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O F DALLAS
W ILLIA M

H. W ALLACE

FIRST V IC E PR E S ID E N T
AND C H IE F O P ER ATIN G O FFIC E R

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DALLAS, TEXAS 7 5 2 2 2

C ircular 90-49

TO:

The Chief Executive Officer of each
memb e r bank and others concerned in
the Eleventh Federal Reserve District
SUBJECT
March 1990 Uniform Bank Performance Report

DETAILS

The Federal Financial Institutions Examination Council (FFIEC) has
announced that the March 1990 Uniform Bank Performance Report (UBPR) is ready
for d i s t r ibution and sale to the public.
The FFIEC is again making available
c omputer tapes of data for this edition of the Report.
The quarterly UBPR
permits both summary and in-depth analysis of a commercial b a n k ’s performance
and trends.
ATTACHMENTS

Ordering instructions for the UBPR and s u pplementary reports
are attached.
MORE INFORMATION

Questions concerning the UBPR should be addressed to Dorsey Davis
at (214) 744-7420.
If you would like to receive additional copies of this
circular, please contact the Public Affairs Department at (214) 651-6289.
S i n c erely yours,

For additional copies of any circular, please contact the Public Affairs Department at (214) 651-6289. Bankers and others are encouraged to use the following
toll-free number in contacting the Federal Reserve Bank of Dallas: (800) 333-4460.

This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)

THE UNIFORM BANK PERFORMANCE REPORT
ORDER FORM
Complete the appropriate c o l u m s indicating the UBPR products desired (refer to instructions on the reverse side). Send order
form and check (made payable to the: Federal Financial Institutions Examination Council) to: UBPR, Department 4320, Chicago,
II 60673.
For additional information on your UBPR order, please call the FDIC Disclosure Group at 1-800-843-1669 (in the
Washington, DC area 1-202-898-7108).
For questions regarding content of the UBPR products, please call Jon Wisnieski at
1-202-357-0111.
FOR FDIC USE ONLY!
Canpleted order should be Bailed to:
Log N um b e r...
CONTACT PERSON:

Date R ec ei ve d. .

NAME (Bank or Company):

Dollar A m o u n t . .

STREET ADDRESS: _ _ _ _ _

Date E n t er ed . ..

P.O. BOX: _ _ _ _ _ _ _ _ _ _

Date Mai led....

CITY:

STATE:

TELEPHONE NUMBER:

FDIC CERT
NUMBER*

Processed B y . ..

ZIP:

Requestors ID..

DATE ORDERED:

Bank Report for
Insured Bank Name

City

State

Call Report # of Copies
Requested
Date

Unit
Cost

Total Cost

$40.00

$

$40.00

$

$40.00

$

$40.00

$

$40.00

$

$40.00

$

$40.00

$

$40.00

$

$40.00

$

$40.00

$

$

•Only if FDIC certificate number is available.
Peer Group Report

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Please note

$60.00

Peer Groip Report
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$60.00

$
$

State Average Report

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$40.00

State Average Report

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$40.00

When ordering more than ten bank -eports or more than two peer jroup or state average reports, please attach
an additional sheet.
User's Guide for the Uni fora Bank Performance Report

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$

TOTAL COST OF YOUR ORDER (AMOUNT ENCLOSED):

$25.00

$

$

THE MARCH 1990 UNIFORM BANK PERFORMANCE REPORTS ARE NOW AVAILABLE!
General Information

The Uniform Bank Performance Report (UBPR) is an
analytical
tool
created for bank supervisory
purposes. In a concise format, it shows the impact
of management decisions and economic conditions on
a bank's performance and balance-sheet composition
and is produced for each insured commercial bank
a nd FDIC insured savings bank (Insured Bank) in the
United States. The UBPR is computer-generated from
the FDIC data base, contains several year's worth
of data, and the data is presented in ratio,
percentage, and dollar formats.

5. Pifclic Disclosure Tapes * data printed on the
Bank Report hard copies are available on tape in
bulk format for all banks, peer groups and state
averages.
These tapes may be of use to
requestors who wish to select or analyze data
for large numbers of banks or peer groups.
A
typical UBPR edition would include a maximum of:
eight unique tapes for bank data, eight unique
tapes for bank rank data, and one tape for peer
group and state average data.
Data Formats

UBPR Products

1.

