 .5 0

$ 1 .0 0

8 0 .0

8 0 .0

Immediate

2 :0 0 a.m .

RCPC

$ 1 .5 0

$ 1 .0 0

8 0 .0

8 0 .0

Immediate

2 :0 0 a.m .

Federal

$ 1 .5 0

$ 1 .2 5

9 5 .0

9 5 .0

Calculated

2 :0 0 a.m .

None

$ 1 .0 0

$ 1 .2 5

QUALIFIED RETURNS
M xed

Calc. 3 /

Calc. 4 /

1 Day a t -

12:01 a.m .

1 Day a t -

2 :0 0 a.m.

1 Day at -

9 :3 0 a.m.

2 Days at —

12 :0 0 noon

2 Days a t —

10 :0 0 p.m.

Regular

1 1 4 0 /3 1 4 0

$ 1 .5 0

$ 1 .0 0

13.0

13.0

Immediate

9 :3 0 a.m .

Premium

1 1 4 0 /3 1 4 0

$ 1 .5 0

$ 1 .0 0

21 .0

2 1 .0

Immediate

1 0 :0 0 a.m.

Endpoint

$ 3 .0 0

$ 2 .5 0

0 .5

0.7

Immediate

1 0 :3 0 a.m.

Regular

1 1 4 9 /3 1 4 9

$ 1 .5 0

$ 1 .0 0

16.0

16.0

Immediate

2 :0 0 a.m.

Premium

City

1 1 4 9 /3 1 4 9

$ 3 .5 0

$ 1 .0 0

2 9 .0

29 .0

Immediate

3 :3 0 a.m.

Endpoint

$ 3 .0 0

$ 2 .5 0

0 .6

0.9

Immediate

4 :0 0 a.m.

Nonlocal

$ 1 .5 0

$ 1 .2 5

5 6 .0

56 .0

Calculated

12 :0 0 noon
10 :0 0 p.m.

Fine
RCPC

Fine
Federal

LARGE DOLLAR RETURN ITEM NOTIFICATION (LDRIN)
On-line wire notice

$ 1 .7 5

$ 1 .7 5

1 2 :0 0 noon

Telephone call to Fed

$ 6 .0 0

$ 6.0 0

9 :0 0 a.m .

Physical ch eck to Fed 5 /

$ 7 .2 5

$ 7 .2 5

9 :0 0 a.m .

1/ Deadline tim es are Monday through Friday e x ce p t w here noted.
21 Mixed raw return per item fees are: LOCAL 8 0 .0 ; FEDERAL 9 5 .0 ; REJECTS 8 5 .0 .

3 / C ontact the Return Check Division if you prefer calculated availability.
4 / Qualified mixed return item fees are: CITY 1 4.0 ; RCPC 1 7.0; FEDERAL 5 7 .0 ; REJECTS 3 0 .0 .
5/ Special separate return letter required.
NOTE: Any institution th a t participates in the Intermingle Return Item Program m ay send its qualified return item s to us in a forward p resen tm en t c ash letter. Inaddition to a 10.0
cen t per item surcharge, forward collection item fees will apply to qualified retu rn s to an intermingled program participant for all sort typ e s e x ce p t other fed an d mixed other fed. A
2 0 .0 cen t per item surcharge will apply to other fed and m ixed other fed qualified items s en t to an intermingled program participant.
Intermingled qualified return item fees will apply to returns sen t to a non-participant.
Intermingled qualified return item s are n ot allowed in fine sort p ackages or group sort c ash letters.


Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102