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Federal R eserve Bank OF DALLAS WILLIAM H. WALLACE DALLAS. TEXAS 75222 F IR S T V IC E P R E S ID E N T January 11, 1985 Circular 85-2 TO: The Chief Executive Officer of all member banks and others concerned in the Eleventh Federal Reserve District SUBJECT Official Truth in Lending Staff Comnentary on Regulation Z — DETAILS The Board of Governors of the Federal Reserve System has published in pamphlet form its Official Staff Commentary on Regulation Z. The pamphlet amendments became effective on October 16, 1984. The commentary is designed to provide guidance to creditors in applying the regulation to specific transactions. The attached pamphlet should be filed in Volume 2 of your Regulations Binders and the previous Staff Commentary on Regulation Z should be discarded. ATTACHMENTS The new Regulation Z pamphlet is attached. MORE INFORMATION For more information, please Bank's Legal Department at (214) 651-6171. contact this Sincerely yours, For additional copies of any circular please c ontact the Public A ffairs D ep artm en t at (214) 6 51 -6 2 8 9 . Banks and others are encouraged to use the follow ing incoming W A TS numbers in contacting this Bank (800) 4 4 2 -7 1 4 0 (intrastate) and (800) 5 2 7 -9 2 0 0 (interstate). This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)