Bank Report - (approximately 12 pages) prepared
for each Insured Bank in the U.S.
Page Description
- Table of Contents
1 Surmary Ratios
2 Income Statement
3 Noninterest Income & Expenses
4 Balance Sheet
5 Commitments and Contingencies
6 Composition of Assets t Liabilities
7 loan Allowance & Loan Mix
8 Past Due, Nonaccrual & Restructured Loans
9 Maturity & Repricing Distribution
10 Liquidity & Investment Portfolio
11 Capital Analysis
2. Peer Gro up Report - (approximately ?50 pages)
contains eight pages of ratio averages for each
UBPR Peer Group as well as national averages.
For UBPR comparisons, commercial banks and FDIC
insured savings banks are not commingled.
Page Description
- Table of Contents
1 Summary Ratios
2 Overhead, Yield & Cost Ratios
3 Composition of Assets & Liabilities
4 Loan Allowance & Loan Mix
5 Past Due, Nonaccrual & Restructured Loans
6 Mat ur it y & Repricing Distribution
7 Investment Portfolio & Capital Analysis
8 C o m m tments and Contingencies
3. State A v e ra ge Report - (approximately 75 pages)
contains o ne page of Summary Ratio averages (in
the same format as page 1 of the Bank Report)
for the nation and each individual state.
4. User's Guide for the UBPR - (approximately 100
pages) documents the Bank Report.
The User's
Guide includes:
o General and technical UBPR information
o A sample of each UBPR page and a description
of each line item
o A worksheet for calculating tax-equivalency
adjustment.

The typical UBPR format consists of the following:
o Year-End - Five consecutive year-end periods
(e.g., December 1985 through December 1989).
o Hon-Year-End - Current period, one-year ago from
the current period, and three year-end periods
(i.e., March 1990, March 1989, December 1989,
December 1988 and December 1987).
Data Types

The typical UBPR Publication presents three types
of data for each of five periods:
o Bank-Level Ratio and Dollar Values: The source
of all bank financial data in all of the UBPR
publications is the FFIEC Call Reports, which
are filed on a calendar quarter basis,
o Peer Group Averages: The UBPR system classifies
insured commercial banks into 25 unique Peer
Groups and FDIC insured savings banks into four
unique Peer Groups to show how a group of banks
with similar characteristics has performed.
This information can be used as a bench mark to
assess an individual bank's asset and liability
structure, earnings level and off-balance sheet
exposure.
o Bank Percentile Ranks: Based on the UBPR Peer
Groups, the UBPR system ranks each bank ratio
within each Peer Group in an ascending order.
The resulting percentile rank, ranging from 0 to
99, provides the user an institution's relative
position within it's UBPR peer group for each
measure.
UBPR Data Availability

Each quarter, approximately 90 days after the Call
Report date, each Insured Bank will automatically
receive a copy of its own UBPR Bank Report free of
charge.
If you have misplaced your bank's UBPR
Bank Report an additional copy may be purchased
(through the FDIC Disclosure Group).
In addition,
you may also purchase the Bank Report on your
competitors or any other UBPR product by using the
order form on the back side of this page.

UBPR EDITION AVAILABILITY
YEAR
1990
1989
1988
1987
1986
1985
1984
1983
1982
1981

MARCH
Yes*
Yes
Yes
Yes
-

-

-

JUNE
SEPTEMBER DECEM8ER
Oct '90Jan '91 April '91
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
- Yes
Yes
Yes
Yes
■
Yes

*FDIC insured savings bank UBPR's are produced
for the first time.
UBPR PRICING SCHEDULE
UBPR PRODUCT
PRICE PER COPY
1. Bank Report
$40.00
2. Peer Group Report
$60.00
3. State Average Report
$40.00
4. User's Guide for the UBPR
$25.00
5. Public Disclosure Tapes
$400.00*
*For each data tape
How To Order UBPR Publications

UBPR publications may be purchased through the FDIC
Disclosure Group. All requests must be in writing
and payment must be included with the order.
Orders should be sent to: UBPR, Department 4320,
Chicago, IL 60673.
Please make certain to remit
the exact dollar amount as nominal overpayments are
nonrefundable and underpayments wilt delay shipment
of your request. Refunds will only be made in the
event of cancellation of an order
or product
unavailability.
For additional information on your
UBPR
please call the FDIC Disclosure Group at
1-800-843-1669 (in the Washington, DC area
1-202-898-7108).
For questions
regarding content of
products, please call Jon Wisnieski at
1-202-357-0111.

the

order,

UBPR

Non-Related UBPR Products

For information concerning the Bank Holding Company
Performance Reports, call the Federal Reserve Board
Publications U ni t at 1-202-452-3244.
Currently,
the federal regulatory agencies do not produce a
performance report for the S&L Institutions.


Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102